reglab/housing_qa huggingface dataset:
TX Fin Code § 371.179 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter D. Operation of Pawnshops|Section 371.179. Displays of Certain Weapons Prohibited

Sec. 371.179.  DISPLAYS OF CERTAIN WEAPONS PROHIBITED.  A pawnbroker may not display for sale in a storefront window or sidewalk display case or depict on a sign or advertisement in such a way that the item, sign, or advertisement may be viewed from a street:(1)  a pistol;(2)  a dirk;(3)  a dagger;(4)  a blackjack;(5)  a hand chain;(6)  a sword cane;(7)  knuckles made of metal or any other hard substance;  or(8)  a switchblade, springblade, or throwblade knife.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 371.180 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter D. Operation of Pawnshops|Section 371.180. Advertisements

Sec. 371.180.  ADVERTISEMENTS.  (a)  A person who does not hold a pawnshop license may not:(1)  advertise or cause to be advertised the making, arranging, or negotiating of a loan subject to this chapter;  or(2)  use in an advertisement a word, symbol, or statement that states or suggests that the person is a pawnbroker.(b)  In each advertisement that purports to offer credit subject to this chapter, the advertiser shall disclose the legal or registered name of the advertiser and the physical address of the advertiser's place of business.  This subsection does not apply to an advertisement located on the premises of the advertiser's place of business.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 371.181 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter D. Operation of Pawnshops|Section 371.181. Stolen Goods

Sec. 371.181.  STOLEN GOODS.  (a)  A pawnbroker shall monitor goods purchased, accepted in pawn, or otherwise acquired by the pawnbroker in order to identify and prohibit transactions involving stolen goods.(b)  The Finance Commission of Texas shall adopt rules that allow:(1)  a consumer who has filed an offense report with a local law enforcement agency to request that a pawnbroker search the records of the pawnshop;  and(2)  the pawnbroker to assist the consumer and the local law enforcement agency in locating and recovering stolen property.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.  Amended by Acts 2001, 77th Leg., ch. 867, Sec. 101, eff. Sept. 1, 2001.|
TX Fin Code § 371.182 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter D. Operation of Pawnshops|Section 371.182. Hold Period

Sec. 371.182.  HOLD PERIOD.  The commissioner may designate a reasonable hold period during which a pawnbroker may not sell or otherwise dispose of an item of goods acquired and offered for sale or other disposition by the pawnbroker.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.  Amended by Acts 1999, 76th Leg., ch. 801, Sec. 12, eff. Sept. 1, 1999.|
TX Fin Code § 371.183 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter D. Operation of Pawnshops|Section 371.183. Consumer Information

Sec. 371.183.  CONSUMER INFORMATION.  The Finance Commission of Texas by rule may require a pawnshop to display, in an area in the pawnshop accessible to a consumer, materials provided by the commissioner that are designed to:(1)  inform a consumer of the duties, rights, and responsibilities of parties to a transaction regulated by the commissioner;  and(2)  inform and assist a robbery, burglary, or theft victim.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.  Amended by Acts 2001, 77th Leg., ch. 867, Sec. 102, eff. Sept. 1, 2001.|
TX Fin Code § 371.201 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter E. Inspections and Examinations|Section 371.201. Examination by Commissioner

Sec. 371.201.  EXAMINATION BY COMMISSIONER.  At any time the commissioner considers necessary, the commissioner or the commissioner's representative may:(1)  examine a pawnbroker's place of business;(2)  inquire into and examine a pawnbroker's transactions, books, accounts, papers, correspondence, or other records that relate to the business of the pawnbroker;  and(3)  examine or inspect pledged goods and goods required to be identified by Section 371.177.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 371.202 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter E. Inspections and Examinations|Section 371.202. Access to Records; Copies

Sec. 371.202.  ACCESS TO RECORDS;  COPIES.  (a)  During an examination the pawnbroker shall give the commissioner or the commissioner's representative free access to the pawnbroker's office, place of business, files, safe, or vault.(b)  The commissioner or the representative is entitled to copy any book, account, paper, correspondence, or other record that relates to the business of the pawnbroker.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 371.203 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter E. Inspections and Examinations|Section 371.203. Oaths

Sec. 371.203.  OATHS.  During an examination the commissioner or the commissioner's representative may administer an oath and examine a person under oath on a subject relating to a matter regarding which the commissioner is authorized or required by this chapter to consider, investigate, or secure information.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 371.204 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter E. Inspections and Examinations|Section 371.204. Inspection by Peace Officer

Sec. 371.204.  INSPECTION BY PEACE OFFICER.  A pawnbroker shall allow a peace officer to inspect the pawnbroker's books, accounts, papers, correspondence, or other records that relate to the business of the pawnbroker at any reasonable time without judicial writ or other process.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 371.205 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter E. Inspections and Examinations|Section 371.205. Refusal to Allow Examination or Inspection

Sec. 371.205.  REFUSAL TO ALLOW EXAMINATION OR INSPECTION.  A pawnbroker who fails or refuses to permit an examination or copying of books or other documents or an examination or inspection of goods authorized by this subchapter violates this chapter.  The failure or refusal is grounds for the suspension or revocation of the license.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 371.206 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter E. Inspections and Examinations|Section 371.206. Confidentiality

Sec. 371.206.  CONFIDENTIALITY.  Information obtained during an examination or inspection authorized by this subchapter is confidential and privileged except for use by the commissioner or in a criminal investigation or prosecution.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 371.207 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter E. Inspections and Examinations|Section 371.207. Fee

Sec. 371.207.  FEE.  A pawnbroker shall pay to the commissioner an amount assessed by the commissioner to cover the direct and indirect costs of an examination and a proportionate share of general administrative expenses.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 371.208 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter E. Inspections and Examinations|Section 371.208. Verification of Net Assets

Sec. 371.208.  VERIFICATION OF NET ASSETS.  If the commissioner questions the amount of a pawnbroker's net assets, the commissioner may require certification by an independent certified public accountant that:(1)  the accountant has reviewed the pawnbroker's books, other records, and transactions during the reporting year;(2)  the books and other records are maintained using generally accepted accounting principles;  and(3)  the pawnbroker meets the net assets requirement of Section 371.072.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 371.251 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter F. License Revocation, Suspension, and Surrender|Section 371.251. Revocation or Suspension of Pawnshop License

Sec. 371.251.  REVOCATION OR SUSPENSION OF PAWNSHOP LICENSE.  (a)  After notice and opportunity for a hearing, the commissioner may revoke or suspend a pawnshop license if the commissioner finds that:(1)  the pawnbroker has not paid a fee or charge imposed by the commissioner under this chapter;(2)  the pawnbroker, knowingly or without exercising due care to prevent the violation, has violated this chapter or a rule adopted or an order issued under this chapter;(3)  a fact or condition exists that, if it had existed or had been known to exist at the time of the original license application, clearly would have justified refusal to issue the license;(4)  the pawnbroker has established an association with an unlicensed person who, with the knowledge of the pawnbroker, has violated this chapter;(5)  the pawnbroker has aided or conspired with a person to circumvent this chapter;(6)  the pawnbroker or a legal or beneficial owner of the pawnbroker has been convicted of a crime that the commissioner finds directly relates to the duties and responsibilities of the occupation of pawnbroker or would otherwise make the person unfit for a pawnshop license under Section 371.052;(7)  the financial responsibility, experience, character, or general fitness of the pawnbroker or its owners and managers do not command the confidence of the public or warrant the belief that the business will be operated lawfully, fairly, and within the purposes of this chapter; or(8)  the pawnbroker has not maintained the minimum net assets required by Section 371.072.(b)  The commissioner may:(1)  place on probation a person whose license is suspended;  or(2)  reprimand a pawnbroker for violating this chapter or a rule adopted under this chapter.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.Amended by: Acts 2019, 86th Leg., R.S., Ch. 767 (H.B. 1442), Sec. 79, eff. September 1, 2019.|
TX Fin Code § 371.252 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter F. License Revocation, Suspension, and Surrender|Section 371.252. Effect of Revocation, Suspension, or Surrender of Pawnshop License

Sec. 371.252.  EFFECT OF REVOCATION, SUSPENSION, OR SURRENDER OF PAWNSHOP LICENSE.  Revocation, suspension, or surrender of a pawnshop license does not affect a preexisting contract between the pawnbroker and a pledgor.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 371.253 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter F. License Revocation, Suspension, and Surrender|Section 371.253. Notice of Revocation

Sec. 371.253.  NOTICE OF REVOCATION.  (a)  On revocation of a pawnshop license by the commissioner, the pawnbroker shall send notice of the revocation to each pledgor with goods in the possession of, but not forfeited to, the pawnbroker on the revocation date.(b)  The notice must be:(1)  in a form prescribed by the commissioner;  and(2)  mailed not later than the fifth day after the revocation date to the pledgor at the address recorded on the pawn ticket.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 371.254 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter F. License Revocation, Suspension, and Surrender|Section 371.254. Redemption of Goods After License Revocation or Suspension

Sec. 371.254.  REDEMPTION OF GOODS AFTER LICENSE REVOCATION OR SUSPENSION.  (a)  After revocation of a pawnshop license, the pawnbroker, for the sole purpose of allowing a pledgor to redeem pledged goods, shall maintain usual business hours at the pawnshop for 60 days after the latest maturity date of any pawn transaction made at that pawnshop.(b)  If after the revocation of a license and within the period provided by Section 371.169 a pledgor requests an extension of that period, the pawnbroker shall grant an extension not to exceed 30 days.(c)  The commissioner may exercise any authority conferred on the commissioner to protect the interest of a pledgor of goods in the possession of a pawnbroker whose license has been revoked, including assessment of a penalty or administrative enforcement under this chapter.(d)  On suspension of a pawnshop license by the commissioner, the pawnbroker shall maintain the pawnshop's usual business hours during the suspension for the sole purpose of allowing a pledgor to redeem goods or to renew a pawn transaction that matures during the suspension.(e)  A pawnbroker shall renew a pawn transaction that matures during a suspension if, not later than the 60th day after the maturity date, the pledgor requests a renewal.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 371.255 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter F. License Revocation, Suspension, and Surrender|Section 371.255. Revocation or Suspension of Pawnshop Employee License

Sec. 371.255.  REVOCATION OR SUSPENSION OF PAWNSHOP EMPLOYEE LICENSE.  After notice and hearing, the commissioner may revoke or suspend a pawnshop employee license if the commissioner finds that:(1)  the license holder knowingly or recklessly violated this chapter or a rule adopted or order issued under this chapter;(2)  a fact or condition exists that, if it had existed or had been known to exist at the time of the original license application, clearly would have justified refusal to issue the license; or(3)  the business repute and general fitness of the license holder do not warrant belief that the license holder will operate the business lawfully and fairly within the provisions of this chapter.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.Amended by: Acts 2019, 86th Leg., R.S., Ch. 767 (H.B. 1442), Sec. 80, eff. September 1, 2019.|
TX Fin Code § 371.256 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter F. License Revocation, Suspension, and Surrender|Section 371.256. Hearing

Sec. 371.256.  HEARING.  (a)  The commissioner shall send written notice of a pawnshop employee license revocation or suspension hearing to:(1)  the license holder;  and(2)  the employing pawnbroker.(b)  The commissioner shall hold the hearing not earlier than the 21st day after the date the notice was sent.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 371.257 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter F. License Revocation, Suspension, and Surrender|Section 371.257. Surrender of License

Sec. 371.257.  SURRENDER OF LICENSE.  (a)  The holder of a pawnshop license or a pawnshop employee license may surrender the license by delivering it to the commissioner with written notice of surrender.(b)  Surrender does not affect a license holder's civil or criminal liability for an act committed before the surrender.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 371.258 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter F. License Revocation, Suspension, and Surrender|Section 371.258. Reinstatement of License

Sec. 371.258.  REINSTATEMENT OF LICENSE.  (a)  This section applies to a pawnshop license or a pawnshop employee license.(b)  The commissioner may reinstate a suspended pawnshop license or pawnshop employee license or issue a new license to the person whose license or licenses have been revoked if no fact or condition exists that clearly would have justified refusal to issue the license originally.(c)  The commissioner shall reinstate an expired pawnbroker license if, not later than the 180th day after the date on which the license expired, the pawnbroker pays the commissioner the delinquent $125 fee plus a reinstatement fee of $1,000. After a pawnbroker's license has expired, the commissioner shall promptly send notice of reinstatement rights to the delinquent pawnbroker by certified mail.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.  Amended by Acts 1999, 76th Leg., ch. 801, Sec. 13, eff. Sept. 1, 1999;  Acts 1999, 76th Leg., ch. 1399, Sec. 8, eff. Sept. 1, 1999.Amended by: Acts 2019, 86th Leg., R.S., Ch. 767 (H.B. 1442), Sec. 81, eff. September 1, 2019.|
TX Fin Code § 371.259 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter F. License Revocation, Suspension, and Surrender|Section 371.259. Certificate of Standing; Copies

Sec. 371.259.  CERTIFICATE OF STANDING;  COPIES.  The commissioner, under the commissioner's seal and signature, shall provide a certificate of good standing or a certified copy of a pawnshop license or a pawnshop employee license to a person who applies and pays for the certificate or copy.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 371.301 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter G. Enforcement; Penalties|Section 371.301. Commissioner's Enforcement Powers

Sec. 371.301.  COMMISSIONER'S ENFORCEMENT POWERS.  For purposes of enforcing this chapter, the commissioner:(1)  has the powers granted to the commissioner under Chapter 14;(2)  may exercise those powers in the same manner as those powers may be exercised under:(A)  Chapters 14, 392, and 394;(B)  Subtitle B, Title 4; and(C)  Chapters 51, 302, 601, and 621, Business & Commerce Code; and(3)  has any authority granted the commissioner by other law.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.Amended by: Acts 2007, 80th Leg., R.S., Ch. 885 (H.B. 2278), Sec. 2.19, eff. April 1, 2009.|
TX Fin Code § 371.302 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter G. Enforcement; Penalties|Section 371.302. Order to End Violation; Injunction; Damages

Sec. 371.302.  ORDER TO END VIOLATION;  INJUNCTION;  DAMAGES.  (a)  If the commissioner has reasonable cause to believe that a person is violating this chapter, the commissioner, in addition to and without prejudice to other authority provided by this chapter, may enter an order requiring the person to stop or to refrain from the violation.(b)  At the commissioner's request, the attorney general or an attorney authorized to represent this state in district court shall sue in any district court with venue or in a district court of Travis County to enjoin a person from violating or continuing a violation of this chapter or from acting to further a violation.  The court may enter an order or judgment awarding a preliminary or permanent injunction.  The court may issue an additional order or judgment for actual damages suffered by a person as a result of the violation.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 371.303 (2021)
2021 Texas Statutes|Finance Code|Title 4 - Regulation of Interest, Loans, and Financed Transactions|Subtitle C - Pawnshops|Chapter 371 - Pawnshops|Subchapter G. Enforcement; Penalties|Section 371.303. Administrative Penalty

Sec. 371.303.  ADMINISTRATIVE PENALTY.  (a)  The commissioner may assess an administrative penalty against a person who violates this chapter or a rule adopted under this chapter.(b)  The commissioner may assess the administrative penalty in an amount not to exceed $1,000.(c)  Each day a violation continues or occurs may be considered a separate violation for purposes of this section.  The aggregate amount of penalties that may be assessed under this section against a person during one calendar year may not exceed $10,000 for violations an element of which occurred at the same business location.(d)  In determining the amount of a penalty, the commissioner shall consider:(1)  the seriousness of the violation, including the nature, circumstances, extent, and gravity of the prohibited act;(2)  the history of previous violations;(3)  the amount necessary to deter future violations;(4)  efforts to correct the violation;  and(5)  any other matter that justice may require.(e)  If, after investigation of a possible violation and the facts relating to that possible violation, the commissioner determines that a violation has occurred, the commissioner shall issue a preliminary report that states:(1)  the facts on which the conclusion is based;(2)  the fact that an administrative penalty is to be imposed;  and(3)  the amount to be assessed.(f)  Not later than the 10th day after the date on which the commissioner issues the preliminary report, the commissioner shall send to the person charged with the violation a copy of the report and a statement that the person has a right to a hearing on the alleged violation and the amount of the penalty.(g)  Not later than the 20th day after the date on which the report is sent, the person charged may make a written request for a hearing or may pay to the commissioner the amount of the administrative penalty.  A person who does not request a hearing or pay the amount of the penalty within the prescribed time waives the right to a hearing.(h)  If the person charged accepts the commissioner's determination, the commissioner shall issue an order approving the determination and ordering payment of the recommended penalty.(i)  If it is determined after a hearing that the person has committed the alleged violation, the commissioner shall give written notice to the person of each finding established by the hearing and the amount of the penalty and shall enter an order requiring the person to pay the penalty.(j)  Not later than the 30th day after the date on which the notice is received, the person charged shall pay the administrative penalty in full.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.Amended by: Acts 2005, 79th Leg., Ch. 1018 (H.B. 955), Sec. 4.06, eff. September 1, 2005.|