reglab/housing_qa huggingface dataset:
18 DE Code § 6231. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 62. Fraternal Benefit Societies|Subchapter VI. Regulation|§ 6231. Suspension, revocation or refusal of license of foreign or alien society.

§ 6231. Suspension, revocation or refusal of license of foreign or alien society. (a) When the Commissioner, upon investigation, finds that a foreign or alien society transacting or applying to transact business in this State:  (1) Has exceeded its powers; (2) Has failed to comply with any of the provisions of this chapter; (3) Is not fulfilling its contracts in good faith; or (4) Is conducting its business fraudulently or in a manner hazardous to its members or creditors or the public, the Commissioner shall notify the society of such deficiency or deficiencies and state in writing the reasons for his or her dissatisfaction. The Commissioner shall at once issue a written notice to the society requiring that the deficiency or deficiencies which exist are corrected. After such notice, the society shall have a 30-day period in which to comply with the Commissioner's request for correction and if the society fails to comply, the Commissioner shall notify the society of such findings of noncompliance and require the society to show cause, on a date named, why its license should not be suspended, revoked or refused. If on such date, the society does not present good and sufficient reason why its authority to do business in this State should not be suspended, revoked or refused, the Commissioner may suspend or refuse the license of the society to do business in this State until satisfactory evidence is furnished to the Commissioner that such suspension or refusal should be withdrawn or the Commissioner may revoke the authority of the society to do business in this State. (b) Nothing contained in this section shall be taken or construed as preventing any such society from continuing in good faith all contracts made in this State during the time such society was legally authorized to transact business herein. 70 Del. Laws, c. 533, §  1;  70 Del. Laws, c. 186, §  1;
18 DE Code § 6232. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 62. Fraternal Benefit Societies|Subchapter VI. Regulation|§ 6232. Injunction.

§ 6232. Injunction. No application or petition for injunction against any domestic, foreign or alien society or lodge thereof shall be recognized in any court of this State unless made by the Attorney General upon request of the Commissioner. 70 Del. Laws, c. 533, §  1;
18 DE Code § 6233. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 62. Fraternal Benefit Societies|Subchapter VI. Regulation|§ 6233. Licensing of agents.

§ 6233. Licensing of agents. (a) Agents of societies shall be licensed in accordance with Chapter 17 of this title. Agents licensed prior to January 1, 1997, shall not be required to take a written or other examination. (b) No examination or license shall be required of any regular salaried officer, employee or member of a licensed society who devotes substantially all of his or her services to activities other than the solicitation of fraternal insurance contracts from the public and who receives for the solicitation of such contracts no commission or other compensation directly dependent upon the amount of business obtained. (c) Any agent or representative of a society who devotes or intends to devote less than 50% of the agent's or representative's time to solicitation and procurement of insurance contracts for such society shall be exempt from the requirements of subsection (a) of this section. Any person who, in the preceding calendar year, has solicited and procured life insurance contracts on behalf of any society in an amount of insurance in excess of $125,000 or, in the case of any other kind or kinds of insurance which the society might write, on the persons of more than 25 individuals and who has received or will receive a commission or other compensation therefor, shall be presumed to be devoting or intending to devote 50% of the person's time to the solicitation or procurement of insurance contracts for such society. 70 Del. Laws, c. 533, §  1;  70 Del. Laws, c. 186, §  1;
18 DE Code § 6234. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 62. Fraternal Benefit Societies|Subchapter VI. Regulation|§ 6234. Unfair methods of competition and unfair and deceptive acts and practices.

§ 6234. Unfair methods of competition and unfair and deceptive acts and practices. Every society authorized to do business in this State shall be subject to Chapter 23 of this title relating to unfair practices; provided however, that nothing therein shall be construed as applying to or affecting the right of any society to determine its eligibility requirements for membership or be construed as applying to or affecting the offering of benefits exclusively to members or persons eligible for membership in the society by a subsidiary corporation or affiliated organization of the society. 70 Del. Laws, c. 533, §  1;
18 DE Code § 6235. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 62. Fraternal Benefit Societies|Subchapter VII. Miscellaneous|§ 6235. Service of process.

§ 6235. Service of process. (a) Every society authorized to do business in this State shall appoint, in writing, the Commissioner and each successor in office to be its true and lawful attorney upon whom all lawful process in any action or proceeding against it shall be served and shall agree, in such writing, that any lawful process against it which is served on such attorney shall be of the same legal force and validity as if served upon the society, and that the authority shall continue in force so long as any liability remains outstanding in this State. Copies of such appointment, certified by the Commissioner, shall be deemed sufficient evidence thereof and shall be admitted in evidence with the same force and effect as the original thereof might be admitted. (b) Service shall only be made upon the Commissioner or, if absent, upon the person in charge of his or her office. It shall be made in duplicate and shall constitute sufficient service upon the society. When legal process against a society is served upon the Commissioner, the Commissioner shall forthwith forward 1 of the duplicate copies by registered mail, prepaid, directed to the secretary or corresponding officer. No such service shall require a society to file its answer, pleading or defense in less than 30 days from the date of mailing the copy of the service to a society. Legal process shall not be served upon a society except in the manner herein provided. (c) At the time of serving any process upon the Commissioner, the plaintiff or complainant in the action shall pay to the Commissioner a fee of $2.00. 70 Del. Laws, c. 533, §  1;  70 Del. Laws, c. 186, §  1;
18 DE Code § 6236. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 62. Fraternal Benefit Societies|Subchapter VII. Miscellaneous|§ 6236. Penalties.

§ 6236. Penalties. (a) A person who shall knowingly or wilfully make any false or fraudulent statement or representation in or relating to any application for membership or for the purpose of obtaining money from or a benefit in any society shall be guilty of a misdemeanor, and upon conviction, be fined not less than $100, nor more than $500, or imprisonment in the county jail not less than 30 days, nor more than 1 year, or both. (b) Any person who wilfully makes a false or fraudulent statement in any verified report or declaration under oath required or authorized by this chapter or of any material fact or thing contained in a sworn statement concerning the death or disability of an insured for the purpose of procuring payment of a benefit named in the certificate shall be guilty of perjury and shall be subject to the penalties therefor prescribed by law. (c) Any person who solicits membership for or in any manner assists in procuring membership in any society not licensed to do business in this State shall, upon conviction, be fined not less than $100, nor more than $500. (d) Any person guilty of a wilful violation of or neglect or refusal to comply with the provisions of this chapter for which a penalty is not otherwise prescribed shall, upon conviction, be subject to the penalties provided by § 106 (general penalty) of this title. 70 Del. Laws, c. 533, §  1;
18 DE Code § 6237. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 62. Fraternal Benefit Societies|Subchapter VII. Miscellaneous|§ 6237. Exemption of certain societies.

§ 6237. Exemption of certain societies. (a) Nothing contained in this chapter shall be so construed as to affect or apply to:  (1) Grand or subordinate lodges of societies, orders or associations now doing business in this State which provide benefits exclusively through local or subordinate lodges; (2) Orders, societies or associations which admit to membership only persons engaged in 1 or more crafts or hazardous occupations, in the same or similar lines of business and the ladies societies or ladies auxiliaries to such orders, societies or associations; (3) Domestic societies which limit their membership to employees of a particular city or town, designated firm, business house or corporation which provide for a death benefit of not more than $400 or disability benefits of not more than $350 to any person in any 1 year, or both; (4) Domestic societies or associations of a purely religious, charitable or benevolent description which provide for a death benefit of not more than $400 or for disability benefits of not more than $350 to any 1 person in any 1 year, or both. (b) Any such society or association described in paragraph (a)(3) or (4) of this section which provides for death or disability benefits for which benefit certificates are issued and any such society or association included in paragraph (a)(4) of this section which has more than 1,000 members shall not be exempted from the provisions of this chapter but shall comply with all requirements thereof. (c) No society which, by the provisions of this section, is exempt from the requirements of this chapter, except any society described in paragraph (a)(2) of this section, shall give or allow or promise to give or allow to any person any compensation for procuring new members. (d) Every fraternal benefit society heretofore organized and incorporated and which provides exclusively for benefits in case of death or disability resulting solely from accident and which does not obligate itself to pay natural death or sick benefits shall have all of the privileges and be subject to all the applicable provisions and regulations of this chapter, except that the privileges thereof relating to medical examination, valuations of benefit certificates and incontestability shall not apply to such society. (e) The Commissioner may require from any society or association, by examination or otherwise, such information as will enable the Commissioner to determine whether such society or association is exempt from the provisions of this chapter. (f) Societies exempted under the provisions of this chapter shall also be exempt from all other provisions of the insurance laws of this State. 70 Del. Laws, c. 533, §  1;
18 DE Code § 6238. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 62. Fraternal Benefit Societies|Subchapter VII. Miscellaneous|§ 6238. Review.

§ 6238. Review. All decisions and findings of the Commissioner made under this chapter shall be subject to review as set forth in Chapter 3 of this title and in Chapter 101 of Title 29. 70 Del. Laws, c. 533, §  1;
18 DE Code § 6501. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 65. Insurance for the Protection of the State|Subchapter I. General Provisions|§ 6501. Definitions.

§ 6501. Definitions. As used in this chapter:  (1) “Administrator” means the Insurance Coverage Administrator, hereinafter established by § 6505 of this title. (2) “The Committee” means the Insurance Coverage Determination Committee, hereinafter established by § 6502 of this title. (3) “The Fund” means the State Self-Insurance Fund as provided for by subchapter III of this chapter.18 Del. C. 1953, §  6501;  57 Del. Laws, c. 187, §  2;  79 Del. Laws, c. 286, §  1;
18 DE Code § 6502. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 65. Insurance for the Protection of the State|Subchapter I. General Provisions|§ 6502. Insurance for the protection of the State and the public; determination of coverage.

§ 6502. Insurance for the protection of the State and the public; determination of coverage. There is hereby established the Insurance Coverage Determination Committee, which shall be composed of the Secretary of the Department of Human Resources, the State Auditor and the Insurance Commissioner or their designees, during their respective terms of office. The Secretary of the Department of Human Resources or his or her designee shall serve as the Chair of the Committee. The Committee shall from time to time determine the method of insuring, the amount of insurance, and the class of coverage covering any type of risk to which the State may be exposed, including, but not limited to: property insurance, as defined in § 904 of this title; surety insurance, as defined in § 905(a)(1) of this title; casualty insurance, as defined in § 906 of this title; marine and transportation and “wet marine” insurance, as defined in § 907 of this title; title insurance, as defined in § 908 of this title; to be effected and carried by the State or any subdivision thereof, including all school districts, but excluding, however, municipal corporations, counties, and the authorities relating to the crossings of the Delaware River and the Delaware Bay. 18 Del. C. 1953, §  6502;  57 Del. Laws, c. 187, §  2;  70 Del. Laws, c. 186, §  1;  79 Del. Laws, c. 286, §  2;  81 Del. Laws, c. 66, § 14;
18 DE Code § 6503. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 65. Insurance for the Protection of the State|Subchapter I. General Provisions|§ 6503. Forms of coverage.

§ 6503. Forms of coverage. The Committee shall:  (1) Protect this State from loss to state-owned property; (2) Protect the public from wrongful actions of state officials and employees and failure or malfunction of state-owned property; (3) Secure for this State the maximum economic advantage feasible in the operation of its insurance coverage program, including, when deemed appropriate to such end, the utilization of blanket policies, deductible or excess loss insurance, and self-insurance; (4) Determine such insurance protection as shall be required by the needs of the State and as shall be most economically advantageous to the State by providing for, as they shall deem appropriate, no insurance on small losses, coverage by commercial insurance, coverage by self-insurance or a combination of such methods.18 Del. C. 1953, §  6502A;  57 Del. Laws, c. 187, §  2;
18 DE Code § 6504. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 65. Insurance for the Protection of the State|Subchapter I. General Provisions|§ 6504. Rules and regulations.

§ 6504. Rules and regulations. The Insurance Coverage Administrator, with the approval of the Committee, shall promulgate such rules and regulations as shall be necessary to carry out the policy determinations of the Committee in administering the state insurance coverage program, so as to effectively provide coverage for the State whether same be procured from commercial insurance or by self-insurance or a combination of both. 18 Del. C. 1953, §  6502B;  57 Del. Laws, c. 187, §  2;  79 Del. Laws, c. 286, §  3;
18 DE Code § 6505. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 65. Insurance for the Protection of the State|Subchapter I. General Provisions|§ 6505. Establishment of Insurance Coverage Office.

§ 6505. Establishment of Insurance Coverage Office. There is hereby established under the direction and supervision of the Secretary of the Department of Human Resources the Insurance Coverage Office, the executive head of which shall be the Insurance Coverage Administrator, who shall serve in the state classified service. 18 Del. C. 1953, §  6503;  57 Del. Laws, c. 187, §  2;  79 Del. Laws, c. 286, §  4;  81 Del. Laws, c. 66, § 15;
18 DE Code § 6506. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 65. Insurance for the Protection of the State|Subchapter I. General Provisions|§ 6506. Qualifications of the Insurance Coverage Administrator.

§ 6506. Qualifications of the Insurance Coverage Administrator. The Administrator shall be qualified for the office by virtue of the Administrator's education and experience. The Administrator shall not be associated directly or indirectly with any insurance agency, firm or corporation. The Administrator shall be charged with and responsible for the administration of the Insurance Coverage Office as herein provided. 18 Del. C. 1953, §  6504;  57 Del. Laws, c. 187, §  2;  70 Del. Laws, c. 186, §  1;  79 Del. Laws, c. 286, §  5;
18 DE Code § 6508. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 65. Insurance for the Protection of the State|Subchapter I. General Provisions|§ 6508. Duties of the Insurance Coverage Office.

§ 6508. Duties of the Insurance Coverage Office. The Insurance Coverage Office shall provide:  (1) The placement of all insurance with commercial insurers as directed by the Committee; (2) The operation of the Self-Insurance Fund, as established in subchapter III of this chapter; (3) Centralized responsibility for the operation of the state insurance coverage program vested in a single agency with an adequate staff of legal, actuarial and administrative resources; (4) The establishment and operation of an open bid procedure to be maintained for purchasing new insurance coverage from commercial insurers and renewing existing contracts with such commercial insurers which will permit the free forces of market competition to operate to the benefit of the state insurance coverage program; (5) The keeping of all policies with commercial insurers and all records necessary and pertinent thereto in some safe and secure place; (6) The keeping in some safe and secure place of all records, accounts, claims files, statistical studies and other such records and documents necessary and proper in the administration of the self-insurance program, when and if the Committee deems it proper to utilize same; (7) The periodic preparation of reports as to the commercially procured insurance coverage part of the program which shall present the basic statistical-actuarial data pertaining to the experience of that part of the program and its component parts, which reports shall be public documents; (8) Provide to the commercial insurance industry such information about bidding procedures as is required by the statutes of this State, so that any qualified commercial insurer may have an opportunity to offer its service to this State in the areas where the Committee has deemed it desirable to procure commercial coverage; (9) Periodic comprehensive insurance surveys of program needs, and a continuing review of existing commercially procured insurance contracts, as well as analysis of commercial rates in terms of changing economic conditions, and periodic studies of commercial market conditions and developments; (10) Such special investigations and reports as may be requested by the Committee Chair; (11) Technical assistance to the volunteer fire departments in the State concerning insurance matters relating to their operations. Such assistance shall be given only at the request of the president of a company; and (12) The implementation and monitoring of loss prevention activities.18 Del. C. 1953, §  6506;  57 Del. Laws, c. 187, §  2;  60 Del. Laws, c. 130, §  1;  79 Del. Laws, c. 286, §  7;
18 DE Code § 6509. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 65. Insurance for the Protection of the State|Subchapter I. General Provisions|§ 6509. Insurance by other agencies of the State.

§ 6509. Insurance by other agencies of the State. No other agency of this State, for which coverage is herein provided, shall be authorized to place any insurance, any law to the contrary notwithstanding, and all insurance for such agencies shall be placed by and through the Insurance Coverage Office. 18 Del. C. 1953, §  6507;  57 Del. Laws, c. 187, §  2;  79 Del. Laws, c. 286, §  8;
18 DE Code § 6510. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 65. Insurance for the Protection of the State|Subchapter I. General Provisions|§ 6510. Existing insurance contracts.

§ 6510. Existing insurance contracts. Existing insurance contracts and any renewals thereof may continue in full force and effect unless and until otherwise provided by the Administrator. 18 Del. C. 1953, §  6508;  57 Del. Laws, c. 187, §  2;  79 Del. Laws, c. 286, §  9;
18 DE Code § 6511. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 65. Insurance for the Protection of the State|Subchapter I. General Provisions|§ 6511. Defense of sovereignty prohibited.

§ 6511. Defense of sovereignty prohibited. The defense of sovereignty is waived and cannot and will not be asserted as to any risk or loss covered by the state insurance coverage program, whether same be covered by commercially procured insurance or by self-insurance, and every commercially procured insurance contract shall contain a provision to this effect, where appropriate. 18 Del. C. 1953, §  6509;  57 Del. Laws, c. 187, §  2;
18 DE Code § 6520. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 65. Insurance for the Protection of the State|Subchapter II. Commercial Insurance|§ 6520. Placement of commercial insurance.

§ 6520. Placement of commercial insurance. When the Administrator shall determine and declare it to be advisable to insure against a certain risk or risks with commercially procured insurance, with the approval of the Committee, then, as to such risk or risks, the Insurance Coverage Office shall provide for the placement of such insurance as shall be necessary with duly accredited and qualified commercial insurers. The purchase of all new insurance policies and the renewal of all existing policies shall be by open bid procedure under rules and regulations promulgated by the Administrator calculated to permit the free forces of market competition to operate to the economic benefit of the state insurance coverage program. 18 Del. C. 1953, §  6520;  57 Del. Laws, c. 187, §  2;  79 Del. Laws, c. 286, §  10;
18 DE Code § 6521. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 65. Insurance for the Protection of the State|Subchapter II. Commercial Insurance|§ 6521. Payment of premiums on commercial insurance.

§ 6521. Payment of premiums on commercial insurance. The estimated appropriation necessary for commercially procured insurance as authorized by § 6520 of this title for each fiscal year shall be determined by the Insurance Coverage Office and submitted to the Secretary of the Department of Human Resources for review and consideration as part of the annual budget requested by the Department. Upon appropriation by the General Assembly the funds shall be utilized by the Administrator for the payment of premiums for coverages. 18 Del. C. 1953, §  6521;  57 Del. Laws, c. 187, §  2;  70 Del. Laws, c. 186, §  1;  79 Del. Laws, c. 286, §  10;  81 Del. Laws, c. 66, § 16;
18 DE Code § 6522. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 65. Insurance for the Protection of the State|Subchapter II. Commercial Insurance|§ 6522. Administration and records.

§ 6522. Administration and records. The administration of the commercially insured part of the state insurance coverage program shall be the responsibility of the Insurance Coverage Office which shall keep in some safe and secure place all policies of insurance and all records pertaining thereto and such other records, reports, studies, analysis and correspondence as is necessary to effectuate the efficient and economic administration of the program. 18 Del. C. 1953, §  6522;  57 Del. Laws, c. 187, §  2;  79 Del. Laws, c. 286, §  11;