reglab/housing_qa huggingface dataset:
36 OK Stat § 36-6146 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6146. Deposit required.

|A. A prepaid dental plan organization shall keep on deposit with the Insurance Commissioner cash certificates of deposit issued by solvent insured banks and trust companies in Oklahoma, or a combination of cash certificates or securities eligible for investment of capital funds, which have been approved by the Commissioner in the following amounts: |Number of membersDeposit5,000 or less$25,000.005,001 - 7,500$30,000.007,501 - 10,000$50,000.0010,001 - 15,000$75,000.0015,001 - 20,000$100,000.0020,001 - 25,000$125,000.0025,001 - 30,000$150,000.0030,001 - 40,000$175,000.0040,001 and above$200,000.00B. The deposit required by the provisions of subsection A of this section shall be held by the Commissioner in trust for the benefit and protection of persons covered by a prepaid dental plan and shall not be subject to attachment by any creditors of the prepaid dental organization or plan.C. Any securities required by the provisions of subsection A of this section, with the approval of the Commissioner, may be exchanged for similar securities or cash of equal amount. Interest on securities deposited shall be payable to the prepaid dental plan organization depositing such securities.D. An unpaid final judgment arising upon a membership coverage shall be a lien on the deposit held by the Commissioner, subject to execution after thirty (30) days from the entry of final judgment, unless the judgment is satisfied. If the deposit held by the Commissioner is reduced, the deposit shall be replenished within ninety (90) days by the prepaid dental plan organization.E. The deposit prescribed by the provisions of subsection A of this section shall not apply to a prepaid dental plan organization which is funded by the state, a political subdivision of the state, or the United States.F. Upon liquidation or dissolution of a prepaid dental plan organization and the satisfaction of all debts and liabilities of the organization, any balance remaining of the cash or securities deposit as prescribed in subsection A of this section together with any other assets of the prepaid dental plan organization shall be returned by the Commissioner to the prepaid dental plan organization.Added by Laws 1983, c. 66, § 6, eff. Nov. 1, 1983. Amended by Laws 2014, c. 275, § 18, eff. Nov. 1, 2014.
36 OK Stat § 36-6147 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6147. Financial reserve.

|A. A prepaid dental plan organization shall maintain, for protection of members, a financial reserve consisting of at least two percent (2%) of all prepaid charges collected from members for the prepaid dental plan, until said reserve totals Five Hundred Thousand Dollars ($500,000.00). This reserve shall be in addition to the deposit prescribed by Section 6 of this act. |B. The reserve prescribed by this section shall not apply with respect to a prepaid dental plan organization which is funded by the state, a political subdivision of the state, or the United States.Added by Laws 1983, c. 66, § 7, eff. Nov. 1, 1983.
36 OK Stat § 36-6148 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6148. Policy for membership coverage.

|A. Every member in a prepaid dental plan shall be issued a membership coverage policy by the prepaid dental plan organization. |B. No policy for membership coverage or amendment to said policy shall be issued or delivered to any person in this state until a copy of the policy for membership coverage or amendment to said policy has been filed with and approved by the Commissioner.C. A policy for membership coverage shall contain a statement of:1. The prepaid dental services or other benefits to which the member is entitled under the prepaid dental plan; and2. Any limitations of the services or benefits to be provided, including any deductible or co-payment feature; and3. Information as to how services may be obtained; and4. The obligation of the member for charges for the prepaid dental plan.D. Any member in a prepaid dental plan shall be free to select any licensed dental practitioner to provide dental services and prepayment or reimbursement determinations shall be made without regard to whether the provider is a participating or nonparticipating member of the plan. This provision shall be printed on the policy for membership coverage.E. Membership coverage shall contain no provisions or statements which are unjust, unfair, untrue, inequitable, misleading, deceptive, or which encourage misrepresentation as determined by the Commissioner.F. The Commissioner shall approve any policy of membership coverage if the requirements of this section are complied with and the prepaid dental plan, in the judgment of the Commissioner, is able to meet its financial obligations for the membership coverage. It shall be unlawful for a prepaid dental plan organization to issue a policy until approved. If the Commissioner does not disapprove any such policy within thirty (30) days after filing, said policy shall be deemed approved. If the Commissioner disapproves a policy of membership coverage, the Commissioner shall notify the prepaid dental plan organization, specifying the reasons for disapproval. The Commissioner shall grant a hearing on such disapproval within thirty (30) days after a request in writing for a hearing is received by the Commissioner from the prepaid dental plan organization.Added by Laws 1983, c. 66, § 8, eff. Nov. 1, 1983.
36 OK Stat § 36-6149 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6149. Annual business report.

|A. Each year on or before March 1, every prepaid dental plan organization shallfile with the Commissioner a report of the business activities of said organization for the preceding calendar year. This report shall be signed by at least two principal officers of the corporation and said signatures shall be notarized. |B. Said reports shall be on forms prescribed by the Commissioner and shall include:1. A financial statement of the organization, including a copy of the balance sheet and receipts and disbursements of the organization for the preceding year certified by an independent certified public accountant. The Commissioner may accept a full report of the most recent examination of a foreign prepaid dental plan, certified to by the appropriate examining official of another state; and2. Any material changes in the information required to be provided pursuant to Section 5 of this act; and3. The number of persons who have become members during the preceding year, the total number of members in the plan as of the end of the year, and the number of memberships terminated during the year; and4. The costs of all care provided and the number of members who received care pursuant to the provisions of the prepaid dental plan; and5. Such other information relating to the performance of the prepaid dental plan organization the Commissioner deems necessary to enable the Commissioner to carry out the duties prescribed by the Prepaid Dental Plan Act.Added by Laws 1983, c. 66, § 9, eff. Nov. 1, 1983.
36 OK Stat § 36-6150 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6150. Payment of taxes.

|A. Coincident with the filing of the annual report prescribed by Section 9 of this act, each prepaid dental plan organization shall pay to the State Treasurer through the Commissioner a tax for transacting a prepaid dental plan. The obligation shall be determined as follows: |1. If a domestic organization, two percent (2%) of prepaid net charges received from members in this state.2. If a foreign organization, two percent (2%) of prepaid net charges received from members in this state.B. An organization may offset this tax in whole or in part by payment of state corporate income tax, as provided for in Section 2355 of Title 68 of the Oklahoma Statutes. However, an organization shall not be able to carry over to a succeeding year any credit for paying corporate income tax not used during a year.Added by Laws 1983, c. 66, § 11, eff. Nov. 1, 1983.
36 OK Stat § 36-6151 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6151. Unfair trade practices and fraud.

|Article 12 of Title 36 of the Oklahoma Statutes relating to unfair trade practices and frauds shall apply to prepaid dental plan organizations, except to the extent the Commissioner may determine that particular provisions of said article shall not apply to prepaid dental plan organizations. |Added by Laws 1983, c. 66, § 11, eff. Nov. 1, 1983.
36 OK Stat § 36-6153 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6153. Examination of business affairs of prepaid dental plan organization.

|The Commissioner may conduct an examination of the business affairs of any prepaid dental plan organization as often as the Commissioner deems necessary for the protection of the interests of the people of this state. |Added by Laws 1983, c. 66, § 13, eff. Nov. 1, 1983.
36 OK Stat § 36-6155 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6155. Rehabilitation, liquidation, or conservation of prepaid dental plan organization.

|Any rehabilitation, liquidation, or conservation of a prepaid dental plan organization shall be conducted pursuant to the provisions for rehabilitation, liquidation, or conservation of an insurer provided for by Articles 18 and 19 of Title 36 of the Oklahoma Statutes. |Added by Laws 1983, c. 66, § 15, eff. Nov. 1, 1983.
36 OK Stat § 36-6156 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6156. Advertising or sales material.

|A. No advertising or sales material relating to a prepaid dental plan organization shall be issued or delivered to any person in this state until a copy of said material has been filed with and approved by the Commissioner. Within thirty (30) days after submission of said advertising or sales material, the Commissioner shall either approve the advertising or sales material, or shall disapprove it should he determine that in whole or in part said material is false, deceptive, or misleading. If the Commissioner disapproves any advertising or sales material he shall give written notification to the person who submitted the material. Thereafter, such advertising or sales material shall not be used by any person. Violation of the provisions of this subsection shall entitle the Commissioner in his discretion and without additional cause to withdraw approval of any membership coverage with respect to which said advertising or sales material is used. |B. Offers to sell prepaid dental insurance by advertising or publication of material by prepaid dental plan organizations or anyone acting on behalf of the organization to inform members and potential members of the plan as to the coverage offered by the plan and the operation of the organization shall not be a violation of any provisions of law relating to solicitation of customers or advertising by prepaid dental plan providers, if the advertising or sales material:1. is approved prior to use, by the Commissioner upon determination by the Commissioner that the advertising or sales material is not inaccurate, false, deceptive, or misleading; and2. does not identify the providers of dental services nor describe their professional qualifications, except upon the request of the member or potential member; and3. does not describe the professional experience or attainments of providers of dental services individually or as a group, or contain language that states, evaluates or lauds the professional competence, skills or reputations of such providers; and4. shall not cause any providers of dental services to violate any professional ethics or laws prohibiting the solicitation of patients.Added by Laws 1983, c. 66, § 16, eff. Nov. 1, 1983.
36 OK Stat § 36-6157 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6157. Rules and regulations.

|The Commissioner may adopt any rules and regulations necessary for the implementation and administration of the provisions of the Prepaid Dental Plan Act. |Added by Laws 1983, c. 66, § 17, eff. Nov. 1, 1983.
36 OK Stat § 36-6201 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6201. Short Title.

|This act may be cited as the "Insurance Adjusters Licensing Act." |Laws 1973, c. 178, § 1.
36 OK Stat § 36-6202 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6202. Definitions.

|As used in the Insurance Adjusters Licensing Act: |1. "Commissioner" means the Insurance Commissioner of the state or his or her lawfully authorized representative;2. "Adjuster" means either an insurance adjuster or a public adjuster;3. "Insurance adjuster" means any person, firm, association, company, or legal entity that acts in this state for an insurer, and that investigates claims, adjusts losses, negotiates claim settlements, or performs incidental duties arising pursuant to the provisions of insurance contracts on behalf of an insurer and includes:a."independent adjusters", meaning any insurance adjuster that suggests or presents to the insurance industry and public that said adjuster acts as an adjuster for a fee or other compensation, andb."company or staff adjusters", meaning adjusters who engage in the investigation, adjustment, and negotiation of claims as salaried employees of an insurer;4. "Public adjuster" means any person, firm, association, company, or corporation that suggests or presents to members of the public that said public adjuster represents the interests of an insured or third party for a fee or compensation. Public adjusters may investigate claims and negotiate losses to property only;5. "Insurer" means any authorized insurance company, corporation, reciprocal group, mutual group, underwriting association or bureau, or any combination thereof, writing or underwriting any insurance contracts;6. “Home state” means the District of Columbia and any state or territory of the United States in which the adjuster’s principal place of residence or principal place of business is located. If neither the state in which the adjuster maintains the principal place of residence nor the state in which the adjuster maintains the principal place of business has a licensing or examination requirement, the adjuster may declare another state which has an examination requirement and in which the adjuster is licensed to be the “home state”; and7. “Automated claims adjudication system” means a preprogrammed computer system designed for the collection, data entry, calculation and final resolution of consumer electronic products insurance claims which:a.may only be utilized by a licensed independent adjuster, licensed agent, or individuals supervised by a licensed independent adjuster or licensed agent,b.shall comply with all claims payment requirements of the Oklahoma Insurance Code, andc.shall be certified as compliant by a licensed independent adjuster.Added by Laws 1973, c. 178, § 2. Amended by Laws 1983, c. 129, § 1, eff. Nov. 1, 1983; Laws 1997, c. 418, § 113, eff. Nov. 1, 1997; Laws 2007, c. 125, § 23, eff. July 1, 2007; Laws 2011, c. 278, § 30, eff. Nov. 1, 2011.
36 OK Stat § 36-6203 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6203. Persons not deemed adjusters or required to obtain license.

|The definition of an insurance adjuster shall not be deemed to include, and a license as an insurance adjuster shall not be required of, the following: |1. A licensed agent or general agent of an insurer who processes undisputed or uncontested losses for the insurers solely pursuant to the provisions of policies issued by the agent, or his agency, if the agent or general agent receives no extra compensation for such services;2. A person engaged in investigating, adjusting, negotiating, or processing claims arising pursuant to the provisions of life insurance, annuity, or accident and health insurance contracts;3. A nonresident who occasionally is in this state to adjust a single loss or losses arising pursuant to the provisions of a policy of marine insurance;4. A salaried employee of a licensed insurer whose primary duties are not adjusting, investigating, or supervising insurance claims;5. A licensed attorney in the State of Oklahoma who adjusts insurance losses from time to time, incidental to the practice of law, and who does not advertise or represent that he is an adjuster;6. A person employed solely for the purpose of furnishing technical assistance to a licensed adjuster, including but not limited to photographers, appraisers, estimators, private detectives, engineers, handwriting experts, and attorneys-at-law;7. A person who performs clerical duties for a licensed insurer or organization that handles claims and who does not negotiate disputed or contested claims for the insurer or organization that handles claims;8. A nonresident insurance adjuster who is actively licensed in another state and who is in this state no more than once a year for the purpose of adjusting a single loss or who is acting as a temporary substitute for a licensed adjuster; or9. An individual who collects claim information from, or furnishes claim information to, insured customers or claimants, and who conducts data entry including entering data into an automated claims adjudication system, provided that the individual is an employee of a licensed independent adjuster or an affiliate where no more than twenty-five persons are under the supervision of one licensed independent adjuster or licensed agent. A licensed agent acting as a supervisor pursuant to this paragraph is not required to be licensed as an adjuster.Added by Laws 1973, c. 178, § 3. Amended by Laws 1983, c. 129, § 2, eff. Nov. 1, 1983; Laws 2009, c. 176, § 40, eff. Nov. 1, 2009; Laws 2011, c. 278, § 31, eff. Nov. 1, 2011; Laws 2019, c. 294, § 8, eff. Nov. 1, 2019.
36 OK Stat § 36-6205 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6205. Application for license - Nonresidents.

|A. Application for a license as an adjuster shall be made to the Insurance Commissioner upon forms prescribed and furnished by the Commissioner. As a part of and in connection with the application, the applicant shall furnish such information concerning the applicant's identity, personal history, business experience, business record and such other pertinent information which the Commissioner shall reasonably require. |B. Unless denied licensure pursuant to Section 6220 of this title, a nonresident applicant shall receive a nonresident adjuster license if:1. The applicant has passed an examination in the applicant’s home state or in another state in which the applicant is currently licensed and in good standing;2. The applicant is currently licensed and in good standing in the home state of the applicant;3. The applicant has submitted the proper request for licensure and has paid the fees required by Section 6212 of this title; and4. The applicant’s home state awards nonresident adjuster licenses to residents of this state on the same basis.C. If a nonresident applicant’s home state does not license or require an examination for an adjuster license, the adjuster may declare another state which has an examination requirement and in which the adjuster is licensed to be the home state. Should the applicant not hold an active adjuster license in his or her home state or declared home state, the applicant shall pass the adjuster examination of this state prior to receiving a nonresident adjuster license.D. An individual who is a resident of Canada shall not be licensed pursuant to the Insurance Adjusters Licensing Act nor designate this state as the individual's home state, unless the individual has successfully passed the adjuster examination and has complied with all applicable requirements of the Insurance Adjusters Licensing Act; except that any such applicant shall not be required to comply with paragraph 2 of subsection A of Section 6206 of this title or Section 6215 of this title.Added by Laws 1973, c. 178, § 5. Amended by Laws 1983, c. 129, § 4, eff. Nov. 1, 1983; Laws 1996, c. 246, § 13, eff. July 1, 1996; Laws 2007, c. 125, § 24, eff. July 1, 2007; Laws 2009, c. 176, § 42, eff. Nov. 1, 2009; Laws 2011, c. 278, § 32, eff. Nov. 1, 2011; Laws 2015, c. 297, § 1, eff. Nov. 1, 2015.
36 OK Stat § 36-6206 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6206. Evidence to be furnished for license - Certain personal information exempt from disclosure as public records - Mailing addresses.

|A. The Insurance Commissioner shall license as an adjuster only an individual who has fully complied with the provisions of the Insurance Adjusters Licensing Act, including the furnishing of evidence satisfactory to the Commissioner that the applicant: |1. Is at least eighteen (18) years of age;2. Is a bona fide resident of this state or is a resident of a state or country which permits adjusters who are residents of this state to act as adjusters in such other state or country;3. If a nonresident of the United States, has complied with all federal laws pertaining to employment and the transaction of business in the United States;4. Is a trustworthy person;5. Has had experience or special education or training of sufficient duration and extent with reference to the handling of loss claims pursuant to insurance contracts to make the applicant competent to fulfill the responsibilities of an adjuster;6. Has successfully passed an examination as required by the Commissioner within two (2) years prior to date of application, or has been exempted from examination, in accordance with the provisions of Section 6208 of this title; and7. If the application is for a public adjuster's license, the applicant has filed the bond required by Section 6214 of this title.B. Residence addresses and telephone listings, birth dates, and social security numbers for insurance adjusters and public adjusters on file with the Insurance Department are exempt from disclosure as public records. A separate business or mailing address as provided by the adjuster shall be considered a public record and upon request shall be disclosed. If an adjuster's residence and business address or residence and business telephone number are the same, such address or telephone number shall be considered a public record.C. The mailing address shall appear on all licenses of the licensee, and the licensee shall promptly notify the Insurance Commissioner within thirty (30) days of any change in legal name or preferred mailing address, physical business address, e-mail address, or physical residential address of the licensee. A change in legal name or address thirty (30) days after the change must include an administrative fee of Fifty Dollars ($50.00). Failure to provide acceptable notification of a change of legal name or address to the Insurance Commissioner within forty-five (45) days of the date the administrative fee is assessed will result in penalties pursuant to Section 6220 of this title.Added by Laws 1973, c. 178, § 6. Amended by Laws 1983, c. 129, § 5, eff. Nov. 1, 1983; Laws 1992, c. 261, § 3, eff. Sept. 1, 1992; Laws 1996, c. 246, § 14, eff. July 1, 1996; Laws 2007, c. 125, § 25, eff. July 1, 2007; Laws 2009, c. 176, § 43, eff. Nov. 1, 2009; Laws 2012, c. 44, § 13, eff. Nov. 1, 2012; Laws 2019, c. 294, § 9, eff. Nov. 1, 2019.
36 OK Stat § 36-6207 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6207. Insurance adjuster or public adjuster.

|A. The Commissioner may issue a license to an insurance adjuster or a public adjuster in accordance with the provisions of the Insurance Adjusters Licensing Act. |B. A firm, association, company, or corporation shall be licensed only as an adjuster. In the case of a firm each general partner and each other individual to act for the firm pursuant to the license, and in the case of a corporation, association, or company each individual to act for the corporation, association, or company pursuant to the license, shall be named in the license and shall qualify therefor as though an individual licensee. The Commissioner shall charge a full license fee for each firm, association, company, or corporation and a full additional license fee for each individual acting for the firm, association, company, or corporation.Amended by Laws 1983, c. 129, § 6, eff. Nov. 1, 1983.