reglab/housing_qa huggingface dataset:
MO Rev Stat § 379.225 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.225 - Company to have legal existence from date of certificate — insurance in force, when.

Effective - 28 Aug 1939   379.225. Company to have legal existence from date of certificate — insurance in force, when. — 1. The company shall have legal existence from and after date of such certificate.  2. The board of directors named in such articles may thereupon adopt bylaws, accept applications for insurance, and proceed to transact the business of such company; provided, that no insurance shall be put into force until the company has been licensed to transact insurance as provided by sections 379.205 to 379.310.  3. Such bylaws and any amendments thereto shall within thirty days after adoption be filed with said director. ­­-------- (RSMo 1939 § 5954)  Prior revisions: 1929 § 5843; 1919 § 6253
MO Rev Stat § 379.230 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.230 - Contracts of insurance and reinsurance.

Effective - 28 Aug 1939   379.230. Contracts of insurance and reinsurance. — Any company organized under the provisions of sections 379.205 to 379.310 is empowered and authorized to make contracts of insurance or to reinsure or accept reinsurance on any portion thereof, to the extent specified in its articles for the kinds of insurance following:  (1) Liability insurance. Against loss, expense or liability by reason of bodily injury or death by accident, disability, sickness or disease suffered by others for which the insured may be liable or have assumed liability, including workers' compensation.  (2) Disability insurance. Against bodily injury or death by accident and disability by sickness.  (3) Automobile insurance. Against any or all loss, expense and liability resulting from the ownership, maintenance or use of any automobile or other vehicle; provided, no policies shall be issued under this subsection against the hazard of fire alone.  (4) Steam boiler insurance. Against loss or liability to persons or property resulting from explosions or accidents to boilers, containers, pipes, engines, flywheels, elevators and machinery in connection therewith and against loss of use and occupancy caused thereby and to make inspection and issue certificates of inspection thereon.  (5) Use and occupancy insurance. Against loss from interruption of trade or business or loss of rents which may be the result of any accident or casualty.  (6) Miscellaneous insurance. Against loss or damage by any hazard upon any risk not provided for in this section, which is not prohibited by statute or at common law from being the subject of insurance, excepting life insurance and fire insurance. ­­-------- (RSMo 1939 § 5955)  Prior revisions: 1929 § 5844; 1919 § 6254
MO Rev Stat § 379.240 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.240 - Who may hold policies.

Effective - 28 Aug 1939   379.240. Who may hold policies. — 1. Any public or private corporation, board or association in this state or elsewhere may make applications, enter into agreements for and hold policies in any such mutual insurance company.  2. Any officer, stockholder, trustee or legal representative of any such corporation, board, association or estate may be recognized as acting for or on its behalf for the purpose of such membership, but shall not be personally liable upon such contract of insurance by reason of acting in such representative capacity.  3. The right of any corporation organized under the laws of this state to participate as a member of any such mutual insurance company is hereby declared to be incidental to the purpose for which such corporation is organized and as much granted as the rights and powers expressly conferred. ­­-------- (RSMo 1939 § 5957)  Prior revisions: 1929 § 5846; 1919 § 6256
MO Rev Stat § 379.245 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.245 - Voting power of members.

Effective - 28 Aug 1939   379.245. Voting power of members. — Every member of the company shall be entitled to one vote, or to a number of votes based upon the insurance in force, the number of policies held, or the amount of premiums paid, as may be provided in the bylaws. ­­-------- (RSMo 1939 § 5958)  Prior revisions: 1929 § 5847; 1919 § 6257
MO Rev Stat § 379.250 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.250 - Premiums.

Effective - 28 Aug 1939   379.250. Premiums. — 1. The maximum premium payable by any member shall be expressed in the policy or in the application for the insurance.  2. Such maximum premium may be a cash premium and an additional contingent premium not less than the cash premium, or may be solely a cash premium.  3. No policy shall be issued for a cash premium without an additional contingent premium unless the company has a surplus of at least one hundred thousand dollars or a surplus which is not less in amount than the capital stock required of domestic stock insurance companies transacting the same kinds of insurance. ­­-------- (RSMo 1939 § 5959)  Prior revisions: 1929 § 5848; 1919 § 6258
MO Rev Stat § 379.255 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.255 - Assets, how invested.

Effective - 28 Aug 1939   379.255. Assets, how invested. — No such company shall invest any of its assets except in accordance with the laws of this state relating to the investment of the assets of domestic stock companies transacting the same kinds of insurance. ­­-------- (RSMo 1939 § 5960)  Prior revisions: 1929 § 5849; 1919 § 6259
MO Rev Stat § 379.257 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.257 - Deposit of securities required of mutual companies other than life and fire.

Effective - 28 Aug 1967   379.257. Deposit of securities required of mutual companies other than life and fire. — Any company organized or doing business under sections 379.205 to 379.310 shall comply with the provisions of section 379.098. ­­-------- (L. 1967 p. 516)
MO Rev Stat § 379.260 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.260 - Reserves.

Effective - 28 Aug 1939   379.260. Reserves. — Such company shall maintain unearned premium and other reserves separately for each kind of insurance, upon the same basis as that required of domestic stock insurance companies transacting the same kind of insurance; provided, that any reserve for losses or claims based upon the premium income shall be computed upon the net premium income after deducting any so-called dividend or premium returned or credited to the member. ­­-------- (RSMo 1939 § 5961)  Prior revisions: 1929 § 5850; 1919 § 6260
MO Rev Stat § 379.263 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.263 - Mutual companies other than life and fire to file statement of affairs, when.

Effective - 28 Aug 1967   379.263. Mutual companies other than life and fire to file statement of affairs, when. — Any company organized under the provisions of sections 379.205 to 379.310 shall on the first day of January of each year or within sixty days thereafter, file with the director of the department of commerce and insurance a statement of its affairs in the same manner and form as provided in section 379.105. ­­-------- (L. 1967 p. 516)
MO Rev Stat § 379.265 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.265 - Assessments to meet reserve deficiencies.

Effective - 28 Aug 1939   379.265. Assessments to meet reserve deficiencies. — Such company not possessed of assets at least equal to the unearned premium reserve and other liabilities shall make an assessment upon its members liable to assessment to provide for such deficiency, such assessment to be against each such member in proportion to such liability as expressed in his policy; provided, the director may, by written order, relieve the company from an assessment or other proceedings to restore such assets during the time fixed in such order; and provided, that any domestic company which shall be deficient in providing the unearned premium reserve required hereby may, notwithstanding such deficiency, come under this law on the condition that it shall each year thereafter reduce such deficiency at least fifteen percent of the original amount thereof, and in such case it may increase its assessments accordingly. ­­-------- (RSMo 1939 § 5962)  Prior revisions: 1929 § 5851; 1919 § 6261
MO Rev Stat § 379.270 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.270 - Director may advance money.

Effective - 28 Aug 1939   379.270. Director may advance money. — 1. Any director, officer or member of any such company, or any other person, may advance to such company any sum or sums of money necessary for the purpose of its business or to enable it to comply with any of the requirements of the law, and such moneys and such interest thereon as may have been agreed upon, not exceeding ten percent per annum, shall be payable only out of the surplus remaining after providing for all reserves and other liabilities, and shall not otherwise be a liability or claim against the company or any of its assets.  2. No commission or promotion expenses shall be paid in connection with the advance of any such money to the company, and the amount of such advance shall be reported in each annual statement. ­­-------- (RSMo 1939 § 5963)  Prior revisions: 1929 § 5852; 1919 § 6262
MO Rev Stat § 379.275 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.275 - Policies need not be countersigned — conditions.

Effective - 28 Aug 1939   379.275. Policies need not be countersigned — conditions. — 1. Any law requiring that policies be countersigned and delivered through a resident agent shall not apply to any policy of such mutual company on which no commission shall be paid to any local agent.  2. Such mutual company may insert in any form of policy prescribed by the law of this state any provisions or conditions required by its plan of insurance which are not inconsistent or in conflict with any law of this state. ­­-------- (RSMo 1939 § 5964)  Prior revisions: 1929 § 5853; 1919 § 6263
MO Rev Stat § 379.290 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.290 - Tax to be paid upon premiums.

Effective - 28 Aug 1945   379.290. Tax to be paid upon premiums. — Every mutual insurance company or association admitted to Missouri under the provisions of sections 379.205 to 379.310 shall annually pay to the director of revenue a tax upon the direct premiums received, whether in cash or in notes, in this state, for the insurance of property or risks in this state at the rate of two percent per annum; provided, that such companies or associations shall be credited with cancelled or return premiums actually paid during the year in this state. ­­-------- (RSMo 1939 § 5968, A.L. 1941 p. 399, A.L. 1945 p. 1021)  Prior revisions: 1929 § 5857; 1919 § 6267
MO Rev Stat § 379.295 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.295 - Returns and assessment to be made by director — collection and disposition of tax by the director of revenue.

Effective - 28 Aug 1945   379.295. Returns and assessment to be made by director — collection and disposition of tax by the director of revenue. — 1. Every such company or association shall, on or before the first day of March in each year, make a return, verified by the affidavit of its president and secretary or other chief officers, to the director of the department of commerce and insurance, in the form prescribed by him, stating the amount of all gross direct premiums received, whether in cash, notes, credits or any other substitute for money, on contracts covering property, or risks located or resident in this state, during the year ending on the thirty-first day of December next preceding, and all credits to which such company or association shall be entitled under the provisions of section 379.290.  2. Upon receipt of such returns, the director of the department of commerce and insurance shall verify the same and assess the tax upon various companies on the basis and at the rate provided in section 379.290, and make a schedule thereof, duplicate copies of which, properly certified by said director, shall be filed in the office of the director of revenue on or before the first day of April in each year.  3. Immediately thereafter the director of revenue shall notify the companies of the amount of taxes respectively due from them, and such taxes shall be paid to the director of revenue on or before the first day of May next ensuing.  4. If not so paid, the director of revenue shall certify such fact to the director of the department of commerce and insurance, who shall thereafter suspend such delinquent company or companies from the further transaction of business in this state until such taxes shall be paid.  5. Upon receiving said money, the director of revenue shall deposit it in the state treasury and the state treasurer shall receipt one-half thereof into the general revenue fund of the state, and he shall place the remainder of said tax to the credit of the county foreign insurance tax fund. ­­-------- (L. 1941 p. 399 § 5968a, A.L. 1945 p. 1021)
MO Rev Stat § 379.300 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.300 - Failure to make return — director to proceed.

Effective - 28 Aug 1945   379.300. Failure to make return — director to proceed. — If any company or association shall fail or refuse to make the return required by sections 379.205 to 379.310, the said director shall assess the tax against said company or association at the rate herein provided for on such amount of premiums as he shall deem just and the proceedings thereon shall be the same as if the return had been made. ­­-------- (L. 1941 p. 399 § 5968b, A.L. 1945 p. 1021)
MO Rev Stat § 379.316 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.316 - Scope of act (section 379.017 and sections 379.316 to 379.361).

Effective - 28 Aug 2001   379.316. Scope of act (section 379.017 and sections 379.316 to 379.361). — 1. Section 379.017 and sections 379.316 to 379.361 apply to insurance companies incorporated pursuant to sections 379.035 to 379.355, section 379.080, sections 379.060 to 379.075, sections 379.085 to 379.095, sections 379.205 to 379.310, and to insurance companies of a similar type incorporated pursuant to the laws of any other state of the United States, and alien insurers licensed to do business in this state, which transact fire and allied lines, marine and inland marine insurance, to any and all combinations of the foregoing or parts thereof, and to the combination of fire insurance with other types of insurance within one policy form at a single premium, on risks or operations in this state, except:  (1) Reinsurance, other than joint reinsurance to the extent stated in section 379.331;  (2) Insurance of vessels or craft, their cargoes, marine builders' risks, marine protection and indemnity, or other risks commonly insured pursuant to marine, as distinguished from inland marine, insurance policies;  (3) Insurance against loss or damage to aircraft;  (4) All forms of motor vehicle insurance; and  (5) All forms of life, accident and health, and workers' compensation insurance.  2. Inland marine insurance shall be deemed to include insurance now or hereafter defined by statute, or by interpretation thereof, or if not so defined or interpreted, by ruling of the director, or as established by general custom of the business, as inland marine insurance.  3. Commercial property and commercial casualty insurance policies are subject to rate and form filing requirements as provided in section 379.321. ­­-------- (L. 1972 S.B. 547 § 2, A.L. 1999 S.B. 386, A.L. 2001 S.B. 186)
MO Rev Stat § 379.326 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.326 - Deviation, how filed, effective when — open to public inspection.

Effective - 28 Aug 1972   379.326. Deviation, how filed, effective when — open to public inspection. — 1. Any member or subscriber to a rating organization may file with the director a deviation from the rates, rating schedules, rating plans, rating systems or rules respecting any kind of insurance, division, subdivision, classification, or any part or combination of any of the foregoing. Such a filing shall specify the nature and extent of the deviation.  2. Such deviation shall become effective upon the date of filing by delivery or upon date of mailing by registered mail to the director. It shall be in effect until terminated by the filer giving notice to the director of the termination of the deviation. A change in the rates, rating schedules, rating plans, rating systems or rules to which the deviation applies shall not terminate the deviation without the consent of the insurer to which the deviation applies. Any such deviation may be terminated by the director after notice and hearings as provided in section 379.323.  3. A deviation filing shall be open to public inspection as soon as stamped "filed" within* a reasonable time after receipt by the director and copies may be had by any person on request and upon the payment of a reasonable charge therefor. ­­-------- (L. 1972 S.B. 547 § 6)  *Word "with" appears in original rolls.
MO Rev Stat § 379.328 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.328 - Advisory organization defined — required filings — hearings on activities, discontinuance orders.

Effective - 28 Aug 1972   379.328. Advisory organization defined — required filings — hearings on activities, discontinuance orders. — 1. Every group, association or other organization of insurers, whether located within or outside this state, which assists insurers which make their own filings or rating organizations in ratemaking, by the collection and furnishing of loss or expense statistics, or by the submission or recommendations, but which does not make filings under section 379.017 and sections 379.316 to 379.361, shall be known as an "advisory organization".  2. Every advisory organization shall file with the director  (1) A copy of its constitution, its articles of agreement or association or its certificate of incorporation and of its bylaws, rules and regulations governing its activities,  (2) A list of its members,  (3) The name and address of a resident of this state upon whom notices or orders of the director or process issued at his direction may be served, and  (4) An agreement that the director may examine such advisory organization in accordance with the provisions of section 379.343.  3. If, after a hearing, the director finds that the furnishing of such information or assistance involves any act or practice which is unfair or unreasonable or otherwise inconsistent with the provisions of section 379.017 and sections 379.316 to 379.361, he may issue a written order specifying in what respect such act or practice is unfair or unreasonable or otherwise inconsistent with the provisions of section 379.017 and sections 379.316 to 379.361, and requiring the discontinuance of such act or practice.  4. No insurer which makes its own filings nor any rating organization shall support its filings by statistics or adopt ratemaking recommendations furnished to it by an advisory organization which has not complied with this section or with an order of the director involving such statistics or recommendations issued under subsection 3. If the director finds such insurer or rating organization to be in violation of this subsection, he may issue an order requiring the discontinuance of the violation. ­­-------- (L. 1972 S.B. 547 § 7)
MO Rev Stat § 379.331 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.331 - Joint underwriting regulated — hearings, discontinuance order, when.

Effective - 28 Aug 1972   379.331. Joint underwriting regulated — hearings, discontinuance order, when. — 1. Every group, association or other organization of insurers which engages in joint underwriting or joint reinsurance shall be subject to regulation with respect thereto as herein provided, subject, however, with respect to joint underwriting, to all other provisions of section 379.017 and sections 379.316 to 379.361 and, with respect to joint reinsurance, to section 379.343.  2. If, after a hearing, the director finds that any activity or practice of any such group, association or other organization is unfair or unreasonable or otherwise inconsistent with the provisions of section 379.017 and sections 379.316 to 379.361, he may issue a written order specifying in what respects such activity or practice is unfair or unreasonable or otherwise inconsistent with the provisions of section 379.017 and sections 379.316 to 379.361, and requiring the discontinuance of such activity or practice. ­­-------- (L. 1972 S.B. 547 § 8)
MO Rev Stat § 379.333 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.333 - Insurers may act in concert to make rates.

Effective - 28 Aug 1972   379.333. Insurers may act in concert to make rates. — Subject to and in compliance with the provisions of section 379.017 and sections 379.316 to 379.361 authorizing insurers to be members or subscribers of rating or advisory organizations or to engage in joint underwriting or joint reinsurance, two or more insurers may act in concert with each other and with others with respect to any matters pertaining to the making of rates or rating systems, the preparation or making of insurance policy forms, underwriting rules, surveys, inspections and investigations, the furnishing of loss or expense statistics or other information and data, or carrying on of research. ­­-------- (L. 1972 S.B. 547 § 9)
MO Rev Stat § 379.336 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.336 - Insurers with common management may act in concert to make rates.

Effective - 28 Aug 1972   379.336. Insurers with common management may act in concert to make rates. — With respect to any matters pertaining to the making of rates or rating systems, the preparation or making of insurance policy forms, underwriting rules, surveys, inspections and investigation, the furnishing of loss or expense statistics or other information and data, or carrying on of research, two or more admitted insurers having a common ownership or operating in this state under common management or control, are hereby authorized to act in concert between or among themselves the same as if they constituted a single insurer. ­­-------- (L. 1972 S.B. 547 § 10)