reglab/housing_qa huggingface dataset:
MS Code § 83-17-7 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 1 - General Provisions|§ 83-17-7. Commission to unauthorized agent unlawful; employees or authorized agents of limited license rental car company may receive commission under rental car company's limited license

  It shall be unlawful for any insurance company or any insurance agent to pay, directly or indirectly, any commission, brokerage or other valuable consideration on account of any policy or policies written on risks in this state to any person, agent, firm or corporation not duly licensed as an insurance agent in this state, except that property and other risks of nonresident persons, and of foreign corporations not qualified in this state, may be insured by brokers or other agents duly licensed in other states.  It shall be lawful, however, for an insurance company or any insurance agent to pay, directly or indirectly, to the surviving spouse or heirs of a deceased licensed insurance agent in this state any commissions or other valuable consideration to which the deceased agent would be entitled, whether such surviving spouse or heir is or is not a licensed agent.   It shall be lawful for an insurance agent, agency or affiliate to pay a referral fee to any unlicensed employee of the agent, agency or affiliate when the employee refers a prospective insured to the licensed agent or agency. The referral fee shall be a one-time nominal fee of a fixed dollar amount for each referral customer. The payment of any referral fee shall not depend on whether the referral results in a sale of any insurance products. Furthermore, the referral fee shall not be based on a percentage of any premiums or commissions collected by the licensed agent. The referral fee shall not be paid, either directly or indirectly, to the prospective insured.    Notwithstanding any provision in this section to the contrary, employees and authorized agents of a limited license rental car company:   May receive compensation for activities under the rental car company's limited license that is incidental to their overall compensation, including, but not limited to, commissions, bonuses and other valuable consideration;   May offer, sell or solicit, in connection with and incidental to the rental of rental cars, the kinds of insurance specified in Section 83-17-63(1)(h) under the limited license of the rental car company; and   Shall not require any additional licensing under this chapter or any other provision of Title 83 relating to paragraph (a) or (b) above.     The Commissioner of Insurance may promulgate rules and regulations necessary to carry out the provisions of this section.
MS Code § 83-17-13 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 1 - General Provisions|§ 83-17-13. Penalty for signing blank policy

 It shall be unlawful for any agent of a fire insurance company, or of any other insurance company which is required to have its policies signed by a resident agent, to sign any blank policy of insurance. Upon satisfactory proof that any agent has violated the provisions of this section, the commissioner shall revoke such agent's license for all companies for not less than three (3) nor more than six (6) months for the first offense, and for one (1) year for the second offense.
MS Code § 83-17-19 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 1 - General Provisions|§ 83-17-19. Penalty for soliciting without license

 Every person who, either as principal or agent or pretending to be such, shall solicit, examine, or inspect any risk, or shall examine into, adjust, or aid in adjusting any loss, or shall receive, collect, or transmit any premiums of insurance, or shall do any other act in the soliciting, making, or executing of any contract of insurance of any kind otherwise than this chapter permits shall be deemed guilty of a misdemeanor and, on conviction, shall pay a fine of not less than Two Hundred Dollars ($200.00) nor more than Five Hundred Dollars ($500.00), or be imprisoned not less than one (1) nor more than two (2) years, or both, in the discretion of the court.
MS Code § 83-17-21 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 1 - General Provisions|§ 83-17-21. Policies to be written through licensed agents

 No fire, fire marine, accident, health, employers' liability, steam boiler, plate glass, fidelity, surety, burglary, or other insurance company except life insurance companies, not incorporated under the laws of this state authorized to transact business herein shall make, write, place, or cause to be made, written, or placed any policy, duplicate policy, or contract of insurance of any kind or character or any general or floating policy upon persons or property in this state, except after the risk has been approved, in writing, by an agent, regularly commissioned and licensed to transact insurance business herein, who shall countersign all policies or contracts of insurance so issued. The provisions of this section shall not apply to individual firms and corporations indemnifying themselves through reciprocal contracts, and not employing local agents. No provision of this section is intended, or shall be so intended, as to direct insurance covering the rolling stock of railroad corporations, or property in transit while in the possession and custody of railroad corporations or other common carriers. The written approval and countersignature of licensed agents may be in facsimile when used solely in connection with personal accident insurance covering travel, issued through the medium of policy dispensing machines; however, land travel insurance so issued may not be issued for a period longer than seven (7) days from the date of issue. The written approval and countersignature of licensed agents may also be in facsimile when authorization is given by the agent in writing to an insurer for which the agent is certified to do business pursuant to Section 83-17-5. The use of facsimile countersignatures shall not modify any of the other requirements of this section. Any authorization for a facsimile countersignature may be canceled by the agent in writing and is automatically canceled upon the death, termination or nonrenewal of the agent.
MS Code § 83-17-25 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 1 - General Provisions|§ 83-17-25. Duration of privilege licenses

 No certificate of authority shall be issued to any agent who has not previously obtained from the commissioner a privilege license to act as an insurance agent; provided that agents or organizers of fraternal orders shall not be required to have such privilege license.   The privilege licenses and filing fees required of life insurance companies, health and accident insurance companies, hospital insurance companies and fraternal insurance companies, shall continue for the next ensuing twelve (12) months after January 1 of each year.   The privilege licenses and filing fees required of fire, casualty, liability, fidelity, surety, guaranty, inland marine, plate glass and title insurance companies shall continue for the next ensuing twelve (12) months after June 1 of each year.   The privilege license of an individual to act as an insurance producer, limited lines producer, limited lines credit insurance producer, supervising general agent or managing general agent shall continue from the date of issuance of original licenses or from the expiration date for existing licenses until the last day of the month of the licensee's birthday in the second year following issuance or renewal of the license, with a minimum term of thirteen (13) months.   The privilege license of a business entity to act as insurance producer, limited lines producer, limited lines credit insurance producer, supervising general agent or managing general agent shall continue from the date of issuance until May 31 in the second year following issuance or renewal of the license, with a minimum term of thirteen (13) months.
MS Code § 83-17-37 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 1 - General Provisions|§ 83-17-37. Expiration of license; application for renewal

  Each license issued to a producer shall expire on the mandated renewal date following the date of issue, unless prior thereto it is revoked or suspended by the commissioner.   Each producer shall file an application for renewal of license on the form and in the manner prescribed by the commissioner for such purpose. Upon the filing of such application for renewal of license and the payment of the required fees, the current license shall continue to be in force until the renewal license is issued by the commissioner or until the commissioner has refused for cause to issue such renewal license, as provided in Section 83-17-71, and has given notice of such refusal in writing to the producer.
MS Code § 83-17-41 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 1 - General Provisions|§ 83-17-41. Licensing by type or kind of insurance; sanctions for selling type or kind of insurance for which not properly licensed

 The commissioner may, from time to time, make reasonable groupings into type, types or kinds of insurance that may be lawfully written in this state, for the purpose of prescribing reasonable written examinations for producer and solicitor licenses for each group respectively, and for the issuance of limited licenses. Any such licensed producer or solicitor who shall attempt to write any type of business or seek a brokerage commission on a type of business for which he is not properly licensed and authorized shall, after investigation of all circumstances and proper notice of hearing, be subject to hearing for revocation or suspension of the license.
MS Code § 83-17-45 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 1 - General Provisions|§ 83-17-45. Prohibited acts; liability

  No producer or other persons shall, within this state, solicit, procure, receive or forward applications for insurance or annuities, or issue or deliver policies for, or in any manner secure, help, or aid in the placing of any contract of insurance or annuity for any person other than himself, directly or indirectly, with any insurer not authorized to do business in this state.   Any producer or any other person who violates the provisions of this section shall be liable for the full amount of any loss sustained on any contract of life, health or accident insurance or annuity made by or through him, directly or indirectly, with any insurer not authorized to do business in this state and, in addition, for any premium taxes which may become due under any law of this state by reason of such contract.
MS Code § 83-17-47 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 1 - General Provisions|§ 83-17-47. Commissioner's subpoena power

 The Commissioner of Insurance shall have the power to administer oaths and affirmations, issue subpoenas and order the attendance and testimony of witnesses and the production of papers, books and documents. Upon the failure of any person to comply with any subpoena or order issued under the authority of this section, the Commissioner of Insurance may invoke the aid of any court of the state of general jurisdiction. The court thereupon may order such person to comply with the requirements of the subpoena or order to give evidence touching the matter in question. Failure to obey the order of the court may be punished by the court as a contempt thereof.
MS Code § 83-17-51 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 2 - Licensing of Insurance Producers|§ 83-17-51. Purpose and scope of article

 The purpose of this article is to provide the qualifications and procedures required for the licensing of insurance producers. This article does not apply to excess and surplus lines agents and brokers licensed under Sections 83-21-17 through 83-21-31 except as provided in Sections 83-17-65 and 83-17-79(2), or to domestic title insurance companies and their agents licensed under Sections 83-15-1 through 83-15-11, except as provided in Section 83-17-75.
MS Code § 83-17-55 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 2 - Licensing of Insurance Producers|§ 83-17-55. License required to sell, solicit or negotiate insurance; requirements for issuing license to partnerships; employees or authorized agents of limited license rental car company may offer, sell or solicit certain insurance under limited license of rental car company

  A person shall not sell, solicit or negotiate insurance in this state for any class or classes of insurance unless the person is licensed for that line of authority in accordance with this article.   No license shall be issued to a partnership unless all the partners thereof satisfy the same requirements in every respect for an individual producer provided for in this article.   Notwithstanding any provision in this section to the contrary, employees and authorized agents of a limited license rental car company:   May receive compensation for activities under the rental car company's limited license that is incidental to their overall compensation, including, but not limited to, commissions, bonuses and other valuable consideration;   May offer, sell or solicit, in connection with and incidental to the rental of rental cars, the kinds of insurance specified in Section 83-17-63(1) (h) under the limited license of the rental car company; and   Shall not require any additional licensing under this chapter or any other provision of Title 83 relating to paragraph (a) or (b) above.
MS Code § 83-17-59 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 2 - Licensing of Insurance Producers|§ 83-17-59. Examination

  A resident individual applying for an insurance producer license shall pass a written examination unless exempt under Section 83-17-67 or Section 83-17-39. The examination shall test the knowledge of the individual concerning the lines of authority for which application is made, the duties and responsibilities of an insurance producer and the insurance laws and regulations of this state. Examinations required by this section shall be developed and conducted under rules and regulations prescribed by the commissioner.   The commissioner may make arrangements, including contracting with an outside testing service, for administering examinations and collecting a nonrefundable examination fee.   Each individual applying for an examination shall remit a nonrefundable fee as prescribed by the commissioner.   An individual who fails to appear for the examination as scheduled or fails to pass the examination shall reapply for an examination and remit all required fees and forms before being rescheduled for another examination.
MS Code § 83-17-61 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 2 - Licensing of Insurance Producers|§ 83-17-61. Application requirements

  A person applying for a resident insurance producer license shall make application to the commissioner on the uniform application and declare under penalty of refusal, suspension or revocation of the license that the statements made in the application are true, correct and complete to the best of the individual's knowledge and belief. Before approving the application, the commissioner shall find that the individual:   Is at least eighteen (18) years of age;   Has not committed any act that is a ground for denial, suspension or revocation set forth in Section 83-17-71;   Where required by the commissioner, has completed a prelicensing course of study for the lines of authority for which the person has applied;   Has paid the fees set forth in Section 27-15-87; and   Has successfully passed the examinations for the liens of authority for which the person has applied.     A business entity acting as an insurance producer is required to obtain an insurance producer license. Application shall be made using the uniform business entity application. Before approving the application, the commissioner shall find that:   The business entity has paid the fees set forth in Section 27-15-85; and   The business entity has designated a licensed producer responsible for the business entity's compliance with the insurance laws, rules and regulations of this state.     The commissioner may require any documents reasonably necessary to verify the information contained in an application.   Each insurer that sells, solicits or negotiates any form of limited line credit insurance shall provide to each individual whose duties include selling, soliciting or negotiating limited line credit insurance a program of instruction that may be approved by the commissioner.
MS Code § 83-17-67 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 2 - Licensing of Insurance Producers|§ 83-17-67. Individuals licensed in another state; exemption from prelicensing education or examination; 90-day application deadline

  An individual who applies for an insurance producer license in this state who was previously licensed for the same lines of authority in another state shall not be required to complete any prelicensing education or examination. This exemption is only available if the person is currently licensed in that state or if the application is received within ninety (90) days of the cancellation of the applicant's previous license and if the prior state issues a certification that, at the time of cancellation, the applicant was in good standing in that state or the state's producer database records, maintained by the National Association of Insurance Commissioners, its affiliates or subsidiaries, indicate that the producer is or was licensed in good standing for the line of authority requested.   A person licensed as an insurance producer in another state who moves to this state shall make application within ninety (90) days of establishing legal residence to become a resident licensee in accordance with Section 83-17-61. No prelicensing education or examination shall be required of that person to obtain any line of authority previously held in the prior state except where the commissioner determines otherwise by regulation.
MS Code § 83-17-69 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 2 - Licensing of Insurance Producers|§ 83-17-69. Temporary license

  The commissioner may issue a temporary insurance producer license for a period not to exceed one hundred eighty (180) days without requiring an examination if the commissioner deems that the temporary license is necessary for the servicing of an insurance business in the following cases:   To the surviving spouse or court-appointed personal representative of a licensed insurance producer who dies or becomes mentally or physically disabled to allow adequate time for the sale of the insurance business owned by the producer or for the recovery or return of the producer to the business or to provide for the training and licensing of new personnel to operate the producer's business.   To a member or employee of a business entity licensed as an insurance producer, upon the death or disability of an individual designated in the business entity application or the license;   To the designee of a licensed insurance producer entering active service in the Armed Forces of the United States of America; or   In any other circumstance where the commissioner deems that the public interest will best be served by the issuance of this license.     The commissioner may by order limit the authority of any temporary licensee in any way deemed necessary to protect insureds and the public. The commissioner may require the temporary licensee to have a suitable sponsor who is a licensed producer or insurer and who assumes responsibility for all acts of the temporary licensee and may impose other similar requirements designed to protect insureds and the public. The commissioner may by order revoke a temporary license if the interest of insureds or the public are endangered. A temporary license may not continue after the owner or the personal representative disposes of the business.
MS Code § 83-17-73 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 2 - Licensing of Insurance Producers|§ 83-17-73. Licensing required before individual may accept commission for selling; employees or authorized agents of limited license rental car company may receive commission under rental car company's limited license

  An insurance company or insurance producer shall not pay a commission, service fee, brokerage or other valuable consideration to a person for selling, soliciting or negotiating insurance in this state if that person is required to be licensed under this article and is not so licensed.   A person shall not accept a commission, service fee, brokerage or other valuable consideration for selling, soliciting or negotiating insurance in this state if that person is required to be licensed under this article and is not so licensed.   Renewal or other deferred commissions may be paid to a person for selling, soliciting or negotiating insurance in this state if the person was required to be licensed under this article at the time of the sale, solicitation or negotiation and was so licensed at that time.   An insurer or insurance producer may pay or assign commissions, service fees, brokerages or other valuable consideration to an insurance agency or to persons who do not sell, solicit or negotiate insurance in this state, unless the payment would violate Section 83-17-7 or any other applicable provision of Title 83, Mississippi Code of 1972.   Notwithstanding any provision in this section to the contrary, employees and authorized agents of a limited license rental car company:   May receive compensation for activities under the rental car company's limited license that is incidental to their overall compensation, including, but not limited to, commissions, bonuses and other valuable consideration;   May offer, sell or solicit, in connection with and incidental to the rental of rental cars, the kinds of insurance specified in Section 83-17-63(1) (h) under the limited license of the rental car company; and   Shall not require any additional licensing under this chapter or any other provision of Title 83 relating to paragraph (a) or (b) above.