NY Pks, Rec & Hist Pres L § 25.13 (2021)
2021 New York Laws PAR - Parks, recreation and historic preservation Title D - Snowmobiles Article 25 - Control Provisions 25.13 - Liability Insurance.

§  25.13  Liability insurance. 1. A snowmobile which shall be operated   on the roadway or shoulder of a highway or on property which  is  owned,   leased  or held in easement by a person other than the owner or operator   of the snowmobile, shall be covered by a policy of  insurance,  in  such   language  and  form  as  shall  be  determined  and  established  by the   superintendent of financial services, issued  by  an  insurance  carrier   authorized  to  do  business  in  this  state. Such policy shall provide   coverage for any one person sustaining bodily injuries or the  death  of   one  person  in  any one accident in the amount of at least ten thousand   dollars, and, subject to said limit of one person, in the amount  of  at   least  twenty  thousand  dollars because of bodily injury to or death of   two or more persons in any one accident, and in an amount  of  at  least   five thousand dollars because of injury to or destruction of property of   others  in  any  one  accident,  for  damages  arising  out of negligent   operation of said snowmobile. In lieu  of  such  insurance  coverage  as   hereinabove  provided,  the  commissioner,  in  his  discretion and upon   application of a governmental agency having registered in its  name  one   or more snowmobiles, may waive the requirement of insurance by a private   insurance  carrier and issue a certificate of self-insurance, when he is   satisfied that  such  governmental  agency  is  possessed  of  financial   ability  to respond to judgments obtained against it, arising out of the   ownership, use or operation of such  snowmobile.  The  commissioner  may   also  waive  the requirement of insurance by a private insurance carrier   and issue a certificate of self-insurance upon application of any person   or any other corporation, having registered in its  name,  one  or  more   snowmobiles,   and   furnishing   of   proof   that   a  certificate  of   self-insurance has been issued and is in effect by the  commissioner  of   motor  vehicles,  pursuant  to  the  provisions of section three hundred   sixteen of the vehicle and traffic law.2. Proof of insurance as required by this section  shall  be  produced   and  displayed  by  the  owner  or  operator of such snowmobile upon the   request of any magistrate or any person having authority to enforce  the   provisions  of  this chapter. The failure to produce such proof upon the   request of any such  person  shall  not  be  an  offense  but  shall  be   presumptive  evidence  that  the  snowmobile  is  being operated without   having such insurance in force and effect.3. Proof of insurance as required by this section  shall  be  produced   and  displayed by the owner or operator of such snowmobile to any person   who has suffered or claims to have suffered either  personal  injury  or   property  damage  as a result of the operation of such snowmobile by the   owner or operator, if such insurance coverage  was  required  under  the   circumstances  of  such operation. It shall be an affirmative defense to   any prosecution for a violation of this subdivision that such proof  was   so produced or displayed within twenty-four hours of receiving notice of   such injury or damage, or the claim of such injury or damage.4.  No  owner  of  a snowmobile shall operate or permit the same to be   operated upon the shoulders and roadways  of  highways  or  on  property   which  is  owned,  leased or held in easement by a person other than the   owner or operator of the snowmobile, without having in  full  force  and   effect the liability insurance coverage required by this section, and no   person  shall  operate  a  snowmobile upon the shoulders and roadways of   highways or on property which is owned, leased or held in easement by  a   person  other  than  the  owner  or  operator  of  the  snowmobile, with   knowledge that such insurance is not in full force and effect.