IN Code § 27-1-28-6 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 28. Independent Adjuster Licensing|27-1-28-6. Independent Adjuster

Sec. 6. (a) As used in this chapter, "independent adjuster" means a person, or an independent contractor or employee of a person, that:(1) contracts for compensation with insurers or self-insurers to investigate, negotiate, or settle property, casualty, or worker's compensation claims; and(2) for tax purposes is treated by the insurers or self-insurers in a manner consistent with treatment of an independent contractor rather than an employee under Title 26, Subtitle C of the Internal Revenue Code.(b) The term does not include the following:(1) An attorney who:(A) is admitted to practice in Indiana; and(B) acts in a professional capacity as an attorney.(2) A person employed solely to do any of the following:(A) Obtain facts surrounding a claim.(B) Furnish technical assistance to a licensed independent adjuster.(3) An individual:(A) who is an employee of:(i) an independent adjuster who is licensed under this chapter; or(ii) an affiliate of an independent adjuster who is licensed under this chapter;(B) who is supervised by:(i) an independent adjuster licensed under this chapter; or(ii) an insurance producer licensed under IC 27-1-15.6;who supervises not more than twenty-five (25) persons described in this subdivision; and(C) who is employed solely to:(i) collect claim information from insureds or claimants;(ii) furnish claim information to insureds or claimants; or(iii) perform data entry into an automated claims adjudication system.(4) An individual who is employed to investigate suspected fraudulent insurance claims, but who does not adjust losses or determine claim payments.(5) A person that:(A) performs only executive, administrative, managerial, or clerical duties; and(B) does not investigate, negotiate, or settle claims with policyholders, claimants, or legal representatives of policyholders or claimants.(6) A person that settles only reinsurance or subrogation claims.(7) An officer, director, manager, or employee of an authorized insurer, a managing general agent, a surplus lines insurer, a risk retention group, or an attorney in fact of a reciprocal insurer.(8) A manager of the United States branch of an alien insurer.(9) A person that investigates, negotiates, or settles life, accident and health, annuity, or disability insurance claims.(10) Under a self-insured arrangement, an individual who adjusts claims on behalf of the individual's employer.(11) A licensed insurance producer, an attorney in fact of a reciprocal insurer, or a managing general agent of an insurer to whom claim authority has been granted by the insurer.(12) A person that is authorized to adjust worker's compensation or disability claims under the authority of a third party administrator.(13) A person that investigates, negotiates, or settles crop insurance claims.(14) An individual who:(A) does not adjust losses or determine claim payments; and(B) is employed to use a specialized skill possessed by the individual to make a determination:(i) concerning an element of a claim; and(ii) that is used by an independent adjuster, or an adjuster who is directly employed by an insurer, in adjusting a loss or determining a claim payment.As added by P.L.11-2011, SEC.22.