reglab/housing_qa huggingface dataset:
NM Stat § 56-3A-3.1 (2021)
2021 New Mexico Statutes|Chapter 56 - Commercial Instruments and Transactions|Article 3A - Credit Report Security Act|Section 56-3A-3.1 - Declaration of removal; procedures.

A. A consumer may file a declaration of removal with a consumer reporting agency operating within New Mexico declaring that the consumer: (1) is the victim of identity theft; (2) is eligible for removal of information reported to or by the consumer reporting agency on the basis of identity theft; (3) is available for service of process at a conclusively valid designated address for at least thirty days; and (4) discloses proper identifying information by which the consumer may be identified by the consumer reporting agency. B. The attorney general may publish a sample declaration of removal in compliance with the applicable requirements of Subsection A of this section. The declaration of removal published by the attorney general is not required to be used. A consumer may use other forms that serve the same purpose and that are in compliance with the applicable requirements of Subsection A of this section. C. A consumer reporting agency shall make available on a web site and on all credit reports of the consumer reporting agency the means for contacting the consumer reporting agency through a physical mailing address, by telephone and facsimile, and through use of a web site and an internet electronic mailing address. A consumer reporting agency shall state on a web site and on all credit reports of the consumer the methods for submitting a declaration of removal. D. Within five days of receiving a declaration of removal and, if applicable, receipt of a fee as authorized in Subsection I of Section 56-3A-3 NMSA 1978, a consumer reporting agency shall remove from its files and credit reports of the affected consumer the information that is the subject of the declaration of removal and notify the consumer once the removal is complete. A consumer reporting agency shall not state on a credit report that information was removed at the request of a declaration of removal and shall not use that information to suggest or otherwise state or imply to a third party that the affected consumer has a negative credit score, history, report or rating. E. A consumer reporting agency may restore the information that was the subject of a declaration of removal upon: (1) request of the affected consumer; or (2) a court order after the adjudication of the alleged debt in the judicial district in which the consumer resides. History: Laws 2010, ch. 54, § 3. ANNOTATIONSEffective dates. — Laws 2010, ch. 54 contained no effective date provision, but, pursuant to N.M. Const., art. IV, § 23, was effective May 19, 2010, 90 days after the adjournment of the legislature. Cross references. — For the federal Fair Credit Reporting Act, see 15 U.S.C. § 1681 et seq.
NM Stat § 56-3A-5 (2021)
2021 New Mexico Statutes|Chapter 56 - Commercial Instruments and Transactions|Article 3A - Credit Report Security Act|Section 56-3A-5 - Violations; civil liability.

If a consumer reporting agency violates the provisions of the Fair Credit Reporting and Identity Security Act, the affected consumer or the attorney general may bring a civil action against the consumer reporting agency for: A. injunctive relief to prevent further violation of the Fair Credit Reporting and Identity Security Act; B. any actual damages sustained by the consumer as a result of a violation of the Fair Credit Reporting and Identity Security Act; C. a civil penalty in an amount not to exceed two thousand dollars ($2,000) for each violation of the security freeze or each violation of the provisions of Subsection D of Section 3 [56-3A-3 NMSA 1978] of this 2010 act; and D. costs of the action and reasonable attorney fees. History: Laws 2007, ch. 106, § 5; 2010, ch. 54, § 6. ANNOTATIONSThe 2010 amendment, effective May 19, 2010, in the catchline, deleted "violation of security freeze" and added "Violations; civil liability"; in the introductory sentence, after "consumer reporting agency", deleted "releases information placed under a security freeze in violation of" and added "violates"; after "the provisions of", deleted "Section 3 of the Credit Report Security Act" and added "the Fair Credit Reporting and Identity Security Act"; and after "the affected consumer", added "or the attorney general"; in Subsection A, after "further violation of the", deleted "security freeze" and added "Fair Credit Reporting and Identity Security Act"; and in Subsection B, after "a violation of", added "the Fair Credit Reporting and Identity Security Act"; and in Subsection C, after "violation of the security freeze", added "or each violation of the provisions of Subsection D of Section 3 of this 2010 act".
NM Stat § 56-3A-6 (2021)
2021 New Mexico Statutes|Chapter 56 - Commercial Instruments and Transactions|Article 3A - Credit Report Security Act|Section 56-3A-6 - Severability.

If any part or application of the Fair Credit Reporting and Identity Security Act is held invalid, the remainder or its application to other persons or situations shall not be affected. History: Laws 2007, ch. 106, § 6; 2010, ch. 54, § 7. ANNOTATIONSThe 2010 amendment, effective May 19, 2010, after "application of the", added "Fair" and after "Fair Credit", deleted "Report" and added "Reporting and Identity".
NM Stat § 56-4-1 (2021)
2021 New Mexico Statutes|Chapter 56 - Commercial Instruments and Transactions|Article 4 - Credit Cards|Section 56-4-1 - Short title.

This act [56-4-1 to 56-4-4 NMSA 1978] may be cited as the "Credit Card Act". History: 1953 Comp., § 50-19-1, enacted by Laws 1971, ch. 154, § 1. ANNOTATIONSCross references. — For criminal provisions, see 30-16-25 to 30-16-38 NMSA 1978. Am. Jur. 2d, A.L.R. and C.J.S. references. — Credit card issuer's liability, under state laws, for wrongful billing, cancellation, dishonor, or disclosure, 53 A.L.R.4th 231.
NM Stat § 56-4-2 (2021)
2021 New Mexico Statutes|Chapter 56 - Commercial Instruments and Transactions|Article 4 - Credit Cards|Section 56-4-2 - Definitions.

As used in the Credit Card Act: A. "adequate notice" means a printed notice to a cardholder which sets forth the pertinent facts clearly and conspicuously so that a person against whom it is to operate could reasonably be expected to have noticed it and understood its meaning; notice may be given to a cardholder by printing it on his credit card or on each periodic statement of account issued to him or by any other means which reasonably assures receipt of the notice by the cardholder; B. "credit card" means any card, plate, coupon book or other credit device existing for the purposes of obtaining money, property, labor or services on credit; C. "accepted credit card" means any credit card which the cardholder has requested and received, or has signed, or has used or authorized another to use; D. "cardholder" means any person to whom a credit card is issued or any person who has agreed with the card issuer to pay obligations arising from the issuance of a credit card to another person; E. "card issuer" means any person who issues a credit card or his agent with respect to the credit card; and F. "unauthorized use" means any use of a credit card by a person other than the cardholder who does not have actual, implied or apparent authority for such use and from which use the cardholder received no benefit. History: 1953 Comp., § 50-19-2, enacted by Laws 1971, ch. 154, § 2.
NM Stat § 56-4-3 (2021)
2021 New Mexico Statutes|Chapter 56 - Commercial Instruments and Transactions|Article 4 - Credit Cards|Section 56-4-3 - Issuance of credit cards.

No credit card shall be issued except in response to a request or application for it. This prohibition does not apply to the issuance of a credit card in renewal of, or in substitution for, an accepted credit card. History: 1953 Comp., § 50-19-3, enacted by Laws 1971, ch. 154, § 3. ANNOTATIONSAm. Jur. 2d, A.L.R. and C.J.S. references. — 50 Am. Jur. 2d Letters of Credit and Credit Cards § 8 et seq.; 74 Am. Jur. 2d Torts § 15. 72 C.J.S. Supp. Products Liability § 68.
NM Stat § 56-4-3.1 (2021)
2021 New Mexico Statutes|Chapter 56 - Commercial Instruments and Transactions|Article 4 - Credit Cards|Section 56-4-3.1 - Prohibited disclosure of credit card number.

A person who accepts a credit card from a cardholder shall not issue a receipt that lists more than five numbers from the cardholder's credit card account number. History: Laws 2003, ch. 169, § 4. ANNOTATIONSEffective dates. — Laws 2003, ch. 169, § 5 made Laws 2003, ch. 169, § 4 effective January 1, 2004.
NM Stat § 56-5-2 (2021)
2021 New Mexico Statutes|Chapter 56 - Commercial Instruments and Transactions|Article 5 - Miscellaneous Provisions Relating to Commercial Instruments|Section 56-5-2 - Assignment without recourse.

Except as provided in the Uniform Commercial Code [Chapter 55, NMSA 1978], the assignor may discharge himself from liability to the assignee by specifying in the assignment that it is made without recourse. History: Laws 1851-1852, p. 283; C.L. 1865, ch. 14, § 2; C.L. 1884, § 1726; C.L. 1897, § 2541; Code 1915, § 590; C.S. 1929, § 27-102; 1941 Comp., § 53-702; 1953 Comp., § 50-7-2; Laws 1961, ch. 96, § 11-107.
NM Stat § 56-5-3 (2021)
2021 New Mexico Statutes|Chapter 56 - Commercial Instruments and Transactions|Article 5 - Miscellaneous Provisions Relating to Commercial Instruments|Section 56-5-3 - Contracts not specifying time of performance; demand necessary.

Except as provided in the Uniform Commercial Code [Chapter 55, NMSA 1978], no contract for labor, or for the payment or delivery of property in which the time of performance is not fixed, can be converted into a money demand until a demand of performance has been made and the maker refuses or a reasonable time is allowed for performance. History: Laws 1851-1852, p. 283; C.L. 1865, ch. 14, § 3; C.L. 1884, § 1727; C.L. 1897, § 2542; Code 1915, § 591; C.S. 1929, § 27-103; 1941 Comp., § 53-703; 1953 Comp., § 50-7-3; Laws 1961, ch. 96, § 11-108. ANNOTATIONSPurpose is to allow party last chance to perform. — The manifest purpose of this section is to give a party one last chance to perform his contract obligations prior to suit. Foster v. Colorado Radio Corp., 381 F.2d 222 (10th Cir. 1967). This section has no application where the time for performance is fixed in the contract. Barnett v. Wedgewood, 1922-NMSC-068, 28 N.M. 312, 211 P. 601. Generally, no demand for performance is necessary when agreement is absolute and unconditional. Data Gen. Corp. v. Commc'ns Diversified, Inc., 1986-NMSC-088, 105 N.M. 59, 728 P.2d 469. Demand not required in action against realtor for fraud. — In bringing suit against a realtor for damages on account of claimed fraud in failing to buy real estate for the plaintiff, the demand required under this section was not a condition precedent to bringing the suit. Mitchell v. Allison, 1949-NMSC-070, 54 N.M. 56, 213 P.2d 231. Law reviews. — For comment, "Commercial Law - Uniform Commercial Code - Sale of Goods," see 8 Nat. Resources J. 176 (1968). Am. Jur. 2d, A.L.R. and C.J.S. references. — 17A Am. Jur. 2d Contracts §§ 201, 478. Time for performance of contract for sale or exchange of land where time fixed by contract has been waived, 4 A.L.R. 815. Rights of parties to a timber contract upon failure of purchaser to remove timber within a reasonable time, 15 A.L.R. 41, 31 A.L.R. 944, 42 A.L.R. 641, 71 A.L.R. 143, 164 A.L.R. 423. Duration of real estate broker's contract which specifies no time, 24 A.L.R. 1537, 28 A.L.R. 893. Delay in acceptance of work as coming within "no damage" clause with respect to the delay in construction contract, 74 A.L.R.3d 187. 17A C.J.S. Contracts § 478; 86 C.J.S. Time § 4.
NM Stat § 56-5-4 (2021)
2021 New Mexico Statutes|Chapter 56 - Commercial Instruments and Transactions|Article 5 - Miscellaneous Provisions Relating to Commercial Instruments|Section 56-5-4 - [False certificate as to protest by notary public; penalty.]

Any notary public, who shall willfully issue a false certificate in relation to any note or order protested by him, shall be punished by a fine of not less than twenty dollars [($20.00)] nor more than five hundred dollars [($500)], and shall also be liable for damages to any party injured by such false certificate. History: Laws 1876, ch. 30, § 3; C.L. 1884, § 1731; C.L. 1897, § 2547; Code 1915, § 594; C.S. 1929, § 27-106; 1941 Comp., § 53-704; 1953 Comp., § 50-7-4; Laws 1961, ch. 96, § 11-109. ANNOTATIONSBracketed material. — The bracketed material was inserted by the compiler and is not part of the law. Cross references. — For fees of a notary public, see 14-12a-19 NMSA 1978. Am. Jur. 2d, A.L.R. and C.J.S. references. — 58 Am. Jur. 2d Notaries Public §§ 58 to 76. Necessity and sufficiency of officer's jurat or certificate as to oath, 1 A.L.R. 1568, 116 A.L.R. 587. What amounts to notary's seal, 7 A.L.R. 1663. Notary's right to change or contradict certificate of protest, 28 A.L.R. 543. Parol evidence to show contents of certificate of protest, 75 A.L.R. 134. Measure of damages for false or incomplete certificate by notary public, 13 A.L.R.3d 1039. 66 C.J.S. Notaries § 6.
NM Stat § 56-5-5 (2021)
2021 New Mexico Statutes|Chapter 56 - Commercial Instruments and Transactions|Article 5 - Miscellaneous Provisions Relating to Commercial Instruments|Section 56-5-5 - [Bills of exchange; nonacceptance or nonpayment; damages and interest recoverable.]

The rate of damage to be allowed and paid upon the nonacceptance or nonpayment of bills of exchange drawn or indorsed in this state, when damage is recoverable, shall be as follows: if the bill be drawn upon a person at a place out of the United States, twelve percent upon the principal specified in the bill, with interest on the same from the time of the protest; if drawn upon a person at a place in any of the United States or the territories thereof, six percent with interest. History: Laws 1851-1852, p. 283; C.L. 1865, ch. 14, § 4; C.L. 1884, § 1728; C.L. 1897, § 2543; Code 1915, § 592; C.S. 1929, § 27-104; 1941 Comp., § 53-705; 1953 Comp., § 50-7-5. ANNOTATIONSBracketed material. — The bracketed material was inserted by the compiler and is not part of the law.
NM Stat § 56-6-1 (2021)
2021 New Mexico Statutes|Chapter 56 - Commercial Instruments and Transactions|Article 6 - Warehousing of Agricultural Products|Section 56-6-1 - Definitions.

As used in Sections 56-6-1 through 56-6-11 New Mexico Statutes Annotated, 1978 Compilation: A. words shall have the same meanings as set forth in the Uniform Commercial Code, Article 7 [55-7-101 to 55-7-807 NMSA 1978]; B. "warehouse" means any building, structure or other protected enclosure in which any agricultural product is, or may be, stored; and C. "agricultural products" includes only those which are produced from the ground. History: Laws 1941, ch. 145, § 1; 1941 Comp., § 53-901; 1953 Comp., § 50-9-1; Laws 1961, ch. 96, § 11-110. ANNOTATIONSBracketed material. — The bracketed material was inserted by the compiler and is not part of the law. Am. Jur. 2d, A.L.R. and C.J.S. references. — 78 Am. Jur. 2d Warehouses §§ 11, 18. Liability of warehousemen for damage to, or destruction of, property by fire, 16 A.L.R. 280. Deposit of grain without obligation to return identical grain as bailment or a sale, 54 A.L.R. 1166. Legal effect of transaction by which grain or other commodity is received for storage by one who has not complied with statutory conditions necessary to become a public warehouseman, 108 A.L.R. 928. Storage contract as a bailment of chattels or lease of place where chattels are stored, 138 A.L.R. 1137. Liability of warehouseman for deterioration of goods due to improper temperature, 92 A.L.R.2d 1298. Liability of warehouseman or other bailee for loss of goods stored at other than agreed-upon place, 76 A.L.R.4th 883. 93 C.J.S. Warehousemen and Safe Depositaries § 15.
NM Stat § 56-6-2 (2021)
2021 New Mexico Statutes|Chapter 56 - Commercial Instruments and Transactions|Article 6 - Warehousing of Agricultural Products|Section 56-6-2 - [License to store agricultural products; issuance upon application; contents; fee.]

No warehouseman shall issue negotiable warehouse receipts for agricultural products as in this act [56-6-1 to 56-6-11 NMSA 1978] defined, unless he shall have obtained from the county clerk of the county in which his warehouse is located a license authorizing him to store such agricultural products. Such license shall be issued by said county clerk upon the written application, under oath, of the warehouseman, setting forth his name and the location of his warehouse or warehouses. At the time of filing such application with the county clerk, the applicant shall be required to pay to the county clerk a filing fee of $2.50. If the applicant is a partnership, the names of the partners shall be set forth, and if a corporation, then the names of the president, secretary and treasurer thereof shall be set forth. In the case of a corporate applicant, the application shall be signed and sworn to by its president or secretary. Such application shall be filed and preserved in the county clerk's office. History: Laws 1941, ch. 145, § 2; 1941 Comp., § 53-902; 1953 Comp., § 50-9-2. ANNOTATIONSBracketed material. — The bracketed material was inserted by the compiler and is not part of the law. Cross references. — For county clerks, see N.M. Const., art. VI, § 22 and Chapter 4, Article 40 NMSA 1978. Individual requires one bond, license. — When a person is acting in his individual capacity, he need obtain only one bond and one license, even where he owns more than one warehouse. 1943 Op. Att'y Gen. No. 43-4390. Am. Jur. 2d, A.L.R. and C.J.S. references. — 78 Am. Jur. 2d Warehouses §§ 19 to 23, 42. 53 C.J.S. Licenses § 34; 93 C.J.S. Warehousemen and Safe Depositaries § 5.
NM Stat § 56-6-3 (2021)
2021 New Mexico Statutes|Chapter 56 - Commercial Instruments and Transactions|Article 6 - Warehousing of Agricultural Products|Section 56-6-3 - [Bond; filing; approval; conditions; effect of termination.]

No warehouseman shall issue negotiable warehouse receipts until he has filed, with the county clerk, a surety company bond in the sum of five thousand dollars ($5,000), payable to the state, and approved by the district attorney of the judicial district within which is located the office of the county clerk, to secure the faithful performance of the warehouseman's obligation under the provisions of Sections 56-6-1 through 56-6-11 New Mexico Statutes Annotated, 1978 Compilation, and under the Uniform Commercial Code, Article 7 [55-7-101 to 55-7-807 NMSA 1978], and of such additional obligations, as a warehouseman, assumed by him under contracts with the depositors of agricultural products in the warehouse. The license shall terminate upon the expiration of the surety bond unless a new bond is filed with the county clerk not less than ten days prior to the expiration date. History: Laws 1941, ch. 145, § 3; 1941 Comp., § 53-903; 1953 Comp., § 50-9-3; Laws 1961, ch. 96, § 11-111. ANNOTATIONSBracketed material. — The bracketed material was inserted by the compiler and is not part of the law. Cross references. — For county clerks, see N.M. Const., art. VI, § 22 and Chapter 4, Article 40 NMSA 1978. For district attorneys, see N.M. Const., art. VI, § 24 and Chapter 36, Article 1 NMSA 1978. For surety companies, see Chapter 46, Article 6 NMSA 1978. Bond required for each county with warehouse. — A bond must be filed by warehouse companies which issue negotiable warehouse receipts in each county in which warehouses are located. 1941 Op. Att'y Gen. No. 41-3897. Am. Jur. 2d, A.L.R. and C.J.S. references. — 78 Am. Jur. 2d Warehouses §§ 127 to 137. 93 C.J.S. Warehousemen and Safe Depositaries §§ 15 to 28.
NM Stat § 56-6-4 (2021)
2021 New Mexico Statutes|Chapter 56 - Commercial Instruments and Transactions|Article 6 - Warehousing of Agricultural Products|Section 56-6-4 - [Numbering of licenses; display.]

The county clerk shall number the licenses, issued under this act [56-6-1 to 56-6-11 NMSA 1978], with consecutive numbers following the name of his county, as follows: ". . . . . . . . County, Number . . . . . . . . . . . . .." Each warehouseman shall display the number of his license on his warehouse, together with the words "New Mexico Bonded Warehouse, License No. . . . . . . . . . ., . . . . . . . . . . County." History: Laws 1941, ch. 145, § 4; 1941 Comp., § 53-904; 1953 Comp., § 50-9-4. ANNOTATIONSBracketed material. — The bracketed material was inserted by the compiler and is not part of the law. Cross references. — For county clerks, see N.M. Const., art. VI, § 22 and Chapter 4, Article 40 NMSA 1978.
NM Stat § 56-6-5 (2021)
2021 New Mexico Statutes|Chapter 56 - Commercial Instruments and Transactions|Article 6 - Warehousing of Agricultural Products|Section 56-6-5 - [Insurance required.]

Each warehouseman shall be required to carry one hundred percent fire, combustion and lightning insurance and fifty percent tornado insurance on the value of the products in storage, under policies issued by insurance companies authorized to do business in New Mexico, payable to the warehouseman and his bondsman as their interests may appear. History: Laws 1941, ch. 145, § 5; 1941 Comp., § 53-905; 1953 Comp., § 50-9-5. ANNOTATIONSBracketed material. — The bracketed material was inserted by the compiler and is not part of the law. Am. Jur. 2d, A.L.R. and C.J.S. references. — 78 Am. Jur. 2d Warehouses §§ 157 to 167, 184 to 200. Liability of warehouseman for damage to, or destruction of, property by fire, 16 A.L.R. 280. Right in proceeds of insurance taken out by warehouseman on goods stored, 53 A.L.R. 1409. Right of owner to sue on fire policy taken out by warehouseman, 61 A.L.R. 720. Right of owner to enforce insurance policy taken out by warehouseman, 81 A.L.R. 1271, 148 A.L.R. 359. Farmowners' liability insurance risks and coverage, 93 A.L.R.3d 472, 31 A.L.R.4th 957, 33 A.L.R.4th 983, 34 A.L.R.4th 761, 35 A.L.R.4th 1063. 93 C.J.S. Warehousemen and Safe Depositaries §§ 34, 40, 41, 61.
NM Stat § 56-6-6 (2021)
2021 New Mexico Statutes|Chapter 56 - Commercial Instruments and Transactions|Article 6 - Warehousing of Agricultural Products|Section 56-6-6 - [Action for breach of obligation secured by bond.]

Any person injured by the breach of any obligation to secure which a bond is given, under the provisions of Sections 56-6-1 through 56-6-11 New Mexico Statutes Annotated, 1978 Compilation or the Uniform Commercial Code, Article 7 [55-7-101 to 55-7-807 NMSA 1978] shall be entitled to sue on the bond in his own name in any court of competent jurisdiction to recover the damages he may have sustained by such breach. History: Laws 1941, ch. 145, § 6; 1941 Comp., § 53-906; 1953 Comp., § 50-9-6; Laws 1961, ch. 96, § 11-112. ANNOTATIONSBracketed material. — The bracketed material was inserted by the compiler and is not part of the law. Am. Jur. 2d, A.L.R. and C.J.S. references. — 78 Am. Jur. 2d Warehouses §§ 245, 248, 267. 93 C.J.S. Warehousemen and Safe Depositaries § 75.