reglab/housing_qa huggingface dataset:
9 V.S.A. § 2470ee
2021 Vermont Statutes|Title 9 - Commerce and Trade|Chapter 63 - Consumer Protection|§ 2470ee. Cancellation and termination

§ 2470ee. Cancellation and termination|(a) In addition to any other right to revoke an offer, a consumer may cancel the purchase of a third-party discount membership program until midnight on the 30th day after the date the consumer has given express informed consent to be charged for the program. If the consumer cancels within the 30-day period, the seller of the third-party discount membership program shall, within 10 days of receiving the notice of cancellation, provide a full refund to the consumer.(b)(1) Notice of cancellation shall be deemed given when deposited in a mailbox properly addressed and postage prepaid or when e-mailed to the e-mail address of the seller of the third-party discount membership program.  (2) A consumer may cancel a third-party discount membership program verbally by contacting the seller at a toll-free telephone number that the seller provides for that purpose.   (c) In addition to the right to cancel described in this subchapter, a consumer may terminate a third-party discount membership program at any time by providing notice to the seller by one of the methods described in this section. In that case, the consumer shall not be obligated to make any further payments under the program and shall not be entitled to any discounts under the program for any period of time after the last month for which payment has been made.(d) If the seller of a third-party discount membership program cancels the program for any reason other than nonpayment by the consumer, the seller shall make pro rata reimbursement to the consumer of all periodic charges paid by the consumer for periods of time after cancellation. Prior to such cancellation, the seller shall first provide reasonable notice and an explanation of the cancellation in writing to the consumer. (Added 2011, No. 109 (Adj. Sess.), § 1, eff. May 8, 2012; amended 2015, No. 128 (Adj. Sess.), § E.1.)
9 V.S.A. § 2470ff
2021 Vermont Statutes|Title 9 - Commerce and Trade|Chapter 63 - Consumer Protection|§ 2470ff. Maximum length of plan

§ 2470ff. Maximum length of plan|No person shall sell, or offer for sale, a third-party discount membership program lasting longer than 18 months. (Added 2011, No. 109 (Adj. Sess.), § 1, eff. May 8, 2012; amended 2015, No. 128 (Adj. Sess.), § E.1.)
9 V.S.A. § 2470gg
2021 Vermont Statutes|Title 9 - Commerce and Trade|Chapter 63 - Consumer Protection|§ 2470gg. Billing information

§ 2470gg. Billing information|No person who offers or sells third-party discount membership programs shall obtain billing information relating to a consumer except directly from the consumer. (Added 2011, No. 109 (Adj. Sess.), § 1, eff. May 8, 2012; amended 2015, No. 128 (Adj. Sess.), § E.1.)
9 V.S.A. § 2470hh
2021 Vermont Statutes|Title 9 - Commerce and Trade|Chapter 63 - Consumer Protection|§ 2470hh. Violations

§ 2470hh. Violations|(a) A person who violates this subchapter commits an unfair and deceptive act in trade and commerce in violation of section 2453 of this title.(b) The Attorney General has the same authority to make rules, conduct civil investigations, enter into assurances of discontinuance, and bring civil actions as is provided under subchapter 1 of this chapter.(c) It is an unfair and deceptive act and practice in commerce for any person to provide substantial assistance to the seller of a third-party discount membership program that has engaged or is engaging in an unfair or deceptive act or practice in commerce when the person or the person's authorized agent:  (1) receives notice from a regulatory, law enforcement, or similar governmental authority that the seller of the third-party discount membership program is in violation of this subchapter; (2) knows from information received or in its possession that the seller of the third-party discount membership program is in violation of this subchapter; or (3) consciously avoids knowing that the seller of the third-party discount membership program is in violation of this subchapter.   (d) Subject to section 2452 of this title, a person who provides only incidental assistance, which does not further the sale of a third-party discount membership program, to the seller of the program, or who does not receive a benefit from providing assistance to the seller of a discount membership, shall not be liable under this section unless the person receives notice, knows, or consciously avoids knowing, pursuant to subdivision (c)(1), (2), or (3) of this section, that a third-party discount membership program is in violation of this chapter. (Added 2011, No. 109 (Adj. Sess.), § 1, eff. May 8, 2012; amended 2015, No. 55, § 7; 2015, No. 128 (Adj. Sess.), § E.1.)
9 V.S.A. § 2470ii
2021 Vermont Statutes|Title 9 - Commerce and Trade|Chapter 63 - Consumer Protection|§ 2470ii. Definitions

§ 2470ii. Definitions|As used in this subchapter:  (1) An "add-on discount membership program" is a program that entitles consumers to receive discounts, rebates, rewards, or similar incentives on the purchase of goods or services or both, sold to a consumer during the purchase of a different good or service using the same billing information. (2) "Billing information" means any data that enables a seller of an add-on discount membership program to access a consumer's credit or debit card, bank, or other account, but does not include the consumer's name, e-mail address, telephone number, or mailing address. For credit card and debit card accounts, billing information includes the full account number, card type, and expiration date and, if necessary, the security code. For accounts at a financial institution, "billing information" includes the full account number and routing number and, if necessary, the name of the financial institution holding the account. (Added 2015, No. 128 (Adj. Sess.), § E.2.)
9 V.S.A. § 2470jj
2021 Vermont Statutes|Title 9 - Commerce and Trade|Chapter 63 - Consumer Protection|§ 2470jj. Applicability

§ 2470jj. Applicability|(a) An add-on discount membership program is a good or service within the meaning of subdivision 2451a(2) of this title.(b) This subchapter applies only to persons who are regularly engaged in offering or selling add-on discount membership programs.(c) This subchapter shall not apply to an electronic payment system, as defined in section 2480o of this title, or to a financial institution, as defined in 8 V.S.A. § 11101(32). (Added 2015, No. 128 (Adj. Sess.), § E.2; amended 2021, No. 20, § 20.)
9 V.S.A. § 2470kk
2021 Vermont Statutes|Title 9 - Commerce and Trade|Chapter 63 - Consumer Protection|§ 2470kk. Required disclosures; consent

§ 2470kk. Required disclosures; consent|(a) No person shall charge or attempt to charge a consumer for an add-on discount membership program or to renew an add-on discount membership program beyond the term expressly agreed to by the consumer, unless:  (1) before obtaining the consumer's billing information, the person has clearly and conspicuously disclosed to the consumer all material terms of the transaction, including:  (A) a description of the types of goods and services on which a discount is available; (B) the name of the add-on discount membership program, the name and address of the seller of the program, and a telephone number, e-mail address, or other contact information the consumer may use to contact the seller with questions concerning the operation of the program; (C) the cost of the program, including the amount of any periodic charges, how often such charges are imposed, and the method of payment; and (D) the right to cancel and to terminate the program, which shall be no more restrictive than as required by section 2470ll of this title, and a toll-free telephone number and e-mail address that can be used to cancel the membership;  (2) before obtaining the consumer's billing information, the person has received express informed consent for the add-on membership program from the consumer whose credit or debit card, bank, or other account will be charged, by requiring the consumer to perform an additional affirmative action, such as clicking on an online confirmation button, checking an online box that indicates the consumer's consent to be charged the amount disclosed, or expressly giving consent over the telephone; and (3) after providing the disclosures and obtaining the consent required by subdivisions (1) and (2) of this subsection, obtaining from the consumer:  (A) the consumer's billing information; and (B) the consumer's name and address and a means to contact the consumer.    (b) A person who sells an add-on discount membership program shall retain evidence of a consumer's express informed consent for at least three years after the consent is given.(c) A person who sells an add-on discount membership program shall provide to a consumer on the receipt for the underlying good or service:  (1) confirmation that the consumer has signed up for a discount membership program; (2) the price the consumer will be charged for the program; (3) the date on which the consumer will first be charged for the program; (4) the frequency of charges for the program; and (5) information concerning the consumer's right to cancel the program and a toll-free telephone number, address, and e-mail address a consumer may use to cancel the program. (Added 2015, No. 128 (Adj. Sess.), § E.2.)
9 V.S.A. § 2470ll
2021 Vermont Statutes|Title 9 - Commerce and Trade|Chapter 63 - Consumer Protection|§ 2470ll. Cancellation and termination

§ 2470ll. Cancellation and termination|(a) In addition to any other right to revoke an offer, a consumer may cancel the purchase of an add-on discount membership program until midnight on the 30th day after the date the consumer has given express informed consent to be charged for the program. If the consumer cancels within the 30-day period, the seller of the add-on discount membership program shall, within 10 days of receiving the notice of cancellation, provide a full refund to the consumer less the value of any discount the consumer has received by using the add-on discount membership program.(b)(1) Notice of cancellation shall be deemed given when deposited in a mailbox properly addressed and postage prepaid or when e-mailed to the e-mail address of the seller of the add-on discount membership program.  (2) A consumer may cancel an add-on discount membership program verbally by contacting the seller at a toll-free telephone number that the seller provides for that purpose.   (c) In addition to the right to cancel described in this subchapter, a consumer may terminate an add-on discount membership program at any time by providing notice to the seller by one of the methods described in this section. In that case, the consumer shall not be obligated to make any further payments under the program and shall not be entitled to any discounts under the program for any period of time after the last month for which payment has been made.(d) If the seller of an add-on discount membership program cancels the program for any reason other than nonpayment by the consumer, the seller shall make pro rata reimbursement to the consumer of all periodic charges paid by the consumer for periods of time after cancellation. Prior to such cancellation, the seller shall first provide reasonable notice and an explanation of the cancellation in writing to the consumer. (Added 2015, No. 128 (Adj. Sess.), § E.2.)
9 V.S.A. § 2470mm
2021 Vermont Statutes|Title 9 - Commerce and Trade|Chapter 63 - Consumer Protection|§ 2470mm. Billing information

§ 2470mm. Billing information|A person who offers or sells a discount membership program may not obtain billing information relating to a consumer except directly from the consumer. (Added 2015, No. 128 (Adj. Sess.), § E.2.)
9 V.S.A. § 2470nn
2021 Vermont Statutes|Title 9 - Commerce and Trade|Chapter 63 - Consumer Protection|§ 2470nn. Violations

§ 2470nn. Violations|(a) A person who violates this subchapter commits an unfair and deceptive act in trade and commerce in violation of section 2453 of this title.(b) The Attorney General has the same authority to make rules, conduct civil investigations, enter into assurances of discontinuance, and bring civil actions as is provided under subchapter 1 of this chapter.(c) It is an unfair and deceptive act and practice in commerce for any person to provide substantial assistance to the seller of an add-on discount membership program that has engaged or is engaging in an unfair or deceptive act or practice in commerce, when the person or the person's authorized agent:  (1) receives notice from a regulatory, law enforcement, or similar governmental authority that the seller of the add-on discount membership program is in violation of this subchapter; (2) knows from information received or in its possession that the seller of the add-on discount membership program is in violation of this subchapter; or (3) consciously avoids knowing that the seller of the add-on discount membership program is in violation of this subchapter.   (d) Subject to section 2452 of this title, a person who provides only incidental assistance, which does not further the sale of an add-on discount membership program, to the seller of the program, or who does not receive a benefit from providing assistance to the seller of an add-on discount membership, shall not be liable under this section unless the person receives notice, knows, or consciously avoids knowing, pursuant to subdivision (c)(1), (2), or (3) of this section, that an add-on discount membership program is in violation of this chapter. (Added 2015, No. 128 (Adj. Sess.), § E.2.)
9 V.S.A. § 2472
2021 Vermont Statutes|Title 9 - Commerce and Trade|Chapter 63 - Consumer Protection|§ 2472. Contracts between paid fundraisers and charitable organizations

§ 2472. Contracts between paid fundraisers and charitable organizations|(a) Prior to soliciting in this State, a paid fundraiser shall enter into a written contract with the charitable organization on whose behalf solicitations are to be made. The contract shall contain the following:  (1) A minimum percentage of the gross receipts of the fundraising campaign to be paid to the charitable organization. (2) An itemized description of all expenses, commissions, and other amounts that are to be deducted from the receipts of the fundraising campaign, how they are to be calculated, and to whom they are to be paid. (3) An authorized signature of the charitable organization indicating approval of the terms of the contract. (4) The following statement in immediate proximity to the signature of the charitable organization, in a minimum size of 10 points: Chapter 63 of Title 9 of the Vermont Statutes Annotated requires a paid fundraiser to provide the fundraiser's charitable sponsor, within 60 days after the end of a solicitation campaign, with a statement setting out the name and address of each contributor and the amount of the contribution; the amount of the gross receipts; and an itemized list of all expenses, commissions, and other costs incurred in the campaign. The law also gives charities other rights, including the right to cancel this contract or to recover damages, or both, in certain circumstances. Contact the Vermont Attorney General for further information. (5) A provision that prohibits the paid fundraiser from restricting in any way the use by the charitable organization of the list of donors to the campaign.   (b) Prior to commencing a solicitation, a paid fundraiser shall:  (1) Provide to the charitable organization on whose behalf solicitations are to be made, the wording to be used by the paid fundraiser when conducting written solicitations and a copy of any script to be used in conducting telephone or in-person solicitation. (2) Obtain written approval from the charitable organization for the use of such wording and script.   (c) A charitable organization may rescind any contract with a paid fundraiser and have all contributions in the possession of the paid fundraiser returned to the contributors if the contract or the paid fundraiser does not comply with this subchapter.(d) Upon application for State funds received through a grant or contract, a charitable organization shall disclose:  (1) the actual percentage of gross receipts of any fundraising campaign paid to the charitable organization within the two previous fiscal years; and (2) the minimum contracted percentage of gross receipts to be paid by a paid fundraiser to the charitable organization in any current or known future fundraising campaign. (Added 1989, No. 232 (Adj. Sess.), § 2; amended 2003, No. 51, § 2.)
9 V.S.A. § 2474
2021 Vermont Statutes|Title 9 - Commerce and Trade|Chapter 63 - Consumer Protection|§ 2474. Notice not to be used as an endorsement

§ 2474. Notice not to be used as an endorsement|A paid fundraiser shall not use or exploit the fact of filing a notice of solicitation to create the impression that the State has in any way endorsed or approved a solicitation or solicitation campaign. (Added 1989, No. 232 (Adj. Sess.), § 2.)
9 V.S.A. § 2475
2021 Vermont Statutes|Title 9 - Commerce and Trade|Chapter 63 - Consumer Protection|§ 2475. Solicitations

§ 2475. Solicitations|(a) No paid fundraiser shall misrepresent, directly or indirectly, his or her relationship to a charitable organization.(b) No paid fundraiser or charitable organization shall misrepresent, directly or indirectly, to a contributor or potential contributor any fact relating to the solicitation, including the percentage of the contribution that will be paid over to the charitable organization or the purpose for which the contribution will be used.(c) No paid fundraiser shall represent, directly or indirectly, that any part of the contributions received will be given or donated to any charitable organization unless the organization has previously consented in writing to the use of its name.(d) The provisions of this section shall also apply to any person that a paid fundraiser employs or engages, directly or indirectly, to solicit contributions.(e) No paid fundraiser shall solicit a contribution from any person in this State without clearly and conspicuously disclosing to the person, both orally, if the paid fundraiser is soliciting in whole or in part by telephone, and in writing, if the paid fundraiser is soliciting in whole or in part by means of writing:  (1) that the solicitor is being paid by the charitable organization on whose behalf the solicitation is being made; and (2) how the potential contributor may obtain information from the State on the respective percentages of contributions that will be paid to the charitable organization and to the paid fundraiser. (Added 1989, No. 232 (Adj. Sess.), § 2; amended 1997, No. 42, §§ 3, 4; 2003, No. 51, § 3.)
9 V.S.A. § 2476
2021 Vermont Statutes|Title 9 - Commerce and Trade|Chapter 63 - Consumer Protection|§ 2476. Bank accounts

§ 2476. Bank accounts|(a) All checks and money orders contributed in response to a solicitation shall be made out to the name of the charitable organization.(b) A paid fundraiser shall immediately deposit, in a bank account in the name of the charitable organization with which the paid fundraiser has contracted, all contributions received by the paid fundraiser. The signature of the treasurer or other agent designated by the charitable organization shall be required to remove any funds from the account.(c) Within 60 days after a solicitation campaign has been completed, the paid fundraiser shall file with the charitable organization a closing statement for the campaign, including the name and address of each contributor and the amount of the contribution; the amount of gross receipts; and an itemized list of all expenses, commissions, and other costs incurred in the campaign. (Added 1989, No. 232 (Adj. Sess.), § 2.)
9 V.S.A. § 2477
2021 Vermont Statutes|Title 9 - Commerce and Trade|Chapter 63 - Consumer Protection|§ 2477. Financial report

§ 2477. Financial report|(a) No later than 90 days after a fundraising campaign has been completed, and no later than 90 days after the anniversary of the commencement of a fundraising campaign lasting more than one year, a paid fundraiser that has solicited contributions in this State shall file a financial report with the Attorney General on a form prescribed by the Attorney General. The information required by this section shall pertain to the entire fundraising campaign, or, in the case of a campaign lasting more than one year, to the 12 months ending on the most recent anniversary of the commencement of the campaign.(b) The financial report shall contain the following:  (1) Total gross receipts. (2) A description of how the gross receipts were distributed, including an itemized list of all expenses, commissions, and other costs of the fundraising campaign, and the net amount paid to the charitable organization for its charitable purposes, after payment of all fundraising expenses, commissions, and other costs. (3) The percentage of gross receipts represented by the total of fundraising expenses, commissions, and other costs. (4) The percentage of gross receipts represented by the net amount paid to the charitable organization for its charitable purposes, after payment of all fundraising expenses, commissions, and other costs. (5) The signature of the charitable organization. (6) Such other information as the Attorney General may by rule require.   (c) The Attorney General may adopt rules requiring that the financial report be filed electronically, with proper verification. (Added 1989, No. 232 (Adj. Sess.), § 2; amended 2003, No. 110 (Adj. Sess.), § 2, eff. May 11, 2004.)
9 V.S.A. § 2478
2021 Vermont Statutes|Title 9 - Commerce and Trade|Chapter 63 - Consumer Protection|§ 2478. Records required

§ 2478. Records required|(a) A paid fundraiser shall maintain such records as the Attorney General may by rule require for three years from the end of the solicitation campaign to which they pertain.(b) Whenever the Attorney General has reason to believe that a paid fundraiser has violated this subchapter, the Attorney General may inspect all records required to be maintained by a paid fundraiser except that the identities of the contributors shall be available for inspection by the Attorney General upon request, only through a civil investigation conducted pursuant to subsection 2479(b) of this title. (Added 1989, No. 232 (Adj. Sess.), § 2.)
9 V.S.A. § 2479
2021 Vermont Statutes|Title 9 - Commerce and Trade|Chapter 63 - Consumer Protection|§ 2479. Violations

§ 2479. Violations|(a) A violation of this subchapter, including the filing of any false information on a notice of solicitation or financial report, is deemed to be a violation of section 2453 of this title. This section shall not be construed to limit a paid fundraiser's liability under any other law.(b) The Attorney General has the same authority to make rules, conduct civil investigations, and bring civil actions with respect to the acts and practices of paid fundraisers and charitable organizations as is provided under subchapter 1 of this chapter.(c) A contributor or a charitable organization has the same rights with respect to the acts and practices of a paid fundraiser as a consumer has under section 2461 of this title. (Added 1989, No. 232 (Adj. Sess.), § 2; amended 1997, No. 42, § 5.)