reglab/housing_qa huggingface dataset:
RI Gen L § 27-3.2-6 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3.2 - Continuing Education Requirements|Section 27-3.2-6 - Compliance.

§ 27-3.2-6. Compliance.Any person licensed pursuant to this title and not exempt under § 27-3.2-3 shall comply with all of the terms and requirements of this chapter and regulations promulgated hereunder.History of Section.P.L. 1989, ch. 394, § 1; P.L. 1995, ch. 180, § 1; P.L. 1995, ch. 215, § 1; P.L. 2006, ch. 84, § 3; P.L. 2006, ch. 93, § 3.
RI Gen L § 27-3.2-7 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3.2 - Continuing Education Requirements|Section 27-3.2-7 - Penalty.

§ 27-3.2-7. Penalty.Any person failing to meet the requirements of this chapter and who has not been granted an extension of time within which to comply pursuant to § 27-3.2-6(c), or who has submitted a false or fraudulent certificate of compliance, shall, after a hearing, which hearing may be waived by that person, be subjected to the suspension of all licenses issued for any kinds of insurance, and no further license shall be issued to that person for any kind or kinds of insurance until the time as that person shall have demonstrated to the satisfaction of the commissioner that he or she has complied with all of the requirements of this chapter and all other laws applicable to the license.History of Section.P.L. 1989, ch. 394, § 1.
RI Gen L § 27-3.2-8 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3.2 - Continuing Education Requirements|Section 27-3.2-8 - Rules and regulations.

§ 27-3.2-8. Rules and regulations.The insurance commissioner may make reasonable rules and regulations necessary to effect the purposes of this chapter.History of Section.P.L. 1989, ch. 394, § 1.
RI Gen L § 27-3.2-9 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3.2 - Continuing Education Requirements|Section 27-3.2-9 - Fees.

§ 27-3.2-9. Fees.(a) Notwithstanding any provision of the general laws to the contrary, there is established a fee of fifteen dollars ($15.00) per annum for the period commencing July 1, 2002, and ending on June 30, 2003, which shall be paid by all persons licensed pursuant to chapter 2.4 of this title, and shall be deposited as general revenues.(b) Notwithstanding any provision of the general laws to the contrary, for the period commencing July 1, 2003, the fee shall be five dollars ($5.00) per annum, which shall be paid by all persons licensed pursuant to chapter 2.4 of this title, and shall be deposited as general revenues.(c) The fee for approval of a course or program to qualify as a course of continuing education shall be sixty dollars ($60.00), which shall be paid at the time of application and shall be deposited as general revenues.History of Section.P.L. 1989, ch. 394, § 1; P.L. 1995, ch. 180, § 1; P.L. 1995, ch. 215, § 1; P.L. 1995, ch. 370, art. 40, § 85; P.L. 2002, ch. 65, art. 13, § 25; P.L. 2002, ch. 292, § 11; P.L. 2009, ch. 68, art. 12, § 8.
RI Gen L § 27-3.2-10 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3.2 - Continuing Education Requirements|Section 27-3.2-10 - Severability.

§ 27-3.2-10. Severability.If any section, term, or provision of this chapter shall be adjudged invalid for any reason, that judgment shall not affect, impair, or invalidate any remaining section, term, or provision, which shall remain in full force and effect.History of Section.P.L. 1989, ch. 394, § 1.
RI Gen L § 27-3.3-1 - 27-3.3-10 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-3.3 - Mandatory Prelicensing Education Requirements for Property and Casualty Insurance Producers|Section 27-3.3-1 - 27-3.3-10 - Repealed.

§ 27-3.3-1 — 27-3.3-10. Repealed.
RI Gen L § 27-4-1 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-4 - Life Insurance Policies and Reserves|Section 27-4-1 - Discrimination in rates or amounts payable on death.

§ 27-4-1. Discrimination in rates or amounts payable on death.No life insurance company organized or doing business within this state shall make any distinction or discrimination as to the premiums or rates charged for policies upon the lives of persons insured, except any distinction or discrimination that shall apply to all persons of the same age, sex, general condition of health, and hope of longevity; nor shall any company make or permit the rejection of an individual's application for life insurance coverage, and the determination of the rate class for that individual, on the basis of a disability unless that disability is relevant to the risk of loss, nor shall any company make or require any rebate, diminution, or discount upon the sum to be paid on any policy in case of the death of the person insured; nor insert in the policy any condition, nor make any stipulation, where the person insured shall bind himself or herself, his or her heirs, executors, administrators, and assigns, to accept any less sum than the full value or amount of the policy in case of a claim accruing on it by reason of the death of the person insured, other than the conditions or stipulations that are imposed upon all persons in similar cases. Any stipulation or condition made or inserted in this manner shall be void.History of Section.P.L. 1931, ch. 1757, § 6; G.L. 1938, ch. 153, § 6; G.L. 1956, § 27-4-1; P.L. 1977, ch. 58, § 1.
RI Gen L § 27-4-1.1 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-4 - Life Insurance Policies and Reserves|Section 27-4-1.1 - Denial of applicant based on naloxone prescription.

§ 27-4-1.1. Denial of applicant based on naloxone prescription.(a) No life insurance company organized or doing business within this state shall:(1) Deny the application of an individual seeking coverage for any life insurance policy pursuant to this chapter solely on the basis that the applicant has a prescription to carry or possess the drug naloxone;(2) Otherwise discriminate in the offering, issuance, cancellation, amount of coverage, price, or any other condition of a life insurance policy based solely and without any additional actuarial justification upon the fact that an individual has been issued a prescription for naloxone or has purchased naloxone.(b) Any denial of insurance coverage in violation of the provisions of this section:(i) Shall be void;(ii) The insurer shall reopen the application and underwriting process for consideration of coverage and the life insurance company shall be deemed to have provided coverage to the eligible person retroactive to the date of the initial application.History of Section.P.L. 2019, ch. 121, § 1; P.L. 2019, ch. 149, § 1.
RI Gen L § 27-4-2 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-4 - Life Insurance Policies and Reserves|Section 27-4-2 - Preexisting contracts unaffected by discrimination provisions.

§ 27-4-2. Preexisting contracts unaffected by discrimination provisions.shall not affect any contracts existing on April 24, 1931.History of Section.P.L. 1931, ch. 1757, § 8; G.L. 1938, ch. 153, § 8; G.L. 1956, § 27-4-2.
RI Gen L § 27-4-3 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-4 - Life Insurance Policies and Reserves|Section 27-4-3 - Distinctions by insurance producers as to collections.

§ 27-4-3. Distinctions by insurance producers as to collections.It shall not be lawful for any insurance producer of any life insurance company to make any distinction as to the time and manner of collecting dues upon policies.History of Section.P.L. 1931, ch. 1757, § 9; G.L. 1938, ch. 153, § 9; G.L. 1956, § 27-4-3.
RI Gen L § 27-4-4 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-4 - Life Insurance Policies and Reserves|Section 27-4-4 - Penalty for unlawful discrimination.

§ 27-4-4. Penalty for unlawful discrimination.Any life insurance company, and any officer or agent of any life insurance company, violating any of the provisions of §§ 27-4-1 and 27-4-3 shall be subject to penalties determined in accordance with § 42-14-16.History of Section.P.L. 1931, ch. 1757, § 7; G.L. 1938, ch. 153, § 7; G.L. 1956, § 27-4-4; P.L. 2007, ch. 134, § 1; P.L. 2007, ch. 210, § 1; P.L. 2008, ch. 475, § 4.
RI Gen L § 27-4-5 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-4 - Life Insurance Policies and Reserves|Section 27-4-5 - Misrepresentation as to policies - Penalty - Revocation of license.

§ 27-4-5. Misrepresentation as to policies — Penalty — Revocation of license.No life insurance corporation doing business in this state, and no officer, director, or agent of that corporation, shall issue or circulate, or cause or permit to be issued or circulated, any estimate, illustration, circular, or statement of any sort misrepresenting the terms of any policy issued by it, or the benefits or advantages promised by it; nor shall any corporation or agent of the corporation orally or in writing make any misrepresentation or incomplete comparisons regarding the cost or terms or conditions or benefits contained in any policy or contract of insurance to any person insured in any other corporation, for the purpose of inducing or tending to induce that person to lapse, forfeit, or surrender his or her insurance in any other corporation. The director of business regulation is empowered to revoke the license of the corporation or insurance producer violating these provisions or access whatever penalty is appropriate in accordance with § 42-14-16 in accordance with the Administrative Procedures Act, chapter 35 of title 42; the license is not to be reinstated until at least three (3) years have elapsed since the date of revocation, but the license may be renewed after a shorter period after revocation, at the discretion of the director of business regulation.History of Section.P.L. 1931, ch. 1757, § 10; P.L. 1936, ch. 2423, § 1; G.L. 1938, ch. 153, § 10; impl. am. P.L. 1939, ch. 660, § 120; G.L. 1956, § 27-4-5; P.L. 1979, ch. 140, § 1; P.L. 2007, ch. 134, § 1; P.L. 2007, ch. 210, § 1.
RI Gen L § 27-4-6 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-4 - Life Insurance Policies and Reserves|Section 27-4-6 - Terms to be stated in policy - Rebates prohibited.

§ 27-4-6. Terms to be stated in policy — Rebates prohibited.(a) No life insurance corporation doing business in this state, nor any insurance producer of the corporation, shall permit, offer, or make any contract of insurance or agreement as to any contract other than as plainly expressed in the policy issued on the contract or agreement; nor shall any company or any officer, insurance producer, or representative of the company or producer pay, allow, or give, or offer to pay, allow, or give, directly or indirectly, as inducement to any person to insure, or give, sell, or purchase, or offer to give, sell, or purchase as an inducement or in connection with any insurance, any stocks, bonds, or other securities of any insurance company or other corporation, association, or partnership, or any dividends or profits accruing on the securities, or any valuable consideration or inducement of any kind not specified in the policy, nor shall any person knowingly receive as an inducement any rebate of premium, or any special favor or advantage in the dividends or other benefits, or any paid employment or contract for services of any kind, or any valuable consideration or inducement of any kind, not specified in the policy.(b) Nothing in this section shall be construed to forbid a company transacting industrial insurance on a weekly payment plan from returning to policyholders who have made premium payments for a period of at least one year, directly to the company at its home or district offices, a percentage of the premium which the company would have paid for the weekly collection of the premiums.History of Section.P.L. 1931, ch. 1757, § 11; G.L. 1938, ch. 153, § 11; G.L. 1956, § 27-4-6; P.L. 2002, ch. 292, § 12.
RI Gen L § 27-4-6.1 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-4 - Life Insurance Policies and Reserves|Section 27-4-6.1 - Right to examine and return policy.

§ 27-4-6.1. Right to examine and return policy.Every individual life insurance policy delivered or issued for delivery in this state after July 1, 1978, and every individual annuity contract delivered in this state after January 1, 1995, shall contain a provision, or in a separate rider attached when delivered, stating in substance that the person to whom the policy or contract is issued shall be permitted to return the policy or contract within a minimum of ten (10) days of its delivery to that person and to have a refund of the premium paid, if after examination of the policy or contract the purchaser is not satisfied with it for any reason. Every individual life insurance policy and every individual annuity contract delivered in this state after January 1, 2008, shall contain a provision, or in a separate rider attached when delivered, stating in substance that the person to whom the policy or contract is issued shall be permitted to return the policy or contract within a minimum of twenty (20) days of its delivery to that person and to have a refund of the premium paid, if after examination of the policy or contract the purchaser is not satisfied with it for any reason. The provision shall be set forth in the policy or contract under an appropriate caption and, if not printed on the face page of the policy or contract, adequate notice of the provision shall be printed or stamped conspicuously on the face page. The policy or contract may be returned to the insurer at its home or branch office or to the insurance producer through whom it was applied for, and then shall be void as from the beginning and as if the policy or contract had not been issued.History of Section.P.L. 1977, ch. 206, § 1; P.L. 1994, ch. 404, § 7; P.L. 2007, ch. 134, § 1; P.L. 2007, ch. 210, § 1; P.L. 2008, ch. 240, § 2; P.L. 2008, ch. 310, § 2.
RI Gen L § 27-4-7 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-4 - Life Insurance Policies and Reserves|Section 27-4-7 - Privilege against self-incrimination.

§ 27-4-7. Privilege against self-incrimination.No person shall be excused from attending and testifying or producing any books, papers, or other documents, before any court or magistrate, upon any investigation, proceeding, or trial for a violation of any of the provisions of § 27-4-6, upon the ground or for the reason that the testimony or evidence, documentary or otherwise, required of that person may tend to convict him or her of a crime or subject him or her to a penalty or forfeiture. No person shall be prosecuted or subjected to any penalty or forfeiture for or on account of any transaction, matter, or thing concerning which that person may testify or produce evidence, documentary or otherwise, and no testimony given or produced shall be received against him or her upon any criminal investigation or proceeding.History of Section.P.L. 1931, ch. 1757, § 11; G.L. 1938, ch. 153, § 11; G.L. 1956, § 27-4-7.
RI Gen L § 27-4-8 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-4 - Life Insurance Policies and Reserves|Section 27-4-8 - Repealed.

§ 27-4-8. Repealed.
RI Gen L § 27-4-9 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-4 - Life Insurance Policies and Reserves|Section 27-4-9 - Preexisting contracts unaffected by policy terms provisions.

§ 27-4-9. Preexisting contracts unaffected by policy terms provisions.The provisions of §§ 27-4-6 — 27-4-8 shall not affect any contract existing on April 24, 1931.History of Section.P.L. 1931, ch. 1757, § 11; G.L. 1938, ch. 153, § 11; G.L. 1956, § 27-4-9.
RI Gen L § 27-4-10 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-4 - Life Insurance Policies and Reserves|Section 27-4-10 - Effect of misstatements in application for policy.

§ 27-4-10. Effect of misstatements in application for policy.No misstatement made in procuring a policy of life insurance shall be deemed material or render the policy void unless this matter represented shall have actually contributed to the contingency or event on which the policy is to become due and payable. Whether this matter represented contributed to that contingency or event shall be a question for the jury.History of Section.P.L. 1931, ch. 1757, § 12; G.L. 1938, ch. 153, § 12; G.L. 1956, § 27-4-10.
RI Gen L § 27-4-11 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-4 - Life Insurance Policies and Reserves|Section 27-4-11 - Rights of beneficiaries to proceeds of policy as against creditors - Premiums paid in fraud of creditors.

§ 27-4-11. Rights of beneficiaries to proceeds of policy as against creditors — Premiums paid in fraud of creditors.If a policy of insurance is effected by any person on that person's own life or on another life in favor of a person other than himself or herself, or, except in cases of transfer with intent to defraud creditors, if a policy of life insurance is assigned or in any way made payable to any person, the lawful beneficiary or assignee of the policy, other than the insured or the person effecting that insurance or the executors or administrators of that insured or the person effecting that insurance, shall be entitled to its proceeds and avails against the creditors and representatives of the insured and of the person effecting the insurance, whether or not the right to change the beneficiary is reserved or permitted, and whether or not the policy is made payable to the person whose life is insured if the beneficiary or assignee shall predecease that person; provided, that, subject to the statute of limitations, the amount of any premiums for that insurance paid with intent to defraud creditors, with interest on it, shall inure to their benefit from the proceeds of the policy. The company issuing the policy shall be discharged of all liability on the policy by payment of its proceeds in accordance with its terms, unless before that payment the company shall have written notice, by or in behalf of a creditor, of a claim to recover for a transfer made or premiums paid with intent to defraud creditors, with a specification of the amount claimed.History of Section.P.L. 1931, ch. 1757, § 13; G.L. 1938, ch. 153, § 13; P.L. 1947, ch. 1883, § 1; G.L. 1956, § 27-4-11.
RI Gen L § 27-4-12 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-4 - Life Insurance Policies and Reserves|Section 27-4-12 - Provision for exemption from encumbrance, transfer, or claims of creditors.

§ 27-4-12. Provision for exemption from encumbrance, transfer, or claims of creditors.Any policy of life or endowment insurance or any annuity contract may provide that the proceeds of or payments under it shall not be subject to transfer, anticipation, or commutation or encumbrance by any beneficiary other than the insured or the purchaser of the annuity, and shall not be subject to the claims of a creditor of any beneficiary or any legal process against the beneficiary.History of Section.P.L. 1931, ch. 1757, § 14; G.L. 1938, ch. 153, § 14; G.L. 1956, § 27-4-12.
RI Gen L § 27-4-13 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-4 - Life Insurance Policies and Reserves|Section 27-4-13 - Deprivation of court jurisdiction - Limitation of actions.

§ 27-4-13. Deprivation of court jurisdiction — Limitation of actions.No life insurance company and no officer or insurance producer of the company shall make, issue, or deliver any policy or contract of insurance containing any condition, stipulation, or agreement depriving the courts of the state of jurisdiction of actions against it, nor limiting the time for commencing any action at law or in equity against it to a period of less than three (3) years from the time when the cause of action shall accrue.History of Section.P.L. 1931, ch. 1757, § 15; G.L. 1938, ch. 153, § 15; G.L. 1956, § 27-4-13.
RI Gen L § 27-4-14, 27-4-15 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-4 - Life Insurance Policies and Reserves|Section 27-4-14, 27-4-15 - Repealed.

§ 27-4-14, 27-4-15. Repealed.
RI Gen L § 27-4-16 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-4 - Life Insurance Policies and Reserves|Section 27-4-16 - Preliminary term policies.

§ 27-4-16. Preliminary term policies.Policies issued by companies doing business in this state may provide for not more than one year preliminary term insurance; provided, that if the premium charged for term insurance under a limited payment life preliminary term policy providing for the payment of all premiums on the policy in less than twenty (20) years from the date of the policy, or under an endowment preliminary term policy, exceeds that charged for life insurance under whole life preliminary term policies of the same company, then the reserve on the policy at the end of any year, including the first, shall not be less than the reserve on a whole life preliminary term policy issued in the same year and at the same age, together with an amount which shall be equivalent to the accumulation of a net level premium sufficient to provide for a pure endowment at the end of the premium payment period equal to the difference between the value at the end of that period of a whole life preliminary term policy and the full level net premium reserve at that time of a limited payment life or endowment policy.History of Section.P.L. 1931, ch. 1757, § 4; G.L. 1938, ch. 153, § 4; G.L. 1956, § 27-4-16.
RI Gen L § 27-4-17 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-4 - Life Insurance Policies and Reserves|Section 27-4-17 - Repealed.

§ 27-4-17. Repealed.History of Section.P.L. 1931, ch. 1757, § 1; G.L. 1938, ch. 153, § 1; P.L. 1947, ch. 1973, § 1; G.L. 1956, § 27-4-17; P.L. 1959, ch. 36, § 1; P.L. 1963, ch. 36, § 1; P.L. 1975, ch. 25, § 1; P.L. 1979, ch. 54, § 1; P.L. 1981, ch. 209, § 1; P.L. 1994, ch. 134, § 10; P.L. 2002, ch. 292, § 12; Repealed by P.L. 2013, ch. 17, § 5, effective May 20, 2013; P.L. 2013, ch. 20, § 5, effective May 20, 2013.
RI Gen L § 27-4-18 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-4 - Life Insurance Policies and Reserves|Section 27-4-18 - Repealed.

§ 27-4-18. Repealed.History of Section.P.L. 1931, ch. 1757, § 1; G.L. 1938, ch. 153, § 1; P.L. 1947, ch. 1973, § 1; G.L. 1956, § 27-4-18; P.L. 2002, ch. 292, § 12; Repealed by P.L. 2013, ch. 17, § 5, effective May 20, 2013; P.L. 2013, ch. 20, § 5, effective May 20, 2013.
RI Gen L § 27-4-19 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-4 - Life Insurance Policies and Reserves|Section 27-4-19 - Repealed.

§ 27-4-19. Repealed.History of Section.P.L. 1931, ch. 1757, § 5; G.L. 1938, ch. 153, § 5; impl. am. P.L. 1939, ch. 660, § 120; G.L. 1956, § 27-4-19; Repealed by P.L. 2013, ch. 17, § 5, effective May 20, 2013; P.L. 2013, ch. 20, § 5, effective May 20, 2013.
RI Gen L § 27-4-20 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-4 - Life Insurance Policies and Reserves|Section 27-4-20 - Repealed.

§ 27-4-20. Repealed.History of Section.P.L. 1931, ch. 1757, § 2; G.L. 1938, ch. 153, § 2; impl. am. P.L. 1939, ch. 660, § 120; G.L. 1956, § 27-4-20; Repealed by P.L. 2013, ch. 17, § 5, effective May 20, 2013; P.L. 2013, ch. 20, § 5, effective May 20, 2013.
RI Gen L § 27-4-21 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-4 - Life Insurance Policies and Reserves|Section 27-4-21 - Repealed.

§ 27-4-21. Repealed.History of Section.P.L. 1931, ch. 1757, § 3; G.L. 1938, ch. 153, § 3; impl. am. P.L. 1939, ch. 660, § 120; G.L. 1956, § 27-4-21; Repealed by P.L. 2013, ch. 17, § 5, effective May 20, 2013; P.L. 2013, ch. 20, § 5, effective May 20, 2013.