reglab/housing_qa huggingface dataset:
MS Code § 63-15-65 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 15 - Motor Vehicle Safety - Responsibility|§ 63-15-65. Assigned risk plans

 Insurance companies, authorized to issue motor vehicle liability policies in this state, shall establish an administrative agency and make necessary reasonable rules in connection therewith, relative to the formation of a plan and procedure to provide a means by which insurance may be assigned to an authorized insurance company for a person required by this chapter to show proof of financial responsibility for the future and who is in good faith entitled to motor vehicle liability insurance in this state, but is unable to secure it through ordinary methods. Such insurance companies shall establish a plan and procedure for the equitable apportionment among such authorized companies of applicants for such policies and for motor vehicle liability policies, including, but not limited to, voluntary agreements by insurance companies to accept such assignments. The premium for assigned risk plans shall not exceed the basic manual rate for risks of like classification at time of application, plus any surcharge as set by the insurance commission. When any such plan has been approved by the insurance commission, all insurance companies authorized to issue motor vehicle liability policies in the State of Mississippi, shall subscribe thereto and participate therein.   The insurance commission may determine, fix, prescribe, promulgate, change, and amend rates or minimum premiums normally applicable to a risk so as to apply to any and every assignment such rates and minimum premiums as are commensurate with the greater hazard of the risk, considering in connection therewith the experience, physical or other conditions of such risk of the person applying for insurance under any such plan.
MS Code § 63-15-67 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 15 - Motor Vehicle Safety - Responsibility|§ 63-15-67. Surrender of license or registration

 Any person whose license or registration shall have been suspended as provided in this chapter, or whose policy of insurance or bond, when required under this chapter, shall have been cancelled or terminated, or who shall neglect to furnish other proof upon request of the department, shall immediately return his license to the department. If any person shall fail to return to the department his license as provided herein, the department shall forthwith direct any peace officer to secure possession thereof and to return the same to the department.
MS Code § 63-15-69 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 15 - Motor Vehicle Safety - Responsibility|§ 63-15-69. Particular offenses and penalties

  Where any person fails to report an accident as required in Section 63-15-9, in addition to any other penalties prescribed by law, the department shall suspend the license of the person failing to make such report, or the nonresident's operating privilege of such person, until such report has been filed and for such further period not to exceed thirty (30) days as the department may fix.   Any person who gives information required in a report or otherwise as provided for in Section 63-15-9, knowing or having reason to believe that such information is false, or who shall forge, or without authority, sign any evidence of proof of financial responsibility, or who files or offers for filing any such evidence of proof, knowing or having reason to believe that it is forged or signed without authority, shall be fined not more than One Thousand Dollars ($1,000.00) or imprisoned for not more than one (1) year, or both, except where the statement may be made under oath, in which case the person making the false statement under oath shall, upon conviction, be subject to the penalties for perjury.   Any person whose license or nonresident's operating privilege has been suspended or revoked under this chapter, and who, during such suspension or revocation drives any motor vehicle upon any highway or knowingly permits any motor vehicle owned by such person to be operated by another upon any highway, except as permitted under this chapter, shall be fined not more than Five Hundred Dollars ($500.00) or imprisoned not exceeding six (6) months, or both.   Any person willfully failing to return his license as required in Section 63-15-67, shall be fined not more than Five Hundred Dollars ($500.00) or imprisoned not to exceed thirty (30) days, or both.   Any person who shall violate any provision of this chapter for which no penalty is otherwise provided shall be fined not more than Five Hundred Dollars ($500.00) or imprisoned not more than six (6) months, or both.   In order for an individual who has received a license suspension under the State of Mississippi's Implied Consent Laws to be eligible for reinstatement, in addition to other requirements at law, he or she must provide to the Department of Public Safety, a certificate of insurance as a method of giving proof of financial responsibility as provided in Sections 63-15-37(1), 63-15-39 and 63-15-41, that shall be maintained for not less than a period of three (3) years after issuance in accordance with the requirements as set forth in Section 63-15-61.
MS Code § 63-15-71 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 15 - Motor Vehicle Safety - Responsibility|§ 63-15-71. Furnishing by department of abstract relating to person's operating record; fees

  The department shall, upon request and receipt of proper fees, furnish any person a certified abstract of the operating record of any person subject to the provisions of this chapter, which abstract shall also fully designate the motor vehicles, if any, registered in the name of such person. If there shall be no record of any conviction of such person of violating any law relating to the operation of a motor vehicle or of any injury or damage caused by such person, the department shall so certify.   In addition to any other fees, the department shall charge and collect Two Dollars ($2.00) for furnishing a certified abstract to any person. This additional fee shall be deposited into the Disability and Relief Fund for the Mississippi Highway Safety Patrol.
MS Code § 63-15-73 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 15 - Motor Vehicle Safety - Responsibility|§ 63-15-73. Effect of chapter upon motor vehicle laws

 This chapter shall in no respect be considered as a repeal of the motor vehicle laws of this state but shall be construed as supplemental thereto.
MS Code § 63-15-75 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 15 - Motor Vehicle Safety - Responsibility|§ 63-15-75. Effect of chapter upon right of plaintiff to rely upon other legal processes

 Nothing in this chapter shall be construed as preventing the plaintiff in any action at law from relying for relief upon the other processes provided by law.
MS Code § 63-19-1 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 19 - Motor Vehicle Sales Finance Law|§ 63-19-1. Short title

 This chapter may be cited as "The Motor Vehicle Sales Finance Law."
MS Code § 63-19-7 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 19 - Motor Vehicle Sales Finance Law|§ 63-19-7. Requirement of license

 No person shall engage in the business of a sales finance company in this state without a license therefor as provided in this chapter. However, no bank, trust company, private banker, industrial bank or investment company authorized to do business in this state shall be required to obtain a license under this chapter. They shall, however, comply with all of the other provisions of this chapter.
MS Code § 63-19-9 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 19 - Motor Vehicle Sales Finance Law|§ 63-19-9. Application for license

 The application for such license shall be in writing, under oath and in the form prescribed by the administrator. The application shall contain the name of the applicant; date of incorporation, if incorporated; the address where the business is or is to be conducted and similar information as to any branch office of the applicant; the name and resident address of the owner or partners or, if a corporation or association, of the directors, trustees and principal officers; and such other pertinent information as the administrator may require.
MS Code § 63-19-11 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 19 - Motor Vehicle Sales Finance Law|§ 63-19-11. License fee

 With each initial application for a license, the applicant shall pay to the commissioner at the time of making the application a license fee of Seven Hundred Fifty Dollars ($750.00), and for renewal applications, an annual renewal fee of Four Hundred Seventy-five Dollars ($475.00) for each calendar year for each place of business so operated.
MS Code § 63-19-13 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 19 - Motor Vehicle Sales Finance Law|§ 63-19-13. Issuance and duration of license; transfer or assignment of license; transaction of business under different name

 Upon the filing of an application, and the payment of the required fee, the administrator shall issue a license to the applicant to engage in the business of a sales finance company under and in accordance with the provisions of this chapter for a period which shall expire the last day of December next following the date of its issuance. Such license shall not be transferable or assignable. No licensee shall transact any business provided for by this chapter under any other name.
MS Code § 63-19-15 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 19 - Motor Vehicle Sales Finance Law|§ 63-19-15. Specification as to location of office in license; display of license

 Each license shall specify the location of the office and must be conspicuously displayed there.
MS Code § 63-19-17 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 19 - Motor Vehicle Sales Finance Law|§ 63-19-17. Grounds for denial, suspension or revocation of license

  The renewal of a license originally granted under this chapter may be denied, or a license may be suspended, denied or revoked by the administrator on the following grounds:   Material misstatement in application for license;   Willful failure to comply with provision of this chapter relating to retail installment contracts;   Defrauding any retail buyer to the buyer's damage;   Fraudulent misrepresentation, circumvention or concealment by the licensee through whatever subterfuge or device of any of the material particulars or the nature thereof required to be stated or furnished to the retail buyer under this chapter.     Any licensee who is exempt from liability for an act or omission under Section 63-19-57 shall not have his license suspended or revoked or the renewal of his license denied under this section for the same act or omission.
MS Code § 63-19-19 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 19 - Motor Vehicle Sales Finance Law|§ 63-19-19. Liability of licensee for acts of agents

 If a licensee is a firm, association or corporation, it shall be sufficient cause for the suspension or revocation of a license that any officer, director or trustee of a licensed firm, association or corporation, or any member of a licensed partnership, has so acted or failed to act as would be cause for suspending or revoking a license to such party as an individual. Each licensee shall be responsible for the acts of any or all of his employees while acting as his agent, if such licensee after actual knowledge of said acts retained the benefits, proceeds, profits or advantages accruing from said acts or otherwise ratified said acts.
MS Code § 63-19-21 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 19 - Motor Vehicle Sales Finance Law|§ 63-19-21. Procedure for denial, suspension or revocation of license; judicial review

 No license shall be denied, suspended or revoked except after hearing thereon. The administrator shall give the licensee at least ten days' written notice, in the form of an order to show cause, of the time and place of such hearing by certified mail addressed to the principal place of business in this state of such licensee. The said notice shall contain the grounds of complaint against the licensee. Any order suspending or revoking such license shall recite the grounds upon which the same is based. The order shall be entered upon the records of the administrator and shall not be effective until after thirty days' written notice thereof given after such entry forwarded by registered mail to the licensee at such principal place of business. No revocation, suspension or surrender of any license shall impair or affect the obligation of any lawful retail installment contract acquired previously thereto by the licensee.   Within thirty days after any such denial, suspension or revocation of a license the person aggrieved may apply for a review thereof by an application to any chancellor or judge of the chancery court of the county wherein is located the principal place of business in this state of such licensee in accordance with the practice of said court. Any chancellor or judge of the chancery court of the county wherein is located the principal place of business in this state of such licensee shall determine de novo all questions, both of fact and of law, touching upon the legality and reasonableness of the determination of the administrator, and shall render such judgment as shall be lawful and just.
MS Code § 63-19-23 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 19 - Motor Vehicle Sales Finance Law|§ 63-19-23. Investigations and examinations of licensees

 The administrator shall, at intermittent periods, make such investigations and examinations of any licensee or other person as he deems necessary to determine compliance with this chapter. For such purpose he may examine the books, accounts, records and other documents or matters of any licensee or other person. He shall have the power to compel the production of all relevant books, records and other documents and materials relative to an examination or investigation. Such investigations and examinations shall not be made more often than once during a year unless the administrator has reason to believe the licensee is not complying with the provisions of this chapter.
MS Code § 63-19-25 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 19 - Motor Vehicle Sales Finance Law|§ 63-19-25. Filing and examination of complaints against licensees

 Any retail buyer having reason to believe that this chapter relating to his retail installment contract has been violated may file with the administrator a written complaint setting forth the details of such alleged violation. The administrator, upon receipt of such complaint, may inspect the pertinent books, records, letters and contracts of the licensee and of the retail seller involved, relating to such specific written complaint.
MS Code § 63-19-27 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 19 - Motor Vehicle Sales Finance Law|§ 63-19-27. Payment of expenses of examination by licensee

 The commissioner may charge the licensee an examination fee in an amount not less than Three Hundred Dollars ($300.00) nor more than Six Hundred Dollars ($600.00) for each office or location within the State of Mississippi, plus any actual expenses incurred while examining the licensee's records or books that are located outside the State of Mississippi. However, in no event shall a licensee be examined more than once in a two-year period unless for cause shown based upon consumer complaint and/or other exigent reasons as determined by the commissioner.   All expense fees paid to the commissioner shall be deposited by the commissioner in the State Treasury in a special and separate fund to be known as the "Consumer Finance Fund."
MS Code § 63-19-29 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 19 - Motor Vehicle Sales Finance Law|§ 63-19-29. Issuance of subpoenas; administration of oaths; enforcement of subpoenas, etc.

 The administrator shall have power to issue subpoenas to compel the attendance of witnesses and the production of documents, papers, books, records and other evidence before him in any matter over which he has jurisdiction, control or supervision pertaining to this chapter. The administrator shall have the power to administer oaths and affirmations to any person whose testimony is required.   If any person shall refuse to obey any such subpoena, or to give testimony, or to produce evidence as required thereby, any judge or chancellor of the chancery court of the first judicial district of Hinds County may, upon application and proof of such refusal, make an order awarding process of subpoena, or subpoena duces tecum, out of said court, for the witness to appear before the administrator and to give testimony, and to produce evidence as required thereby. Upon filing such order in the office of the clerk of the said chancery court, the clerk shall issue process of subpoena, as directed, under the seal of said court, requiring the person to whom it is directed, to appear at the time and place therein designated.   If any person served with any such subpoena shall refuse to obey the same, and to give testimony, and to produce evidence as required thereby, the administrator may apply to any judge or chancellor of the chancery court of the first judicial district of Hinds County for an attachment against such person, as for a contempt. The judge, or chancellor, upon satisfactory proof of such refusal, shall issue an attachment, directed to any sheriff, constable or police officer, for the arrest of such person, and upon his being brought before such judge, proceed to a hearing of the case. The judge, or chancellor, shall have power to enforce obedience to such subpoena, and the answering of any question, and the production of any evidence, that may be proper by imposition of a fine, not exceeding one hundred dollars ($100.00), or by imprisonment in the county jail, or by both imposition of a fine and imprisonment, and to compel such witness to pay the costs of such proceeding to be taxed.
MS Code § 63-19-33 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 19 - Motor Vehicle Sales Finance Law|§ 63-19-33. Purchase of insurance pursuant to retail installment contract

  The amount, if any, included in a retail installment contract for insurance, which may be purchased by the holder of the retail installment contract, shall not exceed the applicable premiums chargeable in accordance with the rates filed with the state insurance commission. If dual interest insurance on the motor vehicle is purchased by the holder it shall, within thirty days after execution of the retail installment contract, send or cause to be sent to the buyer a policy or policies or certificates of insurance, written by an insurance company authorized to do business in this state, clearly setting forth the amount of the premium, the kind or kinds of insurance, the coverages and all the terms, exceptions, limitations, restrictions and conditions of the contract or contracts of insurance. The buyer shall have the privilege of purchasing such insurance from an agent or broker of his own selection; in such case, however, the inclusion of the insurance premium in the retail installment contract shall be optional with the seller.  No holder shall unreasonably or arbitrarily refuse to accept coverage by an insurance company tendered by the buyer.    If any insurance is cancelled, or the premium adjusted, any refund of the insurance premium received by the holder shall be credited to the final maturing installments of the contract except to the extent applied toward payment for similar insurance protecting the interests of the buyer and the holder or either of them.
MS Code § 63-19-35 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 19 - Motor Vehicle Sales Finance Law|§ 63-19-35. Delinquency and collection charges; court costs and attorneys' fees

 The holder may, if the contract or refinancing agreement so provides, collect a delinquency and collection charge on a contract evidencing the sale of a commercial vehicle in an amount not exceeding Five Dollars ($5.00) or four percent (4%) of the amount of any delinquency in default for a period of not less than fifteen (15) days, whichever is greater, but in no event to exceed Fifty Dollars ($50.00), and on all other retail installment contracts a delinquency and collection charge in an amount not in excess of five percent (5%) or Five Dollars ($5.00), whichever is less, on each installment in default for a period of not less than ten (10) days. In addition to such delinquency and collection charge, the contract may provide for the payment of court costs and of attorneys' fee not exceeding fifteen per cent (15%) of the amount actually due and unpaid at the time the balance of the contract is accelerated and the entire amount thereof is declared to be due, if the same is referred to an attorney for collection. However, no such attorneys' fee may be charged or collected where the attorney to whom the contract was referred for collection is a salaried employee of the holder of the contract.
MS Code § 63-19-37 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 19 - Motor Vehicle Sales Finance Law|§ 63-19-37. Transfer of equity in motor vehicle; transfer fee

 The buyer may transfer his equity in the motor vehicle at any time to another person upon agreement by the holder, and, in such event, the holder of the contract shall be entitled to charge and collect a transfer of equity fee which shall not exceed fifteen dollars ($15.00). No transfer of equity fee shall be charged or collected unless the holder of the contract shall, in writing, release the transferor from all further liability under such contract.
MS Code § 63-19-39 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 19 - Motor Vehicle Sales Finance Law|§ 63-19-39. Furnishing of buyer with statement of payments and unpaid balance and written receipt for cash payment

 Upon written request from the buyer, the holder of a retail installment contract shall give or forward to the buyer a written statement, in conformity with Section 63-19-31, of payments and the total amount unpaid under such contract. A buyer shall be given a written receipt for any payment when made in cash.
MS Code § 63-19-41 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 19 - Motor Vehicle Sales Finance Law|§ 63-19-41. Restriction of remedies of buyer against holder

 No provision in a retail installment contract relieving the holder from liability for any legal remedies which the buyer may have against the seller under the contract, or any separate instrument executed in connection therewith, shall be enforceable.