reglab/housing_qa huggingface dataset:
CO Code § 11-46-107 (2021)
2021 Colorado Code|Title 11 - Financial Institutions|Article 46 - Safe Deposit Facilities|§ 11-46-107. Search Procedure on Death

 The provisions of section 15-10-111 , C.R.S., shall apply to the search procedure of a safe deposit box on the death of a lessee.   History. Source: L. 59: P. 666, § 7. CRS 53: § 122-8-7. C.R.S. 1963: § 122-7-7. L. 73: P. 1650, § 16. History. Source: L. 59: P. 666, § 7. CRS 53: § 122-8-7. C.R.S. 1963: § 122-7-7. L. 73: P. 1650, § 16.
CO Code § 11-46-108 (2021)
2021 Colorado Code|Title 11 - Financial Institutions|Article 46 - Safe Deposit Facilities|§ 11-46-108. Adverse Claims to Contents of Safe Deposit Box

  A lessor shall not deny access to a safe deposit box to its lessee unless the claim of said lessee is adverse within the terms of this section. A claim shall be considered adverse when:   The lessor is directed to deny such access by a court order issued in an action in which the lessee is served with process and named as a party by a name which identified him with the name in which the safe deposit box is leased; or    The safe deposit box is leased or the property is held in the name of a lessee with the addition of words indicating that the contents or property are held in a fiduciary capacity for a named beneficiary and the adverse claim is supported by a sworn written statement of facts disclosing that it is made by or on behalf of such a beneficiary and that there is reason to know that the fiduciary may misappropriate the trust property; or    One of several lessees claims, contrary to the terms of the lease, an exclusive right of access, or when one or more persons claim a right of access as agents or officers of a lessee to the exclusion of others as agents or officers, or when it is claimed that a lessee is the same person as one using another name.        History. Source: L. 59: P. 666, § 7. CRS 53: § 122-8-8. C.R.S. 1963: § 122-7-8. History. Source: L. 59: P. 666, § 7. CRS 53: § 122-8-8. C.R.S. 1963: § 122-7-8.
CO Code § 11-46-109 (2021)
2021 Colorado Code|Title 11 - Financial Institutions|Article 46 - Safe Deposit Facilities|§ 11-46-109. Nonpayment of Rent

 If the rental on a safe deposit box has not been paid for one year after it is due, the lessor may petition a court of competent jurisdiction to make disposition of the contents of such safe deposit box, and the lessor shall have the right to claim and accept any proceeds from such disposition to satisfy accumulated charges, court costs, and attorneys' fees in connection with the rental and disposition of said safe deposit box.   History. Source: L. 59: P. 667, § 7. CRS 53: § 122-8-9. C.R.S. 1963: § 122-7-9. History. Source: L. 59: P. 667, § 7. CRS 53: § 122-8-9. C.R.S. 1963: § 122-7-9.
CO Code § 11-47-101 (2021)
2021 Colorado Code|Title 11 - Financial Institutions|Article 47 - Protection of Deposits of Public Moneys|§ 11-47-101. Short Title

 This article shall be known and may be cited as the “Savings and Loan Association Public Deposit Protection Act”.   History. Source: L. 75: Entire article added, p. 399, § 1, effective July 1.
CO Code § 11-47-102 (2021)
2021 Colorado Code|Title 11 - Financial Institutions|Article 47 - Protection of Deposits of Public Moneys|§ 11-47-102. Legislative Declaration

  The general assembly declares that the purpose of this article is to provide protection of public moneys on deposit in state-chartered and federally chartered savings and loan associations in this state above and beyond the protection provided by the federal deposit insurance corporation or its successor and to ensure prompt payment of deposit liabilities to governmental units in the event of default or insolvency of any such association.    The general assembly further declares that the inclusion of self-insurance pools formed by governmental units within the scope of the provisions of this article is to clarify that such self-insurance pools have been and shall continue to be entitled to protection as provided by the provisions of this article.     History. Source: L. 75: Entire article added, p. 399, § 1, effective July 1. L. 88: Entire section amended, p. 428, § 6, effective April 20. L. 2004: (1) amended, p. 141, § 28, effective July 1.
CO Code § 11-47-104 (2021)
2021 Colorado Code|Title 11 - Financial Institutions|Article 47 - Protection of Deposits of Public Moneys|§ 11-47-104. Administration - Powers of Commissioner and Financial Services Board

 The provisions of this article shall be administered by the commissioner under the supervision of the financial services board. The financial services board and the commissioner shall have the authority to do all acts necessary and required to carry out the purpose of this article. To this end, the financial services board is empowered to make, amend, and rescind rules and regulations consistent with said provisions and to prescribe a standard form for the statements and reports required to be made or filed by eligible public depositories and to require uniform use of the same. Acts of the commissioner are subject to appeal to the financial services board pursuant to section 11-44-101.8 .   History. Source: L. 75: Entire article added, p. 401, § 1, effective July 1. L. 93: Entire section amended, p. 1453, § 14, effective June 6.
CO Code § 11-47-105 (2021)
2021 Colorado Code|Title 11 - Financial Institutions|Article 47 - Protection of Deposits of Public Moneys|§ 11-47-105. Acceptance of Provisions - Designation as Eligible Public Depository

  Every state-chartered savings and loan association and every federally chartered savings and loan association having an office in this state that is otherwise eligible to be an eligible public depository and that desires to accept and hold public deposits in an amount in excess of the amount insured by the federal deposit insurance corporation or its successor shall file with the commissioner, on a form provided by him or her for such purpose, a statement signed and sworn to by an executive officer of such association electing to accept and become subject to the provisions of this article and setting forth the amount of its capital funds and the aggregate amount and nature of all public deposits held by it. Upon the filing of such statement and acceptance, the commissioner shall forthwith designate such savings and loan association as an eligible public depository and shall issue an appropriate certificate evidencing such designation.    (Deleted by amendment,L. 2004, p. 141, § 30, effective July 1, 2004.)     History. Source: L. 75: Entire article added, p. 401, § 1, effective July 1. L. 94: Entire section amended, p. 68, § 16, effective July 1. L. 2004: Entire section amended, p. 141, § 30, effective July 1.
CO Code § 11-47-108 (2021)
2021 Colorado Code|Title 11 - Financial Institutions|Article 47 - Protection of Deposits of Public Moneys|§ 11-47-108. Method of Securing Public Deposits

  Except as provided in section 11-47-112 (6)(a), any eligible public depository shall secure public deposits accepted and held by it by pledging eligible collateral having a market value, at all times, equal to at least one hundred percent of the aggregate of said deposits not insured by the federal deposit insurance corporation or its successor.    The eligible collateral pledged shall be held as specified in section 11-47-109; except that the depository shall be required to furnish each governmental unit whose deposit is so secured with a statement, signed under oath by an executive officer of said depository, certifying to said governmental unit that its deposit is secured in the manner specified in subsection (1) of this section and specifying where the collateral pledged is being held in custody.     History. Source: L. 75: Entire article added, p. 402, § 1, effective July 1. L. 87: (1) amended, p. 469, § 2, effective May 1. L. 2004: Entire section amended, p. 143, § 33, effective July 1.
CO Code § 11-47-109 (2021)
2021 Colorado Code|Title 11 - Financial Institutions|Article 47 - Protection of Deposits of Public Moneys|§ 11-47-109. Where Collateral Held - Right of Substitution - Income Derived

  The eligible collateral required to be pledged as provided in section 11-47-108 shall be held in escrow by another savings and loan association in Colorado, by a state or national bank in Colorado, or by any federal home loan bank or branch thereof or any federal reserve bank or branch thereof approved by the commissioner, and held in such manner as the financial services board shall prescribe by rule. All collateral so held shall be clearly identified as being security maintained or pledged for the aggregate amount of public deposits accepted and held on deposit by said eligible public depository.    Said depository shall have the right at any time to make substitutions of eligible collateral maintained or pledged and shall at all times be entitled to collect and retain all income derived from the same without restriction.     History. Source: L. 75: Entire article added, p. 403, § 1, effective July 1. L. 77: (1) amended, p. 574, § 2, effective June 10. L. 86: (1) amended, p. 603, § 1, effective March 10. L. 89: (1) amended, p. 613, § 9, effective April 19. L. 93: (1) amended, p. 1454, § 16, effective June 6. L. 2004: (1) amended, p. 143, § 34, effective July 1.
CO Code § 11-47-111 (2021)
2021 Colorado Code|Title 11 - Financial Institutions|Article 47 - Protection of Deposits of Public Moneys|§ 11-47-111. Reports Required - When Filed - Contents

 On a date specified by the commissioner, every eligible public depository shall file a report with the commissioner that contains such information as required by the commissioner. The commissioner may require more frequent reports from eligible public depositories.   History. Source: L. 75: Entire article added, p. 403, § 1, effective July 1. L. 83: Entire section amended, p. 488, § 3, effective May 10. L. 94: Entire section amended, p. 69, § 17, effective July 1. L. 2000: Entire section amended, p. 156, § 3, effective August 2.
CO Code § 11-47-113 (2021)
2021 Colorado Code|Title 11 - Financial Institutions|Article 47 - Protection of Deposits of Public Moneys|§ 11-47-113. Procedure When Event of Default Occurs

  When the commissioner has determined that an event of default has occurred with respect to any eligible public depository and has determined and fixed the date of such occurrence, he or she shall proceed in the following manner:   He shall forthwith seize and take possession of all eligible collateral, maintained or pledged, belonging to the defaulting depository, wherever held in custody.    Within twenty days after seizing and taking possession of all eligible collateral pursuant to paragraph (a) of this subsection (1), the commissioner shall ascertain the aggregate amount of public deposits held by the defaulting depository, as disclosed by the records of such depository, and the portion thereof that is insured by the federal deposit insurance corporation or its successor, and shall notify each affected governmental unit of the amount of its deposit, as so disclosed, and the portion thereof that is so insured, and shall require each affected governmental unit to provide him or her with a verified statement showing the amount of its deposit, as disclosed by its own records, within thirty days after receipt of such notification.    Upon receipt of all verified statements from an affected governmental unit, he shall determine and fix the net deposit liability of the defaulting depository to such affected governmental unit. Upon receipt of all such verified statements from all affected governmental units, he shall determine and fix the aggregate net deposit liability of the defaulting depository to all affected governmental units.    The commissioner shall proceed to liquidate the eligible collateral maintained or pledged by the defaulting depository which he had theretofore seized and may, from time to time, apply the amount realized from such liquidation against the net deposit liability to any governmental unit. The commissioner shall maintain a reserve from such amount realized for the payment of the aggregate net deposit liability to all affected governmental units until payment is made to all affected governmental units.    In the event the federal deposit insurance corporation or its successor is appointed and acts as liquidator or receiver of any eligible public depository under state or federal law, those duties specified in this section to be performed by the commissioner may, where the commissioner deems appropriate, be delegated by the commissioner to and performed by the federal deposit insurance corporation or its successor.        History. Source: L. 75: Entire article added, p. 404, § 1, effective July 1. L. 87: (1)(e) amended, p. 469, § 4, effective May 1. L. 89: (1)(b) to (1)(d) amended, p. 614, § 11, effective April 19. L. 2004: IP(1), (1)(b), and (1)(e) amended, p. 144, § 37, effective July 1.
CO Code § 11-47-118 (2021)
2021 Colorado Code|Title 11 - Financial Institutions|Article 47 - Protection of Deposits of Public Moneys|§ 11-47-118. Public Moneys to Be Deposited Only in Eligible Public Depositories - Penalty for Violation

  It shall be unlawful for any public moneys to be deposited in any state-chartered savings and loan association, or in any federally chartered savings and loan association having its principal office in this state, other than one that has been designated by the commissioner as an eligible public depository, unless the entire amount of such deposit is insured by the federal deposit insurance corporation or its successor.    Any official of a governmental unit having custody of or control over public moneys who violates the provisions of subsection (1) of this section is guilty of a misdemeanor and, upon conviction thereof, shall be punished by a fine of not less than two hundred dollars nor more than five hundred dollars, which fine shall be mandatory, and, upon any such conviction, the court may adjudge that he be removed from office.    Notwithstanding any other provision of this section to the contrary, nothing shall be construed to prevent a savings and loan association which is an eligible public depository operating pursuant to the provisions of this article from being or acting as an agent in behalf of any public entity for the purposes of making investments as authorized by part 6 of article 75 of title 24, C.R.S. Any such savings and loan association shall maintain such accounting records as are necessary to readily distinguish between the activities authorized by said part 6 of article 75 of title 24, C.R.S., and the purposes of the public deposit protection requirements imposed upon it as a condition of being an eligible public depository. The financial services board may promulgate such rules and regulations as it deems desirable to ensure that the activities authorized under part 6 of article 75 of title 24, C.R.S., and the protection of public funds pursuant to this article are not commingled.     History. Source: L. 75: Entire article added, p. 406, § 1, effective July 1. L. 89: (3) added, p. 615, § 12, effective April 19. L. 93: (3) amended, p. 1454, § 18, effective June 6. L. 2004: (1) amended, p. 146, § 42, effective July 1.
CO Code § 11-47-119 (2021)
2021 Colorado Code|Title 11 - Financial Institutions|Article 47 - Protection of Deposits of Public Moneys|§ 11-47-119. Liability of Officials of Governmental Units

 No official of a governmental unit who acted in good faith in selecting, designating, or approving any eligible public depository for the deposit of public moneys in his custody or under his control shall be liable for any loss of public moneys deposited therein by reason of the occurrence of an event of default with respect to such depository.   History. Source: L. 75: Entire article added, p. 406, § 1, effective July 1.
CO Code § 11-47-120 (2021)
2021 Colorado Code|Title 11 - Financial Institutions|Article 47 - Protection of Deposits of Public Moneys|§ 11-47-120. Authority to Accept Deposits - Acceptance of Insured Deposits

 Any state-chartered savings and loan association, or any federally chartered savings and loan association having its principal office in this state that is authorized by the laws of this state or of the United States to accept deposit accounts or savings deposits, is authorized to accept and hold, and any governmental unit is authorized to make and maintain in such association, deposits of public moneys as provided in this article. Any such association is authorized to accept and hold, and any governmental unit is authorized to make and maintain therein, deposits of public moneys to the extent that the full amount thereof is insured by the federal deposit insurance corporation or its successor, even though such association has not elected to be designated as an eligible public depository under the provisions of this article.   History. Source: L. 75: Entire article added, p. 406, § 1, effective July 1. L. 2004: Entire section amended, p. 146, § 43, effective July 1.
CO Code § 11-48-101 (2021)
2021 Colorado Code|Title 11 - Financial Institutions|Article 48 - Electronic Funds Transfers for Financial Institutions Other Than Banks|§ 11-48-101. Applicability - Definition

 This article applies to any savings and loan association organized under article 41 of this title or under federal law and having its principal office in this state and any credit union organized under article 30 of this title or federal law and having its principal office in this state. As used in this article, “financial institution” means any such savings and loan association or credit union.   History. Source: L. 77: Entire article added, p. 553, § 3, effective May 20. L. 2003: Entire section amended, p. 1208, § 13, effective July 1. L. 2013: Entire section amended, (SB 13-154), ch. 282, p. 1472, § 30, effective July 1.
CO Code § 11-48-102 (2021)
2021 Colorado Code|Title 11 - Financial Institutions|Article 48 - Electronic Funds Transfers for Financial Institutions Other Than Banks|§ 11-48-102. Limitations

 This article shall be construed to authorize any financial institution to engage in electronic funds transfers only to the extent of transactions authorized in applicable law governing such institutions. The provisions of this article shall govern as to communications facilities owned or controlled by such institutions.   History. Source: L. 77: Entire article added, p. 553, § 3, effective May 20.
CO Code § 11-48-103 (2021)
2021 Colorado Code|Title 11 - Financial Institutions|Article 48 - Electronic Funds Transfers for Financial Institutions Other Than Banks|§ 11-48-103. Communications Facility

 As used in this article, “communications facility” means an attended or unattended electronic information processing device, other than an ordinary telephone instrument, located in this state separate and apart from a financial institution and through which account holders and financial institutions may engage in transactions by means of either the instant transmission (online) of electronic impulses to and from the financial institution or its data processing agent or the recording of electronic impulses or other indicia of a transaction for delayed transmission (off-line) to a financial institution or its data processing agent. Such a device located on the premises of a financial institution shall be a communications facility if such device is utilized by the account holders of other financial institutions.   History. Source: L. 77: Entire article added, p. 553, § 3, effective May 20.
CO Code § 11-48-104 (2021)
2021 Colorado Code|Title 11 - Financial Institutions|Article 48 - Electronic Funds Transfers for Financial Institutions Other Than Banks|§ 11-48-104. No Operation by Financial Institution Employees

 No communications facility located separate and apart from a financial institution shall be operated by an employee or agent of any financial institution, and no agent or employee of the retailer where a facility is located who operates it shall be deemed to be the agent or employee of any financial institution using the facility or with which transactions are accomplished by means of the facility. No employee or agent of any financial institution shall be stationed at any communications facility located separate and apart from the financial institution except on a temporary basis for the purpose of instructing customers in the use of facilities or for servicing or observing the operation of such facilities.   History. Source: L. 77: Entire article added, p. 554, § 3, effective May 20.
CO Code § 11-48-105 (2021)
2021 Colorado Code|Title 11 - Financial Institutions|Article 48 - Electronic Funds Transfers for Financial Institutions Other Than Banks|§ 11-48-105. Sharing

  A financial institution shall make any communications facility available to any similar financial institution for the use of its account holders on the basis of fair, equitable, and nondiscriminatory standards and charges. For purposes of this section, a savings and loan association is similar to any other savings and loan association and a credit union is similar to any other credit union. A communications facility on the premises of a financial institution is not subject to the mandatory access provisions of this subsection (1). Such a facility may but is not required to be made available for use by the account holders of any similar financial institution.    A financial institution may but is not required to make the use of any communications facility available to a dissimilar financial institution and to any state or national bank in this state for the use of its account holders. Any such use shall be on a fair and reasonable contractual basis.     History. Source: L. 77: Entire article added, p. 554, § 3, effective May 20. L. 2013: (1) amended, (SB 13-154), ch. 282, p. 1472, § 31, effective July 1.
CO Code § 11-48-106 (2021)
2021 Colorado Code|Title 11 - Financial Institutions|Article 48 - Electronic Funds Transfers for Financial Institutions Other Than Banks|§ 11-48-106. Consumer Protection

  Every financial institution using a communications facility shall provide its account holders, at the time the facility is used, with a receipt or record of each transaction initiated at a facility. Such receipt or record shall be admissible as evidence in any legal action or proceeding and shall constitute prima facie proof of the transaction evidenced by such receipt or record. When a financial institution furnishes a statement of account to an account holder, such statement shall reflect each transaction affecting such account made by the account holder at a communications facility during the period covered by the statement.    With respect to any card or other device issued to an account holder for use at a communications facility, any account holder whose card or device is lost or stolen and subsequently used by an unauthorized person shall only be liable for the lesser of fifty dollars or the amount of money, goods, or services obtained by the unauthorized use prior to notice to the financial institution which issued the card or device of the theft or loss. If the unauthorized use occurs through no fault of the account holder, no liability shall be imposed on the account holder.    No account holder shall be held liable for any loss occurring as the result of any tampering or manipulation of a communications facility unless he performs or authorizes such acts.     History. Source: L. 77: Entire article added, p. 554, § 3, effective May 20.