reglab/housing_qa huggingface dataset:
MI Comp L § 500.3121 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3121 - Liability for Accidental Damage to Tangible Property.

500.3121 Liability for accidental damage to tangible property. Sec. 3121.  (1) Under property protection insurance an insurer is liable to pay benefits for accidental damage to tangible property arising out of the ownership, operation, maintenance, or use of a motor vehicle as a motor vehicle subject to the provisions of this section and sections 3123, 3125, and 3127. However, accidental damage to tangible property does not include accidental damage to tangible property, other than the insured motor vehicle, that occurs within the course of a business of repairing, servicing, or otherwise maintaining motor vehicles.   (2) Property protection insurance benefits are due under the conditions stated in this chapter without regard to fault.  (3) Damage to tangible property consists of physical injury to or destruction of the property and loss of use of the property so injured or destroyed.  (4) Damage to tangible property is accidental, as to a person claiming property protection insurance benefits, unless it is suffered or caused intentionally by the claimant. Even though a person knows that damage to tangible property is substantially certain to be caused by his or her act or omission, he or she does not cause or suffer such damage intentionally if he or she acts or refrains from acting for the purpose of averting injury to any person, including himself or herself, or for the purpose of averting damage to tangible property.   (5) Property protection insurance benefits consist of the lesser of reasonable repair costs or replacement costs less depreciation and, if applicable, the value of loss of use. However, property protection insurance benefits paid under 1 policy for damage to all tangible property arising from 1 accident shall not exceed $1,000,000.00.  History: Add. 1972, Act 294, Eff. Mar. 30, 1973 ;-- Am. 1993, Act 290, Imd. Eff. Dec. 28, 1993 Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3123 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3123 - Exclusions From Property Protection Insurance Benefits.

500.3123 Exclusions from property protection insurance benefits. Sec. 3123.  (1) Damage to the following kinds of property is excluded from property protection insurance benefits:  (a) Vehicles and their contents, including trailers, operated or designed for operation upon a public highway by power other than muscular power, unless the vehicle is parked in a manner as not to cause unreasonable risk of the damage which occurred.  (b) Property owned by a person named in a property protection insurance policy, the person's spouse or a relative of either domiciled in the same household, if the person named, the person's spouse, or the relative was the owner, registrant, or operator of a vehicle involved in the motor vehicle accident out of which the property damage arose.  (2) Property protection insurance benefits are not payable for property damage arising from motor vehicle accidents occurring outside the state.  (3) Property protection insurance benefits are not payable for property damage to utility transmission lines, wires, or cables arising from the failure of a municipality, utility company, or cable television company to comply with the requirements of section 16 of Act No. 368 of the Public Acts of 1925, being section 247.186 of the Michigan Compiled Laws. History: Add. 1972, Act 294, Eff. Mar. 30, 1973 ;-- Am. 1978, Act 65, Imd. Eff. Mar. 14, 1978 Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3125 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3125 - Priorities in Claiming Property Protection Benefits.

500.3125 Priorities in claiming property protection benefits. Sec. 3125.  A person suffering accidental property damage shall claim property protection insurance benefits from insurers in the following order of priority: insurers of owners or registrants of vehicles involved in the accident; and insurers of operators of vehicles involved in the accident. History: Add. 1972, Act 294, Eff. Mar. 30, 1973 Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3127 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3127 - Distribution of Loss, Reimbursement, and Indemnification Among Property Protection Insurers.

500.3127 Distribution of loss, reimbursement, and indemnification among property protection insurers. Sec. 3127.  The provisions for distribution of loss and for reimbursement and indemnification among personal protection insurers as set forth in subsection (2) of section 3115 and in section 3116 also applies to property protection insurers. History: Add. 1972, Act 294, Eff. Mar. 30, 1973 Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3131 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3131 - Residual Liability Insurance; Coverage.

500.3131 Residual liability insurance; coverage. Sec. 3131.  (1) Residual liability insurance shall cover bodily injury and property damage which occurs within the United States, its territories and possessions, or in Canada. This insurance shall afford coverage equivalent to that required as evidence of automobile liability insurance under the financial responsibility laws of the place in which the injury or damage occurs. In this state this insurance shall afford coverage for automobile liability retained by section 3135.  (2) This section shall not require coverage in this state other than that required by section 3009(1). This section shall apply to all insurance contracts in force as of October 1, 1973, or entered into after that date. History: Add. 1972, Act 294, Eff. Mar. 30, 1973 ;-- Am. 1978, Act 460, Imd. Eff. Oct. 16, 1978 Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3136 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3136 - Tort Liability for Damage to Tangible Property From 1 Accident in Excess of Limit Under MCL 500.3121.

500.3136 Tort liability for damage to tangible property from 1 accident in excess of limit under MCL 500.3121.Sec. 3136.  (1) In addition to the exceptions expressed in section 3135, the abolition of tort liability under that section does not apply to damage to tangible property arising from 1 accident in excess of the limit in section 3121 for which liability insurance required by federal statute or regulation is in effect.  (2) The exception provided by subsection (1) is limited to the amount of the applicable limit under the insurance policy in effect less the limit under section 3121 or $4,000,000.00 in excess of the limit under section 3121, whichever is less. History: Add. 2018, Act 677, Eff. Mar. 29, 2019 Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3141 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3141 - Notice of Accident.

500.3141 Notice of accident. Sec. 3141.  An insurer may require written notice to be given as soon as practicable after an accident involving a motor vehicle with respect to which the policy affords the security required by this chapter. History: Add. 1972, Act 294, Eff. Mar. 30, 1973 Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3142 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3142 - Personal Protection Insurance Benefits Payable as Loss Accrues; Overdue Benefits; Interest.

500.3142 Personal protection insurance benefits payable as loss accrues; overdue benefits; interest.Sec. 3142.  (1) Personal protection insurance benefits are payable as loss accrues.  (2) Subject to subsection (3), personal protection insurance benefits are overdue if not paid within 30 days after an insurer receives reasonable proof of the fact and of the amount of loss sustained. Subject to subsection (3), if reasonable proof is not supplied as to the entire claim, the amount supported by reasonable proof is overdue if not paid within 30 days after the proof is received by the insurer. Subject to subsection (3), any part of the remainder of the claim that is later supported by reasonable proof is overdue if not paid within 30 days after the proof is received by the insurer. For the purpose of calculating the extent to which benefits are overdue, payment must be treated as made on the date a draft or other valid instrument was placed in the United States mail in a properly addressed, postpaid envelope, or, if not so posted, on the date of delivery.  (3) For personal protection insurance benefits under section 3107(1)(a), if a bill for the product, service, accommodations, or training is not provided to the insurer within 90 days after the product, service, accommodations, or training is provided, the insurer has 60 days in addition to 30 days provided under subsection (2) to pay before the benefits are overdue.  (4) An overdue payment bears simple interest at the rate of 12% per annum. History: Add. 1972, Act 294, Eff. Mar. 30, 1973 ;-- Am. 2019, Act 21, Imd. Eff. June 11, 2019 Compiler's Notes: Act 143 of 1993, which amended this section, was submitted to the people by referendum petition (as Proposal C) and rejected by a majority of the votes cast at the November 8, 1994, general election.Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3143 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3143 - Assignment of Right to Future Benefits Void.

500.3143 Assignment of right to future benefits void. Sec. 3143.  An agreement for assignment of a right to benefits payable in the future is void. History: Add. 1972, Act 294, Eff. Mar. 30, 1973 Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3145 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3145 - Limitation of Actions for Recovery of Personal or Property Protection Insurance Benefits; Period of Limitations; Tolling; Notice of Injury.

500.3145 Limitation of actions for recovery of personal or property protection insurance benefits; period of limitations; tolling; notice of injury.Sec. 3145.  (1) An action for recovery of personal protection insurance benefits payable under this chapter for an accidental bodily injury may not be commenced later than 1 year after the date of the accident that caused the injury unless written notice of injury as provided in subsection (4) has been given to the insurer within 1 year after the accident or unless the insurer has previously made a payment of personal protection insurance benefits for the injury.   (2) Subject to subsection (3), if the notice has been given or a payment has been made, the action may be commenced at any time within 1 year after the most recent allowable expense, work loss, or survivor's loss has been incurred. However, the claimant may not recover benefits for any portion of the loss incurred more than 1 year before the date on which the action was commenced.  (3) A period of limitations applicable under subsection (2) to the commencement of an action and the recovery of benefits is tolled from the date of a specific claim for payment of the benefits until the date the insurer formally denies the claim. This subsection does not apply if the person claiming the benefits fails to pursue the claim with reasonable diligence.  (4) The notice of injury required by subsection (1) may be given to the insurer or any of its authorized agents by a person claiming to be entitled to benefits for the injury, or by someone in the person's behalf. The notice must give the name and address of the claimant and indicate in ordinary language the name of the person injured and the time, place, and nature of the person's injury.   (5) An action for recovery of property protection insurance benefits may not be commenced later than 1 year after the accident. History: Add. 1972, Act 294, Eff. Mar. 30, 1973 ;-- Am. 2019, Act 21, Imd. Eff. June 11, 2019 Compiler's Notes: Act 143 of 1993, which amended this section, was submitted to the people by referendum petition (as Proposal C) and rejected by a majority of the votes cast at the November 8, 1994, general election.Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3146 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3146 - Limitation of Action by Insurer for Recovery or Indemnity.

500.3146 Limitation of action by insurer for recovery or indemnity. Sec. 3146.  An action by an insurer to enforce its rights of recovery or indemnity under section 3116 may not be commenced later than 1 year after payment has been received by a claimant upon a tort claim with respect to which the insurer has a right of reimbursement or recovery under section 3116. History: Add. 1972, Act 294, Eff. Mar. 30, 1973 Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3151 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3151 - Submission to Mental or Physical Examination; Physician Requirements.

500.3151 Submission to mental or physical examination; physician requirements.Sec. 3151.  (1) If the mental or physical condition of a person is material to a claim that has been or may be made for past or future personal protection insurance benefits, at the request of an insurer the person shall submit to mental or physical examination by physicians. A personal protection insurer may include reasonable provisions that are in accord with this section in a personal protection insurance policy for mental and physical examination of persons claiming personal protection insurance benefits.  (2) A physician who conducts a mental or physical examination under this section must be licensed as a physician in this state or another state and meet the following criteria, as applicable:  (a) If care is being provided to the person to be examined by a specialist, the examining physician must specialize in the same specialty as the physician providing the care, and if the physician providing the care is board certified in the specialty, the examining physician must be board certified in that specialty.  (b) During the year immediately preceding the examination, the examining physician must have devoted a majority of his or her professional time to either or both of the following:  (i) The active clinical practice of medicine and, if subdivision (a) applies, the active clinical practice relevant to the specialty.  (ii) The instruction of students in an accredited medical school or in an accredited residency or clinical research program for physicians and, if subdivision (a) applies, the instruction of students is in the specialty. History: Add. 1972, Act 294, Eff. Mar. 30, 1973 ;-- Am. 2019, Act 21, Imd. Eff. June 11, 2019 ;-- Am. 2019, Act 22, Imd. Eff. June 11, 2019 Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3152 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3152 - Report of Mental or Physical Examination.

500.3152 Report of mental or physical examination.  Sec. 3152.  If requested by a person examined, a party causing an examination to be made shall deliver to him a copy of every written report concerning the examination rendered by an examining physician, at least 1 of which reports shall set out his findings and conclusions in detail. After such request and delivery, the party causing the examination to be made is entitled upon request to receive from the person examined every written report available to him or his representative concerning any examination relevant to the claim, previously or thereafter made, of the same mental or physical condition, and the names and addresses of physicians and medical care facilities rendering diagnoses or treatment in regard to the injury or to a relevant past injury, and shall authorize the insurer to inspect and copy records of physicians, hospitals, clinics or other medical facilities relevant to the claim. By requesting and obtaining a report of the examination so ordered or by taking the deposition of the examiner, the person examined waives any privilege he may have, in relation to the claim for benefits, regarding the testimony of every other person who has examined or may thereafter examine him in respect of the same mental or physical condition. History: Add. 1972, Act 294, Eff. Mar. 30, 1973 Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3153 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3153 - Court Orders as to Noncompliance With MCL 500.3151 and 500.3152.

500.3153 Court orders as to noncompliance with MCL 500.3151 and 500.3152. Sec. 3153.  A court may make such orders in regard to the refusal to comply with sections 3151 and 3152 as are just, except that an order shall not be entered directing the arrest of a person for disobeying an order to submit to a physical or mental examination. The orders that may be made in regard to such a refusal include, but are not limited to:  (a) An order that the mental or physical condition of the disobedient person shall be taken to be established for the purposes of the claim in accordance with the contention of the party obtaining the order.  (b) An order refusing to allow the disobedient person to support or oppose designated claims or defenses, or prohibiting him from introducing evidence of mental or physical condition.  (c) An order rendering judgment by default against the disobedient person as to his entire claim or a designated part of it.  (d) An order requiring the disobedient person to reimburse the insurer for reasonable attorneys' fees and expenses incurred in defense against the claim.  (e) An order requiring delivery of a report, in conformity with section 3152, on such terms as are just, and if a physician fails or refuses to make the report a court may exclude his testimony if offered at trial. History: Add. 1972, Act 294, Eff. Mar. 30, 1973 Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3157b (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3157b - Proprietary Information; Exemption From Disclosure Under the Freedom of Information Act.

500.3157b Proprietary information; exemption from disclosure under the freedom of information act.Sec. 3157b.  Any proprietary information or sensitive personally identifiable information regarding a patient that is submitted to the department under section 3157a is exempt from disclosure under section 13(d) of the freedom of information act, 1976 PA 442, MCL 15.243, and the department shall exempt any such information from disclosure under any other applicable exemptions under section 13 of the freedom of information act, 1976 PA 442, MCL 15.243. History: Add. 2019, Act 21, Imd. Eff. June 11, 2019 Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance
MI Comp L § 500.3158 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-31 - Chapter 31 Motor Vehicle Personal and Property Protection (500.3101...500.3179)|Section 500.3158 - Statement of Earnings; Report and Records From Medical Institution.

500.3158 Statement of earnings; report and records from medical institution. Sec. 3158.  (1) An employer, when a request is made by a personal protection insurer against whom a claim has been made, shall furnish forthwith, in a form approved by the commissioner of insurance, a sworn statement of the earnings since the time of the accidental bodily injury and for a reasonable period before the injury, of the person upon whose injury the claim is based.  (2) A physician, hospital, clinic or other medical institution providing, before or after an accidental bodily injury upon which a claim for personal protection insurance benefits is based, any product, service or accommodation in relation to that or any other injury, or in relation to a condition claimed to be connected with that or any other injury, if requested to do so by the insurer against whom the claim has been made, (a) shall furnish forthwith a written report of the history, condition, treatment and dates and costs of treatment of the injured person and (b) shall produce forthwith and permit inspection and copying of its records regarding the history, condition, treatment and dates and costs of treatment. History: Add. 1972, Act 294, Eff. Mar. 30, 1973 Popular Name: Act 218Popular Name: Essential InsurancePopular Name: No-Fault Insurance