reglab/housing_qa huggingface dataset:
CO Code § 6-1-1119 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 11 - Colorado Foreclosure Protection Act|§ 6-1-1119. Unconscionability

  An equity purchaser or associate may not facilitate or engage in any transaction that is unconscionable given the terms and circumstances of the transaction.      If a court, as a matter of law, finds an equity purchaser contract or any clause of such contract to have been unconscionable at the time it was made, the court may refuse to enforce the contract, enforce the remainder of the contract without the unconscionable clause, or so limit the application of any unconscionable clause as to avoid an unconscionable result.    When it is claimed or appears to the court that the contract or any clause thereof may be unconscionable, the parties shall be afforded a reasonable opportunity to present evidence as to its commercial setting, purpose, and effect, to aid the court in making the determination.    In order to support a finding of unconscionability, there must be evidence of some bad faith overreaching on the part of the equity purchaser or associate such as that which results from an unreasonable inequality of bargaining power or under other circumstances in which there is an absence of meaningful choice for one of the parties, together with contract terms that are, under standard industry practices, unreasonably favorable to the equity purchaser or associate.         History. Source: L. 2006: Entire part added, p. 1343, § 1, effective May 30.
CO Code § 6-1-1120 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 11 - Colorado Foreclosure Protection Act|§ 6-1-1120. Language

  Any contract, rental agreement, lease, option or right to repurchase, and any notice, conveyance, lien, encumbrance, consent, or other document or instrument signed by a home owner, shall be written in English; except that, if the equity purchaser has actual or constructive knowledge that the home owner's principal language is other than English, the home owner shall be provided with a notice, written in the home owner's principal language, substantially as follows:    If a notice in the home owner's principal language is required to be provided under subsection (1) of this section, the notice shall be given to the home owner as a separate document accompanying the written contract required by section 6-1-1111.     This transaction involves important and complex legal consequences, including your right to cancel this transaction within three business days following the date you sign this contract. You should consult with an attorney or seek assistance from a housing counselor by calling the Colorado foreclosure hotline at _________ [current, correct telephone number].   History. Source: L. 2006: Entire part added, p. 1343, § 1, effective May 30. L. 2010: Entire section amended,(HB 10-1133), ch. 350, p. 1617, § 7, effective January 1, 2011.
CO Code § 6-1-1121 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 11 - Colorado Foreclosure Protection Act|§ 6-1-1121. Short Sales - Subsequent Purchaser - Definition

  With respect to any short sale transaction in which an equity purchaser intends to resell the residence in foreclosure to a subsequent purchaser, the equity purchaser shall:   Provide full disclosure to the home owner and to the holders of the evidence of debt on the residence in foreclosure, or such holders' representatives, of the terms of the agreement between the equity purchaser and any subsequent purchaser, including but not limited to the purchase price to be paid by the subsequent purchaser for the residence in foreclosure, which disclosure shall be made within one business day of identifying any such subsequent purchaser and in no event later than closing on the short sale transaction;    Provide full disclosure to any subsequent purchaser and to any subsequent purchaser's lender, or such lender's representative, at the time of contract with the equity purchaser, of the terms of the agreement between the equity purchaser and the home owner, including but not limited to the purchase price paid by the equity purchaser for the residence in foreclosure;    Comply with all applicable rules adopted by the Colorado real estate commission with regard to short sales; and    Comply with section 38-35-125, C.R.S.       As used in this section, a “subsequent purchaser” means any person who enters into a contract with an equity purchaser prior to the disbursement of the short sale transaction to acquire the residence in foreclosure and who acquires the residence in foreclosure within fourteen days after the disbursement of the short sale transaction.     History. Source: L. 2010: Entire section added, (HB 10-1133), ch. 350, p. 1618, § 8, effective January 1, 2011.
CO Code § 6-1-1201 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 12 - Peer-to-Peer Car Sharing Act|§ 6-1-1201. Short Title

 The short title of this part 12 is the “Colorado Peer-to-peer Car Sharing Act”.   History. Source: L. 2019: Entire part added, (SB 19-090), ch. 391, p. 3492, § 1, effective January 1, 2020.
CO Code § 6-1-1202 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 12 - Peer-to-Peer Car Sharing Act|§ 6-1-1202. Definitions

 As used in this part 12, unless the context otherwise requires:    “Car” means a motor vehicle as defined in section 42-1-102 (58).    “Car sharing” means the authorized use of a shared car by persons other than the shared car's owner, facilitated by a car sharing program.      “Car sharing agreement” means the terms and conditions that apply to a shared car owner and a shared car driver and that govern the use of a shared car.    “Car sharing agreement” excludes a rental agreement as defined in section 6-1-201.         “Car sharing program” means a person that is in the business of operating an online platform to connect third-party vehicle owners with third-party vehicle drivers to enable peer-to-peer car sharing within Colorado.    “Car sharing program” excludes:   The registered owner of the car involved in car sharing facilitated by a car sharing program; and    A lessor as defined in section 6-1-201.          “Delivery period” means the time when a shared car is being delivered to the location of the sharing start time, as documented by the governing car sharing agreement.      “Shared car” means a motor vehicle that is available for sharing through a car sharing program but is not used exclusively for car sharing.    “Shared car” excludes a rental motor vehicle as defined in section 6-1-201.         “Shared car driver” means an individual who has been authorized to drive the shared car by a car sharing program under a car sharing agreement.    “Shared car driver” excludes a lessee as defined in section 6-1-201.       “Shared car owner” means a person that makes a shared car available for sharing to shared car drivers through a car sharing program.    “Sharing period” means the time that begins at the sharing start time and ends at the sharing termination time.    “Sharing start time” means the time when a shared car driver takes possession and control of the shared car. The sharing start time may be at or after the time the reservation of a shared car is scheduled to begin under a car sharing agreement.    “Sharing termination time” means the earliest of the following events:   The expiration of the agreed period of time established for the use of a shared car in the governing car sharing agreement if the shared car is delivered to the location agreed upon in the agreement;    When the shared car is returned to an alternative location as agreed upon by the shared car owner and shared car driver as communicated through a car sharing program; or    The shared car owner, or the shared car owner's authorized designee, takes possession and control of the shared car.        History. Source: L. 2019: Entire part added, (SB 19-090), ch. 391, p. 3492, § 1, effective January 1, 2020. L. 2020: (5) amended, (HB 20-1402), ch. 216, p. 1041, § 3, effective June 30.
CO Code § 6-1-1204 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 12 - Peer-to-Peer Car Sharing Act|§ 6-1-1204. Notification of Implications of Lien

 When a car owner registers as a shared car owner on a car sharing program and before the shared car is made available for car sharing, the car sharing program shall notify the shared car owner that, if the shared car has a lien against it, the use of the shared car through a car sharing program, including use without physical damage coverage, may violate the terms of the contract with the lienholder.   History. Source: L. 2019: Entire part added, (SB 19-090), ch. 391, p. 3496, § 1, effective January 1, 2020.
CO Code § 6-1-1205 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 12 - Peer-to-Peer Car Sharing Act|§ 6-1-1205. Liability - Exclusions for Personal Automobile Liability Insurance Policy - Indemnification

  An authorized insurer may exclude coverage and the duty to defend or indemnify for any claim under a shared car owner's personal automobile liability insurance policy. This part 12 does not invalidate or limit an exclusion contained in an automobile liability insurance policy, including any insurance policy that excludes coverage for motor vehicles made available for rent, sharing, hire, or business use.    An automobile insurer of the shared car owner that defends or indemnifies a shared car claim has the right to contribution against the insurer of the car sharing program if the claim is:   Made against the shared car owner or the shared car driver for damages occurring during the sharing period; and    Excluded under the terms of the shared car owner's insurance policy.        History. Source: L. 2019: Entire part added, (SB 19-090), ch. 391, p. 3496, § 1, effective January 1, 2020. L. 2020: IP(2) amended, (HB 20-1402), ch. 216, p. 1041, § 5, effective June 30.
CO Code § 6-1-1206 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 12 - Peer-to-Peer Car Sharing Act|§ 6-1-1206. Prohibition on Exclusion of Coverage for Car Sharing

 An automobile insurance company shall not exclude otherwise applicable uninsured or underinsured motorist coverage from a shared car driver's or passenger's personal automobile insurance policy because of the person's participation in car sharing.   History. Source: L. 2019: Entire part added, (SB 19-090), ch. 391, p. 3496, § 1, effective January 1, 2020.
CO Code § 6-1-1207 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 12 - Peer-to-Peer Car Sharing Act|§ 6-1-1207. Record Keeping

 A car sharing program shall collect and verify records concerning the use of a vehicle, including times used, fees paid by the shared car driver, and revenues received by the shared car owner. A car sharing program shall provide these records upon request to the shared car owner; to facilitate a claim investigation, to the shared car owner's insurer or the shared car driver's insurer; or as required by an airport concession agreement. The car sharing program shall retain these records for at least the duration of the applicable personal injury statute of limitations.   History. Source: L. 2019: Entire part added, (SB 19-090), ch. 391, p. 3496, § 1, effective January 1, 2020.
CO Code § 6-1-1208 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 12 - Peer-to-Peer Car Sharing Act|§ 6-1-1208. Federal Law - Vicarious Liability

 A car sharing program and a shared car owner are exempt from vicarious liability in accordance with 49 U.S.C. sec. 30106 and under any state or local law that imposes liability based only on vehicle ownership.   History. Source: L. 2019: Entire part added, (SB 19-090), ch. 391, p. 3497, § 1, effective January 1, 2020.
CO Code § 6-1-1209 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 12 - Peer-to-Peer Car Sharing Act|§ 6-1-1209. Insurable Interest

  A car sharing program shall have an insurable interest in a shared car during the sharing period. This section does not create liability for a car sharing program for failure to maintain the insurance coverage required in section 6-1-1203 if insurance coverage is maintained in compliance with section 6-1-1203 by the shared car driver or the shared car owner.    A car sharing program may own and maintain, as the named insured, one or more policies of automobile liability insurance that provide coverage in the amount of, in excess of, or optional to the amount of coverage required in this part 12. The coverage may include coverage for:   Liability assumed by the car sharing program under a car sharing agreement;    The liability of the shared car owner;    Damage or loss to the shared car; or    The liability of the shared car driver.        History. Source: L. 2019: Entire part added, (SB 19-090), ch. 391, p. 3497, § 1, effective January 1, 2020.
CO Code § 6-1-1210 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 12 - Peer-to-Peer Car Sharing Act|§ 6-1-1210. Required Disclosures and Notices

  A car sharing program shall, for each shared car participating in a car sharing agreement on its platform, do all of the following:   Provide the shared car owner and the shared car driver with the terms and conditions of the car sharing agreement;    Disclose to the shared car driver any costs or fees that are charged to the shared car driver under the car sharing agreement;    Disclose to the shared car owner any costs or fees that are charged to the shared car owner under the car sharing agreement;    Provide an emergency telephone number for a person capable of facilitating roadside assistance to the shared car driver;    Disclose any right of the car sharing program to seek indemnification from the shared car owner or the shared car driver for economic loss sustained by the car sharing program caused by a breach of the car sharing agreement;    Disclose that an automobile liability insurance policy issued to the shared car owner for the shared car or to the shared car driver does not provide a defense or indemnification for any claim asserted by the car sharing program;    Disclose that the car sharing program's insurance coverage on the shared car owner and the shared car driver is in effect only during each sharing period and that the shared car may not have insurance coverage for use of the shared car by the shared car driver after the sharing termination time;    Disclose any insurance or protection package costs that are charged to the shared car owner or the shared car driver;    Disclose that the shared car owner's automobile liability insurance might not provide coverage for a shared car; and    Disclose to the shared car driver any conditions in which the shared car driver is required to maintain a personal automobile liability policy as the primary coverage for the shared car in order to drive a shared car.        History. Source: L. 2019: Entire part added, (SB 19-090), ch. 391, p. 3497, § 1, effective January 1, 2020.
CO Code § 6-1-1211 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 12 - Peer-to-Peer Car Sharing Act|§ 6-1-1211. Driver's License Verification and Data Retention

  A car sharing program shall not enter into a car sharing agreement with a shared car driver unless the driver:   Holds a driver's license, issued under article 2 of title 42, that authorizes the driver to operate cars of the class of the shared car; or    Is a nonresident who is exempt from licensure under section 42-2-102.       A car sharing program shall keep a record of:   The name and address of the shared car driver;    The number of the driver's license of each shared car driver; and    The date and place of issuance of the driver's license.        History. Source: L. 2019: Entire part added, (SB 19-090), ch. 391, p. 3498, § 1, effective January 1, 2020. L. 2020: IP(1) amended, (HB 20-1402), ch. 216, p. 1041, § 6, effective June 30.
CO Code § 6-1-1212 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 12 - Peer-to-Peer Car Sharing Act|§ 6-1-1212. Shared Car Equipment

 A car sharing program is responsible for any equipment, including a GPS system, that is put in or on the car to monitor or facilitate the car sharing transaction. A car sharing program shall indemnify and hold harmless the shared car owner for any damage to or theft of the equipment during the sharing period, unless caused by the shared car owner. The car sharing program has the right to be indemnified from the shared car driver for any loss or damage to the equipment that occurs during the sharing period.   History. Source: L. 2019: Entire part added, (SB 19-090), ch. 391, p. 3498, § 1, effective January 1, 2020.
CO Code § 6-1-1213 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 12 - Peer-to-Peer Car Sharing Act|§ 6-1-1213. Safety Recalls

  When a shared car owner registers a shared car with a car sharing program and before the shared car is available for car sharing, the car sharing program shall:   Verify that the shared car does not have any open safety recalls for which the repairs have not been made; and    Notify the shared car owner of the requirements under subsection (2) of this section.       If the shared car owner has actual notice of a safety recall on the shared car, a shared car owner shall not make the shared car available with a car sharing program until the safety recall repair has been made.    If a shared car owner has actual notice of a safety recall on a shared car while available for sharing with a car sharing program, the shared car owner shall remove the shared car's availability with the car sharing program:   As soon as practicable, but no later than seventy-two hours, after receiving the notice of the safety recall; and    Until the safety recall repair has been made.       If a shared car owner has actual notice of a safety recall during the sharing period, the shared car owner shall notify both the shared car driver and the car sharing program about the safety recall.     History. Source: L. 2019: Entire part added, (SB 19-090), ch. 391, p. 3498, § 1, effective January 1, 2020.
CO Code § 6-1-1214 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 12 - Peer-to-Peer Car Sharing Act|§ 6-1-1214. Enabling Operation at Airport

  A car sharing program shall enter into an airport concession agreement before enabling car sharing at the airport, unless the airport explicitly and in writing waives the right to require an agreement.    A car sharing program is enabling car sharing at an airport if the car sharing program or a shared car owner uses the car sharing program to:   List vehicles parked on airport property or at airport facilities;    Contract for transportation to or from airport facilities;    Facilitate the use of a shared car to transport airport passengers on or off of airport property; or    Promote or market a shared car to transport airport passengers on or off of airport property.       An airport concession agreement may impose the taxes and fees that are imposed on other concessionaires operating at the airport.    If a car sharing program fails to or refuses to enter into an airport concession agreement, the affected airport may seek an injunction prohibiting the car sharing program from operating at the airport and may seek damages and punitive damages against the car sharing program.     History. Source: L. 2019: Entire part added, (SB 19-090), ch. 391, p. 3499, § 1, effective January 1, 2020.
CO Code § 6-1-1301 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 13 - Colorado Privacy Act (Effective July 1, 2023)|§ 6-1-1301. Short Title

 [ ] The short title of this part 13 is the “Colorado Privacy Act”.  Editor's note: This section is effective July 1, 2023.  History. Source: L. 2021: Entire part added, (SB 21-190), ch. 483, p. 3445, § 1, effective July 1, 2023.
CO Code § 6-1-1302 (2021)
2021 Colorado Code|Title 6 - Consumer and Commercial Affairs|Article 1 - Colorado Consumer Protection Act|Part 13 - Colorado Privacy Act (Effective July 1, 2023)|§ 6-1-1302. Legislative Declaration

  [ ] The general assembly hereby:   Finds that:   The people of Colorado regard their privacy as a fundamental right and an essential element of their individual freedom;    Colorado's constitution explicitly provides the right to privacy under section 7 of article II, and fundamental privacy rights have long been, and continue to be, integral to protecting Coloradans and to safeguarding our democratic republic;    Ongoing advances in technology have produced exponential growth in the volume and variety of personal data being generated, collected, stored, and analyzed and these advances present both promise and potential peril;    The ability to harness and use data in positive ways is driving innovation and brings beneficial technologies to society, but it has also created risks to privacy and freedom; and    The unauthorized disclosure of personal information and loss of privacy can have devastating impacts ranging from financial fraud, identity theft, and unnecessary costs in personal time and finances to destruction of property, harassment, reputational damage, emotional distress, and physical harm;       Determines that:   Technological innovation and new uses of data can help solve societal problems and improve lives, and it is possible to build a world where technological innovation and privacy can coexist; and    States across the United States are looking to this part 13 and similar models to enact state-based data privacy requirements and to exercise the leadership that is lacking at the national level; and       Declares that:   By enacting this part 13, Colorado will be among the states that empower consumers to protect their privacy and require companies to be responsible custodians of data as they continue to innovate;    This part 13 addresses issues of statewide concern and:   Provides consumers the right to access, correct, and delete personal data and the right to opt out not only of the sale of personal data but also of the collection and use of personal data;    Imposes an affirmative obligation upon companies to safeguard personal data; to provide clear, understandable, and transparent information to consumers about how their personal data are used; and to strengthen compliance and accountability by requiring data protection assessments in the collection and use of personal data; and    Empowers the attorney general and district attorneys to access and evaluate a company's data protection assessments, to impose penalties where violations occur, and to prevent future violations.             Editor's note: This section is effective July 1, 2023.  History. Source: L. 2021: Entire part added, (SB 21-190), ch. 483, p. 3445, § 1, effective July 1, 2023.