reglab/housing_qa huggingface dataset:
HI Rev Stat § 431:9A-122 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|431. Insurance Code|431:9A-122 Place of business.

 §431:9A-122 Place of business. (a) Every licensed insurance producer shall have and maintain in this State, or, if a nonresident insurance producer, in the nonresident's home state, a place of business accessible to the public.  (b) The place of business shall be where the licensee principally conducts transactions under the licensee's licenses.  (c) The licensee shall notify the commissioner of any change of business address within thirty days of the change. [L 2001, c 216, pt of §2; am L 2006, c 189, §5; am L 2010, c 116, §1(8)]
HI Rev Stat § 431:9A-123 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|431. Insurance Code|431:9A-123 Records of insurance producer.

 §431:9A-123 Records of insurance producer. (a) Every insurance producer shall keep a record of all transactions consummated under the producer's license. The record required by this section shall be in a form organized according to class of insurance and shall include:  (1) A record of each insurance contract procured or issued, together with the names of the insurers and insureds, the amount of premium paid or to be paid or the basis of the premium or consideration paid or to be paid, and a statement of the subject of the insurance; and  (2) Other and additional information as shall be customary, or as may reasonably be required by the commissioner.  (b) All the records as to any particular transaction shall be kept in the licensee's office and shall be available and open to the inspection of the commissioner during business hours during the five years immediately after the date of the completion of the transaction.  (c) This section shall not apply to life or accident and health or sickness insurance if the records required of the insurance are customarily maintained in the offices of the insurer.  (d) This section shall not apply to motor vehicle or homeowners insurance if the records required of the insurance are maintained electronically, accessible by the producer, and available within one business day. [L 2001, c 216, pt of §2; am L 2002, c 155, §34; am L 2011, c 7, §1]
HI Rev Stat § 431:9A-123.5 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|431. Insurance Code|431:9A-123.5 Reporting and accounting for premiums

 §431:9A-123.5 Reporting and accounting for premiums. (a) Every licensed producer shall have the responsibilities of a trustee for all premium and return premium funds received or collected under this article.  (b) The licensee, upon receipt of the funds, shall either:  (1) Remit the premiums (less commissions) and return premiums received or held by the licensee to the insurers or the persons entitled to such funds; or  (2) Maintain the funds at all times in a federally insured account with a bank, savings and loan association, or financial services loan company situated in Hawaii, separate from the licensee's own funds or funds held by the licensee in any other capacity, in an amount at least equal to the premiums (net of commissions) and return premiums received by such licensee and unpaid to the insurers or persons entitled to such funds. Return premiums shall be returned within thirty days, unless directed otherwise in writing by the person entitled to the funds. The licensee shall not be required to maintain a separate bank account or other account for the funds of each insurer or person entitled to such funds, if and so long as the funds held for the insurer or person entitled to such funds are reasonably ascertainable from the books of account and records of the licensee. Only such additional funds as may be reasonably necessary to pay bank, savings and loan association, or financial services loan company charges may be commingled with the premium funds. If the bank, savings and loan association, or financial services loan company account is an interest earning account, the licensee may not retain the interest earned on such funds for the licensee's own use or benefit without the prior written consent of the insurers or person entitled to such funds. A premium trustee account shall be designated on the records of the bank, savings and loan association, or financial services loan company as a "trustee account established pursuant to section 431:9A-123.5, Hawaii Revised Statutes", or words of similar import.  (c) Any such licensee who, not being lawfully entitled to such funds, diverts or appropriates such funds or any portion of them to the licensee's own use, shall be subject to any penalties as provided by law. [L 2002, c 155, pt of §3]
HI Rev Stat § 431:9A-125 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|431. Insurance Code|431:9A-125 Continuing education recordkeeping.

  §431:9A-125 Continuing education recordkeeping. (a) Licensees shall maintain their own continuing education records and shall keep these records for four years after completion of an approved continuing education course.  (b) Approved course providers shall maintain attendance records for five years to permit the commissioner to verify the attendance and course completion of all licensees enrolled in an approved course. These course providers shall make the records available at all times to the commissioner. [L 2001, c 216, pt of §2]
HI Rev Stat § 431:9A-126 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|431. Insurance Code|431:9A-126 Power to fine.

 §431:9A-126 Power to fine. (a) The order levying the fine through section 431:9A-112 shall specify the period within which the fine shall be fully paid, and that period shall be not less than thirty nor more than forty-five days from the date of the order.  (b) Upon the licensee's failure to pay any fine when due, the commissioner shall revoke the license of the licensee if not already revoked, and the fine may be recovered in a civil action brought on behalf of the commissioner by the attorney general.  (c) Any fine collected shall be paid by the commissioner to the director of finance for the account of the compliance resolution fund. [L 2001, c 216, pt of §2; am L 2003, c 212, §67]
HI Rev Stat § 431:9A-127 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|431. Insurance Code|431:9A-127 Fine in lieu.

 §431:9A-127 Fine in lieu. (a) Upon the hearing of an appeal from an order imposing any sanction upon a licensee in accordance with section 431:9A-112, the court may impose a fine of not more than $10,000 in lieu of the commissioner's action, and payment of that fine within ten days of the court's order shall result in the acceptance of the licensee's application or the reinstatement, restoration, or extension of that license if:  (1) The court finds that the licensee violated the law; and  (2) The court deems the sanction imposed too severe a penalty under the facts as found.  (b) If the licensee has previously been sanctioned for a similar offense, the court shall not have jurisdiction to impose a fine in lieu of the commissioner's action. [L 2001, c 216, pt of §2]
HI Rev Stat § 431:9A-128 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|431. Insurance Code|431:9A-128 Nondiscrimination.

  §431:9A-128 Nondiscrimination.  Continuing education courses provided by insurers to insurance producers shall be subject to the same standards, reviews, and credits as other continuing education courses. Nothing in this article is intended to preclude the provision of continuing education courses by insurers to insurance producers; provided that no credit shall be given for any course unless it is a continuing education course approved by the commissioner. [L 2001, c 216, pt of §2]
HI Rev Stat § 431:9A-129 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|431. Insurance Code|431:9A-129 Penalty.

 §431:9A-129 Penalty. (a) The commissioner may revoke or suspend the certificate of an approved course provider for any violation of the insurance code, subject to the right of the provider to a hearing as provided in section 431:2-308.  (b) The commissioner shall sanction the license of any licensee who has submitted an invalid, false, or fraudulent certificate of completion, subject to the right of a licensee to have a hearing as provided in chapter 91.  (c) The commissioner shall revoke the approval of an approved course provider who has issued a certificate of completion to a licensee who has not attended the continuing education course or to a licensee who has not met the course requirements, subject to the right of an approved course provider to have a hearing as provided in section 431:2-308. [L 2001, c 216, pt of §2; am L 2002, c 155, §36; am L 2003, c 212, §68]
HI Rev Stat § 431:9A-130 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|431. Insurance Code|431:9A-130 Commissioner's authority to grant waiver.

 §431:9A-130 Commissioner's authority to grant waiver. Upon the receiving of a written request and a showing of good cause, the commissioner shall have the authority to grant a waiver of any requirement of an insurance law or insurance rule as applied to an applicant or a producer. [L 2001, c 216, pt of §2]
HI Rev Stat § 431:9A-141 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|431. Insurance Code|431:9A-141 Definitions.

 §431:9A-141 Definitions. Unless specified otherwise, the following definitions shall be used in this part in addition to other definitions in chapter 431:  "Limited lines motor vehicle rental company producer" or "rental company producer" means a motor vehicle rental company that is licensed by the commissioner to solicit and sell insurance coverages only in connection with and which are incidental to the rental company's business of renting motor vehicles.  "Motor vehicle rental agreement" or "rental agreement" means any written agreement setting forth the terms and conditions governing the use of a motor vehicle that is rented or leased from a rental company.  "Motor vehicle rental company" or "rental company" means any person that is primarily in the business of providing motor vehicles to the public under a motor vehicle rental agreement for a rental period not to exceed ninety days.  "Motor vehicle renter" means any person obtaining the use of a vehicle from a rental company under the terms of a rental agreement for a rental period not to exceed ninety days.  "Rental vehicle" or "vehicle" means a motor vehicle:  (1) Of the private passenger type including passenger vans, minivans, and sport utility vehicles; or  (2) Of the cargo type, including cargo vans or pickup trucks with a gross vehicle weight of less than twenty-six thousand pounds,  that do not require a commercial driver's license for the operation of the vehicle. [L 2002, c 235, pt of §1]
HI Rev Stat § 431:9A-143 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|431. Insurance Code|431:9A-143 Standard of conduct

  §431:9A-143 Standard of conduct. A person issued a limited lines motor vehicle rental company producer license shall act in good faith, abstain from deception, and practice honesty and equity in all insurance matters. [L 2021, c 110, §2]
HI Rev Stat § 431:9A-151 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|431. Insurance Code|431:9A-151 Continuing education course provider certificate.

  §431:9A-151 Continuing education course provider certificate. (a) An approved continuing education course shall be offered only by a person who has a valid continuing education course provider certificate. Any person seeking a continuing education course provider certificate shall submit to the commissioner at least sixty days prior to the date the course will be offered:  (1) An application in duplicate on a form prescribed by the commissioner; and  (2) The appropriate application fee.  (b) A continuing education [course] provider, who is seeking renewal of the certificate, shall submit to the commissioner at least sixty days prior to the expiration of the certificate:  (1) A renewal application in duplicate in a form prescribed by the commissioner; and  (2) The appropriate renewal application fee.  (c) The continuing education course provider certificate:  (1) Shall expire:  (A) On July 1 of the calendar year immediately following the calendar year the application for the initial certificate was received, if the application was received in the months of January through June; or  (B) On July 1 of the second calendar year following the calendar year the application for the initial certificate was received, if the application was received in the months of July through December; and  (2) May thereafter be renewed by application for a period of one year beginning on July 1 and ending on July 1 of the following calendar year, unless the certificate is earlier suspended or revoked by the commissioner.  (d) An application may be denied, or the continuing education course provider certificate may be suspended or revoked, if the commissioner determines that the applicant or an officer, director, partner, or owner of an applicant entity:  (1) Is not qualified to perform the duties and responsibilities listed in this chapter;  (2) Engaged in false, fraudulent, or deceptive advertising or in making false or untruthful statements to the public or the commissioner;  (3) Procured any past license or regulatory approval through fraud, misrepresentation, or deceit;  (4) Aided and abetted an unlicensed person in performing, directly or indirectly, any activities requiring a license;  (5) Failed to maintain a record or history of competency, trustworthiness, fair dealing, or financial integrity;  (6) Engaged in business under a past or present license issued pursuant to licensing laws, in a matter causing injury to one or more members of the public;  (7) Failed to comply, observe, or adhere to any law in a manner such that the commissioner deems the applicant to be unfit for approval;  (8) Has been refused a professional, occupational, or vocational license, has had such a license suspended, revoked, or restricted, or has been fined or placed on probation by any licensing authority; or  (9) Has been convicted of a felony or a misdemeanor involving a fraudulent act or an act of dishonesty in the acceptance, custody, or payment of money or property. [L 2003, c 55, pt of §1; am L 2006, c 154, §33]
HI Rev Stat § 431:9A-152 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|431. Insurance Code|431:9A-152 Continuing education course provider additional duties.

  §431:9A-152 Continuing education course provider additional duties. In addition to other duties and obligations imposed by law, a continuing education course provider shall be responsible for:  (1) Ensuring that each course is taught by a qualified instructor;  (2) Providing course schedules at least thirty days prior to the start date of each class;  (3) Monitoring attendance by having licensees who are taking the continuing education course, sign-in at the time of entrance to the course, and sign-out upon completion of the course, for courses other than self-study courses;  (4) Supervising and evaluating courses and instructors;  (5) Administering examinations when applicable;  (6) Verifying and submitting in the appropriate format, on a timely basis, course attendance and completion rosters and other information required by law;  (7) Signing and issuing to a licensee, in a form approved by the commissioner, a certificate of completion within fifteen days of completion of a continuing education course;  (8) Providing continuing education course application materials, including a detailed course content outline and a copy of the provider's tuition and fee refund policy, upon a licensee's request; and  (9) Publishing and abiding by a refund policy that complies with rules adopted by the commissioner. [L 2003, c 55, pt of §1; am L 2006, c 154, §34]
HI Rev Stat § 431:9A-153 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|431. Insurance Code|431:9A-153 Courses.

 §431:9A-153 Courses. (a) No continuing education course hours shall be credited for a course unless the provider conducting the course has a valid continuing education course provider certificate at the time the course is conducted.  (b) In determining whether to approve a course, the commissioner may consider whether the course:  (1) Is a formal program of learning that contributes directly to the professional competence of licensees;  (2) Will enhance and improve the knowledge of licensees with regard to the conduct of the business of insurance in the State;  (3) Includes methods to evaluate and assess the effectiveness of the course;  (4) Is appropriately classified as "basic", "intermediate", or "advanced"; and  (5) Includes a bibliography of reference materials and supplemental teaching aids.  (c) The commissioner shall not grant continuing education credit for any course work that focuses on:  (1) Personal development;  (2) Motivational or public speaking;  (3) Salesmanship;  (4) Product presentation;  (5) Mechanical office skills, including but not limited to typing, speed reading, use of calculators, computers, or other office machinery; or  (6) Other subject matter not related to the business of insurance as determined by the commissioner.  (d) A continuing education course provider shall submit for approval to the commissioner a course application at least sixty days prior to the date the course will be offered. Course applications shall be submitted to the commissioner for approval for new courses, renewals of course certificates, or whenever changes are proposed in the course material, course hours, method of presentation, or method of examination. A continuing education course provider shall obtain the commissioner's prior approval for the course before advertising or soliciting for the course.  (e) Continuing education credit hours shall be approved in increments of not less than one credit hour.  (f) No course shall be approved for more than twenty-four credit hours.  (g) The continuing education course certificate shall expire:  (1) On July 1 of the calendar year immediately following the calendar year the application for the initial certificate was received, if the application was received in the months of January through June; or  (2) On July 1 of the second calendar year following the calendar year the application for the initial certificate was received, if the application was received in the months of July through December.  The certificate may be renewed once for a two-year period by application beginning on July 1 and ending on July 1 of the second calendar year; provided that the certificate is not suspended, expired, or revoked by the commissioner. [L 2003, c 55, pt of §1; am L 2006, c 154, §35; am L 2013, c 190, §2]
HI Rev Stat § 431:9A-154 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|431. Insurance Code|431:9A-154 Self-study courses.

 §431:9A-154 Self-study courses. (a) In addition to the requirements of courses generally, an approved continuing education course provider shall also require for self-study courses, including computer-based courses, a written or computer-based examination at the conclusion of the self-study course. The examination shall:  (1) Be composed of multiple choice questions, essay questions, or both;  (2) Have at least three different versions of itself, used on a random or rotating basis;  (3) If composed of multiple choice questions for a course approved for up to four credit hours, include at least twenty-five multiple choice questions;  (4) If composed of multiple choice questions for a course approved for more than four credit hours, include at least fifty multiple choice questions;  (5) Be graded by the continuing education course provider or the continuing education course provider's agent;  (6) If the examination is computer-based, not include prompts designed to aid the person taking the examination; and  (7) If the course is a computer-based course with a computer-based examination, be designed to prevent the licensee from taking the examination without reviewing the course materials.  (b) To pass a multiple-choice self-study course, the licensee shall answer at least seventy per cent of the examination questions correctly.  (c) A self-study course examination shall not be administered by a person who:  (1) Is related to, or is a business associate of, the licensee taking the examination; or  (2) Has a financial interest in the success or failure of a licensee taking the examination.  (d) The effective date of a completed examination pursuant to this section shall be the date the continuing education course provider receives the completed examination. Upon receipt of the completed examination, the continuing education course provider or the continuing education course provider's agent shall grade the examination and mail the results to the licensee within fifteen days. [L 2003, c 55, pt of §1; am L 2006, c 154, §36]
HI Rev Stat § 431:9A-155 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|431. Insurance Code|431:9A-155 Carryover credits.

 §431:9A-155 Carryover credits. No credit hours earned during a single renewal cycle may be carried over and counted towards satisfaction of the credit hour requirements for a following renewal cycle for the same license. [L 2003, c 55, pt of §1]
HI Rev Stat § 431:9A-156 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|431. Insurance Code|431:9A-156 Course instructors.

 §431:9A-156 Course instructors. (a) The commissioner may deem a continuing education course instructor unqualified if the instructor has been subject to suspension, revocation, or other disciplinary proceeding in relation to an insurance license or other financial services license by the State or other jurisdiction.  (b) A continuing education course provider shall give the commissioner access to the employment records of any instructor employed by the provider.  (c) A provider shall require the instructor to display a photo identification to any insurance division representative who conducts an official audit during an instruction period. [L 2003, c 55, pt of §1]
HI Rev Stat § 431:9A-157 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|431. Insurance Code|431:9A-157 Tuition.

 §431:9A-157 Tuition. (a) The following are requirements that providers shall follow:  (1) Tuition fees for courses shall be reasonable and clearly identified;  (2) If the course is canceled for any reason, all fees shall be refunded in full unless the enrollment application contains a refund policy clause that expressly states otherwise. If the fees are refundable, the continuing education course provider shall refund the fees within forty-five days after the cancellation;  (3) In the event a course is postponed for any reason, a licensee shall be given the choice of attending the course at a later date or having the fee refunded in full. If a licensee chooses not to attend a postponed course, the continuing education course provider shall refund the fees within forty-five days after the postponement; and  (4) A provider may have a refund policy that addresses a licensee's cancellation or failure to complete a course, so long as that policy is clear to the licensee and in compliance with this section.  (b) A continuing education course provider may offer a continuing education course free of tuition. [L 2003, c 55, pt of §1]
HI Rev Stat § 431:9A-158 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|431. Insurance Code|431:9A-158 Reporting credit hours and recordkeeping.

 §431:9A-158 Reporting credit hours and recordkeeping. Continuing education course providers shall:  (1) Submit course completion information as prescribed by the commissioner to the insurance division within fifteen days after the course is completed or the competency examination is scored. The information shall be transmitted in an electronic form in the format prescribed by the commissioner; and  (2) Maintain adequate records to verify the attendance and successful course completion pursuant to section 431:9A-125(b). [L 2003, c 55, pt of §1; am L 2006, c 154, §37]