reglab/housing_qa huggingface dataset:
UT Code § 57-14-204 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 14 - Limitations on Landowner Liability|Part 2 - Liability Relating to Recreational Use|Section 204 - Liability not limited where willful or malicious conduct involved or admission fee charged.

 Effective 7/1/2021  57-14-204. Liability not limited where willful or malicious conduct involved or admission fee charged.    (1) Nothing in this part limits any liability that otherwise exists for:   (a) willful or malicious failure to guard or warn against a dangerous condition, use, structure, or activity;     (b) deliberate, willful, or malicious injury to persons or property; or     (c) an injury suffered where the owner of land charges a person to enter or go on the land or use the land for any recreational purpose.       (2) For purposes of Subsection (1)(c), if the land is leased to the state or a subdivision of the state, any consideration received by the owner for the lease is not a charge within the meaning of this section.     (3) Any person who hunts upon a cooperative wildlife management unit, as authorized by Title 23, Chapter 23, Cooperative Wildlife Management Units, is not considered to have paid a fee within the meaning of this section.     (4) Owners of a dam or reservoir who allow recreational use of the dam or reservoir and its surrounding area and do not themselves charge a fee for that use, are considered not to have charged for that use within the meaning of Subsection (1)(c), even if the user pays a fee to the Division of State Parks or the Division of Recreation for the use of the services and facilities at that dam or reservoir.     (5) The state or a subdivision of the state that owns property purchased for a railway corridor is considered not to have charged for use of the railway corridor within the meaning of Subsection (1)(c), even if the user pays a fee for travel on a privately owned rail car that crosses or travels over the railway corridor of the state or a subdivision of the state:   (a) allows recreational use of the railway corridor and its surrounding area; and     (b) does not charge a fee for that use.      Amended by Chapter 280, 2021 General Session
UT Code § 57-14-205 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 14 - Limitations on Landowner Liability|Part 2 - Liability Relating to Recreational Use|Section 205 - Person using land of another not relieved from duty to exercise care.

57-14-205. Person using land of another not relieved from duty to exercise care.  This part may not be construed to relieve any person, using the land of another for recreational purposes, from any obligation which the person may have in the absence of this chapter to exercise care in use of the land and in activities on the land, or from the legal consequences of failure to employ care.  Renumbered and Amended by Chapter 212, 2013 General Session
UT Code § 57-14-401 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 14 - Limitations on Landowner Liability|Part 4 - Activities with a Recreational Purpose on Certain Lands|Section 401 - Activities with a recreational purpose on certain lands.

 Effective 5/14/2019  57-14-401. Activities with a recreational purpose on certain lands.    (1) Notwithstanding Section 57-14-202 to the contrary, a person may not make a claim against or recover from an owner of any land, including land in developed or improved, urban or semi-rural areas opened to the general public without charge, such as a lake, pond, park, trail, waterway, or other recreation site, for personal injury or property damage caused either directly or indirectly by participating in an activity with a recreational purpose on the land.     (2) Nothing in this section may be construed to relieve a person participating in a recreational purpose from an obligation that the person would have in the absence of this section to exercise due care or from the legal consequences of a failure to exercise due care.    Amended by Chapter 345, 2019 General Session
UT Code § 57-14-501 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 14 - Limitations on Landowner Liability|Part 5 - Limitation on Award|Section 501 - Limitation of award of noneconomic damages.

 Effective 5/14/2019  57-14-501. Limitation of award of noneconomic damages.    (1) In an action arising on or after May 14, 2019, against an owner of land for an injury to a person or damage to property, if a plaintiff is awarded noneconomic losses, the amount of the award for noneconomic losses may not exceed $450,000.     (2) The limit described in Subsection (1) does not apply to:   (a) an award of punitive damages;     (b) a claim for wrongful death; or     (c) a liability described in Subsection 57-14-204(1).      Enacted by Chapter 345, 2019 General Session
UT Code § 57-27-101 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 27 - Disclosure of Methamphetamine Contaminated Property Act|Part 1 - General Provisions|Section 101 - Title.

57-27-101. Title.  This chapter is known as the "Disclosure of Methamphetamine Contaminated Property Act."  Enacted by Chapter 194, 2009 General Session
UT Code § 57-27-102 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 27 - Disclosure of Methamphetamine Contaminated Property Act|Part 1 - General Provisions|Section 102 - Definitions.

57-27-102. Definitions.  As used in this chapter:  (1) "Contaminated" or "contamination" is as defined in Section 19-6-902.     (2) "Decontaminated" or "decontamination" is as defined in Section 19-6-902.     (3)   (a) "Owner" means the holder of a legal or equitable title or interest in real property.     (b) "Owner" includes a shareholder, partner, operator, or other legal entity.       (4) "Real estate professional" means a licensee under Title 61, Chapter 2f, Real Estate Licensing and Practices Act.    Amended by Chapter 379, 2010 General Session
UT Code § 57-27-201 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 27 - Disclosure of Methamphetamine Contaminated Property Act|Part 2 - Disclosure of Contaminated Property|Section 201 - Disclosure of contaminated property required.

57-27-201. Disclosure of contaminated property required.    (1) Subject to Section 57-1-37, if an owner or lessor of real property has actual knowledge that the property is currently contaminated from the use, storage, or manufacture of methamphetamines, the owner or lessor shall, in a real property lease, conveyance, or other transaction related to the contaminated property, disclose that the property is contaminated.     (2)   (a) If an owner's or lessor's real property is contaminated from the use, storage, or manufacture of methamphetamines, the owner or lessor may report the contaminated property to a government agency responsible for monitoring the decontamination process and documenting that the test results meet decontamination standards.     (b) Notwithstanding Subsection (2)(a), an owner or lessor whose contaminated property is reported in a police action related to the manufacturing of methamphetamines shall be subject to the provisions of Title 19, Chapter 6, Part 9, Illegal Drug Operations Site Reporting and Decontamination Act.       (3)   (a) A person may file a civil action to enforce this chapter.     (b) A court may award a prevailing party damages, court costs, and reasonable attorney fees for an action filed under this chapter.      Enacted by Chapter 194, 2009 General Session
UT Code § 57-27-202 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 27 - Disclosure of Methamphetamine Contaminated Property Act|Part 2 - Disclosure of Contaminated Property|Section 202 - Real estate professional not liable.

57-27-202. Real estate professional not liable.  A real estate professional is not liable for an owner or lessor of real property making, or failing to make, a disclosure required by Section 57-27-201, unless the real estate professional is also the owner or lessor of the real property.  Enacted by Chapter 194, 2009 General Session
UT Code § 57-27-203 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 27 - Disclosure of Methamphetamine Contaminated Property Act|Part 2 - Disclosure of Contaminated Property|Section 203 - Decontamination of real property.

57-27-203. Decontamination of real property.    (1) A government subdivision or agency may charge an owner or lessor a fee, in accordance with the provisions of Section 63J-1-504, for:   (a) a permit issued by the subdivision or agency to decontaminate a property;     (b) the subdivision or agency to determine whether or not the property has been decontaminated; and     (c) any other related service provided by the subdivision or agency, including investigation or decontamination of the property.       (2) A government subdivision or agency may not prohibit an owner or lessor from decontaminating the owner's or lessor's real property.    Enacted by Chapter 194, 2009 General Session
UT Code § 57-28-101 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 28 - Utah Reverse Mortgage Act|Part 1 - General Provisions|Section 101 - Title.

 Effective 5/12/2015  57-28-101. Title.    (1) This chapter is known as the "Utah Reverse Mortgage Act."     (2) This part is known as "General Provisions."    Enacted by Chapter 290, 2015 General Session
UT Code § 57-28-102 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 28 - Utah Reverse Mortgage Act|Part 1 - General Provisions|Section 102 - Definitions.

 Effective 5/12/2015  57-28-102. Definitions.    (1) "Borrower" means an individual who executes an agreement for a reverse mortgage.     (2) "Dwelling" means:   (a) a one- to four-family residence in which the borrower occupies at least one unit;     (b) a condominium project approved by the United States Department of Housing and Urban Development; or     (c) a manufactured home built after June 1976.       (3) "Independent housing counselor" means a person who is listed on the United States Department of Housing and Urban Development's Home Equity Conversion Mortgage Counselor Roster described in 24 C.F.R. Part 206.     (4) "Lender" means a person who makes a reverse mortgage.     (5) "Line of credit payment option" means a loan disbursement plan for a reverse mortgage under which the lender pays the loan proceeds to the borrower at times and in amounts determined by the borrower.     (6) "Means-tested program of aid to individuals" means any law or program that relates to payments, allowances, benefits, or services that are provided on a means-tested basis by the state.     (7) "Principal residence" means the dwelling:   (a) that an individual maintains as the individual's permanent place of abode; and     (b) where the individual typically spends the majority of the calendar year.       (8) "Reverse mortgage" means a nonrecourse loan that:   (a) is secured by the borrower's principal residence;     (b) provides cash advances to the borrower based on the borrower's equity in the borrower's principal residence; and     (c) does not require payment of principal or interest until:   (i) each borrower dies;     (ii) the borrower's principal residence is transferred;     (iii) the dwelling that secures the loan is no longer the borrower's principal residence;     (iv)   (A) the borrower fails to occupy the property that secures the loan for more than 12 months because of physical or mental illness; and     (B) no other borrower maintains the property as a principal residence; or       (v) the borrower defaults.         (9) "Tenure payment option" means a loan disbursement plan for a reverse mortgage under which the lender pays the loan proceeds to the borrower in equal monthly installments for as long as the dwelling that secures the reverse mortgage remains the borrower's principal residence.     (10) "Term payment option" means a loan disbursement plan for a reverse mortgage under which the lender pays the loan proceeds to the borrower in equal monthly installments for a fixed term that is chosen by the lender.    Enacted by Chapter 290, 2015 General Session
UT Code § 57-28-201 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 28 - Utah Reverse Mortgage Act|Part 2 - Reverse Mortgage Requirements|Section 201 - Title.

 Effective 5/12/2015  57-28-201. Title.  This part is known as "Reverse Mortgage Requirements." Enacted by Chapter 290, 2015 General Session
UT Code § 57-28-202 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 28 - Utah Reverse Mortgage Act|Part 2 - Reverse Mortgage Requirements|Section 202 - Borrower requirements.

 Effective 5/12/2015  57-28-202. Borrower requirements.  A borrower shall:  (1) be 62 years of age or older; and     (2) occupy the dwelling that secures the reverse mortgage as a principal residence.    Enacted by Chapter 290, 2015 General Session
UT Code § 57-28-203 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 28 - Utah Reverse Mortgage Act|Part 2 - Reverse Mortgage Requirements|Section 203 - Disclosures to borrower.

 Effective 5/12/2015  57-28-203. Disclosures to borrower.  A lender shall give a prospective borrower or a borrower the following written disclosures:  (1) at the time the lender provides an application for a reverse mortgage to a prospective borrower:   (a) a disclosure that explains any adjustable interest rate feature of the reverse mortgage, including:   (i) the circumstances under which the interest rate may increase;     (ii) any limitation on the amount that the interest rate may increase; and     (iii) the effect of an increase in the interest rate; and       (b) a list of at least five independent housing counselors that includes each independent housing counselor's name, address, and telephone number;       (2) at least 10 days before the day on which a reverse mortgage closes, a disclosure that describes:   (a) that the prospective borrower's liability under the reverse mortgage is limited;     (b) the prospective borrower's rights, obligations, and remedies that relate to:   (i) temporary absences, late payments, and payment default by the lender; and     (ii) each condition that requires satisfaction of the reverse mortgage; and       (c) the projected total cost of the reverse mortgage to the prospective borrower, based on the projected total future loan balance;       (3) on an annual basis, on or before January 31 of each year, a statement that summarizes:   (a) the total principal amount paid to the borrower under the reverse mortgage;     (b) the total amount of deferred interest added to the principal; and     (c) the outstanding loan balance at the end of the preceding year; and       (4) if applicable, at least 25 days before the day on which the lender adjusts the interest rate on a reverse mortgage, a disclosure that states:   (a) the current index amount;     (b) the publication date of the index; and     (c) the new interest rate.      Enacted by Chapter 290, 2015 General Session
UT Code § 57-28-204 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 28 - Utah Reverse Mortgage Act|Part 2 - Reverse Mortgage Requirements|Section 204 - Independent counseling.

 Effective 5/12/2015  57-28-204. Independent counseling.    (1) Before a prospective borrower signs a reverse mortgage application, the prospective borrower shall meet with an independent housing counselor.     (2) During the meeting described in Subsection (1):   (a) the prospective borrower and the independent housing counselor shall discuss the financial impacts of a reverse mortgage, including:   (i) options other than a reverse mortgage that are or may become available to the prospective borrower;     (ii) other home equity conversion options that are or may become available to the prospective borrower, including sale-leaseback financing, a deferred payment loan, and a property tax deferral; and     (iii) the financial implications, specific to the prospective borrower, of entering into a reverse mortgage; and       (b) the independent housing counselor shall give the prospective borrower a written disclosure that states that a reverse mortgage may:   (i) have tax consequences;     (ii) affect the prospective borrower's eligibility for assistance under certain state and federal programs; and     (iii) impact the prospective borrower's estate and heirs.        Enacted by Chapter 290, 2015 General Session
UT Code § 57-28-205 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 28 - Utah Reverse Mortgage Act|Part 2 - Reverse Mortgage Requirements|Section 205 - Costs and repayment.

 Effective 5/12/2015  57-28-205. Costs and repayment.  A lender may collect the following charges and fees in connection with the origination of a reverse mortgage:  (1) the actual expenses that the lender incurs in originating and closing the reverse mortgage, including a mortgage broker's fee if the mortgage broker and the lender do not share any pecuniary interests; and     (2) the actual amount that the lender paid for:   (a) a recording fee;     (b) a credit report;     (c) a survey, if required by the lender or the borrower;     (d) a title examination;     (e) the lender's title insurance; and     (f) an initial appraisal of the real property that secures the reverse mortgage.      Enacted by Chapter 290, 2015 General Session
UT Code § 57-28-206 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 28 - Utah Reverse Mortgage Act|Part 2 - Reverse Mortgage Requirements|Section 206 - Disbursement.

 Effective 5/12/2015  57-28-206. Disbursement.    (1) Subject to Subsection (2) and except as provided in Subsection (3), a lender shall pay the loan proceeds of a reverse mortgage under a term payment option, a tenure payment option, or a line of credit payment option.     (2) Under a term payment option or a tenure payment option, upon a borrower's request, the lender shall disburse a portion of the loan proceeds under a line of credit payment option.     (3) If a reverse mortgage is a fixed interest rate loan, the lender may pay the loan proceeds in a lump sum.    Enacted by Chapter 290, 2015 General Session
UT Code § 57-28-207 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 28 - Utah Reverse Mortgage Act|Part 2 - Reverse Mortgage Requirements|Section 207 - Cooling off period -- Closing.

 Effective 5/12/2015  57-28-207. Cooling off period -- Closing.    (1) After a prospective borrower accepts, in writing, a lender's written commitment to make a reverse mortgage, the lender may not bind the prospective borrower to the reverse mortgage earlier than seven days after the day on which the prospective borrower gives the written acceptance to the lender.     (2) During the seven-day period described in Subsection (1), the lender may not require the prospective borrower to close or otherwise proceed with the reverse mortgage.     (3) A prospective borrower may not waive the provisions of this section.    Enacted by Chapter 290, 2015 General Session
UT Code § 57-28-208 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 28 - Utah Reverse Mortgage Act|Part 2 - Reverse Mortgage Requirements|Section 208 - Federally insured reverse mortgages.

 Effective 5/12/2015  57-28-208. Federally insured reverse mortgages.  When a lender makes a reverse mortgage that is federally insured by the United States Department of Housing and Urban Development, the lender satisfies the requirements described in Sections 57-28-202 through 57-28-206 if the lender complies with the federal requirements described in 12 U.S.C. Sec. 1715z-20 and 24 C.F.R. Part 206. Enacted by Chapter 290, 2015 General Session
UT Code § 57-28-301 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 28 - Utah Reverse Mortgage Act|Part 3 - Reverse Mortgage Proceeds, Priority, Foreclosure, and Lender Default|Section 301 - Title.

 Effective 5/12/2015  57-28-301. Title.  This part is known as "Reverse Mortgage Proceeds, Priority, Foreclosure, and Lender Default." Enacted by Chapter 290, 2015 General Session
UT Code § 57-28-302 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 28 - Utah Reverse Mortgage Act|Part 3 - Reverse Mortgage Proceeds, Priority, Foreclosure, and Lender Default|Section 302 - Treatment of loan proceeds -- Effect on assistance eligibility.

 Effective 5/12/2015  57-28-302. Treatment of loan proceeds -- Effect on assistance eligibility.  For purposes of determining a borrower's eligibility and benefits for a means-tested program of aid to individuals:  (1) a reverse mortgage loan payment made to a borrower shall be treated as proceeds from a loan and not as income; and     (2) undisbursed funds under a reverse mortgage shall be treated as equity in the borrower's home and not as proceeds from a loan.    Enacted by Chapter 290, 2015 General Session
UT Code § 57-28-303 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 28 - Utah Reverse Mortgage Act|Part 3 - Reverse Mortgage Proceeds, Priority, Foreclosure, and Lender Default|Section 303 - Priority.

 Effective 5/12/2015  57-28-303. Priority.    (1) All amounts secured by a reverse mortgage have the same lien priority as the first disbursement under the reverse mortgage.     (2) For purposes of Subsection (1), the amount secured by the reverse mortgage includes any payment to the borrower from the loan proceeds, regardless of the purpose of the payment.    Enacted by Chapter 290, 2015 General Session
UT Code § 57-28-304 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 28 - Utah Reverse Mortgage Act|Part 3 - Reverse Mortgage Proceeds, Priority, Foreclosure, and Lender Default|Section 304 - Foreclosure.

 Effective 5/10/2016  57-28-304. Foreclosure.  Before a person initiates foreclosure proceedings on a reverse mortgage, the person shall:  (1) send the borrower, by certified mail, return receipt requested, written notice that states the grounds for default and foreclosure; and     (2) provide the borrower at least 30 days after the day on which the person sends the notice described in Subsection (1) to cure the borrower's default.    Amended by Chapter 305, 2016 General Session
UT Code § 57-28-305 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 28 - Utah Reverse Mortgage Act|Part 3 - Reverse Mortgage Proceeds, Priority, Foreclosure, and Lender Default|Section 305 - Lender default.

 Effective 5/12/2015  57-28-305. Lender default.    (1) A lender who fails to make a loan advance on a non-federally insured reverse mortgage in accordance with the reverse mortgage agreement shall forfeit any right to repayment of the outstanding loan balance.     (2) After a lender forfeits the lender's right to repayment under Subsection (1), the reverse mortgage loan agreement is void.    Enacted by Chapter 290, 2015 General Session
UT Code § 57-29-101 (2021)
2021 Utah Code|Title 57 - Real Estate|Chapter 29 - Undivided Fractionalized Long-term Estate Sales Practices Act|Part 1 - General Provisions|Section 101 - Title.

 Effective 5/10/2016  57-29-101. Title.    (1) This chapter is known as the "Undivided Fractionalized Long-Term Estate Sales Practices Act."     (2) This part is known as "General Provisions."    Enacted by Chapter 381, 2016 General Session