reglab/housing_qa huggingface dataset:
NY Banking L § 404 (2021)
2021 New York Laws BNK - Banking Article 10 - Savings and Loan Associations 404 - Reports to the Superintendent; Penalty for Failure to Make.

§ 404.  Reports to the superintendent; penalty for failure to make. 1.   On or before the first day in February in each year, every  savings  and   loan association shall make a written report to the superintendent which   shall  contain  a  statement  of  its condition as of the morning of the   first day of January in  such  year.  Such  report  shall  contain  such   information  and be in such form as the superintendent may prescribe and   shall be subscribed and affirmed as true under the penalties of  perjury   by the president or a vice-president and another principal officer.2.  Every  such association shall also make such other special reports   to the superintendent as he may from time to time require, in such  form   and  at such date as may be prescribed by him and such reports shall, if   required by him, be subscribed and affirmed as true under the  penalties   of perjury.3.  If  any such association shall fail to make any report required by   or pursuant to this section on or before  the  day  designated  for  the   making  thereof,  or  shall  fail  to  include  therein  any information   required by the superintendent to be included,  such  association  shall   forfeit  to  the people of the state an amount as determined pursuant to   section forty-four-a of this chapter for  every  day  that  such  report   shall  be  delayed  or withheld, and for every day that it shall fail to   report any such omitted information, unless the time therefor shall have   been extended by the superintendent.
NY Banking L § 404-A (2021)
2021 New York Laws BNK - Banking Article 10 - Savings and Loan Associations 404-A - Photographic Reproduction of Records.

§ 404-a.   Photographic   reproduction  of  records.  Any  photograph,   microphotograph or reproduction on film of  any  of  the  documents  and   records  of  a  savings  and loan association relating to the members of   such savings and loan association and the  operation  of  its  business,   which  such  savings  and  loan association has caused to be made in the   conduct of its business, shall be deemed to be  the  equivalent  of  the   original  thereof  for  all  purposes, provided that the original of any   such documents and records has been  destroyed,  that  such  photograph,   microphotograph  or  reproduction  on film shall be of durable material,   and that the device used to reproduce such documents and  records  shall   be one which accurately reproduces the original thereof in all details.
NY Banking L § 405 (2021)
2021 New York Laws BNK - Banking Article 10 - Savings and Loan Associations 405 - Annual Report to Shareholders; Delivery and Publication.

§ 405. Annual report to shareholders; delivery and publication.  Every   savings  and  loan association shall (1) prepare a complete statement of   its financial condition, including a summary of income and expense since   its last  previous  statement,  and  publish  the  same  annually,  such   publication  to  be  made  in  the  form  and  manner  determined by the   superintendent and in accordance with the requirements of this  section,   (2)  mail  a  copy  of  such  financial statement to each shareholder or   depositor on application therefor, and (3) make copies of such financial   statement available to depositors, shareholders and other persons  in  a   convenient  and  conspicuous  location  on  the  premises of each of its   authorized places of business.
NY Banking L § 406 (2021)
2021 New York Laws BNK - Banking Article 10 - Savings and Loan Associations 406 - Charters Conformed to This Article; Obligations and Rights Unimpaired; Saving Clause; Applicability to Stock-Form Savings and Loan Associations.

§ 406.  Charters  conformed  to  this  article; obligations and rights   unimpaired; saving clause; applicability to stock-form savings and  loan   associations.  1.  Except  as provided by regulations promulgated by the   superintendent of financial services pursuant to section  fourteen-e  of   this  chapter, the powers, rights, duties, privileges and obligations of   every savings  and  loan  association  shall  be  governed,  controlled,   construed,  extended,  limited  and determined by the provisions of this   chapter, and the articles of association, certificate of  incorporation,   by-laws  or rules of every such association heretofore made or existing,   are hereby modified, altered and amended to conform to the provisions of   this chapter, and are declared void where such articles of  association,   certificate of incorporation, by-laws or rules are inconsistent with the   provisions  of this chapter; except that the obligations of any existing   association, and the obligations to any such  association,  existing  on   June  thirtieth,  nineteen hundred thirty-nine, shall not be in any wise   impaired by the provisions of this act. No savings and loan  association   shall  by reason of the provisions of this act be required to dispose of   any loan or investment held by it on June  thirtieth,  nineteen  hundred   thirty-nine.  For  the purposes of this section, articles of association   and by-laws are not to be deemed obligations of the association and  may   be  changed  as  prescribed in section four hundred two, anything in the   articles of association or by-laws to the contrary notwithstanding.2. The provisions of this article shall apply  to  stock-form  savings   and  loan  associations  except  that  the  superintendent  of financial   services, consistent with the declaration of policy described in section   fourteen-e of this chapter, shall be empowered to deem  inapplicable  to   stock-form   savings  and  loan  associations,  sections  three  hundred   seventy-five, three hundred seventy-six,  three  hundred  seventy-seven,   three  hundred  seventy-eight,  three hundred eighty-five, three hundred   eighty-six, three  hundred  eighty-seven,  three  hundred  eighty-eight,   three   hundred   eighty-nine,   three  hundred  ninety,  three  hundred   ninety-two, three  hundred  ninety-seven,  three  hundred  ninety-eight,   three   hundred  ninety-eight-a,  three  hundred  ninety-eight-b,  three   hundred ninety-eight-c, subdivisions one, two and three of section three   hundred ninety-nine, four hundred, four hundred two, four  hundred  five   and four hundred six of this chapter.
NY Banking L § 407 (2021)
2021 New York Laws BNK - Banking Article 10 - Savings and Loan Associations 407 - Exemptions.

§ 407.  Exemptions.  Savings  and  loan  associations  shall be deemed   institutions for savings, and such associations and the property of such   associations shall be exempt from taxation under  any  law  which  shall   exempt  savings  banks  or  institutions for savings from taxation.  The   shares held by members of any association and  the  dues  and  dividends   credited  thereon shall be exempt from sale on execution and proceedings   supplementary thereto to the amount of  six  hundred  dollars,  and  the   members of any such association shall not be individually liable for the   payment  of its debts. The shares of savings and loan associations shall   not be subject to the stock transfer  tax  either  when  issued  by  the   association or when transferred from one member to another.
NY Banking L § 409 (2021)
2021 New York Laws BNK - Banking Article 10 - Savings and Loan Associations 409 - Conversion of a State Savings and Loan Association Into a Federal Savings and Loan Association.

§ 409.  Conversion  of  a  state  savings  and loan association into a   federal savings and loan association. Any savings and  loan  association   may  convert  itself  into  a  federal  savings  and loan association. A   meeting of the shareholders shall be held upon not less than  ten  days'   written  notice  to each shareholder, either served personally or mailed   to him at his last known address and containing a statement of the time,   place and purpose of such meeting. Proof by affidavit of due service  of   such notice shall be filed in the office of the association before or at   the time of such meeting.At such meeting the shareholders may, by vote in person or by proxy of   the  holders  of  (a)  at  least  sixty-six and two-thirds per centum in   amount of the book value of all outstanding  shares,  or  (b)  at  least   seventy-five  per  centum in amount of the book value of the outstanding   shares represented at the meeting,  authorize  the  conversion  of  such   savings   and   loan   association  into  a  federal  savings  and  loan   association. A copy of the minutes of  such  meeting,  verified  by  the   presiding officer and by the secretary of the meeting, shall be filed in   the office of the superintendent within two days thereafter.Within  three  months  after the date of such meeting, the association   shall take such action, in the manner prescribed or  authorized  by  the   laws  of  the  United States as shall make it a federal savings and loan   association and shall thereupon file in the office of the superintendent   a copy of the charter or authorization issued to it.   Upon such  filing   the  association  shall cease to be a corporation under the laws of this   state, except that  its  corporate  existence  shall  continue  for  the   purpose  of prosecuting or defending suits and of enabling it to wind up   its affairs as a state savings and loan association and  to  dispose  of   and  convey  its  property.  At  the  time  when such conversion becomes   effective, all of the property of the state savings and loan association   shall immediately by act of law and without any conveyance  or  transfer   become  the property of the federal savings and loan association and the   federal savings and loan association shall thereupon succeed to all  the   rights,  obligations  and  relations  of  the  state  savings  and  loan   association.
NY Banking L § 412 (2021)
2021 New York Laws BNK - Banking Article 10 - Savings and Loan Associations 412 - Conversion of Federal Savings Institutions to State Charter.

§  412.  Conversion  of federal savings institutions to state charter.   The superintendent is authorized to promulgate such regulations  as  are   necessary to permit the conversion of any federal savings association or   federal  savings  and  loan  association  to  state  charter  where such   conversion is not otherwise governed by the provisions of this  chapter.   Subject   to  the  foregoing,  such  regulations  may  provide  for  the   conversion of a federal savings association or federal savings and  loan   association,  whether  in  mutual  or stock form, into a state-chartered   savings bank  or  state-chartered  savings  and  loan  association.  The   federal savings association shall submit a written plan of conversion to   the  superintendent,  together  with  an investigation fee as prescribed   pursuant to section eighteen-a of this chapter.
NY Banking L § 413 (2021)
2021 New York Laws BNK - Banking Article 10 - Savings and Loan Associations 413 - Reciprocal Interstate Acquisitions.

§ 413.  Reciprocal interstate acquisitions. 1. With the prior approval of the superintendent, a New York savings and loan holding company or  a subsidiary thereof or a New York savings association may acquire control of  an  out-of-state savings and loan holding company or an out-of-state savings association,  and  an  out-of-state  savings  and  loan  holding company  or  a subsidiary thereof or an out-of-state savings association may acquire control of a New York savings and loan holding company or  a New York savings association subject to regulations to be adopted by the superintendent   of   financial   services.  The  terms  and  conditions prescribed by such regulations shall be substantially similar  to  those contained  in  section one hundred forty-two-b of this chapter governing reciprocal interstate acquisitions by bank holding companies.   2. For the purposes of this section:  (a) the term "savings association" shall have the same meaning  as  in section  10  of  an  Act  of  Congress  entitled Home Owners Loan Act as amended from time to time;  (b) the term "savings and loan holding company" shall  have  the  same meaning as in section 10 of an Act of Congress entitled Home Owners Loan Act as amended from time to time;  (c)  the  term  "New  York  savings  association" shall mean a savings association whose principal office is located in this state and the term "out-of-state savings association"  shall  mean  a  savings  association whose  principal  office  is located in a state other than this state or the District of Columbia; and  (d) the term "New York savings and loan holding company" shall mean  a savings  and  loan  holding  company which controls one or more New York savings associations and the term "out-of-state savings and loan holding company" shall mean a savings and loan holding company other than a  New York  savings  and  loan  holding  company  which conducts its principal banking business in a state other than this state  or  the  District  of Columbia.  The  jurisdiction  in  which an out-of-state savings and loan holding company conducts its principal banking business is that state or the District of Columbia in which the total deposits of such company and its banking subsidiaries are largest.
NY Banking L § 420 (2021)
2021 New York Laws BNK - Banking Article 10-A - State Savings and Loan Insurance Fund 420 - Definitions.

§ 420.  Definitions.  When  used  in  this  article unless the context   otherwise requires:1. "Default" means an adjudication or other official determination  of   a  court of competent jurisdiction or other public authority pursuant to   which a conservator, receiver, or other legal custodian is appointed for   an insured institution for the purpose of liquidation.2. "Fund" means the state savings and loan insurance fund  created  by   section four hundred twenty-a of this article.3. "Insured account" means a savings account held by an insured member   and which is insured under the provisions of this article.4.  "Insured  savings and loan association" means an association whose   accounts are insured under this article.5. "Member" or "insured member" means a savings and  loan  association   whose  application  for  membership  in  the  fund has been accepted and   approved; and which has made all payments required by this article;  and   whose membership has not been terminated.6.  "Reserves" means the aggregate total of capital, advance premiums,   assessments and retained earnings of the fund.
NY Banking L § 420-B (2021)
2021 New York Laws BNK - Banking Article 10-A - State Savings and Loan Insurance Fund 420-B - Purposes of the Fund.

§ 420-b.  Purposes  of  the  fund.  The  fund shall insure the savings   accounts of savings and loan  associations  eligible  for  insurance  as   hereinafter provided.
NY Banking L § 420-C (2021)
2021 New York Laws BNK - Banking Article 10-A - State Savings and Loan Insurance Fund 420-C - General Powers of the Fund.

§ 420-c.  General  powers  of the fund. Except as otherwise limited by   this article, the fund shall have power:1. To sue and be sued;2. To have a seal and alter the same at pleasure;3. To  borrow  money  and  issue  negotiable  notes,  bonds  or  other   obligations and to provide for the rights of the holders thereof;4. To invest any funds held in reserve or sinking funds, or any monies   not required for immediate use or disbursement, at the discretion of the   fund,  in  obligations  of  the state or the United States government or   obligations the principal and interest of which are  guaranteed  by  the   state or the United States government;5.  Subject  to  the  approval  of  the  superintendent  of  financial   services, to establish rules and regulations governing the  exercise  of   its powers and the fulfillment of its purposes under this article;6.  To  enter into contracts and leases and to execute all instruments   necessary or convenient;7. To acquire, hold and dispose of real or personal  property  in  the   exercise of its powers;8.  To  appoint  such officers and employees as it may require for the   performance  of  its  duties,   and   to   fix   and   determine   their   qualifications,  duties,  and  compensation  and  to  retain  or  employ   auditors, engineers and private  consultants  on  a  contract  basis  or   otherwise  for  rendering professional or technical services and advice,   and with the approval of the attorney general of the state of New  York,   to retain or employ counsel;9.  To  conduct  investigations and hearings in the furtherance of its   general purposes, and in aid thereof have access to any  books,  records   or  papers  relevant thereto; and if any person whose testimony shall be   required for the proper performance of the duties of the fund shall fail   or refuse to aid or assist the fund in the conduct of any  investigation   or  hearing,  or to produce any relevant books, records or other papers,   the fund is authorized to apply for process of subpoena, to issue out of   any court of general original jurisdiction whose process can reach  such   person, upon due cause shown;10.  In  the performance of the fund's duties, to utilize the services   of employees of the department of financial  services,  reimbursing  the   department of financial services for such services and expenses therein;11.  To  do all things necessary, convenient or desirable to carry out   its purposes and for the exercise of the powers granted in this article.
NY Banking L § 420-D (2021)
2021 New York Laws BNK - Banking Article 10-A - State Savings and Loan Insurance Fund 420-D - Capital Stock; Advance Premiums; Other Fiscal Provisions.

§ 420-d. Capital stock; advance premiums; other fiscal provisions.  1.   The fund shall have a capital stock of one hundred million dollars which   shall  be  divided  into shares of one hundred dollars each. Each member   savings and loan association  whose  accounts  are  insured  under  this   article shall subscribe and pay for such stock in an amount equal to one   percentum  of  its savings accounts at the time of admission to the fund   and shall make annual adjustments to maintain such ratio.2. Each savings and loan association at the time it becomes  a  member   of  the fund shall pay an advance premium to the fund in an amount equal   to one percentum of the savings and loan association's savings accounts,   said premium to be  maintained  at  a  one  per  cent  level  by  annual   adjustments  thereof  until such time as the reserves of the fund are in   excess of two and one-half percentum of the  aggregate  of  the  savings   accounts  of  its members, whereupon such excess shall be applied at the   end of the fiscal year on a pro-rata  basis  to  the  reduction  of  the   advance premiums or to the payment of current premiums at the discretion   of the trustees.
NY Banking L § 420-E (2021)
2021 New York Laws BNK - Banking Article 10-A - State Savings and Loan Insurance Fund 420-E - Exemption From Taxation.

§ 420-e.  Exemption  from taxation. It is hereby found, determined and   declared that the creation of the fund  and  the  carrying  out  of  its   purposes  is  in all respects for the benefit of the people of the state   of New York and  for  the  improvement  of  their  health,  welfare  and   prosperity and is a public purpose, and that the fund will be performing   an  essential  governmental  function  in  the  exercise  of  the powers   conferred upon it by this article, and that the fund shall  be  required   to  pay no fees, taxes or assessments, whether state or local, including   but not limited to fees, taxes or assessments on real estate,  franchise   taxes,  sales  taxes  or  other  excise taxes, upon its activities as an   insurer; and that all income received by the fund and that the bonds  of   the  fund  and  the  income  therefrom shall at all times be exempt from   taxation, except for gift and estate taxes and taxes on transfers.  This   section  shall  constitute  a covenant and agreement with the holders of   all bonds issued by the fund.
NY Banking L § 420-F (2021)
2021 New York Laws BNK - Banking Article 10-A - State Savings and Loan Insurance Fund 420-F - Use of Fund Name Prohibited; Penalties for Violation.

§ 420-f.  Use  of  fund  name prohibited; penalties for violation.  No   individual, association, partnership, or corporation shall use the words   "state savings and loan insurance fund", or any combination  of  any  of   these words which would have the effect of leading the public in general   to believe there was any connection, actually not existing, between such   individual,  association,  partnership,  or corporation and the fund, as   the name under  which  he  or  it  shall  hereafter  do  business.    No   individual,  association, partnership, or corporation shall advertise or   otherwise represent falsely by any device whatsoever  that  his  or  its   accounts  are  insured  or  in anywise guaranteed by the fund, or by the   state, or by any instrumentality thereof; and no  insured  member  shall   advertise  or  otherwise  represent falsely by any device whatsoever the   extent to which or the manner in which its accounts are insured  by  the   fund.   Every   individual,  partnership,  association,  or  corporation   violating this section shall be guilty of a misdemeanor punishable by  a   fine  of  not  exceeding  one  thousand  dollars, or by imprisonment not   exceeding one year, or both.