reglab/housing_qa huggingface dataset:
Ohio Rev Code § 3924.73 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3924 | Small Employer Health Benefit Plans; Provision of Health Care Coverage|Section 3924.73 | Rights, Privileges, or Protections of Employees or Small Employers.

Effective: June 30, 1997|Latest Legislation:  House Bill 374 - 122nd General Assembly|(A) As used in this section:(1) "Health care insurer" means any person legally engaged in the business of providing sickness and accident insurance contracts in this state, a health insuring corporation organized under Chapter 1751. of the Revised Code, or any legal entity that is self-insured and provides health care benefits to its employees or members.(2) "Small employer" has the same meaning as in section 3924.01 of the Revised Code.(B)(1) Subject to division (B)(2) of this section, nothing in sections 3924.61 to 3924.74 of the Revised Code shall be construed to limit the rights, privileges, or protections of employees or small employers under sections 3924.01 to 3924.14 of the Revised Code.(2) If any account holder enrolls or applies to enroll in a policy or contract offered by a health care insurer providing sickness and accident coverage that is more comprehensive than, and has a deductible amount that is less than, the coverage and deductible amount of the policy under which the account holder currently is enrolled, the health care insurer to which the account holder applies may subject the account holder to the same medical review, waiting periods, and underwriting requirements to which the health care insurer generally subjects other enrollees or applicants, unless the account holder enrolls or applies to enroll during a designated period of open enrollment.
Ohio Rev Code § 3924.74 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3924 | Small Employer Health Benefit Plans; Provision of Health Care Coverage|Section 3924.74 | Coordination of Benefits.

Effective: October 1, 1996|Latest Legislation:  House Bill 179 - 121st General Assembly|The superintendent of insurance may include coordination of benefits regarding medical savings accounts in the rules on coordination of benefits adopted under section 3902.14 of the Revised Code.
Ohio Rev Code § 3925.01 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3925 | Domestic Insurance Companies Other Than Life|Section 3925.01 | Approval and Recording of Articles.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|The articles of incorporation of a company formed for the purpose of insurance, other than life insurance, must be forwarded to the secretary of state, who shall submit them to the attorney general for examination. If such articles are found by him to be in accordance with the constitution and laws of this state and of the United States, he shall certify and deliver them back to the secretary of state. He may reject any name or title of a company applied for when he deems it similar to one already appropriated, or likely to mislead the public.Upon the approval of the articles by the attorney general and the secretary of state, the latter shall cause them to be recorded and copied in the manner provided for life insurance companies, and a copy thereof to be deposited with the superintendent of insurance. He shall withhold from the company the certificate of authority if its name is so similar to that of any other company as to mislead the public.
Ohio Rev Code § 3925.02 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3925 | Domestic Insurance Companies Other Than Life|Section 3925.02 | Subscription to Stock.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|The persons named in the articles of incorporation of a company formed for the purpose of insurance other than life, or a majority of such persons, shall be commissioners to open books for the subscription of stock in the company, at such times and places as they deem proper, and shall keep the books open until the full amount specified in the articles is subscribed.
Ohio Rev Code § 3925.03 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3925 | Domestic Insurance Companies Other Than Life|Section 3925.03 | Election of Directors and Officers.

Effective: June 18, 2002|Latest Legislation:  Senate Bill 171 - 124th General Assembly|Within one month after the subscription books of a stock insurance company are filled, as provided in section 3925.02 of the Revised Code, and after the articles of incorporation of a stock insurance company are filed with the secretary of state, a majority of subscribers to the voting stock shall hold a meeting for the election of not less than five nor more than twenty-one directors. The number of directors may be increased or diminished between the same limits by amendment of the code of regulations or bylaws, if the number of directors is included in the code of regulations or bylaws of the company, or pursuant to a vote of the stockholders representing a majority of the stock voting, in person or by proxy, at a meeting, if the number of directors is included in the articles of incorporation of the company. No reduction in the number of directors shall of itself have the effect of shortening the term of any incumbent director. Each stockholder is entitled to one vote for each share of voting stock held. The directors of a stock insurance company shall choose, by ballot, a president, and also fill vacancies that arise in the board, or in the presidency of the company.
Ohio Rev Code § 3925.04 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3925 | Domestic Insurance Companies Other Than Life|Section 3925.04 | Other Officers - Bylaws and Regulations.

Effective: June 18, 2002|Latest Legislation:  Senate Bill 171 - 124th General Assembly|When convened at the office of the company, the board of directors elected or appointed as provided in section 3925.03 or 3941.05 of the Revised Code, or a majority of the board, may appoint a secretary and other officers or agents necessary for transacting its business, and may pay such salaries and take such securities as the board considers reasonable. The board may ordain and establish bylaws and a code of regulations, or make amendments to the bylaws or code of regulations previously adopted, not inconsistent with the constitution and laws of this state and of the United States, which appear necessary for regulating and conducting the business of the company. New bylaws or regulations shall not take effect until approved by the superintendent of insurance and until a copy thereof is filed in the superintendent's office. The board shall keep full and correct records of its transactions, which shall be open at all times to the inspection of the members or stockholders.
Ohio Rev Code § 3925.06 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3925 | Domestic Insurance Companies Other Than Life|Section 3925.06 | Additional Investments.

Effective: January 9, 1961|Latest Legislation:  House Bill 1 - 104th General Assembly|In addition to the investments provided by law, investments in any of the following securities are authorized investments for the capital and accumulations of insurance companies, both life and other than life, which are organized under the laws of this state, subject to the regulations governing other investments by such companies:(A) Any bonds issued by or for federal land banks and any debentures issued by or for federal intermediate credit banks under the act of congress known as the "Federal Farm Loan Act of 1916," 39 Stat. 360, 12 U.S.C.A. 641 and amendment thereto; any debentures issued by or for banks for cooperatives under the act of congress known as the "Farm Credit Act of 1933," 48 Stat. 257, 12 U.S.C.A. 131 and amendments thereto;(B) Notes, bonds, debentures, and other such obligations issued by the federal housing administrator;(C) Bonds issued under the "Home Owners' Loan Act of 1933," 48 Stat. 128, 12 U.S.C.A. 1461.
Ohio Rev Code § 3925.07 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3925 | Domestic Insurance Companies Other Than Life|Section 3925.07 | Deposit of Securities.

Effective: January 9, 1961|Latest Legislation:  House Bill 1 - 104th General Assembly|Whenever a deposit of securities is required from a domestic or foreign insurance company, either life or other than life, as a condition upon which such company may transact business in this state, the following securities may be deposited for that purpose in addition to other securities specified by law:(A) Any bonds issued by or for federal land banks and any debentures issued by or for federal intermediate credit banks under the act of congress known as the "Federal Farm Loan Act of 1916," 39 Stat. 360, 12 U.S.C.A. 641 and amendments thereto; any debentures issued by or for banks for cooperatives under the act of congress known as the "Farm Credit Act of 1933," 48 Stat. 257, 12 U.S.C.A. 131 and amendments thereto;(B) Notes, bonds, debentures, and other such obligations issued or insured by the federal housing administrator;(C) Notes secured by mortgages insured by the secretary of agriculture of the United States under Title I of "The Bankhead-Jones Farm Tenant Act," 50 Stat. 522, 7 U.S.C.A. 1000 as amended;(D) Bonds issued under the "Home Owners' Loan Act of 1933," 48 Stat. 128, 12 U.S.C.A. 1461.
Ohio Rev Code § 3925.081 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3925 | Domestic Insurance Companies Other Than Life|Section 3925.081 | Investing in Mortgage Related Securities.

Effective: January 31, 1992|Latest Legislation:  House Bill 490 - 119th General Assembly|(A) Any securities described in section 77r-1 of the "Secondary Mortgage Market Enhancement Act of 1984," 98 Stat. 1689, 15 U.S.C.A. 77r-1, shall be subject to all limitations prescribed in section 3925.08 of the Revised Code for investments not guaranteed by the full faith and credit of the United States.(B) Notwithstanding division (A) of this section, on and after August 8, 1991, a domestic insurance company other than life may invest in any of the following securities, subject to any applicable limitations contained in rules adopted by the superintendent of insurance:(1) Securities offered and sold pursuant to 15 U.S.C.A. section 77d(5);(2) Mortgage related securities described in 15 U.S.C.A. section 78c(a)(41);(3) Securities issued or guaranteed by the federal home loan mortgage corporation or the federal national mortgage association.
Ohio Rev Code § 3925.09 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3925 | Domestic Insurance Companies Other Than Life|Section 3925.09 | Limitations on Certain Investments.

Effective: January 1, 2021|Latest Legislation:  House Bill 339 - 133rd General Assembly|No insurance company shall own more than one fourth of the capital stock of a national bank, nor invest in or loan on the stocks and bonds, both included, of any railroad company, to an extent exceeding one fifth of its own capital and surplus, nor in the aggregate shall the investment in and loan on all railroad property exceed one fourth of its own capital and surplus. Not more than one half of its capital and surplus shall be loaned on mortgages of real estate, as provided in section 3925.05 of the Revised Code for the investment thereof, and not more than one tenth of the capital and surplus actually existing of such a company shall be invested in a single mortgage. The current market value of the evidences of indebtedness mentioned in this section, in which the accumulations or surplus money above the capital stock of an insurance company may be loaned or invested, must be at all times during the continuance of the loans at least twenty per cent more than the sum loaned thereon.
Ohio Rev Code § 3925.10 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3925 | Domestic Insurance Companies Other Than Life|Section 3925.10 | Liability of Directors.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|If an investment or loan is made by an insurance company in a manner not authorized by sections 3925.01 to 3925.34, inclusive, of the Revised Code, the directors who make or authorize such investment or loan shall be personally liable to the stockholders for any loss occasioned thereby.
Ohio Rev Code § 3925.101 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3925 | Domestic Insurance Companies Other Than Life|Section 3925.101 | Regulation of Foreign Branches of Domestic Companies.

Effective: September 23, 2008|Latest Legislation:  House Bill 562 - 127th General Assembly|With the approval of the superintendent of insurance, sections 3925.06 to 3925.09 and 3925.20 of the Revised Code shall not apply to a domestic insurance company that qualifies as a foreign country branch of a United States company that writes policies exclusively in countries other than the United States if those other countries have laws pertaining to insurance company investments and the foreign country branch is required to comply with those laws.
Ohio Rev Code § 3925.11 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3925 | Domestic Insurance Companies Other Than Life|Section 3925.11 | Examination of Company - Renewal of License.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|When an insurance company notifies the superintendent of insurance that sections 3925.01 to 3925.03, inclusive, of the Revised Code, have been complied with, he shall make an examination of its condition, and if he finds that the capital required of the company has been paid in and is possessed by it in money, or in stocks, bonds, and mortgages as required by sections 3925.05 and 3925.06 of the Revised Code, he shall so certify. The superintendent may cause such examination to be made by a disinterested person specially appointed by him for the purpose, who shall certify his finding to the superintendent under oath. The signers of the articles of incorporation, or the officers of the company, shall also certify, under oath, that the capital exhibited is its bona fide property. Such certificates shall be filed in the office of the superintendent. Thereupon the company shall file with the superintendent a certified copy of its articles of incorporation and the approval of the attorney general, and a copy of its bylaws and constitution.If the superintendent finds that the company is properly organized and has complied with the law entitling it to transact business and issue policies, and unless he also finds the name assumed by it so nearly similar to that of another company doing business in this state as to lead to confusion or uncertainty on the part of the public, he shall furnish the company with his license reciting that it has complied with the law and is entitled to transact the business authorized and described therein, which license shall be the authority of such company to commence business and issue policies.So long as such insurance company complies with the law, the superintendent, annually upon its application, shall renew such license, certified copies of which may be used in evidence for or against the company in all actions.
Ohio Rev Code § 3925.13 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3925 | Domestic Insurance Companies Other Than Life|Section 3925.13 | Annual Cash Premiums Collectible in Advance.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|Mutual fire insurance companies organized under sections 3925.01 to 3925.34, inclusive, of the Revised Code, may thereafter charge and collect in advance upon their policies a full annual premium in cash, but such policies shall not compel subscribers, insured or assured, to renew a policy or to pay a second or further annual or term premium.
Ohio Rev Code § 3925.14 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3925 | Domestic Insurance Companies Other Than Life|Section 3925.14 | Mutual Associations Excepted.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|Sections 3925.12 and 3925.13 of the Revised Code are not applicable to associations which are organized as provided by law for the mutual protection of their members against loss by fire.
Ohio Rev Code § 3925.15 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3925 | Domestic Insurance Companies Other Than Life|Section 3925.15 | Transfers of Stock.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|Transfers of stock may be made on the books of an insurance company by any shareholder, or his legal representative, subject to such reasonable restrictions as the directors of such company make in its bylaws.
Ohio Rev Code § 3925.16 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3925 | Domestic Insurance Companies Other Than Life|Section 3925.16 | Increase of Capital Stock.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|When, in the opinion of its directors, a company organized under sections 3925.01 to 3925.34, inclusive, of the Revised Code, requires an increased amount of capital, if such an increase is authorized by the holders of two thirds of the stock, said directors shall file with the secretary of state a certificate setting forth the amount of the desired increase. Thereafter the company may have the increased amount of capital fixed by such certificate. The examination of securities composing the capital stock thus increased shall be made as provided by section 3925.11 of the Revised Code for capital stock originally paid in.
Ohio Rev Code § 3925.17 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3925 | Domestic Insurance Companies Other Than Life|Section 3925.17 | Restriction on Dividends - Liability of Directors.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|No fire insurance company organized under a law of this state shall declare or pay any dividend which impairs its capital or capital stock, nor while its capital or capital stock is impaired, nor shall any such corporation declare or pay any dividend or make any distribution of assets to any of its stockholders, whether upon a reduction of the number of its shares or of its capital or capital stock, unless the value of its assets remaining after the payment of such dividend, or after such distribution of assets, is at least equal to the aggregate amount of its debts and liabilities including capital or capital stock.In case any such dividend is paid or any such distribution of assets made, the directors in whose administration the same is declared or made, except those who have caused their dissent therefrom to be entered upon the minutes of the directors' meetings at the time, or who were not present when such action was taken, shall be liable jointly and severally to such corporation, and to the creditors thereof, to the full amount of any loss sustained by such corporation or by its creditors by reason of such dividend or distribution.A dividend made contrary to this section shall subject the company which makes it to a forfeiture of its charter, and each stockholder who receives such dividend to a liability to the creditors of the company to the extent of the dividend received, besides any other penalties and punishments prescribed by law.
Ohio Rev Code § 3925.18 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3925 | Domestic Insurance Companies Other Than Life|Section 3925.18 | Scrip Dividends.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|Section 3925.17 of the Revised Code does not prevent the declaration of scrip dividends by participating or mutual insurance companies, but no such dividend shall be declared to an amount in excess of profits, or be paid except from profits, after reserving all sums provided in such section, including the whole amount of premiums on unexpired risks.As used in this section "profits" of a mutual insurance company are that portion of its cash funds not required for payment of losses and expenses nor set apart for any purpose required by law.
Ohio Rev Code § 3925.19 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3925 | Domestic Insurance Companies Other Than Life|Section 3925.19 | Accumulation of Permanent Fund.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|In its bylaws any insurance company organized under sections 3925.01 to 3925.34, inclusive, of the Revised Code, may provide for the accumulation of a permanent fund, by reserving a portion of its net profits, to be invested and be a reserve for the security of the insured. Such permanent fund in the sum determined by the board of directors shall be separate from such surplus as may be accumulated in the discretion of the company or its board of directors. The permanent fund accumulated shall be used for the payment of losses and expenses, whenever the cash funds of the company in excess of an amount equal to its liabilities are exhausted.
Ohio Rev Code § 3925.20 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3925 | Domestic Insurance Companies Other Than Life|Section 3925.20 | Authorized Real Estate Holdings.

Effective: May 13, 1980|Latest Legislation:  House Bill 729 - 113th General Assembly|No insurance company organized under Chapter 3925. of the Revised Code, shall purchase, hold, or convey real estate, except for the folowing purposes and in the following manner:(A) Real estate requisite for its convenient accommodation in the transaction of its business;(B) Real estate mortgaged to it in good faith, by way of security for loans previously contracted, or for money due;(C) Real estate conveyed to it in satisfaction of debts previously contracted in its legitimate business, or for money due;(D) Real estate purchased at sales upon judgment or mortgages obtained or made for such debts;(E) Real estate, or any interest in real estate, acquired or held by purchase, lease, or otherwise, as an investment for production of income or to be improved or developed for the production of income. An insurer shall not have at any one time more than ten per cent of its assets invested in real estate under this section. An insurer shall not have at any one time more than two per cent of its assets invested in any one real estate investment except with the prior approval of the superintendent of insurance. No investment in real estate to be used primarily for recreational, agricultural, or mining purposes shall be made under authority of this section.
Ohio Rev Code § 3925.21 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3925 | Domestic Insurance Companies Other Than Life|Section 3925.21 | Disposal of Real Estate.

Effective: May 13, 1980|Latest Legislation:  House Bill 729 - 113th General Assembly|Real estate acquired under division (B), (C), or (D) of section 3925.20 of the Revised Code shall be disposed of within two years after title to the real estate is acquired, unless the company determines to hold the real estate as an investment subject to the limits of individual and aggregate holdings under section 3925.20 of the Revised Code or unless the company procures a certificate from the superintendent of insurance that its interests will suffer materially by a forced sale of the real estate. The sale then may be postponed for such period as the superintendent directs in the certificate.
Ohio Rev Code § 3925.22 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3925 | Domestic Insurance Companies Other Than Life|Section 3925.22 | Restriction Against Debts.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|No mutual insurance company shall borrow money or create a debt, except for necessary office buildings, which is to continue beyond the period when an assessment may be collected and applied to the payment thereof, and no member of such a company shall be assessed for liabilities incurred prior to his membership.