reglab/housing_qa huggingface dataset:
NE Code § 44-521 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-521 - Automobile liability policy; no liability on director or others furnishing information.

44-521.  Automobile liability policy; no liability on director or others furnishing information.There shall be no liability on the part of, and no cause of action of any nature shall arise against, the Director of Insurance or against any insurer, its authorized representative, its agents, its employees, or any firm, person, or corporation furnishing to the insurer information as to reasons for cancellation or intention not to renew, for any statement made by any of them in any written notice of cancellation or intention not to renew, or in any other communication, oral or written, specifying the reasons for cancellation or intention not to renew, or the providing of information pertaining thereto, or for statements made or evidence submitted at any hearings conducted in connection therewith.Source  Laws 1972, LB 1396, § 8.
NE Code § 44-523 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-523 - Automobile liability insurance policy; cancellation; notice; exceptions.

44-523.  Automobile liability insurance policy; cancellation; notice; exceptions.(1)(a) Except as provided in subdivision (1)(b) of this section, a notice of cancellation, given for reasons other than for nonpayment of premium, of a policy of automobile liability insurance issued or delivered in this state shall only be effective if mailed by registered mail, certified mail, or first-class mail using intelligent mail barcode or another similar tracking method used or approved by the United States Postal Service to the named insured at the address shown in the policy at least thirty days prior to the effective date of such cancellation.(b) A notice of cancellation, initiated by a premium finance company, of a policy of automobile liability insurance issued or delivered in this state shall only be effective if mailed by registered mail, certified mail, or first-class mail using intelligent mail barcode or another similar tracking method used or approved by the United States Postal Service to the named insured at the address shown in the policy at least ten days prior to the effective date of such cancellation.(2) For purposes of this section:(a) An insurer's substitution of insurance upon renewal which results in substantially equivalent coverage shall not be considered a cancellation of a policy; and(b) The transfer of a policyholder between insurers within the same insurance group shall be considered a cancellation of a policy only if the transfer results in policy coverage or rates substantially less favorable to the insured.(3) This section shall not apply (a) to any policy subject to sections 44-514 to 44-521, (b) to any policy issued under an automobile assigned risk plan or to any policy of insurance issued principally to cover personal or premises liability of an insured even though such insurance may also provide some incidental coverage for liability arising out of the ownership, maintenance, or use of a motor vehicle on the premises of the insured or on the ways adjoining such premises, and (c) to any policy or coverage which has been in effect less than sixty days at the time notice of cancellation is mailed or delivered by the insurer unless it is a renewal policy.(4) Any attempted cancellation in violation of the provisions of this section shall be void.Source   Laws 1972, LB 481, § 1;   Laws 1973, LB 390, § 1;   R.S.1943, (1988), § 44-379.01;   Laws 1989, LB 92, § 127;  Laws 1999, LB 326, § 4;  Laws 2001, LB 360, § 6;  Laws 2017, LB406, § 3.  Annotations This section governs cancellation of automobile liability policies which are not included in section 44-514. Glockel v. State Farm Mut. Auto. Ins. Co., 219 Neb. 222, 361 N.W.2d 559 (1985).
NE Code § 44-524 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-524 - Health claim form; act, how cited.

44-524.  Health claim form; act, how cited.Sections 44-524 to 44-530 shall be known and may be cited as the Standardized Health Claim Form Act.Source  Laws 1994, LB 1222, § 52.
NE Code § 44-525 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-525 - Health claim form; purposes of act.

44-525.  Health claim form; purposes of act.The purposes of the Standardized Health Claim Form Act are to standardize the forms used in the billing and reimbursement of health care, reduce the number of forms utilized and increase efficiency in the reimbursement of health care through standardization, and encourage the use of electronic data interchange of health care expenses and reimbursement.Source  Laws 1994, LB 1222, § 53.
NE Code § 44-526 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-526 - Health claim form; terms, defined.

44-526.  Health claim form; terms, defined.For purposes of the Standardized Health Claim Form Act:(1) Ambulatory surgical facility shall mean a facility, not a part of a hospital, which provides surgical treatment to patients not requiring hospitalization and which is licensed as a health clinic as defined by section 71-416 but shall not include the offices of private physicians or dentists whether for individual or group practice;(2) Health care shall mean any treatment, procedure, or intervention to diagnose, cure, care for, or treat the effects of disease or injury or congenital or degenerative condition;(3) Health care practitioner shall mean an individual or group of individuals in the form of a partnership, limited liability company, or corporation licensed, certified, or otherwise authorized or permitted by law to administer health care in the course of professional practice and shall include the health care professions and occupations which are regulated in the Uniform Credentialing Act;(4) Hospital shall mean a hospital as defined by section 71-419 except state hospitals administered by the Department of Health and Human Services;(5) Institutional care providers shall mean all facilities licensed or otherwise authorized or permitted by law to administer health care in the ordinary course of business and shall include all health care facilities defined in the Health Care Facility Licensure Act;(6) Issuer shall mean an insurance company, fraternal benefit society, health maintenance organization, third-party administrator, or other entity reimbursing the costs of health care expenses;(7) Medicaid shall mean the medical assistance program pursuant to the Medical Assistance Act;(8) Medicare shall mean Title XVIII of the federal Social Security Act, 42 U.S.C. 1395 et seq., as amended; and(9) Uniform claim form shall mean the claim forms and electronic transfer procedures developed pursuant to section 44-527.Source   Laws 1994, LB 1222, § 54;   Laws 1996, LB 1044, § 235;  Laws 2000, LB 819, § 68;  Laws 2006, LB 1248, § 58;  Laws 2007, LB463, § 1134. Cross References   Health Care Facility Licensure Act, see section 71-401.  Medical Assistance Act, see section 68-901.  Uniform Credentialing Act, see section 38-101.
NE Code § 44-527 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-527 - Health claim form; director; duties.

44-527.  Health claim form; director; duties.The Director of Insurance shall develop uniform claim forms and uniform electronic transfer procedures for issuers, institutional care providers, and health care practitioners. The director shall consult with interested individuals and associations who have expertise in the development and maintenance of uniform claim forms and procedures. The director shall utilize forms available from state and federal sources and may modify such forms to meet the specific needs for health care in this state.Source  Laws 1994, LB 1222, § 55.
NE Code § 44-528 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-528 - Health claim form; acceptance and utilization required.

44-528.  Health claim form; acceptance and utilization required.No issuer, institutional care provider, or health care practitioner shall contract with any person or employer, union, or other organization under which health care services or benefits are provided unless such person or organization accepts and utilizes or agrees to accept and utilize the uniform claim form for claims for health care services and benefits provided to employees or members.Source  Laws 1994, LB 1222, § 56.
NE Code § 44-529 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-529 - Health claim form; hospital and ambulatory surgical facility; billing invoice; duty.

44-529.  Health claim form; hospital and ambulatory surgical facility; billing invoice; duty.Each hospital and ambulatory surgical facility shall issue and complete a billing invoice on the uniform claim form for outpatient and inpatient services provided by the hospital or ambulatory surgical facility as a condition of reimbursement by medicaid, medicare, and issuers.Source  Laws 1994, LB 1222, § 57.
NE Code § 44-530 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-530 - Health claim form; violation; penalty; license revocation.

44-530.  Health claim form; violation; penalty; license revocation.Any person who knowingly violates or knowingly aids or abets in the violation of the Standardized Health Claim Form Act or who fails to perform any duty under such act shall be guilty of a Class III misdemeanor. Any issuer who violates the act shall be subject to license revocation by the Department of Insurance.Source  Laws 1994, LB 1222, § 58.
NE Code § 44-531 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-531 - Reduction or elimination of coverage; restrictive condition; notice required; right of parties to amend contract.

44-531.  Reduction or elimination of coverage; restrictive condition; notice required; right of parties to amend contract.(1) If an insurer reduces or eliminates any coverage in or introduces a more restrictive condition as part of a policy in force delivered or issued for delivery in this state and subject to sections 44-514 to 44-521 or section 44-522 or 44-523 prior to renewal of the policy and other than at the request of the named insured or as required by law, the insurer shall send to the named insured a notice explaining clearly what coverage has been reduced or eliminated or what condition has been restricted. The notice may be in a printed or electronic form if the named insured requested the electronic form and there was an agreement to that effect with the insurer prior to such request. If the named insured does not receive the notice, the reduction or elimination of coverage or restrictive condition shall not become part of the policy. It shall be a rebuttable presumption that all insureds received the notice if it was sent by email or first-class mail to the named insured's last-known email address or mailing address contained in the policy.(2) Notice of any reduction or elimination of coverage or restrictive condition as part of a policy in force delivered or issued for delivery in this state and subject to sections 44-514 to 44-521 or section 44-522 or 44-523 and other than at the request of the named insured or as required by law shall be sent to each agency that holds an agency contract with the insurer prior to the introduction into the marketplace of a policy containing the reduction or elimination of coverage or restrictive condition.(3) Nothing in this section shall restrict the right of the parties to an insurance contract to amend the contract, during the policy term but not during the renewal process, pursuant to an endorsement attached to the policy if requested by a named insured under the policy. An endorsement attached to a policy pursuant to this subsection requires no further notice beyond such endorsement.Source Laws 2008, LB1045, § 1.
NE Code § 44-601 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-601 - Over-insurance; policies for more than five years prohibited.

44-601.  Over-insurance; policies for more than five years prohibited.It shall be unlawful for any insurance company or any agent to knowingly issue any fire insurance policy upon property within this state for an amount which, with any existing insurance, exceeds the fair value of the property or of the interest of the insured therein, or for a longer time than for five years, except as provided in section 44-812.Source   Laws 1913, c. 154, § 109, p. 454;   R.S.1913, § 3246;   Laws 1919, c. 190, tit. V, art. VIII, § 1, p. 634;   C.S.1922, § 7845;   C.S.1929, § 44-701;   R.S.1943, § 44-601. Annotations  Where fire insurance policies issued by different insurers contain prohibitions against other insurance and prorating clauses, but no escape clauses, any loss is to be prorated. Kent v. Insurance Co. of North America, 189 Neb. 769, 205 N.W.2d 532 (1973). Where fire insurance policy contained condition that total insurance on the property should not exceed a sum named, and at the time, unknown to insurer, there existed other valid insurance in an amount greater than the sum so named, the latter policy does not take effect. Quisenberry v. National Fire Ins. Co., 132 Neb. 793, 273 N.W. 197 (1937).
NE Code § 44-602 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-602 - Over-insurance; procurement unlawful.

44-602.  Over-insurance; procurement unlawful.It shall be unlawful for any party having an insurable interest in property located in this state to knowingly procure any fire insurance policy upon his interest in such property, for an amount in excess of the fair value of his interest in the property, or for an amount which, with any existing insurance thereon, exceeds the fair value of his interest in the property.Source   Laws 1913, c. 154, § 110, p. 454;   R.S.1913, § 3247;   Laws 1919, c. 190, tit. V, art. VIII, § 2, p. 635;   C.S.1922, § 7846;   C.S.1929, § 44-702;   R.S.1943, § 44-602. Annotations Where fire insurance policies issued by different insurers contain prohibitions against other insurance and prorating clauses, but no escape clauses, any loss is to be prorated. Kent v. Insurance Co. of North America, 189 Neb. 769, 205 N.W.2d 532 (1973).
NE Code § 44-603 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-603 - Over-insurance; penalties.

44-603.  Over-insurance; penalties.Every insurer who makes insurance upon any building or property or interest therein against loss or damage by fire, and every agent who issues a fire insurance policy covering any building or property or interest therein, and every insured who procures a policy of fire insurance upon any building or property or interest therein owned by him, is presumed to know the insurable value of such building or property or interest therein at the time such insurance is effected. Any insurer who knowingly makes insurance on any building or property or interest therein against loss or damage by fire in excess of the insurable value thereof, shall be fined in a sum not less than fifty dollars nor more than one hundred dollars. Any agent who knowingly effects insurance on a building or property or interest therein in excess of the insurable value thereof shall be fined in a sum not less than fifteen nor more than twenty-five dollars.Source   Laws 1913, c. 154, § 111, p. 454;   R.S.1913, § 3248;   Laws 1919, c. 190, tit. V, art. VIII, § 3, p. 635;   C.S.1922, § 7847;   C.S.1929, § 44-703;   R.S.1943, § 44-603.
NE Code § 44-606 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-606 - Fire insurance; premium; policy must state.

44-606.  Fire insurance; premium; policy must state.Every fire insurance policy must state on its face the amount of the premium.Source   Laws 1913, c. 154, § 113, p. 455;   R.S.1913, § 3250;   Laws 1919, c. 190, tit. V, art. VIII, § 5, p. 635;   C.S.1922, § 7849;   C.S.1929, § 44-705;   R.S.1943, § 44-606.
NE Code § 44-701 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-701 - Life insurance; policies; how signed.

44-701.  Life insurance; policies; how signed.All life insurance policies except industrial policies delivered in this state shall be signed by the secretary or assistant secretary; in their absence, by a secretary pro tempore and by the president or vice president, or, in their absence, by two directors, of the company issuing the same.Source   Laws 1913, c. 154, § 118, p. 460;   R.S.1913, § 3255;   Laws 1919, c. 190, tit. V, art. IX, § 1, p. 641;   C.S.1922, § 7854;   C.S.1929, § 44-801;   R.S.1943, § 44-701.
NE Code § 44-703 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-703 - Life insurance; claims; false statements in application; effect.

44-703.  Life insurance; claims; false statements in application; effect.In any claim arising under a policy which has been issued in this state by any life insurance company without previous medical examination, or without the knowledge and consent of the insured, or if said insured is under ten years of age, without the consent of the parent, guardian or other person having legal custody of said minor, the statements made in the application as to age, physical condition and family history of the insured, shall be valid and binding upon the company, but the company shall not be debarred from proving as a defense to such claim that said statements were willfully false, fraudulent or misleading.Source   Laws 1913, c. 154, § 120, p. 460;   R.S.1913, § 3257;   Laws 1919, c. 190, tit. V, art. IX, § 3, p. 641;   C.S.1922, § 7856;   C.S.1929, § 44-803;   R.S.1943, § 44-703;   Laws 1969, c. 373, § 1, p. 1330.  Annotations If the defendant insurance company fails to set up a condition precedent contained in the insurance policy in suit, and fails to allege its breach by the plaintiff, such defense is waived. Farmers & Bankers Life Ins. Co. v. Mathers, 135 Neb. 757, 284 N.W. 286 (1939).
NE Code § 44-705 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-705 - Life, sickness, or accident insurance; annuities; minors; competency.

44-705.  Life, sickness, or accident insurance; annuities; minors; competency.A minor not less than ten years of age, as determined by nearest birthday, shall not be deemed incompetent by reason of such minority to contract for or with respect to insurance or annuities upon his life or against bodily injury or death by accident or disability from sickness, for the benefit of himself or his estate, or for the benefit of the father, mother, husband, wife, brother or sister of such minor; nor shall such minor be deemed incompetent by reason of such minority to surrender such insurance or give a valid discharge on account of any benefit accruing or for money payable under the contract; Provided, such surrender or discharge shall be approved in writing by the parent of such minor or person liable for his support.Source   Laws 1913, c. 154, § 121, p. 462;   R.S.1913, § 3258;   Laws 1919, c. 190, tit. V, art. IX, § 4, p. 643;   C.S.1922, § 7857;   Laws 1925, c. 118, § 1, p. 314;   C.S.1929, § 44-804;   Laws 1933, c. 77, § 1, p. 319;   Laws 1937, c. 102, § 1, p. 358;   Laws 1941, c. 85, § 1, p. 333;   C.S.Supp.,1941, § 44-804;   R.S.1943, § 44-705;   Laws 1969, c. 373, § 2, p. 1331.
NE Code § 44-706 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-706 - Life insurance; minors; policy options; applicant may exercise.

44-706.  Life insurance; minors; policy options; applicant may exercise.Subject to the rights of any person other than the minor whose life is insured, the applicant for a policy upon the life of a minor may during the lifetime of said minor and prior to the time such minor shall be ten years of age at nearest birthday, exercise any option contained in said policy in all respects the same as though such applicant were the person insured by or the owner of said policy, and, under like circumstances, shall be entitled to collect and receive all sums payable upon or on account of such policy.Source   Laws 1937, c. 102, § 1, p. 359;   Laws 1941, c. 85, § 1, p. 333;   C.S.Supp.,1941, § 44-804;   R.S.1943, § 44-706;   Laws 1969, c. 373, § 3, p. 1331.
NE Code § 44-706.01 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-706.01 - Life insurance; minor; payments; competency.

44-706.01.  Life insurance; minor; payments; competency.Any minor domiciled in this state, who shall have attained the age of eighteen years, shall be deemed competent to receive, and to give full acquittance and discharge for a single sum or for periodical payments, not exceeding three thousand dollars in any one year, payable by a life insurance company under the maturity, death or settlement agreement provisions in effect or elected by such minor under a life insurance policy or annuity contract, if such policy, contract or agreement shall provide for the payment or payments to such minor and if prior to such payment the company had not received written notice of the appointment of a duly qualified guardian of the estate of such minor; but no such minor shall be deemed competent to alienate the right to such payment or payments or to anticipate the same.The provisions of this section shall not be construed as requiring any insurance company making such payment to determine whether any other insurance company may be effecting a similar payment to the same minor.Source  Laws 1969, c. 373, § 4, p. 1332.
NE Code § 44-707 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-707 - Domestic company; contingency reserve.

44-707.  Domestic company; contingency reserve.Any domestic life insurance company may accumulate and maintain, in addition to the net value of its policies and all accumulations held on account of existing or future dividends, policies, or groups of such policies, a contingency reserve of not more than twenty percent of said net value, or the sum of one hundred thousand dollars, whichever is the greater. For cause shown, the Department of Insurance may, at any time, and from time to time, permit any company to accumulate and maintain a larger contingency reserve, not exceeding one year under any one permission, by filing in the office of the department a written request stating the reasons therefor.Source   Laws 1913, c. 154, § 122, p. 462;   R.S.1913, § 3259;   Laws 1919, c. 190, tit. V, art. IX, § 5, p. 643;   C.S.1922, § 7858;   C.S.1929, § 44-805;   R.S.1943, § 44-707;   Laws 1947, c. 165, § 1, p. 472.