reglab/housing_qa huggingface dataset:
ID Code § 41-213 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-213 - ENFORCEMENT.

41-213. ENFORCEMENT. (1) The director may institute such suits or other lawful proceedings as he may deem necessary for the enforcement of any provision of title 41, Idaho Code. If the director believes that any person has engaged in or is about to engage in any act or practice constituting a violation of any provision of title 41, Idaho Code, any other law the director has authority to enforce, or any rule or order of the director, the director may, in accordance with the procedures set forth in title 41, Idaho Code, and chapter 52, title 67, Idaho Code: (a) Issue an order requiring the person to cease and desist from any prohibited act or practice; (b) Issue an order affecting a person’s license for such reasons as set forth in title 41, Idaho Code; (c) Issue an order imposing an administrative penalty as provided in title 41, Idaho Code; and (d) Initiate any action in district court for the same relief or any relief authorized by title 41, Idaho Code. (2) If the director believes that any person is violating or about to violate any provision of title 41, Idaho Code, or any order or requirement of the director issued or promulgated pursuant to authority expressly granted the director by any provision of title 41, Idaho Code, or by other law, the director may bring an action against such person in the name of the people of the state of Idaho in a district court of this state to enjoin such person from continuing such violation or doing any act in furtherance thereof. In the action the court may enter such order or judgment granting such preliminary or final injunction as the court determines to be proper. (3) If the director has reason to believe that any person has violated any provision of title 41, Idaho Code, or any provision of other law as applicable to insurance operations, for which criminal prosecution is provided and would be in order, he shall give the information relative thereto to the attorney general or county attorney having jurisdiction of any such violation. The attorney general or county attorney shall promptly institute such action or proceedings against such person as the information may require or justify. (4) Whenever the director may deem it necessary, he shall employ counsel, or call upon the attorney general of this state for legal counsel and such assistance as may be necessary.  History: [41-213, added 1961, ch. 330, sec. 30, p. 645; am. 1972, ch. 369, sec. 2, p. 1072; am. 2005, ch. 78, sec. 1, p. 271.]
ID Code § 41-214 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-214 - RECORDS — REPRODUCTION — DESTRUCTION.

41-214. RECORDS — REPRODUCTION — DESTRUCTION. (1) The director shall preserve in permanent form records of his proceedings and hearings and including a concise statement of the results of any investigations or examinations of insurers, and shall file such records in the department. (2) The records and insurance filings in the department shall be open to public inspection, except as otherwise provided by this code. (3) The director may photograph, microphotograph or reproduce on film, whereby each page will be reproduced in exact conformity with the original except as to dimensions, financial statements of insurers, reports of business transacted in this state by foreign insurers, reports of examination of insurers, and such records and documents on file in his office as he may in his discretion select. (4) The director may destroy unneeded or obsolete records and filings of the department in accordance with provisions and procedures applicable to administrative agencies of this state in general.  History: [41-214, added 1961, ch. 330, sec. 31, p. 645.]
ID Code § 41-215 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-215 - USE OF REPRODUCTIONS AND CERTIFIED COPIES AS EVIDENCE.

41-215. USE OF REPRODUCTIONS AND CERTIFIED COPIES AS EVIDENCE. (1) Photographs or microphotographs in the form of film or prints of documents and records made under section 41-214(3) shall have the same force and effect as the originals thereof, and duly certified or authenticated reproductions of such photographs or microphotographs shall be as admissible in evidence as are the originals. (2) Upon request of any person and payment of the applicable fee, the director shall furnish a certified copy of any record in his office which is then subject to public inspection. (3) Copies of original records or documents in his office certified by the director shall have the same effect and force and be received in evidence in all courts equally and in like manner as if they were originals.  History: [41-215, added 1961, ch. 330, sec. 32, p. 645.]
ID Code § 41-216 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-216 - DIRECTOR’S ANNUAL REPORT.

41-216. DIRECTOR’S ANNUAL REPORT. As early after July 1 as is consistent with full and accurate preparation the director annually shall transmit to the governor a report of his official transactions containing with respect to the calendar year next preceding: (1) A list of all authorized insurers transacting insurance in this state, showing as to each insurer the name, location, amount of capital (if a stock insurer) or surplus (if a mutual or reciprocal insurer), date of incorporation or formation, date of commencement of business, and kinds of insurance transacted. (2) A condensed form of financial statements and reports of every authorized insurer for the calendar year, as audited and corrected by the director, arranged in tabular form or in abstracts. (3) A list of insurers whose business in this state was terminated and the reason for such termination; and if such termination was a result of liquidation, or of delinquency proceedings brought against the insurer in this or any other state, the amount of the insurer’s assets and liabilities so far as the same are known to the director. (4) A statement of the operating expenses of the department, including salaries, transportation, communication, printing, office supplies, fixed charges (insurance and bonds) and miscellaneous expense. (5) A detailed statement of the moneys and fees received by the department and from what source. (6) Any recommendations for amendments or supplementations to insurance laws which, in the director’s opinion, may be desirable. (7) Such other pertinent information and matters as the director deems to be in the public interest.  History: [41-216, added 1961, ch. 330, sec. 34, p. 645.]
ID Code § 41-217 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-217 - PUBLICATIONS AUTHORIZED.

41-217. PUBLICATIONS AUTHORIZED. The director shall publish, by printing or other suitable form of reproduction: (1) Pamphlet or booklet copies of the insurance laws of this state; (2) The director’s annual report; (3) Such copies of results of investigations or examinations of insurers for public distribution as he deems to be in the public interest; (4) Such compilations as he deems advisable from time to time of the general orders of the director then in force; and (5) Such other material as he may compile and deem relevant and suitable for the more effective administration of this code.  History: [41-217, added 1961, ch. 330, sec. 34, p. 645.]
ID Code § 41-218 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-218 - PUBLICATIONS — SALE.

41-218. PUBLICATIONS — SALE. (1) The director shall fix a price at not less than cost of distribution and printing or other reproduction, to be paid by persons requesting copies of the insurance laws and such other publications referred to in section 41-217 as he deems proper to sell on behalf of the state rather than distribute free of charge on a basis of reciprocity. (2) The director shall account for and deposit all moneys so received in the same manner as applies under section 41-406 to fees and taxes collected by him.  History: [41-218, added 1961, ch. 330, sec. 35, p. 645.]
ID Code § 41-219 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-219 - EXAMINATION OF INSURERS.

41-219. EXAMINATION OF INSURERS. (1) For the purpose of determining its financial condition, ability to fulfill and manner of fulfillment of its obligations, the nature of its operations, and compliance with the law, the director shall examine the affairs, transactions, accounts, records, and assets of each authorized insurer, including the attorney in fact of a reciprocal insurer in so far as insurer transactions are concerned, as often as he deems advisable. The director or any of the director’s examiners may conduct an examination, in accordance with the provisions of this section, of any company as often as the director in his sole discretion deems appropriate but shall, at a minimum, conduct an examination of every insurer licensed in this state not less frequently than once every five (5) years. In scheduling and determining the nature, scope and frequency of the examinations, the director shall consider such matters as the results of financial statement analyses and ratios, changes in management or ownership, actuarial opinions, reports of independent certified public accountants and other criteria as set forth in the examiners’ handbook adopted by the national association of insurance commissioners and in effect when the director exercises discretion under the provisions of this section. (2) Examination of an alien insurer shall be limited to its insurance transactions, assets, trust deposits and affairs in the United States except as otherwise required by the director. (3) The director shall in like manner examine each insurer applying for an initial certificate of authority to transact insurance in this state. (4) In lieu of an examination under the provisions of this section, of any foreign or alien insurer licensed in this state, the director may accept an examination report on the company as prepared by the insurance department for the company’s state of domicile or port of entry until January 1, 1994. Thereafter, such reports may only be accepted if the insurance department was at the time of the examination accredited under the national association of insurance commissioners’ financial regulation standards and accreditation program or, the examination is performed under the supervision of an accredited insurance department or with participation of one (1) or more examiners who are employed by such an accredited state insurance department and who, after a review of the examination work papers and report, state under oath that the examination was performed in a manner consistent with the standards and procedures required by their insurance department. (5) The term "company" as used in this section shall mean any person engaging in or proposing or attempting to engage in any transaction or kind of insurance or surety business and any person or group of persons who may otherwise be subject to the administrative, regulatory or taxing authority of the director.  History: [41-219, added 1961, ch. 330, sec. 36, p. 645; am. 1993, ch. 194, sec. 1, p. 494.]
ID Code § 41-220 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-220 - EXAMINATION OF AGENTS, BROKERS, CONSULTANTS, MANAGERS, ADJUSTERS, PROMOTERS.

41-220. EXAMINATION OF AGENTS, BROKERS, CONSULTANTS, MANAGERS, ADJUSTERS, PROMOTERS. For the purpose of ascertaining compliance with law, and in addition to any right of examination otherwise provided, the director may as often as he deems advisable examine the accounts, records, documents, and transactions, pertaining to or affecting its insurance affairs or proposed insurance affairs, of: (1) any insurance agent, broker, solicitor, consultant, surplus line broker, general agent, or adjuster. (2) Any person(s) having a contract under which he enjoys in fact the exclusive or dominant right to manage or control an insurer. (3) Any person holding the shares of voting stock or policyholder proxies of a domestic insurer, for the purpose of controlling the management thereof, as voting trustee or otherwise. (4) Any person engaged in this state in, or proposing to be engaged in this state in, or holding himself out in this state as so engaging or proposing, or in this state assisting in, the promotion or formation of an insurer or insurance holding corporation, or corporation to finance an insurer or the production of its business.  History: [41-220, added 1961, ch. 330, sec. 37, p. 645; am. 1972, ch. 369, sec. 3, p. 1072.]
ID Code § 41-221 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-221 - PLACE OF EXAMINATION.

41-221. PLACE OF EXAMINATION. (1) The examination may be conducted by the director or his accredited examiners at the offices wherever located of the person being examined and at such other places as may be required for determination of matters under examination. (2) In the case of alien insurers the examination may be so conducted in the insurer’s United States offices and at places within the United States, except as otherwise required by the director.  History: [41-221, added 1961, ch. 330, sec. 38, p. 645.]
ID Code § 41-222 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-222 - EXAMINATION COOPERATION WITH OTHER STATES.

41-222. EXAMINATION COOPERATION WITH OTHER STATES. As far as practical the director shall conduct the examination of a foreign or alien insurer in cooperation with the insurance supervisory officials of other states in which the insurer transacts business, and for the purpose thereof may participate in joint examinations of insurers or be represented in an examination by an examiner of another state.  History: [41-222, added 1961, ch. 330, sec. 39, p. 645.]
ID Code § 41-223 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-223 - CONDUCT OF EXAMINATION — ACCESS TO RECORDS — CORRECTION OF ACCOUNTS — REMOVAL OF RECORDS.

41-223. CONDUCT OF EXAMINATION — ACCESS TO RECORDS — CORRECTION OF ACCOUNTS — REMOVAL OF RECORDS. (1) Upon determining that an examination should be conducted, the director or the director’s designee shall issue an examination warrant appointing one (1) or more examiners to perform the examination and instructing them as to the scope of the examination. In conducting the examination, the examiner shall observe those guidelines and procedures set forth in the examiners’ handbook adopted by the national association of insurance commissioners. The director may also employ such other guidelines or procedures as the director may deem appropriate. (2) Upon such examination the director or examiner may examine under oath any officer, agent, or other individual deemed to have material information regarding the affairs of the person under examination. (3) Every person being examined, its officers, attorneys, employees, agents, representatives or others having custody or control thereof, shall make freely available to the director or his examiners the accounts, records, documents, files, information, assets and matters in his possession or control relating to the subject of the examination, and shall facilitate the examination. (4) If the director finds any accounts or records to be inadequate or incorrectly kept or posted, he may procure the services of competent persons to reconstruct, rewrite, post or balance them at the expense of the person being examined if such person has failed to maintain, complete or correct such records or accounts after the director has given him notice and a reasonable opportunity to do so. (5) Neither the director nor any examiner shall remove any record, account, document, file or other property of the person being examined from the offices of such person except with the written consent of such person being given in advance of such removal, or pursuant to an order of court duly obtained. This provision shall not be deemed to affect the making and removal of copies or abstracts of any such record, account, document, or file. (6) Nothing contained in this chapter shall be construed to limit the director’s authority to terminate or suspend any examination in order to pursue other legal or regulatory action pursuant to the insurance laws of this state. (7) Nothing contained in this chapter shall be construed to limit the director’s authority to use any final examination report, or to use any examiner or company work papers or other documents, or any other information discovered or developed during the course of any examination in any judicial proceeding or administrative proceeding under this chapter.  History: [41-223, added 1961, ch. 330, sec. 40, p. 645; am. 1993, ch. 194, sec. 2, p. 495; am. 1995, ch. 136, sec. 1, p. 587.]
ID Code § 41-224 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-224 - EXAMINATION — APPRAISAL OF ASSET.

41-224. EXAMINATION — APPRAISAL OF ASSET. (1) If the director deems it necessary to value any asset involved in such an examination, he may make written request of the person being examined to appoint one or more appraisers who by reason of education, experience or special training are competent to appraise such asset. Any such appraiser shall be subject to the written approval of the director. If no such appointment is made within ten (10) days after the request therefor was delivered to such person, the director may appoint the appraiser or appraisers. (2) Any such appraisal shall be promptly made, and a copy of the report thereof shall be furnished to the director. (3) The reasonable expense of the appraisal shall be borne by the person being examined.  History: [41-224, added 1961, ch. 330, sec. 41, p. 645.]
ID Code § 41-225 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-225 - OBSTRUCTION OF EXAMINATION — PENALTY.

41-225. OBSTRUCTION OF EXAMINATION — PENALTY. Any individual who wilfully obstructs the director or his examiner in the conduct of any examination authorized by this chapter shall be guilty of a misdemeanor and upon conviction shall be punished as provided in section 41-117 (general penalty).  History: [41-225, added 1961, ch. 330, sec. 42, p. 645.]
ID Code § 41-226 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-226 - EXAMINERS — QUALIFICATIONS.

41-226. EXAMINERS — QUALIFICATIONS. For the conduct of or assistance in examinations under this chapter the director shall appoint as examiners only individuals who by reason of education, experience, or special training are competent to perform the duties and fulfill the responsibilities of an insurance examiner. In the selection of examiners the director shall give due consideration to standards and qualifications therefor recommended by the National Association of Insurance Commissioners or any successor organization thereto. The director may appoint, employ, fix the compensation of, prescribe and require the duties of and discharge such examiners as the duties of his office may require. Examiners who are employees of the department shall be nonclassified employees exempt from the provisions of chapter 53, title 67, Idaho Code.  History: [41-226, added 1961, ch. 330, sec. 43, p. 645; am. 1995, ch. 135, sec. 3, p. 587; am. 2003, ch. 99, sec. 1, p. 318.]
ID Code § 41-228 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-228 - EXAMINATION EXPENSE.

41-228. EXAMINATION EXPENSE. (1) Every insurer or corporation so examined shall, at the direction of the director, pay the actual travel expenses, reasonable living expense allowance, and compensation, at reasonable rates customary for such examination and as approved by the director, necessarily incurred on account of the examination, upon presentation of a detailed account of such charges and expenses. (2) No person shall pay and no examiner shall accept any additional emolument on account of any examination. (3) An insurer shall be entitled to offset against its premium taxes payable to the department of insurance of the state of Idaho the examination expense paid by it to or for the account of an examiner, actuary, or other assistant designated by the director for the purpose of the examination, inclusive of such personnel as may be so designated on behalf of other states participating in any such examination. The offset, or any remaining portion thereof, will be allowed for any of the five (5) calendar years following the year in which such examination expense was paid.  History: [41-228, added 1961, ch. 330, sec. 45, p. 645; am. 1969, ch. 214, sec. 4, p. 625; am. 1975, ch. 207, sec. 1, p. 575; am. 1980, ch. 133, sec. 1, p. 292; am. 1984, ch. 100, sec. 1, p. 228; am. 1994, ch. 267, sec. 1, p. 825; am. 2001, ch. 85, sec. 1, p. 211.]
ID Code § 41-229 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-229 - WITNESSES AND EVIDENCE.

41-229. WITNESSES AND EVIDENCE. (1) As to the subject of any examination, investigation, or hearing being conducted by him the director or any deputy or examiner appointed by him may administer oaths, examine and cross-examine witnesses, receive oral and documentary evidence, and shall have the power to subpoena witnesses, compel their attendance and testimony, and require by subpoena the production of books, papers, records, files, correspondence, documents and other evidence which he deems relevant to the inquiry. (2) If any individual refuses to comply with any such subpoena or to testify as to any matter concerning which he may be lawfully interrogated, the district court of the county wherein such examination, investigation, or hearing is being conducted or of the county wherein such individual resides, on the director’s application may issue an order requiring such individual to comply with the subpoena and to testify; and failure to obey such an order may be punished by the court as a contempt thereof. (3) Subpoenas shall be served, and proof of such service made, in the same manner as if issued by a district court. Witness fees and mileage, if claimed, shall be allowed the same as for testimony in a district court. (4) Any individual wilfully testifying falsely under oath as to any matter material to any such examination, investigation or hearing shall upon conviction thereof be guilty of perjury and shall be punished accordingly.  History: [41-229, added 1961, ch. 330, sec. 46, p. 645.]