reglab/housing_qa huggingface dataset:
KS Stat § 50-1118 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 11 - Credit Services Organizations|50-1118 Same; licensing required to conduct credit services organization business; application.

50-1118. Same; licensing required to conduct credit services organization business; application. (a) No person shall engage in, or hold such person out as willing to engage in any credit services organization business with a resident of this state without first obtaining licensing from the commissioner. Any person required to be licensed as a credit services organization shall submit to the commissioner an application for licensing on forms prescribed and provided by the commissioner. The application for licensing shall include:(1) The applicant's name, business address, telephone number and website address, if any;(2) the name and address of each owner, officer, director, member or partner of the applicant;(3) a description of the ownership interest of any officer, director, member, partner, agent or employee of the applicant in any affiliate or subsidiary of the applicant or in any other entity that provides any service to the applicant or any consumer relating to the applicant's credit services organization business;(4) a description of the applicant's consumer education program; and(5) any other information the commissioner may deem necessary to evaluate the financial responsibility and condition, character, qualifications and fitness of the applicant.(b) Each application for licensing shall be accompanied by a nonrefundable fee which shall be established by the commissioner through the adoption of rules and regulations.(c) The application shall be approved and a nontransferable and non-assignable license shall be issued to the applicant provided:(1) The commissioner has received the complete application and fee required by this section; and(2) the commissioner determines the financial responsibility and condition, character, qualifications and fitness of the applicant warrants a belief the business of the applicant will be conducted competently, honestly, fairly and in accordance with all applicable state and federal laws.(d) Each credit services organization license issued under this section shall expire on April 30 of each year. A license shall be renewed by filing with the commissioner, at least 30 days prior to the expiration of the license, a complete renewal application, containing information the commissioner requires to determine the existence and effect of any material changes from the information contained in the applicant's original application, annual reports or prior renewal applications. Each renewal shall be accompanied by a nonrefundable renewal fee which shall be established by rules and regulations of the commissioner.(e) If the commissioner fails to issue a license within 60 days after a filed application is deemed complete by the commissioner, the applicant may make written request for hearing. The commissioner shall conduct a hearing in accordance with the Kansas administrative procedure act.History: L. 2004, ch. 22, § 3; L. 2017, ch. 52, § 14; July 1.
KS Stat § 50-1119 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 11 - Credit Services Organizations|50-1119 Same; bond; requirements.

50-1119. Same; bond; requirements. Each applicant or licensee shall file with the commissioner a surety bond in a form acceptable to the commissioner. The surety bond shall be issued by a surety or insurance company authorized to conduct business in this state, securing the applicant's or licensee's faithful performance of all duties and obligations of a licensee. The surety bond shall:(a) Be payable to the office of the state bank commissioner;(b) provide that the bond may not be terminated without 30 days prior written notice to the commissioner, and that such termination shall not affect the surety's liability for violations of the Kansas credit services organization act occurring prior to the effective date of cancellation, and principal and surety shall be and remain liable for a period of two years from the date of any action or inaction of principal that gives rise to a claim under the bond;(c) provide that the bond shall not expire for two years after the date of surrender, revocation or expiration of the applicant's or licensee's license, whichever shall first occur;(d) be available for:(1) The recovery of expenses, fines and fees levied by the commissioner under this act; and(2) payment of losses or damages which are determined by the commissioner to have been incurred by any consumer as a result of the applicant's or licensee's failure to comply with the requirements of this act; and(e) the amount of the bond shall be $25,000. The amount of the bond may be increased up to $1,000,000, as further defined by rules and regulations adopted by the commissioner.History: L. 2004, ch. 22, § 4; L. 2017, ch. 52, § 15; July 1.
KS Stat § 50-1122 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 11 - Credit Services Organizations|50-1122 Same; registrant's duties regarding certain funds paid to licensee.

50-1122. Same; registrant's duties regarding certain funds paid to licensee. (a) Within four calendar days after receipt of any funds paid to the licensee by or on behalf of a consumer for disbursement to such consumer's creditors, a licensee shall deposit such funds in a trust account established for the benefit of consumers.(b) A licensee shall:(1) Maintain separate records of account for each consumer to whom the licensee provides debt management services;(2) disburse any funds paid by or on behalf of a consumer to such consumer's creditors within 20 calendar days after receipt of such funds or the latest date before the consumer would incur any fee, charge or penalty due to delay in payment;(3) correct any misdirected payments resulting from an error by the licensee;(4) reimburse the consumer for any actual fees or other charges imposed by a creditor as a result of the misdirection; and(5) disburse a consumer's funds from the trust account only to such consumer's creditors or back to the consumer.(c) If a consumer rescinds the debt management services agreement, all funds held in the trust account on behalf of such consumer shall be refunded to the consumer within 10 calendar days from receipt of rescission by the licensee.(d) A licensee shall not commingle any trust account established for the benefit of consumers with any operating accounts of the licensee.History: L. 2004, ch. 22, § 7; L. 2017, ch. 52, § 18; July 1.
KS Stat § 50-1123 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 11 - Credit Services Organizations|50-1123 Same; licensee's report to consumer; required contents.

50-1123. Same; licensee's report to consumer; required contents. A licensee shall provide a report at least once every three months to each consumer who has entered into a debt management services agreement with the licensee. The report shall include the:(a) Total amount received from the consumer to date;(b) total amount paid to each creditor to date;(c) total payoff amount or an estimated balance due to each creditor on any debt owed by the consumer;(d) fees paid to the licensee by the consumer; and(e) amount held in the trust account on behalf of the consumer, or statement that no amount is currently held.History: L. 2004, ch. 22, § 8; L. 2017, ch. 52, § 19; July 1.
KS Stat § 50-1124 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 11 - Credit Services Organizations|50-1124 Same; licensee's report to state bank commissioner; when required; contents; information confidential.

50-1124. Same; licensee's report to state bank commissioner; when required; contents; information confidential. (a) (1) On or before April 1, of each year, each licensee shall file with the commissioner an annual report relating to credit services organization business conducted by the licensee during the preceding calendar year. The annual report shall be on a form prescribed by the commissioner.(2) The information contained in the annual report shall be confidential and may be published only in composite form. The provisions of this paragraph shall expire on July 1, 2022, unless the legislature reviews and reenacts the provision prior to July 1, 2022.(b) Within 15 calendar days of any of the following events, a licensee shall file a written report with the commissioner describing the event and its expected impact on the licensee's business:(1) The filing for bankruptcy or reorganization by the licensee;(2) the institution of a revocation, suspension or other proceeding against the licensee by a governmental authority that is related to the licensee's credit services organization business in any state;(3) a felony conviction of the licensee or any of its owners, officers, principals, directors, partners, members or debt management counselors;(4) a change in the licensee's name or legal entity status; and(5) the addition or loss of any owner, officer, partner or director.(c) If a licensee fails to make any report required by this section to the commissioner, the commissioner may require the licensee to pay a late penalty of $100 for each day the report is overdue.History: L. 2004, ch. 22, § 9; L. 2017, ch. 52, § 20; July 1.
KS Stat § 50-1125 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 11 - Credit Services Organizations|50-1125 Same; records; retention; inspection.

50-1125. Same; records; retention; inspection. (a) Each licensee shall maintain and preserve complete and adequate business records including a general ledger containing all assets, liabilities, capital, income and expense accounts for a period of five years.(b) Each licensee shall maintain and preserve complete and adequate records of each debt management services agreement during the term of the agreement and for a period of five years from the date of cancellation or completion of the agreement with each consumer. Such records shall contain all consumer information including, but not limited to, the debt management services agreement and any extensions thereto, payments, disbursements, charges and correspondence.(c) If the licensee's records are located outside this state, the licensee shall provide the records to the commissioner within three calendar days or, at the commissioner's discretion, pay reasonable and necessary expenses for the commissioner or commissioner's designee to examine them at the place where they are maintained.History: L. 2004, ch. 22, § 10; L. 2017, ch. 52, § 21; July 1.
KS Stat § 50-1127 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 11 - Credit Services Organizations|50-1127 Same; denial, suspension, revocation or refusal to renew license; notice.

50-1127. Same; denial, suspension, revocation or refusal to renew license; notice. The commissioner may deny, suspend, revoke or refuse to renew a license issued pursuant to this act, and amendments thereto, if the commissioner finds, after notice and opportunity for a hearing conducted in accordance with the provisions of the Kansas administrative procedure act, that:(a) The applicant or licensee has repeatedly or willfully violated any provision of this act, any rule and regulation promulgated thereunder or any order lawfully issued by the commissioner pursuant to this act;(b) the applicant or licensee has failed to file and maintain the surety bond required under this act;(c) the applicant or licensee is insolvent;(d) the applicant or licensee has filed with the commissioner any document or statement containing any false representation of a material fact or omitting to state a material fact;(e) the applicant, licensee or any officer, director, member, owner, partner, principal or debt management counselor thereof has been convicted of any crime;(f) the applicant or licensee fails to keep and maintain sufficient records to permit an audit satisfactorily disclosing to the commissioner the applicant's or licensee's compliance with the provision of this act;(g) the applicant, licensee or an employee of the applicant or licensee has been the subject of any disciplinary action by the commissioner or any other state or federal regulatory agency;(h) a final judgment has been entered against the applicant or licensee in a civil action and the commissioner finds the conduct on which the judgment is based indicates that it would be contrary to the public interest to permit such person to be licensed;(i) the applicant or licensee has engaged in any deceptive business practice;(j) facts or conditions exist which would have justified the denial of the license or renewal had such facts or conditions existed or been known to exist at the time the application for license or renewal was made; or(k) the applicant or licensee has refused to furnish information required by the commissioner within a reasonable period of time as established by the commissioner.History: L. 2004, ch. 22, § 12; L. 2017, ch. 52, § 23; July 1.
KS Stat § 50-1129 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 11 - Credit Services Organizations|50-1129 Same; cease and desist orders; civil fines.

50-1129. Same; cease and desist orders; civil fines. (a) If the commissioner determines after notice and opportunity for a hearing pursuant to the Kansas administrative procedure act that any person has engaged, is engaging or is about to engage in any act or practice constituting a violation of any provision of this act or any rule and regulation promulgated or order issued thereunder, the commissioner by order may require any or all of the following:(1) That the person cease and desist from the unlawful act or practice;(2) that the person pay a fine not to exceed $10,000 per incident for the unlawful act or practice;(3) if any person is found to have violated any provision of this act and such violation is committed against elder or disabled persons as defined in K.S.A. 50-676, and amendments thereto, the commissioner may impose an additional penalty not to exceed $10,000 for each such violation, in addition to any civil penalty otherwise provided by law;(4) issue an order requiring the person to pay restitution for any loss arising from the violation or requiring the person to disgorge any profits arising from the violation. Such order may include the assessment of interest not to exceed 8% per annum from the date of the violation;(5) that the person take such affirmative action as in the judgment of the commissioner will carry out the purposes of this act; or(6) that the person be barred from subsequently applying for licensure under this act.(b) If the commissioner makes written findings of fact that the public interest will be irreparably harmed by delay in issuing an order under subsection (a), the commissioner may issue an emergency cease and desist order.(1) Such emergency order, even when not an order within the meaning of K.S.A. 77-502, and amendments thereto, shall be subject to the same procedures as an emergency order issued under K.S.A. 77-536, and amendments thereto.(2) Upon the entry of such an emergency order, the commissioner shall promptly notify the person subject to the order that it has been entered, of the reasons, and that a hearing will be held upon written request by the person.(3) If the person requests a hearing, or in the absence of any request, if the commissioner determines that a hearing should be held, the matter will be set for a hearing which shall be conducted in accordance with the provisions of the Kansas administrative procedure act. Upon completion of the hearing the commissioner shall, by written findings of fact and conclusions of law vacate, modify or make permanent the emergency order.(4) If no hearing is requested and none is ordered by the commissioner, the emergency order shall remain in effect until such order is modified or vacated by the commissioner.History: L. 2004, ch. 22, § 14; L. 2017, ch. 52, § 25; July 1.
KS Stat § 50-1130 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 11 - Credit Services Organizations|50-1130 Same; subpoenas.

50-1130. Same; subpoenas. (a) In case of contumacy by, or refusal to obey a subpoena issued to any person, any court of competent jurisdiction, upon application by the commissioner, may issue to that person an order requiring the person to appear before the commissioner, or the officer designated by the commissioner, there, to produce documentary evidence if so ordered or to give evidence touching the matter under investigation or in question. Any failure to obey the order of the court may be punished by the court as a contempt of court.(b) No person shall be excused from attending and testifying or from producing any document or record before the commissioner or in obedience to the subpoena of the commissioner or the commissioner's designee, or in any proceeding instituted by the commissioner, on the ground that the testimony or evidence, documentary or otherwise, required of the person may tend to incriminate the person or subject the person to a penalty or forfeiture. No individual may be prosecuted or subjected to any penalty or forfeiture for or on account of any transaction, matter or thing concerning which such person is compelled, after claiming privilege against self-incrimination, to testify or produce evidence, documentary or otherwise, except that the individual so testifying shall not be exempt from prosecution and punishment for perjury committed in so testifying.History: L. 2004, ch. 22, § 15; July 1.
KS Stat § 50-1131 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 11 - Credit Services Organizations|50-1131 Same; criminal penalty.

50-1131. Same; criminal penalty. Any person violating the provisions of this act or any rule and regulation promulgated thereunder upon conviction shall be guilty of a class B nonperson misdemeanor.History: L. 2004, ch. 22, § 16; July 1.
KS Stat § 50-1132 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 11 - Credit Services Organizations|50-1132 Same; construction; application of consumer protection act.

50-1132. Same; construction; application of consumer protection act. Any violation of this act or any rule and regulation promulgated thereunder is a deceptive act or practice under the Kansas consumer protection act. Any remedy provided by this act shall be construed to be in addition to other remedy provided by the Kansas consumer protection act.History: L. 2004, ch. 22, § 17; July 1.
KS Stat § 50-1133 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 11 - Credit Services Organizations|50-1133 Same; private remedies.

50-1133. Same; private remedies. (a) Any consumer injured by a violation of this act or any rule and regulation promulgated thereunder may bring an action for recovery of damages. The damages awarded may not be less than the amount paid by the consumer to the credit services organization plus reasonable attorney fees and court costs.(b) The consumer may also be awarded punitive damages.History: L. 2004, ch. 22, § 18; July 1.
KS Stat § 50-1134 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 11 - Credit Services Organizations|50-1134 Same; injunction.

50-1134. Same; injunction. The commissioner, attorney general, county or district attorney or a consumer may bring an action in a district court to enjoin any violation of this act or any rule and regulation promulgated thereunder.History: L. 2004, ch. 22, § 19; July 1.
KS Stat § 50-1135 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 11 - Credit Services Organizations|50-1135 Same; fees collected by commissioner.

50-1135. Same; fees collected by commissioner. All fees collected by the commissioner pursuant to this act shall be subject to the provisions of K.S.A. 75-1308 and amendments thereto.History: L. 2004, ch. 22, § 20; July 1.
KS Stat § 50-1201 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 12 - Manufacturers Of Firearms, Firearms Accessories, Ammunition.|50-1201 Second amendment protection act.

50-1201. Second amendment protection act. K.S.A. 2021 Supp. 50-1201 through 50-1211, and amendments thereto, may be cited as the second amendment protection act.History: L. 2013, ch. 100, § 1; April 25.
KS Stat § 50-1202 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 12 - Manufacturers Of Firearms, Firearms Accessories, Ammunition.|50-1202 Legislative declaration.

50-1202. Legislative declaration. The legislature declares that the authority for K.S.A. 2021 Supp. 50-1201 through 50-1211, and amendments thereto, is the following:(a) The tenth amendment to the constitution of the United States guarantees to the states and their people all powers not granted to the federal government elsewhere in the constitution and reserves to the state and people of Kansas certain powers as they were understood at the time that Kansas was admitted to statehood in 1861. The guaranty of those powers is a matter of contract between the state and people of Kansas and the United States as of the time that the compact with the United States was agreed upon and adopted by Kansas in 1859 and the United States in 1861.(b) The ninth amendment to the constitution of the United States guarantees to the people rights not granted in the constitution and reserves to the people of Kansas certain rights as they were understood at the time that Kansas was admitted to statehood in 1861. The guaranty of those rights is a matter of contract between the state and people of Kansas and the United States as of the time that the compact with the United States was agreed upon and adopted by Kansas in 1859 and the United States in 1861.(c) The second amendment to the constitution of the United States reserves to the people, individually, the right to keep and bear arms as that right was understood at the time that Kansas was admitted to statehood in 1861, and the guaranty of that right is a matter of contract between the state and people of Kansas and the United States as of the time that the compact with the United States was agreed upon and adopted by Kansas in 1859 and the United States in 1861.(d) Section 4 of the bill of rights of the constitution of the state of Kansas clearly secures to Kansas citizens, and prohibits government interference with, the right of individual Kansas citizens to keep and bear arms. This constitutional protection is unchanged from the constitution of the state of Kansas, which was approved by congress and the people of Kansas, and the right exists as it was understood at the time that the compact with the United States was agreed upon and adopted by Kansas in 1859 and the United States in 1861.History: L. 2013, ch. 100, § 2; April 25.
KS Stat § 50-1203 (2021)
2021 Kansas Statutes|Chapter 50 - Unfair Trade And Consumer Protection|Article 12 - Manufacturers Of Firearms, Firearms Accessories, Ammunition.|50-1203 Definitions.

50-1203. Definitions. As used in K.S.A. 2021 Supp. 50-1201 through 50-1211, and amendments thereto, the following definitions apply:(a) "Borders of Kansas" means the boundaries of Kansas described in the act for admission of Kansas into the union, 12 stat. 126, ch. 20, § 1.(b) "Firearms accessories" means items that are used in conjunction with or mounted upon a firearm but are not essential to the basic function of a firearm, including, but not limited to, telescopic or laser sights, magazines, flash or sound suppressors, collapsible or adjustable stocks and grips, pistol grips, thumbhole stocks, speedloaders, ammunition carriers and lights for target illumination.(c) "Manufacture" means to assemble using multiple components to create a more useful finished product.History: L. 2013, ch. 100, § 3; April 25.