reglab/housing_qa huggingface dataset:
GA Code § 33-33-5 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 33 - Fair Access to Insurance Requirements|§ 33-33-5. Modification by Insurers of Rates

 In conformity with Chapter 9 of this title, insurers may make reasonable rate modifications for fire and extended coverage and such other classes of basic property insurance.    (Ga. L. 1970, p. 282, § 11; Ga. L. 1975, p. 22, § 11; Code 1981, §33-33-8; Code 1981, §33-33-5, as redesignated by Ga. L. 1995, p. 629, § 1.)   Editor's notes.   - Ga. L. 1995, p. 629, § 1, repealed former Code Section 33-33-5, relating to establishment of the Riot Reinsurance Reimbursement Fund, and redesignated former Code Section 33-33-8 as Code Section 33-33-5, effective April 18, 1995. Former Code Section 33-33-5 was based on Ga. L. 1970, p. 282, § 7; Ga. L. 1975, p. 22, § 7; Ga. L. 1993, p. 1402, § 18.
GA Code § 33-33-6 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 33 - Fair Access to Insurance Requirements|§ 33-33-6. Liability for Inspections and Statements

 There shall be no liability on the part of, and no cause of action of any nature shall arise against, insurers, any inspection bureau, placement facility, or underwriting association, or their directors, agents, or employees, or the Commissioner or his or her authorized representatives for any inspections undertaken or statements made by any of them concerning the property to be insured; and any reports and communications in connection therewith shall not be considered public documents.    (Ga. L. 1970, p. 282, § 6; Ga. L. 1975, p. 22, § 6; Code 1981, §33-33-9 [repealed]; Code 1981, §33-33-6, as redesignated by Ga. L. 1995, p. 629, § 1.)   Editor's notes.   - Ga. L. 1995, p. 629, § 1, repealed former Code Section 33-33-6, relating to deposit of assessments received from insurers in fund, and redesignated former Code Section 33-33-9 as Code Section 33-33-6, effective April 18, 1995. Former Code Section 33-33-6 was based on Ga. L. 1970, p. 282, § 9; Ga. L. 1975, p. 22, § 9.   JUDICIAL DECISIONS   Application to uninsurable property.    - This Code section deals with property of prospective insureds which, because of the property's geographical location in high risk urban areas, is considered uninsurable. Pennsylvania Millers Mut. Ins. Co. v. Thomas Milling Co., 137 Ga. App. 430, 224 S.E.2d 55 (1976).   Application to high risk property.    - Privileged inspections, statements, records, and communications contemplated by this Code section are limited to high risk property within the meaning of the Urban Property Protection and Reinsurance Act of 1968, 12 U.S.C. § 1749bbb et seq., and are sui generis. Pennsylvania Millers Mut. Ins. Co. v. Thomas Milling Co., 137 Ga. App. 430, 224 S.E.2d 55 (1976).
GA Code § 33-33-7 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 33 - Fair Access to Insurance Requirements|§ 33-33-7. Appeals From Actions or Decisions

 Any person aggrieved by any action or decision of the administrators of the plan, the underwriting association, or of any insurer as a result of its participation in the plan may appeal to the Commissioner within 30 days from the date of the action or the decision.The Commissioner, after a hearing held upon proper notice, shall issue an order approving the action or decision or disapproving the action or decision with respect to the matter which is the subject of appeal.All final orders and decisions of the Commissioner shall be subject to judicial review as provided in Chapter 2 of this title.    (Ga. L. 1970, p. 282, § 5; Ga. L. 1975, p. 22, § 5; Code 1981, §33-33-10; Code 1981, §33-33-7, as redesignated by Ga. L. 1995, p. 629, § 1; Ga. L. 2019, p. 386, § 109/SB 133.)    The 2019 amendment,  effective July 1, 2019, added "as provided in Chapter 2 of this title" at the end of the last sentence of this Code section.   Editor's notes.   - Ga. L. 1995, p. 629, § 1, repealed former Code Section 33-33-7, relating to effect of failure of insurer to pay assessments and redesignated former Code Section 33-33-10 as Code Section 33-33-7, effective April 18, 1995. Former Code Section 33-33-7 was based on Ga. L. 1970, p. 282, § 8; Ga. L. 1975, p. 22, § 8.
GA Code § 33-33-8 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 33 - Fair Access to Insurance Requirements|§ 33-33-8. Temporary Insurance Coverage for Local Public Entity Filing Appeal of Adverse Underwriting Decision

  For the purposes of this Code section, the term "local public entity" means a county, municipality, or local board of education.   In the event the insurance coverage of a local public entity filing an appeal of an adverse underwriting decision of the association established pursuant to this chapter is scheduled to cancel or expire while such appeal is pending, the Commissioner shall direct the association to provide coverage authorized under this chapter on a temporary basis to the local public entity as provided in this Code section.   It shall be the duty of the local public entity to notify the Commissioner in writing at the same time the appeal is filed of the date its existing insurance coverage is to cancel or expire. Failure of the local public entity to notify the Commissioner as provided in this subsection shall render the local public entity ineligible for the temporary coverage authorized by this Code section. Upon receiving such notice, the Commissioner shall direct the association to provide coverage authorized under this chapter to the local public entity, shall specify the date such coverage is to be effective, and shall specify the date of termination of such coverage, which shall not be set prior to the date of the Commissioner's final order disposing of the issues on appeal. The premium for the temporary coverage provided by this Code section shall be paid in full by the local public entity at the time the coverage is issued by such method and in such manner as directed by the Commissioner.   Upon receipt of the notice from the public entity specified in subsection (c) of this Code section, the Commissioner shall notify such entity of the emergency property protection measures, if any, which will be required during the period of temporary coverage. Such measures may include the following:   Protection of physically damaged property from further damage;   Prevention or limitation of access to the premises;   Disconnection of utilities;   Installation of locks, alarms, or security lighting;   Inspections of the premises; or   Provision of security guards.     After ordering the temporary coverage required under subsection (b) of this Code section, the Commissioner shall cause notice of such action and any emergency protection measures pertaining to such coverage to be published in the legal organ of the county in which the property is located.     (Code 1981, §33-33-10.1, enacted by Ga. L. 1993, p. 320, § 1; Code 1981, §33-33-8, as redesignated by Ga. L. 1995, p. 629, § 1; Ga. L. 2019, p. 386, § 110/SB 133.)    The 2019 amendment,  effective July 1, 2019, deleted "existing" following "In the event the" near the beginning of subsection (b).   Editor's notes.   - Ga. L. 1995, p. 629, § 1, redesignated former Code Section 33-33-8 as present Code Section 33-33-5.
GA Code § 33-33-9 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 33 - Fair Access to Insurance Requirements|§ 33-33-9. And 33-33-10

 Redesignated as Code Sections 33-33-6 and 33-33-7 by Ga. L. 1995, p. 629, § 1, effective April 18, 1995.   Editor's notes.   - Ga. L. 1995, p. 629, § 1, redesignated former Code Sections 33-33-9 and 33-33-10 as present Code Sections 33-33-6 and 33-33-7, respectively.
GA Code § 33-33-11 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 33 - Fair Access to Insurance Requirements|§ 33-33-11. Termination Date; Outstanding Obligations Unimpaired

 Repealed by Ga. L. 1995, p. 629, § 1, effective April 18, 1995.   Editor's notes.   - This Code section was based on Ga. L. 1970, p. 282, § 10; Ga. L. 1975, p. 22, § 10; Ga. L. 1982, p. 875, §§ 1, 2; Ga. L. 1986, p. 508, § 1; Ga. L. 1990, p. 1283, § 1.
GA Code § 33-34-1 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 34 - Motor Vehicle Accident Reparations|§ 33-34-1. Short Title

 This chapter shall be known and may be cited as the "Georgia Motor Vehicle Accident Reparations Act."    (Code 1981, §33-34-1, enacted by Ga. L. 1991, p. 1608, § 1.12.)   RESEARCH REFERENCES   ALR.   - Automobile liability insurance policy as covering, in the absence of specific exclusion, personal injury to or death of, or loss sustained by, named or additional insured, 15 A.L.R.3d 711.   Validity, construction, and application of "named driver exclusion" in automobile insurance policy, 33 A.L.R.5th 121.   Conflict of laws in determination of coverage under automobile liability insurance policy, 110 A.L.R.5th 465.   Litigating the No-Fault Serious Injury Threshold, 59 Am. Jur. Trials 347.   Representing Automobile Accident Victims, 58 Am. Jur. Trials 283.
GA Code § 33-34-3.1 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 34 - Motor Vehicle Accident Reparations|§ 33-34-3.1. Filing of Rates and Forms; Optional Coverage

  All insurers writing private passenger automobile insurance in this state shall file rates and forms for medical payments coverage for a limit of at least $2,000.00 but may file rates for higher or lower limits. The requirement for filing forms and rates under this subsection shall not be construed as a requirement for the offering or quoting of medical payment coverages to insureds or as authority for the Commissioner to require the offering or quoting of such coverage.   Insurers may offer other optional coverage including combinations of sublimits and interests restricted to named insureds and resident relatives. Insurers may make collision, comprehensive, and loss of use coverages available as separate individual coverages and subject to differing levels of deductibles at the request of the policyholder.   Any rule or regulation promulgated which expands or conflicts with this Code section shall be null and void.     (Code 1981, §33-34-3.1, enacted by Ga. L. 1997, p. 683, § 5; Ga. L. 1998, p. 1064, § 11.)   Law reviews.   - For review of 1998 legislation relating to insurance, see 15 Ga. St. U.L. Rev. 153 (1998).   JUDICIAL DECISIONS   Sublimits permissible.    - Statutory minimum for underinsured motorist (UM) coverage is provided in O.C.G.A. § 33-7-11(a)(1)(A); under O.C.G.A. § 33-34-3.1(b), as long as the mandatory UM minimum is met and optional UM coverage is offered pursuant to the statutory requirements, a combination of sublimits and interests restricted to named insureds and resident relatives contravenes neither the law nor public policy. Crouch v. Federated Mut. Ins. Co., 257 Ga. App. 604, 571 S.E.2d 574 (2002).
GA Code § 33-34-5 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 34 - Motor Vehicle Accident Reparations|§ 33-34-5. Vehicle Not to Be Licensed Until Proof of Insurance Furnished

 Reserved. Repealed by Ga. L. 2003, p. 261, § 7, effective May 28, 2003.   Editor's notes.   - This Code section was based on Code 1981, § 33-34-5, enacted by Ga. L. 1991, p. 1608, § 1.12; Ga. L. 2003, p. 140, § 33.    For present comparable provisions, see O.C.G.A. § 40-2-26.
GA Code § 33-34-6 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 34 - Motor Vehicle Accident Reparations|§ 33-34-6. Selection of Motor Vehicle Repair Facility

  Subject to the provisions of subsection (b) of this Code section, no insurer shall represent to a person making a claim under a motor vehicle insurance policy that the use of or the failure to use a particular repair facility or particular repair facilities may result in the nonpayment of a claim.   No insurer shall require a person making a claim under a motor vehicle insurance policy to use a particular repair facility or particular repair facilitiesin order to settle a claim if the person making the claim can obtain the repair work on the motor vehicle at the same cost from another source.     (Code 1981, §33-34-6, enacted by Ga. L. 1991, p. 1608, § 1.12; Ga. L. 1992, p. 2464, § 2; Ga. L. 1999, p. 834, § 2.)   Law reviews.   - For annual survey of insurance law, see 56 Mercer L. Rev. 253 (2004).   JUDICIAL DECISIONS   No private cause of action.    - Dismissal of an auto repair shop's claim against an insurance company for violation of the Georgia Motor Vehicle Accident Reparations Act, O.C.G.A. § 33-34-1 et seq., was appropriate because there was no private cause of action under O.C.G.A. § 33-34-6. State Farm Mut. Auto. Ins. Co. v. Hernandez Auto Painting & Body Works, 312 Ga. App. 756, 719 S.E.2d 597 (2011).   RESEARCH REFERENCES   ALR.   - What constitutes bad faith on part of insurer rendering it liable for statutory penalty imposed for bad faith in failure to pay, or delay in paying, insured's claim - Particular grounds for denial of claim: risks, causes, and extent of loss, injury, disability, or death, 123 A.L.R.5th 259.
GA Code § 33-34-7 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 34 - Motor Vehicle Accident Reparations|§ 33-34-7. Continuation of Coverage Upon Death of Named Insured or Termination of Marital Relationship

 Upon the death of or termination of the marital relationship of a named insured under a personal lines policy of insurance covering a private passenger motor vehicle, a spouse of said named insured who was covered under said policy of insurance immediately prior to the death or termination of the marital relationship shall upon notice to the insurer or agent of the insurer continue to be covered under said policy for a period of 90 days following such death or termination of marital relationship or until the expiration of the policy term, whichever is shorter.Every personal lines policy of insurance covering a private passenger motor vehicle shall contain a provision providing the coverage required by this Code section; and in the absence of such a provision in such a policy the policy shall be deemed to contain such a provision.    (Code 1981, §33-34-7, enacted by Ga. L. 1991, p. 1608, § 1.12.)   Law reviews.   - For annual survey on insurance, see 61 Mercer L. Rev. 179 (2009).   JUDICIAL DECISIONS    Cited in Green v. State Farm Ins. Cos., 206 Ga. App. 478, 426 S.E.2d 3 (1992).   RESEARCH REFERENCES   ALR.   - What constitutes bad faith on part of insurer rendering it liable for statutory penalty imposed for bad faith in failure to pay, or delay in paying, insured's claim - Particular grounds for denial of claim: risks, causes, and extent of loss, injury, disability, or death, 123 A.L.R.5th 259.
GA Code § 33-34-8 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 34 - Motor Vehicle Accident Reparations|§ 33-34-8. Rules and Regulations

 The Commissioner shall provide by rule or regulation procedures for the expeditious and efficient settlement of first-party property damage claims under personal private passenger motor vehicle policies.Such procedures may include, but shall not be limited to:    Loss of use reimbursements;   Cost of repairs;   Determination of fair market value on total losses;   Use of aftermarket parts;   Time limitations for payments of claims for property damage by insureds; and   Establishment of a panel for arbitration of disputed property damage claims where such claims involve total losses.     (Code 1981, §33-34-8, enacted by Ga. L. 1991, p. 1608, § 1.12.)
GA Code § 33-34-9 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 34 - Motor Vehicle Accident Reparations|§ 33-34-9. Proceeds of Insurance Policy; Limited Access by Insurers to Records

  Notwithstanding any other provision of law, in any claim involving a total loss of a vehicle which is subject to more than one lien, the proceeds of an insurance policy shall be applied to pay in full the debt owed to the senior lienholder before any proceeds of an insurance policy shall be applied to any other lien on the vehicle.   For the purpose of implementing this Code section, at the discretion of the state revenue commissioner, an insurer may be granted access via electronic means to individual motor vehicle records.Any such access shall be in accordance with Code Section 40-3-23, and the Department of Revenue shall establish the application and approval process before allowing any such access.The information provided to an insurer pursuant to this Code section shall be limited to the verification of the vehicle owner's name, vehicle information, and any recorded security interests or liens as shown on the records of the Department of Revenue.     (Code 1981, §33-34-9, enacted by Ga. L. 2002, p. 848, § 1; Ga. L. 2005, p. 334, § 13-2/HB 501.)   Cross references.   - Payment of proceeds of insurance policy where multiple liens on vehicle, § 40-3-61.   OPINIONS OF THE ATTORNEY GENERAL   Access to information in Registration and Title Information System.    - The Department of Revenue is authorized to provide access to the information contained in the Georgia Registration and Title Information System only for the purposes mandated by the Driver's Privacy Protection Act of 1994, 18 U.S.C. § 2721 et seq., or to those state agencies designated in O.C.G.A. §§ 33-34-9,40-2-130(c), and40-3-23(d). 2008 Op. Att'y Gen. No. 2008-2.
GA Code § 33-34A-1 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 34A - Vehicle Protection Product Warranties|§ 33-34A-1. Short Title

 This chapter shall be known and may be cited as the "Georgia Vehicle Protection Product Act."    (Code 1981, §33-34A-1, enacted by Ga. L. 2003, p. 644, § 1.)   Code Commission notes.   - Pursuant to Code Section 28-9-5, in 2003, "chapter" was substituted for "Act".
GA Code § 33-34A-3 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 34A - Vehicle Protection Product Warranties|§ 33-34A-3. Compliance With Chapter; Vehicle Manufacturers Not Required to Comply

  No vehicle protection product may be sold or offered for sale in this state unless the seller, warrantor, and administrator, if any, comply with the provisions of this chapter.   Vehicle protection product warrantors and related vehicle protection product sellers and warranty administrators complying with this chapter are not required to comply with and are not subject to any other provision of this title.   Service contract providers who do not sell vehicle protection products are not subject to the requirements of this chapter and sales of vehicle protection products are exempt from the requirements of Code Section 33-7-6.   Warranties, indemnity agreements, and guarantees that are not provided as a part of a vehicle protection product are not subject to the provisions of this chapter.   Vehicle manufacturers shall not be subject to any of the provisions of this chapter.     (Code 1981, §33-34A-3, enacted by Ga. L. 2003, p. 644, § 1.)
GA Code § 33-34A-4 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 34A - Vehicle Protection Product Warranties|§ 33-34A-4. Representation as Warrantor; Filing of Registration Records; Fees; Renewal of Registration

  A person may not operate as a warrantor or represent to the public that the person is a warrantor unless the person is registered with the department on a form prescribed by the Commissioner.   Warrantor registration records shall be filed annually and shall be updated within 30 days of any change. The registration records shall contain the following information:   The warrantor's name, any fictitious names under which the warrantor does business in this state, principal office address, and telephone number;   The name and address of the warrantor's agent for service of process in this state if other than the warrantor;   The names of the warrantor's executive officer or officers directly responsible for the warrantor's vehicle protection product business;   The name, address, and telephone number of any administrators designated by the warrantor to be responsible for the administration of vehicle protection product warranties in this state;   A copy of the warranty reimbursement insurance policy or policies or other financial information required by Code Section 33-34-5; and   A copy of each warranty the warrantor proposes to use in this state.     The Commissioner may charge each registrant a reasonable fee to offset the cost of processing the registration and maintaining the records in an amount not to exceed $750.00 annually. The information in paragraphs (1) and (2) of subsection (b) of this Code section shall be made available to the public.   If a registrant fails to register by the renewal deadline, the Commissioner shall give him or her written notice of the failure and the registrant will have 30 days to complete the renewal of his or her registration before he or she is suspended from being registered in this state.   An administrator or person who sells or solicits a sale of a vehicle protection product but who is not a warrantor shall not be required to register as a warrantor or be licensed under the insurance laws of this state to sell vehicle protection products.     (Code 1981, §33-34A-4, enacted by Ga. L. 2003, p. 644, § 1.)   Code Commission notes.   - Pursuant to Code Section 28-9-5, in 2003, "this state" was substituted for "the state" in paragraph (b)(1) and "in this state" was substituted for "the state" in paragraph (b)(2).
GA Code § 33-34A-5 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 34A - Vehicle Protection Product Warranties|§ 33-34A-5. Required Warranty Reimbursement Insurance Policy

 No vehicle protection product shall be sold or offered for sale in this state unless the vehicle protection product warrantor is insured under warranty insurance policy meeting the following conditions in order to ensure adequate performance under the warranty:    The warranty reimbursement insurance policy is issued by an insurer authorized to do business in this state and provides that the insurer will pay to, or on behalf of, the warrantor 100 percent of all sums that the warrantor is legally obligated to pay according to the warrantor's contractual obligations under the warrantor's vehicle protection product warranty;   A true and correct copy of the warranty reimbursement insurance policy has been filed with the Commissioner by the warrantor; and   The policy contains the provision required in Code Section 33-34A-6.  No other financial security requirements or financial standards for warrantors shall be required.      (Code 1981, §33-34A-5, enacted by Ga. L. 2003, p. 644, § 1.)