reglab/housing_qa huggingface dataset:
NE Code § 44-2918 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-2918 - Act, how cited.

44-2918.  Act, how cited.Sections 44-2901 to 44-2918 shall be known and may be cited as the Nebraska Hospital and Physicians Mutual Insurance Association Act.Source  Laws 1976, LB 809, § 18.
NE Code § 44-3001 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3001 - Act, how cited.

44-3001.  Act, how cited.Sections 44-3001 to 44-3006 shall be known and may be cited as the Unclaimed Life Insurance Benefits Act.Source Laws 2017, LB137, § 1.
NE Code § 44-3002 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3002 - Terms, defined.

44-3002.  Terms, defined.For purposes of the Unclaimed Life Insurance Benefits Act:(1) Beneficiary means the party entitled or contingently entitled to receive proceeds from a policy or retained asset account;(2) Death master file means the United States Social Security Administration’s Death Master File or any other database or service that is at least as comprehensive as the United States Social Security Administration’s Death Master File for determining that a person has reportedly died;(3) Death master file match means a search of the death master file that results in a match of the social security number or the name and date of birth of an insured, annuity owner, or retained asset account holder;(4) Policy means any policy or certificate of life insurance that provides a death benefit or any annuity contract, except that such term does not include:(a) Any policy or certificate of life insurance that provides a death benefit under an employee benefit plan that is (i) subject to the Employee Retirement Income Security Act of 1974 or (ii) part of a federal employee benefit program;(b) Any policy or certificate of life insurance that is used to fund a pre-need funeral contract or prearrangement;(c) Any policy or certificate of credit life or accidental death insurance;(d) Any policy issued to a group master policyholder for which the insurer does not provide record-keeping services; or(e) An annuity used to fund an employment-based retirement plan or program if (i) the insurer does not perform the record-keeping services or (ii) the insurer is not committed by terms of the annuity contract to pay death benefits to the beneficiaries of specific plan participants;(5) Record-keeping services means services provided by an insurer for a group policy customer pursuant to an agreement under which the insurer is responsible for obtaining, maintaining, and administering, in its own or its agent’s systems, at least the following information about each individual insured under the group policy or a line of coverage thereunder:(a) Social security number or name and date of birth;(b) Beneficiary designation information;(c) Coverage eligibility;(d) Benefit amount; and(e) Premium payment status; and(6) Retained asset account means any mechanism whereby the settlement of proceeds payable under a policy is accomplished by the insurer or an entity acting on behalf of the insurer depositing the proceeds into an account with check or draft writing privileges, where those proceeds are retained by the insurer or its agent, pursuant to a supplementary contract not involving annuity benefits other than death benefits.Source Laws 2017, LB137, § 2.
NE Code § 44-3003 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3003 - Comparison against death master file; match; insurer; duties; group life insurance; insurer duties.

44-3003.  Comparison against death master file; match; insurer; duties; group life insurance; insurer duties.(1) An insurer shall perform a comparison of its insureds’ in-force policies and retained asset accounts against a death master file to identify potential matches of its insureds. The comparison shall be done on at least a semiannual basis by using the full death master file for the initial comparison and thereafter using the death master file update files for subsequent comparisons. For any potential match identified as a death master file match, the insurer shall, within ninety days after the death master file match:(a) Complete a good faith effort, which shall be documented by the insurer, to confirm the death of the insured or retained asset account holder using other available records and information; and(b) Determine whether benefits are due in accordance with the applicable policy or retained asset account. If benefits are due under the policy or retained asset account, the insurer shall:(i) Complete a good faith effort, which shall be documented by the insurer, to locate the beneficiary; and(ii) Provide the appropriate claim forms or instructions to the beneficiary to make a claim, including the need to provide an official death certificate if applicable under the policy.(2) With respect to group life insurance, an insurer is required to confirm the possible death of an insured under subdivision (1)(a) of this section if the insurer maintains at least the following information on those covered under the policy:(a) Social security number or name and date of birth;(b) Beneficiary designation information;(c) Coverage eligibility;(d) Benefit amount; and(e) Premium payment status.(3) Every insurer shall implement procedures to account for:(a) Common nicknames, initials used in lieu of a first or middle name, use of a middle name, compound first and middle names, and interchanged first and middle names;(b) Compound last names, maiden or married names, and hyphens, blank spaces, or apostrophes in last names;(c) Transposition of the month and date portions of a date of birth; and(d) Incomplete social security numbers.(4) Nothing in this section shall be construed to limit the ability of an insurer to request a valid death certificate as part of any claims validation process.(5) To the extent permitted by law, an insurer may disclose minimum necessary personal information about an insured, a beneficiary, or the owner of a policy or retained asset account to a person who the insurer reasonably believes may be able to assist the insurer in locating the beneficiary or a person otherwise entitled to payment of the claim proceeds.(6) An insurer or its service provider shall not charge any beneficiary or other authorized representative any fees or costs associated with a death master file search or verification of a death master file match conducted pursuant to this section.Source Laws 2017, LB137, § 3.
NE Code § 44-3004 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3004 - Benefits; accrued contractual interest; how treated.

44-3004.  Benefits; accrued contractual interest; how treated.(1) If an insurer determines under section 44-3003 that benefits are due to a beneficiary, the benefits from the applicable policy or retained asset account, plus any applicable accrued contractual interest, shall be payable to the designated beneficiary. If such beneficiary cannot be found, the insurer shall comply with section 69-1303 with respect to such benefits and accrued contractual interest. Interest otherwise payable under section 44-3,143 shall not be considered unclaimed funds under section 69-1303.(2) Once the benefits and accrued contractual interest are presumed abandoned under section 69-1303, the insurer shall notify the State Treasurer, as part of the report sent under section 69-1310, that:(a) A beneficiary has not submitted a claim with the insurer; and(b) The insurer has complied with section 44-3003 and has been unable, after good faith efforts documented by the insurer, to contact the beneficiary.Source Laws 2017, LB137, § 4.
NE Code § 44-3005 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3005 - Director of Insurance; powers.

44-3005.  Director of Insurance; powers.The Director of Insurance may, at his or her discretion, make an order:(1) Limiting an insurer’s death master file comparisons required under section 44-3003 to the insurer’s electronic searchable files or approving a plan and timeline for conversion of the insurer’s files to electronic files;(2) Exempting an insurer from death master file comparisons required under section 44-3003 or permitting an insurer to perform such comparisons on only certain policies or retained asset accounts or to perform such comparisons less frequently than semiannually upon a demonstration of hardship by the insurer; or(3) Phasing in compliance with the Unclaimed Life Insurance Benefits Act according to a plan adopted and published by the director.Source Laws 2017, LB137, § 5.
NE Code § 44-3006 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3006 - Unfair trade practice.

44-3006.  Unfair trade practice.Failure to meet any requirement of the Unclaimed Life Insurance Benefits Act shall be an unfair trade practice in the business of insurance subject to the Unfair Insurance Trade Practices Act.Source Laws 2017, LB137, § 6. Cross References  Unfair Insurance Trade Practices Act, see section 44-1521.
NE Code § 44-3101 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3101 - Act, how cited.

44-3101.  Act, how cited.Sections 44-3101 to 44-3112 shall be known and may be cited as the Nebraska Professional Association Mutual Insurance Company Act.Source  Laws 1978, LB 656, § 1.
NE Code § 44-3102 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3102 - Declaration of intent and purpose.

44-3102.  Declaration of intent and purpose.The intent and purpose of sections 44-3101 to 44-3112 is to establish procedures for organizing and regulating the operations of professional association mutual insurance companies within the State of Nebraska and thereby to promote the general welfare of the people of the State of Nebraska.Source  Laws 1978, LB 656, § 2.
NE Code § 44-3103 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3103 - Terms, defined.

44-3103.  Terms, defined.As used in the Nebraska Professional Association Mutual Insurance Company Act, unless the context otherwise requires:(1) Professional association mutual insurance company shall mean any domestic insurance company licensed under the act for the purpose of making insurance as provided in sections 44-3104 and 44-3105. For the purposes of this subdivision, professional association shall mean any organization of individual professional practitioners who are required by this state to obtain a license or other legal authorization prior to performing a professional service, including, but not limited to, certified public accountants, public accountants, dentists, osteopathic physicians, physicians and surgeons, veterinarians, and attorneys at law;(2) Director shall mean the Director of Insurance; and(3) Member shall mean an individual belonging to an association as defined in subdivision (1) of this section and whose principal practice is located in this state.Source   Laws 1978, LB 656, § 3;   Laws 1989, LB 342, § 3.
NE Code § 44-3104 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3104 - Licensed insurance company; limitation on business.

44-3104.  Licensed insurance company; limitation on business.The business of an insurance company licensed pursuant to sections 44-3101 to 44-3112 shall be limited to making insurance, as provided in section 44-3105, on the risks, hazards, and liabilities of members of an association whose principal practice is located in the State of Nebraska for professional practitioners' errors and omissions or malpractice liability.Source  Laws 1978, LB 656, § 4.
NE Code § 44-3105 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3105 - Professional association mutual insurance company; certificate of authority; demonstrate need.

44-3105.  Professional association mutual insurance company; certificate of authority; demonstrate need.Any professional association mutual insurance company applying for a certificate of authority to engage in the insurance business in this state shall demonstrate to the satisfaction of the director that adequate insurance markets in the United States are not reasonably available to cover the risks, hazards, and liabilities of the members to be insured for professional practitioners' errors and omissions or malpractice liability, and that the total insurance coverage necessary to insure such risks, hazards, and liabilities of the members to be insured would develop, in the aggregate, gross annual premiums of at least two hundred fifty thousand dollars.Source  Laws 1978, LB 656, § 5.
NE Code § 44-3106 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3106 - Certificate of authority; issued, when; minimum surplus.

44-3106.  Certificate of authority; issued, when; minimum surplus.No professional association mutual insurance company shall be issued a certificate of authority to do any business in this state until it has filed with the director acceptable evidence that it has and will maintain a minimum surplus aggregating at least five hundred thousand dollars in cash in the investments authorized under the Insurers Investment Act or a letter of credit issued by a Nebraska banking institution in accordance with loan restrictions prescribed by the laws of this state.Source   Laws 1978, LB 656, § 6;   Laws 1991, LB 237, § 68.  Cross References  Insurers Investment Act, see section 44-5101.
NE Code § 44-3107 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3107 - Certificate of authority; issued, when; minimum number of applications and annual premiums.

44-3107.  Certificate of authority; issued, when; minimum number of applications and annual premiums.No professional association mutual insurance company shall be issued a certificate of authority to do any business in this state until it has received not less than two hundred applications for insurance, and it shall have received in cash one annual premium for each such application.Source  Laws 1978, LB 656, § 7.
NE Code § 44-3108 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3108 - Membership in the Nebraska Property and Liability Insurance Guaranty Association; prohibited.

44-3108.  Membership in the Nebraska Property and Liability Insurance Guaranty Association; prohibited.Any professional association mutual insurance company shall not be a member of the Nebraska Property and Liability Insurance Guaranty Association described in Chapter 44, article 24.Source  Laws 1978, LB 656, § 8.
NE Code § 44-3109 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3109 - Policy; issued; membership fee.

44-3109.  Policy; issued; membership fee.Any professional association mutual insurance company may collect, at the time a policy is issued, a membership fee. Such fee shall be in addition to any premium charged for insurance and shall be paid into the company's surplus.Source  Laws 1978, LB 656, § 9.
NE Code § 44-3110 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3110 - Administrative fee; payment, when; how computed; license; rescission; notice; hearing; appeal.

44-3110.  Administrative fee; payment, when; how computed; license; rescission; notice; hearing; appeal.(1) In addition to the premium tax prescribed in Chapter 77, article 9, every professional association mutual insurance company licensed pursuant to the Nebraska Professional Association Mutual Insurance Company Act shall, on or before March 1 of each year, pay an administrative fee to the director in the amount of three-tenths of one percent of the gross amount of direct writing premiums received by it during the preceding calendar year for business done in this state.(2) The computation of the administrative fee shall be made on forms furnished by the Department of Insurance, and the fee shall be forwarded to the department together with a sworn statement by an appropriate officer of the company attesting the accuracy of the fee computation. The department shall furnish such forms prior to the end of the year for which the fees are payable.(3) The director shall rescind or refuse to reissue the license of any company which fails to remit the administrative fee in conformity with this section. Prior to rescinding such license, the director shall issue an order to the company directing the company to show cause why such rescission should not be made. The director shall give not less than ten days' notice of a rescission hearing before the department. Should the company be aggrieved by such determination, an appeal may be taken, and the appeal shall be in accordance with the Administrative Procedure Act.Source   Laws 1978, LB 656, § 10;   Laws 1986, LB 1114, § 7;   Laws 1988, LB 352, § 68.  Cross References  Administrative Procedure Act, see section 84-920.
NE Code § 44-3111 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3111 - Rules and regulations.

44-3111.  Rules and regulations.The director may establish and from time to time amend such reasonable rules and regulations as are necessary to enable him to carry out his duties under sections 44-3101 to 44-3112.Source  Laws 1978, LB 656, § 11.
NE Code § 44-3112 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3112 - Act; other provisions applicable.

44-3112.  Act; other provisions applicable.To the extent applicable and when not in conflict with the Nebraska Professional Association Mutual Insurance Company Act, the provisions of the Nebraska Model Business Corporation Act and Chapters 44 and 77 relating to corporations and insurance shall apply to companies incorporated pursuant to the Nebraska Professional Association Mutual Insurance Company Act.Source   Laws 1978, LB 656, § 12;   Laws 1989, LB 92, § 219;   Laws 1995, LB 109, § 223;  Laws 2014, LB749, § 289. Cross References  Nebraska Model Business Corporation Act, see section 21-201.
NE Code § 44-3292 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3292 - Act, how cited.

44-3292.  Act, how cited.Sections 44-3292 to 44-32,180 shall be known and may be cited as the Health Maintenance Organization Act.Source  Laws 1990, LB 1136, § 1.
NE Code § 44-3293 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3293 - Definitions, where found.

44-3293.  Definitions, where found.For purposes of the Health Maintenance Organization Act, the definitions found in sections 44-3294 to 44-32,114 shall be used.Source  Laws 1990, LB 1136, § 2.
NE Code § 44-3294 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3294 - Basic health care services, defined.

44-3294.  Basic health care services, defined.Basic health care services shall include as a minimum the following medically necessary services: Preventive care; emergency care; inpatient and outpatient hospital and physician care; diagnostic laboratory services; diagnostic and therapeutic radiological services; and out-of-area emergency services.Source  Laws 1990, LB 1136, § 3.
NE Code § 44-3295 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3295 - Carrier, defined.

44-3295.  Carrier, defined.Carrier shall mean a health maintenance organization, an insurer, or any other entity responsible for the payment of benefits or the provision of services under a group contract.Source  Laws 1990, LB 1136, § 4.
NE Code § 44-3296 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3296 - Copayment, defined.

44-3296.  Copayment, defined.Copayment shall mean an amount an enrollee must pay in order to receive a specific service which is not fully prepaid.Source  Laws 1990, LB 1136, § 5.
NE Code § 44-3297 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3297 - Deductible, defined.

44-3297.  Deductible, defined.Deductible shall mean the amount an enrollee is responsible to pay out of pocket before the health maintenance organization begins to pay the costs associated with treatment.Source  Laws 1990, LB 1136, § 6.
NE Code § 44-3298 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3298 - Director, defined.

44-3298.  Director, defined.Director shall mean the Director of Insurance.Source  Laws 1990, LB 1136, § 7.
NE Code § 44-3299 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3299 - Enrollee, defined.

44-3299.  Enrollee, defined.Enrollee shall mean an individual who is covered by a health maintenance organization and shall include both subscribers and dependents of subscribers.Source  Laws 1990, LB 1136, § 8.
NE Code § 44-32,100 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-32,100 - Evidence of coverage, defined.

44-32,100.  Evidence of coverage, defined.Evidence of coverage shall mean a statement of the essential features and services of the health maintenance organization coverage which is given to the subscriber by the health maintenance organization or by the group contract holder.Source  Laws 1990, LB 1136, § 9.
NE Code § 44-32,101 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-32,101 - Extension of benefits, defined.

44-32,101.  Extension of benefits, defined.Extension of benefits shall mean the continuation of coverage under a particular benefit provided under a contract following termination with respect to an enrollee who is totally disabled on the date of termination.Source  Laws 1990, LB 1136, § 10.
NE Code § 44-32,102 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-32,102 - Grievance, defined.

44-32,102.  Grievance, defined.Grievance shall mean a written complaint submitted in accordance with the health maintenance organization's formal grievance procedure by or on behalf of the enrollee regarding any aspect of the health maintenance organization relative to the enrollee.Source  Laws 1990, LB 1136, § 11.
NE Code § 44-32,103 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-32,103 - Group contract, defined.

44-32,103.  Group contract, defined.Group contract shall mean a contract for health care services which by its terms limits eligibility to members of a specified group. The group contract may include coverage for dependents.Source  Laws 1990, LB 1136, § 12.
NE Code § 44-32,104 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-32,104 - Group contract holder, defined.

44-32,104.  Group contract holder, defined.Group contract holder shall mean the person to which a group contract has been issued.Source  Laws 1990, LB 1136, § 13.
NE Code § 44-32,105 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-32,105 - Health maintenance organization, defined.

44-32,105.  Health maintenance organization, defined.Health maintenance organization shall mean any person who undertakes to provide or arrange for the delivery of basic health care services to enrollees on a prepaid basis except for enrollee responsibility for copayments or deductibles.Source  Laws 1990, LB 1136, § 14.
NE Code § 44-32,106 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-32,106 - Health maintenance organization producer, defined.

44-32,106.  Health maintenance organization producer, defined.Health maintenance organization producer shall mean a person licensed under subdivision (1)(b) of section 44-4054 who solicits, negotiates, effects, procures, delivers, renews, or continues a policy or contract for health maintenance organization membership, or who takes or transmits a membership fee or premium for such a policy or contract, other than for himself or herself, or who advertises or otherwise holds himself or herself out to the public as such.Source   Laws 1990, LB 1136, § 15;  Laws 2008, LB855, § 20.
NE Code § 44-32,107 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-32,107 - Individual contract, defined.

44-32,107.  Individual contract, defined.Individual contract shall mean a contract for health care services issued to and covering an individual. The individual contract may include coverage for dependents of the subscriber.Source  Laws 1990, LB 1136, § 16.
NE Code § 44-32,108 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-32,108 - Insolvent or insolvency, defined.

44-32,108.  Insolvent or insolvency, defined.Insolvent or insolvency shall mean that the health maintenance organization has been declared insolvent and placed under an order of liquidation by a court of competent jurisdiction.Source  Laws 1990, LB 1136, § 17.