reglab/housing_qa huggingface dataset:
MS Code § 83-37-25 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 37 - Burial Associations|§ 83-37-25. Fiscal examinations

 The insurance commissioner shall have full authority to examine the books, records, papers, and all other data belonging to or bearing on the business of any such person, firm, association, or corporation and may designate any practical accountant to make said examination at a reasonable per diem and expenses not to exceed the sum of One Hundred ($100.00) Dollars for any one (1) year, to be paid by such person, firm, association, or corporation. If upon examination the insurance commissioner be of the opinion that the capital stock of a domestic corporation has become impaired, or that any foreign company admitted to do business hereunder is insolvent, the commissioner may thereupon for said reason cancel its license to do business in this state.   Any person, firm, or corporation that may refuse to permit the insurance commissioner or any practical accountant designated by him to examine the books, records, papers, and all other data belonging to or bearing on the business of any such person, firm, or corporation shall have his, their, or its license canceled and revoked by the commissioner.   The insurance commissioner shall have full power in the regulation of any person, firm, or corporation, foreign or domestic, and anyone attempting to write burial certificate contracts without first having secured a license and having qualified under the provisions of statutes which govern, may be prosecuted under the provisions of Section 83-37-29.
MS Code § 83-37-27 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 37 - Burial Associations|§ 83-37-27. Licenses issued as of March 1st; term

 The annual license granted under this chapter shall be dated as of the first day of March and be good for one year from date. All such persons, firms, associations, or corporations beginning the business herein described after the first day of March in any year shall pay a proportionate part of the privilege tax herein required.
MS Code § 83-37-29 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 37 - Burial Associations|§ 83-37-29. Penalties; funding of agency expenses; deposit of monies into State General Fund

 Any person, firm, association, or corporation engaging in the business herein described without first having complied with the provisions hereof, or any person who shall knowingly make any false statement in the reports required by this chapter as determined by the Commissioner of Insurance after written notice and hearing, shall be assessed a penalty for each violation of not less than Two Hundred Fifty Dollars ($250.00) nor more than Five Hundred Dollars ($500.00), and in addition thereto shall forfeit the license to do business in this state. Funds from such penalties shall be deposited with the State Treasurer to be placed in a fund designated as the "Insurance Department Fund."   From and after July 1, 2016, the expenses of this agency shall be defrayed by appropriation from the State General Fund and all user charges and fees authorized under this section shall be deposited into the State General Fund as authorized by law.   From and after July 1, 2016, no state agency shall charge another state agency a fee, assessment, rent or other charge for services or resources received by authority of this section.
MS Code § 83-37-31 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 37 - Burial Associations|§ 83-37-31. Receivership

 Should the insurance commissioner find that any person, firm, association, or corporation engaged in the business herein described has refused to pay any just claim or demand based on the contracts, or that he or they be unable to pay same after the claim or demand has been legally determined to be just and outstanding, or fail to comply with any of the licensing provisions of this chapter, the commissioner shall notify the Attorney General. The Attorney General shall apply to the chancery court for a receivership to wind up the business of such person, firm, association, or corporation, shall represent the interest of all claimants under such contracts, and shall have a right of action for the use and benefit of the claimants against the bond or security herein required for the full amount of all such claims, together with all necessary costs of such receivership.
MS Code § 83-37-33 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 37 - Burial Associations|§ 83-37-33. Scope of this chapter

 This chapter shall not apply to any labor union or labor union organization, whether organized in this state or not, making contracts with its members to pay money or provide funeral expenses in the event of the death of any member or any member's family. Nor shall it apply to any duly organized fraternal order making contracts with its bona fide members to pay money or provide funeral expenses in the event of the death of any such bona fide members, provided such fraternal organization do not make such contracts for profit. Nor shall it apply to any duly organized church or church associations or societies making such contracts with its bona fide members only, and not making such contracts for profit.
MS Code § 83-37-35 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 37 - Burial Associations|§ 83-37-35. Promulgation of rules and regulations regulating sale and solicitation of burial contracts; cease and desist orders

 The Commissioner of Insurance is hereby authorized to promulgate rules and regulations to the extent necessary to regulate the sale and solicitation of burial contracts and in addition may issue a cease and desist order and conduct hearings on any association or individual who is deemed to be in violation of Section 83-37-29.
MS Code § 83-38-1 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 38 - Mississippi Residential Property Insurance Underwriting Association Law|§ 83-38-1. Purpose of chapter

 The Legislature finds that an adequate market for fire and extended coverage insurance is necessary to the economic welfare of the State of Mississippi and that without adequate and affordable insurance the orderly growth and development of the State of Mississippi is severely impeded; that insurance upon residential property in Mississippi is necessary; that while the need for such insurance is increasing, the market for such insurance is not adequate; and that the existing Mississippi Rural Risk Underwriting Association Law that provides a residual market for residential property insurance in rural areas of the state should be expanded to provide a residual market for residential property insurance in both rural areas and other areas of the state. It is the purpose of this chapter to provide a mandatory program to assure an adequate market for residential fire and extended coverage insurance in both the rural and other areas of Mississippi.
MS Code § 83-38-5 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 38 - Mississippi Residential Property Insurance Underwriting Association Law|§ 83-38-5. Mississippi Residential Property Insurance Underwriting Association

 The Mississippi Rural Risk Insurance Association is modified and expanded as provided in this chapter and shall hereafter be known as the Mississippi Residential Property Insurance Underwriting Association. The Mississippi Residential Property Insurance Underwriting Association shall consist of all insurers authorized to write and engaged in writing property insurance within this state on a direct basis. Every such insurer shall be a member of the association and shall remain a member of the association so long as the association is in existence, as a condition of its authority to continue to transact the business of insurance in this state.
MS Code § 83-38-7 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 38 - Mississippi Residential Property Insurance Underwriting Association Law|§ 83-38-7. Powers of association

 The association, pursuant to the provisions of this chapter and the plan of operation and with respect to essential property insurance on insurable property, shall have the power on behalf of its members:   To cause to be issued policies of insurance to applicants;   To assume reinsurance from its members;   To cede reinsurance to its members and to purchase reinsurance in behalf of its members.
MS Code § 83-38-9 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 38 - Mississippi Residential Property Insurance Underwriting Association Law|§ 83-38-9. Association board of directors

  The Board of Directors of the Mississippi Rural Risk Underwriting Association serving on July 1, 2003, shall serve as the Board of Directors of the Mississippi Residential Property Insurance Underwriting Association until such time as new directors are elected or appointed as provided in the plan of operation. The permanent board shall consist of five (5) representatives of members of the association and two (2) agents from the state. The agent board members shall be appointed annually by the Commissioner of Insurance.   Members of the board shall serve without salary, but shall receive per diem compensation under Section 25-3-69 while attending to business of the association; members shall be reimbursed for travel expenses incurred in the discharge of their duties; all per diem compensation and travel reimbursement shall be approved by the board prior to being incurred.
MS Code § 83-38-11 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 38 - Mississippi Residential Property Insurance Underwriting Association Law|§ 83-38-11. Benefits and obligations of association members; determination of participation

 All members of the association shall participate in its writings, expenses, profits, and losses in the proportion that the net direct premium of such member written in this state during the preceding calendar year bears to the aggregate net direct premiums written in this state by all members of the association, as certified to the association by the commissioner after review of annual statements, other reports, and any other statistics the commissioner shall deem necessary to provide the information herein required and which the commissioner is hereby authorized and empowered to obtain from any member of the association.   A member shall receive credit annually for essential property insurance voluntarily written in rural and coastal areas, and its participation in the writings of the association shall be reduced in accordance with the provisions of the plan of operation.   The participation of each member in the association shall be determined annually.
MS Code § 83-38-13 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 38 - Mississippi Residential Property Insurance Underwriting Association Law|§ 83-38-13. Association plan of operation; approval and certification; amendment

  The directors of the association shall maintain a plan of operation to carry out the purposes of this chapter. Such plan shall grant proper credit annually to each member of the association for essential property insurance voluntarily written in the rural and coastal areas of the state, shall provide for a method of computing rates that is actuarially sound and shall provide for the efficient, economical, fair and nondiscriminatory administration of the association. The plan may include a method for assessment of all members for expenses necessary to operate the association, selection of directors from the members of the association, assessment of members to defray losses and expenses, underwriting standards, procedures for the acceptance and cession of reinsurance, procedures for determining the amount of insurance to be provided to specific risks, time limits and procedures for processing applications for insurance, and other provisions as may be deemed necessary by the commissioner to carry out the purposes of this chapter.   The plan of operation and any proposed amendments thereto are subject to review and approval by the commissioner to fulfill the purposes provided by Section 83-38-1. In the review of the plan, the commissioner may consult with the directors of the association and may seek any further information which is necessary for a decision. If the commissioner approves the plan, the commissioner shall certify such approval to the directors, and the plan shall become effective after such certification. If the commissioner disapproves all or any part of the plan of operation, the commissioner shall return the same to the directors with a written statement of the reasons for disapproval and any recommendations. The directors may alter the plan in accordance with the commissioner's recommendation or, within thirty (30) days from the date of disapproval, may return a new plan to the commissioner. Should the directors fail to submit a proposed plan of operation which is acceptable to the commissioner, or accept the recommendation of the commissioner within thirty (30) days after disapproval of the plan, the commissioner shall promulgate and place into effect a plan of operation certifying the same to the directors of the association. A plan promulgated by the commissioner shall take effect thirty (30) days after certification to the directors.   The directors of the association, subject to the approval of the commissioner, may amend the plan of operation at any time. The commissioner may review the plan of operation at any time deemed expedient or prudent, but not less than once in each calendar year.
MS Code § 83-38-15 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 38 - Mississippi Residential Property Insurance Underwriting Association Law|§ 83-38-15. Application for coverage; forms; commission; issuance of policy; renewal

  Any person having an insurable interest in insurable property is entitled to apply to the association for such coverage and for an inspection of the property. Such application may be made on behalf of the applicant by a broker or agent licensed in Mississippi authorized by him. Every such application shall be submitted on forms prescribed by the association after consultation with the commissioner. The application shall contain an inquiry as to whether there are unpaid premiums due from the applicant for fire insurance on the property.  The commission paid to the submitting broker or agent shall be equal to ten percent (10%) of the premium collected.    If the association determines that the property is insurable and that there is no unpaid premium due from the applicant for prior insurance on the property, the association, upon receipt of the premium or such portion thereof as is prescribed in the plan of operation, shall cause to be issued a policy of essential property insurance for a term of one (1) year. Any policy issued pursuant to the provisions of this section shall be renewed annually so long as:   The property continues to meet the definition of "insurable property" set forth in Section 83-38-3(e);   A properly completed application for renewal shall have been received by the association on or before the date of renewal; and   Property premiums have been received by the association on or before the date of renewal.     If the association for any reason denies an application and refuses to cause to be issued an insurance policy on insurable property to any applicant, or takes no action on an application within the time prescribed in the plan of operation, the applicant may appeal to the commissioner. The commissioner or a member of the staff of the Insurance Department designated by the commissioner, after reviewing the facts, may determine if the association acted in accordance with the law and the plan of operation. In carrying out the duties pursuant to this section, the commissioner may request, and the association shall provide, any information deemed necessary to a determination concerning the reasons for the denial or delay of the application.
MS Code § 83-38-17 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 38 - Mississippi Residential Property Insurance Underwriting Association Law|§ 83-38-17. Rate requirements

 The forms, rates, rating plans, and rating rules applicable to the insurance written by the association shall be those approved for use of the association by the commissioner. Surcharges may be used as approved by the commissioner. Rates shall be actuarially sound and nondiscretionary as to the same class of risk.
MS Code § 83-38-19 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 38 - Mississippi Residential Property Insurance Underwriting Association Law|§ 83-38-19. Appeals to commissioner by persons aggrieved; related procedures; subsequent appeals to Chancery Court

 Any person insured pursuant to this chapter, or his representative, or any affected insurer who may be aggrieved by an act, ruling, or decision of the association, within thirty (30) days after such ruling, is entitled to appeal to the commissioner. A hearing before the commissioner upon such appeal shall be in accordance with the procedures promulgated by the commissioner. The commissioner is authorized to appoint a member of the Insurance Department staff for the purpose of hearing such appeals, and a ruling based upon such hearing shall have the same effect as if heard by the commissioner. All persons or insureds aggrieved by any order or decision of the commissioner may appeal, within thirty (30) days of such order or decision to the Chancery Court of the First Judicial District of Hinds County.
MS Code § 83-38-21 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 38 - Mississippi Residential Property Insurance Underwriting Association Law|§ 83-38-21. Availability of reports on inspections by association

 All reports of inspection performed by or on behalf of the association are available to the members of the association, applicants, agents, brokers and the commissioner.
MS Code § 83-38-23 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 38 - Mississippi Residential Property Insurance Underwriting Association Law|§ 83-38-23. Nonliability of commissioner, association, or insurers for good faith statements

 There shall be no liability on the part of and no cause of action of any nature shall arise against the Commissioner of Insurance or any of his staff, the association or its directors, agents or employers, or against any participating insurer for any inspections made hereunder or any statements made in good faith by them in any reports or communications concerning risks submitted to the association, or at any administrative hearings conducted in connection therewith under the provisions of this chapter.
MS Code § 83-38-25 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 38 - Mississippi Residential Property Insurance Underwriting Association Law|§ 83-38-25. Annual summary of association activity

 The association shall file in the office of the commissioner on or before March 1 of each year a statement which summarizes the transactions, conditions, operations and affairs of the association during the preceding fiscal year ending December 31. The statement shall contain such matters and information and be in a form prescribed by the commissioner. At any time the commissioner may require the association to furnish any additional information with respect to its transactions or any other matter which the commissioner deems to be material in evaluating the operation and experience of the association.
MS Code § 83-38-27 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 38 - Mississippi Residential Property Insurance Underwriting Association Law|§ 83-38-27. Examination of association affairs; public hearings; related expenses borne by association

 The commissioner may make an examination into the affairs of the association at any time. In undertaking such examination, the commissioner is empowered to hold a public hearing. The expenses of such examination shall be borne and paid by the association.
MS Code § 83-38-29 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 38 - Mississippi Residential Property Insurance Underwriting Association Law|§ 83-38-29. Rules and regulations

 The commissioner is empowered to make reasonable rules and regulations, not inconsistent with law, to enforce, carry out, and make effective the provisions of this chapter.
MS Code § 83-39-5 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 39 - Bail Bonds and Bondsmen|§ 83-39-5. License requirements

 Any person desiring to engage in the business of professional bail agent, soliciting bail agent, or bail enforcement agent in this state shall apply to the department for a license on forms prepared and furnished by the department. The application for a license, or renewal thereof, shall set forth, under oath, the following information:   Full name, age, date of birth, social security number, residence during the previous five (5) years, occupation and business address of the applicant.   Spouse's full name, occupation and business address.   A photograph of the applicant and a full set of fingerprints for the initial application and, thereafter, as requested by the department.   A statement that he is not licensed to practice law in the State of Mississippi or any other state and that no attorney or any convicted felon has any interest in his application, either directly or indirectly.   Any other information as may be required by this chapter or by the department.   In the case of a professional bail agent, a statement that he will actively engage in the bail bond business.   In the case of a soliciting bail agent, a statement that he will be employed or used by only one (1) professional bail agent and that the professional bail agent will supervise his work and be responsible for his conduct in his work. A professional bail agent shall sign the application of each soliciting bail agent employed or used by him.   Each application or filing made under this section shall include the social security number(s) of the applicant in accordance with Section 93-11-64, Mississippi Code of 1972.
MS Code § 83-39-8 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 39 - Bail Bonds and Bondsmen|§ 83-39-8. Managing and closing business upon death of personal surety

 If a professional bail agent who acts as a personal surety agent dies, the personal representative of the estate may contract with licensed professional bail agents, soliciting bail agents or bail enforcement agents to assist him in managing and closing the business affairs of the professional bail agent. The licensed professional bail agent, soliciting bail agent or bail enforcement agent contracted by the personal representative may, on behalf of the personal representative, present defendants in court when required, assist in the apprehension and surrender of defendants to the court, or keep defendants under necessary surveillance. Nothing herein shall give the personal representative the authority to execute and sign bail bonds in connection with judicial proceedings.
MS Code § 83-39-9 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 39 - Bail Bonds and Bondsmen|§ 83-39-9. Issuance of license

 The department upon receipt of the license application, the required fee, and proof of good moral character and, in the case of a professional bail agent, an approved qualification bond in the required amount, shall issue to the applicant a license to do business as a professional bail agent, soliciting bail agent or bail enforcement agent as the case may be.   No licensed professional bail agent shall have in his employ in the bail bond business any person who could not qualify for a license under this chapter, nor shall any licensed professional bail agent have as a partner or associate in such business any person who could not so qualify.