reglab/housing_qa huggingface dataset:
MI Comp L § 550.542 (2021)
2021 Michigan Compiled Laws|Chapter 550 - General Insurance Laws|Act 182 of 2013 - Abortion Insurance Opt-Out Act (550.541 - 550.551)|Section 550.542 - Coverage Provided by Qualified Health Plan Offered Through American Health Benefit Exchange; Elective Abortion; Optional Rider.

550.542 Coverage provided by qualified health plan offered through American health benefit exchange; elective abortion; optional rider.Sec. 2.  A qualified health plan offered through an American health benefit exchange in this state pursuant to the Patient Protection and Affordable Care Act, Public Law 111-148, as amended by the Health Care and Education Reconciliation Act of 2010, Public Law 111-152, shall not provide coverage for elective abortion. This section does not prohibit an individual, organization, or employer participating in a qualified health plan offered through an American health benefit exchange in this state from purchasing supplemental coverage for elective abortion outside of the exchange by an optional rider as provided in this act. History: 2013, Act 182, Eff. Mar. 14, 2014 Compiler's Notes: Enacting section 1 of Act 182 of 2013 provides:"Enacting Section 1. If any part or parts of this act are found to be in conflict with the state constitution of 1963, the United States constitution, or federal law, this act shall be implemented to the maximum extent that the state constitution of 1963, the United States constitution, and federal law permit. Any provision held invalid or inoperative shall be severable from the remaining portions of this act."Public Act 182 of 2013 was proposed by initiative petition pursuant to Const 1963, art II, § 9. On December 11, 2013, the initiative petition was approved by an affirmative vote of the majority of the Senate and the House of Representatives, and filed with the Secretary of State on December 12, 2013.
MI Comp L § 550.543 (2021)
2021 Michigan Compiled Laws|Chapter 550 - General Insurance Laws|Act 182 of 2013 - Abortion Insurance Opt-Out Act (550.541 - 550.551)|Section 550.543 - Certificate, Policy, or Contract; Coverage for Elective Abortion; Optional Rider.

550.543 Certificate, policy, or contract; coverage for elective abortion; optional rider.Sec. 3.  An expense-incurred hospital, medical or surgical policy or certificate, or health care corporation group or nongroup certificate delivered, issued for delivery, or renewed in this state, or a health maintenance organization group or individual contract offered outside of an American health benefit exchange shall provide coverage for elective abortion only by an optional rider for which an additional premium has been paid by the purchaser. History: 2013, Act 182, Eff. Mar. 14, 2014 Compiler's Notes: Enacting section 1 of Act 182 of 2013 provides:"Enacting Section 1. If any part or parts of this act are found to be in conflict with the state constitution of 1963, the United States constitution, or federal law, this act shall be implemented to the maximum extent that the state constitution of 1963, the United States constitution, and federal law permit. Any provision held invalid or inoperative shall be severable from the remaining portions of this act."Public Act 182 of 2013 was proposed by initiative petition pursuant to Const 1963, art II, § 9. On December 11, 2013, the initiative petition was approved by an affirmative vote of the majority of the Senate and the House of Representatives, and filed with the Secretary of State on December 12, 2013.
MI Comp L § 550.544 (2021)
2021 Michigan Compiled Laws|Chapter 550 - General Insurance Laws|Act 182 of 2013 - Abortion Insurance Opt-Out Act (550.541 - 550.551)|Section 550.544 - Purchase of Optional Rider by Employer.

550.544 Purchase of optional rider by employer.Sec. 4.  An employer may purchase an optional rider to provide coverage for elective abortion if the employer provides notice to each employee that elective abortion will be included as a rider to his or her health coverage and that the coverage may be used by a covered dependent without notice to the employee. History: 2013, Act 182, Eff. Mar. 14, 2014 Compiler's Notes: Enacting section 1 of Act 182 of 2013 provides:"Enacting Section 1. If any part or parts of this act are found to be in conflict with the state constitution of 1963, the United States constitution, or federal law, this act shall be implemented to the maximum extent that the state constitution of 1963, the United States constitution, and federal law permit. Any provision held invalid or inoperative shall be severable from the remaining portions of this act."Public Act 182 of 2013 was proposed by initiative petition pursuant to Const 1963, art II, § 9. On December 11, 2013, the initiative petition was approved by an affirmative vote of the majority of the Senate and the House of Representatives, and filed with the Secretary of State on December 12, 2013.
MI Comp L § 550.545 (2021)
2021 Michigan Compiled Laws|Chapter 550 - General Insurance Laws|Act 182 of 2013 - Abortion Insurance Opt-Out Act (550.541 - 550.551)|Section 550.545 - Offer of Optional Rider Not Required.

550.545 Offer of optional rider not required.Sec. 5.  This act does not require an insurer, health maintenance organization, health care corporation or employer to provide or offer to provide an optional rider for elective abortion coverage. History: 2013, Act 182, Eff. Mar. 14, 2014 Compiler's Notes: Enacting section 1 of Act 182 of 2013 provides:"Enacting Section 1. If any part or parts of this act are found to be in conflict with the state constitution of 1963, the United States constitution, or federal law, this act shall be implemented to the maximum extent that the state constitution of 1963, the United States constitution, and federal law permit. Any provision held invalid or inoperative shall be severable from the remaining portions of this act."Public Act 182 of 2013 was proposed by initiative petition pursuant to Const 1963, art II, § 9. On December 11, 2013, the initiative petition was approved by an affirmative vote of the majority of the Senate and the House of Representatives, and filed with the Secretary of State on December 12, 2013.
MI Comp L § 550.546 (2021)
2021 Michigan Compiled Laws|Chapter 550 - General Insurance Laws|Act 182 of 2013 - Abortion Insurance Opt-Out Act (550.541 - 550.551)|Section 550.546 - Applicability of Act.

550.546 Applicability of act.Sec. 6.  This act applies to plans, policies, certificates, or contracts delivered, issued for delivery, or renewed in this state on and after the effective date of this act. History: 2013, Act 182, Eff. Mar. 14, 2014 Compiler's Notes: Enacting section 1 of Act 182 of 2013 provides:"Enacting Section 1. If any part or parts of this act are found to be in conflict with the state constitution of 1963, the United States constitution, or federal law, this act shall be implemented to the maximum extent that the state constitution of 1963, the United States constitution, and federal law permit. Any provision held invalid or inoperative shall be severable from the remaining portions of this act."Public Act 182 of 2013 was proposed by initiative petition pursuant to Const 1963, art II, § 9. On December 11, 2013, the initiative petition was approved by an affirmative vote of the majority of the Senate and the House of Representatives, and filed with the Secretary of State on December 12, 2013.
MI Comp L § 550.547 (2021)
2021 Michigan Compiled Laws|Chapter 550 - General Insurance Laws|Act 182 of 2013 - Abortion Insurance Opt-Out Act (550.541 - 550.551)|Section 550.547 - Inapplicability of Act to Certain Benefits.

550.547 Inapplicability of act to certain benefits.Sec. 7.  This act does not apply to benefits provided under Title XIX of the Social Security Act, 42 USC 1396 to 1396W-5. History: 2013, Act 182, Eff. Mar. 14, 2014 Compiler's Notes: Enacting section 1 of Act 182 of 2013 provides:"Enacting Section 1. If any part or parts of this act are found to be in conflict with the state constitution of 1963, the United States constitution, or federal law, this act shall be implemented to the maximum extent that the state constitution of 1963, the United States constitution, and federal law permit. Any provision held invalid or inoperative shall be severable from the remaining portions of this act."Public Act 182 of 2013 was proposed by initiative petition pursuant to Const 1963, art II, § 9. On December 11, 2013, the initiative petition was approved by an affirmative vote of the majority of the Senate and the House of Representatives, and filed with the Secretary of State on December 12, 2013.
MI Comp L § 550.548 (2021)
2021 Michigan Compiled Laws|Chapter 550 - General Insurance Laws|Act 182 of 2013 - Abortion Insurance Opt-Out Act (550.541 - 550.551)|Section 550.548 - Right to Abortion Not Created.

550.548 Right to abortion not created.Sec. 8.  This act does not create a right to abortion. History: 2013, Act 182, Eff. Mar. 14, 2014 Compiler's Notes: Enacting section 1 of Act 182 of 2013 provides:"Enacting Section 1. If any part or parts of this act are found to be in conflict with the state constitution of 1963, the United States constitution, or federal law, this act shall be implemented to the maximum extent that the state constitution of 1963, the United States constitution, and federal law permit. Any provision held invalid or inoperative shall be severable from the remaining portions of this act."Public Act 182 of 2013 was proposed by initiative petition pursuant to Const 1963, art II, § 9. On December 11, 2013, the initiative petition was approved by an affirmative vote of the majority of the Senate and the House of Representatives, and filed with the Secretary of State on December 12, 2013.
MI Comp L § 550.549 (2021)
2021 Michigan Compiled Laws|Chapter 550 - General Insurance Laws|Act 182 of 2013 - Abortion Insurance Opt-Out Act (550.541 - 550.551)|Section 550.549 - Performance of Abortion.

550.549 Performance of abortion.Sec. 9.  Notwithstanding any other provision of this act, a person shall not perform an abortion that is prohibited by law. History: 2013, Act 182, Eff. Mar. 14, 2014 Compiler's Notes: Enacting section 1 of Act 182 of 2013 provides:"Enacting Section 1. If any part or parts of this act are found to be in conflict with the state constitution of 1963, the United States constitution, or federal law, this act shall be implemented to the maximum extent that the state constitution of 1963, the United States constitution, and federal law permit. Any provision held invalid or inoperative shall be severable from the remaining portions of this act."Public Act 182 of 2013 was proposed by initiative petition pursuant to Const 1963, art II, § 9. On December 11, 2013, the initiative petition was approved by an affirmative vote of the majority of the Senate and the House of Representatives, and filed with the Secretary of State on December 12, 2013.
MI Comp L § 550.550 (2021)
2021 Michigan Compiled Laws|Chapter 550 - General Insurance Laws|Act 182 of 2013 - Abortion Insurance Opt-Out Act (550.541 - 550.551)|Section 550.550 - Reimbursement Prohibited; Exception; Violation; Civil Fine; Investigation; Enforcement; Discussion of Abortion or Abortion Services Not Prohibited.

550.550 Reimbursement prohibited; exception; violation; civil fine; investigation; enforcement; discussion of abortion or abortion services not prohibited.Sec. 10.  (1) An individual or a health facility or agency shall not seek or accept reimbursement from a qualified health plan; an expense-incurred hospital, medical, or surgical policy or certificate; a health maintenance organization group or individual contract; or a health care corporation group or nongroup certificate for any services provided that are directly related to the performance of an elective abortion unless the reimbursement sought or accepted is from an optional rider provided under this act.  (2) This section does not affect legitimate and routine obstetric care, diagnostic testing, or other nonabortion procedures.  (3) An individual or health facility or agency that violates this section is liable for a civil fine of up to $10,000.00 per violation. The department shall investigate an alleged violation of this section, and the attorney general, in cooperation with the department, may bring an action to enforce this section.  (4) This section does not restrict the right of a physician or other individual licensed or registered under the public health code to discuss abortion or abortion services with a patient who is pregnant. History: 2013, Act 182, Eff. Mar. 14, 2014 Compiler's Notes: Enacting section 1 of Act 182 of 2013 provides:"Enacting Section 1. If any part or parts of this act are found to be in conflict with the state constitution of 1963, the United States constitution, or federal law, this act shall be implemented to the maximum extent that the state constitution of 1963, the United States constitution, and federal law permit. Any provision held invalid or inoperative shall be severable from the remaining portions of this act."Public Act 182 of 2013 was proposed by initiative petition pursuant to Const 1963, art II, § 9. On December 11, 2013, the initiative petition was approved by an affirmative vote of the majority of the Senate and the House of Representatives, and filed with the Secretary of State on December 12, 2013.
MI Comp L § 550.551 (2021)
2021 Michigan Compiled Laws|Chapter 550 - General Insurance Laws|Act 182 of 2013 - Abortion Insurance Opt-Out Act (550.541 - 550.551)|Section 550.551 - Definitions.

550.551 Definitions.Sec. 11.  As used in this act:  (a) "Elective abortion" means the intentional use of an instrument, drug, or other substance or device to terminate a woman’s pregnancy for a purpose other than to increase the probability of a live birth, to preserve the life or health of the child after live birth, or to remove a fetus that has died as a result of natural causes, accidental trauma, or a criminal assault on the pregnant woman. Elective abortion does not include any of the following:  (i) The use or prescription of a drug or device intended as a contraceptive.  (ii) The intentional use of an instrument, drug, or other substance or device by a physician to terminate a woman’s pregnancy if the woman’s physical condition, in the physician’s reasonable medical judgment, necessitates the termination of the woman’s pregnancy to avert her death.  (iii) Treatment upon a pregnant woman who is experiencing a miscarriage or has been diagnosed with an ectopic pregnancy.  (b) "Department" means the Michigan Department of Licensing and Regulatory Affairs or its successor.  (c) "Health care corporation" means a nonprofit health care corporation as defined in section 105 of the nonprofit health corporation reform act, 1980 PA 350, MCL 550.1105.  (d) "Health facility or agency" means that term as defined in section 20106 of the public health code, 1978 PA 368, MCL 333.20106.  (e) "Physician" means an individual licensed or otherwise authorized to engage in the practice of medicine or the practice of osteopathic medicine and surgery under article 15 of the public health code, 1978 PA 368, MCL 333.16101 to 333.18838.  (f) "Qualified health plan" means that term as defined in section 1301 of the Patient Protection and Affordable Care Act, Public Law 111-148. History: 2013, Act 182, Eff. Mar. 14, 2014 Compiler's Notes: Enacting section 1 of Act 182 of 2013 provides:"Enacting Section 1. If any part or parts of this act are found to be in conflict with the state constitution of 1963, the United States constitution, or federal law, this act shall be implemented to the maximum extent that the state constitution of 1963, the United States constitution, and federal law permit. Any provision held invalid or inoperative shall be severable from the remaining portions of this act."Public Act 182 of 2013 was proposed by initiative petition pursuant to Const 1963, art II, § 9. On December 11, 2013, the initiative petition was approved by an affirmative vote of the majority of the Senate and the House of Representatives, and filed with the Secretary of State on December 12, 2013.
MI Comp L § 550.601 (2021)
2021 Michigan Compiled Laws|Chapter 550 - General Insurance Laws|Act 173 of 1958 - Credit Insurance Act (550.601 - 550.624)|Section 550.601 - Credit Insurance Act; Short Title.

550.601 Credit insurance act; short title. Sec. 1.  This act shall be known and may be cited as "credit insurance act". History: 1958, Act 173, Eff. Sept. 13, 1958 Compiler's Notes: For transfer of the Department of Insurance and Office of the Commissioner on Insurance from the Department of Licensing and Regulation to the Department of Commerce, see E.R.O. No. 1991-9, compiled at MCL 338.3501 of the Michigan Compiled Laws.For transfer of authority, powers, duties, functions, and responsibilities of the insurance bureau and the commissioner of insurance to the commissioner of the office of financial and insurance services and the office of financial and insurance services, see E.R.O. No. 2000-2, compiled at MCL 445.2003 of the Michigan compiled laws.
MI Comp L § 550.602 (2021)
2021 Michigan Compiled Laws|Chapter 550 - General Insurance Laws|Act 173 of 1958 - Credit Insurance Act (550.601 - 550.624)|Section 550.602 - Scope of Act.

550.602 Scope of act. Sec. 2.  All life insurance and all accident and health insurance sold in connection with loans or other credit transactions shall be subject to the provisions of this act except such insurance sold in connection with loans on dwellings or mobile homes where the term of the loan is in excess of 5 years. History: 1958, Act 173, Eff. Sept. 13, 1958 ;-- Am. 1968, Act 97, Imd. Eff. June 7, 1968 Compiler's Notes: For transfer of authority, powers, duties, functions, and responsibilities of the insurance bureau and the commissioner of insurance to the commissioner of the office of financial and insurance services and the office of financial and insurance services, see E.R.O. No. 2000-2, compiled at MCL 445.2003 of the Michigan compiled laws.
MI Comp L § 550.603 (2021)
2021 Michigan Compiled Laws|Chapter 550 - General Insurance Laws|Act 173 of 1958 - Credit Insurance Act (550.601 - 550.624)|Section 550.603 - Credit Insurance Act; Definitions.

550.603 Credit insurance act; definitions. Sec. 3.  As used in this act:  (1) "Credit life insurance" means insurance on the life of a debtor pursuant to or in connection with a specific loan or other credit transaction.  (2) "Credit accident and health insurance" means insurance on a debtor to provide indemnity for payments becoming due on a specific loan or other credit transaction while the debtor is disabled as defined in the policy.  (3) "Creditor" means the lender of money or vendor or lessor of goods, services, property, rights or privileges, for which payment is arranged through a credit transaction or any successor to the right, title or interest of any such lender, vendor or lessor.  (4) "Debtor" means a borrower of money or a purchaser or lessee of goods, services, property, rights or privileges for which payment is arranged through a credit transaction.  (5) "Indebtedness" means the total amount payable by a debtor to a creditor in connection with a loan or other credit transaction.  (6) "Commissioner" means state insurance commissioner. History: 1958, Act 173, Eff. Sept. 13, 1958 Compiler's Notes: For transfer of authority, powers, duties, functions, and responsibilities of the insurance bureau and the commissioner of insurance to the commissioner of the office of financial and insurance services and the office of financial and insurance services, see E.R.O. No. 2000-2, compiled at MCL 445.2003 of the Michigan compiled laws.
MI Comp L § 550.604 (2021)
2021 Michigan Compiled Laws|Chapter 550 - General Insurance Laws|Act 173 of 1958 - Credit Insurance Act (550.601 - 550.624)|Section 550.604 - Credit Life Insurance, Credit Accident and Health Insurance; Forms.

550.604 Credit life insurance, credit accident and health insurance; forms. Sec. 4.  Credit life insurance and credit accident and health insurance shall be issued only in the following forms:  (a) Individual policies of life insurance issued to debtors on the term plan;  (b) Individual policies of accident and health insurance issued to debtors on a term plan or disability provisions in individual policies of credit life insurance;  (c) Group policies of life insurance issued to creditors providing insurance upon the lives of debtors on the term plan;  (d) Group policies of accident and health insurance issued to creditors on a term plan insuring debtors or disability provisions in group life policies to provide such coverage. History: 1958, Act 173, Eff. Sept. 13, 1958 Compiler's Notes: For transfer of authority, powers, duties, functions, and responsibilities of the insurance bureau and the commissioner of insurance to the commissioner of the office of financial and insurance services and the office of financial and insurance services, see E.R.O. No. 2000-2, compiled at MCL 445.2003 of the Michigan compiled laws.
MI Comp L § 550.605 (2021)
2021 Michigan Compiled Laws|Chapter 550 - General Insurance Laws|Act 173 of 1958 - Credit Insurance Act (550.601 - 550.624)|Section 550.605 - Credit Life Insurance; Amount.

550.605 Credit life insurance; amount. Sec. 5.  The amount of credit life insurance shall not exceed the indebtedness. Where indebtedness repayable in substantially equal installments is secured by an individual policy of credit life insurance the amount of insurance shall not exceed the approximate unpaid indebtedness on the date of death and, where secured by a group policy of credit life insurance shall not exceed the exact amount of unpaid indebtedness on such date. History: 1958, Act 173, Eff. Sept. 13, 1958 Compiler's Notes: For transfer of authority, powers, duties, functions, and responsibilities of the insurance bureau and the commissioner of insurance to the commissioner of the office of financial and insurance services and the office of financial and insurance services, see E.R.O. No. 2000-2, compiled at MCL 445.2003 of the Michigan compiled laws.
MI Comp L § 550.606 (2021)
2021 Michigan Compiled Laws|Chapter 550 - General Insurance Laws|Act 173 of 1958 - Credit Insurance Act (550.601 - 550.624)|Section 550.606 - Periodic Indemnity Payable.

550.606 Periodic indemnity payable. Sec. 6.  The amount of periodic indemnity payable by credit accident and health insurance in the event of disability, as defined in the policy, shall not exceed the aggregate of the periodic scheduled unpaid installments of indebtedness and shall not exceed the original indebtedness divided by the number of periodic installments. History: 1958, Act 173, Eff. Sept. 13, 1958 Compiler's Notes: For transfer of authority, powers, duties, functions, and responsibilities of the insurance bureau and the commissioner of insurance to the commissioner of the office of financial and insurance services and the office of financial and insurance services, see E.R.O. No. 2000-2, compiled at MCL 445.2003 of the Michigan compiled laws.