reglab/housing_qa huggingface dataset:
MN Stat § 62W.14 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 62W — Minnesota Pharmacy Benefit Manager|Section 62W.14 — Prompt Filling For Specialty Drugs.

62W.14 PROMPT FILLING FOR SPECIALTY DRUGS. (a) A health carrier or pharmacy benefit manager that requires or provides financial incentives for enrollees to use a mail order pharmacy to fill a prescription for a specialty drug must ensure through contract and other means that the mail order pharmacy dispenses the prescription drug to the enrollee in a timely manner, such that the enrollee receives the filled prescription within seven business days of the date of transmittal to the mail order pharmacy. The health carrier or pharmacy benefit manager may grant to a mail order pharmacy an exemption from this requirement if the mail order pharmacy can document that the specialty drug was out of stock due to a delay in shipment by the specialty drug manufacturer or wholesaler. If an exemption is granted, the health carrier or pharmacy benefit manager must notify the enrollee within 24 hours of granting the exemption and, if medically necessary, must provide the enrollee with an emergency supply of the specialty drug. (b) For purposes of this section, "health carrier" includes managed care plans and county-based purchasing plans participating in a public health care program under chapter 256B or 256L, and integrated health partnerships established under section 256B.0755. History:   2019 c 39 s 17
MN Stat § 64B.01 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 64B — Fraternal Benefit Societies|Section 64B.01 — Fraternal Benefit Societies.

64B.01 FRATERNAL BENEFIT SOCIETIES. Any incorporated society, order, or supreme lodge, without capital stock, including one exempted under section 64B.38, subdivision 1, clause (2), whether incorporated or not, conducted solely for the benefit of its members and their beneficiaries and not for profit, operated on a lodge system with ritualistic form of work or branch system that confines its membership to any one religious denomination, having a representative form of government, and which provides benefits in accordance with this chapter, is hereby declared to be a fraternal benefit society. History:  1985 c 49 s 1; 1986 c 313 s 7
MN Stat § 64B.02 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 64B — Fraternal Benefit Societies|Section 64B.02 — Lodge System.

64B.02 LODGE SYSTEM. Subdivision 1. Definition. A society is operating on the lodge system if it has a supreme governing body and subordinate lodges into which members are elected, initiated, or admitted in accordance with its laws, rules, and rituals. Subordinate lodges shall be required by the laws of the society to hold regular meetings at least once every three months in furtherance of the purposes of the society. Subd. 2. Children's lodges. A society may, at its option, organize and operate lodges for children under the minimum age for adult membership. Membership and initiation in local lodges shall not be required of the children, nor shall they have a voice or vote in the management of the society. History:   1985 c 49 s 2
MN Stat § 64B.03 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 64B — Fraternal Benefit Societies|Section 64B.03 — Representative Form Of Government.

64B.03 REPRESENTATIVE FORM OF GOVERNMENT. (a) A society has a representative form of government when it has a supreme governing body constituted in one of the following ways: (1) The supreme governing body is an assembly composed of delegates elected directly by the members or at intermediate assemblies or conventions of members or their representatives, together with other delegates as may be prescribed in the society's laws. A society may provide for election of delegates by mail. The elected delegates shall constitute a majority in number and shall not have less than two-thirds of the votes and not less than the number of votes required to amend the society's laws. The assembly shall be elected and shall meet at least once every four years and shall elect a board of directors to conduct the business of the society between meetings of the assembly. Vacancies on the board of directors between elections may be filled in the manner prescribed by the society's laws. (2) The supreme governing body is a board composed of persons elected by the members, either directly or by their representatives in intermediate assemblies, and any other persons prescribed in the society's laws. A society may provide for election of the board by mail. Each term of a board member may not exceed four years, except that the commissioner has the discretion to approve completion of a term of office exceeding four years where the board member completing the term was elected pursuant to clause (1). Vacancies on the board between elections may be filled in the manner prescribed by the society's laws. Those persons elected to the board shall constitute a majority in number and not less than the number of votes required to amend the society's laws. A person filling the unexpired term of an elected board member shall be considered to be an elected member. The board shall meet at least quarterly to conduct the business of the society. (b) A society has a representative form of government when the officers of the society are elected either by the supreme governing body or by the board of directors. (c) A society has a representative form of government when only benefit members are eligible for election to the supreme governing body and the board of directors. (d) A society has a representative form of government when each voting member shall have one vote and no vote may be cast by proxy. History:  1985 c 49 s 3; 1986 c 313 s 8; 2000 c 304 s 2
MN Stat § 64B.04 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 64B — Fraternal Benefit Societies|Section 64B.04 — Terms Used.

64B.04 TERMS USED. For the purposes of this chapter, the following terms have the meanings given them: (a) "Benefit contract" means the agreement for provision of benefits authorized by section 64B.16, as that agreement is described in section 64B.19, subdivision 1. (b) "Benefit member" means an adult member who is designated by the laws or rules of the society to be a benefit member under a benefit contract. (c) "Certificate" means the document issued as written evidence of the benefit contract. (d) "Commissioner" means the commissioner of commerce of the state of Minnesota or a duly appointed deputy charged with the responsibility of administering the insurance laws of the state of Minnesota. (e) "Premiums" means premiums, rates, dues, or other required contributions by whatever name known, which are payable under the certificate. (f) "Laws" means the society's articles of incorporation, constitution, and bylaws, however designated. (g) "Rules" means all rules, regulations, or resolutions adopted by the supreme governing body or board of directors which are intended to have general application to the members of the society. (h) "Society" means fraternal benefit society, unless otherwise indicated. (i) "Lodge" means subordinate member units of the society, known as camps, courts, councils, branches, or by any other designation. History:   1985 c 49 s 4
MN Stat § 64B.05 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 64B — Fraternal Benefit Societies|Section 64B.05 — Purposes And Powers.

64B.05 PURPOSES AND POWERS. Subdivision 1. Purposes. A society shall operate for the benefit of members and their beneficiaries by: (1) providing benefits as specified in section 64B.16; and (2) operating for one or more social, intellectual, educational, charitable, benevolent, moral, fraternal, patriotic, or religious purposes for the benefit of its members, which may also be extended to others. The purposes provided for in this subdivision may be carried out directly by the society, or indirectly through subsidiary corporations or affiliated organizations which are to be operated primarily for member service. The subsidiaries authorized under section 64B.12 are to be operated primarily for investment purposes. Subd. 2. Adoption of laws and rules. Every society may adopt laws and rules for the government of the society, the admission of its members, and the management of its affairs. It may change, alter, add to, or amend such laws and rules and shall have such other powers as are necessary and incidental to carrying into effect the objects and purposes of the society. History:  1985 c 49 s 5; 1Sp1986 c 3 art 1 s 9
MN Stat § 64B.06 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 64B — Fraternal Benefit Societies|Section 64B.06 — Qualifications For Membership.

64B.06 QUALIFICATIONS FOR MEMBERSHIP. Subdivision 1. Qualifications. A society shall specify in its laws or rules: (1) eligibility standards for each and every class of membership, provided that if benefits are provided on the lives of children, the minimum age for adult membership shall be set at not less than age 15 and not greater than age 21; (2) the process for admission to membership for each membership class; and (3) the rights and privileges of each membership class, provided that only benefit members may vote on the management of the insurance affairs of the society. Subd. 2. Social members. A society may also admit social members who shall have no voice or vote in the management of the insurance affairs of the society. Subd. 3. Membership rights. Membership rights in the society are personal to the member and are not assignable. History:   1985 c 49 s 6
MN Stat § 64B.07 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 64B — Fraternal Benefit Societies|Section 64B.07 — Location Of Office, Meetings, Communications To Members, Grievance Procedures.

64B.07 LOCATION OF OFFICE, MEETINGS, COMMUNICATIONS TO MEMBERS, GRIEVANCE PROCEDURES. Subdivision 1. Location of office; meetings. The principal office of any domestic society shall be located in this state. The meetings of its supreme governing body may be held in any state, district, province, or territory where the society has at least one subordinate lodge, or in any other location as determined by the supreme governing body, and all business transacted at the meetings shall be as valid in all respects as if the meetings were held in this state. The minutes of the proceedings of the supreme governing body and of the board of directors shall be in English. Subd. 2. Communications. (a) A society may provide in its laws for an official publication in which any notice, report, or statement required by law to be given to members, including notice of election, may be published. The required reports, notices, and statements shall be printed conspicuously in the publication. If the records of a society show that two or more members have the same mailing address, an official publication mailed to one member is deemed to be mailed to all members at the same address unless a member requests a separate copy. (b) Not later than June 1 of each year, a synopsis of the society's annual statement providing an explanation of the facts concerning the condition of the society thereby disclosed shall be printed and mailed to each benefit member of the society or, in lieu thereof, the synopsis may be published in the society's official publication. Subd. 3. Grievance procedures. A society may provide in its laws or rules for grievance or complaint procedures for members. History:   1985 c 49 s 7
MN Stat § 64B.09 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 64B — Fraternal Benefit Societies|Section 64B.09 — Waiver.

64B.09 WAIVER. The laws of the society may provide that no subordinate body, nor any of its subordinate officers or members, may waive any of the provisions of the laws of the society. The provision is binding on the society and every member and beneficiary of a member. History:   1985 c 49 s 9
MN Stat § 64B.11 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 64B — Fraternal Benefit Societies|Section 64B.11 — Amendments To Laws.

64B.11 AMENDMENTS TO LAWS. Subdivision 1. Amendment procedure. A domestic society may amend its laws in accordance with the provisions thereof by action of its supreme governing body at any regular or special meeting thereof or, if its laws so provide, by referendum. The referendum may be held in accordance with the provisions of its laws by the vote of the voting members of the society, by the vote of delegates or representatives of voting members, or by the vote of local lodges. A society may provide for voting by mail. No amendment submitted for adoption by referendum shall be adopted unless, within six months from the date of submission, a majority of the members voting shall have signified their consent to the amendment by one of the methods herein specified. Subd. 2. Approval of amendments. No amendment to the laws of any domestic society shall take effect unless approved by the commissioner who shall approve the amendment if the commissioner finds that it has been duly adopted and is not inconsistent with any requirement of the laws of this state or with the character, objects, and purposes of the society. Unless the commissioner disapproves the amendment within 60 days after the filing of same, the amendment shall be considered approved. The approval or disapproval by the commissioner shall be in writing and mailed to the secretary or corresponding officer of the society at its principal office. In case the commissioner disapproves the amendment, the reasons therefor shall be stated in the written notice. Subd. 3. Publication of amendments. Within 90 days from the approval thereof by the commissioner, all amendments, or a synopsis thereof, shall be furnished to all members of the society either by mail or by publication in full in the official publication of the society. The affidavit of any officer of the society or of anyone authorized by it to mail any amendments or synopsis thereof, stating facts which show that same have been duly addressed and mailed, shall be prima facie evidence that the amendments or synopsis thereof, have been furnished the addressee. Subd. 4. Filing of amendments by foreign or alien society. Every foreign or alien society authorized to do business in this state shall be subject to the requirements of section 72A.061, subdivision 2, as to amendments or additions to its bylaws. Subd. 5. Certified copies of amendments. Printed copies of the laws as amended, certified by the secretary or corresponding officer of the society, shall be prima facie evidence of their legal adoption. History:  1985 c 49 s 11; 1987 c 337 s 86
MN Stat § 64B.12 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 64B — Fraternal Benefit Societies|Section 64B.12 — Institutions.

64B.12 INSTITUTIONS. A society may create, maintain, and operate, or may establish organizations to operate, not for profit institutions to further the purposes permitted by section 64B.05, subdivision 1, clause (2). The institutions may furnish services free or at a reasonable charge. Any real or personal property owned, held, or leased by the society for this purpose shall be reported in every annual statement. History:   1985 c 49 s 12
MN Stat § 64B.13 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 64B — Fraternal Benefit Societies|Section 64B.13 — Reinsurance.

64B.13 REINSURANCE. (a) A domestic society may, by a reinsurance agreement, cede any individual risk or risks in whole or in part to an insurer, other than another fraternal benefit society, having the power to make such reinsurance and authorized to do business in this state, or if not so authorized, one which is approved by the commissioner, but no such society may reinsure substantially all of its insurance in force without the written permission of the commissioner. It may take credit for the reserves on the ceded risks to the extent reinsured, but no credit shall be allowed as an admitted asset or as a deduction from liability to a ceding society for reinsurance made, ceded, renewed, or otherwise becoming effective after August 1, 1985, unless the reinsurance is payable by the assuming insurer on the basis of the liability of the ceding society under the contract or contracts reinsured without diminution because of the insolvency of the ceding society. (b) Notwithstanding the limitation in paragraph (a), a society may reinsure the risks of another society in a consolidation or merger approved by the commissioner under section 64B.14, or under such other circumstances as approved by the commissioner including reinsurance of an affiliated insurance company. History:  1985 c 49 s 13; 2006 c 204 s 9
MN Stat § 64B.15 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 64B — Fraternal Benefit Societies|Section 64B.15 — Conversion Of Fraternal Benefit Society Into Mutual Life Insurance Company.

64B.15 CONVERSION OF FRATERNAL BENEFIT SOCIETY INTO MUTUAL LIFE INSURANCE COMPANY. A domestic fraternal benefit society may be converted and licensed as a mutual life insurance company by compliance with all the financial requirements for a mutual life insurance company. A plan of conversion shall be prepared in writing by the board of directors setting forth in full the terms and conditions of conversion. The affirmative vote of two-thirds of all members of the supreme governing body at a regular or special meeting shall be necessary for the approval of the plan. No conversion shall take effect unless and until approved by the commissioner who may give the approval if the commissioner finds that the proposed change is in conformity with the requirements of law and not prejudicial to the certificate holders of the society. History:   1985 c 49 s 15
MN Stat § 64B.16 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 64B — Fraternal Benefit Societies|Section 64B.16 — Benefits.

64B.16 BENEFITS. Subdivision 1. Scope. A society may provide the following contractual benefits on an individual or nongroup basis: (1) death benefits; (2) endowment benefits; (3) annuity benefits; (4) temporary or permanent disability benefits; (5) hospital, medical, or nursing benefits; (6) monument or tombstone benefits to the memory of deceased members; and (7) such other benefits as authorized for life insurers and which are not inconsistent with this chapter. Subd. 2. Persons eligible for benefits; children's benefits. A society shall specify in its rules those persons who may be issued, or covered by, the contractual benefits in subdivision 1, consistent with providing benefits to members and their dependents. A society may provide benefits on the lives of children under the minimum age for adult membership upon application of an adult person. Subd. 3. Benefit authority continued. Subdivision 1, clauses (1) to (6), continues the benefit authority provided in Minnesota Statutes 1984, chapter 64A. Subdivision 1, clause (7), provides that the current parity between the types of products that fraternals and other life insurers can provide be maintained in the future. Under this provision, any new product authorities granted to life insurers will also be available to fraternals if the new products are not inconsistent with fraternal code provisions, such as membership, and representative forms of government. History:   1985 c 49 s 16
MN Stat § 64B.17 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 64B — Fraternal Benefit Societies|Section 64B.17 — Beneficiaries.

64B.17 BENEFICIARIES. Subdivision 1. Change; eligibility; rights. The owner of a benefit contract may at all times change the beneficiary or beneficiaries in accordance with the laws or rules of the society unless the owner waives this right by specifically requesting in writing that the beneficiary designation be irrevocable. A society may, through its laws or rules, limit the scope of beneficiary designations and shall provide that no revocable beneficiary shall have or obtain any vested interest in the proceeds of any certificate until the certificate has become due and payable in conformity with the provisions of the benefit contract. Subd. 2. Support and other payments. The member may at any time, by written instrument, authorize the society to provide and pay for the support, care, medical and surgical treatment, and funeral of a member and deduct the amount so paid, with legal interest, from the net reserve to the credit of the member's certificate or from the amount otherwise payable under the certificate to the beneficiary, or the member may, at any time, designate the society as beneficiary and, in such case, the society shall use this reserve or amount to the extent necessary for the purpose aforesaid. Subd. 3. Absence of designation. If, at the death of any person insured under a benefit contract, there is no lawful beneficiary to whom the proceeds shall be payable, the amount of the benefit, except to the extent that funeral benefits may be paid, shall be payable to the personal representative of the deceased insured, provided that if the owner of the certificate is other than the insured, the proceeds shall be payable to the owner. History:   1985 c 49 s 17
MN Stat § 64B.18 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 64B — Fraternal Benefit Societies|Section 64B.18 — Benefits Not Attachable.

64B.18 BENEFITS NOT ATTACHABLE. The cash value, proceeds, or benefits under any matured or unmatured life insurance or annuity contract issued before, on, or after June 2, 1987, by any society authorized to do business under this chapter, is exempt from attachment, garnishment, execution, or other legal process to the extent provided by section 550.37, subdivisions 10, 23, and 24. History:  1985 c 49 s 18; 1987 c 337 s 87; 1987 c 384 art 1 s 3
MN Stat § 64B.20 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 64B — Fraternal Benefit Societies|Section 64B.20 — Nonforfeiture Benefits, Cash Surrender Values, Certificate Loans, And Other Options.

64B.20 NONFORFEITURE BENEFITS, CASH SURRENDER VALUES, CERTIFICATE LOANS, AND OTHER OPTIONS. Subdivision 1. Prior certificates. For certificates issued prior to one year after August 1, 1985, the value of every paid-up nonforfeiture benefit and the amount of any cash surrender value, loan, or other option granted shall comply with the provisions of law applicable immediately prior to August 1, 1985. Subd. 2. Future certificates. For certificates issued on or after one year from August 1, 1985 for which reserves are computed on the Commissioner's 1941 Standard Ordinary Mortality Table, the Commissioner's 1941 Standard Industrial Table, the Commissioner's 1958 Standard Ordinary Mortality Table, or the Commissioner's 1980 Standard Mortality Table, or any more recent table made applicable to life insurers, every paid-up nonforfeiture benefit and the amount of any cash surrender value, loan, or other option granted shall not be less than the corresponding amount ascertained in accordance with the laws of this state applicable to life insurers issuing policies containing like benefits based upon such tables. History:   1985 c 49 s 20
MN Stat § 64B.21 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 64B — Fraternal Benefit Societies|Section 64B.21 — Investments.

64B.21 INVESTMENTS. A society shall invest its funds only in investments authorized by the laws of this state for the investment of assets of life insurers and subject to the limitations thereon. Any foreign or alien society permitted or seeking to do business in this state that invests its funds in accordance with the laws of the state, district, territory, country, or province in which it is incorporated, shall be held to meet the requirements of this section for the investment of funds. History:   1985 c 49 s 21