reglab/housing_qa huggingface dataset:
IN Code § 27-4-3-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 3. Restrictions on Unlawful Insurance Producer Representation|27-4-3-1. Two or More Companies Coercing or Inducing Insurance Producer to Refrain From Representing Additional Companies

Sec. 1. It is hereby declared unlawful for any two (2) or more insurance companies writing the same class, or classes, of risks and doing business in this state, directly or indirectly, to enter into any arrangement, contract, agreement, understanding, combination or association to require, coerce or induce any insurance producer or representative of any two (2) or more of such insurance companies within the state of Indiana to refrain from representing other such insurance companies, or to afford any advantage to any insurance producer to refrain from representing other such insurance companies or to impose upon the insurance producer any disadvantage by reason of the insurance producer's acting as representative of other such insurance companies.Formerly: Acts 1937, c.46, s.1. As amended by P.L.178-2003, SEC.36.
IN Code § 27-4-3-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 3. Restrictions on Unlawful Insurance Producer Representation|27-4-3-2. Insurance Producer's Agreement Not to Represent Additional Companies; Exclusive Representation of Single Company

Sec. 2. (a) It is unlawful for any insurance producer representing or acting for two (2) or more insurance companies writing the same class or classes, of risks to enter, either directly or indirectly, into any agreement, arrangement, contract or understanding with one (1) or more of such companies that the insurance producer will refrain from representing any other like company or companies, and it is unlawful for any such insurance company, not having a contract requiring an insurance producer to represent the insurance company alone, in any manner to require, coerce, or induce any insurance producer to refrain from representing any other like company or companies.(b) This section does not prevent any insurance company or insurance producer from at any time entering into a bona fide contract whereby an insurance producer agrees that the insurance producer will thereafter represent a single company exclusively.Formerly: Acts 1937, c.46, s.2. As amended by P.L.178-2003, SEC.37.
IN Code § 27-4-3-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 3. Restrictions on Unlawful Insurance Producer Representation|27-4-3-3. Violations; License Suspension; Public Hearing; Appeal

Sec. 3. For violation of any provision of this chapter, the license of the offending company or insurance producer to transact the business of insurance within the state of Indiana shall be suspended for a period of three (3) years. Whenever information of any such violation shall come to the knowledge of the commissioner of insurance, the commissioner shall issue an order fixing a day certain, not more than thirty (30) nor less than twenty (20) days from the making thereof, upon which the offender shall appear and show cause why such penalty should not be enforced, such order specifying with reasonable certainty the violation charged, and if, after hearing, the commissioner shall determine that the company or insurance producer is guilty of such violation, the commissioner shall forthwith suspend the license of the offender for a period of three (3) years. Such hearing shall be public, and at any such hearing any person or corporation having lodged information of such violation with the commissioner shall be entitled to be present and submit evidence. Within thirty (30) days after the suspension of any such license, the insurance producer or company whose license has been suspended may appeal from the ruling of the commissioner of insurance to the circuit or superior court of the county in which the insurance producer resides or in which such company has its principal place of business, and if such company be a foreign insurance company then such appeal may be taken by such company to the circuit or superior court of Marion County.Formerly: Acts 1937, c.46, s.3. As amended by P.L.252-1985, SEC.158; P.L.178-2003, SEC.38.
IN Code § 27-4-4-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 4. Unauthorized Insurers Process Act|27-4-4-1. Purpose; Legislative Declaration

Sec. 1. (a) The purpose of this chapter is to subject certain insurers to the jurisdiction of courts of this state in suits by or on behalf of the insureds or beneficiaries under insurance contracts.(b) The general assembly declares that it is a subject of concern that many residents of this state hold policies of insurance issued or delivered in this state by insurers while not authorized to do business in this state, thus presenting to such residents the often insuperable obstacle of resorting to distant forums for the purpose of asserting legal rights under such policies. In furtherance of such state interest, the general assembly provides in this chapter a method of substituted service of process upon such insurers and declares that in so doing it exercises its power to protect its residents and to define, for the purpose of this chapter, what constitutes doing business in this state, and also exercises powers and privileges available to the state by virtue of 15 U.S.C. 1011 et seq., which declares that the business of insurance and every person engaged in the business of insurance is subject to the laws of the several states.Formerly: Acts 1955, c.203, s.1. As amended by P.L.252-1985, SEC.159; P.L.136-2018, SEC.171.
IN Code § 27-4-4-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 4. Unauthorized Insurers Process Act|27-4-4-2. Definitions

Sec. 2. As used in this chapter and unless a different meaning appears from the context:(a) The term "insurer" means a company, firm, partnership, association, order, society, or system making any kind or kinds of insurance and shall include associations operating as Lloyds, reciprocal, or interinsurers, or individual underwriters.(b) The term "unauthorized foreign insurer" means an insurer organized under the laws of, or whose place of domicile is in any state of the United States other than this state or organized under the laws of, or whose place of domicile is in any territory or insular possession of the United States or the District of Columbia, and which insurer is not admitted, authorized, and licensed in accordance with the laws of this state to do and transact the business of insurance in the state of Indiana.(c) The term "unauthorized alien insurer" means an insurer organized under the laws of, or whose place of domicile is in any country other than the United States or territory or insular possession thereof, or the District of Columbia, and which insurer is not admitted, authorized, and licensed in accordance with the laws of this state to do and transact the business of insurance in the state of Indiana.Formerly: Acts 1955, c.203, s.2. As amended by P.L.252-1985, SEC.160.
IN Code § 27-4-4-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 4. Unauthorized Insurers Process Act|27-4-4-4. Deposit or Bond; Motion to Quash Service

Sec. 4. (a) Before any unauthorized foreign or alien insurer shall file or cause to be filed any pleading in any action, suit, or proceeding instituted against it, such unauthorized insurer shall:(1) deposit, with the clerk of the court in which such action, suit, or proceeding is pending, cash or securities, or file with such clerk a bond with good and sufficient sureties, to be approved by the court, in an amount to be fixed by the court sufficient to secure the payment of any final judgment which may be rendered in such action; or(2) procure a certificate of authority to transact the business of insurance in this state.(b) The court in any action, suit, or proceeding, in which service is made in the manner provided in section 3 of this chapter may, in its discretion, order such postponement as may be necessary to afford the defendant reasonable opportunity to comply with the provisions of subsection (a) and to defend such action.(c) Nothing in subsection (a) is to be construed to prevent an unauthorized foreign or alien insurer from filing a motion to quash a writ or to set aside service made in the manner provided in section 3 of this chapter on the ground either:(1) that such unauthorized insurer has not done any of the acts enumerated in section 3(a) of this chapter; or(2) that the person on whom service was made pursuant to section 3(c) of this chapter was not doing any of the acts enumerated in section 3(c) of this chapter.Formerly: Acts 1955, c.203, s.4. As amended by P.L.252-1985, SEC.161; P.L.136-2018, SEC.173.
IN Code § 27-4-4-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 4. Unauthorized Insurers Process Act|27-4-4-5. Vexatious Refusal to Pay Without Reasonable Cause; Attorney's Fees

Sec. 5. In any action against an unauthorized foreign or alien insurer upon a contract of insurance issued or delivered in this state to a resident of this state or to a corporation authorized to do business in this state, if the insurer has failed for thirty (30) days after demand prior to the commencement of the action to make payment in accordance with the terms of the contract, and it appears to the court that the refusal was vexatious and without reasonable cause, the court may allow to the plaintiff a reasonable attorney fee and include such fee in any judgment that may be rendered in the action. Such fee shall not exceed twelve and one-half percent (12 1/2%) of the amount which the court or jury finds the plaintiff is entitled to recover against the insurer, but in no event shall such fee be less than twenty-five dollars ($25). Failure of an insurer to defend any such action shall be deemed prima facie evidence that its failure to make payment was vexatious and without reasonable cause.Formerly: Acts 1955, c.203, s.5. As amended by P.L.136-2018, SEC.174.
IN Code § 27-4-4-6 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 4. Unauthorized Insurers Process Act|27-4-4-6. Exclusions From Act

Sec. 6. The provisions of this chapter shall not apply to any action, suit, or proceeding against any unauthorized insurer arising out of any contract of:(1) reinsurance effectuated in accordance with the laws of Indiana;(2) aircraft insurance;(3) insurance on property or operations of railroads engaged in interstate commerce;(4) insurance against legal liability arising out of the ownership, operation or maintenance of any property having a permanent situs outside of this state; or(5) insurance against loss of or damage to any property having a permanent situs outside of this state;where such contract contains a provision designating the department or the commissioner or a bona fide resident of the state of Indiana to be its true and lawful attorney upon whom may be served all lawful process in any action, suit, or proceeding instituted by or on behalf of an insured or beneficiary arising out of any such contract.Formerly: Acts 1955, c.203, s.6. As amended by P.L.252-1985, SEC.162.
IN Code § 27-4-4-7 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 4. Unauthorized Insurers Process Act|27-4-4-7. Construction

Sec. 7. This chapter is declared to be in addition and supplemental to other laws of the state of Indiana and shall be construed accordingly.Formerly: Acts 1955, c.203, s.7. As amended by P.L.252-1985, SEC.163.
IN Code § 27-4-4-8 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 4. Unauthorized Insurers Process Act|27-4-4-8. Short Title

Sec. 8. This chapter may be cited as the Unauthorized Insurers Process Act.Formerly: Acts 1955, c.203, s.9. As amended by P.L.252-1985, SEC.164.
IN Code § 27-4-5-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 5. Unauthorized Insurers Act|27-4-5-1. Purpose; Legislative Declaration

Sec. 1. The purpose of this chapter is to subject certain insurers to the jurisdiction of the insurance commissioner and the courts of this state in suits by or on behalf of the state. The general assembly declares that it is concerned with the protection of residents of this state against acts by insurers not authorized to do an insurance business in this state, by the maintenance of fair and honest insurance markets, by protecting authorized insurers which are subject to regulation from unfair competition by unauthorized insurers, and by protecting against the evasion of the insurance regulatory laws of this state. In furtherance of such state interest, the general assembly provides methods in this chapter for substituted service of process upon such insurers in any proceeding, suit, or action in any court and substituted service of any notice, order, pleading, or process upon such insurers in any proceeding by the commissioner of insurance to enforce or effect full compliance with this title. In so doing, the state exercises its powers to protect residents of this state and to define what constitutes transacting an insurance business in this state, and also exercises powers and privileges available to this state by virtue of 15 U.S.C. 1011 through 1015, which declares that the business of insurance and every person engaged in the business of insurance shall be subject to the laws of the several states.Formerly: Acts 1969, c.194, s.1. As amended by P.L.252-1985, SEC.165; P.L.124-2018, SEC.65; P.L.136-2018, SEC.175.
IN Code § 27-4-5-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 5. Unauthorized Insurers Act|27-4-5-3. Injunction

Sec. 3. Whenever the commissioner believes, from evidence satisfactory to the commissioner, that any insurer is violating or about to violate the provisions of section 2 of this chapter, the commissioner may cause a complaint to be filed in the circuit or superior court to enjoin and restrain such insurer from continuing such violation or engaging in the violation or doing any act in furtherance of the violation. The court shall have jurisdiction of the proceeding and shall have the power to make and enter an order or judgment awarding preliminary or final injunctive relief as in its judgment is proper.Formerly: Acts 1969, c.194, s.3. As amended by P.L.252-1985, SEC.166; P.L.255-1995, SEC.5; P.L.136-2018, SEC.176.
IN Code § 27-4-5-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 5. Unauthorized Insurers Act|27-4-5-5. Prerequisites to Pleading; Deposit to Secure Payment of Judgment; Procuring Certificate of Authority; Motion to Quash

Sec. 5. (a) Before any unauthorized insurer files or causes to be filed in any pleading in any court action, suit, or proceeding or in any notice, order, pleading, or process in such administrative proceeding before the commissioner instituted against such person or insurer, by services made as provided in section 4 of this chapter, such insurer shall either:(1) deposit with the clerk in which such action, suit, or proceeding is pending, or with the commissioner of insurance in administrative proceedings before the commissioner, cash or securities, or file with such clerk or commissioner a bond with good and sufficient sureties, to be approved by the clerk or commissioner in an amount to be fixed by the court or commissioner sufficient to secure the payment of any final judgment which may be rendered in such action or administrative proceeding; or(2) procure a certificate of authority to transact the business of insurance in this state.In considering the application of an insurer for a certificate of authority, for the purposes of this section the commissioner need not assert the provisions of IC 27-1-20-12 against such insurer with respect to its application if he determines that such company would otherwise comply with the requirements for such certificate of authority.(b) The commissioner of insurance, in any administrative proceeding in which service is made as provided in section 4 of this chapter, may in his discretion order such postponement as may be necessary to afford the defendant reasonable opportunity to comply with the provisions of subsection (a) and to defend such action.(c) Nothing in subsection (a) shall be construed to prevent an unauthorized insurer from filing a motion to quash a writ or to set aside service thereof made in the manner provided in section 4 of this chapter on the ground that such unauthorized insurer has not done any of the acts enumerated in section 2 of this chapter.Formerly: Acts 1969, c.194, s.5. As amended by P.L.252-1985, SEC.168.
IN Code § 27-4-5-8 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 5. Unauthorized Insurers Act|27-4-5-8. Short Title

Sec. 8. This chapter may be cited as the Uniform Unauthorized Insurers Act.Formerly: Acts 1969, c.194, s.8. As amended by P.L.252-1985, SEC.169.
IN Code § 27-4-6-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 6. Unauthorized Insurers False Advertising Process Act|27-4-6-1. Purpose; Liberal Construction

Sec. 1. (a) The purpose of this chapter is to subject to the jurisdiction of the insurance commissioner of this state and to the jurisdiction of the courts of this state insurers, not authorized to transact business in this state, which place in or send into this state any false advertising designed to induce residents of this state to purchase insurance from insurers not authorized to transact business in this state. The legislature declares it is in the interest of the citizens of this state who purchase insurance from insurers which solicit insurance business in this state in the manner set forth in the preceding sentence that such insurers be subject to the provisions of this chapter. In furtherance of such state interest, the legislature provides in this chapter a method of substituted service of process upon such insurers and declares that in so doing, it exercises its power to protect its residents and also exercises powers and privileges available to the state by virtue of 15 U.S.C. 1011 et seq., which declares that the business of insurance and every person engaged in the business of insurance shall be subject to the laws of the several states. The authority provided in this chapter is to be in addition to any other powers of this state.(b) The provisions of this chapter shall be liberally construed.Formerly: Acts 1963, c.163, s.1. As amended by P.L.252-1985, SEC.170; P.L.136-2018, SEC.178.
IN Code § 27-4-6-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 6. Unauthorized Insurers False Advertising Process Act|27-4-6-2. Definitions

Sec. 2. When used in this chapter:"Commissioner" shall mean the commissioner of insurance of this state."Residents" shall mean and include person, partnership, limited liability company, or corporation, domestic, alien, or foreign.Formerly: Acts 1963, c.163, s.2. As amended by P.L.252-1985, SEC.171; P.L.8-1993, SEC.419.
IN Code § 27-4-6-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 6. Unauthorized Insurers False Advertising Process Act|27-4-6-3. Advertising in Violation of Unfair Trade Practice Act by Unauthorized Foreign or Alien Insurer; Notice to Insurer and Supervisory Official of Domiciliary State

Sec. 3. No unauthorized foreign or alien insurer of the kind described in section 1 of this chapter shall make, issue, circulate, or cause to be made, issued, or circulated, to residents of this state any estimate, illustration, circular, pamphlet, or letter, or cause to be made in any newspaper, magazine, or other publication or over any radio or television station, any announcement or statement to such residents misrepresenting its financial condition or the terms of any contracts issued or to be issued or the benefits or advantages promised thereby, or the dividends or share of the surplus to be received thereon in violation of IC 27-4-1, and whenever the commissioner shall have reason to believe that any such insurer is engaging in such unlawful advertising, he shall give notice of such fact by registered mail to such insurer and to the insurance supervisory official of the domiciliary state of such insurer. For the purpose of this section, the domiciliary state of an alien insurer shall be deemed to be the state of entry or the state of the principal office in the United States.Formerly: Acts 1963, c.163, s.3. As amended by P.L.252-1985, SEC.172.
IN Code § 27-4-6-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 6. Unauthorized Insurers False Advertising Process Act|27-4-6-4. Failure of Unauthorized Foreign or Alien Insurer to Cease Unlawful Advertising After Notice; Action Under Unfair Trade Practice Act

Sec. 4. If after thirty (30) days following the giving of the notice mentioned in section 3 of this chapter such insurer has failed to cease making, issuing, or circulating such misrepresentations or causing the same to be made, issued, or circulated in this state, and if the commissioner has reason to believe that a proceeding by him in respect to such matters would be to the interest of the public, and that such insurer is issuing or delivering contracts of insurance to residents of this state or collecting premiums on such contracts or doing any of the acts enumerated in section 5 of this chapter, he shall take action against such insurer under IC 27-4-1.Formerly: Acts 1963, c.163, s.4. As amended by P.L.252-1985, SEC.173.
IN Code § 27-4-6-6 (2021)
2021 Indiana Code|Title 27. Insurance|Article 4. Unfair Competition; Unauthorized Insurers; Foreign Insurers|Chapter 6. Unauthorized Insurers False Advertising Process Act|27-4-6-6. Short Title

Sec. 6. This chapter may be cited as the Unauthorized Insurers False Advertising Process Act.Formerly: Acts 1963, c.163, s.7. As amended by P.L.252-1985, SEC.175.