reglab/housing_qa huggingface dataset:
735 ILCS 5/15-1501.5
2021 Illinois Compiled Statutes|Chapter 735 - CIVIL PROCEDURE|735 ILCS 5/ - Code of Civil Procedure.|Article XV - Mortgage Foreclosure

Sec. 15-1501.5. Return from combat stay.  In addition to any rights and obligations provided under the federal Servicemembers Civil Relief Act, whenever it is determined in a foreclosure proceeding that the mortgagor defendant is a person who was deployed to a combat or combat support posting while on active military duty and serving overseas within the previous 12 months, the court must stay the proceedings for a period of 90 days upon application to the court by the mortgagor defendant.  "Active military duty" means, for purposes of this Section, service on active duty as a member of the Armed Forces of the United States, the Illinois National Guard, or any reserve component of the Armed Forces of the United States.  (Source: P.A. 96-901, eff. 1-1-11; 97-333, eff. 8-12-11.)
735 ILCS 5/15-1501.6
2021 Illinois Compiled Statutes|Chapter 735 - CIVIL PROCEDURE|735 ILCS 5/ - Code of Civil Procedure.|Article XV - Mortgage Foreclosure

Sec. 15-1501.6. Relief in mortgage foreclosure proceedings for military personnel in military service.(a) In this Section:"Military service" means any full-time training or duty, no matter how described under federal or State law, for which a service member is ordered to report by the President, Governor of a state, commonwealth, or territory of the United States, or other appropriate military authority."Service member" means a resident of Illinois who is a member of any component of the U.S. Armed Forces or the National Guard of any state, the District of Columbia, a commonwealth, or a territory of the United States.(b) In an action for foreclosure, a mortgagor who is a service member that has entered military service for a period greater than 29 consecutive days or any member of the mortgagor's family who resides with the mortgagor at the mortgaged premises, if the mortgagor entered into the mortgage agreement before the mortgagor received orders for military service on or after the effective date of this amendatory Act of the 97th General Assembly, may file a motion for relief and  the court shall, if the mortgagor's ability to pay the agreed mortgage payments or to defend the foreclosure proceedings is materially affected by the mortgagor's military service, do one or more of the following:(1) stay the proceedings for a period of 90 days     after the mortgagor returns from military service, unless, in the opinion of the court, justice and equity require a longer or shorter period of time; or(2) adjust the obligation under the mortgage     agreement by reducing the monthly payments for a period lasting up to 90 days after the mortgagor returns from military service and extending the term of the mortgage, provided that the adjustment preserves the interest of all parties to it.(c) In order to be eligible for the benefits granted to a service member under this Section, a service member or a member of the service member's family who resides with the service member at the mortgaged premises  must provide the court and the mortgagee with a copy of the orders calling the service member to military service in excess of 29 consecutive days and of any orders further extending the service member's period of service.(d) If a stay is granted under this Section, the court       may grant the mortgagee such relief as equity may require.(e) The forms of relief available under this Section shall continue to be available up to 90 days after the completion of the service member's military service.(f) In addition to any sanction available to the court for violation of a stay or order, a  violation of this Section constitutes a civil rights violation under the Illinois Human Rights Act. All proceeds from the collection of any civil penalty       imposed pursuant to the Illinois Human Rights Act under this subsection shall be deposited into the Illinois Military Family Relief Fund.   (Source: P.A. 97-913, eff. 1-1-13.)
735 ILCS 5/15-1502.5
2021 Illinois Compiled Statutes|Chapter 735 - CIVIL PROCEDURE|735 ILCS 5/ - Code of Civil Procedure.|Article XV - Mortgage Foreclosure

Sec. 15-1502.5. (Repealed).  (Source: P.A. 98-25, eff. 6-20-13. Repealed internally, eff. 7-1-16.)
735 ILCS 5/15-1504.5
2021 Illinois Compiled Statutes|Chapter 735 - CIVIL PROCEDURE|735 ILCS 5/ - Code of Civil Procedure.|Article XV - Mortgage Foreclosure

Sec. 15-1504.5. Homeowner notice to be attached to summons.  For all residential foreclosure actions filed, the plaintiff must attach a Homeowner Notice to the summons.  The Homeowner Notice must be in at least 12 point type and in English and Spanish.  The Spanish translation shall be prepared by the Attorney General and posted on the Attorney General's website. A notice that includes the Attorney General's Spanish translation in substantially similar form shall be deemed to comply with the Spanish notice requirement in this Section. The Notice must be in substantially the following form:IMPORTANT INFORMATION FOR HOMEOWNERS IN FORECLOSURE1.  POSSESSION:  The lawful occupants of a home have the right to     live in the home until a judge enters an eviction order.2.  OWNERSHIP: You continue to own your home until the court rules     otherwise.3.  REINSTATEMENT:  As the homeowner you have the right to bring the     mortgage current within 90 days after you receive the summons.4.  REDEMPTION:  As the homeowner you have the right to sell your     home, refinance, or pay off the loan during the redemption period.5.  SURPLUS:  As the homeowner you have the right to petition the     court for any excess money that results from a foreclosure sale of your home.6.  WORKOUT OPTIONS:  The mortgage company does not want to foreclose on     your home if there is any way to avoid it.  Call your mortgage company [insert name of the homeowner's current mortgage servicer in bold and 14 point type] or its attorneys to find out the alternatives to foreclosure.7. PAYOFF AMOUNT:  You have the right to obtain a written statement of     the amount necessary to pay off your loan.  Your mortgage company (identified above) must provide you this statement within 10 business days of receiving your request, provided that your request is in writing and includes your name, the address of the property, and the mortgage account or loan number.  Your first payoff statement will be free.8.  GET ADVICE:  This information is not exhaustive and does not     replace the advice of a professional.  You may have other options.  Get professional advice from a lawyer or certified housing counselor about your rights and options to avoid foreclosure.9.  LAWYER:  If you do not have a lawyer, you may be able to     find assistance by contacting the Illinois State Bar Association or a legal aid organization that provides free legal assistance.10.  PROCEED WITH CAUTION:  You may be contacted by people offering to help you     avoid foreclosure.  Before entering into any transaction with persons offering to help you, please contact a lawyer, government official, or housing counselor for advice.  (Source: P.A. 100-173, eff. 1-1-18.)
735 ILCS 5/15-1505
2021 Illinois Compiled Statutes|Chapter 735 - CIVIL PROCEDURE|735 ILCS 5/ - Code of Civil Procedure.|Article XV - Mortgage Foreclosure

 (from Ch. 110, par. 15-1505)Sec. 15-1505.     Real Estate Subject to Senior Liens.     During a foreclosure, and any time prior to sale, a mortgagee or any other  lienor may pay (i) when due installments of principal, interest or other  obligations in accordance with the terms of any senior mortgage, (ii) when  due installments of real estate taxes or (iii) any other obligation  authorized by the mortgage instrument. With court approval, a mortgagee or  any other lienor may pay any other amounts in connection with other liens,  encumbrances or interests reasonably necessary to preserve the status of title.    (Source: P.A. 84-1462.)
735 ILCS 5/15-1505.6
2021 Illinois Compiled Statutes|Chapter 735 - CIVIL PROCEDURE|735 ILCS 5/ - Code of Civil Procedure.|Article XV - Mortgage Foreclosure

Sec. 15-1505.6. Objection to jurisdiction over the person.(a)  In any residential foreclosure action, the deadline for filing a motion to dismiss the entire proceeding or to quash service of process that objects to the court's jurisdiction over the person, unless extended by the court for good cause shown, is 60 days after the earlier of these events: (i) the date that the moving party filed an appearance; or (ii) the date that the moving party participated in a hearing without filing an appearance.(b) In any residential foreclosure action, if the objecting party files a responsive pleading or a motion (other  than a  motion for an extension of time to answer or otherwise appear) prior to the  filing of a  motion in compliance with subsection (a), that party waives all objections to  the court's  jurisdiction over the party's person.   (Source: P.A. 97-329, eff. 8-12-11.)
735 ILCS 5/15-1507.1
2021 Illinois Compiled Statutes|Chapter 735 - CIVIL PROCEDURE|735 ILCS 5/ - Code of Civil Procedure.|Article XV - Mortgage Foreclosure

(Section scheduled to be repealed on March 2, 2023)Sec. 15-1507.1. Judicial sale fee for Abandoned Residential Property Municipality Relief Fund.(a) Upon and at the sale of residential real estate under Section 15-1507, the purchaser shall pay to the person conducting the sale pursuant to Section 15-1507 a fee for deposit into the Abandoned Residential Property Municipality Relief Fund, a special  fund created in the State treasury. The fee shall be calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser to the person conducting the sale, as reflected in the receipt of sale issued to the purchaser, provided that in no event shall the fee exceed $300. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale.  Upon confirmation of the sale under Section 15-1508, the person conducting the sale shall remit the fee to the clerk of the court in which the foreclosure case is pending.  The clerk shall remit the fee to the State Treasurer as provided in this Section, to be expended for the purposes set forth in Section 7.31 of the Illinois Housing Development Act.(b) All fees paid by purchasers as provided in this Section shall be disbursed within 60 days after receipt by the clerk of the court as follows: (i) 98% to the State Treasurer for deposit into the Abandoned Residential Property Municipality Relief Fund, and (ii) 2% to the clerk of the court to be retained by the clerk for deposit into the Circuit Court Clerk Operation and Administrative Fund to defray administrative expenses related to implementation of this Section.(c) Not later than March 1 of each year, the clerk of the court shall submit to the Illinois Housing Development Authority a report of the funds collected and remitted during the preceding year pursuant to this Section.(d) Subsections (a) and (b) of this Section are operative and shall become inoperative on January 1, 2023. This Section is repealed on March 2, 2023.(e) All actions taken in the collection and remittance of fees under this Section before the effective date of this amendatory Act of the 101st General Assembly are ratified, validated, and confirmed.   (Source: P.A. 100-407, eff. 8-25-17; 101-10, eff. 6-5-19.)
735 ILCS 5/15-1509
2021 Illinois Compiled Statutes|Chapter 735 - CIVIL PROCEDURE|735 ILCS 5/ - Code of Civil Procedure.|Article XV - Mortgage Foreclosure

 (from Ch. 110, par. 15-1509)Sec. 15-1509.     Transfer of Title and Title Acquired.(a) Deed. After (i) confirmation  of the sale, and (ii) payment of the purchase price and any other  amounts required to be paid by the purchaser at sale, the court (or, if the  court shall so order, the person who conducted the  sale or such person's successor or some persons specifically appointed  by the court for that purpose), shall upon the request of the holder  of the certificate of sale  (or the purchaser if no certificate of sale was issued), promptly  execute a deed to the  holder or purchaser sufficient to convey  title.  Such deed  shall identify the court and the caption of the case in which judgment was  entered authorizing issuance of the deed. Signature and the recital in the  deed of the title or authority of the person signing the deed as grantor,  of authority pursuant to the judgment and of the giving of the notices  required by this Article is sufficient proof of the facts recited and of  such authority to execute the deed, but such deed shall not be construed to  contain any covenant on the part of the person executing it.  If the deed  issues to a grantee prior to the expiration of the period for appealing the  confirmation of sale, and the grantee conveys title to  another party within that period, that other party will not be deemed a  bona fide purchaser unless and until such period expires without an appeal  having been filed or, an appeal having been filed, such appeal is denied or  withdrawn.(b) Effect Upon Delivery of Deed. Delivery of the deed executed on the  sale of the real estate, even if the purchaser or holder of the certificate  of sale is a party to the foreclosure, shall be sufficient to pass the  title thereto.(c) Claims Barred.  Any vesting of title by a consent foreclosure  pursuant to Section 15-1402 or by deed pursuant to subsection (b) of  Section 15-1509, unless otherwise specified in the judgment  of foreclosure, shall be an entire bar of (i) all claims of parties to the  foreclosure and (ii) all claims of any nonrecord claimant who is given  notice of the foreclosure in accordance with paragraph (2) of subsection  (c) of Section 15-1502, notwithstanding the provisions of subsection (g) of  Section 2-1301 to the contrary. Any person seeking relief from any  judgment or order entered in the foreclosure in accordance  with subsection (g) of Section 2-1301 of the Code of Civil Procedure may  claim only an interest in the proceeds of sale.     (Source: P.A. 86-974.)
735 ILCS 5/15-1509.5
2021 Illinois Compiled Statutes|Chapter 735 - CIVIL PROCEDURE|735 ILCS 5/ - Code of Civil Procedure.|Article XV - Mortgage Foreclosure

Sec. 15-1509.5. Notice at time of  conveyance. Any deed executed pursuant to this Article or judgment vesting title by a consent foreclosure pursuant to Section 15-1402    shall state the grantee's or mortgagee's name (and the name of a contact person), street and mailing addresses, and telephone number.  (Source: P.A. 96-110, eff. 7-31-09.)
735 ILCS 5/15-1510
2021 Illinois Compiled Statutes|Chapter 735 - CIVIL PROCEDURE|735 ILCS 5/ - Code of Civil Procedure.|Article XV - Mortgage Foreclosure

 (from Ch. 110, par. 15-1510)Sec. 15-1510. Attorney's Fees and Costs.(a)   The court may award reasonable attorney's fees and costs to the defendant who prevails in a motion, an affirmative defense or counterclaim, or in the foreclosure action.  A defendant who exercises the defendant's right of reinstatement or redemption shall not be considered a prevailing party for purposes of this Section.  Nothing in this subsection shall abrogate contractual terms in the mortgage or other written agreement between the mortgagor and the mortgagee or rights as otherwise provided in this Article which allow the mortgagee to recover attorney's fees and costs under subsection  (b).(b) Attorneys' fees and other costs incurred in connection with the  preparation, filing or prosecution of the foreclosure suit shall be  recoverable in a foreclosure only to the extent  specifically set forth in the mortgage or other written agreement between  the mortgagor and the mortgagee or as otherwise provided in this Article.  (Source: P.A. 95-961, eff. 1-1-09.)
735 ILCS 5/15-1511
2021 Illinois Compiled Statutes|Chapter 735 - CIVIL PROCEDURE|735 ILCS 5/ - Code of Civil Procedure.|Article XV - Mortgage Foreclosure

 (from Ch. 110, par. 15-1511)Sec. 15-1511.     Deficiency.     Except as expressly prohibited by this Article,  foreclosure of a mortgage does not affect a mortgagee's rights, if any, to  obtain a personal judgment against any person for a deficiency.    (Source: P.A. 84-1462.)
735 ILCS 5/15-1512
2021 Illinois Compiled Statutes|Chapter 735 - CIVIL PROCEDURE|735 ILCS 5/ - Code of Civil Procedure.|Article XV - Mortgage Foreclosure

 (from Ch. 110, par. 15-1512)Sec. 15-1512.     Application of Proceeds of Sale and Surplus.     The proceeds  resulting from a sale of real estate under this Article shall be applied  in the following order:(a) the reasonable expenses of sale;(b) the reasonable expenses of securing possession before sale, holding,  maintaining, and preparing the real estate for sale, including payment of  taxes and other governmental charges, premiums on hazard and liability  insurance, receiver's and management fees, and, to the extent provided  for in the mortgage  or other recorded agreement and not prohibited by law, reasonable  attorneys' fees, payments made pursuant to Section 15-1505 and other legal  expenses incurred by the mortgagee;(c) if the sale was pursuant to judicial foreclosure, satisfaction of  claims in the order of priority adjudicated in the judgment of foreclosure  or order confirming the sale; and(d) remittance of any surplus to be held by the person appointed by  the court to conduct the  sale until further order of the court.  If there is a surplus, such person  conducting the sale shall send written notice to all parties to the  proceeding advising them of the amount of the surplus, and that the surplus  shall be held until a party obtains a court order for its distribution or  until, in the absence of an order, the surplus is forfeited to the State.    (Source: P.A. 86-974.)
735 ILCS 5/15-1513
2021 Illinois Compiled Statutes|Chapter 735 - CIVIL PROCEDURE|735 ILCS 5/ - Code of Civil Procedure.|Article XV - Mortgage Foreclosure

Sec. 15-1513. Temporary COVID-19 stay of judicial sales, orders of possession.(a) Notwithstanding Section 15-1507, no judicial foreclosure sale shall be held between the effective date of this Section and July 31, 2021. Any judicial foreclosure sale pending as of the effective date of this Section shall be cancelled and renoticed for a date after July 31, 2021.(b) Notwithstanding subsection (g) of Section 15-1508, no order of possession pursuant to a confirmation of judicial foreclosure sale shall be entered by a court, placed with a sheriff for execution, or executed by a sheriff until a date after July 31, 2021.(c) This Section applies to any action to foreclose a mortgage relating to (i) residential real estate as defined in Section 15-1219, and (ii) real estate improved with a dwelling structure containing dwelling units for 6 or fewer families living independently of each other in which the mortgagor is a natural person landlord renting the dwelling units, even if the mortgagor does not occupy any of the dwelling units as his or her personal residence.  (Source: P.A. 102-5, eff. 5-17-21.)
735 ILCS 5/Art. XV Pt. 16 heading
2021 Illinois Compiled Statutes|Chapter 735 - CIVIL PROCEDURE|735 ILCS 5/ - Code of Civil Procedure.|Article XV - Mortgage Foreclosure

 Part 16.      Reinstatement and Redemption
735 ILCS 5/15-1514
2021 Illinois Compiled Statutes|Chapter 735 - CIVIL PROCEDURE|735 ILCS 5/ - Code of Civil Procedure.|Article XV - Mortgage Foreclosure

Sec. 15-1514. Temporary COVID-19 stay of certain foreclosure proceedings and filings.(a) This Section applies to any action to foreclose a mortgage relating to (i) residential real estate as defined in Section 15-1219, and (ii) real estate improved with a dwelling structure containing dwelling units for 6 or fewer families living independently of each other in which the mortgagor is a natural person landlord renting the dwelling units, even if the mortgagor does not occupy any of the dwelling units as his or her personal residence.(b) Any action to foreclose a mortgage pending on the effective date of this amendatory Act of the 102nd General Assembly, including actions filed on or before March 9, 2020, or commenced within 30 days of the effective date of this amendatory Act of the 102nd General Assembly, shall be stayed until May 1, 2021.(c) No court shall accept for filing any action to foreclose a mortgage before May 1, 2021.(d) All deadlines related to any pending foreclosure proceeding on the effective date of this Section, including the running of any redemption period, are tolled until May 1, 2021.(e) If any clause, sentence, paragraph, subsection, or part of this Section shall be adjudged by any court of competent jurisdiction to be invalid and after exhaustion of all further judicial review, the judgment shall not affect, impair, or invalidate the remainder thereof, but shall be confined in its operation to the clause, sentence, paragraph, subsection, or part of this Section directly involved in the controversy in which the judgment shall have been rendered.  (Source: P.A. 102-5, eff. 5-17-21.)
735 ILCS 5/15-1601
2021 Illinois Compiled Statutes|Chapter 735 - CIVIL PROCEDURE|735 ILCS 5/ - Code of Civil Procedure.|Article XV - Mortgage Foreclosure

 (from Ch. 110, par. 15-1601)Sec. 15-1601.     Waiver of Rights of reinstatement and Redemption.     (a)  Residential and Certain Agricultural Real Estate.  Except as otherwise  provided in this Article, no mortgagor of real estate  which is residential real estate at the time of such attempted waiver may waive  the mortgagor's rights of reinstatement and redemption, or either of them,  and any such waiver shall be void. Except as otherwise provided in  subsection (b) of this Section, no mortgagor of real estate  which is agricultural real estate at the time of such attempted waiver  may waive the mortgagor's rights of reinstatement and redemption, or either  of them, and any such waiver shall be void.(b) Other Real Estate. Any corporation or  any corporate trustee of any express trust who is a mortgagor of agricultural  real estate may waive the  mortgagor's right of redemption (i) by  express waiver stated in the mortgage or (ii) by any other waiver in writing  which has been acknowledged by the mortgagor and recorded.  A mortgagor of  real estate other than a mortgagor of residential real estate or other  mortgagor who is not otherwise so prohibited by this Article may waive the  mortgagor's right of redemption (i) by express waiver stated in the mortgage or  (ii) by any other waiver in writing which has been acknowledged by the mortgagor  and  recorded.(c) Waiver After Commencement of Foreclosure.  After commencement of a  foreclosure proceeding under this Article a mortgagor of residential real  estate or other mortgagor who is otherwise so prohibited may waive the  mortgagor's rights of reinstatement and redemption, or  either of them, if (i) the mortgagor expressly consents in writing to the  entry of a judgment without such right of reinstatement or redemption, (ii)  such written consent is filed with the clerk of the court, and (iii) the  mortgagee consents and agrees to waive any and all rights to a deficiency judgment.(d) Prior Waivers.  Nothing contained in this Section shall invalidate  any waiver of any right of redemption made pursuant to Section 12-124 or  Section 12-125 of the Code of Civil Procedure in effect prior to July 1,  1987 which is contained in any instrument executed prior to July 1, 1987.    (Source: P.A. 85-907.)