reglab/housing_qa huggingface dataset:
CT Gen Stat § 38a-669. (Formerly Sec. 38-201g) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701 - Personal and Commercial Risk Insurance Rating Practices|Section 38a-669. (Formerly Sec. 38-201g) - Exchange of information re rate-making and rating systems.

 The Insurance Commissioner and every admitted insurer, rating organization, advisory organization or statistical agency may exchange information and experience data with insurance supervisory officials, insurers, rating organizations, advisory organizations or statistical agencies in this and any other state, and may consult with them with respect to rate-making and the application of rating systems.(1969, P.A. 665, S. 7; P.A. 77-614, S. 163, 610; P.A. 80-482, S. 306, 348.)History: P.A. 77-614 placed insurance commissioner within the department of business regulation and made insurance department a division within that department, effective January 1, 1979; P.A. 80-482 restored insurance commissioner and division to prior independent status and abolished the department of business regulation; Sec. 38-201g transferred to Sec. 38a-669 in 1991.
CT Gen Stat § 38a-670. (Formerly Sec. 38-201h) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701 - Personal and Commercial Risk Insurance Rating Practices|Section 38a-670. (Formerly Sec. 38-201h) - Agreements to insure uninsurable applicants. Approval. Revocation.

 (a) Agreements may be made among admitted insurers with respect to the equitable apportionment among them of casualty insurance which may be afforded applicants who are in good faith entitled to but who are unable to procure such insurance through ordinary methods, and with respect to the use of reasonable rate modifications of such insurance, such agreements to be subject to the approval of the Insurance Commissioner.(b) All such agreements shall be submitted in writing to the Insurance Commissioner for his consideration and approval together with such information as he may reasonably require. Said commissioner shall approve only such agreements as are found by him to contemplate (1) the use of rates which meet the standards prescribed by sections 38a-663 to 38a-681, inclusive, and (2) activities and practices that are not unfair, unreasonable or otherwise inconsistent with the provisions of said sections.(c) At any time after such agreements are in effect the Insurance Commissioner may review the practices and activities of the adherents to such agreements and if after a hearing upon not less than ten days' notice to such adherents he finds that any such practice or activity is unfair or unreasonable, or is otherwise inconsistent with the provisions of said sections, he may issue a written order to the parties to any such agreement specifying in what respect such act or practice is unfair or unreasonable or otherwise inconsistent with such provisions and requiring the discontinuance of such activity or practice. For good cause, and after hearing upon not less than ten days' notice to the adherents thereto, the Insurance Commissioner may revoke approval of any such agreement.(1969, P.A. 665, S. 8; P.A. 77-614, S. 163, 610; P.A. 80-482, S. 307, 348.)History: P.A. 77-614 placed insurance commissioner within the department of business regulation and made insurance department a division within that department, effective January 1, 1979; P.A. 80-482 restored insurance commissioner and division to prior independent status and abolished the department of business regulation; Sec. 38-201h transferred to Sec. 38a-670 in 1991.
CT Gen Stat § 38a-671. (Formerly Sec. 38-201i) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701 - Personal and Commercial Risk Insurance Rating Practices|Section 38a-671. (Formerly Sec. 38-201i) - Compliance with law prerequisite to operation. Insurer not to subscribe to noncomplying organization.

 Upon compliance with the provisions of sections 38a-663 to 38a-681, inclusive, applicable thereto, any rating organization, advisory organization, and any group, association or other organization of admitted insurers which engages in joint underwriting or joint reinsurance through such organization or by standing agreement among the members thereof may conduct operations in this state. No insurer, with respect to insurance risks or operations in this state, shall be a member or subscriber of any such organization, group or association that has not complied with the provisions of said sections applicable to it.(1969, P.A. 665, S. 9.)History: Sec. 38-201i transferred to Sec. 38a-671 in 1991.
CT Gen Stat § 38a-674. (Formerly Sec. 38-201l) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701 - Personal and Commercial Risk Insurance Rating Practices|Section 38a-674. (Formerly Sec. 38-201l) - Joint underwriting or joint reinsurance.

 (a) Every group, association or other organization of insurers which engages in joint underwriting or joint reinsurance through such group, association or organization or by standing agreement among the members thereof shall file with the Insurance Commissioner (1) a copy of its constitution, its articles of incorporation, agreement or association and the bylaws, rules and regulations governing its activities, all duly certified by the custodian of the originals thereof, (2) a list of its members, and (3) the name and address of the resident of this state upon whom notices or orders of the Insurance Commissioner or process may be served.(b) Every such group, association or other organization shall notify the Insurance Commissioner promptly of every change in its constitution, its articles of incorporation, agreement or association, and of its bylaws, rules and regulations governing the conduct of its business, its list of members and the name and address of the resident of this state designated by it upon whom notices or orders of said commissioner or process affecting such group, association or organization may be served.(c) No such group, association or organization shall engage in any unfair or unreasonable practice with respect to such activities.(1969, P.A. 665, S. 12; P.A. 77-614, S. 163, 610; P.A. 80-482, S. 310, 348; P.A. 81-472, S. 73, 159.)History: P.A. 77-614 placed insurance commissioner within the department of business regulation and made insurance department a division within that department, effective January 1, 1979; P.A. 80-482 restored insurance commissioner and division to prior independent status and abolished the department of business regulation; P.A. 81-472 made technical changes; Sec. 38-201l transferred to Sec. 38a-674 in 1991.
CT Gen Stat § 38a-677. (Formerly Sec. 38-201o) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701 - Personal and Commercial Risk Insurance Rating Practices|Section 38a-677. (Formerly Sec. 38-201o) - Examinations.

 (a) The Insurance Commissioner shall, at least once every five years, and may as often as may be reasonable and necessary, make or cause to be made an examination of each licensed rating organization, and he may, as often as may be reasonable and necessary make or cause to be made an examination of any advisory organization or group, association or other organization which engages in joint underwriting or joint reinsurance. In lieu of any such examination, said commissioner may accept the report of an examination made by the insurance supervisory official of another state. In examining any organization, group or association pursuant to this section said commissioner shall ascertain whether such organization, group or association, and, in the case of a rating organization, any rate or rating system made or used by it, complies with the requirements and standards of sections 38a-663 to 38a-681, inclusive, applicable to it.(b) The Insurance Commissioner may, at any reasonable time, make or cause to be made an examination of every admitted insurer transacting any class of insurance to which the provisions of said sections are applicable to ascertain whether such insurer and every rate and rating system used by it for every such class of insurance complies with the requirements and standards of said sections applicable thereto. Such examination shall not be a part of a periodic general examination participated in by representatives of more than one state.(c) The officers, managers, agents and employees of any such organization, group, association, or insurer may be examined at any time under oath and shall exhibit all books, records, accounts, documents or agreements governing its method of operation, together with all data, statistics and information of every kind and character collected or considered by such organization, group, association or insurer in the conduct of the operations to which such examination relates.(d) The reasonable cost of any examination authorized by this section shall be paid by the organization, group, association or insurer to be examined.(1969, P.A. 665, S. 15; P.A. 77-614, S. 163, 610; P.A. 80-482, S. 313, 348.)History: P.A. 77-614 placed insurance commissioner within the department of business regulation and made insurance department a division within that department, effective January 1, 1979; P.A. 80-482 restored insurance commissioner and division to prior independent status and abolished the department of business regulation; Sec. 38-201o transferred to Sec. 38a-677 in 1991.
CT Gen Stat § 38a-679. (Formerly Sec. 38-201q) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701 - Personal and Commercial Risk Insurance Rating Practices|Section 38a-679. (Formerly Sec. 38-201q) - Withholding or giving of false or misleading information.

 No person, insurer or organization shall wilfully withhold information from, or knowingly give false or misleading information to the Insurance Commissioner or to any rating organization, advisory organization, insurer or group, association or other organization of insurers, which affect the rates, rating systems or premiums for the classes of insurance to which the provisions of sections 38a-663 to 38a-681, inclusive, are applicable.(1969, P.A. 665, S. 17; P.A. 77-614, S. 163, 610; P.A. 80-482, S. 315, 348.)History: P.A. 77-614 placed insurance commissioner within the department of business regulation and made insurance department a division within that department, effective January 1, 1979; P.A. 80-482 restored insurance commissioner and division to prior independent status and abolished the department of business regulation; Sec. 38-201q transferred to Sec. 38a-679 in 1991.
CT Gen Stat § 38a-680. (Formerly Sec. 38-201r) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701 - Personal and Commercial Risk Insurance Rating Practices|Section 38a-680. (Formerly Sec. 38-201r) - Penalties.

 Any person, insurer, organization, group or association that fails to comply with the final order of the Insurance Commissioner pursuant to sections 38a-663 to 38a-696, inclusive, shall be fined not more than two thousand dollars, but if such failure be wilful, not more than twenty thousand dollars, or imprisoned not more than one year or both. The commissioner shall collect the amount so payable and such penalties may be in addition to any other penalties provided by law.(1969, P.A. 665, S. 18; P.A. 77-614, S. 163, 610; P.A. 80-482, S. 316, 348; P.A. 82-353, S. 20; P.A. 01-174, S. 15; P.A. 02-24, S. 3; P.A. 08-178, S. 23.)History: P.A. 77-614 placed insurance commissioner within the department of business regulation and made insurance department a division within that department, effective January 1, 1979; P.A. 80-482 restored insurance commissioner and division to prior independent status and abolished the department of business regulation; P.A. 82-353 increased maximum fines from $50 to $1,000 and in the case of a wilful violation, from $5,000 to $10,000; Sec. 38-201r transferred to Sec. 38a-680 in 1991; P.A. 01-174 substituted reference to Sec. 38a-696 for Sec. 38a-697; P.A. 02-24 substituted “that” for “who”; P.A. 08-178 increased maximum fine from $1,000 to $2,000, and increased maximum fine for wilful failure to comply from $10,000 to $20,000.
CT Gen Stat § 38a-681. (Formerly Sec. 38-201s) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701 - Personal and Commercial Risk Insurance Rating Practices|Section 38a-681. (Formerly Sec. 38-201s) - Payment of dividends, savings and unabsorbed premium deposits excepted.

 Nothing in sections 38a-663 to 38a-681, inclusive, shall be construed to prohibit or regulate the payment of dividends, savings or unabsorbed premium deposits allowed or returned by insurers to their policyholders, members or subscribers. A plan for the payment of dividends, savings or unabsorbed premium deposits allowed or returned by insurers to their policyholders, members or subscribers shall not be deemed a rating plan or system.(1969, P.A. 665, S. 19.)History: Sec. 38-201s transferred to Sec. 38a-681 in 1991.
CT Gen Stat § 38a-682. (Formerly Sec. 38-201t) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701 - Personal and Commercial Risk Insurance Rating Practices|Section 38a-682. (Formerly Sec. 38-201t) - Rate credit for driver training courses.

 If any insurance company licensed to do business in this state allows a rate credit or deviation in motor vehicle insurance premium charges for persons successfully completing a full course of study of motor vehicle operation in a public secondary school, a technical education and career school or a private secondary school, as approved by the Commissioner of Motor Vehicles in accordance with the provisions of section 14-36e, or training of a similar nature provided by a licensed drivers' school approved by said commissioner, including, in each case, successful completion of the required number of hours of classroom instruction and behind-the-wheel, on-the-road instruction, then such insurance company shall give equal credit or deviation to all such persons.(1969, P.A. 214; P.A. 99-232, S. 3; P.A. 12-116, S. 87; P.A. 17-237, S. 111.)History: Sec. 38-201t transferred to Sec. 38a-682 in 1991; (Revisor's note: In 1997 a reference to “Motor Vehicle Department” was replaced editorially by the Revisors with “Department of Motor Vehicles” for consistency with customary statutory usage); P.A. 99-232 substituted requirement that if any insurance company allows a rate credit or deviation for completion of a full course of study of motor vehicle operation in enumerated types of schools or similar training, as approved by the Commissioner of Motor Vehicles, then such insurance company shall give equal credit or deviation to all such persons, for prior requirement that any insurance company which allows a rate credit or deviation for persons successfully completing a secondary or vocational school driver education program shall give equal credit or deviation for persons successfully completing a course offered by a full-time commercially operated driving school licensed by the Department of Motor Vehicles which course consists of at least 30 classroom hours of instruction and 6 hours of behind-the-wheel instruction; pursuant to P.A. 12-116, “vocational school” was changed editorially by the Revisors to “technical high school”, effective July 1, 2012; P.A. 17-237 replaced “state technical high school” with “technical education and career school”, effective July 1, 2017.
CT Gen Stat § 38a-684. (Formerly Sec. 38-201ee) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701 - Personal and Commercial Risk Insurance Rating Practices|Section 38a-684. (Formerly Sec. 38-201ee) - Rate credit for safe boat handling courses.

 Any insurer who delivers or issues for delivery in the state any policy, other than homeowners, covering a motorboat used for recreational purposes and powered by a motor in excess of five horsepower shall allow a rate credit when the principal operator or operators has submitted to such insurer proof of successful completion of a course in safe boat handling approved by the Commissioner of Energy and Environmental Protection in accordance with section 15-133c or the provisions of section 15-133b. For policies delivered or issued for delivery on or after January 1, 1983, and before January 1, 1986, the credit shall be not less than five per cent of the premium for a period of two years from the effective date of the policy.(P.A. 82-421, S. 2, 4; P.A. 11-80, S. 1.)History: Sec. 38-201ee transferred to Sec. 38a-684 in 1991; pursuant to P.A. 11-80, “Commissioner of Environmental Protection” was changed editorially by the Revisors to “Commissioner of Energy and Environmental Protection”, effective July 1, 2011.
CT Gen Stat § 38a-685. (Formerly Sec. 38-201hh) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701 - Personal and Commercial Risk Insurance Rating Practices|Section 38a-685. (Formerly Sec. 38-201hh) - Premium discount for motorcyclists completing novice or advanced training course.

 Any insurer who delivers or issues for delivery in this state liability insurance policies for motorcycles shall offer a premium discount on any such policy to any principal operator of a motorcycle who submits to such insurer proof of successful completion of the novice or advanced motorcycle training course offered by the Department of Transportation or other entity approved by the Commissioner of Motor Vehicles in accordance with section 14-40a. A minimum discount of ten per cent shall be applicable to premium charges for any such policy delivered, issued for delivery or renewed on or after October 1, 1987, such discount to be applicable for a period of five years from the original effective date of the discount. Such course shall be completed within one year prior to the initial application of the discount or, for subsequent applications of the discount, within one year prior to the expiration of the current discount period. If proof of successful completion of such course is submitted during the term of a policy, any premium modification shall become effective upon the next renewal. The discount provided by this section shall not be applicable to physical damage insurance coverage for motorcycles.(P.A. 87-168; P.A. 11-213, S. 48.)History: Sec. 38-201hh transferred to Sec. 38a-685 in 1991; P.A. 11-213 amended premium discount provision to add motorcycle operators who complete training course offered by other entity approved by Commissioner of Motor Vehicles, effective January 1, 2012.
CT Gen Stat § 38a-688b (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701 - Personal and Commercial Risk Insurance Rating Practices|Section 38a-688b - Declination, cancellation or nonrenewal of personal risk insurance policy based on credit history or rating prohibited.

 The declination, cancellation or nonrenewal of a personal risk insurance policy not subject to the provisions of section 38a-358 is prohibited if the declination, cancellation or nonrenewal is based solely on information contained in an insured's or applicant's credit history or credit rating or solely on an applicant's lack of credit history. For the purposes of this section, an insurer shall not be deemed to have declined, cancelled or nonrenewed a policy if coverage is available through an affiliated insurer.(P.A. 10-7, S. 3.)History: P.A. 10-7 effective January 1, 2011.
CT Gen Stat § 38a-688c (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701 - Personal and Commercial Risk Insurance Rating Practices|Section 38a-688c - Allowance of suit against insurer under personal risk policies, master policies and certain property policies. Time limitation.

 (a) For the purposes of this section, “personal risk insurance” means homeowners, tenants, mobile manufactured home and other property and casualty insurance for personal, family or household needs except workers' compensation and automobile insurance.(b) Any policy of personal risk insurance, master policy obtained pursuant to section 47-83 or property insurance policy maintained pursuant to section 47-255 shall allow suit against the insurer not later than one year after the date the insured receives written denial for all or any part of a claim under the property coverage provisions of the policy for foundation deterioration due to the presence of pyrrhotite.(June Sp. Sess. P.A. 17-2, S. 341.)History: June Sp. Sess. P.A. 17-2 effective October 31, 2017 and applicable to policies issued, renewed or in effect on or after that date.
CT Gen Stat § 38a-689. (Formerly Sec. 38-201y) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701 - Personal and Commercial Risk Insurance Rating Practices|Section 38a-689. (Formerly Sec. 38-201y) - Insurers issuing homeowners policies to file underwriting rules and regulations with commissioner. Approval procedure.

 (a) Each insurance company which issues homeowners insurance policies in this state shall file with the Insurance Commissioner the rules and regulations, or any modifications of such rules and regulations, used by such company to determine whether or not to underwrite such policies.(b) Such rules and regulations, or modification of such rules and regulations, shall be on file with the commissioner for a waiting period of thirty days before they become effective. The commissioner may extend the waiting period for an additional extension period not to exceed thirty days if the commissioner gives the insurance company that made the filing written notice within the waiting period. The written notice shall indicate that the commissioner needs additional time to consider the filing. Upon written application by such insurance company, the commissioner may authorize a filing that the commissioner has reviewed to become effective before the expiration of the waiting period or any extension period. A filing shall be deemed approved unless disapproved by the commissioner within the waiting period or any extension period. If, within the waiting period or any extension period, the commissioner disapproves the filing, the commissioner shall send the insurance company that made such filing written notice of disapproval, specifying the reasons for disapproval, and stating that such filing shall not become effective. Such finding of the commissioner shall be subject to review as provided in section 38a-19.(P.A. 82-353, S. 21; P.A. 00-7, S. 2.)History: Sec. 38-201y transferred to Sec. 38a-689 in 1991; P.A. 00-7 designated existing language as Subsec. (a), deleted “On or before January 1, 1983”, rewrote section and deleted reference that modification of rules and regulations be on file with the commissioner for a 30-day waiting period, and added new Subsec. (b) concerning waiting period for approval, extension period and disapproval re rules, regulations and modifications of rules and regulations.
CT Gen Stat § 38a-690. (Formerly Sec. 38-201z) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701 - Personal and Commercial Risk Insurance Rating Practices|Section 38a-690. (Formerly Sec. 38-201z) - Commissioner to approve statistical plan for workers' compensation insurance.

 The Insurance Commissioner shall approve a uniform statistical plan for workers' compensation and employers' liability insurance which shall thereafter be used by all insurers writing such insurance.(P.A. 82-353, S. 22.)History: Sec. 38-201z transferred to Sec. 38a-690 in 1991.