reglab/housing_qa huggingface dataset:
MN Stat § 580.21 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.21 — Action To Set Aside Sale; Limitation.

580.21 ACTION TO SET ASIDE SALE; LIMITATION. No such sale shall be held invalid or set aside unless the action in which its validity is called in question be commenced, or the defense alleging its invalidity be interposed, within 15 years after the date of such sale; provided that persons under disability, as provided in section 580.20, may commence such action or interpose such defense within the time therein provided. This section shall not affect or prejudice the rights of any bona fide purchaser. History:  (9624) RL s 4478
MN Stat § 580.22 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.22 — Interest Of Purchaser; Attachment Or Judgment.

580.22 INTEREST OF PURCHASER; ATTACHMENT OR JUDGMENT. The interest acquired upon such sale is subject to the lien of any attachment or judgment duly made or docketed against the person holding the same, as in case of real property, and may be attached and sold on execution in the same manner. History:  (9625) RL s 4479
MN Stat § 580.225 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.225 — Satisfaction Of Judgment.

580.225 SATISFACTION OF JUDGMENT. The amount received from foreclosure sale under this chapter is full satisfaction of the mortgage debt, except as provided in section 582.30. History:   1986 c 398 art 19 s 2
MN Stat § 580.25 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.25 — Redemption, How Made.

580.25 REDEMPTION, HOW MADE. Redemption shall be made as provided in this section. The person desiring to redeem shall pay the amount required by law for the redemption, and shall produce to the person or officer receiving the redemption payment: (1) a copy of the docket of the judgment, or of the recorded deed or mortgage, or of the record or files evidencing any other lien under which the person claims a right to redeem; (2) a copy of any recorded assignment necessary to evidence the person's ownership of the lien. If the redemption is under an assignment of a judgment, the assignment shall be filed in the court entering the judgment, as provided by law, and the person so redeeming shall produce a copy of it and of the record of its filing, and the copy of the docket shall show that the proper entry was made upon the docket. No further evidence of the assignment of the judgment is required unless the mortgaged premises or part of it is registered property, in which case the judgment and all assignments of the judgment must be entered as a memorial upon the certificate of title to the mortgaged premises and a copy of the judgment and each assignment with the certificate of record endorsed on it must be produced; and (3) an affidavit of the person or the person's agent, showing the amount then actually claimed due on the person's lien and required to be paid on the lien in order to redeem from the person. Additional fees and charges may be claimed due only as provided in section 582.03. If redemption is made to the sheriff, the sheriff may charge a fee of $250 for issuing the certificate of redemption and any related service. No other fee may be charged by the sheriff for a redemption. Within 24 hours after a redemption is made, the person redeeming shall cause the documents so required to be produced to be recorded with the county recorder, or registrar of titles, who may receive fees as prescribed in section 357.18 or 508.82. If the redemption is made at any place other than the county seat, it is sufficient forthwith to deposit the documents in the nearest post office, addressed to the recorder or registrar of titles, with the postage prepaid. A person recording documents produced for redemption shall, on the same day, deliver copies of the documents to the sheriff for public inspection. The sheriff may receive a fee of $20 for the documents delivered following a redemption. The sheriff shall note the date of delivery on the documents and shall maintain for public inspection all documents delivered to the sheriff for a period of six months after the end of the mortgagor's redemption period. History:  (9628) RL s 4482; 1976 c 181 s 2; 1983 c 99 s 4; 1986 c 444; 2004 c 234 s 5; 2008 c 341 art 5 s 17
MN Stat § 580.26 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.26 — Certificate Of Redemption; Record.

580.26 CERTIFICATE OF REDEMPTION; RECORD. The person or officer from whom such redemption is made shall make and deliver to the person redeeming a certificate executed and acknowledged in the same manner as a conveyance, containing: (1) the name of the person redeeming, and the amount paid by the person on such redemption; (2) a description of the sale for which such redemption is made, and of the property redeemed; (3) a statement of the claim upon which such redemption is made and, if upon a lien, the amount claimed to be due thereon at the date of redemption. If redemption is made by the owner of the property sold, the owner's heirs, personal representatives, or assigns, such certificate shall be recorded within four days after the expiration of the period allowed by law to the owner for redemption and, if made by a creditor holding a lien, the certificate shall be recorded within four days after such redemption. Unless so recorded, the certificate shall be void as against any person in good faith redeeming from the same person or lien. History:  (9629) RL s 4483; 1986 c 444; 2014 c 266 s 11
MN Stat § 580.27 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.27 — Effect Of Redemption.

580.27 EFFECT OF REDEMPTION. If redemption is made by the owner of the property sold, the owner's heirs, personal representatives or assigns, such redemption annuls the sale; if by a creditor holding a lien on the property, or some part thereof, the certificate of redemption, executed, acknowledged, and recorded as provided in section 580.26, operates as an assignment to the creditor of the right acquired under such sale, subject to such right of any other person to redeem as provided by law. History:  (9630) RL s 4484; 1986 c 444
MN Stat § 580.28 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.28 — Action To Set Aside Mortgage; Foreclosure; Redemption.

580.28 ACTION TO SET ASIDE MORTGAGE; FORECLOSURE; REDEMPTION. When an action is brought wherein it is claimed that any mortgage as to the plaintiff or person for whose benefit the action is brought is fraudulent or void, or has been paid or discharged, in whole or in part, or the relative priority or the validity of liens is disputed, if such mortgage has been foreclosed by advertisement, and the time for redemption from the foreclosure sale will expire before final judgment in such action, the plaintiff or beneficiary having the right to redeem, for the purpose of saving such right in case the action fails, may deposit with the sheriff before the time of redemption expires the amount for which the mortgaged premises were sold, with interest thereon to the time of deposit, together with a bond to the holder of the sheriff's certificate of sale, in an amount and with sureties to be approved by the sheriff, conditioned to pay all interest that may accrue or be allowed on such deposit if the action fail. The person shall, in writing, notify such sheriff that the person claims the mortgage to be fraudulent or void, or to have been paid or discharged, in whole or in part, as the case may be, and that such action is pending, and direct the sheriff to retain such money and bond until final judgment. In case such action fails, such deposit shall operate as a redemption of the premises from such foreclosure sale, and entitle the plaintiff to a certificate thereof. Such foreclosure, deposit, bond, and notice shall be brought to the attention of the court by supplemental complaint in the action, and the judgment shall determine the validity of the foreclosure sale, and the rights of the parties to the moneys and bond so deposited, which shall be paid and delivered by the sheriff as directed by such judgment upon delivery to the sheriff of a certified copy thereof. The remedy herein provided shall be in addition to other remedies now existing. History:  (9631) RL s 4485; 1986 c 444; 2008 c 341 art 5 s 18
MN Stat § 580.29 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.29 — Holder Of Junior Mortgage May Pay Default In Prior Mortgage.

580.29 HOLDER OF JUNIOR MORTGAGE MAY PAY DEFAULT IN PRIOR MORTGAGE. Any person who has a mortgage lien upon any land against which there exists a prior mortgage may pay any taxes or assessments on which any penalty would otherwise accrue, and may pay the premium upon any policy of insurance procured in renewal of any expiring policy upon mortgaged premises, and may, in case any interest upon any prior or superior lien is in default, or any part of the principal shall become due, or amortized installment which may be in default upon any such prior lien, pay the same, and all such sums so paid shall become due upon such payment and be a part of the debt secured by such junior mortgage, shall bear interest from date of payment at the same rate as the indebtedness secured by such prior lien, and shall be collectible with, as a part of, and in the same manner as, the amount secured by such junior mortgage. Such payments shall be proved by the affidavit of the junior mortgagee, the junior mortgagee's agent or attorney, stating the items and describing the premises, and a copy must be recorded with the county recorder. History:  (9632) 1923 c 355 s 1; 1927 c 413; 1943 c 395 s 1; 1976 c 181 s 2; 1986 c 444; 2005 c 4 s 151
MN Stat § 581.01 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 581 — Mortgages; Foreclosure By Action|Section 581.01 — Rules Governing.

581.01 RULES GOVERNING. Actions for the foreclosure of mortgages shall be governed by the same rules and provisions of statute as civil actions, except as in this chapter otherwise provided. History:  (9634) RL s 4486
MN Stat § 581.02 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 581 — Mortgages; Foreclosure By Action|Section 581.02 — Application, Certain Sections.

581.02 APPLICATION, CERTAIN SECTIONS. The provisions of sections 580.08, 580.09, 580.12, 580.22, 580.25, and 580.27, so far as they relate to the form of the certificate of sale, shall apply to and govern the foreclosure of mortgages by action. History:  (9635) RL s 4487; 2006 c 212 art 3 s 38
MN Stat § 581.03 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 581 — Mortgages; Foreclosure By Action|Section 581.03 — Judgment, Transcript.

581.03 JUDGMENT, TRANSCRIPT. Judgment shall be entered, under the direction of the court, adjudging the amount due, with costs and disbursements, and the sale of the mortgaged premises, or some part thereof, to satisfy such amount, and directing the sheriff to proceed to sell the same according to the provisions of law relating to the sale of real estate on execution, and to make report to the court. A certified transcript of the judgment shall be delivered to the sheriff, and shall be the sheriff's authority for making the sale. History:  (9636) RL s 4488; 1986 c 444
MN Stat § 581.04 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 581 — Mortgages; Foreclosure By Action|Section 581.04 — Separate Tracts.

581.04 SEPARATE TRACTS. When it appears that the sale of the whole of the mortgaged premises in one parcel will be most beneficial to the interests of the parties, the court may adjudge that the same be so sold, notwithstanding that they consist of distinct farms or tracts. History:  (9637) RL s 4489
MN Stat § 581.05 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 581 — Mortgages; Foreclosure By Action|Section 581.05 — Purchase By Mortgagee.

581.05 PURCHASE BY MORTGAGEE. The mortgagee, or any one claiming under the mortgagee, may fairly and in good faith bid off the premises at such sale; and in such case the statement of such fact in the report of sale shall have the same effect as a receipt for money paid upon a sale for cash. History:  (9638) RL s 4490; 1986 c 444
MN Stat § 581.06 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 581 — Mortgages; Foreclosure By Action|Section 581.06 — Surplus.

581.06 SURPLUS. When the sale is for cash, if, after satisfying the mortgage debt, with costs and expenses, there is a surplus, it shall be brought into court for the benefit of the mortgagor or the person entitled thereto, subject to the order of the court. If such surplus remains in court for three months without being applied for, the judge may direct it to be put out at interest, subject to the order of the court, for the benefit of the persons entitled thereto, to be paid to them upon order of the court. History:  (9639) RL s 4491
MN Stat § 581.07 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 581 — Mortgages; Foreclosure By Action|Section 581.07 — Foreclosure For Installment; Dismissal, Stay.

581.07 FORECLOSURE FOR INSTALLMENT; DISMISSAL, STAY. When an action is brought for the foreclosure of a mortgage on which there is due any interest, or any portion of the principal, and there are other portions to become due subsequently, the action shall be dismissed, upon the defendant bringing into court, at any time before the judgment of sale, the principal and interest due, with costs. If, after such judgment of sale, the defendant brings into court the principal and interest due, with costs, the action shall be stayed; but the court shall enter judgment of foreclosure and sale, to be enforced by a further order upon a subsequent default in the payment of any portion of the principal or of interest thereafter to become due. History:  (9640) RL s 4492
MN Stat § 581.08 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 581 — Mortgages; Foreclosure By Action|Section 581.08 — Report Of Sale; Confirmation; Resale.

581.08 REPORT OF SALE; CONFIRMATION; RESALE. Upon the coming in of the report of sale, the court shall grant an order confirming the sale, or, if it appears upon due examination that justice has not been done, it may order a resale on such terms as are just. If the sale is confirmed, the sheriff shall forthwith execute the proper certificate of sale, which shall be recorded within 20 days after such confirmation. History:  (9641) RL s 4493
MN Stat § 581.09 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 581 — Mortgages; Foreclosure By Action|Section 581.09 — Satisfaction Of Judgment.

581.09 SATISFACTION OF JUDGMENT. Upon confirmation of the report of sale, the court administrator shall enter satisfaction of the judgment to the extent of the sum bid for the premises, less expenses and costs. The amount entered is full satisfaction of the judgment unless a deficiency is allowed under section 582.30. If a deficiency judgment is allowed under section 582.30, the balance of the judgment remaining unpaid may be executed and satisfied in the same manner as a personal judgment against the mortgagor. History:  (9642) RL s 4494; 1986 c 398 art 19 s 4; 1Sp1986 c 3 art 1 s 82
MN Stat § 581.10 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 581 — Mortgages; Foreclosure By Action|Section 581.10 — Redemption By Mortgagor, Creditor.

581.10 REDEMPTION BY MORTGAGOR, CREDITOR. The mortgagor, or those claiming under the mortgagor, within the time specified in section 580.23 or 582.032, whichever applies, after the date of the order of confirmation, may redeem the premises sold, or any separate portion thereof, by paying the amount bid therefor, with interest thereon from the time of sale at the rate stated in the certificate of sale or, if no rate is provided in the certificate of sale, at the rate of six percent per annum, together with any further sum which may be payable pursuant to sections 582.03 and 582.031. Creditors having a lien may redeem in the order and manner specified in section 580.24. History:  (9643) RL s 4496; 1967 c 248 s 4; 1986 c 444; 1Sp1986 c 3 art 1 s 82; 1989 c 328 art 3 s 10; 2000 c 320 s 7; 2008 c 341 art 5 s 20
MN Stat § 581.11 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 581 — Mortgages; Foreclosure By Action|Section 581.11 — Delivery Of Possession.

581.11 DELIVERY OF POSSESSION. When possession of lands is wrongfully withheld after expiration of the time of redemption, the court may compel delivery of possession to the party entitled thereto by order directing the sheriff to effect such delivery. History:  (9644) RL s 4497
MN Stat § 581.12 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 581 — Mortgages; Foreclosure By Action|Section 581.12 — Strict Foreclosure.

581.12 STRICT FORECLOSURE. Judgment for the strict foreclosure of a mortgage may be given when such remedy is just or appropriate, but in such case no final decree of foreclosure shall be rendered until the lapse of one year after the judgment adjudging the amount due on such mortgage. History:  (9645) RL s 4498
MN Stat § 582.01 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 582 — Mortgages; Foreclosure, General Provisions|Section 582.01 — Attorney's Fees.

582.01 ATTORNEY'S FEES. Subdivision 1. Contractual fees. The mortgagor may, in the mortgage, covenant to pay or authorize the mortgagee to retain an attorney's fee in case of foreclosure; but such fees in case of foreclosure by advertisement shall not exceed the following amounts, and any provision for fees in excess thereof shall be void to the extent of the excess:      Date of execution of mortgage      The original principal amount secured by the mortgage Before June 2, 1953 After June 1, 1953 and before June 1, 1971 After May 31, 1971   Less than $500 $25 $50 $150   $500-$1,000 50 75 150   $1,000-$5,000 75 125 150   $5,000-$10,000 100 175 225   Exceeding $10,000 200 225plus $50 for each additional $10,000 or major fraction thereof 275plus $35 for each additional $5,000 or major fraction thereof   Subd. 1a.Foreclosure by advertisement. Notwithstanding subdivision 1 to the contrary, the minimum fee for foreclosure by advertisement of mortgages executed after July 31, 1992, is $500. Subd. 2. Foreclosure by action. The court shall establish the amount of the attorney's fee in case of foreclosure by action. Subd. 3. When default less than 30 days. If at the time of the commencement of the foreclosure proceedings, all of the items constituting said default were less than 30 days past due, then upon redemption the mortgagor shall not be required to pay the attorney's fee authorized in this section. This subdivision shall apply only to mortgages executed after May 31, 1971. History:  (9646) RL s 4499; 1953 c 454 s 1; 1971 c 833 s 2; 1992 c 463 s 34
MN Stat § 582.02 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 582 — Mortgages; Foreclosure, General Provisions|Section 582.02 — Attorney's Fees, Collection.

582.02 ATTORNEY'S FEES, COLLECTION. When the mortgage provides for an attorney's fee in case of foreclosure, and an attorney at law of the state is employed to conduct the same, the mortgagee or the mortgagee's heirs, personal representatives or assigns, may, upon foreclosure, collect or retain such fee, but not in excess of the sum provided by section 582.01. When no such attorney is employed, if any sum as or for such fee be included in the amount for which the premises are sold, such sum shall be paid in money by the purchaser to the sheriff before the execution of the certificate of sale, and shall be paid by the sheriff to the mortgagor, or those having the mortgagor's estate in the mortgaged premises. History:  (9647) RL s 4500; 1986 c 444
MN Stat § 582.039 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 582 — Mortgages; Foreclosure, General Provisions|Section 582.039 — Mediation Notice For Agricultural Property.

582.039 MEDIATION NOTICE FOR AGRICULTURAL PROPERTY. Subdivision 1. Requirement. A person may not begin a proceeding under this chapter or chapter 580 to foreclose a mortgage on agricultural property subject to sections 583.20 to 583.32 that has a secured debt of more than the amount provided in section 583.24, subdivision 5, unless: (1) a mediation notice is served on the mortgagor after a default has occurred in the mortgage and a copy is served on the director and the mortgagor and mortgagee have completed mediation under sections 583.20 to 583.32; or (2) as otherwise allowed under sections 583.20 to 583.32. Subd. 2. Contents. A mediation notice must contain the following notice with the blanks properly filled in. "TO: ....(Name of Record Owner).... YOU HAVE DEFAULTED ON THE MORTGAGE OF THE AGRICULTURAL PROPERTY DESCRIBED AS ....(Size and Reasonable Location, Not Legal Description). THE AMOUNT OF THE OUTSTANDING DEBT ON THIS PROPERTY IS ....(Amount of Debt).... AS HOLDER OF THE MORTGAGE, ....(Name of Holder of Mortgage).... INTENDS TO FORECLOSE ON THE PROPERTY DESCRIBED ABOVE. YOU HAVE THE RIGHT TO HAVE THE MORTGAGE DEBT REVIEWED FOR MEDIATION. IF YOU REQUEST MEDIATION, A DEBT THAT IS IN DEFAULT WILL BE MEDIATED ONLY ONCE. IF YOU DO NOT REQUEST MEDIATION, THIS DEBT WILL NOT BE SUBJECT TO FUTURE MEDIATION IF THE SECURED PARTY ENFORCES THE DEBT. IF YOU PARTICIPATE IN MEDIATION, THE DIRECTOR OF THE AGRICULTURAL EXTENSION SERVICE WILL PROVIDE AN ORIENTATION MEETING AND A FINANCIAL ANALYST TO HELP YOU PREPARE FINANCIAL INFORMATION. IF YOU DECIDE TO PARTICIPATE IN MEDIATION, IT WILL BE TO YOUR ADVANTAGE TO ASSEMBLE YOUR FARM FINANCE AND OPERATION RECORDS AND TO CONTACT A COUNTY EXTENSION OFFICE AS SOON AS POSSIBLE. MEDIATION WILL ATTEMPT TO ARRIVE AT AN AGREEMENT FOR HANDLING FUTURE FINANCIAL RELATIONS. TO HAVE THE MORTGAGE DEBT REVIEWED FOR MEDIATION YOU MUST FILE A MEDIATION REQUEST WITH THE DIRECTOR WITHIN 14 DAYS AFTER YOU RECEIVE THIS NOTICE. THE MEDIATION REQUEST FORM IS AVAILABLE AT ANY COUNTY RECORDER'S OR COUNTY EXTENSION OFFICE. FROM: ....(Name and Address of Holder of Mortgage)...." History: 1986 c 398 art 1 s 4,18; 1987 c 292 s 10,37,38; 1989 c 350 art 16 s 8; 1990 c 525 s 1; 1991 c 208 s 2; 1Sp1993 c 2 art 6 s 2; 1995 c 212 art 2 s 11; 1997 c 183 art 3 s 29; 1998 c 395 s 7; 1998 c 402 s 6; 1999 c 214 art 2 s 19; 2001 c 195 art 1 s 23; 1Sp2001 c 1 art 2 s 25; 1Sp2001 c 2 s 150; 2009 c 94 art 1 s 96 ; 2017 c 88 art 2 s 80 NOTE: See section 583.215 for expiration of this section.