reglab/housing_qa huggingface dataset:
TX Ins Code § 1131.054 (2021)
2021 Texas Statutes|Insurance Code|Title 7 - Life Insurance and Annuities|Subtitle B - Group Life Insurance|Chapter 1131 - Group Life Insurance and Wholesale, Franchise, or Employee Life Insurance|Subchapter B. Group and Wholesale, Franchise, or Employee Life Insurance: Eligible Policyholders|Section 1131.054. Governmental Entities or Associations of Public Employees

Sec. 1131.054.  GOVERNMENTAL ENTITIES OR ASSOCIATIONS OF PUBLIC EMPLOYEES.  (a)  In this section, "employee" includes an elected or appointed officer of the state.(b)  A group life insurance policy may be issued to a governmental entity or an association of public employees listed in Subsection (c) to insure the governmental entity's employees or the association's members for the benefit of persons other than the governmental entity or association.(c)  This section authorizes issuance of a group life insurance policy to:(1)  a municipality, independent school district, or common school district;(2)  a department of state government;(3)  a state college or university;  or(4)  an association of public employees, including an association of:(A)  employees of the United States government, if the majority of the members of the association reside in this state;(B)  state employees;  or(C)  any combination of state, county, and municipal employees.(d)  The governmental entity or association is the policyholder under a policy to which this section applies.(e)  A policy to which this section applies is subject to Subchapter G.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.|
TX Ins Code § 1131.055 (2021)
2021 Texas Statutes|Insurance Code|Title 7 - Life Insurance and Annuities|Subtitle B - Group Life Insurance|Chapter 1131 - Group Life Insurance and Wholesale, Franchise, or Employee Life Insurance|Subchapter B. Group and Wholesale, Franchise, or Employee Life Insurance: Eligible Policyholders|Section 1131.055. Spouses and Children of Employees of United States Government

Sec. 1131.055.  SPOUSES AND CHILDREN OF EMPLOYEES OF UNITED STATES GOVERNMENT.  (a)  A group term life insurance policy may be extended, in the form of group term life insurance only, to insure the spouse and natural or adopted minor children of an insured employee of the United States government if:(1)  the policy constitutes a part of the employee benefit program established for the benefit of employees of the United States government;  and(2)  the spouse or children of other employees covered by the same employee benefit program in other states are or may be covered by group term life insurance.(b)  A policy to which this section applies is subject to Subchapter H.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.|
TX Ins Code § 1131.056 (2021)
2021 Texas Statutes|Insurance Code|Title 7 - Life Insurance and Annuities|Subtitle B - Group Life Insurance|Chapter 1131 - Group Life Insurance and Wholesale, Franchise, or Employee Life Insurance|Subchapter B. Group and Wholesale, Franchise, or Employee Life Insurance: Eligible Policyholders|Section 1131.056. Principals

Sec. 1131.056.  PRINCIPALS.  (a)  In this section, "agent" includes a general agent or a salesperson.(b)  A group life insurance policy may be issued to a principal, or if the principal is a life, life and accident, or life, accident, and health insurer, by or to the principal, to insure the principal's agents for the benefit of persons other than the principal.(c)  A policy to which this section applies is subject to Subchapter I.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.Amended by: Acts 2021, 87th Leg., R.S., Ch. 355 (H.B. 4030), Sec. 6, eff. September 1, 2021.|
TX Ins Code § 1131.057 (2021)
2021 Texas Statutes|Insurance Code|Title 7 - Life Insurance and Annuities|Subtitle B - Group Life Insurance|Chapter 1131 - Group Life Insurance and Wholesale, Franchise, or Employee Life Insurance|Subchapter B. Group and Wholesale, Franchise, or Employee Life Insurance: Eligible Policyholders|Section 1131.057. Creditors

Sec. 1131.057.  CREDITORS.  (a)  A group life insurance policy may be issued to a creditor to insure the creditor's debtors.(b)  The creditor is the policyholder under a policy to which this section applies.(c)  A policy to which this section applies is subject to Subchapter J.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.|
TX Ins Code § 1131.058 (2021)
2021 Texas Statutes|Insurance Code|Title 7 - Life Insurance and Annuities|Subtitle B - Group Life Insurance|Chapter 1131 - Group Life Insurance and Wholesale, Franchise, or Employee Life Insurance|Subchapter B. Group and Wholesale, Franchise, or Employee Life Insurance: Eligible Policyholders|Section 1131.058. Veterans' Land Board

Sec. 1131.058.  VETERANS' LAND BOARD.  (a)  A group life insurance policy may be issued to the Veterans' Land Board to insure persons purchasing land under the Veterans' Land Program as provided by Subchapter I, Chapter 161, Natural Resources Code.(b)  The Veterans' Land Board is the policyholder under a policy to which this section applies.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.|
TX Ins Code § 1131.059 (2021)
2021 Texas Statutes|Insurance Code|Title 7 - Life Insurance and Annuities|Subtitle B - Group Life Insurance|Chapter 1131 - Group Life Insurance and Wholesale, Franchise, or Employee Life Insurance|Subchapter B. Group and Wholesale, Franchise, or Employee Life Insurance: Eligible Policyholders|Section 1131.059. Associations or Trusts for Payment of Funeral Expenses

Sec. 1131.059.  ASSOCIATIONS OR TRUSTS FOR PAYMENT OF FUNERAL EXPENSES.  A group life insurance policy may be issued to an association or trust for a group of individuals for the payment of future funeral expenses.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.|
TX Ins Code § 1131.060 (2021)
2021 Texas Statutes|Insurance Code|Title 7 - Life Insurance and Annuities|Subtitle B - Group Life Insurance|Chapter 1131 - Group Life Insurance and Wholesale, Franchise, or Employee Life Insurance|Subchapter B. Group and Wholesale, Franchise, or Employee Life Insurance: Eligible Policyholders|Section 1131.060. Nonprofit Organizations or Associations

Sec. 1131.060.  NONPROFIT ORGANIZATIONS OR ASSOCIATIONS.  (a)  A group life insurance policy may be issued to a nonprofit service, civic, fraternal, or community organization or association to insure the organization's or association's members and employees for the benefit of persons other than the organization or association or an officer of the organization or association.(b)  To be eligible to obtain a group life insurance policy under this section, an organization or association must:(1)  have a constitution or bylaws;(2)  have actively existed for at least two years;  and(3)  have been formed for purposes other than that of obtaining insurance. (c)  The organization or association is the policyholder under a policy to which this section applies.(d)  A policy to which this section applies is subject to Subchapter K.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.|
TX Ins Code § 1131.064 (2021)
2021 Texas Statutes|Insurance Code|Title 7 - Life Insurance and Annuities|Subtitle B - Group Life Insurance|Chapter 1131 - Group Life Insurance and Wholesale, Franchise, or Employee Life Insurance|Subchapter B. Group and Wholesale, Franchise, or Employee Life Insurance: Eligible Policyholders|Section 1131.064. Other Groups

Sec. 1131.064.  OTHER GROUPS.  (a)  A group life insurance policy may be issued to cover a group other than a group described by Sections 1131.051-1131.060 if the commissioner finds that:(1)  the issuance of the policy is not contrary to the best interest of the public;(2)  the issuance of the policy would result in economies of acquisition or administration;  and(3)  the benefits are reasonable in relation to the premiums charged.(b)  Group life insurance coverage may not be offered under this section in this state by an insurer under a policy issued in another state unless this state or another state having requirements substantially similar to those prescribed by Subsections (a)(1)-(3) has determined that those requirements have been met.(c)  A policy to which this section applies is subject to Subchapter O.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.|
TX Ins Code § 1131.065 (2021)
2021 Texas Statutes|Insurance Code|Title 7 - Life Insurance and Annuities|Subtitle B - Group Life Insurance|Chapter 1131 - Group Life Insurance and Wholesale, Franchise, or Employee Life Insurance|Subchapter B. Group and Wholesale, Franchise, or Employee Life Insurance: Eligible Policyholders|Section 1131.065. Wholesale, Franchise, or Employee Life Insurance

Sec. 1131.065.  WHOLESALE, FRANCHISE, OR EMPLOYEE LIFE INSURANCE.  (a)  Policies of wholesale, franchise, or employee life insurance may be issued to:(1)  the employees of a common employer or employers;(2)  the members of one or more labor unions;  or(3)  the members of one or more credit unions.(b)  A policy to which this section applies is subject to Subchapter P.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.|
TX Ins Code § 1131.101 (2021)
2021 Texas Statutes|Insurance Code|Title 7 - Life Insurance and Annuities|Subtitle B - Group Life Insurance|Chapter 1131 - Group Life Insurance and Wholesale, Franchise, or Employee Life Insurance|Subchapter C. Group Life Insurance: Required Provisions|Section 1131.101. Required Provisions

Sec. 1131.101.  REQUIRED PROVISIONS.  (a)  A group life insurance policy may not be delivered in this state unless the policy contains in substance the provisions prescribed by this subchapter or provisions in relation to provisions prescribed by this subchapter that, in the opinion of the commissioner, are:(1)  more favorable to an insured under the policy;  or(2)  at least as favorable to an insured under the policy and more favorable to the policyholder.(b)  The standard provisions required for individual life insurance policies do not apply to group life insurance policies.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.|
TX Ins Code § 1131.102 (2021)
2021 Texas Statutes|Insurance Code|Title 7 - Life Insurance and Annuities|Subtitle B - Group Life Insurance|Chapter 1131 - Group Life Insurance and Wholesale, Franchise, or Employee Life Insurance|Subchapter C. Group Life Insurance: Required Provisions|Section 1131.102. Nonforfeiture

Sec. 1131.102.  NONFORFEITURE.  (a)  A group life insurance policy other than a group term life insurance policy must contain nonforfeiture provisions that, in the commissioner's opinion, are equitable to the insured and the policyholder.(b)  This section does not require that a group life insurance policy contain the same nonforfeiture provisions as required for an individual life insurance policy.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.|
TX Ins Code § 1131.103 (2021)
2021 Texas Statutes|Insurance Code|Title 7 - Life Insurance and Annuities|Subtitle B - Group Life Insurance|Chapter 1131 - Group Life Insurance and Wholesale, Franchise, or Employee Life Insurance|Subchapter C. Group Life Insurance: Required Provisions|Section 1131.103. Grace Period

Sec. 1131.103.  GRACE PERIOD.  (a)  A group life insurance policy must provide that the policyholder or premium payor is entitled to a grace period of 31 days for the payment of any premium, other than the first, due under the policy.  During the grace period, the death benefit coverage continues in force unless the policyholder or premium payor gives the insurer written notice of discontinuance before the date of discontinuance and in accordance with the policy.(b)  The policy may provide that the policyholder or premium payor is liable to the insurer for payment of a pro rata premium for the time the policy was in force during a grace period.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.|
TX Ins Code § 1131.104 (2021)
2021 Texas Statutes|Insurance Code|Title 7 - Life Insurance and Annuities|Subtitle B - Group Life Insurance|Chapter 1131 - Group Life Insurance and Wholesale, Franchise, or Employee Life Insurance|Subchapter C. Group Life Insurance: Required Provisions|Section 1131.104. Incontestability of Policy

Sec. 1131.104.  INCONTESTABILITY OF POLICY.  A group life insurance policy must provide that:(1)  the validity of the policy may not be contested, except for nonpayment of premiums, after the policy has been in force for two years after its date of issue;  and(2)  a statement made by any insured under the policy relating to the insured's insurability may not be used in contesting the validity of the insurance with respect to which the statement was made after the insurance has been in force before the contest for a period of two years from its date of issue during the insured's lifetime and unless the statement is contained in a written instrument signed by the insured making the statement.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.|
TX Ins Code § 1131.105 (2021)
2021 Texas Statutes|Insurance Code|Title 7 - Life Insurance and Annuities|Subtitle B - Group Life Insurance|Chapter 1131 - Group Life Insurance and Wholesale, Franchise, or Employee Life Insurance|Subchapter C. Group Life Insurance: Required Provisions|Section 1131.105. Application for Policy; Statements of Insured

Sec. 1131.105.  APPLICATION FOR POLICY;  STATEMENTS OF INSURED.  A group life insurance policy must provide that:(1)  a copy of any application for the policy by the policyholder must be attached to the policy when issued;(2)  a statement made by the policyholder or an insured is considered a representation and not a warranty;  and(3)  a statement made by an insured may not be used in any contest under the policy unless a copy of the instrument containing the statement is or has been furnished to the person or the person's beneficiary.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.|
TX Ins Code § 1131.106 (2021)
2021 Texas Statutes|Insurance Code|Title 7 - Life Insurance and Annuities|Subtitle B - Group Life Insurance|Chapter 1131 - Group Life Insurance and Wholesale, Franchise, or Employee Life Insurance|Subchapter C. Group Life Insurance: Required Provisions|Section 1131.106. Evidence of Insurability

Sec. 1131.106.  EVIDENCE OF INSURABILITY.  A group life insurance policy must state the conditions, if any, under which the insurer reserves the right to require an individual eligible for insurance to furnish evidence of individual insurability satisfactory to the insurer as a condition of obtaining part or all of the coverage.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.|
TX Ins Code § 1131.107 (2021)
2021 Texas Statutes|Insurance Code|Title 7 - Life Insurance and Annuities|Subtitle B - Group Life Insurance|Chapter 1131 - Group Life Insurance and Wholesale, Franchise, or Employee Life Insurance|Subchapter C. Group Life Insurance: Required Provisions|Section 1131.107. Adjustment of Premiums or Benefits if Age of Insured Is Misstated

Sec. 1131.107.  ADJUSTMENT OF PREMIUMS OR BENEFITS IF AGE OF INSURED IS MISSTATED.  (a)  A group life insurance policy must specify an equitable adjustment of premiums, benefits, or both, to be made if the age of an insured has been misstated.(b)  The provision required by Subsection (a) must contain a clear statement of the method of adjustment to be used.(c)  This section does not apply to a policy to which Section 1131.703 applies.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.|
TX Ins Code § 1131.108 (2021)
2021 Texas Statutes|Insurance Code|Title 7 - Life Insurance and Annuities|Subtitle B - Group Life Insurance|Chapter 1131 - Group Life Insurance and Wholesale, Franchise, or Employee Life Insurance|Subchapter C. Group Life Insurance: Required Provisions|Section 1131.108. Insurance Certificate

Sec. 1131.108.  INSURANCE CERTIFICATE.  (a)  A group life insurance policy must provide that the insurer will issue to the policyholder for delivery to each insured an individual certificate stating:(1)  the insurance protection to which the insured is entitled;(2)  to whom the insurance benefits are payable;  and(3)  the rights and conditions specified by Sections 1131.110-1131.112.By agreement between the insurer and the policyholder, the certificate of insurance may be delivered electronically.(b)  This section does not apply to:(1)  a policy issued to a creditor to insure the creditor's debtors;  or(2)  a policy to which Section 1131.703 applies.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.  Amended by Acts 2003, 78th Leg., ch. 1075, Sec. 1, eff. Sept. 1, 2003.|
TX Ins Code § 1131.109 (2021)
2021 Texas Statutes|Insurance Code|Title 7 - Life Insurance and Annuities|Subtitle B - Group Life Insurance|Chapter 1131 - Group Life Insurance and Wholesale, Franchise, or Employee Life Insurance|Subchapter C. Group Life Insurance: Required Provisions|Section 1131.109. Person to Whom Benefits Are Payable

Sec. 1131.109.  PERSON TO WHOM BENEFITS ARE PAYABLE.  (a)  A group life insurance policy must provide that any amount due because of an insured's death must be paid to the beneficiary designated by the insured or the beneficiary's assignee, subject to:(1)  the provisions of the policy, if the designated beneficiary as to all or any part of the amount is not living at the time the insured dies;  and(2)  any right reserved by the insurer in the policy and stated in the certificate to pay at the insurer's option a portion of the amount not to exceed $250 to any person the insurer determines is equitably entitled to the portion because of having incurred funeral or other expenses incident to the last illness or death of the insured.(b)  This section does not apply to:(1)  a policy issued to a creditor to insure the creditor's debtors;  or(2)  a policy to which Section 1131.703 applies.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.|
TX Ins Code § 1131.112 (2021)
2021 Texas Statutes|Insurance Code|Title 7 - Life Insurance and Annuities|Subtitle B - Group Life Insurance|Chapter 1131 - Group Life Insurance and Wholesale, Franchise, or Employee Life Insurance|Subchapter C. Group Life Insurance: Required Provisions|Section 1131.112. Payment of Benefits on Death of Insured Before Individual Policy Becomes Effective

Sec. 1131.112.  PAYMENT OF BENEFITS ON DEATH OF INSURED BEFORE INDIVIDUAL POLICY BECOMES EFFECTIVE.  (a)  A group life insurance policy must provide that if an individual insured under the group policy dies during the period within which the individual would have been entitled to have an individual policy issued as provided by Section 1131.110 or 1131.111 and before such an individual policy takes effect, the amount of life insurance that the individual would have been entitled to have issued to the individual under the individual policy is payable as a claim under the group policy.(b)  This section applies without regard to whether:(1)  the application for the individual policy has been made;  or(2)  the first premium for the individual policy has been paid.(c)  This section does not apply to:(1)  a policy issued to a creditor to insure the creditor's debtors;  or(2)  a policy to which Section 1131.703 applies.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.|
TX Ins Code § 1131.151 (2021)
2021 Texas Statutes|Insurance Code|Title 7 - Life Insurance and Annuities|Subtitle B - Group Life Insurance|Chapter 1131 - Group Life Insurance and Wholesale, Franchise, or Employee Life Insurance|Subchapter D. Group Life Insurance: Optional Provisions|Section 1131.151. Continuation of Benefits for Family Members After Death of Insured

Sec. 1131.151.  CONTINUATION OF BENEFITS FOR FAMILY MEMBERS AFTER DEATH OF INSURED.  (a)  A group life insurance policy that provides for the insurer to pay benefits for members of the family or dependents of an individual in the insured group may provide for a continuation of any part of those benefits after the death of the individual in the insured group.(b)  Any amounts of insurance provided by benefits under Subsection (a) are not considered to be life insurance for the purpose of determining the maximum amount of term insurance that may be issued on any one life.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.|
TX Ins Code § 1131.201 (2021)
2021 Texas Statutes|Insurance Code|Title 7 - Life Insurance and Annuities|Subtitle B - Group Life Insurance|Chapter 1131 - Group Life Insurance and Wholesale, Franchise, or Employee Life Insurance|Subchapter E. Group Life Insurance Policies Issued to Employers: Additional Requirements|Section 1131.201. Applicability of Subchapter

Sec. 1131.201.  APPLICABILITY OF SUBCHAPTER.  This subchapter applies only to a group life insurance policy issued to a group described by Section 1131.051.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.|
TX Ins Code § 1131.202 (2021)
2021 Texas Statutes|Insurance Code|Title 7 - Life Insurance and Annuities|Subtitle B - Group Life Insurance|Chapter 1131 - Group Life Insurance and Wholesale, Franchise, or Employee Life Insurance|Subchapter E. Group Life Insurance Policies Issued to Employers: Additional Requirements|Section 1131.202. Eligible Employees

Sec. 1131.202.  ELIGIBLE EMPLOYEES.  All employees of the employer, or all of any class or classes of employees determined by conditions relating to their employment, are eligible for insurance under the policy.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.|
TX Ins Code § 1131.203 (2021)
2021 Texas Statutes|Insurance Code|Title 7 - Life Insurance and Annuities|Subtitle B - Group Life Insurance|Chapter 1131 - Group Life Insurance and Wholesale, Franchise, or Employee Life Insurance|Subchapter E. Group Life Insurance Policies Issued to Employers: Additional Requirements|Section 1131.203. Payment of Premiums

Sec. 1131.203.  PAYMENT OF PREMIUMS.  The policyholder must pay the premium for the policy:(1)  wholly from the employer's fund or funds contributed by the employer;(2)  partly from funds described by Subdivision (1) and partly from funds contributed by the insured employees; or(3)  wholly from funds contributed by the insured employees.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.Amended by: Acts 2005, 79th Leg., Ch. 1073 (H.B. 1571), Sec. 1, eff. June 18, 2005.Acts 2005, 79th Leg., Ch. 1073 (H.B. 1571), Sec. 2, eff. June 18, 2005.|
TX Ins Code § 1131.204 (2021)
2021 Texas Statutes|Insurance Code|Title 7 - Life Insurance and Annuities|Subtitle B - Group Life Insurance|Chapter 1131 - Group Life Insurance and Wholesale, Franchise, or Employee Life Insurance|Subchapter E. Group Life Insurance Policies Issued to Employers: Additional Requirements|Section 1131.204. Minimum Enrollment

Sec. 1131.204.  MINIMUM ENROLLMENT.  (a)  The policy must cover at least two employees on the date the policy is issued.(b)  Repealed by Acts 2005, 79th Leg., Ch. 1073, Sec. 2, eff. June 18, 2005.(c)  A policy as to which the insured employees do not pay any part of the premium must insure:(1)  all eligible employees;  or(2)  all eligible employees except any employees as to whom evidence of individual insurability is not satisfactory to the insurer.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.Amended by: Acts 2005, 79th Leg., Ch. 2 (S.B. 88), Sec. 1, eff. September 1, 2005.Acts 2005, 79th Leg., Ch. 1073 (H.B. 1571), Sec. 2, eff. June 18, 2005.|