reglab/housing_qa huggingface dataset:
DC Code § 31-1109 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 11 - Insurance Premium Finance Companies|§ 31-1109. Service charges

(a) A premium finance company shall not charge, contract for, receive, or collect a service charge other than as permitted by this chapter. (b) The service charge is to be computed on the balance of the premiums due (after subtracting the downpayment made by the insured in accordance with the premium finance agreement) from the effective date of the insurance coverage, for which the premiums are being advanced, to and including the date when the final installment of the premium finance agreement is payable. (c) The service charge shall be a maximum of $10 per $100 per year plus an additional charge of $20 per premium finance contract which need not be refunded upon cancellation or prepayment.  (Oct. 9, 1940, ch. 792, ch. III, § 59; Apr. 18, 1966, 80 Stat. 126, Pub. L. 89-403, § 1; Nov. 15, 1983, D.C. Law 5-40, § 2(a), 30 DCR 4994.)  Prior Codifications 1981 Ed., § 35-1559. 1973 Ed., § 35-1369.
DC Code § 31-1110 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 11 - Insurance Premium Finance Companies|§ 31-1110. Delinquency charges

A premium finance agreement may provide for the payment by the insured of a delinquency charge of $1 to a maximum of 5% of the delinquent installment which is in default for a period of 5 days or more.  (Oct. 9, 1940, ch. 792, ch. III, § 60; Apr. 18, 1966, 80 Stat. 126, Pub. L. 89-403, § 1; Nov. 15, 1983, D.C. Law 5-40, § 2(b), 30 DCR 4994.)  Prior Codifications 1981 Ed., § 35-1560. 1973 Ed., § 35-1370.
DC Code § 31-1112 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 11 - Insurance Premium Finance Companies|§ 31-1112. Validity of agreements as secured transactions

No filing of the premium finance agreement shall be necessary to perfect the validity of such agreement as a secured transaction as against creditors, subsequent purchasers, pledges, and encumbrances, successors, or assigns.  (Oct. 9, 1940, ch. 792, ch. III, § 62; Apr. 18, 1966, 80 Stat. 126, Pub. L. 89-403, § 1.)  Prior Codifications 1981 Ed., § 35-1562. 1973 Ed., § 35-1372.
DC Code § 31-1131.01 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 11A - Insurance Producers|§ 31-1131.01. Short title

This chapter may be cited as “the Producer Licensing Act of 2002.”  (Mar. 27, 2003, D.C. Law 14-264, § 1, 50 DCR 260.)  Section References This section is referenced in § 31-631, § 31-5041.01, and § 31-5041.12.
DC Code § 31-1131.03 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 11A - Insurance Producers|§ 31-1131.03. License required

(a) A person shall not sell, solicit, or negotiate insurance in the District for any class of insurance unless the person is licensed for that line of authority in accordance with this chapter. The license itself shall not create any authority in the licensee to represent or commit an insurance carrier. (b)(1) A person who maintains his or her principal place of residence and principal place of business in the District shall apply for a resident insurance producer license. (2) A person who maintains his or her principal place of residence and principal place of business outside the District shall apply for a nonresident insurance producer license. (3) A person who maintains either, but not both, his or her principal place of residence or principal place of business in the District shall apply for: (A) A nonresident insurance producer license if the person is licensed as a resident insurance producer in another state; or (B) A resident insurance producer license if the person is not licensed as a resident insurance producer in another state.  (Mar. 27, 2003, D.C. Law 14-264, § 3, 50 DCR 260; May 13, 2008, D.C. Law 17-155, § 2(b), 55 DCR 3683.)  Effect of Amendments D.C. Law 17-155 designated the existing text as subsec. (a); and added subsec. (b).
DC Code § 31-1131.05 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 11A - Insurance Producers|§ 31-1131.05. Examination prior to licensure

(a) An individual applying for a resident insurance producer license shall pass a written examination unless the individual is: (1) Applying for a limited lines insurance producer license or a license in the surplus lines line of authority; or (2) Exempt from examination under § 31-1131.05b or § 31-1131.09. (a-1) The examination required by subsection (a) of this section shall test the knowledge of the individual concerning the lines of authority for which application is made, the duties and responsibilities of an insurance producer, and the insurance laws and regulations of the District. (b) The Commissioner may make arrangements, including contracting with an outside testing service, for administering examinations and collecting a nonrefundable fee for the examination. (c) Each individual applying for an examination shall remit a nonrefundable fee for the examination as prescribed by the Commissioner. (d) An individual who fails to appear for the examination as scheduled or fails to pass the examination may reapply for an examination. The individual shall remit all required fees and forms before being rescheduled for another examination.  (Mar. 27, 2003, D.C. Law 14-264, § 5, 50 DCR 260; May 13, 2008, D.C. Law 17-155, § 2(c), 55 DCR 3683; Sept. 24, 2010, D.C. Law 18-223, § 2166(a), 57 DCR 6242.)  Section References This section is referenced in § 31-1131.05a, § 31-1131.05b, § 31-1131.07, and § 31-1131.08. Effect of Amendments D.C. Law 17-155 rewrote the section name line which had read as follows: “ Application for examination”; rewrote subsec. (a); added subsec. (a-1); and, in subsec. (d), substituted “may reapply for an examination. The individual shall remit” for “shall reapply for an examination and remit”. Prior to amendment, subsec. (a) read as follows: “(a) A resident individual applying for an insurance producer license shall pass a written examination unless exempt under § 31-1131.09. The examination shall test the knowledge of the individual concerning the lines of authority for which application is made, the duties and responsibilities of an insurance producer, and the insurance laws and regulations of the District. Examinations required by this section shall be developed and conducted under rules and regulations promulgated by the Commissioner.” D.C. Law 18-223 substituted “§ 31-1131.05b or § 31-1131.09” for “§ 31-1131.09”. Emergency Legislation For temporary (90 day) amendment of section, see § 2166(a) of Fiscal Year 2011 Budget Support Emergency Act of 2010 (D.C. Act 18-463, July 2, 2010, 57 DCR 6542).
DC Code § 31-1131.05a (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 11A - Insurance Producers|§ 31-1131.05a. Pre-licensing education

(a) The Commissioner may require, by rule, that an individual, other than an applicant for a title insurance producer license, complete a pre-licensing course of study before: (1) Taking the examination required by § 31-1131.05; or (2) Applying for an insurance producer license. (b) An insurer that sells, solicits, or negotiates a limited line of insurance in the District shall provide to each individual whose duties will include selling, soliciting, or negotiating the insurer’s limited line of insurance in the District a program of instruction that is approved by the Commissioner. The insurer shall provide the program of instruction to the individual prior to the individual’s application for licensure as a limited lines insurance producer.  (Mar. 27, 2003, D.C. Law 14-264, § 5a; as added May 13, 2008, D.C. Law 17-155, § 2(d), 55 DCR 3683; Sept. 24, 2010, D.C. Law 18-223, § 2166(b), 57 DCR 6242.)  Section References This section is referenced in § 31-1131.09 and § 31-5051.02. Effect of Amendments D.C. Law 18-223, in subsec. (a), substituted “individual, other than an applicant for a title insurance producer license, complete” for “individual complete”. Emergency Legislation For temporary (90 day) amendment of section, see § 2166(b) of Fiscal Year 2011 Budget Support Emergency Act of 2010 (D.C. Act 18-463, July 2, 2010, 57 DCR 6542).
DC Code § 31-1131.05b (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 11A - Insurance Producers|§ 31-1131.05b. Pre-licensing education for title insurers

(a) The Commissioner may require, by rule, that an individual, not exempt under subsections (b), (c), or (d) of this section, complete a pre-licensing course of study before: (1) Taking the examination required by § 31-1131.05; or (2) Applying for an insurance producer license. (b) An attorney who holds a license to practice law in any state or the District of Columbia shall be exempt from pre-licensing course of study requirements and examination requirements. (c) An title agent insurance applicant who provides certification from a title insurance insurer that the agent has had signing authority on policies or title insurance commitments for the past 3 years relating to properties located within the District of Columbia shall be exempt from the pre-licensing course of study requirements and the examination requirements; provided, that the certification is submitted to the Commissioner within one year after September 24, 2010. (d) A full-time employee of a title insurer shall be exempt from the pre-licensing course of study requirement. (e) The District of Columbia Land Title Association, or other organization designated by the Commissioner by rule, shall provide to each individual whose duties will include selling, soliciting, or negotiating a title insurer’s limited line of title insurance in the District a program of instruction that is approved by the Commissioner. The insurer shall provide the program of instruction to the individual prior to the individual’s application for licensure as a limited lines insurance producer.  (Mar. 27, 2003, D.C. Law 14-264, § 5b; as added Sept. 24, 2010, D.C. Law 18-223, § 2166(3), 57 DCR 6242; Nov. 5, 2013, D.C. Law 20-40, § 6(a), 60 DCR 12304.)  Section References This section is referenced in § 31-1131.05. Effect of Amendments The 2013 amendment by D.C. Law 20-40 substituted “may” for “shall” in the introductory language of (a). Emergency Legislation For temporary (90 day) addition of section, see § 2166(3) of Fiscal Year 2011 Budget Support Emergency Act of 2010 (D.C. Act 18-463, July 2, 2010, 57 DCR 6542).
DC Code § 31-1131.06a (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 11A - Insurance Producers|§ 31-1131.06a. Fingerprinting

(a) An individual applying for a resident insurance producer license under this chapter (except for an individual applying only for a limited lines insurance producer license) and each officer, director, partner of, and owner of a controlling interest in, a business entity applying for a resident insurance producer license under this chapter (except for a business entity applying only for a limited lines insurance producer license) shall submit to the Commissioner the individual’s fingerprints along with the individual’s name, address, and written consent to the performance of a criminal history record background check. (b) The Commissioner may require, by rule, that an individual applying only for a resident limited lines insurance producer license and each officer, director, partner of, and owner of a controlling interest in, a business entity applying only for a resident limited lines insurance producer license, shall submit to the Commissioner his or her fingerprints along with his or her name, address, and written consent to the performance of a criminal history record background check. (c) The Commissioner may exchange the fingerprints and other information with, and receive criminal history record information from, the Metropolitan Police Department and the Federal Bureau of Investigation for the purposes of facilitating determinations regarding eligibility for licensure under this chapter. (d) The individual or business entity applying for licensure shall bear the cost of the criminal history record background check and all costs of administering and processing the background check.  (Mar. 27, 2003, D.C. Law 14-264, § 6a; as added May 13, 2008, D.C. Law 17-155, § 2(f), 55 DCR 3683.)
DC Code § 31-1131.07a (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 11A - Insurance Producers|§ 31-1131.07a. Term of license; renewal

(a) An initial individual insurance producer license issued after May 13, 2008, and the first renewal after May 13, 2008, of an individual insurance producer license initially issued before May 13, 2008, shall expire on the last day of the birth month of the producer that falls not less than 18 months and not more than 29 months after the effective date of the license. (b) An initial business entity insurance producer license issued after May 13, 2008, and the first renewal after May 13, 2008, of a business entity insurance producer license initially issued before May 13, 2008, shall expire on the May 31 that falls not less than 18 months and not more than 29 months after the effective date of the license. (c) A renewal of an existing license shall expire 2 years after the expiration date of the license period; provided, that the first renewal after May 13, 2008, of a license initially issued before May 13, 2008, shall be governed by subsections (a) and (b) of this section. (d) A person shall apply for or request renewal of a license on a form, or through such means, as may be prescribed by the Commissioner. (e) The Commissioner shall renew an insurance producer license if: (1) The producer applies for or requests license renewal on the form, or through such means, prescribed by the Commissioner; (2) All fees prescribed by the Commissioner are paid; (3) If the producer is a resident insurance producer: (A) The continuing education requirements, if any, have been met; (B) The license is not subject to non-renewal under § 31-1131.12; and (C) The person has submitted a full set of fingerprints, if required by law or rule; and (4) If the producer is a nonresident producer, he or she continues to be licensed as a resident producer, in good standing, in his or her home state. (f) An individual insurance producer who allows his or her license to lapse may, within one year after the expiration date of the license, reinstate the same license without the necessity of passing a written examination; provided, that the producer shall pay a penalty in the amount of twice the unpaid renewal fee. (g) An insurance producer who is unable to comply with the license renewal procedures due to military service or some other extenuating circumstance may request a waiver of those procedures. The insurance producer may also request a waiver of any examination requirement or any other penalty or sanction imposed for failure to comply with renewal procedures.  (Mar. 27, 2003, D.C. Law 14-264, § 7a; as added May 13, 2008, D.C. Law 17-155, § 2(h), 55 DCR 3683.)
DC Code § 31-1131.07b (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 11A - Insurance Producers|§ 31-1131.07b. Continuing education

All individual title insurance producers shall fulfill the following continuing education requirements: (1) Eight hours biennially for District of Columbia barred attorneys in courses specific to District of Columbia real estate laws and related regulations, and any other continuing education courses approved by the Commissioner; (2) Sixteen hours biennially for resident title insurance producers in instruction specific to District of Columbia real estate laws and related regulations, and continuing education courses approved by the Commissioner of which not more than 8 hours may be completed through on-line or video-based courses; or (3) Four hours of instruction biennially for nonresident title insurance producers in instruction specific to District of Columbia real estate laws and related regulations.  (Mar. 27, 2003, D.C. Law 14-264, § 7b; as added May 13, 2008, D.C. Law 17-155, § 2(h), 55 DCR 3683; Sept. 24, 2010, D.C. Law 18-223, § 2166(d), 57 DCR 6242; Nov. 5, 2013, D.C. Law 20-40, § 6(c), 60 DCR 12304.)  Effect of Amendments D.C. Law 18-223 rewrote the section, which had read as follows: “The Commissioner may establish continuing education requirements for resident insurance producers.” The 2013 amendment by D.C. Law 20-40 rewrote this section. Emergency Legislation For temporary (90 day) amendment of section, see § 2166(d) of Fiscal Year 2011 Budget Support Emergency Act of 2010 (D.C. Act 18-463, July 2, 2010, 57 DCR 6542).
DC Code § 31-1131.08a (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 11A - Insurance Producers|§ 31-1131.08a. Changes of name, residency, or address

(a) A licensee shall inform the Commissioner of a change of the licensee’s residential or business address within 30 days of the change of address. A nonresident insurance producer who moves from one state to another state or a resident insurance producer who moves from the District to another state shall file a change of address and provide certification from the new resident state within 30 days after the change of residence. No fee or license application shall be required. (b) A licensee shall inform the Commissioner of a change of the licensee’s legal or corporate name within 30 days after the change of name. (c) Failure to timely inform the Commissioner of a change in legal name or address shall result in a penalty as prescribed by the Commissioner. (d) A person licensed as an insurance producer in another state who moves to the District shall make application within 90 days of establishing legal residence to become a resident licensee under § 31-1131.06 unless the person maintains his principal place of business in another state and the person has a resident insurance producer license in that state.  (Mar. 27, 2003, D.C. Law 14-264, § 8a; as added May 13, 2008, D.C. Law 17-155, § 2(j), 55 DCR 3683.)
DC Code § 31-1131.09 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 11A - Insurance Producers|§ 31-1131.09. Exemption from examination and prelicensing education

(a) An individual who applies for a resident insurance producer license in the District shall not be required to complete any prelicensing education (if prelicensing education is required by the Commissioner pursuant to § 31-1131.05a) or examination if: (1) The individual is currently licensed for the same line of authority in another state; or (2)(A) The application is received within 90 days of the cancellation of the applicant’s previous license for the same lines of authority in another state; and (B)(i) The prior state issues a certification that, at the time of cancellation, the person was in good standing in that state; or (ii) The state’s producer database records, maintained by the NAIC, its affiliates, or subsidiaries, indicate that the producer is or was licensed in good standing for the line of authority requested. (b) Repealed. (c) Repealed. (d) Repealed. (e) Repealed.  (Mar. 27, 2003, D.C. Law 14-264, § 9, 50 DCR 260; May 13, 2008, D.C. Law 17-155, § 2(k), 55 DCR 3683.)  Section References This section is referenced in § 31-1131.05 and § 31-1131.06. Effect of Amendments D.C. Law 17-155 rewrote the section.
DC Code § 31-1131.10 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 11A - Insurance Producers|§ 31-1131.10. Assumed names

An insurance producer doing business under any name other than the producer’s legal name shall notify the Commissioner prior to using the assumed name.  (Mar. 27, 2003, D.C. Law 14-264, § 10, 50 DCR 260.)
DC Code § 31-1131.11 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 11A - Insurance Producers|§ 31-1131.11. Temporary licensing

(a) The Commissioner may issue a temporary insurance producer license for a period not to exceed 180 days without requiring an examination if the Commissioner determines that the temporary license shall be necessary for the servicing of an insurance business for: (1) The surviving spouse or court-appointed personal representative of a licensed insurance producer who dies or acquires a mental or physical disability to allow adequate time for the sale of the insurance business owned by the producer or for the recovery or return of the producer to the business or to provide for the training and licensing of new personnel to operate the producer’s business; (2) A member or employee of a business entity licensed as an insurance producer upon the death or disability of an individual designated in the business entity application or the license; (3) The designee of a licensed insurance producer entering active service in the armed forces of the United States of America; or (4) Any other circumstance that the Commissioner determines that the public interest will best be served by the issuance of the license. (b) The Commissioner may, by order, limit the authority of a temporary licensee in any way which the Commissioner considers to be necessary to protect insureds and the public. The Commissioner may require the temporary licensee to have a suitable sponsor who is a licensed insurance producer or insurer and who assumes responsibility for all acts of the temporary licensee and may impose other similar requirements designed to protect insureds and the public. The Commissioner may, by order, revoke a temporary license if the interests of the insureds or the public are endangered. A temporary license shall not continue after the owner or the personal representative disposes of the business.  (Mar. 27, 2003, D.C. Law 14-264, § 11, 50 DCR 260; Apr. 24, 2007, D.C. Law 16-305, § 40, 53 DCR 6198.)  Effect of Amendments D.C. Law 16-305, in subsec. (a)(1), substituted “acquires a mental or physical disability” for “becomes mentally or physically disabled”.
DC Code § 31-1131.13 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 11A - Insurance Producers|§ 31-1131.13. Commissions

(a) An insurer or insurance producer shall not pay a commission, service fee, brokerage fee, or other valuable consideration to a person for selling, soliciting, or negotiating insurance in the District if that person is required to be licensed under this chapter and is not licensed. (b) A person shall not accept a commission, service fee, brokerage fee, or other valuable consideration for selling, soliciting, or negotiating insurance in the District if that person is required to be licensed under this chapter and is not licensed. (c) Renewal or other deferred commissions may be paid to a person for selling, soliciting, or negotiating insurance in the District if the person was required to be licensed under this chapter at the time of the sale, solicitation, or negotiation and was licensed at that time. (d) An insurer or insurance producer may pay or assign commissions, service fees, brokerage fees, or other valuable consideration to an insurance agency or to persons who do not sell, solicit, or negotiate insurance in the District unless the payment would violate this chapter or any other District law relating to insurance.  (Mar. 27, 2003, D.C. Law 14-264, § 13, 50 DCR 260.)