reglab/housing_qa huggingface dataset:
AL Code § 5-16-23 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-23 - Issuance, etc., of Certificates of Indebtedness; Receipt of Public Deposits; Payment of Guaranteed Rate of Interest.

Section 5-16-23Issuance, etc., of certificates of indebtedness; receipt of public deposits; payment of guaranteed rate of interest. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1939, No. 459, p. 616; Code 1940, T. 5, §229.)
AL Code § 5-16-24 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-24 - Powers Generally.

Section 5-16-24Powers generally. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1939, No. 459, p. 616; Code 1940, T. 5, §230.)
AL Code § 5-16-25 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-25 - Real Estate Loans.

Section 5-16-25Real estate loans. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1939, No. 459, p. 616; Code 1940, T. 5, §231.)
AL Code § 5-16-26 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-26 - Liens on Accounts; Pledges of Accounts as Security for Loans.

Section 5-16-26Liens on accounts; pledges of accounts as security for loans. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1939, No. 459, p. 616; Code 1940, T. 5, §232.)
AL Code § 5-16-27 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-27 - Adoption, etc., of Bonus Plans and Payment of Cash Bonuses on Accounts; Bonus Reserve Account.

Section 5-16-27Adoption, etc., of bonus plans and payment of cash bonuses on accounts; bonus reserve account. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1939, No. 459, p. 616; Code 1940, T. 5, §233.)
AL Code § 5-16-28 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-28 - Sales, Transfers, or Exchanges of Assets.

Section 5-16-28Sales, transfers, or exchanges of assets. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1939, No. 459, p. 616; Code 1940, T. 5, §234.)
AL Code § 5-16-29 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-29 - Mergers.

Section 5-16-29Mergers. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1939, No. 459, p. 616; Code 1940, T. 5, §235.)
AL Code § 5-16-30 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-30 - Conversions.

Section 5-16-30Conversions. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1939, No. 459, p. 616; Code 1940, T. 5, §236.)
AL Code § 5-16-31 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-31 - Reorganizations.

Section 5-16-31Reorganizations. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1939, No. 459, p. 616; Code 1940, T. 5, §237; Acts 1981, No. 81-392, p. 617.)
AL Code § 5-16-32 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-32 - Voluntary Liquidation - Procedure Generally.

Section 5-16-32Voluntary liquidation - Procedure generally. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1939, No. 459, p. 616; Code 1940, T. 5, §238.)
AL Code § 5-16-33 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-33 - Voluntary Liquidation - Remittance of Unclaimed Dividends and Share Accounts by Receiver, etc.; Payment of Creditors and Investors by Commissioner.

Section 5-16-33Voluntary liquidation - Remittance of unclaimed dividends and share accounts by receiver, etc.; payment of creditors and investors by commissioner. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1939, No. 459, p. 616; Code 1940, T. 5, §239; Acts 1943, No. 96, p. 98.)
AL Code § 5-16-34 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-34 - Voluntary Liquidation - Certification and Transmittal of Unclaimed Funds to State Treasurer.

Section 5-16-34Voluntary liquidation - Certification and transmittal of unclaimed funds to State Treasurer. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1939, No. 459, p. 616; Code 1940, T. 5, §240.)
AL Code § 5-16-35 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-35 - Voluntary Liquidation - Payment of Creditors or Investors by State Treasurer.

Section 5-16-35Voluntary liquidation - Payment of creditors or investors by State Treasurer. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1939, No. 459, p. 616; Code 1940, T. 5, §241.)
AL Code § 5-16-36 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-36 - Reports, Examinations and Audits.

Section 5-16-36Reports, examinations and audits. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1939, No. 459, p. 616; Code 1940, T. 5, §248.)
AL Code § 5-16-37 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-37 - Conservatorship; Involuntary Liquidation.

Section 5-16-37Conservatorship; involuntary liquidation. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1939, No. 459, p. 616; Code 1940, T. 5, §249; Acts 1943, No. 98, p. 100.)
AL Code § 5-16-38.1 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-38.1 - Assessment Fees.

Section 5-16-38.1Assessment fees. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1980, No. 80-693, §2.)
AL Code § 5-16-39 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-39 - Foreign Corporations Not to Transact Business in State; Privileges, etc., of Federal Savings and Loan Associations.

Section 5-16-39Foreign corporations not to transact business in state; privileges, etc., of federal savings and loan associations. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1939, No. 459, p. 616; Code 1940, T. 5, §250.)
AL Code § 5-16-40 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-40 - Sales of Accounts.

Section 5-16-40Sales of accounts. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1939, No. 459, p. 616; Code 1940, T. 5, §252.)
AL Code § 5-16-41 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-41 - Acknowledgment, etc., of Instruments by Public Officers Employed by Associations, Etc.

Section 5-16-41Acknowledgment, etc., of instruments by public officers employed by associations, etc. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1939, No. 459, p. 616; Code 1940, T. 5, §253.)
AL Code § 5-16-42 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-42 - Operating or Management Contracts.

Section 5-16-42Operating or management contracts. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1939, No. 459, p. 616; Code 1940, T. 5, §254.)
AL Code § 5-16-43 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-43 - Accounts of Minors, Married Women, Joint Owners and Fiduciaries; Investments in Accounts of Associations.

Section 5-16-43Accounts of minors, married women, joint owners and fiduciaries; investments in accounts of associations. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1939, No. 459, p. 616; Code 1940, T. 5, §255; Acts 1967, No. 289, p. 817.)
AL Code § 5-16-44 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-44 - Deposit in Names of Two Persons, Payable to Either or Survivor - How Payable; When Construed as Belonging to Survivor.

Section 5-16-44Deposit in names of two persons, payable to either or survivor - How payable; when construed as belonging to survivor. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1967, No. 211, p. 575, §1.)
AL Code § 5-16-45 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-45 - Deposit in Names of Two Persons, Payable to Either or Survivor - Title to Deposit Upon Death of Either.

Section 5-16-45Deposit in names of two persons, payable to either or survivor - Title to deposit upon death of either. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1967, No. 211, p. 575, §3.)
AL Code § 5-16-46 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-46 - Disposition of Account of Deceased Person.

Section 5-16-46Disposition of account of deceased person. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1959, No. 589, p. 1477.)
AL Code § 5-16-47 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-47 - Disposition of Deposit in Trust for Another Upon Death of Trustee.

Section 5-16-47Disposition of deposit in trust for another upon death of trustee. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1967, No. 211, p. 575, §2.)
AL Code § 5-16-48 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-48 - Engaging in Mortgage Brokerage Business; Purchase of Loans; Origination, Purchase and Sale of Mortgages.

Section 5-16-48Engaging in mortgage brokerage business; purchase of loans; origination, purchase and sale of mortgages. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1939, No. 459, p. 616; Code 1940, T. 5, §256.)
AL Code § 5-16-49 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-49 - Forms.

Section 5-16-49Forms. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1939, No. 459, p. 616; Code 1940, T. 5, §257.)
AL Code § 5-16-50 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-50 - Deposits With State Treasurer, etc., of Securities Issued by Associations.

Section 5-16-50Deposits with State Treasurer, etc., of securities issued by associations. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1943, No. 444, p. 407.)
AL Code § 5-16-51 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-51 - Associations Empowered to Enter Into Contracts, etc., for Insurance of Accounts, Etc.

Section 5-16-51Associations empowered to enter into contracts, etc., for insurance of accounts, etc. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1945, No. 120, p. 113, §1.)
AL Code § 5-16-52 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-52 - State Associations May Make Contracts, Loans or Investments Available to Federal Savings and Loan Associations.

Section 5-16-52State associations may make contracts, loans or investments available to federal savings and loan associations. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1945, No. 120, p. 113, §2.)
AL Code § 5-16-53 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 16 - Savings and Loan Associations.|Section 5-16-53 - Termination of Status as Insured Corporation.

Section 5-16-53Termination of status as insured corporation. Repealed by Act 2015-70 effective April 21, 2015. (Acts 1945, No. 119, p. 112.)
AL Code § 5-18-1 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 18 - Small Loans.|Section 5-18-1 - Short Title.

Section 5-18-1Short title. This chapter shall be known and may be cited as the Alabama Small Loan Act. (Acts 1959, No. 374, p. 966, §25.)
AL Code § 5-18-2 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 18 - Small Loans.|Section 5-18-2 - Legislative Findings of Fact and Declaration of Intent.

Section 5-18-2Legislative findings of fact and declaration of intent. (a) The Legislature finds as facts and determines that: (1) There exists among citizens of this state a widespread demand for small loans. The scope and intensity of this demand have been increased progressively by many social and economic forces; (2) The expense of making and collecting small loans, which are usually made on comparatively unsubstantial security to wage earners, salaried employees and other persons of relatively low incomes, is necessarily high in relation to the amounts lent; (3) Such loans cannot be made profitably under the limitations imposed by existing laws relating to interest and usury. These limitations have tended to exclude lawful enterprises from the small loan field. Since the demand for small loans cannot be legislated out of existence, many small borrowers have been left to the mercy of those willing to bear the opprobrium and risk the penalties of usury for a large profit; (4) Interest charges are often disguised by the use of subterfuges to evade the usury law. These subterfuges are so complicated and technical that the usual borrower of small sums is defenseless even if he is aware of the usurious nature of the transaction and of his legal rights; (5) As a result, borrowers of small sums are being exploited to the injury of the borrower, his dependents and the general public. Charges are generally exorbitant in relation to those necessary to the conduct of a legitimate small loan business, trickery and fraud are common and oppressive collection practices are prevalent; and (6) These evils characterize and distinguish loans of $749.00 or less. Legislation to control this class of loans is necessary to protect the public welfare. (b) It is the intent of the Legislature in enacting this law to bring under public supervision those engaged in the business of making such loans, to eliminate practices that facilitate abuse of borrowers, to establish a system of regulation for the purpose of insuring honest and efficient small loan service and of stimulating competitive reductions in charges, to allow lenders who meet the conditions of this chapter a rate of charge sufficiently high to permit a business profit and to provide the administrative machinery necessary for effective enforcement. (Acts 1959, No. 374, p. 966, §1; Acts 1979, No. 79-327, p. 490, §1.)
AL Code § 5-18-3 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 18 - Small Loans.|Section 5-18-3 - Definitions.

Section 5-18-3Definitions. The following terms, when used in this chapter, shall have the following meanings, unless the context clearly requires a different meaning. The meaning ascribed to the singular form shall apply also to the plural. (1) PERSON. Such term shall include individuals, copartnerships, associations, trusts, corporations and any other legal entities. (2) LICENSE. A license, issued under the authority of this chapter, to make loans in accordance with the provisions of this chapter at a single place of business. (3) LICENSEE. A person to whom one or more licenses have been issued. (4) SUPERVISOR. The Supervisor of the Bureau of Loans of the State Banking Department. (5) BUREAU. The Bureau of Loans of the State Banking Department. (6) CASH ADVANCE. The amount of cash or its equivalent that the borrower actually receives or is paid at his direction or on his behalf. (Acts 1959, No. 374, p. 966, §2.)
AL Code § 5-18-6 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 18 - Small Loans.|Section 5-18-6 - License - Investigation of Application; Issuance or Denial of License.

Section 5-18-6License - Investigation of application; issuance or denial of license. (a) Investigation of application. - Upon the filing of such application and the payment of such fees, the supervisor shall investigate the facts concerning the application and the requirements provided for in subsection (b) of this section. The supervisor shall grant or deny such application for a license within 90 days from the filing thereof with the required information and fees unless the period is extended by written agreement between the applicant and the supervisor. (b) Issuance of license. - If the supervisor shall find that the liquid assets, financial responsibility, experience, character and the general fitness of the applicant are such as to warrant the belief that the business will be operated lawfully, honestly, fairly and efficiently, within the purposes of this chapter, and that allowing such applicant to engage in the business would promote the convenience and advantage of the community in which the business of the applicant is to be conducted, he shall thereupon enter an order granting such application and file his findings with the bureau and forthwith issue and deliver a license to the applicant. (c) Denial of license. - If the supervisor shall not so find, he shall notify the applicant in writing who may request a hearing on the application. The request for a hearing must be within 30 days of the rejection, with the hearing to be held within 30 days of the date of the request. After such hearing or if no hearing is demanded, the supervisor may deny such application by written order accompanied by his findings of fact and shall deliver a copy of such order and findings to the applicant. The investigation fee shall be retained by the supervisor while the license fee shall be returned to the applicant. (Acts 1959, No. 374, p. 966, §5.)
AL Code § 5-18-7 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 18 - Small Loans.|Section 5-18-7 - License - Contents; Posting; Continuing Effect.

Section 5-18-7License - Contents; posting; continuing effect. (a) Contents of license; posting. - Each license shall state the address at which the business is to be conducted and shall state fully the name of the licensee and, if the licensee is a copartnership or association, the names of the members thereof and, if a corporation, the date and place of its incorporation. Each license shall be kept conspicuously posted in the licensed place of business and shall not be transferable or assignable. (b) Continuing effect of license. - Each license shall remain in full force and effect until surrendered, revoked or suspended as provided in this chapter. (Acts 1959, No. 374, p. 966, §6.)
AL Code § 5-18-8 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 18 - Small Loans.|Section 5-18-8 - License - Place of Business of Licensee.

Section 5-18-8License - Place of business of licensee. (a) Separate license for each place of business. - Not more than one place of business shall be maintained under the same license, but the supervisor may issue additional licenses to the same licensee upon his compliance with all the provisions of this chapter governing the issuance of the first or original license. (b) Removal. - No change in the place of business of a licensee to a location outside of the original municipality shall be permitted under the same license. When a licensee wishes to change his place of business within the same municipality, he shall give written notice thereof to the supervisor who shall investigate the facts and, if he shall find the proposed location is reasonably accessible to borrowers under existing loan contracts, shall enter an order permitting the change and shall amend the license accordingly. If the supervisor shall not so find, he shall enter an order denying the licensee such permission in the manner specified in and subject to the provisions of subsection (c) of Section 5-18-6. (c) Residence of borrower. - Nothing in this chapter shall be construed to restrict the loans of any licensee to residents of the community in which the licensed place of business is situated. (Acts 1959, No. 374, p. 966, §7.)
AL Code § 5-18-9 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 18 - Small Loans.|Section 5-18-9 - License - Revocation, Suspension, etc.; Investigation of Complaints.

Section 5-18-9License - Revocation, suspension, etc.; investigation of complaints. (a) Revocation of license. - The supervisor shall, upon 10 days' written notice to the licensee stating the contemplated action and in general the grounds therefor and upon reasonable opportunity to be heard, revoke any license issued under this chapter if he finds that: (1) The licensee has failed to pay the annual license fee; (2) The licensee, either knowingly or without the exercise of due care to prevent the same, has violated any provisions of this chapter or any regulation or order lawfully made pursuant to and within the authority of this chapter; (3) Any fact or condition exists which, if it had existed or had been known to exist at the time of the original application for such license, clearly would have justified the supervisor in refusing originally to issue such license; except, that the license shall not be revoked because of convenience and advantage; or (4) The licensee is guilty of using unreasonable collection tactics. (b) Suspension of license. - If the supervisor finds that probable cause for revocation of any license exists and that enforcement of the chapter requires immediate suspension of such license pending investigation, he may, upon three days' written notice and a hearing, enter an order suspending such license for a period not exceeding 30 days. (c) Records and notice. - Whenever the supervisor shall revoke or suspend a license issued pursuant to this chapter, he shall enter an order to that effect and forthwith notify the licensee of the revocation or suspension. Within five days after the entry of such an order he shall file with the bureau his findings and a summary of the evidence supporting them, and he shall forthwith deliver a copy thereof to the licensee. (d) Surrender of license. - Any licensee may surrender any license by delivering it to the supervisor with written notice of its surrender, but such surrender shall not affect his civil or criminal liability for acts committed prior thereto. (e) Preexisting contracts. - No revocation, suspension or surrender of any license shall impair or affect the obligation of any preexisting contract between the licensee and any borrower. (f) Reinstatement of license. - The supervisor may reinstate suspended licenses or issue new licenses to a person whose license or licenses have been revoked if no fact or condition then exists which clearly would have justified the supervisor in refusing originally to issue such license under this chapter. (g) Complaints of violation investigated. - The supervisor shall, upon sworn complaint of any borrower, investigate or cause to be investigated any alleged violation of this chapter. (Acts 1959, No. 374, p. 966, §8.)