reglab/housing_qa huggingface dataset:
MD. Insurance Code Ann. §  9-417 (2021)
2021 Maryland Statutes|Insurance|Title 9 - Impaired Entities|Subtitle 4 - Life and Health Insurance Guaranty Corporation Act|Section 9-417 - Immunity From Liability

    (a)    A member insurer or its agents or employees, the Corporation or its agents or employees, members of the Board of Directors, and the Commissioner or the Commissioner’s representatives shall have the immunity from liability described in § 5–413 of the Courts Article for any action or omission taken by them in the performance of their powers and duties under this subtitle.    (b)    The immunity under subsection (a) of this section shall extend to:        (1)    the Corporation as a participant in an organization of one or more other state associations of similar purposes to the Corporation; and        (2)    the agents or employees of an organization in which the Corporation is a participant under item (1) of this subsection.
MD. Insurance Code Ann. §  9-418 (2021)
2021 Maryland Statutes|Insurance|Title 9 - Impaired Entities|Subtitle 4 - Life and Health Insurance Guaranty Corporation Act|Section 9-418 - Stay of Proceedings; Default Judgments

    (a)    To allow proper legal action by the Corporation on any matter germane to its powers or duties, each proceeding in which the impaired insurer is a party in a court in the State shall be stayed for 60 days after the date an order of liquidation, rehabilitation, or conservation is final.    (b)    If a court enters a judgment under a decision, order, verdict, or finding based on default, the Corporation may:        (1)    apply to have the judgment, decision, order, verdict, or finding set aside by the same court that made it; and        (2)    defend against the suit on the merits.
MD. Insurance Code Ann. §  9-419 (2021)
2021 Maryland Statutes|Insurance|Title 9 - Impaired Entities|Subtitle 4 - Life and Health Insurance Guaranty Corporation Act|Section 9-419 - Short Title

    This subtitle is the Life and Health Insurance Guaranty Corporation Act.
MD. Insurance Code Ann. §  10-102 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 1 - Insurance Producers|Section 10-102 - Scope of Subtitle

    (a)    This subtitle applies to insurance producers, all kinds of insurance and annuities, and all types of insurers, including:        (1)    nonprofit health service plans;        (2)    dental plan organizations;        (3)    health maintenance organizations; and        (4)    fraternal benefit societies.    (b)    This subtitle does not apply to:        (1)    reinsurance;        (2)    except as provided in §§ 10-116(c) and 10-119 of this subtitle, surplus lines transactions, which are subject to Title 3, Subtitle 3 of this article;        (3)    a person while employed by an insured to administer or help to administer the insurance or risk management program of the person’s employer, if the person is not authorized to accept any compensation from an insurance producer or insurer; or        (4)    a licensed insurance adviser while employed under contract by an insured and acting for the insured, if the insurance adviser is not authorized to accept any compensation from an insurance producer or insurer.
MD. Insurance Code Ann. §  10-106 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 1 - Insurance Producers|Section 10-106 - Qualifications of Business Entity

    (a)    This section does not apply to a motor vehicle rental company that applies for a limited lines license to sell insurance in connection with, and incidental to, the rental of a motor vehicle under Subtitle 6 of this title.    (b)    To qualify for a license as an insurance producer, a business entity must designate a licensed insurance producer to act as the business entity’s principal contact with the Administration.    (c)    The designated insurance producer shall:        (1)    provide to the Administration at the time of designation the insurance producer’s name, business address, business telephone number, business facsimile number, and business electronic mail address;        (2)    notify the Insurance Administration in writing of any change in the information required by item (1) of this subsection within 10 days after the change;        (3)    compile and maintain, to the extent reasonably possible, a list of locations where records of the business entity are maintained; and        (4)    on request, cooperate with any investigation conducted by the Administration unless the cooperation is subject to a legal privilege asserted by the designated insurance producer or the business entity.
MD. Insurance Code Ann. §  10-107 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 1 - Insurance Producers|Section 10-107 - Examinations -- in General

    (a)    An individual applicant may not be required to take an examination that relates to any kind of insurance other than as requested by the applicant.    (b)    If an individual applicant requests, the examination shall be administered to allow the applicant to be tested in more than one kind of insurance in one day.    (c)    An individual applicant for an examination specified in this subtitle or Subtitle 2 or Subtitle 4 of this title shall pay the fee required under this article in the manner specified by the Commissioner.
MD. Insurance Code Ann. §  10-108 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 1 - Insurance Producers|Section 10-108 - Examinations -- Insurance Other Than Life and Health Insurance and Annuities

    (a)    An individual applicant who otherwise qualifies for a license for insurance other than life insurance, health insurance, or annuities is entitled to be examined as provided in this section.    (b)    To determine the competence of an individual applicant as to the kind or subdivision of insurance for which the applicant wants to become licensed, the applicant shall pass a written examination that relates to that kind or subdivision of insurance.    (c)    The Commissioner shall adopt reasonable regulations that specify:        (1)    the scope, type, conduct, and grading of the written examinations;        (2)    the frequency, times, and locations within the State where the written examinations will be held; and        (3)    the educational requirements for an individual applicant to be eligible to take a written examination.    (d)    Before taking a written examination, an individual applicant shall:        (1)    (i)    demonstrate to the Commissioner that the applicant has completed the educational requirements set out by the Commissioner; or            (ii)    submit to the Commissioner at the time of the examination an affidavit from the employer of the applicant stating facts that show compliance with the applicable requirements of § 10–104(h)(2) or (3) of this subtitle, if the applicant qualifies by meeting the experience requirements of § 10–104(h)(2) or (3) of this subtitle; and        (2)    pay the application fee required under § 2–112(a)(6)(vi) of this article.    (e)    All written examinations shall be graded within 30 days following the date of the examination.    (f)    An individual applicant who fails an examination may not take another examination until at least 4 days after the date of the last examination that the applicant failed.
MD. Insurance Code Ann. §  10-109 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 1 - Insurance Producers|Section 10-109 - Examinations -- Life and Health Insurance and Annuities

    (a)    An individual applicant who otherwise qualifies for a license for life insurance, health insurance, annuities, nonprofit health service plans, dental plan organizations, or health maintenance organizations is entitled to be examined as provided in this section.    (b)    (1)    Each individual applicant must pass a personal written examination to determine:            (i)    the competence of the applicant as to life insurance, health insurance, or annuities or to any subdivision of them, including contracts for nonprofit health service plans, vision plans, dental plan organizations, and health maintenance organizations; and            (ii)    the familiarity of the applicant with the applicable laws of the State.        (2)    Each examination must be graded within 30 days after the date of the examination.    (c)    An individual applicant who fails an examination may not take another examination until at least 4 days after the date of the last examination that the applicant failed.    (d)    The Commissioner shall adopt reasonable regulations that specify:        (1)    the scope, type, conduct, and grading of the written examinations;        (2)    the frequency, times, and places in the State where the written examinations will be held; and        (3)    subject to § 10–105(e) of this subtitle, the educational requirements for an individual applicant to be eligible to take a written examination.
MD. Insurance Code Ann. §  10-110 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 1 - Insurance Producers|Section 10-110 - Advisory Boards

    (a)    The Commissioner may appoint an advisory board for life and health insurance and an advisory board for property and casualty insurance to assist the Commissioner in reviewing continuing education courses, examinations, and other matters relating to the education and qualification of insurance producers.    (b)    (1)    If the Commissioner appoints a life and health insurance advisory board, the life and health insurance advisory board shall consist of at least eight members.        (2)    Each member of the advisory board shall be experienced in the business of life insurance or health insurance.        (3)    The advisory board:            (i)    may include insurance producers and employees or officers of insurers; and            (ii)    shall include at least two members who are insurance producers with valid licenses issued in the State in that kind of insurance.    (c)    (1)    If the Commissioner appoints a property and casualty insurance advisory board, the property and casualty insurance advisory board shall consist of at least eight members.        (2)    Each member of the advisory board shall be experienced in the business of property insurance or casualty insurance.        (3)    The advisory board:            (i)    may include insurance producers and employees or officers of insurers; and            (ii)    shall include at least two members who are insurance producers with valid licenses issued in the State in that kind of insurance.    (d)    (1)    The term of a member of an advisory board under this section is 4 years.        (2)    A member who is appointed after a term has begun serves only for the rest of the term.        (3)    A member is eligible for reappointment.        (4)    The Commissioner may stagger the terms of members of each advisory board under this section.    (e)    A member of an advisory board under this section:        (1)    may not receive compensation; but        (2)    if authorized by the Commissioner, is entitled to reimbursement for expenses under the Standard State Travel Regulations, as provided in the State budget.    (f)    The Commissioner may adopt regulations to carry out this section.
MD. Insurance Code Ann. §  10-111 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 1 - Insurance Producers|Section 10-111 - Applications for License

    (a)    A person who applies for a license as a resident insurance producer shall:        (1)    in the case of an applicant who is an individual, submit to the Commissioner a uniform application and declare under penalty of refusal, suspension, or revocation of the license that the statements made in the uniform application are true, correct, and complete to the best of the individual’s knowledge and belief;        (2)    in the case of an applicant that is a business entity, submit to the Commissioner a uniform business entity application;        (3)    pay the applicable fee required by § 2-112 of this article for a license;        (4)    file on the form and in the manner that the Commissioner provides:            (i)    any trade name to be used by the applicant;            (ii)    the business address of the applicant; and            (iii)    the name and residence address of each individual who holds a license and does business under the trade name; and        (5)    submit to the Commissioner any additional information or documentation that the Commissioner requires, including any information or documentation to determine the professional competence, good character, and trustworthiness of the applicant.    (b)    An applicant who has experience in the armed forces of the United States and qualifies under § 10–104(h)(3) of this subtitle must file an application within 1 year after the date of discharge from the armed forces.    (c)    (1)    This subsection does not apply to a motor vehicle rental company that applies for a limited lines license to sell insurance in connection with, and incidental to, the rental of a motor vehicle under Subtitle 6 of this title.        (2)    In addition to any other information required on the application, an applicant that is a business entity must:            (i)    identify the licensed insurance producer who is designated to act as the business entity’s principal contact with the Administration; and            (ii)    provide the name and address of each licensed producer employed by the business entity, each individual who has direct control over its fiscal management, and each owner, member, or manager of the business entity and each director of a business entity that is a corporation.
MD. Insurance Code Ann. §  10-112 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 1 - Insurance Producers|Section 10-112 - Issuance of License

    (a)    (1)    The Commissioner shall issue a license in a kind or subdivision of insurance or a combination of kinds or subdivisions of insurance to each applicant who meets the requirements of this subtitle.        (2)    An applicant may qualify for a license in one or more of the following kinds of insurance:            (i)    life insurance;            (ii)    accident and health or sickness insurance;            (iii)    property insurance;            (iv)    casualty insurance;            (v)    variable life and variable annuity products;            (vi)    personal lines of property and casualty insurance;            (vii)    limited line credit insurance; and            (viii)    any other kind or subdivision of insurance permitted under State law or regulations.    (b)    A license shall contain:        (1)    the licensee’s name, address, and personal identification number;        (2)    the date of issuance;        (3)    the kind or subdivision of insurance or combination of kinds or subdivisions of insurance for which the licensee is authorized to act as an insurance producer;        (4)    the expiration date; and        (5)    any other information that the Commissioner considers necessary.    (c)    (1)    To help the Department of Assessments and Taxation in identifying new businesses in the State, by August 31 of each year the Commissioner shall provide to the Department of Assessments and Taxation a list of insurance producers that were issued licenses during the previous fiscal year.        (2)    The list shall include:            (i)    the name and mailing address of each person issued a license; and            (ii)    the federal tax identification number of each person or, if the person does not have a federal tax identification number, the Social Security number of the person.        (3)    The Commissioner shall provide the list free of charge.
MD. Insurance Code Ann. §  10-113 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 1 - Insurance Producers|Section 10-113 - Scope of Licenses

    (a)    A license authorizes the holder of the license to act as an insurance producer for the kind or subdivision of insurance or combination of kinds or subdivisions of insurance specified in the license.    (b)    The holder of a license may not use any name other than the name in which the license is issued or a trade name filed with the Commissioner under this subtitle to engage in any activity for which a license is required, including the execution of any document related to marketing, negotiation, selling, or issuance of insurance.    (c)    A license does not create any actual, apparent, or inherent authority in the holder to represent or commit an insurer.
MD. Insurance Code Ann. §  10-114 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 1 - Insurance Producers|Section 10-114 - Conducting Business as Limited Liability Company, Partnership, or Corporation

    Insurance producers may conduct insurance business as a business entity if each individual who solicits, negotiates, or accepts insurance business from the public holds a license in the kind or subdivision of insurance for which the individual acts as an insurance producer and, if applicable, an appointment from an insurer.
MD. Insurance Code Ann. §  10-116.1 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 1 - Insurance Producers|Section 10-116.1 - Reinstatement of License

    (a)    For up to 1 year after the expiration date, a person whose license has expired may reinstate the expired license by:        (1)    filing with the Commissioner the appropriate reinstatement application;        (2)    paying to the Commissioner:            (i)    the applicable renewal fee under § 2-112 of this article; and            (ii)    a reinstatement fee of $100; and        (3)    submitting proof of completion of the continuing education requirements in § 10-116 of this subtitle.    (b)    A person whose license has expired is prohibited from conducting any insurance business until the effective date of reinstatement of the license.    (c)    (1)    If a person applies for reinstatement of an expired license within 60 days after the license expired, the Commissioner shall reinstate the license retroactively, with the reinstatement effective on the date that the person’s license expired.        (2)    If a person applies for reinstatement of an expired license more than 60 days after the license expired, the Commissioner shall reinstate the person’s license prospectively, with the reinstatement effective on the date that the license is reinstated.    (d)    A person who does not comply with subsection (a) of this section on or before 1 year after the expiration date shall apply for a license under § 10-111 of this subtitle and meet the requirements specified by the Commissioner in regulation.    (e)    The Commissioner may adopt regulations to carry out this section.    (f)    The Commissioner may waive the reinstatement procedures of this section for an insurance producer who is unable to comply with the renewal and reinstatement procedures due to:        (1)    military service; or        (2)    other extenuating circumstances, including a long-term medical disability.
MD. Insurance Code Ann. §  10-117 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 1 - Insurance Producers|Section 10-117 - Changes to License

    (a)    To change, add to, or delete from a license, the insurance producer shall file with the Commissioner in the form that the Commissioner requires the change or addition to or deletion from the license.    (b)    (1)    A licensee shall file with the Commissioner by any means acceptable to the Commissioner a change in legal name, trade name, electronic mail address, or address within 30 days of the change.        (2)    If a licensee fails to timely file with the Commissioner a change in legal name, trade name, electronic mail address, or address, the licensee is in violation of § 10–126(a)(1) of this subtitle.
MD. Insurance Code Ann. §  10-120 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 1 - Insurance Producers|Section 10-120 - Temporary Licenses

    (a)    Without regard to the education, experience, or examination requirements of this subtitle, the Commissioner may issue a temporary license to act as an insurance producer to an individual if the individual:        (1)    is otherwise qualified; and        (2)    is:            (i)    the surviving spouse, next of kin, personal representative, or appointee of the personal representative, of a deceased insurance producer;            (ii)    the spouse, next of kin, employee, or legal guardian of a mentally or physically disabled insurance producer; or            (iii)    an employee of a firm, or an officer or employee of a corporation, of a deceased or disabled insurance producer.    (b)    Before a person acts as a temporary insurance producer in the State, the person must obtain:        (1)    a temporary license in the kind or subdivision of insurance for which the person intends to act as an insurance producer; and        (2)    if applicable, an appointment from an insurer.    (c)    An applicant for a temporary license shall:        (1)    file with the Commissioner an application on the form that the Commissioner provides; and        (2)    pay to the Commissioner the applicable fee required by § 2-112 of this article.    (d)    Within 30 days after the date an application is received, the Commissioner shall:        (1)    issue a temporary license to the applicant; or        (2)    refuse in writing to issue a temporary license, stating the reasons for the refusal.    (e)    A temporary license issued under subsection (a) of this section expires 15 months after its effective date.
MD. Insurance Code Ann. §  10-121.1 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 1 - Insurance Producers|Section 10-121.1 - Title Insurance Producer Independent Contractors

    (a)    A title insurance producer may not use or accept the services of a title insurance producer independent contractor unless the title insurance producer independent contractor:        (1)    holds an appointment with the title insurer with which the contract of title insurance may be placed; and        (2)    is covered under the title insurance producer’s:            (i)    blanket fidelity bond; and            (ii)    blanket surety bond or letter of credit.    (b)    (1)    A title insurance producer that uses the services of a title insurance producer independent contractor is:            (i)    the legal principal of the title insurance producer independent contractor; and            (ii)    liable for all actions of the title insurance producer independent contractor, including unintentional conduct, that occurs within the scope of the title insurance producer’s independent contractor’s employment.        (2)    When a mortgage or deed of trust is executed in a transaction in which a title insurance producer independent contractor is acting for or on behalf of a title insurance producer, there shall be included on or with the recorded mortgage or deed of trust the name, address, and license number of the title insurance producer independent contractor and the title insurance producer for which the title insurance producer independent contractor is acting.
MD. Insurance Code Ann. §  10-123 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 1 - Insurance Producers|Section 10-123 - Limited Lines Licenses -- Motor Vehicle Insurance

    On application, the Commissioner shall issue to an individual qualified in accordance with this subtitle a license that is limited to the business of selling motor vehicle insurance coverages only, including bodily injury liability, property damage liability, and automobile physical damage.