reglab/housing_qa huggingface dataset:
MD. Financial Institutions Code Ann. §  12-1009 (2021)
2021 Maryland Statutes|Financial Institutions|Title 12 - Miscellaneous Institutions and Activities|Subtitle 10 - Maryland Debt Settlement Services Act|Section 12-1009 - Registration -- Expiration and Renewal

    (a)    A registration issued under this subtitle expires on December 31 of each year.    (b)    On or after November 1 of the year in which a registration expires, the registration may be renewed for an additional 1–year term if the registrant:        (1)    Otherwise is entitled to be registered;        (2)    Pays to the Commissioner the renewal fee established under § 12–1006 of this subtitle;        (3)    Submits to the Commissioner a renewal application on the form that the Commissioner requires; and        (4)    Pays to NMLS any fees that NMLS imposes in connection with the renewal of the registration.
MD. Financial Institutions Code Ann. §  12-1011 (2021)
2021 Maryland Statutes|Financial Institutions|Title 12 - Miscellaneous Institutions and Activities|Subtitle 10 - Maryland Debt Settlement Services Act|Section 12-1011 - Material Representation Prohibited

    A registrant may not misrepresent any material aspect of any debt settlement service.
MD. Financial Institutions Code Ann. §  12-1013 (2021)
2021 Maryland Statutes|Financial Institutions|Title 12 - Miscellaneous Institutions and Activities|Subtitle 10 - Maryland Debt Settlement Services Act|Section 12-1013 - Advertisement

    An advertisement for debt settlement services shall include clearly and conspicuously a disclosure that, to the extent that any aspect of the debt settlement services relies on or results in the consumer’s failure to make timely payments to the consumer’s creditors or debt collectors, the use of the debt settlement services:        (1)    Will likely adversely affect the consumer’s creditworthiness;        (2)    May result in the consumer being subject to collections or being sued by creditors or debt collectors; and        (3)    May increase the amount of money the consumer owes due to the accrual of fees and interest by creditors or debt collectors.
MD. Financial Institutions Code Ann. §  12-1015 (2021)
2021 Maryland Statutes|Financial Institutions|Title 12 - Miscellaneous Institutions and Activities|Subtitle 10 - Maryland Debt Settlement Services Act|Section 12-1015 - Annual Report

    (a)    On or before March 15 of each year, a registrant shall report to the Commissioner on the debt settlement services business of the registrant conducted during the preceding calendar year.    (b)    The annual report shall be on the form that the Commissioner requires.
MD. Financial Institutions Code Ann. §  12-1016 (2021)
2021 Maryland Statutes|Financial Institutions|Title 12 - Miscellaneous Institutions and Activities|Subtitle 10 - Maryland Debt Settlement Services Act|Section 12-1016 - Violation of Subtitle

    A violation of this subtitle is:        (1)    An unfair or deceptive trade practice within the meaning of Title 13 of the Commercial Law Article; and        (2)    Subject to the enforcement and penalty provisions of Title 13 of the Commercial Law Article.
MD. Financial Institutions Code Ann. §  12-1017 (2021)
2021 Maryland Statutes|Financial Institutions|Title 12 - Miscellaneous Institutions and Activities|Subtitle 10 - Maryland Debt Settlement Services Act|Section 12-1017 - Short Title

    This subtitle may be cited as the Maryland Debt Settlement Services Act.
MD. Financial Institutions Code Ann. §  13-801 (2021)
2021 Maryland Statutes|Financial Institutions|Title 13 - State-Operated Financial Programs|Subtitle 8 - Allocation of Private Activity Bond Authority|Section 13-801 - Definitions

    (a)    In this subtitle the following words have the meanings indicated, unless otherwise required by the context.    (b)    “Bonds” means any bonds, notes, or other obligations of an issuer, the interest on which is exempt from federal taxation under the Code and the tax–exempt status of which is subject to the volume limitation established under § 146 of the Code.    (c)    “Code” means the Internal Revenue Code of 1986, as amended, and the applicable regulations thereunder.    (d)    “Community Development Administration” means that division of the Department of Housing and Community Development established under Title 4, Subtitle 2 of the Housing and Community Development Article.    (e)    “County” means any county in the State of Maryland and the City of Baltimore.    (f)    “Housing bonds” means any “qualified mortgage bonds” and bonds for any “qualified residential rental project” as those terms are defined in the Code.    (g)    “Issuer” means any State issuer or local issuer.    (h)    “Local issuer” means any county, municipality, or industrial development authority established under Title 12, Subtitle 1 of the Economic Development Article, or other agency with authority to issue bonds, other than a State issuer.    (i)    “Maryland State ceiling” means the volume limitation established pursuant to § 146 of the Code on the aggregate dollar amount of bonds that may be issued by State and local issuers in any calendar year.    (j)    “Minority business enterprise” means the minority business enterprises as defined in § 14–301 of the State Finance and Procurement Article.    (k)    “Municipality” means any municipal corporation subject to the provisions of Article XI–E of the Maryland Constitution.    (l)    “Secretary” means the Secretary of Commerce.    (m)    “Secretary’s reserve” means the allocation of the Maryland State ceiling initially made under § 13–802(4) of this subtitle and augmented under § 13–805 of this subtitle.    (n)    “State issuer” means the State of Maryland or any agency of the State of Maryland with authority to issue bonds.
MD. Financial Institutions Code Ann. §  13-803 (2021)
2021 Maryland Statutes|Financial Institutions|Title 13 - State-Operated Financial Programs|Subtitle 8 - Allocation of Private Activity Bond Authority|Section 13-803 - Transfer of Allocations

    (a)    Except as specifically provided in this section, an issuer receiving an allocation under this section may not transfer all or any portion of its allocation to any other issuer.    (b)    (1)    Any county may, at any time in its sole discretion, reallocate all or any portion of its allocation to any local issuer (including any agency of the county) within its jurisdiction.        (2)    Any county which has reallocated all or any portion of its allocation to a local issuer may reduce or further reallocate such reallocation after 30 days’ prior written notice to, or after receiving the consent of, such local issuer, unless such local issuer has used such reallocation for the issuance of bonds prior to the effective date of such reduction or further reallocation.    (c)    (1)    Notwithstanding any applicable law, charter, ordinance, or other corporate document, any issuer receiving an allocation may transfer all or any portion of its allocation to a State issuer for the issuance of bonds.        (2)    With the approval of the Secretary, any State issuer may transfer to any other issuer all or any portion of any allocation received by or transferred to it for any purpose. However, the Secretary may place any conditions on any such transfer as the Secretary deems appropriate.        (3)    Any housing bond allocation transferred to the Community Development Administration by a local issuer may be transferred to any other issuer only with the approval of the Secretary and the local issuer that transferred the allocation to the Community Development Administration.
MD. Financial Institutions Code Ann. §  13-804 (2021)
2021 Maryland Statutes|Financial Institutions|Title 13 - State-Operated Financial Programs|Subtitle 8 - Allocation of Private Activity Bond Authority|Section 13-804 - Reports

    (a)    On September 15 of each calendar year, each issuer shall submit a report, approved in writing by its bond counsel, to the Secretary containing the following information:        (1)    The amount of the total allocation of the Maryland State ceiling allocated in that year to the issuer prior to September 15;        (2)    The amount and type of bonds issued in that year pursuant to the total allocation to the issuer in that year;        (3)    The amount and type of bonds not issued, but anticipated to be issued on or before September 30 of that year, pursuant to the total allocation to the issuer in that year; and        (4)    Any other information that the Secretary may request.    (b)    (1)    Each issuer shall file with the Secretary a copy of each executed information report required by § 149(e)(2) of the Code to be filed with the federal Internal Revenue Service.        (2)    Each such information report shall be filed by the earlier of 10 business days following the date of the issuance of the bonds or December 30 of the calendar year in which the bonds are issued. The Secretary may grant an extension of time for the filing of any such information report.        (3)    Any bonds for which such executed information report is not filed with the Secretary in accordance with this subsection shall be deemed not to have received an allocation of the Maryland State ceiling.    (c)    Each issuer shall provide the Secretary with such additional reports and other information regarding its allocation of the Maryland State ceiling and the use thereof as the Secretary may request.
MD. Financial Institutions Code Ann. §  13-805 (2021)
2021 Maryland Statutes|Financial Institutions|Title 13 - State-Operated Financial Programs|Subtitle 8 - Allocation of Private Activity Bond Authority|Section 13-805 - Reversion of Allocations; Reallocation

    (a)    All allocations of the Maryland State ceiling previously made during any calendar year shall automatically revert to the Secretary’s reserve on October 1 of such calendar year except with respect to allocations for which:        (1)    Bonds have been issued;        (2)    With the approval of the issuer, a preliminary official statement has been distributed by the underwriters in connection with the public offering of any bonds; or        (3)    The issuer has transferred its allocation to a State issuer under § 13-803(c) of this subtitle.    (b)    All allocations of the Maryland State ceiling for bonds to be issued in a public offering which did not revert to the Secretary’s reserve on October 1 because of subsection (a)(2) of this section shall revert to the Secretary’s reserve on November 15 of the same year if the bonds are not issued on or before November 14 of such year.    (c)    The unused balance of the initial allocation to the Community Development Administration under § 13-802(3) of this subtitle shall be reallocated from the Secretary’s reserve to the Community Development Administration.    (d)    (1)    All other allocations that have reverted to the Secretary’s reserve shall be reallocated as provided in § 13-802(4) of this subtitle. The Secretary may also give priority in processing and granting reservations of allocation from the Secretary’s reserve to the order in which requests for reallocation are received.        (2)    No reallocation of the Secretary’s reserve as provided in § 13-802(4) of this subtitle may be made until notice as to the availability and amount of funds has been given to each county executive of a charter county, the Mayor and City Council of Baltimore, the Chairman of the County Council of Wicomico County, and, for all other counties, the president or the chairman of the county commissioners. The failure of any such notice being given as required by this paragraph may not adversely affect the validity of any allocation made by the Secretary under this subtitle or of any bonds issued pursuant to this subtitle.        (3)    Each request for reallocation shall be accompanied by such information as the Secretary may require.        (4)    Each reservation of allocation made by the Secretary on or after October 1 of any year shall expire on the date specified in the reservation.    (e)    (1)    An issuer which has received an allocation from the Maryland State ceiling prior to October 1 of any year may not carry forward such allocation to any later year.        (2)    All requests for a carry-forward allocation shall be submitted to the Secretary with such justifications and other information as the Secretary may require.        (3)    The Secretary may provide for carry-forward allocations to the extent permitted by the Code.
MD. Financial Institutions Code Ann. §  13-806 (2021)
2021 Maryland Statutes|Financial Institutions|Title 13 - State-Operated Financial Programs|Subtitle 8 - Allocation of Private Activity Bond Authority|Section 13-806 - Use of Minority Business Enterprises Favored

    (a)    (1)    The recipients of the proceeds of bonds shall make best efforts to use minority business enterprises in the construction of projects and the provision of services and supplies financed with such proceeds.        (2)    State and local issuers shall monitor compliance with this requirement.    (b)    The Secretary may provide guidance in connection with the efforts of such recipients to use minority business enterprises. Such recipients shall provide any information on their efforts to the issuer or to the Secretary that the issuer or the Secretary may request.    (c)    (1)    Any failure to comply with the provisions of this subtitle does not in any way affect the validity of any bonds issued pursuant to an allocation from the Maryland State ceiling under this subtitle or the tax-exempt status of any such bonds under the Code, including the tax-exempt status of interest on such bonds under the Code.        (2)    Any failure to comply with the provisions of this subtitle may be taken into consideration by the Secretary in making allocations from the Secretary’s reserve under §§ 13-802(4) and 13-805(d) of this subtitle.
MD. Financial Institutions Code Ann. §  13-807 (2021)
2021 Maryland Statutes|Financial Institutions|Title 13 - State-Operated Financial Programs|Subtitle 8 - Allocation of Private Activity Bond Authority|Section 13-807 - Administration

    (a)    (1)    The Secretary may make any and all allocations, apportionments, determinations, and findings required or permitted by this subtitle.        (2)    Any allocations, apportionments, determinations, and findings of the Secretary shall be made in the Secretary’s sole and absolute discretion, subject to the provisions of this subtitle, shall be conclusive, and are not subject to review or approval under either the Maryland Administrative Procedure Act or any other law of the State of Maryland or by any agency or political subdivision of the State of Maryland.    (b)    At the request of any issuer or its bond counsel made in connection with the issuance of any bonds, and in order to show compliance with the requirements of the Code, the Secretary or such person as the Secretary shall designate by written order may issue such certifications as may be reasonably required in order to establish the existence of a valid allocation for the proposed bond issuance and to establish that the Maryland State ceiling has not been exceeded, and the Secretary or such person designated by the Secretary in accordance with this subsection shall be the State official designated by State law for the purpose of certifying in connection with the information report required by § 149 of the Code that the bonds included in an issue meet the requirements of § 146 of the Code.    (c)    The actual dollar amount of all allocations shall be determined by the Secretary. Allocations to issuers of the Maryland State ceiling under § 13-802 of this subtitle shall be based on the most recent census estimate of the resident populations of the State of Maryland and the counties released by the U.S. Bureau of the Census before January 1 of the year in which the allocations are made, as determined by the Secretary.
MD. General Provisions Code Ann. §  1-101 (2021)
2021 Maryland Statutes|General Provisions|Title 1 - Rules of Interpretation|Subtitle 1 - Definitions|Section 1-101 - In General

    Except as otherwise provided in this Code, in this Code the following words have the meanings indicated.
MD. General Provisions Code Ann. §  1-102 (2021)
2021 Maryland Statutes|General Provisions|Title 1 - Rules of Interpretation|Subtitle 1 - Definitions|Section 1-102 - Administrator; Executor; Personal Representative

    (a)    “Administrator” includes an executor and a personal representative.    (b)    “Executor” includes an administrator and a personal representative.    (c)    “Personal representative” includes an administrator and an executor.
MD. General Provisions Code Ann. §  1-103 (2021)
2021 Maryland Statutes|General Provisions|Title 1 - Rules of Interpretation|Subtitle 1 - Definitions|Section 1-103 - Adult; Minor

    (a)    “Adult” means an individual at least 18 years old.    (b)    Except as provided in § 1–401(b) of this title, as it pertains to legal age and capacity, “minor” means an individual under the age of 18 years.
MD. General Provisions Code Ann. §  1-104 (2021)
2021 Maryland Statutes|General Provisions|Title 1 - Rules of Interpretation|Subtitle 1 - Definitions|Section 1-104 - Assault

    Except as used in Title 3, Subtitle 2 of the Criminal Law Article, “assault” means assault in any degree unless a specific degree of assault is specified.
MD. General Provisions Code Ann. §  1-105 (2021)
2021 Maryland Statutes|General Provisions|Title 1 - Rules of Interpretation|Subtitle 1 - Definitions|Section 1-105 - Certified Mail; Registered Mail

    In this Code, a code of public local laws, a municipal charter, a resolution or ordinance of a county or municipal corporation, or a rule, regulation, or directive of a unit of the State or a political subdivision of the State:        (1)    “certified mail” and “registered mail” include the uses, procedures, and fees of the United States Postal Service;        (2)    “certified mail” includes “registered mail”; and        (3)    “registered mail” includes “certified mail”.
MD. General Provisions Code Ann. §  1-106 (2021)
2021 Maryland Statutes|General Provisions|Title 1 - Rules of Interpretation|Subtitle 1 - Definitions|Section 1-106 - Child

    Except in matters of inheritance, descent, or distribution of property, “child” or an equivalent word includes an illegitimate child.
MD. General Provisions Code Ann. §  1-107 (2021)
2021 Maryland Statutes|General Provisions|Title 1 - Rules of Interpretation|Subtitle 1 - Definitions|Section 1-107 - County

    “County” means a county of the State or Baltimore City.
MD. General Provisions Code Ann. §  1-108 (2021)
2021 Maryland Statutes|General Provisions|Title 1 - Rules of Interpretation|Subtitle 1 - Definitions|Section 1-108 - De Novo

    (a)    This section does not apply to the review of cases from:        (1)    the Workers’ Compensation Commission;        (2)    the Health Care Alternative Dispute Resolution Office; or        (3)    the Maryland Insurance Administration under § 27–1001 of the Insurance Article.    (b)    In a statute providing for de novo judicial review or appeal of a quasi–judicial administrative agency action, “de novo” means judicial review based on an administrative record and any additional evidence that would be authorized by § 10–222(f) and (g) of the State Government Article.
MD. General Provisions Code Ann. §  1-109 (2021)
2021 Maryland Statutes|General Provisions|Title 1 - Rules of Interpretation|Subtitle 1 - Definitions|Section 1-109 - Gift

    In a statute that authorizes a gift to or for the use of the State or any of its officers or units, “gift” includes an inter vivos gift, inter vivos endowment, bequest, devise, legacy, or testamentary endowment of any interest in real or personal property.
MD. General Provisions Code Ann. §  1-110 (2021)
2021 Maryland Statutes|General Provisions|Title 1 - Rules of Interpretation|Subtitle 1 - Definitions|Section 1-110 - Includes; Including

    “Includes” or “including” means includes or including by way of illustration and not by way of limitation.
MD. General Provisions Code Ann. §  1-111 (2021)
2021 Maryland Statutes|General Provisions|Title 1 - Rules of Interpretation|Subtitle 1 - Definitions|Section 1-111 - Legal Holiday

    (a)    In this Code and any regulation or directive adopted under it, “legal holiday” means:        (1)    January 1, for New Year’s Day;        (2)    (i)    January 15, for Dr. Martin Luther King, Jr.’s birthday; or            (ii)    if the United States Congress designates another day for observance of Dr. Martin Luther King, Jr.’s birthday, the day designated by the United States Congress;        (3)    February 12, for Lincoln’s birthday;        (4)    the third Monday in February, for Washington’s birthday;        (5)    March 25, for Maryland Day;        (6)    Good Friday;        (7)    (i)    May 30, for Memorial Day; or            (ii)    if the United States Congress designates another day for observance of Memorial Day, the day designated by the United States Congress;        (8)    July 4, for Independence Day;        (9)    the first Monday in September, for Labor Day;        (10)    September 12, for Defenders’ Day;        (11)    (i)    October 12, for Columbus Day; or            (ii)    if the United States Congress designates another day for observance of Columbus Day, the day designated by the United States Congress;        (12)    November 11, for Veterans’ Day;        (13)    the fourth Thursday in November, for Thanksgiving Day;        (14)    the Friday after Thanksgiving Day, for American Indian Heritage Day;        (15)    December 25, for Christmas Day;        (16)    each statewide general election day in the State; and        (17)    each other day that the President of the United States or the Governor designates for general cessation of business.    (b)    Except as otherwise expressly provided in the Code, a legal holiday shall be observed on:        (1)    the date specified in subsection (a) of this section; or        (2)    if that date falls on a Sunday, on the next Monday after that date.
MD. General Provisions Code Ann. §  1-112 (2021)
2021 Maryland Statutes|General Provisions|Title 1 - Rules of Interpretation|Subtitle 1 - Definitions|Section 1-112 - Local Department of Social Services

    “Local department of social services” includes the Montgomery County government.
MD. General Provisions Code Ann. §  1-113 (2021)
2021 Maryland Statutes|General Provisions|Title 1 - Rules of Interpretation|Subtitle 1 - Definitions|Section 1-113 - Newspaper; Newspaper in General Circulation

    (a)    Unless otherwise provided, in a law, resolution, or court order, judgment, or decree that refers to publishing a legal advertisement or legal notice, words such as “newspaper” or “newspaper in general circulation” mean a publication that:        (1)    has at least four pages;        (2)    habitually contains news items, reports of current events, editorial comments, advertising matter, and other miscellaneous information that is of public interest and is found generally in an ordinary newspaper;        (3)    has been published and distributed, by sale, from an established place of business at least once a week for 6 months or more before publication of the advertisement or notice;        (4)    has general circulation throughout the community where the publication is published; and        (5)    qualifies for Periodicals rates for mailing through the United States Postal Service.    (b)    Subject to subsection (a) of this section and for purposes of the public general laws of the State, in Prince George’s County, “newspaper in general circulation” includes a newspaper that:        (1)    is designated by the County Council as a newspaper of record; or        (2)    (i)    qualifies under subsection (a) of this section with respect to Prince George’s County; and            (ii)    is published by a small business as defined in § 14–201 of the State Finance and Procurement Article.