reglab/housing_qa huggingface dataset:
NC Gen Stat § 66-445 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 46 - Guaranteed Asset Protection Waivers.|§ 66-445 - Cancellation.

 66-445. Cancellation.(a) Cancellation During Free-Look Period. - A guaranteed asset protection waiver shall include a term stating that if a borrower cancels the waiver within the free-look period, the borrower will be entitled to a full refund so long as no benefits have been provided under the guaranteed asset protection waiver.(b) Cancellation After the Free-Look Period. - A guaranteed asset protection waiver may be either cancellable or noncancellable after the free-look period. A guaranteed asset protection waiver shall include the following terms regarding cancellation after the free-look period:(1) A statement of whether or not the guaranteed asset protection waiver is cancellable or noncancellable after the expiration of the free-look period.(2) If the waiver is cancellable, all of the following terms:a. A statement that in the event of a borrower's cancellation of the guaranteed asset protection waiver or early termination of the vehicle finance agreement, the borrower may be entitled to a refund of any unearned portion of the purchase price of the waiver unless the waiver provides otherwise.b. The procedures by which a borrower may cancel the waiver. This term shall include a requirement that in the event the underlying vehicle finance agreement is terminated, cancellation shall be made by providing a written request to the creditor, administrator, or other party within 90 days of the event terminating the vehicle finance agreement.(c) Cancellation in the Event of Default. - Any cancellation refund under subsections (a) and (b) of this section may be applied by the creditor as a reduction of the amount owed under the vehicle finance agreement unless the borrower can show that the vehicle finance agreement has been paid in full. A guaranteed asset protection waiver shall include a term stating that notwithstanding subsections (a) and (b) of this section, if cancellation of the waiver occurs as a result of a default under the vehicle finance agreement or the repossession of the vehicle associated with the vehicle finance agreement or any other termination of the vehicle finance agreement, any refund due may be paid directly to the creditor or administrator and applied as set forth in this subsection.  (2013-193, s. 1.)
NC Gen Stat § 66-446 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 46 - Guaranteed Asset Protection Waivers.|§ 66-446 - Miscellaneous provisions.

 66-446. Miscellaneous provisions.(a) Article Controls. - The offering and sale of guaranteed asset protection waivers in this State shall be subject to the provisions of this Article.(b) Manner of Payment. - Guaranteed asset protection waivers may, at the option of the creditor, be sold for a single payment or may be offered with a monthly or periodic payment option.(c) Compliance With Truth in Lending Act. - Notwithstanding any other provision of law, any cost to the borrower for a guaranteed asset protection waiver subject to the Truth in Lending Act (15 U.S.C. 1601, et seq.) and its implementing regulations, as they may be amended from time to time, shall be separately stated and is not to be considered a finance charge or interest.(d) Preservation Upon Transfer. - A guaranteed asset protection waiver shall remain a part of the vehicle finance agreement upon its assignment, sale, or transfer by a creditor.(e) Cannot Be Required. - Neither the extension of credit, the term of credit, nor the term of a related vehicle sale or lease may be conditioned upon the purchase of a guaranteed asset protection waiver.(f) Forwarding of Proceeds. - A creditor that offers a guaranteed asset protection waiver shall report the sale of and forward funds received on all such waivers to the designated party, if any, as prescribed in any applicable administrative services agreement, contractual liability policy, other insurance policy, or other specified program documents.(g) Fiduciary Duty. - Funds received or held by a creditor or administrator and belonging to an insurer, creditor, or administrator, pursuant to the terms of a written agreement, shall be held by the creditor or administrator in a fiduciary capacity.  (2013-193, s. 1.)
NC Gen Stat § 66-447 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 46 - Guaranteed Asset Protection Waivers.|§ 66-447 - Enforcement.

 66-447. Enforcement.The Attorney General may take action which is necessary or appropriate to enforce the provisions of this Article and to protect guaranteed asset protection waiver holders in this State. After proper notice and opportunity for hearing, the Attorney General may:(1) Order a creditor, administrator, or any other person not in compliance with this Article to cease and desist from further guaranteed asset protection waiver-related operations which are in violation of this Article.(2) Impose a penalty of not more than five hundred dollars ($500.00) per violation and no more than ten thousand dollars ($10,000) in the aggregate for all violations of a similar nature. For purposes of this Article, violations are of a similar nature if the violation consists of the same or similar course of conduct, action, or practice, irrespective of the number of times the conduct or practice that is determined to be a violation of the Article occurred.  (2013-193, s. 1.)
NC Gen Stat § 66-448 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 46 - Guaranteed Asset Protection Waivers.|§ 66-448 - Severability.

 66-448. Severability.If any provision of this Article or the application of the provision to any person or circumstances is held invalid, the remainder of the Article and the application of the provision to persons or circumstances other than those as to which it is held invalid shall not be affected.  (2013-193, s. 1.)
NC Gen Stat § 66-455 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 47 - Zip Line and Challenge Course Financial Responsibility.|§ 66-455 - Definitions.

 66-455. Definitions.The following definitions apply in this Article:(1) Aerial adventure/trekking park. - A self-guided challenge course that is supervised and open to the public, where access is controlled.(2) Canopy tour. - An aerial exploration or transit of the forest canopy, most commonly by means of a series of zip lines or aerial walkways with platforms.(3) Challenge course. - A facility or facilities consisting of one or more devices that challenge participants. Examples of a challenge course include an aerial adventure/trekking park, a canopy tour, and a zip line tour.(4) Commissioner. - The Commissioner of Insurance.(5) Device. - An apparatus provided for a unit of activity on a challenge course. Examples of a device include items designed to simulate rock climbing, beams, bridges, cable traverses, climbing walls, nets, platforms, ropes, swings, towers, zip lines, and jump systems. Devices may be installed on or in trees, poles, portable structures, or buildings, or as part of a self-supporting structure.(6) Person. - An individual, association, partnership, limited liability company, firm, corporation, or private organization.(7) Zip line. - A lifeline suspended between support structures that enables a person attached to a pulley to traverse from one point to another propelled by the force of gravity or a passive method of controlled acceleration.(8) Zip line tour. - An aerial exploration or transit of a landscape by means of a series of zip lines and platforms generally supported by man-made structures.  (2017-118, s. 1.)
NC Gen Stat § 66-456 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 47 - Zip Line and Challenge Course Financial Responsibility.|§ 66-456 - Liability insurance.

 66-456. Liability insurance.(a) Insurance Required. - A person cannot own or operate a challenge course, zip line, or other similar device unless the person carries insurance coverage provided by an accepted insurer of at least one million dollars ($1,000,000) per occurrence and two million dollars ($2,000,000) in the aggregate against liability for injury to persons or property arising out of the operation of such facility or use of such device. The insurance contract cannot include per person sublimits to liability. A person required to be insured under this section must immediately notify the Commissioner upon receipt of notice of cancellation, suspension, or nonrenewal of the policy.(b) Proof of Insurance. - A person operating a challenge course, zip line, or other similar device must provide proof of insurance coverage upon request by the Commissioner. Upon failure of the person to provide proof of insurance, the Commissioner must prevent or stop operation of the facility or other similar device until the person provides proof of the required insurance coverage.(c) Acceptable Insurer. - The insurance contract must be provided by an insurer or surety that is acceptable to the Commissioner and authorized to transact business in this State. The Commissioner cannot accept any commercial general liability insurance policy unless it obligates the insurer to give written notice to the person at least 30 days before any proposed cancellation, suspension, or nonrenewal of the policy.  (2017-118, s. 1.)
NC Gen Stat § 66-457 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 47 - Zip Line and Challenge Course Financial Responsibility.|§ 66-457 - Exceptions.

 66-457. Exceptions.This Article does not apply to any one or more of the following:(1) A challenge course or zip line installed at a private residence that is not open to the public and for which no fee is charged.(2) A challenge course or zip line owned or operated by the State, a unit of local government, or any political subdivision thereof.  (2017-118, s. 1.)
NC Gen Stat § 66-458 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 47 - Zip Line and Challenge Course Financial Responsibility.|§ 66-458 - Rule-making authority.

 66-458. Rule-making authority.The Commissioner must adopt rules to implement this Article.  (2017-118, s. 1.)
NC Gen Stat § 66-470 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 48 - Limited Business Immunity.|§ 66-470 - Essential businesses; emergency response entities; liability limitation.

 66-470. Essential businesses; emergency response entities; liability limitation.(a) Notwithstanding any other provision of law and subject to G.S. 66-471, the following entities shall have immunity from civil liability:(1) An essential business that provides goods or services in this State with respect to claims from any customer or employee for any injuries or death alleged to have been caused as a result of the customer or employee contracting COVID-19 while doing business with or while employed by the essential business.(2) An emergency response entity with respect to claims from any customer, user, or consumer for any injuries or death alleged to have been caused as a result of the COVID-19 pandemic or while doing business with the emergency response entity.(b) The immunity from civil liability provided in this section shall not apply if the injuries or death were caused by an act or omission of the essential business or emergency response entity constituting gross negligence, reckless misconduct, or intentional infliction of harm. This section does not preclude an employee of an essential business or emergency response entity from seeking an appropriate remedy under Chapter 97 of the General Statues for any injuries or death alleged to have been caused as a result of the employee contracting COVID-19 while employed by the essential business or emergency response entity.  (2020-3, s. 4.14(a).)
NC Gen Stat § 66-471 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 48 - Limited Business Immunity.|§ 66-471 - Applicability.

 66-471. Applicability.This Article applies to acts or omissions occurring on or after the issuance of the COVID-19 essential business executive order and expires when the COVID-19 emergency declaration is rescinded or expires.  (2020-3, s. 4.14(a).)
NC Gen Stat § 66-472 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 48 - Limited Business Immunity.|§ 66-472 - Definitions.

 66-472. Definitions.The following definitions apply in this Article:(1) COVID-19. - The coronavirus disease 2019.(2) COVID-19 emergency declaration. - Executive Order No. 116 issued March 10, 2020, by Governor Roy A. Cooper, including any amendments issued by executive order, subject to extensions under Chapter 166A of the General Statutes.(3) COVID-19 essential business executive order. - Executive Order No. 121 issued March 27, 2020, by Governor Roy A. Cooper, including any amendments issued by executive order, subject to extensions under Chapter 166A of the General Statutes.(4) Emergency response entity. - Businesses, not-for-profit organizations, educational institutions, and governmental entities that manufacture, produce, or distribute personal protective equipment, testing equipment, or ventilators, or process COVID-19 testing results.(5) Essential business. - Businesses, not-for-profit organizations, educational institutions, and governmental entities identified in the COVID-19 essential business executive order. The term also applies to any business that the Department of Revenue determines is essential.  (2020-3, s. 4.14(a).)
NC Gen Stat § 66-473 (2021)
2021 North Carolina General Statutes|Chapter 66 - Commerce and Business|Article 48 - Limited Business Immunity.|§ 66-473 - Severability.

 66-473. Severability.This Article shall be liberally construed to effectuate the public purpose of ensuring that essential businesses can provide goods and services to the public during the COVID-19 pandemic. The provisions of this Article are severable. If any part of this Article is declared to be invalid by a court, the invalidity does not affect other parts of this Article that can be given effect without the invalid provision.  (2020-3, s. 4.14(a).)
NC Gen Stat § 67-1 (2021)
2021 North Carolina General Statutes|Chapter 67 - Dogs|Article 1 - Owner's Liability.|§ 67-1 - Liability for injury to livestock or fowls.

 67-1. Liability for injury to livestock or fowls.If any dog, not being at the time on the premises of the owner or person having charge thereof, shall kill or injure any livestock or fowls, the owner or person having such dog in charge shall be liable for damages sustained by the injury, killing, or maiming of any livestock, and costs of suit. (1911, c. 3, s. 1; C.S., s. 1669.)
NC Gen Stat § 67-2 (2021)
2021 North Carolina General Statutes|Chapter 67 - Dogs|Article 1 - Owner's Liability.|§ 67-2 - Permitting bitch at large.

 67-2. Permitting bitch at large.If any person owning or having any bitch shall knowingly permit her to run at large during the erotic stage of copulation he shall be guilty of a Class 3 misdemeanor. (1862-3, c. 41, s. 2; Code, s. 2501; Rev., s. 3303; C.S., s. 1670; 1993, c. 539, s. 529; 1994, Ex. Sess., c. 24, s. 14(c).)
NC Gen Stat § 67-3 (2021)
2021 North Carolina General Statutes|Chapter 67 - Dogs|Article 1 - Owner's Liability.|§ 67-3 - Sheep-killing dogs to be killed.

 67-3. Sheep-killing dogs to be killed.If any person owning or having any dog that kills sheep or other domestic animals, or that kills a human being, upon satisfactory evidence of the same being made before any judge of the district court in the county, and the owner duly notified thereof, shall refuse to kill it, and shall permit such dog to go at liberty, he shall be guilty of a Class 3 misdemeanor, and the dog may be killed by anyone if found going at large. (1862-3, c. 41, s. 1; 1874-5, c. 108, s. 2; Code, s. 2500; Rev., s. 3304; C.S., s. 1671; 1973, c. 108, s. 24; 1977, c. 597; 1993, c. 539, s. 530; 1994, Ex. Sess., c. 24, s. 14(c).)
NC Gen Stat § 67-4 (2021)
2021 North Carolina General Statutes|Chapter 67 - Dogs|Article 1 - Owner's Liability.|§ 67-4 - Failing to kill mad dog.

 67-4. Failing to kill mad dog.If the owner of any dog shall know, or have good reason to believe, that his dog, or any dog belonging to any person under his control, has been bitten by a mad dog, and shall neglect or refuse immediately to kill the same, he shall forfeit and pay the sum of fifty dollars ($50.00) to him who will sue therefor; and the offender shall be liable to pay all damages which may be sustained by anyone, in his property or person, by the bite of any such dog, and shall be guilty of a Class 3 misdemeanor. (R.C., c. 67; Code, s. 2499; Rev., s. 3305; C.S., s. 1672; 1993, c. 539, s. 531; 1994, Ex. Sess., c. 24, s. 14(c).)
NC Gen Stat § 67-4.2 (2021)
2021 North Carolina General Statutes|Chapter 67 - Dogs|Article 1A - Dangerous Dogs.|§ 67-4.2 - Precautions against attacks by dangerous dogs.

 67-4.2. Precautions against attacks by dangerous dogs.(a) It is unlawful for an owner to:(1) Leave a dangerous dog unattended on the owner's real property unless the dog is confined indoors, in a securely enclosed and locked pen, or in another structure designed to restrain the dog;(2) Permit a dangerous dog to go beyond the owner's real property unless the dog is leashed and muzzled or is otherwise securely restrained and muzzled.(b) If the owner of a dangerous dog transfers ownership or possession of the dog to another person (as defined in G.S. 12-3(6)), the owner shall provide written notice to:(1) The authority that made the determination under this Article, stating the name and address of the new owner or possessor of the dog; and(2) The person taking ownership or possession of the dog, specifying the dog's dangerous behavior and the authority's determination.(c) Violation of this section is a Class 3 misdemeanor. (1989 (Reg. Sess., 1990), c. 1023; 1993, c. 539, s. 532; 1994, Ex. Sess., c. 24, s. 14(c).)
NC Gen Stat § 67-4.3 (2021)
2021 North Carolina General Statutes|Chapter 67 - Dogs|Article 1A - Dangerous Dogs.|§ 67-4.3 - Penalty for attacks by dangerous dogs.

 67-4.3. Penalty for attacks by dangerous dogs.The owner of a dangerous dog that attacks a person and causes physical injuries requiring medical treatment in excess of one hundred dollars ($100.00) shall be guilty of a Class 1 misdemeanor. (1989 (Reg. Sess., 1990), c. 1023; 1993, c. 539, s. 533; 1994, Ex. Sess., c. 24, s. 14(c).)
NC Gen Stat § 67-4.4 (2021)
2021 North Carolina General Statutes|Chapter 67 - Dogs|Article 1A - Dangerous Dogs.|§ 67-4.4 - Strict liability.

 67-4.4. Strict liability.The owner of a dangerous dog shall be strictly liable in civil damages for any injuries or property damage the dog inflicts upon a person, his property, or another animal. (1989 (Reg. Sess., 1990), c. 1023, s. 1.)
NC Gen Stat § 67-4.5 (2021)
2021 North Carolina General Statutes|Chapter 67 - Dogs|Article 1A - Dangerous Dogs.|§ 67-4.5 - Local ordinances.

 67-4.5. Local ordinances.Nothing in this Article shall be construed to prevent a city or county from adopting or enforcing its own program for control of dangerous dogs. (1989 (Reg. Sess., 1990), c. 1023, s. 1.)
NC Gen Stat § 67-12 (2021)
2021 North Carolina General Statutes|Chapter 67 - Dogs|Article 2 - License Taxes on Dogs.|§ 67-12 - Permitting dogs to run at large at night; penalty; liability for damage.

 67-12. Permitting dogs to run at large at night; penalty; liability for damage.No person shall allow his dog over six months old to run at large in the nighttime unaccompanied by the owner or by some member of the owner's family, or some other person by the owner's permission. Any person intentionally, knowingly, and willfully violating this section shall be guilty of a Class 3 misdemeanor, and shall also be liable in damages to any person injured or suffering loss to his property or chattels. (1919, c. 116, s. 5; C.S., s. 1680; 1993, c. 539, s. 534; 1994, Ex. Sess., c. 24, s. 14(c).)
NC Gen Stat § 67-14 (2021)
2021 North Carolina General Statutes|Chapter 67 - Dogs|Article 2 - License Taxes on Dogs.|§ 67-14 - Mad dogs, dogs killing sheep, etc., may be killed.

 67-14. Mad dogs, dogs killing sheep, etc., may be killed.Any person may kill any mad dog, and also any dog if he is killing sheep, cattle, hogs, goats, or poultry. (1919, c. 116, s. 8; C.S., s. 1682.)
NC Gen Stat § 67-14.1 (2021)
2021 North Carolina General Statutes|Chapter 67 - Dogs|Article 2 - License Taxes on Dogs.|§ 67-14.1 - Dogs injuring deer or bear on wildlife management area may be killed; impounding unmuzzled dogs running at large.

 67-14.1. Dogs injuring deer or bear on wildlife management area may be killed; impounding unmuzzled dogs running at large.(a) Any dog which trails, runs, injures or kills any deer or bear on any wildlife refuge, sanctuary or management area, now or hereafter so designated and managed by the Wildlife Resources Commission, during the closed season for hunting with dogs on such refuge or management area, is hereby declared to be a public nuisance, and any wildlife protector or other duly authorized agent or employee of the Wildlife Resources Commission may destroy, by humane method, any dog discovered trailing, running, injuring or killing any deer or bear in any such area during the closed season therein for hunting such game with dogs, without incurring liability by reason of his act in conformity with this section.(b) Any unmuzzled dog running at large upon any wildlife refuge, sanctuary, or management area, when unaccompanied by any person having such dog in charge, shall be seized and impounded by any wildlife protector, or other duly authorized agent or employee of the Wildlife Resources Commission.(c) The person impounding such dog shall cause a notice to be published at least once a week for two successive weeks in some newspaper published in the county wherein the dog was taken, or if none is published therein, in some newspaper having general circulation in the county. Such notice shall set forth a description of the dog, the place where it is impounded, and that the dog will be destroyed if not claimed and payment made for the advertisement, a catch fee of one dollar ($1.00) and the boarding, computed at the rate of fifty cents (50 ) per day, while impounded, by a certain date which date shall be not less than 15 days after the publication of the first notice. A similar notice shall be posted at the courthouse door.(d) The owner of the dog, or his agent, may recover such dog upon payment of the cost of the publication of the notices hereinbefore described together with a catch fee of one dollar ($1.00) and the expense, computed at the rate of fifty cents (50 ) per day, incurred while impounding and boarding the dog.(e) If any impounded dog is not recovered by the owner within 15 days after the publication of the first notice of the impounding, the dog may be destroyed in a humane manner by any wildlife protector or other duly authorized agent or employee of the North Carolina Wildlife Resources Commission, and no liability shall attach to any person acting in accordance with this section. (1951, c. 1021, s. 1.)
NC Gen Stat § 67-16 (2021)
2021 North Carolina General Statutes|Chapter 67 - Dogs|Article 2 - License Taxes on Dogs.|§ 67-16 - Failure to discharge duties imposed under this Article.

 67-16. Failure to discharge duties imposed under this Article.Any person failing to discharge any duty imposed upon him under this Article shall be guilty of a Class 3 misdemeanor. (1919, c. 116, s. 10; C.S., s. 1684; 1993, c. 539, s. 535; 1994, Ex. Sess., c. 24, s. 14(c).)