reglab/housing_qa huggingface dataset:
GA Code § 7-1-819 (2021)
2021 Georgia Code|Title 7 - Banking and Finance|Chapter 1 - Financial Institutions|Article 8 - Multiple-Party Accounts|§ 7-1-819. Financial Institution Protection - Payment of Trust Account

 Any trust account may be paid, on request, to any trustee. Payment may be made to the personal representative or heirs of a deceased trustee if proof of death is presented to the financial institution showing that his or their decedent was the survivor of all other persons named on the account either as trustee or beneficiary, unless:    The financial institution, with respect to a trust account as to which there is only one trustee, has received written notice, in a form satisfactory to the financial institution, that the beneficiary has a vested interest not dependent upon his surviving the trustee; or   The financial institution, with respect to a trust account as to which there is more than one trustee, has been provided with a copy of an agreement or resolution of all trustees, in a form satisfactory to the financial institution, to the effect that the beneficiary has a vested interest not dependent upon his surviving the trustees.  Payment may be made, on request, to a beneficiary or beneficiaries or the heirs or representative of a beneficiary or beneficiaries upon presentation to the financial institution of proof of death showing that the beneficiary or beneficiaries survived all persons named as trustees.     (Code 1933, § 41A-3810, enacted by Ga. L. 1976, p. 1388, § 8.)   RESEARCH REFERENCES   Am. Jur. 2d.   - 10 Am. Jur. 2d, Banks and Financial Institutions, §§ 683, 684, 687.
GA Code § 7-1-820 (2021)
2021 Georgia Code|Title 7 - Banking and Finance|Chapter 1 - Financial Institutions|Article 8 - Multiple-Party Accounts|§ 7-1-820. Financial Institution Protection - Discharge Upon Proper Payment; Notice Not to Permit Withdrawals

 Payment made pursuant to Code Section 7-1-816, 7-1-817, 7-1-818, or 7-1-819 discharges the financial institution from all claims for amounts so paid, whether or not the payment is consistent with the beneficial ownership of the account as between parties, P.O.D. payees, or beneficiaries or their successors. The protection here given does not extend to payments made after a financial institution has received written notice from any party able to request present payment to the effect that withdrawals in accordance with the terms of the account should not be permitted.   (Code 1933, § 41A-3811, enacted by Ga. L. 1976, p. 1388, § 8.)
GA Code § 7-1-821 (2021)
2021 Georgia Code|Title 7 - Banking and Finance|Chapter 1 - Financial Institutions|Article 8 - Multiple-Party Accounts|§ 7-1-821. Financial Institution Protection - Right to Setoff

 Without qualifying any other statutory right to setoff or lien and subject to any contractual provision, if a party to a multiple-party account is indebted to a financial institution, the financial institution has a right to setoff against the account in which the party has or had immediately before his death a present right of withdrawal. The amount of the account subject to setoff is that proportion to which the debtor is or was immediately before his death beneficially entitled and, in the absence of proof of net contributions, an equal share with all parties having present rights of withdrawal.   (Code 1933, § 41A-3812, enacted by Ga. L. 1976, p. 1388, § 8.)   RESEARCH REFERENCES   Am. Jur. 2d.   - 10 Am. Jur. 2d, Banks and Financial Institutions, §§ 853 et seq., 862 et seq.   ALR.   - Bank's right to set off unmatured claims as against receiver, assignee for benefit of creditors, or trustee in bankruptcy, of insolvent depositor, 37 A.L.R.2d 850.   Bank's right of setoff, based on debit of one depositor, against funds in account standing in names of debtor and another, 68 A.L.R.3d 192.
GA Code § 7-1-841 (2021)
2021 Georgia Code|Title 7 - Banking and Finance|Chapter 1 - Financial Institutions|Article 9 - Criminal and Related Provisions|§ 7-1-841. Applicability of Title 16

  The following provisions of Title 16 are expressly made applicable to financial institutions, their directors, officers, agents, and employees and persons or corporations having dealings with, supervision over, or other contact with financial institutions:   Article 2 of Chapter 7 of Title 16, relating to damage to property;   Article 3 of Chapter 7 of Title 16, relating to arson and related offenses;   Article 1 of Chapter 7 of Title 16, relating to burglary and related offenses;   Chapter 9 of Title 16, relating to deceptive practices;   Chapter 8 of Title 16, relating to theft, including robbery;   Article 1 of Chapter 10 of Title 16, relating to abuse of government office; and   Article 4 of Chapter 10 of Title 16, relating to perjury and other falsifications.     Nothing in subsection (a) of this Code section shall be construed to indicate that the designated chapters of Title 16 were not applicable to the enumerated financial institutions, persons, or corporations prior to April 1, 1975, or that other provisions of Title 16 are not, in appropriate circumstances, also applicable to the enumerated financial institutions, persons, or corporations.    (Code 1933, § 41A-9902, enacted by Ga. L. 1974, p. 705, § 1; Ga. L. 2016, p. 390, § 7-19/HB 811.)   RESEARCH REFERENCES   ALR.    - Criminal offense of making false statement or report as to assets or condition of bank, 85 A.L.R. 824.
GA Code § 7-1-844 (2021)
2021 Georgia Code|Title 7 - Banking and Finance|Chapter 1 - Financial Institutions|Article 9 - Criminal and Related Provisions|§ 7-1-844. Other Misdemeanors of Directors, Officers, Agents, and Employees of Financial Institutions

 Any director, officer, agent, or employee of a financial institution who shall willfully violate or participate in the violation of any of the following provisions of this chapter shall be guilty of a misdemeanor:    Code Section 7-1-37, relating to restrictions on department officials and employees;   Code Section 7-1-62, relating to accounting requirements to be followed by financial institutions;   Code Section 7-1-285, relating to loan limits on banks;   Code Section 7-1-291, relating to borrowing limits on banks;   Code Section 7-1-311, relating to operations as a fiduciary by a trust company;   Code Section 7-1-491, relating to limitations on financing to directors and officers of banks and trust companies;   Code Section 7-1-492, relating to prohibitions applicable to directors, officers, employees, and attorneys of bank and trust companies in dealings with the institutions with which they are connected; or   Code Section 7-1-658, relating to loan limits on credit unions.    (Ga. L. 1919, p. 135, art. 20, §§ 6, 21, 22, 23, 31; Code 1933, §§ 13-9906, 13-9922, 13-9930; Ga. L. 1966, p. 692, § 51; Code 1933, § 41A-9907, enacted by Ga. L. 1974, p. 705, § 1; Ga. L. 1975, p. 445, § 45.)   RESEARCH REFERENCES   Am. Jur. 2d.   - 10 Am. Jur. 2d, Banks and Financial Institutions, § 429 et seq.   C.J.S.   - 9 C.J.S., Banks and Banking, § 775.   ALR.    - Construction and application of criminal statutes relating to loans by bank to officers, directors, stockholders, or employees of bank or of banking department, 90 A.L.R. 509.
GA Code § 7-1-846 (2021)
2021 Georgia Code|Title 7 - Banking and Finance|Chapter 1 - Financial Institutions|Article 9 - Criminal and Related Provisions|§ 7-1-846. Punishment for Misdemeanor Violations

 Upon conviction of a misdemeanor as prescribed by the several provisions of this chapter, the offender shall be punished as prescribed by Code Section 17-10-3, as now or hereafter amended.   (Ga. L. 1919, p. 135, art. 20, § 38; Code 1933, § 13-9937; Code 1933, § 41A-9910, enacted by Ga. L. 1974, p. 705, § 1.)
GA Code § 7-1-860 (2021)
2021 Georgia Code|Title 7 - Banking and Finance|Chapter 1 - Financial Institutions|Article 10 - Transition Provisions; Fees of Secretary of State|§ 7-1-860. Application of Chapter

 This chapter applies to transactions and events occurring on and after April 1, 1975.   (Code 1933, § 41A-3701, enacted by Ga. L. 1974, p. 705, § 1.)
GA Code § 7-1-861 (2021)
2021 Georgia Code|Title 7 - Banking and Finance|Chapter 1 - Financial Institutions|Article 10 - Transition Provisions; Fees of Secretary of State|§ 7-1-861. Completion of Pending Transactions; Continuation of Existing Charters, Appointments, Regulations, and Fees

  Transactions validly entered into before April 1, 1975, and the rights, duties, and interests flowing from them remain valid thereafter and may be terminated, completed, consummated, or enforced as required or permitted by any statute or other law amended or repealed by this chapter as though such repeal or amendment had not occurred.   The validity of existing articles and charters shall not be impaired by this chapter. Appointments of officers in effect on April 1, 1975, shall continue in force until changed as permitted by this chapter or other applicable law. Regulations which have been issued by the department or the commissioner and fee schedules established by either of them or existing pursuant to statute shall remain in effect until changed pursuant to this chapter.    (Code 1933, § 41A-3702, enacted by Ga. L. 1974, p. 705, § 1.)
GA Code § 7-1-862 (2021)
2021 Georgia Code|Title 7 - Banking and Finance|Chapter 1 - Financial Institutions|Article 10 - Transition Provisions; Fees of Secretary of State|§ 7-1-862. Fees to Be Paid to Secretary of State

 The Secretary of State shall charge and collect fees with regard to filings by persons subject to the provisions of this chapter to the same extent as are charged and collected with regard to similar filings by corporations organized under Chapter 2 of Title 14, known as the "Georgia Business Corporation Code."   (Code 1933, § 41A-3703, enacted by Ga. L. 1974, p. 705, § 1; Ga. L. 1983, p. 602, § 21; Ga. L. 1989, p. 1257, § 32.)   Cross references.   - Fees to be paid to Secretary of State for filing documents and issuing certificates pertaining to Secretary of State corporations, § 14-4-183.
GA Code § 7-1-910 (2021)
2021 Georgia Code|Title 7 - Banking and Finance|Chapter 1 - Financial Institutions|Article 11 - Records and Reports of Currency Transactions|§ 7-1-910. Purpose

 It is the purpose of this article to require certain reports and records of transactions involving United States currency where such reports and records have a high degree of usefulness in criminal, tax, or regulatory investigations or proceedings.    (Code 1981, §7-1-910, enacted by Ga. L. 1982, p. 2219, § 1.)
GA Code § 7-1-913 (2021)
2021 Georgia Code|Title 7 - Banking and Finance|Chapter 1 - Financial Institutions|Article 11 - Records and Reports of Currency Transactions|§ 7-1-913. Access to Reports

 The Georgia Bureau of Investigation and the Department of Revenue shall have access to and shall be authorized to inspect and copy any reports filed with the department pursuant to this article.In addition, unless prohibited by federal law or by any agreements with federal authorities, the Georgia Bureau of Investigation and the Department of Revenue shall have access to and shall be authorized to inspect and copy any currency transaction report information received by the department from federal authorities.    (Code 1981, §7-1-913, enacted by Ga. L. 1982, p. 2219, § 1; Ga. L. 1994, p. 1780, § 7.)
GA Code § 7-1-914 (2021)
2021 Georgia Code|Title 7 - Banking and Finance|Chapter 1 - Financial Institutions|Article 11 - Records and Reports of Currency Transactions|§ 7-1-914. Civil Penalties; Action for Recovery

  For each willful violation of this article, the commissioner may assess upon any financial institution and upon any director, officer, or employee thereof who willfully participates in the violation a civil penalty not exceeding $1,000.00.   In the event of the failure of any person to pay any penalty assessed under this Code section, a civil action for recovery thereof may, in the discretion of the commissioner, be brought in the name of the State of Georgia.   Whoever conducts or attempts to conduct a transaction described in subsection (c) of Code Section 7-1-915 is liable to the State of Georgia for a civil penalty of not more than the amount of the funds involved in the transaction or $10,000.00, whichever is greater.     (Code 1981, §7-1-914, enacted by Ga. L. 1982, p. 2219, § 1; Ga. L. 1989, p. 1211, § 19.)
GA Code § 7-1-915 (2021)
2021 Georgia Code|Title 7 - Banking and Finance|Chapter 1 - Financial Institutions|Article 11 - Records and Reports of Currency Transactions|§ 7-1-915. Criminal Penalties; Penalties Imposed by Other Code Sections Not Superseded

  Except as provided in subsection (b) of this Code section, whoever willfully violates any provision of this article shall be guilty of a misdemeanor.   Whoever willfully violates any provision of this article where the violation is:   Committed in furtherance of the commission of any other violation of Georgia law; or   Committed as part of a pattern of illegal activity involving transactions exceeding $100,000.00 in any 12 month period  shall be guilty of a felony and, upon conviction thereof, shall be punished by a fine of not more than $500,000.00 or by imprisonment for not more than five years, or both.      Whoever, knowing that the moneys involved in a currency transaction represent the proceeds of some form of unlawful activity, conducts or attempts to conduct such a transaction which in fact involves the proceeds of specified unlawful activity:   With the intent to promote the carrying on of specified unlawful activity; or   Knowing that the transaction is designed in whole or in part to conceal or disguise the nature, the location, the source, the ownership, or the control of the proceeds of specified unlawful activity; or to avoid a transaction reporting requirement under this article  shall be sentenced to a fine of not more than $500,000.00 or twice the amount involved in the transaction, whichever is greater, or imprisonment for not more than 20 years, or both.      Nothing in subsection (c) of this Code section nor in subsection (c) of Code Section 7-1-914 shall supersede any provision of law imposing criminal or civil penalties or affording civil remedies in addition to those provided for in this Code section or in Code Section 7-1-914.     (Code 1981, §7-1-915, enacted by Ga. L. 1982, p. 2219, § 1; Ga. L. 1983, p. 3, § 5; Ga. L. 1989, p. 1211, § 20.)
GA Code § 7-1-916 (2021)
2021 Georgia Code|Title 7 - Banking and Finance|Chapter 1 - Financial Institutions|Article 11 - Records and Reports of Currency Transactions|§ 7-1-916. Forfeiture of Property Involved in Illegal Transactions

 All property of every kind used or intended for use in the course of, derived from, or realized through a transaction which in fact involves the proceeds of unlawful activity specified in Chapter 14 of Title 16 or otherwise subject to the provisions of this article shall be subject to forfeiture to the state. Forfeiture shall be had by the same procedure as is set forth in Chapter 16 of Title 9. As used in this Code section, the terms "proceeds" and "property" shall have the same meaning as set forth in Code Section 9-16-2.    (Code 1981, §7-1-916, enacted by Ga. L. 1989, p. 1211, § 21; Ga. L. 2015, p. 693, § 3-6/HB 233.)   Editor's notes.   - Ga. L. 2015, p. 693, § 4-1/HB 233, not codified by the General Assembly, provides: "This Act shall become effective on July 1, 2015, and shall apply to seizures of property for forfeiture that occur on or after that date. Any such seizure that occurs before July 1, 2015, shall be governed by the statute in effect at the time of such seizure."   Law reviews.   - For article on the 2015 amendment of this Code section, see 32 Ga. St. U.L. Rev. 1 (2015).   RESEARCH REFERENCES   ALR.   - Forfeiture of homestead based on criminal activity conducted on premises - state cases, 16 A.L.R.5th 855.
GA Code § 7-1-940 (2021)
2021 Georgia Code|Title 7 - Banking and Finance|Chapter 1 - Financial Institutions|Article 12 - Small Minority Business Development Corporations|§ 7-1-940. Definitions

 As used in this article, the term:    "Board of directors" means any board of directors of a corporation created under this article.   "Corporation" means a Georgia small minority business development corporation created under this article;   "Lending institution" means any bank or trust company, savings and loan association, insurance company or related corporation, partnership, foundation, pension fund, or other institution engaged primarily in lending or investing funds.   "Loan limit" means, for any member, the maximum amount permitted to be outstanding at any one time on member loans made by such member to the corporation, as determined under this article.   "Member" means any lending institution authorized to do business in this state which shall undertake to make member loans to a corporation created under this article, upon its call, and in accordance with this article.   "Member loan" means a loan made by a member upon the call of the corporation pursuant to Code Section 7-1-947.   "Minority person" means a lawful permanent resident of the United States who is:   Black;   Hispanic;   Asian-Pacific American;   Native American; or   Asian-Indian American.     "Small minority business" means any for profit corporation, partnership, proprietorship, association, or other business entity which:   Is at least 51 percent owned and controlled by minority persons and whose management and daily operation are controlled by one or more of the minority persons who own it;   Has gross revenue of less than $6 million in a 12 month fiscal year;   Has a net profit after taxes for each of the last two taxable years of less than $1 million;   Employs less than 500 people; and   Is not a lending institution.       (Code 1981, §7-1-940, enacted by Ga. L. 1988, p. 804, § 1; Ga. L. 2016, p. 390, § 7-4/HB 811.)   RESEARCH REFERENCES   ALR.   - Small Business Owned and Controlled by Socially or Economically Disadvantaged Person Under Small Business Act § 8(a) (15 U.S.C.A. § 637), 33 A.L.R. Fed. 3d 1 (2018).
GA Code § 7-1-942 (2021)
2021 Georgia Code|Title 7 - Banking and Finance|Chapter 1 - Financial Institutions|Article 12 - Small Minority Business Development Corporations|§ 7-1-942. Approval of Articles by Department

 Whenever the articles shall have been filed in the office of the Secretary of State and approved by the department and all filing fees and taxes prescribed by law have been paid, said entity shall constitute a corporation. Said corporation shall not be authorized to commence business until its articles are approved by the department.Upon such approval by the department, authorized stock of the corporation may thereafter be issued.    (Code 1981, §7-1-942, enacted by Ga. L. 1988, p. 804, § 1; Ga. L. 1989, p. 1257, § 33; Ga. L. 1990, p. 176, § 2.)
GA Code § 7-1-943 (2021)
2021 Georgia Code|Title 7 - Banking and Finance|Chapter 1 - Financial Institutions|Article 12 - Small Minority Business Development Corporations|§ 7-1-943. Standards for Approval of Articles by Department; Timing

  Upon receipt of an application for approval of articles from a corporation organized pursuant to this article, the department shall exercise its discretion in its consideration of the application; but the department shall not approve the application until it has ascertained to its satisfaction:   That the public need and advantage will be promoted by the establishment of the corporation;   That conditions in the locality in which the corporation will transact business afford reasonable promise of a successful operation;   That the applicants may legally invest in the stock of the corporation and that such investment would not be to the detriment of the applicants; and   That the proposed officers and directors have sufficient experience, ability, and standing to afford reasonable promise of a successful operation.     Within 90 days after receipt of an application for approval of the articles, the department shall issue a certificate either granting or denying permission for the corporation to commence business, provided that in no instance shall the department grant such permission until it has ascertained to its satisfaction that the above conditions and circumstances have been met and that the articles are in accordance with this article.     (Code 1981, §7-1-943, enacted by Ga. L. 1988, p. 804, § 1; Ga. L. 1990, p. 176, § 3.)
GA Code § 7-1-944 (2021)
2021 Georgia Code|Title 7 - Banking and Finance|Chapter 1 - Financial Institutions|Article 12 - Small Minority Business Development Corporations|§ 7-1-944. Filing Departmental Approval With Secretary of State

 Upon receiving the approval of the department, the incorporators shall file the same together with the fee specified by Code Section 7-1-862 with the Secretary of State.    (Code 1981, §7-1-944, enacted by Ga. L. 1988, p. 804, § 1; Ga. L. 1989, p. 946, § 73; Ga. L. 1989, p. 1257, § 34.)
GA Code § 7-1-946 (2021)
2021 Georgia Code|Title 7 - Banking and Finance|Chapter 1 - Financial Institutions|Article 12 - Small Minority Business Development Corporations|§ 7-1-946. Bond and Stock Holding Authority; Member Loans to Corporation Not Discriminatory

 Notwithstanding any rule at common law or any provision of any general or special law or any provision in their respective charters, agreements of association, articles of organization, or trust indentures:    Any person, including all domestic corporations organized for the purpose of carrying on business within this state and further including, without implied limitation, public utility companies and insurance companies and foreign corporations licensed to do business within this state and all lending institutions as defined in Code Section 7-1-940 and all trusts are authorized to acquire, purchase, hold, sell, assign, transfer, mortgage, pledge, or otherwise dispose of any bonds, securities, or other evidences of indebtedness created by or the shares of the corporation and, while owners of said shares, to exercise all the rights, powers, and privileges of ownership, including the right to vote thereon, all without the approval of any regulatory authority of the state, except as otherwise provided in this article;   All lending institutions are authorized to become members of the corporation and to make loans to the corporation as provided in this article and such membership shall not constitute a violation of the prohibitions contained in Code Section 7-6-1;   Each lending institution which becomes a member of the corporation is authorized to acquire, purchase, hold, sell, assign, transfer, mortgage, pledge, or otherwise dispose of any bonds, securities, or other evidences of indebtedness created by or the shares of the capital stock of the corporation and, while owners of said stock, to exercise all the rights, powers, and privileges of ownership, including the right to vote thereon, all without the approval of any regulatory authority of the State of Georgia, provided that the amount of the capital of the corporation which may be acquired by any member pursuant to the authority granted in this Code section shall not exceed 5 percent of the capital base of such member; and   The amount of shares of the corporation which any member is authorized to acquire pursuant to the authority granted in this Code section is in addition to the amount of shares in the corporation which such member may otherwise be authorized to acquire.     (Code 1981, §7-1-946, enacted by Ga. L. 1988, p. 804, § 1.)
GA Code § 7-1-948 (2021)
2021 Georgia Code|Title 7 - Banking and Finance|Chapter 1 - Financial Institutions|Article 12 - Small Minority Business Development Corporations|§ 7-1-948. Duration of Membership; Withdrawal

  Membership in the corporation shall be for the duration of the corporation, provided that, upon written notice given to the corporation two years in advance, a member may withdraw from membership in the corporation at the expiration of such notice.   A member shall not be obligated to make any loans to the corporation pursuant to calls made subsequent to notice of the intended withdrawal of said member.     (Code 1981, §7-1-948, enacted by Ga. L. 1988, p. 804, § 1.)