reglab/housing_qa huggingface dataset:
NE Code § 44-1527 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1527 - Director; investigatory powers; costs.

44-1527.  Director; investigatory powers; costs.The director may examine and investigate the affairs of every insurer doing business in this state in order to determine whether such insurer has been or is engaged in any unfair trade practice defined in section 44-1524. An insurer other than an agent, broker, or insurance consultant shall reimburse the department for the expense of examination in the same manner as provided for examination of insurance companies in the Insurers Examination Act. In the case of a depository institution, the director may examine and investigate the insurance activities of a depository institution in order to determine whether the depository institution has been or is engaged in any unfair trade practice defined in section 44-1524. The director shall notify the appropriate state or federal banking agency of the director's intent to examine and investigate a depository institution and advise the appropriate state or federal banking agency of the suspected violations of state law prior to commencing the examination and investigation.Source   Laws 1973, LB 349, § 6;   Laws 1991, LB 234, § 9;   Laws 1993, LB 583, § 75;  Laws 2002, LB 1139, § 19.  Cross References  Insurers Examination Act, see section 44-5901.
NE Code § 44-1529 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1529 - Cease and desist order; monetary penalty; suspension or revocation of license or certificate.

44-1529.  Cease and desist order; monetary penalty; suspension or revocation of license or certificate.If, after the hearing, the director finds that the insurer charged has engaged in an unfair trade practice, he or she shall reduce his or her findings to writing and shall issue and cause to be served upon the insurer charged with the violation a copy of such findings and an order requiring such insurer to cease and desist from engaging in the act or practice and he or she may order any one or more of the following:(1) Payment of a monetary penalty of not more than one thousand dollars for each violation, not to exceed an aggregate penalty of thirty thousand dollars, unless the violation was committed flagrantly in conscious disregard of the Unfair Insurance Trade Practices Act, in which case the penalty shall be not more than fifteen thousand dollars for each violation, not to exceed an aggregate penalty of one hundred fifty thousand dollars; and(2) Suspension or revocation of the insurer's license or certificate of authority if the insurer knew or reasonably should have known that he, she, or it was in violation of the act.Source   Laws 1973, LB 349, § 8;   Laws 1991, LB 234, § 11.
NE Code § 44-1530 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1530 - Appeals.

44-1530.  Appeals.(1) Any insurer subject to an order of the director under section 44-1529 or 44-1532 may appeal the order. The appeal shall be in accordance with the Administrative Procedure Act.(2) An order issued by the director under section 44-1529 shall become final:(a) Upon the expiration of the time allowed for filing a petition for review if no such petition has been duly filed, except that the director may thereafter modify or set aside his or her order; or(b) Upon the final decision of the court if the court directs that the order of the director be affirmed or the petition for review dismissed.(3) No order of the director under the Unfair Insurance Trade Practices Act or order of a court to enforce such order shall in any way relieve or absolve any person affected by such order from any liability under any other laws of this state.Source   Laws 1973, LB 349, § 9;   Laws 1988, LB 352, § 60;   Laws 1991, LB 234, § 12.  Cross References  Administrative Procedure Act, see section 84-920.
NE Code § 44-1531 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1531 - Intervenor; appeal.

44-1531.  Intervenor; appeal.If, after any hearing as provided by section 44-1528 or 44-1532, the report of the director does not charge a violation of the Unfair Insurance Trade Practices Act, then any intervenor as provided by section 44-1528 may, within ten days after the service of such report, appeal the findings of the director. The appeal shall be in accordance with the Administrative Procedure Act. Upon such appeal, the court may issue appropriate orders and decrees in connection therewith, including, if the court finds that it is in the interest of the public, orders enjoining and restraining the continuance of any act or practice which it finds, notwithstanding such report of the director, constitutes a violation of the Unfair Insurance Trade Practices Act and containing penalties pursuant to section 44-1529.Source   Laws 1973, LB 349, § 10;   Laws 1988, LB 352, § 61;   Laws 1991, LB 234, § 13.  Cross References  Administrative Procedure Act, see section 84-920.
NE Code § 44-1532 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1532 - Cease and desist orders; violations.

44-1532.  Cease and desist orders; violations.Any insurer who violates a cease and desist order of the director under section 44-1529 may after notice and hearing and upon order of the director be subject to:(1) A monetary penalty of not more than thirty thousand dollars for each violation, not to exceed an aggregate penalty of one hundred fifty thousand dollars; and(2) Suspension or revocation of the insurer's license or certificate of authority.Source   Laws 1973, LB 349, § 11;   Laws 1991, LB 234, § 14.
NE Code § 44-1533 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1533 - Rules and regulations.

44-1533.  Rules and regulations.The director may adopt and promulgate rules and regulations to carry out the Unfair Insurance Trade Practices Act.Source   Laws 1973, LB 349, § 12;   Laws 1989, LB 92, § 175;   Laws 1991, LB 234, § 15.
NE Code § 44-1534 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1534 - Director; additional powers.

44-1534.  Director; additional powers.The powers vested in the director by the Unfair Insurance Trade Practices Act shall be additional to any other powers to enforce any penalties, fines, or forfeitures authorized by law with respect to the acts and practices defined and determined by such act to be unfair.Source   Laws 1973, LB 349, § 13;   Laws 1991, LB 234, § 16.
NE Code § 44-1534.01 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1534.01 - Director; power to protect members of the United States Armed Forces; rules and regulations.

44-1534.01.  Director; power to protect members of the United States Armed Forces; rules and regulations.The Director of Insurance may adopt and promulgate rules and regulations to protect members of the United States Armed Forces from dishonest and predatory insurance sales practices by declaring certain identified practices to be false, misleading, deceptive, or unfair as required by the federal Military Personnel Financial Services Protection Act, Public Law 109-290, as such law existed on July 18, 2008.Source Laws 2008, LB855, § 7.
NE Code § 44-1535 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1535 - Immunity from prosecution; when.

44-1535.  Immunity from prosecution; when.If any person asks to be excused from attending and testifying or from producing any books, papers, records, correspondence, or other documents at any hearing on the ground that the testimony or evidence required may tend to incriminate the person or subject the person to a penalty or forfeiture and the person is directed to give such testimony or produce such evidence, the person must comply with such direction but shall not thereafter be prosecuted or subjected to any penalty or forfeiture for or on account of any transaction, matter, or thing concerning which the person may testify or produce evidence and no testimony so given or evidence produced shall be received against the person upon any criminal action, investigation, or proceeding. No such person so testifying shall be exempt from prosecution or punishment for any perjury committed while so testifying, and the testimony or evidence so given or produced shall be admissible against the person in any criminal action, investigation, or proceeding concerning such perjury, nor shall the person be exempt from the refusal, revocation, or suspension of any license, permission, or authority conferred, or to be conferred, pursuant to the insurance laws of this state. Any such person may execute, acknowledge, and file in the office of the director a statement expressly waiving such immunity or privilege in respect to any transaction, matter, or thing specified in such statement, and thereupon the testimony of such person or such evidence in relation to such transaction, matter, or thing may be received or produced before any judge or justice, court, tribunal, grand jury, or otherwise, and if so received or produced such person shall not be entitled to any immunity or privilege on account of any testimony the person may so give or evidence so produced.Source   Laws 1973, LB 349, § 14;   Laws 1991, LB 234, § 17.
NE Code § 44-1536 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1536 - Act, how cited.

44-1536.  Act, how cited.Sections 44-1536 to 44-1544 shall be known and may be cited as the Unfair Insurance Claims Settlement Practices Act.Source  Laws 1991, LB 234, § 18.
NE Code § 44-1537 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1537 - Purpose of act.

44-1537.  Purpose of act.The purpose of the Unfair Insurance Claims Settlement Practices Act is to set forth standards for the investigation and disposition of claims arising under policies issued to residents of this state.Source  Laws 1991, LB 234, § 19.
NE Code § 44-1538 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1538 - Terms, defined.

44-1538.  Terms, defined.(1) For purposes of the Unfair Insurance Claims Settlement Practices Act:(a) Director shall mean the Director of Insurance;(b) Insured shall mean the party named on a policy or certificate as the individual with legal rights to the benefits provided by such policy or certificate;(c) Insurer shall mean any person, reciprocal exchange, interinsurer, Lloyds-type insurer or other similar group which includes incorporated and individual unincorporated underwriters, fraternal benefit society, and other legal entity engaged in the business of insurance, including agents, brokers, insurance consultants, adjusters, and third-party administrators. Insurer shall also mean health maintenance organizations, prepaid limited health service organizations, and dental, optometric, and other similar health service plans. For purposes of the act, all such insurers shall be deemed to be engaged in the business of insurance;(d) Person shall mean any natural or artificial entity, including, but not limited to, an individual, partnership, limited liability company, association, trust, or corporation; and(e) Policy or certificate shall include any contract of insurance, indemnity, or annuity issued, proposed for issuance, or intended for issuance by any insurer. Policy or certificate shall not include contracts of workers' compensation, fidelity, suretyship, or boiler and machinery insurance.(2) The purpose of the definitions in this section is to include within the act and any rules and regulations adopted pursuant to the act all entities and activities to the extent not preempted by the federal Employee Retirement Income Security Act of 1974, as amended.Source   Laws 1991, LB 234, § 20;   Laws 1993, LB 121, § 232;   Laws 1994, LB 978, § 23.
NE Code § 44-1539 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1539 - Unfair claims settlement practice; conduct prohibited.

44-1539.  Unfair claims settlement practice; conduct prohibited.It shall be an unfair claims settlement practice for any domestic, foreign, or alien insurer transacting business in this state to commit an act or practice defined in section 44-1540 if the act or practice (1) is committed flagrantly and in conscious disregard of the Unfair Insurance Claims Settlement Practices Act or any rule or regulation adopted pursuant to the act or (2) has been committed with such frequency as to indicate a general business practice to engage in that type of conduct.Source  Laws 1991, LB 234, § 21.
NE Code § 44-1541 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1541 - Director; charges against insurer; notice; hearing.

44-1541.  Director; charges against insurer; notice; hearing.If the director finds that any insurer doing business in this state is engaging in any unfair claims settlement practice and that a proceeding in respect thereto would be in the public interest, he or she shall issue and serve upon such insurer a statement of the charges in that respect and a notice of hearing thereon, which notice shall set a hearing date not less than ten days from the date of the notice.Source  Laws 1991, LB 234, § 23.
NE Code § 44-1542 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1542 - Director; cease and desist order; other orders; authorized.

44-1542.  Director; cease and desist order; other orders; authorized.If, after the hearing, the director finds an insurer has engaged in an unfair claims settlement practice, he or she shall reduce his or her findings to writing and shall issue and cause to be served upon the insurer charged with the violation a copy of the findings and an order requiring the insurer to cease and desist from engaging in the act or practice and he or she may order any one or more of the following:(1) Payment of a monetary penalty of not more than one thousand dollars for each violation, not to exceed an aggregate penalty of thirty thousand dollars, unless the violation was committed flagrantly and in conscious disregard of the Unfair Insurance Claims Settlement Practices Act, in which case the penalty shall not be more than fifteen thousand dollars for each violation, not to exceed an aggregate penalty of one hundred fifty thousand dollars; and(2) Suspension or revocation of the insurer's license or certificate of authority if the insurer knew or reasonably should have known it was in violation of the act.Source  Laws 1991, LB 234, § 24.
NE Code § 44-1543 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1543 - Violation of cease and desist order; penalties authorized.

44-1543.  Violation of cease and desist order; penalties authorized.Any insurer who violates a cease and desist order of the director under section 44-1542 may after notice and hearing and upon order of the director be subject to:(1) A monetary penalty of not more than thirty thousand dollars for each violation, not to exceed an aggregate penalty of one hundred fifty thousand dollars; and(2) Suspension or revocation of the insurer's license or certificate of authority.Source  Laws 1991, LB 234, § 25.
NE Code § 44-1544 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1544 - Director; rules and regulations.

44-1544.  Director; rules and regulations.The director may adopt and promulgate rules and regulations to carry out the Unfair Insurance Claims Settlement Practices Act.Source  Laws 1991, LB 234, § 26.
NE Code § 44-1545 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1545 - Noncompliance; effect.

44-1545.  Noncompliance; effect.Failure by an insurance company subject to sections 60-3,136 to 60-3,139 to comply with the requirements of such sections and the rules and regulations adopted and promulgated under such sections by the Department of Motor Vehicles shall be an unfair trade practice in the business of insurance subject to the Unfair Insurance Trade Practices Act.Source  Laws 2002, LB 488, § 7;  Laws 2005, LB 274, § 229.  Cross References  Unfair Insurance Trade Practices Act, see section 44-1521.
NE Code § 44-1601 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1601 - Life insurance; policy; issuance; requirements.

44-1601.  Life insurance; policy; issuance; requirements.No policy of group life insurance shall be delivered in this state unless it is issued under one of the provisions of sections 21-1740, 44-1602 to 44-1606.03, and 44-1615 or under a policy or contract issued to any other substantially similar group which, in the discretion of the Director of Insurance, may be subject to the issuance of a group life insurance policy or contract.Source   Laws 1949, c. 150, § 1(1), p. 377;   Laws 1961, c. 210, § 5, p. 628;   Laws 1969, c. 361, § 3, p. 1286;   Laws 1983, LB 298, § 1;   Laws 1996, LB 948, § 123;  Laws 2008, LB855, § 8.
NE Code § 44-1602 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1602 - Life insurance; policy issued to an employer; requirements.

44-1602.  Life insurance; policy issued to an employer; requirements.A policy issued to an employer or to the trustees of a fund established by an employer, which employer or trustees shall be deemed the policyholder, to insure employees of the employer for the benefit of persons other than the employer shall be subject to the following requirements:(1) The employees eligible for insurance under the policy shall be all of the employees of the employer or all of any class or classes thereof. The policy may provide that the term employees shall include the employees of one or more subsidiary corporations and the employees, individual proprietors, partners, and members of one or more affiliated corporations, proprietors, partnerships, or limited liability companies if the business of the employer and of such affiliated corporations, proprietors, partnerships, or limited liability companies is under common control. The policy may provide that the term employees shall include the individual proprietor, partners, or members if the employer is an individual proprietor, partnership, or limited liability company. The policy may provide that the term employee may include retired employees, former employees, and directors of a corporate employer; and(2) The premium for the policy shall be paid either from the employer's funds or from funds contributed by the insured employees or from both such funds. A policy on which no part of the premium is to be derived from funds contributed by the insured employees must insure all eligible employees, except those who reject the coverage in writing, or all except any as to whom evidence of individual insurability is not satisfactory to the insurer.Source   Laws 1949, c. 150, § 1(1), p. 377;   Laws 1957, c. 192, § 1, p. 670;   Laws 1959, c. 212, § 1, p. 733;   Laws 1993, LB 121, § 233;  Laws 2006, LB 875, § 2;  Laws 2008, LB855, § 9.
NE Code § 44-1603 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1603 - Life insurance; policy issued to creditor; requirements.

44-1603.  Life insurance; policy issued to creditor; requirements.A policy issued to a creditor or its parent holding company or to a trustee or agent designated by two or more creditors, which creditor, parent holding company, affiliate, trustee, or agent shall be deemed the policyholder, to insure debtors of the creditor shall be subject to the following requirements:(1) The debtors eligible for insurance under the policy shall be all of the debtors of the creditor or creditors, or all of any class or classes of the creditors. The policy may provide that the term debtors shall include borrowers of money or purchasers or lessees of goods, services, or property for which payment is arranged through a credit transaction, the debtors of one or more subsidiary corporations, and the debtors of one or more affiliated corporations, proprietors, partnerships, or limited liability companies if the business of the policyholder and of such affiliated corporations, proprietors, partnerships, or limited liability companies is under common control;(2) The premium for the policy shall be paid by the policyholder from the creditor's funds, from charges collected from the insured debtors, or from both. A policy on which no part of the premiums is to be derived from the funds contributed by insured debtors specifically for their insurance must insure all eligible debtors or all except any as to whom evidence of individual insurability is not satisfactory to the insurer;(3) The amount of insurance on the life of any debtor shall at no time exceed the greater of the scheduled or actual amount of unpaid indebtedness to the creditor, except that insurance written in connection with open-end credit having a credit limit exceeding ten thousand dollars may be in an amount not exceeding the credit limit;(4) The insurance shall be payable to the creditor or any successor to the right, title, and interest of the creditor. The payment shall reduce or extinguish the unpaid indebtedness of the debtor to the extent of such payment, and any excess of the insurance shall be payable to the estate of the insured; and(5) Notwithstanding subdivisions (1) through (4) of this section, insurance on agricultural credit transaction commitments may be written up to the amount of the loan commitment on a nondecreasing or level-term plan and insurance on educational credit transaction commitments may be written up to the amount of the loan commitment less the amount of any repayments made on the loan.Source   Laws 1949, c. 150, § 1(2), p. 378;   Laws 1955, c. 180, § 1, p. 508;   Laws 1957, c. 192, § 2, p. 671;   Laws 1967, c. 273, § 1, p. 737;   Laws 1974, LB 944, § 1;   Laws 1993, LB 121, § 234;  Laws 2008, LB855, § 10.
NE Code § 44-1604 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1604 - Life insurance; policy issued to a labor union or similar employee organization; requirements.

44-1604.  Life insurance; policy issued to a labor union or similar employee organization; requirements.A policy issued to a labor union or similar employee organization, which shall be deemed the policyholder, to insure members of such union or organization for the benefit of persons other than the union or organization or any of its officials, representatives, or agents shall be subject to the following requirements:(1) The members eligible for insurance under the policy shall be all of the members of the union or organization, or all of any class or classes thereof; and(2) The premium for the policy shall be paid either from the union's or organization's funds or from funds contributed by the insured members specifically for their insurance or from both. A policy on which no part of the premium is to be derived from funds contributed by the insured members specifically for their insurance must insure all eligible members, except those who reject the coverage in writing, or all except any as to whom evidence of individual insurability is not satisfactory to the insurer.Source   Laws 1949, c. 150, § 1(3), p. 379;   Laws 1957, c. 192, § 3, p. 673;  Laws 2008, LB855, § 11.