reglab/housing_qa huggingface dataset:
TX Ins Code § 1698.053 (2021)
2021 Texas Statutes|Insurance Code|Title 8 - Health Insurance and Other Health Coverages|Subtitle N - Rates|Chapter 1698 - Rates for Certain Coverage|Subchapter B. Review of Rates|Section 1698.053. Plan Design Flexibility Within Rating Areas

Sec. 1698.053.  PLAN DESIGN FLEXIBILITY WITHIN RATING AREAS.  Notwithstanding any other provision of this code, a health benefit plan issuer may:(1)  offer different plan designs by rating area to individuals and small employers; and(2)  provide network access beyond the geographic rating area.|Added by Acts 2021, 87th Leg., R.S., Ch. 877 (S.B. 1296), Sec. 1, eff. September 1, 2021.|
TX Ins Code § 1698.054 (2021)
2021 Texas Statutes|Insurance Code|Title 8 - Health Insurance and Other Health Coverages|Subtitle N - Rates|Chapter 1698 - Rates for Certain Coverage|Subchapter B. Review of Rates|Section 1698.054. Federal Actuarial Levels and Plan Cost-Sharing

Sec. 1698.054.  FEDERAL ACTUARIAL LEVELS AND PLAN COST-SHARING.  Notwithstanding any other provision of this code, a health benefit plan issuer may offer plan designs with deductibles, coinsurance, and other cost-sharing mechanisms necessary to comply with federal actuarial values in the individual and small group market in this state. |Added by Acts 2021, 87th Leg., R.S., Ch. 877 (S.B. 1296), Sec. 1, eff. September 1, 2021.|
TX Ins Code § 1698.055 (2021)
2021 Texas Statutes|Insurance Code|Title 8 - Health Insurance and Other Health Coverages|Subtitle N - Rates|Chapter 1698 - Rates for Certain Coverage|Subchapter B. Review of Rates|Section 1698.055. Federal Funding

Sec. 1698.055.  FEDERAL FUNDING.  The commissioner shall seek all available federal funding to cover the cost to the department of reviewing rates under this subchapter.|Added by Acts 2021, 87th Leg., R.S., Ch. 877 (S.B. 1296), Sec. 1, eff. September 1, 2021.|
TX Ins Code § 1805.001 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1805 - Joint Underwriting and Advisory Organizations|Subchapter A. General Provisions|Section 1805.001. Applicability of Chapter

Sec. 1805.001.  APPLICABILITY OF CHAPTER.  This chapter applies to the kinds of insurance and insurers subject to:(1)  Section 403.002;(2)  Section 941.003 with respect to the application of a law described by Section 941.003(b)(1) or (c);(3)  Section 942.003 with respect to the application of a law described by Section 942.003(b)(1) or (c);(4)  Subchapter A, B, or C, Chapter 5;(5)  Subchapter H, Chapter 544;(6)  Subchapter A, Chapter 2301;(7)  Chapter 252, 253, 254, 255, 426, 1806, 1807, 2001, 2002, 2003, 2004, 2005, 2006, 2008, 2051, 2052, 2053, 2055, 2171, 2251, or 2252;(8)  Subtitle B or C, Title 10; or(9)   Chapter 2154, Occupations Code.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.Amended by: Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 2H.001, eff. April 1, 2009.Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 3B.0591(e), eff. September 1, 2007.|
TX Ins Code § 1805.051 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1805 - Joint Underwriting and Advisory Organizations|Subchapter B. Advisory Organizations|Section 1805.051. License Application

Sec. 1805.051.  LICENSE APPLICATION.  (a)  A corporation, unincorporated association, partnership, or individual may file with the commissioner an application for an advisory organization license for the kinds of insurance specified in the application.(b)  The applicant must:(1)  file with the commissioner:(A)  a copy of the applicant's:(i)  constitution and bylaws;(ii)  article of agreement or association or certificate of incorporation; and(iii)  rules governing the applicant's activities as an advisory organization; and(B)  a statement of qualifications to act as an advisory organization; and(2)  pay a $100 license fee.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1805.052 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1805 - Joint Underwriting and Advisory Organizations|Subchapter B. Advisory Organizations|Section 1805.052. Issuance of License; Term

Sec. 1805.052.  ISSUANCE OF LICENSE; TERM.  (a)  The commissioner shall issue a license to an applicant the commissioner determines is qualified, without regard to:(1)  the state of domicile or residence of the applicant; or(2)  the location of the applicant's place of business.(b)  The commissioner shall grant or deny a license to an applicant not later than the 60th day after the date the commissioner receives the application.(c)  A license issued under this subchapter remains in effect until the commissioner suspends or revokes the license.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1805.053 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1805 - Joint Underwriting and Advisory Organizations|Subchapter B. Advisory Organizations|Section 1805.053. Information Reported by Advisory Organization

Sec. 1805.053.  INFORMATION REPORTED BY ADVISORY ORGANIZATION.  (a)  An advisory organization may file with the commissioner prospective loss costs, supplementary rating information, and policy forms.  A filing made by an advisory organization under this section is subject to the provisions of this code or other insurance laws of this state governing rate filings.(b)  An advisory organization at least quarterly shall file with the commissioner a list of:(1)  each subscriber company engaging in business in this state; and(2)  the products or information the subscriber company purchases.(c)  On request by the commissioner, an advisory organization shall provide to the department a summary of the actuarial assumptions, trend factors, economic factors, and other criteria used in trending data for companies engaging in business in this state.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1805.054 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1805 - Joint Underwriting and Advisory Organizations|Subchapter B. Advisory Organizations|Section 1805.054. Insurer's Authority to Subscribe to Advisory Organization

Sec. 1805.054.  INSURER'S AUTHORITY TO SUBSCRIBE TO ADVISORY ORGANIZATION.  An insurer engaging in business in this state may subscribe to an advisory organization.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1805.055 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1805 - Joint Underwriting and Advisory Organizations|Subchapter B. Advisory Organizations|Section 1805.055. Submission, Receipt, and Use of Information by Insurer

Sec. 1805.055.  SUBMISSION, RECEIPT, AND USE OF INFORMATION BY INSURER.  (a)  Except as provided by Subsection (b), an insurer may submit to or receive from an advisory organization the following only if the advisory organization holds a license issued under this subchapter:(1)  statistical plans;(2)  historical data;(3)  prospective loss costs;(4)  supplementary rating information;(5)  policy forms and endorsements;(6)  research;(7)  rates of individual insurers that are effective at the time the information is submitted or received or that were previously in effect; and(8)  performance of inspections.(b)  An insurer may not:(1)  accept from an advisory organization recommendations for rates; or(2)  submit to or receive from an advisory organization recommendations for profit or expenses other than loss adjustment expenses.(c)  An insurer that subscribes to an advisory organization may use prospective loss costs, supplementary rating information, and policy forms filed by the advisory organization under Section 1805.053(a) and may incorporate the information into the insurer's filings.(d)  Notwithstanding any other law, an insurer that reports data under this subchapter is not relieved of the responsibility of reporting that data directly to the department at the department's request.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1805.056 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1805 - Joint Underwriting and Advisory Organizations|Subchapter B. Advisory Organizations|Section 1805.056. Audit

Sec. 1805.056.  AUDIT.  (a)  The department shall require an annual audit of an advisory organization that provides statistics or other information to the department in a proceeding to set rates.(b)  The audit must:(1)  be conducted at the expense of the advisory organization under rules adopted by the commissioner; and(2)  examine the advisory organization's method of collecting, analyzing, and reporting data to ensure the accuracy of data.(c)  The audit may examine source documents within individual companies.(d)  Except for individual company information, an audit is public information.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1805.057 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1805 - Joint Underwriting and Advisory Organizations|Subchapter B. Advisory Organizations|Section 1805.057. Rate Filing Review

Sec. 1805.057.  RATE FILING REVIEW.  The commissioner may:(1)  review the rate filing of an insurer that relies on the prospective loss costs provided by an advisory organization; and(2)  require the insurer to provide the insurer's actual data and loss experience in addition to the information provided by the advisory organization.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1805.058 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1805 - Joint Underwriting and Advisory Organizations|Subchapter B. Advisory Organizations|Section 1805.058. Prohibited Acts

Sec. 1805.058.  PROHIBITED ACTS.  (a)  An advisory organization may not compile or distribute recommendations for:(1)  rates; or(2)  profit or expenses other than loss adjustment expenses.(b)  An insurer or advisory organization may not:(1)  attempt to monopolize, combine, or conspire with another person to monopolize an insurance market;(2)  engage in a boycott, on a concerted basis, of an insurance market; or(3)  make an agreement with another insurer, advisory organization, or person if the agreement has the purpose or effect of restraining trade unreasonably or substantially lessening competition in the business of insurance.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1805.059 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1805 - Joint Underwriting and Advisory Organizations|Subchapter B. Advisory Organizations|Section 1805.059. Disciplinary Action

Sec. 1805.059.  DISCIPLINARY ACTION.  (a)  If, after a hearing, the commissioner determines that the furnishing of specified services by an advisory organization involves an act or practice that is unfair, unreasonable, or otherwise inconsistent with this chapter or other applicable laws of this state, the commissioner may issue a written order:(1)  specifying the manner in which the act or practice is unfair, unreasonable, or inconsistent with the applicable law; and(2)  requiring the advisory organization to discontinue the act or practice.(b)  In addition to any other remedies available at law, the commissioner may impose a sanction authorized under Chapter 82.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1805.060 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1805 - Joint Underwriting and Advisory Organizations|Subchapter B. Advisory Organizations|Section 1805.060. Sunset Review

Sec. 1805.060.  SUNSET REVIEW.  During the period in which the Sunset Advisory Commission performs its review of the department under Chapter 325, Government Code, the commission shall review the authority granted under this subchapter.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1805.061 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1805 - Joint Underwriting and Advisory Organizations|Subchapter B. Advisory Organizations|Section 1805.061. Conflict With Other Law

Sec. 1805.061.  CONFLICT WITH OTHER LAW.  To the extent this subchapter conflicts with Section 2053.052(c), 2053.055, 2053.151, 2053.152, or 2053.153, or Subchapter A or C, Chapter 2053, with respect to the setting of rates for workers' compensation insurance, the referenced provision of Chapter 2053 controls.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1805.101 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1805 - Joint Underwriting and Advisory Organizations|Subchapter C. Examinations|Section 1805.101. Examination Authorized

Sec. 1805.101.  EXAMINATION AUTHORIZED.  (a)  As often as the department determines expedient, the department may examine a group, association, or other organization referred to in this chapter, including an advisory organization described by Subchapter B.(b)  An officer, manager, agent, or employee of the group, association, or organization may be examined at any time under oath and shall make available any book, record, account, document, or agreement governing the method of operation of the group, association, or organization.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1805.102 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1805 - Joint Underwriting and Advisory Organizations|Subchapter C. Examinations|Section 1805.102. Examination Costs

Sec. 1805.102.  EXAMINATION COSTS.  The group, association, or other organization shall pay the reasonable costs of an examination under this subchapter on presentation of a detailed account of the costs.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1805.103 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1805 - Joint Underwriting and Advisory Organizations|Subchapter C. Examinations|Section 1805.103. Out-of-State Examination

Sec. 1805.103.  OUT-OF-STATE EXAMINATION.  In lieu of an examination under this subchapter, the department may accept the report of an examination made by the insurance supervisory official of another state in accordance with the laws of that state.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1805.151 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1805 - Joint Underwriting and Advisory Organizations|Subchapter D. Certain Practices in Joint Underwriting or Joint Reinsurance|Section 1805.151. Authority of Commissioner

Sec. 1805.151.  AUTHORITY OF COMMISSIONER.  If, after a hearing, the commissioner determines that an activity or practice of a group, association, or other organization of insurers engaging in joint underwriting or joint reinsurance is unfair, unreasonable, or otherwise inconsistent with this chapter or other applicable law, the commissioner may issue a written order:(1)  specifying the manner in which the activity or practice is unfair, unreasonable, or inconsistent with the applicable law; and(2)  requiring the group, association, or organization to discontinue the activity or practice.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1806.001 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1806 - Prohibited Practices and Rebates Related to Policies|Subchapter A. General Provisions|Section 1806.001. Definition

Sec. 1806.001.  DEFINITION.  In this chapter, "nonprofit business association" means a business association that is a nonprofit corporation exempt from federal income taxation under Section 501(a), Internal Revenue Code of 1986, and its subsequent amendments by being described as an exempt organization by Section 501(c)(6) of that code. |Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1806.051 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1806 - Prohibited Practices and Rebates Related to Policies|Subchapter B. Provisions Applicable to Automobile Insurance|Section 1806.051. Applicability of Subchapter

Sec. 1806.051.  APPLICABILITY OF SUBCHAPTER.  This subchapter applies to an insurer writing automobile insurance in this state, including an insurance company, corporation, reciprocal or interinsurance exchange, mutual insurance company, association, Lloyd's plan, or other insurer.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1806.052 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1806 - Prohibited Practices and Rebates Related to Policies|Subchapter B. Provisions Applicable to Automobile Insurance|Section 1806.052. Construction of Subchapter

Sec. 1806.052.  CONSTRUCTION OF SUBCHAPTER.  This subchapter may not be construed to prohibit the modification of rates by a rating plan that is filed in accordance with the requirements of Chapter 2251 or Article 5.13-2, as applicable, that has not been disapproved by the commissioner, and that is designed to encourage the prevention of accidents, and to account for all relevant factors inside and outside this state, including the peculiar hazards and experience of past and prospective individual risks.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1806.053 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1806 - Prohibited Practices and Rebates Related to Policies|Subchapter B. Provisions Applicable to Automobile Insurance|Section 1806.053. Discriminations or Distinctions

Sec. 1806.053.  DISCRIMINATIONS OR DISTINCTIONS.  Except as provided by this subchapter, with respect to business written in this state:(1)  an insurer may not discriminate or make a distinction, or permit discrimination or a distinction to be made, among insureds having like hazards with respect to premiums charged for, or dividends or other benefits payable under, an insurance policy;(2)  an insurer or an insurer's agent may not make an insurance contract or an agreement relating to that insurance, other than as expressed in the policy; and(3)  an insurer or an insurer's agent or other representative may not directly or indirectly pay, allow, or give, or offer to pay, allow, or give, as an inducement to the insured, a rebate payable on the policy or a special favor or advantage in the dividends or other benefits to accrue, or anything of value, not specified in the policy.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.Amended by: Acts 2013, 83rd Leg., R.S., Ch. 28 (S.B. 840), Sec. 2, eff. September 1, 2013.|
TX Ins Code § 1806.054 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1806 - Prohibited Practices and Rebates Related to Policies|Subchapter B. Provisions Applicable to Automobile Insurance|Section 1806.054. Other Prohibited Inducements

Sec. 1806.054.  OTHER PROHIBITED INDUCEMENTS.  Except as provided by Section 1806.055, 1806.056, or 1806.057, an insurer or an insurer's officer, director, agent, or other representative may not, for the purpose of writing the insurance of an insured, grant to the insured or contract with the insured for a special favor or advantage in dividends or other profits, or commissions or dividends of commissions or profits to accrue on the policy, or compensation or other valuable consideration not specified in the policy, or an inducement not specified in the policy.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1806.055 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1806 - Prohibited Practices and Rebates Related to Policies|Subchapter B. Provisions Applicable to Automobile Insurance|Section 1806.055. Profit Sharing Authorized; Certain Prohibitions

Sec. 1806.055.  PROFIT SHARING AUTHORIZED; CERTAIN PROHIBITIONS.  (a)  Section 1806.054 does not prohibit an insurer from sharing earned profits with the insurer's policyholders under a profit sharing agreement contained in the policy if:(1)  the insurer shares profits uniformly among those insured under the policy; and(2)  the insurer distributes earnings equitably among those insureds under the terms of the policy.(b)  An insurer may not:(1)  discriminate in the distribution of profits among insureds of the same class;(2)  distribute the profit to an insured before the expiration of the policy; or(3)  establish a class of insureds for the distribution of profits, except on the commissioner's approval.(c)  A violation of this section is unjust discrimination and rebating.(d)  The commissioner may revoke the certificate of authority of an insurer that violates this section or the license of an agent who violates this section.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1806.056 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1806 - Prohibited Practices and Rebates Related to Policies|Subchapter B. Provisions Applicable to Automobile Insurance|Section 1806.056. Profit Sharing Based on Combat Duty Authorized

Sec. 1806.056.  PROFIT SHARING BASED ON COMBAT DUTY AUTHORIZED.  (a)  This subchapter does not prohibit an insurer from distributing to policyholders who are on active duty in the United States Armed Forces any estimated profits resulting from service by those policyholders in a foreign country in a combat theater of operations after January 1, 1990.(b)  An insurer that elects to make distributions under this section must:(1)  file a written application describing the insurer's distribution with the commissioner for approval of a policyholder dividend amount that exceeds 10 percent of surplus; or(2)  notify the commissioner in writing of each distribution of a policyholder dividend amount that is not greater than 10 percent of surplus.(c)  If the commissioner does not act on the application on or before the fifth business day after the date the commissioner receives the application, the distribution is considered approved.(d)  An insurer may distribute estimated profits among policyholders under this section based on:(1)  the time served by a policyholder in a combat theater of operations;(2)  the location of the policyholder's military service;(3)  the duration of the applicable insurance policy; or(4)  any other reasonable basis.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.Amended by: Acts 2013, 83rd Leg., R.S., Ch. 463 (S.B. 1006), Sec. 2, eff. June 14, 2013.|