reglab/housing_qa huggingface dataset:
NJ Rev Stat § 17B:35-3 (2021)
2021 New Jersey Revised Statutes|Title 17B - Insurance|Section 17B:35-3 - Form of insurance document, rate or filing lawfully used prior to effective date of act; continuance of use and effectiveness

17B:35-3. Form of insurance document, rate or filing lawfully used prior to effective date of act; continuance of use and effectiveness  Every form of insurance document and every rate or other filing lawfully in use immediately prior to the effective date of this act may continue to be so used or be effective until the commissioner otherwise prescribes pursuant to this act; except, that before expiration of one year from and after such effective date neither this act nor the commissioner shall prohibit the use of any such document, rate, or filing because of any power, prohibition, or requirement contained in this act which did not exist under laws in force immediately prior to such effective date, unless expressly otherwise provided in this act. L.1971, c. 144, s. 17B:35-3.
NJ Rev Stat § 17B:35-4 (2021)
2021 New Jersey Revised Statutes|Title 17B - Insurance|Section 17B:35-4 - Deposits in compliance with condition precedent to or in connection with certificate of authority prior to effective date of act; use for similar purposes

17B:35-4. Deposits in compliance with condition precedent to or in connection with certificate of authority prior to effective date of act; use for similar purposes  Any deposit made in this State under any law repealed herein, with or through the Department of Insurance or the commissioner, or by any insurer in compliance with a condition precedent to or in connection with its certificate of authority to transact insurance in this State, and so on deposit immediately prior to the effective date of this act, shall be given full recognition as fulfillment, to the extent of such deposit, or any deposit so required for similar purposes under this act. The deposit shall hereafter be held for the purpose applicable thereto as specified in this act, and shall be subject in all respects to the provisions of this act applicable to similar deposits newly made under this act. L.1971, c. 144, s. 17B:35-4.
NJ Rev Stat § 17B:35-5 (2021)
2021 New Jersey Revised Statutes|Title 17B - Insurance|Section 17B:35-5 - References to repealed provisions as references to provisions of this act

17B:35-5. References to repealed provisions as references to provisions of this act  Any laws of New Jersey, other than this act, remaining in force after the effective date of this act which refer to certain provisions of law repealed under this act, shall be deemed to refer to those provisions of this act which are in substance the same or substantially the same as such repealed provisions. L.1971, c. 144, s. 17B:35-5.
NJ Rev Stat § 17B:35-6 (2021)
2021 New Jersey Revised Statutes|Title 17B - Insurance|Section 17B:35-6 - Impairment or effect on acts, offenses, rights, penalties, etc., prior to effective date of act

17B:35-6. Impairment or effect on acts, offenses, rights, penalties, etc., prior to effective date of act  This act shall not impair or affect any act done, offense committed, or right accruing, accrued, or acquired, or liability, penalty, forfeiture or punishment incurred, prior to the time this act takes effect, but the same may be enjoyed, asserted, enforced, prosecuted or inflicted, as fully and to the same extent as if this act had not been passed. L.1971, c. 144, s. 17B:35-6.
NJ Rev Stat § 17B:35-7 (2021)
2021 New Jersey Revised Statutes|Title 17B - Insurance|Section 17B:35-7 - Insurer organized under any repealed act; continuance of existence and rights

17B:35-7. Insurer organized under any repealed act; continuance of existence and rights  The repeal by this code of the whole or any part of any act under which there was organized any insurer in existence on the effective date of this code shall not work a dissolution of such insurer, but the existence of such insurer and the tenure of its officers and directors shall be preserved and such insurer, its officers, directors and policyholders shall have the same rights and shall be subject to the same limitations, restrictions, liabilities and penalties as those prescribed by this code for insurers organized under this code, their officers, directors and policyholders. L.1971, c. 144, s. 17B:35-7.
NJ Rev Stat § 17B:36-1 (2021)
2021 New Jersey Revised Statutes|Title 17B - Insurance|Section 17B:36-1 - Sections and acts saved from repeal

17B:36-1. Sections and acts saved from repeal  The following sections, acts, and parts of acts, together with all amendments and supplements thereto, are saved from repeal. a. The following sections of the Revised Statutes are saved from repeal: 17:17-13. 17:18-2. 17:20-5. 17:21-3. 17:24-1, 17:24-3, 17:24-5 through 17:24-12, both inclusive. 17:28-2. 17:29-7, 17:29-10 through 17:29-12, both inclusive. 17:32-4, 17:32-5, 17:32-8, 17:32-9, 17:32-10, 17:32-13. b. The following acts are saved from repeal: P.L.1951, Chapter 206 (C. 17:17-14). P.L.1938, Chapter 289, s.s. 6, 7, 8 (C. 17:18-13, 17:18-14, 17:18-15). P.L.1966, Chapter 50 (C. 17:22-6.2a). P.L.1944, Chapter 175, s.s. 5, 15, 18, 19, 22, 23, 26, 27, 28 (C. 17:22-6.5, 17:22-6.15, 17:22-6.18, 17:22-6.19, 17:22-6.22, 17:22-6.23, 17:22-6.26, 17:22-6.27, 17:22-6.28). P.L.1948, Chapter 462 (C. 17:22-6.35 and C. 17:22-6.36). P.L.1960, Chapter 32, s.s. 6-33, both inclusive, 1, 2 (C. 17:22-6.40 to 17:22-6.67, both inclusive, 17:22-6.68 and 17:22-6.69). P.L.1967, Chapter 201, s.s. 9, 10 (C. 17:24-25, 17:24-26). P.L.1938, Chapter 259 (C. 17:27-5A). P.L.1968, Chapter 385 (C. 17:28-1.1, 17:28-1.2). P.L.1939, Chapter 74 (C. 17:28-4 through 17:28-7, both inclusive). P.L.1950, Chapter 271, s. 2 (C. 17:28A-3). P.L.1947, Chapter 379, s. 14 (C. 17:29B-14). P.L.1968, Chapter 234, s. 7 (C. 17:32-22). P.L.1968, Chapter 318, s. 14 (C. 17:35B-14). P.L.1959, Chapter 168 (C. 17:38-1.1 and 17:38-1.2). P.L.1951, Chapter 237, s. 13 (C. 17:38-13.12). P.L.1970, Chapter 22 (C. 17:27A-1 to C. 17:27A-14, both inclusive). L.1971, c. 144, s. 17B:36-1.
NJ Rev Stat § 17B:36-2 (2021)
2021 New Jersey Revised Statutes|Title 17B - Insurance|Section 17B:36-2 - Sections and acts repealed

17B:36-2. Sections and acts repealed  The following sections, acts, and parts of acts, together with all amendments and supplements thereto, are hereby repealed. a. The following sections of the Revised Statutes are repealed entirely: 17:24-4. 17:34-4 through 17:34-6, both inclusive; 17:34-8 through 17:34-17, both inclusive; 17:34-19 through 17:34-21, both inclusive. 17:34-22. 17:34-23 through 17:34-25.1, both inclusive. 17:34-26 and 17:34-27. 17:34-31 and 17:34-32. 17:34-33 through 17:34-43, both inclusive. 17:34-44 through 17:34-48, both inclusive. 17:38-1. b. The following acts are repealed entirely: P.L.1944, Chapter 175, s. 24 (C. 17:22-6.24). P.L.1949, Chapter 248, s. 3 (C. 17:24-15). P.L.1967, Chapter 201, s.s. 1 through 8, both inclusive, and 11 (C. 17:24-17 through C. 17:24-24, both inclusive, and C. 17:24-27). P.L.1950, Chapter 276 (C. 17:28A-1). P.L.1950, Chapter 271, s. 1 (C. 17:28A-2). P.L.1943, Chapter 15 (C. 17:34-3.2 through C. 17:34-3.10, both inclusive). P.L.1949, Chapter 198, s. 2 (C. 17:34-3.11). P.L.1953, Chapter 156 (C. 17:34-3.12 through C. 17:34-3.22, both inclusive). P.L.1943, Chapter 148, s.s. 1 and 2 (C. 17:34-21.1 and C. 17:34-25.2). P.L.1946, Chapter 119 (C. 17:34-22.1). P.L.1957, Chapter 62, s. 3 (C. 17:34-25.3). P.L.1950, Chapter 301, s. 3 (C.17:34-32.2). P.L.1969, Chapter 97 (C. 17:34-32.3). P.L.1940, Chapter 208, s.s. 1 through 5, both inclusive, and 7 (C. 17:34-43.1 through C. 17:34-43.5 and C. 17:34-43.7). P.L.1946, Chapter 154 (C. 17:34-49, C. 17:34-50 through C. 17:34-58). P.L.1961, Chapter 82, s. 82 (C. 17:34-49.1). P.L.1959, Chapter 122, s.s. 1 through 5 (C. 17:35A-1 through C. 17:35A-5). P.L.1959, Chapter 123 (C. 17:35A-6 through C. 17:35A-13). P.L.1968, Chapter 318, s.s. 1 through 13 (C. 17:35B-1 through C. 17:35B-13). P.L.1951, Chapter 237, s.s. 2 through 4, 6 through 12 (C. 17:38-13.1 through C. 17:38-13.3, both inclusive, C. 17:38-13.5 through C. 17:38-13.11, both inclusive). P.L.1967, Chapter 33 (C. 17:38-13.13). P.L.1939, Chapter 305, s.s. 1, 2, 4, 5, 6 and 7 (C. 17:38-14, C. 17:38-15, C. 17:38-17 through C. 17:38-20). P.L.1967, Chapter 35 (C. 17:38-20.1). P.L.1967, Chapter 276 (C. 17:38-20.2). P.L.1958, Chapter 169 (C. 17:38A-1 through C. 17:38A-15). P.L.1949, Chapter 156 (C. 17:18-12.1). L.1971, c. 144, s. 17B:36-2.
NJ Rev Stat § 17B:36-4 (2021)
2021 New Jersey Revised Statutes|Title 17B - Insurance|Section 17B:36-4 - Effective date

17B:36-4. Effective date  Except as otherwise expressly provided this act shall take effect January 1, 1972. L.1971, c. 144, s. 17B:36-4.
NJ Rev Stat § 17B:37-1 (2021)
2021 New Jersey Revised Statutes|Title 17B - Insurance|Section 17B:37-1 - Short title, findings, declarations.

17B:37-1 Short title, findings, declarations.  1. a. This act shall be known and may be cited as the "Interstate Insurance Product Regulation Compact." b. The Legislature finds and declares that the purposes of this act, through means of joint and cooperative action among the compacting states, are to: (1) promote and protect the interests of consumers of individual and group annuity, life insurance, disability income, and long-term care insurance products; (2) develop uniform standards for insurance products covered under this act; (3) establish a central clearinghouse to receive and provide prompt review of insurance products covered under the compact and, in certain cases, advertisements related thereto, submitted by insurers authorized to do business in one or more compacting states; (4) give appropriate regulatory approval to those product filings and advertisements satisfying the applicable uniform standard; (5) improve coordination of regulatory resources and expertise between state insurance departments regarding the setting of uniform standards and the review of insurance products covered under the compact; (6) create the Interstate Insurance Product Regulation Commission; and (7) perform these and any other related functions as may be consistent with the State's regulation of the business of insurance. L.2010, c.120, s.1.
NJ Rev Stat § 17B:37-3 (2021)
2021 New Jersey Revised Statutes|Title 17B - Insurance|Section 17B:37-3 - "Interstate Insurance Product Regulation Commission."

17B:37-3 "Interstate Insurance Product Regulation Commission."  3. a. The compacting states hereby create and establish a joint public agency known as the "Interstate Insurance Product Regulation Commission." Pursuant to section 4 of this act, the commission shall develop uniform standards for product lines, receive and provide prompt review of products filed therewith, and give approval to those product filings satisfying applicable uniform standards; however, it is not intended for the commission to be the exclusive entity for receipt and review of insurance product filings. Nothing in this act shall prohibit an insurer from filing its product in any state in which the insurer is licensed to conduct the business of insurance, which filing shall be subject to the laws of the state where filed. b. The commission is a body corporate and politic, and an instrumentality of the compacting states. c. The commission is solely responsible for its liabilities except as otherwise specifically provided in this act. d. Venue is proper and judicial proceedings by or against the commission shall be brought solely and exclusively in a court of competent jurisdiction where the principal office of the commission is located. L.2010, c.120, s.3.
NJ Rev Stat § 17B:37-6 (2021)
2021 New Jersey Revised Statutes|Title 17B - Insurance|Section 17B:37-6 - Meetings, actions.

17B:37-6 Meetings, actions.  6. a. The commission shall meet and take those actions consistent with the provisions of this act and the bylaws. b. Each member of the commission shall have the right and power to cast a vote to which that compacting state is entitled, and to participate in the business and affairs of the commission. A member shall vote in person or by other means as provided in the bylaws. The bylaws may provide for members' participation in meetings by telephone or other means of communication. c. The commission shall meet at least once during each calendar year. Additional meetings shall be held as set forth in the bylaws. L.2010, c.120, s.6.
NJ Rev Stat § 17B:37-9 (2021)
2021 New Jersey Revised Statutes|Title 17B - Insurance|Section 17B:37-9 - Resolution of disputes, issues subject to compact.

17B:37-9 Resolution of disputes, issues subject to compact.  9. The commission shall attempt, upon the request of a member, to resolve any disputes or other issues that are subject to the compact and which may arise between two or more compacting states, or between compacting states and non-compacting states, and the commission shall promulgate an operating procedure providing for resolution of those disputes. L.2010, c.120, s.9.
NJ Rev Stat § 17B:37-10 (2021)
2021 New Jersey Revised Statutes|Title 17B - Insurance|Section 17B:37-10 - Approval process for product.

17B:37-10 Approval process for product.  10. a. Insurers and third party filers seeking to have a product approved by the commission shall file the product with, and pay applicable filing fees to, the commission. Nothing in this act shall be construed to restrict or otherwise prevent an insurer from filing its product with the insurance department in any state wherein the insurer is licensed to conduct the business of insurance, and that filing shall be subject to the laws of the states where filed. b. The commission shall establish appropriate filing and review processes and procedures pursuant to commission rules and operating procedures. Notwithstanding any provision in this act to the contrary, the commission shall promulgate rules to establish conditions and procedures under which the commission will provide public access to product filing information. In establishing these rules, the commission shall consider the interests of the public in having access to that information, as well as protection of personal medical and financial information and trade secrets, which may be contained in a product filing or supporting information. c. Any product approved by the commission may be sold or otherwise issued in those compacting states for which the insurer is legally authorized to do business. L.2010, c.120, s.10.
NJ Rev Stat § 17B:37-11 (2021)
2021 New Jersey Revised Statutes|Title 17B - Insurance|Section 17B:37-11 - Disapproved product or advertisement; appeal.

17B:37-11 Disapproved product or advertisement; appeal.  11. a. Not later than 30 days after the commission has given notice of a disapproved product or advertisement filed with the commission, the insurer or third party filer whose filing was disapproved may appeal the determination to a review panel appointed by the commission. The commission shall promulgate rules to establish procedures for appointing those review panels and provide for notice and hearing. An allegation that the commission, in disapproving a product or advertisement filed with the commission, acted arbitrarily, capriciously, or in a manner that is an abuse of discretion or otherwise not in accordance with the law, is subject to judicial review in accordance with subsection d. of section 3 of this act. b. The commission shall have the authority to monitor, review, and reconsider products and advertisements subsequent to their filing or approval upon a finding that the product does not meet the relevant uniform standard. Where appropriate, the commission may withdraw or modify its approval after proper notice and hearing, subject to the appeal process pursuant to subsection a. of this section. L.2010, c.120, s.11.
NJ Rev Stat § 17B:37-12 (2021)
2021 New Jersey Revised Statutes|Title 17B - Insurance|Section 17B:37-12 - Payment of reasonable expenses of establishment, organization.

17B:37-12 Payment of reasonable expenses of establishment, organization.  12. a. The commission shall pay or provide for the payment of the reasonable expenses of its establishment and organization. To fund the cost of its initial operations, the commission may accept contributions and other forms of funding from the NAIC, compacting states, and other sources. Contributions and other forms of funding from other sources shall be of a nature that the independence of the commission concerning the performance of its duties shall not be compromised. b. The commission shall collect a filing fee from each insurer and third party filer filing a product with the commission to cover the cost of the operations and activities of the commission and its staff in a total amount sufficient to cover the commission's annual budget. c. The commission's budget for a fiscal year shall not be approved until it has been subject to notice and comment as set forth in section 7 of this act. d. The commission shall be exempt from all taxation in and by the compacting states. e. The commission shall not pledge the credit of any compacting state, except by and with the appropriate legal authority of that compacting state. f. The commission shall keep complete and accurate accounts of all its internal receipts, including grants and donations, and disbursements of all funds under its control. The internal financial accounts of the commission shall be subject to the accounting procedures established under its bylaws. The financial accounts and reports, including the system of internal controls and procedures of the commission, shall be audited annually by an independent certified public accountant. Upon the determination of the commission, but no less frequently than every three years, the review of the independent auditor shall include a management and performance audit of the commission. The commission shall make an annual report to the governor and legislature of the compacting states, which shall include a report of the independent audit. The commission's internal accounts shall not be confidential and may be shared with the commissioner of any compacting state upon request, except that any work papers related to any internal or independent audit and any information regarding the privacy of individuals and insurers' proprietary information, including trade secrets, shall remain confidential. g. No compacting state shall have any claim to or ownership of any property held by or vested in the commission, or to any commission funds held pursuant to the provisions of this act. L.2010, c.120, s.12.
NJ Rev Stat § 17B:37-13 (2021)
2021 New Jersey Revised Statutes|Title 17B - Insurance|Section 17B:37-13 - Eligibility of states to join compact.

17B:37-13 Eligibility of states to join compact.  13. a. Any state is eligible to become a compacting state. b. The compact shall become effective and binding upon legislative enactment of the compact into law by two compacting states; however, the commission shall become effective for purposes of adopting uniform standards for, reviewing, and giving approval or disapproval of, products filed with the commission that satisfy applicable uniform standards only after 26 states are compacting states or, alternatively, by states representing greater than 40% of the premium volume for life insurance, annuity, disability income, and long-term care insurance products, based on records of the NAIC for the prior year. Thereafter, the compact shall become effective and binding as to any other compacting state upon enactment of the compact into law by that state. c. Amendments to the compact may be proposed by the commission for enactment by the compacting states. No amendment shall become effective and binding upon the commission and the compacting states unless all compacting states enact the amendment into law. L.2010, c.120, s.13.
NJ Rev Stat § 17B:37-15 (2021)
2021 New Jersey Revised Statutes|Title 17B - Insurance|Section 17B:37-15 - Severability; liberal construction.

17B:37-15 Severability; liberal construction.  15. a. The provisions of this act shall be severable; and if any phrase, clause, sentence, or provision is deemed unenforceable, the remaining provisions of this act shall be enforceable. b. The provisions of this act shall be liberally construed to effectuate its purposes. L.2010, c.120, s.15.
NJ Rev Stat § 17B:37-16 (2021)
2021 New Jersey Revised Statutes|Title 17B - Insurance|Section 17B:37-16 - Enforcement of laws of compacting state unaffected.

17B:37-16 Enforcement of laws of compacting state unaffected.  16. a. (1) Nothing herein shall prevent the enforcement of any other law of a compacting state, except as provided in subsection b. of this section. (2) For any product approved or certified by the commission, the rules, uniform standards, and any other requirements of the commission shall constitute the exclusive provisions applicable to the content, approval, and certification of that product. For any advertisement that is subject to the commission's authority, any rule, uniform standard, or other requirement of the commission which governs the content of the advertisement shall constitute the exclusive provision that a commissioner may apply to the content of the advertisement. Notwithstanding the foregoing, no action taken by the commission shall abrogate or restrict: (a) the access of any person to state courts; (b) remedies available under state law related to breach of contract, tort, or other laws not specifically directed to the content of the product; (c) state law relating to the construction of insurance contracts; or (d) the authority of the attorney general of the state, including, but not limited to, maintaining any actions or proceedings, as authorized by law. (3) All insurance products filed with individual states shall be subject to the laws of those states. b. (1) All lawful actions of the commission, including all rules and operating procedures promulgated by the commission, are binding upon the compacting states. (2) All agreements between the commission and the compacting states are binding in accordance with their terms. (3) Upon the request of a party to a conflict over the meaning or interpretation of commission actions, and upon a majority vote of the compacting states, the commission may issue advisory opinions regarding the meaning or interpretation in dispute. (4) In the event any provision of the compact exceeds the constitutional limits imposed on the legislature of any compacting state, the obligations, duties, powers, or jurisdiction sought to be conferred by that provision upon the commission shall be ineffective as to that compacting state, and those obligations, duties, powers, or jurisdiction shall remain in the compacting state and shall be exercised by the agency thereof to which those obligations, duties, powers, or jurisdiction are delegated by law in effect at the time the compact becomes effective. L.2010, c.120, s.16.
NJ Rev Stat § 17B:37-17 (2021)
2021 New Jersey Revised Statutes|Title 17B - Insurance|Section 17B:37-17 - Report to Legislature.

17B:37-17 Report to Legislature.  17. The Commissioner of Banking and Insurance shall report to the Legislature, as provided pursuant to section 2 of P.L.1991, c.164 (C.52:14-19.1), within one year of the effective date of this act or within one year of the operational date of the compact for the long-term care insurance products, whichever is later, the commissioner's non-binding recommendation as to whether the State should participate in the compact with respect to all uniform standards involving long-term care insurance products under the compact. L.2010, c.120, s.17.