reglab/housing_qa huggingface dataset:
TX Ins Code § 2151.153 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2151 - Texas Automobile Insurance Plan Association|Subchapter D. Plan of Operation|Section 2151.153. Incentive Programs

Sec. 2151.153.  INCENTIVE PROGRAMS.  (a)  The plan of operation must include an incentive program to target underserved geographic areas, which the commissioner by rule shall designate.  In designating underserved areas, the commissioner shall consider with respect to an area:(1)  the availability of insurance;(2)  the number of uninsured drivers;(3)  the number of drivers insured through the association; and(4)  any other relevant factor.(b)  The plan of operation may include other incentive programs to encourage authorized insurers to write insurance on a voluntary basis and to minimize the use of the association as a means to obtain insurance.(c)  The incentive programs are effective on the commissioner's approval.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.Amended by: Acts 2013, 83rd Leg., R.S., Ch. 95 (S.B. 733), Sec. 3, eff. May 18, 2013.|
TX Ins Code § 2151.154 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2151 - Texas Automobile Insurance Plan Association|Subchapter D. Plan of Operation|Section 2151.154. Assignment Distribution Plan

Sec. 2151.154.  ASSIGNMENT DISTRIBUTION PLAN.  (a)  The plan of operation must include a voluntary, competitive limited assignment distribution plan that allows an authorized insurer to contract directly with a servicing carrier to accept assignments to the servicing carrier by the association.(b)  A servicing carrier must be authorized to write automobile insurance in this state and must:(1)  have written automobile liability insurance in this state for at least five years; or(2)  be currently engaged as a servicing carrier for assigned risk automobile business in at least one other state.(c)  After notice and hearing, the commissioner may prohibit an insurer from acting as a servicing carrier.(d)  An authorized insurer and a servicing carrier shall determine through negotiation the terms of a contract described by this section, including the buy-out fee.(e)  The governing committee may:(1)  adopt reasonable rules for the conduct of business under a contract described by this section; and(2)  establish reasonable standards of eligibility for servicing carriers.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.Amended by: Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 3B.058, eff. September 1, 2007.Acts 2007, 80th Leg., R.S., Ch. 921 (H.B. 3167), Sec. 9.058, eff. September 1, 2007.|
TX Ins Code § 2151.201 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2151 - Texas Automobile Insurance Plan Association|Subchapter E. Rates for Insurance; Hearing|Section 2151.201. Rate Standards

Sec. 2151.201.  RATE STANDARDS.  Rates for insurance provided under this chapter must be:(1)  just, reasonable, adequate, not excessive, not confiscatory, and not unfairly discriminatory for the risks to which the rates apply; and(2)  sufficient to carry all claims to maturity and meet the expenses incurred in the writing and servicing of the business.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2151.202 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2151 - Texas Automobile Insurance Plan Association|Subchapter E. Rates for Insurance; Hearing|Section 2151.202. Rate Filings

Sec. 2151.202.  RATE FILINGS.  (a)  The association shall file with the department rates to be charged for insurance provided through the association for approval by the commissioner.(b)  The association may not file rates under this section more than once in any 12-month period.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.Amended by: Acts 2013, 83rd Leg., R.S., Ch. 95 (S.B. 733), Sec. 4, eff. May 18, 2013.|
TX Ins Code § 2151.2021 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2151 - Texas Automobile Insurance Plan Association|Subchapter E. Rates for Insurance; Hearing|Section 2151.2021. File and Use

Sec. 2151.2021.  FILE AND USE.  The association may use a rate, excluding a rate described by Section 2151.2041, on the later of the date specified by the association in the filing or the date the rate is approved or considered approved under this subchapter.|Added by Acts 2013, 83rd Leg., R.S., Ch. 95 (S.B. 733), Sec. 5, eff. May 18, 2013.|
TX Ins Code § 2151.2022 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2151 - Texas Automobile Insurance Plan Association|Subchapter E. Rates for Insurance; Hearing|Section 2151.2022. Commissioner Action on Certain Rate Filings

Sec. 2151.2022.  COMMISSIONER ACTION ON CERTAIN RATE FILINGS.  (a)  Not later than the 30th day after the date the association files a rate, excluding a rate described by Section 2151.2041, the commissioner shall:(1)  approve the rate if the commissioner determines that the rate meets the standards under Section 2151.201; or(2)  disapprove the rate if the commissioner determines that the rate does not meet the standards under Section 2151.201.(b)  If the commissioner fails to act as required under Subsection (a) on or before the 30th day after the date the rate is filed, the rate is considered approved on the 31st day after the date of filing unless the approval period is extended under Subsection (c).(c)  The commissioner may extend the approval period under Subsection (a) for one additional period not to exceed 30 days.  The commissioner and the association may agree to extend the approval period for additional periods not to exceed 30 days.  If the commissioner does not affirmatively approve or disapprove the rate before the extended period expires, the rate is considered approved on the day after the date the extended period expires.|Added by Acts 2013, 83rd Leg., R.S., Ch. 95 (S.B. 733), Sec. 5, eff. May 18, 2013.|
TX Ins Code § 2151.2023 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2151 - Texas Automobile Insurance Plan Association|Subchapter E. Rates for Insurance; Hearing|Section 2151.2023. Notice of Rate Approval or Disapproval

Sec. 2151.2023.  NOTICE OF RATE APPROVAL OR DISAPPROVAL.  The commissioner shall give written notice by first class mail or electronic mail to the association of the approval or disapproval by the commissioner of the rate filed under Section 2151.202 or that the rate is considered approved under Section 2151.2022.|Added by Acts 2013, 83rd Leg., R.S., Ch. 95 (S.B. 733), Sec. 5, eff. May 18, 2013.|
TX Ins Code § 2151.203 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2151 - Texas Automobile Insurance Plan Association|Subchapter E. Rates for Insurance; Hearing|Section 2151.203. Recording and Reporting of Premium, Loss, and Expense Experience

Sec. 2151.203.  RECORDING AND REPORTING OF PREMIUM, LOSS, AND EXPENSE EXPERIENCE.  (a)  The commissioner shall adopt reasonable rules and statistical plans for the recording and reporting of premium, loss, and expense experience and other required data by each authorized insurer.  The premium, loss, and expense experience must be reported separately for business assigned to the insurer.(b)  Each authorized insurer shall use the statistical plans adopted under this section to record and report premium, loss, and expense experience and other required data in accordance with the rules adopted by the commissioner.(c)  In approving rates under this subchapter, the commissioner shall consider the reports collected under the statistical plan regarding aggregated premiums earned and losses and expenses incurred in the writing of automobile insurance through the association.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2151.204 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2151 - Texas Automobile Insurance Plan Association|Subchapter E. Rates for Insurance; Hearing|Section 2151.204. Notice of Filing

Sec. 2151.204.  NOTICE OF FILING.  (a)  The department shall file with the secretary of state for publication in the Texas Register notice that a filing has been made under Section 2151.202 not later than the seventh day after the date the filing is received by the department.(b)  The notice must include information relating to:(1)  the availability of the filing for public inspection at the department during regular business hours;(2)  the procedures for obtaining copies of the filing;(3)  procedures for making written comments related to the filing; and(4)  the time, place, and date of the hearing scheduled under Section 2151.206.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2151.2041 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2151 - Texas Automobile Insurance Plan Association|Subchapter E. Rates for Insurance; Hearing|Section 2151.2041. Hearing on Certain Rate Filings

Sec. 2151.2041.  HEARING ON CERTAIN RATE FILINGS.  If the association files a rate under Section 2151.202 that exceeds 105 percent of the current average rate for each coverage written through the association on the date of the filing, the commissioner shall conduct a hearing under Section 2151.206.|Added by Acts 2013, 83rd Leg., R.S., Ch. 95 (S.B. 733), Sec. 6, eff. May 18, 2013.|
TX Ins Code § 2151.205 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2151 - Texas Automobile Insurance Plan Association|Subchapter E. Rates for Insurance; Hearing|Section 2151.205. Opportunity to Review Filing

Sec. 2151.205.  OPPORTUNITY TO REVIEW FILING.  Before approving, disapproving, or modifying a filing described by Section 2151.2041, the commissioner must provide to all interested persons a reasonable opportunity to:(1)  review the filing;(2)  obtain a copy of the filing on payment of any legally required copying cost; and(3)  submit to the commissioner written comments, analyses, or information related to the filing.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.Amended by: Acts 2013, 83rd Leg., R.S., Ch. 95 (S.B. 733), Sec. 7, eff. May 18, 2013.|
TX Ins Code § 2151.206 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2151 - Texas Automobile Insurance Plan Association|Subchapter E. Rates for Insurance; Hearing|Section 2151.206. Hearing on Filing

Sec. 2151.206.  HEARING ON FILING.  (a)  Not later than the 45th day after the date the department receives a filing described by Section 2151.2041, the commissioner shall schedule a hearing at which interested persons may present written or oral comments relating to the filing.(b)  The association, the public insurance counsel, and any other interested person or entity that submits proposed changes or actuarial analyses may ask questions of any person testifying at the hearing.(c)  A hearing held under this section is not a contested case hearing under Chapter 2001, Government Code.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.Amended by: Acts 2013, 83rd Leg., R.S., Ch. 95 (S.B. 733), Sec. 8, eff. May 18, 2013.|
TX Ins Code § 2151.207 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2151 - Texas Automobile Insurance Plan Association|Subchapter E. Rates for Insurance; Hearing|Section 2151.207. Action of Commissioner on Filing

Sec. 2151.207.  ACTION OF COMMISSIONER ON FILING.  (a)  After the conclusion of the hearing under Section 2151.206, the commissioner shall approve, disapprove, or modify the filing in writing.(b)  If the commissioner disapproves a filing, the commissioner shall state in writing the reasons for the disapproval and the criteria to be met by the association to obtain approval.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|Sec. 2151.208.  AMENDED FILING.  The association may file with the commissioner an amended filing to comply with the commissioner's comments not later than the 10th day after the date the association receives the commissioner's written disapproval under Section 2151.2023 or 2151.207.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.Amended by: Acts 2013, 83rd Leg., R.S., Ch. 95 (S.B. 733), Sec. 9, eff. May 18, 2013.|Sec. 2151.209.  OPPORTUNITY TO REVIEW AMENDED FILING.  Before approving or disapproving an amended filing, the commissioner must provide to all interested persons a reasonable opportunity, in the same manner an opportunity is provided under Section 2151.205, to:(1)  review the amended filing;(2)  obtain a copy of the amended filing on payment of any legally required copying cost; and(3)  submit to the commissioner written comments or information related to the amended filing.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|Sec. 2151.210.  HEARING ON AMENDED FILING.  (a)  The commissioner may hold a hearing in the manner provided by Section 2151.206 not later than the 20th day after the date the department receives an amended filing.(b)  Not later than the 10th day after the date the hearing on the amended filing is concluded, the commissioner shall approve or disapprove the amended filing.(c)  Not later than the 30th day after the date the amended filing is received by the department, the commissioner shall disapprove the amended filing or the filing is considered approved.(d)  The requirements provided under Sections 2151.204 and 2151.207 apply to a hearing conducted under this section.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2151.211 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2151 - Texas Automobile Insurance Plan Association|Subchapter E. Rates for Insurance; Hearing|Section 2151.211. Appeal

Sec. 2151.211.  APPEAL.  (a)  A person aggrieved by a decision of the commissioner under this subchapter may appeal the decision not later than the 30th day after the date of the decision.(b)  An appeal of a commissioner's decision under this subchapter must be made in accordance with Subchapter D, Chapter 36.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2151.212 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2151 - Texas Automobile Insurance Plan Association|Subchapter E. Rates for Insurance; Hearing|Section 2151.212. Hearings by Department

Sec. 2151.212.  HEARINGS BY DEPARTMENT.  Subchapter B, Chapter 40, does not apply to this subchapter.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2153.001 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2153 - Group Marketing of Automobile Insurance for Persons Over 55 Years of Age|Subchapter A. General Provisions|Section 2153.001. Definitions

Sec. 2153.001.  DEFINITIONS.  In this chapter:(1)  "Group automobile insurance" means automobile insurance that:(A)  covers individuals who are over 55 years of age; and(B)  is offered under a group marketing plan.(2)  "Group marketing" means the marketing of group automobile insurance to an eligible group under Section 2153.052.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2153.002 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2153 - Group Marketing of Automobile Insurance for Persons Over 55 Years of Age|Subchapter A. General Provisions|Section 2153.002. Applicability of Certain Provisions

Sec. 2153.002.  APPLICABILITY OF CERTAIN PROVISIONS.  Sections 4001.051 and 4001.053 do not apply to a group participating in a group marketing plan under this chapter.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2153.003 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2153 - Group Marketing of Automobile Insurance for Persons Over 55 Years of Age|Subchapter A. General Provisions|Section 2153.003. Rules

Sec. 2153.003.  RULES.  The commissioner may adopt any rules necessary to carry out the provisions of this chapter. |Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2153.051 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2153 - Group Marketing of Automobile Insurance for Persons Over 55 Years of Age|Subchapter B. Conditions for Issuance of Group Automobile Insurance|Section 2153.051. Authorization for Issuance of Group Automobile Insurance

Sec. 2153.051.  AUTHORIZATION FOR ISSUANCE OF GROUP AUTOMOBILE INSURANCE.  An insurer may issue group automobile insurance in this state if the conditions of Sections 2153.054(b), 2153.055-2153.059, and 2153.103 are met.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2153.052 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2153 - Group Marketing of Automobile Insurance for Persons Over 55 Years of Age|Subchapter B. Conditions for Issuance of Group Automobile Insurance|Section 2153.052. Eligibility of Group

Sec. 2153.052.  ELIGIBILITY OF GROUP.  (a)  To be eligible for group marketing, a group must:(1)  have existed for at least six months before the date the group automobile insurance is purchased; and(2)  be organized for a purpose other than to become an insurance group under this chapter.(b)  The group may include any group that is actuarially credible for underwriting purposes.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2153.053 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2153 - Group Marketing of Automobile Insurance for Persons Over 55 Years of Age|Subchapter B. Conditions for Issuance of Group Automobile Insurance|Section 2153.053. Eligibility of Group Member

Sec. 2153.053.  ELIGIBILITY OF GROUP MEMBER.  A member of a group described by Section 2153.052 is eligible to participate in a group marketing plan if the member is:(1)  in good standing with the group;(2)  over 55 years of age; and(3)  authorized to operate a motor vehicle in this state.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2153.054 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2153 - Group Marketing of Automobile Insurance for Persons Over 55 Years of Age|Subchapter B. Conditions for Issuance of Group Automobile Insurance|Section 2153.054. Guaranteed Issue

Sec. 2153.054.  GUARANTEED ISSUE.  (a)  An insurer shall issue group automobile insurance:(1)  on a guaranteed basis under a single insurance   program; and(2)  without individual underwriting selection or  individual proof of insurability.(b)  An  insurer that issues group automobile insurance and the insured group shall accept for participation in the group marketing plan any member of the group who is eligible under Section 2153.053 and who wants to participate.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2153.055 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2153 - Group Marketing of Automobile Insurance for Persons Over 55 Years of Age|Subchapter B. Conditions for Issuance of Group Automobile Insurance|Section 2153.055. Insurer Qualifications

Sec. 2153.055.  INSURER QUALIFICATIONS.  To qualify to write group automobile insurance, an insurer:(1)  must be authorized to engage in the business of automobile insurance in this state;(2)  must also be engaged in the business of writing automobile insurance for independent individual risks; and(3)  may not be organized solely to provide group automobile insurance.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2153.056 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2153 - Group Marketing of Automobile Insurance for Persons Over 55 Years of Age|Subchapter B. Conditions for Issuance of Group Automobile Insurance|Section 2153.056. Vehicles Covered

Sec. 2153.056.  VEHICLES COVERED.  A group marketing plan must provide that a motor vehicle is eligible for group automobile insurance coverage only if the vehicle is owned by a group member or the member's spouse jointly or severally.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2153.057 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2153 - Group Marketing of Automobile Insurance for Persons Over 55 Years of Age|Subchapter B. Conditions for Issuance of Group Automobile Insurance|Section 2153.057. Individual Policies

Sec. 2153.057.  INDIVIDUAL POLICIES.  An insurer shall issue an individual policy to each participating group member.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2153.058 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle G - Pools, Groups, Plans, and Self-Insurance|Chapter 2153 - Group Marketing of Automobile Insurance for Persons Over 55 Years of Age|Subchapter B. Conditions for Issuance of Group Automobile Insurance|Section 2153.058. Group Payment of Premiums

Sec. 2153.058.  GROUP PAYMENT OF PREMIUMS.  An insurer shall provide group automobile insurance under an agreement under which the group periodically pays the premiums on the policies to the insurer.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|