reglab/housing_qa huggingface dataset:
NE Code § 44-1605 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1605 - Life insurance; policy issued to trust or trustees of a fund; requirements.

44-1605.  Life insurance; policy issued to trust or trustees of a fund; requirements.A policy issued to a trust or to the trustees of a fund established or adopted by two or more employers or by one or more labor unions or similar employee organizations, or by one or more employers and one or more labor unions or similar employee organizations, which trust or trustees shall be deemed the policyholder, to insure employees of the employers or members of the unions or organizations for the benefit of persons other than the employers or the unions or organizations shall be subject to the following requirements:(1) The persons eligible for insurance shall be all of the employees of the employers or all of the members of the unions or organizations, or all of any class or classes thereof. The policy may provide that the term employees shall include the employees of one or more subsidiary corporations and the employees, individual proprietors, members, and partners of one or more affiliated corporations, proprietorships, or partnerships if the business of the employer and of the affiliated corporations, proprietorships, or partnerships is under common control. The policy may provide that the term employees shall include the individual proprietor or partners if the employer is an individual proprietorship or partnership. The policy may provide that the term employees may include retired employees, former employees, and directors of a corporate employer. The policy may provide that the term employees shall include the trustees or their employees, or both, if their duties are principally connected with such trusteeship; and(2) The premium for the policy shall be paid from funds contributed by the employer or employers of the insured persons, by the union or unions or similar employee organizations, or by both, or from funds contributed by the insured persons or from both the insured persons and the employers or unions or similar employee organizations. A policy on which no part of the premium is to be derived from funds contributed by the insured persons specifically for their insurance shall insure all eligible persons, except those who reject the coverage in writing, or all except any as to whom evidence of individual insurability is not satisfactory to the insurer.Source   Laws 1949, c. 150, § 1(4), p. 380;   Laws 1957, c. 192, § 4, p. 674;   Laws 1969, c. 376, § 1, p. 1336;   Laws 1989, LB 92, § 176;   Laws 1993, LB 121, § 235;  Laws 2008, LB855, § 12.
NE Code § 44-1606 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1606 - Life insurance; policy issued to an association of public employees; requirements.

44-1606.  Life insurance; policy issued to an association of public employees; requirements.A policy issued to an association of public employees having, when the policy is placed in force, a membership in the classes eligible for insurance of not less than seventy-five percent of the number of employees eligible for membership in such classes, which association shall be deemed the policyholder, to insure members of such association for the benefit of persons other than the association or any of its officials, shall be subject to the following requirements:(1) The persons eligible for insurance under the policy shall be all of the members of the association, or all of any class or classes thereof determined by conditions pertaining to their employment, or to membership in the association, or both.(2) The premium for the policy shall be paid by the policyholder, either from the association's own funds, or from charges collected from the insured members specifically for the insurance, or from both. Any charges collected from the insured members specifically for the insurance, and the dues of the association if they include the cost of the insurance, shall be collected through deductions by the employer from the salaries of the members. Such deductions from salary may be paid by the employer to the association or directly to the insurer. No policy may be placed in force unless and until at least seventy-five percent of the then eligible members of the association, excluding any as to whom evidence of individual insurability is not satisfactory to the insurer, have elected to be covered and have authorized their employer to make the required deductions from salary.(3) The policy must cover at least twenty-five persons at date of issue.(4) As used in this section, public employees mean employees of the United States Government, or of any state, county, city, village, or political subdivision thereof.Source  Laws 1949, c. 150, § 1(5), p. 382.
NE Code § 44-1606.01 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1606.01 - Life insurance; policy issued to association or trust; requirements.

44-1606.01.  Life insurance; policy issued to association or trust; requirements.(1) A policy may be issued to an association or to a trust or to the trustees of a fund established, created, or maintained for the benefit of members of one or more associations. The association or associations shall have at the outset a minimum of one hundred persons, shall have been organized and maintained in good faith for purposes other than that of obtaining insurance, shall have been in active existence for at least two years, and shall have a constitution and bylaws which provide that (a) the association or associations shall hold regular meetings not less than annually to further the purposes of the members, (b) except for credit unions, the association or associations shall collect dues or solicit contributions from members, and (c) the members shall have voting privileges and representation on the governing board and committees.(2) The policy shall be subject to the following requirements:(a) The policy may insure members of the association or associations, employees thereof or employees of members, or one or more of the preceding or all of any class or classes thereof for the benefit of persons other than the employee's employer;(b) The premium for the policy shall be paid from funds contributed by the association or associations, by the employer members, or by both, or from funds contributed by the covered persons or from both the covered persons and the associations or employer members; and(c) A policy on which no part of the premium is to be derived from funds contributed by the covered persons specifically for their insurance must insure all eligible persons, except those who reject the coverage in writing, or all except any as to whom evidence of individual insurability is not satisfactory to the insurer.Source   Laws 1957, c. 192, § 5, p. 675;   Laws 1967, c. 274, § 1, p. 739;   Laws 1972, LB 1189, § 1;  Laws 2008, LB855, § 13. Annotations Where policy issued was not life policy but accident policy, insurer could deny certain coverage to wife of member. Simmons v. Continental Cas. Co., 410 F.2d 881 (8th Cir. 1969).
NE Code § 44-1606.02 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1606.02 - Life insurance; policy issued to credit union or trust; requirements.

44-1606.02.  Life insurance; policy issued to credit union or trust; requirements.A policy issued to a credit union or to a trustee or trustees or agent designated by two or more credit unions, which credit union, trustee, trustees, or agent shall be deemed the policyholder, to insure members of the credit union or credit unions for the benefit of persons other than the credit union or credit unions, trustee or trustees, or agent or any of their officials, shall be subject to the following requirements:(1) The members eligible for insurance shall be all of the members of the credit union or credit unions, or all of any class or classes of the members; and(2) The premium for the policy shall be paid by the policyholder from the credit union's funds and shall insure all eligible members or all except any as to whom evidence of individual insurability is not satisfactory to the insurer.Source Laws 2008, LB855, § 14.
NE Code § 44-1606.03 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1606.03 - Group life insurance; policy; requirements.

44-1606.03.  Group life insurance; policy; requirements.(1) Group life insurance offered to a resident of this state under a group life insurance policy issued to a group other than one described in sections 21-1740, 44-1602 to 44-1606.02, and 44-1615 shall be subject to the following requirements:(a) A group life insurance policy shall not be delivered in this state unless the Director of Insurance finds that:(i) The issuance of the group policy is not contrary to the best interests of the public;(ii) The issuance of the group policy would result in economies of acquisition or administration; and(iii) The benefits are reasonable in relation to the premiums charged;(b) A group life insurance policy shall not be offered in this state by an insurer under a policy issued in another state unless this state or another state having requirements substantially similar to those contained in subdivision (1)(a) of this section has made a determination that the requirements have been met;(c) The premium for the policy shall be paid either from the policyholder's funds or from funds contributed by the covered persons, or from both; and(d) An insurer may exclude or limit the coverage on any person as to whom evidence of individual insurability is not satisfactory to the insurer.(2)(a) In the case of a program of insurance which, if issued on a group basis, would not qualify under sections 21-1740, 44-1602 to 44-1606.02, and 44-1615, the insurer shall cause to be distributed to prospective insureds a written notice that compensation shall or may be paid, if compensation of any kind shall or may be paid, to:(i) A policyholder or sponsoring or endorsing entity in the case of a group policy; or(ii) A sponsoring or endorsing entity in the case of an individual, blanket, or franchise policy marketed by means of direct response solicitation.(b) The notice shall be distributed:(i) Whether compensation is direct or indirect; and(ii) Whether the compensation is paid to or retained by the policyholder or sponsoring or endorsing entity, or paid to or retained by a third party at the direction of the policyholder or sponsoring or endorsing entity, or an entity affiliated therewith by way of ownership, contract, or employment.(c) The notice required by this section shall be placed on or accompany an application or enrollment form provided to prospective insureds.(d) For purposes of this section:(i) Direct response solicitation means a solicitation by a sponsoring or endorsing entity through the mail, telephone, or other mass communications media; and(ii) Sponsoring or endorsing entity means an organization that has arranged for the offering of a program of insurance in a manner that communicates that eligibility for participation in the program is dependent upon affiliation with the organization or that it encourages participation in the program.Source Laws 2008, LB855, § 15.
NE Code § 44-1607.01 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1607.01 - Life insurance; individual policies; issuance; restrictions.

44-1607.01.  Life insurance; individual policies; issuance; restrictions.Individual life insurance policies, uniform as to amounts of insurance for each reasonable class eligible therefor, may be issued on a franchise or wholesale basis to five or more employees of a common employer or ten or more members of any trade or professional association, of a labor union or similar employee organization, or of any other association having had an active existence for at least two years when such association or union or organization has a constitution or bylaws and is formed in good faith for purposes other than that of obtaining insurance. Nothing in this section shall be construed to prohibit the issuance of individual life insurance policies on salary savings, bank draft, or similar type plans.Source   Laws 1955, c. 181, § 1, p. 510;   Laws 1989, LB 92, § 178;  Laws 2008, LB855, § 17.
NE Code § 44-1607.02 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1607.02 - Life insurance; employees, defined.

44-1607.02.  Life insurance; employees, defined.The term employees, as used in section 44-1607.01, may include the individual proprietors, partners, or members, if the employer is an individual proprietor, partnership, or limited liability company, and the directors of a corporate employer, if each individual proprietor, partner, member, or director devotes a substantial part of his or her time to the business of the proprietorship, partnership, limited liability company, or corporate employer.Source   Laws 1955, c. 181, § 2, p. 511;   Laws 1993, LB 121, § 236.
NE Code § 44-1608 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1608 - Public employees; premiums; withholding from wages; written order.

44-1608.  Public employees; premiums; withholding from wages; written order.Any employee of the State of Nebraska, of any political subdivision thereof, of any municipal corporation, or of any public body or agency created by the laws of this state, who desires to participate, voluntarily, in a plan of insurance, designed and intended for the benefit of a specific group of public employees, participation in which is restricted to the employees of a specific agency, public body, municipal corporation, political subdivision of the state, or any department of the state, may execute an order, authorizing the withholding from any wages or salary paid to such employee of a sum each month which is equivalent in amount to the sum fixed by an insurance carrier as the monthly premium to be paid by the employee for participation in such group, franchise, or wholesale plan of insurance, or a sum, each month, which is equivalent in amount to the sum fixed by an employees association which association may be the policyholder and premium payer of such group, franchise, or wholesale plan of insurance.Source  Laws 1949, c. 132, § 1, p. 346.
NE Code § 44-1609 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1609 - Public employees; revocation of order to withhold wages.

44-1609.  Public employees; revocation of order to withhold wages.The order or any revocation thereof, shall be executed and acknowledged, in the same manner that conveyances of real estate are required to be signed and acknowledged by the laws of this state, and where the employee is a married person, the order shall be executed and acknowledged by both husband and wife.Source  Laws 1949, c. 132, § 2, p. 347.
NE Code § 44-1610 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1610 - Public employees; order or revocation; filing; effective date.

44-1610.  Public employees; order or revocation; filing; effective date.The order and any revocation thereof, shall be filed with the officer or body whose duty it is to approve and allow claims or vouchers for salaries or wages or the payroll for the agency, public body, municipal corporation, political subdivision, or department of the state and shall be effective on the first day of the month subsequent to such filing. The order shall be in full force and effect from and after its effective date for the balance of the period of employment of the employee unless revoked by the employee.Source  Laws 1949, c. 132, § 3, p. 347.
NE Code § 44-1611 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1611 - Public employees; wages withheld; payment to insurance company; warrants.

44-1611.  Public employees; wages withheld; payment to insurance company; warrants.The sum so withheld from an employee's salary or wages, together with the sums so withheld from the wages or salaries of all other employees participating voluntarily in such group, franchise, or wholesale plan of insurance for a specific group of employees, shall be paid to the insurance company or employees association, designated in the orders, in a lump sum each month; and the appropriate public officer who issues the warrants in payment of the wages or salary of public employees participating voluntarily in such group, franchise, or wholesale plan of insurance is authorized to issue warrants to the appropriate insurance carrier or carriers or employees association, each month, for the composite amounts of the sums so withheld, upon the filing with, and allowance by, the officer or body whose duty it is to approve and allow claims or vouchers for money due and owing from the state, any political subdivision, municipal corporation, public body or agency.Source  Laws 1949, c. 132, § 4, p. 347.
NE Code § 44-1613 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1613 - Life insurance; individual policy; time within which to exercise rights; notice.

44-1613.  Life insurance; individual policy; time within which to exercise rights; notice.If any individual insured under a group life insurance policy hereafter delivered in this state becomes entitled under the terms of such policy to have an individual policy of life insurance issued without evidence of insurability, subject to making of application and payment of the first premium within the period specified in such policy, and if such individual is not given notice of the existence of such right at least fifteen days prior to the expiration date of such period, then in such event the individual shall have an additional period within which to exercise such right, but nothing herein contained shall be construed to continue any insurance beyond the period provided in such policy. This additional period shall expire fifteen days after the individual is given such notice but in no event shall such additional period extend beyond sixty days after the expiration date of the period provided in such policy. Written notice presented to the individual or mailed by the policyholder to the last-known address of the individual or mailed by the insurer to the last-known address of the individual as furnished by the policyholder shall constitute notice for the purpose of this section.Source   Laws 1957, c. 192, § 8, p. 681;  Laws 2008, LB855, § 18.
NE Code § 44-1614 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1614 - Life insurance; extension to spouse and children of employee or member; limitation.

44-1614.  Life insurance; extension to spouse and children of employee or member; limitation.Insurance under any group life insurance policy issued pursuant to section 44-1602, 44-1604, 44-1605, 44-1606, 44-1606.01, 44-1606.02, or 44-1606.03 may be extended to insure the employees or members against loss due to the death of their spouses and dependent children, or any class or classes thereof. Premiums for the insurance shall be paid either from funds contributed by the employer, the labor union or similar employee organization, or other person to whom the policy has been issued or from funds contributed by the covered persons, or from both. A policy on which no part of the premium for the spouse's and dependent child's coverage is to be derived from funds contributed by the covered persons shall insure all eligible employees or members with respect to their spouses and dependent children, or any class or classes of employees or members or all except any as to whom evidence of individual insurability is not satisfactory to the insurer. The amount of insurance for any covered spouse or dependent child under the policy may not exceed fifty percent of the amount of insurance for which the employee or member is insured.Source   Laws 1957, c. 192, § 9, p. 681;   Laws 1961, c. 224, § 1, p. 666;   Laws 1972, LB 1189, § 2;   Laws 1989, LB 92, § 179;  Laws 2008, LB855, § 19. Annotations Where policy issued was not life policy but accident policy, insurer could deny certain coverage to wife of member. Simmons v. Continental Cas. Co., 410 F.2d 881 (8th Cir. 1969).
NE Code § 44-1615 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1615 - Public employees; coverage authorized.

44-1615.  Public employees; coverage authorized.Any political subdivision, community college, municipal corporation, or public body of the State of Nebraska, except a state agency defined in section 81-8,239.01, may establish, participate in, and administer plans for the benefit of its employees or its employees and their dependents, which will provide hospitalization, medical, surgical, sickness and accident, and term life insurance coverage or any one or more of such coverages. The plans shall be purchased from an insurer holding a certificate of authority to transact the business of insurance in this state except as provided in the Political Subdivisions Self-Funding Benefits Act.Source   Laws 1959, c. 213, § 1, p. 735;   Laws 1963, c. 269, § 1, p. 804;   Laws 1971, LB 177, § 1;   Laws 1976, LB 37, § 1;   Laws 1981, LB 273, § 5;   Laws 1991, LB 167, § 27.  Cross References  Political Subdivisions Self-Funding Benefits Act, see section 13-1601.
NE Code § 44-1615.01 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1615.01 - Public employees; abortion coverage; limitations.

44-1615.01.  Public employees; abortion coverage; limitations.No group insurance contract or health maintenance agreement providing hospitalization, medical, surgical, accident, sickness, or other health coverage paid for in whole or in part with public funds shall include coverage for abortion, as defined in section 28-326. This section shall not apply to coverage for an abortion which is verified in writing by the attending physician as necessary to prevent the death of the woman or to coverage for medical complications arising from an abortion. This section shall not prohibit the insurer from offering individual employees special coverage for abortion if the costs for such coverage are borne solely by the employee.Source  Laws 1981, LB 125, § 1.
NE Code § 44-1616 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1616 - Public employees; premiums or dues; payment; withhold from wages.

44-1616.  Public employees; premiums or dues; payment; withhold from wages.Such political subdivision, municipal corporation, or public body, as set forth in section 44-1615, except a state agency defined in section 81-8,239.01, may approve and expend funds to pay premiums or dues to cover the cost of such plans in whole or in part, and may authorize deductions from salaries or wages of such employees and take such other steps as may be necessary to effectuate and continue such plans.Source   Laws 1959, c. 213, § 2, p. 735;   Laws 1981, LB 273, § 6.  Cross References  For other provisions permitting payroll deductions for payment of insurance premiums, see section 36-213.
NE Code § 44-1617 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1617 - Public employees; contributions; voluntary; commission to officer or employee prohibited.

44-1617.  Public employees; contributions; voluntary; commission to officer or employee prohibited.Participation by employees in any plans requiring contributions from such employees shall be voluntary and no portion of any commission or other compensation paid by the corporation writing such coverage shall be received, directly or indirectly, by any officer or other person in the employment of the political subdivision, municipal corporation, public body, or agency, even though such person may be licensed by the Department of Insurance.Source  Laws 1959, c. 213, § 3, p. 735.