reglab/housing_qa huggingface dataset:
NC Gen Stat § 58-31A-45 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 31A - State Insurance of Public Education Property.|§ 58-31A-45 - Adjustment of losses; determination and report of appraisers; payment of amounts to treasurers of local school administrative units; disbursement of funds.

 58-31A-45. Adjustment of losses; determination and report of appraisers; payment of amounts to treasurers of local school administrative units; disbursement of funds.(a) In the event of loss or damage by insurable hazards to public education buildings and properties for the public education boards, the Fund shall pay the loss (i) in the same proportion as the amount of insurance carried bore to the valuation of the property at the time it was insured, but not exceeding the amount which it would cost to repair or replace the property with material of like kind and quality within a reasonable time after the loss, (ii) not in excess of the amount of insurance provided for the property, and (iii) not in excess of the amount of the loss that the Fund is required to pay in participation with property insurance companies having policies of insurance in force on the properties at the time of the loss or damage. The Fund shall not be liable for a greater proportion of any loss than the amount of insurance shall bear to the whole insurance covering the property against the peril involved.(b) In the event of loss or damage by insurable hazards to public education buildings and properties of the public education boards, to the property insured, when an agreement as to the extent of the loss or damage cannot be arrived at between the Commissioner and the public education board with control charge of the property, the amount of the loss or damage shall be determined by three appraisers selected as follows: the Commissioner shall select one appraiser, the public education board in control of the property shall select one appraiser, and the two appraisers selected by the Commissioner and the public education board shall select a third appraiser. The selected appraisers shall be disinterested persons and shall be qualified from experience to appraise and value the property. If the appraisers appointed by the Commissioner and the public education board shall fail to agree upon a third appraiser within 15 days of their selection, then, on request of the Commissioner or the public education board, a third appraiser shall be selected by any regular resident superior court judge of the superior court district or set of districts as defined in G.S. 7A-41.1 in which the property is located. The selected appraisers shall file their written report with the Commissioner and with the public education board. The costs of the appraisal shall be paid from the Fund. Upon the determination of the loss by the appraisers, the Commissioner shall pay the amount of the loss or damage to the education property to the finance officer of the public education board, upon proper warrant of the Commissioner. The funds shall be paid out by the finance officer for the disbursement of the funds to the public education board.  (2019-176, s. 3(b).)
NC Gen Stat § 58-31A-50 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 31A - State Insurance of Public Education Property.|§ 58-31A-50 - Maintenance of inspection and engineering service; cancellation of insurance.

 58-31A-50. Maintenance of inspection and engineering service; cancellation of insurance.The Commissioner is authorized and empowered to maintain an inspection and engineering service deemed by it to be appropriate and necessary to reduce the hazards of fire in public education buildings insured in the Fund and to expend for such purpose not in excess of ten percent (10%) of the annual premiums collected from the public education boards. The Commissioner is authorized and empowered to cancel any insurance on any public education property when, in his or her opinion, because of dilapidation and depreciation of the property, the property is no longer insurable. The public education board shall be notified at least 30 days prior to cancellation, and in the event the public education board demonstrates the property can be restored to insurable condition, the Commissioner may continue insurance coverage, provided, that the findings and results of the inspection of public education property by the agents of the Commissioner shall be reported to the public education board and to the tax-levying authority for that public education board that carry insurance with the Fund at least 30 days prior to finalization of a local budget for that fiscal year to ensure that all public education property shall be properly taken care of and made safe from fire hazards.  (2019-176, s. 3(b).)
NC Gen Stat § 58-31A-55 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 31A - State Insurance of Public Education Property.|§ 58-31A-55 - Other property insurance.

 58-31A-55. Other property insurance.The Commissioner shall adopt rules for providing property insurance on property insured by the Fund against all risks of direct physical loss not otherwise insured against pursuant to this Article. Losses covered by this additional insurance shall be paid out of the Fund in the same manner as fire and extended coverage losses. Each public education board that elects to purchase this additional insurance shall pay a premium in accordance with rates fixed by the Commissioner. This additional insurance shall be subject to the provisions and stipulations on policy forms approved by the Commissioner.  (2019-176, s. 3(b).)
NC Gen Stat § 58-32-5 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 32 - Public Officers and Employees Liability Insurance Commission.|§ 58-32-5 - Meetings of Commission; compensation.

 58-32-5. Meetings of Commission; compensation.The Commission shall meet at least four times per year, on or about January 15, April 15, July 15, October 15 and upon call of the chairman. The members shall receive no compensation for attendance at meetings, except a per diem expense reimbursement. Members of the Commission who are not officers or employees of the State shall receive reimbursement for subsistence and travel expenses at rates set out in G.S. 138-5 from funds made available to the Commission. Members of the Commission who are officers or employees of the State shall be reimbursed for travel and subsistence at the rates set out in G.S. 138-6 from funds made available to the Commission. (1979, c. 325, s.1; 1981 (Reg. Sess., 1982), c. 1191, s. 27; 1985, c. 666, s. 79.)
NC Gen Stat § 58-32-15 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 32 - Public Officers and Employees Liability Insurance Commission.|§ 58-32-15 - Professional liability insurance for State officials.

 58-32-15. Professional liability insurance for State officials.(a) The Commission may acquire professional liability insurance covering the officers and employees, or any group thereof, of any State department, institution or agency or any community college or technical college. Premiums for such insurance shall be paid by the requesting department, institution, agency, community college or technical college at rates established by the Commission, from funds made available to such department, institution, agency, community college or technical college for the purpose.(b) The Commission, pursuant to this section, may acquire professional liability insurance covering the officers and employees, or any group thereof, of a department, institution or agency of State government or a community college or technical college only if the coverage to be provided by the insurance policy is in excess of the protection provided by Articles 31 and 31A of Chapter 143 of the General Statutes, other than the protection provided by G.S. 143-300.9.(c) The purchase, by any State department, institution, agency, community college or technical college of professional liability insurance covering the law-enforcement officers, officers or employees of such department, institution, agency, community college or technical college shall not be construed as a waiver of any defense of sovereign immunity by such department, institution, agency, community college or technical college. The purchase of such insurance shall not be deemed a waiver by any employee of the defense of sovereign immunity to the extent that such defense may be available to him.(d) The payment, by any State department, institution, agency, community college or technical college of funds as premiums for professional liability insurance through the plan provided herein, covering the law-enforcement officers or officials or employees of such department, institution, agency, community college or technical college is hereby declared to be for a public purpose. (1981, c. 1109, s. 3; 1985, c. 666, s. 79; 1987, c. 301; 1991, c. 674, s. 3.)
NC Gen Stat § 58-32-20 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 32 - Public Officers and Employees Liability Insurance Commission.|§ 58-32-20 - Commission to act as liaison; meetings of Commission.

 58-32-20. Commission to act as liaison; meetings of Commission.The Commission shall act as liaison between the insurance company or companies with which it contracts, their servicing agent and the insureds. The Commission shall give notice of its meetings to the company or companies and to all insureds. The Commission shall attempt to resolve such difficulties as arise in the servicing and administration of the program of insurance between the company and insureds. (1979, c. 325, s. 1; 1985, c. 666, s. 79.)
NC Gen Stat § 58-32-25 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 32 - Public Officers and Employees Liability Insurance Commission.|§ 58-32-25 - Contract conditions.

 58-32-25. Contract conditions.The Commission, in procuring and negotiating for the contract of insurance herein described shall include in any procurement document the following conditions, which are not subject to negotiation and which are deemed a part of the said contract when entered into:(1) The master policy shall be issued in the name of the Commission and shall include all governmental entities for which coverage was requested in the procurement document.(2) The company or companies selected must name a servicing agent resident in North Carolina who shall issue all certificates, collect all premiums, process all claims, and be responsible for all processing, service and administration of the program of insurance provided. (1979, c. 325, s. 1; 1985, c. 666, s. 79.)
NC Gen Stat § 58-32-30 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 32 - Public Officers and Employees Liability Insurance Commission.|§ 58-32-30 - Payment a public purpose.

 58-32-30. Payment a public purpose.The payment by any county or municipality of funds as premiums for professional liability insurance through the plan provided herein, covering the law-enforcement officers or public officials or employees of such subdivision of government, is declared to be for a public purpose. (1979, c. 325, s. 1; 1985, c. 666, s. 79.)
NC Gen Stat § 58-33-1 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-1 - Scope.

 58-33-1. Scope.This Article governs the qualifications and procedures for the licensing of agents, brokers, limited representatives, adjusters, and motor vehicle damage appraisers. This Article applies to any and all kinds of insurance and insurers under this Chapter. For purposes of this Article, all references to insurance include annuities, unless the context otherwise requires. (1987, c. 629, s. 1; 2001-203, s. 1.)
NC Gen Stat § 58-33-5 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-5 - License required.

 58-33-5. License required.A person shall not sell, solicit, or negotiate insurance in this State unless the person is licensed for that kind of insurance in accordance with this Article. (2001-203, s. 2.)
NC Gen Stat § 58-33-15 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-15 - Restricted license for overseas military agents.

 58-33-15. Restricted license for overseas military agents.Notwithstanding any other provision of this Article, an individual may be licensed by the Commissioner as a foreign military sales agent to represent a life insurance company domiciled in this State, provided the agent represents the insurance company only in a foreign country or territory and either on a United States military installation or with United States military personnel. The Commissioner may, upon request of the insurance company on application forms furnished by the Commissioner and upon payment of the fee specified in G.S. 58-33-125, issue to the applicant a restricted license which will be valid only for the representation of the insurance company in a foreign country or territory and either on a United States military installation or with United States military personnel. The insurance company shall certify to the Commissioner that the applicant has the necessary training to hold himself out as a life insurance agent, and that the insurance company is willing to be bound by the acts of the applicant within the scope of his employment. A restricted license issued under this section shall be renewed annually as provided in G.S. 58-33-25(n). (1987, c. 629, s. 1; 1987 (Reg. Sess., 1988), c. 975, s. 9.)
NC Gen Stat § 58-33-20 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-20 - Representation.

 58-33-20. Representation.(a) Every agent or limited representative who solicits or negotiates an application for insurance of any kind, in any controversy between the insured or his beneficiary and the insurer, is regarded as representing the insurer and not the insured or his beneficiary. This provision does not affect the apparent authority of an agent.(b) Every broker who solicits an application for insurance of any kind, in any controversy between the insured or his beneficiary and the insurer issuing any policy upon such application, is regarded as representing the insured or his beneficiary and not the insurer; except any insurer that directly or through its agents delivers in this State to any insurance broker a policy of insurance pursuant to the application or request of such broker, acting for an insured other than himself, is deemed to have authorized such broker to receive on its behalf payment of any premium that is due on such policy of insurance at the time of its issuance or delivery. (1987, c. 629, s. 1.)
NC Gen Stat § 58-33-27 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-27 - Claims handling for portable consumer electronic devices.

 58-33-27. Claims handling for portable consumer electronic devices.(a) As used in this section, the following definitions apply:(1) "Automated claims adjudication system" means a preprogrammed computer system designed for the collection, data entry, calculation, and system-generated final resolution of claims on insurance policies that cover only portable consumer electronic devices, which system shall meet the following criteria:a. Be utilized only by a licensed adjuster, licensed agent, or supervised individuals operating pursuant to this section.b. Comply with all claims payment requirements of this Chapter.c. Be certified as compliant with this section by a licensed adjuster who is an officer of a licensed business entity under this Chapter.(2) "Portable consumer electronic devices" include the following, which must be easily carried or conveyed by hand: smartphones, navigation devices, cellular phones, personal digital assistants, iPads, iPhones, Androids, video games, wireless reading devices, laptops, tablets, netbooks, MP3 players, digital cameras, and other electronic devices that are portable in nature, their accessories, and services related to the use of the device.(b) No adjuster license is required for an individual who, in connection with insurance covering only portable consumer electronic devices as defined in subdivision (a)(2) of this section, collects claim information from or furnishes claim information to insureds, who conducts data entry, including entering data into an automated claims adjudication system, and who does not exercise any discretion in the disposition of the portable consumer electronic device claim; provided that the individual is supervised by a licensed adjuster or licensed agent and there are no more than 25 individuals who may adjust claims under the supervision of the licensed adjuster or licensed agent. No agent acting as a supervisor pursuant to this section is required to be licensed as an adjuster.(c) If other property losses occur in conjunction with the loss associated with the portable consumer electronic device, the individual who performs duties as described in G.S. 58-33-10(2) on the total loss, including the loss associated with the portable consumer electronic device, must hold an adjuster's license.  (2011-196, s. 8.)
NC Gen Stat § 58-33-31 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-31 - Application for license.

 58-33-31. Application for license.(a) A person applying for a resident insurance producer license shall make application to the Commissioner on the Uniform Application and declare under penalty of denial, suspension, or revocation of the license that the statements made in the application are true, correct, and complete to the best of the individual's knowledge and belief. Before approving the application, the Commissioner shall find that the individual:(1) Is at least 18 years of age.(2) Has not committed any act that is a ground for probation, suspension, nonrenewal, or revocation set forth in G.S. 58-33-46.(3) Has satisfied any applicable requirements of G.S. 58-33-30(d).(4) Has paid the applicable fees set forth in G.S. 58-33-125.(5) Has successfully passed any examinations required by G.S. 58-33-30(e).(b) A business entity selling, soliciting, or negotiating insurance shall obtain an insurance producer license. Application shall be made using the Uniform Business Entity Application. Before approving the application, the Commissioner shall find that:(1) The business entity has paid the applicable fees set forth in G.S. 58-33-125.(2) The business entity has designated a licensed producer, who is a natural person, responsible for the business entity's compliance with the insurance laws and administrative rules of this State and orders of the Commissioner.(c) The Commissioner may require any documents reasonably necessary to verify the information contained in an application. (2001-203, s. 12.)
NC Gen Stat § 58-33-40 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-40 - Appointment of agents.

 58-33-40. Appointment of agents.(a) Except as provided in subsection (b) of this section, no individual who holds a valid insurance agent's license issued by the Commissioner shall, either directly or for an insurance agency, solicit, negotiate, or otherwise act as an agent for an insurer by which the individual has not been appointed.(b) Any insurer authorized to transact business in this State may appoint as its agent any individual who holds a valid agent's license issued by the Commissioner. To appoint an individual as its agent, the appointing insurer shall file, in a format approved by the Commissioner, a notice of appointment within 15 days after the date the first insurance application is submitted. The individual shall be authorized to act as an agent for the appointing insurer for the kinds of insurance for which the insurer is authorized in this State and for which the appointed agent is licensed in this State, unless specifically limited. For purposes of determining the number of appointments for an agent, there shall be one appointment for each kind of insurance for which the appointed agent is licensed in this State, unless specifically limited.(c) Repealed by Session Laws 2009-566, s. 9, effective August 28, 2009.(d) Every insurer shall remit in a manner prescribed by the Commissioner the appointment fee specified in G.S. 58-33-125 for each appointed agent.(e) An appointment shall continue in effect as long as the appointed agent is properly licensed and the appointing insurer is authorized to transact business in this State, unless the appointment is cancelled.(f) Prior to April 1 of each year, every insurer shall remit in a manner prescribed by the Commissioner the renewal appointment fee specified in G.S. 58-33-125.(g) Any agent license in effect on February 1, 1988, shall be deemed to be an appointment for the unexpired term of that license.(h) Repealed by Session Laws 2009-566, s. 9, effective August 28, 2009.  (1987, c. 629, s. 1; 2001-203, s. 14; 2009-383, s. 3; 2009-566, ss. 7-9.)
NC Gen Stat § 58-33-48 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-48 - Criminal history record checks.

 58-33-48. Criminal history record checks.(a) An applicant for an insurance producer license under this Article shall furnish the Commissioner with a complete set of the applicant's fingerprints in a manner prescribed by the Commissioner. The applicant's fingerprints shall be certified by an authorized law enforcement officer. The fingerprints of every applicant shall be forwarded to the State Bureau of Investigation for a search of the applicant's criminal history record file, if any. If warranted, the State Bureau of Investigation shall forward a set of the fingerprints to the Federal Bureau of Investigation for a national criminal history record check. An applicant shall pay the cost of the State and any national criminal history record check of the applicant.(b) The Commissioner shall keep all information pursuant to this section privileged, in accordance with applicable State law and federal guidelines, and the information shall be confidential and shall not be a public record under Chapter 132 of the General Statutes.(c) This section does not apply to any of the following:(1) A person applying for renewal or continuation of a home state insurance producer license or a nonresident insurance producer license.(2) A person applying for a limited line credit insurance producer license.  (2009-566, s. 4; 2019-85, s. 1.)
NC Gen Stat § 58-33-50 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-50 - Notices; loss of residency; duplicate licenses.

 58-33-50. Notices; loss of residency; duplicate licenses.(a) The Commissioner shall notify every appointing insurer about any suspension, revocation, or nonrenewal of a license by the Commissioner and about any surrender of a license by a licensee, whether by consent order or otherwise.(b) Upon suspension, revocation, nonrenewal, surrender, or reinstatement of any license, the Commissioner shall notify the Central Office of the NAIC.(c) Any licensee who ceases to maintain his residency in this State shall deliver his insurance license or licenses to the Commissioner by personal delivery or by mail within 30 days after terminating residency.(d) The Commissioner may issue a duplicate license for any lost, stolen, or destroyed license issued pursuant to this Article upon a written request from the licensee and payment of appropriate fees. (1987, c. 629, s. 1; 1993, c. 504, s. 29.)