reglab/housing_qa huggingface dataset:
NV Rev Stat § 616B.383 (2021)
2021 Nevada Revised Statutes|Chapter 616B - Industrial Insurance: Insurers; Liability for Provision of Coverage|NRS 616B.383 - Advertisements or written materials to join association of self-insured public or private employers; solicitor to provide to Commissioner upon request copy of document relating to solicitation.

  1. Any advertising or written material that solicits employers to join an association of self-insured public or private employers must contain the permit number of the solicitor.  2. A solicitor shall provide to the Commissioner upon request a copy of any document relating to a solicitation which was prepared after the solicitor filed his or her application for a permit.  (Added to NRS by 1995, 1977)
NV Rev Stat § 616B.388 (2021)
2021 Nevada Revised Statutes|Chapter 616B - Industrial Insurance: Insurers; Liability for Provision of Coverage|NRS 616B.388 - Provision of member information upon request.

If a member of an association of self-insured public or private employers requests, in writing, information required for the member’s certificate of insurance, the association shall, within 30 days after receiving the request, provide to the member information regarding claims paid and reserves for claims incurred that are maintained on behalf of the member.  (Added to NRS by 2007, 3334)
NV Rev Stat § 616B.392 (2021)
2021 Nevada Revised Statutes|Chapter 616B - Industrial Insurance: Insurers; Liability for Provision of Coverage|NRS 616B.392 - Notification of Commissioner required if change in information submitted for certification.

  1. An association of self-insured public or private employers shall notify the Commissioner of any change in the information submitted in its application for certification or in the manner of its compliance with NRS 616B.353 not later than 30 days after the change.  2. For the purposes of this section, the addition of an employer to the membership of an association of self-insured private employers is not a change in the information that the association submitted in its application for certification.  (Added to NRS by 1993, 674; A 1999, 816)
NV Rev Stat § 616B.395 (2021)
2021 Nevada Revised Statutes|Chapter 616B - Industrial Insurance: Insurers; Liability for Provision of Coverage|NRS 616B.395 - Examination of books, records, accounts and assets of association by Commissioner; payment of related expenses.

  1. The Commissioner may examine the books, records, accounts and assets of an association of self-insured public or private employers as the Commissioner deems necessary to carry out the provisions of NRS 616B.350 to 616B.446, inclusive.  2. The expense of any examination conducted pursuant to this section must be paid by the association.  (Added to NRS by 1993, 675) — (Substituted in revision for NRS 616.3794)
NV Rev Stat § 616B.398 (2021)
2021 Nevada Revised Statutes|Chapter 616B - Industrial Insurance: Insurers; Liability for Provision of Coverage|NRS 616B.398 - Commissioner is agent of association for receipt of initial legal process.

An association of self-insured public or private employers shall be deemed to have appointed the Commissioner as its agent to receive any initial legal process authorized by law to be served upon the association for as long as the association is obligated to pay any compensation under chapters 616A to 616D, inclusive, or chapter 617 of NRS.  (Added to NRS by 1993, 675; A 2007, 2722)
NV Rev Stat § 616B.401 (2021)
2021 Nevada Revised Statutes|Chapter 616B - Industrial Insurance: Insurers; Liability for Provision of Coverage|NRS 616B.401 - Merger of associations.

  1. An association of self-insured public employers may merge with another association of self-insured public employers if:  (a) The resulting association assumes in full all obligations of the merging associations; and  (b) The merger is approved by the Commissioner.  2. An association of self-insured private employers may merge with another association of self-insured private employers if:  (a) The members of the merging associations are engaged in the same or similar trade;  (b) The resulting association assumes in full all obligations of the merging associations; and  (c) The merger is approved by the Commissioner.  3. The Commissioner shall conduct a hearing on the proposed merger if any member of the merging associations so requests. The Commissioner may on his or her own motion conduct such a hearing.  (Added to NRS by 1993, 675; A 1995, 1984) — (Substituted in revision for NRS 616.37947)
NV Rev Stat § 616B.404 (2021)
2021 Nevada Revised Statutes|Chapter 616B - Industrial Insurance: Insurers; Liability for Provision of Coverage|NRS 616B.404 - Statement of financial condition: Filing dates; contents; form; additional reports.

  1. An association of self-insured public or private employers shall file with the Commissioner an audited statement of financial condition prepared by an independent certified public accountant. The statement must be filed on or before May 1 of each year or within 120 days after the conclusion of the association’s fiscal year and must contain information for the previous fiscal year.  2. The statement required by subsection 1 must be in a form prescribed by the Commissioner and include, without limitation:  (a) A statement of the reserves for:  (1) Actual claims and expenses;  (2) Claims incurred but not reported, and the expenses associated with those claims;  (3) Assessments that are due, but not paid; and  (4) Unpaid debts, which must be shown as liabilities.  (b) An actuarial opinion regarding reserves that is prepared by a member of the American Academy of Actuaries or another specialist in loss reserves identified in the annual statement adopted by the National Association of Insurance Commissioners. The actuarial opinion must include a statement of:  (1) Actual claims and the expenses associated with those claims; and  (2) Claims incurred but not reported, and the expenses associated with those claims.  3. The Commissioner may adopt a uniform financial reporting system for associations of self-insured public and private employers to ensure the accurate and complete reporting of financial information.  4. The Commissioner may require the filing of such other reports as the Commissioner deems necessary to carry out the provisions of this section, including, without limitation:  (a) Audits of the payrolls of the members of an association of self-insured public or private employers;  (b) Reports of losses; and  (c) Quarterly financial statements.  (Added to NRS by 1993, 675; A 2003, 3343)
NV Rev Stat § 616B.407 (2021)
2021 Nevada Revised Statutes|Chapter 616B - Industrial Insurance: Insurers; Liability for Provision of Coverage|NRS 616B.407 - Calculation of annual assessment paid by each member of association.

  1. Except as otherwise provided in subsection 2, the annual assessment required to be paid by each member of an association of self-insured public or private employers must be:  (a) Calculated by a rate service organization that is licensed pursuant to chapter 686B of NRS; and  (b) Based on the premium rate for the standard industrial classification of that member, adjusted by the member’s individual experience.  If approved by the Commissioner, payments of assessments may be reduced by an amount based on the association’s level of expenses and loss experience.  2. If approved by the Commissioner, an association may calculate the annual assessment required to be paid by each member of the association. An assessment calculated by the association must be based on at least 5 years of the member’s individual experience.  (Added to NRS by 1993, 676; A 1999, 1722)
NV Rev Stat § 616B.410 (2021)
2021 Nevada Revised Statutes|Chapter 616B - Industrial Insurance: Insurers; Liability for Provision of Coverage|NRS 616B.410 - Annual audits; objection to assignment of standard industrial classification.

  1. The Commissioner shall cause to be conducted at least annually an audit of each association of self-insured public or private employers in order to verify:  (a) The standard industrial classification of each member of the association;  (b) The individual experience of each member of the association;  (c) The payroll of each member of the association; and  (d) The assessment required to be paid by each member of the association.  2. The audit required by this section must be conducted by an auditor approved by the Commissioner.  3. A report of the audit must be filed with the Commissioner in a form required by the Commissioner.  4. The association or any member of the association may request a hearing before the Commissioner to object to any standard industrial classification assigned to a member of the association as a result of the audit. If the Commissioner determines that the assessment required to be paid by any member of the association is:  (a) Insufficient because of the standard industrial classification assigned to the member, the Commissioner shall order the association to collect from that member any amount required to recover the deficiency.  (b) Excessive because of the standard industrial classification assigned to the member, the Commissioner shall order the association to pay to the member the excess amount collected.  5. The expenses of any audit conducted pursuant to this section must be paid by the association.  (Added to NRS by 1993, 676) — (Substituted in revision for NRS 616.37957)
NV Rev Stat § 616B.413 (2021)
2021 Nevada Revised Statutes|Chapter 616B - Industrial Insurance: Insurers; Liability for Provision of Coverage|NRS 616B.413 - Payment of dividends to members of association.

  1. If the assets of an association of self-insured public or private employers exceed the amount necessary for the association to:  (a) Pay its obligations and administrative expenses;  (b) Carry reasonable reserves; and  (c) Provide for contingencies,  the board of trustees of the association may, after obtaining the approval of the Commissioner, declare and distribute dividends to the members of the association.  2. Any dividend declared pursuant to subsection 1 must be distributed not less than 12 months after the end of the fund year.  3. A dividend may be paid only to those members who are members of the association for the entire fund year. The payment of a dividend must not be conditioned upon the member continuing his or her membership in the association after the fund year.  4. An association shall give to each prospective member of the association a written description of its plan for distributing dividends when the prospective member applies for membership in the association.  (Added to NRS by 1993, 676; A 2003, 3343)
NV Rev Stat § 616B.416 (2021)
2021 Nevada Revised Statutes|Chapter 616B - Industrial Insurance: Insurers; Liability for Provision of Coverage|NRS 616B.416 - Plan for payment of annual assessments by members of association.

  1. Each association of self-insured public or private employers shall adopt a plan for the payment of annual assessments by the members of the association which must be approved by the Commissioner.  2. The plan must include a requirement for:  (a) An initial payment, in advance, of a portion of the annual assessment due from each member of the association. If the association is an association of self-insured public employers, the initial payment must be in an amount approved by the Commissioner. If the association is an association of self-insured private employers, the initial payment must be in an amount equal to at least 25 percent of the member’s annual assessment.  (b) Payment of the balance of the annual assessment due in quarterly or monthly installments.  (Added to NRS by 1993, 677) — (Substituted in revision for NRS 616.37965)
NV Rev Stat § 616B.419 (2021)
2021 Nevada Revised Statutes|Chapter 616B - Industrial Insurance: Insurers; Liability for Provision of Coverage|NRS 616B.419 - Required reserves.

Each association of self-insured public or private employers shall maintain:  1. Actuarially appropriate loss reserves. Such reserves must include reserves for:  (a) Actual claims and the expenses associated with those claims; and  (b) Claims incurred but not reported, and the expenses associated with those claims.  2. Reserves for uncollected debts based on the experience of the association or other associations.  (Added to NRS by 1993, 677; A 2003, 3344)
NV Rev Stat § 616B.422 (2021)
2021 Nevada Revised Statutes|Chapter 616B - Industrial Insurance: Insurers; Liability for Provision of Coverage|NRS 616B.422 - Insufficient assets to pay compensation due and maintain reserves.

  1. If the assets of an association of self-insured public or private employers are insufficient to make certain the prompt payment of all compensation under chapters 616A to 617, inclusive, of NRS and to maintain the reserves required by NRS 616B.419, the association shall immediately notify the Commissioner of the deficiency and:  (a) Transfer any surplus acquired from a previous fund year to the current fund year to make up the deficiency;  (b) Transfer money from its administrative account to its claims account;  (c) Collect an additional assessment from its members in an amount required to make up the deficiency; or  (d) Take any other action to make up the deficiency which is approved by the Commissioner.  2. If the association wishes to transfer any surplus from one fund year to another, the association must first notify the Commissioner of the transfer.  3. The Commissioner shall order the association to make up any deficiency pursuant to subsection 1 if the association fails to do so within 30 days after notifying the Commissioner of the deficiency. The association shall be deemed insolvent if it fails to:  (a) Collect an additional assessment from its members within 30 days after being ordered to do so by the Commissioner; or  (b) Make up the deficiency in any other manner within 60 days after being ordered to do so by the Commissioner.  (Added to NRS by 1993, 677; A 2003, 3344)
NV Rev Stat § 616B.425 (2021)
2021 Nevada Revised Statutes|Chapter 616B - Industrial Insurance: Insurers; Liability for Provision of Coverage|NRS 616B.425 - Order by Commissioner to cease and desist; penalty for violation of order.

  1. The Commissioner may issue an order requiring an association of self-insured public or private employers or a member of the association to cease and desist from engaging in any act or practice found to be in violation of any provision of NRS 616B.350 to 616B.446, inclusive, or any regulation adopted pursuant thereto.  2. If the Commissioner determines that an association or a member of the association has violated an order to cease and desist, the Commissioner may impose an administrative fine of not more than $10,000 for each violation of the order, not to exceed an aggregate amount of $100,000, or withdraw the certificate of the association, or both.  (Added to NRS by 1993, 678; A 2007, 3339)
NV Rev Stat § 616B.428 (2021)
2021 Nevada Revised Statutes|Chapter 616B - Industrial Insurance: Insurers; Liability for Provision of Coverage|NRS 616B.428 - Administrative fines for violations; authority of Commissioner to withdraw certification; effect of withdrawal.

  1. The Commissioner may impose an administrative fine for each violation of any provision of NRS 616B.350 to 616B.446, inclusive, or any regulation adopted pursuant thereto. Except as otherwise provided in those sections, the amount of the fine may not exceed $1,000 for each violation or an aggregate amount of $10,000.  2. The Commissioner may withdraw the certificate of an association of self-insured public or private employers if:  (a) The association’s certificate was obtained by fraud;  (b) The application for certification contained a material misrepresentation;  (c) The association is found to be insolvent;  (d) The association fails to have five or more members;  (e) The association fails to pay the costs of any examination or any penalty, fee or assessment required by the provisions of chapters 616A to 616D, inclusive, or chapter 617 of NRS;  (f) The association fails to comply with any of the provisions of this chapter or chapter 616A, 616C, 616D or 617 of NRS, or any regulation adopted pursuant thereto;  (g) The association fails to comply with any order of the Commissioner within the time prescribed by the provisions of chapters 616A to 616D, inclusive, or chapter 617 of NRS or in the order of the Commissioner; or  (h) The association or its third-party administrator misappropriates, converts, illegally withholds or refuses to pay any money to which a person is entitled and that was entrusted to the association in its fiduciary capacity.  3. If the Commissioner withdraws the certification of an association of self-insured public or private employers, each employer who is a member of the association remains liable for his or her obligations incurred before and after the order of withdrawal.  4. Any employer who is a member of an association whose certification is withdrawn shall, on the effective date of the withdrawal, qualify as an employer pursuant to NRS 616B.650.  (Added to NRS by 1993, 678; A 1999, 217; 2007, 3339)
NV Rev Stat § 616B.431 (2021)
2021 Nevada Revised Statutes|Chapter 616B - Industrial Insurance: Insurers; Liability for Provision of Coverage|NRS 616B.431 - Withdrawal of certificate of association: Informal meeting; notice of withdrawal; hearing; effective date of withdrawal.

  1. Except as otherwise provided in NRS 616D.120, before any action may be taken pursuant to subsection 2, the Commissioner shall arrange an informal meeting with an association of self-insured public or private employers to discuss and seek correction of any conduct which would be grounds for withdrawal of the certificate of the association.  2. Except as otherwise provided in subsection 3 and NRS 616D.120, before the withdrawal of the certificate of any association of self-insured public or private employers, the Commissioner shall give written notice to the association by certified mail that its certificate will be withdrawn 10 days after receipt of the notice unless, within that time, the association corrects the conduct set forth in the notice as the reason for the withdrawal or submits a written request for a hearing to the Commissioner.  3. The Commissioner may grant additional time, not to exceed an additional 120 days, before the withdrawal of the certificate of an association if:  (a) The grounds for withdrawal of the certificate of the association are based on paragraph (d) of subsection 2 of NRS 616B.428; and  (b) The association is financially sound and capable of fulfilling its commitments.  4. If the association requests a hearing:  (a) The Commissioner shall set a date for a hearing within 20 days after receiving the request and give the association at least 10 business days’ notice of the time and place of the hearing.  (b) A record of the hearing must be kept, but it need not be transcribed unless requested by the association with the cost of transcription to be charged to the association.  (c) Within 5 business days after the hearing, the Commissioner shall either affirm or disaffirm the withdrawal and give the association written notice thereof by certified mail. If withdrawal of certification is affirmed, the withdrawal becomes effective 10 business days after the association receives notice of the affirmance unless within that period the association corrects the conduct which was grounds for the withdrawal or petitions for judicial review of the affirmance.  5. If the withdrawal of certification is affirmed following judicial review, the withdrawal becomes effective 5 days after entry of the final decree of affirmance.  (Added to NRS by 1993, 679; A 1995, 1642, 1984; 1997, 576)
NV Rev Stat § 616B.434 (2021)
2021 Nevada Revised Statutes|Chapter 616B - Industrial Insurance: Insurers; Liability for Provision of Coverage|NRS 616B.434 - Retention by Commissioner of security deposit in event of termination of association.

  1. If for any reason the status of an association of self-insured public or private employers as an association of self-insured employers is terminated, the security deposited under NRS 616B.353 must remain on deposit for at least 36 months in such an amount as is necessary to secure the outstanding and contingent liability arising from accidental injuries or occupational diseases secured by the security, or to assure the payment of claims for aggravation, payment of claims under NRS 616C.390 and payment of claims under NRS 616C.392 based on such accidental injuries or occupational diseases.  2. At the expiration of the 36-month period, or such other period as the Commissioner deems proper, the Commissioner may accept, in lieu of any security so deposited, a policy of paid-up insurance in a form approved by the Commissioner.  (Added to NRS by 1993, 679; A 2005, 1490)
NV Rev Stat § 616B.437 (2021)
2021 Nevada Revised Statutes|Chapter 616B - Industrial Insurance: Insurers; Liability for Provision of Coverage|NRS 616B.437 - Judicial review of Commissioner’s decision.

Any association of self-insured public or private employers that is aggrieved by a decision of the Commissioner may petition for judicial review in the manner provided by chapter 233B of NRS.  (Added to NRS by 1993, 679) — (Substituted in revision for NRS 616.37987)
NV Rev Stat § 616B.440 (2021)
2021 Nevada Revised Statutes|Chapter 616B - Industrial Insurance: Insurers; Liability for Provision of Coverage|NRS 616B.440 - Insolvency; termination of liability on surety bond; effect of termination of surety bond.

  1. For the purposes of NRS 616B.350 to 616B.446, inclusive, an association of self-insured public or private employers is insolvent if it is unable to pay its outstanding obligations as they mature in the regular course of its business.  2. If an association of self-insured public or private employers becomes insolvent, institutes any voluntary proceeding pursuant to the Bankruptcy Act or is named in any voluntary proceeding thereunder, makes a general or special assignment for the benefit of creditors or fails to pay compensation pursuant to chapters 616A to 616D, inclusive, or chapter 617 of NRS after an order for the payment of any claim becomes final, the Commissioner may, after giving at least 10 days’ notice to the association and any insurer or guarantor, use money or interest on securities, sell securities or institute legal proceedings on surety bonds deposited with the Commissioner to the extent necessary to make those payments.  3. A licensed surety providing a surety bond pursuant to NRS 616B.353 may terminate liability on its surety bond by giving the Commissioner and the association, association’s administrator or third-party administrator 90 days’ written notice. The termination does not limit liability that was incurred under the surety bond before the termination. If the association fails to requalify as an association of self-insured public or private employers on or before the termination date, the association’s certificate is withdrawn when the termination becomes effective.  (Added to NRS by 1993, 679; A 1995, 1985) — (Substituted in revision for NRS 616.3799)