reglab/housing_qa huggingface dataset:
UT Code § 31A-22-1009 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 10 - Workers' Compensation Insurance Contracts|Section 1009 - Other applicable provisions.

31A-22-1009. Other applicable provisions.  Workers' compensation insurance contracts are subject to any applicable requirements of Title 34A, Chapter 2, Workers' Compensation Act.  Amended by Chapter 375, 1997 General Session
UT Code § 31A-22-1010 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 10 - Workers' Compensation Insurance Contracts|Section 1010 - Workers' compensation deductible policies.

31A-22-1010. Workers' compensation deductible policies.    (1) An insurer authorized to transact the business of workers' compensation in this state may issue a workers' compensation insurance policy that provides for the insured to participate in the payment of the insurance claims and losses covered by the policy in accordance with rules made by the department.     (2) Notwithstanding Subsection (1), an insurer:   (a) shall assume responsibility to pay all claims and losses under a workers' compensation insurance policy in accordance with Title 34A, Chapter 2, Workers' Compensation Act, and Chapter 3, Utah Occupational Disease Act;     (b) may not permit the insured to participate in the payment of the insurance claims and losses by any means except reimbursement of the insurer; and     (c) may not permit an employee to participate in the payment of claims or losses.       (3) For policies issued under this section, the department shall make rules consistent with this section governing:   (a) the terms of the policies; and     (b) reporting requirements for the policies.      Enacted by Chapter 277, 1998 General Session
UT Code § 31A-22-1012 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 10 - Workers' Compensation Insurance Contracts|Section 1012 - Workers' compensation insurance availability.

31A-22-1012. Workers' compensation insurance availability.    (1) In accordance with Title 63G, Chapter 3, Utah Administrative Rulemaking Act, the department shall make rules to monitor the following related to employers who can only obtain workers' compensation insurance pursuant to Section 31A-22-1001 because of an underwriting standard or guideline described in Subsection (2):   (a) the number of employers;     (b) the type of employers;     (c) the underwriting standard or guideline that causes the employer to obtain workers' compensation under Section 31A-22-1001; or     (d) similar information to the information described in Subsections (1)(a) through (c).       (2) An underwriting standard or guideline described in Subsection (1) includes a standard or guideline regarding:   (a) premium size;     (b) class code and risk characteristics;     (c) payroll and loss experience;     (d) another factor identified by the department; or     (e) a combination of the factors listed in Subsections (2)(a) through (d).      Enacted by Chapter 348, 2008 General Session
UT Code § 31A-22-1016 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 10 - Workers' Compensation Insurance Contracts|Section 1016 - Workers' compensation coverage for medical cannabis operations.

 Effective 3/26/2019  31A-22-1016. Workers' compensation coverage for medical cannabis operations.  A licensed and admitted workers' compensation insurer may issue coverage to:  (1) a cannabis production establishment as defined in Section 4-41a-102; or     (2) a medical cannabis pharmacy as defined in Section 26-61a-102.    Enacted by Chapter 341, 2019 General Session
UT Code § 31A-22-1101 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 11 - Legal Expense Insurance|Section 1101 - Combination of lines.

31A-22-1101. Combination of lines.    (1) Legal expense insurance may be transacted alone or together with life insurance, accident and health insurance, or casualty insurance.     (2) An insurer may not transact liability insurance and also issue legal expense insurance policies providing coverage for the expense of enforcing claims against third persons, unless the requirements of Subsection (3) are met and the commissioner is satisfied that the interests of policyholders of legal expense insurance policies are not endangered by potential conflicts of interest within the insurer.     (3) Adequate precautions shall be taken to make sure that the handling of an insured's claim for legal assistance in enforcing a claim against a third person is not affected by the insurer's actual or potential obligation as a liability insurer to pay the claim for the third person. These precautions may include:   (a) a provision in the policy that claims against third persons shall be handled exclusively by attorneys selected by the insureds themselves rather than by the insurer, that no information about the case other than the name of the defendant and the nature of the claim may be made available to the insurer, and that the insurer may not interfere with the handling of the case; or     (b) organizational separation between the legal expense and the liability insurance departments with respect to management, accounting, record keeping, and claims handling, with appropriate rules and procedures, satisfactory to the commissioner, to prevent the exchange of information between the two departments about details of cases.      Amended by Chapter 116, 2001 General Session
UT Code § 31A-22-1102 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 11 - Legal Expense Insurance|Section 1102 - Policy and certificate forms.

31A-22-1102. Policy and certificate forms.    (1) Legal expense insurance may be written as individual, group, blanket, or franchise insurance. Each contractual obligation for legal expense insurance shall be evidenced by a policy. Each person insured under a group policy shall be issued a certificate of coverage.     (2) Policies and certificates of legal expense insurance are subject to Section 31A-21-201.     (3) The commissioner may not approve any form that does not meet all of the following requirements:   (a) Policies shall contain a list and description of the legal services promised or the legal matters for which expenses are to be reimbursed, and any limits on the amounts to be reimbursed.     (b) Certificates issued under group policies shall contain a full statement of the benefits provided, but may summarize the other terms of the master policy.     (c) Policies promising legal services to be provided by a limited number of attorneys who have concluded provider contracts with the insurer, whether the attorney in an individual case is to be selected by the insured or by the insurer, shall provide for alternative benefits in case the insured is unable to find a participating attorney willing to perform the promised services or the attorney selected by the insurer is disqualified or otherwise unable to perform the promised services. The alternative benefit may consist of furnishing the services of an attorney selected and paid by the insurer or paying the fee of an attorney selected by the insured. The policy shall also provide a procedure that includes impartial review for settling disagreements about the grounds for demanding an alternative benefit.     (d) No policy, except one issued by a mutual insurance company, may provide for assessments on policyholders or for reductions of benefits to maintain the insurer's solvency.       (4) The commissioner may disapprove a policy or certificate form if he finds that it:   (a) is unfair, unfairly discriminatory, misleading, or encourages misrepresentation or misunderstanding of the contract;     (b) provides coverage or benefits or contains other provisions that would endanger the solidity of the insurer; or     (c) is contrary to law.       (5) The commissioner may require the submission of relevant information he considers to be reasonably necessary in determining whether to approve or disapprove a filing.    Amended by Chapter 261, 1989 General Session
UT Code § 31A-22-1201 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 12 - Reinsurance|Section 1201 - Assumption agreement.

 Effective 5/10/2016  31A-22-1201. Assumption agreement.    (1) Subject to Subsection (2), a credit for reinsurance ceded under Section 31A-17-404 or 31A-17-404.1 is not allowed unless, in addition to meeting the requirements of Section 31A-17-404 or 31A-17-404.1, the reinsurance agreement provides in substance that if the ceding insurer is insolvent, the reinsurance is payable by the assuming insurer:   (a) on the basis of the liability of the ceding insurer under the contract or contracts reinsured;     (b) without diminution because of the insolvency of the ceding insurer; and     (c) directly to the ceding insurer or to its domiciliary liquidator or receiver.       (2) Subsection (1) applies except if:   (a) a contract specifically provides another payee of the insurance in the event of the insolvency of the ceding insurer; or     (b) the assuming insurer, with the consent of the one or more direct insureds, assumes the policy obligations of the ceding insurer:   (i) as direct obligations of the assuming insurer to the payees under the policies; and     (ii) in substitution for the obligations of the ceding insurer to the payees.        Amended by Chapter 138, 2016 General Session
UT Code § 31A-22-1202 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 12 - Reinsurance|Section 1202 - Other reinsurance contracts.

31A-22-1202. Other reinsurance contracts.    (1) If there is no assumption agreement under Subsection 31A-22-1201(2), the reinsurer's sole obligation is to the ceding insurer.     (2) No guaranty fund, security fund, or any other person, except the estate of the ceding insurer, has a claim against a reinsurer.     (3) Subject to contractual rights of offset, if a ceding insurer is put into receivership, the reinsurer shall pay any amount due under the contract in full, without reduction because of the receivership:   (a) to the domiciliary receiver if there is one; or     (b) if there is not domiciliary receiver, to a Utah receiver.      Amended by Chapter 257, 2008 General Session
UT Code § 31A-22-1203 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 12 - Reinsurance|Section 1203 - Right of reinsurer to defend claim.

31A-22-1203. Right of reinsurer to defend claim.  A reinsurance contract may provide that the receiver of a ceding insurer shall, within a specified or reasonable time after the claim is filed in court or in the receivership, give written notice to an assuming reinsurer of all or part of the claim against the ceding insurer. During the pendency of the claim, any assuming reinsurer may investigate the claim and unless forbidden to do so by the reinsurance agreement, may intervene in the proceeding in which the claim is pending and interpose any defenses it considers available which have not been raised by the ceding insurer or its receiver. The expenses incurred by the assuming reinsurer in this type of action are payable up to the amount of the expenses or the amount of the benefit produced, whichever is less, as expenses of the receivership. If two or more assuming reinsurers have potential liability because of the same claim, the expenses shall be apportioned among them in proportion to the benefit received.  Enacted by Chapter 242, 1985 General Session
UT Code § 31A-22-1204 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 12 - Reinsurance|Section 1204 - Approval required for bulk insurance.

31A-22-1204. Approval required for bulk insurance.  Reinsurance credit is not allowed to a domestic insurer for reinsurance ceded when such reinsurance constitutes all or substantially all of the insurance in force of the domestic insurer, unless the agreement purporting to transfer the reinsurance is in writing and:  (1) approved by the commissioner prior to execution of the agreement; or     (2) provides that the agreement is subject to the approval of the commissioner.    Enacted by Chapter 258, 1992 General Session
UT Code § 31A-22-1300 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 13 - Miscellaneous Provisions|Section 1300 - Aircraft public liability insurance.

 Effective 5/5/2021  31A-22-1300. Aircraft public liability insurance.  Policies containing aircraft public liability insurance coverage for an aircraft shall include minimum coverage of:  (1) $50,000 per person for bodily injury or death in any one accident;     (2) $50,000 for property damage in any one accident; and     (3) $100,000 in any one accident, whether for property damage, or bodily injury or death.    Amended by Chapter 253, 2021 General Session
UT Code § 31A-22-1301 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 13 - Miscellaneous Provisions|Section 1301 - Liability insurance for armored car companies and contract security companies.

31A-22-1301. Liability insurance for armored car companies and contract security companies.  Section 58-63-302 applies to liability insurance for armored car companies and contract security companies.  Amended by Chapter 246, 2008 General Session
UT Code § 31A-22-1302 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 13 - Miscellaneous Provisions|Section 1302 - Insurance requirements for vehicles of unusual physical nature.

31A-22-1302. Insurance requirements for vehicles of unusual physical nature.  Section 72-9-103 applies to the insurance requirements for vehicles of an unusual physical nature.  Amended by Chapter 270, 1998 General Session
UT Code § 31A-22-1303 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 13 - Miscellaneous Provisions|Section 1303 - Liability insurance for motor carriers.

31A-22-1303. Liability insurance for motor carriers.  Motor carrier safety regulations adopted under Section 72-9-103 specify liability insurance for motor carriers.  Amended by Chapter 270, 1998 General Session
UT Code § 31A-22-1305 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 13 - Miscellaneous Provisions|Section 1305 - Persons authorized to issue annuities.

31A-22-1305. Persons authorized to issue annuities.  No person may issue an annuity to another person unless the issuer is:  (1) an insurer authorized to issue annuities under Chapter 5, Domestic Stock and Mutual Insurance Corporations, Chapter 9, Insurance Fraternals, or Chapter 14, Foreign Insurers;     (2) a domestic corporation created under Title 16, Chapter 6a, Utah Revised Nonprofit Corporation Act, or other applicable law, or a foreign corporation conducted without profit, which is engaged solely in bona fide charitable, religious, missionary, educational, medical, or philanthropic activities; or     (3) a natural person who issues an annuity to his spouse, children, grandchildren, great-grandchildren, parents, grandparents, uncles, aunts, brothers, sisters, nieces, or nephews, whether those relationships are by birth, marriage, or legal adoption.    Amended by Chapter 300, 2000 General Session
UT Code § 31A-22-1306 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 13 - Miscellaneous Provisions|Section 1306 - Transition provision for existing policy forms.

31A-22-1306. Transition provision for existing policy forms.  Insurance policy forms need not conform to the requirements of this chapter until July 1, 1987. However, insurance policies issued after July 1, 1986, are subject to Section 31A-21-107.  Amended by Chapter 204, 1986 General Session
UT Code § 31A-22-1307 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 13 - Miscellaneous Provisions|Section 1307 - Use of consumer reports by residential dwelling liability insurers.

31A-22-1307. Use of consumer reports by residential dwelling liability insurers.    (1) An insurer who uses consumer reports in connection with the underwriting of residential dwelling liability insurance shall establish and adhere to written procedures that:   (a) identify the circumstances under which the insurer may request and the manner in which it will use consumer reports in its underwriting decisions;     (b) provide prior notice of the possible or intended use of a consumer report to an applicant for a residential liability insurance policy; and     (c) ensure compliance with the Consumer Credit Reporting Act, 15 U.S.C. Sec. 1681 et seq., including the duties that arise from taking adverse action based on information contained in a consumer report.       (2) An insurer that requests or uses a consumer report in connection with an application for a residential dwelling liability insurance policy shall maintain evidence of its compliance with the written procedures established by the insurer under Subsection (1).     (3) An insurer shall submit to the commissioner, upon request, evidence of compliance maintained in accordance with Subsection (2).     (4) As used in this section, the terms "consumer report" and "adverse action" are defined in 15 U.S.C. Sec. 1681a.    Enacted by Chapter 105, 1997 General Session
UT Code § 31A-22-1309 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 13 - Miscellaneous Provisions|Section 1309 - Return of unearned premium upon cancellation of errors and omissions insurance.

31A-22-1309. Return of unearned premium upon cancellation of errors and omissions insurance.    (1) As used in this section, "unearned premium" means the amount of the premium that is collected by the insurer in excess of premium earned as of the date of the cancellation of the errors and omissions insurance policy.     (2) For an errors and omissions policy issued on or after May 14, 2013:   (a) the policyholder may cancel the errors and omissions insurance policy before its expiration or renewal date according to the procedure for cancellation set forth in the errors and omissions policy; and     (b) an insurer may not issue an errors and omissions policy that has fully earned premium upon issuance of the errors and omissions policy.       (3) If the errors and omissions insurance policy is cancelled as provided in Subsection (2), the insurer shall refund the unearned premium to the policyholder minus any charge imposed by the insurer.    Enacted by Chapter 205, 2013 General Session
UT Code § 31A-22-1401 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 14 - Long-Term Care Insurance Standards|Section 1401 - Application.

 Effective 5/14/2019  31A-22-1401. Application.    (1) The requirements of this part apply to individual policies and to group policies and certificates marketed in this state on or after July 1, 2001.     (2) Entities subject to this part shall comply with other applicable insurance laws and rules unless they are in conflict with this part.     (3) The laws, regulations, and rules designed and intended to apply to Medicare supplement insurance policies may not be applied to long-term care insurance.     (4) Any policy or rider advertised, marketed, or offered as long-term care or nursing home insurance shall comply with the provisions of this part.    Amended by Chapter 193, 2019 General Session
UT Code § 31A-22-1402 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 14 - Long-Term Care Insurance Standards|Section 1402 - Definitions.

31A-22-1402. Definitions.  Unless the context requires otherwise, the following definitions apply in this part:  (1) "Applicant" means:   (a) in the case of an individual long-term care insurance policy, the person who seeks to contract for benefits; and     (b) in the case of a group long-term care insurance policy, the proposed certificate holder.       (2) Notwithstanding Section 31A-1-301,"certificate" means a certificate issued under a group long-term care insurance policy if the group long-term care insurance policy is delivered or issued for delivery in this state.     (3) Notwithstanding Section 31A-1-301, "policy" means a policy, contract subscriber agreement, rider, or endorsement, if the policy, contract subscriber agreement, rider, or endorsement is delivered or issued:   (a) in this state; and     (b) by:   (i) an insurer;     (ii) a fraternal benefit society;     (iii) a nonprofit health, hospital, or medical service corporation;     (iv) a prepaid health plan;     (v) a health maintenance organization; or     (vi) an entity similar to an entity described in Subsections (3)(b)(i) through (v).        Amended by Chapter 116, 2001 General Session
UT Code § 31A-22-1403 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 14 - Long-Term Care Insurance Standards|Section 1403 - Filing required for policies issued in another state.

31A-22-1403. Filing required for policies issued in another state.  Group long-term care insurance coverage may not be offered to a resident of this state under a group policy issued in another state unless the policy and certificate have been filed with the commissioner.  Enacted by Chapter 243, 1991 General Session
UT Code § 31A-22-1404 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 14 - Long-Term Care Insurance Standards|Section 1404 - Rulemaking authority.

 Effective 5/5/2021  31A-22-1404. Rulemaking authority.  The commissioner may adopt rules that may permit or include:  (1) the increase of benefits over time;     (2) standards for full and fair disclosure of the manner, content, and required disclosures for the sale of long-term care insurance policies;     (3) terms of renewability;     (4) initial and subsequent conditions of eligibility;     (5) nonduplication of coverage provisions;     (6) coverage of dependents;     (7) termination of coverage;     (8) continuation or conversion;     (9) probationary periods;     (10) limitations, exceptions, and reductions of coverage;     (11) preexisting conditions;     (12) elimination and waiting periods;     (13) requirements for replacement;     (14) recurrent conditions;     (15) definition of terms;     (16) loss ratio requirements;     (17) post claim underwriting;     (18) waiver of premium;     (19) independent review of benefit determinations;     (20) inflation protection benefits; and     (21) premium rate filing and review.    Amended by Chapter 252, 2021 General Session
UT Code § 31A-22-1405 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 14 - Long-Term Care Insurance Standards|Section 1405 - Restrictions on terms of coverage.

31A-22-1405. Restrictions on terms of coverage.  No long-term care insurance policy may:  (1) be canceled, nonrenewed, or otherwise terminated on the grounds of the age or the deterioration of the mental or physical health of the insured individual or certificate holder;     (2) contain a provision establishing a new waiting period in the event existing coverage is converted to or replaced by a new or other form within the same company, except with respect to an increase in benefits voluntarily selected by the insured individual or group policyholder; or     (3) provide coverage for skilled nursing care only or provide significantly more coverage for skilled care in a facility than coverage for lower levels of care.    Enacted by Chapter 243, 1991 General Session