reglab/housing_qa huggingface dataset:
AL Code § 27-2-9 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 2 - Department and Commissioner of Insurance.|Article 1 - General Provisions.|Section 27-2-9 - Commissioner of Insurance - Annual Report.

Section 27-2-9Commissioner of Insurance - Annual report. As early as consistent with full and accurate preparation, the commissioner shall annually make a report to the Governor of his official transactions during the preceding calendar year. He shall include in the report: (1) A statement of the receipts and expenditures of the department for the preceding year; (2) An exhibit of the financial condition and business transactions during the preceding year of insurers authorized to transact business in this state, as disclosed by the financial statements of the insurers filed with the commissioner; (3) Names of insurers whose business was closed during the year, the cause thereof, and amount of assets and liabilities as ascertainable; (4) Names of insurers against whom delinquency or similar proceedings were instituted and a concise statement of the circumstances and results of each such proceeding; (5) His recommendations as to amendments or supplementation of laws affecting insurance; (6) His recommendations concerning the condition, operation, and functioning of the department; and (7) Such other pertinent information and matters as he deems to be in the public interest. (Code 1940, T. 28, §72; Acts 1971, No. 407, p. 707, §34.)
AL Code § 27-2-10 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 2 - Department and Commissioner of Insurance.|Article 1 - General Provisions.|Section 27-2-10 - Appointment, etc., of State Fire Marshal, Assistants, etc.; Compensation and Bond Thereof; Contracting for Professional Services.

Section 27-2-10Appointment, etc., of State Fire Marshal, assistants, etc.; compensation and bond thereof; contracting for professional services. (a) Subject to the Merit System Act and rules and regulations issued pursuant thereto, the commissioner shall prescribe the qualifications and duties of and appoint, employ, bond, and remove a State Fire Marshal and such other assistants, deputies, actuaries, examiners, and other employees as he deems necessary for the efficient performance of his duties under this code. (b) The commissioner shall fix the compensation of all such personnel in accordance with the Merit System Act and the pay plan of the state Personnel Department. (c) The commissioner may contract for and procure on a basis of fee, and without giving such persons any status in the classified service of the state, such independently contracting actuarial, technical, and other similar professional services as he may from time to time require for the discharge of his duties. (d) Before entering upon the duties of their respective offices, the chief deputy fire marshal, the deputy fire marshal, and the chief clerk shall execute to the State of Alabama a bond, to be approved by the Governor, in amounts to be fixed by the Insurance Commissioner, for the faithful performance of their duties. (Acts 1943, No. 122, p. 123; Acts 1951, No. 234, p. 504, §10; Acts 1961, Ex. Sess., No. 208, p. 2190; Acts 1971, No. 407, p. 707, §22.)
AL Code § 27-2-11 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 2 - Department and Commissioner of Insurance.|Article 1 - General Provisions.|Section 27-2-11 - Assignment of Assistant Attorney General.

Section 27-2-11Assignment of assistant attorney general. The Attorney General shall assign to the department an assistant attorney general who shall render to the commissioner such legal services as may be required. (Acts 1951, No. 234, p. 504, §12; Acts 1971, No. 407, p. 707, §23.)
AL Code § 27-2-12 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 2 - Department and Commissioner of Insurance.|Article 1 - General Provisions.|Section 27-2-12 - Travel Expenses.

Section 27-2-12Travel expenses. In addition to compensation for their services, the commissioner and deputy commissioners shall receive actual expenses for travel on official business in accordance with Article 2, Chapter 7 of Title 36 of this code. Assistants and employees of the department shall be paid expenses for travel on official business as may be authorized by the commissioner and incurred by them in the performance of their duties in the same manner and in the same amounts as such expenses are paid to all other state employees. (Acts 1951, No. 234, p. 504, §8; Acts 1971, No. 407, p. 707, §24.)
AL Code § 27-2-13 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 2 - Department and Commissioner of Insurance.|Article 1 - General Provisions.|Section 27-2-13 - Conflicts of Interest; Additional Compensation, Etc.

Section 27-2-13Conflicts of interest; additional compensation, etc. (a) The commissioner or any deputy, examiner, assistant, or employee of the commissioner shall not be financially interested, directly or indirectly, in any insurer, insurance agency, or insurance transaction except as a policy holder or claimant under a policy; except, that as to such matters wherein a conflict of interests does not exist on the part of any such individual, the commissioner may employ or retain, from time to time, insurance actuaries, accountants, or other professional personnel who are independently practicing their professions even though similarly employed or retained by insurers or others. (b) The commissioner or any deputy, examiner, assistant, or employee of the commissioner shall not be given, nor receive, any fee, compensation, loan, gift, or other thing of value in addition to the compensation and expense allowance provided by law for any service rendered, or to be rendered, as such commissioner, deputy, assistant, examiner, or employee or in connection therewith. This section shall not apply to any person who is holding office or position on date of enactment of this title. (Acts 1971, No. 407, p. 707, §25.)
AL Code § 27-2-14 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 2 - Department and Commissioner of Insurance.|Article 1 - General Provisions.|Section 27-2-14 - Records, Documents, and Files - Custody; Inspection; Reproduction; Destruction.

Section 27-2-14Records, documents, and files - Custody; inspection; reproduction; destruction. (a) The commissioner shall keep and preserve in permanent form accurate and complete records of his proceedings, including also a concise statement of the result of such examination of insurers by the commissioner, record and file all bonds and contracts and shall file such records in the department. The commissioner is responsible for the custody and preservation of all records, documents, and files of the department. (b) The records of the commissioner and insurance filings in his office shall be open to public inspection, except as otherwise provided by this title. (c) The commissioner may photograph, microphotograph, or reproduce on film, whereby each page will be reproduced in exact conformity with the original, all financial records, financial statements of domestic insurers, reports of business transacted in this state by foreign insurers, reports of examination of domestic insurers, and such other records and documents on file in his office as he may in his discretion select. (d) To facilitate efficient use of floor space and filing equipment in his offices the commissioner may destroy records and documents as follows: (1) General correspondence files over three years old; (2) Agent, broker, solicitor, adjuster, and similar license files over two years old; (3) Insurer certificate of authority files over two years old; (4) All documents and records which have been photographed or otherwise reproduced as provided in subsection (c) of this section, and such reproduction has been filed and after audit of the commissioner's office has been completed for the period embracing the dates of such documents and records; and (5) All other records, documents, and files not expressly provided for in subdivisions (1) through (4) of this subsection. (Code 1940, T. 28, §72; Acts 1971, No. 407, p. 707, §31.)
AL Code § 27-2-15 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 2 - Department and Commissioner of Insurance.|Article 1 - General Provisions.|Section 27-2-15 - Records, Documents, and Files - Use as Evidence.

Section 27-2-15Records, documents, and files - Use as evidence. (a) Photographs or microphotographs in the form of film or prints of documents and records made under subsection (c) of Section 27-2-14 shall have the same force and effect as the originals thereof and shall be treated as originals for the purpose of their admissibility in evidence. Duly certified or authenticated reproductions of such photographs or microphotographs shall be as admissible in evidence as the originals. (b) Upon request of any person and payment of the applicable fee, the commissioner shall give a certified copy of any record in his office which is then subject to public inspection. (c) Copies of original records or documents in his office certified by the commissioner shall be received in evidence in all courts as if they were originals. (d) If at any time the commissioner or any deputy, assistant, examiner, or other employee of the department is required by subpoena duces tecum to produce in any court or proceeding in this state any record of the department or copy thereof for the purpose of offering the same in evidence in such court or proceeding, the commissioner may designate any deputy, assistant, or other full-time employee of the department, who is competent for the purpose, to respond to such subpoena with the record or copy thereof so required and in lieu of the individual to whom the subpoena is directed. (Acts 1971, No. 407, p. 707, §32.)
AL Code § 27-2-16 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 2 - Department and Commissioner of Insurance.|Article 1 - General Provisions.|Section 27-2-16 - Publication of Materials Relating to Insurance.

Section 27-2-16Publication of materials relating to insurance. (a) The commissioner shall have printed or otherwise published for public distribution all of the following: (1) The insurance laws of this state. (2) The rules and regulations of the commissioner. (3) A directory, annually, of all insurers and of all resident insurance producers authorized or licensed by this state. (4) Any other material the commissioner deems relevant and suitable for the more effective administration of the laws relating to insurance. (b) The commissioner shall fix at a price at not less than cost of printing and distribution, to be paid by persons requesting copies of the insurance laws, regulations, and other publications the commissioner deems proper to sell on behalf of the state rather than distribute free of charge; except that the commissioner may furnish, without charge, copies of any such publication to the Legislature or to officials and departments of government or political subdivisions of this state or of other states of the federal government or of foreign countries. The commissioner shall promptly deposit all monies so received in the State Treasury with 50 percent credited to the State General Fund and 50 percent credited to the Insurance Department Fund. (c) In complying with this section, the commissioner may, in lieu of printing the above information, provide access to the information by way of the Internet. (Acts 1951, No. 234, p. 504, §15; Acts 1971, No. 407, p. 707, §33; Act 2001-702, p. 1509, §15.)
AL Code § 27-2-17 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 2 - Department and Commissioner of Insurance.|Article 1 - General Provisions.|Section 27-2-17 - Rules and Regulations.

Section 27-2-17Rules and regulations. (a) The commissioner may make reasonable rules and regulations necessary for the effectuation of any provision of this title. No such rule or regulation shall extend, modify, or conflict with any law of this state or the reasonable implications thereof. (b) Any such rule or regulation affecting persons or matters other than the personnel or the internal affairs of the commissioner's office shall be made or amended only after a hearing thereon of which notice was given as required by Section 27-2-29. If reasonably possible the commissioner shall set forth the proposed rule, regulation, amendment, or summary in or with the notice of hearing. (c) No such rule or regulation as to which a hearing is required under subsection (b) of this section above shall be effective until after it has been on file as a public record in the commissioner's office and in the office of the Secretary of State for at least 10 days. (d) Upon request and payment of the reasonable cost thereof, if required and fixed by the commissioner, the commissioner shall furnish a copy of any such rule or regulation to any person so requesting. (e) The willful failure to comply with or willful violation of any material provision of a rule or regulation may be treated by the commissioner in the same manner as the willful failure to comply with or willful violation of any material provision of this title, but such action taken by the commissioner shall not be in the nature of a criminal penalty and shall be limited to suspension or revocation of licenses of agents or insurers doing business in Alabama. (Acts 1951, No. 234, p. 504, §13; Acts 1971, No. 407, p. 707, §28; Acts 1975, No. 215, p. 739, §1.)
AL Code § 27-2-17.1 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 2 - Department and Commissioner of Insurance.|Article 1 - General Provisions.|Section 27-2-17.1 - Regulations to Provide for Biennial Renewal of Licenses.

Section 27-2-17.1Regulations to provide for biennial renewal of licenses. The commissioner shall, by regulation, provide for the transition from annual renewal to biennial renewal of licenses for insurance producers, service representatives, and adjusters by staggering the renewal periods in 2007 and 2008. Certain licensees may be required to renew for one year at one-half the biennial fee and continuing education coursework otherwise required under Act 2006-299. (Act 2006-299, p. 614, §2.)
AL Code § 27-2-18 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 2 - Department and Commissioner of Insurance.|Article 1 - General Provisions.|Section 27-2-18 - Orders and Notices of Commissioner.

Section 27-2-18Orders and notices of commissioner. (a) Orders and notices of the commissioner shall be effective only when in writing signed by him or by his authority. (b) Every such order shall state its effective date, and shall concisely state: (1) Its intent or purpose; (2) The grounds on which based; and (3) The provisions of this title pursuant to which action is taken or proposed to be taken; but failure to so designate a particular provision shall not deprive the commissioner of the right to rely thereon. (c) Except as may be provided in this title respecting particular procedures, an order or notice may be given by delivery to the person to be ordered or notified or by mailing it, postage prepaid, addressed to him at his principal place of business as last of record in the department. Notice so mailed shall be deemed to have been given when deposited in a letter depository of a United States post office. (Acts 1971, No. 407, p. 707, §29.)
AL Code § 27-2-19 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 2 - Department and Commissioner of Insurance.|Article 1 - General Provisions.|Section 27-2-19 - Enforcement of Insurance Code.

Section 27-2-19Enforcement of insurance code. The commissioner may institute such actions or other proceedings as may be required for enforcement of any provisions of this title. If the commissioner has reason to believe that any person has violated any provision of this title for which criminal prosecution would be in order, he shall give the information relative thereto to the Attorney General or the district attorney having jurisdiction of any such violation. The Attorney General shall promptly institute such action or proceeding against such person as the information may require or justify. (Acts 1971, No. 407, p. 707, §30.)
AL Code § 27-2-20 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 2 - Department and Commissioner of Insurance.|Article 1 - General Provisions.|Section 27-2-20 - Examinations - Power Generally.

Section 27-2-20Examinations - Power generally. (a) If he has reason to believe that any such person has violated or is violating any provision of this title or upon complaint by any resident of this state indicating that any such violation may exist, the commissioner may examine the accounts, records, documents, and transactions pertaining to or affecting the insurance affairs of any: (1) General agent, agent, broker, surplus line broker, solicitor, or adjuster; (2) Person having a contract or power of attorney under which he enjoys in fact the exclusive or dominant right to manage or control an insurer; or (3) Person engaged in or proposing to be engaged in or assisting in the promotion or formation of a domestic insurer, insurance holding corporation, or corporation to finance a domestic insurer or the production of its business. (b) The commissioner may examine the insurance affairs and transactions of the attorney-in-fact of a reciprocal insurer in the same manner and on the same basis as examination of such an insurer. (c) When he deems it necessary for determination of the value of such securities or compliance with any provision of this title, the commissioner may, in his discretion, examine the transactions and affairs of any corporation of which a domestic insurer owns shares of stock or other securities under which it has, or effectively participates in, the control of such corporation. (Acts 1971, No. 407, p. 707, §36.)
AL Code § 27-2-21 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 2 - Department and Commissioner of Insurance.|Article 1 - General Provisions.|Section 27-2-21 - Examinations - Affairs, etc., of Insurers and Surplus Line Brokers.

Section 27-2-21Examinations - Affairs, etc., of insurers and surplus line brokers. (a) For the purpose of determining its financial condition, ability to fulfill its obligations and compliance with the law, the commissioner shall examine the affairs, transactions, accounts, records, and assets of each authorized insurer, and the records of surplus line brokers restricted to those matters under Section 27-10-29, including the attorney-in-fact of a reciprocal insurer insofar as insurer transactions are involved as often as the commissioner deems appropriate but shall, at a minimum, conduct an examination of every insurer licensed in this state not less frequently than once every five years. In scheduling and determining the nature, scope, and frequency of the examinations, the commissioner shall consider such matters as the results of financial statement analyses and ratios, changes in management or ownership, actuarial opinions, reports of independent certified public accountants, and other criteria as set forth in the Examiners' Handbook adopted by the National Association of Insurance Commissioners and in effect when the commissioner exercises discretion under this section. (b) The commissioner shall in like manner examine each insurer applying for an initial certificate of authority to transact insurance in this state. (c) In lieu of an examination under this article of any foreign or alien insurer licensed in this state or applying for an initial certificate of authority, the commissioner may accept an examination report on the company as prepared by the Department of Insurance for the company's state of domicile or port-of-entry state until January 1, 1994. Thereafter, the reports may only be accepted if: (1) the Department of Insurance was at the time of the examination accredited under the National Association of Insurance Commissioners' Financial Regulation Standards and Accreditation Program, or (2) the examination is performed under the supervision of an accredited Department of Insurance or with the participation of one or more examiners who are employed by an accredited State Department of Insurance and who, after a review of the examination work papers and report, state under oath that the examination was performed in a manner consistent with the standards and procedures required by the accredited State Department of Insurance. (d) As far as practical, the examination of a foreign or alien insurer shall be made in cooperation with the insurance supervisory officials of other states in which the insurer transacts business. (Acts 1915, No. 730, p. 834; Acts 1939, No. 527, p. 818; Acts 1965, No. 571, p. 1056; Acts 1971, No. 407, p. 707, §35; Acts 1980, No. 80-774, p. 1608, §1; Acts 1993, No. 93-675, p. 1240, §2.)
AL Code § 27-2-22 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 2 - Department and Commissioner of Insurance.|Article 1 - General Provisions.|Section 27-2-22 - Examinations - Examiners.

Section 27-2-22Examinations - Examiners. (a) The commissioner may conduct any such examination in person or by examiners regularly employed and commissioned by him in writing for the purpose. No person shall be eligible for designation as an examiner to examine an insurer unless by reason of experience as an accountant, auditor, or examiner of financial institutions or other special experience, education, or training he is capable of adequately discharging the responsibilities of such an examiner. (b) At any time, when examiners who are regular officers or employees of the department are not available for the purpose, the commissioner may specially appoint and employ a competent examiner, or examiners, for the purpose of making a particular examination. The special examiner shall be compensated and reimbursed for expenses in the same manner as provided for regular examiners under Section 27-2-25, but shall not have any status in the classified service of the state. (Acts 1971, No. 407, p. 707, §37.)