reglab/housing_qa huggingface dataset:
WA Rev Code § 48.21.040 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.040 - "Blanket disability insurance" defined.

RCW 48.21.040 "Blanket disability insurance" defined.(1) Any policy or contract of disability insurance which conforms with the description and complies with the requirements contained in one of the following six paragraphs shall be deemed a blanket disability insurance policy:(a) A policy issued to any common carrier of passengers, which carrier shall be deemed the policyholder, covering a group defined as all persons who may become such passengers, and whereby such passengers shall be insured against loss or damage resulting from death or bodily injury either while, or as a result of, being such passengers.(b) A policy issued in the name of any volunteer fire department, first aid or ambulance squad or volunteer police organization, which shall be deemed the policyholder, and covering all the members of any such organization against loss from accidents resulting from hazards incidental to duties in connection with such organizations.(c) A policy issued in the name of any established organization whether incorporated or not, having community recognition and operated for the welfare of the community and its members and not for profit, which shall be deemed the policyholder, and covering all volunteer workers who serve without pecuniary compensation and the members of the organization, against loss from accidents occurring while engaged in the actual performance of duties on behalf of such organization or in the activities thereof.(d) A policy issued to an employer, who shall be deemed the policyholder, covering any group of employees defined by reference to exceptional hazards incident to such employment, insuring such employees against death or bodily injury resulting while, or from, being exposed to such exceptional hazards.(e) A policy covering students or employees issued to a college, school, or other institution of learning or to the head or principal thereof, who or which shall be deemed the policyholder.(f) A policy or contract issued to any other substantially similar group, which, in the commissioner's discretion, may be subject to the insurance of a blanket disability policy or contract.(2) Nothing contained in this section shall be deemed to affect the liability of policyholders for the death of, or injury to, any such members of such group.(3) Individual applications shall not be required from individuals covered under a blanket disability insurance contract.[ 1959 c 225 § 7; 1947 c 79 § .21.04; Rem. Supp. 1947 § 45.21.04.]
WA Rev Code § 48.21.047 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.047 - Requirements for plans offered to small employers—Definitions.

RCW 48.21.047 Requirements for plans offered to small employers—Definitions.(1) An insurer may not offer any health benefit plan to any small employer without complying with RCW 48.21.045(3).(2) Employers purchasing health plans provided through associations or through member-governed groups formed specifically for the purpose of purchasing health care are not small employers and the plans are not subject to RCW 48.21.045(3).(3) For purposes of this section, "health benefit plan," "health plan," and "small employer" mean the same as defined in RCW 48.43.005.(4) For purposes of this section, "census date" has the same meaning as defined in RCW 48.44.010.[ 2010 c 292 § 8; 2005 c 223 § 11; 1995 c 265 § 22.]NOTES:Application—2010 c 292: See note following RCW 48.43.005.Captions not law—Effective dates—Savings—Severability—1995 c 265: See notes following RCW 70.47.015.
WA Rev Code § 48.21.050 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.050 - Standard provisions required.

RCW 48.21.050 Standard provisions required.Every policy of group or blanket disability insurance shall contain in substance the provisions as set forth in RCW 48.21.060 to 48.21.090, inclusive, or provisions which in the opinion of the commissioner are more favorable to the individuals insured, or at least as favorable to such individuals and more favorable to the policyholder. No such policy of group or blanket disability insurance shall contain any provision relative to notice or proof of loss, or to the time for paying benefits, or to the time within which suit may be brought upon the policy, which in the opinion of the commissioner is less favorable to the individuals insured than would be permitted by the standard provisions required for individual disability insurance policies.[1947 c 79 § .21.05; Rem. Supp. 1947 § 45.21.05.]
WA Rev Code § 48.21.060 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.060 - The contract—Representations.

RCW 48.21.060 The contract—Representations.There shall be a provision that a copy of the application, if any, of the policyholder shall be attached to the policy when issued; that all statements made by the policyholder or by the individuals insured shall in the absence of fraud be deemed representations and not warranties, and that no statement made by any individual insured shall be used in any contest unless a copy of the instrument containing the statement is or has been furnished to such individual or to his or her beneficiary, if any.[ 2009 c 549 § 7102; 1947 c 79 § .21.06; Rem. Supp. 1947 § 45.21.06.]
WA Rev Code § 48.21.070 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.070 - Payment of premiums.

RCW 48.21.070 Payment of premiums.There shall be a provision that all premiums due under the policy shall be remitted by the employer or employers of the persons insured, by the policyholder, or by some other designated person acting on behalf of the association or group insured, to the insurer on or before the due date thereof with such period of grace as may be specified therein.[1947 c 79 § .21.07; Rem. Supp. 1947 § 45.21.07.]
WA Rev Code § 48.21.075 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.075 - Payment of premiums by employee in event of suspension of compensation due to labor dispute.

RCW 48.21.075 Payment of premiums by employee in event of suspension of compensation due to labor dispute.Any employee whose compensation includes group disability or blanket disability insurance providing health care services, the premiums for which are paid in full or in part by an employer including the state of Washington, its political subdivisions, or municipal corporations, or paid by payroll deduction, may pay the premiums as they become due directly to the policyholder whenever the employee's compensation is suspended or terminated directly or indirectly as the result of a strike, lockout, or other labor dispute, for a period not exceeding six months and at the rate and coverages as the policy provides. During that period of time the policy may not be altered or changed. Nothing in this section shall be deemed to impair the right of the insurer to make normal decreases or increases of the premium rate upon expiration and renewal of the policy, in accordance with the provisions of the policy. Thereafter, if such insurance coverage is no longer available, then the employee shall be given the opportunity to purchase an individual policy at a rate consistent with rates filed by the insurer with the commissioner. When the employee's compensation is so suspended or terminated, the employee shall be notified immediately by the policyholder in writing, by mail addressed to the address last on record with the policyholder, that the employee may pay the premiums to the policyholder as they become due as provided in this section.Payment of the premiums must be made when due or the insurance coverage may be terminated by the insurer.The provisions of any insurance policy contrary to provisions of this section are void and unenforceable after May 29, 1975.[ 1975 1st ex.s. c 117 § 1.]NOTES:Severability—1975 1st ex.s. c 117: "If any provision of this 1975 act, or its application to any person or circumstance is held invalid, the remainder of the act, or the application of the provision to other persons or circumstances is not affected." [ 1975 1st ex.s. c 117 § 4.]
WA Rev Code § 48.21.080 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.080 - Certificates of coverage.

RCW 48.21.080 Certificates of coverage.In group disability insurance policies there shall be a provision that the insurer shall issue to the employer, the policyholder, or other person or association in whose name such policy is issued, for delivery to each insured employee or member, a certificate setting forth in summary form a statement of the essential features of the insurance coverage, and to whom the benefits thereunder are payable described by name, relationship, or reference to the insurance records of the policyholder or insurer. If family members are insured, only one certificate need be issued for each family. This section shall not apply to blanket disability insurance policies.[ 1961 c 194 § 6; 1947 c 79 § .21.08; Rem. Supp. 1947 § 45.21.08.]
WA Rev Code § 48.21.090 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.090 - Age limitations.

RCW 48.21.090 Age limitations.There shall be a provision specifying the ages, if any there be, to which the insurance provided therein shall be limited; and the ages, if any there be, for which additional restrictions are placed on benefits, and the additional restrictions placed on the benefits at such ages.[1947 c 79 § .21.09; Rem. Supp. 1947 § 45.21.09.]
WA Rev Code § 48.21.100 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.100 - Examination and autopsy.

RCW 48.21.100 Examination and autopsy.There may be a provision that the insurer shall have the right and opportunity to examine the person of the insured employee, member or dependent when and so often as it may reasonably require during the pendency of claim under the policy and also the right and opportunity to make an autopsy in case of death where it is not prohibited by law.[1947 c 79 § .21.10; Rem. Supp. 1947 § 45.21.10.]
WA Rev Code § 48.21.110 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.110 - Payment of benefits.

RCW 48.21.110 Payment of benefits.The benefits payable under any policy or contract of group or blanket disability insurance shall be payable to the employee or other insured member of the group or to the beneficiary designated by him or her, other than the policyholder, employer or the association or any officer thereof as such, subject to provisions of the policy in the event there is no designated beneficiary as to all or any part of any sum payable at the death of the individual insured.The policy may provide that any hospital, medical, or surgical benefits thereunder may be made payable jointly to the insured employee or member and the person furnishing such hospital, medical, or surgical services.[ 2009 c 549 § 7103; 1955 c 303 § 17; 1947 c 79 § .21.11; Rem. Supp. 1947 § 45.21.11.]
WA Rev Code § 48.21.120 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.120 - Readjustment of premiums—Dividends.

RCW 48.21.120 Readjustment of premiums—Dividends.Any contract of group disability insurance may provide for the readjustment of the rate of premium based on the experience thereunder at the end of the first year or of any subsequent year of insurance thereunder, and such readjustment may be made retroactive only for such policy year. Any refund under any plan for readjustment of the rate of premium based on the experience under group policies heretofore or hereafter issued, and any dividend paid under such policies may be used to reduce the employer's share of the cost of the coverage, except that if the aggregate refunds or dividends under such group policy and any other group policy or contract issued to the policyholder exceed the aggregate contributions of the employer toward the cost of the coverages, such excess shall be applied by the policyholder for the sole benefit of insured employees.[1947 c 79 § .21.12; Rem. Supp. 1947 § 45.21.12.]
WA Rev Code § 48.21.125 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.125 - When injury caused by intoxication or use of narcotics.

RCW 48.21.125 When injury caused by intoxication or use of narcotics.An insurer may not deny coverage for the treatment of an injury solely because the injury was sustained as a consequence of the insured's being intoxicated or under the influence of a narcotic.[ 2004 c 112 § 3.]NOTES:Finding—Application—2004 c 112: See notes following RCW 48.20.385.
WA Rev Code § 48.21.130 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.130 - Podiatric medicine and surgery.

RCW 48.21.130 Podiatric medicine and surgery.Notwithstanding any provision of any group disability insurance contract or blanket disability insurance contract, benefits shall not be denied thereunder for any medical or surgical service performed by a holder of a license issued pursuant to chapter 18.22 RCW provided that (1) the service performed was within the lawful scope of such person's license, and (2) such contract would have provided benefits if such service had been performed by a holder of a license issued pursuant to chapter 18.71 RCW.[ 1963 c 87 § 2.]NOTES:Application—1963 c 87: Nonapplicability to prior contracts and certain renewals, see note following RCW 48.20.390.
WA Rev Code § 48.21.140 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.140 - Optometry.

RCW 48.21.140 Optometry.Notwithstanding any provision of any group disability insurance contract or blanket disability insurance contract, benefits shall not be denied thereunder for any eye care service rendered by a holder of a license issued pursuant to chapter 18.53 RCW, provided, that (1) the service rendered was within the lawful scope of such person's license, and (2) such contract would have provided the benefits for such service if rendered by a holder of a license issued pursuant to chapter 18.71 RCW.[ 1965 c 149 § 3.]NOTES:Construction—1965 c 149: Nonapplicability to prior contracts and certain renewals, see note following RCW 48.20.410.
WA Rev Code § 48.21.141 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.141 - Registered nurses or advanced registered nurses.

RCW 48.21.141 Registered nurses or advanced registered nurses.Notwithstanding any provision of any group disability insurance contract or blanket disability insurance contract as provided for in this chapter, benefits shall not be denied thereunder for any health service performed by a holder of a license for registered nursing practice or advanced registered nursing practice issued pursuant to chapter 18.79 RCW if (1) the service performed was within the lawful scope of such person's license, and (2) such contract would have provided benefits if such service had been performed by a holder of a license issued pursuant to chapter 18.71 RCW: PROVIDED, HOWEVER, That no provision of chapter 18.71 RCW shall be asserted to deny benefits under this section.The provisions of this section are intended to be remedial and procedural to the extent they do not impair the obligation of any existing contract.[ 1994 sp.s. c 9 § 730; 1973 1st ex.s. c 188 § 4.]NOTES:Severability—Headings and captions not law—Effective date—1994 sp.s. c 9: See RCW 18.79.900 through 18.79.902.Severability—1973 1st ex.s. c 188: See note following RCW 48.18.298.
WA Rev Code § 48.21.142 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.142 - Chiropractic.

RCW 48.21.142 Chiropractic.Notwithstanding any provision of any group disability insurance contract or blanket disability insurance contract as provided for in this chapter, benefits shall not be denied thereunder for any health service performed by a holder of a license issued pursuant to chapter 18.25 RCW if (1) the service performed was within the lawful scope of such person's license, and (2) such contract would have provided benefits if such service had been performed by a holder of a license issued pursuant to chapter 18.71 RCW: PROVIDED, HOWEVER, That no provision of chapter 18.71 RCW shall be asserted to deny benefits under this section.The provisions of this section are intended to be remedial and procedural to the extent they do not impair the obligation of any existing contract.[ 1971 ex.s. c 13 § 2.]
WA Rev Code § 48.21.144 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.144 - Psychological services.

RCW 48.21.144 Psychological services.Notwithstanding any provision of any group disability insurance contract or blanket disability insurance contract, benefits shall not be denied thereunder for any psychological service rendered by a holder of a license issued pursuant to chapter 18.83 RCW: PROVIDED, That (1) the service rendered was within the lawful scope of such person's license, and (2) such contract would have provided the benefits for such service if rendered by a holder of a license issued pursuant to chapter 18.71 RCW.[ 1971 ex.s. c 197 § 2.]NOTES:Application—1971 ex.s. c 197: See note following RCW 48.20.414.
WA Rev Code § 48.21.146 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.146 - Dentistry.

RCW 48.21.146 Dentistry.Notwithstanding any provision of any group disability insurance contract or blanket disability insurance contract as provided for in this chapter, benefits shall not be denied thereunder for any health service performed by a holder of a license issued pursuant to chapter 18.32 RCW if (1) the service performed was within the lawful scope of such person's license, and (2) such contract would have provided benefits if such service had been performed by a holder of a license issued pursuant to chapter 18.71 RCW: PROVIDED, HOWEVER, That no provision of chapter 18.71 RCW shall be asserted to deny benefits under this section.The provisions of this section are intended to be remedial and procedural to the extent they do not impair the obligation of any existing contract.[ 1974 ex.s. c 42 § 2.]
WA Rev Code § 48.21.147 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.147 - Dental services that are not subject to contract or provider agreement.

RCW 48.21.147 Dental services that are not subject to contract or provider agreement.(1) Notwithstanding any other provisions of law, no group disability insurance contract or blanket disability insurance contract of any disability insurer as provided for in this chapter subject to the jurisdiction of the state of Washington that covers any dental services, and no contract or participating provider agreement with a dentist may:(a) Require, directly or indirectly, that a dentist who is a participating provider provide services to a subscriber at a fee set by, or at a fee subject to the approval of, the disability insurer unless the dental services are covered services, including services that would be reimbursable but for the application of contractual limitations such as benefit maximums, deductibles, coinsurance, waiting periods, or frequency limitations, under the applicable group plan or disability insurance policy; nor(b) Prohibit, directly or indirectly, a dentist who is a participating provider from offering or providing to a subscriber dental services that are not covered services on any terms or conditions acceptable to the dentist and the subscriber.(2) For the purposes of this section, "covered services" means dental services that are reimbursable under the applicable insurance policy, group plan, or subscriber agreement or would be reimbursable but for the application of contractual limitations such as benefit maximums, deductibles, coinsurance, waiting periods or frequency limitations.[ 2010 c 228 § 2.]
WA Rev Code § 48.21.148 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.148 - Denturist services.

RCW 48.21.148 Denturist services.Notwithstanding any provision of any group disability insurance contract or blanket disability insurance contract covering dental care as provided for in this chapter, effective January 1, 1995, benefits shall not be denied thereunder for any service performed by a denturist licensed under chapter 18.30 RCW if (1) the service performed was within the lawful scope of such person's license, and (2) such contract would have provided benefits if such service had been performed by a dentist licensed under chapter 18.32 RCW.[ 1995 c 1 § 22 (Initiative Measure No. 607, approved November 8, 1994).]NOTES:Short title—1995 c 1 (Initiative Measure No. 607): See RCW 18.30.900.
WA Rev Code § 48.21.150 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.21 - Group and Blanket Disability Insurance.|48.21.150 - Dependent child coverage—Continuation for incapacity.

RCW 48.21.150 Dependent child coverage—Continuation for incapacity.Any group disability insurance contract or blanket disability insurance contract, providing health care services, delivered or issued for delivery in this state more than one hundred twenty days after August 11, 1969, which provides that coverage of a dependent child of an employee or other member of the covered group shall terminate upon attainment of the limiting age for dependent children specified in the contract shall also provide in substance that attainment of such limiting age shall not operate to terminate the coverage of such child while the child is and continues to be both (1) incapable of self-sustaining employment by reason of developmental or physical disability and (2) chiefly dependent upon the employee or member for support and maintenance, provided proof of such incapacity and dependency is furnished to the insurer by the employee or member within thirty-one days of the child's attainment of the limiting age and subsequently as may be required by the insurer, but not more frequently than annually after the two year period following the child's attainment of the limiting age.[ 2020 c 274 § 31; 1977 ex.s. c 80 § 32; 1969 ex.s. c 128 § 4.]NOTES:Purpose—Intent—Severability—1977 ex.s. c 80: See notes following RCW 4.16.190.