reglab/housing_qa huggingface dataset:
TN Code § 47-18-1005 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 18 - Consumer Protection|Part 10 - Credit Services Businesses|§ 47-18-1005. Contents of Information Statement

 The information statement required under § 47-18-1004 shall include all of the following:    A complete and accurate statement of the consumer's right to review any file on the consumer maintained by any consumer reporting agency, and the right of the consumer to receive a copy of a consumer report containing all information in that file as provided under the federal Fair Credit Reporting Act (15 U.S.C. § 1681g);   A statement that a copy of the consumer report containing all information in the consumer's file will be furnished free of charge by the consumer reporting agency, if requested by the consumer within thirty (30) days from receipt of the consumer's request; and   A statement that a nominal charge, not to exceed eight dollars ($8.00), may be imposed on the consumer by the consumer reporting agency for a copy of the consumer report containing all information in the consumer's file, if the consumer has not been denied credit within sixty (60) days from receipt of the consumer's request.     A complete and accurate statement of the consumer's right to dispute the completeness or accuracy of any item contained in any file on the consumer that is maintained by any consumer reporting agency, as provided under the federal Fair Credit Reporting Act (15 U.S.C. § 1681i);   A complete and detailed description of the services to be performed by the credit services business for or on behalf of the consumer, and the total amount the consumer will have to pay, or become obligated to pay, for the services;    Name and address of the surety company which issued the bond in accordance with § 47-18-1011;   A statement explaining the consumer's right to proceed against the bond; and     A complete and accurate statement of the availability of nonprofit credit counseling.
TN Code § 47-18-1006 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 18 - Consumer Protection|Part 10 - Credit Services Businesses|§ 47-18-1006. Contract — Cancellation Notice

  Every contract between a consumer and a credit services business for the purchase of the services of the credit services business shall be in writing, dated, signed by the consumer, and shall include all of the following:  A conspicuous statement in size equal to at least ten (10) point bold type, in immediate proximity to the space reserved for the signature of the consumer, as follows:  “You, the buyer, may cancel this contract at any time prior to twelve o'clock midnight (12:00) of the fifth business day after the date of the transaction. See the attached notice of cancellation form for an explanation of this right.”;    The terms and conditions of payment, including the total of all payments to be made by the consumer, whether to the credit services business or to some other person;   A complete and detailed description of the services to be performed and the results to be achieved by the credit services business for or on behalf of the consumer, including all guarantees and all promises of full or partial refunds and a list of the adverse information appearing on the consumer's credit report that the credit services business expects to have modified; and   The principal business address of the credit services business and the name and address of its agent in this state authorized to receive service of process.      The contract shall be accompanied by a completed form in duplicate, captioned “NOTICE OF CANCELLATION,” which shall be attached to the contract and easily detachable, and which shall contain in at least ten (10) point bold type the following statement:  NOTICE OF CANCELLATION   You may cancel this contract, without any penalty or obligation, at any time prior to twelve o'clock midnight (12:00) of the fifth business day after the date the contract is signed.   If you cancel, any payment made by you under this contract will be returned within ten (10) days following receipt by the seller of your cancellation notice.   To cancel this contract, mail or deliver a signed and dated copy of this cancellation notice, or any other written notice, to  (Name of Seller) at  (Address of Seller)  (Place of Business) not later than twelve o'clock midnight (12:00)  (Date)   I HEREBY CANCEL THIS TRANSACTION.   Date   (Buyer's Signature)    A copy of the fully completed contract and all other documents the credit services business requires the consumer to sign shall be given by the credit services business to the consumer at the time they are signed.
TN Code § 47-18-1007 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 18 - Consumer Protection|Part 10 - Credit Services Businesses|§ 47-18-1007. Violations — Proof of Exemption

  Any breach by a credit services business of a contract under this part, or of any obligation arising under it, constitutes a violation of this part.   Any contract for services from a credit services business that does not comply with the applicable provisions of this part shall be void and unenforceable as contrary to the public policy of this state.   Any waiver by a consumer of any of the provisions of this part shall be deemed void and unenforceable by a credit services business as contrary to public policy of this state, and any attempt by a credit services business to have a consumer waive rights given by this part constitutes a violation of this part.   In any proceeding involving this part, the burden of proving an exemption or an exception from the definition is upon the person claiming it.
TN Code § 47-18-1008 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 18 - Consumer Protection|Part 10 - Credit Services Businesses|§ 47-18-1008. Damages, Private Actions

  In any private action, any credit services business, which willfully fails to comply with any requirement imposed under this part with respect to any consumer, is liable to the consumer in an amount equal to the sum of:  Any actual damages sustained by the consumer as a result of the failure, or any amount paid by the person to the credit services business whichever is greater. This remedy is supplemental to any other remedy contained within this chapter.   Such amount of punitive damages as the court may allow.     In any private action, any credit services business which is negligent in failing to comply with any requirement imposed under this part with respect to any consumer is liable to that consumer in an amount equal to the sum of any actual damages sustained by the consumer as a result of the failure.
TN Code § 47-18-1009 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 18 - Consumer Protection|Part 10 - Credit Services Businesses|§ 47-18-1009. Limitation of Actions

 A private action to enforce any liability created under this part may be brought within two (2) years from the date on which the liability arises, except that where a defendant has materially and willfully misrepresented any information required under this part to be disclosed to a consumer, and the information so misrepresented is material to the establishment of the defendant's liability to that consumer under this part, the action may be brought at any time within two (2) years after discovery by the consumer of the misrepresentation. No action brought by the attorney general and reporter shall be subject to the limitation of actions contained herein.
TN Code § 47-18-1010 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 18 - Consumer Protection|Part 10 - Credit Services Businesses|§ 47-18-1010. Violation of Consumer Protection Act — Institution of Proceedings

  A violation of this part constitutes a violation of the Tennessee Consumer Protection Act of 1977, compiled in part 1 of this chapter. For the purpose of application of the Tennessee Consumer Protection Act of 1977, any violation of this part shall be construed to constitute an unfair or deceptive act or practice affecting the conduct of any trade or commerce and subject to the penalties and remedies as provided by that act.   If the attorney general has reason to believe that any credit services business, or any salesperson, agent, representative, or independent contractor acting on behalf of a credit services business, has violated any provision of this part, the attorney general may institute a proceeding under this chapter.
TN Code § 47-18-1011 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 18 - Consumer Protection|Part 10 - Credit Services Businesses|§ 47-18-1011. Bond

   In order to provide a degree of protection to customers of credit services businesses, each credit services business shall post a bond in an amount as determined by the commissioner with the department of commerce and insurance for each location conducting business in this state. The bond shall be made with a bond issued by a corporate surety acceptable to the commissioner.   If the commissioner has not promulgated a rule setting the required level of bonding, then the bond shall be in the amount of one hundred thousand dollars ($100,000).     The bond shall be maintained for two (2) years following the date on which the credit services business ceases to conduct business in this state.   In an action brought by the attorney general and reporter pursuant to § 47-18-1010, the attorney general and reporter shall have the right to request that the total amount of the bond posted by the credit services business be awarded to the state for consumer restitution or civil penalties. Further, any person who has been awarded damages for a private action under this part may make a claim against the bond.   Notwithstanding subsection (a), any credit services business that was registered with the division of consumer affairs in the department of commerce and insurance on or before May 1, 1998, shall only be required to post a bond in the amount of ten thousand dollars ($10,000) with the department. The bond may be made through a deposit of cash, a certificate of deposit, securities, or with a bond issued by a corporate surety acceptable to the commissioner.   Receipt of bonds for credit services businesses posted under this part shall be transferred to the division of regulatory boards in the department of commerce and insurance on and after July 1, 2015.   The commissioner may prescribe fees for the filing of a bond with the department of commerce and insurance pursuant to this part. The fees shall be in an amount that provides for the cost of administering the receipt of bonds for credit services businesses. Fees may be adjusted as necessary to provide that the administration of bonds for credit services businesses is fiscally self-sufficient and that revenues from fees do not exceed necessary and required expenditures.
TN Code § 47-18-1102 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 18 - Consumer Protection|Part 11 - Pyramid Promotional Schemes|§ 47-18-1102. Knowingly Establishing, Promoting, or Operating Pyramid Promotional Scheme — Offense

  It is an offense for any person to knowingly establish, promote, or operate any pyramid promotional scheme in this state.   A limitation as to the number of persons who may participate or the presence of additional conditions affecting eligibility for the opportunity to receive compensation under the plan does not change the identity of the plan as a pyramid promotional scheme nor is it a defense under this section.
TN Code § 47-18-1103 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 18 - Consumer Protection|Part 11 - Pyramid Promotional Schemes|§ 47-18-1103. Authority to Proceed Against Pyramid Promotional Schemes for Any Other Violations of State Law Not Limited

 Nothing in this part shall limit the authority of any state official from proceeding against pyramid promotional schemes for other violations of state law.
TN Code § 47-18-1104 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 18 - Consumer Protection|Part 11 - Pyramid Promotional Schemes|§ 47-18-1104. Enforcement of Part — Civil Penalties

  The attorney general and reporter may, upon finding that any person is engaged in or about to engage in any act or practice that constitutes a pyramid promotional scheme in violation of this part, bring an action in the appropriate court of jurisdiction to enjoin such act or practice and to obtain other appropriate relief. Such court may grant a temporary restraining order, or a preliminary or permanent injunction, or other appropriate relief.   Upon a determination by a court that a violation of § 47-18-1102 has occurred, a court may impose by order and collect a civil penalty of not more than ten thousand dollars ($10,000) per violation per person.   The attorney general and reporter may bring actions in circuit court to recover penalties pursuant to this section. In determining the amount of the civil penalty, a court shall consider the magnitude of the offense, prior offenses and compliance history, the good faith of the person charged in attempting to achieve compliance, and other matters as justice may require.   All penalties collected pursuant to this part shall be deposited in the general fund.
TN Code § 47-18-1105 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 18 - Consumer Protection|Part 11 - Pyramid Promotional Schemes|§ 47-18-1105. Violation of Part Is Misdemeanor

 A violation of this part is a Class A misdemeanor.
TN Code § 47-18-1106 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 18 - Consumer Protection|Part 11 - Pyramid Promotional Schemes|§ 47-18-1106. Participants in Scheme Not Subject to Prosecution Under Part

 A person who only participates in a pyramid promotional scheme may not be prosecuted under this part for any violation of this part. However, a person who knowingly establishes, promotes, or operates a pyramid promotional scheme shall be subject to prosecution pursuant to this part.
TN Code § 47-18-1201 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 18 - Consumer Protection|Part 12 - Water Treatment Devices|§ 47-18-1201. Part Definitions

 As used in this part, unless the context otherwise requires:   “Contaminant” or “contamination” means any health-related physical, chemical, biological, or radiological substance or matter in water;   “Person” means any individual, partnership, firm, corporation or association, or any employee or agent thereof; and   “Water treatment device” means any product that:  Is designed to alter the chemical or physical properties or characteristics of drinking water or plumbing, or which the seller, lessor or renter claims can alter the chemical or physical properties or characteristics of drinking water or plumbing; and   Is used or sold, leased or rented for use on residential property.
TN Code § 47-18-1203 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 18 - Consumer Protection|Part 12 - Water Treatment Devices|§ 47-18-1203. Prohibited Practices Under Consumer Protection Act

 Any violation of this part is a prohibited practice under § 47-18-104.
TN Code § 47-18-1301 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 18 - Consumer Protection|Part 13 - Kerosene and Motor Fuels Quality Inspection|§ 47-18-1301. Short Title

 This part shall be known and may be cited as the “Kerosene and Motor Fuels Quality Inspection Act of 1989.”
TN Code § 47-18-1302 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 18 - Consumer Protection|Part 13 - Kerosene and Motor Fuels Quality Inspection|§ 47-18-1302. Legislative Intent

 It is the intent of the general assembly, through this enactment, to promote and protect the public health, safety and welfare by ensuring that kerosene and motor fuels:   Are adequately labeled and posted; and   Meet or exceed certain minimum standards of quality.
TN Code § 47-18-1303 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 18 - Consumer Protection|Part 13 - Kerosene and Motor Fuels Quality Inspection|§ 47-18-1303. Part Definitions

 As used in this part, unless the context otherwise requires:   “American Society for Testing and Materials (ASTM)” means the national scientific and technical organization formed for the development of standards on characteristics and performance of materials, products, systems, and services, and the promotion of related knowledge;   “Commissioner” means the Tennessee commissioner of agriculture or a departmental employee designated by the commissioner to act as the commissioner's representative for purposes of this part;   “Convey for consumption in Tennessee” means to commercially refine, blend, store, transport, distribute, retail, or otherwise participate in the preparation or transmittal of kerosene or motor fuels for use by consumers within this state;   “Department” means the Tennessee department of agriculture;   “Diesel fuel” means refined oils commonly used in internal combustion engines where ignition occurs by pressure and not by electric spark, the classification of which shall be defined by the American Society for Testing and Materials;   “Field inspector” means an employee of the department, or an employee of a person contracting with the department, whose duties and responsibilities include the collection of kerosene or motor fuel samples for testing and other activities related to enforcement of this part;   “Gasoline” means a volatile mixture of liquid hydrocarbons generally containing small amounts of additives suitable for use as a fuel in spark-ignition internal combustion engines;   “Gasoline-alcohol blend” means a blend consisting primarily of gasoline and containing by volume at least one percent (1%) ethanol (ethyl alcohol) or methanol (methyl alcohol), or both;   “Kerosene” means a refined oil intended for heating or illuminating use, the classification of which shall be defined by the American Society for Testing and Materials;   “Motor fuel” means any liquid product used for the generation of power in an internal combustion or turbine engine and includes, but is not necessarily limited to, gasoline, diesel fuel and gasoline-alcohol blends; and   “Person” means an individual, partnership, corporation, company, firm, association or other business entity.
TN Code § 47-18-1304 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 18 - Consumer Protection|Part 13 - Kerosene and Motor Fuels Quality Inspection|§ 47-18-1304. Labeling and Posting — Standards — Waiver of Standards or Alternative Standards

  Kerosene and motor fuels conveyed for consumption in Tennessee shall be labeled and posted in accordance with applicable federal and state law.   Kerosene and motor fuels conveyed for consumption in Tennessee shall meet the standards established for such products in the annual book of ASTM standards, and supplements thereto; provided, that by duly promulgated rule:  The department may adopt alternative volatility standards for gasoline-alcohol blends; provided, that the alternative standards are consistent with the protection and promotion of public health, safety and welfare; and   The department shall adopt as a substitute standard any provision of federal law which imposes requirements in conflict with an ASTM standard.     The commissioner is authorized to waive ASTM standards or to establish alternative standards for a specified period of time when such action is deemed necessary to protect or promote public health, safety and general welfare, and the interests of citizens of Tennessee; provided, that if such waiver or alternative standards remain in effect for more than one (1) year, the commissioner shall promulgate emergency or permanent rules, as the commissioner deems appropriate, pursuant to the Uniform Administrative Procedures Act, compiled in title 4, chapter 5.    Notwithstanding subsection (c) or subdivision (b)(1), for gasoline blended with ethanol, the most recent version of ASTM D4814, Standard Specification for Automotive Spark Ignition Engine Fuel, applies with the following exceptions:  The maximum vapor pressure shall not exceed the ASTM D4814 limit by more than one pound per square inch (1.0 p.s.i.) for blends containing nine percent (9%) to ten percent (10%) (by volume) ethanol from June 1 through September 15, in accordance with 40 CFR Part 80.27(d);   The maximum vapor pressure shall not exceed the ASTM D4814 limit by more than one pound per square inch (1.0 p.s.i.) for blends containing one percent (1%) or more (by volume) ethanol for volatility Classes A, B, C, and D from September 16 through May 31; and   The maximum vapor pressure shall not exceed the ASTM D4814 limit by more than a half pound per square inch (0.5 p.s.i.) for blends containing one percent (1%) or more (by volume) ethanol for volatility Class E from September 16 through May 31.     The vapor pressure exceptions in subdivisions (d)(1)(B) and (C) shall remain in effect until ASTM incorporates changes to the vapor pressure maximums for ethanol blends after April 7, 2017.
TN Code § 47-18-1306 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 18 - Consumer Protection|Part 13 - Kerosene and Motor Fuels Quality Inspection|§ 47-18-1306. Samples for Testing — Testing of Ethanol or Methanol

  Upon request of a field inspector, a person who conveys kerosene or motor fuel for consumption in Tennessee shall immediately provide the department, free of cost, samples of kerosene or motor fuel. Samples shall be pumped, pulled, drawn, or otherwise procured in the presence of the field inspector.   The department shall test the samples for compliance with the requirements of § 47-18-1304.   The department may test ethanol or methanol, intended for blending with gasoline, separate from and prior to the time at which such ethanol or methanol is blended with gasoline.
TN Code § 47-18-1308 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 18 - Consumer Protection|Part 13 - Kerosene and Motor Fuels Quality Inspection|§ 47-18-1308. Officials or Employees Administering or Enforcing Part — Reports of Interests in Conveyances — Restrictions on Use of Samples

  Each official and employee within the department, and each official and employee of a person contracting with the department, who is directly or indirectly involved in the administration or enforcement of this part, and who has a direct or indirect interest in the conveyance of kerosene or motor fuel for consumption in Tennessee, shall annually file a written statement summarizing the official's or employee's involvement in the administration or enforcement of this part as well as the official's or employee's interest in the conveyance of kerosene or motor fuel for consumption in Tennessee. The statements shall constitute open records, shall be kept on file in the commissioner's office, and shall be available for public inspection during the department's regular business hours.   No official or employee within the department and no official or employee of a person contracting with the department shall take away or appropriate for the official's or employee's own use any sample collected by or submitted to the department for testing. By duly promulgated rule, the department shall establish policies and procedures governing the use, disposal, or sale of any samples remaining unused after testing thereon is completed.