reglab/housing_qa huggingface dataset:
WA Rev Code § 48.30.050 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.30 - Unfair Practices and Frauds.|48.30.050 - Advertising must show name and domicile.

RCW 48.30.050 Advertising must show name and domicile.Every advertisement of, by, or on behalf of an insurer shall set forth the name in full of the insurer and the location of its home office or principal office, if any, in the United States (if an alien insurer).[1947 c 79 § .30.05; Rem. Supp. 1947 § 45.30.05.]
WA Rev Code § 48.30.060 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.30 - Unfair Practices and Frauds.|48.30.060 - Insurer name—Deceptive use prohibited.

RCW 48.30.060 Insurer name—Deceptive use prohibited.No person who is not an insurer shall assume or use any name which deceptively infers or suggests that it is an insurer.[1947 c 79 § .30.06; Rem. Supp. 1947 § 45.30.06.]
WA Rev Code § 48.30.070 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.30 - Unfair Practices and Frauds.|48.30.070 - Advertising of financial condition.

RCW 48.30.070 Advertising of financial condition.(1) Every advertisement by or on behalf of any insurer purporting to show its financial condition may be in a condensed form but shall in substance correspond with the insurer's last verified statement filed with the commissioner.(2) No insurer or person in its behalf shall advertise assets except those actually owned and possessed by the insurer in its own exclusive right, available for the payment of losses and claims, and held for the protection of its policyholders and creditors.[1947 c 79 § .30.07; Rem. Supp. 1947 § 45.30.07.]
WA Rev Code § 48.30.075 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.30 - Unfair Practices and Frauds.|48.30.075 - Using existence of insurance guaranty associations in advertising, etc., to sell insurance.

RCW 48.30.075 Using existence of insurance guaranty associations in advertising, etc., to sell insurance.No person shall make, publish, disseminate, circulate, or place before the public, or cause, directly or indirectly, to be made, published, disseminated, circulated, or placed before the public in any newspaper, magazine, or other publication, or in the form of a notice, circular, pamphlet, letter, or poster, or over any radio station or television station, or in any other way, any advertisement, announcement, or statement which uses the existence of the Washington Insurance Guaranty Association or the Washington Life and Disability Insurance Guaranty Association for the purpose of sales, solicitation, or inducement to purchase any form of insurance covered by the Washington Insurance Guaranty Association Act or the Washington Life and Disability Insurance Guaranty Association Act.[1975-'76 2nd ex.s. c 109 § 9.]
WA Rev Code § 48.30.080 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.30 - Unfair Practices and Frauds.|48.30.080 - Defamation of insurer.

RCW 48.30.080 Defamation of insurer.No person shall make, publish, or disseminate, or aid, abet or encourage the making, publishing, or dissemination of any information or statement which is false or maliciously critical and which is designed to injure in its reputation or business any authorized insurer or any domestic corporation or reciprocal being formed pursuant to this code for the purpose of becoming an insurer.[1947 c 79 § .30.08; Rem. Supp. 1947 § 45.30.08.]
WA Rev Code § 48.30.090 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.30 - Unfair Practices and Frauds.|48.30.090 - Misrepresentation of policies.

RCW 48.30.090 Misrepresentation of policies.No person shall make, issue or circulate, or cause to be made, issued or circulated any misrepresentation of the terms of any policy or the benefits or advantages promised thereby, or the dividends or share of surplus to be received thereon, or use any name or title of any policy or class of policies misrepresenting the nature thereof.[1947 c 79 § .30.09; Rem. Supp. 1947 § 45.30.09.]
WA Rev Code § 48.30.100 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.30 - Unfair Practices and Frauds.|48.30.100 - Dividends not to be guaranteed.

RCW 48.30.100 Dividends not to be guaranteed.No insurer, insurance producer, title insurance agent, or other person shall guarantee or agree to the payment of future dividends or future refunds of unused premiums or savings in any specific or approximate amounts or percentages on account of any insurance contract.[ 2008 c 217 § 34; 1947 c 79 § .30.10; Rem. Supp. 1947 § 45.30.10.]NOTES:Severability—Effective date—2008 c 217: See notes following RCW 48.03.020.
WA Rev Code § 48.30.110 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.30 - Unfair Practices and Frauds.|48.30.110 - Contributions to candidates for insurance commissioner.

RCW 48.30.110 Contributions to candidates for insurance commissioner.(1) No insurer or fraternal benefit society doing business in this state shall directly or indirectly pay or use, or offer, consent, or agree to pay or use any money or thing of value for or in aid of any candidate for the office of insurance commissioner; nor for reimbursement or indemnification of any person for money or property so used.(2) Any individual who violates any provision of this section, or who participates in, aids, abets, advises, or consents to any such violation, or who solicits or knowingly receives any money or thing of value in violation of this section, shall be guilty of a gross misdemeanor and shall be liable to the insurer or society for the amount so contributed or received.[ 1982 c 181 § 18; 1947 c 79 § .30.11; Rem. Supp. 1947 § 45.30.11.]NOTES:Severability—1982 c 181: See note following RCW 48.03.010.
WA Rev Code § 48.30.120 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.30 - Unfair Practices and Frauds.|48.30.120 - Misconduct of officers, employees.

RCW 48.30.120 Misconduct of officers, employees.No director, officer, agent, attorney-in-fact, or employee of an insurer shall:(1) Knowingly receive or possess himself or herself of any of its property, otherwise than in payment for a just demand, and with intent to defraud, omit to make or to cause or direct to be made, a full and true entry thereof in its books and accounts; nor(2) Make or concur in making any false entry, or concur in omitting to make any material entry, in its books or accounts; nor(3) Knowingly concur in making or publishing any written report, exhibit or statement of its affairs or pecuniary condition containing any material statement which is false, or omit or concur in omitting any statement required by law to be contained therein; nor(4) Having the custody or control of its books, willfully fail to make any proper entry in the books of the insurer as required by law, or to exhibit or allow the same to be inspected and extracts to be taken therefrom by any person entitled by law to inspect the same, or take extracts therefrom; nor(5) If a notice of an application for an injunction or other legal process affecting or involving the property or business of the insurer is served upon him or her, fail to disclose the fact of such service and the time and place of such application to the other directors, officers, and managers thereof; nor(6) Fail to make any report or statement lawfully required by a public officer.[ 2010 c 8 § 11004; 2009 c 549 § 7119; 1947 c 79 § .30.12; Rem. Supp. 1947 § 45.30.12.]
WA Rev Code § 48.30.130 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.30 - Unfair Practices and Frauds.|48.30.130 - Presumption of knowledge of director.

RCW 48.30.130 Presumption of knowledge of director.A director of an insurer is deemed to have such knowledge of its affairs as to enable him or her to determine whether any act, proceeding, or omission of its directors is a violation of any provision of this chapter. If present at a meeting of directors at which any act, proceeding, or omission of its directors which is a violation of any such provision occurs, he or she must be deemed to have concurred therein unless at the time he or she causes or in writing requires his or her dissent therefrom to be entered on the minutes of the directors.If absent from such meeting, he or she must be deemed to have concurred in any such violation if the facts constituting such violation appear on the records or minutes of the proceedings of the board of directors, and he or she remains a director of the insurer for six months thereafter without causing or in writing requiring his or her dissent from such violation to be entered upon such record or minutes.[ 2009 c 549 § 7120; 1947 c 79 § .30.13; Rem. Supp. 1947 § 45.30.13.]
WA Rev Code § 48.30.133 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.30 - Unfair Practices and Frauds.|48.30.133 - Gifts, etc., for the referral of insurance business—Restrictions.

RCW 48.30.133 Gifts, etc., for the referral of insurance business—Restrictions.(1) An insurance producer may give to an individual, prizes, goods, wares, gift cards, gift certificates, or merchandise not exceeding one hundred dollars in value per person in any consecutive twelve-month period for the referral of insurance business to the insurance producer, if the giving of the prizes, goods, wares, gift cards, gift certificates, or merchandise is not conditioned upon the person who is referred applying for or obtaining insurance through the insurance producer.(2) The payment for the referral must not be in cash, currency, bills, coins, check, or by money order.(3) The provisions of RCW 48.30.140 and 48.30.150 do not apply to prizes, goods, wares, gift cards, gift certificates, or merchandise given to a person in compliance with subsections (1) and (2) of this section.(4) Notwithstanding subsections (1) and (2) of this section, an insurance producer may pay to an unlicensed individual who is neither an insured nor a prospective insured a referral fee conditioned on the submission of an application if made in compliance with the provisions of RCW 48.17.490(4).[ 2015 c 272 § 3.]
WA Rev Code § 48.30.135 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.30 - Unfair Practices and Frauds.|48.30.135 - Sponsoring events or making contributions—Definitions.

RCW 48.30.135 Sponsoring events or making contributions—Definitions. (Effective until January 1, 2022.)(1) An insurance producer may sponsor events for, or make contributions to a bona fide charitable or nonprofit organization, if the sponsorship or contribution is not conditioned upon the organization applying for or obtaining insurance through the insurance producer.(2) For purposes of this section, a bona fide charitable or nonprofit organization is:(a) Any nonprofit corporation duly existing under the provisions of chapter 24.03 RCW for charitable, benevolent, eleemosynary, educational, civic, patriotic, political, social, fraternal, cultural, athletic, scientific, agricultural, or horticultural purposes;(b) Any professional, commercial, industrial, or trade association;(c) Any organization duly existing under the provisions of chapter 24.12, 24.20, or 24.28 RCW;(d) Any agricultural fair authorized under the provisions of chapter 15.76 or 36.37 RCW; or(e) Any nonprofit organization, whether incorporated or otherwise, when determined by the commissioner to be organized and operated for one or more of the purposes described in (a) through (d) of this subsection.(3) RCW 48.30.140 and 48.30.150 do not apply to sponsorships or charitable contributions that are provided or given in compliance with subsection (1) of this section.[ 2015 c 272 § 4.]RCW 48.30.135Sponsoring events or making contributions—Definitions. (Effective January 1, 2022.)(1) An insurance producer may sponsor events for, or make contributions to a bona fide charitable or nonprofit organization, if the sponsorship or contribution is not conditioned upon the organization applying for or obtaining insurance through the insurance producer.(2) For purposes of this section, a bona fide charitable or nonprofit organization is:(a) Any nonprofit corporation duly existing under the provisions of chapter 24.03A RCW for charitable, benevolent, eleemosynary, educational, civic, patriotic, political, social, fraternal, cultural, athletic, scientific, agricultural, or horticultural purposes;(b) Any professional, commercial, industrial, or trade association;(c) Any organization duly existing under the provisions of chapter 24.12, 24.20, or 24.28 RCW;(d) Any agricultural fair authorized under the provisions of chapter 15.76 or 36.37 RCW; or(e) Any nonprofit organization, whether incorporated or otherwise, when determined by the commissioner to be organized and operated for one or more of the purposes described in (a) through (d) of this subsection.(3) RCW 48.30.140 and 48.30.150 do not apply to sponsorships or charitable contributions that are provided or given in compliance with subsection (1) of this section.[ 2021 c 176 § 5228; 2015 c 272 § 4.]NOTES:Effective date—2021 c 176: See note following RCW 24.03A.005.
WA Rev Code § 48.30.155 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.30 - Unfair Practices and Frauds.|48.30.155 - Life or disability insurers—Insurance as inducement to purchase of goods, etc.

RCW 48.30.155 Life or disability insurers—Insurance as inducement to purchase of goods, etc.No life or disability insurer shall directly or indirectly participate in any plan to offer or effect any kind or kinds of insurance in this state as an inducement to the purchase by the public of any goods, securities, commodities, services or subscriptions to publications. This section shall not apply to group or blanket insurance issued pursuant to this code. This section does not apply to products or services related to any policy of life insurance that are intended to incent behavioral changes that improve the health and reduce the risk of death of the insured.[ 2020 c 197 § 3; 1957 c 193 § 19.]NOTES:Effective date—2020 c 197: See note following RCW 48.30.140.
WA Rev Code § 48.30.157 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.30 - Unfair Practices and Frauds.|48.30.157 - Charges for extra services.

RCW 48.30.157 Charges for extra services.Notwithstanding the provisions of RCW 48.30.140, 48.30.150, and 48.30.155, the commissioner may permit an insurance producer to enter into reasonable arrangements with insureds and prospective insureds to charge a reduced fee in situations where services that are charged for are provided beyond the scope of services customarily provided in connection with the solicitation and procurement of insurance, so that an overall charge to an insured or prospective insured is reasonable taking into account receipt of commissions and fees and their relation, proportionally, to the value of the total work performed.[ 2008 c 217 § 37; 1988 c 248 § 17; 1983 c 3 § 154; 1979 ex.s. c 199 § 10.]NOTES:Severability—Effective date—2008 c 217: See notes following RCW 48.03.020.
WA Rev Code § 48.30.170 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.30 - Unfair Practices and Frauds.|48.30.170 - Rebate—Acceptance prohibited.

RCW 48.30.170 Rebate—Acceptance prohibited.(1) No insured person shall receive or accept, directly or indirectly, any rebate of premium or part thereof, or any favor, advantage, share in dividends, or other benefits, or any valuable consideration or inducement not specified or provided for in the policy, or any commission on any insurance policy to which he or she is not lawfully entitled as a licensed insurance producer or title insurance agent. The retention by the nominal policyholder in any group life insurance contract of any part of any dividend or reduction of premium thereon contrary to the provisions of RCW 48.24.260, shall be deemed the acceptance and receipt of a rebate and shall be punishable as provided by this code.(2) The amount of insurance whereon the insured has so received or accepted any such rebate or any such commission, other than as to life or disability insurances, shall be reduced in the proportion that the amount or value of the rebate or commission bears to the premium for such insurance. In addition to such reduction of insurance, if any, any such insured shall be liable to a fine of not more than two hundred dollars.(3) This section shall not apply to an offset or reimbursement of all or part of a fee paid to an insurance producer as provided in RCW 48.17.270.[ 2008 c 217 § 38; 1994 c 203 § 4; 1947 c 79 § .30.17; Rem. Supp. 1947 § 45.30.17.]NOTES:Severability—Effective date—2008 c 217: See notes following RCW 48.03.020.
WA Rev Code § 48.30.180 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.30 - Unfair Practices and Frauds.|48.30.180 - "Twisting" prohibited.

RCW 48.30.180 "Twisting" prohibited.No person shall by misrepresentations or by misleading comparisons, induce or tend to induce any insured to lapse, terminate, forfeit, surrender, retain, or convert any insurance policy.[1947 c 79 § .30.18; Rem. Supp. 1947 § 45.30.18.]
WA Rev Code § 48.30.190 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.30 - Unfair Practices and Frauds.|48.30.190 - Illegal dealing in premiums.

RCW 48.30.190 Illegal dealing in premiums.(1) No person shall wilfully collect any sum as premium for insurance, which insurance is not then provided or is not in due course to be provided by an insurance policy issued by an insurer as authorized by this code.(2) No person shall wilfully collect as premium for insurance any sum in excess of the amount actually expended or in due course is to be expended for insurance applicable to the subject on account of which the premium was collected.(3) No person shall wilfully or knowingly fail to return to the person entitled thereto within a reasonable length of time any sum collected as premium for insurance in excess of the amount actually expended for insurance applicable to the subject on account of which the premium was collected.(4) Each violation of this section which does not amount to a felony shall constitute a misdemeanor.[1947 c 79 § .30.19; Rem. Supp. 1947 § 45.30.19.]
WA Rev Code § 48.30.200 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.30 - Unfair Practices and Frauds.|48.30.200 - Hypothecation of premium notes.

RCW 48.30.200 Hypothecation of premium notes.It shall be unlawful for any insurer or its representative, or any insurance producer, to hypothecate, sell, or dispose of any promissory note, received in payment for any premium or part thereof on any contract of life insurance or of disability insurance applied for, prior to delivery of the policy to the applicant.[ 2008 c 217 § 39; 1947 c 79 § .30.20; Rem. Supp. 1947 § 45.30.20.]NOTES:Severability—Effective date—2008 c 217: See notes following RCW 48.03.020.
WA Rev Code § 48.30.210 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.30 - Unfair Practices and Frauds.|48.30.210 - Misrepresentation in application for insurance.

RCW 48.30.210 Misrepresentation in application for insurance.A person who knowingly makes a false or misleading statement or impersonation, or who willfully fails to reveal a material fact, in or relative to an application for insurance to an insurer, is guilty of a gross misdemeanor, and the license of any such person may be revoked.[ 1995 c 285 § 18; 1990 1st ex.s. c 3 § 10; 1947 c 79 § .30.21; Rem. Supp. 1947 § 45.30.21.]NOTES:Effective date—1995 c 285: See RCW 48.30A.900.
WA Rev Code § 48.30.220 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.30 - Unfair Practices and Frauds.|48.30.220 - Destruction, injury, secretion, etc., of property.

RCW 48.30.220 Destruction, injury, secretion, etc., of property.Any person, who, with intent to defraud or prejudice the insurer thereof, burns or in any manner injures, destroys, secretes, abandons, or disposes of any property which is insured at the time against loss or damage by fire, theft, embezzlement, or any other casualty, whether the same be the property of or in the possession of such person or any other person, under circumstances not making the offense arson in the first degree, is guilty of a class C felony.[ 1995 c 285 § 19; 1965 ex.s. c 70 § 25; 1947 c 79 § .30.22; Rem. Supp. 1947 § 45.30.22.]NOTES:Effective date—1995 c 285: See RCW 48.30A.900.
WA Rev Code § 48.30.230 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.30 - Unfair Practices and Frauds.|48.30.230 - False claims or proof—Penalty.

RCW 48.30.230 False claims or proof—Penalty.(1) It is unlawful for any person, knowing it to be such, to:(a) Present, or cause to be presented, a false or fraudulent claim, or any proof in support of such a claim, for the payment of a loss under a contract of insurance; or(b) Prepare, make, or subscribe any false or fraudulent account, certificate, affidavit, or proof of loss, or other document or writing, with intent that it be presented or used in support of such a claim.(2)(a) Except as provided in (b) of this subsection, a violation of this section is a gross misdemeanor.(b) If the claim is in excess of one thousand five hundred dollars, the violation is a class C felony punishable according to chapter 9A.20 RCW.[ 2003 c 53 § 270; 1990 1st ex.s. c 3 § 11; 1947 c 79 § .30.23; Rem. Supp. 1947 § 45.30.23.]NOTES:Intent—Effective date—2003 c 53: See notes following RCW 2.48.180.
WA Rev Code § 48.30.240 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.30 - Unfair Practices and Frauds.|48.30.240 - Rate wars prohibited.

RCW 48.30.240 Rate wars prohibited.(1) Any insurer which precipitates, or aids in precipitating or conducting a rate war and by so doing writes or issues a policy of insurance at a less rate than permitted under its schedules filed with the commissioner, or below the rate deemed by him or her to be proper and adequate to cover the class of risk insured, shall have its certificate of authority to do business in this state suspended until such time as the commissioner is satisfied that it is charging a proper rate of premium.(2) Any insurer which has precipitated, or aided in precipitating or conducting a rate war for the purpose of punishing or eliminating competitors or stifling competition, or demoralizing the business, or for any other purpose, and has ordered the cancellation or rewriting of policies at a rate lower than that provided by its rating schedules where such rate war is not in operation, and has paid or attempted to pay to the insured any return premiums, on any risk so to be rewritten, on which its appointed insurance producer has received or is entitled to receive a regular commission, such insurer shall not be allowed to charge back to such appointed insurance producer any portion of a commission on the ground that the same has not been earned.[ 2008 c 217 § 40; 1947 c 79 § .30.24; Rem. Supp. 1947 § 45.30.24.]NOTES:Severability—Effective date—2008 c 217: See notes following RCW 48.03.020.