reglab/housing_qa huggingface dataset:
MT Code § 33-23-212 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 23. Casualty Insurance|Part 2. Motor Vehicle Liability|33-23-212. Notice required for cancellation -- statement that insurer will specify reason upon request -- exception

  33-23-212. Notice required for cancellation -- statement that insurer will specify reason upon request -- exception. (1) A cancellation by an insurer of a motor vehicle liability insurance policy is not effective prior to the mailing or delivery to the named insured, at the address shown in the policy, of a written notice of the cancellation stating the date on which, not less than 45 days after the date of the mailing or delivery, the cancellation becomes effective. Other provisions of this code may not be construed as affecting the requirements provided in this subsection (1).   (2) A notice of cancellation of a policy to which 33-23-211 applies is not effective unless mailed or delivered by the insurer to the named insured at least 45 days prior to the effective date of cancellation. However, if cancellation is for nonpayment of premium, at least 10 days' notice of cancellation accompanied by the reason must be given. Unless the reason accompanies or is included in the notice of cancellation, the notice of cancellation must state or be accompanied by a statement that upon written request of the named insured, mailed or delivered to the insurer not less than 21 days prior to the effective date of cancellation, the insurer shall specify the reason for the cancellation.   (3) Subsection (2) does not apply to nonrenewal.   History: En. Secs. 1, 4, 7, Ch. 262, L. 1971; R.C.M. 1947, 40-4405, 40-4408, 40-4411; amd. Sec. 11, Ch. 139, L. 1987; amd. Sec. 41, Ch. 83, L. 1989; amd. Sec. 53, Ch. 472, L. 1999; amd. Sec. 4, Ch. 339, L. 2003; amd. Sec. 43, Ch. 380, L. 2003.
MT Code § 33-23-213 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 23. Casualty Insurance|Part 2. Motor Vehicle Liability|33-23-213. Notice to insured of ground for cancellation -- commissioner to ensure compliance

  33-23-213. Notice to insured of ground for cancellation -- commissioner to ensure compliance. Whenever an insurer gives notice of cancellation of a motor vehicle liability policy, upon request of the insured, the insurer, within 15 days of receipt of the request, shall furnish to the insured a statement setting forth the ground or grounds upon which the notice of cancellation is based. If the insurer fails to comply with the provisions of this section, the insured may apply to the commissioner for a certificate of the facts or information desired. The commissioner shall exercise any power conferred upon the commissioner by law that may be necessary to ensure compliance with this section.   History: En. Sec. 2, Ch. 262, L. 1971; R.C.M. 1947, 40-4406; amd. Sec. 12, Ch. 139, L. 1987; amd. Sec. 1234, Ch. 56, L. 2009.
MT Code § 33-23-214 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 23. Casualty Insurance|Part 2. Motor Vehicle Liability|33-23-214. Advance notice required for nonrenewal -- exceptions

  33-23-214. Advance notice required for nonrenewal -- exceptions. (1) An insurer shall renew a motor vehicle liability policy unless it mails or delivers to the named insured, at the address shown in the policy, at least 45 days' advance notice of its intention not to renew. The notice must contain or be accompanied by a statement that upon written request made not later than 1 month following the termination date of the policy of the named insured mailed or delivered to the insurer, the insurer will notify the insured in writing, within 15 days of the insured's request, of the reason or reasons for the nonrenewal.   (2) Notwithstanding the failure of an insurer to comply with this section, the motor vehicle liability policy must terminate on the effective date of any other replacement or succeeding motor vehicle liability policy procured by the insured with respect to any motor vehicle designated in both policies.   (3) This section does not apply where the named insured has failed to discharge when due any of the insured's obligations in connection with the payment of premiums for the policy or the renewal of the policy or any installment payments for the policy, whether payable directly to the insurer or its insurance producer or indirectly under any premium finance plan or extension of credit.   (4) This section does not apply in any of the following cases:   (a) if the insurer has manifested its willingness to renew;   (b) in case of nonpayment of premium. However, notwithstanding the failure of an insurer to comply with this section, the policy must terminate on the effective date of any other insurance policy with respect to any motor vehicle designated in both policies.   (c) if the insured's insurance producer or broker has secured other coverage acceptable to the insured at least 20 days prior to the anniversary date of the policy or termination of the policy period.   (5) Renewal of a motor vehicle liability policy does not constitute a waiver or estoppel with respect to grounds for cancellation which existed before the effective date of the renewal.   (6) A notice of nonrenewal of a motor vehicle liability policy under this section, for a policy that has a term of less than 6 months, is effective only when based on one or more of the reasons listed in 33-23-211.   History: En. Sec. 5, Ch. 262, L. 1971; amd. Sec. 1, Ch. 249, L. 1975; R.C.M. 1947, 40-4409; amd. Sec. 13, Ch. 139, L. 1987; amd. Sec. 1, Ch. 713, L. 1989; amd. Sec. 5, Ch. 339, L. 2003.
MT Code § 33-23-215 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 23. Casualty Insurance|Part 2. Motor Vehicle Liability|33-23-215. No liability for statements in connection with cancellation or nonrenewal

  33-23-215. No liability for statements in connection with cancellation or nonrenewal. There may be no liability on the part of and no cause of action of any nature may arise against the commissioner or against any insurer, its authorized representative, its insurance producers, its employees, or any firm, person, or corporation furnishing to the insurer information as to reasons for cancellation or nonrenewal for any statement made by any of them in any written notice of cancellation or nonrenewal or for statements made or evidence submitted at any hearings conducted in connection therewith.   History: En. Sec. 8, Ch. 262, L. 1971; R.C.M. 1947, 40-4412; amd. Sec. 14, Ch. 139, L. 1987; amd. Sec. 1, Ch. 713, L. 1989.
MT Code § 33-23-216 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 23. Casualty Insurance|Part 2. Motor Vehicle Liability|33-23-216. Retention and proof of notice

  33-23-216. Retention and proof of notice. (1) A notice of cancellation or of intention not to renew or of reasons for cancellation of insurance issued under terms of this chapter must be retained for a period of 3 years by the insurer or the insurer's insurance producer within this state and must be made available within this state for examination or inspection by the commissioner or the insurer's insurance producers at any time within the 3-year period upon reasonable notice.   (2) Proof of mailing of notice of cancellation or of intention not to renew or of reasons for cancellation to the named insured at the address shown in the policy or to the named insured's last-known address is sufficient proof of notice.   History: En. Sec. 6, Ch. 262, L. 1971; amd. Sec. 2, Ch. 469, L. 1977; R.C.M. 1947, 40-4410; amd. Sec. 15, Ch. 139, L. 1987; amd. Sec. 1, Ch. 713, L. 1989; amd. Sec. 1235, Ch. 56, L. 2009.
MT Code § 33-23-217 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 23. Casualty Insurance|Part 2. Motor Vehicle Liability|33-23-217. Return of unearned premiums

  33-23-217. Return of unearned premiums. If an insurer cancels a motor vehicle policy covering a commercial or private motor vehicle for nonpayment of a premium, the insurer shall process the cancellation on a pro rata basis. The insurer shall return whatever gross unearned premium is due under the motor vehicle policy to the insured. For purposes of this section, the term "unearned premium" means that part of the original premium, including deposits, not yet earned by the insurer and therefore due the insured if the policy is canceled.   History: En. Sec. 1, Ch. 121, L. 1987.
MT Code § 33-23-218 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 23. Casualty Insurance|Part 2. Motor Vehicle Liability|33-23-218. through 33-23-220 reserved

  33-23-218 through 33-23-220 reserved.
MT Code § 33-23-221 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 23. Casualty Insurance|Part 2. Motor Vehicle Liability|33-23-221. Definitions

  33-23-221. Definitions. As used in 33-23-221 through 33-23-226, the following definitions apply:   (1) "Benefit" means any rebate, discount, abatement, credit, reduction of premium, or other advantage to the policyholder provided under the terms of a telematics agreement.   (2) "Policyholder" means a person who is a present named insured in a motor vehicle liability policy as defined in 33-23-204.   (3) "Recorded data" means the data collected, stored, or transmitted by a recording device identifying performance or operation information about a motor vehicle including:   (a) speed;   (b) direction;   (c) location; and   (d) internal controls and diagnostics, such as steering performance, brake performance, or computer diagnostics.   (4) "Recording device" means a device, mechanism, or system installed in or used in conjunction with a motor vehicle that collects, stores, or transmits recorded data. The term includes the following to the extent that they involve recorded data:   (a) event data recorders;   (b) sensing and diagnostic modules;   (c) electronic control modules;   (d) automatic crash notification systems;   (e) geographic information systems;   (f) cellular phones;   (g) personal digital assistants; and   (h) any other device that collects, stores, or transmits recorded data.   (5) "Telematics agreement" means a written agreement between an insurer and a policyholder of the insurer regarding use of a recording device in a motor vehicle to collect or store recorded data or transmit recorded data to the insurer or to a third party designated by the insurer.   History: En. Sec. 1, Ch. 304, L. 2015.
MT Code § 33-23-222 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 23. Casualty Insurance|Part 2. Motor Vehicle Liability|33-23-222. Telematics agreement disclosures

  33-23-222. Telematics agreement disclosures. (1) A telematics agreement must be signed by the policyholder.   (2) A telematics agreement must disclose the following:   (a) if the insurer or a third party designated by the insurer provides the recording device, the categories of recorded data the recording device is capable of collecting, storing, or transmitting;   (b) the identification of any third party that may collect, store, transmit, or receive the recorded data in relation to the terms of the telematics agreement;   (c) the categories of recorded data that may be collected, stored, or transmitted;   (d) the purposes for which the insurer or a third party may use the recorded data;   (e) the length of time the insurer or third party may collect, store, transmit, or otherwise retain the data; and   (f) the terms of any benefit associated with the telematics agreement.   History: En. Sec. 2, Ch. 304, L. 2015.
MT Code § 33-23-223 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 23. Casualty Insurance|Part 2. Motor Vehicle Liability|33-23-223. Insurer obligations for telematics agreement -- termination

  33-23-223. Insurer obligations for telematics agreement -- termination. (1) An insurer may provide a benefit to a policyholder for participating in a telematics agreement.   (2) Except as provided in subsection (4), an insurer may not cancel, refuse to issue, or refuse to renew a motor vehicle insurance policy solely because a policyholder refuses to:   (a) enter into or consent to a telematics agreement; or   (b) provide access to recorded data from a recording device.   (3) An insurer:   (a) may not reduce coverage, increase a premium, place in a less favorable rate tier, or deny a claim to a policyholder if the policyholder refuses to enter into or consent to a telematics agreement, except as provided in subsection (4) or (7); and   (b) may not, based upon analysis of recorded data collected in connection with the telematics agreement, reduce coverage, increase a premium, place in a less favorable rate tier, deny a claim, or reduce or refuse to provide a benefit to a policyholder, except as provided in subsections (4), (5), and (7).   (4) Subsections (2) and (3) do not apply to a motor vehicle insurance policy:   (a) based upon the policyholder driving a minimum or maximum number of miles or driving within a certain range of miles; and   (b) that requires a policyholder to use a recording device for purposes of determining mileage.   (5) An insurer may adjust the benefit provided under subsection (1) to the extent that an analysis of the recorded data collected through the telematics agreement accurately represents the policyholder's driving habits.   (6) An insurer offering a telematics agreement shall offer all its policyholders under that policy type an equal opportunity to enter into a telematics agreement except to the extent the recording device used under the telematics agreement is not compatible with the motor vehicle of the policyholder.   (7) (a) An insurer may terminate a telematics agreement and any associated benefit if a policyholder materially fails to comply with a term of the telematics agreement.   (b) Termination of a telematics agreement and any associated benefit under this subsection (7) does not constitute a midterm premium increase as provided in 33-15-1108.   (8) An insurer shall terminate a telematics agreement and any associated benefit upon the request of the policyholder.   History: En. Sec. 3, Ch. 304, L. 2015.
MT Code § 33-23-224 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 23. Casualty Insurance|Part 2. Motor Vehicle Liability|33-23-224. Ownership of data

  33-23-224. Ownership of data. Recorded data collected, stored, or transmitted by a recording device under a telematics agreement:   (1) is personal information as defined in 33-19-104; and   (2) may not be used by an insurer or third party named in the telematics agreement for uses other than those disclosed in the telematics agreement.   History: En. Sec. 4, Ch. 304, L. 2015.
MT Code § 33-23-225 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 23. Casualty Insurance|Part 2. Motor Vehicle Liability|33-23-225. Application -- exclusion

  33-23-225. Application -- exclusion. (1) The provisions of 33-23-221 through 33-23-226 apply to a telematics agreement entered into between a policyholder and an insurer.   (2) The provisions of 33-23-221 through 33-23-226 do not apply to a manufacturer of a motor vehicle or supplier of an aftermarket device or services or to its respective subsidiaries or affiliates that embed in or provide a recording device for a motor vehicle as long as the manufacturer or supplier or the respective subsidiaries or affiliates is not acting as an insurer.   History: En. Sec. 5, Ch. 304, L. 2015.
MT Code § 33-23-226 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 23. Casualty Insurance|Part 2. Motor Vehicle Liability|33-23-226. Rulemaking

  33-23-226. Rulemaking. The commissioner may adopt rules necessary to implement the provisions of 33-23-221 through 33-23-226.   History: En. Sec. 6, Ch. 304, L. 2015.
MT Code § 33-23-301 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 23. Casualty Insurance|Part 3. Professional Liability|33-23-301. Cancellation or increase of premium rates by reason of unfounded claims prohibited

  33-23-301. Cancellation or increase of premium rates by reason of unfounded claims prohibited. Whenever an action for damages is filed against or a claim or demand for damages is made to an insurer of a physician and surgeon, dentist, registered nurse, nursing home administrator, licensed physical therapist, podiatrist, psychologist, osteopath, chiropractor, pharmacist, optometrist, or veterinarian, duly licensed as such under the laws of this state, or against a licensed hospital or long-term care facility as the employer of any such person, in an action, claim, or demand for error, omission, professional negligence, or performance of services without consent, and such action, claim, or demand is later determined to be unfounded and no payment is made by the insurer to the claimant on behalf of such licensee or licensed hospital or long-term care facility or is finally determined to establish nonliability to plaintiff by such licensee or licensed hospital or long-term care facility, the fact of such litigation, claim, or demand shall not be a ground for cancellation or for any increase in insurance premium rates of the professional liability insurance during the term of the policy.   History: En. Sec. 1, Ch. 210, L. 1971; amd. Sec. 1, Ch. 303, L. 1973; R.C.M. 1947, 40-4413.
MT Code § 33-23-302 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 23. Casualty Insurance|Part 3. Professional Liability|33-23-302. Cancellation or alteration of policy -- increase of premium rates -- written notice required

  33-23-302. Cancellation or alteration of policy -- increase of premium rates -- written notice required. Any insurer who insures a person licensed in the practice of medicine, as defined in 37-3-102, a dentist, registered nurse, nursing home administrator, registered physical therapist, podiatrist, licensed psychologist, osteopath, chiropractor, pharmacist, optometrist, or veterinarian, licensed under the laws of this state, or a licensed hospital or long-term care facility as the employer of any person identified in this section against liability for error, omission, professional negligence, or performance of services without consent may not cancel or alter the policy insuring the person or increase the premium rates on the policy without first providing the insured 60 days' written notice of the insurer's intention to cancel or alter the policy or increase the premium rates.   History: En. Sec. 1, Ch. 14, L. 1971; amd. Sec. 2, Ch. 303, L. 1973; R.C.M. 1947, 40-4414; amd. Sec. 18, Ch. 798, L. 1991; amd. Sec. 6, Ch. 339, L. 2003.
MT Code § 33-23-303 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 23. Casualty Insurance|Part 3. Professional Liability|33-23-303. through 33-23-309 reserved

  33-23-303 through 33-23-309 reserved.
MT Code § 33-23-310 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 23. Casualty Insurance|Part 3. Professional Liability|33-23-310. Medical malpractice insurance report by insurer

  33-23-310. Medical malpractice insurance report by insurer. (1) Each insurer engaged in issuing medical malpractice professional liability insurance in this state shall include the following, by profession and based upon the insurer's experience in this state, in its annual statement to the commissioner of insurance:   (a) the number of medical malpractice insureds as of December 31 of the preceding calendar year;   (b) the amount of direct premiums written and direct premiums paid for medical malpractice insurance during the preceding calendar year;   (c) the number of medical malpractice claims made against its insureds during the preceding calendar year;   (d) the number of medical malpractice claims that were closed and that had a direct loss paid during the preceding calendar year, together with the total amount of direct losses paid for all closed claims for that year;   (e) the number of medical malpractice claims that were still open and had no direct losses paid as of December 31 of the preceding calendar year;   (f) the number of claims filed against its insureds in state and federal courts during the preceding calendar year, including the number of claims that were closed:   (i) without settlement during the preceding calendar year;   (ii) with a settlement during the preceding calendar year and the total amount paid for those claims;   (iii) during the preceding calendar year and that went to trial and the number that resulted in a judgment or verdict for the plaintiff, the number that resulted in a judgment or verdict for the insured, and the number that resulted in some other judgment or verdict;   (g) the total direct losses paid for claims against its medical malpractice insureds that went to trial and were closed during the preceding year; and   (h) other information and statistics that the commissioner of insurance requires.   (2) For purposes of this section:   (a) "insurer" has the meaning provided in 33-1-201; and   (b) "profession" includes the categories of physician, osteopath, podiatrist, dentist, optometrist, registered nurse, licensed practical nurse, or health care facility as defined in 50-5-101.   History: En. Sec. 1, Ch. 213, L. 2005.
MT Code § 33-23-311 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 23. Casualty Insurance|Part 3. Professional Liability|33-23-311. Repealed

  33-23-311. Repealed. Sec. 73, Ch. 227, L. 2001.   History: (1)En. 40-2827 by Sec. 1, Ch. 212, L. 1977; Sec. 40-2827, R.C.M. 1947; (2)En. 40-2828 by Sec 2, Ch. 212, L. 1977; Sec. 40-2828, R.C.M. 1947; (3)En. 40-2829 by Sec. 3, Ch. 212, L. 1977; Sec. 40-2829, R.C.M. 1947; R.C.M. 1947, 40-2827, 40-2828, 40-2829.
MT Code § 33-23-312 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 23. Casualty Insurance|Part 3. Professional Liability|33-23-312. Cancellation or nonrenewal of all policies

  33-23-312. Cancellation or nonrenewal of all policies. Any insurer insuring a person described in 33-23-302 who elects to cancel or not renew all policies for all persons identified in 33-23-302 shall provide notice of the decision to cancel or not renew coverage to all affected persons described in 33-23-302 at least 120 days prior to cancellation or nonrenewal.   History: En. Sec. 7, Ch. 339, L. 2003.
MT Code § 33-23-401 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 23. Casualty Insurance|Part 4. Homes|33-23-401. Written notice required for cancellation or nonrenewal of insurance policies on homes

  33-23-401. Written notice required for cancellation or nonrenewal of insurance policies on homes. An insurer may not cancel or refuse to renew any policy insuring private residences, including but not limited to fire, home owner, theft, or liability insurance on any home occupied by the insured as a domicile, without first giving to the insured 45 days' notice in writing, including in the notice a statement of the specific reason or reasons for canceling or not renewing the policy, except that a policy may be canceled for nonpayment of premiums, in which case, the notice to the insured may not be less than 20 days.   History: En. Secs. 1, 2, Ch. 374, L. 1971; amd. Secs. 1, 2, Ch. 82, L. 1975; R.C.M. 1947, 40-4415, 40-4416; amd. Sec. 8, Ch. 339, L. 2003; amd. Sec. 3, Ch. 263, L. 2005; amd. Sec. 30, Ch. 396, L. 2017.
MT Code § 33-23-501 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 23. Casualty Insurance|Part 5. Medical Malpractice Insurance Joint Underwriting Association(Repealed)|33-23-501. Repealed

  33-23-501. Repealed. Sec. 2, Ch. 21, L. 2021.  History: En. Sec. 1, Ch. 475, L. 2005.
MT Code § 33-23-502 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 23. Casualty Insurance|Part 5. Medical Malpractice Insurance Joint Underwriting Association(Repealed)|33-23-502. Repealed

  33-23-502. Repealed. Sec. 2, Ch. 21, L. 2021.  History: En. Sec. 2, Ch. 475, L. 2005.