reglab/housing_qa huggingface dataset:
AL Code § 32-7A-4 (2021)
2021 Code of Alabama|Title 32 - Motor Vehicles and Traffic.|Chapter 7A - Mandatory Automobile Liability Insurance.|Section 32-7A-4 - Liability Insurance Required.

Section 32-7A-4Liability insurance required. (a) No person shall operate, register, or maintain registration of, and no owner shall permit another person to operate, register, or maintain registration of, a motor vehicle designed to be used on a public highway unless the motor vehicle is covered by a liability insurance policy, a commercial automobile liability insurance policy, motor vehicle liability bond, or deposit of cash. (b)(1) The liability insurance policy or commercial automobile liability insurance policy shall be issued in amounts no less than the minimum amounts set for bodily injury or death and for destruction of property under Section 32-7-6(c). (2) The motor vehicle liability bond shall be in the amount of not less than the minimum amounts of liability coverage for bodily injury or death and for destruction of property under subsection (c) of Section 32-7-6. The bond shall be conditioned on the payment of the amount of any judgment rendered against the principal in the bond or any person responsible for the operation of the principal's motor vehicle with his or her express or implied consent, arising from injury, death, or damage sustained through the use, operation, maintenance, or control of the motor vehicle within the State of Alabama. (3) The deposit of cash with the State Treasurer shall be in the amount of not less than the minimum amounts set for bodily injury or death and for destruction of property under subsection (c) of Section 32-7-6.  (c) Only an insurer authorized to do business in this state shall issue a policy pursuant to this section for any vehicle subject to registration under Chapter 12 of Title 40. Nothing herein shall deprive an insurer of any policy defense available at common law. (d) Notwithstanding the provisions in subsection (c), any insurance policies issued by non-admitted insurance companies procured through Alabama licensed surplus lines insurance brokers, pursuant to the provisions of Section 27-10-20 for the amounts prescribed under subsection (c) of Section 32-7-6, shall be deemed to be in compliance with this chapter provided the brokers are licensed with the Department of Insurance and the brokers transfer all required insurance information in the manner and frequency as prescribed by the department. (Act 2000-554, p. 1005, §1; Act 2011-688, p. 2076, §2.)
AL Code § 32-7A-5 (2021)
2021 Code of Alabama|Title 32 - Motor Vehicles and Traffic.|Chapter 7A - Mandatory Automobile Liability Insurance.|Section 32-7A-5 - Exceptions.

Section 32-7A-5Exceptions. This chapter shall not apply to any of the following vehicles or operators: (1) Trailers as defined in Section 40-12-240, including, but not limited to, semitrailers, travel trailers, boat trailers, pole trailers, and utility trailers. (2) Motor vehicles owned and operated by the United States or any agency thereof, the State of Alabama, or any political or governmental subdivision thereof. (3) Any motor vehicle which is subject to the supervision and regulation of the Federal Motor Carrier Safety Administration or the Alabama Public Service Commission and for which the owner and/or operator has filed evidence of financial responsibility, the liability under which is not less than that required of the operator of a motor vehicle under the terms of this chapter. (4) Motor vehicles covered by a certificate of self-insurance issued by the director under the provisions of Section 32-7-34. (5) Other motor vehicles complying with laws which require the vehicles to be insured in amounts meeting or exceeding the minimum amounts required under Section 32-7-6(c). (6) Implements of husbandry as defined in Section 32-8-2. (7) Any vehicle moved solely by animal power. (8) Special mobile equipment, as defined in Section 32-8-2.  (9) Inoperable or stored motor vehicles for which the registrant has surrendered the registration and associated license plate in accordance with the rules adopted by the department prior to the motor vehicle no longer being covered by a liability insurance policy required by this chapter. (10) Motor vehicles owned by a licensed motor vehicle dealer, wholesaler, or rebuilder and held in inventory that are covered by a blanket liability insurance policy or commercial automobile liability insurance policy.  (11) Vehicles properly registered in another jurisdiction and not legally required to be registered pursuant to Chapter 12 of Title 40.  (12) Vehicles owned by a bank, a subsidiary or affiliate of a bank, or finance company, acquired as an incident to their regular business, that are covered by a blanket liability insurance policy or commercial automobile liability insurance policy. (13) Vehicles as prescribed by the commissioner that are covered by a blanket liability insurance policy or commercial automobile liability insurance policy. (Act 2000-554, p. 1005, §1; Act 2011-688, p. 2076, §2; Act 2019-446, §1.)
AL Code § 32-7A-8 (2021)
2021 Code of Alabama|Title 32 - Motor Vehicles and Traffic.|Chapter 7A - Mandatory Automobile Liability Insurance.|Section 32-7A-8 - Suspension of Registration - Notice.

Section 32-7A-8Suspension of registration - Notice. When the department determines that an owner has registered or maintained the registration of a motor vehicle without a liability insurance policy or a commercial automobile liability insurance policy in accordance with Section 32-7A-4, the department, following the expiration of the 30-day period from the date of the notice provided under Section 32-7A-11, shall notify the owner that such owner's vehicle registration has been suspended. The notice shall be in writing and shall be mailed by the U.S. Postal Service, to the registrant's last known address as reflected on the department's motor vehicle registration records. The notice shall set forth the appeal rights available to the registered owner pursuant to Chapter 2A of Title 40. (Act 2000-554, p. 1005, §1; Act 2011-688, p. 2076, §2; Act 2019-446, §1.)
AL Code § 32-7A-9 (2021)
2021 Code of Alabama|Title 32 - Motor Vehicles and Traffic.|Chapter 7A - Mandatory Automobile Liability Insurance.|Section 32-7A-9 - Online Insurance Verification System - Insurer to Allow Access.

Section 32-7A-9Online insurance verification system - Insurer to allow access.  An insurer shall allow access through an online insurance verification system to verify insurance status in accordance with Section 32-7A-7. (Act 2000-554, p. 1005, §1; Act 2001-344, p. 446, §1; Act 2006-221, p. 381, §1; Act 2010-716, p. 1775, §§1, 2; Act 2011-688, p. 2076, §3.)
AL Code § 32-7A-10 (2021)
2021 Code of Alabama|Title 32 - Motor Vehicles and Traffic.|Chapter 7A - Mandatory Automobile Liability Insurance.|Section 32-7A-10 - Online Insurance Verification System - Failure to Allow Access.

Section 32-7A-10Online insurance verification system - Failure to allow access.  (a) If any insurance company shall fail to consistently allow access through an online insurance verification system to verify coverage of motor vehicle liability insurance coverage, the department shall notify the Insurance Commissioner of any and all violations by an insurer of Sections 32-7A-9 and 32-7B-5. (b) The department shall prescribe the form and manner of transmission for the purposes of notifying the Insurance Commissioner under subsection (a). (c) The Insurance Commissioner may impose a fine of up to five thousand dollars ($5,000) per violation following a hearing, if, after receiving a notice of a potential violation of any material provision of Section 32-7A-9 or 32-7B-5 from the Insurance Commissioner, it is found that an insurer willfully violated a section listed in the notice. (Act 2000-554, p. 1005, §1; Act 2011-688, p. 2076, §3.)
AL Code § 32-7A-13 (2021)
2021 Code of Alabama|Title 32 - Motor Vehicles and Traffic.|Chapter 7A - Mandatory Automobile Liability Insurance.|Section 32-7A-13 - Liability Under Chapter.

Section 32-7A-13Effect of suspension.  All officials authorized by law to register motor vehicles, issue motor vehicle license plates, and to perform other duties in connection with the issuance of motor vehicle license plates shall refuse to register or re-register a motor vehicle or refuse to transfer the license plates if the registration is suspended pursuant to Section 32-7A-12. (Act 2000-554, p. 1005, §1; Act 2011-688, p. 2076, §3.)
AL Code § 32-7A-14 (2021)
2021 Code of Alabama|Title 32 - Motor Vehicles and Traffic.|Chapter 7A - Mandatory Automobile Liability Insurance.|Section 32-7A-14 - Complicity in Violations.

Section 32-7A-14 Complicity in violations.  A person who, whether present or absent, aids, abets, induces, procures, or causes the commission of an act which, if done directly by him or her, would be a felony or a misdemeanor under a provision of this chapter, is guilty of the same felony or misdemeanor. (Act 2000-554, p. 1005, §1; Act 2011-688, p. 2076, §3.)
AL Code § 32-7A-15 (2021)
2021 Code of Alabama|Title 32 - Motor Vehicles and Traffic.|Chapter 7A - Mandatory Automobile Liability Insurance.|Section 32-7A-15 - Alteration, etc., of Insurance Card.

Section 32-7A-15Alteration, etc., of insurance card. A person is guilty of a Class C felony who, with fraudulent intent: (1) Alters, forges, or counterfeits an insurance card to make it appear valid. (2) Makes, sells, or otherwise makes available an invalid or counterfeit insurance card, or other evidence of insurance. (Act 2000-554, p. 1005, §1; Act 2011-688, p. 2076, §3.)
AL Code § 32-7A-16 (2021)
2021 Code of Alabama|Title 32 - Motor Vehicles and Traffic.|Chapter 7A - Mandatory Automobile Liability Insurance.|Section 32-7A-16 - Additional Violations.

Section 32-7A-16Additional violations.  (a) A person is guilty of a Class C misdemeanor who: (1) Operates a motor vehicle without a liability insurance policy, a commercial automobile liability insurance policy, a motor vehicle liability insurance bond, or deposit of cash in accordance with this chapter. (2) With notice of cancellation, recision, abrogation, or termination of insurance, registers, or attempts to register a motor vehicle. (b) A person shall be guilty of a traffic violation who: (1) Operates a motor vehicle and upon demand of a law enforcement officer, fails or refuses to present satisfactory evidence of insurance unless a law enforcement officer verifies motor vehicle liability insurance coverage through the online insurance verification system. (2) Operates a vehicle the registration of which is suspended or revoked pursuant to this chapter. (3) Operates a motor vehicle and presents evidence of insurance when there is no valid insurance in effect on the motor vehicle as required by this chapter. (c) A motor vehicle may be impounded at the discretion of a law enforcement officer if the operator fails to provide evidence of registration and insurance as required by this title or Title 40. Evidence of registration and insurance may be verified through the online insurance verification system and other electronic means as necessary. (d) For the purposes of this chapter, the reference herein to operating a motor vehicle shall be satisfied whenever it is apparent that the vehicle has traveled any distance upon a public road or highway and a law enforcement officer may have only observed the results of finding the vehicle stopped either on or off the public road or highway, as for example when the vehicle has come to a stop after an accident. Witnessing the operation of the vehicle is not required for a citation to be issued under this chapter. (Act 2000-554, p. 1005, §1; Act 2011-688, P. 2076, §3.)
AL Code § 32-7A-17 (2021)
2021 Code of Alabama|Title 32 - Motor Vehicles and Traffic.|Chapter 7A - Mandatory Automobile Liability Insurance.|Section 32-7A-17 - Reinstatement of Suspended Registration; Verification by License Plate Issuing Officials.

Section 32-7A-17Reinstatement of suspended registration; verification by license plate issuing officials. (a) License plate issuing officials shall not register or re-register a motor vehicle or transfer the license plates if the registration is suspended pursuant to Section 32-7A-12. (b) Notwithstanding subsection (a), upon the request of the registrant, the license plate issuing official shall reinstate a registrant's suspended registration at such time the registrant meets the provisions of reinstatement provided for by this chapter. (c) No vehicle registration or renewal thereof shall be issued to any motor vehicle unless the license plate issuing official receives satisfactory evidence of insurance or verification of motor vehicle liability insurance through the online insurance verification system, liability insurance bond, or deposit of cash that provides the minimum motor vehicle insurance coverage required by Section 32-7-6 or is exempted under Section 32-7A-5. Verification by the license plate issuing official shall be made in a manner as prescribed by the department. (d) All officials authorized by law to issue motor vehicle license plates shall obtain, when issuing the initial motor vehicle registration or transferring a motor vehicle registration, each registrant's non-expired state issued driver's license or identification card number, a department approved federal identifying number, national driver's license, or for a company or other entity, the federal employer identification number, for inclusion within the motor vehicle registration records in the state and county databases provided these numbers shall not be included on the motor vehicle registration receipts. The department has the additional authority to assign an identifying number to vehicle registrants in order to document compliance with this chapter. This information shall be used by the department in the administration of this chapter. The requirements of this subsection shall not apply to the renewal of a motor vehicle registration. (Act 2000-554, p. 1005, §1; Act 2011-688, p. 2076, §3; Act 2013-398, p. 1516, §3; Act 2017-242, §1.)
AL Code § 32-7A-18 (2021)
2021 Code of Alabama|Title 32 - Motor Vehicles and Traffic.|Chapter 7A - Mandatory Automobile Liability Insurance.|Section 32-7A-18 - Penalties.

Section 32-7A-18Limitations of verification procedures.  No verification procedure established under this chapter shall include individual inspections of vehicles on the public streets or highways solely for the purpose of verifying the existence of a valid liability insurance policy or a commercial automobile liability insurance policy. No law enforcement officer shall stop a vehicle solely for the purpose of verifying the existence of a valid insurance policy. (Act 2000-554, p. 1005, §1; Act 2011-688, p. 2076, §3.)
AL Code § 32-7A-19 (2021)
2021 Code of Alabama|Title 32 - Motor Vehicles and Traffic.|Chapter 7A - Mandatory Automobile Liability Insurance.|Section 32-7A-19 - Display of Invalid Evidence of Insurance.

Section 32-7A-19Liability under chapter.  No state or local governmental unit and no government official or employee acting in the course of his or her official duties in the administration or enforcement of Section 32-7A-4 and related provisions of this chapter shall be liable for any damages brought directly or indirectly by the injured party or a third party, except for damages resulting from willful and wanton misconduct or gross negligence on the part of the governmental unit, official, or employee. (Act 2000-554, p. 1005, §1; Act 2011-688, p. 2076, §3.)
AL Code § 32-7A-20 (2021)
2021 Code of Alabama|Title 32 - Motor Vehicles and Traffic.|Chapter 7A - Mandatory Automobile Liability Insurance.|Section 32-7A-20 - Evidence of Coverage at Time of Citation.

Section 32-7A-20Convictions reported to department.  Whenever a court convicts a person of a violation of Section 32-7A-15 or Section 32-7A-16, the clerk of the court, within 10 calendar days, shall forward a report of the conviction to the department in a form prescribed by the department. (Act 2000-554, p. 1005, §1; Act 2011-688, p. 2076, §3.)
AL Code § 32-7A-21 (2021)
2021 Code of Alabama|Title 32 - Motor Vehicles and Traffic.|Chapter 7A - Mandatory Automobile Liability Insurance.|Section 32-7A-21 - Confidentiality of Records.

Section 32-7A-21Penalties.  The following penalties are applicable to violations of this chapter: (1) FELONIES. A person convicted of a felony for the violation of a provision of this chapter is guilty of a Class C felony and is subject to punishment as defined by the Criminal Code of Alabama. (2) MISDEMEANORS. A person convicted of a misdemeanor for the violation of a provision of this chapter is guilty of a Class C misdemeanor and is subject to punishment as defined by the Criminal Code of Alabama. (3) TRAFFIC VIOLATION. A person convicted of a traffic offense for violation of this chapter is subject to a punishment by a fine not to exceed two hundred dollars ($200) for the first conviction. Upon each subsequent conviction, the fine shall be twice the amount of the last fine. (Act 2000-554, p. 1005, §1; Act 2011-688, p. 2076, §3.)
AL Code § 32-7A-22 (2021)
2021 Code of Alabama|Title 32 - Motor Vehicles and Traffic.|Chapter 7A - Mandatory Automobile Liability Insurance.|Section 32-7A-22 - Construction.

Section 32-7A-22Display of invalid evidence of insurance.  No person shall present evidence of insurance to a law enforcement officer, court, officer of the court, the Department of Revenue, or office of the licensing official charged with motor vehicle registration and titling responsibilities, knowing there is no valid liability insurance in effect on the motor vehicle as required under Section 32-7A-4 or knowing the evidence of insurance is altered, counterfeit, or otherwise invalid as evidence of insurance required under Section 32-7A-4. If the law enforcement officer issues a citation to a motor vehicle operator for presenting invalid evidence of insurance, the officer shall confiscate the evidence for presentation in court. (Act 2000-554, p. 1005, §3; Act 2011-688, p. 2076, §3.)
AL Code § 32-7A-23 (2021)
2021 Code of Alabama|Title 32 - Motor Vehicles and Traffic.|Chapter 7A - Mandatory Automobile Liability Insurance.|Section 32-7A-23 - Evidence of Coverage at Time of Citation.

Section 32-7A-23Evidence of coverage at time of citation.  No person charged with violating the requirements of this chapter to maintain or present, or both, evidence of insurance shall be convicted of a Class C misdemeanor in accordance with subsection (a) of Section 32-7A-16 if such person produces in court satisfactory evidence that, at the time of the citation, the motor vehicle was covered by a liability insurance policy, commercial automobile liability insurance policy, liability insurance bond, or deposit of cash in accordance with Section 32-7A-4. However, such person may be convicted of a traffic violation as set forth in subsection (b) of Section 32-7A-16. (Act 2011-688, p. 2076, §4.)
AL Code § 32-7A-24 (2021)
2021 Code of Alabama|Title 32 - Motor Vehicles and Traffic.|Chapter 7A - Mandatory Automobile Liability Insurance.|Section 32-7A-24 - Confidentiality of Records.

Section 32-7A-24Confidentiality of records. Information regarding the motor vehicle registration suspension or reinstatement status of any person is confidential and shall be released only to the person who is the subject of a suspension or possible suspension, or to law enforcement agencies, courts, and other governmental entities, including officials responsible for the issuance of license plates, as necessary in the administration of this chapter. (Act 2011-688, p. 2076, §4.)
AL Code § 32-7A-25 (2021)
2021 Code of Alabama|Title 32 - Motor Vehicles and Traffic.|Chapter 7A - Mandatory Automobile Liability Insurance.|Section 32-7A-25 - Construction.

Section 32-7A-25Construction. This chapter is supplemental to other laws relative to motor vehicles and a liability insurance policy, commercial automobile liability insurance policy, liability insurance bond, or deposit of cash, and insofar as possible shall be construed in pari materia with such laws. (Act 2011-688, p. 2076, §4.)
AL Code § 32-7A-26 (2021)
2021 Code of Alabama|Title 32 - Motor Vehicles and Traffic.|Chapter 7A - Mandatory Automobile Liability Insurance.|Section 32-7A-26 - Notices Sent in Electronic Format.

Section 32-7A-26Notices sent in electronic format. The department may establish rules pursuant to the Administrative Procedure Act regarding procedures to send notices, prescribed in this chapter, in an electronic format. Notices sent in electronic format shall be allowed only if the content satisfies all of the requirements of this chapter. (Act 2015-506, 1st Sp. Sess., §2.)
AL Code § 32-7A-27 (2021)
2021 Code of Alabama|Title 32 - Motor Vehicles and Traffic.|Chapter 7A - Mandatory Automobile Liability Insurance.|Section 32-7A-27 - Disposal of Unused and Surrendered License Plates.

Section 32-7A-27Disposal of unused and surrendered license plates. The department shall provide the licensing plate issuing official the ability to dispose of unused and surrendered license plates in a uniform manner as prescribed by the department and provide guidance to registrants on the disposal and surrender of a license plate when a license plate transfer is not an available option. (Act 2019-446, §2.)
AL Code § 32-7B-1 (2021)
2021 Code of Alabama|Title 32 - Motor Vehicles and Traffic.|Chapter 7B - Alabama On-Line Insurance Verification System.|Section 32-7B-1 - Short Title.

Section 32-7B-1Short title.  This chapter may be cited as the Alabama Online Insurance Verification System Act. (Act 2011-688, §5.)
AL Code § 32-7B-2 (2021)
2021 Code of Alabama|Title 32 - Motor Vehicles and Traffic.|Chapter 7B - Alabama On-Line Insurance Verification System.|Section 32-7B-2 - Definitions.

Section 32-7B-2Definitions.  For the purposes of this chapter, the following terms shall have the following meanings respectively ascribed to them in this section, except in those instances where the context clearly indicates a different meaning: (1) ADVISORY COUNCIL. A group of 13 voting members consisting of: Two representatives of the Department of Revenue, a representative of the Department of Public Safety, and a representative of the Department of Insurance as well as three insurance company representatives appointed by the Commissioner of Insurance, a representative of the American Insurance Association, a representative of the National Association of Mutual Insurance Companies, a representative of the Property and Casualty Insurers Association of America, a representative of the Alabama Independent Agents Association, a representative of the Alabama Probate Judges Association appointed by the president of the association, and a representative of the Alabama Association of Tax Administrators appointed by the president of the association. This group shall be chaired by the Commissioner of Revenue or his or her designee. (2) COMMERCIAL AUTOMOBILE LIABILITY INSURANCE POLICY. An insurance policy as defined in Section 32-7A-2. (3) DEPARTMENT. The Department of Revenue. (4) INSURER. An insurance company licensed or authorized to do business in this state and insuring motor vehicles. (5) MOTOR VEHICLE. A motor vehicle as defined in Section 32-7A-2. (6) ONLINE INSURANCE VERIFICATION SYSTEM. An online insurance verification system using web services as recommended by the Insurance Industry Committee for Motor Vehicle Administration, developed by the advisory council, and adopted by the department. (Act 2011-688, §5.)