reglab/housing_qa huggingface dataset:
TX Ins Code § 1952.059 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter B. Policy Forms and Provisions in General|Section 1952.059. Required Provision: Coverage for Certain Vehicles Acquired During Policy Term

Sec. 1952.059.  REQUIRED PROVISION:  COVERAGE FOR CERTAIN VEHICLES ACQUIRED DURING POLICY TERM.  (a)  This section applies to an insurer authorized to write automobile insurance in this state, including an insurance company, reciprocal or interinsurance exchange, mutual insurance company, capital stock company, county mutual insurance company, Lloyd's plan, or other entity.(b)  A personal automobile insurance policy must contain a provision defining a covered vehicle in accordance with this section for a motor vehicle acquired by the insured during the policy term.(c)  Coverage under this section is required only for a vehicle that is:(1)  a private passenger automobile; or(2)  a pickup, utility vehicle, or van with a gross vehicle weight of 25,000 pounds or less that is not used for the delivery or transportation of goods, materials, or supplies, other than samples, unless:(A)  the delivery of the goods, materials, or supplies is not the primary use for which the vehicle is employed; or(B)  the vehicle is used for farming or ranching.(d)  Coverage under this section is required only for a vehicle that is acquired during the policy term and of which the insurer is notified on or before:(1)  the 20th day after the date on which the insured becomes the owner of the vehicle; or(2)  a later date specified by the policy.(e)  Coverage under this section for a vehicle that replaces a covered vehicle shown in the declarations for the policy must be the same as the coverage for the vehicle being replaced.  An insured must notify the insurer of a replacement vehicle during the time prescribed by Subsection (d) only if the insured wishes to:(1)  add coverage for damage to the vehicle; or(2)  continue existing coverage for damage to the vehicle after the period prescribed by Subsection (d) expires.(f)  Coverage under this section for a vehicle that is acquired during the policy term in addition to the covered vehicles shown in the declarations for the policy and of which the insurer is notified as prescribed by Subsection (d) must be the broadest coverage provided under the policy for any covered vehicle shown in the declarations.|Added by Acts 2013, 83rd Leg., R.S., Ch. 282 (H.B. 949), Sec. 2, eff. September 1, 2013.|
TX Ins Code § 1952.060 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter B. Policy Forms and Provisions in General|Section 1952.060. Required Provision: Liability Coverage for Temporary Vehicles During Policy Term; Primary Coverage Required

Sec. 1952.060.  REQUIRED PROVISION: LIABILITY COVERAGE FOR TEMPORARY VEHICLES DURING POLICY TERM; PRIMARY COVERAGE REQUIRED.  (a)  In this section:(1)  "Repair facility" means a person who rebuilds, repairs, or services a motor vehicle for consideration or under a warranty, service, or maintenance contract.(2)  "Resident relative" means an individual who:(A)  resides in the same household as the insured; and(B)  is related to the insured within the third degree of consanguinity or affinity as described by Chapter 573, Government Code.(3)  "Temporary vehicle" includes a vehicle that is loaned or provided to an insured by an automobile repair facility for the insured's use while the insured's vehicle is at the facility for service, repair, maintenance, or damage or to obtain an estimate and is:(A)  in the lawful possession of the insured or resident relative of the insured;(B)  not owned by the insured, any resident relative of the insured, or any other person residing in the insured's household; and(C)  operated by or in the possession of the insured or resident relative of the insured until the vehicle is returned to the repair facility.(b)  A personal automobile insurance policy, including a policy issued by a county mutual insurance company, must define temporary vehicle as defined by this section and include in the policy's primary liability coverage primary liability coverage for a temporary vehicle as a covered vehicle during the policy term.(c)  Coverage under this section is required only for a vehicle that is:(1)  a private passenger automobile; or(2)  a pickup, utility vehicle, or van with a gross vehicle weight of 14,000 pounds or less that is not used for the delivery or transportation of goods, materials, or supplies, other than samples, unless:(A)  the delivery of the goods, materials, or supplies is not the primary use for which the vehicle is employed; or(B)  the vehicle is used for farming or ranching.(d)  The coverage required by this section provides primary coverage for the insured's legal liability for bodily injury and property damage and for damage to the temporary vehicle, not excess coverage. The coverage must insure:(1)  the person named in the personal automobile insurance policy; and(2)  any resident relative of the insured and licensed operator residing in the household except for a person specifically named in a named driver exclusion under Section 1952.353(b).(e)  The policy limits of a personal automobile insurance policy must be available for the coverage required by this section.|Added by Acts 2019, 86th Leg., R.S., Ch. 1367 (H.B. 3420), Sec. 1, eff. September 1, 2019.Amended by: Acts 2021, 87th Leg., R.S., Ch. 24 (H.B. 1787), Sec. 1, eff. September 1, 2021.|
TX Ins Code § 1952.101 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter C. Uninsured or Underinsured Motorist Coverage|Section 1952.101. Uninsured or Underinsured Motorist Coverage Required

Sec. 1952.101.  UNINSURED OR UNDERINSURED MOTORIST COVERAGE REQUIRED.  (a)  In this section, "uninsured or underinsured motorist coverage" means the provisions of an automobile liability insurance policy that provide for coverage in at least the limits prescribed by Chapter 601, Transportation Code, that protects insureds who are legally entitled to recover from owners or operators of uninsured or underinsured motor vehicles damages for bodily injury, sickness, disease, or death, or property damage resulting from the ownership, maintenance, or use of any motor vehicle.(b)  An insurer may not deliver or issue for delivery in this state an automobile liability insurance policy, including a policy provided through the Texas Automobile Insurance Plan Association under Chapter 2151, that covers liability arising out of the ownership, maintenance, or use of any motor vehicle unless the insurer provides uninsured or underinsured motorist coverage in the policy or supplemental to the policy.(c)  The coverage required by this subchapter does not apply if any insured named in the insurance policy rejects the coverage in writing. Unless the named insured requests in writing the coverage required by this subchapter, the insurer is not required to provide that coverage in or supplemental to a reinstated insurance policy or renewal insurance policy if the named insured rejected the coverage in connection with that insurance policy or an insurance policy previously issued to the insured by the same insurer or by an affiliated insurer.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.Amended by: Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 3B.037(a), eff. September 1, 2007.Acts 2007, 80th Leg., R.S., Ch. 921 (H.B. 3167), Sec. 9.037(a), eff. September 1, 2007.|
TX Ins Code § 1952.102 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter C. Uninsured or Underinsured Motorist Coverage|Section 1952.102. Uninsured Motor Vehicle

Sec. 1952.102.  UNINSURED MOTOR VEHICLE.  (a)  For purposes of the coverage required by this subchapter, "uninsured motor vehicle," subject to the terms of the coverage, is considered to include an insured motor vehicle as to which the insurer providing liability insurance is unable because of insolvency to make payment with respect to the legal liability of the insured within the limits specified in the insurance.(b)  The commissioner may, in the policy forms filed under Subchapter B, Chapter 2301, allow "uninsured motor vehicle" to be defined or, in policy forms adopted under Article 5.06, define "uninsured motor vehicle," to exclude certain motor vehicles whose operators are in fact uninsured.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.103 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter C. Uninsured or Underinsured Motorist Coverage|Section 1952.103. Underinsured Motor Vehicle

Sec. 1952.103.  UNDERINSURED MOTOR VEHICLE.  For purposes of the coverage required by this subchapter, "underinsured motor vehicle" means an insured motor vehicle on which there is collectible liability insurance coverage with limits of liability for the owner or operator that were originally lower than, or have been reduced by payment of claims arising from the same accident to, an amount less than the limit of liability stated in the underinsured coverage of the insured's policy.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.104 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter C. Uninsured or Underinsured Motorist Coverage|Section 1952.104. Required Provisions Relating to Uninsured or Underinsured Motorist Coverage

Sec. 1952.104.  REQUIRED PROVISIONS RELATING TO UNINSURED OR UNDERINSURED MOTORIST COVERAGE.  The portion of a policy form adopted under Article 5.06 or filed as provided by Subchapter B, Chapter 2301, to provide coverage under this subchapter must:(1)  provide that, regardless of the number of persons insured, policies or bonds applicable, vehicles involved, or claims made, the total aggregate limit of liability to any one person who sustains bodily injury or property damage as the result of a single occurrence may not exceed the limit of liability for those coverages as stated in the insurance policy and that the total aggregate limit of liability to all claimants, if more than one, may not exceed the total limit of liability per occurrence as stated in the policy;(2)  provide for the exclusion of the recovery of damages for bodily injury or property damage, or both, resulting from the intentional acts of the insured; and(3)  require that, for the insured to recover under the uninsured motorist coverage if the owner or operator of any motor vehicle that causes bodily injury or property damage to the insured is unknown, actual physical contact must have occurred between the motor vehicle owned or operated by the unknown person and the person or property of the insured. |Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.105 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter C. Uninsured or Underinsured Motorist Coverage|Section 1952.105. Liability Limits

Sec. 1952.105.  LIABILITY LIMITS.  (a)  The limits of liability for bodily injury, sickness, disease, or death must be offered to an insured in the amounts desired by the insured, but not in amounts greater than the limits of liability specified in the bodily injury liability provisions of the insured's policy.(b)  Subject to a deductible amount of $250, coverage for property damage must be offered to an insured in the amounts desired by the insured, but not in amounts greater than the limits of liability specified in the property damage liability provisions of the insured's policy.(c)  Notwithstanding Subsections (a) and (b), amounts of liability limits for bodily injury, sickness, disease, or death and amounts for coverage for property damage may not be offered in amounts less than those prescribed by Chapter 601, Transportation Code.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.106 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter C. Uninsured or Underinsured Motorist Coverage|Section 1952.106. Recovery Under Underinsured Motorist Coverage

Sec. 1952.106.  RECOVERY UNDER UNDERINSURED MOTORIST COVERAGE.  Underinsured motorist coverage must provide for payment to the insured of all amounts that the insured is legally entitled to recover as damages from owners or operators of underinsured motor vehicles because of bodily injury or property damage, not to exceed the limit specified in the insurance policy, and reduced by the amount recovered or recoverable from the insurer of the underinsured motor vehicle.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.107 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter C. Uninsured or Underinsured Motorist Coverage|Section 1952.107. Recovery Under Collision or Combined Coverage

Sec. 1952.107.  RECOVERY UNDER COLLISION OR COMBINED COVERAGE.  (a)  An insured who has collision coverage and uninsured or underinsured property damage liability coverage may recover under the coverage the insured chooses.(b)  If neither the collision coverage or the uninsured or underinsured property damage liability coverage is sufficient alone to cover all damage resulting from a single occurrence, the insured may recover under both coverages.  If recovering under both coverages, the insured shall designate one coverage as the primary coverage and pay the deductible applicable to that coverage.  The primary coverage must be exhausted before any recovery is made under the secondary coverage.(c)  If both the primary and secondary coverages are used to pay damages from a single occurrence, the insured may not be required to pay the deductible applicable to the secondary coverage when the amount of the deductible otherwise applicable to the secondary coverage is the same as or less than the amount of the deductible applicable to the primary coverage.  If both coverages are used to pay damages from a single occurrence and the amount of the deductible otherwise applicable to the secondary coverage is greater than the amount of the deductible applicable to the primary coverage, the insured shall pay the difference between the amount of the two deductibles with respect to the secondary coverage.(d)  The insured may not recover under both the primary and secondary coverages more than the actual damages suffered.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.108 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter C. Uninsured or Underinsured Motorist Coverage|Section 1952.108. Insurer's Right of Recovery

Sec. 1952.108.  INSURER'S RIGHT OF RECOVERY.  (a)  An insurer that makes a payment to any person under any coverage required by this subchapter is subject to the terms of that coverage and, to the extent of the payment, is entitled to the proceeds of any settlement or judgment resulting from the exercise of any right of recovery of the person to whom the payment is made against any person or organization legally responsible for the bodily injury, sickness, disease, or death for which the payment is made, including the proceeds recoverable from the assets of an insolvent insurer.(b)  If, under an insurance policy issued under this subchapter, an insurer makes a payment as a result of the insolvency of another insurer:(1)  the insolvent insurer's insured shall be given credit to the extent of the paying insurer's payment in any judgment obtained against the insured with respect to the insured's legal liability for damages described by Subsection (a); and(2)  subject to Subchapter F, Chapter 462, the paying insurer has the right to proceed directly against the insolvent insurer or that insurer's receiver, and in pursuing that right the paying insurer has any rights that the insolvent insurer's insured might otherwise have had if the insured had made the payment.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.109 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter C. Uninsured or Underinsured Motorist Coverage|Section 1952.109. Burden of Proof in Dispute

Sec. 1952.109.  BURDEN OF PROOF IN DISPUTE.  The insurer has the burden of proof in a dispute as to whether a motor vehicle is uninsured.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.110 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter C. Uninsured or Underinsured Motorist Coverage|Section 1952.110. Venue

Sec. 1952.110.  VENUE.  Notwithstanding Section 15.032, Civil Practice and Remedies Code, an action against an insurer in relation to the coverage provided under this subchapter, including an action to enforce that coverage, may be brought only in the county in which:(1)  the policyholder or beneficiary instituting the action resided at the time of the accident involving the uninsured or underinsured motor vehicle; or(2)  the accident occurred.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.151 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter D. Personal Injury Protection Coverage|Section 1952.151. Personal Injury Protection

Sec. 1952.151.  PERSONAL INJURY PROTECTION.  "Personal injury protection" consists of provisions of an automobile liability insurance policy that provide for payment to the named insured in the policy, members of the insured's household, and any authorized operator or passenger of the named insured's motor vehicle, including a guest occupant, of all reasonable expenses that:(1)  arise from an accident;(2)  are incurred not later than the third anniversary of the date of the accident; and(3)  are for:(A)  necessary medical, surgical, x-ray, or dental services, including prosthetic devices, and necessary ambulance, hospital, professional nursing, or funeral services;(B)  in the case of an income producer, replacement of income lost as the result of the accident; or(C)  in the case of a person injured in the accident who was not an income or wage producer at the time of the accident, reimbursement of necessary and reasonable expenses incurred for essential services ordinarily performed by the injured person for care and maintenance of the family or family household.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.152 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter D. Personal Injury Protection Coverage|Section 1952.152. Personal Injury Protection Coverage Required

Sec. 1952.152.  PERSONAL INJURY PROTECTION COVERAGE REQUIRED.  (a)  An insurer may not deliver or issue for delivery in this state an automobile liability insurance policy, including a policy provided through the Texas Automobile Insurance Plan Association under Chapter 2151, that covers liability arising out of the ownership, maintenance, or use of any motor vehicle unless the insurer provides personal injury protection coverage in the policy or supplemental to the policy.(b)  The coverage required by this subchapter does not apply if any insured named in the insurance policy rejects the coverage in writing.  Unless the named insured requests in writing the coverage required by this subchapter, the insurer is not required to provide that coverage in or supplemental to a reinstated insurance policy or renewal insurance policy if the named insured rejected the coverage in connection with that insurance policy or an insurance policy previously issued to the insured by the same insurer or by an affiliated insurer.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.Amended by: Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 3B.038(a), eff. September 1, 2007.Acts 2007, 80th Leg., R.S., Ch. 921 (H.B. 3167), Sec. 9.038(a), eff. September 1, 2007.|
TX Ins Code § 1952.153 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter D. Personal Injury Protection Coverage|Section 1952.153. Maximum Required Amount of Personal Injury Protection

Sec. 1952.153.  MAXIMUM REQUIRED AMOUNT OF PERSONAL INJURY PROTECTION.  This subchapter does not require an insurer to provide personal injury protection coverage in an amount that exceeds $2,500 for all benefits, in the aggregate, for each person.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.154 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter D. Personal Injury Protection Coverage|Section 1952.154. Loss of Income Benefits

Sec. 1952.154.  LOSS OF INCOME BENEFITS.  An insurer providing loss of income benefits under coverage required by this subchapter may require that the insured, as a condition of receiving those benefits, provide the insurer with reasonable medical proof of the insured's injury causing loss of income.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|