reglab/housing_qa huggingface dataset:
ID Code § 41-1087 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1087 - SUSPENSION OR REVOCATION OF LICENSE.

41-1087. SUSPENSION OR REVOCATION OF LICENSE. If a vendor of portable electronics or its employee or authorized representative violates any applicable provision of this chapter including, but not limited to, section 41-1016, Idaho Code, or applicable provisions of chapter 13, title 41, Idaho Code, or an applicable rule, the director may: (1) Impose an administrative penalty pursuant to section 41-117, Idaho Code. However, penalties arising from the same or similar conduct shall not exceed fifty thousand dollars ($50,000) in the aggregate; and (2) Impose other penalties that the director deems necessary and reasonable, including: (a) Prohibiting such vendor from transacting portable electronics insurance pursuant to the provisions of this section at specific business locations where violations have occurred or from using specific employees or representatives in the transaction of portable electronics insurance; and (b) Suspending, revoking or refusing to renew the license of such vendor.  History: [41-1087, added 2012, ch. 226, sec. 9, p. 624.]
ID Code § 41-1090 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1090 - SHORT TITLE.

41-1090. SHORT TITLE. Sections 41-1090 through 41-1096, Idaho Code, shall be known and may be cited as the "Limited Lines Travel Insurance Act."  History: [41-1090, added 2017, ch. 198, sec. 2, p. 495.]
ID Code § 41-1091 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1091 - DEFINITIONS.

41-1091. DEFINITIONS. As used in this chapter: (1) "Designated responsible producer" means the individual licensed producer responsible for ensuring compliance by the limited lines travel insurance producer with travel insurance laws and rules of the state, as set forth in section 41-1092(2)(c), Idaho Code. (2) "Limited lines travel insurance producer" means a person who is a limited lines producer as defined in section 41-1003, Idaho Code. (3) "Offer and disseminate" means providing general information, including a description of the coverage and price, as well as processing the application, collecting premiums and performing other activities permitted by the state. (4) "Travel insurance" means insurance coverage for personal risks incident to planned travel including, but not limited to: (a) Interruption or cancellation of a trip or event; (b) Loss of baggage or personal effects; (c) Damages to accommodations or rental vehicles; and (d) Sickness, accident, disability or death occurring during travel. "Travel insurance" does not include major medical plans that provide comprehensive medical protection for travelers with trips lasting six (6) months or longer, including those working overseas as an expatriate or military personnel being deployed. (5) "Travel retailer" means a business entity that makes, arranges or offers travel services and may offer and disseminate travel insurance as a service to its customers on behalf of and under the direction of a limited lines travel insurance producer.  History: [41-1091, added 2017, ch. 198, sec. 3, p. 495.]
ID Code § 41-1093 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1093 - REGISTRATION REQUIRED.

41-1093. REGISTRATION REQUIRED. A travel retailer, whose insurance-related activities and those of its employees and authorized representatives are limited to offering and disseminating travel insurance, on behalf of and under the direction of a limited lines travel insurance producer meeting the conditions stated in this chapter, is authorized to do so and receive related compensation upon registration by the limited lines travel insurance producer as described in section 41-1092(2)(b), Idaho Code.  History: [41-1093, added 2017, ch. 198, sec. 5, p. 497.]
ID Code § 41-1094 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1094 - TYPE OF POLICY.

41-1094. TYPE OF POLICY. Travel insurance may be provided under an individual policy or under a group or master policy.  History: [41-1094, added 2017, ch. 198, sec. 6, p. 497.]
ID Code § 41-1095 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1095 - RESPONSIBILITY OF LIMITED LINES TRAVEL INSURANCE PRODUCERS.

41-1095. RESPONSIBILITY OF LIMITED LINES TRAVEL INSURANCE PRODUCERS. As the insurer designee, the limited lines travel insurance producer is responsible for the acts of the travel retailer and shall use reasonable means to ensure compliance by the travel retailer with this chapter.  History: [41-1095, added 2017, ch. 198, sec. 7, p. 497.]
ID Code § 41-1096 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1096 - NO NEGATIVE OPTION OR OPT OUT.

41-1096. NO NEGATIVE OPTION OR OPT OUT. No person offering travel insurance on an individual or group basis may do so using a negative option or option to opt out, that would require a consumer to take an affirmative action to deselect coverage such as unchecking a box on an electronic form when purchasing a trip. It shall not be an unfair trade practice to include blanket travel insurance coverage with the purchase of a trip, provided the coverage is not marketed as free.  History: [41-1096, added 2017, ch. 198, sec. 8, p. 497.]
ID Code § 41-1097 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1097 - ENFORCEMENT.

41-1097. ENFORCEMENT. The limited lines travel insurance producer and any travel retailer offering and disseminating travel insurance under the limited lines travel insurance producer license shall be subject to the provisions of section 41-1016, Idaho Code, and other applicable provisions of this title. Violations of this act shall be considered an unfair trade practice under chapter 13, title 41, Idaho Code.  History: [41-1097, added 2017, ch. 198, sec. 9, p. 498.]
ID Code § 41-1101 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 11 - ADJUSTERS|Section 41-1101 - SCOPE OF CHAPTER.

41-1101. SCOPE OF CHAPTER. This chapter applies only as to adjusters, as defined in section 41-1102.  History: [41-1101, added 1961, ch. 330, sec. 237, p. 645.]
ID Code § 41-1102 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 11 - ADJUSTERS|Section 41-1102 - “ADJUSTER” DEFINED.

41-1102. "ADJUSTER" DEFINED. (1) An "adjuster" is a person who, on behalf of the insurer, for compensation as an independent contractor or as the employee of such an independent contractor, or for fee or commission, investigates and negotiates settlement of claims arising under insurance contracts. (2) None of the following is an "adjuster" for the purposes of this chapter: (a) A licensed attorney at law who is qualified to practice law in this state. (b) The salaried employee of an authorized insurer, or group of such insurers under common control or ownership, or of a managing general agent, who adjusts losses for such insurer or insurers or for the authorized insurers represented by the general agent. (c) The licensed agent of an authorized insurer who, at the insurer’s request, from time to time adjusts or assists in adjustment of losses arising under policies issued by such insurer. (d) An individual who collects claim information from, or furnishes claim information to, claimants or those who are insured and who conducts data entry, including entering data into an automated claims adjudication system, provided that the individual is an employee of a licensed adjuster or its affiliate where no more than twenty-five (25) such persons are under the supervision of one (1) licensed adjuster or licensed agent. A licensed agent who acts as a supervisor or adjusts claims pursuant to the provisions of this paragraph is not required to also be licensed as an adjuster. For purposes of this section, "automated claims adjudication system" means a pre-programmed computer system designed for the collection, data entry, calculation and final resolution of portable electronics insurance claims that: (i) May only be utilized by a licensed adjuster, licensed agent or supervised individuals operating pursuant to the provisions of this paragraph; (ii) Must comply with all claims payment requirements of the insurance code; and (iii) Must be certified as compliant with this section by a licensed adjuster who is an officer of a licensed business entity pursuant to the provisions of this chapter.  History: [41-1102, added 1961, ch. 330, sec. 238, p. 645; am. 2012, ch. 226, sec. 12, p. 626.]
ID Code § 41-1103 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 11 - ADJUSTERS|Section 41-1103 - LICENSE REQUIRED.

41-1103. LICENSE REQUIRED. No person shall in this state be, act as, or advertise or hold himself out to be, an adjuster unless then licensed as an adjuster under this chapter. No resident of Canada may be licensed as a resident adjuster or may designate Idaho as his home state, unless such person has successfully passed the adjuster examination and has complied with the other applicable provisions of this chapter. No resident of Canada may be licensed as a nonresident adjuster unless such person has obtained a resident or home state adjuster license in another state.  History: [41-1103, added 1961, ch. 330, sec. 239, p. 645; am. 2012, ch. 226, sec. 13, p. 627.]
ID Code § 41-1104 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 11 - ADJUSTERS|Section 41-1104 - QUALIFICATIONS FOR ADJUSTER’S LICENSE.

41-1104. QUALIFICATIONS FOR ADJUSTER’S LICENSE. (1) Except as provided in subsection (2) of this section, the director shall not issue, continue, or permit to exist any license as an adjuster as to any person not qualified therefor as follows: (a) Must be a natural person not less than twenty-one (21) years of age. (b) Must be trustworthy, and be of good character and reputation as to morals, integrity, and financial responsibility, and must not have been convicted of any crime that is deemed relevant in accordance with section 67-9411(1), Idaho Code. (c) Must be a salaried employee of a licensed adjuster, or must have had experience or special education or training as to the investigation and settlement of loss of claims under insurance contracts of sufficient duration and extent reasonably to satisfy the director as to his competence to fulfill the responsibilities of an adjuster. (d) If required by the director, must pass a written examination to test his knowledge of the duties and responsibilities of an adjuster and of matters involved in transactions under an adjuster’s license. The examination shall be subject to the same applicable provisions as apply pursuant to title 41, Idaho Code, to examinations for license as insurance agent. (2) A firm or corporation, whether or not organized under the laws of this state, may be licensed as an adjuster if each individual who is to exercise the license powers in this state is separately licensed, or is named in the firm or corporation license, and is qualified as for an individual license as adjuster under subsection (1) of this section. An additional full license fee shall be paid as to each individual in excess of one (1) so named in the firm or corporation license to exercise its powers.  History: [41-1104, added 1961, ch. 330, sec. 240, p. 645; am. 1969, ch. 214, sec. 38, p. 625; am. 2012, ch. 226, sec. 14, p. 627; am. 2020, ch. 175, sec. 9, p. 513.]
ID Code § 41-1105 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 11 - ADJUSTERS|Section 41-1105 - APPLICATION FOR LICENSE.

41-1105. APPLICATION FOR LICENSE. The individual desiring to be licensed as an adjuster shall make written application therefor to the director, on forms as prescribed and furnished by the director. The application shall be accompanied by payment of the fee for the license as set forth by rule pursuant to section 41-401, Idaho Code.  History: [41-1105, added 1961, ch. 330, sec. 241, p. 645; am. 2001, ch. 85, sec. 4, p. 214.]
ID Code § 41-1106 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 11 - ADJUSTERS|Section 41-1106 - SCOPE OF LICENSE.

41-1106. SCOPE OF LICENSE. Under his license an adjuster shall have authority to act as adjuster on behalf of the insurer only as to losses under insurance contracts.  History: [41-1106, added 1961, ch. 330, sec. 242, p. 645.]
ID Code § 41-1107 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 11 - ADJUSTERS|Section 41-1107 - EMERGENCY ADJUSTERS.

41-1107. EMERGENCY ADJUSTERS. No adjuster’s license or qualifications shall be required as to any adjuster who is sent into this state by and on behalf of an authorized insurer or adjusting firm or corporation for the purpose of investigating or making adjustment of a particular loss under an insurance policy issued by an authorized insurer or as a lawful surplus line contract, or for the purpose of temporarily assisting or substituting for a licensed adjuster who is incapacitated due to illness, injury, or any unforeseeable or uncontrollable incident, or for the adjustment of a series of losses resulting from a catastrophe common to all such losses.  History: [41-1107, added 1961, ch. 330, sec. 243, p. 645.]
ID Code § 41-1108 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 11 - ADJUSTERS|Section 41-1108 - OTHER PROVISIONS APPLICABLE.

41-1108. OTHER PROVISIONS APPLICABLE. The following sections of chapter 10, title 41, Idaho Code, shall, to the extent so applicable, also apply as to adjuster licenses: (1) 41-1007(1), Idaho Code (application for producer license). (2) 41-1008, Idaho Code (producer license). (3) 41-1011, Idaho Code (issuance, refusal of license). (4) 41-1013, Idaho Code (continuation, expiration of license, continuing education statement). (5) 41-1016, Idaho Code (administrative penalty — suspension, revocation, refusal of license). (6) 41-1026, Idaho Code (procedure following suspension, revocation, denial — reinstatement).  History: [41-1108, added 1961, ch. 330, sec. 244, p. 645; am. 1972, ch. 164, sec. 2, p. 376; am. 1999, ch. 97, sec. 6, p. 303; am. 2001, ch. 296, sec. 4, p. 1063; am. 2002, ch. 281, sec. 3, p. 824; am. 2016, ch. 50, sec. 3, p. 146; am. 2021, ch. 42, sec. 8, p. 127.]
ID Code § 41-1201 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 12 - UNAUTHORIZED INSURERS AND SURPLUS LINES|Section 41-1201 - REPRESENTING OR AIDING UNAUTHORIZED INSURER PROHIBITED.

41-1201. REPRESENTING OR AIDING UNAUTHORIZED INSURER PROHIBITED. (1) No person shall in this state directly or indirectly act as agent for, or otherwise represent or aid on behalf of another, any insurer not then authorized to transact such insurance in this state, in the solicitation, negotiation, procurement or effectuation of insurance or annuity contracts, or renewal thereof, or forwarding of applications for insurance, or in the dissemination of information as to coverage or rates, or inspection of risks, or fixing of rates, or investigation or adjustment of claims or losses, or collection or forwarding of premiums, or in any other manner represent or assist such an insurer in the transaction of insurance with respect to subjects of insurance resident, located or to be performed in this state. (2) This section does not apply to: (a) Matters authorized to be done by the director under the unauthorized insurers process act, sections 41-1204 through 41-1210[, Idaho Code]. (b) Surplus line insurance when written pursuant to the surplus line law, sections 41-1211 through 41-1232, [Idaho Code,] and coverages specified in section 41-1212[, Idaho Code,] (exemptions from surplus line law). (c) Any transaction with respect to which the insurer is not required to have a certificate of authority pursuant to section 41-306[, Idaho Code,] (exceptions to certificate of authority requirement). (d) A licensed adjuster or attorney at law representing such an insurer from time to time in his professional capacity.  History: [41-1201, added 1961, ch. 330, sec. 245, p. 645.]
ID Code § 41-1202 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 12 - UNAUTHORIZED INSURERS AND SURPLUS LINES|Section 41-1202 - REPRESENTING OR AIDING UNAUTHORIZED INSURER PROHIBITED — PENALTY.

41-1202. REPRESENTING OR AIDING UNAUTHORIZED INSURER PROHIBITED — PENALTY. Any person who violates section 41-1201[, Idaho Code,] shall upon conviction thereof be guilty of a misdemeanor punishable by a fine of not to exceed two thousand dollars ($2,000) or by imprisonment in the county jail for not to exceed six (6) months, or by both such fine and imprisonment in the court’s discretion; except, that the court shall increase the amount of any fine so levied by the full amount of any compensation accruing or to accrue to the violator by reason of the acts out of which the violation arose. Each instance of violation shall be considered a separate offense for the purposes of this section.  History: [41-1202, added 1961, ch. 330, sec. 246, p. 645.]
ID Code § 41-1203 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 12 - UNAUTHORIZED INSURERS AND SURPLUS LINES|Section 41-1203 - SUITS BY UNAUTHORIZED INSURER PROHIBITED.

41-1203. SUITS BY UNAUTHORIZED INSURER PROHIBITED. (1) No unauthorized insurer shall institute or file, or cause to be instituted or filed, any suit, action or proceeding in this state to enforce any right, claim or demand arising out of any insurance transaction in this state. (2) This section does not apply as to: (a) Transactions permitted under section 41-306[, Idaho Code,] (exceptions to certificate of authority requirement). (b) Coverages exempted from the surplus line law under section 41-1212[, Idaho Code]. (c) Counter claim, cross complaint, or similar action by an insurer in connection with a suit brought against the insurer in which service of process on the insurer was made under the unauthorized insurers process act, sections 41-1204 through 41-1210[, Idaho Code].  History: [41-1203, added 1961, ch. 330, sec. 247, p. 645.]
ID Code § 41-1204 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 12 - UNAUTHORIZED INSURERS AND SURPLUS LINES|Section 41-1204 - UNAUTHORIZED INSURERS PROCESS ACT — TITLE — INTERPRETATION.

41-1204. UNAUTHORIZED INSURERS PROCESS ACT — TITLE — INTERPRETATION. (1) Sections 41-1204 through 41-1210[, Idaho Code,] constitute and may be cited as the Unauthorized Insurers Process Act. (2) Such act shall be so interpreted as to effectuate its general purpose to make uniform the law of those states which enact it.  History: [41-1204, added 1961, ch. 330, sec. 248, p. 645.]
ID Code § 41-1205 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 12 - UNAUTHORIZED INSURERS AND SURPLUS LINES|Section 41-1205 - PURPOSE OF PROCESS ACT.

41-1205. PURPOSE OF PROCESS ACT. The purpose of the unauthorized insurers process act is to subject certain insurers to the jurisdiction of courts of this state in suits by or on behalf of insureds or beneficiaries under insurance contracts. The legislature declares that it is a subject of concern that many residents of this state hold policies of insurance issued or delivered in this state by insurers while not authorized to do business in this state, thus presenting to such residents the often insuperable obstacle of resorting to distant forums for the purpose of asserting legal rights under such policies. In furtherance of such state interest, the legislature herein provides a method of substituted service of process upon such insurers and declares that in so doing it exercises its power to protect its residents and to define, for the purpose of this statute, what constitutes doing business in this state, and also exercises powers and privileges available to the state by virtue of Public Law 15, 79th Congress of the United States, chapter 20, 1st session, S. 340, which declares that the business of insurance and every person engaged therein shall be subject to the laws of the several states.  History: [41-1205, added 1961, ch. 330, sec. 249, p. 645.]
ID Code § 41-1206 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 12 - UNAUTHORIZED INSURERS AND SURPLUS LINES|Section 41-1206 - ACTS CONSTITUTING DIRECTOR AS PROCESS AGENT.

41-1206. ACTS CONSTITUTING DIRECTOR AS PROCESS AGENT. Any of the following acts in this state, effected by mail or otherwise, by an unauthorized foreign or alien insurer, is equivalent to and shall constitute an appointment by such insurer of the director to be its true and lawful attorney, upon whom may be served all lawful process in any action, suit or proceeding instituted by or on behalf of an insured or beneficiary arising out of any such contract of insurance, and any such act shall be signification of its agreement that such service of process is of the same legal force and validity as personal service of process in this state upon such insurer: (1) The issuance or delivery of contracts of insurance to residents of this state or to corporations authorized to do business therein. (2) The solicitation of applications for such contracts. (3) The collection of premiums, membership fees, assessments, or other consideration for such contract, or (4) Any other transaction of insurance business.  History: [41-1206, added 1961, ch. 330, sec. 250, p. 645.]
ID Code § 41-1207 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 12 - UNAUTHORIZED INSURERS AND SURPLUS LINES|Section 41-1207 - HOW PROCESS IS SERVED — DEFAULT JUDGMENT.

41-1207. HOW PROCESS IS SERVED — DEFAULT JUDGMENT. (1) Such service of process shall be made as provided for in section 41-334(1), [Idaho Code,] and: (a) The director shall forthwith mail by registered mail one (1) of the copies of such process to the defendant at its last known principal place of business, and shall keep a record of all processes so served upon him. (b) Such service of process is sufficient, provided (i) notice thereof and (ii) a copy of the process, are sent to the defendant at its last known principal place of business, by the plaintiff or the plaintiff’s attorney, by registered mail within ten (10) days thereafter, and provided that on or before the date the defendant is required to appear, or within such further time as the court may allow, there shall be filed with the clerk of the court in which such action is pending (i) the defendant’s receipt of registration, or receipt issued by the post office with which the letter is registered, showing the name of the sender of the letter and the name and address of the person to whom the letter is addressed, and (ii) the affidavit of the plaintiff or plaintiff’s attorney showing a compliance herewith. (2) Service of process in any such action, suit or proceeding shall, in addition to the manner provided in subsection (1) of this section, be valid if served upon any person within this state who, on behalf of such insurer, is: (a) Soliciting insurance, or (b) Making, issuing or delivering any contract of insurance, or (c) Collecting or receiving any premium, membership fee, assessment or other consideration for insurance; and a copy of such process is sent to the defendant in the same manner as set forth in subsection (1)(b) herein. (3) No plaintiff or complainant shall be entitled to a judgment by default under this section until the expiration of thirty (30) days from the date of the filing of the affidavit of compliance. (4) Nothing contained in this section shall limit or abridge the right to serve any process, notice or demand upon any insurer in any other manner now or hereafter permitted by law.  History: [41-1207, added 1961, ch. 330, sec. 251, p. 645.]