reglab/housing_qa huggingface dataset:
RI Gen L § 19-26-7 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-26 - Pawnbrokers|Section 19-26-7 - Dealing in second-hand articles.

§ 19-26-7. Dealing in second-hand articles.No pawnbroker licensed as provided in § 19-26-2 shall purchase any second-hand articles, or sell, dispose of, or keep for sale, any second-hand articles, unless they have been pawned to him or her and are sold under the provisions of § 19-26-10. Any article sold to the pawnbroker upon the understanding that the article is to be purchased from the pawnbroker by the seller of the article, or by any person acting for the seller, shall be deemed to have been pawned within the meaning of this chapter.History of Section.G.L. 1896, ch. 105, § 4; G.L. 1909, ch. 126, § 4; G.L. 1923, ch. 131, § 4; G.L. 1938, ch. 364, § 4; G.L. 1956, § 19-26-7.
RI Gen L § 19-26-8 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-26 - Pawnbrokers|Section 19-26-8 - Ascertainment of ownership of articles pawned.

§ 19-26-8. Ascertainment of ownership of articles pawned.No pawnbroker shall knowingly take from any apprentice, servant, or employee any article or thing offered by the apprentice, servant, or employee in pledge without first ascertaining that the article or thing is the property of the person so offering it for sale. For every violation of this section the pawnbroker shall be fined not exceeding one hundred dollars ($100).History of Section.G.L. 1896, ch. 105, § 5; G.L. 1909, ch. 126, § 5; G.L. 1923, ch. 131, § 5; G.L. 1938, ch. 364, § 5; G.L. 1956, § 19-26-8.
RI Gen L § 19-26-9 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-26 - Pawnbrokers|Section 19-26-9 - Precious metals - Acts tending to destroy identity of articles pawned.

§ 19-26-9. Precious metals — Acts tending to destroy identity of articles pawned.No pawnbroker shall buy or receive in pawn, gold, silver, or platinum scraps, gold- or silver-plated scraps, gold or silver solder, gold, silver, or platinum, or any of the same, in combination with any other or others of the same, melted into a button, bar, or any other shape, or any article of gold, silver, platinum, gold plate or silver plate in course of manufacture; nor shall he or she deface, scratch, obliterate, melt, separate, or break into parts any finished or unfinished article received by him or her in pawn, or otherwise in any manner do, cause, or suffer to be done by others, anything that shall destroy or tend to destroy the identity of the article, or render the identification more difficult; and for every violation of any provision of this section the pawnbroker shall be fined not exceeding two thousand dollars ($2,000) or be imprisoned not exceeding one year, and his or her license shall become void.History of Section.G.L. 1896, ch. 105, § 6; G.L. 1909, ch. 126, § 6; P.L. 1909, ch. 435, § 2; G.L. 1923, ch. 131, § 6; G.L. 1938, ch. 364, § 6; G.L. 1956, § 19-26-9.
RI Gen L § 19-26-10 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-26 - Pawnbrokers|Section 19-26-10 - Sale of unredeemed articles.

§ 19-26-10. Sale of unredeemed articles.(a) No pawnbroker shall sell or dispose of any property pawned with him or her within three (3) months after the maturity of the loan on the property if not of a perishable nature; and, if perishable, for at least one month after that date. For the purposes of this section, "perishable" means any item(s) or good(s) subject to rapid decay and/or the value of which will be diminished if not put to the intended use within a short time.(b) (1) All such sales shall be made in this state.(2) All sales of articles received in pawn by any pawnbroker shall be at public auction to the highest bidder, except that any article less than twenty-five dollars ($25.00) in value may be sold at private sale, and a record of the articles sold and the sale prices shall be made, at the time of the sale, in the book required to be kept by the pawnbroker by § 19-26-5.(3) Notice of the sale at public auction shall be published at least six (6) days before the sale in one of the public newspapers, published in English, in the city or town where the business is carried on, or if no newspaper is published in the city or town, then in some newspaper published in the county in which the city or town is located.(4) The notice shall specify the time and place at which the sale is to take place and by whom it is to be conducted, and shall contain the same number and description of the articles or goods to be sold as is contained in the memorandum delivered to the pawnor as required by § 19-26-5.(c) The borrower, or any person entitled to the property pledged, may, at any time prior to the sale, pay or tender to the pawnbroker the amount loaned and the interest on the loan, together with the proportionate cost of advertising the sale, if any, and the payment or tender shall reinvest the pawnor or the person entitled to the property pledged with the title and right of possession to the property pawned free of the pledge.History of Section.G.L. 1896, ch. 105, § 7; G.L. 1909, ch. 126, § 7; P.L. 1909, ch. 435, § 3; G.L. 1923, ch. 131, § 7; G.L. 1938, ch. 364, § 7; G.L. 1956, § 19-26-10; P.L. 1994, ch. 340, § 1.
RI Gen L § 19-26-11 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-26 - Pawnbrokers|Section 19-26-11 - Proceeds of sales.

§ 19-26-11. Proceeds of sales.The surplus money, if any, rising from the sale, after deducting the amount of the loan, the interest then due on the loan, and the proportionate expense of advertising, if any, and of selling, if at public auction, shall be paid over by the pawnbroker to the person who would be entitled to redeem the pledge or pawn in case no sale had taken place. If there is surplus money, notice of the sale and of any balance due the pawnor or the person entitled shall be sent by the pawnbroker by registered or certified mail addressed to the pawnor at the place of residence specified in the record book. If any other person claims to be entitled to the money, and his or her place of residence is known to the pawnbroker, the pawnbroker shall also send that person notice, addressed to that person at his or her residence, by registered or certified mail. If the notice or notices are sent, and neither the pawnor nor the other person claims the balances within one year from the time of sending the notice or notices, he or she shall be barred from recovering the money from the pawnbroker. For every violation of this section or § 19-26-10, the pawnbroker shall be fined not exceeding five hundred dollars ($500), and the pawnbroker's license shall become void.History of Section.G.L. 1896, ch. 105, § 7; G.L. 1909, ch. 126, § 7; P.L. 1909, ch. 435, § 3; G.L. 1923, ch. 131, § 7; G.L. 1938, ch. 364, § 7; impl. am. P.L. 1956, ch. 3717, § 1; G.L. 1956, § 19-26-11.
RI Gen L § 19-26-12 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-26 - Pawnbrokers|Section 19-26-12 - Acceptance of pawns from incompetents, wastrels, or thieves.

§ 19-26-12. Acceptance of pawns from incompetents, wastrels, or thieves.(a) No pawnbroker shall receive in pledge or mortgage or by way of sale, either absolutely or with an agreement to sell back, any goods, note, bill, check, assignment or order for money or other property, or any article, thing, or property of any description, from any person, after receiving from any one of the officers mentioned in § 19-26-5, or the parent or guardian of any minor or person of unsound mind, written notice that the person is a minor or is of unsound mind; or neglects all lawful business; or habitually frequents houses of ill fame, gaming houses, or tippling houses; or by drinking, gaming, idleness, or debauchery of any kind squanders his or her earnings or wastes his or her estate; or is likely to bring self or family to want or to render self or family a public charge; or is a known thief or suspected of thievery.(b) No pawnbroker shall knowingly receive any pawn from any person under eighteen (18) years of age, or from any person in a visible state of intoxication from liquors, drugs, or narcotics.(c) Any pawnbroker violating any provision of this section shall be fined not exceeding five hundred dollars ($500), and the pawnbroker's license shall become void.History of Section.G.L. 1896, ch. 105, § 8; G.L. 1909, ch. 126, § 8; P.L. 1909, ch. 435, § 4; G.L. 1923, ch. 131, § 8; G.L. 1938, ch. 364, § 8; G.L. 1956, § 19-26-12.
RI Gen L § 19-26-13 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-26 - Pawnbrokers|Section 19-26-13 - Search of premises on warrant.

§ 19-26-13. Search of premises on warrant.Whenever complaint shall be made by any person, on oath to a judge, that any property belonging to that person has been lodged or pledged without his or her consent with any pawnbroker and that the complainant believes the property to be in some house or place within the county where the complaint is made, the judge shall, if satisfied of the reasonableness of that belief, issue a warrant directed to the division of sheriffs, or to either of the town sergeants or town constables in the county, commanding them to search for the property alleged to have been so lodged or pledged and to seize and bring the property before the division of the district court. The warrant shall be issued and served as search warrants are now by law required to be issued and served.History of Section.G.L. 1896, ch. 105, § 9; G.L. 1909, ch. 126, § 9; G.L. 1923, ch. 131, § 9; G.L. 1938, ch. 364, § 9; G.L. 1956, § 19-26-13; P.L. 1969, ch. 239, § 33; P.L. 2012, ch. 324, § 49; P.L. 2015, ch. 260, § 28; P.L. 2015, ch. 275, § 28.
RI Gen L § 19-26-14 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-26 - Pawnbrokers|Section 19-26-14 - Property seized on warrant.

§ 19-26-14. Property seized on warrant.The court before which any property seized under the provisions of § 19-26-13 shall be brought shall cause the property to be delivered to the person on whose application the warrant was issued, on the execution of a bond as directed in § 19-26-15; and if the bond is not executed within twenty-four (24) hours, exclusive of Sunday, the court shall cause the property to be returned to the person from whose possession it was taken.History of Section.G.L. 1896, ch. 105, § 10; G.L. 1909, ch. 126, § 10; G.L. 1923, ch. 131, § 10; G.L. 1938, ch. 364, § 10; G.L. 1956, § 19-26-14; P.L. 1989, ch. 542, § 27.
RI Gen L § 19-26-15 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-26 - Pawnbrokers|Section 19-26-15 - Bond of applicant for search warrant.

§ 19-26-15. Bond of applicant for search warrant.The bond required to be given under § 19-26-14 shall be in double the value of the property claimed, with any surety as the court shall approve, and shall be given to the person from whose possession the property was taken, with condition that the obligor claiming the property will pay all costs and damages that may be recovered by the obligee in any suit brought within ten (10) days from the date thereof.History of Section.G.L. 1896, ch. 105, § 11; G.L. 1909, ch. 126, § 11; G.L. 1923, ch. 131, § 11; G.L. 1938, ch. 364, § 11; G.L. 1956, § 19-26-15.
RI Gen L § 19-26-16 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-26 - Pawnbrokers|Section 19-26-16 - Sunday business.

§ 19-26-16. Sunday business.No license granted under the provisions of this chapter shall authorize any business to be transacted by pawnbrokers on the first day of the week.History of Section.G.L. 1896, ch. 105, § 12; G.L. 1909, ch. 126, § 12; G.L. 1923, ch. 131, § 12; G.L. 1938, ch. 364, § 12; G.L. 1956, § 19-26-16.
RI Gen L § 19-26-17 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-26 - Pawnbrokers|Section 19-26-17 - Exercise of powers by boards and bureaus.

§ 19-26-17. Exercise of powers by boards and bureaus.Whenever, by law, the powers, conferred in this chapter upon city or town councils, have been conferred upon boards or bureaus of police commissioners in any city or town, those powers shall continue to be exercised by the boards or bureaus of police commissioners.History of Section.G.L. 1909, ch. 126, § 13; G.L. 1923, ch. 131, § 13; G.L. 1938, ch. 364, § 13; G.L. 1956, § 19-26-17.
RI Gen L § 19-26-18 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-26 - Pawnbrokers|Section 19-26-18 - Maximum charges.

§ 19-26-18. Maximum charges.Pawnbrokers are prohibited from charging, taking, or receiving, directly or indirectly, for the use of money lent on personal property, any more than the following rates of interest: for the use of money exceeding fifty dollars ($50.00) in amount for a period not exceeding three (3) months, five percent (5%) per month; for a period of time exceeding three (3) months, two and one-half percent (2.5%) per month; for the use of money exceeding fifty dollars ($50.00) in amount for any period of time, two and one-half percent (2.5%) per month; provided, that when the interest allowed by this section would amount to less than fifty cents (50¢), a minimum charge of fifty cents (50¢) per month shall be allowed under the provisions of this chapter; and, provided, further, that no charge for the keeping or storage of any article taken in pawn or pledge by any pawnbroker, under the provisions of this chapter, other than is provided in this section shall be permitted. Any person violating the provisions of this section shall be fined not exceeding five hundred dollars ($500) and his or her license shall become void.History of Section.G.L. 1896, ch. 105, § 14, as enacted by P.L. 1909, ch. 435, § 5; G.L. 1923, ch. 131, § 14; G.L. 1938, ch. 364, § 14; G.L. 1956, § 19-26-18.
RI Gen L § 19-26-19 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-26 - Pawnbrokers|Section 19-26-19 - Safekeeping of pledges.

§ 19-26-19. Safekeeping of pledges.Every pawnbroker, licensed and operating under the provisions of this chapter, shall provide a place for the safekeeping of the pledges received by him or her, and this provision shall not be construed to be in reduction of any obligation which rests upon the pawnbroker to properly care for the articles pledged. For every violation of this section the pawnbroker shall be fined one hundred dollars ($100).History of Section.G.L. 1896, ch. 105, § 15, as enacted by P.L. 1909, ch. 435, § 5; G.L. 1923, ch. 131, § 15; G.L. 1938, ch. 364, § 15; G.L. 1956, § 19-26-19.
RI Gen L § 19-27-1 - 19-27-20 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-27 - Sale of Checks Act|Section 19-27-1 - 19-27-20 - Repealed.

§ 19-27-1 — 19-27-20. Repealed.
RI Gen L § 19-27.1-1 - 19-27.1-20 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-27.1 - Check Cashing and Electronic Money Transfers|Section 19-27.1-1 - 19-27.1-20 - Repealed.

§ 19-27.1-1 — 19-27.1-20. Repealed.
RI Gen L § 19-28-1 - 19-28-15 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-28 - Franchise and Distributorship Investment Regulations Act|Section 19-28-1 - 19-28-15 - Repealed.

§ 19-28-1 — 19-28-15. Repealed.
RI Gen L § 19-28.1-1 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-28.1 - Franchise Investment Act|Section 19-28.1-1 - Short title.

§ 19-28.1-1. Short title.This chapter shall be known and may be cited as the "Rhode Island Franchise Investment Act".History of Section.P.L. 1993, ch. 395, § 2.
RI Gen L § 19-28.1-2 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-28.1 - Franchise Investment Act|Section 19-28.1-2 - Legislative intent.

§ 19-28.1-2. Legislative intent.The legislature finds that franchisees may suffer substantial losses when the franchisor does not provide complete information regarding the franchisor and the franchise relationship. The legislature also finds that many franchisees lack bargaining power and purchase a franchise when they are unfamiliar with operating a business, the franchised business and with industry practices in franchising. The act seeks to ensure that each offeree receives the information necessary to make an informed decision about the offered franchise. Further, it is the intent of this chapter to prohibit the sale of franchises when there is a likelihood that the franchisor's promises will not be fulfilled.History of Section.P.L. 1993, ch. 395, § 2.
RI Gen L § 19-28.1-4 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-28.1 - Franchise Investment Act|Section 19-28.1-4 - Scope and applicability.

§ 19-28.1-4. Scope and applicability.(a) This act applies to a franchise that is offered or sold in this state.(b) A franchise is offered for sale in this state if an offer to sell is made or accepted in this state or an offer to buy is accepted in this state.(c) An offer to sell is made in this state if the offer is directed by the offeror into this state from within or from outside this state and is received where it is directed. An offer to sell is accepted in this state if the offeree communicates acceptance to the offeror in this state and acceptance is received where it is directed.(d) This act also applies to a franchise offered or sold outside this state if it is offered or sold to a resident of this state and is to be operated in this state.(e) An offer to sell is not made in this state solely because the offer appears in a newspaper or other publication of general and regular circulation that had more than two thirds (⅔) of its circulation outside this state during the past twelve (12) months or solely because the offer appears in a broadcast or transmission originating outside this state.History of Section.P.L. 1993, ch. 395, § 2.
RI Gen L § 19-28.1-5 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-28.1 - Franchise Investment Act|Section 19-28.1-5 - Registration of franchises.

§ 19-28.1-5. Registration of franchises.It is unlawful for any person to offer or sell a franchise unless the offer is registered under this act or is exempt from registration under § 19-28.1-6.History of Section.P.L. 1993, ch. 395, § 2.
RI Gen L § 19-28.1-7 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-28.1 - Franchise Investment Act|Section 19-28.1-7 - Out-of-state exemption.

§ 19-28.1-7. Out-of-state exemption.An offer or sale of a franchise is exempted from §§ 19-28.1-5, 19-28.1-8, 19-28.1-9, and 19-28.1-13 — 19-28.1-16 if:(1) It is offered or sold to a nonresident of this state;(2) The franchise business will not be operated wholly or partly in this state;(3) The offer or sale does not violate federal law or the law of the foreign jurisdiction; and(4) The offeree is not actually present in this state during any offer or sale.History of Section.P.L. 1993, ch. 395, § 2.
RI Gen L § 19-28.1-8 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-28.1 - Franchise Investment Act|Section 19-28.1-8 - Delivery requirements.

§ 19-28.1-8. Delivery requirements.(a) It is unlawful to sell any franchise in this state without first providing a copy of a disclosure document reflecting all material changes together with a copy of all proposed agreements relating to the sale of the franchise, unless otherwise provided in subsection (b), to the prospective franchisee, not less than:(1) [Deleted by P.L. 2016, ch. 153, § 2 and P.L. 2016, ch. 159, § 2].(2) Fourteen (14) calendar days prior to the execution of an agreement or payment of any consideration relating to the franchise relationship.(b) The delivery requirements in subsection (a) do not apply to the offer or sale of a franchise that is exempt under § 19-28.1-6(2), (3), (6), or (8).History of Section.P.L. 1993, ch. 395, § 2; P.L. 2016, ch. 153, § 2; P.L. 2016, ch. 159, § 2.
RI Gen L § 19-28.1-9 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-28.1 - Franchise Investment Act|Section 19-28.1-9 - General registration provisions.

§ 19-28.1-9. General registration provisions.(a) A registration application must include the disclosure document, the filing fee, and the consent to service of process. The director may require the filing of audited financial statements examined and reported upon by an independent certified public accountant and prepared in accordance with generally accepted accounting principles and of additional documents or disclosures.(b) If the franchisor fails to demonstrate to the director the franchisor's financial ability to fulfill its initial obligations to franchisees, the director may require an escrow of funds paid by the franchisee or subfranchisor to the franchisor or its affiliate until the franchisor performs its initial obligations and the franchisee has commenced operations. The director may allow alternatives to escrow.(c) (1) Except as provided in subsection (c)(2), if no order under § 19-28.1-18 or § 19-28.1-19 is in effect, a franchise registration application is effective on the thirtieth business day after filing of the application of the last amendment to the application or at an earlier time ordered by the director unless the applicant requests postponement of effectiveness of the application or the director has made a good faith effort to communicate why the application does not meet the requirements of this act.(2) If the director requires the submission of additional information under § 19-28.1-9, 19-28.1-11 — 19-28.1-13, or 19-28.1-26 before the franchise registration application becomes effective under subsection (c)(1) and if no order under § 19-28.1-18 or § 19-28.1-19 is in effect, the application becomes effective on the fifteenth business day after the additional information is filed with the director, or at any earlier time the director determines, unless the applicant requests postponement of the effectiveness of the application.(d) Registration of a franchise under this act expires one hundred twenty (120) calendar days after the end of the franchisor's fiscal year following the application date, unless the director prescribes a different period by rule or order. A franchise registration may be renewed for one year or a shorter period if designated by the director by filing an application to renew thirty (30) days prior to the expiration of the registration.(e) An applicant or registrant may withdraw a franchise registration application, or franchise registration if it files a written request for withdrawal with the director. Withdrawal is effective fifteen (15) business days from the day on which the withdrawal request is filed with the director.(f) The director may accept the examination of a registration application by another state administrator as complying with this act.History of Section.P.L. 1993, ch. 395, § 2.
RI Gen L § 19-28.1-10 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-28.1 - Franchise Investment Act|Section 19-28.1-10 - Negotiated changes permitted.

§ 19-28.1-10. Negotiated changes permitted.This act does not preclude negotiation of terms and conditions of a franchise before it is sold. After the initial offer, a franchisor need not amend its disclosure document to negotiate with an offeree, or make supplementary disclosure to that offeree, by reason of a change negotiated in the terms and conditions of a franchise.History of Section.P.L. 1993, ch. 395, § 2.
RI Gen L § 19-28.1-11 (2021)
2021 Rhode Island General Laws|Title 19 - Financial Institutions|Chapter 19-28.1 - Franchise Investment Act|Section 19-28.1-11 - Change in information.

§ 19-28.1-11. Change in information.The franchisor must promptly amend its franchise registration application to reflect every material change in the information filed with the director.History of Section.P.L. 1993, ch. 395, § 2.