reglab/housing_qa huggingface dataset:
RI Gen L § 27-55-2 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-55 - Off-label Uses of Prescription Drugs|Section 27-55-2 - Prescription drug coverage.

§ 27-55-2. Prescription drug coverage.(a) No health insurer issuing a policy which provides coverage for prescription drugs shall exclude coverage of any drug used for the treatment of cancer or disabling or life-threatening chronic disease on the grounds that the drug has not been approved by the FDA for that indication; provided that the drug is recognized for treatment of that indication in one of the standard reference compendia, or in the medical literature. It is the responsibility of the prescribing physician to submit to the insurer documentation supporting the proposed off-label use or uses, if requested by the issuer.(b) Any coverage of a drug which serves as the primary treatment required by this chapter shall also include medically necessary services associated with the administration of the drug.(c) No coverage is required under this chapter: (1) For any drug which has not been fully licensed or approved by the FDA; (2) For the use of any drug when the FDA has determined that use to be contraindicated; or (3) For any experimental drug not approved for any indication by the FDA. The provisions of this section apply to drugs used in the treatment for cancer or disabling or life-threatening chronic disease only and nothing in this section is construed to create, impair, alter, limit, modify, enlarge, abrogate, or prohibit reimbursement for medications used in the treatment of any other disease or condition.(d) Nothing in this section is construed to prevent the application of contractual deductibles or co-payment provisions or managed-care review.History of Section.P.L. 1994, ch. 339, § 1; P.L. 2016, ch. 95, § 1; P.L. 2016, ch. 105, § 1.
RI Gen L § 27-55-3 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-55 - Off-label Uses of Prescription Drugs|Section 27-55-3 - Advisory panel on off-label uses of prescription drugs.

§ 27-55-3. Advisory panel on off-label uses of prescription drugs.The director of the department of health shall appoint an advisory panel of seven (7) medical experts. The purpose of the advisory panel is to make recommendations to the director regarding whether a particular off-label use is medically appropriate, whenever a particular dispute about payment for this off-label use is referred to the director of the department of health. Parties seeking to refer a dispute to the director shall do so in writing within thirty (30) days of the denial of coverage of the drug. The members of the panel shall include seven (7) licensed Rhode Island physicians, including: (1) a physician appointed by a hospital and medical services corporation; (2) a physician appointed by the Rhode Island Medical Society; (3) three (3) medical oncologists appointed by the society of Rhode Island Clinical Oncologists; (4) a physician appointed by the Rhode Island Association of Health Maintenance Organizations from a member plan; and (5) a Rhode Island physician appointed by the Health Insurance Association of America. The members of the advisory panel shall serve at the pleasure of the director of the department of health and shall receive no compensation for their service on this advisory panel.History of Section.P.L. 1994, ch. 339, § 1.
RI Gen L § 27-56-1 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-56 - Disclosure of Material Transactions Act|Section 27-56-1 - Report.

§ 27-56-1. Report.(a) Every insurer domiciled in this state shall file a report with the commissioner disclosing material acquisitions and dispositions of assets or material nonrenewals, cancellations or revisions of ceded reinsurance agreements unless the acquisitions and dispositions of assets or material nonrenewals, cancellations or revisions of ceded reinsurance agreements have been submitted to the commissioner for review, approval or information purposes pursuant to other provisions of the insurance code, laws, regulations, or other requirements.(b) The report required in subsection (a) of this section is due within fifteen (15) days after the end of the calendar month in which any of the foregoing transactions occur.(c) One complete copy of the report, including any exhibits or other attachments, shall be filed with:(1) The insurance department of the insurer's state of domicile; and(2) The National Association of Insurance Commissioners.(d) All reports obtained by or disclosed to the commissioner pursuant to this chapter shall be given confidential treatment and shall not be subject to subpoena and shall not be made public by the commissioner, the National Association of Insurance Commissioners, or any other person, except to insurance departments of other states, without the prior written consent of the insurer to which it pertains unless the commissioner, after giving the insurer who would be affected notice and an opportunity to be heard, determines that the interest of policyholders, shareholders or the public will be served by publication, in which event the commissioner may publish all or any part in the manner the commissioner may deem appropriate.History of Section.P.L. 1995, ch. 113, § 1.
RI Gen L § 27-56-2 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-56 - Disclosure of Material Transactions Act|Section 27-56-2 - Acquisitions and dispositions of assets.

§ 27-56-2. Acquisitions and dispositions of assets.(a) Materiality. No acquisitions or dispositions of assets need to be reported pursuant to § 27-56-1 if the acquisitions or dispositions are not material. For the purposes of this chapter, a material acquisition (or the aggregate of any series of related acquisitions during any thirty-day period) or disposition (or the aggregate of any series of related dispositions during any thirty-day period) is one that is non-recurring and not in the ordinary course of business and involves more than five percent (5%) of the reporting insurer's total admitted assets as reported in its most recent statutory statement filed with the insurance department of the insurer's state of domicile.(b) (1) Scope. Asset acquisitions subject to this chapter include every purchase, lease, exchange, merger, consolidation, succession or other acquisition other than the construction or development of real property by or for the reporting insurer or the acquisition of materials for that purpose.(2) Asset dispositions subject to this chapter include every sale, lease, exchange, merger, consolidation, mortgage, hypothecation, assignment (whether for the benefit of creditors or otherwise), abandonment, destruction or other disposition.(c) (1) Information to be Reported. The following information is required to be disclosed in any report of a material acquisition or disposition of assets:(i) Date of the transaction;(ii) Manner of acquisition or disposition;(iii) Description of the assets involved;(iv) Nature and amount of the consideration given or received;(v) Purpose of, or reason for, the transaction;(vi) Manner by which the amount of consideration was determined;(vii) Gain or loss recognized or realized as a result of the transaction; and(viii) Name(s) of the person(s) from whom the assets were acquired or to whom they were disposed.(2) Insurers are required to report material acquisitions and dispositions on a non-consolidated basis unless the insurer is part of a consolidated group of insurers which utilizes a pooling arrangement or one hundred percent (100%) reinsurance agreement that affects the solvency and integrity of the insurer's reserves and the insurer ceded substantially all of its direct and assumed business to the pool. An insurer is deemed to have ceded substantially all of its direct and assumed business to a pool if the insurer has less than one million dollars ($1,000,000) total direct plus assumed written premiums during a calendar year that are not subject to a pooling arrangement, and the net income of the business not subject to the pooling arrangement represents less than five percent (5%) of the insurer's capital and surplus.History of Section.P.L. 1995, ch. 113, § 1.
RI Gen L § 27-56-4 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-56 - Disclosure of Material Transactions Act|Section 27-56-4 - Repealed.

§ 27-56-4. Repealed.
RI Gen L § 27-57-2 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-57 - Child Support Intercept Act|Section 27-57-2 - Notice provided to obligors of interception of insurance settlements.

§ 27-57-2. Notice provided to obligors of interception of insurance settlements.In any case where the department of human services, office of child support services, child support enforcement unit has intercepted an insurance payment, the department shall notify the obligor parent of this action upon crediting the obligor's account.[See § 12-1-15 of the General Laws.]History of Section.P.L. 1995, ch, 370, art. 29, § 7; P.L. 1995, ch. 374, § 7; P.L. 1997, ch. 170, § 20; P.L. 2012, ch. 241, art. 11, § 2.
RI Gen L § 27-57-3 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-57 - Child Support Intercept Act|Section 27-57-3 - Certain liens not affected.

§ 27-57-3. Certain liens not affected.Nothing in this chapter affects the validity or priority of liens or written notices of health care providers, attorney fees, holders of security interests, or the assignment of rights under § 40-6-9 which may exist. Funds subject to liens, written notices, or security interests shall be paid to the lien or interest holder.[See § 12-1-15 of the General Laws.]History of Section.P.L. 1995, ch. 370, art. 29, § 7; P.L. 1995, ch. 374, § 7; P.L. 2000, ch. 378, § 1.
RI Gen L § 27-57-4 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-57 - Child Support Intercept Act|Section 27-57-4 - Information to be provided by the department of human services, office of child support services, child support enforcement.

§ 27-57-4. Information to be provided by the department of human services, office of child support services, child support enforcement.(a) The department shall periodically within each year furnish the insurance companies and insurers subject to this section with a list or compilation of names of individuals, with last known addresses, who as of the date of the list or compilation owe past due support in excess of five hundred dollars ($500) as shown on the Rhode Island family court/department of human services, office of child support services, child support enforcement computer system ("CSE system"). For the purposes of this section, the terms used in this section have the meaning and definitions specified in § 15-16-2.(b) In order to facilitate the efficient and prompt reporting of those arrearages in one centralized location, it is the duty and responsibility of the insurance companies doing business in the state to utilize one centralized database to which the department shall report and administer.[See § 12-1-15 of the General Laws.]History of Section.P.L. 1995, ch. 370, art. 29, § 7; P.L. 1995, ch. 374, § 7; P.L. 1997, ch. 170, § 20; P.L. 1998, ch. 370, § 5; P.L. 2012, ch. 241, art. 11, § 2.
RI Gen L § 27-57.1-2 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-57.1 - Medical Assistance Intercept Act|Section 27-57.1-2 - Notice of interception of insurance settlements.

§ 27-57.1-2. Notice of interception of insurance settlements.In any case where the executive office of health and human services has intercepted an insurance payment, that office shall notify the recipient.History of Section.P.L. 2012, ch. 241, art. 11, § 1.
RI Gen L § 27-57.1-3 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-57.1 - Medical Assistance Intercept Act|Section 27-57.1-3 - Certain liens not affected.

§ 27-57.1-3. Certain liens not affected.Nothing in this chapter affects the validity or priority of liens or written notices of healthcare providers, attorney fees, holders of security interests, or the assignment of rights under § 40-6-9 or § 40-6-10. Funds subject to liens, written notices, or security interests shall be paid to the lien or interest holder. Funds available to be paid pursuant to chapter 57 of this title for the payment of child support shall supersede any payment made pursuant to this chapter.History of Section.P.L. 2012, ch. 241, art. 11, § 1.
RI Gen L § 27-57.1-4 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-57.1 - Medical Assistance Intercept Act|Section 27-57.1-4 - Information to be provided by the executive office of health and human services.

§ 27-57.1-4. Information to be provided by the executive office of health and human services.(a) The executive office of health and human services shall periodically within each year furnish the insurance companies and insurers subject to this section with a list or compilation of claimants, who have received medical assistance, as a result of the accident or loss which is the basis of the claim and who have been identified and matched through the centralized database provided for in this chapter. The information provided to the insurance companies and insurers shall be the names of individuals, with last known addresses, who as of the date of the list or compilation have received medical assistance in excess of five hundred dollars ($500).(b) In order to facilitate the efficient and prompt reporting of those medical assistance recipients in one centralized location, it is the duty and responsibility of the insurance companies doing business in the state to utilize one centralized database, to which the executive office of health and human services shall report and administer. Any insurer receiving information identifying an individual as a medical assistance recipient shall maintain the confidentiality of that information. Minimal data elements shall be shared with an agency contracted by the executive office of health and human services which maintains a centralized database of insurance claims. The contracted centralized database is required to keep confidential any personal and personnel information; records sufficient to identify an applicant for or recipient of medical assistance; preliminary drafts, notes, impressions, memoranda, working papers, and work products; as well as any other records, reports, opinions, information, and statements deemed confidential pursuant to state or federal law or regulation, or rule of court. That data shall not be disclosed to the insurer. Matched results are returned to the executive office of health and human services through its contracted agency. Proper quality assurance shall be performed by the contracted agency to insure the claim is open and collect additional information from the insurer including but not limited to contact information.History of Section.P.L. 2012, ch. 241, art. 11, § 1.
RI Gen L § 27-58-1 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-58 - The Banking And Insurance Consumer Protection Act|Section 27-58-1 - Short title.

§ 27-58-1. Short title.This act may be cited as the "Financial Institution Insurance Sales Act."History of Section.P.L. 1996, ch. 325, § 1.
RI Gen L § 27-58-2 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-58 - The Banking And Insurance Consumer Protection Act|Section 27-58-2 - Purpose.

§ 27-58-2. Purpose.The purpose of this chapter is to regulate financial institutions in the conduct of the business of insurance in this state.History of Section.P.L. 1996, ch. 325, § 1.
RI Gen L § 27-58-3 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-58 - The Banking And Insurance Consumer Protection Act|Section 27-58-3 - Definitions.

§ 27-58-3. Definitions.(a) For the purposes of this chapter, "financial institution" includes:(1) A bank, savings bank, or trust company, as defined in title 19, its affiliates or subsidiaries, or any of its officers, agents, representatives, or employees, or any bank, savings bank, or savings and loan association chartered pursuant to federal law and located in Rhode Island, its affiliates or subsidiaries, or any of its officers, agents, representatives, or employees;(2) A bank holding company as defined in 12 U.S.C. § 1841, except any bank holding company that is exempt as provided in 12 U.S.C. § 1843(d), its affiliates or subsidiaries, or any of its officers, agents, representatives, or employees; or(3) Any other individual, corporation, partnership, or association authorized to take deposits and to make loans of money under the provisions of chapters 5, 14, 14.1, and 14.2 of title 19 or any of its officers, agents, representatives, or employees.(b) "Insurance" includes all products defined or regulated as insurance by the department of business regulation except:(1) Credit life, credit accident and health, credit involuntary unemployment insurance; group credit insurance, forced, placed or voluntary credit personal property insurance; group mortgage cancellation life insurance, or group mortgage accident and health insurance and annuities;(2) Insurance placed by a financial institution in connection with collateral pledged as security for a loan when the debtor breaches the contractual obligation to provide that insurance; and(3) Private mortgage insurance.History of Section.P.L. 1996, ch. 325, § 1; P.L. 1997, ch. 114, § 1; P.L. 1997, ch. 197, § 2.
RI Gen L § 27-58-4 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-58 - The Banking And Insurance Consumer Protection Act|Section 27-58-4 - Authorization for implementing regulations.

§ 27-58-4. Authorization for implementing regulations.The commissioner may promulgate administrative regulations to effectuate the purposes of this chapter and to ensure the safety and soundness of the banking and insurance businesses.History of Section.P.L. 1996, ch. 325, § 1.
RI Gen L § 27-58-5 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-58 - The Banking And Insurance Consumer Protection Act|Section 27-58-5 - Licensure requirement.

§ 27-58-5. Licensure requirement.Any insurance transaction conducted by a financial institution shall be conducted only by a Rhode Island licensed insurance producer representing a Rhode Island authorized insurer or representing a Rhode Island eligible surplus lines insurer.History of Section.P.L. 1996, ch. 325, § 1.
RI Gen L § 27-58-6 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-58 - The Banking And Insurance Consumer Protection Act|Section 27-58-6 - Anti-tying provisions.

§ 27-58-6. Anti-tying provisions.(a) No financial institution may offer a banking product or service, or fix or vary the conditions of this offer, on a condition or requirement that the customer obtains insurance from the financial institution, or any particular insurance producer.(b) No person shall require or imply that the purchase of an insurance product from a financial institution by a customer or prospective customer of the institution is required as a condition of, or is in any way related to, the lending of money or extension of credit, the establishment or maintenance of a trust account, the establishment or maintenance of a checking or savings account or other deposit account, or the provision of services related to any of these activities.History of Section.P.L. 1996, ch. 325, § 1.
RI Gen L § 27-58-7 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-58 - The Banking And Insurance Consumer Protection Act|Section 27-58-7 - Disclosures.

§ 27-58-7. Disclosures.(a) A financial institution shall prominently disclose in writing, in clear and concise language, to the institution's customers, including in any advertisement or promotional material, pursuant to regulations prescribed by the commissioner, that insurance offered, recommended, sponsored, or sold by the financial institution:(1) Is not a deposit;(2) Is not insured by the Federal Deposit Insurance Corporation; and(3) Is not guaranteed by the financial institution or an affiliated insured depository institution; and(4) Where appropriate, involves investment risk, including potential loss of principal.(b) A financial institution, for any loan for which insurance is required shall disclose in writing to the institution's customers, in clear and concise language prior to the signing of a loan or mortgage application, that by law the purchase of insurance from that financial institution cannot be required as a condition of loan or mortgage approval.History of Section.P.L. 1996, ch. 325, § 1.
RI Gen L § 27-58-8 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-58 - The Banking And Insurance Consumer Protection Act|Section 27-58-8 - Sales force.

§ 27-58-8. Sales force.Solicitation for the purchase or sale of insurance by a financial institution shall be conducted only by persons whose responsibilities do not include loan transactions or other transactions involving the extension of credit, or the taking of deposits. For the purposes of this section solicitation does not include signage on the premises.History of Section.P.L. 1996, ch. 325, § 1.
RI Gen L § 27-58-9 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-58 - The Banking And Insurance Consumer Protection Act|Section 27-58-9 - No discrimination against non-affiliated agents.

§ 27-58-9. No discrimination against non-affiliated agents.No financial institution may:(1) Require as a condition of providing any product or service to any customer, or any renewal of any contract for providing the product or service, that the customer acquire, finance, or negotiate any policy or contract of insurance through a particular insurer, or insurance producer;(2) In connection with a loan or extension of credit that requires a borrower to obtain insurance, reject an insurance policy because that policy has been issued or underwritten by any person who is not associated with that institution;(3) Impose any requirement on any insurance producer who is not associated with the financial institution that is not imposed on any insurance producer who is associated with that institution; or(4) Unless otherwise authorized by any applicable federal or state law, require any debtor, insurer, or producer to pay a separate charge in connection with the handling of insurance that is required under a contract.History of Section.P.L. 1996, ch. 325, § 1.
RI Gen L § 27-58-10 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-58 - The Banking And Insurance Consumer Protection Act|Section 27-58-10 - Confidential customer information.

§ 27-58-10. Confidential customer information.(a) As used in this section, unless the context requires otherwise:(1) "Customer" means a person with an investment, security, deposit, trust, or credit relationship with a financial institution; and(2) "Nonpublic customer information" means information regarding a person that has been derived from a record of a financial institution, including information concerning the terms and conditions of insurance coverage, insurance expirations, insurance claims, or insurance history of an individual. Nonpublic customer information does not include customer names, addresses or telephone numbers.(b) No financial institution shall use any nonpublic customer information for the purpose of selling or soliciting the purchase of insurance or provide the nonpublic customer information to a third party for the purpose of another's sale or solicitation of the purchase of insurance.History of Section.P.L. 1996, ch. 325, § 1.
RI Gen L § 27-58-11 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-58 - The Banking And Insurance Consumer Protection Act|Section 27-58-11 - Insurance in connection with a loan.

§ 27-58-11. Insurance in connection with a loan.(a) If insurance is required as a condition of obtaining a loan, the credit and insurance transactions shall be completed independently and through separate documents.(b) A loan for premiums on required insurance shall not be included in the primary credit without the written consent of the customer.History of Section.P.L. 1996, ch. 325, § 1.