reglab/housing_qa huggingface dataset:
NH Rev Stat § 359-D:3 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-D - Credit Services Organizations|Section 359-D:3 - Prohibited Practices.

    359-D:3 Prohibited Practices. –||A credit services organization, its salespersons, agents, and representatives, shall not:||I. Charge or receive any money or other valuable consideration prior to the full and complete performance of the services which the credit services organization has agreed to perform for the buyer, unless the credit services organization has, in conformity to RSA 359-D:8, either obtained a surety bond issued by a surety company admitted to do business in this state or established a trust account at a federally insured bank or savings and loan association located in this state. If a credit services organization is in compliance, the salespersons, agents, and representatives who sell the services of such organization shall not be required to obtain the surety bond or establish the trust account provided for by this chapter.||II. Charge or receive any money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer, if the credit which is or will be extended to the buyer is upon substantially the same terms as those available to the general public.||III. Make, or counsel or advise any buyer to make, any statement which is untrue or misleading and which is known, or which by the exercise or reasonable care should be known, to be untrue or misleading, to a consumer credit reporting agency or to any person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit, with respect to a buyer's credit worthiness, credit standing, or credit capacity.||IV. Make or use any untrue or misleading representations in the offer or sale of the services of a credit services organization or engage, directly or indirectly, in any act, practice, or course of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale of the services of a credit services organization.|||Source. 1988, 24:2, eff. Jan. 1, 1989.|
NH Rev Stat § 359-D:4 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-D - Credit Services Organizations|Section 359-D:4 - Information Statement Required.

    359-D:4 Information Statement Required. –||Prior to the execution of a contract or agreement between the buyer and a credit services organization or prior to the receipt by the credit services organization of any money or other valuable consideration, whichever occurs first, the credit services organization shall provide the buyer a statement in writing, containing all the information required by RSA 359-D:5. The credit services organization shall maintain on file or microfilm for a period of 2 years an exact copy of the statement, personally signed by the buyer, acknowledging receipt of a copy of the statement.|||Source. 1988, 24:2, eff. Jan. 1, 1989.|
NH Rev Stat § 359-D:5 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-D - Credit Services Organizations|Section 359-D:5 - Contents of Information Statement.

    359-D:5 Contents of Information Statement. –||The information statement shall include all of the following:||I. A complete and accurate statement of the buyer's right to review any file on the buyer maintained by any consumer credit reporting agency, and the right of the buyer to receive a copy of that file. The statement shall include the statement that a copy of the buyer's file will be furnished free of charge by the consumer credit reporting agency if requested within 30 days of the buyer receiving notice of a denial of credit, and the approximate price the buyer will be charged by the credit reporting agency for a copy of the file.||II. A complete and accurate statement of the buyer's right to dispute the completeness or accuracy of any item contained in any file on the buyer maintained by any consumer credit reporting agency, as provided by RSA 359-D:6.||III. A complete and detailed description of the services to be performed by the credit services organization for or on behalf of the buyer and the total amount the buyer will have to pay, or become obligated to pay, for the services.||IV. If the credit services organization is required to obtain a surety bond or establish a trust account according to RSA 359-D:3, I, the statement shall set forth both of the following:||(a) The buyer's right to proceed against the bond or trust account under the circumstances and in the manner set forth in RSA 359-D:8.||(b) The name and address of the surety company which issued the bond, or the name and address of the depository and the trustee and the account number of the trust account.|||Source. 1988, 24:2, eff. Jan. 1, 1989.|
NH Rev Stat § 359-D:6 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-D - Credit Services Organizations|Section 359-D:6 - Requirements for Contracts.

    359-D:6 Requirements for Contracts. –||I. Every contract between the buyer and a credit services organization for the purchase of the services of the credit services organization shall be in writing, dated, and signed by the buyer, and shall include all of the following:||(a) A conspicuous statement in size equal to at least 10 point bold type, in immediate proximity to the space reserved for the signature of the buyer, as follows: "You, the buyer, may cancel this contract at any time prior to midnight of the fifth day after the date of the transaction. See the attached notice of cancellation form for an explanation of this right."||(b) The terms and conditions of payment, including the total of all payments to be made by the buyer, whether to the credit services organization or to some other person.||(c) A full and detailed description of the services to be performed by the credit services organization for the buyer, including all guarantees and all promises of full or partial refunds, the estimated date by which such services are to be performed, or estimated length of time for performing such services.||(d) The credit services organization's principal business address and the name and address of its agent, other than the secretary of state, in this state, authorized to receive service of process.||II. The contract shall be accompanied by a completed form in duplicate, captioned "Notice of Cancellation," which shall be attached to the contract and easily detachable, and which shall contain in type of at least 10 point the following statement written in the same language as used in the contract:|||"Notice of Cancellation"||||"You may cancel this contract, without any penalty or obligation, within 5 days from the date the contract is signed.||"If you cancel, any payment made by you under this contract will be returned within 5 days following receipt by the seller of your cancellation notice.|| "To cancel this contract, mail or deliver a signed and dated |copy of this cancellation notice, or any other written notice, to |______________ at ______________________________ not later than | (name of seller) (address of seller) (place of business)|midnight __________.| (date)| "I hereby cancel this transaction."|__________ |(date) (purchaser's signature)| |||III. A copy of the fully completed contract and all other documents the credit services organization requires the buyer to sign shall be given to the buyer at the time they are signed.|||Source. 1988, 24:2, eff. Jan. 1, 1989.|
NH Rev Stat § 359-D:7 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-D - Credit Services Organizations|Section 359-D:7 - Breach of Contract.

    359-D:7 Breach of Contract. –||The seller's breach of a contract under this chapter or of any obligation arising therefrom shall constitute a violation of this chapter.|||Source. 1988, 24:2, eff. Jan. 1, 1989.|
NH Rev Stat § 359-D:8 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-D - Credit Services Organizations|Section 359-D:8 - Requirements for Surety Bonds.

    359-D:8 Requirements for Surety Bonds. –||If a credit services organization is required to obtain a surety bond or establish a trust account according to RSA 359-D:3, the following procedures shall be applicable:||I. If a bond is obtained, a copy of it shall be filed with the office of the secretary of state. If a trust account is maintained, notification of the depository, the trustee, and the account number shall be filed with the office of the secretary of state.||II. The bond or trust account required shall be in favor of the state for the benefit of any person who is damaged by any violation of this chapter. The bond or trust account shall also be in favor of any person damaged by such practices.||III. Any person claiming against the bond or trust account for a violation of this chapter may maintain an action at law against the credit services organization and against the surety or trustee. The surety or trustee shall be liable only for actual damages and not the punitive damages permitted under RSA 359-D:11. The aggregate liability of the surety or trustee to all persons damaged by a credit services organization's violation of this chapter shall in no event exceed the amount of the trust account or bond.||IV. The bond or the trust account shall be in an amount equal to 5 percent of the total amount of the fees charged buyers by the credit services organization under the contracts entered into between the credit services organization and such buyers during the previous 12 months, but in no case shall the bond be less than $5,000 or more than $25,000. The amount required shall be adjusted once a year, no later than the tenth day of the first month of the credit services organization's fiscal year.|||Source. 1988, 24:2, eff. Jan. 1, 1989.|
NH Rev Stat § 359-D:9 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-D - Credit Services Organizations|Section 359-D:9 - Claiming Waiver of Rights or Exemption.

    359-D:9 Claiming Waiver of Rights or Exemption. –||I. Any waiver by a buyer of the provisions of this chapter shall be deemed contrary to public policy and shall be void and unenforceable. Any attempt by a credit services organization to have a buyer waive rights given by this chapter shall constitute a violation of this chapter.||II. In any proceeding involving this chapter, the burden of proving an exemption or an exception from a definition is upon the person claiming it.|||Source. 1988, 24:2, eff. Jan. 1, 1989.|
NH Rev Stat § 359-D:10 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-D - Credit Services Organizations|Section 359-D:10 - Penalties.

    359-D:10 Penalties. –||I. Any person who violates any provision of this chapter is guilty of a misdemeanor. The superior court shall have jurisdiction in equity to restrain and enjoin the violation of any provision of this chapter.||II. The duty to institute actions for violation of this chapter, including equity proceedings to restrain and enjoin such a violation, is hereby vested in the consumer protection and antitrust bureau of the department of justice. The attorney general may prosecute misdemeanor actions or institute equity proceedings, or both.||III. This section shall not be deemed to prohibit the enforcement by any person of any right provided by this or any other law.||IV. The misdemeanor provision of this section does not apply to a seller's breach of a contract subject to this chapter.|||Source. 1988, 24:2, eff. Jan. 1, 1989.|
NH Rev Stat § 359-D:11 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-D - Credit Services Organizations|Section 359-D:11 - Damages.

    359-D:11 Damages. –||Any buyer injured by a violation of this chapter or by the credit services organization's breach of a contract subject to this chapter may bring any action for recovery of damages. Judgment shall be entered for actual damages, but in no case less than the amount paid by the buyer to the credit services organization, plus reasonable attorney's fees and costs. An award, if the trial court deems it proper, may be entered for punitive damages.|||Source. 1988, 24:2, eff. Jan. 1, 1989.|
NH Rev Stat § 359-E:1 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-E - Telemarketing|Section 359-E:1 - Definitions.

    359-E:1 Definitions. –||In this chapter:||I. "Automatic telephone dialing system" means any automatic terminal equipment which stores or produces numbers to be called randomly or sequentially and which delivers a prerecorded message to the number called without assistance of a live operator.||I-a. "Caller identification information" means:||(a) The telephone listing number and/or name of the customer from whose telephone instrument a telephone number is dialed; or||(b) Other information that may be used to identify the specific originating number or originating location of a wire or electronic communication transmitted by a telephone instrument.||I-b. "Caller identification service" means a service offered by a telecommunications utility that provides caller identification information to a device capable of displaying the information.||I-c. "Per-call blocking" means a telecommunications service that prevents the transmission of caller identification information to a called party on an individual call if the calling party acts affirmatively to prevent the transmission of the caller identification information.||I-d. "Per-line blocking" means a telecommunications service that prevents the transmission of caller identification information to a called party on every call unless the calling party acts affirmatively to release the caller identification information.||II. "Solicitation" means the unrequested initiation of a telephone call to a residential telephone subscriber for the purposes of giving, selling, or leasing services or goods, whether real or personal, tangible or intangible; or to gain a pledge, promise or contribution in circumstances where there is no pre-existing relationship between the caller and the person called; or to obtain information, data or opinions.|||Source. 1989, 165:1. 1998, 14:2, eff. Jan. 1, 1999.|
NH Rev Stat § 359-E:2 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-E - Telemarketing|Section 359-E:2 - Registration.

    359-E:2 Registration. –||I. Any person intending to use an automatic telephone dialing system for solicitation in this state shall, at least 10 business days prior to using the system, register with the consumer protection and antitrust bureau of the department of justice the information required by RSA 359-E:3, and, if the registrant is a solicitor, as that term is used in RSA 7:28-c, the information required by RSA 7:28-c. At the time of filing, the registrant shall also pay to the department an annual non-proratable administrative fee of $20 for the calendar year.||II. The registrant shall be responsible for providing timely identification and automatic disconnect in accordance with RSA 359-E:4 and 359-E:5. Calls pertaining to an interest in real estate shall comply with the disclosure requirements of RSA 356-A and 356-B.||III. All transmissions shall be randomly generated in unequal intervals, and shall not infiltrate any emergency lines, such as police, fire, or ambulance lines, which are either 911 circuits or 7-digit telephone numbers designated as emergency lines.|||Source. 1989, 165:1, eff. Jan. 1, 1990.|
NH Rev Stat § 359-E:3 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-E - Telemarketing|Section 359-E:3 - Registration Information.

    359-E:3 Registration Information. –||Each registration pursuant to RSA 359-E:2 shall contain the following information:||I. The name and address of the registrant, including the name under which the registrant is doing or intends to do business.||II. The complete street addresses of all locations from which the registrant will be conducting business.|||Source. 1989, 165:1, eff. Jan. 1, 1990.|
NH Rev Stat § 359-E:4 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-E - Telemarketing|Section 359-E:4 - Dialer Disconnect.

    359-E:4 Dialer Disconnect. –||Any automatic telephone dialing system used in this state shall be operated so that the system will automatically disconnect or release within 30 seconds after the called party hangs up.|||Source. 1989, 165:1, eff. Jan. 1, 1990.|
NH Rev Stat § 359-E:5 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-E - Telemarketing|Section 359-E:5 - Identification.

    359-E:5 Identification. –||Any solicitation message made through the use of an automatic telephone dialing system shall disclose immediately after telephone contact:||I. The name of the person, company, or organization making the call.||II. The purpose of the call and the goods or services being offered, if any.|||Source. 1989, 165:1, eff. Jan. 1, 1990.|
NH Rev Stat § 359-E:5-a (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-E - Telemarketing|Section 359-E:5-a - Blocking Prohibited.

    359-E:5-a Blocking Prohibited. –||No person using an automated telephone dialing system or any other method for solicitation shall use any method, including per-call blocking or per-line blocking, to prevent caller identification information from being received by the called party station. The caller identification information shall contain a telephone number at which the telephone solicitor may receive telephone calls and shall not contain misleading, inaccurate, or deceptive information.|||Source. 1998, 14:3, eff. Jan. 1, 1999. 2019, 176:1, eff. Jan. 1, 2020.|
NH Rev Stat § 359-E:6 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-E - Telemarketing|Section 359-E:6 - Violations.

    359-E:6 Violations. –||Any violation of the provisions of this subdivision shall constitute an unfair or deceptive act or practice within the meaning of RSA 358-A:2. Any right, remedy, or power set forth in RSA 358-A, including those set forth in RSA 358-A:4, may be used to enforce the provisions of this chapter. Such remedies shall be in addition to any other remedies provided by law or equity.|||Source. 1989, 165:1. 2003, 303:4, eff. Sept. 16, 2003.|
NH Rev Stat § 359-E:8 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-E - Telemarketing|Section 359-E:8 - Prohibited Telemarketing Sales Calls.

    359-E:8 Prohibited Telemarketing Sales Calls. –||I. Telemarketers are prohibited from conducting telemarketing sales calls to any customer who has registered his or her name or telephone number with the do-not-call registry maintained by the list administrator or Federal Trade Commission. In the case of telemarketers regulated by the Federal Communications Commission, this chapter shall apply in a manner consistent with rules concerning a national do-not-call list developed by that agency.||II. In addition, any person who is required to comply with the Federal Trade Commission Telemarketing Sales Rule, 16 C.F.R. part 310, as amended, shall also comply with the provisions of the Federal Trade Commission Telemarketing Sales Rule for telemarketing sales calls made within the state of New Hampshire. This section shall also apply to any person who would be required to comply with the Federal Trade Commission Telemarketing Sales Rule, if such person were making interstate telemarketing sales calls.|||Source. 2003, 303:3, eff. Sept. 16, 2003.|
NH Rev Stat § 359-E:9 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-E - Telemarketing|Section 359-E:9 - Telemarketers' Obligation to Obtain Do-Not-Call List.

    359-E:9 Telemarketers' Obligation to Obtain Do-Not-Call List. –||Telemarketers making telemarketing sales calls to customers in the state of New Hampshire shall obtain from the list administrator quarterly listings of customers in the state who have registered with the list administrator for inclusion in its do-not-call list.|||Source. 2003, 303:3, eff. Sept. 16, 2003.|
NH Rev Stat § 359-E:10 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-E - Telemarketing|Section 359-E:10 - Duties of List Administrator.

    359-E:10 Duties of List Administrator. –||The list administrator:||I. Shall provide the bureau with a copy of each quarterly do-not-call list.||II. Shall provide the bureau with the names and addresses of each telemarketer who purchases the do-not-call list.||III. Except as directed by the bureau, shall be prohibited from disclosing or using in any way customer names, addresses, or telephone numbers obtained in the course of registering customers' telephone numbers on the do-not-call list.|||Source. 2003, 303:3, eff. Sept. 16, 2003.|
NH Rev Stat § 359-E:11 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-E - Telemarketing|Section 359-E:11 - Violations; Penalties.

    359-E:11 Violations;  Penalties. –||I. The department of justice shall investigate any complaints received concerning violations of this subdivision or RSA 664:14-a. If, after investigating the complaint, the department finds that a person has violated any provision of this subdivision or RSA 664:14-a, the department shall impose a civil penalty of $5,000 for each violation.||II. Any person injured by another's violation of this subdivision may bring an action for damages and for such equitable relief, including an injunction, as the court deems necessary and proper. If the court finds for the plaintiff, recovery shall be in the amount of actual damages or $1,000, whichever is greater. If the court finds that the act or practice was a willful or knowing violation of this subdivision, it shall award as much as 3 times, but not less than 2 times, such amount. In addition, a prevailing plaintiff shall be awarded the costs of the suit and reasonable attorney's fees, as determined by the court. Any attempted waiver of the right to the damages set forth in this paragraph shall be void and unenforceable. Injunctive relief shall be available to private individuals under this subdivision without bond, subject to the discretion of the court. Upon commencement of any action brought under this section, the clerk of the court shall mail a copy of the complaint or other initial pleadings to the attorney general and, upon entry of any judgment or decree in the action, shall mail a copy of such judgment or decree to the attorney general.||III. Notwithstanding paragraph I, a telemarketer shall not be held liable for violating this subdivision if the telemarketer can demonstrate by clear and convincing evidence that, as part of the telemarketer's routine business practice:||(a) The telemarketer established and implemented written procedures to comply with this subdivision.||(b) The telemarketer trained his or her personnel in the requirements of this subdivision.||(c) The telemarketer uses a process to prevent telemarketing to any telephone number on any do-not-call list or registry referenced in this subdivision; maintains the current, quarterly version of the list or registry; and maintains records documenting this process.||(d) The telemarketer monitors and enforces compliance with the procedures established under subparagraph (a).||(e) The telemarketer uses a version of the do-not-call list obtained no more than 3 months prior to the date that any call is made.||(f) Any subsequent call otherwise violating this subdivision is not part of a pattern of calls made in violation of this subdivision and is the result of a good faith error.|||Source. 2003, 303:3, eff. Sept. 16, 2003.|