MS Code § 75-9-109 (2020)
2020 Mississippi Code|Title 75 - Regulation of Trade, Commerce and Investments|Chapter 9 - Uniform Commercial Code-Secured Transactions|Part 1 - . General Provisions|Subpart 2 - Applicability of Article|§ 75-9-109. Scope

 Except as otherwise provided in subsections (c) and (d), this article applies to:    A transaction, regardless of its form, that creates a security interest in personal property or fixtures by contract;   An agricultural lien;   A sale of accounts, chattel paper, payment intangibles, or promissory notes;   A consignment;   A security interest arising under Section 75-2-401, 75-2-505, 75-2-711(3), or 75-2A-508(5), as provided in Section 75-9-110; and   A security interest arising under Section 75-4-210 or 75-5-118.   An assignment of a single account, payment intangible, or promissory note to an assignee in full or partial satisfaction of a preexisting indebtedness;   A transfer of an interest in or an assignment of a claim under a policy of insurance, other than an assignment by or to a health-care provider of a health-care-insurance receivable and any subsequent assignment of the right to payment, but Sections 75-9-315 and 75-9-322 apply with respect to proceeds and priorities in proceeds;   An assignment of a right represented by a judgment, other than a judgment taken on a right to payment that was collateral;   A right of recoupment or set-off, but:   The creation or transfer of an interest in or lien on real property, including a lease or rents thereunder, except to the extent that provision is made for:   An assignment of a claim arising in tort, other than a commercial tort claim, but Sections 75-9-315 and 75-9-322 apply with respect to proceeds and priorities in proceeds; or   To a transfer by this state or a governmental unit of this state.    The application of this article to a security interest in a secured obligation is not affected by the fact that the obligation is itself secured by a transaction or interest to which this article does not apply.   This article does not apply to the extent that:   A statute, regulation, or treaty of the United States preempts this article;   A statute of another state, a foreign country, or a governmental unit of another state or a foreign country, other than a statute generally applicable to security interests, expressly governs creation, perfection, priority, or enforcement of a security interest created by the state, country, or governmental unit; or   The rights of a transferee beneficiary or nominated person under a letter of credit are independent and superior under Section 75-5-114.   This article does not apply to:   A landlord's lien, other than an agricultural lien;   A lien, other than an agricultural lien, given by statute or other rule of law for services or materials, but Section 75-9-333 applies with respect to priority of the lien;   An assignment of a claim for wages, salary, or other compensation of an employee;   A sale of accounts, chattel paper, payment intangibles, or promissory notes as part of a sale of the business out of which they arose;   An assignment of accounts, chattel paper, payment intangibles, or promissory notes which is for the purpose of collection only;   An assignment of a right to payment under a contract to an assignee that is also obligated to perform under the contract;   Section 75-9-340 applies with respect to the effectiveness of rights of recoupment or set-off against deposit accounts; and   Section 75-9-404 applies with respect to defenses or claims of an account debtor;   Liens on real property in Sections 75-9-203 and 75-9-308;   Fixtures in Section 75-9-334;   Fixture filings in Sections 75-9-501, 75-9-502, 75-9-512, 75-9-516, and 75-9-519; and   Security agreements covering personal and real property in Section 75-9-604;