reglab/housing_qa huggingface dataset:
AR Code § 23-79-801 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 8 - Arkansas Health Insurance Consumer Choice Act|§ 23-79-801. Title

 This subchapter shall be known and cited as the “Arkansas Health Insurance Consumer Choice Act”.
AR Code § 23-79-802 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 8 - Arkansas Health Insurance Consumer Choice Act|§ 23-79-802. Definitions

 As used in this subchapter:   (1) “Health benefits plan” means any individual, blanket, or group plan, policy, or contract for healthcare services, issued or delivered by a healthcare insurer, health maintenance organization, or hospital and medical service corporation, excluding plans, policies, or contracts providing healthcare benefits or healthcare services pursuant to Arkansas Constitution, Article 5, § 32, the Workers' Compensation Law, § 11-9-101 et seq., the Public Employee Workers' Compensation Act, § 21-5-601 et seq., and the no-fault medical and hospital benefit requirements under § 23-89-202; and  (2)  (A)  (i) “State-mandated health benefits” means coverages for healthcare services or benefits required by state law or state rules, requiring the reimbursement or utilization related to a specific health illness, injury, or condition of the covered person or inclusion of a specific category of licensed healthcare practitioner to be provided to the covered person in a health benefits plan for a health-related condition of a covered person.  (ii) However, for the purposes of the options provided by this subchapter, state-mandated health benefits that may be excluded, in whole or in part, shall not include any healthcare services or benefits that were mandated by Acts 1971, No. 34.    (B) “State-mandated health benefits” does not mean standard provisions or rights required to be present in a health benefit plan pursuant to state law or rules unrelated to a specific health illness, injury, or condition of the insured, including, but not limited to, those related to continuation of benefits in § 23-86-114, or entitlement to a conversion policy under § 23-86-115.
AR Code § 23-79-803 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 8 - Arkansas Health Insurance Consumer Choice Act|§ 23-79-803. Requirements relating to offering a health benefits plan not subject to state-mandated health benefits

 (a) Every group accident and health insurer, hospital and medical service corporation, or health maintenance organization transacting health or accident and health insurance in this state may offer, as an option, a group health benefits plan that, either in whole or in part, does not provide state-mandated health benefits on group health benefits plans under state law.  (b) Every accident and health insurer transacting individual major medical insurance in this state may offer, as an option, an individual health benefits plan that, either in whole or in part, does not provide state-mandated health benefits on individual health benefit plans under state law.  (c) In each sale of health policies or health contracts in which the proposed insured has selected a health benefits plan that, either in whole or in part, does not provide state-mandated health benefits, the accident and health insurer, hospital and medical service corporation, or health maintenance organization shall provide to the policyholder and to each certificate holder of a group health benefit plan a written notice, in a form and manner required by rule promulgated by the Insurance Commissioner, that one (1) or more of the mandated benefits are not included in the health benefit plan selected by the policyholder.
AR Code § 23-79-805 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 8 - Arkansas Health Insurance Consumer Choice Act|§ 23-79-805. Rules

 The Insurance Commissioner may promulgate rules necessary to implement the provisions of this subchapter.
AR Code § 23-79-1001 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 10 - Health Insurance Flexibility and Accountability Initiative|§ 23-79-1001. Findings and purpose

 (a) The General Assembly finds that:  (1) Many Arkansans have no health insurance;  (2) Increasing the number of persons with health insurance will improve the overall health of the people of the state; and  (3) The United States Department of Health and Human Services created the Health Insurance Flexibility and Accountability demonstration initiative to give states more flexibility in creating approaches to maximize private healthcare options.    (b) The Arkansas Safety-net Benefit Program is intended to provide safety-net health care for qualifying uninsured employed individuals.
AR Code § 23-79-1002 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 10 - Health Insurance Flexibility and Accountability Initiative|§ 23-79-1002. Medicaid demonstration initiative

 (a) Subject to obtaining all necessary federal approvals, including approval of a demonstration waiver under section 1115 of the Social Security Act as in effect January 1, 2003, the Department of Human Services may administer the Health Insurance Flexibility and Accountability demonstration initiative created in § 23-79-1004.  (b) Coverage may include certain spouses of covered employed individuals.
AR Code § 23-79-1003 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 10 - Health Insurance Flexibility and Accountability Initiative|§ 23-79-1003. Arkansas Safety-net Benefit Program

 (a)  (1) There is created the Arkansas Safety-net Benefit Program.  (2) Employer participation in the program shall be voluntary.    (b) Employers electing to participate shall comply with all program requirements, including, but not limited to:  (1) Establishing that all employees have health insurance coverage; and  (2) Making payments to the program at times and in amounts as determined by the Department of Human Services to be necessary for the operation of the program for:  (A) All covered employees and covered spouses; and  (B) All other employees, regardless of income, except employees exempted by rule of the department.
AR Code § 23-79-1004 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 10 - Health Insurance Flexibility and Accountability Initiative|§ 23-79-1004. Arkansas Safety-net Benefit Fund

 (a)  (1) There is created the Arkansas Safety-net Benefit Fund.  (2) The fund shall be administered by the Department of Finance and Administration.    (b)  (1) The fund shall not be deposited into a general revenue holding account or regulated by the State Insurance Department and shall be used only for the Arkansas Safety-net Benefit Program.  (2) However, if the federal government eliminates or substantially modifies the Health Insurance Flexibility and Accountability demonstration initiative or withdraws approval of the program, moneys remaining in the fund shall not be placed in the State Treasury but shall be expended to provide services to beneficiaries of the program.  (3) Moneys in the fund may carry over from the first fiscal year of any biennium to the second fiscal year of the biennium and from one biennium to the next.
AR Code § 23-79-1005 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 10 - Health Insurance Flexibility and Accountability Initiative|§ 23-79-1005. Department of Human Services — Powers and duties

 (a) The Department of Human Services shall promulgate rules to implement this subchapter.  (b) The Department of Human Services shall administer the Arkansas Safety-net Benefit Program and the Arkansas Safety-net Benefit Fund.  (c) The Department of Human Services shall:  (1) Prepare and submit to the United States Department of Health and Human Services a request for a demonstration waiver under section 1115 of the Social Security Act, describing one (1) or more statewide health insurance limited safety-net benefit packages that can be funded within existing allotments received by the state under Title XXI of the Social Security Act;  (2) Administer the Arkansas Safety-net Benefit Program and the Arkansas Safety-net Benefit Fund in accordance with a federally approved Health Insurance Flexibility and Accountability demonstration initiative waiver;  (3) Deposit Arkansas Employer Sponsored Insurance Fund revenues into insured interest-bearing accounts at banking institutions in Arkansas; and  (4) Expend Arkansas Safety-net Benefit Fund moneys as state matching funds in accordance with the requirements of federal healthcare programs and the Arkansas Safety-net Benefit Program.
AR Code § 23-79-1101 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 11 - Equity in Prescription Insurance and Contraceptive Coverage Act|§ 23-79-1101. Title

 This subchapter shall be known and may be cited as the “Equity in Prescription Insurance and Contraceptive Coverage Act”.
AR Code § 23-79-1102 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 11 - Equity in Prescription Insurance and Contraceptive Coverage Act|§ 23-79-1102. Definitions

 As used in this subchapter:   (1)  (A) “Health benefit policy” means an individual or group plan, policy, or contract for healthcare services issued, delivered, issued for delivery, or renewed in this state, including those contracts executed by the State of Arkansas on behalf of state employees, by a healthcare corporation, health maintenance organization, preferred provider organization, accident and sickness insurer, fraternal benefit society, hospital service corporation, medical service corporation, provider-sponsored healthcare corporation, or other insurer or similar entity.  (B) “Health benefit policy” does not include:  (i) Accident-only, credit, specified disease, dental, hospital indemnity, Medicare supplement, long-term care, or disability income insurance policies;  (ii) Coverage issued as a supplement to liability insurance;  (iii) Workers' compensation or similar insurance; or  (iv) Automobile medical-payment insurance;      (2) “Insurer” means an accident and sickness insurer, fraternal benefit society, hospital service corporation, medical service corporation, healthcare corporation, health maintenance organization, or any similar entity authorized to issue contracts under Title 23 of this Code; and  (3) “Religious employer” means an entity that:  (A) Is organized and operated for religious purposes and has received a section 501(c)(3) designation from the Internal Revenue Service;  (B) Has as one (1) of its primary purposes the inculcation of religious values; and  (C) Employs primarily persons who share its religious tenets.
AR Code § 23-79-1103 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 11 - Equity in Prescription Insurance and Contraceptive Coverage Act|§ 23-79-1103. Parity for contraceptives

 (a) Every health benefit policy that is delivered, issued, executed, or renewed in this state or approved for issuance or renewal in this state by the Insurance Commissioner on or after August 12, 2005, that provides coverage for prescription drugs on an outpatient basis shall provide coverage for prescribed drugs or devices approved by the United States Food and Drug Administration for use as a contraceptive.  (b) Nothing contained in this subchapter shall be construed to require any insurance company to provide coverage for an abortion, an abortifacient, or any United States Food and Drug Administration-approved emergency contraception.
AR Code § 23-79-1104 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 11 - Equity in Prescription Insurance and Contraceptive Coverage Act|§ 23-79-1104. Extraordinary surcharges prohibited

 (a) No insurer shall impose upon any person receiving prescription contraceptive benefits pursuant to this subchapter any:  (1) Copayment, coinsurance payment, or fee that is not equally imposed upon all individuals in the same benefit category, class, coinsurance level, or copayment level receiving benefits for prescription drugs; or  (2) Reduction in allowable reimbursement for prescription drug benefits.    (b) This subchapter shall not be construed to:  (1) Require coverage for prescription coverage benefits in any contract, policy, or plan that does not otherwise provide coverage for prescription drugs;  (2)  (A) Preclude the use of closed formularies.  (B) However, the formularies shall include oral, implant, and injectable contraceptive drugs, intrauterine devices, and prescription barrier methods; or    (3) Require any religious employer to comply with this subchapter.
AR Code § 23-79-1201 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 12 - Coverage for Colorectal Cancer Screening|§ 23-79-1201. Definitions

 As used in this subchapter:   (1) “Covered person” means a person who is and continues to remain eligible for coverage under a healthcare policy and is covered under a healthcare policy;  (2)  (A) “Healthcare policy” means:  (i) An individual or group health insurance policy providing coverage on an expense-incurred basis;  (ii) An individual or group service or indemnity type contract issued by a nonprofit corporation;  (iii) An individual or group service contract issued by a health maintenance organization;  (iv) A group accident and sickness insurance policy issued by a fraternal benefit society, a nonprofit hospital service corporation, a nonprofit medical service corporation, a group healthcare plan, a health maintenance organization, or any similar entity; and  (v) A policy issued by or in connection with:  (a) The Arkansas medical assistance program and its contracted insurers, whether providing services on a managed-care or fee-for-service basis;  (b) The state employees' and public school teachers' health insurance programs;  (c) A self-insured group arrangement to the extent not preempted by federal law; and  (d) A managed healthcare delivery entity of any type or description.      (B) “Healthcare policy” does not include an accident-only, specified disease, hospital indemnity, Medicare supplement, long-term care, disability income, or other limited benefit health insurance policy; and    (3) “Persons at high risk for colorectal cancer” means:  (A) Individuals over fifty (50) years of age or who face a high risk for colorectal cancer because of:  (i) The presence of polyps on a previous colonoscopy, barium enema, or flexible sigmoidoscopy;  (ii) A family history of colorectal cancer in close relatives of parents, brothers, sisters, or children;  (iii) Genetic alterations of hereditary nonpolyposis colon cancer or familial adenomatous polyposis;  (iv) A personal history of colorectal cancer, ulcerative colitis, or Crohn's disease; or  (v) The presence of any appropriate recognized gene markers for colorectal cancer or other predisposing factors; and    (B) Any additional or expanded definition of “persons at high risk for colorectal cancer” as recognized by medical science and determined by the Secretary of the Department of Health in consultation with the University of Arkansas for Medical Sciences.
AR Code § 23-79-1203 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 12 - Coverage for Colorectal Cancer Screening|§ 23-79-1203. Certain activities not prohibited

 (a) This subchapter does not prohibit the issuance of policies that provide benefits greater than those required by § 23-79-1202 or more favorable to the insured than those required by § 23-79-1202.  (b) This subchapter does not prohibit the payment of different levels of benefits or from having differences in coinsurance percentages applicable to benefit levels for services provided by preferred and nonpreferred providers as otherwise authorized by law relating to preferred provider arrangements.
AR Code § 23-79-1204 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 12 - Coverage for Colorectal Cancer Screening|§ 23-79-1204. Exclusions and reductions — Benefits subject to annual deductible and coinsurance

 (a) Except as provided in subsection (b) of this section, the coverage offered under § 23-79-1202 may contain any exclusions, reductions, or other limitations approved by the Insurance Commissioner concerning coverages, deductibles, or coinsurance provisions.  (b) The benefits provided in this subchapter shall be subject to the same annual deductible or coinsurance established for all other covered benefits within a healthcare policy.
AR Code § 23-79-1205 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 12 - Coverage for Colorectal Cancer Screening|§ 23-79-1205. Coverage by participating providers — Selection criteria and utilization protocols — Maximum benefits — Exclusions

 (a)  (1) This subchapter does not require and shall not be construed to require the coverage of services by providers who are not designated as covered providers or that are not selected as a participating provider by a group health benefit plan or insurer having a participating network of service providers.  (2) This subchapter does not expand the list or designation of participating providers as specified in any health benefit plan.    (b) Insurers or other issuers of any health benefit plan covered by this subchapter may continue to establish and apply selection criteria and utilization protocols for healthcare providers including:  (1) The designation of types of providers for which coverage is provided; and  (2) Credentialing criteria used in the selection of providers.    (c) A healthcare policy that provides coverage for the services offered under this subchapter may contain provisions for maximum benefits and coinsurance limitations, deductibles, exclusions, and utilization review protocols to the extent that the provisions are not inconsistent with the requirements of this subchapter.
AR Code § 23-79-1206 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 12 - Coverage for Colorectal Cancer Screening|§ 23-79-1206. Additional benefit costs

 The issuer of a healthcare policy shall conform its policies, contracts, or certificates issued on or after August 1, 2005, and may adjust its premium cost to reflect the additional benefit cost.
AR Code § 23-79-1207 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 12 - Coverage for Colorectal Cancer Screening|§ 23-79-1207. Cost-sharing

 (a) To encourage colorectal cancer screenings, patients and healthcare providers may not be required to meet burdensome criteria or overcome significant obstacles to obtain coverage.  (b) An individual shall not be required to pay an additional deductible or coinsurance for testing that is greater than an annual deductible or coinsurance established for similar benefits.  (c) If the program or contract does not cover a similar benefit, a deductible or coinsurance may not be set at a level that materially diminishes the value of the colorectal cancer benefit required under this subchapter.  (d) Reimbursement to healthcare providers for colorectal cancer screenings provided under this section shall be equal to or greater than reimbursement to healthcare providers under Medicare, Title XVII of the Social Security Act, 42 U.S.C. § 1395 et seq., as it existed on January 1, 2005.
AR Code § 23-79-1208 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 12 - Coverage for Colorectal Cancer Screening|§ 23-79-1208. Referrals to participating providers

 A healthcare policy is not required to provide a referral under this subchapter to a nonparticipating healthcare provider unless the plan or carrier does not have a participating healthcare provider that is available and accessible to administer the screening, examination, or treatment of colorectal cancer.
AR Code § 23-79-1209 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 12 - Coverage for Colorectal Cancer Screening|§ 23-79-1209. Payment of nonparticipating providers

 If a healthcare policy refers an individual under this subchapter to a nonparticipating healthcare provider, then services provided under the approved screening exam or resulting treatment, if any, shall be provided at no additional cost to the individual beyond what the individual would otherwise pay to a participating healthcare provider.
AR Code § 23-79-1301 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 13 - Coverage for Prostate Cancer Screening|§ 23-79-1301. Findings

 The General Assembly finds that:   (1) Prostate cancer is the second leading cause of cancer in men;  (2) In Arkansas, more men die from prostate cancer than women die of breast cancer, the tenth-highest death rate in the nation;  (3) Even though the death rate for prostate cancer has decreased in Arkansas, there has been a fifty-five percent (55%) increase in premature death before sixty-five (65) years of age;  (4) Arkansas's African-American men are fifty-five percent (55%) more likely to develop prostate cancer and one hundred seventy-six percent (176%) more likely to die from prostate cancer than Arkansas's Caucasian men;  (5) The Arkansas Central Cancer Registry data indicates that there has been a steady increase in the number of new cases of prostate cancer and a steady decrease in deaths from prostate cancer in Arkansas since 1999, indicating that there have been improvements in discovering prostate cancer before symptoms appear;  (6) Studies have found that men between fifty (50) years of age and sixty (60) years of age who were diagnosed with prostate cancer were sixty percent (60%) more likely to suffer premature death than those men who were diagnosed at an earlier age;  (7) Identifying the characteristics of high-risk men and fostering early diagnosis and appropriate treatment could:  (A) Prevent premature deaths;  (B) Decrease:  (i) Adverse effects and death from prostate cancer, particularly in the underserved populations;  (ii) Health disparities; and  (iii) Prostate cancer treatment costs through diagnosis at an earlier stage; and    (C) Improve and extend quality of life; and    (8) The cost of treatment per man for:  (A) Early-stage prostate cancer is fifty-eight thousand dollars ($58,000); and  (B) Late-stage prostate cancer is more than ninety-three thousand dollars ($93,000).