reglab/housing_qa huggingface dataset:
NV Rev Stat § 649.233 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.233 - Payment of child support: Submission of certain information by applicant; grounds for denial of license or manager’s certificate; duty of Commissioner. [Effective until the date of the repeal of 42 U.S.C. § 666, the federal law requiring each state to establish procedures for withholding, suspending and restricting the professional, occupational and recreational licenses for child support arrearages and for noncompliance with certain processes relating to paternity or child support proceedings.]

  1. In addition to any other requirements set forth in this chapter:  (a) A natural person who applies for the issuance of a license as a collection agent or agency or a manager’s certificate shall include the social security number of the applicant in the application submitted to the Commissioner.  (b) A natural person who applies for the issuance or renewal of a license as a collection agent or agency or a manager’s certificate shall submit to the Commissioner the statement prescribed by the Division of Welfare and Supportive Services of the Department of Health and Human Services pursuant to NRS 425.520. The statement must be completed and signed by the applicant.  2. The Commissioner shall include the statement required pursuant to subsection 1 in:  (a) The application or any other forms that must be submitted for the issuance or renewal of the license or certificate; or  (b) A separate form prescribed by the Commissioner.  3. A license as a collection agent or agency or a manager’s certificate may not be issued or renewed by the Commissioner if the applicant is a natural person who:  (a) Fails to submit the statement required pursuant to subsection 1; or  (b) Indicates on the statement submitted pursuant to subsection 1 that the applicant is subject to a court order for the support of a child and is not in compliance with the order or a plan approved by the district attorney or other public agency enforcing the order for the repayment of the amount owed pursuant to the order.  4. If an applicant indicates on the statement submitted pursuant to subsection 1 that the applicant is subject to a court order for the support of a child and is not in compliance with the order or a plan approved by the district attorney or other public agency enforcing the order for the repayment of the amount owed pursuant to the order, the Commissioner shall advise the applicant to contact the district attorney or other public agency enforcing the order to determine the actions that the applicant may take to satisfy the arrearage.  (Added to NRS by 1997, 2177; A 2005, 2795, 2807)
NV Rev Stat § 649.233 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.233 - Payment of child support: Submission of certain information by applicant; grounds for denial of license or manager’s certificate; duty of Commissioner. [Effective on the date of the repeal of 42 U.S.C. § 666, the federal law requiring each state to establish procedures for withholding, suspending and restricting the professional, occupational and recreational licenses for child support arrearages and for noncompliance with certain processes relating to paternity or child support proceedings and expires by limitation 2 years after that date.]

  1. In addition to any other requirements set forth in this chapter, a natural person who applies for the issuance or renewal of a license as a collection agent or agency or a manager’s certificate shall submit to the Commissioner the statement prescribed by the Division of Welfare and Supportive Services of the Department of Health and Human Services pursuant to NRS 425.520. The statement must be completed and signed by the applicant.  2. The Commissioner shall include the statement required pursuant to subsection 1 in:  (a) The application or any other forms that must be submitted for the issuance or renewal of the license or certificate; or  (b) A separate form prescribed by the Commissioner.  3. A license as a collection agent or agency or a manager’s certificate may not be issued or renewed by the Commissioner if the applicant is a natural person who:  (a) Fails to submit the statement required pursuant to subsection 1; or  (b) Indicates on the statement submitted pursuant to subsection 1 that the applicant is subject to a court order for the support of a child and is not in compliance with the order or a plan approved by the district attorney or other public agency enforcing the order for the repayment of the amount owed pursuant to the order.  4. If an applicant indicates on the statement submitted pursuant to subsection 1 that the applicant is subject to a court order for the support of a child and is not in compliance with the order or a plan approved by the district attorney or other public agency enforcing the order for the repayment of the amount owed pursuant to the order, the Commissioner shall advise the applicant to contact the district attorney or other public agency enforcing the order to determine the actions that the applicant may take to satisfy the arrearage.  (Added to NRS by 1997, 2177; A 2005, 2795, 2807, effective on the date of the repeal of 42 U.S.C. § 666, the federal law requiring each state to establish procedures for withholding, suspending and restricting the professional, occupational and recreational licenses for child support arrearages and for noncompliance with certain processes relating to paternity or child support proceedings)
NV Rev Stat § 649.235 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.235 - Expiration of license or certificate; licenses and certificates not transferable.

Each collection agency license and manager’s certificate issued pursuant to this chapter shall expire on June 30 of the year following its issuance and thereafter shall expire on June 30 of each year. A license or certificate shall not be transferable.  [Part 8:237:1931; 1931 NCL § 1420.07] — (NRS A 1969, 838) — (Substituted in revision for NRS 649.130)
NV Rev Stat § 649.245 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.245 - Renewal of license or certificate.

  1. A collection agency or manager desiring a renewal of a license or certificate which will expire shall file in the Office of the Commissioner, on or before June 1 in each year following the year of original issuance, a renewal application, stating in addition to the matters required in the original application the date and number of the license or certificate which will expire. The renewal application must be accompanied by the renewal fee and all information required to complete the renewal application.  2. The Commissioner shall issue a renewal license or certificate to the applicant, which must be dated July 1 next ensuing the date of the application, in form and text like the original except that, in addition, the renewal must include the date and number of the earliest license or certificate issued.  3. All requirements of this chapter with respect to original certificates, licenses and bonds apply with like force to all renewal certificates, licenses and bonds except as otherwise specified in this section.  4. The Commissioner shall refuse to renew a certificate or license if at the time of application a proceeding to revoke or suspend the certificate or license is pending.  [9:237:1931; 1931 NCL § 1420.08] — (NRS A 1959, 827; 1963, 1143; 1969, 838; 1983, 1716; 1985, 376; 1987, 1892; 1997, 2179; 2005, 2796, 2807)
NV Rev Stat § 649.295 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.295 - Amounts; deposit; regulations.

  1. A nonrefundable fee of not more than $500 for the application and survey must accompany each new application for a license as a collection agency. Each applicant shall also pay any additional expenses incurred in the process of investigation. All money received by the Commissioner pursuant to this subsection must be placed in the Investigative Account created by NRS 232.545.  2. A fee of not less than $200 or more than $600, prorated on the basis of the licensing year as provided by the Commissioner, must be charged for each original license issued. A fee of not more than $500 must be charged for each annual renewal of a license.  3. A fee of not more than $20 must be charged for each duplicate license or license for a transfer of location issued.  4. A nonrefundable application fee of not more than $500 and a nonrefundable investigation fee of not more than $150 must accompany each application for a manager’s certificate.  5. A fee of not more than $40 must be charged for each manager’s certificate issued and for each annual renewal of such a certificate.  6. A fee of not more than $60 must be charged for the reinstatement of a manager’s certificate.  7. A fee of not more than $10 must be charged for each day an application for the renewal of a license or certificate, or a required report, is filed late, unless the fee or portion thereof is excused by the Commissioner for good cause shown.  8. A nonrefundable fee of not more than $250 for the application and an examination must accompany each application for a permit to operate a branch office of a licensed collection agency. A fee of not more than $500 must be charged for each annual renewal of such a permit.  9. For each examination the Commissioner shall charge and collect from the licensee a fee for conducting the examination and preparing and typing the report of the examination at the rate established and, if applicable, adjusted pursuant to NRS 658.101. Failure to pay the fee within 30 days after receipt of the bill is a ground for revoking the collection agency’s license.  10. Except as otherwise provided in NRS 658.101, the Commissioner shall adopt regulations establishing the amount of the fees required pursuant to this section.  11. Except as otherwise provided in subsection 1, all money received by the Commissioner pursuant to this chapter must be deposited in the State Treasury pursuant to the provisions of NRS 658.091.  [6:237:1931; 1931 NCL § 1420.05] — (NRS A 1959, 827; 1967, 956; 1969, 837; 1979, 954; 1981, 756; 1983, 1320, 1717; 1987, 1508, 1893, 2225; 1991, 1804; 2003, 3231; 2005, 1871; 2017, 395)
NV Rev Stat § 649.297 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.297 - Fee for failure to submit reports.

  1. If a holder of a license or manager’s certificate fails to submit any report required pursuant to this chapter or any regulation adopted pursuant thereto within the prescribed period, the Commissioner may impose and collect a fee of not more than $10 for each day the report is overdue.  2. The Commissioner shall adopt regulations establishing the amount of the fee that may be imposed pursuant to this section.  (Added to NRS by 2005, 1866)
NV Rev Stat § 649.300 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.300 - Payment of assessment; cooperation with audits and examinations.

Each collection agency shall pay the assessment levied pursuant to NRS 658.055 and cooperate fully with the audits and examinations performed pursuant thereto.  (Added to NRS by 1987, 827)
NV Rev Stat § 649.305 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.305 - Collection agency not to operate without manager.

No collection agency may operate its business without a manager who holds a valid manager’s certificate issued under the provisions of this chapter.  (Added to NRS by 1969, 830; A 1983, 1717)
NV Rev Stat § 649.315 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.315 - Display of license or certificate.

Each license and certificate issued under this chapter must be framed in a suitable frame under glass and hung in a conspicuous place upon the walls of the place of business designated in the license or certificate.  [Part 8:237:1931; 1931 NCL § 1420.07] — (NRS A 1969, 838) — (Substituted in revision for NRS 649.120)
NV Rev Stat § 649.325 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.325 - Change of location of business.

  1. A collection agency shall not remove its business location from the place of business as stated in the license except upon prior approval by the Commissioner in writing.  2. If the removal is approved, the Commissioner shall note the change upon the face of the license and enter in his or her records a notation of that change.  [7:237:1931; 1931 NCL § 1420.06] — (NRS A 1959, 827; 1969, 838; 1983, 1717; 1987, 1893; 1995, 1002)
NV Rev Stat § 649.330 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.330 - Notification of change in management or ownership of voting stock; application for licensure of replacement; investigation; costs; waiver.

  1. A collection agency shall immediately notify the Commissioner of any change:  (a) Of the manager of the agency; or  (b) If the agency is a corporation, in the ownership of 5 percent or more of its outstanding voting stock.  2. An application must be submitted to the Commissioner, pursuant to NRS 649.095, by:  (a) The person who replaces the manager; and  (b) A person who acquires:  (1) At least 25 percent of the outstanding voting stock of an agency; or  (2) Any outstanding voting stock of an agency if the change will result in a change in the control of the agency.  Except as otherwise provided in subsection 4, the Commissioner shall conduct an investigation to determine whether the applicant has the competence, experience, character and qualifications necessary for the licensing of a collection agency. If the Commissioner denies the application, the Commissioner may in his or her order forbid the applicant from participating in the business of the collection agency.  3. The collection agency with which the applicant is affiliated shall pay such expenses incurred in the investigation as the Commissioner deems necessary. All money received by the Commissioner pursuant to this subsection must be placed in the Investigative Account created by NRS 232.545.  4. A collection agency may submit a written request to the Commissioner to waive an investigation pursuant to subsection 2. The Commissioner may grant a waiver if the applicant has undergone a similar investigation by a state or federal agency in connection with the licensing of or the applicant’s employment with a financial institution.  (Added to NRS by 1985, 1344; A 1987, 1894; 1991, 1805)
NV Rev Stat § 649.331 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.331 - Recording of telephone conversations.

  1. After providing notice that the telephone conversation will be recorded, a person may record any telephone call that:  (a) Concerns a claim which is owed or asserted to be owed by the person;  (b) Is made by a collection agency or collection agent; and  (c) Is received by the person.  2. A person who records a telephone call pursuant to this section is required to make a statement immediately after the recording begins that the telephone call is being recorded.  3. As used in this section, "record" means the acquisition of the contents of a wire communication through the use of a recording device.  (Added to NRS by 2007, 2499) — (Substituted in revision for NRS 649.250)
NV Rev Stat § 649.332 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.332 - Verification of debt.

  1. To verify a debt, a collection agency shall:  (a) Obtain or attempt to obtain from the creditor any document that is not in the possession of the collection agency and is reasonably responsive to the dispute of the debtor, if any; and  (b) If such a document is obtained, mail the document to the debtor.  2. When collecting a debt on behalf of a hospital, within 5 days after the initial communication with the debtor in connection with the collection of the debt, a collection agency shall, unless the following information is included in the initial communication, send a written notice to the debtor that includes a statement indicating that:  (a) If the debtor pays or agrees to pay the debt or any portion of the debt, the payment or agreement to pay may be construed as:  (1) An acknowledgment of the debt by the debtor; and  (2) A waiver by the debtor of any applicable statute of limitations set forth in NRS 11.190 that otherwise precludes the collection of the debt; and  (b) If the debtor does not understand or has questions concerning his or her legal rights or obligations relating to the debt, the debtor should seek legal advice.  3. As used in this section, "hospital" has the meaning ascribed to it in NRS 449.012.  (Added to NRS by 2007, 2500)
NV Rev Stat § 649.334 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.334 - Written agreement to be specific, intelligible and unambiguous; money collected to be credited first to principal; partial collection of claim prohibited; accounting of money collected on behalf of customer.

  1. The terms and conditions of any written agreement between a collection agency and a customer must be specific, intelligible and unambiguous. In the absence of a written agreement, unless the conduct of the parties indicates a different mutual understanding, the understanding of the customer concerning the terms of the agreement must govern in any dispute between the customer and the collection agency.  2. Unless a written agreement between the parties otherwise provides, any money collected on a claim, after court costs have been recovered, must first be credited to the principal amount of the claim. Any interest charged and collected on the claim must be allocated pursuant to the agreement between the customer and the collection agency.  3. Except with the consent of its customer, a collection agency shall not accept less than the full amount of a claim in settlement of an assigned claim.  4. A collection agency shall, at the time it remits to the customer the money it collected on behalf of the customer, give each customer an accounting in writing of the money it collected on behalf of the customer in connection with a claim.  (Added to NRS by 1989, 2034)
NV Rev Stat § 649.3345 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.3345 - Withdrawal of claim by customer.

  1. Unless a written agreement between the parties otherwise provides, a customer may withdraw, without obligation, any claim assigned to a collection agency at any time 6 months after the date of the assignment if:  (a) The customer gives written notice of the withdrawal to the collection agency not less than 60 days before the effective date of the withdrawal; and  (b) The claim is not in the process of being collected.  2. As used in this section, "in the process of being collected," means that:  (a) A payment on the claim has been received after the date of the assignment;  (b) An action on the claim has been filed by or on behalf of the collection agency;  (c) The claim has been forwarded to another collection agency for collection;  (d) A lawful and sufficient claim or notice of lien has been filed by the collection agency on behalf of the customer to ensure payment from money distributed in connection with the probate of an estate, proceeding in bankruptcy, assignment for the benefit of creditors or any similar proceeding; or  (e) The collection agency has obtained from the debtor an enforceable written promise to make payment.  3. Upon the withdrawal of any claim, the collection agency shall return to the customer any documents, records or other items relating to the claim that have been supplied by the customer.  (Added to NRS by 1989, 2034)
NV Rev Stat § 649.335 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.335 - Retention and examinations of records and accounts.

  1. Every collection agency shall keep all records concerning each of its accounts for at least 6 years following the completion of the last transaction concerning the account.  2. The Commissioner shall conduct an examination of the trust accounts and the records relating to debtors and customers of each collection agency licensed pursuant to this chapter at least once each year.  3. If there is evidence that a collection agency is not complying with the provisions of this chapter, the Commissioner may conduct an additional examination to determine whether a violation has occurred.  4. During the first year a collection agency is licensed, the Commissioner may conduct as many examinations as the Commissioner deems necessary to ensure compliance with the provisions of this chapter.  (Added to NRS by 1969, 834; A 1983, 1718; 1987, 1894; 1989, 2035)
NV Rev Stat § 649.345 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.345 - Annual reports to Commissioner.

  1. Each licensed collection agency shall file with the Commissioner a written report, signed and sworn to by its manager, no later than January 31 of each year, unless the Commissioner determines that there is good cause for later filing of the report. The report must include:  (a) The total sum of money due to all creditors as of the close of the last business day of the preceding month.  (b) The total sum on deposit in customer trust fund accounts and available for immediate distribution as of the close of the last business day of the preceding month, the title of the trust account or accounts, and the name of the banks or credit unions where the money is deposited.  (c) The total amount of creditors’ or forwarders’ share of money collected more than 60 days before the last business day of the preceding month and not remitted by that date.  (d) When the total sum under paragraph (c) exceeds $10, the name of each creditor or forwarder and the respective share of each in that sum.  (e) Such other information, audit or reports as the Commissioner may require.  2. The filing of any report required by this section which is known by the collection agency to contain false information or statements constitutes grounds for the suspension of the agency’s license or the manager’s certificate, or both.  (Added to NRS by 1969, 834; A 1981, 756; 1983, 1718; 1987, 1894; 1989, 921; 1999, 1540)