reglab/housing_qa huggingface dataset:
IN Code § 27-1-41-8 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 41. Group Personal Excess or Umbrella Liability Insurance|27-1-41-8. Premium Payment

Sec. 8. (a) A group administrator may, if authorized by the insurer, aggregate the group members' premiums and remit the premiums to the insurer or insurance producer.(b) If an insurer authorizes payment of premiums as described in subsection (a), payment of a premium by a group member to the group administrator is considered to be payment to the insurer.(c) An employer or group administrator of a group described in section 2(2) of this chapter may remit premiums to an insurer through an employee benefit plan.As added by P.L.32-2012, SEC.2.
IN Code § 27-1-41-9 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 41. Group Personal Excess or Umbrella Liability Insurance|27-1-41-9. Certificate of Coverage; Notice

Sec. 9. (a) A certificate that is issued under a group insurance policy to an individual participating group member must include the following information:(1) The full name and address of the insurer.(2) The policy number of the master policy.(3) The full name, address, and telephone number of the group administrator that holds the master policy.(4) A description of the coverage provided under the certificate, including the amount and term of the coverage.(5) The amount of premium charged to the individual participating group member for the coverage.(6) Coverage limits that specifically apply under the individual participating group member's certificate.(7) Unless:(A) the master policy is incorporated by reference in the certificate; and(B) a copy of the master policy accompanies the certificate;all material terms and conditions of coverage under the certificate.(b) An insurer shall provide to each individual participating group member separate notice that provides instructions on claim submission procedures.(c) An insurer or group administrator shall deliver to each individual participating group member a certificate, an amended certificate, or an endorsement to a certificate if any of the following occurs:(1) A change in coverage limits.(2) A change in the type of coverage provided.(3) An addition to, reduction in, or elimination of coverage provided.(4) An addition of an exclusion of coverage.As added by P.L.32-2012, SEC.2.
IN Code § 27-1-41-10 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 41. Group Personal Excess or Umbrella Liability Insurance|27-1-41-10. Cancellation; Refusal to Renew

Sec. 10. (a) An insurer may cancel or refuse to renew an individual certificate while maintaining in force the master policy and other individual certificates issued under the master policy.(b) An insurer that cancels or refuses to renew a master policy shall, within a period determined by the commissioner, provide:(1) to the group administrator; and(2) to each individual participating group member;written notice of the cancellation or refusal to renew.As added by P.L.32-2012, SEC.2.
IN Code § 27-1-41-11 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 41. Group Personal Excess or Umbrella Liability Insurance|27-1-41-11. Administrative Rules

Sec. 11. The department may adopt rules under IC 4-22-2 to implement this chapter.As added by P.L.32-2012, SEC.2.
IN Code § 27-1-42-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 42. Certificates of Insurance|27-1-42-1. Application of Chapter

Sec. 1. This chapter applies to a certificate of insurance that is issued in connection with a contract related to property, operations, or risks located in Indiana, regardless of the location of the policyholder, insurer, insurance producer, or person that requests or requires the issuance of the certificate of insurance.As added by P.L.70-2013, SEC.1.
IN Code § 27-1-42-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 42. Certificates of Insurance|27-1-42-2. "Certificate of Insurance"

Sec. 2. (a) As used in this chapter, "certificate of insurance" means a document prepared by an insurer or insurance producer as evidence of property or casualty insurance coverage.(b) The term does not include a policy of insurance, an insurance binder, a policy endorsement, or a motor vehicle insurance identification or information card.As added by P.L.70-2013, SEC.1.
IN Code § 27-1-42-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 42. Certificates of Insurance|27-1-42-3. "Commissioner"

Sec. 3. As used in this chapter, "commissioner" refers to the insurance commissioner appointed under IC 27-1-1-2.As added by P.L.70-2013, SEC.1.
IN Code § 27-1-42-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 42. Certificates of Insurance|27-1-42-4. "Department"

Sec. 4. As used in this chapter, "department" refers to the department of insurance created by IC 27-1-1-1.As added by P.L.70-2013, SEC.1.
IN Code § 27-1-42-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 42. Certificates of Insurance|27-1-42-5. "Insurance Producer"

Sec. 5. As used in this chapter, "insurance producer" has the meaning set forth in IC 27-1-15.6-2.As added by P.L.70-2013, SEC.1.
IN Code § 27-1-42-6 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 42. Certificates of Insurance|27-1-42-6. "Insurer"

Sec. 6. As used in this chapter, "insurer" refers to an insurer (as defined in IC 27-1-2-3) that issues a policy of property or casualty insurance.As added by P.L.70-2013, SEC.1.
IN Code § 27-1-42-7 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 42. Certificates of Insurance|27-1-42-7. "Person"

Sec. 7. As used in this chapter, "person" has the meaning set forth in IC 27-1-2-3.As added by P.L.70-2013, SEC.1.
IN Code § 27-1-42-8 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 42. Certificates of Insurance|27-1-42-8. "Property or Casualty Insurance"

Sec. 8. As used in this chapter, "property or casualty insurance" means one (1) or more of the kinds of insurance described in Class 2 and Class 3 of IC 27-1-5-1.As added by P.L.70-2013, SEC.1.
IN Code § 27-1-42-9 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 42. Certificates of Insurance|27-1-42-9. Unfair or Deceptive Acts

Sec. 9. (a) The use of a certificate of insurance form that:(1) is unfair, misleading, or deceptive; or(2) violates any law;is an unfair and deceptive act or practice in the business of insurance under IC 27-4-1-4.(b) If:(1) the commissioner has reason to believe that a certificate of insurance form is described in subsection (a)(1) or (a)(2); and(2) the certificate of insurance form was provided by a financial institution;the commissioner may refer the matter to the department of financial institutions for review under IC 28.As added by P.L.70-2013, SEC.1.
IN Code § 27-1-42-10 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 42. Certificates of Insurance|27-1-42-10. Limits of Certificate of Insurance

Sec. 10. A certificate of insurance does not:(1) amend, extend, or alter the coverage provided under; or(2) confer to a person any rights in addition to the rights expressly provided in;the policy of property or casualty insurance to which the certificate of insurance refers.As added by P.L.70-2013, SEC.1.
IN Code § 27-1-42-11 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 42. Certificates of Insurance|27-1-42-11. Preparation of Certificate of Insurance

Sec. 11. A person may not prepare or issue, or request or require the issuance of, a certificate of insurance that:(1) contains false or misleading information concerning; or(2) alters, amends, or extends the coverage provided by;the policy of property or casualty insurance to which the certificate of insurance refers.As added by P.L.70-2013, SEC.1.
IN Code § 27-1-42-12 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 42. Certificates of Insurance|27-1-42-12. Not a Warranty

Sec. 12. (a) A certificate of insurance must not contain a warranty that the policy of property or casualty insurance to which the certificate of insurance refers complies with the insurance or indemnification requirements of a contract.(b) The inclusion of a contract number or contract description in a certificate of insurance does not warrant that the policy of property or casualty insurance to which the certificate of insurance refers complies with the insurance or indemnification requirements of the contract.As added by P.L.70-2013, SEC.1.
IN Code § 27-1-42-13 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 42. Certificates of Insurance|27-1-42-13. Notice Rights Are Under Policy

Sec. 13. (a) A person is not entitled to notice of:(1) cancellation of;(2) nonrenewal of; or(3) a material change in;a policy of property or casualty insurance unless the person has notice rights under the terms of the policy of property or casualty insurance or an endorsement to the policy.(b) The terms and conditions of notice described in subsection (a) are governed by the policy of property or casualty insurance or an endorsement to the policy and are not altered by a certificate of insurance.As added by P.L.70-2013, SEC.1.
IN Code § 27-1-42-14 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 42. Certificates of Insurance|27-1-42-14. Violations of Chapter

Sec. 14. A certificate of insurance or any other document that is prepared, issued, requested, or required in violation of this chapter is void.As added by P.L.70-2013, SEC.1.
IN Code § 27-1-42-15 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 42. Certificates of Insurance|27-1-42-15. Examinations and Penalties

Sec. 15. (a) The commissioner may examine and investigate the activities of a person that the commissioner reasonably believes has violated this chapter.(b) The commissioner may issue a cease and desist order or impose a civil penalty of not more than one thousand dollars ($1,000) for each violation of this chapter.As added by P.L.70-2013, SEC.1.
IN Code § 27-1-42-16 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 42. Certificates of Insurance|27-1-42-16. Rulemaking

Sec. 16. The department may adopt rules under IC 4-22-2 to implement this chapter.As added by P.L.70-2013, SEC.1.
IN Code § 27-1-43-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43. Electronic Delivery of Notices and Documents|27-1-43-1. "Electronic Delivery"

Sec. 1. As used in this chapter, "electronic delivery" or "electronically delivered" includes the following:(1) Delivery to an electronic mail address at which a party has consented to receive notices or documents.(2) Posting on an electronic network or web site accessible via the Internet, a mobile application, a computer, a mobile device, a tablet, or another electronic device, with separate notice delivered to the electronic mail address at which a party has consented to receive notice of the posting.As added by P.L.119-2014, SEC.1.
IN Code § 27-1-43-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43. Electronic Delivery of Notices and Documents|27-1-43-2. "Party"

Sec. 2. (a) As used in this chapter, "party" means a recipient of a notice or document required as part of an insurance transaction.(b) The term includes an applicant, an insured, a policyholder, and an annuity contract holder.As added by P.L.119-2014, SEC.1.
IN Code § 27-1-43-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43. Electronic Delivery of Notices and Documents|27-1-43-4. Application of Other Legal Requirements; Legal Effect

Sec. 4. (a) This chapter does not affect any applicable legal requirement related to content or timing of a notice or document.(b) If another law requiring a notice or document to be provided to a party expressly requires verification or acknowledgment of receipt of the notice or document, electronic delivery of the notice or document is permitted only if the method of electronic delivery provides for verification or acknowledgment of receipt.(c) The legal effectiveness, validity, or enforceability of a contract or policy of insurance executed by a party may not be denied solely because of the failure of the insurer to obtain electronic consent or confirmation of consent of the party in accordance with section 3(d)(3)(B) of this chapter.As added by P.L.119-2014, SEC.1. Amended by P.L.196-2021, SEC.30.
IN Code § 27-1-43-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43. Electronic Delivery of Notices and Documents|27-1-43-5. Withdrawal of Consent to Electronic Delivery

Sec. 5. (a) A withdrawal of consent by a party does not affect the legal effectiveness, validity, or enforceability of a notice or document that is electronically delivered to the party before the withdrawal of consent is effective.(b) A withdrawal of consent by a party is effective thirty (30) days after the insurer receives notice of the withdrawal.(c) An insurer's failure to comply with section 3(d)(4) of this chapter is, at the election of the party, considered to be a withdrawal of the party's consent under this chapter.As added by P.L.119-2014, SEC.1. Amended by P.L.196-2021, SEC.31.
IN Code § 27-1-43-6 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43. Electronic Delivery of Notices and Documents|27-1-43-6. Application of Chapter

Sec. 6. (a) This chapter does not apply to a notice or document that is electronically delivered:(1) by an insurer before July 1, 2014; and(2) to a party who, before July 1, 2014, consented to receive electronically delivered notices or documents as otherwise allowed by law.(b) If:(1) the consent of a party to receive certain electronically delivered notices or documents is on file with an insurer before July 1, 2014; and(2) the insurer intends to electronically deliver additional notices or documents to the party under this chapter;the insurer shall, before electronically delivering the additional notices or documents, notify the party that notices or documents that were not previously electronically delivered may now be electronically delivered under this chapter and that the party has a right to withdraw consent to electronic delivery of notices or documents.As added by P.L.119-2014, SEC.1.
IN Code § 27-1-43-7 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43. Electronic Delivery of Notices and Documents|27-1-43-7. Electronic Oral Communications

Sec. 7. (a) Except as otherwise provided by law, if an oral communication or a recording of an oral communication from a party can be reliably stored and reproduced by an insurer, the oral communication or recording may qualify as an electronically delivered notice or document under this chapter.(b) If a provision of this title or other applicable law requires a signature, notice, or document to be notarized, acknowledged, verified, or made under oath, the requirement is satisfied if:(1) the electronic signature of the person authorized to notarize, acknowledge, verify, or give an oath; and(2) all other information required to be included by the provision;are attached to or logically associated with the signature, notice, or document.As added by P.L.119-2014, SEC.1. Amended by P.L.5-2015, SEC.60.
IN Code § 27-1-43-8 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43. Electronic Delivery of Notices and Documents|27-1-43-8. Federal Law; Exemption From Applicability

Sec. 8. (a) This chapter does not modify, limit, or supersede the federal Electronic Signatures in Global and National Commerce Act (15 U.S.C. 7001 et seq.).(b) This chapter does not apply to a document to which IC 27-1-44 applies.(c) This chapter does not apply to a notice or document related to title insurance (as defined in IC 27-7-3-2).As added by P.L.119-2014, SEC.1. Amended by P.L.146-2015, SEC.28.
IN Code § 27-1-43-9 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43. Electronic Delivery of Notices and Documents|27-1-43-9. Insurance Producer Immunity

Sec. 9. An insurance producer is not liable for harm or injury that occurs in relation to electronic delivery or nondelivery of a notice or document covered under this chapter.As added by P.L.129-2014, SEC.9.
IN Code § 27-1-43.2-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43.2. Service Contracts|27-1-43.2-1. "Ancillary Protection Product"

Sec. 1. (a) As used in this chapter, "ancillary protection product" means a protective chemical, substance, device, or system that is:(1) installed on or applied to a motor vehicle;(2) formulated or designed to:(A) prevent; or(B) minimize the likelihood of;a specified loss or damage to a motor vehicle from a specific cause; and(3) sold with a service contract under which the provider agrees to pay specified incidental costs incurred by the holder as a result of the failure of the chemical, substance, device, or system to prevent or minimize the loss or damage described in subdivision (2).(b) As used in this chapter, "ancillary protection product" includes the following:(1) Protective chemicals.(2) Alarm systems.(3) Body part marking products.(4) Steering locks.(5) Window etching products.(6) Pedal and ignition locks.(7) Fuel and ignition kill switches.(8) Electronic, radio, and satellite tracking devices.(c) As used in this chapter, "ancillary protection product" does not include the following:(1) Fuel additives.(2) Oil additives.(3) Other chemical products applied to the engine, transmission, or fuel system of a motor vehicle.As added by P.L.129-2014, SEC.10.
IN Code § 27-1-43.2-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43.2. Service Contracts|27-1-43.2-2. "Holder"

Sec. 2. As used in this chapter, "holder" means a person who is entitled to services or indemnification under a service contract.As added by P.L.129-2014, SEC.10.
IN Code § 27-1-43.2-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43.2. Service Contracts|27-1-43.2-3. "Incidental Cost"

Sec. 3. (a) As used in this chapter, "incidental cost" means an expense that is:(1) specified in a service contract that applies to a motor vehicle;(2) incurred by the holder due to the failure of an ancillary protection product to perform as provided in the service contract sold with the ancillary protection product; and(3) reimbursed to the holder:(A) as a fixed amount specified in the service contract; or(B) by use of a formula that itemizes specific incurred expenses.(b) "Incidental cost" includes the following:(1) Insurance policy deductibles.(2) Rental vehicle charges.(3) The difference between the actual value of a stolen motor vehicle at the time of theft and the cost of a replacement motor vehicle.(4) Sales tax.(5) Registration fees.(6) Transaction fees.(7) Mechanical inspection fees.(8) Expense incurred due to a defective part or mechanical or electrical breakdown.(9) Expense incurred for labor.(10) Expense incurred for other remedial measures, including a repair, a replacement, or repetition of a service.As added by P.L.129-2014, SEC.10.
IN Code § 27-1-43.2-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43.2. Service Contracts|27-1-43.2-4. "Motor Vehicle"

Sec. 4. As used in this chapter, "motor vehicle" has the meaning set forth in IC 9-13-2-105(a).As added by P.L.129-2014, SEC.10.
IN Code § 27-1-43.2-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43.2. Service Contracts|27-1-43.2-5. "Provider"

Sec. 5. (a) As used in this chapter, "provider" means a person who is contractually obligated to a holder under a service contract.(b) A merchant or other seller of a service contract is not a "provider" for the purposes of this chapter by virtue of acting as the seller of the service contract.As added by P.L.129-2014, SEC.10. Amended by P.L.196-2021, SEC.32.
IN Code § 27-1-43.2-6 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43.2. Service Contracts|27-1-43.2-6. "Road Hazard"

Sec. 6. (a) As used in this chapter, "road hazard" means a hazard encountered by a motor vehicle in normal driving conditions.(b) "Road hazard" includes the following:(1) A pothole.(2) A rock.(3) Wood debris.(4) Metal parts.(5) Glass.(6) Plastic.(7) A curb.(8) A composite scrap.As added by P.L.129-2014, SEC.10.
IN Code § 27-1-43.2-7 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43.2. Service Contracts|27-1-43.2-7. "Service Contract"

Sec. 7. (a) As used in this chapter, "service contract" means an agreement:(1) that is effective for a specified period; and(2) under which a provider:(A) receives consideration that is separate from the lease or purchase price of a motor vehicle; and(B) agrees to provide the performance, or indemnification for the cost of performance, of the repair, replacement, or maintenance of a motor vehicle related to the operational or structural failure of the motor vehicle due to a defect in materials or workmanship, accidental damage, normal wear and tear, or damage resulting from a power surge or interruption.A service contract may also provide for the incidental payment of indemnity under limited circumstances, including indemnity for towing, temporary replacement motor vehicle rental, and emergency road service.(b) The repair, replacement, or maintenance described in subsection (a)(2)(B) includes the following:(1) Repair or replacement of tires or wheels on a motor vehicle damaged as a result of road hazards.(2) Removal of dents, dings, or creases on a motor vehicle that can be repaired using the process of paintless dent removal without affecting the existing paint finish and without replacing vehicle body panels, sanding, bonding, or painting.(3) Repair of chips or cracks in, or replacement of, motor vehicle windshields as a result of damage caused by road hazards.(4) Replacement of an inoperable, lost, or stolen motor vehicle key or keyfob.(5) Payment of specified incidental costs resulting from failure of an ancillary protection product to perform as specified.(6) Payment related to other products and services approved by the commissioner and consistent with this chapter.(c) A service contract may not include coverage:(1) for the:(A) repair of damage to;(B) replacement of; or(C) repair of damage to and replacement of;the interior surfaces of a vehicle; or(2) for the:(A) repair of damage to;(B) replacement of; or(C) repair of damage to and replacement of;the exterior paint or finish of a vehicle.However, coverage described in subdivision (1) or (2) may be offered in connection with the sale of an ancillary protection product as defined in section 1 of this chapter.(d) "Service contract" does not include an insurance policy that:(1) is issued by an insurer authorized to engage in the insurance business in Indiana; and(2) provides coverage for repair, replacement, or maintenance described in subsection (a)(2)(B).As added by P.L.129-2014, SEC.10.
IN Code § 27-1-43.2-8 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43.2. Service Contracts|27-1-43.2-8. "Service Contract Reimbursement Policy"

Sec. 8. As used in this chapter, "service contract reimbursement policy" means a policy of insurance that provides coverage for one (1) of the following:(1) All obligations and liabilities incurred by a provider under a service contract issued by the provider in Indiana.(2) In the event of the provider's nonperformance under a service contract issued by the provider in Indiana, performance of all obligations:(A) of the provider under the service contract; and(B) that the provider did not perform.As added by P.L.129-2014, SEC.10.