reglab/housing_qa huggingface dataset:
GA Code § 33-29-14 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 29 - Individual Accident and Sickness Insurance|§ 33-29-14. Application For, and Ownership Of, Policies by Persons Other Than Insured

 This chapter shall not be construed as preventing a person other than the insured with a proper insurable interest from making application for and owning a policy covering the insured or from being entitled under such policy to any indemnities, benefits, and rights provided in the policy.   (Code 1933, § 56-3012, enacted by Ga. L. 1960, p. 289, § 1.)   RESEARCH REFERENCES   C.J.S.   - 44 C.J.S., Insurance, § 358 et seq.   ALR.    - Election of option under insurance policy where person otherwise entitled is dead, incompetent, or an infant, 127 A.L.R. 454; 136 A.L.R. 1045.
GA Code § 33-29-15 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 29 - Individual Accident and Sickness Insurance|§ 33-29-15. Exemption of Policy Proceeds From Liability for Debts of Insured and Beneficiary

  The proceeds or avails of all accident and sickness policies and of provisions providing benefits on account of the insured's disability which are supplemental to life insurance or annuity contracts, except credit accident and sickness policies and credit life policies, shall be exempt from all liability for any debt of the insured and from any debt of the beneficiary existing at the time the proceeds are made available for his or her use.   The exemption of income benefits payable as the result of disability shall not exceed an average of $250.00 of such benefits per month of the period of disability.    (Code 1933, § 56-3015, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 2019, p. 386, § 95/SB 133.)    The 2019 amendment,  effective July 1, 2019, in subsection (a), substituted "contracts" for "contract" in the middle, and inserted "or her" near the end.   RESEARCH REFERENCES   ALR.    - Bankruptcy or insolvency of insured as affecting right of person injured to proceeds of indemnity insurance, in absence of provision in policy in that regard, 59 A.L.R. 1123.    Accident insurance as life insurance within exemption law, 111 A.L.R. 61.   Enforceability, in forum, of extraterritorial waiver of debtor's exemption valid where made, 60 A.L.R.2d 1449.
GA Code § 33-29-16 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 29 - Individual Accident and Sickness Insurance|§ 33-29-16. Compliance With Chapter by Attachment of Rider or Endorsement to Policy

 The requirements of this chapter may be complied with by the insurer by attaching to the policy such rider or endorsement as may be necessary for the purpose.   (Code 1933, § 56-3017, enacted by Ga. L. 1960, p. 289, § 1.)
GA Code § 33-29-17 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 29 - Individual Accident and Sickness Insurance|§ 33-29-17. Validity and Construction of Policies Delivered or Issued for Delivery in Violation of Chapter; Effect of Conflict Between Provisions Subject to Chapter and Other Provisions

  No policy provision which is not subject to this chapter shall make a policy, or any portion thereof, less favorable in any respect to the insured or the beneficiary than the provisions thereof which are subject to this chapter.   A policy delivered or issued for delivery to any person in this state in violation of this chapter shall be held valid but shall be construed as provided in this chapter. When any provision in a policy subject to this chapter is in conflict with any provision of this chapter, the rights, duties, and obligations of the insurer, the insured, and the beneficiary shall be governed by this chapter.    (Code 1933, § 56-3014, enacted by Ga. L. 1960, p. 289, § 1.)   RESEARCH REFERENCES   ALR.    - Decision of United States Supreme Court that insurance is interstate commerce as affecting state statutes relating to foreign insurance companies, 164 A.L.R. 500.
GA Code § 33-29-18 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 29 - Individual Accident and Sickness Insurance|§ 33-29-18. Franchise Insurance

  As used in this Code section, the term "employees" means the officers, managers, and employees and retired employees of the employer and the individual proprietor or partners if the employer is an individual proprietor or partnership.   Accident and sickness insurance on a franchise plan is that form of accident and sickness insurance issued to:   Two or more employees of any corporation, copartnership, or individual employer or any governmental corporation, agency, or department thereof; or   Ten or more members, employees, or employees of members of any trade or professional association or of a labor union or of any other association having had an active existence for at least two years, where the association or union has a constitution or bylaws and is formed in good faith for purposes other than that of obtaining insurance; where the persons, with or without their dependents, are issued the same form of an individual policy varying only as to amounts and kinds of coverage applied for by the persons under an arrangement whereby the premiums on the policies may be paid to the insurer periodically by the employer, with or without payroll deductions, or by the association or union for its members, or by some designated person acting on behalf of such employee or association or union.      (Code 1933, § 56-3018, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 1987, p. 1486, § 6.)   OPINIONS OF THE ATTORNEY GENERAL    General Assembly intended word "may" in this section to be permissive,  and a franchise accident and sickness policy form may be approved according to this interpretation. 1968 Op. Att'y Gen. No. 68-322.
GA Code § 33-29-21 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 29 - Individual Accident and Sickness Insurance|§ 33-29-21. Renewal or Continuation at Option of Insured

 Pursuant to the provisions of the federal Health Insurance Portability and Accountability Act of 1996, P.L. 104-191, and subject to applicable rules and regulations as issued by the Centers for Medicare and Medicaid Services, all insurers which issue, issue for delivery, deliver, or renew existing individual policies, certificates, or contracts of accident and sickness insurance in this state shall, subject only to timely payment of premiums, renew or continue such coverage at the option of the insured. Such other exemptions and exclusions as are permitted by the federal Health Insurance Portability and Accountability Act of 1996, P.L. 104-191, Section 2742 shall also apply to individual accident and sickness insurance and insurers in this state.    (Code 1981, §33-29-21, enacted by Ga. L. 1997, p. 1462, § 4; Ga. L. 2002, p. 415, § 33; Ga. L. 2019, p. 386, § 97/SB 133.)    The 2019 amendment,  effective July 1, 2019, in the first sentence of this Code section, deleted "on and after July 1, 1997," following "Medicaid Services," near the middle, and substituted "this state" for "the State of Georgia" in the middle.   Cross references.   - Conversion privileges and continuation rights, § 33-24-21.1.   Individual health insurance coverage availability, T. 33, C. 29A.    Continuation of similar coverage, § 33-30-15.   Editor's notes.   - Ga. L. 1997, p. 1462, § 1, not codified by the General Assembly, provides that that Act, which enacted this Code section, is intended to comply with the requirements of the federal Health Insurance Portability and Accountability Act of 1996, P.L. 104-191, as well as to provide an acceptable alternative mechanism for the availability of individual health insurance coverage as contemplated by that federal Act; and further provides that the Act shall be narrowly construed to achieve such purpose without otherwise limiting the state's legislative or regulatory powers with respect to insurance.
GA Code § 33-29-21.1 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 29 - Individual Accident and Sickness Insurance|§ 33-29-21.1. Availability of Accident and Sickness Policy Upon Termination of Dependent Coverage Based on Age of Dependent

 Every policy which contains a provision for termination of coverage of a dependent upon the reaching of a certain age shall contain a provision to the effect that, upon the date of the dependent reaching the age at which coverage would terminate under the provisions of the policy, the dependent shall be entitled to have issued to him or her, without evidence of insurability, upon application made to the company within 45 days following the date the dependent reaches the age at which coverage would terminate and upon the payment of the appropriate premium, an individual or family policy of accident and sickness insurance then being issued by the insurer which provides coverage most nearly similar to the coverage contained in the policy which was terminated by reason of such dependent reaching a certain age or any similar individual or family policy then being issued by the insurer which contains lesser coverage.Any and all probationary or waiting periods set forth in such an individual or family policy shall be considered as being met to the extent coverage was in force under the prior policy.    (Code 1981, §33-29-21.1, enacted by Ga. L. 2006, p. 183, § 2/HB 1456; Ga. L. 2019, p. 386, § 98/SB 133.)    The 2019 amendment,  effective July 1, 2019, inserted "such" near the end of the first sentence of this Code section.
GA Code § 33-29-22 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 29 - Individual Accident and Sickness Insurance|§ 33-29-22. Notice of Premium Increase

 Notice of any premium increase shall be mailed or delivered to each holder of an individual accident and sickness insurance policy not less than 60 days prior to the effective date of such increase.    (Code 1981, §33-29-22, enacted by Ga. L. 1999, p. 289, § 4; Ga. L. 2013, p. 1100, § 1/SB 236; Ga. L. 2014, p. 866, § 33/SB 340; Ga. L. 2016, p. 864, § 33/HB 737.)   Editor's notes.   - Ga. L. 1999, p. 289, § 6, not codified by the General Assembly, provides that this Act shall apply to plans, policies, or contracts issued, delivered, issued for delivery, or renewed on or after July 1, 1999.
GA Code § 33-29B-1 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 29B - Health Care Coverage for Children|§ 33-29B-1. Through 33-29b-8

 Repealed by Ga. L. 2012, p. 617, § 1/HB 1166, effective January 1, 2014.   Editor's notes.   - This chapter consisted of Code Sections33-29B-1 through33-29B-8, relating to health care coverage for children, and was based on Code 1981, §§ 33-29B-1 through33-29B-8, enacted by Ga. L. 2012, p. 617, § 1/HB 1166.
GA Code § 33-30A-2 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 30A - Health Plan Purchasing Cooperatives|§ 33-30A-2. Certificates of Authority Authorized and Required

  On and after July 1, 1997, the Commissioner is authorized to issue certificates of authority to nonprofit corporations to operate as health plan purchasing cooperatives to provide services to members located within particular geographic areas of the state in accordance with the provisions of this chapter.   A health plan purchasing cooperative authorized by the Commissioner pursuant to subsection (a) of this Code section may also offer other related employee benefits and services to its members, including continuation coverage administration and purchasing services for limited accident and sickness insurance coverages such as dental, vision, and long-term care; provided, however, that a purchasing cooperative offering such related benefits or services must provide separate and explicitly identified rate or fee schedules for such benefits and services to distinguish them from health benefit plan premiums and membership fees.     Any health benefit plan, limited accident and sickness policy, or other insurance offered through a cooperative must be provided by a carrier.   A cooperative may not directly provide insurance or bear any risk associated with any health benefit plan or other insurance offered through the cooperative.     No entity shall hold itself out as a health plan purchasing cooperative without a certificate of authority granted by the Commissioner. Any entity not authorized as a health plan purchasing cooperative by the Commissioner shall not use as part of its advertising or marketing any self-descriptive term which is confusingly similar to a health plan purchasing cooperative. Any entity not authorized as a health plan purchasing cooperative by the Commissioner and providing services substantially similar to those of a purchasing cooperative shall clearly indicate in its advertising and marketing materials that such entity is not a health plan purchasing cooperative. Failure to comply with this subsection shall be an unfair and deceptive act or practice in the business of insurance within the meaning of paragraph (1) of subsection (b) of Code Section 33-6-4.   Nothing in this chapter shall be deemed to permit a health plan purchasing cooperative to act as an insurer as defined in Code Section 33-1-2 or as an agent as defined in Code Section 33-23-1.     (Code 1981, §33-30A-2, enacted by Ga. L. 1997, p. 1072, § 1.)
GA Code § 33-30A-3 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 30A - Health Plan Purchasing Cooperatives|§ 33-30A-3. Areas of Service

  Each health plan purchasing cooperative shall serve a particular geographic area of the state that consists of either one entire county or more than one contiguous entire county. The Commissioner shall not authorize any purchasing cooperative to serve a geographic area which divides any county or contains noncontiguous counties.   Any purchasing cooperative which serves any portion of a metropolitan statistical area shall not serve less than all of that metropolitan statistical area. The Commissioner shall not authorize any purchasing cooperative to serve a geographic area which divides any metropolitan statistical area.   The authority granted by the Commissioner to a purchasing cooperative to serve a particular geographic area shall be nonexclusive, and there shall be no limit upon the number of purchasing cooperatives which may be authorized to serve any particular geographic area.   The Commissioner shall authorize service for any geographic service area as proposed by the applicant nonprofit corporation if such proposed service area meets the requirements of this Code section.   Except as provided elsewhere in this Code section, nothing in this chapter shall restrict the geographic area served by a purchasing cooperative having less than 100,000 enrolled member subscribers. For purposes of this subsection, the purchasing cooperative shall report to the Commissioner, in a manner prescribed by the Commissioner, the number of member subscribers enrolled in the purchasing cooperative on an annual basis. For purchasing cooperatives having greater than 100,000 enrolled member subscribers, the purchasing cooperative shall demonstrate annually, to the satisfaction of the Commissioner, that permission to continue to enroll additional member subscribers will not have an adverse effect on the availability of private health benefit plan coverage offered outside the purchasing cooperative's geographic service area. Failure to provide satisfactory evidence shall result in the suspension of the purchasing cooperative's authority to enroll additional member subscribers in all or part of the purchasing cooperative's geographic service area, until such time as the Commissioner shall conclude that the requirements of this subsection have been satisfied.   Officers, directors, or employees of a health plan purchasing cooperative shall not serve as officers, directors, or employees of another health plan purchasing cooperative.   A geographic area may include one or more contiguous counties in an adjoining state.     (Code 1981, §33-30A-3, enacted by Ga. L. 1997, p. 1072, § 1.)
GA Code § 33-30A-5 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 30A - Health Plan Purchasing Cooperatives|§ 33-30A-5. Responsibilities of Department

 The department shall assist health plan purchasing cooperatives. To this end, the department is responsible for:    Initially and thereafter annually certifying that each cooperative complies with the provisions of this chapter and regulations adopted pursuant to Code Section 33-30A-9. The department may decertify any cooperative if the cooperative fails to comply with the provisions of this chapter and the regulations adopted by the Commissioner;   Conducting an annual review of the performance of each cooperative to ensure that the cooperative is in compliance with the provisions of this chapter and applicable regulations;   Establishing criteria for plans to be offered through cooperatives to cooperative members. Such plans may include without limitation fee-for-service plans, preferred provider organizations, health maintenance organizations, provider sponsored health care corporation plans, and medical savings accounts;   Receiving and reviewing appeals by members of a cooperative and carriers whose grievances were not resolved by the cooperative; and   Providing annually to the House Committee on Insurance and the Senate Insurance and Labor Committee a detailed status report on the effect and administration of this chapter.     (Code 1981, §33-30A-5, enacted by Ga. L. 1997, p. 1072, § 1.)
GA Code § 33-30A-6 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 30A - Health Plan Purchasing Cooperatives|§ 33-30A-6. Notification to Members; Marketing Materials

  Each cooperative shall use appropriate, efficient, and standardized means to notify members of the availability of health benefit plan coverage offered through the cooperative.     Each cooperative shall make available to its members marketing materials prepared by or for the cooperative that accurately summarize the health benefit plans and other insurance and services that are offered through it to members, including descriptions and standardized comparisons of each plan or service and information on price, benefits, and measures of performance such as medical outcomes and consumer satisfaction. A purchasing cooperative shall disseminate such descriptive and comparative information to all members of the cooperative.   Such marketing materials and measures of performance shall be filed with and approved by the Commissioner prior to the use or dissemination of such materials or measures of performance.       Each cooperative shall offer annually to each member all health benefit plans and other insurance and services available through the cooperative and provide each member with the appropriate materials relating thereto.   Each purchasing cooperative shall adopt its own policy regarding whether member employers shall be permitted to limit the selection of carriers, health benefit plans, or other insurance for their employees from among those health benefit plans and other insurance policies offered through the purchasing cooperative. Any limitation imposed by an employer must be made without discrimination as to the health status of an individual or class.       (Code 1981, §33-30A-6, enacted by Ga. L. 1997, p. 1072, § 1.)
GA Code § 33-30A-7 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 30A - Health Plan Purchasing Cooperatives|§ 33-30A-7. Nonprofit Corporation Status; Certificate of Existence

    Each purchasing cooperative shall be a nonprofit corporation, and the provisions of Chapter 3 of Title 14 shall apply to each purchasing cooperative; provided, however, that the provisions of this chapter shall control to the extent of any conflict with the provisions of Chapter 3 of Title 14.   Prior to authorization by the Commissioner to operate as a health plan purchasing cooperative, a nonprofit corporation must provide the Commissioner with a certificate of existence issued pursuant to Code Section 14-3-128.     A purchasing cooperative may not amend its articles of incorporation to operate as a for profit corporation.   Nothing in this Code section shall limit a cooperative from contracting with a for profit corporation to provide services specified in paragraph (10) of subsection (b) of Code Section 33-30A-4.     No person having had a financial interest in a purchasing cooperative's financing, marketing, or delivery of services, other than as a representative of a member employer or a consumer of services, during the immediately preceding 12 month period shall serve as a member of the board of directors of the purchasing cooperative.   No person serving as a member of the board of directors of a purchasing cooperative shall have a financial interest in the purchasing cooperative's financing, marketing, or delivery of services, other than as a representative of a member employer or as a consumer of services, during his or her term as a board member.     A purchasing cooperative may establish, as it deems necessary and appropriate, an advisory group to assist its board of directors in deliberations. Such advisory group may include health care providers, carriers, insurance agents, consumers, or other persons.     (Code 1981, §33-30A-7, enacted by Ga. L. 1997, p. 1072, § 1.)
GA Code § 33-30A-8 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 30A - Health Plan Purchasing Cooperatives|§ 33-30A-8. Surety Bond Required; Guaranty of Uninterrupted Coverage

  Prior to authorization by the Commissioner to operate as a health plan purchasing cooperative, a nonprofit corporation shall, directly or through a contractor which provides administrative services to the corporation, file with the Commissioner a corporate surety bond in an amount deemed adequate by the Commissioner to provide for administration of the proposed purchasing cooperative for a six-month period, in favor of the state and for the use and benefit of the state and of members and creditors of the cooperative. Such bond shall be for protection against insolvency; or against malfeasance, including fraud or theft of funds. The bond shall be conditioned as follows:   For prompt payment of premiums due;   For payment of all indebtedness of the corporation; and   For payment of costs incurred by the state in the administration of the corporation.     Any such bond filed or deposit made or remaining portion thereof held under this Code section shall be released and discharged upon settlement and termination of all liabilities against it.   Any health benefit plan offered through a purchasing cooperative must guarantee uninterrupted coverage for a six-month period in the event of the purchasing cooperative's insolvency, subject to timely payment of premiums due.   Examinations, rehabilitation, receivership, orders, and administrative supervision of health plan purchasing cooperatives shall be in accordance with this title.     (Code 1981, §33-30A-8, enacted by Ga. L. 1997, p. 1072, § 1.)
GA Code § 33-30A-9 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 30A - Health Plan Purchasing Cooperatives|§ 33-30A-9. Regulations

 The Commissioner shall issue regulations in accordance with Code Section 33-2-9 for the administration of this chapter.    (Code 1981, §33-30A-9, enacted by Ga. L. 1997, p. 1072, § 1.)
GA Code § 33-30A-10 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 30A - Health Plan Purchasing Cooperatives|§ 33-30A-10. Fees

 Fees collected by the Commissioner under this chapter shall be as authorized under Chapter 8 of this title.    (Code 1981, §33-30A-10, enacted by Ga. L. 1997, p. 1072, § 1.)
GA Code § 33-30A-11 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 30A - Health Plan Purchasing Cooperatives|§ 33-30A-11. Application of Chapter 6

 Health plan purchasing cooperatives shall be subject to the provisions of Chapter 6 of this title.    (Code 1981, §33-30A-11, enacted by Ga. L. 1997, p. 1072, § 1.)
GA Code § 33-30B-1 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 30B - Spending Account and Consumer Driven Health Plan Advancement|§ 33-30B-1. Short Title

 This chapter shall be known and may be cited as the "Spending Account and Consumer Driven Health Plan Advancement Act."    (Code 1981, §33-30B-1, enacted by Ga. L. 2003, p. 912, § 1.)