reglab/housing_qa huggingface dataset:
LA Rev Stat § 22:1802 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1802. Injunctions; civil remedies; cease and desist

RS 1802 - Injunctions; civil remedies; cease and desist A. In addition to the penalties and other enforcement provisions of this Part, if any person violates this Part or any regulation implementing this Part, the commissioner may seek an injunction in a court of competent jurisdiction and may apply for temporary and permanent orders that the commissioner determines are necessary to restrain the person from committing the violation. B. Any person damaged by the acts of a person in violation of this Part may bring a civil action against the person committing the violation in a court of competent jurisdiction. C. A violation of this Part attendant to the execution of a viatical settlement purchase agreement renders the viatical settlement purchase agreement voidable and subject to rescission by the viatical settlement purchaser, upon return of the policy received to the viatical settlement provider. Suit for rescission may be brought in a court of competent jurisdiction or where the alleged violator resides or has a principal place of business or where the alleged violation occurred. D. The commissioner may issue a cease and desist order upon a person that violates any provision of this Part, any regulation or order adopted by the commissioner, or any written agreement entered into with the commissioner. E. When the commissioner finds that an activity in violation of this Part presents an immediate danger to the public that requires an immediate final order, the commissioner may issue an emergency cease and desist order reciting with particularity the facts underlying the findings. The emergency cease and desist order is effective immediately upon service of a copy of the order on the respondent and remains effective for ninety days. If the commissioner begins nonemergency cease and desist proceedings, the emergency cease and desist order remains effective, absent an order by a court of competent jurisdiction pursuant to Chapter 12 of this Title. Acts 2003, No. 343, §1; Redesignated from R.S. 22:198 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009. NOTE: Former R.S. 22:1802 redesignated as R.S. 22:363 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
LA Rev Stat § 22:1803 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1803. Unfair trade practices

RS 1803 - Unfair trade practices A violation of this Part shall be considered an unfair trade practice under Part Part IV of Chapter 7 of this Title subject to the penalties contained in that Part. Acts 2003, No. 343, §1; Redesignated from R.S. 22:199 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009. NOTE: Former R.S. 22:1803 redesignated as R.S. 22:364 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
LA Rev Stat § 22:1804 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1804. Authority to adopt regulations

RS 1804 - Authority to adopt regulations The commissioner shall have the authority to: (1) Adopt regulations implementing this Part in accordance with the Administrative Procedure Act, R.S. 49:950 et seq.; (2) Establish standards for evaluating reasonableness of payments under viatical settlement contracts for persons who are terminally or chronically ill. This authority includes but is not limited to regulation of discount rates used to determine the amount paid in exchange for assignment, transfer, sale, devise, or bequest of a benefit under a life insurance policy; (3) Establish appropriate licensing requirements and standards for continued licensure for viatical settlement providers, brokers, and investment agents; (4) Require a bond or other mechanism for financial accountability for viatical settlement providers and brokers; and (5) Adopt rules governing the relationship and responsibilities of both insurers and viatical settlement providers, viatical settlement brokers, and viatical settlement investment agents during the viatication of a life insurance policy or certificate. Acts 2003, No. 343, §1; Redesignated from R.S. 22:200 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009. NOTE: Former R.S. 22:1804 redesignated as R.S. 22:365 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
LA Rev Stat § 22:1805 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1805. Applicability

RS 1805 - Applicability Nothing in this Part preempts or otherwise limits the provisions of R.S. 6:101 et seq. or R.S. 51:701 et seq. or any regulations, orders, policy statements, notices, bulletins, or other interpretations issued by or through the commissioner of financial institutions or his designee acting pursuant to R.S. 6:101 et seq. or R.S. 51:701 et seq. Compliance with the provisions of this Part does not constitute compliance with any applicable provision of R.S. 6:101 et seq. or R.S. 51:701 et seq. and any amendments thereto or any regulations, orders, policy statements, notices, bulletins, or other interpretations issued by or through the commissioner of financial institutions or his designee acting pursuant to the provisions of R.S. 6:101 et seq. or R.S. 51:701 et seq. Acts 2006, No. 499, §1, eff. June 22, 2006; Redesignated from R.S. 22:200.1 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009. NOTE: Former R.S. 22:1805 redesignated as R.S. 22:366 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
LA Rev Stat § 22:1806 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1806. Redesignated as R.S. 22:367 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.

RS 1806 - Redesignated as R.S. 22:367 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
LA Rev Stat § 22:1806.1 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1806.1. Repealed by Acts 2015, No. 161, §2, eff. Jan. 11, 2016.

RS 1806.1 - Repealed by Acts 2015, No. 161, §2, eff. Jan. 11, 2016.
LA Rev Stat § 22:1806.2 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1806.2. Repealed by Acts 2015, No. 161, §2, eff. Jan. 11, 2016.

RS 1806.2 - Repealed by Acts 2015, No. 161, §2, eff. Jan. 11, 2016.
LA Rev Stat § 22:1806.3 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1806.3. Repealed by Acts 2015, No. 161, §2, eff. Jan. 11, 2016.

RS 1806.3 - Repealed by Acts 2015, No. 161, §2, eff. Jan. 11, 2016.
LA Rev Stat § 22:1806.4 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1806.4. Repealed by Acts 2015, No. 161, §2, eff. Jan. 11, 2016.

RS 1806.4 - Repealed by Acts 2015, No. 161, §2, eff. Jan. 11, 2016.
LA Rev Stat § 22:1806.5 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1806.5. Repealed by Acts 2015, No. 161, §2, eff. Jan. 11, 2016.

RS 1806.5 - Repealed by Acts 2015, No. 161, §2, eff. Jan. 11, 2016.
LA Rev Stat § 22:1806.6 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1806.6. Repealed by Acts 2015, No. 161, §2, eff. Jan. 11, 2016.

RS 1806.6 - Repealed by Acts 2015, No. 161, §2, eff. Jan. 11, 2016.
LA Rev Stat § 22:1806.7 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1806.7. Repealed by Acts 2015, No. 161, §2, eff. Jan. 11, 2016.

RS 1806.7 - Repealed by Acts 2015, No. 161, §2, eff. Jan. 11, 2016.
LA Rev Stat § 22:1806.8 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1806.8. Repealed by Acts 2015, No. 161, §2, eff. Jan. 11, 2016.

RS 1806.8 - Repealed by Acts 2015, No. 161, §2, eff. Jan. 11, 2016.
LA Rev Stat § 22:1806.9 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1806.9. Repealed by Acts 2015, No. 161, §2, eff. Jan. 11, 2016.

RS 1806.9 - Repealed by Acts 2015, No. 161, §2, eff. Jan. 11, 2016.
LA Rev Stat § 22:1807 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1807. Redesignated as R.S. 22:368 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.

RS 1807 - Redesignated as R.S. 22:368 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
LA Rev Stat § 22:1807.1 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1807.1. Registration required

RS 1807.1 - Registration required A. No person shall act as, or hold himself out to be, an appraiser in accordance with the provisions of R.S. 22:1311(F)(2) unless such person is registered with the commissioner of insurance as an appraiser. B. Each person shall register with the commissioner on a form to be prescribed by the commissioner and shall pay the fee required by R.S. 22:821(B)(34). C. Each registration submitted pursuant to this Part shall expire each year on the anniversary date and may be renewed by filing a request for renewal on a form to be prescribed by the commissioner and by paying the renewal fee required by R.S. 22:821(B)(34). Acts 2012, No. 96, §1.
LA Rev Stat § 22:1807.2 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1807.2. Rules and regulations

RS 1807.2 - Rules and regulations The commissioner of insurance is hereby authorized to adopt such regulations, in accordance with the Administrative Procedure Act, as are necessary to effectuate the requirements of this Part to regulate registration of appraisers for fire and extended coverage. Acts 2012, No. 96, §1.
LA Rev Stat § 22:1807.3 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1807.3. Enforcement

RS 1807.3 - Enforcement The commissioner is hereby authorized to take whichever actions are necessary or appropriate to enforce the provisions of this Part and the commissioner's regulations. The commissioner may order a person to cease and desist from committing violations of this Part or the commissioner's regulations or may issue an order prohibiting a person from acting as an appraiser and may rescind the registration of any person, if the person has violated this Part or the commissioner's regulations or orders. Acts 2012, No. 96, §1.
LA Rev Stat § 22:1808 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1808. Redesignated as R.S. 22:369 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.

RS 1808 - Redesignated as R.S. 22:369 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
LA Rev Stat § 22:1808.1 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1808.1. License required

RS 1808.1 - License required  A. No person shall act as, or hold himself out to be, an insurance consultant unless licensed by the Department of Insurance.  B.(1) "Insurance consultant" means any person or entity which offers for a fee or other valuable consideration any advice, counsel, opinion, or related services with respect to risk evaluation or management, the benefits, coverages, exclusions, or provisions under any policy of insurance to be issued in this state, or involving the advantages or disadvantages of any such policy of insurance, or any formal plan of managing risk.  (2) "Insurance consultant" for the purposes of this Part shall not include:  (a) Attorneys while working in the capacity of an attorney.  (b) Litigation support or insurance expert witness services related to litigated matters.  (c) Claims adjusters.  (d) Public adjusters, appraisers, contractors, or engineers engaged in the settlement of insurance claims, who do not have a direct or indirect financial interest in any aspect of the claim, other than the compensation established in the written contract with the insured.  (e) A licensed insurance producer who offers advice or consulting with respect to any of the following, regardless of whether the insurance producer is compensated by commission or agency fees for such advice, consulting, or services:  (i) Risk evaluation or management, risk transfer, self-insurance, self-insured retention programs.  (ii) The benefits, coverages, exclusions, or provisions under any policy of insurance.  (iii) The advantages or disadvantages of any policy of insurance or plan of managing risk.  (iv) Any other advice, consulting, or related policyholder services in conjunction with risk and insurance programs provided as an insurance producer.  (f) Loss control and accident prevention consultants.  (g) Certified public accountants while working in their capacity as an accountant.  (h) Actuaries who are members of the American Academy of Actuaries (MAAA).  Acts 2016, No. 312, §1.
LA Rev Stat § 22:1808.6 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1808.6. Exemption from examination

RS 1808.6 - Exemption from examination  A. An individual who applies for an insurance consultant license in this state who was previously licensed as a resident insurance consultant for the same lines of authority in another state shall not be required to complete any prelicensing education or examination. This exemption is available only if the person is currently licensed in that state or if the application is received within ninety days of the cancellation of the applicant's previous license and if the prior state issues a certification that, at the time of cancellation, the applicant was in good standing in that state or by the National Association of Insurance Commissioners, its affiliates or subsidiaries, and the certification indicates that the consultant is or was licensed in good standing for the line of authority requested.  B. A person licensed as an insurance consultant in another state who moves to this state shall make application within ninety days of establishing legal residence in this state to become a resident licensee pursuant to R.S. 22:1808.3. No prelicensing education or examination shall be required of that person to obtain a consultant license for any line of authority previously held in the prior state except where the commissioner of insurance determines otherwise by regulation.  C. Resident applicants shall be exempt from the requirement of an examination for a license covering the same line or lines of insurance for which the applicant was licensed under a similar license in this state within two years from the date of expiration of the previous license, unless such previous license was revoked or suspended or renewal was refused by the commissioner.  Acts 2016, No. 312, §1.
LA Rev Stat § 22:1808.7 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1808.7. Assumed names

RS 1808.7 - Assumed names  A. An insurance consultant doing business under any name other than the consultant's legal name is required to notify the commissioner of insurance prior to using the assumed name. Prior to the use of or changes to any trade name or names, an insurance consultant shall provide written notification of such use or change to the commissioner, on a form prescribed by the commissioner. A certified copy of registration from the secretary of state shall accompany the application for a trade name.  B. The use by any insurance consultant of a nonapproved trade name shall subject such person to a fine not exceeding two hundred fifty dollars. Additionally, if the insurance consultant continues to utilize a nonapproved trade name for ten or more days after being notified by the commissioner to cease using the nonapproved trade name, the insurance consultant will be subject to an additional fine not to exceed five thousand dollars. If applicable, an insurance consultant shall comply with the provisions of R.S. 51:281 et seq.  Acts 2016, No. 312, §1.
LA Rev Stat § 22:1808.9 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1808.9. Commissions

RS 1808.9 - Commissions  A. No person or business entity licensed and acting as an insurance consultant under a written agreement pursuant to R.S. 22:1808.11, shall accept any commission, service fee, brokerage, or other valuable consideration for selling, soliciting, or negotiating insurance in this state.  B.(1) No member of an insurance advisory committee of any state agency, board, commission, or of any political subdivision of this state, including but not limited to school boards, levee boards, deep water port commissions, deep water port, harbor and terminal districts, and the Louisiana Stadium and Exposition District, shall split, pass on, or share with any insurance consultant or other person who is not a member of his own firm or corporation and is not a member of such an insurance advisory committee, all or any portion of the commission derived by such committee from the purchase of insurance by such state agency, board, commission, or political subdivision of the state without express authorization by official action of such state agency, board, commission, or political subdivision of the state. Any insurance consultant or other person who is not a member of such firm or corporation and is not a member of such an insurance advisory committee who receives without authorization all or any portion of such commission shall also be in violation of this Section.  (2) Any person who violates the provisions of this Section shall, upon conviction, be fined not less than one thousand dollars, nor more than five thousand dollars per violation, or imprisoned for not more than two years, or both.  (3) Any conviction for a violation of the provisions of this Section shall constitute grounds for suspension or revocation by the commissioner of insurance of the license of such insurance consultant, in addition to those grounds of R.S. 22:1808.8.  Acts 2016, No. 312, §1.
LA Rev Stat § 22:1808.10 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1808.10. Reciprocity; non-reciprocal states or other jurisdictions

RS 1808.10 - Reciprocity; non-reciprocal states or other jurisdictions  A. The commissioner of insurance shall waive any requirements for a nonresident license applicant with a valid license from his home state, except the requirements imposed by R.S. 22:1808.5, if the applicant's home state awards nonresident licenses to residents of this state on the same basis.  B. A nonresident consultant's satisfaction of his home state's continuing education requirements for licensed insurance consultants shall constitute satisfaction of this state's continuing education requirements if the nonresident consultant's home state recognizes the satisfaction of its continuing education requirements imposed upon consultants from this state on the same basis.  C. Whenever, by the laws or regulations of any other state or jurisdiction, any limitation of rights and privileges, conditions precedent, or any other requirements are imposed upon residents of this state who are nonresident applicants or licensees of such other state or jurisdiction in addition to, or in excess of, those imposed on nonresidents pursuant to this Part, the same such requirements shall be imposed upon such residents of such other state or jurisdiction. This Part shall not apply to fees, which shall be as authorized by R.S. 22:821.  Acts 2016, No. 312, §1.
LA Rev Stat § 22:1808.11 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1808.11. Disclosure agreement and compensation

RS 1808.11 - Disclosure agreement and compensation  A. Prior to providing consulting services, a person licensed as a consultant pursuant to this Part shall disclose all of the following in a written contract signed by the party receiving the consulting services:  (1) The services to be provided by the consultant to the insured and prospective insureds.  (2) The beginning and ending date of the agreement.  (3) Any insurance to which the contract for consulting services applies.  (4) The arrangements for compensation of the consultant, whether by a flat rate, hourly rate, or other valuable consideration.  (5) Whether the consultant is dually licensed as an insurance producer.  (6) Whether the consultant has any financial or business interest in or affiliation with any insurance producer, broker, or insurance company involved within the scope of the consulting work.  B. A copy of every consulting contract shall be retained by the consultant for not less than five years after the expiration of the consulting contract.  C. No licensed insurance consultant may receive any fee for consulting services, unless such compensation is based upon a prior written contract as required by this Section.  D. If a licensed insurance consultant has received the compensation outlined in the written consulting contract, it shall be conclusively presumed that the licensee was acting as a consultant with respect to any transactions related to the contract.  E. A consulting contract shall be made available to the Louisiana Department of Insurance within ten days of a written request.  Acts 2016, No. 312, §1.
LA Rev Stat § 22:1808.13 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1808.13. Reporting of actions

RS 1808.13 - Reporting of actions  A. An insurance consultant shall report to the commissioner of insurance any administrative action taken against the consultant in another jurisdiction or by another governmental agency in this state within thirty days of the final disposition of the matter. This report shall include a copy of the order, consent to order, or other relevant legal documents.  B. Within thirty days of a conviction in district court of an offense pursuant to R.S. 22:1808.8(A)(7), a consultant shall report such conviction to the commissioner and provide a copy of the bill of information or indictment.  C. Without in any way limiting or affecting any other civil or criminal remedies or consequences, any person who intentionally withholds or intentionally fails to timely report information as required by this Part shall be guilty of violating R.S. 22:1808.8(A)(12).  Acts 2016, No. 312, §1.
LA Rev Stat § 22:1809 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1809. Redesignated as R.S. 22:370 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.

RS 1809 - Redesignated as R.S. 22:370 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
LA Rev Stat § 22:1810 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1810. Redesignated as R.S. 22:371 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.

RS 1810 - Redesignated as R.S. 22:371 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
LA Rev Stat § 22:1811 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1811. Payment of claims; life policies; penalty

RS 1811 - Payment of claims; life policies; penalty  All death claims arising under policies of insurance issued or delivered within this state shall be settled by the insurer within sixty days after the date of receipt of due proof of death, and if the insurer fails to do so without just cause, the amount due shall bear interest at the rate of eight percent per annum from date of receipt of due proof of death by the insurer until paid. Acts 1958, No. 125. Amended by Acts 1980, No. 477, §1; Redesignated from R.S. 22:656 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009. NOTE: Former R.S. 22:1811 redesignated as R.S. 22:372 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
LA Rev Stat § 22:1812 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1812. Redesignated as R.S. 22:373 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.

RS 1812 - Redesignated as R.S. 22:373 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
LA Rev Stat § 22:1822 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§1822. Proceeds from health care payments; notice to patient, creditor

RS 1822 - Proceeds from health care payments; notice to patient, creditor  A. Any entity, including a health care provider as defined by R.S. 40:1231.1, receiving health insurance payments from a health insurer or other payor of health care benefits shall provide written notice to the patient, policyholder, or insured of the receipt of the payment within ten working days of receipt of a written request for such notice by certified mail.  B.(1) The person who is entitled to receipt of the payment may file suit to recover the monies due, plus attorney fees and court costs. Such suit may be filed no sooner than thirty days after the payment has been posted to the account of the health care provider.  (2) Nothing in this Section shall affect the right of subrogation by the insurer or health care provider.  (3) The notice requirement to the patient, policyholder, or insured shall not apply if the health insurer or other payor of health care benefits making payments to the health care provider sends notification of payment to the patient, policyholder, or insured.  Acts 1997, No. 1385, §1; Redesignated from R.S. 22:674 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.