reglab/housing_qa huggingface dataset:
V.I. Code tit. 28, § 926 (2019)
2019 US Virgin Islands Code|Title 28 - Property|Chapter 33 - Condominium Act|§ 926. Actions

 Without limiting the rights of any apartment owner, actions may be brought by the manager or Board of Directors, in either case in the discretion of the Board of Directors, on behalf of two or more of the apartment owners, as their respective interest may appear, with respect to any cause of action relating to the common areas and facilities or more than one apartment. Service of process on two or more apartment owners in any action relating to the common areas and facilities or more than one apartment may be made on the person designated in the declaration to receive service of process.
V.I. Code tit. 28, § 927 (2019)
2019 US Virgin Islands Code|Title 28 - Property|Chapter 33 - Condominium Act|§ 927. Personal application

 (a) All apartment owners, tenants of such owners, employees of owners and tenants, or any other person that may in any manner use property or any part thereof submitted to the provisions of this chapter shall be subject to this chapter and to the declaration and bylaws of the Association of Apartment Owners adopted pursuant to the provisions of this chapter. (b) All agreements, decisions and determinations lawfully made by the Association of Apartment Owners in accordance with the voting percentage established in this chapter, the declaration of bylaws shall be deemed to be binding on all apartment owners.
V.I. Code tit. 28, § 1031 (2019)
2019 US Virgin Islands Code|Title 28 - Property|Chapter 35 - Mortgages|§ 1031. Discrimination in residential mortgage loans on basis of location of property or unimprovement

 (a) No lending institution doing business in this territory shall discriminate, on a basis that is arbitrary or unsupported by a reasonable analysis of the lending risks associated with a residential mortgage transaction, in the granting, withholding, extending, modifying or renewing, or in the fixing of the rates, terms, conditions or provisions of any residential mortgage loan or in any written application for a loan on residential real property to be occupied in whole or in part by the applicant and that is within the mortgagee's service area on the basis that such property is located within a specific neighborhood or geographic area or that such loan would be secured by unimproved real estate. (b) It shall not be a violation of this section if the residential mortgage loan is made pursuant to a specific public or private program, the purpose of which is to increase the availability of mortgage loans within a specific neighborhood or geographic area. (c) A mortgagee shall inform each applicant in writing of the specific reasons for any adverse action on an application for a mortgage loan or for an extension, modification, or renewal of a loan. If the reason for any adverse action taken by a mortgagee is based in whole or in part on the location or unimprovement of the collateral property, the mortgagee shall inform the applicant in writing of the estimated market value of the subject property on which it relied and the lending standards which it used in taking such adverse action. A mortgagee shall not be liable to any seller or agent of the seller of such property on account of the disclosure of the market value of such property estimated according to a reasonable appraisal rendered to the lender as part of the application process. (d) For the purposes of this section, adverse action means refusal either to grant financing at the terms and for the amount requested or to make a counter offer acceptable to the applicant. (e) Any person claiming to have been aggrieved as a result of a violation of this section may bring a civil action in Superior Court. Upon finding that a lending institution has committed a violation of this section, the court may award actual damages or punitive damages in the amount of five thousand dollars whichever is greater, but in no event less than two thousand five hundred dollars, and may, in its discretion, award court costs and attorney's fees.
V.I. Code tit. 28, § 1032 (2019)
2019 US Virgin Islands Code|Title 28 - Property|Chapter 35 - Mortgages|§ 1032. Mortgages and other instruments securing optional future advances

 (a) Any mortgage or other instrument given for the purpose of creating a lien on real property may, and when so expressed therein or when so expressed in a separate loan agreement specifically referred to therein and incorporated by reference (which loan agreement need not be recorded) shall, secure not only existing indebtedness, but also future advances, whether such advances are obligatory or to be made at the option of the lender, or otherwise, to the same extent as if such future advances were made on the date of the execution of such mortgage or other instrument, although there may be no advance made at the time of the execution of such mortgage or other instrument and although there may be no indebtedness outstanding at the time any advance is made. Such lien, as to third persons with or without the actual knowledge therein, shall be valid as to all such indebtedness as future advances from the time the mortgage or other instrument is recorded as provided by this title. The total amount of the indebtedness that may be so secured may decrease or increase from time to time, but the total unpaid balance so secured at any one time shall not exceed a maximum principal amount which must be specified in such mortgage or other instrument, plus interest thereon, service charges and any disbursements made for the payment of taxes, assessments, or insurance on the property covered by the lien, with interest on such disbursements. (b) Any such mortgage or other instrument, and all such existing indebtedness, future advances and disbursements thereunder, interest thereon, and service charges, shall have preference to and priority over any lien which is subsequent in time to the time such mortgage or other instrument is recorded as provided by this title. Nothing herein shall be construed to limit any agreement between the lender and the borrower as to the time period for the repayment of such existing indebtedness, future advances and disbursement, interest, and service charges.
V.I. Code tit. 29, § 201 (2019)
2019 US Virgin Islands Code|Title 29 - Public Planning and Development|Chapter 2 - Emergency Housing and Stimulation of Home Construction|§ 201. Findings and purpose

 The Legislature finds that there exists currently within the Virgin Islands a serious emergency with respect to the housing of a large number of persons and families, who, because of circumstances beyond their control, are being obliged to vacate premises rented by them for their homes and who are unable to find other housing accommodations. It is the objective of sections 201–205 of this title to provide relief for such persons and families through the provisions of emergency housing. The Legislature also finds that inasmuch as the problems of homelessness are best addressed by a collaborative effort to carry out the policies and priorities in conjunction with the non-profit, private and faith-based organizations that regularly serve these residents, it is the objective of sections 201 through 205 to: (1) plan and coordinate with the local and federal governments and non profit, private organizations activities and programs to assist homeless people and make policy changes to improve such assistance; (2) monitor and evaluate assistance to homeless persons provided by all levels of government and the private sector, with specific emphasis on emergency housing; (3) ensure that the necessary technical assistance is provided to help community and other organizations effectively assist homeless persons; and (4) disseminate information on federal resources available to assist the homeless population.
V.I. Code tit. 29, § 202 (2019)
2019 US Virgin Islands Code|Title 29 - Public Planning and Development|Chapter 2 - Emergency Housing and Stimulation of Home Construction|§ 202. Definitions

 As used in sections 201–205 of this title, “emergency housing” shall mean structures designed to provide decent, safe and sanitary living accommodations for persons and families in circumstances as described in section 201 of this title, and, in addition to buildings, shall include necessary equipment, sanitary facilities and services, water supply and utilities therefor. “Virgin Islands Interagency Council on Homelessness” means the non-profit council established in 2003, consistent with regulations promulgated by the Secretary of the U.S. Department of Human Services, whose members include the V.I. Solicitor General, Attorney General of the Virgin Islands, Commissioners of the Virgin Islands Department of Human Services and the Department of Labor, Executive Director of the Virgin Islands Housing Finance Authority, President of the Legislature, and representatives from the Virgin Islands hospitals, Senior Citizen Affairs, Veterans Affairs, American Red Cross, Catholic Charities, University of the Virgin Islands and others.
V.I. Code tit. 29, § 203 (2019)
2019 US Virgin Islands Code|Title 29 - Public Planning and Development|Chapter 2 - Emergency Housing and Stimulation of Home Construction|§ 203. Construction and maintenance of housing for dispossessed persons; construction on lands held in fee simple

 (a) The Virgin Islands Housing Finance Authority in conjunction with the V.I. Interagency Council on Homelessness and the Commissioner of the Department of Human Services shall cooperate in the preparation of plans, construction and maintenance of buildings, and administration of emergency housing to be made available for the accommodation of persons or families living in homes unfit for human habitation, or who are dispossessed from, or obliged to vacate premises in circumstances where: (1) such eviction is ordered by a court of competent jurisdiction; (2) the tenant voluntarily surrenders possession of the premises upon the request of the owner or person entitled to possession, and such eviction is ordered or request made upon lawfully recognized grounds other than those specified in sections 840(a)(3) and 840(a)(4) of Title 28; or, (3) the premises are ordered demolished or vacated in accordance with law by a governmental authority, department or agency authorized by law to so order. (b) In cases where the person or family referred to in subsection (a) of this section owns fee simple title to land on which a home may be constructed, provisions may be made, with the approval of the Governor for the construction or erection of an adequate building on said land, under the Emergency Housing Program to be paid for by said person or family in accordance with rules and regulations promulgated by the Governor which shall include such matters as financing, security, and other safeguards; Provided, That no building so constructed by the Government shall be sold for less than actual cost, including all necessary charges; And provided further, That a period not exceeding 25 years shall be allowed for full payment of the purchase price.
V.I. Code tit. 29, § 204 (2019)
2019 US Virgin Islands Code|Title 29 - Public Planning and Development|Chapter 2 - Emergency Housing and Stimulation of Home Construction|§ 204. Use or acquisition of lands and buildings

 For the purpose of providing sites for emergency housing under sections 201–205 of this title, the Governor is authorized to use any available lands or buildings owned by the Government of the United States Virgin Islands, not otherwise devoted to a public use, or to acquire by lease, purchase, exchange, donation, devise, or by the exercise of eminent domain, other lands or buildings for such purposes. The acquisition of land or buildings under the provision [sic] of this chapter is hereby declared to be for a public use.
V.I. Code tit. 29, § 205 (2019)
2019 US Virgin Islands Code|Title 29 - Public Planning and Development|Chapter 2 - Emergency Housing and Stimulation of Home Construction|§ 205. Rules and regulations

 The Governor shall cause to be issued, through the Executive Director of the Virgin Islands Housing Finance Authority in conjunction with the Virgin Islands Interagency Council on Homelessness and the Commissioner of the Department of Human Services, rules and regulations, not inconsistent with law or other rules and regulations, authorized by law, for carrying into effect the purposes of sections 201–205 of this title, including the establishment of standards of eligibility for admission to, and occupancy of, emergency housing, and rents and charges therefor and providing for ongoing analyses of the homeless population and an action plans that must be updated bi-annually which include specific projects, costs, and measurable results.
V.I. Code tit. 29, § 206 (2019)
2019 US Virgin Islands Code|Title 29 - Public Planning and Development|Chapter 2 - Emergency Housing and Stimulation of Home Construction|§ 206. Creation of Emergency Housing Fund

 There is hereby appropriated from any available balances in the General Fund of the Treasury of the Virgin Islands the sum of $150,000 which shall be transferred by the Governor out of the General Fund and deposited in the Special Fund in a Sub-Account to be known and designated as the “Emergency Housing Fund”.
V.I. Code tit. 29, § 207 (2019)
2019 US Virgin Islands Code|Title 29 - Public Planning and Development|Chapter 2 - Emergency Housing and Stimulation of Home Construction|§ 207. Use of Fund for emergency housing and stimulation of home construction

 Emergency Housing Fund shall be expended, in the discretion of the Governor: 1. for construction and operation of emergency housing as authorized in sections 201–205 of this title; and 2. for stimulation of private home construction through such programs or activities as the Governor may authorize and by such departments or agencies as he may designate. 3. for improvements, including but not limited to retaining walls, roadways, steps and terraces, landscaping and drainage, to housing developments under the jurisdiction of the Virgin Islands Housing Finance Authority as the Executive Director of the Authority may, in his discretion, determine.
V.I. Code tit. 29, § 208 (2019)
2019 US Virgin Islands Code|Title 29 - Public Planning and Development|Chapter 2 - Emergency Housing and Stimulation of Home Construction|§ 208. Deposit of rentals and other revenues in Fund; use

 All rentals or other revenues of the emergency housing program, and all collections resulting from activities for the stimulation of private home construction, shall be deposited in the Emergency Housing Fund and shall there be available for expenditure for the purposes of the Fund set forth in sections 206–209 of this title.
V.I. Code tit. 29, § 209a (2019)
2019 US Virgin Islands Code|Title 29 - Public Planning and Development|Chapter 2 - Emergency Housing and Stimulation of Home Construction|§ 209a. Eligibility for emergency housing

 In accordance with the standards prescribed in sections 209a-209h of this title, this Act, occupants of single-family emergency housing units shall be eligible for a first priority to purchase said units.
V.I. Code tit. 29, § 209b (2019)
2019 US Virgin Islands Code|Title 29 - Public Planning and Development|Chapter 2 - Emergency Housing and Stimulation of Home Construction|§ 209b. Certificates of eligibility

 Only those occupants who are issued certificates of eligibility shall be entitled to a first priority to purchase single-family housing units.
V.I. Code tit. 29, § 209c (2019)
2019 US Virgin Islands Code|Title 29 - Public Planning and Development|Chapter 2 - Emergency Housing and Stimulation of Home Construction|§ 209c. Review by Executive Director

 Before a certificate of eligibility shall be issued, the Executive Director of the Virgin Islands Housing Finance Authority in conjunction with the chairperson of the V.I. Interagency Council on Homelessness shall review the willingness of an occupant to purchase a single-family housing unit together with his ability to make the required payments.
V.I. Code tit. 29, § 209d (2019)
2019 US Virgin Islands Code|Title 29 - Public Planning and Development|Chapter 2 - Emergency Housing and Stimulation of Home Construction|§ 209d. Authority of Executive Director

 The Executive Director of the Virgin Islands Housing Finance Authority with the approval of the Governor is authorized with respect to the sale of emergency housing units: to issue certificates of eligibility as provided in sections 209a-209h of this title; to fix the purchase price which shall be fair and reasonable taking into consideration among other factors the cost of the land, the cost of construction and depreciation which has occurred; to apply the rents, paid by the eligible occupant on the unit that he is purchasing, to the purchase price; to issue rules and regulations to implement the purpose of sections 209a-209h of this title; to execute deeds of conveyance in accordance with the provisions of sections 209a-209h of this title.
V.I. Code tit. 29, § 209e (2019)
2019 US Virgin Islands Code|Title 29 - Public Planning and Development|Chapter 2 - Emergency Housing and Stimulation of Home Construction|§ 209e. Contract provisions

 (a) The purchaser shall have the option to purchase the premises for cash or by a promissory note secured by a first priority mortgage on the premises. (b) The Executive Director of the Virgin Islands Housing Finance Authority may insert in the deed customary provisions which he deems advisable, but every deed shall prohibit the lease, sublease, sale or transfer by gift, or otherwise, of the emergency housing unit for a period of 20 years from the date of the delivery of the deed without the prior written consent of the Executive Director of the Virgin Islands Housing Finance Authority. The restraints upon alienation contained in this subsection shall not be construed to apply to a devise or other transfer by operation of law brought about by reason of the death of the purchaser. (c) The first priority mortgage shall contain such provisions as the Executive Director of the Virgin Islands Housing Finance Authority deems necessary to protect the interests of the Government and shall contain the following minimum provisions: (1) A provision permitting payment of the balance due under the mortgage in equal monthly installments over a period not to exceed 20 years; and (2) A provision requiring the purchaser to pay interest at 4 percent per annum on the unpaid balance due under the mortgage; and (3) A provision requiring the purchaser to secure and assign to the Government of the United States Virgin Islands insurance against fire and windstorm in an amount equal to the original amount of the mortgage; and (4) A provision requiring the purchaser to maintain the premises in good repair; and (5) A provision requiring the purchaser to covenant against committing waste on the premises; and (6) A provision requiring the purchaser to covenant against permitting liens to attach to the premises; and (7) A provision permitting the Government of the United States Virgin Islands to enter and inspect the premises at all reasonable times but only for the purpose of insuring compliance with the terms of the mortgage; and (8) A provision permitting the Executive Director of the Virgin Islands Housing Finance Authority, with the approval of the Governor, to declare a moratorium of up to 3 months in payment due under the lease; and (9) A provision allowing prepayment of installments without penalty.
V.I. Code tit. 29, § 209f (2019)
2019 US Virgin Islands Code|Title 29 - Public Planning and Development|Chapter 2 - Emergency Housing and Stimulation of Home Construction|§ 209f. Restraints on alienation

 An eligible occupant may elect to purchase the premises for cash or at any time after the execution of a contract of lease with an option to purchase, but the deed of conveyance shall prohibit the lease, sublease, sale or transfer by gift, or otherwise, of the emergency housing unit for a period of 20 years from the date of the cash sale or the date of the execution of the contract of lease with option to purchase, as the case may be, without the prior written consent of the Executive Director of the Virgin Islands Housing Finance Authority. The restraints upon alienation contained in this subsection shall not be construed to apply to a devise or other transfer by operation of law brought about by reason of the death of the lessee or the purchaser.
V.I. Code tit. 29, § 209g (2019)
2019 US Virgin Islands Code|Title 29 - Public Planning and Development|Chapter 2 - Emergency Housing and Stimulation of Home Construction|§ 209g. Certification of available units

 No contracts shall be executed, nor shall any deeds be issued unless the Executive Director of the Virgin Islands Housing Finance Authority finds and certifies to the Governor that there are a sufficient number of multiple-family housing units available for the continued operation of the emergency housing programs.
V.I. Code tit. 29, § 209h (2019)
2019 US Virgin Islands Code|Title 29 - Public Planning and Development|Chapter 2 - Emergency Housing and Stimulation of Home Construction|§ 209h. Choice of units

 (a) [Repealed.] (b) Nothing contained in sections 209a-209h of this title shall be construed or interpreted to require the Commissioner in making an initial assignment under the emergency housing program to choose between assignment of an occupant to a single-family unit or assignment of an occupant to a multiple-family unit.
V.I. Code tit. 29, § 210 (2019)
2019 US Virgin Islands Code|Title 29 - Public Planning and Development|Chapter 2 - Emergency Housing and Stimulation of Home Construction|§ 210. Priority to purchase government housing

 Lessees of emergency housing under the provisions of this chapter shall be eligible for a first priority to purchase housing units in any Government-sponsored housing project wherein housing units are available for sale.
V.I. Code tit. 29, § 211 (2019)
2019 US Virgin Islands Code|Title 29 - Public Planning and Development|Chapter 2A - Housing for Elderly Persons|§ 211. Definitions

 As used in this chapter: “Housing for elderly persons” means multifamily rental accommodations and related facilities meeting the qualifying standards for FHA insured mortgages under the provisions of section 207 of the National Housing Act (12 U.S.C. sec. 1713) and regulations thereunder. “Non-profit corporation” shall mean a corporation organized under the provisions of chapter 3 of Title 13, and authorized to construct, establish, operate, administer, and lease or otherwise dispose of housing for elderly persons and related facilities.
V.I. Code tit. 29, § 212 (2019)
2019 US Virgin Islands Code|Title 29 - Public Planning and Development|Chapter 2A - Housing for Elderly Persons|§ 212. Contracts; lease and purchase agreements; guarantee of notes; payments

 The Governor of the Virgin Islands is hereby directed and authorized, on behalf of the Government of the United States Virgin Islands to: (a) Contract engineering and architectural services for the selection of sites, preparation of surveys and plans, and construction cost estimates for housing for elderly persons, and to make such plans, surveys and estimates available without cost to a non-profit corporation. (b) Enter into an agreement or agreements with a non-profit corporation for the lease and/or purchase of housing for elderly persons and related facilities, constructed or established by such non-profit corporation. (c) Guarantee payment of notes or other legal instruments executed by such non-profit corporation and required by the Federal Housing Commission in connection with a loan insured by the commission and made for the purpose of financing the construction of housing for elderly persons; and to make payments thereon in behalf of such a non-profit corporation on such terms and conditions and for such consideration as may be required by the Governor and accepted by the non-profit corporation.