reglab/housing_qa huggingface dataset:
CO Code § 8-44-115 (2021)
2021 Colorado Code|Title 8 - Labor and Industry|Article 44 - Insurance|Part 1 - General Provisions|§ 8-44-115. Calculation of Premium - Motor Vehicle Accidents

  The amount by which an employer's experience rating is modified, if at all, as the result of a motor vehicle accident in which an employee is injured or killed shall be reduced in accordance with this section if:   The employee is entitled to benefits under articles 40 to 47 of this title; and    The accident was not caused, wholly or in part, by the employee or the employer; and    The use of a motor vehicle is not an integral part of the employer's business, as determined under rules promulgated by the commissioner of insurance under section 10-4-408 (5)(e), C.R.S.         Any modification of an employer's experience rating resulting from an accident described in subsection (1) of this section shall reflect the deduction of a loss limitation, the amount of which shall be determined by the commissioner of insurance under rules adopted pursuant to section 10-4-408 (5)(e), C.R.S.    All loss experience remaining after deduction of the loss limitation referred to in paragraph (a) of this subsection (2) shall be distributed among all workers' compensation classifications in use in the state as determined by the commissioner of insurance. For purposes of such distribution, classifications of businesses of which use of a motor vehicle is an integral part may be treated differently from classifications of businesses of which use of a motor vehicle is not an integral part.       This section applies to all insurers, including Pinnacol Assurance created in section 8-45-101, offering workers' compensation insurance under articles 40 to 47 of this title. The provisions of this section shall be disclosed to all policyholders annually.      History. Source: L. 94: Entire section added, p. 1366, § 1, effective October 1. L. 2002: (3) amended, p. 1887, § 43, effective July 1.
CO Code § 8-44-116 (2021)
2021 Colorado Code|Title 8 - Labor and Industry|Article 44 - Insurance|Part 1 - General Provisions|§ 8-44-116. Reversionary Interests in Indemnity Benefits Prohibited

 No provision in a contract for insurance regulated by this article or any contract ancillary to such a contract, including specifically a contract setting up an annuity for indemnity benefits, shall establish a reversionary interest in the insurer for the indemnity benefits. Any such provision is void and unenforceable as against public policy.   History. Source: L. 2010: Entire section added, (SB 10-011), ch. 302, p. 1433, § 4, effective May 27.
CO Code § 8-44-201 (2021)
2021 Colorado Code|Title 8 - Labor and Industry|Article 44 - Insurance|Part 2 - Self-Insureds|§ 8-44-201. Employer as Own Insurance Carrier - Revocation of Permission

  The executive director has the discretion to grant to any employer who has accepted the provisions of articles 40 to 47 of this title permission to be its own insurance carrier for the payment of the compensation and benefits provided by said articles. Such permission may be granted by the executive director after the filing by an employer of such statement and the giving of such information as may be required by the executive director. The executive director has the sole power to prescribe the rules, regulations, orders, terms, and conditions upon which said permit shall be granted or continued. Permission for self-insurance may be revoked at any time by the executive director, and the employer, upon notice of revocation, shall immediately insure otherwise all liability.    Notwithstanding the provisions of subsection (1) of this section, the executive director shall not prescribe or apply security requirements in granting or continuing permission for the self-insurance program of the department of human services established pursuant to section 8-44-203 but shall provide instead for alternatives to such security requirements including trust funds, surety bonds, excess insurance, or other security acceptable to the executive director. The alternative security requirements provided by this subsection (2) shall apply only to claims arising on or after July 1, 1985, and before July 1, 1990. The trust fund in existence on May 24, 1990, pursuant to the trust agreement between the department of human services, a third party administrator, and the state treasurer, dated June 27, 1985, shall remain in existence through June 30, 1990.    Notwithstanding the provisions of subsection (1) of this section, the executive director shall not prescribe or apply security requirements in continuing permission for an employer which is acting as its own insurance carrier on July 1, 1986, which are in excess of those security requirements in effect on July 1, 1986, unless there is a substantial change in the economic condition or potential liability of such employer.    Notwithstanding the provisions of subsection (1) of this section, the executive director shall not prescribe or apply security requirements in granting or continuing permission for a self-insurance program established by the state pursuant to section 24-30-1510.7, C.R.S.     History. Source: L. 90: Entire article R&RE, p. 525, § 1, effective July 1; (2) amended, p. 1199, § 12, effective July 1. L. 94: (2) amended, p. 2635, § 73, effective July 1. L. 97: (4) added, p. 51, § 1, effective July 1.    Editor's note:   This section is similar to former § 8-44-109 as it existed prior to 1990.   ANNOTATION   Law reviews. For article, “Update on Colorado Appellate Decisions in Colorado Workers' Compensation Law”, see 30 Colo. Law. 69 (April 2001).
CO Code § 8-44-202 (2021)
2021 Colorado Code|Title 8 - Labor and Industry|Article 44 - Insurance|Part 2 - Self-Insureds|§ 8-44-202. Workers' Compensation Self-Insurance Fund - Created

  The executive director shall establish and collect such fees as the executive director determines are necessary to administer this section, which fees shall not supplant funding for any other function of the department of labor and employment. The fees established pursuant to this subsection (1) shall not exceed two thousand dollars for an initial application or for an annual review of any employer acting as a self-insurer under this section.    The executive director shall transmit any moneys received pursuant to subsection (1) of this section to the state treasurer, who shall place such moneys in the workers' compensation self-insurance fund, which fund is hereby created. The general assembly shall make appropriations from such fund for the purposes of administering this section.     History. Source: L. 90: Entire article R&RE, p. 526, § 1, effective July 1; (1) amended, p. 583, § 2, effective July 1.    Editor's note:   This section is similar to former § 8-44-109 as it existed prior to 1990.
CO Code § 8-44-203 (2021)
2021 Colorado Code|Title 8 - Labor and Industry|Article 44 - Insurance|Part 2 - Self-Insureds|§ 8-44-203. Department of Human Services - Self-Insurance Program

 The general assembly hereby finds and declares that a program shall be established by the department of human services and the department of labor and employment to provide for a self-insurance program for the department of human services, which shall apply only to claims arising on or after July 1, 1985, and before July 1, 1990.   History. Source: L. 90: Entire article R&RE, p. 526, § 1, effective July 1; entire section amended, p. 1200, § 13, effective July 1. L. 94: Entire section amended, p. 2636, § 74, effective July 1.    Editor's note:   This section is similar to former § 8-44-109 as it existed prior to 1990.
CO Code § 8-46-103 (2021)
2021 Colorado Code|Title 8 - Labor and Industry|Article 46 - Specific Insurance Funds|Part 1 - Subsequent Injury Fund|§ 8-46-103. State Treasurer to Invest Funds

  The state treasurer shall invest any portion of the subsequent injury fund, including its surplus and reserves, which the division determines is not needed for immediate use. All interest earned upon such invested portion shall be credited to the fund and used for the same purposes and in the same manner as other moneys in the fund. Such moneys may be invested in the types of investments authorized in sections 24-36-109, 24-36-112, and 24-36-113, C.R.S.    Repealed.     History. Source: L. 90: Entire article R&RE, p. 545, § 1, effective July 1. L. 97: (2) repealed, p. 377, § 8, effective August 6.    Editor's note:   This section is similar to former § 8-51-111 as it existed prior to 1990.
CO Code § 8-46-104 (2021)
2021 Colorado Code|Title 8 - Labor and Industry|Article 46 - Specific Insurance Funds|Part 1 - Subsequent Injury Fund|§ 8-46-104. Closure of Fund

 No cases shall be accepted into the subsequent injury fund for injuries occurring on or after July 1, 1993, or for occupational diseases occurring on or after April 1, 1994. When all payments have been made for all cases accepted into the fund, any remaining balance shall revert to the general fund.   History. Source: L. 92: Entire section added, p. 1830, § 5, effective May 19. L. 93: Entire section amended, p. 2142, § 3, effective July 1.    ANNOTATION   The subsequent injury fund is liable for death benefits claimed in accordance with the version of § 8-41-304(2) in effect when the occupational diseases suffered by decedents occurred. Subsequent Injury Fund v. King, 961 P.2d 575 (Colo. App. 1998).   An occupational disease or disability “occurs” on the onset of disability, rather than upon the date of diagnosis. Union Carbide Corp. v. Indus. Claim Appeals Office, 128 P.3d 319 (Colo. App. 2005).
CO Code § 8-46-106 (2021)
2021 Colorado Code|Title 8 - Labor and Industry|Article 46 - Specific Insurance Funds|Part 1 - Subsequent Injury Fund|§ 8-46-106. Abatement of Taxes - Independent Review of Fund

 The funding provisions of section 8-46-102 , including the provisions relating to the assessment and levying of taxes, shall cease to be effective when an independent actuary, retained by the division for such purpose, determines that the fund has sufficient resources to pay benefits for injuries occurring prior to July 1, 1993, and occupational diseases occurring prior to April 1, 1994.   History. Source: L. 92: Entire section added, p. 1831, § 5, effective May 19. L. 2000: Entire section amended, p. 75, § 1, effective August 2.
CO Code § 8-46-109 (2021)
2021 Colorado Code|Title 8 - Labor and Industry|Article 46 - Specific Insurance Funds|Part 1 - Subsequent Injury Fund|§ 8-46-109. Legislative Declaration - Claims Management

  The general assembly finds and declares that the purpose of this section is to provide for prompt, efficient, and fair settlement of all pending claims and the closure of both the subsequent injury fund and the major medical insurance fund as soon as is practicable.    As necessary to augment the division's regular staff, the director shall contract for the services of qualified specialists in the area of settlements, who shall, on the director's behalf, negotiate for and enter into settlements of claims of the subsequent injury fund and the major medical insurance fund for present value whenever possible.    Repealed.     History. Source: L. 93: Entire section added, p. 2143, § 5, effective July 1. L. 97: (3) amended, p. 1476, § 17, effective June 3. L. 2006: (3) repealed, p. 141, § 3, effective August 7.
CO Code § 8-46-201 (2021)
2021 Colorado Code|Title 8 - Labor and Industry|Article 46 - Specific Insurance Funds|Part 2 - Colorado Major Medical Insurance Fund Act|§ 8-46-201. Short Title

 This part 2 shall be known and may be cited as the “Colorado Major Medical Insurance Fund Act”.   History. Source: L. 90: Entire article R&RE, p. 545, § 1, effective July 1.    Editor's note:   This section is similar to former § 8-66-101 as it existed prior to 1990.
CO Code § 8-46-205 (2021)
2021 Colorado Code|Title 8 - Labor and Industry|Article 46 - Specific Insurance Funds|Part 2 - Colorado Major Medical Insurance Fund Act|§ 8-46-205. Collection of Taxes Due

 If any such insurance carrier or self-insurer withdraws from business in this state before the tax falls due as provided in this part 2, or fails or neglects to pay such tax, the director shall at once proceed to collect the same; and the director is authorized to employ such legal processes as may be necessary for that purpose. Suit shall be brought by the director in any of the courts of this state having jurisdiction.   History. Source: L. 90: Entire article R&RE, p. 547, § 1, effective July 1.    Editor's note:   This section is similar to former § 8-66-104 as it existed prior to 1990.
CO Code § 8-46-206 (2021)
2021 Colorado Code|Title 8 - Labor and Industry|Article 46 - Specific Insurance Funds|Part 2 - Colorado Major Medical Insurance Fund Act|§ 8-46-206. Enforcement Powers - Violations

 The director, in the enforcement of this article, shall have all of the powers granted in the “Workers' Compensation Act of Colorado”, and any insurance carrier or self-insurer violating any of the provisions of this article, or failing to pay the tax imposed in this article, is guilty of violation of said act and subject to the penalties therein prescribed.   History. Source: L. 90: Entire article R&RE, p. 548, § 1, effective July 1.    Editor's note:   This section is similar to former § 8-66-105 as it existed prior to 1990.   ANNOTATION   Annotator's note. Since § 8-46-206 is similar to § 8-66-105 as it existed prior to the 1990 repeal and reenactment of the “Workers' Compensation Act of Colorado”, articles 40 to 47 of this title, a relevant case construing that provision has been included in the annotations to this section.   Applied in In re Sterling v. Indus. Comm'n, 662 P.2d 1096 (Colo. App. 1982).
CO Code § 8-46-209 (2021)
2021 Colorado Code|Title 8 - Labor and Industry|Article 46 - Specific Insurance Funds|Part 2 - Colorado Major Medical Insurance Fund Act|§ 8-46-209. Credit for Reduced Disability - When

 In any determination of permanent disability, the employer or the employer's insurance carrier shall receive any credit or benefit for the reduction of disability of any claimant employee under the “Workers' Compensation Act of Colorado” directly attributable to a compensable accident or disease when such reduction of disability is accomplished by expenditures from the major medical insurance fund.   History. Source: L. 90: Entire article R&RE, p. 548, § 1, effective July 1.    Editor's note:   This section is similar to former § 8-66-109 as it existed prior to 1990.
CO Code § 8-46-210 (2021)
2021 Colorado Code|Title 8 - Labor and Industry|Article 46 - Specific Insurance Funds|Part 2 - Colorado Major Medical Insurance Fund Act|§ 8-46-210. State Treasurer to Invest Funds

  The state treasurer shall invest any portion of the major medical insurance fund, including its surplus and reserves, which the director of the division of workers' compensation determines is not needed for immediate use. All interest earned upon such invested portion shall be credited to the fund and used for the same purposes and in the same manner as other moneys in the fund. Such moneys may be invested in the types of investments authorized in sections 24-36-109, 24-36-112, and 24-36-113, C.R.S.    Repealed.     History. Source: L. 90: Entire article R&RE, p. 548, § 1, effective July 1. L. 92: (1) amended, p. 1830, § 4, effective May 19. L. 97: (2) repealed, p. 377, § 9, effective August 6. L. 99: (1) amended, p. 618, § 6, effective August 4.    Editor's note:   This section is similar to former § 8-66-110 as it existed prior to 1990.
CO Code § 8-46-212 (2021)
2021 Colorado Code|Title 8 - Labor and Industry|Article 46 - Specific Insurance Funds|Part 2 - Colorado Major Medical Insurance Fund Act|§ 8-46-212. Closure of Fund

 Effective July 1, 1981, no further cases shall be accepted into the major medical insurance fund for injuries or occupational diseases occurring after that date, nor shall any cases be transferred from the medical disaster insurance fund to the major medical insurance fund.   History. Source: L. 90: Entire article R&RE, p. 549, § 1, effective July 1. L. 93: Entire section amended, p. 2145, § 10, effective July 1.    Editor's note:   This section is similar to former § 8-66-112 as it existed prior to 1990.   ANNOTATION   Annotator's note. Since § 8-46-212 is similar to § 8-66-112 as it existed prior to the 1990 repeal and reenactment of the “Workers' Compensation Act of Colorado”, articles 40 to 47 of this title, a relevant case construing that provision has been included in the annotations to this section.   Applied in Claim of Green, 789 P.2d 481 (Colo. App. 1990) (decided under § 8-66-112 as it existed prior to the 1990 repeal of article 66).
CO Code § 8-46-301 (2021)
2021 Colorado Code|Title 8 - Labor and Industry|Article 46 - Specific Insurance Funds|Part 3 - Colorado Medical Disaster Insurance Fund|§ 8-46-301. Short Title

 This part 3 shall be known and may be cited as the “Colorado Medical Disaster Insurance Fund Act”.   History. Source: L. 90: Entire article R&RE, p. 549, § 1, effective July 1.    Editor's note:   This section is similar to former § 8-65-101 as it existed prior to 1990.
CO Code § 8-46-302 (2021)
2021 Colorado Code|Title 8 - Labor and Industry|Article 46 - Specific Insurance Funds|Part 3 - Colorado Medical Disaster Insurance Fund|§ 8-46-302. Medical Disaster Insurance Fund - Tax Imposed - Returns

  There is hereby established a medical disaster insurance fund to defray medical, surgical, hospital, nursing, and drug expenses in excess of those provided under the “Workers' Compensation Act of Colorado” for employees who have established their entitlement to disability benefits under said act, whether necessary to promote recovery, alleviate pain, or reduce disability.    The director shall administer the medical disaster insurance fund and is hereby given jurisdiction to enforce the provisions of this part 3. The director shall approve or disapprove admissions to the Colorado medical disaster insurance fund.     History. Source: L. 90: Entire article R&RE, p. 549, § 1, effective July 1.    Editor's note:   This section is similar to former § 8-65-102 as it existed prior to 1990.
CO Code § 8-46-303 (2021)
2021 Colorado Code|Title 8 - Labor and Industry|Article 46 - Specific Insurance Funds|Part 3 - Colorado Medical Disaster Insurance Fund|§ 8-46-303. Use of Funds Limited

  All funds received by the division under the provisions of this article shall be used solely to pay the costs related to the administration of the medical disaster insurance fund and to defray the cost of medical, surgical, and hospital expenses necessary to effect the recovery, alleviate pain, or reduce the disability of employees who have established their entitlement to disability benefits under the “Workers' Compensation Act of Colorado” in accordance with and subject to the provisions of such act.    Moneys in the medical disaster insurance fund are continuously appropriated to the division for the payment of benefits as provided in this section and legal fees.     History. Source: L. 90: Entire article R&RE, p. 549, § 1, effective July 1. L. 2007: (2) amended, p. 608, § 3, effective April 20.    Editor's note:   This section is similar to former § 8-65-105 as it existed prior to 1990.
CO Code § 8-46-305 (2021)
2021 Colorado Code|Title 8 - Labor and Industry|Article 46 - Specific Insurance Funds|Part 3 - Colorado Medical Disaster Insurance Fund|§ 8-46-305. Receipt and Disbursement of Moneys

 All moneys collected by the division pursuant to the provisions of this part 3 shall be transmitted to the state treasurer who shall deposit the same to the credit of the medical disaster insurance fund, and all disbursements therefrom shall be paid by the state treasurer in accordance with and subject to final awards of the director, as provided in this article.   History. Source: L. 90: Entire article R&RE, p. 550, § 1, effective July 1.    Editor's note:   This section is similar to former § 8-65-104 as it existed prior to 1990.
CO Code § 8-46-306 (2021)
2021 Colorado Code|Title 8 - Labor and Industry|Article 46 - Specific Insurance Funds|Part 3 - Colorado Medical Disaster Insurance Fund|§ 8-46-306. Applications - Medical Panel - Awards - Limitations

  Payments from the medical disaster insurance fund shall be awarded by the director only after an application therefor has been filed by a claimant employee, the claimant's employer, or such employer's insurance carrier, or one on their behalf, and approved by the director for admission to the fund, in any case where the limits of liability provided under section 8-42-101 have been exhausted.    The director shall, in every case where an application for payments from the medical disaster insurance fund is filed, immediately, after receipt of such application, appoint a medical panel of three medical experts to see and examine the applicant, each of whom shall render a report to the director, advising whether or not the expenditure of further sums of money will promote recovery, alleviate pain, or reduce disability, suggesting the form and manner of further treatment or services and suggesting the reasonable cost thereof.    The director, upon receipt of reports from each of the medical experts appointed in accordance with subsection (2) of this section, shall either deny the application or award payments from the medical disaster insurance fund, based upon such reports and as nearly as possible in accordance with the majority opinion and suggestions of the medical panel.    In making payment awards from the medical disaster insurance fund, the director shall be limited in any one case to the sum of fifty-five thousand dollars, less any amounts of money expended by the employer or the employer's insurance carrier for medical, surgical, or hospital services and the costs of any prosthetic devices, or the reasonable value of any such services or devices furnished by the employer or the employer's insurance carrier.    The director shall award, and the state treasurer shall pay from the medical disaster insurance fund, the reasonable fees and expenses of the appointed members of the medical panel.     History. Source: L. 90: Entire article R&RE, p. 550, § 1, effective July 1.    Editor's note:   This section is similar to former § 8-65-106 as it existed prior to 1990.
CO Code § 8-46-307 (2021)
2021 Colorado Code|Title 8 - Labor and Industry|Article 46 - Specific Insurance Funds|Part 3 - Colorado Medical Disaster Insurance Fund|§ 8-46-307. Credit for Reduced Disability - When

  In any determination of permanent disability, the employer or the employer's insurance carrier shall receive no credit or benefit for the reduction of disability of any claimant employee under the “Workers' Compensation Act of Colorado” directly attributable to a compensable accident or disease when such reduction of disability is accomplished by expenditures from the medical disaster insurance fund, unless it shall have been determined by a preponderance of the evidence:   That the claimant employee had refused hospital, surgical, and medical services under the “Workers' Compensation Act of Colorado” necessary to reduce the employee's disability voluntarily offered by the employer; or    That the claimant employee had reached maximum improvement as determined by the director prior to the filing of the application for payments from the medical disaster insurance fund.        History. Source: L. 90: Entire article R&RE, p. 551, § 1, effective July 1.    Editor's note:   This section is similar to former § 8-65-107 as it existed prior to 1990.