reglab/housing_qa huggingface dataset:
CA Civ Code § 1694.3 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 2 - CONTRACTS|TITLE 5 - EXTINCTION OF CONTRACTS|CHAPTER 2.1 - Dating Service Contracts|Section 1694.3.

1694.3.  (a) Every dating service contract shall contain language providing that:(1) If by reason of death or disability the buyer is unable to receive all services for which the buyer has contracted, the buyer and the buyer’s estate may elect to be relieved of the obligation to make payments for services other than those received before death or the onset of disability, except as provided in paragraph (4).(2) If the buyer has prepaid any amount for services, so much of the amount prepaid that is allocable to services that the buyer has not received shall be promptly refunded to the buyer or his or her representative.(3) “Disability” means a condition which precludes the buyer from physically using the services specified in the contract during the term of disability and the condition is verified in writing by a physician designated and remunerated by the buyer. The written verification of the physician shall be presented to the seller.(4) If the physician determines that the duration of the disability will be less than six months, the seller may extend the term of the contract for a period of six months at no additional charge to the buyer in lieu of cancellation.(b) (1) If the buyer relocates his or her primary residence further than 50 miles from the dating service office and is unable to transfer the contract to a comparable facility, the buyer may elect to be relieved of the obligation to make payment for services other than those received prior to that relocation, and if the buyer has prepaid any amount for dating services, so much of the amount prepaid that is allocable to services that the buyer has not received shall be promptly refunded to the buyer. A buyer who elects to be relieved of further obligation pursuant to this subdivision may be charged a predetermined fee not to exceed one hundred dollars ($100) or, if more than half the life of the contract has expired, a predetermined fee not to exceed fifty dollars ($50).(2) Paragraph (1) shall not apply to online dating services that are generally available to users on a regional, national, or global basis.(c) In addition to any other requirements, online dating services shall also maintain both of the following features:(1) A reference or link to dating safety awareness information that includes, at a minimum, a list or descriptions of safety measures reasonably aimed at increasing awareness of safer dating practices.(2) A means to report issues or concerns relating to the behavior of other users of the online dating service arising out of their use of the service.(Amended by Stats. 2017, Ch. 578, Sec. 4. (AB 314) Effective January 1, 2018.)
CA Civ Code § 1694.4 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 2 - CONTRACTS|TITLE 5 - EXTINCTION OF CONTRACTS|CHAPTER 2.1 - Dating Service Contracts|Section 1694.4.

1694.4.  (a) Any contract for dating services which does not comply with this chapter is void and unenforceable.(b) Any contract for dating services entered into under willful and fraudulent or misleading information or advertisements of the seller is void and unenforceable.(c) Any buyer injured by a violation of this chapter may bring an action for the recovery of damages in a court of competent jurisdiction. Judgment may be entered for three times the amount at which the actual damages are assessed. Reasonable attorney fees may be awarded to the prevailing party.(d) Notwithstanding the provisions of any contract to the contrary, whenever the contract price is payable in installments and the buyer is relieved from making further payments or entitled to a refund under this chapter, the buyer shall be entitled to receive a refund or refund credit of that portion of the cash price as is allocable to the services not actually received by the buyer. The refund of any finance charge shall be computed according to the “sum of the balance method,” also known as the “Rule of 78.”(e) Any waiver by the buyer of this chapter is void and unenforceable.(Added by Stats. 1989, Ch. 138, Sec. 1.)
CA Civ Code § 1694.5 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 2 - CONTRACTS|TITLE 5 - EXTINCTION OF CONTRACTS|CHAPTER 2.2 - Weight Loss Contracts|Section 1694.5.

1694.5.  (a) As used in this chapter, a weight loss contract is a contract with any weight loss program or center that offers any of the following:(1) Instruction, counseling, supervision, or assistance in weight reduction, body shaping, diet, and eating habits, by persons who are not licensed health care professionals.(2) Use of facilities of a weight loss center for any of the purposes specified in paragraph (1).(3) Membership in any group, club, association, or organization formed for any of the purposes specified in paragraph (1).(4) Prepackaged, or premeasured “diet foods” provided by the weight loss program or center.(b) This chapter does not apply to any contract for health studio services as defined in Section 1812.81.(Added by Stats. 1989, Ch. 138, Sec. 2.)
CA Civ Code § 1694.6 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 2 - CONTRACTS|TITLE 5 - EXTINCTION OF CONTRACTS|CHAPTER 2.2 - Weight Loss Contracts|Section 1694.6.

1694.6.  (a) In addition to any other right to revoke an offer, the buyer has the right to cancel a weight loss contract or offer until midnight of the third business day after the day on which the buyer signs an agreement or offer to purchase those services.(b) Cancellation occurs when the buyer gives written notice of cancellation by mail, telegram, or delivery to the seller at the address specified in the agreement or offer.(c) Notice of cancellation, if given by mail, is effective when deposited in the mail properly addressed with postage prepaid.(d) Notice of cancellation given by the buyer need not take the particular form as provided in the contract or offer to purchase and, however expressed, is effective if it indicates the intention of the buyer not to be bound by the weight loss contract.(e) All moneys paid pursuant to any weight loss contract shall be refunded within 10 days of receipt of the notice of cancellation.(f) The buyer may notify the weight loss program of his or her intent to cancel the contract within the three-day period specified in this section and stop the processing of a credit card voucher or check by telephone notification to the weight loss program. However, this does not negate the obligation of the buyer to cancel the contract by mail, telegram, or delivery as required pursuant to this section.(Amended by Stats. 1993, Ch. 359, Sec. 3. Effective January 1, 1994.)
CA Civ Code § 1694.7 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 2 - CONTRACTS|TITLE 5 - EXTINCTION OF CONTRACTS|CHAPTER 2.2 - Weight Loss Contracts|Section 1694.7.

1694.7.  (a) A weight loss contract shall be in writing. A copy of the contract shall be provided to the buyer at the time he or she signs the contract.(b) Every weight loss contract shall contain on its face, and in close proximity to the space reserved for the signature of the buyer, a conspicuous statement in a size equal to at least 10-point boldface type, as follows:“You, the buyer, may cancel this agreement, without any penalty or obligation, at any time prior to midnight of the original contract seller’s third business day following the date of this contract, excluding Sundays and holidays. To cancel this agreement, mail or deliver a signed and dated notice, or send a telegram which states that you, the buyer, are canceling this agreement, or words of similar effect. This notice shall be sent to: _____ (Name of the business that sold you the contract) _____  _____ (Address of the business that sold you the contract) _____ .”(c) The weight loss contract shall contain on the first page, in a type size no smaller than that generally used in the body of the document, the name and address of the weight loss program operator to which the notice of cancellation is to be mailed; and the date the buyer signed the contract.(d) No weight loss contract shall require payments or financing by the buyer over a period in excess of two years from the date the contract is entered into, nor shall the term of any such contract be measured by the life of the buyer. The services to be rendered to the buyer under the contract shall not extend for more than three years after the date the contract is entered into.(e) If a weight loss contract is not in compliance with this chapter, the buyer may, at any time, cancel the contract.(Amended by Stats. 1993, Ch. 359, Sec. 4. Effective January 1, 1994.)
CA Civ Code § 1694.8 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 2 - CONTRACTS|TITLE 5 - EXTINCTION OF CONTRACTS|CHAPTER 2.2 - Weight Loss Contracts|Section 1694.8.

1694.8.  Every weight loss contract shall contain language providing that:(a) If by reason of death or disability the buyer is unable to receive all services for which the buyer has contracted, the buyer and the buyer’s estate may elect to be relieved of the obligation to make payments for services other than those received before death or the onset of disability, except as provided in paragraph (3).(1) If the buyer has prepaid any amount for services, so much of the amount prepaid that is allocable to services that the buyer has not received shall be promptly refunded to the buyer or his or her representative.(2) “Disability” means a condition which precludes the buyer from physically using the services specified in the contract during the term of disability and the condition is verified in writing by a physician designated and remunerated by the buyer. The written verification of the physician shall be presented to the seller.(3) If the physician determines that the duration of the disability will be less than six months, the seller may extend the term of the contract for a period of six months at no additional charge to the buyer in lieu of cancellation.(b) If the buyer relocates his or her primary residence further than 50 miles from the weight loss center and is unable to transfer the contract to a comparable facility, the buyer may elect to be relieved of the obligation to make payment for services other than those received prior to that relocation, and if the buyer has prepaid any amount for weight loss services, so much of the amount prepaid that is allocable to services that the buyer has not received shall be promptly refunded to the buyer. A buyer who elects to be relieved of further obligation pursuant to this subdivision may be charged a predetermined fee not to exceed one hundred dollars ($100) or, if more than half the life of the contract has expired, a predetermined fee not to exceed fifty dollars ($50).(Added by Stats. 1989, Ch. 138, Sec. 2.)
CA Civ Code § 1694.9 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 2 - CONTRACTS|TITLE 5 - EXTINCTION OF CONTRACTS|CHAPTER 2.2 - Weight Loss Contracts|Section 1694.9.

1694.9.  (a) Any contract for weight loss services which does not comply with this chapter is void and unenforceable.(b) Any contract for weight loss services entered into under willful and fraudulent or misleading information or advertisements of the seller is void and unenforceable.(c) Any buyer injured by a violation of this chapter may bring an action for the recovery of damages in a court of competent jurisdiction. Judgment may be entered for three times the amount at which the actual damages are assessed if the violation is willful. Reasonable attorney fees may be awarded to the prevailing party.(d) Notwithstanding the provisions of any contract to the contrary, whenever the contract price is payable in installments and the buyer is relieved from making further payments or entitled to a refund under this chapter, the buyer shall be entitled to receive a refund or refund credit of that portion of the cash price as is allocable to the services not actually received by the buyer. The refund of any finance charge shall be computed according to the “sum of the balance method,” also known as the “Rule of 78.”(e) Any waiver by the buyer of this chapter is void and unenforceable.(Added by Stats. 1989, Ch. 138, Sec. 2.)
CA Civ Code § 1695 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 2 - CONTRACTS|TITLE 5 - EXTINCTION OF CONTRACTS|CHAPTER 2.5 - Home Equity Sales Contracts|Section 1695.

1695.  (a) The Legislature finds and declares that homeowners whose residences are in foreclosure have been subjected to fraud, deception, and unfair dealing by home equity purchasers. The recent rapid escalation of home values, particularly in the urban areas, has resulted in a significant increase in home equities which are usually the greatest financial asset held by the homeowners of this state. During the time period between the commencement of foreclosure proceedings and the scheduled foreclosure sale date, homeowners in financial distress, especially the poor, elderly, and financially unsophisticated, are vulnerable to the importunities of equity purchasers who induce homeowners to sell their homes for a small fraction of their fair market values through the use of schemes which often involve oral and written misrepresentations, deceit, intimidation, and other unreasonable commercial practices.(b) The Legislature declares that it is the express policy of the state to preserve and guard the precious asset of home equity, and the social as well as the economic value of homeownership.(c) The Legislature further finds that equity purchasers have a significant impact upon the economy and well-being of this state and its local communities, and therefore the provisions of this chapter are necessary to promote the public welfare.(d) The intent and purposes of this chapter are the following:(1) To provide each homeowner with information necessary to make an informed and intelligent decision regarding the sale of his or her home to an equity purchaser; to require that the sales agreement be expressed in writing; to safeguard the public against deceit and financial hardship; to insure, foster, and encourage fair dealing in the sale and purchase of homes in foreclosure; to prohibit representations that tend to mislead; to prohibit or restrict unfair contract terms; to afford homeowners a reasonable and meaningful opportunity to rescind sales to equity purchasers; and to preserve and protect home equities for the homeowners of this state.(2) This chapter shall be liberally construed to effectuate this intent and to achieve these purposes.(Added by Stats. 1979, Ch. 1029.)
CA Civ Code § 1695.1 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 2 - CONTRACTS|TITLE 5 - EXTINCTION OF CONTRACTS|CHAPTER 2.5 - Home Equity Sales Contracts|Section 1695.1.

1695.1.  The following definitions apply to this chapter:(a) “Equity purchaser” means any person who acquires title to any residence in foreclosure, except a person who acquires such title as follows:(1) For the purpose of using such property as a personal residence.(2) By a deed in lieu of foreclosure of any voluntary lien or encumbrance of record.(3) By a deed from a trustee acting under the power of sale contained in a deed of trust or mortgage at a foreclosure sale conducted pursuant to Article 1 (commencing with Section 2920) of Chapter 2 of Title 14 of Part 4 of Division 3.(4) At any sale of property authorized by statute.(5) By order or judgment of any court.(6) From a spouse, blood relative, or blood relative of a spouse.(b) “Residence in foreclosure” and “residential real property in foreclosure” means residential real property consisting of one- to four-family dwelling units, one of which the owner occupies as his or her principal place of residence, and against which there is an outstanding notice of default, recorded pursuant to Article 1 (commencing with Section 2920) of Chapter 2 of Title 14 of Part 4 of Division 3.(c) “Equity seller” means any seller of a residence in foreclosure.(d) “Business day” means any calendar day except Sunday, or the following business holidays: New Year’s Day, Washington’s Birthday, Memorial Day, Independence Day, Labor Day, Columbus Day, Veterans’ Day, Thanksgiving Day, and Christmas Day.(e) “Contract” means any offer or any contract, agreement, or arrangement, or any term thereof, between an equity purchaser and equity seller incident to the sale of a residence in foreclosure.(f) “Property owner” means the record title owner of the residential real property in foreclosure at the time the notice of default was recorded.(Amended by Stats. 1980, Ch. 423, Sec. 4. Effective July 11, 1980.)
CA Civ Code § 1695.2 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 2 - CONTRACTS|TITLE 5 - EXTINCTION OF CONTRACTS|CHAPTER 2.5 - Home Equity Sales Contracts|Section 1695.2.

1695.2.  Every contract shall be written in letters of a size equal to 10-point bold type, in the same language principally used by the equity purchaser and equity seller to negotiate the sale of the residence in foreclosure and shall be fully completed and signed and dated by the equity seller and equity purchaser prior to the execution of any instrument of conveyance of the residence in foreclosure.(Added by Stats. 1979, Ch. 1029.)
CA Civ Code § 1695.3 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 2 - CONTRACTS|TITLE 5 - EXTINCTION OF CONTRACTS|CHAPTER 2.5 - Home Equity Sales Contracts|Section 1695.3.

1695.3.  Every contract shall contain the entire agreement of the parties and shall include the following terms:(a) The name, business address, and the telephone number of the equity purchaser.(b) The address of the residence in foreclosure.(c) The total consideration to be given by the equity purchaser in connection with or incident to the sale.(d) A complete description of the terms of payment or other consideration including, but not limited to, any services of any nature which the equity purchaser represents he will perform for the equity seller before or after the sale.(e) The time at which possession is to be transferred to the equity purchaser. (f) The terms of any rental agreement.(g) A notice of cancellation as provided in subdivision (b) of Section 1695.5. (h) The following notice in at least 14-point boldface type, if the contract is printed or in capital letters if the contract is typed, and completed with the name of the equity purchaser, immediately above the statement required by Section 1695.5(a):“NOTICE REQUIRED BY CALIFORNIA LAWUntil your right to cancel this contract has ended, _____ (Name) _____ or anyone working for   _____ (Name) _____  CANNOT ask you to sign or have you sign any deed or any other document.”The contract required by this section shall survive delivery of any instrument of conveyance of the residence in foreclosure, and shall have no effect on persons other than the parties to the contract.(Amended by Stats. 1980, Ch. 423, Sec. 5. Effective July 11, 1980.)
CA Civ Code § 1695.4 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 2 - CONTRACTS|TITLE 5 - EXTINCTION OF CONTRACTS|CHAPTER 2.5 - Home Equity Sales Contracts|Section 1695.4.

1695.4.  (a) In addition to any other right of rescission, the equity seller has the right to cancel any contract with an equity purchaser until midnight of the fifth business day following the day on which the equity seller signs a contract that complies with this chapter or until 8 a.m. on the day scheduled for the sale of the property pursuant to a power of sale conferred in a deed of trust, whichever occurs first.(b) Cancellation occurs when the equity seller personally delivers written notice of cancellation to the address specified in the contract or sends a telegram indicating cancellation to that address.(c) A notice of cancellation given by the equity seller need not take the particular form as provided with the contract and, however expressed, is effective if it indicates the intention of the equity seller not to be bound by the contract.(Amended by Stats. 1997, Ch. 50, Sec. 1. Effective January 1, 1998.)
CA Civ Code § 1695.5 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 2 - CONTRACTS|TITLE 5 - EXTINCTION OF CONTRACTS|CHAPTER 2.5 - Home Equity Sales Contracts|Section 1695.5.

1695.5.  (a) The contract shall contain in immediate proximity to the space reserved for the equity seller’s signature a conspicuous statement in a size equal to at least 12-point bold type, if the contract is printed or in capital letters if the contract is typed, as follows: “You may cancel this contract for the sale of your house with­out any penalty or obligation at any time before _____ (Date and time of day) _____ .See the attached notice of cancellation form for an explanation of this right.”The equity purchaser shall accurately enter the date and time of day on which the rescission right ends.(b) The contract shall be accompanied by a completed form in duplicate, captioned “notice of cancellation” in a size equal to 12-point bold type, if the contract is printed or in capital letters if the contract is typed, followed by a space in which the equity purchaser shall enter the date on which the equity seller executes any contract. This form shall be attached to the contract, shall be easily detachable, and shall contain in type of at least 10-point, if the contract is printed or in capital letters if the contract is typed, the following statement written in the same language as used in the contract:“NOTICE OF CANCELLATION _____ (Enter date contract signed) _____ You may cancel this contract for the sale of your house, without any penalty or obligation, at any time before _____ (Enter date and time of day) _____ .To cancel this transaction, personally deliver a signed and dated copy of this cancellation notice, or send a telegramto  _____ (Name of purchaser) _____ ,at  _____ (Street address of purchaser’s place of business) _____ NOT LATER THAN (Enter date and time of day) .I hereby cancel this transaction _____ (Date) _____ .(Seller’s signature)”(c) The equity purchaser shall provide the equity seller with a copy of the contract and the attached notice of cancellation.(d) Until the equity purchaser has complied with this section, the equity seller may cancel the contract.(Amended by Stats. 1997, Ch. 50, Sec. 2. Effective January 1, 1998.)