reglab/housing_qa huggingface dataset:
MO Rev Stat § 374.270 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.270 - Department may elect workers' compensation coverage — coverage, how provided.

Effective - 28 Aug 1967   374.270. Department may elect workers' compensation coverage — coverage, how provided. — 1. The department of commerce and insurance may elect, under the provisions of section 287.030, to come under the provisions of chapter 287, governing workers' compensation, and that law is extended to include all employees of the department of commerce and insurance under any contract of hire, express or implied, oral or written, or under any appointment or election. The state of Missouri may be a self-insurer and assume all liability imposed by chapter 287, in respect to the department of commerce and insurance employees, without insurance. The attorney general shall appear on behalf of and defend the state in all actions, when the state is a self-insurer, brought by employees of the department of commerce and insurance referred to herein under the provisions of the workers' compensation law.  2. The workers' compensation coverage may be provided by the purchase of insurance or by the deposit in the commissioner of administration's office of a fund from which workers' compensation benefits to employees shall be paid. Purchase of the insurance or the deposit of a fund shall be made from general appropriations.  3. The department of commerce and insurance shall adopt rules classifying the employees mentioned herein who may be eligible for compensation under this section, and its classification shall be decisive as to whether or not an employee falls within the definition of an employee eligible for workers' compensation coverage under this section.  4. The director of the department of commerce and insurance is authorized to perform such duties as may be necessary to carry out effectively the purposes of this section. ­­-------- (L. 1967 p. 516)
MO Rev Stat § 374.280 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.280 - Civil penalty or forfeiture ordered when, how enforced.

Effective - 28 Aug 2007   374.280. Civil penalty or forfeiture ordered when, how enforced. — 1. The director may, after a hearing under section 374.046, order a civil penalty or forfeiture payable to the state of Missouri authorized by section 374.049, which penalty or forfeiture, if unpaid within ten days, may be recovered by a civil action brought by and in the name of the director under section 374.048. The civil action may be brought in the county which has venue of an action against the person, partnership or corporation under other provisions of law. The director may also suspend or revoke the license or certificate of authority of such person for any willful violation.  2. Nothing contained in this section shall be construed to prohibit the director and any person subject to an investigation, examination, or other proceeding from agreeing to a voluntary forfeiture of the sum mentioned herein without civil proceedings being instituted. Any sum so agreed upon shall be paid into the school fund as provided by law for other fines and penalties. ­­-------- (L. 1967 p. 516, A.L. 1993 H.B. 709, A.L. 2007 S.B. 66)  (1982) Legislature did not expressly provide private cause of actions for violation of section 379.118, although director of division of insurance may suspend or revoke license of an insurer for any willful violation of chapter 374. Shqeir v. Equifax, Inc. (Mo. banc) 636 S.W.2d 944.
MO Rev Stat § 374.284 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.284 - Health insurance advisory committee established, members, duties.

Effective - 28 Aug 1999   374.284. Health insurance advisory committee established, members, duties. — The department of commerce and insurance shall create an advisory committee to be known as the "Health Insurance Advisory Committee". This committee shall be a voluntary committee comprised of representatives of the insurance industry, provider groups and the public. The committee shall consist of at least, but not limited to, one member representing each of the following areas: small group insurance, managed care, doctors of medicine, doctors of osteopathy, pharmacists, dentists and public members representing self-employed workers and the elderly. This committee shall meet to discuss and advise the department on issues relating to health care insurance. ­­-------- (L. 1999 H.B. 191 § 2)
MO Rev Stat § 374.285 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.285 - Expungement of certain disciplinary action records.

Effective - 28 Aug 2007   374.285. Expungement of certain disciplinary action records. — Except as provided in section 375.141, all records of disciplinary actions against an insurance producer which resulted in a forfeiture or other monetary relief of two hundred dollars or less and places no other legal duty upon the producer shall be expunged after a period of five years from the date of the execution of the order or settlement agreement by the director. ­­-------- (L. 2001 S.B. 193, A.L. 2007 S.B. 66)
MO Rev Stat § 374.300 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.300 - Financial institution defined.

Effective - 28 Aug 1977   374.300. Financial institution defined. — As used in sections 374.300 to 374.310, "financial institution" means any bank, bank holding company, sales finance company, consumer finance company, credit union, insurance company, lender as that term is defined in subdivision (3) of section 367.100, savings and loan association, savings and loan association holding company, savings and loan association service corporation, company operating under the mortgage brokerage laws of this state, or any subsidiary of any of the foregoing. This definition shall not, however, include any financial institution which has been granted an exemption by the Board of Governors of the Federal Reserve System pursuant to Section 4(d) of the Federal Bank Holding Company Act of 1956, as amended, or any financial institution which neither owns more than ten percent of the capital stock nor exercises effective control of a bank, savings and loan association or entity licensed under the mortgage brokerage laws of this state, which is licensed or authorized to transact business in this state. ­­-------- (L. 1977 H.B. 40 § 1)
MO Rev Stat § 374.305 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.305 - Conditioning loan on purchase of credit insurance from certain persons prohibited — freedom of selection of insurer required.

Effective - 28 Aug 1977   374.305. Conditioning loan on purchase of credit insurance from certain persons prohibited — freedom of selection of insurer required. — No financial institution, as defined in section 374.300, shall, as a condition of a loan, require any debtor to purchase life or health insurance from an agent who is employed or retained by, or is a director or officer of the financial institution making the loan. When life or accident and sickness insurance is required or requested as additional security for indebtedness, the debtor shall be informed of the option of furnishing the insurance, or any portion thereof, through existing policies owned or controlled by the debtor, or of procuring and furnishing the required coverage through any agent or insurer authorized to transact such insurance business within this state. ­­-------- (L. 1977 H.B. 40 § 2)
MO Rev Stat § 374.310 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.310 - Refusal to grant or renew insurance license, when.

Effective - 28 Aug 1977   374.310. Refusal to grant or renew insurance license, when. — The director of the department of commerce and insurance shall not grant or renew any life or health insurance license if the license has been or is being used by the applicant or licensee for any purpose prohibited by sections 374.300 to 374.310. Before the director can deny renewal he shall be required to hold a public hearing, with ten days' notice to the applicant, to determine whether the license has been or is being used contrary to the mandates of sections 374.300 to 374.310. Appeal from the decision of the director shall be to the administrative hearing commission which shall conduct a hearing de novo. ­­-------- (L. 1977 H.B. 40 § 3)
MO Rev Stat § 374.350 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.350 - Short title.

Effective - 28 Aug 2009   374.350. Short title. — Sections 374.350 to 374.352 may be cited as the "Interstate Insurance Product Regulation Compact". ­­-------- (L. 2009 H.B. 577)
MO Rev Stat § 374.351 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.351 - Intent of compact.

Effective - 28 Aug 2009   374.351. Intent of compact. — The Interstate Insurance Product Regulation Compact is intended to help States join together to establish an interstate compact to regulate designated insurance products. Pursuant to terms and conditions of this Act*, the State of Missouri seeks to join with other States and establish the Interstate Insurance Product Regulation Compact, and thus become a member of the Interstate Insurance Product Regulation Commission. The Director of the Department of Commerce and Insurance is hereby designated to serve as the representative of this State to the Commission. ­­-------- (L. 2009 H.B. 577)  *"This act" (H.B. 577, 2009) contained numerous sections. Consult Disposition of Sections table for a definitive listing.
MO Rev Stat § 374.400 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.400 - Definitions.

Effective - 28 Aug 1978   374.400. Definitions. — Unless otherwise clearly indicated by the context, the following words and terms as used in sections 374.400 to 374.410 shall mean:  (1) "Director", the director of the department of commerce and insurance;  (2) "Dwelling-owners' insurance", a policy of insurance on a one- or two-family owner-occupied premises* which combines fire and allied lines with any one or more perils of casualty, liability, or other types of insurance within one policy form at a single premium, where the insurer's liability for damage to the premises* under said policy is determined with reference to the premises' actual cash value;  (3) "Homeowners' insurance", a policy of insurance on a one- or two-family owner-occupied premises* which combines fire and allied lines with any one or more perils of casualty, liability, or other types of insurance within one policy form at a single premium, where the insurer's liability for damage to the premises* under said policy is determined with reference to the premises' replacement value;  (4) "Insurer", any insurance company, reciprocal or inter-insurance exchange, licensed and authorized by the director to write homeowners' insurance, dwelling-owners' insurance, renters' or tenants' insurance, or residential fire insurance upon property located within this state;  (5) "Renters' or tenants' insurance", a policy of insurance on a single- or multiple-family premises* which combines fire and allied lines with any one or more perils of casualty, liability, or other types of insurance within one policy form at a single premium, where the insurer's liability for damage to the contents of the premises* under said policy is determined with reference to the contents' actual cash value;  (6) "Residential fire insurance", a policy of insurance which provides fire coverage or fire and allied lines coverage on a residential premises* within one policy form, where the insurer's liability for damage to the premises* under said policy is determined with reference to the premises' actual cash value. ­­-------- (L. 1978 H.B. 1302 § 1)  *Word "premise" appears in original rolls.
MO Rev Stat § 374.405 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.405 - Reports of premiums and loss data required, when — director may review.

Effective - 28 Aug 1978   374.405. Reports of premiums and loss data required, when — director may review. — 1. The director shall establish statistical bases for the reporting of premium and loss data under policies of homeowners' insurance, dwelling-owners' insurance, renters' or tenants' insurance, or residential fire insurance.  2. Each insurer shall annually report to the director all premium and loss data under policies of homeowners' insurance, dwelling-owners' insurance, renters' or tenants' insurance, or residential fire insurance as the director may require.  3. The director shall have the authority to review and verify the accuracy of the data reported. ­­-------- (L. 1978 H.B. 1302 § 2)
MO Rev Stat § 374.410 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.410 - Director to be notified of changes in town grading schedules — may set aside, when.

Effective - 28 Aug 1978   374.410. Director to be notified of changes in town grading schedules — may set aside, when. — Whenever any insurer, group, association or other organization of insurers, or rating organization shall change any town grading schedule used in connection with the development of rates under policies of homeowners' insurance, dwelling-owners' insurance, renters' or tenants' insurance, or residential fire insurance written upon property located within this state, such change shall be filed with the director of the department of commerce and insurance. The director of the department of commerce and insurance may set aside any change in town grading schedules that he finds is not supported by substantial evidence and credible data acquired under sections 374.400 to 374.410. ­­-------- (L. 1978 H.B. 1302 § 3)
MO Rev Stat § 374.420 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.420 - Insurers not liable because of compliance.

Effective - 28 Aug 1978   374.420. Insurers not liable because of compliance. — There shall be no liability on the part of and no cause of action of any nature shall arise against any insurer reporting hereunder or its agents or employees, or the director of the department of commerce and insurance or* the director's employees, for any action taken by them pursuant to sections 374.400 to 374.425. ­­-------- (L. 1978 H.B. 1302 § 5)  *Word "of" appears in original rolls.
MO Rev Stat § 374.425 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.425 - Time for compliance may be waived or extended.

Effective - 28 Aug 1978   374.425. Time for compliance may be waived or extended. — The director may waive or extend time of compliance for reporting requirements under sections 374.400 to 374.425 for any insurer upon showing that such requirements would cause the insurer undue expense or that an unreasonable amount of time would be required to comply with the requirements. ­­-------- (L. 1978 H.B. 1302 § 6)
MO Rev Stat § 374.426 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.426 - Health care financing entities and health care providers to provide data, contents, when — duties of department — scoring, limitations on.

Effective - 06 Jul 2018, 2 histories   374.426. Health care financing entities and health care providers to provide data, contents, when — duties of department — scoring, limitations on. — 1. Any entity in the business of delivering or financing health care shall provide data regarding quality of patient care and patient satisfaction to the director of the department of commerce and insurance. Failure to provide such data as required by the director of the department of commerce and insurance shall constitute grounds for violation of the unfair trade practices act, sections 375.930 to 375.948.  2. In defining data standards for quality of care and patient satisfaction, the director of the department of commerce and insurance shall:  (1) Use as the initial data set the HMO Employer Data and Information Set developed by the National Committee for Quality Assurance;  (2) Consult with nationally recognized accreditation organizations, including but not limited to the National Committee for Quality Assurance and the Joint Committee on Accreditation of Health Care Organizations; and  (3) Consult with a state committee of a national committee convened to develop standards regarding uniform billing of health care claims.  3. In defining data standards for quality of care and patient satisfaction, the director of the department of commerce and insurance shall not require patient scoring of pain control.  4. Beginning August 28, 2018, the director of the department of commerce and insurance shall discontinue the use of patient satisfaction scores and shall not make them available to the public to the extent allowed by federal law. ­­-------- (L. 1994 S.B. 732 § 1, A.L. 2018 S.B. 718 merged with S.B. 951)  Effective 7-06-18 (S.B. 718); 8-28-18 (S.B. 951)
MO Rev Stat § 374.450 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.450 - Definitions.

Effective - 01 Jul 1980   374.450. Definitions. — Unless otherwise clearly indicated by the context, the following words and terms as used in sections 374.450 and 374.455 shall mean:  (1) "Director", the director of the department of commerce and insurance;  (2) "Insurer", any insurance company, reciprocal or inter-insurance exchange, licensed and authorized by the director to write automobile insurance within this state;  (3) "Private automobile insurance", a policy of insurance covering private passenger nonfleet vehicles owned by an individual or by a husband and wife and providing any one or more perils of protection against bodily injury liability, property damage liability, medical payments, uninsured motorist, comprehensive, collision, or other insurance coverage incidental to the operation of the vehicle. ­­-------- (L. 1979 H.B. 503 § 1)  Effective 7-01-80
MO Rev Stat § 374.455 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.455 - Premium and loss data, annual report — available to public.

Effective - 01 Jul 1980   374.455. Premium and loss data, annual report — available to public. — 1. The director shall establish statistical bases for the reporting of premium and loss data under policies of automobile insurance.  2. Each insurer shall annually report to the director or a statistical agency designated by the director all premium and loss data under policies of automobile insurance in such a manner as the director may require.  3. The director shall have the authority to review and verify the accuracy of the data reported.  4. The director of the department of commerce and insurance shall make reports of data acquired hereunder and such reports shall be made available to the public. ­­-------- (L. 1979 H.B. 503 §§ 2, 3)  Effective 7-01-80
MO Rev Stat § 374.500 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.500 - Definitions.

Effective - 28 Aug 2019, 2 histories   374.500. Definitions. — As used in sections 374.500 to 374.515, the following terms mean:  (1) "Certificate", a certificate of registration granted by the department of commerce and insurance to a utilization review agent;  (2) "Director", the director of the department of commerce and insurance;  (3) "Enrollee", an individual who has contracted for or who participates in coverage under a health insurance policy, an employee welfare benefit plan, a health services corporation plan or any other benefit program providing payment, reimbursement or indemnification for health care costs for himself or eligible dependents or both himself and eligible dependents. The term "enrollee" shall not include an individual who has health care coverage pursuant to a liability insurance policy, workers' compensation insurance policy, or medical payments insurance issued as a supplement to a liability policy;  (4) "Provider of record", the physician or other licensed practitioner identified to the utilization review agent as having primary responsibility for the care, treatment and services rendered to an enrollee;  (5) "Utilization review", a set of formal techniques designed to monitor the use of, or evaluate the clinical necessity, appropriateness, efficacy, or efficiency of, health care services, procedures, or settings. Techniques may include ambulatory review, prior authorization review, second opinion, certification, concurrent review, case management, discharge planning or retrospective review. Utilization review shall not include elective requests for clarification of coverage;  (6) "Utilization review agent", any person or entity performing utilization review, except:  (a) An agency of the federal government;  (b) An agent acting on behalf of the federal government, but only to the extent that the agent is providing services to the federal government; or  (c) Any individual person employed or used by a utilization review agent for the purpose of performing utilization review services, including, but not limited to, individual nurses and physicians, unless such individuals are providing utilization review services to the applicable benefit plan, pursuant to a direct contractual relationship with the benefit plan;  (d) An employee health benefit plan that is self-insured and qualified pursuant to the federal Employee Retirement Income Security Act of 1974, as amended;  (e) A property-casualty insurer or an employee or agent working on behalf of a property-casualty insurer;  (f) A health carrier, as defined in section 376.1350, that is performing a review of its own health plan;  (7) "Utilization review plan", a summary of the utilization review procedures of a utilization review agent. ­­-------- (L. 1991 S.B. 352 § 1, A.L. 1993 H.B. 709, A.L. 1997 H.B. 335, A.L. 2019 S.B. 514)
MO Rev Stat § 374.503 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.503 - Certificate required for utilization review agents, exceptions.

Effective - 10 Jul 1991   374.503. Certificate required for utilization review agents, exceptions. — 1. A utilization review agent may not conduct utilization review in this state unless the Missouri department of commerce and insurance has granted the utilization review agent a certificate.  2. No certificate is required for those review agents conducting general in-house utilization review for hospitals, home health agencies, clinics, private offices or any other health facility or entity, so long as the review does not result in the approval or denial of payment for hospital or medical services for a particular case. ­­-------- (L. 1991 S.B. 352 § 2)  Effective 7-10-91