reglab/housing_qa huggingface dataset:
ID Code § 41-294 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-294 - DAMAGE TO OR DESTRUCTION OF INSURED PROPERTY.

41-294. DAMAGE TO OR DESTRUCTION OF INSURED PROPERTY. Any person who wilfully burns or in any other manner injures or destroys any property which is at the time insured against loss or damage, with intent to defraud or prejudice the insurer or for personal gain, whether the same be the property of, or in possession of, such person or any other, is guilty of a felony punishable by imprisonment in the state prison not less than one (1) year nor more than fifteen (15) years, and shall be ordered to make restitution to the insurer or any other person for any financial loss sustained as a result of a violation of this section.  History: [(41-294) 1961, ch. 330, sec. 304, p. 645; am. and redesig. 1994, ch. 219, sec. 6, p. 700; am. 1997, ch. 122, sec. 3, p. 369.]
ID Code § 41-295 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-295 - DUTIES OF THE INVESTIGATION SECTION.

41-295. DUTIES OF THE INVESTIGATION SECTION. The investigation section of the department of insurance shall have the following duties: (1) To conduct civil or criminal investigations within or outside this state as deemed necessary to determine whether any person has violated any provision of title 41, Idaho Code. (2) For purposes of any investigation under this code, the director, or any officer designated by him, may administer oaths and affirmations, subpoena bank records, subpoena witnesses and compel their attendance, take evidence, and require the production of any books, papers, correspondence, memoranda, agreements, or other documents the director deems relevant or material to the investigation. (3) The investigation section shall furnish all papers, documents, reports, complaints, or other facts of evidence to any police, sheriff or other law enforcement agency, when so requested, and will assist and cooperate with such law enforcement agencies. (4) The investigation section shall refer criminal violations of the code to the attorney general, county prosecutor, or other prosecutor having jurisdiction of any such violation. The attorney general, county prosecutor, or other prosecutor shall promptly institute and prosecute such action or proceedings against such person as the information may require or justify. Whoever is the prosecuting attorney of record shall have exclusive authority in all matters regarding such action or proceeding. (5) The investigation section shall have such other duties as the director of the department of insurance shall assign or as contained elsewhere in title 41, Idaho Code. (6) The investigation section shall be permitted to seek court ordered restitution as reimbursement, for the cost of investigation from those individuals successfully prosecuted under section 41-293, Idaho Code. Any restitution payments received pursuant to this section shall be deposited in the insurance administrative account as provided in section 41-401, Idaho Code.  History: [41-295, added 1994, ch. 219, sec. 7, p. 700; am. 1997, ch. 122, sec. 4, p. 369; am. 2005, ch. 74, sec. 3, p. 253.]
ID Code § 41-296 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-296 - CONFIDENTIALITY — COMPULSORY TESTIMONY.

41-296. CONFIDENTIALITY — COMPULSORY TESTIMONY. (1) The department of insurance, state fire marshal or authorized agency described in section 41-291, Idaho Code, which has received any information furnished pursuant to section 41-258, 41-290 or 41-292, Idaho Code, shall hold the information and the information shall be subject to disclosure according to chapter 1, title 74, Idaho Code. (2) Any authorized agency referred to in section 41-291, Idaho Code, or their personnel, may be required to testify in any litigation in which the insurance company at interest is named as a party, if such testimony is not otherwise privileged by law.  History: [41-296, added 1982, ch. 120, sec. 19, p. 346; am. 1990, ch. 213, sec. 53, p. 523; am. and redesig. 1994, ch. 219, sec. 8, p. 701; am. 2015, ch. 141, sec. 107, p. 456.]
ID Code § 41-297 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-297 - DISCLOSURE REQUIREMENTS.

41-297. DISCLOSURE REQUIREMENTS. (1) No person or agency shall intentionally or knowingly refuse to release any information requested pursuant to section 41-292(1) or (3), Idaho Code. (2) No person shall intentionally or knowingly refuse to provide authorized agencies relevant information pursuant to section 41-292(2), Idaho Code. (3) No person shall fail to hold in confidence information required to be held in confidence by section 41-296, Idaho Code. (4) Whoever violates subsection (1), (2) or (3) of this section, is guilty of a misdemeanor, and upon conviction, shall be punished by a fine not to exceed one thousand dollars ($1,000). In addition to any criminal penalty, if the person is an insurance company or other person licensed by or regulated by the director of insurance, the director may, after hearing thereon, impose an administrative penalty on the violator not to exceed five thousand dollars ($5,000).  History: [(41-297) 1982, ch. 120, sec. 19, p. 347; am. and redesig. 1994, ch. 219, sec. 9, p. 702.]
ID Code § 41-298 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-298 - JURISDICTION — CONSTRUCTION OF PROVISIONS.

41-298. JURISDICTION — CONSTRUCTION OF PROVISIONS. (1) The provisions of this chapter shall not be construed to affect or repeal any ordinance of any municipality relating to fire prevention or the control of arson or fraud, but the jurisdiction of the state fire marshal, the director, department of insurance, and the director, Idaho state police, in such municipality is to be concurrent with that of the municipal and county authorities. (2) With the exception of section 41-291(7), Idaho Code, all other provisions of this chapter shall not be construed to impair any existing statutory or common law rights or powers.  History: [(41-298) 1982, ch. 120, sec. 19, p. 347; am. and redesig. 1994, ch. 219, sec. 10, p. 702; am. 2000, ch. 469, sec. 105, p. 1558.]
ID Code § 41-301 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 3 - AUTHORIZATION OF INSURERS AND GENERAL REQUIREMENTS|Section 41-301 - “STOCK” INSURER DEFINED.

41-301. "STOCK" INSURER DEFINED. For the purposes of this code a "stock" insurer is an incorporated insurer with its capital divided into shares and owned by its stockholders.  History: [41-301, added 1961, ch. 330, sec. 64, p. 645.]
ID Code § 41-302 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 3 - AUTHORIZATION OF INSURERS AND GENERAL REQUIREMENTS|Section 41-302 - “MUTUAL” INSURER DEFINED.

41-302. "MUTUAL" INSURER DEFINED. A "mutual" insurer is an incorporated insurer without capital stock and the governing body of which is elected by its policy holders. This definition shall not be deemed to exclude as "mutual" insurers certain foreign insurers found by the director to be organized on the mutual plan under the laws of their states of domicile, but having temporary share capital or providing for election of the insurer’s governing body on a reasonable basis by policy holders and others.  History: [41-302, added 1961, ch. 330, sec. 65, p. 645.]
ID Code § 41-302A (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 3 - AUTHORIZATION OF INSURERS AND GENERAL REQUIREMENTS|Section 41-302A - “DEPOSIT GUARANTEE” CORPORATION DEFINED.

41-302A. "DEPOSIT GUARANTEE" CORPORATION DEFINED. A deposit guarantee corporation is an incorporated insurer without capital stock, the members of which are policy holders and the governing body of which is elected by its members.  History: [41-302A, added 1983, ch. 177, sec. 1, p. 484.]
ID Code § 41-303 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 3 - AUTHORIZATION OF INSURERS AND GENERAL REQUIREMENTS|Section 41-303 - “RECIPROCAL” INSURER DEFINED.

41-303. "RECIPROCAL" INSURER DEFINED. A "reciprocal" insurer is as defined in section 41-2902.  History: [41-303, added 1961, ch. 330, sec. 66, p. 645.]
ID Code § 41-304 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 3 - AUTHORIZATION OF INSURERS AND GENERAL REQUIREMENTS|Section 41-304 - “CHARTER” DEFINED.

41-304. "CHARTER" DEFINED. "Charter" means articles of incorporation, articles of agreement, articles of association or other basic constituent document of a corporation, or the power of attorney of a reciprocal insurer.  History: [41-304, added 1961, ch. 330, sec. 67, p. 645.]
ID Code § 41-305 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 3 - AUTHORIZATION OF INSURERS AND GENERAL REQUIREMENTS|Section 41-305 - CERTIFICATE OF AUTHORITY REQUIRED.

41-305. CERTIFICATE OF AUTHORITY REQUIRED. (1) No person shall act as an insurer and no insurer or its agents, attorneys, subscribers, or representatives shall directly or indirectly transact insurance in this state except as authorized by a subsisting certificate of authority issued to the insurer by the director, except as to such transactions as are expressly otherwise provided for in this code. (2) No insurer shall from offices or by personnel or facilities located in this state solicit insurance applications or otherwise transact insurance in another state or country unless it holds a subsisting certificate of authority issued to it by the director authorizing it to transact the same kind or kinds of insurance in this state.  History: [41-305, added 1961, ch. 330, sec. 69, p. 645.]
ID Code § 41-306 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 3 - AUTHORIZATION OF INSURERS AND GENERAL REQUIREMENTS|Section 41-306 - EXCEPTIONS TO CERTIFICATE OF AUTHORITY REQUIREMENT.

41-306. EXCEPTIONS TO CERTIFICATE OF AUTHORITY REQUIREMENT. A certificate of authority and application therefor pursuant to section 41-319, Idaho Code, shall not be required of an insurer with respect to the following: (1) Investigation, settlement, or litigation of claims under its policies lawfully written in this state, or liquidation of assets and liabilities of the insurer (other than collection of new premiums), all as resulting from its former authorized operations in this state. (2) Transactions thereunder subsequent to issuance of a policy covering only subjects of insurance not resident, located or expressly to be performed in this state at time of issuance, and lawfully solicited, written and delivered outside this state. (3) Transactions pursuant to surplus lines coverages lawfully written under chapter 12, title 41, Idaho Code. (4) Reinsurance, when transacted by an insurer duly authorized by its state of domicile to transact the kind of insurance involved. (5) The continuation and servicing of life insurance or disability insurance policies or annuity contracts remaining in force as to residents of this state if the insurer has withdrawn from the state and is not transacting new insurance therein. (6) A foreign insurer licensed and authorized to sell individual or group accident and sickness insurance in another state as defined pursuant to section 41-306A, Idaho Code, and the insurer obtains a certificate of authority pursuant to that section.  History: [41-306, added 1961, ch. 330, sec. 69, p. 645; am. 2018, ch. 166, sec. 1, p. 339.]
ID Code § 41-307 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 3 - AUTHORIZATION OF INSURERS AND GENERAL REQUIREMENTS|Section 41-307 - AUTHORIZATION FOR INVESTMENT PURPOSES ONLY.

41-307. AUTHORIZATION FOR INVESTMENT PURPOSES ONLY. A foreign insurer may make investments in this state without certificate of authority as provided by section 30-21-502, Idaho Code. Such an insurer shall not be subject to any other provision of this code.  History: [41-307, added 1961, ch. 330, sec. 70, p. 645; am. 1980, ch. 197, sec. 27, p. 453; am. 1999, ch. 65, sec. 2, p. 169; am. 2017, ch. 58, sec. 20, p. 116.]
ID Code § 41-308 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 3 - AUTHORIZATION OF INSURERS AND GENERAL REQUIREMENTS|Section 41-308 - GENERAL ELIGIBILITY FOR CERTIFICATE OF AUTHORITY.

41-308. GENERAL ELIGIBILITY FOR CERTIFICATE OF AUTHORITY. To qualify for and hold authority to transact insurance in this state an insurer must be otherwise in compliance with this code and with its charter powers, and must be an incorporated stock insurer, or an incorporated mutual insurer, or a reciprocal insurer, of the same general type as may be formed as a domestic insurer under this code; except that: (1) No insurer shall be authorized to transact insurance in this state which does not maintain reserves as required by chapter 6 (assets and liabilities) of this code applicable to the kind or kinds of insurance transacted by such insurer, wherever transacted in the United States. (2) Before granting authority to an insurer to transact insurance in this state, the director shall take into consideration the length of time the insurer has been transacting insurance; the net profit or loss experienced over the previous five (5) years; or any other factor which for good reason he believes could make the admittance of the insurer not in the best interest of the insurance-buying public. (3) The director shall not grant or continue authority to transact insurance in this state as to any insurer the management of which is found by him to be untrustworthy, or so lacking in insurance experience as to make the proposed operation hazardous to the insurance-buying public; or which he has good reason to believe is affiliated directly or indirectly through ownership, control, reinsurance transactions or other insurance or business relations, with any person or persons whose business operations are or have been marked, to the detriment of policyholders or stockholders or investors or creditors or of the public, by manipulation or dissipation of assets, or manipulation of accounts, or of reinsurance, or by similar injurious actions.  History: [41-308, added 1961, ch. 330, sec. 71, p. 645; am. 1986, ch. 42, sec. 1, p. 126; am. 2006, ch. 49, sec. 2, p. 142.]
ID Code § 41-309 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 3 - AUTHORIZATION OF INSURERS AND GENERAL REQUIREMENTS|Section 41-309 - GOVERNMENT-OWNED INSURERS NOT TO BE AUTHORIZED.

41-309. GOVERNMENT-OWNED INSURERS NOT TO BE AUTHORIZED. No insurer the voting control or ownership of which is held in whole or substantial part by any government or governmental agency, or which is operated for or by any such government or agency, other than the Idaho state insurance fund, shall be authorized to transact insurance in this state. Membership in a mutual insurer, or subscribership in a reciprocal insurer, or ownership of stock of an insurer by the alien property custodian or similar official of the United States, or supervision of an insurer by public insurance supervisory authority shall not be deemed to be an ownership, control, or operation of the insurer for the purposes of this section.  History: [41-309, added 1961, ch. 330, sec. 72, p. 645; am. 1998, ch. 428, sec. 10, p. 1359; am. 2003, ch. 377, sec. 2, p. 1009; repeal and new section added 2003, ch. 377, secs. 3 & 4, p. 1010.]
ID Code § 41-310 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 3 - AUTHORIZATION OF INSURERS AND GENERAL REQUIREMENTS|Section 41-310 - PAYMENT OF BACK TAXES.

41-310. PAYMENT OF BACK TAXES. (1) In addition to other applicable requirements therefor, no insurer formerly an authorized insurer in this state and again seeking admission to this state as an authorized insurer shall be so authorized unless the insurer, as part of its application for such authority, includes a written statement duly sworn to by at least two (2) of its executive officers of all premiums received by the insurer with respect to insurance on subjects of insurance resident, located, or to be performed in this state, subsequent to its previous withdrawal for any cause from this state, and pays to the state premium tax thereon at the same rate and in the same amount as the insurer would have paid on such premiums had it continued to be an authorized insurer in this state during the period interim its withdrawal and its re-application for authority. (2) Any insurer not theretofore authorized in this state which, within three (3) years prior to its application for authority to transact insurance in Idaho has transacted insurance in this state in violation of the laws of Idaho, shall not be granted such authority unless it is otherwise fully qualified therefor, files with the director a written statement sworn to by two (2) of its executive officers of all premiums received by it during such three (3) years with respect to insurance on subjects resident, located or to be performed in Idaho, and pays to the director as an additional fee for the filing of its application for certificate of authority, an amount of money equal to the premium tax which it would have paid to this state with respect to such premiums if it had been an authorized insurer in this state throughout such period.  History: [41-310, added 1961, ch. 330, sec. 73, p. 645.]
ID Code § 41-311 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 3 - AUTHORIZATION OF INSURERS AND GENERAL REQUIREMENTS|Section 41-311 - NAME OF INSURER.

41-311. NAME OF INSURER. (1) No insurer shall be formed, authorized or otherwise allowed to transact insurance in this state which has or uses a name or principal identifying name factor which is the same as or deceptively similar to that of another insurer earlier authorized or allowed to transact insurance in this state. (2) No life insurer shall be authorized or otherwise allowed to transact insurance in this state which has or uses a name deceptively similar to that of another insurer authorized or otherwise allowed to transact insurance in this state within the preceding ten (10) years if life insurance policies originally issued by such other insurer are still outstanding in this state. (3) No insurer shall hereafter be formed, newly authorized or otherwise allowed to transact insurance in this state which has or uses a name the same as or deceptively similar to the name of any foreign insurer doing business elsewhere than in this state if such foreign insurer has within the last preceding twelve (12) months signified its intention to secure incorporation in this state under such name, or do business as a foreign insurer in this state under such name by filing notice of such intention with the director, unless the written consent to the use of such name or deceptively similar name has been given by such foreign insurer. (4) No insurer shall be authorized or otherwise allowed to transact insurance in this state which has or uses a name which tends to deceive or mislead as to the type of organization of the insurer. (5) In case of conflict of names hereafter between two (2) insurers, or a conflict otherwise prohibited under this section, the director may permit, or shall require as a condition to the issuance of an original certificate of authority or other approval to transact insurance in this state to an applicant insurer, the insurer to use in this state such supplementation or modification of its name or such business name as may reasonably be necessary to avoid the conflict. No such name, supplementation or modification shall contain the principal identifying factor of the name of any other insurer already authorized or otherwise allowed to transact insurance in this state.  History: [41-311, added 1961, ch. 330, sec. 74, p. 645; am. 2004, ch. 91, sec. 1, p. 331.]
ID Code § 41-312 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 3 - AUTHORIZATION OF INSURERS AND GENERAL REQUIREMENTS|Section 41-312 - COMBINATIONS OF INSURING POWERS — ONE INSURER.

41-312. COMBINATIONS OF INSURING POWERS — ONE INSURER. An insurer which otherwise qualifies therefor may be authorized to transact any one (1) kind or combination of kinds of insurance as defined in chapter 5 of this code, except: (1) A life insurer may grant annuities and may be authorized to transact in addition only disability insurance; except, that the commissioner shall, if the insurer otherwise qualifies therefor, continue so to authorize any life insurer which immediately prior to the effective date of this code was lawfully authorized to transact in this state a kind or kinds of insurance in addition to life, and disability, insurances and annuity business. (2) A reciprocal insurer shall not transact life insurance. (3) A title insurer shall be a stock insurer, and shall not transact any other kind of insurance. This provision shall not prohibit the ceding of reinsurance by a title insurer to insurers other than mutual or reciprocal insurers.  History: [41-312, added 1961, ch. 330, sec. 75, p. 645.]
ID Code § 41-313 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 3 - AUTHORIZATION OF INSURERS AND GENERAL REQUIREMENTS|Section 41-313 - CAPITAL FUNDS REQUIRED — FOREIGN INSURERS AND NEW DOMESTIC INSURERS.

41-313. CAPITAL FUNDS REQUIRED — FOREIGN INSURERS AND NEW DOMESTIC INSURERS. (1) To qualify for and maintain authority to transact any one (1) kind of insurance (as defined in chapter 5) or combination of kinds of insurance as shown below, a foreign insurer, or a domestic insurer shall possess and thereafter maintain unimpaired paid-up capital stock (if a stock insurer) or unimpaired basic surplus (if a mutual insurer or reciprocal insurer), and shall possess and thereafter maintain additional funds in surplus as follows:       Kind or kinds of insurance   Paid-up capital stock or basic surplus   Additional  surplus       Life     $1,000,000   $1,000,000      Disability     1,000,000   1,000,000      Life and disability     1,000,000   1,000,000      Property     1,000,000   1,000,000      General casualty     1,000,000   1,000,000      Marine and transportation     1,000,000   1,000,000      Vehicle     1,000,000   1,000,000      Surety     1,000,000   1,000,000      Any two of the following          kinds of insurance:          Property, marine and          transportation, general          casualty, vehicle,           surety, disability     1,000,000   1,000,000      Title     500,000   500,000     Multiple lines (all insurance          except life and           title insurance)     1,000,000   1,000,000      Mortgage guaranty insurance     1,500,000   1,500,000      (2) An insurer holding a valid certificate of authority to transact insurance in this state shall comply with the paid-up capital stock or basic surplus and additional surplus requirements set forth in subsection (1) of this section. The director shall not grant such an insurer authority to transact any other or additional kinds of insurance unless it then fully complies with the requirements as to paid-up capital stock and additional surplus (if a stock insurer) or basic surplus and additional surplus (if a mutual or foreign reciprocal insurer) as applied to all the kinds of insurance which it then proposes to transact. (3) Capital and surplus requirements are based upon all the kinds of insurance transacted by the insurer in any and all areas in which it operates or proposes to operate, whether or not only a portion of such kinds are to be transacted in this state. (4) An insurance company holding a valid certificate of authority to transact insurance in this state immediately prior to January 1, 1995, shall have a period of three (3) years from and after that date within which to comply with the increase in capital and surplus requirements.  History: [41-313, added 1961, ch. 330, sec. 76, p. 645; am. 1969, ch. 214, sec. 6, p. 625; am. 1986, ch. 57, sec. 1, p. 164; am. 1993, ch. 279, sec. 3, p. 946; am. 1994, ch. 240, sec. 1, p. 752; am. 1995, ch. 96, sec. 1, p. 273.]