reglab/housing_qa huggingface dataset:
AL Code § 27-31D-2.1 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 31D - Homeowners Insurance Discount for Windstorm Mitigation.|Section 27-31D-2.1 - Endorsement Offer to Upgrade Home to Fortified Standard When Damage Requires Roof Replacement.

Section 27-31D-2.1Endorsement offer to upgrade home to fortified standard when damage requires roof replacement. (a) Insurance companies writing homeowners insurance shall offer a fortified bronze roof endorsement to upgrade a nonfortified home, which is otherwise eligible for a fortified standard, to a fortified standard identified in Section 27-31D-2, when the insured incurs damage covered by the policy requiring the roof to be replaced. The endorsement shall upgrade the nonfortified home consistent with the fortified requirements for the geographic area in which the nonfortified home is located. (b) The endorsement offer shall be made at the time of writing a new policy on a nonfortified home and at the time of first renewal of an existing policy on a nonfortified home following January 1, 2020. (c) Insurance companies shall file their endorsement form and accompanying rates for approval by the Department of Insurance by October 2, 2019. (d) The commissioner may adopt rules as necessary for the implementation of this section. (Act 2019-240, §1.)
AL Code § 27-31D-3 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 31D - Homeowners Insurance Discount for Windstorm Mitigation.|Section 27-31D-3 - Insurable Property.

Section 27-31D-3Insurable property. For the purposes of this chapter, the term insurable property includes single family residential property or commercial property. Insurable property also includes modular homes satisfying the codes, standards, or techniques as provided in Section 27-31D-1 or Section 27-31D-2. Manufactured homes or mobile homes are excluded, except as expressly provided in subsection (b) of Section 27-31D-2. (Act 2009-500, p. 924, §3; Act 2015-313, §1.)
AL Code § 27-31D-4 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 31D - Homeowners Insurance Discount for Windstorm Mitigation.|Section 27-31D-4 - Applicability.

Section 27-31D-4Applicability. This chapter shall only apply to new insurance policies written or existing policies renewed on or after the first day of the twelfth month following May 14, 2009. (Act 2009-500, p. 924, §4.)
AL Code § 27-31D-5 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 31D - Homeowners Insurance Discount for Windstorm Mitigation.|Section 27-31D-5 - Rules and Regulations.

Section 27-31D-5Rules and regulations. The Department of Insurance shall promulgate such rules as are necessary to implement and administer this chapter. (Act 2009-500, p. 924, §5.)
AL Code § 27-31E-1 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 31E - Strengthen Alabama Homes Act.|Section 27-31E-1 - Short Title.

Section 27-31E-1Short title. This chapter shall be known and may be cited as the Strengthen Alabama Homes Act. (Act 2011-643, p. 1638, §1.)
AL Code § 27-31E-2 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 31E - Strengthen Alabama Homes Act.|Section 27-31E-2 - Strengthen Alabama Homes Program; Grants, Funding.

Section 27-31E-2Strengthen Alabama Homes Program; grants, funding.  (a) There is established within the Department of Insurance, the Strengthen Alabama Homes Program. (b) There is established the Strengthen Alabama Homes Fund within the State Treasury for the use of the department to administer the program. (c) This chapter does not create an entitlement for property owners or obligate the state in any way to fund the inspection or retrofitting of residential property in this state. Implementation of this program is subject to annual legislative appropriations, receipt of federal grants or funds, or receipt of other sources of grants or funds. The department shall use its best efforts to obtain grants or funds from the federal government or other funding sources to supplement the financial resources of the program that may be provided by the state. (d) Monies in the program shall be deposited in the Strengthen Alabama Homes Fund. Monies shall not lapse, unless otherwise specified under federal funding or a federal grant, or a grant or funds from another source, or be transferred to the General Fund or other state funds and shall not be redistributed. Monies shall be used for the purpose of assisting the program in performing all acts that relate to the function and purpose of the program. (e) The program shall apply for financial grants to retrofit insurable property as defined in Section 27-31D-3, to resist loss due to hurricane, tornado, or other catastrophic windstorm events as prescribed in subsection (b) of Section 27-31D-2. (f) The program may also make grants or funding available to nonprofit entities for projects to retrofit an insurable property to resist loss due to hurricane, tornado, or other catastrophic windstorm events if such grants or funding to nonprofit entities are allowable under grant or funding rules, requirements, guidelines, or criteria. However, a nonprofit entity shall agree to administer the grants or funds as the program would be required to administer grants or funds and the entity shall provide documentation to the department in a timely manner as requested by the department. (g) All mitigation shall be based upon the securing of all required local permits and applicable inspections in keeping with local building codes and the Fortified for Existing Homes Program. Mitigation projects are subject to random reinspection of all projects. (h) The department may promulgate rules and eligibility requirements necessary for the proper administration of this chapter and pursuant to any instructions or requirements on grants or funds received by the program. (Act 2011-643, p. 1638, §2.)
AL Code § 27-31E-3 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 31E - Strengthen Alabama Homes Act.|Section 27-31E-3 - Eligibility; Use of Grants; Confidentiality.

Section 27-31E-3Eligibility; use of grants; confidentiality.  (a) To be eligible for a grant, residential property owners applying for a grant must have an insurable property that has been granted a homestead exemption and must be able to meet the eligibility requirements as set forth by the department for each grant type. (b) Grants to residential property owners must be used to retrofit an insurable property as defined in Section 27-31D-3, to resist loss due to hurricane, tornado, or other catastrophic windstorm events as prescribed in subsection (b) of Section 27-31D-2. (c) Documents, materials, and other information submitted to the department by property owners or insurance companies in support of a grant application shall be subject to the confidentiality provisions of subsection (g) of Section 27-2-24, provided that the amount of any grant awarded and the name of the recipient of the grant awarded shall be available for public disclosure. (Act 2011-643, p. 1638, §3; Act 2019-242, §1.)
AL Code § 27-32-2 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 32 - Rehabilitation, Reorganization, Conservation, and Liquidation of Insurers.|Section 27-32-2 - Purpose of Chapter; Construction Thereof.

Section 27-32-2Purpose of chapter; construction thereof. The purpose of this chapter is to promote effectiveness, economy, and uniformity in the rehabilitation, reorganization, conservation, and liquidation of insurers doing business in this state. It is intended that this chapter shall be liberally construed to the end so far as possible that the assets of such insurers shall be effectively conserved and that, in the case of insurers transacting business in more than one state, claimants against the insurer shall receive equal and uniform treatment irrespective of residence or the place of the acts or contracts upon which their claims are based. (Acts 1971, No. 407, p. 707, §620.)
AL Code § 27-32-3 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 32 - Rehabilitation, Reorganization, Conservation, and Liquidation of Insurers.|Section 27-32-3 - Delinquency Proceedings - Jurisdiction; Venue; Appeal.

Section 27-32-3Delinquency proceedings - Jurisdiction; venue; appeal. (a) The circuit court shall have original jurisdiction of delinquency proceedings under this chapter, and any court with jurisdiction is authorized to make all necessary and proper orders to carry out the purposes of this chapter. (b) The venue of delinquency proceedings against a domestic insurer shall be in the county of the insurer's principal place of business. The venue of such proceedings against foreign and alien insurers shall be in the Circuit Court of Montgomery County. (c) At any time after the commencement of a proceeding under this chapter, the commissioner may apply to the court for an order changing the venue of and removing the proceedings to Montgomery County or to any other county of this state in which he deems that such proceeding may be most economically and efficiently conducted. (d) Delinquency proceedings pursuant to this chapter shall constitute the sole and exclusive method of liquidating, rehabilitating, reorganizing, or conserving an insurer. No person other than the commissioner and the Attorney General representing him shall appear in the courts of this state requesting the appointment of a receiver or otherwise commence such delinquency proceedings to take over, liquidate, rehabilitate, reorganize, or conserve an insurer, and no court shall entertain a petition for the commencement of such proceedings unless the same has been filed in the name of the state on the relation of the commissioner. (e) An appeal shall lie to the Supreme Court of Alabama from an order granting or refusing rehabilitation, liquidation, or conservation and from every order in delinquency proceedings having the character of a final order or judgment as to the particular portion of the proceedings embraced therein. (Acts 1971, No. 407, p. 707, §622.)
AL Code § 27-32-4 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 32 - Rehabilitation, Reorganization, Conservation, and Liquidation of Insurers.|Section 27-32-4 - Delinquency Proceedings - Commencement; Grant or Denial of Application.

Section 27-32-4Delinquency proceedings - Commencement; grant or denial of application. The commissioner shall commence any such proceedings by application to the court for an order directing the insurer to show cause why the commissioner should not have the relief requested. On the hearing of such order to show cause, the court shall either deny the application or grant the application, together with such other relief as the nature of the case and the interests of the policyholders, creditors, stockholders, members, subscribers, or the public may require. (Acts 1971, No. 407, p. 707, §623.)
AL Code § 27-32-5 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 32 - Rehabilitation, Reorganization, Conservation, and Liquidation of Insurers.|Section 27-32-5 - Injunctions and Restraining Orders.

Section 27-32-5Injunctions and restraining orders. (a) Upon application by the commissioner for such an order to show cause, or at any time thereafter, the court may, without notice, issue an injunction restraining the insurer, its officers, directors, stockholders, members, subscribers, agents, and all other persons from the transaction of its business or the waste or disposition of its property until the further order of the court. (b) The court may, at any time during a proceeding under this chapter, issue such other injunctions or orders as may be deemed necessary to prevent interference with the commissioner or the proceeding, or waste of the assets of the insurer, or the commencement or prosecution of any actions, or the obtaining of preferences, judgments, attachments, or other liens or the making of any levy against the insurer or against its assets or any part thereof. (c) Notwithstanding any other provision of law, no bond shall be required of the commissioner as a prerequisite for the issuance of any injunction or restraining order pursuant to this section. (Acts 1971, No. 407, p. 707, §624.)
AL Code § 27-32-6 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 32 - Rehabilitation, Reorganization, Conservation, and Liquidation of Insurers.|Section 27-32-6 - Grounds - Rehabilitation of Domestic Insurers.

Section 27-32-6Grounds - Rehabilitation of domestic insurers. The commissioner may apply to the court for an order appointing him as receiver of, and directing him to rehabilitate, a domestic insurer upon one or more of the following grounds. That the insurer: (1) Is impaired or insolvent; (2) Has refused to submit any of its books, records, accounts, or affairs to reasonable examination by the commissioner; (3) Has concealed or removed records or assets or otherwise violated Section 27-27-29; (4) Has failed to comply with an order of the commissioner to make good an impairment of capital or surplus, or both; (5) Has transferred, or attempted to transfer, substantially its entire property or business or has entered into any transaction the effect of which is to merge substantially its entire property or business in that of any other insurer without having first obtained the written approval of the commissioner; (6) Has willfully violated its charter or articles of incorporation or any law of this state; (7) Has an officer, director, or manager who has refused to be examined under oath concerning its affairs, for which purposes the commissioner is hereby authorized to conduct and to enforce by all appropriate and available means any such examination under oath in any other state or territory of the United States in which any such officer, director, or manager may then presently be, to the full extent permitted by the laws of such other state or territory, this special authorization considered; (8) Has been or is the subject of an application for the appointment of, a receiver, trustee, custodian, or sequestrator of the insurer or its property otherwise than pursuant to the provisions of this title, but only if such appointment has been made, or is imminent, and its effect is, or would be, to oust the courts of this state of jurisdiction under this section; (9) Has consented to such an order through a majority of its directors, stockholders, members, or subscribers; or (10) Has failed to pay a final judgment entered against it in this state upon any insurance contract issued or assumed by it, within 30 days after the judgment became final, or within 30 days after the time for taking an appeal has expired or within 30 days after dismissal of an appeal before final termination, whichever date is the later. (Acts 1971, No. 407, p. 707, §625.)
AL Code § 27-32-7 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 32 - Rehabilitation, Reorganization, Conservation, and Liquidation of Insurers.|Section 27-32-7 - Grounds - Liquidation of Domestic or Alien Insurers.

Section 27-32-7Grounds - Liquidation of domestic or alien insurers. The commissioner may apply to the court for an order appointing him as receiver, if his appointment as receiver shall not be then in effect, and directing him to liquidate the business of a domestic insurer or of the United States branch of an alien insurer having trusteed assets in this state, regardless of whether or not there has been a prior order directing him to rehabilitate such insurer, upon any of the grounds specified in Section 27-32-6, or if such insurer: (1) Has ceased transacting business for a period of one year; or (2) Is an insolvent insurer and has commenced voluntary liquidation or dissolution, or attempts to commence or prosecute any action or proceeding to liquidate its business or affairs, or to dissolve its corporate charter, or to procure the appointment of a receiver, trustee, custodian, or sequestrator under any law except this title. (Acts 1971, No. 407, p. 707, §626.)
AL Code § 27-32-8 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 32 - Rehabilitation, Reorganization, Conservation, and Liquidation of Insurers.|Section 27-32-8 - Grounds - Conservation of Assets - Foreign Insurers.

Section 27-32-8Grounds - Conservation of assets - Foreign insurers. The commissioner may apply to the court for an order appointing him as receiver, or ancillary receiver, and directing him to conserve the assets within this state of a foreign insurer upon any of the following grounds: (1) Upon any of the grounds specified in Sections 27-32-6 or 27-32-7; or (2) Upon the ground that its property has been sequestrated in its domiciliary sovereignty or in any other sovereignty. (Acts 1971, No. 407, p. 707, §627.)
AL Code § 27-32-9 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 32 - Rehabilitation, Reorganization, Conservation, and Liquidation of Insurers.|Section 27-32-9 - Grounds - Conservation of Assets - Alien Insurers.

Section 27-32-9Grounds - Conservation of assets - Alien insurers. The commissioner may apply to the court for an order appointing him as receiver, or ancillary receiver, and directing him to conserve the assets within this state of any alien insurer upon any of the following grounds: (1) Upon any of the grounds specified in Sections 27-32-6 or 27-32-7; (2) Upon the ground that the insurer has failed to comply, within the time designated by the commissioner, with an order made by him to make good an impairment of its trusteed funds; or (3) Upon the ground that the property of the insurer has been sequestrated in its domiciliary sovereignty or elsewhere. (Acts 1971, No. 407, p. 707, §628.)
AL Code § 27-32-10 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 32 - Rehabilitation, Reorganization, Conservation, and Liquidation of Insurers.|Section 27-32-10 - Grounds - Ancillary Liquidation of Foreign Insurers.

Section 27-32-10Grounds - Ancillary liquidation of foreign insurers. The commissioner may apply to the court for an order appointing him as ancillary receiver of, and directing him to liquidate, the business of a foreign insurer having assets, business, or claims in this state upon the appointment in the domiciliary state of such insurer of a receiver, liquidator, conservator, rehabilitator, or other officer by whatever name called for the purpose of liquidating the business of such insurer. (Acts 1971, No. 407, p. 707, §629.)
AL Code § 27-32-11 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 32 - Rehabilitation, Reorganization, Conservation, and Liquidation of Insurers.|Section 27-32-11 - Orders - Rehabilitation of Domestic Insurers.

Section 27-32-11Orders - Rehabilitation of domestic insurers. (a) An order to rehabilitate a domestic insurer shall direct the commissioner forthwith to take possession of the property of the insurer and to conduct the business thereof and to take such steps toward removal of the causes and conditions which have made rehabilitation necessary as the court may direct. (b) If at any time the commissioner deems that further efforts to rehabilitate the insurer would be useless, he may apply to the court for an order of liquidation. (c) The commissioner or any interested person, upon due notice to the commissioner, at any time may apply to the court for an order terminating the rehabilitation proceedings and permitting the insurer to resume possession of its property and the conduct of its business, but no such order shall be made or entered except when, after a hearing, the court has determined that the purposes of the proceeding have been fully accomplished. (Acts 1971, No. 407, p. 707, §630.)
AL Code § 27-32-12 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 32 - Rehabilitation, Reorganization, Conservation, and Liquidation of Insurers.|Section 27-32-12 - Orders - Liquidation - Domestic Insurers.

Section 27-32-12Orders - Liquidation - Domestic insurers. (a) An order to liquidate the business of a domestic insurer shall direct the commissioner forthwith to take possession of the property of the insurer, to liquidate its business, to deal with the insurer's property and business in his own name as Commissioner of Insurance or in the name of the insurer as the court may direct and to give notice to all creditors who may have claims against the insurer to present such claims. (b) The commissioner may apply for and secure an order dissolving the corporate existence of a domestic insurer upon his application for an order of liquidation of such insurer or at any time after such order has been granted. (Acts 1971, No. 407, p. 707, §631.)
AL Code § 27-32-13 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 32 - Rehabilitation, Reorganization, Conservation, and Liquidation of Insurers.|Section 27-32-13 - Orders - Liquidation - Alien Insurers.

Section 27-32-13Orders - Liquidation - Alien insurers. An order to liquidate the business of a United States branch of an alien insurer having trusteed assets in this state shall be in the same terms as those prescribed for domestic insurers, save and except only that the assets of the business of such United States branch shall be the only assets included therein. (Acts 1971, No. 407, p. 707, §632.)
AL Code § 27-32-14 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 32 - Rehabilitation, Reorganization, Conservation, and Liquidation of Insurers.|Section 27-32-14 - Conservation or Liquidation of Property.

Section 27-32-14Conservation or liquidation of property. (a) An order to conserve the assets of a foreign or alien insurer shall require the commissioner forthwith to take possession of the property of the insurer within this state and to conserve it, subject to the further direction of the court. (b) An order to liquidate the assets in this state of a foreign insurer shall require the commissioner forthwith to take possession of the property of the insurer within this state and to liquidate it, subject to the orders of the court and with due regard to the rights and powers of the domiciliary receiver as provided in this chapter. (Acts 1971, No. 407, p. 707, §633.)