reglab/housing_qa huggingface dataset:
NV Rev Stat § 105.020 (2021)
2021 Nevada Revised Statutes|Chapter 105 - Security Instruments of Public Utilities|NRS 105.020 - Applicability of provisions; changing method of perfection or notice.

  1. The provisions of NRS 105.010 to 105.080, inclusive, apply to a public utility only if the public utility elects to file a security instrument pursuant to NRS 105.030 and then only as to the method of perfection or notice of that security instrument.  2. Except as otherwise provided in subsection 3 of NRS 105.040, a public utility shall not change the method of perfection or notice of a security instrument from a method allowed pursuant to a provision other than NRS 105.010 to 105.080, inclusive, to the method allowed by NRS 105.010 to 105.080, inclusive.  3. Once a security instrument has been filed pursuant to NRS 105.030, the public utility shall not change the method of perfection or notice for that security instrument pursuant to a provision other than NRS 105.010 to 105.080, inclusive.  (Added to NRS by 1995, 880)
NV Rev Stat § 105.030 (2021)
2021 Nevada Revised Statutes|Chapter 105 - Security Instruments of Public Utilities|NRS 105.030 - Presentation of security instrument for filing constitutes perfection and notice; requirements for filing; applicability of Uniform Commercial Code — Secured Transactions.

  1. Presentation of a security instrument to the Secretary of State or a county recorder for filing and tender of the statutory filing fee or acceptance of the security instrument by the Secretary of State or county recorder, if the security instrument states conspicuously on its title page: "This Instrument Grants A Security Interest By A Public Utility" constitutes:  (a) Perfection of a security interest created by the security instrument in any personal property, including goods which are, or are to become, fixtures, in which a security interest may be perfected by filing pursuant to NRS 104.9101 to 104.9709, inclusive, located in this state or in the county and owned by the public utility when the security instrument was executed or to be acquired by the public utility after execution of the security instrument; and  (b) Notice to all persons of the existence of the security instrument and the interest granted therein, as security, in any real property or fixtures thereon, or to be placed thereon, located in this state or in the county and owned by the public utility when the security instrument was executed or to be acquired by the public utility after the execution of the security instrument if the security instrument is proved or acknowledged and certified as required by law for the recording of conveyances of real property.  2. The filed security instrument must:  (a) Identify the property by type, character or description if it is presently owned personal property, including fixtures;  (b) Provide a description of the property if it is presently owned real property; and  (c) State conspicuously on its title page: "This Instrument Contains After-Acquired Property Provisions" if the property is to be acquired after the execution of the security instrument.  3. A description of real or personal property in a security instrument is sufficient, whether or not it is specific, if it reasonably identifies what is described.  4. The provisions of NRS 104.9101 to 104.9709, inclusive, pertaining to priorities and remedies apply to security interests in personal property, including fixtures, perfected under this section.  (Added to NRS by 1995, 881; A 1999, 387)
NV Rev Stat § 105.040 (2021)
2021 Nevada Revised Statutes|Chapter 105 - Security Instruments of Public Utilities|NRS 105.040 - Effective date of perfection or notice.

  1. The perfection or notice provided by a security instrument filed pursuant to NRS 105.030 is effective from the date of presentation for filing until the interest granted as security is released by the filing of a termination statement or a release or reconveyance of all or a part of the property signed by the secured party or trustee. No renewal, refiling or continuation statement is required to continue this effectiveness.  2. Perfection or notice provided by a security instrument covering real or personal property located in this state which was filed with the Secretary of State or recorded in the office of a county recorder before October 1, 1995, or which was filed or recorded before March 1, 1967, in compliance with the law in effect at the time of its filing or recordation, remains effective for the period provided by the law in effect at the time of its filing or recordation.  3. Such an instrument may be filed anew pursuant to NRS 105.030, and if so filed has the effect given to security instruments originally filed pursuant to NRS 105.010 to 105.080, inclusive. The priority of such a filing dates from the time that the security interest was first filed with the Secretary of State or recorded in the office of a county recorder and not from the date the instrument is filed anew pursuant to NRS 105.030.  (Added to NRS by 1995, 881)
NV Rev Stat § 105.050 (2021)
2021 Nevada Revised Statutes|Chapter 105 - Security Instruments of Public Utilities|NRS 105.050 - Recording of security interest in real property owned by public utility; recording provides notice of certain subsequent security instruments executed by public utility.

  1. If a security instrument filed with the Secretary of State grants an interest, as security, in any real property owned by the public utility, a notice of filing of a security instrument affecting real property must be recorded in the office of the county recorder in the county where the real property is located, stating:  (a) The name of the public utility which executed the security instrument;  (b) That a security instrument affecting real property in the county has been executed by the public utility; and  (c) That the security instrument was filed, and other security instruments may later be on file, in the Office of the Secretary of State.  The notice required by this section must be acknowledged or proved and certified in the manner provided in chapter 111 of NRS and in NRS 240.161 to 240.169, inclusive.  2. After such recording, no notice need be recorded regarding other security instruments executed by the public utility. The notice recorded under subsection 1 is sufficient to provide notice of all subsequent security instruments:  (a) Executed by the public utility;  (b) Filed with the Secretary of State; and  (c) Granting an interest, as security, in any real property, and fixtures thereto, located in the county where the notice is recorded.  3. Notices recorded pursuant to subsection 1 must be recorded and indexed by the county recorder in the same records and indexes as are mortgages on real property.  (Added to NRS by 1995, 882)
NV Rev Stat § 105.060 (2021)
2021 Nevada Revised Statutes|Chapter 105 - Security Instruments of Public Utilities|NRS 105.060 - Filing name change, merger or consolidation of public utility; effectiveness of security instrument filed before name change, merger or consolidation.

  1. If a public utility changes its name or merges or consolidates with another person after the presentation for filing of a security instrument executed by it, a written statement of the change, merger or consolidation must promptly be presented for filing to the Secretary of State and each county where a notice has been recorded pursuant to NRS 105.050. The statement must be signed by the secured party and the public utility, identify the appropriate security instrument by file number and state the name of the public utility after the change, merger or consolidation.  2. A security instrument presented for filing before the change, merger or consolidation is not effective to provide perfection or notice of interests granted as security in property acquired by the public utility more than 4 months after the change, merger or consolidation, unless the written statement required by this section is presented for filing before the expiration of that time.  (Added to NRS by 1995, 882)
NV Rev Stat § 105.070 (2021)
2021 Nevada Revised Statutes|Chapter 105 - Security Instruments of Public Utilities|NRS 105.070 - Duty of Secretary of State or county recorder to mark security instrument and statement of name change, merger or consolidation upon filing; retention and filing of instrument and statements; fees.

  1. The Secretary of State or county recorder shall mark any security instrument and any statement of change, merger or consolidation presented for filing with the day and hour of filing and the file number assigned to it. This mark is, in the absence of other evidence, conclusive proof of the time and fact of presentation for filing.  2. The Secretary of State or county recorder shall retain and file all security instruments and statements of change, merger or consolidation presented for filing.  3. The uniform fee for filing and indexing a security instrument, or a supplement or amendment thereto, and a statement of change, merger or consolidation, and for stamping a copy of those documents furnished by the secured party or the public utility to show the date and place of filing is:  (a) Forty dollars if the record is communicated in writing and consists of one or two pages;  (b) Sixty dollars if the record is communicated in writing and consists of more than two pages, and $2 for each page over 20 pages;  (c) Twenty dollars if the record is communicated by another medium authorized by filing-office rule; and  (d) Two dollars for each additional debtor, trade name or reference to another name under which business is done.  (Added to NRS by 1995, 882; A 2003, 843; 2003, 20th Special Session, 130)
NV Rev Stat § 105.080 (2021)
2021 Nevada Revised Statutes|Chapter 105 - Security Instruments of Public Utilities|NRS 105.080 - Certificate of Secretary of State showing existence of security instrument; copy of filed security instrument; fees.

  1. Upon the request of any person, the Secretary of State shall issue a certificate showing whether there is on file, on the date and hour stated therein, any presently effective security instrument naming a particular public utility and, if there is, giving the date and hour of filing of the instrument and the names and addresses of each secured party. The uniform fee for such a certificate is:  (a) Forty dollars if the request is communicated in writing; and  (b) Twenty dollars if the request is communicated by another medium authorized by filing-office rule.  2. Upon request, the Secretary of State or a county recorder shall furnish a copy of any filed security instrument upon payment of the statutory fee for copies.  (Added to NRS by 1995, 883; A 2003, 843; 2003, 20th Special Session, 130)
NV Rev Stat § 106.030 (2021)
2021 Nevada Revised Statutes|Chapter 106 - Real Mortgages|NRS 106.030 - Mortgage secures performance of covenants adopted by reference.

Whenever, by the terms of any mortgage, any of the covenants in NRS 106.020 or 106.025 are adopted as a part thereof by reference, as provided in NRS 106.020 to 106.050, inclusive, the mortgage is intended to secure and does secure the performance of the terms and conditions of the mortgage and all of the covenants so adopted by reference.  [2:109:1927; NCL § 4331] — (NRS A 1967, 125; 1985, 237)
NV Rev Stat § 106.040 (2021)
2021 Nevada Revised Statutes|Chapter 106 - Real Mortgages|NRS 106.040 - Adoption by reference in instrument.

  1. In order to adopt by reference any of the covenants, agreements, obligations, rights and remedies in NRS 106.020 or 106.025, it shall only be necessary to state in the mortgage whichever of the following is appropriate:  (a) "The following covenants, Nos. ....., ..... and ..... (inserting the respective numbers) of NRS 106.020, are hereby adopted and made a part of this mortgage."  (b) "The following covenants, Nos. ....., ..... and ..... (inserting the respective numbers) of NRS 106.025, are hereby adopted and made a part of this mortgage."  2. In order to fix the amount of counsel fees under Covenant No. 2 of NRS 106.020 or 106.025, it shall only be necessary to state in the mortgage: "Covenant No. 2," and set out thereafter the percentage to be allowed.  3. In order to fix the rate of interest under Covenant No. 3 of NRS 106.020 or 106.025, it shall only be necessary to state in the mortgage: "Covenant No. 3," and set out thereafter the rate of interest to be charged thereunder.  4. A mortgage, in order to fix the amount of insurance to be carried, need not reincorporate the provisions of Covenant No. 7 of NRS 106.020 or 106.025, but may merely state the following: "Covenant No. 7," and set out thereafter the amount of insurance to be carried.  [3:109:1927; NCL § 4332] + [4:109:1927; NCL § 4333] — (NRS A 1967, 126)
NV Rev Stat § 106.050 (2021)
2021 Nevada Revised Statutes|Chapter 106 - Real Mortgages|NRS 106.050 - Parties may enter into different or additional covenants.

Nothing in NRS 106.020 to 106.040, inclusive, prevents the parties to any mortgage from entering into any other, different or additional covenants or agreements than those set out in NRS 106.020 or 106.025.  [5:109:1927; NCL § 4334] — (NRS A 1967, 126; 1985, 237)
NV Rev Stat § 106.195 (2021)
2021 Nevada Revised Statutes|Chapter 106 - Real Mortgages|NRS 106.195 - Mortgage of estate for years.

Mortgages may be made upon an estate for years, however created, unless prohibited by the instrument which created such estate.  (Added to NRS by 1967, 954)
NV Rev Stat § 106.200 (2021)
2021 Nevada Revised Statutes|Chapter 106 - Real Mortgages|NRS 106.200 - Effect of recorded mortgage upon possessory claims to public lands or mining claims.

A mortgage for a good and valuable consideration upon possessory claims to public lands, all buildings and improvements upon such lands, and all quartz and mining claims, acknowledged in manner and form as mortgages upon real property are required by law to be acknowledged, and recorded in the office of the recorder in the county in which the property is situated, shall have the same effect against third persons as mortgages upon real property.  [76:9:1861; A 1935, 253; 1931 NCL § 1547] — (NRS A 1965, 924)
NV Rev Stat § 106.210 (2021)
2021 Nevada Revised Statutes|Chapter 106 - Real Mortgages|NRS 106.210 - Recording of assignments of mortgages or beneficial interests in deeds of trust; constructive notice; effect of unrecorded assignments.

  1. Any assignment of a mortgage of real property, or of a mortgage of personal property or crops recorded prior to March 27, 1935, and any assignment of the beneficial interest under a deed of trust must be recorded in the office of the recorder of the county in which the property is located, and from the time any of the same are so filed for record shall operate as constructive notice of the contents thereof to all persons. A mortgage of real property, or a mortgage of personal property or crops recorded prior to March 27, 1935, which has been assigned may not be enforced unless and until the assignment is recorded pursuant to this subsection. If the beneficial interest under a deed of trust has been assigned, the trustee under the deed of trust may not exercise the power of sale pursuant to NRS 107.080 unless and until the assignment is recorded pursuant to this subsection.  2. Each such filing or recording must be properly indexed by the recorder.  [Part 1:120:1935; 1931 NCL § 2122.31] — (NRS A 1965, 924; 2011, 327, 1748)
NV Rev Stat § 106.220 (2021)
2021 Nevada Revised Statutes|Chapter 106 - Real Mortgages|NRS 106.220 - Filing and recording of instruments subordinating or waiving priority of mortgages or deeds of trust; constructive notice; effect of unrecorded instruments.

  1. Any instrument by which any mortgage or deed of trust of, lien upon or interest in real property is subordinated or waived as to priority, must, in case it concerns only one or more mortgages or deeds of trust of, liens upon or interests in real property, together with, or in the alternative, one or more mortgages of, liens upon or interests in personal property or crops, the instruments or documents evidencing or creating which have been recorded prior to March 27, 1935, be recorded in the office of the recorder of the county in which the property is located, and from the time any of the same are so filed for record operates as constructive notice of the contents thereof to all persons. The instrument is not enforceable under this chapter or chapter 107 of NRS unless and until it is recorded.  2. Each such filing or recording must be properly indexed by the recorder.  [Part 1:120:1935; 1931 NCL § 2122.31] — (NRS A 1965, 925; 2011, 327, 1748)
NV Rev Stat § 106.240 (2021)
2021 Nevada Revised Statutes|Chapter 106 - Real Mortgages|NRS 106.240 - Extinguishment of lien created by mortgage or deed of trust upon real property.

The lien heretofore or hereafter created of any mortgage or deed of trust upon any real property, appearing of record, and not otherwise satisfied and discharged of record, shall at the expiration of 10 years after the debt secured by the mortgage or deed of trust according to the terms thereof or any recorded written extension thereof become wholly due, terminate, and it shall be conclusively presumed that the debt has been regularly satisfied and the lien discharged.  [2:37:1917; 1919 RL p. 3352; NCL § 9410] — (NRS A 1965, 1229)
NV Rev Stat § 106.260 (2021)
2021 Nevada Revised Statutes|Chapter 106 - Real Mortgages|NRS 106.260 - Discharge and assignment: Marginal entries; discharge or release must be recorded when mortgage or lien recorded by microfilm.

  1. Any mortgage or lien, that has been or may hereafter be recorded, may be discharged or assigned by an entry on the margin of the record thereof, signed by the mortgagee or the mortgagee’s personal representative or assignee, acknowledging the satisfaction of or value received for the mortgage or lien and the debt secured thereby, in the presence of the recorder or the recorder’s deputy, who shall subscribe the same as a witness, and such entry shall have the same effect as a deed of release or assignment duly acknowledged and recorded. Such marginal discharge or assignment shall in each case be properly indexed by the recorder.  2. In the event that the mortgage or lien has been recorded by a microfilm or other photographic process, a marginal release may not be used and a duly acknowledged discharge or release of such mortgage or lien must be recorded.  [35:9:1861; A 1881, 23; 1935, 253; 1953, 79] — (NRS A 1965, 925)
NV Rev Stat § 106.270 (2021)
2021 Nevada Revised Statutes|Chapter 106 - Real Mortgages|NRS 106.270 - Discharge of mortgages on filing of certificates specifying satisfaction or payment.

Any recorded mortgage shall also be discharged upon the record thereof by the recorder in whose custody it shall be, whenever there shall be presented to the recorder a certificate executed by the mortgagee, the mortgagee’s personal representative or assignee, acknowledged, or proved and certified, as prescribed in NRS, to entitle conveyances to be recorded, specifying that such mortgage has been paid or otherwise satisfied or discharged.  [36:9:1861; A 1935, 253; 1931 NCL § 1508] — (NRS A 1965, 926)
NV Rev Stat § 106.280 (2021)
2021 Nevada Revised Statutes|Chapter 106 - Real Mortgages|NRS 106.280 - Certificates of discharge: Recording.

Every certificate of discharge of a recorded mortgage, and the proof or acknowledgment thereof, must be recorded at full length, and a reference must be made to the county book containing such record in the minutes of the discharge of such mortgage made by the recorder upon the record thereof.  [37:9:1861; A 1935, 253; 1931 NCL § 1509] — (NRS A 1965, 926; 2011, 327, 1748)
NV Rev Stat § 106.290 (2021)
2021 Nevada Revised Statutes|Chapter 106 - Real Mortgages|NRS 106.290 - Recording of discharge of mortgage by mortgagee; liability for failure to record discharge; requirements for release of mortgage when discharge not recorded; liability for improperly recording release; criminal penalty.

  1. Within 21 calendar days after receiving written notice that a debt secured by a mortgage has been paid or otherwise satisfied or discharged, the mortgagee shall cause a discharge of the mortgage to be recorded pursuant to NRS 106.260 or 106.270 if the mortgagor, the mortgagor’s heirs or assigns have fully performed the conditions of the mortgage.  2. If a mortgagee fails to comply with the provisions of this section, the mortgagee is liable in a civil action to the mortgagor, the mortgagor’s heirs or assigns for:  (a) The sum of $1,000;  (b) Any actual damages caused by the failure of the mortgagee to comply with the provisions of this section; and  (c) Reasonable attorney’s fees and the costs of bringing the action.  3. Except as otherwise provided in this subsection, if a mortgagee fails to cause a discharge of the mortgage to be recorded pursuant to subsection 1 within 75 calendar days, a title insurer may prepare and cause to be recorded a release of the mortgage. At least 30 calendar days before the recording of a release pursuant to this subsection, the title insurer shall mail, by first-class mail, postage prepaid, notice of the intention to record the release of the mortgage to the mortgagor and mortgagee, or their successors in interest, at the last known address of each such person. A release prepared and recorded pursuant to this subsection shall be deemed a discharge of the mortgage. The title insurer shall not cause a release to be recorded pursuant to this subsection if the title insurer receives written instructions to the contrary from the mortgagor, the mortgagee or a successor in interest.  4. The release prepared pursuant to subsection 3 must set forth:  (a) The name of the mortgagor;  (b) The name of the mortgagee;  (c) The recording reference to the mortgage;  (d) A statement that the debt secured by the mortgage has been paid in full or otherwise satisfied or discharged;  (e) The date and amount of payment or other satisfaction or discharge; and  (f) The name and address of the title insurer issuing the release.  5. A release prepared and recorded pursuant to subsection 3 does not relieve a mortgagee of the requirements imposed by subsections 1 and 2.  6. In addition to any other remedy provided by law, a title insurer who improperly causes to be recorded a release of a mortgage pursuant to this section is liable in a civil action for actual damages and for a reasonable attorney’s fee and the costs of bringing the action to any person who is injured because of the improper recordation of the release.  7. Any person who willfully violates this section is guilty of a misdemeanor.  8. As used in this section, "title insurer" has the meaning ascribed to it in NRS 692A.070.  [38:9:1861; A 1935, 253; 1931 NCL § 1510] — (NRS A 1999, 56; 2011, 328, 1748)