reglab/housing_qa huggingface dataset:
DC Code § 26-1119 (2021)
2021 District of Columbia Code|Title 26 - Banks and Other Financial Institutions|Chapter 11 - Mortgage Lenders and Brokers|§ 26-1119. Hearing procedures

(a) A person to whom an order is issued pursuant to § 26-1117 or § 26-1118 shall be given reasonable notice and the opportunity for a hearing as provided in this section. Upon the issuance of any order, the Commissioner shall notify the respondent, applicant, licensee, or person required to be licensed that the order has been entered and the reasons for the order. The order shall include a statement that the respondent, applicant, licensee, or person required to be licensed may submit a written request for a hearing within 20 days of receipt of the order. (b) The order under subsection (a) of this section shall be served by hand or by certified mail, return receipt requested at the last known address of the person required to be licensed or the last known address maintained in the Department of Insurance and Securities and Banking records for the applicant or licensee. (c) If the person to whom an order has been issued fails to request a hearing within 20 days of receipt or delivery of the order, the person shall be deemed in default and the order shall, on the 21st day, become permanent and remain in full force and effect until and unless later modified or vacated by the Commissioner.  (Sept. 9, 1996, D.C. Law 11-155, § 20, 43 DCR 4213; May 7, 2002, D.C. Law 14-132, § 601(a)(5), 49 DCR 2551; July 18, 2009, D.C. Law 18-38, § 2(m), 56 DCR 4290.)  Prior Codifications 1981 Ed., § 26-1019. Effect of Amendments D.C. Law 14-132, rewrote subsec. (a); and added subsec. (d). Subsec. (a) had read as follows: “(a) Before the Superintendent takes any action under § 26-1117 or § 26-1118, the Superintendent shall give the licensee an opportunity for a hearing.” D.C. Law 18-38 rewrote the section. Emergency Legislation For temporary (90 day) amendment of section, see § 601(a)(5) of Home Loan Protection Emergency Act of 2002 (D.C. Act 14-295, March 1, 2002, 49 DCR 2534).
DC Code § 26-1120 (2021)
2021 District of Columbia Code|Title 26 - Banks and Other Financial Institutions|Chapter 11 - Mortgage Lenders and Brokers|§ 26-1120. Limitation on name of mortgage business

A mortgage lender, mortgage broker, mortgage loan originator, or loan officer may not do business under any trade name that misrepresents or tends to misrepresent that the mortgage lender is: (1) A bank, trust company, or savings bank; (2) A savings and loan association; (3) A credit union; or (4) An insurance company.  (Sept. 9, 1996, D.C. Law 11-155, § 21, 43 DCR 4213; July 18, 2009, D.C. Law 18-38, § 2(n), 56 DCR 4290.)  Prior Codifications 1981 Ed., § 26-1020. Effect of Amendments D.C. Law 18-38 substituted “mortgage lender, mortgage broker, mortgage loan originator, or loan officer” for “mortgage lender or mortgage broker”. Emergency Legislation For temporary (90 day) amendment of section, see § 2(l) of Mortgage Lender and Broker Emergency Amendment Act of 2008 (D.C. Act 17-617, December 22, 2008, 56 DCR 189). For temporary (90 day) amendment of section, see § 2(l) of Mortgage Lender and Broker Congressional Review Emergency Amendment Act of 2009 (D.C. Act 18-31, March 16, 2009, 56 DCR 2327). Temporary Legislation Section 2(l) of D.C. Law 17-350 substituted “mortgage lender, mortgage broker, mortgage loan originator, or loan officer” for “mortgage lender or mortgage broker”. Section 5(b) of D.C. Law 17-350 provided that the act shall expire after 225 days of its having taken effect.
DC Code § 26-1120.01 (2021)
2021 District of Columbia Code|Title 26 - Banks and Other Financial Institutions|Chapter 11 - Mortgage Lenders and Brokers|§ 26-1120.01. Confidential information

(a) To assist in the performance of the Commissioner’s duties under this chapter, the Commissioner may: (1) Share documents, materials, or other information, including confidential and privileged documents, materials, or information subject to this chapter, with other local, state, federal, and international regulatory agencies, with the Conference of State Bank Supervisors, SRR, NMLSR, their affiliates, or subsidiaries, or with state, federal, and international law enforcement authorities; provided, that the recipient agrees to maintain the confidentiality and privileged status of the document, material, or other information; (2) Receive documents, materials, or information, including confidential and privileged documents, materials, or other information, from the Conference of State Bank Supervisors, SRR, NMLSR, their affiliates, or subsidiaries, or from regulatory and law enforcement officials of foreign or other domestic jurisdictions, and shall maintain as confidential or privileged any document, material, or information received with notice or the understanding that it is confidential or privileged under the laws of the jurisdiction that is the source of the document, material, or information; (3) Enter into agreements with the entities set forth in paragraph (1) of this subsection governing sharing and use of information consistent with this chapter; (4) Authorize a national criminal background check and submission of fingerprints and other identifying information, submitted through the NMLSR, and other information with, and receive criminal history record information from, the NMLSR, the Metropolitan Police Department, and the Federal Bureau of Investigation for the purposes of facilitating determinations regarding eligibility for licensure under this chapter; or (5) Contract with a third party, including the SRR, the Conference of State Bank Supervisors, or its affiliates or subsidiaries, to perform any functions, including the collection of licensing and processing fees, collection of contact information and other identifying information, fingerprints, written consent to a criminal background check, personal history and experience, and conduct of examinations related to mortgage loan originator, loan officer, mortgage lender, or mortgage broker activities, that the Commissioner may consider appropriate.  (Sept. 9, 1996, D.C. Law 11-155, § 21a; as added July 18, 2009, D.C. Law 18-38, § 2(o), 56 DCR 4290.)  Section References This section is referenced in § 26-1120.02. Editor's Notes Section 3 of D.C. Law 18-38 provided: “Sec. 3. Applicability. Except for section 2(c)(1), (g), (j), and (o), this act shall not apply until the Commissioner of the Department of Insurance, Securities, and Banking has promulgated rules implementing this act.”
DC Code § 26-1120.02 (2021)
2021 District of Columbia Code|Title 26 - Banks and Other Financial Institutions|Chapter 11 - Mortgage Lenders and Brokers|§ 26-1120.02. Nationwide Mortgage Licensing System and Registry reporting requirements

(a) The Commissioner shall regularly report violations of this chapter, as well as enforcement actions and other relevant information, to the NMLSR. The reports shall be subject to the provisions of § 26-1120.01. (b) Each licensee shall submit to the NMLSR reports of condition, which shall be in such form and shall contain such information as the NMLSR may require.  (Sept. 9, 1996, D.C. Law 11-155, § 21b; as added July 18, 2009, D.C. Law 18-38, § 2(o), 56 DCR 4290.)  Editor's Notes Section 3 of D.C. Law 18-38 provided: “Sec. 3. Applicability. Except for section 2(c)(1), (g), (j), and (o), this act shall not apply until the Commissioner of the Department of Insurance, Securities, and Banking has promulgated rules implementing this act.”
DC Code § 26-1120.03 (2021)
2021 District of Columbia Code|Title 26 - Banks and Other Financial Institutions|Chapter 11 - Mortgage Lenders and Brokers|§ 26-1120.03. Nationwide Mortgage Licensing System and Registry information challenge process

The Commissioner shall establish a process whereby licensees may challenge information entered into the NMLSR by the Commissioner.  (Sept. 9, 1996, D.C. Law 11-155, § 21c; as added July 18, 2009, D.C. Law 18-38, § 2(o), 56 DCR 4290.)  Editor's Notes Section 3 of D.C. Law 18-38 provided: “Sec. 3. Applicability. Except for section 2(c)(1), (g), (j), and (o), this act shall not apply until the Commissioner of the Department of Insurance, Securities, and Banking has promulgated rules implementing this act.”
DC Code § 26-1161.01 (2021)
2021 District of Columbia Code|Title 26 - Banks and Other Financial Institutions|Chapter 11B - Nationwide Mortgage Licensing System Conformity|§ 26-1161.01. Definitions

For the purposes of this chapter, the term: (1) “Applicant” means a person filing an initial or renewal application for licensure or registration under the Banking Code. (2) “Application” means an initial or renewal application for licensure or registration under the Banking Code processed through the Department or its designee, such as the NMLS or any other person or third party prescribed by the Commissioner. (3) “Banking Code” means the statutory provisions concerning banking and financial institutions that are codified in Title 26, laws administered by the Commissioner, and rules and regulations promulgated pursuant to those statutory provisions. (4) “Commissioner” means the Commissioner of the Department of Insurance, Securities, and Banking. (5) “Conference of State Bank Supervisors” or “CSBS” means the professional association of state officials responsible for chartering, regulating, and supervising state- chartered commercial and savings banks and state-licensed branches and agencies of foreign banks. (6) “Department” means the Department of Insurance, Securities, and Banking. (7) “Nationwide Mortgage Licensing System and Registry” or “NMLS” means a mortgage licensing system developed and maintained by the Conference of State Bank Supervisors, the American Association of Residential Mortgage Regulators, or their successors, for the licensing and registration of persons engaged in state-regulated financial service industries. (8) “State Regulatory Registry, LLC” or “SRR” means the entity that owns and operates the NMLS, or its successor. (9) “Unique identifier” means a number or other identifier assigned through protocols established by the NMLS.  (Mar. 7, 2015, D.C. Law 20-172, § 2, 61 DCR 12577.)  Emergency Legislation For temporary (90 days) addition of provisions to standardize licensing and registration application requirements using the Nationwide Mortgage Licensing System and Registry, see §§ 2-12 of the Nationwide Mortgage Licensing System Conformity Congressional Review Emergency Act of 2014 (D.C. Act 20-456, Oct. 23, 2014, 61 DCR 11095, 20 STAT 4358). For temporary (90 days) addition of provisions to standardize licensing and registration application requirements using the Nationwide Mortgage Licensing System and Registry, see §§ 2-12 of the Nationwide Mortgage Licensing System Conformity Second Congressional Review Emergency Act of 2014 (D.C. Act 20-583, Jan. 13, 2015, 62 DCR 1280, 21 STAT 746). Temporary Legislation For temporary (225 days) addition of provisions to standardize licensing and registration application requirements using the Nationwide Mortgage Licensing System and Registry, see §§ 2-12 of the Nationwide Mortgage Licensing System Conformity Temporary Amendment Act of 2014 (D.C. Law 20-146, Dec. 17, 2014, 61 DCR 8063, 20 STAT 4137).
DC Code § 26-1161.02 (2021)
2021 District of Columbia Code|Title 26 - Banks and Other Financial Institutions|Chapter 11B - Nationwide Mortgage Licensing System Conformity|§ 26-1161.02. Unique identifier required

Each licensee and registrant under the Banking Code shall register with and maintain a valid unique identifier issued by the NMLS.  (Mar. 7, 2015, D.C. Law 20-172, § 3, 61 DCR 12577.)
DC Code § 26-1161.03 (2021)
2021 District of Columbia Code|Title 26 - Banks and Other Financial Institutions|Chapter 11B - Nationwide Mortgage Licensing System Conformity|§ 26-1161.03. Form and contents of application

(a) An application shall be filed on a form prescribed by the Commissioner. (b) Solely for purposes of and as needed for participating in the NMLS, the Commissioner is authorized to waive or modify by rule any requirements for applications, fees, or renewals in Chapter 1A, 3, 9, 10, or 11 of the Banking Code and to establish by rule new regulatory requirements as are reasonably necessary to participate in the NMLS.  (Mar. 7, 2015, D.C. Law 20-172, § 4, 61 DCR 12577.)
DC Code § 26-1161.04 (2021)
2021 District of Columbia Code|Title 26 - Banks and Other Financial Institutions|Chapter 11B - Nationwide Mortgage Licensing System Conformity|§ 26-1161.04. Background checks

The Commissioner may use the NMLS as an agent for requesting information from and distributing information to: (1) The Federal Bureau of Investigation; (2) The Department of Justice; or (3) Other law enforcement agency, regulatory agency, or credit reporting agency.  (Mar. 7, 2015, D.C. Law 20-172, § 5, 61 DCR 12577.)
DC Code § 26-1161.05 (2021)
2021 District of Columbia Code|Title 26 - Banks and Other Financial Institutions|Chapter 11B - Nationwide Mortgage Licensing System Conformity|§ 26-1161.05. Confidential information

To assist in the performance of the Commissioner’s duties under this chapter, the Commissioner may: (1) Share documents, materials, or other information, including confidential and privileged documents, materials, or information subject to this chapter, with state, federal, and international regulatory agencies and law enforcement authorities, and with the CSBS, SRR, and NMLS, or their affiliates or subsidiaries; provided, that the recipient agrees to maintain the confidentiality and privileged status of the documents, materials, or other information; (2) Receive documents, materials, or information, including confidential and privileged documents, materials, or other information, from state, federal, and international regulatory agencies or law enforcement authorities or from the CSBS, SRR, and NMLS or their affiliates or subsidiaries, and shall maintain as confidential or privileged any documents, materials, or other information received with notice or the understanding that it is confidential or privileged under the laws of the jurisdiction that is the source of the documents, materials, or other information; (3) Enter into agreements for sharing and using confidential information consistent with this chapter; (4) Authorize a national criminal background check and submission of fingerprints and other identifying information submitted through the NMLS and receive criminal history record information from the NMLS, the Metropolitan Police Department, and the Federal Bureau of Investigation for the purposes of facilitating determinations regarding eligibility for licensure or registration under the Banking Code; and (5) Contract with a third party, including the SRR, or the CSBS, or their affiliates or subsidiaries, to perform any functions, including the collection of licensing, registration, and processing fees, collection of contact information and other identifying information, fingerprints, written consent to a criminal background check, personal history and experience, and conduct of examinations-related activities covered under the Banking Code, that the Commissioner may consider appropriate.  (Mar. 7, 2015, D.C. Law 20-172, § 6, 61 DCR 12577.)
DC Code § 26-1161.06 (2021)
2021 District of Columbia Code|Title 26 - Banks and Other Financial Institutions|Chapter 11B - Nationwide Mortgage Licensing System Conformity|§ 26-1161.06. Renewal

(a) A license or registration issued under this chapter shall expire on a date to be determined by the Commissioner. A license or registration may thereafter be renewed for one-year term extensions as provided by this section. (b) Before a license expires, the applicant may renew the license or registration for additional one-year terms, if the applicant: (1) Demonstrates that the applicant continues to meet the standards for licensing or registration under this chapter and under all relevant provisions of the Banking Code; (2) Pays all applicable fees as prescribed by the Commissioner and all third-party fees; and (3) Submits to the Commissioner a renewal application on the form that the Commissioner requires.  (Mar. 7, 2015, D.C. Law 20-172, § 7, 61 DCR 12577.)
DC Code § 26-1161.07 (2021)
2021 District of Columbia Code|Title 26 - Banks and Other Financial Institutions|Chapter 11B - Nationwide Mortgage Licensing System Conformity|§ 26-1161.07. Application fees

(a) When filing an application, each applicant shall pay the applicable fees prescribed by the Commissioner and any third-party fees. Any fees paid in connection with the processing of an application shall be non-refundable. (b) The Commissioner may increase or decrease the fees authorized by this section. The fees shall be fixed at such rates as may, in the judgment of the Commissioner, be necessary to defray the approximate costs of carrying out the regulatory functions set forth in this chapter and the Banking Code. These fees shall not be abated or refunded upon surrender, suspension, cancellation, or revocation of a registration.  (Mar. 7, 2015, D.C. Law 20-172, § 8, 61 DCR 12577.)
DC Code § 26-1161.08 (2021)
2021 District of Columbia Code|Title 26 - Banks and Other Financial Institutions|Chapter 11B - Nationwide Mortgage Licensing System Conformity|§ 26-1161.08. NMLS reporting requirements

The Commissioner shall regularly report violations of the Banking Code, as well as enforcement actions and other relevant information, to the NMLS. The reports shall be subject to the provisions of § 26-1161.05.  (Mar. 7, 2015, D.C. Law 20-172, § 9, 61 DCR 12577.)
DC Code § 26-1161.09 (2021)
2021 District of Columbia Code|Title 26 - Banks and Other Financial Institutions|Chapter 11B - Nationwide Mortgage Licensing System Conformity|§ 26-1161.09. NMLS information challenge process

The Commissioner shall establish by rule a process whereby applicants, licensees, and registrants may challenge information entered into the NMLS by the Commissioner.  (Mar. 7, 2015, D.C. Law 20-172, § 10, 61 DCR 12577.)
DC Code § 26-1161.10 (2021)
2021 District of Columbia Code|Title 26 - Banks and Other Financial Institutions|Chapter 11B - Nationwide Mortgage Licensing System Conformity|§ 26-1161.10. Authority of Commissioner to issue regulations

The Commissioner, pursuant to subchapter I of Chapter 5 of Title 2 [§ 2-501 et seq.], may issue rules to implement the provisions of this chapter.  (Mar. 7, 2015, D.C. Law 20-172, § 11, 61 DCR 12577.)
DC Code § 26-1161.11 (2021)
2021 District of Columbia Code|Title 26 - Banks and Other Financial Institutions|Chapter 11B - Nationwide Mortgage Licensing System Conformity|§ 26-1161.11. Sunset

Section 26-1161.03(b) shall expire 2 years after March 7, 2015.  (Mar. 7, 2015, D.C. Law 20-172, § 12, 61 DCR 12577.)
DC Code § 26-1203 (2021)
2021 District of Columbia Code|Title 26 - Banks and Other Financial Institutions|Chapter 12 - Savings and Loan Acquisition|§ 26-1203. Authorization of regional branches

(a) Ninety days after October 12, 1988, a regional association or a regional savings and loan holding company may obtain a certificate of authority to establish, maintain, and acquire branches in the District on approval of the Superintendent [Commissioner]. (b) Before granting approval, the Superintendent [Commissioner] shall determine that each of the following requirements is met: (1) The laws of the state in which the branching regional association or regional savings and loan holding company has its principal place of business authorize District associations or District savings and loan holding companies to establish or maintain branches in that state on terms and conditions reasonably equivalent to those applicable to the establishment or maintenance of branches in the District by District associations and District savings and loan holding companies and on terms and conditions reasonably equivalent to those applicable to the establishment or maintenance of branches in that state by an association or savings and loan holding company located in that state; (2) The establishment or maintenance of a branch complies with conditions, restrictions, requirements, or other limitations that would apply to the branching of a District association or District savings and loan holding company in the state in which the regional association or regional savings and loan holding company has its principal place of business, but that would not apply to the branching of an association or savings and loan holding company, all of whose branches or association subsidiaries are located in that state; and (3) The establishment or maintenance of a branch will not be prejudicial to the interests of the general public; among the factors to be considered by the Superintendent [Commissioner] in making a determination under this paragraph are the character, experience, and financial responsibility of the association or savings and loan holding company seeking to establish a branch and its directors and officers.  (Oct. 12, 1988, D.C. Law 7-175, § 4, 35 DCR 6133.)  Prior Codifications 1981 Ed., § 26-903. Section References This section is referenced in § 26-1204, § 26-1206, and § 26-1216.
DC Code § 26-1206 (2021)
2021 District of Columbia Code|Title 26 - Banks and Other Financial Institutions|Chapter 12 - Savings and Loan Acquisition|§ 26-1206. Review of applications

(a) Prior to deciding whether to grant approval of the application under § 26-1202, § 26-1203, or § 26-1205, the Superintendent [Commissioner] shall accept public comment on the application and shall hold a public hearing on the application, according to procedures established by rules issued by the Superintendent [Commissioner]. (b) The Superintendent [Commissioner] shall make either a favorable or unfavorable recommendation on the application, explain the reasons for his or her recommendation, and submit to the Council his or her recommendation and explanation, a copy of the application, and any other relevant information or submissions within 90 days after receipt of the application. The Superintendent [Commissioner] may extend this 90-day period for up to an additional 60 days. No application required by § 26-1202, § 26-1203, or § 26-1205, shall be complete unless it is accompanied by an application fee in an amount to be established by the Superintendent [Commissioner] and made payable to the District of Columbia Treasurer. No entity required to obtain issuance shall commence operations until the applicant has submitted evidence that the insurance has been obtained. (c) The Council may adopt a resolution disapproving the Superintendent’s [Commissioner’s] recommendation within 45 days, excluding Saturdays, Sundays, legal holidays, and days of Council recess, after receipt of the Superintendent’s [Commissioner’s] recommendation. (d) If the Council fails to adopt a resolution disapproving the Superintendent’s [Commissioner’s] recommendation within the 45-day period, the Superintendent’s [Commissioner’s] recommendation shall be deemed approved.  (Oct. 12, 1988, D.C. Law 7-175, § 7, 35 DCR 6133.)  Prior Codifications 1981 Ed., § 26-906.