reglab/housing_qa huggingface dataset:
AL Code § 24-9-4 (2021)
2021 Code of Alabama|Title 24 - Housing.|Chapter 9 - Alabama Land Bank Authority.|Section 24-9-4 - Definitions.

Section 24-9-4Definitions. When used in the chapter, the following words shall have the following meanings: (1) AGREEMENT. The intergovernmental cooperation agreement entered into between an authority and a local authority by the parties pursuant to this chapter. (2) AUTHORITY. The Alabama Land Bank Authority. (3) BOARD. The Alabama Land Bank Authority Board. (4) LOCAL AUTHORITY. A local land bank authority created by a county or municipality as provided in Section 24-9-10.  (5) PROPERTY. Real property, including any improvements thereon. (6) TAX-DELINQUENT PROPERTY. Any property on which the taxes levied and assessed by any party remain in whole or in part unpaid on the date due and payable. (Act 2009-738, p. 2203, §4; Act 2010-727, p. 1818, §1; Act 2013-249, p. 610, §1.)
AL Code § 24-9-6 (2021)
2021 Code of Alabama|Title 24 - Housing.|Chapter 9 - Alabama Land Bank Authority.|Section 24-9-6 - Acquisition of Tax Delinquent Properties.

Section 24-9-6Acquisition of tax delinquent properties. (a) The authority, at such times as it deems to be appropriate, may submit a written request to the Land Commissioner of the Alabama Department of Revenue for the transfer of the state's interest in certain properties to the authority. Upon receipt of such request, the Land Commissioner shall issue a tax deed conveying the state's interest in the property to the authority. The authority shall not be required to pay the amount deemed to have been bid to cover delinquent taxes or any other amount in order to obtain the tax deed. (b) (1) Delinquent property that may be transferred by the Land Commissioner to the authority shall be limited to parcels that have been bid in for the state pursuant to Chapter 10 of Title 40 for at least three years and the state's interest in real property acquired pursuant to Chapter 29 of Title 40 for delinquent taxes administered by the state and held for at least three years. (2) The Land Commissioner or his or her agents or assistants may adopt rules necessary to transfer such properties to the authority. (c) The authority shall administer properties acquired by it as follows: (1) All property acquired by the authority shall be inventoried and the inventory shall be maintained as a public record. (2) The authority shall have the power to manage, maintain, protect, rent, lease, repair, insure, alter, sell, trade, exchange, or otherwise dispose of any property acquired pursuant to subsection (b)(1), on terms and conditions determined in the sole discretion of the authority. (d) Nothing contained in Act 2013-249 shall be construed to grant any power of eminent domain to the authority or any local authority. (Act 2009-738, p. 2203, §6; Act 2010-727, p. 1827, §1; Act 2013-249, p. 610, §1; Act 2018-192, §1; Act 2021-345, §1.)
AL Code § 24-9-9 (2021)
2021 Code of Alabama|Title 24 - Housing.|Chapter 9 - Alabama Land Bank Authority.|Section 24-9-9 - Applicability of Chapter.

Section 24-9-9Applicability of chapter. This chapter shall not apply to property owned, operated, or used by utilities engaged in the generation, transmission, or distribution of electricity. (Act 2009-738, p. 2203, §9.)
AL Code § 24-10-1 (2021)
2021 Code of Alabama|Title 24 - Housing.|Chapter 10 - Alabama Affordable Housing Act.|Section 24-10-1 - Short Title.

Section 24-10-1Short title. This chapter shall be known as and may be cited as the Alabama Affordable Housing Act. (Act 2012-384, p. 1015, §1.)
AL Code § 24-10-2 (2021)
2021 Code of Alabama|Title 24 - Housing.|Chapter 10 - Alabama Affordable Housing Act.|Section 24-10-2 - Definitions.

Section 24-10-2Definitions. When used in this chapter, the following words shall have the following meanings: (1) ADVISORY COMMITTEE. The Alabama Housing Trust Fund Advisory Committee. (2) ALABAMA DEPARTMENT OF ECONOMIC AND COMMUNITY AFFAIRS (ADECA). As established by Section 41-23-1. (3) ALABAMA HOUSING TRUST FUND. The trust fund created pursuant to Section 24-10-4. (4) SIXTY PERCENT OF MEDIAN FAMILY INCOME. A person or persons living together whose annual income or incomes do not exceed 60 percent of the median family income of a geographic area, as determined by the U.S. Department of Housing and Urban Development, with adjustments for smaller and larger families. (Act 2012-384, p. 1015, §2.)
AL Code § 24-10-3 (2021)
2021 Code of Alabama|Title 24 - Housing.|Chapter 10 - Alabama Affordable Housing Act.|Section 24-10-3 - Legislative Findings.

Section 24-10-3Legislative findings. (a) It is hereby found and declared that Alabama is in need of more safe, decent, and affordable housing for residents with incomes at or below 60 percent of the median family income. (b) It is further declared that the lack of affordable housing in Alabama adversely affects a community's ability to develop and maintain a viable and stable economy. The establishment of the Alabama Housing Trust Fund is intended to: (1) Provide a flexible source of funding for all Alabama communities to address their affordable housing needs. (2) Help families attain economic stability. (3) Revitalize blighted and distressed neighborhoods by creating safe, decent, and affordable housing. (4) Contribute to economic growth through increased housing production, employment, and tax revenue, thereby benefiting all Alabama residents. (5) Alleviate deficiencies in the supply of safe, decent, and affordable housing for residents with incomes at or below 60 percent of the median family income, many of whom are physically disabled, elderly, victims of domestic violence, veterans, homeless or on the verge of homelessness, living with HIV/AIDS, or living with developmental disabilities. (6) Alleviate deficiencies in the supply of safe, decent, and affordable housing in rural areas of the state. (Act 2012-384, p. 1015, §3.)
AL Code § 24-10-4 (2021)
2021 Code of Alabama|Title 24 - Housing.|Chapter 10 - Alabama Affordable Housing Act.|Section 24-10-4 - Alabama Affordable Housing Trust Fund.

Section 24-10-4 Alabama Affordable Housing Trust Fund. The Alabama Affordable Housing Trust Fund is created in the State Treasury for the collection and distribution of designated funds for the purpose of increasing the production of housing units, rehabilitating existing housing units, and maintaining such housing so that it can be made affordable to individuals and families whose incomes are at or below 60 percent of the median family income. The Alabama Housing Trust Fund shall be administered by ADECA which shall appoint an advisory committee as prescribed in Section 24-10-8 to advise the Director of ADECA as to program components and operations. (Act 2012-384, p. 1015, §4.)
AL Code § 24-10-5 (2021)
2021 Code of Alabama|Title 24 - Housing.|Chapter 10 - Alabama Affordable Housing Act.|Section 24-10-5 - Duties of Department of Economic and Community Affairs.

Section 24-10-5Duties of Department of Economic and Community Affairs. (a) The Alabama Housing Trust Fund shall be maintained and administered by ADECA. ADECA is authorized and directed to do all the following: (1) Invest and reinvest all money held in the trust fund in investments under ADECA's investment policies, pending its use for the purposes described in Section 24-10-6. (2) Keep books and records relating to the investment, interest earnings, and uses of monies deposited into the trust fund. (3) Establish procedures for the withdrawal, allocation, and use of the monies held in the trust fund for the purposes described in Section 24-10-6. (4) Publish, on an annual basis, criteria for determining the distribution of funds. (5) Conduct an annual independent audit of the trust fund. (6) Prepare, in collaboration with the advisory committee, an annual performance report, which shall be provided to the Governor, Speaker of the House of Representatives, and the President Pro Tempore of the Senate, outlining the use of the trust fund monies, including, but not limited to, the trust fund's success in meeting its intended purposes. (7) Conduct, or hire an outside entity to conduct a statewide housing needs assessment, once every five years to inform ADECA, its director, and the advisory committee of the affordable housing needs in Alabama. The assessment should include the housing needs for individuals with disabilities, those living with HIV/AIDS, intellectual disability, individuals experiencing homelessness, victims of domestic violence, veterans, and the elderly. (8) Enter into contracts and agreements in connection with the operation of the trust fund, including contracts and agreements with federal agencies, local governmental entities, community developers, and other not-for-profit groups. This provision shall not authorize contracts and agreements with for-profit entities. (9) Engage in ongoing efforts to increase funding sources for the trust fund, including any additional ongoing state-dedicated funding source. (b) ADECA shall seek the input of the Alabama Housing Trust Fund Advisory Committee, outlined in Section 24-10-8, but the Director of ADECA has final decision-making authority on all matters relating to the trust fund and the programs administered under Section 24-10-4. (c) ADECA shall be periodically paid a reasonable fee from amounts deposited to the trust fund to reimburse ADECA for its services in administering the trust fund. On an annual basis, ADECA shall not be paid in excess of 10 percent of the total annual deposits to the trust fund. (Act 2012-384, p. 1015, §5.)
AL Code § 24-10-6 (2021)
2021 Code of Alabama|Title 24 - Housing.|Chapter 10 - Alabama Affordable Housing Act.|Section 24-10-6 - Purpose.

Section 24-10-6Purpose. The Alabama Affordable Housing Act is established for the following purposes: (1) To increase the production of housing units and home ownership and to preserve the supply of rental housing that is affordable to individuals and families with incomes at or below 60 percent of the median family income. (2) To maintain and rehabilitate existing affordable housing units to insure their continued availability to individuals and families with incomes at or below 60 percent of the median family income. (3) To serve individuals and families living at or below 60 percent of the median family income. No less than 50 percent of the resources placed into the fund each year shall be used to serve individuals and families with household incomes at or below 30 percent of the median family income as determined by the U.S. Department of Housing and Urban Development. (4) To annually distribute, when possible, a majority of the proceeds from the trust fund to eligible nonprofit developers. (5) To annually distribute no less than 40 percent of funds for activities that provide housing and housing assistance to individuals and families in rural areas and small cities that are classified as the Balance of State under the U.S. Department of Housing and Urban Development's Home Investment Partnership Program. (Act 2012-384, p. 1015, §6.)
AL Code § 24-10-9 (2021)
2021 Code of Alabama|Title 24 - Housing.|Chapter 10 - Alabama Affordable Housing Act.|Section 24-10-9 - Alabama Housing Trust Fund Advisory Committee - Responsibilities.

Section 24-10-9Alabama Housing Trust Fund Advisory Committee - Responsibilities. The committee's responsibilities shall include the following: (1) Review and advise ADECA staff on all policies and procedures for operation of the Alabama Housing Trust Fund including, but not limited to: a. Development of a process for making awards from the trust fund. b. Development of policies and rules for operating the trust fund including priorities for making awards and criteria for evaluating applications, and delineation of all compliance and reporting responsibility of fund recipients. (2) Review and advise ADECA staff on the collection and presentation of data on the use and impact of the trust fund and the preparation of an annual performance report to be submitted to the Legislature, Governor, and the public. (3) Pursue additional sources of revenue in addition to that prescribed by this chapter. (4) Ensure that the dedicated resources alleviate the housing crisis for Alabamians by assisting individuals and families with incomes at or below 60 percent of the median family income and targeting hard-to-serve, special needs populations that include individuals who are: a. Disabled. b. Elderly. c. Victims of domestic violence. d. Veterans. e. Homeless or on the verge of becoming homeless. f. Living with an intellectual disability. g. Living with HIV/AIDS. h. Mentally ill. (5) Prepare, in collaboration with ADECA staff, an annual review of the rules, compliance responsibilities, set-asides, funding priorities, policies, funding recommendations and decisions, including any recommended changes to the operation of the trust fund. This review shall be presented to the Director of ADECA for final approval. (6) The advisory committee shall elect from its membership a chair, vice chair, and secretary. The advisory committee shall adopt rules to govern its proceedings. A majority of the appointed membership of the committee shall constitute a quorum for all meetings. (7) The advisory committee shall meet within 30 days after a majority of its first members is appointed, and thereafter shall hold regular meetings. Minutes of each meeting of the advisory committee, recording the members present and the business taken, shall be signed and kept by the secretary or an assistant secretary appointed by the advisory committee. (Act 2012-384, p. 1015, §9.)
AL Code § 24-10-10 (2021)
2021 Code of Alabama|Title 24 - Housing.|Chapter 10 - Alabama Affordable Housing Act.|Section 24-10-10 - Organizations Eligible for Funding.

Section 24-10-10Organizations eligible for funding. The following organizations shall be eligible to apply to ADECA for funding: (1) Not-for-profit organizations. (2) Municipalities. (3) Counties. (4) Public housing authorities. (5) For-profit organizations. Profit organizations that use Alabama Housing Trust Fund monies to provide housing for extremely low income individuals and families must partner with not-for-profit organizations that can, if necessary, provide resident services to ensure housing stability. (Act 2012-384, p. 1015, §10.)
AL Code § 24-10-11 (2021)
2021 Code of Alabama|Title 24 - Housing.|Chapter 10 - Alabama Affordable Housing Act.|Section 24-10-11 - Ownership Requirements.

Section 24-10-11Ownership requirements. All home ownership projects funded by the Alabama Housing Trust Fund must follow the same ownership requirements of the current Alabama Habitat for Humanity home ownership program. (Act 2012-384, p. 1015, §11.)
AL Code § 24-11-1 (2021)
2021 Code of Alabama|Title 24 - Housing.|Chapter 11 - Alabama First-Time and Second Chance Home Buyer Savings Account Act.|Section 24-11-1 - Short Title.

Section 24-11-1THIS SECTION WAS ASSIGNED BY THE CODE COMMISSIONER IN THE 2018 REGULAR SESSION, EFFECTIVE MARCH 28, 2018. THIS IS NOT IN THE CURRENT CODE SUPPLEMENT.  Short Title. This act shall be known and may be cited as the "Alabama First-time and Second Chance Home Buyer Savings Account Act." (Act 2018-467, §1.)
AL Code § 24-11-2 (2021)
2021 Code of Alabama|Title 24 - Housing.|Chapter 11 - Alabama First-Time and Second Chance Home Buyer Savings Account Act.|Section 24-11-2 - Legislative Declaration.

Section 24-11-2THIS SECTION WAS ASSIGNED BY THE CODE COMMISSIONER IN THE 2018 REGULAR SESSION, EFFECTIVE MARCH 28, 2018. THIS IS NOT IN THE CURRENT CODE SUPPLEMENT.  Legislative Declaration. The Legislature recognizes that saving for the purchase of a first home is very challenging in today's economy. The Legislature declares that first-time and second chance home buyer savings accounts provide an opportunity for Alabama residents to save funds for home ownership. The first-time and second chance home buyer savings account program is intended to enable first-time and second chance home buyers in Alabama to plan for and utilize a tax incentive to save funds for a down payment and closing costs for the purchase of a first home in Alabama. (Act 2018-467, §2.)
AL Code § 24-11-3 (2021)
2021 Code of Alabama|Title 24 - Housing.|Chapter 11 - Alabama First-Time and Second Chance Home Buyer Savings Account Act.|Section 24-11-3 - Definitions.

Section 24-11-3THIS SECTION WAS ASSIGNED BY THE CODE COMMISSIONER IN THE 2018 REGULAR SESSION, EFFECTIVE MARCH 28, 2018. THIS IS NOT IN THE CURRENT CODE SUPPLEMENT.  Definitions. As used in this chapter, the following terms shall have the following meanings: (1) ACCOUNT HOLDER. A first-time and second chance home buyer who establishes, individually or jointly with another first-time and second chance home buyer, a first-time and second chance home buyer savings account. (2) ALLOWABLE CLOSING COSTS. A disbursement listed on a settlement statement for the purchase of a single-family residence in Alabama by a first-time and second chance home buyer. (3) DEPARTMENT. Alabama Department of Revenue. (4) ELIGIBLE COSTS. The down payment and allowable closing costs for the purchase of a single-family residence in Alabama by a first-time and second chance home buyer. Eligible costs do not include any costs incurred prior to the establishment of a first-time and second chance home buyer savings account. (5) FINANCIAL INSTITUTION. Any bank, savings institution, industrial loan association, credit union, or other similar entity authorized to do business and accept deposits in Alabama. (6) FIRST-TIME AND SECOND CHANCE HOME BUYER. An individual who resides in Alabama and has not owned or purchased, either individually or jointly, a single-family residence during a period of ten years prior to the date of the purchase of a single-family residence. (7) FIRST-TIME AND SECOND CHANCE HOME BUYER SAVINGS ACCOUNT or ACCOUNT. An account with a financial institution created for the purpose of payment or reimbursement of eligible costs for the purchase of a single-family residence in Alabama by a first-time and second chance home buyer and designated by the financial institution upon its creation as a first-time and second chance home buyer savings account. (8) SETTLEMENT STATEMENT. The statement of receipts and disbursements for a transaction related to real estate, including a statement prescribed under the Real Estate Settlement Procedures Act of 1974, 12 U.S.C. §2601 et seq., as amended, and regulations thereunder. (9) SINGLE-FAMILY RESIDENCE. A single-family residence owned and occupied by a first-time and second chance home buyer as the first-time and second chance home buyer's principal residence, which may also include a manufactured home, trailer, mobile home, condominium unit, or cooperative. (Act 2018-467, §3.)
AL Code § 24-11-4 (2021)
2021 Code of Alabama|Title 24 - Housing.|Chapter 11 - Alabama First-Time and Second Chance Home Buyer Savings Account Act.|Section 24-11-4 - Establishment and Use of First-Time and Second Chance Home Buyer Savings Account.

Section 24-11-4THIS SECTION WAS ASSIGNED BY THE CODE COMMISSIONER IN THE 2018 REGULAR SESSION, EFFECTIVE MARCH 28, 2018. THIS IS NOT IN THE CURRENT CODE SUPPLEMENT.  Establishment and Use of First-time and Second Chance Home Buyer Savings Account. (a) Beginning January 1, 2019, a first-time and second chance home buyer may open an account with a financial institution designated in its entirety by the financial institution as a first-time and second chance home buyer savings account. (b) Funds from a first-time and second chance home buyer savings account may be used only to pay a first-time and second chance home buyer's eligible costs for the purchase of a single-family residence in Alabama. (c) A first-time and second chance home buyer may jointly own a first-time and second chance home buyer savings account with another first-time and second chance home buyer if the joint account holders file a joint income tax return. (d) Only cash and marketable securities may be contributed to a first-time and second chance home buyer savings account. Subject to the limitations of Section 24-11-7, persons other than the account holder may contribute funds to a first-time and second chance home buyer savings account. There is no limitation on the amount of contributions that may be made to or retained in a first-time and second chance home buyer savings account. (Act 2018-467, §2.)
AL Code § 24-11-5 (2021)
2021 Code of Alabama|Title 24 - Housing.|Chapter 11 - Alabama First-Time and Second Chance Home Buyer Savings Account Act.|Section 24-11-5 - Account Holder Responsibilities.

Section 24-11-5THIS SECTION WAS ASSIGNED BY THE CODE COMMISSIONER IN THE 2018 REGULAR SESSION, EFFECTIVE MARCH 28, 2018. THIS IS NOT IN THE CURRENT CODE SUPPLEMENT.  Account Holder Responsibilities. The account holder shall do all of the following: (1) Not use funds held in a first-time and second chance home buyer savings account to pay expenses of administering the account, except that a service or other account fee may be deducted from the account by the financial institution in which the account is held. (2) Submit the following to the Department of Revenue with the account holder's Alabama income tax return: a. Detailed information, in a form prescribed by the Department of Revenue, regarding the first-time and second chance home buyer savings account, including a list of transactions for the account during the tax year. b. Form 1099 issued by the financial institution for the account. (3) Submit to the department, upon a withdrawal of funds from a first-time and second chance home buyer savings account, a detailed account of the eligible costs toward which the account funds were applied and a statement of the amount of funds remaining in the account, if any. If upon withdrawal of funds from the first-time and second chance home buyer savings account, the account holder fails to provide the department with the detailed account of the eligible costs towards which the account funds were applied, the entire account's funds, including the interest and other income on principal, shall be subject to the penalties listed under Section 24-11-8. (Act 2018-467, §5.)