reglab/housing_qa huggingface dataset:
6 DE Code § 2107. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 21. Antitrust|§ 2107. Actions by Attorney General for violations; civil penalty; equitable relief.

§ 2107. Actions by Attorney General for violations; civil penalty; equitable relief. The Attorney General may bring an action for any violation or threatened violation of this chapter. In any such action, the Court may assess against each defendant a civil penalty for the benefit of the State of not less than $1,000 nor more than $100,000 for each violation, or may award appropriate equitable relief, or may order a combination of civil penalty and equitable relief. 62 Del. Laws, c. 89, §  1;
6 DE Code § 2108. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 21. Antitrust|§ 2108. Actions for equitable relief and damages; suits parens patriae.

§ 2108. Actions for equitable relief and damages; suits parens patriae. (a) If the State or any public body thereof is threatened with injury or injured in its business or property by a violation of this chapter, the Attorney General may bring an action for appropriate equitable relief, damages sustained and, as determined by the Court, taxable costs, and reasonable fees for expert witnesses and attorneys, including the Attorney General. (b) The Attorney General may bring suit as parens patriae on behalf of natural persons residing in this State to secure monetary relief for such persons who are injured in their business or property by a violation of this chapter. The Court may also award taxable costs and reasonable fees for expert witnesses and attorneys, including the Attorney General. (c) In actions under this section, the Court may, in its discretion, award as monetary relief up to threefold the total damage sustained, in addition to costs and fees, provided that the Court finds the acts complained of to have been wilful. (d) Monetary relief awarded under subsection (b) of this section may be payable to the State or may be distributed in such manner as the Court in its discretion may authorize. (e) In any action brought under subsection (b) of this section, the Attorney General shall, at such times, in such manner, and with such content as the Court may direct, cause notice thereof to be given by publication. If the Court finds that notice given solely by publication would deny due process of law to any person or persons, the Court may direct further notice to such person or persons according to the circumstances of the case. (f) Any person on whose behalf an action is brought under subsection (b) of this section may elect to exclude from adjudication the portion of the state claim for monetary relief attributable to the person by filing notice of such election with the Court in the manner specified in the notice given pursuant to subsection (e) of this section. The final judgment in any action under subsection (b) of this section shall be res judicata as to any claim under this chapter by any person on behalf of whom such action was brought and who fails to give notice of exclusion in the manner specified in this subsection. (g) In any action brought under subsection (b) of this section, the Court shall exclude from the amount of any monetary relief awarded any amount which duplicates an award made by any court for the same injury, or which is allocable to persons excluded under subsection (f) of this section. 62 Del. Laws, c. 89, §  1;  70 Del. Laws, c. 186, §  1;
6 DE Code § 2109. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 21. Antitrust|§ 2109. Judgment or decree as prima facie evidence.

§ 2109. Judgment or decree as prima facie evidence. In any action or proceeding brought by the Attorney General, a final judgment or decree determining that a person has violated this chapter, other than a consent judgment or decree entered before any testimony has been taken, is prima facie evidence against that person in any other action as to all matters with respect to which the judgment or decree would be an estoppel between the parties thereto. 62 Del. Laws, c. 89, §  1;  70 Del. Laws, c. 186, §  1;
6 DE Code § 2110. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 21. Antitrust|§ 2110. Jurisdiction.

§ 2110. Jurisdiction. The Court of Chancery shall have exclusive jurisdiction of all actions or proceedings authorized by this chapter or relating to its enforcement; provided, however, that in an action in which any party would otherwise have a right to trial by jury of any issue of fact, and such party shall demand such trial, the Court shall order such issue to trial and binding determination of such issue in the Superior Court, the action or proceeding being retained in the Court of Chancery in all other respects, including entry of judgment. 62 Del. Laws, c. 89, §  1;
6 DE Code § 2111. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 21. Antitrust|§ 2111. Limitation of actions.

§ 2111. Limitation of actions. Any action to enforce this chapter shall be forever barred unless commenced within 4 years after the cause of action accrued. For purposes of this section, a cause of action for a continuing violation is deemed to accrue at any time during the period of such violation. Whenever any civil or criminal proceeding is instituted by the federal government to prevent, restrain, or punish violations of the federal antitrust laws, the running of the period of limitations in respect of every right of action arising under this chapter, based in whole or in part on any matter complained of in the federal proceeding, shall be suspended during the pendency of said proceeding and for 1 year thereafter; provided, however, that whenever the running of the period of limitations in respect of a right of action arising under this chapter is suspended hereunder, any action to enforce such right of action shall be forever barred unless commenced within the period of suspension or within 4 years after the cause of action accrued. 62 Del. Laws, c. 89, §  1;  78 Del. Laws, c. 257, §  1;
6 DE Code § 2112. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 21. Antitrust|§ 2112. Security not required of State and public bodies.

§ 2112. Security not required of State and public bodies. Unless otherwise ordered by the Court, the State and its public bodies shall not be required to give security in any action or proceeding under this chapter. 62 Del. Laws, c. 89, §  1;
6 DE Code § 2113. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 21. Antitrust|§ 2113. Construction of chapter.

§ 2113. Construction of chapter. This chapter shall be construed in harmony with ruling judicial interpretations of comparable federal antitrust statutes. 62 Del. Laws, c. 89, §  1;
6 DE Code § 2114. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 21. Antitrust|§ 2114. Short title.

§ 2114. Short title. This chapter shall be known and may be cited as the “Delaware Antitrust Act.” 62 Del. Laws, c. 89, §  1;
6 DE Code § 2201. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 22. Credit and Identity Theft Protection|§ 2201. Short title.

§ 2201. Short title. This chapter shall be known as the “Clean Credit and Identity Theft Prevention Act.” 75 Del. Laws, c. 328, §  1;
6 DE Code § 2202. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 22. Credit and Identity Theft Protection|§ 2202. Definitions.

§ 2202. Definitions. For the purposes of this chapter, the following terms shall have the following meanings:  (1) “Consumer” means an individual who is a resident of Delaware. (2) “Consumer report” or “credit report” means any written, oral, or other communication of any information by a consumer reporting agency bearing on a consumer's credit worthiness, credit standing, credit score, credit capacity, character, general reputation, personal characteristics, or mode of living which is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing the consumer's eligibility for:  a. Credit or insurance to be used primarily for personal, family, or household purposes, except that nothing in this chapter authorizes the use of credit evaluations, credit scoring or insurance scoring in the underwriting of personal lines of property or casualty insurance; b. Employment purposes; or c. Any other purpose authorized under section 15 U.S.C. § 1681b. (3) “Consumer reporting agency” means any person which, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports to third parties. (4) “Credit card” has the same meaning as in § 103 of the Truth in Lending Act [15 U.S.C. § 1602]. (5) “Credit history” means any written, oral, or other communication of any information by a consumer reporting agency bearing on a consumer's creditworthiness, credit standing, or credit capacity that is used or expected to be used, or collected in whole or in part, for the purpose of determining personal lines insurance premiums or eligibility for coverage. (6) “Debit card” means any card or device issued by a financial institution to a consumer for use in initiating an electronic fund transfer from the account holding assets of the consumer at such financial institution, for the purpose of transferring money between accounts or obtaining money, property, labor, or services. (7) The term “person” means any individual, partnership, corporation, trust, estate, cooperative, association, government or governmental subdivision or agency, or other entity.75 Del. Laws, c. 328, §  1;  70 Del. Laws, c. 186, §  1;
6 DE Code § 2204. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 22. Credit and Identity Theft Protection|§ 2204. Right to file a police report regarding identity theft.

§ 2204. Right to file a police report regarding identity theft. (a) A person who knows or reasonably believes that the person has been the victim of identity theft may contact the police agency that has jurisdiction over that person's actual residence, which shall take a police report of the matter, and provide the complainant with a copy of that report. Notwithstanding the fact that jurisdiction may lie elsewhere for investigation and prosecution of a crime of identity theft, the local law-enforcement agency shall take the complaint and provide the complainant with a copy of the complaint and may refer the complaint to a law-enforcement agency in that different jurisdiction. (b) Nothing in this section interferes with the discretion of a police department to allocate resources for investigations of crimes. A complaint filed under this section is not required to be counted as an open case for purposes such as compiling open case statistics. 75 Del. Laws, c. 328, §  1;  70 Del. Laws, c. 186, §  1;
6 DE Code § 2302. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 23. Interest|§ 2302. Secured demand loans for not less than $5,000 by banks and others.

§ 2302. Secured demand loans for not less than $5,000 by banks and others. Every contract for the loan or advance of money by banking corporations, within this State, shall be subject to § 2301 of this title. In any case where loans or advances of money, made by banking corporations or otherwise, repayable on demand to an amount not less than $5,000, are made upon warehouse receipts, bills of lading, certificates of stock, certificates of deposit, bills of exchange, bonds, or other negotiable instruments, pledged as collateral security for such repayment, any sum agreed upon, in writing, by the parties to the transaction may be received, or contracted to be received, and collected as compensation for making the advances. 11 Del. Laws, c. 227;  Code 1915, §  2622;  28 Del. Laws, c. 213;  Code 1935, §  3102;  6 Del. C. 1953, §  2302;  70 Del. Laws, c. 186, §  1;
6 DE Code § 2303. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 23. Interest|§ 2303. Loans of less than $500.

§ 2303. Loans of less than $500. Repealed by 71 Del. Laws, c. 254, § 34, eff. Mar. 30, 1998.
6 DE Code § 2304. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 23. Interest|§ 2304. Usury defined; borrower's rights and remedies where interest exceeds the lawful rate.

§ 2304. Usury defined; borrower's rights and remedies where interest exceeds the lawful rate. (a) Usury is the charge to a borrower by a lender, directly or indirectly, of a higher rate of interest than that permitted by law. (b) When a rate of interest for the loan or use of money exceeding that established by law has been reserved or contracted for, the borrower or debtor shall not be required to pay the creditor the excess over the lawful rate and the borrower or debtor may, at the borrower's or debtor's option, retain and deduct the excess from the amount of any debt. In all cases where any borrower or debtor has paid the whole debt or sum loaned, together with interest exceeding the lawful rate, the borrower or debtor, or a personal representative, may recover in an action against the person who has taken or received the debt and interest, or the personal representative, the sum of 3 times the amount of interest collected on any loan in excess of that permitted by law or the sum of $500, whichever is greater, if such action is brought within 1 year after the time of such payment. Code 1852, §  1160;  16 Del. Laws, c. 310, §  1;  Code 1915, §  2621;  28 Del. Laws, c. 213;  Code 1935, §  3101;  6 Del. C. 1953, §  2304;  56 Del. Laws, c. 443;  70 Del. Laws, c. 186, §  1;
6 DE Code § 2305. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 23. Interest|§ 2305. Negotiable paper; rights of holders.

§ 2305. Negotiable paper; rights of holders. Nothing in this chapter shall affect the holders of negotiable paper taken bona fide in the usual course of business. Code 1852, §  1160;  16 Del. Laws, c. 310, §  1;  Code 1915, §  2621;  28 Del. Laws, c. 213;  Code 1935, §  3101;  6 Del. C. 1953, §  2305;
6 DE Code § 2306. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 23. Interest|§ 2306. Defense of usury as available to certain entities and associations.

§ 2306. Defense of usury as available to certain entities and associations. No corporation, limited partnership, statutory trust, business trust or limited liability company, and no association or joint stock company having any of the powers and privileges of corporations not possessed by individuals or partnerships, shall interpose the defense of usury in any action. Code 1852, §  1160;  16 Del. Laws, c. 310, §  1;  Code 1915, §  2621;  28 Del. Laws, c. 213;  Code 1935, §  3101;  6 Del. C. 1953, §  2306;  69 Del. Laws, c. 258, §  55;  73 Del. Laws, c. 329, §  34;
6 DE Code § 2307. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 23. Interest|§ 2307. International banking transactions.

§ 2307. International banking transactions. This chapter and any other law of this State limiting the rate or amount of interest, discount, points, finance charges, service charges or other charges which may be charged, taken, collected, received or reserved shall not apply to any international banking facility extension of credit, as such terms are contained in § 101 of Title 5. 64 Del. Laws, c. 43, §  7;
6 DE Code § 2401. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 24. Credit Services Organizations|§ 2401. Definitions.

§ 2401. Definitions. In this chapter:  (1) “Buyer” means an individual who is solicited to purchase or who purchases the services of a credit service organization. (2) “Consumer reporting agency” has the meaning assigned by § 603(f), Fair Credit Reporting Act (15 U.S.C. § 1681a(f)). (3) “Extension of credit” means the right to defer payment of debt or to incur debt and defer its payment offered or granted primarily for personal, family or household purposes. (4) “Retail seller” means a person engaged in the business of selling goods or furnishing services to a buyer.68 Del. Laws, c. 180, §  1;
6 DE Code § 2402. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 24. Credit Services Organizations|§ 2402. Credit services organization.

§ 2402. Credit services organization. (a) A credit services organization is a person who, with respect to the extension of credit by others and in return for the payment of money or other valuable consideration, provides, or represents that the person can or will provide, any of the following services:  (1) Improving a buyer's credit record, history or rating; (2) Obtaining an extension of credit for a buyer; or (3) Providing advice or assistance to a buyer with regard to paragraph (a)(1) or (2) of this section. (b) The following are exempt from this chapter:  (1) A person authorized to make loans or extensions of credit under the laws of this State or the United States who is subject to regulation and supervision by this State or the United States, or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act (12 U.S.C. § 1701 et seq.); (2) A bank or building/savings and loan association whose deposits or accounts are federally insured, or a subsidiary of such a bank or savings and loan association; (3) A credit union doing business in this State; (4) A person licensed under Chapter 22 of Title 5 or Chapter 24A of this title; (5) A nonprofit organization exempt from taxation under § 501(c)(3) of the Internal Revenue Code of 1986 [26 U.S.C. § 501(c)(3)]; (6) A person licensed as a real estate broker or salesperson under Chapter 29 of Title 24 acting within the course and scope of that license; (7) A person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (8) A broker-dealer registered with the Securities and Exchange Commission or the Commodity Future Trading Commission acting within the course and scope of that regulation; (9) A consumer reporting agency; (10) Mortgage loan or loan brokers who are not engaged in the other activities of credit services organizations as described in subsection (a) of this section; and (11) A person licensed to practice public accounting in this State acting within the course and scope of the person's practice as an accountant.68 Del. Laws, c. 180, §  1;  75 Del. Laws, c. 430, §  4;
6 DE Code § 2403. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 24. Credit Services Organizations|§ 2403. Prohibited conduct.

§ 2403. Prohibited conduct. A credit services organization, a salesperson, agent or representative of a credit services organization, or an independent contractor who sells or attempts to sell the services of a credit services organization may not:  (1) Charge a buyer or receive from a buyer money or other valuable consideration before completing performance of all services the credit services organization has agreed to perform for the buyer, unless the credit services organization has obtained in accordance with § 2404 of this title a surety bond in the amount required by § 2404(e) of this title issued by a surety company authorized to do business in this State or established and maintained a surety account at a federally insured bank or savings and loan association located in this State in which the amount required by § 2404(e) of this title is held in trust as required by § 2404(c) of this title; (2) Charge a buyer or receive from a buyer money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer if the credit that is or will be extended to the buyer is substantially the same as that available to the general public; (3) Make or use a false or misleading representation in the offer or sale of the services of a credit services organization, including:  a. Guaranteeing to “erase bad credit” or words to that effect unless the representation clearly discloses that this can be done only if the credit history is inaccurate or obsolete; and b. Guaranteeing an extension of credit regardless of the person's previous credit problem or credit history unless the representation clearly discloses the eligibility requirements for obtaining an extension of credit; (4) Engage, directly or indirectly, in a fraudulent or deceptive act, practice or course of business in connection with the offer or sale of the services of a credit services organization; (5) Make or advise a buyer to make a statement with respect to a buyer's creditworthiness, credit standing or credit capacity that is false or misleading, or that should be known by the exercise of reasonable care to be false or misleading, to a consumer reporting agency or to a person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit; (6) Advertise or cause to be advertised, in any manner whatsoever, the services of a credit services organization without filing a registration statement with the Secretary of State, unless otherwise provided by this chapter.68 Del. Laws, c. 180, §  1;
6 DE Code § 2404. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 24. Credit Services Organizations|§ 2404. Bond; surety account.

§ 2404. Bond; surety account. (a) This section applies to a credit services organization required by § 2403(1) of this title to obtain a surety bond or establish a surety account. (b) If a bond is obtained, a copy of it shall be filed with the Secretary of State. If a surety account is established, a notarized or otherwise official notification of the deposit by the depository institution shall be filed with the Secretary of State. Such notification shall include, at a minimum, the name of the financial institution, name of the credit services organization, account number and verification that the account is established in accordance with the terms set forth in subsection (c) of this section. (c) The bond or surety account required must be in favor of the State for the benefit of any person who is damaged by any violation of this chapter. The bond or surety account must also be in favor of any person damaged by such a violation. (d) Any person claiming against the bond or surety account for a violation of this chapter may maintain an action at law against the credit services organization and against the surety or trustee. The surety or trustee shall be liable only for damages awarded under § 2409(a) of this title and not the punitive damages permitted under that section. The aggregate liability of the surety or trustee to all persons damaged by a credit services organization's violation of this chapter may not exceed the amount of the surety account or bond. (e) The bond or the surety account shall be in the amount of $15,000. (f) A depository holding money in a surety account under this chapter may not convey money in the account to the credit services organization that established the account or a representative of the credit services organization unless the credit services organization or representative presents a statement issued by the Secretary of State indicating that § 2405(f) of this title has been satisfied in relation to the account. The Secretary of State may conduct investigations and require submission of information as necessary to enforce this subsection. 68 Del. Laws, c. 180, §  1;