reglab/housing_qa huggingface dataset:
NV Rev Stat § 662.305 (2021)
2021 Nevada Revised Statutes|Chapter 662 - Powers and Miscellaneous Provisions|NRS 662.305 - Emergency closure: Effect of closing.

  1. Any day on which a bank, or any one or more of its offices, is closed during all or any part of its normal banking hours pursuant to the authorization granted under NRS 662.265 to 662.305, inclusive, shall be, with respect to such bank or, if not all of its offices are closed, then with respect to any office or offices which are closed, a legal holiday for all purposes with respect to any banking business of any character. No liability or loss of rights of any kind on the part of any bank, or director, officer or employee thereof, shall accrue or result by virtue of any such closing.  2. NRS 662.265 to 662.305, inclusive, are in addition to, and not in substitution for or limitation of, any other law of this state or of the United States, authorizing the closing of a bank or excusing the delay of a bank in the performance of its duties and obligations because of emergencies or conditions beyond the bank’s control, or otherwise.  (Added to NRS by 1971, 990)
NV Rev Stat § 663.045 (2021)
2021 Nevada Revised Statutes|Chapter 663 - Deposits|NRS 663.045 - Depository collateral not required for insured deposits.

Notwithstanding any provision of law of this state or of any political subdivision thereof requiring security for deposits in the form of collateral or surety bond or in any other form, security for such deposits shall not be required to the extent such deposits are insured under the provisions of the Federal Deposit Insurance Act, as now or hereafter amended, or insured by the National Credit Union Share Insurance Fund or by a private insurer approved pursuant to NRS 672.755.  (Added to NRS by 1971, 991; A 1999, 1542)
NV Rev Stat § 663.055 (2021)
2021 Nevada Revised Statutes|Chapter 663 - Deposits|NRS 663.055 - Unlawful to receive deposit after revocation of authority to transact banking business.

Any bank or credit union or officer of any bank or credit union whose authority to transact a banking business has been revoked as provided in this title, receiving any deposit of whatever nature after such revocation, shall be subject to the same penalty as provided in this title for those who transact a banking business without authority.  (Added to NRS by 1971, 991; A 1999, 1542)
NV Rev Stat § 663.065 (2021)
2021 Nevada Revised Statutes|Chapter 663 - Deposits|NRS 663.065 - Deposits and safe-deposit boxes of minors.

  1. When any deposit is made in a bank or credit union by a minor, the bank or credit union may pay to such depositor such sums as may be due him or her, and the receipt of such minor to such bank or credit union is valid.  2. A bank or credit union may operate a deposit account in the name of a minor or in the name of two or more persons one or more of whom are minors with the same effect upon its liability as if such minors were of full age.  3. A bank or credit union may lease a safe-deposit box to, and in connection therewith deal with, a minor with the same effect as if leasing to and dealing with a person of full legal capacity.  4. An institution may rent a safe-deposit box or other receptacle for safe deposit of property to, and receive property for safe deposit from, a married minor and spouse, whether adult or minor, jointly.  5. This section does not affect the law governing transactions with minors in cases outside the scope of this section.  (Added to NRS by 1971, 991; A 1999, 1543)
NV Rev Stat § 663.075 (2021)
2021 Nevada Revised Statutes|Chapter 663 - Deposits|NRS 663.075 - School thrift or savings plans.

  1. A bank or credit union may arrange for the collection of savings from school children by the principal of the school, by the teachers, or by collectors pursuant to regulations issued by the Commissioner and approved, in the case of public schools, by the board of trustees of the school district in which the school is situated. The principal, teacher or person authorized by the bank or credit union to make collections from the school children must be the agent of the bank or credit union to make collections from the school children, and the bank or credit union is liable to the pupil for all deposits made with such principal, teacher or other authorized person to the same extent as if the deposits were made directly with the bank or credit union.  2. The acceptance of deposits in furtherance of a school thrift or savings plan by an officer, employee or agent of a bank or credit union at any school is not the establishment or operation of a branch facility.  (Added to NRS by 1971, 992; A 1983, 1742; 1987, 1920; 1999, 1543)
NV Rev Stat § 663.085 (2021)
2021 Nevada Revised Statutes|Chapter 663 - Deposits|NRS 663.085 - Safe-deposit boxes: Notice of overdue rental; opening of box; retention of contents in general vaults; delivery of contents to State Treasurer.

  1. If the rental due on a safe-deposit box has not been paid for 90 days, the lessor may send a notice by registered or certified mail to the last known address of the lessee stating that the safe-deposit box will be opened and its contents stored at the expense of the lessee unless payment of the rental is made within 30 days. If the rental is not paid within 30 days after the mailing of the notice, the box may be opened in the presence of any officer of the lessor and a notary public. The contents must be sealed in a package by the notary public, who shall write on the outside the name of the lessee and the date of the opening of the box in the presence of the officer. The notary public and the officer shall execute a certificate reciting the name of the lessee, the date of the opening of the box and a list of its contents. The certificate must be included in the package, and a copy of the certificate must be sent by registered or certified mail to the last known address of the lessee. If the contents of the safe-deposit box have been unclaimed by the owner for 3 years or less, the package must then be placed in the general vaults of the lessor at a rental not exceeding the rental previously charged for the box, until such time that the contents will have been unclaimed by the owner for more than 3 years, at which time the lessor shall deliver the package to the State Treasurer in the State Treasurer’s capacity as the Administrator of Unclaimed Property pursuant to the provisions of chapter 120A of NRS.  2. If the contents of a safe-deposit box that has been opened pursuant to subsection 1 have been unclaimed by the owner for more than 3 years, the lessor shall deliver the package to the State Treasurer in the State Treasurer’s capacity as the Administrator of Unclaimed Property pursuant to the provisions of chapter 120A of NRS.  (Added to NRS by 1971, 992; A 1985, 739, 2252; 1995, 282; 2001, 1651, 2929)
NV Rev Stat § 664.015 (2021)
2021 Nevada Revised Statutes|Chapter 664 - Withdrawals and Collections|NRS 664.015 - Division of Financial Institutions may authorize restriction of withdrawals; procedure; segregation of new deposits.

  1. The Division of Financial Institutions may, upon a proper application in writing showing good cause therefor, authorize any bank in this state or organized under chapters 657 to 671, inclusive, of NRS to restrict, for a limited period, the percentage of withdrawals from all of the accounts of such bank.  2. Whenever, in the interest of public business, any bank doing business in this state deems it necessary to curtail or restrict the withdrawals of its patrons for a limited period, such bank, through its proper officers, may make application in writing, setting forth the reasons therefor, to the Division of Financial Institutions requesting an order or authorization from the Division to restrict, for a limited period, withdrawals by the depositors of the bank to a specific percentage of their respective deposits.  3. Upon receipt of such application by the Division of Financial Institutions, and good cause appearing therefor, the Division may issue to the applicant an authorization specifying therein the percentage of all deposits which the bank may pay to its depositors, and the period to which such restriction or limitation may extend. For good cause shown, the Division of Financial Institutions may shorten, cancel, extend or renew such authorization whenever the Division deems such action proper in the interest of public business.  4. Any bank obtaining any order or authorization authorized by this section shall post and maintain, during the period of restriction, in a conspicuous place in or upon its banking premises, a certified copy of each order or authorization.  5. The Division of Financial Institutions may authorize all such banks thereafter to receive new deposits, which must be segregated from the old deposits, and the new deposits are not subject to any restriction as to the withdrawal thereof, except as provided in the terms of any time certificate of deposit or savings passbook; and the new deposits must be invested in such liquid assets as may be approved by the Division in order that such banks may at all times have sufficient funds available to meet the demands on such new deposits in accordance herewith.  (Added to NRS by 1971, 993; A 1983, 1743)
NV Rev Stat § 664.025 (2021)
2021 Nevada Revised Statutes|Chapter 664 - Withdrawals and Collections|NRS 664.025 - Cashier’s check acceptable in lieu of certified check.

Any time that a certified check is required in any legal document or transaction, the effectiveness of which document or transaction is governed by the laws of this state, a bank may issue a cashier’s check which shall be accepted in lieu of a certified check and which shall have the same force and effect as a certified check.  (Added to NRS by 1971, 993)
NV Rev Stat § 665.015 (2021)
2021 Nevada Revised Statutes|Chapter 665 - Examinations and Reports|NRS 665.015 - Commissioner to provide forms for examinations and reports; preservation of reports.

  1. For the purpose of carrying into effect the provisions of chapters 657 to 671, inclusive, of NRS, the Commissioner shall provide the necessary forms for all examinations and reports as required in chapters 657 to 671, inclusive, of NRS.  2. All reports received by the Commissioner must be preserved in the Commissioner’s office.  (Added to NRS by 1971, 994; A 1983, 1743; 1987, 1920)
NV Rev Stat § 665.025 (2021)
2021 Nevada Revised Statutes|Chapter 665 - Examinations and Reports|NRS 665.025 - Commissioner to make examinations of banks.

The Commissioner shall make a thorough examination of and into the affairs of every bank doing business under chapters 657 to 671, inclusive, of NRS, as often as the Commissioner may deem necessary, but at least once within each 18-month period. In lieu thereof, the Commissioner may accept any or all of a report of an examination of a bank made by a federal regulatory agency. If the Commissioner accepts any part of such a report in one 18-month period, the Commissioner shall examine the bank to which the report pertains in the succeeding 18-month period.  (Added to NRS by 1971, 994; A 1979, 955; 1981, 706; 1983, 1744; 1987, 1920)
NV Rev Stat § 665.035 (2021)
2021 Nevada Revised Statutes|Chapter 665 - Examinations and Reports|NRS 665.035 - Reports of examination.

  1. The results of the examinations and inquiries must be reduced to a written report and signed by the Commissioner or the Commissioner’s deputies.  2. The report must contain a true and detailed statement of the condition of a bank, and must also contain:  (a) A full statement of any violation of any of the provisions of chapters 657 to 671, inclusive, of NRS.  (b) A description of and comment on all assets and liabilities which in the opinion of the Commissioner may be subject to criticism.  (c) A classification of assets showing which are of doubtful collectibility.  (Added to NRS by 1971, 994; A 1983, 1744; 1987, 1920)
NV Rev Stat § 665.045 (2021)
2021 Nevada Revised Statutes|Chapter 665 - Examinations and Reports|NRS 665.045 - Service and availability of copies of report; correction of conditions.

Upon the preparation of the report as provided in NRS 665.035, the Commissioner shall forthwith serve a copy thereof on the president or secretary of the board of directors of the banking corporation or a manager of the banking company, and may make copies available to each member of the board of directors or each manager. If, in the judgment of the Commissioner, the report discloses any violation of the provisions of chapters 657 to 671, inclusive, of NRS on the part of the bank, or if it appears from the report that there are certain conditions existing which should be corrected by the bank, the Commissioner may, in writing, call the matter to the attention of each member of the board of directors, or each manager, with instructions to correct the condition.  (Added to NRS by 1971, 994; A 1983, 1744; 1987, 1921; 1995, 489)
NV Rev Stat § 665.075 (2021)
2021 Nevada Revised Statutes|Chapter 665 - Examinations and Reports|NRS 665.075 - Nature, review and disclosure of contents of report.

  1. The report of examination made by an examiner of the Division of Financial Institutions is designed for use in the supervision of the bank. The bank’s copy of the report is the property of the Commissioner and is furnished to the bank solely for its confidential use.  2. The bank’s directors or managers, in keeping with their responsibilities both to depositors and to stockholders or members, shall thoroughly review the report. Under no circumstances may the bank, or any of its directors, managers, officers or employees disclose or make public in any manner the report or any portion thereof. The report must not be made available to other banking institutions in connection with proposed transactions such as mergers and consolidations. The report must not be made available to a clearing house association, but a bank may voluntarily disclose information concerning its affairs to a clearing house association where a disclosure is through reports prepared by the bank or by others at the request of the bank.  (Added to NRS by 1971, 995; A 1983, 1745; 1987, 1921; 1995, 489)
NV Rev Stat § 665.086 (2021)
2021 Nevada Revised Statutes|Chapter 665 - Examinations and Reports|NRS 665.086 - Examination of records of holding company controlling depository institution; required action to maintain solvency or prevent failure of subsidiary.

If the Commissioner finds that it is in the public interest and necessary to protect the depositors and other customers of a depository institution the Commissioner may:  1. Examine the books and records of the holding company which controls that depository institution and require the holding company to furnish such reports as the Commissioner considers appropriate for the proper supervision of the company’s subsidiaries which are depository institutions; and  2. After notice and opportunity for hearing, require the holding company to take any action the Commissioner finds reasonable and necessary to protect the interest of depositors, other customers and creditors of any subsidiary depository institution, to maintain its solvency or to prevent its failure.  (Added to NRS by 1985, 2148; A 1987, 1921)
NV Rev Stat § 665.095 (2021)
2021 Nevada Revised Statutes|Chapter 665 - Examinations and Reports|NRS 665.095 - Certified copies of records as evidence.

In all civil actions in the courts of this state wherein any of the records of the Commissioner are involved as evidence or otherwise, a certified copy of such a record signed and sealed by the Commissioner, is admissible in evidence to the same effect as if produced in court at trial by the proper custodian of the records.  (Added to NRS by 1971, 995; A 1983, 1746; 1987, 1922)
NV Rev Stat § 665.105 (2021)
2021 Nevada Revised Statutes|Chapter 665 - Examinations and Reports|NRS 665.105 - Reports to Commissioner: General requirements.

  1. Every bank shall make at least four reports each year to the Commissioner at the same times and substantially in the form of similar reports required by the Comptroller of the Currency, the Federal Reserve Bank or the Federal Deposit Insurance Corporation.  2. The bank shall make additional reports within 10 days after the receipt of a request therefor from the Commissioner.  3. The reports must be prepared by the cashier or by any competent person approved by the Commissioner and be verified by the oath or affirmation of the president or vice president, or a manager, and the cashier, the person by whom the reports were prepared, and by at least three of the directors or two other managers.  4. Each report must:  (a) Exhibit in detail, and under the appropriate heads, the resources and liabilities and a profit and loss account of the bank at the close of business on any past day specified by the Commissioner.  (b) Be published in condensed form, according to the requirements of the Commissioner, within 10 days after the report is made, in a newspaper published in the county in which the bank is established, for one insertion, at the expense of the bank. Such proof of publication must be furnished within 5 days after the date of publication as may be required by the Commissioner.  5. The Commissioner may call for special reports, which need not be published, from any bank whenever, in the Commissioner’s judgment, the reports are necessary in order to gain complete knowledge of its condition.  (Added to NRS by 1971, 996; A 1983, 272, 1746; 1987, 1922; 1995, 489)
NV Rev Stat § 665.115 (2021)
2021 Nevada Revised Statutes|Chapter 665 - Examinations and Reports|NRS 665.115 - Penalties for failure to make reports; collection of penalties by civil actions; disposition of money collected.

  1. Every bank which fails to make and transmit or to publish any report required under chapters 657 to 671, inclusive, of NRS is subject to a penalty of $50 for each day after the period mentioned in NRS 665.105 that it delays to make and transmit its report or proof of publication.  2. Whenever any bank delays or refuses to pay the penalty imposed in this section for a failure to make and transmit or to publish a report, the Commissioner may maintain an action, in the name of the State, against the delinquent bank for the recovery of such penalty. All sums collected by such action must be paid into the State Permanent School Fund.  (Added to NRS by 1971, 996; A 1983, 1747)
NV Rev Stat § 665.125 (2021)
2021 Nevada Revised Statutes|Chapter 665 - Examinations and Reports|NRS 665.125 - Powers and duties concerning examinations.

  1. The examiners of financial institutions shall verify all reports made to the Commissioner by the officers and directors of any banking corporation, as required by chapters 657 to 671, inclusive, of NRS or by the Commissioner.  2. The officers of every bank shall submit and surrender its books, assets, papers and concerns to the examiners appointed by the Commissioner, who shall retain the custody and possession of such books, assets, papers and concerns for such length of time as may be required for the purpose of making an examination as required by chapters 657 to 671, inclusive, of NRS.  3. If any officer refuses to surrender such books, assets, papers and concerns, or refuses to be examined under oath touching the affairs of such bank, the Commissioner may forthwith take possession of the property and business of the bank and liquidate its affairs in accordance with the provisions of chapters 657 to 671, inclusive, of NRS.  (Added to NRS by 1971, 996; A 1983, 1747; 1987, 1922)
NV Rev Stat § 665.130 (2021)
2021 Nevada Revised Statutes|Chapter 665 - Examinations and Reports|NRS 665.130 - Receipt and certification of reports; disclosure of information prohibited; exception.

The Commissioner shall receive and place on file in the Commissioner’s office all reports required by law and shall certify all reports required to be published. The reports filed with or prepared by the Division of Financial Institutions and other information obtained from a depository institution are not public records and may not be disclosed, except information concerning financial institutions which by specific statute is made generally available to the public.  (Added to NRS by 1985, 2148; A 1987, 1922; 1995, 1552)
NV Rev Stat § 665.133 (2021)
2021 Nevada Revised Statutes|Chapter 665 - Examinations and Reports|NRS 665.133 - Disclosure of reports and other information obtained from depository institutions; use of information.

  1. The records and information described in NRS 665.130 may be disclosed to:  (a) An agency of the Federal Government or of another state which regulates the financial institution which is the subject of the records or information;  (b) The Director of the Department of Business and Industry for the Director’s confidential use;  (c) The State Board of Finance for its confidential use, if the report or other information is necessary for the State Board of Finance to perform its duties under chapters 657 to 671, inclusive, of NRS;  (d) The Department of Taxation for its use in carrying out the provisions of chapters 363A and 363C of NRS;  (e) An entity which insures or guarantees deposits;  (f) A public officer authorized to investigate criminal charges in connection with the affairs of the depository institution;  (g) A person preparing a proposal for merging with or acquiring an institution or holding company, but only after notice of the disclosure has been given to the institution or holding company;  (h) Any person to whom the subject of the report has authorized the disclosure;  (i) Any other person if the Commissioner determines, after notice and opportunity for hearing, that disclosure is in the public interest and outweighs any potential harm to the depository institution and its stockholders, members, depositors and creditors; and  (j) Any court in a proceeding initiated by the Commissioner concerning the financial institution.  2. All the reports made available pursuant to this section remain the property of the Division of Financial Institutions, and no person, agency or authority to whom the reports are made available, or any officer, director or employee thereof, may disclose any of the reports or any information contained therein, except in published statistical material that does not disclose the affairs of any natural person or corporation.  (Added to NRS by 1985, 2148; A 1987, 1923; 1993, 1895; 1995, 1552; 1997, 993; 2003, 20th Special Session, 225; 2015, 2945)
NV Rev Stat § 665.135 (2021)
2021 Nevada Revised Statutes|Chapter 665 - Examinations and Reports|NRS 665.135 - Administration of oaths and summoning of witnesses for purposes of examination.

In making the examinations required by chapters 657 to 671, inclusive, of NRS, the Commissioner and any appointed examiner may administer oaths to examine any officer, director, manager, agent, employee, customer, depositor, stockholder or member of the bank, or any other person touching the affairs and business of the bank being examined. Any examiner may summon in writing any officer, director, manager, agent, employee, customer, depositor, stockholder or member, or any other person who is a resident of this State, to appear before the examiner and testify in relation to the affairs and business of the bank.  (Added to NRS by 1971, 997; A 1983, 1747; 1987, 1923; 1995, 490; 1997, 994)