reglab/housing_qa huggingface dataset:
TN Code § 56-26-112 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-112. Third-Party Ownership

 “Insured,” as used in this chapter, shall not be construed as preventing a person other than the insured with a proper insurable interest from making application for, and owning a policy covering the insured, or from being entitled under such a policy to any indemnities, benefits and rights provided in the policy.
TN Code § 56-26-113 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-113. Requirements of Other Jurisdictions

  Any policy of a foreign or alien insurer, when delivered or issued for delivery to any person in this state, may contain any provision that is not less favorable to the insured or the beneficiary than the provisions of this chapter and that is prescribed or required by the law of the state under which the insurer is organized.   Any policy of a domestic insurer may, when issued for delivery in any other state or country, contain any provision permitted or required by the laws of the other state or country.
TN Code § 56-26-114 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-114. Filing Procedure

 The commissioner may make reasonable rules and regulations concerning the procedure for the filing or submission of policies subject to this chapter as are necessary, proper or advisable to the administration of this chapter. This section shall not abridge any other authority granted the commissioner by law.
TN Code § 56-26-115 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-115. Policy Provisions Not Specifically Covered

 No policy provision that is not subject to §§ 56-26-108 — 56-26-114 shall make a policy or any portion thereof less favorable in any respect to the insured or the beneficiary than the provisions that are subject to this chapter.
TN Code § 56-26-116 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-116. Effect of Nonconforming Policies

  A policy delivered or issued for delivery to any person in this state in violation of this chapter shall be held valid but shall be construed as provided in this chapter.   When any provision in a policy subject to this chapter is in conflict with any provision of this chapter, the rights, duties and obligations of the insurer, the insured and the beneficiary shall be governed by this chapter.
TN Code § 56-26-117 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-117. Application as Part of Policy — Copy on Request

 The insured shall not be bound by any statement made in an application for a policy unless a copy of such application is attached to or endorsed on the policy when issued as part of the policy. If any such policy delivered or issued for delivery to any person in this state is reinstated or renewed, and the insured or the beneficiary or assignee of the policy makes written request to the insurer for a copy of the application, if any, for the reinstatement or renewal, the insurer shall within fifteen (15) days after the receipt of the request at its home office or any branch office of the insurer, deliver or mail to the person making the request a copy of the application. If the copy is not so delivered or mailed, the insurer shall be precluded from introducing the application as evidence in any action or proceeding based upon or involving the policy or its reinstatement or renewal.
TN Code § 56-26-118 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-118. Alteration of Application

 No alteration of any written application for any such policy shall be made by any person other than the applicant without the applicant's written consent, except that insertions may be made by the insurer, for administrative purposes only, in such manner as to indicate clearly that the insertions are not to be ascribed to the applicant.
TN Code § 56-26-119 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-119. False Statements in Application

 The falsity of any statement in the application for any policy covered by this chapter may not bar the right to recovery thereunder unless the false statement materially affected either the acceptance of the risk or hazard assumed by the insurer and then not if the agent taking the application knew of the falsity.
TN Code § 56-26-120 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-120. Acts Not Constituting Waiver of Defenses

 The acknowledgment by any insurer of the receipt of notice given under any policy covered by this chapter, the furnishing of forms for filing proofs of loss, the acceptance of the proofs or the investigation of any claim thereunder, shall not operate as a waiver of any of the rights of the insurer in defense of any claim arising under the policy.
TN Code § 56-26-121 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-121. Acceptance of Premiums After Expiration of Policy — Misstatement of Age

 If any such policy contains a provision establishing, as an age limit or otherwise, a date after which the coverage provided by the policy will not be effective, and if the date falls within a period for which premium is accepted by the insurer or if the insurer accepts a premium after the date, the coverage provided by the policy will continue in force subject to any right of cancellation until the end of the period for which premium has been accepted. In the event the age of the insured has been misstated and if, according to the correct age of the insured, the coverage provided by the policy would not have become effective, or would have ceased prior to the acceptance of the premium or premiums, then the liability of the insurer shall be limited to the refund, upon request, of all premiums paid for the period not covered by the policy.
TN Code § 56-26-122 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-122. Policies Exempt

  Except as provided in subsection (b), nothing in this chapter applies to, or shall affect:  Any policy of workers' compensation insurance or any policy of liability insurance with or without supplementary expense coverage in such policy;   Any policy or contract of reinsurance;   Any blanket or group insurance policy; or   Life insurance or annuity contracts, or contracts supplemental thereto, that contain only the provisions relating to accident and sickness insurance as:  Provide additional benefits in case of death or dismemberment or loss of sight by accident; or   Operate to safeguard the contracts against lapse, or to give a special surrender value or special benefit or an annuity in the event that the insured or annuitant shall become totally and permanently disabled, as defined by the contract.       Sections 56-26-101 — 56-26-103 and 56-26-105 apply to any blanket or group insurance policy.
TN Code § 56-26-123 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-123. Violation — Forfeiture — Revocation of License

  Any person, partnership or corporation willfully violating any provision of this chapter or order of the commissioner made in accordance with this chapter shall forfeit to this state a sum not to exceed one thousand dollars ($1,000) for each violation, which may be recovered by a civil action.   The commissioner may also suspend or revoke the license of an insurer or agent for any willful violation.
TN Code § 56-26-124 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-124. Accident and Sickness Insurance — Patients in Tax Supported Institutions Not to Be Excluded

 No policy of sickness and accident insurance delivered or issued for delivery to any person in this state on or after January 1, 1975, including both individual policies and group policies, shall exclude covered benefits because the insured is a patient hospitalized in a tax supported institution of this state or any county or municipality; provided, that the institution charges patients for the same services in the absence of insurance.
TN Code § 56-26-125 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-125. Insurer's Right of Cancellation to Be Stated on Face of Policy

 No policy of accident, sickness or hospital insurance that is cancellable by the insurer shall be delivered or issued for delivery to any person in this state unless the policy shall show conspicuously on the face thereof the words “POLICY CANCELLABLE BY COMPANY,” or similar wording which, in the opinion of the commissioner, has substantially the same meaning and effect.
TN Code § 56-26-126 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-126. Insurer's Option to Renew to Be Stated on Face of Policy

 No policy of accident, sickness or hospital insurance in which the insurer reserves the right to refuse renewal thereof shall be delivered or issued for delivery to any person in this state unless the policy shall show conspicuously on the face thereof the words, “RENEWABLE AT OPTION OF COMPANY,” or similar wording which, in the opinion of the commissioner, has substantially the same meaning and effect.
TN Code § 56-26-127 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-127. Group or Franchise Policies Excluded

 Sections 56-26-125 and 56-26-126 do not apply to such policies issued on a group or franchise basis.
TN Code § 56-26-128 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-128. Violations — Penalty

 Any person, firm, partnership or corporation willfully violating any provision of § 56-26-125 or § 56-26-126 shall be liable for the civil penalty provided in § 56-26-123.
TN Code § 56-26-129 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-129. Ten-Day Free Look on Health Insurance

 Every individual accident and health policy or contract shall have printed thereon or attached thereto a notice stating in substance that the person to whom the policy or contract is issued shall be permitted to return it within ten (10) days of its delivery to the purchaser and to have the premium paid by the purchaser refunded if, after examination of the policy or contract, the purchaser is not satisfied with it for any reason. If a policyholder or purchaser pursuant to the notice returns the policy or contract to the company at its home office or to the agent through whom it was purchased, it shall be void from the beginning and the parties shall be in the same position as if no policy or contract had been issued.
TN Code § 56-26-132 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-132. Health Care Insurance Advice for Senior Citizens

 The commissioner shall cause to be prepared a booklet, the subject of which shall be health insurance advice for senior citizens. The purpose of this booklet shall be to help senior citizens in deciding whether or not to purchase health insurance to supplement medicare coverage.
TN Code § 56-26-133 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-133. Effect of Sole Proprietor or Partner's Election Against Coverage Under Workers' Compensation Law

  This chapter shall not be interpreted or construed to deny coverage of any sole proprietor or partner under any individual or group accident and sickness policy such person may have in effect, in cases where the sole proprietor or partner has elected not to be covered by the Workers' Compensation Law, compiled in title 50, chapter 6, for injuries sustained by the person that would have been covered by the Workers' Compensation Law, had the sole proprietor or partner elected to come within the provisions of the Workers' Compensation Law, as provided in § 50-6-102.   Nothing in this section shall require coverage of occupational injuries or sicknesses, if such are not covered under the terms of the policy without reference to eligibility for workers' compensation benefits.
TN Code § 56-26-134 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 1 - General Provisions|§ 56-26-134. No Coverage for Abortion Services in Health Plans Required to Be Established Under Federal Health Care Reform Plans

 No health care plan required to be established in this state through an exchange pursuant to federal health care reform legislation enacted by the 111th Congress shall offer coverage for abortion services. For purposes of this section, “abortion” has the same meaning as defined in § 39-15-201.
TN Code § 56-26-201 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 2 - Group Policies|§ 56-26-201. Part Definitions

 As used in this part:   “Employees” includes the officers, managers and employees of the employer, the individual proprietor or partner if the employer is an individual proprietor or partnership, the officers, managers and employees of subsidiary or affiliated corporations, and the individual proprietors, partners and employees of individuals and firms, if the business of the employer and the individual or firm is under common control through stock ownership, contract, or otherwise. “Employees” may include retired employees. A policy issued to insure employees of a public body may provide that “employees” include elected or appointed officials. The policy may provide that “employees” include the trustees or their employees, or both, if their duties are principally connected with the trusteeship of the policy; and   “Group accident and health insurance” means that form of accident and health insurance covering groups of persons as defined in the policy, with or without one (1) or more members of their families or one (1) or more of their dependents, or covering one (1) or more members of the families or one (1) or more dependents, under a policy issued to an employer or trustees of a fund established by an employer, or to an association or other organization that qualifies under § 56-26-204(a) to establish a liability pool, a labor union or the trustees of a fund established by a labor union or an association, or the trustees of a fund established by two (2) or more employers in the same or related industry, or by one (1) or more labor unions or by one (1) or more employers and one (1) or more labor unions, or to a creditor or vendor in connection with a credit transaction (except for insurance regulated by or provided for in § 56-7-901), who shall be deemed the policyholder, insuring employees of the employer for the benefit of persons other than the employer, or insuring members or employees of the association or labor union for the benefit of persons other than officers of the association or labor union, or insuring employees of the employers or members of the unions, for the benefit of persons other than the employers or the unions, or insuring the debtors of the creditor or vendor to reduce the unpaid indebtedness of the debtor or vendee to the extent of payment of the benefits under the policy (except for insurance regulated by or provided for in § 56-7-901).
TN Code § 56-26-202 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 2 - Group Policies|§ 56-26-202. Filing and Approval of Policies — Required Provisions

  Except as otherwise required by § 56-26-102, no policy of group accident and sickness insurance shall be delivered or issued for delivery in this state, unless the policy form and rates have been filed with and approved by the commissioner; provided, that in the case of experience-rated group insurance, premium rates and classifications of risk need not be filed, but shall be maintained by the insurance company and made available for review by the commissioner upon the commissioner's request; nor shall any such policy, endorsement, rider or application be issued until the earlier of the expiration of thirty (30) days after the form or rates have been filed or the commissioner giving the commissioner's written approval. The commissioner is authorized to promulgate rules necessary to implement the standards set out in this subsection (a).   The policy must contain, in substance, the following provisions:  A provision that the policy, the application of the employer, or executive officer or trustee of any association or labor union, and the individual applications, if any, of the employees, members or employees of members insured shall constitute the entire contract between the parties, and that all statements made in the applications shall, in the absence of fraud, be deemed representations and not warranties, and that no such statement shall be used in defense of a claim under the policy unless it is contained in a written application;   A provision that the insurer will issue to the policyholder for delivering to the persons insured under the policy, an individual certificate setting forth the benefits and the exceptions thereunder and referring to the master policy under which the coverage is provided; and   A provision that to the group or class thereof originally insured there shall be added from time to time all persons becoming newly eligible for and applying for insurance in the group or class.
TN Code § 56-26-203 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 2 - Group Policies|§ 56-26-203. Benefits Entitlement When Husband and Wife Covered as Employees of Same Employer — Family Members

 When a husband and wife are both employed by the same employer, and both have enrolled themselves and their eligible family members under their employer's group accident and health insurance policy issued in this state after April 2, 1981, each spouse may claim on the person's own behalf, or on behalf of the person's enrolled dependents, the combined maximum contractual benefits to which an employee is entitled under the terms of the group policy, not to exceed in the aggregate one hundred percent (100%) of the expenses incurred.
TN Code § 56-26-301 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 3 - Cost Reporting|§ 56-26-301. Part Definitions

 As used in this part, unless the context otherwise requires:   “Administrator” means any person, company, corporation, partnership, association or legal entity collecting charges or premiums from, or adjusting or settling claims on, residents of this state in connection with health insurance coverage;   “Charge data” means information and figures concerning the dollar amount billed by hospitals to patients on account of care, services, goods, accommodations, facilities and equipment furnished by or in a hospital; provided, that “charge data” only includes categorical information and figures and does not include information and figures concerning individual patients;   “Commissioner” means the commissioner of commerce and insurance;   “Hospital” means any institution, place, building or agency as defined by § 68-11-201 and subject to §§ 68-11-201 — 68-11-219;   “Insurer” means any person authorized to transact the business of insurance under this title; and   “Major purchasers” means persons who have health insurance coverage and who consist of one hundred (100) employees or more under a group plan of insurance; or any experience rated group regardless of size.
TN Code § 56-26-302 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 3 - Cost Reporting|§ 56-26-302. Furnishing of Charge Data Required

  Insurers and administrators shall provide charge data by hospital and by diagnostic category when requested by major purchasers.   Charge data shall be provided under rules and regulations promulgated under § 56-26-305.
TN Code § 56-26-303 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 3 - Cost Reporting|§ 56-26-303. Requirement Subject to Available Cost Data

 The requirements to furnish charge data pursuant to § 56-26-302 are subject to the cost data being reasonably available as determined by the commissioner.
TN Code § 56-26-304 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 3 - Cost Reporting|§ 56-26-304. Immunity From Civil Liability

 Any person furnishing charge data pursuant to the requirements of this part shall be immune from any civil liability or damages claimed by any person by reason of actions in compliance with this part.
TN Code § 56-26-305 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 26 - Accident and Sickness Insurance|Part 3 - Cost Reporting|§ 56-26-305. Powers of Commissioner

 The commissioner has the power and authority to enforce this part, including the power to promulgate reasonable rules and regulations, including, but not limited to:   Diagnostic categories that will be used;   Information that major purchasers may receive;   Fees that major purchasers may reasonably be charged for data requests;   Conditions under which data may be deemed to be reasonably available;   Information that must be reported and in what format or form; and   Any other matter necessary to implement this part.
TN Code § 56-35-101 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 35 - Title Insurance Law|Part 1 - Operation of Title Insurance Businesses|§ 56-35-101. Short Title — Application — Scope

  This chapter shall be known and may be cited as the “Title Insurance Law.”   All title insurance companies, title insurance agents and the business of title insurance in this state shall be regulated, licensed and controlled by and under this chapter to the exclusion of all other laws and parts of laws of a general nature not specifically applicable.
TN Code § 56-35-103 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 35 - Title Insurance Law|Part 1 - Operation of Title Insurance Businesses|§ 56-35-103. Powers of Title Companies

 Every corporation complying with this chapter has, in addition to the powers and authority under its charter and existing laws applicable to the company, the following additional authority:   To own, lease or construct abstract or title plants, and operate and maintain the same, and make, certify, guarantee and issue abstracts of title; and   To act as escrow agent in connection with any transaction relating to the purchase, sale, exchange, lease, mortgage or other acquisition, disposition or encumbrance of property, real or personal, or any interest therein.
TN Code § 56-35-104 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 35 - Title Insurance Law|Part 1 - Operation of Title Insurance Businesses|§ 56-35-104. Business Prohibited Title Companies

 No corporation qualified to engage in the business of title insurance under this chapter shall guarantee the payment of any note, bond, mortgage or obligation of any other person or corporation, or execute collateral trust indentures as principal, or issue bonds secured by mortgages pledged under collateral trust indentures or certificates of participation in notes or mortgages, or engage in the business of banking.