reglab/housing_qa huggingface dataset:
NV Rev Stat § 690B.175 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.175 - Regulations.

The Commissioner may adopt regulations:  1. Defining administrative expenses for insurers who issue policies of insurance for home protection, and setting limitations on the amounts of such expenses as a percentage of total premiums; and  2. Defining accounting standards to be used for such insurers.  (Added to NRS by 1995, 1630)
NV Rev Stat § 690B.180 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.180 - Prohibited acts. [Effective until December 31, 2019.]

An insurer who issues policies of insurance for home protection, other than casualty insurance, shall not:  1. Engage in any other business of insurance or real estate pursuant to chapters 645 to 645E, inclusive, of NRS.  2. Assume reinsurance from any other insurer.  (Added to NRS by 1981, 1322; A 1999, 1449)
NV Rev Stat § 690B.180 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.180 - Prohibited acts. [Effective January 1, 2020.]

An insurer who issues policies of insurance for home protection, other than casualty insurance, shall not:  1. Engage in any other business of insurance or real estate pursuant to chapters 645 to 645H, inclusive, of NRS.  2. Assume reinsurance from any other insurer.  (Added to NRS by 1981, 1322; A 1999, 1449; 2017, 3105, effective January 1, 2020)
NV Rev Stat § 690B.200 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.200 - Definitions.

As used in NRS 690B.200 to 690B.360, inclusive, unless the context otherwise requires, the words and terms defined in NRS 690B.210 to 690B.240, inclusive, have the meanings ascribed to them in those sections.  (Added to NRS by 2003, 921, 3479; A 2017, 2376)
NV Rev Stat § 690B.210 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.210 - "Claims-made policy" defined.

Claims-made policy means a policy of professional liability insurance that provides coverage only for claims that arise from incidents or events which occur while the policy is in force and which are reported to the insurer while the policy is in force.  (Added to NRS by 2003, 921, 3479)
NV Rev Stat § 690B.220 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.220 - "Extended reporting endorsement" defined.

Extended reporting endorsement means an endorsement to a claims-made policy which requires the payment of a separate premium and which provides coverage for claims that arise from incidents or events which occur while the claims-made policy is in force but which are reported to the insurer after the claims-made policy is terminated.  (Added to NRS by 2003, 921, 3479)
NV Rev Stat § 690B.230 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.230 - "Practitioner" defined.

Practitioner means a practitioner who provides health care.  (Added to NRS by 2003, 922, 3479)
NV Rev Stat § 690B.240 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.240 - "Professional liability insurance" defined.

Professional liability insurance means a policy of insurance covering the liability of a practitioner for a breach of his or her professional duty toward a patient.  (Added to NRS by 2003, 922, 3479)
NV Rev Stat § 690B.250 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.250 - Practitioners of the healing arts: Reports to licensing boards. [Effective through December 31, 2019.]

Except as more is required in NRS 630.3067 and 633.526:  1. Each insurer which issues a policy of insurance covering the liability of a practitioner licensed pursuant to chapters 630 to 640, inclusive, of NRS for a breach of his or her professional duty toward a patient shall report to the board which licensed the practitioner within 45 days each settlement or award made or judgment rendered by reason of a claim, if the settlement, award or judgment is for more than $5,000, giving the name of the claimant and the practitioner and the circumstances of the case.  2. A practitioner licensed pursuant to chapters 630 to 640, inclusive, of NRS who does not have insurance covering liability for a breach of his or her professional duty toward a patient shall report to the board which issued the practitioner’s license within 45 days of each settlement or award made or judgment rendered by reason of a claim, if the settlement, award or judgment is for more than $5,000, giving the practitioner’s name, the name of the claimant and the circumstances of the case.  3. These reports are public records and must be made available for public inspection within a reasonable time after they are received by the licensing board.  (Added to NRS by 1981, 589; A 1985, 2246; 2002 Special Session, 24; 2003, 3480; 2017, 2376)
NV Rev Stat § 690B.250 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.250 - Practitioners of the healing arts: Reports to licensing boards; availability for public inspection. [Effective January 1, 2020.]

Except as more is required in NRS 630.3067 and 633.526:  1. Each insurer which issues a policy of insurance covering the liability of a practitioner licensed pursuant to chapters 630 to 640, inclusive, of NRS or who holds a license or limited license issued pursuant to chapter 653 of NRS for a breach of his or her professional duty toward a patient shall report to the board which licensed the practitioner within 45 days each settlement or award made or judgment rendered by reason of a claim, if the settlement, award or judgment is for more than $5,000, giving the name of the claimant and the practitioner and the circumstances of the case.  2. A practitioner licensed pursuant to chapters 630 to 640, inclusive, of NRS or who holds a license or limited license issued pursuant to chapter 653 of NRS who does not have insurance covering liability for a breach of his or her professional duty toward a patient shall report to the board which issued the practitioner’s license within 45 days of each settlement or award made or judgment rendered by reason of a claim, if the settlement, award or judgment is for more than $5,000, giving the practitioner’s name, the name of the claimant and the circumstances of the case.  3. These reports are public records and must be made available for public inspection within a reasonable time after they are received by the licensing board.  (Added to NRS by 1981, 589; A 1985, 2246; 2002 Special Session, 24; 2003, 3480; 2017, 2376; 2019, 2740, effective January 1, 2020)
NV Rev Stat § 690B.260 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.260 - Physicians and osteopathic physicians: Reports to Commissioner and licensing boards.

Repealed. (See chapter 295, Statutes of Nevada 2019, at page 1728.)
NV Rev Stat § 690B.270 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.270 - Disclosure of reasons for failure to issue professional liability insurance.

If an insurer declines to issue to a practitioner licensed pursuant to chapter 630, 631, 632 or 633 of NRS a policy of professional liability insurance, the insurer shall, upon the request of the practitioner, disclose to the practitioner the reasons the insurer declined to issue the policy.  (Added to NRS by 2003, 3361)
NV Rev Stat § 690B.280 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.280 - Disclosure of reasons for higher premium.

If an insurer, for a policy of professional liability insurance for a practitioner licensed pursuant to chapter 630, 631, 632 or 633 of NRS, sets the premium for the policy for the practitioner at a rate that is higher than the standard rate of the insurer for the applicable type of policy and specialty of the practitioner, the insurer shall, upon the request of the practitioner, disclose the reasons the insurer set the premium for the policy at the higher rate.  (Added to NRS by 2003, 3361)
NV Rev Stat § 690B.290 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.290 - Insurer required to offer extended reporting endorsement to certain practitioners; disclosure of formula used to determine premium.

If an insurer offers to issue a claims-made policy to a practitioner licensed pursuant to chapter 630, 631, 632 or 633 of NRS, the insurer shall:  1. Offer to issue an extended reporting endorsement to the practitioner; and  2. Disclose to the practitioner the cost formula that the insurer uses to determine the premium for the extended reporting endorsement. The cost formula must be based on:  (a) An amount that is not more than twice the amount of the premium for the claims-made policy at the time of the termination of that policy; and  (b) The rates filed by the insurer and approved by the Commissioner.  (Added to NRS by 2003, 922)
NV Rev Stat § 690B.300 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.300 - Prohibition against setting different premium rates based on number of babies delivered for certain practitioners; exception.

  1. Except as otherwise provided in this section, if an insurer issues a policy of professional liability insurance to a practitioner licensed pursuant to chapter 630, 632 or 633 of NRS who delivers one or more babies per year, the insurer shall not set the premium for the policy at a rate that is different from the rate set for such a policy issued by the insurer to any other practitioner licensed pursuant to chapter 630, 632 or 633 of NRS who delivers one or more babies per year if the difference in rates is based in whole or in part upon the number of babies delivered per year by the practitioner.  2. If an insurer issues a policy of professional liability insurance to a practitioner licensed pursuant to chapter 630, 632 or 633 of NRS who delivers one or more babies per year, the insurer may set the premium for the policy at a rate that is different, based in whole or in part upon the number of babies delivered per year by the practitioner, from the rate set for such a policy issued by the insurer to any other practitioner licensed pursuant to chapter 630, 632 or 633 of NRS who delivers one or more babies per year if the insurer:  (a) Bases the difference upon actuarial and loss experience data available to the insurer; and  (b) Obtains the approval of the Commissioner for the difference in rates.  3. The provisions of this section do not prohibit an insurer from setting the premium for a policy of professional liability insurance issued to a practitioner licensed pursuant to chapter 630, 632 or 633 of NRS who delivers one or more babies per year at a rate that is different from the rate set for such a policy issued by the insurer to any other practitioner licensed pursuant to chapter 630, 632 or 633 of NRS who delivers one or more babies per year if the difference in rates is based solely upon factors other than the number of babies delivered per year by the practitioner.  (Added to NRS by 2003, 922)
NV Rev Stat § 690B.310 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.310 - Prohibition against confidentiality of certain information relating to settlement of claim for breach of professional duty of certain practitioners.

  1. If an agreement settles a claim or action against a practitioner licensed pursuant to chapter 630, 631, 632 or 633 of NRS for a breach of his or her professional duty toward a patient, the following terms of the agreement must not be made confidential:  (a) The names of the parties;  (b) The date of the incidents or events giving rise to the claim or action;  (c) The nature of the claim or action as set forth in the complaint and the answer that is filed with the district court; and  (d) The effective date of the agreement.  2. Any provision of an agreement to settle a claim or action that conflicts with this section is void.  (Added to NRS by 2003, 924)
NV Rev Stat § 690B.320 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.320 - Insurer required to offer extended reporting endorsement; required disclosures. [Effective through December 31, 2019.]

  1. If an insurer offers to issue a claims-made policy to a practitioner licensed pursuant to chapters 630 to 640, inclusive, of NRS, the insurer shall:  (a) Offer to issue to the practitioner an extended reporting endorsement without a time limitation for reporting a claim.  (b) Disclose to the practitioner the premium for the extended reporting endorsement and the cost formula that the insurer uses to determine the premium for the extended reporting endorsement.  (c) Disclose to the practitioner the portion of the premium attributable to funding the extended reporting endorsement offered at no additional cost to the practitioner in the event of the practitioner’s death, disability or retirement, if such a benefit is offered.  (d) Disclose to the practitioner the vesting requirements for the extended reporting endorsement offered at no additional cost to the practitioner in the event of the practitioner’s death or retirement, if such a benefit is offered. If such a benefit is not offered, the absence of such a benefit must be disclosed.  (e) Include, as part of the insurance contract, language which must be approved by the Commissioner and which must be substantially similar to the following: If we adopt any revision that would broaden the coverage under this policy without any additional premium either within the policy period or within 60 days before the policy period, the broadened coverage will immediately apply to this policy.  2. The disclosures required by subsection 1 must be made as part of the offer and acceptance at the inception of the policy and again at each renewal in the form of an endorsement attached to the insurance contract and approved by the Commissioner.  3. The requirements set forth in this section are in addition to the requirements set forth in NRS 690B.290.  (Added to NRS by 2003, 3479)
NV Rev Stat § 690B.320 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.320 - Insurer required to offer extended reporting endorsement; required disclosures. [Effective January 1, 2020.]

  1. If an insurer offers to issue a claims-made policy to a practitioner licensed pursuant to chapters 630 to 640, inclusive, of NRS or who holds a license or limited license issued pursuant to chapter 653 of NRS, the insurer shall:  (a) Offer to issue to the practitioner an extended reporting endorsement without a time limitation for reporting a claim.  (b) Disclose to the practitioner the premium for the extended reporting endorsement and the cost formula that the insurer uses to determine the premium for the extended reporting endorsement.  (c) Disclose to the practitioner the portion of the premium attributable to funding the extended reporting endorsement offered at no additional cost to the practitioner in the event of the practitioner’s death, disability or retirement, if such a benefit is offered.  (d) Disclose to the practitioner the vesting requirements for the extended reporting endorsement offered at no additional cost to the practitioner in the event of the practitioner’s death or retirement, if such a benefit is offered. If such a benefit is not offered, the absence of such a benefit must be disclosed.  (e) Include, as part of the insurance contract, language which must be approved by the Commissioner and which must be substantially similar to the following: If we adopt any revision that would broaden the coverage under this policy without any additional premium either within the policy period or within 60 days before the policy period, the broadened coverage will immediately apply to this policy.  2. The disclosures required by subsection 1 must be made as part of the offer and acceptance at the inception of the policy and again at each renewal in the form of an endorsement attached to the insurance contract and approved by the Commissioner.  3. The requirements set forth in this section are in addition to the requirements set forth in NRS 690B.290.  (Added to NRS by 2003, 3479; A 2019, 2740, effective January 1, 2020)
NV Rev Stat § 690B.330 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.330 - Required reduction in premium for implementation of qualified risk management system.

  1. In each rating plan of an insurer that issues a policy of professional liability insurance to a practitioner licensed pursuant to chapter 630 or 633 of NRS, the insurer shall provide for a reduction in the premium for the policy if the practitioner implements a qualified risk management system. The amount of the reduction in the premium must be determined by the Commissioner in accordance with the applicable standards for rates established in NRS 686B.010 to 686B.1799, inclusive.  2. A qualified risk management system must comply with all requirements established by the Commissioner.  3. The Commissioner shall adopt regulations to:  (a) Establish the requirements for a qualified risk management system; and  (b) Carry out the provisions of this section.  4. The provisions of this section apply to all rating plans which an insurer that issues a policy of professional liability insurance to a practitioner licensed pursuant to chapter 630 or 633 of NRS files with the Commissioner on and after the effective date of the regulations adopted by the Commissioner pursuant to this section.  (Added to NRS by 2003, 3480; A 2019, 1440)
NV Rev Stat § 690B.340 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.340 - Review of settlement or judgment by Commissioner.

Repealed. (See chapter 295, Statutes of Nevada 2019, at page 1728.)
NV Rev Stat § 690B.350 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.350 - Essential medical specialties: Determination, cancellation, termination or nonrenewal of professional liability insurance.

  1. The requirements of this section apply only if, after a hearing convened at the discretion of the Commissioner, the Commissioner determines that the market for professional liability insurance issued to any class, type or specialty of practitioner licensed pursuant to chapter 630, 631 or 633 of NRS is not competitive and that such insurance is unavailable or unaffordable for a substantial number of such practitioners.  2. If the Commissioner convenes a hearing pursuant to subsection 1 and issues a finding that the market for professional liability insurance issued to any class, type or specialty of practitioner licensed pursuant to chapter 630, 631 or 633 of NRS is not competitive, the Commissioner may designate that class, type or specialty of practitioner to be an essential medical specialty.  3. Except as otherwise provided in this section, if an insurer intends to cancel, terminate or otherwise not renew all policies of professional liability insurance that it has issued to any class, type or specialty of practitioner licensed pursuant to chapter 630, 631 or 633 of NRS, the insurer must provide 120 days’ notice of its intended action to the Commissioner and the practitioners before its intended action becomes effective.  4. If an insurer intends to cancel, terminate or otherwise not renew a specific policy of professional liability insurance that it has issued to a practitioner who is practicing in one or more of the essential medical specialties designated by the Commissioner:  (a) The insurer must provide 120 days’ notice to the practitioner before its intended action becomes effective; and  (b) The Commissioner may require the insurer to delay its intended action for a period of not more than 60 days if the Commissioner determines that a replacement policy is not readily available to the practitioner.  5. If an insurer intends to cancel, terminate or otherwise not renew all policies of professional liability insurance that it has issued to practitioners who are practicing in one or more of the essential medical specialties designated by the Commissioner:  (a) The insurer must provide 120 days’ notice of its intended action to the Commissioner and the practitioners before its intended action becomes effective; and  (b) The Commissioner may require the insurer to delay its intended action for a period of not more than 60 days if the Commissioner determines that replacement policies are not readily available to the practitioners.  6. The Commissioner may adopt any regulations that are necessary to carry out the provisions of this section.  (Added to NRS by 2003, 922; A 2003, 3361; 2017, 2377)
NV Rev Stat § 690B.360 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.360 - Information pertinent to monitoring compliance with applicable standards for rates: Commissioner to collect; analysis; report to Legislature under certain circumstances.

  1. The Commissioner may collect all information which is pertinent to monitoring whether an insurer that issues professional liability insurance for a practitioner licensed pursuant to chapter 630, 631, 632 or 633 of NRS is complying with the applicable standards for rates established in NRS 686B.010 to 686B.1799, inclusive. Such information may include, without limitation:  (a) The amount of gross premiums collected with regard to each medical specialty;  (b) Information relating to loss ratios; and  (c) Information reported pursuant to NRS 679B.430 and 679B.440.  2. In addition to the information collected pursuant to subsection 1, the Commissioner may request any additional information from an insurer:  (a) Whose rates and credit utilization are materially different from other insurers in the market for professional liability insurance for a practitioner licensed pursuant to chapter 630, 631, 632 or 633 of NRS in this State;  (b) Whose credit utilization shows a substantial change from the previous year; or  (c) Whose information collected pursuant to subsection 1 indicates a potentially adverse trend.  3. If the Commissioner requests additional information from an insurer pursuant to subsection 2, the Commissioner may:  (a) Determine whether the additional information offers a reasonable explanation for the results described in paragraph (a), (b) or (c) of subsection 2; and  (b) Take any steps permitted by law that are necessary and appropriate to assure the ongoing stability of the market for professional liability insurance for a practitioner licensed pursuant to chapter 630, 631, 632 or 633 of NRS in this State.  4. On an ongoing basis, the Commissioner may analyze and evaluate the information collected pursuant to this section to determine trends in and measure the health of the market for professional liability insurance for a practitioner licensed pursuant to chapter 630, 631, 632 or 633 of NRS in this State.  5. If the Commissioner convenes a hearing pursuant to subsection 1 of NRS 690B.350 and determines that the market for professional liability insurance issued to any class, type or specialty of practitioner licensed pursuant to chapter 630, 631 or 633 of NRS is not competitive and that such insurance is unavailable or unaffordable for a substantial number of such practitioners, the Commissioner shall prepare and submit a report of the Commissioner’s findings and recommendations to the Director of the Legislative Counsel Bureau for transmittal to members of the Legislature.  (Added to NRS by 2003, 923; A 2017, 2378; 2019, 1440, 1706)
NV Rev Stat § 690B.400 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.400 - Definitions.

As used in NRS 690B.400 to 690B.495, inclusive, the words and terms defined in NRS 690B.410 to 690B.430, inclusive, have the meanings ascribed to them in those sections.  (Added to NRS by 2015, 1375, 1398)
NV Rev Stat § 690B.410 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.410 - "Driver" defined.

Driver has the meaning ascribed to it in NRS 706A.040.  (Added to NRS by 2015, 1375, 1398)
NV Rev Stat § 690B.420 (2021)
2021 Nevada Revised Statutes|Chapter 690B - Casualty Insurance|NRS 690B.420 - "Transportation network company" defined.

Transportation network company has the meaning ascribed to it in NRS 706A.050.  (Added to NRS by 2015, 1375, 1398)