reglab/housing_qa huggingface dataset:
MT Code § 33-17-1113 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 17. Insurance Producers, Adjusters, Consultants, and Administrators|Part 11. Conduct of Business by Insurance Producers|33-17-1113. Repealed

  33-17-1113. Repealed. Sec. 73, Ch. 227, L. 2001.   History: En. Sec. 69, Ch. 286, L. 1959; R.C.M. 1947, 40-2824; amd. Sec. 58, Ch. 713, L. 1989.
MT Code § 33-17-1114 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 17. Insurance Producers, Adjusters, Consultants, and Administrators|Part 11. Conduct of Business by Insurance Producers|33-17-1114. Repealed

  33-17-1114. Repealed. Sec. 73, Ch. 227, L. 2001.   History: En. Sec. 70, Ch. 286, L. 1959; R.C.M. 1947, 40-2825; amd. Sec. 59, Ch. 713, L. 1989.
MT Code § 33-17-1201 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 17. Insurance Producers, Adjusters, Consultants, and Administrators|Part 12. Insurance Producer and Consultant Continuing Education Act|33-17-1201. Short title

  33-17-1201. Short title. This part may be cited as the "Insurance Producer, Adjuster, and Consultant Continuing Education Act".   History: En. Sec. 1, Ch. 622, L. 1993; amd. Sec. 1, Ch. 38, L. 2005.
MT Code § 33-17-1202 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 17. Insurance Producers, Adjusters, Consultants, and Administrators|Part 12. Insurance Producer and Consultant Continuing Education Act|33-17-1202. Purpose

  33-17-1202. Purpose. The purposes of this part are to:   (1) protect insurance consumers and dedicated insurance producers, adjusters, public adjusters, and consultants by requiring continuing education for insurance producers, adjusters, public adjusters, and consultants;   (2) better educate insurance producers, adjusters, public adjusters, and consultants about changes in insurance law, products, ethical conduct as an insurance producer, adjuster, or consultant, marketing, and management; and   (3) provide standards for the qualification of instructors, courses, and materials.   History: En. Sec. 2, Ch. 622, L. 1993; amd. Sec. 2, Ch. 38, L. 2005; amd. Sec. 10, Ch. 139, L. 2015.
MT Code § 33-17-1203 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 17. Insurance Producers, Adjusters, Consultants, and Administrators|Part 12. Insurance Producer and Consultant Continuing Education Act|33-17-1203. Continuing education -- basic requirements -- exceptions

  33-17-1203. Continuing education -- basic requirements -- exceptions. (1) Unless exempt under subsection (3):   (a) an individual licensed to act as an insurance producer, adjuster, public adjuster, or consultant other than an individual licensed only for surety bail bonds or for limited lines credit insurance shall, during each 24-month period, complete at least 24 credit hours of approved continuing education, including at least 3 hours of ethics credits and at least 1 credit hour on changes in Montana insurance statutes and administrative rules;   (b) an individual licensed to act as an insurance producer only for surety bail bonds, prepaid legal insurance, or limited lines credit insurance shall, during each biennium, complete 5 credit hours of approved continuing education, including at least 1 credit hour on changes in Montana insurance statutes and administrative rules and the remaining credit hours in the areas of insurance law, ethics, or topics specific to surety bail bonds, prepaid legal insurance, or limited lines credit insurance.   (2) The commissioner may, for good cause, grant an extension of time, not to exceed 1 year, during which the requirements imposed by subsection (1) may be completed.   (3) The minimum continuing education requirements do not apply to:   (a) an individual holding a temporary license issued under 33-17-216; or   (b) an insurance producer, adjuster, public adjuster, or consultant otherwise exempted by the commissioner.   History: En. Sec. 3, Ch. 622, L. 1993; amd. Sec. 2, Ch. 98, L. 1995; amd. Sec. 1, Ch. 456, L. 1997; amd. Sec. 27, Ch. 531, L. 1997; amd. Sec. 35, Ch. 472, L. 1999; amd. Sec. 37, Ch. 7, L. 2001; amd. Sec. 7, Ch. 106, L. 2001; amd. Sec. 22, Ch. 427, L. 2003; amd. Sec. 3, Ch. 38, L. 2005; amd. Sec. 18, Ch. 469, L. 2005; amd. Sec. 8, Ch. 313, L. 2009; amd. Sec. 1, Ch. 398, L. 2009; amd. Sec. 2, Ch. 324, L. 2013; amd. Sec. 11, Ch. 139, L. 2015.
MT Code § 33-17-1204 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 17. Insurance Producers, Adjusters, Consultants, and Administrators|Part 12. Insurance Producer and Consultant Continuing Education Act|33-17-1204. Review and approval of continuing education courses by commissioner -- advisory council

  33-17-1204. Review and approval of continuing education courses by commissioner -- advisory council. (1) The commissioner shall, after review by and at the recommendations of the advisory council established under subsection (2), approve only those continuing education courses, lectures, seminars, and instructional programs that the commissioner determines would improve the product knowledge, management, ethics, or marketing capability of the licensee. Course content, instructors, material, instructional format, and the sponsoring organization must be approved and periodically reviewed by the commissioner. The fee for approval of a course, lecture, seminar, or instructional program is listed in 33-2-708(2). The commissioner shall also determine the number of credit hours to be awarded for completion of an approved continuing education activity.   (2) The commissioner shall appoint an advisory council, pursuant to 2-15-122, consisting of at least one representative of the independent insurance agents of Montana, one representative of the national association of insurance and financial advisors - Montana, one representative of the professional insurance agents of Montana, one representative of the Montana state adjusters association, one title insurance producer, two public members who are not directly employed by the insurance industry, one insurance producer or consultant not affiliated with any of the three listed organizations, and a nonvoting presiding officer from the department who will be appointed by the commissioner as a representative of the department. The members of the council shall serve a term of 2 years, except that the initial term of the representative from each organization is 3 years. The commissioner shall consult with the council in formulating rules and standards for the approval of continuing education activities and prior to approving specific education activities. The provisions of 2-15-122(9) and (10) do not apply to this council.   (3) In conducting periodic review of course content, instructors, material, instructional format, or a sponsoring organization, the commissioner may exercise any investigative power of the commissioner provided for in 33-1-311 or 33-1-315.   (4) If after review or investigation the commissioner determines an approved continuing education activity is not being operated in compliance with the standards established under this section, the commissioner may revoke approval, place the activity under probationary approval, or issue a cease and desist order under 33-1-318.   History: En. Sec. 4, Ch. 622, L. 1993; amd. Sec. 16, Ch. 316, L. 1999; amd. Sec. 47, Ch. 227, L. 2001; amd. Sec. 23, Ch. 380, L. 2003; amd. Sec. 4, Ch. 38, L. 2005; amd. Sec. 17, Ch. 271, L. 2009.
MT Code § 33-17-1205 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 17. Insurance Producers, Adjusters, Consultants, and Administrators|Part 12. Insurance Producer and Consultant Continuing Education Act|33-17-1205. Compliance -- failure to comply -- rulemaking authority

  33-17-1205. Compliance -- failure to comply -- rulemaking authority. (1) Each individual subject to the requirements of 33-17-1203 shall file biennially in a format supplied by the commissioner certification as to the approved courses, lectures, seminars, and instructional programs successfully completed by that individual during the preceding biennium.   (2) If an individual fails to comply with this section, the individual's license lapses. An individual with a lapsed license may not conduct insurance business under another person's license, including a business entity license affiliation.   (3) In the continuing education affidavit, an insurance producer, adjuster, or public adjuster shall report to the commissioner the final disposition of any administrative action or the final disposition of any criminal action taken against the insurance producer, adjuster, or public adjuster in another jurisdiction or by another governmental agency in this state. As used in this subsection, "final disposition of any criminal action" means a plea agreement or sentence and judgment.   (4) Each person providing approved courses, lectures, seminars, and instructional programs, including insurance company education programs, shall file annually with the commissioner an alphabetical list of the names and addresses of all individuals who have successfully completed an approved continuing education activity during the preceding calendar year.   (5) The commissioner may, following the process provided for in 33-1-314, withdraw approval of all courses, lectures, seminars, and instructional programs of any person that fails to comply with subsection (4). The commissioner may, after having conducted a hearing pursuant to 33-1-701, impose a fine upon a person that has failed to comply with subsection (4). The fine may not exceed the penalty permitted by 33-1-317.   (6) The commissioner may adopt rules establishing the requirements for biennial filing and reporting of continuing education credits.   History: En. Sec. 5, Ch. 622, L. 1993; amd. Sec. 17, Ch. 316, L. 1999; amd. Sec. 23, Ch. 427, L. 2003; amd. Sec. 5, Ch. 38, L. 2005; amd. Sec. 19, Ch. 469, L. 2005; amd. Sec. 12, Ch. 139, L. 2015.
MT Code § 33-17-1206 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 17. Insurance Producers, Adjusters, Consultants, and Administrators|Part 12. Insurance Producer and Consultant Continuing Education Act|33-17-1206. Rulemaking authority

  33-17-1206. Rulemaking authority. The commissioner may adopt rules to implement this part.   History: En. Sec. 6, Ch. 622, L. 1993.
MT Code § 33-17-1207 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 17. Insurance Producers, Adjusters, Consultants, and Administrators|Part 12. Insurance Producer and Consultant Continuing Education Act|33-17-1207. Funding for continuing education program

  33-17-1207. Funding for continuing education program. All continuing education filing fees collected by the commissioner and fees paid to the commissioner for the review of initial applications for approval of continuing education courses or the periodic review of these courses must be turned over promptly to the state treasurer who shall place the money in the state special revenue fund to the credit of the state auditor's office to be used for the continuing education program. The funds allocated by this section to the state special revenue fund may be used only to defray the expenses of the state auditor's office in discharging its duties as prescribed by this part, subject to the applicable laws relating to the appropriation of state funds and to the deposit and expenditure of state money. The state auditor is responsible for the proper expenditure of this money as provided by law.   History: En. Sec. 9, Ch. 622, L. 1993; amd. Sec. 24, Ch. 427, L. 2003.
MT Code § 33-17-1401 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 17. Insurance Producers, Adjusters, Consultants, and Administrators|Part 14. Travel Insurance|33-17-1401. Definitions

  33-17-1401. Definitions. As used in this part, the following definitions apply:   (1) "Administrator" means an administrator as defined in 33-17-102.   (2) "Limited lines travel insurance producer" means a:   (a) managing general agent or third-party administrator; or   (b) licensed insurance producer, including a limited lines producer, designated by an insurer as the travel insurance supervising entity as set forth in 33-17-1404.   (3) "Offer and disseminate" means providing general information, including a description of coverage and price, as well as processing applications, collecting premiums, and performing other activities not requiring licensure by the state.   (4) (a) "Travel insurance" means insurance coverage for personal risks incident to planned travel, including but not limited to:   (i) interruption or cancellation of a trip or event;   (ii) loss of baggage or personal effects;   (iii) damages to accommodations or rental vehicles; and   (iv) sickness, accident, disability, or death occurring during travel.   (b) The term does not include major medical plans that provide comprehensive medical protection for travelers on trips lasting 6 months or longer, including those working overseas and military personnel being deployed.   (5) "Travel retailer" means a business entity that makes, arranges, or offers travel services and that may offer and disseminate travel insurance as a service to its customers on behalf of and under the direction of a limited lines travel insurance producer.   History: En. Sec. 1, Ch. 359, L. 2013.
MT Code § 33-17-1403 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 17. Insurance Producers, Adjusters, Consultants, and Administrators|Part 14. Travel Insurance|33-17-1403. Authorization

  33-17-1403. Authorization. Upon a limited lines travel insurance producer meeting the requirements provided for in 33-17-1402, a travel retailer is authorized to offer and disseminate travel insurance and receive related compensation when the travel retailer's insurance-related activities and those of its employees and authorized representatives are limited to offering and disseminating travel insurance on behalf of and under the direction of the limited lines travel insurance producer.   History: En. Sec. 3, Ch. 359, L. 2013.
MT Code § 33-17-1404 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 17. Insurance Producers, Adjusters, Consultants, and Administrators|Part 14. Travel Insurance|33-17-1404. Responsibility -- enforcement -- penalties

  33-17-1404. Responsibility -- enforcement -- penalties. (1) The limited lines travel insurance producer is the supervising entity responsible for the acts of the travel retailer and shall use reasonable means to ensure compliance by the travel retailer with the provisions of this part.   (2) A limited lines travel insurance producer and any travel retailer offering and disseminating travel insurance under the limited lines travel insurance producer's license are subject to the applicable unfair trade practices provisions of Title 33, chapter 18, including penalty provisions, and to other enforcement provisions applicable to insurance producers generally.   History: En. Sec. 4, Ch. 359, L. 2013.
MT Code § 33-17-1501 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 17. Insurance Producers, Adjusters, Consultants, and Administrators|Part 15. Rental Vehicle Insurance|33-17-1501. Definitions

  33-17-1501. Definitions. As used in this part, the following definitions apply:   (1) "Customer service representative" means an employee of a rental vehicle entity.   (2) "Present rental vehicle insurance information" means to present the option to acquire rental vehicle insurance to a renter.   (3) "Rental agreement" means a written agreement setting forth the terms and conditions governing the use of a vehicle that is provided by a rental vehicle entity for the rental or lease of a rental vehicle for a period of not more than 90 days.   (4) "Rental vehicle" means a motor vehicle that is designated as:   (a) a private passenger motor vehicle, including an automobile, a passenger van, a minivan, or a sport utility vehicle; or   (b) a cargo vehicle, including a cargo van, a pickup truck, or a truck with a gross weight of less than 26,000 pounds that does not require the operator to possess a commercial driver's license.   (5) "Rental vehicle entity" means an entity in the business of providing rental vehicles to the public under a rental agreement.   (6) "Rental vehicle insurance" means insurance that a renter purchases from a rental vehicle entity as part of the rental agreement in conjunction with the use of a rental vehicle.   (7) "Renter" means a person who obtains the use of a rental vehicle from a rental vehicle entity under the terms of a rental agreement.   History: En. Sec. 1, Ch. 409, L. 2003.
MT Code § 33-17-1502 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 17. Insurance Producers, Adjusters, Consultants, and Administrators|Part 15. Rental Vehicle Insurance|33-17-1502. Rental vehicle entity license -- customer service representative requirements -- recordkeeping

  33-17-1502. Rental vehicle entity license -- customer service representative requirements -- recordkeeping. (1) A rental vehicle entity may obtain a business entity insurance producer license.   (2) A rental vehicle entity shall designate an individual licensed insurance producer who is responsible for the rental vehicle entity's compliance with the insurance laws of this state.   (3) A rental vehicle entity or customer service representative may not present rental vehicle insurance information to renters unless the rental vehicle entity is licensed and the customer service representative has been trained as required under 33-17-1503.   (4) A customer service representative may present rental vehicle insurance information only on behalf of a rental vehicle entity.   (5) A rental vehicle entity shall supervise a customer service representative who provides rental vehicle insurance under the provisions of this part.   (6) A rental vehicle entity shall submit to the commissioner an annual report listing each customer service representative presenting rental vehicle insurance information to the public.   History: En. Sec. 2, Ch. 409, L. 2003; amd. Sec. 20, Ch. 469, L. 2005; amd. Sec. 14, Ch. 63, L. 2015.
MT Code § 33-17-1503 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 17. Insurance Producers, Adjusters, Consultants, and Administrators|Part 15. Rental Vehicle Insurance|33-17-1503. Training of customer service representative

  33-17-1503. Training of customer service representative. (1) A rental vehicle entity shall provide a training program for each customer service representative prior to allowing that customer service representative to present rental vehicle insurance information to renters.   (2) The rental vehicle entity shall present the training program to the commissioner for approval.   (3) The training may be in an electronic or video format and must cover the following areas:   (a) rental vehicle insurance;   (b) specific instruction that information may not be presented either by statement or conduct, express or implied, that would lead the renter to believe:   (i) that the purchase of rental vehicle insurance is required to rent a vehicle;   (ii) that the renter does not have a personal automobile insurance policy in place that provides coverage; or   (iii) that the customer service representative is qualified to evaluate the adequacy of the renter's existing insurance coverage.   (4) The training and education program must be submitted for review and approval pursuant to 33-17-1204 and 33-17-1205.   History: En. Sec. 3, Ch. 409, L. 2003.
MT Code § 33-17-1504 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 17. Insurance Producers, Adjusters, Consultants, and Administrators|Part 15. Rental Vehicle Insurance|33-17-1504. Rental vehicle entity requirements

  33-17-1504. Rental vehicle entity requirements. A rental vehicle entity may not solicit, negotiate, or sell rental vehicle insurance unless:   (1) at every location where rental vehicle agreements are executed, the rental vehicle entity prominently displays and makes readily available written material to each renter who may purchase rental vehicle insurance that:   (a) summarizes the material terms, exclusions, limitations, and conditions of coverage offered to renters, including the identity of the insurer;   (b) describes the process for filing claims in the event that the renter elects to purchase the coverage, including a toll-free telephone number to report a claim;   (c) provides the rental vehicle entity's name, address, telephone number, and business entity license number, as well as the commissioner's consumer hotline telephone number;   (d) informs the renter that the rental vehicle entity may provide a duplication of coverage already provided by a renter's automobile insurance policy;   (e) informs the renter that the purchase by the renter of the rental vehicle insurance is not required in order to rent a vehicle; and   (f) informs the renter that neither the rental vehicle entity nor the customer service representative is qualified to evaluate the adequacy of the renter's existing insurance coverage.   (2) Evidence of the rental vehicle insurance coverage must be stated in the rental agreement.   (3) The cost of the rental vehicle insurance must be separately itemized in the rental agreement, unless preselection of coverage is made in a master, corporate, or group agreement.   History: En. Sec. 4, Ch. 409, L. 2003.
MT Code § 33-17-1505 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 17. Insurance Producers, Adjusters, Consultants, and Administrators|Part 15. Rental Vehicle Insurance|33-17-1505. Recordkeeping and trust fund requirements

  33-17-1505. Recordkeeping and trust fund requirements. (1) A rental vehicle entity shall keep records of insurance transactions pursuant to 33-17-1101.   (2) The commissioner may not require a rental vehicle entity to hold rental vehicle insurance premium in a separate trust account pursuant to 33-17-1102 if the premium for rental vehicle insurance is itemized as part of the rental agreement.   History: En. Sec. 5, Ch. 409, L. 2003.
MT Code § 33-18-101 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 18. Unfair Trade Practices|Part 1. General Provisions|33-18-101. Purposes

  33-18-101. Purposes. The purpose of this chapter is to regulate trade practices in the business of insurance in accordance with the intent of congress as expressed in Public Law 79-15 (the McCarran-Ferguson Act, 15 U.S.C. 1011 through 1015), which was approved March 9, 1945, by defining or providing for determination of all such practices in this state which constitute unfair methods of competition or unfair or deceptive acts or practices and by prohibiting the trade practices so defined or determined.   History: En. Sec. 203, Ch. 286, L. 1959; amd. Sec. 6, Ch. 320, L. 1977; R.C.M. 1947, 40-3501.
MT Code § 33-18-102 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 18. Unfair Trade Practices|Part 1. General Provisions|33-18-102. Unfair methods or deceptive practices prohibited -- refusal to renew

  33-18-102. Unfair methods or deceptive practices prohibited -- refusal to renew. (1) No person shall engage in this state in any trade practice which is defined in this chapter as or determined pursuant to this chapter to be an unfair method of competition or an unfair or deceptive act or practice in the business of insurance.   (2) Nothing in this chapter shall be construed to prevent an insurer owned or controlled by an association or organization, including a mutual insurer formed to provide insurance to the members of an association or organization, from refusing to renew a casualty or liability policy for nonpayment of dues to the association or organization if payment of dues is a condition for obtaining or continuing such insurance.   History: En. Sec. 204, Ch. 286, L. 1959; R.C.M. 1947, 40-3502; amd. Sec. 2, Ch. 319, L. 1981; amd. Sec. 1, Ch. 143, L. 1983.