reglab/housing_qa huggingface dataset:
24-A ME Rev Stat § 2902-E (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 39: CASUALTY INSURANCE CONTRACTS|Subchapter 1: GENERAL PROVISIONS|24-A §2902-E. Limitation on surcharge

 §2902-E. Limitation on surcharge An insurer may not impose a surcharge or otherwise increase the rate for a motor vehicle insurance policy solely on the basis that the named insured, a member of the insured's household or a person who customarily operates the insured's vehicle has had an operator's license suspended pursuant to Title 28‑A, sections 2052 and 2053.   [PL 1993, c. 93, §1 (NEW).]SECTION HISTORY RR 1993, c. 1, §62 (RNU). PL 1993, c. 93, §1 (NEW).
24-A ME Rev Stat § 2902-F (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 39: CASUALTY INSURANCE CONTRACTS|Subchapter 1: GENERAL PROVISIONS|24-A §2902-F. Volunteer drivers

 §2902-F. Volunteer drivers An insurer may not refuse to issue motor vehicle liability insurance to an applicant solely because the applicant is a volunteer driver. An insurer may not impose a surcharge or otherwise increase the rate for a motor vehicle policy solely on the basis that the named insured, a member of the insured's household or a person who customarily operates the insured's vehicle is a volunteer driver. For purposes of this section, "volunteer driver" means a person who provides services, including transporting individuals or goods, without compensation above expenses to a nonprofit agency or charitable organization as defined in Title 14, section 158-A. This section does not prohibit an insurer from refusing to renew, imposing a surcharge or otherwise raising the rate for a motor vehicle liability insurance policy based upon factors other than the volunteer status of the insured driver.   [PL 1995, c. 132, §1 (NEW).]SECTION HISTORY PL 1995, c. 132, §1 (NEW).
24-A ME Rev Stat § 2902-G (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 39: CASUALTY INSURANCE CONTRACTS|Subchapter 1: GENERAL PROVISIONS|24-A §2902-G. Discounted premiums for older drivers

 §2902-G. Discounted premiums for older drivers 1.  Discount; accident prevention course required.  Any rates, rating schedules or rating manuals for the liability, personal injury protection and collision coverages of a motor vehicle insurance policy submitted to or filed with the bureau must provide for an appropriate discount in premium charges for such coverages for a 3-year period when the principal operator of the covered vehicle is an insured 55 years of age or older who successfully completes a motor vehicle accident prevention course approved by the Department of Public Safety, Bureau of Highway Safety.   [PL 2001, c. 130, §1 (NEW).] 2.  Condition.  The premium reduction required by subsection 1 is effective for a 3-year period after an insured 55 years of age or older successfully completes an approved motor vehicle accident prevention course, except that the insurer may require, as a condition of providing and maintaining the discount, that for a 3-year period after the course is completed:   A. The insured or a member of the insured's household insured under the policy not be involved in an accident for which the insured is at fault;   [PL 2001, c. 130, §1 (NEW).]B. The insured or a member of the insured's household insured under the policy not have committed a moving violation as defined in Title 29‑A, section 101, subsection 44; or   [PL 2001, c. 130, §1 (NEW).]C. The insured or a member of the insured's household insured under the policy not be subject to a driver's license suspension.   [PL 2001, c. 130, §1 (NEW).][PL 2001, c. 130, §1 (NEW).] 3.  Qualification; certificate.  An organization offering an approved motor vehicle accident prevention course used to qualify for the premium discount required by subsection 1 shall issue a certificate to a person who successfully completes the course.   [PL 2001, c. 130, §1 (NEW).] 4.  Application.  An insured is not eligible for the premium discount under subsection 1 when the insured is required by a court or other government entity to complete the approved motor vehicle accident prevention course because the insured has committed a moving violation as defined in Title 29‑A, section 101, subsection 44.   [PL 2001, c. 130, §1 (NEW).] 5.  Eligibility.  An insured must pass an approved motor vehicle accident prevention course every 3 years to continue to be eligible for the premium discount.   [PL 2001, c. 130, §1 (NEW).] SECTION HISTORY PL 2001, c. 130, §1 (NEW).
24-A ME Rev Stat § 2903 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 39: CASUALTY INSURANCE CONTRACTS|Subchapter 1: GENERAL PROVISIONS|24-A §2903. Liability absolute when loss occurs

 §2903. Liability absolute when loss occurs The liability of every insurer which insures any person against accidental loss or damage on account of personal injury or death or on account of accidental damage to property shall become absolute whenever such loss or damage, for which the insured is responsible, occurs. The rendition of a final judgment against the insured for such loss or damage shall not be a condition precedent to the right or obligation of the insurer to make payment on account of such loss or damage.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 2904 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 39: CASUALTY INSURANCE CONTRACTS|Subchapter 1: GENERAL PROVISIONS|24-A §2904. Judgment creditor may have insurance; exceptions

 §2904. Judgment creditor may have insurance; exceptions Whenever any person, administrator, executor, guardian, recovers a final judgment against any other person for any loss or damage specified in section 2903, the judgment creditor is entitled to have the insurance money applied to the satisfaction of the judgment by bringing a civil action, in the judgment creditor's own name, against the insurer to reach and apply the insurance money, if when the right of action accrued, the judgment debtor was insured against such liability and if before the recovery of the judgment the insurer had had notice of such accident, injury or damage. The insurer has the right to invoke the defenses described in this section in the proceedings. The provisions of this paragraph and section 2903 do not apply:   [RR 2021, c. 1, Pt. B, §254 (COR).]1.  Motor vehicle operated illegally or by one under age.  When the insured automobile, motor vehicle or truck is being operated by any person contrary to law as to age or by any person under the age of 16 years where no statute restricts the age; or   [PL 1969, c. 132, §1 (NEW).] 2.  Motor vehicle used in race contest.  When such automobile, motor vehicle or trust is being used in any race or speed contest; or   [PL 1969, c. 132, §1 (NEW).] 3.  Motor vehicle used for towing a trailer.  When such automobile, motor vehicle or truck is being used for towing or propelling a trailer unless such privilege is indorsed on the policy or such trailer is also insured by the insurer; or   [PL 1969, c. 132, §1 (NEW).] 4.  Liability assumed.  In the case of any liability assumed by the insured for others; or   [PL 1969, c. 132, §1 (NEW).] 5.  Liability under workers' compensation.  In the case of any liability under any workers' compensation agreement, plan or law; or   [PL 1989, c. 502, Pt. A, §98 (AMD).] 6.  Fraud or collusion.  When there is fraud or collusion between the judgment creditor and the insured.   [PL 1969, c. 132, §1 (NEW).] No civil action shall be brought against an insurer to reach and apply such insurance money until 20 days shall have elapsed from the time of the rendition of the final judgment against the judgment debtors.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1989, c. 502, §A98 (AMD). RR 2021, c. 1, Pt. B, §254 (COR).
24-A ME Rev Stat § 2905 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 39: CASUALTY INSURANCE CONTRACTS|Subchapter 1: GENERAL PROVISIONS|24-A §2905. Cancellation, release of interest insured under, automobile physical damage insurance (REPEALED)

 §2905. Cancellation, release of interest insured under, automobile physical damage insurance (REPEALED)SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1973, c. 339, §2 (RP).
24-A ME Rev Stat § 2906 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 39: CASUALTY INSURANCE CONTRACTS|Subchapter 1: GENERAL PROVISIONS|24-A §2906. Automobile insurance, cancellation, nonrenewal and certain changes because of age, prohibited (REPEALED)

 §2906. Automobile insurance, cancellation, nonrenewal and certain changes because of age, prohibited (REPEALED)SECTION HISTORY PL 1971, c. 160 (NEW). PL 1971, c. 622, §79 (AMD). PL 1973, c. 339, §2 (RP).
24-A ME Rev Stat § 2907 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 39: CASUALTY INSURANCE CONTRACTS|Subchapter 1: GENERAL PROVISIONS|24-A §2907. Coverage for sales tax credit

 §2907. Coverage for sales tax credit All contracts of motor vehicle casualty insurance delivered or issued for delivery in this State covering motor vehicles registered in this State shall provide coverage for the value of the sales tax credit that would have been available upon trade thereof at the highest book value at the time of loss or destruction of the insured vehicle.   [PL 1973, c. 219 (NEW).]SECTION HISTORY PL 1973, c. 219 (NEW).
24-A ME Rev Stat § 2909 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 39: CASUALTY INSURANCE CONTRACTS|Subchapter 1: GENERAL PROVISIONS|24-A §2909. Insurance for dealers and transporters

 §2909. Insurance for dealers and transporters 1.  As used in this section, "owner" means the owner of a motor vehicle, the owner's agent, employee or independent contractor.   [PL 1989, c. 261, §1 (NEW).] 2.  The superintendent may not approve any policy required pursuant to Title 29‑A, section 1612, unless coverage is provided for both the owner and operator of the motor vehicle.   [PL 1995, c. 65, Pt. A, §70 (AMD); PL 1995, c. 65, Pt. A, §153 (AFF); PL 1995, c. 65, Pt. C, §15 (AFF).] 3.  The owner's policy must provide primary coverage up to the limits specified in Title 29‑A, section 1612. Any other valid and collectible insurance policy available to an operator who is not the owner must provide excess coverage.   [PL 1995, c. 65, Pt. A, §70 (AMD); PL 1995, c. 65, Pt. A, §153 (AFF); PL 1995, c. 65, Pt. C, §15 (AFF).] SECTION HISTORY PL 1989, c. 261, §1 (NEW). PL 1995, c. 65, §A70 (AMD). PL 1995, c. 65, §§A153,C15 (AFF).
24-A ME Rev Stat § 2910 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 39: CASUALTY INSURANCE CONTRACTS|Subchapter 1: GENERAL PROVISIONS|24-A §2910. Loss information to be supplied

 §2910. Loss information to be supplied 1.  Request for information.  Every insurer shall provide loss information concerning an insurance policy to its insured within 30 calendar days of the receipt of a written request from the insured or an insurance agent or other authorized representative of the insured. An insurer may not cancel or refuse to renew an insurance policy for the nonpayment of premium during any period within which the insurer fails to provide the loss information requested under this section, unless the insured requests that information fewer than 45 calendar days prior to the expiration date of the insurance policy.   [PL 1989, c. 696, §1 (NEW).] 2.  Transmittal of request.  If an insured requests loss information from an insurance agent or an authorized representative of the insured, the representative or agent shall transmit the request for loss information to the insurer within 4 working days.   [PL 1989, c. 696, §1 (NEW).] 3.  Definitions.  As used in this section, unless the context otherwise indicates, the following terms have the following meanings.   A. "Insurance policy" means the insurance policy relating to the loss information requested pursuant to this section.   [PL 1989, c. 696, §1 (NEW).]B. "Loss information," except with respect to workers' compensation insurance, means the following items: the name of the insured, the date of the loss, the date that the claim was received by the insurer, a description of the loss, any amount paid by the insurer on account of the loss, any amount reserved for the loss and whether the claim is open or closed.   [PL 1989, c. 696, §1 (NEW).]C. "Loss information," with respect to workers' compensation insurance, means the following items: the name of the claimant, the date of the injury, a description of the injury, any amount paid for medical expense, any amount paid for indemnity expense, any medical reserve, the total incurred losses and whether the claim is open or closed.   [PL 1989, c. 696, §1 (NEW).][PL 1989, c. 696, §1 (NEW).] SECTION HISTORY PL 1989, c. 696, §1 (NEW).
24-A ME Rev Stat § 2910-B (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 39: CASUALTY INSURANCE CONTRACTS|Subchapter 1: GENERAL PROVISIONS|24-A §2910-B. Assessment of value of motor vehicle

 §2910-B. Assessment of value of motor vehicle If an insurer uses the value of a comparable motor vehicle to assess the value of a damaged motor vehicle, the comparable motor vehicle used by the insurer must be in Maine, New Hampshire, Vermont, Massachusetts, Connecticut, Rhode Island or New York and the value of that comparable motor vehicle must be its value in Maine, New Hampshire, Vermont, Massachusetts, Connecticut, Rhode Island or New York to the extent comparable vehicles are available in these states. An insurer may use a comparable motor vehicle in a state not specified in this section only after determining that comparable motor vehicles are not available in the states specified in this section.   [PL 2021, c. 283, §1 (NEW).]SECTION HISTORY PL 2021, c. 283, §1 (NEW).
24-A ME Rev Stat § 2911 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 39: CASUALTY INSURANCE CONTRACTS|Subchapter 2: AUTOMOBILE INSURANCE CANCELLATION CONTROL ACT|24-A §2911. Title

 §2911. Title This subchapter shall be known as the "Maine Automobile Insurance Cancellation Control Act." Unless otherwise specified, all hearings held under this subchapter shall conform to the procedures set forth in the Maine Administrative Procedure Act, Title 5, chapter 375, subchapter IV.   [PL 1977, c. 694, §425 (AMD).]SECTION HISTORY PL 1973, c. 339, §1 (NEW). PL 1973, c. 439 (NEW). PL 1973, c. 625, §145 (RP). PL 1977, c. 694, §425 (AMD).
24-A ME Rev Stat § 2912 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 39: CASUALTY INSURANCE CONTRACTS|Subchapter 2: AUTOMOBILE INSURANCE CANCELLATION CONTROL ACT|24-A §2912. Definitions

 §2912. Definitions As used in this subchapter, unless otherwise required by the context, the following words shall have the following meanings.   [PL 1973, c. 339, §1 (NEW).]1.  Policy.  "Policy" means an automobile insurance policy providing bodily injury liability, property damage liability, medical payments, uninsured motorist coverage, physical damage coverage, or any combination thereof, delivered or issued for delivery in this State, insuring a single individual or one or more related individuals resident in the same household, as named insured and insuring vehicles of the following types only:   A. Motor vehicles of the private passenger or station wagon type that are not used as public conveyances nor rented to others; and   [PL 2007, c. 188, Pt. C, §3 (AMD).]B. Any other 4-wheel motor vehicles with a load capacity of 1,500 pounds or less that are not used in the business or professions of the insured.   [PL 2007, c. 188, Pt. C, §3 (AMD).][PL 2007, c. 188, Pt. C, §3 (AMD).] 2.  Renewal or renew.  "Renewal" or "to renew" means the issuance and delivery by an insurer of a policy replacing at the end of the previous policy term a policy previously issued and delivered by the same insurer, or the issuance and delivery of a certificate or notice extending the coverage of the policy beyond its original term. For purposes of this subchapter, the transfer of a policy from an insurer to an affiliate is considered a policy renewal.   Any policy written for a term longer than one year or with no fixed expiration date is considered written for successive policy terms of one year for the purposes of this subchapter.   [PL 2007, c. 188, Pt. C, §4 (AMD).] 3.  Nonpayment of premium.  "Nonpayment of premium" means failure of the named insured to discharge when due any of the named insured's obligations in connection with the payment of premium on the policy, or any installment of a premium, whether the premium is payable directly to the insurer or its agent or indirectly under any premium finance plan or extension of credit.   [RR 2015, c. 1, §28 (COR).] SECTION HISTORY PL 1973, c. 339, §1 (NEW). PL 1973, c. 439 (NEW). PL 1973, c. 625, §145 (RP). PL 1977, c. 403, §1 (AMD). PL 2005, c. 114, §1 (AMD). PL 2007, c. 188, Pt. C, §§3, 4 (AMD). RR 2015, c. 1, §28 (COR).
24-A ME Rev Stat § 2913 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 39: CASUALTY INSURANCE CONTRACTS|Subchapter 2: AUTOMOBILE INSURANCE CANCELLATION CONTROL ACT|24-A §2913. When not applicable

 §2913. When not applicable This subchapter shall not apply to any policy:   [PL 1973, c. 339, §1 (NEW).]1.  Insured under an automobile assigned risk plan;   [PL 1973, c. 339, §1 (NEW).] 2.  Covering garage, automobile sales agency, repair shop, service station or public parking place operation hazards;   [PL 1973, c. 339, §1 (NEW).] 3.  Insuring more than 4 automobiles;   [PL 1973, c. 339, §1 (NEW).] 4.  Issued principally to cover personal or premises liability of an insured even though such insurance may also provide some incidental coverage for liability arising out of the ownership, maintenance or use of a motor vehicle on the premises of such insured or on the ways immediately adjoining the premises.   [PL 1973, c. 339, §1 (NEW).] SECTION HISTORY PL 1973, c. 339, §1 (NEW). PL 1973, c. 439 (NEW). PL 1973, c. 625, §145 (RP).
24-A ME Rev Stat § 2914 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 39: CASUALTY INSURANCE CONTRACTS|Subchapter 2: AUTOMOBILE INSURANCE CANCELLATION CONTROL ACT|24-A §2914. Notice of cancellation -- reasons

 §2914. Notice of cancellation -- reasons No policy may be cancelled except by notice to the insured and any other person mentioned in the loss payable clause of an automobile physical damage policy, as provided in this subchapter.   [PL 1973, c. 339, §1 (NEW).]No notice of cancellation of a policy shall be effective unless it is based on one or more of the following reasons:   [PL 1973, c. 339, §1 (NEW).]1.  Nonpayment of premium.  No notice of cancellation for nonpayment of premium shall be effective unless deemed received under section 2915 after the premium due date;   [PL 1979, c. 347, §1 (AMD).] 2.  Fraud or material misrepresentation affecting the policy or the presentation of a claim;   [PL 1973, c. 339, §1 (NEW).] 3.  Violation of terms or conditions of the policy;   [PL 1973, c. 339, §1 (NEW).] 4.  The named insured or any operator who either resides in the same household or customarily operates an automobile insured under the policy has a driver's license suspended, other than a first or 2nd suspension under Title 29‑A, section 2471, subsection 2 or section 2472, subsection 2 or a suspension under Title 28‑A, section 2052, or revoked during the policy term or, if the policy is a renewal, during its term or the 180 days immediately preceding its effective date.   [PL 1995, c. 65, Pt. A, §71 (AMD); PL 1995, c. 65, Pt. A, §153 (AFF); PL 1995, c. 65, Pt. C, §15 (AFF).] During the policy period, an automobile insurance policy may not be modified except by agreement between the insured and the insurer. Modification agreed upon between the insured and the insurer shall not be deemed a cancellation of the coverage or of the policy.   [PL 1977, c. 403, §2 (RPR).]This section shall not apply to any policy or coverage which has been in effect less than 60 days at the time notice of cancellation is received by the named insured nor shall section 2920 apply to any policy or coverage that has been in effect less than 60 days.   [PL 1979, c. 347, §2 (AMD).]This section shall not apply to nonrenewal of an automobile insurance policy.   [PL 1977, c. 403, §2 (NEW).]SECTION HISTORY PL 1973, c. 339, §1 (NEW). PL 1973, c. 439 (NEW). PL 1973, c. 625, §145 (RP). PL 1977, c. 403, §2 (AMD). PL 1979, c. 347, §§1,2 (AMD). PL 1987, c. 138 (AMD). PL 1993, c. 93, §2 (AMD). PL 1995, c. 65, §A71 (AMD). PL 1995, c. 65, §§A153,C15 (AFF).
24-A ME Rev Stat § 2915 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 39: CASUALTY INSURANCE CONTRACTS|Subchapter 2: AUTOMOBILE INSURANCE CANCELLATION CONTROL ACT|24-A §2915. Delivery of notice

 §2915. Delivery of notice A notice of cancellation of a policy is not effective unless received by the named insured at least 20 days prior to the effective date of cancellation, or, when the cancellation is for nonpayment of premium, at least 10 days prior to the effective date of cancellation. In the event the policy provides automobile physical damage coverage, like notice of cancellation must also be given to any party mentioned in the loss payable clause. A postal service certificate of mailing to the named insured at the insured's last known address is conclusive proof of receipt on the 5th calendar day after mailing.   [PL 2007, c. 188, Pt. C, §5 (AMD).]Except for a policy that has been in effect for less than 60 days at the time notice of cancellation is received by the named insured, the reason for cancellation must accompany the notice, together with a notice of the right to apply for a hearing before the superintendent within 30 days, as provided in section 2920.   [PL 2007, c. 188, Pt. C, §5 (AMD).]  SECTION HISTORY PL 1973, c. 339, §1 (NEW). PL 1973, c. 439 (NEW). PL 1973, c. 585, §12 (AMD). PL 1973, c. 625, §145 (RP). PL 1977, c. 403, §3 (AMD). PL 1979, c. 347, §§3,4 (AMD). PL 1989, c. 172, §4 (AMD). PL 2005, c. 114, §2 (AMD). PL 2007, c. 188, Pt. C, §5 (AMD).
24-A ME Rev Stat § 2916 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 39: CASUALTY INSURANCE CONTRACTS|Subchapter 2: AUTOMOBILE INSURANCE CANCELLATION CONTROL ACT|24-A §2916. Automobile insurance, cancellation, nonrenewal and certain changes because of age, prohibited

 §2916. Automobile insurance, cancellation, nonrenewal and certain changes because of age, prohibited An insurance company authorized to transact business in this State may not refuse to issue, cancel or refuse to renew, reduce liability limits for or charge a higher premium for a policy for the sole reason that an applicant for coverage, a person to whom such policy has been issued or another insured driver has reached a certain age.   [PL 2017, c. 11, §1 (AMD).]SECTION HISTORY PL 1973, c. 339, §1 (NEW). PL 1973, c. 439 (NEW). PL 1973, c. 625, §145 (RP). PL 2017, c. 11, §1 (AMD).