reglab/housing_qa huggingface dataset:
MI Comp L § 500.3714 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-37 - Chapter 37 Small Employer Group Health Coverage (500.3701...500.3728)|Section 500.3714 - Repealed. 2001, Act 271, Imd. Eff. Jan. 11, 2002.

500.3714 Repealed. 2001, Act 271, Imd. Eff. Jan. 11, 2002. Compiler's Notes: The repealed section pertained to summary statement concerning health insurance written under authority of chapter.Popular Name: Act 218
MI Comp L § 500.3715 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-37 - Chapter 37 Small Employer Group Health Coverage (500.3701...500.3728)|Section 500.3715 - Information and Documentation; Retention at Principal Place of Business.

500.3715 Information and documentation; retention at principal place of business. Sec. 3715.  (1) Each small employer carrier shall maintain at its principal place of business a complete and detailed description of its rating practices and renewal underwriting practices, including information and documentation that demonstrate that its rating methods and practices are based upon commonly accepted actuarial assumptions and are in accordance with sound actuarial principles.  (2) Each small employer carrier shall file each March 1 with the commissioner an actuarial certification, that the carrier is in compliance with this section and that the rating methods of the carrier are actuarially sound. A copy of the actuarial certification shall be retained by the carrier at its principal place of business.  (3) A small employer carrier shall make the information and documentation described in subsection (1) available to the commissioner upon request.  (4) This section is in addition to, and not in substitution of, the applicable filing provisions in this act and in the nonprofit health care corporation reform act, 1980 PA 350, MCL 550.1101 to 550.1704. History: Add. 2003, Act 88, Eff. Jan. 23, 2004 Popular Name: Act 218
MI Comp L § 500.3716 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-37 - Chapter 37 Small Employer Group Health Coverage (500.3701...500.3728)|Section 500.3716 - Archer Medical Savings Account; Exception.

500.3716 Archer medical savings account; exception. Sec. 3716.  This chapter does not apply to a health benefit plan sponsored by a small employer that is an Archer medical savings account that meets all requirements of section 220 of the internal revenue code of 1986. History: Add. 2003, Act 88, Eff. Jan. 23, 2004 Compiler's Notes: Former MCL 500.3716, which pertained to sale of health insurance by agent or solicitor without additional licensing and to commission or allowance, was repealed by Act 271 of 2001, Imd. Eff. Jan. 11, 2002.Popular Name: Act 218
MI Comp L § 500.3717 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-37 - Chapter 37 Small Employer Group Health Coverage (500.3701...500.3728)|Section 500.3717 - Suspension; Exemption; Conditions; Exception.

500.3717 Suspension; exemption; conditions; exception. Sec. 3717.  (1) Upon a request for suspension by the small employer carrier and a finding by the commissioner after consulting with the attorney general that the suspension is reasonable in light of the financial condition of the carrier and that the suspension would enhance the efficiency and fairness of the marketplace for small employer health insurance, the commissioner may suspend all or any part of section 3705 as to the premiums applicable to 1 or more small employers for 1 or more rating periods and may suspend section 3712(1)(c) or (d).  (2) A commercial carrier whose capital and surplus as concerns policyholders as of December 31, 2003 as shown on the annual financial statement filed with the commissioner is $18,000,000.00 or less may be exempt from this chapter, if the commercial carrier had policyholders residing in Michigan before June 1, 2003, the commercial carrier files with the commissioner a written request for an exemption, and the commissioner, after reviewing the commercial carrier's request and annual financial statement, determines an exemption is warranted.  (3) An exemption granted under subsection (2) is effective for 3 years, so long as the commercial carrier experiences no disproportionate growth in premium volume in business written, or changes in the commercial carrier's pattern, location, or contours of that insurance business that indicate that the commercial carrier is utilizing its exemption to take unfair competitive advantage of competing small employer carriers who do not qualify for the exemption. A commercial carrier that meets the requirements of subsections (2) to (5) may reapply every 3 years to the commissioner for a subsection (2) exemption. The commissioner shall continue an exemption granted under subsection (2) if the commissioner finds the commercial carrier meets the criteria in subsections (2) to (5) for the exemption.  (4) The commissioner shall not grant an exemption under subsection (2) to any carrier that directly, or indirectly through 1 or more intermediaries, controls, is controlled by, or is under common control with a carrier whose surplus as concerns policyholders is in excess of the amount stated in subsection (2).  (5) A carrier admitted to do business in this state after June 1, 2003 is not eligible for an exemption under subsection (2). History: Add. 2003, Act 88, Eff. Jan. 23, 2004 Popular Name: Act 218
MI Comp L § 500.3718 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-37 - Chapter 37 Small Employer Group Health Coverage (500.3701...500.3728)|Section 500.3718 - Applicability of MCL 550.1619.

500.3718 Applicability of MCL 550.1619. Sec. 3718.  A nonprofit health care corporation is subject to section 619 of the nonprofit health care corporation reform act, 1980 PA 350, MCL 550.1619. History: Add. 2003, Act 88, Eff. Jan. 23, 2004 Compiler's Notes: Former MCL 500.3718, which pertained to association formed for purposes of chapter, was repealed by Act 271 of 2001, Imd. Eff. Jan. 11, 2002.Popular Name: Act 218
MI Comp L § 500.3720 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-37 - Chapter 37 Small Employer Group Health Coverage (500.3701...500.3728)|Section 500.3720 - Repealed. 2001, Act 271, Imd. Eff. Jan. 11, 2002.

500.3720 Repealed. 2001, Act 271, Imd. Eff. Jan. 11, 2002. Compiler's Notes: The repealed section pertained to mutual insurers.Popular Name: Act 218
MI Comp L § 500.3721 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-37 - Chapter 37 Small Employer Group Health Coverage (500.3701...500.3728)|Section 500.3721 - Repealed. 2018, Act 304, Eff. Sept. 27, 2018.

500.3721 Repealed. 2018, Act 304, Eff. Sept. 27, 2018. Compiler's Notes: The repealed section pertained to a reporting requirement about competition in small employer carrier health market.Popular Name: Act 218
MI Comp L § 500.3722 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-37 - Chapter 37 Small Employer Group Health Coverage (500.3701...500.3728)|Section 500.3722 - Repealed. 2001, Act 271, Imd. Eff. Jan. 11, 2002.

500.3722 Repealed. 2001, Act 271, Imd. Eff. Jan. 11, 2002. Compiler's Notes: The repealed section pertained to designation of resident agent for service of process.Popular Name: Act 218
MI Comp L § 500.3723 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-37 - Chapter 37 Small Employer Group Health Coverage (500.3701...500.3728)|Section 500.3723 - Applicability of Chapter; Date of Health Benefit Plan.

500.3723 Applicability of chapter; date of health benefit plan.Sec. 3723.  This chapter applies to a health benefit plan for a small employer that is delivered, issued for delivery, renewed, or continued in this state after January 22, 2004. For purposes of this section, the date a health benefit plan is continued is the first rating period that begins after January 22, 2004. History: Add. 2003, Act 88, Eff. Jan. 23, 2004 ;-- Am. 2016, Act 276, Imd. Eff. July 1, 2016 Popular Name: Act 218
MI Comp L § 500.3724 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-37 - Chapter 37 Small Employer Group Health Coverage (500.3701...500.3728)|Section 500.3724 - Repealed. 2001, Act 271, Imd. Eff. Jan. 11, 2002.

500.3724 Repealed. 2001, Act 271, Imd. Eff. Jan. 11, 2002. Compiler's Notes: The repealed section pertained to immunity from liability under other laws for action taken pursuant to chapter.Popular Name: Act 218
MI Comp L § 500.3726 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-37 - Chapter 37 Small Employer Group Health Coverage (500.3701...500.3728)|Section 500.3726 - Repealed. 2001, Act 271, Imd. Eff. Jan. 11, 2002.

500.3726 Repealed. 2001, Act 271, Imd. Eff. Jan. 11, 2002. Compiler's Notes: The repealed section pertained to premiums for policies issued pursuant to chapter and to tax exemption.Popular Name: Act 218
MI Comp L § 500.3728 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-37 - Chapter 37 Small Employer Group Health Coverage (500.3701...500.3728)|Section 500.3728 - Repealed. 2001, Act 271, Imd. Eff. Jan. 11, 2002.

500.3728 Repealed. 2001, Act 271, Imd. Eff. Jan. 11, 2002. Compiler's Notes: The repealed section pertained to action taken under chapter subject to review by insurance commissioner.Popular Name: Act 218
MI Comp L § 500.3803 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-38 - Chapter 38 Medicare Supplement Policies and Certificates (500.3801...500.3861)|Section 500.3803 - Applicability of Chapter.

500.3803 Applicability of chapter.Sec. 3803.  (1) Except as provided in subsections (2) and (3), this chapter applies to a Medicare supplement policy delivered, issued for delivery, or renewed in this state.  (2) Sections 3807, 3809, 3811, and 3819 apply to a Medicare supplement policy delivered or issued for delivery in this state on or after June 2, 1992 with an effective date for coverage before June 1, 2010.  (3) Sections 3807a, 3809a, 3811a, and 3819a apply to a Medicare supplement policy delivered or issued for delivery in this state with an effective date for coverage on or after June 1, 2010. History: Add. 1992, Act 84, Imd. Eff. June 2, 1992 ;-- Am. 2009, Act 220, Imd. Eff. Jan. 5, 2010 ;-- Am. 2018, Act 429, Eff. Mar. 20, 2019 Popular Name: Act 218
MI Comp L § 500.3804 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-38 - Chapter 38 Medicare Supplement Policies and Certificates (500.3801...500.3861)|Section 500.3804 - Repealed. 2018, Act 429, Eff. Mar. 20, 2019.

500.3804 Repealed. 2018, Act 429, Eff. Mar. 20, 2019. Compiler's Notes: The repealed section pertained to the applicability of medicare supplement policies by a certain health care corporation.Popular Name: Act 218
MI Comp L § 500.3805 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-38 - Chapter 38 Medicare Supplement Policies and Certificates (500.3801...500.3861)|Section 500.3805 - Medicare Supplement Policy; Definitions.

500.3805 Medicare supplement policy; definitions.Sec. 3805.  As used in a medicare supplement policy:  (a) The definition of "accident", "accidental injury", or "accidental means" shall not include words that establish an accidental means test or use words such as "external, violent, visible wounds" or similar words of description or characterization. The definition may provide that injuries shall not include injuries for which benefits are provided or available under any worker's compensation, employer's liability or similar law, or motor vehicle no-fault plan, unless prohibited by law.  (b) The definition of "benefit period" or "medicare benefit period" shall not be defined in a more restrictive manner than as defined in medicare.  (c) "Hospital" may be defined in relation to its status, facilities, and available services or to reflect its accreditation by the joint commission on accreditation of hospitals, but not more restrictively than as defined in medicare.  (d) The definition of "medicare eligible expenses" shall mean health care expenses of the kinds covered by part A and part B of medicare, to the extent recognized as reasonable and medically necessary by medicare.  (e) "Nurses" may be defined so that the description of nurse is to a type of nurse, such as a registered professional nurse or a licensed practical nurse. If the words "nurse", "trained nurse", or "registered nurse" are used without specific instruction, then the use of those terms requires the insurer to recognize the services of any individual who qualifies under those terms in accordance with the public health code, 1978 PA 368, MCL 333.1101 to 333.25211.  (f) "Physician" shall not be defined more restrictively than as defined in medicare.  (g) "Sickness" shall not be defined more restrictively than to mean illness or disease of an insured person that first manifests itself after the effective date of insurance and while the insurance is in force. The definition may be further modified to exclude sicknesses or diseases for which benefits are provided to the insured under any worker's compensation, occupational disease, employer's liability, or similar law.  (h) "Skilled nursing facility" shall not be defined more restrictively than as defined in medicare. History: Add. 1992, Act 84, Imd. Eff. June 2, 1992 ;-- Am. 2006, Act 462, Imd. Eff. Dec. 20, 2006 Popular Name: Act 218
MI Comp L § 500.3808 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-38 - Chapter 38 Medicare Supplement Policies and Certificates (500.3801...500.3861)|Section 500.3808 - Repealed. 2018, Act 429, Eff. Mar. 20, 2019.

500.3808 Repealed. 2018, Act 429, Eff. Mar. 20, 2019. Compiler's Notes: The repealed section pertained to medicare supplement insurance policies.Popular Name: Act 218
MI Comp L § 500.3809a (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-38 - Chapter 38 Medicare Supplement Policies and Certificates (500.3801...500.3861)|Section 500.3809a - Medicare Supplement Policies or Certificates With Effective Date for Coverage on or After June 1, 2010; Additional Benefits.

500.3809a Medicare supplement policies or certificates with effective date for coverage on or after June 1, 2010; additional benefits.Sec. 3809a.  (1) This section applies to all medicare supplement policies or certificates delivered or issued for delivery with an effective date for coverage on or after June 1, 2010.   (2) In addition to the basic core package of benefits required under section 3807a, the following benefits may be included in a medicare supplement insurance policy and if included shall conform to section 3811a(6)(b) to (j):  (a) Medicare part A deductible: coverage for 100% of the medicare part A inpatient hospital deductible amount per benefit period.  (b) Medicare part A deductible: coverage for 50% of the medicare part A inpatient hospital deductible amount per benefit period.  (c) Skilled nursing facility care: coverage for the actual billed charges up to the coinsurance amount from the twenty-first day through the one hundredth day in a medicare benefit period for posthospital skilled nursing facility care eligible under medicare part A.  (d) Medicare part B deductible: coverage for 100% of the medicare part B deductible amount per calendar year regardless of hospital confinement.  (e) One hundred percent of the medicare part B excess charges: coverage for all of the difference between the actual medicare part B charge as billed, not to exceed any charge limitation established by medicare or state law, and the medicare-approved part B charge.  (f) Medically necessary emergency care in a foreign country: coverage to the extent not covered by medicare for 80% of the billed charges for medicare-eligible expenses for medically necessary emergency hospital, physician, and medical care received in a foreign country, which care would have been covered by medicare if provided in the United States and which care began during the first 60 consecutive days of each trip outside the United States, subject to a calendar year deductible of $250.00, and a lifetime maximum benefit of $50,000.00. For purposes of this benefit, "emergency care" means care needed immediately because of an injury or an illness of sudden and unexpected onset. History: Add. 2009, Act 220, Imd. Eff. Jan. 5, 2010 Popular Name: Act 218
MI Comp L § 500.3813 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-38 - Chapter 38 Medicare Supplement Policies and Certificates (500.3801...500.3861)|Section 500.3813 - Disability Coverage; Medicare Supplement Buyer's Guide; Applicability of Section.

500.3813 Disability coverage; medicare supplement buyer's guide; applicability of section.Sec. 3813.  An insurer that issues a policy that provides health insurance coverage to a person eligible for Medicare by reason of age shall provide the prospective policyholder with a Medicare supplement buyer's guide in written or electronic format, which must be furnished at the time of application, and the insurer shall obtain, in written or electronic format, acknowledgment of receipt of the buyer's guide. However, for direct response solicitation policies, the guide must be furnished with the policy in written or electronic format and the insurer need not obtain acknowledgment of receipt. This section does not apply to policies that provide accidental death benefits for travel or other accidents, or if the medical expense or indemnity payments are only incidental to the accidental death benefits for travel or other accidents. History: Add. 1992, Act 84, Imd. Eff. June 2, 1992 ;-- Am. 2018, Act 429, Eff. Mar. 20, 2019 Popular Name: Act 218
MI Comp L § 500.3821 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-38 - Chapter 38 Medicare Supplement Policies and Certificates (500.3801...500.3861)|Section 500.3821 - Issuance of Policy to Person Not Enrolled in Medicare Parts a and B Prohibited; Refund; Interest.

500.3821 Issuance of policy to person not enrolled in medicare parts A and B prohibited; refund; interest. Sec. 3821.  (1) An insurer shall not issue an individual medicare supplement policy to a person who has not applied for or enrolled in medicare, parts A and B. If it is later determined that a person has not applied for or enrolled in medicare, parts A and B, an insurer shall refund all premiums received from the person for a medicare supplement policy issued to the person plus interest less the amount of any benefits received by the person under the policy.  (2) Interest under subsection (1) shall be calculated at 6-month intervals from the date the first premium payment was received at a rate of interest equal to 1% plus the average interest rate paid at auctions of 5-year United States treasury notes during the 6 months immediately preceding July 1 and January 1, as certified by the state treasurer, and compounded annually. History: Add. 1992, Act 84, Imd. Eff. June 2, 1992 Popular Name: Act 218
MI Comp L § 500.3823 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-38 - Chapter 38 Medicare Supplement Policies and Certificates (500.3801...500.3861)|Section 500.3823 - Covered Benefits More Restrictive Than Benefits Under Medicare and Required Under State Law Prohibited; Benefits for Outpatient Prescription Drugs.

500.3823 Covered benefits more restrictive than benefits under medicare and required under state law prohibited; benefits for outpatient prescription drugs.Sec. 3823.  (1) An insurance policy shall not be titled, advertised, solicited, or issued for delivery in this state as a medicare supplement policy unless the definitions and terms contained in the policy are such that covered benefits under the policy are not more restrictive than covered benefits under medicare and those required to be provided under state law.  (2) A medicare supplement policy with benefits for outpatient prescription drugs in existence prior to January 1, 2006 shall be renewed for current policyholders who do not enroll in part D at the option of the policyholder.  (3) A medicare supplement policy with benefits for outpatient prescription drugs shall not be issued after December 31, 2005.  (4) After December 31, 2005, a medicare supplement policy with benefits for outpatient prescription drugs may not be renewed after the policyholder enrolls in medicare part D unless:  (a) The policy is modified to eliminate outpatient prescription coverage for expenses of outpatient prescription drugs incurred after the effective date of the individual's coverage under a part D plan.  (b) Premiums are adjusted to reflect the elimination of outpatient prescription drug coverage at the time of medicare part D enrollment, accounting for any claims paid, if applicable. History: Add. 1992, Act 84, Imd. Eff. June 2, 1992 ;-- Am. 2006, Act 462, Imd. Eff. Dec. 20, 2006 Popular Name: Act 218
MI Comp L § 500.3825 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-38 - Chapter 38 Medicare Supplement Policies and Certificates (500.3801...500.3861)|Section 500.3825 - Preexisting Diseases or Conditions; Waiver Prohibited.

500.3825 Preexisting diseases or conditions; waiver prohibited. Sec. 3825.  A medicare supplement policy shall not use waivers to exclude, limit, or reduce coverage or benefits for specifically named or described preexisting diseases or physical conditions. History: Add. 1992, Act 84, Imd. Eff. June 2, 1992 Popular Name: Act 218