reglab/housing_qa huggingface dataset:
MD. Insurance Code Ann. §  10-124 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 1 - Insurance Producers|Section 10-124 - Limited Lines Licenses -- Employees of Health Maintenance Organizations

    (a)    Without regard to the education, experience, or examination requirements of this subtitle, the Commissioner may issue a limited lines license to an individual who is employed by a health maintenance organization solely to solicit membership in the health maintenance organization under a contract:        (1)    between the health maintenance organization and the Maryland Department of Health; and        (2)    in accordance with which the Maryland Department of Health obtains prepaid comprehensive health care services for recipients of medical assistance under § 15–105 of the Health – General Article.    (b)    The annual license fee is provided in § 2–112 of this article.
MD. Insurance Code Ann. §  10-125 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 1 - Insurance Producers|Section 10-125 - Title Insurance Producer Independent Contractors -- Attorneys and Law Firms Engaged in Title Insurance Work

    (a)    (1)    In this section the following words have the meanings indicated.        (2)    “Attorney” means an individual admitted to practice law by the Court of Appeals of the State.        (3)    (i)    “Law firm” means an association of attorneys in a law partnership, professional corporation, sole proprietorship, or other business entity who:                1.    are primarily engaged in the practice of law; and                2.    solicit, procure, or negotiate title insurance contracts only as an incident to the practice of law.            (ii)    “Law firm” includes a sole practitioner.            (iii)    “Law firm” does not include:                1.    an attorney or an association of attorneys who own, operate, or share an interest in a title agency; or                2.    an attorney who is employed by a title agency as a title insurance producer.        (4)    (i)    “Title agency” means a business entity, other than a law firm, formed for the primary purpose of soliciting, procuring, or negotiating title insurance contracts and providing settlement services.            (ii)    “Title agency” includes a sole proprietor, partnership, or corporation.    (b)    Subject to this section, the Commissioner may issue a limited lines license to an attorney who solicits, procures, or negotiates title insurance contracts to act as a title insurance producer.    (c)    All licensing provisions of this subtitle apply to:        (1)    an attorney who solicits, procures, or negotiates title insurance contracts; and        (2)    title agencies even if the title agency is established or owned by an attorney or an association of attorneys.    (d)    Notwithstanding any other provision of this subtitle:        (1)    (i)    the licensing, bonding, education, experience, and examination requirements of this subtitle relating to title insurance producers do not apply to law firms; and            (ii)    except as otherwise provided in paragraph (2) of this subsection, the bonding, education, experience, and examination requirements of this subtitle relating to title insurance producers do not apply to attorneys.        (2)    The bonding requirements of this subtitle are applicable to:            (i)    an attorney or an association of attorneys who own, operate, or share an interest in a title agency; and            (ii)    an attorney who is employed by a title agency as a title insurance producer.
MD. Insurance Code Ann. §  10-127 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 1 - Insurance Producers|Section 10-127 - Cancellation of Policy if Premiums Paid to Insurance Producer

    An insurer may not cancel a policy for nonpayment of premiums if the premium due on the policy has been paid to the insurance producer.
MD. Insurance Code Ann. §  10-128.1 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 1 - Insurance Producers|Section 10-128.1 - Regulations Regarding Maintenance of Records

    The Commissioner shall adopt regulations establishing the minimum length of time for which and the manner in which an independent insurance producer is required to maintain records of insurance transactions conducted by the insurance producer.
MD. Insurance Code Ann. §  10-129 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 1 - Insurance Producers|Section 10-129 - Misrepresentation as Independent Insurance Producer

    A person other than an independent insurance producer may not be represented to the public as an independent insurance producer.
MD. Insurance Code Ann. §  10-130 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 1 - Insurance Producers|Section 10-130 - Commission Only to Licensed Insurance Producer

    (a)    Except as otherwise provided in §§ 10–102, 10–119, and 10–122 of this subtitle and § 10–602 of this title, a commission, fee, reward, rebate, or other consideration for selling, soliciting, or negotiating insurance may not be paid, directly or indirectly, to a person other than a licensed insurance producer.    (b)    Except as otherwise provided in this article, for life insurance or health insurance this section does not prohibit payment to or receipt by a person who formerly held a license and, if the person acted on behalf of an insurer, an appointment of:        (1)    commissions on renewal premiums on existing policies; or        (2)    other deferred commissions.    (c)    Unless the payment would violate § 27–209 or § 27–212 of this article, an insurer or insurance producer may pay or assign commissions, service fees, or other valuable consideration to an insurance agency or to persons who do not sell, solicit, or negotiate insurance in the State.
MD. Insurance Code Ann. §  10-131 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 1 - Insurance Producers|Section 10-131 - General Penalty

    A person that violates § 10-103(b) or (c), § 10-130, or § 10-133 of this subtitle is guilty of a misdemeanor and on conviction is subject to a fine not exceeding $500 or imprisonment not exceeding 6 months or both for each violation.
MD. Insurance Code Ann. §  10-132 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 1 - Insurance Producers|Section 10-132 - Violations by Title Insurance Producers

    A title insurance producer that willfully or knowingly violates § 10-121 of this subtitle is guilty of a misdemeanor and on conviction is subject to a fine not exceeding $50,000 or imprisonment not exceeding 1 year or both.
MD. Insurance Code Ann. §  10-133 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 1 - Insurance Producers|Section 10-133 - Certain Exclusive Appointment Agreements Prohibited

    (a)    In this section, “medical professional liability insurance” means insurance providing coverage against damages due to medical injury arising out of the performance of professional services rendered or which should have been rendered by a health care provider.    (b)    A licensed insurance producer may not enter into an exclusive appointment agreement with an authorized insurer that issues medical professional liability insurance.
MD. Insurance Code Ann. §  10-201 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 2 - Advisers|Section 10-201 - Definitions

    (a)    In this subtitle the following words have the meanings indicated.    (b)    “Adviser” means a person that, for compensation:        (1)    examines or offers to examine a policy, annuity contract, or pure endowment contract for the purpose of giving, or gives or offers to give, advice or information about:            (i)    the terms, conditions, benefits, coverage, or premium of a policy, annuity contract, or pure endowment contract; or            (ii)    the advisability of changing, exchanging, converting, replacing, surrendering, continuing, or rejecting a policy, annuity contract, or pure endowment contract or of accepting or procuring a policy, annuity contract, or pure endowment contract from an insurer; or        (2)    represents to the public that the person gives or is engaged in the business of giving advice or information to holders of policies or annuity contracts by use of the title “insurance adviser”, “insurance specialist”, “insurance counselor”, “insurance analyst”, “policyholders’ adviser”, “policyholders’ counselor”, “refund company”, or other similar title:            (i)    in or on advertisements, cards, signs, circulars, letterheads, or elsewhere; or            (ii)    in any other manner in which public announcements are made.    (c)    “License” means a license issued by the Commissioner to act as an adviser.
MD. Insurance Code Ann. §  10-203 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 2 - Advisers|Section 10-203 - License Required; Exception

    (a)    Except as otherwise provided in this subtitle, a person must obtain a license before the person acts as an adviser in the State.    (b)    An insurance producer or other representative of an authorized insurer that, while acting for an authorized insurer, uses a title similar to those listed in § 10-201(b)(2) of this subtitle in close conjunction with all or part of the name of the authorized insurer need not obtain a license if the insurance producer or other representative certifies to the Commissioner that the insurance producer or representative has completed successfully a course submitted to and approved by the Commissioner.
MD. Insurance Code Ann. §  10-205 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 2 - Advisers|Section 10-205 - Applications for Licenses

    An applicant for a license shall file with the Commissioner an application on the form that the Commissioner provides.
MD. Insurance Code Ann. §  10-206 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 2 - Advisers|Section 10-206 - Bond Required

    An applicant for a license shall file with the Commissioner a bond that:         (1)    is approved by the Commissioner as to form and sufficiency of security;        (2)    is executed by the applicant and an authorized surety insurer;        (3)    is in the penal sum of $1,000;        (4)    is conditioned on the applicant faithfully performing the duties of an adviser;        (5)    runs to the State; and        (6)    specifically authorizes the State to recover the penal sum of the bond if the applicant is guilty of fraudulent or dishonest practices while acting as an adviser.
MD. Insurance Code Ann. §  10-207 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 2 - Advisers|Section 10-207 - Issuance of License

    The Commissioner shall issue a license to each applicant who meets the requirements of this subtitle.
MD. Insurance Code Ann. §  10-208 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 2 - Advisers|Section 10-208 - Scope of License

    A license does not authorize the licensee to:         (1)    adjust losses; or        (2)    receive compensation from an insurer or insurance producer for the sale or placement of insurance.
MD. Insurance Code Ann. §  10-210 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 2 - Advisers|Section 10-210 - Conducting Business as Sole Proprietorship, Partnership, Association, or Corporation

    A licensee may conduct an insurance advisory business as a sole proprietorship, partnership, association, or corporation if:         (1)    each individual who acts as an adviser is licensed under this subtitle; and        (2)    the trade name of the business is registered with the Commissioner.
MD. Insurance Code Ann. §  10-211.1 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 2 - Advisers|Section 10-211.1 - Reinstatement of License

    (a)    On or before September 30 of the renewal year, a person whose insurance adviser’s license has expired may reinstate the expired license by:        (1)    filing with the Commissioner the appropriate reinstatement application;        (2)    paying to the Commissioner the applicable reinstatement fee required under subsection (b) of this section; and        (3)    complying with the bond requirement of § 10-206 of this subtitle.    (b)    (1)    The fee for a reinstatement under this section shall be:            (i)    the amount charged for a full renewal period for the type of license held by the person seeking the reinstatement; and            (ii)    1.    $25 for reinstatement during the period from July 1 through July 31;                2.    $50 for reinstatement during the period from August 1 through August 31; and                3.    $75 for reinstatement during the period from September 1 through September 30.        (2)    The Commissioner may limit the reinstatement fee to the amount of the renewal fee in cases where the reinstatement applicant did not make timely renewal because of temporary incapacity, hospitalization, or other hardship.    (c)    A person whose insurance adviser’s license has expired is prohibited from acting as an insurance adviser until the effective date of reinstatement of the license.    (d)    A person who does not comply with subsection (a) of this section on or before September 30 of the year of expiration shall apply for an insurance adviser’s license under § 10-205 of this subtitle and meet any other requirements specified by the Commissioner in regulation.    (e)    The Commissioner may adopt regulations to carry out this section.
MD. Insurance Code Ann. §  10-212 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 2 - Advisers|Section 10-212 - Suspensions and Revocations

    (a)    Subject to the hearing provisions of Title 2 of this article, the Commissioner may suspend or revoke a license if the licensee:        (1)    has violated this article;        (2)    has violated any law while acting as an adviser;        (3)    has made a material misstatement in the application for the license;        (4)    has been guilty of fraudulent or dishonest practices; or        (5)    has demonstrated incompetency or untrustworthiness to act as an adviser.    (b)    (1)    Any licensee or any person aggrieved may file with the Commissioner a verified complaint that states facts that show sufficient grounds to suspend or revoke a license.        (2)    On the filing of a complaint, the Commissioner, after notice and hearing, shall determine whether to suspend or revoke the license.    (c)    An adviser whose license has been revoked may not obtain another license or renew a license for at least 1 year after:        (1)    the date of revocation, if there is no judicial review; or        (2)    the final determination in the judicial proceeding confirming the revocation, if there is judicial review.
MD. Insurance Code Ann. §  10-213 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 2 - Advisers|Section 10-213 - Notice of Denial, Suspension, or Revocation

    If an application for a license is denied or a license is suspended or revoked, the Commissioner immediately shall give notice to the applicant or licensee by registered mail addressed to the applicant’s or licensee’s last address of record with the Commissioner.
MD. Insurance Code Ann. §  10-214 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 2 - Advisers|Section 10-214 - Information Required by Commissioner

    (a)    The Commissioner at any time may require a licensee to provide information that the Commissioner considers necessary about the business methods, policies, contracts, or transactions of the licensee.    (b)    Within 10 days after receiving a written request for information under this section, the licensee shall provide the Commissioner with the information in the form that the Commissioner requires.
MD. Insurance Code Ann. §  10-215 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 2 - Advisers|Section 10-215 - Agreements Between Advisers and Others

    (a)    An agreement between an adviser and another person that relates to the giving of advice or information of the type given by advisers is not enforceable by or for the adviser unless:        (1)    the agreement is in writing;        (2)    the agreement is executed personally in duplicate by the person to be charged or by the legal representative of the person;        (3)    a duplicate of the agreement is delivered to and kept by the person when it is signed by that person;        (4)    the agreement plainly states the amount of the fee paid or to be paid by the person and the services to be performed by the adviser; and        (5)    the agreement is in the form that the Commissioner currently approves.    (b)    (1)    All forms of statements, receipts, and agreements used by licensees must be filed with and approved by the Commissioner as:            (i)    conforming to the requirements of this section;            (ii)    not inconsistent with law; and            (iii)    not misleading in any way.        (2)    The Commissioner may disapprove a form if the Commissioner finds that the form:            (i)    contains any provision or any title, heading, backing, or other indication of its contents that is likely to be misleading; or            (ii)    omits any provision that the Commissioner requires to make the form clear and not misleading.
MD. Insurance Code Ann. §  10-301 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 3 - Bail Bondsmen|Section 10-301 - Definitions

    (a)    In this subtitle the following words have the meanings indicated.    (b)    “Bail bond” means a written obligation of a defendant, with or without a surety or collateral security, that:        (1)    is conditioned on the appearance of the defendant as required; and        (2)    provides for the payment of a penal sum according to its terms.    (c)    “Bail bondsman” means an authorized insurance producer of a surety insurer.    (d)    “Collateral security” means any property deposited, pledged, or encumbered to secure the performance of a bail bond.    (e)    “License” means a license issued by the Commissioner to provide bail bondsman services.    (f)    “Provide bail bondsman services” means to provide any service in the bail bondsman trade.    (g)    (1)    “Surety” means a person, other than the defendant, that guarantees the appearance of the defendant by executing a bail bond.        (2)    “Surety” includes an uncompensated or accommodation surety.    (h)    “Surety insurer” means a person that, for compensation, directly or through an authorized insurance producer, acts as a surety on a bail bond.
MD. Insurance Code Ann. §  10-302 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 3 - Bail Bondsmen|Section 10-302 - Scope of Subtitle

    Except as provided in § 10–309 of this subtitle, this subtitle does not apply to bail bondsmen that provide bail bondsman services under § 5–203 of the Criminal Procedure Article.
MD. Insurance Code Ann. §  10-303 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 3 - Bail Bondsmen|Section 10-303 - Regulations

    The Commissioner shall adopt regulations to carry out this subtitle.
MD. Insurance Code Ann. §  10-304 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 3 - Bail Bondsmen|Section 10-304 - License Required

    (a)    An individual must obtain a license before the individual provides bail bondsman services in the State.    (b)    A license issued by the Commissioner under this subtitle is identical to a license issued under Subtitle 1 of this title.
MD. Insurance Code Ann. §  10-305 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 3 - Bail Bondsmen|Section 10-305 - Qualifications of Applicants

    An applicant for a license must be an individual who meets the requirements for acting as a property and casualty insurance producer under Subtitle 1 of this title.
MD. Insurance Code Ann. §  10-306 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 3 - Bail Bondsmen|Section 10-306 - Fees

    The Commissioner shall set licensing fees that are sufficient to cover the expenses of licensing bail bondsmen under this subtitle.
MD. Insurance Code Ann. §  10-307 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 3 - Bail Bondsmen|Section 10-307 - Continuing Education

    Each bail bondsman must comply with any continuing education requirements that the Commissioner sponsors or approves.
MD. Insurance Code Ann. §  10-308 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 3 - Bail Bondsmen|Section 10-308 - Certification About Income

    Each year, each bail bondsman must certify to the Commissioner, on a form that the Commissioner requires, that the majority of the bail bondsman’s income is from providing bail bondsman services.
MD. Insurance Code Ann. §  10-309 (2021)
2021 Maryland Statutes|Insurance|Title 10 - Regulation of Insurance Professions|Subtitle 3 - Bail Bondsmen|Section 10-309 - Acceptance of Installment Payments

    (a)    This section applies to bail bondsmen licensed under this subtitle and to bail bondsmen that provide bail bondsman services under § 5–203 of the Criminal Procedure Article.    (b)    A bail bondsman may arrange to accept payment for the premium charged for a bail bond in installments.    (c)    If a bail bondsman arranges to accept payment for the premium charged for a bail bond in installments, the installment agreement:        (1)    shall be in a form adopted by the Commissioner;        (2)    shall include:            (i)    the total amount of the premium owed;            (ii)    the amount of any down payment made;            (iii)    the balance amount owed to the bail bondsman or the bail bondsman’s insurer;            (iv)    the amount and due date of each installment payment; and            (v)    the total number of installment payments required to pay the amount due; and        (3)    may not include a confessed judgment clause that waives a consumer’s right to assert a legal defense to an action.    (d)    If a bail bondsman arranges to accept payment of the premium charged for a bail bond in installments, the bail bondsman shall:        (1)    secure a signed affidavit of surety by the defendant or the insurer containing the information required under subsection (c) of this section and provide the affidavit of surety to the court;        (2)    take all necessary steps to collect the total amount owed by the insured, including seeking remedies provided by law for the collection of debts; and        (3)    keep and maintain records of all collection attempts, installment agreements, and affidavits of surety.    (e)    (1)    The bail bondsman shall keep and maintain the records required under this section in an office that is generally accessible to the public during normal business hours.        (2)    The bail bondsman shall make the records required under this section available to the Commissioner for inspection.        (3)    Each year, each bail bondsman shall certify to the Commissioner that the records required to be kept and maintained under this section are accurate and true.    (f)    If a bail bondsman violates any provision of this section, the Commissioner may take any actions authorized under § 10–126 of this title.