reglab/housing_qa huggingface dataset:
CO Code § 5-20-211 (2021)
2021 Colorado Code|Title 5 - Consumer Credit Code|Article 20 - Colorado Student Loan Servicers|Part 2 - Private Student Education Lenders|§ 5-20-211. Record Retention - Confidentiality

  A private education lender shall establish and maintain records and permit the administrator to access and copy any records or records systems required to be maintained pursuant to this part 2 or rules of the administrator adopted to implement this part 2. The lender shall retain loan files, including any records specified for retention under rules of the administrator, for not less than six years after the termination of the loan account.    The administrator shall not make public the name or identity of a person whose acts or conduct the administrator investigates or examines pursuant to this part 2 or the facts disclosed in the investigation or examination.    The administrator may disclose registration application and renewal records provided to the administrator and other contents of registration records maintained pursuant to this part 2, but the administrator shall not make public the confidential information contained in the records.    The restrictions on the disclosure of information in subsections (2) and (3) of this section do not apply to disclosures made by the administrator in furtherance of actions or administrative enforcement proceedings pursuant to this part 2.     History. Source: L. 2021: Entire part added,(SB 21-057), ch. 378, p. 2525, § 5, effective June 29.
CO Code § 5-20-213 (2021)
2021 Colorado Code|Title 5 - Consumer Credit Code|Article 20 - Colorado Student Loan Servicers|Part 2 - Private Student Education Lenders|§ 5-20-213. Actions - Counterclaims

     For litigation proceedings commenced on or after June 29, 2021, a court shall not enter a judgment on a private education loan obligation if the collection agency does not comply with the requirements of section 5-20-212.    For litigation proceedings commenced before June 29, 2021, the court shall not enter a judgment until the collection agency is provided an opportunity to submit proof of compliance with section 5-20-212.       If a lender or collection agency fails to comply with the requirements of this part 2, a private education loan borrower may bring an action, including a counterclaim, against the lender or collection agency to recover or obtain:   An order setting aside or vacating any default judgment entered against the private education loan borrower;    A judgment in favor of the private education loan borrower;    Actual damages or five hundred dollars, whichever is greater;    Restitution of all money taken from or paid by the private education loan borrower after a judgment was obtained by a creditor;    Punitive damages;    Injunctive relief;    Correction of the private education loan borrower's credit report;    Attorney fees and court costs; and    Any other relief that the court deems proper.        History. Source: L. 2021: Entire part added,(SB 21-057), ch. 378, p. 2529, § 5, effective June 29.
CO Code § 6-1-103 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 1 - Consumer Protection - General|§ 6-1-103. Attorney General and District Attorneys Concurrently Responsible for Enforcement

 The attorney general and the district attorneys of the several judicial districts of this state are concurrently responsible for the enforcement of this article 1. Until the Colorado supreme court adopts a venue provision relating to this article 1, actions instituted pursuant to this article 1 may be brought in the county where an alleged deceptive trade practice occurred or where any portion of a transaction involving an alleged deceptive trade practice occurred, or in the county where the principal place of business of any defendant is located, or in the county in which any defendant resides. An action under this article 1 brought by the attorney general or a district attorney does not require proof that a deceptive trade practice has a significant public impact.   History. Source: L. 69: P. 376, § 11. C.R.S. 1963: § 55-5-11. L. 73: P. 620, § 4. L. 77: Entire section R&RE, p. 348, § 1, effective July 1. L. 87: Entire section amended, p. 357, § 2, effective July 1. L. 2019: Entire section amended,(HB 19-1289), ch. 268, p. 2515, § 1, effective May 23. History. Source: L. 69: P. 376, § 11. C.R.S. 1963: § 55-5-11. L. 73: P. 620, § 4. L. 77: Entire section R&RE, p. 348, § 1, effective July 1. L. 87: Entire section amended, p. 357, § 2, effective July 1. L. 2019: Entire section amended,(HB 19-1289), ch. 268, p. 2515, § 1, effective May 23.    ANNOTATION   Applied in Barreras v. People, 636 P.2d 686 (Colo. 1981).
CO Code § 6-1-104 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 1 - Consumer Protection - General|§ 6-1-104. Cooperative Reporting

 [ ] The district attorneys may cooperate in a statewide reporting system by receiving, on forms provided by the attorney general, complaints from persons concerning deceptive trade practices listed in section 6-1-105 and part 7 of this article and transmitting such complaints to the attorney general.  Editor's note: This version of this section is effective until July 1, 2023.  History. Source: L. 69: P. 376, § 10. C.R.S. 1963: § 55-5-10. L. 73: P. 619, § 3. L. 77: Entire section R&RE, p. 348, § 2, effective July 1. L. 86: Entire section amended, p. 445, § 2, effective April 17. L. 99: Entire section amended, p. 652, § 4, effective May 18. L. 2021: Entire section amended,(SB 21-190), ch. 483, p. 3465, § 2, effective July 1, 2023. History. Source: L. 69: P. 376, § 10. C.R.S. 1963: § 55-5-10. L. 73: P. 619, § 3. L. 77: Entire section R&RE, p. 348, § 2, effective July 1. L. 86: Entire section amended, p. 445, § 2, effective April 17. L. 99: Entire section amended, p. 652, § 4, effective May 18. L. 2021: Entire section amended,(SB 21-190), ch. 483, p. 3465, § 2, effective July 1, 2023.    Editor's note:   Section 7(2) of chapter 483 (SB 21-190), Session Laws of Colorado 2021, provides that the act changing this section applies to conduct occurring on or after July 1, 2023.
CO Code § 6-1-104 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 1 - Consumer Protection - General|§ 6-1-104. Cooperative Reporting

 [ ] The district attorneys may cooperate in a statewide reporting system by receiving, on forms provided by the attorney general, complaints from persons concerning deceptive trade practices listed in section 6-1-105 or part 7 or 13 of this article 1 and transmitting the complaints to the attorney general.  Editor's note: This version of this section is effective July 1, 2023.  History. Source: L. 69: P. 376, § 10. C.R.S. 1963: § 55-5-10. L. 73: P. 619, § 3. L. 77: Entire section R&RE, p. 348, § 2, effective July 1. L. 86: Entire section amended, p. 445, § 2, effective April 17. L. 99: Entire section amended, p. 652, § 4, effective May 18. L. 2021: Entire section amended,(SB 21-190), ch. 483, p. 3465, § 2, effective July 1, 2023. History. Source: L. 69: P. 376, § 10. C.R.S. 1963: § 55-5-10. L. 73: P. 619, § 3. L. 77: Entire section R&RE, p. 348, § 2, effective July 1. L. 86: Entire section amended, p. 445, § 2, effective April 17. L. 99: Entire section amended, p. 652, § 4, effective May 18. L. 2021: Entire section amended,(SB 21-190), ch. 483, p. 3465, § 2, effective July 1, 2023.
CO Code § 6-1-106 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 1 - Consumer Protection - General|§ 6-1-106. Exclusions

  This article does not apply to:   Conduct in compliance with the orders or rules of, or a statute administered by, a federal, state, or local governmental agency;    Publishers, including outdoor advertising media, advertising agencies, broadcasters, or printers engaged in the dissemination of information or reproduction of printed or pictorial matter who publish, broadcast, or reproduce material without knowledge of its deceptive character; or    Actions or appeals pending on or before July 1, 1969.       This article shall not be interpreted to apply to the use by a person of any service mark, trademark, certification mark, collective mark, trade name, or other trade identification which was used and not abandoned prior to July 1, 1969, if the use was in good faith and is otherwise lawful except for the provisions of this article.     History. Source: L. 69: P. 373, § 3. C.R.S. 1963: § 55-5-3. History. Source: L. 69: P. 373, § 3. C.R.S. 1963: § 55-5-3.    ANNOTATION   This section does not exempt the insurance industry from the provisions of the Colorado Consumer Protection Act (CCPA). Showpiece Homes Corp. v. Assurance Co. of Am., 38 P.3d 47 (Colo. 2001).   This section does not exempt attorney conduct that constitutes deceptive or unfair trade practices from the provisions of the CCPA. Crowe v. Tull, 126 P.3d 196 (Colo. 2006).   The CCPA is not preempted by the federal Real Estate Settlement Procedures Act (RESPA) given the breadth of the CCPA and its regulation of far wider deceptive trade practices than those covered by RESPA. Perkins v. Johnson, 551 F. Supp. 2d 1246 (D. Colo. 2008 ).   Applied in People ex rel. MacFarlane v. Alpert Corp., 660 P.2d 1295 (Colo. App. 1982); Suarez v. United Van Lines, Inc., 791 F. Supp. 815 (D. Colo. 1992 ).
CO Code § 6-1-109 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 1 - Consumer Protection - General|§ 6-1-109. Remedies

  If any person fails to cooperate with any investigation pursuant to section 6-1-107 or fails to obey any subpoena pursuant to section 6-1-108, the attorney general or a district attorney may apply to the appropriate district court for an appropriate order to effect the purposes of this article 1. The application shall state that there are reasonable grounds to believe that the order applied for is necessary to investigate a deceptive trade practice as defined in this article 1. If the court is satisfied that reasonable grounds exist, the court in its order may:   Grant injunctive relief restraining the sale or advertisement of any property by such person;    Require the attendance of or the production of documents by such person, or both;    Grant such other or further relief as may be necessary to obtain compliance by such person.        History. Source: L. 69: P. 374, § 6. C.R.S. 1963: § 55-5-6. L. 77: IP(1) amended, p. 349, § 5, effective July 1. L. 2018: IP(1) amended,(HB 18-1028), ch. 42, p. 467, § 1, effective March 15. History. Source: L. 69: P. 374, § 6. C.R.S. 1963: § 55-5-6. L. 77: IP(1) amended, p. 349, § 5, effective July 1. L. 2018: IP(1) amended,(HB 18-1028), ch. 42, p. 467, § 1, effective March 15.    ANNOTATION   Law reviews. For article, “Trade Secret Litigation: Injunctions and Other Equitable Remedies”, see 48 U. Colo. L. Rev. 189 (1977).   What subsection (1)(c) authorizes. Subsection (1)(c) authorizes the issuance of any appropriate order under the circumstances as opposed to permitting only an order to comply with the original subpoena. People ex rel. MacFarlane v. Am. Banco Corp., 194 Colo. 32 , 570 P.2d 825 (1977).   The burden of seeking court review under article 1 of title 6 and of satisfying the court that reasonable grounds exist to believe the subpoena is necessary to terminate or prevent a deceptive trade practice is upon the attorney general (now attorney general or district attorney). People ex rel. MacFarlane v. Am. Banco Corp., 194 Colo. 32 , 570 P.2d 825 (1977).   Hearsay evidence is admissible in proceedings to enforce subpoenas. People ex rel. MacFarlane v. Am. Banco Corp., 194 Colo. 32 , 570 P.2d 825 (1977).   An award of attorney fees and costs is required as dictated in § 6-1-113 in favor of the state when the state successfully enforces an investigative subpoena pursuant to this section. State ex rel. Coffman v. Vaden Law Firm LLC, 2015 COA 68 , 411 P.3d 153.
CO Code § 6-1-111 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 1 - Consumer Protection - General|§ 6-1-111. Information and Evidence Confidential and Inadmissible - When

  Any testimony obtained by the attorney general or a district attorney pursuant to compulsory process under this article or any information derived directly or indirectly from such testimony shall not be admissible in evidence in any criminal prosecution against the person so compelled to testify. The provisions of this subsection (1) shall not be construed to prevent any law enforcement officer from independently producing or obtaining the same or similar facts, information, or evidence for use in any criminal prosecution.    Subject to the provisions of section 6-1-110 (2), the records of investigations or intelligence information of the attorney general or a district attorney obtained under this article may be deemed public records available for inspection by the general public at the discretion of the attorney general or the district attorney. This subsection (2) shall not be construed to prevent the attorney general or a district attorney from issuing public statements describing or warning of any course of conduct or any conspiracy which constitutes a deceptive trade practice, whether on a local, statewide, regional, or nationwide basis.     History. Source: L. 69: P. 375, § 8. C.R.S. 1963: § 55-5-8. L. 77: Entire section amended, p. 350, § 7, effective July 1. L. 81: (1) amended, p. 401, § 1, effective April 30. L. 88: (2) amended, p. 344, § 5, effective July 1. History. Source: L. 69: P. 375, § 8. C.R.S. 1963: § 55-5-8. L. 77: Entire section amended, p. 350, § 7, effective July 1. L. 81: (1) amended, p. 401, § 1, effective April 30. L. 88: (2) amended, p. 344, § 5, effective July 1.    ANNOTATION   Grant of immunity contained in subsection (1) cannot withstand constitutional scrutiny. People ex rel. MacFarlane v. Sari, 196 Colo. 235 , 585 P.2d 591 (1978) (decided prior to 1981 amendment).   Immunity allows state to compel testimony. A grant of immunity as extensive as a witness's constitutional privilege against self-incrimination allows a state to compel testimony which might otherwise be unobtainable. People ex rel. Smith v. Jordan, 689 P.2d 1172 (Colo. App. 1984).
CO Code § 6-1-114 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 1 - Consumer Protection - General|§ 6-1-114. Criminal Penalties

 [ ] Upon a first conviction, any person who promotes a pyramid promotional scheme in this state or who violates article 230 of title 12 or section 6-1-701 or 6-1-717 is guilty of a class 1 misdemeanor, as defined in section 18-1.3-501 , and, upon a second or subsequent conviction for a violation of article 230 of title 12 or section 6-1-701 , is guilty of a class 6 felony, as defined in section 18-1.3-401 .  Editor's note: This version of this section is effective until March 1, 2022.  History. Source: L. 73: P. 620, § 5. C.R.S. 1963: § 55-5-14. L. 89: Entire section amended, p. 820, § 2, effective July 1. L. 92: Entire section amended, p. 231, § 3, effective July 1. L. 99: Entire section amended, p. 654, § 7, effective May 18. L. 2002: Entire section amended, p. 1465, § 11, effective October 1. L. 2007: Entire section amended, p. 1728, § 6, effective June 1; entire section amended, p. 809, § 2, effective July 1. L. 2008: Entire section amended, p. 1879, § 6, effective August 5. L. 2013: Entire section amended,(SB 13-228), ch. 271, p. 1425, § 3, effective May 24; entire section amended,(SB 13-238), ch. 401, p. 2349, § 2, effective July 1. L. 2019: Entire section amended,(HB 19-1172), ch. 136, p. 1644, § 9, effective October 1. L. 2021: Entire section amended,(SB 21-271), ch. 462, p. 3134, § 56, effective March 1, 2022. History. Source: L. 73: P. 620, § 5. C.R.S. 1963: § 55-5-14. L. 89: Entire section amended, p. 820, § 2, effective July 1. L. 92: Entire section amended, p. 231, § 3, effective July 1. L. 99: Entire section amended, p. 654, § 7, effective May 18. L. 2002: Entire section amended, p. 1465, § 11, effective October 1. L. 2007: Entire section amended, p. 1728, § 6, effective June 1; entire section amended, p. 809, § 2, effective July 1. L. 2008: Entire section amended, p. 1879, § 6, effective August 5. L. 2013: Entire section amended,(SB 13-228), ch. 271, p. 1425, § 3, effective May 24; entire section amended,(SB 13-238), ch. 401, p. 2349, § 2, effective July 1. L. 2019: Entire section amended,(HB 19-1172), ch. 136, p. 1644, § 9, effective October 1. L. 2021: Entire section amended,(SB 21-271), ch. 462, p. 3134, § 56, effective March 1, 2022.    Editor's note:    Amendments to this section by Senate Bill 07-208 and Senate Bill 07-085 were harmonized.    Amendments to this section by Senate Bill 13-228 and Senate Bill 13-238 were harmonized.    Section 803(2) of chapter 462 (SB 21-271), Session Laws of Colorado 2021, provides that the act changing this section applies to offenses committed on or after March 1, 2022.     Cross references:   For the legislative declaration contained in the 2002 act amending this section, see section 1 of chapter 318, Session Laws of Colorado 2002.   ANNOTATION   Law reviews. For article, “Criminal Prosecutions under the Colorado Securities Act”, see 47 U. Colo. L. Rev. 233 (1976).
CO Code § 6-1-114 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 1 - Consumer Protection - General|§ 6-1-114. Criminal Penalties

 [ ] Any person who promotes a pyramid promotional scheme in this state commits a class 1 misdemeanor, as defined in section 18-1.3-501 . Any person who violates article 230 of title 12 or section 6-1-701 or 6-1-717 commits a class 2 misdemeanor.  Editor's note: This version of this section is effective March 1, 2022.  History. Source: L. 73: P. 620, § 5. C.R.S. 1963: § 55-5-14. L. 89: Entire section amended, p. 820, § 2, effective July 1. L. 92: Entire section amended, p. 231, § 3, effective July 1. L. 99: Entire section amended, p. 654, § 7, effective May 18. L. 2002: Entire section amended, p. 1465, § 11, effective October 1. L. 2007: Entire section amended, p. 1728, § 6, effective June 1; entire section amended, p. 809, § 2, effective July 1. L. 2008: Entire section amended, p. 1879, § 6, effective August 5. L. 2013: Entire section amended,(SB 13-228), ch. 271, p. 1425, § 3, effective May 24; entire section amended,(SB 13-238), ch. 401, p. 2349, § 2, effective July 1. L. 2019: Entire section amended,(HB 19-1172), ch. 136, p. 1644, § 9, effective October 1. L. 2021: Entire section amended,(SB 21-271), ch. 462, p. 3134, § 56, effective March 1, 2022. History. Source: L. 73: P. 620, § 5. C.R.S. 1963: § 55-5-14. L. 89: Entire section amended, p. 820, § 2, effective July 1. L. 92: Entire section amended, p. 231, § 3, effective July 1. L. 99: Entire section amended, p. 654, § 7, effective May 18. L. 2002: Entire section amended, p. 1465, § 11, effective October 1. L. 2007: Entire section amended, p. 1728, § 6, effective June 1; entire section amended, p. 809, § 2, effective July 1. L. 2008: Entire section amended, p. 1879, § 6, effective August 5. L. 2013: Entire section amended,(SB 13-228), ch. 271, p. 1425, § 3, effective May 24; entire section amended,(SB 13-238), ch. 401, p. 2349, § 2, effective July 1. L. 2019: Entire section amended,(HB 19-1172), ch. 136, p. 1644, § 9, effective October 1. L. 2021: Entire section amended,(SB 21-271), ch. 462, p. 3134, § 56, effective March 1, 2022.
CO Code § 6-1-115 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 1 - Consumer Protection - General|§ 6-1-115. Limitations

 All actions brought under this article must be commenced within three years after the date on which the false, misleading, or deceptive act or practice occurred or the date on which the last in a series of such acts or practices occurred or within three years after the consumer discovered or in the exercise of reasonable diligence should have discovered the occurrence of the false, misleading, or deceptive act or practice. The period of limitation provided in this section may be extended for a period of one year if the plaintiff proves that failure to timely commence the action was caused by the defendant engaging in conduct calculated to induce the plaintiff to refrain from or postpone the commencement of the action.   History. Source: L. 87: Entire section added, p. 360, § 10, effective July 1.    ANNOTATION   Law Reviews. For article, “Construction Defect Statutes of Limitation and Repose Update, Part I”, see 49 Colo. Law. 26 (Dec. 2020).   This section applies to an action on behalf of the state under § 6-1-112 , not more general provisions of § 13-80-103 (1)(d) . State ex rel. Weiser v. Castle Law Group, 2019 COA 49 , 457 P.3d 699.   Applicable limitation statute is that in effect when claim accrues. Robinson v. Lynmar Racquet Club, Inc., 851 P.2d 274 (Colo. App. 1993).   Applied in Damian v. Mtn. Parks Elec., Inc., 2012 COA 217 , 310 P.3d 242; Oaster v. Robertson, 173 F. Supp. 3d 1150 (D. Colo. 2016 ).
CO Code § 6-1-201 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 2 - Auto Rental Contracts - Collision Damage Waivers|§ 6-1-201. Definitions

 As used in this part 2, unless the context otherwise requires:    “Collision damage waiver” means any contract or contractual provision, whether separate from or a part of a motor vehicle rental agreement, whereby the lessor agrees, for a charge, to waive any and all claims against the lessee for any damages to the rental motor vehicle during the term of the rental agreement.    “Lessee” means any person or organization obtaining the use of a rental motor vehicle from a lessor under the terms of a rental agreement.    “Lessor” means any person or organization in the business of providing rental motor vehicles to the public.    “Private passenger type automobile or vehicle” means a motor vehicle of the private passenger or station wagon type, including passenger vans and minivans that are primarily for the transport of persons.    “Rental agreement” means a written agreement setting forth the terms and conditions governing the use of a rental motor vehicle by a lessee for a period of less than one hundred eighty days.    “Rental motor vehicle” means a private passenger type automobile or vehicle which, upon execution of a rental agreement, is made available to a lessee for its use.     History. Source: L. 89: Entire part added, p. 361, § 1, effective January 1, 1990.
CO Code § 6-1-202 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 2 - Auto Rental Contracts - Collision Damage Waivers|§ 6-1-202. Prohibited Act

 No lessor engaged in renting motor vehicles may sell to any lessee renting a motor vehicle in this state a collision damage waiver as part of the rental contract unless the lessor first gives the lessee written disclosure, as provided in section 6-1-203 , of the terms and provisions of such waiver.   History. Source: L. 89: Entire part added, p. 361, § 1, effective January 1, 1990.    ANNOTATION   A plaintiff cannot merely rely on a per se violation of this section for causation; instead, he or she must show an actual injury. Section 6-1-113 states that a plaintiff must establish an “injur[y] as a result of [an alleged] deceptive practice”. Friedman v. Dollar Thrifty Auto. Grp., Inc., 227 F. Supp. 3d 1192 (D. Colo. 2017 ).