reglab/housing_qa huggingface dataset:
MD. Housing and Community Development Code Ann. §  4-1405 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 14 - Rental Assistance Programs|Section 4-1405 - Other Programs -- Manner of Administration, Consulting, Criteria

    (a)    The Department may administer the programs by providing monthly housing assistance payments to or on behalf of eligible households directly or through political subdivisions, their local housing agencies or departments, or nonprofit organizations.    (b)    In establishing the programs, the Department shall consult with, as appropriate:        (1)    the Department of Human Services;        (2)    the Department of Disabilities; or        (3)    any other unit of State or local government.    (c)    The Secretary shall establish criteria for the programs, including:        (1)    income limits for eligibility of households;        (2)    time frames for assistance;        (3)    monthly assistance amounts;        (4)    standards for eligible dwelling units, including types of units, inspection standards, and rent limits;        (5)    eligible uses of assistance payments which may include security deposits, utilities, and other housing related expenses; and        (6)    any other criteria the Secretary considers appropriate.    (d)    In establishing the program criteria, the Secretary may consider factors that include:        (1)    household size and expected average income;        (2)    regional variations throughout the State;        (3)    typical housing costs and expenses;        (4)    relevant standards and definitions established for State and federal housing programs;        (5)    housing needs of eligible households and the expected duration of the housing needs; and        (6)    equitable distribution of funds statewide.    (e)    The Secretary may establish different criteria for different programs.
MD. Housing and Community Development Code Ann. §  4-1406 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 14 - Rental Assistance Programs|Section 4-1406 - Regulations

    The Department may adopt regulations to carry out the programs.
MD. Housing and Community Development Code Ann. §  4-1601 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 16 - Residential Mortgage Programs for Certain Counties|Section 4-1601 - Definitions

    (a)    In this subtitle the following words have the meanings indicated.    (b)    “Covered county” means:        (1)    a county that has adopted home rule powers under Article XI-F of the Maryland Constitution; or        (2)    Anne Arundel County, Calvert County, Frederick County, Howard County, or Washington County.    (c)    “Family of low or moderate income” means a family or individual that a covered county determines cannot afford a price or rent sufficient to induce private enterprise in the covered county to build enough adequate, safe, and sanitary housing without the assistance of a program.    (d)    “Program” means a residential mortgage program under this subtitle.
MD. Housing and Community Development Code Ann. §  4-1603 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 16 - Residential Mortgage Programs for Certain Counties|Section 4-1603 - Purposes of Subtitle

    The purposes of this subtitle are to:         (1)    help remedy the conditions described in § 4-1602 of this subtitle;        (2)    make residential mortgage loans available to families of low or moderate income at borrowing costs lower than those otherwise prevailing for residential mortgages;        (3)    help reduce the shortage of adequate housing; and        (4)    help maintain housing and neighborhoods.
MD. Housing and Community Development Code Ann. §  4-1604 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 16 - Residential Mortgage Programs for Certain Counties|Section 4-1604 - Power of Covered County to Borrow Money; Availability of Money

    (a)    To accomplish the purpose of this subtitle and notwithstanding any other law, a covered county may borrow money by issuing revenue bonds, notes, or other evidences of obligation.    (b)    Money under subsection (a) of this section shall be made available for residential mortgage loans to families of low or moderate income, only through mortgage lending institutions by:        (1)    forward commitment mortgage purchase;        (2)    existing mortgage purchase;        (3)    loans to lenders;        (4)    revolving mortgage fund; or        (5)    any other means that the legislative body of the covered county considers appropriate.
MD. Housing and Community Development Code Ann. §  4-1605 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 16 - Residential Mortgage Programs for Certain Counties|Section 4-1605 - Covered County May Collect Charges From Borrowers

    A covered county may collect from borrowers in a program the charges that the legislative body of the covered county considers proper for:         (1)    loan processing;        (2)    loan administration;        (3)    mortgage insurance; and        (4)    other costs and expenses of the program.
MD. Housing and Community Development Code Ann. §  4-1606 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 16 - Residential Mortgage Programs for Certain Counties|Section 4-1606 - Ordinance or Resolution to Issue Bonds

    (a)    The legislative body of a covered county that undertakes a program shall adopt an ordinance or resolution that specifies:        (1)    the proposed program;        (2)    the amount of bonds to be issued;        (3)    the interest rate or rates that the bonds will bear or the method to determine the rate or rates; and        (4)    other provisions consistent with this subtitle that the legislative body considers appropriate to finance mortgage loans.    (b)    An ordinance or resolution that authorizes the issuance of bonds shall include findings about:        (1)    the appropriate ranges of income of families of low or moderate income;        (2)    the need for the financing that is allowed under this subtitle;        (3)    the types of housing available and needed in the covered county; and        (4)    other factors that the legislative body of the covered county finds appropriate to establish a program.    (c)    A finding by the legislative body of a covered county about the qualification of an individual or family as a family of low or moderate income, or about any other matter connected with a program is conclusive in a suit, action, or proceeding that involves the validity or enforceability of a bond issued under this subtitle or the security for the bond.
MD. Housing and Community Development Code Ann. §  4-1607 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 16 - Residential Mortgage Programs for Certain Counties|Section 4-1607 - Characteristics of Bonds

    (a)    The legislative body of a covered county that issues bonds under this subtitle shall determine:        (1)    the time or times when interest is to be paid on the bonds;        (2)    the time or times when the bonds are to be executed, issued, and delivered;        (3)    the form, denomination, and tenor of the bonds;        (4)    the time or times when the principal of the bonds is to be paid, which may not be more than 40 years after the bonds are issued; and        (5)    the place or places where the bonds are to be paid.    (b)    The bonds may be secured by:        (1)    a pledge of mortgages or notes secured by deeds of trust on any type of interest in real or other property, including the real property or other interests held by stock cooperatives or condominiums and their unit owners;        (2)    servicing agreements;        (3)    condemnation proceeds;        (4)    private, governmental, or other mortgage insurance proceeds;        (5)    casualty or special hazard insurance proceeds; or        (6)    any other security that the legislative body of the covered county finds appropriate.    (c)    The bonds may provide that, at the option of the covered county, the bonds or any one of them may be called for redemption before maturity, at a price and under the terms and conditions that the legislative body of the covered county fixed before issuing the bonds.    (d)    The following are exempt at all times from taxation of every kind and nature whatsoever by the State or a county:        (1)    the principal of a bond;        (2)    the transfer of, interest payable on, or income derived from a bond; and        (3)    profit made by the sale or transfer of a bond.    (e)    A bond issued under this subtitle is a negotiable instrument.    (f)    A covered county may:        (1)    issue its bonds in coupon form; or        (2)    provide for registration of the bonds as to principal alone or principal and interest.    (g)    (1)    The bonds shall be signed by a commissioner or other chief executive officer of the covered county.        (2)    The seal of the covered county shall be affixed to the bond and attested to by the clerk or the officer exercising the functions of a clerk.        (3)    An officer’s signature or countersignature that appears on bonds or coupons is valid even if the officer leaves office before delivery of the bonds.
MD. Housing and Community Development Code Ann. §  4-1608 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 16 - Residential Mortgage Programs for Certain Counties|Section 4-1608 - Sale and Payment of Bonds

    (a)    (1)    The bonds shall be sold at public or private sale on the terms that the legislative body of the covered county sets.        (2)    The bonds are not subject to §§ 19–205 and 19–206 of the Local Government Article.    (b)    (1)    The bonds and the interest on them shall be limited obligations of the covered county.        (2)    The principal and interest on the bonds shall be payable only from:            (i)    the revenue derived from:                1.    interest;                2.    mortgage insurance;                3.    casualty or special hazard insurance or other insurance proceeds; or                4.    condemnation proceeds;            (ii)    other revenue derived from mortgage loans or property securing the loans; or            (iii)    other payments or revenues derived from or relating to the making of the loans.        (3)    The bonds or coupons issued under this subtitle:            (i)    are not an indebtedness or a charge against the general credit or taxing powers of the issuing county within the meaning of a constitution, county code provision, or statutory limit; and            (ii)    are not and do not give rise to a monetary liability of the issuing county.        (4)    On the advice of counsel, the face of each bond may plainly state that the bond was issued under this subtitle and is not an indebtedness to which the faith and credit of the county is pledged.    (c)    Money received from bonds issued under this subtitle shall be applied solely:        (1)    to make money available through mortgage lending institutions only for residential mortgage loans to families of low or moderate income;        (2)    to establish reserves;        (3)    to pay the necessary expenses of financing; or        (4)    to advance the payment of interest on the bonds during the first 3 years after the date of the bonds.
MD. Housing and Community Development Code Ann. §  4-1609 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 16 - Residential Mortgage Programs for Certain Counties|Section 4-1609 - New Bonds

    (a)    A covered county may issue new bonds to pay outstanding bonds in accordance with procedures of this subtitle and § 19–207 of the Local Government Article.    (b)    New bonds shall be secured to the same extent and shall have the same source of payment as the bonds refunded.
MD. Housing and Community Development Code Ann. §  4-1610 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 16 - Residential Mortgage Programs for Certain Counties|Section 4-1610 - Nature of Program

    (a)    A program may provide for loan agreements, security agreements, loan servicing agreements, forms of mortgages, notes and deeds of trust, and other security, documents, agreements, provisions, and other matters as the covered county may find appropriate to implement the financing of the program.    (b)    A transaction under this subtitle is not a capital project within the meaning of a charter or statutory provision.    (c)    A transaction under this subtitle shall be authorized by ordinance or resolution without a referendum or other procedure not applicable to all ordinances or resolutions enacted in the covered county.
MD. Housing and Community Development Code Ann. §  4-1701 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 17 - Self-Help Homeownership Technical Assistance Program|Section 4-1701 - Definitions

    (a)    In this subtitle the following words have the meanings indicated.    (b)    “Family of limited income” means a family or individual that qualifies under § 4-1706 of this subtitle.    (c)    “Owner-builder” means an individual or family that provides all, or a substantial amount, as the Department determines, of the labor to build a dwelling that will be the principal residence of the individual or family.    (d)    “Program” means the Self-Help Homeownership Technical Assistance Program.    (e)    “Project” means six or more dwellings near one another that are built or rehabilitated by owner-builders or self-help rehabilitators who use self-help methods and work as a team on each other’s dwellings.    (f)    “Self-help rehabilitator” means an individual or family that provides all, or a substantial amount, as the Department determines, of the labor to rehabilitate, renovate, or improve the principal residence of the individual or family.    (g)    “Technical assistance grant” means a grant under the Program.
MD. Housing and Community Development Code Ann. §  4-1702 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 17 - Self-Help Homeownership Technical Assistance Program|Section 4-1702 - Findings

    The General Assembly finds that:         (1)    homeownership is a stabilizing factor for communities and families and is the best way for families of limited income to build equity and move out of poverty;        (2)    homeownership has become less affordable over time because incomes have not kept pace with the rising costs of homeownership;        (3)    self-help housing helps families of limited income to become homeowners, increasing their financial stability;        (4)    families working together in groups to build their homes help to create stronger communities; and        (5)    there have been three successful federally financed self-help programs in the State, and modeling a State self-help ownership program on a well-tested federal program will increase homeownership opportunities for families of limited income across the State.
MD. Housing and Community Development Code Ann. §  4-1703 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 17 - Self-Help Homeownership Technical Assistance Program|Section 4-1703 - Established

    There is a Self-Help Homeownership Technical Assistance Program.
MD. Housing and Community Development Code Ann. §  4-1704 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 17 - Self-Help Homeownership Technical Assistance Program|Section 4-1704 - Purpose of Program

    The purpose of the Program is to make technical assistance grants to expand:         (1)    the production of decent and affordable housing for families of limited income through self-help in rehabilitation and construction;        (2)    homeownership opportunities for those who would not have these opportunities without the cost savings achieved by self-help; and        (3)    self-reliance, pride of ownership, and sense of community for participants.
MD. Housing and Community Development Code Ann. §  4-1705 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 17 - Self-Help Homeownership Technical Assistance Program|Section 4-1705 - Duties of Department

    The Department shall:         (1)    administer the Program;        (2)    establish guidelines to determine eligibility of applicants for technical assistance grants; and        (3)    adopt regulations to carry out the Program.
MD. Housing and Community Development Code Ann. §  4-1706 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 17 - Self-Help Homeownership Technical Assistance Program|Section 4-1706 - Family Eligibility

    (a)    A family or individual qualifies as a family of limited income if the income of the family or individual does not exceed the upper income limit that the Secretary establishes.    (b)    Factors that the Secretary shall consider in setting the upper income limit under subsection (a) of this section include:        (1)    the total amount of family or individual income deemed available for housing;        (2)    the size of the family;        (3)    the ability of the family or individual to compete successfully in the private housing market;        (4)    the cost and condition of available housing; and        (5)    standards and definitions under related federal and State housing programs.
MD. Housing and Community Development Code Ann. §  4-1707 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 17 - Self-Help Homeownership Technical Assistance Program|Section 4-1707 - Eligibility Standards

    The Department may establish standards to determine eligibility for a technical assistance grant, which may include:        (1)    the number of families of limited income that the requested grant will serve;        (2)    the extent to which the applicant will use federal, State, and local programs and resources in the project;        (3)    the organizational ability of the applicant to carry out the project;        (4)    the feasibility of the project;        (5)    the cost in self–help housing fund money per unit of the project; and        (6)    the extent to which project participants will use self–help labor.
MD. Housing and Community Development Code Ann. §  4-1708 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 17 - Self-Help Homeownership Technical Assistance Program|Section 4-1708 - Technical Assistance Grants -- for Self-Help Construction

    (a)    The Department may award a technical assistance grant to a political subdivision or nonprofit organization to help families of limited income that are owner–builders or self–help rehabilitators.    (b)    A technical assistance grant under this section shall be used to:        (1)    help, train, and supervise owner–builders and self–help rehabilitators in self–help construction activities and techniques;        (2)    help in project development, including:            (i)    preparing plans for self–help housing;            (ii)    preparing contracts for professional services;            (iii)    applying for financing;            (iv)    packaging applications for assistance;            (v)    preparing subdivision maps;            (vi)    reviewing engineering plans and specifications for construction and rehabilitation projects; and            (vii)    complying with the requirements of political subdivisions and funding entities; and        (3)    pay the administrative costs of providing technical assistance for the activity that the Department finances.    (c)    A technical assistance grant may not be:        (1)    used to purchase land, materials, tools, or construction equipment or to pay for construction costs; or        (2)    awarded for a project of fewer than six dwellings.
MD. Housing and Community Development Code Ann. §  4-1709 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 4 - Division of Development Finance|Subtitle 17 - Self-Help Homeownership Technical Assistance Program|Section 4-1709 - Technical Assistance Grants -- for Information and Technical Assistance

    The Department may award a technical assistance grant to a political subdivision, public entity, or nonprofit organization to provide owner–builders and self–help rehabilitators with information and technical assistance about any topic that the Department finds will further the purpose of the Program, including:        (1)    cost savings by owner–builders in constructing a principal residence and by self–help rehabilitators in rehabilitating, renovating, or improving a principal residence;        (2)    construction materials and methods;        (3)    local material sources;        (4)    local technical resources;        (5)    financing requirements and opportunities;        (6)    site acquisition;        (7)    insurance and legal requirements;        (8)    building and housing codes and standards; and        (9)    other available housing alternatives.