reglab/housing_qa huggingface dataset:
TN Code § 56-2-118 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 2 - Insurance Companies|Part 1 - General Requirements for Doing Business|§ 56-2-118. Address and Phone Number of Policyholder Service Office Outside State

  Every policy of life insurance, accident and health insurance, property insurance or casualty insurance issued after January 1, 1989, covering risks in this state by a company not maintaining a policyholder service office in this state, shall be accompanied by the complete address and telephone number, toll-free if available, of the policyholder service office of the company issuing the policy. In the event an insurance company that has a policyholder's service office in this state ceases to maintain the office, the company shall provide its policyholders residing in this state with a written notice containing the complete address and telephone number, toll-free if available, of the servicing agent or the nearest policyholder service office of the company.   The commissioner may promulgate rules and regulations in accordance with the Uniform Administrative Procedures Act, compiled in title 4, chapter 5, to effectuate the purposes of this section.   Failure to include the information required by subsection (a) shall be a deceptive act or practice and the procedures and penalties established by chapter 8, part 1 of this title, shall be applicable.
TN Code § 56-2-119 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 2 - Insurance Companies|Part 1 - General Requirements for Doing Business|§ 56-2-119. Insurance Company's Address to Appear on Insurance Policy

  On every policy of insurance covering risks in this state that is issued after July 1, 1991, by an insurance company doing business in this state, there shall be printed the address of the company's home office, regional office or service center.   Failure to include the information required by subsection (a) is a deceptive act or practice, and the procedures and penalties established by chapter 8, part 1 of this title are applicable.
TN Code § 56-2-120 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 2 - Insurance Companies|Part 1 - General Requirements for Doing Business|§ 56-2-120. Insurers — Financial Requirements — Hearings

  In addition to the minimum requirements set out in §§ 56-2-114 and 56-2-115, and notwithstanding any other law to the contrary, the commissioner may require, after notice and hearing, additional amounts so that an insurer's capital, surplus funds, or surplus as regards policyholders shall be reasonable in relation to the insurer's outstanding liabilities and premiums, and adequate to its financial needs. For purposes of this part, in determining whether an insurer's surplus as regards policyholders is reasonable in relation to the insurer's outstanding liabilities and premiums and adequate to its financial needs, the following factors, among others, shall be considered:  The size of the insurer as measured by its assets, capital and surplus, reserves, premium writings, insurance in force and other appropriate criteria;   The extent to which the insurer's business is diversified among the several lines of insurance;   The number and size of risks insured in each line of business;   The extent of the geographical dispersion of the insurer's insured risks;   The nature and extent of the insurer's reinsurance program;   The quality, diversification and liquidity of the insurer's investment portfolio;   The recent past and projected future trend in the size of the insurer's investment portfolio;   The surplus as regards policyholders maintained by other comparable insurers;   The adequacy of the insurer's reserves; and   The quality and liquidity of investments in affiliates. The commissioner may treat the investments as a disallowed asset for purposes of determining the adequacy or surplus as regards policyholders whenever, in the commissioner's judgment, the investment so warrants.     Before the commissioner takes any action pursuant to this section, the commissioner shall give written notice to the insurer involved, stating specifically the nature of the alleged deficiency in capital and surplus. Within ten (10) days after receiving notice, the insurer may request a hearing, which shall be held within thirty (30) days of the request. The burden of proof shall be on the commissioner to show the inadequacy of capital and surplus by the preponderance of the evidence. After the hearing, or if the insurer fails to request a hearing, the commissioner, if the commissioner finds a deficiency, may enter an appropriate order under this section as the commissioner deems advisable.   When the commissioner takes action in any or all of the ways set out in this section, the party aggrieved may appeal from the action to the chancery court of Davidson County.
TN Code § 56-2-121 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 2 - Insurance Companies|Part 1 - General Requirements for Doing Business|§ 56-2-121. Exempt Entities

  A plan sponsored by a nonprofit corporation organized and created in this state primarily to promote programs for the improvement of the health of rural people in the state, which plan has provided health care benefits to the members of the corporation for a period in excess of ten (10) years, shall be deemed not to be insurance and not subject to this title, to the extent the plan, after July 1, 1993, provides the benefits under a self-funded arrangement; provided, that any stop-loss, excess or similar insurance coverage purchased as part of the plan shall be insurance subject to this title.   The provisions of this title to the contrary notwithstanding, a Program for All-Inclusive Care for the Elderly (PACE) project that is sponsored by a religious or charitable organization that is itself or is controlled by a person that is organized under § 501(c)(3) of the Internal Revenue Code  (26 U.S.C. § 501(c)(3)), and that has had its application for the operation of a PACE program approved by the health care financing administration of the United States department of health and human services (HHS), and is operating under such approval, shall not be deemed to be engaged in any business required to be licensed pursuant to this title. This exemption applies only to business conducted pursuant to the approved PACE contract, and not to any other business that such organization conducts that is subject to this title.
TN Code § 56-2-122 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 2 - Insurance Companies|Part 1 - General Requirements for Doing Business|§ 56-2-122. Nonprofit Health Maintenance Organization as Subsidiary of Certain Hospital Corporations

 A nonprofit health maintenance organization that, with the approval of the commissioner, was created prior to January 1, 1981, by a corporation operated pursuant to chapter 28 or chapter 29 of this title may be treated by the corporation as a subsidiary solely for the purpose of determining the status of the nonprofit health maintenance organization as an admitted asset; provided, that the corporation otherwise has a net worth at least equal to the capital and surplus requirements for an insurance company under §§ 56-2-114(a) and 56-2-115.
TN Code § 56-2-123 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 2 - Insurance Companies|Part 1 - General Requirements for Doing Business|§ 56-2-123. Confirmation of Verbal Authorization for Medical Care

 If verbal authorization is given to a health care provider, insured, or enrollee for medical care under any individual, franchise, blanket or group health insurance policy, medical service plan or contract, hospital service corporation contract, hospital and medical service corporation contract, fraternal benefit society, health maintenance organization, or managed care organization, the verbal authorization shall be confirmed by written authorization, facsimile transmission, or verbally by means of a confirmation number or other confirmation code.
TN Code § 56-2-124 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 2 - Insurance Companies|Part 1 - General Requirements for Doing Business|§ 56-2-124. Hold Harmless Requirements Prohibited

 No health insurer, prepaid group health plan, health maintenance organization, preferred provider organization or similar entity licensed under this part that provides or administers health insurance shall require, by contract or otherwise, any title 63 or title 68 licensee to indemnify or hold harmless the licensee under this title for tort or patent or copyright infringement liability that the  licensee under this title incurs, experiences, or causes by act or omission, or by act or omission of the title 63 or title 68 provider to the extent the act or omission was pursuant to a directive of the licensee under this title.
TN Code § 56-2-126 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 2 - Insurance Companies|Part 1 - General Requirements for Doing Business|§ 56-2-126. Service Contracts Not to Be Construed as Business of Insurance

  The marketing, sale, offering for sale, issuance, making, proposing to make and administration of a service contract shall not be construed to be the business of insurance and shall be exempt from regulation as insurance pursuant to this title.    For purposes of this section, “service contract” means a contract or agreement for a separately stated consideration for a specific duration to perform the service, repair, replacement or maintenance of property or indemnification for service, repair, replacement or maintenance, for the operational or structural failure due to a defect in materials, workmanship, or normal wear and tear, with or without additional provisions for incidental payment of indemnity under limited circumstances, including, but not limited to, towing, rental, road hazard and emergency road service. “Service contract” includes motor vehicle extended service contracts and agreements. Service contracts may provide for the service, repair, replacement, or maintenance of property for damage resulting from power surges and accidental damage from handling.    For the purposes of this section, “service contract” also means a contract or agreement that provides one (1) or more of the following:   The repair or replacement of tires or wheels on a motor vehicle damaged as a result of coming into contact with road hazards;   The removal of dents, dings, or creases on a motor vehicle that can be repaired using the process of paintless dent removal without affecting the existing paint finish and without replacing vehicle body panels, sanding, bonding, or painting;   The repair of chips or cracks in, or the replacement of, motor vehicle windshields as a result of damage caused by road hazards; or   The replacement of a motor vehicle key or key-fob in the event that the key or key-fob becomes inoperable or is lost or stolen.     For purposes of subdivision (b)(2)(A), “road hazard” means a hazard that is encountered while driving a motor vehicle, which may include potholes, rocks, wood debris, metal parts, glass, plastic, curbs, or composite scraps.       A contract excluded from the definition of a “pre-need funeral contract” pursuant to § 62-5-403(9)(C) is not a contract of insurance within the meaning of this title.
TN Code § 56-2-202 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 2 - Insurance Companies|Part 2 - Kinds of Insurance|§ 56-2-202. Kinds of Property Insurance Authorized

  The company has the power generally to insure against loss by fire, earthquakes, storms, floods, explosions, except the explosions of the kind contemplated in § 56-19-108(5), riots, civil commotions, and any and all other damages on all kinds and species of property.   This section shall apply to every insurance corporation heretofore or hereafter organized under the laws of this state.   All policies of insurance heretofore issued by insurance corporations organized under the laws of this state insuring against loss from any cause included in the authorization in subsection (a) are validated, insofar as the corporation was without specific charter power to insure against those losses.
TN Code § 56-2-203 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 2 - Insurance Companies|Part 2 - Kinds of Insurance|§ 56-2-203. Life Insurance — Annuity or Contract Loans — Trusts Accepted and Executed

 The company has the further right to insure the lives of persons, and engage in the general business of life insurance, and, coupled with that right, the right to grant and sell annuity, or contract loans based on life annuity, with benefit of survivorship, and accept and execute all legal trusts that may be confided to it.
TN Code § 56-2-204 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 2 - Insurance Companies|Part 2 - Kinds of Insurance|§ 56-2-204. Casualty, Accident, Sickness, Theft and Marine Insurance

 The company also has the power to insure:   Against all accidents:  To property in transit; and   To persons traveling or otherwise;     Against disabilities to persons by disease or sickness, or other bodily infirmities;   Against thefts of property;   Ships, steamboats, and other craft; and   Freight and sailors' wages, including all marine risks.
TN Code § 56-2-205 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 2 - Insurance Companies|Part 2 - Kinds of Insurance|§ 56-2-205. Insurance Company May Exercise One or All Branches of Authorized Business

 The corporation may, at its option, exercise one (1) or more or all of the branches of business in which it is authorized to engage.
TN Code § 56-2-206 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 2 - Insurance Companies|Part 2 - Kinds of Insurance|§ 56-2-206. Companies on Lloyd's Plan Authorized to Do Business

  Associations of individuals, citizens of the United States, whether organized within this state or elsewhere within the United States, formed on the plan known as Lloyd's, whereby each associate underwriter becomes liable for a proportionate part of the whole amount insured by policy, may be authorized to transact insurance other than life in this state, in like manner and upon the same terms and conditions as are required of and imposed upon insurance companies of the United States, or one (1) of the states.   All Lloyd's, whether organized within this state or elsewhere in the United States, not having an actual, paid-up cash capital, shall make the same deposit, and upon the same terms and conditions as is required by § 56-2-405 of foreign insurance companies incorporated or associated under the laws of any government or state other than the United States or one (1) of the states.
TN Code § 56-2-207 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 2 - Insurance Companies|Part 2 - Kinds of Insurance|§ 56-2-207. Reinsurance Contracts — Liability of Ceding and Assuming Insurers

   Every insurer authorized to do an insurance, surety or bonding business in this state, called the “ceding insurer” in this title, may, subject to the limitations of this section, reinsure its risks and policy liabilities in any other insurer, called the “assuming insurer” in this title, with the effects prescribed in this section; but no prohibition or limitation contained in this section shall invalidate the contract or reinsurance as between the parties.   No credit shall be allowed, as an admitted asset or as a deduction from liability, to any ceding insurer for reinsurance made, ceded, renewed, or otherwise becoming effective after June 12, 1947, unless the reinsurance is payable by the assuming insurer on the basis of the liability of the ceding insurer under the contract or contracts reinsured without diminution, because of the insolvency of the ceding insurer nor unless, under the contract or contracts of reinsurance, the liability for the reinsurance is assumed by the assuming insurer or insurers as of the same effective date.   The reinsurance agreement may provide that the liquidator or receiver or statutory successor of an insolvent ceding insurer shall give written notice of the pendency of a claim against the insolvent ceding insurer on the policy or bond reinsured, within a reasonable time after the claim is filed in the insolvency proceeding and that during the pendency of the claim, any assuming insurer may investigate the claim and interpose, at its own expense, in the proceeding where the claim is to be adjudicated, any defense or defenses that it may deem available to the ceding company or its liquidator or receiver or statutory successor.   The expense thus incurred by the assuming insurer shall be chargeable, subject to court approval, against the insolvent ceding insurer as part of the expense of liquidation to the extent of a proportionate share of the benefit, which may accrue to the ceding insurer, solely as a result of the defense undertaken by the assuming insurer.     Where two (2) or more assuming insurers are involved in the same claim and a majority in interest elect to interpose defense to the claim, the expense shall be apportioned in accordance with the terms of the reinsurance agreement, as though the expense had been incurred by the ceding company.   Notwithstanding anything in this section to the contrary, a risk retention group may not reinsure its risks in another risk retention group unless all of the members of the ceding risk retention group are eligible for membership in the assuming risk retention group.
TN Code § 56-2-301 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 2 - Insurance Companies|Part 3 - Rules and Regulations|§ 56-2-301. Promulgation of Rules and Regulations

  The commissioner is authorized to promulgate rules and regulations not in conflict with this section and §§ 56-2-101, 56-2-103, 56-2-113 — 56-2-115, and 56-2-201 for the purpose of implementing those sections so as to regulate the writing of the various kinds and types of insurance provided for in those sections.   The commissioner is authorized to promulgate rules and regulations to allow for the filing of documents with the commissioner pursuant to this title through a designated filing depository.   Regulations promulgated pursuant to this section shall have the same force and effect of law.
TN Code § 56-2-302 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 2 - Insurance Companies|Part 3 - Rules and Regulations|§ 56-2-302. Notice of Hearing on Issuance of Cease and Desist Order

 Whenever the commissioner determines that a company, corporation, association, person, or entity of whatever nature is violating or is about to violate § 56-2-105, the commissioner may issue a notice of hearing and charges requiring the company, corporation, association, person, or entity of whatever nature to show cause why an order should not issue requiring the person or entity to cease and desist the unauthorized business of insurance in this state.
TN Code § 56-2-303 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 2 - Insurance Companies|Part 3 - Rules and Regulations|§ 56-2-303. Hearings

 Any hearing conducted under this part shall be conducted pursuant to the Uniform Administrative Procedures Act, compiled in title 4, chapter 5.
TN Code § 56-2-304 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 2 - Insurance Companies|Part 3 - Rules and Regulations|§ 56-2-304. Cease and Desist Orders

 If the commissioner finds that public health, safety, or welfare imperatively requires emergency action, and incorporates a finding to that effect in an order, a summary cease and desist order may be issued pending proceedings for other actions under this part. These proceedings shall be promptly instituted and determined.
TN Code § 56-2-401 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 2 - Insurance Companies|Part 4 - Foreign and Alien Insurance Companies|§ 56-2-401. Alien Government Controlled Companies Excluded — Definition

  Any insurance company or other insurance entity that is financially owned or financially controlled by any alien or foreign government outside the continental limits of the United States or the territories of the United States is prohibited from doing any kind of insurance business in this state.   For the purposes of this section and §§ 56-2-402 — 56-2-404, “alien or foreign government” means any foreign government or any state, province, municipality, or political subdivision of any foreign government, but does not apply to any insurance company organized under the laws of a foreign nation that is financially owned or financially controlled by the private citizens or private business interests of the foreign nation.
TN Code § 56-2-402 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 2 - Insurance Companies|Part 4 - Foreign and Alien Insurance Companies|§ 56-2-402. Issuance of License to Company Controlled by Foreign Government Prohibited

 The commissioner is forbidden to grant a license to any insurance company or other insurance entity that is financially owned or financially controlled by any alien or foreign government outside the continental limits of the United States or the territories of the United States, or to authorize the company or entity to transact any kind of insurance business in this state.
TN Code § 56-2-403 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 2 - Insurance Companies|Part 4 - Foreign and Alien Insurance Companies|§ 56-2-403. Penalty for Violations

 Any insurance company or other insurance entity that is financially owned or financially controlled by any alien or foreign government outside the continental limits of the United States or the territories of the United States, or any representative or agent of the company or entity, that violates §§ 56-2-401, 56-2-402, this section and § 56-2-404, commits a Class C misdemeanor.
TN Code § 56-2-404 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 2 - Insurance Companies|Part 4 - Foreign and Alien Insurance Companies|§ 56-2-404. Foreign Government Controlled Company as Public Nuisance — Injunction

 Any violation of §§ 56-2-401 — 56-2-403 and this section by an insurance company or other insurance entity that is financially owned or financially controlled by any alien or foreign government outside the continental limits of the United States or the territories of the United States, or by any representative or agent of the company or entity, is declared to be a public nuisance, and the commissioner is authorized and empowered to enjoin the nuisance by injunctive proceedings in the chancery court in like manner as is provided by the general statutes pertaining to enjoining nuisances.
TN Code § 56-2-405 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 2 - Insurance Companies|Part 4 - Foreign and Alien Insurance Companies|§ 56-2-405. Admission of Companies of Other Countries — Deposits

  Any foreign company, if incorporated or associated under the laws of any government or state other than the United States, shall not be admitted until, besides complying with the conditions of §§ 56-2-101 — 56-2-103, 56-2-113 — 56-2-115, 56-2-201 and 56-2-301, it has made a deposit with the state treasurer, or with the financial officer of some other state of the United States, a sum of not less than two hundred thousand dollars ($200,000).   The deposit must be in exclusive trust for the benefit and security of all the company's policyholders and creditors in the United States, and may be made in bonds of this state or of the United States, or of some state in the United States, or other good securities satisfactory to the commissioner.   The deposit shall be in lieu of any other deposit required of life insurance companies incorporated under the laws of any government or state other than the United States.