reglab/housing_qa huggingface dataset:
MN Stat § 579.05 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 579 — Boats, Vessels; Actions Against|Section 579.05 — Owner Summoned To Show Cause.

579.05 OWNER SUMMONED TO SHOW CAUSE. When judgment is rendered in favor of the plaintiff against a boat or vessel, and prior thereto it has been discharged from custody by the giving of bond or otherwise, or when for any reason the judgment or any part thereof remains unpaid for 60 days, the master and owner, or either, may be summoned to show cause why they should not be personally bound by the judgment. Such summons shall be subscribed by the judgment creditor, an agent or attorney, and shall describe the judgment, specify the amount due thereon, and require the party summoned to show cause within 20 days after the service thereof, and may be served in the same manner as a summons in a civil action. It shall be accompanied by an affidavit of the person subscribing it, to the effect that the judgment has not been paid or satisfied, except as specified in the summons, to the affiant's knowledge, information, or belief. History:  (9778) RL s 4607; 1986 c 444
MN Stat § 579.06 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 579 — Boats, Vessels; Actions Against|Section 579.06 — Pleadings; Trial; Judgment.

579.06 PLEADINGS; TRIAL; JUDGMENT. The party summoned may by answer deny that the judgment was duly rendered, or that the answerer was master, owner, or part owner of the boat or vessel when the cause of action against it arose, and may set up any defense which has arisen since the rendition of the judgment, but no other defense. The party issuing the summons may demur or reply to the answer, and the party summoned may demur to the reply. The issues shall be tried, and judgment, with costs, shall be rendered and enforced in the same manner as in a civil action. History:  (9779) RL s 4608; 1986 c 444
MN Stat § 579.07 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 579 — Boats, Vessels; Actions Against|Section 579.07 — Appeals.

579.07 APPEALS. In all cases under this chapter, if judgment be rendered in favor of the plaintiff, the master, owner, agent, or consignee of the boat or vessel, and any other person interested, may appeal from the orders or judgment of the court as in other cases. History:  (9780) RL s 4609
MN Stat § 579.08 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 579 — Boats, Vessels; Actions Against|Section 579.08 — Limitation Of Action.

579.08 LIMITATION OF ACTION. All actions under this chapter shall be commenced within one year after the cause of action accrues. History:  (9781) RL s 4610
MN Stat § 580.01 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.01 — Limitation.

580.01 LIMITATION. Subject to the provisions of section 541.03, any mortgage of real estate containing a power of sale, upon default being made in any condition thereof, may be foreclosed by advertisement. History:  (9602) RL s 4457; 1953 c 277 s 1
MN Stat § 580.02 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.02 — Requisites For Foreclosure.

580.02 REQUISITES FOR FORECLOSURE. To entitle any party to make such foreclosure, it is requisite: (1) that some default in a condition of such mortgage has occurred, by which the power to sell has become operative; (2) that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part; (3) that the mortgage has been recorded and, if it has been assigned, that all assignments thereof have been recorded; provided, that, if the mortgage is upon registered land, it shall be sufficient if the mortgage and all assignments thereof have been duly registered; (4) before the notice of pendency as required under section 580.032 is recorded, the party has complied with section 580.021; and (5) before the foreclosure sale, the party has complied with section 582.043, if applicable. History:  (9603) RL s 4458; 2008 c 341 art 5 s 6; 2013 c 115 s 1
MN Stat § 580.022 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.022 — Forms.

580.022 FORMS. Subdivision 1. Counseling form. The notice required under section 580.021, subdivision 2, clause (2), must be printed on colored paper that is other than the color of any other document provided with it and must appear substantially as follows: "PREFORECLOSURE NOTICE  Foreclosure Prevention Counseling   Why You Are Getting This Notice  We do not want you to lose your home and your equity. Government-approved nonprofit agencies are available to, if possible, help you prevent foreclosure. We have given your contact information to an authorized foreclosure prevention counseling agency to contact you to help you prevent foreclosure.  Who Are These Foreclosure Prevention Counseling Agencies  They are nonprofit agencies who are experts in housing and foreclosure prevention counseling and assistance. They are experienced in dealing with lenders and homeowners who are behind on mortgage payments and can help you understand your options and work with you to address your delinquency. They are approved by either the Minnesota Housing Finance Agency or the United States Department of Housing and Urban Development. They are not connected with us in any way.  Which Agency Will Contact You  [insert name, address, and telephone number of agency] You can also contact them directly." Subd. 2.Notice of Counseling and Request for Contact Information form. The notice required in section 580.021, subdivision 4, must be substantially in the following form: "PREFORECLOSURE NOTICE  NOTICE OF PROVISION OF FORECLOSURE PREVENTION COUNSELING AND REQUEST FOR MORTGAGEE CONTACT INFORMATION  [Insert agency name] has been contacted by your customer regarding foreclosure prevention counseling in response to the current foreclosure proceedings involving the customer's real property. Please provide the following contact information pursuant to Minnesota Statutes, section 580.021, subdivision 4, by completing and returning this form via fax [insert fax number] or via e-mail at [insert e-mail address].     To be completed by Counseling Agency     Consumer Name: .    CONSUMER CONTACT INFORMATION:    Address: .     City, State, Zip Code: .     Daytime Phone: .     Nighttime Phone: .       PROPERTY AT RISK FOR FORECLOSURE (if differs from above):    Address: .     City, State, Zip Code: .       COUNSELING AGENCY CONTACT:     Name: .     Agency: .     Phone: .     Fax: .     E-mail: .         To be completed by Lender      Contact Name: .     Address: .     City, State, Zip Code: .     Phone: .     Fax: .     E-mail: .  "   History:   2008 c 341 art 5 s 8
MN Stat § 580.025 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.025 — Foreclosure Data.

580.025 FORECLOSURE DATA. Subdivision 1. Applicability. This section applies to foreclosure of mortgages under this chapter on property consisting of one to four family dwelling units. Subd. 2. Data required. The notice of pendency required by section 580.032, subdivision 3; the notice of sale required by section 580.04; and the certificate of sale required by section 580.12 shall include the following information to the best of the knowledge of the party foreclosing the mortgage: (1) the physical street address, city, and zip code of the mortgaged premises; (2) the name of the transaction agent, residential mortgage servicer, and the lender or broker, as defined in section 58.02, if the person holding the mortgage is a transaction agent as defined in section 58.02, subdivision 30, or the name of the residential mortgage servicer and the lender or broker, as defined in section 58.02, if the person holding the mortgage is not a transaction agent as defined in section 58.02, subdivision 30; (3) the tax parcel identification number of the mortgaged premises; (4) if stated on the mortgage, the transaction agent's mortgage identification number; and (5) if stated on the mortgage, the name of the residential mortgage originator as defined in section 58.02. No liability shall accrue to the party foreclosing the mortgage or the party's attorney for de minimis, good faith, or commercially reasonable errors in this information. The omission of all or some of the information required by this section from the notice shall not invalidate the foreclosure of the mortgage. History:  2008 c 238 art 1 s 2; 2009 c 130 s 5
MN Stat § 580.03 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.03 — Notice Of Sale; Service On Occupant.

580.03 NOTICE OF SALE; SERVICE ON OCCUPANT. Six weeks' published notice shall be given that such mortgage will be foreclosed by sale of the mortgaged premises or some part thereof, and at least four weeks before the appointed time of sale a copy of such notice shall be served in like manner as a summons in a civil action in the district court upon the person in possession of the mortgaged premises, if the same are actually occupied. If there be a building on such premises used by a church or religious corporation, for its usual meetings, service upon any officer or trustee of such corporation shall be a sufficient service upon it. The notices required by sections 580.041 and 580.042 must be served simultaneously with the notice of foreclosure required by this section. History:  (9604) RL s 4459; 2004 c 263 s 22,26; 2007 c 106 s 22; 2008 c 341 art 5 s 9,23; 2010 c 375 s 9
MN Stat § 580.033 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.033 — Where Notice Published.

580.033 WHERE NOTICE PUBLISHED. Subdivision 1. Location of qualified newspaper. For purposes of this chapter, publication of the notice of sale is sufficient if it occurs: (1) in a qualified newspaper having its known office of issue located in the county where the mortgaged premises, or some part of the mortgaged premises are located; or (2) in a qualified newspaper having its known office of issue located in an adjoining county, if the publisher of the newspaper states, in the sworn affidavit of publication required by section 331A.07, that a substantial portion of the newspaper's circulation is in the county where the mortgaged premises, or some part of the mortgaged premises are located. In all cases, the affidavit of publication must state the county where the newspaper's known office of issue is located and that the newspaper complies with the conditions described in clause (1) or (2). Subd. 2. Definitions. As used in this section, "known office of issue" is defined as provided in section 331A.01, subdivision 2, and "qualified newspaper" is defined as provided in section 331A.01, subdivision 8. History:   2015 c 14 s 1
MN Stat § 580.04 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.04 — Requisites Of Notice.

580.04 REQUISITES OF NOTICE. (a) Each notice shall specify or contain: (1) the name of the mortgagor, the mortgagee, each assignee of the mortgage, if any, and the original or maximum principal amount secured by the mortgage; (2) the date of the mortgage, and when and where recorded, except where the mortgage is upon registered land, in which case the notice shall state that fact, and when and where registered; (3) the amount claimed to be due on the mortgage on the date of the notice; (4) a description of the mortgaged premises, conforming substantially to that contained in the mortgage, and the commonly used street address of the mortgaged premises; (5) the time and place of sale; (6) the time allowed by law for redemption by the mortgagor, the mortgagor's personal representatives or assigns; and (7) for mortgaged premises described in section 582.032, subdivision 1, the following statement in capital letters: "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." (b) If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23. The notice must state that the time to vacate the property is 11:59 p.m. on the specified date. History:  (9605) RL s 4460; 1967 c 248 s 1; 1986 c 444; 1989 c 328 art 3 s 6; 1Sp1989 c 2 s 6; 2004 c 234 s 3; 2009 c 123 s 6; 2009 c 130 s 6
MN Stat § 580.045 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.045 — Record Owner With No Financial Interest.

580.045 RECORD OWNER WITH NO FINANCIAL INTEREST. A notice of foreclosure required under section 580.04 must include the name of each mortgagor who, at the time of first publication of the notice, has been released from financial obligation on the mortgage and a statement that the named mortgagor has been released from financial obligation on the mortgage. History:   1988 c 421 s 1
MN Stat § 580.05 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.05 — Attorney To Foreclose; Record Of Power.

580.05 ATTORNEY TO FORECLOSE; RECORD OF POWER. When an attorney at law is employed to conduct such foreclosure, the authority of the attorney at law shall appear by power of attorney executed and acknowledged by the mortgagee or assignee of the mortgage in the same manner as a conveyance, and recorded prior to the sale in the county where the foreclosure proceedings are had. If such attorney be employed on behalf of such mortgagee or assignee by an attorney in fact, the attorney's authority shall likewise be evidenced by recorded power. History:  (9606) RL s 4461; 1986 c 444
MN Stat § 580.06 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.06 — Sale, How And By Whom Made.

580.06 SALE, HOW AND BY WHOM MADE. The sale shall be made by the sheriff or the sheriff's deputy at public venue to the highest bidder, in the county in which the premises to be sold, or some part thereof, are situated, between 9:00 a.m. and 4:00 p.m. History:  (9607) RL s 4462; 1986 c 444; 2008 c 341 art 5 s 12; 2010 c 375 s 11; 2011 c 76 art 1 s 65
MN Stat § 580.08 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.08 — Separate Tracts.

580.08 SEPARATE TRACTS. If the mortgaged premises consist of separate and distinct farms or tracts, they shall be sold separately, and no more farms or tracts shall be sold than are necessary to satisfy the amount due on such mortgage at the date of notice of such sale, with interest, taxes paid, and costs of sale. History:  (9609) RL s 4464
MN Stat § 580.10 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.10 — Surplus.

580.10 SURPLUS. In all cases not provided for in section 580.09, if, after sale of any real estate, made as herein prescribed, there remains in the hands of the officer making the sale any surplus money, after satisfying the mortgage, with interest, taxes paid, and costs of sale, the surplus shall be paid over by such officer, on demand, to the mortgagor, the mortgagor's legal representatives or assigns. History:  (9611) RL s 4466; 1986 c 444
MN Stat § 580.11 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.11 — Mortgagee Or Assignee May Purchase.

580.11 MORTGAGEE OR ASSIGNEE MAY PURCHASE. The mortgagee, the mortgagee's assignee, or the legal representative of either or both, may fairly and in good faith purchase the premises so advertised, or any part thereof, at such sale. History:  (9612) RL s 4467; 1986 c 444
MN Stat § 580.12 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.12 — Certificate Of Sale; Record; Effect.

580.12 CERTIFICATE OF SALE; RECORD; EFFECT. When any sale of real property is made under a power of sale contained in any mortgage, the officer shall make and deliver to the purchaser a certificate, executed in the same manner as a conveyance, containing: (1) a description of the mortgage; (2) a description of the property sold; (3) the price paid for each parcel sold; (4) the time and place of the sale, and the name of the purchaser; (5) the interest rate in effect on the date of the sheriff's sale; and (6) the time allowed by law for redemption, provided that if the redemption period stated in the certificate is five weeks and a longer redemption period was stated in the published notice of foreclosure sale, a certified copy of the court order entered under section 582.032, authorizing reduction of the redemption period to five weeks, must be attached to the certificate. A certificate which states a five-week redemption period must be recorded within ten days after the sale; any other certificate must be recorded within 20 days after the sale. When so recorded, upon expiration of the time for redemption, the certificate shall operate as a conveyance to the purchaser or the purchaser's assignee of all the right, title, and interest of the mortgagor in and to the premises named therein at the date of such mortgage, without any other conveyance. A certificate must not contain a time allowed for redemption that is less than the time specified by section 580.23, 582.032, or 582.32, whichever applies. History:  (9613) RL s 4468; 1986 c 444; 1989 c 328 art 3 s 7; 1994 c 388 art 1 s 6; 2008 c 341 art 5 s 14
MN Stat § 580.13 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.13 — Premises In More Than One County; Record.

580.13 PREMISES IN MORE THAN ONE COUNTY; RECORD. If any mortgage covering real estate in more than one county be foreclosed by proceedings had in one county, and the mortgage debt be thereby paid, in whole or in part, there may be recorded by the county recorder of the other county a certified copy of the certificate of sale and other foreclosure proceedings of record in the county in which the foreclosure proceedings were had. History:  (9616) RL s 4470; 1976 c 181 s 2
MN Stat § 580.14 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.14 — Execution After Expiration Of Term.

580.14 EXECUTION AFTER EXPIRATION OF TERM. Where the term of office of the sheriff or deputy who made the sale expires within 20 days thereafter, and before executing the certificate required by law, that sheriff or deputy may execute and acknowledge the same in like manner and with like effect as if the term had not expired. History:  (9617) RL s 4471; 1986 c 444
MN Stat § 580.17 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.17 — Affidavit Of Costs.

580.17 AFFIDAVIT OF COSTS. Within ten days after the filing for record of the certificate of sale, the party foreclosing, or the party's attorney, shall make and record with the county recorder an affidavit containing a detailed bill of the costs and disbursements of the foreclosure, including attorney's fees, and setting forth that the same have been absolutely and unconditionally paid or incurred. Costs and disbursements shall be allowed as provided in section 549.04. History:  (9620) RL s 4474; 1976 c 181 s 2; 1983 c 93 s 2; 1986 c 444; 2005 c 4 s 148
MN Stat § 580.18 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.18 — Excessive Costs Or Interest.

580.18 EXCESSIVE COSTS OR INTEREST. At any time within one year after the sale, the mortgagor, the mortgagor's heirs or assigns, may recover from the owner of the mortgage at the time of foreclosure three times the amount of any sums charged as costs or disbursements on such foreclosure but not absolutely paid, unless such amounts have been paid to the mortgagor or the mortgagor's assigns. History:  (9621) RL s 4475; 1986 c 444
MN Stat § 580.19 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.19 — Certificate As Evidence.

580.19 CERTIFICATE AS EVIDENCE. Every sheriff's certificate of sale made under a power to sell contained in a mortgage shall be prima facie evidence that all the requirements of law in that behalf have been complied with, and prima facie evidence of title in fee thereunder in the purchaser at such sale, the purchaser's heirs or assigns, after the time for redemption therefrom has expired. History:  (9622) RL s 4476; 1986 c 444
MN Stat § 580.20 (2021)
2021 Minnesota Statutes|Chapters 570 - 583 — Postjudgment Remedies; Alternative Dispute Resolution; Bonds|Chapter 580 — Mortgages; Foreclosure By Advertisement|Section 580.20 — Action To Set Aside For Certain Defects.

580.20 ACTION TO SET ASIDE FOR CERTAIN DEFECTS. No such sale shall be held invalid or be set aside by reason of any defect in the notice thereof, or in the publication or service of such notice, or in the proceedings of the officer making the sale, unless the action in which the validity of such sale is called in question be commenced, or the defense alleging its invalidity be interposed, with reasonable diligence, and not later than five years after the date of such sale; provided that persons under disability to sue when such sale was made by reason of being minors, persons who lack the mental capacity to make decisions, persons with a developmental disability, or persons in captivity or in any country with which the United States is at war, may commence such action or interpose such defense at any time within five years after the removal of such disability. History:  (9623) RL s 4477; 2005 c 56 s 1; 2013 c 59 art 3 s 15