reglab/housing_qa huggingface dataset:
WA Rev Code § 48.05.090 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.090 - Alien insurers—Assets required—Trust deposit.

RCW 48.05.090 Alien insurers—Assets required—Trust deposit.(1) An alien insurer shall not be authorized to transact insurance in this state unless it maintains within the United States assets in amount not less than its outstanding liabilities arising out of its insurance transactions in the United States, nor unless it maintains a trust deposit in an amount not less than the required reserves under its policies resulting from such transactions (after deducting, in the case of a life insurer, the amount of outstanding policy loans on such policies) plus assets equal to the larger of the following sums:(a) The largest amount of deposit required under this title to be made in this state by any type of domestic insurer transacting like kinds of insurance; or(b) Two hundred thousand dollars.(2) The trust deposit shall be for the security of all policyholders or policyholders and obligees of the insurer in the United States. It shall not be subject to diminution below the amount currently determined in accordance with subsection (1) of this section so long as the insurer has outstanding any liabilities arising out of its business transacted in the United States.(3) The trust deposit shall be maintained with public depositaries or trust institutions within the United States approved by the commissioner.[ 1949 c 190 § 4; 1947 c 79 § .05.09; Rem. Supp. 1949 § 45.05.09.]
WA Rev Code § 48.05.100 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.100 - Alien insurers—Deposit resolution.

RCW 48.05.100 Alien insurers—Deposit resolution.An alien insurer shall file with the commissioner a certified copy of the resolution of its governing board by which the trust deposit was established, together with a certified copy of any trust agreement under which the deposit is held.[1947 c 79 § .05.10; Rem. Supp. 1947 § 45.05.10.]
WA Rev Code § 48.05.105 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.105 - Foreign or alien insurers—Three years active transacting required—Exception.

RCW 48.05.105 Foreign or alien insurers—Three years active transacting required—Exception.(1) No certificate of authority shall be granted to a foreign or alien applicant that has not actively transacted for three years the classes of insurance for which it seeks to be admitted.(2) Subsection (1) of this section does not apply to the following:(a) Any subsidiary of a seasoned, reputable insurer that has held a certificate of authority in this state for at least three years; or(b) Any applicant that:(i) Has surplus of not less than twenty-five million dollars; and(ii) Has made a deposit with the commissioner in the amount of one million dollars for the sole benefit of the applicant's Washington policyholders.(3) The commissioner shall release the deposit to an authorized insurer who originally met the requirement in subsection (2)(b)(ii) of this section, in accordance with chapter 48.16 RCW, if:(a) The certificate of authority was issued at least three years prior to application for release of the deposit; and(b) The insurer is in good standing with the commissioner.[ 2010 c 93 § 1; 1967 c 150 § 2.]
WA Rev Code § 48.05.110 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.110 - Issuance of certificate of authority.

RCW 48.05.110 Issuance of certificate of authority.If the commissioner finds that an insurer has met the requirements for and is fully entitled thereto under this code, he or she shall issue to it a proper certificate of authority. If the commissioner does not so find, the authority shall be refused within a reasonable length of time following completion by the insurer of the application therefor.[ 2009 c 549 § 7015; 1947 c 79 § .05.11; Rem. Supp. 1947 § 45.05.11.]
WA Rev Code § 48.05.120 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.120 - Certificate of authority—Duration, renewal, amendment.

RCW 48.05.120 Certificate of authority—Duration, renewal, amendment.(1) All certificates of authority shall continue in force until suspended, revoked, or not renewed. A certificate shall be subject to renewal annually on the first day of July upon application of the insurer and payment of the fee therefor. If not so renewed, the certificate shall expire as of the thirtieth day of June next preceding.(2) The commissioner may amend a certificate of authority at any time in accordance with changes in the insurer's charter or insuring powers.[ 1957 c 193 § 3; 1955 c 31 § 1; 1947 c 79 § .05.12; Rem. Supp. 1947 § 45.05.12.]
WA Rev Code § 48.05.130 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.130 - Certificate of authority—Mandatory refusal, revocation, suspension.

RCW 48.05.130 Certificate of authority—Mandatory refusal, revocation, suspension.The commissioner shall refuse to renew or shall revoke or suspend an insurer's certificate of authority, in addition to other grounds therefor in this code, if the insurer:(1) Is a foreign or alien insurer and no longer qualifies or meets the requirements for the authority; or, is a domestic mutual or domestic reciprocal insurer, and fails to make good a deficiency of assets as required by the commissioner.(2) Is a domestic stock insurer and has assets less in amount than its liabilities, including its capital stock as a liability, and has failed to make good such deficiency as required by the commissioner.(3) Knowingly exceeds its charter powers or its certificate of authority.[1947 c 79 § .05.13; Rem. Supp. 1947 § 45.05.13.]
WA Rev Code § 48.05.150 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.150 - Notice of intention to refuse, revoke, or suspend.

RCW 48.05.150 Notice of intention to refuse, revoke, or suspend.The commissioner shall give an insurer notice of his or her intention to suspend, revoke, or refuse to renew its certificate of authority not less than ten days before the order of suspension, revocation or refusal is to become effective; except that no advance notice of intention is required where the order results from a domestic insurer's failure to make good a deficiency of assets as required by the commissioner.[ 2009 c 549 § 7016; 1947 c 79 § .05.15; Rem. Supp. 1947 § 45.05.15.]
WA Rev Code § 48.05.160 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.160 - Period of suspension.

RCW 48.05.160 Period of suspension.The commissioner shall not suspend an insurer's certificate of authority for a period in excess of one year, and he or she shall state in his or her order of suspension the period during which it shall be effective.[ 2009 c 549 § 7017; 1947 c 79 § .05.16; Rem. Supp. 1947 § 45.05.16.]
WA Rev Code § 48.05.170 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.170 - Reauthorization, limitation upon.

RCW 48.05.170 Reauthorization, limitation upon.No insurer whose certificate of authority has been suspended, revoked, or refused shall subsequently be authorized unless the grounds for such suspension, revocation, or refusal no longer exist and the insurer is otherwise fully qualified.[1947 c 79 § .05.17; Rem. Supp. 1947 § 45.05.17.]
WA Rev Code § 48.05.180 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.180 - Notice of refusal, revocation, suspension—Effect upon insurance producers' or title insurance agents' authority.

RCW 48.05.180 Notice of refusal, revocation, suspension—Effect upon insurance producers' or title insurance agents' authority.Upon the suspension, revocation or refusal of an insurer's certificate of authority, the commissioner shall give notice thereof to the insurer and shall likewise suspend, revoke or refuse the authority of its appointed insurance producers or title insurance agents to represent it in this state and give notice thereof to these insurance producers or title insurance agents.[ 2008 c 217 § 3; 1947 c 79 § .05.18; Rem. Supp. 1947 § 45.05.18.]NOTES:Severability—Effective date—2008 c 217: See notes following RCW 48.03.020.
WA Rev Code § 48.05.185 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.185 - Fine in addition or in lieu of suspension, revocation, or refusal.

RCW 48.05.185 Fine in addition or in lieu of suspension, revocation, or refusal.After hearing or with the consent of the insurer and in addition to or in lieu of the suspension, revocation, or refusal to renew any certificate of authority the commissioner may levy a fine upon the insurer in an amount not less than two hundred fifty dollars and not more than ten thousand dollars. The order levying such fine shall specify the period within which the fine shall be fully paid and which period shall not be less than fifteen nor more than thirty days from the date of such order. Upon failure to pay any such fine when due the commissioner shall revoke the certificate of authority of the insurer if not already revoked, and the fine shall be recovered in a civil action brought in behalf of the commissioner by the attorney general. Any fine so collected shall be paid by the commissioner to the state treasurer for the account of the general fund.[ 1980 c 102 § 1; 1975 1st ex.s. c 266 § 3; 1965 ex.s. c 70 § 3.]NOTES:Severability—1975 1st ex.s. c 266: See note following RCW 48.01.010.
WA Rev Code § 48.05.190 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.190 - Name of insurer.

RCW 48.05.190 Name of insurer.(1) Every insurer shall conduct its business in its own legal name.(2) No insurer shall assume or use a name deceptively similar to that of any other authorized insurer.[1947 c 79 § .05.19; Rem. Supp. 1947 § 45.05.19.]
WA Rev Code § 48.05.200 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.200 - Commissioner as attorney for service of process—Exception.

RCW 48.05.200 Commissioner as attorney for service of process—Exception.(1) Each authorized foreign or alien insurer must appoint the commissioner as its attorney to receive service of, and upon whom must be served, all legal process issued against it in this state upon causes of action arising within this state. Service upon the commissioner as attorney constitutes service upon the insurer. Service of legal process against the insurer can be had only by service upon the commissioner, except actions upon contractor bonds pursuant to RCW 18.27.040, where service may be upon the department of labor and industries.(2) With the appointment the insurer must designate by name, email address, and address the person to whom the commissioner must forward legal process so served upon him or her. The insurer may change the person by filing a new designation.(3) The insurer must keep the designation, address, and email address filed with the commissioner current.(4) The appointment of the commissioner as attorney is irrevocable, binds any successor in interest or to the assets or liabilities of the insurer, and remains in effect as long as there is in force in this state any contract made by the insurer or liabilities or duties arising therefrom.(5) The service of process must be accomplished and processed in the manner prescribed under RCW 48.02.200.[ 2011 c 47 § 5; 1985 c 264 § 3; 1947 c 79 § .05.20; Rem. Supp. 1947 § 45.05.20.]
WA Rev Code § 48.05.215 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.215 - Unauthorized foreign or alien insurers—Jurisdiction of state courts—Service of process—Procedure.

RCW 48.05.215 Unauthorized foreign or alien insurers—Jurisdiction of state courts—Service of process—Procedure.(1) Any foreign or alien insurer not authorized by the commissioner, whether it be a surplus lines insurer operating under chapter 48.15 RCW or not, who, by mail or otherwise, solicits insurance business in this state or transacts insurance business in this state as defined by RCW 48.01.060, thereby submits itself to the jurisdiction of the courts of this state in any action, suit, or proceeding instituted by or on behalf of an insured, beneficiary or the commissioner arising out of an unauthorized solicitation of insurance business, including, but not limited to, an action for injunctive relief by the commissioner.(2) In any action, suit, or proceeding instituted by or on behalf of an insured or beneficiary, service of legal process against an unauthorized foreign or alien insurer must be accomplished and processed in the manner prescribed under RCW 48.02.200. The defendant insurer has forty days from the date of the service on the commissioner within which to plead, answer, or otherwise defend the action.(3) In any such action, suit, or proceeding by the commissioner, service of legal process against an unauthorized foreign or alien insurer may be made by personal service of legal process upon any officer of such insurer at its last known principal place of business outside the state of Washington. The summons upon an unauthorized foreign or alien insurer must contain the same requisites and be served in like manner as personal summons within the state of Washington; except, the insurer has forty days from the date of personal service within which to plead, answer, or otherwise defend the action.[ 2011 c 47 § 6; 1981 c 339 § 4; 1967 c 150 § 3.]
WA Rev Code § 48.05.220 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.220 - Venue of actions against insurer.

RCW 48.05.220 Venue of actions against insurer.Suit upon causes of action arising within this state against an insurer upon an insurance contract shall be brought in the county where the cause of action arose.[1947 c 79 § .05.22; Rem. Supp. 1947 § 45.05.22.]
WA Rev Code § 48.05.250 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.250 - Annual statement.

RCW 48.05.250 Annual statement.(1) Each domestic insurer shall annually, on or before the first day of March, file with the commissioner a true statement of its financial condition, transactions, and affairs as of the thirty-first day of December preceding. The statement forms shall be in general form and context as approved by the National Association of Insurance Commissioners for the kinds of insurance to be reported upon, and as supplemented for additional information required by this code and by the commissioner. The statement shall be verified by the oaths of at least two of the insurer's officers.(2) The annual statement of an alien insurer shall relate only to its transactions and affairs in the United States unless the commissioner requires otherwise. The statement shall be verified by the insurer's United States manager or by its officers duly authorized.(3) The commissioner shall suspend or revoke the certificate of authority of any insurer failing to file its annual statement when due or during any extension of time therefor which the commissioner, for good cause, may grant.[ 2006 c 25 § 5; 1983 c 85 § 1; 1947 c 79 § .05.25; Rem. Supp. 1947 § 45.05.25.]NOTES:Advertising of financial condition: RCW 48.30.070.Assets and liabilities: Chapter 48.12 RCW.False financial statements: RCW 48.30.030.
WA Rev Code § 48.05.270 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.270 - Alien insurer—Capital funds, determination.

RCW 48.05.270 Alien insurer—Capital funds, determination.(1) The capital funds of an alien insurer shall be deemed to be the amount by which its assets, deposited and otherwise held as provided in RCW 48.05.090 exceed its liabilities with respect to its business transacted in the United States.(2) Assets of such insurer held in any state for the special protection of policyholders and obligees in such state shall not constitute assets of the insurer for the purposes of this code. Liabilities of the insurer so secured by such assets, but not exceeding the amount of such assets, may be deducted in computing the insurer's liabilities for the purpose of this section.[1947 c 79 § .05.27; Rem. Supp. 1947 § 45.05.27.]
WA Rev Code § 48.05.280 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.280 - Records and accounts of insurers.

RCW 48.05.280 Records and accounts of insurers.Every insurer shall keep full and adequate accounts and records of its assets, obligations, transactions, and affairs.[1947 c 79 § .05.28; Rem. Supp. 1947 § 45.05.28.]
WA Rev Code § 48.05.290 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.290 - Withdrawal of insurer—Reinsurance.

RCW 48.05.290 Withdrawal of insurer—Reinsurance.(1) No insurer shall withdraw from this state until its direct liability to its policyholders and obligees under all its insurance contracts then in force in this state has been assumed by another authorized insurer under an agreement approved by the commissioner. In the case of a life insurer, its liability pursuant to contracts issued in this state in settlement of proceeds under its policies shall likewise be so assumed.(2) The commissioner may waive this requirement if he or she finds upon examination that a withdrawing insurer is then fully solvent and that the protection to be given its policyholders in this state will not be impaired by the waiver.(3) The assuming insurer shall within a reasonable time replace the assumed insurance contracts with its own, or by endorsement thereon acknowledge its liability thereunder.[ 2009 c 549 § 7019; 1947 c 79 § .05.29; Rem. Supp. 1947 § 45.05.29.]
WA Rev Code § 48.05.320 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.320 - Reports of fire losses.

RCW 48.05.320 Reports of fire losses.(1) Each authorized insurer shall promptly report to the chief of the Washington state patrol, through the director of fire protection, upon forms as prescribed and furnished by him or her, each fire loss of property in this state reported to it and whether the loss is due to criminal activity or to undetermined causes.(2) Each such insurer shall likewise report to the chief of the Washington state patrol, through the director of fire protection, upon claims paid by it for loss or damage by fire in this state. Copies of all reports required by this section shall be promptly transmitted to the state insurance commissioner.[ 1995 c 369 § 24; 1986 c 266 § 66; 1985 c 470 § 16; 1947 c 79 § .05.32; Rem. Supp. 1947 § 45.05.32.]NOTES:Effective date—1995 c 369: See note following RCW 43.43.930.Severability—1986 c 266: See note following RCW 38.52.005.Severability—Effective date—1985 c 470: See notes following RCW 43.44.010.
WA Rev Code § 48.05.330 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.330 - Insurers—Combination of kinds of insurance authorized—Exceptions.

RCW 48.05.330 Insurers—Combination of kinds of insurance authorized—Exceptions.An insurer which otherwise qualifies therefor may be authorized to transact any one kind or combinations of kinds of insurance as defined in chapter 48.11 RCW, except:(1) A life insurer may grant annuities and may be authorized to transact in addition only disability insurance; except, that the commissioner may, if the insurer otherwise qualifies therefor, continue so to authorize any life insurer which immediately prior to June 13, 1963 was lawfully authorized to transact in this state a kind or kinds of insurance in addition to life and disability insurances and annuity business.(2) A reciprocal insurer shall not transact life insurance.(3) A title insurer shall be a stock insurer and shall not transact any other kind of insurance. This provision shall not prohibit the ceding of reinsurance by a title insurer to insurers other than mutual or reciprocal insurers.[ 1963 c 195 § 6.]
WA Rev Code § 48.05.350 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.350 - General casualty insurer combining disability, fidelity, insurance.

RCW 48.05.350 General casualty insurer combining disability, fidelity, insurance.An insurer authorized to transact general casualty insurance shall be authorized to transact disability insurance and fidelity insurance without requiring additional financial qualifications.[ 1963 c 195 § 8.]
WA Rev Code § 48.05.370 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.370 - Fiduciary relationship to insurer of officers, directors or corporation holding controlling interest.

RCW 48.05.370 Fiduciary relationship to insurer of officers, directors or corporation holding controlling interest.Officers and directors of an insurer or a corporation holding a controlling interest in an insurer shall be deemed to stand in a fiduciary relation to the insurer, and shall discharge the duties of their respective positions in good faith, and with that diligence, care and skill which ordinary prudent persons would exercise under similar circumstances in like positions.[ 2009 c 549 § 7020; 1969 ex.s. c 241 § 1.]
WA Rev Code § 48.05.380 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.380 - Reports by property and casualty insurers—Rules.

RCW 48.05.380 Reports by property and casualty insurers—Rules.The insurance commissioner shall adopt rules requiring insurers who are authorized to write property and casualty insurance in the state of Washington to record and report their Washington state loss and expense experiences and other data, as required by RCW 48.05.390. These rules may not require a report to be submitted by any insurer that has no data or experience to report.[ 2002 c 22 § 1; 1986 c 148 § 1; 1985 c 238 § 1.]NOTES:Effective date—1985 c 238: "The requirements of RCW 48.05.380 and 48.05.390 shall commence with the year-end report for the reporting period ending December 31, 1986. In addition, the data required under RCW 48.05.390 shall be provided for the years 1975 through 1985 and shall be filed with the commissioner on or before March 1, 1986." [ 1985 c 238 § 3.]Severability—1985 c 238: "If any provision of this act or its application to any person or circumstance is held invalid, the remainder of the act or the application of the provision to other persons or circumstances is not affected." [ 1985 c 238 § 4.]