reglab/housing_qa huggingface dataset:
MO Rev Stat § 376.301 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 376 - Life, Health and Accident Insurance|Section 376.301 - Tangible personal property interests permitted, when.

Effective - 28 Aug 2007   376.301. Tangible personal property interests permitted, when. — 1. (1) Subject to the limitations of section 376.297, an insurer may acquire tangible personal property or equity interest therein located or used wholly or in part within a domestic jurisdiction directly or indirectly through limited partnership interest and general partnership interest not otherwise prohibited by subsection 4 of section 376.294, joint ventures, stock of an investment subsidiary or membership interests in a limited liability company, trust certificates, or other similar instruments.  (2) Investments acquired under subdivision (1) of this subsection shall be eligible only if:  (a) The property is subject to a lease or other agreement with a person whose rated credit instruments in the amount of the purchase prices of the personal property the insurer could then acquire under section 376.298; and  (b) The lease or other agreement provides the insurer the right to receive rental, purchase, or other fixed payments for this use or purchase of the property and the aggregate value of the payments, together with the estimated residual value of the property at the end of its useful life and the estimated tax benefits to the insurer resulting from ownership of the property shall be adequate to return the cost of the insurer's investment in the property plus a return deemed adequate by the insurer.  2. An insurer shall compute the amount of each investment under this section on the basis of the out-of-pocket purchase price and applicable related expenses paid by the insurer for the investment, net of each borrowing made to finance the purchase price, and expenses to the extent the borrowing is without recourse to the insurer.  3. An insurer shall not acquire an investment under this section if as a result of and after giving effect to the investment the aggregate amount of all investments then held by the insurer under this section would exceed:  (1) Two percent of its admitted assets; or  (2) One-half of one percent of its admitted assets as to any single item of tangible personal property.  4. For purposes of determining compliance with the limitations of section 376.297, investments acquired by an insurer under this section shall be aggregated with those acquired under section 376.298 and each lessee of the property under a lease referred to in this section shall be deemed the issuer of an obligation in the amount of the investment of the insurer in the property determined as provided in subsection 2 of this section.  5. Nothing in this section shall be applicable to tangible personal property lease arrangements between an insurer and its subsidiaries and affiliates under a cost-sharing arrangement or agreement permitted under chapter 382. ­­-------- (L. 1953 p. 234 §§ 1, 2, A.L. 1967 p. 516, A.L. 2007 S.B. 66)
MO Rev Stat § 376.305 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 376 - Life, Health and Accident Insurance|Section 376.305 - Rulemaking authority.

Effective - 28 Aug 2007   376.305. Rulemaking authority. — The director may promulgate rules to implement the provisions of sections 376.291 to 376.307. Any rule or portion of a rule, as that term is defined in section 536.010, that is created under the authority delegated in this section shall become effective only if it complies with and is subject to all of the provisions of chapter 536 and, if applicable, section 536.028. This section and chapter 536 are nonseverable and if any of the powers vested with the general assembly under chapter 536 to review, to delay the effective date, or to disapprove and annul a rule are subsequently held unconstitutional, then the grant of rulemaking authority and any rule proposed or adopted after August 28, 2007, shall be invalid and void. ­­-------- (L. 1957 p. 222 §§ 1, 2, A.L. 1969 H.B. 296, A.L. 1985 H.B. 823, A.L. 2007 S.B. 66)
MO Rev Stat § 376.306 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 376 - Life, Health and Accident Insurance|Section 376.306 - Cash surrender value, life insurer may lend to policyholder, when.

Effective - 28 Aug 2007   376.306. Cash surrender value, life insurer may lend to policyholder, when. — A life insurer may lend to a policyholder on the security of the cash surrender value of the policyholder's policy a sum not to exceed the legal reserve that the insurer is required to maintain on the policy. ­­-------- (L. 2007 S.B. 66)
MO Rev Stat § 376.308 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 376 - Life, Health and Accident Insurance|Section 376.308 - Secondary mortgage market act, not to preempt health insurer, when.

Effective - 28 Aug 1991   376.308. Secondary mortgage market act, not to preempt health insurer, when. — No requirement for the making of any investment or holding any asset by an insurer, health services corporation, health maintenance organization or other entity regulated by the department of commerce and insurance pursuant to chapter 354 or chapters 374 to 385 shall be preempted by the provisions of section 106 of Title I of the federal Secondary Mortgage Market Act of 1984, as codified and may be amended from time to time. ­­-------- (L. 1991 H.B. 385, et al. § 115)
MO Rev Stat § 376.310 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 376 - Life, Health and Accident Insurance|Section 376.310 - Investment of surplus and reserve funds by foreign companies.

Effective - 28 Aug 1945   376.310. Investment of surplus and reserve funds by foreign companies. — Any life insurance company organized under the laws of another state, and admitted to do business in the state of Missouri, shall have power to invest its capital, reserve and surplus funds in the same manner, to the same extent and in the same investments as are permitted to domestic life insurance companies organized under the laws of this state; provided, that nothing herein contained shall be so construed as to prohibit any such foreign company from investing its capital, reserve and surplus funds as permitted by its charter and the laws of its domiciliary state. ­­-------- (L. 1945 p. 1012 § 6032A)
MO Rev Stat § 376.325 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 376 - Life, Health and Accident Insurance|Section 376.325 - Any willing provider provision — definitions.

Effective - 28 Aug 2013   376.325. Any willing provider provision — definitions. — 1. To the extent a health carrier has developed a closed or exclusive provider network as provided in subdivision (19) of section 376.426 through contractual arrangements with selected providers, such health carrier shall accept into such closed or exclusive network any willing licensed physician who agrees to accept a fee schedule, payment, or reimbursement rate that is fifteen percent less than the health carrier's standard prevailing or market fee schedule, payment, or reimbursement rate for such network in the specific geography of the licensed physician's practice.  2. This section shall not apply to any licensed physician who does not meet the health carrier's selection standards and credentialing criteria or who has not entered into the health carrier's standard participating provider agreement.  3. As used in this section, the term "health carrier" shall have the same meaning ascribed to it in section 376.1350. The term "physician" shall mean a physician licensed to practice in Missouri under the provisions of chapter 334. As used in this section, a "closed or exclusive provider network" is a network for a health benefit plan that requires all health care services to be delivered by a participating provider in the health carrier's network, except for emergency services, as defined in section 376.1350, and the services described in subsection 4 of section 376.811. ­­-------- (L. 2013 S.B. 262)
MO Rev Stat § 376.330 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 376 - Life, Health and Accident Insurance|Section 376.330 - Securities may be changed.

Effective - 28 Aug 1939   376.330. Securities may be changed. — Any company organized under the laws of this state, or doing in this state any business mentioned in section 376.010, may at any time change the securities in which its capital or any part thereof is invested, whether the same are deposited with the director of the department of commerce and insurance or elsewhere, for any other securities; provided, that the amount or value of the securities required by sections 376.010 to 376.670 to be deposited with said director shall in no case be diminished or impaired. ­­-------- (RSMo 1939 § 5827)  Prior revisions: 1929 § 5716; 1919 § 6127; 1909 § 6921
MO Rev Stat § 376.350 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 376 - Life, Health and Accident Insurance|Section 376.350 - Reports to director.

Effective - 28 Aug 2000   376.350. Reports to director. — 1. It shall be the duty of the president or vice president and secretary or actuary, or a majority of the directors, of every life assurance company organized pursuant to sections 376.010 to 376.670 or pursuant to the laws of this state, or any such company incorporated by or organized pursuant to the laws of the United States or any other state, and doing business in this state, annually, on the first day of January, or within sixty days thereafter, to prepare under oath, and deposit in the office of the director of the department of commerce and insurance, a statement made up for the year ending the thirty-first day of December next preceding, showing:  (1) The number of policies issued during the year;  (2) The amount of assurance effected thereby;  (3) The amount of premiums received during the year;  (4) The amount received for interest, and all other receipts during the year, classifying the items;  (5) The amount of losses paid during the year;  (6) The amount of losses unpaid, giving the reason for such nonpayment;  (7) The amount of expenses, classifying the items;  (8) The whole number of policies in force, specifying the description;  (9) The amount of liabilities or risks thereon, and of all other liabilities;  (10) The amount of capital stock and how invested;  (11) The amount of assets other than capital, specifying the particular sources from whence they have been derived, and the manner in which they are invested, and what amount is invested in real estate, in stocks, promissory notes and other securities, and what amount is loaned on bonds and mortgages, or deeds of trust, stocks, policies of the company and other securities, specifying the kinds and amounts;  (12) The amount of dividend declared to stockholders and policyholders, respectively, and how much remains unpaid; and  (13) A statement of any other facts or information concerning the affairs of said company which may be required by the director.  2. Notwithstanding any other provision of law to the contrary, information regarding compensation of any employee or officer contained within a statement required to be filed pursuant to this section shall not be subject to disclosure to any person other than employees of the department. ­­-------- (RSMo 1939 § 5829, A.L. 2000 S.B. 896)  Prior revisions: 1929 § 5718; 1919 § 6129; 1909 § 6923
MO Rev Stat § 376.379 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 376 - Life, Health and Accident Insurance|Section 376.379 - Medication synchronization services, offer of coverage required.

Effective - 28 Aug 2016   *376.379. Medication synchronization services, offer of coverage required. — 1. A health carrier or managed care plan offering a health benefit plan in this state that provides prescription drug coverage shall offer, as part of the plan, medication synchronization services developed by the health carrier or managed care plan that allow for the alignment of refill dates for an enrollee's prescription drugs that are covered benefits.  2. Under its medication synchronization services, a health carrier or managed care plan shall:  (1) Not charge an amount in excess of the otherwise applicable co-payment amount under the health benefit plan for dispensing a prescription drug in a quantity that is less than the prescribed amount if:  (a) The pharmacy dispenses the prescription drug in accordance with the medication synchronization services offered under the health benefit plan; and  (b) A participating provider dispenses the prescription drug; and  (2) Provide a full dispensing fee to the pharmacy that dispenses the prescription drug to the covered person.  3. For purposes of this section, the terms "health carrier", "managed care plan", "health benefit plan", "enrollee", and "participating provider" shall have the same meanings given to such terms under section 376.1350. ­­-------- (L. 2016 S.B. 608 merged with S.B. 865 & 866) Effective 8-28-16 (S.B. 865 & 866); *10-14-16 (S.B. 608), see § 21.250  *S.B. 608 was vetoed July 5, 2016. The veto was overridden on September 14, 2016.
MO Rev Stat § 376.381 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 376 - Life, Health and Accident Insurance|Section 376.381 - Health insurance products, department duties.

Effective - 12 Jul 2013, 2 histories   376.381. Health insurance products, department duties. — Notwithstanding any other provision of law to the contrary, the department of commerce and insurance shall exercise its authority and responsibility over health insurance product form filings, consumer complaints, and investigations into compliance with state law, regardless as to how a health insurance product may be sold or marketed in this state or to residents of this state. ­­-------- (L. 2013 S.B. 262 § 1)  Effective 7-12-13
MO Rev Stat § 376.385 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 376 - Life, Health and Accident Insurance|Section 376.385 - Diabetes — insurance coverage for equipment, supplies and self-management training.

Effective - 28 Aug 1997   376.385. Diabetes — insurance coverage for equipment, supplies and self-management training. — 1. Each entity offering individual and group health insurance policies providing coverage on an expense-incurred basis, individual and group service or indemnity type contracts issued by a health services corporation, individual and group service contracts issued by a health maintenance organization, all self-insured group arrangements, to the extent not preempted by federal law, and all managed health care delivery entities of any type or description, that are delivered, issued for delivery, continued or renewed in this state on or after January 1, 1998, shall offer coverage for all physician-prescribed medically appropriate and necessary equipment, supplies and self-management training used in the management and treatment of diabetes. Coverage shall include persons with gestational, type I or type II diabetes.  2. Health care services required by this section shall not be subject to any greater deductible or co-payment than any other health care service provided by the policy, contract or plan.  3. No entity enumerated in subsection 1 of this section may reduce or eliminate coverage due to the requirements of this section.  4. Nothing in this section shall apply to accident-only, specified disease, hospital indemnity, Medicare supplement, long-term care, or other limited benefit health insurance policies. ­­-------- (L. 1997 S.B. 24)
MO Rev Stat § 376.386 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 376 - Life, Health and Accident Insurance|Section 376.386 - Prescription drugs, one co-payment for dosage prescribed.

Effective - 28 Aug 2006   376.386. Prescription drugs, one co-payment for dosage prescribed. — For any health carrier or health benefit plan, as defined in section 376.1350, that provides prescription drug coverage, if a prescription drug covered by a health carrier or health benefit plan is prescribed in a single dosage amount for which the particular prescription drug is not manufactured in such single dosage amount and requires dispensing the particular prescription drug in a combination of different manufactured dosage amounts, the health carrier or health benefit plan shall only impose one co-payment for the dispensing of the combination of manufactured dosages that equal the prescribed dosage for such prescription drug. Such co-payment requirement shall not apply to prescriptions in excess of a one-month supply. If technology does not permit such adjudication, the health carrier or health benefit plan shall provide reimbursement forms for the patient. ­­-------- (L. 2006 S.B. 567 & 792 § 376.392)
MO Rev Stat § 376.387 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 376 - Life, Health and Accident Insurance|Section 376.387 - Pharmacy benefits manager, limitations and restrictions — enforcement.

Effective - 28 Aug 2020, 2 histories   376.387. Pharmacy benefits manager, limitations and restrictions — enforcement. — 1. For purposes of this section, the following terms shall mean:  (1) "Covered person", the same meaning as such term is defined in section 376.1257;  (2) "Health benefit plan", the same meaning as such term is defined in section 376.1350;  (3) "Health carrier" or "carrier", the same meaning as such term is defined in section 376.1350;  (4) "Pharmacy", the same meaning as such term is defined in chapter 338;  (5) "Pharmacy benefits manager", the same meaning as such term is defined in section 376.388.  2. No pharmacy benefits manager shall include a provision in a contract entered into or modified on or after August 28, 2018, with a pharmacy or pharmacist that requires a covered person to make a payment for a prescription drug at the point of sale in an amount that exceeds the lesser of:  (1) The copayment amount as required under the health benefit plan; or  (2) The amount an individual would pay for a prescription if that individual paid with cash.  3. A pharmacy or pharmacist shall have the right to provide to a covered person information regarding the amount of the covered person's cost share for a prescription drug, the covered person's cost of an alternative drug, and the covered person's cost of the drug without adjudicating the claim through the pharmacy benefits manager. Neither a pharmacy nor a pharmacist shall be proscribed by a pharmacy benefits manager from discussing any such information or from selling a more affordable alternative to the covered person.  4. No pharmacy benefits manager shall, directly or indirectly, charge or hold a pharmacist or pharmacy responsible for any fee amount related to a claim that is not known at the time of the claim's adjudication, unless the amount is a result of improperly paid claims or charges for administering a health benefit plan.  5. This section shall not apply with respect to claims under Medicare Part D, or any other plan administered or regulated solely under federal law, and to the extent this section may be preempted under the Employee Retirement Income Security Act of 1974 for self-funded employer-sponsored health benefit plans.  6. A pharmacy benefits manager shall notify in writing any health carrier with which it contracts if the pharmacy benefits manager has a conflict of interest, any commonality of ownership, or any other relationship, financial or otherwise, between the pharmacy benefits manager and any other health carrier with which the pharmacy benefits manager contracts.  7. The department of commerce and insurance shall enforce this section. ­­-------- (L. 2018 S.B. 826, A.L. 2020 H.B. 1682)
MO Rev Stat § 376.390 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 376 - Life, Health and Accident Insurance|Section 376.390 - Reserve liability for group insurance — how computed.

Effective - 28 Aug 1943   376.390. Reserve liability for group insurance — how computed. — The reserve liability for group insurance written by any life insurance company doing business in this state shall be computed upon such tables and basis as may be approved by the director of the department of commerce and insurance. ­­-------- (RSMo 1939 § 5832, A.L. 1943 p. 596)  Prior revision: 1929 § 5721
MO Rev Stat § 376.391 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 376 - Life, Health and Accident Insurance|Section 376.391 - Co-payments for chiropractic services, cap.

Effective - 28 Aug 2009   376.391. Co-payments for chiropractic services, cap. — A health benefit plan or health carrier, as defined in section 376.1350, including but not limited to preferred provider organizations, independent physicians associations, third-party administrators, or any entity that contracts with licensed health care providers shall not impose any co-payment that exceeds fifty percent of the total cost of providing any single chiropractic service to its enrollees. ­­-------- (L. 2009 H.B. 577)
MO Rev Stat § 376.392 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 376 - Life, Health and Accident Insurance|Section 376.392 - Prescription drug formularies, enrollees to be notified of changes to, when.

Effective - 01 Jan 2008   376.392. Prescription drug formularies, enrollees to be notified of changes to, when. — For any health carrier or health benefit plan, as defined in section 376.1350, that provides prescription drug coverage or contracts with a third-party for prescription drug services, the health carrier or health benefit plan shall notify enrollees presently taking a prescription drug electronically, or in writing, upon request of the enrollee, at least thirty days prior to any deletions, other than generic substitutions, in the health carrier's or health benefit plan's prescription drug formulary that affect such enrollees. ­­-------- (L. 2007 H.B. 818)  Effective 1-01-08