reglab/housing_qa huggingface dataset:
VA Code § 59.1-331 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 25 - Virginia Membership Camping Act|§ 59.1-331. Resale of memberships

A. In the event of the resale of a membership by a purchaser who is neither a membership camping operator nor any other person who is in the business of offering for sale or transfer the rights under existing membership camping contracts for a fee, such purchaser (hereinafter in this section called "owner") shall furnish to the new purchaser before the execution of any instrument of conveyance a copy of the membership camping contract and a certificate containing:1. A statement disclosing any right of first refusal or other restraint on transfer of the membership.2. A statement setting forth the amount of the periodic payments which are required by the contract including any amounts currently due and payable.3. That the membership camping operator may have a valid reason for not transferring the contract to the new purchaser.4. That there may have been changes in the rules or regulations concerning the rights and obligations of the membership camping operator or purchasers, including changes with respect to membership fees, dues, and assessments, or that some campgrounds or facilities may have been withdrawn.5. Any other material changes or risks to the purchaser known to the owner.B. The membership camping operator within ten days after receipt of a written request by an owner, shall furnish the owner with a written certificate containing the information necessary to enable the owner to comply with subdivisions 1 and 2 of subsection A of this section. An owner providing such certificate pursuant to subsection A is not liable to the purchaser for any erroneous information provided by the membership camping operator and included in the certificate. The membership camping operator is not liable to either the owner or the new purchaser for any information not provided by him.1985, c. 409; 1992, c. 545.
VA Code § 59.1-334 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 25 - Virginia Membership Camping Act|§ 59.1-334. Investigations

A. The Commissioner may:1. Make necessary public or private investigations within or without this Commonwealth to determine whether any person has violated or is about to violate any provision of this chapter or any rule, regulation, or order issued hereunder, or to aid in the enforcement of this chapter in prescribing rules and form hereunder.2. Require or permit any person to file a statement in writing, under oath or otherwise as the Commissioner determines, as to all facts and circumstances concerning the matter to be investigated.B. For the purpose of any investigation or proceeding under this chapter, the Commissioner may administer oaths or affirmations, and upon such motion or upon request of any party, may subpoena witnesses, compel their attendance, take evidence, and require the production of any matter which is relevant to the investigation, including the existence, description, nature, custody, condition, and location of any books, documents, or other tangible things and the identity and location of persons having knowledge of relevant facts, or any other matter reasonably calculated to lead to the discovery of material evidence.C. Any proceeding or hearing of the Commissioner under this chapter, where witnesses are subpoenaed and their attendance required for evidence to be taken, or any matter is to be produced to ascertain material evidence, shall take place within the City of Richmond.D. Upon failure to obey a subpoena or to answer questions propounded by the Commissioner and upon reasonable notice to all persons affected thereby, the Commissioner may apply to the Circuit Court of the City of Richmond for an order compelling compliance.E. The Board may prescribe reasonable rules and regulations in order to implement the terms of this chapter and such rules and regulations shall be adopted, amended, or repealed in accordance with the Administrative Process Act (§ 2.2-4000 et seq.).F. Except as otherwise provided in this chapter, all proceedings under this chapter shall be in accordance with the Administrative Process Act.1985, c. 409.
VA Code § 59.1-335 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 25 - Virginia Membership Camping Act|§ 59.1-335. Penalties

A. Any person violating any of the provisions of §§ 59.1-317, 59.1-318, 59.1-326, 59.1-327, 59.1-328, and 59.1-329 or a cease and desist or temporary order issued pursuant to § 59.1-324 shall be guilty of a Class 1 misdemeanor and any person violating any of the provisions of § 59.1-332 shall be guilty of a Class 3 misdemeanor. Other than with reference to § 59.1-332 each violation shall be deemed a separate offense.B. Any violation of the provisions of this chapter shall constitute a prohibited practice pursuant to the provisions of § 59.1-200 and shall be subject to any and all of the enforcement provisions of the Virginia Consumer Protection Act (§ 59.1-196 et seq.) of this title.1985, c. 409; 1992, c. 545.
VA Code § 59.1-335.1 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 25.1 - Virginia Credit Services Businesses Act|§ 59.1-335.1. Title

This chapter may be cited as the "Virginia Credit Services Businesses Act."1989, cc. 651, 655.
VA Code § 59.1-335.3 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 25.1 - Virginia Credit Services Businesses Act|§ 59.1-335.3. Registration; fees

A. It shall be unlawful for any credit services business to offer, advertise, or execute or cause to be executed by a consumer any contract in this Commonwealth unless the credit services business at the time of the offer, advertisement, sale or execution of a contract has been properly registered with the Commissioner. The Commissioner may charge the credit services business a reasonable fee not exceeding $100 to cover the costs of filing.B. The registration shall contain (i) the name and address of the credit services business, (ii) the name and address of the registered agent authorized to accept service of process on behalf of the credit services business, (iii) the name and address of any person who directly or indirectly owns or controls a ten percent or greater interest in the credit services business, and (iv) the name and address of the surety company that issued a bond pursuant to § 59.1-335.4 or the name and address of the bank that issued a letter of credit pursuant to § 59.1-335.4. The registration statement shall also contain either a full and complete disclosure of any litigation or unresolved complaint filed within the preceding five years with a governmental authority of the Commonwealth, any other state or the United States relating to the operation of the credit services business, or a notarized statement that there has been no litigation or unresolved complaint filed within the preceding five years with the governmental authority of the Commonwealth, any other state or the United States relating to the operation of the credit services business.C. The credit services business shall attach to the registration statement a copy of (i) the information statement required under § 59.1-335.6, (ii) a copy of the contract which the credit services business intends to execute with its consumers, and (iii) evidence of the bond or trust account required under § 59.1-335.4.D. The credit services business shall update the registration statement required under this section not later than ninety days after the date from which a change in the information required in the statement occurs.E. Each credit services business registering under this section shall maintain a copy of the registration statement in its files. The credit services business shall allow a buyer to inspect the registration statement on request.1989, c. 655.
VA Code § 59.1-335.4 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 25.1 - Virginia Credit Services Businesses Act|§ 59.1-335.4. Bond or letter of credit required

A. Every credit services business, before it enters into a contract with a consumer, shall file and maintain with the Commissioner, in form and substance satisfactory to him, a bond with corporate surety from a company authorized to transact business in the Commonwealth, or a letter of credit from a bank insured by the Federal Deposit Insurance Corporation in an amount equal to 100 times the standard fee charged by the credit services business but in no event shall the bond or letter of credit required under this section be less than $5,000 or greater than $50,000.B. The required bond or letter of credit shall be in favor of the Commonwealth of Virginia for the benefit of any person who is damaged by any violation of this Act. The bond or letter of credit shall also be in favor of any person damaged by such practices. Any person claiming against the bond or letter of credit for a violation of this Act may maintain an action at law against the credit services business and against the surety or bank. The surety or bank shall be liable only for actual damages and attorneys fees and not for penalties permitted under §§ 59.1-206 and 59.1-335.12 or punitive damages permitted under § 59.1-335.10. The aggregate liability of the surety or bank to all persons damaged by a credit services business violation of this chapter shall in no event exceed the amount of the bond or letter of credit.C. The bond or letter of credit shall be maintained for a period of two years after the date that the credit services business ceases operation.1989, c. 655.
VA Code § 59.1-335.5 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 25.1 - Virginia Credit Services Businesses Act|§ 59.1-335.5. Prohibited practices

A credit services business, and its salespersons, agents and representatives, and independent contractors who sell or attempt to sell the services of a credit services business, shall not do any of the following:1. Charge or receive any money or other valuable consideration prior to full and complete performance of the services that the credit services business has agreed to perform for or on behalf of the consumer, unless the consumer has agreed to pay for such services during the term of a written subscription agreement that provides for the consumer to make periodic payments during the agreement's term in consideration for the credit services business's ongoing performance of services for or on behalf of the consumer, provided that such subscription agreement may be cancelled at any time by the consumer;2. Charge or receive any money or other valuable consideration solely for referral of the consumer to a retail seller or to any other credit grantor who will or may extend to the consumer, if the credit that is or will be extended to the consumer is upon substantially the same terms as those available to the general public;3. Make, or counsel or advise any consumer to make, any statement that is untrue or misleading and which is known, or which by the exercise of reasonable care should be known, to be untrue or misleading, to a consumer reporting agency or to any person who has extended credit to a consumer or to whom a consumer is applying for an extension of credit, with respect to a consumer's creditworthiness, credit standing, or credit capacity;4. Make or use any untrue or misleading representations in the offer or sale of the services of a credit services business or engage, directly or indirectly, in any act, practice, or course of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale of the services of a credit services business; or5. Advertise, offer, sell, provide, or perform any of the services of a credit services business in connection with an extension of credit that meets any of the following conditions:a. The amount of credit is less than $5,000;b. The repayment term is one year or less;c. The credit is provided under an open-end credit plan; ord. The annual percentage rate exceeds 36 percent. For purposes of this section, "annual percentage rate" has the same meaning as in the federal Truth in Lending Act (15 U.S.C. § 1601 et seq.) and its implementing regulations, as they may be amended from time to time.1989, cc. 651, 655; 2010, c. 421; 2020, cc. 1215, 1258.
VA Code § 59.1-335.6 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 25.1 - Virginia Credit Services Businesses Act|§ 59.1-335.6. Information statement required

Before (i) the execution of a contract or agreement between a consumer and a credit services business or (ii) the receipt by the credit services business of any money or other valuable consideration, whichever occurs first, the credit services business shall provide the consumer with an information statement in writing containing all of the information required under § 59.1-335.7. The credit services business shall maintain on file or microfilm for a period of two years from the date of the consumer's acknowledgement an exact copy of the information statement personally signed by the consumer acknowledging receipt of a copy of the information statement.1989, cc. 651, 655.
VA Code § 59.1-335.7 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 25.1 - Virginia Credit Services Businesses Act|§ 59.1-335.7. Contents of information statement

The information statement required under § 59.1-335.6 of this chapter shall include all of the following:1. a. A complete and accurate statement of the consumer's right to review any file on the consumer maintained by any consumer reporting agency, and the right of the consumer to receive a copy of a consumer report containing all information in that file as provided under the Federal Fair Credit Reporting Act (15 U.S.C. § 1681g);b. A statement that a copy of the consumer report containing all information in the consumer's file will be furnished free of charge by the consumer reporting agency if requested by the consumer within 30 days of receiving a notice of a denial of credit as provided under the Federal Fair Credit Reporting Act (15 U.S.C. § 1681j); andc. A statement that a nominal charge may be imposed on the consumer by the consumer reporting agency for a copy of the consumer report containing all information in the consumer's file, if the consumer has not been denied credit within 30 days from receipt of the consumer's request;2. A complete and accurate statement of the consumer's right to dispute the completeness or accuracy of any item contained in any file on the consumer that is maintained by any consumer reporting agency, as provided under the Federal Fair Credit Reporting Act (15 U.S.C. § 1681i);3. A complete and detailed description of the services to be performed by the credit services business for or on behalf of the consumer, and the total amount the consumer will have to pay, or become obligated to pay, for the services. Such statement shall include the following notice in at least 10-point bold type:IMPORTANT NOTICE:YOU HAVE NO OBLIGATION TO PAYANY FEES OR CHARGES UNTIL ALLSERVICES HAVE BEEN PERFORMEDCOMPLETELY FOR YOU, UNLESS YOUENTER INTO A SUBSCRIPTION AGREEMENTREQUIRING PERIODIC PAYMENTS INCONSIDERATION FOR ONGOING SERVICES.; and4. The notice prescribed by subdivision 3 of this section shall also be posted by means of a conspicuous sign so as to be readily noticeable and readable at the location within the premises of the credit services business where consumers are interviewed by personnel of the business.1989, cc. 651, 655; 2010, c. 421.
VA Code § 59.1-335.8 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 25.1 - Virginia Credit Services Businesses Act|§ 59.1-335.8. Contents of contracts

A. Every contract between a consumer and a credit services business for the purchase of the services of the credit services business shall be in writing, dated, signed by the consumer, and shall include all of the following:1. A conspicuous statement in size equal to at least ten-point bold type, in immediate proximity to the space reserved for the signature of the consumer as follows:"You, the buyer, may cancel this contract at any time prior to midnight of the third business day after the date of the transaction. See the attached notice of cancellation form for an explanation of this right.";2. The terms and conditions of payment, including the total of all payments to be made by the consumer, whether to the credit services business or to some other person;3. A complete and detailed description of the services to be performed and the results to be achieved by the credit services business for or on behalf of the consumer, including all guarantees and all promises of full or partial refunds and a list of the adverse information appearing on the consumer's credit report that the credit services business expects to have modified;4. The principal business address of the credit services business and the name and address of its agent in this Commonwealth authorized to receive service of process;5. A statement asserting the buyer's right to proceed against the bond or letter of credit required under § 59.1-335.4; and6. The name and address of the surety company which issued the bond, or the name and address of the bank which issued the letter of credit.B. 1. The contract shall be accompanied by a completed form in duplicate, captioned "NOTICE OF CANCELLATION," which shall be attached to the contract and easily detachable, and which shall contain in at least ten-point bold type the following statement:"NOTICE OF CANCELLATIONYou may cancel this contract, without any penalty or obligation, at any time prior to midnight of the third business day after the date the contract is signed.If you cancel, any payment made by you under this contract will be returned within ten days following receipt by the seller of your cancellation notice.To cancel this contract, mail or deliver a signed and dated copy of this cancellation notice, or any other written notice, to________________________________________ (Name of Seller)At ________________________________________ (Address of Seller)________________________________________ (Place of Business)Not later than midnight____________________ (Date)I HEREBY CANCEL THIS TRANSACTION._______________ (Date)________________________________________ (Buyer's Signature)"2. A copy of the fully completed contract and all other documents the credit services business requires the consumer to sign shall be given by the credit services business to the consumer at the time they are signed.1989, cc. 651, 655.
VA Code § 59.1-335.9 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 25.1 - Virginia Credit Services Businesses Act|§ 59.1-335.9. Breach; null and void contract

A. Any breach by a credit services business of a contract under this chapter, or of any obligation arising under it, shall constitute a violation of this chapter.B. Any contract for services from a credit services business that does not comply with the applicable provisions of this chapter shall be void and unenforceable as contrary to the public policy of this Commonwealth.C. Any waiver by a consumer of any of the provisions of this chapter shall be deemed void and unenforceable by a credit services business as contrary to public policy of this Commonwealth, and any attempt by a credit services business to have a consumer waive rights given by this chapter shall constitute a violation of this chapter.D. In any proceeding involving this chapter the burden of proving an exemption or an exception from a definition is upon the person claiming it.1989, cc. 651, 655.
VA Code § 59.1-335.10 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 25.1 - Virginia Credit Services Businesses Act|§ 59.1-335.10. Liability to consumer

A. Any credit services business which willfully fails to comply with any requirement imposed under this chapter with respect to any consumer is liable to that consumer in an amount equal to the sum of:1. Any actual damages sustained by the consumer as a result of the failure; and2. Such amount of punitive damages as the court may allow.B. Any credit services business which is negligent in failing to comply with any requirement imposed under this chapter with respect to any consumer is liable to that consumer in an amount equal to the sum of any actual damages sustained by the consumer as a result of the failure.1989, cc. 651, 655.
VA Code § 59.1-335.11 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 25.1 - Virginia Credit Services Businesses Act|§ 59.1-335.11. Statute of limitations

An action to enforce any liability created under this chapter may be brought within two years from the date on which the liability arises, except that where a defendant has materially and willfully misrepresented any information required under this chapter to be disclosed to a consumer and the information so misrepresented is material to the establishment of the defendant's liability to that consumer under this chapter, the action may be brought at any time within two years after discovery by the consumer of the misrepresentation.1989, cc. 651, 655.
VA Code § 59.1-335.12 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 25.1 - Virginia Credit Services Businesses Act|§ 59.1-335.12. Violations of chapter; enforcement

A. Each sale of the services of a credit services business that violates any provision of this chapter is a prohibited practice under § 59.1-200.B. If the Attorney General, any attorney for the Commonwealth, or any attorney for a county, city or town has reason to believe that any credit services business, or any salesperson, agent, representative, or independent contractor acting on behalf of a credit services business, has violated any provision of this chapter, the Attorney General, the attorney for the Commonwealth, or attorney for the county, city or town may institute a proceeding under Chapter 17 (§ 59.1-196 et seq.) of Title 59.1.1989, cc. 651, 655.
VA Code § 59.1-336 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 26 - Uniform Trade Secrets Act|§ 59.1-336. Short title and definitions

As used in this chapter, which may be cited as the Uniform Trade Secrets Act, unless the context requires otherwise:"Improper means" includes theft, bribery, misrepresentation, use of a computer or computer network without authority, breach of a duty or inducement of a breach of a duty to maintain secrecy, or espionage through electronic or other means."Misappropriation" means:1. Acquisition of a trade secret of another by a person who knows or has reason to know that the trade secret was acquired by improper means; or2. Disclosure or use of a trade secret of another without express or implied consent by a person whoa. Used improper means to acquire knowledge of the trade secret; orb. At the time of disclosure or use, knew or had reason to know that his knowledge of the trade secret was(1) Derived from or through a person who had utilized improper means to acquire it;(2) Acquired under circumstances giving rise to a duty to maintain its secrecy or limit its use;(3) Derived from or through a person who owed a duty to the person seeking relief to maintain its secrecy or limit its use; or(4) Acquired by accident or mistake."Person" means a natural person, corporation, business trust, estate, trust, partnership, association, joint venture, government, governmental subdivision or agency, or any other legal or commercial entity."Trade secret" means information, including but not limited to, a formula, pattern, compilation, program, device, method, technique, or process, that:1. Derives independent economic value, actual or potential, from not being generally known to, and not being readily ascertainable by proper means by, other persons who can obtain economic value from its disclosure or use, and2. Is the subject of efforts that are reasonable under the circumstances to maintain its secrecy.1986, c. 210; 2009, cc. 321, 376.