reglab/housing_qa huggingface dataset:
WA Rev Code § 48.02.250 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.02 - Insurance Commissioner.|48.02.250 - Living organ donors—Discrimination prohibited.

RCW 48.02.250 Living organ donors—Discrimination prohibited.(1) Notwithstanding any other provision of law, all insurers, fraternal benefit societies, health carriers including disability insurers, health maintenance organizations, and health care service contractors, and limited health care service contractors may not:(a) Decline or limit coverage of a person under a policy or contract solely due to the status of the person as a living organ donor;(b) Preclude a person from donating all or part of an organ as a condition of receiving or continuing to receive a policy or contract; or(c) Otherwise discriminate in the offering, issuance, cancellation, amount of coverage, price, or any other condition of a policy or contract for a person based solely and without any additional actuarial risks upon the status of the person as a living organ donor. Except as provided in RCW 48.43.0128, 48.44.220, or 48.46.370, this subsection does not prohibit fair discrimination on the basis of sex, or marital status, or the presence of any sensory, mental, or physical handicap when bona fide statistical differences in risk or exposure have been substantiated.(2) The commissioner shall make educational materials available to the health plans and the public on the access of living organ donors to insurance.(3) The commissioner may adopt rules to implement this section.(4) For purposes of this section, "living organ donor" means an individual who has donated all or part of an organ and is not deceased.[ 2021 c 172 § 1.]
WA Rev Code § 48.03.005 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.03 - Examinations.|48.03.005 - Application.

RCW 48.03.005 Application.This chapter applies to the financial analysis and examination of insurers and other regulated entities.[ 2007 c 82 § 1.]
WA Rev Code § 48.03.020 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.03 - Examinations.|48.03.020 - Examination of producers, surplus line brokers, adjusters, title insurance agents, managers, or promoters.

RCW 48.03.020 Examination of producers, surplus line brokers, adjusters, title insurance agents, managers, or promoters.For the purpose of ascertaining its condition, or compliance with this code, the commissioner may as often as he or she deems advisable examine the accounts, records, documents, and transactions of:(1) Any insurance producer, surplus line broker, adjuster, or title insurance agent.(2) Any person having a contract under which he or she enjoys in fact the exclusive or dominant right to manage or control a stock or mutual insurer.(3) Any person holding the shares of capital stock or policyholder proxies of a domestic insurer for the purpose of control of its management either as voting trustee or otherwise.(4) Any person engaged in or proposing to be engaged in or assisting in the promotion or formation of a domestic insurer, or an insurance holding corporation, or a stock corporation to finance a domestic mutual insurer or the production of its business, or a corporation to be attorney-in-fact for a domestic reciprocal insurer.[ 2009 c 162 § 1; 2008 c 217 § 1; 1947 c 79 § .03.02; Rem. Supp. 1947 § 45.03.02.]NOTES:Effective date—2009 c 162: "This act is necessary for the immediate preservation of the public peace, health, or safety, or support of the state government and its existing public institutions, and takes effect July 1, 2009." [ 2009 c 162 § 36.]Severability—2008 c 217: "If any provision of this act or its application to any person or circumstance is held invalid, the remainder of the act or the application of the provision to other persons or circumstances is not affected." [ 2008 c 217 § 101.]Effective date—2008 c 217: "This act takes effect July 1, 2009." [ 2008 c 217 § 102.]
WA Rev Code § 48.03.025 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.03 - Examinations.|48.03.025 - Examiners—Scope of examination—Examiners' handbook.

RCW 48.03.025 Examiners—Scope of examination—Examiners' handbook.Upon determining that an examination should be conducted, the commissioner or the commissioner's designee shall appoint one or more examiners to perform the examination and instruct them as to the scope of the examination. In conducting the examination, the examiner shall observe those guidelines and procedures set forth in the examiners' handbook adopted by the National Association of Insurance Commissioners. The commissioner may also employ such other guidelines or procedures as the commissioner may deem appropriate.[ 1993 c 462 § 44.]NOTES:Severability—Implementation—1993 c 462: See RCW 48.31B.901 and 48.31B.902.
WA Rev Code § 48.03.030 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.03 - Examinations.|48.03.030 - Access to records on examination—Correction of accounts.

RCW 48.03.030 Access to records on examination—Correction of accounts.(1) Every person being examined, its officers, employees, and representatives shall produce and make freely accessible to the commissioner the accounts, records, documents, and files in his or her possession or control relating to the subject of the examination, and shall otherwise facilitate the examination.(2) If the commissioner finds the accounts to be inadequate, or improperly kept or posted, he or she may employ experts to rewrite, post or balance them at the expense of the person being examined.[ 2009 c 549 § 7013; 1947 c 79 § .03.03; Rem. Supp. 1947 § 45.03.03.]
WA Rev Code § 48.03.050 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.03 - Examinations.|48.03.050 - Reports withheld.

RCW 48.03.050 Reports withheld.The commissioner may withhold from public inspection any examination or investigation report for so long as he or she deems it advisable, subject to RCW 48.32.080.[ 1993 c 462 § 46; 1947 c 79 § .03.05; Rem. Supp. 1947 § 45.03.05.]NOTES:Severability—Implementation—1993 c 462: See RCW 48.31B.901 and 48.31B.902.
WA Rev Code § 48.03.065 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.03 - Examinations.|48.03.065 - Appointments by commissioner—Examiners—Exceptions.

RCW 48.03.065 Appointments by commissioner—Examiners—Exceptions.(1) No examiner may be appointed by the commissioner if the examiner, either directly or indirectly, has a conflict of interest or is affiliated with the management of or owns a pecuniary interest in a person subject to examination under this chapter. This section does not automatically preclude an examiner from being:(a) A policyholder or claimant under an insurance policy;(b) A grantor of a mortgage or similar instrument on the examiner's residence to a regulated entity if done under customary terms and in the ordinary course of business;(c) An investment owner in shares of regulated diversified investment companies; or(d) A settlor or beneficiary of a blind trust into which any otherwise impermissible holdings have been placed. (2) Notwithstanding the requirements of subsection (1) of this section, the commissioner may retain from time to time, on an individual basis, qualified actuaries, certified public accountants, or other similar individuals who are independently practicing their professions, even though those persons may from time to time be similarly employed or retained by persons subject to examination under this chapter.[ 1993 c 462 § 48.]NOTES:Severability—Implementation—1993 c 462: See RCW 48.31B.901 and 48.31B.902.
WA Rev Code § 48.03.070 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.03 - Examinations.|48.03.070 - Witnesses—Subpoenas—Depositions—Oaths.

RCW 48.03.070 Witnesses—Subpoenas—Depositions—Oaths.(1) The commissioner may take depositions, may subpoena witnesses or documentary evidence, administer oaths, and examine under oath any individual relative to the affairs of any person being examined, or relative to the subject of any hearing or investigation: PROVIDED, That the provisions of RCW 34.05.446 shall apply in lieu of the provisions of this section as to subpoenas relative to hearings in rule-making and adjudicative proceedings.(2) The subpoena shall be effective if served within the state of Washington and shall be served in the same manner as if issued from a court of record.(3) Witness fees and mileage, if claimed, shall be allowed the same as for testimony in a court of record. Witness fees, mileage, and the actual expense necessarily incurred in securing attendance of witnesses and their testimony shall be itemized, and shall be paid by the person as to whom the examination is being made, or by the person if other than the commissioner, at whose request the hearing is held.(4) Enforcement of subpoenas shall be in accord with RCW 34.05.588.[ 1989 c 175 § 112; 1967 c 237 § 15; 1963 c 195 § 1; 1949 c 190 § 2; 1947 c 79 § .03.07; Rem. Supp. 1949 § 45.03.07.]NOTES:Effective date—1989 c 175: See note following RCW 34.05.010.
WA Rev Code § 48.03.075 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.03 - Examinations.|48.03.075 - Legal protection for commissioner, authorized representatives, and examiners—Good faith—Attorneys' fees—Payment by commissioner.

RCW 48.03.075 Legal protection for commissioner, authorized representatives, and examiners—Good faith—Attorneys' fees—Payment by commissioner.(1) No cause of action may arise nor may any liability be imposed against the commissioner, the commissioner's authorized representatives, or an examiner appointed by the commissioner for statements made or conduct performed in good faith while carrying out this chapter.(2) No cause of action may arise nor may any liability be imposed against any person for the act of communicating or delivering information or data to the commissioner or the commissioner's authorized representative or examiner pursuant to an examination made under this chapter, if that act of communication or delivery was performed in good faith and without fraudulent intent or the intent to deceive.(3) This section does not modify a privilege or immunity previously enjoyed by a person identified in subsection (1) of this section.(4) A person identified in subsection (1) of this section is entitled to an award of attorneys' fees and costs if he or she is the prevailing party in a civil cause of action for libel, slander, or any other tort arising out of activities in carrying out this chapter and the party bringing the action was not substantially justified in doing so. For purposes of this section a proceeding is "substantially justified" if it had a reasonable basis in law or fact at the time that it was initiated.(5) If a claim is made or threatened of the sort described in subsection (1) of this section, the commissioner shall provide or pay for the defense of himself or herself, the examiner or representative, and shall pay a judgment or settlement, until it is determined that the person did not act in good faith or did act with fraudulent intent or the intent to deceive.(6) The immunity, indemnification, and other protections under this section are in addition to those now or hereafter existing under other law.[ 1993 c 462 § 49.]NOTES:Severability—Implementation—1993 c 462: See RCW 48.31B.901 and 48.31B.902.
WA Rev Code § 48.04.020 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.04 - Hearings and Appeals.|48.04.020 - Stay of action.

RCW 48.04.020 Stay of action.(1) Such demand for a hearing received by the commissioner prior to the effective date of action taken or proposed to be taken by him or her shall stay such action pending the hearing, except as to action taken or proposed(a) under an order on hearing, or(b) under an order pursuant to an order on hearing, or(c) under an order to make good an impairment of the assets of an insurer, or(d) under an order of temporary suspension of license issued pursuant to RCW 48.17.540 as now or hereafter amended.(2) In any case where an automatic stay is not provided for, and if the commissioner after written request therefor fails to grant a stay, the person aggrieved thereby may apply to the superior court for Thurston county for a stay of the commissioner's action.(3) A stay of action is not available for actions taken by the commissioner under RCW 48.13.475.[ 2000 c 221 § 9; 1982 c 181 § 2; 1949 c 190 § 3; 1947 c 79 § .04.02; Rem. Supp. 1949 § 45.04.02.]NOTES:Severability—1982 c 181: See note following RCW 48.03.010.
WA Rev Code § 48.04.030 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.04 - Hearings and Appeals.|48.04.030 - Place of hearing.

RCW 48.04.030 Place of hearing.The hearing shall be held at the place designated by the commissioner, and at his or her discretion it may be open to the public.[ 2009 c 549 § 7014; 1947 c 79 § .04.03; Rem. Supp. 1947 § 45.04.03.]
WA Rev Code § 48.04.050 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.04 - Hearings and Appeals.|48.04.050 - Show cause notice.

RCW 48.04.050 Show cause notice.If any person is entitled to a hearing by any provision of this code before any proposed action is taken, the notice of the proposed action may be in the form of a notice to show cause stating that the proposed action may be taken unless such person shows cause at a hearing to be held as specified in the notice, why the proposed action should not be taken, and stating the basis of the proposed action.[1947 c 79 § .04.05; Rem. Supp. 1947 § 45.04.05.]
WA Rev Code § 48.04.060 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.04 - Hearings and Appeals.|48.04.060 - Adjourned hearings.

RCW 48.04.060 Adjourned hearings.The commissioner may adjourn any hearing from time to time and from place to place without other notice of the adjourned hearing than announcement thereof at the hearing.[1947 c 79 § .04.06; Rem. Supp. 1947 § 45.04.06.]
WA Rev Code § 48.04.070 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.04 - Hearings and Appeals.|48.04.070 - Nonattendance, effect of.

RCW 48.04.070 Nonattendance, effect of.The validity of any hearing held in accordance with the notice thereof shall not be affected by failure of any person to attend or to remain in attendance.[1947 c 79 § .04.07; Rem. Supp. 1947 § 45.04.07.]
WA Rev Code § 48.04.140 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.04 - Hearings and Appeals.|48.04.140 - Stay of action on appeal.

RCW 48.04.140 Stay of action on appeal.(1) The taking of an appeal shall not stay any action taken or proposed to be taken by the commissioner under the order appealed from unless a stay is granted by the court at a hearing held as part of the proceedings on appeal.(2) A stay shall not be granted by the court in any case where the granting of a stay would tend to injure the public interest. In granting a stay, the court may require of the person taking the appeal such security or other conditions as it deems proper.[ 1988 c 248 § 3; 1947 c 79 § .04.14; Rem. Supp. 1947 § 45.04.14.]
WA Rev Code § 48.05.010 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.010 - "Domestic," "foreign," "alien" insurers defined.

RCW 48.05.010 "Domestic," "foreign," "alien" insurers defined.(1) A "domestic" insurer is one formed under the laws of this state.(2) A "foreign" insurer is one formed under the laws of the United States, of a state or territory of the United States other than this state, or of the District of Columbia.(3) An "alien" insurer is one formed under the laws of a nation other than the United States.(4) For the purposes of this code, "United States," when used to signify place, means only the states of the United States, the government of Puerto Rico and the District of Columbia.[ 1961 c 194 § 1; 1947 c 79 § .05.01; Rem. Supp. 1947 § 45.05.01.]NOTES:"Insurer" defined: RCW 48.01.050.
WA Rev Code § 48.05.030 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.030 - Certificate of authority required.

RCW 48.05.030 Certificate of authority required.(1) No person shall act as an insurer and no insurer shall transact insurance in this state other than as authorized by a certificate of authority issued to it by the commissioner and then in force; except, as to such transactions as are expressly otherwise provided for in this code.(2) Every certificate of authority shall specify the name of the insurer, the location of its principal office, the name and location of the principal office of its attorney-in-fact if a reciprocal insurer, and the kind or kinds of insurance it is authorized to transact in this state.(3) The investigation and adjustment of any claim in this state arising under an insurance contract issued by an unauthorized insurer, shall not be deemed to constitute the transacting of insurance in this state.[1947 c 79 § .05.03; Rem. Supp. 1947 § 45.05.03.]
WA Rev Code § 48.05.040 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.040 - Certificate of authority—Qualifications.

RCW 48.05.040 Certificate of authority—Qualifications.To qualify for and hold a certificate of authority an insurer must:(1) Be a stock, mutual, or reciprocal insurer of the same general type as may be formed as a domestic insurer under the provisions of chapter 48.06 RCW of this code, but this requirement shall not apply as to domestic mutual property insurers which, as of January 1, 1957, were lawfully transacting insurance on the assessment plan; and(2) Have capital funds as required by this code, based upon the type and domicile of the insurer and the kinds of insurance proposed to be transacted; and(3) Transact or propose to transact in this state insurances authorized by its charter, and only such insurance as meets the standards and requirements of this code; and(4) Fully comply with, and qualify according to, the other provisions of this code.[ 1957 c 193 § 1; 1947 c 79 § .05.04; Rem. Supp. 1947 § 45.05.04.]
WA Rev Code § 48.05.045 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.045 - Certificate of authority not to be issued to governmentally owned insurer.

RCW 48.05.045 Certificate of authority not to be issued to governmentally owned insurer.No certificate of authority shall be issued to or exist with respect to any insurer which is owned and controlled, in whole or in substantial part, by any government or governmental agency.[ 1957 c 193 § 2.]
WA Rev Code § 48.05.050 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.050 - "Charter" defined.

RCW 48.05.050 "Charter" defined."Charter" means articles of incorporation, articles of agreement, articles of association of a corporation, or other basic constituent document of a corporation, or subscribers' agreement and attorney-in-fact agreement of a reciprocal insurer.[1947 c 79 § .05.05; Rem. Supp. 1947 § 45.05.05.]
WA Rev Code § 48.05.060 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.060 - "Capital funds" defined.

RCW 48.05.060 "Capital funds" defined."Capital funds" means the excess of the assets of an insurer over its liabilities. Capital stock, if any, shall not be deemed to be a liability for the purposes of this section.[1947 c 79 § .05.06; Rem. Supp. 1947 § 45.05.06.]
WA Rev Code § 48.05.070 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.070 - Application for certificate of authority.

RCW 48.05.070 Application for certificate of authority.To apply for an original certificate of authority an insurer shall:(1) File with the commissioner its request therefor showing:(a) Its name, home office location, type of insurer, organization date, and state or country of its domicile.(b) The kinds of insurance it proposes to transact.(c) Additional information as the commissioner may reasonably require.(2) File with the commissioner:(a) A copy of its charter as amended, certified, if a foreign or alien insurer, by the proper public officer of the state or country of domicile.(b) A copy of its bylaws, certified by its proper officer.(c) A statement of its financial condition, management, and affairs on a form satisfactory to or furnished by the commissioner.(d) If a foreign or alien insurer, or a domestic reciprocal insurer, an appointment of the commissioner as its attorney to receive service of legal process.(e) If an alien insurer, a copy of the appointment and authority of its United States manager, certified by its proper officer.(f) If a foreign or alien insurer, a certificate from the proper public official of its state or country of domicile showing that it is duly organized and is authorized to transact the kinds of insurance proposed to be transacted.(g) If a domestic reciprocal insurer, the declaration required by RCW 48.10.090 of this code.(h) Other documents or stipulations as the commissioner may reasonably require to evidence compliance with the provisions of this code.(3) Deposit with the commissioner the fees required by this code to be paid for filing the accompanying documents, and for the certificate of authority, if granted.[1947 c 79 § .05.07; Rem. Supp. 1947 § 45.05.07.]
WA Rev Code § 48.05.073 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.073 - Filing of financial statements.

RCW 48.05.073 Filing of financial statements.Every insurer holding a certificate of authority from the commissioner shall file its financial statements as required by this code and by the commissioner in accordance with the accounting practices and procedures manuals as adopted by the national association of insurance commissioners, unless otherwise provided by law.[ 1999 c 33 § 1.]
WA Rev Code § 48.05.080 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.05 - Insurers—General Requirements.|48.05.080 - Foreign insurers—Deposit.

RCW 48.05.080 Foreign insurers—Deposit.(1) Prior to the issuance of a certificate of authority to a foreign insurer, it shall make a deposit of assets with the commissioner for the protection of all its policyholders, or of all of its policyholders and obligees or its policyholders and obligees within the United States, in amount and kind, subject to RCW 48.14.040, the same as is required of a like domestic insurer transacting like kinds of insurance.(2) In lieu of such deposit or part thereof the commissioner may accept the certificate of the public official having supervision over insurers in any other state to the effect that a like deposit by such insurer or like part thereof in equal or greater amount is held in public custody in such state.[ 1955 c 86 § 1; 1947 c 79 § .05.08; Rem. Supp. 1947 § 45.05.08.]NOTES:Effective date—1955 c 86: "This act shall become effective on January 1, 1956." [ 1955 c 86 § 18.]Supervision of transfers—1955 c 86: "All transfers authorized under this act shall be made under the supervision of the state auditor." [ 1955 c 86 § 19.]