reglab/housing_qa huggingface dataset:
TN Code § 56-25-502 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 25 - Fraternal Benefit Societies|Part 5 - Finances|§ 56-25-502. Management of Assets

  All assets shall be held, invested and disbursed for the use and the benefit of the society, and no member or beneficiary shall have or acquire individual rights therein or become entitled to any apportionment on the surrender of any part thereof, except as provided in the benefit contract.   A society may create, maintain, invest, disburse and apply any special fund or funds necessary to carry out any purpose permitted by the laws of the society.   A society may, pursuant to resolution of its supreme governing body, establish and operate one (1) or more separate accounts and issue contracts on a variable basis, subject to law regulating life insurers establishing the accounts and issuing the contracts. To the extent the society deems it necessary in order to comply with any applicable federal or state laws, or any rules issued thereunder, the society may adopt special procedures for the conduct of the business and affairs of a separate account; may, for persons having beneficial interest therein, provide special voting and other rights, including, without limitation, special rights and procedures relating to investment policy, investment advisory services, selection of certified public accountants, and selection of a committee to manage the business and affairs of the account; and may issue contracts on a variable basis to which § 56-25-404(b) and (d) shall not apply.
TN Code § 56-25-503 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 25 - Fraternal Benefit Societies|Part 5 - Finances|§ 56-25-503. Exemption From Insurance Laws

 Except as herein provided, societies are governed by this chapter and are exempt from all other provisions of the insurance laws of this state unless they are expressly designated therein, or unless it is specifically made applicable by this chapter.
TN Code § 56-25-504 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 25 - Fraternal Benefit Societies|Part 5 - Finances|§ 56-25-504. Tax Exemptions

 Every society organized or licensed under this chapter is declared to be a charitable and benevolent institution, and all of its funds are exempt from all and every state, county, district, municipal and school tax other than taxes on real estate and personal property.
TN Code § 56-25-601 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 25 - Fraternal Benefit Societies|Part 6 - Regulation|§ 56-25-601. Standards for Valuation of Certificates — Reserves

  Standards of valuation for certificates issued prior to January 1, 1992, shall be those provided by the laws applicable immediately prior to January 1, 1991.    The minimum standards of valuation for certificates issued on or after January 1, 1992, shall be based on the following tables:  For certificates of life insurance, the commissioner's 1941 standard ordinary mortality table, the commissioner's 1941 standard industrial mortality table, the commissioner's 1958 standard ordinary mortality table, the commissioner's 1980 standard ordinary mortality table or any more recent table made applicable to life insurers; and   For annuity and pure endowment certificates, for total and permanent disability benefits, for accidental death benefits and for noncancellable accident and health benefits, the tables as are authorized for use by life insurers in this state.     All certificates in subdivision (b)(1) shall be under valuation methods and standards, including interest assumptions, in accordance with the laws of this state applicable to life insurers issuing policies containing like benefits.     The commissioner has the discretion to accept other standards for valuation, if the commissioner finds that the reserves produced thereby will not be less in the aggregate than reserves computed in accordance with the minimum valuation standard herein prescribed. The commissioner has the discretion to vary the standards of mortality applicable to all benefit contracts on substandard lives or other hazardous lives by any society authorized to do business in this state.   Any society, with the consent of the commissioner of the state of domicile of the society and under such conditions, if any, which the commissioner of commerce and insurance of Tennessee may impose, may establish and maintain reserves on its certificates in excess of the reserves required thereunder, but the contractual rights of any benefit member shall not be affected by the excess reserves.
TN Code § 56-25-602 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 25 - Fraternal Benefit Societies|Part 6 - Regulation|§ 56-25-602. Annual Reports

 Reports shall be filed in accordance with the following provisions:   Every society transacting business in this state shall annually, on or before March 1, unless time has been extended by the commissioner for cause shown, file with the commissioner a true statement of its financial condition, transactions and affairs for the preceding calendar year and pay the fee specified in § 56-4-101 for filing the statement. The statement shall be in general form and context as approved by the National Association of Insurance Commissioners for fraternal benefit societies and as supplemented by additional information required by the commissioner;   As part of the annual statement herein required, each society shall, on or before March 1, file with the commissioner a valuation of its certificates in force on December 31 last preceding; provided, that the commissioner has the discretion, for cause shown, to extend the time for filing the valuation, for no more than two (2) calendar months. The valuation shall be done in accordance with the standards specified in § 56-25-601. The valuation and underlying data shall be certified by a qualified actuary or, at the expense of the society, verified by the actuary of the department of insurance of the state of domicile of the society; and   A society neglecting to file the annual statement in the form and within the time provided by this section shall forfeit one hundred dollars ($100) for each day during which the neglect continues, and, upon notice by the commissioner to that effect, its authority to do business in this state shall cease while the default continues.
TN Code § 56-25-603 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 25 - Fraternal Benefit Societies|Part 6 - Regulation|§ 56-25-603. License

 Societies that are now authorized to transact business in this state, and all societies hereafter licensed, may continue such business until June 30, 1992. The authority of these societies and all societies hereafter licensed may thereafter be renewed annually, but in all cases to terminate on the succeeding June 30. However, a license so issued shall continue in full force and effect until the new license is issued or specifically refused. For each license or renewal, the society shall pay the commissioner a fee of ten dollars ($10.00). A duly certified copy or duplicate of the license shall be prima facie evidence that the licensee is a fraternal benefit society within the meaning of this chapter.
TN Code § 56-25-604 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 25 - Fraternal Benefit Societies|Part 6 - Regulation|§ 56-25-604. Examination of Societies

  The commissioner, or any person the commissioner may appoint, shall examine any domestic, foreign or alien society transacting or applying for admission to transact business in this state in the same manner as authorized for examination of domestic, foreign or alien insurers. Requirements of notice and an opportunity to respond before findings are made public as provided in the laws regulating insurers shall also be applicable to the examination of societies.   The expense of each examination and of each valuation, including compensation and actual expense of examiners, shall be paid by the society examined or whose certificates are valued, upon statements furnished by the commissioner.
TN Code § 56-25-605 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 25 - Fraternal Benefit Societies|Part 6 - Regulation|§ 56-25-605. Admission of Foreign or Alien Society

  No foreign or alien society shall transact business in this state without a license issued by the commissioner.   Any such society desiring admission to this state shall comply substantially with the requirements and limitations of this chapter applicable to domestic societies. Any such society may be licensed to transact business in this state after first having shown to the satisfaction of the commissioner that it has maintained an active bona fide lodge for a period of not less than three (3) years and:  Upon filing with the commissioner:  A duly certified copy of its articles of incorporation;   A copy of its bylaws, certified by its secretary or corresponding officer;   A power of attorney to the commissioner as prescribed in § 56-25-701;   A statement of its business under oath of its president and secretary or corresponding officers in a form prescribed by the commissioner, duly verified by an examination made by the supervising insurance official of its home state or other state, territory, province or country, satisfactory to the commissioner;   Certification from the proper officials of its home state, territory, province or country that the society is legally incorporated and licensed to transact business there;   Copies of its certificate forms; and   Other information the commissioner may deem necessary; and     Upon a showing that its assets are invested in accordance with this chapter.
TN Code § 56-25-607 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 25 - Fraternal Benefit Societies|Part 6 - Regulation|§ 56-25-607. Refusal, Suspension or Revocation of License of Foreign or Alien Society

  When the commissioner, upon investigation, finds that a foreign or alien society transacting or applying to transact business in this state:  Has exceeded its powers;   Has failed to comply with any of the provisions of this chapter;   Is not fulfilling its contracts in good faith; or   Is conducting its business fraudulently or in a manner hazardous to its members or creditors or the public;  the commissioner shall notify the society of the deficiency or deficiencies and state in writing the reasons for the dissatisfaction. The commissioner shall at once issue a written notice to the society requiring that the deficiency or deficiencies that exist be corrected. After the notice, the society shall have a thirty-day period in which to comply with the commissioner's request for correction, and if the society fails to comply, the commissioner shall notify the society of the findings of noncompliance and require the society to show cause, on a date named, why its license should not be suspended, revoked or refused.      If on the date the society does not present good and sufficient reason why its authority to do business in this state should not be suspended, revoked or refused, the commissioner may suspend or refuse the license of the society to do business in this state until satisfactory evidence is furnished to the commissioner that the suspension or refusal should be withdrawn, or the commissioner may revoke the authority of the society to do business in this state.   Nothing contained in this section shall be taken or construed as preventing any such society from continuing in good faith all contracts made in this state during the time the society was legally authorized to transact business in this state.
TN Code § 56-25-608 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 25 - Fraternal Benefit Societies|Part 6 - Regulation|§ 56-25-608. Injunctions

 No application or petition for injunction against any domestic, foreign or alien society, or lodge thereof, shall be recognized in any court of this state unless made by the attorney general and reporter upon request of the commissioner.
TN Code § 56-25-609 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 25 - Fraternal Benefit Societies|Part 6 - Regulation|§ 56-25-609. Licensing of Agents

 Agents of societies shall be licensed in accordance with chapter 6, part 1 of this title regulating the licensing, revocation, suspension or termination of license of resident and nonresident agents.
TN Code § 56-25-610 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 25 - Fraternal Benefit Societies|Part 6 - Regulation|§ 56-25-610. Unfair Competition and Unfair or Deceptive Practices

 Every society authorized to do business in this state is subject to chapter 8 of this title relating to unfair methods of competition and unfair or deceptive acts or practices. Nothing in those provisions shall be construed as applying to or affecting the right of any society to determine its eligibility requirements for membership, or be construed as applying to or affecting the offering of benefits exclusively to members or persons eligible for membership in the society by a subsidiary corporation or affiliated organization of the society.
TN Code § 56-25-701 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 25 - Fraternal Benefit Societies|Part 7 - Miscellaneous Provisions|§ 56-25-701. Service of Process

  Every society authorized to do business in this state shall appoint in writing the commissioner and each successor in the office of commissioner to be its true and lawful attorney upon whom all lawful process in any action or proceeding against it shall be served, and shall agree in the writing that any lawful process against it which is served on the attorney shall be of the same legal force and validity as if served upon the society, and that the authority shall continue in force so long as any liability remains outstanding in this state. Copies of the appointment, certified by the commissioner, shall be deemed sufficient evidence thereof and shall be admitted in evidence with the same force and effect as the original thereof might be admitted.   Service shall only be made upon the commissioner, or if absent, upon the person in charge of the commissioner's office. It shall be made in duplicate and shall constitute sufficient service upon the society. When legal process against a society is served upon the commissioner, the commissioner shall forthwith forward one (1) of the duplicate copies by registered mail, prepaid, directed to the secretary or corresponding officer. No such service shall require a society to file its answer, pleading or defense in less than thirty (30) days from the date of mailing the copy of the service to the society. Legal process shall not be served upon a society except in the manner herein provided. At the time of serving any process upon the commissioner, the plaintiff or complainant in the action shall pay to the commissioner a fee of ten dollars ($10.00).
TN Code § 56-25-702 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 25 - Fraternal Benefit Societies|Part 7 - Miscellaneous Provisions|§ 56-25-702. Judicial Review

 All decisions and findings of the commissioner made under this chapter shall be subject to review by proper proceedings in any court of competent jurisdiction in this state.
TN Code § 56-25-703 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 25 - Fraternal Benefit Societies|Part 7 - Miscellaneous Provisions|§ 56-25-703. Offenses — Penalties

   It is an offense to intentionally make a false or fraudulent statement in or relating to any application for membership or for the purpose of obtaining money from or a benefit in a society.   A violation of subdivision (a)(1) is a Class A misdemeanor.     Any person who intentionally makes a false or fraudulent statement in any verified report or declaration under oath required or authorized by this chapter, of any material fact or thing contained in a sworn statement concerning the death or disability of an insured for the purpose of procuring payment of a benefit named in the certificate, commits the offense of perjury and shall be subject to the penalties therefor prescribed by law.    It is an offense to solicit membership for, or in any manner assist in procuring membership in, any society not licensed to do business in this state.   A violation of subdivision (c)(1) is a Class B misdemeanor, punished only by the fine authorized in § 40-35-111 for this classification.      It is an offense to intentionally violate, or to neglect or refuse to comply with, the provisions of this chapter for which a penalty is not otherwise prescribed.   A violation of subdivision (d)(1) is a Class B misdemeanor, punished only by the fine authorized in § 40-35-111 for such classification.
TN Code § 56-26-103 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-103. Withdrawal of Approval — Notice of Hearing

 The commissioner may, at any time after a hearing of which not less than twenty (20) days' written notice has been given to the insurer, withdraw approval of any such form if it contains a provision for benefits that is misleading, deceptive or that would encourage misrepresentation of the policy, or if, after consideration of all relevant factors, the commissioner finds that the benefits provided by the policy are unreasonable in relation to the premium charged. It is unlawful for the insurer to issue the form or use it in connection with any policy after the effective date of the withdrawal of approval. A notice of any hearing called under § 56-26-102, this section and §§ 56-26-104 — 56-26-105 shall specify the matters to be considered at the hearing, and any decision affirming disapproval or directing withdrawal of approval under § 56-26-102, this section and §§ 56-26-104 — 56-26-105 shall be in writing and shall specify the reasons for the decision.
TN Code § 56-26-104 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-104. Disapproval of Policy — Limitations and Exceptions

 The commissioner shall not disapprove or withdraw approval of any such policy on the ground that its provisions do not comply with §§ 56-26-108 — 56-26-114 or on the ground that it is not printed in uniform type, if it is shown that the rights of the insured or the beneficiary under the policy as a whole are not less favorable than the rights provided by §§ 56-26-108 — 56-26-114, and that the provisions or type size used in the policy are required in the state, district or territory of the United States in which the insurer is organized, anything in §§ 56-26-102 — 56-26-105 to the contrary notwithstanding.
TN Code § 56-26-105 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-105. Review — Certiorari

 Any order or decision of the commissioner under §§ 56-26-102 — 56-26-104 and this section shall be subject to review in the manner provided by title 27, chapter 9, pertaining to the statutory writ of certiorari.
TN Code § 56-26-106 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-106. Required Form and Contents of Policy

 No policy of sickness and accident insurance shall be delivered or issued for delivery to any person in this state, unless:   The entire money and other considerations therefor are expressed in the policy;   The time at which the insurance takes effect and terminates is expressed in the policy;   The policy purports to insure only one (1) person, except that a policy may insure, originally or by subsequent amendment upon the application of an adult member of a family who shall be deemed the policyholder, any two (2) or more eligible members of that family, including husband, wife, dependent children or any children under a specified age that shall not exceed nineteen (19) years, and any other person dependent upon the policyholder;   The style, arrangement, and overall appearance of the policy and any endorsements or attached papers give no undue prominence to any portion of the text. For purposes of this subdivision (4), “text” includes all printed matter except the name and address of the insurer, the name or title of the policy, and captions and subcaptions;   The exceptions and reductions of indemnity are set forth in the policy and, except those which are set forth in §§ 56-26-108 — 56-26-114, are printed, at the insurer's option, either included with the benefit provision to which they apply or under an appropriate caption such as “EXCEPTIONS” or “EXCEPTIONS AND REDUCTIONS”; provided, that if an exception or reduction specifically applies only to a particular benefit of the policy, a statement of the exception or reduction shall be included with the benefit provision to which it applies;   Each such form, including riders and endorsements, shall be identified by a form number in the lower left-hand corner of the first page of the form;   The policy contains no provision purporting to make any portion of the charter, rules, constitution or bylaws of the insurer a part of the policy unless such portion is set forth in full in the policy, except in the case of the incorporation of, or reference to, a statement of rates or classification of risks, or short-rate table filed with the commissioner; and   If the policy is a limited policy, which is defined as a policy that contains unusual exclusions, limitations, restrictions, reductions in benefits or conditions of such a nature that the payments of benefits under the policy are thereby substantially limited in frequency or in amount, it shall be so identified by having the words “THIS IS A LIMITED POLICY — READ IT CAREFULLY” imprinted diagonally across the face of the policy and the filing back in contrasting color from the text of the policy and in outline type not smaller than eighteen-point, or words which, in the opinion of the commissioner, have substantially the same meaning and effect; when appropriate, these words may be varied by the insurer in a manner to indicate the type of policy; as for example, “THIS POLICY IS LIMITED TO CANCER ONLY — READ IT CAREFULLY.”
TN Code § 56-26-107 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-107. Policy Deliverable in Another State

 If any policy is issued by an insurer domiciled in this state for delivery to a person residing in another state, and if the official having responsibility for the administration of the insurance laws of such other state has advised the commissioner  that any such policy is not subject to approval or disapproval by the official, the commissioner may by ruling require that the policy meet the standards set forth in § 56-26-106 and in §§ 56-26-108 — 56-26-114.
TN Code § 56-26-110 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-110. Inapplicable or Inconsistent Provisions

 If any provision of §§ 56-26-108 — 56-26-114 is in whole or in part inapplicable to or inconsistent with the coverage provided by a particular form of policy, the insurer, with the approval of the commissioner, shall omit from the policy any inapplicable provision or part of a provision, and shall modify any inconsistent provision or part of the provision in such manner as to make the provision as contained in the policy consistent with the coverage provided by the policy.
TN Code § 56-26-111 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-111. Sequence of Policy Provisions

 The provisions that are the subject of §§ 56-26-108 and 56-26-109, or any corresponding provisions that are used in lieu thereof in accordance with such sections, shall be printed in the consecutive order of the provisions in the sections or, at the option of the insurer, any such provision may appear as a unit in any part of the policy, with other provisions to which it may be logically related; provided, that the resulting policy shall not be in whole or in part unintelligible, uncertain, ambiguous, abstruse, or likely to mislead a person to whom the policy is offered, delivered, or issued.