reglab/housing_qa huggingface dataset:
WA Rev Code § 30A.22.240 (2021)
2021 Revised Code of Washington|Title 30A - Washington Commercial Bank Act|Chapter 30A.22 - Financial Institution Individual Account Deposit Act.|30A.22.240 - Records—Disclosure—Requests by law enforcement—Fees.

RCW 30A.22.240 Records—Disclosure—Requests by law enforcement—Fees.(1) If a financial institution discloses information in good faith concerning its customer or customers in accordance with this section, it shall not be liable to its customers or others for such disclosure or its consequences. Good faith will be presumed if the financial institution follows the procedures set forth in this section.(2) A request for financial records made by a law enforcement officer shall be submitted to the financial institution in writing stating that the officer is conducting a criminal investigation of actual or attempted withdrawals from an account at the institution and that the officer reasonably believes a statutory notice of dishonor has been given pursuant to RCW 62A.3-515, fifteen days have elapsed, and the item remains unpaid. The request shall include the name and number of the account and be accompanied by a copy of:(a) The front and back of at least one unpaid check or draft drawn on the account that has been presented for payment no fewer than two times or has been drawn on a closed account; and(b) A statement of the dates or time period relevant to the investigation.(3) To the extent permitted by federal law, under subsection (2) of this section a financial institution shall within a reasonable time disclose to a requesting law enforcement officer so much of the following information as has been requested concerning the account upon which the dishonored check or draft was drawn, to the extent the records can be located:(a) The date the account was opened; the details and amount of the opening deposit to the account; and if closed, the reason the account was closed, the date the account was closed, and balance at date of closing;(b) A copy of the statements of the account for the relevant period including dates under investigation and the preceding and following thirty days and the closing statement, if the account was closed;(c) A copy of the front and back of the signature card; and(d) If the account was closed by the financial institution, the name of the person notified of its closing and a copy of the notice of the account's closing and whether such notice was returned undelivered.(4) Financial institutions may charge requesting parties a reasonable fee for the actual costs of providing services under this chapter. These fees may not exceed rates charged to federal agencies for similar requests. In the event an investigation results in conviction, the court may order the defendant to pay costs incurred by law enforcement under chapter 186, Laws of 1995.[ 1995 c 186 § 2. Formerly RCW 30.22.240.]
WA Rev Code § 30A.22.245 (2021)
2021 Revised Code of Washington|Title 30A - Washington Commercial Bank Act|Chapter 30A.22 - Financial Institution Individual Account Deposit Act.|30A.22.245 - Records—Admission as evidence—Certificate.

RCW 30A.22.245 Records—Admission as evidence—Certificate.Records obtained pursuant to this chapter shall be admitted as evidence in all courts of this state, under Washington rule of evidence 902, when accompanied by a certificate substantially in the following form:CERTIFICATE1. The accompanying documents are true and correct copies of the records of [name of financial institution]. The records were made in the regular course of business of the financial institution at or near the time of the acts, events, or conditions which they reflect.2. They are produced in response to a request made under *RCW 30.22.240.3. The undersigned is authorized to execute this certificate. I CERTIFY, under penalty of perjury under the laws of the State of Washington, that the foregoing statements are true and correct.————————DateSignature————————Place of SigningType or Print Name/ Title/Telephone No.[ 1995 c 186 § 3. Formerly RCW 30.22.245.]NOTES:*Reviser's note: RCW 30.22.240 was recodified as RCW 30A.22.240 pursuant to 2014 c 37 § 4, effective January 5, 2015.
WA Rev Code § 30A.22.250 (2021)
2021 Revised Code of Washington|Title 30A - Washington Commercial Bank Act|Chapter 30A.22 - Financial Institution Individual Account Deposit Act.|30A.22.250 - No duty to request information.

RCW 30A.22.250 No duty to request information.RCW 9.38.015 does not create a duty for financial institutions to request the information set forth in RCW 9.38.015(1).[ 1995 c 186 § 5. Formerly RCW 30.22.250.]
WA Rev Code § 30A.22.260 (2021)
2021 Revised Code of Washington|Title 30A - Washington Commercial Bank Act|Chapter 30A.22 - Financial Institution Individual Account Deposit Act.|30A.22.260 - Promotional contests of chance—Director's authority.

RCW 30A.22.260 Promotional contests of chance—Director's authority.(1) If approved by its board of directors, a financial institution may conduct a promotional contest of chance as permitted under RCW 9.46.0356(1)(b).(2) A financial institution must not conduct a savings promotional contest of chance, if, in the opinion of the director:(a) It is likely to or does adversely affect the financial institution's safety and soundness;(b) It is administered in an unsafe and unsound or imprudent manner, or in a manner that is likely to or does result in actual or potential reputational harm to the financial institution; or(c) It is likely to or has misled the financial institution's members, depositors, or the general public.(3) The director may examine the conduct of a promotional contest of chance pursuant to his or her supervisory and examination powers under:(a) *Title 30 RCW, in regard to a bank;(b) Title 32 RCW, in regard to a mutual or stock savings bank; or(c) Chapter 31.12 RCW, in regard to a state credit union.(4) The director may exercise his or her full enforcement powers under the titles and chapter in subsection (3) of this section and may issue a cease and desist order for a violation of this section.(5) A financial institution must maintain records sufficient to facilitate an audit of a promotional contest of chance, and must provide those records to the director upon request.[ 2011 c 303 § 5. Formerly RCW 30.22.260.]NOTES:*Reviser's note: Title 30 RCW was recodified and/or repealed pursuant to chapter 37, Laws of 2014, effective January 5, 2015.Findings—Intent—2011 c 303: See note following RCW 9.46.0356.
WA Rev Code § 30A.22.900 (2021)
2021 Revised Code of Washington|Title 30A - Washington Commercial Bank Act|Chapter 30A.22 - Financial Institution Individual Account Deposit Act.|30A.22.900 - Effective date—1981 c 192.

RCW 30A.22.900 Effective date—1981 c 192.This act shall take effect on July 1, 1982.[ 1981 c 192 § 34. Formerly RCW 30.22.900.]
WA Rev Code § 30A.22.902 (2021)
2021 Revised Code of Washington|Title 30A - Washington Commercial Bank Act|Chapter 30A.22 - Financial Institution Individual Account Deposit Act.|30A.22.902 - Construction—Chapter applicable to state registered domestic partnerships—2009 c 521.

RCW 30A.22.902 Construction—Chapter applicable to state registered domestic partnerships—2009 c 521.For the purposes of this chapter, the terms spouse, marriage, marital, husband, wife, widow, widower, next of kin, and family shall be interpreted as applying equally to state registered domestic partnerships or individuals in state registered domestic partnerships as well as to marital relationships and married persons, and references to dissolution of marriage shall apply equally to state registered domestic partnerships that have been terminated, dissolved, or invalidated, to the extent that such interpretation does not conflict with federal law. Where necessary to implement chapter 521, Laws of 2009, gender-specific terms such as husband and wife used in any statute, rule, or other law shall be construed to be gender neutral, and applicable to individuals in state registered domestic partnerships.[ 2009 c 521 § 76. Formerly RCW 30.22.902.]
WA Rev Code § 30A.32.010 (2021)
2021 Revised Code of Washington|Title 30A - Washington Commercial Bank Act|Chapter 30A.32 - Dealings With Federal Loan Agencies.|30A.32.010 - Membership in federal reserve system—Investment in stock of Federal Deposit Insurance Corporation.

RCW 30A.32.010 Membership in federal reserve system—Investment in stock of Federal Deposit Insurance Corporation.Any bank or mutual savings bank may become a member of the federal reserve system of the United States and to that end may comply with all laws of the United States and all rules, regulations and requirements promulgated pursuant thereto, including the investment of its funds in the stock of a federal reserve bank; and any bank or mutual savings bank, whether a member of the federal reserve system or not, may invest its funds in the stock of the Federal Deposit Insurance Corporation created by the act of congress approved June 16, 1933, and may participate in the insurance of bank deposits and obligate itself for the cost of such participation by assessments or otherwise in accordance with the laws of the United States.[ 2014 c 37 § 200; 1955 c 33 § 30.32.010. Prior: 1933 ex.s. c 9 § 1; RRS § 3235-1. Formerly RCW 30.32.010.]
WA Rev Code § 30A.32.020 (2021)
2021 Revised Code of Washington|Title 30A - Washington Commercial Bank Act|Chapter 30A.32 - Dealings With Federal Loan Agencies.|30A.32.020 - Investment in federal home loan bank stock or bonds.

RCW 30A.32.020 Investment in federal home loan bank stock or bonds.Any savings and loan association, building and loan association, bank, savings bank, or mutual savings bank may become a member of and invest its funds in the bonds and/or the capital stock of a federal home loan bank, and vote such stock in the manner prescribed by its board of directors.[ 2014 c 37 § 201; 1955 c 33 § 30.32.020. Prior: 1933 c 105 § 1; RRS § 3294-1. Formerly RCW 30.32.020.]
WA Rev Code § 30A.32.030 (2021)
2021 Revised Code of Washington|Title 30A - Washington Commercial Bank Act|Chapter 30A.32 - Dealings With Federal Loan Agencies.|30A.32.030 - May borrow from home loan bank.

RCW 30A.32.030 May borrow from home loan bank.Any such bank, insurance company, or association, may borrow from any home loan bank and as security for borrowing may pledge therewith the notes, mortgages, trust deeds which it holds as shall be required by federal law, and under such rules and regulations as shall be adopted by a federal home loan bank.[ 2014 c 37 § 202; 1955 c 33 § 30.32.030. Prior: 1933 c 105 § 2; RRS § 3294-2. Formerly RCW 30.32.030.]
WA Rev Code § 30A.32.040 (2021)
2021 Revised Code of Washington|Title 30A - Washington Commercial Bank Act|Chapter 30A.32 - Dealings With Federal Loan Agencies.|30A.32.040 - Federal home loan bank as depositary.

RCW 30A.32.040 Federal home loan bank as depositary.Any such bank, insurance company, or association, may designate a federal home loan bank as a depositary for its funds.[ 2014 c 37 § 203; 1955 c 33 § 30.32.040. Prior: 1933 c 105 § 3; RRS § 3294-3. Formerly RCW 30.32.040.]
WA Rev Code § 30A.36.010 (2021)
2021 Revised Code of Washington|Title 30A - Washington Commercial Bank Act|Chapter 30A.36 - Capital Notes or Debentures.|30A.36.010 - Definitions.

RCW 30A.36.010 Definitions.Capital notes or debentures, where used in this chapter, shall mean notes or other obligations issued by a bank or mutual savings bank, for money obtained and used as additional capital or to replace impaired capital stock: PROVIDED, Such notes or other obligations are subordinate to the rights of depositors and other creditors.The term "capital" where used in this chapter shall mean capital stock and/or capital notes.[ 2014 c 37 § 204; 1955 c 33 § 30.36.010. Prior: 1935 c 42 § 1; RRS § 3295-1. Formerly RCW 30.36.010.]
WA Rev Code § 30A.36.020 (2021)
2021 Revised Code of Washington|Title 30A - Washington Commercial Bank Act|Chapter 30A.36 - Capital Notes or Debentures.|30A.36.020 - Issuance and sale—Status—Conversion rights.

RCW 30A.36.020 Issuance and sale—Status—Conversion rights.With the approval of the director, any bank or mutual savings bank may at any time, through action of its board of directors or trustees, issue and sell its capital notes or debentures. Such capital notes or debentures shall be subordinate to the claims of depositors and other creditors. The holders of capital notes or debentures issued by a bank shall have such conversion rights as may be provided in the articles of incorporation with the approval of the director.[ 2014 c 37 § 205; 1994 c 92 § 76; 1979 c 106 § 5; 1955 c 33 § 30.36.020. Prior: 1935 c 42 § 2; RRS 3295-2. Formerly RCW 30.36.020.]
WA Rev Code § 30A.36.030 (2021)
2021 Revised Code of Washington|Title 30A - Washington Commercial Bank Act|Chapter 30A.36 - Capital Notes or Debentures.|30A.36.030 - Stock at less than par—Impairment.

RCW 30A.36.030 Stock at less than par—Impairment.Where any bank or mutual savings bank has issued and has outstanding capital notes or debentures, it may carry its capital stock on its books at a sum less than par, and it shall not be considered impaired so long as the amount of such capital notes or debentures equals or exceeds the impairment as found by the director.[ 2014 c 37 § 206; 1994 c 92 § 77; 1955 c 33 § 30.36.030. Prior: 1935 c 42 § 3; RRS § 3295-3. Formerly RCW 30.36.030.]
WA Rev Code § 30A.36.040 (2021)
2021 Revised Code of Washington|Title 30A - Washington Commercial Bank Act|Chapter 30A.36 - Capital Notes or Debentures.|30A.36.040 - Impairment to be corrected before retirement of notes or debentures.

RCW 30A.36.040 Impairment to be corrected before retirement of notes or debentures.Before such capital notes or debentures are retired or paid by the bank or mutual savings bank, any existing impairment of its capital stock must be overcome or corrected to the satisfaction of the director.[ 2014 c 37 § 207; 1994 c 92 § 78; 1955 c 33 § 30.36.040. Prior: 1935 c 42 § 4; RRS § 3295-4. Formerly RCW 30.36.040.]
WA Rev Code § 30A.36.050 (2021)
2021 Revised Code of Washington|Title 30A - Washington Commercial Bank Act|Chapter 30A.36 - Capital Notes or Debentures.|30A.36.050 - Not subject to assessments—Liability of holders.

RCW 30A.36.050 Not subject to assessments—Liability of holders.Such capital notes or debentures shall in no case be subject to any assessment. The holders of such capital notes or debentures shall not be held individually responsible, as such holders, for any debts, contracts or engagements of such institution, and as such holders, shall not be held liable for assessments to restore impairments in the capital of such institution.[ 1955 c 33 § 30.36.050. Prior: 1935 c 42 § 5; RRS § 3295-5. Formerly RCW 30.36.050.]
WA Rev Code § 30A.38.010 (2021)
2021 Revised Code of Washington|Title 30A - Washington Commercial Bank Act|Chapter 30A.38 - Interstate Banking.|30A.38.010 - Out-of-state bank may engage in banking in this state—Conditions—Director's approval of interstate combination.

RCW 30A.38.010 Out-of-state bank may engage in banking in this state—Conditions—Director's approval of interstate combination.(1) An out-of-state bank may engage in banking in this state without violating RCW 30A.04.280 only if the conditions and filing requirements of this chapter are met and the bank was lawfully engaged in banking in this state on July 22, 2010, or the bank's in-state banking activities:(a) Resulted from an interstate combination pursuant to RCW 30A.49.125 or 32.32.500;(b) Resulted from a relocation of a head office of a state bank pursuant to 12 U.S.C. Sec. 30 and RCW 30A.04.215(3);(c) Resulted from a relocation of a main office of a national bank pursuant to 12 U.S.C. Sec. 30;(d) Resulted from the establishment of a branch of a savings bank in compliance with RCW 32.04.030(6); or(e) Resulted from interstate branching under RCW 30A.38.015.Nothing in this section affects the authorities of alien banks as defined by RCW 30A.42.020 to engage in banking within this state.(2) The director, consistent with 12 U.S.C. Sec. 1831u(b)(2)(D), may approve an interstate combination if the standard on which the approval is based does not discriminate against out-of-state banks, out-of-state bank holding companies, or subsidiaries of those banks or holding companies.[ 2014 c 37 § 208; 2013 c 76 § 12; 2005 c 348 § 2; 1996 c 2 § 11. Formerly RCW 30.38.010.]NOTES:Effective date—2005 c 348: See note following RCW 30A.38.005.
WA Rev Code § 30A.38.015 (2021)
2021 Revised Code of Washington|Title 30A - Washington Commercial Bank Act|Chapter 30A.38 - Interstate Banking.|30A.38.015 - Out-of-state bank without a branch in this state—Options—Director's approval required, conditions.

RCW 30A.38.015 Out-of-state bank without a branch in this state—Options—Director's approval required, conditions.(1) An out-of-state bank that does not have a branch in Washington may, under this chapter, establish and maintain:(a) A de novo branch in this state; or(b) A branch in this state through the acquisition of a branch.(2) An out-of-state bank desiring to establish and maintain a de novo branch or to acquire a branch in this state shall provide written application of the proposed transaction to the director, accompanied by the fee prescribed by the director, not later than three days after the date of filing with the responsible federal bank supervisory agency for approval to establish or acquire the branch.(3) Subject to the conditions of this chapter, the director shall approve an application under subsection (2) of this section if the out-of-state bank would be permitted to establish or acquire a branch in Washington state if it were a bank chartered in Washington state.[ 2013 c 76 § 13; 2005 c 348 § 3. Formerly RCW 30.38.015.]NOTES:Effective date—2005 c 348: See note following RCW 30A.38.005.
WA Rev Code § 30A.38.020 (2021)
2021 Revised Code of Washington|Title 30A - Washington Commercial Bank Act|Chapter 30A.38 - Interstate Banking.|30A.38.020 - Out-of-state bank with host branches—Relocation of head office—Reincorporation—Application—Director's approval required.

RCW 30A.38.020 Out-of-state bank with host branches—Relocation of head office—Reincorporation—Application—Director's approval required.An out-of-state bank with host branches in this state may relocate its head office in Washington and reincorporate as a Washington state bank if the director finds that the bank meets the standards as to capital structures, operations, business experience, and character of officers and directors, and the bank follows the procedures specified in this section.The bank shall file with the director on a form prescribed by the director, an application to relocate its head office to Washington. Within six months upon acceptance of a complete application, the director shall notify the bank to file, in triplicate, an executed and acknowledged certificate of reincorporation signed by a majority of the entire board of directors that at least two-thirds of each class of voting stock of the bank entitled to vote thereon has approved the: (1) Head office relocation; (2) change to a Washington state bank; and (3) new articles of incorporation.Within thirty days after receipt of the certificate and articles, the director shall endorse upon each of the triplicate copies, over the director's official signature, the word "approved" or the word "refused," with the date of the endorsement. In case of refusal the director shall immediately return one of the triplicates, so endorsed, together with a statement explaining the reason for refusal to the bank from whom the certificate and articles were received. The refusal shall be conclusive, unless the bank, within ten days of the issuance of the notice of refusal, requests a hearing under chapter 34.05 RCW.[ 1996 c 2 § 12. Formerly RCW 30.38.020.]
WA Rev Code § 30A.38.030 (2021)
2021 Revised Code of Washington|Title 30A - Washington Commercial Bank Act|Chapter 30A.38 - Interstate Banking.|30A.38.030 - Out-of-state bank may maintain and operate branches—Powers and authorities.

RCW 30A.38.030 Out-of-state bank may maintain and operate branches—Powers and authorities.(1) If authorized to engage in banking in this state under RCW 30A.38.010, an out-of-state bank may maintain and operate the branches in Washington of a Washington bank with which the out-of-state bank or its predecessors engaged in an interstate combination.(2) The out-of-state bank may establish or acquire and operate additional branches in Washington to the same extent that any Washington bank may establish or acquire and operate a branch in Washington under applicable federal and state law.(3) The out-of-state state bank may, at such branches, unless otherwise limited by the bank's home state law, exercise any powers and authorities that are authorized under the laws of this state for Washington state banks.(4) The out-of-state state bank may, at these branches, exercise additional powers and authorities that are authorized under the laws of its home state, only if the director determines in writing that the exercise of the additional powers and authorities in this state will not threaten the safety and soundness of banks in this state and serves the convenience and needs of Washington consumers. Washington state banks also may exercise the powers and authorities under RCW * 30A.08.140(16) or ** 32.08.140(15).[ 2014 c 37 § 209; 1996 c 2 § 13. Formerly RCW 30.38.030.]NOTES:Reviser's note: *(1) RCW 30.08.140, which was subsequently recodified as RCW 30A.08.140 pursuant to 2014 c 37 § 4, was amended by 2013 c 76 §§ 9 and 10, deleting subsection (16).**(2) RCW 32.08.140 was amended by 2013 c 76 §§ 24 and 25, deleting subsection (15).
WA Rev Code § 30A.38.050 (2021)
2021 Revised Code of Washington|Title 30A - Washington Commercial Bank Act|Chapter 30A.38 - Interstate Banking.|30A.38.050 - Branch of out-of-state state bank—Violations—Unsafe and unsound operations—Enforcement actions—Notice to home state regulator.

RCW 30A.38.050 Branch of out-of-state state bank—Violations—Unsafe and unsound operations—Enforcement actions—Notice to home state regulator.If the director determines that a branch maintained by an out-of-state state bank in this state is being operated in violation of the laws of this state, or that the branch is being operated in an unsafe and unsound manner, the director has the authority to take all enforcement actions he or she would be empowered to take if the branch were a Washington state bank. However, the director shall promptly give notice to the home state regulator of each enforcement action taken against an out-of-state state bank and, to the extent practicable, shall consult and cooperate with the home state regulator in pursuing and resolving the enforcement action.[ 1996 c 2 § 15. Formerly RCW 30.38.050.]
WA Rev Code § 30A.38.060 (2021)
2021 Revised Code of Washington|Title 30A - Washington Commercial Bank Act|Chapter 30A.38 - Interstate Banking.|30A.38.060 - Rules.

RCW 30A.38.060 Rules.The director may adopt those rules necessary to implement chapter 2, Laws of 1996.[ 1996 c 2 § 16. Formerly RCW 30.38.060.]