reglab/housing_qa huggingface dataset:
ID Code § 41-3217 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3217 - BENEFICIARIES.

41-3217. BENEFICIARIES. (1) The owner of a benefit contract shall have the right at all times to change the beneficiary or beneficiaries in accordance with the laws or rules of the society unless the owner waives this right by specifically requesting in writing that the beneficiary designation be irrevocable. A society may, through its laws or rules, limit the scope of beneficiary designations and shall provide that no revocable beneficiary shall have or obtain any vested interest in the proceeds of any certificate until the certificate has become due and payable in conformity with the provisions of the benefit contract. (2) A society may make provision for the payment of funeral benefits to the extent of such portion of any payment under a certificate as might reasonably appear to be due to any person equitably entitled thereto by reason of having incurred expense occasioned by the burial of the member, provided the portion so paid shall not exceed the sum of five hundred dollars ($500). (3) If, at the death of any person insured under a benefit contract, there is no lawful beneficiary to whom the proceeds shall be payable, the amount of such benefit, except to the extent that funeral benefits may be paid as hereinbefore provided, shall be payable to the personal representative of the deceased insured, provided that if the owner of the certificate is other than the insured, such proceeds shall be payable to such owner.  History: [41-3217, added 1995, ch. 213, sec. 2, p. 732.]
ID Code § 41-3218 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3218 - BENEFITS NOT ATTACHABLE.

41-3218. BENEFITS NOT ATTACHABLE. No money or other benefit, charity, relief or aid to be paid, provided or rendered by any society, shall be liable to attachment, garnishment or other process, or to be seized, taken, appropriated or applied by any legal or equitable process or operation of law to pay any debt or liability of a member or beneficiary, or any other person who may have a right thereunder, either before or after payment by the society.  History: [41-3218, added 1995, ch. 213, sec. 2, p. 732.]
ID Code § 41-3220 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3220 - NONFORFEITURE BENEFITS, CASH SURRENDER VALUES, CERTIFICATE LOANS AND OTHER OPTIONS.

41-3220. NONFORFEITURE BENEFITS, CASH SURRENDER VALUES, CERTIFICATE LOANS AND OTHER OPTIONS. (1) For certificates issued prior to one (1) year after the effective date of this act, the value of every paid-up nonforfeiture benefit and the amount of any cash surrender value, loan or other option granted shall comply with the provisions of law applicable immediately prior to the effective date of this act. (2) For certificates issued on or after one (1) year from the effective date of this act for which reserves are computed on the commissioner’s 1941 standard ordinary mortality table, the commissioner’s 1941 standard industrial table or the commissioner’s 1958 standard ordinary mortality table, or the commissioner’s 1980 standard mortality table, or any more recent table made applicable to life insurers, every paid-up nonforfeiture benefit and the amount of any cash surrender value, loan or other option granted shall not be less than the corresponding amount ascertained in accordance with the laws of this state applicable to life insurers issuing policies containing like benefits based upon such tables.  History: [41-3220, added 1995, ch. 213, sec. 2, p. 734.]
ID Code § 41-3221 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3221 - INVESTMENTS.

41-3221. INVESTMENTS. A society shall invest its funds only in such investments as are authorized by the laws of this state for the investment of assets of life insurers and subject to the limitations thereon. Any foreign or alien society permitted or seeking to do business in this state which invests its funds in accordance with the laws of the state, district, territory, country or province in which it is incorporated, shall be held to meet the requirements of this section for the investment of funds.  History: [41-3221, added 1995, ch. 213, sec. 2, p. 734.]
ID Code § 41-3222 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3222 - FUNDS.

41-3222. FUNDS. (1) All assets shall be held, invested and disbursed for the use and benefit of the society and no member or beneficiary shall have or acquire individual rights therein or become entitled to any apportionment on the surrender of any part thereof, except as provided in the benefit contract. (2) A society may create, maintain, invest, disburse and apply any special fund or funds necessary to carry out any purpose permitted by the laws of such society. (3) A society may, pursuant to resolution of its supreme governing body, establish and operate one (1) or more separate accounts and issue contracts on a variable basis, subject to the provisions of law regulating life insurers establishing such accounts and issuing such contracts. To the extent the society deems it necessary in order to comply with any applicable federal or state laws, or any rules issued thereunder, the society may adopt special procedures for the conduct of the business and affairs of a separate account, may, for persons having beneficial interests therein, provide special voting and other rights, including, without limitation, special rights and procedures relating to investment policy, investment advisory services, selection of certified public accountants, and selection of a committee to manage the business and affairs of the account, and may issue contracts on a variable basis to which subsections (2) and (4) of section 41-3219, Idaho Code, shall not apply.  History: [41-3222, added 1995, ch. 213, sec. 2, p. 734.]
ID Code § 41-3223 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3223 - TAXATION.

41-3223. TAXATION. Every society organized or licensed under this chapter is hereby declared to be a charitable and benevolent institution, and all of its funds shall be exempt from all and every state, county, district, municipal and school tax other than taxes on real estate and office equipment.  History: [41-3223, added 1995, ch. 213, sec. 2, p. 735.]
ID Code § 41-3224 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3224 - VALUATION.

41-3224. VALUATION. (1) Standards of valuation for certificates issued prior to one (1) year after the effective date of this act shall be those provided by the laws applicable immediately prior to the effective date of this act. (2) The minimum standards of valuation for certificates issued on or after one (1) year from the effective date of this act shall be based on the following tables: (a) For certificates of life insurance — the commissioner’s 1941 standard ordinary mortality table, the commissioner’s 1941 standard industrial mortality table, the commissioner’s 1958 standard ordinary mortality table, the commissioner’s 1980 standard ordinary mortality table or any more recent table made applicable to life insurers; (b) For annuity and pure endowment certificates, for total and permanent disability benefits, for accidental death benefits and for noncancellable accident and health benefits — such tables as are authorized for use by life insurers in this state. All of the above shall be under valuation methods and standards (including interest assumptions) in accordance with the laws of this state applicable to life insurers issuing policies containing like benefits. (3) The director may, in his discretion, accept other standards for valuation if the director finds that the reserves produced thereby will not be less in the aggregate than reserves computed in accordance with the minimum valuation standard herein prescribed. The director may, in his or her discretion, vary the standards of mortality applicable to all benefit contracts on substandard lives or other extra hazardous lives by any society authorized to do business in this state. (4) Any society, with the consent of the director of insurance of the state of domicile of the society and under such conditions, if any, which the director may impose, may establish and maintain reserves on its certificates in excess of the reserves required thereunder, but the contractual rights of any benefit member shall not be affected thereby.  History: [41-3224, added 1995, ch. 213, sec. 2, p. 735.]
ID Code § 41-3225 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3225 - REPORTS.

41-3225. REPORTS. Reports shall be filed in accordance with the provisions of this section. (1) Every society transacting business in this state shall annually, on or before the first day of March, unless for cause shown such time has been extended by the director, file with the director a true statement of its financial condition, transactions and affairs for the preceding calendar year and pay the fee specified in section 41-3235, Idaho Code, for filing same. The statement shall be in general form and context as approved by the national association of insurance commissioners for fraternal benefit societies and as supplemented by additional information required by the director. (2) As part of the annual statement herein required, each society shall, on or before the first day of March, file with the director a valuation of its certificates in force on December 31 last preceding, provided the director may, in his discretion for cause shown, extend the time for filing such valuation for not more than two (2) calendar months. Such valuation shall be done in accordance with the standards specified in section 41-3224, Idaho Code. Such valuation and underlying data shall be certified by a qualified actuary or, at the expense of the society, verified by the actuary of the department of insurance of the state of domicile of the society. (3) A society neglecting to file the annual statement in the form and within the time provided by this section may be subject to a fine of one hundred dollars ($100) for each day during which such neglect continues, and its authority to do business in this state may be suspended by the director while such default continues.  History: [41-3225, added 1995, ch. 213, sec. 2, p. 735.]
ID Code § 41-3226 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3226 - LICENSE.

41-3226. LICENSE. (1) No fraternal benefit society shall transact business in this state without a license therefor issued by the director. Such a license issued under this code shall continue in force for as long as the society is entitled thereto under this chapter and until suspended or revoked by the director, or terminated at the request of the society; subject, however, to continuance of the license by the society each year by: (a) Payment prior to March 1 of the continuation fee provided in section 41-3235, Idaho Code, (fees); and (b) Due filing by the society of its annual statement for the calendar year preceding as required under section 41-3225, Idaho Code. (2) If not so continued by the society, its license shall expire at midnight on the March 31 next following such failure of the society to continue it in force. The director shall promptly notify the society of the occurrence of any failure resulting in impending expiration of its license. (3) The director may, in his discretion, upon the society’s request made within three (3) months after expiration, reinstate a license which the society has inadvertently permitted to expire, after the society had fully cured all its failures which resulted in the expiration, and upon payment by the society of an additional fee for reinstatement specified in section 41-3235, Idaho Code (fees). Otherwise the society shall be granted another license only after filing application therefor and meeting all other requirements as for an original license. (4) For each license the society shall pay the director the fee prescribed in section 41-3235, Idaho Code. (5) A duly certified copy or duplicate of the license shall be prima facie evidence that the licensee is a fraternal benefit society within the meaning of this chapter.  History: [41-3226, added 1995, ch. 213, sec. 2, p. 736.]
ID Code § 41-3227 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3227 - EXAMINATION OF SOCIETIES — NO ADVERSE PUBLICATIONS.

41-3227. EXAMINATION OF SOCIETIES — NO ADVERSE PUBLICATIONS. (1) The director, or any person he may appoint, may examine any domestic, foreign or alien society transacting or applying for admission to transact business in this state in the same manner as authorized for examination of domestic, foreign or alien insurers. Requirements of notice and an opportunity to respond before findings are made public as provided in the laws regulating insurers shall also be applicable to the examination of societies. (2) The expense of each examination and of each valuation, including compensation and actual expense of examiners, shall be paid by the society examined or whose certificates are valued, upon statements furnished by the director.  History: [41-3227, added 1995, ch. 213, sec. 2, p. 737.]
ID Code § 41-3228 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3228 - FOREIGN OR ALIEN SOCIETY — ADMISSION.

41-3228. FOREIGN OR ALIEN SOCIETY — ADMISSION. No foreign or alien society shall transact business in this state without a license issued by the director. Any such society desiring admission to this state shall comply substantially with the requirements and limitations of this chapter applicable to domestic societies. Any such society may be licensed to transact business in this state upon filing with the director: (1) A duly certified copy of its chapters of incorporation; (2) A copy of its bylaws, certified by its secretary or corresponding officer; (3) A power of attorney to the director as prescribed in section 41-3234, Idaho Code; (4) A statement of its business under oath of its president and secretary or corresponding officers in a form prescribed by the director, duly verified by an examination made by the supervising insurance official of its home state or other state, territory, province or country, satisfactory to the director; (5) Certification from the proper official of its home state, territory, province or country that the society is legally incorporated and licensed to transact business therein; (6) Copies of its certificate forms; and (7) Such other information as the director may deem necessary; and upon a showing that its assets are invested in accordance with the provisions of this chapter.  History: [41-3228, added 1995, ch. 213, sec. 2, p. 737.]
ID Code § 41-3230 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3230 - SUSPENSION, REVOCATION OR REFUSAL OF LICENSE OF FOREIGN OR ALIEN SOCIETY.

41-3230. SUSPENSION, REVOCATION OR REFUSAL OF LICENSE OF FOREIGN OR ALIEN SOCIETY. (1) When the director upon investigation finds that a foreign or alien society transacting or applying to transact business in this state: (a) Has exceeded its powers; (b) Has failed to comply with any of the provisions of this chapter; (c) Is not fulfilling its contracts in good faith; or (d) Is conducting its business fraudulently or in a manner hazardous to its members or creditors or the public; the director shall notify the society of such deficiency or deficiencies and state in writing the reasons for his dissatisfaction. The director shall at once issue a written notice to the society requiring that the deficiency or deficiencies which exist are corrected. After such notice the society shall have a thirty (30) day period in which to comply with the director’s request for correction, and if the society fails to comply, the director shall notify the society of such findings of noncompliance and require the society to show cause on a date named why its license should not be suspended, revoked or refused. If on such date the society does not present good and sufficient reason why its authority to do business in this state should not be suspended, revoked or refused, the director may suspend or refuse the license of the society to do business in this state until satisfactory evidence is furnished to the director that such suspension or refusal should be withdrawn or the director may revoke the authority of the society to do business in this state. (2) Nothing contained in this section shall be taken or construed as preventing any such society from continuing in good faith all contracts made in this state during the time such society was legally authorized to transact business herein.  History: [41-3230, added 1995, ch. 213, sec. 2, p. 738.]
ID Code § 41-3231 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3231 - INJUNCTION.

41-3231. INJUNCTION. No application or petition for injunction against any domestic, foreign or alien society, or lodge thereof, shall be recognized in any court of this state unless made by the attorney general upon request of the director.  History: [41-3231, added 1995, ch. 213, sec. 2, p. 739.]
ID Code § 41-3232 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3232 - LICENSING OF AGENTS.

41-3232. LICENSING OF AGENTS. Agents of societies shall be licensed in accordance with the provisions of chapter 10, title 41, Idaho Code. Except, that no such license shall be required as to members of societies which provide benefits in case of death or disability resulting solely from accident, and which do not obligate themselves to pay natural death or sick benefits, which members procure other members and receive no compensation therefor other than awards or merchandise nominal in value.  History: [41-3232, added 1995, ch. 213, sec. 2, p. 739.]
ID Code § 41-3233 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3233 - UNFAIR METHODS OF COMPETITION AND UNFAIR AND DECEPTIVE ACTS AND PRACTICES.

41-3233. UNFAIR METHODS OF COMPETITION AND UNFAIR AND DECEPTIVE ACTS AND PRACTICES. Every society authorized to do business in this state shall be subject to the provisions of chapter 13, title 41, Idaho Code, relating to trade practices and frauds; provided however, that nothing therein shall be construed as applying to or affecting the right of any society to determine its eligibility requirements for membership, or be construed as applying to or affecting the offering of benefits exclusively to members or persons eligible for membership in the society by a subsidiary corporation or affiliated organization of the society.  History: [41-3233, added 1995, ch. 213, sec. 2, p. 739.]
ID Code § 41-3234 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3234 - SERVICE OF PROCESS.

41-3234. SERVICE OF PROCESS. (1) Every society authorized to do business in this state shall appoint in writing the director and each successor in office to be its true and lawful attorney upon whom all lawful process in any action or proceeding against it shall be served, and shall agree in such writing that any lawful process against it which is served on such attorney shall be of the same legal force and validity as if served upon the society, and that the authority shall continue in force so long as any liability remains outstanding in this state. Copies of such appointment, certified by the director, shall be deemed sufficient evidence thereof and shall be admitted in evidence with the same force and effect as the original thereof might be admitted. (2) Service shall only be made upon the director, or if absent, upon the person in charge of his office. It shall be made in duplicate and shall constitute sufficient service upon the society. When legal process against a society is served upon the director, he shall forthwith forward one (1) of the duplicate copies by registered mail, prepaid, directed to the secretary or corresponding officer. No such service shall require a society to file its answer, pleading or defense in less than thirty (30) days from the date of mailing the copy of the service to a society. Legal process shall not be served upon a society except in the manner herein provided. (3) At the time of serving any process upon the director, the plaintiff or complainant in the action shall pay to the director the fee prescribed in section 41-3235, Idaho Code.  History: [41-3234, added 1995, ch. 213, sec. 2, p. 739.]
ID Code § 41-3235 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3235 - FEES.

41-3235. FEES. (1) The director shall collect in advance from fraternal benefit societies the licenses and fees, in addition to fees connected with the licenses of agents, as otherwise provided by rule. (2) The director shall transmit and report all fees so collected by him as provided in section 41-406, Idaho Code.  History: [41-3235, added 1995, ch. 213, sec. 2, p. 740.]
ID Code § 41-3236 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3236 - PENALTIES.

41-3236. PENALTIES. (1) A person who shall knowingly or willfully make any false or fraudulent statement or representation in or relating to any application for membership or for the purpose of obtaining money from or a benefit in any society, shall be guilty of a misdemeanor and upon conviction shall be fined not less than one hundred dollars ($100) nor more than one thousand dollars ($1,000), or imprisoned in the county jail not less than thirty (30) days nor more than one (1) year, or both. (2) Any person who willfully makes a false or fraudulent statement in any verified report or declaration under oath required or authorized in this chapter, or of any material fact or thing contained in a sworn statement concerning the death or disability of an insured for the purpose of procuring payment of a benefit named in the certificate, shall be guilty of perjury and shall be subject to the penalties therefor prescribed by law. (3) Any person who solicits membership for, or in any manner assists in procuring membership in, any society not licensed to do business in this state shall upon conviction, be subject to the penalties prescribed in section 41-117A, Idaho Code. (4) Any person guilty of a willful violation of, or neglect or refusal to comply with, the provisions of this chapter for which a penalty is not otherwise prescribed, shall upon conviction, be subject to the penalty prescribed in section 41-117, Idaho Code.  History: [41-3236, added 1995, ch. 213, sec. 2, p. 740.]