reglab/housing_qa huggingface dataset:
MS Code § 83-11-111 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 3 - Uninsured Motorist Coverage|§ 83-11-111. Excess insurance coverage

 Any policy which grants the coverage required for motor vehicle liability insurance may also grant any lawful coverage in excess of, or in addition to, the coverage specified for a motor vehicle liability policy, and the excess or additional coverage shall not be subject to the provisions of this article, except as otherwise provided in this article. With respect to a policy which grants this excess or additional coverage, the term "motor vehicle liability policy" as used herein shall apply only to that part of the coverage which is required by this article.   Any binder issued pending the issuance of a motor vehicle liability policy shall be considered as fulfilling the requirements for such policy.
MS Code § 83-11-201 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 5 - Automobile Club Services|§ 83-11-201. Citation

 This article shall be known and cited as the "Automobile Club Services Law."
MS Code § 83-11-203 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 5 - Automobile Club Services|§ 83-11-203. Definitions

 As used in this article:   "Automobile club" shall mean any person who, in consideration of dues, assessments, or periodic payments of money, promises its members or subscribers to assist them in matters relating to travel and the operation, use, and maintenance of an automobile in the supply of features or services which may include:    such services as community traffic safety services, travel and touring service, theft or reward service, map service, towing service, emergency road service, and legal fee reimbursement service in the defense of traffic offenses, none of which enumerated features or services, if provided by the automobile club itself, shall be subject to the insurance laws of this state;   the purchase of accidental injury and death benefits insurance coverage and the purchase of bail bond coverage, as provided by applicable statutes, by an insurance company authorized to do business in Mississippi; and   such other features or services not deemed by the commissioner to constitute the business of insurance.  Provided, however, the definition of an automobile club shall not include persons, associations, or corporations whose services are provided predominantly on a reimbursable basis. Such operations shall constitute insurance and be subject to the insurance laws of Mississippi.     "Commissioner" means the commissioner of insurance of the State of Mississippi.   "Club agent" is a person, other than the automobile club itself, who acts or aids in any manner in the solicitation, delivery, or negotiation of any service contract, or of the renewal or continuance thereof. This, however, shall not include any person performing only work of a clerical nature in the office of the automobile club.   "Service contract" means an agreement whereby an automobile club, for a consideration, promises to render, furnish, procure, or reimburse club members specified services.   "Person" means any individual person, firm, company, corporation, partnership, or association.   "Insurance service" means the selling or making available individual or group insurance policies or certificates other than service contracts as a result of membership in or affiliation with an automobile club; such policies, if sold or made available, shall be issued only by an insurance company duly authorized to do business in Mississippi.
MS Code § 83-11-205 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 5 - Automobile Club Services|§ 83-11-205. Additional insurance services

 The commissioner may, upon the application of an automobile club, allow such automobile club to provide specific insurance services not enumerated in section 83-11-203(a)(2).
MS Code § 83-11-207 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 5 - Automobile Club Services|§ 83-11-207. Security deposit or bond

 No automobile club shall render or agree to render service without first depositing and thereafter continuously maintaining security in one (1) of the following forms with the commissioner:   The sum of Fifteen Thousand Dollars ($15,000.00) in cash or Fifteen Thousand Dollars ($15,000.00) surety bond by a surety company authorized to do business in Mississippi, or Fifteen Thousand Dollars ($15,000.00) in securities of a type approved by the commissioner and qualified for legal investment by an insurance company authorized to do business in Mississippi.   If any security deposited with the commissioner shall become impaired and shall not be restored within thirty (30) days after written demand by the commissioner, the commissioner shall revoke the certificate of authority of the automobile club or, in the alternative, the commissioner may require such additional security deposit as in his discretion he shall deem necessary to restore adequate securities for the automobile club deposit.
MS Code § 83-11-209 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 5 - Automobile Club Services|§ 83-11-209. Purposes and conditions of security

 The security required to be filed by this article shall be for the protection, use, and benefit of any club member, shall be subject to the following conditions, and, if a surety bond, shall be so expressly conditioned that:   The club will faithfully furnish and render to club members any and all of the automobile club services sold or offered for sale by it, and   The club will pay any fines, fees, or penalties imposed upon it pursuant to the provisions of this article.
MS Code § 83-11-211 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 5 - Automobile Club Services|§ 83-11-211. Members' rights against surety bond

 If a surety bond is filed, any applicant defrauded or injured by any wrongful act, misrepresentation, or failure on the part of the automobile club with respect to the selling or rendering of any of its services may bring suit on such bond in his own name; but the aggregate liability of the surety for all such suits shall, in no event, exceed the sum of such bond.
MS Code § 83-11-213 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 5 - Automobile Club Services|§ 83-11-213. Rights against cash deposit

 A deposit of cash or securities, in lieu of a surety bond, shall be subject to the conditions applying to the bond and to execution on judgments against the club.
MS Code § 83-11-215 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 5 - Automobile Club Services|§ 83-11-215. Approval of name

 The name of the automobile club shall be submitted to the commissioner for approval pursuant to Section 83-11-219 before the commencement of business under the provisions of this article. The commissioner shall reject any name so submitted when the proposed name is deceptively similar to that of any other automobile club or other corporation licensed or qualified to do business in this state.
MS Code § 83-11-217 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 5 - Automobile Club Services|§ 83-11-217. Certificate of authority

 No person shall render or agree to render automobile club service in this state without first obtaining from the commissioner a certificate of authority so to act.
MS Code § 83-11-219 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 5 - Automobile Club Services|§ 83-11-219. Application for certificate

 An application for an original certificate of authority as an automobile club shall be made to the commissioner in such form and detail as the commissioner shall prescribe and shall have annexed thereto:   A copy of its charter as amended, certified, if a foreign company, by the proper public officer of the state or country of domicile;   A copy of its bylaws, if any, certified by its proper officer;   A statement of its financial condition, management, and affairs;   A copy of each form of service agreement, contract, and service brochure it proposes to use in this state;   If a foreign company, a certificate from the proper public official from its state or country of domicile showing that it is duly organized and is authorized to transact the type of automobile club service which it proposes to transact in Mississippi;   Other documents or stipulations as the commissioner may reasonably require to evidence compliance with the provisions of the laws of the State of Mississippi;   A certificate issued by the secretary of state that it has qualified to do business as a corporation in this state, and that it has appointed the commissioner as its attorney to receive service of legal process.   The application shall be accompanied by a fee of One Hundred Dollars ($100.00), payable to the State of Mississippi.
MS Code § 83-11-221 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 5 - Automobile Club Services|§ 83-11-221. Renewal of certificate

 A certificate of authority duly issued by the commissioner shall be evidence of an automobile club's authority to transact the business of furnishing automobile club service in this state.   A certificate of authority shall continue in force as long as the automobile club is entitled thereto under this article and until suspended or revoked by the commissioner, or terminated at the request of the automobile club; subject, however, to renewal of the certificate by the automobile club each year by:   Payment prior to March 1 of each year, following that in which its original certificate is filed, of a fee of Twenty-five Dollars ($25.00), and   due filing by the automobile club of its annual financial statement for the calendar year preceding, as required under Section 83-11-243.
MS Code § 83-11-223 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 5 - Automobile Club Services|§ 83-11-223. Expiration and reinstatement of certificate

 Certificates of authority shall expire as of midnight on March 31 unless renewed. The commissioner shall promptly notify the automobile club of the occurrence of any failure resulting in impending expiration of its certificate of authority.   The commissioner may in his discretion upon the automobile club's request, made within three (3) months after expiration, reinstate and renew a certificate of authority which the automobile club had inadvertently permitted to expire, after the automobile club has fully cured all of its failures which resulted in expiration, and upon payment by the automobile club of a fee for reinstatement of Fifty Dollars ($50.00). Otherwise, the automobile club shall be granted another certificate of authority only after filing application therefor and meeting all other requirements as for an original certificate of authority in this state.
MS Code § 83-11-225 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 5 - Automobile Club Services|§ 83-11-225. Grounds for revocation of certificate

 The commissioner may revoke, suspend, or refuse to continue the certificate of authority of an automobile club whenever, after a hearing and for cause shown, he determines that any of the following circumstances exist:   The club has violated any provision of this article;   It is found by the commissioner to be in such financial condition that its further transaction of automobile club service in this state would be hazardous to its members and the automobile club service-buying public in this state, or that it is insolvent;   It refuses to remove, discharge, or terminate its relationship with a director or officer who has been convicted of any crime involving fraud, dishonesty, or like moral turpitude;   It customarily or in the regular course of business compels claimants under its service contracts either to accept less than the amount due them or fewer services, or to bring suit against it to secure full payment of the amount of all services due;   It conducts its business outside this state in such manner as unjustly to discriminate against or prejudice the interests of the people of this state;   It is affiliated with and is under the same general management or interlocking directorate or ownership as another automobile club which transacts business in this state which does not have a certificate of authority therefor;   It exceeds its charter powers of its certificate of authority;   It refuses to be examined, or if its directors, managing officers, employees, or representatives refuse to submit to examination by the commissioner when required by him, or refuses to perform any legal obligation relative to the examination, the time and place of the examination to be specified by the commissioner.
MS Code § 83-11-227 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 5 - Automobile Club Services|§ 83-11-227. Solicitation for club not having certificate of authority

 No person shall solicit or aid in the solicitation of another person to purchase a service contract or membership issued by a club not having a certificate of authority procured pursuant to this article.
MS Code § 83-11-229 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 5 - Automobile Club Services|§ 83-11-229. Service contracts

 Automobile clubs shall be required to execute service contracts with their members. No service contract shall be executed, issued, or delivered in this state until the form thereof has been approved in writing by the commissioner.   A service contract may be in the form of a written agreement between the automobile club and a member, or it may consist of a completed application, a membership card, and a written description of services to be rendered by the automobile club.
MS Code § 83-11-231 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 5 - Automobile Club Services|§ 83-11-231. Mandatory information and provisions of contract

 No service contract shall be executed, issued, or delivered in the state unless it contains the following:   The exact corporate or other name of the club.   The exact location of its home office and of its usual place of business in the state, giving street number and city.   A provision that the contract may be canceled at any time by giving written notice thereof by either the club or the holder, and that the holder will, if the dues or membership fee has been paid thereupon, be entitled to a refund of the unused portion of the consideration paid for such contract, calculated on a pro rata basis over the period of the contract, without any deductions, provided that the automobile club may make a reasonable minimum charge.   A provision plainly specifying: the services promised, that the holder will not be required to pay any sum in addition to the amount specified in the contract for any services thus specified, the territory wherein such services are to be rendered, the date when such service will commence, and a statement in not less than fourteen (14) point modern type at the head of said contract stating, "This is not an insurance contract."
MS Code § 83-11-233 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 5 - Automobile Club Services|§ 83-11-233. Misrepresentation

 No automobile club or officer or agent thereof shall in any manner misrepresent the terms, benefits, or privileges of any service contract or membership issued or to be issued by it.
MS Code § 83-11-235 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 5 - Automobile Club Services|§ 83-11-235. Effect of non-complying contract

 Any service contract or membership made, issued, or delivered contrary to any provision of this article shall, nevertheless, be valid and binding on the club.
MS Code § 83-11-237 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 5 - Automobile Club Services|§ 83-11-237. Notice of appointment of sales agent

  An automobile club operating in this state pursuant to a certificate of authority issued hereunder shall, within thirty (30) days of the date of appointment, file with the commissioner a notice of appointment of a club agent by an automobile club to sell memberships in the automobile club to the public. This notification shall be upon such form as the commissioner may prescribe, shall contain the name, address, age, sex, and social security number of such club agent, and also contain proof satisfactory to the commissioner that such applicant is of good reputation and that he has received training from the club or is otherwise qualified in the field of automobile club service contracts and the laws of this state pertaining thereto. Upon termination of any club agent's appointment by an automobile club, such automobile club shall, within thirty (30) days thereafter, notify the commissioner of such termination.   The registration fee for club agents shall be Five Dollars ($5.00) annually, and such registration shall be renewable on April 1 of each year unless sooner revoked or suspended.
MS Code § 83-11-239 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 5 - Automobile Club Services|§ 83-11-239. Revocation of agent's registration

 The commissioner may suspend, revoke, or refuse to renew any club agent's registration for any of the following causes:   If the club agent violated any of the provisions or requirements of this article;   If the club agent has misappropriated, converted to his own use, or has illegally withheld monies required to be held in the fiduciary capacity;   If the club agent has materially misrepresented the terms or effect of any contract or has engaged in any fraudulent transaction;   If in the conduct of his affairs he has shown himself to be incompetent, untrustworthy, or a source of injury and loss to the automobile club service-buying public;   If the club agent has been convicted after registration of a crime involving moral turpitude.
MS Code § 83-11-241 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 5 - Automobile Club Services|§ 83-11-241. Hearing on revocation

 No club agent's registration shall be suspended or revoked by the commissioner without providing an opportunity to be heard and to produce evidence in his own behalf.
MS Code § 83-11-243 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 5 - Automobile Club Services|§ 83-11-243. Financial statements

 Each authorized automobile club shall annually, before March 1, file with the commissioner a true statement of its financial condition, transactions, and affairs as of December 31 preceding. The statement shall contain such information as may be reasonably required by the commissioner, and shall be verified by the oaths of at least two (2) of the automobile club's principal officers.   The commissioner may suspend or revoke the certificate of authority of any automobile club failing to file its annual statement when due or during any extension of time therefor which the commissioner, for good cause, may grant.
MS Code § 83-11-245 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 5 - Automobile Club Services|§ 83-11-245. Violations

 Any person violating any of the provisions of this article shall be guilty of a misdemeanor.
MS Code § 83-11-247 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 5 - Automobile Club Services|§ 83-11-247. Monies to be deposited

 All monies collected by the commissioner under any provisions of this article shall be deposited in the general treasury.
MS Code § 83-11-301 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 7 - Towing and Storage of Disabled Vehicles|§ 83-11-301. Recovery of towing and storage charges from insurer

  An automobile insurance policy shall not be construed to allow an insurer to assume or accede to the legal title of a motor vehicle without assuming credit obligations of the insured owner of the motor vehicle for reasonable and customary charges for towing and storage services associated with the incident from which the insurance coverage arises.   An insurer which has succeeded to the title of a motor vehicle is not authorized to abandon such vehicle to a towing or storage service without consent of the provider of such service.     A debt incurred by or on behalf of a named insured for towing or storage services may be collected from an insurer which succeeds to the legal title of the motor vehicle covered under the policy for physical damage, property damage or uninsured motorist coverage.   An insurer may be authorized by the provisions of an automobile insurance policy to act for a named insured in any matter regarding the towing and storage of a covered disabled vehicle.
MS Code § 83-11-501 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 9 - Repairs to Damaged Vehicles|§ 83-11-501. Requirement that repairs be made at particular shop prohibited; insurer's payment of lowest fair amount in geographic or trade area

 No insurer may require as a condition of payment of a claim that repairs to a damaged vehicle, including glass repairs or replacements, must be made by a particular contractor or motor vehicle repair shop; provided, however, the most an insurer shall be required to pay for the repair of the vehicle or repair or replacement of the glass is the lowest amount that such vehicle or glass could be properly and fairly repaired or replaced by a contractor or repair shop within a reasonable geographical or trade area of the insured.
MS Code § 83-11-503 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 11 - Automobile Insurance|Article 9 - Repairs to Damaged Vehicles|§ 83-11-503. Advertisement to pay insured's deductibles prohibited

 No person selling or engaged in the sale of automobile replacement glass shall advertise to pay all or part of an insured's deductible under an insurance policy.
MS Code § 83-17-3 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 1 - General Provisions|§ 83-17-3. Personal liability

 An insurance agent shall be personally liable on all contracts of insurance unlawfully made by or through him, directly or indirectly, for or in behalf of any company not authorized to do business in the state.
MS Code § 83-17-5 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 1 - General Provisions|§ 83-17-5. Agent certificate; notification of nonrenewal required

 Every agent of any insurance company, fraternal order or association authorized to do business in this state shall be required to obtain from the Commissioner of Insurance a certificate under the seal of his office showing that the company for which he or she is licensed to do business in this state, and that he or she is an agent of said company and duly authorized to do business for it. Such certificate shall remain valid as long as the insurance company, fraternal order or association pays to the commissioner an annual certificate fee to continue the authorization. The insurance company, fraternal order or association must notify the agent within thirty (30) days if the authority is nonrenewed or cancelled.