reglab/housing_qa huggingface dataset:
NE Code § 44-3606 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3606 - Benefits to policyholders; loss-ratio standards.

44-3606.  Benefits to policyholders; loss-ratio standards.Medicare supplement policies shall return to policyholders benefits which are reasonable in relation to the premium charged. The director shall adopt and promulgate reasonable rules and regulations to establish minimum standards for loss ratios of medicare supplement policies on the basis of incurred claims experience, or incurred health care expenses when coverage is provided by a health maintenance organization on a service basis rather than a reimbursement basis, and earned premiums in accordance with accepted actuarial principles and practices.Source   Laws 1980, LB 877, § 6;   Laws 1981, LB 329, § 6;   Laws 1988, LB 998, § 7;   Laws 1990, LB 983, § 5;   Laws 1992, LB 1006, § 23.
NE Code § 44-3607 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3607 - Outline of coverage; informational brochure; disclosure requirements.

44-3607.  Outline of coverage; informational brochure; disclosure requirements.(1) In order to provide for full and fair disclosure in the sale of medicare supplement policies, no medicare supplement policy or certificate shall be delivered in this state unless an outline of coverage is delivered to the applicant at the time the application is made.(2) The director shall prescribe the format and content of the outline of coverage required by subsection (1) of this section. As used in this section, format shall mean style, arrangement, and overall appearance, including, but not limited to, the size, color, and prominence of type and arrangement of text and captions. Such outline of coverage shall include:(a) A description of the principal benefits and coverage provided in the policy;(b) A statement of the renewal provisions, including any reservation by the issuer of a right to change premiums and disclosure of the existence of any automatic renewal premium increases based on the policyholder's age; and(c) A statement that the outline of coverage is a summary of the policy issued or applied for and that the policy should be consulted to determine governing contractual provisions.(3) The director may prescribe by rule and regulation a standard form and the contents of an informational brochure for persons eligible for medicare which is intended to improve the buyer's ability to select the most appropriate coverage and improve the buyer's understanding of medicare. Except in the case of direct-response insurance policies, the director may require by rule and regulation that the informational brochure be provided to any prospective insureds eligible for medicare concurrently with delivery of the outline of coverage. With respect to direct-response insurance policies, the director may require by rule and regulation that the prescribed brochure be provided upon request to any prospective insureds eligible for medicare but in no event later than the time of policy delivery.(4) The director may adopt and promulgate rules and regulations for captions or notice requirements determined to be in the public interest and designed to inform prospective insureds that particular insurance coverages are not medicare supplement coverages for all sickness and accident insurance policies sold to persons eligible for medicare other than:(a) Medicare supplement policies; or(b) Disability income policies.(5) The director may further adopt and promulgate rules and regulations to govern the full and fair disclosure of the information in connection with the replacement of sickness and accident policies, subscriber contracts, or certificates by persons eligible for medicare.Source   Laws 1980, LB 877, § 7;   Laws 1981, LB 329, § 7;   Laws 1988, LB 998, § 8;   Laws 1992, LB 1006, § 24;   Laws 1996, LB 969, § 6.
NE Code § 44-3608 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3608 - Return of policy or certificate; notice; refund.

44-3608.  Return of policy or certificate; notice; refund.Notwithstanding any other provision of law, medicare supplement policies and certificates shall have a notice prominently printed on the first page of the policy or certificate or attached thereto stating in substance that the applicant shall have the right to return the policy or certificate within thirty days of its delivery and to have the premium refunded if, after examination of the policy or certificate, the applicant is not satisfied for any reason. Any refund made pursuant to this section shall be paid directly to the applicant by the issuer in a timely manner.Source   Laws 1980, LB 877, § 8;   Laws 1988, LB 998, § 9;   Laws 1992, LB 1006, § 25.
NE Code § 44-3608.01 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3608.01 - Advertisement; director; powers.

44-3608.01.  Advertisement; director; powers.Every issuer of medicare supplement policies and certificates in this state shall provide a copy of any medicare supplement advertisement intended for use in this state whether through written, radio, or television medium to the director for review or approval by him or her to the extent review or approval may be required under state law.Source   Laws 1989, LB 92, § 236;   Laws 1992, LB 1006, § 26.
NE Code § 44-3609 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3609 - Rules and regulations.

44-3609.  Rules and regulations.The director may adopt and promulgate rules and regulations to carry out the Medicare Supplement Insurance Minimum Standards Act.Source   Laws 1980, LB 877, § 9;   Laws 1981, LB 329, § 8;   Laws 1988, LB 998, § 10;   Laws 1992, LB 1006, § 27.
NE Code § 44-3610 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3610 - Act; violation; provisions applicable.

44-3610.  Act; violation; provisions applicable.A violation of any provision of the Medicare Supplement Insurance Minimum Standards Act or any rule and regulation adopted and promulgated pursuant to such act shall be an unfair trade practice in the business of insurance subject to the Unfair Insurance Trade Practices Act.In addition to any other applicable penalties for violations of Chapter 44, the director may require an issuer violating any provision of the Medicare Supplement Insurance Minimum Standards Act or any rule or regulation issued under the act to cease marketing any medicare supplement policy or certificate in this state which is related directly or indirectly to a violation or may require such issuer to take such actions as are necessary to comply with the act, or both.Source   Laws 1980, LB 877, § 10;   Laws 1988, LB 998, § 11;   Laws 1991, LB 234, § 33;   Laws 1992, LB 1006, § 28.  Cross References  Unfair Insurance Trade Practices Act, see section 44-1521.
NE Code § 44-3701 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3701 - Act, how cited.

44-3701.  Act, how cited.Sections 44-3701 to 44-3721 shall be known and may be cited as the Motor Club Services Act.Source  Laws 1981, LB 113, § 1.
NE Code § 44-3702 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3702 - Definitions, sections found.

44-3702.  Definitions, sections found.For the purposes of sections 44-3701 to 44-3721, unless the context otherwise requires, the definitions found in sections 44-3703 to 44-3708 shall apply.Source  Laws 1981, LB 113, § 2.
NE Code § 44-3703 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3703 - Club, defined.

44-3703.  Club, defined.Club shall mean any organization or other person presently or hereafter engaged in selling, furnishing, or making available to members, either as principal or agent, motor club services.Source  Laws 1981, LB 113, § 3.
NE Code § 44-3704 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3704 - Club representative, defined.

44-3704.  Club representative, defined.Club representative shall mean any person in this state designated by the club who acts or aids in any manner in the solicitation, negotiation, or renewal of motor club service contracts, except it shall not mean any person performing only work of a clerical nature in the office of a club or providing an application to a potential club member.Source  Laws 1981, LB 113, § 4.
NE Code § 44-3705 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3705 - Director, defined.

44-3705.  Director, defined.Director shall mean the Director of Insurance.Source  Laws 1981, LB 113, § 5.
NE Code § 44-3706 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3706 - Insurance service, defined.

44-3706.  Insurance service, defined.Insurance service shall mean any act by a club to sell or furnish to a member group insurance benefits covering accidental injury and death or any motor club service, except that such insurance shall be issued only by an insurance company duly authorized to do such business in this state. A club representative shall not be required to be a licensed insurance agent pursuant to Chapter 44 in connection with the sale of group insurance benefits covering accidental injury and death or other insurance covering a motor club service specifically enumerated in section 44-3707, which may be issued in conjunction with and as a part of a motor club service contract.Source  Laws 1981, LB 113, § 6.
NE Code § 44-3707 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3707 - Motor club service, defined.

44-3707.  Motor club service, defined.Motor club service shall mean the rendering, furnishing, or procuring of, or reimbursement for any of the services enumerated in this section, which shall include but not be limited to:(1) Towing service;(2) Bail and arrest bond service;(3) Emergency road service;(4) Claim adjustment service;(5) Legal service;(6) Theft service;(7) Map service;(8) Emergency travel expense service;(9) Community traffic safety service;(10) Merchandise and discount service;(11) Travel, touring, and travel information service;(12) Guaranteed hotel or motel rate service;(13) New car pricing service;(14) Financial service;(15) Check cashing service;(16) Personal property registration service;(17) Buying and selling service;(18) License service;(19) Credit card service; and(20) Insurance service.Nothing contained in this section shall prohibit a club from offering services which augment or are incidental to any service offered by the club or any other services which are of assistance and are beneficial to members and are feasible for the club to render.Source  Laws 1981, LB 113, § 7.
NE Code § 44-3708 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3708 - Motor club service contract, defined.

44-3708.  Motor club service contract, defined.Motor club service contract shall mean any written agreement whereby any club, for a consideration, promises to render, furnish, or procure for any member a motor club service.Source  Laws 1981, LB 113, § 8.
NE Code § 44-3709 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3709 - Motor club; deposit securities or surety bond.

44-3709.  Motor club; deposit securities or surety bond.A club shall not render or agree to render a motor club service without first depositing and thereafter continuously maintaining the amount of fifty thousand dollars in cash or securities approved by the director or, in lieu of such cash or securities, a performance bond in the amount of fifty thousand dollars executed by a surety company authorized by the laws of this state to transact business within this state. The bond shall be executed to the State of Nebraska and shall be for the use of the state and for any members who may have a cause of action against the club.Source  Laws 1981, LB 113, § 9.
NE Code § 44-3710 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3710 - Motor club; security; purpose.

44-3710.  Motor club; security; purpose.The security required in section 44-3709 shall be used for the following:(1) Protection, use, and benefit of all persons whose applications for membership in a motor club have been accepted by such club or its representative; and(2) Covering of the following obligations, which are hereby required to be met:(a) The faithful furnishing and rendering to members by the club of any and all of the motor club services furnished, sold, or offered for sale by it;(b) The complying with and abiding by all the provisions of sections 44-3701 to 44-3721 by the club, and all the rules and regulations of the director, adopted and promulgated in accordance with sections 44-3701 to 44-3721; and(c) The paying of all fines and penalties by the club that may become due to the state from the club under and by virtue of the provisions of sections 44-3701 to 44-3721.Source  Laws 1981, LB 113, § 10.
NE Code § 44-3711 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3711 - Club member; action on security; aggregate liability.

44-3711.  Club member; action on security; aggregate liability.If any member shall be defrauded or aggrieved by any misconduct, wrongful act, misrepresentation, or failure of the club to render its services or fulfill its contractual obligations, such member may bring suit on the security provided in section 44-3710 in his or her own name, but the aggregate liability of the surety for all such suits shall, in no event, exceed the amount of such bond required in section 44-3709.Source  Laws 1981, LB 113, § 11.
NE Code § 44-3712 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3712 - Motor club; certificate of authority required; issuance; requirements; fee.

44-3712.  Motor club; certificate of authority required; issuance; requirements; fee.(1) No club shall offer, issue, or renew a motor club service contract in this state without first obtaining from the director a certificate of authority to act. A certificate of authority shall be issued by the director to the club upon submission of the items in subdivisions (a) to (f) of this subsection in a form satisfactory to the director. The applicant shall submit:(a) A formal application for the certificate in such form and detail as the director requires, executed under oath by its president and secretary or two other principal officers of the club or such other persons as the director may require;(b) A certified copy of its charter or articles of incorporation and its bylaws, if any;(c) If a corporation, a certified copy of the certificate of authority or good standing certificate from the Secretary of State;(d) A copy of the club's most recent financial statement prepared in accordance with generally accepted accounting principles and certified by two principal officers of the applicant or, in the event the applicant is not a corporation, such other persons as the director may require;(e) An explanation of its plan of doing business and copies of the following:(i) Its application for membership;(ii) The proposed membership certificate or identification card and any proposed addendum to such certificate or card;(iii) Any individual insurance policy or group certificate to be offered; and(iv) Any motor club service contract to be issued; and(f) Any other relevant information requested by the director.(2) No certificate of authority shall be issued by the director until the club has paid an initial certificate of authority fee of one hundred dollars.Source  Laws 1981, LB 113, § 12.
NE Code § 44-3713 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3713 - Certificate of authority; expiration date; renewal requirements; fee.

44-3713.  Certificate of authority; expiration date; renewal requirements; fee.Certificates of authority issued pursuant to sections 44-3701 to 44-3721 shall expire annually on April 30, unless sooner revoked or suspended. No certificate of authority shall be renewed by the director until the club has:(1) Paid an annual certificate of authority fee of one hundred dollars; and(2) Filed a copy of its most recent financial statement prepared in accordance with generally accepted accounting principles and certified by two principal officers of the club or, in the event the applicant is not a corporation, such other persons as the director may require.Source  Laws 1981, LB 113, § 13.
NE Code § 44-3714 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3714 - Motor club; director; issue cease and desist order; revoke or suspend certificate; grounds; hearing.

44-3714.  Motor club; director; issue cease and desist order; revoke or suspend certificate; grounds; hearing.The director may order the club to cease and desist or may revoke, suspend, or refuse to continue the certificate of authority of a club whenever, after a hearing and for cause shown, he or she determines that any of the following circumstances exist:(1) The club has violated or failed to comply with any provision of the Motor Club Services Act or any rule or regulation adopted and promulgated under such act;(2) The club has obtained a certificate of authority through willful misrepresentation or fraud;(3) The club has engaged in fraudulent or dishonest practices;(4) The club has willfully, orally or in writing, misrepresented the terms, benefits, privileges, and provisions of any motor club service contract issued or to be issued by it or any other club;(5) The club is unable to meet its obligations as determined by generally accepted accounting principles; or(6) The club has refused without just cause to submit relevant information to the director with respect to the motor club services within this state after it has received notice of an alleged occurrence of any of the actions in subdivisions (1) through (5) of this section.Source   Laws 1981, LB 113, § 14;   Laws 1989, LB 92, § 238.
NE Code § 44-3715 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3715 - Motor club service contract; required contents.

44-3715.  Motor club service contract; required contents.No motor club service contract shall be issued or delivered in this state unless it contains all of the following:(1) The exact corporate or other name of the club;(2) The exact location of its home office or any business office to which inquiries may be made;(3) The motor club services contracted for;(4) The territory wherein motor club services contracted for are to be rendered; and(5) The duration of such motor club service contract.Source  Laws 1981, LB 113, § 15.
NE Code § 44-3716 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3716 - Motor club representative; registration; qualifications; examination; termination of representative's authority; fees.

44-3716.  Motor club representative; registration; qualifications; examination; termination of representative's authority; fees.(1) No individual shall act as a club representative in Nebraska without the club having registered such individual with the director within thirty days after the date of designation as a club representative. Application for registration as a club representative shall be made to the director upon forms prescribed and furnished by him or her. The director may require a club representative to take a written examination, for a fee, on the services customarily offered by motor clubs. A club representative licensed as an insurance agent for sickness, accident, and health insurance pursuant to Chapter 44 shall not be required to be examined.(2) The club representative shall furnish information concerning his or her identity, business address, personal history, business experience, and such other information that the director deems pertinent and germane. A club representative shall (a) be at least eighteen years of age, (b) be a trustworthy person of good repute, and (c) have received training from the club or have otherwise qualified by experience in the business of clubs rendering motor club services.(3) Any willful misrepresentation of any information required to be disclosed in any application for registration shall be subject to the sanctions provided for in sections 44-3701 to 44-3721.(4) Upon termination of any club representative's authority to act on behalf of the club, the club shall notify the director in writing within thirty days of such termination.(5) The fee to be paid to the director at the time registration is made annually on a day specified by the director for the renewal of such registration shall be five dollars.Source  Laws 1981, LB 113, § 16.
NE Code § 44-3717 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3717 - Motor club representative; director; issue cease and desist order; revoke or suspend authority; hearing.

44-3717.  Motor club representative; director; issue cease and desist order; revoke or suspend authority; hearing.Upon satisfactory evidence that a club representative has violated or failed to comply with any provision of the Motor Club Services Act or any rule or regulation adopted and promulgated under such act, the director may issue an order requiring the club representative to cease and desist from engaging in such violation. After a hearing and for good cause shown, the director may revoke or suspend the club representative's authority.Source   Laws 1981, LB 113, § 17;   Laws 1989, LB 92, § 239.
NE Code § 44-3718 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3718 - Motor club services; laws applicable.

44-3718.  Motor club services; laws applicable.The offering of motor club services shall be subject solely and exclusively to the provisions of sections 44-3701 to 44-3721, and the offering of such services by any duly authorized club shall not be deemed transacting business as an insurance company, association, or exchange, except as otherwise provided in sections 44-3701 to 44-3721.Source  Laws 1981, LB 113, § 18.
NE Code § 44-3719 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3719 - Director; duties; rules and regulations.

44-3719.  Director; duties; rules and regulations.The director shall administer and enforce the provisions of sections 44-3701 to 44-3721 and may adopt and promulgate rules and regulations in accordance with sections 44-3701 to 44-3721.Source   Laws 1981, LB 113, § 19;  Laws 2014, LB700, § 16.
NE Code § 44-3720 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3720 - Act; administrative procedures.

44-3720.  Act; administrative procedures.Except as otherwise provided in the Motor Club Services Act, all hearings held by and all orders and decisions made or any failure to act by the director pursuant to the Motor Club Services Act shall be subject to the Administrative Procedure Act. Any order of the director may be appealed, and the appeal shall be in accordance with the Administrative Procedure Act.Source   Laws 1981, LB 113, § 20;   Laws 1988, LB 352, § 71.  Cross References  Administrative Procedure Act, see section 84-920.
NE Code § 44-3721 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3721 - Violations; penalty.

44-3721.  Violations; penalty.If any person shall willfully violate the provisions of sections 44-3701 to 44-3720, such person shall be deemed guilty of a Class III misdemeanor.Source  Laws 1981, LB 113, § 21.
NE Code § 44-3801 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3801 - Sections, how construed.

44-3801.  Sections, how construed.Sections 44-3801 to 44-3826 shall be interpreted liberally to aid in maintaining a high level of competence and adherence to professional standards in the performance of dental services.Source  Laws 1982, LB 139, § 1.