215 ILCS 5/155.22a
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article IX - Provisions Applicable To All Companies

Sec. 155.22a.     Coverage for subjects of abuse.(a) No company authorized to  transact life, health,  disability income, or property and casualty insurance in this State may:(1) Deny, refuse to issue, refuse to renew, refuse to     reissue, cancel, or otherwise terminate an insurance policy or restrict coverage on an individual because that individual is or has been the subject of abuse or because that individual seeks or has sought: (i) medical or psychological treatment for abuse; or (ii) protection or shelter from abuse;(2) Charge a different rate for the same coverage for     an insurance policy because an individual insured under such policy has a history of or is a subject of abuse;(3) Deny a claim by an insured as a result of his or     her status as being or having been a subject of abuse, except as otherwise permitted or required by the laws of this State; or(4) Ask an insured or an applicant for insurance     whether that individual is or has been a subject of abuse or whether that individual seeks or has sought: (i) medical or psychological treatment specifically for abuse; or (ii) protection or shelter from abuse.(b) No company authorized to transact life, health, disability  income,  or property and casualty  insurance in this State may fail to maintain strict confidentiality of  information, as defined in the Insurance Information and Privacy Protection  Article of this Code, relating to an applicant's or insured's abuse status or  to a medical or psychological condition that the company knows is  abuse-related.  Disclosure of such abuse-related information shall be subject  to the disclosure limitations and conditions contained in Section 1014 of this  Code.(c) Nothing in this Section shall be construed to prohibit a company  specified in subsection (a) from (i) refusing to insure, refusing to  continue to insure, limiting the amount, extent, or kind of coverage available  to an individual, or charging a different rate for the same coverage on the  basis of that individual's physical or mental condition regardless of the  underlying cause of such condition; (ii) declining to issue a life  insurance policy  insuring an individual who is or has been the subject of abuse if the   perpetrator of the  abuse is the applicant or would be the owner of the insurance policy; or (iii)  inquiring about a physical or mental condition, even if that condition was  caused by or is related in any manner to  abuse.(d) As used in this Section, "abuse" means the occurrence of one or more of  the following acts between family members, current or former household members,  or current or former intimate partners:(1) Attempting to cause or intentionally, knowingly,     or recklessly causing another person, including a minor child, to be harassed or intimidated or subject to bodily injury, physical harm, rape, sexual assault, or involuntary sexual intercourse;  or(2) Knowingly engaging in a course of conduct or     repeatedly committing acts without proper authority that place the person toward whom such acts are directed, including a minor child, in a reasonable fear of bodily injury or physical harm; or(3) Subjecting another person, including a minor     child, to false imprisonment.(e) No company specified in subsection (a) above shall be held civilly or  criminally liable for any cause of action that may be brought because of  compliance with this Section.  Nothing in  this Section, however, shall preclude the jurisdiction of any administrative  agency to carry out its statutory authority.    (Source: P.A. 93-200, eff. 1-1-04.)