reglab/housing_qa huggingface dataset:
NV Rev Stat § 645E.680 (2021)
2021 Nevada Revised Statutes|Chapter 645E - Mortgage Bankers|NRS 645E.680 - Suspension of license for failure to pay child support or comply with certain subpoenas or warrants; reinstatement of license. [Effective until the earlier of January 1, 2020, or 2 years after the date of the repeal of 42 U.S.C. § 666, the federal law requiring each state to establish procedures for withholding, suspending and restricting the professional, occupational and recreational licenses for child support arrearages and for noncompliance with certain processes relating to paternity or child support proceedings.]

  1. If the Commissioner receives a copy of a court order issued pursuant to NRS 425.540 that provides for the suspension of all professional, occupational and recreational licenses, certificates and permits issued to a person who is the holder of a license as a mortgage banker, the Commissioner shall deem the license issued to that person to be suspended at the end of the 30th day after the date on which the court order was issued unless the Commissioner receives a letter issued to the holder of the license by the district attorney or other public agency pursuant to NRS 425.550 stating that the holder of the license has complied with the subpoena or warrant or has satisfied the arrearage pursuant to NRS 425.560.  2. The Commissioner shall reinstate a license as a mortgage banker that has been suspended by a district court pursuant to NRS 425.540 if the Commissioner receives a letter issued by the district attorney or other public agency pursuant to NRS 425.550 to the person whose license was suspended stating that the person whose license was suspended has complied with the subpoena or warrant or has satisfied the arrearage pursuant to NRS 425.560.  (Added to NRS by 1999, 3758; A 2003, 3570; 2005, 2810, 2817; R 2017, 3106, effective January 1, 2020)
NV Rev Stat § 645E.690 (2021)
2021 Nevada Revised Statutes|Chapter 645E - Mortgage Bankers|NRS 645E.690 - Duty of Commissioner to take disciplinary action for certain violations. [Effective through December 31, 2019.]

  1. If a person offers or provides any of the services of a mortgage banker or mortgage agent or otherwise engages in, carries on or holds himself or herself out as engaging in or carrying on the business of a mortgage banker or mortgage agent and, at the time:  (a) The person was required to have a license pursuant to this chapter and the person did not have such a license; or  (b) The person’s license was suspended or revoked pursuant to this chapter,  the Commissioner shall impose upon the person an administrative fine of not more than $50,000 for each violation and, if the person has a license, the Commissioner may suspend or revoke it.  2. If a mortgage banker violates subsection 1 of NRS 645E.350 and the mortgage banker fails, without reasonable cause, to remedy the violation within 20 business days after being ordered by the Commissioner to do so or within such later time as prescribed by the Commissioner, or if the Commissioner orders a mortgage banker to provide information, make a report or permit an examination of his or her books or affairs pursuant to this chapter and the mortgage banker fails, without reasonable cause, to comply with the order within 20 business days or within such later time as prescribed by the Commissioner, the Commissioner shall:  (a) Impose upon the mortgage banker an administrative fine of not more than $25,000 for each violation;  (b) Suspend or revoke the license of the mortgage banker; and  (c) Conduct a hearing to determine whether the mortgage banker is conducting business in an unsafe and injurious manner that may result in danger to the public and whether it is necessary for the Commissioner to take possession of the property of the mortgage banker pursuant to NRS 645E.630.  (Added to NRS by 2009, 2688; A 2011, 3636; R 2017, 3106, effective January 1, 2020)
NV Rev Stat § 645E.700 (2021)
2021 Nevada Revised Statutes|Chapter 645E - Mortgage Bankers|NRS 645E.700 - Investigations, actions, disciplinary proceedings, fines and penalties not affected by expiration, revocation or voluntary surrender of license. [Effective through December 31, 2019.]

The expiration or revocation of a license of a mortgage banker by operation of law or by order or decision of the Commissioner or a court of competent jurisdiction, or the voluntary surrender of a license, does not:  1. Prohibit the Commissioner from initiating or continuing an investigation of, or action or disciplinary proceeding against, the mortgage banker as authorized pursuant to the provisions of this chapter or the regulations adopted pursuant thereto; or  2. Prevent the imposition or collection of any fine or penalty authorized pursuant to the provisions of this chapter or the regulations adopted pursuant thereto against the mortgage banker.  (Added to NRS by 2009, 1556; R 2017, 3106, effective January 1, 2020)
NV Rev Stat § 645E.710 (2021)
2021 Nevada Revised Statutes|Chapter 645E - Mortgage Bankers|NRS 645E.710 - Act or omission of partner, officer or director deemed act or omission of partnership, corporation or unincorporated association. [Effective through December 31, 2019.]

If a person is a partnership, corporation or unincorporated association, the Commissioner may take any disciplinary action set forth in this chapter against the person if any member of the partnership or any officer or director of the corporation or unincorporated association has committed any act or omission that would be cause for taking such disciplinary action against a natural person.  (Added to NRS by 1999, 3759; R 2017, 3106, effective January 1, 2020)
NV Rev Stat § 645E.750 (2021)
2021 Nevada Revised Statutes|Chapter 645E - Mortgage Bankers|NRS 645E.750 - Duty of Commissioner to provide written notice of disciplinary action or denial of license; right to administrative hearing; entry of final order; appeals. [Effective through December 31, 2019.]

  1. If the Commissioner enters an order taking any disciplinary action against a person or denying a person’s application for a license, the Commissioner shall cause a written notice of the order to be served personally or sent by certified mail or telegram to the person.  2. Unless a hearing has already been conducted concerning the matter, the person, upon application, is entitled to a hearing. If the person does not make such an application within 20 days after the date of the initial order, the Commissioner shall enter a final order concerning the matter.  3. A person may appeal a final order of the Commissioner in accordance with the provisions of chapter 233B of NRS that apply to a contested case.  (Added to NRS by 1999, 3759; A 2003, 985; R 2017, 3106, effective January 1, 2020)
NV Rev Stat § 645E.800 (2021)
2021 Nevada Revised Statutes|Chapter 645E - Mortgage Bankers|NRS 645E.800 - Exercise of jurisdiction over party to civil action; service of summons to confer jurisdiction. [Effective through December 31, 2019.]

  1. A court of this State may exercise jurisdiction over a party to a civil action arising under the provisions of this chapter on any basis not inconsistent with the Constitution of the State of Nevada or the Constitution of the United States.  2. Personal service of summons upon a party outside this State is sufficient to confer upon a court of this State jurisdiction over the party so served if the service is made by delivering a copy of the summons, together with a copy of the complaint, to the party served in the manner provided by statute or rule of court for service upon a person of like kind within this State.  3. In all cases of such service, the defendant has 40 days, exclusive of the day of service, within which to answer or plead.  4. This section provides an additional manner of serving process and does not invalidate any other service.  (Added to NRS by 2009, 748; R 2017, 3106, effective January 1, 2020)
NV Rev Stat § 645E.900 (2021)
2021 Nevada Revised Statutes|Chapter 645E - Mortgage Bankers|NRS 645E.900 - Unlawful to conduct business of mortgage banker without being licensed or exempt from licensing. [Effective through December 31, 2019.]

It is unlawful for any person to offer or provide any of the services of a mortgage banker or otherwise to engage in, carry on or hold himself or herself out as engaging in or carrying on the business of a mortgage banker without first obtaining a license as a mortgage banker pursuant to this chapter, unless the person:  1. Is exempt from the provisions of this chapter; and  2. Complies with the requirements for that exemption.  (Added to NRS by 1999, 3759; A 2003, 3570; R 2017, 3106, effective January 1, 2020)
NV Rev Stat § 645E.910 (2021)
2021 Nevada Revised Statutes|Chapter 645E - Mortgage Bankers|NRS 645E.910 - Unlawful for foreign corporation, association or business trust to conduct business of mortgage banker without meeting certain requirements. [Effective through December 31, 2019.]

It is unlawful for any foreign corporation, association or business trust to conduct any business as a mortgage banker within this State, unless it:  1. Qualifies under chapter 80 of NRS; and  2. Complies with the provisions of this chapter or, if it claims an exemption from the provisions of this chapter, complies with the requirements for that exemption.  (Added to NRS by 1999, 3759; A 2003, 3570; R 2017, 3106, effective January 1, 2020)
NV Rev Stat § 645E.920 (2021)
2021 Nevada Revised Statutes|Chapter 645E - Mortgage Bankers|NRS 645E.920 - Contracts for mortgage transaction voidable for certain violations. [Effective through December 31, 2019.]

If a person, or any general partner, director, officer, agent or employee of a person violates the provisions of NRS 645E.900 or 645E.910, any contracts entered into by that person for the mortgage transaction are voidable by the other party to the contract.  (Added to NRS by 2009, 747; A 2009, 2693; R 2017, 3106, effective January 1, 2020)
NV Rev Stat § 645E.930 (2021)
2021 Nevada Revised Statutes|Chapter 645E - Mortgage Bankers|NRS 645E.930 - Civil action authorized for certain violations. [Effective through December 31, 2019.]

In addition to any other remedy or penalty, if a person, or any general partner, director, officer, agent or employee of a person violates the provisions of NRS 645E.900 or 645E.910, the client may bring a civil action against the person for:  1. Actual and consequential damages;  2. Punitive damages, which are subject to the provisions of NRS 42.005;  3. Reasonable attorney’s fees and costs; and  4. Any other legal or equitable relief that the court deems appropriate.  (Added to NRS by 2009, 747; R 2017, 3106, effective January 1, 2020)
NV Rev Stat § 645E.950 (2021)
2021 Nevada Revised Statutes|Chapter 645E - Mortgage Bankers|NRS 645E.950 - Penalties for general violations. [Effective through December 31, 2019.]

Except as otherwise provided in NRS 645E.960, a person, or any general partner, director, officer, agent or employee of a person, who violates any provision of this chapter, a regulation adopted pursuant to this chapter or an order of the Commissioner is guilty of a misdemeanor.  (Added to NRS by 1999, 3759; R 2017, 3106, effective January 1, 2020)
NV Rev Stat § 645E.955 (2021)
2021 Nevada Revised Statutes|Chapter 645E - Mortgage Bankers|NRS 645E.955 - Restitution. [Effective through December 31, 2019.]

  1. A person who engages in an activity for which a license as a mortgage banker is required pursuant to this chapter, without regard to whether such a person is licensed pursuant to this chapter, may be required by the Commissioner to pay restitution to any person who has suffered an economic loss as a result of a violation of the provisions of this chapter or any regulation adopted pursuant thereto.  2. Notwithstanding the provision of paragraph (d) of subsection 1 of NRS 622A.120, payment of restitution pursuant to subsection 1 shall be done in a manner consistent with the provisions of chapter 622A of NRS.  (Added to NRS by 2009, 747; A 2011, 3636; 2017, 2851; R 2017, 3106, effective January 1, 2020)
NV Rev Stat § 645E.960 (2021)
2021 Nevada Revised Statutes|Chapter 645E - Mortgage Bankers|NRS 645E.960 - Penalties for violations relating to escrow or trust accounts. [Effective through December 31, 2019.]

A person, or any general partner, director, officer, agent or employee of a person, who violates any provision of NRS 645E.420, 645E.430 or 645E.440 is guilty of:  1. A misdemeanor if the amount involved is less than $650;  2. A gross misdemeanor if the amount involved is $650 or more but less than $1,000; or  3. A category D felony if the amount involved is $1,000 or more, and shall be punished as provided in NRS 193.130.  (Added to NRS by 1999, 3759; A 2011, 179; R 2017, 3106, effective January 1, 2020)
NV Rev Stat § 645F.010 (2021)
2021 Nevada Revised Statutes|Chapter 645F - Mortgage Lending and Related Professions|NRS 645F.010 - Definitions.

As used in this chapter, unless the context otherwise requires, the words and terms defined in NRS 645F.020 to 645F.065, inclusive, have the meanings ascribed to them in those sections.  (Added to NRS by 2003, 3537; A 2009, 2689; 2015, 2808)
NV Rev Stat § 645F.020 (2021)
2021 Nevada Revised Statutes|Chapter 645F - Mortgage Lending and Related Professions|NRS 645F.020 - "Commissioner" defined.

Commissioner means the Commissioner of Mortgage Lending.  (Added to NRS by 2003, 3537)
NV Rev Stat § 645F.030 (2021)
2021 Nevada Revised Statutes|Chapter 645F - Mortgage Lending and Related Professions|NRS 645F.030 - "Division" defined.

Division means the Division of Mortgage Lending of the Department of Business and Industry.  (Added to NRS by 2003, 3537)
NV Rev Stat § 645F.040 (2021)
2021 Nevada Revised Statutes|Chapter 645F - Mortgage Lending and Related Professions|NRS 645F.040 - "Escrow agency" defined.

Escrow agency has the meaning ascribed to it in NRS 645A.010.  (Added to NRS by 2003, 3537)
NV Rev Stat § 645F.050 (2021)
2021 Nevada Revised Statutes|Chapter 645F - Mortgage Lending and Related Professions|NRS 645F.050 - "Mortgage banker" defined. [Effective through December 31, 2019.]

Mortgage banker has the meaning ascribed to it in NRS 645E.100.  (Added to NRS by 2003, 3537; R 2017, 3106, effective January 1, 2020)
NV Rev Stat § 645F.060 (2021)
2021 Nevada Revised Statutes|Chapter 645F - Mortgage Lending and Related Professions|NRS 645F.060 - "Mortgage broker" defined. [Effective through December 31, 2019.]

Mortgage broker has the meaning ascribed to it in NRS 645B.0127.  (Added to NRS by 2003, 3537)
NV Rev Stat § 645F.060 (2021)
2021 Nevada Revised Statutes|Chapter 645F - Mortgage Lending and Related Professions|NRS 645F.060 - "Mortgage company" defined. [Effective January 1, 2020.]

Mortgage company has the meaning ascribed to it in NRS 645B.0127.  (Added to NRS by 2003, 3537; A 2017, 3080, effective January 1, 2020)
NV Rev Stat § 645F.063 (2021)
2021 Nevada Revised Statutes|Chapter 645F - Mortgage Lending and Related Professions|NRS 645F.063 - "Mortgage servicer" defined.

Mortgage servicer means a person who directly services a mortgage loan, or who is responsible for interacting with a borrower, managing a loan account on a daily basis, including, without limitation, collecting and crediting periodic loan payments, managing any escrow account or enforcing the note and security instrument, either as the current owner of the promissory note or as the authorized agent of the current owner of the promissory note. The term includes a person providing such services by contract as a subservicing agent to a master servicer by contract. The term does not include a trustee under a deed of trust, or the trustee’s authorized agent, acting under a power of sale pursuant to a deed of trust.  (Added to NRS by 2015, 2806)
NV Rev Stat § 645F.065 (2021)
2021 Nevada Revised Statutes|Chapter 645F - Mortgage Lending and Related Professions|NRS 645F.065 - "Nationwide Mortgage Licensing System and Registry" or "Registry" defined.

Nationwide Mortgage Licensing System and Registry or "Registry" have the meanings ascribed to them in NRS 645B.0128.  (Added to NRS by 2009, 2688)
NV Rev Stat § 645F.090 (2021)
2021 Nevada Revised Statutes|Chapter 645F - Mortgage Lending and Related Professions|NRS 645F.090 - Inapplicability of chapter to participants in Regulatory Experimentation Program for Product Innovation; exception. [Effective January 1, 2020.]

Except as otherwise required by the Director of the Department of Business and Industry pursuant to NRS 657A.430 or 657A.620, the provisions of this chapter do not apply to a participant in the Regulatory Experimentation Program for Product Innovation established and administered pursuant to chapter 657A of NRS.  (Added to NRS by 2019, 3996, effective January 1, 2020)
NV Rev Stat § 645F.150 (2021)
2021 Nevada Revised Statutes|Chapter 645F - Mortgage Lending and Related Professions|NRS 645F.150 - Commissioner: Qualifications; restrictions on other employment or offices.

The Commissioner:  1. Must be a person who has had practical experience in the financial services industry or the business of making loans secured by an interest in real property.  2. Except as otherwise provided in NRS 284.143, shall devote his or her entire time and attention to the business of his or her office and shall not pursue any other business or occupation or hold any other office of profit.  (Added to NRS by 2003, 3537)
NV Rev Stat § 645F.160 (2021)
2021 Nevada Revised Statutes|Chapter 645F - Mortgage Lending and Related Professions|NRS 645F.160 - Commissioner: Prohibition on having interest in regulated entity or engaging in business as personal loan broker. [Effective through December 31, 2019.]

The Commissioner shall not, either directly or indirectly, be interested in any mortgage servicer, escrow agency, mortgage broker or mortgage banker to which this chapter and chapters 645A, 645B and 645E of NRS apply, nor engage in business as a personal loan broker.  (Added to NRS by 2003, 3538; A 2015, 2808)
NV Rev Stat § 645F.160 (2021)
2021 Nevada Revised Statutes|Chapter 645F - Mortgage Lending and Related Professions|NRS 645F.160 - Commissioner: Prohibition on having interest in regulated entity or engaging in business as personal loan broker. [Effective January 1, 2020.]

The Commissioner shall not, either directly or indirectly, be interested in any mortgage servicer, escrow agency or mortgage company to which this chapter and chapters 645A and 645B of NRS apply, nor engage in business as a personal loan broker.  (Added to NRS by 2003, 3538; A 2015, 2808; 2017, 3080, effective January 1, 2020)
NV Rev Stat § 645F.170 (2021)
2021 Nevada Revised Statutes|Chapter 645F - Mortgage Lending and Related Professions|NRS 645F.170 - Commissioner: Oath.

After appointment and before entering upon the discharge of the duties of the office, the Commissioner shall take and subscribe to an official oath.  (Added to NRS by 2003, 3538)
NV Rev Stat § 645F.180 (2021)
2021 Nevada Revised Statutes|Chapter 645F - Mortgage Lending and Related Professions|NRS 645F.180 - Appointment of deputy commissioners and other employees; use of certified public accountant for audits and examinations; assessments paid by regulated entities for audits and examinations. [Effective through December 31, 2019.]

  1. The Commissioner may appoint deputy commissioners of mortgage lending, examiners, assistants, clerks, stenographers and other employees necessary to assist the Commissioner in the performance of his or her duties pursuant to this chapter, chapters 645A, 645B and 645E of NRS or any other law. These employees shall perform such duties as are assigned to them by the Commissioner.  2. The Commissioner may employ or contract with a certified public accountant to review and conduct independent audits and examinations of escrow agencies, mortgage brokers, mortgage servicers and mortgage bankers. The Commissioner shall levy an assessment upon each licensed escrow agency, mortgage broker, mortgage servicer and mortgage banker to cover all the costs related to the employment of or the contract with the certified public accountant and the performance of the audits and examinations.  3. Assessments collected by the Commissioner pursuant to subsection 2 must be deposited in the State Treasury for deposit to the Account for Mortgage Lending created by NRS 645F.270 and accounted for separately. The Commissioner shall use the money for the purposes specified in subsection 2.  (Added to NRS by 2003, 3538; A 2015, 2808)
NV Rev Stat § 645F.180 (2021)
2021 Nevada Revised Statutes|Chapter 645F - Mortgage Lending and Related Professions|NRS 645F.180 - Appointment of deputy commissioners and other employees; use of certified public accountant for audits and examinations; assessments paid by regulated entities for audits and examinations. [Effective January 1, 2020.]

  1. The Commissioner may appoint deputy commissioners of mortgage lending, examiners, assistants, clerks, stenographers and other employees necessary to assist the Commissioner in the performance of his or her duties pursuant to this chapter, chapters 645A and 645B of NRS or any other law. These employees shall perform such duties as are assigned to them by the Commissioner.  2. The Commissioner may employ or contract with a certified public accountant to review and conduct independent audits and examinations of escrow agencies, mortgage companies and mortgage servicers. The Commissioner shall levy an assessment upon each licensed escrow agency, mortgage company and mortgage servicer to cover all the costs related to the employment of or the contract with the certified public accountant and the performance of the audits and examinations.  3. Assessments collected by the Commissioner pursuant to subsection 2 must be deposited in the State Treasury for deposit to the Account for Mortgage Lending created by NRS 645F.270 and accounted for separately. The Commissioner shall use the money for the purposes specified in subsection 2.  (Added to NRS by 2003, 3538; A 2015, 2808; 2017, 3081, effective January 1, 2020)
NV Rev Stat § 645F.190 (2021)
2021 Nevada Revised Statutes|Chapter 645F - Mortgage Lending and Related Professions|NRS 645F.190 - Oath of deputy commissioners.

Each deputy commissioner of mortgage lending shall, before entering upon the discharge of his or her duties, take and subscribe to the constitutional oath of office.  (Added to NRS by 2003, 3538)
NV Rev Stat § 645F.250 (2021)
2021 Nevada Revised Statutes|Chapter 645F - Mortgage Lending and Related Professions|NRS 645F.250 - Commissioner and Division to administer chapters governing mortgage lending and related professions.

The Commissioner and the Division shall administer the provisions of this chapter and chapters 645A, 645B and 645E of NRS, subject to administrative supervision by the Director of the Department of Business and Industry.  (Added to NRS by 2003, 3537; A 2017, 3081)
NV Rev Stat § 645F.255 (2021)
2021 Nevada Revised Statutes|Chapter 645F - Mortgage Lending and Related Professions|NRS 645F.255 - Regulations: Generally.

In addition to the other duties imposed upon him or her by law, the Commissioner shall adopt any regulations that are necessary to carry out the provisions of this chapter.  (Added to NRS by 2009, 748)
NV Rev Stat § 645F.260 (2021)
2021 Nevada Revised Statutes|Chapter 645F - Mortgage Lending and Related Professions|NRS 645F.260 - State Board of Finance to act in advisory capacity.

The State Board of Finance shall act in an advisory capacity to the Division in the administration of this chapter and chapters 645A, 645B and 645E of NRS.  (Added to NRS by 2003, 3538; A 2017, 3081)