reglab/housing_qa huggingface dataset:
NV Rev Stat § 691D.100 (2021)
2021 Nevada Revised Statutes|Chapter 691D - Portable Electronics Insurance|NRS 691D.100 - "Warranty" defined.

Warranty means a warranty provided solely by a manufacturer, importer or seller of goods for which the manufacturer, importer or seller did not receive separate consideration and that:  1. Is not negotiated or separated from the sale of the goods;  2. Is incidental to the sale of the goods; and  3. Guarantees to indemnify the consumer for defective parts, mechanical or electrical failure, labor or other remedial measures required to repair or replace the goods.  (Added to NRS by 2011, 2023)
NV Rev Stat § 691D.200 (2021)
2021 Nevada Revised Statutes|Chapter 691D - Portable Electronics Insurance|NRS 691D.200 - License required to sell or offer portable electronics insurance; contents of application.

  1. A vendor shall not sell or offer coverage under a policy of portable electronics insurance unless the vendor holds a license as a producer of insurance in portable electronics insurance as a limited line issued by the Commissioner pursuant to NRS 683A.261 or 683A.271.  2. In addition to the information required pursuant to NRS 683A.251, an application for a license as a producer of insurance in portable electronics insurance must include:  (a) A schedule which identifies each location at which the vendor does business; and  (b) The physical address of the home office of the vendor.  3. A natural person who is designated by a vendor pursuant to paragraph (b) of subsection 2 of NRS 683A.251 is not required to be a principal, officer or employee of the vendor.  4. A vendor who is licensed as a producer of insurance in portable electronics insurance shall maintain the schedule described in paragraph (a) of subsection 2 and make the schedule available for inspection by the Commissioner upon request.  (Added to NRS by 2011, 2023)
NV Rev Stat § 691D.210 (2021)
2021 Nevada Revised Statutes|Chapter 691D - Portable Electronics Insurance|NRS 691D.210 - Issuance or renewal of license for nonresident: Conditions.

The Commissioner may issue or renew a license as a producer of insurance in portable electronics insurance as a limited line pursuant to NRS 683A.261 or 683A.271 to an applicant who is not a resident of Nevada, including, without limitation, a resident of Canada:  1. Before July 1, 2014, if:  (a) The jurisdiction in which the applicant resides or in which the applicant maintains his or her principal place of business does not provide for the issuance of a license as a producer of insurance in portable electronics insurance as a limited line; and  (b) The applicant meets all other requirements for licensure.  2. On or after July 1, 2014, if:  (a) The jurisdiction in which the applicant resides or in which the applicant maintains his or her principal place of business does not provide for the issuance of a license as a producer of insurance in portable electronics as a limited line;   (b) The applicant is issued a license as a producer of insurance for property and casualty insurance in this State pursuant to NRS 683A.261; and  (c) The applicant meets all other requirements for licensure.  (Added to NRS by 2011, 2023)
NV Rev Stat § 691D.220 (2021)
2021 Nevada Revised Statutes|Chapter 691D - Portable Electronics Insurance|NRS 691D.220 - Employee or authorized representative of licensee may sell or offer portable electronics insurance; conditions; training; restrictions; compensation.

  1. Notwithstanding any other provision of law, an employee or authorized representative of a vendor that holds a license as a producer of insurance in portable electronics insurance issued by the Commissioner pursuant to NRS 683A.261 or 683A.271 may, without a license issued by the Commissioner, sell or offer coverage under a policy of portable electronics insurance at any location at which the vendor does business if:  (a) The employee or authorized representative of the vendor sells or offers coverage under a policy of portable electronics insurance only on behalf of, and under the supervision of, the vendor; and  (b) Before the employee or authorized representative of the vendor sells or offers coverage under a policy of portable electronics insurance, he or she completes a program of training provided by the vendor pursuant to NRS 691D.300.  2. An employee or authorized representative of a vendor who sells or offers coverage under a policy of portable electronics insurance pursuant to this section shall not advertise, represent or otherwise hold himself or herself out as a licensed producer of insurance unless the person is licensed as a producer of insurance.  3. An employee or authorized representative of a vendor who offers to a customer coverage under a policy of portable electronics insurance pursuant to this section and enrolls the customer under the policy may receive from the vendor compensation that is:  (a) Incidental to the overall compensation received by the employee or authorized representative of the vendor; and  (b) Relating to the offering of the coverage and the enrolling of the customer under the policy of portable electronics insurance.  (Added to NRS by 2011, 2024; A 2017, 4005)
NV Rev Stat § 691D.300 (2021)
2021 Nevada Revised Statutes|Chapter 691D - Portable Electronics Insurance|NRS 691D.300 - Policy of portable electronics insurance: Delivery; coverage; standards for coverage; supervising entity; training for employees and authorized representatives.

  1. An authorized insurer may deliver or issue for delivery in this State a policy of portable electronics insurance as a group or master inland marine policy issued to a vendor. A vendor may provide coverage for portable electronics under the policy to customers who elect to enroll under the policy. The policy may be offered on a month-to-month or other periodic basis. Notwithstanding the provisions of any law to the contrary, each rate for a policy of portable electronics insurance must be filed with the Commissioner pursuant to chapter 686B of NRS.  2. An insurer that issues a group policy of portable electronics insurance to a vendor shall:  (a) Establish reasonable eligibility and underwriting standards for customers who elect to enroll under the vendor’s policy of portable electronics insurance.  (b) Appoint a supervising entity to oversee the vendor’s sales and enrollment activities under the vendor’s policy of portable electronics insurance.  3. A supervising entity appointed pursuant to this section must develop and conduct a training program for the employees and authorized representatives of the vendor who sell or offer coverage under the vendor’s policy of portable electronics insurance. The training program must include, without limitation, basic instruction concerning:  (a) The coverage that is available to customers who enroll under the vendor’s policy of portable electronics insurance; and  (b) The disclosures required by NRS 691D.310.  4. The supervising entity may provide the basic instruction required by subsection 3 in electronic form if the supervising entity provides supplemental education that is conducted and overseen by a licensed employee of the supervising entity.  5. The supervising entity shall ensure that each employee and authorized representative of a vendor completes the training program required by subsection 3 before selling or offering to sell coverage under the vendor’s policy of portable electronics insurance.  (Added to NRS by 2011, 2024)
NV Rev Stat § 691D.310 (2021)
2021 Nevada Revised Statutes|Chapter 691D - Portable Electronics Insurance|NRS 691D.310 - Vendor to provide written disclosures.

  1. A vendor shall make available to a prospective customer, at each location where the vendor sells or offers coverage under a policy of portable electronics insurance, a printed brochure or other written material concerning the coverage available under the policy of portable electronics insurance. The written material must:  (a) Disclose that coverage under a policy of portable electronics insurance may duplicate coverage already provided to the customer by a policy of property insurance or other source of coverage;  (b) State that the customer is not required to enroll for coverage under the vendor’s policy of portable electronics insurance as a condition of the purchase or lease of any portable electronics or related services;  (c) Summarize the material terms of the coverage provided under the policy of portable electronics insurance, including:  (1) The identity of the insurer;  (2) The identity of the supervising entity;  (3) The amount of any applicable deductible and how it is to be paid;  (4) Benefits of the coverage; and  (5) Key terms and conditions of the coverage, including, without limitation, whether portable electronics may be repaired or replaced with a similar make and model that has been reconditioned or with nonoriginal manufacturer parts or equipment;  (d) Summarize the process for filing a claim, including a description of how to return portable electronics and the maximum fee applicable if the enrolled customer fails to comply with any equipment return requirements; and  (e) State that the enrolled customer may cancel his or her enrollment for coverage under the policy of portable electronics insurance at any time and, in the event of such cancellation, the person paying the premium for the coverage will receive a refund of any applicable unearned premium.  2. The printed brochure or other written material that a vendor is required to make available to a prospective customer in accordance with subsection 1 need not be:  (a) Filed with the Commissioner; or  (b) Approved by the Commissioner.  3. An insurer must file a portable electronics insurance policy form, including any certificate of coverage, with the Commissioner not later than 15 days before the use of the form by the insurer.  (Added to NRS by 2011, 2025; A 2013, 1263)
NV Rev Stat § 691D.320 (2021)
2021 Nevada Revised Statutes|Chapter 691D - Portable Electronics Insurance|NRS 691D.320 - Billing and collection of charges by vendor; itemization of charges; disclosure; accounting of money received by vendor.

  1. If a customer purchases a policy of portable electronics insurance from a vendor or elects to enroll in coverage under the vendor’s policy of portable electronics insurance, the vendor may bill and collect the charges for the portable electronics insurance coverage.  2. Any charge to the customer for portable electronics insurance coverage that is not included in the cost associated with the purchase or lease of portable electronics or related services must be separately itemized on the customer’s bill.  3. If portable electronics insurance coverage is included with the purchase or lease of portable electronics or related services, the vendor must clearly and conspicuously disclose to the customer that the portable electronics insurance coverage is included with the purchase of the portable electronics or related services.  4. A vendor which bills and collects charges for portable electronics insurance coverage on behalf of an insurer is not required to maintain such money in a segregated account if the vendor:  (a) Is authorized by the insurer to hold such money in an alternative manner; and  (b) Remits such amounts to the supervising entity within 60 days after receipt.  All money collected by a vendor from an enrolled customer for the sale of portable electronics insurance shall be deemed to be held in trust by the vendor in a fiduciary capacity for the benefit of the insurer, and the insurer shall be deemed to have received the premium from the enrolled customer upon payment of the premium by the enrolled customer to the vendor. A vendor is entitled to receive compensation for billing and collection services.  (Added to NRS by 2011, 2026; A 2013, 1263)
NV Rev Stat § 691D.500 (2021)
2021 Nevada Revised Statutes|Chapter 691D - Portable Electronics Insurance|NRS 691D.500 - Regulations.

The Commissioner may adopt such regulations as necessary to carry out the provisions of this chapter.  (Added to NRS by 2011, 2028)
NV Rev Stat § 691D.510 (2021)
2021 Nevada Revised Statutes|Chapter 691D - Portable Electronics Insurance|NRS 691D.510 - Administrative fines; suspension of privilege of vendor, employee or authorized representative to sell or offer portable electronics insurance; suspension or revocation of license.

If a vendor or an employee or authorized representative of a vendor violates any provision of this chapter or an order or regulation of the Commissioner issued or adopted pursuant thereto, the Commissioner may, after notice and an opportunity for a hearing:  1. Impose an administrative fine pursuant to NRS 683A.461 for each violation, which must not exceed $50,000 in the aggregate;  2. Suspend a vendor’s privilege of engaging in the sale or offering of coverage under a policy of portable electronics insurance at a particular location where the vendor does business;  3. Suspend or revoke the privilege of an employee or authorized representative of a vendor to sell or offer coverage under a policy of portable electronics insurance; or  4. Suspend or revoke the license issued by the Commissioner to the vendor as a licensed producer of insurance.  (Added to NRS by 2011, 2027)
NV Rev Stat § 692A.011 (2021)
2021 Nevada Revised Statutes|Chapter 692A - Title Insurance|NRS 692A.011 - Definitions.

As used in this chapter, unless the context otherwise requires, the words and terms defined in NRS 692A.015 to 692A.080, inclusive, have the meanings ascribed to them in those sections.  (Added to NRS by 1977, 977; A 1985, 1826; 1993, 2334)
NV Rev Stat § 692A.015 (2021)
2021 Nevada Revised Statutes|Chapter 692A - Title Insurance|NRS 692A.015 - "Abstract of title" defined.

Abstract of title means any written representation listing all recorded conveyances, instruments and documents which, under the laws of this State, impart constructive notice with respect to the chain of title of the real property described therein. The term does not include a binder, commitment to insure or preliminary report of title.  (Added to NRS by 1993, 2333)
NV Rev Stat § 692A.021 (2021)
2021 Nevada Revised Statutes|Chapter 692A - Title Insurance|NRS 692A.021 - "Applicant" defined.

Applicant means a person, whether or not a prospective insured, who applies to a title insurer or its agent for title insurance and who, at the time of the application, is not an agent for a title insurer.  (Added to NRS by 1977, 977)
NV Rev Stat § 692A.022 (2021)
2021 Nevada Revised Statutes|Chapter 692A - Title Insurance|NRS 692A.022 - "Business of title insurance" and "title insurance business" defined.

Business of title insurance or "title insurance business" includes:  1. The issuance of or proposal to issue any policy of title insurance as an insurer, guarantor or indemnitor;  2. The solicitation, negotiation or execution of a policy of title insurance, or the performance of any related services arising out of the execution of a policy of title insurance, excluding reinsurance;  3. The performance by a title insurer, a title agent or an escrow agency owned, in whole or in part, by a title insurer or title agent, of any service in conjunction with the issuance or contemplated issuance of a policy of title insurance, including, but not limited to, the handling of any escrow, settlement or closing in connection therewith, or doing or proposing to do any business which is in substance the equivalent of the services described in this subsection; and  4. The act of a title insurer whereby the title insurer provides a closing protection letter pursuant to NRS 692A.225.  (Added to NRS by 1993, 2333; A 2013, 817)
NV Rev Stat § 692A.023 (2021)
2021 Nevada Revised Statutes|Chapter 692A - Title Insurance|NRS 692A.023 - "Commitment to insure" and "preliminary report of title" defined.

Commitment to insure or "preliminary report of title" means a report furnished in connection with an application for title insurance which constitutes an offer to issue a policy of title insurance subject to the terms, conditions and exceptions stated in the report, but which does not constitute a representation as to the condition of the title to real property. The term does not include an abstract of title.  (Added to NRS by 1993, 2334)
NV Rev Stat § 692A.024 (2021)
2021 Nevada Revised Statutes|Chapter 692A - Title Insurance|NRS 692A.024 - "Escrow" defined.

Escrow means any transaction wherein one person, for the purpose of effecting the sale, transfer, encumbering or leasing of real or personal property to another person, delivers any written instrument, money, evidence of title to real or personal property, or other thing of value to a third person until the happening of a specified event or the performance of a prescribed condition, when it is then to be delivered by the third person to a grantee, grantor, promisee, promisor, obligee, obligor, bailee, bailor or any agent or employee of any of them. The term includes the collection of payments and the performance of related services by a third person in connection with a loan secured by a lien on real property.  (Added to NRS by 1985, 1822; A 1991, 1857)
NV Rev Stat § 692A.028 (2021)
2021 Nevada Revised Statutes|Chapter 692A - Title Insurance|NRS 692A.028 - "Escrow officer" defined.

Escrow officer means a person employed by a title insurer or title agent to handle escrows, settlements and closings.  (Added to NRS by 1985, 1822)
NV Rev Stat § 692A.031 (2021)
2021 Nevada Revised Statutes|Chapter 692A - Title Insurance|NRS 692A.031 - "Net retained liability" defined.

Net retained liability means the total liability retained by a title insurer for a single risk after the ceding of reinsurance.  (Added to NRS by 1977, 977)
NV Rev Stat § 692A.035 (2021)
2021 Nevada Revised Statutes|Chapter 692A - Title Insurance|NRS 692A.035 - "Policy of title insurance" and "title policy" defined.

Policy of title insurance or "title policy" means a written instrument or contract by which title insurance liability is assumed. The term does not include an abstract of title, binder, commitment to insure or preliminary report of title.  (Added to NRS by 1993, 2334)
NV Rev Stat § 692A.041 (2021)
2021 Nevada Revised Statutes|Chapter 692A - Title Insurance|NRS 692A.041 - "Premium" defined.

  1. "Premium" means charges for:  (a) Assuming a risk;  (b) Abstracting, searching and examining title to determine insurability; and  (c) Any other activity associated with the assumption of risk.  2. "Premium" does not include charges for:  (a) Escrow;  (b) Settlement or closing; or  (c) Other special services not associated with the assumption of risk,   whether or not they are called premiums.  (Added to NRS by 1977, 977)
NV Rev Stat § 692A.050 (2021)
2021 Nevada Revised Statutes|Chapter 692A - Title Insurance|NRS 692A.050 - "Single risk" defined.

Single risk means the insured amount of any policy or contract of title insurance issued by a title insurer unless two or more policies or contracts are simultaneously issued on different estates in identical real property, in which event it means the sum of the insured amounts of all such policies or contracts. Any policy or contract which insures a mortgage interest that is excepted in a fee or leasehold policy or contract, and which does not exceed the insured amount of the fee or leasehold policy or contract, shall be excluded in computing the amount of a single insurance risk.  (Added to NRS by 1977, 978)
NV Rev Stat § 692A.060 (2021)
2021 Nevada Revised Statutes|Chapter 692A - Title Insurance|NRS 692A.060 - "Title agent" defined.

Title agent is a person, firm or corporation appointed by a title insurer to solicit applications for insurance or to negotiate for title insurance contracts on its behalf, and if authorized to do so by the insurer, to prepare and countersign title insurance policies and contracts.  (Added to NRS by 1977, 978)
NV Rev Stat § 692A.070 (2021)
2021 Nevada Revised Statutes|Chapter 692A - Title Insurance|NRS 692A.070 - "Title insurer" defined.

Title insurer means a company organized under the laws of this state for the purpose of transacting as insurer the business of title insurance and any foreign or alien company licensed to transact business as an insurer engaged in title insurance.  (Added to NRS by 1977, 978)
NV Rev Stat § 692A.080 (2021)
2021 Nevada Revised Statutes|Chapter 692A - Title Insurance|NRS 692A.080 - "Title plant company" defined.

Title plant company means a person engaged in the business of preparing title searches, title examinations and certificates or abstracts of title which are the basis of the issuance of title policies by a title insurer.  (Added to NRS by 1977, 978)
NV Rev Stat § 692A.090 (2021)
2021 Nevada Revised Statutes|Chapter 692A - Title Insurance|NRS 692A.090 - Regulations.

The Commissioner may adopt regulations for the administration of this chapter.  (Added to NRS by 1977, 978)
NV Rev Stat § 692A.100 (2021)
2021 Nevada Revised Statutes|Chapter 692A - Title Insurance|NRS 692A.100 - Licensing of title agents, title insurers and escrow officers; maintenance and examination of records; separation of money held in escrow.

  1. The Commissioner shall provide by regulation for the licensing of title agents, their branch offices, direct writing title insurers and escrow officers.  2. Each title agent shall maintain his or her books of account and record and his or her vouchers pertaining to title insurance business in a manner which permits the Commissioner or a representative of the Commissioner to ascertain readily whether the agent has complied with the provisions of this chapter.  3. A title agent or escrow officer may engage in the business of handling escrows, settlements and closings if the title agent or escrow officer maintains a separate record of all receipts and disbursements of money held in escrow and does not commingle that money with his or her own.  4. For the purpose of determining its financial condition, fulfillment of its contractual obligations and compliance with law, the Commissioner or a representative of the Commissioner or the Commissioner of Financial Institutions of the Department of Business and Industry or a representative of the Commissioner of Financial Institutions of the Department of Business and Industry when requested by the Commissioner of Insurance shall each year examine or cause to be examined the affairs, transactions, agreements, assets, records and accounts, including the escrow accounts, of a title agent, title insurer or escrow officer.  5. A title agent or insurer may engage a certified public accountant to perform such an examination in lieu of the Commissioner. In such a case, the examination must be equivalent to the type of examination made by the Commissioner and the expense must be borne by the title agent or insurer being examined.  6. The Commissioner shall determine whether an examination performed by an accountant pursuant to subsection 5 is equivalent to an examination conducted by the Commissioner. The Commissioner may examine any area of the operation of a title agent or insurer if the Commissioner determines that the examination of that area is not equivalent to an examination conducted by the Commissioner.  7. A person shall not become licensed to circumvent the provisions of this chapter or any other law of this state.  (Added to NRS by 1977, 978; A 1985, 1826; 1991, 1857; 1993, 1920, 2334; 1995, 696)