reglab/housing_qa huggingface dataset:
215 ILCS 5/341
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XIX - Burial Societies

 (from Ch. 73, par. 953)Sec. 341.         Deposit  required.(1) A burial society shall maintain with the Director a  deposit of  cash or securities in an amount of at least $1,000. A  society having a membership of more than 2,500  members and  less than 5,000 members shall maintain a deposit with the  Director  of $5,000. A society having a  membership of  more than 5,000 members and less than 10,000 members shall  maintain a  deposit with the Director of $10,000. A society  having more  than 10,000 members shall maintain a deposit with the  Director of $10,000 and an additional $1,000 for  each 1,000 members in excess of 10,000.(2) All deposits as required herein shall be in cash or in securities  permitted by section 346.(3) The Director may release the required deposit of cash or securities  upon receipt of  an order of a court having proper jurisdiction or  upon: (i) certification by the burial society that it has no outstanding  creditors, policyholders, certificate holders, or member obligations in effect  and no plans to engage in the business of insurance; (ii) receipt of a lawful  resolution of the burial society's board of directors effecting the surrender  of its articles of incorporation for administrative dissolution by the  Director; and (iii) receipt of the name and forwarding address for each of the  final officers and directors of the burial society, together with a plan of  dissolution approved by the Director.    (Source: P.A. 92-75, eff. 7-12-01.)
215 ILCS 5/342
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XIX - Burial Societies

 (from Ch. 73, par. 954)Sec. 342.         Officers  bond.The officer or officers of the society entrusted with the custody of its  funds shall give bond to the association in double the amount of the  minimum deposit required by this article, but in no event less than Two  Thousand ($2,000) Dollars or more than Five Thousand ($5,000) Dollars,  conditioned upon the faithful performance of his or their duties and  accounting for the funds entrusted to his or their custody.    (Source: Laws 1937, p. 696.)
215 ILCS 5/344
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XIX - Burial Societies

 (from Ch. 73, par. 956)Sec. 344.         Burial  benefit payable in lawful money.No society operating under or by virtue of this article shall pay a  burial benefit or award other than in lawful money of the United States and  any provision in any contract to the contrary shall be of no effect, nor  shall any member of any society or representative or beneficiary of such  member be required as a condition of his becoming a member, or otherwise,  to purchase funeral supplies or burial services from any specified or  designated person, firm or corporation so as to deprive the representative,  beneficiary or family of any such member from procuring or purchasing said  supplies and services in the open market.    (Source: Laws 1937, p. 696.)
215 ILCS 5/345
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XIX - Burial Societies

 (from Ch. 73, par. 957)Sec. 345.         Society  and directors or officers may not advertise funeral supplies.No burial society nor any officer, director or agent of any burial  society shall offer or make any oral or written agreement to furnish, or  shall distribute or cause to be distributed any literature or advertising  of any kind whatsoever which offers or purports to offer, funeral supplies  of any kind in lieu of the cash payment upon the death of a member. Upon  any violation of this section by any society, or officer, director or agent  thereof, the Director shall proceed to liquidate such society in accordance  with the provisions of Article XIII.    (Source: Laws 1937, p. 689.)
215 ILCS 5/346
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XIX - Burial Societies

 (from Ch. 73, par. 958)Sec. 346.     Benefit account and expense account.     (1) All burial societies shall charge a premium or levy an  assessment to be paid by the members.  Unless the society  maintains reserves meeting the standards of Article XIV on its benefit  certificates, the society shall not use more  than sixty-five per centum of such premium or assessment for the purpose  of paying commissions, salaries and other expenses of operation, and the  surplus and legal reserves shall constitute the benefit account of  the society and shall be  retained in cash or be invested in accordance with Article VIII.(2) No society shall invest in or loan upon any bond or note secured  by mortgage or trust deed on real estate if an officer or director of  such society has any financial interest in the real estate upon which  the loan is made.    (Source: P.A. 86-753.)
215 ILCS 5/347
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XIX - Burial Societies

 (from Ch. 73, par. 959)Sec. 347.         Failure to  maintain deposit-Payment of claims.All claims filed with a society shall be approved or disapproved within  sixty days after receipt of due proof of death and, if approved, shall be  paid within thirty days after such approval. The Director shall proceed  under Article XIII to liquidate any society which shall fail to maintain  the deposit required by this article, or shall conduct its business  fraudulently, or is not carrying out its contracts in good faith, or shall  be thirty days or more in arrears in payment of death claims after the same  have been allowed by the board of directors, or has violated any of the  provisions of this article.    (Source: Laws 1937, p. 696.)
215 ILCS 5/348
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XIX - Burial Societies

 (from Ch. 73, par. 960)Sec. 348.         Amendment  of articles.The articles of incorporation of any society, subject to the provisions  of this article, may be amended by proper resolutions adopted by the Board  of Directors.    (Source: Laws 1937, p. 696.)
215 ILCS 5/349
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XIX - Burial Societies

 (from Ch. 73, par. 961)Sec. 349.     Penalties.Any society or any officer or agent of any society who violates any of  the provisions of this article shall be guilty of a petty offense.    (Source: P.A. 77-2699.)
215 ILCS 5/351
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XIX - Burial Societies

(215 ILCS 5/351) (from Ch. 73, par. 963)Sec. 351.     Application of article and other code provisions.     (1) This article shall not apply to fraternal or fraternal benefit  societies, assessment life and accident associations existing or  operating under or by virtue of any statute of this State, societies  that pay sick or disability benefits and limit their membership to a  particular class of persons or to the employees of a designated person,  firm or corporation nor shall this article apply to any burial insurance  society composed exclusively of the employees of any department of any  municipal, county, state or national government.(2) Unless otherwise provided in this article every burial society  shall be subject to other applicable provisions of this Code.  Unless specifically exempted by the Director of Insurance every  society not operating on the true assessment plan shall adopt a  standard of valuation approved by the Director.    (Source: P.A. 80-624.)
215 ILCS 5/Art. XIXA heading
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XIXA - Long-Term Care Insurance

 ARTICLE XIXA.  LONG-TERM CARE INSURANCE
215 ILCS 5/351A-2
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XIXA - Long-Term Care Insurance

 (from Ch. 73, par. 963A-2)Sec. 351A-2.     Group policy issued in another state.     No group long-term  care insurance coverage may be offered to a resident of this State under a  group policy issued in another state to a group described in paragraph (4)  of subsection (e) of Section 351A-1, unless the Director determines that  this State or another state having statutory and regulatory long-term care  insurance requirements substantially similar to those adopted in this State  has made a determination that such requirements have been met.    (Source: P.A. 85-1172; 85-1174; 85-1440.)
215 ILCS 5/351A-3
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XIXA - Long-Term Care Insurance

 (from Ch. 73, par. 963A-3)Sec. 351A-3.     Disclosures.     The Director may adopt rules that include  standards for full and fair disclosure setting forth the manner, content,  and required disclosures for the sale of long-term care insurance policies,  terms of renewability, initial and subsequent conditions of eligibility,  nonduplication of coverage provisions, coverage of dependents, preexisting  conditions, termination of insurance, continuation or conversion,  probationary periods, limitations, exceptions, reductions, elimination  periods, requirements for replacement, recurrent conditions, and  definitions of terms.    (Source: P.A. 85-1172; 85-1174; 85-1440.)
215 ILCS 5/351A-4
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XIXA - Long-Term Care Insurance

 (from Ch. 73, par. 963A-4)Sec. 351A-4.     Limitation.     No long-term care insurance policy may:(1) Be cancelled, nonrenewed or otherwise terminated     on grounds of the age or the deterioration of the mental or physical health of the insured individual or certificate holder.(2) Contain a provision establishing a new waiting     period in the event existing coverage is converted to or replaced by a new or other form, except with respect to an increase in benefits voluntarily selected by the insured individual or group policyholder.(3) Provide coverage for skilled nursing care only or     provide significantly more coverage for skilled care in a facility than coverage for lower levels of care.   (Source: P.A. 92-148, eff. 7-24-01.)
215 ILCS 5/351A-4.5
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XIXA - Long-Term Care Insurance

Sec. 351A-4.5.     Long-term care; coverages.     Nothing in this Code prohibits  an insurance company from offering a long-term care insurance  policy that provides for (1) reimbursement  of paid premiums in the event of cancellation or (2) reduced benefits in the  event the policyholder discontinues premium payments.    (Source: P.A. 88-290.)
215 ILCS 5/351A-5
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XIXA - Long-Term Care Insurance

 (from Ch. 73, par. 963A-5)Sec. 351A-5.     Preexisting condition.     (a)  No long-term care insurance  policy or certificate other than a policy or certificate thereunder issued  to a group as defined in paragraph (1) of subsection (e) of Section 351A-1  shall use a definition of "preexisting condition" which is more restrictive  than the following:  Preexisting condition means the existence of symptoms  which would cause an ordinarily prudent person to seek diagnosis, care or  treatment, or a condition for which medical advice or treatment was  recommended by, or received from a provider of health care services, within  6 months preceding the effective date of coverage for an insured person.(b) No long-term care insurance policy or certificate other than a  policy or certificate thereunder issued to a group as defined in paragraph  (1) subsection (e) of Section 351A-1 may exclude coverage for a loss or  confinement which is the result of a preexisting condition unless such loss  or confinement begins within 6 months following the effective date of  coverage of an insured person.(c) The Director may extend the limitation periods set forth in  subsections (a) and (b) of this Section as to specific age group categories  in specific policy forms upon finding that the extension is in the best  interest of the public.(d) The definition of "preexisting condition" does not prohibit an  insurer from using an application form designed to elicit the complete  health history of an applicant, and, on the basis of the answers on that  application, from underwriting in accordance with that insurer's  established underwriting standards.  Unless otherwise provided in the  policy or certificate, a preexisting condition, regardless of whether it is  disclosed on the application, need not be covered until the waiting period  described in subsection (b) of this Section expires.  No long-term care  insurance policy or certificate may exclude or use waivers or riders of any  kind to exclude, limit or reduce coverage or benefits for specifically  named or described preexisting diseases or physical conditions beyond the  waiting period described in subsection (b) of this Section.    (Source: P.A. 85-1172; 85-1174; 85-1440.)
215 ILCS 5/351A-6
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XIXA - Long-Term Care Insurance

 (from Ch. 73, par. 963A-6)Sec. 351A-6.     Prior hospitalization; institutionalizations.(a) On and after the effective date of this amendatory Act of 1989, no  long-term care insurance policy may be delivered or issued for delivery in  this State if such policy:(1) conditions eligibility for any benefits on a     prior hospitalization requirement; or(2) conditions eligibility for benefits provided in     an institutional care setting on the receipt of a higher level of institutional care.(b) Beginning one year after the effective date of this amendatory Act  of 1989, a long-term care insurance policy containing any limitations or  conditions for eligibility other than those prohibited above in subsection  (a) shall clearly label in a separate paragraph of the policy or  certificate entitled "Limitations or Conditions on Eligibility for  Benefits" such limitations or conditions, including any required number of  days of confinement.(1) A long-term care insurance policy containing a     benefit advertised, marketed or offered as a home health care or home care benefit may not condition receipt of benefits on a prior institutionalization requirement.(2) A long-term care insurance policy which     conditions eligibility of non-institutional benefits on the prior receipt of institutional care shall not require a prior institutional stay of more than 30 days for which benefits are paid.   (Source: P.A. 85-1440; 86-384.)
215 ILCS 5/351A-7
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XIXA - Long-Term Care Insurance

 (from Ch. 73, par. 963A-7)Sec. 351A-7.     Right to return.(a) An individual long-term care  insurance policyholder shall have the right to return the policy  within 30  days of its delivery and to have the premium refunded directly to him or  her if, after examination of the policy, the policyholder is not satisfied  for any reason.  Long-term care insurance policies shall have a notice  prominently printed on the first page of the policy or attached thereto  stating in substance that the policyholder shall have the right to return  the policy within 30 days of its delivery and to have the premium refunded  if, after examination of the policy, the policyholder is not satisfied for  any reason.(b) A person insured under a long-term care insurance policy or  certificate issued pursuant to a direct response solicitation shall have  the right to return the policy or certificate within 30 days of its  delivery and to have the premium refunded directly to him or her if, after  examination, the insured person is not satisfied for any reason.  Long-term  care insurance policies or certificates issued pursuant to a direct  response solicitation shall have a notice prominently printed on the first  page of the policy or certificate attached thereto stating in substance  that the insured person shall have the right to return the policy or  certificate within 30 days of its delivery and to have the premium refunded  if, after examination of the policy or certificate, the insured person is  not satisfied for any reason.  This subsection also applies to denials of  applications, and any refund must be made within 30 days of the return or  denial.    (Source: P.A. 92-148, eff. 7-24-01.)
215 ILCS 5/351A-8
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XIXA - Long-Term Care Insurance

 (from Ch. 73, par. 963A-8)Sec. 351A-8.     Outline of coverage.(a) An outline of coverage shall be delivered to a prospective applicant  for long-term care insurance at the time of initial solicitation through  means which prominently direct the attention of the recipient to the  document and its purpose.(1) The Director shall prescribe a standard format      including style, arrangement and overall appearance and the content of an outline of coverage.(2) In the case of agent solicitations, an agent must     deliver the outline of coverage prior to the presentation of an application or enrollment form.(3) In the case of direct response solicitations, the     outline of coverage must be presented in conjunction with any application or enrollment form.(b) The outline of coverage shall include:(1) A description of the principal benefits and     coverage provided in the policy.(2) A statement of the principal exclusions,     reductions and limitations contained in the policy.(3) A statement of the terms under which the policy     or certificate, or both, may be continued in force or discontinued, including any reservation in the policy of a right to change premium.  Continuation or conversion provisions of group coverage shall be specifically described.(4) A statement that the outline of coverage is a     summary only, not a contract of insurance, and that the policy or group master policy contain governing contractual provisions.(5) A description of the terms under which the policy     or certificate may be returned and premium refunded.(6) A brief description of the relationship of cost     of care and benefits.(7) A statement that discloses to the policyholder or     certificate holder whether the policy is intended to be a federally tax-qualified long-term care insurance contract under 7702B(b) of the Internal Revenue Code of 1986, as amended.   (Source: P.A. 92-148, eff. 7-24-01.)
215 ILCS 5/351A-9
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XIXA - Long-Term Care Insurance

 (from Ch. 73, par. 963A-9)Sec. 351A-9.     Disclosure in certificate.     A certificate issued pursuant  to a group long-term care insurance policy, which policy is delivered or  issued for delivery in this State, shall include each of the following:(1) A description of the principal benefits and coverage provided in  the policy.(2) A statement of the principal exclusions, reductions and limitations  contained in the policy.(3) A statement that the group master policy determines governing  contractual provisions.    (Source: P.A. 85-1172; 85-1174; 85-1440.)
215 ILCS 5/351A-9.1
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XIXA - Long-Term Care Insurance

 (from Ch. 73, par. 963A-9.1)Sec. 351A-9.1.     Policy summary and benefit reports.(a) At the time of policy delivery, a policy summary shall be delivered  for an individual life insurance policy which provides long-term care  benefits within the policy or by rider.  In the case of direct response  solicitations, the insurer shall deliver the policy summary upon the  applicant's request, but regardless of request shall make such delivery no  later than at the time of policy delivery.  In addition to complying with  all applicable requirements, the summary shall also include:(1) an explanation of how the long-term care benefit     interacts with other components of the policy, including deductions from death benefits;(2) an illustration of the amount of benefits, the     length of benefit, and the guaranteed lifetime benefits if any, for each covered person;(3) any exclusions, reductions and limitations on     benefits of long-term care; and(4) if applicable to the policy type, the summary     shall also include:(A) disclosure of the effects of exercising other         rights under the policy;(B) disclosure of guarantees related to long-term         care costs of insurance charges; and(C) current and projected maximum lifetime         benefits.(b) Any time a long-term care benefit, funded through a life insurance  vehicle by the acceleration of the death benefit, is in benefit payment  status, a monthly report shall be provided to the policyholder.  Such  report shall include:(1) any long-term care benefits paid during the month;(2) an explanation of any changes in the policy,     including changes in death benefits or cash values, due to long-term care benefits being paid out; and(3) the amount of long-term care benefits existing or     remaining.   (Source: P.A. 86-384.)
215 ILCS 5/351A-9.2
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XIXA - Long-Term Care Insurance

Sec. 351A-9.2.     Delivery of policy.     If an applicant for a long-term care  insurance contract or certificate is approved, the issuer shall deliver the  contract or certificate of insurance to the applicant no later than 30 days  after the date of approval.    (Source: P.A. 92-148, eff. 7-24-01.)
215 ILCS 5/351A-9.3
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XIXA - Long-Term Care Insurance

Sec. 351A-9.3.     Claim denial; explanation.     If a claim under a long-term  care insurance contract is denied, the issuer, within 60 days after  receipt of a written request by a policyholder or certificate holder or a  policyholder's or certificate holder's representative shall:(1) provide a written explanation of the reasons for     the denial; and(2) make available all information directly related     to the denial.   (Source: P.A. 92-148, eff. 7-24-01.)
215 ILCS 5/351A-10
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XIXA - Long-Term Care Insurance

 (from Ch. 73, par. 963A-10)Sec. 351A-10.         Any policy or rider advertised, marketed or offered as  long-term care or nursing home insurance shall comply with the provisions  of this Article.    (Source: P.A. 85-1440; 86-384.)
215 ILCS 5/351A-11
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XIXA - Long-Term Care Insurance

(215 ILCS 5/351A-11) (from Ch. 73, par. 963A-11)Sec. 351A-11.     Rules and regulations.     The Director may adopt rules and  regulations establishing minimum standards for marketing practices and  reporting practices, penalties for violating those standards, and loss  ratio standards for long-term care insurance policies, provided that a  specific reference to long-term care insurance policies is contained in the  regulation.  Rules adopted pursuant to this Article shall be in accordance  with the provisions of the Illinois Administrative Procedure Act.    (Source: P.A. 87-601.)
215 ILCS 5/Art. XX heading
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XX - Accident And Health Insurance

 ARTICLE XX.      ACCIDENT AND HEALTH INSURANCE