reglab/housing_qa huggingface dataset:
9-A ME Rev Stat § 9-310 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 3: REGULATION OF AGREEMENTS AND PRACTICES|9-A §9-310. Privacy of consumer financial information

 §9-310. Privacy of consumer financial information A creditor shall comply with the provisions of the federal Gramm-Leach-Bliley Act, 15 United States Code, Section 6801 et seq. (1999) and the applicable implementing federal Privacy of Consumer Information regulations as adopted by the Office of the Comptroller of the Currency, 12 Code of Federal Regulations, Part 40 (2001); the Board of Governors of the Federal Reserve System, 12 Code of Federal Regulations, Part 216 (2001); the Federal Deposit Insurance Corporation, 12 Code of Federal Regulations, Part 332 (2001); the Office of Thrift Supervision, 12 Code of Federal Regulations, Part 573 (2001); the National Credit Union Administration, 12 Code of Federal Regulations, Part 716 (2001); the Federal Trade Commission, 16 Code of Federal Regulations, Part 313 (2001); or the Securities and Exchange Commission, 17 Code of Federal Regulations, Part 248 (2001), if the creditor is a financial institution as defined in those regulations. This section is not intended to permit the release of health care information except as permitted by Title 22, section 1711-C or Title 24-A, chapter 24.   [RR 2001, c. 1, §14 (COR).]SECTION HISTORY RR 2001, c. 1, §14 (COR). PL 2001, c. 262, §A2 (NEW).
9-A ME Rev Stat § 9-311 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 3: REGULATION OF AGREEMENTS AND PRACTICES|9-A §9-311. Choice of accounting, tax or attest services provider

 §9-311. Choice of accounting, tax or attest services provider A creditor may not, in connection with the extension of credit, interfere with a purchaser's or borrower's free choice of an accounting, tax or attest services provider who is accredited as a certified public accountant, public accountant or enrolled agent, except that the creditor may require the provider chosen by the purchaser or borrower to provide adequate evidence of liability insurance or such other written policy requirements as the creditor may determine necessary to protect its interest.   [PL 2007, c. 466, Pt. B, §7 (RPR); PL 2007, c. 466, Pt. B, §10 (AFF).]SECTION HISTORY PL 2007, c. 185, §2 (NEW). PL 2007, c. 273, Pt. A, §25 (NEW). PL 2007, c. 273, Pt. A, §41 (AFF). PL 2007, c. 466, Pt. B, §7 (RPR). PL 2007, c. 466, Pt. B, §10 (AFF).
9-A ME Rev Stat § 9-311-A (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 3: REGULATION OF AGREEMENTS AND PRACTICES|9-A §9-311-A. Real estate settlement procedures

 §9-311-A. Real estate settlement procedures A creditor and its mortgage loan originators shall comply with the provisions of the federal Real Estate Settlement Procedures Act of 1974, 12 United States Code, Section 2601 et seq. and its implementing regulation, Regulation X, 12 Code of Federal Regulations, Section 1024.1 et seq.   [PL 2013, c. 464, §11 (AMD).]SECTION HISTORY PL 2007, c. 466, Pt. B, §8 (NEW). PL 2007, c. 466, Pt. B, §10 (AFF). PL 2011, c. 427, Pt. B, §12 (AMD). PL 2013, c. 464, §11 (AMD).
9-A ME Rev Stat § 9-312 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 3: REGULATION OF AGREEMENTS AND PRACTICES|9-A §9-312. False information on application for credit

 §9-312. False information on application for credit A supervised lender, or any mortgage loan originator of a supervised lender, may not knowingly permit, encourage or assist a consumer to submit false information on any application for credit, nor may a supervised lender or mortgage loan originator of a supervised lender knowingly falsify such information on a consumer's application.   [PL 2011, c. 427, Pt. B, §13 (AMD).]SECTION HISTORY PL 2007, c. 273, Pt. A, §26 (NEW). PL 2007, c. 273, Pt. A, §41 (AFF). PL 2011, c. 427, Pt. B, §13 (AMD).
9-A ME Rev Stat § 9-313 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 3: REGULATION OF AGREEMENTS AND PRACTICES|9-A §9-313. Rate locks

 §9-313. Rate locks If a supervised lender charges a consumer a fee to lock in a certain interest rate for a certain length of time, that supervised lender shall:   [PL 2007, c. 273, Pt. A, §27 (NEW); PL 2007, c. 273, Pt. A, §41 (AFF).]1.  Take steps that are necessary to actually secure or guarantee the specified rate for the appropriate length of time;   [PL 2007, c. 273, Pt. A, §27 (NEW); PL 2007, c. 273, Pt. A, §41 (AFF).] 2.  Select a time period within which the loan can reasonably be expected to close; and   [PL 2007, c. 273, Pt. A, §27 (NEW); PL 2007, c. 273, Pt. A, §41 (AFF).] 3.  Use good faith efforts to close the loan within the rate lock period.   [PL 2007, c. 273, Pt. A, §27 (NEW); PL 2007, c. 273, Pt. A, §41 (AFF).] SECTION HISTORY PL 2007, c. 273, Pt. A, §27 (NEW). PL 2007, c. 273, Pt. A, §41 (AFF).
9-A ME Rev Stat § 9-314 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 3: REGULATION OF AGREEMENTS AND PRACTICES|9-A §9-314. Prepayment penalty riders

 §9-314. Prepayment penalty riders A supervised lender may not impose a prepayment penalty provision through use of a rider or amendment to the loan contract if the terms of the loan contract state that no such prepayment penalty may be imposed or that such a penalty is not specifically authorized under state law.   [PL 2007, c. 273, Pt. A, §28 (NEW); PL 2007, c. 273, Pt. A, §41 (AFF).]SECTION HISTORY PL 2007, c. 273, Pt. A, §28 (NEW). PL 2007, c. 273, Pt. A, §41 (AFF).
9-A ME Rev Stat § 9-401 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 4: REMEDIES AND PENALTIES|9-A §9-401. Misrepresentation

 §9-401. Misrepresentation A creditor or a person acting for him may not induce a consumer to enter into a consumer credit transaction by misrepresentation of a material fact with respect to the terms and conditions of the extension of credit. A consumer so induced may rescind the sale, lease or loan or recover actual damages, or both.   [PL 1987, c. 396, §12 (NEW).]SECTION HISTORY PL 1987, c. 396, §12 (NEW).
9-A ME Rev Stat § 9-402 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 4: REMEDIES AND PENALTIES|9-A §9-402. Unconscionability; inducement by unconscionable conduct

 §9-402. Unconscionability; inducement by unconscionable conduct 1.  With respect to a consumer credit transaction, if the court as a matter of law finds:   A. The agreement to have been unconscionable at the time it was made, or to have been induced by unconscionable conduct, the court may refuse to enforce the agreement; or   [PL 1987, c. 396, §12 (NEW).]B. Any clause of the agreement to have been unconscionable at the time it was made, the court may refuse to enforce the agreement, or may enforce the remainder of the agreement without the unconscionable clause, or may so limit the application of any unconscionable clause as to avoid any unconscionable result.   [PL 1987, c. 396, §12 (NEW).][PL 1987, c. 396, §12 (NEW).] 2.  If it is claimed or appears to the court that the agreement or any clause thereof may be unconscionable, the parties shall be afforded a reasonable opportunity to present evidence as to its setting, purpose and effect to aid the court in making the determination.   [PL 1987, c. 396, §12 (NEW).] 3.  For the purpose of this section, a change or practice expressly permitted by this article is not in and of itself unconscionable in the absence of other practices and circumstances.   [PL 1987, c. 396, §12 (NEW).] SECTION HISTORY PL 1987, c. 396, §12 (NEW).
9-A ME Rev Stat § 9-403 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 4: REMEDIES AND PENALTIES|9-A §9-403. Illegal, fraudulent or unconscionable conduct in attempted collection of debts

 §9-403. Illegal, fraudulent or unconscionable conduct in attempted collection of debts 1.  In attempting to collect an alleged debt arising from a consumer credit transaction, a person shall not:   A. Use or threaten force or violence;   [PL 1987, c. 396, §12 (NEW).]B. Threaten criminal prosecution;   [PL 1987, c. 396, §12 (NEW).]C. Disclose or threaten to disclose information affecting the debtor's reputation for credit worthiness with knowledge or reason to know that the information is false;   [PL 1987, c. 396, §12 (NEW).]D. Communicate more than twice or threaten to communicate more than twice to the debtor's employer information concerning the existence of a debt before or after obtaining final judgment against the debtor, except as permitted by law;   [PL 1987, c. 396, §12 (NEW).]E. Disclose or threaten to disclose to a person other than the debtor or his spouse, information affecting the debtor's reputation, whether or not for credit worthiness, with knowledge or reason to know that the other person does not have a legitimate business need for the information, but this subsection does not prohibit the disclosure to another person of information permitted to be disclosed to him by law;   [PL 1987, c. 396, §12 (NEW).]F. Disclose or threaten to disclose information concerning the existence of a debt known to be disputed by the debtor without disclosing that fact;   [PL 1987, c. 396, §12 (NEW).]G. Claim, attempt or threaten to enforce a right that has been barred by law or a final order of the Supreme Judicial Court or a court of the United States;   [PL 1987, c. 396, §12 (NEW).]H. Use a communication which simulates legal or judicial process or which gives the appearance of being authorized, issued or approved by a government, government agency or attorney-at-law when it is not; or   [PL 1987, c. 396, §12 (NEW).]I. Engage in conduct in violation of a rule adopted and published by the administrator after like conduct has been restrained or enjoined by a final order of a court in a civil action by the administrator against any person pursuant to the provisions or injunctions against fraudulent or unconscionable agreements or conduct, section 6‑111.   [PL 1987, c. 396, §12 (NEW).][PL 1987, c. 396, §12 (NEW).] SECTION HISTORY PL 1987, c. 396, §12 (NEW).
9-A ME Rev Stat § 9-404 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 4: REMEDIES AND PENALTIES|9-A §9-404. Stay of enforcement of judgment

 §9-404. Stay of enforcement of judgment At any time after the entry of a judgment in favor of a creditor against a consumer in an action arising from a consumer credit transaction, the court, for cause and upon motion of a party or on its own motion, while such court retains jurisdiction, may stay enforcement of the judgment by order upon just and equitable conditions and continue, modify or revoke the order as the interests of justice may require.   [PL 1987, c. 396, §12 (NEW).]SECTION HISTORY PL 1987, c. 396, §12 (NEW).
9-A ME Rev Stat § 9-406 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 4: REMEDIES AND PENALTIES|9-A §9-406. Refunds and penalties as set-off to obligation

 §9-406. Refunds and penalties as set-off to obligation Refunds or penalties to which the consumer is entitled pursuant to this Part may be set off against the consumer's obligation and may be raised as a defense to a suit on the obligation without regard to the time limitations prescribed by this Part.   [PL 1987, c. 396, §12 (NEW).]SECTION HISTORY PL 1987, c. 396, §12 (NEW).
9-A ME Rev Stat § 9-407 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 4: REMEDIES AND PENALTIES|9-A §9-407. Criminal penalties

 §9-407. Criminal penalties Any creditor, any officer or employee of a creditor, or any other person who willfully and knowingly violates this article, or directly or indirectly counsels, aids or abets that violation, shall be punished by a fine of not more than $2,500 for each offense or by imprisonment for not more than 6 months, or by both.   [PL 1987, c. 396, §12 (NEW).]SECTION HISTORY PL 1987, c. 396, §12 (NEW).
9-A ME Rev Stat § 9-408 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 4: REMEDIES AND PENALTIES|9-A §9-408. Violation of the Maine Unfair Trade Practices Act

 §9-408. Violation of the Maine Unfair Trade Practices Act Any violation of this article constitutes a violation of the Maine Unfair Trade Practices Act.   [PL 2009, c. 402, §7 (NEW).]SECTION HISTORY PL 2009, c. 402, §7 (NEW).
9-A ME Rev Stat § 10-101 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 10: LOAN BROKERS|Part 1: GENERAL PROVISIONS|9-A §10-101. Short title

 §10-101. Short title This article may be known and cited as the "Maine Consumer Credit Code - Loan Brokers."   [PL 2005, c. 274, §3 (AMD).]SECTION HISTORY PL 1989, c. 70, §3 (NEW). PL 2005, c. 274, §3 (AMD).
9-A ME Rev Stat § 10-202 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 10: LOAN BROKERS|Part 2: REGISTRATION AND BONDING|9-A §10-202. Bond

 §10-202. Bond Each application must be accompanied by evidence of a surety bond, in a form approved by the administrator in the aggregate amount of $25,000, to run to the State for use by the State and any person or persons who may have a cause of action against a loan broker. Notwithstanding this section, the aggregate amount of a surety bond accompanying the application of a loan broker conducting business solely as a facilitator of a refund anticipation loan or refund anticipation check must be $10,000. The terms of the bond must run concurrent with the period of time during which the license is in effect.   [PL 2009, c. 248, §8 (AMD).]SECTION HISTORY PL 1989, c. 70, §3 (NEW). PL 1997, c. 727, §B21 (AMD). PL 2005, c. 274, §6 (AMD). PL 2009, c. 248, §8 (AMD).
9-A ME Rev Stat § 10-301 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 10: LOAN BROKERS|Part 3: REGULATION OF PRACTICES|9-A §10-301. Escrow of funds

 §10-301. Escrow of funds Each loan broker shall place fees from consumers, other than bona fide 3rd-party fees, in an escrow account separate from any operating accounts of the business, pending completion of services offered. With respect to loan brokers offering to arrange for or obtain extensions of credit for consumers, or provide advice or assistance to arrange for or obtain extensions of credit, "completion of services offered" means procurement of credit under the terms agreed to by the parties.   [PL 2005, c. 274, §7 (AMD).]SECTION HISTORY PL 1989, c. 70, §3 (NEW). PL 1993, c. 495, §3 (AMD). PL 2005, c. 274, §7 (AMD).
9-A ME Rev Stat § 10-302 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 10: LOAN BROKERS|Part 3: REGULATION OF PRACTICES|9-A §10-302. Requirement for written agreement

 §10-302. Requirement for written agreement Each agreement between a consumer and a loan broker must be in writing, dated and signed by the consumer and must include the following:   [PL 2005, c. 274, §8 (AMD).]1.  A full and detailed description of the services to be performed for the consumer, including all guarantees and all promises of full or partial refund of fees paid, whether or not services are completed, and the length of time for which the agreement remains in effect before return of the fees for nonperformance can be required by the consumer;   [PL 1993, c. 495, §4 (AMD).] 2.  The terms and conditions of payment, including the total of all payments to be made by the consumer or by any other person or entity, whether to the loan broker or to some other person; and   [PL 2007, c. 273, Pt. A, §29 (AMD); PL 2007, c. 273, Pt. A, §41 (AFF).] 3.  The following notice:NOTICE TO CONSUMER: Do not sign this agreement before you read it. You are entitled to a copy of this agreement.  [PL 1989, c. 70, §3 (NEW).] SECTION HISTORY PL 1989, c. 70, §3 (NEW). PL 1993, c. 495, §4 (AMD). PL 2005, c. 274, §§8,9 (AMD). PL 2007, c. 273, Pt. A, §29 (AFF). PL 2007, c. 273, Pt. A, §41 (AMD).
9-A ME Rev Stat § 10-303 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 10: LOAN BROKERS|Part 3: REGULATION OF PRACTICES|9-A §10-303. Requirement for written disclosure

 §10-303. Requirement for written disclosure Before any agreement is entered into, or before any money is paid by a consumer, whichever occurs first, the loan broker shall provide the consumer with written disclosure of material consumer protections, including the following:   [PL 2005, c. 274, §10 (AMD).]1.  The existence and purpose of the surety bond on file with the State, and the procedure for instituting an action against that bond;   [PL 1989, c. 70, §3 (NEW).] 2.  The requirement that all fees from the consumer, other than bona fide 3rd-party fees, be placed in an escrow account; and   [PL 1989, c. 70, §3 (NEW).] 3.  The requirement for a written, signed agreement between the parties.   [PL 1989, c. 70, §3 (NEW).] SECTION HISTORY PL 1989, c. 70, §3 (NEW). PL 2005, c. 274, §10 (AMD).
9-A ME Rev Stat § 10-303-A (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 10: LOAN BROKERS|Part 3: REGULATION OF PRACTICES|9-A §10-303-A. Good faith and fair dealing

 §10-303-A. Good faith and fair dealing 1.  A loan broker shall, in addition to duties imposed by other statutes or at common law:   A. Act in good faith and with fair dealing in any transaction, practice or course of business in connection with the brokering or making of any mortgage loan;   [PL 2007, c. 273, Pt. A, §30 (NEW); PL 2007, c. 273, Pt. A, §41 (AFF).]B. Safeguard and account for any money handled for the borrower;   [PL 2007, c. 273, Pt. A, §30 (NEW); PL 2007, c. 273, Pt. A, §41 (AFF).]C. Follow reasonable and lawful instructions from the borrower;   [PL 2007, c. 273, Pt. A, §30 (NEW); PL 2007, c. 273, Pt. A, §41 (AFF).]D. Use reasonable skill, care and diligence;   [PL 2007, c. 273, Pt. A, §30 (NEW); PL 2007, c. 273, Pt. A, §41 (AFF).]E. Timely and clearly disclose to the borrower material information that might reasonably affect the borrower's rights, interests or ability to receive the borrower's intended benefit from the residential mortgage loan, including the total compensation the broker would receive from any of the loan options the broker presents to the borrower; and   [PL 2007, c. 273, Pt. A, §30 (NEW); PL 2007, c. 273, Pt. A, §41 (AFF).]F. Make reasonable efforts to secure a loan that is reasonably advantageous to the borrower considering all the circumstances, including the rates, charges and repayment terms of the loan.   [PL 2007, c. 273, Pt. A, §30 (NEW); PL 2007, c. 273, Pt. A, §41 (AFF).][PL 2007, c. 273, Pt. A, §30 (NEW); PL 2007, c. 273, Pt. A, §41 (AFF).] 2.  The duties and standards of care created in this section may not be waived or modified.   [PL 2007, c. 273, Pt. A, §30 (NEW); PL 2007, c. 273, Pt. A, §41 (AFF).] SECTION HISTORY PL 2007, c. 273, Pt. A, §30 (NEW). PL 2007, c. 273, Pt. A, §41 (AFF).
9-A ME Rev Stat § 10-304 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 10: LOAN BROKERS|Part 3: REGULATION OF PRACTICES|9-A §10-304. Advertising

 §10-304. Advertising 1.  A loan broker may not engage in this State in false or misleading advertising concerning the terms and conditions of any services or assistance offered.   [PL 2005, c. 274, §11 (AMD).] 2.  This section imposes no liability on the owner or personnel of any medium in which an advertisement appears or through which it is disseminated.   [PL 1989, c. 70, §3 (NEW).] 3.  A loan broker shall include its license number in all print advertising in this State.   [PL 2005, c. 274, §11 (NEW).] SECTION HISTORY PL 1989, c. 70, §3 (NEW). PL 2005, c. 274, §11 (AMD).
9-A ME Rev Stat § 10-305 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 10: LOAN BROKERS|Part 3: REGULATION OF PRACTICES|9-A §10-305. Rulemaking

 §10-305. Rulemaking The administrator may adopt reasonable rules pursuant to the Maine Administrative Procedure Act, Title 5, chapter 375, and in accordance with this article governing loan brokers.   [PL 2005, c. 274, §12 (AMD).]SECTION HISTORY PL 1989, c. 70, §3 (NEW). PL 2005, c. 274, §12 (AMD).
9-A ME Rev Stat § 10-306 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 10: LOAN BROKERS|Part 3: REGULATION OF PRACTICES|9-A §10-306. Privacy of consumer financial information

 §10-306. Privacy of consumer financial information A loan broker shall comply with the provisions of the federal Gramm-Leach-Bliley Act, 15 United States Code, Section 6801 et seq. (1999) and the applicable implementing federal Privacy of Consumer Information regulations, as adopted by the Office of the Comptroller of the Currency, 12 Code of Federal Regulations, Part 40 (2001); the Board of Governors of the Federal Reserve System, 12 Code of Federal Regulations, Part 216 (2001); the Federal Deposit Insurance Corporation, 12 Code of Federal Regulations, Part 332 (2001); the Office of Thrift Supervision, 12 Code of Federal Regulations, Part 573 (2001); the National Credit Union Administration, 12 Code of Federal Regulations, Part 716 (2001); the Federal Trade Commission, 16 Code of Federal Regulations, Part 313 (2001); or the Securities and Exchange Commission, 17 Code of Federal Regulations, Part 248 (2001), if the loan broker is a financial institution as defined in those regulations. This section is not intended to permit the release of health care information except as permitted by Title 22, section 1711-C or Title 24-A, chapter 24.   [PL 2005, c. 274, §13 (AMD).]SECTION HISTORY PL 2001, c. 262, §A3 (NEW). PL 2005, c. 274, §13 (AMD).
9-A ME Rev Stat § 10-307 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 10: LOAN BROKERS|Part 3: REGULATION OF PRACTICES|9-A §10-307. Real estate settlement procedures

 §10-307. Real estate settlement procedures A loan broker and its mortgage loan originators shall comply with the provisions of 12 United States Code, Section 2601 et seq., the federal Real Estate Settlement Procedures Act of 1974 and its implementing regulation, Regulation X, 12 Code of Federal Regulations, Section 1024.1 et seq.   [PL 2013, c. 464, §12 (AMD).]SECTION HISTORY PL 2007, c. 273, Pt. A, §31 (NEW). PL 2007, c. 273, Pt. A, §41 (AFF). PL 2007, c. 466, Pt. B, §9 (AMD). PL 2007, c. 466, Pt. B, §10 (AFF). PL 2011, c. 427, Pt. B, §16 (AMD). PL 2013, c. 464, §12 (AMD).
9-A ME Rev Stat § 10-307-A (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 10: LOAN BROKERS|Part 3: REGULATION OF PRACTICES|9-A §10-307-A. Application of truth in lending limits

 §10-307-A. Application of truth in lending limits A loan broker and its mortgage loan originators shall comply with the provisions of the Federal Truth in Lending provisions of Article 8‑A and any rules adopted in accordance with that Article.   [PL 2011, c. 427, Pt. A, §16 (NEW).]SECTION HISTORY PL 2011, c. 427, Pt. A, §16 (NEW).