NY UCC § 4-A-105 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 4-A - Funds Transfers Part 1 - Subject Matter and Definitions 4-A-105 - Other Definitions.

Section 4-A-105.  Other Definitions.  (1)  In this Article:       (a)   "Authorized  account" means a deposit account of a customer            in a bank designated by the customer as a source  of  payment            of  payment  orders issued by the customer to the bank.  If a            customer does not so designate an account, any account of the            customer is an authorized account if  payment  of  a  payment            order   from   that   account  is  not  inconsistent  with  a            restriction on the use of that account.       (b)  "Bank" means a person engaged in the business of banking and            includes a savings bank, savings and loan association, credit            union, and trust company.  A branch or separate office  of  a            bank is a separate bank for purposes of this article.       (c)   "Customer"  means  a  person,  including  a bank, having an            account with a bank or from whom a bank has agreed to receive            payment orders.       (d)  "Funds-transfer business day" of a receiving bank means  the            part of a day during which the receiving bank is open for the            receipt,  processing,  and  transmittal of payment orders and            cancellations and amendments of payment orders.       (e)  "Funds-transfer  system"  means  a  wire  transfer  network,            automated  clearing house, or other communication system of a            clearing house or other association of banks through which  a            payment  order  by  a  bank may be transmitted to the bank to            which the order is addressed.       (f)  "Good faith" means honesty in fact  and  the  observance  of            reasonable commercial standards of fair dealing.       (g) "Prove"  with  respect  to a fact means to meet the burden of            establishing the fact (subsection (b)(8) of section 1--201).  (2)  Other definitions applying to this Article and  the  sections  in which they appear are:       "Acceptance"                  Section 4-A-209      "Beneficiary"                 Section 4-A-103      "Beneficiary's bank"          Section 4-A-103      "Executed"                    Section 4-A-301      "Execution date"              Section 4-A-301      "Funds transfer"              Section 4-A-104      "Funds-transfer system rule"  Section 4-A-501      "Intermediary bank"           Section 4-A-104      "Originator"                  Section 4-A-104      "Originator's bank"           Section 4-A-104      "Payment by beneficiary's       bank to beneficiary"         Section 4-A-405      "Payment by originator        to beneficiary"             Section 4-A-406      "Payment by sender to        receiving bank"             Section 4-A-403      "Payment date"                Section 4-A-401      "Payment order"               Section 4-A-103      "Receiving bank"              Section 4-A-103      "Security procedure"          Section 4-A-201      "Sender"                      Section 4-A-103  (3) The following definitions in Article 4 apply to this Article:       "Clearing house"              Section 4-104      "Item"                        Section 4-104      "Suspends payments"           Section 4-104  (4)  In addition Article 1 contains general definitions and principles of construction and interpretation applicable throughout this Article.