reglab/housing_qa huggingface dataset:
MI Comp L § 500.3105 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3105 - Insurer Liable for Personal Protection Benefits Without Regard to Fault; “Bodily Injury” and “Accidental Bodily Injury” Defined.

500.3105 Insurer liable for personal protection benefits without regard to fault; “bodily injury” and “accidental bodily injury” defined. Sec. 3105.  (1) Under personal protection insurance an insurer is liable to pay benefits for accidental bodily injury arising out of the ownership, operation, maintenance or use of a motor vehicle as a motor vehicle, subject to the provisions of this chapter.  (2) Personal protection insurance benefits are due under this chapter without regard to fault.  (3) Bodily injury includes death resulting therefrom and damage to or loss of a person's prosthetic devices in connection with the injury.  (4) Bodily injury is accidental as to a person claiming personal protection insurance benefits unless suffered intentionally by the injured person or caused intentionally by the claimant. Even though a person knows that bodily injury is substantially certain to be caused by his act or omission, he does not cause or suffer injury intentionally if he acts or refrains from acting for the purpose of averting injury to property or to any person including himself. History: Add. 1972, Act 294, Eff. Mar. 30, 1973 Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3106 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3106 - Accidental Bodily Injury Arising Out of Ownership, Operation, Maintenance, or Use of Parked Vehicle as Motor Vehicle; Conditions.

500.3106 Accidental bodily injury arising out of ownership, operation, maintenance, or use of parked vehicle as motor vehicle; conditions. Sec. 3106.  (1) Accidental bodily injury does not arise out of the ownership, operation, maintenance, or use of a parked vehicle as a motor vehicle unless any of the following occur:  (a) The vehicle was parked in such a way as to cause unreasonable risk of the bodily injury which occurred.  (b) Except as provided in subsection (2), the injury was a direct result of physical contact with equipment permanently mounted on the vehicle, while the equipment was being operated or used, or property being lifted onto or lowered from the vehicle in the loading or unloading process.  (c) Except as provided in subsection (2), the injury was sustained by a person while occupying, entering into, or alighting from the vehicle.  (2) Accidental bodily injury does not arise out of the ownership, operation, maintenance, or use of a parked vehicle as a motor vehicle if benefits under the worker's disability compensation act of 1969, Act No. 317 of the Public Acts of 1969, as amended, being sections 418.101 to 418.941 of the Michigan Compiled Laws, or under a similar law of another state or under a similar federal law, are available to an employee who sustains the injury in the course of his or her employment while doing either of the following:  (a) Loading, unloading, or doing mechanical work on a vehicle unless the injury arose from the use or operation of another vehicle. As used in this subdivision, "another vehicle" does not include a motor vehicle being loaded on, unloaded from, or secured to, as cargo or freight, a motor vehicle.  (b) Entering into or alighting from the vehicle unless the injury was sustained while entering into or alighting from the vehicle immediately after the vehicle became disabled. This subdivision shall not apply if the injury arose from the use or operation of another vehicle. As used in this subdivision, "another vehicle" does not include a motor vehicle being loaded on, unloaded from or secured to, as cargo or freight, a motor vehicle. History: Add. 1972, Act 294, Eff. Mar. 30, 1973 ;-- Am. 1981, Act 209, Eff. Jan. 1, 1982 ;-- Am. 1986, Act 318, Eff. June 1, 1987 Compiler's Notes: Section 2 of Act 209 of 1981 provides: “This amendatory act shall take effect January 1, 1982 and shall be applicable to all causes of action which occur after the effective date of this amendatory act.”Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3107a (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3107a - Basis of Work Loss for Certain Injured Persons.

500.3107a Basis of work loss for certain injured persons. Sec. 3107a.  Subject to the provisions of section 3107(1)(b), work loss for an injured person who is temporarily unemployed at the time of the accident or during the period of disability shall be based on earned income for the last month employed full time preceding the accident. History: Add. 1975, Act 311, Imd. Eff. Dec. 22, 1975 ;-- Am. 1991, Act 191, Eff. Jan. 1, 1992 Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3107b (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3107b - Reimbursement or Coverage for Certain Expenses Not Required.

500.3107b Reimbursement or coverage for certain expenses not required.Sec. 3107b.  Reimbursement or coverage for expenses within personal protection insurance coverage under section 3107 is not required for any of the following:  (a) A practice of optometry service, unless that service was included in the definition of practice of optometry under section 17401 of the public health code, 1978 PA 368, MCL 333.17401, as of May 20, 1992.  (b) A practice of chiropractic service rendered before July 2, 2021, unless that service was included in the definition of practice of chiropractic under section 16401 of the public health code, 1978 PA 368, MCL 333.16401, as of January 1, 2009.  (c) A practice of physical therapy service or practice as a physical therapist assistant service, unless that service was provided by a licensed physical therapist or physical therapist assistant under the supervision of a licensed physical therapist under a prescription from a health care professional who holds a license issued under part 166, 170, 175, or 180 of the public health code, 1978 PA 368, MCL 333.16601 to 333.16659, 333.17001 to 333.17097, 333.17501 to 333.17556, and 333.18001 to 333.18058, or the equivalent license issued by another state. History: Add. 1994, Act 438, Eff. Mar. 30, 1995 ;-- Am. 2009, Act 222, Imd. Eff. Jan. 5, 2010 ;-- Am. 2014, Act 263, Imd. Eff. July 1, 2014 ;-- Am. 2020, Act 104, Imd. Eff. July 1, 2020 Compiler's Notes: Senate Bill No. 493 was not enacted into law by the 87th Legislature.Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3107e (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3107e - Delivery of Forms Under MCL 500.3009, 500.3107c, 500.3107d; Method of Selection or Election for Forms.

500.3107e Delivery of forms under MCL 500.3009, 500.3107c, 500.3107d; method of selection or election for forms.Sec. 3107e.  (1) A form under section 3009, 3107c, or 3107d must be delivered to the applicant or named insured using 1 of the following methods:  (a) Personal delivery.  (b) First-class mail, postage prepaid.  (c) Electronic means in accordance with section 2266.  (2) A person must make a selection under section 3009 or 3107c, or an election under section 3107d in 1 of the following ways:  (a) Marking and signing a paper form.  (b) Giving verbal instructions, in person or telephonically, that the form be marked and signed on behalf of the person. To be an effective selection or election, the verbal instructions must be recorded and the recording maintained by the person to whom the instructions were given. If there is a dispute over the effectiveness of a selection or election under this subdivision, there is a presumption that the selection or election was not effective and the insurer has the burden of rebutting the presumption with the recording.  (c) Electronically marking the form and providing an electronic signature as provided in the uniform electronic transactions act, 2000 PA 305, MCL 450.831 to 450.849. History: Add. 2019, Act 21, Imd. Eff. June 11, 2019 Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3108 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3108 - Survivor's Loss; Benefits.

500.3108 Survivor's loss; benefits. Sec. 3108.  (1) Except as provided in subsection (2), personal protection insurance benefits are payable for a survivor's loss which consists of a loss, after the date on which the deceased died, of contributions of tangible things of economic value, not including services, that dependents of the deceased at the time of the deceased's death would have received for support during their dependency from the deceased if the deceased had not suffered the accidental bodily injury causing death and expenses, not exceeding $20.00 per day, reasonably incurred by these dependents during their dependency and after the date on which the deceased died in obtaining ordinary and necessary services in lieu of those that the deceased would have performed for their benefit if the deceased had not suffered the injury causing death. Except as provided in section (2) the benefits payable for a survivors' loss in connection with the death of a person in a single 30-day period shall not exceed $1,000.00 for accidents occurring before October 1, 1978, and shall not exceed $1,475.00 for accidents occurring on or after October 1, 1978, and is not payable beyond the first three years after the date of the accident.  (2) The maximum payable shall be adjusted annually to reflect changes in the cost of living under rules prescribed by the commissioner. A change in the maximum shall apply only to benefits arising out of accidents occurring subsequent to the date of change in the maximum. The maximum shall apply to the aggregate benefits for all survivors payable under this section on account of the death of any one person. History: Add. 1972, Act 294, Eff. Mar. 30, 1973 ;-- Am. 1978, Act 459, Imd. Eff. Oct. 16, 1978 Constitutionality: The legislature did not violate constitutional due process or equal protection in providing for cost-of-living increases for no-fault insurance work loss benefits under MCL 500.3107(b), but not for no-fault insurance survivors' loss benefits under this section. Davey v Detroit Automobile Inter-Insurance Exchange, 414 Mich 1; 322 NW2d 541 (1982).Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3109 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3109 - Subtraction of Other Benefits From Personal Protection Benefits; Injured Person Defined; Deductible Provision.

500.3109 Subtraction of other benefits from personal protection benefits; injured person defined; deductible provision.Sec. 3109.  (1) Benefits provided or required to be provided under the laws of any state or the federal government shall be subtracted from the personal protection insurance benefits otherwise payable for the injury under this chapter.  (2) An injured person is a natural person suffering accidental bodily injury.  (3) An insurer providing personal protection insurance benefits under this chapter may offer, at appropriately reduced premium rates, a deductible of a specified dollar amount. This deductible may be applicable to all or any specified types of personal protection insurance benefits, but shall apply only to benefits payable to the person named in the policy, his or her spouse, and any relative of either domiciled in the same household. History: Add. 1972, Act 294, Eff. Mar. 30, 1973 ;-- Am. 2012, Act 454, Imd. Eff. Dec. 27, 2012 Constitutionality: In O'Donnel v State Farm Mutual Automobile Insurance Company, 404 Mich 524; 273 NW2d 829 (1979), the Michigan supreme court held that MCL 500.3109(1) does not violate the due process clause or the equal protection clause of the state or federal constitutions.In Underhill v Safeco Insurance Company, 407 Mich 175; 284 NW2d 463 (1979), the Michigan supreme court held that subsection (3) of this section authorizing the commissioner to approve deductibles was not an unconstitutional delegation of authority.The Michigan supreme court in Mathis v Interstate Motor Freight System, 408 Mich 164; 289 NW2d 708 (1980), held that MCL 500.3109(1) as applied to workers' compensation benefits is sustainable under the equal protection clause of the Michigan constitution.Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3110 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3110 - Dependents of Deceased Person; Termination of Dependency; Accrual of Personal Protection Benefits.

500.3110 Dependents of deceased person; termination of dependency; accrual of personal protection benefits. Sec. 3110.  (1) The following persons are conclusively presumed to be dependents of a deceased person:  (a) A wife is dependent on a husband with whom she lives at the time of his death.  (b) A husband is dependent on a wife with whom he lives at the time of her death.  (c) A child while under the age of 18 years, or over that age but physically or mentally incapacitated from earning, is dependent on the parent with whom he lives or from whom he receives support regularly at the time of the death of the parent.  (2) In all other cases, questions of dependency and the extent of dependency shall be determined in accordance with the facts as they exist at the time of death.  (3) The dependency of a surviving spouse terminates upon death or remarriage. The dependency of any other person terminates upon the death of the person and continues only so long as the person is under the age of 18 years, physically or mentally incapacitated from earning, or engaged full time in a formal program of academic or vocational education or training.  (4) Personal protection insurance benefits payable for accidental bodily injury accrue not when the injury occurs but as the allowable expense, work loss or survivors' loss is incurred. History: Add. 1972, Act 294, Eff. Mar. 30, 1973 Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3111 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3111 - Payment of Personal Protection Insurance Benefits for Accident Occurring Out of State.

500.3111 Payment of personal protection insurance benefits for accident occurring out of state.Sec. 3111.  Personal protection insurance benefits are payable for accidental bodily injury suffered in an accident occurring out of this state, if the accident occurs within the United States, its territories and possessions, or Canada, and the person whose injury is the basis of the claim was at the time of the accident a named insured under a personal protection insurance policy, the spouse of a named insured, a relative of either domiciled in the same household, or an occupant of a vehicle involved in the accident, if the occupant was a resident of this state or if the owner or registrant of the vehicle was insured under a personal protection insurance policy or provided security approved by the secretary of state under section 3101(5). History: Add. 1972, Act 294, Eff. Mar. 30, 1973 ;-- Am. 2019, Act 21, Imd. Eff. June 11, 2019 ;-- Am. 2019, Act 22, Imd. Eff. June 11, 2019 Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3112 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3112 - Persons to Whom Personal Protection Insurance Benefits Payable; Claim to Recover Overdue Benefits; Discharge of Insurer's Liability.

500.3112 Persons to whom personal protection insurance benefits payable; claim to recover overdue benefits; discharge of insurer's liability.Sec. 3112.  Personal protection insurance benefits are payable to or for the benefit of an injured person or, in case of his or her death, to or for the benefit of his or her dependents. A health care provider listed in section 3157 may make a claim and assert a direct cause of action against an insurer, or under the assigned claims plan under sections 3171 to 3175, to recover overdue benefits payable for charges for products, services, or accommodations provided to an injured person. Payment by an insurer in good faith of personal protection insurance benefits, to or for the benefit of a person who it believes is entitled to the benefits, discharges the insurer's liability to the extent of the payments unless the insurer has been notified in writing of the claim of some other person. If there is doubt about the proper person to receive the benefits or the proper apportionment among the persons entitled to the benefits, the insurer, the claimant, or any other interested person may apply to the circuit court for an appropriate order. The court may designate the payees and make an equitable apportionment, taking into account the relationship of the payees to the injured person and other factors as the court considers appropriate. In the absence of a court order directing otherwise the insurer may pay:  (a) To the dependents of the injured person, the personal protection insurance benefits accrued before his or her death without appointment of an administrator or executor.   (b) To the surviving spouse, the personal protection insurance benefits due any dependent children living with the spouse. History: Add. 1972, Act 294, Eff. Mar. 30, 1973 ;-- Am. 2019, Act 21, Imd. Eff. June 11, 2019 Compiler's Notes: Enacting section 1 of Act 21 of 2019 provides:"Enacting section 1. Section 3112 of the insurance code of 1956, 1956 PA 218, MCL 500.3112, as amended by this amendatory act, applies to products, services, or accommodations provided after the effective date of this amendatory act."Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3113 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3113 - Person Not Entitled to Personal Protection Insurance Benefits.

500.3113 Person not entitled to personal protection insurance benefits.Sec. 3113.  A person is not entitled to be paid personal protection insurance benefits for accidental bodily injury if at the time of the accident any of the following circumstances existed:  (a) The person was willingly operating or willingly using a motor vehicle or motorcycle that was taken unlawfully, and the person knew or should have known that the motor vehicle or motorcycle was taken unlawfully.  (b) The person was the owner or registrant of a motor vehicle or motorcycle involved in the accident with respect to which the security required by section 3101 or 3103 was not in effect.  (c) The person was not a resident of this state, unless the person owned a motor vehicle that was registered and insured in this state.   (d) The person was operating a motor vehicle or motorcycle as to which he or she was named as an excluded operator as allowed under section 3009(2).  (e) The person was the owner or operator of a motor vehicle for which coverage was excluded under a policy exclusion authorized under section 3017. History: Add. 1972, Act 294, Eff. Mar. 30, 1973 ;-- Am. 1986, Act 93, Eff. July 8, 1986 ;-- Am. 2014, Act 489, Imd. Eff. Jan. 13, 2015 ;-- Am. 2016, Act 346, Eff. Mar. 21, 2017 ;-- Am. 2019, Act 21, Imd. Eff. June 11, 2019 Compiler's Notes: Section 2 of Act 93 of 1986 provides: “This amendatory act shall not apply to causes of action arising before the effective date of this amendatory act.”Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3115 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3115 - Personal Protection Insurance Benefits Under the Assigned Claims Plan for Claims of Persons Not Occupants of Vehicle.

500.3115 Personal protection insurance benefits under the assigned claims plan for claims of persons not occupants of vehicle.Sec. 3115.  Except as provided in section 3114(1), a person who suffers accidental bodily injury while not an occupant of a motor vehicle shall claim personal protection insurance benefits under the assigned claims plan under sections 3171 to 3175. History: Add. 1972, Act 294, Eff. Mar. 30, 1973 ;-- Am. 2019, Act 21, Imd. Eff. June 11, 2019 Constitutionality: The legislative scheme which allows motorcyclists to receive no-fault benefits for personal injuries without requiring them to maintain no-fault security does not deny automobile drivers equal protection or due process of law. Underhill v Safeco Insurance Company, 407 Mich 175; 284 NW2d 463 (1979).Compiler's Notes: Act 143 of 1993, which amended this section, was submitted to the people by referendum petition (as Proposal C) and rejected by a majority of the votes cast at the November 8, 1994, general election.Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance