reglab/housing_qa huggingface dataset:
NH Rev Stat § 407:10 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407 - The Fire Insurance Contract and Suits Thereon|Section 407:10 - Agent's Knowledge.

    407:10 Agent's Knowledge. –||If a company shall issue a policy upon an application prepared by a third person assuming to act as its agent or otherwise, it shall be charged with his knowledge of facts relating to the property insured as if they were stated in the application.|||Source. 1959, 163:1, eff. Jan. 1, 1960.|
NH Rev Stat § 407:11 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407 - The Fire Insurance Contract and Suits Thereon|Section 407:11 - Policy Value.

    407:11 Policy Value. –||I. If a building insured for a specified amount, whether under a separate policy or under a policy also covering other buildings, is totally destroyed by fire or lightning without criminal fault on the part of the insured or his assignee, the sum for which such building is insured shall be taken to be the value of the insured's interest therein unless overinsurance thereon was fraudulently obtained.||II. If an insured building is only partially destroyed by fire or lightning, the insured shall be entitled to the actual loss sustained not exceeding the sum insured.||III. Nothing contained in paragraphs I and II of this section shall be construed as prohibiting the use of coinsurance, or agreed amount.||IV. When a building is insured not for a specified amount but under a blanket form with one amount covering 2 or more buildings or one or more buildings and personal property, the provisions of paragraph I of this section shall not apply.|||Source. 1959, 163:1, eff. Jan. 1, 1960.|
NH Rev Stat § 407:12 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407 - The Fire Insurance Contract and Suits Thereon|Section 407:12 - Adjustment and Payment of Loss.

    407:12 Adjustment and Payment of Loss. –||The company shall begin the adjustment of the loss within 15 days after receipt of notice of loss. The amount of loss under a fire insurance policy shall be due and payable in 60 days after receipt by the insuring company of proof of loss, and the insured may commence an action after the expiration of that time to recover the same.|||Source. 1959, 163:1, eff. Jan. 1, 1960.|
NH Rev Stat § 407:12-a (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407 - The Fire Insurance Contract and Suits Thereon|Section 407:12-a - Payment of Incidental Costs.

    407:12-a Payment of Incidental Costs. –||In the event that an insured sustains a loss covered under the policy with respect to payment of undisputed incidental costs, including but not limited to rent, the insurer shall make payment for such costs within 15 days after receipt of a valid proof of loss. The insured may commence an action after the expiration of the 15 days to recover such costs.|||Source. 1992, 133:1, eff. May 4, 1992.|
NH Rev Stat § 407:13 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407 - The Fire Insurance Contract and Suits Thereon|Section 407:13 - Rebuilding.

    407:13 Rebuilding. –||If the company decides to rebuild or repair the property destroyed or injured, it shall begin to do so within 20 days after adjusting the loss, and shall prosecute the work with reasonable diligence until it is completed.|||Source. 1959, 163:1, eff. Jan. 1, 1960.|
NH Rev Stat § 407:14 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407 - The Fire Insurance Contract and Suits Thereon|Section 407:14 - Neglect of Insurer.

    407:14 Neglect of Insurer. –||If the company neglects to adjust the loss within 15 days after receiving notice of it, or to begin to rebuild or repair the property destroyed or damaged within 20 days after the adjustment of the loss, the insured may proceed to rebuild or repair at the expense of the company, which shall be liable for the reasonable expenses incurred in so doing and for the loss sustained by its neglect, not exceeding the amount insured; or the insured may commence an action upon the policy.|||Source. 1959, 163:1, eff. Jan. 1, 1960.|
NH Rev Stat § 407:15 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407 - The Fire Insurance Contract and Suits Thereon|Section 407:15 - Notice to Insured.

    407:15 Notice to Insured. –||The insurer shall provide written notice to the insured of any denial of coverage. The notice shall inform the insured that any action based upon the denial shall be barred by law if not commenced within 12 months from the date of the written denial.|||Source. 1959, 163:1. 2014, 31:6, eff. July 26, 2014.|
NH Rev Stat § 407:16 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407 - The Fire Insurance Contract and Suits Thereon|Section 407:16 - Judgment, etc.

    407:16 Judgment, etc. –||If, upon trial, the insured recovers more than the amount determined by the insurers, he shall have judgment and execution immediately therefor, with interest and costs. If he recovers no more than such amount, the court may allow interest thereon, and such costs to either party as may be just; but execution shall not issue against the company within 3 months, unless by special order of court.|||Source. 1959, 163:1, eff. Jan. 1, 1960.|
NH Rev Stat § 407:17 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407 - The Fire Insurance Contract and Suits Thereon|Section 407:17 - Suit Against Foreign Company.

    407:17 Suit Against Foreign Company. –||A person having a claim against an insurance company not organized under the laws of the state, arising from a transaction with an agent of the company in the state, may sue therefore in the courts of the state. Service of any process pertaining to such action upon the insurance commissioner shall have the same effect as if the company were a domestic corporation and the service were lawfully made within the state upon its officers.|||Source. 1959, 163:1, eff. Jan. 1, 1960.|
NH Rev Stat § 407:18 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407 - The Fire Insurance Contract and Suits Thereon|Section 407:18 - Non-payment of Judgment.

    407:18 Non-payment of Judgment. –||If in such action the plaintiff shall recover a judgment, and the company does not pay it within 30 days after notice of it is given to the commissioner, he may suspend the authority of the company to do business in the state.|||Source. 1959, 163:1, eff. Jan. 1, 1960.|
NH Rev Stat § 407:19 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407 - The Fire Insurance Contract and Suits Thereon|Section 407:19 - Policies Written During Suspension.

    407:19 Policies Written During Suspension. –||If the company or any of its agents shall issue a policy during such suspension, the company and agent shall each forfeit $200 for each policy so issued; but the policies shall be valid and binding, nevertheless.|||Source. 1959, 163:1, eff. Jan. 1, 1960.|
NH Rev Stat § 407:20 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407 - The Fire Insurance Contract and Suits Thereon|Section 407:20 - Action by Assignee.

    407:20 Action by Assignee. –||If a policy has been transferred or assigned by the insured to a person to hold absolutely or as collateral security, with the assent of the insurer, the assignee may bring an action thereon in his own name or in that of the assignor, and may recover the full amount due upon the policy for the benefit of whom it may concern.|||Source. 1959, 163:1, eff. Jan. 1, 1960.|
NH Rev Stat § 407:21 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407 - The Fire Insurance Contract and Suits Thereon|Section 407:21 - Chapter Controlling.

    407:21 Chapter Controlling. –||Every provision and stipulation in a contract to which this chapter is applicable in conflict with this chapter shall be void and no waiver of any part thereof shall be set up by the insurer.|||Source. 1959, 163:1, eff. Jan. 1, 1960.|
NH Rev Stat § 407:23 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407 - The Fire Insurance Contract and Suits Thereon|Section 407:23 - Nuclear Perils.

    407:23 Nuclear Perils. –||The Standard Fire Policy prescribed by this chapter is not intended to cover loss or damage caused by nuclear reaction or nuclear radiation or radioactive contamination, whether or not directly or indirectly resulting from an insured peril under said policy. Insurers issuing the Standard Policy pursuant to this chapter are authorized to affix thereto or include therein a written statement that the policy does not cover loss or damage caused by nuclear reaction or nuclear radiation or radioactive contamination, all whether directly or indirectly resulting from an insured peril under said policy. Provided, however, that nothing herein contained shall be construed to prohibit the attachment to any such policy of an endorsement or endorsements specifically assuming coverage for loss or damage caused by nuclear reaction or nuclear radiation or radioactive contamination.|||Source. 1959, 163:1, eff. Jan. 1, 1960.|
NH Rev Stat § 407:23-a (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407 - The Fire Insurance Contract and Suits Thereon|Section 407:23-a - Flood Damage; Notice to Policyholder.

    407:23-a Flood Damage;  Notice to Policyholder. –||I. Every insurer issuing a homeowner, condominium unit owner, residential tenant, and residential fire insurance policy that does not cover damage caused by flood shall notify the policyholder that the policy does not cover damage caused by flood. The notice shall also inform the policyholder how to contact the National Flood Insurance Program (NFIP) or the NFIP's agents. The notice may be included with other materials sent to the policyholder, as a separate document or included on the declarations page of the policy. The notice shall be provided:||(a) At the time the policy is issued; and||(b) At the time the policy is renewed.||II. The following statement, or language substantially similar, when combined with current information about how to contact the NFIP or its agent, satisfies the notice requirements of this section:||"This policy does not cover damage to your property caused by flooding. The federal government offers flood insurance through the National Flood Insurance Program to residents of communities that participate in its program. You can learn more about the National Flood Insurance Program at www.floodsmart.gov or by calling (888)379-9531."||III. The failure to comply with this section shall not invalidate a flood exclusion, or any other exclusion, in an insurance policy subject to this section.|||Source. 2014, 52:1, eff. Jan. 1, 2015.|
NH Rev Stat § 407:24 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407 - The Fire Insurance Contract and Suits Thereon|Section 407:24 - Conflicting Acts.

    407:24 Conflicting Acts. –||Any act or parts of acts which may be construed as providing for a form different from the one herein prescribed are hereby repealed.|||Source. 1959, 163:2, eff. Jan. 1, 1960.|
NH Rev Stat § 407-B:1 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407-B - Group Marketing of Motor Vehicle Insurance|Section 407-B:1 - Purpose.

    407-B:1 Purpose. –||The purpose of this chapter is to permit the writing of motor vehicle insurance in this state on a group merchandising basis subject to the conditions stated herein, to avoid the application of any statute forbidding discrimination between insureds as to the type of business defined herein and to set forth the terms and conditions under which insurance on a group merchandising basis may be written.|||Source. 1969, 288:1, eff. Aug. 25, 1969.|
NH Rev Stat § 407-B:2 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407-B - Group Marketing of Motor Vehicle Insurance|Section 407-B:2 - Definitions.

    407-B:2 Definitions. –||The following words, as used in this chapter, unless the context otherwise requires or a different meaning is specifically prescribed, shall have the following meanings:||I. Group Motor Vehicle Insurance Defined. All motor vehicle insurance which is offered by a licensed insurer in this state on a group merchandising plan to an eligible group as herein defined shall be deemed group motor vehicle insurance.||II. Group Merchandising Defined. The marketing of group motor vehicle insurance by a licensed insurer otherwise engaged in insuring independent individual risks, to an eligible group on a guaranteed basis under a single insurance program, without individual underwriting selection or individual proof of insurability, shall be deemed group merchandising. This method of marketing insurance is generally referred to as "mass merchandising," "franchise merchandising," or "collective merchandising"; but for purposes of this section shall hereinafter be only referred to as "group merchandising" or the "group plan" as herein defined.||III. Eligible Group Defined. Any group to be eligible for group merchandising shall have been in existence for more than 5 years prior to the purchase of such insurance, and shall not have been organized solely for the purpose of purchasing insurance. Such group shall have a high degree of homogeneity and may include members of unincorporated and corporated associations, labor unions, employees of a common employer and similar principal agent relationships. No group will be eligible unless it consists of 500 or more members with at least 75 percent participation in the group plan. Where the group has national or other affiliates, only the members located in the state of New Hampshire shall be considered in determining the number and percentage of individuals necessary for establishing group eligibility.||IV. Eligible Members Defined. Eligible members shall include all members in good standing in the group provided employees shall be engaged in at least 24 hours employment per week, except as otherwise provided in RSA 407-B:4. Officers and directors of an eligible group and individual proprietors and partners shall be eligible for a group plan and as such may be considered as employees.|||Source. 1969, 288:1, eff. Aug. 25, 1969.|
NH Rev Stat § 407-B:3 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407-B - Group Marketing of Motor Vehicle Insurance|Section 407-B:3 - General Conditions.

    407-B:3 General Conditions. –||Group motor vehicle insurance may be issued in this state provided the following conditions are complied with:||I. Mandatory participation in the group plan shall not be required as a condition of employment, nor shall any member not participating in the plan be coerced or discriminated against.||II. The insurer and the group insured must accept all members or employees who are eligible and wish to participate in the plan.||III. Such a group plan shall include a provision that any member of the group shall have the right to convert his group policy to an individual standard policy of insurance in the same company as offered by the insurer to the non-group insureds upon termination of his connection with the group extending to him the same limits of coverage.||IV. To qualify to write the group insurance herein defined, an insurer must also be engaged in the business of writing the type of coverage offered for insureds other than group and may not be organized solely for the purpose of furnishing coverage to such groups.||V. Each member of the group must be issued the same form of policy as approved for issue in this state varying only as to the amounts of insurance and limits of liability.||VI. Insurance must be provided by individual policies to each member of the group under an agreement whereby the premiums on such policies shall be paid to the insurer periodically by the group with or without payroll deductions.||VII. An insurer may not cancel the insurance of an individual member of the group except for the non-payment of premium by such member or unless the insurance for the entire group is cancelled. In such cases notice of cancellation as provided in like non-group policies shall be given to each member.||VIII. The plan shall provide that only those motor vehicles owned by members of the group or their spouses or children, jointly or severally, shall be eligible for coverage.||IX. All individuals considered "Eligible Members" as defined herein shall be provided with this motor vehicle group insurance plan if they wish it, provided one family member holds a valid license to operate a motor vehicle.|||Source. 1969, 288:1, eff. Aug. 25, 1969.|
NH Rev Stat § 407-B:4 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407-B - Group Marketing of Motor Vehicle Insurance|Section 407-B:4 - Maintenance of Records.

    407-B:4 Maintenance of Records. –||Every insurer writing insurance under this group merchandising plan shall keep and maintain separate experience data on this type of business including complete records of premium income, losses and expense so that the experience of each group may be fairly ascertained.|||Source. 1969, 288:1, eff. Aug. 25, 1969.|
NH Rev Stat § 407-B:5 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407-B - Group Marketing of Motor Vehicle Insurance|Section 407-B:5 - Rates.

    407-B:5 Rates. –||Rates for this type of business shall be adequate but not excessive or unfairly discriminatory and shall be filed pursuant to the provisions of RSA 412 insofar as consistent with the provisions of this chapter.|||Source. 1969, 288:1. 2003, 150:6, eff. Jan. 1, 2004.|
NH Rev Stat § 407-B:6 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407-B - Group Marketing of Motor Vehicle Insurance|Section 407-B:6 - Experience Rating.

    407-B:6 Experience Rating. –||No experience rating shall be applied to an individual group until after 3 years of operation and at that time shall be based on the experience of the preceding 3 calendar years. Thereafter, any experience rating shall be made annually using the last 3 calendar years. In case of merger of 2 or more companies, the 3-year minimum will apply to the oldest company in the newly-formed entity, not the new entity formed by the merger itself.|||Source. 1969, 288:1, eff. Aug. 25, 1969.|
NH Rev Stat § 407-B:7 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407-B - Group Marketing of Motor Vehicle Insurance|Section 407-B:7 - Other Group Plans.

    407-B:7 Other Group Plans. –||The provisions of this chapter shall not apply to any group plans of group life insurance or group accident and sickness insurance but any existing plan of group motor vehicle insurance now in effect shall conform to the provisions of this chapter.|||Source. 1969, 288:1, eff. Aug. 25, 1969.|
NH Rev Stat § 407-C:1 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407-C - Motor Vehicle Road Service, Tourist Service and Repairs|Section 407-C:1 - License Required.

    407-C:1 License Required. –||No individual, firm, association, or corporation shall perform, or offer to perform, in this state, for a stipulated fee covering a certain period, any form of road or other service relating to the repair, operation and care of automobiles or protection and assistance of automobile owners or drivers, other than by insurance, or to furnish or offer to furnish tourist service by selling or offering to sell to any proprietor of any so-called roadside house or camp furnishing or offering to furnish meals or lodging to the traveling public, any form of advertising to be published in so-called tourist guides or like publications, or any form of sign or other insignia indicating that said roadside house or camp has been approved by any individual, firm, association, or corporation, without being licensed therefor by the insurance commissioner.|||Source. 1933, 113:1. 1939, 31:1. RL 335:1. RSA 269:1. 1981, 146:2, eff. Jan. 1, 1982.|
NH Rev Stat § 407-C:2 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407-C - Motor Vehicle Road Service, Tourist Service and Repairs|Section 407-C:2 - Issuance and Renewal.

    407-C:2 Issuance and Renewal. –||I. If the insurance commissioner is of the opinion that an applicant is reliable and entitled to confidence, such applicant shall be granted a license to perform such road or other service in this state until July 1 thereafter, and annually thereafter on July 1, such license may be renewed so long as the commissioner shall regard such licensee as reliable and entitled to confidence. Such application shall give such information as the commissioner may require, including, but not limited to, the most recent financial statement of the applicant prepared in accordance with generally accepted accounting principles and certified by a certified public accountant.||II. Individuals, firms, associations, or corporations established in this state shall file with the commissioner proof of minimum capital and surplus in an amount equal to or greater than $250,000, or shall file with the commissioner a surety bond or equivalent acceptable to the commissioner in the amount of $250,000.|||Source. 1933, 113:2. RL 335:2. RSA 269:2. 1981, 146:2. 1985, 343:1. 2001, 224:4, eff. Sept. 9, 2001.|
NH Rev Stat § 407-C:3 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407-C - Motor Vehicle Road Service, Tourist Service and Repairs|Section 407-C:3 - Agents.

    407-C:3 Agents. –||No person, for himself or herself or in behalf of any individual, firm, association, or corporation, shall sell, or offer to sell, any such road or other service, without being licensed as a producer therefor by the insurance commissioner pursuant to the provisions of RSA 402-J. However, no producer license shall be required of a person employed by a licensed business entity pursuant to the provisions of RSA 402-J.|||Source. 1933, 113:3. RL 335:3. RSA 269:3. 1981, 146:2. 2000, 315:18. 2002, 207:12, eff. July 15, 2002.|
NH Rev Stat § 407-C:4 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407-C - Motor Vehicle Road Service, Tourist Service and Repairs|Section 407-C:4 - Agents' Licenses.

    407-C:4 Agents' Licenses. –||The insurance commissioner shall grant a producer license to sell such service in behalf of any individual firm, association, or corporation licensed therefor, to any applicant subject to the provisions of RSA 402-J.|||Source. 1933, 113:4. RL 335:4. RSA 269:4. 1981, 146:2. 2002, 207:13, eff. July 15, 2002.|
NH Rev Stat § 407-C:5 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407-C - Motor Vehicle Road Service, Tourist Service and Repairs|Section 407-C:5 - Revocation of Licenses.

    407-C:5 Revocation of Licenses. –||The insurance commissioner may revoke a license at any time for cause, after hearing.|||Source. 1933, 133:5. RL 335:5. RSA 269:5. 1981, 146:2, eff. Jan. 1, 1982.|
NH Rev Stat § 407-C:6 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407-C - Motor Vehicle Road Service, Tourist Service and Repairs|Section 407-C:6 - Fees for Licenses.

    407-C:6 Fees for Licenses. –||The fees for each license issued under this chapter shall be in accordance with the provisions of RSA 400-A:29.|||Source. 1933, 113:6. RL 335:6. RSA 269:6. 1969, 336:30. 1971, 244:16. 1981, 146:2, eff. Jan. 1, 1982.|
NH Rev Stat § 407-C:7 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 407-C - Motor Vehicle Road Service, Tourist Service and Repairs|Section 407-C:7 - Penalty.

    407-C:7 Penalty. –||Any individual, firm, association, or corporation violating any provision of this chapter, shall:||I. Be guilty of a misdemeanor if a natural person, or guilty of a felony if any other person; and||II. Be subject to suspension or revocation of his license and a fine not to exceed $2,500 for each violation.|||Source. 1933, 113:7. RL 335:7. RSA 269:7. 1973, 528:153. 1981, 146:2. 1991, 136:3, eff. Jan. 1, 1992.|