reglab/housing_qa huggingface dataset:
LA Rev Stat § 37:1783 (2021)
2021 Louisiana Laws|Revised Statutes|Title 37 - Professions and Occupations|§1783. Nature of the pawn transaction

RS 1783 - Nature of the pawn transaction The pawn transaction constitutes a service and vests the pawnbroker with the right of causing the debt to be satisfied by privilege and in preference to all other creditors, secured and unsecured, perfected or not. The pawnbroker can be compelled to return the security only when he has received the whole payment of the principal as well as the interest, service charges, and costs. A pawn transaction shall be considered a loan. Acts 1993, No. 391, §1, eff. Sept. 1, 1993; Acts 1997, No. 235, §1.
LA Rev Stat § 37:1784 (2021)
2021 Louisiana Laws|Revised Statutes|Title 37 - Professions and Occupations|§1784. Waiver, agreement to forego rights; prohibited

RS 1784 - Waiver, agreement to forego rights; prohibited A pawn customer may not waive or agree to forego rights or benefits under this Part except that a claim, if disputed in good faith, may be settled by compromise or agreement. Acts 1993, No. 391, §1, eff. Sept. 1, 1993.
LA Rev Stat § 37:1785 (2021)
2021 Louisiana Laws|Revised Statutes|Title 37 - Professions and Occupations|§1785. Licensing of pawnbrokers; limit to location

RS 1785 - Licensing of pawnbrokers; limit to location A. No person shall do business as a pawnbroker without having first obtained the license required by R.S. 47:341 et seq. and as further required by this Part. A separate license is required for each pawnshop. The commissioner shall issue one or more licenses to a person if that person complies with the licensing requirements of this Part for each license. Each license shall remain in full force and effect until surrendered, suspended, revoked, or expired. B. A pawnshop license shall constitute a license to operate both as a pawnshop and as a new and secondhand dealer. A pawnbroker operating under a license issued pursuant to this Part shall not be required to obtain an additional new or secondhand dealer's license or post additional bond but shall be subject to all other requirements of secondhand dealers as set forth in R.S. 37:1861 et seq. C.(1) No license shall be granted to any person whose designated place of business is situated within three hundred feet or less of any official gaming establishment or designated docking facility of a riverboat licensed to conduct gaming activities or gaming operations pursuant to Chapter 4 or 5 of Title 27 of the Louisiana Revised Statutes of 1950. As to official gaming establishments, this distance shall be measured as a person walks using the sidewalk from the nearest point of the property line of the official gaming establishment to the nearest point of the designated place of business. As to docking facilities, this distance shall be measured in a straight line from the nearest point of the docking facility to the nearest point of the designated place of business. (2) The subsequent construction, erection, development, or movement of an official gaming establishment or designated docking facility which causes a licensee's occupied designated place of business to be located within the prohibited distance shall not be cause for the revocation, withholding, denial, or nonrenewal of a license. Acts 1993, No. 391, §1, eff. Sept. 1, 1993; Acts 1993, No. 747, §1; Acts 1995, No. 1062, §1, eff. June 29, 1995; Acts 2012, No. 220, §3, eff. May 22, 2012.
LA Rev Stat § 37:1789 (2021)
2021 Louisiana Laws|Revised Statutes|Title 37 - Professions and Occupations|§1789. Records from the Department of Public Safety and Corrections

RS 1789 - Records from the Department of Public Safety and Corrections The Department of Public Safety and Corrections on request shall supply to the commissioner any available arrest and conviction records of any person applying for or holding a license under this Part including the partners, officers, directors, and owners thereof. Acts 1993, No. 391, §1, eff. Sept. 1, 1993.
LA Rev Stat § 37:1790 (2021)
2021 Louisiana Laws|Revised Statutes|Title 37 - Professions and Occupations|§1790. Hours of pawnbrokers; days of operation

RS 1790 - Hours of pawnbrokers; days of operation A. A pawnbroker shall neither open his place of business before the hour of 7:00 a.m. nor keep it open after the hour of 9:00 p.m., except in the month of December, during which time the hour of 9:00 p.m. shall be extended to 10:00 p.m. B. No pawnbroker may keep his pawnshop open on Sunday except during the period beginning on the fourth Thursday of November and ending on January first. Acts 1993, No. 391, §1, eff. Sept. 1, 1993; Acts 1995, No. 1062, §1, eff. June 29, 1995.
LA Rev Stat § 37:1791 (2021)
2021 Louisiana Laws|Revised Statutes|Title 37 - Professions and Occupations|§1791. Maximum rate of interest

RS 1791 - Maximum rate of interest Notwithstanding any other provisions of law to the contrary, a pawnbroker may charge a maximum rate of interest of ten percent per month on pawn transactions. Acts 1993, No. 391, §1, eff. Sept. 1, 1993.
LA Rev Stat § 37:1792 (2021)
2021 Louisiana Laws|Revised Statutes|Title 37 - Professions and Occupations|§1792. Pledgor's warranty; division of things

RS 1792 - Pledgor's warranty; division of things A pledgor warrants that the thing pledged is not stolen, that the pledgor has not received the thing by fraud, that the thing has no liens or encumbrances against it, that the pledgor is not in voluntary or involuntary bankruptcy and is not anticipating filing a bankruptcy proceeding of any type, and that the pledgor has the right to pawn the thing. A pawnbroker and a pledgor may agree to divide groups or sets of things pawned into separate pawn transactions. Acts 1993, No. 391, §1, eff. Sept. 1, 1993.
LA Rev Stat § 37:1793 (2021)
2021 Louisiana Laws|Revised Statutes|Title 37 - Professions and Occupations|§1793. Pawn ticket

RS 1793 - Pawn ticket A. A pawnbroker, at the time the pawn transaction is originally entered into, shall deliver to the pledgor a memorandum or ticket which shall clearly set forth all of the following and which shall be maintained as a record for the pawnbroker for a period of two years from the date of the transaction: (1) The pledgor's name and address. (2) The pledgor's date of birth. (3) The distinctive number from the pledgor's Louisiana driver's license, driver's license from another state, international driver's license, passport, military identification, or identification issued by a government agency or the United States Postal Service. (4) The date of the pawn transaction. (5) A clear and detailed description of the pledged things. (6) The amount of the cash advanced, designated as the "amount financed". (7) The maturity date of the pawn transaction. (8) The total of the interest and pawn service charges, designated as the "finance charge". (9) The total amount financed plus the finance charge which must be paid to redeem the pledged things on the maturity date, designated as the "total of payments". (10) The annual percentage rate. (11) A statement to the effect that the pledgor is not obligated to redeem the pledged things and that the pledged things shall be forfeited to the pawnbroker on the next business day after the maturity date. In the event the pawnshop is not open for business on the maturity date, then the forfeiture date shall be the day immediately following the next business day the pawnshop is open after the maturity date. (12) The name and address of the pawn shop. (13) A blank line for the pledgor's signature. B. When a pledgor pays and a pawnbroker accepts all of the interest and service charges due on a pawn transaction, a new pawn transaction shall occur and a new maturity date shall be established. The new maturity date shall be extended beyond the original maturity date by a period equal to the number of monthly interest and service charge payments made. In such instances the pawnbroker may either provide the pledgor with a new pawn ticket or designate on the original pawn ticket the new maturity date. C. Repealed by Acts 1999, No. 361, §2. Acts 1993, No. 391, §1, eff. Sept. 1, 1993; Acts 1995, No. 1062, §1, eff. June 29, 1995; Acts 1999, No. 361, §2; Acts 2003, No. 500, §1, eff. Sept. 1, 2003.
LA Rev Stat § 37:1794 (2021)
2021 Louisiana Laws|Revised Statutes|Title 37 - Professions and Occupations|§1794. Presentation of ticket, presumption

RS 1794 - Presentation of ticket, presumption Except as otherwise provided in this Part, any person presenting a pawn ticket to the pawnbroker shall be presumed to be entitled to redeem the pledged things described therein. Acts 1993, No. 391, §1, eff. Sept. 1, 1993.
LA Rev Stat § 37:1795 (2021)
2021 Louisiana Laws|Revised Statutes|Title 37 - Professions and Occupations|§1795. Lost, destroyed, or stolen ticket

RS 1795 - Lost, destroyed, or stolen ticket  A. In the event a pawn ticket has been lost, destroyed, or stolen a pawnbroker shall either deliver the pledged things to the pledgor or issue the pledgor a new pawn ticket. But before doing either, the pawnbroker shall require the pledgor to make a written statement attesting to the loss, destruction, or theft of the ticket. The statement shall be signed by the pledgor and the pawnbroker or the pawnbroker's employee who accepts the statement from the pledgor. The statement shall contain the same information as the pawn ticket, the date the statement is given, and the number of the pawn ticket which was lost, destroyed, or stolen. When the pawnbroker has delivered the pledged things to the pledgor or issued the pledgor a new pawn ticket pursuant to this Section, then all prior tickets shall be null and the presumption of R.S. 37:1794 shall be inapplicable.  B. The pawnbroker may charge a fee not to exceed three dollars and fifty cents in connection with each lost, destroyed, or stolen pawn ticket and the taking of a written statement from the pledgor. Acts 1993, No. 391, §1, eff. Sept. 1, 1993.
LA Rev Stat § 37:1796 (2021)
2021 Louisiana Laws|Revised Statutes|Title 37 - Professions and Occupations|§1796. Records to be kept, entries required

RS 1796 - Records to be kept, entries required A. Every pawnbroker shall maintain a permanent record of all transactions of things pledged on the pawnshop premises. This record, which may be maintained electronically, shall be kept for a period of two years. Entries shall be made in the English language and shall include the personally identifiable information and the transactional information for each pawn transaction. Personally identifiable information and transactional information provided under the provisions of this Section shall in no event be made available to the public. B. For complying with the provisions of this Section and Part the pawnbroker shall be entitled to the service charge set forth in R.S. 37:1799. Acts 1993, No. 391, §1, eff. Sept. 1, 1993; Acts 1997, No. 235, §1; Acts 2006, No. 183, §1.
LA Rev Stat § 37:1797 (2021)
2021 Louisiana Laws|Revised Statutes|Title 37 - Professions and Occupations|§1797. Records open to inspection

RS 1797 - Records open to inspection A. The commissioner, or his designee, may inspect all records of any person regulated by the provisions of this Part to ensure compliance with the provisions of this Part and any rules or regulations adopted under this Part. B. The records maintained pursuant to R.S. 37:1796 shall at all times be open to the inspection of the appropriate law enforcement officer as defined in R.S. 37:1782(5). Acts 1993, No. 391, §1, eff. Sept. 1, 1993; Acts 1999, No. 361, §1; Acts 2012, No. 144, §1.
LA Rev Stat § 37:1799 (2021)
2021 Louisiana Laws|Revised Statutes|Title 37 - Professions and Occupations|§1799. Service charge

RS 1799 - Service charge A. In addition to interest, a pawnbroker may charge a maximum of ten percent of the loan amount as a service charge each month of a pawn transaction. B. The service charge permitted in this Part shall be in lieu of all other charges allowable to other classes of lenders, including but not limited to origination fees, storage fees, documentation fees, over the credit limit fees, and other such charges. The service charge shall reimburse the pawnbroker for the cost of complying with the provisions of this Part, including but not limited to reporting requirements, storage requirements, maintaining insurance, and, in certain instances, indemnification. In no event shall the service charge be prorated. The right to collect the fee for reissuing a lost pawn ticket as set forth in R.S. 37:1795(B) shall be in addition to such service charges. C. The failure of a pawnbroker to meet any requirements of this Part shall make pawnbrokers responsible for the penalties set forth herein but shall not defer, terminate, or in any way limit the right to collect a service charge. Acts 1993, No. 391, §1, eff. Sept. 1, 1993; Acts 1997, No. 235, §1; Acts 2003, No. 500, §1, eff. Sept. 1, 2003.
LA Rev Stat § 37:1800 (2021)
2021 Louisiana Laws|Revised Statutes|Title 37 - Professions and Occupations|§1800. Maturity dates; sale of things

RS 1800 - Maturity dates; sale of things A. The maturity date for any thing pledged to a pawnbroker shall be no less than three months from the pawn transaction date. B. No pawnbroker shall sell any thing pledged to him as security for a loan before the next business day following the maturity date. In the event the pawnshop is not open for business on the maturity date, then the forfeiture date shall be the day immediately following the next business day the pawnshop is open after the maturity date. C. Without the necessity of default, ownership of any thing not redeemed by the pledgor on or before the maturity date shall be forfeited to the pawnbroker and absolute right, title, and interest in and to the thing shall immediately vest in the pawnbroker. The pawnbroker shall in no instance be obligated to notify any pledgor or any of the pledgor's creditors of the time, place, manner of sale, or disposition of forfeited things. No further accounting by the pawnbroker to the pledgor shall be required. D. Repealed by Acts 2004, No. 139, §2. Acts 1993, No. 391, §1, eff. Sept. 1, 1993; Acts 2003, No. 500, §1, eff. Sept. 1, 2003; Acts 2004, No. 139, §§1, 2.
LA Rev Stat § 37:1801 (2021)
2021 Louisiana Laws|Revised Statutes|Title 37 - Professions and Occupations|§1801. Condition for sale of used motor vehicles; "title only" pawn transactions prohibited

RS 1801 - Condition for sale of used motor vehicles; "title only" pawn transactions prohibited A. Notwithstanding any other provisions of the law to the contrary, except where a pawnbroker possesses a valid used motor vehicle dealer's license issued pursuant to R.S. 32:771 et seq., he shall not sell a used motor vehicle which he possesses or which he displays for sale except to one of the following: (1) A used motor vehicle dealer. (2) A purchaser through a regular used motor vehicle auction. (3) A purchaser through a used motor vehicle dealer. B. The terms "used motor vehicle" and "used motor vehicle dealer" as used in this Section shall have the meaning ascribed in R.S. 32:771. C. Repealed by Acts 1995, No. 758, §2, eff. June 27, 1995. D. Under no circumstances shall the practice commonly referred to as motor vehicle "title only" pawn transactions be allowed in this state. Every motor vehicle subject to a pawn transaction shall be stored at the business location at which the transaction occurred or at any other location in this state secured or maintained by the pawnbroker. Acts 1993, No. 391, §1, eff. Sept. 1, 1993; Acts 1995, No. 758, §2, eff. June 27, 1995; Acts 1995, No. 1062, §1, eff. June 29, 1995.
LA Rev Stat § 37:1802 (2021)
2021 Louisiana Laws|Revised Statutes|Title 37 - Professions and Occupations|§1802. Minors pledging things

RS 1802 - Minors pledging things No natural person under the age of eighteen years shall deposit in pledge with a pawnbroker any thing of value for money loaned. Acts 1993, No. 391, §1, eff. Sept. 1, 1993.
LA Rev Stat § 37:1803 (2021)
2021 Louisiana Laws|Revised Statutes|Title 37 - Professions and Occupations|§1803. Pledgor's liability prohibited

RS 1803 - Pledgor's liability prohibited A pledgor shall have no obligation to redeem pledged things or make any payment on any pawn transaction. Acts 1993, No. 391, §1, eff. Sept. 1, 1993.
LA Rev Stat § 37:1804 (2021)
2021 Louisiana Laws|Revised Statutes|Title 37 - Professions and Occupations|§1804. Prohibited practices

RS 1804 - Prohibited practices A pawnbroker shall not: (1) Accept a pledge from any natural person under the age of eighteen. (2) Make any agreement requiring the personal liability of the pledgor in connection with a pawn transaction. (3) Accept any waiver, in writing or otherwise, of any right or protection accorded a pledgor under the provisions of this Part. (4) Knowingly accept a stolen thing into pawn. (5) Rent or lease a pawned thing to any person before the next business day following the maturity date. (6) Fail to exercise reasonable care to protect pledged things from loss or damage. (7) Enter into any pawn transaction which has a maturity date of less than that which is permitted in R.S. 37:1800. (8) Falsify, obliterate, destroy, or remove from the place of business records, books, or accounts relating to the pawnbroker's pawn transactions before the expiration of two years. (9) Fail to return the pledged things or replace lost pledged things to a pledgor upon payment of the full amount due the pawnbroker, unless the pledged things have been taken into custody by a court or law enforcement officer. For the purposes of this Paragraph only, the term "lost pledged things" means pledged things that have disappeared, been destroyed, or were stolen while in the care, custody, and control of the pawnbroker and which results in the pledged things being unavailable for return to the pledgor. The pawnbroker's liability to the pledgor for lost pledged things shall be limited to the replacement of or the replacement value of the lost pledged thing. (10) Violate any federal, state, or local law, ordinance, regulation, or guideline. Acts 1993, No. 391, §1, eff. Sept. 1, 1993; Acts 1995, No. 1062, §1, eff. June 29, 1995; Acts 1999, No. 361, §1; Acts 2003, No. 500, §1, eff. Sept. 1, 2003.
LA Rev Stat § 37:1806.1 (2021)
2021 Louisiana Laws|Revised Statutes|Title 37 - Professions and Occupations|§1806.1. Guidance by commissioner; advisory opinions

RS 1806.1 - Guidance by commissioner; advisory opinions A. The commissioner may issue advisory opinions and guidelines clarifying the rights and responsibilities of all persons, public or private, pursuant to this Part. B. Advisory opinions and interpretations of the office shall not be considered rules requiring compliance with the rulemaking process under the Louisiana Administrative Procedure Act. C. This Section shall only have prospective application. Acts 1997, No. 58, §3; Acts 1999, No. 361, §1.
LA Rev Stat § 37:1807 (2021)
2021 Louisiana Laws|Revised Statutes|Title 37 - Professions and Occupations|§1807. Injunctions; cease and desist orders; penalties

RS 1807 - Injunctions; cease and desist orders; penalties A. When the commissioner has reasonable cause to believe that a person has engaged in or is engaging in any act or practice violative of this Part, the commissioner, in addition to and without prejudice to the authority provided elsewhere in this Part, may issue orders to cease and desist and take corrective action, assess civil money penalties, and bring a suit in a court of competent jurisdiction and venue to restrain and enjoin the person from engaging in future violations of this Part or from engaging in other conduct in violation of law. The commissioner shall have the power to promulgate rules and regulations for the enforcement of but not inconsistent with this Part. B. The commissioner may, through the attorney general of the state of Louisiana, or the district attorney of any parish in the state of Louisiana, apply for an injunction in any court of competent jurisdiction to enjoin any unlicensed person from engaging in business as a pawnbroker, and any such court may issue temporary restraining orders or preliminary or permanent injunctions without bond as the circumstances shall require. Acts 1993, No. 391, §1, eff. Sept. 1, 1993; Acts 1997, No. 235, §1; Acts 1999, No. 361, §1; Acts 2003, No. 500, §1, eff. Sept. 1, 2003.
LA Rev Stat § 37:1808 (2021)
2021 Louisiana Laws|Revised Statutes|Title 37 - Professions and Occupations|§1808. Acting as pawnbroker without complying with law; violations by pawnbroker; penalties

RS 1808 - Acting as pawnbroker without complying with law; violations by pawnbroker; penalties A. Any person who engages in the business of operating a pawnshop or who advertises in any media or by any means that he is a pawnbroker without first securing the license prescribed by this Part shall be punished by a fine up to five thousand dollars by the commissioner or imprisoned for not more than one year, or both. B. In addition to any other penalty which may be applicable, any licensee who willfully violates the provisions of this Part or who willfully makes a false entry in any records required by this Part shall be fined up to one thousand dollars per violation or false entry. Acts 1993, No. 391, §1, eff. Sept. 1, 1993; Acts 1995, No. 1062, §1, eff. June 29, 1995.
LA Rev Stat § 37:1809 (2021)
2021 Louisiana Laws|Revised Statutes|Title 37 - Professions and Occupations|§1809. Repealed by Acts 1995, No. 1201, §6, eff. June 29, 1995.

RS 1809 - Repealed by Acts 1995, No. 1201, §6, eff. June 29, 1995.
LA Rev Stat § 37:1861.1 (2021)
2021 Louisiana Laws|Revised Statutes|Title 37 - Professions and Occupations|§1861.1. Secondhand property; purchase when forbidden

RS 1861.1 - Secondhand property; purchase when forbidden No person shall willfully or knowingly purchase junk or used or secondhand property, unpaid for by the seller, or not owned by the seller. Acts 2011, No. 389, §1.
LA Rev Stat § 37:1861.2 (2021)
2021 Louisiana Laws|Revised Statutes|Title 37 - Professions and Occupations|§1861.2. Location of business limited

RS 1861.2 - Location of business limited A. No license shall be granted for the operation of a secondhand dealer facility which will be situated within three hundred feet or less of any official gaming establishment or designated docking facility of a riverboat licensed to conduct gaming activities or gaming operations pursuant to Chapter 4 or 5 of Title 27 of the Louisiana Revised Statutes of 1950. As to official gaming establishments, this distance shall be measured as a person walks using the sidewalk from the nearest point of the property line of the official gaming establishment to the nearest point of the dealer's location. As to docking facilities, this distance shall be measured in a straight line from the nearest point of the docking facility to the nearest point of the dealer's location. The provisions of this Section shall not apply to retail jewelry, automobile, furniture, and antique businesses. B. The subsequent construction, erection, development, or movement of an official gaming establishment or designated docking facility which causes a secondhand dealer facility to be located within the prohibited distance shall not be cause for revocation, withholding, denial, or nonrenewal of a license. Acts 1993, No. 748, §1.