reglab/housing_qa huggingface dataset:
NV Rev Stat § 598.495 (2021)
2021 Nevada Revised Statutes|Chapter 598 - Deceptive Trade Practices|NRS 598.495 - Security required to be deposited by tour broker and tour operator: Form; term; amount; records; rejection for nonconformance; change in form; inadequate amount. [Effective July 1, 2021.]

  1. Each tour broker and tour operator shall deposit with the Division:  (a) A bond executed by a corporate surety approved by the Commissioner and licensed to do business in this state;  (b) An irrevocable letter of credit for which the tour broker or tour operator is the obligor, issued by a bank whose deposits are federally insured; or  (c) A certificate of deposit in a financial institution which is doing business in this state and which is federally insured or insured by a private insurer approved pursuant to NRS 672.755. The certificate of deposit may be withdrawn only on the order of the Commissioner, except that the interest may accrue to the tour broker or tour operator.  2. The term of the bond, letter of credit or certificate of deposit, or any renewal thereof, must be not less than 1 year.  3. The amount of the bond, letter of credit or certificate of deposit, or any renewal thereof, must be $10,000.  4. If the tour broker or tour operator deposits a bond, the tour broker or tour operator shall keep accurate records of the bond and the payments made on the premium. The records must be open to inspection by the Division during business hours. The tour broker or tour operator shall notify the Division not later than 30 days before the date of expiration of the bond and provide written proof of the renewal of the bond to the Division.  5. The Commissioner may reject any bond, letter of credit or certificate of deposit that fails to conform to the requirements of this chapter.  6. A tour broker or tour operator may change the form of security that he or she has deposited with the Division. If the tour broker or tour operator changes the form of the security, the Commissioner may retain for not more than 1 year any portion of the security previously deposited by the tour broker or tour operator as security for claims arising during the time the previous security was in effect.  7. If the amount of the bond, letter of credit or certificate of deposit falls below the amount required by this section, the tour broker or tour operator shall, within 30 days, increase the amount of the bond, letter of credit or certificate of deposit to the amount required by this section.  (Added to NRS by 2001, 981; R temp. 2009, 2732; R temp. 2011, 2652; R temp. 2013, 1054; R temp. 2015, 3653; R temp. 2017, 2254; R temp. 2019, 2501, expires by limitation on June 30, 2021)
NV Rev Stat § 598.506 (2021)
2021 Nevada Revised Statutes|Chapter 598 - Deceptive Trade Practices|NRS 598.506 - Rights and remedies of injured consumers; resolution by Division of claims against security; regulations. [Effective July 1, 2021.]

  1. The security required to be deposited by a tour broker or tour operator pursuant to NRS 598.495 must be held in trust for consumers injured by:  (a) The bankruptcy of the tour broker or tour operator; or   (b) The tour broker’s or tour operator’s breach of any agreement entered into in his or her capacity as a tour broker or tour operator.  2. A consumer so injured may bring and maintain an action in any court of competent jurisdiction to recover against the security.  3. The Division may bring an action for interpleader against all claimants upon the security. If the Division brings such an action, the Division shall publish notice of the action at least once each week for 2 weeks in a newspaper of general circulation in the county in which the tour broker or tour operator has its principal place of business. The Division may deduct its costs of the action, including, without limitation, the costs of the publication of the notice, from the amount of the security. All claims against the security have equal priority. If the security is insufficient to pay all the claims in full, the claims must be paid pro rata. If the tour broker or tour operator has posted a bond with the Division, the surety is then relieved of all liability under the bond.  4. The Division may, in lieu of bringing an action for interpleader pursuant to subsection 3, conduct a hearing to determine the distribution of the security to claimants. The Division shall adopt regulations to provide for adequate notice and the conduct of the hearing. If the tour broker or tour operator has posted a bond with the Division, distribution pursuant to this subsection relieves the surety of all liability under the bond.  (Added to NRS by 2001, 981; R temp. 2009, 2732; R temp. 2011, 2652; R temp. 2013, 1054; R temp. 2015, 3653; R temp. 2017, 2254; R temp. 2019, 2501, expires by limitation on June 30, 2021)
NV Rev Stat § 598.515 (2021)
2021 Nevada Revised Statutes|Chapter 598 - Deceptive Trade Practices|NRS 598.515 - Release of security if tour broker or tour operator ceases to operate. [Effective July 1, 2021.]

  1. If no claims have been filed against the security deposited with the Division pursuant to NRS 598.495 within 6 months after the tour broker or tour operator ceases to operate, the Commissioner shall release the security to the tour broker or tour operator and shall not audit any claims filed against the security thereafter by consumers.  2. If one or more claims have been filed against the security within 6 months after the tour broker or tour operator ceases to operate, the proceeds must not be released to the tour broker or tour operator or distributed to any consumer earlier than 1 year after the tour broker or tour operator ceases to operate.  3. For the purposes of this section, the Commissioner shall determine the date on which a tour broker or tour operator ceases to operate.  (Added to NRS by 2001, 982; R temp. 2009, 2732; R temp. 2011, 2652; R temp. 2013, 1054; R temp. 2015, 3653; R temp. 2017, 2254; R temp. 2019, 2501, expires by limitation on June 30, 2021)
NV Rev Stat § 598.525 (2021)
2021 Nevada Revised Statutes|Chapter 598 - Deceptive Trade Practices|NRS 598.525 - Regulations. [Effective July 1, 2021.]

The Commissioner may adopt such regulations as the Commissioner determines are necessary to carry out the intent of NRS 598.405 to 598.525, inclusive.  (Added to NRS by 2001, 982; A 2003, 1826; R temp. 2009, 2732; R temp. 2011, 2652; R temp. 2013, 1054; R temp. 2015, 3653; R temp. 2017, 2254; R temp. 2019, 2501, expires by limitation on June 30, 2021)
NV Rev Stat § 598.535 (2021)
2021 Nevada Revised Statutes|Chapter 598 - Deceptive Trade Practices|NRS 598.535 - Definitions.

As used in NRS 598.535 to 598.595, inclusive, unless the context otherwise requires, the words and terms defined in NRS 598.545, 598.555 and 598.565 have the meanings ascribed to them in those sections.  (Added to NRS by 2011, 3581)
NV Rev Stat § 598.545 (2021)
2021 Nevada Revised Statutes|Chapter 598 - Deceptive Trade Practices|NRS 598.545 - "Buyer" defined.

Buyer means a natural person who is solicited to purchase or who purchases the services of a grant writing service.  (Added to NRS by 2011, 3581)
NV Rev Stat § 598.555 (2021)
2021 Nevada Revised Statutes|Chapter 598 - Deceptive Trade Practices|NRS 598.555 - "Grant" defined.

Grant means any money given by a governmental entity or any other person or organization to finance a specific or general purpose.  (Added to NRS by 2011, 3581)
NV Rev Stat § 598.565 (2021)
2021 Nevada Revised Statutes|Chapter 598 - Deceptive Trade Practices|NRS 598.565 - "Grant writing service" defined.

Grant writing service means a person who, with respect to obtaining any grant or other payment, loan or money, advertises, sells, provides or performs, or represents that he or she can or will sell, provide or perform, any of the following services in return for the payment of money or other valuable consideration:  1. Writing an application for a grant for a buyer.  2. Obtaining a grant for a buyer.  3. Providing advice or assistance to a buyer in obtaining a grant.  (Added to NRS by 2011, 3581)
NV Rev Stat § 598.575 (2021)
2021 Nevada Revised Statutes|Chapter 598 - Deceptive Trade Practices|NRS 598.575 - Applicability.

The provisions of NRS 598.535 to 598.595, inclusive, do not apply to:  1. A grant writing service which provides services relating to an affordable housing and community development project which is financed, in whole or in part, by tax credits for low-income housing, private activity bonds or money provided by a private entity, government, governmental agency or political subdivision of a government, including, without limitation, any money provided pursuant to 12 U.S.C. § 1701q, 26 U.S.C. § 42, 42 U.S.C. § 8013 or 42 U.S.C. §§ 12701 et seq.  2. Education and training regarding procedures for writing, obtaining or managing grants that is provided by an educational institution which is accredited by an accrediting body that is recognized by the United States Department of Education.  (Added to NRS by 2011, 3581)
NV Rev Stat § 598.585 (2021)
2021 Nevada Revised Statutes|Chapter 598 - Deceptive Trade Practices|NRS 598.585 - Contracts for grant writing services: Requirements; content.

A contract between a buyer and a grant writing service for the purchase of the services of the grant writing service:  1. Must be in writing.  2. Must be signed by the buyer or, if the transaction is conducted electronically, otherwise acknowledged by the buyer.  3. Must be dated.  4. Must clearly indicate above the signature or acknowledgment line that the buyer may cancel the contract within 5 days after execution of the contract by giving written notice to the grant writing service of his or her intent to cancel the contract. If the notice is mailed, the notice must be postmarked not later than 5 days after the execution of the contract.  5. Must include a detailed description of the services to be performed by the grant writing service for the buyer and the total amount the buyer is obligated to pay for those services.  6. Must include a statement in at least 12-point bold type informing the buyer of his or her right to file a complaint concerning the grant writing service with the Bureau of Consumer Protection in the Office of the Attorney General, including the physical address and telephone number for the Bureau.  (Added to NRS by 2011, 3582)
NV Rev Stat § 598.595 (2021)
2021 Nevada Revised Statutes|Chapter 598 - Deceptive Trade Practices|NRS 598.595 - Violation constitutes deceptive trade practice.

Any violation of NRS 598.535 to 598.595, inclusive, constitutes a deceptive trade practice for the purposes of NRS 598.0903 to 598.0999, inclusive.  (Added to NRS by 2011, 3582)
NV Rev Stat § 598.701 (2021)
2021 Nevada Revised Statutes|Chapter 598 - Deceptive Trade Practices|NRS 598.701 - Definitions.

As used in NRS 598.701 to 598.736, inclusive, unless the context otherwise requires, the words and terms defined in NRS 598.706, 598.711 and 598.716 have the meanings ascribed to them in those sections.  (Added to NRS by 1997, 3192)
NV Rev Stat § 598.706 (2021)
2021 Nevada Revised Statutes|Chapter 598 - Deceptive Trade Practices|NRS 598.706 - "Commissioner" defined.

Commissioner means the Commissioner of Mortgage Lending of the Department of Business and Industry.  (Added to NRS by 1997, 3192; A 2009, 2719)
NV Rev Stat § 598.711 (2021)
2021 Nevada Revised Statutes|Chapter 598 - Deceptive Trade Practices|NRS 598.711 - "Division" defined.

Division means the Division of Mortgage Lending of the Department of Business and Industry.  (Added to NRS by 1997, 3192; A 2009, 2719)
NV Rev Stat § 598.716 (2021)
2021 Nevada Revised Statutes|Chapter 598 - Deceptive Trade Practices|NRS 598.716 - "Registrant" defined.

Registrant means a credit service organization which is required to register and post security with the Division pursuant to the provisions of this chapter.  (Added to NRS by 1997, 3192; A 2009, 2719)
NV Rev Stat § 598.721 (2021)
2021 Nevada Revised Statutes|Chapter 598 - Deceptive Trade Practices|NRS 598.721 - Registration: Application; fee; deposit of security; certificate of registration; renewal of certificate.

  1. Each credit service organization regulated by the provisions of this chapter shall apply for registration on the form prescribed by the Division.  2. At the time of application for registration, the applicant must pay to the Division an administrative fee of $25 and deposit the required security with the Division.  3. Upon receipt of the security in the proper form and the payment of the administrative fee required by this section, the Division shall issue a certificate of registration to the applicant. A certificate of registration:  (a) Is not transferable or assignable; and  (b) Expires 1 year after it is issued.  4. A registrant must renew a certificate of registration issued pursuant to this section before the certificate expires by submitting to the Division an application for the renewal of the certificate on a form prescribed by the Division.  (Added to NRS by 1997, 3192; A 2001, 2151; 2009, 2719)
NV Rev Stat § 598.726 (2021)
2021 Nevada Revised Statutes|Chapter 598 - Deceptive Trade Practices|NRS 598.726 - Security required for registration: Form; term; records; rejection for nonconformance; change in form; inadequate amount.

  1. Each registrant shall deposit with the Division:  (a) A bond executed by a corporate surety approved by the Commissioner and licensed to do business in this state;  (b) An irrevocable letter of credit for which the registrant is the obligor, issued by a bank whose deposits are federally insured; or  (c) A certificate of deposit in a financial institution which is doing business in this state and which is federally insured or insured by a private insurer approved pursuant to NRS 672.755. The certificate of deposit may be withdrawn only on the order of the Commissioner, except that the interest may accrue to the registrant.  2. The term of the bond, letter of credit or certificate of deposit, or any renewal thereof, must be not less than 1 year.  3. If the registrant deposits a bond, the registrant shall keep accurate records of the bond and the payments made on the premium. The records must be open to inspection by the Division during business hours. The registrant shall notify the Division not later than 30 days before the date of expiration of the bond and provide written proof of the renewal of the bond to the Division.  4. The Commissioner may reject any bond, letter of credit or certificate of deposit which fails to conform to the requirements of this chapter.  5. A registrant may change the form of security which he or she has deposited with the Division. If the registrant changes the form of the security, the Commissioner may retain for not more than 1 year any portion of the security previously deposited by the registrant as security for claims arising during the time the previous security was in effect.  6. If the amount of the deposited security falls below the amount required by this chapter for that security, the registrant shall be deemed not to be registered as required by NRS 598.721 for the purposes of this chapter.  (Added to NRS by 1997, 3192; A 1999, 1517)
NV Rev Stat § 598.731 (2021)
2021 Nevada Revised Statutes|Chapter 598 - Deceptive Trade Practices|NRS 598.731 - Rights and remedies of injured consumers; resolution by Division of claims against security; regulations.

  1. The security required to be deposited by a registrant pursuant to NRS 598.726 must be held in trust for consumers injured by the bankruptcy of the registrant or the registrant’s breach of any agreement entered into in his or her capacity as a registrant.  2. A consumer so injured may bring and maintain an action in any court of competent jurisdiction to recover against the security.  3. The Division may bring an action for interpleader against all claimants upon the security. If the Division brings such an action, the Division shall publish notice of the action at least once each week for 2 weeks in a newspaper of general circulation in the county in which the organization has its principal place of business. The Division may deduct its costs of the action, including the costs of the publication of the notice, from the amount of the security. All claims against the security have equal priority. If the security is insufficient to pay all the claims in full, the claims must be paid pro rata. If the registrant has posted a bond with the Division, the surety is then relieved of all liability under the bond.  4. The Division may, in lieu of bringing an action for interpleader pursuant to subsection 3, conduct a hearing to determine the distribution of the security to claimants. The Division shall adopt regulations to provide for adequate notice and the conduct of the hearing. If the registrant has posted a bond with the Division, distribution pursuant to this subsection relieves the surety of all liability under the bond.  5. If the security is sufficient to pay all claims against the security in full, the Division may deduct from the amount of the security, the cost of any investigation or hearing it conducted to determine the distribution of the security.  (Added to NRS by 1997, 3193; A 2001, 2151)
NV Rev Stat § 598.736 (2021)
2021 Nevada Revised Statutes|Chapter 598 - Deceptive Trade Practices|NRS 598.736 - Release of security if registrant ceases to operate or registration expires.

  1. If no claims have been filed against the security deposited with the Division pursuant to NRS 598.726 within 6 months after the registrant ceases to operate or his or her registration expires, whichever occurs later, the Commissioner shall release the security to the registrant and shall not audit any claims filed against the security thereafter by consumers.  2. If one or more claims have been filed against the security within 6 months after the registrant ceases to operate or his or her registration expires, whichever occurs later, the proceeds must not be released to the registrant or distributed to any consumer earlier than 1 year after the registrant ceases to operate or his or her registration expires, whichever occurs later.  3. For the purposes of this section, the Commissioner shall determine the date on which a registrant ceases to operate.  (Added to NRS by 1997, 3193)
NV Rev Stat § 598.746 (2021)
2021 Nevada Revised Statutes|Chapter 598 - Deceptive Trade Practices|NRS 598.746 - Prohibited acts: Receiving money before complete performance; receiving money for referral to provider of credit; misleading statements; other fraudulent or deceptive acts.

An organization and its agents, employees and representatives who sell or attempt to sell the services of the organization, shall not:  1. Charge or receive any money or other valuable consideration before full and complete performance of the services the organization has agreed to perform for or on behalf of the buyer.  2. Charge or receive any money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer, if the credit which is or will be extended to the buyer is upon substantially the same terms as those available to the general public.  3. Make, counsel or advise any buyer to make, any statement which is untrue or misleading and which is known, or which by the exercise of reasonable care should be known, to be untrue or misleading, to a consumer credit reporting agency or to any person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit, with respect to a buyer’s creditworthiness, credit standing or credit capacity.  4. Make or use any untrue or misleading representations in the offer or sale of the services of an organization. For the purposes of this subsection, a "misleading representation" includes a guarantee that:  (a) The organization is able to remove information that is adverse to the buyer’s ability to obtain credit from the buyer’s credit record, history or rating.  (b) The organization is able to obtain an extension of credit for the buyer regardless of the buyer’s existing credit record, history or rating.  5. Engage, directly or indirectly, in any act, practice or course of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale of the services of an organization.  6. Remove, or assist or advise the buyer to remove from the buyer’s credit record, history or rating, information that is adverse to the buyer’s ability to obtain credit if the information is accurate and not obsolete.  7. Create, or assist or advise the buyer to create a new credit record, history or rating by using a different name, address, social security number, employee identification number or other misleading information.  8. Attempt to transfer or assign the organization’s certificate of registration.  9. Submit a buyer’s dispute to a consumer credit reporting agency without the buyer’s knowledge.  10. Call, or authorize any other person who is not the buyer to call a consumer credit reporting agency and portray himself or herself as the buyer.  (Added to NRS by 1987, 1518; A 1993, 2274)
NV Rev Stat § 598.752 (2021)
2021 Nevada Revised Statutes|Chapter 598 - Deceptive Trade Practices|NRS 598.752 - Organization to register and deposit security before advertising services or conducting business in this State; separate security not required from salesperson, agent or representative of organization; regulations.

  1. Before advertising its services or conducting business in this State, an organization must register pursuant to NRS 598.721 and deposit security in the amount of $100,000 with the Division pursuant to NRS 598.726. The security must be conditioned on compliance by the organization with the provisions of NRS 598.746 to 598.772, inclusive, and the terms of its contracts with buyers.  2. If an organization has deposited the required security, a salesperson, agent or representative of the organization who sells its services is not required to deposit his or her own separate security. For the purposes of this subsection, a person is a salesperson, agent or representative of an organization if:  (a) He or she does business under the same name as the organization; or  (b) The organization and the issuer of the security certify in writing that the security covers the salesperson, agent or representative.  3. The Division shall adopt such regulations as it deems necessary to carry out the provisions of this section.  (Added to NRS by 1993, 2272; A 1997, 3196)
NV Rev Stat § 598.762 (2021)
2021 Nevada Revised Statutes|Chapter 598 - Deceptive Trade Practices|NRS 598.762 - Requirements of contract for purchase of services; copy of contract must be retained by organization.

  1. A contract between a buyer and an organization for the purchase of the services of the organization:  (a) Must be in writing;  (b) Must be signed by the buyer;  (c) Must be dated; and  (d) Must clearly indicate above the signature line that the buyer may cancel the contract within 5 days after its execution by giving written notice to the organization of his or her intent to cancel the contract. If the notice is mailed, it must be postmarked not later than 5 days after the execution of the contract.  2. A copy of each contract executed by a buyer and an organization must be retained by the organization for not less than 2 years.  (Added to NRS by 1987, 1519; A 1993, 2276)
NV Rev Stat § 598.767 (2021)
2021 Nevada Revised Statutes|Chapter 598 - Deceptive Trade Practices|NRS 598.767 - Organization to maintain registered agent for service of legal process.

An organization shall file with the Division the information required pursuant to NRS 77.310 and continuously maintain a registered agent for service of legal process.  (Added to NRS by 1993, 2272; A 2007, 2721)