reglab/housing_qa huggingface dataset:
205 ILCS 635/7-4
2021 Illinois Compiled Statutes|Chapter 205 - FINANCIAL REGULATION|205 ILCS 635/ - Residential Mortgage License Act of 1987.|Article VII - Mortgage Loan Originator License Required

Sec. 7-4. Pre-licensing and education of mortgage loan originators.(a)  In order to meet the pre-licensing education requirement referred to in item (4) of Section 7-3 of this Act  an individual shall complete at least 20 hours of education approved in accordance with subsection (b) of this Section, which shall include at least:(1)  3 hours of Federal law and regulations;(2)  3 hours of ethics, which shall include     instruction on fraud, consumer protection, and fair lending issues; and(3)  2 hours of training related to lending standards     for the nontraditional mortgage product marketplace.(b) For purposes of subsection (a) of this Section, pre-licensing education courses shall be reviewed and approved by the Nationwide Multistate Licensing System and Registry based upon reasonable standards.  Review and approval of a pre-licensing education course shall include review and approval of the course provider.(c) Nothing in this Section shall preclude any pre-licensing education course, as approved by the Nationwide Multistate Licensing System and Registry, that is provided by the employer of the applicant or an entity which is affiliated with the applicant by an agency contract, or any subsidiary or affiliate of such an employer or entity.(d) Pre-licensing education may be offered in a classroom, online, or by any other means approved by the Nationwide Multistate Licensing System and Registry.(e) The pre-licensing education requirements approved by the Nationwide Multistate Licensing System and Registry for the subjects listed in items (1) through (3) of subsection (a) for any state shall be accepted as credit towards completion of pre-licensing education requirements in Illinois.(f) An individual previously registered under this Act who is applying to be licensed after the effective date of this amendatory Act of the 96th General Assembly must prove that he or she has completed all of the continuing education requirements for the year in which the registration or license was last held.  (Source: P.A. 100-1153, eff. 12-19-18.)
205 ILCS 635/7-5
2021 Illinois Compiled Statutes|Chapter 205 - FINANCIAL REGULATION|205 ILCS 635/ - Residential Mortgage License Act of 1987.|Article VII - Mortgage Loan Originator License Required

Sec. 7-5. Testing of mortgage loan originators.(a) In order to meet the written test requirement referred to in  item (5) of Section 7-3, an individual shall pass, in accordance with the standards established under this subsection (a), a qualified written test developed by the Nationwide Multistate Licensing System and Registry and administered by a test provider approved by the Nationwide Multistate Licensing System and Registry based upon reasonable standards.(b) A written test shall not be treated as a qualified written test for purposes of subsection (a) of this Section unless the test adequately measures the applicant's knowledge and comprehension in appropriate subject areas, including:(1)  ethics;(2)  federal law and regulation pertaining to     mortgage origination;(3)  State law and regulation pertaining to mortgage     origination; and(4)  federal and State law and regulation, including     instruction on fraud, consumer protection, the nontraditional mortgage marketplace, and fair lending issues.(c) Nothing in this Section shall prohibit a test provider approved by the Nationwide Multistate Licensing System and Registry from providing a test at the location of the employer of the applicant or the location of any subsidiary or affiliate of the employer of the applicant, or the location of any entity with which the applicant holds an exclusive arrangement to conduct the business of a mortgage  loan originator.(d) An individual shall not be considered to have passed a qualified written test unless the individual achieves a test score of not less than 75% correct answers to questions.An individual may retake a test 3 consecutive times with each consecutive taking occurring at least 30 days after the preceding test.After failing 3 consecutive tests, an individual shall wait at least 6 months before taking the test again.A licensed mortgage loan originator who fails to maintain a valid license for a period of 5 years or longer shall retake the test, not taking into account any time during which such individual is a registered mortgage loan originator.   (Source: P.A. 100-1153, eff. 12-19-18.)
205 ILCS 635/7-6
2021 Illinois Compiled Statutes|Chapter 205 - FINANCIAL REGULATION|205 ILCS 635/ - Residential Mortgage License Act of 1987.|Article VII - Mortgage Loan Originator License Required

Sec. 7-6. Standards for license renewal.(a) The minimum standards for license renewal for mortgage loan originators shall include the following:(1)  The mortgage loan originator continues to meet     the minimum standards for license issuance under Section 7-3.(2)  The mortgage loan originator has satisfied the     annual continuing education requirements described in Section 7-7.(3)  The mortgage loan originator has paid all     required fees for renewal of the license.(b) The license of a mortgage loan originator failing to satisfy the minimum standards for license renewal shall expire.  The Director may adopt procedures for the reinstatement of expired licenses consistent with the standards established by the Nationwide Multistate Licensing System and Registry.   (Source: P.A. 100-1153, eff. 12-19-18.)
205 ILCS 635/7-7
2021 Illinois Compiled Statutes|Chapter 205 - FINANCIAL REGULATION|205 ILCS 635/ - Residential Mortgage License Act of 1987.|Article VII - Mortgage Loan Originator License Required

Sec. 7-7. Continuing education for mortgage loan originators.(a) In order to meet the annual continuing education requirements referred to in Section 7-6, a licensed mortgage loan originator shall complete at least 8 hours of education approved in accordance with subsection (b) of this Section, which shall include at least:(1)  3 hours of Federal law and regulations;(2)  2 hours of ethics, which shall include     instruction on fraud, consumer protection, and fair lending issues; and(3)  2 hours of training related to lending standards     for the nontraditional mortgage product marketplace.(b) For purposes of this subsection (a), continuing education courses shall be reviewed and approved by the Nationwide Multistate Licensing System and Registry based upon reasonable standards.  Review and approval of a continuing education course shall include review and approval of the course provider.(c) Nothing in this Section shall preclude any education course, as approved by the Nationwide Multistate Licensing System and Registry, that is provided by the employer of the mortgage loan originator or an entity which is affiliated with the mortgage loan originator by an agency contract, or any subsidiary or affiliate of the employer or entity.(d) Continuing education may be offered either in a classroom, online, or by any other means approved by the Nationwide Multistate Licensing System and Registry.(e) A licensed mortgage loan originator:(1)  Except as provided in  Section 7-6 and     subsection (i) of this Section, may only receive credit for a continuing education course in the year in which the course is taken; and(2)  May not take the same approved course in the     same or successive years to meet the annual requirements for continuing education.(f) A licensed mortgage loan originator who is an approved instructor of an approved continuing education course may receive credit for the licensed mortgage loan originator's own annual continuing education requirement at the rate of 2 hours credit for every one hour taught.(g) A person having successfully completed the education requirements approved by the Nationwide Multistate Licensing System and Registry for the subjects listed in subsection (a) of this Section for any state shall be accepted as credit towards completion of continuing education requirements in this State.(h) A licensed mortgage loan originator who subsequently becomes unlicensed must complete the continuing education requirements for the last year in which the license was held prior to issuance of a new or renewed license.(i) A person meeting the requirements of Section 7-6 may make up any deficiency in continuing education as established by rule or regulation of the Director.   (Source: P.A. 100-1153, eff. 12-19-18.)
205 ILCS 635/7-8
2021 Illinois Compiled Statutes|Chapter 205 - FINANCIAL REGULATION|205 ILCS 635/ - Residential Mortgage License Act of 1987.|Article VII - Mortgage Loan Originator License Required

Sec. 7-8. Authority to require license. In addition to any other duties imposed upon the Director by law, the Director shall require mortgage loan originators to be licensed and registered through the Nationwide Multistate Licensing System and Registry.  In order to carry out this requirement the Director is authorized to participate in the Nationwide Multistate Licensing System and Registry.  For this purpose, the Director may establish by agreement, order or rule requirements as necessary, including, but not limited to, the following:(1)  Background checks for:(A)  criminal history through fingerprint or         other databases;(B)  civil or administrative records;(C)  credit history; or(D)  any other information as deemed necessary by         the Nationwide Multistate Licensing System and Registry.(2)  The payment of fees to apply for or renew     licenses through the Nationwide Multistate Licensing System and Registry;(3) The setting or resetting as necessary of renewal     or reporting dates; and(4)  Requirements for amending or surrendering a     license or any other such activities as the Director deems necessary for participation in the Nationwide Multistate Licensing System and Registry. (Source: P.A. 100-1153, eff. 12-19-18.)
205 ILCS 635/7-9
2021 Illinois Compiled Statutes|Chapter 205 - FINANCIAL REGULATION|205 ILCS 635/ - Residential Mortgage License Act of 1987.|Article VII - Mortgage Loan Originator License Required

Sec. 7-9. Report to Nationwide Multistate Licensing System and Registry. Subject to State privacy laws, the Director is required to report regularly violations of this Act, as well as enforcement actions and other relevant information, to the Nationwide Multistate Licensing System and Registry subject to the provisions contained in Section 4-8.1A of this Act.  (Source: P.A. 100-1153, eff. 12-19-18.)
205 ILCS 635/7-10
2021 Illinois Compiled Statutes|Chapter 205 - FINANCIAL REGULATION|205 ILCS 635/ - Residential Mortgage License Act of 1987.|Article VII - Mortgage Loan Originator License Required

Sec. 7-10. Nationwide Multistate Licensing System and Registry information challenge process. The Director shall establish a process whereby mortgage loan originators may challenge information entered into the Nationwide Multistate Licensing System and Registry by the Director.  (Source: P.A. 100-1153, eff. 12-19-18.)
205 ILCS 635/7-11
2021 Illinois Compiled Statutes|Chapter 205 - FINANCIAL REGULATION|205 ILCS 635/ - Residential Mortgage License Act of 1987.|Article VII - Mortgage Loan Originator License Required

Sec. 7-11. Mortgage loan originator suspension or revocation of registration; refusal to renew; fines.(a) In addition to any other action authorized by this Act  or any other applicable law, rule or regulation, the Director may do the following:(1) Suspend, revoke, or refuse to renew a license or     reprimand, place on probation or otherwise discipline a licensee if the Director finds that the mortgage loan originator has violated this Act or any other applicable law or regulation or has been convicted of a criminal offense.(2)  Impose a fine of not more than $1,000 or, for     engaging in an act prohibited by item (1) of Section 7-13, not more than $3,000 for each day for each violation of this Act or any other applicable law or regulation that is committed. If the Mortgage Loan Originator engages in a pattern of repeated violations, the Director may impose a fine of not more than $2,000 or, for engaging in an act prohibited by item (1) of Section 7-13, not more than $6,000 for each day for each violation committed. In determining the amount of a fine to be imposed pursuant to this Act or any other applicable law or regulation, the Director shall consider all of the following:(A)        The seriousness of the violation;(B)        The mortgage loan originator's good         faith efforts to prevent the violation; and(C)        The mortgage loan originator's history         of violations and compliance with orders.(b) In addition to any other action authorized by this Act or any other applicable law, rule or regulation, the Director may investigate alleged violations of the Act or any other applicable law, rule or regulation and complaints concerning any such violation. The Director may seek a court order to enjoin the violation.(c) In addition to any other action authorized by this Act or any other applicable law, rule or regulation, if the Director determines that a mortgage loan originator is engaged in or is believed to be engaged in activities that may constitute a violation of this Act or any other applicable law, rule or regulation, the Director may issue a cease and desist order to compel the mortgage loan originator to comply with this Act or any other applicable law, rule or regulation or, upon a showing that an emergency exists, may suspend the mortgage loan originator's license for a period not exceeding 180 calendar days, pending investigation.  (Source: P.A. 96-112, eff. 7-31-09; 97-891, eff. 8-3-12.)
205 ILCS 635/7-12
2021 Illinois Compiled Statutes|Chapter 205 - FINANCIAL REGULATION|205 ILCS 635/ - Residential Mortgage License Act of 1987.|Article VII - Mortgage Loan Originator License Required

Sec. 7-12. Surety bond required.(a) Each mortgage loan originator shall be covered by a surety bond in accordance with this Section.  In the event that the mortgage loan originator is an employee or exclusive agent of a person subject to this Act, the surety bond of such person subject to this Act can be used in lieu of the mortgage loan originator's surety bond requirement.  The surety bond shall provide coverage for each mortgage loan originator in an amount prescribed under subsection (b) of this Section.  The surety bond shall be in a form prescribed by the Director.  The Director may promulgate rules or regulations with respect to the requirements for such surety bonds as necessary to accomplish the purposes of this Act.(b)  The penal sum of the surety bond shall be maintained in an amount that reflects the dollar amount of loans originated as determined by the Director.(c)  When an action is commenced on a licensee's bond the Director may require the filing of a new bond.(d) Immediately upon recovery upon any action on the bond the licensee shall file a new bond.  (Source: P.A. 96-112, eff. 7-31-09.)
205 ILCS 635/7-14
2021 Illinois Compiled Statutes|Chapter 205 - FINANCIAL REGULATION|205 ILCS 635/ - Residential Mortgage License Act of 1987.|Article VII - Mortgage Loan Originator License Required

Sec. 7-14. Unique identifier shown. The unique identifier of any person originating a residential mortgage loan shall be clearly shown on all residential mortgage loan application forms, solicitations, and advertisements, including business cards and websites, and any other documents as established by rule, regulation, or order of the Commissioner.  (Source: P.A. 96-112, eff. 7-31-09.)
205 ILCS 635/7-15
2021 Illinois Compiled Statutes|Chapter 205 - FINANCIAL REGULATION|205 ILCS 635/ - Residential Mortgage License Act of 1987.|Article VII - Mortgage Loan Originator License Required

(205 ILCS 635/7-15)Sec. 7-15. Examination and investigation of certain mortgage loan originators. The activities requiring a licensee of a mortgage loan originator that  are sponsored by an exempt entity under subsection (a-1) of Section 1-3 of this Act are subject to examination and investigation by the Secretary.  Mortgage loan originators sponsored by an exempt entity shall keep and maintain records of his or her loan activities for a period of 36 months and shall produce records on demand by the Secretary.  The records shall include a loan log or loan production log as approved by the Secretary and any loan application entered, prepared, or created through or from the mortgage loan originator's activities. Mortgage loan originators sponsored by an exempt entity shall provide access, upon the Secretary's demand, to his or her offices for the purposes of the Department's examination and investigation.  The Secretary shall determine the manner and frequency at which the Department shall conduct examinations of the mortgage loan originators.  Mortgage loan originators sponsored by an exempt entity shall cooperate at all times with the Department pursuant to requirements of this Section and shall be subject to penalties under Section 7-11 of this Act for failure to comply.  (Source: P.A. 98-492, eff. 8-16-13.)
210 ILCS 25/Art. I heading
2021 Illinois Compiled Statutes|Chapter 210 - HEALTH FACILITIES AND REGULATION|210 ILCS 25/ - Illinois Clinical Laboratory and Blood Bank Act.|Article I - Short Title, Legislative Intent And Application Of Act

 ARTICLE I.      SHORT TITLE, LEGISLATIVE INTENT AND APPLICATION OF ACT
210 ILCS 25/1-101
2021 Illinois Compiled Statutes|Chapter 210 - HEALTH FACILITIES AND REGULATION|210 ILCS 25/ - Illinois Clinical Laboratory and Blood Bank Act.|Article I - Short Title, Legislative Intent And Application Of Act

 (from Ch. 111 1/2, par. 621-101)Sec. 1-101.     Short title.     This Act may be cited as the Illinois Clinical Laboratory and Blood Bank Act.    (Source: P.A. 87-1269.)
210 ILCS 25/1-102
2021 Illinois Compiled Statutes|Chapter 210 - HEALTH FACILITIES AND REGULATION|210 ILCS 25/ - Illinois Clinical Laboratory and Blood Bank Act.|Article I - Short Title, Legislative Intent And Application Of Act

 (from Ch. 111 1/2, par. 621-102)Sec. 1-102.     Purposes.     The operation of clinical laboratories and blood banks  in the State of Illinois is declared to affect the public health, safety and  welfare. It is further declared that the purpose of this Act is to supplement  federal regulation of clinical laboratories to provide for the better  protection of public health. This Act shall be liberally construed to carry out  these objects and purposes.    (Source: P.A. 87-1269.)
210 ILCS 25/1-103
2021 Illinois Compiled Statutes|Chapter 210 - HEALTH FACILITIES AND REGULATION|210 ILCS 25/ - Illinois Clinical Laboratory and Blood Bank Act.|Article I - Short Title, Legislative Intent And Application Of Act

(210 ILCS 25/1-103) (from Ch. 111 1/2, par. 621-103)Sec. 1-103.     Application of Act.     This Act applies to clinical laboratories  and blood banks, except clinical laboratories operated by the United States  Government. In addition, this Act shall not be construed to apply to tests  classified as waivered tests under federal regulations adopted for the Clinical  Laboratory Improvement Act of 1988.    (Source: P.A. 86-853; 86-1292; 87-467; 87-600; 87-895; 87-1269.)
210 ILCS 25/Art. II heading
2021 Illinois Compiled Statutes|Chapter 210 - HEALTH FACILITIES AND REGULATION|210 ILCS 25/ - Illinois Clinical Laboratory and Blood Bank Act.|Article II - Definitions

 ARTICLE II.      DEFINITIONS
210 ILCS 25/2-101
2021 Illinois Compiled Statutes|Chapter 210 - HEALTH FACILITIES AND REGULATION|210 ILCS 25/ - Illinois Clinical Laboratory and Blood Bank Act.|Article II - Definitions

 (from Ch. 111 1/2, par. 622-101)Sec. 2-101.         For the purposes of this Act, the words and phrases defined in  Sections after this Section and preceding Section 3-101 have the meanings  ascribed to them unless the context otherwise requires.    (Source: P.A. 87-1269.)
210 ILCS 25/2-102
2021 Illinois Compiled Statutes|Chapter 210 - HEALTH FACILITIES AND REGULATION|210 ILCS 25/ - Illinois Clinical Laboratory and Blood Bank Act.|Article II - Definitions

 (from Ch. 111 1/2, par. 622-102)Sec. 2-102.         "Person" means any individual, firm, partnership, association,  corporation, whether organized for profit or not, or any other form of  business enterprise.    (Source: Laws 1965, p. 3256.)
210 ILCS 25/2-103
2021 Illinois Compiled Statutes|Chapter 210 - HEALTH FACILITIES AND REGULATION|210 ILCS 25/ - Illinois Clinical Laboratory and Blood Bank Act.|Article II - Definitions

 (from Ch. 111 1/2, par. 622-103)Sec. 2-103.         "Clinical laboratory" or "laboratory" means a facility which  performs laboratory tests or issues reports resulting from such tests and is  certified under the Clinical Laboratory Improvement Act of 1988.    (Source: P.A. 87-1269.)
210 ILCS 25/2-104
2021 Illinois Compiled Statutes|Chapter 210 - HEALTH FACILITIES AND REGULATION|210 ILCS 25/ - Illinois Clinical Laboratory and Blood Bank Act.|Article II - Definitions

 (from Ch. 111 1/2, par. 622-104)Sec. 2-104.         The "director of clinical laboratory" means an individual who  administers the technical and scientific operation of a clinical  laboratory, including the reporting of the findings of clinical laboratory  tests.    (Source: P.A. 76-1000.)
210 ILCS 25/2-105
2021 Illinois Compiled Statutes|Chapter 210 - HEALTH FACILITIES AND REGULATION|210 ILCS 25/ - Illinois Clinical Laboratory and Blood Bank Act.|Article II - Definitions

 (from Ch. 111 1/2, par. 622-105)Sec. 2-105.         "Department" means the Department of Public Health of the State  of Illinois.    (Source: Laws 1965, p. 3256.)
210 ILCS 25/2-116
2021 Illinois Compiled Statutes|Chapter 210 - HEALTH FACILITIES AND REGULATION|210 ILCS 25/ - Illinois Clinical Laboratory and Blood Bank Act.|Article II - Definitions

 (from Ch. 111 1/2, par. 622-116)Sec. 2-116.         "Physician" means, unless otherwise indicated in this Act,  (a)  a person licensed by the Department of Professional Regulation,  pursuant to the requirements of the Medical Practice Act of 1987; or  (b)  a person licensed as a physician  under the laws of another state or territory of the United States.    (Source: P.A. 85-1025.)
210 ILCS 25/2-117
2021 Illinois Compiled Statutes|Chapter 210 - HEALTH FACILITIES AND REGULATION|210 ILCS 25/ - Illinois Clinical Laboratory and Blood Bank Act.|Article II - Definitions

 (from Ch. 111 1/2, par. 622-117)Sec. 2-117.         "Test" means laboratory examinations and issuance of  reports resulting from the biological, microbiological, serological,  chemical, immunohematological, radioimmunological, hematological,  biophysical, cytological, pathological, toxicological or other examination  of materials derived from the human body for the purposes of providing  information for the diagnosis, prevention or treatment of any disease or  impairment of, or the assessment of, the health of humans including  determining drug use by humans.    (Source: P.A. 85-1025.)
210 ILCS 25/2-120
2021 Illinois Compiled Statutes|Chapter 210 - HEALTH FACILITIES AND REGULATION|210 ILCS 25/ - Illinois Clinical Laboratory and Blood Bank Act.|Article II - Definitions

 (from Ch. 111 1/2, par. 622-120)Sec. 2-120.         "Health screening" means those tests or categories of  tests set forth in the regulations adopted under this Act that  are performed for the purpose of assessing a phase of the general state of  health of human subjects.(a) All health screenings must be conducted under a protocol approved by  a physician licensed to practice medicine in all its branches that  includes, but is not limited to, provisions concerning disclosure of the  purpose and limitations of the screening tests to test subjects, proper  collection of samples and administration of tests including staffing, staff  training and equipment monitoring, adequate procedures for protecting the  confidentiality of test subjects and test results, and appropriate  referrals for medical attention.(b) Health screening protocols under this Section shall be exempt from  the provisions of Sections 7-101 and 7-102 of this Act.    (Source: P.A. 87-600; 87-1269.)