NY UCC § 4-104 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 4 - Bank Deposits and Collections Part 1 - General Provisions and Definitions 4-104 - Definitions and Index of Definitions.

§ 4--104. Definitions and Index of Definitions.  (1) In this Article unless the context otherwise requires       (a) "Account"  means  any  account  with  a  bank  and includes a            checking, time, interest or savings account;       (b) "Afternoon" means the  period  of  a  day  between  noon  and            midnight;       (c) "Banking  day"  means that part of any day on which a bank is            open to the public for carrying on substantially all  of  its            banking functions;       (d) "Clearing  house"  means  any  association  of banks or other            payors regularly clearing items;       (e) "Customer" means any person having an account with a bank  or            for  whom  a  bank has agreed to collect items and includes a            bank carrying an account with another bank;       (f) "Documentary draft" means any  negotiable  or  non-negotiable            draft with accompanying documents, securities or other papers            to be delivered against honor of the draft;       (g) "Item"  means  any  instrument  for the payment of money even            though it is not negotiable but does not include money;       (h) "Midnight deadline" with respect to a bank is midnight on its            next banking day  following  the  banking  day  on  which  it            receives  the  relevant item or notice or from which the time            for taking action commences to run, whichever is later;       (i) "Obligated bank" means the acceptor of a certified check, the            issuer of a cashier's check, or  the  drawer  of  a  teller's            check;       (j) "Properly  payable"  includes  the  availability of funds for            payment at the time of decision to pay or dishonor;       (k) "Remitter" means the buyer  from  the  obligated  bank  of  a            cashier's  check  or  a  teller's  check, and the drawer of a            certified check;       (l) "Settle" means to pay in cash, by clearing house  settlement,            in  a  charge  or  credit  or  by remittance, or otherwise as            instructed. A settlement may be either provisional or final;       (m) "Suspends payments" with respect to a bank means that it  has            been  closed  by order of the supervisory authorities, that a            public officer has been appointed to take it over or that  it            ceases  or refuses to make payments in the ordinary course of            business.  (2) Other definitions applying to this Article  and  the  sections  in which they appear are:       "Collecting bank"             Section 4--105.      "Depositary bank"             Section 4--105.      "Intermediary bank"           Section 4--105.      "Payor bank"                  Section 4--105.      "Presenting bank"             Section 4--105.      "Remitting bank"              Section 4--105.  (3) The following definitions in other Articles apply to this Article:       "Acceptance"                  Section 3--410.      "Certificate of deposit"      Section 3--104.      "Certification"               Section 3--411.      "Check"                       Section 3--104.      "Draft"                       Section 3--104.      "Holder in due course"        Section 3--302.      "Notice of dishonor"          Section 3--508.       "Presentment"                 Section 3--504.      "Protest"                     Section 3--509.      "Secondary party"             Section 3--102.  (4)  In addition Article 1 contains general definitions and principles of construction and interpretation applicable throughout this Article.