reglab/housing_qa huggingface dataset:
NJ Rev Stat § 56:12-8 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:12-8 - Opinions on compliance of consumer contracts; review by attorney general; certification; fee

56:12-8. Opinions on compliance of consumer contracts; review by attorney general; certification; fee  a. A creditor, seller, insurer, lessor or any person in the business of preparing and selling forms of consumer contracts may request an opinion from the Attorney General, or the Commissioner of Insurance, in regard to contracts of insurance provided for in subsection c. of section 1 of this act (C. 56:12-1c.), as to whether a consumer contract complies with this act. The Attorney General or the Commissioner of Insurance, as the case may be, shall furnish the opinion within a reasonable period of time. b. After reviewing the contract the Attorney General or the Commissioner of Insurance, as the case may be, shall: (1) certify that the contract complies with this act; (2) decline to certify that the contract complies with this act and note his objections to the contractual language; (3) decline to review the contract and refer the party submitting the contract to other previously certified contracts of the same type; (4) decline to review the contract because the contract's compliance with this act is the subject of pending litigation; or (5) decline to review the contract because the contract is not subject to this act. c. Actions of the Attorney General or the Commissioner of Insurance, as the case may be, pursuant to this section are not appealable. d. Any consumer contract certified pursuant to this section is deemed to comply with this act. Certification of a consumer contract pursuant to this section is not otherwise an approval of the contract's legality or legal effect. e. Failure to submit a contract to the Attorney General or the Commissioner of Insurance, as the case may be, for review pursuant to this section does not show a lack of good faith nor does it raise a presumption that the contract violates this act. If pursuant to this section the Attorney General or the Commissioner of Insurance, as the case may be, refers a party to a previously certified contract, that the party chooses not to use the contract does not show a lack of good faith nor does it raise a presumption that a contract used by that party violated this act. f. The Attorney General or the Commissioner of Insurance, as the case may be, may charge a fee, not to exceed $50.00, for the costs of reviewing a consumer contract pursuant to this section. L.1980, c. 125, s. 8, eff. Oct. 16, 1980. Amended by L.1981, c. 464, s. 6; L.1982, c. 88, s. 3, eff. July 23, 1982.
NJ Rev Stat § 56:12-8.2 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:12-8.2 - Power of commissioner of insurance to review and certify insurance contracts; effect on prior certification by Attorney General

56:12-8.2. Power of commissioner of insurance to review and certify insurance contracts; effect on prior certification by Attorney General  The transfer to the Commissioner of Insurance of the power and duty to review and certify contracts of insurance provided for in subsection c. of section 1 of P.L.1980, c. 125 (C. 56:12-1c.) shall not affect any certification made by the Attorney General prior to the effective date of this act. L.1982, c. 88, s. 7, eff. July 23, 1982.
NJ Rev Stat § 56:12-9 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:12-9 - Application to dollar limitation on consumer contracts; nonapplication to real estate or insurance contracts

56:12-9. Application to dollar limitation on consumer contracts; nonapplication to real estate or insurance contracts  This act shall not apply to consumer contracts involving amounts of more than $50,000.00, but no dollar limitation shall apply to consumer contracts involving real estate or insurance. L.1980, c. 125, s. 9, eff. Oct. 16, 1980.
NJ Rev Stat § 56:12-10 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:12-10 - Guidelines

56:12-10. Guidelines  a. To insure that a consumer contract shall be simple, clear, understandable and easily readable, the following are examples of guidelines that a court, the Attorney General or the Commissioner of Insurance, in regard to contracts of insurance provided for in subsection c. of section 1 of this act (C. 56:12-1c.), may consider in determining whether a consumer contract as a whole complies with this act: (1) Cross references that are confusing; (2) Sentences that are of greater length than necessary; (3) Sentences that contain double negatives and exceptions to exceptions; (4) Sentences and sections that are in a confusing or illogical order; (5) The use of words with obsolete meanings or words that differ in their legal meaning from their common ordinary meaning; (6) Frequent use of Old English and Middle English words and Latin and French phrases. b. The following are examples of guidelines that a court, the Attorney General or the Commissioner of Insurance, in regard to contracts of insurance provided for in subsection c. of section 1 of this act (C. 56:12-1c.), may consider in determining whether the consumer contract as a whole complies with this act: (1) Sections shall be logically divided and captioned; (2) A table of contents or alphabetical index shall be used for all contracts with more than 3,000 words; (3) Conditions and exceptions to the main promise of the agreement shall be given equal prominence with the main promise, and shall be in at least 10 point type. L.1980, c. 125, s. 10, eff. Oct. 16, 1980. Amended by L.1981, c. 464, s. 7; L.1982, c. 88, s. 4, eff. July 23, 1982.
NJ Rev Stat § 56:12-11 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:12-11 - Waiver of rights under act; effect of violation of act

56:12-11. Waiver of rights under act; effect of violation of act  No consumer contract shall contain a waiver of any rights under this act. A violation of this act will not render any consumer contract void or voidable, or serve as a defense in an action to enforce the consumer contract for breach thereof. L.1980, c. 125, s. 11, eff. Oct. 16, 1980.
NJ Rev Stat § 56:12-12 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:12-12 - Injunctions; attorney fees, court costs.

56:12-12 Injunctions; attorney fees, court costs.  12. The Office of the Attorney General, the Division of Consumer Affairs, the Division of Rate Counsel in, but not of, the Department of the Treasury, the Commissioner of Banking and Insurance, in regard to contracts of insurance provided for in subsection c. of section 1 of this act (C.56:12-1), or any interested person may seek injunctive relief. The court may authorize reasonable attorney's fees, not to exceed $2,500.00, and court costs in such a proceeding. L.1980, c.125, s.12; amended 1981, c.464, s.8 (s.11 amended 1982, c.88, s.6); 1982, c.88, s.5; 1994, c.58, s.56; 2005, c.155, s.96; 2010, c.34, s.43.
NJ Rev Stat § 56:12-13 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:12-13 - Severability

56:12-13. Severability  If any provision of this act, or its application to any person or circumstances, is held invalid, the remainder of the act and its application to other persons or circumstances shall not be affected. L.1980, c. 125, s. 13, eff. Oct. 16, 1980.
NJ Rev Stat § 56:12-14 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:12-14 - Short title

56:12-14. Short title  This act shall be known and may be cited as the "Truth-in-Consumer Contract, Warranty and Notice Act." L.1981, c. 454, s. 1.
NJ Rev Stat § 56:12-15 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:12-15 - Consumer contract, warranty, notice or sign; violation of legal right of consumer or responsibility of seller, lessor, etc.; prohibition; exemptions

56:12-15. Consumer contract, warranty, notice or sign; violation of legal right of consumer or responsibility of seller, lessor, etc.; prohibition; exemptions  No seller, lessor, creditor, lender or bailee shall in the course of his business offer to any consumer or prospective consumer or enter into any written consumer contract or give or display any written consumer warranty, notice or sign after the effective date of this act which includes any provision that violates any clearly established legal right of a consumer or responsibility of a seller, lessor, creditor, lender or bailee as established by State or Federal law at the time the offer is made or the consumer contract is signed or the warranty, notice or sign is given or displayed. Consumer means any individual who buys, leases, borrows, or bails any money, property or service which is primarily for personal, family or household purposes. The provisions of this act shall not apply to residential leases or to the sale of real estate, whether improved or not, or to the construction of new homes subject to "The New Home Warranty and Builders' Registration Act," P.L.1977, c. 467 (C. 46:3B-1 et seq.). L.1981, c. 454, s. 2.
NJ Rev Stat § 56:12-16 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:12-16 - Provision for waiver of rights under act; nullity; statement of provisions void, unenforceable or inapplicable in New Jersey

56:12-16. Provision for waiver of rights under act; nullity; statement of provisions void, unenforceable or inapplicable in New Jersey  No consumer contract, warranty, notice or sign, as provided for in this act, shall contain any provision by which the consumer waives his rights under this act. Any such provision shall be null and void. No consumer contract, notice or sign shall state that any of its provisions is or may be void, unenforceable or inapplicable in some jurisdictions without specifying which provisions are or are not void, unenforceable or inapplicable within the State of New Jersey; provided, however, that this shall not apply to warranties. L.1981, c. 454, s. 3.
NJ Rev Stat § 56:12-16.1 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:12-16.1 - Consumer contract relative to motor vehicle; right of consumer to make statements; violations, penalties.

56:12-16.1 Consumer contract relative to motor vehicle; right of consumer to make statements; violations, penalties.  1. a. Notwithstanding the provisions of P.L.1981, c.454 (C.56:12-14 et seq.) or any other law to the contrary, and in addition to any other remedy available under law, a consumer contract for the purchase, lease or repair of a motor vehicle shall not contain any provision which waives a consumer's right to make any statement, or penalizes a consumer for making any statement, including a statement posted on the Internet, regarding the manufacturer, seller or lessor of the motor vehicle, or its employees or agents, or concerning any goods or services rendered pursuant to the contract. b. If the Attorney General determines that a manufacturer, seller or lessor is in violation of this section, the Attorney General may impose upon that manufacturer, seller or lessor a civil penalty in an amount up to $5,000 for the first violation and up to $10,000 for each and every subsequent violation, collectible in an action brought in the name of the Attorney General pursuant to the provisions of the "Penalty Enforcement Law of 1999," P.L.1999, c.274 (C.2A:58-10 et seq.). c. In addition to the penalties described in subsection b. of this section, or any other remedy available under law, any person aggrieved by a violation of this section may bring an action in Superior Court to recover damages. L.2017, c.371, s.1.
NJ Rev Stat § 56:12-17 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:12-17 - Violations; civil liability to aggrieved consumer; action; termination of contract

56:12-17. Violations; civil liability to aggrieved consumer; action; termination of contract  Any person who violates the provisions of this act shall be liable to the aggrieved consumer for a civil penalty of not less than $100.00 or for actual damages, or both at the election of the consumer, together with reasonable attorney's fees and court costs. This may be recoverable by the consumer in a civil action in a court of competent jurisdiction or as part of a counterclaim by the consumer against the seller, lessor, creditor, lender or bailee or assignee of any of the aforesaid, who aggrieved him. A consumer also shall have the right to petition the court to terminate a contract which violates the provisions of section 2 of this act and the court in its discretion may void the contract. L.1981, c. 454, s. 4.
NJ Rev Stat § 56:12-18 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:12-18 - Act as additional to other rights, remedies and prohibitions

56:12-18. Act as additional to other rights, remedies and prohibitions  The rights, remedies and prohibitions accorded by the provisions of this act are hereby declared to be in addition to and cumulative of any other right, remedy or prohibition accorded by common law, Federal law or statutes of this State, and nothing contained herein shall be construed to deny, abrogate or impair any such common law or statutory right, remedy or prohibition. L.1981, c. 454, s. 5.
NJ Rev Stat § 56:12-29 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:12-29 - Findings, intentions.

56:12-29 Findings, intentions.  1. The Legislature finds that the purchase of a new motor vehicle is a major, high cost consumer transaction and the inability to correct defects in these vehicles creates a major hardship and an unacceptable economic burden on the consumer. It is the intent of this act to require the manufacturer of a new motor vehicle, or, in the case of a new motor vehicle that is an authorized emergency vehicle, the manufacturer, co-manufacturer, or post-manufacturing modifier, to correct defects originally covered under warranty which are identified and reported within a specified period. It is the further intent of this act to provide procedures to expeditiously resolve disputes between a consumer and a manufacturer, co-manufacturer, or post-manufacturing modifier when defects in a new motor vehicle are not corrected within a reasonable time, and to provide to award specific remedies where the uncorrected defect substantially impairs the use, value, or safety of the new motor vehicle.  L.1988, c.123, s.1; amended 2009, c.324, s.1.
NJ Rev Stat § 56:12-31 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:12-31 - Report of nonconformity; repairs.

56:12-31 Report of nonconformity; repairs.  3. If a consumer reports a nonconformity in a motor vehicle to the manufacturer, or, in the case of a motor vehicle that is an authorized emergency vehicle, the manufacturer, co-manufacturer or post-manufacturing modifier, or its dealer or distributor, during the first 24,000 miles of operation or during the period of two years following the date of original delivery to the consumer, whichever is earlier, the manufacturer, co-manufacturer, or post-manufacturing modifier shall make, or arrange with its dealer or distributor to make, within a reasonable time, all repairs necessary to correct the nonconformity. Such repairs if made after the first 12,000 miles of operation or after the period of one year following the date of original delivery to the consumer, whichever is earlier, shall be paid for by the consumer, unless otherwise covered by a warranty of the manufacturer, co-manufacturer or post-manufacturing modifier, and shall be recoverable as a cost under section 14 of P.L.1988, c.123 (C.56:12-42). If a consumer reports a nonconformity in a motor vehicle that is a farm tractor to the manufacturer, or its dealer or distributor, during the period of two years following the date of original delivery to the consumer, the manufacturer shall make, or arrange with the dealer or distributor to make, within a reasonable time, all repairs necessary to correct the nonconformity, and such repairs if made after the period of one year following the date of original delivery to the consumer shall be paid for by the consumer, unless otherwise covered by a warranty of the manufacturer, and shall be recoverable as a cost under section 14 of P.L.1988, c.123 (C.56:12-42). L.1988, c.123, s.3; amended 2009, c.128, s.1; 2009, c.324, s.3; 2015, c.271, s.2.
NJ Rev Stat § 56:12-34 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:12-34 - Statement to consumers.

56:12-34 Statement to consumers.  6. a. At the time of purchase in the State of New Jersey, the manufacturer, or, in the case of an authorized emergency vehicle, the manufacturer, co-manufacturer, or post-manufacturing modifier, through its dealer or distributor, or at the time of lease in the State of New Jersey, the lessor, shall provide directly to the consumer a written statement prescribed by the director, presented in a conspicuous and understandable manner on a separate piece of paper and printed in both the English and Spanish languages, which provides information concerning a consumer's rights and remedies under P.L.1988, c.123 (C.56:12-29 et seq.), and shall include, but not be limited to, a summary of the provisions of: (1) section 3 of P.L.1988, c.123 (C.56:12-31), concerning the miles of operation of a motor vehicle and time period within which the consumer may report a nonconformity and seek remedies;  (2) sections 4 and 5 of P.L.1988, c.123 (C.56:12-32 and 56:12-33), concerning a manufacturer's, co-manufacturer's, or post-manufacturing modifier's obligations to a consumer based upon the manufacturer's, co-manufacturer's, or post-manufacturing modifier's, or its dealer's or distributor's, inability to repair or correct a nonconformity; and (3) any other provisions of P.L.1988, c.123 (C.56:12-29 et seq.) the director deems appropriate.  b. Each time a consumer's motor vehicle is returned from being examined or repaired during the period specified in section 3 of P.L.1988, c.123 (C.56:12-31), the manufacturer, or, in the case of an authorized emergency vehicle, the manufacturer, co-manufacturer, or post-manufacturing modifier, through its dealer or distributor, shall provide to the consumer an itemized, legible statement of repair which indicates any diagnosis made and all work performed on the vehicle and provides information including, but not limited to, the following: a general description of the problem reported by the consumer or an identification of the problem reported by the consumer or an identification of the defect or condition and the source of the defect; the amount charged for parts and the amount charged for labor, if paid for by the consumer; the date and the odometer reading when the vehicle was submitted for repair; and the date and odometer reading when the vehicle was made available to the consumer.  c. Failure to comply with the provisions of this section constitutes an unlawful practice pursuant to section 2 of P.L.1960, c.39 (C.56:8-2). The provisions of this subsection shall not apply to any dealer who fails to comply with provisions of this section. L.1988, c.123, s.6; amended 2009, c.128, s.3; 2009, c.324, s.6; 2019, c.280, s.1.
NJ Rev Stat § 56:12-34.1 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:12-34.1 - Provision of notice relative to vehicle warranty.

56:12-34.1 Provision of notice relative to vehicle warranty.  2. a. Within 90 days after the purchase or lease of a new motor vehicle in the State of New Jersey, the motor vehicle manufacturer, distributor, or factory branch shall mail to the buyer or lessee a written statement, presented in a conspicuous and understandable manner and printed in both the English and Spanish languages in not less than 10-point boldface type, and provide a written statement in the vehicle manufacturer's owner's manual, that provides the following: "The Magnuson-Moss Warranty Act, 15 U.S.C. s.2301 et seq., makes it illegal for motor vehicle manufacturers to void a motor vehicle warranty or deny warranty coverage solely because an aftermarket or recycled part has been used to repair the vehicle or someone other than the authorized service provider performed service on the vehicle. This provision does not apply to a new motor vehicle purchased solely for commercial or industrial use.  "Under federal law, a manufacturer may deny warranty coverage and charge for repairs to a vehicle if it is discovered that an aftermarket or recycled part installed on the vehicle is defective or was installed incorrectly and caused damage to another part of the vehicle otherwise covered under warranty. The Federal Trade Commission requires that a manufacturer demonstrate that an aftermarket or recycled part or service performed by a person other than an authorized service provider caused damage to another part of the vehicle otherwise covered under warranty before denying warranty coverage. Additionally, federal law allows a manufacturer to void a motor vehicle warranty or deny warranty coverage if the manufacturer provides the article or service to consumers free of charge under the warranty or the manufacturer has secured a waiver from the Federal Trade Commission." b. Failure to comply with the provisions of this section constitutes an unlawful practice pursuant to section 2 of P.L.1960, c.39 (C.56:8-2). c. As used in this section: "Aftermarket part" means a part that was made by a company other than the motor vehicle manufacturer or the original equipment manufacturer. "Recycled part" means a part that was made for and installed in a new motor vehicle by the manufacturer or the original equipment manufacturer and later removed from the motor vehicle and made available for resale or reuse. L.2019, c.280, s.2.