reglab/housing_qa huggingface dataset:
UT Code § 31A-21-504 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 21 - Insurance Contracts in General|Part 5 - Domestic Violence or Child Abuse - Insurance Practices|Section 504 - Investigation -- Use of information used -- Disclosure.

31A-21-504. Investigation -- Use of information used -- Disclosure.    (1) An insurer may not ask an insured or applicant or use any other means to determine whether the insured or applicant is the subject of domestic abuse.     (2) If an insured or applicant voluntarily discloses to the insurer or to the insured's or applicant's treating physician that the insured or applicant or a member of the insured's or applicant's household is the subject of domestic abuse, an insurer may not use the information of domestic violence or child abuse in violation of this part.     (3)   (a) An insurer may not disclose or transfer information to a third party relating to whether a specifically identifiable insured or applicant is the subject of domestic abuse unless the information:   (i) is required to be disclosed by the commissioner;     (ii) is required to be disclosed by a court of competent jurisdiction;     (iii) is necessary for the direct provision of health care services;     (iv) is permitted to be disclosed to an authorized agency under Chapter 31, Insurance Fraud Act;     (v) is required to be disclosed by abuse reporting laws; or     (vi) is authorized to be disclosed by the written consent of the individual who is the subject of domestic abuse, if that person is at least 18 years old.       (b) Subsection (3)(a) may not prevent an insured or applicant from obtaining the insured's or applicant's own medical or insurance records.     (c) Disclosure of information permitted under Subsection (3)(a) is subject to any state or federal law related to the confidentiality of medical information.     (d) For purposes of Subsection (3)(a), "third party" does not include an insurer's employees, agents, or contractors who are engaged in the insurer's necessary business operation.       (4) This section may not be construed to prohibit an insurer from:   (a) asking an applicant or insured about a medical condition, even if the condition is related to domestic violence or child abuse;     (b) using information obtained under Subsection (4)(a) for the purpose of actions or practices permitted under this part.      Enacted by Chapter 132, 1997 General Session
UT Code § 31A-21-505 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 21 - Insurance Contracts in General|Part 5 - Domestic Violence or Child Abuse - Insurance Practices|Section 505 - Limit on liability.

31A-21-505. Limit on liability.  An insurer that issues a life or accident and health insurance policy to an individual who is the subject of domestic abuse is not liable civilly or criminally for the death of or any injuries to the insured as a result of domestic violence or child abuse beyond the obligations of the insurer under:  (1) the insurance policy; or     (2) this title.    Amended by Chapter 116, 2001 General Session
UT Code § 31A-21-506 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 21 - Insurance Contracts in General|Part 5 - Domestic Violence or Child Abuse - Insurance Practices|Section 506 - Enforcement -- Private rights.

31A-21-506. Enforcement -- Private rights.    (1) An insurer that violates this part is subject to any penalty permitted under this title.     (2) This part does not:   (a) create a private right of action for a violation of this part; or     (b) limit or impair the right of an individual to sue and recover damages from the insurer in a civil action for a cause of action that is not based on a violation of this part.      Enacted by Chapter 132, 1997 General Session
UT Code § 31A-22-101 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 1 - Contracts of Suretyship|Section 101 - Scope of part.

31A-22-101. Scope of part.  This Part 1, Contracts of Suretyship, applies to those suretyship obligations that are subject to Chapter 21, Insurance Contracts in General, and this chapter under Section 31A-21-101.  Amended by Chapter 90, 2004 General Session
UT Code § 31A-22-102 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 1 - Contracts of Suretyship|Section 102 - Bonds need not be under seal.

31A-22-102. Bonds need not be under seal.  Under this code, no suretyship obligation is required to be under seal.  Enacted by Chapter 242, 1985 General Session
UT Code § 31A-22-103 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 1 - Contracts of Suretyship|Section 103 - Validity of surety bonds.

31A-22-103. Validity of surety bonds.    (1) An undertaking to stand as surety which is issued by an insurer authorized to do a surety business in this state is complete compliance with any qualification requirement in Utah law respecting surety bonds. This undertaking is acceptable to any state official or court-appointed fiduciary authorized to receive or empowered to require the undertaking. A copy of a surety's certificate of authority, certified by the commissioner, is prima facie evidence that a surety was authorized to do business in this state on the date of the certificate.     (2) No instrument executed by an insurer authorized to do a surety business is ineffective because of the insurer's failure to attach a copy of its certificate of authority to do business in this state. However, a public official or court-appointed fiduciary may, by prior written request, require that a copy of the insurer's certificate of authority, certified by the commissioner, be delivered. The insurer's failure to deliver a certified copy of the surety's certificate of authority within 10 days of receipt of the request is adequate grounds for refusing to accept the suretyship instrument. Failure to request a copy of the certificate of authority prior to accepting the surety instrument is a waiver of the right to request the certificate.     (3) After executing an obligation of suretyship, no insurer may deny its corporate power to execute that type of instrument or to incur that type of liability in any proceeding against the insurer upon that instrument.    Amended by Chapter 204, 1986 General Session
UT Code § 31A-22-104 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 1 - Contracts of Suretyship|Section 104 - Indemnity agreements and security for benefit of surety.

31A-22-104. Indemnity agreements and security for benefit of surety.    (1) Any insurer authorized to do a surety business may contract with any person, including a principal debtor under a suretyship obligation, for indemnity or security to protect the surety against losses. No indemnity agreement or provision of security by the principal debtor releases from or changes the liability of the principal debtor or of the sureties from the terms established in the bond. No surety may be indemnified through funds held by the principal debtor in a fiduciary capacity.     (2) Security may be in any of the following forms:   (a) deposits of money or other property of the principal debtor which can be held by a responsible financial institution authorized by law to do that type of business, in a manner that prevents withdrawal or alienation of the money or other property without the written consent of the sureties or an order of a court of competent jurisdiction made after notice is given to the sureties and a hearing is held as directed by the court; or     (b) security interests in real or personal property perfected under the laws of Utah.       (3) This section does not affect a surety's common-law right to reimbursement, subrogation, or exoneration.    Amended by Chapter 218, 1987 General Session
UT Code § 31A-22-105 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 1 - Contracts of Suretyship|Section 105 - Common control of fiduciary funds permissible.

31A-22-105. Common control of fiduciary funds permissible.  Any fiduciary from whom a bond, undertaking, or other obligation is required may agree and arrange with his sureties for the deposit for safekeeping of any and all assets for which he is responsible with a depository institution authorized by law to hold the assets, in a manner which prevents the withdrawal or alienation of any part of the property without the written consent of the sureties, or an order of the court made after notice is given to the sureties and a hearing is held as directed by the court. This deposit agreement does not release or change the fiduciary responsibility of the principal, or the liability of the principal or sureties as established under the bond.  Enacted by Chapter 242, 1985 General Session
UT Code § 31A-22-106 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 1 - Contracts of Suretyship|Section 106 - Petition of fiduciary's surety to be relieved from liability.

31A-22-106. Petition of fiduciary's surety to be relieved from liability.  Any surety securing others against losses caused by breach of duty by a fiduciary, herein called "principal," may petition the court where the surety's obligation is filed or which has jurisdiction over the principal, for an order relieving the surety from further liability for the acts or omissions of the principal. This order may be issued only after the court is satisfied that the principal has accounted to the petitioner and has obtained a new surety. The surety relieved from liability shall refund any unearned part of the premium paid which the surety held as consideration for its promise to be surety. To relieve a surety from liability, the court may order the principal to account, to obtain a new surety, or to refrain from acting except to preserve property held in a fiduciary capacity.  Enacted by Chapter 242, 1985 General Session
UT Code § 31A-22-107 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 1 - Contracts of Suretyship|Section 107 - Bond premium allowable expense of fiduciary.

31A-22-107. Bond premium allowable expense of fiduciary.  Any fiduciary required by law, or the court in providing a surety to secure the fiduciary's performance, may include as part of the expense of executing the fiduciary responsibility a reasonable premium paid to a surety for becoming the fiduciary's surety. However, the court may not allow an expense allowance greater than the larger of 1% of the surety's maximum obligation or $25.  Enacted by Chapter 242, 1985 General Session
UT Code § 31A-22-201 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 2 - Liability Insurance in General|Section 201 - Required provisions of liability insurance policies.

31A-22-201. Required provisions of liability insurance policies.  Every liability insurance policy shall provide that the bankruptcy or insolvency of the insured may not diminish any liability of the insurer to third parties, and that if execution against the insured is returned unsatisfied, an action may be maintained against the insurer to the extent that the liability is covered by the policy.  Enacted by Chapter 242, 1985 General Session
UT Code § 31A-22-202 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 2 - Liability Insurance in General|Section 202 - Protection of third-party claimants.

 Effective 5/10/2016  31A-22-202. Protection of third-party claimants.    (1) An insurance contract insuring against loss or damage through legal liability for the bodily injury or death by accident of any person, or for damage to the property of any person, may not be retroactively abrogated to the detriment of any third-party claimant by any agreement between the insurer and insured after the occurrence of any injury, death, or damage for which the insured may be liable. This attempted abrogation is void.     (2) A motor vehicle liability policy may be rescinded or cancelled as to an insured for fraud, material misrepresentation, or any reason allowable under the law.     (3) A motor vehicle liability policy may not be rescinded for fraud or material misrepresentation, as to minimum liability coverage limits under Section 31A-22-304, to the detriment of a third party for a loss otherwise covered by the policy.    Amended by Chapter 138, 2016 General Session
UT Code § 31A-22-203 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 2 - Liability Insurance in General|Section 203 - Notice and proof of loss.

31A-22-203. Notice and proof of loss.  Section 31A-21-312 applies to the notice required under liability policies. Subsection 31A-21-312(1) may not be construed to extend the normal provisions of any claims-made coverage that required notice of an occurrence or claim prior to the expiration of the policy for coverage to be in force.  Amended by Chapter 10, 1988 Special Session 2Amended by Chapter 10, 1988 Special Session 2
UT Code § 31A-22-204 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 2 - Liability Insurance in General|Section 204 - Restriction on limitation of coverage.

31A-22-204. Restriction on limitation of coverage.  No insurer may limit coverage under a policy insuring against legal liability to claims that are first made against the insured while the policy is in force, unless the policy contains on the cover page, a conspicuous statement that the coverage of the policy is limited in that way.  Enacted by Chapter 242, 1985 General Session
UT Code § 31A-22-205 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 2 - Liability Insurance in General|Section 205 - Applicability of restatement of law.

 Effective 5/12/2020  31A-22-205. Applicability of restatement of law.    (1) A restatement of the law of liability insurance is not the law or public policy of this state if the statement of law is inconsistent or in conflict with:   (a) the Constitution of the United States;     (b) the Utah Constitution;     (c) a state statute;     (d) state case law; or     (e) state-adopted common law.       (2) Nothing in this section precludes a court from referencing or considering a restatement or other legal treatise.    Enacted by Chapter 32, 2020 General Session
UT Code § 31A-22-301 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 3 - Motor Vehicle Insurance|Section 301 - Definitions.

 Effective 5/5/2021  31A-22-301. Definitions.  As used in this part:  (1) "Motor vehicle" means the same as that term is defined in Section 41-6a-102.     (2) "Motor vehicle business" means a motor vehicle sales agency, repair shop, service station, storage garage, or public parking place.     (3) "Motor vehicle liability policy" means a policy which satisfies the requirements of Sections 31A-22-303 and 31A-22-304.     (4) "Occupying" means being in or on a motor vehicle as a passenger or operator, or being engaged in the immediate acts of entering, boarding, or alighting from a motor vehicle.     (5) "Operator" means the same as that term is defined in Subsection 41-12a-103(7).     (6) "Owner" means the same as that term is defined in Subsection 41-12a-103(8).     (7) "Pedestrian" means any natural person not occupying a motor vehicle.    Amended by Chapter 245, 2021 General Session
UT Code § 31A-22-302 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 3 - Motor Vehicle Insurance|Section 302 - Required components of motor vehicle insurance policies -- Exceptions.

31A-22-302. Required components of motor vehicle insurance policies -- Exceptions.    (1) Every policy of insurance or combination of policies purchased to satisfy the owner's or operator's security requirement of Section 41-12a-301 shall include:   (a) motor vehicle liability coverage under Sections 31A-22-303 and 31A-22-304;     (b) uninsured motorist coverage under Section 31A-22-305, unless affirmatively waived under Subsection 31A-22-305(5);     (c) underinsured motorist coverage under Section 31A-22-305.3, unless affirmatively waived under Subsection 31A-22-305.3(3); and     (d) except as provided in Subsection (2) and subject to Subsection (4), personal injury protection under Sections 31A-22-306 through 31A-22-309.       (2) A policy of insurance or combination of policies, purchased to satisfy the owner's or operator's security requirement of Section 41-12a-301 for a motorcycle, off-highway vehicle, street-legal all-terrain vehicle, trailer, or semitrailer is not required to have personal injury protection under Sections 31A-22-306 through 31A-22-309.     (3) A card issued by an insurance company as evidence of owner's or operator's security under Section 41-12a-303.2 on or after July 1, 2014, may not display the owner's or operator's address on the card.     (4)   (a) First party medical coverages may be offered or included in policies issued to motorcycle, off-highway vehicle, street-legal all-terrain vehicle, trailer, and semitrailer owners or operators.     (b) Owners and operators of motorcycles, off-highway vehicles, street-legal all-terrain vehicles, trailers, and semitrailers are not covered by personal injury protection coverages in connection with injuries incurred while operating any of these vehicles.       (5) First party medical coverage expenses shall be governed by the relative value study provisions under Subsections 31A-22-307(2) and (3).    Amended by Chapter 91, 2013 General Session
UT Code § 31A-22-302.5 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 3 - Motor Vehicle Insurance|Section 302.5 - Named driver exclusions.

31A-22-302.5. Named driver exclusions.    (1) A policy of personal lines insurance or combination of personal lines policies purchased to satisfy the owner's or operator's security requirement under Section 41-12a-301 may specifically exclude from coverage:   (a) a person who is a resident of the named insured's household, including a person who usually makes the person's home in the same household but temporarily lives elsewhere; or     (b) a person who usually or customarily operates the motor vehicle.       (2) The named driver exclusion under Subsection (1) is effective only if:   (a) at the time of the proposed exclusion, each person excluded from coverage satisfies the owner's or operator's security requirement under Section 41-12a-301, independently of the named insured's proof of owner's or operator's security;     (b) any named insured and the person excluded from coverage each provide written consent to the exclusion; and     (c) the insurer includes the name of each person excluded from coverage in the evidence of insurance provided to an additional insured or loss payee.       (3) The provisions of Subsection (2)(a) do not apply to the named driver exclusion of the person excluded from coverage if the person's driver license has been denied, suspended, or revoked.     (4) The named driver exclusion shall remain effective until removed by the insurer.     (5) If the driver license of a person excluded from coverage under Subsection (1) has been denied, suspended, revoked, or disqualified and the person excluded from coverage subsequently operates a motor vehicle, the exclusion shall:   (a) exclude all liability coverage and all physical damage coverage without regard to the comparative fault of the excluded driver;     (b) proportionately reduce any benefits otherwise payable to the person excluded from coverage and to any named insured for benefits payable under uninsured motorist coverage, underinsured motorist coverage, personal injury protection coverage, and first party medical coverage to the extent the person excluded from coverage was comparatively at fault; and     (c) if the person excluded from coverage is 50% or more at fault in causing the accident, bar both the excluded driver and any named insured from recovering any benefits under any coverage listed under Subsection (5)(b).       (6) The named driver exclusion under Subsection (1) does not apply when the person excluded from coverage is:   (a) a non-driving passenger in a motor vehicle; or     (b) a pedestrian.      Amended by Chapter 425, 2011 General Session
UT Code § 31A-22-304 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 3 - Motor Vehicle Insurance|Section 304 - Motor vehicle liability policy minimum limits.

31A-22-304. Motor vehicle liability policy minimum limits.  Policies containing motor vehicle liability coverage may not limit the insurer's liability under that coverage below the following:  (1)   (a) $25,000 because of liability for bodily injury to or death of one person, arising out of the use of a motor vehicle in any one accident;     (b) subject to the limit for one person in Subsection (1)(a), in the amount of $65,000 because of liability for bodily injury to or death of two or more persons arising out of the use of a motor vehicle in any one accident; and     (c) in the amount of $15,000 because of liability for injury to, or destruction of, property of others arising out of the use of a motor vehicle in any one accident; or       (2) $80,000 in any one accident whether arising from bodily injury to or the death of others, or from destruction of, or damage to, the property of others.    Amended by Chapter 371, 2008 General Session
UT Code § 31A-22-305.5 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 3 - Motor Vehicle Insurance|Section 305.5 - Uninsured motorist property damage coverage -- Coverage limitations.

31A-22-305.5. Uninsured motorist property damage coverage -- Coverage limitations.    (1)   (a) At the request of the named insured, every motor vehicle liability policy of insurance under Sections 31A-22-303 and 31A-22-304 or combination of policies purchased to satisfy the owner's or operator's security requirement of Section 41-12a-301 which policy does not provide insurance for collision damage shall provide uninsured motorist property damage coverage for property damage to the motor vehicle described in the policy.     (b) The uninsured motorist property damage coverage provided under Subsection (1)(a) shall be for the benefit of covered persons, as defined under Section 31A-22-305, who are legally entitled to recover damages:   (i) from the owner or operator of an uninsured motor vehicle, as defined under Subsections 31A-22-305(2)(a), (c), and (d); and     (ii) arising out of the operation, maintenance, or use of an uninsured motor vehicle.         (2)   (a) Except as provided under Subsection (5), the coverage provided under this section shall include payment for loss or damage to the motor vehicle described in the policy, not to exceed the motor vehicle's actual cash value or $3,500, whichever is less.     (b) Property damage does not include compensation for loss of use of the motor vehicle.       (3) The coverage provided under this section shall be payable only if:   (a) the occurrence causing the property damage involves actual physical contact between the covered motor vehicle and an uninsured motor vehicle;     (b) the owner, operator, or license plate number of the uninsured motor vehicle is identified; and     (c) the insured or someone on his behalf reports the occurrence within 10 days to the insurer or his agent.       (4) Except as provided under Subsection (5), the coverage provided under this section shall be subject to a $250 deductible and shall be excess to any other insurance covering property damage to the motor vehicle described in the policy.     (5) The insurer providing coverage under this section may, at appropriate premium rates, make available additional:   (a) coverage above the limits provided under Subsection (2); and     (b) deductibles for the coverage under Subsection (5)(a) above the limits provided under Subsection (4).       (6) A rating surcharge may not be applied to any policy of motor vehicle insurance issued in this state as a result of payment of a claim made under this section.    Amended by Chapter 37, 2005 General Session