reglab/housing_qa huggingface dataset:
MT Code § 33-1-207 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 2. Definitions and Insurance Coverages|33-1-207. Disability insurance

  33-1-207. Disability insurance. (1) Disability insurance, including credit disability insurance, is insurance of human beings:  (a) against bodily injury, disablement, or death by accident or accidental means or the medical expense or indemnity involved; or   (b) against disablement or medical expense or indemnity resulting from sickness.   (2) Transaction of disability insurance does not include:   (a) workers' compensation insurance; or   (b) a direct patient care agreement established pursuant to 50-4-107.   History: En. Sec. 74, Ch. 286, L. 1959; R.C.M. 1947, 40-2903; amd. Sec. 2, Ch. 379, L. 1995; amd. Sec. 8, Ch. 262, L. 2021.
MT Code § 33-1-208 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 2. Definitions and Insurance Coverages|33-1-208. Life insurance

  33-1-208. Life insurance. Life insurance, including credit life insurance, is insurance on human lives. The transaction of life insurance includes the granting of endowment benefits, additional benefits in event of death or dismemberment by accident or accidental means, additional benefits in event of the insured's disability, benefits that provide reimbursement or payment for long-term home health care or long-term care in a nursing home or other related institution, and optional modes of settlement of proceeds of life insurance. Transaction of life insurance does not include workers' compensation insurance.   History: En. Sec. 73, Ch. 286, L. 1959; R.C.M. 1947, 40-2902; amd. Sec. 1, Ch. 152, L. 1991; amd. Sec. 3, Ch. 379, L. 1995.
MT Code § 33-1-210 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 2. Definitions and Insurance Coverages|33-1-210. Property insurance

  33-1-210. Property insurance. Property insurance is insurance on real or personal property of every kind and of every interest therein, whether on land, water, or in the air, against loss or damage from any and all hazard or cause, and against loss consequential upon such loss or damage, other than noncontractual legal liability for any such loss or damage.   History: En. Sec. 75, Ch. 286, L. 1959; R.C.M. 1947, 40-2904.
MT Code § 33-1-211 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 2. Definitions and Insurance Coverages|33-1-211. Surety insurance

  33-1-211. Surety insurance. Surety insurance includes:   (1) fidelity insurance, which is insurance guaranteeing the fidelity of persons holding positions of public or private trust;   (2) insurance guaranteeing the performance of contracts, other than insurance policies, and guaranteeing and executing bonds, undertakings, and contracts of suretyship;   (3) insurance indemnifying banks, bankers, brokers, or financial or moneyed corporations or associations:   (a) against check forgery or alteration or against loss resulting from any cause of bills of exchange, notes, bonds, securities, evidences of debt, deeds, mortgages, warehouse receipts, or other valuable papers, documents, money, precious metals and articles made from precious metals, jewelry, watches, necklaces, bracelets, gems, or precious and semiprecious stones, including any loss while being transported in armored motor vehicles, by mail, or by messenger but not including any other risks of transportation or navigation;   (b) against loss or damage to the insured's premises or to the insured's furnishings, fixtures, equipment, safes, and vaults on the premises caused by burglary, robbery, theft, or criminal mischief or any attempt of those crimes.   History: En. Sec. 77, Ch. 286, L. 1959; amd. Sec. 50, Ch. 359, L. 1977; R.C.M. 1947, 40-2906; amd. Sec. 3, Ch. 198, L. 1979; amd. Sec. 1059, Ch. 56, L. 2009.
MT Code § 33-1-212 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 2. Definitions and Insurance Coverages|33-1-212. Title insurance

  33-1-212. Title insurance. Title insurance is insurance of owners of property or others having an interest therein or liens or encumbrances thereon against loss by encumbrance, defective titles, invalidity, or adverse claim to title.   History: En. Sec. 79, Ch. 286, L. 1959; R.C.M. 1947, 40-2908.
MT Code § 33-1-213 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 2. Definitions and Insurance Coverages|33-1-213. Repealed

  33-1-213. Repealed. Sec. 73, Ch. 227, L. 2001.   History: En. Sec. 64, Ch. 472, L. 1999.
MT Code § 33-1-214 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 2. Definitions and Insurance Coverages|33-1-214. Mechanical breakdown insurance

  33-1-214. Mechanical breakdown insurance. (1) Mechanical breakdown insurance means a policy, contract, or agreement issued by an authorized insurer that provides for the repair, replacement, or service for the operational or structural failure of the property because of a defect in materials or workmanship or because of normal wear and tear.   (2) The term does not include motor club services, as defined in 61-12-301.   (3) Mechanical breakdown insurance is a type of casualty insurance provided for in 33-1-206.   History: En. Sec. 65, Ch. 472, L. 1999; amd. Sec. 10, Ch. 227, L. 2001.
MT Code § 33-1-215 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 2. Definitions and Insurance Coverages|33-1-215. Prepaid legal insurance

  33-1-215. Prepaid legal insurance. (1) For the purposes of this section, prepaid legal insurance means the assumption of a contractual obligation that is to be spread, directly or indirectly, among a group of persons to provide specified legal services or reimbursement for legal expenses in consideration of a specified payment for an interval of time, regardless of whether the payment is made by the beneficiary or by a third person on behalf of the beneficiary.   (2) Prepaid legal insurance does not include the provision of or reimbursement for legal services that are incidental to other insurance coverage. The following are not prepaid legal insurance:   (a) retainer contracts made with individual clients with fees based on estimates of the nature and amount of services that will be required;   (b) contracts made with a group of clients involved in the same or closely related legal matters;   (c) plans providing only a referral service or a discount card for legal services;   (d) legal services provided by unions or employee associations to members pertaining to employment or occupation; or   (e) legal services provided by an agency of state or federal government to employees.   (3) Prepaid legal insurance is a type of casualty insurance provided for in 33-1-206.   History: En. Sec. 66, Ch. 472, L. 1999; amd. Sec. 11, Ch. 227, L. 2001.
MT Code § 33-1-216 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 2. Definitions and Insurance Coverages|33-1-216. Involuntary unemployment insurance

  33-1-216. Involuntary unemployment insurance. (1) Involuntary unemployment insurance means insurance providing the insured borrower with coverage for consumer credit replacement obligations for a period or periods during which the borrower is involuntarily unemployed. Involuntary unemployment insurance must at least provide benefits for the loss of employment income caused by individual or mass layoff, a general strike, termination by an employer, a dispute involving organized labor, and a lockout.   (2) Involuntary unemployment insurance is a type of casualty insurance provided for in 33-1-206.   History: En. Sec. 67, Ch. 472, L. 1999; amd. Sec. 12, Ch. 227, L. 2001.
MT Code § 33-1-217 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 2. Definitions and Insurance Coverages|33-1-217. Gap amount -- gap insurance

  33-1-217. Gap amount -- gap insurance. (1) As used in this section, gap amount means the difference between the amount owed by the lessee or borrower under the purchase or lease agreement in the event of total loss of the personal property prior to the expiration of the agreement by theft or physical damage and the actual cash value or portion received by the lessor or creditor from insurance proceeds or from any other person on account of the total loss or destruction of the personal property.   (2) Gap insurance means insurance covering the gap amount that is payable upon the total loss of personal property, which is the subject of a lease or a loan or another credit transaction, occasioned by the theft of or physical damage to the property.   (3) Gap insurance is a type of casualty insurance provided for in 33-1-206.   History: En. Sec. 68, Ch. 472, L. 1999; amd. Sec. 13, Ch. 227, L. 2001.
MT Code § 33-1-218 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 2. Definitions and Insurance Coverages|33-1-218. Credit insurances -- definitions

  33-1-218. Credit insurances -- definitions. As used in this code, the following definitions apply:   (1) "Credit disability insurance" means the same as defined in 33-21-103.   (2) "Credit life insurance" means the same as defined in 33-21-103.   (3) "Credit property insurance" means any policy, endorsement, rider, cover note, memorandum, certificate, or other instrument or evidence of insurance covering perils to goods purchased through a credit transaction or pledged as collateral for a credit transaction and that concerns a creditor's interest in the purchased goods or pledged collateral either in whole or in part. Credit property insurance is a type of property insurance as provided for in 33-1-210.   (4) "Credit unemployment insurance" means insurance on a debtor to provide indemnity for payments or debt becoming due on a specific loan or other credit transaction while the debtor is involuntarily unemployed as defined in the policy. Credit unemployment insurance is a type of involuntary unemployment insurance as provided for in 33-1-216.   (5) "Debtor" means the same as defined in 33-21-103.   History: En. Sec. 9, Ch. 106, L. 2001.
MT Code § 33-1-219 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 2. Definitions and Insurance Coverages|33-1-219. Mortgage insurances -- definitions

  33-1-219. Mortgage insurances -- definitions. (1) "Mortgage" or "mortgage loan" is an indebtedness of more than 10 years duration that is secured by a real estate mortgage.   (2) "Mortgage disability insurance" is disability insurance designed to pay off all or a part of a mortgage loan in the event of the insured's disability. Mortgage disability insurance is a type of credit disability insurance.   (3) (a) "Mortgage guaranty insurance" is:   (i) insurance against financial loss by reason of nonpayment of principal, interest, or other sums agreed to be paid under the terms of any note, bond, or other evidence of indebtedness secured by a mortgage, deed of trust, or other instrument constituting a lien or charge on real estate if the improvement of the real estate is a residential building, a condominium unit, or other building designed for occupancy by not more than four families;   (ii) insurance against financial loss by reason of nonpayment of principal, interest, or other sums agreed to be paid under the terms of any note, bond, or other evidence of indebtedness secured by a mortgage, deed of trust, or other instrument constituting a lien or charge on real estate if the improvement on the real estate is a building or buildings designed for occupancy by five or more families or is designed to be occupied for industrial or commercial purposes; or   (iii) insurance against financial loss by reason of nonpayment of rent or other sums agreed to be paid under the terms of a written lease for the possession, use, or occupancy of real estate if the improvement of the real estate is a building or buildings designed to be occupied for industrial or commercial purposes.   (b) Mortgage guaranty insurance is a type of casualty insurance as provided for in 33-1-206.   (4) "Mortgage life insurance" is life insurance designed to pay off all or a part of a mortgage loan in the event of the insured's death. Mortgage life insurance is a type of credit life insurance as defined in 33-21-103.   History: En. Sec. 10, Ch. 106, L. 2001.
MT Code § 33-1-220 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 2. Definitions and Insurance Coverages|33-1-220. Rental car insurance

  33-1-220. Rental car insurance. Rental car insurance is insurance that:   (1) provides coverage for periods of less than 90 days;   (2) applies only to the rental car subject to the rental agreement; and   (3) is limited to the following kinds of insurance:   (a) personal accident insurance for renters and other rental car occupants, for accidental death or dismemberment, and for medical expenses resulting from an accident that occurs with the rental car during the rental period;   (b) liability insurance that provides protection to the renters and other authorized drivers of a rental car for liability arising from the operation or use of the rental car during the rental period;   (c) personal effects insurance that provides coverage to renters and other vehicle occupants for loss of or damage to personal effects in the rental car during the rental period; or   (d) motor club services, as defined in 61-12-301.   History: En. Sec. 3, Ch. 427, L. 2003.
MT Code § 33-1-221 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 2. Definitions and Insurance Coverages|33-1-221. Nationwide inland marine definition law

  33-1-221. Nationwide inland marine definition law. Sections 33-1-221 through 33-1-229 may be cited as the "Nationwide Inland Marine Definition Act".   History: En. Sec. 1, Ch. 467, L. 1981.
MT Code § 33-1-222 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 2. Definitions and Insurance Coverages|33-1-222. Purpose

  33-1-222. Purpose. (1) The purpose of 33-1-221 through 33-1-229 is to describe the kinds of risks and coverages which may be classified or identified under state insurance laws as marine, inland marine, or transportation insurance, but 33-1-221 through 33-1-229 do not include all of the kinds of risks and coverages which may be written, classified, or identified under marine, inland marine, or transportation insuring powers. Sections 33-1-221 through 33-1-229 may not be construed to mean that the kinds of risks and coverages described herein are solely marine, inland marine, or transportation insurance in all instances.   (2) Sections 33-1-221 through 33-1-229 may not be construed to restrict or limit in any way the exercise of any insuring powers granted under charters and licenses whether used separately, in combination, or otherwise.   History: En. Sec. 2, Ch. 467, L. 1981.
MT Code § 33-1-223 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 2. Definitions and Insurance Coverages|33-1-223. Imports

  33-1-223. Imports. Imports may be covered by marine, inland marine, and transportation policies subject to the following conditions:   (1) Imports are covered wherever they are located, without restriction as to time, provided the coverage of the issuing companies includes hazards of transportation.   (2) Property is an import and the proper subject of marine, inland marine, or transportation insurance as long as the property remains segregated in such a way that it can be identified and has not become incorporated into and mixed with the general mass of property in the United States; property ceases to be an import and the proper subject of marine, inland marine, or transportation insurance when it has been:   (a) sold and delivered by the importer, factor, or consignee;   (b) removed from its place of storage and placed on sale as part of an importer's stock in trade at a point of sale or distribution; or   (c) delivered for manufacture, processing, or change in form to premises of the importer or another, to be used for such purposes.   History: En. Sec. 3, Ch. 467, L. 1981.
MT Code § 33-1-224 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 2. Definitions and Insurance Coverages|33-1-224. Exports

  33-1-224. Exports. Exports may be covered by marine, inland marine, and transportation policies subject to the following conditions:   (1) Exports are covered wherever they are located, without restriction as to time, provided the coverage of the issuing companies includes hazards of transportation.   (2) Property is an export and the proper subject of marine, inland marine, or transportation insurance when designated or while being prepared for export and remains an export unless diverted for domestic trade. If the property is diverted for domestic trade, the provisions of 33-1-225 apply. This section does not apply to long-established methods of insuring certain commodities such as cotton.   History: En. Sec. 4, Ch. 467, L. 1981.
MT Code § 33-1-225 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 2. Definitions and Insurance Coverages|33-1-225. Domestic shipments

  33-1-225. Domestic shipments. Domestic shipments may be covered by marine, inland marine, and transportation policies subject to the following conditions:   (1) Domestic shipments on consignment for sale, distribution, exhibit, trial, approval, or auction may be covered while in transit, while in the custody of others, and while being returned, except that the policy may not cover property while it is on premises owned, leased, or operated by the consignor.   (2) Domestic shipments not on consignment may be covered if the coverage of the issuing companies includes hazards of transportation beginning and ending within the United States. Such shipments are not covered at the manufacturing premises or after arrival at premises owned, leased, or operated by the assured or the purchaser.   History: En. Sec. 5, Ch. 467, L. 1981.
MT Code § 33-1-226 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 2. Definitions and Insurance Coverages|33-1-226. Instrumentalities of transportation and commerce

  33-1-226. Instrumentalities of transportation and commerce. Bridges, tunnels, and other instrumentalities of transportation and communication (excluding buildings and improvements, furniture, furnishings, fixed contents, and supplies held in storage) may be covered by marine, inland marine, and transportation policies. This category includes:   (1) bridges, tunnels, and other similar instrumentalities, including auxiliary facilities and equipment attendant thereto;   (2) piers, wharves, docks, slips, drydocks, and marine railways;   (3) pipelines, including on-line propulsion, regulating, and other equipment appurtenant to such pipelines but excluding all property at manufacturing, producing, refining, converting, treating, or conditioning plants;   (4) power transmission, telephone, and telegraph lines, excluding all property at generating, converting, or transforming stations, substations, and exchanges;   (5) radio and television communication equipment in use as such, including towers and antennas with auxiliary equipment, and appurtenant electrical operating and control apparatus; and   (6) outdoor cranes, loading bridges, and similar equipment used to load, unload, and transport.   History: En. Sec. 6, Ch. 467, L. 1981.
MT Code § 33-1-227 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 2. Definitions and Insurance Coverages|33-1-227. Personal property

  33-1-227. Personal property. Risks generally covered by personal property floaters covering individuals or items of personal property may be covered by marine, inland marine, and transportation policies. This category includes:   (1) personal effects floater policies;   (2) personal property floaters;   (3) government service floaters;   (4) personal fur floaters;   (5) personal jewelry floaters;   (6) wedding present floaters for a period not exceeding 90 days after the date of the wedding;   (7) silverware floaters;   (8) fine arts floaters covering paintings, etchings, pictures, tapestries, art glass windows, and other bona fide works of art of rarity, historical value, or artistic merit;   (9) stamp and coin floaters;   (10) musical instrument floaters. For purposes of this section, radios, televisions, record players, and combinations thereof are not musical instruments.   (11) mobile articles, machinery, and equipment floaters (excluding motor vehicles designed for highway use and motor homes, trailers, and semitrailers except when hauled by tractors not designed for highway use) covering identified property of a mobile or floating nature pertaining to or usual to a household. Such policies shall not cover furniture and fixtures not customarily used away from premises where such property is usually kept.   (12) installment sales and leased property policies covering property pertaining to a household and sold under conditional contract of sale, partial payment contract, or installment sales contract or leased but excluding motor vehicles designed for highway use. Such policies must cover property in transit but shall not extend beyond the termination of the seller's or lessor's interest; and   (13) live animal floaters.   History: En. Sec. 7, Ch. 467, L. 1981.
MT Code § 33-1-229 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 2. Definitions and Insurance Coverages|33-1-229. Exceptions

  33-1-229. Exceptions. Unless otherwise permitted, nothing in 33-1-223 through 33-1-229 may be construed to permit marine, inland marine, or transportation insurance policies to cover:   (1) storage of an assured's merchandise, except as specifically provided;   (2) merchandise in the course of manufacture which is the property of and on the premises of the manufacturer;   (3) furniture, fixtures, and improvements to buildings; or   (4) money or securities in safes, vaults, safety deposit vaults, or banks or on the assured's premises, except while in the course of transportation.   History: En. Sec. 9, Ch. 467, L. 1981.
MT Code § 33-1-230 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 2. Definitions and Insurance Coverages|33-1-230. through 33-1-234 reserved

  33-1-230 through 33-1-234 reserved.
MT Code § 33-1-235 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 2. Definitions and Insurance Coverages|33-1-235. Disability income insurance

  33-1-235. Disability income insurance. "Disability income insurance" means an individual or group policy of insurance that primarily provides payment to or for the benefit of the policyholder or certificate holder based, in whole or in part, upon lost wages or other earned income or business or financial losses as a result of an inability to work due to sickness, injury, or a combination of sickness and injury.   History: En. Sec. 5, Ch. 380, L. 2003.