reglab/housing_qa huggingface dataset:
CO Code § 10-4-639 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 6 - Automobile Insurance Policy - Regulations|§ 10-4-639. Claims Practices for Property Damage

  An insurer shall pay title fees, sales tax, and any other transfer or registration fee associated with the total loss of a motor vehicle.    An insurer shall clearly disclose to an insured or inform a third-party claimant what benefits are provided related to towing and storage of a motor vehicle that sustains property damage and shall specifically advise an insured or third-party claimant concerning excess charges that may be incurred related to towing and storage of a motor vehicle for which the insured or third-party claimant may be responsible.    An insurer shall establish a fair and consistent method for determining total loss of a motor vehicle. Such method shall include consideration of unique characteristics of the motor vehicle and a credible source of valuation. An insurer shall maintain a record of its methodology for determining total loss evaluation and provide such methodology to the commissioner upon request. The commissioner may promulgate rules for the administration and enforcement of this subsection (3). An insurer may not use different credible sources of valuation only to determine the lowest amount payable for the total loss of the motor vehicle.    The commissioner shall promulgate rules concerning when payments for any applicable replacement motor vehicle shall be made by an insurer and collision waivers for third-party claimant coverage.     History. Source: L. 2004: Entire section added, p. 895, § 4, effective May 21.    ANNOTATION   The use of the word “shall” in subsection (1) requires an insurer to reimburse the insured for the registration fee associated with the total loss of a vehicle. Trudgian v. LM Gen. Ins. Co., 2020 COA 147 , __ P.3d __.
CO Code § 10-4-641 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 6 - Automobile Insurance Policy - Regulations|§ 10-4-641. Rules - Medical Payments Coverage

  The commissioner shall promulgate any necessary rules for the administration of medical payments coverage and coordination of benefits and the implementation of section 10-4-636 (4) concerning disclosures required to be made regarding medical payments coverage and the definition of commercial automobile insurance policies for purposes of the exception allowed in section 10-4-636 (8). Medical payments coverage shall be primary to any health insurance benefit of a person injured in a motor vehicle accident, and medical payments coverage shall apply to any coinsurance or deductible amount required by the injured person's health coverage plan, as defined in section 10-16-102 (34).    Repealed.     History. Source: L. 2004: Entire section added, p. 1340, § 1, effective May 28. L. 2005: (2) repealed, p. 468, § 3, effective July 1; (1) amended, p. 468, § 2, effective January 1, 2006. L. 2006: (1) amended, p. 40, § 5, effective January 1, 2007. L. 2013: (1) amended,(HB 13-1266), ch. 217, p. 986, § 44, effective May 13.
CO Code § 10-4-643 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 6 - Automobile Insurance Policy - Regulations|§ 10-4-643. Electronic Claim Forms - Rules

 The commissioner may promulgate rules, consistent with section 10-4-642 , for an insurer to accept claim forms for medical payments coverage benefits from health-care providers in electronic form. An insurer shall not prohibit the submission of a medical payments coverage benefit claim in hard-copy form, nor shall an insurer be prohibited from requiring that a claim be submitted in hard-copy form. An insurer shall not require submission of a medical payments coverage benefit claim form other than those set forth in section 10-4-642 .   History. Source: L. 2004: Entire section added, p. 1098, § 1, effective July 1.    Editor's note:   This section was originally numbered as § 10-4-635 in Senate Bill 04-125, but has been renumbered on revision for ease of location.
CO Code § 10-4-1001 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 10 - Fraudulent Claims and Arson Information Reporting Act|§ 10-4-1001. Short Title

 This part 10 shall be known and may be cited as the “Fraudulent Claims and Arson Information Reporting Act”.   History. Source: L. 79: Entire part added, p. 390, § 1, effective June 7. L. 93: Entire part amended, p. 393, § 3, effective July 1.
CO Code § 10-4-1002 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 10 - Fraudulent Claims and Arson Information Reporting Act|§ 10-4-1002. Definitions

 As used in this part 10, unless the context otherwise requires:    “Authorized agency” means:   A fire department;    The Colorado bureau of investigation, the office of the attorney general, and any other law enforcement agency authorized or charged with the investigation of crimes;    Any district attorney or county attorney and their representatives; and    Any professional licensing board or regulatory agency, including, without limitation, the division of insurance. (1.5) “Fraudulent insurance act” has the meaning set forth in section 10-1-128 or means the commission of insurance fraud pursuant to section 18-5-211 , C.R.S.       “Insurer” means any insurer and any person licensed or regulated under this title and Pinnacol Assurance.    “Notice” or “notify” means the notification in writing to an authorized agency by an insurer.    “Person” means every natural person, firm, partnership, association, or corporation.    “Relevant” means information having any tendency to make the existence of any fact that is of consequence to the investigation or determination of the issue more probable or less probable than it would be without the evidence.    “Secondary agency” means any for-profit or nonprofit organization funded directly or indirectly by insurers that engages in the gathering and dissemination of information concerning insurance fraud and that has an established process in place to affirmatively forward information to an authorized agency for further investigation and prosecution. The commissioner, by rule, shall designate which organizations are secondary agencies.     History. Source: L. 79: Entire part added, p. 390, § 1, effective June 7. L. 93: Entire part amended, p. 393, § 3, effective July 1. L. 2000: (1) amended and (1.5) added, p. 1734, § 1, effective June 1. L. 2002: (2) amended, p. 1891, § 49, effective July 1. L. 2003: (1.5) amended, p. 617, § 13, effective July 1. L. 2013: (6) added,(HB 13-1262), ch. 310, p. 1638, § 1, effective August 7. L. 2014: (1.5) amended,(SB 14-092), ch. 190, p. 710, § 3, effective July 1.
CO Code § 10-4-1004 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 10 - Fraudulent Claims and Arson Information Reporting Act|§ 10-4-1004. Evidence - Confidential

  Any authorized agency, secondary agency, or insurer which receives any information furnished pursuant to this part 10 shall hold the information in confidence except as provided in section 10-4-1003 (4) or until such time as its release is required pursuant to a civil or criminal proceeding.    Any authorized agency or its agents or employees may be required to testify in any civil or criminal proceeding in which the insurer at interest is named as a party.     History. Source: L. 79: Entire part added, p. 391, § 1, effective June 7. L. 93: Entire part amended, p. 395, § 3, effective July 1. L. 2013: (1) amended,(HB 13-1262), ch. 310, p. 1639, § 3, effective August 7.
CO Code § 10-4-1005 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 10 - Fraudulent Claims and Arson Information Reporting Act|§ 10-4-1005. Immunity

  In the case of actions taken under this part 10, and except where information is furnished with knowledge that the information is false or with reckless disregard for its truth or falsity, there may be no civil penalty or damages on the part of, and no claim for relief may be brought against, any person, insurer, or authorized agency or secondary agency for furnishing information or taking other action pursuant to the provisions of this part 10.    Every person, insurer, and authorized agency and secondary agency is immune from civil liability when acting in good faith to cooperate with, furnish evidence to or on behalf of, provide information to, or solicit or receive information from, any of the following with regard to an actual or suspected fraudulent insurance act:   An agency of the federal or any state, county, or municipal government that is involved in the detection, prosecution, or prevention of arson or insurance fraud;  (a.5) Any secondary agency;     Any employee or agent of an agency listed in subsection (2)(a) or (2)(a.5) of this section; and    Another insurer, if acting in accordance with section 10-4-1003 (8)(c) solely for the purpose of detecting, investigating, preventing, or prosecuting an actual or suspected fraudulent insurance act. Information so provided may not be used for underwriting or rating purposes except in connection with an application or policy under which a fraudulent insurance act was committed.       Every person, insurer, and authorized agency and secondary agency is immune from civil liability when acting in good faith to comply with a court order to provide evidence or testimony with regard to an actual or suspected fraudulent insurance act; except that such immunity does not apply to a person or insurer that has committed, or has conspired in or aided and abetted the commission of, such fraudulent insurance act.    The immunity granted by this section shall be in addition to, and not in lieu of, any right, privilege, or immunity available under the common law or any other applicable statute or rule.     History. Source: L. 79: Entire part added, p. 391, § 1, effective June 7. L. 93: Entire part amended, p. 395, § 3, effective July 1. L. 94: Entire section R&RE, p. 328, § 3, effective July 1. L. 2000: Entire section amended, p. 1736, § 3, effective June 1. L. 2017: (1), (2), and (3) amended,(HB 17-1048), ch. 68, p. 215, § 3, effective August 9.
CO Code § 10-4-1006 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 10 - Fraudulent Claims and Arson Information Reporting Act|§ 10-4-1006. Enforcement

  No person, authorized agency, or insurer shall:   Intentionally or knowingly refuse to release any information requested pursuant to section 10-4-1003 (2);    Intentionally or knowingly fail to provide authorized agencies with relevant information pursuant to section 10-4-1003 (1); or    Fail to hold in confidence information required to be held in confidence pursuant to section 10-4-1004 (1).        History. Source: L. 79: Entire part added, p. 391, § 1, effective June 7. L. 93: Entire part amended, p. 395, § 3, effective July 1.
CO Code § 10-4-1007 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 10 - Fraudulent Claims and Arson Information Reporting Act|§ 10-4-1007. Penalty

 Any person who violates any of the provisions of this part 10 commits a class 2 misdemeanor and shall be punished as provided in section 18-1.3-501 , C.R.S.   History. Source: L. 79: Entire part added, p. 392, § 1, effective June 7. L. 93: Entire part amended, p. 396, § 3, effective July 1. L. 2002: Entire section amended, p. 1468, § 26, effective October 1.    Cross references:   For the legislative declaration contained in the 2002 act amending this section, see section 1 of chapter 318, Session Laws of Colorado 2002.
CO Code § 10-4-1008 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 10 - Fraudulent Claims and Arson Information Reporting Act|§ 10-4-1008. Municipal Ordinances - Concurrent Jurisdiction - Common Law

  The provisions of this part 10 shall not be construed to affect, supersede, or repeal any ordinance of any municipality relating to fire prevention or control of arson.    The Colorado bureau of investigation shall have investigative authority concurrent with that of county or municipal authorities when the county or municipality in which investigation of a fire loss or other claim is taking place requests the assistance of said bureau.    With the exception of section 10-4-1005, the provisions of this part 10 shall not be construed to impair any existing statutory or common law rights, immunities, privileges, or powers.     History. Source: L. 79: Entire part added, p. 392, § 1, effective June 7. L. 93: Entire part amended, p. 396, § 3, effective July 1.
CO Code § 10-4-1009 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 10 - Fraudulent Claims and Arson Information Reporting Act|§ 10-4-1009. Continuing Duties of Insurers - Unfair Claim Settlement Practices

 The provisions of this part 10 shall not be construed to affect or supersede the duties of insurers and other persons pursuant to the provisions of part 11 of article 3 of this title.   History. Source: L. 93: Entire part amended, p. 396, § 3, effective July 1.
CO Code § 10-4-1201 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 12 - Transaction of Business With Producer-Controlled Property and Casualty Insurers|§ 10-4-1201. Definitions

 As used in this part 12, unless the context otherwise requires:    “Accredited state” means a state in which the insurance department has qualified as meeting the minimum financial regulatory standards promulgated and established from time to time by the national association of insurance commissioners (“NAIC”).    “Control” or “controlled” has the meaning set forth in section 10-3-801 (3).    “Controlled insurer” means a licensed insurer which is controlled, directly or indirectly, by a producer.    “Controlling producer” means a producer who, directly or indirectly, controls an insurer.    “Insurance department” means the commissioner or other government official or agency of a state other than Colorado exercising powers and duties substantially equivalent to those of the commissioner or the division.    “Insurer” or “licensed insurer” means any person, firm, association, or corporation duly licensed to transact a property and casualty insurance business in this state. The following are not licensed insurers for the purposes of this part 12, and this list is not exclusive:   All risk retention groups as defined in the “Superfund Amendments and Reauthorization Act of 1986”, Pub.L. 99-499, 100 Stat. 1613 (1986), the “Liability Risk Retention Act of 1986”, 15 U.S.C. sec. 3901 et seq., and the “Model Risk Retention Act”, part 14 of article 3 of this title;    All residual market pools and joint underwriting authorities or associations; and    All captive insurers. For the purposes of this part 12, “captive insurers” are insurance companies owned by another organization and whose exclusive purpose is to insure risks of the parent organization and affiliated companies, or, in the case of groups and associations, captive insurers are insurance organizations owned by the insureds whose exclusive purpose is to insure risks to member organizations, or to group members and their affiliates, or to both.       “Producer” means an insurance broker or brokers or any other person, firm, association, or corporation when, for any compensation, commission, or other thing of value, such person, firm, association, or corporation acts or aids in any manner in soliciting, negotiating, or procuring the making of any insurance contract on behalf of an insured other than the said person, firm, association, or corporation.     History. Source: L. 92: Entire part added, p. 1486, § 19, effective July 1. L. 2020: (6)(a) amended,(HB 20-1402), ch. 216, p. 1042, § 13, effective June 30.
CO Code § 10-4-1203 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 12 - Transaction of Business With Producer-Controlled Property and Casualty Insurers|§ 10-4-1203. Disclosure

 The producer, prior to the effective date of the policy, shall deliver written notice to the prospective insured disclosing the relationship between the producer and the controlled insurer; except that, if the business is placed through a subproducer who is not a controlling producer, the controlling producer shall retain, as part of the controlling producer's records, a signed commitment from the subproducer that the subproducer is aware of the relationship between the insurer and the producer and that the subproducer has notified or will notify the insured.   History. Source: L. 92: Entire part added, p. 1490, § 19, effective July 1.
CO Code § 10-4-1204 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 12 - Transaction of Business With Producer-Controlled Property and Casualty Insurers|§ 10-4-1204. Penalties

     If the commissioner believes that the controlling producer or any other person has not materially complied with this part 12 or with any regulation or order promulgated pursuant thereto, after notice and opportunity to be heard, the commissioner may order the controlling producer to cease placing business with the controlled insurer.    If it was found that, because of such material noncompliance, the controlled insurer or any policyholder thereof has suffered any loss or damage, the commissioner may maintain a civil action or intervene in an action brought by or on behalf of the insurer or policyholder for recovery of compensatory damages for the benefit of the insurer or policyholder or for other appropriate relief.       If an order for liquidation or rehabilitation of the controlled insurer has been entered pursuant to part 5 of article 3 of this title, and the receiver appointed under such order believes that the controlling producer or any other person has not materially complied with this part 12 or with any regulation or order promulgated pursuant thereto and that, as a result, the insurer suffered any loss or damage, the receiver may maintain a civil action for recovery of damages or other appropriate sanctions for the benefit of the insurer.    Nothing contained in this section shall affect the right of the commissioner to impose any other penalties provided for in the laws of this state governing insurance.    Nothing contained in this section is intended to or shall in any manner alter or affect the rights of policyholders, claimants, creditors, or other third parties.     History. Source: L. 92: Entire part added, p. 1490, § 19, effective July 1.
CO Code § 10-4-1205 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 12 - Transaction of Business With Producer-Controlled Property and Casualty Insurers|§ 10-4-1205. Applicability

 This part 12 shall apply to licensed insurers as defined in section 10-4-1201 (6) , whether domiciled in this state or domiciled in a state that is not an accredited state having in effect a substantially similar law. All provisions of part 8 of article 3 of this title, to the extent they are consistent with the provisions of this part 12, shall continue to apply to all parties within holding company systems subject to this title.   History. Source: L. 92: Entire part added, p. 1491, § 19, effective July 1.
CO Code § 10-4-1206 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 12 - Transaction of Business With Producer-Controlled Property and Casualty Insurers|§ 10-4-1206. Effective Date

 This part 12 shall take effect July 1, 1992. Controlled insurers and controlling producers who are not in compliance with section 10-4-1202 as of such date shall have sixty days thereafter to come into compliance with said section and shall, in addition, comply with section 10-4-1203 beginning with all policies written or renewed on or after the sixty-first day after the said date.   History. Source: L. 92: Entire part added, p. 1491, § 19, effective July 1.
CO Code § 10-4-1301 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 13 - Black Lung Disease Insurance Joint Underwriting Association|§ 10-4-1301. Legislative Declaration

 The purpose of this part 13 is to ensure the continuing availability of necessary black lung insurance in this state by establishing a temporary market for black lung insurance coverage. It is intended that the nonprofit temporary joint underwriting association created by this part 13 operate on a self-supporting basis, without subsidy from its members, to make the necessary black lung insurance available for an interim period in order to allow the voluntary market to respond or to provide additional time to the general assembly to consider appropriate remedial legislation addressing the problems of availability and high cost of black lung insurance.   History. Source: L. 95: Entire part added, p. 731, § 1, effective May 23.
CO Code § 10-4-1302 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 13 - Black Lung Disease Insurance Joint Underwriting Association|§ 10-4-1302. Definitions

 As used in this part 13, unless the context otherwise requires:    “Association” means the joint underwriting association created pursuant to this part 13.    “Black lung insurance” means any insurance policy providing coverage to employers subject to the “Federal Coal Mine Health and Safety Act of 1969”, 30 U.S.C. secs. 931 to 942, as amended.    “Board” means the board of directors of the association.     History. Source: L. 95: Entire part added, p. 731, § 1, effective May 23.
CO Code § 10-4-1303 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 13 - Black Lung Disease Insurance Joint Underwriting Association|§ 10-4-1303. Temporary Joint Underwriting Association

  A nonprofit temporary joint underwriting association is hereby created, consisting of all insurance carriers authorized to transact business in this state, including Pinnacol Assurance, that insures employers against liability for compensation under the provisions of articles 40 to 47 of title 8, C.R.S., who shall constitute the members thereof. Every such insurer shall participate in the association as a condition of its authority to continue to make contracts of such kind of insurance in this state.    The purpose of the association shall be to provide black lung insurance coverage for employers located in Colorado who are in good faith entitled to such coverage but who are unable to purchase such insurance through the voluntary market.    The association shall issue policies beginning immediately; except that the association shall not commence underwriting operations until the commissioner finds that black lung insurance is not, or as of a determinable date will not be, available or cannot be made available in the voluntary market or the cost is so unreasonably high as to make such insurance practicably unavailable.      The association shall, pursuant to the provisions of this part 13 and the plan of operation, have the power on behalf of its members:   To issue, or cause to be issued, policies of black lung insurance;    To underwrite such insurance;    To adjust and pay losses with respect thereto; and    To provide or cede reinsurance.       The association may contract with one or more servicing carriers or any other appropriate entity to perform any or all of the duties of the association.         History. Source: L. 95: Entire part added, p. 732, § 1, effective May 23. L. 2002: (1) amended, p. 1891, § 50, effective July 1.