reglab/housing_qa huggingface dataset:
WY Stat § 40-13-302 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 13 - Copyrighted Music|Article 3 - Copyright License Enforcement|Section 40-13-302 - Information Required to Be Provided Regarding Royalty Contracts; Contract Requirements.

40-13-302. Information required to be provided regarding royalty contracts; contract requirements.| (a) No performing rights society shall enter into, or offer to enter into, a contract for the payment of royalties by a proprietor unless at the time of the offer, or any time thereafter, but no later than seventy-two (72) hours prior to the execution of that contract, it provides to the proprietor, in writing the following:  (i) A schedule of the rates and terms of royalties under the contract;  (ii) Upon request of the proprietor, the opportunity to review the most current available list of the members or affiliates represented by the society;  (iii) Notice that it will make available, upon written request of any proprietor or bona fide trade association representing groups of proprietors, at the sole expense of the proprietor or bona fide trade association representing groups of proprietors, by electronic means or otherwise, the most current available listing of the copyrighted musical works in such performing rights society's repertory. The notice shall specify the means by which the information can be secured;  (iv) Notice that the performing rights society has a toll free telephone number which can be used to answer inquiries of a proprietor regarding specific musical works and the copyright owners represented by that performing rights society; and  (v) Notice that it complies with federal law and orders of courts having appropriate jurisdiction regarding the rates and terms of royalties and the circumstances under which licenses for rights for public performances are offered to any proprietor.  (b) Every contract between a performing rights society and proprietor for the payment of royalties executed, issued or renewed in this state on or after July 1, 1996 shall:  (i) Be in writing;  (ii) Be signed by the parties; and  (iii) Include at least the following information:  (A) The proprietor's name and business address and the name and location of each place of business to which the contract applies;  (B) The name and address of the performing rights society;  (C) The duration of the contract; and  (D) The schedule of rates and terms of the royalties to be collected under the contract, including any sliding scale or schedule for any increase or decrease of those rates for the duration of that contract.
WY Stat § 40-13-303 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 13 - Copyrighted Music|Article 3 - Copyright License Enforcement|Section 40-13-303 - Restrictions.

40-13-303. Restrictions.| (a) No performing rights society or any agent or employee thereof shall:  (i) With respect to a contract executed, issued or renewed on or after July 1, 1996, collect or attempt to collect from a proprietor licensed by that performing rights society a royalty payment except as provided in a contract executed pursuant to the provisions of this act;  (ii) Enter onto the premises of a proprietor's business for the purpose of discussing a contract for payment of royalties for the use of copyrighted works by that proprietor without first identifying himself to the proprietor or his employees and disclosing that the agent is acting on behalf of the performing rights society and disclosing the purposes of the discussion.
WY Stat § 40-13-304 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 13 - Copyrighted Music|Article 3 - Copyright License Enforcement|Section 40-13-304 - Civil Actions.

40-13-304. Civil actions.| Any person who suffers a violation of this act may bring an action to recover actual damages and reasonable attorney's fees and seek an injunction or any other remedy available at law or in equity.
WY Stat § 40-13-305 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 13 - Copyrighted Music|Article 3 - Copyright License Enforcement|Section 40-13-305 - Applicability.

40-13-305. Applicability.| This act shall not apply to contracts between performing rights societies and broadcasters licensed by the federal communications commission or to contracts with cable operators, programmers or other transmission services. This act also shall not apply to investigations conducted by law enforcement agencies.
WY Stat § 40-14-101 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 14 - Wyoming Uniform Consumer Credit Code|Article 1 - General Provisions and Definitions|Section 40-14-101 - Short Title.

40-14-101. Short title.| This act shall be known and may be cited as "Wyoming Uniform Consumer Credit Code."
WY Stat § 40-14-102 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 14 - Wyoming Uniform Consumer Credit Code|Article 1 - General Provisions and Definitions|Section 40-14-102 - Purposes; Rules of Construction.

40-14-102. Purposes; rules of construction.| (a) This act shall be liberally construed and applied to promote its underlying purposes and policies.  (b) The underlying purposes and policies of this act are:  (i) To simplify, clarify and modernize the law governing retail installment sales, consumer credit, small loans and usury;  (ii) To provide rate ceilings to assure an adequate supply of credit to consumers;  (iii) To further consumer understanding of the terms of credit transactions and to foster competition among suppliers of consumer credit so that consumers may obtain credit at reasonable cost;  (iv) To protect consumer buyers, lessees, and borrowers against unfair practices by some suppliers of consumer credit, having due regard for the interests of legitimate and scrupulous creditors;  (v) To permit and encourage the development of fair and economically sound consumer credit practices;  (vi) To conform the regulation of consumer credit transactions to the policies of the federal Consumer Credit Protection Act; and  (vii) To make uniform the law, including administrative rules, among the various jurisdictions.  (c) A reference to a requirement imposed by this act includes reference to a related rule of the administrator adopted pursuant to this act.
WY Stat § 40-14-103 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 14 - Wyoming Uniform Consumer Credit Code|Article 1 - General Provisions and Definitions|Section 40-14-103 - Supplementary General Principles of Law Applicable.

40-14-103. Supplementary general principles of law applicable.| Unless displaced by the particular provisions of this act, the Uniform Commercial Code and the principles of law and equity, including the law relative to capacity to contract, principal and agent, estoppel, fraud, misrepresentation, duress, coercion, mistake, bankruptcy, or other validating or invalidating cause, supplement its provisions.
WY Stat § 40-14-104 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 14 - Wyoming Uniform Consumer Credit Code|Article 1 - General Provisions and Definitions|Section 40-14-104 - Construction Against Implicit Repeal.

40-14-104. Construction against implicit repeal.| This act being a general act intended as a unified coverage of its subject matter, no part of it shall be deemed to be impliedly repealed by subsequent legislation if such construction can reasonably be avoided.
WY Stat § 40-14-105 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 14 - Wyoming Uniform Consumer Credit Code|Article 1 - General Provisions and Definitions|Section 40-14-105 - Severability.

40-14-105. Severability.| If any provision of this act or the application thereof to any person or circumstances is held invalid, the invalidity does not affect other provisions or applications of this act which can be given effect without the invalid provision or application, and to this end the provisions of this act are severable.
WY Stat § 40-14-106 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 14 - Wyoming Uniform Consumer Credit Code|Article 1 - General Provisions and Definitions|Section 40-14-106 - Waiver; Agreement to Forego Rights; Settlement of Claims; Legal Rate of Interest; Applicability.

40-14-106. Waiver; agreement to forego rights; settlement of claims; legal rate of interest; applicability.| (a) Except as otherwise provided in this act, a buyer, lessee, or debtor may not waive or agree to forego rights or benefits under this act.  (b) A claim by a buyer, lessee, or debtor against a creditor for an excess charge, other violation of this act, or civil penalty, or a claim against a buyer, lessee, or debtor for default or breach of a duty imposed by this act, if disputed in good faith, may be settled by agreement.  (c) A claim, whether or not disputed, against a buyer, lessee, or debtor may be settled for less value than the amount claimed.  (d) A settlement in which the buyer, lessee, or debtor waives or agrees to forego rights or benefits under this act is invalid if the court as a matter of law finds the settlement to have been unconscionable at the time it was made. The competence of the buyer, lessee, or debtor, any deception or coercion practiced upon him, the nature and extent of the legal advice received by him, and the value of the consideration are relevant to the issue of unconscionability.  (e) If there is no agreement or provision of law for a different rate, the interest of money shall be at the rate of seven percent (7%) per annum.  (f) The Financial Technology Sandbox Act shall apply to this act.
WY Stat § 40-14-107 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 14 - Wyoming Uniform Consumer Credit Code|Article 1 - General Provisions and Definitions|Section 40-14-107 - Effect on Powers of Organizations.

40-14-107. Effect on powers of organizations.| (a) This act prescribes maximum charges for all creditors, except lessors and those excluded (W.S. 40-14-121), extending consumer credit including consumer credit sales (W.S. 40-14-204) and consumer loans (W.S. 40-14-304), and displaces existing limitations on the powers of those creditors based on maximum charges.  (b) With respect to sellers of goods or services, small loan companies, licensed lenders, consumer and sales finance companies, industrial banks and loan companies and commercial banks and trust companies, this act displaces existing limitations on their powers based solely on amount or duration of credit.  (c) Except as provided in subsection (a) of this section, this act does not displace limitations on powers of credit unions, savings banks, savings and loan associations, or other thrift institutions whether organized for the profit of shareholders or as mutual organizations.  (d) Except as provided in subsections (a) and (b) of this section, this act does not displace:  (i) Limitations on powers of supervised financial organizations defined by W.S. 40-14-140(a)(xix) with respect to the amount of a loan to a single borrower, the ratio of a loan to the value of collateral, the duration of a loan secured by an interest in land or other similar restrictions designed to protect deposits; or  (ii) Limitations on powers an organization is authorized to exercise under the laws of this state or the United States.   Part 2.  Scope and Jurisdiction
WY Stat § 40-14-121 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 14 - Wyoming Uniform Consumer Credit Code|Article 1 - General Provisions and Definitions|Section 40-14-121 - Exclusions.

40-14-121. Exclusions.| (a) Except as required by W.S. 40-14-641, this act does not apply to:  (i) Extensions of credit to government or governmental agencies or instrumentalities;  (ii) Except as otherwise provided in the article on insurance [article 4], the sale of insurance by an insurer if the premium is not financed;  (iii) Transactions under public utility or common carrier tariffs if a subdivision or agency of this state or of the United States regulates the charges for the services involved, the charges for delayed payment, and any discount allowed for early payment; or  (iv) Repealed by Laws 1983, ch. 62, § 2.  (v) Ceilings on rates and charges or limits on loan maturities of a credit union organized under the laws of this state or of the United States if these ceilings or limits are established by these laws; or  (vi) Credit sales, loans or leases primarily for an agricultural purpose except as provided in article 2, part 6 and article 3, part 6 of this code.  Part 3  Definitions
WY Stat § 40-14-141 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 14 - Wyoming Uniform Consumer Credit Code|Article 1 - General Provisions and Definitions|Section 40-14-141 - Definition.

40-14-141. Definition.| In this act "Federal Consumer Credit Protection Act" means the Consumer Credit Protection Act (Public Law 90-321; 82 U.S. Statutes 146), as amended, and includes regulations issued pursuant to that act.
WY Stat § 40-14-201 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 14 - Wyoming Uniform Consumer Credit Code|Article 2 - Credit Sales|Section 40-14-201 - Short Title.

40-14-201. Short title.| This article shall be known and may be cited as "Uniform Consumer Credit Code Credit Sales."
WY Stat § 40-14-202 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 14 - Wyoming Uniform Consumer Credit Code|Article 2 - Credit Sales|Section 40-14-202 - Scope; License Required.

40-14-202. Scope; license required.| (a) This article applies to consumer credit sales, including home solicitation sales and consumer leases.  (b) Unless a person has first registered with the administrator, no person shall engage in the business of making consumer credit sales or consumer leases.
WY Stat § 40-14-203 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 14 - Wyoming Uniform Consumer Credit Code|Article 2 - Credit Sales|Section 40-14-203 - Definitions.

40-14-203. Definitions.| (a) The following definitions apply to this act and appear in this article as follows:  (i) "Amount financed"-W.S. 40-14-211;  (ii) Repealed By Laws 2008, Ch. 116, § 2.  (iii) "Cash price"-W.S. 40-14-210;  (iv) "Consumer credit sale"-W.S. 40-14-204;  (v) "Consumer lease"-W.S. 40-14-206;  (vi) Repealed by Laws 2021, ch. 14, § 3.  (vii) Repealed By Laws 2008, Ch. 116, § 2.  (viii) "Credit service charge"-W.S. 40-14-209;  (ix) "Goods"-W.S. 40-14-205(a);  (x) "Home solicitation sale"-W.S. 40-14-251;  (xi) "Merchandise certificate"-W.S. 40-14-205(b);  (xii) "Precomputed"-W.S. 40-14-205(g);  (xiii) "Revolving charge account"-W.S. 40-14-208;  (xiv) "Sale of goods"-W.S. 40-14-205(d);  (xv) "Sale of an interest in land"-W.S. 40-14-205(f);  (xvi) "Sale of services"-W.S. 40-14-205(e);  (xvii) "Seller"-W.S. 40-14-207;  (xviii) "Services"-W.S. 40-14-205(c).
WY Stat § 40-14-204 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 14 - Wyoming Uniform Consumer Credit Code|Article 2 - Credit Sales|Section 40-14-204 - Definition of "Consumer Credit sale."

40-14-204. Definition of "consumer credit sale."| (a) Except as provided in subsection (b) of this section, "consumer credit sale" is a sale of goods, services or an interest in land in which:  (i) Credit is granted by a person who regularly engages as a seller in credit transactions of the same kind;  (ii) The buyer is a person other than an organization;  (iii) The goods, services or interest in land are purchased primarily for a personal, family or household purpose;  (iv) Either the debt is payable in installments or a credit service charge is made; and  (v) With respect to a sale of goods or services, the amount financed does not exceed seventy-five thousand dollars ($75,000.00).  (b) Unless the sale is made subject to this act by agreement pursuant to W.S. 40-14-256, "consumer credit sale" does not include:  (i) A sale in which the seller allows the buyer to purchase goods or services pursuant to a lender credit card or similar arrangement; or  (ii) A sale of an interest in land if the credit service charge does not exceed eighteen percent (18%) per year calculated according to the actuarial method on the unpaid balances of the amount financed on the assumption that the debt will be paid according to the agreed terms and will not be paid before the end of the agreed term, except as provided for disclosure and debtors' remedies in W.S. 40-14-520.  (c) Repealed by Laws 1981, ch. 147, § 2.
WY Stat § 40-14-205 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 14 - Wyoming Uniform Consumer Credit Code|Article 2 - Credit Sales|Section 40-14-205 - Additional Definitions.

40-14-205. Additional definitions.| (a) "Goods" includes a goods not in existence at the time the transaction is entered into and merchandise certificates, but excludes money, chattel paper, documents of title, and instruments.  (b) "Merchandise certificate" means a writing issued by a seller not redeemable in cash and usable in its face amount in lieu of cash in exchange for goods or services.  (c) "Services" includes:  (i) Work, labor, and other personal services;  (ii) Privileges with respect to transportation, hotel and restaurant accommodations, education, entertainment, recreation, physical culture, hospital accommodations, funerals, cemetery accommodations, and the like; and  (iii) Insurance provided by a person other than the insurer.  (d) "Sale of goods" includes any agreement in the form of a bailment or lease of goods if the bailee or lessee agrees to pay as compensation for use a sum substantially equivalent to or in excess of the aggregate value of the goods involved and it is agreed that the bailee or lessee will become, or for no other or a nominal consideration has the option to become, the owner of the goods upon full compliance with his obligations under the agreement.  (e) "Sale of services" means furnishing or agreeing to furnish services and includes making arrangements to have services furnished by another.  (f) "Sale of an interest in land" includes a lease in which the lessee has an option to purchase the interest and all or a substantial part of the rental or other payments previously made by him are applied to the purchase price.  (g) A sale, refinancing, or consolidation is "precomputed" if the debt is expressed as a sum comprising the amount financed and the amount of the credit service charge computed in advance.
WY Stat § 40-14-206 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 14 - Wyoming Uniform Consumer Credit Code|Article 2 - Credit Sales|Section 40-14-206 - Definition of "Consumer Lease".

40-14-206. Definition of "consumer lease".| (a) "Consumer lease" means a lease of goods:  (i) Which a lessor regularly engaged in the business of leasing makes to a person, other than an organization, who takes under the lease primarily for a personal, family or household purpose;  (ii) In which the amount payable under the lease does not exceed seventy-five thousand dollars ($75,000.00); and  (iii) Which is for a term exceeding four (4) months.  (b) "Consumer lease" does not include a lease made pursuant to a lender credit card or similar arrangement.
WY Stat § 40-14-207 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 14 - Wyoming Uniform Consumer Credit Code|Article 2 - Credit Sales|Section 40-14-207 - Definition of "Seller".

40-14-207. Definition of "seller".| Except as otherwise provided, "seller" includes an assignee of the seller's right to payment but use of the term does not in itself impose on an assignee any obligation of the seller with respect to events occurring before the assignment.
WY Stat § 40-14-208 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 14 - Wyoming Uniform Consumer Credit Code|Article 2 - Credit Sales|Section 40-14-208 - Definition of "Revolving Charge Account".

40-14-208. Definition of "revolving charge account".| (a) "Revolving charge account" means an arrangement between a seller and a buyer pursuant to which:  (i) The seller may permit the buyer to purchase goods or services on credit either from the seller or pursuant to a seller credit card;  (ii) The unpaid balances of amounts financed arising from purchases and the credit service and other appropriate charges are debited to an account;  (iii) A credit service charge if made is not precomputed but is computed on the outstanding unpaid balances of the buyer's account from time to time; and  (iv) Either the buyer has the privilege of paying in full or in installments or the seller periodically imposes charges computed on the account for delaying payment and permits the buyer to continue to purchase on credit.
WY Stat § 40-14-209 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 14 - Wyoming Uniform Consumer Credit Code|Article 2 - Credit Sales|Section 40-14-209 - Definition of "Credit Service Charge".

40-14-209. Definition of "credit service charge".| (a) "Credit service charge" means the sum of:  (i) All charges payable directly or indirectly by the buyer and imposed directly or indirectly by the seller as a condition of or an incident to the extension of credit, including any of the following types of charges which are applicable: time price differential, service, carrying or other charge however denominated, premium or other charge for any guarantee or insurance protecting the seller against the buyer's default or other credit loss; and  (ii) Charges incurred for investigating the collateral or credit-worthiness of the buyer or for commissions or brokerage for obtaining the credit, irrespective of the person to whom the charges are paid or payable, unless the seller had no notice of the charges when the credit was granted.  (b) Credit service charge does not include:  (i) Charges as a result of default;  (ii) Additional charges pursuant to W.S. 40-14-213;  (iii) Delinquency charges specified by W.S. 40-14-214;  (iv) Deferral charges pursuant to W.S. 40-14-215;  (v) A discount not in excess of five percent (5%) offered by a seller for purposes of inducing payment by cash, check or other means not involving the use of a seller or lender credit card, if the discount is offered to all prospective buyers and its availability is disclosed clearly and conspicuously in accordance with the federal Consumer Credit Protection Act, P.L. 90-321, 82 Stat. 146, 15 U.S.C. § 470 et seq.; or  (vi) Reasonable credit application fees whether or not credit is extended.
WY Stat § 40-14-210 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 14 - Wyoming Uniform Consumer Credit Code|Article 2 - Credit Sales|Section 40-14-210 - Definition of "Cash Price".

40-14-210. Definition of "cash price".| "Cash price" means the price at which the creditor offers, in the ordinary course of business, to sell for cash the property or services which are the subject of a consumer credit transaction. It may include the cash price of accessories or services related to the sale such as delivery, installation, alterations, modifications, and improvements, and may include taxes to the extent imposed on the cash sale, but shall not include any other charges of the types described in section 1026.4 of regulation Z of the federal Consumer Credit Protection Act.
WY Stat § 40-14-211 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 14 - Wyoming Uniform Consumer Credit Code|Article 2 - Credit Sales|Section 40-14-211 - Definition of "Amount Financed".

40-14-211. Definition of "amount financed".| (a) "Amount financed" means the total of the following items to the extent that payment is deferred:  (i) The cash price of the goods, services, or interest in land, less the amount of any down payment whether made in cash or in property traded in;  (ii) The amount actually paid or to be paid by the seller pursuant to an agreement with the buyer to discharge a security interest in or a lien on property traded in; and  (iii) If not included in the cash price:  (A) Any applicable sales, use, excise, or documentary stamp taxes;  (B) Amounts actually paid or to be paid by the seller for registration, certificate of title, or license fees; and  (C) Additional charges permitted by W.S. 40-14-213.