reglab/housing_qa huggingface dataset:
MD. Commercial Law Code Ann. §  9-509 (2021)
2021 Maryland Statutes|Commercial Law|Title 9 - Secured Transactions|Subtitle 5 - Filing|Section 9-509 - Persons Entitled to File a Record

    (a)    A person may file an initial financing statement, amendment that adds collateral covered by a financing statement, or amendment that adds a debtor to a financing statement only if:        (1)    The debtor authorizes the filing in an authenticated record or pursuant to subsection (b) or (c); or        (2)    The person holds an agricultural lien that has become effective at the time of filing and the financing statement covers only collateral in which the person holds an agricultural lien.    (b)    By authenticating or becoming bound as a debtor by a security agreement, a debtor or new debtor authorizes the filing of an initial financing statement, and an amendment, covering:        (1)    The collateral described in the security agreement; and        (2)    Property that becomes collateral under § 9–315(a)(2), whether or not the security agreement expressly covers proceeds.    (c)    By acquiring collateral in which a security interest or agricultural lien continues under § 9–315(a)(1), a debtor authorizes the filing of an initial financing statement, and an amendment, covering the collateral and property that becomes collateral under § 9–315(a)(2).    (d)    A person may file an amendment other than an amendment that adds collateral covered by a financing statement or an amendment that adds a debtor to a financing statement only if:        (1)    The secured party of record authorizes the filing; or        (2)    The amendment is a termination statement for a financing statement as to which the secured party of record has failed to file or send a termination statement as required by § 9–513, the debtor authorizes the filing, and the termination statement indicates that the debtor authorized it to be filed.    (e)    If there is more than one secured party of record for a financing statement, each secured party of record may authorize the filing of an amendment under subsection (d).    (f)    A person who files a financing statement or an amendment to a financing statement that the person knows contains false information is subject to the penalty provided in § 9–508 of the Criminal Law Article.
MD. Commercial Law Code Ann. §  9-510 (2021)
2021 Maryland Statutes|Commercial Law|Title 9 - Secured Transactions|Subtitle 5 - Filing|Section 9-510 - Effectiveness of Filed Record

    (a)    A filed record is effective only to the extent that it was filed by a person that may file it under § 9-509.    (b)    A record authorized by one secured party of record does not affect the financing statement with respect to another secured party of record.    (c)    A continuation statement that is not filed within the six-month period prescribed by § 9-515(d) is ineffective.
MD. Commercial Law Code Ann. §  9-511 (2021)
2021 Maryland Statutes|Commercial Law|Title 9 - Secured Transactions|Subtitle 5 - Filing|Section 9-511 - Secured Party of Record

    (a)    A secured party of record with respect to a financing statement is a person whose name is provided as the name of the secured party or a representative of the secured party in an initial financing statement that has been filed. If an initial financing statement is filed under § 9-514(a), the assignee named in the initial financing statement is the secured party of record with respect to the financing statement.    (b)    If an amendment of a financing statement which provides the name of a person as a secured party or a representative of a secured party is filed, the person named in the amendment is a secured party of record. If an amendment is filed under § 9-514(b), the assignee named in the amendment is a secured party of record.    (c)    A person remains a secured party of record until the filing of an amendment of the financing statement which deletes the person.
MD. Commercial Law Code Ann. §  9-512 (2021)
2021 Maryland Statutes|Commercial Law|Title 9 - Secured Transactions|Subtitle 5 - Filing|Section 9-512 - Amendment of Financing Statement

    (a)    Subject to § 9-509, a person may add or delete collateral covered by, continue or terminate the effectiveness of, or, subject to subsection (e), otherwise amend the information provided in, a financing statement by filing an amendment that:        (1)    Identifies, by its file number, the initial financing statement to which the amendment relates; and        (2)    If the amendment relates to an initial financing statement filed or recorded in a filing office described in § 9-501(a)(1), provides the information specified in § 9-502(b).    (b)    Except as otherwise provided in § 9-515, the filing of an amendment does not extend the period of effectiveness of the financing statement.    (c)    A financing statement that is amended by an amendment that adds collateral is effective as to the added collateral only from the date of the filing of the amendment.    (d)    A financing statement that is amended by an amendment that adds a debtor is effective as to the added debtor only from the date of the filing of the amendment.    (e)    An amendment is ineffective to the extent it:        (1)    Purports to delete all debtors and fails to provide the name of a debtor to be covered by the financing statement; or        (2)    Purports to delete all secured parties of record and fails to provide the name of a new secured party of record.
MD. Commercial Law Code Ann. §  9-513 (2021)
2021 Maryland Statutes|Commercial Law|Title 9 - Secured Transactions|Subtitle 5 - Filing|Section 9-513 - Termination Statement

    (a)    A secured party shall cause the secured party of record for a financing statement to file a termination statement for the financing statement if the financing statement covers consumer goods and:        (1)    There is no obligation secured by the collateral covered by the financing statement and no commitment to make an advance, incur an obligation, or otherwise give value; or        (2)    The debtor did not authorize the filing of the initial financing statement.    (b)    To comply with subsection (a), a secured party shall cause the secured party of record to file the termination statement:        (1)    Within 1 month after there is no obligation secured by the collateral covered by the financing statement and no commitment to make an advance, incur an obligation, or otherwise give value; or        (2)    If earlier, within 20 days after the secured party receives an authenticated demand from a debtor.    (c)    In cases not governed by subsection (a), within 20 days after a secured party receives an authenticated demand from a debtor, the secured party shall cause the secured party of record for a financing statement to send to the debtor a termination statement for the financing statement or file the termination statement in the filing office if:        (1)    Except in the case of a financing statement covering accounts or chattel paper that has been sold or goods that are the subject of a consignment, there is no obligation secured by the collateral covered by the financing statement and no commitment to make an advance, incur an obligation, or otherwise give value;        (2)    The financing statement covers accounts or chattel paper that has been sold but as to which the account debtor or other person obligated has discharged its obligation;        (3)    The financing statement covers goods that were the subject of a consignment to the debtor but are not in the debtor’s possession; or        (4)    The debtor did not authorize the filing of the initial financing statement.    (d)    Except as otherwise provided in § 9-510, upon the filing of a termination statement with the filing office, the financing statement to which the termination statement relates ceases to be effective. Except as otherwise provided in § 9-510, for purposes of §§ 9-519(f), 9-522(a), and 9-523(b), the filing with the filing office of a termination statement relating to a financing statement that indicates that the debtor is a transmitting utility also causes the effectiveness of the financing statement to lapse.
MD. Commercial Law Code Ann. §  9-514 (2021)
2021 Maryland Statutes|Commercial Law|Title 9 - Secured Transactions|Subtitle 5 - Filing|Section 9-514 - Assignment of Powers of Secured Party of Record

    (a)    Except as otherwise provided in subsection (c), an initial financing statement may reflect an assignment of all of the secured party’s power to authorize an amendment to the financing statement by providing the name and mailing address of the assignee as the name and address of the secured party.    (b)    Except as otherwise provided in subsection (c), a secured party of record may assign of record all or part of its power to authorize an amendment to a financing statement by filing in the filing office an amendment of the financing statement which:        (1)    Identifies, by its file number, the initial financing statement to which it relates;        (2)    Provides the name of the assignor; and        (3)    Provides the name and mailing address of the assignee.    (c)    An assignment of record of a security interest in a fixture covered by a record of a mortgage which is effective as a financing statement filed as a fixture filing under § 9-502(c) may be made only by an assignment of record of the mortgage in the manner provided by law of this State other than the Commercial Law Article.
MD. Commercial Law Code Ann. §  9-515 (2021)
2021 Maryland Statutes|Commercial Law|Title 9 - Secured Transactions|Subtitle 5 - Filing|Section 9-515 - Duration and Effectiveness of Financing Statement; Effect of Lapsed Financing Statement

    (a)    Except as otherwise provided in subsections (b), (e), (f), and (g), a filed financing statement is effective for a period of five years after the date of filing.    (b)    Except as otherwise provided in subsections (e), (f), and (g), an initial financing statement filed in connection with a public–finance transaction or manufactured–home transaction is effective for a period of 30 years after the date of filing if it indicates that it is filed in connection with a public–finance transaction or manufactured–home transaction.    (c)    The effectiveness of a filed financing statement lapses on the expiration of the period of its effectiveness unless before the lapse a continuation statement is filed pursuant to subsection (d). Upon lapse, a financing statement ceases to be effective and any security interest or agricultural lien that was perfected by the financing statement becomes unperfected, unless the security interest is perfected otherwise. If the security interest or agricultural lien becomes unperfected upon lapse, it is deemed never to have been perfected as against a purchaser of the collateral for value.    (d)    A continuation statement may be filed only within six months before the expiration of the five–year period specified in subsection (a), the 30–year period specified in subsection (b), or the date the financing statement ceases to be effective under § 9–705(c) of this title, whichever is applicable.    (e)    Except as otherwise provided in § 9–510, upon timely filing of a continuation statement, the effectiveness of the initial financing statement continues for a period of five years commencing on the day on which the financing statement would have become ineffective in the absence of the filing. Upon the expiration of the five–year period, the financing statement lapses in the same manner as provided in subsection (c), unless, before the lapse, another continuation statement is filed pursuant to subsection (d). Succeeding continuation statements may be filed in the same manner to continue the effectiveness of the initial financing statement.    (f)    If a debtor is a transmitting utility and a filed initial financing statement so indicates, the financing statement is effective until a termination statement is filed.    (g)    A record of a mortgage that is effective as a financing statement filed as a fixture filing under § 9–502(c) remains effective as a financing statement filed as a fixture filing until the mortgage is released or satisfied of record or its effectiveness otherwise terminates as to the real property.
MD. Commercial Law Code Ann. §  9-517 (2021)
2021 Maryland Statutes|Commercial Law|Title 9 - Secured Transactions|Subtitle 5 - Filing|Section 9-517 - Effect of Indexing Errors

    The failure of the filing office to index a record correctly does not affect the effectiveness of the filed record.
MD. Commercial Law Code Ann. §  9-518 (2021)
2021 Maryland Statutes|Commercial Law|Title 9 - Secured Transactions|Subtitle 5 - Filing|Section 9-518 - Claim Concerning Inaccurate or Wrongfully Filed Record

    (a)    A person may file in the filing office an information statement with respect to a record indexed there under the person’s name if the person believes that the record is inaccurate or was wrongfully filed.    (b)    An information statement under subsection (a) must:        (1)    Identify the record to which it relates by:            (A)    The file number assigned to the initial financing statement to which the record relates; and            (B)    If the information statement relates to a record recorded in a filing office described in § 9–501(a)(1), the date and time that the initial financing statement was recorded and the information specified in § 9–502(b);        (2)    Indicate that it is an information statement; and        (3)    Provide the basis for the person’s belief that the record is inaccurate and indicate the manner in which the person believes the record should be amended to cure any inaccuracy or provide the basis for the person’s belief that the record was wrongfully filed.    (c)    A person may file in the filing office an information statement with respect to a record filed there if the person is a secured party of record with respect to the financing statement to which the record relates and believes that the person that filed the record was not entitled to do so under § 9–509(d).    (d)    An information statement under subsection (c) shall:        (1)    Identify the record to which it relates by:            (A)    The file number assigned to the initial financing statement to which the record relates; and            (B)    If the information statement relates to a record recorded in a filing office described in § 9–501(a)(1), the date and time that the initial financing statement was recorded and the information specified in § 9–502(b);        (2)    Indicate that it is an information statement; and        (3)    Provide the basis for the person’s belief that the person that filed the record was not entitled to do so under § 9–509(d).    (e)    The filing of an information statement does not affect the effectiveness of an initial financing statement or other filed record.
MD. Commercial Law Code Ann. §  9-520 (2021)
2021 Maryland Statutes|Commercial Law|Title 9 - Secured Transactions|Subtitle 5 - Filing|Section 9-520 - Acceptance and Refusal to Accept Record

    (a)    A filing office shall refuse to accept a record for filing for a reason set forth in § 9-516(b) and may refuse to accept a record for filing only for a reason set forth in § 9-516(b).    (b)    If a filing office refuses to accept a record for filing, it shall communicate to the person that presented the record the fact of and reason for the refusal and the date and time the record would have been filed had the filing office accepted it. The communication must be made at the time and in the manner prescribed by filing-office rule.    (c)    A filed financing statement satisfying § 9-502(a) and (b) is effective, even if the filing office is required to refuse to accept it for filing under subsection (a). However, § 9-338 applies to a filed financing statement providing information described in § 9-516(b)(5) which is incorrect at the time the financing statement is filed.    (d)    If a record communicated to a filing office provides information that relates to more than one debtor, this part applies as to each debtor separately.
MD. Commercial Law Code Ann. §  9-521 (2021)
2021 Maryland Statutes|Commercial Law|Title 9 - Secured Transactions|Subtitle 5 - Filing|Section 9-521 - Uniform Form of Written Financing Statement and Amendment

    A filing office that accepts written records may not refuse to accept a written initial financing statement, addendum, or amendment in the form and format set forth in the official text of the 2010 amendments to Article 9 of the Uniform Commercial Code promulgated by the American Law Institute and the Uniform Law Commission, except for a reason set forth in § 9–516(b).
MD. Commercial Law Code Ann. §  9-522 (2021)
2021 Maryland Statutes|Commercial Law|Title 9 - Secured Transactions|Subtitle 5 - Filing|Section 9-522 - Maintenance and Destruction of Records

    (a)    The filing office shall maintain a record of the information provided in a filed financing statement for at least one year after the effectiveness of the financing statement has lapsed under § 9-515 with respect to all secured parties of record. The record must be retrievable by using the name of the debtor and by using the file number assigned to the initial financing statement to which the record relates.    (b)    Except to the extent that a statute governing disposition of public records provides otherwise, the filing office immediately may destroy any written record evidencing a financing statement. However, if the filing office destroys a written record, it shall maintain another record of the financing statement which complies with subsection (a).
MD. Commercial Law Code Ann. §  9-523 (2021)
2021 Maryland Statutes|Commercial Law|Title 9 - Secured Transactions|Subtitle 5 - Filing|Section 9-523 - Information From Filing Office; Sale or License of Records

    (a)    If a person that files a written record requests an acknowledgment of the filing, the filing office shall send to the person an image of the record showing the number assigned to the record pursuant to § 9-519(a)(1) and the date and time of the filing of the record. However, if the person furnishes a copy of the record to the filing office, the filing office may instead:        (1)    Note upon the copy the number assigned to the record pursuant to § 9-519(a)(1) and the date and time of the filing of the record; and        (2)    Send the copy to the person.    (b)    The filing office shall make available to the general public records indexed both in the names of debtors and by unique file numbers, based upon which copies of filed records may be obtained.    (c)    In complying with its duty under subsection (b), the filing office may communicate information in any medium.
MD. Commercial Law Code Ann. §  9-525 (2021)
2021 Maryland Statutes|Commercial Law|Title 9 - Secured Transactions|Subtitle 5 - Filing|Section 9-525 - Fees

    (a)    Except as otherwise provided in subsection (c), the fee for filing and indexing a record under this part, other than an initial financing statement of the kind described in § 9-502(c), is:        (1)    $25 if the record is communicated in writing and consists of eight or fewer pages;        (2)    $75 if the record is communicated in writing and consists of more than eight pages; and        (3)    $25 if the record is communicated by another medium authorized by filing-office rule.    (b)    The number of names required to be indexed does not affect the amount of the fee in subsection (a).    (c)    This section does not require a fee with respect to a record of a mortgage which is effective as a financing statement filed as a fixture filing or as a financing statement covering as-extracted collateral or timber to be cut under § 9-502(c). However, the recording and satisfaction fees that otherwise would be applicable to the record of the mortgage apply.
MD. Commercial Law Code Ann. §  9-526 (2021)
2021 Maryland Statutes|Commercial Law|Title 9 - Secured Transactions|Subtitle 5 - Filing|Section 9-526 - Filing-Office Rules

    (a)    The Department shall adopt and publish rules to implement this subtitle. The filing-office rules must be:        (1)    Consistent with this subtitle; and        (2)    Adopted and published in accordance with Title 10, Subtitle 1 of the State Government Article.    (b)    To keep the filing-office rules and practices of the filing office in harmony with the rules and practices of filing offices in other jurisdictions that enact substantially this subtitle, and to keep the technology used by the filing office compatible with the technology used by filing offices in other jurisdictions that enact substantially this subtitle, the Department, so far as is consistent with the purposes, policies, and provisions of this title, in adopting, amending, and repealing filing-office rules, shall:        (1)    Consult with filing offices in other jurisdictions that enact substantially this subtitle;        (2)    Consult the most recent version of the Model Rules promulgated by the International Association of Corporate Administrators or any successor organization; and        (3)    Take into consideration the rules and practices of, and the technology used by, filing offices in other jurisdictions that enact substantially this subtitle.
MD. Commercial Law Code Ann. §  9-601 (2021)
2021 Maryland Statutes|Commercial Law|Title 9 - Secured Transactions|Subtitle 6 - Default|Section 9-601 - Rights After Default; Judicial Enforcement; Consignor or Buyer of Accounts, Chattel Paper, Payment Intangibles, or Promissory Notes

    (a)    After default, a secured party has the rights provided in this subtitle and, except as otherwise provided in § 9-602, those provided by agreement of the parties. A secured party:        (1)    May reduce a claim to judgment, foreclose, or otherwise enforce the claim, security interest, or agricultural lien by any available judicial procedure; and        (2)    If the collateral is documents, may proceed either as to the documents or as to the goods they cover.    (b)    A secured party in possession of collateral or control of collateral under § 7-106, § 9-104, § 9-105, § 9-106, or § 9-107 has the rights and duties provided in § 9-207.    (c)    The rights under subsections (a) and (b) are cumulative and may be exercised simultaneously.    (d)    Except as otherwise provided in subsection (g) and § 9-605, after default, a debtor and an obligor have the rights provided in this subtitle and by agreement of the parties.    (e)    If a secured party has reduced its claim to judgment, the lien of any levy that may be made upon the collateral by virtue of an execution based upon the judgment relates back to the earliest of:        (1)    The date of perfection of the security interest or agricultural lien in the collateral;        (2)    The date of filing a financing statement covering the collateral; or        (3)    Any date specified in a statute under which the agricultural lien was created.    (f)    A sale pursuant to an execution is a foreclosure of the security interest or agricultural lien by judicial procedure within the meaning of this section. A secured party may purchase at the sale and thereafter hold the collateral free of any other requirements of this title.    (g)    Except as otherwise provided in § 9-607(c), this subtitle imposes no duties upon a secured party that is a consignor or is a buyer of accounts, chattel paper, payment intangibles, or promissory notes.