reglab/housing_qa huggingface dataset:
AK Stat § 45.45.040 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 1. Interest.|Sec. 45.45.040. Usurious rate as working forfeiture of entire interest.

If, in an action brought on a contract, the court determines that a rate of interest has been contracted for greater than is authorized by AS 45.45.010 - 45.45.070, either directly or indirectly, in money, property, or other valuable thing, or that a gift or donation of money, property, or other valuable thing has been made or promised to be made to a lender or creditor, or to a person for the lender or creditor, directly or indirectly, by the borrower or debtor, or a person for the borrower or debtor, the design of which is to obtain for money so loaned, or for debts due or to become due, a rate of interest greater than that specified by AS 45.45.010 - 45.45.070, the rate of interest is usurious and works a forfeiture of the entire interest on the debt. The court shall give judgment for the amount due, without interest, on the sum loaned or the debt contracted, against the defendant and in favor of the plaintiff and against the plaintiff for costs of action, whether the action is contested or not.
AK Stat § 45.45.050 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 1. Interest.|Sec. 45.45.050. Recovery by assignee of usurious contract of amount paid.

AS 45.45.010 - 45.45.070 do not prevent the bona fide assignee of a usurious contract from recovering against the immediate assignor, or the original usurer, the full amount paid by the assignee for the contract if the assignee did not have notice of the usury affecting the contract.
AK Stat § 45.45.060 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 1. Interest.|Sec. 45.45.060. Contract not usurious because of agreement to pay taxes.

A contract made in the state between borrower and lender, debtor and creditor, or mortgagor and mortgagee, on which the rate of interest is the legal rate of interest specified in AS 45.45.010 or less, by which one party agrees to pay the taxes on the debt, credit, or mortgage existing or entered into between the parties, is legal and valid and is not usurious.
AK Stat § 45.45.070 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 1. Interest.|Sec. 45.45.070. Enforcement of contracts entered into under AS 45.45.060.

A contract entered into under AS 45.45.060 may be enforced by the parties to it. However in making an assessment of a credit loan or mortgage, it shall be assessed to the holder of the contract.
AK Stat § 45.45.090 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 2. Collection of Advance Interest.|Sec. 45.45.090. Applicability of other laws.

No law of this state prescribing or limiting interest rates upon loans applies to loans made under AS 45.45.080.
AK Stat § 45.45.100 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 3. Merchandise.|Sec. 45.45.100. Requiring individuals to keep merchandise in full view.

A merchant may request an individual on the merchant's premises to place or keep in full view merchandise that the individual removes, or that the merchant believes the individual may have removed, from its place of display or elsewhere, whether for examination, purchase, or another purpose. A merchant is not criminally or civilly liable for making this request.
AK Stat § 45.45.105 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 3. Merchandise.|Sec. 45.45.105. Unsolicited merchandise.

(a) A person may not offer merchandise for sale, in any manner, when the offer includes the voluntary and unsolicited sending of merchandise not actually ordered or requested by the recipient, either orally or in writing. (b) Unsolicited merchandise received shall be considered an unconditional gift to the recipient who may use or dispose of it in any manner the recipient sees fit without obligation to the sender.
AK Stat § 45.45.110 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 3. Merchandise.|Sec. 45.45.110. Definitions.

In AS 45.45.100 and 45.45.105, (1) “merchandise” means personal property capable of manual delivery that is produced, displayed, held, or offered for sale by a manufacturer, distributor, or merchant; (2) “merchant” means an owner or operator of a place of business used for displaying, holding, or selling personal property capable of manual delivery, and the agent, consignee, employee, lessee, or officer of the owner or operator; (3) “premises” means an establishment or part of one in which merchandise is displayed, held, or offered for sale.
AK Stat § 45.45.120 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 4. Funerals.|Sec. 45.45.120. Disclosure of costs.

Every person performing or arranging for services or providing merchandise relating to the disposition of a dead human body shall give to the person arranging for the disposition at the time the arrangements are completed and before the time of rendering the service or providing the merchandise a written statement showing, to the extent then reasonably ascertainable, (1) the price and what is included with specific prices for at least each of the following: (A) transfer of remains to funeral home; (B) embalming; (C) use of facilities for viewing; (D) use of facilities for funeral service; (E) caskets, with a notation that a separate casket price list will be provided before any sales presentation for caskets is made; (F) hearse; (G) limousine; (H) services of funeral director and staff; (I) outer interment receptacles; if outer interment receptacles are sold, a notation that a separate outer interment receptacle price list will be provided before any sales presentation for such items is made; (2) the price of each supplemental item of service or merchandise; (3) the amount involved for each of the items for which money will be advanced; an item for which money is advanced shall be charged in the same amount as the cost to the person making the advance; (4) the method of payment; (5) the fee for counseling, consulting, or arranging for future services relating to the disposition of a dead human body.
AK Stat § 45.45.130 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 5. Regulation of Motor Vehicle Repairs.|Sec. 45.45.130. Repair order.

Upon request of the customer and before the commencement of repairs, the shop shall provide the customer with a copy of a dated repair order legibly describing the repairs to be performed. The shop shall record the odometer reading of the customer's motor vehicle on the repair order, and shall sign the customer's copy.
AK Stat § 45.45.140 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 5. Regulation of Motor Vehicle Repairs.|Sec. 45.45.140. Repair price information.

Upon request of the customer and before the commencement of repairs, the shop shall provide the customer with a price estimate for the repairs. The repair price estimate shall be made in good faith by the shop and may not be exceeded except for good cause and additional charges over the price estimate may not be incurred without approval of the customer. Nothing in this section may be construed as requiring a shop to provide a price estimate if the shop does not agree to perform the requested repairs.
AK Stat § 45.45.150 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 5. Regulation of Motor Vehicle Repairs.|Sec. 45.45.150. Notice to customer.

The shop shall post a conspicuously located and easily readable sign that states:“You are entitled to a price estimate for the repairs you authorize if you request the estimate before the repairs are begun. This price estimate will not be exceeded if the motor vehicle is delivered to the shop within five days. After the motor vehicle is delivered to the shop the repair price may be less than the estimate but will not exceed the estimate without your permission. Your signature on the repair order will indicate your authorization of repairs at the price estimated.You are entitled to the return of any or all replaced parts, except parts which must be returned to a manufacturer because of warranty and/or exchange agreement, if you request the parts at the time your order is taken. Those parts which must be returned to the manufacturer will be made available for inspection to you when you pick up your vehicle if you request the parts at the time your repair order is taken.”
AK Stat § 45.45.160 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 5. Regulation of Motor Vehicle Repairs.|Sec. 45.45.160. Charges.

A shop may not charge for making a repair price estimate unless, before making the estimate, the shop discloses to the customer the amount of the charge, or, if the amount cannot be determined, the basis on which the charge will be calculated. A shop may not impose, or threaten to impose, a charge that is clearly excessive in relation to the work involved in making the price estimate.
AK Stat § 45.45.170 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 5. Regulation of Motor Vehicle Repairs.|Sec. 45.45.170. Authorization to proceed with repairs.

(a) If the shop has given the customer an estimate and the price for the authorized repairs will exceed the estimate, the shop shall call the customer before continuing with the repairs and shall provide the customer with a new, good faith estimate of the repair price. The shop may not then continue with the repairs until it receives the customer's written or oral authorization to do so. (b) Before undertaking repairs other than those previously authorized by the customer, the shop shall call the customer and provide the customer with a description of the proposed additional repairs, together with a good faith estimate of the price for the repairs. The shop may not then undertake the additional repairs until it receives the customer's written or oral authorization to do so. (c) If the shop does not receive the customer's authorization to proceed with the repairs under (a) or (b) of this section, the shop shall either agree to perform the repairs at the original estimated price or provide for the customer to retake possession of the vehicle in at least as good condition as it was delivered to the shop and notify the customer accordingly. (d) A written authorization under (a) or (b) of this section shall be made on the repair order or on the invoice when a repair order is not requested and shall specify newly authorized repairs, as well as the newly authorized repair price estimate. If authorization under (a) or (b) of this section is received orally, the shop shall specify on the repair order or invoice newly authorized repairs, as well as the newly authorized repair price estimate. It shall also specify the date and time of authorization, and the person and telephone number called.
AK Stat § 45.45.180 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 5. Regulation of Motor Vehicle Repairs.|Sec. 45.45.180. Return of parts.

Parts from a customer's motor vehicle that are replaced by the shop shall be returned to the customer if they are requested by the customer at the time the repair order is taken. However, parts that must be returned to the manufacturer because of a warranty or exchange agreement need not be returned to the customer upon request but shall instead be made available for the customer's inspection when the customer retakes possession of the motor vehicle.
AK Stat § 45.45.190 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 5. Regulation of Motor Vehicle Repairs.|Sec. 45.45.190. Invoice.

The shop shall provide every customer, at the time the customer retakes possession of the motor vehicle, with a copy of a dated invoice detailing the costs of all parts and labor involved in the repair, and identifying all parts replacements as being either new, used, rebuilt, or reconditioned.
AK Stat § 45.45.200 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 5. Regulation of Motor Vehicle Repairs.|Sec. 45.45.200. Prohibited practices.

(a) A shop may not misrepresent, directly or by implication, (1) the cost of repairs authorized by the customer; (2) the terms or conditions of a warranty or service agreement; (3) that repairs are necessary; (4) that repairs have been made; or (5) that the motor vehicle is in a dangerous condition, or that the customer's continued use of the motor vehicle will be hazardous to persons or harmful to the motor vehicle. (b) A shop may not collect or attempt to collect for (1) repairs not authorized either orally or in writing by the customer; (2) repairs that the shop knew or reasonably ought to have known to be unnecessary; or (3) repairs that have not been made. (c) A shop that is also a warrantor or a party to a service agreement may not refuse to repair a motor vehicle in accordance with the terms and conditions of the warranty or service agreement. (d) A shop may not fail to return a customer's motor vehicle because the customer has refused to pay for unauthorized repairs, or because the customer has refused to pay repair charges in excess of the price authorized under AS 45.45.130 - 45.45.140, if the customer pays the authorized price for the authorized repairs. (e) A shop may not alter a customer's motor vehicle with intent to create a condition requiring repairs.
AK Stat § 45.45.210 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 5. Regulation of Motor Vehicle Repairs.|Sec. 45.45.210. Disclosure of regulation.

The following statement shall be conspicuously printed, either on the invoice or on another form given to every customer for whom the shop performs repairs:“Motor vehicle repair trade practices are regulated by Alaska Statutes 45.45.130 - 45.45.240, administered by the Alaska Department of Law.”
AK Stat § 45.45.220 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 5. Regulation of Motor Vehicle Repairs.|Sec. 45.45.220. Records.

A shop shall maintain repair records and invoices for parts purchased by the shop. The records shall be available for reasonable inspection by the attorney general or other persons acting at the request of the attorney general and shall be retained for at least two years.
AK Stat § 45.45.240 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 5. Regulation of Motor Vehicle Repairs.|Sec. 45.45.240. Definitions.

In AS 45.45.130 - 45.45.240 (1) “customer” includes a person authorized by the customer to act on the customer's behalf; (2) “motor vehicle” or “vehicle” means a motor vehicle as defined in AS 28.90.990 that is required to be registered under AS 28.10, or with a governmental agency of another jurisdiction performing a similar function; (3) “shop” means an individual, corporation, partnership, or other form of business organization engaged in the motor vehicle repair business and includes owners, officers, directors, agents, employees, and representatives but excludes the following: (A) a shop engaged solely in the business of repairing the motor vehicles of a single commercial, industrial, or governmental establishment, or of two or more of these establishments that are related by common ownership or corporation affiliation; (B) a person repairing the person's own or a family member's motor vehicle; (4) “repair” or “repairs” means the improvement, adjustment, replacement, examination, diagnosis, maintenance, servicing, removal, or installation of any component or part of a motor vehicle, but does not include towing or the supplying of motor fuel to a motor vehicle.
AK Stat § 45.45.300 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 6. Motor Vehicle Warranties.|Sec. 45.45.300. Repairs required.

If a new motor vehicle does not conform to an express warranty that is applicable to it and the owner of the vehicle reports the defect or condition to the manufacturer of the vehicle or to the manufacturer's or distributor's dealer during the term of the warranty, the manufacturer, distributor, dealer, or a repairing agent shall make the necessary repairs to conform the vehicle to the express warranty.
AK Stat § 45.45.305 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 6. Motor Vehicle Warranties.|Sec. 45.45.305. Replacement or refund.

If during the term of the express warranty or within one year from the date of delivery of the motor vehicle to the original owner, whichever period terminates first, the manufacturer, distributor, dealer, or repairing agent is unable to conform the motor vehicle to an applicable express warranty after a reasonable number of attempts, the manufacturer or distributor shall accept the return of the nonconforming motor vehicle, and, at the owner's option, shall replace the nonconforming vehicle with a new, comparable vehicle or shall refund the full purchase price to the owner less a reasonable allowance for the use of the motor vehicle from the time it was delivered to the original owner. A refund under this section shall be made to a lienholder of record, if any, and the owner, as their interests may appear.
AK Stat § 45.45.310 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 6. Motor Vehicle Warranties.|Sec. 45.45.310. Notice by owner.

In order to claim a refund or replacement under AS 45.45.305, the owner shall give written notice by certified mail to the manufacturer and its dealer or repairing agent at any time before 60 days have elapsed after the expiration of the express warranty or the one-year period after the date of delivery of the motor vehicle to the original owner, whichever period terminates first, (1) stating that the vehicle has a nonconformity; (2) providing a reasonable description of the nonconformity; (3) stating that the manufacturer, distributor, dealer, or repairing agent has made a reasonable number of attempts to conform the vehicle; and (4) stating that the owner demands a refund or replacement vehicle to be delivered on the 60th day after the mailing of the written notice. Within 30 days after receiving the notice required by this section the manufacturer may make a final attempt to conform the vehicle before a refund or replacement is made under AS 45.45.305.
AK Stat § 45.45.315 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 6. Motor Vehicle Warranties.|Sec. 45.45.315. Exceptions.

An owner may not receive a refund or replacement under AS 45.45.300 - 45.45.360 if the manufacturer or distributor shows that the nonconformity complained of (1) does not substantially impair either the use or the market value of the motor vehicle; or (2) is the result of (A) alteration of the motor vehicle by the owner or a person other than a dealer or repairing agent that is not authorized by the manufacturer or distributor; or (B) abuse or neglect by the owner or a person other than the dealer or repairing agent.
AK Stat § 45.45.320 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 6. Motor Vehicle Warranties.|Sec. 45.45.320. Presumption.

A presumption that a reasonable number of attempts have been made to conform a motor vehicle under an applicable express warranty is established if: (1) the same nonconformity has been subject to repair three or more times by the manufacturer, distributor, dealer, or repairing agent during the term of the express warranty or the one-year period after delivery of the motor vehicle to the original owner, whichever period terminates first, but the nonconformity continues to exist; or (2) the vehicle is out of service for repair for a total of 30 or more business days during the express warranty term or the one-year period referred to in (1) of this section, whichever period terminates first; any period of time that repairs are not performed for reasons that are beyond the control of the manufacturer, distributor, dealer, or repairing agent is excluded from the 30-day time period referred to in this paragraph.
AK Stat § 45.45.325 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 6. Motor Vehicle Warranties.|Sec. 45.45.325. Parts availability.

A manufacturer whose vehicles are sold in the state through an authorized dealer shall provide its dealer or repairing agent with any part necessary to make a repair of a nonconformity covered under an express warranty, as soon as possible, without additional charge for freight or handling, if the part is not in the dealer's or agent's inventory when the nonconforming vehicle is brought to the dealer or repairing agent for repair.
AK Stat § 45.45.330 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 6. Motor Vehicle Warranties.|Sec. 45.45.330. Failure to replace or refund.

A manufacturer or distributor who fails to refund the full purchase price of a motor vehicle or replace the motor vehicle when there is a requirement to do so under AS 45.45.300 - 45.45.360 is presumed to have committed an unfair trade practice under AS 45.50.471.
AK Stat § 45.45.335 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 6. Motor Vehicle Warranties.|Sec. 45.45.335. Resale without disclosure prohibited.

A motor vehicle returned under AS 45.45.305 may not be resold by the manufacturer or distributor in the state unless full disclosure of the reason for the return is made to the prospective buyer before the resale is concluded.
AK Stat § 45.45.340 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 6. Motor Vehicle Warranties.|Sec. 45.45.340. Other rights and remedies.

The provisions of AS 45.45.300 - 45.45.360 do not limit other rights and remedies that may be available to the owner of a motor vehicle under other provisions of law. This section does not create a new cause of action against a dealer or repairing agent who sells or attempts to repair a motor vehicle found to be nonconforming under AS 45.45.300 - 45.45.360.
AK Stat § 45.45.345 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 6. Motor Vehicle Warranties.|Sec. 45.45.345. Repair facilities.

A manufacturer or distributor of motor vehicles who authorizes the sale of the manufacturer's or distributor's motor vehicles in the state shall maintain authorized dealership facilities within the state that are able to perform the service and make the repairs required by the manufacturer's express warranty and by AS 45.45.300 - 45.45.360.
AK Stat § 45.45.350 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 6. Motor Vehicle Warranties.|Sec. 45.45.350. Reimbursement of shipping costs.

A manufacturer or distributor who accepts the return of a nonconforming motor vehicle under AS 45.45.305 shall reimburse the owner for any reasonable cost incurred in shipping the vehicle to and from the nearest authorized facility for warranty service and repair of a nonconformity that causes the return of the vehicle.