reglab/housing_qa huggingface dataset:
MS Code § 83-23-223 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 23 - Insolvent Insurance Companies; Insurance Guaranty Association|Article 5 - Mississippi Life and Health Insurance Guaranty Association Act|§ 83-23-223. Detection and prevention of insurer insolvencies or impairments

 To aid in the detection and prevention of insurer insolvencies or impairments:    It shall be the duty of the commissioner;   To notify the commissioners of all the other states, territories of the United States and the District of Columbia within thirty (30) days following the action taken or the date the action occurs, when the commissioner takes any of the following actions against a member insurer:   Revocation of license;   Suspension of license; or   Makes a formal order that the company restrict its premium writing, obtain additional contributions to surplus, withdraw from the state, reinsure all or any part of its business, or increase capital, surplus or any other account for the security of policy owners or creditors.     To report to the board of directors when the commissioner has taken any of the actions set forth in subparagraph (a) or has received a report from any other commissioner indicating that any such action has been taken in another state. The report to the board of directors shall contain all significant details of the action taken or the report received from another commissioner.   To report to the board of directors when the commissioner has reasonable cause to believe from an examination, whether completed or in process, of any member insurer that the insurer may be an impaired or insolvent insurer.   To furnish to the board of directors the NAIC Insurance Regulatory Information System (IRIS) ratios and listings of companies not included in the ratios developed by the National Association of Insurance Commissioners, and the board may use the information contained therein in carrying out its duties and responsibilities under this section. The report and the information contained therein shall be kept confidential by the board of directors until such time as made public by the commissioner or other lawful authority.     The commissioner may seek the advice and recommendations of the board of directors concerning any matter affecting the duties and responsibilities of the commissioner regarding the financial condition of member insurers and companies seeking admission to transact insurance business in this state.   The board of directors may, upon majority vote, make reports and recommendations to the commissioner upon any matter germane to the solvency, liquidation, rehabilitation or conservation of any member insurer or germane to the solvency of any company seeking to do an insurance business in this state. The reports and recommendations shall not be considered public documents.   The board of directors may, upon majority vote, notify the commissioner of any information indicating a member insurer may be an impaired or insolvent insurer.   The board of directors may, upon majority vote, make recommendations to the commissioner for the detection and prevention of insurer insolvencies.
MS Code § 83-23-227 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 23 - Insolvent Insurance Companies; Insurance Guaranty Association|Article 5 - Mississippi Life and Health Insurance Guaranty Association Act|§ 83-23-227. Regulation by commissioner; annual report

 The association shall be subject to examination and regulation by the commissioner. The board of directors shall submit to the commissioner, each year not later than one hundred twenty (120) days after the association's fiscal year, a financial report in a form approved by the commissioner and a report of its activities during the preceding fiscal year. Upon the request of a member insurer, the association shall provide the member insurer with a copy of the report.
MS Code § 83-23-229 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 23 - Insolvent Insurance Companies; Insurance Guaranty Association|Article 5 - Mississippi Life and Health Insurance Guaranty Association Act|§ 83-23-229. Tax status of association

 The association shall be exempt from payment of all fees and all taxes levied by this state or any of its subdivisions, except taxes levied on real property.
MS Code § 83-23-231 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 23 - Insolvent Insurance Companies; Insurance Guaranty Association|Article 5 - Mississippi Life and Health Insurance Guaranty Association Act|§ 83-23-231. Immunity of member insurers, employees, directors of association and similar organizations

 There shall be no liability on the part of and no cause of action of any nature shall arise against any member insurer or its agents or employees, the association or its agents or employees, members of the board of directors, or the commissioner or his representatives, for any action or omission by them in the performance of their powers and duties under this article. Such immunity shall extend to the participation in any organization of one or more other state associations of similar purposes and to any such organization and its agents or employees.
MS Code § 83-23-233 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 23 - Insolvent Insurance Companies; Insurance Guaranty Association|Article 5 - Mississippi Life and Health Insurance Guaranty Association Act|§ 83-23-233. Stay of judicial proceedings upon order of liquidation, rehabilitation, or conservation

 All proceedings in which the insolvent insurer is a party in any court in this state shall be stayed one hundred and eighty (180) days from the date an order of liquidation, rehabilitation or conservation is final to permit proper legal action by the association on any matters germane to its powers or duties. As to judgment under any decision, order, verdict or finding based on default the association may apply to have such judgment set aside by the same court that made such judgment and shall be permitted to defend against such suit on the merits.
MS Code § 83-23-237 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 23 - Insolvent Insurance Companies; Insurance Guaranty Association|Article 5 - Mississippi Life and Health Insurance Guaranty Association Act|§ 83-23-237. Applicability of amendments by Chapter 358, Laws of 2014

 The amendments made to this article by this act during the 2014 Regular Session of the Legislature shall not apply to any member insurer that, before March 17, 2014, has been placed under an order of liquidation with a finding of insolvency.
MS Code § 83-30-1 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 30 - Larger Fraternal Benefit Societies|Article 1 - Structure and Purpose|§ 83-30-1. Larger fraternal benefit societies

 Any incorporated society, order or supreme lodge, without capital stock, including one exempted under the provisions of Section 83-30-73(1) whether incorporated or not, conducted solely for the benefit of its members and their beneficiaries and not for profit, operated on a lodge system with ritualistic form of work, having more than Thirty Thousand Dollars ($30,000.00) in total annual written premium, having a representative form of government, and which provides benefits in accordance with this chapter, is hereby declared to be a larger fraternal benefit society.
MS Code § 83-30-3 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 30 - Larger Fraternal Benefit Societies|Article 1 - Structure and Purpose|§ 83-30-3. Lodge system

  A society is operating on the lodge system if it has a supreme governing body and subordinate lodges into which members are elected, initiated or admitted in accordance with its laws, rules and ritual. Subordinate lodges shall be required by the laws of the society to hold regular meetings at least once in each month in furtherance of the purposes of the society.   A society may, at its option, organize and operate lodges for children under the minimum age for adult membership. Membership and initiation in local lodges shall not be required of such children, nor shall they have a voice or vote in the management of the society.
MS Code § 83-30-5 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 30 - Larger Fraternal Benefit Societies|Article 1 - Structure and Purpose|§ 83-30-5. Representative form of government

 A society has a representative form of government when:   It has a supreme governing body constituted in one of the following ways:   Assembly. The supreme governing body is an assembly composed of delegates elected directly by the members or at intermediate assemblies or conventions of members or their representatives, together with other delegates as may be prescribed in the society's laws. A society may provide for election of delegates by mail. The elected delegates shall constitute a majority in number and shall not have less than two-thirds (2/3) of the votes and not less than the number of votes required to amend the society's laws. The assembly shall be elected and shall meet at least once every four (4) years and shall elect a board of directors to conduct the business of the society between meetings of the assembly. Vacancies on the board of directors between elections may be filled in the manner prescribed by the society's laws.   Direct Election. The supreme governing body is a board composed of persons elected by the members, either directly or by their representatives in intermediate assemblies, and any other persons prescribed in the society's laws. A society may provide for election of the board by mail. Each term of a board member may not exceed four (4) years. Vacancies on the board between elections may be filled in the manner prescribed by the society's laws. Those persons elected to the board shall constitute a majority in number and not less than the number of votes required to amend the society's laws. A person filling the unexpired term of an elected board member shall be considered to be an elected member. The board shall meet at least quarterly to conduct the business of the society.   The officers of the society are elected either by the supreme governing body or by the board of directors;   Only benefit members are eligible for election to the supreme governing body and the board of directors; and   Each voting member shall have one (1) vote; no vote may be cast by proxy.
MS Code § 83-30-7 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 30 - Larger Fraternal Benefit Societies|Article 1 - Structure and Purpose|§ 83-30-7. Terms used

 Whenever used in this chapter:   "Benefit contract" shall mean the agreement for provision of benefits authorized by Section 83-30-31, as that agreement is described in Section 83-30-37(1).   "Benefit member" shall mean an adult member who is designated by the laws or rules of the society to be a benefit member under a benefit contract.   "Certificate" shall mean the document issued as written evidence of the benefit contract.   "Commissioner" shall mean the Commissioner of Insurance of this state.   "Laws" shall mean the society's articles of incorporation, constitution and bylaws, however designated.   "Lodge" shall mean subordinate member units of the society, known as camps, courts, councils, branches or by any other designation.   "Premiums" shall mean premiums, rates, dues or other required contributions by whatever name known, which are payable under the certificate.   "Rules" shall mean all rules, regulations or resolutions adopted by the supreme governing body or board of directors which are intended to have general application to the members of the society.   "Society" shall mean larger fraternal benefit society as defined in Section 83-30-1, unless otherwise indicated.
MS Code § 83-30-9 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 30 - Larger Fraternal Benefit Societies|Article 1 - Structure and Purpose|§ 83-30-9. Purposes and powers

  A society shall operate for the benefit of members and their beneficiaries by:   Providing benefits as specified in Section 83-30-31; and   Operating for one or more social, intellectual, educational, charitable, benevolent, moral, fraternal, patriotic or religious purposes for the benefit of its members, which may also be extended to others.  Such purposes may be carried out directly by the society, or indirectly through subsidiary corporations or affiliated organizations.      Every society shall have the power to adopt laws and rules for the government of the society, the admission of its members, and the management of its affairs. It shall have the power to change, alter, add to or amend such laws and rules and shall have such other powers as are necessary and incidental to carrying into effect the objects and purposes of the society.
MS Code § 83-30-11 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 30 - Larger Fraternal Benefit Societies|Article 3 - Membership|§ 83-30-11. Qualifications for membership

  A society shall specify in its laws or rules:   Eligibility standards for each and every class of membership, provided that if benefits are provided on the lives of children, the minimum age for adult membership shall be set at not less than age fifteen (15) and not greater than age twenty-one (21);   The process for admission to membership for each membership class; and   The rights and privileges of each membership class, provided that only benefit members shall have the right to vote on the management of the insurance affairs of the society.     A society may also admit social members who shall have no voice or vote in the management of the insurance affairs of the society.   Membership rights in the society are personal to the member and are not assignable.
MS Code § 83-30-13 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 30 - Larger Fraternal Benefit Societies|Article 3 - Membership|§ 83-30-13. Location of office, meetings, communications to members, grievance procedures

  The principal office of any domestic society shall be located in this state. The meetings of its supreme governing body may be held in any state, district, province or territory wherein such society has at least one (1) subordinate lodge, or in such other location as determined by the supreme governing body, and all business transacted at such meetings shall be as valid in all respects as if such meetings were held in this state. The minutes of the proceedings of the supreme governing body and of the board of directors shall be in the English language.     A society may provide in its laws for an official publication in which any notice, report, or statement required by law to be given to members, including notice of election, may be published. Such required reports, notices and statements shall be printed conspicuously in the publication. If the records of a society show that two (2) or more members have the same mailing address, an official publication mailed to one (1) member is deemed to be mailed to all members at the same address unless a member requests a separate copy.   Not later than June 1 of each year, a synopsis of the society's annual statement providing an explanation of the facts concerning the condition of the society thereby disclosed shall be printed and mailed to each benefit member of the society or, in lieu thereof, such synopsis may be published in the society's official publication.     A society may provide in its laws or rules for grievance or complaint procedures for members.
MS Code § 83-30-17 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 30 - Larger Fraternal Benefit Societies|Article 3 - Membership|§ 83-30-17. Waiver

 The laws of the society may provide that no subordinate body, nor any of its subordinate officers or members shall have the power or authority to waive any of the provisions of the laws of the society. Such provision shall be binding on the society and every member and beneficiary of a member.
MS Code § 83-30-21 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 30 - Larger Fraternal Benefit Societies|Article 5 - Governance|§ 83-30-21. Amendments to laws

  A domestic society may amend its laws in accordance with the provisions thereof by action of its supreme governing body at any regular or special meeting thereof or, if its laws so provide, by referendum. Such referendum may be held in accordance with the provisions of its laws by the vote of the voting members of the society, by the vote of delegates or representatives of voting members or by the vote of local lodges. A society may provide for voting by mail. No amendment submitted for adoption by referendum shall be adopted unless, within six (6) months from the date of submission thereof, a majority of the members voting shall have signified their consent to such amendment by one (1) of the methods herein specified.   No amendment to the laws of any domestic society shall take effect unless approved by the commissioner who shall approve such amendment if the commissioner finds that it has been duly adopted and is not inconsistent with any requirement of the laws of this state or with the character, objects and purposes of the society. Unless the commissioner shall disapprove any such amendment within sixty (60) days after the filing of same, such amendment shall be considered approved. The approval or disapproval of the commissioner shall be forwarded in writing, and mailed to the secretary or corresponding officer of the society at its principal office. In case the commissioner disapproves such amendment, the reasons therefor shall be stated in such written notice.   Within ninety (90) days from the approval thereof by the commissioner, all such amendments, or a synopsis thereof, shall be furnished to all members of the society either by mail or by publication in full in the official publication of the society. The affidavit of any officer of the society or of anyone authorized by it to mail any amendments or synopsis thereof, stating facts which show that same have been duly addressed and mailed, shall be prima facie evidence that such amendments or synopsis thereof, have been furnished the addressee.   Every foreign or alien society authorized to do business in this state shall file with the commissioner a duly certified copy of all amendments of, or additions to, its laws within ninety (90) days after the enactment of same.   Printed copies of the laws as amended, certified by the secretary or corresponding officer of the society shall be prima facie evidence of the legal adoption thereof.
MS Code § 83-30-23 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 30 - Larger Fraternal Benefit Societies|Article 5 - Governance|§ 83-30-23. Institutions

 A society may create, maintain and operate, or may establish organizations to operate, not for profit institutions to further the purposes permitted by Section 83-30-9(1)(b). Such institutions may furnish services free or at a reasonable charge. Any real or personal property owned, held or leased by the society for this purpose shall be reported in every annual statement but shall not be allowed as an admitted asset of such society.
MS Code § 83-30-25 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 30 - Larger Fraternal Benefit Societies|Article 5 - Governance|§ 83-30-25. Reinsurance

  A domestic society may, by a reinsurance agreement, cede any individual risk or risks in whole or in part to an insurer (other than another fraternal benefit society) having the power to make such reinsurance and authorized to do business in this state, or if not so authorized, one which is approved by the commissioner but no such society may reinsure substantially all of its insurance in force without the written permission of the commissioner. It may take credit for the reserves on such ceded risks to the extent reinsured, but no credit shall be allowed as an admitted asset or as a deduction from liability, to a ceding society for reinsurance made, ceded, renewed, or otherwise becoming effective after July 1, 2001, unless the reinsurance is payable by the assuming insurer on the basis of the liability of the ceding society under the contract or contracts reinsured without diminution because of the insolvency of the ceding society.   Notwithstanding subsection (1) of this section, a society may reinsure the risks of another society in a consolidation, merger or assumption reinsurance transaction approved by the commissioner.
MS Code § 83-30-31 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 30 - Larger Fraternal Benefit Societies|Article 7 - Contractual Benefits|§ 83-30-31. Benefits

  A society may provide the following contractual benefits in any form:   Death benefits;   Endowment benefits;   Annuity benefits;   Temporary or permanent disability benefits;   Hospital, medical or nursing benefits;   Funeral benefits;   Monument or tombstone benefits to the memory of deceased members; and   Such other benefits as authorized for life insurers and which are not inconsistent with this chapter.     A society shall specify in its rules those persons who may be issued, or covered by, the contractual benefits in subsection (1), consistent with providing benefits to members and their dependents. A society may provide benefits on the lives of children under the minimum age for adult membership upon application of an adult person.
MS Code § 83-30-33 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 30 - Larger Fraternal Benefit Societies|Article 7 - Contractual Benefits|§ 83-30-33. Beneficiaries

  The owner of a benefit contract shall have the right at all times to change the beneficiary or beneficiaries in accordance with the laws or rules of the society unless the owner waives this right by specifically requesting in writing that the beneficiary designation be irrevocable. A society may, through its laws or rules, limit the scope of beneficiary designations and shall provide that no revocable beneficiary shall have or obtain any vested interest in the proceeds of any certificate until the certificate has become due and payable in conformity with the provisions of the benefit contract.   A society may make provision for the payment of funeral benefits to the extent of such portion of any payment under a certificate as might reasonably appear to be due to any person equitably entitled thereto by reason of having incurred expense occasioned by the burial of the member.   If, at the death of any person insured under a benefit contract, there is no lawful beneficiary to whom the proceeds shall be payable, the amount of such benefit, except to the extent that funeral benefits may be paid, shall be payable to the personal representative of the deceased insured, provided that if the owner of the certificate is other than the insured, such proceeds shall be payable to such owner.
MS Code § 83-30-35 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 30 - Larger Fraternal Benefit Societies|Article 7 - Contractual Benefits|§ 83-30-35. Benefits not attachable

 No money or other benefit, charity, relief or aid to be paid, provided or rendered by any society, shall be liable to attachment, garnishment or other process, or to be seized, taken, appropriated or applied by any legal or equitable process or operation of law to pay any debt or liability of a member or beneficiary, or any other person who may have a right thereunder, either before or after payment by the society.