reglab/housing_qa huggingface dataset:
WA Rev Code § 48.21.270 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.270 - Conversion policy—Restrictions and requirements—Rules.

RCW 48.21.270 Conversion policy—Restrictions and requirements—Rules.(1) An insurer shall not require proof of insurability as a condition for issuance of the conversion policy.(2) A conversion policy may not contain an exclusion for preexisting conditions for any applicant.(3) An insurer must offer at least three policy benefit plans that comply with the following:(a) A major medical plan with a five thousand dollar deductible per person;(b) A comprehensive medical plan with a five hundred dollar deductible per person; and(c) A basic medical plan with a one thousand dollar deductible per person.(4) The insurance commissioner may revise the deductible amounts in subsection (3) of this section from time to time to reflect changing health care costs.(5) The insurance commissioner shall adopt rules to establish minimum benefit standards for conversion policies.(6) The commissioner shall adopt rules to establish specific standards for conversion policy provisions. These rules may include but are not limited to:(a) Terms of renewability;(b) Nonduplication of coverage;(c) Benefit limitations, exceptions, and reductions; and(d) Definitions of terms.[ 2019 c 33 § 4; 2011 c 314 § 2; 1984 c 190 § 4.]NOTES:Effective date—2019 c 33: See note following RCW 48.43.005.Legislative intent—Severability—1984 c 190: See notes following RCW 48.21.250.
WA Rev Code § 48.21.280 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.280 - Coverage for adopted children.

RCW 48.21.280 Coverage for adopted children.(1) Any group disability insurance contract, except a blanket disability insurance contract, providing hospital and medical expenses and health care services, delivered or issued for delivery in this state, which provides coverage for dependent children, as defined in the contract of the insured, shall cover adoptive children placed with the insured on the same basis as other dependents, as provided in RCW 48.01.180.(2) If payment of an additional premium is required to provide coverage for a child, the contract may require that notification of placement of a child for adoption and payment of the required premium must be furnished to the insurer. The notification period shall be no less than sixty days from the date of placement.[ 1986 c 140 § 3.]NOTES:Effective date, application—Severability—1986 c 140: See notes following RCW 48.01.180.
WA Rev Code § 48.21.290 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.290 - Cancellation of rider.

RCW 48.21.290 Cancellation of rider.Upon application by an insured, a rider shall be canceled if at least five years after its issuance, no health care services have been received by the insured during that time for the condition specified in the rider, and a physician, selected by the carrier for that purpose, agrees in writing to the full medical recovery of the insured from that condition, such agreement not to be unreasonably withheld. The option of the insured to apply for cancellation shall be disclosed on the face of the rider in clear and conspicuous language.For purposes of this section, a rider is a legal document that modifies a contract to exclude, limit, or reduce coverage or benefits for specifically named or described preexisting diseases or physical conditions.[ 1987 c 37 § 2.]
WA Rev Code § 48.21.300 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.300 - Phenylketonuria.

RCW 48.21.300 Phenylketonuria.(1) The legislature finds that:(a) Phenylketonuria is a rare inherited genetic disorder.(b) Children with phenylketonuria are unable to metabolize an essential amino acid, phenylalanine, which is found in the proteins of most food.(c) To remain healthy, children with phenylketonuria must maintain a strict diet and ingest a mineral and vitamin-enriched formula.(d) Children who do not maintain their diets with the formula acquire severe mental and physical difficulties.(e) Originally, the formulas were listed as prescription drugs but were reclassified as medical foods to increase their availability.(2) Subject to requirements and exceptions which may be established by rules adopted by the commissioner, any group disability insurance contract delivered or issued for delivery or renewed in this state on or after September 1, 1988, that insures for hospital or medical expenses shall provide coverage for the formulas necessary for the treatment of phenylketonuria.[ 1988 c 173 § 2.]
WA Rev Code § 48.21.310 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.310 - Neurodevelopmental therapies—Employer-sponsored group contracts.

RCW 48.21.310 Neurodevelopmental therapies—Employer-sponsored group contracts.(1) Each employer-sponsored group policy for comprehensive health insurance which is entered into, or renewed, on or after twelve months after July 23, 1989, shall include coverage for neurodevelopmental therapies for covered individuals age six and under.(2) Benefits provided under this section shall cover the services of those authorized to deliver occupational therapy, speech therapy, and physical therapy. Benefits shall be payable only where the services have been delivered pursuant to the referral and periodic review of a holder of a license issued pursuant to chapter 18.71 or 18.57 RCW or where covered services have been rendered by such licensee. Nothing in this section shall prohibit an insurer from negotiating rates with qualified providers.(3) Benefits provided under this section shall be for medically necessary services as determined by the insurer. Benefits shall be payable for services for the maintenance of an insured in cases where significant deterioration in the patient's condition would result without the service. Benefits shall be payable to restore and improve function.(4) It is the intent of this section that employers purchasing comprehensive health insurance, including the benefits required by this section, together with the insurer, retain authority to design and employ utilization and cost controls. Therefore, benefits delivered under this section may be subject to contractual provisions regarding deductible amounts and/or copayments established by the employer purchasing insurance and the insurer. Benefits provided under this section may be subject to standard waiting periods for preexisting conditions, and may be subject to the submission of written treatment plans.(5) In recognition of the intent expressed in subsection (4) of this section, benefits provided under this section may be subject to contractual provisions establishing annual and/or lifetime benefit limits. Such limits may define the total dollar benefits available or may limit the number of services delivered as agreed by the employer purchasing insurance and the insurer.[ 1989 c 345 § 2.]
WA Rev Code § 48.21.325 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.325 - Prescriptions—Preapproval of individual claims—Subsequent rejection prohibited—Written record required.

RCW 48.21.325 Prescriptions—Preapproval of individual claims—Subsequent rejection prohibited—Written record required.Group disability insurance companies who through an authorized representative have first approved, by any means, an individual prescription claim as eligible may not reject that claim at some later date. Pharmacists or drug dispensing outlets who obtain preapproval of claims shall keep a written record of the preapproval that consists of identification by name and telephone number of the person who approved the claim.[ 1993 c 253 § 3.]NOTES:Findings—Effective date—1993 c 253: See notes following RCW 48.20.525.
WA Rev Code § 48.21.330 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.330 - Nonresident pharmacies.

RCW 48.21.330 Nonresident pharmacies.For the purposes of this chapter, a nonresident pharmacy is defined as any pharmacy located outside this state that ships, mails, or delivers, in any manner, except when delivered in person to an enrolled participant or his/her representative, controlled substances, legend drugs, or devices into this state.After October 1, 1991, an insurer providing coverage of prescription drugs from nonresident pharmacies may only provide coverage from licensed nonresident pharmacies. The insurers shall obtain proof of current licensure in conformity with this section and RCW 18.64.350 through 18.64.400 from the nonresident pharmacy and keep that proof of licensure on file.The department may request from the insurer the proof of current licensure for all nonresident pharmacies through which the insurer is providing coverage for prescription drugs for residents of the state of Washington. This information, which may constitute a full or partial customer list, shall be confidential and exempt from public disclosure, and from the requirements of chapter 42.56 RCW. The board or the department shall not be restricted in the disclosure of the name of a nonresident pharmacy that is or has been licensed under RCW 18.64.360 or 18.64.370 or of the identity of a nonresident pharmacy disciplined under RCW 18.64.350 through 18.64.400.[ 2005 c 274 § 311; 1991 c 87 § 8.]NOTES:Effective date—1991 c 87: See note following RCW 18.64.350.
WA Rev Code § 48.21.370 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.370 - Fixed payment insurance—Standard disclosure form.

RCW 48.21.370 Fixed payment insurance—Standard disclosure form.The commissioner shall adopt rules setting forth the content of a standard disclosure form to be delivered to all applicants for group illness-triggered fixed payment insurance, hospital confinement fixed payment insurance, or other fixed payment insurance. The standard disclosure shall provide information regarding the level, type, and amount of benefits provided and the limitations, exclusions, and exceptions under the policy, as well as additional information to enhance consumer understanding. The disclosure shall specifically disclose that the coverage is not comprehensive in nature and will not cover the cost of most hospital and other medical services. Such disclosure form must be filed for approval with the commissioner prior to use. The standard disclosure form must be provided to the master policyholders at the time of solicitation and completion of the application and to all enrollees at the time of enrollment. All advertising and marketing materials other than the standard disclosure form must be filed with the commissioner at least thirty days prior to use.[ 2007 c 296 § 4.]
WA Rev Code § 48.21.375 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.375 - Fixed payment insurance—Benefit restrictions.

RCW 48.21.375 Fixed payment insurance—Benefit restrictions.Illness-triggered fixed payment insurance, hospital confinement fixed payment insurance, or other fixed payment insurance policies are not considered to provide coverage for hospital or medical expenses or care under this chapter, if the benefits provided are a fixed dollar amount that is paid regardless of the amount charged. The benefits may not be related to, or be a percentage of, the amount charged by the provider of service and must be offered as an independent and noncoordinated benefit with any other health plan as defined in *RCW 48.43.005(19).[ 2007 c 296 § 5.]NOTES:*Reviser's note: RCW 48.43.005 was amended by 2011 c 314 § 3 and by 2011 c 315 § 2, changing subsection (19) to subsection (24). RCW 48.43.005 was subsequently amended by 2012 c 87 § 1, changing subsection (24) to subsection (26). RCW 48.43.005 was subsequently alphabetized pursuant to RCW 1.08.015(2)(k), changing subsection (26) to subsection (27), and effective January 1, 2020, changing subsection (26) to subsection (29).
WA Rev Code § 48.21.380 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.380 - Noninsurance benefits.

RCW 48.21.380 Noninsurance benefits.(1) A disability insurer may include the following noninsurance benefits as part of a policy or certificate of group disability insurance, with the prior approval of the commissioner and where such benefits bear a reasonable relationship to the disability insurance with which they are intended to be offered:(a) Will preparation services;(b) Financial planning and estate planning services;(c) Probate and estate settlement services;(d) Grief counseling;(e) Funeral planning and funeral services, but it must be disclosed that this noninsurance benefit does not constitute an insurance funded prearrangement contract, pursuant to RCW 18.39.255; and(f) Such other services as the commissioner may identify by rule.(2) The commissioner may adopt rules to regulate the disclosure of noninsurance benefits permitted under this section, including but not limited to guidelines regarding the coverage provided under the policy or certificate of insurance.(3) Those providing the services listed in subsection (1) of this section must be appropriately licensed.(4) This section does not require the commissioner to approve any particular proposed noninsurance benefit. The commissioner may disapprove any proposed noninsurance benefit that the commissioner determines may tend to promote or facilitate the violation of any other section of this title.(5) This section does not expand, limit, or otherwise affect the authority and ethical obligations of those who are authorized by the state supreme court to practice law in this state. This section does not limit the prohibition against the unauthorized practice of law under chapter 2.48 RCW.(6) This section does not affect the application of chapter 21.20 RCW.(7) This section does not affect wellness programs as described in RCW 48.30.140(6).[ 2017 c 32 § 2; 2016 c 143 § 2.]
WA Rev Code § 48.21.900 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.900 - Construction—Chapter applicable to state registered domestic partnerships—2009 c 521.

RCW 48.21.900 Construction—Chapter applicable to state registered domestic partnerships—2009 c 521.For the purposes of this chapter, the terms spouse, marriage, marital, husband, wife, widow, widower, next of kin, and family shall be interpreted as applying equally to state registered domestic partnerships or individuals in state registered domestic partnerships as well as to marital relationships and married persons, and references to dissolution of marriage shall apply equally to state registered domestic partnerships that have been terminated, dissolved, or invalidated, to the extent that such interpretation does not conflict with federal law. Where necessary to implement chapter 521, Laws of 2009, gender-specific terms such as husband and wife used in any statute, rule, or other law shall be construed to be gender neutral, and applicable to individuals in state registered domestic partnerships.[ 2009 c 521 § 116.]
WA Rev Code § 48.21A.010 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21A - Disability Insurance—Extended Health.|48.21A.010 - Declaration of purpose.

RCW 48.21A.010 Declaration of purpose.It is the purpose of this chapter to provide a means of more adequately meeting the needs of persons who are sixty-five years of age or older and their spouses for insurance coverage against financial loss from accident or disease through the combined resources and experience of a number of insurers; to make possible the fullest extension of such coverage by encouraging insurers to combine their resources and experience and to exercise their collective efforts in the development and offering of policies of such insurance to all applicants; and to regulate the joint activities herein authorized in accordance with the intent of Congress as expressed in the Act of Congress of March 9, 1945 (Public Law 15, 79th Congress), as amended.[ 1965 ex.s. c 70 § 27.]
WA Rev Code § 48.21A.020 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21A - Disability Insurance—Extended Health.|48.21A.020 - Definitions.

RCW 48.21A.020 Definitions.Wherever used in this chapter, the following terms shall have the meanings hereinafter set forth or indicated, unless the context otherwise requires:(a) "Association" means a voluntary unincorporated association of insurers formed for the purpose of enabling cooperative action to provide disability insurance in accordance with this chapter in this or any other state having legislation enabling the issuance of insurance of the type provided in this chapter.(b) "Insurer" means any insurance company which is authorized to transact disability insurance in this state.(c) "Extended health insurance" means hospital, surgical and medical expense insurance provided by a policy issued as provided by this chapter.[ 1965 ex.s. c 70 § 28.]
WA Rev Code § 48.21A.030 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21A - Disability Insurance—Extended Health.|48.21A.030 - Insurers may join—Policyholder—Reduced benefit provision—Master group policy—Offering—Cancellation.

RCW 48.21A.030 Insurers may join—Policyholder—Reduced benefit provision—Master group policy—Offering—Cancellation.Notwithstanding any other provision of this code or any other law which may be inconsistent herewith, any insurer may join with one or more other insurers, to plan, develop, underwrite, and offer and provide to any person who is sixty-five years of age or older and to the spouse of such person, extended health insurance against financial loss from accident or disease, or both. Such insurance may be offered, issued and administered jointly by two or more insurers by a group policy issued to a policyholder through an association formed for the purpose of offering, selling, issuing and administering such insurance. The policyholder may be an association, a trustee, or any other person. Any such policy may provide, among other things, that the benefits payable thereunder are subject to reduction if the individual insured has any other coverage providing hospital, surgical or medical benefits whether on an indemnity basis or a provision of service basis resulting in such insured being eligible for more than one hundred percent of covered expenses which he or she is required to pay, and any insurer issuing individual policies providing extended hospital, surgical or medical benefits to persons sixty-five years of age and older and their spouses may also use such a policy provision. A master group policy issued to an association or to a trustee or any person appointed by an association for the purpose of providing the insurances described in this section shall be another form of group disability insurance.Any form of policy approved by the commissioner for an association shall be offered throughout Washington to all persons sixty-five and older and their spouses, and the coverage of any person insured under such a form of policy shall not be cancellable except for nonpayment of premiums unless the coverage of all persons insured under such form of policy is also canceled.[ 2009 c 549 § 7104; 1965 ex.s. c 70 § 29.]
WA Rev Code § 48.21A.040 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21A - Disability Insurance—Extended Health.|48.21A.040 - Insurance producers.

RCW 48.21A.040 Insurance producers. Any person licensed to transact disability insurance as an insurance producer may transact extended health insurance and may be paid a commission thereon.[ 2008 c 217 § 25; 1965 ex.s. c 70 § 30.]NOTES:Severability—Effective date—2008 c 217: See notes following RCW 48.03.020.
WA Rev Code § 48.21A.050 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21A - Disability Insurance—Extended Health.|48.21A.050 - Powers and duties of associations.

RCW 48.21A.050 Powers and duties of associations.Any association formed for the purposes of this chapter may hold title to property, may enter into contracts, and may limit the liability of its members to their respective pro rata shares of the liability of such association. Any such association may sue and be sued in its associate name and for such purpose only shall be treated as a domestic corporation. Service of process against such association, made upon a managing agent, any member thereof or any agent authorized by appointment to receive service of process, shall have the same force and effect as if such service had been made upon all members of the association. Such association's books and records shall also be subject to examination under the provisions of RCW 48.03.010 through 48.03.070, inclusive, either separately or concurrently with examination of any of its member insurers.[ 1983 c 3 § 151; 1965 ex.s. c 70 § 31.]
WA Rev Code § 48.21A.070 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21A - Disability Insurance—Extended Health.|48.21A.070 - Documents to be filed—Deceptive name or advertising.

RCW 48.21A.070 Documents to be filed—Deceptive name or advertising.The articles of association of any association formed in accordance with this chapter, all amendments and supplements thereto, a designation in writing of a resident of this state as agent for the service of process, and a list of insurers who are members of the association and all supplements thereto shall be filed with the commissioner.The name of any association or any advertising or promotional material used in connection with extended health insurance to be sold, offered, or issued, pursuant to this chapter shall not be such as to mislead or deceive the public.[ 1965 ex.s. c 70 § 33.]
WA Rev Code § 48.21A.080 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21A - Disability Insurance—Extended Health.|48.21A.080 - Remedies.

RCW 48.21A.080 Remedies.No act done, action taken or agreement made pursuant to the authority conferred by this chapter shall constitute a violation of or grounds for prosecution or civil proceedings under any other law of this state heretofore or hereafter enacted which does not specifically refer to insurance.[ 1965 ex.s. c 70 § 34.]
WA Rev Code § 48.21A.900 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21A - Disability Insurance—Extended Health.|48.21A.900 - Construction—Chapter applicable to state registered domestic partnerships—2009 c 521.

RCW 48.21A.900 Construction—Chapter applicable to state registered domestic partnerships—2009 c 521.For the purposes of this chapter, the terms spouse, marriage, marital, husband, wife, widow, widower, next of kin, and family shall be interpreted as applying equally to state registered domestic partnerships or individuals in state registered domestic partnerships as well as to marital relationships and married persons, and references to dissolution of marriage shall apply equally to state registered domestic partnerships that have been terminated, dissolved, or invalidated, to the extent that such interpretation does not conflict with federal law. Where necessary to implement chapter 521, Laws of 2009, gender-specific terms such as husband and wife used in any statute, rule, or other law shall be construed to be gender neutral, and applicable to individuals in state registered domestic partnerships.[ 2009 c 521 § 117.]