reglab/housing_qa huggingface dataset:
24-A ME Rev Stat § 2605-A (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 31: GROUP LIFE INSURANCE|24-A §2605-A. Labor union groups

 §2605-A. Labor union groups The lives of a group of individuals may be insured under a policy issued to a labor union, or similar employee organization, which is considered to be the policyholder, to insure members of that union or organization for the benefit of persons other than the union or organization or any of its officials, representatives or agents, subject to the following requirements.   [PL 1981, c. 150, §7 (NEW).]1.  The members eligible for insurance under the policy are all of the members of the union or organization, or all of any class or classes thereof.   [PL 1981, c. 150, §7 (NEW).] 2.  The premium for the policy shall be paid either from funds of the union or organization, or from funds contributed by the insured members specifically for their insurance, or from both. Except as provided in subsection 3, a policy on which no part of the premium is to be derived from funds contributed by the insured members specifically for their insurance must insure all eligible members, except those who reject that coverage in writing.   [PL 1981, c. 150, §7 (NEW).] 3.  An insurer may exclude or limit the coverage on any person as to whom evidence of individual insurability is not satisfactory to the insurer.   [PL 1981, c. 150, §7 (NEW).] SECTION HISTORY PL 1981, c. 150, §7 (NEW).
24-A ME Rev Stat § 2606 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 31: GROUP LIFE INSURANCE|24-A §2606. Trustee groups (REPEALED)

 §2606. Trustee groups (REPEALED)SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1981, c. 150, §6 (RP).
24-A ME Rev Stat § 2606-A (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 31: GROUP LIFE INSURANCE|24-A §2606-A. Trustee groups

 §2606-A. Trustee groups The lives of a group of individuals may be insured under a policy issued to a trust or to the trustee or trustees of a fund established or adopted by 2 or more employers, or by one or more labor unions or similar employee organizations, or by one or more employers and one or more labor unions or similar employee organizations, which trust or trustees are considered the policyholder, to insure employees of the employers or members of the unions or organizations for the benefit of persons other than the employers or the unions or organizations, subject to the following requirements.   [PL 2011, c. 163, §2 (AMD).]1.  The persons eligible for insurance are all of the employees of the employers or all of the members of the unions or organizations, or all of any class or classes thereof. The policy may provide that the term "employees" includes retired employees, the individual proprietor or partners if an employer is an individual proprietorship or a partnership, and directors of a corporate employer. The policy may provide that the term "employees" includes the trustees or their employees, or both, if their duties are principally connected with that trusteeship.   [PL 1981, c. 150, §7 (NEW).] 2.  The premium for the policy shall be paid from funds contributed by the employer or employers of the insured persons or by the union or unions or similar employee organizations, or by both, or from funds contributed by the insured persons or from both the insured persons and the employer or union or similar employee organization. Except as provided in subsection 3, a policy on which no part of the premium is to be derived from funds contributed by the insured persons specifically for their insurance must insure all eligible persons, except those who reject that coverage in writing.   [PL 1981, c. 150, §7 (NEW).] 3.  An insurer may exclude or limit the coverage on any person as to whom evidence of individual insurability is not satisfactory to the insurer.   [PL 1981, c. 150, §7 (NEW).] SECTION HISTORY PL 1981, c. 150, §7 (NEW). PL 2011, c. 163, §2 (AMD).
24-A ME Rev Stat § 2607 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 31: GROUP LIFE INSURANCE|24-A §2607. Trade association groups (REPEALED)

 §2607. Trade association groups (REPEALED)SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1977, c. 655, §1 (AMD). PL 1977, c. 696, §372 (AMD). PL 1981, c. 150, §8 (RP).
24-A ME Rev Stat § 2607-A (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 31: GROUP LIFE INSURANCE|24-A §2607-A. Association groups

 §2607-A. Association groups The lives of a group of individuals may be insured under a policy issued to an association or to a trust or to the trustee or trustees of a fund established, created or maintained for the benefit of members of one or more associations. The association or associations shall have at the outset a minimum of 50 persons; shall have been organized and maintained in good faith for purposes other than that of obtaining insurance; shall have been in active existence for at least 2 years; and shall have a constitution and bylaws which provides that: The association or associations hold regular meetings not less than annually to further purposes of the members; except for credit unions, the association or associations collect dues or solicit contributions from members; and the members have voting privileges and representation on the governing board and committees. The policy is subject to the following requirements.   [PL 1981, c. 150, §9 (NEW).]1.  The policy may insure members of the association or associations, employees thereof or employees of members, or one or more of the preceding or all of any class or classes thereof for the benefit of persons other than the employees' employer.   [PL 1981, c. 150, §9 (NEW).] 2.  The premium for the policy shall be paid from funds contributed by the association or associations or by employer members, or by both, or from funds contributed by the covered persons or from both the covered persons and the association, associations or employer members.   [PL 1981, c. 150, §9 (NEW).] 3.  Except as provided in subsection 4, a policy on which no part of the premium is to be derived from funds contributed by the covered persons specifically for their insurance must insure all eligible persons, except those who reject that coverage in writing.   [PL 1981, c. 150, §9 (NEW).] 4.  An insurer may exclude or limit the coverage on any person as to whom evidence of individual insurability is not satisfactory to the insurer.   [PL 1981, c. 150, §9 (NEW).] SECTION HISTORY PL 1981, c. 150, §9 (NEW).
24-A ME Rev Stat § 2608 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 31: GROUP LIFE INSURANCE|24-A §2608. Municipal employees association groups (REPEALED)

 §2608. Municipal employees association groups (REPEALED)SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1981, c. 150, §10 (RP).
24-A ME Rev Stat § 2609 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 31: GROUP LIFE INSURANCE|24-A §2609. Professional association groups (REPEALED)

 §2609. Professional association groups (REPEALED)SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1969, c. 177, §42 (AMD). PL 1981, c. 150, §11 (RP).
24-A ME Rev Stat § 2610 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 31: GROUP LIFE INSURANCE|24-A §2610. Credit union groups (REPEALED)

 §2610. Credit union groups (REPEALED)SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1981, c. 150, §12 (RP).
24-A ME Rev Stat § 2610-A (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 31: GROUP LIFE INSURANCE|24-A §2610-A. Credit union groups

 §2610-A. Credit union groups The lives of a group of individuals may be insured under a policy issued to a credit union or to a trustee or trustees or agent designated by 2 or more credit unions, which credit union, trustee, trustees or agent is considered the policyholder, to insure members of the credit union or credit unions for the benefit of persons other than the credit union or credit unions, trustee or trustees or agent or any of their officials, subject to the following requirements.   [PL 1981, c. 150, §13 (NEW).]1.  The members eligible for insurance are all of the members of the credit union or credit unions or all of any class or classes thereof.   [PL 1981, c. 150, §13 (NEW).] 2.  The premium for the policy shall be paid by the policyholder from the credit union's funds and, except as provided in subsection 3, must insure all eligible members.   [PL 1981, c. 150, §13 (NEW).] 3.  An insurer may exclude or limit the coverage on any member as to whom evidence of individual insurability is not satisfactory to the insurer.   [PL 1981, c. 150, §13 (NEW).] SECTION HISTORY PL 1981, c. 150, §13 (NEW).
24-A ME Rev Stat § 2611 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 31: GROUP LIFE INSURANCE|24-A §2611. Dependents' coverage (REPEALED)

 §2611. Dependents' coverage (REPEALED)SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1969, c. 433, §62 (AMD). PL 1971, c. 598, §50 (AMD). PL 1973, c. 125 (AMD). PL 1975, c. 203 (AMD). PL 1979, c. 102 (AMD). PL 1981, c. 150, §14 (RP).
24-A ME Rev Stat § 2611-A (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 31: GROUP LIFE INSURANCE|24-A §2611-A. Dependent's coverage

 §2611-A. Dependent's coverage Except for a policy issued under section 2604‑A, a group life insurance policy may insure the lives of spouses and dependent children of employees or members against loss due to death without also insuring employees or members against loss due to the death of their spouses and dependent children, or any class or classes thereof, subject to the following.   [PL 1993, c. 132, §1 (AMD).]1.  The premium for the insurance must be paid either from funds contributed by the employer, union, association or other person to whom the policy has been issued or from funds contributed by employees or members, or from both. Except as provided in subsection 2, a policy on which no part of the premium for the spouse's and dependent child's coverage is to be derived from funds contributed by employees or members, spouses or dependent children must insure all eligible employees or members with respect to their spouses and dependent children, or all eligible spouses and dependent children, or any class or classes thereof.   [PL 1993, c. 132, §1 (AMD).] 2.  An insurer may exclude or limit the coverage on any spouse or dependent child as to whom evidence of individual insurability is not satisfactory to the insurer.   [PL 1981, c. 150, §15 (NEW).] 3.   [PL 1993, c. 132, §1 (RP).] SECTION HISTORY PL 1981, c. 150, §15 (NEW). PL 1993, c. 132, §1 (AMD).
24-A ME Rev Stat § 2612 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 31: GROUP LIFE INSURANCE|24-A §2612. Limit as to amount of insurance (REPEALED)

 §2612. Limit as to amount of insurance (REPEALED)SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1975, c. 202 (AMD). PL 1977, c. 95 (RP).
24-A ME Rev Stat § 2612-A (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 31: GROUP LIFE INSURANCE|24-A §2612-A. Other groups

 §2612-A. Other groups Group life insurance offered to a resident of this State under a group life insurance policy issued to a group other than one described in sections 2602-A to 2610-A is subject to the following requirements.   [PL 1981, c. 150, §16 (NEW).]1.  No group life insurance policy may be delivered in this State, pursuant to this section, unless the superintendent finds that:   A. The policyholder is a bona fide group formed for purposes other than the procurement of insurance;   [PL 1987, c. 476, §2 (AMD).]B. The issuance of the group policy would be actuarially sound;   [PL 1981, c. 150, §16 (NEW).]C. The issuance of the group policy would result in economies of acquisition or administration; and   [PL 1987, c. 476, §2 (AMD).]D. The benefits are reasonable in relation to the premiums charged.   [PL 1981, c. 150, §16 (NEW).][PL 1987, c. 476, §2 (AMD).] 2.  No group life insurance coverage may be offered in this State, pursuant to this section, by an insurer under a policy issued in another state, unless the superintendent has made a determination that the requirements of subsection 1, paragraphs A, B, C and D have been met.   [PL 1987, c. 476, §3 (RPR).] 2-A.  Notwithstanding subsections 1 and 2, an employee leasing company registered pursuant to Title 32, chapter 125 qualifies as an eligible group for purposes of the purchase of group life insurance as provided in this section.   [PL 1995, c. 618, §2 (NEW).] 3.  The premium for the policy shall be paid either from the policyholder's funds or from funds contributed by the covered persons, or from both.   [PL 1981, c. 150, §16 (NEW).] 4.  An insurer may exclude or limit the coverage on any person as to whom evidence of individual insurability is not satisfactory to the insurer.   [PL 1981, c. 150, §16 (NEW).] SECTION HISTORY PL 1981, c. 150, §16 (NEW). PL 1987, c. 476, §§2,3 (AMD). PL 1995, c. 618, §2 (AMD).
24-A ME Rev Stat § 2613 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 31: GROUP LIFE INSURANCE|24-A §2613. Provisions required in group contracts

 §2613. Provisions required in group contracts No policy of group life insurance may be delivered in this State unless it contains in substance the provisions set forth in this section and sections 2614 to 2628, or provisions which in the opinion of the superintendent are more favorable to the persons insured, or at least as favorable to the persons insured and more favorable to the policyholder, provided:   [PL 1981, c. 150, §17 (RPR).]1.  That sections 2619 to 2623 and section 2628 do not apply to policies insuring the lives of debtors;   [PL 1981, c. 150, §17 (RPR).] 2.  That the standard provisions required for individual life insurance policies do not apply to group life insurance policies; and   [PL 1981, c. 150, §17 (RPR).] 3.  That if the group life insurance policy is on a plan of insurance other than the term plan, it contains a nonforfeiture provision or provisions which in the opinion of the superintendent is or are equitable to the insured persons and to the policyholder, but nothing herein may be construed to require that group life insurance policies contain the same nonforfeiture provisions as are required for individual life insurance policies.   [PL 1981, c. 150, §17 (RPR).] SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1969, c. 177, §43 (AMD). PL 1973, c. 585, §12 (AMD). PL 1981, c. 150, §17 (RPR).
24-A ME Rev Stat § 2614 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 31: GROUP LIFE INSURANCE|24-A §2614. Grace period

 §2614. Grace period The group life insurance policy shall contain a provision that the policyholder is entitled to a grace period of 31 days for the payment of any premium due except the first, during which grace period the death benefit coverage shall continue in force, unless the policyholder shall have given the insurer written notice of discontinuance in advance of the date of discontinuance and in accordance with the terms of the policy. The policy may provide that the policyholder shall be liable to the insurer for the payment of a pro rata premium for the time the policy was in force during such grace period.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 2615 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 31: GROUP LIFE INSURANCE|24-A §2615. Incontestability

 §2615. Incontestability 1.  The group life insurance policy must contain a provision that the validity of the policy may not be contested, except for nonpayment of premium, after it has been in force for 2 years from its date of issue; and that no statement made by any person insured under the policy relating to the person's insurability may be used in contesting the validity of the insurance with respect to which such statement was made after such insurance has been in force prior to the contest for a period of 2 years during such person's lifetime nor unless it is contained in a written instrument signed by the person; except that any such provision may not preclude the assertion at any time of defenses based upon provisions in the policy that relate to eligibility for coverage.   [RR 2021, c. 1, Pt. B, §227 (COR).] 2.   [PL 1981, c. 150, §19 (RP).] SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1981, c. 150, §§18,19 (AMD). RR 2021, c. 1, Pt. B, §227 (COR).
24-A ME Rev Stat § 2616 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 31: GROUP LIFE INSURANCE|24-A §2616. Application; statements deemed representations

 §2616. Application; statements deemed representations The group life insurance policy must contain a provision that a copy of the application, if any, of the policyholder must be attached to the policy when issued, that all statements made by the policyholder or by the persons insured are deemed representations and not warranties and that no statement made by any person insured may be used in any contest, unless a copy of the instrument containing the statement is or has been furnished to such person or, in the event of death or incapacity of the insured person, to the person's beneficiary or personal representative.   [RR 2021, c. 1, Pt. B, §228 (COR).]SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1981, c. 150, §20 (AMD). RR 2021, c. 1, Pt. B, §228 (COR).
24-A ME Rev Stat § 2617 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 31: GROUP LIFE INSURANCE|24-A §2617. Insurability

 §2617. Insurability The group life insurance policy must contain a provision setting forth the conditions, if any, under which the insurer reserves the right to require a person eligible for insurance to furnish evidence of individual insurability satisfactory to the insurer as a condition to part or all of the individual's coverage.   [RR 2021, c. 1, Pt. B, §229 (COR).]SECTION HISTORY PL 1969, c. 132, §1 (NEW). RR 2021, c. 1, Pt. B, §229 (COR).
24-A ME Rev Stat § 2618 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 31: GROUP LIFE INSURANCE|24-A §2618. Misstatement of age

 §2618. Misstatement of age The group life insurance policy shall contain a provision specifying an equitable adjustment of premiums or of benefits or both to be made in the event the age of a person insured has been misstated, such provision to contain a clear statement of the method of adjustment to be used.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 2619 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 31: GROUP LIFE INSURANCE|24-A §2619. Payment of benefits

 §2619. Payment of benefits The group life insurance policy shall contain a provision that any sum becoming due by reason of the death of the person insured shall be payable to the beneficiary designated by the person insured, except that where the policy contains conditions pertaining to family status the beneficiary may be the family member specified by the policy terms, subject to the provisions of the policy, in the event there is no designated beneficiary, as to all or any part of such sum, living at the death of the person insured, and subject to any right reserved by the insurer in the policy and set forth in the certificate to pay at its option a part of such sum not exceeding $2,000 to any person appearing to the insurer to be equitably entitled thereto by reason of having incurred funeral or other expenses incident to the last illness or death of the person insured.   [PL 1981, c. 150, §21 (AMD).]SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1981, c. 150, §21 (AMD).
24-A ME Rev Stat § 2620 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 31: GROUP LIFE INSURANCE|24-A §2620. Information as to insurance

 §2620. Information as to insurance The group life insurance policy must contain a provision that the insurer will issue to the policyholder for delivery to each person insured printed information as to the insurance protection to which the person is entitled and the rights and conditions set forth in section 2621, 2622, 2623 and 2628. The insurer shall also provide for distribution by the policyholder to each member of the insured group a statement setting forth to whom the benefits under such policy are payable.   [RR 2021, c. 1, Pt. B, §230 (COR).]SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1975, c. 183, §1 (AMD). PL 1981, c. 150, §22 (AMD). RR 2021, c. 1, Pt. B, §230 (COR).
24-A ME Rev Stat § 2621 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 31: GROUP LIFE INSURANCE|24-A §2621. Conversion on termination of eligibility

 §2621. Conversion on termination of eligibility There must be a provision that if the insurance, or any portion of it, on a person covered under the policy or on the dependent of a person covered, ceases because of termination of employment or of membership in the class or classes eligible for coverage under the policy, such person is entitled to have issued to the person by the insurer, without evidence of insurability, an individual policy of life insurance without disability or other supplementary benefits, as long as application for the individual policy is made, and the first premium paid to the insurer, within 31 days after such termination, and:   [RR 2021, c. 1, Pt. B, §231 (COR).]1.  The individual policy shall, at the option of such person, be on any one of the forms then customarily issued by the insurer at the age and for the amount applied for, except that the group policy may exclude the option to elect term insurance;   [PL 1981, c. 150, §24 (AMD).] 2.  The individual policy shall be in an amount not in excess of the amount of life insurance which ceases because of such termination less the amount of any life insurance for which such person is or becomes eligible under the same or any other group policy within 31 days after such termination; provided, that any amount of insurance which shall have matured on or before the date of such termination as an endowment payable to the person insured, whether in one sum or in installments or in the form of an annuity, shall not, for the purposes of this provision, be included in the amount which is considered to cease because of such termination; and   [PL 1969, c. 132, §1 (NEW).] 3.  The premium on the individual policy must be at the insurer's then customary rate applicable to the form and amount of the individual policy, to the class of risk to which such person then belongs, and to the person's age attained on the effective date of the individual policy.   [RR 2021, c. 1, Pt. B, §232 (COR).] Subject to the same conditions set forth in this section, the conversion privilege shall be available: To a surviving dependent, if any, at the death of the employee or member, with respect to the coverage under the group policy which terminates by reason of the death; and to the dependent of the employee or member upon termination of coverage of the dependent, while the employee or member remains insured under the group policy, by reason of the dependent ceasing to be a qualified family member under the group policy.   [PL 1981, c. 150, §25 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1981, c. 150, §§23-25 (AMD). RR 2021, c. 1, Pt. B, §§231, 232 (COR).