reglab/housing_qa huggingface dataset:
IN Code § 24-5-8-7 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 8. Business Opportunity Transactions|24-5-8-7. Books, Records, and Accounts; Documents

Sec. 7. (a) Every seller shall keep and maintain a complete set of books, records, and accounts of business opportunity transactions made by the seller.(b) The seller shall keep all documents relating to each contract entered into by the seller for four (4) years after the date of the contract.As added by P.L.134-1984, SEC.1.
IN Code § 24-5-8-8 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 8. Business Opportunity Transactions|24-5-8-8. Validity of Waiver of Provisions by Investor

Sec. 8. Any waiver by an investor of the provisions of this chapter is deemed contrary to public policy and is void and unenforceable.As added by P.L.134-1984, SEC.1.
IN Code § 24-5-8-9 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 8. Business Opportunity Transactions|24-5-8-9. Attempts to Have Investor Waive Rights

Sec. 9. A seller may not attempt to have an investor waive rights given to the investor by this chapter.As added by P.L.134-1984, SEC.1.
IN Code § 24-5-8-10 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 8. Business Opportunity Transactions|24-5-8-10. Cutting Off Right or Defense of Investor Against Seller

Sec. 10. A seller may not require the investor to execute any note that will cut off a right or defense that the investor or a third party may have against the seller.As added by P.L.134-1984, SEC.1.
IN Code § 24-5-8-11 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 8. Business Opportunity Transactions|24-5-8-11. Initial Cash Payment

Sec. 11. A seller may not require an initial cash payment that exceeds twenty percent (20%) of the initial payment.As added by P.L.134-1984, SEC.1.
IN Code § 24-5-8-12 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 8. Business Opportunity Transactions|24-5-8-12. Escrow Accounts

Sec. 12. A seller may not require a payment before the delivery of any goods that exceeds twenty percent (20%) of the initial payment unless the amount in excess of the twenty percent (20%) payment is placed in an escrow account which provides that the money can not be released until:(1) the investor notifies the escrow agent in writing of the receipt of the goods; or(2) the seller presents to the escrow agent a bill of lading that proves shipment of the goods as required by the contract.Notification of receipt by the investor to the escrow agent may not be unreasonably withheld.As added by P.L.134-1984, SEC.1.
IN Code § 24-5-8-13 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 8. Business Opportunity Transactions|24-5-8-13. Reference to Compliance With Chapter in Advertisement

Sec. 13. A seller may not make any reference to its compliance with this chapter in any advertisement or other contact with an investor other than by setting forth the registration number as provided in section 4 of this chapter.As added by P.L.134-1984, SEC.1.
IN Code § 24-5-8-14 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 8. Business Opportunity Transactions|24-5-8-14. Use of Commercial Symbols

Sec. 14. A seller may not use the trademark, service mark, trade name, logotype, advertising, or other commercial symbol of any business that does not either control the ownership interest in the seller or accept responsibility for all representations made by the seller in regard to the business opportunity, unless it is clear from the circumstances that the owner of the commercial symbol is not involved in the business opportunity.As added by P.L.134-1984, SEC.1.
IN Code § 24-5-8-15 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 8. Business Opportunity Transactions|24-5-8-15. Cancellation of Contract for Seller's Failure to Comply

Sec. 15. If a seller fails to comply with section 2 of this chapter, the investor may cancel any contract by notifying the seller in any manner.As added by P.L.134-1984, SEC.1.
IN Code § 24-5-8-16 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 8. Business Opportunity Transactions|24-5-8-16. Voiding Contracts

Sec. 16. (a) If a seller:(1) uses any untrue, misleading, or deceptive statements in a business opportunity transaction;(2) fails to deliver the goods or services necessary to begin substantial operation of the business within forty-five (45) days of the delivery date stated in the contract; or(3) fails to comply with section 6 of this chapter;the investor may void the contract within one (1) year of the date of the contract by giving written notice to the seller and is entitled to a return from the seller of all consideration paid to the seller.(b) Upon receipt by the investor of the consideration paid to the seller, the investor shall make available to the seller, at a reasonable time and place, the goods received by the investor. However, the investor is not entitled to unjust enrichment by exercising the rights provided by this section.As added by P.L.134-1984, SEC.1.
IN Code § 24-5-8-17 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 8. Business Opportunity Transactions|24-5-8-17. Recovery of Actual Damages for Seller's Failure to Comply With Chapter or Breach of Contract

Sec. 17. Notwithstanding any other section of this chapter, a person who is damaged by a seller's failure to comply with this chapter or by a seller's breach of a contract may:(1) bring an action for recovery of his actual damage including attorney fees; and(2) bring an action against the bond required by section 3 of this chapter;to recover an amount equal to his actual damages. However, the liability of the seller under this section may not exceed the amount of the bond.As added by P.L.134-1984, SEC.1.
IN Code § 24-5-8-18 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 8. Business Opportunity Transactions|24-5-8-18. Injunction

Sec. 18. Upon complaint by any person that a seller has failed to comply with this chapter, the circuit or superior court of the county of residence of the complainant may enjoin the seller from further violations.As added by P.L.134-1984, SEC.1.
IN Code § 24-5-8-19 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 8. Business Opportunity Transactions|24-5-8-19. Failure to Comply; Penalty

Sec. 19. A person who fails to comply with section 4 of this chapter commits a Level 6 felony.As added by P.L.134-1984, SEC.1. Amended by P.L.158-2013, SEC.274.
IN Code § 24-5-8-20 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 8. Business Opportunity Transactions|24-5-8-20. Failure to Comply; Deceptive Act

Sec. 20. A person who fails to comply with any provision of this chapter commits a deceptive act that is actionable by the attorney general under IC 24-5-0.5-4(c) and is subject to the penalties enumerated in IC 24-5-0.5.As added by P.L.134-1984, SEC.1.
IN Code § 24-5-8-21 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 8. Business Opportunity Transactions|24-5-8-21. Construction

Sec. 21. Nothing in this chapter shall be construed as relieving a person from complying with IC 23-2-2.5, IC 23-2-2.7, and IC 23-19.As added by P.L.134-1984, SEC.1. Amended by P.L.27-2007, SEC.24.
IN Code § 24-5-10-1 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 10. Home Solicitation Sales|24-5-10-1. "Business Day" Defined

Sec. 1. As used in this chapter, "business day" means a day other than Sunday or a legal holiday.As added by P.L.251-1987, SEC.2.
IN Code § 24-5-10-2 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 10. Home Solicitation Sales|24-5-10-2. "Consumer" Defined

Sec. 2. As used in this chapter, "consumer" means an individual who is the ultimate user of the subject of a consumer transaction.As added by P.L.251-1987, SEC.2.
IN Code § 24-5-10-3 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 10. Home Solicitation Sales|24-5-10-3. "Consumer Transaction" Defined

Sec. 3. As used in this chapter, "consumer transaction" means a sale, lease, assignment, award by chance, or other disposition of an item of personal property, real property, a service, or an intangible to an individual for purposes that are primarily personal, family, or household, or a solicitation to supply any of these things, with or without an extension of credit. The term does not include securities and policies or contracts of insurance issued by corporations authorized to transact an insurance business under the laws of Indiana.As added by P.L.251-1987, SEC.2.
IN Code § 24-5-10-4 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 10. Home Solicitation Sales|24-5-10-4. "Home Consumer Transaction" Defined

Sec. 4. As used in this chapter, "home consumer transaction" means a consumer transaction that the consumer did not solicit that results from the direct contact by a supplier at a place other than the supplier's permanent place of business. For purposes of this chapter, direct contact by the supplier does not include:(1) contact conducted and consummated entirely by mail or telephone;(2) contact between the buyer and seller or its representatives before delivery of the goods or performance of the services in the case of a supplier regulated under IC 23-7-8; or(3) advertising to the general public.As added by P.L.251-1987, SEC.2.
IN Code § 24-5-10-5 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 10. Home Solicitation Sales|24-5-10-5. "Person" Defined

Sec. 5. As used in this chapter, "person" means an individual, a corporation, the state or its subdivisions or agencies, a business trust, an estate, a trust, a partnership, an association, a cooperative, or any other legal entity.As added by P.L.251-1987, SEC.2.
IN Code § 24-5-10-6 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 10. Home Solicitation Sales|24-5-10-6. "Supplier" Defined

Sec. 6. As used in this chapter, "supplier" means a seller, lessor, assignor, or other person who engages in or solicits consumer transactions, including a manufacturer, wholesaler, or retailer, whether or not the supplier deals directly with the consumer.As added by P.L.251-1987, SEC.2.
IN Code § 24-5-10-7 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 10. Home Solicitation Sales|24-5-10-7. "Subject of a Consumer Transaction" Defined

Sec. 7. As used in this chapter, "subject of a consumer transaction" means the personal property, real property, services, or intangibles furnished in a consumer transaction, whether the transaction is governed by a single contract or multiple contracts.As added by P.L.251-1987, SEC.2.
IN Code § 24-5-10-8 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 10. Home Solicitation Sales|24-5-10-8. Cancellation of Transaction; Notice to Supplier

Sec. 8. (a) A consumer may cancel a home consumer transaction if:(1) the subject of the consumer transaction has a cash sales price of at least twenty-five dollars ($25); and(2) the consumer gives the supplier a written notice that meets the requirements of 16 C.F.R. 429.1(a) and (b).(b) The notice given under subsection (a)(2) must meet the following requirements:(1) It must be given before midnight of the third business day after the later of the date:(A) the supplier furnishes the consumer with the notice required by section 9 of this chapter; or(B) the consumer and the supplier finally agree to the contract for the subject of the consumer transaction.(2) It must express in any form the consumer's intention to cancel the consumer transaction.(3) It must be delivered in person or sent by mail or other device to the address given in the supplier's notice required by section 9 of this chapter or to the address of the supplier last known to the consumer if such notice was not given.As added by P.L.251-1987, SEC.2.
IN Code § 24-5-10-9 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 10. Home Solicitation Sales|24-5-10-9. Cancellation Rights; Notice to Consumer

Sec. 9. (a) The supplier in a home consumer transaction subject to section 8 of this chapter shall deliver to the consumer two (2) copies of a written notice of the consumer's right to cancel the transaction.(b) The notice shall be on a separate document in at least ten (10) point boldface type and contain the following information:(1) The address to which the consumer's notice of cancellation may be delivered or sent.(2) A statement that the transaction may be cancelled before midnight of the third business day after the consumer and the supplier finally agree to the transaction.(3) A statement of the explanation of the steps the consumer must take to cancel the home consumer transaction.(4) A statement of the steps the consumer and supplier must take after cancellation of the home consumer transaction.(5) The date by which the consumer must exercise the right to cancel the transaction.As added by P.L.251-1987, SEC.2.
IN Code § 24-5-10-10 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 10. Home Solicitation Sales|24-5-10-10. Supplier's Address Change as Defense

Sec. 10. A change of the supplier's address is not a defense unless the consumer receives written notice of the change by delivery in person or by certified or registered mail within the time the consumer may exercise the consumer's right to cancel under this chapter.As added by P.L.251-1987, SEC.2.
IN Code § 24-5-10-11 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 10. Home Solicitation Sales|24-5-10-11. Final Agreement

Sec. 11. Final agreement to a contract does not occur until the consumer and the supplier unequivocally agree to the contract and the supplier obtains any required approvals by another supplier or person.As added by P.L.251-1987, SEC.2.
IN Code § 24-5-10-12 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 10. Home Solicitation Sales|24-5-10-12. Return of Consideration Upon Cancellation; Emergency Home Improvements Completed; Quantum Meruit

Sec. 12. If the consumer exercises the right to cancel under this chapter, the supplier shall, within ten (10) business days after the notice of cancellation is delivered, return to the consumer any payment or other consideration transferred to the supplier by the consumer. However, if the transaction constitutes a real property improvement contract under IC 24-5-11 and if the real property improvement has been made on an emergency basis within three (3) days after final agreement to the contract, the supplier is entitled to recover from the consumer the fair market value of the material and labor involved to alleviate the emergency.As added by P.L.251-1987, SEC.2. Amended by P.L.170-2017, SEC.3.
IN Code § 24-5-10-13 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 10. Home Solicitation Sales|24-5-10-13. Repossession by Supplier; Conditions

Sec. 13. (a) If the consumer exercises the right to cancel under this chapter and has possession of the subject of the consumer transaction, the supplier may retake possession only:(1) if the supplier has complied with section 12 of this chapter;(2) if no more than ten (10) days have passed after compliance with section 12 of this chapter; and(3) to the extent its return is feasible and can be done without causing damage to any other property of the consumer.(b) If the supplier fails to take possession of the property within twenty (20) days after receipt of the notice of cancellation, the supplier's right to possession is forfeited.As added by P.L.251-1987, SEC.2.
IN Code § 24-5-10-14 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 10. Home Solicitation Sales|24-5-10-14. Mitigation of Damages

Sec. 14. The supplier is not entitled to mitigation of damages if a consumer properly exercises the consumer's right to cancel under this chapter.As added by P.L.251-1987, SEC.2.
IN Code § 24-5-10-15 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 10. Home Solicitation Sales|24-5-10-15. Supplier Provided Remedies

Sec. 15. This chapter does not restrict the supplier from offering or providing additional or broader reasons for cancellation.As added by P.L.251-1987, SEC.2.
IN Code § 24-5-10-16 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 10. Home Solicitation Sales|24-5-10-16. Other Remedies

Sec. 16. The consumer's right to cancel a home consumer transaction under this chapter is in addition to any other remedy available to the consumer. This right cannot be waived.As added by P.L.251-1987, SEC.2.
IN Code § 24-5-10-17 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 10. Home Solicitation Sales|24-5-10-17. Violations

Sec. 17. It is a violation of this chapter for a supplier to:(1) fail to give the notice required by section 9 of this chapter;(2) fail or refuse to make a full refund as required by this chapter; or(3) knowingly interfere with the consumer's exercise of the consumer's rights under this chapter.As added by P.L.251-1987, SEC.2.
IN Code § 24-5-10-18 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 10. Home Solicitation Sales|24-5-10-18. Penalties

Sec. 18. A supplier who violates this chapter:(1) commits a Class C infraction and is required to make a full refund as provided by section 12 of this chapter; and(2) commits a deceptive act that is actionable by the attorney general or by a consumer under IC 24-5-0.5-4 and is subject to the remedies and penalties under IC 24-5-0.5.As added by P.L.251-1987, SEC.2.
IN Code § 24-5-11-1 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 11. Home Improvement Contracts|24-5-11-1. Applicability

Sec. 1. This chapter applies only to residential real property located in Indiana, including all fixtures to, structures on, and improvements to the real property.As added by P.L.251-1987, SEC.3. Amended by P.L.82-2012, SEC.1; P.L.170-2017, SEC.4.
IN Code § 24-5-11-2 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 11. Home Improvement Contracts|24-5-11-2. "Consumer"

Sec. 2. As used in this chapter, "consumer" means a person that owns, leases, or rents the residential real property that is the subject of a real property improvement contract.As added by P.L.251-1987, SEC.3. Amended by P.L.170-2017, SEC.5.
IN Code § 24-5-11-2.5 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 11. Home Improvement Contracts|24-5-11-2.5. "Exterior Improvement"

Sec. 2.5. As used in this chapter, "exterior improvement" means any alteration, repair, replacement, reconstruction, or other modification made to the exterior of residential real property, including the exterior of any structure on or fixture or improvement to the property. The term also includes the alteration, repair, replacement, reconstruction, or other modification of a residential roof system.As added by P.L.82-2012, SEC.2. Amended by P.L.170-2017, SEC.6.
IN Code § 24-5-11-2.6 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 11. Home Improvement Contracts|24-5-11-2.6. "Insurance Policy"

Sec. 2.6. As used in this chapter, "insurance policy" refers to a:(1) personal line policy of property and casualty insurance coverage; or(2) commercial line farm insurance policy that insures residential property.As added by P.L.170-2017, SEC.7.
IN Code § 24-5-11-2.7 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 11. Home Improvement Contracts|24-5-11-2.7. "Insured Consumer"

Sec. 2.7. As used in this chapter, "insured consumer" refers to a person:(1) that is a policyholder or an insured under a:(A) personal line policy of property and casualty insurance coverage; or(B) commercial line farm insurance policy that insures residential property; and(2) that is or may become a consumer that enters into a real property improvement contract under this chapter.As added by P.L.170-2017, SEC.8.
IN Code § 24-5-11-2.8 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 11. Home Improvement Contracts|24-5-11-2.8. "Interior Improvement"

Sec. 2.8. As used in this chapter, "interior improvement" means any alteration, repair, replacement, reconstruction, or other modification made to the interior of real property, including the interior of any structure on or fixture or improvement to the property. The term also includes the alteration, repair, reconstruction, or other modification of a basement.As added by P.L.170-2017, SEC.9.
IN Code § 24-5-11-3 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 11. Home Improvement Contracts|24-5-11-3. "Real Property Improvement"

Sec. 3. (a) As used in this chapter, "real property improvement" means any alteration, repair, replacement, reconstruction, or other modification of residential real property.(b) The term includes the following:(1) An exterior improvement.(2) An interior improvement.As added by P.L.251-1987, SEC.3. Amended by P.L.82-2012, SEC.3; P.L.170-2017, SEC.10.
IN Code § 24-5-11-4 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 11. Home Improvement Contracts|24-5-11-4. "Real Property Improvement Contract"

Sec. 4. As used in this chapter, "real property improvement contract" means an agreement, oral or written, between a real property improvement supplier and a consumer to make a real property improvement and for which the real property improvement contract price exceeds one hundred fifty dollars ($150).As added by P.L.251-1987, SEC.3. Amended by P.L.170-2017, SEC.11.
IN Code § 24-5-11-5 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 11. Home Improvement Contracts|24-5-11-5. "Real Property Improvement Contract Price"

Sec. 5. As used in this chapter, "real property improvement contract price" means the amount actually charged for the services, materials, and work to be performed under the real property improvement contract but does not include financing costs, loan consolidation amounts, taxes, and governmental fees paid by or on behalf of the consumer, amounts returned to or on behalf of the consumer, or similar costs not related to the real property improvement.As added by P.L.251-1987, SEC.3. Amended by P.L.170-2017, SEC.12.
IN Code § 24-5-11-6 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 11. Home Improvement Contracts|24-5-11-6. "Real Property Improvement Supplier"

Sec. 6. As used in this chapter, "real property improvement supplier" means a person who engages in or solicits real property improvement contracts whether or not the person deals directly with the consumer.As added by P.L.251-1987, SEC.3. Amended by P.L.170-2017, SEC.13.
IN Code § 24-5-11-7 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 5. Consumer Sales|Chapter 11. Home Improvement Contracts|24-5-11-7. "Person"

Sec. 7. As used in this chapter, "person" means an individual, a corporation, the state or its subdivisions or agencies, a business trust, an estate, a trust, a partnership, an association, or a cooperative or any other legal entity.As added by P.L.251-1987, SEC.3.