reglab/housing_qa huggingface dataset:
CO Code § 4-9-710 (2021)
2021 Colorado Code|Title 4 - Uniform Commercial Code|Article 9 - Secured Transactions|Part 7 - Transition|§ 4-9-710. Effectiveness of Filing in Clerk and Recorders' Offices

 Except as provided in this section, a pre-effective-date financing statement filed with respect to a security interest in the office of any clerk and recorder in this state shall be treated as if it had been filed in the office of the secretary of state. The preceding sentence does not apply to a financing statement to the extent that the financing statement:    Covers timber to be cut or as-extracted collateral; or    Was filed as a fixture filing.     History. Source: L. 2002: Entire section added, p. 940, § 13, effective August 7.
CO Code § 4-9-802 (2021)
2021 Colorado Code|Title 4 - Uniform Commercial Code|Article 9 - Secured Transactions|Part 8 - Transition Provisions for 2010 Amendments|§ 4-9-802. Saving Clause

  Except as otherwise provided in this part 8, House Bill 12-1262, enacted in 2012, applies to a transaction or lien within its scope even if the transaction or lien was entered into or created before July 1, 2013.    House Bill 12-1262, enacted in 2012, does not affect an action, case, or proceeding commenced before July 1, 2013.     History. Source: L. 2012: Entire part added, (HB 12-1262), ch. 170, p. 605, § 16, effective July 1, 2013.
CO Code § 4-9-803 (2021)
2021 Colorado Code|Title 4 - Uniform Commercial Code|Article 9 - Secured Transactions|Part 8 - Transition Provisions for 2010 Amendments|§ 4-9-803. Security Interest Perfected Before Effective Date

  A security interest that is a perfected security interest immediately before July 1, 2013, is a perfected security interest under this article, as amended, if, when House Bill 12-1262, enacted in 2012, takes effect, the applicable requirements for attachment and perfection under this article, as amended by House Bill 12-1262, enacted in 2012, are satisfied without further action.    Except as otherwise provided in section 4-9-805, which controls with respect to security interests perfected by the filing of a financing statement pursuant to part 5 of this article as it existed before July 1, 2013, if, immediately before July 1, 2013, a security interest is a perfected security interest but the applicable requirements for perfection under this article, as amended by House Bill 12-1262, enacted in 2012, are not satisfied by July 1, 2013, the security interest remains perfected thereafter only if the applicable requirements for perfection under this article, as amended by House Bill 12-1262, enacted in 2012, are satisfied within one year after July 1, 2013.     History. Source: L. 2012: Entire part added, (HB 12-1262), ch. 170, p. 605, § 16, effective July 1, 2013.
CO Code § 4-9-804 (2021)
2021 Colorado Code|Title 4 - Uniform Commercial Code|Article 9 - Secured Transactions|Part 8 - Transition Provisions for 2010 Amendments|§ 4-9-804. Security Interest Unperfected Before Effective Date

  A security interest that is an unperfected security interest immediately before July 1, 2013, becomes a perfected security interest:   Without further action, on July 1, 2013, if the applicable requirements for perfection under this article, as amended by House Bill 12-1262, enacted in 2012, are satisfied on or before July 1, 2013; or    When the applicable requirements for perfection are satisfied if the requirements are satisfied after July 1, 2013.        History. Source: L. 2012: Entire part added, (HB 12-1262), ch. 170, p. 605, § 16, effective July 1, 2013.
CO Code § 4-9-806 (2021)
2021 Colorado Code|Title 4 - Uniform Commercial Code|Article 9 - Secured Transactions|Part 8 - Transition Provisions for 2010 Amendments|§ 4-9-806. When Initial Financing Statement Suffices to Continue Effectiveness of Financing Statement

  The filing of an initial financing statement in the office specified in section 4-9-501 continues the effectiveness of a financing statement filed before July 1, 2013, if:   The filing of an initial financing statement in that office would be effective to perfect a security interest under this article, as amended by House Bill 12-1262, enacted in 2012;    The pre-effective-date financing statement was filed in an office in another state; and    The initial financing statement satisfies subsection (c) of this section.       The filing of an initial financing statement under subsection (a) of this section continues the effectiveness of the pre-effective-date financing statement:   If the initial financing statement is filed before July 1, 2013, for the period provided in section 4-9-515, as it existed before July 1, 2013, with respect to an initial financing statement; and    If the initial financing statement is filed after July 1, 2013, for the period provided in section 4-9-515, as amended by House Bill 12-1262, enacted in 2012, with respect to an initial financing statement.       To be effective for purposes of subsection (a) of this section, an initial financing statement must:   Satisfy the requirements of part 5 of this article, as amended by House Bill 12-1262, enacted in 2012, for an initial financing statement;    Identify the pre-effective-date financing statement by indicating the office in which the financing statement was filed and providing the dates of filing and file numbers, if any, of the financing statement and of the most recent continuation statement filed with respect to the financing statement; and    Indicate that the pre-effective-date financing statement remains effective.        History. Source: L. 2012: Entire part added, (HB 12-1262), ch. 170, p. 607, § 16, effective July 1, 2013.
CO Code § 4-9-807 (2021)
2021 Colorado Code|Title 4 - Uniform Commercial Code|Article 9 - Secured Transactions|Part 8 - Transition Provisions for 2010 Amendments|§ 4-9-807. Amendment of Pre-Effective-Date Financing Statement

  In this section, “pre-effective-date financing statement” means a financing statement filed before July 1, 2013.    On or after July 1, 2013, a person may add or delete collateral covered by, continue or terminate the effectiveness of, or otherwise amend the information provided in, a pre-effective-date financing statement only in accordance with the law of the jurisdiction governing perfection as provided in this article, as amended by House Bill 12-1262, enacted in 2012. However, the effectiveness of a pre-effective-date financing statement also may be terminated in accordance with the law of the jurisdiction in which the financing statement is filed.    Except as otherwise provided in subsection (d) of this section, if the law of this state governs perfection of a security interest, the information in a pre-effective-date financing statement may be amended on or after July 1, 2013, only if:   The pre-effective-date financing statement and an amendment are filed in the office specified in section 4-9-501;    An amendment is filed in the office specified in section 4-9-501 concurrently with, or after the filing in that office of, an initial financing statement that satisfies section 4-9-806 (c); or    An initial financing statement that provides the information as amended and satisfies section 4-9-806 (c) is filed in the office specified in section 4-9-501.       If the law of this state governs perfection of a security interest, the effectiveness of a pre-effective-date financing statement may be continued only under section 4-9-805 (c) and (e) or 4-9-806.    Whether or not the law of this state governs perfection of a security interest, the effectiveness of a pre-effective-date financing statement filed in this state may be terminated after July 1, 2013, by filing a termination statement in the office in which the pre-effective-date financing statement is filed, unless an initial financing statement that satisfies section 4-9-806 (c) has been filed in the office specified by the law of the jurisdiction governing perfection as provided in this article, as amended by House Bill 12-1262, enacted in 2012, as the office in which to file a financing statement.     History. Source: L. 2012: Entire part added, (HB 12-1262), ch. 170, p. 607, § 16, effective July 1, 2013.
CO Code § 4-9-808 (2021)
2021 Colorado Code|Title 4 - Uniform Commercial Code|Article 9 - Secured Transactions|Part 8 - Transition Provisions for 2010 Amendments|§ 4-9-808. Person Entitled to File Initial Financing Statement or Continuation Statement

  A person may file an initial financing statement or a continuation statement under this part 8 if:   The secured party of record authorizes the filing; and    The filing is necessary under this part 8:   To continue the effectiveness of a financing statement filed before July 1, 2013; or    To perfect or continue the perfection of a security interest.           History. Source: L. 2012: Entire part added, (HB 12-1262), ch. 170, p. 608, § 16, effective July 1, 2013.
CO Code § 4-9-809 (2021)
2021 Colorado Code|Title 4 - Uniform Commercial Code|Article 9 - Secured Transactions|Part 8 - Transition Provisions for 2010 Amendments|§ 4-9-809. Priority

 House Bill 12-1262, enacted in 2012, determines the priority of conflicting claims to collateral. However, if the relative priorities of the claims were established before July 1, 2013, this article, as it existed before July 1, 2013, determines priority.   History. Source: L. 2012: Entire part added, (HB 12-1262), ch. 170, p. 609, § 16, effective July 1, 2013.
CO Code § 5-1-101 (2021)
2021 Colorado Code|Title 5 - Consumer Credit Code|Article 1 - General Provisions and Definitions|Part 1 - Short Title, Construction, General Provisions|§ 5-1-101. Short Title

 Articles 1 to 9 of this title shall be known and may be cited as the “Uniform Consumer Credit Code”, referred to in said articles as the “code”.   History. Source: L. 2000: Entire article R&RE, p. 1178, § 1, effective July 1.    Editor's note:   This section is similar to former § 5-1-101 , as it existed prior to 2000.   ANNOTATION   Law reviews. For article, “The Basic Exclusions from the UCCC: A Road Map for Traversing a New World With Oblique Guides”, see 43 U. Colo. L. Rev. 269 (1972). For article, “The ‘New and Improved' Colorado Uniform Consumer Credit Code”, see 29 Colo. Law. 5 (Dec. 2000).
CO Code § 5-1-102 (2021)
2021 Colorado Code|Title 5 - Consumer Credit Code|Article 1 - General Provisions and Definitions|Part 1 - Short Title, Construction, General Provisions|§ 5-1-102. Purposes - Rules of Construction

  This code shall be liberally construed and applied to promote its underlying purposes and policies.    The underlying purposes and policies of this code are:   To simplify, clarify, and modernize the law governing retail installment sales, consumer credit, small loans, and usury;    To provide rate ceilings to assure an adequate supply of credit to consumers;    To further consumer understanding of the terms of credit transactions and to foster competition among suppliers of consumer credit so that consumers may obtain credit at reasonable cost;    To protect consumer buyers, lessees, and borrowers against unfair practices by some suppliers of consumer credit, having due regard for the interests of legitimate and scrupulous creditors;    To permit and encourage the development of fair and economically sound consumer credit practices;    To conform the regulation of consumer credit transactions to the policies of the federal “Truth in Lending Act” and the federal “Consumer Leasing Act”; and    To make uniform the law, including administrative rules, among the various jurisdictions.       A reference to a requirement imposed by this code includes reference to a related rule of the administrator adopted pursuant to this code.     History. Source: L. 2000: Entire article R&RE, p. 1178, § 1, effective July 1.    Editor's note:   This section is similar to former § 5-1-102 , as it existed prior to 2000.   Cross references:   For the definitions and federal statutory cites of the “Truth in Lending Act” and the “Consumer Leasing Act”, see § 5-1-302 .   ANNOTATION   Applied in Strader v. Beneficial Fin. Co., 191 Colo. 206 , 551 P.2d 720 (1976) (decided prior to 2000 repeal and reenactment).
CO Code § 5-1-103 (2021)
2021 Colorado Code|Title 5 - Consumer Credit Code|Article 1 - General Provisions and Definitions|Part 1 - Short Title, Construction, General Provisions|§ 5-1-103. Supplementary General Principles of Law Applicable

 Unless displaced by the particular provisions of this code, the “Uniform Commercial Code” and the principles of law and equity, including the law relative to capacity to contract, principal and agent, estoppel, fraud, misrepresentation, duress, coercion, mistake, bankruptcy, or other validating or invalidating cause, supplement the provisions of this code.   History. Source: L. 2000: Entire article R&RE, p. 1179, § 1, effective July 1.    Editor's note:   This section is similar to former § 5-1-103 , as it existed prior to 2000.   Cross references:   For the “Uniform Commercial Code”, see title 4.   ANNOTATION   Applied in D.E.B. Adjustment Co. v. Cawthorne, 623 P.2d 82 (Colo. App. 1981) (decided prior to 2000 repeal and reenactment).
CO Code § 5-1-104 (2021)
2021 Colorado Code|Title 5 - Consumer Credit Code|Article 1 - General Provisions and Definitions|Part 1 - Short Title, Construction, General Provisions|§ 5-1-104. Construction Against Implicit Repeal

 This code being a general act intended as a unified coverage of its subject matter, no part of it is deemed to be impliedly repealed by subsequent legislation if such construction can reasonably be avoided.   History. Source: L. 2000: Entire article R&RE, p. 1179, § 1 effective July 1.    Editor's note:   This section is similar to former § 5-1-104 , as it existed prior to 2000.
CO Code § 5-1-105 (2021)
2021 Colorado Code|Title 5 - Consumer Credit Code|Article 1 - General Provisions and Definitions|Part 1 - Short Title, Construction, General Provisions|§ 5-1-105. Severability Clause

 If any provision of this code or the application thereof to any person or circumstances is held invalid, such invalidity shall not affect other provisions or applications of this code which can be given effect without the invalid provision or application, and to this end the provisions of this code are declared to be severable.   History. Source: L. 2000: Entire article R&RE, p. 1179, § 1, effective July 1.    Editor's note:   This section is similar to former § 5-1-105 , as it existed prior to 2000.
CO Code § 5-1-106 (2021)
2021 Colorado Code|Title 5 - Consumer Credit Code|Article 1 - General Provisions and Definitions|Part 1 - Short Title, Construction, General Provisions|§ 5-1-106. Waiver - Agreement to Forego Rights - Settlement of Claims

  Except as otherwise provided in this code, a consumer may not waive or agree to forego rights or benefits under this code.    A claim by a consumer against a creditor for an excess charge, other violation of this code, or civil penalty, or a claim against a consumer for default or breach of a duty imposed by this code, if disputed in good faith, may be settled by agreement.    A claim, whether or not disputed, against a consumer, may be settled for less value than the amount claimed.    A settlement in which the consumer waives or agrees to forego rights or benefits under this code is invalid if the court as a matter of law finds the settlement to have been unconscionable at the time it was made. The competence of the consumer, any deception or coercion practiced upon the consumer, the nature and extent of the legal advice received by the consumer, and the value of the consideration are relevant to the issue of unconscionability.     History. Source: L. 2000: Entire article R&RE, p. 1179, § 1, effective July 1.    Editor's note:   This section is similar to former § 5-1-107 , as it existed prior to 2000.
CO Code § 5-1-107 (2021)
2021 Colorado Code|Title 5 - Consumer Credit Code|Article 1 - General Provisions and Definitions|Part 1 - Short Title, Construction, General Provisions|§ 5-1-107. Effect of Code on Powers of Organizations

  This code prescribes maximum charges for all creditors extending consumer credit except lessors and those excluded in sections 5-1-202 and 5-2-213 (2)(b) and displaces existing limitations on the powers of those creditors based on maximum charges.    With respect to sellers of goods or services, small loan companies, licensed lenders, consumer and sales finance companies, loan companies, and commercial banks and trust companies, this code displaces existing limitations on their powers based solely on amount or duration of credit.    Except as provided in subsection (1) of this section, this code does not displace limitations on powers of credit unions, savings banks, savings and loan associations, or other thrift institutions whether organized for the profit of shareholders or as mutual organizations.    Except as provided in subsections (1) and (2) of this section, this code does not displace:   Limitations on powers of supervised financial organizations, as defined in section 5-1-301 (45), with respect to the amount of a loan to a single borrower, the ratio of a loan to the value of collateral, the duration of a loan secured by an interest in land, or other similar restrictions designed to protect deposits; or    Limitations on powers an organization is authorized to exercise under the laws of this state or the United States.        History. Source: L. 2000: Entire article R&RE, p. 1180, § 1, effective July 1. L. 2013: (2) amended,(SB 13-154), ch. 282, p. 1468, § 19, effective July 1.    Editor's note:   This section is similar to former § 5-1-108 , as it existed prior to 2000.
CO Code § 5-1-202 (2021)
2021 Colorado Code|Title 5 - Consumer Credit Code|Article 1 - General Provisions and Definitions|Part 2 - Scope and Jurisdiction|§ 5-1-202. Exclusions

  This code does not apply to:   Extensions of credit to government or governmental agencies or instrumentalities;    Except as otherwise provided in article 4 of this title, the sale of insurance if there is no legal obligation to pay installments of the premium and the insurance may terminate or be canceled after nonpayment of an installment of the premium;    Transactions under public utility or common carrier tariffs if a subdivision or agency of this state or of the United States regulates the charges for the services involved, the charges for delayed payment, and any discount allowed for early payment;      With respect to contracts for purchase entered into by a pawnbroker, as the terms are defined in section 29-11.9-101, the rates and charges, and the disclosure of rates and charges, if the rates and charges do not exceed the fixed price permitted by section 29-11.9-101 (2). The exclusion in this subsection (1)(d)(I) applies to pawnbrokers who are: (d) (I) With respect to contracts for purchase entered into by a pawnbroker, as the terms are defined in section 29-11.9-101, the rates and charges, and the disclosure of rates and charges, if the rates and charges do not exceed the fixed price permitted by section 29-11.9-101 (2). The exclusion in this subsection (1)(d)(I) applies to pawnbrokers who are:   Licensed by a local licensing authority pursuant to section 29-11.9-102; or    Regulated, with respect to rates and charges, by a local governing authority pursuant to section 29-11.9-102.       The exclusion in subparagraph (I) of this paragraph (d) also applies to pawnbrokers authorized to make supervised loans under section 5-2-301 with respect to contracts for purchase; except that the exclusion does not apply to the disclosure of rates and charges of pawnbrokers authorized to make supervised loans.       The disclosure of rates and charges in connection with transactions in securities and commodities accounts by a broker-dealer registered with the securities and exchange commission;    Loans made, originated, disbursed, serviced, or guaranteed by an agency, instrumentality, or political subdivision of the state pursuant to article 3.1 of title 23, C.R.S.         History. Source: L. 2000: Entire article R&RE, p. 1182, § 1, effective July 1. L. 2012: IP(1) and (1)(d) amended,(HB 12-1328), ch. 218, p. 936, § 1, effective August 8. L. 2017: (1)(d)(I) amended,(SB 17-228), ch. 246, p. 1041, § 4, effective August 9.    Editor's note:   This section is similar to former § 5-1-202 , as it existed prior to 2000.   Cross references:   For regulation of insurance agents, brokers, and representatives, see article 2 of title 10; for regulation of pawnbrokers, see article 11.9 of title 29; for regulation of securities brokers, see article 51 of title 11; for credit unions, see article 30 of title 11.
CO Code § 5-1-203 (2021)
2021 Colorado Code|Title 5 - Consumer Credit Code|Article 1 - General Provisions and Definitions|Part 2 - Scope and Jurisdiction|§ 5-1-203. Jurisdiction and Service of Process

  The court of record of any judicial district in this state may exercise jurisdiction over any creditor with respect to any conduct in this state governed by this code or with respect to any claim arising from a transaction subject to this code. In addition to any other method provided by the Colorado rules of civil procedure or by statute, personal jurisdiction over a creditor may be acquired in a civil action or proceeding instituted in the court of record by the service of process in the manner provided by this section.    If a creditor is not a resident of this state or is a corporation not authorized to do business in this state and engages in any conduct in this state governed by this code or engages in a transaction subject to this code, the creditor may designate an agent upon whom service of process may be made in this state. The agent shall be a resident of this state or a corporation authorized to do business in this state. The designation shall be in writing and filed with the secretary of state. If no designation is made and filed or if process cannot be served in this state upon the designated agent, process may be served upon the secretary of state, but service upon the secretary of state is not effective unless the plaintiff or petitioner forthwith mails a copy of the process and pleading by registered or certified mail to the defendant or respondent at his or her last reasonably ascertainable address. An affidavit of compliance with this section shall be filed with the clerk of the court on or before the return day of the process, if any, or within any further time the court allows.     History. Source: L. 2000: Entire article R&RE, p. 1183, § 1, effective July 1.    Editor's note:   This section is similar to former § 5-1-203 , as it existed prior to 2000.
CO Code § 5-1-302 (2021)
2021 Colorado Code|Title 5 - Consumer Credit Code|Article 1 - General Provisions and Definitions|Part 3 - Definitions|§ 5-1-302. Definitions - Federal “Truth in Lending Act” and Federal “Consumer Leasing Act”

 In this code, federal “Truth in Lending Act”, 15 U.S.C. sec. 1601 et seq., and federal “Consumer Leasing Act”, 15 U.S.C. sec. 1667 et seq., mean chapters of the “Consumer Credit Protection Act” (Public Law 90-321; 82 Stat. 146), as amended from time to time, and include regulations issued pursuant to those acts.   History. Source: L. 2000: Entire article R&RE, p. 1194, § 1, effective July 1.    Editor's note:    This section is similar to former § 5-1-302, as it existed prior to 2000.    “Consumer Leasing Act”, referred to throughout this title, means the federal “Consumer Leasing Act of 1976”, Pub.L. 94-240.