reglab/housing_qa huggingface dataset:
MN Stat § 325G.052 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.052 — Credit Card Offers And Solicitations; Address Verifications.

325G.052 CREDIT CARD OFFERS AND SOLICITATIONS; ADDRESS VERIFICATIONS. (a) A credit card issuer that mails an offer or solicitation to receive a credit card and, in response, receives a completed application for a credit card that lists an address that is different from the address on the offer or solicitation shall verify the change of address before issuing a credit card. (b) Notwithstanding any other provision of law, a person to whom an offer or solicitation to receive a credit card is made is not liable for the unauthorized use of a credit card issued in response to that offer or solicitation if the credit card issuer does not verify the change of address pursuant to paragraph (a) before the issuance of the credit card, unless the credit card issuer proves that this person actually incurred the charge on the credit card. (c) When a credit card issuer receives a written or oral request for a change of the cardholder's billing address and then receives a written or oral request for an additional credit card within ten days after the requested address change, the credit card issuer shall not mail the requested additional credit card to the new address or, alternatively, shall not activate the requested additional credit card, unless the credit card issuer has verified the change of address. History:   2006 c 233 s 10
MN Stat § 325G.07 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.07 — Buyer's Right To Cancel.

325G.07 BUYER'S RIGHT TO CANCEL. In addition to any other rights the buyer may have, the buyer has the right to cancel a home solicitation sale until midnight of the third business day after the day on which the home solicitation sale occurs. Cancellation is evidenced by the buyer giving written notice of cancellation to the seller at the address stated in the agreement or offer to purchase. Notice of cancellation, if given by mail, is effective upon deposit in a mailbox, properly addressed to the seller and postage prepaid. Notice of cancellation need not take a particular form and is sufficient if it indicates, by any form of written expression, the intention of the buyer not to be bound by the home solicitation sale. History:   1973 c 443 s 2
MN Stat § 325G.09 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.09 — Return Of Payments Or Goods.

325G.09 RETURN OF PAYMENTS OR GOODS. Subdivision 1. Seller's obligations. Within ten days after a home solicitation sale has been canceled or an offer to purchase revoked, the seller must tender to the buyer any payments made by the buyer and any note or other evidence of indebtedness. If the down payment includes goods traded in, the goods must also be tendered by the seller in as good condition as when received by the seller. If the seller fails to tender said goods, the buyer may elect to recover from the seller an amount equal to the trade-in allowance stated in the agreement. Subd. 2. Buyer's right to retain possession. Until the seller has complied with the obligations imposed by this section, the buyer may retain possession of the goods delivered to the buyer by the seller. Subd. 3. Buyer's obligation to tender goods. Except as provided in subdivision 2, within a reasonable time after a home solicitation sale has been canceled or an offer to purchase has been revoked, the buyer upon demand must tender to the seller any goods delivered by the seller pursuant to the sale. The buyer is not obligated to tender at any place other than the buyer's residence. Subd. 4. Seller's failure to demand possession. If the seller fails to demand possession of goods within 20 days after cancellation or revocation, the goods become the property of the buyer without obligation to pay for them. Subd. 5. Buyer's duty of care. The buyer has the duty to take reasonable care of the goods in the buyer's possession before cancellation or revocation and during the time provided in subdivision 4 for the seller to demand possession, during which time the goods are otherwise at the seller's risk. Subd. 6. Right to compensation limited. If the seller has performed any services pursuant to a home solicitation sale prior to its cancellation, the seller is entitled to no compensation. History:  1973 c 443 s 4; 1986 c 444
MN Stat § 325G.10 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.10 — Penalties For Violation.

325G.10 PENALTIES FOR VIOLATION. Any person who is found to have violated sections 325G.06 to 325G.09 shall be subject to the penalties provided in section 8.31. History:   1973 c 443 s 5
MN Stat § 325G.11 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.11 — Damages.

325G.11 DAMAGES. Any person injured by a violation of sections 325G.06 to 325G.09 may recover damages, together with costs and disbursements, including reasonable attorney's fees, and receive other equitable relief as determined by the court. History:   1973 c 443 s 6
MN Stat § 325G.12 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.12 — Definitions.

325G.12 DEFINITIONS. Subdivision 1. Scope. As used in sections 325G.12 to 325G.14, the terms defined in this section have the meanings given them. Subd. 2. Personal solicitation. "Personal solicitation" means any attempt by a seller who regularly engages in transactions of the same kind, to sell goods or services which are primarily for personal, family, or household purposes, and not for agricultural purposes, when either the seller or a person acting for the seller, contacts the buyer by telephone or in person other than at the place of business of the seller, except: (a) an attempted sale in which the buyer personally knows the identity of the seller, the name of the business firm or organization the seller represents, and the identity or kinds of goods or services offered for sale; or (b) an attempted sale in which the buyer has initiated the contact with the seller; or (c) an attempted sale of a newspaper subscription in which the seller is a minor child engaged in both the delivery and sale of the newspaper. Subd. 3. Sale. "Sale" includes a lease or rental. Subd. 4. Seller. "Seller" includes a lessor or anyone offering goods for rent, or an assignee of a seller. Subd. 5. Buyer. "Buyer" includes a lessee or anyone who gives a consideration for the use of goods or services. History:  1975 c 372 s 1; 1976 c 239 s 92; 1986 c 444
MN Stat § 325G.13 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.13 — Disclosure Obligation.

325G.13 DISCLOSURE OBLIGATION. Before any personal solicitation every seller shall, at the time of initial contact or communication with the potential buyer, clearly and expressly disclose: the individual seller's name, the name of the business firm or organization the seller represents, the identity or kinds of goods or services the seller wishes to demonstrate or sell, and that the seller wishes to demonstrate or sell the identified goods or services. When the initial contact is made in person, the seller shall also show the potential buyer an identification card which clearly states the seller's name and the name of the business or organization represented. The disclosures required by this section shall be made before asking any questions or making any statements except an initial greeting. Nonprofit organizations are exempt from the requirements of this section. History:  1975 c 372 s 2; 1986 c 444
MN Stat § 325G.14 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.14 — Penalties; Remedies.

325G.14 PENALTIES; REMEDIES. Any person who is found to have violated section 325G.13 shall be subject to the penalties and remedies provided in section 8.31. History:   1975 c 372 s 3
MN Stat § 325G.15 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.15 — Definitions.

325G.15 DEFINITIONS. Subdivision 1. Scope. As used in this section and section 325G.16, the following terms shall have the meanings assigned to them. Subd. 2. Consumer credit sale. "Consumer credit sale" means a sale of goods or services in which: (a) credit is granted by a seller who regularly engages as a seller in credit transactions of the same kind; (b) the buyer is a natural person; and (c) the goods or services are purchased primarily for a personal, family or household purpose, and not for commercial, agricultural, or business purpose. Subd. 3. Goods. "Goods" means all tangible personal chattels, but not including money, things in action or intangible personal property other than merchandise certificates or coupons as herein described. The term includes such chattels which are furnished or used, at the time of sale or subsequently, in the modernization, rehabilitation, repair, alteration, improvement or construction of real property so as to become a part thereof whether or not severable therefrom. The term also includes merchandise certificates or coupons, issued by a retail seller, not redeemable in cash and to be used in their face amount in lieu of cash, in exchange for goods or services sold by such seller. Subd. 4. Services. "Services" means work, labor, or services of any kind. Subd. 5. Sale of goods. "Sale of goods" includes, without limitation, any agreement in the form of a bailment or lease of goods if the bailee or lessee agrees to pay as compensation for use a sum substantially equivalent to or in excess of the aggregate value of the goods involved and it is agreed that the bailee or lessee will become, or for no other or a nominal consideration has the option to become, the owner of the goods upon full compliance with the bailee's or lessee's obligations under the agreement. The term also includes a contract in the form of a terminable bailment or lease of goods if: (a) the bailee or lessee has the option to renew the contract by making the payments specified in the contract; (b) the contract obligates the bailor or lessor to transfer ownership of the property to the bailee or lessee for no other or a nominal consideration upon full compliance by the bailee or lessee with the bailee's or lessee's obligations under the contract including any obligation incurred by reason of the exercise of an option by the bailee or lessee to renew the contract; and (c) the payments contracted for by the bailee or lessee, including those payments pursuant to the exercise of an option by the bailee or lessee to renew the contract, are substantially equivalent to or in excess of the aggregate value of the property and services involved. History:  1971 c 275 s 1; 1981 c 10 s 1; 1986 c 444
MN Stat § 325G.16 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.16 — Restrictions.

325G.16 RESTRICTIONS. Subdivision 1. Instruments. In a consumer credit sale, the seller or lessor may not take a negotiable instrument other than a check as evidence of the obligation of the buyer or lessee. A holder is not in good faith if the holder takes a negotiable instrument with notice that it is issued in violation of this section. Subd. 2. Provision restrictions. No contract or obligation relating to a consumer credit sale shall contain any provision by which: (a) the consumer agrees not to assert against an assignee any claim or defense arising out of the transaction; (b) in the absence of consumer's default, the holder may arbitrarily and without reasonable cause, accelerate the maturity of any part or all of the amount owing thereunder; (c) a power of attorney is given to confess judgment in this state, or an assignment of wages is given; (d) the seller or holder of the contract or obligation, or a person acting on the seller's or holder's behalf, is given authority to enter upon the consumer's premises unlawfully or to commit any breach of the peace in the repossession of the goods; (e) the consumer waives any right of action against the seller or holder of the contract or obligation, or any other person acting on the seller's or holder's behalf, for any illegal act committed in the collection of payments under the contract or obligation or in the repossession of goods; (f) the consumer relieves the seller from any liability for any legal remedy which the consumer may have against the seller under the contract or obligation or any separate instrument executed in connection therewith. Subd. 3. Claims and defenses. Any assignee of the contract or obligation relating to the consumer credit sale shall be subject to all claims and defenses of the consumer against the seller arising from the sale, notwithstanding any agreement to the contrary. Provided, however, that the assignee's liability under this subdivision shall not exceed the amount owing to the assignee at the time the claim or defense is asserted against the assignee. The rights of the consumer under this subdivision can only be asserted as a matter of defense to or set off against a claim by the assignee. Subd. 4. Interest retained by bailor or lessor. Any lease or bailment of goods which constitutes a consumer credit sale shall be deemed to be a sale for all purposes. The interest retained by the bailor or lessor in any such transaction shall be a security interest only. Subd. 5. Mandatory provision. All contracts or obligations in the form of terminable bailment or lease of goods relating to consumer credit sales shall specify whether the goods which are the subject of the sale are new or used. History:  1971 c 275 s 2; 1981 c 10 s 2,3; 1986 c 444
MN Stat § 325G.17 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.17 — Definitions.

325G.17 DEFINITIONS. Subdivision 1. Scope. As used in sections 325G.17 to 325G.20, the terms defined in this section have the meanings given them. Subd. 2. Consumer sale. "Consumer sale" means a sale of new goods, or as regards an express warranty, any goods, purchased primarily for personal, family, or household purposes, and not for agricultural or business purposes. Subd. 3. Goods. "Goods" are as defined in section 325G.15. Subd. 4. New goods. "New goods" mean those goods which are purchased for the first time other than for purposes of resale. Subd. 5. Express warranty. "Express warranty" means a written statement arising out of a consumer sale pursuant to which the manufacturer, distributor, or retailer undertakes (1) to preserve or maintain the utility or performance of the goods or provide compensation or replacement if there is a failure in utility or performance; or (2) declares that in the event of any sample or model, that the whole of the goods conforms to the sample or model. It is not necessary to the creation of an express warranty that formal words such as "warrant" or "guarantee" be used or that a specific intention to make a warranty be present, but an affirmation merely of the value of the goods or a statement purporting to be merely an opinion or commendation of the goods does not create a warranty. History:   1973 c 692 s 1
MN Stat § 325G.18 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.18 — Implied Warranties.

325G.18 IMPLIED WARRANTIES. Subdivision 1. Merchantability and fitness for intended purpose. Unless disclaimed in the manner prescribed in subdivision 2, every consumer sale in this state shall be accompanied by an implied warranty that the goods are merchantable, and, in a consumer sale where the seller has reason to know that the goods are required for a particular purpose and that the buyer is relying on the seller's skill or judgment to select or furnish suitable goods, an implied warranty of fitness. A seller may, however, limit damages or remedies for breach of implied warranties as provided in chapter 336. Subd. 2. Disclaimers. No consumer sale on an "as is" or "with all faults" basis shall be effective to disclaim the implied warranty of merchantability, or, where applicable, the implied warranty of fitness, unless a conspicuous writing clearly informs the buyer, prior to the sale, in simple and concise language each of the following: (1) the goods are being sold on an "as is" or "with all faults" basis; and (2) the entire risk as to the quality and performance of the goods is with the buyer. In event of a consumer sale by means of a mail order catalog, the catalog may contain the required writing in lieu of the requirement of notification prior to the sale. History:   1973 c 692 s 2
MN Stat § 325G.19 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.19 — Express Warranties.

325G.19 EXPRESS WARRANTIES. Subdivision 1. Disclaimers. No express warranty arising out of a consumer sale of new goods shall disclaim implied warranties of merchantability, or, where applicable, of fitness. Subd. 2. Honoring of express warranties. The maker of an express warranty arising out of a consumer sale in this state shall honor the terms of the express warranty. In a consumer sale, the manufacturer shall honor an express warranty made by the manufacturer; the distributor shall honor an express warranty made by the distributor; and the retail seller shall honor an express warranty made by the retail seller. Subd. 3. Liability of manufacturer to retailer. Every manufacturer who makes an express warranty pursuant to a consumer sale, who authorizes a retail seller within this state to perform services or repairs under the terms of the express warranty shall be liable to the retail seller in an amount equal to that which is charged by the retail seller for like service or repairs rendered to retail consumers who are not entitled to warranty protection. History:   1973 c 692 s 3
MN Stat § 325G.20 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.20 — Remedies.

325G.20 REMEDIES. A violation of sections 325G.17 to 325G.20 shall be treated as a violation of section 325F.69. The remedies provided by sections 325G.17 to 325G.20 are cumulative and shall not be construed as restricting any remedy that is otherwise available. History:   1973 c 692 s 4
MN Stat § 325G.204 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.204 — Express Warranties.

325G.204 EXPRESS WARRANTIES. Subdivision 1. Requirement. A manufacturer who sells or leases a new assistive device to a consumer, either directly or through an assistive device dealer or lessor, shall furnish the consumer with an express warranty to preserve or maintain the utility or performance of the assistive device. The duration of the express warranty must not be less than one year after first possession of the assistive device by the consumer. If a manufacturer fails to furnish an express warranty as required by this section, the assistive device shall be covered by an express warranty as if the manufacturer had furnished an express warranty to the consumer as required by this section. Subd. 2. Nonconforming device. If a new assistive device does not conform to an applicable express warranty and the consumer reports the nonconformity to the manufacturer, the assistive device lessor, or any of the manufacturer's authorized assistive device dealers and makes the assistive device available for repair before one year after first possession of the device by the consumer, the nonconformity must be repaired or replaced. History:   1995 c 193 s 2
MN Stat § 325G.206 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.206 — Nonconformity Disclosure Requirement.

325G.206 NONCONFORMITY DISCLOSURE REQUIREMENT. No assistive device returned by a consumer or assistive device lessor in this state or another state may be sold or leased in this state unless full disclosure of the reason for return is made to a prospective buyer or lessee. History:   1995 c 193 s 4
MN Stat § 325G.207 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.207 — Other Remedies.

325G.207 OTHER REMEDIES. Subdivision 1. Other rights and remedies available. Sections 325G.203 to 325G.208 do not limit rights or remedies available under any other law. Subd. 2. Waiver of rights void. A waiver of rights by a consumer under sections 325G.203 to 325G.208 is void. Subd. 3. Private right of action. In addition to pursuing other remedies, a consumer may bring an action to recover damages caused by a violation of sections 325G.203 to 325G.208. The court shall award a consumer who prevails in the action, twice the amount of any pecuniary loss, together with costs, disbursements, and reasonable attorney fees, and any equitable relief that the court may determine is appropriate. History:   1995 c 193 s 5
MN Stat § 325G.208 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.208 — Manufacturer's Duty To Provide Reimbursement For Temporary Replacement Of Assistive Devices; Penalties.

325G.208 MANUFACTURER'S DUTY TO PROVIDE REIMBURSEMENT FOR TEMPORARY REPLACEMENT OF ASSISTIVE DEVICES; PENALTIES. Subdivision 1. Requirement. Whenever an assistive device covered by a manufacturer's express warranty is tendered by a consumer to the dealer from whom it was purchased or exchanged for the repair of a defect, malfunction, or nonconformity to which the warranty is applicable and at least one of the following conditions exists, the manufacturer shall provide directly to the consumer for the duration of the repair period, a replacement assistive device or a rental assistive device reimbursement to pay for the cost incurred by the consumer for renting a replacement assistive device. The applicable conditions are as follows: (1) the repair period exceeds ten working days, including the day on which the device is tendered to the dealer for repair; or (2) the defect, malfunction, or nonconformity is the same for which the assistive device has been tendered to the dealer for repair on at least two previous occasions. Subd. 2. Duration of duty. This section applies for the period of the manufacturer's express warranty. History:   1995 c 193 s 6