reglab/housing_qa huggingface dataset:
WY Stat § 13-2-707 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 2 - Organization of Banks|Article 7 - Statewide Branch Banking|Section 13-2-707 - Prohibition on Foreign Bank Branching.

13-2-707. Prohibition on foreign bank branching.| Nothing in this act shall be construed as permitting a bank to establish a branch in any state other than Wyoming. Except as provided in W.S. 13-2-702(m) and 13-2-901 through 13-2-904, a bank not authorized or organized to do business under the laws of this state, or a bank organized under the laws of a country other than the United States, shall not establish or operate a branch in the state of Wyoming.
WY Stat § 13-2-708 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 2 - Organization of Banks|Article 7 - Statewide Branch Banking|Section 13-2-708 - Antitrust Laws.

13-2-708. Antitrust laws.| If, but for this act, any action by any one (1) or more banks would be in violation of the laws of this state or of the United States, commonly referred to as the antitrust laws, then this act shall be construed so as to permit or require only actions that shall not be in violation of the laws.
WY Stat § 13-2-709 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 2 - Organization of Banks|Article 7 - Statewide Branch Banking|Section 13-2-709 - Loan Production Offices; Activities; Notification; Examination; Name.

13-2-709. Loan production offices; activities; notification; examination; name.| (a) After notifying the commissioner, a bank may establish and operate one (1) or more loan production offices. A loan production office may conduct any of the following activities:  (i) Solicit loans on behalf of the bank or a branch of the bank;  (ii) Assemble credit information;  (iii) Make property inspections and appraisals;  (iv) Secure title information;  (v) Prepare applications for loans, including making recommendations with respect to action;  (vi) Solicit investors to purchase loans from the bank and to contract with the bank for servicing of such loans; and  (vii) Any other activity that federal authorities have approved for a loan production office operated by a national bank.  (b) A bank shall not accept deposits, originate deposits or savings or checking accounts, approve loans or disburse loan funds at a loan production office established pursuant to this section.  (c) The notification to the commissioner shall include the following information:  (i) The street address of the loan production office;  (ii) A general description of the area where the loan production office will be located;  (iii) The proposed activities to be conducted at the loan production office and the types of loans to be solicited at the office.  (d) Each loan production office shall be subject to examination and supervision by the commissioner in the same manner and to the same extent as the bank. If the commissioner determines that the loan production office is violating any applicable law or that the operation of the loan production office is adversely affecting the safety and soundness of the bank, the commissioner may take any appropriate administrative action authorized in this act.  (e) Nothing in this section shall prohibit a bank from establishing and operating a loan production office in a state other than Wyoming, provided that the bank complies with all applicable provisions of Wyoming law, the law of the state where the loan production office will be located and federal law.  (f) Every loan production office operating in this state, including a loan production office operated by a federally chartered financial institution or an out-of-state bank, shall include the words "loan production office" in its title, official documents, letterhead, advertisements, signs and any other communications with its customers or the general public.
WY Stat § 13-2-803 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 2 - Organization of Banks|Article 8 - Interstate Branching and Bank Mergers|Section 13-2-803 - Authority of State Banks to Establish Interstate Branches.

13-2-803. Authority of state banks to establish interstate branches.| With the prior approval of the commissioner, a Wyoming state bank may establish, maintain and operate one (1) or more branches in a state other than Wyoming. Not later than the date on which the required application for the establishment of a branch is filed with the responsible federal bank supervisory agency, the applicant Wyoming state bank shall file an application on a form prescribed by the commissioner and pay the fee established pursuant to W.S. 13-2-702(b). The applicant shall also comply with the applicable provisions of W.S. 13-4-101 through 13-4-114.
WY Stat § 13-2-804 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 2 - Organization of Banks|Article 8 - Interstate Branching and Bank Mergers|Section 13-2-804 - Interstate Merger Transactions and Branching Permitted.

13-2-804. Interstate merger transactions and branching permitted.| (a) One (1) or more Wyoming banks may enter into an interstate merger transaction with one (1) or more out-of-state banks under this article, and an out-of-state bank resulting from the transaction may maintain and operate the branches in Wyoming of a Wyoming bank that participated in the transaction, provided that the conditions and filing requirements of this article are met.  (b) An interstate merger transaction shall not be permitted under this article, if, upon consummation of the transaction, the resulting bank, including all insured depository institutions that would be affiliates, would control thirty percent (30%) or more of the total amount of deposits held by all insured depository institutions in this state. Nothing in this subsection prohibits an out-of-state bank from merging with a Wyoming bank which, prior to the merger, controls thirty percent (30%) or more of the total amount of deposits held by all insured depository institutions in this state, if the out-of-state bank has not maintained a branch bank in Wyoming prior to the merger.  (c) Repealed By Laws 2013, Ch. 24, § 2.
WY Stat § 13-2-805 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 2 - Organization of Banks|Article 8 - Interstate Branching and Bank Mergers|Section 13-2-805 - Notice and Filing Requirements; License Fee.

13-2-805. Notice and filing requirements; license fee.| (a) Any out-of-state bank that will be the resulting bank pursuant to an interstate merger transaction involving a Wyoming bank shall notify the commissioner of the proposed merger not later than the date on which it files an application for an interstate merger transaction with the responsible federal bank supervisory agency, and shall submit a copy of that application to the commissioner together with a filing fee established by rule and regulation of the commissioner. Except as prohibited by federal law, any Wyoming state bank which is a party to the interstate merger transaction shall comply with the applicable provisions of W.S. 13-4-101 through 13-4-114 and with other applicable state and federal laws. Any out-of-state bank which will be the resulting bank in an interstate merger transaction shall provide satisfactory evidence to the commissioner of compliance with applicable requirements of W.S. 17-16-1503, 17-16-1506 and 17-16-1507.  (b) Every branch bank in this state shall be licensed by the commissioner before operating, engaging in or conducting a banking business. The license shall be renewed annually, not more than sixty (60) nor less than thirty (30) days before the anniversary date upon which the initial license is issued.  (c) The commissioner shall fix the amount of the initial license fee and annual renewal fee by rule and regulation. Annual renewal fees may be assessed on a graduated or progressive scale based on deposits, assets, business volume, loans or a combination of these or other factors as determined by the commissioner.
WY Stat § 13-2-806 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 2 - Organization of Banks|Article 8 - Interstate Branching and Bank Mergers|Section 13-2-806 - Powers; Additional Branches.

13-2-806. Powers; additional branches.| (a) An out-of-state state bank which establishes and maintains one (1) or more branches in Wyoming under this article may conduct any activities at the branch or branches that are authorized under the laws of this state for branches of Wyoming state banks.  (b) A Wyoming state bank may conduct any activities at any branch outside Wyoming that are permissible for a bank chartered by the host state where the branch is located, except to the extent the activities are expressly prohibited by the laws of this state or by any regulation or order of the commissioner applicable to the Wyoming state bank; provided, however, the commissioner may waive the prohibition if he determines, by order or regulation, that the involvement of out-of-state branches of Wyoming state banks in particular activities would not threaten the safety or soundness of the banks.  (c) An out-of-state bank that has established or acquired a branch in Wyoming under this article may establish or acquire branches in Wyoming to the same extent that any Wyoming bank may establish or acquire a branch in Wyoming under applicable federal and state law.
WY Stat § 13-2-808 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 2 - Organization of Banks|Article 8 - Interstate Branching and Bank Mergers|Section 13-2-808 - Enforcement.

13-2-808. Enforcement.| The commissioner may take joint enforcement actions with any other bank supervisory agency having concurrent jurisdiction over any branch in Wyoming of an out-of-state bank or any branch of a Wyoming state bank in any host state or may take such action independently if the commissioner deems the actions to be necessary or appropriate to carry out his responsibilities under this article or to ensure compliance with the laws of this state. In the case of an out-of-state state bank, the commissioner shall recognize the exclusive authority of the home state supervisor over corporate governance matters and the primary responsibility of the home state supervisor with respect to safety and soundness matters. If the commissioner determines that a branch maintained by an out-of-state state bank in this state, or a branch of a Wyoming bank operating in another state, is being operated in violation of any provision of the laws of this state, or that the branch is being operated in an unsafe and unsound manner, the commissioner shall have the authority to take all the enforcement actions as he would be empowered to take if the branch were a Wyoming state bank; provided, that the commissioner shall promptly give notice to the home state supervisor or host state supervisor, as applicable, of each enforcement action taken against an out-of-state bank and, to the extent practicable, shall consult and cooperate with the home state supervisor in pursuing and resolving the enforcement action.
WY Stat § 13-2-810 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 2 - Organization of Banks|Article 8 - Interstate Branching and Bank Mergers|Section 13-2-810 - Notice of Subsequent Merger.

13-2-810. Notice of subsequent merger.| Each out-of-state state bank that has established and maintains a branch in this state pursuant to this article, or the home state supervisor of the bank, shall give at least thirty (30) days prior written notice (or, in the case of an emergency transaction, any shorter notice that is consistent with applicable state or federal law) to the commissioner of any merger, consolidation, or other transaction that would cause a change of control with respect to the bank or any bank holding company that controls the bank, with the result that an application would be required to be filed pursuant to the federal Change in Bank Control Act of 1978, as amended, 12 U.S.C. section 1817(j), or the federal Bank Holding Company Act of 1956, as amended, 12 U.S.C. section 1841 et seq., or any successor statutes thereto.
WY Stat § 13-2-901 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 2 - Organization of Banks|Article 9 - Foreign Branch Banking|Section 13-2-901 - Purpose.

13-2-901. Purpose.| (a) This article is intended generally to ensure that:  (i) Interstate state branches of out-of-state foreign banks may be established and operated in this state:  (A) To the extent consistent with the provisions of 12 U.S.C. section 3103; and  (B) Under terms and conditions that are comparable to and no less favorable than those applicable to the establishment of interstate federal branches in this state by out-of-state foreign banks.  (ii) The laws and regulations of this state applicable to the establishment of interstate state branches in this state by out-of-state banks do not, in a manner inconsistent with the laws and policies of the United States, discriminate against the establishment of interstate state branches in this state by out-of-state domestic banks that are owned or controlled by foreign banks or other foreign persons.
WY Stat § 13-2-902 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 2 - Organization of Banks|Article 9 - Foreign Branch Banking|Section 13-2-902 - Definitions.

13-2-902. Definitions.| (a) As used in this article:  (i) "Foreign bank" means any company organized under the laws of a foreign country, a territory of the United States, Puerto Rico, Guam, American Samoa or the Virgin Islands, that engages directly in the business of banking. The term includes foreign commercial banks, foreign merchant banks and other foreign institutions that engage in banking activities usual in connection with the business of banking in countries where the foreign institutions are organized or operating;  (ii) "Home state" means as defined in W.S. 13-2-802(a)(vi);  (iii) "Interstate federal branch" means a branch of an out-of-state foreign bank established pursuant to 12 U.S.C. section 3103(a)(1);  (iv) "Interstate Wyoming state branch" means a branch of an out-of-state foreign bank that is established in this state pursuant to 12 U.S.C. section 3103(a)(2);  (v) "Out-of-state foreign bank" means a foreign bank, the home state of which is a state other than Wyoming;  (vi) "Out-of-state bank" means a bank, the home state of which is a state other than Wyoming;  (vii) "State" means as defined in W.S. 13-2-802(a)(xiv).
WY Stat § 13-2-903 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 2 - Organization of Banks|Article 9 - Foreign Branch Banking|Section 13-2-903 - Establishment of Interstate Branches by Out-of-State Foreign Banks.

13-2-903. Establishment of interstate branches by out-of-state foreign banks.| An out-of-state foreign bank may establish an interstate Wyoming state branch in the same manner as, and subject to the same criteria, standards, conditions, requirements and procedures applicable to the establishment of interstate branches in this state by an out-of-state bank having the same home state in the United States.
WY Stat § 13-2-904 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 2 - Organization of Banks|Article 9 - Foreign Branch Banking|Section 13-2-904 - Establishment of Interstate Branches by Out-of-State Domestic Banks Owned or Controlled by Foreign Banks or Other Foreign Persons.

13-2-904. Establishment of interstate branches by out-of-state domestic banks owned or controlled by foreign banks or other foreign persons.| An out-of-state domestic bank owned or controlled by a foreign bank or other foreign person may establish an interstate Wyoming state branch in the same manner as, and subject to the same criteria, standards, conditions, requirements and procedures applicable to the establishment of interstate branches in this state by an out-of-state bank having the same home state in the United States.
WY Stat § 13-3-101 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 3 - Banking Operations|Article 1 - Generally|Section 13-3-101 - Bond Required of Officers and Employees.

13-3-101. Bond required of officers and employees.| The state banking commissioner may require all active officers and employees of banks to furnish a fidelity bond in duplicate in an amount to be fixed by the state banking commissioner and written by a surety company authorized to do business in Wyoming. One (1) copy of the bond shall be filed with the state banking commissioner.
WY Stat § 13-3-102 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 3 - Banking Operations|Article 1 - Generally|Section 13-3-102 - Loans to Executive Officers, Directors, Principal Shareholders or Others With Ownership Interests.

13-3-102. Loans to executive officers, directors, principal shareholders or others with ownership interests.| No bank shall loan any of its funds to executive officers, directors or to any person owning or controlling ten percent (10%) or more of the bank's or its bank holding company's voting ownership interests, or to any person in which any of the executive officers, directors or owners or controllers are interested except upon the written application of the person and then only with the prior approval of a majority of the board of directors. The approval of the loan, if allowed, shall be made a part of the records of the directors' meeting.
WY Stat § 13-3-103 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 3 - Banking Operations|Article 1 - Generally|Section 13-3-103 - Preference to Depositors or Creditors Prohibited; Exceptions.

13-3-103. Preference to depositors or creditors prohibited; exceptions.| A bank shall not give preference to any depositor or creditor by pledging the assets of the bank as security except that the bank may qualify as depository for United States deposits, postal savings funds or other public funds by deposit of the securities required by law and except as otherwise permitted by this act.
WY Stat § 13-3-201 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 3 - Banking Operations|Article 2 - Restricted Operations|Section 13-3-201 - Acquisition of Real Estate.

13-3-201. Acquisition of real estate.| (a) No bank shall purchase, hold, convey or lease real estate except for the following purposes:  (i) Real estate and buildings necessary to transact the business of a bank including its banking offices and other premises in the same buildings to rent as a source of income. The property shall not be carried on the books of the bank as an asset in an amount in excess of one hundred percent (100%) of the bank's capital and surplus and, with the prior approval of the state banking commissioner, undivided profits and reserve accounts. When any bank ceases to use the real estate and improvements for banking purposes, it shall, within five (5) years from the date of vacation of the premises, sell the property;  (ii) Real estate which is purchased by or conveyed to the bank in satisfaction of or on account of debts previously contracted in the course of its business;  (iii) Real estate which is purchased at execution sale or acquired by decree under securities held by it.  (b) Any real estate acquired as provided in subsections (a)(ii) and (iii) of this section shall be entered on the books as other real estate at not more than acquisition cost, or appraised fair market value, whichever is less, shall be appraised at least every twenty-four (24) months, and shall be sold within ten (10) years after title to the property is acquired. Any real estate acquired prior to July 1, 1992 shall be carried on the bank's books at the lower of the bank's book value for that property as of July 1, 1992 or appraised value.  (i) Repealed by Laws 1992, ch. 46, § 2.  (ii) Repealed by Laws 1992, ch. 46, § 2.  (c) If any real estate is not sold within the time required in this section, it shall not thereafter be carried as an asset of the bank. This section shall not apply to real estate purchased with funds other than the capital and resources of the banking business nor to real estate held in trust.  (d) Any bank acquiring any real estate in any manner other than as provided by this section shall immediately charge it to a reserve for losses or to undivided profits.  (e) Any appraisal required under subsection (b) of this section for property which is carried on the bank's books at a value equal to or exceeding two hundred fifty thousand dollars ($250,000.00) shall be conducted by a real estate appraiser certified or licensed by the state in which the property is located, who is not an officer or director of the bank and whose reports are acceptable to the state banking commissioner.  (f) Any appraisal required under subsection (b) of this section may be waived by the state banking commissioner upon written application from the bank.
WY Stat § 13-3-202 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 3 - Banking Operations|Article 2 - Restricted Operations|Section 13-3-202 - Investment in Stock of Other Corporations.

13-3-202. Investment in stock of other corporations.| (a) No bank shall invest any of its assets in the capital stock of any other corporation except as follows:  (i) In the capital stock of a federal reserve bank;  (ii) In stock acquired to save a loss on a preexisting debt which shall be sold within twelve (12) months from the date acquired unless a longer period of time is permitted by the state banking commissioner;  (iii) In the stock of a small business investment company as defined by the federal Small Business Investment Act of 1958 as amended;  (iv) In the stock of the federal national mortgage association;  (v) In the stock of a corporation formed solely for the purpose of making agricultural loans and borrowing or discounting loans from banks and associations of the farm credit system as authorized in the Farm Credit Act of 1971 (P.L. 92-181), subject to such conditions and limitations as the state banking commissioner may prescribe;  (vi) In the stock of a bank service corporation pursuant to W.S. 13-9-101;  (vii) In mutual fund shares whose underlying securities consist solely of obligations of the United States treasury or other federal agency obligations;  (viii) In the stock of a federal home loan bank established under the Federal Home Loan Bank Act;  (ix) In the stock of an operating subsidiary in accordance with W.S. 13-3-204;  (x) In the stock of a bank engaged exclusively in providing services to state or national banks or their subsidiary corporations, bank holding companies or their subsidiary corporations, or other financial institutions, hereinafter referred to as a "banker's bank," subject to the following limitations:  (A) The investing bank may not acquire or retain ownership, control or power to vote more than five percent (5%) of any class of voting stock or securities of a banker's bank; and  (B) The investing bank may not invest in a banker's bank more than ten percent (10%) of its capital stock and paid in and unimpaired surplus.