reglab/housing_qa huggingface dataset:
TX Ins Code § 86.051 (2021)
2021 Texas Statutes|Insurance Code|Title 2 - Texas Department of Insurance|Subtitle B - Discipline and Enforcement|Chapter 86 - Revocation or Modification of Certificate of Authority; Authority to Bring Certain Actions|Subchapter B. Authority to Bring Certain Actions|Section 86.051. Authority to Bring Action for or Prosecute Violation of Law

Sec. 86.051.  AUTHORITY TO BRING ACTION FOR OR PROSECUTE VIOLATION OF LAW.  The department, through the attorney general or an attorney designated by the attorney general, may institute an action relating to or initiate a prosecution for a violation of a law of this state relating to insurance.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 12, eff. April 1, 2007.|
TX Ins Code § 86.052 (2021)
2021 Texas Statutes|Insurance Code|Title 2 - Texas Department of Insurance|Subtitle B - Discipline and Enforcement|Chapter 86 - Revocation or Modification of Certificate of Authority; Authority to Bring Certain Actions|Subchapter B. Authority to Bring Certain Actions|Section 86.052. Authority to Bring Action to Close Affairs or Restrain Business of Domestic Insurance Company

Sec. 86.052.  AUTHORITY TO BRING ACTION TO CLOSE AFFAIRS OR RESTRAIN BUSINESS OF DOMESTIC INSURANCE COMPANY.  Only the department may bring an action to:(1)  close the affairs of an insurance company organized under the laws of this state; or(2)  enjoin, restrain, or interfere with the prosecution of the business of an insurance company organized under the laws of this state.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 12, eff. April 1, 2007.|
TX Ins Code § 101.001 (2021)
2021 Texas Statutes|Insurance Code|Title 2 - Texas Department of Insurance|Subtitle B - Discipline and Enforcement|Chapter 101 - Unauthorized Insurance|Subchapter A. General Provisions|Section 101.001. State Policy and Purpose

Sec. 101.001.  STATE POLICY AND PURPOSE.  (a)  It is a state concern that many residents of this state hold insurance policies issued by persons or insurers who are not authorized to do insurance business in this state and who are not qualified as eligible surplus lines insurers under Chapter 981.  These residents face often insurmountable obstacles in asserting legal rights under the policies in foreign forums under unfamiliar laws and rules of practice.(b)  It is the policy of this state to protect residents against acts by a person or insurer who is not authorized to do insurance business in this state by:(1)  maintaining fair and honest insurance markets;(2)  protecting the premium tax revenues of this state;(3)  protecting authorized persons and insurers, who are subject to strict regulation, from unfair competition by unauthorized persons and insurers;  and(4)  protecting against evasion of the insurance regulatory laws of this state.(c)  The purpose of this chapter is to subject certain insurers and persons to the jurisdiction of:(1)  the commissioner and proceedings before the commissioner;  and(2)  the courts of this state in suits by or on behalf of the state or an insured or beneficiary under an insurance contract.(d)  It is also a concern that this state not become a safe harbor for persons or insurers engaged in the unauthorized business of insurance in this state, regardless of whether the insureds or other persons affected by the unauthorized business of insurance are residents of this state.|Added by Acts 1999, 76th Leg., ch. 101, Sec. 1, eff. Sept. 1, 1999.  Amended by Acts 2001, 77th Leg., ch. 671, Sec. 1, eff. Sept. 1, 2001;  Acts 2001, 77th Leg., ch. 1419, Sec. 0, 21, eff. June 1, 2003;  Acts 2001, 77th Leg., ch. 1420, Sec. 11.005, eff. Sept. 1, 2001.Amended by: Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 2B.014, eff. April 1, 2009.|
TX Ins Code § 101.002 (2021)
2021 Texas Statutes|Insurance Code|Title 2 - Texas Department of Insurance|Subtitle B - Discipline and Enforcement|Chapter 101 - Unauthorized Insurance|Subchapter A. General Provisions|Section 101.002. Definitions

Sec. 101.002.  DEFINITIONS.  In this chapter:(1)  "Insurer" includes:(A)  a corporation, association, partnership, or individual engaged as a principal in the business of insurance;(B)  an interinsurance exchange or mutual benefit society;  or(C)  an insurance exchange or syndicate.(2)  "Unfair act" means an unfair method of competition or an unfair or deceptive act or practice as defined under Chapter 541 or a rule adopted under that chapter.|Added by Acts 1999, 76th Leg., ch. 101, Sec. 1, eff. Sept. 1, 1999.Amended by: Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 2B.015, eff. April 1, 2009.|
TX Ins Code § 101.003 (2021)
2021 Texas Statutes|Insurance Code|Title 2 - Texas Department of Insurance|Subtitle B - Discipline and Enforcement|Chapter 101 - Unauthorized Insurance|Subchapter A. General Provisions|Section 101.003. Insurance Exchanges and Syndicates; Rules

Sec. 101.003.  INSURANCE EXCHANGES AND SYNDICATES;  RULES.  The commissioner shall adopt rules defining insurance exchanges and syndicates that are insurers for purposes of Section 101.002.|Added by Acts 1999, 76th Leg., ch. 101, Sec. 1, eff. Sept. 1, 1999.|
TX Ins Code § 101.004 (2021)
2021 Texas Statutes|Insurance Code|Title 2 - Texas Department of Insurance|Subtitle B - Discipline and Enforcement|Chapter 101 - Unauthorized Insurance|Subchapter A. General Provisions|Section 101.004. Unconstitutional Application Prohibited; Notice to Commissioner

Sec. 101.004.  UNCONSTITUTIONAL APPLICATION PROHIBITED;  NOTICE TO COMMISSIONER.  (a)  Subject to Subsection (b), this chapter does not apply to an insurer or other person to whom, under the constitution or statutes of the United States or the constitution of this state, it may not apply.(b)  Before commencing operations, an insurer or other person claiming an exemption described by Subsection (a) must file with the commissioner:(1)  notice of the claim;  and(2)  documents supporting the claim.|Added by Acts 1999, 76th Leg., ch. 101, Sec. 1, eff. Sept. 1, 1999.|
TX Ins Code § 101.052 (2021)
2021 Texas Statutes|Insurance Code|Title 2 - Texas Department of Insurance|Subtitle B - Discipline and Enforcement|Chapter 101 - Unauthorized Insurance|Subchapter B. Business of Insurance; Exceptions|Section 101.052. Advertising Relating to Medicare Supplement Benefit Plans

Sec. 101.052.  ADVERTISING RELATING TO MEDICARE SUPPLEMENT BENEFIT PLANS.  With respect to a Medicare supplement benefit plan authorized under Chapter 1652, the business of insurance in this state includes using, creating, publishing, mailing, or disseminating in this state an advertisement relating to an act that constitutes the business of insurance under Section 101.051 unless the advertisement is used, created, published, mailed, or disseminated on behalf of an insurer or person who:(1)  is authorized under this code to engage in the business of insurance in this state;(2)  has actual knowledge of the content of the advertisement;(3)  has authorized the advertisement to be used, created, published, mailed, or disseminated on that insurer's or person's behalf; and(4)  is clearly identified by name in the advertisement as the sponsor of the advertisement.|Added by Acts 1999, 76th Leg., ch. 101, Sec. 1, eff. Sept. 1, 1999.  Amended by Acts 2001, 77th Leg., ch. 1419, Sec. 23, eff. June 1, 2003;  Acts 2001, 77th Leg., ch. 1420, Sec. 11.007, eff. Sept. 1, 2001.Amended by: Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 2B.016, eff. April 1, 2009.|
TX Ins Code § 101.053 (2021)
2021 Texas Statutes|Insurance Code|Title 2 - Texas Department of Insurance|Subtitle B - Discipline and Enforcement|Chapter 101 - Unauthorized Insurance|Subchapter B. Business of Insurance; Exceptions|Section 101.053. Application of Subchapter

Sec. 101.053.  APPLICATION OF SUBCHAPTER.  (a)  Sections 101.051 and 101.052 apply to an act whether performed by mail or otherwise.  Venue for an act performed by mail is at the place where the matter transmitted by mail is delivered and takes effect.(b)  Sections 101.051 and 101.052 do not apply to:(1)  the lawful transaction of surplus lines insurance under Chapter 981;(2)  the lawful transaction of reinsurance by insurers;(3)  a transaction in this state that:(A)  involves a policy that:(i)  is lawfully solicited, written, and delivered outside this state; and(ii)  covers, at the time the policy is issued, only subjects of insurance that are not resident, located, or expressly to be performed in this state; and(B)  takes place after the policy is issued;(4)  a transaction:(A)  that involves an insurance contract independently procured by the insured from an insurance company not authorized to do insurance business in this state through negotiations occurring entirely outside this state;(B)  that is reported; and(C)  on which premium tax, if applicable, is paid in accordance with Chapter 226;(5)  a transaction in this state that:(A)  involves group life, health, or accident insurance, other than credit insurance, and group annuities in which the master policy for the group was lawfully issued and delivered in a state in which the insurer or person was authorized to do insurance business; and(B)  is authorized by a statute of this state;(6)  an activity in this state by or on the sole behalf of a nonadmitted captive insurance company that insures solely:(A)  directors' and officers' liability insurance for the directors and officers of the company's parent and affiliated companies;(B)  the risks of the company's parent and affiliated companies; or(C)  both the individuals and entities described by Paragraphs (A) and (B);(7)  the issuance of a qualified charitable gift annuity under Chapter 102; or(8)  a lawful transaction by a servicing company of the Texas workers' compensation employers' rejected risk fund under Section 4.08, Article 5.76-2, as that article existed before its repeal.(c)  Subsection (b)(6) does not exempt an insured or insurer from the payment of an applicable tax on premium or from another applicable provision of this code.|Added by Acts 1999, 76th Leg., ch. 101, Sec. 1, eff. Sept. 1, 1999.  Amended by Acts 2001, 77th Leg., ch. 411, Sec. 1, eff. Sept. 1, 2001;  Acts 2001, 77th Leg., ch. 1419, Sec. 24,, eff. June 1, 2003;  Acts 2001, 77th Leg., ch. 1420, Sec. 11.008, eff. Sept. 1, 2001;  Acts 2003, 78th Leg., ch. 209, Sec. 9, eff. Oct. 1, 2003;  Acts 2003, 78th Leg., ch. 1274, Sec. 13, eff. April 1, 2005.Amended by: Acts 2011, 82nd Leg., 1st C.S., Ch. 4 (S.B. 1), Sec. 18.01, eff. September 28, 2011.|
TX Ins Code § 101.054 (2021)
2021 Texas Statutes|Insurance Code|Title 2 - Texas Department of Insurance|Subtitle B - Discipline and Enforcement|Chapter 101 - Unauthorized Insurance|Subchapter B. Business of Insurance; Exceptions|Section 101.054. Exception; Full-Time Salaried Employee

Sec. 101.054.  EXCEPTION;  FULL-TIME SALARIED EMPLOYEE.  Section 101.051(b)(6) does not prohibit a full-time salaried employee of a corporate insured from acting as an insurance manager or buyer in placing insurance on behalf of:(1)  the employee's employer;  or(2)  a parent or affiliated company of the employer.|Added by Acts 1999, 76th Leg., ch. 101, Sec. 1, eff. Sept. 1, 1999.|
TX Ins Code § 101.055 (2021)
2021 Texas Statutes|Insurance Code|Title 2 - Texas Department of Insurance|Subtitle B - Discipline and Enforcement|Chapter 101 - Unauthorized Insurance|Subchapter B. Business of Insurance; Exceptions|Section 101.055. Exception; Certain Entities That Reimburse Medical Expenses

Sec. 101.055.  EXCEPTION;  CERTAIN ENTITIES THAT REIMBURSE MEDICAL EXPENSES.  (a)  Section 101.051(b)(7) does not apply to:(1)  a program otherwise authorized by law that is established:(A)  by a political subdivision of this state;(B)  by a state agency;  or(C)  under Chapter 791, Government Code;  or(2)  a multiple employer welfare arrangement that is fully insured as defined by 29 U.S.C. Section 1144(b)(6).(b)  Notwithstanding Subsection (a)(2), the commissioner may apply a law regulating the business of insurance to a multiple employer welfare arrangement described by that subdivision to the extent that the law provides:(1)  standards requiring the maintenance of specified levels of contributions that the plan, or a trust established under the plan, must meet to be considered able to pay benefits in full when due;  and(2)  provisions to enforce the standards described by Subdivision (1).|Added by Acts 1999, 76th Leg., ch. 101, Sec. 1, eff. Sept. 1, 1999.|
TX Ins Code § 101.101 (2021)
2021 Texas Statutes|Insurance Code|Title 2 - Texas Department of Insurance|Subtitle B - Discipline and Enforcement|Chapter 101 - Unauthorized Insurance|Subchapter C. Prohibition; Enforcement|Section 101.101. Definition

Sec. 101.101.  DEFINITION.  In this subchapter, "person" means an individual or entity that is a person for purposes of Section 541.002.|Added by Acts 1999, 76th Leg., ch. 101, Sec. 1, eff. Sept. 1, 1999.Amended by: Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 2B.017, eff. April 1, 2009.|
TX Ins Code § 101.102 (2021)
2021 Texas Statutes|Insurance Code|Title 2 - Texas Department of Insurance|Subtitle B - Discipline and Enforcement|Chapter 101 - Unauthorized Insurance|Subchapter C. Prohibition; Enforcement|Section 101.102. Unauthorized Insurance Prohibited

Sec. 101.102.  UNAUTHORIZED INSURANCE PROHIBITED.  (a)  A person, including an insurer, may not directly or indirectly do an act that constitutes the business of insurance under this chapter except as authorized by statute.(b)  With respect to insurance of a subject that is resident, located, or to be performed in this state, this section does not prohibit an act performed outside this state, including the collection of premiums, by a person, including an insurer, authorized to do business in this state if the transaction and insurance contract otherwise comply with statute.|Added by Acts 1999, 76th Leg., ch. 101, Sec. 1, eff. Sept. 1, 1999.|
TX Ins Code § 101.103 (2021)
2021 Texas Statutes|Insurance Code|Title 2 - Texas Department of Insurance|Subtitle B - Discipline and Enforcement|Chapter 101 - Unauthorized Insurance|Subchapter C. Prohibition; Enforcement|Section 101.103. Powers of Commissioner; Remedies for Certain Conduct

Sec. 101.103.  POWERS OF COMMISSIONER;  REMEDIES FOR CERTAIN CONDUCT.  (a)  If the commissioner has reason to believe a person, including an insurer, has violated or is threatening to violate this chapter or Chapter 226 or a rule adopted under this chapter or Chapter 226, or that a person, including an insurer, violating this chapter or Chapter 226 has engaged in or is threatening to engage in an unfair act, the commissioner may:(1)  issue a cease and desist order;(2)  impose an administrative penalty under Chapter 84;(3)  direct the person to make restitution;(4)  request the attorney general to recover a civil penalty, seek restitution, or seek injunctive relief, or any combination of those remedies, under this chapter or another law of this state; or(5)  take any combination of those actions.(b)  This section does not limit the department to the remedies specified in this section.  The department and this state may choose at any time, without regard to prior proceedings under this section, any available remedy or action to immediately stop or enjoin a person from engaging in the business of insurance without statutory authorization.|Added by Acts 1999, 76th Leg., ch. 101, Sec. 1, eff. Sept. 1, 1999.  Amended by Acts 2003, 78th Leg., ch. 1274, Sec. 14, eff. April 1, 2005.Amended by: Acts 2021, 87th Leg., R.S., Ch. 60 (S.B. 1809), Sec. 8, eff. September 1, 2021.|
TX Ins Code § 101.104 (2021)
2021 Texas Statutes|Insurance Code|Title 2 - Texas Department of Insurance|Subtitle B - Discipline and Enforcement|Chapter 101 - Unauthorized Insurance|Subchapter C. Prohibition; Enforcement|Section 101.104. Request for Information

Sec. 101.104.  REQUEST FOR INFORMATION.  (a) If the commissioner or department has reason to believe that a person, including an insurer, is performing an act described by Section 101.051 or 101.052, the commissioner or department may send the person or insurer a written request for information relating to that act.(b)  A person receiving an inquiry under Subsection (a) must respond to the inquiry in writing not later than the 15th day after the day the person receives the inquiry.  If the department or commissioner receives written notice from the person that additional time is required to respond to the inquiry, the department or commissioner shall grant a 10-day extension of the time to respond to the inquiry.(c)  Failure of a person or insurer to provide the information requested constitutes a violation under this chapter and may be used as evidence to support the issuance of a cease and desist order under Chapter 83.  The commissioner may adopt as findings of fact allegations made by the department in a hearing under Chapter 83 if the department sought information on the allegations from the person or insurer who is the respondent in the proceeding in a request for information and the person or insurer failed, wholly or partly, to respond to the request.|Added by Acts 1999, 76th Leg., ch. 101, Sec. 1, eff. Sept. 1, 1999.Amended by: Acts 2021, 87th Leg., R.S., Ch. 60 (S.B. 1809), Sec. 9, eff. September 1, 2021.|
TX Ins Code § 101.105 (2021)
2021 Texas Statutes|Insurance Code|Title 2 - Texas Department of Insurance|Subtitle B - Discipline and Enforcement|Chapter 101 - Unauthorized Insurance|Subchapter C. Prohibition; Enforcement|Section 101.105. Civil Penalty; Restitution and Injunctive Relief

Sec. 101.105.  CIVIL PENALTY; RESTITUTION AND INJUNCTIVE RELIEF.  (a)  A person or entity, including an insurer, that violates this chapter or Chapter 226 is subject to a civil penalty of not more than $25,000 for each act of violation and for each day of violation.(b)  The commissioner may request that the attorney general institute a civil suit in a district court in Travis County for injunctive relief to restrain a person or entity, including an insurer, from continuing a violation or threat of violation described by Section 101.103(a).  On application for injunctive relief and a finding that a person or entity, including an insurer, is violating or threatening to violate this chapter or Chapter 226, the district court shall grant the injunctive relief and issue an injunction without bond.(c)  On request by the commissioner, the attorney general shall institute and conduct a civil suit in the name of the state for injunctive relief, to recover a civil penalty, for restitution, or for any combination of those remedies, as authorized under this subchapter or another law of this state.|Added by Acts 1999, 76th Leg., ch. 101, Sec. 1, eff. Sept. 1, 1999.  Amended by Acts 2003, 78th Leg., ch. 1274, Sec. 15, eff. April 1, 2005.Amended by: Acts 2021, 87th Leg., R.S., Ch. 60 (S.B. 1809), Sec. 10, eff. September 1, 2021.Acts 2021, 87th Leg., R.S., Ch. 60 (S.B. 1809), Sec. 11, eff. September 1, 2021.|
TX Ins Code § 101.106 (2021)
2021 Texas Statutes|Insurance Code|Title 2 - Texas Department of Insurance|Subtitle B - Discipline and Enforcement|Chapter 101 - Unauthorized Insurance|Subchapter C. Prohibition; Enforcement|Section 101.106. Criminal Penalty

Sec. 101.106.  CRIMINAL PENALTY.  (a)  A person, including an insurer, who intentionally, knowingly, or recklessly violates Section 101.102 commits an offense.(b)  An offense under this section is a felony of the third degree.(c)  It is a defense to prosecution under this section that Section 101.051 or 101.052, as applicable, by its terms does not apply to the person charged.|Added by Acts 1999, 76th Leg., ch. 101, Sec. 1, eff. Sept. 1, 1999.Amended by: Acts 2005, 79th Leg., Ch. 819 (S.B. 781), Sec. 1, eff. June 17, 2005.|
TX Ins Code § 101.151 (2021)
2021 Texas Statutes|Insurance Code|Title 2 - Texas Department of Insurance|Subtitle B - Discipline and Enforcement|Chapter 101 - Unauthorized Insurance|Subchapter D. Contested Cases; Prior Proceedings; Rules|Section 101.151. Powers of Commissioner; Notice of Hearing

Sec. 101.151.  POWERS OF COMMISSIONER; NOTICE OF HEARING.  (a)  The commissioner may set a hearing on whether to seek administrative relief under this chapter if the commissioner has reason to believe that:(1)  an insurer or person has violated or is threatening to violate this chapter or a rule adopted under this chapter; or(2)  an insurer or person acting in violation of this chapter has engaged in or is threatening to engage in an unfair act.(b)  A proceeding under this chapter is a contested case for purposes of Chapter 2001, Government Code, and applicable rules.|Added by Acts 1999, 76th Leg., ch. 101, Sec. 1, eff. Sept. 1, 1999.  Amended by Acts 2001, 77th Leg., ch. 1419, Sec. 25, eff. June 1, 2003;  Acts 2001, 77th Leg., ch. 1420, Sec. 11.009, eff. Sept. 1, 2001.Amended by: Acts 2021, 87th Leg., R.S., Ch. 60 (S.B. 1809), Sec. 13, eff. September 1, 2021.|
TX Ins Code § 101.154 (2021)
2021 Texas Statutes|Insurance Code|Title 2 - Texas Department of Insurance|Subtitle B - Discipline and Enforcement|Chapter 101 - Unauthorized Insurance|Subchapter D. Contested Cases; Prior Proceedings; Rules|Section 101.154. Enforcement; Referral to Attorney General

Sec. 101.154.  ENFORCEMENT; REFERRAL TO ATTORNEY GENERAL.  The commissioner may refer the matter to the attorney general for enforcement if the commissioner has reason to believe that an insurer or person has:(1)  violated an order issued under this chapter; or(2)  failed to pay an assessed penalty or restitution.|Added by Acts 1999, 76th Leg., ch. 101, Sec. 1, eff. Sept. 1, 1999.  Amended by Acts 2001, 77th Leg., ch. 1419, Sec. 27, eff. June 1, 2003;  Acts 2001, 77th Leg., ch. 1420, Sec. 11.011, eff. Sept. 1, 2001.Amended by: Acts 2021, 87th Leg., R.S., Ch. 60 (S.B. 1809), Sec. 14, eff. September 1, 2021.|
TX Ins Code § 101.155 (2021)
2021 Texas Statutes|Insurance Code|Title 2 - Texas Department of Insurance|Subtitle B - Discipline and Enforcement|Chapter 101 - Unauthorized Insurance|Subchapter D. Contested Cases; Prior Proceedings; Rules|Section 101.155. Effect of Prior Proceedings

Sec. 101.155.  EFFECT OF PRIOR PROCEEDINGS.  The commissioner and department may proceed under this chapter or any other applicable law without regard to prior proceedings.|Added by Acts 1999, 76th Leg., ch. 101, Sec. 1, eff. Sept. 1, 1999.|
TX Ins Code § 101.156 (2021)
2021 Texas Statutes|Insurance Code|Title 2 - Texas Department of Insurance|Subtitle B - Discipline and Enforcement|Chapter 101 - Unauthorized Insurance|Subchapter D. Contested Cases; Prior Proceedings; Rules|Section 101.156. Rules

Sec. 101.156.  RULES.  The commissioner may adopt reasonable rules necessary to implement this chapter.|Added by Acts 1999, 76th Leg., ch. 101, Sec. 1, eff. Sept. 1, 1999.Amended by: Acts 2021, 87th Leg., R.S., Ch. 60 (S.B. 1809), Sec. 15, eff. September 1, 2021.|