reglab/housing_qa huggingface dataset:
HI Rev Stat § 201H-162 (2021)
2021 Hawaii Revised Statutes|Title 13. Planning and Economic Development|201H. Hawaii Housing Finance and Development Corporation|201H-162 Qualifications for downpayment loans.

 §201H-162 Qualifications for downpayment loans. (a) No person shall be qualified for a downpayment loan unless the person:  (1) Is a citizen of the United States or a resident alien;  (2) Is at least eighteen years of age;  (3) Is a bona fide resident of the State;  (4) Will physically reside in the residential property to be purchased for the term of the loan;  (5) Is accepted by a mortgage lender as a person to whom it is willing to lend money for the purchase of the residential property provided the required downpayment is made;  (6) Provides a portion of the downpayment which shall be equal to at least five per cent of the sales price; and  (7) Has successfully completed a homeownership counseling program provided by a housing counseling agency approved by the United States Department of Housing and Urban Development.  (b) No person who owns in fee simple or in leasehold any other residential property within the State shall be eligible to become a borrower under this section. A person shall be deemed to own a residential property if the person, the person's spouse, or both (unless separated and living apart under a decree of a court of competent jurisdiction) own a majority interest in a residential property. [L 2006, c 180, pt of §4; am L 2017, c 123, §5]
HI Rev Stat § 201H-163 (2021)
2021 Hawaii Revised Statutes|Title 13. Planning and Economic Development|201H. Hawaii Housing Finance and Development Corporation|201H-163 Restrictions on borrower.

 §201H-163 Restrictions on borrower. Every loan made under this subpart shall be subject to the following conditions:  (1) The borrower shall expend no portion of the borrower's downpayment loan for purposes other than to make a downpayment for the purchase of a residential property;  (2) The residential property purchased with the downpayment loan and mortgaged to the State to secure the repayment of the loan shall not be sold or assigned without the prior approval in writing of the corporation and the first mortgage lender;  (3) The borrower shall pay when due all taxes, liens, judgments, or assessments that may be lawfully levied against the residential property and all costs and expenses of any foreclosure of the mortgage made to the State;  (4) The borrower shall maintain fire and casualty insurance in amounts equal to the replacement value of all improvements and insurable portions of the residential property with an insurance company authorized to do business in the State. All proceeds of that insurance shall be made payable to the first mortgage lender and the corporation as their respective interests may appear at the time of any loss or damage. Subject to the rules of the corporation, in the event of any loss or damage to the improvements or property covered by the insurance, the proceeds receivable by the State shall be applied toward the reconstruction of the improvements or property destroyed or damaged, unless otherwise determined by the corporation on behalf of the State; and  (5) The borrower shall maintain the improvements in good repair.  All of the conditions in paragraphs (1) through (5) shall be a part of any downpayment mortgage executed under this subpart, regardless of whether or not they are expressly incorporated in the mortgage document. [L 2006, c 180, pt of §4]
HI Rev Stat § 201H-163.5 (2021)
2021 Hawaii Revised Statutes|Title 13. Planning and Economic Development|201H. Hawaii Housing Finance and Development Corporation|201H-163.5 Downpayment loan assistance program; fees.

 §201H-163.5 Downpayment loan assistance program; fees. The corporation may establish, revise, charge, and collect fees, premiums, and charges as necessary, reasonable, or convenient, for its downpayment loan assistance program. The fees, premiums, and charges shall be deposited into the housing finance revolving fund established in section 201H-80. [L 2017, c 123, §2]
HI Rev Stat § 201H-164 (2021)
2021 Hawaii Revised Statutes|Title 13. Planning and Economic Development|201H. Hawaii Housing Finance and Development Corporation|201H-164 Default.

 §201H-164 Default. If the borrower defaults in the payment of any installment of principal or interest of the downpayment loan, the corporation or mortgage lender shall take all necessary action to collect the delinquent amounts and may take all actions generally allowed holders of mortgages, including the power to foreclose. Upon any foreclosure of the second mortgage, the corporation or mortgage lender on behalf of the corporation, may purchase the interest of the borrower in and to the residential property, take possession thereof and assume all of the obligations of the borrower under the first mortgage held by the private lender and any other liens having priority over the second mortgage that may then exist. On the acquisition of the borrower's interest, the corporation, at its option, may pay in full the unpaid balance of the borrower's obligation secured by the first mortgage and other prior liens; repair, renovate, modernize, or improve the residential property; and, with or without clearing the property of all prior mortgages and liens, sell, lease, or rent the property or use or dispose of the same in any manner authorized by law. [L 2006, c 180, pt of §4]
HI Rev Stat § 201H-170 (2021)
2021 Hawaii Revised Statutes|Title 13. Planning and Economic Development|201H. Hawaii Housing Finance and Development Corporation|201H-170 Additional powers.

 §201H-170 Additional powers. The powers conferred upon the corporation by this subpart shall be in addition and supplemental to the powers conferred by any other law, and nothing in this subpart shall be construed as limiting any powers, rights, privileges, or immunities so conferred. [L 2006, c 180, pt of §4]
HI Rev Stat § 201H-171 (2021)
2021 Hawaii Revised Statutes|Title 13. Planning and Economic Development|201H. Hawaii Housing Finance and Development Corporation|201H-171 Homebuyers' club program.

  §201H-171 Homebuyers' club program. (a) The corporation may establish a homebuyers' club program for participants who are desirous of purchasing a home and who have adequate incomes but who lack sufficient funds for the downpayment and closing costs. The primary focus of this program is to facilitate the purchase of homes by providing participants with strategies to save money, to resolve credit problems, and to educate participants on how to shop for and purchase a home.  (b) In establishing such a program, the corporation shall adopt rules pursuant to chapter 91 relating to establishing a savings program for participants based upon individual analyses of income and family expenses. The rules may also provide for integration of the homebuyers' club program with other governmental programs including but not limited to individual housing accounts under section 235-5.5, the state mortgage guarantee program under subpart E, the downpayment loan assistance program established under subpart F, and the rent-to-own program established under subpart H.  (c) The corporation may secure the services of another public or private entity to carry out the purposes of this section. [L 2006, c 180, pt of §4; am L 2017, c 123, §6]
HI Rev Stat § 201H-180 (2021)
2021 Hawaii Revised Statutes|Title 13. Planning and Economic Development|201H. Hawaii Housing Finance and Development Corporation|201H-180 Additional powers.

 §201H-180 Additional powers. The powers conferred upon the corporation by this subpart shall be in addition and supplemental to the powers conferred by any other law, and nothing in this subpart shall be construed as limiting any powers, rights, privileges, or immunities so conferred. [L 2006, c 180, pt of §4]
HI Rev Stat § 201H-181 (2021)
2021 Hawaii Revised Statutes|Title 13. Planning and Economic Development|201H. Hawaii Housing Finance and Development Corporation|201H-181 Rent-to-own program.

 §201H-181 Rent-to-own program. (a) The corporation may establish a rent-to-own program under which dwelling units that are for sale may be rented to program participants. Under this program, the corporation shall credit a portion of the rent received toward the purchase of the unit.  (b) The sales price shall be established at the beginning of the rental term and shall remain fixed for the first five years after the rental agreement is executed. During this period, the participant shall have the option of purchasing the unit at the designated sales price. If the participant does not elect to purchase the unit within the five-year period, the renter shall forfeit the right to continue living in the unit and the unit shall be made available to another purchaser or renter.  (c) The corporation shall have the right to reestablish the sales price upon expiration of the option period or upon resale of the unit. [L 2006, c 180, pt of §4]
HI Rev Stat § 201H-190 (2021)
2021 Hawaii Revised Statutes|Title 13. Planning and Economic Development|201H. Hawaii Housing Finance and Development Corporation|201H-190 Additional powers.

 §201H-190 Additional powers. The powers conferred upon the corporation by this subpart shall be in addition and supplemental to the powers conferred by any other law, and nothing in this subpart shall be construed as limiting any powers, rights, privileges, or immunities so conferred. [L 2006, c 180, pt of §4]
HI Rev Stat § 201H-191 (2021)
2021 Hawaii Revised Statutes|Title 13. Planning and Economic Development|201H. Hawaii Housing Finance and Development Corporation|201H-191 Dwelling unit revolving fund.

 §201H-191 Dwelling unit revolving fund. (a) There is created a dwelling unit revolving fund. The funds appropriated for the purpose of the dwelling unit revolving fund and all moneys received or collected by the corporation for the purpose of the revolving fund shall be deposited in the revolving fund. The proceeds in the revolving fund shall be used to reimburse the general fund to pay the interest on general obligation bonds issued for the purposes of the revolving fund, for the necessary expenses in administering housing development programs and regional state infrastructure programs, and for carrying out the purposes of housing development programs and regional state infrastructure programs, including but not limited to the expansion of community facilities and regional state infrastructure constructed in conjunction with housing and mixed-use transit-oriented development projects, permanent primary or secondary financing, and supplementing building costs, federal guarantees required for operational losses, and all things required by any federal agency in the construction and receipt of federal funds or low-income housing tax credits for housing projects.  (b) Subject to the requirements of subsection (a), proceeds in the revolving fund may be used to establish and operate regional state infrastructure subaccounts pursuant to section 201H-191.5. [L 2006, c 180, pt of §4; am L 2016, c 132, §3]
HI Rev Stat § 201H-200 (2021)
2021 Hawaii Revised Statutes|Title 13. Planning and Economic Development|201H. Hawaii Housing Finance and Development Corporation|201H-200 Additional powers.

 §201H-200 Additional powers. The powers conferred upon the corporation by this subpart shall be in addition and supplemental to the powers conferred by any other law, and nothing in this subpart shall be construed as limiting any powers, rights, privileges, or immunities so conferred. [L 2006, c 180, pt of §4]
HI Rev Stat § 201H-201 (2021)
2021 Hawaii Revised Statutes|Title 13. Planning and Economic Development|201H. Hawaii Housing Finance and Development Corporation|201H-201 Definitions.

Note Subpart heading amended by L 2015, c 237, §23. §201H-201 Definitions. As used in this subpart, unless a different meaning is clearly required by the context:  "Develop" or "development" means the planning, financing, or acquisition of real and personal property; demolition of existing structures; clearance of real property; construction, reconstruction, alteration, or repairing of approaches, streets, sidewalks, utilities, and services, or other site improvements; construction, reconstruction, repair, remodeling, extension, equipment, or furnishing of buildings or other structures; or any combination of the foregoing, of any housing project. It also includes any undertakings necessary therefor, and the acquisition of any housing, in whole or in part.  "Fund" means the rental housing revolving fund established pursuant to section 201H-202. [L 2006, c 180, pt of §4; am L 2015, c 237, §24]
HI Rev Stat § 201H-203 (2021)
2021 Hawaii Revised Statutes|Title 13. Planning and Economic Development|201H. Hawaii Housing Finance and Development Corporation|201H-203 Eligible applicants for funds.

 §201H-203 Eligible applicants for funds. Eligible applicants for funds shall include nonprofit and for-profit organizations, limited liability companies, partnerships, and government agencies, who are qualified in accordance with rules adopted by the corporation pursuant to chapter 91. [L 2006, c 180, pt of §4]
HI Rev Stat § 201H-204 (2021)
2021 Hawaii Revised Statutes|Title 13. Planning and Economic Development|201H. Hawaii Housing Finance and Development Corporation|201H-204 Eligible projects.

 §201H-204 Eligible projects. (a) Activities eligible for assistance from the fund shall include but not be limited to:  (1) New construction, rehabilitation, or preservation of low-income rental housing units that meet the criteria for eligibility described in subsection (c);  (2) The leveraging of moneys with the use of fund assets;  (3) Pre-development activity grants or loans to nonprofit organizations; and  (4) Acquisition of housing units for the purpose of preservation as low-income or very low-income housing.  (b) Preference shall be given to projects producing units in at least one of the following categories:  (1) Multifamily units;  (2) Attached single-family units;  (3) Apartments;  (4) Townhouses;  (5) Housing units above commercial or industrial space;  (6) Single room occupancy units;  (7) Accessory apartment units;  (8) Employee housing;  (9) United States Department of Housing and Urban Development mixed finance development of public housing units; and  (10) Other types of units meeting the criteria for eligibility set forth in subsection (c).  (c) The corporation shall establish an application process for fund allocation that gives preference to projects meeting the following criteria that are listed in descending order of priority:  (1) Serve the original target group;  (2) Provide at least five per cent of the total number of units for persons and families with incomes at or below thirty per cent of the median family income;  (3) Provide the maximum number of units for persons or families with incomes at or below eighty per cent of the median family income;  (4) Are committed to serving the target group over a longer period of time;  (5) Increase the integration of income levels of the immediate community area;  (6) Meet the geographic needs of the target group of the proposed rental housing project, such as proximity to employment centers and services; and  (7) Have favorable past performance in developing, owning, managing, or maintaining affordable rental housing.  The corporation may include other criteria as it deems necessary to carry out the purposes of this subpart.  If the corporation, after applying the process described in this subsection, finds a nonprofit project equally ranked with a for-profit or government project, the corporation shall give preference to the nonprofit project in allotting fund moneys. [L 2006, c 180, pt of §4]
HI Rev Stat § 201H-205 (2021)
2021 Hawaii Revised Statutes|Title 13. Planning and Economic Development|201H. Hawaii Housing Finance and Development Corporation|201H-205 Additional powers.

 §201H-205 Additional powers. The powers conferred upon the corporation by this subpart shall be in addition and supplemental to the powers conferred by any other law, and nothing in this subpart shall be construed as limiting any powers, rights, privileges, or immunities conferred. [L 2006, c 180, pt of §4] Revision Note  This section was renumbered from §201H-210 pursuant to §23G-15.
HI Rev Stat § 201H-207 (2021)
2021 Hawaii Revised Statutes|Title 13. Planning and Economic Development|201H. Hawaii Housing Finance and Development Corporation|201H-207 Additional powers.

  §201H-207 Additional powers. The powers conferred upon the corporation by this subpart shall be in addition and supplemental to the powers conferred by any other law, and nothing in this subpart shall be construed as limiting any powers, rights, privileges, or immunities conferred. [L 2021, c 227, pt of §2]
HI Rev Stat § 201H-211 (2021)
2021 Hawaii Revised Statutes|Title 13. Planning and Economic Development|201H. Hawaii Housing Finance and Development Corporation|201H-211 Expenditures of revolving funds under the corporation exempt from appropriation and allotment.

  §201H-211 Expenditures of revolving funds under the corporation exempt from appropriation and allotment. Except as to administrative expenditures, and except as otherwise provided by law, expenditures from the revolving funds administered by the corporation under subparts I and J of part III, relating to financing programs, or section 201H-80 or 201H-123 may be made by the corporation without appropriation or allotment by the legislature; provided that no expenditure shall be made from and no obligation shall be incurred against any revolving fund in excess of the amount standing to the credit of the fund or for any purpose for which the fund may not lawfully be expended. Nothing in sections 37-31 to 37-41 shall require the proceeds of the revolving funds identified in subparts I and J of part III, or section 201H-80 or 201H-123 to be reappropriated annually. [L 2006, c 180, pt of §5; am L 2014, c 132, §2; am L 2015, c 237, §36]
HI Rev Stat § 201H-220 (2021)
2021 Hawaii Revised Statutes|Title 13. Planning and Economic Development|201H. Hawaii Housing Finance and Development Corporation|201H-220 Additional powers.

 §201H-220 Additional powers. The powers conferred upon the corporation by this [part] shall be in addition and supplemental to the powers conferred by any other law, and nothing in this part shall be construed as limiting any powers, rights, privileges, or immunities so conferred. [L 2006, c 180, pt of §5]
HI Rev Stat § 201M-1 (2021)
2021 Hawaii Revised Statutes|Title 13. Planning and Economic Development|201M. Small Business Regulatory Flexibility Act|201M-1 Definitions.

 §201M-1 Definitions. As used in this chapter, unless the context clearly requires otherwise:  "Advisory committee" means an advisory committee on small business as established in section 201M-4.  "Affected small businesses" or "affects small business" means any potential or actual requirement imposed upon a small business through an agency's proposed or adopted rule that will cause a direct and significant economic burden upon a small business, or is directly related to the formation, operation, or expansion of a small business.  "Agency" means each state or county board, commission, department, or officer authorized by law to make rules, except those in the legislative or judicial branches.  "Board" means the small business regulatory review board.  "Rule" shall have the same meaning as in section 91-1.  "Small business" means a for-profit corporation, limited liability company, partnership, limited partnership, sole proprietorship, or other legal entity that:  (1) Is domiciled and authorized to do business in Hawaii;  (2) Is independently owned and operated; and  (3) Employs fewer than one hundred full-time or part-time employees in Hawaii. [L 1998, c 168, pt of §2, §5; am L 2002, c 202, § §2, 5; am L 2007, c 217, §2; am L 2017, c 174, §2]
HI Rev Stat § 201M-3 (2021)
2021 Hawaii Revised Statutes|Title 13. Planning and Economic Development|201M. Small Business Regulatory Flexibility Act|201M-3 Small business statement after public hearing.

  §201M-3 Small business statement after public hearing. (a) For any proposed rule that affects small business, the agency shall also submit a small business statement to the small business regulatory review board and the departmental advisory committee on small business after the public hearing is held. This section shall not apply to emergency rules. The small business statement required by this section shall provide the following information:  (1) A description of how opinions or comments from affected small business were solicited, a summary of the public and small business comments, and a summary of the agency's response to those com ­ments;  (2) The number of persons who:  (A) Attended the public hearing;  (B) Testified at the hearing; and  (C) Submitted written comments; and  (3) If there was a request to change the proposed rule at the hearing in a way that affected small business, a statement of the reasons for adopting the proposed rule, the reason why a requested change was not made, and the problems or negative result the change would provide if adopted.  (b) If the small business regulatory review board finds that a statement provided pursuant to subsection (a)(3):  (1) Indicates inconsistency with any of the agency's determinations under section 201M-2(b); or  (2) Does not address the concerns of public input, the board with good cause may request a written response from the agency explaining the rationale used to deny the public concerns within ten working days of receipt of the small business statement after public hearing. The agency shall respond in writing to the board's concerns within ten working days.  (c) The written response from an agency required in subsection (b), at a minimum, shall:  (1) Specifically address each issue and concern raised in the board's request for a written response; and  (2) Affirmatively state that the agency has considered all written and oral testimony received at the agency's public hearing and has addressed all issues or concerns raised in the written and oral testimony. [L 1998, c 168, pt of §2, §5; am L 2002, c 202, §5; am L 2012, c 241, §2]