reglab/housing_qa huggingface dataset:
24-A ME Rev Stat § 4621 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 62: MAINE LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION|24-A §4621. Credits for assessments paid; tax offsets

 §4621. Credits for assessments paid; tax offsets 1.  Credit allowed.  A member insurer may offset against its premium tax liability to this State an assessment described in section 4609, subsection 2‑A, paragraph B and for which a certificate under section 4609, subsection 9 is issued, to the extent of 20% of the amount of the assessment for each of the 5 calendar years following the year in which the assessment was paid. In the event a member insurer ceases doing business, all uncredited assessments may be credited against its premium tax liability for the year it ceases doing business.   [PL 2005, c. 346, §14 (NEW); PL 2005, c. 346, §16 (AFF).] 2.  Refunds.  Any sums that are acquired by refund, pursuant to section 4609, subsection 6, from the association by member insurers, and that have been offset against premium taxes as provided in subsection 1, must be recaptured in such manner as required by the State Tax Assessor under Title 36. The association shall notify the superintendent and the State Tax Assessor that refunds have been made. The association also shall provide the State Tax Assessor with a list of all members who were issued refunds and the dates and amounts of such refunds.   [PL 2005, c. 346, §14 (NEW); PL 2005, c. 346, §16 (AFF).] 2-A.  Insurers not subject to premium tax.  A member insurer that is not subject to premium taxation may take the credit allowed under subsection 1 against its income tax liability to this State. A member insurer that is exempt from both premium taxation and income taxation in this State may recoup its assessments by a surcharge on its premiums in an amount reasonably calculated to recoup the assessments over a reasonable period of time, as approved by the superintendent. Amounts recouped are not considered premiums for any other purpose, including medical loss ratio calculations and premium-based assessments. If a member insurer collects excess surcharges, the insurer shall remit the excess amount to the association, and the excess amount must be applied to reduce future assessments in the appropriate account.   [PL 2017, c. 382, §30 (NEW).] 3.  Application.  This section applies to assessments paid to the association by a member insurer on or after January 1, 2005.   [PL 2005, c. 346, §14 (NEW); PL 2005, c. 346, §16 (AFF).] SECTION HISTORY PL 2005, c. 346, §14 (NEW). PL 2005, c. 346, §16 (AFF). PL 2017, c. 382, §30 (AMD).
24-A ME Rev Stat § 4701 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 63: ROAD OR TOURIST SERVICE|24-A §4701. Licensed companies only (REPEALED)

 §4701. Licensed companies only (REPEALED)SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1973, c. 585, §12 (AMD). PL 1997, c. 457, §52 (RP).
24-A ME Rev Stat § 4702 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 63: ROAD OR TOURIST SERVICE|24-A §4702. Licenses; fee (REPEALED)

 §4702. Licenses; fee (REPEALED)SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1973, c. 585, §12 (AMD). PL 1975, c. 767, §22 (AMD). PL 1997, c. 457, §52 (RP).
24-A ME Rev Stat § 4703 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 63: ROAD OR TOURIST SERVICE|24-A §4703. Agents (REPEALED)

 §4703. Agents (REPEALED)SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1973, c. 585, §12 (AMD). PL 1997, c. 457, §52 (RP).
24-A ME Rev Stat § 4704 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 63: ROAD OR TOURIST SERVICE|24-A §4704. Agent's license; fee (REPEALED)

 §4704. Agent's license; fee (REPEALED)SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1973, c. 585, §12 (AMD). PL 1975, c. 767, §23 (AMD). PL 1997, c. 457, §52 (RP).
24-A ME Rev Stat § 4705 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 63: ROAD OR TOURIST SERVICE|24-A §4705. Petition for revocation (REPEALED)

 §4705. Petition for revocation (REPEALED)SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1973, c. 585, §12 (AMD). PL 1977, c. 694, §439 (RPR). PL 1997, c. 457, §52 (RP).
24-A ME Rev Stat § 4706 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 63: ROAD OR TOURIST SERVICE|24-A §4706. Penalties (REPEALED)

 §4706. Penalties (REPEALED)SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1997, c. 457, §52 (RP).
24-A ME Rev Stat § 4751 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 65: STRIKES OF INSURANCE AGENTS|24-A §4751. Life, noncancellable health, hospital expense and hospital and surgical expense insurance contracts; default in payment of premium during strike of insurance agents

 §4751. Life, noncancellable health, hospital expense and hospital and surgical expense insurance contracts; default in payment of premium during strike of insurance agents 1.  Default.  No contract of life, noncancellable health, hospital expense or hospital and surgical expense, insurance which goes into effect in this State on or after the 30th day after January 2, 1970 shall lapse during any 30-day period immediately following the inception of a strike by reason of any default in the payment of any premium during a strike of insurance agents employed by an insurer authorized to transact business in this State, if   A. The collection of the contract premium was, at commencement of the strike, a duty, charge or obligation of any of such agents, according to the records, books, instructions, practice or organization of the insurer, and   [PL 1969, c. 374 (NEW).]B. Such agents are represented for purposes of collective bargaining by a labor organization which has been so recognized or certified or has been a party to any collective bargaining agreement with the insurer.   [PL 1969, c. 374 (NEW).][PL 1969, c. 374 (NEW).] 2.  Definitions.  For the purpose of this section:   A. Lapse. "Lapse" shall mean lapse, be terminated or in any way modified or qualified as to the obligations of the insurer and the right of the insured.   [PL 1969, c. 374 (NEW).]B. Premium. "Premium" shall mean premium, interest, assessment or any other payment or charge for or in connection with the insurance which would be due to the insurer under the insurance contract during the strike of agents, except for the operation of this section.   [PL 1969, c. 374 (NEW).]C. Strike. "Strike" shall mean strike or other concerted stoppage of work by employees, including a stoppage by reason of the expiration of a collective bargaining agreement, so long as any of the foregoing is authorized by the labor organization according to the labor organization's own interpretation and application of its applicable internal rules and procedures.   [PL 1969, c. 374 (NEW).][PL 1969, c. 374 (NEW).] 3.  Claims.  If a claim under any insurance contract covered by this section arises during a 30-day period immediately following the inception of a strike, the insurer may deduct from any amounts payable on account of the claim any premiums which are thus in default.   [PL 1969, c. 374 (NEW).] 4.  Notice.  Within 10 days from the inception of a strike, notice of same containing instructions to make payment of premiums by mail shall be mailed to each affected insured by the insurer.   [PL 1969, c. 374 (NEW).] SECTION HISTORY PL 1969, c. 374 (NEW).
24-A ME Rev Stat § 5001 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 67: MEDICARE SUPPLEMENT INSURANCE POLICIES|24-A §5001. Definitions

 §5001. Definitions As used in this chapter, unless the context otherwise indicates, the following terms have the following meanings.   [PL 1981, c. 234, §4 (NEW).]1.  Applicant.  "Applicant" means:   A. In the case of an individual Medicare supplement policy, the person who seeks to contract for insurance benefits; and   [PL 1991, c. 740, §1 (AMD).]B. In the case of a group Medicare supplement policy, the proposed certificate holder.   [PL 1991, c. 740, §1 (AMD).][PL 1991, c. 740, §1 (AMD).] 2.  Certificate.  "Certificate" means any certificate delivered or issued for delivery in this State under a group Medicare supplement policy.   [PL 1991, c. 740, §1 (AMD).] 2-A.  Certificate form.  "Certificate form" means the form on which the certificate is delivered or issued for delivery by the issuer.   [PL 1991, c. 740, §1 (NEW).] 2-B.  Issuer.  "Issuer" includes insurance companies, fraternal benefit societies, health care service plans, health maintenance organizations and any other entity delivering or issuing for delivery in this State Medicare supplement policies or certificates.   [PL 1991, c. 740, §1 (NEW).] 3.  Medicare.  "Medicare" means the "Health Insurance for the Aged Act," Title XVIII of the Social Security Amendments of 1965, as amended.   [PL 1991, c. 740, §1 (AMD).] 4.  Medicare supplement policy.  "Medicare supplement policy" means a group or individual policy of accident and sickness insurance or a subscriber contract of a nonprofit hospital or medical service organization or nonprofit health care plan or health maintenance organization other than a policy issued pursuant to a contract under the federal Social Security Act, 42 United States Code, Section 1395, et seq. or Section 1876 or an issued policy under a demonstration project specified in the 42 United States Code, Section 1395ss(g)(1), which is advertised, marketed or designed primarily as a supplement to reimbursements under Medicare for the hospital, medical or surgical expenses of persons eligible for Medicare.   A.   [PL 1991, c. 740, §1 (RP).]B.   [PL 1991, c. 740, §1 (RP).]C.   [PL 1991, c. 740, §1 (RP).][PL 1995, c. 332, Pt. E, §1 (AMD).] 4-A.  Policy form.  "Policy form" means the form on which the policy is delivered or issued for delivery by the issuer.   [PL 1991, c. 740, §1 (NEW).] 4-B.  Open enrollment period.  "Open enrollment period" means the 6-month period beginning when an individual of any age first enrolls for benefits under Medicare Part B and the 6-month period beginning on the 65th birthday of an individual who has enrolled for benefits under Medicare Part B before turning 65 years of age.   [PL 2001, c. 258, Pt. F, §1 (NEW).] 5.  Superintendent.  "Superintendent" means the Superintendent of Insurance.   [PL 1981, c. 234, §4 (NEW).] SECTION HISTORY PL 1981, c. 234, §4 (NEW). PL 1991, c. 740, §1 (AMD). PL 1993, c. 154, §1 (AMD). PL 1995, c. 332, §E1 (AMD). PL 2001, c. 258, §F1 (AMD).
24-A ME Rev Stat § 5001-A (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 67: MEDICARE SUPPLEMENT INSURANCE POLICIES|24-A §5001-A. Applicability and scope

 §5001-A. Applicability and scope 1.  Application.  Except as otherwise specifically provided in section 5013, this chapter applies to:   A. All Medicare supplement policies delivered or issued for delivery in this State on or after the effective date of this section; and   [PL 1991, c. 740, §2 (NEW).]B. All certificates issued under group Medicare supplement policies, which certificates have been delivered or issued for delivery in this State.   [PL 1991, c. 740, §2 (NEW).][PL 1995, c. 332, Pt. E, §2 (AMD).] 2.  Employers or labor organizations.  This chapter does not apply to a policy of one or more employers or labor organizations, or of the trustees of a fund established by one or more employers or labor organizations, or combination thereof, for employees or former employees or a combination thereof, or for members or former members, or a combination thereof, of the labor organizations.   [PL 1991, c. 740, §2 (NEW).] 3.  Plans not marketed as Medicare supplements.  Except as otherwise provided in section 5005, subsection 3‑A, the provisions of this chapter are not intended to prohibit or apply to insurance policies or health care benefit plans, including group conversion policies, provided to Medicare eligible persons that are not marketed or held to be Medicare supplement policies or benefit plans.   [PL 1995, c. 332, Pt. E, §2 (AMD).] SECTION HISTORY PL 1991, c. 740, §2 (NEW). PL 1995, c. 332, §E2 (AMD).
24-A ME Rev Stat § 5002 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 67: MEDICARE SUPPLEMENT INSURANCE POLICIES|24-A §5002. Standards for policy provisions (REPEALED)

 §5002. Standards for policy provisions (REPEALED)SECTION HISTORY PL 1981, c. 234, §4 (NEW). PL 1989, c. 27, §3 (AMD). PL 1991, c. 24, §1 (AMD). PL 1991, c. 48, §3 (AMD). PL 1991, c. 740, §3 (RP).
24-A ME Rev Stat § 5002-B (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 67: MEDICARE SUPPLEMENT INSURANCE POLICIES|24-A §5002-B. Continuity of coverage

 §5002-B. Continuity of coverage 1.  Persons provided continuity of coverage.  This section provides continuity of coverage for a person who has a Medicare supplement policy and seeks coverage under a new Medicare supplement policy with the same or lesser benefits if:   A. That person, including a person entitled to Medicare benefits due to disability, has been covered under a policy that supplemented benefits under Medicare or has been covered under a Medicare Advantage plan with no gap in coverage greater than 90 days beginning with the person's open enrollment period. A policy supplementing benefits payable under Medicare may include an individual health policy, a group health plan, a Medicare supplement policy or other coverage issued by the same or a different carrier.   [PL 2009, c. 244, Pt. A, §1 (AMD).]B.   [PL 2003, c. 157, §1 (RP).]C.   [PL 2003, c. 157, §1 (RP).][PL 2009, c. 244, Pt. A, §1 (AMD).] 2.  Prohibition against discontinuity.  The insurer shall, for any person described in subsection 1, waive any medical underwriting or preexisting conditions exclusion to the extent that benefits would have been payable under the prior Medicare supplement policy and any earlier Medicare supplement policy if those policies were still in effect. This subsection does not require the succeeding insurer to pay any benefits that are not within the terms of coverage of the succeeding policy solely because they would have been paid by the prior policy.   [PL 2003, c. 157, §1 (AMD).] 2-A.  Low-cost drugs for the elderly or disabled program.   [PL 2013, c. 94, §1 (RP).] 3.  Determination of benefits.  When a determination of benefits under the prior policy is required, the issuer of the prior policy shall, at the request of the issuer of the succeeding policy, furnish a statement of benefits available or pertinent information sufficient to permit verification of the benefit determination or the determination itself by the issuer of the succeeding policy. For purposes of this section, benefits of the prior policy are determined in accordance with the definitions, conditions and covered expense provisions of that policy rather than those of the succeeding policy. The benefit determination must be made as if coverage had not been replaced.   [PL 1999, c. 36, §4 (NEW).] 4.  Rulemaking.  The superintendent shall adopt rules concerning guaranteed issuance and continuity of Medicare supplement policies for certain eligible persons. Rules adopted pursuant to this subsection are routine technical rules as defined in Title 5, chapter 375, subchapter II‑A.   [PL 1999, c. 36, §4 (NEW).] SECTION HISTORY PL 1999, c. 36, §4 (NEW). PL 2001, c. 410, Pt. B, §7 (AMD). PL 2003, c. 157, §1 (AMD). PL 2005, c. 401, Pt. C, §7 (AMD). PL 2009, c. 244, Pt. A, §1 (AMD). PL 2013, c. 94, §1 (AMD).
24-A ME Rev Stat § 5003 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 67: MEDICARE SUPPLEMENT INSURANCE POLICIES|24-A §5003. Minimum standards for benefits (REPEALED)

 §5003. Minimum standards for benefits (REPEALED)SECTION HISTORY PL 1981, c. 234, §4 (NEW). PL 1989, c. 852, §1 (AMD). PL 1991, c. 740, §5 (RP).
24-A ME Rev Stat § 5004 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 67: MEDICARE SUPPLEMENT INSURANCE POLICIES|24-A §5004. Loss ratio standards

 §5004. Loss ratio standards 1.  Any Medicare supplement policy or contract is subject to the minimum loss ratio standards of section 2413, subsection 1, paragraph F, as well as any other laws of this State as apply to rate filings with respect to health insurance and nonprofit hospital and medical service organizations and nonprofit health care plan contracts.   [PL 1989, c. 27, §4 (NEW).] 2.  Medicare supplement policies must return to policyholders benefits that are reasonable in relation to the premium charged. The superintendent shall issue reasonable rules to establish minimum standards for loss ratios of Medicare supplement policies on the basis of incurred claims experience, or incurred health care expenses where coverage is provided by a health maintenance organization on a service rather than reimbursement basis, and earned premiums in accordance with accepted actuarial principles and practices.   [PL 2001, c. 258, Pt. F, §2 (AMD).] 3.   [PL 1989, c. 852, §2 (RP); PL 1989, c. 852, §3 (AFF).] SECTION HISTORY PL 1981, c. 234, §4 (NEW). PL 1989, c. 27, §4 (RPR). PL 1989, c. 852, §§2,3 (AMD). PL 1991, c. 740, §6 (AMD). PL 2001, c. 258, §F2 (AMD).
24-A ME Rev Stat § 5006 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 67: MEDICARE SUPPLEMENT INSURANCE POLICIES|24-A §5006. Preexisting conditions (REPEALED)

 §5006. Preexisting conditions (REPEALED)SECTION HISTORY PL 1981, c. 234, §4 (NEW). PL 1991, c. 740, §8 (RP).
24-A ME Rev Stat § 5006-A (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 67: MEDICARE SUPPLEMENT INSURANCE POLICIES|24-A §5006-A. Filing requirements for advertising

 §5006-A. Filing requirements for advertising Every issuer of Medicare supplement insurance policies or certificates in this State shall provide a copy of any Medicare supplement advertisement intended for use in this State, whether through written, radio or television medium, to the superintendent for review or approval by the superintendent at least 30 days prior to the date the advertisement will be used in this State.   [PL 1991, c. 740, §9 (NEW).]SECTION HISTORY PL 1991, c. 740, §9 (NEW).
24-A ME Rev Stat § 5007 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 67: MEDICARE SUPPLEMENT INSURANCE POLICIES|24-A §5007. Notice of free examination

 §5007. Notice of free examination Medicare supplement policies and certificates must have a notice prominently printed on the first page of the policy or certificate or attached to the policy or certificate, stating in substance that the applicant has the right to return the policy or certificate within 30 days of its delivery and to have the premium refunded if, after examination of the policy or certificate, the applicant is not satisfied for any reason. Any refund made pursuant to this section must be paid directly to the applicant by the issuer in a timely manner.   [PL 1991, c. 740, §10 (AMD).]SECTION HISTORY PL 1981, c. 605 (NEW). PL 1989, c. 27, §5 (AMD). PL 1991, c. 740, §10 (AMD).
24-A ME Rev Stat § 5008 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 67: MEDICARE SUPPLEMENT INSURANCE POLICIES|24-A §5008. Minimum standards for benefits and claims payment (REPEALED)

 §5008. Minimum standards for benefits and claims payment (REPEALED)SECTION HISTORY PL 1989, c. 27, §6 (NEW). PL 1991, c. 740, §11 (RP).
24-A ME Rev Stat § 5009 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 67: MEDICARE SUPPLEMENT INSURANCE POLICIES|24-A §5009. Filing requirements for advertising (REPEALED)

 §5009. Filing requirements for advertising (REPEALED)SECTION HISTORY PL 1989, c. 27, §6 (NEW). PL 1991, c. 740, §12 (RP).
24-A ME Rev Stat § 5010 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 67: MEDICARE SUPPLEMENT INSURANCE POLICIES|24-A §5010. Replacement of policies issued prior to January 1, 1992

 §5010. Replacement of policies issued prior to January 1, 1992 1.  Applicability.  This section applies to individual policies and group certificates and policies issued in Maine or covering Maine residents.   [PL 1991, c. 740, §13 (NEW).] 2.  Insured's right to replace coverage.  Insureds under Medicare supplement policies issued prior to January 1, 1992 shall be permitted at any time to replace their coverage with any of the standardized plans offered by the same insurer, subject to the following conditions.   A. The issuer may decline to issue a particular standardized plan to an existing insured if:   (1) The standardized plan includes coverage of prescription drugs greater than that in the plan being replaced; and   (2) The insured does not otherwise qualify for the standardized plan.   [PL 1991, c. 740, §13 (NEW).]B. If the standardized plan is rated on the basis of age at issue, the issuer shall use the insured's age at the time of issue of the prior policy.   [PL 1991, c. 740, §13 (NEW).]C. The issuer shall provide at each policy anniversary, and at the time of any rate increase, a notice describing the standardized plans which are available and the rates for those plans.   [PL 1991, c. 740, §13 (NEW).][PL 1993, c. 154, §3 (AMD).] 3.  Mandatory replacement.  Prior to October 1, 1992, all issuers shall submit to the superintendent a copy of each Medicare supplement policy form for which policies issued prior to January 1, 1992 are in force in Maine and a list of standardized plans offered on the effective date of this section. The issuer shall designate the standardized plan, if any, that has substantially similar benefits to the policy issued prior to January 1, 1992. For any of the policies that the superintendent determines are substantially similar to one of the offered standardized plans, the issuer shall replace the policy with the similar standardized plan or, at the option of the insured, one of the other standardized plans selected by the insured pursuant to subsection 2, on or before the first policy anniversary after June 30, 1993.   [PL 1993, c. 154, §3 (AMD).] SECTION HISTORY PL 1991, c. 740, §13 (NEW). PL 1993, c. 154, §3 (AMD).
24-A ME Rev Stat § 5010-A (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 67: MEDICARE SUPPLEMENT INSURANCE POLICIES|24-A §5010-A. Coverage of the disabled

 §5010-A. Coverage of the disabled An issuer offering coverage under a Medicare supplement policy in this State shall offer coverage under its standardized plans to all individuals, regardless of age, who are entitled to Medicare benefits due to disability. An issuer shall offer such coverage during an individual's open enrollment period under any of the policies offered by the issuer to persons eligible for Medicare benefits due to age. An issuer shall also offer standardized Medicare Supplement Plan A to persons entitled to Medicare benefits due to disability during the guaranteed issue period as set forth in section 5012. An individual who is entitled to Medicare benefits due to disability must be provided continuity of coverage in accordance with section 5002‑B. Issuers shall give notice of Medicare supplement coverage to individuals enrolled in Medicare in advertising of Medicare supplement policies intended for use in this State. By January 1, 1994, the superintendent shall establish rules to ensure that the notice of the availability of coverage for the disabled is sufficiently advertised.   [PL 2003, c. 157, §2 (AMD).]SECTION HISTORY PL 1993, c. 304, §1 (NEW). PL 1993, c. 547, §5 (AMD). PL 2003, c. 157, §2 (AMD).