reglab/housing_qa huggingface dataset:
IN Code § 27-4-8-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 8. Foreign Plate Glass Insurers|27-4-8-1. Capital Requirements

Sec. 1. Any person or persons, or any copartnership, company, or corporation organized under the laws of any other state than this state, or any foreign country, and engaged in the business of insuring plate glass, shall be allowed and permitted to do and transact such business in this state when such company is possessed of at least one hundred thousand dollars ($100,000) of actual capital invested in the stock or bonds of some one (1) or more of the states of this Union or of the United States, or the bonds of some one (1) or more of the counties, cities, or towns of this state at the current value thereof, and when such company and its agents shall have fully complied with all the provisions and requirements of the laws of this state regulating foreign insurance companies, except so much thereof as requires a capital of two hundred thousand dollars ($200,000); provided, that companies engaged in insuring plate glass and having less than two hundred thousand dollars ($200,000) capital invested as required in this chapter shall not engage in or transact any other kind of business; provided, that whenever it shall appear to the insurance commissioner that any such company, having one hundred thousand dollars ($100,000) capital, shall have been, directly or indirectly, doing business in this state prior to March 9, 1889, he shall not issue license to such company, or authorize it to do business in this state, until it shall have paid all taxes, fees, and penalties which should have been chargeable to it had it, during such time, been authorized to do business in this state, and not violated any of the laws governing foreign insurance companies.Formerly: Acts 1889, c.199, s.1. As amended by P.L.252-1985, SEC.179.
IN Code § 27-4-9-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 9. Recommendations to Senior Consumers|27-4-9-1. "Securities Commissioner"

Sec. 1. As used in this chapter, "securities commissioner" refers to the commissioner appointed by the secretary of state under IC 23-19-6-1(a).As added by P.L.138-2005, SEC.2. Amended by P.L.27-2007, SEC.28.
IN Code § 27-4-9-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 9. Recommendations to Senior Consumers|27-4-9-2. "Consumer"

Sec. 2. As used in this chapter, "consumer" means an individual who receives a recommendation to purchase or exchange an annuity that results in the recommended purchase or exchange.As added by P.L.138-2005, SEC.2. Amended by P.L.131-2007, SEC.2.
IN Code § 27-4-9-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 9. Recommendations to Senior Consumers|27-4-9-3. Suitability of Annuity Recommendations

Sec. 3. (a) An insurance producer, or an insurer in a case in which an insurance producer is not involved, shall not recommend to a consumer the:(1) purchase of an annuity; or(2) exchange of an annuity that results in another insurance transaction;that is unsuitable for the consumer.(b) A determination regarding whether a purchase or an exchange under subsection (a) is unsuitable for a consumer must be made:(1) based on the facts disclosed by the consumer concerning the consumer's:(A) investments and other insurance products; and(B) financial situation and needs; and(2) according to the rule adopted under section 4 of this chapter.As added by P.L.138-2005, SEC.2. Amended by P.L.131-2007, SEC.3.
IN Code § 27-4-9-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 9. Recommendations to Senior Consumers|27-4-9-4. Rules

Sec. 4. (a) The department shall adopt rules under IC 4-22-2 to implement this chapter.(b) The rules adopted under subsection (a) must set forth the duties that apply to an insurer or an insurance producer in determining whether reasonable grounds exist to believe that a recommendation to purchase or exchange an annuity is suitable for a consumer to whom the recommendation is made based on the facts disclosed by the consumer concerning the consumer's investments, other insurance products, and financial situation and needs.As added by P.L.138-2005, SEC.2. Amended by P.L.131-2007, SEC.4.
IN Code § 27-4-9-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 9. Recommendations to Senior Consumers|27-4-9-5. Violations

Sec. 5. (a) Except as provided in subsection (b), a recommendation made in violation of section 3 of this chapter is an unfair method of competition or an unfair and deceptive act or practice under IC 27-4-1-4.(b) A recommendation made in violation of section 3 of this chapter is not an unfair method of competition or an unfair and deceptive act or practice under IC 27-4-1-4 if the recommendation is made in compliance with the National Association of Securities Dealers Conduct Rules concerning suitability, as determined by the commissioner.As added by P.L.138-2005, SEC.2.
IN Code § 27-4-9-6 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 9. Recommendations to Senior Consumers|27-4-9-6. Commissioner Actions Concerning Compliance

Sec. 6. (a) The commissioner may conduct an investigation, pursue an enforcement action, and take other official action that the commissioner considers appropriate to ensure compliance with section 3 of this chapter.(b) With regard to a variable annuity, the commissioner may:(1) consult with the securities commissioner; and(2) use the resources of the securities commissioner;in making a final determination regarding any issue concerning compliance with section 3 of this chapter.(c) If the securities commissioner is informed of a violation or suspected violation of section 3 of this chapter or other insurance laws of the state, the securities commissioner shall timely advise the commissioner of the violation or suspected violation.As added by P.L.138-2005, SEC.2.
IN Code § 27-4-10-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 10. Virtual Claim Payments for Dental Care Services|27-4-10-1. "Automated Clearing House Network Payment"

Sec. 1. As used in this chapter, "Automated Clearing House Network payment" means a payment made under National Automated Clearing House Association standards adopted in 45 CFR Section 162.1602.As added by P.L.31-2021, SEC.4.
IN Code § 27-4-10-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 10. Virtual Claim Payments for Dental Care Services|27-4-10-2. "Dental Care"

Sec. 2. As used in this chapter, "dental care" means services provided by a dentist within the scope of the dentist's licensure under IC 25-14.As added by P.L.31-2021, SEC.4.
IN Code § 27-4-10-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 10. Virtual Claim Payments for Dental Care Services|27-4-10-3. "Dental Provider"

Sec. 3. As used in this chapter, "dental provider" means:(1) a dentist licensed under IC 25-14; or(2) a dental office that provides billing and administrative services for one (1) or more dentists licensed under IC 25-14 who provide dental care through the dental office.As added by P.L.31-2021, SEC.4.
IN Code § 27-4-10-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 10. Virtual Claim Payments for Dental Care Services|27-4-10-4. "Electronic Funds Transfer Payment"

Sec. 4. As used in this chapter, "electronic funds transfer payment" includes a payment by any method of electronic funds transfer other than an Automated Clearing House Network payment.As added by P.L.31-2021, SEC.4.
IN Code § 27-4-10-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 10. Virtual Claim Payments for Dental Care Services|27-4-10-5. "Health Insurance Plan"

Sec. 5. (a) As used in this chapter, "health insurance plan" means:(1) a policy of accident and sickness insurance (as defined in IC 27-8-5-1);(2) an individual contract or a group contract with a health maintenance organization under IC 27-13;(3) a:(A) policy of accident and sickness insurance; or(B) limited service health maintenance organization (as defined in IC 27-13-34-4);that provides coverage for dental care services; or(4) another plan or program that provides payment, reimbursement, or indemnification for the costs of health care items or services.(b) The term does not include the following:(1) Accident only, credit, vision, Medicare supplement, long term care, or disability income insurance.(2) Coverage issued as a supplement to liability insurance.(3) Automobile medical payment insurance.(4) A specified disease policy.(5) A short term insurance plan that:(A) may be renewed for the greater of:(i) thirty-six (36) months; or(ii) the maximum period permitted under federal law;(B) has a term of not more than three hundred sixty-four (364) days; and(C) has an annual limit of at least two million dollars ($2,000,000).(6) A policy that provides indemnity benefits not based on any expense incurred requirement, including a plan that provides coverage for:(A) hospital confinement, critical illness, or intensive care; or(B) gaps for deductibles or copayments.(7) Worker's compensation or similar insurance.(8) A student health plan.(9) A supplemental plan that always pays in addition to other coverage.(10) An employer sponsored health benefit plan that is:(A) provided to individuals who are eligible for Medicare; and(B) not marketed as, or held out to be, a Medicare supplement policy.(11) The Medicaid program.As added by P.L.31-2021, SEC.4.
IN Code § 27-4-10-6 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 10. Virtual Claim Payments for Dental Care Services|27-4-10-6. "Health Insurer"

Sec. 6. As used in this chapter, "health insurer" means an entity or person that issues a health insurance plan.As added by P.L.31-2021, SEC.4.
IN Code § 27-4-10-7 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 10. Virtual Claim Payments for Dental Care Services|27-4-10-7. "Health Maintenance Organization"

Sec. 7. As used in this chapter, "health maintenance organization" means an entity that provides or arranges for delivery of dental care under a certificate of authority issued under IC 27-13.As added by P.L.31-2021, SEC.4.
IN Code § 27-4-10-8 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 10. Virtual Claim Payments for Dental Care Services|27-4-10-8. "Provider Billing Agent"

Sec. 8. As used in this chapter, "provider billing agent" means a person or entity that contracts with a dental provider to provide billing services for the dental provider, including:(1) submitting bills to patients;(2) requesting payment from patients; and(3) receiving payment from patients;under the terms and conditions of the contract between the dental provider and the person or entity.As added by P.L.31-2021, SEC.4.
IN Code § 27-4-10-9 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 10. Virtual Claim Payments for Dental Care Services|27-4-10-9. "Virtual Claim Payment"

Sec. 9. (a) As used in this chapter, "virtual claim payment" means a type of electronic funds transfer in which:(1) a health insurer or contracted vendor of a health insurer issues a single use series of numbers for purposes of payment for dental care performed by a dental provider and chargeable to a predetermined dollar amount; and(2) the dental provider is responsible for processing the payment using a credit card terminal or Internet portal.(b) The term includes virtual or online credit card payments in which:(1) no physical credit card is presented to the dental provider; and(2) the virtual or online credit card expires upon payment processing.As added by P.L.31-2021, SEC.4.
IN Code § 27-4-10-10 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 10. Virtual Claim Payments for Dental Care Services|27-4-10-10. No Requirement to Accept Virtual Claim Payment; Requirements; Fees; Waiver of Requirements Prohibited; Violations

Sec. 10. (a) A health insurance plan may not require a dental provider to accept payment under the health insurance plan by virtual claim payment.(b) Before an initial payment to a dental provider using an electronic funds transfer payment, including a virtual claim payment, or before modifying the method of payment, a health insurer or contracted vendor of a health insurer shall:(1) notify the dental provider of any fees associated with the electronic funds transfer payment other than the fees imposed by the dental provider's financial institution; and(2) concerning a virtual claim payment, advise the dental provider of the methods of payment available under the health insurance plan and provide clear instructions to the dental provider as to how to select an alternate payment method.(c) A health insurer or contracted vendor of a health insurer may not charge a fee to a dental provider solely for transmitting an Automated Clearing House Network payment to the dental provider, unless the dental provider has consented to the fee. A provider billing agent may charge a reasonable fee to a dental provider for transmitting an Automated Clearing House Network payment as part of a fee charged by the provider billing agent for transaction management, data management, portal services, and other value added services in addition to the payment transmission that are provided by the provider billing agent to the dental provider.(d) The provisions of this section may not be waived by contract, and any contractual clause that conflicts with the provisions of this section or that purports to waive any requirement of this section is void.(e) Violation of this section is an unfair or deceptive act or practice in the business of insurance that is subject to enforcement by the commissioner under IC 27-4-1.As added by P.L.31-2021, SEC.4.
IN Code § 27-5.1-1-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 5.1. Farm Mutual Insurance Companies|Chapter 1. Definitions|27-5.1-1-1. Application

Sec. 1. The definitions in this chapter apply throughout this article.As added by P.L.129-2003, SEC.8.
IN Code § 27-5.1-1-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 5.1. Farm Mutual Insurance Companies|Chapter 1. Definitions|27-5.1-1-2. "Assessment"

Sec. 2. "Assessment" means an amount or a policyholder's share of an amount that a farm mutual insurance company determines is necessary for any of the following:(1) To pay the farm mutual insurance company's accrued liabilities.(2) To meet or defray the farm mutual insurance company's anticipated needs.(3) To add to or restore the policyholder surplus of the farm mutual insurance company.As added by P.L.129-2003, SEC.8.
IN Code § 27-5.1-1-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 5.1. Farm Mutual Insurance Companies|Chapter 1. Definitions|27-5.1-1-3. "Certificate of Authority"

Sec. 3. "Certificate of authority" has the meaning set forth in IC 27-1-2-3(v).As added by P.L.129-2003, SEC.8.
IN Code § 27-5.1-1-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 5.1. Farm Mutual Insurance Companies|Chapter 1. Definitions|27-5.1-1-4. "Commissioner"

Sec. 4. "Commissioner" means the insurance commissioner appointed under IC 27-1-1-2.As added by P.L.129-2003, SEC.8.
IN Code § 27-5.1-1-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 5.1. Farm Mutual Insurance Companies|Chapter 1. Definitions|27-5.1-1-5. "Department"

Sec. 5. "Department" means the department of insurance created by IC 27-1-1-1.As added by P.L.129-2003, SEC.8.
IN Code § 27-5.1-1-6 (2021)
2021 Indiana Code|Title 27. Insurance|Article 5.1. Farm Mutual Insurance Companies|Chapter 1. Definitions|27-5.1-1-6. "Extended Company"

Sec. 6. "Extended company" means a farm mutual insurance company that is authorized to provide coverage as described in IC 27-5.1-4.As added by P.L.129-2003, SEC.8.
IN Code § 27-5.1-1-7 (2021)
2021 Indiana Code|Title 27. Insurance|Article 5.1. Farm Mutual Insurance Companies|Chapter 1. Definitions|27-5.1-1-7. "Farm Mutual Insurance Company"

Sec. 7. "Farm mutual insurance company" means a company (as defined in IC 27-1-2-3) that is authorized to provide insurance coverage under this article.As added by P.L.129-2003, SEC.8.
IN Code § 27-5.1-1-8 (2021)
2021 Indiana Code|Title 27. Insurance|Article 5.1. Farm Mutual Insurance Companies|Chapter 1. Definitions|27-5.1-1-8. "First Class City"

Sec. 8. "First class city" refers to a first class city as classified under IC 36-4-1-1.As added by P.L.129-2003, SEC.8.
IN Code § 27-5.1-1-9 (2021)
2021 Indiana Code|Title 27. Insurance|Article 5.1. Farm Mutual Insurance Companies|Chapter 1. Definitions|27-5.1-1-9. "Initial Charge"

Sec. 9. "Initial charge" means a charge that is collected by a farm mutual insurance company before or at the time of the issuance or renewal of an insurance policy under this article.As added by P.L.129-2003, SEC.8.
IN Code § 27-5.1-1-10 (2021)
2021 Indiana Code|Title 27. Insurance|Article 5.1. Farm Mutual Insurance Companies|Chapter 1. Definitions|27-5.1-1-10. "Person"

Sec. 10. "Person" means an individual or a business entity.As added by P.L.129-2003, SEC.8.
IN Code § 27-5.1-1-11 (2021)
2021 Indiana Code|Title 27. Insurance|Article 5.1. Farm Mutual Insurance Companies|Chapter 1. Definitions|27-5.1-1-11. "Policyholder"

Sec. 11. "Policyholder" means a person who is insured by a farm mutual insurance company.As added by P.L.129-2003, SEC.8.
IN Code § 27-5.1-1-12 (2021)
2021 Indiana Code|Title 27. Insurance|Article 5.1. Farm Mutual Insurance Companies|Chapter 1. Definitions|27-5.1-1-12. "Policyholder Surplus"

Sec. 12. "Policyholder surplus" means the accumulated assets of a farm mutual insurance company that exceed the farm mutual insurance company's accrued losses and expenses.As added by P.L.129-2003, SEC.8.
IN Code § 27-5.1-1-13 (2021)
2021 Indiana Code|Title 27. Insurance|Article 5.1. Farm Mutual Insurance Companies|Chapter 1. Definitions|27-5.1-1-13. "Premium"

Sec. 13. "Premium" means money given in consideration to a farm mutual insurance company on account of or in connection with an insurance policy for a specified policy period.As added by P.L.129-2003, SEC.8.
IN Code § 27-5.1-1-14 (2021)
2021 Indiana Code|Title 27. Insurance|Article 5.1. Farm Mutual Insurance Companies|Chapter 1. Definitions|27-5.1-1-14. "Premium Plus Assessment"

Sec. 14. "Premium plus assessment" refers to an insurance policy under which the policyholder is:(1) obligated to pay a premium; and(2) subject to potential assessment.As added by P.L.129-2003, SEC.8.
IN Code § 27-5.1-1-15 (2021)
2021 Indiana Code|Title 27. Insurance|Article 5.1. Farm Mutual Insurance Companies|Chapter 1. Definitions|27-5.1-1-15. "Principal Office"

Sec. 15. "Principal office" means the primary office maintained by a farm mutual insurance company in Indiana.As added by P.L.129-2003, SEC.8.
IN Code § 27-5.1-1-16 (2021)
2021 Indiana Code|Title 27. Insurance|Article 5.1. Farm Mutual Insurance Companies|Chapter 1. Definitions|27-5.1-1-16. "Standard Company"

Sec. 16. "Standard company" means a farm mutual insurance company that may provide insurance coverage under IC 27-5.1-3. The term does not include an extended company.As added by P.L.129-2003, SEC.8.
IN Code § 27-5.1-2-0.1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 5.1. Farm Mutual Insurance Companies|Chapter 2. Farm Mutual Insurance Companies|27-5.1-2-0.1. Application of Certain Amendments to Chapter

Sec. 0.1. The amendments made to section 8 of this chapter by P.L.137-2006 and P.L.162-2006 apply only to taxable years beginning after December 31, 2005.As added by P.L.220-2011, SEC.431.
IN Code § 27-5.1-2-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 5.1. Farm Mutual Insurance Companies|Chapter 2. Farm Mutual Insurance Companies|27-5.1-2-1. Applicability

Sec. 1. This chapter applies to a farm mutual insurance company regulated under this article.As added by P.L.129-2003, SEC.8.
IN Code § 27-5.1-2-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 5.1. Farm Mutual Insurance Companies|Chapter 2. Farm Mutual Insurance Companies|27-5.1-2-2. Farm Mutual Insurance Companies Existing on June 30, 2003

Sec. 2. (a) A farm mutual insurance company that holds a certificate of authority to do business in Indiana on June 30, 2003, is a standard company under this article unless the farm mutual insurance company:(1) elects to become an extended company under IC 27-5.1-4; and(2) is authorized by the commissioner to do business as an extended company.(b) A standard company described in subsection (a) may elect to become an extended company at any time by:(1) complying with IC 27-5.1-4-2(b); and(2) submitting to an examination that may be conducted at the discretion of the commissioner.(c) An election made under this section is effective upon the date the commissioner issues a new certificate of authority.As added by P.L.129-2003, SEC.8.
IN Code § 27-5.1-2-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 5.1. Farm Mutual Insurance Companies|Chapter 2. Farm Mutual Insurance Companies|27-5.1-2-3. Proposed Farm Mutual Insurance Companies; Application for Certificate of Authority

Sec. 3. (a) If a proposed farm mutual insurance company does not hold a certificate of authority to do business in Indiana on June 30, 2003, an application may be made to the commissioner on a form prescribed by the commissioner for a certificate of authority for the proposed farm mutual insurance company to do business in Indiana as a standard company.(b) An application described in subsection (a) must include the following concerning the proposed farm mutual insurance company:(1) The name.(2) The location and address of the principal office.(3) The names and addresses of the officers and directors.(4) Three (3) copies of the articles of incorporation.(5) A copy of the bylaws.(c) A standard company described in subsection (a), not earlier than three (3) years after it is granted a certificate of authority to do business as a standard company, may elect to obtain a certificate of authority to do business as an extended company if the standard company:(1) has an annual direct written premium of more than one million dollars ($1,000,000); and(2) complies with IC 27-5.1-4-2.As added by P.L.129-2003, SEC.8.
IN Code § 27-5.1-2-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 5.1. Farm Mutual Insurance Companies|Chapter 2. Farm Mutual Insurance Companies|27-5.1-2-4. Proposed Farm Mutual Insurance Company Requirements for Certificate of Authority

Sec. 4. A farm mutual insurance company that is established after June 30, 2003, must have at least:(1) two hundred fifty (250) applications for insurance policies; and(2) one hundred thousand dollars ($100,000) in annual direct written premiums;before issuing an insurance policy.As added by P.L.129-2003, SEC.8.