reglab/housing_qa huggingface dataset:
TX Ins Code § 2703.203 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle E - The Business of Title Insurance|Chapter 2703 - Policy Forms and Premium Rates|Subchapter E. Procedures Regarding Premium Rates, Policy Forms, and Other Related Matters|Section 2703.203. Periodic Hearing

Sec. 2703.203.  PERIODIC HEARING.  The commissioner shall hold a public hearing not earlier than July 1 after the fifth anniversary of the closing of a hearing held under this chapter to consider adoption of premium rates and other matters relating to regulating the business of title insurance that an interested person, association, title insurance company, title insurance agent, or entity under Section 2703.204 requests to be considered or that the commissioner determines necessary to consider.|Added by Acts 2003, 78th Leg., ch. 1274, Sec. 6, eff. April 1, 2005.Amended by: Acts 2007, 80th Leg., R.S., Ch. 930 (H.B. 3271), Sec. 1, eff. September 1, 2007.Acts 2011, 82nd Leg., R.S., Ch. 1011 (H.B. 2408), Sec. 12, eff. September 1, 2011.Acts 2019, 86th Leg., R.S., Ch. 884 (H.B. 3228), Sec. 2, eff. September 1, 2019.|
TX Ins Code § 2703.204 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle E - The Business of Title Insurance|Chapter 2703 - Policy Forms and Premium Rates|Subchapter E. Procedures Regarding Premium Rates, Policy Forms, and Other Related Matters|Section 2703.204. Admission as Party to Hearing

Sec. 2703.204.  ADMISSION AS PARTY TO HEARING.  (a)  Subject to this section, the following persons, associations, and entities shall be admitted as parties to a contested case hearing under Section 2703.202, the periodic hearing under Section 2703.203, or a hearing under Section 2703.206:(1)  a trade association whose membership is composed of at least 20 percent of the members of an industry or group represented by the trade association;(2)  an association, person, or entity described by Section 2703.202(b);(3)  an interested person described by Section 2703.202(b-1); or(4)  department staff.(b)  A party to any portion of the periodic hearing relating to ratemaking may request that the commissioner remove any other party to that portion of the hearing on the grounds that the other party does not have a substantial interest in the subject matter of the hearing. A decision of the commission to deny or grant the request is final and subject to appeal in accordance with Section 36.202.|Added by Acts 2003, 78th Leg., ch. 1274, Sec. 6, eff. April 1, 2005.Amended by: Acts 2007, 80th Leg., R.S., Ch. 930 (H.B. 3271), Sec. 2, eff. September 1, 2007.Acts 2011, 82nd Leg., R.S., Ch. 1011 (H.B. 2408), Sec. 13, eff. September 1, 2011.Acts 2019, 86th Leg., R.S., Ch. 884 (H.B. 3228), Sec. 3, eff. September 1, 2019.|
TX Ins Code § 2703.206 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle E - The Business of Title Insurance|Chapter 2703 - Policy Forms and Premium Rates|Subchapter E. Procedures Regarding Premium Rates, Policy Forms, and Other Related Matters|Section 2703.206. Commissioner Authority to Hold Hearings as Necessary

Sec. 2703.206.  COMMISSIONER AUTHORITY TO HOLD HEARINGS AS NECESSARY.  At any time, the commissioner may order a public hearing to consider adoption of premium rates and other matters relating to regulating the business of title insurance as the commissioner determines necessary or proper.|Added by Acts 2003, 78th Leg., ch. 1274, Sec. 6, eff. April 1, 2005.|
TX Ins Code § 2703.207 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle E - The Business of Title Insurance|Chapter 2703 - Policy Forms and Premium Rates|Subchapter E. Procedures Regarding Premium Rates, Policy Forms, and Other Related Matters|Section 2703.207. Notice of Certain Hearings

Sec. 2703.207.  NOTICE OF CERTAIN HEARINGS.  Not later than the 60th day before the date of a hearing under Section 2703.202, 2703.203, or 2703.206, notice of the hearing and of each item to be considered at the hearing shall be:(1)  sent directly to all parties to the previous hearing conducted under Section 2703.202, 2703.203, or 2703.206, if the hearing was conducted as a contested case hearing; and(2)  published in the Texas Register and on the department's Internet website.|Added by Acts 2003, 78th Leg., ch. 1274, Sec. 6, eff. April 1, 2005.Amended by: Acts 2011, 82nd Leg., R.S., Ch. 1011 (H.B. 2408), Sec. 14, eff. September 1, 2011.|
TX Ins Code § 2703.208 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle E - The Business of Title Insurance|Chapter 2703 - Policy Forms and Premium Rates|Subchapter E. Procedures Regarding Premium Rates, Policy Forms, and Other Related Matters|Section 2703.208. Additions or Amendments to Manual

Sec. 2703.208.  ADDITIONS OR AMENDMENTS TO MANUAL.  (a)  An addition or amendment to the Basic Manual of Rules, Rates, and Forms for the Writing of Title Insurance in the State of Texas may be proposed and adopted by reference by publishing notice of the proposal or adoption by reference in the Texas Register.(b)  Notice under this section must include:(1)  a brief summary of the substance of the matter to be added or amended;  and(2)  a statement that the full text of the matter is available for review in the office of the chief clerk of the department.|Added by Acts 2003, 78th Leg., ch. 1274, Sec. 6, eff. April 1, 2005.|
TX Ins Code § 2704.001 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle E - The Business of Title Insurance|Chapter 2704 - Issuance of Policy or Contract; Determination of Insurability|Subchapter A. General Provisions|Section 2704.001. Issuance of Policy or Contract

Sec. 2704.001.  ISSUANCE OF POLICY OR CONTRACT.  A title insurance policy or contract may not be written unless:(1)  Sections 2502.053, 2502.054, and 2502.055 have been complied with;(2)  the policy or contract is based on an examination of title made from title evidence prepared from an abstract plant owned, or leased and operated by a title insurance agent or direct operation for the county in which the real property is located, except as provided by Section 2704.002;(3)  insurability of title has been determined in accordance with sound title underwriting practices;  and(4)  evidence thereof is preserved and retained in the files of the title insurance company, title insurance agent, or direct operation for a period of not less than 15 years after the date of issuance of the policy or contract.|Added by Acts 2003, 78th Leg., ch. 1274, Sec. 6, eff. April 1, 2005.|
TX Ins Code § 2704.002 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle E - The Business of Title Insurance|Chapter 2704 - Issuance of Policy or Contract; Determination of Insurability|Subchapter A. General Provisions|Section 2704.002. Direct Issuance of Policy or Contract

Sec. 2704.002.  DIRECT ISSUANCE OF POLICY OR CONTRACT.  A title insurance company may directly issue a title insurance policy or contract based on the best title evidence available if:(1)  a title insurance agent or direct operation does not exist for the county in which the real property is located;  or(2)  each title insurance agent and direct operation for that county refuses to provide title evidence:(A)  in a reasonable period as determined by the department;  and(B)  in compliance with Section 2502.053(1).|Added by Acts 2003, 78th Leg., ch. 1274, Sec. 6, eff. April 1, 2005.|
TX Ins Code § 2704.003 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle E - The Business of Title Insurance|Chapter 2704 - Issuance of Policy or Contract; Determination of Insurability|Subchapter A. General Provisions|Section 2704.003. Copy of Policy or Contract to Agent or Direct Operation

Sec. 2704.003.  COPY OF POLICY OR CONTRACT TO AGENT OR DIRECT OPERATION.  In a reasonable period as determined by the department, a copy of each title insurance policy or contract issued in a real property transaction shall be provided to each title insurance agent or direct operation providing the title evidence on which the policy or contract is issued.|Added by Acts 2003, 78th Leg., ch. 1274, Sec. 6, eff. April 1, 2005.|
TX Ins Code § 2704.004 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle E - The Business of Title Insurance|Chapter 2704 - Issuance of Policy or Contract; Determination of Insurability|Subchapter A. General Provisions|Section 2704.004. Exceptions to Applicability of Chapter

Sec. 2704.004.  EXCEPTIONS TO APPLICABILITY OF CHAPTER.  This chapter does not apply to a company that:(1)  does not assume primary liability in a reinsurance contract;  or(2)  acts as coinsurer, if at least one of the other coinsurers has complied with this chapter.|Added by Acts 2003, 78th Leg., ch. 1274, Sec. 6, eff. April 1, 2005.|
TX Ins Code § 2704.051 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle E - The Business of Title Insurance|Chapter 2704 - Issuance of Policy or Contract; Determination of Insurability|Subchapter B. Issuance of Owner and Mortgagee Policies for Residential Real Property|Section 2704.051. Issuance of Owner Policy Required in Connection With Issuance of Mortgagee Policy

Sec. 2704.051.  ISSUANCE OF OWNER POLICY REQUIRED IN CONNECTION WITH ISSUANCE OF MORTGAGEE POLICY.  (a)  In this section, "mortgagee title insurance policy" means a mortgagee policy of title insurance or another agreement or the equivalent that constitutes the business of title insurance.(b)  Except as provided by Section 2704.052, a title insurance company or title insurance agent that issues a mortgagee title insurance policy in connection with a lien on improved residential real property in this state that is sold shall also issue an owner title insurance policy to the owner of the property.(c)  The title insurance company or title insurance agent issuing the owner title insurance policy shall charge the required premium promulgated by the commissioner.|Added by Acts 2003, 78th Leg., ch. 1274, Sec. 6, eff. April 1, 2005.|
TX Ins Code § 2704.052 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle E - The Business of Title Insurance|Chapter 2704 - Issuance of Policy or Contract; Determination of Insurability|Subchapter B. Issuance of Owner and Mortgagee Policies for Residential Real Property|Section 2704.052. Rejection of Issuance of Owner Policy

Sec. 2704.052.  REJECTION OF ISSUANCE OF OWNER POLICY.  At or before closing and settlement, the person acquiring title may reject the issuance of the owner title insurance policy required under Section 2704.051 by executing a written and acknowledged rejection in the form prescribed, after notice and hearing, by the commissioner.|Added by Acts 2003, 78th Leg., ch. 1274, Sec. 6, eff. April 1, 2005.|
TX Ins Code § 2704.101 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle E - The Business of Title Insurance|Chapter 2704 - Issuance of Policy or Contract; Determination of Insurability|Subchapter C. Title Insurance Covering Areas and Boundaries|Section 2704.101. Definition

Sec. 2704.101.  DEFINITION.  In this subchapter, "area and boundary coverage" means title insurance coverage relating to discrepancies, conflicts, or shortages in area or boundary lines, or any encroachments or protrusions, or any overlapping of improvements.|Added by Acts 2003, 78th Leg., ch. 1274, Sec. 6, eff. April 1, 2005.|
TX Ins Code § 2704.102 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle E - The Business of Title Insurance|Chapter 2704 - Issuance of Policy or Contract; Determination of Insurability|Subchapter C. Title Insurance Covering Areas and Boundaries|Section 2704.102. Rules Authorizing Acceptance of Existing Survey

Sec. 2704.102.  RULES AUTHORIZING ACCEPTANCE OF EXISTING SURVEY.  (a)  The commissioner by rule may authorize a title insurance company providing area and boundary coverage to accept an existing real property survey as provided by this section.(b)  A title insurance company may accept an existing real property survey rather than requiring a new survey if, notwithstanding the age of the survey or the identity of the person for whom the survey was prepared, the company is willing to accept:(1)  evidence of the existing survey;  and(2)  an affidavit prescribed by the commissioner that verifies the existing survey.|Added by Acts 2003, 78th Leg., ch. 1274, Sec. 6, eff. April 1, 2005.|
TX Ins Code § 2704.103 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle E - The Business of Title Insurance|Chapter 2704 - Issuance of Policy or Contract; Determination of Insurability|Subchapter C. Title Insurance Covering Areas and Boundaries|Section 2704.103. Certain Discrimination Prohibited

Sec. 2704.103.  CERTAIN DISCRIMINATION PROHIBITED.  A title insurance company may not discriminate in providing area and boundary coverage in connection with residential real property solely because:(1)  the real property is platted or unplatted;  or(2)  a municipality did not accept a subdivision plat relating to the real property before September 1, 1975.|Added by Acts 2003, 78th Leg., ch. 1274, Sec. 6, eff. April 1, 2005.|
TX Ins Code § 2704.104 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle E - The Business of Title Insurance|Chapter 2704 - Issuance of Policy or Contract; Determination of Insurability|Subchapter C. Title Insurance Covering Areas and Boundaries|Section 2704.104. Indemnity Prohibited

Sec. 2704.104.  INDEMNITY PROHIBITED.  A title insurance company may not require an indemnity from a seller, buyer, borrower, or lender to provide area and boundary coverage.|Added by Acts 2003, 78th Leg., ch. 1274, Sec. 6, eff. April 1, 2005.|
TX Ins Code § 2751.001 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle F - Title Insurance for Certain Personal Property Interests|Chapter 2751 - Title Insurance for Personal Property Interests|Subchapter A. General Provisions|Section 2751.001. General Definitions

Sec. 2751.001.  GENERAL DEFINITIONS.  (a)  The definitions under Sections 2501.003(2)-(5), (7), (10), and (12)-(14) apply to the regulation of title insurance under this chapter.(b)  In this subtitle, a term not defined under Subsection (a) that is used in Chapter 9, Business & Commerce Code, has the meaning assigned by that code.|Added by Acts 2007, 80th Leg., R.S., Ch. 543 (S.B. 1153), Sec. 1, eff. September 1, 2007.|
TX Ins Code § 2751.002 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle F - Title Insurance for Certain Personal Property Interests|Chapter 2751 - Title Insurance for Personal Property Interests|Subchapter A. General Provisions|Section 2751.002. Definitions of Personal Property and Personal Property Title Insurance

Sec. 2751.002.  DEFINITIONS OF PERSONAL PROPERTY AND PERSONAL PROPERTY TITLE INSURANCE.  In this subtitle:(1)  "Personal property" has the meaning assigned by Section 1.04, Tax Code.(2)  "Personal property title insurance" means coverage that insures:(A)  whether affirming or negating, one or more of the elements of attachment, perfection, or priority of a security interest in personal property or fixtures;(B)  the results, as to correctness, completeness, or other criteria, of a search of:(i)  the filing office of the financing statement record of a debtor; or(ii)  any other database, whether publicly or privately maintained, such as court dockets, tax records, motor vehicle department records, or the records of the Federal Aviation Administration as to aircraft, the United States Coast Guard as to vessels, or the United States Department of Transportation;(C)  the status of ownership of, rights in, powers to transfer rights in, or title with respect to personal property or fixtures;(D)  the effectiveness of the filing of a financing statement with a filing office, or any other record with any publicly maintained database or registry;(E)  the lien status of personal property or fixtures, or compliance with Title 1, Business & Commerce Code, the Uniform Commercial Code, international conventions such as the United Nations Commission on International Trade Law (UNCITRAL), or similar laws or regulations; or(F)  any of the matters covered by Paragraphs (A)-(E) with respect to the laws of any other domestic or foreign jurisdiction.|Added by Acts 2007, 80th Leg., R.S., Ch. 543 (S.B. 1153), Sec. 1, eff. September 1, 2007.|
TX Ins Code § 2751.003 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle F - Title Insurance for Certain Personal Property Interests|Chapter 2751 - Title Insurance for Personal Property Interests|Subchapter A. General Provisions|Section 2751.003. Applicability of Other Laws

Sec. 2751.003.  APPLICABILITY OF OTHER LAWS.  (a)  Except as provided by Subsection (b), this code, other than this chapter, does not apply to the business of personal property title insurance.(b)  The following laws apply to the business of personal property title insurance:(1)  Section 2501.005, other than Subsections (a)(2)(A)-(C) of that section;(2)  Section 2501.007;(3)  Section 2502.001;(4)  Sections 2502.051, 2502.053, and 2502.055;(5)  Chapter 2551;(6)  Chapter 2553;(7)  Chapter 2601;(8)  Chapter 2651;(9)  Chapter 2652;(10)  Section 2701.002;(11)  Chapter 2703, except to the extent of any conflict with Subchapter B of this chapter;(12)  Section 2704.001, other than Subdivisions (1) and (2) of that section;(13)  Section 2704.002; and(14)  Section 2704.004.|Added by Acts 2007, 80th Leg., R.S., Ch. 543 (S.B. 1153), Sec. 1, eff. September 1, 2007.|
TX Ins Code § 2751.004 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle F - Title Insurance for Certain Personal Property Interests|Chapter 2751 - Title Insurance for Personal Property Interests|Subchapter A. General Provisions|Section 2751.004. General Rules

Sec. 2751.004.  GENERAL RULES.  The commissioner, in the manner prescribed by Subchapter A, Chapter 36, shall adopt rules as necessary to implement and enforce this chapter.|Added by Acts 2007, 80th Leg., R.S., Ch. 543 (S.B. 1153), Sec. 1, eff. September 1, 2007.|
TX Ins Code § 2751.051 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle F - Title Insurance for Certain Personal Property Interests|Chapter 2751 - Title Insurance for Personal Property Interests|Subchapter B. Rates and Forms|Section 2751.051. Fixing and Promulgating Premium Rates and Forms

Sec. 2751.051.  FIXING AND PROMULGATING PREMIUM RATES AND FORMS.  (a)  The commissioner shall, in the manner prescribed by this subchapter:(1)  fix and promulgate the premium rates to be charged by a title insurance company or by a title insurance agent for personal property title insurance policies under this chapter; and(2)  prescribe the forms to be used in connection with those policies.(b)  A premium may not be charged for a personal property title insurance policy or for another prescribed or approved form at a rate different than the rate fixed and promulgated by the commissioner.(c)  The commissioner may not limit the number of forms for personal property title insurance if the forms meet the requirements of this title.|Added by Acts 2007, 80th Leg., R.S., Ch. 543 (S.B. 1153), Sec. 1, eff. September 1, 2007.|
TX Ins Code § 2751.052 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle F - Title Insurance for Certain Personal Property Interests|Chapter 2751 - Title Insurance for Personal Property Interests|Subchapter B. Rates and Forms|Section 2751.052. Factors Considered in Fixing Premium Rates

Sec. 2751.052.  FACTORS CONSIDERED IN FIXING PREMIUM RATES.  (a)  In fixing premium rates, the commissioner shall consider all relevant income and expenses of title insurance companies and title insurance agents attributable to engaging in the business of personal property title insurance in this state.(b)  The premium rates fixed by the commissioner must be reasonable, adequate, not unfairly discriminatory, nonconfiscatory, and not excessive.|Added by Acts 2007, 80th Leg., R.S., Ch. 543 (S.B. 1153), Sec. 1, eff. September 1, 2007.|
TX Ins Code § 2751.053 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle F - Title Insurance for Certain Personal Property Interests|Chapter 2751 - Title Insurance for Personal Property Interests|Subchapter B. Rates and Forms|Section 2751.053. Hearing Required

Sec. 2751.053.  HEARING REQUIRED.  (a)  Before a premium rate may be fixed and forms adopted for personal property title insurance under this chapter, the department must provide reasonable notice and a hearing must be afforded to title insurance companies, title insurance agents, and the public.(b)  A hearing under this section is subject to Subchapter B, Chapter 40, and is handled as a contested case under Chapter 2001, Government Code, in the manner prescribed by that subchapter.|Added by Acts 2007, 80th Leg., R.S., Ch. 543 (S.B. 1153), Sec. 1, eff. September 1, 2007.|
TX Ins Code § 2751.054 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle F - Title Insurance for Certain Personal Property Interests|Chapter 2751 - Title Insurance for Personal Property Interests|Subchapter B. Rates and Forms|Section 2751.054. Commissioner Order

Sec. 2751.054.  COMMISSIONER ORDER.  (a)  Not later than the 90th day after the date of a hearing under Section 2751.053, the commissioner shall issue an order prescribing the rates and forms to be used in connection with personal property title insurance policies under this chapter.(b)  The commissioner's order promulgating rates must be based on the evidence adduced at the hearing.|Added by Acts 2007, 80th Leg., R.S., Ch. 543 (S.B. 1153), Sec. 1, eff. September 1, 2007.|
TX Ins Code § 2751.055 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle F - Title Insurance for Certain Personal Property Interests|Chapter 2751 - Title Insurance for Personal Property Interests|Subchapter B. Rates and Forms|Section 2751.055. Revisions to Rates and Forms; Hearing

Sec. 2751.055.  REVISIONS TO RATES AND FORMS; HEARING.  (a)  A title insurance company may apply to the department in the manner prescribed by the commissioner for approval of a new or revised personal property title insurance form or a change in a rate associated with such a form.  The commissioner may approve or disapprove an application after a hearing conducted in the manner prescribed by Section 2751.053.(b)  A hearing under this section must be conducted not later than the 60th day after the date on which the department receives the application.(c)  The commissioner shall approve or disapprove the application not later than the 90th day after the date of the hearing under Subsection (a).|Added by Acts 2007, 80th Leg., R.S., Ch. 543 (S.B. 1153), Sec. 1, eff. September 1, 2007.|
TX Ins Code § 2751.101 (2021)
2021 Texas Statutes|Insurance Code|Title 11 - Title Insurance|Subtitle F - Title Insurance for Certain Personal Property Interests|Chapter 2751 - Title Insurance for Personal Property Interests|Subchapter C. Powers and Duties of Insurers and Agents|Section 2751.101. Issuance of Policies

Sec. 2751.101.  ISSUANCE OF POLICIES.  A title insurance company may issue a personal property title insurance policy in this state if the policy covers personal property or fixtures, or a secured party or other insured, or a debtor, located in this state.|Added by Acts 2007, 80th Leg., R.S., Ch. 543 (S.B. 1153), Sec. 1, eff. September 1, 2007.|