reglab/housing_qa huggingface dataset:
MA Gen L ch 175 § 101b (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 101b - Reference of Amount of Loss Under Policy of Fire Insurance to Referees; Liability of Company and Insured for Compensation and Expenses of Third Referee; Review by Commissioner

Section 101B. The company and the insured shall, if an award is rendered by the referees in favor of the insured, each be liable to the third referee for one half of his charges for compensation and expenses. The company shall, if an award is rendered in its favor or if no award is rendered, be liable to the third referee for the full amount thereof, but in such case, if the company makes any payment to the insured in settlement of his claim, it may deduct therefrom one half of such charges. The third referee shall forthwith, upon the publication of an award in favor of the insured, furnish the company and the insured with a written statement specifying in detail his charges for compensation and expenses, and he shall forthwith upon the publication of an award in favor of the company, or if no award is rendered, furnish such a statement to the company alone. The company or the insured, if aggrieved by said charges, may within ten days from such publication, or, if no award is rendered, from the rendition of said statement, file with the commissioner, in such form as he may prescribe, a petition for a review thereof. After due hearing, notice of which shall be given forthwith by the commissioner to all parties in interest, the commissioner shall forthwith review and approve or disapprove said charges, in whole or in part, and his findings and decision shall be forthwith communicated in writing to the parties and shall, as well as all findings of fact made by him under section one hundred, one hundred A or one hundred B, be final and conclusive.
MA Gen L ch 175 § 101c (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 101c - Reference of Amount of Loss Under Policy of Fire Insurance to Referees; Payment of Charges of Third Referee

Section 101C. Payment of the third referee's charges, which shall be due and payable, except as hereinafter provided, upon the expiration of the ten day period provided by section one hundred and one B for filing a petition for review, shall in all cases be made by the company, deducting from any award in favor of the insured his share of such charges. Neither payment of such charges to the referee or of an award to the insured, whether or not the sixty day period prescribed in said standard form of policy or in section one hundred and two has expired, shall be made prior to the expiration of said ten day period unless the insured in writing waives his right to petition for a review under section one hundred and one B, nor until notice of the commissioner's decision on such review if a petition therefor is filed as aforesaid; but the company shall not be liable for interest on an award during said period of ten days or pending said decision. The payment of the compensation or expenses, or both, of any referee shall not in any case preclude the insured or the company from contesting the validity of the award.
MA Gen L ch 175 § 101d (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 101d - Determination by Referees of Sound Value of Property Affected

Section 101D. If a policy of fire insurance contains a reduced rate or co-insurance clause, and if, in case of loss, the parties do not agree as to the sound value of the property affected, such value shall be determined by the referees chosen to determine the loss. If the parties agree as to the loss, but do not agree as to the amount of the sound value, said value shall be determined by referees appointed as provided in and subject to the provisions of sections one hundred to one hundred and one G, inclusive, and of said standard form. An award in writing of a majority of the referees shall be final and conclusive on the parties as to the amount of the sound value.
MA Gen L ch 175 § 101e (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 101e - Reference of Amount of Loss or Sound Value of Affected Property Under Policy of Fire Insurance to Referees; Non-Waiver of Legal Defenses to Claim

Section 101E. A company which in compliance with section one hundred or one hundred and one D joins in reference proceedings shall not thereby be held to have waived any legal defense to the claim in respect to which the reference proceedings are held and such proceedings shall fix only the amount of the loss sustained by the insured or the sound value of the property, as the case may be, unless both parties shall agree in writing that the reference shall be held and shall proceed under the provisions of chapter two hundred and fifty-one.
MA Gen L ch 175 § 101f (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 101f - Reference of Amount of Loss or Sound Value of Affected Property Under Policy of Fire Insurance to Referees; Penalty for Non-Compliance With Secs. 100, 101a or 101d

Section 101F. A company, or an officer, agent, adjuster or representative thereof having authority to represent the company in respect to a reference proceeding, who wilfully refuses to comply with the provisions of sections one hundred, one hundred A, or one hundred and one D, shall be punished by a fine of not less than one hundred nor more than five hundred dollars.
MA Gen L ch 175 § 101g (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 101g - Reference of Amount of Loss or Sound Value of Affected Property Under Policy of Fire Insurance to Referees; Effect of Appointment of Receiver for Domestic Fire Company

Section 101G. The appointment of a receiver for a domestic fire company, whether before or after any referees are chosen, selected or appointed under sections one hundred to one hundred and one E, inclusive, shall not affect the requirements of said sections, and the receiver shall be under the same duties and obligations and have the same rights and powers in relation to referees as are imposed and conferred by said sections upon the company. Any claim of a referee, whether chosen or appointed before or after the receiver's appointment, for his compensation and expenses due from the company or the receiver shall be deemed and treated as preferred over claims for losses.
MA Gen L ch 175 § 101h (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 101h - Sound Value

Section 101H. In all cases involving actual cash value coverage, sound value shall be synonymous with actual cash value.
MA Gen L ch 175 § 102 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 102 - Proof of Loss; Written Notice of Fire in Lieu of Sworn Statement Specified by Sec. 99

Section 102. The failure of the insured under a fire policy in the standard form prescribed by section ninety-nine to render the sworn statement specified therein forthwith upon the occurrence of loss or damage by fire shall not preclude recovery therefor, if the insured, forthwith upon the occurrence thereof, gives written notice of the fire, and the location thereof, to the company and if the insured, immediately upon receipt of any written request so to do made by the company forthwith after it receives such written notice, renders such sworn statement to the company. If, after receiving such written notice, the company does not forthwith make a written request for the sworn statement, the periods of time within which the company shall, as provided in such policy, pay the amount for which it is liable, or replace the property, or notify the insured of its intention to rebuild or repair the premises, shall be computed from the time when the company receives such written notice. If such an insured fails both to render a sworn statement as required by the policy and to give such a written notice as aforesaid and if the company sends an agent or representative to the insured for the purpose of investigating, estimating or appraising the loss or damage or adjusting the claim therefor, such failure shall not preclude recovery under the policy; provided, that the insured, immediately upon receipt of any written request so to do made by the company forthwith after the sending of an agent or representative as aforesaid, renders said sworn statement to the company. If, after sending the agent or representative as aforesaid, the company does not forthwith make a written request for the said sworn statement, the periods of time aforesaid shall be computed from the time when the agent or representative was so sent. If such an insured renders said sworn statement forthwith in compliance with a written request made by the company as hereinbefore provided, the periods of time aforesaid shall be computed from the time when the company receives said sworn statement. A written notice under this section may be given, and the sworn statement specified in said standard form may be rendered, to the company at its home office or at the office of the agent who issued or executed the policy or to the said agent. The provisions of this section shall also apply in case of claims for loss or damage from any hazard other than fire insured against under such a policy.
MA Gen L ch 175 § 102b (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 102b - Combination Policies; Mutual Companies

Section 102B. The provisions of sections seventy-six, eighty, eighty-one, eighty-three, ninety-six, ninety-eight, one hundred, one hundred and one and one hundred and two shall apply to policies issued under section one hundred and two A, to dividends and assessments and to reference proceedings and to claims thereunder except as hereinafter provided. The person insured under such a policy issued by mutual companies shall be deemed to be a member of each company while the policy is in force and entitled to one vote at the meetings of each company. The notice, endorsement and statement required by said sections seventy-six, eighty and eighty-one, respectively, shall be in such form and in such place on the policy as the commissioner may prescribe. The dividends under said section eighty, the contingent mutual liability of the insured fixed by said sections eighty-one and eighty-three and the liability of each company for the proportionate excess mentioned in said section ninety-six shall be computed or based on such proportion of the total premium for the policy as the amount insured by such company bears to the total amount insured under the policy. The notice to policyholders required by said section eighty shall be sent by each such company to the insured. The provisions of section ninety-eight shall apply to the application, if any, of the insured to each such company and to their by-laws. The written request by the insured for a reference under said section one hundred, the written notice of a claim authorized by said section one hundred and two or the sworn statement upon the written demand by a company as provided in said section one hundred and two may be made or given to any one of such companies or, in the case of said notice, to the agent of any one of such companies, and such request, notice or statement so made or given shall be deemed valid and sufficient as to all such companies. The request for a sworn statement under said section one hundred and two may be made by any such company, and such request shall be deemed a sufficient request upon the insured as to all of such companies. All such companies shall, upon the written request under section one hundred being made to any one of such companies, join in the reference proceeding and shall jointly exercise the powers and perform the duties imposed upon a company by said section. Nothing in this section shall be construed as affecting, except as provided herein, any provision of law relative to the rights, powers, duties and liabilities of mutual fire companies and persons insured thereby.
MA Gen L ch 175 § 102d (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 102d - National Flood Insurance Program; Authorization of Participating Companies to Issue Policies; Proof of Loss; Service of Process

Section 102D. Any insurance company authorized to transact business under the first clause of section forty-seven and notifying the commissioner of its participation in the flood insurance program established under the National Flood Insurance Act of 1968, and any amendments thereof, may, either in its own name or in the name of an association of insurance companies joined together in a pool or otherwise to provide flood insurance, issue a policy of insurance against loss or damage to property by flood and other hazards within the scope of said act at appropriate premiums and on terms and conditions established by the Secretary of the United States Department of Housing and Urban Development notwithstanding the provisions of any rate regulatory or other insurance law of the commonwealth. Any such policy issued in the name of any such association shall have affixed thereto the corporate name of the company issuing such policy and any notice, sworn statement or proof of loss which may be required by the provisions of said policy shall be rendered, made or given said company and such notice, sworn statement or proof of loss so rendered, made or given shall be valid and binding as to such association. In any action or suit under the policy, service of process shall be made on said company and such service shall be deemed valid and binding service upon such association. Policies issued by any mutual company under the authority of this section need not conform to the requirements of sections seventy-six, eighty and eighty-one applicable to other policies issued by such company.
MA Gen L ch 175 § 102e (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 102e - Crime Insurance Policies

Section 102E. Any insurance companies authorized to transact business under clause Twelfth of section forty-seven and notifying the commissioner of their participation in a plan approved by the commissioner to succeed the Federal Crime Insurance Program established pursuant to Title VI of the Housing and Urban Development Act of 1970 may join together in a pool or otherwise to provide insurance and issue a policy of insurance for the risks described in said clause Twelfth of said section forty-seven, and in connection therewith shall use the service of a facility or association approved under chapter one hundred and seventy-five C. Any such policy shall be issued in the name of the Massachusetts Crime Insurance Program by such facility or association and any notice, sworn statement or proof of loss which may be required by the provisions of said policy shall be rendered, made or given to said facility or association and such notice, sworn statement or proof of loss so rendered, made or given shall be valid and binding as to all participating insurers. In any action or suit under the policy, service of process shall be made on such facility or association and such service shall be deemed valid and binding service upon all participating insurers. Policies issued by any mutual company under the authority of this section need not conform to the requirements of sections seventy-six, eighty and eighty-one applicable to other policies issued by such companies.
MA Gen L ch 175 § 106 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 106 - Foreign Fidelity and Corporate Surety Companies; Deposit With State Treasurer

Section 106. A foreign company of the class designated in the preceding section shall not be admitted and authorized to transact business in the commonwealth until, besides complying with sections one hundred and fifty-one and one hundred and fifty-five, it has satisfied the commissioner that it has made a deposit with the state treasurer or with the proper board or officer of some other state of the United States, in exclusive trust for the benefit and security of all its policyholders in the United States including obligees of bonds executed by such company as surety, of an amount not less than one hundred thousand dollars. Such deposit, if made in this commonwealth, may be made in the securities and subject to the limitations specified in sections sixty-three and sixty-six, or in cash or in such other securities as the commissioner may approve, provided that bonds need not be accepted by the state treasurer unless in registered form and of denominations satisfactory to him, and shall not be returned to the company until it has ceased to transact business in the commonwealth nor until the commissioner is satisfied that the company is under no obligation to such policyholders or obligees in the commonwealth or in any other state of the United States for whose benefit such deposit was made, nor until he has given his written consent to such return; provided, that the commissioner may, in any case, authorize in writing the return to the company of any excess of any deposit made under this section over the amount required thereby, if he is satisfied that such return will not be prejudicial to the interests of such policyholders or obligees.
MA Gen L ch 175 § 107 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 107 - Surety Bonds; Status

Section 107. The bonds on which such company becomes surety shall not be deemed insurance contracts as defined in section two, but the company shall otherwise be subject to this chapter so far as applicable, and insurance agents and brokers shall in respect to such bonds be subject to all the provisions of this chapter applying to them in respect to insurance contracts.
MA Gen L ch 175 § 108a (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 108a - Refusal to Issue Policy of Accident and Sickness Insurance for Reason of Blindness or Deafness Prohibited

Section 108A. No insurer authorized to issue policies of accident and sickness insurance in the commonwealth shall refuse, for the reason of blindness or deafness, to issue an individual policy of accident and sickness insurance, which provides hospital expense and surgical expense coverage, to any person residing in the commonwealth.
MA Gen L ch 175 § 108b (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 108b - Inclusion of Registered Dentists Within Meaning of ''physician'' or ''doctor'' as Used in Policies of Accident and Sickness Insurance or Contracts for Health Care, Services or Benefits

Section 108B. Whenever the terms ''physician'' or ''doctor'' are used in any policy of accident and sickness insurance issued in the commonwealth or in any contract for the provision of health care, services or benefits issued by any health, medical or other service corporation or company existing under and by virtue of any laws of the commonwealth, said terms shall include within its meaning those persons licensed in accordance with the provisions of sections forty-three to fifty-three, inclusive, of chapter one hundred and twelve in respect to any oral surgical care, services, procedures or benefits covered by said policy of insurance or health care contract which said persons are licensed to perform.
MA Gen L ch 175 § 108c (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 108c - Discrimination in Issuance, Denial, Cancellation, Renewal or Rates of Policy of Accident and Sickness Insurance for Reason of Exposure to Diethylstilbestrol or Des Compounds Prohibited

Section 108C. No individual policy of accident and sickness insurance issued pursuant to section one hundred and eight or group blanket policy of accident and sickness insurance, issued pursuant to section one hundred and ten, or any renewals thereof, shall be denied, cancelled or fail to be renewed, nor shall any excessive rates be charged or restrictions or length of coverage be imposed, nor shall any other factor be altered in such a way as to constitute discrimination primarily because the insured person has had a suspected, alleged or confirmed exposure to the potential hazards and afflictions of diethylstilbestrol or compounds commonly referred to as DES. The practices prohibited under this section shall include not only those overtly discriminatory but also practices and devices which are fair in form but discriminatory in practice.
MA Gen L ch 175 § 108d (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 108d - Reimbursement for Chiropractic Services

Section 108D. Whenever any policy, contract, agreement, plan or certificate of insurance, including any self-insured sickness, health or welfare plan issued within or without the commonwealth provides for reimbursement for any service which is within the lawful scope of practice of a chiropractor licensed under the provisions of chapter one hundred and twelve, the insured or other person entitled to benefits under such policy, contract, agreement, plan or certificate shall be entitled to reimbursement for such services, whether such services are performed by a medical physician or a chiropractor licensed by the commonwealth, notwithstanding any provision contained in such policy, contract, agreement, plan or certificate to the contrary.
MA Gen L ch 175 § 108g (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 108g - Discrimination in Issuance, Denial, Cancellation, Renewal or Rates of Policy of Accident and Sickness Insurance Based on Information That Individual Has Been Victim of Abuse Prohibited

Section 108G. No company, and no officer or agent thereof, and no insurance broker, shall cancel, refuse to issue or renew, or in any way make or permit any distinction or discrimination in the amount or payment of premiums or rates charged, in the length of coverage, or in any other of the terms and conditions of an individual policy of accident or sickness insurance, authorized pursuant to section one hundred and eight, or group blanket policy of accident and sickness insurance, authorized pursuant to section one hundred and ten, or a policy providing coverage against disability from injury or disease, based on information that an individual has been a victim of abuse, as defined by section one of chapter two hundred and nine A. No company, and no officer or agent thereof, and no insurance broker shall seek information that such person has been a victim of abuse as defined by said section one of said chapter two hundred and nine A. The practices prohibited under this section shall include not only those overtly discriminatory but also practices and devices which are fair in form but discriminatory in practice. Nothing in this section shall be construed as creating a special class of insureds who have been victims of abuse as defined by said section one of said chapter two hundred and nine A. Any violation of this section shall constitute an unfair method of competition or an unfair or deceptive act or practice in violation of chapters ninety-three A and one hundred and seventy-six D.