reglab/housing_qa huggingface dataset:
MA Gen L ch 175 § 47oo (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 47oo - Coverage for Long-Term Antibiotic Therapy for Lyme Disease; Experimental Drugs

[ Text of section added by 2021, 29, Sec. 20 effective July 1, 2021 until July 1, 2022. See 2021, 29, Sec. 69. Repealed by 2021, 29, Sec. 21.]  Section 47OO. (a) For the purposes of this section, "long-term antibiotic therapy'' and "Lyme disease'' shall have the meaning ascribed to them in section 12DD of chapter 112.  (b) A policy, contract, agreement, plan or certificate of insurance issued, delivered or renewed within the commonwealth that provides medical expense coverage shall provide coverage for long-term antibiotic therapy for a patient with Lyme disease when determined to be medically necessary and ordered by a licensed physician after making a thorough evaluation of the patient's symptoms, diagnostic test results or response to treatment. An experimental drug shall be covered as a long-term antibiotic therapy if it is approved for an indication by the United States Food and Drug Administration; provided, however, that a drug, including an experimental drug, shall be covered for an off-label use in the treatment of Lyme disease if the drug has been approved by the United States Food and Drug Administration.
MA Gen L ch 175 § 47pp (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 47pp - Coverage for Prescription Eye Drops

[ Text of section added by 2021, 29, Sec. 20 effective July 1, 2021. See 2021, 29, Sec. 69.]  Section 47PP. A policy, contract, agreement, plan or certificate of insurance issued, delivered or renewed within the commonwealth that provides coverage for prescription eye drops shall provide coverage for refills of prescription eye drops in accordance with the Medicare Part D guidelines on early refills of topical ophthalmic products when: (i) the prescribing health care practitioner indicates on the original prescription that additional quantities of the prescription eye drops are needed; (ii) the refill requested by the insured does not exceed the number of additional quantities indicated on the original prescription by the prescribing health care practitioner; and (iii) the prescription eye drops prescribed by the health care practitioner are a covered benefit under the policy or contract of the insured.
MA Gen L ch 175 § 48a (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 48a - Mutual Companies; Formation; Capital and Surplus

Section 48A. Ten or more persons, residents of this commonwealth, may form a mutual company, (a) to transact the business set forth in any one of the clauses of section forty-seven, except the eleventh, fourteenth, fifteenth or seventeenth; (b) to transact the business set forth in the first and third, the first and eighth, the third and eighth, or in the first, third and eighth clauses; (c) to transact the business set forth in the first and second clauses, in the first and seventeenth clauses, in the first, second and eighth clauses, or in the first, second, eighth and seventeenth clauses; (d) to transact the business set forth in any two or more of the fourth, fifth, sixth, seventh, eighth, ninth, tenth, twelfth and thirteenth clauses thereof; or (e) to transact the business set forth in the sixth and sixteenth clauses thereof, except subdivision (e) of said sixth clause. A company formed under the provisions of this section shall be subject to the combined capital and surplus provisions of section forty-eight.
MA Gen L ch 175 § 49 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 49 - Formation of Corporation

Section 49. The company shall be formed in the manner described in and be subject to sections eleven, twelve and thirteen of chapter one hundred and fifty-six B, except as otherwise expressly provided in this chapter. The name of the corporation shall be subject to approval by the commissioner and shall contain the word ''insurance'' or ''assurance'' or, if organized on the mutual plan, the words ''mutual insurance'' or ''mutual assurance'' or, if organized under the fifteenth clause of section forty-seven, the word ''reinsurance'', and, if organized under the sixteenth clause of said section forty-seven or under the sixth and sixteenth clauses thereof, the word ''life'' or the words ''variable annuity life''. The agreement of association shall state the classes of insurance it proposes to transact and on what business plan or principle; and, if a mutual company, the amount of capital stock and the par value of shares shall be omitted. At the first meeting, only the directors and such other officers as the by-laws require shall be chosen, and the president, secretary and such other officers as the by-laws authorize them to choose shall be chosen by the directors. The president, secretary and a majority of directors shall execute and make oath to the articles of organization specified in section thirteen of said chapter one hundred and fifty-six B, which shall, with the records and by-laws of the company, be submitted to the commissioner, and he instead of the state secretary shall have the powers and perform the duties relative thereto specified in section six of said chapter one hundred and fifty-six B; provided, that the commissioner shall not approve the articles of organization of a company formed to transact business under any of the clauses of section forty-seven until he is satisfied, by such examination as he may make and such evidence as he may require, that: (1) the incorporators are of good repute and intend in good faith to operate the company; (2) the company has capable management; (3) the company has a reasonable prospect for success in the kind or kinds of business which it proposes to transact; and (4) the actuarial projections, policy forms, rates, dividends, commissions and other expenses contemplated, as well as reinsurance market and taxes are sound and reasonable. He shall execute a certificate of his findings in such form as he may prescribe, which shall be attached to the articles of organization prior to the filing thereof with the state secretary. The fee to be paid to the state secretary by a stock company or a mutual company upon the filing of the articles of organization shall be determined annually by the commissioner of administration under the provision of section three B of chapter seven.
MA Gen L ch 175 § 49a (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 49a - Domestic Insurers; Requirements; Transfer of Domicile

Section 49A. Any insurer which is organized under the laws of any other state and is admitted to do business in the commonwealth for the purpose of writing insurance may become a domestic insurer by complying with all of the requirements of law relative to the organization and licensing of a domestic insurer of the same type and by designating its principal place of business at a place in the commonwealth. Said domestic insurer will be entitled to like certificates and licenses to transact business in this state, and shall be subject to the authority and jurisdiction of the commonwealth. Any domestic insurer may, upon the approval of the commissioner, transfer its domicile to any other state in which it is admitted to transact the business of insurance, and upon such a transfer shall cease to be a domestic insurer, and shall be admitted to the commonwealth, if qualified, as a foreign insurer. Said commissioner shall approve any such proposed transfer unless he shall determine such transfer is not in the interest of the policyholders of the commonwealth. The certificate of authority, agents' appointments and licenses, rates and other items which the commissioner of insurance allows, in his discretion, which are in existence at the time an insurer licensed to transact the business of insurance in the commonwealth transfers its corporate domicile to this or any other state by merger, consolidation or any other lawful method shall continue in full force and effect upon such transfer if such insurer remains duly qualified to transact the business of insurance in the commonwealth. All outstanding policies of a transferring insurer shall remain in full force and effect and need not be endorsed as to the new name of the company or its new location unless so ordered by said commissioner. Every transferring insurer shall file new policy forms with said commissioner on or before the effective date of the transfer, but may use existing policy forms with appropriate endorsements if allowed by, and under such conditions as approved by, said commissioner. Every such transferring insurer shall notify said commissioner of the details of the proposed transfer, and shall file promptly any resulting amendments to corporate documents filed or required to be filed with the commissioner. Said commissioner may promulgate rules and regulations necessary to carry out the purposes of this section.
MA Gen L ch 175 § 50 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 50 - Stock Companies; Amendment of Articles of Organization

Section 50. A stock company may amend and restate its articles of organization as provided in sections seventy, seventy-one and seventy-four of chapter one hundred and fifty-six B, subject to the provisions of sections forty-eight and seventy-one of this chapter. A stock company by a two thirds vote of all its stock entitled to vote, at a meeting duly called for the purpose, may authorize an amendment of its articles of organization to alter, add to or change, to the extent authorized by this chapter, the classes of insurance for transaction of which it is incorporated and to provide for the transaction of insurance on a participating plan.
MA Gen L ch 175 § 50a (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 50a - Mutual Companies; Amendment of Articles of Organization

Section 50A. A mutual company, by a majority vote of those members present and voting, at a meeting duly called for the purpose, may authorize an amendment of its articles of organization to change its corporate name. A mutual company, by a two thirds vote of those members present and voting, at a meeting duly called for the purpose, may authorize an amendment of its articles of organization to alter, add to or change, to the extent authorized by this chapter, the classes of insurance for transaction of which it is incorporated and may authorize any other amendment or restatement of its articles of organization, provided, only, that any provision added to or changes made in its articles of organization by such amendment or restatement could have been included in, and any provision deleted thereby could have been omitted from, original articles of organization filed at the time of such meeting.
MA Gen L ch 175 § 50b (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 50b - Amendment of Articles of Organization; Submission; Approval; Filing; Effective Date

Section 50B. Articles of amendment or restatement of articles of organization by any stock or mutual company signed and sworn to by the president and secretary and a majority of the directors, setting forth such amendment or change and the due adoption thereof, shall, within thirty days after their adoption, be submitted to the commissioner, who shall examine them in the same manner and with the same powers as in the case of original articles of organization. If he finds that they conform to the requirements of law he shall so certify and endorse his approval thereon, and they shall thereupon be filed in the office of the state secretary, upon the receipt of a fee in accordance with subsection (b) of section one hundred and fourteen of chapter one hundred and fifty-six B, and said articles of amendment shall then be deemed to be a part of the charter or articles of organization of the company. Such amendment shall become effective when the articles of amendment are filed in the office of the state secretary, unless said articles specify, in accordance with the vote adopting the amendment, a later effective date not more than thirty days after such filing in which event the amendment shall become effective on such later date.
MA Gen L ch 175 § 51 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 51 - Domestic Stock Companies; Kinds of Business That May Be Transacted; Power to Combine

Section 51. No domestic stock company shall transact any business other than that specified in its charter or agreement of association, except that it may transact the kinds of business specified below by reference to the several clauses of section forty-seven, as follows: (a) The first and second, if authorized to transact either, or the seventeenth, if authorized to transact any one or more of the first, second and eighth clauses, provided it has a paid-up capital of not less than four hundred thousand dollars, or the first and second excepting ocean marine insurance, if authorized to transact either, provided it has a paid-up capital of not less than three hundred thousand dollars, or subdivision (d) of the second clause, if authorized to transact the first. (b) Any one or more of the fourth, fifth, sixth, seventh, eighth, ninth, tenth, twelfth and thirteenth, if authorized to transact any one of said clauses, provided it conforms to the requirements of section forty-eight in respect to paid-up capital. (c) The eighth, if authorized to transact the first. (d) The sixth, if authorized to transact life insurance, provided, it has a paid-up capital of not less than eight hundred thousand dollars and net cash assets over all liabilities, computed on the basis fixed by sections nine to twelve, inclusive, of not less than eight hundred thousand dollars, exclusive of said capital. (e) The first, if authorized to transact fire insurance. (f) The fifth, if incorporated by special act to insure against loss or damage caused by the explosion of steam boilers. (g) Such other form or forms of insurance coverage not included in the provisions of section forty-seven and not contrary to law as the commissioner in his discretion may authorize and license and which shall be transacted only upon such terms and conditions as he may from time to time prescribe and upon payment of the fee prescribed by section fourteen. Nothing in this section shall permit any domestic stock company to combine classes of business which may not be combined under section forty-eight. A company transacting or seeking to transact business under this section shall be subject to the combined capital and surplus provisions required under section forty-eight.
MA Gen L ch 175 § 54a (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 54a - Domestic Companies; Risks and Hazards in Other States

Section 54A. Any domestic company authorized to transact any of the kinds of business specified in the second clause of section forty-seven may, outside the commonwealth, make contracts of insurance insuring property of any kind or description against any and all risks of loss or damage.
MA Gen L ch 175 § 54b (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 54b - Reinsurance of Risks; Exceptions

Section 54B. Any company authorized to transact the kinds of business specified in any one of the first, second, fourth, sixth or twelfth clauses of section forty-seven may, except with respect to policies of life and endowment insurance and contracts for the payment of annuities and pure endowments, reinsure risks of every kind or description and may write any and all kinds of insurance other than the policies and contracts hereinbefore excluded; provided, that it maintains a surplus to policyholders, including any guaranty capital, of not less than one million dollars; and provided, further, that any foreign mutual company which is not permitted by the laws of its domiciliary state to establish or maintain a guaranty capital may transact business under this section provided it maintains a surplus to policyholders of not less than one million, two hundred thousand dollars unimpaired on the basis fixed by sections ten to twelve, inclusive, and has made a deposit in an amount and subject to the conditions specified in subdivision (3)(c) of clause Second of section one hundred and fifty-one.
MA Gen L ch 175 § 54c (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 54c - Motor Vehicle Insurance

Section 54C. Any company authorized to transact the kinds of business specified in the first or second clause, or in subdivision (b) of the sixth clause, of section forty-seven may insure against any loss of or damage to, or loss of use of, or mechanical failure or mechanical breakdown of motor vehicles other than motorboats, or aircraft, their fittings or contents, or against legal liability for loss or damage on account of injury to or death of any person or on account of any damage to property of another, arising out of the ownership, maintenance or use of said vehicles or aircraft, provided it maintains a surplus to policyholders including any guaranty capital, of not less than six hundred thousand dollars.
MA Gen L ch 175 § 54d (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 54d - Personal Property Floater

Section 54D. Any company authorized to transact the kinds of business specified in any of the first, second, fourth, sixth or twelfth clauses of section forty-seven may insure, by means of an all-risk type of policy commonly known as the personal property floater, against any and all kinds of loss of or damage to, or loss of use of, any individual's personal property other than merchandise.
MA Gen L ch 175 § 54e (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 54e - Dwelling Houses; Comprehensive and Medical Coverages

Section 54E. Any company authorized to insure against loss or damage by fire, which has been actively engaged in the fire insurance business in one or more states of the United States continuously for ten years, or less than ten years with the approval of the commissioner, or whose predecessor or predecessors, if any prior to merger or consolidation, shall have been so engaged for such period, may, notwithstanding the provisions of sections forty-eight, fifty-one, clause (e) of fifty-four, or fifty-four B, insure against loss or damage to dwellings and appurtenant structures and to the contents thereof and any other personal property of a similar nature of the insured or members of his household resulting from any peril proper to insure against in this commonwealth, and may, in addition, insure against the legal liability of the insured or of members of his household arising out of non-business pursuits, and insure with respect to medical, surgical and hospital expenses; provided, that insurance against loss or damage by perils other than the peril of fire may be written only when insurance against the peril of fire is written in the same policy and on forms which have been submitted to and approved by the commissioner; and provided, further, that no such company shall issue any insurance under the authority of this section unless it possesses a surplus to policyholders of not less than four hundred and seventy-five thousand dollars or until it has made reinsurance arrangements satisfactory to the commissioner, as provided in section twenty.
MA Gen L ch 175 § 54f (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 54f - Commercial Property, Goods in Storage or Transit, and Other Merchandise or Equipment; Coverage by Certain Companies in Fire Insurance Policies

Section 54F. Any company authorized to insure against loss or damage by fire, which has been actively engaged in the fire insurance business in one or more states of the United States continuously for ten years, or less than ten years with the approval of the commissioner, or whose predecessor or predecessors, if any prior to merger or consolidation, shall have been so engaged for such period, may, notwithstanding the provisions of sections forty-eight, fifty-one, clause (e) of fifty-four, or fifty-four B, insure against loss or damage to, or the legal liability of the insured with respect to, commercial property, including goods in storage and in transit, stocks of merchandise, furniture and fixtures, equipment, materials and supplies and the insured's interests in improvements and betterments, whether the property of the insured or the property of others, while anywhere within the continental United States or in transit in Canada; provided, that insurance against loss or damage by perils other than the peril of fire may be written only when insurance against the peril of fire is written in the same policy and on forms which have been submitted to and approved by the commissioner; and provided, further, that no such company shall issue any insurance under the authority of this section unless it possesses a surplus to policyholders of not less than five hundred and twenty-five thousand dollars or until it has made reinsurance arrangements satisfactory to the commissioner, as provided in section twenty.
MA Gen L ch 175 § 54g (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 54g - Reinsurance or Pooling of Risks by Life Insurance Companies; Regulations; Approval and Certificate; Restrictions

Section 54G. Any company authorized to transact the kinds of business specified in the sixteenth clause of section forty-seven may reinsure either by itself or together with other insurers through pooling arrangements or otherwise for the purposes of spreading the insurance risk, risks of every kind and description and may reinsure in any other company any part or all of any risks assumed by it. Any such reinsurance or pooling of risks shall be subject to any regulations which may be promulgated by the commissioner. The commissioner shall have the authority to promulgate regulations necessary to protect the interests of the insurer's policyholders and the people of the commonwealth including but not limited to financial and solvency requirements and regulations designed to avoid the substantial lessening of competition generally in the insurance business. No company shall transact business pursuant to this section without the approval of the commissioner and the issuance to it of a certificate authorizing it to transact such business. No such approval shall be given and no certificate shall be issued unless, in the case of a domestic insurer, the company maintains unallocated surplus of not less than one million dollars, and in the case of a foreign insurer, unless it maintains an unallocated surplus of one million dollars and has made a deposit in an amount and subject to the conditions specified in subdivision (3)(c) of clause Second of section one hundred and fifty-one. Companies subject to this section shall comply with all other provisions of law relating to the transaction of the business of reinsurance in the commonwealth.