reglab/housing_qa huggingface dataset:
NV Rev Stat § 683A.361 (2021)
2021 Nevada Revised Statutes|Chapter 683A - Persons Involved in Sale or Administration of Insurance|NRS 683A.361 - Payment, acceptance and assignment of commissions, brokerage, fees for service and other valuable considerations.

  1. An insurer or a producer of insurance shall not pay a commission, brokerage, fee for service or other valuable consideration to a person for selling, soliciting or negotiating insurance in this State if the activities of the person require the person to be licensed under this title and the person is not so licensed.  2. A person shall not accept a commission, brokerage, fee for service or other valuable consideration for selling, soliciting or negotiating insurance in this State if the activities of the person require the person to be licensed under this title and the person is not so licensed.  3. Commissions for renewal and other deferred commissions may be paid to a person whose activities required the person to be licensed under this title at the time of the sale, solicitation or negotiation and the person was so licensed at that time.  4. An insurer or producer of insurance may pay or assign commissions, brokerage, fees for service or other valuable considerations to a person who does not sell, solicit or negotiate insurance in this State unless the payment would violate the provisions of NRS 686A.110 or 686A.120.  5. An insurer shall not pay a commission, directly or indirectly, to a producer of insurance for selling, soliciting or negotiating insurance in this State unless the producer of insurance is appointed as an agent of the insurer as provided in NRS 683A.321. This subsection does not apply to a broker for reinsurance or to business placed pursuant to subsection 3, NRS 683A.325 or 685A.155, or contracts entered into pursuant to NRS 693A.110 which are approved by the Commissioner.  6. A producer of insurance shall not accept a commission from an insurer for selling, soliciting or negotiating insurance in this State unless the producer of insurance is appointed as an agent of the insurer as provided in NRS 683A.321. This subsection does not apply to a broker for reinsurance or to business placed pursuant to subsection 3, NRS 683A.325 or 685A.155, or contracts entered into pursuant to NRS 693A.110 which are approved by the Commissioner.  7. As used in this section, "broker for reinsurance" has the meaning ascribed to it in NRS 681A.280.  (Added to NRS by 2001, 2198; A 2005, 2125)
NV Rev Stat § 683A.365 (2021)
2021 Nevada Revised Statutes|Chapter 683A - Persons Involved in Sale or Administration of Insurance|NRS 683A.365 - Authorization of another producer to transact business on own behalf; notification.

   1. A business organization which is licensed as a producer of insurance and which authorizes another producer of insurance to transact business on its behalf shall notify the Commissioner within 15 days after the effective date of the authorization in the manner prescribed by the Commissioner.  2. A business organization which is licensed as a producer of insurance and which terminates the authorization of a producer of insurance for any reason shall notify the Commissioner within 30 days after the effective date of the termination in the manner prescribed by the Commissioner. The business organization shall provide additional information or documents if so requested in writing by the Commissioner.  3. If the reason for termination is an activity described in NRS 683A.451 as a cause for disciplinary action or the business organization knows that the producer of insurance has been found to have engaged in such an activity by a court, governmental agency or self-regulatory organization authorized by law, the business organization shall notify the Commissioner, in the manner prescribed by the Commissioner, if the business organization discovers additional information that would have been reportable originally to the Commissioner if the business organization had then known it.  (Added to NRS by 2007, 3317)
NV Rev Stat § 683A.367 (2021)
2021 Nevada Revised Statutes|Chapter 683A - Persons Involved in Sale or Administration of Insurance|NRS 683A.367 - Restrictions concerning selling, soliciting and negotiating continuous care coverage; fine.

  1. A person licensed as a producer of insurance shall not sell, solicit or negotiate continuous care coverage unless the person is licensed as a producer of:  (a) Accident and health insurance and casualty insurance; or  (b) Accident and health insurance and has received approval from the Commissioner to market continuous care coverage.  2. A person who violates the provisions of subsection 1 is subject to an administrative fine pursuant to subsection 3 of NRS 683A.201.  (Added to NRS by 2009, 3045; A 2011, 3361)
NV Rev Stat § 683A.368 (2021)
2021 Nevada Revised Statutes|Chapter 683A - Persons Involved in Sale or Administration of Insurance|NRS 683A.368 - Liability of producers of limited lines travel insurance for acts of travel retailers.

A producer of limited lines travel insurance is responsible for the acts of each travel retailer, or employee or authorized representative of a travel retailer, who offers or disseminates travel insurance under the license of the producer of limited lines travel insurance and shall use every reasonable means to ensure compliance by the travel retailers with the provisions of this chapter and any regulations adopted pursuant thereto.  (Added to NRS by 2015, 1201)
NV Rev Stat § 683A.3683 (2021)
2021 Nevada Revised Statutes|Chapter 683A - Persons Involved in Sale or Administration of Insurance|NRS 683A.3683 - Applicability of certain provisions to producers of limited lines travel insurance and travel retailers.

A producer of limited lines travel insurance and each travel retailer, or employee or authorized representative of a travel retailer, who offers or disseminates travel insurance under the license of a producer of limited lines travel insurance shall be subject to the provisions of NRS 683A.451 to 683A.520, inclusive, and chapter 686A of NRS.  (Added to NRS by 2015, 1201)
NV Rev Stat § 683A.3685 (2021)
2021 Nevada Revised Statutes|Chapter 683A - Persons Involved in Sale or Administration of Insurance|NRS 683A.3685 - Producer of limited lines travel insurance required to maintain register of travel retailers acting on behalf of producer.

  1. Each producer of limited lines travel insurance shall, at the time of licensure, establish and maintain a register, on a form and in a manner prescribed by the Commissioner, which includes a list of each travel retailer that offers and disseminates travel insurance on behalf of the producer of limited lines travel insurance. The register must include, without limitation:  (a) The name, address and contact information of the travel retailer;  (b) The name, address and contact information for each officer or other person who directs or controls the travel retailer’s operations; and  (c) The travel retailer’s federal tax identification number.  2. The producer of limited lines travel insurance shall regularly update the register and shall submit a copy of the register to the Commissioner on an annual basis as directed by the Commissioner. In addition to the annual submission of the register required by this subsection, the Commissioner may require, with reasonable notice and at the Commissioner’s sole discretion, a producer of limited lines travel insurance to submit a copy of the register upon request.  3. A producer of limited lines travel insurance shall certify that the register required pursuant to subsection 1 does not violate the provisions of 18 U.S.C. § 1033(c).  (Added to NRS by 2015, 1200)
NV Rev Stat § 683A.3687 (2021)
2021 Nevada Revised Statutes|Chapter 683A - Persons Involved in Sale or Administration of Insurance|NRS 683A.3687 - Compensation of travel retailer by producer of limited lines travel insurance; limitations.

  1. A travel retailer, or any employee or authorized representative of a travel retailer, who is listed in the register of a producer of limited lines travel insurance as being authorized to offer and disseminate travel insurance pursuant to NRS 683A.3685 may receive from the producer of limited lines travel insurance compensation related to the offering and disseminating of travel insurance.  2. A travel retailer, or employee or authorized representative of a travel retailer, who does not hold a valid license as a producer of insurance or a producer of limited lines travel insurance pursuant to this chapter shall not receive any compensation for the performance of any insurance related activity or service, other than the offering and disseminating of travel insurance as authorized pursuant to subsection 1.  (Added to NRS by 2015, 1201)
NV Rev Stat § 683A.369 (2021)
2021 Nevada Revised Statutes|Chapter 683A - Persons Involved in Sale or Administration of Insurance|NRS 683A.369 - Travel retailers: Authorized scope of activities.

  1. A travel retailer may offer and disseminate policies of travel insurance on behalf of and within the scope of a license issued pursuant to NRS 683A.265 under the following conditions:  (a) The producer of limited lines travel insurance or travel retailer provides to a purchaser or prospective purchaser of travel insurance:  (1) A description of the material terms, or the actual material terms, of the insurance coverage;  (2) A description of the process for filing a claim;  (3) A description of the review or cancellation process for the policy of travel insurance; and  (4) The identity and contact information of the insurer and the producer of limited lines travel insurance;  (b) The travel retailer is included in the register maintained by the producer of limited lines travel insurance pursuant to NRS 683A.3685;  (c) The producer of limited lines travel insurance has designated one of its employees who is licensed as a producer of insurance pursuant to this chapter to be responsible for compliance with the provisions of this title and any rules or regulations adopted pursuant thereto;  (d) The person designated pursuant to paragraph (c) and the officers of the producer of limited lines travel insurance, or any person who directs or controls the insurance operations of the producer of limited lines travel insurance, are in compliance with the provisions of this title and the laws, rules and regulations governing the provision and sale of insurance in any other state in which the producer of limited lines travel insurance is a resident or conducts insurance operations;  (e) The producer of limited lines travel insurance has paid all applicable licensing fees in accordance with the provisions of this chapter; and  (f) The producer of limited lines travel insurance requires each employee and authorized representative of the travel retailer whose duties include offering and disseminating travel insurance to receive a program of instruction or training approved by the Commissioner. The training material provided as part of such a program must, at a minimum, contain instructions on the types of insurance offered, ethical sales practices and required disclosures to prospective purchasers.  2. Travel insurance may be provided as an individual policy or under a group or master policy.  (Added to NRS by 2015, 1199)
NV Rev Stat § 683A.3693 (2021)
2021 Nevada Revised Statutes|Chapter 683A - Persons Involved in Sale or Administration of Insurance|NRS 683A.3693 - Travel retailers: Prohibited activities.

Any travel retailer, or an employee or authorized representative of the travel retailer, who does not hold a valid license as a producer of insurance pursuant to this chapter shall not:  1. Evaluate or interpret the technical terms, benefits and conditions of an offered travel insurance policy;  2. Evaluate, provide advice or render an opinion concerning a prospective purchaser’s existing insurance coverage or whether such insurance provides adequate coverage for travel related risks; or  3. Hold himself or herself out as a licensed insurer, licensed producer of insurance or insurance expert.  (Added to NRS by 2015, 1200)
NV Rev Stat § 683A.3695 (2021)
2021 Nevada Revised Statutes|Chapter 683A - Persons Involved in Sale or Administration of Insurance|NRS 683A.3695 - Travel retailers: Required written disclosures.

A travel retailer offering or disseminating travel insurance shall make available to prospective purchasers a brochure or other written material that:  1. Provides the identity and contact information of the insurer and the producer of limited lines travel insurance;  2. Explains that the purchase of travel insurance may not be required to purchase any other product or service from the travel retailer; and  3. Discloses that a travel retailer may provide general information about the insurance offered by the travel retailer, including a description of the coverage and the price, but is not qualified or authorized to answer technical questions about the terms and conditions of the insurance offered by the travel retailer or to evaluate the adequacy of any existing travel insurance the prospective purchaser may have.  (Added to NRS by 2015, 1200)
NV Rev Stat § 683A.370 (2021)
2021 Nevada Revised Statutes|Chapter 683A - Persons Involved in Sale or Administration of Insurance|NRS 683A.370 - Use and licensing of vending machines to solicit for and issue personal travel accident insurance policies.

  1. A licensed producer of insurance or insurer may solicit for and issue personal travel accident insurance policies by means of mechanical vending machines supervised by the producer and placed at airports and similar places of convenience to the traveling public, if the Commissioner finds that:  (a) The policy provides reasonable coverage and benefits, is suitable for sale and issuance by vending machine, and that use of such a machine in a proposed location would be of material convenience to the public;  (b) The type of machine proposed to be used is reasonably suitable for the purpose;  (c) Reasonable means are provided for informing prospective purchasers of policy coverages and restrictions;  (d) Reasonable means are provided for the refund of money inserted in defective machines and for which insurance so paid for is not received; and  (e) The cost of maintaining such a machine at a particular location is reasonable in amount.  2. For each machine to be used, the Commissioner shall issue to the producer upon the producer’s application a special vending machine license. The license is subject to annual continuation, to expiration, suspension or revocation coincidentally with that of the producer. The Commissioner shall also revoke the license of any machine as to which the Commissioner finds that the license qualifications no longer exist. Proof of the existence of a subsisting license must be displayed on or about each machine in use in such manner as the Commissioner reasonably requires.  (Added to NRS by 1971, 1652; A 2001, 2206)
NV Rev Stat § 683A.3715 (2021)
2021 Nevada Revised Statutes|Chapter 683A - Persons Involved in Sale or Administration of Insurance|NRS 683A.3715 - Approval to conduct external reviews: Application; fee; termination of approval; list.

  1. An independent review organization must be approved by the Commissioner to be eligible to be assigned to conduct external reviews.  2. In order to be eligible for approval or reapproval by the Commissioner to conduct external reviews, an independent review organization:  (a) Except as otherwise provided in this section, must be accredited by a nationally recognized private accrediting entity which the Commissioner has determined has standards for the accreditation of independent review organizations that are equivalent to or exceed the minimum qualifications for independent review organizations established under NRS 683A.372; and  (b) Must submit an application in accordance with subsection 4.  3. The Commissioner shall develop an application form for the initial approval and reapproval of an independent review organization to conduct external reviews.  4. An independent review organization wishing to be approved or reapproved to conduct external reviews must submit the application form and include with the form all documentation and information necessary for the Commissioner to determine if the independent review organization satisfies the minimum qualifications established under NRS 683A.372.  5. The Commissioner may approve an independent review organization that is not accredited by a nationally recognized private accrediting entity if there are no acceptable nationally recognized private accrediting entities providing accreditation of independent review organizations.  6. The Commissioner may charge any applicable fee which an independent review organization must submit to the Commissioner with its application for initial approval or reapproval.  7. An approval or reapproval is effective for 2 years unless the Commissioner determines before its expiration that the independent review organization does not satisfy the minimum qualifications established under NRS 683A.372.  8. Whenever the Commissioner determines that an independent review organization has lost its accreditation or no longer satisfies the minimum requirements established under NRS 683A.372, the Commissioner shall terminate the approval of the independent review organization and remove the independent review organization from the list of independent review organizations approved to conduct external reviews that is maintained by the Commissioner pursuant to subsection 9.  9. The Commissioner shall maintain and periodically update a list of approved independent review organizations.  10. The Commissioner may adopt regulations to carry out the provisions of this section.  11. As used in this section, "independent review organization" has the meaning ascribed to it in NRS 695G.026.  (Added to NRS by 2011, 3353)
NV Rev Stat § 683A.373 (2021)
2021 Nevada Revised Statutes|Chapter 683A - Persons Involved in Sale or Administration of Insurance|NRS 683A.373 - Submission of annual list to Office for Consumer Health Assistance.

As soon as practicable after preparing an annual list of independent review organizations pursuant to subsection 9 of NRS 683A.3715, the Commissioner shall submit a copy of the list to the Office for Consumer Health Assistance. If a change occurs in the list, the Commissioner shall notify the Office for Consumer Health Assistance of the change.  (Added to NRS by 2003, 774; A 2011, 3362)
NV Rev Stat § 683A.375 (2021)
2021 Nevada Revised Statutes|Chapter 683A - Persons Involved in Sale or Administration of Insurance|NRS 683A.375 - Purposes.

The purposes of NRS 683A.375 to 683A.379, inclusive, are to:  1. Promote the delivery of health care of high quality in a manner that limits the cost of such care; and  2. Foster greater cooperation between providers of health care and agents who perform utilization review.  (Added to NRS by 1991, 802)
NV Rev Stat § 683A.376 (2021)
2021 Nevada Revised Statutes|Chapter 683A - Persons Involved in Sale or Administration of Insurance|NRS 683A.376 - Definitions.

As used in NRS 683A.375 to 683A.379, inclusive:  1. "Agent who performs utilization review" includes any person who performs such review except a person acting on behalf of the Federal Government, but only to the extent that the person provides the service for the Federal Government or an agency thereof.  2. "Insured" means a natural person who has contracted for or participates in coverage under a policy of insurance, a contract with a health maintenance organization, a plan for hospital, medical or dental services or any other program providing payment, reimbursement or indemnification for the costs of health care for the natural person, his or her dependents, or both.  3. "Utilization review" means a system that provides, at a minimum, for review of the necessity and appropriateness of the allocation of health care resources and services provided or proposed to be provided to an insured or to any person claiming benefits against a policy of the insured. The term does not include responding to requests made by an insured for clarification of his or her coverage.  (Added to NRS by 1991, 802; A 2001, 2207)
NV Rev Stat § 683A.377 (2021)
2021 Nevada Revised Statutes|Chapter 683A - Persons Involved in Sale or Administration of Insurance|NRS 683A.377 - Applicability.

The provisions of NRS 683A.375 to 683A.379, inclusive, do not apply to:  1. An authorized insurer;  2. A fraternal benefit society that is certified pursuant to chapter 695A of NRS;  3. A nonprofit corporation for hospital, medical or dental services that is certified pursuant to chapter 695B of NRS;  4. A health maintenance organization that is certified pursuant to chapter 695C of NRS; or  5. An organization for dental care that is certified pursuant to chapter 695D of NRS,  which performs its own utilization review. This section does not limit the applicability of NRS 683A.375 to 683A.379, inclusive, to affiliates and subsidiaries of such entities or to contracts between such entities and independent agents who perform utilization review.  (Added to NRS by 1991, 802)
NV Rev Stat § 683A.378 (2021)
2021 Nevada Revised Statutes|Chapter 683A - Persons Involved in Sale or Administration of Insurance|NRS 683A.378 - Prerequisites to conducting utilization review; registration of agent; plan for utilization review; agent to report changes.

  1. A person shall not conduct utilization review unless the person is:  (a) Registered with the Commissioner as an agent who performs utilization review and has a medical director who is a physician or, in the case of an agent who reviews dental services, a dentist, licensed in any state; or  (b) Employed by a registered agent who performs utilization review.  2. A person may apply for registration by filing with the Commissioner a $250 fee and, in addition to any other fee or charge, all applicable fees required pursuant to NRS 680C.110 and the following information on a form provided by the Commissioner:  (a) The applicant’s name, address, telephone number, valid electronic mail address and normal business hours;  (b) The name and telephone number of a person the Commissioner may contact for information concerning the applicant;  (c) The name of the medical director of the applicant and the state in which he or she is licensed to practice medicine or dentistry; and  (d) A summary of the plan for utilization review, including procedures for appealing determinations made through utilization review.  3. An agent who performs utilization review shall file with the Commissioner any material changes in the information provided pursuant to subsection 1 within 30 days after the change occurs.  4. The Commissioner shall not evaluate the plan submitted pursuant to paragraph (d) of subsection 2. The Commissioner shall make the plan available upon request and shall charge a reasonable fee for providing a copy of the plan.  5. Registration pursuant to this section must be renewed on or before March 1 of each year by providing the information specified in subsection 2 and paying a renewal fee of $250 and, in addition to any other fee or charge, all applicable fees required pursuant to NRS 680C.110.  (Added to NRS by 1991, 802; A 2009, 1776; 2015, 3469)
NV Rev Stat § 683A.379 (2021)
2021 Nevada Revised Statutes|Chapter 683A - Persons Involved in Sale or Administration of Insurance|NRS 683A.379 - Penalty.

A person who violates any provision of NRS 683A.375 to 683A.378, inclusive, shall be punished by a fine of not more than $1,000.  (Added to NRS by 1991, 803)