reglab/housing_qa huggingface dataset:
NC Gen Stat § 66-108 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 20 - Loan Brokers.|§ 66-108 - Bond or trust account required.

 66-108. Bond or trust account required.(a) Every loan broker must obtain a surety bond issued by a surety company authorized to do business in this State, or establish a trust account with a licensed and insured bank or savings institution located in the State of North Carolina. The amount of the bond or trust account shall be ten thousand dollars ($10,000). The bond or trust account shall be in favor of the State of North Carolina. Any person damaged by the loan broker's breach of contract or of any obligation arising therefrom, or by any violation of this Article, may bring an action against the bond or trust account to recover damages suffered. The aggregate liability of the surety or trustee shall be only for actual damages and in no event shall exceed the amount of the bond or trust account.(b) Failure to comply with subsection (a) shall be a Class 1 misdemeanor.(c) No loan broker shall collect any advance fee or other valuable consideration from a borrower prior to the closing of the loan. This prohibition shall not preclude the loan broker from collecting reasonable and necessary fees payable to third parties for appraisal, property survey, title examination, and credit reports. (1979, c. 705, s. 1; 1993, c. 339, s. 3, c. 539, s. 522; 1994, Ex. Sess., c. 24, s. 14(c).)
NC Gen Stat § 66-109 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 20 - Loan Brokers.|§ 66-109 - Filing with Secretary of State.

 66-109. Filing with Secretary of State.(a) Prior to placing any advertisement or making any other representations to prospective borrowers in this State, every loan broker shall file with the Secretary of State two copies of the disclosure statement required by G.S. 66-107, and either a copy of the bond required by G.S. 66-108, or a copy of the formal notification by the depository that the trust account required by G.S. 66-108 is established. These filings shall be updated as any material changes in the required information or the status of the bond or trust account occur, but no less than annually.(b) Failure to comply with subsection (a) shall be a Class 1 misdemeanor. (1979, c. 705, s. 1; 1981, c. 785, s. 2; 1993, c. 539, s. 523; 1994, Ex. Sess., c. 24, s. 14(c).)
NC Gen Stat § 66-110 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 20 - Loan Brokers.|§ 66-110 - Contracts to be in writing.

 66-110. Contracts to be in writing.Every loan brokerage contract shall be in writing, and signed by all contracting parties. A copy of the contract shall be given to the prospective borrower at the time he signs the contract. (1979, c. 705, s. 1.)
NC Gen Stat § 66-111 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 20 - Loan Brokers.|§ 66-111 - Remedies.

 66-111. Remedies.(a) If a loan broker uses any untrue or misleading statements in connection with a loan brokerage contract, fails to fully comply with the requirements of this Article, fails to comply with the terms of the contract or any obligation arising therefrom, or fails to make diligent effort to grant a loan to or procure a loan on behalf of the prospective borrower, then, upon written notice to the broker, the prospective borrower may void the contract, and shall be entitled to receive from the broker all sums paid to the broker, and recover any additional damages including attorney's fees.(b) Upon complaint of any person that a loan broker has violated the provisions of this Article, the superior court shall have jurisdiction to enjoin that defendant from further such violations.(c) The remedies provided herein shall be in addition to any other remedies provided for by law or in equity.(d) The violation of any provisions of this Article shall constitute an unfair practice under G.S. 75-1.1. (1979, c. 705, s. 1.)
NC Gen Stat § 66-112 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 20 - Loan Brokers.|§ 66-112 - Scope.

 66-112. Scope.The provisions of this Article shall apply in all circumstances in which any party to the contract conducted any contractual activity (including but not limited to solicitation, discussion, negotiation, offer, acceptance, signing, or performance) in this State. (1979, c. 705, s. 1.)
NC Gen Stat § 66-118 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 21 - Prepaid Entertainment Contracts.|§ 66-118 - Definitions.

 66-118. Definitions.As used in this Article, unless the context clearly requires otherwise:(1) "Contract cost" means the total consideration paid by a buyer pursuant to a contract including but not limited to:a. Any initiation or nonrecurring fee charged;b. All periodic fees required by the contract;c. All dues or maintenance fees; andd. All finance charges, time-price differentials, interest, and other similar fees and charges.(2) "Contract duration" means the total period of use allowed by a buyer's contract, including months or time periods that are called "free" or "bonus" or that are described in any other terms suggesting that they are provided free of charge.(3) "Prepaid entertainment contract" means any contract in which:a. The buyer of a service pays for or is obligated to pay for service prior to the buyer's receipt of or enjoyment of any or all of the services;b. The seller is other than a licensed nonprofit school, college, or university; the State or any subdivision thereof; or a nonprofit religious, ethnic, or community organization; andc. The services to be performed are related to any one of the following:1. Dance lessons or facilities, or any related services or events;2. Matching, dating, or social club services or facilities, including any service represented as providing names of, introduction to, or opportunity to meet members of the opposite sex;3. Martial arts training;4. Health or athletic club services or facilities. (1979, c. 833, s. 1; 1991 (Reg. Sess., 1992), c. 1009, s. 1.)
NC Gen Stat § 66-119 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 21 - Prepaid Entertainment Contracts.|§ 66-119 - Contract requirements.

 66-119. Contract requirements.Every prepaid entertainment contract shall:(1) Be in writing, fully completed, dated and signed by all contracting parties. A copy of the contract shall be given to the buyer at the time he signs the contract;(2) Have a duration of service that is a precisely measured period of years or any definite part of a year;(3) Contain a full statement of the buyer's rights under G.S. 66-120;(4) Contain, in immediate proximity to the space reserved for the signature of the buyer, in bold face type of a minimum size of 10 points, a statement of the buyer's rights under G.S. 66-121, in substantially the following form: "You the buyer, may cancel this contract at any time prior to midnight of the third business day after the date of this contract. To cancel, you must notify the seller in writing not later than midnight of _______________________________________________________________  (Date)." (1979, c. 833, s. 1.)
NC Gen Stat § 66-120 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 21 - Prepaid Entertainment Contracts.|§ 66-120 - Buyer's rights.

 66-120. Buyer's rights.Every seller of a prepaid entertainment contract must:(1) Deliver to the buyer all information of a personal or private nature, including but not limited to answers to tests or questionnaires, photographs, evaluations, and background information, within 30 days after request therefor;(2) Refund to the buyer at least ninety percent (90%) of the pro rata cost of any unused services, within 30 days after request therefor, if:a. The buyer is unable to receive benefits from the seller's services by reason of death or disability; orb. The buyer relocates more than eight miles from his present location, and more than 30 miles from the seller's facility and any substantially similar facility that will accept the seller's obligation under the contract and this Article; orc. The seller relocates his facility more than eight miles from its present location, or the services provided by the seller are materially impaired.(3) Refund to the buyer the pro rata cost of any unused services under all contracts between the parties, within 30 days after request therefor, if the aggregate price of all contracts in force between the parties exceeds one thousand five hundred dollars ($1,500). Provided, if the contract so provides, the seller may retain a cancellation fee of not more than 25 percent (25%) of the pro rata cost of unused services on all contracts, not to exceed five hundred dollars ($500.00). (1979, c. 833, s. 1.)
NC Gen Stat § 66-121 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 21 - Prepaid Entertainment Contracts.|§ 66-121 - Buyer's right to cancel.

 66-121. Buyer's right to cancel.(a) In addition to any right otherwise to revoke an offer or cancel a sale or contract, the buyer has the right to cancel a prepaid entertainment contract sale until midnight of the third business day after the buyer signs a contract which complies with G.S. 66-119(4).(b) Cancellation occurs when the buyer gives written notice of cancellation to the seller at the address stated in the contract.(c) Notice of cancellation, if given by mail, is given when it is deposited in the United States mail properly addressed and postage prepaid.(d) Notice of cancellation need not take a particular form and is sufficient if it indicates by any form of written expression the intention of the buyer not to be bound by the contract.(e) For purposes of this Article, business days are all days other than Saturdays, Sundays, holidays, and days on which the seller's facility is not open to the buyer. (1979, c. 833, s. 1.)
NC Gen Stat § 66-122 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 21 - Prepaid Entertainment Contracts.|§ 66-122 - Rights and responsibilities after cancellation.

 66-122. Rights and responsibilities after cancellation.Within 30 days after a prepaid entertainment contract has been cancelled in accordance with G.S. 66-121, the seller must tender to the buyer any payments made by the buyer and any note or other evidence of indebtedness. (1979, c. 833, s. 1.)
NC Gen Stat § 66-123 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 21 - Prepaid Entertainment Contracts.|§ 66-123 - Prohibited practices.

 66-123. Prohibited practices.(a) No person shall sell any prepaid entertainment contract or contracts which, when taken together with all other contracts in force between the parties have an aggregate duration of service in excess of three years.(b) No person shall sell any prepaid entertainment contract unless performance of that contract is to begin within 180 days. (1979, c. 833, s. 1.)
NC Gen Stat § 66-124.1 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 21 - Prepaid Entertainment Contracts.|§ 66-124.1 - Record keeping; provision of records to the Attorney General.

 66-124.1. Record keeping; provision of records to the Attorney General.(a) Any person or business bonded under this Article shall maintain accurate records of the bond and of premium payments on it. These records shall be open to inspection by the Attorney General at any time during normal business hours.(b) Any person who sells prepaid entertainment contracts shall maintain accurate records, updated as necessary, of the name, address, contract terms, and payments of each buyer of services. These records shall be open to inspection by the Attorney General, upon reasonable notice not to exceed 72 hours, at any time during normal business hours.(c) On the permanent closing of a facility, the seller of the services shall provide the following information to the Attorney General within 15 business days:(1) A list of the names and addresses of all buyers holding unexpired contracts;(2) The original or a copy of all buyers' contracts; and(3) A record of all payments received under buyers' agreements. (1991 (Reg. Sess., 1992), c. 1009, s. 3.)
NC Gen Stat § 66-125 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 21 - Prepaid Entertainment Contracts.|§ 66-125 - Remedies.

 66-125. Remedies.(a) Any buyer injured by any violation of this Article may bring an action for recovery of damages, including reasonable attorney's fees.(b) The remedies herein shall be in addition to any other remedies provided for by law or in equity, but the damages assessed shall not exceed the largest amount of damages available by any single remedy.(c) The violation of any provisions of this Article shall constitute an unfair practice under G.S. 75-1.1. (1979, c. 833, s. 1.)
NC Gen Stat § 66-131 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 22 - Discount Buying Clubs.|§ 66-131 - Definition.

 66-131. Definition.For the purpose of this Article, a "discount buying club" is any person, firm or corporation, which in exchange for any valuable consideration offers to sell or to arrange the sale of goods or services to its customers at prices represented to be lower than are generally available. "Discount buying club" shall not include any cooperative buying association or other group in which no person is intended to profit or actually profits beyond the benefit that all members receive from buying at a discount; nor shall any person, firm or corporation be deemed "a discount buying club" solely by virtue of the fact that (i) for fifty dollars ($50.00) or less it sells tickets or coupons valid for use in obtaining goods or services from a retail merchant, or (ii) as a service collateral to its principal business, and for no additional charge it arranges for its members or customers to purchase or lease directly from particular merchants at a specified discount. (1981, c. 594, s. 1.)
NC Gen Stat § 66-133 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 22 - Discount Buying Clubs.|§ 66-133 - Customer's right to cancel.

 66-133. Customer's right to cancel.(a) In addition to any other right to revoke an offer or cancel a sale or contract, the customer has the right to cancel a contract for the services of a discount buying club until midnight of the third business day after the buyer signs a contract which complies with G.S. 66-132.(b) Cancellation occurs when the customer gives written notice of cancellation to the discount buying club at the address stated in the contract.(c) Notice of cancellation, if given by mail, is given when it is deposited in the United States mail properly addressed with postage prepaid.(d) Notice of cancellation need not take any particular form and is sufficient if it indicates by any form of written expression that the customer intends or wishes not to be bound by the contract.(e) For purposes of this Article, business days are all days other than Saturdays, Sundays, holidays, and days on which the discount buying club is not open for business. (1981, c. 594, s. 1.)
NC Gen Stat § 66-134 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 22 - Discount Buying Clubs.|§ 66-134 - Prohibited acts.

 66-134. Prohibited acts.Discount buying clubs shall not:(1) Represent to any potential customer that his opportunity to join is limited in time or that his delay in joining may subject him to an increased price. This shall not preclude reference to a general price increase that will take effect on a specified date.(2) Discourage or refuse to allow potential customers to inspect all of their current merchandise catalogs and price lists during normal business hours at their place of business.(3) Compare their prices for goods or services with other prices unless the comparison prices are prices at which substantial sales of the same goods or services were made in the same area within the past 90 days, and unless a written copy of the comparison is given to the buyer to keep.(4) Fail upon the customer's request to cancel without charge any purchase order for:a. Services, if such services have not been substantially performed;b. Goods to be specially manufactured, if such manufacture has not been substantially performed; orc. Any other goods, if they have not been delivered to the customer or consigned to a certified public carrier for delivery; within 90 days after the purchase order was received by the buying club. This provision shall not be construed to limit a customer's right to earlier performance created by contract or by any other applicable law or regulation.(5) Charge any amount in excess of demonstrable actual damages upon a customer's cancellation of an order. (1981, c. 594, s. 1.)
NC Gen Stat § 66-135 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 22 - Discount Buying Clubs.|§ 66-135 - Bond and trust account required.

 66-135. Bond and trust account required.(a) Every discount buying club shall obtain and maintain a bond from a surety company licensed to do business in North Carolina. Such bond shall be in an amount not less than one hundred times the one-time or annual membership fee, or fifty thousand dollars ($50,000), whichever is greater.(b) Every discount buying club shall hold advance payments for goods and services in trust in a separate account used solely for that purpose. The funds in such account shall be held free from all liens. Records of such account shall be kept by the buying club in the regular course of its business sufficient to identify the amount held for each customer, the dates of the receipt and withdrawal of funds, and the purpose of withdrawal. Such records must be retained for a period not less than four years following withdrawal. Funds may not be withdrawn from the trust account unless and until (i) the ordered goods have been actually delivered to the customer or consigned to a certified public carrier, or (ii) ordered services have been provided in full, or (iii) the buying club has refunded the customer's payment. Provided, the discount buying club shall not be required to comply with the foregoing trust account requirements if the discount buying club meets the requirements of G.S. 66-132(b), bills its customers through a credit card account and obtains and maintains an additional bond in the amount of fifty thousand dollars ($50,000) from a surety company licensed to do business in North Carolina.(c) Any person who is damaged by any violation of this Article, or by any breach by the discount buying club of its contract, may bring an action against the bond, provided that the aggregate liability of the surety shall not exceed the amount of the bond.(d) Violations of subsections (a) or (b) of this section shall constitute a Class I felony. (1981, c. 594, s. 1; 1989, c. 495, ss. 2, 3; 1993, c. 539, s. 1282; 1994, Ex. Sess., c. 24, s. 14(c).)
NC Gen Stat § 66-136 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 22 - Discount Buying Clubs.|§ 66-136 - Remedies.

 66-136. Remedies.(a) Any person injured by a violation of this Article, or breach of any obligation created by this Article or contract subject thereto, may bring an action for recovery of damages, including reasonable attorneys' fees.(b) The violation of any provision of this Article shall constitute an unfair act or practice under G.S. 75-1.1.(c) The remedies provided herein shall be in addition to any other remedies provided by law or equity. (1981, c. 594, s. 1.)
NC Gen Stat § 66-137 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 22 - Discount Buying Clubs.|§ 66-137 - Taxes.

 66-137. Taxes.Discount buying clubs must pay North Carolina sales taxes and other applicable North Carolina taxes. (1989, c. 495, s. 4.)
NC Gen Stat § 66-142 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 23 - Rental Referral Agencies.|§ 66-142 - Definition.

 66-142. Definition.For the purposes of this Article, a "rental referral agency" is a person or business which offers to assist any person in locating residential rental property in return for any consideration from a prospective tenant. (1981, c. 610, s. 1.)
NC Gen Stat § 66-143 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 23 - Rental Referral Agencies.|§ 66-143 - Fees and deposits.

 66-143. Fees and deposits.(a) A rental referral agency shall not charge or attempt to collect any fees or other consideration from any prospective tenant except where rental housing is in fact obtained by such person through the assistance of that agency. For the purposes of this Article, such housing is obtained when the prospective tenant has contracted to rent the property.(b) Deposits to be applied toward fees may be required by a rental referral agency pursuant to a written contract which includes provisions stating:(1) The specifications of housing sought by the prospective tenant, including maximum rent, desired lease period, geographic area, number of bedrooms required, number of children to be housed, and number and type of pets;(2) That the deposit will be refunded within 10 days of the prospective tenant's request should the specified housing not be obtained through the agency's assistance within 30 days of the date of the contract;(3) That the rental referral agency will maintain a trust account or bond in compliance with G.S. 66-145, and identifying the depository institution or bonding company by name and address.(c) Notwithstanding subsections (a) and (b) of this section, a rental referral agency may charge or retain from any deposit a fee, not to exceed twenty dollars ($20.00), even if the prospective tenant fails to obtain rental housing through its assistance, provided that the following conditions are met:(1) Any and all advertising for the rental referral agency discloses in a clear and conspicuous manner the agency's name, the fact that it is a "rental referral agency" using that term, and the fact that it charges a fee; and(2) If a prospective tenant contacts the rental referral agency in response to an advertisement for a specific property listed by the agency and inquires about that property, the rental referral agency shall neither collect a fee nor obtain the prospective tenant's signature on a contract without first verifying that the advertised property remains available and disclosing to the prospective tenant whether or not it is still available.(d) Prospective tenants shall apply in writing for a refund no sooner than 30 days after the date of the contract and no later than one year after the date of the contract. If the prospective tenant does not apply for a refund before one year has elapsed, the fee shall be deemed earned by the rental referral agency and may be removed from the trust account. (1981, c. 610, s. 1; 1991, c. 737, s. 1.)
NC Gen Stat § 66-144 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 23 - Rental Referral Agencies.|§ 66-144 - Representations of availability.

 66-144. Representations of availability.(a) A rental referral agency shall not make any representation that any property is available for rent unless availability has been verified by the agency within 48 hours prior to the representation. The availability of property described in media advertisements shall be verified within eight hours before being submitted to the advertising medium and in no event earlier than 96 hours prior to publication of the advertisement.(b) Notations of the time and date of verification and the verifier's identity shall be recorded by the agency and made available for inspection by any person from whom the agency has received a deposit or a fee. (1981, c. 610, s. 1; 1991, c. 737, s. 2.)