reglab/housing_qa huggingface dataset:
CT Gen Stat § 38a-168. (Formerly Sec. 38-298) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698 - Insurers|Section 38a-168. (Formerly Sec. 38-298) - Service charge.

 (a) No insurance premium finance company shall charge, contract for, receive or collect any service charge in respect of any consumer insurance premium finance agreement except as permitted under the provisions of subsection (b) of this section.(b) The service charge shall be computed (i) on the balance of the premiums due, after subtracting the down payment made by the insured in accordance with the insurance premium finance agreement, from the effective date of the insurance coverage for which the premiums are being advanced to and including the date when the final installment under the insurance premium finance agreement is payable, and (ii) at a maximum rate of fifteen per cent per annum for such period, plus an additional charge of ten dollars for each insurance premium finance agreement, which additional charge need not be refunded upon cancellation or prepayment of the agreement.(c) An insurance premium finance company may charge, contract for, receive and collect a service charge of any amount which is agreed to by it and any insured or prospective insured with respect to any insurance premium finance agreement which is not a consumer insurance premium finance agreement.(1971, P.A. 425, S. 9; P.A. 80-87, S. 1, 2; P.A. 81-346; P.A. 83-110; P.A. 85-48; P.A. 87-151; P.A. 90-38, S. 2, 3.)History: P.A. 80-87 raised maximum service charge from 12% to 16% “until January 1, 1982,” allowed 18% charge if balance is $2,500 or more and added provision re maximum rate to be charged on and after January 1, 1982, in Subsec. (b); P.A. 81-346 amended Subsec. (b), extending the date within which an insurance premium finance company may compute the maximum rate for service charges from January 1, 1982, to January 1, 1984; P.A. 83-110 amended Subsec. (b) to extend the maximum rate of 16% from January 1, 1984, to January 1, 1986; P.A. 85-48 amended Subsec. (b) to extend the maximum rate of 16% from January 1, 1986, to January 1, 1988; P.A. 87-151 amended Subsec. (b) to set a maximum rate of 15% for service charge; P.A. 90-38 amended Subsec. (a) to require “consumer” insurance premium finance agreements to conform to the requirements of Subsec. (b) and added a new Subsec. (c) re service charge for nonconsumer insurance premium finance agreements; Sec. 38-298 transferred to Sec. 38a-168 in 1991.
CT Gen Stat § 38a-169. (Formerly Sec. 38-299) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698 - Insurers|Section 38a-169. (Formerly Sec. 38-299) - Delinquency charge.

 Any insurance premium finance agreement may provide for the payment by the insured of a delinquency charge of not more than five per cent of any installment, due under such agreement, which is delinquent by five days or more after becoming due.(1971, P.A. 425, S. 10.)History: Sec. 38-299 transferred to Sec. 38a-169 in 1991.
CT Gen Stat § 38a-170. (Formerly Sec. 38-300) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698 - Insurers|Section 38a-170. (Formerly Sec. 38-300) - Cancellation of insurance contract on default of insured.

 (a) When an insurance premium finance agreement contains a power of attorney enabling the insurance premium finance company to cancel any insurance contract or contracts listed in the agreement on account of any default on the part of the insured, the insurance contract or contracts shall not be cancelled by the insurance premium finance company unless such cancellation is effectuated in accordance with the provisions of this section.(b) Not less than ten days' written notice shall be mailed by first class mail to the insured, at his last-known address, of the intent of the insurance premium finance company to cancel the insurance contract unless the default is cured within such ten-day period.(c) After expiration of such ten-day period, the insurance premium finance company may request, in the name of the insured, cancellation of such insurance contract or contracts by mailing to the insurer a notice of cancellation, and the insurance contract may be cancelled as if such notice of cancellation had been submitted by the insured himself, but without requiring the return of the insurance contract or contracts. The insurance premium finance company shall also mail, by first class mail, a notice of cancellation to the insured at his last-known address.(d) All statutory, regulatory, and contractual provisions or restrictions providing that the insurance contract may not be cancelled unless notice is given to a governmental agency, mortgagee, or other third party shall apply where cancellation is effected under the provisions of this section. The insurer shall give the prescribed notice on behalf of itself or the insured to any such governmental agency, mortgagee or other third party on or before the second business day after the day it receives the notice of cancellation from the insurance premium finance company and shall determine the effective date of cancellation taking into consideration the number of days notice required to complete the cancellation.(e) Whenever an insurance contract is cancelled in accordance with the provisions of this section, the insurer shall return whatever gross unearned premiums are due under the insurance contract to the insurance premium finance company effecting the cancellation for crediting to the account of the insured.(f) In the event that the crediting of return premiums to the account of the insured results in a surplus over the amount due from the insured to the insurance premium finance company, such company shall refund such excess to the insured, provided no such refund shall be required if the surplus amounts to less than one dollar.(1971, P.A. 425, S. 11; P.A. 10-32, S. 117.)History: Sec. 38-300 transferred to Sec. 38a-170 in 1991; P.A. 10-32 made a technical change in Subsec. (d), effective May 10, 2010.Cited. 239 C. 658.Cancellation refers to contract and not specific coverage provisions within contract. 54 CA 77.
CT Gen Stat § 38a-177. (Formerly Sec. 33-179c) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698a - Health Care and Related Service Groups|Section 38a-177. (Formerly Sec. 33-179c) - Manner of providing health care.

 A health care center may provide health care (1) directly or by its employees or contractors licensed by this state to render such services, or by contract or by indemnity arrangement with any hospital, hospital service corporation, medical service corporation or person qualified and licensed to render any health care service or by both methods; or (2) by other methods to the extent permitted under the Federal Health Maintenance Organization Act and the regulations adopted thereunder from time to time unless otherwise determined by the commissioner in regulations adopted in accordance with the provisions of chapter 54. A health care center may also enter into agreements with hospitals or individuals approved by their respective state regulating board, licensed to practice any of the healing arts, for the training of personnel under the direction of persons licensed to practice the profession or healing art. A health care center may also maintain a clinic or clinics for the prevention, study, diagnosis and treatment of human ailments and injuries by licensed persons and to promote medical, surgical, dental or scientific research and learning.(1971, P.A. 445, S. 3; P.A. 90-68, S. 3, 16; P.A. 16-213, S. 22; P.A. 17-198, S. 5.)History: P.A. 90-68 added a provision allowing the federal health maintenance organization act through preemption or the insurance commissioner through regulations to establish the method or the manner in which health care is provided; Sec. 33-179c transferred to Sec. 38a-177 in 1991; P.A. 16-213 replaced “Health care may be provided” with “A health care center may provide health care”, redesignated existing Subsecs. (a) and (b) as Subdivs. (1) and (2), replaced “medical, surgical, dental and scientific” with “medical, surgical, dental or scientific” and made a conforming change, effective July 1, 2017; P.A. 17-198 replaced “; and (2)” with “; or (2)” re manner of providing health care and added reference to Ch. 54 re adoption of regulations, effective July 1, 2017.
CT Gen Stat § 38a-178. (Formerly Sec. 33-179e) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698a - Health Care and Related Service Groups|Section 38a-178. (Formerly Sec. 33-179e) - Organization.

 Persons desiring to form a health care center may organize under the general law of the state governing corporations, partnerships, associations or trusts, subject to the following provisions: (1) The certificate of incorporation or other organizational document of each such organization shall have endorsed thereon or attached thereto the consent of the commissioner if the commissioner finds the same to be in accordance with the provisions of sections 38a-175 to 38a-194, inclusive; and (2) the certificate or other document shall include a statement of the area in which the health care center will operate and the services to be rendered by such organization within this state and in other jurisdictions in which the health care center may be authorized to do business.(1971, P.A. 445, S. 5; P.A. 77-614, S. 163, 610; P.A. 80-482, S. 226, 348; P.A. 82-415, S. 3, 18; P.A. 90-68, S. 4, 16; P.A. 16-213, S. 4; P.A. 17-198, S. 17.)History: P.A. 77-614 made insurance department a division within the department of business regulation with commissioner as its head, effective January 1, 1979; P.A. 80-482 restored insurance division as independent department with commissioner as its head and abolished department of business regulation; P.A. 82-415 deleted references to incorporation and substituted references to organization, in addition to making several technical changes; P.A. 90-68 substituted “organization” for “health care center” to reflect the expansion of the definition and the manner of providing health care; Sec. 33-179e transferred to Sec. 38a-178 in 1991; P.A. 16-213 added “within this state and in other jurisdictions in which the health care center may be authorized to do business” and made technical changes, effective July 1, 2016; P.A. 17-198 replaced reference to Sec. 38a-192 with reference to Sec. 38a-194, effective July 1, 2017.
CT Gen Stat § 38a-181. (Formerly Sec. 33-179i) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698a - Health Care and Related Service Groups|Section 38a-181. (Formerly Sec. 33-179i) - Acceptance of payments, grants and loans for cost of operation.

 A health care center governed by sections 38a-175 to 38a-194, inclusive, may accept from governmental agencies, or from private agencies, corporations, associations, groups or individuals, payments, grants, loans or anything of value concerning all or part of the cost of its operation or agreements entered into between such health care center and its subscribers or other persons to be served by the health care center, or its employees, suppliers or contractors.(1971, P.A. 445, S. 9; P.A. 17-198, S. 20.)History: Sec. 33-179i transferred to Sec. 38a-181 in 1991; P.A. 17-198 replaced reference to Sec. 38a-192 with reference to Sec. 38a-194, effective July 1, 2017.
CT Gen Stat § 38a-185. (Formerly Sec. 33-179m) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698a - Health Care and Related Service Groups|Section 38a-185. (Formerly Sec. 33-179m) - Appeal from commissioner. Resolution of dispute between community member and corporation.

 From any order or decision of the commissioner relating to any health care center governed by sections 38a-175 to 38a-194, inclusive, an appeal may be taken by any person or organization aggrieved thereby in accordance with the provisions of section 4-183, except venue for such appeal shall be in the judicial district of New Britain. Any dispute which arises between a member of the community including subscribers eligible to receive health care from the health care center and each such center shall be referred, at the request of either party to such dispute, to the commissioner, who shall have the power to hear and decide the same, subject to appeal as herein provided.(1971, P.A. 445, S. 13; 1972, P.A. 108, S. 7; P.A. 76-436, S. 626, 681; P.A. 77-603, S. 23, 125; 77-614, S. 163, 610; P.A. 78-280, S. 5, 127; P.A. 80-482, S. 230, 348; P.A. 82-415, S. 9, 18; P.A. 88-230, S. 1, 12; P.A. 90-68, S. 9, 16; 90-98, S. 1, 2; P.A. 93-142, S. 4, 7, 8; P.A. 95-220, S. 4–6; P.A. 99-215, S. 24, 29; P.A. 17-198, S. 24.)History: 1972 act replaced superior court with court of common pleas, effective September 1, 1972, except that courts with cases pending retain jurisdiction; P.A. 76-436 replaced court of common pleas with superior court, effective July 1, 1978; P.A. 77-603 replaced previous appeal provisions with requirement that appeals be made in accordance with Sec. 4-183 but retained venue in Hartford county; P.A. 77-614 made insurance department a division within the department of business regulation with commissioner as its head, effective January 1, 1979; P.A. 78-280 substituted “judicial district of Hartford-New Britain” for “Hartford county”; P.A. 80-482 restored insurance division as independent department with commissioner as its head and abolished department of business regulation; P.A. 82-415 substituted references to health care centers for references to corporations; P.A. 88-230 replaced “judicial district of Hartford-New Britain” with “judicial district of Hartford”, effective September 1, 1991; P.A. 90-68 made technical changes; P.A. 90-98 changed effective date of P.A. 88-230 from September 1, 1991, to September 1, 1993; Sec. 33-179m transferred to Sec. 38a-185 in 1991; P.A. 93-142 changed the effective date of P.A. 88-230 from September 1, 1993, to September 1, 1996, effective June 14, 1993; P.A. 95-220 changed the effective date of P.A. 88-230 from September 1, 1996, to September 1, 1998, effective July 1, 1995; P.A. 99-215 replaced “judicial district of Hartford” with “judicial district of New Britain”, effective June 29, 1999; P.A. 17-198 replaced reference to Sec. 38a-192 with reference to Sec. 38a-194, effective July 1, 2017.
CT Gen Stat § 38a-186. (Formerly Sec. 33-179n) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698a - Health Care and Related Service Groups|Section 38a-186. (Formerly Sec. 33-179n) - Disposition of property on termination. Prohibitions re stock transactions and mergers.

 (a) In the event of the dissolution, liquidation or termination of the corporate existence of a domestic health care center that is organized as a nonprofit, nonstock corporation, no part of the property or assets of the health care center shall inure to the benefit of any director, officer, subscriber or employee of the corporation, each of whom by holding such position shall be deemed to have waived and relinquished all rights conferred by statute or otherwise upon subscribers of a corporation without capital stock to share in such assets upon dissolution, liquidation or termination. After the payment of all lawful claims against the corporation, all its remaining assets shall be devoted permanently and exclusively to the purposes for which the corporation is formed, or paid over to an organization organized and operated exclusively for charitable, educational and scientific purposes, and in such amount and proportions, as the board of directors in its discretion shall determine.(b) No person may, with respect to a domestic health care center, (1) make a tender for or a request or invitation for tenders of, or enter into an agreement to exchange securities for or acquire in the open market or otherwise, any voting security of such health care center, (2) enter into any other agreement if, after the consummation of such agreement, such person would, directly or indirectly, or by conversion or by exercise of any right to acquire, be in control of such health care center, or (3) enter into an agreement to merge or consolidate with or otherwise to acquire control of such health care center, unless, at the time any offer, request or invitation is made or any agreement is entered into, or prior to the acquisition of the securities if no offer or agreement is involved, the person has complied with the provisions of section 38a-130.(1971, P.A. 445, S. 14; P.A. 82-415, S. 10, 18; P.A. 16-213, S. 6.)History: P.A. 82-415 deleted provision requiring center to hold all property and assets in perpetuity, limited the provisions of Subsec. (a) to centers organized as nonprofit, nonstock corporations and listed prohibitions re stock transactions, mergers and consolidations in new Subsec. (b); Sec. 33-179n transferred to Sec. 38a-186 in 1991; P.A. 16-213 amended Subsec. (a) by adding “domestic” re health care center, amended Subsec. (b) by adding “, with respect to a domestic health care center,” and replacing provisions re information required and approval of offer, request, invitation, agreement or acquisition by commissioner with reference to compliance with Sec. 38a-130, and made technical changes, effective July 1, 2016.
CT Gen Stat § 38a-187. (Formerly Sec. 33-179o) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698a - Health Care and Related Service Groups|Section 38a-187. (Formerly Sec. 33-179o) - Investments. Use of ancillary equipment and facilities.

 A health care center governed by sections 38a-175 to 38a-194, inclusive, may purchase, lease, construct, renovate, operate and maintain medical facilities and equipment ancillary to such facilities and such other property as may be reasonably required for its principal office and for such purposes as may be necessary in the transaction of the business of the health care center, and may otherwise invest in other securities permitted by the general statutes for the investment of trust funds, and in such other securities alone.(1971, P.A. 445, S. 15; P.A. 90-68, S. 10, 16; P.A. 17-198, S. 25.)History: P.A. 90-68 allowed the health care centers to purchase, lease, construct, renovate, operate or maintain ancillary equipment or facilities necessary to their operation, replacing provision prohibiting investments in real estate mortgages; Sec. 33-179o transferred to Sec. 38a-187 in 1991; P.A. 17-198 replaced reference to Sec. 38a-192 with reference to Sec. 38a-194, effective July 1, 2017.
CT Gen Stat § 38a-189. (Formerly Sec. 33-179q) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698a - Health Care and Related Service Groups|Section 38a-189. (Formerly Sec. 33-179q) - Workers' Compensation Act not affected.

 No provision of sections 38a-175 to 38a-194, inclusive, nor any contract for health care by a health care center governed by said sections shall, in any way, affect the operation of the Workers' Compensation Act.(1971, P.A. 445, S. 17; P.A. 79-376, S. 56; P.A. 17-198, S. 27.)History: P.A. 79-376 replaced “workmen's compensation” with “workers' compensation”; Sec. 33-179q transferred to Sec. 38a-189 in 1991; P.A. 17-198 replaced reference to Sec. 38a-192 with reference to Sec. 38a-194, effective July 1, 2017.
CT Gen Stat § 38a-190. (Formerly Sec. 33-179r) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698a - Health Care and Related Service Groups|Section 38a-190. (Formerly Sec. 33-179r) - Inapplicability of other laws.

 Any provisions of the statutes of this state regulating group medical, dental or other professions or occupations dealing with health care which is in conflict with sections 38a-175 to 38a-194, inclusive, shall not apply to a health care center governed by said sections.(1971, P.A. 445, S. 18; P.A. 17-198, S. 28.)History: Sec. 33-179r transferred to Sec. 38a-190 in 1991; P.A. 17-198 replaced reference to Sec. 38a-192 with reference to Sec. 38a-194, effective July 1, 2017.
CT Gen Stat § 38a-191. (Formerly Sec. 33-179s) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698a - Health Care and Related Service Groups|Section 38a-191. (Formerly Sec. 33-179s) - Authority of insurance companies not affected.

 Nothing in sections 38a-175 to 38a-194, inclusive, shall preclude an insurance company authorized to conduct an accident and health insurance business in this state from performing marketing, enrollment, administration and other functions and from providing hospitalization insurance, including but not limited to emergency and out-of-area benefits, in conjunction with a plan providing health care to subscribers under existing provisions of the general statutes.(1971, P.A. 445, S. 19; P.A. 17-198, S. 29.)History: Sec. 33-179s transferred to Sec. 38a-191 in 1991; P.A. 17-198 replaced reference to Sec. 38a-192 with reference to Sec. 38a-194, effective July 1, 2017.
CT Gen Stat § 38a-192. (Formerly Sec. 33-179u) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698a - Health Care and Related Service Groups|Section 38a-192. (Formerly Sec. 33-179u) - Regulations by Insurance Commissioner.

 The commissioner may adopt such regulations, in accordance with the provisions of chapter 54, as shall be necessary to carry out the provisions of sections 38a-175 to 38a-194, inclusive.(P.A. 86-154, S. 2; P.A. 90-68, S. 12, 16; P.A. 17-198, S. 30.)History: P.A. 90-68 substituted commissioner for insurance commissioner; Sec. 33-179u transferred to Sec. 38a-192 in 1991; P.A. 17-198 replaced reference to Sec. 38a-192 with reference to Sec. 38a-194, effective July 1, 2017.
CT Gen Stat § 38a-193a (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698a - Health Care and Related Service Groups|Section 38a-193a - Uncovered expenditures insolvency deposit by health care center. Requirements. Withdrawal of deposit. Regulations.

 Section 38a-193a is repealed, effective July 1, 2019.(P.A. 07-178, S. 2; P.A. 19-125, S. 15.)
CT Gen Stat § 38a-200. (Formerly Sec. 33-158) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698a - Health Care and Related Service Groups|Section 38a-200. (Formerly Sec. 33-158) - Incorporation. Representation of policyholders on board of directors.

 Persons desiring to form a hospital service corporation may incorporate under the general law of the state governing corporations, but subject to the following provisions: (1) The certificate of incorporation of each such corporation shall have endorsed thereon or attached thereto the consent of the Insurance Commissioner, if he finds the same to be in accordance with the provisions of sections 38a-199 to 38a-209, inclusive; and (2) said certificate shall include a statement of the territory in which the corporation will operate, the services to be rendered by the corporation and the rates currently to be charged therefor and shall be accompanied by two copies of the contract for services which the corporation proposes to make with subscribers and two copies of the type of contract which such corporation proposes to make with member hospitals. Such corporation shall include in its bylaws provision for the election of at least three of its policyholders to its board of directors by its members, and failure to include such a provision in such bylaws or to abide by such provision shall be grounds for disapproval by the Insurance Commissioner of any contract it may enter into during the period of such noncompliance.(1949 Rev., S. 5270; 1959, P.A. 559; P.A. 77-614, S. 163, 610; P.A. 80-482, S. 215, 348.)History: 1959 act required corporation to include in its bylaws provision for election of at least three policyholders to board of directors; P.A. 77-614 made insurance department a division within the department of business regulation with the commissioner as its head, effective January 1, 1979; P.A. 80-482 restored insurance division as independent department with commissioner as its head and deleted reference to abolished department of business regulation; Sec. 33-158 transferred to Sec. 38a-200 in 1991.