reglab/housing_qa huggingface dataset:
24-A ME Rev Stat § 2109 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 21: UNAUTHORIZED INSURERS -- PROHIBITIONS, PROCESS AND ADVERTISING|24-A §2109. Unauthorized Insurers False Advertising Process Act; title (REPEALED)

 §2109. Unauthorized Insurers False Advertising Process Act; title (REPEALED)SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1979, c. 541, §A163 (AMD). PL 1991, c. 298, §8 (RP).
24-A ME Rev Stat § 2110 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 21: UNAUTHORIZED INSURERS -- PROHIBITIONS, PROCESS AND ADVERTISING|24-A §2110. Notice to domiciliary supervisory official (REPEALED)

 §2110. Notice to domiciliary supervisory official (REPEALED)SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1973, c. 585, §12 (AMD). PL 1991, c. 298, §9 (RP).
24-A ME Rev Stat § 2111 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 21: UNAUTHORIZED INSURERS -- PROHIBITIONS, PROCESS AND ADVERTISING|24-A §2111. Action by superintendent (REPEALED)

 §2111. Action by superintendent (REPEALED)SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1969, c. 177, §32 (AMD). PL 1973, c. 585, §12 (AMD). PL 1977, c. 694, §413 (AMD). PL 1991, c. 298, §10 (RP).
24-A ME Rev Stat § 2113 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 21: UNAUTHORIZED INSURERS -- PROHIBITIONS, PROCESS AND ADVERTISING|24-A §2113. Report and tax of independently procured coverages. (REPEALED)

 §2113. Report and tax of independently procured coverages. (REPEALED)SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1969, c. 177, §33 (AMD). PL 1973, c. 585, §12 (AMD). RR 2001, c. 2, §A39 (COR). PL 2011, c. 331, §8 (RP). PL 2011, c. 331, §§16, 17 (AFF).
24-A ME Rev Stat § 2114 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 21: UNAUTHORIZED INSURERS -- PROHIBITIONS, PROCESS AND ADVERTISING|24-A §2114. Penalty

 §2114. Penalty Any person who in this State represents an unauthorized insurer in the transaction of business in this State in violation of law, shall, in addition to any other applicable penalty, be liable for the full amount of any loss sustained on any insurance contract made by or through him, directly or indirectly, and for any premium taxes which may become due under any law of this State by reason of such contract.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 2151 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2151. Purpose

 §2151. Purpose The purpose of this chapter is to regulate trade practices in the business of insurance in accordance with the intent of Congress as expressed in the Act of Congress of March 9, 1945, Public Law 15, 79th Congress, by defining or providing for the determination of all such practices in this State which constitute unfair methods of competition or unfair or deceptive acts or practices, by defining or providing for the determination of all such practices in other states by residents of this State which constitute unfair methods of competition or unfair or deceptive acts or practices, and by prohibiting the trade practices so defined or determined.   [PL 1985, c. 648, §4 (AMD).]SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1985, c. 648, §4 (AMD).
24-A ME Rev Stat § 2151-A (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2151-A. Hearings

 §2151-A. Hearings All hearings held under this chapter shall be in accordance with the procedures set forth in the Maine Administrative Procedure Act, Title 5, chapter 375, subchapter IV.   [PL 1977, c. 694, §414 (NEW).]SECTION HISTORY PL 1977, c. 694, §414 (NEW).
24-A ME Rev Stat § 2151-B (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2151-B. Rules

 §2151-B. Rules Subject to the applicable requirements and procedures of the Maine Administrative Procedure Act, Title 5, chapter 375, subchapter II, the superintendent may promulgate rules defining, limiting or prescribing acts and practices which are deemed to be in violation of this chapter.   [PL 1985, c. 648, §5 (NEW).]SECTION HISTORY PL 1985, c. 648, §5 (NEW).
24-A ME Rev Stat § 2152 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2152. Unfair methods; deceptive acts prohibited

 §2152. Unfair methods; deceptive acts prohibited No person shall engage in this State in any trade practice which is defined in this chapter, as, or determined pursuant to this chapter, to be an unfair method of competition or an unfair or deceptive act or practice in the business of insurance. No resident of this State shall engage in any other state in any trade practice which is defined in this chapter as, or determined pursuant to this chapter to be, an unfair method of competition or an unfair or deceptive act or practice in the business of insurance.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 2152-A (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2152-A. Life insurance solicitation

 §2152-A. Life insurance solicitation It shall be an unfair practice under this chapter for any insurer, agent or broker to solicit, negotiate or procure the purchase of life insurance within this State, except in compliance with life insurance cost disclosure rules which shall be adopted in accordance with the Maine Administrative Procedure Act Title 5, chapter 375, by the superintendent by July 1, 1980.   [PL 1979, c. 447 (NEW).]SECTION HISTORY PL 1979, c. 447 (NEW).
24-A ME Rev Stat § 2152-B (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2152-B. Unfair solicitation methods

 §2152-B. Unfair solicitation methods 1.  Definitions.  As used in this section, unless the context otherwise indicates, the following terms have the following meanings.   A. "Cold lead advertising" means making use directly or indirectly of a method of marketing that fails to disclose in a conspicuous manner that a purpose of the marketing is insurance sales solicitation and that contact will be made by an insurance producer or insurance company.   [PL 2007, c. 53, §1 (NEW).]B. "Medicare products" includes Medicare Part A, Medicare Part B, Medicare Part C, Medicare Part D, Medicare Advantage and Medicare supplement plans.   [PL 2007, c. 53, §1 (NEW).][PL 2007, c. 53, §1 (NEW).] 2.  Unfair solicitation methods.  It is an unfair trade practice under this chapter for an insurer or producer to:   A. Sell, solicit or negotiate the purchase of health insurance in this State through the use of cold lead advertising;   [PL 2007, c. 53, §1 (NEW).]B. Use an appointment that was made to discuss Medicare products or to solicit the sale of Medicare products in order to solicit sales of life insurance, health insurance or annuity products unless the consumer requests such solicitation and the products to be discussed are clearly identified to the consumer in writing at least 48 hours in advance of the appointment; and   [PL 2007, c. 53, §1 (NEW).]C. Solicit the sale of Medicare products door-to-door prior to receiving an invitation from a consumer.   [PL 2007, c. 53, §1 (NEW).][PL 2007, c. 53, §1 (NEW).] SECTION HISTORY PL 2007, c. 53, §1 (NEW).
24-A ME Rev Stat § 2153 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2153. Misrepresentation; false advertising of policies

 §2153. Misrepresentation; false advertising of policies No person shall make, issue, circulate, or cause to be made, issued or circulated, any estimate, illustration, circular or statement misrepresenting the terms of any policy issued or to be issued or the benefits or advantages promised thereby or the dividends or share of the surplus to be received thereon, or make any false or misleading statement as to the dividends or share of surplus previously paid on similar policies, or make any misleading representation or any misrepresentation as to the financial condition of any insurer, or as to the legal reserve system upon which any life insurer operates, or use any name or title on any policy or class of policies misrepresenting the true nature thereof.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 2154 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2154. False information; advertising

 §2154. False information; advertising A person may not make, publish, disseminate, circulate or place before the public, or cause, directly or indirectly, to be made, published, disseminated, circulated or placed before the public, in a newspaper, magazine or other publication or on a business card, or in the form of a notice, circular, pamphlet, letter or poster, or over any radio or television station, or in any other way, an advertisement, announcement or statement containing any assertion, representation or statement with respect to the business of insurance or with respect to any person in the conduct of that person's insurance business or with respect to the name of a financial institution in a manner that is untrue, deceptive or misleading.   [PL 2007, c. 118, §1 (AMD).]SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 2005, c. 46, §1 (AMD). PL 2007, c. 32, §1 (AMD). PL 2007, c. 118, §1 (AMD).
24-A ME Rev Stat § 2155 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2155. "Twisting" prohibited

 §2155. "Twisting" prohibited No person shall make or issue, or cause to be made or issued, any written or oral statement misrepresenting or making incomplete comparisons as to the terms, conditions, or benefits contained in any policy for the purpose of inducing or attempting or tending to induce the policyholder to lapse, forfeit, borrow against, surrender, retain, exchange, modify, convert, or otherwise affect or dispose of any insurance policy.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 2155-A (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2155-A. Dumping prohibited

 §2155-A. Dumping prohibited The guaranteed issue requirements of section 2736‑C may not be used by insurers, health maintenance organizations, agents, brokers, consultants or any other persons to provide separate coverage to an employee or dependent with a health condition to improve the claims experience of an employer-sponsored group health benefit plan.   [PL 1997, c. 370, Pt. B, §1 (NEW).]SECTION HISTORY PL 1997, c. 370, §B1 (NEW).
24-A ME Rev Stat § 2156 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2156. False or misleading financial statements

 §2156. False or misleading financial statements 1.  No person shall file with any supervisory or other public official, or make, publish, disseminate, circulate or deliver to any person, or place before the public, or cause directly or indirectly, to be made, published, disseminated, circulated, delivered to any person, or placed before the public, any false statement of financial condition of an insurer with intent to deceive.   [PL 1969, c. 132, §1 (NEW).] 2.  No person shall make any false entry in any book, report or statement of any insurer with intent to deceive any agent or examiner lawfully appointed to examine into its condition or into any of its affairs, or any public official to whom such insurer is required by law to report, or who has authority by law to examine into its condition or into any of its affairs, or, with like intent, willfully omit to make a true entry of any material fact pertaining to the business of such insurer in any book, report or statement of such insurer.   [PL 1969, c. 132, §1 (NEW).] 3.  No person shall advertise the capital or assets of an insurer without in the same advertisement setting forth the amount of the insurer's liabilities.   [PL 1969, c. 132, §1 (NEW).] SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 2157 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2157. Defamation

 §2157. Defamation No person shall make, publish, disseminate, or circulate, directly or indirectly, or aid, abet or encourage the making, publishing, disseminating or circulating of any oral or written statement or any pamphlet, circular, article or literature which is false, or maliciously critical of or derogatory to an insurer, or of an organization proposing to become an insurer, and which is calculated to injure any person engaged or proposing to engage in the business of insurance.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 2158 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2158. Boycott, coercion and intimidation

 §2158. Boycott, coercion and intimidation No person shall:   [PL 1969, c. 132, §1 (NEW).]1.  Enter into any agreement to commit, or by any concerted action commit, any act of boycott, coercion or intimidation resulting in or tending to result in unreasonable restraint of or monopoly in the business of insurance.   [PL 1969, c. 132, §1 (NEW).] 2.  Enter into any agreement to commit any act of boycott, coercion or intimidation, or in pursuance thereof monopolize or attempt to monopolize any part of the business of insurance.   [PL 1969, c. 132, §1 (NEW).] SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 2159-A (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2159-A. Insurance discrimination solely on account of blindness prohibited

 §2159-A. Insurance discrimination solely on account of blindness prohibited No insurer authorized to transact business in this State may refuse to insure or continue to insure, limit the amount, extent or kind of coverage available to an individual or charge an individual a rate different from that normally charged for the same coverage solely because the insured or the applicant for insurance is blind or partially blind.   [PL 1985, c. 445 (RPR).]An insurer authorized to transact business in this State may not refuse to insure or continue to insure, limit the amount, extent or kind of coverage available to an individual or charge an individual a rate different from that normally charged for the same coverage solely because the insured or the applicant for insurance has a physical or mental disability, as defined in Title 5, section 4553, subsection 7‑A, other than blindness or partial blindness, unless the basis for that action is clearly demonstrated through sound actuarial evidence.   [PL 2021, c. 348, §36 (AMD).]1.  Deaf.   [PL 1985, c. 445 (RP).] 2.  Developmentally disabled.   [PL 1985, c. 445 (RP).] SECTION HISTORY PL 1975, c. 255 (NEW). PL 1975, c. 675 (AMD). PL 1977, c. 279 (RPR). PL 1979, c. 127, §156 (AMD). PL 1979, c. 663, §142 (AMD). PL 1985, c. 445 (RPR). PL 2021, c. 348, §36 (AMD).
24-A ME Rev Stat § 2159-B (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2159-B. Discrimination against victims of domestic abuse prohibited

 §2159-B. Discrimination against victims of domestic abuse prohibited 1.  Discrimination prohibited.  An insurer, nonprofit hospital and medical service organization or health maintenance organization that issues life, health or disability coverage may not deny, cancel, refuse to renew or restrict coverage of any person or require the payment of additional charges based on the fact or perception that the person is, or may become, the victim of domestic abuse, under Title 19‑A, section 4002. This subsection does not prohibit applying an underwriting or rating criterion to a victim of domestic abuse based on physical or mental history or other factors of general applicability regardless of the underlying cause and in accordance with the requirements of section 2159, subsections 1 and 2. An insurer, nonprofit hospital and medical service organization or health maintenance organization may not be held criminally or civilly liable for any cause of action that may result from compliance with this subsection. This subsection does not prohibit an insurer, nonprofit hospital and medical service organization or health maintenance organization from declining to issue coverage to an applicant known to be, or to have been, an abuser of the proposed insured.   [PL 2001, c. 16, §1 (NEW).] 2.  Justification of adverse insurance decisions.  An insurer, nonprofit hospital and medical service organization or health maintenance organization that issues life, health or disability coverage that takes an action that adversely affects an applicant or insured on the basis of a medical condition that the insurer, nonprofit hospital and medical service organization or health maintenance organization knows or has reason to know is related to domestic abuse shall explain the reasons for its action to the applicant or insured in writing and shall demonstrate that its action, and any applicable policy provision:   A. Does not have the purpose or effect of treating abuse status as a medical condition or underwriting or rating criterion;   [PL 2001, c. 16, §1 (NEW).]B. Is not based upon any actual or perceived correlation between a medical condition and domestic abuse;   [PL 2001, c. 16, §1 (NEW).]C. Is otherwise permissible by law and applies in the same manner and to the same extent to all applicants and insureds with a similar medical condition or disability without regard to whether the medical condition or disability is related to domestic abuse; and   [PL 2001, c. 16, §1 (NEW).]D. Except for claims actions, is based on a determination made in conformance with sound actuarial principles and otherwise supported by actual or reasonably anticipated experience that there is a correlation between the medical condition or disability and a material increase in insurance risk.   [PL 2001, c. 16, §1 (NEW).][PL 2001, c. 16, §1 (NEW).] SECTION HISTORY PL 1995, c. 553, §1 (NEW). RR 1997, c. 2, §50 (COR). PL 2001, c. 16, §1 (RPR).
24-A ME Rev Stat § 2159-D (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2159-D. Discrimination against live organ donation prohibited in life insurance, disability insurance and long-term care insurance

 §2159-D. Discrimination against live organ donation prohibited in life insurance, disability insurance and long-term care insurance 1.  Living organ donor.  For the purposes of this section, "living organ donor" means an individual who is not deceased who donates all or part of an organ from that individual.   [PL 2017, c. 20, §1 (NEW).] 2.  Discrimination prohibited.  Notwithstanding any other provision of law, an insurer authorized to do business in this State may not:   A. Limit coverage or refuse to issue or renew coverage of an individual under any life insurance, disability insurance or long-term care insurance policy due to the status of that individual as a living organ donor;   [PL 2017, c. 20, §1 (NEW).]B. Preclude an individual from donating all or part of an organ as a condition of receiving coverage under a life insurance, disability insurance or long-term care insurance policy;   [PL 2017, c. 20, §1 (NEW).]C. Consider the status of an individual as a living organ donor in determining the premium rate for coverage of that individual under a life insurance, disability insurance or long-term care insurance policy; or   [PL 2017, c. 20, §1 (NEW).]D. Otherwise discriminate in the offering, issuance, cancellation, amount of coverage, price or any other condition of a life insurance, disability insurance or long-term care insurance policy based solely and without any additional actuarial justification upon the status of an individual as a living organ donor.   [PL 2017, c. 20, §1 (NEW).][PL 2017, c. 20, §1 (NEW).] SECTION HISTORY PL 2017, c. 20, §1 (NEW).
24-A ME Rev Stat § 2159-E (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2159-E. Discrimination against naloxone hydrochloride purchases prohibited in life insurance

 §2159-E. Discrimination against naloxone hydrochloride purchases prohibited in life insurance 1.  Discrimination prohibited.  Notwithstanding any provision of law to the contrary and except as provided in subsection 2, an insurer authorized to do business in this State may not:   A. Limit coverage or refuse to issue or renew coverage of an individual under any life insurance policy due to the fact that the individual has been issued a prescription for naloxone hydrochloride or has purchased naloxone hydrochloride in accordance with Title 22, section 2353;   [PL 2019, c. 203, §1 (NEW).]B. Consider the fact that an individual has been issued a prescription for naloxone hydrochloride or has purchased naloxone hydrochloride in determining the premium rate for coverage of that individual under a life insurance policy; or   [PL 2019, c. 203, §1 (NEW).]C. Otherwise discriminate in the offering, issuance, cancellation, amount of coverage, price or any other condition of a life insurance policy based solely and without any additional actuarial justification upon the fact that an individual has been issued a prescription for naloxone hydrochloride or has purchased naloxone hydrochloride.   [PL 2019, c. 203, §1 (NEW).][PL 2019, c. 203, §1 (NEW).] 2.  Exception.  An insurer may take an action described in subsection 1 with respect to an individual who has a demonstrated history of opioid use disorder.   [PL 2019, c. 203, §1 (NEW).] SECTION HISTORY PL 2019, c. 203, §1 (NEW).
24-A ME Rev Stat § 2160 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2160. Rebates -- life, health and annuity contracts

 §2160. Rebates -- life, health and annuity contracts 1.  Limitation.  Except as otherwise provided by law, no person may:   A. Knowingly permit or offer to make or make any contract of life insurance, life annuity or health insurance or agreement concerning that contract that is not plainly expressed in the contract issued;   [PL 1997, c. 457, §38 (NEW).]B. Pay or allow or give or offer to pay, allow or give directly or indirectly as inducement to life or health insurance or life annuity:   (1) Any rebate of premiums payable on the contract;   (2) Any special favor or advantage in the dividends or other benefits;   (3) Any paid employment or contract for services of any kind; or   (4) Any valuable consideration or inducements not specified in the contract; or   [PL 1997, c. 457, §38 (NEW).]C. Directly or indirectly give or sell or purchase or offer or agree to give, sell, purchase or allow as inducement to life or health insurance or life annuity or in connection with the insurance or annuity or any agreement, whether or not specified in the policy or contract, of any form or nature promising:   (1) Returns or profits;   (2) Any stocks, bonds or other securities;   (3) Interest present in or contingent on or measured by the agreement of any insurer or other corporation, association or partnership; or   (4) Any dividends or profits accrued or to accrue on an agreement.   [PL 1997, c. 457, §38 (NEW).][PL 1997, c. 457, §38 (NEW).] 2.  Benefit not associated with indemnification or loss.  Unless otherwise provided by law, a provision may not be included within an insurance policy if the sole intent of the provision is to give to the insured a benefit that is not associated with indemnification or loss. This subsection does not apply to annuities.   [PL 1997, c. 592, §66 (AMD).] SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1997, c. 457, §38 (RPR). PL 1997, c. 592, §66 (AMD).