reglab/housing_qa huggingface dataset:
IN Code § 24-4-20-7 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4. Regulated Businesses|Chapter 20. Foreign Sellers of Precious Metals Bullion and Currency|24-4-20-7. Fees

Sec. 7. Fees collected under this chapter shall be deposited in the electronic and enhanced access fund established by IC 4-5-10-5.As added by P.L.195-2016, SEC.2.
IN Code § 24-4-21-1 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4. Regulated Businesses|Chapter 21. Distribution of Low Thc Hemp Extract|24-4-21-1. Definitions

Sec. 1. The following definitions apply throughout this chapter:(1) "Certificate of analysis" means a certificate from an independent testing laboratory describing the results of the laboratory's testing of a sample.(2) "Independent testing laboratory" means a laboratory:(A) with respect to which no person having a direct or indirect interest in the laboratory also has a direct or indirect interest in a facility that:(i) processes, distributes, or sells low THC hemp extract, or a substantially similar substance in another jurisdiction;(ii) cultivates, processes, distributes, dispenses, or sells marijuana; or(iii) cultivates, processes, or distributes hemp; and(B) that is accredited as a testing laboratory to International Organization for Standardization (ISO) 17025 by a third party accrediting body such as the American Association for Laboratory Accreditation (A2LA) or Assured Calibration and Laboratory Accreditation Select Services (ACLASS).(3) "Low THC hemp extract" has the meaning set forth in IC 35-48-1-17.5.As added by P.L.153-2018, SEC.9. Amended by P.L.190-2019, SEC.23.
IN Code § 24-4-21-2 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4. Regulated Businesses|Chapter 21. Distribution of Low Thc Hemp Extract|24-4-21-2. Distribution Generally

Sec. 2. A person may distribute low THC hemp extract in Indiana only if the product:(1) has been approved by the federal Food and Drug Administration or the federal Drug Enforcement Agency as a prescription or over the counter drug; or(2) meets the requirements of this chapter.As added by P.L.153-2018, SEC.9.
IN Code § 24-4-21-3 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4. Regulated Businesses|Chapter 21. Distribution of Low Thc Hemp Extract|24-4-21-3. Certificate of Analysis

Sec. 3. A person may distribute low THC hemp extract in Indiana only if the distributor has a certificate of analysis prepared by an independent testing laboratory showing:(1) that the low THC hemp extract is the product of a batch tested by the independent testing laboratory;(2) that the independent testing laboratory determined that the batch contained not more than three-tenths percent (0.3%) total delta-9-tetrahydrocannabinol (THC), including precursors, by weight, based on the testing of a random sample of the batch; and(3) the cannabidiol percent present of the low THC hemp extract.As added by P.L.153-2018, SEC.9. Amended by P.L.190-2019, SEC.24.
IN Code § 24-4-21-4 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4. Regulated Businesses|Chapter 21. Distribution of Low Thc Hemp Extract|24-4-21-4. Packaging Requirements

Sec. 4. (a) Except as provided in subsection (b), low THC hemp extract must be distributed in packaging that contains the following information:(1) A scannable bar code or QR code linked to a document that contains information with respect to the manufacture of the low THC hemp extract, including the:(A) batch identification number;(B) product name;(C) batch date;(D) expiration date, which must be not more than two (2) years from the date of manufacture;(E) batch size;(F) total quantity produced;(G) ingredients used, including the:(i) ingredient name;(ii) name of the company that manufactured the ingredient;(iii) company or product identification number or code, if applicable; and(iv) ingredient lot number; and(H) download link for a certificate of analysis for the low THC hemp extract.(2) The batch number.(3) The Internet address of a web site to obtain batch information.(4) The expiration date.(5) The number of milligrams of low THC hemp extract.(6) The manufacturer.(7) The fact that the product contains not more than three-tenths percent (0.3%) total delta-9-tetrahydrocannabinol (THC), including precursors, by weight.(b) Before July 1, 2018, low THC hemp extract may be distributed in Indiana without having met the requirements described in subsection (a).As added by P.L.153-2018, SEC.9.
IN Code § 24-4-21-5 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4. Regulated Businesses|Chapter 21. Distribution of Low Thc Hemp Extract|24-4-21-5. Violations

Sec. 5. This section applies after June 30, 2018. A person who distributes low THC hemp extract in violation of this chapter commits a Class B infraction. However, the offense is a Class A infraction if the person has a prior unrelated judgment for a violation of this chapter. These penalties are in addition to any criminal penalties that may be imposed for unlawful possession or distribution of a controlled substance.As added by P.L.153-2018, SEC.9.
IN Code § 24-4-22-1 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4. Regulated Businesses|Chapter 22. Low Thc Hemp Extract Sales|24-4-22-1. "Low Thc Hemp Extract"

Sec. 1. As used in this chapter, "low THC hemp extract" has the meaning set forth in IC 35-48-1-17.5.As added by P.L.153-2018, SEC.10. Amended by P.L.10-2019, SEC.106.
IN Code § 24-4-22-2 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4. Regulated Businesses|Chapter 22. Low Thc Hemp Extract Sales|24-4-22-2. Application

Sec. 2. This chapter does not apply to the sale of a product that has been approved by the federal Food and Drug Administration or the federal Drug Enforcement Agency as a prescription or over the counter drug.As added by P.L.153-2018, SEC.10.
IN Code § 24-4-22-3 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4. Regulated Businesses|Chapter 22. Low Thc Hemp Extract Sales|24-4-22-3. Retail Sale Requirements

Sec. 3. (a) Except as provided in subsection (b), a person may sell low THC hemp extract at retail only if the packaging complies with the requirements of IC 24-4-21-4.(b) Before July 1, 2018, a person may sell low THC hemp extract at retail even if the packaging does not comply with the requirements of IC 24-4-21-4.As added by P.L.153-2018, SEC.10.
IN Code § 24-4-22-4 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4. Regulated Businesses|Chapter 22. Low Thc Hemp Extract Sales|24-4-22-4. Violations

Sec. 4. This section applies after June 30, 2018. A person who violates section 3 of this chapter commits a Class C infraction. However, the violation is a Class B infraction if the person has one (1) prior unrelated judgment for a violation of section 3 of this chapter, and a Class A infraction if the person has two (2) or more prior unrelated judgments for a violation of section 3 of this chapter. These penalties are in addition to any criminal penalties that may be imposed for unlawful possession or distribution of a controlled substance.As added by P.L.153-2018, SEC.10.
IN Code § 24-4.4-1-101 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4.4. First Lien Mortgage Lending|Chapter 1. General Provisions and Definitions|24-4.4-1-101. Short Title; Licensing System for Creditors and Mortgage Loan Originators; Emergency Rules; Federal Law

Sec. 101. (a) This article shall be known and may be cited as the First Lien Mortgage Lending Act.(b) Notwithstanding any other provision of this article or IC 24-4.5, the department may adopt emergency rules under IC 4-22-2-37.1, to remain effective until codified in the Indiana Code, in order to provide for a system of licensing creditors and mortgage loan originators that meets the requirements of:(1) the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (H.R. 3221 Title V) and the interpretations of that Act issued by the Secretary of Housing and Urban Development and the Consumer Financial Protection Bureau; and(2) the subsequent amendment of the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 by the Economic Growth, Regulatory Relief, and Consumer Protection Act (P.L. 115-174, 132 Stat. 1296).As added by P.L.145-2008, SEC.20. Amended by P.L.182-2009(ss), SEC.369; P.L.27-2012, SEC.2; P.L.129-2020, SEC.1.
IN Code § 24-4.4-1-102 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4.4. First Lien Mortgage Lending|Chapter 1. General Provisions and Definitions|24-4.4-1-102. Purposes; Rules of Construction

Sec. 102. (1) This article shall be liberally construed and applied to promote its underlying purposes and policies.(2) The underlying purposes and policies of this article are:(a) to permit and encourage the development of fair and economically sound first lien mortgage lending practices; and(b) to conform the regulation of first lien mortgage lending practices to applicable state and federal laws, rules, regulations, policies, and guidance.(3) A reference to a requirement imposed by this article includes reference to a related rule of the department adopted under this article.(4) A reference to a federal law in this article is a reference to the law as in effect December 31, 2020.As added by P.L.145-2008, SEC.20. Amended by P.L.35-2010, SEC.5; P.L.89-2011, SEC.1; P.L.27-2012, SEC.3; P.L.216-2013, SEC.1; P.L.137-2014, SEC.1; P.L.186-2015, SEC.6; P.L.73-2016, SEC.1; P.L.159-2017, SEC.1; P.L.69-2018, SEC.1; P.L.176-2019, SEC.1; P.L.129-2020, SEC.2; P.L.54-2021, SEC.1.
IN Code § 24-4.4-1-103 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4.4. First Lien Mortgage Lending|Chapter 1. General Provisions and Definitions|24-4.4-1-103. Unified Coverage of Subject Matter; Construction Against Implied Repeal

Sec. 103. This article:(1) is a general act intended as a unified coverage of its subject matter; and(2) any part of this article may not be considered to be impliedly repealed by subsequent legislation if such construction can reasonably be avoided.As added by P.L.145-2008, SEC.20.
IN Code § 24-4.4-1-104 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4.4. First Lien Mortgage Lending|Chapter 1. General Provisions and Definitions|24-4.4-1-104. Severability

Sec. 104. The provisions of this article are severable, so that if:(1) any provisions of this article; or(2) the application of this article to any person or circumstances;is held invalid, the invalidity does not affect other provisions or applications of this article that can be given effect without the invalid provision or application.As added by P.L.145-2008, SEC.20.
IN Code § 24-4.4-1-201 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4.4. First Lien Mortgage Lending|Chapter 1. General Provisions and Definitions|24-4.4-1-201. Application; Nonresident Debtor

Sec. 201. (1) Except as provided in subsection (2), this article applies to a first lien mortgage transaction:(a) that is secured by an interest in:(i) a dwelling; or(ii) residential real estate upon which a dwelling is constructed or intended to be constructed;in Indiana; and(b) the closing for which takes place after December 31, 2008.(2) This article does not apply to a first lien mortgage transaction if:(a) the debtor is not a resident of Indiana at the time the transaction is entered into; and(b) the laws of the debtor's state of residence require that the transaction be made under the laws of the state of the debtor's residence.As added by P.L.145-2008, SEC.20. Amended by P.L.1-2009, SEC.134; P.L.89-2011, SEC.2.
IN Code § 24-4.4-1-202.5 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4.4. First Lien Mortgage Lending|Chapter 1. General Provisions and Definitions|24-4.4-1-202.5. Persons Also Engaging in Activities of a Loan Broker; Examination by Department; Cooperation With Securities Division

Sec. 202.5. (1) If a person licensed or required to be licensed by the department to engage in mortgage transactions also engages in activities of a loan broker described in IC 23-2.5, the activities of a loan broker are subject to the following sections of the Indiana Code and any rules adopted to implement these sections:(a) IC 23-2.5-8-1.(b) IC 23-2.5-8-2.(c) IC 23-2.5-11-15(b) and IC 23-2.5-11-15(c).(d) IC 23-2.5-11-17.(e) IC 23-2.5-8-3.(f) IC 23-2.5-8-4 through IC 23-2.5-8-9.(g) IC 23-2.5-8-10.(h) IC 23-2.5-10-1.(i) IC 23-2.5-9-1, except for IC 23-2.5-9-1(2)(B).(j) IC 23-2.5-11-16.(2) Loan broker business transactions engaged in by persons licensed or required to be licensed by the department to engage in mortgage transactions are subject to examination by the department and to the examination fees described in IC 24-4.4-2-402(8)(c). The department may cooperate with the securities division of the office of the secretary of state in the department's examination of loan broker business transactions and may use the securities division's examiners to conduct examinations.As added by P.L.35-2010, SEC.7. Amended by P.L.186-2015, SEC.7; P.L.69-2018, SEC.2; P.L.175-2019, SEC.4.
IN Code § 24-4.4-1-204 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4.4. First Lien Mortgage Lending|Chapter 1. General Provisions and Definitions|24-4.4-1-204. Entities Also Conducting Activities of a Loan Broker; Cooperation With Securities Commissioner

Sec. 204. In the department's examination and regulatory activities related to licensees under this article, the department may cooperate with the Indiana securities commissioner in the regulation of entities that, in addition to conducting business regulated under this article, also conduct activities of a loan broker subject to IC 23-2.5.As added by P.L.35-2010, SEC.8. Amended by P.L.175-2019, SEC.5.
IN Code § 24-4.4-1-205 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4.4. First Lien Mortgage Lending|Chapter 1. General Provisions and Definitions|24-4.4-1-205. Carrying on Other Business

Sec. 205. A licensee may carry on other business at a location where the licensee engages in first lien mortgage transactions unless the licensee carries on other business for the purpose of evasion or violation of this article.As added by P.L.159-2017, SEC.2.
IN Code § 24-4.4-2-101 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4.4. First Lien Mortgage Lending|Chapter 2. Miscellaneous|24-4.4-2-101. Short Title

Sec. 101. This chapter shall be known and may be cited as the First Lien Mortgage Lending Act - Miscellaneous.As added by P.L.145-2008, SEC.20.
IN Code § 24-4.4-2-202 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4.4. First Lien Mortgage Lending|Chapter 2. Miscellaneous|24-4.4-2-202. Federal Disclosure Requirements; Creditor's Duty to Comply; Exempt Transactions

Sec. 202. (1) The creditor shall comply with disclosure requirements applicable to first lien mortgage transactions in the Consumer Credit Protection Act (15 U.S.C. 1601 et seq.).(2) For purposes of subsection (1), disclosures are not required if the transaction is exempt from the Consumer Credit Protection Act (15 U.S.C. 1601 et seq.).As added by P.L.89-2011, SEC.6. Amended by P.L.159-2017, SEC.3.
IN Code § 24-4.4-2-301 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4.4. First Lien Mortgage Lending|Chapter 2. Miscellaneous|24-4.4-2-301. Violation of State or Federal Law, Regulation, or Rule; Enforcement

Sec. 301. (1) A violation of a state or federal law, regulation, or rule applicable to first lien mortgage transactions is a violation of this article.(2) The department may enforce penalty provisions set forth in 15 U.S.C. 1640 for violations of disclosure requirements applicable to first lien mortgage transactions.As added by P.L.145-2008, SEC.20.
IN Code § 24-4.4-2-401 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4.4. First Lien Mortgage Lending|Chapter 2. Miscellaneous|24-4.4-2-401. License Required; Registration With Nmlsr; Licensed Mortgage Loan Originators; Loan Processor or Underwriting Activities; Applications for Licensure; Director's Authority to Contract With Nmlsr

Sec. 401. (1) Unless a person subject to this article has first obtained a mortgage license from the department and annually maintains the license, the person shall not engage in Indiana as a creditor in first lien mortgage transactions. A separate mortgage license is required for each legal entity that engages in Indiana as a creditor in first lien mortgage transactions. However, a separate mortgage license is not required for each branch of a legal entity licensed by the department.(2) Each:(a) creditor licensed by the department to engage in mortgage transactions; and(b) entity exempt from licensing that:(i) employs a licensed mortgage loan originator; or(ii) sponsors under an exclusive written agreement, as permitted by IC 24-4.4-1-202(b)(6)(a), a licensed mortgage loan originator as an independent agent;shall register with and maintain a valid unique identifier issued by the NMLSR. Each licensed mortgage loan originator must be employed by, or sponsored under an exclusive written agreement (as permitted by IC 24-4.4-1-202(b)(6)(a)) and as an independent agent, and associated with, a licensed creditor (or an entity exempt from licensing) that is registered with the NMLSR in order to originate loans.(3) An individual engaging solely in loan processor or underwriter activities shall not represent to the public, through advertising or other means of communicating or providing information, including the use of business cards, stationery, brochures, signs, rate lists, or other promotional items, that the individual can or will perform any of the activities of a mortgage loan originator.(4) Applicants for a mortgage license must apply for the license in the form prescribed by the director. Each form:(a) must contain content as set forth by rule, instruction, or procedure of the director; and(b) may be changed or updated as necessary by the director to carry out the purposes of this article.(5) To fulfill the purposes of this article, the director may establish relationships or contracts with the NMLSR or other entities designated by the NMLSR to:(a) collect and maintain records; and(b) process transaction fees or other fees related to licensees or other persons subject to this article.(6) For the purpose of participating in the NMLSR, the director or the department may:(a) waive or modify, in whole or in part, by rule or order, any of the requirements of this article; and(b) establish new requirements as reasonably necessary to participate in the NMLSR.As added by P.L.145-2008, SEC.20. Amended by P.L.35-2010, SEC.11; P.L.89-2011, SEC.7; P.L.103-2014, SEC.2; P.L.69-2018, SEC.4.
IN Code § 24-4.4-2-402.1 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4.4. First Lien Mortgage Lending|Chapter 2. Miscellaneous|24-4.4-2-402.1. National Criminal History Background Check; Fingerprints; Payment of Fees or Costs; Use of Nmlsr

Sec. 402.1. (1) When the director requests a national criminal history background check under section 402(4)(a) of this chapter for an individual described in section 402(2) of this chapter, the director shall require the individual to submit fingerprints to the department, state police department, or NMLSR, as directed, at the time evidence of compliance is requested under section 402(3) of this chapter. The individual to whom the request is made shall pay any fees or costs associated with processing and evaluating the fingerprints and the national criminal history background check. The national criminal history background check may be used by the director to determine the individual's compliance with this section. The director or the department may not release the results of the national criminal history background check to any private entity.(2) For purposes of this section and in order to reduce the points of contact that the Federal Bureau of Investigation may have to maintain for purposes of this section, the director may use the NMLSR as a channeling agent for requesting information from and distributing information to the United States Department of Justice or any governmental agency.As added by P.L.35-2010, SEC.13.
IN Code § 24-4.4-2-402.2 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4.4. First Lien Mortgage Lending|Chapter 2. Miscellaneous|24-4.4-2-402.2. Credit Reports; Payment of Fees or Costs; Demonstrated Financial Responsibility; Considerations

Sec. 402.2. (1) If the director requests a credit report for an individual described in section 402(2) of this chapter, the individual to whom the request is made shall pay any fees or costs associated with procuring the report.(2) The individual must submit personal history and experience information in a form prescribed by the NMLSR, including the submission of authorization for the NMLSR or the director to obtain an independent credit report obtained from a consumer reporting agency described in Section 603(p) of the Fair Credit Reporting Act (15 U.S.C. 1681a(p)).(3) The director may consider one (1) or more of the following when determining if an individual has demonstrated financial responsibility:(a) Bankruptcies filed within the last ten (10) years.(b) Current outstanding judgments, except judgments solely as a result of medical expenses.(c) Current outstanding tax liens or other government liens or filings.(d) Foreclosures within the past three (3) years.(e) A pattern of serious delinquent accounts within the past three (3) years.As added by P.L.35-2010, SEC.14.
IN Code § 24-4.4-2-403 (2021)
2021 Indiana Code|Title 24. Trade Regulation|Article 4.4. First Lien Mortgage Lending|Chapter 2. Miscellaneous|24-4.4-2-403. License Renewal; Revocation or Suspension of License Not Renewed; Reinstatement or Appeal; Correcting Amendments

Sec. 403. (1) A mortgage license issued by the department must be renewed through the NMLSR not later than December 31 of each calendar year. The minimum standards for license renewal for a creditor include the following:(a) The creditor has continued to meet the surety bond requirement under section 402.3 of this chapter.(b) The creditor has filed the creditor's call report in a manner that satisfies section 405(4) of this chapter.(c) The creditor has paid all required fees for renewal of the license.(d) The creditor and individuals described in section 402(2) of this chapter have certified to the department that they continue to meet all the standards for licensing contained in section 402 of this chapter.(e) The creditor has provided in the creditor's renewal application:(i) any information describing material changes in the information contained in the creditor's original application for licensure, or in any previous application, including any previous renewal application; and(ii) any other information the director requires in order to evaluate the renewal of the license.(2) A license issued by the department authorizing a person to engage in first lien mortgage transactions as a creditor under this article may be revoked or suspended by the department if the person fails to:(a) file any renewal form required by the department; or(b) pay any license renewal fee described under section 402 of this chapter;not later than sixty (60) days after the due date.(3) A person whose license is revoked or suspended under this section may do either of the following:(a) Pay all delinquent fees and apply for reinstatement of the license.(b) Appeal the revocation or suspension to the department for an administrative review under IC 4-21.5-3. Pending the decision resulting from the hearing under IC 4-21.5-3 concerning the license revocation or suspension, the license remains in force.(4) If, at any time, the information or record contained in:(a) an original application for licensure filed under section 402 of this chapter; or(b) a renewal application filed under this section;is or becomes inaccurate or incomplete in a material respect, the applicant shall promptly file a correcting amendment with the department.As added by P.L.145-2008, SEC.20. Amended by P.L.35-2010, SEC.17; P.L.27-2012, SEC.9; P.L.69-2018, SEC.7.