reglab/housing_qa huggingface dataset:
GA Code § 11-9-520 (2021)
2021 Georgia Code|Title 11 - Commercial Code|Article 9 - Secured Transactions|Part 5 - Filing|§ 11-9-520. Acceptance and Refusal to Accept Record

  Refusal to accept record. A filing office may refuse to accept a record for filing only for a reason set forth in subsection (b) of Code Section 11-9-516.   Communication concerning refusal. If a filing office refuses to accept a record for filing, it shall communicate to the person that presented the record the fact of and reason for the refusal and the date and time the record would have been filed had the filing office accepted it. The communication must be made at the time and in the manner prescribed by filing office rule but in no event more than two business days after the filing office receives the record.   When filed financing statement effective. A filed financing statement satisfying subsections (a) and (b) of Code Section 11-9-502 is effective, even if the filing office refuses to accept it for filing under subsection (a) of this Code section. However, Code Section 11-9-338 applies to a filed financing statement providing information described in paragraph (5) of subsection (b) of Code Section 11-9-516 which is incorrect at the time the financing statement is filed.   Separate application to multiple debtors. If a record communicated to a filing office provides information that relates to more than one debtor, this part applies as to each debtor separately.     (Code 1981, §11-9-520, enacted by Ga. L. 2001, p. 362, § 1.)   RESEARCH REFERENCES   U.L.A.   - Uniform Commercial Code (U.L.A.) § 9-520.
GA Code § 11-9-521 (2021)
2021 Georgia Code|Title 11 - Commercial Code|Article 9 - Secured Transactions|Part 5 - Filing|§ 11-9-521. Uniform Form of Written Financing Statement and Amendment; Authority May Prescribe Forms

  Initial financing statement form. Except for a reason set forth in subsection (b) of Code Section 11-9-516, a filing office that accepts written records may not refuse to accept a written initial financing statement in the form and format set forth in the final official text of the 2010 amendments to Article 9 of the Uniform Commercial Code promulgated by the American Law Institute and the National Conference of Commissioners on Uniform State Laws, and such form and format are incorporated into this subsection by reference.   Amendment form. Except for a reason set forth in subsection (b) of Code Section 11-9-516, a filing office that accepts written records may not refuse to accept a written record amending an initial financing statement if such record is in the form and format set forth in the final official text of the 2010 amendments to Article 9 of the Uniform Commercial Code promulgated by the American Law Institute and the National Conference of Commissioners on Uniform State Laws, and such form and format are incorporated into this subsection by reference.   Authority's forms. The authority may prescribe forms for initial financing statements and amendments. Subject to the provisions of subsections (a) and (b) of this Code section, all written financing statements and amendments must be presented for filing on forms prescribed by the authority.     (Code 1981, §11-9-521, enacted by Ga. L. 2001, p. 362, § 1; Ga. L. 2002, p. 415, § 11; Ga. L. 2013, p. 690, § 16/SB 185.)    The 2002 amendment,  effective April 18, 2002, part of an Act to revise, modernize, and correct the Code, added the catchline for subsection (c).    The 2013 amendment,  effective July 1, 2013, substituted "set forth in the final official text of the 2010 amendments to Article 9" for "set out in Section 9-521(a) of the Official Text of Revised Article 9, 2000 Revision," in the middle of subsection (a); and substituted "set forth in the final official text of the 2010 amendments to Article 9" for "set out in Section 9-521(b) of the Official Text of Revised Article 9, 2000 Revision," in the middle of subsection (b).   RESEARCH REFERENCES   U.L.A.   - Uniform Commercial Code (U.L.A.) § 9-521.
GA Code § 11-9-522 (2021)
2021 Georgia Code|Title 11 - Commercial Code|Article 9 - Secured Transactions|Part 5 - Filing|§ 11-9-522. Maintenance and Destruction of Records

  Postlapse maintenance and retrieval of information. The authority shall maintain a record of the information provided in a filed record for at least one year after the effectiveness of such record or the initial financing statement to which such record relates has lapsed under Code Section 11-9-515 with respect to all secured parties of record. The record must be retrievable by using the name of the debtor and by using the file number assigned to the initial financing statement to which the record relates.   Destruction of written records. Except to the extent that an applicable statute governing disposition of public records provides otherwise, the filing office or the authority immediately may destroy any written record evidencing a financing statement. However, if the filing office or the authority destroys a written record, it shall maintain another record of the financing statement which complies with subsection (a) of this Code section.     (Code 1981, §11-9-522, enacted by Ga. L. 2001, p. 362, § 1.)   RESEARCH REFERENCES   U.L.A.   - Uniform Commercial Code (U.L.A.) § 9-522.
GA Code § 11-9-524 (2021)
2021 Georgia Code|Title 11 - Commercial Code|Article 9 - Secured Transactions|Part 5 - Filing|§ 11-9-524. Delay by Filing Office or Authority

 Delay by the filing office or authority beyond a time limit prescribed by this part is excused if:    The delay is caused by interruption of communication or computer facilities, war, emergency conditions, failure of equipment, or other circumstances beyond control of the filing office or authority; and   The filing office or authority exercises reasonable diligence under the circumstances.     (Code 1981, §11-9-524, enacted by Ga. L. 2001, p. 362, § 1.)   RESEARCH REFERENCES   U.L.A.   - Uniform Commercial Code (U.L.A.) § 9-524.
GA Code § 11-9-525 (2021)
2021 Georgia Code|Title 11 - Commercial Code|Article 9 - Secured Transactions|Part 5 - Filing|§ 11-9-525. Fees

  Initial financing statement; general. Except as otherwise provided in subsection (b) of this Code section, the fees for filing a record under this part are the amounts specified in Article 2 of Chapter 6 of Title 15.   Fees of the Georgia Superior Court Clerks' Cooperative Authority. The Georgia Superior Court Clerks' Cooperative Authority is authorized to set and collect fees for incidental services and information provided by the authority or its designated agent with respect to the central indexing system if such fees are not otherwise prescribed by law.     (Code 1981, §11-9-525, enacted by Ga. L. 2001, p. 362, § 1.)   Law reviews.   - For article on the 1963 amendment to the Georgia Uniform Commercial Code, see 14 Mercer L. Rev. 378 (1963). For article, "Security Transfers by Secured Parties," see 4 Ga. L. Rev. 527 (1970).   RESEARCH REFERENCES   Am. Jur. 2d.   - 68A Am. Jur. 2d, Secured Transactions, §§ 283, 284, 420, 434-436, 462, 539.   C.J.S.   - 72 C.J.S., Pledges, §§ 41-44.   U.L.A.   - Uniform Commercial Code (U.L.A.) § 9-525.   ALR.    - Validity of assignment of future book accounts, 72 A.L.R. 856.    Recording laws as applied to assignments of mortgages on real estate, 104 A.L.R. 1301.    Assignability of contemplated debt before execution of agreement by which it is to be created, 116 A.L.R. 955.    Federal government or agencies of federal government as subject to payment of tax or fee imposed upon, or for, recording or filing instrument, 124 A.L.R. 1267.   Discharge of accommodation maker or surety by release of mortgage or other security given for note, 2 A.L.R.2d 260.
GA Code § 11-9-526 (2021)
2021 Georgia Code|Title 11 - Commercial Code|Article 9 - Secured Transactions|Part 5 - Filing|§ 11-9-526. Rules

  Adoption of filing office rules. The authority shall adopt and publish in print or electronically rules to implement this article, including rules to administer, maintain, and modify the central indexing system. The filing office rules must be consistent with this article.   Harmonization of rules. To keep the filing office rules, practices of the filing offices, and practices of the authority in harmony with the rules and practices in other jurisdictions that enact substantially this part, and to keep the technology used by the filing offices and the authority compatible with the technology used in other jurisdictions that enact substantially this part, the authority, so far as is consistent with the purposes, policies, and provisions of this article, in adopting, amending, and repealing filing office rules, shall:   Consult with filing offices in other jurisdictions that enact substantially this part; and   Consult the most recent version of the Model Rules promulgated by the International Association of Corporate Administrators or any successor organization; and   Take into consideration the rules and practices of, and the technology used by, filing offices in other jurisdictions that enact substantially this part.     Notification system for farm products. The authority shall not be authorized to adopt rules to implement a notification system for farm products in conformity with the requirements of Section 1324 of the federal Food Security Act of 1985, P.L. 99-198, as now in effect or as hereafter amended, and shall not be authorized to request certification of such notification system by the secretary of the United States Department of Agriculture.     (Code 1981, §11-9-526, enacted by Ga. L. 2001, p. 362, § 1; Ga. L. 2010, p. 838, § 10/SB 388.)    The 2010 amendment,  effective June 3, 2010, inserted "in print or electronically" in the first sentence of subsection (a).   Law reviews.   - For article on the 1963 amendment to the Georgia Uniform Commercial Code, see 14 Mercer L. Rev. 378 (1963).   RESEARCH REFERENCES   Am. Jur. 2d.   - 68A Am. Jur. 2d, Secured Transactions, §§ 412, 421-423.   C.J.S.   - 26A C.J.S., Deeds, § 19 et seq.   U.L.A.   - Uniform Commercial Code (U.L.A.) § 9-526.
GA Code § 11-9-603 (2021)
2021 Georgia Code|Title 11 - Commercial Code|Article 9 - Secured Transactions|Part 6 - Default|§ 11-9-603. Agreement on Standards Concerning Rights and Duties

  Agreed standards. The parties may determine by agreement the standards measuring the fulfillment of the rights of a debtor or obligor and the duties of a secured party under a rule stated in Code Section 11-9-602 if the standards are not manifestly unreasonable.   Agreed standards inapplicable to breach of peace. Subsection (a) of this Code section does not apply to the duty under Code Section 11-9-609 to refrain from breaching the peace.     (Code 1981, §11-9-603, enacted by Ga. L. 2001, p. 362, § 1.)   RESEARCH REFERENCES   U.L.A.   - Uniform Commercial Code (U.L.A.) § 9-603.
GA Code § 11-9-604 (2021)
2021 Georgia Code|Title 11 - Commercial Code|Article 9 - Secured Transactions|Part 6 - Default|§ 11-9-604. Procedure if Security Agreement Covers Real Property or Fixtures

  Enforcement; personal and real property. If a security agreement covers both personal and real property, a secured party may proceed:   Under this part as to the personal property without prejudicing any rights with respect to the real property; or   As to both the personal property and the real property in accordance with the rights with respect to the real property, in which case the other provisions of this part do not apply.     Enforcement; fixtures. Subject to subsection (c) of this Code section, if a security agreement covers goods that are or become fixtures, a secured party may proceed:   Under this part; or   In accordance with the rights with respect to real property, in which case the other provisions of this part do not apply.     Removal of fixtures. Subject to the other provisions of this part, if a secured party holding a security interest in fixtures has priority over all owners and encumbrancers of the real property, the secured party, after default, may remove the collateral from the real property.   Injury caused by removal. A secured party that removes collateral shall promptly reimburse any encumbrancer or owner of the real property, other than the debtor, for the cost of repair of any physical injury caused by the removal. The secured party need not reimburse the encumbrancer or owner for any diminution in value of the real property caused by the absence of the goods removed or by any necessity of replacing them. A person entitled to reimbursement may refuse permission to remove until the secured party gives adequate assurance for the performance of the obligation to reimburse.     (Code 1981, §11-9-604, enacted by Ga. L. 2001, p. 362, § 1.)   RESEARCH REFERENCES   U.L.A.   - Uniform Commercial Code (U.L.A.) § 9-604.
GA Code § 11-9-605 (2021)
2021 Georgia Code|Title 11 - Commercial Code|Article 9 - Secured Transactions|Part 6 - Default|§ 11-9-605. Unknown Debtor or Secondary Obligor

 A secured party does not owe a duty based on its status as secured party:    To a person that is a debtor or obligor, unless the secured party knows:   That the person is a debtor or obligor;   The identity of the person; and   How to communicate with the person; or     To a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:   That the person is a debtor; and   The identity of the person.       (Code 1981, §11-9-605, enacted by Ga. L. 2001, p. 362, § 1.)   RESEARCH REFERENCES   U.L.A.   - Uniform Commercial Code (U.L.A.) § 9-605.
GA Code § 11-9-606 (2021)
2021 Georgia Code|Title 11 - Commercial Code|Article 9 - Secured Transactions|Part 6 - Default|§ 11-9-606. Time of Default for Agricultural Lien

 For purposes of this part, a default occurs in connection with an agricultural lien at the time the secured party becomes entitled to enforce the lien in accordance with the statute under which it was created.    (Code 1981, §11-9-606, enacted by Ga. L. 2001, p. 362, § 1.)   RESEARCH REFERENCES   U.L.A.   - Uniform Commercial Code (U.L.A.) § 9-606.
GA Code § 11-9-608 (2021)
2021 Georgia Code|Title 11 - Commercial Code|Article 9 - Secured Transactions|Part 6 - Default|§ 11-9-608. Application of Proceeds of Collection or Enforcement; Liability for Deficiency and Right to Surplus

  Application of proceeds, surplus, and deficiency if obligation secured. If a security interest or agricultural lien secures payment or performance of an obligation, the following rules apply:   A secured party shall apply or pay over for application the cash proceeds of collection or enforcement under Code Section 11-9-607 in the following order to:   The reasonable expenses of collection and enforcement and, to the extent provided for by agreement and not prohibited by law, reasonable attorney's fees and legal expenses incurred by the secured party;   The satisfaction of obligations secured by the security interest or agricultural lien under which the collection or enforcement is made; and   The satisfaction of obligations secured by any subordinate security interest in or other lien on the collateral subject to the security interest or agricultural lien under which the collection or enforcement is made if the secured party receives an authenticated demand for proceeds before distribution of the proceeds is completed;     If requested by a secured party, a holder of a subordinate security interest or other lien shall furnish reasonable proof of the interest or lien within a reasonable time. Unless the holder complies, the secured party need not comply with the holder's demand under subparagraph (C) of paragraph (1) of this subsection;   A secured party need not apply or pay over for application noncash proceeds of collection and enforcement under Code Section 11-9-607 unless the failure to do so would be commercially unreasonable. A secured party that applies or pays over for application noncash proceeds shall do so in a commercially reasonable manner; and   A secured party shall account to and pay a debtor for any surplus, and the obligor is liable for any deficiency.     No surplus or deficiency in sales of certain rights to payment. If the underlying transaction is a sale of accounts, chattel paper, payment intangibles, or promissory notes, the debtor is not entitled to any surplus, and the obligor is not liable for any deficiency.     (Code 1981, §11-9-608, enacted by Ga. L. 2001, p. 362, § 1.)   Code Commission notes.   - Pursuant to Code Section 28-9-5, in 2001, a semicolon was substituted for a period at the end of paragraph (a)(2).   RESEARCH REFERENCES   U.L.A.   - Uniform Commercial Code (U.L.A.) § 9-608.   ALR.   - Definition and Treatment of "Instruments" Under Revised Article 9 of Uniform Commercial Code, 42 A.L.R.7th Art. 5.
GA Code § 11-9-612 (2021)
2021 Georgia Code|Title 11 - Commercial Code|Article 9 - Secured Transactions|Part 6 - Default|§ 11-9-612. Timeliness of Notification Before Disposition of Collateral

  Reasonable time is question of fact. Except as otherwise provided in subsection (b) of this Code section, whether a notification is sent within a reasonable time is a question of fact.   Ten-day period sufficient in nonconsumer transaction. In a transaction other than a consumer transaction, a notification of disposition sent after default and ten days or more before the earliest time of disposition set forth in the notification is sent within a reasonable time before the disposition.     (Code 1981, §11-9-612, enacted by Ga. L. 2001, p. 362, § 1.)   RESEARCH REFERENCES   U.L.A.   - Uniform Commercial Code (U.L.A.) § 9-612.
GA Code § 11-9-613 (2021)
2021 Georgia Code|Title 11 - Commercial Code|Article 9 - Secured Transactions|Part 6 - Default|§ 11-9-613. Contents and Form of Notification Before Disposition of Collateral; General

 Except in a consumer goods transaction, the following rules apply:    The contents of a notification of disposition are sufficient if the notification:   Describes the debtor and the secured party;   Describes the collateral that is the subject of the intended disposition;   States the method of intended disposition;   States that the debtor is entitled to an accounting of the unpaid indebtedness and states the charge, if any, for an accounting; and   States the time and place of a public disposition or the time after which any other disposition is to be made;     Whether the contents of a notification that lacks any of the information specified in paragraph (1) of this Code section are nevertheless sufficient is a question of fact;   The contents of a notification providing substantially the information specified in paragraph (1) of this Code section are sufficient, even if the notification includes:   Information not specified by that paragraph; or   Minor errors that are not seriously misleading;     A particular phrasing of the notification is not required; and   The following form of notification and the form appearing in paragraph (3) of Code Section 11-9-614, when completed, each provides sufficient information:    RESEARCH REFERENCES   U.L.A.   - Uniform Commercial Code (U.L.A.) § 9-613.
GA Code § 11-9-617 (2021)
2021 Georgia Code|Title 11 - Commercial Code|Article 9 - Secured Transactions|Part 6 - Default|§ 11-9-617. Rights of Transferee of Collateral

  Effects of disposition. A secured party's disposition of collateral after default:   Transfers to a transferee for value all of the debtor's rights in the collateral;   Discharges the security interest under which the disposition is made; and   Discharges any subordinate security interest or other subordinate lien.     Rights of good faith transferee. A transferee that acts in good faith takes free of the rights and interests described in subsection (a) of this Code section, even if the secured party fails to comply with this article or the requirements of any judicial proceeding.   Rights of other transferee. If a transferee does not take free of the rights and interests described in subsection (a) of this Code section, the transferee takes the collateral subject to:   The debtor's rights in the collateral;   The security interest or agricultural lien under which the disposition is made; and   Any other security interest or other lien.       (Code 1981, §11-9-617, enacted by Ga. L. 2001, p. 362, § 1.)   RESEARCH REFERENCES   U.L.A.   - Uniform Commercial Code (U.L.A.) § 9-617.
GA Code § 11-9-618 (2021)
2021 Georgia Code|Title 11 - Commercial Code|Article 9 - Secured Transactions|Part 6 - Default|§ 11-9-618. Rights and Duties of Certain Secondary Obligors

  Rights and duties of secondary obligor. A secondary obligor acquires the rights and becomes obligated to perform the duties of the secured party after the secondary obligor:   Receives an assignment of a secured obligation from the secured party;   Receives a transfer of collateral from the secured party and agrees to accept the rights and assume the duties of the secured party; or   Is subrogated to the rights of a secured party with respect to collateral.     Effect of assignment, transfer, or subrogation. An assignment, transfer, or subrogation described in subsection (a) of this Code section:   Is not a disposition of collateral under Code Section 11-9-610; and   Relieves the secured party of further duties under this article.       (Code 1981, §11-9-618, enacted by Ga. L. 2001, p. 362, § 1.)   RESEARCH REFERENCES   U.L.A.   - Uniform Commercial Code (U.L.A.) § 9-618.
GA Code § 11-9-619 (2021)
2021 Georgia Code|Title 11 - Commercial Code|Article 9 - Secured Transactions|Part 6 - Default|§ 11-9-619. Transfer of Record or Legal Title

  "Transfer statement." As used in this Code section, the term "transfer statement" means a record authenticated by a secured party stating:   That the debtor has defaulted in connection with an obligation secured by specified collateral;   That the secured party has exercised its postdefault remedies with respect to the collateral;   That, by reason of the exercise, a transferee has acquired the rights of the debtor in the collateral; and   The name and mailing address of the secured party, debtor, and transferee.     Effect of transfer statement. A transfer statement entitles the transferee to the transfer of record of all rights of the debtor in the collateral specified in the statement in any official filing, recording, registration, or certificate of title system covering the collateral. If a transfer statement is presented with the applicable fee and request form to the official or office responsible for maintaining the system, the official or office shall:   Accept the transfer statement;   Promptly amend its records to reflect the transfer; and   If applicable, issue a new appropriate certificate of title in the name of the transferee.     Transfer not a disposition; no relief of secured party's duties. A transfer of the record or legal title to collateral to a secured party under subsection (b) of this Code section or otherwise is not of itself a disposition of collateral under this article and does not of itself relieve the secured party of its duties under this article.     (Code 1981, §11-9-619, enacted by Ga. L. 2001, p. 362, § 1.)   RESEARCH REFERENCES   U.L.A.   - Uniform Commercial Code (U.L.A.) § 9-619.