reglab/housing_qa huggingface dataset:
NV Rev Stat § 92A.490 (2021)
2021 Nevada Revised Statutes|Chapter 92A - Mergers, Conversions, Exchanges and Domestications|NRS 92A.490 - Legal proceeding to determine fair value: Duties of subject corporation; powers of court; rights of dissenter.

  1. If a demand for payment pursuant to NRS 92A.480 remains unsettled, the subject corporation shall commence a proceeding within 60 days after receiving the demand and petition the court to determine the fair value of the shares and accrued interest. If the subject corporation does not commence the proceeding within the 60-day period, it shall pay each dissenter whose demand remains unsettled the amount demanded by each dissenter pursuant to NRS 92A.480 plus interest.  2. A subject corporation shall commence the proceeding in the district court of the county where its principal office is located in this State. If the principal office of the subject corporation is not located in this State, the right to dissent arose from a merger, conversion or exchange and the principal office of the surviving entity, resulting entity or the entity whose shares were acquired, whichever is applicable, is located in this State, it shall commence the proceeding in the county where the principal office of the surviving entity, resulting entity or the entity whose shares were acquired is located. In all other cases, if the principal office of the subject corporation is not located in this State, the subject corporation shall commence the proceeding in the district court in the county in which the corporation’s registered office is located.  3. The subject corporation shall make all dissenters, whether or not residents of Nevada, whose demands remain unsettled, parties to the proceeding as in an action against their shares. All parties must be served with a copy of the petition. Nonresidents may be served by registered or certified mail or by publication as provided by law.  4. The jurisdiction of the court in which the proceeding is commenced under subsection 2 is plenary and exclusive. The court may appoint one or more persons as appraisers to receive evidence and recommend a decision on the question of fair value. The appraisers have the powers described in the order appointing them, or any amendment thereto. The dissenters are entitled to the same discovery rights as parties in other civil proceedings.  5. Each dissenter who is made a party to the proceeding is entitled to a judgment:  (a) For the amount, if any, by which the court finds the fair value of the dissenter’s shares, plus interest, exceeds the amount paid by the subject corporation; or  (b) For the fair value, plus accrued interest, of the dissenter’s after-acquired shares for which the subject corporation elected to withhold payment pursuant to NRS 92A.470.  (Added to NRS by 1995, 2091; A 2007, 2705; 2009, 1727; 2011, 2815; 2013, 1288)
NV Rev Stat § 92A.500 (2021)
2021 Nevada Revised Statutes|Chapter 92A - Mergers, Conversions, Exchanges and Domestications|NRS 92A.500 - Assessment of costs and fees in certain legal proceedings.

  1. The court in a proceeding to determine fair value shall determine all of the costs of the proceeding, including the reasonable compensation and expenses of any appraisers appointed by the court. The court shall assess the costs against the subject corporation, except that the court may assess costs against all or some of the dissenters, in amounts the court finds equitable, to the extent the court finds the dissenters acted arbitrarily, vexatiously or not in good faith in demanding payment.  2. The court may also assess the fees and expenses of the counsel and experts for the respective parties, in amounts the court finds equitable:  (a) Against the subject corporation and in favor of all dissenters if the court finds the subject corporation did not substantially comply with the requirements of NRS 92A.300 to 92A.500, inclusive; or  (b) Against either the subject corporation or a dissenter in favor of any other party, if the court finds that the party against whom the fees and expenses are assessed acted arbitrarily, vexatiously or not in good faith with respect to the rights provided by NRS 92A.300 to 92A.500, inclusive.  3. If the court finds that the services of counsel for any dissenter were of substantial benefit to other dissenters similarly situated, and that the fees for those services should not be assessed against the subject corporation, the court may award to those counsel reasonable fees to be paid out of the amounts awarded to the dissenters who were benefited.  4. In a proceeding commenced pursuant to NRS 92A.460, the court may assess the costs against the subject corporation, except that the court may assess costs against all or some of the dissenters who are parties to the proceeding, in amounts the court finds equitable, to the extent the court finds that such parties did not act in good faith in instituting the proceeding.  5. To the extent the subject corporation fails to make a required payment pursuant to NRS 92A.460, 92A.470 or 92A.480, the dissenter may bring a cause of action directly for the amount owed and, to the extent the dissenter prevails, is entitled to recover all expenses of the suit.  6. This section does not preclude any party in a proceeding commenced pursuant to NRS 92A.460 or 92A.490 from applying the provisions of NRS 17.117 or N.R.C.P. 68.  (Added to NRS by 1995, 2092; A 2009, 1727; 2015, 2566; 2019, 276)
NV Rev Stat § 97.015 (2021)
2021 Nevada Revised Statutes|Chapter 97 - Retail Installment Sales of Goods and Services|NRS 97.015 - Definitions.

As used in this chapter, unless the context otherwise requires, the words and terms defined in NRS 97.017 to 97.145, inclusive, have the meanings ascribed to them in those sections.  (Added to NRS by 1965, 657; A 1993, 2756; 1995, 1801, 2600; 1997, 550; 2009, 1274)
NV Rev Stat § 97.017 (2021)
2021 Nevada Revised Statutes|Chapter 97 - Retail Installment Sales of Goods and Services|NRS 97.017 - "Amount financed" defined.

Amount financed means the cash sale price of the goods or services which are the subject matter of a retail installment contract less the amount of the buyer’s down payment in money or goods or both, plus the amounts, if any, included therein, if a separate identified charge is made therefor and stated in the contract, for insurance and official fees.  (Added to NRS by 1995, 1800)
NV Rev Stat § 97.025 (2021)
2021 Nevada Revised Statutes|Chapter 97 - Retail Installment Sales of Goods and Services|NRS 97.025 - "Cash sale price" defined.

Cash sale price means the price for which the seller would have sold or furnished to the buyer, and the buyer would have bought or obtained from the seller, the goods or services which are the subject matter of a retail installment transaction, if the sale had been a sale for cash. The cash sale price may include any taxes, registration and license fees, and charges for transferring vehicle titles, delivery, installation, servicing, repairs, alterations or improvements.  (Added to NRS by 1965, 657)
NV Rev Stat § 97.026 (2021)
2021 Nevada Revised Statutes|Chapter 97 - Retail Installment Sales of Goods and Services|NRS 97.026 - "Credit" defined.

Credit means the right granted by a seller to a buyer to defer payment of debt or to incur debt and defer its payment.  (Added to NRS by 2009, 1274)
NV Rev Stat § 97.031 (2021)
2021 Nevada Revised Statutes|Chapter 97 - Retail Installment Sales of Goods and Services|NRS 97.031 - "Finance charge" defined.

Finance charge means the cost of credit indicated in a dollar amount. The term includes any charge payable directly or indirectly by the buyer and imposed directly or indirectly by the seller as an incident to or a condition of the extension of credit. The term does not include any charge of a type payable in a comparable cash transaction.  (Added to NRS by 1995, 1801)
NV Rev Stat § 97.035 (2021)
2021 Nevada Revised Statutes|Chapter 97 - Retail Installment Sales of Goods and Services|NRS 97.035 - "Goods" defined.

Goods means:  1. All tangible personal property, whether movable at the time of purchase or a fixture, which is used or bought for use primarily for personal, family or household purposes; and  2. Merchandise certificates or coupons, issued by a retail seller, to be used in their face amount in lieu of cash in exchange for goods or services sold by such a seller.  (Added to NRS by 1965, 658)
NV Rev Stat § 97.055 (2021)
2021 Nevada Revised Statutes|Chapter 97 - Retail Installment Sales of Goods and Services|NRS 97.055 - "Official fees" defined.

Official fees means fees prescribed by law for perfecting, transferring or releasing a security interest created by a retail installment transaction.  (Added to NRS by 1965, 658)
NV Rev Stat § 97.075 (2021)
2021 Nevada Revised Statutes|Chapter 97 - Retail Installment Sales of Goods and Services|NRS 97.075 - "Rate" defined.

Rate means the percentage which, when multiplied times the unpaid balance for each month or other installment period, yields the amount of the finance charge for that month or period.  (Added to NRS by 1965, 658; A 1993, 2756; 1995, 1801)
NV Rev Stat § 97.085 (2021)
2021 Nevada Revised Statutes|Chapter 97 - Retail Installment Sales of Goods and Services|NRS 97.085 - "Retail buyer" and "buyer" defined.

Retail buyer or "buyer" means a person who buys or hires goods from, or gives or agrees to give a security interest in goods to, or agrees to have services rendered or furnished from, a retail seller.  (Added to NRS by 1965, 658; A 1967, 1201; 1995, 2600; 1997, 651)
NV Rev Stat § 97.095 (2021)
2021 Nevada Revised Statutes|Chapter 97 - Retail Installment Sales of Goods and Services|NRS 97.095 - "Retail charge agreement" defined.

Retail charge agreement means an agreement entered into or performed in this state prescribing the terms of retail installment transactions in which the buyer may pay, in installments, to a retail seller, the unpaid balance due in a retail installment transaction, whether or not a security interest in the goods sold is retained by the seller, and under the terms of which a finance charge is to be computed in relation to the buyer’s unpaid balance from time to time.  (Added to NRS by 1965, 658; A 1967, 1201; 1993, 2756; 1995, 1801, 2600; 1997, 550)
NV Rev Stat § 97.105 (2021)
2021 Nevada Revised Statutes|Chapter 97 - Retail Installment Sales of Goods and Services|NRS 97.105 - "Retail installment contract" and "contract" defined.

  1. "Retail installment contract" or "contract" means a contract, other than a retail charge agreement or an instrument reflecting a sale made pursuant thereto, entered into or performed in this state for a retail installment transaction.  2. The term includes a security agreement and a bailment contract or lease if the bailee or lessee contracts to pay as compensation for their use a sum substantially equivalent to or in excess of the value of the goods and if it is agreed that the bailee or lessee is bound to become or, without giving further substantial value, has the option of becoming the owner of the goods upon full compliance with the provisions of the bailment or lease.  3. The term does not include a bailment or lease of a vehicle where the lessee becomes or may become the owner of the vehicle by payment to the lessor of an amount which is substantially equal to the residual value or the unamortized capitalized cost, if the payment is not nominal.  (Added to NRS by 1965, 658; A 1979, 1264)
NV Rev Stat § 97.115 (2021)
2021 Nevada Revised Statutes|Chapter 97 - Retail Installment Sales of Goods and Services|NRS 97.115 - "Retail installment transaction" defined.

Retail installment transaction means a transaction in which a retail buyer purchases goods or services from a retail seller pursuant to a retail installment contract or a retail charge agreement which may provide for a finance charge and under which the buyer agrees to pay the total of payments in one or more installments.  (Added to NRS by 1965, 658; A 1993, 2756; 1995, 1801; 2009, 1274)
NV Rev Stat § 97.125 (2021)
2021 Nevada Revised Statutes|Chapter 97 - Retail Installment Sales of Goods and Services|NRS 97.125 - "Retail seller" and "seller" defined.

  1. "Retail seller" or "seller" means:  (a) A person engaged in the business of selling or leasing goods or services to retail buyers or a licensee, franchisee, assignee or corporate affiliate or subsidiary of such a person;  (b) A person, other than a financial institution, who enters into agreements prescribing the terms for the extension of credit pursuant to which the person may, with the buyer’s consent, purchase or acquire one or more obligations of the buyer to a retail seller if the purchase, lease, loan or other obligation to be paid in accordance with the agreement is evidenced by a sales slip or memorandum; or  (c) A person, other than a financial institution, who regularly extends, whether in connection with sales or leases of goods or services, credit which is payable by agreement in more than four installments or for which the payment of a finance charge may be required.  2. As used in this section, "financial institution" means:  (a) A bank, credit union, savings institution or trust company organized under, or supervised pursuant to, the laws of the United States or of any state, or any affiliate or subsidiary thereof; or  (b) A person licensed pursuant to chapter 675 of NRS.  (Added to NRS by 1965, 658; A 1967, 1201; 1995, 1802, 2601; 1997, 550; 2009, 1274)
NV Rev Stat § 97.135 (2021)
2021 Nevada Revised Statutes|Chapter 97 - Retail Installment Sales of Goods and Services|NRS 97.135 - "Services" defined.

Services means work, labor or services of any kind when purchased primarily for personal, family or household use and not for commercial or business use whether or not furnished in connection with the delivery, installation, servicing, repair or improvement of goods, and includes repairs, alterations or improvements upon or in connection with real property, but does not include services for which the price charged is required by law to be determined or approved by or to be filed, subject to approval or disapproval, with the United States or any state, or any department, division, agency, officer or official of either as in the case of transportation services.  (Added to NRS by 1965, 659)
NV Rev Stat § 97.145 (2021)
2021 Nevada Revised Statutes|Chapter 97 - Retail Installment Sales of Goods and Services|NRS 97.145 - "Total of payments" defined.

Total of payments means the amount financed plus the finance charge.  (Added to NRS by 1965, 659; A 1993, 2756; 1995, 1802)
NV Rev Stat § 97.165 (2021)
2021 Nevada Revised Statutes|Chapter 97 - Retail Installment Sales of Goods and Services|NRS 97.165 - Contract contained in single document; date, signatures and size of type; fee for cancellation.

  1. Every retail installment contract must be contained in a single document which must contain the entire agreement of the parties, including any promissory notes or other evidences of indebtedness between the parties relating to the transaction, except as otherwise provided in NRS 97.205, 97.235 and 598.9715, but:  (a) If the buyer’s obligation to pay the total of payments is represented by a promissory note secured by a chattel mortgage or other security agreement, the promissory note may be a separate instrument if the mortgage or security agreement recites the amount and terms of payment of that note and the promissory note recites that it is secured by a mortgage or security agreement.  (b) In a transaction involving the repair, alteration or improvement upon or in connection with real property, the contract may be secured by a mortgage or deed of trust on the real property contained in a separate document. Retail sales transactions for home improvements which are financed or insured by the Federal Housing Administration are not subject to the provisions of this chapter.  2. The contract must be dated, signed by the retail buyer and completed as to all essential provisions, except as otherwise provided in NRS 97.205, 97.215 and 97.235. The printed or typed portion of the contract, other than instructions for completion, must be in a size equal to at least 8-point type.  3. Any fee charged to the retail buyer for his or her cancellation of a retail installment contract within 72 hours after its execution is prohibited unless notice of the fee is clearly set forth in the printed or typed portion of the contract.  (Added to NRS by 1965, 659; A 1987, 369; 1995, 1802; 2017, 4063)
NV Rev Stat § 97.175 (2021)
2021 Nevada Revised Statutes|Chapter 97 - Retail Installment Sales of Goods and Services|NRS 97.175 - Seller to provide certain creditor disclosures to buyer.

 1. Before any credit is extended, the retail seller shall provide to the retail buyer any disclosures required to be made by a creditor pursuant to 15 U.S.C. § 1638.  2. Until the seller provides the required disclosures pursuant to subsection 1, the buyer is obligated to pay only the cash sales price.  3. Any acknowledgment by the buyer of delivery of a copy of the contract must be in a size equal to at least 10-point bold type and, if contained in the contract, must appear directly above the buyer’s signature.  (Added to NRS by 1965, 659; A 2009, 1274)
NV Rev Stat § 97.185 (2021)
2021 Nevada Revised Statutes|Chapter 97 - Retail Installment Sales of Goods and Services|NRS 97.185 - Contents of contract.

  1. A retail installment contract must contain the names of the seller and the buyer, the place of business of the seller, the residence or other address of the buyer as specified by the buyer and a description or identification of the goods sold or to be sold, or services furnished or rendered or to be furnished or rendered. The contract also must contain the following items, which must be set forth substantially in the sequence appearing below:  (a) The cash sale price of each item of goods or services.  (b) The amount of the buyer’s down payment, identifying the amounts paid in money and allowed for goods traded in.  (c) The difference between paragraphs (a) and (b).  (d) The aggregate amount, if any, included for insurance, specifying the type or types of insurance and the terms of coverage.  (e) The aggregate amount of official fees.  (f) The amount financed, which is the sum of paragraphs (c), (d) and (e).  (g) The amount of the finance charge.  (h) The amount of the total of payments owed by the buyer to the seller, which is the sum of paragraphs (f) and (g).  (i) The number of installments required to pay the total of payments, the amount of each installment, and the date for payment of the installments. If the final payment substantially exceeds the other scheduled installments, it must be set forth separately.  2. Additional items may be included in the contract to explain the calculations involved in determining the amount to be paid by the buyer.  (Added to NRS by 1965, 659; A 1993, 2756; 1995, 1802)
NV Rev Stat § 97.195 (2021)
2021 Nevada Revised Statutes|Chapter 97 - Retail Installment Sales of Goods and Services|NRS 97.195 - Amount of finance charge and any other fee, expense or charge.

The amount of the finance charge in any retail installment contract and of any other fee, expense or charge may be any amount agreed upon by the parties.  (Added to NRS by 1965, 660; A 1981, 1592; 1984, 5; 1993, 2757; 1995, 1803)
NV Rev Stat § 97.205 (2021)
2021 Nevada Revised Statutes|Chapter 97 - Retail Installment Sales of Goods and Services|NRS 97.205 - Contracts negotiated and entered into by mail or telephone based on seller’s catalog or printed solicitation; preparation and delivery of memorandum.

  1. Retail installment contracts negotiated and entered into by mail or telephone without solicitation in the personal presence of the buyer and based upon a catalog of the seller, or other printed solicitation of business may be made as provided in this section. Such contracts when completed by the buyer need not contain the items required by NRS 97.185.  2. If such catalog or other printed solicitation clearly sets forth the cash sale prices and other terms of sales to be made through such medium, when the contract is received from the retail buyer, the seller shall prepare a written memorandum containing all of the information required by NRS 97.185 to be included in a retail installment contract. The seller shall deliver to the buyer a copy of such memorandum prior to the due date of the first installment payable under the contract.  3. If the catalog or other printed solicitation does not set forth all of the other terms of sales in addition to the cash sale prices, such memorandum shall be delivered to the buyer prior to or at the time of delivery of the goods or services.  (Added to NRS by 1965, 660)
NV Rev Stat § 97.215 (2021)
2021 Nevada Revised Statutes|Chapter 97 - Retail Installment Sales of Goods and Services|NRS 97.215 - Blank spaces in contracts.

The seller shall not obtain the signature of the buyer to any contract when it contains blank spaces of items which are essential provisions of the transaction except as provided in NRS 97.205 and 97.235, and except that if delivery of the goods is not made at the time of the execution of the contract, the identifying numbers or marks of the goods or similar information and the due date of the first installment may be inserted by the seller in the seller’s counterpart of the contract after it has been signed by the buyer.  (Added to NRS by 1965, 660)
NV Rev Stat § 97.225 (2021)
2021 Nevada Revised Statutes|Chapter 97 - Retail Installment Sales of Goods and Services|NRS 97.225 - Prepayment of unpaid total of payments; refund.

  1. Notwithstanding the provisions of any retail installment contract to the contrary, if the rights of the buyer have not been terminated or forfeited under the terms of the contract, the buyer may prepay in full the unpaid total of payments thereof at any time before its final due date and, if the buyer does so, and if the contract is not in default under any term or condition of the contract more than 2 months, the buyer is entitled to a refund of the unearned portion of the finance charge for the prepayment. The amount of the refund must be computed by applying the agreed rate of the finance charge to the unpaid total of payments. Any greater amount of the finance charge which may have been precomputed and included in the balance due must be refunded.  2. This section does not preclude the imposition of any penalty for prepayment to which the parties may agree when the contract is executed.  (Added to NRS by 1965, 661; A 1983, 975; 1985, 1259; 1993, 2757; 1995, 1803)