reglab/housing_qa huggingface dataset:
NH Rev Stat § 417-B:5 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417-B - Cancellation, Refusal to Write, Refusal to Renew Certain Property and Liability Insurance|Section 417-B:5 - Liability of Giving Information.

    417-B:5 Liability of Giving Information. –||There shall be no liability on the part of, and no cause of action of any nature shall arise against the insurance commissioner, any insurer, the authorized representatives, agents, and employees of either for any statement made by any of them in complying with this chapter or for the providing of information pertaining thereto.|||Source. 1971, 453:1, eff. Aug. 29, 1971.|
NH Rev Stat § 417-B:6 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417-B - Cancellation, Refusal to Write, Refusal to Renew Certain Property and Liability Insurance|Section 417-B:6 - Rules and Regulations.

    417-B:6 Rules and Regulations. –||The commissioner may issue such rules, regulations, and orders as may be necessary to carry out the purposes and provisions of this chapter.|||Source. 1971, 453:1, eff. Aug. 29, 1971.|
NH Rev Stat § 417-B:7 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417-B - Cancellation, Refusal to Write, Refusal to Renew Certain Property and Liability Insurance|Section 417-B:7 - Penalty; Severability; Records.

    417-B:7 Penalty;  Severability;  Records. –||I. Failure by an insurer to comply with any section of this chapter, or rules, regulations and orders issued pursuant thereto shall subject an insurer to a fine not exceeding $500 in the discretion of the insurance commissioner, or suspension or revocation of such insurer's license, or both.||II. If any provisions or clause of this chapter or application thereof to any person or situation is held invalid, such invalidity shall not affect other provisions or applications of the chapter which can be given effect without the invalid provisions or applications, and to this end the provisions of this chapter are declared to be severable.||III. The insurance commissioner may require that each insurer shall maintain records of the numbers of cancellations and refusals to write or renew policies and the reasons therefor and shall supply to the insurance commissioner such information as he may request.|||Source. 1971, 453:1, eff. Aug. 29, 1971.|
NH Rev Stat § 417-B:8 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417-B - Cancellation, Refusal to Write, Refusal to Renew Certain Property and Liability Insurance|Section 417-B:8 - Insurers.

    417-B:8 Insurers. –||As used in this chapter, "insurer" means any insurance company, association, or exchange authorized to issue policies of insurance in the state of New Hampshire.|||Source. 1971, 561:10, eff. Sept. 10, 1971.|
NH Rev Stat § 417-C:1 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417-C - Cancellation or Refusal to Renew Commercial Insurance|Section 417-C:1 - Grounds for Cancellation.

    417-C:1 Grounds for Cancellation. –||I. A notice of cancellation of a policy, to which RSA 417-C:2 applies, shall be effective only if it is based on one or more of the following reasons:||(a) Nonpayment of a premium, including nonpayment of any additional premiums due from an audit conducted in accordance with law for the prior policy term; or||(b) Fraud or material misrepresentation affecting the policy or in the presentation of a claim thereunder, or violation of any of the terms or conditions of the policy; or||(c) A change in the risk that substantially increases a hazard insured against after insurance coverage has been issued or renewed.||II. An insurer shall cancel a policy at the specific request of the insured.||III. Paragraph I shall not apply to any policy or coverage which has been in effect less than 60 days at the time notice of cancellation is mailed or delivered by the insurer unless it is a renewal policy.||IV. This section shall not apply to nonrenewal.|||Source. 1986, 227:1. 2000, 166:6. 2009, 215:11. 2012, 100:3, eff. July 28, 2012. 2020, 37:42, eff. Sept. 27, 2020. 2021, 50:2, eff. July 24, 2021.|
NH Rev Stat § 417-C:2 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417-C - Cancellation or Refusal to Renew Commercial Insurance|Section 417-C:2 - Notice of Cancellation.

    417-C:2 Notice of Cancellation. –||I. No notice of cancellation shall be effective unless mailed, physically delivered, or electronically delivered by the insurer or its agent to the named insureds at least 60 days prior to the effective date of cancellation; provided, however, that where cancellation is for nonpayment of premium or substantial increase in hazard, or the cancellation notice is mailed, physically delivered, or electronically delivered within the first 60 days of the effective date for new policies, at least 10 days' notice of cancellation shall be given. In all instances, the reason or reasons for cancellation shall accompany or be included in the notice of cancellation. An insurer shall not be held liable in any claim or suit for damages arising solely from the insurer's compliance with the requirement that the reason for cancellation be specified.||II. The commissioner shall have the authority to waive any provision of paragraph I upon the written request of an insurer specifying the reasons therefor.||III. This section shall not apply to nonrenewal.|||Source. 1986, 227:1. 2000, 166:7. 2002, 207:20. 2009, 215:12, eff. Sept. 13, 2009. 2018, 132:7, eff. July 29, 2018. 2021, 57:4, eff. July 24, 2021.|
NH Rev Stat § 417-C:3 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417-C - Cancellation or Refusal to Renew Commercial Insurance|Section 417-C:3 - Notice of Nonrenewal.

    417-C:3 Notice of Nonrenewal. –||No insurer shall refuse to renew a policy at its expiration or anniversary if written for a term of more than one year unless such insurer or its agent shall mail, physically deliver, or electronically deliver to the named insureds advance notice of its intention not to renew. The notice shall be at least 60 days in advance of the policy's scheduled expiration or anniversary date. If all or any part of the 60-day notice is not in advance of the expiration or anniversary date, renewal coverage shall be provided on the same terms and conditions as the expiring policy until the 60-day notice requirement has been fulfilled. This section shall not apply in case of nonpayment of premium, or if the insured fails to pay any advance premium required by the insurer for renewal. However, notwithstanding the failure of an insurer to comply with this section, any coverage shall terminate on the effective date of any other coverage acquired by the insured to the extent the acquired coverage substantially duplicates coverages of the renewal. Renewal of a policy shall not constitute a waiver or estoppel with respect to grounds for cancellation which existed before the effective date of such renewal.|||Source. 1986, 227:1. 2002, 207:21, eff. May 16, 2002. 2021, 57:4, eff. July 24, 2021.|
NH Rev Stat § 417-C:4 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417-C - Cancellation or Refusal to Renew Commercial Insurance|Section 417-C:4 - Renewals; Premiums.

    417-C:4 Renewals;  Premiums. –||I. Any renewal premium increase in excess of 25 percent is controlled by the provisions of RSA 417-C:3. The notice may indicate that renewal is conditioned upon the premium increase without reference to nonrenewal.||II. Any renewal premium increase of 25 percent or less shall not be implemented until the insured has had a minimum of 30 days' notice of the renewal premium. ||III. If the applicable 60-day notice period required by RSA 417-C:3 or 30-day notice period required by paragraph II is not satisfied in advance of the policy's scheduled expiration or anniversary date, renewal coverage shall be provided, on a pro rata basis, at the rates or premiums in effect under the expiring policy until the applicable 60-day or 30-day notice requirement has been fulfilled. This paragraph shall not apply if the insured accepts the renewal policy.||IV. Development of renewal premium for the purpose of determining the percentage of change from expiring premium shall be based on the same coverages, conditions, and ratable exposures as those contained in the expiring policy.|||Source. 1986, 227:1. 2002, 207:22, eff. May 16, 2002. 2021, 57:4, eff. July 24, 2021.|
NH Rev Stat § 417-C:5 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417-C - Cancellation or Refusal to Renew Commercial Insurance|Section 417-C:5 - Repealed by 2002, 207:23, eff. May 16, 2002.

    417-C:5 Repealed by 2002, 207:23, eff. May 16, 2002. –|
NH Rev Stat § 417-C:6 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417-C - Cancellation or Refusal to Renew Commercial Insurance|Section 417-C:6 - Scope of Chapter.

    417-C:6 Scope of Chapter. –||This chapter shall only apply to policies of insurance providing fire, inland marine, multi-peril, casualty and liability policies, and shall not apply to mortgage guaranty insurance, surety bonds, workers' compensation policies regulated under RSA 281-A or any policies provided and controlled by RSA 417-A or RSA 417-B.|||Source. 2002, 207:18. 2009, 215:13. 2015, 92:1, eff. Aug. 4, 2015.|
NH Rev Stat § 417-D:1 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417-D - Women's Health Care|Section 417-D:1 - Definitions.

    417-D:1 Definitions. –||In this chapter:||I. "Commissioner" means the insurance commissioner.||II. "Insurer" means any entity issuing accident or health insurance or accident and health insurance policies, contracts, certificates, or other evidence of coverage pursuant to RSA 415, 415-A, 420-A, or 420-B.||III. "Low-dose mammography" means the X-ray examination of the breast using equipment dedicated specifically for mammography, including the X-ray tube, filter, compression device, screens, films, and cassettes, with a radiation exposure which is diagnostically valuable and in keeping with the recommended "Average Patient Exposure Guides" as published by the Conference of Radiation Control Program Directors, Inc. "Low-dose mammography" shall also include 3-D tomosynthesis mammography.|||Source. 1988, 267:2. 1997, 190:12, eff. Jan. 1, 1998. 2018, 208:1, eff. Aug. 7, 2018.|
NH Rev Stat § 417-D:2 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417-D - Women's Health Care|Section 417-D:2 - Low-Dose Mammography Coverage.

    417-D:2 Low-Dose Mammography Coverage. –||I. Each insurer that issues or renews any policy of accident and health insurance providing benefits for hospital expense, medical-surgical expense, or major medical expense shall provide in each group or individual policy, contract, or certificate of insurance issued or renewed for persons who are residents of this state, coverage for screening by low-dose mammography for all women 35 years of age or older for the presence of occult breast cancer within the provisions of the policy, contract, or certificate. The coverage shall be as follows:||(a) A baseline mammogram for women 35 to 39 years of age.||(b) A mammogram every 1 to 2 years, even if no symptoms are present, for women 40 to 49 years of age.||(c) An annual mammogram for women 50 years of age or older.||II. Such benefits shall be at least as favorable as for other radiological examinations and subject to the same dollar limits, deductibles, and co-insurance factors.|||Source. 1988, 267:2. 1996, 75:3, eff. Jan. 1, 1997.|
NH Rev Stat § 417-D:2-b (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417-D - Women's Health Care|Section 417-D:2-b - Reconstructive Surgery.

    417-D:2-b Reconstructive Surgery. –||Every insurer subject to this chapter that provides individual or group coverage for mastectomy surgery shall provide coverage for reconstruction of the breast on which surgery has been performed and surgery and reconstruction of the other breast to produce a symmetrical appearance if the patient elects reconstruction and in the manner chosen by the patient and the physician.|||Source. 1997, 311:1, eff. Jan. 1, 1998.|
NH Rev Stat § 417-D:3 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417-D - Women's Health Care|Section 417-D:3 - Rulemaking.

    417-D:3 Rulemaking. –||The commissioner may adopt rules, under RSA 541-A, relative to the administration of this chapter.|||Source. 1988, 267:2, eff. Jan. 1, 1989.|
NH Rev Stat § 417-D:4 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417-D - Women's Health Care|Section 417-D:4 - Penalty.

    417-D:4 Penalty. –||Any insurer that violates any provision of this chapter or any rule adopted pursuant to it, may, at the discretion of the commissioner, have its certificate of authority indefinitely suspended or revoked.|||Source. 1988, 267:2, eff. Jan. 1, 1989.|
NH Rev Stat § 417-F:1 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417-F - Coverage for Emergency Services|Section 417-F:1 - Definitions.

    417-F:1 Definitions. –||In this chapter:||I. "Emergency services" means health care services that are provided to an enrollee, insured, or subscriber in a licensed hospital emergency facility by a provider after the sudden onset of a medical condition that manifests itself by symptoms of sufficient severity that a prudent layperson with average knowledge of health and medicine could reasonably expect that the absence of immediate medical attention could be expected to result in any of the following:||(a) Serious jeopardy to the patient's health.||(b) Serious impairment to bodily functions.||(c) Serious dysfunction of any bodily organ or part.||II. "Insurer" means any entity providing managed care coverage or accident or health insurance or accident and health insurance policies, contracts, certificates, or other evidence of coverage to enrollees, insureds, or subscribers pursuant to RSA 415, 415-A, 419, 420, 420-A, 420-B, or 420-J.|||Source. 1997, 134:1. 2000, 104:3, eff. July 7, 2000. 2018, 356:5, eff. July 1, 2018.|
NH Rev Stat § 417-F:2 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417-F - Coverage for Emergency Services|Section 417-F:2 - Claims Processing.

    417-F:2 Claims Processing. –||An insurer retrospective review of a claim for reimbursement for emergency services shall include consideration of presenting symptoms, along with final diagnosis, and shall give due consideration to the definitions of emergency medical condition and emergency services in RSA 420-J:3.|||Source. 1997, 134:1, eff. Jan. 1, 1998. 2019, 16:1, eff. July 9, 2019.|
NH Rev Stat § 417-F:3 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417-F - Coverage for Emergency Services|Section 417-F:3 - Prior Authorization.

    417-F:3 Prior Authorization. –||I. A participating provider or other authorized representative of the plan that gives prior authorization shall not rescind or modify the authorization after the health care provider has rendered the authorized emergency services care in good faith and the enrollee's, insured's, or subscriber's coverage was effective on the date of service.||II. When emergency services are a covered benefit under a health plan subject to this chapter, no prior authorization shall be required for emergency services necessary to screen and stabilize an individual.||III. No health benefit plan shall require a prior authorization for medically necessary interfacility transports for services related to the treatment and diagnosis of certain biologically-based mental illnesses.|||Source. 1997, 134:1, eff. Jan. 1, 1998. 2020, 39:3, eff. July 29, 2020.|
NH Rev Stat § 417-F:4 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417-F - Coverage for Emergency Services|Section 417-F:4 - Reimbursement for Emergency Room Boarding.

    417-F:4 Reimbursement for Emergency Room Boarding. –||Following the completion of an involuntary admission certificate for a patient meeting the criteria under RSA 135-C:27 and not rescinded under RSA 135-C:29-a, the insurer shall pay the acute care hospital a per diem day rate required to board and care for the patient, to be contracted between the insurer and acute care hospital, for each day the insured is waiting in an acute care medical hospital located in the state for admission for psychiatric treatment at New Hampshire Hospital, a community-based designated receiving facility, or a voluntary admission. The day rate required to board and care for the patient may be billed for up to 21 consecutive days or discharge, whichever is sooner, and shall be renewed as needed for patient protection. The rate is deemed to cover all costs incurred by a hospital for the boarding and non-medical care of the insured and shall not be billed to the insured. This does not preclude a hospital from billing for other medically necessary services. Any qualified mental health worker employed by or contracted with the hospital, community mental health care center, or affiliate providing mental health services and supports to an insured in an emergency department in the hospital service areas while they are waiting for an inpatient or other psychiatric admission shall be reimbursed for those mental health services including diagnostic services by the insurer at the negotiated rate. Mental health services provided in this setting under this section shall be deemed medically necessary and shall not require prior authorization by an insurer. This section shall apply to the Medicaid managed care organizations subject to contract and rate agreements between the state of New Hampshire and the managed care organizations. The reimbursement for emergency room board and care shall be incorporated into the capitated rate for managed care services.|||Source. 2019, 41:6, eff. July 1, 2019; 326:9, eff. July 1, 2019 at 12:01 a.m.|
NH Rev Stat § 417-G:1 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417-G - Access to Fertility Care|Section 417-G:1 - Definitions.

    417-G:1 Definitions. –||In this chapter:||I. "Commissioner" means the insurance commissioner.||II. "Experimental infertility procedure" means a procedure for which the published medical evidence regarding risks, benefits, and overall safety and efficacy is not sufficient to regard the procedure as an established medical practice.||III. "Fertility treatment" means health care services or products provided with the intent to achieve a pregnancy that results in a live birth with healthy outcomes.||IV. "Health carrier" means an entity subject to the insurance laws and rules of this state, or subject to the jurisdiction of the commissioner, that contracts or offers to contract to provide, deliver, arrange for, pay for, or reimburse any of the costs of health care services, including an insurance company, a health maintenance organization, a health service corporation, or any other entity providing a plan of health insurance, health benefits, or health services.||V. "Infertility" means a disease, caused by an illness, injury, underlying disease, or condition, where an individual's ability to become pregnant or to carry a pregnancy to live birth is impaired, or where an individual's ability to cause pregnancy and live birth in the individual's partner is impaired.||VI. "Medically necessary" means health care services or products provided to an enrollee for the purpose of preventing, stabilizing, diagnosing, or treating an illness, injury, or disease or the symptoms of an illness, injury, or disease in a manner that is:||(a) Consistent with generally accepted standards of medical practice;||(b) Clinically appropriate in terms of type, frequency, extent, site, and duration;||(c) Demonstrated through scientific evidence to be effective in improving health outcomes;||(d) Representative of "best practices" in the medical profession; and||(e) Not primarily for the convenience of the enrollee or physician or other health care provider.||VII. "Standard fertility preservation services" means procedures consistent with established medical practices and professional guidelines published by the American Society for Reproductive Medicine or the American Society of Clinical Oncology.|||Source. 2019, 307:2, eff. Jan. 1, 2020.|
NH Rev Stat § 417-G:2 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417-G - Access to Fertility Care|Section 417-G:2 - Diagnosis of Infertility, Fertility Treatment, and Fertility Preservation.

    417-G:2 Diagnosis of Infertility, Fertility Treatment, and Fertility Preservation. –||I. Each health carrier that issues or renews any group policy, plan, or contract of accident or health insurance providing benefits for medical or hospital expenses, shall provide to certificate holders of such insurance coverage for the diagnosis of the etiology of infertility.||II. Each health carrier that issues or renews any group policy, plan, or contract of accident or health insurance providing benefits for medical or hospital expenses, shall provide to certificate holders of such insurance coverage for medically necessary fertility treatment. Enrollees shall be provided coverage for evaluations, laboratory assessments, medications, and treatments associated with the procurement of donor eggs, sperm, and embryos.||III. Each health carrier that issues or renews any group policy, plan, or contract of accident or health insurance providing benefits for medical or hospital expenses, shall provide to certificate holders of such insurance coverage for fertility preservation when a person is expected to undergo surgery, radiation, chemotherapy, or other medical treatment that is recognized by medical professionals to cause a risk of impairment of fertility. Coverage under this section shall include coverage for standard fertility preservation services, including the procurement and cryopreservation of embryos, eggs, sperm, and reproductive material determined not to be an experimental infertility procedure. Storage shall be covered from the time of cryopreservation for the duration of the policy term. Storage offered for a longer period of time, as approved by the health carrier, shall be an optional benefit.||IV. Coverage under paragraphs I-III shall not apply to plans available through the Small Business Health Options Program (SHOP) or to Extended Transition to Affordable Care Act-Compliant Policies.|||Source. 2019, 307:2, eff. Jan. 1, 2020.|