reglab/housing_qa huggingface dataset:
WY Stat § 26-1-107 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 1 - Scope of Code|Section 26-1-107 - General Criminal and Civil Penalties.

26-1-107. General criminal and civil penalties.| (a) Each violation of this code for which a greater penalty is not provided by another provision of this code or by other applicable laws of this state, in addition to any applicable prescribed denial, suspension or revocation of certificate of authority or license, is a misdemeanor punishable upon conviction by a fine of not more than one thousand dollars ($1,000.00), or by imprisonment in the county jail for not more than six (6) months, or both. Each violation is a separate offense.  (b) Any person who violates, or who instructs his agent or adjuster to violate, any provision of this code, any lawful rule or final order of the commissioner or any final judgment or decree made by any court, upon the commissioner's application, shall pay a civil penalty in an amount the commissioner determines of not more than five thousand dollars ($5,000.00) for each offense, or fifty thousand dollars ($50,000.00) in the aggregate for all offenses within any one (1) year period. In the case of individual agents or adjusters, the civil penalty shall be not more than one thousand dollars ($1,000.00) for each offense or ten thousand dollars ($10,000.00) in the aggregate for all offenses within any one (1) year period. The penalty shall be collected from the violator and paid by the commissioner, or the appropriate court, to the state treasurer and credited as provided in W.S. 8-1-109.  (c) Before the commissioner imposes a civil penalty, he shall notify the person, agent or adjuster accused of a violation, in writing, stating specifically the nature of the alleged violation and fixing a time and place, at least ten (10) days from the date of the notice, when a hearing of the matter shall be held. After hearing or upon failure of the accused to appear at the hearing, the commissioner shall determine the amount of the civil penalty to be imposed in accordance with the limitations expressed in subsection (b) of this section. Each violation is a separate offense.  (d) A civil penalty may be recovered in an action brought thereon in the name of the state of Wyoming in any court of appropriate jurisdiction, and the court may review the penalty as to both liability and reasonableness of amount.  (e) The provisions of this section are in addition to and not instead of any other enforcement provisions contained in this code.
WY Stat § 26-1-108 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 1 - Scope of Code|Section 26-1-108 - Jurisdiction of Insurance Department.

26-1-108. Jurisdiction of insurance department.| (a) Notwithstanding any other provision of law, and except as provided in this section, any person or other entity which provides insurance coverage in this state for medical, surgical, chiropractic, physical therapy, speech pathology, audiology, professional mental health, dental, hospital or optometric expenses, whether the coverage is by direct payment, reimbursement, or otherwise, shall be subject to the jurisdiction of the state insurance department, unless the person or other entity shows that while providing the services it is subject to the exclusive jurisdiction of another agency of this state or the federal government.  (b) A person or entity may show that it is subject to the exclusive jurisdiction of another agency of this state or the federal government, by providing to the insurance commissioner the appropriate certificate, license or other document issued by the other governmental agency which permits or qualifies it to provide those services.  (c) Any person or entity which is unable to show under subsection (b) of this section that it is subject to the exclusive jurisdiction of another agency of this state or the federal government, shall submit to an examination by the insurance commissioner to determine the organization and solvency of the person or the entity, and to determine whether or not the person or entity complies with the applicable provisions of this code.  (d) Any person or entity unable to show that it is subject to the exclusive jurisdiction of another agency of this state or the federal government, shall be subject to all appropriate provisions of this code regarding the conduct of its business. If a person or entity is subject to the exclusive jurisdiction of another agency of this state or the federal government, this fact shall be disclosed on all policy forms.  (e) Any production agency or administrator which advertises, sells, transacts or administers the coverage in this state described in subsection (a) of this section and which is required to submit to an examination by the insurance commissioner under subsection (c) of this section, shall, if the coverage is not fully insured or otherwise fully covered by an admitted life or disability insurer, nonprofit hospital service plan, or nonprofit health care plan, advise every purchaser, prospective purchaser and covered person of such lack of insurance or other coverage. Any administrator which advertises or administers the coverage in this state described in subsection (a) of this section and which is required to submit to an examination by the insurance commissioner under subsection (c) of this section, shall advise any production agency of the elements of the coverage, including the amount of "stop-loss" insurance in effect.
WY Stat § 26-4-102 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 4 - Fees and Taxes|Section 26-4-102 - Record of Receipts; Payment to Treasurer; Credit to Fund.

26-4-102. Record of receipts; payment to treasurer; credit to fund.| (a) The commissioner shall keep a complete and accurate record of all monies he receives and disburses. All tax returns and records are open to examination at any time by the director of the state department of audit or his representative.  (b) The commissioner shall promptly deposit all monies he receives from any charges to the general fund, with receipt and acknowledgement submitted to the state treasurer, except that:  (i) Repealed by Laws 2017, ch. 9, § 3.  (ii) Up to one hundred percent (100%) of the gross premium tax levied upon fire insurance premiums shall be deposited by the state treasurer in the volunteer firefighter, EMT and search and rescue pension account pursuant to W.S. 35-9-628. For purposes of this paragraph, the gross premium tax levied upon fire insurance premiums is equal to thirty percent (30%) of the total gross premium tax levied upon all property, casualty and multiple line insurers;  (iii) Any premium assessments collected under W.S. 26-4-103(n), which shall be transferred to the air ambulance coverage account not more than thirty (30) days after receipt.
WY Stat § 26-4-105 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 4 - Fees and Taxes|Section 26-4-105 - Premium Taxes; Commissioner to Collect Tax; Failure to Pay.

26-4-105. Premium taxes; commissioner to collect tax; failure to pay.| (a) The taxes imposed under W.S. 26-4-103 shall be collected by the commissioner.  (b) If the insurer does not pay the tax on or before March 31 of the year in which due, the tax is delinquent, and the commissioner may enforce payment thereof by the seizure, distraint and sale of any of the insurer's property within Wyoming or by any other lawful means. If the tax is delinquent, the commissioner shall suspend or revoke the insurer's certificate of authority.
WY Stat § 26-5-101 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 5 - Kinds of Insurance, Limits of Risk, Reinsurance|Section 26-5-101 - Definitions Not Mutually Exclusive.

26-5-101. Definitions not mutually exclusive.| It is intended that certain insurance coverages may come within the definitions of two (2) or more kinds of insurance in this chapter, and the inclusion of a coverage within one (1) definition does not preclude it from being included within another definition in which it can be reasonably included.
WY Stat § 26-5-102 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 5 - Kinds of Insurance, Limits of Risk, Reinsurance|Section 26-5-102 - "Life Insurance" Defined.

26-5-102. "Life insurance" defined.| (a) Life insurance is insurance on human lives and the transaction of life insurance includes also the granting of:  (i) Endowment benefits;  (ii) Additional benefits because of death or dismemberment by accident or accidental means;  (iii) Additional benefits because of the insured's disability; and  (iv) Optional modes of settlement of proceeds of life insurance.
WY Stat § 26-5-103 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 5 - Kinds of Insurance, Limits of Risk, Reinsurance|Section 26-5-103 - "Disability Insurance" Defined.

26-5-103. "Disability insurance" defined.| (a) Disability insurance is insurance of any kind on human beings against:  (i) Bodily injury, disablement or death by accident or accidental means, or the expense thereof; or  (ii) Disablement or expense resulting from sickness.  (b) For any statute with an effective date on or after July 2, 2011, and unless expressly and specifically provided by statute, the term "disability insurance" does not include any of the following excepted benefits:  (i) Accident only insurance;  (ii) Accidental death or dismemberment insurance;  (iii) Credit insurance;  (iv) Dental or vision care insurance;  (v) Medicare supplemental insurance as defined by section 1882(g)(i) of the federal Social Security Act;  (vi) Long-term care insurance, including nursing home fixed indemnity insurance, except if the commissioner determines that the insurance provides benefits so comprehensive that it is the equivalent of a health benefit plan and should not be exempt under this section;  (vii) Disability income or a combination of accident only and disability income insurance;  (viii) Insurance issued as a supplement to liability insurance;  (ix) Specified disease insurance;  (x) Workers' compensation insurance;  (xi) Medical payment insurance coverage provided under a motor vehicle insurance policy;  (xii) Hospital confinement indemnity insurance;  (xiii) Limited benefit insurance that is offered and marketed as supplemental health insurance and not as a substitute for hospital or medical insurance or major medical expense insurance.
WY Stat § 26-5-104 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 5 - Kinds of Insurance, Limits of Risk, Reinsurance|Section 26-5-104 - "Property Insurance" Defined.

26-5-104. "Property insurance" defined.| Property insurance is insurance on any property against loss or damage from any cause, and against loss consequential upon that loss or damage, other than noncontractual legal liability for that loss or damage. Property insurance does not include title insurance, as defined in W.S. 26-5-109.
WY Stat § 26-5-105 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 5 - Kinds of Insurance, Limits of Risk, Reinsurance|Section 26-5-105 - "Surety Insurance" Defined.

26-5-105. "Surety insurance" defined.| (a) Surety insurance includes:  (i) Fidelity insurance, which is insurance guaranteeing the fidelity of persons holding positions of public or private trust;  (ii) Insurance guaranteeing the performance of contracts, other than insurance policies, and guaranteeing and executing bonds, undertakings and contracts of suretyship;  (iii) Insurance indemnifying insureds against:  (A) Loss, resulting from any cause, on bills of exchange, bonds, securities, deeds, warehouse receipts or other valuable papers, documents, money, precious metals and articles made therefrom, jewelry, watches, gems, precious and semiprecious stones, including any loss thereof while being transported in armored motor vehicles, or by messenger, but not including any other risks of transportation or navigation; or  (B) Loss or damage to an insured's premises or to his furnishings, fixtures, equipment, safes and vaults therein, caused by actual or attempted burglary, robbery, theft, vandalism or malicious mischief.
WY Stat § 26-5-108 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 5 - Kinds of Insurance, Limits of Risk, Reinsurance|Section 26-5-108 - What Insurance Multiple Line Insurer May Transact.

26-5-108. What insurance multiple line insurer may transact.| A multiple line insurer may transact any kind of insurance defined in this chapter, other than title insurance and, except as provided in W.S. 26-3-107(a)(i), life insurance or the granting of annuities.
WY Stat § 26-5-109 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 5 - Kinds of Insurance, Limits of Risk, Reinsurance|Section 26-5-109 - "Title Insurance" Defined.

26-5-109. "Title insurance" defined.| Title insurance is insurance of owners of property or others having an interest therein, or liens or encumbrances thereon, against loss by encumbrance, defective titles, invalidity or adverse claim to title.
WY Stat § 26-5-110 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 5 - Kinds of Insurance, Limits of Risk, Reinsurance|Section 26-5-110 - Limit of Risk.

26-5-110. Limit of risk.| (a) No insurer, other than a title insurer, shall retain any risk on any one (1) subject of insurance, regardless of where located or to be performed, in an amount exceeding ten percent (10%) of its surplus to policyholders.  (b) A "subject of insurance" for the purposes of this section, as to insurance against fire and hazards other than windstorm, earthquake and other catastrophic hazards, includes all properties insured by the same insurer which are customarily considered by underwriters to be subject to loss or damage from the same fire or the same occurrence of any other hazard insured against.  (c) Reinsurance ceded as authorized by W.S. 26-5-111 shall be deducted in determining risk retained. As to surety risks, the amount assumed by any established incorporated cosurety and the value of any security deposited, pledged or held subject to the surety's consent and for the surety's protection shall also be deducted.  (d) As to alien insurers, this section relates only to risks and surplus to policyholders of the insurer's United States branch.  (e) "Surplus to policyholders" for the purposes of this section, in addition to the insurer's capital and surplus, includes any voluntary reserves which are not required pursuant to law and shall be determined from the insurer's last sworn statement on file with the commissioner, or by the last report of examination of the insurer, whichever is the more recent at time of assumption of risk.  (f) This section does not apply to life or disability insurance, annuities, insurance of wet marine and transportation risks, worker's compensation insurance, employers' liability coverages nor to any policy or type of coverage as to which the maximum possible loss to the insurer is not readily ascertainable on issuance of the policy.  (g) Limits of risk as to newly formed domestic mutual insurers shall be as provided in W.S. 26-24-109.
WY Stat § 26-5-111 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 5 - Kinds of Insurance, Limits of Risk, Reinsurance|Section 26-5-111 - Reinsurance.

26-5-111. Reinsurance.| (a) Repealed by Laws 1991, ch. 128, § 2.  (b) Repealed by Laws 1991, ch. 128, § 2.  (c) Repealed by Laws 1991, ch. 128, § 2.  (d) Repealed by Laws 1991, ch. 128, § 2.  (e) Repealed by Laws 1991, ch. 128, § 2.  (f) An insurer may accept reinsurance only on the risks and within the limits authorized.  (g) Repealed by Laws 1992, ch. 59, § 3.  (h) Repealed by Laws 1992, ch. 59, § 3.  (j) Repealed by Laws 1992, ch. 59, § 3.  (k) Repealed by Laws 1992, ch. 59, § 3.  (m) Repealed by Laws 1992, ch. 59, § 3.  (n) Repealed by Laws 1992, ch. 59, § 3.
WY Stat § 26-5-113 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 5 - Kinds of Insurance, Limits of Risk, Reinsurance|Section 26-5-113 - Reduction From Liability for Reinsurance Ceded by a Domestic Insurer to an Assuming Insurer.

26-5-113. Reduction from liability for reinsurance ceded by a domestic insurer to an assuming insurer.| (a) A reduction from liability for the reinsurance ceded by a domestic insurer to an assuming insurer not meeting the requirements of W.S. 26-5-112 shall be allowed in an amount not exceeding the liabilities carried by the ceding insurer, provided that the commissioner may adopt rules and regulations establishing additional requirements relating to or setting forth the valuation of assets or reserve credits, the amount and forms of security supporting reinsurance arrangements described in W.S. 26-5-116 and the circumstances pursuant to which credit will be reduced or eliminated. The reduction shall be in the amount of funds held by or on behalf of the ceding insurer, including funds held in trust for the ceding insurer, under a reinsurance contract with the assuming insurer as security for the payment of obligations thereunder, if the security is held in the United States subject to withdrawal solely by, and under the exclusive control of, the ceding insurer, or, in the case of a trust, held in a qualified United States financial institution, as defined in W.S. 26-5-114(b). This security may be in the form of:  (i) Cash;  (ii) Securities listed by the securities valuation office of the NAIC, including those deemed exempt from filing as defined by the purposes and procedures manual of the NAIC securities valuation office, and qualifying as admitted assets;  (iii) Clean, irrevocable, unconditional letters of credit issued or confirmed by a qualified United States institution no later than December 31 in respect of the year for which filing is being made, and in the possession of the ceding insurer on or before the filing date of its annual statement. Letters of credit meeting applicable standards of issuer acceptability as of the dates of their issuance or confirmation shall, notwithstanding the issuing or confirming institution's subsequent failure to meet applicable standards of issuer acceptability, continue to be acceptable as security until their expiration, extension, renewal, modification or amendment, whichever first occurs; or  (iv) Any other form of security acceptable to the commissioner.
WY Stat § 26-5-114 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 5 - Kinds of Insurance, Limits of Risk, Reinsurance|Section 26-5-114 - Qualified United States Financial Institutions.

26-5-114. Qualified United States financial institutions.| (a) For purposes of W.S. 26-5-113(a)(iii), a "qualified United States financial institution" means an institution that:  (i) Is organized or, in the case of a United States office of a foreign banking organization licensed, under the laws of the United States or any state thereof;  (ii) Is regulated, supervised and examined by United States federal or state authorities having regulatory authority over banks and trust companies; and  (iii) Has been determined by either the commissioner, or the securities valuation office of the National Association of Insurance Commissioners, to meet such standards of financial condition and standing as are considered necessary and appropriate to regulate the quality of financial institutions whose letters of credit will be acceptable to the commissioner.  (b) A "qualified United States financial institution" means, for purposes of those provisions of W.S. 26-5-112 and 26-5-113 specifying those institutions that are eligible to act as a fiduciary of a trust, an institution that:  (i) Is organized or, in the case of a United States branch or agency office of a foreign banking organization licensed, under the laws of the United States or any state thereof and has been granted authority to operate with fiduciary powers; and  (ii) Is regulated, supervised and examined by federal or state authorities having regulatory authority over banks and trust companies.
WY Stat § 26-5-115 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 5 - Kinds of Insurance, Limits of Risk, Reinsurance|Section 26-5-115 - Reinsurance Payable Without Diminution Due to Insolvency of Ceding Insurer.

26-5-115. Reinsurance payable without diminution due to insolvency of ceding insurer.| No credit or reduction of liability for reinsurance ceded under W.S. 26-5-112 or 26-5-113 shall be allowed unless the agreement provides that the reinsurance is payable by the assuming insurer on the basis of the liability of the ceding insurer without diminution due to the insolvency of the ceding insurer.
WY Stat § 26-5-117 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 5 - Kinds of Insurance, Limits of Risk, Reinsurance|Section 26-5-117 - Reinsurance Agreements Affected.

26-5-117. Reinsurance agreements affected.| W.S. 26-5-112 through 26-5-116 shall apply to all cessions after the effective date of this act under reinsurance agreements which have had an inception, anniversary or renewal date not less than six (6) months after the effective date of this act.
WY Stat § 26-7-101 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 7 - Investments|Section 26-7-101 - Scope of Chapter.

26-7-101. Scope of chapter.| Except as to W.S. 26-7-116, this chapter applies to domestic insurers only.
WY Stat § 26-7-102 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 7 - Investments|Section 26-7-102 - Definitions of Terms Used in Chapter; Determination of Net Earnings.

26-7-102. Definitions of terms used in chapter; determination of net earnings.| (a) As used in this chapter:  (i) "Fixed charges" means interest on funded and unfunded debt amortization of debt discount and rentals for leased properties;  (ii) "Institution" means corporations, joint-stock associations and business trusts;  (iii) "Net earnings available for fixed charges" means net income after deducting operating and maintenance expenses, taxes, other than federal and state income taxes, depreciation and depletion, but excluding extraordinary nonrecurring items of income or expense appearing in the regular financial statements of the institutions involved;  (iv) "Obligations" means bonds, debentures, notes or other evidences of indebtedness.  (b) If net earnings are determined in reliance upon consolidated earnings statements of parent and subsidiary institutions, those net earnings shall be determined after provision for income taxes of subsidiaries and after proper allowance for minority stock interest if any. The required coverage of fixed charges shall be computed on a basis including fixed charges and preferred dividends of subsidiaries other than those payable by the subsidiaries to the parent corporation or to any other of the subsidiaries, except that if the minority common stock interest in the subsidiary corporation is substantial, the fixed charges and preferred dividends may be apportioned in accordance with regulations the commissioner prescribes.