reglab/housing_qa huggingface dataset:
GA Code § 33-34A-6 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 34A - Vehicle Protection Product Warranties|§ 33-34A-6. Conditions for Warranty Reimbursement Insurance Policies

 No warranty reimbursement insurance policy shall be issued, sold, or offered for sale in this state unless the policy meets the following conditions:    The policy states that the issuer of the policy will reimburse or pay on behalf of the vehicle protection product warrantor all covered sums which the warrantor is legally obligated to pay or will provide that all service that the warrantor is legally obligated to perform according to the warrantor's contractual obligations under the provisions of the insured warranties sold by the warrantor;   The policy states that in the event payment due under the terms of the warranty is not provided by the warrantor within 60 days after proof of loss has been filed according to the terms of the warranty by the warranty holder, the warranty holder may file directly with the warranty reimbursement insurance company for reimbursement;   The policy provides that a warranty reimbursement insurance company that insures a warranty shall be deemed to have received payment of the premium if the warranty holder paid for the vehicle protection product and insurer's liability under the policy shall not be reduced or relieved by a failure of the warrantor, for any reason, to report the issuance of a warranty to the insurer; and   The policy has the following provisions regarding cancellation of the policy:   The issuer of a reimbursement insurance policy shall not cancel such policy until a notice of cancellation in writing has been mailed or delivered to the Commissioner and each insured warrantor;   The cancellation of a reimbursement insurance policy shall not reduce the issuer's responsibility for vehicle protection products sold prior to the date of cancellation; and   In the event an insurer cancels a policy that a warrantor has filed with the Commissioner, the warrantor shall do either of the following:   File a copy of a new policy with the Commissioner, before the termination of the prior policy, provided that there is no lapse in coverage following the termination of the prior policy; or   Discontinue acting as a warrantor as of the termination date of the policy until a new policy becomes effective and is accepted by the Commissioner.         (Code 1981, §33-34A-6, enacted by Ga. L. 2003, p. 644, § 1.)
GA Code § 33-34A-7 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 34A - Vehicle Protection Product Warranties|§ 33-34A-7. Required Statements in Warranty; Required Information to Be Provided to Purchaser

  Every vehicle protection product warranty shall be written in clear, understandable language and shall be printed or typed in an easy-to-read point size and font and shall not be sold or offered for sale in the state unless the warranty:   Conspicuously states that the obligations of the warrantor to the warranty holder are guaranteed under a warranty reimbursement insurance policy;   Conspicuously states that in the event a warranty holder must make a claim against a party other than the warranty reimbursement insurance policy issuer, the warranty holder is entitled to make a direct claim against the insurer upon the failure of the warrantor to pay any claim or meet any obligation under the terms of the warranty within 60 days after proof of loss has been filed with the warrantor;   Conspicuously states the name and address of the issuer of the warranty reimbursement insurance policy. This information need not be preprinted on the warranty form but may be stamped on the warranty;   Identifies the warrantor, the seller, and the warranty holder;   Sets forth the total purchase price and the terms under which it is to be paid; however, the purchase price is not required to be preprinted on the vehicle protection product warranty and may be negotiated with the consumer at the time of sale;   Sets forth the procedure for making a claim, including a telephone number;   Conspicuously states the existence of a deductible amount, if any;   Specifies the payments or performance to be provided under the warranty including payments for incidental costs, the manner of calculation or determination of payments or performance, and any limitations, exceptions, or exclusions;   Sets forth the conditions on which substitution will be allowed;   Conspicuously sets forth all of the obligations and duties of the warranty holder such as the duty to protect against any further damage to the vehicle, the obligation to notify the warrantor in advance of any repair, or other similar requirements, if any;   Sets forth any terms, restrictions, or conditions governing transferability of the warranty, if any; and   Contains a disclosure that reads substantially as follows: "This agreement is a product warranty and is not insurance."     At the time of sale, the seller or warrantor shall provide to the purchaser:   A copy of the vehicle protection product warranty; or   A receipt or other written evidence of the purchase of the vehicle protection product and a copy of the warranty within 30 days of the date of purchase.       (Code 1981, §33-34A-7, enacted by Ga. L. 2003, p. 644, § 1.)
GA Code § 33-34A-8 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 34A - Vehicle Protection Product Warranties|§ 33-34A-8. Cancellation of Vehicle Protection Product; Written Notice of Cancellation

  No vehicle protection product may be sold or offered for sale in this state unless the vehicle protection product warranty clearly states the terms and conditions governing the cancellation of the sale and warranty, if any.   The warrantor may only cancel the warranty if the warranty holder does any of the following:   Fails to pay for the vehicle protection product;   Makes a material misrepresentation to the seller or warrantor;   Commits fraud; or   Substantially breaches the warranty holder's duties under the warranty.     A warrantor canceling a warranty shall mail written notice of cancellation to the warranty holder at the last address of the warranty holder in the warrantor's records at least 30 days prior to the effective date of the cancellation. The notice shall state the effective date of the cancellation and the reason for the cancellation.     (Code 1981, §33-34A-8, enacted by Ga. L. 2003, p. 644, § 1.)
GA Code § 33-34A-9 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 34A - Vehicle Protection Product Warranties|§ 33-34A-9. Prohibited Words in Product Contract; False or Misleading Statements Prohibited; Requiring as Condition for Loan Prohibited

  Unless licensed as an insurance company, a vehicle protection product warrantor shall not use in its name, contracts, or literature the words "insurance," "casualty," "surety," "mutual," or any other word that is descriptive of the insurance, casualty, or surety business or that is deceptively similar to the name or description of any insurance or surety corporation or any other vehicle protection product warrantor. A warrantor may use the term "guaranty" or a similar word in the warrantor's name.   A vehicle protection product warrantor shall not make, permit, or cause any false or misleading statements, either oral or written, in connection with the sale, offer to sell, or advertisement of a vehicle protection product.   A vehicle protection product warrantor shall not permit or cause the omission of any material statement in connection with the sale, offer to sell, or advertisement of a vehicle protection product, which under the circumstances should have been made in order to make the statements that were made not misleading.   A vehicle protection product warrantor shall not make, permit, or cause any false or misleading statements, either oral or written, about the performance required or payments that may be available under the vehicle protection product warranty.   A vehicle protection product warrantor shall not make, permit, or cause any statement or practice that has the effect of creating or maintaining a fraud.   A bank, savings and loan association, insurance company, or other lending institution shall not require the purchase of a vehicle protection product as a condition of a loan.   A vehicle protection product seller or warrantor may not require as a condition of sale or financing that a retail purchaser of a motor vehicle purchase a vehicle protection product that is not installed on the motor vehicle at the time of sale.     (Code 1981, §33-34A-9, enacted by Ga. L. 2003, p. 644, § 1.)   Cross references.   - Georgia Fair Lending Act, § 7-6A-1 et seq.
GA Code § 33-34A-10 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 34A - Vehicle Protection Product Warranties|§ 33-34A-10. Required Records; Period of Retention; Examination by Commissioner

  All vehicle protection product warrantors shall keep accurate accounts, books, and records concerning transactions regulated under this chapter.   A vehicle protection product warrantor's accounts, books, and records shall include:   Copies of all vehicle protection product warranties;   The name and address of each warranty holder; and   The dates, amounts, and descriptions of all receipts, claims, and expenditures.     A vehicle protection product warrantor shall retain all required accounts, books, and records pertaining to each warranty holder for at least two years after the specified period of coverage has expired. A warrantor discontinuing business in the state shall maintain its records until it furnishes the Commissioner satisfactory proof that is has discharged all obligations to warranty holders in this state.   Vehicle protection product warrantors shall make all accounts, books, and records concerning transactions regulated under this chapter available to the Commissioner for the purpose of examination.     (Code 1981, §33-34A-10, enacted by Ga. L. 2003, p. 644, § 1.)
GA Code § 33-34A-12 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 34A - Vehicle Protection Product Warranties|§ 33-34A-12. Adoption of Rules and Regulations

 The Commissioner shall adopt rules and regulations which include disclosures for the benefit of the warranty holder, record keeping, and procedures for public complaints.Such rules and regulations shall also include the conditions under which surplus lines insurers may be rejected for the purpose of underwriting vehicle protection product warranty agreements.    (Code 1981, §33-34A-12, enacted by Ga. L. 2003, p. 644, § 1; Ga. L. 2019, p. 386, § 115/SB 133.)    The 2019 amendment,  effective July 1, 2019, substituted "shall adopt rules and regulations which include" for "may adopt such administrative rules consistent with the provisions of this chapter as are necessary to implement them. Such rules and regulations shall include" near the beginning of this Code section.
GA Code § 33-34A-13 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 34A - Vehicle Protection Product Warranties|§ 33-34A-13. Applicability

 Repealed by Ga. L. 2019, p. 386, § 116/SB 133, effective July 1, 2019.   Editor's notes.   - Ga. L. 2020, p. 493, § 33/SB 429, effective July 29, 2020, part of an Act to revise, modernize, and correct the Code, deleted the reservation of this Code section.
GA Code § 33-35-1 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 35 - Prepaid Legal Services Plans|§ 33-35-1. Purposes of Chapter; Legislative Findings of Fact

  The purposes of this chapter are to provide for the registration of prepaid legal services plans, to promote access to quality legal services at the lowest possible price, and to regulate the development and operation of prepaid legal services plans; and it is the intention of the General Assembly that this chapter be interpreted as liberally as necessary to accomplish these purposes.   The General Assembly finds that insurers authorized to transact casualty, life, or accident and sickness insurance in this state are authorized to write policies for prepaid legal services.The General Assembly further finds that there exists no other specific framework within the insurance laws of this state designed to regulate prepaid legal services. Because of the interest of the state in the controlled development of new methods for providing legal services, exertion of the state's power is necessary for the protection of its citizens.    (Code 1933, § 56-3501, enacted by Ga. L. 1975, p. 1268, § 1; Ga. L. 1983, p. 748, § 1; Ga. L. 1990, p. 8, § 33; Ga. L. 2019, p. 386, § 117/SB 133.)    The 2019 amendment,  effective July 1, 2019, substituted "there exists no other" for "there presently exists no" near the middle of the second sentence of subsection (b).
GA Code § 33-35-2 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 35 - Prepaid Legal Services Plans|§ 33-35-2. Definitions

 As used in this chapter, the term:    "Advertising" means any communication, other than a solicitation, as defined in paragraph (5) of this Code section, to the public or any segment of the public by means of radio, television, newspaper, magazine, periodical, brochure, pamphlet, circular, or any other means, the apparent purpose or reasonable effect of which would be to convey information purporting to relate to or describe legal rights, legal services, attorneys, or prepaid legal services plans.   "Insurer" means an insurer authorized to transact casualty, life, or accident and sickness insurance in this state.   "Legal services" means any services normally provided by an attorney as well as the payment of court costs and related expenses incurred in the exercise of any right, but not including the payment of fines, penalties, judgments, or assessments.   "Prepaid legal services plan" or "plan" means any arrangement whereby responsibility is undertaken to provide, arrange for, pay for, or reimburse any part of the cost of any legal services for a consideration consisting in part of prepaid or periodic charges or dues.   "Solicitation" means any written or oral communication in person or by means of telephone, radio, television, newspaper, magazine, periodical, brochure, circular, or otherwise of any offer of coverage in a prepaid legal services plan, any invitation or request to enroll in a prepaid legal services plan, any attempt to obtain consideration for the coverage of a prepaid legal services plan, or any other device, the apparent purpose or reasonable effect of which would be to induce the recipient of such communication to enroll in or pay any consideration for the coverage provided by a prepaid legal services plan.   "Sponsor" means any person, group, or fraternal or benevolent organization, including but not limited to insurers; corporations; partnerships; trusts; labor, craft, or other unions; or other entities which establish or operate prepaid legal services plans.   "Subscriber" means any person who has been enrolled in a prepaid legal services plan and is entitled to receive the benefits provided in the plan.   "Subscription contract" means any contract signed by an authorized representative of a prepaid legal services plan and an individual or an authorized representative of his group or employer or labor union or other entity with which he is affiliated under which the individual becomes a subscriber to the plan.    (Code 1933, § 56-3503, enacted by Ga. L. 1975, p. 1268, § 1; Ga. L. 1983, p. 748, § 2; Ga. L. 1990, p. 8, § 33; Ga. L. 2019, p. 386, § 118/SB 133.)    The 2019 amendment,  effective July 1, 2019, deleted "or any corporation organized pursuant to Chapter 18 or 19 of this title" following "state" at the end of paragraph (2).
GA Code § 33-35-3 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 35 - Prepaid Legal Services Plans|§ 33-35-3. Benefits Excluded From Chapter Application

 This chapter shall not apply to the benefits available under automobile club membership contracts and automobile liability insurance policies which supply limited legal services or reimbursement for legal services in automobile related matters under certificates of authority issued by the Commissioner, to any legal aid or other legal services program for the indigent, or to any employer-employee legal services plan which is excluded from this chapter by the federal Employee Retirement Income Security Act of 1974.   (Code 1933, § 56-3503, enacted by Ga. L. 1975, p. 1268, § 1.)
GA Code § 33-35-4 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 35 - Prepaid Legal Services Plans|§ 33-35-4. Licenses Required for Sponsors of Prepaid Legal Services Plans; License Fee; Endorsement of Change of Address on License; Requirements as to Applications for Licenses Generally

  No person other than an insurer, as defined in paragraph (2) of Code Section 33-35-2, shall act as a sponsor or enter into any contract with an individual person or persons whereby such person or persons become subscribers to a prepaid legal services plan without first having obtained a license from the Commissioner to act as sponsor of prepaid legal services in this state.   The annual license fee shall be as provided in Code Section 33-8-1. The fee for the license shall be paid to the Commissioner for the use of the state on or before March 1 of each year.   Before any licensee changes his address, he shall return his license to the Commissioner who shall endorse the license, indicating the change.   The person to whom the license or the renewal of such license may be issued shall file sworn answers, subject to the penalties of perjury, to such interrogatories as the Commissioner may require. The Commissioner shall have authority at any time to require the applicant fully to disclose the identity of all stockholders, partners, officers, and employees; and he may in his discretion refuse to issue or renew a license in the name of any firm, partnership, or corporation if he is not satisfied that any officer, employee, stockholder, or partner of the firm, partnership, or corporation who may materially influence the applicant's conduct meets the standards of this chapter.    (Code 1933, § 56-3504, enacted by Ga. L. 1975, p. 1268, § 1; Ga. L. 1990, p. 8, § 33; Ga. L. 1992, p. 2725, § 28.)
GA Code § 33-35-5 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 35 - Prepaid Legal Services Plans|§ 33-35-5. Procedure for Issuance or Denial of Licenses Generally; Standards for Issuance or Renewal of Licenses Generally

  Upon the filing of an application and the payment of the license fee, the Commissioner shall make an investigation of each applicant and shall issue a license if he finds the applicant is qualified in accordance with this chapter. If the Commissioner does not so find, he shall within 90 days after he has received such application notify the applicant and, at the request of the applicant, give the applicant a full hearing.   The Commissioner shall issue or renew a license as may be applied for when he is satisfied that the person to be licensed:   Is competent and trustworthy and intends to act in good faith as a sponsor of prepaid legal services plans in this state;   Has a good business reputation and has had experience, training, or education so as to be qualified to act as a sponsor of prepaid legal services plans; and   If a corporation, is a corporation incorporated under the laws of this state or a foreign corporation authorized to transact business in this state.      (Code 1933, § 56-3505, enacted by Ga. L. 1975, p. 1268, § 1.)
GA Code § 33-35-6 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 35 - Prepaid Legal Services Plans|§ 33-35-6. Minimum Capital, Surplus, and Bond Requirements

 No license or renewal license under this chapter shall be issued to a sponsor other than an insurer as defined in paragraph (2) of Code Section 33-35-2, unless such sponsor:    Shall possess as minimum capital and thereafter maintain a minimum balance of at least $5,000.00 in its capital accounts as shown in its annual report to the Commissioner; provided, however, that the Commissioner shall in his discretion require such higher amounts of capital as he deems necessary for the protection of the public;   Shall deposit with the Commissioner securities acceptable to the Commissioner in the amount of $25,000.00 or shall file with the Commissioner a bond to be approved by the Commissioner and made payable to the Commissioner or his successors in office, which bond is executed by such applicant as principal and by a corporate surety authorized to do business in this state in the penal sum of $25,000.00, conditioned that the sponsor will conduct his business in accordance with this chapter and the laws of this state and that the sponsor will properly account for all moneys collected in connection therewith. The bond shall remain in full force and effect until the surety is released from liability by the Commissioner or until the bond is canceled by the surety and the bond shall not be canceled or terminated unless prior to the cancellation or termination 30 days' written notice is filed with the Commissioner; and   Shall maintain such minimum surplus as the Commissioner may require, which shall be at least 25 percent of its anticipated income over a two-year period calculated on the basis of estimates of premium writings for two-year and five-year periods which shall be filed with the Commissioner as a part of the sponsors' rate filing required under Code Section 33-35-11.    (Code 1933, § 56-3512, enacted by Ga. L. 1975, p. 1268, § 1.)
GA Code § 33-35-7 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 35 - Prepaid Legal Services Plans|§ 33-35-7. Grounds and Procedure for Revocation, Suspension, or Refusal to Renew Licenses; Imposition of Probation or Fine; Review

  The Commissioner may revoke, suspend, or refuse to renew the license of any sponsor when and if, after investigation, the Commissioner finds that:   Any license issued to the sponsor was obtained by fraud;   There was any misrepresentation in the application for the license;   The sponsor has otherwise shown itself untrustworthy or incompetent to act as a sponsor;   The sponsor has violated any of the provisions of this chapter or of the rules and regulations of the Commissioner;   The sponsor has misappropriated, converted, illegally withheld, or refused to pay over upon proper demand any moneys entrusted to the sponsor in its fiduciary capacity belonging to an insurer or insured; or   The sponsor is found to be in an unsound condition or in such condition as to render the future transaction of business in this state hazardous to the public.     Before the Commissioner shall revoke, suspend, or refuse to renew the license of any sponsor, he shall give to that person an opportunity to be heard fully and to introduce evidence in his behalf.   In lieu of revoking, suspending, or refusing to renew the license for any of the causes enumerated in subsection (a) of this Code section, after hearing as provided in this subsection the Commissioner may place the sponsor on probation for a period of time not to exceed one year or may fine the sponsor not more than $2,000.00 for each offense, or do both, when, in the Commissioner's judgment he or she finds that the public interest would not be harmed by the continued operation of the sponsor.The amount of any penalty shall be paid by such sponsor to the Commissioner for the use of the state.   At any hearing provided by this Code section, the Commissioner shall have authority to administer oaths to witnesses. Anyone testifying falsely after having been administered the oath shall be subject to the penalty of perjury.   Any action of the Commissioner taken pursuant to this Code section shall be subject to such review as may be provided in Chapter 2 of this title.    (Code 1933, § 56-3506, enacted by Ga. L. 1975, p. 1268, § 1; Ga. L. 2019, p. 386, § 119/SB 133.)    The 2019 amendment,  effective July 1, 2019, in subsection (c), in the first sentence, substituted "$2,000.00" for "$1,000.00" and substituted "in the Commissioner's judgment he or she finds" for "in his judgment he finds".