reglab/housing_qa huggingface dataset:
CA Com Code § 9526 (2021)
2021 California Code|Commercial Code - COM|DIVISION 9 - SECURED TRANSACTIONS|CHAPTER 5 - Filing|Section 9526.

9526.  (a) The Secretary of State shall adopt and publish rules to implement this division. The filing-office rules shall be consistent with this division.(b) To keep the filing-office rules and practices of the filing office in harmony with the rules and practices of filing offices in other jurisdictions that enact substantially this chapter, and to keep the technology used by the filing office compatible with the technology used by filing offices in other jurisdictions that enact substantially this chapter, the Secretary of State, so far as is consistent with the purposes, policies, and provisions of this division, in adopting, amending, and repealing filing-office rules, shall do all of the following:(1) Consult with filing offices in other jurisdictions that enact substantially this chapter.(2) Consult the most recent version of the Model Rules promulgated by the International Association of Corporate Administrators or any successor organization.(3) Take into consideration the rules and practices of, and the technology used by, filing offices in other jurisdictions that enact substantially this chapter.(Added by Stats. 1999, Ch. 991, Sec. 35. Effective January 1, 2000. Operative July 1, 2001, by Sec. 75 of Ch. 991 and Section 9701.)
CA Com Code § 9528 (2021)
2021 California Code|Commercial Code - COM|DIVISION 9 - SECURED TRANSACTIONS|CHAPTER 5 - Filing|Section 9528.

9528.  Upon the request of any person, the Secretary of State shall issue a combined certificate showing the information as to financing statements as specified in Section 9523, the information as to state tax liens as specified in Section 7226 of the Government Code, the information as to attachment liens as specified in Sections 488.375 and 488.405 of the Code of Civil Procedure, the information as to judgment liens as specified in Section 697.580 of the Code of Civil Procedure, and the information as to federal liens as specified in Section 2103 of the Code of Civil Procedure.(Amended (as to be added by Stats. 1999, Ch. 991) by Stats. 2000, Ch. 135, Sec. 20. Effective January 1, 2001. Addition and amendment operative July 1, 2001, pursuant to Stats. 1999, Ch. 991, Sec. 75, and Section 9701.)
CA Com Code § 9601 (2021)
2021 California Code|Commercial Code - COM|DIVISION 9 - SECURED TRANSACTIONS|CHAPTER 6 - Default|Section 9601.

9601.  (a) After default, a secured party has the rights provided in this chapter and, except as otherwise provided in Section 9602, those rights provided by agreement of the parties. A secured party may do both of the following:(1) Reduce a claim to judgment, foreclose, or otherwise enforce the claim, security interest, or agricultural lien by any available judicial procedure.(2) If the collateral is documents, proceed either as to the documents or as to the goods they cover.(b) A secured party in possession of collateral or control of collateral under Section 7106, 9104, 9105, 9106, or 9107 has the rights and duties provided in Section 9207.(c) The rights under subdivisions (a) and (b) are cumulative and may be exercised simultaneously.(d) Except as otherwise provided in subdivision (g) and in Section 9605, after default, a debtor and an obligor have the rights provided in this chapter and by agreement of the parties.(e) If a secured party has reduced its claim to judgment, the lien of any levy that may be made upon the collateral by virtue of an execution based upon the judgment relates back to the earliest of any of the following:(1) The date of perfection of the security interest or agricultural lien in the collateral.(2) The date of filing a financing statement covering the collateral.(3) Any date specified in a statute under which the agricultural lien was created.(f) A sale pursuant to an execution is a foreclosure of the security interest or agricultural lien by judicial procedure within the meaning of this section. A secured party may purchase at the sale and thereafter hold the collateral free of any other requirements of this division.(g) Except as otherwise provided in subdivision (c) of Section 9607, this part imposes no duties upon a secured party that is a consignor or is a buyer of accounts, chattel paper, payment intangibles, or promissory notes.(Amended by Stats. 2006, Ch. 254, Sec. 63. Effective January 1, 2007.)
CA Com Code § 9602 (2021)
2021 California Code|Commercial Code - COM|DIVISION 9 - SECURED TRANSACTIONS|CHAPTER 6 - Default|Section 9602.

9602.  Except as otherwise provided in Section 9624, to the extent that they give rights to a debtor or obligor and impose duties on a secured party, the debtor or obligor may not waive or vary the rules stated in the following listed sections:(1) Subparagraph (C) of paragraph (4) of subdivision (b) of Section 9207, which deals with use and operation of the collateral by the secured party.(2) Section 9210, which deals with requests for an accounting and requests concerning a list of collateral and statement of account.(3) Subdivision (c) of Section 9607, which deals with collection and enforcement of collateral.(4) Subdivision (a) of Section 9608 and subdivision (c) of Section 9615 to the extent that they deal with application or payment of noncash proceeds of collection, enforcement, or disposition.(5) Subdivision (a) of Section 9608 and subdivision (d) of Section 9615 to the extent that they require accounting for or payment of surplus proceeds of collateral.(6) Section 9609 to the extent that it imposes upon a secured party that takes possession of collateral without judicial process the duty to do so without breach of the peace.(7) Subdivision (b) of Section 9610, and Sections 9611, 9613, and 9614, which deal with disposition of collateral.(8) Subdivision (f) of Section 9615, which deals with calculation of a deficiency or surplus when a disposition is made to the secured party, a person related to the secured party, or a secondary obligor.(9) Section 9616, which deals with explanation of the calculation of a surplus or deficiency.(10) Section 9620, 9621, and 9622, which deal with acceptance of collateral in satisfaction of obligation.(11) Section 9623, which deals with redemption of collateral.(12) Section 9624, which deals with permissible waivers.(13) Sections 9625 and 9626, which deal with the existence of a deficiency and with the secured party’s liability for failure to comply with this division.(Added by Stats. 1999, Ch. 991, Sec. 35. Effective January 1, 2000. Operative July 1, 2001, by Sec. 75 of Ch. 991 and Section 9701.)
CA Com Code § 9603 (2021)
2021 California Code|Commercial Code - COM|DIVISION 9 - SECURED TRANSACTIONS|CHAPTER 6 - Default|Section 9603.

9603.  (a) The parties may determine by agreement the standards measuring the fulfillment of the rights of a debtor or obligor and the duties of a secured party under a rule stated in Section 9602 if the standards are not manifestly unreasonable.(b) Subdivision (a) does not apply to the duty under Section 9609 to refrain from breaching the peace.(Added by Stats. 1999, Ch. 991, Sec. 35. Effective January 1, 2000. Operative July 1, 2001, by Sec. 75 of Ch. 991 and Section 9701.)
CA Com Code § 9605 (2021)
2021 California Code|Commercial Code - COM|DIVISION 9 - SECURED TRANSACTIONS|CHAPTER 6 - Default|Section 9605.

9605.  A secured party does not owe a duty based on its status as secured party to either of the following persons:(1) To a person that is a debtor or obligor, unless the secured party knows all of the following:(A) That the person is a debtor or obligor.(B) The identity of the person.(C) How to communicate with the person.(2) To a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows both of the following:(A) That the person is a debtor.(B) The identity of the person.(Added by Stats. 1999, Ch. 991, Sec. 35. Effective January 1, 2000. Operative July 1, 2001, by Sec. 75 of Ch. 991 and Section 9701.)
CA Com Code § 9606 (2021)
2021 California Code|Commercial Code - COM|DIVISION 9 - SECURED TRANSACTIONS|CHAPTER 6 - Default|Section 9606.

9606.  For purposes of this chapter, a default occurs in connection with an agricultural lien at the time the secured party becomes entitled to enforce the lien in accordance with the statute under which it was created.(Added by Stats. 1999, Ch. 991, Sec. 35. Effective January 1, 2000. Operative July 1, 2001, by Sec. 75 of Ch. 991 and Section 9701.)
CA Com Code § 9607 (2021)
2021 California Code|Commercial Code - COM|DIVISION 9 - SECURED TRANSACTIONS|CHAPTER 6 - Default|Section 9607.

9607.  (a) If so agreed, and in any event after default, a secured party may do all of the following:(1) Notify an account debtor or other person obligated on collateral to make payment or otherwise render performance to or for the benefit of the secured party.(2) Take any proceeds to which the secured party is entitled under Section 9315.(3) Enforce the obligations of an account debtor or other person obligated on collateral and exercise the rights of the debtor with respect to the obligation of the account debtor or other person obligated on collateral to make payment or otherwise render performance to the debtor, and with respect to any property that secures the obligations of the account debtor or other person obligated on the collateral.(4) If it holds a security interest in a deposit account perfected by control under paragraph (1) of subdivision (a) of Section 9104, apply the balance of the deposit account to the obligation secured by the deposit account.(5) If it holds a security interest in a deposit account perfected by control under paragraph (2) or (3) of subdivision (a) of Section 9104, instruct the bank to pay the balance of the deposit account to or for the benefit of the secured party.(b) If necessary to enable a secured party to exercise under paragraph (3) of subdivision (a) the right of a debtor to enforce a mortgage nonjudicially, the secured party may record in the office in which a record of the mortgage is recorded both of the following:(1) A copy of the security agreement that creates or provides for a security interest in the obligation secured by the mortgage.(2) The secured party’s sworn affidavit in recordable form stating both of the following:(A) That a default has occurred with respect to the obligation secured by the mortgage.(B) That the secured party is entitled to enforce the mortgage nonjudicially.(c) A secured party shall proceed in a commercially reasonable manner if both of the following apply with respect to the secured party:(1) It undertakes to collect from or enforce an obligation of an account debtor or other person obligated on collateral.(2) It is entitled to charge back uncollected collateral or otherwise to full or limited recourse against the debtor or a secondary obligor.(d) A secured party may deduct from the collections made pursuant to subdivision (c) reasonable expenses of collection and enforcement, including reasonable attorney’s fees and legal expenses incurred by the secured party.(e) This section does not determine whether an account debtor, bank, or other person obligated on collateral owes a duty to a secured party.(Amended by Stats. 2013, Ch. 531, Sec. 22. (AB 502) Effective January 1, 2014. Operative July 1, 2014, by Sec. 28 of Ch. 531.)
CA Com Code § 9608 (2021)
2021 California Code|Commercial Code - COM|DIVISION 9 - SECURED TRANSACTIONS|CHAPTER 6 - Default|Section 9608.

9608.  (a) If a security interest or agricultural lien secures payment or performance of an obligation, the following rules apply:(1) A secured party shall apply or pay over for application the cash proceeds of collection or enforcement under Section 9607 in the following order to:(A) The reasonable expenses of collection and enforcement and, to the extent provided for by agreement and not prohibited by law, reasonable attorney’s fees and legal expenses incurred by the secured party.(B) The satisfaction of obligations secured by the security interest or agricultural lien under which the collection or enforcement is made.(C) The satisfaction of obligations secured by any subordinate security interest in or other lien on the collateral subject to the security interest or agricultural lien under which the collection or enforcement is made if the secured party receives an authenticated demand for proceeds before distribution of the proceeds is completed.(2) If requested by a secured party, a holder of a subordinate security interest or other lien shall furnish reasonable proof of the interest or lien within a reasonable time. Unless the holder complies, the secured party need not comply with the holder’s demand under subparagraph (C) of paragraph (1).(3) A secured party need not apply or pay over for application noncash proceeds of collection and enforcement under Section 9607 unless the failure to do so would be commercially unreasonable. A secured party that applies or pays over for application noncash proceeds shall do so in a commercially reasonable manner.(4) A secured party shall account to and pay a debtor for any surplus, and except as otherwise provided in subdivision (b) of Section 9626, the obligor is liable for any deficiency.(b) If the underlying transaction is a sale of accounts, chattel paper, payment intangibles, or promissory notes, the debtor is not entitled to any surplus, and the obligor is not liable for any deficiency. Subdivision (b) of Section 701.040 of the Code of Civil Procedure relating to the payment of proceeds applies only if the security agreement provides that the debtor is entitled to any surplus.(Amended (as to be added by Stats. 1999, Ch. 991) by Stats. 2000, Ch. 1003, Sec. 42. Effective January 1, 2001. Addition and amendment operative July 1, 2001, by Stats. 1999, Ch. 991, Sec. 75, and Stats. 2000, Ch. 1003, Sec. 56.)
CA Com Code § 9609 (2021)
2021 California Code|Commercial Code - COM|DIVISION 9 - SECURED TRANSACTIONS|CHAPTER 6 - Default|Section 9609.

9609.  (a) After default, a secured party may do both of the following:(1) Take possession of the collateral.(2) Without removal, render equipment unusable and dispose of collateral on a debtor’s premises under Section 9610.(b) A secured party may proceed under subdivision (a) in either of the following ways:(1) Pursuant to judicial process.(2) Without judicial process, if it proceeds without breach of the peace.(c) If so agreed, and in any event after default, a secured party may require the debtor to assemble the collateral and make it available to the secured party at a place to be designated by the secured party which is reasonably convenient to both parties.(Added by Stats. 1999, Ch. 991, Sec. 35. Effective January 1, 2000. Operative July 1, 2001, by Sec. 75 of Ch. 991 and Section 9701.)
CA Com Code § 9610 (2021)
2021 California Code|Commercial Code - COM|DIVISION 9 - SECURED TRANSACTIONS|CHAPTER 6 - Default|Section 9610.

9610.  (a) After default, a secured party may sell, lease, license, or otherwise dispose of any or all of the collateral in its present condition or following any commercially reasonable preparation or processing.(b) Every aspect of a disposition of collateral, including the method, manner, time, place, and other terms, must be commercially reasonable. If commercially reasonable, a secured party may dispose of collateral by public or private proceedings, by one or more contracts, as a unit or in parcels, and at any time and place and on any terms.(c) A secured party may purchase collateral at either of the following:(1) At a public disposition.(2) At a private disposition only if the collateral is of a kind that is customarily sold on a recognized market or the subject of widely distributed standard price quotations.(d) A contract for sale, lease, license, or other disposition includes the warranties relating to title, possession, quiet enjoyment, and the like which by operation of law accompany a voluntary disposition of property of the kind subject to the contract.(e) A secured party may disclaim or modify warranties under subdivision (d) in either of the following ways:(1) In a manner that would be effective to disclaim or modify the warranties in a voluntary disposition of property of the kind subject to the contract of disposition.(2) By communicating to the purchaser a record evidencing the contract for disposition and including an express disclaimer or modification of the warranties.(f) A record is sufficient to disclaim warranties under subdivision (e) if it indicates “There is no warranty relating to title, possession, quiet enjoyment, or the like in this disposition” or uses words of similar import.(Added by Stats. 1999, Ch. 991, Sec. 35. Effective January 1, 2000. Operative July 1, 2001, by Sec. 75 of Ch. 991 and Section 9701.)
CA Com Code § 9611 (2021)
2021 California Code|Commercial Code - COM|DIVISION 9 - SECURED TRANSACTIONS|CHAPTER 6 - Default|Section 9611.

9611.  (a) In this section, “notification date” means the earlier of the date on which:(1) A secured party sends to the debtor and any secondary obligor an authenticated notification of disposition.(2) The debtor and any secondary obligor waive the right to notification.(b) Except as otherwise provided in subdivision (d), a secured party that disposes of collateral under Section 9610 shall send to the persons specified in subdivision (c) a reasonable authenticated notification of disposition.(c) To comply with subdivision (b), the secured party shall send an authenticated notification of disposition to all of the following persons:(1) The debtor.(2) Any secondary obligor.(3) If the collateral is other than consumer goods to both of the following persons:(A) Any other person from which the secured party has received, before the notification date, an authenticated notification of a claim of an interest in the collateral.(B) Any other secured party or lienholder that, 10 days before the notification date, held a security interest in or other lien on the collateral perfected by the filing of a financing statement with respect to which all of the following apply:(i) It identified the collateral.(ii) It was indexed under the debtor’s name as of that date.(iii) It was filed in the office in which to file a financing statement against the debtor covering the collateral as of that date.(C) Any other secured party that, 10 days before the notification date, held a security interest in the collateral perfected by compliance with a statute, regulation, or treaty described in subdivision (a) of Section 9311.(d) Subdivision (b) does not apply if the collateral is perishable or threatens to decline speedily in value or is of a type customarily sold on a recognized market.(e) A secured party complies with the requirement for notification prescribed in subparagraph (B) of paragraph (3) of subsection (c) if it satisfies both of the following conditions:(1) Not later than 20 days or earlier than 30 days before the notification date, the secured party requests, in a commercially reasonable manner, information concerning financing statements indexed under the debtor’s name in the office indicated in subparagraph (B) of paragraph (3) of subdivision (c).(2) Before the notification date, the secured party either:(A) Did not receive a response to the request for information.(B) Received a response to the request for information and sent an authenticated notification of disposition to each secured party or other lienholder named in that response whose financing statement covered the collateral.(Amended (as to be added by Stats. 1999, Ch. 991) by Stats. 2000, Ch. 1003, Sec. 43. Effective January 1, 2001. Addition and amendment operative July 1, 2001, by Stats. 1999, Ch. 991, Sec. 75, and Stats. 2000, Ch. 1003, Sec. 56.)
CA Com Code § 9612 (2021)
2021 California Code|Commercial Code - COM|DIVISION 9 - SECURED TRANSACTIONS|CHAPTER 6 - Default|Section 9612.

9612.  (a) Except as otherwise provided in subdivision (b), whether a notification is sent within a reasonable time is a question of fact.(b) In a transaction other than a consumer transaction, a notification of disposition sent after default and 10 days or more before the earliest time of disposition set forth in the notification is sent within a reasonable time before the disposition.(Added by Stats. 1999, Ch. 991, Sec. 35. Effective January 1, 2000. Operative July 1, 2001, by Sec. 75 of Ch. 991 and Section 9701.)
CA Com Code § 9613 (2021)
2021 California Code|Commercial Code - COM|DIVISION 9 - SECURED TRANSACTIONS|CHAPTER 6 - Default|Section 9613.

9613.  Except in a consumer-goods transaction, the following rules apply:(1) The contents of a notification of disposition are sufficient if the notification does all of the following:(A) It describes the debtor and the secured party.(B) It describes the collateral that is the subject of the intended disposition.(C) It states the method of intended disposition.(D) It states that the debtor is entitled to an accounting of the unpaid indebtedness and states the charge, if any, for an accounting.(E) It states the time and place of a public disposition or the time after which any other disposition is to be made.(2) Whether the contents of a notification that lacks any of the information specified in paragraph (1) are nevertheless sufficient is a question of fact.(3) The contents of a notification providing substantially the information specified in paragraph (1) are sufficient, even if the notification includes either of the following:(A) Information not specified by that paragraph.(B) Minor errors that are not seriously misleading.(4) A particular phrasing of the notification is not required.(5) The following form of notification and the form appearing in subdivision (3) of Section 9614, when completed, each provides sufficient information:NOTIFICATION OF DISPOSITION OF COLLATERALTo: [Name of debtor, obligor, or other person to which the  notification is sent]From: [Name, address, and telephone number of  secured party]Name of Debtor(s): [Include only if debtor(s) are not an addressee][For a public disposition:]We will sell [or lease or license, as applicable]the _____ [describe collateral] _____ [to the highest qualified bidder in publicas follows:]Day and Date: Time: Place: [For a private disposition:]We will sell [or license, as applicable] the  _____ (describe collateral) _____ privately sometime after _____ [day and date] _____ .You are entitled to an accounting of the unpaid indebtednesssecured by the property that we intend to sell [or lease orlicense, as applicable] [for a charge of $_____]. You may requestan accounting by calling us at .[telephone number](Amended (as to be added by Stats. 1999, Ch. 991), by Stats. 2000, Ch. 1003, Sec. 44. Effective January 1, 2001. Addition and amendment operative July 1, 2001, by Stats. 1999, Ch. 991, Sec. 75, and Stats. 2000, Ch. 1003, Sec. 56.)
CA Com Code § 9617 (2021)
2021 California Code|Commercial Code - COM|DIVISION 9 - SECURED TRANSACTIONS|CHAPTER 6 - Default|Section 9617.

9617.  (a) A secured party’s disposition of collateral after default does all of the following:(1) Transfers to a transferee for value all of the debtor’s rights in the collateral.(2) Discharges the security interest under which the disposition is made.(3) Discharges any subordinate security interest or other subordinate lien.(b) A transferee that acts in good faith takes free of the rights and interests described in subdivision (a), even if the secured party fails to comply with this division or the requirements of any judicial proceeding.(c) If a transferee does not take free of the rights and interests described in subdivision (a), the transferee takes the collateral subject to all of the following:(1) The debtor’s rights in the collateral.(2) The security interest or agricultural lien under which the disposition is made.(3) Any other security interest or other lien.(Added by Stats. 1999, Ch. 991, Sec. 35. Effective January 1, 2000. Operative July 1, 2001, by Sec. 75 of Ch. 991 and Section 9701.)