reglab/housing_qa huggingface dataset:
GA Code § 33-23-3 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-3. Agency Licensing and Biennial Renewals; Ownership Restrictions

  Each principal office and each branch office of an agency as defined in paragraph (2) of subsection (a) of Code Section 33-23-1 must obtain an agency license prior to commencement of operations and renew such license biennially and prior to December 31 by filing application forms prescribed by the Commissioner.   An agency shall be subject to all penalties, fines, criminal sanctions, and other actions authorized for agents under this title.   No person shall be an owner of an agency or, if the agency is a corporation, no person shall be an officer or director of such corporation or own 10 percent or more of the corporation if such person has had his or her license under this title refused, revoked, or suspended.     (Code 1981, §33-23-3, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 1997, p. 1296, § 3; Ga. L. 2001, p. 925, § 1; Ga. L. 2011, p. 623, § 2/SB 251; Ga. L. 2012, p. 37, § 1/HB 477; Ga. L. 2019, p. 386, § 4/SB 133.)    The 2019 amendment,  effective July 1, 2019, deleted subsection (a.1), which read: "All agency licenses that were issued with an expiration date of December 31, 2012, shall expire on that date, but shall be renewed pursuant to subsection (a) of this Code section."; and substituted "this title" for "this chapter" in subsections (b) and (c).
GA Code § 33-23-5.1 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-5.1. Conviction Data

  As used in this Code section, the term "conviction data" means a record of a finding or verdict of guilty or plea of guilty or nolo contendere with regard to any crime regardless of whether an appeal of the conviction has been sought.   With respect to the requirements of paragraph (3) of subsection (a) of Code Section 33-23-5, the Commissioner shall be authorized to obtain conviction data with respect to an applicant as authorized in this Code section. The Commissioner shall submit to the Georgia Crime Information Center two complete sets of fingerprints of the applicant for appointment or employment, the required records search fees, and such other information as may be required. Upon receipt of such material, the Georgia Crime Information Center shall promptly forward one set of fingerprints to the Federal Bureau of Investigation for a search of bureau records and the preparation of an appropriate report concerning such records search and shall retain the other set and promptly conduct a search of its own records and all records to which the center has access. The Georgia Crime Information Center shall notify the Commissioner in writing of any derogatory finding, including, but not limited to, any conviction data regarding the fingerprint records check or if there is no such finding. All conviction data received by the Commissioner shall not be a public record, shall be privileged, and shall not be disclosed to any other person or agency except as provided in this Code section and except to any person or agency that otherwise has a legal right to inspect the employment file. All such records shall be maintained by the Commissioner pursuant to the laws regarding such records and the rules and regulations of the Federal Bureau of Investigation and the Georgia Crime Information Center, as applicable.     (Code 1981, §33-23-5.1, enacted by Ga. L. 2008, p. 1076, § 4/SB 113; Ga. L. 2009, p. 616, § 2/SB 144.)
GA Code § 33-23-6 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-6. Bond Requirements for Applicants for Adjuster's License

 In addition to other applicable provisions of this chapter, an applicant for a public adjuster's license must have previously filed a bond as required by rule or regulation of the Commissioner.    (Code 1981, §33-23-6, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 2001, p. 925, § 1.)
GA Code § 33-23-7 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-7. Bond Requirement for Applicants for Counselor's License

 In addition to other applicable provisions of this chapter, an applicant for a counselor's license must have previously filed a bond as required by rule or regulation by the Commissioner.    (Code 1981, §33-23-7, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 2001, p. 925, § 1.)
GA Code § 33-23-8 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-8. Form and Contents of License Application; Fees

  An individual applicant for any license required by this chapter shall file with the Commissioner an application upon forms prescribed by the Commissioner.   If the application is for an agent's or limited subagent's license, the application shall state the kinds of insurance proposed to be transacted. If applying as a limited subagent, the applicant shall be appointed as a limited subagent by a sponsoring agent prior to the issuance of such license.   As to any application for a limited subagent's license or certificate of authority, the Commissioner shall require as part of the application a certificate of the sponsoring agent proposed to be represented. The certificate shall state, relative to the applicant's character, including criminal background, identity, residence, experience, and instruction as to the kinds of insurance to be transacted, that the sponsoring agent is satisfied that the applicant is trustworthy and qualified to act as its limited subagent and to hold himself or herself out in good faith to the general public as a limited subagent and the fact that the sponsoring agent desires that the applicant be licensed as a limited subagent to represent it in this state.   Each applicant for an agency license shall file with the Commissioner the information required under Code Section 33-23-3.   All such applications shall be accompanied by the appropriate fees in the respective amounts as provided by law.     (Code 1981, §33-23-8, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 1997, p. 1296, § 6; Ga. L. 2001, p. 925, § 1; Ga. L. 2005, p. 60, § 33/HB 95; Ga. L. 2008, p. 1076, § 5/SB 113.)   RESEARCH REFERENCES   Am. Jur. 2d.   - 43 Am. Jur. 2d, Insurance, §§ 33 et seq., 109 et seq.   C.J.S.   - 44 C.J.S., Insurance, §§ 67 et seq., 124.
GA Code § 33-23-9 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-9. Study Materials for Applicants

 The rules and regulations of the Commissioner shall designate textbooks, manuals, and other materials to be studied by the applicant in preparation for examinations in each classification designated by the Commissioner.The textbooks, manuals, or other materials may consist of matter available to applicants by purchase from the publisher or may consist of matter prepared at the direction of the Commissioner and distributed to applicants upon request therefor and payment of reasonable costs.When textbooks, manuals, or other materials shall have been designated by or prepared at the direction of the Commissioner, all examination questions shall be prepared from the contents of those textbooks, manuals, or other materials.    (Code 1981, §33-23-9, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 2001, p. 925, § 1.)
GA Code § 33-23-10 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-10. Examination of Applicants

  Each individual applicant for a license as agent, limited subagent, counselor, adjuster, or surplus line broker shall submit to a personal examination in writing as to his or her competence to act in such capacity. The examination shall be prepared and given by the Commissioner or a designee of the Commissioner and shall be given and graded in a fair and impartial manner and without unfair discrimination as between individuals examined. Any required examination may be supplemented by an oral examination at the discretion of the Commissioner. The Commissioner shall provide by rule or regulation for a reasonable waiting period before giving a reexamination to an applicant who failed to pass a previous similar examination.   The Commissioner shall by rule or regulation establish criteria and procedures for:   The scope of any examination; and   Exemptions, if any, to examinations, provided that the Commissioner shall not, under any circumstances, exempt himself or herself from any written examination requirements set forth in this Code section.     An applicant for a license to act as an agent, limited subagent, surplus line broker, counselor, or adjuster who held a valid license to act as such which lapsed while the applicant was a member of any branch of the armed forces of the United States shall be granted a new license if application is made within a period of five years from the date of the expiration of the old license and proof satisfactory to the Commissioner is furnished that:   The individual was a member of the armed forces of the United States at the time the previous license lapsed; and   The individual's service in the armed forces of the United States was not terminated more than one year prior to the date of application for a new license.       (Code 1981, §33-23-10, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 2001, p. 925, § 1; Ga. L. 2008, p. 1076, § 6/SB 113; Ga. L. 2011, p. 449, § 9/HB 413.)
GA Code § 33-23-11 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-11. Issuance and Contents of License; Display Certificate of Licensure

  The Commissioner shall issue licenses applied for to persons qualified for the licenses in accordance with this article.   The license shall state the name and address of the licensee, the date of issue, the general conditions relative to expiration or termination, the kind or kinds of insurance covered if not an insurance agency license, and the other conditions of licensing.   Upon the request of a licensee under this chapter, the Commissioner shall provide a certificate of licensure which shall be suitable for display at the business premises of the licensee. The Commissioner shall provide by rule or regulation the application procedures for the certificate and the form and content of the certificate.   The Commissioner shall have the authority to enter into agreements with persons for the purposes of providing licensing testing, administrative, record keeping, printing, mounting, and other services related to the administration of the Commissioner's duties under this article and to set appropriate charges by rule or regulation to cover the costs of such services which shall be in addition to the fees otherwise provided for in this title and may be paid directly to the providers of such services. The Commissioner may require applicants for licenses to pay such charges for licensing testing and for the cost of the printing and mounting of a certificate of licensure which is suitable for display directly to the provider of such services. The Commissioner may require insurers to pay such charges for licensing testing, administrative, record keeping, and other services provided for in this subsection directly to the provider of such services in an amount corresponding to the number of their authorized agents.     (Code 1981, §33-23-11, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 1993, p. 702, § 1; Ga. L. 1995, p. 1348, § 2; Ga. L. 1997, p. 1296, § 7; Ga. L. 2001, p. 925, § 1; Ga. L. 2019, p. 386, § 6/SB 133; Ga. L. 2020, p. 138, § 3/SB 377.)    The 2019 amendment,  effective July 1, 2019, substituted "this article" for "this chapter" in subsections (a) and (d); and, in the last sentence of subsection (d), inserted "licensing testing," in the middle and substituted "in an amount corresponding" for "in proportion" near the end.    The 2020 amendment,  effective June 30, 2020, in subsection (d), substituted "record keeping" for "record-keeping" twice and substituted "may be paid" for "shall be paid" near the end of the first sentence.
GA Code § 33-23-14 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-14. Probationary Licenses

  The Commissioner shall have the authority to issue a probationary license to any applicant under this chapter.   A probationary license may be issued for a period of not less than three months and not longer than 12 months and shall be subject to immediate revocation for cause at any time without a hearing.   The Commissioner, at his or her discretion, shall prescribe the terms of probation, may extend the probationary period, or refuse to grant a license at the end of any probationary period.     (Code 1981, §33-23-14, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 2001, p. 925, § 1.)
GA Code § 33-23-15 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-15. Additional Licenses

 The Commissioner may issue two or more licenses to one individual provided the individual meets all qualifications and conditions for each such license.    (Code 1981, §33-23-15, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 2001, p. 925, § 1.)
GA Code § 33-23-17 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-17. Registration of Nonresident Representatives to Represent Life Insurers in Military Installations in Foreign Countries

 An individual who is not a resident of this state may be registered to represent an authorized life insurer domiciled in this state, provided such individual only represents the insurer exclusively at a United States military installation located in a foreign country. The Commissioner may, upon request of the insurer on application forms prescribed by the department and upon payment of an annual registration fee of $25.00, issue a certificate of registration to the individual. An official of the insurer shall certify to the Commissioner that the applicant has the necessary training to hold himself or herself out as a foreign life or accident and sickness insurance representative; and the official of the insurer shall further certify on behalf of his or her insurer that it is willing to be bound by the acts of such applicant within the scope of his or her employment and that such applicant has not had his or her privileges to solicit on or enter any United States military installation revoked, suspended, or restricted in any manner. Such certificate shall expire as of December 31 succeeding the date of its issuance unless it is terminated at an earlier time in accordance with this chapter and Chapter 2 of this title.    (Code 1981, §33-23-17, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 2001, p. 925, § 1; Ga. L. 2005, p. 563, § 4/HB 407.)
GA Code § 33-23-19 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-19. Placing of License on Inactive Status; Subsequent Revocation

  An agent's license shall be placed on inactive status when the agent no longer has on file with the Commissioner a certificate of authority to represent at least one insurer licensed to do business in this state.   When a license is placed on inactive status under this Code section, the agent shall be prohibited from selling, soliciting, or negotiating insurance.   During the time a license is in inactive status under the provisions of this Code section, the licensee still shall be required to provide evidence of compliance with the continuing education requirements of Code Section 33-23-18.     (Code 1981, §33-23-19, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 2001, p. 925, § 1; Ga. L. 2008, p. 1076, § 10/SB 113.)
GA Code § 33-23-20 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-20. Effect of License Suspension or Placement of License on Inactive Status

  The suspension of the license of an agent or limited subagent or the placing of such license on inactive status shall not deprive such individual or the executors or administrators of such individual's estate of any right that may have been acquired by a contract made before such suspension or placement on inactive status to receive all or a portion of commissions upon contracts of insurance written before such suspension or placement on inactive status with reference to the periods of time during which such contracts are in effect, including renewal option periods provided in the contracts.   In case of a sale of an agency upon a work-out basis, the seller without maintaining his or her license or the executors and administrators of the seller's estate may participate in the proceeds of premiums on insurance written by the purchaser of the agency when and as authorized to do so by the contract of sale of the agency; and this participation may be without limitation of time after the seller ceased to hold a license. An agent whose license has been suspended or placed in inactive status may, when the countersignature of a resident licensed agent is required pursuant to Code Section 33-3-26 and if authorized by the insurer, countersign certificates and endorsements necessary to continue coverage to the expiration date, including renewal option periods.   Nothing in this article shall be construed to permit an agent or limited subagent whose license has been suspended or placed in inactive status to sell, solicit, or negotiate insurance other than as expressly permitted in subsections (a) and (b) of this Code section.     (Code 1981, §33-23-20, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 1999, p. 878, § 5; Ga. L. 2001, p. 925, § 1; Ga. L. 2005, p. 60, § 33/HB 95; Ga. L. 2008, p. 1076, § 11/SB 113; Ga. L. 2019, p. 386, § 9/SB 133.)    The 2019 amendment,  effective July 1, 2019, in subsection (b), in the first sentence, substituted "seller" for "vendor" in two places and substituted "seller's" for "vendor's".
GA Code § 33-23-21.1 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-21.1. Licensing for Educational Borrowers in Default

 The Commissioner shall not refuse to issue nor suspend or revoke a license of an applicant for or holder of a license because he or she is a borrower in default under the Georgia Higher Education Loan Program as determined by the Georgia Higher Education Assistance Corporation or has been certified by any entity of the federal government for nonpayment or default or breach of a repayment or service obligation under any federal educational loan, loan repayment, or service conditional scholarship program.    (Code 1981, §33-23-21.1, enacted by Ga. L. 2019, p. 462, § 1-9/SB 214.)   RESEARCH REFERENCES   Am. Jur. 2d.   - 51 Am. Jur. 2d, Licenses and Permits, § 56 et seq.   C.J.S.   - 53 C.J.S., Licenses, § 85 et seq.
GA Code § 33-23-22 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-22. Notice of Suspension or Revocation of License; Hearing; Appeals

  Any license, other than a probationary license or inactive license as described in subsection (a) of Code Section 33-23-19, may be suspended or revoked as provided by Code Section 33-23-21 and subsection (b) of Code Section 33-23-19, and the Commissioner shall give notice of such action to the applicant for or holder of the license and any insurer or agent whom the applicant or licensee represents or who desires that the applicant or licensee be licensed. The procedure for conduct of hearings set forth in Chapter 2 of this title shall be followed in all cases except those cases pursuant to paragraph (20) of Code Section 33-23-21 which shall only require the hearings provided for in said paragraph.   Appeal from any order or decision of the Commissioner made pursuant to this chapter shall be taken as provided in Chapter 2 of this title.     (Code 1981, §33-23-22, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 1996, p. 453, § 10; Ga. L. 1998, p. 1094, § 9; Ga. L. 2001, p. 925, § 1; Ga. L. 2019, p. 462, § 1-10/SB 214.)    The 2019 amendment,  effective July 1, 2019, in subsection (a), substituted "described in subsection (a)" for "described in subsection (b)" near the middle of the first sentence, and, in the second sentence, deleted "or (21)" following "paragraph (20)", and substituted "in said paragraph" for "in either paragraph" near the end.   Code Commission notes.   - Pursuant to Code Section 28-9-5, in 2001, "paragraph (20)" was substituted for "paragraph 20" in the last sentence in subsection (a).   JUDICIAL DECISIONS   Procedural safeguards must be provided if hearing takes place.    - In the event a hearing takes place, the Commissioner must accord all the procedural safeguards provided as hearing requirements of the Insurance Code before there can be any final decisions, orders, or actions adverse to any member of the insurance industry. Southeastern Adjusters, Inc. v. Caldwell, 229 Ga. 4, 189 S.E.2d 76 (1972).   RESEARCH REFERENCES   Am. Jur. 2d.   - 43 Am. Jur. 2d, Insurance, § 42 et seq.   C.J.S.   - 44 C.J.S., Insurance, §§ 67 et seq., 124.   ALR.    - Constitutionality, construction, and application of statute respecting cancellation, suspension or renewal of license of insurance agent, 154 A.L.R. 1146.
GA Code § 33-23-23 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-23. Limitation on Application After Refusal or Revocation of License; Effect of Surrender of License Under Written Consent Order

  No licensee or applicant whose license or application has been refused or revoked as provided by Code Sections 33-23-21 and 33-23-22 shall be entitled to file another application for a license as an agent, agency, limited subagent, surplus lines broker, counselor, or adjuster within five years from the effective date of the refusal, revocation, or, if judicial review of such refusal or revocation is sought, within five years from the date of the final court order or decree affirming such refusal or revocation.   The application when filed may be refused by the Commissioner unless the applicant shows good cause why the refusal or revocation of the license shall not be deemed a bar to the issuance of a new license.   Any surrender of a license under written consent order shall have the same effect as a revocation under subsections (a) and (b) of this Code section.     (Code 1981, §33-23-23, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 1997, p. 1296, § 9; Ga. L. 2001, p. 925, § 1; Ga. L. 2008, p. 1076, § 12/SB 113; Ga. L. 2019, p. 386, § 10/SB 133.)    The 2019 amendment,  effective July 1, 2019, substituted "Any" for "By law, any" at the beginning of subsection (c).
GA Code § 33-23-24 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-24. Permits and Licenses Not Transferable

 The permits of service representatives and licenses of licensees under this article shall not be transferable.    (Code 1981, §33-23-24, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 2001, p. 925, § 1.)