NY Vol Fire Ben L § 31 (2021)
2021 New York Laws VOL - Volunteer Firefighters' Benefit Article 3 - Liability for Benefits; Insurance 31 - The Insurance Contract.

§ 31. The  insurance  contract. 1. The provisions of subdivisions one,   two, four, five  and  seven  of  section  fifty-four  of  the  workmen's   compensation  law,  in relation to the insurance contract, which are not   inconsistent with this chapter, shall be applicable as fully as  if  set   forth herein. The insurance carrier shall be a party to all hearings and   determinations  by  the  workmen's  compensation board or the courts and   shall have the right to raise or plead  any  defense  available  to  the   political  subdivision  liable in the first instance for the benefits to   be paid and provided by this chapter.2. An insurance contract to indemnify  against  liability  imposed  by   this  chapter  originally issued to take effect on or after March first,   nineteen hundred sixty-two, and any renewal  thereof,  (1)  shall  be  a   separate  and  distinct  contract,  (2)  shall  not  be  attached  as an   endorsement or rider to, or in any other way form a part of, a workmen's   compensation insurance contract, (3) shall not have attached thereto any   endorsement  or  rider  covering  any  liability  under  the   workmen's   compensation  law  and  (4)  shall not be on a contract form used by the   insurance  carrier  for  the  purpose  of  insuring  employers   against   liabilities imposed by the workmen's compensation law, or is attached to   any such form as an endorsement or rider.3.  An  insurance  contract  to indemnify against liability imposed by   this chapter originally issued to take  effect  prior  to  March  first,   nineteen  hundred  sixty-two, shall not be renewed to continue in effect   on or after March first, nineteen hundred  sixty-three,  if  (1)  it  is   attached as an endorsement or rider to, or in any other way forms a part   of,  a  workmen's  compensation  insurance contract, (2) it has attached   thereto any endorsement or rider covering liability under the  workmen's   compensation  law  or (3) it is on a contract form used by the insurance   carrier for  the  purpose  of  insuring  employers  against  liabilities   imposed  by  the  workmen's compensation law, or is attached to any such   form as an endorsement or rider.A contract of insurance indemnifying against the liability imposed  by   this chapter issued by an insurance carrier to a county or a town and in   force  on  or  after  the first day of July, nineteen hundred sixty-one,   shall contain a provision reading as follows: "This  contract  does  not   provide  (1)  any  coverage  under  the Workers' Compensation Law or the   Volunteer Firefighters' Benefit Law for which any fire district would be   liable under such laws, (2) any workers' compensation benefits for  fire   district  officers  and  employees  for which any fire district would be   liable under  the  Workers'  Compensation  Law,  or  (3)  any  volunteer   firefighters' benefits for any volunteer firefighters for which any fire   district  would be liable under the Volunteer Firefighters' Benefit Law.   The  foregoing  provision  does  not  apply  in  relation  to  volunteer   firefighters'  benefit  coverage  and  volunteer  firefighters' benefits   provided for and in relation to the following named fire districts which   have expressly requested coverage under this contract  pursuant  to  the   provisions  of section thirty-two of the Volunteer Firefighters' Benefit   Law, to wit: (If there are no exceptions, enter  'No  exceptions').  The   term  'fire  districts', as used in this provision, does not include the   fire protection districts and fire alarm districts mentioned in sections   one hundred eighty-three and one hundred eighty-four of the Town Law."