reglab/housing_qa huggingface dataset:
9-B ME Rev Stat § 1237 (2021)
2021 Maine Revised Statutes|TITLE 9-B: FINANCIAL INSTITUTIONS|Part 12: SPECIALTY OR LIMITED PURPOSE FINANCIAL INSTITUTIONS|Chapter 123: UNINSURED BANKS|9-B §1237. Disclosure of uninsured status

 §1237. Disclosure of uninsured status 1.  Sign that deposits not insured.  An uninsured bank shall display conspicuously at each window or place where deposits are usually accepted a sign stating that deposits are not insured by the FDIC.   [PL 1997, c. 398, Pt. J, §2 (NEW).] 2.  Statement that deposits not insured.  An uninsured bank shall either include in boldface conspicuous type on each signature card, passbook and instrument evidencing a deposit the following statement: "This deposit is not insured by the FDIC" or require each depositor to execute a statement that acknowledges that the initial deposit and all future deposits at the bank are not insured by the FDIC. The bank shall retain this acknowledgment as long as the depositor maintains any deposit with the bank.   [PL 1997, c. 398, Pt. J, §2 (NEW).] 3.  Statement on deposit-related advertising that deposits not insured.  An uninsured bank shall include on all its deposit-related advertising a statement that deposits are not insured by the FDIC.   [PL 1997, c. 398, Pt. J, §2 (NEW).] SECTION HISTORY PL 1997, c. 398, §J2 (NEW).
9-B ME Rev Stat § 1238 (2021)
2021 Maine Revised Statutes|TITLE 9-B: FINANCIAL INSTITUTIONS|Part 12: SPECIALTY OR LIMITED PURPOSE FINANCIAL INSTITUTIONS|Chapter 123: UNINSURED BANKS|9-B §1238. Rules

 §1238. Rules The superintendent may prescribe rules governing the activities of uninsured banks and implementing this chapter. These rules must take into account the uninsured status of these banks. Rules adopted pursuant to this section are routine technical rules as defined in Title 5, chapter 375, subchapter II-A.   [PL 1997, c. 398, Pt. J, §2 (NEW).]SECTION HISTORY PL 1997, c. 398, §J2 (NEW).
9-B ME Rev Stat § 1239 (2021)
2021 Maine Revised Statutes|TITLE 9-B: FINANCIAL INSTITUTIONS|Part 12: SPECIALTY OR LIMITED PURPOSE FINANCIAL INSTITUTIONS|Chapter 123: UNINSURED BANKS|9-B §1239. Holding companies of uninsured banks

 §1239. Holding companies of uninsured banks If a holding company is not a financial institution holding company under chapter 101 by virtue of controlling a financial institution other than a merchant bank, a nondepository trust company or an uninsured bank, the superintendent may grant the holding company a waiver from the provisions of chapter 101; except that, the superintendent may not waive the requirements of section 1013, subsection 1 and the application requirements of section 1015 relevant to section 1013, subsection 1.   [PL 2001, c. 211, §26 (NEW).]If a holding company is not a financial institution holding company under chapter 101 by virtue of controlling financial institutions other than a merchant bank, nondepository trust company or uninsured bank, the superintendent may examine the holding company, including its subsidiaries and affiliates, to the extent necessary to determine the soundness and viability of the uninsured bank.   [PL 2001, c. 211, §26 (NEW).]SECTION HISTORY PL 2001, c. 211, §26 (NEW).
9-B ME Rev Stat § 1311 (2021)
2021 Maine Revised Statutes|TITLE 9-B: FINANCIAL INSTITUTIONS|Part 13: FOREIGN BANKS|Chapter 131: FOREIGN BRANCHES, AGENCIES AND REPRESENTATIVE OFFICES|9-B §1311. Definitions

 §1311. Definitions As used in this chapter, unless the context otherwise indicates, the following terms have the following meanings.   [PL 1997, c. 182, Pt. B, §3 (NEW).]1.  Agency.  "Agency" means any office or any place of business of a foreign bank located in any state of the United States at which credit balances are maintained incidental to or arising out of the exercise of banking powers, checks are paid, or money is lent, but at which deposits may not be accepted from persons who are citizens or residents of the United States.   [PL 1997, c. 182, Pt. B, §3 (NEW).] 2.  Branch.  "Branch" means any office or any place of business of a foreign bank located in any state of the United States at which deposits are received.   [PL 1997, c. 182, Pt. B, §3 (NEW).] 3.  Federal agency.  "Federal agency" means an agency of a foreign bank established and operating pursuant to Section 4 of the federal International Banking Act of 1978.   [PL 1997, c. 182, Pt. B, §3 (NEW).] 4.  Federal branch.  "Federal branch" means a branch of a foreign bank established and operating pursuant to Section 4 of the federal International Banking Act of 1978.   [PL 1997, c. 182, Pt. B, §3 (NEW).] 5.  Maine agency.  "Maine agency" means an agency of a foreign bank located in this State and established and operating pursuant to the provisions of this chapter.   [PL 1997, c. 182, Pt. B, §3 (NEW).] 6.  Maine branch.  "Maine branch" means a branch of a foreign bank located in this State and established and operating pursuant to the provisions of this chapter.   [PL 1997, c. 182, Pt. B, §3 (NEW).] 7.  Maine foreign bank.  "Maine foreign bank" means a foreign bank that operates a Maine branch or Maine agency and for which Maine is the home state, in accordance with Section 5 of the federal International Banking Act of 1978.   [PL 1997, c. 182, Pt. B, §3 (NEW).] 8.  Maine representative office.  "Maine representative office" means a representative office located in this State and established and operating pursuant to the provisions of this chapter.   [PL 1997, c. 182, Pt. B, §3 (NEW).] 9.  Out-of-state foreign bank.  "Out-of-state foreign bank" means a foreign bank for which a state other than Maine is the home state, in accordance with Section 5 of the federal International Banking Act of 1978.   [PL 1997, c. 182, Pt. B, §3 (NEW).] 10.  Representative office.  "Representative office" means any office of a foreign bank that is located in any state and is not a federal branch, federal agency, state branch, state agency or subsidiary of a foreign bank.   [PL 1997, c. 182, Pt. B, §3 (NEW).] SECTION HISTORY PL 1997, c. 182, §B3 (NEW).
9-B ME Rev Stat § 1312 (2021)
2021 Maine Revised Statutes|TITLE 9-B: FINANCIAL INSTITUTIONS|Part 13: FOREIGN BANKS|Chapter 131: FOREIGN BRANCHES, AGENCIES AND REPRESENTATIVE OFFICES|9-B §1312. Branches and agencies of foreign banks

 §1312. Branches and agencies of foreign banks 1.  Establishment.  A foreign bank that is or will become a Maine foreign bank and engages directly in the banking business outside the United States may, with the prior approval of the superintendent, establish a branch or agency. The establishment of a branch or agency may be de novo or through merger or acquisition.   [PL 1997, c. 182, Pt. B, §3 (NEW).] 2.  Criteria for approval.  Applications for approvals required in subsection 1 must be filed pursuant to procedures established by the superintendent. Action on those applications must be taken in accordance with the requirements of section 252 and is subject to the standards set forth in section 253. Those applications are subject to the following additional criteria:   A. The foreign bank must directly engage in the banking business outside of the United States and be subject to comprehensive supervision or regulation on a consolidated basis by the appropriate authorities in its home country, or the superintendent finds that the appropriate authorities in the home country of the foreign bank are actively working to establish arrangements for the consolidated supervision of the bank; and   [PL 1997, c. 182, Pt. B, §3 (NEW).]B. The foreign bank has provided the superintendent with adequate assurances that it will make available to the superintendent any information on the operations or activities of the foreign bank and any of its affiliates that the superintendent considers necessary to determine and enforce compliance with this Title and other applicable state law.   [PL 1997, c. 182, Pt. B, §3 (NEW).][PL 1997, c. 182, Pt. B, §3 (NEW).] 3.  Application fee.  An application for approval required in subsection 1 may not be considered complete by the superintendent unless accompanied by an application fee to be credited and used as provided in section 214. The superintendent shall establish the amount of the fee, which may not exceed $7,500.   [PL 1997, c. 182, Pt. B, §3 (NEW).] SECTION HISTORY PL 1997, c. 182, §B3 (NEW).
9-B ME Rev Stat § 1313 (2021)
2021 Maine Revised Statutes|TITLE 9-B: FINANCIAL INSTITUTIONS|Part 13: FOREIGN BANKS|Chapter 131: FOREIGN BRANCHES, AGENCIES AND REPRESENTATIVE OFFICES|9-B §1313. Federal branches and agencies

 §1313. Federal branches and agencies 1.  Permissibility of federal branches and agencies.  Nothing in this Title may be construed to prohibit the operation of a federal branch or a federal agency in this State.   [PL 1997, c. 182, Pt. B, §3 (NEW).] 2.  No concurrent maintenance of federal branches or agencies.  No foreign bank authorized to operate a Maine branch or Maine agency pursuant to section 1312 may maintain concurrently a federal branch or federal agency in this State.   [PL 1997, c. 182, Pt. B, §3 (NEW).] SECTION HISTORY PL 1997, c. 182, §B3 (NEW).
9-B ME Rev Stat § 1314 (2021)
2021 Maine Revised Statutes|TITLE 9-B: FINANCIAL INSTITUTIONS|Part 13: FOREIGN BANKS|Chapter 131: FOREIGN BRANCHES, AGENCIES AND REPRESENTATIVE OFFICES|9-B §1314. Powers of Maine branches and agencies

 §1314. Powers of Maine branches and agencies 1.  General powers.  Except as otherwise specifically provided in this chapter or in orders or rules adopted by the superintendent, and notwithstanding any other law or rule of this State to the contrary, operations of a foreign bank at a Maine branch or Maine agency must be conducted with the same rights, privileges and powers accorded a trust company at the same location and are subject to all the same duties, restrictions, penalties, liabilities, conditions and limitations that apply under the laws of this State to a trust company doing business at the same location.   [PL 1997, c. 182, Pt. B, §3 (NEW).] 2.  Exceptions.  The following are exceptions to the provisions of subsection 1.   A. A Maine branch may not accept from citizens or residents of the United States deposits, other than credit balances that are incidental to or arise out of its exercise of other lawful banking powers, of less than $100,000, except to the extent that those deposits are determined by the Federal Deposit Insurance Corporation not to constitute "domestic retail deposit activities requiring deposit insurance protection" within the meaning of Section 6 of the federal International Banking Act of 1978.   [PL 1997, c. 182, Pt. B, §3 (NEW).]B. A Maine agency may not accept any deposits from citizens or residents of the United States, other than credit balances that are incidental to or arise out of its exercise of other lawful banking powers, but it may accept deposits from persons who are neither citizens nor residents of the United States.   [PL 1997, c. 182, Pt. B, §3 (NEW).]C. A Maine branch or Maine agency is not required to maintain deposit insurance pursuant to section 422.   [PL 1997, c. 182, Pt. B, §3 (NEW).]D. Any limitation or restriction based on the capital and surplus of a financial institution is deemed to refer, as applied to a Maine branch or Maine agency, to the United States dollar equivalent of the capital and surplus of the foreign bank and, if the foreign bank has more than one branch or agency in the United States, the business transacted by all such branches and agencies must be aggregated in determining compliance with the limitation.   [PL 1997, c. 182, Pt. B, §3 (NEW).]E. Unless otherwise provided by the superintendent, any provision in this Title and rules adopted under this Title that require a financial institution to obtain the approval of its board of directors are deemed to require a Maine branch or Maine agency to obtain the approval of parent foreign bank senior management.   [PL 1997, c. 182, Pt. B, §3 (NEW).][PL 1997, c. 182, Pt. B, §3 (NEW).] SECTION HISTORY PL 1997, c. 182, §B3 (NEW).
9-B ME Rev Stat § 1315 (2021)
2021 Maine Revised Statutes|TITLE 9-B: FINANCIAL INSTITUTIONS|Part 13: FOREIGN BANKS|Chapter 131: FOREIGN BRANCHES, AGENCIES AND REPRESENTATIVE OFFICES|9-B §1315. Representative offices

 §1315. Representative offices 1.  Notification required.  A foreign bank may establish a representative office in this State with 30 days' prior notice to the superintendent. A foreign bank may not establish a representative office in this State without the prior approval of the Board of Governors of the Federal Reserve System pursuant to Section 10 of the federal International Banking Act of 1978.   [PL 1997, c. 182, Pt. B, §3 (NEW).] 2.  Permitted activities.  Foreign banks may conduct the following activities through representative offices:   A. Solicitation for loans and in connection with those loans the assembly of credit information, making of property inspections and appraisals, securing of title information, preparation of applications for loans including making recommendations with respect to action on those applications, solicitation of investors to purchase loans from the foreign bank and the search for investors to contract with the foreign bank for servicing of those loans;   [PL 1997, c. 182, Pt. B, §3 (NEW).]B. The solicitation of new business;   [PL 1997, c. 182, Pt. B, §3 (NEW).]C. The conduct of research;   [PL 1997, c. 182, Pt. B, §3 (NEW).]D. Back office administrative functions; and   [PL 1997, c. 182, Pt. B, §3 (NEW).]E. Any other activity that may be permitted by the superintendent by rule or order.   [PL 1997, c. 182, Pt. B, §3 (NEW).][PL 1997, c. 182, Pt. B, §3 (NEW).] SECTION HISTORY PL 1997, c. 182, §B3 (NEW).
9-B ME Rev Stat § 1316 (2021)
2021 Maine Revised Statutes|TITLE 9-B: FINANCIAL INSTITUTIONS|Part 13: FOREIGN BANKS|Chapter 131: FOREIGN BRANCHES, AGENCIES AND REPRESENTATIVE OFFICES|9-B §1316. Trust activities

 §1316. Trust activities 1.  Authority.  A foreign bank that has established a Maine branch or Maine agency in accordance with section 1312 may engage in trust activities at that Maine branch or Maine agency upon 30 days' prior notification to the superintendent.   [PL 1997, c. 182, Pt. B, §3 (NEW).] 2.  Territorial application.  All trust activities entered into between a foreign bank that has established a Maine branch or Maine agency and persons residing or domiciled in this State or that involve property located in this State are governed by the laws of this State.   [PL 1997, c. 182, Pt. B, §3 (NEW).] SECTION HISTORY PL 1997, c. 182, §B3 (NEW).
9-B ME Rev Stat § 1317 (2021)
2021 Maine Revised Statutes|TITLE 9-B: FINANCIAL INSTITUTIONS|Part 13: FOREIGN BANKS|Chapter 131: FOREIGN BRANCHES, AGENCIES AND REPRESENTATIVE OFFICES|9-B §1317. Service of process

 §1317. Service of process A foreign bank having a Maine agency, Maine branch or Maine representative office shall maintain a registered office and is subject to service of process in the manner provided for in Title 13-C, chapter 15.   [RR 2001, c. 2, Pt. B, §21 (COR); RR 2001, c. 2, Pt. B, §58 (AFF).]SECTION HISTORY PL 1997, c. 182, §B3 (NEW). RR 2001, c. 2, §B21 (COR). RR 2001, c. 2, §B58 (AFF).
9-B ME Rev Stat § 1319 (2021)
2021 Maine Revised Statutes|TITLE 9-B: FINANCIAL INSTITUTIONS|Part 13: FOREIGN BANKS|Chapter 131: FOREIGN BRANCHES, AGENCIES AND REPRESENTATIVE OFFICES|9-B §1319. Record keeping and reporting

 §1319. Record keeping and reporting 1.  General.  A Maine branch, Maine agency or Maine representative office shall comply with applicable record-keeping and reporting requirements that apply to financial institutions organized under this Title and with any additional requirements that may be prescribed by the superintendent. A Maine branch, Maine agency, Maine representative office and the parent foreign bank shall furnish information relating to the affairs of the parent foreign bank and its affiliates that the superintendent may from time to time request. The superintendent may modify record-keeping and reporting requirements if the superintendent determines that circumstances warrant a modification.   [PL 1997, c. 182, Pt. B, §3 (NEW).] 2.  Reports filed with other agencies.  The reporting requirements imposed by this section may be complied with by submitting to the superintendent copies of reports prepared for federal regulatory agencies by the institution, which contain the information requested, unless the superintendent requires otherwise.   [PL 1997, c. 182, Pt. B, §3 (NEW).] 3.  Maintenance of accounts, books and records.  A Maine branch, Maine agency or Maine representative office shall maintain a set of accounts and records reflecting its transactions that are separate from those of the foreign bank and any other branch, agency or representative office. The Maine branch, Maine agency or Maine representative office shall keep a set of accounts and records in English sufficient to permit the superintendent to examine the condition of the branch, agency or representative office and the branch's, agency's or representative office's compliance with applicable laws and rules. The Maine branch, Maine agency or Maine representative office shall promptly provide any additional records requested by the superintendent for examination or supervisory purposes.   [PL 1997, c. 182, Pt. B, §3 (NEW).] 4.  More than one Maine branch or Maine agency.  A foreign bank with more than one Maine branch or Maine agency shall designate one of those branches or agencies to maintain consolidated asset, liability and capital equivalency accounts for all Maine branches or Maine agencies.   [PL 1997, c. 182, Pt. B, §3 (NEW).] SECTION HISTORY PL 1997, c. 182, §B3 (NEW).
9-B ME Rev Stat § 1320 (2021)
2021 Maine Revised Statutes|TITLE 9-B: FINANCIAL INSTITUTIONS|Part 13: FOREIGN BANKS|Chapter 131: FOREIGN BRANCHES, AGENCIES AND REPRESENTATIVE OFFICES|9-B §1320. Disclosure of lack of deposit insurance

 §1320. Disclosure of lack of deposit insurance Each foreign bank operating a Maine branch or Maine agency shall, in a manner established by the superintendent, give notice that deposits and credit balances in that branch or agency are not insured by the Federal Deposit Insurance Corporation.   [PL 1997, c. 182, Pt. B, §3 (NEW).]SECTION HISTORY PL 1997, c. 182, §B3 (NEW).
9-B ME Rev Stat § 1321 (2021)
2021 Maine Revised Statutes|TITLE 9-B: FINANCIAL INSTITUTIONS|Part 13: FOREIGN BANKS|Chapter 131: FOREIGN BRANCHES, AGENCIES AND REPRESENTATIVE OFFICES|9-B §1321. Notice of changes in name and location

 §1321. Notice of changes in name and location 1.  Notice.  A foreign bank maintaining a Maine branch, Maine agency or Maine representative office shall provide the superintendent with prior notice of the following events:   A. A change in corporate name;   [PL 1997, c. 182, Pt. B, §3 (NEW).]B. A change of mailing address;   [PL 1997, c. 182, Pt. B, §3 (NEW).]C. A relocation of office in Maine;   [PL 1997, c. 182, Pt. B, §3 (NEW).]D. A conversion of a Maine branch or Maine agency to a federal branch or agency; and   [PL 1997, c. 182, Pt. B, §3 (NEW).]E. Any changes in the designation of home state.   [PL 1997, c. 182, Pt. B, §3 (NEW).][PL 1997, c. 182, Pt. B, §3 (NEW).] 2.  Timing and form of notice.  The superintendent shall determine the form and timing of notice of these events.   [PL 1997, c. 182, Pt. B, §3 (NEW).] SECTION HISTORY PL 1997, c. 182, §B3 (NEW).
9-B ME Rev Stat § 1322 (2021)
2021 Maine Revised Statutes|TITLE 9-B: FINANCIAL INSTITUTIONS|Part 13: FOREIGN BANKS|Chapter 131: FOREIGN BRANCHES, AGENCIES AND REPRESENTATIVE OFFICES|9-B §1322. Change of control of foreign bank

 §1322. Change of control of foreign bank A foreign bank that is licensed to establish and maintain a Maine branch, Maine agency or Maine representative office shall file with the superintendent a notice, in such form and containing such information as the superintendent may prescribe, no later than 14 calendar days after that foreign bank becomes aware of any acquisition of control of that foreign bank or merges with another foreign bank.   [PL 1997, c. 182, Pt. B, §3 (NEW).]SECTION HISTORY PL 1997, c. 182, §B3 (NEW).
9-B ME Rev Stat § 1323 (2021)
2021 Maine Revised Statutes|TITLE 9-B: FINANCIAL INSTITUTIONS|Part 13: FOREIGN BANKS|Chapter 131: FOREIGN BRANCHES, AGENCIES AND REPRESENTATIVE OFFICES|9-B §1323. Voluntary closure of Maine branch, Maine agency or Maine representative office

 §1323. Voluntary closure of Maine branch, Maine agency or Maine representative office 1.  Maine branch or Maine agency.  A foreign bank may voluntarily close a Maine branch or Maine agency in accordance with section 335, subsection 2.   [PL 1997, c. 182, Pt. B, §3 (NEW).] 2.  Maine representative office.  A foreign bank may voluntarily close a Maine representative office upon 30 days' prior notice to the superintendent.   [PL 1997, c. 182, Pt. B, §3 (NEW).] SECTION HISTORY PL 1997, c. 182, §B3 (NEW).
9-B ME Rev Stat § 1324 (2021)
2021 Maine Revised Statutes|TITLE 9-B: FINANCIAL INSTITUTIONS|Part 13: FOREIGN BANKS|Chapter 131: FOREIGN BRANCHES, AGENCIES AND REPRESENTATIVE OFFICES|9-B §1324. Conversions

 §1324. Conversions 1.  Authority.  A foreign bank may convert a Maine representative office to a Maine agency or Maine branch, or convert a Maine agency to a Maine representative office or a Maine branch, or convert a Maine branch to a Maine agency or Maine representative office with the prior approval of the superintendent. A foreign bank may also convert a federal branch or agency to a Maine branch or Maine agency.   [PL 1997, c. 182, Pt. B, §3 (NEW).] 2.  Applications.  Applications for prior approval of conversions must be processed in accordance with sections 252 and 253 or section 1315 as appropriate.   [PL 1997, c. 182, Pt. B, §3 (NEW).] SECTION HISTORY PL 1997, c. 182, §B3 (NEW).
9-B ME Rev Stat § 1325 (2021)
2021 Maine Revised Statutes|TITLE 9-B: FINANCIAL INSTITUTIONS|Part 13: FOREIGN BANKS|Chapter 131: FOREIGN BRANCHES, AGENCIES AND REPRESENTATIVE OFFICES|9-B §1325. Assessment, examination and enforcement

 §1325. Assessment, examination and enforcement 1.  Assessment.  A foreign bank operating a Maine branch or a Maine agency shall pay assessments to the superintendent in accordance with section 214, subsection 2.   [PL 1997, c. 182, Pt. B, §3 (NEW).] 2.  Examination.  The superintendent may examine each Maine branch, Maine agency or Maine representative office pursuant to section 221 and is compensated for those examinations according to the provisions of section 214, subsection 1.   [PL 1997, c. 182, Pt. B, §3 (NEW).] 3.  Enforcement.  The superintendent may enforce the provisions of this chapter pursuant to the enforcement authority under sections 231 and 232.   [PL 1997, c. 182, Pt. B, §3 (NEW).] SECTION HISTORY PL 1997, c. 182, §B3 (NEW).