reglab/housing_qa huggingface dataset:
NV Rev Stat § 687B.697 (2021)
2021 Nevada Revised Statutes|Chapter 687B - Contracts of Insurance|NRS 687B.697 - Access to services and contractual discounts of a provider of health care: Obligations of health carrier and third parties concerning remittance advice or explanation of payment; requirements of third party. [Effective January 1, 2020.]

  1. A health carrier and third parties are obligated to comply with NRS 687B.694 and 687B.696 concerning the services referenced on a remittance advice or explanation of payment. A provider of health care may refuse the discount taken on the remittance advice or explanation of payment if the discount is taken without a contractual basis or in violation of NRS 687B.693 or 687B.695. An error in the remittance advice or explanation of payment may be corrected not more than 30 days after given notice of the error by the provider of health care.  2. A health carrier may not lease, rent or otherwise grant to a third party, access to a provider network contract unless the third party accessing the provider network contract is:  (a) A payer or third party, administrator or other entity that administers or processes claims on behalf of the payer;  (b) A preferred provider of health care organization or preferred provider of health care network, including a physician organization or a physician-hospital organization; or  (c) An entity engaged in the electronic claims transport between the health carrier and the payer that does not provide access to the services and discounts of a provider of health care to any other third party.  (Added to NRS by 2019, 1605, effective January 1, 2020)
NV Rev Stat § 687B.700 (2021)
2021 Nevada Revised Statutes|Chapter 687B - Contracts of Insurance|NRS 687B.700 - Participating provider of health care to continue delivery of services if health carrier or intermediary insolvent or ceases operations; billing of covered person; termination of services.

Each contract entered into for the purposes of a network plan between a participating provider of health care and the health carrier must provide that in the event of the insolvency of the health carrier or any applicable intermediary, or in the event of any other cessation of operations of the health carrier or intermediary, the participating provider of health care must continue to deliver health care services covered by the network plan to a covered person without billing the covered person for any amount other than coinsurance, deductibles or copayments, as specifically provided in the evidence of coverage, until the earlier of:  1. The date of the cancellation of the covered person’s coverage under the network plan pursuant to NRS 687B.310, including, without limitation, any extension of coverage provided pursuant to:  (a) The terms of the contract between the covered person and the health carrier;   (b) NRS 689A.04036, 689B.0303, 695B.1901, 695C.1691 and 695G.164, as applicable; or  (c) Any applicable federal law for covered persons who are in an active course of treatment or totally disabled; or  2. The date on which the contract between the health carrier and the provider of health care would have terminated if the health carrier or intermediary, as applicable, had remained in operation, including, without limitation, any extension of coverage provided pursuant to:  (a) The terms of the contract between the covered person and the health carrier;   (b) NRS 689A.04036, 689B.0303, 695B.1901, 695C.1691 and 695G.164, as applicable; or  (c) Any applicable federal law for covered persons who are in an active course of treatment or totally disabled.  (Added to NRS by 2017, 2351)
NV Rev Stat § 687B.710 (2021)
2021 Nevada Revised Statutes|Chapter 687B - Contracts of Insurance|NRS 687B.710 - Provisions to be construed in favor of covered person, survive termination of contract and supersede certain contrary agreements.

The provisions included in a contract to comply with the requirements set forth in NRS 687B.690 and 687B.700 shall be construed in favor of the covered person, shall survive the termination of the contract regardless of the reason for the termination, including, without limitation, the insolvency of the health carrier or any applicable intermediary, and shall supersede any oral or written contrary agreement between a participating provider of health care and a covered person or the representative of a covered person if the contrary agreement is inconsistent with provisions included in the contract to comply with the requirements set forth in NRS 687B.690 and 687B.700.  (Added to NRS by 2017, 2351)
NV Rev Stat § 687B.720 (2021)
2021 Nevada Revised Statutes|Chapter 687B - Contracts of Insurance|NRS 687B.720 - Notice of insolvency or cessation of operations of health carrier or intermediary.

Each contract entered into for the purposes of a network plan between a participating provider of health care and the health carrier must provide that written notice must be provided to the participating provider of health care as soon as practicable in the event:  1. That a court determined the health carrier or any applicable intermediary to be insolvent; or  2. Of any other cessation of operations of the health carrier or any applicable intermediary.  (Added to NRS by 2017, 2351)
NV Rev Stat § 687B.730 (2021)
2021 Nevada Revised Statutes|Chapter 687B - Contracts of Insurance|NRS 687B.730 - Health carrier to provide notice of administrative policies and programs.

A health carrier which offers or issues a network plan shall notify each participating provider of health care in the network of the responsibilities of the participating provider of health care with respect to any applicable administrative policies and programs of the health carrier including, without limitation, any applicable administrative policies and programs concerning:  1. Terms of payment;  2. Utilization review;  3. Quality assessment and improvement;  4. Credentialing;  5. Procedures for grievances and appeals;  6. Requirements for data reporting;  7. Requirements for timely notice to the health carrier of changes in the practices of the participating provider of health care, such as discontinuance of accepting new patients;  8. Requirements for confidentiality; and  9. Any applicable federal or state programs.  (Added to NRS by 2017, 2351)
NV Rev Stat § 687B.740 (2021)
2021 Nevada Revised Statutes|Chapter 687B - Contracts of Insurance|NRS 687B.740 - Inducement to provide less than medically necessary health care services prohibited.

A health carrier which offers or issues a network plan shall not offer an inducement to a participating provider of health care in the network that would encourage or otherwise incent the participating provider of health care to deliver health care services to a covered person which are less than those which are medically necessary.  (Added to NRS by 2017, 2352)
NV Rev Stat § 687B.750 (2021)
2021 Nevada Revised Statutes|Chapter 687B - Contracts of Insurance|NRS 687B.750 - Health carrier not to prohibit certain actions by participating provider of health care.

A health carrier which offers or issues a network plan shall not prohibit a participating provider of health care in the network from:  1. Discussing any specific treatment option or all treatment options with a covered person irrespective of the position of the health carrier on the treatment options;  2. Advocating on behalf of a covered person within any utilization review process or any process for grievances or appeals established by the health carrier or a person contracting with the health carrier; or   3. Advocating on behalf of a covered person in accordance with any rights or remedies available under applicable state or federal law.  (Added to NRS by 2017, 2352)
NV Rev Stat § 687B.760 (2021)
2021 Nevada Revised Statutes|Chapter 687B - Contracts of Insurance|NRS 687B.760 - Health records; confidentiality.

Each contract entered into for the purposes of a network plan between a participating provider of health care and the health carrier must require the participating provider of health care to make health records available to appropriate state and federal authorities involved in assessing the quality of care or investigating the grievances or complaints of covered persons, and to comply with the applicable state and federal laws related to the confidentiality of medical and health records and the covered person’s right to see, obtain copies of or amend their medical and health records.  (Added to NRS by 2017, 2352)
NV Rev Stat § 687B.770 (2021)
2021 Nevada Revised Statutes|Chapter 687B - Contracts of Insurance|NRS 687B.770 - Assignment or delegation of rights and responsibilities without prior written consent prohibited.

Each contract entered into for the purposes of a network plan between a participating provider of health care and the health carrier must prohibit the health carrier and the participating provider of health care from assigning or delegating the rights and responsibilities of either party under the contract without the prior written consent of the other party.  (Added to NRS by 2017, 2352)
NV Rev Stat § 687B.780 (2021)
2021 Nevada Revised Statutes|Chapter 687B - Contracts of Insurance|NRS 687B.780 - Participating provider of health care to furnish covered services to all covered persons; exception.

  1. A health carrier which offers or issues a network plan shall ensure that participating providers of health care in the network are responsible for furnishing covered services to all covered persons without regard to the participation of the covered person in the network plan as a private purchaser of the network plan or as a participant in a publicly financed program of health care services.  2. This section does not apply to circumstances when the participating provider of health care should not render services due to limitations arising from a lack of training, experience or skill or licensing restrictions.  (Added to NRS by 2017, 2352)
NV Rev Stat § 687B.790 (2021)
2021 Nevada Revised Statutes|Chapter 687B - Contracts of Insurance|NRS 687B.790 - Health carrier to notify participating provider of health care of obligation to collect coinsurance, copayment or deductible or notify covered person of obligation for services not covered.

A health carrier which offers or issues a network plan shall notify the participating providers of health care in the network of his or her obligations, if any, to collect applicable coinsurance, copayments or deductibles from a covered person pursuant to the evidence of coverage, or of the obligations, if any, of the participating provider of health care to notify a covered person of the personal financial obligations of the covered person for health care services that are not covered.  (Added to NRS by 2017, 2353)
NV Rev Stat § 687B.800 (2021)
2021 Nevada Revised Statutes|Chapter 687B - Contracts of Insurance|NRS 687B.800 - Retaliation for good faith reporting to state or federal authority prohibited.

A health carrier which offers or issues a network plan shall not penalize a participating provider of health care in the network because the participating provider of health care, in good faith, reports to state or federal authorities any act or practice by the health carrier that jeopardizes the health or welfare of a covered person.  (Added to NRS by 2017, 2353)
NV Rev Stat § 687B.810 (2021)
2021 Nevada Revised Statutes|Chapter 687B - Contracts of Insurance|NRS 687B.810 - Health carrier to allow participating provider of health care to determine whether a person is a covered person.

A health carrier which offers or issues a network plan shall establish a mechanism by which a participating provider of health care in the network may, in a timely manner at the time health care services are to be provided, determine whether the person to whom the health care services are to be provided is a covered person or is within a grace period for the payment of a premium during which the health carrier may hold a claim for health care services pending receipt of the payment of the premium.  (Added to NRS by 2017, 2353)
NV Rev Stat § 687B.820 (2021)
2021 Nevada Revised Statutes|Chapter 687B - Contracts of Insurance|NRS 687B.820 - Procedures for resolution of disputes.

A health carrier which offers or issues a network plan shall establish procedures for the resolution of administrative, payment or other disputes between a participating provider of health care in the network and the health carrier.  (Added to NRS by 2017, 2353)
NV Rev Stat § 687B.830 (2021)
2021 Nevada Revised Statutes|Chapter 687B - Contracts of Insurance|NRS 687B.830 - Contract for purposes of network plan prohibited from conflicting with network plan or law; notice of provisions and incorporated documents; notice of changes.

  1. A contract entered into for the purposes of a network plan between a participating provider of health care and the health carrier must not contain a provision that conflicts with any provision in the network plan or any requirement set forth in NRS 687B.600 to 687B.850, inclusive.  2. At the time a participating provider of health care signs a contract described in subsection 1, the health carrier and, if applicable, the intermediary shall notify the participating provider of health care of all provisions of the contract and all documents incorporated by reference in the contract.  3. While a contract described in subsection 1 is in force, the health carrier shall provide timely notice to the participating provider of health care of any changes to the provisions of the contract or the documents incorporated by reference in the contract that would result in a material change in the contract.  4. For the purposes of subsection 3, the contract must define what is to be considered timely notice and what is to be considered a material change.  (Added to NRS by 2017, 2353; A 2019, 298)
NV Rev Stat § 687B.840 (2021)
2021 Nevada Revised Statutes|Chapter 687B - Contracts of Insurance|NRS 687B.840 - Health carrier to notify participating provider of health care of status and inclusion on certain lists maintained by health carrier.

A health carrier which offers or issues a network plan shall inform a participating provider of health care with whom the health carrier has contracted for the purposes of the network plan of the status of the participating provider of health care as a provider of health care in the network plan and the status and inclusion of the participating provider of health care on any list of providers of health care maintained by the health carrier. The health carrier shall provide in a timely manner the information required by this section to the participating provider of health care:  1. Upon the request of the participating provider of health care; and  2. Upon any change to the status or inclusion of the participating provider of health care as described in this section.  (Added to NRS by 2017, 2353)
NV Rev Stat § 687B.850 (2021)
2021 Nevada Revised Statutes|Chapter 687B - Contracts of Insurance|NRS 687B.850 - Regulations.

The Commissioner may adopt any regulations necessary to carry out the purposes and provisions of NRS 687B.600 to 687B.850, inclusive.  (Added to NRS by 2017, 2354)
NV Rev Stat § 687C.020 (2021)
2021 Nevada Revised Statutes|Chapter 687C - Interstate Insurance Product Regulation Compact|NRS 687C.020 - Representative: Designation.

The Commissioner of Insurance is hereby designated to serve as the representative of this State to the Interstate Insurance Product Regulation Commission.  (Added to NRS by 2011, 532)
NV Rev Stat § 687C.030 (2021)
2021 Nevada Revised Statutes|Chapter 687C - Interstate Insurance Product Regulation Compact|NRS 687C.030 - Policy of State relating to opting out of certain uniform standards.

  1. It is the policy of this State to opt out of and the Commissioner of Insurance shall by regulation opt out of any uniform standard adopted by the Interstate Insurance Product Regulation Commission which provides less protection than a law of this State or otherwise diminishes the rights of policyholders and persons applying for a policy of insurance in this State.  2. Upon determining, or upon becoming aware of a finding of a court of competent jurisdiction which found, that this State must opt out of a uniform standard pursuant to subsection 1, the Commissioner shall provide to the Director of the Legislative Counsel Bureau for transmittal to the next regular session of the Legislature notice of such determination or finding.  (Added to NRS by 2011, 532; A 2013, 3357)
NV Rev Stat § 688A.010 (2021)
2021 Nevada Revised Statutes|Chapter 688A - Life Insurance and Annuity Contracts|NRS 688A.010 - Scope.

This chapter, with the exception of NRS 688A.390, applies only to contracts of life insurance, endowment and annuities, other than reinsurance, group life insurance and group annuities.  (Added to NRS by 1971, 1726)
NV Rev Stat § 688A.020 (2021)
2021 Nevada Revised Statutes|Chapter 688A - Life Insurance and Annuity Contracts|NRS 688A.020 - "Annuity" defined.

  1. For the purposes of this Code, an "annuity" is a contract under which obligations are assumed to make periodic payments for a specific term or terms or where the making or continuance of all or some such payments, or the amount of any such payment, is dependent upon continuance of human life, except payments made pursuant to optional modes of settlement under the authority of NRS 681A.040.  2. The term includes an annuity contract which incorporates long-term care insurance if the annuity contract may incorporate the long-term care insurance pursuant to NRS 688A.440.  (Added to NRS by 1971, 1726; A 2011, 3373)
NV Rev Stat § 688A.030 (2021)
2021 Nevada Revised Statutes|Chapter 688A - Life Insurance and Annuity Contracts|NRS 688A.030 - "Industrial life insurance" defined.

For the purposes of this Code, "industrial life insurance" is that form of life insurance written under policies of a face amount of $2,500 or less bearing the words "industrial policy" or "weekly premium policy" or words of similar import imprinted on the face thereof as part of the descriptive matter, and under which premiums are payable monthly or more often.  (Added to NRS by 1971, 1727)
NV Rev Stat § 688A.040 (2021)
2021 Nevada Revised Statutes|Chapter 688A - Life Insurance and Annuity Contracts|NRS 688A.040 - Standard provisions required.

  1. No policy of life insurance other than pure endowments, with or without return of premiums or of premiums and interest, shall be delivered or issued for delivery in this state unless it contains in substance all of the applicable provisions required by NRS 688A.050 to 688A.160, inclusive. This section does not apply to annuity contracts or to any provision of a life insurance policy, or contract supplemental thereto, relating to disability benefits or to additional benefits in the event of death by accident or accidental means.  2. Any of such provisions or portions thereof not applicable to single premium or nonparticipating or term policies or insurance granted in exchange for lapsed or surrendered policies shall to that extent not be incorporated therein.  (Added to NRS by 1971, 1727)
NV Rev Stat § 688A.050 (2021)
2021 Nevada Revised Statutes|Chapter 688A - Life Insurance and Annuity Contracts|NRS 688A.050 - Payment of premiums.

There shall be a provision relating to the time and place of payment of premiums.  (Added to NRS by 1971, 1727)
NV Rev Stat § 688A.060 (2021)
2021 Nevada Revised Statutes|Chapter 688A - Life Insurance and Annuity Contracts|NRS 688A.060 - Grace period.

There shall be a provision that a grace period of 30 days or, at the option of the insurer, of 1 month of not less than 30 days or of 4 weeks in the case of industrial life insurance policies the premiums for which are payable more frequently than monthly shall be allowed within which the payment of any premium after the first may be made, during which period of grace the policy shall continue in full force. The insurer may impose an interest charge not in excess of 6 percent per annum for the number of days of grace elapsing before the payment of the premium, and, whether or not such interest charge is imposed, if a claim arises under the policy during such period of grace the amount of any premium due or overdue, together with interest and any deferred installment of the annual premium, may be deducted from the policy proceeds. Grace shall date from the premium due date specified in the policy.  (Added to NRS by 1971, 1727)
NV Rev Stat § 688A.070 (2021)
2021 Nevada Revised Statutes|Chapter 688A - Life Insurance and Annuity Contracts|NRS 688A.070 - Entire contract.

There shall be a provision that except as otherwise expressly provided by law, the policy and the application therefor, if a copy of such application is endorsed upon or attached to the policy when issued, shall constitute the entire contract between the parties, and that all statements contained in the application shall, in the absence of fraud, be deemed representations and not warranties.  (Added to NRS by 1971, 1727)
NV Rev Stat § 688A.080 (2021)
2021 Nevada Revised Statutes|Chapter 688A - Life Insurance and Annuity Contracts|NRS 688A.080 - Incontestability.

There shall be a provision that the policy shall be incontestable after it has been in force during the lifetime of the insured for a period of not more than 2 years after its date of issue, except for nonpayment of premiums, and, at the insurer’s option, provisions relating to benefits in the event of total and permanent disability and provisions granting additional benefits specifically against death by accident or accidental means.  (Added to NRS by 1971, 1728)
NV Rev Stat § 688A.090 (2021)
2021 Nevada Revised Statutes|Chapter 688A - Life Insurance and Annuity Contracts|NRS 688A.090 - Misstatement of age.

There shall be a provision that if the age of the insured or of any other person whose age is considered in determining the premium or benefit has been misstated, any amount payable or benefit accruing under the policy shall be such as the premium would have purchased at the correct age or ages.  (Added to NRS by 1971, 1728)