reglab/housing_qa huggingface dataset:
IA Code § 515.144 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 515 - INSURANCE OTHER THAN LIFE|Section 515.144 - Suspension and summary suspension.

515.144 Suspension and summary suspension.   The commissioner may do one or more of the following:   1. For a violation of Title XIII, subtitle 1, after a hearing provided pursuant to chapter 17A, order the suspension of the license or authority to transact the business of insurance within the state.   2. Upon three days’ notice, if the commissioner has reason to believe that there is imminent substantial risk to an insurer’s solvency, order the insurer to appear before the commissioner and show cause why its license or authority to do insurance business within the state should not be suspended. At the hearing to show cause, the commissioner may summarily suspend the license or authority of the insurer to do business within the state.   3. Summarily order an insurer to cease and desist from a violation, anticipated violation, or suspected violation of chapter 507B, 510, or 513A, if a hearing is provided pursuant to chapter 17A within thirty days of the summary cease and desist order.  91 Acts, ch 213, §29  CS91, §515.90  2007 Acts, ch 152, §19  CS2007, §515.144
IA Code § 515.145 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 515 - INSURANCE OTHER THAN LIFE|Section 515.145 - Revocation of authority.

515.145 Revocation of authority.   If upon any examination, or upon information obtained from any witness produced or examined, the commissioner determines that a company has violated section 515.140, or if any officer, agent, or employee fails to appear or submit to examination after receiving a subpoena, the commissioner shall promptly issue an order revoking the authority of the company to transact business within this state, and the company shall not be permitted to do the business of insurance in this state for one year.  [C97, §1755; C24, 27, 31, 35, 39, §9013; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §515.134]  2003 Acts, ch 91, §39; 2007 Acts, ch 152, §40, 70  CS2007, §515.145  2008 Acts, ch 1074, §15  Referred to in §515.152, 515.153
IA Code § 515.146 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 515 - INSURANCE OTHER THAN LIFE|Section 515.146 - Certificate refused — administrative penalty.

515.146 Certificate refused — administrative penalty.   The commissioner of insurance shall withhold the commissioner’s certificate or permission of authority to do business from a company neglecting or failing to comply with this chapter. In addition, a company organized or authorized under this chapter which fails to file the annual statement referred to in section 515.63 in the time required shall pay and forfeit an administrative penalty in an amount of five hundred dollars to be collected in the name of the state for deposit as provided in section 505.7. The company’s right to transact further new business in this state shall immediately cease until the company has fully complied with this chapter. The commissioner may give notice to a company which has failed to file within the time required that the company is in violation of this section and, if the company fails to file the evidence of investment and statement within ten days of the date of the notice, the company shall forfeit and pay the additional sum of one hundred dollars for each day the failure continues, to be paid to the treasurer of state for deposit as provided in section 505.7.  [C97, §1715; C24, 27, 31, 35, 39, §8947; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §515.65]  85 Acts, ch 228, §6; 91 Acts, ch 213, §26; 2007 Acts, ch 152, §3  CS2007, §515.146  2008 Acts, ch 1074, §16; 2009 Acts, ch 181, §78
IA Code § 515.147 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 515 - INSURANCE OTHER THAN LIFE|Section 515.147 - Fees.

515.147 Fees.   Fees shall be paid to the commissioner of insurance for deposit as provided in section 505.7 as follows:   1. For filing an application to do business, including all documents submitted in connection with the application, by a foreign or domestic company, or for filing an application for renewed authority, fifty dollars.   2. For issuing to a foreign or domestic company a certificate of authority to do business or a renewed certificate of authority, fifty dollars.   3. For filing amended articles of incorporation, fifty dollars.   4. For issuing an amended certificate of authority, twenty-five dollars.   5. For affixing the official seal to any paper filed with the division, ten dollars.  [C73, §1153; C97, §1752; S13, §1752; C24, 27, 31, 35, 39, §9007; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §515.128; 82 Acts, ch 1003, §7]  88 Acts, ch 1112, §304; 2007 Acts, ch 152, §36  CS2007, §515.147  2009 Acts, ch 181, §79  Deposit of fees, §12.10
IA Code § 515.148 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 515 - INSURANCE OTHER THAN LIFE|Section 515.148 - Expenses of examination.

515.148 Expenses of examination.   The necessary expenses of any examination of any insurance company made or ordered to be made by the commissioner of insurance under this chapter shall be certified to by the commissioner, and paid on the commissioner’s requisition by the company so examined; and in case of failure of the company to make such payment, the commissioner shall suspend such company from doing business in this state until such expenses are paid. If such expenses are not paid by the company, they shall be audited by the director of the department of administrative services and paid out of the state treasury.  [C73, §1156; C97, §1753; C24, 27, 31, 35, 39, §9008; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §515.129]  2003 Acts, ch 145, §286; 2007 Acts, ch 152, §37  CS2007, §515.148
IA Code § 515.149 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 515 - INSURANCE OTHER THAN LIFE|Section 515.149 - Compliance with law.

515.149 Compliance with law.   An insurance company organized under this chapter, or doing business in this state, or any foreign or alien company doing business in this state, shall conform to the provisions of this chapter and all other laws of this state applicable to the insurance company.  [C73, §1147; C97, §1747; C24, 27, 31, 35, 39, §8998; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §515.119]  91 Acts, ch 26, §42; 91 Acts, ch 258, §59; 2007 Acts, ch 152, §30  CS2007, §515.149
IA Code § 515.150 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 515 - INSURANCE OTHER THAN LIFE|Section 515.150 - Violations.

515.150 Violations.   It shall be unlawful for any officer, manager, or agent of any insurance company or association who, with knowledge that it is doing business in an unlawful manner, or is insolvent, to solicit or receive applications for insurance with the company or association, or to do any other act or thing toward procuring or receiving any new business for such company or association.  [C73, §1147; C97, §1747; C24, 27, 31, 35, 39, §8999; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §515.120]  2004 Acts, ch 1110, §55; 2007 Acts, ch 152, §31  CS2007, §515.150
IA Code § 515.151 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 515 - INSURANCE OTHER THAN LIFE|Section 515.151 - Officers punished.

515.151 Officers punished.   It shall be unlawful for any of the following to fail to comply with or to violate any of the requirements of this chapter:   1. The president, secretary, or other officer of any company organized under the laws of this state.   2. Any officer or person doing or attempting to do business in this state for any insurance company organized either within or without this state.  [C73, §1147; C97, §1748; C24, 27, 31, 35, 39, §9000; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §515.121]  2004 Acts, ch 1110, §56; 2007 Acts, ch 152, §32  CS2007, §515.151
IA Code § 515.152 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 515 - INSURANCE OTHER THAN LIFE|Section 515.152 - Judicial review.

515.152 Judicial review.   Judicial review of the actions of the commissioner of insurance may be sought in accordance with the terms of the Iowa administrative procedure Act, chapter 17A, upon filing with the clerk of court a good and sufficient bond for the payment of all costs adjudged against the petitioner. Notwithstanding the terms of chapter 17A, petitions for judicial review may be filed in the district court of the county where the decision of the commissioner, pursuant to section 515.145, was made.  [C97, §1756; C24, 27, 31, 35, 39, §9014; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §515.135]  2003 Acts, ch 44, §114; 2007 Acts, ch 152, §41, 71  CS2007, §515.152  Referred to in §515.153  Presumption of approval of bonds, §636.10
IA Code § 515.153 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 515 - INSURANCE OTHER THAN LIFE|Section 515.153 - Incrimination.

515.153 Incrimination.   The statements and declarations made or testimony given by any officer, agent, or employee in the investigation before the commissioner of insurance, or upon the hearing on the petition for judicial review, as provided in sections 515.141, 515.145, and 515.152, shall not be used against the person making the same in any criminal prosecution against the person.  [C97, §1757; C24, 27, 31, 35, 39, §9015; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §515.136]  2007 Acts, ch 152, §42, 72  CS2007, §515.153  2008 Acts, ch 1074, §17
IA Code § 515A.1 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 515A - WORKERS’ COMPENSATION LIABILITY INSURANCE RATES|Section 515A.1 - Purpose of chapter.

515A.1 Purpose of chapter.   The purpose of this chapter is to promote the public welfare by regulating insurance rates to the end that they shall not be excessive, inadequate or unfairly discriminatory, and to authorize and regulate cooperative action among insurers in rate making and in other matters within the scope of this chapter. Nothing in this chapter is intended to prohibit or discourage reasonable competition, or to prohibit, or encourage except to the extent necessary to accomplish the aforementioned purpose, uniformity in insurance rates, rating systems, rating plans or practices. This chapter shall be liberally interpreted to carry into effect the provisions of this section.  [C50, 54, 58, 62, §515A.1, 515B.1; C66, 71, 73, 75, 77, 79, 81, §515A.1]
IA Code § 515A.2 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 515A - WORKERS’ COMPENSATION LIABILITY INSURANCE RATES|Section 515A.2 - Definitions — scope of chapter.

515A.2 Definitions — scope of chapter.   1. As used in this chapter:   a. “Insurance” means workers’ compensation liability insurance.   b. “Insurer” means an insurer which issues a policy of workers’ compensation liability insurance.   c. “Policy” means a policy of workers’ compensation liability insurance.   d. “Rate” means a rate for workers’ compensation liability insurance.   e. “Rating organization” means a workers’ compensation rating organization licensed pursuant to this chapter.   f. “Rate filing” means a rate filing by a rating organization or an insurer.   g. “Schedule rating plan” means a rating plan by which an insurer increases or decreases workers’ compensation rates to reflect the individual risk characteristics of the subject of the insurance.   2. This chapter applies only to workers’ compensation liability insurance.  [C50, 54, 58, 62, §515A.2, 515B.2; C66, 71, 73, 75, 77, 79, 81, §515A.2]  90 Acts, ch 1234, §43; 2008 Acts, ch 1123, §29  Referred to in §515A.15
IA Code § 515A.3 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 515A - WORKERS’ COMPENSATION LIABILITY INSURANCE RATES|Section 515A.3 - Making of rates.

515A.3 Making of rates.   1. Rates shall be made in accordance with the following provisions:   a. Rates shall not be excessive, inadequate, or unfairly discriminatory.   b. Due consideration shall be given to past and prospective loss experience within and outside this state; to catastrophe hazards; to a reasonable margin for underwriting profit and contingencies; to dividends, savings, or unabsorbed premium deposits allowed or returned by insurers to their policyholders, members, or subscribers; to past and prospective expenses both countrywide and those specially applicable to this state; and to all other relevant factors within and outside this state.   c. The systems of expense provisions included in the rates for use by any insurer or group of insurers may differ from those of other insurers or group of insurers to reflect the requirements of the operating methods of any such insurer or group of insurers with respect to any kind of insurance, or with respect to any subdivision or combination thereof for which subdivision or combination separate expense provisions are applicable.   d. Risks may be grouped by classifications for the establishment of rates and minimum premiums. Classification rates may be modified to produce rates for individual risks in accordance with rating plans which establish standards for measuring variations in hazards or expense provisions, or both. Such standards may measure any differences among risks that can be demonstrated to have a probable effect upon losses or expenses.   2. Except to the extent necessary to meet the provisions of paragraph “a” of subsection 1 of this section, uniformity among insurers in any matters within the scope of this section is neither required nor prohibited.  [C50, 54, 58, 62, §515A.3, 515B.3; C66, 71, 73, 75, 77, 79, 81, §515A.3]  2008 Acts, ch 1123, §30  Referred to in §515A.4, 515A.7, 515A.8, 515A.13
IA Code § 515A.8 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 515A - WORKERS’ COMPENSATION LIABILITY INSURANCE RATES|Section 515A.8 - Appeal by member or subscriber.

515A.8 Appeal by member or subscriber.   1. Any member or subscriber to a rating organization may appeal to the commissioner from the action or decision of such rating organization in approving or rejecting any proposed change in or addition to the filings of such rating organization and the commissioner shall, after a hearing held upon not less than ten days’ written notice to the appellant, and to such rating organization, issue an order approving the action or decision of such rating organization or directing it to give further consideration to such proposal, or, if such appeal is from the action or decision of the rating organization in rejecting a proposed addition to its filings, the commissioner may, in the event the commissioner finds that such action or decision was unreasonable, issue an order directing the rating organization to make an addition to its filings, on behalf of its members and subscribers, in a manner consistent with the findings, within a reasonable time after the issuance of such order.   2. If such appeal is based upon the failure of the rating organization to make a filing on behalf of such member or subscriber, which is based on a system of expense provisions which differs, in accordance with the right granted in section 515A.3, subsection 1, paragraph “c”, from the system of expense provisions included in a filing made by the rating organization, the commissioner shall, if the commissioner grants the appeal, order the rating organization to make the requested filing for use by the appellant. In deciding such appeal the commissioner shall apply the standards set forth in section 515A.3.  [C50, 54, 58, 62, §515A.8, 515B.8; C66, 71, 73, 75, 77, 79, 81, §515A.8]  2008 Acts, ch 1123, §37; 2015 Acts, ch 29, §78
IA Code § 515A.9 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 515A - WORKERS’ COMPENSATION LIABILITY INSURANCE RATES|Section 515A.9 - Information to be furnished insureds — hearings and appeals of insureds.

515A.9 Information to be furnished insureds — hearings and appeals of insureds.   Every rating organization and every insurer which makes its own rate shall, within a reasonable time after receiving written request therefor and upon payment of such reasonable charge as it may make, furnish to any insured affected by a rate made by it, or to the authorized representative of such insured, all pertinent information as to such rate. Every rating organization and every insurer which makes its own rates shall provide within this state reasonable means whereby any person aggrieved by the application of its rating system may be heard, in person or by the person’s authorized representative, on the person’s written request to review the manner in which such rating system has been applied in connection with the insurance afforded the person. Such review of the manner in which a rating system has been applied is not a contested case under chapter 17A. If the rating organization or insurer fails to grant or reject such request within thirty days after it is made, the applicant may proceed in the same manner as if the application had been rejected. Any party affected by the action of such rating organization or such insurer on such request may, within thirty days after written notice of such action, appeal to the commissioner, who, after a hearing held upon not less than ten days’ written notice to the appellant and to such rating organization or insurer, may affirm or reverse such action. Such appeal to the commissioner of the manner in which a rating system has been applied is not a contested case under chapter 17A.  [C50, 54, 58, 62, §515A.9, 515B.9; C66, 71, 73, 75, 77, 79, 81, §515A.9]  2006 Acts, ch 1117, §70; 2007 Acts, ch 22, §90
IA Code § 515A.10 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 515A - WORKERS’ COMPENSATION LIABILITY INSURANCE RATES|Section 515A.10 - Advisory organizations.

515A.10 Advisory organizations.   1. Every group, association or other organization of insurers, whether located within or outside of this state, which assists insurers which make their own filings or rating organizations in rate making, by the collection and furnishing of loss or expense statistics, or by the submission of recommendations, but which does not make filings under this chapter, shall be known as an advisory organization.   2. Every advisory organization shall file with the commissioner all of the following:   a. A copy of its constitution, its articles of agreement or association or its certificate of incorporation and of its bylaws, rules and regulations governing its activities.   b. A list of its members.   c. The name and address of a resident of this state upon whom notices or orders of the commissioner or process issued at the commissioner’s direction may be served.   d. An agreement that the commissioner may examine such advisory organization in accordance with the provisions of section 515A.12.   3. If, after a hearing, the commissioner finds that the furnishing of such information or assistance involves any act or practice which is unfair or unreasonable or otherwise inconsistent with the provisions of this chapter, the commissioner may issue a written order specifying in what respects such act or practice is unfair or unreasonable or otherwise inconsistent with the provisions of this chapter, and requiring the discontinuance of such act or practice.   4. No insurer which makes its own filings nor any rating organization shall support its filings by statistics or adopt rate making recommendations, furnished to it by an advisory organization which has not complied with this section or with an order of the commissioner involving such statistics or recommendations issued under subsection 3 of this section. If the commissioner finds such insurer or rating organization to be in violation of this subsection the commissioner may issue an order requiring the discontinuance of such violation.  [C50, 54, 58, 62, §515A.10, 515B.10; C66, 71, 73, 75, 77, 79, 81, §515A.10]  2006 Acts, ch 1117, §71  Referred to in §515A.12
IA Code § 515A.11 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 515A - WORKERS’ COMPENSATION LIABILITY INSURANCE RATES|Section 515A.11 - Joint underwriting or joint reinsurance.

515A.11 Joint underwriting or joint reinsurance.   1. Every group, association or other organization of insurers which engages in joint underwriting or joint reinsurance, shall be subject to regulation with respect thereto as herein provided, subject, however, with respect to joint underwriting, to all other provisions of this chapter and, with respect to joint reinsurance, to sections 515A.12 and 515A.16 to 515A.19.   2. If, after a hearing, the commissioner finds that any activity or practice of any such group, association or other organization is unfair or unreasonable or otherwise inconsistent with the provisions of this chapter, the commissioner may issue a written order specifying in what respects such activity or practice is unfair or unreasonable or otherwise inconsistent with the provisions of this chapter, and requiring the discontinuance of such activity or practice.  [C50, 54, 58, 62, §515A.11, 515B.11; C66, 71, 73, 75, 77, 79, 81, §515A.11]  Referred to in §515A.12
IA Code § 515A.12 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 515A - WORKERS’ COMPENSATION LIABILITY INSURANCE RATES|Section 515A.12 - Examinations.

515A.12 Examinations.   The commissioner shall, at least once in five years, make or cause to be made an examination of each rating organization licensed in this state as provided in section 515A.6 and the commissioner may, as often as the commissioner may deem it expedient, make or cause to be made an examination of each advisory organization referred to in section 515A.10 and of each group, association or other organization referred to in section 515A.11. The reasonable costs of any such examination shall be paid by the rating organization, advisory organization or group, association or other organization examined upon presentation to it of a detailed account of such costs. The officers, manager, agents and employees of such rating organization, advisory organization, or group, association or other organization may be examined at any time under oath and shall exhibit all books, records, accounts, documents, or agreements governing its method of operation. In lieu of any such examination the commissioner may accept the report of an examination made by the insurance supervisory official of another state, pursuant to the laws of such state.  [C50, 54, 58, 62, §515A.12, 515B.12; C66, 71, 73, 75, 77, 79, 81, §515A.12]  Referred to in §515A.10, 515A.11