reglab/housing_qa huggingface dataset:
CA Ins Code § 5060 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 1 - Formation and Organization|Section 5060.

5060.  The directors shall elect, from their own number, a president and a vice president. They shall also elect a treasurer and a secretary, who need not be members of the insurer nor natural persons. All of such officers hold their office for one year from the date of their election, and until their successors are elected and qualified.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 5061 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 1 - Formation and Organization|Section 5061.

5061.  The treasurer and secretary shall give bonds to the insurer for the faithful performance of their duties, in such amounts as are prescribed by the board of directors.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 5062 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 1 - Formation and Organization|Section 5062.

5062.  No incorporators or persons acting in their behalf or other persons participating in the management of such insurer shall advance to or for the subscribers or members any premium, special deposit or assessment required to be paid. It is the intent of this chapter that no person shall have a proprietary interest in such insurer, except equally with all other members.(Added by Stats. 1955, Ch. 1250.)
CA Ins Code § 5063 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 1 - Formation and Organization|Section 5063.

5063.  No such insurer may enter into any general agency or management contract whereby it authorizes or delegates to a person the right to assume virtual control of its operations or of the production of business for it in this State or any specified portion thereof.(Added by Stats. 1955, Ch. 1250.)
CA Ins Code § 5080 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 2 - Powers|Section 5080.

5080.  Such insurer and its directors possess the usual powers, and are subject to the usual duties of corporations and directors.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 5081 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 2 - Powers|Section 5081.

5081.  Such insurer may accumulate such surplus as its directors deem desirable for meeting contingencies, to cover the catastrophe hazard, and for general corporate purposes.(Added by Stats. 1945, Ch. 96.)
CA Ins Code § 5090 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 3 - Membership|Section 5090.

5090.  Any person having an insurable interest in property in the county in which any such insurer is formed or any person having such an interest in property in any adjoining county may become a member by insuring therein. Every member shall be entitled to all the rights and privileges appertaining to membership, except that at least a majority of the directors shall reside either in the county in which the insurer is formed or in any of the counties which were the original domicile of any of the constituent companies of a county mutual merged under Article 9.5 (commencing with Section 7040) of this chapter, and not more than one member from each of the adjoining counties in which it transacts insurance may become one of its directors. Whenever any public or private corporation, board or association in this State has entered into an agreement for and holds a policy in any county mutual insurer operating under this chapter, any officer, stockholder or trustee of any such corporation, board or association may be recognized as acting for or on its behalf for the purpose of such membership, but shall not be personally liable upon such contract of insurance by reason of acting in such representative capacity. The right of any corporation organized under the laws of this State to participate as a member of such county mutual insurer is hereby declared to be incidental to the purpose for which such corporation is organized and as much granted as the rights and powers expressly conferred.(Amended by Stats. 1963, Ch. 1470.)
CA Ins Code § 5090.2 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 3 - Membership|Section 5090.2.

5090.2.  Not more than one person licensed as an insurance agent, broker or solicitor, or who is a member of an association or partnership or a stockholder or employee of a corporation which is so licensed is eligible to be a director of a county mutual insurer. If a director of the board is licensed as an insurance agent, broker or solicitor, or is a member of an association or partnership or a stockholder or employee of a corporation which is so licensed, neither he nor the association, partnership or corporation shall transact insurance with or for a county mutual insurer as an agent, broker or solicitor, or receive any commission from a county mutual insurer.The secretary or other person who passes upon the risks and upon whose decisions or recommendations the application for insurance is accepted or rejected by the insurer, shall not receive, as any part of his compensation, a commission upon the premiums. His compensation shall be determined by the directors.(Added by Stats. 1941, Ch. 117.)
CA Ins Code § 5091 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 3 - Membership|Section 5091.

5091.  Any member of such insurer may commence to withdraw therefrom by surrendering his policy for cancellation, and by giving notice in writing to the secretary at any time during the life of the policy and while the insurer continues the business for which it was organized.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 5092 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 3 - Membership|Section 5092.

5092.  The withdrawal may be completed by paying the member’s share, if any, under the terms of his policy, of all claims that exist against the insurer on the day of such completion.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 5093 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 3 - Membership|Section 5093.

5093.  The insurer may cancel any policy by giving the insured 20 days’ written notice of cancellation with or without tender of the excess of paid premium above the pro rata premium for the expired time, which excess, if not tendered, shall be refunded on demand. Notice of cancellation shall state that the excess premium (if not tendered) will be refunded on demand. The notice may be served in person or by mail, addressed either to the member’s last post office address or, if this is not known, to the address given upon the application which is part of the policy.(Amended by Stats. 2003, Ch. 148, Sec. 5. Effective January 1, 2004.)
CA Ins Code § 5094 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 3 - Membership|Section 5094.

5094.  In case of cancellation by the insurer it shall also notify in the same manner any holder of a mortgage whose name appears, either on the signed application which is a part of the policy, or otherwise upon the policy and any party to whom loss, if any, is payable.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 6010.5 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 4 - The Policy|Section 6010.5.

6010.5.  The policy is not required to be used for reinsurance between insurers.(Added by Stats. 1949, Ch. 697.)
CA Ins Code § 6011 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 4 - The Policy|Section 6011.

6011.  Either the blanks in the standard form or those in an endorsement attached thereto shall be appropriately filled. The first page of the policy or an endorsement attached thereto may be arranged to show in schedule form the amounts of insurance, rates and premiums for the basic coverages insured under the standard form of policy and additional coverages or perils insured under endorsements attached, and such other data as may be conveniently included for duplication on daily reports for office records.If such a schedule clearly shows the amount at risk, the rate, and the premium in respect of fire insurance, the words, “the above specified” may be inserted in the blanks preceding the word “dollars” in the two places in which “dollars” appears in that portion of the standard form which precedes the countersignature clause, or in identical blanks in an endorsement attached to the standard form and containing the paragraph in the standard form in which the blanks appear.(Amended by Stats. 1949, Ch. 697.)
CA Ins Code § 6011.5 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 4 - The Policy|Section 6011.5.

6011.5.  In lieu of showing the term of coverage in the form set forth in Section 6010, the standard form policy may show the term in any form which clearly states the period during which the insurance is to continue. The period shall begin and end on specified dates at 12:01 a.m., standard time, at the location of the property involved. An example of permissible method of showing the term is: “ for the term of _____ fromAt 12:01 a.m.(Standard Time) toAt 12:01 a.m.(Standard Time)at location of property involved, ” _____ (Amended by Stats. 1972, Ch. 618.)
CA Ins Code § 6011.6 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 4 - The Policy|Section 6011.6.

6011.6.  In lieu of the attestation clause and official signatures in the form as set forth in Section 6010, the standard form policy may show, immediately following the policy provisions, the following:“In witness whereof, this company has executed and attested these presents; but this policy shall not be valid unless countersigned by the duly authorized secretary of this company at ______.SecretaryPresident”(Added by Stats. 1953, Ch. 460.)
CA Ins Code § 6012 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 4 - The Policy|Section 6012.

6012.  By special agreement indorsed on the policy or added thereto, the provisions regarding appraisement or apportionment of loss may be waived and the valuations of all or any of the insured property in case of total loss may be agreed upon in advance of loss.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 6013 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 4 - The Policy|Section 6013.

6013.  The standard form of policy shall be plainly printed. The type shall not be smaller than eight-point and in a style not less legible than Century and subheads shall be in type larger than eight-point and in a style not less legible than Century. The lines of the policy following the countersignature clause shall be numbered consecutively.(Amended by Stats. 1953, Ch. 460.)
CA Ins Code § 6014 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 4 - The Policy|Section 6014.

6014.  All county mutual fire insurance policies on subject matter in this State shall be on the county mutual standard form and, except as provided by this article, shall not contain additions thereto. Except as provided in Section 6017, no part of the standard form shall be omitted from the policy.(Amended by Stats. 1945, Ch. 146.)
CA Ins Code § 6015 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 4 - The Policy|Section 6015.

6015.  The insurer may add to the policy any matter relating to its financial condition, directors, officers, members and history, and the address of its home office and principal office in the State.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 6016 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 4 - The Policy|Section 6016.

6016.  Clauses may be added to the policy providing for and defining the rights, duties and obligations of mortgagees, assignees, and other parties having an interest in, right to or lien upon the insured subject matter.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 6017 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 4 - The Policy|Section 6017.

6017.  Insurers authorized to limit or eliminate their assessment liability in accordance with the terms of this chapter may make such changes in the standard form as will properly accomplish that purpose.(Amended by Stats. 1945, Ch. 146.)
CA Ins Code § 6017.5 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 4 - The Policy|Section 6017.5.

6017.5.  Insurers authorized to eliminate their assessment liability in accordance with the terms of this chapter may use the California standard form insurance policy in lieu of the standard form prescribed in this chapter.(Added by Stats. 1959, Ch. 1553.)
CA Ins Code § 6018 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 4 - The Policy|Section 6018.

6018.  No clause shall be inserted nor rider attached affecting the standard form liability of the insurer for loss or damage by fire occasioned either directly or indirectly by earthquake, hurricane, volcanic action or other disturbance of nature, unless such rider or clause is printed in red ink in type larger than pica or in capital letters measuring not less than eight one-hundredths (8/100's) of an inch in height, and unless there is printed at the head of the policy in red ink and in large bold-faced type the words: “This policy contains limitations of liability not permitted in the California standard form.”(Amended by Stats. 1949, Ch. 697.)
CA Ins Code § 6019 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 4 - The Policy|Section 6019.

6019.  Clauses may be added to the policy:(a) Covering property and risks not otherwise covered; provided that clauses covering loss or damage caused by nuclear reaction, nuclear radiation or radioactive contamination, all whether directly or indirectly resulting from an insured peril under the standard policy issued pursuant to Section 6010 may be insured under said policy only by a written endorsement providing such insurance, with such endorsement affixed to said standard policy.(b) Assuming greater liability than is otherwise imposed on the insurer.(c) Granting the insured permits and privileges not otherwise provided.(d) Waivers of any of the matters voiding the policy or suspending the insurance.(e) Waivers of any of the requirements imposed on the insured after loss.(Amended by Stats. 1959, Ch. 1101.)
CA Ins Code § 6020 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 4 - The Policy|Section 6020.

6020.  Except as otherwise provided by this article, clauses may be attached, by separate riders in type larger than pica or in capital letters measuring not less than eight one-hundredths (8/100's) of an inch in height, to the policy, imposing specified duties and obligations upon the insured and limiting the liability of the insurer.(Amended by Stats. 1949, Ch. 697.)
CA Ins Code § 6021 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 4 - The Policy|Section 6021.

6021.  It is a misdemeanor for any insurer or its agent to countersign or issue a county mutual fire insurance policy covering in whole or part subject-matter in this State in violation of this article. Any policy so issued shall notwithstanding be binding upon the issuing insurer.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 6040 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 5 - Risks|Section 6040.

6040.  Such insurer may issue policies on dwellings, schoolhouses, churches, fraternal or lodge halls, community, creamery, or farm buildings and property contained in or on such premises or owned by the insured and stored in public or private warehouses.(Amended by Stats. 1955, Ch. 1904.)
CA Ins Code § 6040.5 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 5 - Risks|Section 6040.5.

6040.5.  Insurers authorized to eliminate their assessment liability in accordance with the terms of this chapter (commencing with Section 5050) shall not be restricted as to the type of risks they may insure by the provisions of Section 6040.(Added by Stats. 1961, Ch. 464.)
CA Ins Code § 6041 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 5 - Risks|Section 6041.

6041.  Insurance permitted by this chapter upon personal property owned by the insured, including automobiles and livestock, shall continue in full force and effect during the use or transportation of the property in the ordinary course of the insured’s affairs if the primary situs of the property is located at the time of loss within this State. Otherwise such insurance is governed by Section 6048.(Amended by Stats. 1961, Ch. 463.)
CA Ins Code § 6042 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 5 - Risks|Section 6042.

6042.  Policies may be executed for any time not exceeding five years and not extending beyond the time limited for the existence of the insurer.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 6043 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 5 - Risks|Section 6043.

6043.  All members of such an insurer shall agree in writing to pay their pro rata share to the insurer of the necessary expense and loss sustained by any member thereof during the time for which their respective policies are in force. They shall also, at the time of effecting the insurance, pay the insurer such percentage of the estimated cost and such other charges as are required by law or the insurer’s rules and by-laws.(Amended by Stats. 1939, Ch. 931.)
CA Ins Code § 6044 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 5 - Risks|Section 6044.

6044.  All such insurers shall classify the subject matter insured by them at the time of issuing policies thereon. Such classification shall be under rates corresponding as nearly as practicable to the greater or less risk from loss attached to the several kinds of subject matter insured.(Amended by Stats. 1939, Ch. 931.)
CA Ins Code § 6045 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 5 - Risks|Section 6045.

6045.  For the purpose of this chapter:(a) “A city or town block” is an area of not more than one hundred sixty thousand square feet having at least one frontage in a closely built up district fronting on a used public highway, surrounded on all sides by a clear space at least equal in width to the clear space of such public highway.(b) “Closely built up district” means territory abutting a public highway where for not less than a quarter of a mile the buildings average less than one hundred feet apart.(c) “One risk” means one hazard under one or more policies, subject to one fire and relates to the amount named in the policy or policies.(d) “Clear space” means space free from combustible material likely to communicate fire.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 6047 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 5 - Risks|Section 6047.

6047.  Except as provided in this section, such insurer shall not issue policies to an amount in excess of six thousand dollars ($6,000) on any one risk, whether under one or more policies, without immediately reinsuring the excess amount in some other insurer. Any such insurer having more than ten million dollars ($10,000,000) direct insurance in force as shown by its books may, for each one million dollars ($1,000,000) in excess of ten million dollars ($10,000,000), write five hundred dollars ($500) additional insurance in excess of six thousand dollars ($6,000) on each such risk; provided, however, that any such insurer 90 percent of whose business in force is reinsurance assumed and which has more than ten million dollars ($10,000,000) gross insurance in force may, for each one million dollars ($1,000,000) in excess of ten million dollars ($10,000,000), write five hundred dollars ($500) additional insurance in excess of six thousand dollars ($6,000) on each such risk. Any such insurer issuing nonassessable policies as provided in Section 7015 (c) (3) hereof, may issue policies in accordance with Section 3080 of this code.(Amended by Stats. 1953, Ch. 459.)
CA Ins Code § 6048 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 1 - FIRE AND MARINE INSURANCE|CHAPTER 5 - County Mutual Fire Insurers|ARTICLE 5 - Risks|Section 6048.

6048.  Except as provided in Section 6041 such insurer shall insure only property within the limits of the county wherein it is organized, or in a county next adjoining the county of organization. In the event that no such insurer may, under the provisions of the preceding sentence, insure property in a county contiguous to the said next adjoining county, then such insurer may also insure property in the said contiguous county.(Amended by Stats. 1955, Ch. 817.)