CO Code § 42-11-101 (2021)
2021 Colorado Code|Title 42 - Vehicles and Traffic|Article 11 - Motor Vehicle Service Contract Insurance|§ 42-11-101. Definitions

 As used in this article, unless the context otherwise requires:    “Mechanical breakdown insurance” means an insurance policy, contract, or agreement, as defined in section 10-1-102 (12), C.R.S., that undertakes to perform or provide repair or replacement service, or indemnification for that service, for the operational or structural failure of a motor vehicle due to a defect in materials or skill of work or normal wear and tear, and that is issued by an insurance company authorized to do business in this state.    “Motor vehicle” means any vehicle subject to registration under section 42-1-102 (58) or any powersports vehicle as defined in section 44-20-402 (11).      “Motor vehicle service contract” or “service contract” means a contract or agreement between a provider and a service contract holder, which contract or agreement is given for consideration over and above the lease or purchase price of a motor vehicle and obligates the provider to perform or provide repair or replacement service, or indemnification for that service, for the operational or structural failure of a motor vehicle due to a defect in materials or skill of work or normal wear and tear. A motor vehicle service contract may provide for any one or more of the following services: (3) (a) “Motor vehicle service contract” or “service contract” means a contract or agreement between a provider and a service contract holder, which contract or agreement is given for consideration over and above the lease or purchase price of a motor vehicle and obligates the provider to perform or provide repair or replacement service, or indemnification for that service, for the operational or structural failure of a motor vehicle due to a defect in materials or skill of work or normal wear and tear. A motor vehicle service contract may provide for any one or more of the following services:   Repairing or replacing tires or wheels on a motor vehicle damaged as a result of coming into contact with road hazards;    Removing dents, dings, or creases on a motor vehicle that can be repaired using the process of paintless dent removal without affecting the existing paint finish and without replacing vehicle body panels, sanding, bonding, or painting;    Replacing or repairing a windshield damaged by road hazards;    Replacing a motor vehicle key or key fob if the key or key fob becomes inoperable or is lost or stolen;    Other services that are similar to the services listed in this paragraph (a).       “Motor vehicle service contract” or “service contract” does not include mechanical breakdown insurance.         “Motor vehicle service contract provider” or “provider” means a person who, in connection with a motor vehicle service contract: (4) (a) “Motor vehicle service contract provider” or “provider” means a person who, in connection with a motor vehicle service contract:   Incurs the obligations and liabilities to the service contract holder as set forth in the contract; and    Issues, makes, provides, sells, or offers to sell the contract.       A motor vehicle dealer who sells a motor vehicle that is the subject of a motor vehicle service contract is not a “provider” unless the dealer also satisfies both of the conditions set forth in paragraph (a) of this subsection (4).       “Motor vehicle service contract reimbursement insurance policy” or “reimbursement insurance policy” means a policy of insurance providing coverage for all obligations and liabilities incurred by a motor vehicle service contract provider under the terms of a motor vehicle service contract issued by the provider. (5.5) “Road hazard” means a hazard that is encountered while driving a motor vehicle. “Road hazard” may include potholes, rocks, wood debris, metal parts, glass, plastic, curbs, or composite scraps.    “Service contract holder” means a person who purchases a motor vehicle service contract.     History. Source: L. 94: Entire title amended with relocations, p. 2509, § 1, effective January 1, 1995. L. 2003: (4) amended, p. 886, § 1, effective April 7; (1) amended, p. 623, § 41, effective July 1. L. 2014: (2) amended, (HB 14-1199), ch. 204, p. 750, § 3, effective January 1, 2015. L. 2016: (3) amended and (5.5) added, (HB 16-1317), ch. 143, p. 424, § 1, effective August 10. L. 2018: (2) amended, (SB 18-030), ch. 7, p. 143, § 26, effective October 1.    Editor's note:   This title was numbered as numerous articles within chapter 13, C.R.S. 1963. The provisions of this title were amended with relocations in 1994, effective January 1, 1995, resulting in the addition, relocation, and elimination of sections as well as subject matter. For amendments to this title prior to 1994, consult the Colorado statutory research explanatory note and the table itemizing the replacement volumes and supplements to the original volume of C.R.S. 1973 beginning on page vii in the front of this volume. Former C.R.S. section numbers are shown in editor's notes following those sections that were relocated. For a detailed comparison of this title, see the comparative tables located in the back of the index.   Cross references:   For the provisions providing for the manufacture of license plates and highway signs by state correctional facilities, see article 24 of title 17; for registration and use of snowmobiles, see article 14 of title 33; for the regulation of commercial driving schools, see article 2 of this title; for provisions relating to highway safety, see article 5 of title 43; for licensing and regulation of automobile dealers, see part 1 of article 20 of title 44; for the antimonopoly financing law, see part 2 of article 20 of title 44; for the Sunday closing law, see part 3 of article 20 of title 44.   Editor's note:   This section is similar to former § 42-13-101 as it existed prior to 1994, and the former § 42-11-101 was relocated to § 42-9-101 .