reglab/housing_qa huggingface dataset:
WY Stat § 34.1-3-501 (2021)
2021 Wyoming Statutes|Title 34.1 - Uniform Commercial Code|Article 3 - Negotiable Instruments|Part 5 - Dishonor|Section 34.1-3-501 - Presentment.

34.1-3-501. Presentment.| (a) "Presentment" means a demand made by or on behalf of a person entitled to enforce an instrument (1) to pay the instrument made to the drawee or a party obliged to pay the instrument or, in the case of a note or accepted draft payable at a bank, to the bank, or (2) to accept a draft made to the drawee.  (b) The following rules are subject to article 4, agreement of the parties, and clearing-house rules and the like:  (i) Presentment may be made at the place of payment of the instrument and must be made at the place of payment if the instrument is payable at a bank in the United States; may be made by any commercially reasonable means, including an oral, written, or electronic communication; is effective when the demand for payment or acceptance is received by the person to whom presentment is made; and is effective if made to any one (1) of two (2) or more makers, acceptors, drawees, or other payors;  (ii) Upon demand of the person to whom presentment is made, the person making presentment must (1) exhibit the instrument, (2) give reasonable identification and, if presentment is made on behalf of another person, reasonable evidence of authority to do so, and (3) sign a receipt on the instrument for any payment made or surrender the instrument if full payment is made;  (iii) Without dishonoring the instrument, the party to whom presentment is made may (1) return the instrument for lack of a necessary indorsement, or (2) refuse payment or acceptance for failure of the presentment to comply with the terms of the instrument, an agreement of the parties, or other applicable law or rule;  (iv) The party to whom presentment is made may treat presentment as occurring on the next business day after the day of presentment if the party to whom presentment is made has established a cut-off hour not earlier than 2:00 p.m. for the receipt and processing of instruments presented for payment or acceptance and presentment is made after the cut-off hour.
WY Stat § 34.1-3-503 (2021)
2021 Wyoming Statutes|Title 34.1 - Uniform Commercial Code|Article 3 - Negotiable Instruments|Part 5 - Dishonor|Section 34.1-3-503 - Notice of Dishonor.

34.1-3-503. Notice of dishonor.| (a) The obligation of an indorser stated in section 34.1-3-415(a) and the obligation of a drawer stated in section 34.1-3-414(d) may not be enforced unless (1) the indorser or drawer is given notice of dishonor of the instrument complying with this section or (2) notice of dishonor is excused under section 34.1-3-504(b).  (b) Notice of dishonor may be given by any person; may be given by any commercially reasonable means, including an oral, written, or electronic communication; and is sufficient if it reasonably identifies the instrument and indicates that the instrument has been dishonored or has not been paid or accepted. Return of an instrument given to a bank for collection is sufficient notice of dishonor.  (c) Subject to section 34.1-3-504(c), with respect to an instrument taken for collection by a collecting bank, notice of dishonor must be given (1) by the bank before midnight of the next banking day following the banking day on which the bank receives notice of dishonor of the instrument, or (2) by any other person within thirty (30) days following the day on which the person receives notice of dishonor. With respect to any other instrument, notice of dishonor must be given within thirty (30) days following the day on which dishonor occurs.
WY Stat § 34.1-3-504 (2021)
2021 Wyoming Statutes|Title 34.1 - Uniform Commercial Code|Article 3 - Negotiable Instruments|Part 5 - Dishonor|Section 34.1-3-504 - Excused Presentment and Notice of Dishonor.

34.1-3-504. Excused presentment and notice of dishonor.| (a) Presentment for payment or acceptance of an instrument is excused if (1) the person entitled to present the instrument cannot with reasonable diligence make presentment, (2) the maker or acceptor has repudiated an obligation to pay the instrument or is dead or in insolvency proceedings, (3) by the terms of the instrument presentment is not necessary to enforce the obligation of indorsers or the drawer, (4) the drawer or indorser whose obligation is being enforced has waived presentment or otherwise has no reason to expect or right to require that the instrument be paid or accepted, or (5) the drawer instructed the drawee not to pay or accept the draft or the drawee was not obligated to the drawer to pay the draft.  (b) Notice of dishonor is excused if (1) by the terms of the instrument notice of dishonor is not necessary to enforce the obligation of a party to pay the instrument, or (2) the party whose obligation is being enforced waived notice of dishonor. A waiver of presentment is also a waiver of notice of dishonor.  (c) Delay in giving notice of dishonor is excused if the delay was caused by circumstances beyond the control of the person giving the notice and the person giving the notice exercised reasonable diligence after the cause of the delay ceased to operate.
WY Stat § 34.1-3-505 (2021)
2021 Wyoming Statutes|Title 34.1 - Uniform Commercial Code|Article 3 - Negotiable Instruments|Part 5 - Dishonor|Section 34.1-3-505 - Evidence of Dishonor.

34.1-3-505. Evidence of dishonor.| (a) The following are admissible as evidence and create a presumption of dishonor and of any notice of dishonor stated:  (i) A document regular in form as provided in subsection (b) which purports to be a protest;  (ii) A purported stamp or writing of the drawee, payor bank, or presenting bank on or accompanying the instrument stating that acceptance or payment has been refused unless reasons for the refusal are stated and the reasons are not consistent with dishonor;  (iii) A book or record of the drawee, payor bank, or collecting bank, kept in the usual course of business which shows dishonor, even if there is no evidence of who made the entry.  (b) A protest is a certificate of dishonor made by a United States consul or vice consul, or a notarial officer or other person authorized to administer oaths by the law of the place where dishonor occurs. It may be made upon information satisfactory to that person. The protest must identify the instrument and certify either that presentment has been made or, if not made, the reason why it was not made, and that the instrument has been dishonored by nonacceptance or nonpayment. The protest may also certify that notice of dishonor has been given to some or all parties.
WY Stat § 34.1-3-601 (2021)
2021 Wyoming Statutes|Title 34.1 - Uniform Commercial Code|Article 3 - Negotiable Instruments|Part 6 - Discharge and Payment|Section 34.1-3-601 - Discharge and Effect of Discharge.

34.1-3-601. Discharge and effect of discharge.| (a) The obligation of a party to pay the instrument is discharged as stated in this article or by an act or agreement with the party which would discharge an obligation to pay money under a simple contract.  (b) Discharge of the obligation of a party is not effective against a person acquiring rights of a holder in due course of the instrument without notice of the discharge.
WY Stat § 34.1-3-602 (2021)
2021 Wyoming Statutes|Title 34.1 - Uniform Commercial Code|Article 3 - Negotiable Instruments|Part 6 - Discharge and Payment|Section 34.1-3-602 - Payment.

34.1-3-602. Payment.| (a) Subject to subsection (b), an instrument is paid to the extent payment is made (1) by or on behalf of a party obliged to pay the instrument, and (2) to a person entitled to enforce the instrument. To the extent of the payment, the obligation of the party obliged to pay the instrument is discharged even though payment is made with knowledge of a claim to the instrument under section 34.1-3-306 by another person.  (b) The obligation of a party to pay the instrument is not discharged under subsection (a) if:  (i) A claim to the instrument under section 34.1-3-306 is enforceable against the party receiving payment and (1) payment is made with knowledge by the payor that payment is prohibited by injunction or similar process of a court of competent jurisdiction, or (2) in the case of an instrument other than a cashier's check, teller's check, or certified check, the party making payment accepted, from the person having a claim to the instrument, indemnity against loss resulting from refusal to pay the person entitled to enforce the instrument; or  (ii) The person making payment knows that the instrument is a stolen instrument and pays a person it knows is in wrongful possession of the instrument.
WY Stat § 34.1-3-603 (2021)
2021 Wyoming Statutes|Title 34.1 - Uniform Commercial Code|Article 3 - Negotiable Instruments|Part 6 - Discharge and Payment|Section 34.1-3-603 - Tender of Payment.

34.1-3-603. Tender of payment.| (a) If tender of payment of an obligation to pay an instrument is made to a person entitled to enforce the instrument, the effect of tender is governed by principles of law applicable to tender of payment under a simple contract.  (b) If tender of payment of an obligation to pay an instrument is made to a person entitled to enforce the instrument and the tender is refused, there is discharge, to the extent of the amount of the tender, of the obligation of an indorser or accommodation party having a right of recourse with respect to the obligation to which the tender relates.  (c) If tender of payment of an amount due on an instrument is made to a person entitled to enforce the instrument, the obligation of the obligor to pay interest after the due date on the amount tendered is discharged. If presentment is required with respect to an instrument and the obligor is able and ready to pay on the due date at every place of payment stated in the instrument, the obligor is deemed to have made tender of payment on the due date to the person entitled to enforce the instrument.
WY Stat § 34.1-3-604 (2021)
2021 Wyoming Statutes|Title 34.1 - Uniform Commercial Code|Article 3 - Negotiable Instruments|Part 6 - Discharge and Payment|Section 34.1-3-604 - Discharge by Cancellation or Renunciation.

34.1-3-604. Discharge by cancellation or renunciation.| (a) A person entitled to enforce an instrument, with or without consideration, may discharge the obligation of a party to pay the instrument (1) by an intentional voluntary act, such as surrender of the instrument to the party, destruction, mutilation, or cancellation of the instrument, cancellation or striking out of the party's signature, or the addition of words to the instrument indicating discharge, or (2) by agreeing not to sue or otherwise renouncing rights against the party by a signed writing.  (b) Cancellation or striking out of an indorsement pursuant to subsection (a) does not affect the status and rights of a party derived from the indorsement.
WY Stat § 34.1-3-901 (2021)
2021 Wyoming Statutes|Title 34.1 - Uniform Commercial Code|Article 3 - Negotiable Instruments|Part 9 - Registered Clearing Corporations|Section 34.1-3-901 - Deposited Instrument.

34.1-3-901. Deposited instrument.| (a) For purposes of this Part 9 a "deposited instrument" is an instrument which is:  (i) In the custody of a registered clearing corporation, another clearing corporation, a foreign clearing corporation, a custodian bank, a foreign custodian bank or a nominee of any of them subject to the instructions of the registered clearing corporation;  (ii) Payable to bearer or indorsed in blank by an appropriate person or is payable to the order of the registered clearing corporation, another clearing corporation, a foreign clearing corporation, a custodian bank, a foreign custodian bank or a nominee of any of them subject to the instructions of the registered clearing corporation; and  (iii) Shown on the books of the registered clearing corporation in the account of a party having a contractual relationship with the registered clearing corporation as a user or participant.  (b) For purposes of this Part 9 the registered clearing corporation "having control of a deposited instrument" is the registered clearing corporation on whose books it is shown as provided in subsection (a)(iii) of this section.
WY Stat § 34.1-3-902 (2021)
2021 Wyoming Statutes|Title 34.1 - Uniform Commercial Code|Article 3 - Negotiable Instruments|Part 9 - Registered Clearing Corporations|Section 34.1-3-902 - Variation of Commercial Paper Provisions by Agreement.

34.1-3-902. Variation of commercial paper provisions by agreement.| (a) The effect of the provisions of this article on parties who are users or participants having a contractual relationship with a registered clearing corporation may be varied by agreement with respect to the transfer, pledge, presentment, dishonor and payment of instruments or other activity covered by this article carried out through such registered clearing corporation if such relates to instruments which are deposited instruments in such registered clearing corporation.  (b) The rules, regulations, operating procedures and the like adopted or promulgated by a registered clearing corporation from time to time shall have the effect of agreements under subsection (a) of this section whether or not specifically assented to by all parties interested in the instruments handled.
WY Stat § 34.1-3-903 (2021)
2021 Wyoming Statutes|Title 34.1 - Uniform Commercial Code|Article 3 - Negotiable Instruments|Part 9 - Registered Clearing Corporations|Section 34.1-3-903 - Transfer or Pledge Within a Central Depository System.

34.1-3-903. Transfer or pledge within a central depository system.| (a) In addition to other methods, a transfer, pledge or release of a deposited instrument or any interest therein may be effected by the making of appropriate entries on the books of the registered clearing corporation having control of the deposited instrument reducing the account of the transferor, pledgor or pledgee and increasing the account of the transferee, pledgee or pledgor by the amount of the obligation or the instrument transferred, pledged or released in accordance with the rules, regulations, operating procedures and the like adopted or promulgated by the registered clearing corporation from time to time.  (b) Under this section entries may be with respect to like instruments or interests therein as part of a fungible bulk and may refer merely to a quantity of a particular instrument without reference to the name of the payee, number or the like and, in appropriate cases, may be on a net basis taking into account other transfers, pledges or releases of the same instrument.  (c) Except to the extent varied by section 34.1-3-905, or the rules, regulations, operating procedures and the like adopted or promulgated by a registered clearing corporation from time to time, or the contractual relations with such clearing corporation, a transfer, pledge or release under this section has the effect of a delivery of an instrument in bearer form or duly indorsed in blank representing the amount of the obligation or instrument being transferred, pledged or released. If a pledge or the creation of a security interest is intended, the making of entries has the effect of a taking of possession of the instrument by the pledgee or a secured party.  (d) That entries made on the books of the registered clearing corporation as provided in subsection (a) of this section are not appropriate, does not affect the validity or effect of the entries nor the liabilities or obligations of the registered clearing corporation to any person adversely affected thereby.
WY Stat § 34.1-3-904 (2021)
2021 Wyoming Statutes|Title 34.1 - Uniform Commercial Code|Article 3 - Negotiable Instruments|Part 9 - Registered Clearing Corporations|Section 34.1-3-904 - Presentment, Dishonor, Payment, or Other Activities Within a Central Depository System.

34.1-3-904. Presentment, dishonor, payment, or other activities within a central depository system.| (a) If both parties for whom or with respect to which a deposited instrument is to be presented, dishonored, paid or otherwise acted upon or with respect to in a manner covered by this article are users or participants having a contractual relationship with the registered clearing corporation having control of the deposited instrument, then, in addition to other methods, presentment, dishonor, or payment of or other activity covered by this article with respect to a deposited instrument or any interest therein may be effected by the making of appropriate entries on the books of the registered clearing corporation having control of the deposited instrument in accordance with the rules, regulations, operating procedures and the like adopted or promulgated by the registered clearing corporation from time to time.  (b) Under this section entries may be with respect to like instruments or interests therein as part of a fungible bulk and may refer merely to a quantity of a particular instrument without reference to the name of the payee, number or the like and, in appropriate cases, may be on a net basis taking into account other presentments, dishonors, or payments of, or other activities with respect to the same instrument.  (c) That entries on the books of the registered clearing corporation as provided in subsection (a) of this section are not appropriate does not affect the validity or effect of the entries or the liabilities or obligations of the registered clearing corporation to any person adversely affected thereby.
WY Stat § 34.1-3-905 (2021)
2021 Wyoming Statutes|Title 34.1 - Uniform Commercial Code|Article 3 - Negotiable Instruments|Part 9 - Registered Clearing Corporations|Section 34.1-3-905 - Clearing Corporation Entitled to Holder in Due Course Status.

34.1-3-905. Clearing corporation entitled to holder in due course status.| (a) A registered clearing corporation can be a holder in due course with respect to a deposited instrument.  (b) The initial entry of an instrument which otherwise meets the requirements of a deposited instrument by a registered clearing corporation on its books for the account of a user or participant having a contractual relationship with the registered clearing corporation shall make the registered clearing corporation a holder under this article which has taken the instrument for value.  (c) Any notice or knowledge of a user or participant having a contractual relationship with a registered clearing corporation shall not be attributed to the registered clearing corporation for purposes of determining the clearing corporation's status as a holder in due course under this article.  (d) Any entries on the books of the registered clearing corporation with respect to a deposited instrument shall not affect its status as a holder or a holder in due course of an instrument.
WY Stat § 34.1-4-101 (2021)
2021 Wyoming Statutes|Title 34.1 - Uniform Commercial Code|Article 4 - Bank Deposits and Collections|Part 1 - General Provisions and Definitions|Section 34.1-4-101 - Short Title.

34.1-4-101. Short title.| This article may be cited as "Uniform Commercial Code-Bank Deposits and Collections."
WY Stat § 34.1-4-102 (2021)
2021 Wyoming Statutes|Title 34.1 - Uniform Commercial Code|Article 4 - Bank Deposits and Collections|Part 1 - General Provisions and Definitions|Section 34.1-4-102 - Applicability.

34.1-4-102. Applicability.| (a) To the extent that items within this article are also within articles 3 and 8, they are subject to those articles. If there is conflict, this article governs article 3, but article 8 governs this article.  (b) The liability of a bank for action or nonaction with respect to an item handled by it for purposes of presentment, payment, or collection is governed by the laws of the place where the bank is located. In the case of action or nonaction by or at a branch or separate office of a bank, its liability is governed by the law of the place where the branch or separate office is located.
WY Stat § 34.1-4-103 (2021)
2021 Wyoming Statutes|Title 34.1 - Uniform Commercial Code|Article 4 - Bank Deposits and Collections|Part 1 - General Provisions and Definitions|Section 34.1-4-103 - Variation by Agreement; Measure of Damages; Action Constituting Ordinary Care.

34.1-4-103. Variation by agreement; measure of damages; action constituting ordinary care.| (a) The effect of the provisions of this article may be varied by agreement, but the parties to the agreement cannot disclaim the responsibility of a bank, or a registered clearing corporation with respect to a user or participant with whom the registered clearing corporation has a contractual relationship, for its lack of good faith or failure to exercise ordinary care or limit the measure of damages for the lack or failure. However, the parties may determine by agreement the standards by which the bank's or registered clearing corporation's responsibility is to be measured if those standards are not manifestly unreasonable.  (b) Federal reserve regulations and operating circulars, or registered clearing corporation rules, regulations, operating procedures and the like adopted and promulgated by a registered clearing corporation from time to time, clearing-house rules, and the like have the effect of agreements under subsection (a) of this section, whether or not specifically assented to by all parties interested in items handled.  (c) Action or nonaction approved by this article or pursuant to federal reserve regulations or operating circulars, or registered clearing corporation rules, regulations, operating procedures and the like adopted or promulgated by a registered clearing corporation from time to time, is the exercise of ordinary care and, in the absence of special instructions, action or nonaction consistent with clearing-house rules and the like or with a general banking usage not disapproved by this article, is prima facie the exercise of ordinary care.  (d) The specification of [or] approval of certain procedures by this article is not disapproval of other procedures that may be reasonable under the circumstances.  (e) The measure of damages for failure to exercise ordinary care in handling an item is the amount of the item reduced by an amount that could not have been realized by the exercise of ordinary care. If there is also bad faith it includes any other damages the party suffered as a proximate consequence.
WY Stat § 34.1-4-105 (2021)
2021 Wyoming Statutes|Title 34.1 - Uniform Commercial Code|Article 4 - Bank Deposits and Collections|Part 1 - General Provisions and Definitions|Section 34.1-4-105 - "Bank"; "Depositary Bank"; "Intermediary Bank"; "Collecting Bank"; "Payor Bank"; "Presenting Bank".

34.1-4-105. "Bank"; "depositary bank"; "intermediary bank"; "collecting bank"; "payor bank"; "presenting bank".| (a) In this article:  (i) "Bank" means a person engaged in the business of banking, including a savings bank, savings and loan association, credit union, or trust company;  (ii) "Depositary bank" means the first bank to take an item even though it is also the payor bank, unless the item is presented for immediate payment over the counter;  (iii) "Payor bank" means a bank that is the drawee of a draft;  (iv) "Intermediary bank" means a bank to which an item is transferred in course of collection except the depositary or payor bank;  (v) "Collecting bank" means a bank handling an item for collection except the payor bank;  (vi) "Presenting bank" means a bank presenting an item except a payor bank.