reglab/housing_qa huggingface dataset:
TN Code § 47-22-102 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 22 - Credit Cards|Part 1 - Unsolicited Credit Cards and Unauthorized Use|§ 47-22-102. Unsolicited Credit Card — Effect

  If an unsolicited credit card is issued to any person in this state, such person shall not be deemed as having accepted the credit card and being subject to the terms of the agreement governing the use of the credit card, and shall not be liable for its unauthorized use by failing to return the credit card to the issuer.   If the agreement governing the use of the card so provides, use of the card or retention of the card with intention to use it by either the person to whom it was issued or anyone to whom the person entrusts it will result in the person to whom the card was issued being subject to the terms of the agreement and liable for its unauthorized use.
TN Code § 47-22-103 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 22 - Credit Cards|Part 1 - Unsolicited Credit Cards and Unauthorized Use|§ 47-22-103. Unauthorized Use of Credit Card — Liability

  Any person who has assumed liability for a credit card, either by authorizing its issuance, or as provided in § 47-22-102, and who exercises reasonable care in its use and safekeeping, shall not be liable for the unauthorized use of such card.    “Reasonable care” within the meaning of this section requires the person to whom a credit card has been issued to notify promptly the issuer in case of a card which has been lost or stolen.   However, failure to notify the issuer shall not result in the liability of more than one hundred dollars ($100) in the unauthorized use of the credit card.     Nothing in this chapter will relieve the card holder of liability if guilty of fraud, misrepresentation, gross negligence, or collusion.
TN Code § 47-22-104 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 22 - Credit Cards|Part 1 - Unsolicited Credit Cards and Unauthorized Use|§ 47-22-104. Payment by Check — Identification — Use of Credit Card Information — When Prohibited — When Permissible — Damages

  As used in this section, “person” means any individual, corporation, partnership or association.   Except as otherwise provided in subsection (e), no person shall, as a means of identification or for any other purpose, require that a person produce a credit card number for recordation or record a credit card number in connection with:  A sale of goods or services in which a purchaser pays by check; or   The acceptance of a check.     A person aggrieved by a violation of this section shall be entitled to institute an action to recover such person's actual damages or one hundred dollars ($100), whichever is greater. Such action shall be brought in the general sessions or circuit court, whichever is appropriate, of the county wherein the defendant resides or has a place of business. In the event the aggrieved party prevails, such party may be awarded reasonable attorney's fees and court costs in addition to any damages awarded.   This section shall not be construed to:  Impose liability on any employee or agent of a person, where that employee or agent has acted in accordance with the directions of such employee's or agent's employer;   Prohibit a person from requesting a purchaser to display a credit card as an indication of creditworthiness or financial responsibility or as identification, and in these instances the type, the issuer, and the expiration date of the credit card may be recorded; or   Require acceptance of a check, whether or not a credit card is presented.     A person may require production of and may record a credit card number as a condition for cashing or accepting a check only where:  The person requesting the card number has agreed with the issuer of the card to cash checks as a service to the issuer's cardholders;   The issuer of the card has agreed to guarantee cardholder checks cashed by that person; or   The cardholder has given actual, apparent or implied authority for use of such cardholder's card number in this manner and for this purpose.
TN Code § 47-22-201 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 22 - Credit Cards|Part 2 - Termination of Credit Cards|§ 47-22-201. Part Definitions

 As used in this part, unless the context otherwise requires:   “Account” means the account between a card issuer and one (1) or more cardholders reflecting the outstanding balance of card transactions;   “Account agreement” means the contract between the card issuer and the cardholder(s) governing the parties' respective rights and obligations respecting the account and transactions effected thereunder;   “Card issuer” or “issuer” means a person doing business in Tennessee that issues a credit card or that person's agent or assignee with respect to the card;   “Card transaction” or “transaction” means a cash advance, purchase, or other extension of credit effected or obtained by means of a credit card or account number;   “Card user” means any person authorized by the card issuer and all cardholders on an account to use a card pertaining to the account, but who is not obligated on the account of the issuer;   “Cardholder” means a natural person residing in Tennessee who has agreed with a card issuer to pay debts arising from card transactions, whether the card used in such transactions has been issued to the cardholder or to another person;   “Credit card” or “card” means any card, plate, coupon book or other single credit device that is issued primarily for consumer credit purposes and that may be used from time to time to obtain credit, including, but not limited to, a card that may be used to effect transactions governed by chapter 11 of this title; and   “Multiple-party account” means any account under which two (2) or more cardholders, or one (1) or more cardholders and one (1) or more card users, may effect card transactions.
TN Code § 47-22-202 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 22 - Credit Cards|Part 2 - Termination of Credit Cards|§ 47-22-202. Cardholder's Termination of Account — Means

  A cardholder may terminate a multiple-party account to which the cardholder is a party by:  Delivery to the issuer of written notice of termination, which shall include:  The account number;   The name(s) and current address(es) of all cardholders and card users on the account; and   The cardholder's certification that the cardholder has sent or delivered a copy of the notice to each cardholder and card user;     Sending or delivering a copy of the notice to each other cardholder and to each card user;   Unless the issuer otherwise agrees, payment in full of the current balance of the account reflected on the most recent billing statement for the account sent by the issuer or, if less, the actual balance then outstanding; and   Surrender to the issuer of all cards in the cardholder's possession or control.     The terminating cardholder's failure to comply with subsection (a) shall not subject the card issuer to any liability as a result of any action or nonaction in reliance on the notice of termination.   If the cardholder's account is not a multiple-party account, the cardholder may terminate it by delivery of written notice of termination, which need merely state the account number and the cardholder's intention to terminate, and surrender of all cards in the cardholder's possession or control.
TN Code § 47-22-203 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 22 - Credit Cards|Part 2 - Termination of Credit Cards|§ 47-22-203. Notice of Cardholder's Termination of Account

 A cardholder's notice of termination is delivered to the issuer when received at the address designated in the card issuer's most recent billing statement for receipt of notices of billing errors, or, if no such address is designated, at the address designated therein for receipt of payments on the account.
TN Code § 47-22-204 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 22 - Credit Cards|Part 2 - Termination of Credit Cards|§ 47-22-204. Effect of Termination of Account — Effective Date — Liability

  Termination by a cardholder of an account is effective on the second business day (as to the card issuer) following delivery to the issuer of the notice of termination or on such later date as is specified in the notice. From and after termination, no cardholder or card user may initiate transactions under the account, and each cardholder, other than the terminating cardholder, and each card user shall surrender all cards in that person's possession or control to the issuer immediately upon receiving a copy of the notice of termination.   Termination of an account relieves the issuer of any obligation to extend credit in a card transaction under the account regardless of when the transaction is initiated and, except as provided in subsection (c), relieves each cardholder of any further liability respecting the account.   Notwithstanding termination, each cardholder is liable for:  All transactions initiated by any cardholder or card user prior to the effective date of termination;   All transactions initiated at any time by or with the authorization of the cardholder against whom the issuer asserts liability, but no cardholder other than the initiating or authorizing cardholder shall be liable for such transaction; and   All transactions initiated by any card user at any time.     The account agreement shall remain applicable to any transaction initiated on or after the termination date for which a cardholder is liable, except that the outstanding balance of all such transactions shall, unless the issuer elects otherwise, be due and payable in full.
TN Code § 47-22-302 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 22 - Credit Cards|Part 3 - Creditor's Records|§ 47-22-302. Records That Are Considered Records of Regularly Conducted Activity for Evidentiary Purposes

  A creditor's records shall include, but are not limited to, written or electronic records of an original creditor, issuer, or succeeding creditor that have been acquired by the creditor through a contractual agreement, an account purchase transaction or assignment in the creditor's regularly conducted business and such records are:  Incorporated as a business duty into the records of the creditor's regularly maintained records; and   Relied upon in the creditor's regularly conducted business activity.      Except as provided in subdivision (b)(2), records described in subsection (a) shall be considered records of the creditor and the creditor's records custodian may testify with respect to such records as if they are records of the creditor.   Subdivision (b)(1) shall not apply if the source of information or the method or circumstances of preparation indicate the records described in subsection (a) lack trustworthiness.     The records described in this section may be submitted as records of regularly conducted activity pursuant to Rule 803(6) of the Tennessee Rules of Evidence.
TN Code § 47-22-402 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 22 - Credit Cards|Part 4 - Payment Services|§ 47-22-402. Information Required to Be Provided by Payment Acquirer Contracting Directly With Merchant to Provide Payment Services

 Any payment acquirer that contracts directly with a merchant to provide payment services shall:   Provide the merchant with information indicating where the merchant may obtain access to the operating rules, regulations, and bylaws applicable under the agreement with the merchant; provided, however, nothing in this subdivision (1) shall require access by the merchant to information made proprietary or confidential by law or contract;   Disclose the following information in any agreement with the merchant:  The effective date of the agreement;   The term of the agreement;   The provisions for early termination or cancellation of the agreement, if any; and   A complete schedule of all payment services fees applicable to the credit card, debit card, or other payment card services under the agreement; and     At the regular period agreed upon by the payment acquirer and the merchant, but not less than monthly, promptly supply the merchant with a statement, which may be electronic, that includes:  An itemized list of all payment services fees assessed since the previous statement;   The total value of the transactions processed by the payment acquirer for the merchant during the statement period; and   If the payment acquirer is not a bank holding company, an indication of the aggregate fee percentage, which shall be calculated by dividing the sum of all payment services fees accrued during the statement period by the total value of the transactions processed by the payment acquirer for the merchant during the statement period.
TN Code § 47-22-403 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 22 - Credit Cards|Part 4 - Payment Services|§ 47-22-403. Remedies of Merchant for Noncompliance by Payment Acquirer

  If a payment acquirer fails to comply with § 47-22-402, the merchant may terminate the agreement; provided, however, prior to terminating the agreement, the merchant shall provide the payment acquirer written notice of the payment acquirer's failure to comply with § 47-22-402. The notice required by this subsection (a) shall specify the information the merchant requests under § 47-22-402. If the agreement sets out the manner by which notice pursuant to this subsection (a) shall be given, the terms of the agreement as to the manner in which the notice shall be given shall control.   If noncompliance is based on a failure to disclose information described in § 47-22-402(1) or (3), the payment acquirer shall be given thirty (30) days from the date notice was provided to the payment acquirer pursuant to subsection (a) to comply with § 47-22-402 and provide the information. Notwithstanding subsection (a), if the payment acquirer complies with § 47-22-402(1) or (3) within the thirty-day period, the merchant shall not be allowed to terminate the agreement pursuant to this section.
TN Code § 47-22-404 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 22 - Credit Cards|Part 4 - Payment Services|§ 47-22-404. Information to Be Included in Contract Between Payment Processor and Merchant Leasing Payment Card Processing Devices

  Except as otherwise provided in subsection (b), any person that contracts with a merchant to lease a device that enables credit card, debit card, or other payment card processing shall ensure that the written contract between the payment processor and merchant clearly and conspicuously includes the following information:  The cost to lease the device on a monthly basis;   A reasonable approximation of the total cost to lease the device over the term of the lease calculated by multiplying the monthly lease cost by the term; provided, however, the total cost shall not include:  Any obligation due a governmental body; or   Any fees or charges incurred by the merchant due to the merchant's noncompliance with the terms of the contract;     The minimum time period for which the device may be leased; and   If an option to purchase the device is available:  The total cost to purchase the device outright if the merchant were to purchase the device at the time the contract is entered into; or   A toll-free telephone number that the merchant may use in order to learn the total cost to purchase the device outright or to buy out the lease agreement.       The information required in subdivisions (a)(1)-(4) shall be either:  Printed clearly and conspicuously on the written contract in at least fourteen-point bold font; or   Handwritten clearly and conspicuously in an appropriately designated blank space on a preprinted form contract.
TN Code § 47-22-405 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 22 - Credit Cards|Part 4 - Payment Services|§ 47-22-405. Termination by Merchant for Noncompliance With § 47-22-404

 If a person fails to comply with § 47-22-404, the merchant may terminate the contract with the person to lease a device that enables credit card, debit card, or other payment card processing.
TN Code § 47-25-101 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 25 - Trade Practices|Part 1 - Trusts—unlawful Restraint of Trade and Discrimination|§ 47-25-101. Trusts, etc., Lessening Competition or Controlling Prices Unlawful and Void

 All arrangements, contracts, agreements, trusts, or combinations between persons or corporations made with a view to lessen, or which tend to lessen, full and free competition in the importation or sale of articles imported into this state, or in the manufacture or sale of articles of domestic growth or of domestic raw material, and all arrangements, contracts, agreements, trusts, or combinations between persons or corporations designed, or which tend, to advance, reduce, or control the price or the cost to the producer or the consumer of any such product or article, are declared to be against public policy, unlawful, and void.
TN Code § 47-25-102 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 25 - Trade Practices|Part 1 - Trusts—unlawful Restraint of Trade and Discrimination|§ 47-25-102. Price Fixing Agreements Unlawful and Void

 Any arrangements, contracts, and agreements that may be made by any corporation or person, or by and between its agents and subagents, to sell and market its products and articles, manufactured in this state, or imported into this state, to any producer or consumer at prices reduced below the cost of production or importation into this state, including the cost of marketing, and a reasonable and just marginal profit, to cover wages or management, and necessary incidentals, as is observed in the usual course of general business, and the continuance of such practice under such contracts and arrangements for an unreasonable length of time, to the injury of full and free competition, or any other arrangements, contracts, or agreements, by and between its agents and subagents, which tend to lessen full and free competition in the sale of all such articles manufactured and imported into the state, and which amount to a subterfuge for the purpose of obtaining the same advantage and purposes are declared to be against public policy, unlawful, and void.
TN Code § 47-25-103 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 25 - Trade Practices|Part 1 - Trusts—unlawful Restraint of Trade and Discrimination|§ 47-25-103. Criminal Penalties for Violation of §§ 47-25-101, 47-25-102 — Prosecution

  Any violation of either § 47-25-101 or § 47-25-102 is declared to be destructive of full and free competition and a conspiracy against trade, and any person who engages in any such conspiracy or who, as principal, manager, director, or agent, or in any other capacity, knowingly carries out any of the stipulations, purposes, prices, rates, or orders made in furtherance of such conspiracy, commits a Class E felony.   Any violation of § 47-25-101 or § 47-25-102 by a corporation shall upon conviction be punished by a fine not exceeding one million dollars ($1,000,000).   The attorney general and reporter has the power to institute criminal proceedings against persons and corporations for violations of § 47-25-101 or § 47-25-102, that involve the award of a contract by the state. However, the attorney general and reporter has jurisdiction to institute criminal proceedings that involve violations on contracts awarded by political subdivisions of the state upon the written request of the local district attorney general.
TN Code § 47-25-104 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 25 - Trade Practices|Part 1 - Trusts—unlawful Restraint of Trade and Discrimination|§ 47-25-104. Charter Forfeiture, or Exclusion of Foreign Corporations, for Violations

  Any corporation chartered under the laws of the state which violates any of the provisions of either § 47-25-101 or § 47-25-102 shall thereby forfeit its charter and its franchise, and its corporate existence shall thereupon cease.   Every foreign corporation which commits such a violation is denied the right to do, and is prohibited from doing, business in this state.   It is the duty of the attorney general and reporter to enforce this section.
TN Code § 47-25-105 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 25 - Trade Practices|Part 1 - Trusts—unlawful Restraint of Trade and Discrimination|§ 47-25-105. Liability for Debts of Trust, Etc

 All persons and corporations, and the officers and the stockholders of all corporations, that become or continue to be members of, or in any way connected with or concerned in, any such trust, contract, agreement, or combination, shall be jointly and severally liable to pay all the debts, obligations, and liabilities of each and every person and corporation that become or continue to be a member thereof, connected therewith, or concerned therein, as fully as if all were partners in the creation of such debts, obligations, and liabilities.
TN Code § 47-25-106 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 25 - Trade Practices|Part 1 - Trusts—unlawful Restraint of Trade and Discrimination|§ 47-25-106. Recovery of Consideration as Remedy for Damages

 Any person who is injured or damaged by any such arrangement, contract, agreement, trust, or combination described in this part may sue for and recover, in any court of competent jurisdiction, from any person operating such trust or combination, the full consideration or sum paid by the person for any goods, wares, merchandise, or articles, the sale of which is controlled by such combination or trust.
TN Code § 47-25-107 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 25 - Trade Practices|Part 1 - Trusts—unlawful Restraint of Trade and Discrimination|§ 47-25-107. Civil Actions Under §§ 47-25-101 — 47-25-106 — Evidence

  Upon the trial of any civil action against any person for a violation of any of the provisions of §§ 47-25-101 — 47-25-106, all officers, stockholders, and agents of such corporation, person, or copartnership shall be competent witnesses against the defendant, as such, on trial.   Such officers, stockholders, and agents may be compelled to testify against such defendant, and produce all books and papers in their custody or control pertinent to the issues in such action at or before the time of trial, and shall not be excused from producing any books or papers because they might tend to incriminate such witnesses, but nothing which such witness shall testify to, and no books or papers produced by the witness, shall in any manner be used against the witness in any criminal action to which the witness is a party.
TN Code § 47-25-108 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 25 - Trade Practices|Part 1 - Trusts—unlawful Restraint of Trade and Discrimination|§ 47-25-108. Connection of Plaintiff With Trust, etc., as Defense

 When action at law or suit in equity is commenced in any court, it is lawful, in the defense thereof, to plead in bar or in abatement of the action that the plaintiff, or any other person or corporation interested in the prosecution of the action, is a member or connected with, and the cause of action grows out of, some business or transaction with such trust, pool, contract, arrangement, or combination as described in either § 47-25-101 or § 47-25-102.