reglab/housing_qa huggingface dataset:
KS Stat § 50-671 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 6 - Consumer Protection|50-671 Definitions.

50-671. Definitions. As used in this act:(a) "Consumer" means an actual or prospective purchaser, lessee, or recipient of consumer goods or services bought primarily for use for personal, family, or household purposes.(b) "Telemarketer" means any person or organization who, individually or through salespersons, initiates the sale, lease, or rental of consumer goods or services, or offers gifts or prizes with the intent to sell, lease or rent consumer goods or services by telephonic means or by postcard or other written notice sent through the mail in which the goods and services and all the material terms of the transaction, including price and any fees or handling, shipping or delivery charges, are not fully described and which requests that the consumer contact the seller to initiate the transaction. Such definition shall not be considered to include any not-for-profit or charitable organization exempt from federal income taxation pursuant to section 501(c)(3) of the internal revenue code of 1986.(c) "Credit card issuer" means any person or organization who issues a credit card, or the agent of such person with respect to such card.History: L. 1991, ch. 70, § 1; July 1.
KS Stat § 50-674 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 6 - Consumer Protection|50-674 Where law enforced.

50-674. Where law enforced. For the purposes of enforcement under K.S.A. 50-671 through 50-674, any telemarketing sale shall be considered to have taken place in the state where the consumer is located, regardless of the location of the telemarketer.History: L. 1991, ch. 70, § 4; July 1.
KS Stat § 50-675 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 6 - Consumer Protection|50-675 Supplemental to Kansas consumer protection act; unconscionable acts.

50-675. Supplemental to Kansas consumer protection act; unconscionable acts. (a) This act shall be part of and supplemental to the Kansas consumer protection act.(b) Any attempt to collect a fee, or enforce a credit card charge or transaction or any refusal to make a refund to the consumer in violation of this act is an unconscionable act within the meaning of K.S.A. 50-627 and amendments thereto.History: L. 1991, ch. 70, § 5; L. 1992, ch. 252, § 3; July 1.
KS Stat § 50-676 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 6 - Consumer Protection|50-676 Protected consumer; definitions.

50-676. Protected consumer; definitions. As used in K.S.A. 50-676 through 50-679, and amendments thereto:(a) "Elder person" means a person who is 60 years of age or older.(b) "Disabled person" means a person who has physical or mental impairment, or both, which substantially limits one or more of such person's major life activities.(c) "Immediate family member" means parent, child, stepchild or spouse.(d) "Major life activities" includes functions such as caring for one's self, performing manual tasks, walking, seeing, hearing, speaking, breathing, learning and working.(e) "Member of the military" means a member of the armed forces or national guard on active duty or a member of an active reserve unit in the armed forces or national guard.(f) "Physical or mental impairment" means the following:(1) Any physiological disorder or condition, cosmetic disfigurement or anatomical loss substantially affecting one or more of the following body systems: Neurological; musculoskeletal; special sense organs; respiratory, including speech organs; cardiovascular; reproductive; digestive; genitourinary; hemic and lymphatic; skin; or endocrine; or(2) any mental or psychological disorder, such as intellectual disability, organic brain syndrome, emotional or mental illness and specific learning disabilities.The term "physical or mental impairment" includes, but is not limited to, such diseases and conditions as orthopedic, visual, speech and hearing impairment, cerebral palsy, epilepsy, muscular dystrophy, multiple sclerosis, cancer, heart disease, diabetes, intellectual disability and emotional illness.(g) "Protected consumer" means:(1) An elder person;(2) a disabled person;(3) a veteran;(4) the surviving spouse of a veteran;(5) a member of the military; and(6) an immediate family member of a member of the military.(h) "Substantially limits" means:(1) Unable to perform a major life activity that the average person in the general population can perform; or(2) significantly restricted as to the condition, manner or duration under which an individual can perform a particular major life activity as compared to the condition, manner or duration under which the average person in the general population can perform that same major life activity. Minor temporary ailments or injuries shall not be considered physical or mental impairments which substantially limit a person's major life activities. Minor temporary ailments include, but are not limited to, colds, influenza or sprains or minor injuries.(i) "Veteran" means a person who has served in the armed forces of the United States of America and separated from the armed forces under honorable conditions.History: L. 1996, ch. 121, § 1; L. 2010, ch. 129, § 6; L. 2012, ch. 91, § 34; L. 2017, ch. 91, § 1; July 1.
KS Stat § 50-677 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 6 - Consumer Protection|50-677 Same; enhanced civil penalty.

50-677. Same; enhanced civil penalty. If any person is found to have violated any provision of the Kansas consumer protection act, and such violation is committed against a protected consumer, in addition to any civil penalty otherwise provided by law, the court may impose an additional civil penalty not to exceed $10,000 for each such violation.History: L. 1996, ch. 121, § 2; L. 2010, ch. 129, § 7; July 1.
KS Stat § 50-678 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 6 - Consumer Protection|50-678 Same; factors to consider in imposition of enhanced civil penalty.

50-678. Same; factors to consider in imposition of enhanced civil penalty. In determining whether to impose a civil penalty as provided in K.S.A. 50-676 through 50-679, and amendments thereto, and the amount of such civil penalty, the court shall consider the extent to which one or more of the following factors are present:(a) Whether the defendant's conduct was in disregard of the rights of the protected consumer;(b) whether the defendant knew or should have known that the defendant's conduct was directed to a protected consumer;(c) whether the protected consumer was more vulnerable to the defendant's conduct because of age, poor health, infirmity, impaired understanding, restricted mobility or disability than other persons and actually suffered substantial physical, emotional or economic damage resulting from the defendant's conduct;(d) whether the defendant's conduct caused a protected consumer to suffer any of the following:(1) Mental or emotional anguish;(2) loss of or encumbrance upon a primary residence of the protected consumer;(3) loss of or encumbrance upon the protected consumer's principal employment or principal source of income;(4) loss of funds received under a pension or retirement plan or a government benefits program;(5) loss of property set aside for retirement or for personal or family care and maintenance; or(6) loss of assets essential to the health and welfare of the protected consumer; or(e) any other factors the court deems appropriate.History: L. 1996, ch. 121, § 3; L. 2010, ch. 129, § 8; July 1.
KS Stat § 50-679 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 6 - Consumer Protection|50-679 Same; cause of action; priority over enhanced civil penalty.

50-679. Same; cause of action; priority over enhanced civil penalty. A protected consumer who suffers damage or injury as a result of a violation of the Kansas consumer protection act has a cause of action to recover actual damages, punitive damages, if appropriate, and reasonable attorney fees. Restitution ordered pursuant to this section has priority over a civil penalty imposed pursuant to K.S.A. 50-677, and amendments thereto.History: L. 1996, ch. 121, § 4; L. 2010, ch. 129, § 9; July 1.
KS Stat § 50-679a (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 6 - Consumer Protection|50-679a K.S.A. 50-676 through 50-679 supplemental to consumer protection act.

50-679a. K.S.A. 50-676 through 50-679 supplemental to consumer protection act. The provisions of K.S.A. 50-676 through 50-679, and amendments thereto, shall be part of and supplemental to the consumer protection act.History: L. 1996, ch. 121, § 5; L. 2010, ch. 129, § 10; July 1.
KS Stat § 50-680 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 6 - Consumer Protection|50-680 Title of act.

50-680. Title of act. This act shall be known and may be cited as the Kansas consumer lease-purchase agreement act.History: L. 1991, ch. 71, § 1; July 1.
KS Stat § 50-681 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 6 - Consumer Protection|50-681 Definitions.

50-681. Definitions. As used in this act:(1) "Advertisement" means a commercial message in any medium that aids, promotes or assists, directly or indirectly, a lease-purchase agreement;(2) "cash price" means the price at which the lessor would have sold the property to the consumer for cash on the date of the lease-purchase agreement;(3) "consumer" means a natural person who rents personal property under a lease-purchase agreement to be used primarily for personal, family or household purposes;(4) "consummation" means the time a consumer becomes contractually obligated on a lease-purchase agreement;(5) "lessor" means a person who regularly provides the use of property through lease-purchase agreements and to whom lease payments are initially payable on the face of the lease-purchase agreement; and(6) "lease-purchase agreement" means an agreement for the use of personal property by a natural person primarily for personal, family or household purposes, for an initial period of four months or less that is automatically renewable with each payment after the initial period, but does not obligate or require the consumer to continue leasing or using the property beyond the initial period, and that permits the consumer to become the owner of the property.History: L. 1991, ch. 71, § 2; July 1.
KS Stat § 50-682 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 6 - Consumer Protection|50-682 Lease-purchase agreements; scope; applicability of other laws.

50-682. Lease-purchase agreements; scope; applicability of other laws. (a) Lease-purchase agreements which comply with this act are not governed by the laws relating to:(1) Door-to-door sales as defined in K.S.A. 50-640, and amendments thereto;(2) a consumer credit transaction as defined in K.S.A. 16a-1-301, and amendments thereto;(3) a security interest as defined in K.S.A. 2021 Supp. 84-1-201(b)(35), and amendments thereto; or(4) an instrument as defined in K.S.A. 16-207, and amendments thereto.(b) This act does not apply to the following:(1) Lease-purchase agreements primarily for business, commercial or agricultural purposes, or those made with governmental agencies or instrumentalities or with organizations;(2) a lease of a safe deposit box;(3) a lease or bailment of personal property which is incidental to the lease of real property, and which provides that the consumer has no option to purchase the leased property; or(4) a lease of an automobile.History: L. 1991, ch. 71, § 3; L. 2007, ch. 89, § 28; July 1, 2008.
KS Stat § 50-683 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 6 - Consumer Protection|50-683 Same; required disclosures by lessor, when and how.

50-683. Same; required disclosures by lessor, when and how. (a) The lessor shall disclose to the consumer the information required by this act. In a transaction involving more than one lessor, only one lessor need make the disclosures, but all lessors shall be bound by such disclosures.(b) The disclosures shall be made at or before consummation of the lease-purchase agreement.(c) The disclosures shall be made clearly and conspicuously in writing and a copy of the lease-purchase agreement provided to the consumer. The disclosures required under subsection (a) of K.S.A. 50-684 shall be made on the face of the contract above the line for the consumer's signature.(d) If a disclosure becomes inaccurate as the result of any act, occurrence or agreement by the consumer after delivery of the required disclosures, the resulting inaccuracy is not a violation of this act.History: L. 1991, ch. 71, § 4; July 1.
KS Stat § 50-684 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 6 - Consumer Protection|50-684 Same; required disclosures in agreement.

50-684. Same; required disclosures in agreement. (a) For each lease-purchase agreement, the lessor shall disclose in the agreement the following items, as applicable:(1) the total number, total amount and timing of all payments necessary to acquire ownership of the property;(2) a statement that the consumer will not own the property until the consumer has made the total payment necessary to acquire ownership;(3) a statement that the consumer is responsible for the fair market value of the property if, and as of the time, it is lost, stolen, damaged or destroyed;(4) a brief description of the leased property, sufficient to identify the property to the consumer and the lessor, including an identification number, if applicable, and a statement indicating whether the property is new or used, but a statement that indicates new property is used is not a violation of this act;(5) a brief description of any damages to the leased property;(6) a statement of the cash price of the property. Where the agreement involves a lease of five or more items as a set, in one agreement, a statement of the aggregate cash price of all items shall satisfy this requirement;(7) the total of initial payments paid or required at or before consummation of the agreement or delivery of the property, whichever is later;(8) a statement that the total of payments does not include other charges, such as late payment, default, pickup and reinstatement fees, which fees shall be separately disclosed in the contract;(9) a statement clearly summarizing the terms of the consumer's option to purchase, including a statement that the consumer has the right to exercise an early purchase option and the price, formula or method for determining the price at which the property may be so purchased;(10) a statement identifying the party responsible for maintaining or servicing the property while it is being leased, together with a description of that responsibility, and a statement that if any part of a manufacturer's express warranty covers the leased property at the time the consumer acquires ownership of the property, it shall be transferred to the consumer, if allowed by the terms of the warranty;(11) the date of the transaction and the identities of the lessor and consumer;(12) a statement that the consumer may terminate the agreement without penalty by voluntarily surrendering or returning the property in good repair upon expiration of any lease term along with any past due rental payments; and(13) notice of the right to reinstate an agreement as herein provided.(b) With respect to matters specifically governed by the federal consumer credit protection act, compliance with such act satisfies the requirements of this section.History: L. 1991, ch. 71, § 5; July 1.
KS Stat § 50-685 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 6 - Consumer Protection|50-685 Same; proscribed provisions.

50-685. Same; proscribed provisions. A lease-purchase agreement may not contain:(1) A confession of judgment;(2) a negotiable instrument;(3) a security interest or any other claim of a property interest in any goods except those goods delivered by the lessor pursuant to the lease-purchase agreement;(4) a wage assignment;(5) a waiver by the consumer of claims or defenses; or(6) a provision authorizing the lessor or a person acting on the lessor's behalf to enter upon the consumer's premises or to commit any breach of the peace in the repossession of goods.History: L. 1991, ch. 71, § 6; July 1.
KS Stat § 50-686 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 6 - Consumer Protection|50-686 Same; consumer's right to reinstate agreement.

50-686. Same; consumer's right to reinstate agreement. (a) A consumer who fails to make a timely rental payment may reinstate the agreement, without losing any rights or options which exist under the agreement, by the payment, within five days of the renewal date if the consumer pays monthly, or within two days of the renewal date if the consumer pays more frequently than monthly, of:(1) All past due rental charges;(2) if the property has been picked up, the reasonable costs of pickup and redelivery; and(3) any applicable late fee.(b) In the case of a consumer who has paid less than 2/3 of the total of payments necessary to acquire ownership and where the consumer has returned or voluntarily surrendered the property, other than through judicial process, during the applicable reinstatement period set forth in subsection (a) of this section, the consumer may reinstate the agreement during a period of not less than 21 days after the date of the return of the property.(c) In the case of a consumer who has paid 2/3 or more of the total of payments necessary to acquire ownership, and where the consumer has returned or voluntarily surrendered the property, other than through judicial process, during the applicable period set forth in subsection (a) of this section, the consumer may reinstate the agreement during a period of not less than 45 days after the date of the return of the property.(d) Nothing in this section shall prevent a lessor from attempting to repossess property during the reinstatement period, but such a repossession shall not affect the consumer's right to reinstate. Upon reinstatement, the lessor shall provide the consumer with the same property or substitute property of comparable quality and condition.History: L. 1991, ch. 71, § 7; July 1.
KS Stat § 50-687 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 6 - Consumer Protection|50-687 Same; written receipt required.

50-687. Same; written receipt required. A lessor shall provide the consumer a written receipt for each payment made by cash or money order.History: L. 1991, ch. 71, § 8; July 1.
KS Stat § 50-688 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 6 - Consumer Protection|50-688 Same; renegotiations.

50-688. Same; renegotiations. (a) A renegotiation shall occur when an existing lease-purchase agreement is satisfied and replaced by a new agreement undertaken by the same lessor and consumer. A renegotiation shall be considered a new agreement requiring new disclosures. However, events such as the following shall not be treated as renegotiations:(1) The addition or return of property in a multiple-item agreement or the substitution of the lease property, if in either case the average payment allocable to a payment period is not changed by more than 25%;(2) a deferral or extension of one or more periodic payments, or portions of a periodic payment;(3) a reduction in charges in the lease or agreement; and(4) a lease or agreement involved in a court proceeding.(b) No disclosures are required for any extension of a lease-purchase agreement.History: L. 1991, ch. 71, § 9; July 1.
KS Stat § 50-689 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 6 - Consumer Protection|50-689 Same; advertisements.

50-689. Same; advertisements. (a) If an advertisement for a lease-purchase agreement refers to or states the dollar amount of any payment and the right to acquire ownership for any one specific item, the advertisement shall also clearly and conspicuously state the following items, as applicable:(1) That the transaction advertised is a lease-purchase agreement;(2) the total of payments necessary to acquire ownership; and(3) that the consumer acquires no ownership rights if the total amount necessary to acquire ownership is not paid.(b) Any owner or personnel of any medium in which an advertisement appears or through which it is disseminated shall not be liable under this section.(c) The provisions of subsection (a) of this section shall not apply to an advertisement which does not refer to or state the amount of any payment, or which is published in the yellow pages of a telephone directory or in any similar directory of business.History: L. 1991, ch. 71, § 10; July 1.
KS Stat § 50-690 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 6 - Consumer Protection|50-690 Same; unconscionable act or practice.

50-690. Same; unconscionable act or practice. Any violation of this act is an unconscionable act or practice under the provisions of the Kansas consumer protection act and shall be subject to any and all of the enforcement provisions of the Kansas consumer protection act.History: L. 1991, ch. 71, § 11; L. 1992, ch. 252, § 10; July 1.
KS Stat § 50-698 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 6 - Consumer Protection|50-698 Duties of consumer to receive comparable new assistive device or refund; duties of manufacturer and assistive device lessor.

50-698. Duties of consumer to receive comparable new assistive device or refund; duties of manufacturer and assistive device lessor. (a) To receive a comparable new assistive device or a refund due under subsection (d) of K.S.A. 50-697 and amendments thereto, a consumer shall offer to the manufacturer of the assistive device having the nonconformity to transfer possession of that assistive device to that manufacturer. No later than 30 days after that offer, the manufacturer shall provide the consumer with the comparable assistive device or refund. When the manufacturer provides the new assistive device or refund, the consumer shall return the assistive device having the nonconformity to the manufacturer, along with any endorsements necessary to transfer real possession to the manufacturer.(b) To receive a refund due under paragraph (3) of subsection (d) of K.S.A. 50-697 and amendments thereto, a consumer described under paragraph (4) of subsection (e) of K.S.A. 50-696 and amendments thereto shall offer to return the assistive device having the nonconformity to its manufacturer. No later than 30 days after that offer, the manufacturer shall provide the refund to the consumer. When the manufacturer provides the refund, the consumer shall return to the manufacturer the assistive device having the nonconformity.(c) To receive a refund due under paragraph (3) of subsection (d) of K.S.A. 50-697 and amendments thereto, an assistive device lessor shall offer to transfer possession of the assistive device having the nonconformity to its manufacturer. No later than 30 days after that offer, the manufacturer shall provide the refund to the assistive device lessor. When the manufacturer provides the refund, the assistive device lessor shall provide to the manufacturer any endorsements necessary to transfer legal possession to the manufacturer.History: L. 1996, ch. 18, § 3; July 1.