reglab/housing_qa huggingface dataset:
IA Code § 511.14 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 511 - PROVISIONS APPLICABLE TO LIFE INSURANCE COMPANIES AND ASSOCIATIONS|Section 511.14 - Taxes — from what funds payable.

511.14 Taxes — from what funds payable.   In case this or any other state shall impose or levy any tax on any company or association, the same may be paid from any surplus or emergency fund of such company or association.  [C97, §1821; C24, 27, 31, 35, 39, §8751; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §511.14]
IA Code § 511.16 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 511 - PROVISIONS APPLICABLE TO LIFE INSURANCE COMPANIES AND ASSOCIATIONS|Section 511.16 - Illegal business.

511.16 Illegal business.   It shall be unlawful for any officer, manager, or agent of any life insurance company or association, with knowledge that it is doing business in an unlawful manner or is insolvent, to solicit or receive applications for insurance with the company or association, or to do any other act or thing toward procuring or receiving any new business for the company or association.  [C97, §1814; C24, 27, 31, 35, 39, §8755; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §511.16]  2004 Acts, ch 1110, §32
IA Code § 511.17 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 511 - PROVISIONS APPLICABLE TO LIFE INSURANCE COMPANIES AND ASSOCIATIONS|Section 511.17 - Contracts void — recovery — damages — attorney fees.

511.17 Contracts void — recovery — damages — attorney fees.   All contracts, promises, and agreements made by any person to or with any such company or association concerning any premium, policy, or certificate of new business, after the revocation of its certificates or denial of authority to do business, shall be null and void, and all payments of premium or assessments advanced or made by any person on account of any such policy, certificate of new business, or upon any arrangement therefor, may be recovered from such company or association, or its agent to whom payment was advanced or made, or from both of them, and in addition thereto plaintiff may recover an equal amount as liquidated damages, together with a reasonable fee to plaintiff’s attorney for services in the case.  [C97, §1814; C24, 27, 31, 35, 39, §8756; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §511.17]  Referred to in §507.16
IA Code § 511.18 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 511 - PROVISIONS APPLICABLE TO LIFE INSURANCE COMPANIES AND ASSOCIATIONS|Section 511.18 - Fraud in procuring insurance.

511.18 Fraud in procuring insurance. Repealed by  2004 Acts, ch 1110, §71  .
IA Code § 511.22 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 511 - PROVISIONS APPLICABLE TO LIFE INSURANCE COMPANIES AND ASSOCIATIONS|Section 511.22 - May not advertise authorized capital.

511.22 May not advertise authorized capital.   No insurance company shall be permitted to advertise or publish an authorized capital, or to represent in any manner itself as possessed of any greater capital than that actually paid up and invested.  [S13, §1783-g; C24, 27, 31, 35, 39, §8761; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §511.22]  Referred to in §511.23
IA Code § 511.23 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 511 - PROVISIONS APPLICABLE TO LIFE INSURANCE COMPANIES AND ASSOCIATIONS|Section 511.23 - Penalties.

511.23 Penalties.   Any person, firm, or corporation violating any of the provisions of section 511.22, sections 515.8 through 515.10, or section 515.23 or failing to comply with any of the provisions in those sections, shall be subjected to the penalties provided in sections 507.10 and 507.12.  [S13, §1783-h; C24, 27, 31, 35, 39, §8762; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §511.23]  2019 Acts, ch 59, §182; 2020 Acts, ch 1063, §285  Section amended
IA Code § 511.24 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 511 - PROVISIONS APPLICABLE TO LIFE INSURANCE COMPANIES AND ASSOCIATIONS|Section 511.24 - Fees from domestic and foreign companies.

511.24 Fees from domestic and foreign companies.   When not otherwise provided, a foreign or domestic life insurance company doing business in this state shall pay to the commissioner of insurance the following fees:   1. For filing an application to do business, or an application to renew a certificate of authority, fifty dollars.   2. For issuing a certificate of authority to do business in this state, or for renewing a certificate, fifty dollars.   3. For filing amended articles of incorporation, fifty dollars.   4. For issuing an amended certificate of authority, twenty-five dollars.   5. For affixing the official seal to any paper filed with the division, ten dollars.  [C73, §1183; C97, §1818; C24, 27, 31, 35, 39, §8763, 8764; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §511.24, 511.25; 82 Acts, ch 1003, §5]  88 Acts, ch 1112, §206, 303  Referred to in §507A.4, 511.26, 514B.22, 514B.33
IA Code § 511.26 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 511 - PROVISIONS APPLICABLE TO LIFE INSURANCE COMPANIES AND ASSOCIATIONS|Section 511.26 - Fee statute — applicability.

511.26 Fee statute — applicability.   The provisions of the chapter on insurance other than life apply as to fees under this chapter and chapter 508 except as modified by section 511.24.  [C97, §1818; C24, 27, 31, 35, 39, §8765; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §511.26]  83 Acts, ch 101, §107; 89 Acts, ch 83, §70  Insurance other than life, chapter 515
IA Code § 511.27 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 511 - PROVISIONS APPLICABLE TO LIFE INSURANCE COMPANIES AND ASSOCIATIONS|Section 511.27 - Commissioner as process agent.

511.27 Commissioner as process agent.   Every life insurance company and association shall, before receiving a certificate to do business in this state or any renewal of a certificate to do business in this state, file in the office of the commissioner of insurance a power of attorney and an agreement in writing that service of notice or process of any kind may be made on the commissioner that shall be as valid, binding, and effective for all purposes as if served upon the company according to the laws of this or any other state, and waiving all claim or right of error due to the filing of the power of attorney and the agreement regarding service of notice or process.  [C73, §1165; C97, §1808; C24, 27, 31, 35, 39, §8766; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §511.27]  2003 Acts, ch 91, §21  Referred to in §511.29
IA Code § 511.28 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 511 - PROVISIONS APPLICABLE TO LIFE INSURANCE COMPANIES AND ASSOCIATIONS|Section 511.28 - Service of process.

511.28 Service of process.   Service of process made on the commissioner as the agent for service of process shall be made as provided in section 505.30.  [C73, §1165; C97, §1808; C24, 27, 31, 35, 39, §8767; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §511.28]  92 Acts, ch 1162, §15; 99 Acts, ch 165, §7; 2018 Acts, ch 1018, §5  Referred to in §511.29
IA Code § 511.29 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 511 - PROVISIONS APPLICABLE TO LIFE INSURANCE COMPANIES AND ASSOCIATIONS|Section 511.29 - Interpretation.

511.29 Interpretation.   The provisions of sections 511.27 and 511.28 are merely additions to the general provisions of law on the subjects therein referred to, and are not to be construed to be exclusive.  [C97, §1809; C24, 27, 31, 35, 39, §8768; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §511.29]  Service generally, chapter 617
IA Code § 511.30 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 511 - PROVISIONS APPLICABLE TO LIFE INSURANCE COMPANIES AND ASSOCIATIONS|Section 511.30 - Intoxication as defense.

511.30 Intoxication as defense. Repealed by  2003 Acts, ch 91, §51  .
IA Code § 511.31 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 511 - PROVISIONS APPLICABLE TO LIFE INSURANCE COMPANIES AND ASSOCIATIONS|Section 511.31 - Physician’s certificate — estoppel.

511.31 Physician’s certificate — estoppel.   In any case where the medical examiner, or physician acting as such, of any life insurance company or association doing business in the state shall issue a certificate of health or declare the applicant a fit subject for insurance, or so report to the company or association or its agent under the rules and regulations of the company or association, the company or association shall be estopped from setting up in defense of the action on the policy or certificate that the assured was not in the condition of health required by the policy at the time of the issuance or delivery of the policy or certificate, unless the policy or certificate was procured by or through the fraud or deceit of the assured.  [C97, §1812; C24, 27, 31, 35, 39, §8770; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §511.31]  2016 Acts, ch 1073, §147
IA Code § 511.32 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 511 - PROVISIONS APPLICABLE TO LIFE INSURANCE COMPANIES AND ASSOCIATIONS|Section 511.32 - Misrepresentation of age.

511.32 Misrepresentation of age.   In all cases where it shall appear that the age of the person insured has been understated in the proposal, declaration or other instrument upon which a policy of life insurance has been founded or issued, then the amount payable under the policy shall be such as the premium paid would have purchased at the correct age; provided, however, that one who, by misstating one’s age, obtains life insurance not otherwise obtainable shall be entitled to recover from the insurer on account of such policy only the aggregate premiums paid.  [C97, §1813; C24, 27, 31, 35, 39, §8771; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §511.32]
IA Code § 511.33 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 511 - PROVISIONS APPLICABLE TO LIFE INSURANCE COMPANIES AND ASSOCIATIONS|Section 511.33 - Application for insurance — duty to attach to policy.

511.33 Application for insurance — duty to attach to policy.   All life insurance companies or associations organized or doing business in this state under the provisions of the preceding chapters shall, upon the issue of any policy, attach to such policy, or endorse thereon, a true copy of any application or representation of the assured which by the terms of such policy are made a part thereof, or of the contract of insurance, or referred to therein, or which may in any manner affect the validity of such policy, or, upon reinstatement of a lapsed policy, shall attach to the renewal receipt a true copy of all representations made by the assured upon which the renewal or reinstatement is made.  [C97, §1819; C24, 27, 31, 35, 39, §8772; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §511.33]  Referred to in §511.34  Similar provisions, §515.133
IA Code § 511.34 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 511 - PROVISIONS APPLICABLE TO LIFE INSURANCE COMPANIES AND ASSOCIATIONS|Section 511.34 - Failure to attach — defenses — estoppel.

511.34 Failure to attach — defenses — estoppel.   The omission so to do shall not render the policy invalid, but if any company or association neglects to comply with the requirements of section 511.33, the company or association shall forever be precluded from pleading, alleging, or proving such application or representations, or any part thereof, or the falsity thereof, or any part thereof, in any action upon the policy, and the plaintiff in any such action shall not be required, in order to recover against the company or association, either to plead or prove such application or representation, but may do so at the plaintiff’s option.  [C97, §1819; C24, 27, 31, 35, 39, §8773; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §511.34]  2016 Acts, ch 1011, §94  Similar provisions, §515.134
IA Code § 511.35 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 511 - PROVISIONS APPLICABLE TO LIFE INSURANCE COMPANIES AND ASSOCIATIONS|Section 511.35 - Limitation on proofs of loss.

511.35 Limitation on proofs of loss.   No stipulation or condition in any policy or contract of insurance or beneficiary certificate issued by any company or association mentioned or referred to in this chapter, limiting the time to a period of less than one year after knowledge by the beneficiary within which notice or proofs of death or the occurrence of other contingency insured against must be given, shall be valid.  [C97, §1820; S13, §1820; C24, 27, 31, 35, 39, §8774; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §511.35]
IA Code § 511.38 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 511 - PROVISIONS APPLICABLE TO LIFE INSURANCE COMPANIES AND ASSOCIATIONS|Section 511.38 - Interest on delayed claims payments.

511.38 Interest on delayed claims payments.   1. When an insurance policy provides for the payment of its proceeds to a beneficiary upon the death of an individual and, without the written consent of the beneficiary, the company fails or refuses to pay the proceeds within thirty days after receipt of satisfactory proof of death, the company shall pay interest on the proceeds or any amount of the proceeds not paid within the thirty days, provided, however, if the policy requires a beneficiary to survive for a designated period after the death of the insured, the company shall pay interest on the proceeds or any amount of the proceeds not paid within thirty days after the designated period.   2. The interest owed on any amount of the proceeds of a policy under this section shall be computed from the date of receipt of the proof of death. The rate of interest shall be the higher of the following:   a. The effective rate of interest charged by the company on policy loans under section 511.36 on the date of receipt of proof of death.   b. The effective rate of interest paid by the company on death proceeds left on deposit with the company.   3. A payment of interest shall not be required under this section in any case in which the beneficiary elects to receive the proceeds under the policy by any means other than a lump sum payment.  89 Acts, ch 321, §35  Referred to in §507B.4
IA Code § 511.39 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 511 - PROVISIONS APPLICABLE TO LIFE INSURANCE COMPANIES AND ASSOCIATIONS|Section 511.39 - Charitable organizations — insurable interest.

511.39 Charitable organizations — insurable interest.   A charitable organization described in section 501(c)(3) of the Internal Revenue Code, as defined in section 422.3, has an insurable interest in the life of a person who, when purchasing a life insurance policy, makes a donation to the charitable organization or makes the charitable organization the beneficiary of all or a part of the proceeds of the policy or joins with a charitable organization in applying for an insurance policy which when issued will insure that person’s life and name the organization as owner or beneficiary of all or any portion of the benefits of the life insurance policy.  92 Acts, ch 1162, §16  Referred to in §508E.13
IA Code § 511.40 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 511 - PROVISIONS APPLICABLE TO LIFE INSURANCE COMPANIES AND ASSOCIATIONS|Section 511.40 - Employer — insurable interest in employees.

511.40 Employer — insurable interest in employees.   1. As used in this section, “employees” includes officers, managers, and directors of an employer, and the shareholders, partners, members, proprietors, or other owners of the employer.   2. An employer and a trust established by the employer for the benefit of the employer or for the benefit of the employer’s active or retired employees has an insurable interest in each of the lives of the employer’s active or retired employees and may insure their lives on an individual or group basis.   3. The amount of coverage on the lives of nonmanagement or nonkey employees shall be reasonably related to the benefit provided to the employees.   4. On and after July 1, 2003, an employer or trust shall obtain the written consent of each employee being insured by an employer and trust pursuant to this section before insuring the employee’s life. The consent shall include an acknowledgment by the employee that the employer or trust may maintain the life insurance after the employee is no longer employed by the employer. An employer shall not retaliate in any manner against an employee who refuses to consent.   5. a. The gross amount of premiums received by a life insurance company or association for an employer-owned life insurance contract which has not been allocated to another state shall be allocated to this state for purposes of section 432.1, subsection 1, if either of the following is applicable:   (1) The contract is issued or delivered in this state.   (2) The company or association is domiciled in this state.   b. To the extent that premiums are allocated to this state pursuant to paragraph “a”, the provisions of section 505.14 are not applicable to those premiums.   c. As used in this subsection, “employer-owned life insurance contract” means a policy which provides coverage on a life for which the employer has an insurable interest under this section or a similar provision of the laws of another state and the policy is owned by either the employer or a trust established by the employer for the benefit of the employer or the employer’s active or retired employees.  2003 Acts, ch 91, §22; 2013 Acts, ch 124, §15  Referred to in §508E.13
IA Code § 512A.1 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 512A - BENEVOLENT ASSOCIATIONS|Section 512A.1 - Definitions.

512A.1 Definitions.   When used in this chapter:   1. A “benevolent association” shall mean any person, firm, company, partnership, association or corporation, organized to enroll persons as members of a group for the purpose of providing an agency by which persons so enrolled may in the event of the death of any other member of the group make voluntary contributions to be distributed in whole or in part by the benevolent association to the beneficiary of the deceased member, or to members as contribution towards expense incurred by accident or sickness.   2. A “member” shall be any person who participates in a plan or agreement to make voluntary contribution through a benevolent association.   3. “Commissioner” when used in this chapter shall mean the commissioner of insurance.  [C71, 73, 75, 77, 79, 81, §512A.1]
IA Code § 512A.2 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 512A - BENEVOLENT ASSOCIATIONS|Section 512A.2 - Rules promulgated.

512A.2 Rules promulgated.   The commissioner shall promulgate such reasonable rules as the commissioner deems necessary to assure the proper operation of benevolent associations.  [C71, 73, 75, 77, 79, 81, §512A.2]
IA Code § 512A.3 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 512A - BENEVOLENT ASSOCIATIONS|Section 512A.3 - Incorporation mandatory.

512A.3 Incorporation mandatory.   Before a benevolent association shall operate in this state it shall first incorporate in accordance with the laws of this state, and the articles of incorporation and bylaws shall be submitted to the commissioner. If the commissioner finds they conform to the requirements of the law and all rules and regulations promulgated under this chapter, the commissioner shall approve the articles of incorporation and file them with the secretary of state. Every benevolent association at the time of its incorporation shall submit its general plan of operation to the commissioner and if the commissioner finds it conforms to the requirements of the law and all reasonable rules and regulations promulgated under this chapter, the commissioner shall issue a license to expire on the first day of June after issuance. The license shall be renewed from year to year upon application of the association, if the commissioner finds from examination that it has conformed to the requirements of all laws and regulations applicable thereto.  [C71, 73, 75, 77, 79, 81, §512A.3]  88 Acts, ch 1112, §106
IA Code § 512A.4 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 512A - BENEVOLENT ASSOCIATIONS|Section 512A.4 - Records of transactions.

512A.4 Records of transactions.   The association shall keep a record of all its transactions and shall file an annual report thereof for the preceding calendar year on or before the first day of March on a form prescribed by the commissioner. The commissioner shall also prescribe the method of keeping books and accounts of benevolent associations.  [C71, 73, 75, 77, 79, 81, §512A.4]
IA Code § 512A.5 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 512A - BENEVOLENT ASSOCIATIONS|Section 512A.5 - Fees to commissioner.

512A.5 Fees to commissioner.   The following fees shall be paid to the commissioner for services required under this chapter, which shall be accounted for by the commissioner in the same manner as other fees received in the discharge of the duties of the office:   1. For filing and examination of amendments to the articles of incorporation in this state and the accompanying general plan of operation of any benevolent association, and the issuing of the permission to do business, twenty dollars.   2. For filing an annual statement of a benevolent association, and issuing the renewal of the permission required by law to authorize continuance in business, twenty-five dollars per existing unit, not to exceed three hundred dollars in the aggregate.  [C71, 73, 75, 77, 79, 81, §512A.5]  91 Acts, ch 213, §10
IA Code § 512A.6 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 512A - BENEVOLENT ASSOCIATIONS|Section 512A.6 - Contributions for expenses.

512A.6 Contributions for expenses.   Such associations may operate without the establishment of reserves or surplus except for current expenses. Contributions for expenses shall be added as a separate item to contributions for membership benefits. A reasonable membership fee to cover initial expenses may be charged.  [C71, 73, 75, 77, 79, 81, §512A.6]
IA Code § 512A.7 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 512A - BENEVOLENT ASSOCIATIONS|Section 512A.7 - Certificate of membership.

512A.7 Certificate of membership.   Within thirty days after acceptance to membership a certificate, the form of which has been approved by the commissioner, shall be delivered to each member. The certificate shall set forth the name of the association, the name of the member, a statement as to the benefits of membership, to whom such benefits are payable, and such other provisions as are, in the opinion of the commissioner, necessary to inform the member of the member’s rights in the association. The commissioner before approving any certificate shall be satisfied that any benefits to be paid a member or the beneficiary of a member are reasonable in relationship to any and all charges made or assessed against the membership. The certificate shall not indicate therein that the plan or benefits constitute an insurance policy.  [C71, 73, 75, 77, 79, 81, §512A.7]
IA Code § 512A.8 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 512A - BENEVOLENT ASSOCIATIONS|Section 512A.8 - Violation.

512A.8 Violation.   Except as otherwise provided by law, it shall be unlawful for any person or corporation to operate a benevolent association in this state except as provided for in this chapter.  [C71, 73, 75, 77, 79, 81, §512A.8]  2004 Acts, ch 1110, §33
IA Code § 512A.9 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 512A - BENEVOLENT ASSOCIATIONS|Section 512A.9 - Incorporation of benevolent associations prohibited.

512A.9 Incorporation of benevolent associations prohibited.   Notwithstanding any provision of this chapter to the contrary, a benevolent association shall not be incorporated or reincorporated in this state on or after July 1, 1988. A benevolent association incorporated before July 1, 1988, continues to be subject to the provisions of this chapter.  88 Acts, ch 1111, §1