reglab/housing_qa huggingface dataset:
NY UCC § 3-102 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 1 - Short Title, Form and Interpretation 3-102 - Definitions and Index of Definitions.

Section 3--102. Definitions and Index of Definitions.  (1) In this Article unless the context otherwise requires       (a) "Issue" means the first delivery of an instrument to a holder            or a remitter.       (b) An  "order"  is  a  direction to pay and must be more than an            authorization or request. It must identify the person to  pay            with reasonable certainty. It may be addressed to one or more            such  persons  jointly  or  in  the  alternative  but  not in            succession.       (c) A "promise" is an undertaking to pay and must be more than an            acknowledgment of an obligation.       (d) "Secondary party" means a drawer or endorser.       (e) "Instrument" means a negotiable instrument.  (2) Other definitions applying to this Article  and  the  sections  in which they appear are:   "Acceptance". Section 3--410.   "Accommodation party". Section 3--415.   "Alteration". Section 3--407.   "Certificate of deposit". Section 3--104.   "Certification". Section 3--411.   "Check". Section 3--104.   "Definite time". Section 3--109.   "Dishonor". Section 3--507.   "Draft". Section 3--104.   "Holder in due course". Section 3--302.   "Negotiation". Section 3--202.   "Note". Section 3--104.   "Notice of dishonor". Section 3--508.   "On demand". Section 3--108.   "Presentment". Section 3--504.   "Protest". Section 3--509.   "Restrictive Indorsement". Section 3--205.   "Signature". Section 3--401.  (3) The following definitions in other Articles apply to this Article:   "Account". Section 4--104.   "Banking Day". Section 4--104.   "Clearing house". Section 4--104.   "Collecting bank". Section 4--105.   "Customer". Section 4--104.   "Depositary Bank". Section 4--105.   "Documentary Draft". Section 4--104.   "Intermediary Bank". Section 4--105.   "Item". Section 4--104.   "Midnight deadline". Section 4--104.   "Payor bank". Section 4--105.  (4)  In addition Article 1 contains general definitions and principles of construction and interpretation applicable throughout this Article.
NY UCC § 3-103 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 1 - Short Title, Form and Interpretation 3-103 - Limitations on Scope of Article.

Section 3--103. Limitations on Scope of Article.  (1)  This  Article  does  not  apply  to  money, documents of title or investment securities.  (2) The provisions of this Article are subject to  the  provisions  of the  Article  on  Bank  Deposits and Collections (Article 4) and Secured Transactions (Article 9).
NY UCC § 3-104 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 1 - Short Title, Form and Interpretation 3-104 - Form of Negotiable Instruments; "Draft"; "Check"; "Certificate of Deposit"; "Note".

Section 3--104. Form   of   Negotiable  Instruments;  "Draft";  "Check";                   "Certificate of Deposit"; "Note".  (1) Any writing to be a negotiable instrument within this Article must       (a) be signed by the maker or drawer; and       (b) contain an unconditional  promise  or  order  to  pay  a  sum            certain  in  money and no other promise, order, obligation or            power given by the maker or drawer except  as  authorized  by            this Article; and       (c) be payable on demand or at a definite time; and       (d) be payable to order or to bearer.  (2) A writing which complies with the requirements of this section is       (a) a "draft" ("bill of exchange") if it is an order;       (b) a  "check"  if  it  is a draft drawn on a bank and payable on            demand;       (c) a "certificate of deposit" if it is an  acknowledgment  by  a            bank of receipt of money with an engagement to repay it;       (d) a  "note"  if  it  is  a  promise other than a certificate of            deposit.  (3) As used in other Articles of this Act,  and  as  the  context  may require, the terms "draft", "check", "certificate of deposit" and "note" may refer to instruments which are not negotiable within this Article as well as to instruments which are so negotiable.
NY UCC § 3-105 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 1 - Short Title, Form and Interpretation 3-105 - When Promise or Order Unconditional.

Section 3--105. When Promise or Order Unconditional.  (1) A promise or order otherwise unconditional is not made conditional by the fact that the instrument       (a) is subject to implied or constructive conditions; or       (b) states  its  consideration, whether performed or promised, or            the transaction which gave rise to the  instrument,  or  that            the  promise  or  order  is made or the instrument matures in            accordance with or "as per" such transaction; or       (c) refers to  or  states  that  it  arises  out  of  a  separate            agreement  or refers to a separate agreement for rights as to            prepayment or acceleration; or       (d) states that it is drawn under a letter of credit; or       (e) states that it is secured, whether by  mortgage,  reservation            of title or otherwise; or       (f) indicates  a  particular  account  to be debited or any other            fund or source from which reimbursement is expected; or       (g) is limited to  payment  out  of  a  particular  fund  or  the            proceeds  of a particular source, if the instrument is issued            by a government or governmental agency or unit; or       (h) is  limited  to  payment  out  of  the  entire  assets  of  a            partnership,  unincorporated  association, trust or estate by            or on behalf of which the instrument is issued.  (2) A promise or order is not unconditional if the instrument       (a) states that it  is  subject  to  or  governed  by  any  other            agreement; or       (b) states that it is to be paid only out of a particular fund or            source except as provided in this section.
NY UCC § 3-106 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 1 - Short Title, Form and Interpretation 3-106 - Sum Certain.

Section 3--106. Sum Certain.  (1) The sum payable is a sum certain even though it is to be paid       (a) with a stated rate of interest or by stated installments; or       (b) with  stated  different  rates  of  interest before and after            default or a specified date; or       (c) with a stated discount or addition if paid  before  or  after            the date fixed for payment; or       (d) with exchange or less exchange, whether at a fixed rate or at            the current rate; or       (e) with  costs  of  collection or an attorney's fee or both upon            default.  (2) For the purposes of subsection one of this section "a stated  rate of  interest"  shall  also  include  a  rate  of interest that cannot be calculated by looking only  to  the  instrument  but  which  is  readily ascertainable  by  a reference in the instrument to a published statute, regulation, rule of court, generally accepted  commercial  or  financial index,  compendium  of  interest  rates,  or  announced  rate of a named financial institution.  (3) Nothing in this section shall validate any term which is otherwise illegal.
NY UCC § 3-107 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 1 - Short Title, Form and Interpretation 3-107 - Money.

Section 3--107. Money.  (1)  An  instrument  is  payable in money if the medium of exchange in which it is payable is money at the time  the  instrument  is  made.  An instrument payable in "currency" or "current funds" is payable in money.  (2)  A  promise  or order to pay a sum stated in a foreign currency is for a sum certain in money and may  be  satisfied  by  payment  of  that number of dollars which the stated foreign currency will purchase at the buying  sight  rate for that currency on the day on which the instrument is payable, or, if payable on demand, on the day of demand.
NY UCC § 3-108 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 1 - Short Title, Form and Interpretation 3-108 - Payable on Demand.

Section 3--108. Payable on Demand.Instruments  payable  on  demand  include those payable at sight or on   presentation and those in which no time for payment is stated.
NY UCC § 3-109 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 1 - Short Title, Form and Interpretation 3-109 - Definite Time.

Section 3--109. Definite Time.  (1)  An instrument is payable at a definite time if by its terms it is payable       (a) on or before a stated date or  at  a  fixed  period  after  a            stated date; or       (b) at a fixed period after sight; or       (c) at a definite time subject to any acceleration; or       (d) at  a definite time subject to extension at the option of the            holder, or to extension to a further  definite  time  at  the            option  of  the  maker  or  acceptor or automatically upon or            after a specified act or event.  (2) An instrument which by its terms is otherwise payable only upon an act or event uncertain as to time of occurrence  is  not  payable  at  a definite time even though the act or event has occurred.
NY UCC § 3-110 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 1 - Short Title, Form and Interpretation 3-110 - Payable to Order.

Section 3--110. Payable to Order.  (1)  An instrument is payable to order when by its terms it is payable to the order or assigns of any person therein specified with  reasonable certainty,  or  to  him  or  his  order,  or  when  it  is conspicuously designated on its face as "exchange" or the like and names a  payee.  It may be payable to the order of       (a) the maker or drawer; or       (b) the drawee; or       (c) a payee who is not maker, drawer or drawee; or       (d) two or more payees together or in the alternative; or       (e) an  estate, trust or fund, in which case it is payable to the            order of the representative of such estate, trust or fund  or            his successors; or       (f) an  office,  or an officer by his title as such in which case            it is payable to the  principal  but  the  incumbent  of  the            office  or  his  successors may act as if he or they were the            holder; or       (g) a partnership or unincorporated association, in which case it            is payable to the  partnership  or  association  and  may  be            indorsed or transferred by any person thereto authorized.  (2)  An instrument not payable to order is not made so payable by such words as "payable upon return of this instrument properly indorsed."  (3) An instrument made payable both to order and to bearer is  payable to order unless the bearer words are handwritten or typewritten.
NY UCC § 3-111 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 1 - Short Title, Form and Interpretation 3-111 - Payable to Bearer.

Section 3--111. Payable to Bearer.An instrument is payable to bearer when by its terms it is payable to(a) bearer or the order of bearer; or(b) a specified person or bearer; or(c) "cash"  or the order of "cash", or any other indication whichdoes not purport to designate a specific payee.
NY UCC § 3-112 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 1 - Short Title, Form and Interpretation 3-112 - Terms and Omissions Not Affecting Negotiability.

Section 3--112. Terms and Omissions Not Affecting Negotiability.  (1) The negotiability of an instrument is not affected by       (a) the  omission  of  a statement of any consideration or of the            place where the instrument is drawn or payable; or       (b) a  statement  that  collateral  has  been  given  to   secure            obligations  either  on  the  instrument  or  otherwise of an            obligor on the instrument or that in the case of  default  on            those obligations the holder may realize on or dispose of the            collateral; or       (c) a  promise  or  power to maintain or protect collateral or to            give additional collateral; or       (d) a term authorizing a confession of judgment on the instrument            if it is not paid when due; or       (e) a term purporting to waive the benefit of  any  law  intended            for the advantage or protection of any obligor; or       (f) a  term  in  a draft providing that the payee by indorsing or            cashing it acknowledges full satisfaction of an obligation of            the drawer; or       (g) a statement in a draft drawn  in  a  set  of  parts  (Section            3--801)  to the effect that the order is effective only if no            other part has been honored.  (2) Nothing in this section shall validate any term which is otherwise illegal.
NY UCC § 3-113 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 1 - Short Title, Form and Interpretation 3-113 - Seal.

Section 3--113. Seal.An  instrument otherwise negotiable is within this Article even though   it is under a seal.
NY UCC § 3-114 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 1 - Short Title, Form and Interpretation 3-114 - Date, Antedating, Postdating.

Section 3--114. Date, Antedating, Postdating.  (1)  The  negotiability  of  an instrument is not affected by the fact that it is undated, antedated or postdated.  (2) Where an instrument is antedated or postdated the time when it  is payable is determined by the stated date if the instrument is payable on demand or at a fixed period after date.  (3)  Where  the instrument or any signature thereon is dated, the date is presumed to be correct.
NY UCC § 3-115 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 1 - Short Title, Form and Interpretation 3-115 - Incomplete Instruments.

Section 3--115. Incomplete Instruments.  (1) When a paper whose contents at the time of signing show that it is intended to become an instrument is signed while still incomplete in any necessary  respect it cannot be enforced until completed, but when it is completed  in  accordance  with  authority  given  it  is  effective  as completed.  (2)  If  the  completion  is  unauthorized  the  rules  as to material alteration apply  (Section  3--407),  even  though  the  paper  was  not delivered  by  the  maker or drawer; but the burden of establishing that any completion is unauthorized is on the party so asserting.
NY UCC § 3-116 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 1 - Short Title, Form and Interpretation 3-116 - Instruments Payable to Two or More Persons.

Section 3--116. Instruments Payable to Two or More Persons.   An instrument payable to the order of two or more persons  (a)  if  in  the  alternative is payable to any one of them and may be negotiated, discharged or enforced by any of them who has possession  of it;  (b)  if  not  in  the alternative is payable to all of them and may be negotiated, discharged or enforced only by all of them.
NY UCC § 3-117 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 1 - Short Title, Form and Interpretation 3-117 - Instruments Payable With Words of Description.

Section 3--117. Instruments Payable With Words of Description.   An  instrument  made  payable  to  a named person with the addition of words describing him  (a) as agent or officer of  a  specified  person  is  payable  to  his principal but the agent or officer may act as if he were the holder;  (b)  as  any  other  fiduciary  for  a  specified person or purpose is payable to the payee and may be negotiated, discharged  or  enforced  by him;  (c)  in  any  other manner is payable to the payee unconditionally and the additional words are without effect on subsequent parties.
NY UCC § 3-118 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 1 - Short Title, Form and Interpretation 3-118 - Ambiguous Terms and Rules of Construction.

Section 3--118. Ambiguous Terms and Rules of Construction.   The following rules apply to every instrument:  (a)  Where  there is doubt whether the instrument is a draft or a note the holder may treat it as either.  A  draft  drawn  on  the  drawer  is effective as a note.  (b)  Handwritten  terms  control  typewritten  and  printed terms, and typewritten control printed.  (c) Words control figures except  that  if  the  words  are  ambiguous figures control.  (d) Unless otherwise specified a provision for interest means interest at  the  judgment  rate  at  the  place  of payment from the date of the instrument, or if it is undated from the date of issue.  (e) Unless the instrument otherwise specifies two or more persons  who sign  as maker, acceptor or drawer or indorser and as a part of the same transaction are jointly and severally liable even though the  instrument contains such words as "I promise to pay."  (f)  Unless  otherwise  specified  consent  to  extension authorizes a single extension for not longer than the original period. A  consent  to extension,  expressed in the instrument, is binding on secondary parties and accommodation makers. A holder may not exercise his option to extend an instrument over the objection of a maker or acceptor or  other  party who  in  accordance  with  Section  3--604 tenders full payment when the instrument is due.
NY UCC § 3-119 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 1 - Short Title, Form and Interpretation 3-119 - Other Writings Affecting Instrument.

Section 3--119. Other Writings Affecting Instrument.  (1) As between the obligor and his immediate obligee or any transferee the  terms  of  an  instrument  may be modified or affected by any other written agreement executed as a part of  the  same  transaction,  except that  a  holder  in  due course is not affected by any limitation of his rights arising out of the separate written agreement if he had no notice of the limitation when he took the instrument.  (2) A separate agreement does  not  affect  the  negotiability  of  an instrument.
NY UCC § 3-120 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 1 - Short Title, Form and Interpretation 3-120 - Instruments "Payable Through" Bank.

Section 3--120. Instruments "Payable Through" Bank.An  instrument which states that it is "payable through" a bank or the   like designates that bank as a collecting bank to make  presentment  but   does not of itself authorize the bank to pay the instrument.
NY UCC § 3-121 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 1 - Short Title, Form and Interpretation 3-121 - Instruments Payable at Bank.

Section 3--121. Instruments Payable at Bank.A  note or acceptance which states that it is payable at a bank is the   equivalent of a draft drawn on the bank payable when it falls due out of   any funds of the maker or  acceptor  in  current  account  or  otherwise   available for such payment.
NY UCC § 3-122 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 1 - Short Title, Form and Interpretation 3-122 - Accrual of Cause of Action.

Section 3--122. Accrual of Cause of Action.  (1) A cause of action against a maker or an acceptor accrues       (a) in the case of a time instrument on the day after maturity;       (b) in  the  case  of a demand instrument upon its date or, if no            date is stated, on the date of issue.  (2) A cause of  action  against  the  obligor  of  a  demand  or  time certificate  of  deposit  accrues  upon  demand,  but  demand  on a time certificate may not be made until on or after the date of maturity.  (3) A cause of action against a drawer of a draft or  an  indorser  of any instrument accrues upon demand following dishonor of the instrument. Notice of dishonor is a demand.  (4) Unless an instrument provides otherwise, interest runs at the rate provided by law for a judgment       (a) in  the case of a maker, acceptor or other primary obligor of            a demand instrument, from the date of demand;       (b) in all other cases from the date of accrual of the  cause  of            action.
NY UCC § 3-201 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 2 - Transfer and Negotiation 3-201 - Transfer: Right to Indorsement.

Section 3--201. Transfer: Right to Indorsement.  (1)  Transfer  of an instrument vests in the transferee such rights as the transferor has therein, except that a  transferee  who  has  himself been  a party to any fraud or illegality affecting the instrument or who as a prior holder had notice of a defense or  claim  against  it  cannot improve his position by taking from a later holder in due course.  (2)  A  transfer  of  a  security  interest in an instrument vests the foregoing rights in  the  transferee  to  the  extent  of  the  interest transferred.  (3)  Unless  otherwise  agreed any transfer for value of an instrument not then  payable  to  bearer  gives  the  transferee  the  specifically enforceable right to have the unqualified indorsement of the transferor. Negotiation  takes  effect  only  when the indorsement is made and until that time there is no presumption that the transferee is the owner.
NY UCC § 3-202 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 2 - Transfer and Negotiation 3-202 - Negotiation.

Section 3--202. Negotiation.  (1) Negotiation is the transfer of an instrument in such form that the transferee becomes a holder. If the instrument is payable to order it is negotiated  by  delivery  with  any necessary indorsement; if payable to bearer it is negotiated by delivery.  (2) An indorsement must be written by or on behalf of the  holder  and on the instrument or on a paper so firmly affixed thereto as to become a part thereof.  (3)  An  indorsement is effective for negotiation only when it conveys the entire instrument or any unpaid residue. If it  purports  to  be  of less it operates only as a partial assignment.  (4)  Words  of  assignment, condition, waiver, guaranty, limitation or disclaimer of liability and the like accompanying an indorsement do  not affect its character as an indorsement.
NY UCC § 3-203 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 2 - Transfer and Negotiation 3-203 - Wrong or Misspelled Name.

Section 3--203. Wrong or Misspelled Name.Where  an  instrument  is  made payable to a person under a misspelled   name or one other than his own he may indorse in that name or his own or   both; but signature in both names may be required by a person paying  or   giving value for the instrument.
NY UCC § 3-204 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 3 - Commercial Paper Part 2 - Transfer and Negotiation 3-204 - Special Indorsement; Blank Indorsement.

Section 3--204. Special Indorsement; Blank Indorsement.  (1)  A  special  indorsement  specifies the person to whom or to whose order it makes the instrument payable. Any instrument specially indorsed becomes payable to the order of the special indorsee and may be  further negotiated only by his indorsement.  (2)  An  indorsement in blank specifies no particular indorsee and may consist of a mere signature. An instrument payable to order and indorsed in blank becomes payable to bearer and may  be  negotiated  by  delivery alone until specially indorsed.  (3)  The  holder  may  convert  a  blank  indorsement  into  a special indorsement by writing over the signature of the indorser in  blank  any contract consistent with the character of the indorsement.