reglab/housing_qa huggingface dataset:
MD. Housing and Community Development Code Ann. §  4-902 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 9 - Maryland Housing Rehabilitation Program|Part I - In General|Section 4-902 - Scope of Subtitle

    (a)    This subtitle applies to buildings that, after rehabilitation, provide:        (1)    traditional dwellings;        (2)    single room occupancy;        (3)    shared living dwellings in which two or more households can live and share some or all of the living, dining, kitchen, or sanitary facilities; or        (4)    congregate or group housing and related services or temporary shelters and related services that serve:            (i)    individuals with disabilities or low-income, elderly households, homeless, or other disadvantaged individuals; or            (ii)    the nonresidential commercial, business, or social needs of the community where the building is located, so as to enhance the economic feasibility of housing rehabilitation in that community.    (b)    This subtitle does not apply to a building that provides group housing unless the group housing is provided by an owner-occupant or a nonprofit sponsor.
MD. Housing and Community Development Code Ann. §  4-903 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 9 - Maryland Housing Rehabilitation Program|Part I - In General|Section 4-903 - Findings

    The General Assembly finds that:        (1)    (i)    many residents of the State live in dwellings that do not conform to building, health, safety, fire, occupancy, or other codes and standards applicable to housing;            (ii)    many communities or political subdivisions in the State do not have a minimum livability code; and            (iii)    these conditions impede the development and maintenance of healthy, safe, and viable communities;        (2)    private sector financing is often unavailable for rehabilitation because:            (i)    owner–occupants of housing in need of rehabilitation often have low incomes; and            (ii)    nonoccupant owners often incur high risks in owning and managing the housing;        (3)    rehabilitating suitable housing:            (i)    increases the economic life of the housing;            (ii)    is often more economical and less disruptive than replacing the housing and relocating its occupants;            (iii)    can better promote community development when it is done through organized housing rehabilitation programs;            (iv)    is essential for sound community development; and            (v)    can be helped by rehabilitating commercial buildings serving communities where housing rehabilitation is desirable;        (4)    it is a proper public purpose for which public money may be spent and property acquired to:            (i)    rehabilitate housing;            (ii)    develop healthful, safe, and viable communities;            (iii)    rehabilitate commercial buildings to help rehabilitate and develop housing; and            (iv)    provide healthful and safe housing for migratory workers to maintain and expand the agricultural activities that are dependent on the labor of these workers; and        (5)    it is a proper public purpose for which public money may be spent to:            (i)    improve, modify, and add to housing to increase the supply of special housing for special populations, such as elderly households, individuals with disabilities, and other disadvantaged residents of the State;            (ii)    prevent lead poisoning by modifying older housing to provide a lead–safe environment, as lead paint in older housing is a major source of lead poisoning in children;            (iii)    provide adequate indoor plumbing, water supply, and sewage disposal systems for dwellings; and            (iv)    reduce or eliminate radon and asbestos, which are major detriments to the health and safety of residents, on a pilot program basis.
MD. Housing and Community Development Code Ann. §  4-904 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 9 - Maryland Housing Rehabilitation Program|Part I - In General|Section 4-904 - Established

    There is a Maryland Housing Rehabilitation Program.
MD. Housing and Community Development Code Ann. §  4-905 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 9 - Maryland Housing Rehabilitation Program|Part I - In General|Section 4-905 - Units in Program

    The Maryland Housing Rehabilitation Program includes:        (1)    the Accessory, Shared, and Sheltered Housing Program;        (2)    the Indoor Plumbing Program;        (3)    the Migratory Worker Housing Program;        (4)    the Radon and Asbestos Abatement Pilot Program; and        (5)    the Accessible Homes for Senior Homeowners Grant Program.
MD. Housing and Community Development Code Ann. §  4-906 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 9 - Maryland Housing Rehabilitation Program|Part I - In General|Section 4-906 - Operation of Program; Types of Program Loans

    (a)    (1)    The Department shall operate the Program and make Program loans.        (2)    As much as possible, the Program shall be administered:            (i)    in conjunction with federal programs assisting rehabilitation of housing, to ensure maximum use of available federal money; and            (ii)    consistently with locally approved plans or programs of concentrated neighborhood revitalization.    (b)    (1)    Except for Program loans made under a special loan program, the Regular Rehabilitation Program consists of Program loans to rehabilitate residential buildings providing four or fewer dwellings.        (2)    The Special Rehabilitation Program consists of Program loans made under a special loan program.
MD. Housing and Community Development Code Ann. §  4-907 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 9 - Maryland Housing Rehabilitation Program|Part I - In General|Section 4-907 - Money for Operations; Reallocations

    (a)    The Regular Rehabilitation Program and the Special Rehabilitation Program shall operate with money in the Special Loan Programs Fund and other money available to the Department for these programs.    (b)    If the applications that qualify for a Program loan under the Regular Rehabilitation Program or a special loan program do not commit all money appropriated to that loan program within 6 months after the appropriation, the Department may reallocate the remaining appropriated money to any other program financed by the Special Loan Programs Fund.
MD. Housing and Community Development Code Ann. §  4-908 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 9 - Maryland Housing Rehabilitation Program|Part I - In General|Section 4-908 - Powers of Department -- Program Loans in General

    The Department may:        (1)    limit the return on equity allowed to, or enter into equity participation agreements with, sponsors and nonprofit sponsors;        (2)    require and obtain appraisals, credit and title information, and other information related to making Program loans;        (3)    contract for services relating to any aspect of the operation of the Program under the procedures required by law for State contracts;        (4)    charge and collect:            (i)    reasonable application and processing fees; and            (ii)    other charges, fees, or reimbursements incidental to Program loans; and        (5)    if necessary, limit the cumulative outstanding debt for Program loans made to a trust described in 42 U.S.C. § 1396p(d)(4) to preserve the ongoing financial viability of the Program.
MD. Housing and Community Development Code Ann. §  4-909 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 9 - Maryland Housing Rehabilitation Program|Part I - In General|Section 4-909 - Powers of Department -- Program Loans Secured by Mortgages

    (a)    If Program loans are secured by first or junior mortgages, the Department may:        (1)    enforce the mortgages;        (2)    foreclose on the mortgages and take title to the mortgaged properties, or take deeds in lieu of foreclosure;        (3)    convey title to purchasers;        (4)    obtain and enforce deficiency judgments;        (5)    allow assumption of mortgages; and        (6)    contract with private mortgage servicers to perform on behalf of the Department any functions the servicers ordinarily perform.    (b)    Without approval or execution by the Board of Public Works, the Department may:        (1)    assign mortgages for value;        (2)    release mortgages when paid;        (3)    foreclose on mortgages;        (4)    take deeds in lieu of foreclosure; or        (5)    convey property after acquisition.
MD. Housing and Community Development Code Ann. §  4-909.1 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 9 - Maryland Housing Rehabilitation Program|Part I - In General|Section 4-909.1 - Powers of Department -- Program Loans Secured by Cooperative Interest

    (a)    If a Program loan to a member of a cooperative housing corporation is secured by a security interest in the member’s cooperative interest, the Department may:        (1)    foreclose on the security interest or otherwise enforce the security interest as permitted under Title 9 of the Commercial Law Article;        (2)    take possession of the premises in lieu of foreclosure;        (3)    obtain and enforce deficiency judgments;        (4)    transfer the cooperative interest;        (5)    allow assumption of the security agreement; and        (6)    contract with private loan servicers to perform on behalf of the Department any functions the private loan servicers ordinarily perform.    (b)    Without approval or execution by the Board of Public Works, the Department may:        (1)    assign a security interest for value;        (2)    release a security interest when paid;        (3)    foreclose on a security interest;        (4)    take possession of the premises in lieu of foreclosure; or        (5)    transfer a cooperative interest after acquisition.
MD. Housing and Community Development Code Ann. §  4-910 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 9 - Maryland Housing Rehabilitation Program|Part I - In General|Section 4-910 - Regulations

    The Department may adopt regulations to carry out the Program.
MD. Housing and Community Development Code Ann. §  4-911 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 9 - Maryland Housing Rehabilitation Program|Part I - In General|Section 4-911 - Allocation of Money for Program Loans Under Regular Rehabilitation Program

    (a)    To ensure that all areas of the State are served, the Department shall allocate at least annually among the counties the money appropriated for making Program loans under the Regular Rehabilitation Program.    (b)    When allocating money to a county, the Department shall consider:        (1)    the number of families of limited income in the county;        (2)    the need to rehabilitate buildings in the county;        (3)    the capability of the county to administer a local rehabilitation program; and        (4)    other standards that the Department considers relevant to ensure fair and equitable distribution of money among counties.    (c)    The Department may:        (1)    allocate on a countywide basis first and then make suballocations among participating municipal corporations within counties;        (2)    allocate up to 25% of the total money available in the Special Loan Programs Fund to a reserve; and        (3)    from time to time, reallocate the money held in the reserve.
MD. Housing and Community Development Code Ann. §  4-912 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 9 - Maryland Housing Rehabilitation Program|Part I - In General|Section 4-912 - Money to Annuity Bond Fund

    Money that is received as repayment of principal or payment of interest on loans under the Program and that is not appropriated in the State budget may be credited to the Annuity Bond Fund, to be used to pay the principal of or interest on money borrowed by the State and appropriated to the Program.
MD. Housing and Community Development Code Ann. §  4-913 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 9 - Maryland Housing Rehabilitation Program|Part I - In General|Section 4-913 - Information on Program Loans Required in Appropriation Request

    The Department shall include in its request for appropriations for the Program:         (1)    an estimate of the interest rates at which Program loans may be made in the next fiscal year;        (2)    the total principal amount of Program loans expected to be made at those interest rates in the next fiscal year; and        (3)    any other information that the Secretary of Budget and Management requests about Program loans.
MD. Housing and Community Development Code Ann. §  4-914 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 9 - Maryland Housing Rehabilitation Program|Part I - In General|Section 4-914 - Administration of County Rehabilitation Programs

    (a)    If the Department certifies a political subdivision as capable of administering a local rehabilitation program, the political subdivision may originate and administer Program loans under regulations of the Department.    (b)    (1)    By regulation, the Department shall establish standards for determining the capability of a political subdivision to administer a local rehabilitation program.        (2)    The standards shall include provisions on:            (i)    the size, training, and experience of the professional staff that would administer the Program; and            (ii)    the capability of the professional staff to:                1.    determine rehabilitation needs;                2.    establish rehabilitation programs;                3.    evaluate applications for Program loans; and                4.    monitor Program loans and the rehabilitation work done with them.    (c)    If the Department determines that a political subdivision cannot or does not want to administer a local rehabilitation program, the Department may originate and administer Program loans from the allocation or suballocation to that political subdivision.    (d)    The Department may:        (1)    help train employees of political subdivisions to administer local rehabilitation programs under the standards that the Department sets; and        (2)    provide political subdivisions advice and technical assistance on the administration of their local rehabilitation programs, including loan packaging, contractor and bid selection, zoning, marketing, engineering, and related services.
MD. Housing and Community Development Code Ann. §  4-915 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 9 - Maryland Housing Rehabilitation Program|Part I - In General|Section 4-915 - Family of Limited Income

    (a)    (1)    The Secretary shall set upper limits on the income that a family or individual may have to qualify as a family of limited income.        (2)    In setting the limits, the Secretary shall consider factors that include:            (i)    the portion of the total family income available for housing;            (ii)    the size of the family;            (iii)    the cost and condition of available housing;            (iv)    the ability of the family to compete successfully in the private housing market; and            (v)    relevant standards and definitions established for federal and State housing programs.    (b)    The Secretary may waive income limits for a borrower or occupant seeking a Program loan to rehabilitate a building that the State historical preservation officer finds historically or architecturally significant.
MD. Housing and Community Development Code Ann. §  4-916 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 9 - Maryland Housing Rehabilitation Program|Part I - In General|Section 4-916 - Program Loans for Affordable Housing -- in General

    (a)    (1)    The Department may make Program loans for housing on terms that the Department considers necessary to make the housing affordable to families of limited income.        (2)    The Department may make Program loans in the form of a grant to a family of limited income if:            (i)    the family of limited income owns and occupies the dwelling; and            (ii)    the Department determines the family of limited income cannot undertake the rehabilitation project without a grant.        (3)    The terms may include:            (i)    deferred payment of principal and interest until the maturity date or the date of any sale or other transfer of the building or an interest in the building;            (ii)    an interest rate as low as 0% or as high as is reasonable, given the incomes of the proposed occupants, if the interest rate does not violate any federal regulation governing the borrowing of money by the State;            (iii)    increased interest rates or accelerated payments of principal and interest, if the borrower no longer qualifies for the Program loan; and            (iv)    advance payments to a nonprofit sponsor for certain development costs, including architectural, engineering, and attorneys’ fees.    (b)    Within the maximum income limits for families of limited income, the Secretary may establish:        (1)    lower income ranges;        (2)    interest rates to be available on Program loans serving occupants with incomes within those lower ranges; and        (3)    any preference or reservation of money for applications for Program loans to finance housing to serve occupants in those lower income ranges.
MD. Housing and Community Development Code Ann. §  4-917 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 9 - Maryland Housing Rehabilitation Program|Part I - In General|Section 4-917 - Program Loans for Affordable Housing -- Conditions

    (a)    A Program loan:        (1)    may not be made if the Department determines that comparable private financing is available to the prospective borrower; and        (2)    may not exceed an amount the Secretary establishes by regulation.    (b)    (1)    Except as provided under paragraphs (2), (3), (4), and (5) of this subsection, a Program loan of more than $5,000 shall be secured wholly or partly by a recorded mortgage or deed of trust on real property.        (2)    A Program loan to a political subdivision may be secured by a recorded mortgage, deed of trust on real property, or other security device acceptable to the Department.        (3)    A Program loan to a trust described in 42 U.S.C. § 1396p(d)(4) may be secured by a recorded mortgage, deed of trust on real property, or other security device acceptable to the Department.        (4)    (i)    Subject to subparagraph (ii) of this paragraph, a Program loan to a member of a cooperative housing corporation may be secured by a perfected security interest in the member’s cooperative interest.            (ii)    Before a Program loan is secured by a perfected security interest in the member’s cooperative interest, the Department shall enter into an agreement with the cooperative housing corporation that establishes the rights and obligations of the Department and the cooperative housing corporation with respect to the secured cooperative interest.        (5)    A Program loan in the form of a grant may be unsecured or secured by a mortgage, deed of trust, or other security device acceptable to the Department.    (c)    Program loans shall be made to:        (1)    families of limited income owning and occupying the building to be rehabilitated; or        (2)    sponsors or nonprofit sponsors.    (d)    The Department may require that Program loans be insured.    (e)    A Program loan may cover:        (1)    costs of a rehabilitation project, including implementation costs such as appraisal, architectural, and engineering fees; and        (2)    closing costs of the Program loan.    (f)    The Department may modify the interest rate, the time or amount of payment, or any other term of a Program loan that is in default to facilitate repayment of the Program loan and achieve the purposes of the Program.
MD. Housing and Community Development Code Ann. §  4-918 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 9 - Maryland Housing Rehabilitation Program|Part I - In General|Section 4-918 - Program Loans for Affordable Housing -- Dwellings

    (a)    (1)    When the Department makes a Program loan to finance a residential rehabilitation project, the sponsor or nonprofit sponsor shall restrict some dwellings for occupancy by families of limited income for at least the greater of 15 years and the number of years required by federal law.        (2)    The number of dwellings restricted under paragraph (1) of this subsection shall be at least the greater of:            (i)    the number that bears the same ratio to the total number of dwellings in the project as the amount the Program loan bears to the total financing of the undertaking; and            (ii)    the number of dwellings required for a community development project under § 4–217(b)(1)(ii) of this title or the number of dwellings that the issuer of the bonds chooses, whichever is greater, if a portion of the costs of the residential rehabilitation project is financed by government–issued, federally tax–exempt revenue bonds.    (b)    Dwellings restricted for occupancy to meet other federal or State occupancy requirements may be counted toward the number required under subsection (a) of this section.