reglab/housing_qa huggingface dataset:
NE Code § 44-32,172 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-32,172 - Confidential information; disclosure prohibited; exception.

44-32,172.  Confidential information; disclosure prohibited; exception.Any data or information pertaining to the diagnosis, treatment, or health of any enrollee or applicant obtained from such person or from any provider by any health maintenance organization shall be held in confidence and shall not be disclosed to any person except (1) to the extent that it may be necessary to carry out the purposes of the Health Maintenance Organization Act, (2) upon the express consent of the enrollee or applicant, (3) pursuant to statute or court order for the production of evidence or the discovery thereof, or (4) in the event of a claim or litigation between such person and the health maintenance organization in which such data or information is pertinent. A health maintenance organization shall be entitled to claim any statutory privileges against such disclosure which the provider who furnished such information to the health maintenance organization is entitled to claim.Source  Laws 1990, LB 1136, § 81.
NE Code § 44-32,173 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-32,173 - Health care review committee; health maintenance organization; exemption from liability.

44-32,173.  Health care review committee; health maintenance organization; exemption from liability.A person who, in good faith and without malice, takes any action or makes any decision or recommendation as a member, agent, or employee of a health care review committee or who furnishes any records, information, or assistance to such a committee shall not be subject to liability for civil damages or any legal action in consequence of such action, nor shall the health maintenance organization which established such committee or the officers, directors, employees, or agents of such health maintenance organization be liable for the activities of any such person. This section shall not be construed to relieve any person of liability arising from treatment of a patient.Source  Laws 1990, LB 1136, § 82.
NE Code § 44-32,174 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-32,174 - Health care review committee; information and records; confidentiality.

44-32,174.  Health care review committee; information and records; confidentiality.(1) The information considered by a health care review committee and the records of their actions and proceedings shall be confidential and not subject to subpoena or order to produce except in proceedings before the appropriate state licensing or certifying agency or in an appeal from the committee's findings or recommendations. No member of a health care review committee, no officer, director, or other member of a health maintenance organization or its staff engaged in assisting such committee, and no person assisting or furnishing information to such committee may be subpoenaed to testify in any judicial or quasi-judicial proceeding if such subpoena is based solely on such activities.(2) Information considered by a health care review committee and the records of its actions and proceedings which are used pursuant to subsection (1) of this section by a state licensing or certifying agency or in an appeal shall be kept confidential and shall be subject to the same provisions concerning discovery and use in legal actions as the original information and records in the possession and control of a health care review committee.Source  Laws 1990, LB 1136, § 83.
NE Code § 44-32,175 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-32,175 - Quality assurance; access to records and information.

44-32,175.  Quality assurance; access to records and information.To fulfill its quality assurance obligations, a health maintenance organization shall have access to treatment records and other information pertaining to the diagnosis, treatment, or health status of any enrollee.Source  Laws 1990, LB 1136, § 84.
NE Code § 44-32,176 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-32,176 - Department of Health and Human Services; contracts authorized.

44-32,176.  Department of Health and Human Services; contracts authorized.The Department of Health and Human Services, in carrying out obligations under the Health Maintenance Organization Act, may contract with qualified persons to make recommendations concerning the determinations required to be made. Such recommendations may be accepted in full or in part by the department.Source   Laws 1990, LB 1136, § 85;   Laws 1996, LB 1044, § 257;  Laws 2007, LB296, § 196.
NE Code § 44-32,177 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-32,177 - Health maintenance organization; acquisition, merger, and consolidation; procedure.

44-32,177.  Health maintenance organization; acquisition, merger, and consolidation; procedure.No person shall (1) make a tender for or a request or invitation for tenders of, (2) enter into an agreement to exchange securities for, or (3) acquire in the open market or otherwise any voting security of a health maintenance organization or enter into any other agreement if, after the consummation thereof, that person would, directly or indirectly, or by conversion or by exercise of any right to acquire, be in control of the health maintenance organization, and no person shall enter into an agreement to merge or consolidate with or otherwise to acquire control of a health maintenance organization unless, at the time any offer, request, or invitation is made or any agreement is entered into or prior to the acquisition of the securities if no offer or agreement is involved, the person has filed with the director and has sent to the health maintenance organization information required by subsection (4) of section 44-2126 and the offer, request, invitation, agreement, or acquisition has been approved by the director. Approval by the director shall be governed by the Insurance Holding Company System Act.Source   Laws 1990, LB 1136, § 86;   Laws 1991, LB 236, § 34;  Laws 2012, LB887, § 20. Cross References  Insurance Holding Company System Act, see section 44-2120.
NE Code § 44-32,178 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-32,178 - Coordination of benefits.

44-32,178.  Coordination of benefits.A health maintenance organization may, but shall not be required to, adopt coordination-of-benefits provisions to avoid overinsurance and to provide for the orderly payment of claims when a person is covered by two or more group health insurance or health care plans. If a health maintenance organization adopts coordination-of-benefits provisions, the provisions shall be consistent with the coordination-of-benefits provisions that are in general use in the state for coordinating coverage between two or more group health insurance or health care plans. To the extent necessary for health maintenance organizations to meet their obligations as secondary carriers under the rules for coordination, health maintenance organizations shall make payments for services that are received from nonparticipating providers, provided outside their service areas, or not covered under the terms of their group contracts or evidence of coverage.Source  Laws 1990, LB 1136, § 87.
NE Code § 44-32,179 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-32,179 - Unfair trade and claims settlement practices laws; applicability.

44-32,179.  Unfair trade and claims settlement practices laws; applicability.The Unfair Insurance Trade Practices Act and the Unfair Insurance Claims Settlement Practices Act shall apply to health maintenance organizations except to the extent that the director determines the nature of health maintenance organizations renders application of either act clearly inappropriate.Source   Laws 1990, LB 1136, § 88;   Laws 1991, LB 234, § 32.  Cross References   Unfair Insurance Claims Settlement Practices Act, see section 44-1536.  Unfair Insurance Trade Practices Act, see section 44-1521.
NE Code § 44-32,180 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-32,180 - Taxation.

44-32,180.  Taxation.(1) Any health maintenance organization subject to the Health Maintenance Organization Act shall also be subject to (a) the premium taxation provisions of Chapter 77, article 9, to the extent that the direct writing premiums are not otherwise subject to taxation under such article and (b) the retaliatory taxation provisions of section 44-150.(2) Any capitation payment made in accordance with the Medical Assistance Act shall be excluded from computation of any tax obligation imposed by subsection (1) of this section.Source   Laws 1990, LB 1136, § 89;   Laws 1996, LB 969, § 2;  Laws 2002, Second Spec. Sess., LB 9, § 1;  Laws 2006, LB 1248, § 60;  Laws 2010, LB698, § 1. Cross References  Medical Assistance Act, see section 68-901.
NE Code § 44-3301 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3301 - Sections; how interpreted.

44-3301.  Sections; how interpreted.Sections 44-3301 to 44-3327 shall be interpreted liberally to (1) encourage the development of more effective and economical ways of providing legal services, (2) ease the burden of necessary legal expenses, and (3) aid in maintaining a high level of competence and adherence to professional standards in the performance of legal services.Source  Laws 1979, LB 52, § 1.
NE Code § 44-3302 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3302 - Terms, defined.

44-3302.  Terms, defined.As used in sections 44-3301 to 44-3327, unless the context otherwise requires:(1) Director shall mean the Director of Insurance;(2) Department shall mean the Department of Insurance;(3) Insurer shall mean any person, as defined in section 49-801, authorized to conduct an insurance business as an insurer in this state, including corporations organized under sections 44-3312 and 44-3313; and(4) Legal expense insurance shall mean the assumption of a contractual obligation to pay or reimburse for specified legal services or specified legal expenses, in consideration of a specified payment for an interval of time, regardless of whether the payment is made by the beneficiaries individually or by a third person for them, in such a manner that the total cost incurred by assuming the obligation is to be spread directly or indirectly among a group of persons. Legal expense insurance includes arrangements that create reasonable expectations of enforceable rights, but does not include the provision of or reimbursement for legal services incidental to other insurance coverages. The payment of only an administrative fee to an attorney shall not be considered payment or reimbursement for specified legal services or specified legal expenses for the purposes of this definition.Source   Laws 1979, LB 52, § 2;  Laws 2019, LB26, § 1.
NE Code § 44-3303 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3303 - Insurance laws; situations; not applicable.

44-3303.  Insurance laws; situations; not applicable.The insurance laws of this state, including sections 44-3301 to 44-3327, do not apply to:(1) Retainer contracts made by attorneys at law with individual clients with fees based on estimates of the nature and amount of services to be provided to the specific client and similar contracts made with a group of clients involved in the same or closely related legal matters;(2) Plans providing no benefits other than consultation and advice in connection with or in combination with referral services;(3) The furnishing of limited legal assistance on an informal basis, involving neither an express contractual obligation nor reasonable expectations, in the context of an employment, membership, education, or similar relationship;(4) The furnishing of legal assistance by labor unions and other employee organizations to their members in matters relating to employment or occupation;(5) Employee welfare benefit plans to the extent that state laws are superseded by Section 514 of the Employee Retirement Income Security Act of 1974;(6) Automobile club service contracts which supply incidental or limited legal services or reimbursement for legal services in automobile related matters; and(7) Plans that do not include the assumption of risk or obligation to pay or reimburse for specified legal services or specified legal expenses. The payment of only an administrative fee to an attorney shall not be considered payment or reimbursement for specified legal services or a specified legal expense.Source   Laws 1979, LB 52, § 3;  Laws 2019, LB26, § 2.
NE Code § 44-3304 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3304 - Legal expense insurance business; authorization by director; exceptions.

44-3304.  Legal expense insurance business; authorization by director; exceptions.(1) No person may conduct a legal expense insurance business in this state unless authorized to do so by the director.(2) Subsection (1) of this section shall not apply to any person issuing group, blanket, or franchise policies if fewer than twenty-five percent of the certificate holders or insureds reside in this state and the person is regulated to a comparable extent by another state in which a larger number of certificate holders or insureds reside.Source  Laws 1979, LB 52, § 4.
NE Code § 44-3305 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3305 - Legal expense insurance; policy; certificate of coverage; issuance.

44-3305.  Legal expense insurance; policy; certificate of coverage; issuance.(1) Legal expense insurance may be written as individual, group, blanket, or franchise insurance. Each contractual obligation for legal expense insurance shall be evidenced by a policy. Each person insured under a group policy shall be issued a certificate of coverage.(2) No policy or certificate of legal expense insurance may be issued in this state unless a copy of the form has been filed with and approved by the director.Source  Laws 1979, LB 52, § 5.
NE Code § 44-3306 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3306 - Policy or certificate form; disapproval; grounds.

44-3306.  Policy or certificate form; disapproval; grounds.The director may disapprove a policy or certificate form of an insurer whose purpose according to its articles of incorporation is restricted to transacting legal expense insurance and business reasonably related thereto if he or she finds that it:(1) Is unfair, unfairly discriminatory, misleading, or encourages misrepresentation or misunderstanding of the contract;(2) Provides coverage or benefits or contains other provisions that would endanger the solidity of the insurer;(3) Provides rates which are excessive, inadequate, or unfairly discriminatory; or(4) Is contrary to law.Source  Laws 1979, LB 52, § 6.
NE Code § 44-3307 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3307 - Provider contracts; director approval required; report.

44-3307.  Provider contracts; director approval required; report.(1) Provider contracts, and changes thereto, made between an insurer, whose purpose is restricted to transacting legal expense insurance and business reasonably related thereto, and providing attorneys or other providers of services covered by the legal expense insurance policy shall be filed with the director and shall not become effective until approved by the director.(2) Legal expense insurers shall annually report to the director, in such detail as the director reasonably requires, the number and geographical distribution of attorneys and other providers of services covered by the legal expense insurance policy with whom they maintain contractual relations and the nature of the relations. For individual insurers or groups of insurers the directors may require more frequent reports.Source  Laws 1979, LB 52, § 7.
NE Code § 44-3309 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3309 - Insurer; acts prohibited.

44-3309.  Insurer; acts prohibited.An insurer shall not contract itself to practice law in any manner, nor shall the insurer control or attempt to control the attorney in the exercise of his or her professional judgment.Source  Laws 1979, LB 52, § 9.
NE Code § 44-3310 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3310 - Insurers; contract with others; purposes; approval.

44-3310.  Insurers; contract with others; purposes; approval.Insurers may contract with other insurers, including insurance companies organized under any of the laws of the State of Nebraska, for partial or total administrative services or for joint participation through contractual agreements or otherwise cede or accept legal expense insurance obligations from such insurers on the whole or any part of such legal expense insurance obligations. Such contract forms, documents, treaties, or agreement forms shall be filed with and approved by the director to be in accordance with the plan of operation of such insurer prior to their effectiveness. The director may adopt and promulgate rules and regulations concerning such participation contracts and agreements with insurers.Source   Laws 1979, LB 52, § 10;   Laws 1989, LB 92, § 231.
NE Code § 44-3311 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3311 - Legal expense insurance policy; possible violations; director; report.

44-3311.  Legal expense insurance policy; possible violations; director; report.The director shall report to the Counsel for Discipline of the Nebraska Supreme Court any information of possible instances of overcharging for legal services, incompetence, or violations of the Nebraska Rules of Professional Conduct by lawyers who provide services in connection with a legal expense insurance policy.Source   Laws 1979, LB 52, § 11;  Laws 2004, LB 1207, § 44;  Laws 2006, LB 1115, § 35.
NE Code § 44-3312 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3312 - Legal service insurance corporation; articles of incorporation; contents.

44-3312.  Legal service insurance corporation; articles of incorporation; contents.(1) Two or more persons may organize a legal service insurance corporation under this section.(2) The articles of incorporation of a not-for-profit corporation shall conform to the requirements applicable to not-for-profit corporations under the Nebraska Nonprofit Corporation Act and the articles of incorporation of a corporation for profit shall conform to the requirements applicable to corporations for profit under the Nebraska Model Business Corporation Act, except that:(a) The name of the corporation shall indicate that legal services or indemnity for legal services is to be provided;(b) The purposes of the corporation shall be limited to providing legal services or indemnity for legal expenses and business reasonably related thereto;(c) The articles shall state whether members or other providers of services may be required to share operating deficits, either through assessments or through reductions in the compensation for services rendered. They shall also state the general conditions and procedures for deficit sharing and any limits on the amount of the deficit to be assumed by each individual member or provider;(d) For corporations having members, the articles shall state the conditions and procedures for acquiring membership and that only members have the right to vote; and(e) For corporations not having members, the articles shall state how the directors are to be selected.Source   Laws 1979, LB 52, § 12;   Laws 1995, LB 109, § 225;   Laws 1996, LB 681, § 195;  Laws 2014, LB749, § 291. Cross References   Nebraska Model Business Corporation Act, see section 21-201.  Nebraska Nonprofit Corporation Act, see section 21-1901.
NE Code § 44-3313 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3313 - Incorporators; certificate of authority; application; contents.

44-3313.  Incorporators; certificate of authority; application; contents.The incorporators shall file with the director an application for a certificate of authority to do business, which shall include or have attached the following:(1) The names, addresses, and occupations of all incorporators, proposed directors, and officers;(2) For corporate incorporators, their articles and bylaws and a list of the names, addresses, and occupations of their directors and principal officers and, for the three most recent years, their annual statements and reports;(3) The proposed articles and bylaws;(4) All agreements relating to the corporation to which any incorporator, or proposed director or officer is a party;(5) The amount and sources of the funds available for organization expenses and the proposed arrangements for reimbursement and compensation of incorporators or other persons;(6) The proposed compensation of directors and officers;(7) The forms to be used for any contracts between the corporation and its members or other persons concerning the provision of services to insureds;(8) The proposed minimum amount of surplus;(9) The plan for conducting the insurance business including all of the following:(a) The geographical area in which business is intended to be done;(b) The types of legal expense insurance intended to be written including specification whether and to what extent indemnity rather than service benefits are to be provided;(c) The proposed marketing methods; and(d) To the extent required by the director, the proposed method for the establishment of premium rates and other charges to policyholders; and(10) Such other documents or information as the director reasonably requires.Source  Laws 1979, LB 52, § 13.
NE Code § 44-3314 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3314 - Certificate of authority; director; issuance; conditions.

44-3314.  Certificate of authority; director; issuance; conditions.The director shall issue a certificate of authority to a corporation organized under the provisions of sections 44-3312 and 44-3313 if:(1) He or she finds that all requirements of law have been met;(2) He or she is satisfied that all natural persons who are incorporators, the directors and principal officers of corporate incorporators, and the proposed directors and officers of the corporation being formed are trustworthy, competent, and collectively have the competence and experience to engage in the particular insurance business proposed; and(3) He or she is satisfied that the business plan is consistent with the interests of the corporation's potential insureds and of the public.Source  Laws 1979, LB 52, § 14.
NE Code § 44-3315 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3315 - Legal service insurance corporation; legal existence; when commenced.

44-3315.  Legal service insurance corporation; legal existence; when commenced.Upon the issuance of the certificate of authority, and upon the issuance of the certificate of incorporation by the Secretary of State, the legal existence of the corporation organized under sections 44-3312 and 44-3313 shall begin, the articles and bylaws shall become effective, the proposed directors and officers shall take office, and the corporation shall be authorized to transact legal service insurance in this state subject to the requirements and restrictions of sections 44-3301 to 44-3327.Source  Laws 1979, LB 52, § 15.
NE Code § 44-3316 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-3316 - Legal service insurance corporation; funds; investments.

44-3316.  Legal service insurance corporation; funds; investments.A corporation organized under sections 44-3312 and 44-3313 shall invest its funds as provided by Chapter 44 and its investments shall be valued as provided by Chapter 44. The investments shall exceed its liabilities and reserves except for claim liability covered by contracting attorney guarantees and it shall be a continuing condition of licensing by the director that such solvency be maintained.Source  Laws 1979, LB 52, § 16.