reglab/housing_qa huggingface dataset:
NJ Rev Stat § 39:6A-23 (2021)
2021 New Jersey Revised Statutes|Title 39 - Motor Vehicles and Traffic Regulation|Section 39:6A-23 - Written notice - buyer's guide and coverage selection form

39:6A-23. Written notice - buyer's guide and coverage selection form  Written notice - buyer's guide and coverage selection form. a. No new automobile insurance policy shall be issued on or after the 180th day following the effective date of P.L.1985, c.520, unless the application for the policy is accompanied by a written notice identifying and containing a buyer's guide and coverage selection form. The buyer's guide shall contain a brief description of all available policy coverages and benefit limits, and shall identify which coverages are mandatory and which are optional under State law, as well as all options offered by the insurer.  The buyer's guide shall also contain a statement on the possible coordination of other health benefits coverages with the personal injury protection coverage options, the form and contents of which shall be prescribed by the Commissioner of Insurance.  The coverage selection form shall identify the range of premium rate credit or dollar savings, or both, and shall provide any other information required by the commissioner by regulation.  The applicant shall indicate the options elected on the coverage selection form which shall be signed and returned to the insurer. b. (Deleted by amendment, P.L.1985, c.520.) c. Any notice of renewal of an automobile insurance policy with an effective date subsequent to July 1, 1984, shall be accompanied by a written notice of all policy coverage information required to be provided under subsection a. of this section.  The Commissioner of Insurance shall, within 45 days following the effective date of this act, promulgate standards for the written notice and buyer's guide required to be provided under this section. d. Written notices provided by any insurer writing at least 2% of the New Jersey private passenger automobile market, including the New Jersey Automobile Full Insurance Underwriting Association established pursuant to section 16 of P.L.1983, c.65 (C.17:30E-4), shall also contain a statement advising that if the insured or applicant has any questions concerning his automobile insurance policy, including questions as to coverage or premiums, he may contact his producer, or the company directly, by using a toll free number which shall be set forth in the notice. Written notice shall be given to all insureds of any change in the toll free number.  e. A properly completed and executed coverage selection form shall be prima facie evidence of the named insured's knowing election or rejection of any option. f. Each named insured of an automobile insurance policy shall, at least annually or as otherwise ordered by the commissioner, receive a buyer's guide and coverage selection form. g. On and after January 1, 1991, each buyer's guide and coverage selection form shall be written in plain language. L.1983,c.362,s.17; amended 1985, c.520,s.5; 1988,c.119,s.35; 1990,c.8,s.13.
NJ Rev Stat § 39:6A-23.1 (2021)
2021 New Jersey Revised Statutes|Title 39 - Motor Vehicles and Traffic Regulation|Section 39:6A-23.1 - Comparative premium data

39:6A-23.1. Comparative premium data  Within nine months of the effective date of this 1988 amendatory and supplementary act, the Commissioner of Insurance shall cause to have published a representative sample of the premiums being charged by insurers in each territory to facilitate price comparison by insureds or prospective insureds who are seeking new coverage. The commissioner may act to make comparative premium data available to all insureds and prospective insureds.  L. 1988, c. 119, s. 36.
NJ Rev Stat § 39:6A-24 (2021)
2021 New Jersey Revised Statutes|Title 39 - Motor Vehicles and Traffic Regulation|Section 39:6A-24 - Purpose and intent of act

39:6A-24. Purpose and intent of act  The purpose and intent of this act is to establish an informal system of settling tort claims arising out of automobile accidents in an expeditious, and least costly manner, and to ease the burdens and congestion of the State's courts. L.1983, c. 358, s. 1.
NJ Rev Stat § 39:6A-25 (2021)
2021 New Jersey Revised Statutes|Title 39 - Motor Vehicles and Traffic Regulation|Section 39:6A-25 - Actions to be submitted to arbitration

39:6A-25. Actions to be submitted to arbitration  a. Any cause of action filed in the Superior Court after the operative date of this act, for the recovery of noneconomic loss, as defined in section 2 of P.L.1972, c. 70 (C. 39:6A-2), or the recovery of uncompensated economic loss, other than for damages to property, arising out of the operation, ownership, maintenance or use of an automobile, as defined in that section 2, shall be submitted, except as hereinafter provided, to arbitration by the assignment judge of the court in which the action is filed, if the court determines that the amount in controversy is $15,000.00 or less, exclusive of interest and costs; provided that if the action is for recovery for both noneconomic and economic loss, the controversy shall be submitted to arbitration if the court determines that the amount in controversy for noneconomic loss is $15,000.00 or less, exclusive of interest and costs. b. Notwithstanding that the amount in controversy of an action for noneconomic loss is in excess of $15,000.00, the court may refer the matter to arbitration, if all of the parties to the action consent in writing to arbitration and the court determines that the controversy does not involve novel legal or unduly complex factual issues. No cause of action determined by the court to be, upon proper motion of any party to the controversy, frivolous, insubstantial or without actionable cause shall be submitted to arbitration. The provisions of this section shall not apply to any controversy on which an arbitration decision was rendered prior to the filing of the action. The provisions of this section shall apply to any cause of action, subject to this section, filed prior to the operative date of this act, if a pretrial conference has not been concluded thereon. L.1983, c. 358, s. 2.
NJ Rev Stat § 39:6A-26 (2021)
2021 New Jersey Revised Statutes|Title 39 - Motor Vehicles and Traffic Regulation|Section 39:6A-26 - Tolling statute of limitations

39:6A-26. Tolling statute of limitations  Submission of a controversy to arbitration shall toll the statute of limitations for filing an action until the filing of the arbitration decision in accordance with section 7 of this act. L.1983, c. 358, s. 3.
NJ Rev Stat § 39:6A-27 (2021)
2021 New Jersey Revised Statutes|Title 39 - Motor Vehicles and Traffic Regulation|Section 39:6A-27 - Selection of arbitrators

39:6A-27. Selection of arbitrators  a. The number or selection of arbitrators may be stipulated by mutual consent of all of the parties to the action, which stipulation shall be made in writing prior to or at the time notice is given that the controversy is to be submitted to arbitration. The assignment judge shall approve the arbitrators agreed to by the parties, whether or not the designated arbitrators satisfy the requirements of subsection b. of this section, upon a finding that the designees are qualified and their serving would not prejudice the interest of any of the parties. b. If the parties fail to stipulate the number or names of the arbitrators, the arbitrators shall be selected, in accordance with the rules of court adopted by the Supreme Court of New Jersey, from a list of arbitrators compiled by the assignment judge, to be comprised of retired judges and qualified attorneys in this State with at least seven years negligence experience and recommended by the county or State bar association. L.1983, c. 358, s. 4.
NJ Rev Stat § 39:6A-28 (2021)
2021 New Jersey Revised Statutes|Title 39 - Motor Vehicles and Traffic Regulation|Section 39:6A-28 - Compensation and fees; rules governing offers of judgment

39:6A-28. Compensation and fees; rules governing offers of judgment  Compensation for arbitrators shall be set by the rules of the Supreme Court of New Jersey. The Supreme Court may also establish a schedule of fees for attorneys representing the parties to the dispute and for witnesses in arbitration proceedings. Attorney's fees may exceed these limits upon application made to the assignment judge in accordance with the rules of the court for the purpose of determining a reasonable fee in the light of all the circumstances. The Supreme Court may adopt rules governing offers of judgment by the claimant or defendant prior to the start of arbitration, including the assessment of the costs of arbitration proceedings and attorney's fees, where an offer is made but refused by the other party to the controversy. L.1983, c. 358, s. 5.
NJ Rev Stat § 39:6A-29 (2021)
2021 New Jersey Revised Statutes|Title 39 - Motor Vehicles and Traffic Regulation|Section 39:6A-29 - Subpoenas

39:6A-29. Subpoenas  The arbitrators may, at their initiative or at the request of any party to the arbitration, issue subpenas for the attendance of witnesses and the production of books, records, documents and other evidence. Subpenas shall be served and shall be enforceable in the manner provided by law. L.1983, c. 358, s. 6.
NJ Rev Stat § 39:6A-30 (2021)
2021 New Jersey Revised Statutes|Title 39 - Motor Vehicles and Traffic Regulation|Section 39:6A-30 - Award; decision of arbitrator

39:6A-30. Award; decision of arbitrator  Notwithstanding that a controversy was submitted pursuant to subsection a. of section 2 of this act, the arbitration award for noneconomic loss may exceed $15,000.00. The arbitration decision shall be in writing, and shall set forth the issues in controversy, and the arbitrators' findings and conclusions of law and fact. L.1983, c. 358, s. 7.
NJ Rev Stat § 39:6A-31 (2021)
2021 New Jersey Revised Statutes|Title 39 - Motor Vehicles and Traffic Regulation|Section 39:6A-31 - Confirming arbitration decision

39:6A-31. Confirming arbitration decision  Unless one of the parties to the arbitration petitions the court, within 30 days of the filing of the arbitration decision with the court, a. for a trial de novo, or b. for the modification or vacation of the arbitration decision for any of the reasons set forth in chapter 24 of Title 2A of the New Jersey Statutes, or an error of law or factual inconsistencies in the arbitration findings, the court shall, upon motion of any of the parties, confirm the arbitration decision, and the action of the court shall have the same effect and be enforceable as a judgment in any other action. L.1983, c. 358, s. 8.
NJ Rev Stat § 39:6A-32 (2021)
2021 New Jersey Revised Statutes|Title 39 - Motor Vehicles and Traffic Regulation|Section 39:6A-32 - Trial de novo; fee

39:6A-32. Trial de novo; fee  9. Except in the case of an arbitration decision vacated by the court or offers of judgment made pursuant to court rules, the party petitioning the court for a trial de novo shall pay to the court a trial de novo fee in an amount established pursuant to the Rules of Court, which shall be utilized by the judiciary to pay the costs of arbitration including the fees of the arbitrators.  L.1983,c.358,s.9; amended 1993,c.88,s.1.
NJ Rev Stat § 39:6A-33 (2021)
2021 New Jersey Revised Statutes|Title 39 - Motor Vehicles and Traffic Regulation|Section 39:6A-33 - Admissibility of evidence at trial de novo

39:6A-33. Admissibility of evidence at trial de novo  No statements, admissions or testimony made at the arbitration proceedings, nor the arbitration decision, as confirmed or modified by the court, shall be used or referred to at the trial de novo by any of the parties, except that the court may consider any of those matters in determining the amount of any reduction in assessments made pursuant to section 11 of this act. L.1983, c. 358, s. 10.
NJ Rev Stat § 39:6A-34 (2021)
2021 New Jersey Revised Statutes|Title 39 - Motor Vehicles and Traffic Regulation|Section 39:6A-34 - Assessment of costs for trial de novo

39:6A-34. Assessment of costs for trial de novo  The party having filed for a trial de novo shall be assessed court costs and other reasonable costs of the other party to the judicial proceeding, including attorney's fees, investigation expenses and expenses for expert or other testimony or evidence, which amount shall be, if the party assessed the costs is the one to whom the award is made, offset against any damages awarded to that party by the court, and only to that extent; except that if the judgment is more favorable to the party having filed for a trial de novo, the court may reduce or eliminate the amount of the assessment in accordance with the extent to which the decision of the court is more favorable to that party than the arbitration decision, and as best serves the interest of justice. The court may waive an assessment of costs required by this section upon a finding that the imposition of costs would create a substantial economic hardship as not to be in the interest of justice. L.1983, c. 358, s. 11.
NJ Rev Stat § 39:6A-35 (2021)
2021 New Jersey Revised Statutes|Title 39 - Motor Vehicles and Traffic Regulation|Section 39:6A-35 - Rules; report

39:6A-35. Rules; report  The Supreme Court of New Jersey shall adopt rules of court appropriate or necessary to effectuate the purpose of this act. The Administrative Office of the Courts shall not later than March 1 of each year file with the Governor and Legislature a report on the impact of the implementation of this act on automobile insurance settlement practices and costs, and on court calendars and workload. L.1983, c. 358, s. 12.
NJ Rev Stat § 39:6B-1 (2021)
2021 New Jersey Revised Statutes|Title 39 - Motor Vehicles and Traffic Regulation|Section 39:6B-1 - Maintenance of motor vehicle liability insurance coverage.

39:6B-1 Maintenance of motor vehicle liability insurance coverage.  1. a. Every owner or registered owner of a motor vehicle registered or principally garaged in this State shall maintain motor vehicle liability insurance coverage, under provisions approved by the Commissioner of Banking and Insurance, insuring against loss resulting from liability imposed by law for bodily injury, death and property damage sustained by any person arising out of the ownership, maintenance, operation or use of a motor vehicle wherein such coverage shall be at least in: (1) an amount or limit of $15,000.00, exclusive of interest and costs, on account of injury to, or death of, one person, in any one accident; and (2) an amount or limit, subject to such limit for any one person so injured or killed, of $30,000.00, exclusive of interest and costs, on account of injury to or death of, more than one person, in any one accident; and (3) an amount or limit of $5,000.00, exclusive of interest and costs, for damage to property in any one accident. b. Notwithstanding the provisions of subsection a. of this section, an owner or registered owner of an automobile, as defined in section 2 of P.L.1972, c.70 (C.39:6A-2), registered or primarily garaged in the State may satisfy the requirements of subsection a. of this section by maintaining a basic automobile insurance policy containing coverages provided pursuant to subsections a. and b. of section 4 of P.L.1998, c.21 (C.39:6A-3.1). c. Notwithstanding the provisions of subsection a. of this section, an owner or registered owner of an automobile, as defined in section 2 of P.L.1972, c.70 (C.39:6A-2), registered or primarily garaged in the State may satisfy the requirements of subsection a. of this section by maintaining a special automobile insurance policy containing coverages provided pursuant to subsection b. of section 45 of P.L.2003, c.89 (C.39:6A-3.3). L.1972,c.197,s.1; amended 1998, c.21, s.20; 2003, c.89, s.60.
NJ Rev Stat § 39:6B-2 (2021)
2021 New Jersey Revised Statutes|Title 39 - Motor Vehicles and Traffic Regulation|Section 39:6B-2 - Penalties.

39:6B-2 Penalties.  2. An owner or registrant of a motor vehicle registered or principally garaged in this State who operates or causes to be operated a motor vehicle upon any public road or highway in this State without motor vehicle liability insurance coverage required by P.L.1972, c.197 (C.39:6B-1 et seq.), and an operator who operates or causes a motor vehicle to be operated and who knows or should know from the attendant circumstances that the motor vehicle is without motor vehicle liability insurance coverage required by P.L.1972, c.197 (C.39:6B-1 et seq.) shall be subject, for the first offense, to a fine of not less than $300 nor more than $1,000 and a period of community service to be determined by the court. The court, in its discretion, also may suspend the person's right to operate a motor vehicle over the highways of this State for a period of up to one year from the date of conviction; provided, however, the period of license suspension may be reduced or eliminated if the person provides the court with satisfactory proof of motor vehicle liability insurance at the time of the hearing. Upon subsequent conviction, the person shall be subject to a fine of up to $5,000 and shall be subject to imprisonment for a term of 14 days and shall be ordered by the court to perform community service for a period of 30 days, which shall be of a form and on terms as the court shall deem appropriate under the circumstances, and the court, in its discretion, may suspend the person's right to operate a motor vehicle over the highways of this State for a period of up to two years from the date of the conviction. In deciding the duration of any suspension of the person's right to operate a motor vehicle pursuant to this section, the court shall consider the circumstances of the violation and whether the loss of driving privileges will result in extreme hardship and alternative means of transportation are not readily available. After the expiration of the suspension, the person may make application to the Chief Administrator of the New Jersey Motor Vehicle Commission for a license to operate a motor vehicle, which application may be granted at the discretion of the chief administrator. The chief administrator's discretion shall be based upon an assessment of the likelihood that the individual will operate or cause a motor vehicle to be operated in the future without the insurance coverage required by this act. A complaint for violation of this act may be made to a municipal court at any time within six months after the date of the alleged offense. Failure to produce at the time of trial an insurance identification card or an insurance policy which was in force for the time of operation for which the offense is charged creates a rebuttable presumption that the person was uninsured when charged with a violation of this section. L.1972, c.197, s.2; amended 1983, c.141, s.1; 1987, c.46; 1988, c.156, s.15; 1990, c.8, s.49; 1997, c.151, s.12; 2013, c.237; 2019, c.276, s.17.
NJ Rev Stat § 39:6B-3 (2021)
2021 New Jersey Revised Statutes|Title 39 - Motor Vehicles and Traffic Regulation|Section 39:6B-3 - Uninsured Motorist Prevention Fund.

39:6B-3 Uninsured Motorist Prevention Fund.  2. The Uninsured Motorist Prevention Fund (hereinafter referred to as the "fund") is established as a nonlapsing, revolving fund into which shall be deposited all revenues from the fines imposed pursuant to section 2 of P.L.1972, c.197 (C.39:6B-2) and $25 from each fine imposed pursuant to R.S.39:3-29. Interest received on moneys in the fund shall be credited to the fund. The fund shall be administered by the New Jersey Motor Vehicle Commission. Moneys in the fund shall be allocated and used for the purpose of the administrative expenses of the fund and enforcement of the compulsory motor vehicle insurance law, P.L.1972, c.197 (C.39:6B-1 et seq.) by the New Jersey Motor Vehicle Commission. L.1983,c.141,s.2; amended 2003, c.89, s.80.
NJ Rev Stat § 39:7-1 (2021)
2021 New Jersey Revised Statutes|Title 39 - Motor Vehicles and Traffic Regulation|Section 39:7-1 - Construction of chapter

39:7-1. Construction of chapter  This chapter shall be construed as extending the right and manner of service of process upon nonresidents, and not as limiting any other lawful manner for such service.
NJ Rev Stat § 39:7-2.1 (2021)
2021 New Jersey Revised Statutes|Title 39 - Motor Vehicles and Traffic Regulation|Section 39:7-2.1 - Director as agent for service of process of residents who become nonresidents; effect of service

39:7-2.1. Director as agent for service of process of residents who become nonresidents; effect of service  1. Any resident of this State who shall drive a motor vehicle, or cause a motor vehicle to be driven in this State, whether or not such motor vehicle is registered under the laws of this State and whether or not such person or the driver of such motor vehicle is licensed to drive a motor vehicle upon the highways of this State, shall by the operation of such motor vehicle, or by causing the same to be operated, within this State, make and constitute the Director of the Division of Motor Vehicles in the Department of Law and Public Safety his agent for the acceptance of process, in any civil action or proceeding, issuing out of the Superior Court or other court of civil jurisdiction of this State against him by reason of an accident or collision in this State in which such motor vehicle, while so driven or caused to be driven, shall be involved if, and in case, such person shall cease to be a resident of this State and service of such process upon him within this State cannot be made by reason of his nonresidence. The operating or causing to be operated of any such motor vehicle within this State shall be his signification of the agreement of such person operating the same or the person for whom such motor vehicle is operated of his agreement that any such process against him which is so served after he becomes a nonresident of this State shall be of the same legal force and validity as if served upon him personally in accordance with law within this State. The agreement that the Director of the Division of Motor Vehicles in the Department of Law and Public Safety shall be constituted the agent, of a resident operator or owner of a motor vehicle who becomes a nonresident, which is involved in any accident in this State, for the acceptance of process in any such action or proceeding, shall be irrevocable and binding upon the executor or administrator of such operator or owner, whether appointed within or without the State, and service of process shall be made upon the said executor or administrator of any such operator or owner dying prior to the commencement of such action or proceeding in the same manner and on the same notice as herein provided for service of process upon such operator or owner, and any such action or proceeding, duly commenced by service upon such an operator or owner under the provisions of this act, who shall die thereafter during the pendency of such action or proceeding, shall be continued against his said executor or administrator by the court in which the same is pending, upon such application and notice as the court shall prescribe.  L.1954,c.61,s.1; amended 1963,c.163,c.1; 1971,c.104,s.3; 1991,c.91,s.374.
NJ Rev Stat § 39:7-2.2 (2021)
2021 New Jersey Revised Statutes|Title 39 - Motor Vehicles and Traffic Regulation|Section 39:7-2.2 - Manner of service; notice; fees

39:7-2.2. Manner of service; notice; fees  Service of process shall be made, and notice thereof shall be given, under this act in the same manner and with the same effect, the same fees shall be chargeable and payable, continuance may be ordered and the same records shall be kept, as is provided in the act to which this act is a supplement. L.1954, c. 61, p. 413, s. 2.
NJ Rev Stat § 39:7-4 (2021)
2021 New Jersey Revised Statutes|Title 39 - Motor Vehicles and Traffic Regulation|Section 39:7-4 - Continuances to permit defendant to defend

39:7-4. Continuances to permit defendant to defend  The court in which an action against a chauffeur, operator or owner mentioned in section 39:7-2 of this title is pending may order such continuances as may be necessary to afford the defendant reasonable opportunity to defend the action.