reglab/housing_qa huggingface dataset:
AR Code § 4-98-102 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 98 - Arkansas Pay-Per-Call Consumer Protection Act|§ 4-98-102. Definitions

 For the purposes of this chapter, unless the context otherwise requires:   (1) “Information provider” means any person, company, or corporation that controls the content of a pay-per-call service. Any telephone corporation that provides basic local exchange service or message telecommunication service which only transmits pay-per-call service but which does not control the content of the information transmitted is not included within this definition; and  (2) “Pay-per-call service” means any telecommunications service which permits calling by a number of callers to a single telephone number and for which the calling party is assessed by virtue of completing the call a charge that is not dependent on the existence of a presubscription relationship and for which the caller pays a per-call or per-time interval charge that is greater than or in addition to the charge for the transmission of the call.
AR Code § 4-98-103 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 98 - Arkansas Pay-Per-Call Consumer Protection Act|§ 4-98-103. Information and disclosure message

 (a)  (1) An information provider that offers pay-per-call services in this state shall provide a minimum of twelve (12) seconds of delayed timing for an information and disclosure message which shall be reasonable in speed so as to be clearly understandable.  (2) A three-second period of silence shall follow the information and disclosure message.  (3) If the consumer disconnects the call within the delayed timing period, or within three (3) seconds after the delayed timing period, no information charge shall be billed to the caller.  (4) If the delayed timing period is exceeded, a consumer shall be billed from the time of the initial connection, and transport charges shall be billed to the information provider from the time of the initial connection.  (5) During the delayed timing period, the information provider shall inform the consumer of all of the following:  (A) An accurate description of the service that will be provided to the caller;  (B) An accurate summation of the cost of the service including, but not limited to, all of the following:  (i) The initial flat rate charge, if any;  (ii) The charge per minute, if any; and  (iii) The maximum charge per call;    (C) That, if the caller disconnects the call within the delayed timing period, the consumer will not be charged for the call; and  (D) Before the end of the delayed timing period, that the billing will commence after a specified event following the disclosure message, such as a signal tone.      (b) Any information charges and price disclosure message associated with a pay-per-call service that is aimed at or likely to be of interest to children under the age of eighteen (18) years must contain a statement that the caller should hang up unless he or she has parental permission.  (c)  (1) A caller may be provided the means to bypass the information and disclosure message on subsequent calls, provided that the caller has sole control of that capability, except that any bypass device shall be disabled for a period of thirty (30) days following the effective date of a price increase for the service.  (2) Instructions on how to bypass must be either at the end of the preamble message or at the end of the service.    (d) When an information provider's pay-per-call service results in a total potential cost of two dollars ($2.00) or less, or if the call is being provided for polling services, asynchronous or computerized data transmission technology, or political fundraising, the provisions of this section shall not apply.
AR Code § 4-98-104 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 98 - Arkansas Pay-Per-Call Consumer Protection Act|§ 4-98-104. Advertisement requirements

 Any information provider offering pay-per-call service shall utilize advertising that accurately describes the message content, terms, conditions, and price of the offered service in a clear and understandable manner in all print, broadcast, or telephone advertising and announcements promoting its offers, including:   (1) The per call charges, or, if the call is billed on a usage-sensitive basis, the rates by minute or other unit of time, any minimum charges, and the total cost for calls to that service if the duration of the service can be determined;  (2) Any geographic, time-of-day, or other limitations on the availability of the offer;  (3) A requirement that callers under eighteen (18) years of age must request parental or adult guardian permission before calling to hear the offer;  (4) Display of the charges in broadcast advertising with the telephone numbers and a voice announcement of the charges during the course of the commercials;  (5) Repeated voice announcements of these charges at regular intervals for commercials in excess of two (2) minutes; and  (6) Charges for all subsequent calls if the program refers to and requires another pay per call.
AR Code § 4-98-105 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 98 - Arkansas Pay-Per-Call Consumer Protection Act|§ 4-98-105. Remedies

 (a)  (1) Any consumer injured by a violation of this chapter may bring an action for the recovery of damages.  (2) Judgment may be entered for three (3) times the amount at which the actual damages are assessed, plus costs and reasonable attorney's fees.    (b)  (1) Violation of any of the provisions of this chapter shall constitute an unfair or deceptive act or practice as defined by the Deceptive Trade Practices Act, § 4-88-101 et seq.  (2) All remedies, penalties, and authority granted to the Attorney General under the Deceptive Trade Practices Act, § 4-88-101 et seq., shall be available to him or her for the enforcement of this chapter.    (c)  (1) No private action may be brought under the provisions of this chapter more than two (2) years after the cause of action accrues.  (2) A cause of action shall be deemed to have accrued when the party bringing an action under the provisions of this chapter knows or in the exercise of reasonable care should have known about the violation of the provisions of this chapter.
AR Code § 4-100-101 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 100 - Motor Vehicle Transfers|§ 4-100-101. Definitions

 As used in this subchapter, unless the context requires otherwise:   (1) “Lease” means the grant of use and possession of a motor vehicle for consideration, whether or not the grant includes an option to buy the vehicle;  (2) “Motor vehicle” means a device in, on, or by which a person or property is or may be transported or drawn on a highway, except a device used exclusively on stationary rails or tracks;  (3) “Security interest” means an interest in personal property or fixtures that secures payment or performance of an obligation;  (4) “Third party” means a person other than the actor or the owner of the vehicle; and  (5) “Transfer” means to transfer possession, whether or not another right is also transferred, by means of a sale, lease, sublease, lease assignment, or other property transfer.
AR Code § 4-100-102 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 100 - Motor Vehicle Transfers|§ 4-100-102. Remedies and penalties

 (a) Any sublease or transfer, or attempted sublease or transfer, in violation of this subchapter shall constitute a deceptive trade practice as defined by § 4-88-101 et seq., and any and all remedies available thereto shall be available to the Attorney General for the enforcement of this subchapter.  (b) Any person injured or damaged by reason of any act in violation of this subchapter may file a civil action to recover damages based on the violation with the following remedies:  (1) The greater of three (3) times the amount of any actual damages or one thousand five hundred dollars ($1,500);  (2) Reasonable attorney's fees and costs; and  (3) Any other relief which the court deems just.    (c) A person who knowingly or intentionally engages in an act of unlawful subleasing or transfer of a motor vehicle as described by this subchapter shall be guilty of a Class D felony.
AR Code § 4-100-103 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 100 - Motor Vehicle Transfers|§ 4-100-103. Prohibited practices

 (a) A person engages in an act of unlawful subleasing or transfer of a motor vehicle if all of the following conditions are met:  (1) The vehicle is subject to a lease contract, an installment sales agreement, or a security agreement, the terms of which prohibit the transfer or assignment of any right or interest in the vehicle or under the lease contract, installment sales agreement, or security agreement without consent of the lessor, seller, or secured party;  (2) The person is not a party to the lease contract, installment sales agreement, or security agreement;  (3) The person transfers or assigns, or purports to transfer or assign, a right or an interest in the vehicle to a person who is not a party to the lease contract, installment sales agreement, or security agreement;  (4) The person does not obtain, before the transfer or assignment described in subdivision (a)(3) of this section, written consent to the transfer or assignment from the vehicle's lessor, seller, or secured party; and  (5) The person receives compensation or some other consideration for the transfer or assignment described in subdivision (a)(3) of this section.    (b) A person engages in an act of unlawful subleasing or transfer of a motor vehicle when the person is not a party to the lease contract, installment sales agreement, or security agreement and assists, causes, or arranges an actual or purported transfer or assignment described as a violation of this subchapter.  (c) It is not a defense to prosecution under this subchapter that the motor vehicle's owner has violated a contract creating a security interest, lease, or lien in the motor vehicle.
AR Code § 4-102-101 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 102 - Prize Promotion|§ 4-102-101. Legislative finding, declaration, and intent

 (a) The General Assembly has become aware of the avalanche of sweepstakes, contests, and prize promotions that have been and are being directed at Arkansas consumers and recognizes that consumers are often misled by these sweepstakes, contests, and prize promotions. The General Assembly also recognizes that Arkansas consumers have paid hundreds of thousands of dollars to sweepstakes, contests, and prize promoters based upon misrepresentations by those promoters to Arkansas consumers. Many of the sweepstakes, contests, and prize promotions are artfully crafted to lead Arkansas consumers to believe that they have been selected to receive valuable prizes, when such is not the case. The promotions often mislead Arkansas consumers as to the value of the prizes. The promotions often mislead Arkansas consumers as to their chances to receive the prize. The promotions often mislead Arkansas consumers to believe that they must purchase the promoter's product, or otherwise pay to the promoter sums of money in order to be eligible to receive the prize, or that the likelihood that the prize to be awarded will be increased, or that the consumer's application for the prize will receive special handling if the consumer purchases the promoter's product. These sweepstakes, contests, and prize promoters prey particularly upon elderly Arkansas consumers.  (b) It is the intent of the General Assembly through the enactment of this chapter to require that Arkansas consumers be provided with all relevant information necessary to make an informed decision concerning sweepstakes, contests, and prize promotions. It is also the intent of the General Assembly to prohibit misleading and deceptive prize promotions. This chapter shall be construed liberally in order to achieve this purpose.
AR Code § 4-102-102 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 102 - Prize Promotion|§ 4-102-102. Definitions

 As used in this chapter, unless the context otherwise requires:   (1) “Prize” means a gift, award, or other item or service that is offered or awarded to a participant in a real or purported contest, competition, sweepstakes, puzzle, drawing, scheme, plan, or other selection process;  (2) “Retail value” of a prize means:  (A) A price at which the sponsor can substantiate that a substantial number of the prizes have been sold to the public in Arkansas in the preceding year; or  (B) If the sponsor is unable to satisfy the requirement in subdivision (2)(A) of this section, then no more than one and one-half (1.5) times the amount the sponsor paid for the prize in a bona fide purchase from an unaffiliated seller; and    (3) “Sponsor” means a corporation, partnership, limited liability company, sole proprietorship, or natural person that offers a prize or information about a prize to a person in Arkansas in conjunction with the sale or lease of any product or service, or offers a prize or information about a prize in conjunction with any real or purported contest, competition, sweepstakes, puzzle, drawing, scheme, plan, or other selection process that requires, or creates the reasonable impression of requiring, or allows the person to pay any money as a condition of receiving, or in conjunction with allowing the person to receive, use, compete for, or obtain a prize or information about a prize.
AR Code § 4-102-103 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 102 - Prize Promotion|§ 4-102-103. Violations

 (a) Nothing in this chapter shall be construed to permit an activity otherwise prohibited by law.  (b)  (1) Each prize offer made in violation of this chapter, as to each separate person to whom such offer is made, shall constitute a separate violation of this chapter.  (2)  (A) A violation of this chapter is also a violation of the Deceptive Trade Practices Act, § 4-88-101 et seq., and is subject to all of the enforcement provisions of that act.  (B) For the purposes of the assessment of penalties pursuant to the Deceptive Trade Practices Act, § 4-88-101 et seq., each separate violation of this chapter will constitute a separate violation of the Deceptive Trade Practices Act, § 4-88-101 et seq.      (c)  (1) Any person suffering a pecuniary loss because of an intentional violation of this chapter may bring an action in any court of competent jurisdiction and shall recover:  (A) Costs;  (B) Reasonable attorney's fees; and  (C) The greater of:  (i) Five hundred dollars ($500); or  (ii) Twice the amount of the pecuniary loss.      (2) It is evidence of intent if the violation occurs after the office of the Attorney General has notified a sponsor that the sponsor is in violation of this chapter.    (d) The relief provided in this section is in addition to remedies or penalties otherwise available in regard to the same conduct under law or under other statutes of this state.
AR Code § 4-102-107 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 102 - Prize Promotion|§ 4-102-107. Prize award required

 A sponsor who represents to a person that the person has been awarded a prize shall, not later than thirty (30) days after making a representation, provide the person with the prize, or with a voucher, certificate, or other document giving the person the unconditional right to receive the prize, or shall provide the person with either of the following items selected by the person:   (1) Any other prize listed in the written prize notice that is available and that is of equal or greater value; or  (2) The retail value of the prize as stated in the written notice in the form of cash, a money order, or a certified check.
AR Code § 4-102-108 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 102 - Prize Promotion|§ 4-102-108. Telephonic prize offers

 (a) All provisions of this chapter apply to prize offers made by way of telephone communication.  (b) Sponsors of the offers shall not solicit or accept the payment of any money from any person unless that person has first received the written prize notice as required by this chapter.  (c) No sponsor shall solicit or utilize in any fashion any credit card or bank account information from any person unless that person has first received a written prize notice as required by this chapter.  (d) If a sponsor contacts a person by telephone after that person has first received a written prize notice as required by this chapter, the sponsor shall specifically identify the written prize notice and shall by oral disclosure communicate all disclosures required by § 4-102-106 prior to soliciting or accepting any money from any person and prior to soliciting or accepting any credit card or bank account information from any person.
AR Code § 4-102-109 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 102 - Prize Promotion|§ 4-102-109. Application of the Home Solicitation Act

 All prize offers, including telephone prize offers, in which the sponsor has initiated contact, regardless of his or her location, and the consumer's agreement to pay is made at the consumer's home and is an agreement to pay more than twenty-five dollars ($25.00) is a home solicitation sale within the meaning of § 4-89-102(4).
AR Code § 4-109-101 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 109 - Use of “Notario” and Similar Terms|§ 4-109-101. Definitions

 As used in this chapter:   (1) “Notary public” means a person duly appointed or commissioned under § 21-14-101;  (2) “Person” means:  (A)  (i) An individual;  (ii) An organization;  (iii) An association;  (iv) A partnership;  (v) A limited liability company; or  (vi) A corporation; or    (B) Any combination of them; and    (3) “Practice of law” means:  (A) Holding oneself out to the public as being entitled to practice law;  (B) Tendering or furnishing legal services or advice;  (C) Furnishing attorneys or counsel;  (D) Rendering legal services of any kind in actions or proceedings of any nature or in any other way or manner;  (E) Acting as if or in any other manner assuming to be entitled to practice law; or  (F) Advertising or assuming the title of lawyer or attorney, attorney at law, or equivalent terms in any language in such a manner as to convey the impression that one is entitled to practice law or to furnish legal advice, service, or counsel.
AR Code § 4-109-102 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 109 - Use of “Notario” and Similar Terms|§ 4-109-102. Prohibited acts and practices

 It is a violation of this chapter for any person to advertise his or her services using the terms “notario ” or “notario publico”, or any similar term, unless the person is a notary public as defined in this subchapter and the person complies with the notice requirements in § 4-109-103.
AR Code § 4-109-103 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 109 - Use of “Notario” and Similar Terms|§ 4-109-103. Notice required

 (a) Any notary public who chooses to use the term “notario” or “notario publico”, or any similar terms, in any advertisement shall include in the advertisement the following notice:  (b) The notice shall be provided in both English and Spanish.    “I AM NOT A LICENSED ATTORNEY AND CANNOT ENGAGE IN THE PRACTICE OF LAW. I AM NOT A REPRESENTATIVE OF ANY GOVERNMENTAL AGENCY WITH AUTHORITY OVER IMMIGRATION OR CITIZENSHIP AND I CANNOT OFFER LEGAL ADVICE OR OTHER ASSISTANCE REGARDING IMMIGRATION.”
AR Code § 4-109-104 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 109 - Use of “Notario” and Similar Terms|§ 4-109-104. Exceptions

 This chapter does not apply to an attorney licensed in this state.
AR Code § 4-109-105 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 109 - Use of “Notario” and Similar Terms|§ 4-109-105. Enforcement

 A violation of this chapter is an unconscionable or deceptive act or practice, as defined by the Deceptive Trade Practices Act, § 4-88-101 et seq.
AR Code § 4-110-101 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 110 - Personal Information Protection Act|§ 4-110-101. Short title

 This chapter shall be known and cited as the “Personal Information Protection Act”.
AR Code § 4-110-102 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 110 - Personal Information Protection Act|§ 4-110-102. Findings and purpose

 (a) It is the intent of the General Assembly to ensure that sensitive personal information about Arkansas residents is protected.  (b) To that end, the purpose of this chapter is to encourage individuals, businesses, and state agencies that acquire, own, or license personal information about the citizens of the State of Arkansas to provide reasonable security for the information.
AR Code § 4-110-104 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 110 - Personal Information Protection Act|§ 4-110-104. Protection of personal information

 (a) A person or business shall take all reasonable steps to destroy or arrange for the destruction of a customer's records within its custody or control containing personal information that is no longer to be retained by the person or business by shredding, erasing, or otherwise modifying the personal information in the records to make it unreadable or undecipherable through any means.  (b) A person or business that acquires, owns, or licenses personal information about an Arkansas resident shall implement and maintain reasonable security procedures and practices appropriate to the nature of the information to protect the personal information from unauthorized access, destruction, use, modification, or disclosure.
AR Code § 4-110-106 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 110 - Personal Information Protection Act|§ 4-110-106. Exemptions

 (a)  (1) The provisions of this chapter do not apply to a person or business that is regulated by a state or federal law that provides greater protection to personal information and at least as thorough disclosure requirements for breaches of the security of personal information than that provided by this chapter.  (2) Compliance with the state or federal law shall be deemed compliance with this chapter with regard to the subjects covered by this chapter.    (b) This section does not relieve a person or business from a duty to comply with any other requirements of other state and federal law regarding the protection and privacy of personal information.
AR Code § 4-110-107 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 110 - Personal Information Protection Act|§ 4-110-107. Waiver

 Any waiver of a provision of this chapter is contrary to public policy, void, and unenforceable.
AR Code § 4-110-108 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 110 - Personal Information Protection Act|§ 4-110-108. Penalties

 Any violation of this chapter is punishable by action of the Attorney General under the provisions of § 4-88-101 et seq.