reglab/housing_qa huggingface dataset:
RI Gen L § 27-2.6-19 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2.6 - Rhode Island Title Insurers Act|Section 27-2.6-19 - Penalties and liabilities.

§ 27-2.6-19. Penalties and liabilities.(a) If the commissioner determines that the title insurer has violated this chapter, or any regulation or order promulgated thereunder, after notice and opportunity to be heard, the commissioner may order:(1) A penalty pursuant to § 42-14-16 for each violation; and(2) Revocation or suspension of the title insurer's license.(b) Nothing contained in this section shall affect the right of the commissioner to impose any other penalties provided for in the insurance code.(c) Nothing contained in this chapter is intended to or shall in any manner limit or restrict the rights of policyholders, claimants and creditors.History of Section.P.L. 2010, ch. 58, § 1; P.L. 2010, ch. 66, § 1.
RI Gen L § 27-2.6-20 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2.6 - Rhode Island Title Insurers Act|Section 27-2.6-20 - Violations of the Real Estate Settlement Procedures Act (RESPA).

§ 27-2.6-20. Violations of the Real Estate Settlement Procedures Act (RESPA).The commissioner or attorney general may bring an action in a court of competent jurisdiction to enjoin violations of RESPA, 12 U.S.C. § 2607, as amended.History of Section.P.L. 2010, ch. 58, § 1; P.L. 2010, ch. 66, § 1.
RI Gen L § 27-2.6-21 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2.6 - Rhode Island Title Insurers Act|Section 27-2.6-21 - Severability.

§ 27-2.6-21. Severability.If any provision of this chapter, or the application of the provision to any person or circumstances shall be held invalid, the remainder of the chapter and the application of the provision to persons or circumstances other than those to which it is held invalid, shall not be affected.History of Section.P.L. 2010, ch. 58, § 1; P.L. 2010, ch. 66, § 1.
RI Gen L § 27-2.7-1 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2.7 - Portable Electronics Insurance|Section 27-2.7-1 - Definitions.

§ 27-2.7-1. Definitions.For purposes of this section, the following terms shall have the following meanings:(1) "Customer" means a person who purchases portable electronics or services;(2) "Department" means the department of business regulation;(3) "Enrolled customer" means a customer who elects coverage under a portable electronics insurance policy issued by a vendor of portable electronics;(4) "Insurance commissioner" means the director of the department of business regulation or his/her designee;(5) "Location" means any physical location in the state of Rhode Island or any website, call center site or similar location directed to residents of the state of Rhode Island;(6) "Portable electronics" means electronic devices that are portable in nature, their accessories and services related to the use of the device;(7) (i) "Portable electronics insurance" means insurance providing coverage for the repair or replacement of portable electronics which may provide coverage for portable electronics against any one or more of the following causes of loss: loss, theft, inoperability due to mechanical failure, malfunction, damage or other similar causes of loss.(ii) "Portable electronics insurance" does not include:(A) A service contract or extended warranty providing coverage limited to the repair, replacement or maintenance of property for the operational or structural failure of property due to a defect in materials, workmanship, accidental damage from handling, power surges, or normal wear and tear;(B) A policy of insurance covering a seller's or a manufacturer's obligations under a warranty; or(C) A homeowner's renter's, private passenger automobile, commercial multi-peril, or similar policy;(8) "Portable electronics transaction" means:(i) The sale or lease of portable electronics by a vendor to a customer; or(ii) The sale of a service related to the use of portable electronics by a vendor to a customer.(9) "Supervising entity" means a business entity that is a licensed insurer or insurance producer that is authorized by an insurer to supervise the administration of a portable electronics insurance program.(10) "Vendor" means a person in the business of engaging in portable electronics transactions directly or indirectly.History of Section.P.L. 2012, ch. 136, § 1; P.L. 2012, ch. 247, § 1.
RI Gen L § 27-2.7-2 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2.7 - Portable Electronics Insurance|Section 27-2.7-2 - Licensure of vendors.

§ 27-2.7-2. Licensure of vendors.(a) A vendor is required to hold a portable electronics insurance vendor license to sell or offer coverage under a policy of portable electronics insurance.(b) A portable electronics insurance vendor license issued under this chapter shall authorize any employee or authorized representative of the vendor to sell or offer coverage under a policy of portable electronics insurance to a customer at each location at which the entity engages in portable electronics transactions.(c) The supervising entity shall maintain a registry of vendor locations which are authorized to sell or solicit portable electronics insurance coverage in this state. Upon request by the insurance commissioner and with ten (10) days notice to the supervising entity, the registry shall be open to inspection and examination by the insurance commissioner during regular business hours of the supervising entity.(d) Notwithstanding any other provision of law, a license issued pursuant to this section shall authorize the licensee and its employees or authorized representatives to engage in those activities that are permitted in this section.History of Section.P.L. 2012, ch. 136, § 1; P.L. 2012, ch. 247, § 1.
RI Gen L § 27-2.7-3 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2.7 - Portable Electronics Insurance|Section 27-2.7-3 - Requirements for sale of portable electronics insurance.

§ 27-2.7-3. Requirements for sale of portable electronics insurance.(a) At every location where portable electronics insurance is offered to customers, brochures or other written materials must be made available to a prospective customer which:(1) Disclose that portable electronics insurance may provide a duplication of coverage already provided by a customer's homeowner's insurance policy, renter's insurance policy or other source of coverage;(2) State that the enrollment by the customer in a portable electronics insurance program is not required in order to purchase or lease portable electronics or services;(3) Summarize the material terms of the insurance coverage, including:(i) The identity of the insurer;(ii) The identity of the supervising entity;(iii) The amount of any applicable deductible and how it is to be paid;(iv) Benefits of the coverage; and(v) Key terms and conditions of coverage such as whether portable electronics may be repaired or replaced with similar make and model reconditioned or non-original manufacturer parts or equipment.(4) Summarize the process for filing a claim, including a description of how to return portable electronics and the maximum fee applicable in the event the customer fails to comply with any equipment return requirements; and(5) State that an enrolled customer may cancel enrollment for coverage under a portable electronics insurance policy at any time and the person paying the premium shall receive a refund of any applicable unearned premium.(b) Portable electronics insurance may be offered on a month-to-month or other periodic basis as a group or master commercial inland marine policy issued to a vendor of portable electronics for its enrolled customers.(c) Eligibility and underwriting standards for customers electing to enroll in coverage shall be established for each portable electronics insurance program.History of Section.P.L. 2012, ch. 136, § 1; P.L. 2012, ch. 247, § 1.
RI Gen L § 27-2.7-5 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2.7 - Portable Electronics Insurance|Section 27-2.7-5 - Suspension or revocation of license.

§ 27-2.7-5. Suspension or revocation of license.If a portable electronics insurance vendor or its employee or authorized representative violates any provision of this section, the insurance commissioner may do any of the following:(1) After notice and hearing, impose fines not to exceed five hundred dollars ($500) per violation or five thousand dollars ($5,000) in the aggregate for such conduct.(2) After notice and hearing, impose other penalties that the commissioner deems necessary and reasonable to carry out the purposes of this chapter including:(i) Suspending the privilege of transacting portable electronics insurance pursuant to this section at specific business locations where violations have occurred; and(ii) Suspending or revoking the ability of individual employees or authorized representatives to act under the license; and(3) Any other penalties appropriate under § 42-14-16.History of Section.P.L. 2012, ch. 136, § 1; P.L. 2012, ch. 247, § 1.
RI Gen L § 27-2.7-7 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2.7 - Portable Electronics Insurance|Section 27-2.7-7 - Application for license and fees.

§ 27-2.7-7. Application for license and fees.(a) A sworn application for a license under this chapter shall be made to and filed with the department on forms prescribed and furnished by the department in accordance with the provisions of § 27-2.4-9(a)(8).(b) The application shall:(1) Provide the name, residence address, and other information required by the department for an employee or officer of the vendor that is designated by the applicant as the person responsible for the vendor's compliance with the requirements of this chapter. However, if the vendor derives more than fifty percent (50%) of its revenue from the sale of portable electronics insurance the information noted above shall be provided for all officers, directors, and shareholder of record having beneficial ownership of ten percent (l0%) or more of any class of securities registered under the federal securities law; and(2) The location of the applicant's home office.(c) Any license under this chapter is subject to all applicable provisions of chapter 2.4 of this title, including, but not limited to, notification of change of address, lapse of license, notification of administrative actions, assumed names and basis for suspension or revocation of license; provided however, in the event there is a conflict between the provisions of this chapter and chapter 2.4 of this title, this chapter shall prevail.(d) Any vendor engaging in portable electronics insurance transactions on or before the effective date of this chapter must apply for licensure within ninety (90) days of the application being made available by the department. Any applicant commencing operations after the effective date of this chapter must obtain a license prior to offering portable electronics insurance.(e) Initial licenses issued pursuant to this chapter shall be valid for a period of two (2) calendar years expiring on May 31 of the second (2nd) renewal year. Applicants for an initial license shall pay the full two (2) year fee regardless of the number of months of the initial licensure. Renewal licenses shall be effective for twenty-four (24) months effective and expiring on May 31.(f) Each vendor of portable electronics licensed under this chapter shall pay to the department a fee of two hundred dollars ($200) for an initial license and for each renewal thereof. The department is authorized to institute miscellaneous fees for this license type in accordance with § 27-2.4-4.History of Section.P.L. 2012, ch. 136, § 1; P.L. 2012, ch. 247, § 1.
RI Gen L § 27-3-1 - 27-3-35 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3 - Surplus Lines Insurance|Section 27-3-1 - 27-3-35 - Repealed.

§ 27-3-1 — 27-3-35. Repealed.
RI Gen L § 27-3-36 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3 - Surplus Lines Insurance|Section 27-3-36 - Repealed.

§ 27-3-36. Repealed.
RI Gen L § 27-3-37 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3 - Surplus Lines Insurance|Section 27-3-37 - Repealed.

§ 27-3-37. Repealed.
RI Gen L § 27-3-38.3 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3 - Surplus Lines Insurance|Section 27-3-38.3 - Exception to life and health and accident exemption.

§ 27-3-38.3. Exception to life and health and accident exemption.The provisions of this chapter do not apply to life and health and accident, as noted in § 27-3-38(a), and surplus lines brokers may not place insurance in those lines in the surplus market. An exception is hereby made to this prohibition for the procurement of disability insurance with a benefit limit in excess of a benefit limit available from an admitted insurer. For that class of business only, a broker may obtain insurance from the surplus market.History of Section.P.L. 2019, ch. 103, § 1; P.L. 2019, ch. 136, § 1.
RI Gen L § 27-3-39 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3 - Surplus Lines Insurance|Section 27-3-39 - Surplus line broker's bond.

§ 27-3-39. Surplus line broker's bond.(a) No license to act as a resident surplus line broker in this state shall be issued until a certificate of the general treasurer is deposited with the insurance commissioner on a blank furnished by the insurance commissioner, stating that the licensee has filed with the general treasurer a bond in the penal sum of twenty-five thousand dollars ($25,000) executed by the licensee as principal and by a surety company authorized to transact business in this state as surety, and conditioned upon the licensee faithfully complying with all of the requirements of § 27-3-38.(b) Any bond required by this section shall be continuous while the principal is licensed to act as a surplus line broker in this state; provided, that before the bond may be cancelled, the insurance commissioner must have been notified in writing by the surety of the proposed cancellation at least thirty (30) days prior to the date cancellation is to become effective; and, provided, that in the event of cancellation, any license covered by the bond shall be suspended by the insurance commissioner pending the substitution of a similar bond for the cancelled bond. The surety shall be released from further liability under any bond covering a license revoked, terminated, or expired as to any acts committed after the date that license is revoked, terminated, or expired. The aggregate liability of the surety for any and all claims or recoveries that arise under any bond shall in no event exceed the amount of the penal sum of the bond. The commissioner may promulgate standards and procedures for collecting under bonds issued pursuant to this section.(c) Authorized surplus line agents or brokers of a licensed firm may meet the requirements of this section with a bond in the name of the licensed firm, continuous in form and in the amounts set forth in subsection (a).History of Section.P.L. 1959, ch. 155, § 1; P.L. 1993, ch. 180, § 4; P.L. 1994, ch. 404, § 8; P.L. 2000, ch. 161, § 1; P.L. 2011, ch. 14, § 2; P.L. 2011, ch. 22, § 2.
RI Gen L § 27-3-40 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3 - Surplus Lines Insurance|Section 27-3-40 - Limitations on placing insurance with approved surplus lines insurers.

§ 27-3-40. Limitations on placing insurance with approved surplus lines insurers.(a) Surplus lines insurance may be placed by a surplus lines broker if each insurer is authorized to write the type of insurance in its domiciliary jurisdiction;(b) A surplus lines licensee shall not place coverage with a nonadmitted insurer, unless, at the time of placement, the nonadmitted insurer:(1) Has established satisfactory evidence of good repute and financial integrity; and(2) Qualifies under one of the following subparagraphs:(i) Has capital and surplus or its equivalent under the laws of its domiciliary jurisdiction which equals the greater of:(A) The minimum capital and surplus requirements under the law of this state; or(B) Fifteen million dollars ($15,000,000); or(ii) For an insurer not domiciled in the United States or its territories, the insurer is listed on the quarterly listing of alien insurers maintained by the NAIC international insurers department or its equivalent(c) The capital and surplus requirements of paragraph (b)(2)(i) above may be satisfied by an insurer possessing less than the minimum capital and surplus upon an affirmative finding of acceptability by the commissioner. The finding shall be based upon such factors as quality of management, capital and surplus of any parent company, company underwriting profit and investment income trends, market availability and company record and reputation within the industry. In no event shall the commissioner make an affirmative finding of acceptability when the nonadmitted insurer's capital and surplus is less than four million five hundred thousand dollars ($4,500,000);(d) The commissioner is authorized to enter into a multi-state surplus lines agreement to establish additional and alternative nationwide uniform eligibility requirements that shall be applicable to nonadmitted insurers domiciled in another state or territory of the United States.History of Section.P.L. 1959, ch. 155, § 1; P.L. 1996, ch. 188, § 3; P.L. 2005, ch. 287, § 1; P.L. 2011, ch. 14, § 2; P.L. 2011, ch. 22, § 2.
RI Gen L § 27-3-41 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3 - Surplus Lines Insurance|Section 27-3-41 - Service of process.

§ 27-3-41. Service of process.No person licensed to act as a surplus line broker in the state shall place any risk with any unauthorized insurer unless that insurer has previously, in writing, appointed that broker as an agent for the acceptance of service of process, or unless the unauthorized insurer shall have designated a Rhode Island representative as an agent for the service of process, copies of which shall be filed with the insurance commissioner. The designation of a licensed broker or other representative for the purpose stated shall be cumulative to any other methods which may be provided by law for service of process upon an unauthorized insurer.History of Section.P.L. 1959, ch. 155, § 1.
RI Gen L § 27-3-42 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3 - Surplus Lines Insurance|Section 27-3-42 - Surplus line broker's fee.

§ 27-3-42. Surplus line broker's fee.No license or renewal of a license to act as a surplus line broker shall be issued under §§ 27-3-38 and 27-3-39 until there has been paid to the insurance commissioner, for the use of the state, a fee of fifty dollars ($50.00).History of Section.P.L. 1959, ch. 155, § 1.
RI Gen L § 27-3-43 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3 - Surplus Lines Insurance|Section 27-3-43 - Repealed.

§ 27-3-43. Repealed.
RI Gen L § 27-3-44 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3 - Surplus Lines Insurance|Section 27-3-44 - Repealed.

§ 27-3-44. Repealed.
RI Gen L § 27-3-45 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3 - Surplus Lines Insurance|Section 27-3-45 - Repealed.

§ 27-3-45. Repealed.
RI Gen L § 27-3-46 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3 - Surplus Lines Insurance|Section 27-3-46 - Repealed.

§ 27-3-46. Repealed.
RI Gen L § 27-3-46.1, 27-3-47 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3 - Surplus Lines Insurance|Section 27-3-46.1, 27-3-47 - Repealed.

§ 27-3-46.1, 27-3-47. Repealed.
RI Gen L § 27-3-47.1 - 27-3-48.4 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3 - Surplus Lines Insurance|Section 27-3-47.1 - 27-3-48.4 - Repealed.

§ 27-3-47.1 — 27-3-48.4. Repealed.
RI Gen L § 27-3-48.5 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3 - Surplus Lines Insurance|Section 27-3-48.5 - Repealed.

§ 27-3-48.5. Repealed.
RI Gen L § 27-3-49, 27-3-50 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3 - Surplus Lines Insurance|Section 27-3-49, 27-3-50 - Repealed.

§ 27-3-49, 27-3-50. Repealed.
RI Gen L § 27-3-51 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3 - Surplus Lines Insurance|Section 27-3-51 - Repealed.

§ 27-3-51. Repealed.
RI Gen L § 27-3.1-1 - 27-3.1-10 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3.1 - Mandatory Prelicensing Education Requirements for Life and Health Insurance Producers|Section 27-3.1-1 - 27-3.1-10 - Repealed.

§ 27-3.1-1 — 27-3.1-10. Repealed.
RI Gen L § 27-3.2-1 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3.2 - Continuing Education Requirements|Section 27-3.2-1 - Purpose.

§ 27-3.2-1. Purpose.The purpose of this chapter is to establish requirements and standards for continuing education programs for natural persons licensed as insurance producers pursuant to this title.History of Section.P.L. 1989, ch. 394, § 1.
RI Gen L § 27-3.2-2 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3.2 - Continuing Education Requirements|Section 27-3.2-2 - Applicability.

§ 27-3.2-2. Applicability.This chapter applies to resident and nonresident persons licensed to engage in the sale of the following lines of insurance:(1) All lines of life insurance and health insurance;(2) All lines of property and casualty insurance; and(3) All other lines of insurance for which an examination is required for licensing.History of Section.P.L. 1989, ch. 394, § 1; P.L. 1995, ch. 180, § 1; P.L. 1995, ch. 215, § 1; P.L. 1998, ch. 122, § 2.
RI Gen L § 27-3.2-3 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3.2 - Continuing Education Requirements|Section 27-3.2-3 - Exemptions.

§ 27-3.2-3. Exemptions.This chapter does not apply to:(1) Those natural persons holding resident licenses to sell any kind or kinds of insurance for which an examination is not required by the law of this state;(2) Persons holding a limited or restricted license which is exempted by the insurance commissioner;(3) Non-resident licensees who must meet continuing education requirements established by the insurance department in their home state if the state of their residence, in the opinion of the insurance commissioner, accords substantially similar treatment to residents of this state; or(4) Persons holding a license for twenty-five (25) years and who are age fifty-five (55) at the time of renewal. Provided, further, however, that this chapter shall also not apply to any persons who had held a license for at least twenty (20) years and were at least sixty (60) years of age at the time of renewal as of July 3, 2004.History of Section.P.L. 1989, ch. 394, § 1; P.L. 2004, ch. 298, § 1; P.L. 2005, ch. 44, § 1; P.L. 2005, ch. 89, § 1.
RI Gen L § 27-3.2-4 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3.2 - Continuing Education Requirements|Section 27-3.2-4 - Educational requirements.

§ 27-3.2-4. Educational requirements.Any person holding a license issued pursuant to this title and not exempt under § 27-3.2-3 shall satisfactorily complete continuing education courses in accordance with regulations promulgated by the director.History of Section.P.L. 1989, ch. 394, § 1; P.L. 1995, ch. 180, § 1; P.L. 1995, ch. 215, § 1; P.L. 2006, ch. 84, § 3; P.L. 2006, ch. 93, § 3.
RI Gen L § 27-3.2-5 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3.2 - Continuing Education Requirements|Section 27-3.2-5 - Repealed.

§ 27-3.2-5. Repealed.History of Section.P.L. 1989, ch. 394, § 1; P.L. 1990, ch. 97, § 1; P.L. 1990, ch. 353, § 1; P.L. 1995, ch. 180, § 1; P.L. 1995, ch. 215, § 1; P.L. 1998, ch. 238, § 1; P.L. 2002, ch. 292, § 11; Repealed by P.L. 2017, ch. 196, § 5, effective July 18, 2017; P.L. 2017, ch. 322, § 5, effective September 27, 2017.