reglab/housing_qa huggingface dataset:
OR Rev Stat § 744.518 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 744 - Insurance Producers; Life Settlement Providers, Brokers and Contracts; Adjusters; Consultants; Third Party Administrators; Reinsurance Intermediaries; Limited Licenses|Section 744.518 - License application; business entity as applicant; fees.

(1) An applicant for a license to engage in business as an adjuster shall submit to the Director of the Department of Consumer and Business Services, on a form, in a format and in the manner that the director specifies by rule, an application that: (a) Lists the applicant’s name, residence and business address, present occupation and occupation during the previous year and the names of the applicant’s employers for the previous five years; (b) Lists the street address of the applicant’s principal place of business and of all other locations in which the applicant will engage in business as an adjuster; (c) Lists any assumed business name under which the applicant intends to engage in business as an adjuster; (d) Discloses whether the applicant: (A) Is under indictment for, or has previously been convicted of, a crime; (B) Is or was subject to a judgment for fraud; (C) Owes a debt to any insurer or insurance producer, together with the nature and details of the indebtedness; and (D) Has had any occupational or professional license the applicant holds or held in this or another state suspended or revoked or has had a renewal of the license denied; (e) Includes the applicant’s fingerprints, unless the applicant submitted the applicant’s fingerprints to another state as part of a successful application for a license to engage in business as an adjuster in the other state; (f) Identifies the class or classes of insurance that the applicant intends to transact in this state; and (g) Includes any other information the director requires by rule. (2) An applicant that is a business entity, in addition to providing the information specified in subsection (1) of this section in an application for a license to engage in business as an adjuster, shall: (a) List the names and addresses of each director, member and officer, and any person that owns, directly or indirectly, more than 10 percent of any class of equity security of the business entity; and (b) Designate each individual who is responsible for ensuring that the business entity complies with the Insurance Code and all administrative rules that regulate insurance in this state and who will otherwise exercise the powers that the license confers on the licensee. (3) The applicant shall pay to the Director of the Department of Business Services as part of an application under this section a fee in an amount that the director specifies by rule. Unless the director by rule specifies otherwise, the fee is not refundable. [2019 c.151 §5]
OR Rev Stat § 744.523 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 744 - Insurance Producers; Life Settlement Providers, Brokers and Contracts; Adjusters; Consultants; Third Party Administrators; Reinsurance Intermediaries; Limited Licenses|Section 744.523 - Conditions for licensing, renewing license for or amending license of business entity.

(1) The Director of the Department of Consumer and Business Services may issue, renew or amend a business entity’s license to engage in business as an adjuster under ORS 744.521 only if the director finds that, for each category of insurance business or class of insurance in which the business entity engages or intends to engage, the business entity employs and acts through an individual who has obtained a license under ORS 744.521 that authorizes the individual to engage in the same category of insurance business or class of insurance. (2) An individual licensee that a business entity employs or engages by means of a contract may engage in business as an adjuster only to the extent permitted under the individual licensee’s license. [2019 c.151 §7]
OR Rev Stat § 744.525 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 744 - Insurance Producers; Life Settlement Providers, Brokers and Contracts; Adjusters; Consultants; Third Party Administrators; Reinsurance Intermediaries; Limited Licenses|Section 744.525 - Resident adjuster qualifications; rules.

(1) An individual who applies for a license to engage in business as a resident adjuster must: (a) Establish a residence or place of business in which the applicant intends to transact insurance in this state before submitting an application; (b) Pass an examination that the Director of the Department of Consumer and Business Services by rule recognizes as adequately testing the applicant’s qualifications, competence and knowledge of the categories of insurance business and classes of insurance that the applicant intends to transact under a license and the applicant’s knowledge of an adjuster’s duties and responsibilities under the Insurance Code and other laws of this state; (c) Be trustworthy and reliable and have a good reputation, evidence of which the director will evaluate; and (d) Be 18 years of age or older at the time the applicant becomes a licensee. (2) A business entity that applies for a license to engage in business as a resident adjuster must: (a) Establish an office in this state that employs a licensee; and (b) Employ or act under the direction of owners or officers who are trustworthy and reliable and have good reputations, evidence of which the director will evaluate. (3) In addition to the requirements set forth in subsection (1) or (2) of this section, as appropriate, an applicant must satisfy any other requirement the director specifies by rule. (4) The director may agree or contract with another jurisdiction, regulatory body, private vendor or other person to administer any required examinations and to collect fingerprints, documentation and any fees that an applicant or licensee submits under ORS 744.518 or 744.521 and that the director by rule specifies that the jurisdiction, regulatory body, vendor or person may collect. [1967 c.359 §561; 1971 c.231 §34; 1973 c.827 §81; 1983 c.76 §12; 1989 c.701 §45; 2019 c.151 §26]
OR Rev Stat § 744.528 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 744 - Insurance Producers; Life Settlement Providers, Brokers and Contracts; Adjusters; Consultants; Third Party Administrators; Reinsurance Intermediaries; Limited Licenses|Section 744.528 - Nonresident adjuster qualifications; rules.

(1) The Director of the Department of Consumer and Business Services may issue a license to engage in business as an adjuster in this state to a person who resides in another state or a province of Canada and is licensed as an adjuster in the state or province or in a designated home state if the state, province or designated home state in which the person is licensed gives the same privilege to a resident adjuster. (2) An applicant for a license to engage in business as a nonresident adjuster must: (a) Apply for the license as provided in ORS 744.518; and (b) Pass an examination that the director by rule recognizes as adequately testing the applicant’s qualifications, competence and knowledge of the categories of insurance business and classes of insurance that the applicant intends to transact under a license and the applicant’s knowledge of an adjuster’s duties and responsibilities under the Insurance Code and other laws of this state, if the applicant is an individual and has not passed an examination with respect to a category of insurance business or class of insurance that the applicant intends to transact in this state. [1989 c.701 §46; 1991 c.810 §13; 2019 c.151 §27]
OR Rev Stat § 744.531 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 744 - Insurance Producers; Life Settlement Providers, Brokers and Contracts; Adjusters; Consultants; Third Party Administrators; Reinsurance Intermediaries; Limited Licenses|Section 744.531 - Classes of insurance for adjusters.

The classes of insurance that the Director of the Department of Consumer and Business Services may authorize a licensee to transact under a license to engage in business as an adjuster are: (1) Property and casualty insurance. Under this class, in addition to property and casualty insurance, an adjuster may also adjust losses with respect to marine and transportation and surety insurance. (2) Health insurance, whether provided by an insurer or a health care service contractor, as defined in ORS 750.005. (3) Any class of insurance the director specifies by rule. [1989 c.701 §47; 2003 c.802 §170; 2019 c.151 §28] Note: 744.531 was made a part of 744.502 to 744.584 by legislative action but was not added to ORS chapter 744. See Preface to Oregon Revised Statutes for further explanation.
OR Rev Stat § 744.538 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 744 - Insurance Producers; Life Settlement Providers, Brokers and Contracts; Adjusters; Consultants; Third Party Administrators; Reinsurance Intermediaries; Limited Licenses|Section 744.538 - Change of circumstance of nonresident adjuster.

(1) A nonresident adjuster may not engage in business as an adjuster in this state if the adjuster no longer holds a valid license as an adjuster in the state, province or designated home state in which the adjuster was licensed. If the adjuster’s license in the state, province or designated home state in which the adjuster was licensed is reinstated and has not expired, the adjuster may apply to the Director of the Department of Consumer and Business Services for reinstatement as a licensee. (2) A nonresident adjuster who establishes residence in this state may not transact business as an adjuster in this state under a nonresident license after the 90th day after the adjuster establishes the residence. An adjuster who is a resident may thereafter engage in business as an adjuster in this state only after becoming a resident licensee. (3) A nonresident adjuster who changes residence to another state or to a province shall notify the director not later than 30 days after the change. [1989 c.701 §49; 1995 c.639 §6; 2019 c.151 §29]
OR Rev Stat § 744.541 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 744 - Insurance Producers; Life Settlement Providers, Brokers and Contracts; Adjusters; Consultants; Third Party Administrators; Reinsurance Intermediaries; Limited Licenses|Section 744.541 - Adjustment of claim under policy issued by unauthorized insurer.

An adjuster may adjust a loss claimed under an insurance policy issued by an unauthorized insurer other than a surplus line insurer. The adjuster shall notify the Director of the Department of Consumer and Business Services thereof not later than the 20th day after adjusting the loss. [1989 c.701 §50]
OR Rev Stat § 744.555 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 744 - Insurance Producers; Life Settlement Providers, Brokers and Contracts; Adjusters; Consultants; Third Party Administrators; Reinsurance Intermediaries; Limited Licenses|Section 744.555 - Temporary adjuster permit; rules.

(1)(a) To facilitate the settlement of claims under insurance policies when there is widespread property loss in this state arising out of a catastrophe, the Director of the Department of Consumer and Business Services may issue a temporary permit to engage in business as an adjuster in this state to any person authorized in another state to adjust losses claimed under insurance policies in the catastrophe area for or against an authorized insurer. A temporary permit the director issues under this section is effective for 90 days or for such additional time as the director determines is necessary. A person may engage in business as an adjuster under the permit in lieu of the license and fee requirements otherwise applicable. (b) The director may also issue a temporary permit to a person that is licensed or otherwise authorized to engage in business as an adjuster in the person’s home state or designated home state and that an authorized insurer or insured sends to this state to investigate or adjust a particular loss claimed under an insurance policy. (2) A person may apply for a temporary permit by submitting an application to the director on a form, in a format and in the manner the director specifies by rule. The application, at a minimum, must list the applicant’s name and address and the state in which the applicant is licensed or otherwise authorized to engage in business as an adjuster. [Formerly 736.490; 1989 c.701 §51; 2019 c.151 §30]
OR Rev Stat § 744.575 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 744 - Insurance Producers; Life Settlement Providers, Brokers and Contracts; Adjusters; Consultants; Third Party Administrators; Reinsurance Intermediaries; Limited Licenses|Section 744.575 - Adjusting claims involving credit life or credit health insurance.

No plan or arrangement shall be used with respect to credit life or credit health insurance whereby any person other than the insurer or its designated claim representative shall be authorized to settle or adjust claims. The creditor shall not be designated as claim representative for the insurer in adjusting claims, except that a group policyholder may, by arrangement with the group insurer, draw drafts or checks in payment of claims due to the group policyholder subject to audit and review by the insurer. [Formerly 741.455; 1989 c.701 §52]
OR Rev Stat § 744.578 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 744 - Insurance Producers; Life Settlement Providers, Brokers and Contracts; Adjusters; Consultants; Third Party Administrators; Reinsurance Intermediaries; Limited Licenses|Section 744.578 - Licensee’s place of business.

(1)(a) A licensee that is a resident shall maintain a principal place of business in this state in which the licensee engages in business as an adjuster. The principal place of business may be the licensee’s residence, but the principal place of business must be accessible to the public. (b) If a licensee that is not a resident has a place of business in this state in which the licensee transacts insurance, the place of business is the licensee’s principal place of business in this state. (2) A licensee shall keep at the licensee’s place of business all of the usual and customary records for the business in which the licensee engages and must make the records available to the Director of the Department of Consumer and Business Services for inspection during business hours. The licensee shall keep the records of each business transaction for three years after the conclusion of the transaction. [2019 c.151 §8]
OR Rev Stat § 744.581 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 744 - Insurance Producers; Life Settlement Providers, Brokers and Contracts; Adjusters; Consultants; Third Party Administrators; Reinsurance Intermediaries; Limited Licenses|Section 744.581 - Notices required; rules.

(1)(a) A licensee shall notify the Director of the Department of Consumer and Business Services not later than 30 days after: (A) The licensee opens or closes a place of business in this state or changes the location or contact information for the licensee’s residence or any of the licensee’s places of business in this state; (B) The licensee begins or stops using or changes an assumed business name under which the licensee engages in business as an adjuster; (C) A government agency or regulator in this or another state has taken a final action against the licensee; (D) The licensee receives notice of an initiation or prosecution of criminal charges against the licensee in any United States jurisdiction for any felony or a misdemeanor that involves fraud, dishonesty or a breach of trust; or (E) The licensee’s authority to act for a business entity begins or terminates. (b) In the notice a licensee submits under paragraph (a) of this subsection, the licensee shall: (A) Update any information that has changed from the time the licensee submitted an application for a license or submitted a previous notice under this section; and (B) Include any relevant documents that describe, support, are evidence of or otherwise illustrate the contents of the notice, including but not limited to copies of complaints, informations or indictments, motions, orders, consents and consent decrees, judgments and any other relevant records or legal documents. (2) Not later than December 31 of each year, a licensee that is a business entity shall notify the director of any change during the previous calendar year in the licensee’s directors, members or officers, or other persons that own, directly or indirectly, more than 10 percent of any class of equity security of the licensee. (3) The director by rule may establish a different period within which a licensee must notify the director under subsection (1) or (2) of this section. [2019 c.151 §9]
OR Rev Stat § 744.602 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 744 - Insurance Producers; Life Settlement Providers, Brokers and Contracts; Adjusters; Consultants; Third Party Administrators; Reinsurance Intermediaries; Limited Licenses|Section 744.602 - Definitions.

As used in ORS 744.602 to 744.665: (1) "Business entity" means a corporation, limited liability company, partnership, limited liability partnership, association or other legal entity that is incorporated, organized or authorized to engage in business in this state. (2) "Insurance consultant" means a person that meets the description in ORS 744.605 of a person that engages in business as an insurance consultant. (3) "Licensee" means a person that holds a valid and unexpired license to engage in business as an insurance consultant that the person obtained under ORS 744.614. (4) "Person" means an individual or a business entity. (5) "Resident" means a licensee that resides or maintains a principal place of business in this state. [2019 c.151 §11]
OR Rev Stat § 744.605 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 744 - Insurance Producers; Life Settlement Providers, Brokers and Contracts; Adjusters; Consultants; Third Party Administrators; Reinsurance Intermediaries; Limited Licenses|Section 744.605 - Insurance consultant’s license required.

(1) A person may not engage in business as an insurance consultant unless the person holds a valid license the Director of the Department of Consumer and Business Services issues under ORS 744.614 that authorizes the person to engage in business as an insurance consultant. For purposes of this section, a person engages in business as an insurance consultant if: (a) The person purports or offers to engage in any of the activities described in paragraph (b) of this subsection by using, in conjunction with the person’s name, the title or designation of insurance planner, consultant, adviser or counselor, or financial and insurance planner, consultant, adviser or counselor, or any similar title or designation; or (b) The person, for compensation other than commission from the sale of insurance, engages, attempts to engage or offers to engage in any of the following activities: (A) Acting as a consultant regarding insurance. (B) Giving advice, counsel, opinion or service with respect to the benefits, advantages or disadvantages of insurance that may be issued in this state. (C) In any other manner providing information about insurance. (2) For the purposes of subsection (1)(b) of this section, compensation includes consideration paid for financial and other related services the person provides in connection with services referred to in subsection (1)(b) of this section. [1985 c.697 §2; 1989 c.701 §53; 1991 c.810 §15; 1997 c.419 §1; 2019 c.151 §31]
OR Rev Stat § 744.609 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 744 - Insurance Producers; Life Settlement Providers, Brokers and Contracts; Adjusters; Consultants; Third Party Administrators; Reinsurance Intermediaries; Limited Licenses|Section 744.609 - Exemptions.

The following persons are not insurance consultants for the purposes of this chapter, and the prohibition in ORS 744.605 does not apply to them: (1) Any attorney-at-law rendering services in the performance of duties of an attorney-at-law. (2) Any certified public accountant or public accountant rendering services in the performance of the duties of a certified public accountant or public accountant, as authorized by law. (3) Any person who, while conducting an educational seminar, performs any of the activities described in ORS 744.605 (1)(b). (4) Any financial institution, as defined in ORS 706.008, or consumer finance licensee under ORS chapter 725. (5) Any actuary who is a member of an organization determined by the Director of the Department of Consumer and Business Services as establishing standards for the actuarial profession. (6) A person who provides or offers or purports to provide any of the services described in ORS 744.605 only to an insurance producer or an authorized insurer. [1985 c.697 §3; 1989 c.701 §54; 1991 c.810 §16; 1997 c.419 §2; 1999 c.59 §228; 2003 c.364 §123]