reglab/housing_qa huggingface dataset:
CO Code § 10-20-115 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 20 - Life and Health Insurance Protection Association|§ 10-20-115. Examination of the Association - Annual Report

 The association shall be subject to examination and regulation by the commissioner. The board shall submit to the commissioner each year, not later than one hundred twenty days after the close of the fiscal year of the association, a financial report in a form approved by the commissioner, and a report of the activities of the board during the preceding fiscal year.   History. Source: L. 91: Entire article added, p. 1280, § 1, effective July 1.
CO Code § 10-20-116 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 20 - Life and Health Insurance Protection Association|§ 10-20-116. Tax Exemptions

 The association shall be exempt from payment of all fees and all taxes levied by this state or any of its subdivisions, except taxes levied on real and personal property.   History. Source: L. 91: Entire article added, p. 1280, § 1, effective July 1.
CO Code § 10-20-117 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 20 - Life and Health Insurance Protection Association|§ 10-20-117. Immunity

 There shall be no liability on the part of and no cause of action of any nature shall arise against any member insurer, its agents, or its employees, the association, its agents, or its employees, members of the board or the commissioner or his representatives for any action or omission by them in the performance of their powers and duties pursuant to this article. Such immunity shall extend to the participation in any organization of one or more other state associations of similar purposes and to any such organization and its agents or employees.   History. Source: L. 91: Entire article added, p. 1280, § 1, effective July 1.
CO Code § 10-20-118 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 20 - Life and Health Insurance Protection Association|§ 10-20-118. Stay of Proceedings - Reopening Default Judgments

 All proceedings in which the impaired or insolvent insurer is a party in any court in this state shall be stayed for one hundred eighty days after the date an order of conservation, rehabilitation, or liquidation is final to permit proper legal action by the association on any matters germane to its powers or duties. As to judgment under any decision, order, verdict, or finding based on default, the association may apply to have the judgment set aside by the same court that issued the judgment and shall be permitted to defend against such suit on the merits.   History. Source: L. 91: Entire article added, p. 1280, § 1, effective July 1. L. 2013: Entire section amended,(SB 13-032), ch. 34, p. 99, § 10, effective March 15.
CO Code § 10-20-120 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 20 - Life and Health Insurance Protection Association|§ 10-20-120. Prospective Application

 This article shall not apply to any insurer which is declared insolvent before July 1, 1991.   History. Source: L. 91: Entire article added, p. 1282, § 1, effective July 1.
CO Code § 10-22-101 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 22 - Colorado Health Benefit Exchange|§ 10-22-101. Short Title

 This article is known and may be cited as the “Colorado Health Benefit Exchange Act”.   History. Source: L. 2011: Entire article added,(SB 11-200), ch. 246, p. 1073, § 1, effective June 1.
CO Code § 10-22-102 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 22 - Colorado Health Benefit Exchange|§ 10-22-102. Legislative Declaration - Intent

 The general assembly determines and declares that with the March 23, 2010, enactment of the federal “Patient Protection and Affordable Care Act”, Pub.L. 111-148, and the March 30, 2010, enactment of the “Health Care and Education Reconciliation Act of 2010”, Pub.L. 111-152, which allow each state to establish a health benefit exchange through state law or opt to participate in a national health benefit exchange operated by the federal department of health and human services, and although there are numerous federal lawsuits challenging the constitutionality of the federal act in multiple federal courts, the best option for the state of Colorado is to establish a health benefit exchange at the state level. The general assembly further finds that the federal act requires each state to establish a health benefit exchange to perform certain duties and to assume certain responsibilities set forth in the federal act or make sufficient progress in the creation of a health benefit exchange by January 1, 2013, or default to a federally run national health benefit exchange. Therefore, the general assembly intends to create a health benefit exchange to fit the unique needs of Colorado, seek Colorado-specific solutions, and explore the maximum number of options available to the state of Colorado. The Colorado health benefit exchange, including an American health benefit exchange, is intended to facilitate the access to and enrollment in health plans in the individual market in this state and include a small business health options program to assist small employers in this state in facilitating the enrollment of their employees in health plans offered in the small employer market. The intent of the Colorado health benefit exchange is to increase access, affordability, and choice for individuals and small employers purchasing health insurance in Colorado.   History. Source: L. 2011: Entire article added,(SB 11-200), ch. 246, p. 1073, § 1, effective June 1.
CO Code § 10-22-103 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 22 - Colorado Health Benefit Exchange|§ 10-22-103. Definitions

 As used in this article 22, unless the context otherwise requires:    “Board” means the board of directors of the exchange, appointed in accordance with section 10-22-105.    “Committee” means the Colorado health insurance exchange oversight committee created in section 10-22-107.    “Exchange” means the Colorado health benefit exchange created in this article.    “Federal act” means the “Patient Protection and Affordable Care Act”, Pub.L. 111-148, as amended by the “Health Care and Education Reconciliation Act of 2010”, Pub.L. 111-152.    “Group health plan” means an employee welfare benefit plan as defined in 29 U.S.C. sec. 1002 (1) of the federal “Employee Retirement Income Security Act of 1974” to the extent that the plan provides health-care services, including items and services paid for as health-care services, to employees or their dependents directly or through insurance reimbursement or otherwise. A “group health plan” includes a government or church plan.    “Health benefit plan” has the same meaning set forth in section 10-16-102; except that the term includes a dental plan. (6.5) “Health-care coverage affordability program” means:   A medical assistance program under the “Colorado Medical Assistance Act”, articles 4, 5, and 6 of title 25.5;    The “Children's Basic Health Plan Act”, article 8 of title 25.5; or    A health benefit plan offered through the exchange for which a premium tax credit or cost-sharing reductions are available.       “Insurer” means any entity that provides group health plans or individual health benefit plans subject to insurance regulation in this state, as well as any entity that directly or indirectly provides stop-loss or excess loss insurance to a self-insured group health plan including a property and casualty insurance company.    “Medicaid” means federal insurance or assistance as provided by Title XIX of the federal “Social Security Act”, as amended.    “Medicare” means federal insurance or assistance as provided by Title XVIII of the federal “Social Security Act”, as amended.    “Number of lives insured” means the number of employees and retired employees and individual policyholders or subscribers in the individual and group markets on March 1 of the previous calendar year for which a special fee is being assessed. For insurers providing stop-loss, excess loss, or reinsurance, “number of lives insured” does not include employees, retired employees, or individual policyholders or subscribers who have been counted by the primary insurer or primary reinsurer.    “Secretary” means the secretary of the United States department of health and human services.     History. Source: L. 2011: Entire article added,(SB 11-200), ch. 246, p. 1074, § 1, effective June 1. L. 2013: (5) amended and (6) to (11) added,(HB 13-1245), ch. 258, p. 1359, § 1, effective May 23. L. 2015: (2) amended,(SB 15-256), ch. 284, p. 1166, § 1, effective June 5. L. 2020: IP amended and (6.5) added,(HB 20-1236), ch. 236, p. 1144, § 2, effective September 14.
CO Code § 10-22-104 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 22 - Colorado Health Benefit Exchange|§ 10-22-104. Health Benefit Exchange - Creation

 There is hereby created a nonprofit unincorporated public entity known as the health benefit exchange. The board of directors shall govern the operation of the exchange. The board shall determine and establish the development, governance, and operation of the exchange. The exchange is an instrumentality of the state; except that the debts and liabilities of the exchange do not constitute the debts and liabilities of the state, and neither the exchange nor the board is an agency of the state. The board does not have the authority to promulgate rules pursuant to the “State Administrative Procedure Act”, article 4 of title 24, C.R.S. The exchange shall not duplicate or replace the duties of the commissioner established in section 10-1-108 , including rate approval, except as directed by the federal act. The exchange shall foster a competitive marketplace for insurance and shall not solicit bids or engage in the active purchasing of insurance. All carriers authorized to conduct business in this state may be eligible to participate in the exchange.   History. Source: L. 2011: Entire article added,(SB 11-200), ch. 246, p. 1074, § 1, effective June 1.
CO Code § 10-22-108 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 22 - Colorado Health Benefit Exchange|§ 10-22-108. Moneys for Implementation, Operation, and Sustainability of the Exchange

 Moneys received by the board for the implementation of this article, and for building reserves for the operation and sustainability of the exchange pursuant to section 10-22-109 , must be transferred directly to the exchange for the purposes of this article. The board shall deposit any moneys received in a banking institution within or outside the state. Moneys from the general fund shall not be used for the implementation of this article, except for the sums specified in section 10-22-107 (3) and for legislative staff agency services. The account of the banking institution must be insured by the federal deposit insurance corporation and compliant with the “Public Deposit Protection Act”, article 10.5 of title 11, C.R.S.   History. Source: L. 2011: Entire article added,(SB 11-200), ch. 246, p. 1079, § 1, effective June 1. L. 2013: Entire section amended,(HB 13-1245), ch. 258, p. 1360, § 4, effective May 23.
CO Code § 10-22-109 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 22 - Colorado Health Benefit Exchange|§ 10-22-109. Funding for the Operation of the Exchange and Reserves - Special Fees - Rules

  On and after January 1, 2014, among other funding sources derived through the operation of the exchange, funding for the exchange may be from the following sources:   Special fees assessed against insurers as provided in subsection (2) of this section; and    Any moneys accepted through gifts, grants, or donations received by the board for operation, reserves, and sustainability of the exchange, including contributions received pursuant to the premium tax credit allocation in section 10-22-110.    Repealed.         On and after January 1, 2014, through December 31, 2016, the board shall assess special fees against insurers in an amount necessary to provide funding for the exchange. The board shall determine the amount of the special fees based on the board-approved financial plan and anticipated budgetary needs for the upcoming year to comply with this article and associated federal requirements. The special fees must not exceed one dollar and eighty cents per number of lives insured per month; except that the special fees assessed for lives insured under dental plans must not exceed eighteen cents per number of lives insured per month. The board shall use special fees assessed pursuant to this section for the operating expenses of the exchange, the reserves of the exchange, and related agreements.    The board shall use any money received pursuant to section 10-8-536 (2), as enacted in House Bill 13-1115, enacted in 2013, from the reserves of CoverColorado, as created by part 5 of article 8 of this title, and any moneys received from the unclaimed property trust fund to offset the amount of the fees assessed against insurers pursuant to this subsection (2); except that the money received must not be used to offset the special fees paid by dental plans.    Amounts assessed against insurers to be paid to the exchange pursuant to this subsection (2) are not considered premiums for any purpose, including the computation of gross premium tax or agents' commission.    If an insurer fails to pay the special assessment fee, the commissioner may, after proper notice and hearing, suspend or revoke the insurer's certificate of authority to transact insurance business in this state.       The commissioner shall promulgate rules to implement this section that include:   The reasonable time periods for the billing and collection of the special fees; and    The process for determining the allocation of the assessment among insurers, including the process for obtaining accurate information about the number of policies issued and lives insured by an insurer within the six months prior to the assessment.         History. Source: L. 2013: Entire section added,(HB 13-1245), ch. 258, p. 1361, § 5, effective May 23. L. 2017: (1)(c) repealed,(SB 17-294), ch. 264, p. 1385, § 10, effective May 25.
CO Code § 10-22-111 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 22 - Colorado Health Benefit Exchange|§ 10-22-111. Tax Exemption

 The exchange is exempt from any tax levied by this state or any of its political subdivisions.   History. Source: L. 2013: Entire section added,(HB 13-1245), ch. 258, p. 1364, § 5, effective May 23.
CO Code § 10-22-112 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 22 - Colorado Health Benefit Exchange|§ 10-22-112. Health Benefit Exchange - Referral to Private Insurance Brokers - Fees - Rules

  The exchange shall include the following in its protocol for interacting with consumers in order to assist consumers in enrolling in health benefit plans: Upon a consumer's contact with the exchange when seeking assistance in selecting a qualified health plan, whether online or by telephone, the exchange shall inform the consumer that he or she has the option of selecting coverage online, with the assistance of a navigator, or with the assistance of a qualified insurance broker. The exchange shall inform the consumer that a navigator may assist with a health benefit plan selection but may not offer advice on a health benefit plan based on the consumer's individual situation, whereas a qualified broker may offer advice based on the consumer's personal and family situation.    The exchange shall maintain online tools that allow insurance brokers to develop and maintain client relationships for customers who are eligible to enroll in private health benefit plans, when appropriate, if the client requests this option.      An insurance broker may charge a client a fee for advising the client on the selection of an individual health benefit plan offered on the exchange only if the broker:   Will not receive a commission from the insurer offering the individual health benefit plan selected by the client; and    Provides a written disclosure to the client if the broker will charge a fee for the service.       The commissioner may promulgate rules regarding the form and manner by which an insurance broker must provide the disclosure required by this subsection (3). The rules shall include a prohibition on a broker charging a fee to assist a client to enroll in medicaid or the children's basic health plan, as defined in section 25.5-8-103 (2).         History. Source: L. 2016: Entire section added,(SB 16-006), ch. 296, p. 1204, § 1, effective June 10. L. 2018: Entire section amended,(SB 18-136), ch. 118, p. 818, § 2, effective August 8.
CO Code § 10-22-114 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 22 - Colorado Health Benefit Exchange|§ 10-22-114. Standardized Plan Survey - Repeal

  The exchange shall conduct a survey in collaboration with the division that addresses the experience of consumers who purchased the standardized health benefit plan established pursuant to section 10-16-1304. The survey must be completed on or before January 1, 2026.    This section is repealed, effective July 1, 2026.     History. Source: L. 2021: Entire section added,(HB 21-1232), ch. 241, p. 1294, § 4, effective June 16.
CO Code § 10-22.3-102 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 22.3 - Opioid and Other Substance Use Disorders Study Committee|§ 10-22.3-102. Repeal of Article

 This article 22.3 is repealed, effective September 1, 2024.   History. Source: L. 2018: Entire article added,(HB 18-1003), ch. 224, p. 1427, § 1, effective May 21. L. 2020: Entire section amended,(SB 20-028), ch. 186, p. 853, § 2, effective June 30.
CO Code § 10-23-101 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 23 - Cash-Bonding Agents|§ 10-23-101. Definitions

 As used in this article, unless the context otherwise requires:    “Cash-bonding agent” means a person who was licensed by the division as of January 1, 1992, to write bail bonds as a cash-bonding agent.    “On the board” means that the name of the person has been publicly posted or disseminated by a court as being ineligible to write bail bonds under section 16-4-114 (5)(e) or (5)(f), C.R.S.    “Professional cash-bail agent” means a person who furnishes bail for compensation in any court or courts in this state in connection with judicial proceedings by posting a bond with the division. “Professional cash-bail agent” does not mean a full-time salaried officer or employee of an insurer nor a person who pledges United States currency, a United States postal money order, a cashier's check, or other property in connection with a judicial proceeding, whether for compensation or otherwise.     History. Source: L. 2012: Entire article added with relocations,(HB 12-1266), ch. 280, p. 1509, § 41, effective July 1. L. 2013: (2) amended,(HB 13-1236), ch. 202, p. 841, § 7, effective May 11.    Editor's note:   This section is similar to former § 12-7-101 as it existed prior to 2012.
CO Code § 10-23-102 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 23 - Cash-Bonding Agents|§ 10-23-102. Registration Required - Qualifications - Enforcement

  No person qualifies to be a professional cash-bail agent unless the person registers with the division. However, any bail bonding agent who was licensed by the division as of January 1, 1992, to write bail bonds as a cash-bonding agent may continue to be registered upon compliance with the other requirements of this article.    No firm, partnership, association, or corporation, as such, shall be registered. No person engaged as a law enforcement or judicial officer shall be registered as a cash-bonding agent or professional cash-bail agent.      All registrations expire in accordance with a schedule established by the commissioner, and the registrant shall renew or reinstate the registration in accordance with the rules of the commissioner. If the commissioner schedules a registration to expire for longer or shorter than a year, the commissioner shall proportionally adjust the renewal fee for the registration. The registrant must satisfy all registration and renewal requirements to qualify to register.    The commissioner shall give a registrant a sixty-day grace period to renew the registration without discipline or sanctions. The commissioner may establish renewal fees and delinquency fees for reinstatement by rule. If a person fails to renew a registration when required by the schedule established by the commissioner, the registration expires.       The division shall transmit all fees collected under this article to the state treasurer, who shall credit the fees to the division of insurance cash fund created in section 10-1-103.    The division shall prepare and deliver to each registrant a pocket card showing the name, address, and classification of the registrant. The pocket card must clearly state that the person is authorized to practice as a cash-bonding agent or professional cash-bail agent.    Repealed.      History. Source: L. 2012: Entire article added with relocations,(HB 12-1266), ch. 280, p. 1510, § 41, effective July 1.    Editor's note:    This section is similar to former § 12-7-102 as it existed prior to 2012.    Subsection (6)(d) provided for the repeal of subsection (6), effective July 1, 2015. (SeeL. 2012, p. 1510.)
CO Code § 10-23-103 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 23 - Cash-Bonding Agents|§ 10-23-103. Registration Requirements - Application - Qualification Bond - Forfeiture

  An applicant for registration as a professional cash-bail agent shall supply the following information to the division:   Whether the applicant during the last ten years has been convicted of a felony, entered a guilty plea to a felony, accepted a plea of nolo contendere to a felony, or engaged in or committed an act that violates this article, a rule promulgated under this article, or any act that would violate this article or a rule promulgated under this article if it had been committed in Colorado; and    Any other information required by this article or by the division, including a full-face photograph, for which the applicant shall pay the actual costs if a photograph is required.         Prior to submission of an application pursuant to this article 23, each applicant shall have his or her fingerprints taken by a local law enforcement agency or any third party approved by the Colorado bureau of investigation to obtain a fingerprint-based criminal history record check. If a third party takes the person's fingerprints, the fingerprints may be electronically captured using Colorado bureau of investigation-approved livescan equipment. Third-party vendors shall not keep the applicant information for more than thirty days unless requested to do so by the applicant. The applicant is required to submit payment by certified check or money order for the fingerprints and for the actual costs of the record check when the fingerprints are submitted to the Colorado bureau of investigation. Upon receipt of fingerprints and receipt of the payment for costs, the Colorado bureau of investigation shall conduct a state and national fingerprint-based criminal history record check utilizing records of the Colorado bureau of investigation and the federal bureau of investigation.    When the results of a fingerprint-based criminal history record check of an applicant performed pursuant to this subsection (2) reveal a record of arrest without a disposition, the division shall require that applicant to submit to a name-based criminal history record check, as defined in section 22-2-119.3 (6)(d).       To qualify as a professional agent, the applicant must have been licensed as an insurance producer who furnishes bail in Colorado for four years before applying for registration as a professional cash-bail agent.      History. Source: L. 2012: Entire article added with relocations,(HB 12-1266), ch. 280, p. 1512, § 41, effective July 1. L. 2017: (2) amended,(SB 17-189), ch. 149, p. 497, § 1, effective August 9. L. 2019: (2) amended,(HB 19-1166), ch. 125, p. 538, § 5, effective April 18.    Editor's note:   Subsections (1) and (2) are similar to former § 12-7-103 , and subsection (3) is similar to former § 12-7-102.5 (7) , as they existed prior to 2012.