reglab/housing_qa huggingface dataset:
NV Rev Stat § 104A.2527 (2021)
2021 Nevada Revised Statutes|Chapter 104A - Uniform Commercial Code — Additional Articles|NRS 104A.2527 - Lessor’s rights to dispose of goods.

  1. After a default by a lessee under the lease contract of the type described in subsection 1 or paragraph (a) of subsection 3 of NRS 104A.2523 or after the lessor refuses to deliver or takes possession of goods (NRS 104A.2525 or 104A.2526), or, if agreed, after other default by the lessee, the lessor may dispose of the goods concerned or the undelivered balance thereof by lease, sale or otherwise.  2. Except as otherwise provided with respect to damages liquidated in the lease agreement (NRS 104A.2504) or otherwise determined pursuant to agreement of the parties (NRS 104.1302 and 104A.2503), if the disposition is by lease agreement substantially similar to the original lease agreement and the lease agreement is made in good faith and in a commercially reasonable manner, the lessor may recover from the lessee as damages:  (a) Accrued and unpaid rent as of the date of the commencement of the term of the new lease agreement;  (b) The present value, as of the same date, of the total rent for the then remaining lease term of the original lease agreement minus the present value, as of the same date, of the rent under the new lease agreement applicable to that period of the new lease term which is comparable to the then remaining term of the original lease agreement; and  (c) Any incidental damages allowed under NRS 104A.2530,  less expenses saved in consequence of the lessee’s default.  3. If the lessor’s disposition is by lease agreement that for any reason does not qualify for treatment under subsection 2, or is by sale or otherwise, the lessor may recover from the lessee as if the lessor had elected not to dispose of the goods and NRS 104A.2528 governs.  4. A subsequent buyer or lessee who buys or leases from the lessor in good faith for value as a result of a disposition under this section takes the goods free of the original lease contract and any rights of the original lessee even though the lessor fails to comply with one or more of the requirements of this Article.  5. The lessor is not accountable to the lessee for any profit made on any disposition. A lessee who has rightfully rejected or justifiably revoked acceptance shall account to the lessor for any excess over the amount of the lessee’s security interest (subsection 5 of NRS 104A.2508).  (Added to NRS by 1989, 367; A 1989, 721; 1991, 427; 2005, 882)
NV Rev Stat § 104A.2528 (2021)
2021 Nevada Revised Statutes|Chapter 104A - Uniform Commercial Code — Additional Articles|NRS 104A.2528 - Lessor’s damages for nonacceptance, failure to pay, repudiation or other default.

  1. Except as otherwise provided with respect to damages liquidated in the lease agreement (NRS 104A.2504) or otherwise determined pursuant to agreement of the parties (NRS 104.1302 and 104A.2503), if a lessor elects to retain the goods or a lessor elects to dispose of the goods and the disposition is by lease agreement that for any reason does not qualify for treatment under subsection 2 of NRS 104A.2527, or is by sale or otherwise, the lessor may recover from the lessee as damages for a default of the type described in subsection 1 or paragraph (a) of subsection 3 of NRS 104A.2523, or, if agreed, for other default of the lessee:  (a) Accrued and unpaid rent as of the date of default if the lessee has never taken possession of the goods, or, if the lessee has taken possession of the goods, as of the date the lessor repossesses the goods or an earlier date on which the lessee makes a tender of the goods to the lessor;  (b) The present value as of the date determined under paragraph (a) of the total rent for the then remaining lease term of the original lease agreement minus the present value as of the same date of the market rent at the place where the goods are located computed for the same lease term; and  (c) Any incidental damages allowed under NRS 104A.2530, less expenses saved in consequence of the lessee’s default.  2. If the measure of damages provided in subsection 1 is inadequate to put a lessor in as good a position as performance would have, the measure of damages is the present value of the profit, including reasonable overhead, the lessor would have made from full performance by the lessee, together with any incidental damages allowed under NRS 104A.2530, due allowance for costs reasonably incurred and due credit for payments or proceeds of disposition.  (Added to NRS by 1989, 367; A 1989, 721; 1991, 428; 2005, 882)
NV Rev Stat § 104A.2529 (2021)
2021 Nevada Revised Statutes|Chapter 104A - Uniform Commercial Code — Additional Articles|NRS 104A.2529 - Lessor’s action for the rent.

  1. After default by the lessee under the lease contract of the type described in subsection 1 or paragraph (a) of subsection 3 of NRS 104A.2523 or, if agreed, after other default by the lessee, if the lessor complies with subsection 2, the lessor may recover from the lessee as damages:  (a) For goods accepted by the lessee and not repossessed by or tendered to the lessor, and for conforming goods lost or damaged within a commercially reasonable time after risk of loss passes to the lessee (NRS 104A.2219):  (1) Accrued and unpaid rent as of the date of entry of judgment in favor of the lessor;  (2) The present value as of the same date of the rent for the then remaining lease term of the lease agreement; and  (3) Any incidental damages allowed under NRS 104A.2530,  less expenses saved in consequence of the lessee’s default; and  (b) For goods identified to the lease contract if the lessor is unable after reasonable effort to dispose of them at a reasonable price or the circumstances reasonably indicate that effort will be unavailing:  (1) Accrued and unpaid rent as of the date of entry of judgment in favor of the lessor;  (2) The present value as of the same date of the rent for the then remaining lease term of the lease agreement; and  (3) Any incidental damages allowed under NRS 104A.2530,  less expenses saved in consequence of the lessee’s default.  2. Except as provided in subsection 3, the lessor shall hold for the lessee for the remaining lease term of the lease agreement any goods that have been identified to the lease contract and are in the lessor’s control.  3. The lessor may dispose of the goods at any time before collection of the judgment for damages obtained pursuant to subsection 1. If the disposition is before the end of the remaining lease term of the lease agreement, the lessor’s recovery against the lessee for damages is governed by NRS 104A.2527 or 104A.2528, and the lessor will cause an appropriate credit to be provided against a judgment for damages to the extent that the amount of the judgment exceeds the recovery available pursuant to NRS 104A.2527 or 104A.2528.  4. Payment of the judgment for damages obtained pursuant to subsection 1 entitles the lessee to the use and possession of the goods not then disposed of for the remaining lease term of and in accordance with the lease agreement.  5. After default by the lessee under the lease contract of the type described in subsection 1 or paragraph (a) of subsection 3 of NRS 104A.2523 or, if agreed, after other default by the lessee, a lessor who is held not entitled to rent under this section must nevertheless be awarded damages for nonacceptance under NRS 104A.2527 or 104A.2528.  (Added to NRS by 1989, 368; A 1989, 721; 1991, 429)
NV Rev Stat § 104A.2530 (2021)
2021 Nevada Revised Statutes|Chapter 104A - Uniform Commercial Code — Additional Articles|NRS 104A.2530 - Lessor’s incidental damages.

Incidental damages to an aggrieved lessor include any commercially reasonable charges, expenses or commissions incurred in stopping delivery, in the transportation, care and custody of goods after the lessee’s default, in connection with return or disposition of the goods, or otherwise resulting from the default.  (Added to NRS by 1989, 368; A 1989, 721)
NV Rev Stat § 104A.2531 (2021)
2021 Nevada Revised Statutes|Chapter 104A - Uniform Commercial Code — Additional Articles|NRS 104A.2531 - Standing to sue third parties for injury to goods.

  1. If a third party so deals with goods that have been identified to a lease contract as to cause actionable injury to a party to the lease contract:  (a) The lessor has a right of action against the third party; and  (b) The lessee also has a right of action against the third party if the lessee:  (1) Has a security interest in the goods;  (2) Has an insurable interest in the goods; or  (3) Bears the risk of loss under the lease contract or has since the injury assumed that risk as against the lessor and the goods have been converted or destroyed.  2. If at the time of the injury the party plaintiff did not bear the risk of loss as against the other party to the lease contract and there is no arrangement between them for disposition of the recovery, the party plaintiff’s suit or settlement, subject to his or her own interest, is as a fiduciary for the other party to the lease contract.  3. Either party with the consent of the other may sue for the benefit of whom it may concern.  (Added to NRS by 1989, 369; A 1989, 721)
NV Rev Stat § 104A.2532 (2021)
2021 Nevada Revised Statutes|Chapter 104A - Uniform Commercial Code — Additional Articles|NRS 104A.2532 - Lessor’s rights to residual interest.

In addition to any other recovery permitted by this article or other law, the lessor may recover from the lessee an amount that will fully compensate the lessor for any loss of or damage to the lessor’s residual interest in the goods caused by the default of the lessee.  (Added to NRS by 1991, 430)
NV Rev Stat § 104A.4101 (2021)
2021 Nevada Revised Statutes|Chapter 104A - Uniform Commercial Code — Additional Articles|NRS 104A.4101 - Short title.

This article may be cited as Uniform Commercial Code — Funds Transfers.  (Added to NRS by 1991, 430)
NV Rev Stat § 104A.4102 (2021)
2021 Nevada Revised Statutes|Chapter 104A - Uniform Commercial Code — Additional Articles|NRS 104A.4102 - Subject matter.

Except as otherwise provided in NRS 104A.4108, this article applies to funds transfers defined in NRS 104A.4104.  (Added to NRS by 1991, 430)
NV Rev Stat § 104A.4103 (2021)
2021 Nevada Revised Statutes|Chapter 104A - Uniform Commercial Code — Additional Articles|NRS 104A.4103 - Payment order: Definitions.

  1. In this article:  (a) "Payment order" means an instruction of a sender to a receiving bank, transmitted orally, electronically or in writing, to pay, or to cause another bank to pay, a fixed or determinable amount of money to a beneficiary if:  (1) The instruction does not state a condition to payment to the beneficiary other than time of payment;  (2) The receiving bank is to be reimbursed by debiting an account of, or otherwise receiving payment from, the sender; and  (3) The instruction is transmitted by the sender directly to the receiving bank or to an agent, funds-transfer system, or communication system for transmittal to the receiving bank.  (b) "Beneficiary" means the person to be paid by the beneficiary’s bank.  (c) "Beneficiary’s bank" means the bank identified in a payment order in which an account of the beneficiary is to be credited pursuant to the order or which otherwise is to make payment to the beneficiary if the order does not provide for payment to an account.  (d) "Receiving bank" means the bank to which the sender’s instruction is addressed.  (e) "Sender" means the person giving the instruction to the receiving bank.  2. If an instruction complying with paragraph (a) of subsection 1 is to make more than one payment to a beneficiary, the instruction is a separate payment order with respect to each payment.  3. A payment order is issued when it is sent to the receiving bank.  (Added to NRS by 1991, 430)
NV Rev Stat § 104A.4104 (2021)
2021 Nevada Revised Statutes|Chapter 104A - Uniform Commercial Code — Additional Articles|NRS 104A.4104 - Funds transfer: Definitions.

  1. "Funds transfer" means the series of transactions, beginning with the originator’s payment order, made for the purpose of making payment to the beneficiary of the order. The term includes any payment order issued by the originator’s bank or an intermediary bank intended to carry out the originator’s payment order. A funds transfer is completed by acceptance by the beneficiary’s bank of a payment order for the benefit of the beneficiary of the originator’s payment order.  2. "Intermediary bank" means a receiving bank other than the originator’s bank or the beneficiary’s bank.  3. "Originator" means the sender of the first payment order in a funds transfer.  4. "Originator’s bank" means the receiving bank to which the payment order of the originator is issued if the originator is not a bank, or the originator if the originator is a bank.  (Added to NRS by 1991, 431)
NV Rev Stat § 104A.4105 (2021)
2021 Nevada Revised Statutes|Chapter 104A - Uniform Commercial Code — Additional Articles|NRS 104A.4105 - Other definitions.

  1. In this Article:  (a) "Authorized account" means a deposit account of a customer in a bank designated by the customer as a source of payment of payment orders issued by the customer to the bank. If a customer does not so designate an account, any account of the customer is an authorized account if payment of a payment order from that account is not inconsistent with a restriction on the use of that account.  (b) "Bank" means a person engaged in the business of banking and includes a savings bank, savings and loan association, credit union, and trust company. A branch or separate office of a bank is a separate bank for purposes of this Article.  (c) "Customer" means a person, including a bank, having an account with a bank or from whom a bank has agreed to receive payment orders.  (d) "Funds-transfer business day" of a receiving bank means the part of a day during which the receiving bank is open for the receipt, processing and transmittal of payment orders and cancellations and amendments of payment orders.  (e) "Funds-transfer system" means a wire transfer network, automated clearing house, or other communication system of a clearing house or other association of banks through which a payment order by a bank may be transmitted to the bank to which the order is addressed.  (f) "Prove" with respect to a fact means to meet the burden of establishing the fact (paragraph (h) of subsection 2 of NRS 104.1201).  2. Other definitions applying to this Article and the sections in which they appear are: "Acceptance." NRS 104A.4209. "Beneficiary." NRS 104A.4103. "Beneficiary’s bank." NRS 104A.4103. "Executed." NRS 104A.4301. "Execution date." NRS 104A.4301. "Funds transfer." NRS 104A.4104. "Funds-transfer system rule." NRS 104A.4501. "Intermediary bank." NRS 104A.4104. "Originator." NRS 104A.4104. "Originator’s bank." NRS 104A.4104. "Payment by beneficiary’s bank to beneficiary." NRS 104A.4405. "Payment by originator to beneficiary." NRS 104A.4406. "Payment by sender to receiving bank." NRS 104A.4403. "Payment date." NRS 104A.4401. "Payment order." NRS 104A.4103. "Receiving bank." NRS 104A.4103. "Security procedure." NRS 104A.4201. "Sender." NRS 104A.4103.  3. The following definitions in Article 4 apply to this Article: "Clearing house." NRS 104.4104. "Item." NRS 104.4104. "Suspends payments." NRS 104.4104.  4. In addition Article 1 contains general definitions and principles of construction and interpretation applicable throughout this Article.  (Added to NRS by 1991, 431; A 2005, 883)
NV Rev Stat § 104A.4106 (2021)
2021 Nevada Revised Statutes|Chapter 104A - Uniform Commercial Code — Additional Articles|NRS 104A.4106 - Time payment order is received.

  1. The time of receipt of a payment order or communication cancelling or amending a payment order is determined by the rules applicable to receipt of a notice stated in NRS 104.1202. A receiving bank may fix a cutoff time or times of a funds-transfer business day for the receipt and processing of payment orders and communications cancelling or amending payment orders. Different cutoff times may apply to payment orders, cancellations or amendments, or to different categories of payment orders, cancellations or amendments. A cutoff time may apply to senders generally or different cutoff times may apply to different senders or categories of payment orders. If a payment order or communication cancelling or amending a payment order is received after the close of a funds-transfer business day or after the appropriate cutoff time on a funds-transfer business day, the receiving bank may treat the payment order or communication as received at the opening of the next funds-transfer business day.  2. If this Article refers to an execution date or payment date or states a day on which a receiving bank is required to take action, and the date or day does not fall on a funds-transfer business day, the next day that is a funds-transfer business day is treated as the date or day stated, unless the contrary is stated in this Article.  (Added to NRS by 1991, 432; A 2005, 884)
NV Rev Stat § 104A.4107 (2021)
2021 Nevada Revised Statutes|Chapter 104A - Uniform Commercial Code — Additional Articles|NRS 104A.4107 - Federal Reserve regulations and operating circulars.

Regulations of the Board of Governors of the Federal Reserve System and operating circulars of the Federal Reserve banks supersede any inconsistent provision of this article to the extent of the inconsistency.  (Added to NRS by 1991, 432)
NV Rev Stat § 104A.4108 (2021)
2021 Nevada Revised Statutes|Chapter 104A - Uniform Commercial Code — Additional Articles|NRS 104A.4108 - Exclusion of certain consumer transactions governed by federal law; resolution of inconsistencies between federal law and state law.

  1. Except as otherwise provided in subsection 2, this article does not apply to a funds transfer any part of which is governed by the Electronic Fund Transfer Act of 1978 (Title XX, Public Law 95-630, 92 Stat. 3728, 15 U.S.C. §§ 1693 et seq.) as amended from time to time.  2. This article applies to a funds transfer that is a remittance transfer as defined in section 919 of the Electronic Fund Transfer Act, 15 U.S.C. § 1693o-1, as amended from time to time, unless the remittance transfer is an electronic fund transfer as defined in section 903 of the Electronic Fund Transfer Act, 15 U.S.C. § 1693a, as amended from time to time.  3. In a funds transfer to which this article applies, in the event of an inconsistency between an applicable provision of this article and an applicable provision of the Electronic Fund Transfer Act, the provision of the Electronic Fund Transfer Act governs to the extent of the inconsistency.  (Added to NRS by 1991, 432; A 2013, 255)
NV Rev Stat § 104A.4201 (2021)
2021 Nevada Revised Statutes|Chapter 104A - Uniform Commercial Code — Additional Articles|NRS 104A.4201 - Security procedure.

  1. "Security procedure" means a procedure established by agreement of a customer and a receiving bank to:  (a) Verify that a payment order or communication amending or cancelling a payment order is that of the customer; or  (b) Detect error in the transmission or the content of the payment order or communication.  2. A security procedure may require the use of algorithms or other codes, identifying words or numbers, encryption, callback procedures or similar security devices.  3. Comparison of a signature on a payment order or communication with an authorized specimen signature of the customer is not by itself a security procedure.  (Added to NRS by 1991, 432)
NV Rev Stat § 104A.4202 (2021)
2021 Nevada Revised Statutes|Chapter 104A - Uniform Commercial Code — Additional Articles|NRS 104A.4202 - Authorized and verified payment orders.

  1. A payment order received by the receiving bank is the authorized order of the person identified as sender if the person authorized the order or is otherwise bound by it under the law of agency.  2. If a bank and its customer have agreed that the authenticity of payment orders issued to the bank in the name of the customer as sender will be verified pursuant to a security procedure, a payment order received by the receiving bank is effective as the order of the customer, whether or not authorized, if the security procedure is a commercially reasonable method of providing security against unauthorized payment orders, and the bank proves that it accepted the payment order in good faith and in compliance with the security procedure and any written agreement or instruction of the customer restricting acceptance of payment orders issued in the name of the customer. The bank is not required to follow an instruction that violates a written agreement with the customer or notice of which is not received at a time and in a manner affording the bank a reasonable opportunity to act on it before the payment order is accepted.  3. Commercial reasonableness of a security procedure is a question of law to be determined by considering the wishes of the customer expressed to the bank, the circumstances of the customer known to the bank, including the size, type and frequency of payment orders normally issued by the customer to the bank, alternative security procedures offered to the customer, and security procedures in general use by customers and receiving banks similarly situated. A security procedure is deemed to be commercially reasonable if:  (a) The security procedure was chosen by the customer after the bank offered, and the customer refused, a security procedure that was commercially reasonable for that customer; and  (b) The customer expressly agreed in writing to be bound by any payment order, whether or not authorized, issued in its name and accepted by the bank in compliance with the security procedure chosen by the customer.  4. The term "sender" in this article includes the customer in whose name a payment order is issued if the order is the authorized order of the customer under subsection 1, or it is effective as the order of the customer under subsection 2.  5. This section applies to amendments and cancellations of payment orders to the same extent it applies to payment orders.  6. Except as otherwise provided in this section and in paragraph (a) of subsection 1 of NRS 104A.4203, rights and obligations arising under this section or NRS 104A.4203 may not be varied by agreement.  (Added to NRS by 1991, 433)
NV Rev Stat § 104A.4203 (2021)
2021 Nevada Revised Statutes|Chapter 104A - Uniform Commercial Code — Additional Articles|NRS 104A.4203 - Unenforceability of certain verified payment orders.

  1. If an accepted payment order is not, under subsection 1 of NRS 104A.4202, an authorized order of a customer identified as sender, but is effective as an order of the customer pursuant to subsection 2 of NRS 104A.4202, the following rules apply:  (a) By express written agreement, the receiving bank may limit the extent to which it is entitled to enforce or retain payment of the payment order.  (b) The receiving bank is not entitled to enforce or retain payment of the payment order if the customer proves that the order was not caused, directly or indirectly, by a person:  (1) Entrusted at any time with duties to act for the customer with respect to payment orders or the security procedure; or  (2) Who obtained access to transmitting facilities of the customer or who obtained, from a source controlled by the customer and without authority of the receiving bank, information facilitating breach of the security procedure, regardless of how the information was obtained or whether the customer was at fault.  Information includes any access device, computer software, or the like.  2. This section applies to amendments of payment orders to the same extent it applies to payment orders.  (Added to NRS by 1991, 433)