reglab/housing_qa huggingface dataset:
NV Rev Stat § 694C.455 (2021)
2021 Nevada Revised Statutes|Chapter 694C - Captive Insurers|NRS 694C.455 - Tax on premiums of branch captive insurer.

The tax required pursuant to NRS 694C.450 applies only to the branch business of the branch captive insurer.  (Added to NRS by 2005, 2151)
NV Rev Stat § 694C.460 (2021)
2021 Nevada Revised Statutes|Chapter 694C - Captive Insurers|NRS 694C.460 - Account for Regulation and Supervision of Captive Insurers: Creation; deposits; transfers to agency for economic development; administrative expenses; transfers to State General Fund; warrants by State Controller on receipts to Account.

  1. There is hereby created in the Fund for Insurance Administration and Enforcement created by NRS 680C.100 an Account for the Regulation and Supervision of Captive Insurers. Money in the Account must be used only to carry out the provisions of this chapter or for any other purpose authorized by the Legislature. Except as otherwise provided in NRS 680C.110 and 694C.450, all fees and assessments received by the Commissioner or Division pursuant to this chapter must be credited to the Account. Not more than 2 percent of the tax collected and deposited in the Account pursuant to NRS 694C.450, may, upon application by the Division or an agency for economic development to, and with the approval of, the Interim Finance Committee, be transferred to an agency for economic development to be used by that agency to promote the industry of captive insurance in this State.  2. Except as otherwise provided in this section, all payments from the Account for the maintenance of staff and associated expenses, including contractual services, as necessary, must be disbursed from the State Treasury only upon warrants issued by the State Controller, after receipt of proper documentation of the services rendered and expenses incurred.  3. At the end of each fiscal year, that portion of the balance in the Account which exceeds $500,000 must be transferred to the State General Fund.  4. The State Controller may anticipate receipts to the Account and issue warrants based thereon.  (Added to NRS by 1999, 3217; A 2005, 2158; 2009, 1814; 2010, 26th Special Session, 25; 2011, 982)
NV Rev Stat § 695A.001 (2021)
2021 Nevada Revised Statutes|Chapter 695A - Fraternal Benefit Societies|NRS 695A.001 - Definitions.

As used in this chapter, unless the context otherwise requires, the words and terms defined in NRS 695A.003 to 695A.044, inclusive, have the meanings ascribed to them in those sections.  (Added to NRS by 1991, 221; A 1995, 2432)
NV Rev Stat § 695A.003 (2021)
2021 Nevada Revised Statutes|Chapter 695A - Fraternal Benefit Societies|NRS 695A.003 - "Benefit contract" defined.

Benefit contract means an agreement for the provision of any contractual benefit authorized by NRS 695A.180.  (Added to NRS by 1991, 221)
NV Rev Stat § 695A.004 (2021)
2021 Nevada Revised Statutes|Chapter 695A - Fraternal Benefit Societies|NRS 695A.004 - "Benefit member" defined.

Benefit member means a member of a society who is an adult and who is designated by the laws or rules of the society to be a benefit member under a benefit contract.  (Added to NRS by 1991, 221)
NV Rev Stat § 695A.006 (2021)
2021 Nevada Revised Statutes|Chapter 695A - Fraternal Benefit Societies|NRS 695A.006 - "Certificate" defined.

Certificate means the document issued as written evidence of the benefit contract.  (Added to NRS by 1991, 221)
NV Rev Stat § 695A.010 (2021)
2021 Nevada Revised Statutes|Chapter 695A - Fraternal Benefit Societies|NRS 695A.010 - "Fraternal benefit society" defined.

Fraternal benefit society means any incorporated society, order or supreme lodge, without capital stock, including one exempted under the provisions of paragraph (b) of subsection 1 of NRS 695A.570 whether incorporated or not, which:  1. Is conducted solely for the benefit of its members and their beneficiaries and not for profit;  2. Operates on a lodge system with ritualistic form of work;  3. Has a representative form of government; and  4. Provides benefits in accordance with this chapter.  (Added to NRS by 1971, 1835; A 1991, 222)
NV Rev Stat § 695A.014 (2021)
2021 Nevada Revised Statutes|Chapter 695A - Fraternal Benefit Societies|NRS 695A.014 - "Insurer" defined.

Insurer includes every person engaged as principal and as indemnitor, surety or contractor in the business of entering into contracts of insurance.  (Added to NRS by 1991, 221)
NV Rev Stat § 695A.016 (2021)
2021 Nevada Revised Statutes|Chapter 695A - Fraternal Benefit Societies|NRS 695A.016 - "Laws" defined.

Laws means the articles of incorporation, charter, constitution and bylaws of the society.  (Added to NRS by 1991, 221)
NV Rev Stat § 695A.018 (2021)
2021 Nevada Revised Statutes|Chapter 695A - Fraternal Benefit Societies|NRS 695A.018 - "Lodge" defined.

Lodge means a subordinate unit of a society, and includes a camp, court, council, branch or any similar entity by whatever name designated.  (Added to NRS by 1991, 221)
NV Rev Stat § 695A.020 (2021)
2021 Nevada Revised Statutes|Chapter 695A - Fraternal Benefit Societies|NRS 695A.020 - "Lodge system" defined.

Lodge system means the system under which a society is operating if:  1. The society has a supreme governing body and subordinate lodges into which members are elected, initiated or admitted in accordance with its laws, ritual and rules; and  2. The subordinate lodges are required by the laws of the society to hold regular meetings at least once in each month.  (Added to NRS by 1971, 1835; A 1991, 223)
NV Rev Stat § 695A.023 (2021)
2021 Nevada Revised Statutes|Chapter 695A - Fraternal Benefit Societies|NRS 695A.023 - "Medicaid" defined.

Medicaid means a program established in any state pursuant to Title XIX of the Social Security Act (42 U.S.C. §§ 1396 et seq.) to provide assistance for part or all of the cost of medical care rendered on behalf of indigent persons.  (Added to NRS by 1995, 2431)
NV Rev Stat § 695A.027 (2021)
2021 Nevada Revised Statutes|Chapter 695A - Fraternal Benefit Societies|NRS 695A.027 - "Order for medical coverage" defined.

Order for medical coverage means an order of a court or administrative tribunal to provide coverage under a certificate for health benefits to a child pursuant to the provisions of 42 U.S.C. § 1396g-1.  (Added to NRS by 1995, 2431)
NV Rev Stat § 695A.030 (2021)
2021 Nevada Revised Statutes|Chapter 695A - Fraternal Benefit Societies|NRS 695A.030 - "Premiums" defined.

Premiums means premiums, rates, dues or other required contributions by whatever name known, which are payable under the certificate.  (Added to NRS by 1971, 1835; A 1991, 223)
NV Rev Stat § 695A.040 (2021)
2021 Nevada Revised Statutes|Chapter 695A - Fraternal Benefit Societies|NRS 695A.040 - "Representative form of government" defined.

Representative form of government means that form of government which a society has when:  1. It has a supreme governing body which is:  (a) An assembly composed of delegates elected either directly by the members of the society or at intermediate assemblies or conventions of members or their representatives, and such other delegates as prescribed in the laws of the society; or  (b) A board composed of persons elected by the members of the society, either directly or by their representatives in intermediate assemblies, and such other persons as prescribed in the laws of the society.  2. If its supreme governing body is an assembly:  (a) The elected delegates constitute a majority in number, have a majority of the votes and have not less than the number of votes necessary to amend the laws of the society;  (b) The election of delegates is done in person or by mail, as prescribed in the laws of the society;  (c) The assembly is elected and meets not less than once every 4 years;  (d) A board of directors is elected by the assembly to conduct the business of the society in the interim between meetings of the assembly; and  (e) Vacancies on the board of directors are filled in the manner prescribed in the laws of the society.  3. If its supreme governing body is a board:  (a) The persons elected to the board constitute a majority in number, have a majority of the votes and have not less than the number of votes necessary to amend the laws of the society;  (b) The election of the members of the board is done in person or by mail, as prescribed in the laws of the society;  (c) The term of any member of the board does not exceed 4 years;  (d) The board meets not less than quarterly to conduct the business of the society;  (e) Vacancies on the board are filled in the manner prescribed in the laws of the society; and  (f) A person filling the unexpired term of an elected member of the board is considered to be an elected member.  4. The officers of the society are elected either by the supreme governing body or by the board of directors.  5. Only benefit members are eligible for election to the supreme governing body, the board of directors or any intermediate assembly.  6. Each member who is entitled to vote has only one vote, and votes are not cast by proxy.  (Added to NRS by 1971, 1836; A 1991, 223)
NV Rev Stat § 695A.042 (2021)
2021 Nevada Revised Statutes|Chapter 695A - Fraternal Benefit Societies|NRS 695A.042 - "Rules" defined.

Rules includes all rules, regulations and resolutions adopted by the supreme governing body or board of directors of a society and which generally apply to the members of the society.  (Added to NRS by 1991, 221)
NV Rev Stat § 695A.044 (2021)
2021 Nevada Revised Statutes|Chapter 695A - Fraternal Benefit Societies|NRS 695A.044 - "Society" defined.

Society means a fraternal benefit society.  (Added to NRS by 1991, 221)
NV Rev Stat § 695A.050 (2021)
2021 Nevada Revised Statutes|Chapter 695A - Fraternal Benefit Societies|NRS 695A.050 - Organization: Preparation and contents of articles of incorporation.

Ten or more citizens of the United States, a majority of whom are citizens of this state, who desire to form a fraternal benefit society, may make, sign and acknowledge before some person competent to take acknowledgment of deeds, articles of incorporation, in which must be stated:  1. The proposed corporate name of the society, which must not so closely resemble the name of any society or insurer as to be misleading or confusing;  2. The purposes for which it is being formed, which must not include more liberal powers than are granted by this chapter;  3. The mode in which its corporate powers are to be exercised; and  4. The names and residences of the incorporators and the names, residences and official titles of all the officers, trustees, directors or other persons who are to have and exercise the general control of the management of the affairs and money of the society for the first year or until the ensuing election at which all officers must be elected by the supreme governing body, which election must be held not later than 1 year after the date of the issuance of the permanent certificate of authority.  (Added to NRS by 1971, 1836; A 1991, 224)
NV Rev Stat § 695A.060 (2021)
2021 Nevada Revised Statutes|Chapter 695A - Fraternal Benefit Societies|NRS 695A.060 - Organization: Filing of documents and bond with Commissioner; preliminary certificate of authority.

  1. Duly certified copies of the laws and rules of the society, copies of all proposed forms of certificates, applications therefor, circulars to be issued by the society and a bond conditioned upon the return to applicants of the advanced payments if the organization is not completed within 1 year must be filed with the Commissioner, who may require such further information as the Commissioner deems necessary. The bond with sureties approved by the Commissioner must be in such amount, not less than $300,000 nor more than $1,500,000, as required by the Commissioner. All documents filed must be in the English language. If the purposes of the society conform to the requirements of this chapter and all applicable provisions of the law of this state have been complied with, the Commissioner shall so certify, retain and file the articles of incorporation and furnish the incorporators a preliminary certificate of authority for the society to solicit members as provided in this chapter.  2. No preliminary certificate of authority granted under the provisions of this section is valid after 1 year from its date or after such further period, not exceeding 1 year, as may be authorized by the Commissioner upon cause shown, unless 500 applicants have been secured and the organization has been completed as provided in this chapter. The articles of incorporation and all proceedings thereunder are void 1 year after the date of the preliminary certificate of authority, or at the expiration of the extended period, unless the society has completed its organization and received a certificate of authority to do business.  (Added to NRS by 1971, 1837; A 1991, 225)
NV Rev Stat § 695A.070 (2021)
2021 Nevada Revised Statutes|Chapter 695A - Fraternal Benefit Societies|NRS 695A.070 - Organization: Solicitation of members; collection of advance premiums; reports to Commissioner.

  1. Upon receipt of a preliminary certificate of authority from the Commissioner, the society:  (a) May solicit members for the purpose of completing its organization;  (b) Shall collect from each applicant the amount of not less than one regular monthly premium in accordance with its table of rates; and  (c) Shall issue to each applicant a receipt for the amount collected.  2. A society shall not incur any liability other than for the return of an advance premium, or issue any certificate, or pay, allow, or offer or promise to pay or allow, any death or disability benefit to any person until:  (a) Actual bona fide applications for benefits have been secured aggregating at least $500,000 on not less than 500 applicants, and all required evidence of insurability has been furnished to and approved by the society;  (b) Not less than 10 subordinate lodges have been established into which the 500 applicants have been admitted;  (c) There has been submitted to the Commissioner, under oath of the president or secretary, or corresponding officer of the society, a list of the applicants, giving their names and addresses, the date each was admitted, the name and number of the subordinate lodge of which each applicant is a member, the amount of benefits to be granted and the premiums therefor; and  (d) It has been shown to the Commissioner, by sworn statement of the treasurer or corresponding officer of the society, that at least 500 applicants have each paid in cash at least one regular monthly premium as provided in this chapter, which premiums in the aggregate must amount to at least $150,000.  3. The advance premiums provided for in subsection 2 must be held in trust during the period of organization and if the society has not qualified for a permanent certificate of authority within 1 year, as provided in this chapter, the premiums must be returned to the applicants.  (Added to NRS by 1971, 1837; A 1991, 225)
NV Rev Stat § 695A.080 (2021)
2021 Nevada Revised Statutes|Chapter 695A - Fraternal Benefit Societies|NRS 695A.080 - Certificate of authority: Issuance and renewal; effect; record; copies; fees.

  1. The Commissioner may make such examination and require such further information as the Commissioner deems advisable. Upon presentation of satisfactory evidence that the society has complied with all applicable provisions of law, the Commissioner shall issue to the society a certificate of authority indicating that the society may transact business pursuant to the provisions of this chapter.  2. The certificate of authority is prima facie evidence of the existence of the society on the date of the certificate.  3. The Commissioner shall cause a record of the certificate of authority to be made. A certified copy of the record may be given in evidence with like effect as the original certificate of authority.  4. For the issuance or renewal of a certificate of authority, a society must pay to the Commissioner:  (a) A fee of $250 if the number of outstanding benefit contracts within Nevada of the society is 600 or less;  (b) A fee of $500 if the number of outstanding benefit contracts within Nevada of the society is more than 600 but less than 1,200;  (c) A fee of $2,450 if the number of outstanding benefit contracts within Nevada of the society is 1,200 or more; and  (d) In addition to any other fee or charge, all applicable fees required pursuant to NRS 680C.110.  Each such certificate or renewal expires on March 1 following its issuance.  5. If a society properly applies for the renewal of its certificate of authority but does not receive approval of its application by March 1, it may continue to transact business pursuant to this chapter unless it receives notice that the application for renewal is specifically denied.  6. A certified copy or duplicate of a certificate of authority is prima facie evidence that the society may lawfully transact business in this state pursuant to the provisions of this chapter during the period stated on the license.  (Added to NRS by 1971, 1838; A 1991, 226, 1633; 1993, 2304; 2009, 1814)
NV Rev Stat § 695A.090 (2021)
2021 Nevada Revised Statutes|Chapter 695A - Fraternal Benefit Societies|NRS 695A.090 - General powers and duties of society.

A society shall operate for the benefit of its members and their beneficiaries by providing benefits as specified in NRS 695A.180 and may:  1. Operate for any lawful social, intellectual, educational, charitable, benevolent, moral, fraternal, patriotic or religious purpose.  2. Carry out its purposes directly or through subsidiary corporations or affiliated organizations.  3. Create, maintain and operate, or establish organizations to operate, nonprofit institutions to further the society’s purposes. Such institutions may charge a reasonable amount for their services.  4. Organize and operate lodges for children under the minimum age for adult membership. Membership and initiation in local lodges must not be required of children, and they must not have a voice or vote in the management of the society.  5. Adopt laws and rules for the government of the society, the admission of its members and the management of its affairs.  6. Amend its laws and rules.  7. Exercise any other power which is necessary and incidental to carrying into effect the objects and purposes of the society and which is not inconsistent with the provisions of this chapter.  (Added to NRS by 1971, 1838; A 1991, 227)
NV Rev Stat § 695A.095 (2021)
2021 Nevada Revised Statutes|Chapter 695A - Fraternal Benefit Societies|NRS 695A.095 - Contracts between society and provider of health care: Prohibiting society from charging provider of health care fee for inclusion on list of providers given to insureds; form to obtain information on provider of health care; modification; schedule of fees.

  1. A society shall not charge a provider of health care a fee to include the name of the provider on a list of providers of health care given by the society to its insureds.  2. A society shall not contract with a provider of health care to provide health care to an insured unless the society uses the form prescribed by the Commissioner pursuant to NRS 629.095 to obtain any information related to the credentials of the provider of health care.  3. A contract between a society and a provider of health care may be modified:  (a) At any time pursuant to a written agreement executed by both parties.  (b) Except as otherwise provided in this paragraph, by the society upon giving to the provider 45 days’ written notice of the modification of the society’s schedule of payments, including any changes to the fee schedule applicable to the provider’s practice. If the provider fails to object in writing to the modification within the 45-day period, the modification becomes effective at the end of that period. If the provider objects in writing to the modification within the 45-day period, the modification must not become effective unless agreed to by both parties as described in paragraph (a).  4. If a society contracts with a provider of health care to provide health care to an insured, the society shall:  (a) If requested by the provider of health care at the time the contract is made, submit to the provider of health care the schedule of payments applicable to the provider of health care; or  (b) If requested by the provider of health care at any other time, submit to the provider of health care the schedule of payments, including any changes to the fee schedule applicable to the provider’s practice, specified in paragraph (a) within 7 days after receiving the request.  5. As used in this section, "provider of health care" means a provider of health care who is licensed pursuant to chapter 630, 631, 632 or 633 of NRS.  (Added to NRS by 1999, 1649; A 2001, 2732; 2003, 3362; 2011, 2534)
NV Rev Stat § 695A.110 (2021)
2021 Nevada Revised Statutes|Chapter 695A - Fraternal Benefit Societies|NRS 695A.110 - Unincorporated or voluntary association prohibited.

No unincorporated or voluntary association may transact business in this state as a fraternal benefit society.  (Added to NRS by 1971, 1839; A 1991, 227)
NV Rev Stat § 695A.120 (2021)
2021 Nevada Revised Statutes|Chapter 695A - Fraternal Benefit Societies|NRS 695A.120 - Location of principal office; meetings of supreme governing body; minutes of certain proceedings; official publications; grievances by benefit members.

  1. The principal office of any domestic society must be located in this state.  2. The meetings of its supreme governing body may be held in any state, district, province or territory in which the society has at least five subordinate lodges, and all business transacted at those meetings is as valid in all respects as if the meetings were held in this state.  3. The minutes of the proceedings of the supreme governing body and the board of directors must be written in the English language.  4. A society may provide in its laws for an official publication in which any notice, report or statement which is required by law to be given to a member, including a notice of election, may be published. Such a report, notice or statement must be printed conspicuously in the publication.  5. If the records of a society indicate that two or more benefit members have the same mailing address, an official publication mailed to one member shall be deemed to be mailed to all members at the same address unless a member requests a separate copy.  6. A society may provide in its laws or rules a procedure by which a benefit member may pursue a grievance or complaint against the society, its supreme governing body, officers, directors or other members.  (Added to NRS by 1971, 1839; A 1991, 227)
NV Rev Stat § 695A.140 (2021)
2021 Nevada Revised Statutes|Chapter 695A - Fraternal Benefit Societies|NRS 695A.140 - Conversion of fraternal benefit society into mutual life insurer.

Any domestic fraternal benefit society may be converted to and licensed as a mutual life insurer by compliance with all the applicable requirements of chapter 693A of NRS if a plan of conversion is:  1. Prepared by the board of directors of the society in writing setting forth in full the terms and conditions of the conversion;  2. Approved by the affirmative vote of two-thirds of all members of the supreme governing body of the society at a regular or special meeting; and  3. Approved by the Commissioner, who may give such approval if the Commissioner finds that the proposed change is in conformity with the laws of this state and not prejudicial to the certificate holders of the society.  (Added to NRS by 1971, 1840; A 1991, 229)