reglab/housing_qa huggingface dataset:
9-A ME Rev Stat § 6-103 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 6: ADMINISTRATION|Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR|9-A §6-103. Administration

 §6-103. Administration There is created and established the Bureau of Consumer Credit Protection within the Department of Professional and Financial Regulation. The Superintendent of Consumer Credit Protection is the head of the Bureau of Consumer Credit Protection. As used in this Act, and except as provided in section 1‑301, subsection 2, "administrator" means the Superintendent of Consumer Credit Protection. The administrator is appointed by the Governor and subject to review by the joint standing committee of the Legislature having jurisdiction over insurance and financial services matters and to confirmation by the Legislature. The administrator is appointed for a 5-year term, or until a successor is appointed and qualified. Any vacancy occurring must be filled by appointment for the unexpired portion of the term. The administrator may be removed from office for cause by the Governor and Title 5, section 931, subsection 2 does not apply.   [PL 2007, c. 273, Pt. B, §3 (RPR); PL 2007, c. 695, Pt. A, §47 (AFF).]SECTION HISTORY PL 1973, c. 762, §1 (NEW). PL 1975, c. 771, §109 (AMD). PL 1981, c. 359, §3 (AMD). PL 1981, c. 501, §26 (AMD). PL 1983, c. 553, §§9,46 (AMD). PL 1985, c. 763, §A48 (AMD). PL 1987, c. 105, §1 (AMD). PL 1987, c. 402, §A84 (AMD). PL 1987, c. 769, §A39 (RPR). PL 1989, c. 702, §E5 (AMD). PL 1995, c. 309, §6 (AMD). PL 1995, c. 309, §29 (AFF). PL 1995, c. 502, §H2 (AMD). PL 2007, c. 273, Pt. B, §3 (RPR). PL 2007, c. 273, Pt. B, §7 (AFF). PL 2007, c. 695, Pt. A, §47 (AFF).
9-A ME Rev Stat § 6-104-A (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 6: ADMINISTRATION|Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR|9-A §6-104-A. Deputy superintendent (REPEALED)

 §6-104-A. Deputy superintendent (REPEALED)SECTION HISTORY PL 1981, c. 501, §27 (NEW). PL 1995, c. 309, §11 (AMD). PL 1995, c. 309, §29 (AFF).
9-A ME Rev Stat § 6-105 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 6: ADMINISTRATION|Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR|9-A §6-105. Administrative powers with respect to supervised financial organizations

 §6-105. Administrative powers with respect to supervised financial organizations 1.  With respect to supervised financial organizations, all powers of the administrator under this Act must be exercised by the Superintendent of Financial Institutions.   [PL 1995, c. 309, §12 (AMD); PL 1995, c. 309, §29 (AFF); PL 2001, c. 44, §11 (AMD); PL 2001, c. 44, §14 (AFF).] 2.   [PL 1995, c. 309, §12 (RP); PL 1995, c. 309, §29 (AFF).] 3.  An administrator, as defined in section 1‑301, subsection 2, and any official or agency of this State having supervisory authority over a supervised financial organization are authorized and directed to consult and assist one another in maintaining compliance with this Act. They may jointly pursue investigations, prosecute suits and take other official action, as they determine appropriate, if either of them otherwise is empowered to take the action.   [PL 1995, c. 309, §12 (AMD); PL 1995, c. 309, §29 (AFF).] 4.  In carrying out the responsibilities assigned under section 1‑301, subsection 2, the Superintendent of Financial Institutions shall designate an employee within the Bureau of Financial Institutions and shall assign to that employee the responsibility of promoting the purposes and policies of the Maine Consumer Credit Code with respect to supervised financial organizations.   [PL 1995, c. 309, §12 (NEW); PL 1995, c. 309, §29 (AFF); PL 2001, c. 44, §11 (AMD); PL 2001, c. 44, §14 (AFF).] SECTION HISTORY PL 1973, c. 762, §1 (NEW). PL 1987, c. 129, §66 (AMD). PL 1995, c. 309, §12 (AMD). PL 1995, c. 309, §29 (AFF). PL 2001, c. 44, §11 (AMD). PL 2001, c. 44, §14 (AFF).
9-A ME Rev Stat § 6-105-A (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 6: ADMINISTRATION|Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR|9-A §6-105-A. Uniform multistate automated licensing system

 §6-105-A. Uniform multistate automated licensing system For the purposes of participating in the establishment and implementation of a uniform multistate automated licensing system, referred to in this section as "the system," for loan brokers, supervised lenders that are not supervised financial organizations and individual mortgage loan originators thereof, or entities in other license categories processed by the system that are licensed or registered by the administrator, the administrator may undertake the following actions.   [PL 2021, c. 245, Pt. B, §1 (AMD).]1.  The administrator may establish new rules and procedures, consistent with the principles for operation and implementation established by the system, that are necessary for the State to participate in the system, including rules and procedures authorizing the system to collect license fees on behalf of the State and remit those fees to the State, authorizing collection fees by the system to pay for its services, authorizing the system to process and maintain license records and authorizing use of the system's uniform forms, upon the administrator's finding that each new rule or procedure is consistent with the public interest and the purposes of this Act. Rules adopted pursuant to this subsection are routine technical rules as defined in Title 5, chapter 375, subchapter 2‑A.   [PL 2021, c. 245, Pt. B, §1 (AMD).] 2.  The administrator may require a credit and background investigation of each applicant for a license as a loan broker, a supervised lender that is not a supervised financial organization or a mortgage loan originator thereof, or entity in another license category processed by the system that is licensed or registered by the administrator, by means including fingerprint checks for state and national criminal histories, commencing at the time the State joins the system pursuant to this section. The cost of the investigations must be charged to the applicants. Information obtained or held by the administrator pursuant to this subsection is nonpublic pursuant to section 6‑116 and not subject to disclosure.   [PL 2021, c. 245, Pt. B, §1 (AMD).] Any information provided by or to the administrator pursuant to this section that has been designated as confidential by another state's regulatory agency remains the property of the agency furnishing the information and must be kept confidential by the administrator and the system except as authorized by the agency that furnished the information.   [PL 2007, c. 273, Pt. A, §2 (NEW); PL 2007, c. 273, Pt. A, §41 (AFF).]SECTION HISTORY PL 2007, c. 273, Pt. A, §2 (NEW). PL 2007, c. 273, Pt. A, §41 (AFF). PL 2011, c. 427, Pt. B, §§10, 11 (AMD). PL 2021, c. 245, Pt. B, §1 (AMD).
9-A ME Rev Stat § 6-107 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 6: ADMINISTRATION|Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR|9-A §6-107. Application of part on administrative procedure and judicial review

 §6-107. Application of part on administrative procedure and judicial review Except as otherwise provided, an administrative action taken by the administrator pursuant to this Article or the Part on supervised lenders, Part 2, of the Article on Finance Charges, Article II, may be taken under Part on Administrative Procedure and Judicial Review, Part 4, of this Article, notwithstanding Title 9-B, section 231, subsections 2 and 3 and section 233.   [PL 1977, c. 564, §46 (AMD).]SECTION HISTORY PL 1973, c. 762, §1 (NEW). PL 1977, c. 564, §46 (AMD).
9-A ME Rev Stat § 6-109 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 6: ADMINISTRATION|Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR|9-A §6-109. Assurance of discontinuance

 §6-109. Assurance of discontinuance If it is claimed that a person has engaged in conduct which could be subject to an order by the administrator, section 6‑108, or by a court, sections 6-110 to 6-112, the administrator may accept an assurance in writing that the person will not engage in the same or in similar conduct in the future. Such an assurance may include any, or any combination, of the following: Stipulations for the voluntary payment by the creditor of the costs of investigation or of an amount to be held in escrow as restitution to debtors aggrieved by past or future conduct of the creditor or to cover costs of future investigation, or admissions of past specific acts by the creditor or that such acts violated this Act or other statutes. A violation of an assurance of discontinuance shall be a violation of this Act.   [PL 1973, c. 762, §1 (NEW).]SECTION HISTORY PL 1973, c. 762, §1 (NEW).
9-A ME Rev Stat § 6-110 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 6: ADMINISTRATION|Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR|9-A §6-110. Injunctions against violations of act

 §6-110. Injunctions against violations of act The administrator, through the Attorney General, may bring a civil action to restrain any person from violating this Act.   [PL 1975, c. 134, §3 (AMD).]In such an action, the court may make such orders or judgments as may be necessary to prevent the use or employment by a person of any practices prohibited by this Act, to reform contracts to conform to this Act or to rescind contracts in which a violation has tended to induce the debtor to contract with the creditor, even though the debtors are not parties to the action. In such an action, the court may, in its discretion, award the administrator his reasonable costs of investigation and reasonable attorneys' fees incurred in bringing the action. An action under this section and an action under section 6‑113 may be brought jointly using a single complaint.   [PL 1983, c. 212, §11 (AMD).]SECTION HISTORY PL 1973, c. 762, §1 (NEW). PL 1975, c. 134, §3 (AMD). PL 1983, c. 212, §11 (AMD).
9-A ME Rev Stat § 6-112 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 6: ADMINISTRATION|Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR|9-A §6-112. Temporary relief

 §6-112. Temporary relief With respect to an action brought to enjoin violations of the Act, section 6‑110, or unconscionable agreements or fraudulent or unconscionable conduct, section 6‑111, the administrator, through the Attorney General, may apply to the court for appropriate temporary relief against a respondent, pending final determination of proceedings. If the court finds that there is reasonable cause to believe that the respondent is engaging in or is likely to engage in conduct sought to be restrained, it may grant any temporary relief or restraining order it deems appropriate.   [PL 1973, c. 762, §1 (NEW).]SECTION HISTORY PL 1973, c. 762, §1 (NEW).
9-A ME Rev Stat § 6-113 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 6: ADMINISTRATION|Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR|9-A §6-113. Civil actions by administrator

 §6-113. Civil actions by administrator 1.  After demand, the administrator, through the Attorney General, may bring a civil action against a creditor for any violation listed in section 5‑201 or for a violation of Article 8‑A. An action may relate to transactions with more than one consumer. If it is found that the creditor has made a violation so listed, the court shall order respondent to grant to each consumer affected the option to recover all excess charges, to have the contract reformed to conform to this Act or to rescind the contract. The court shall order amounts recovered or recoverable under this subsection paid to each consumer or set off against the consumer's obligation. A consumer's action takes precedence over a prior or subsequent action by the administrator with respect to the claim of that consumer. When an action takes precedence over another action under this subsection, to the extent appropriate, the other action may be stayed while the precedent action is pending and may be dismissed if the precedent action is dismissed with prejudice or results in a final judgment granting or denying the claim asserted in the precedent action. A consumer whose action is dismissed or results in a final judgment denying the claim may not participate in any subsequent recovery on the claim by the administrator.   [PL 2011, c. 427, Pt. D, §12 (AMD).] 2.  The administrator, through the Attorney General, may bring a civil action against a creditor or a person acting in his behalf to recover a civil penalty for willfully violating this Act or violating an assurance of discontinuance, and if the court finds that the defendant has engaged in repeated violations, a willful violation of this Act or a violation of an assurance of discontinuance, it may assess a civil penalty of not more than $5,000.   If the creditor establishes by a preponderance of evidence that repeated violations were the result of a bona fide error notwithstanding the maintenance of procedures reasonably adapted to avoid any such violation or error, no liability is imposed under this subsection.   No civil penalty pursuant to this subsection may be imposed for violations of this Act occurring more than 2 years before the action is brought.   [PL 1973, c. 762, §1 (NEW).] SECTION HISTORY PL 1973, c. 762, §1 (NEW). PL 1981, c. 243, §§23,26 (AMD). PL 1981, c. 551, §3 (AMD). PL 2011, c. 427, Pt. D, §12 (AMD).
9-A ME Rev Stat § 6-114 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 6: ADMINISTRATION|Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR|9-A §6-114. Consumer's remedies not affected

 §6-114. Consumer's remedies not affected The grant of powers to the administrator in this Article does not affect remedies available to consumers under this Act or under other principles of law or equity.   [PL 1973, c. 762, §1 (NEW).]SECTION HISTORY PL 1973, c. 762, §1 (NEW).
9-A ME Rev Stat § 6-115 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 6: ADMINISTRATION|Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR|9-A §6-115. Venue

 §6-115. Venue The administrator, through the Attorney General, may bring actions or proceedings in a court in a county or division in which an act on which the action or proceeding is based occurred or in a county or division in which respondent resides or transacts business.   [PL 1973, c. 762, §1 (NEW).]SECTION HISTORY PL 1973, c. 762, §1 (NEW).
9-A ME Rev Stat § 6-116 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 6: ADMINISTRATION|Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR|9-A §6-116. Confidentiality of records

 §6-116. Confidentiality of records The following records of the Bureau of Consumer Credit Protection shall be confidential, unless those records become part of the record of a judicial proceeding or administrative hearing:   [PL 1995, c. 309, §26 (AMD); PL 1995, c. 309, §29 (AFF); PL 2007, c. 273, Pt. B, §5 (REV); PL 2007, c. 695, Pt. A, §47 (AFF).]1.  Records that identify consumers by name or identify accounts with information from which consumers can be identified by name, provided that, if the names and other information identifying consumers has been deleted, copies of any such records shall be public records;   [PL 1985, c. 763, Pt. A, §51 (NEW).] 2.  Financial information not normally available to the public that is submitted in confidence by an individual or organization to comply with the licensing, registration or other regulatory functions of the administrator, including information derived from a credit or background investigation conducted pursuant to section 6‑105‑A, subsection 2;   [PL 2021, c. 245, Pt. A, §4 (AMD).] 3.  Proposed loan documents and other commercial paper submitted to be approved for use and not yet available to the general public or customers of the submitting institution or firm; and   [PL 2009, c. 402, §5 (AMD).] 4.  Any contact information or financial information relating to a mortgagor submitted pursuant to Title 14, section 6111, subsection 3‑A and any written notice sent to a mortgagor pursuant to Title 14, section 6111, subsection 4‑A that includes a mortgagor's contact information.   [PL 2009, c. 402, §6 (NEW).] SECTION HISTORY PL 1985, c. 763, §A51 (NEW). PL 1995, c. 309, §26 (AMD). PL 1995, c. 309, §29 (AFF). PL 1995, c. 397, §1 (AMD). PL 2007, c. 273, Pt. B, §5 (REV). PL 2007, c. 273, Pt. B, §7 (AFF). PL 2007, c. 695, Pt. A, §47 (AFF). PL 2009, c. 402, §§4-6 (AMD). PL 2021, c. 245, Pt. A, §4 (AMD).
9-A ME Rev Stat § 6-117 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 6: ADMINISTRATION|Part 1: POWERS AND FUNCTIONS OF ADMINISTRATOR|9-A §6-117. Contracts with other state and federal agencies

 §6-117. Contracts with other state and federal agencies 1.  The administrator may employ and engage experts, professionals or other personnel of other state or federal regulatory agencies as may be necessary to assist the administrator in carrying out the regulatory functions of this Act. The administrator may contract agency staff to other state and federal agencies to assist those other state and federal agencies in carrying out their regulatory functions.   [PL 1999, c. 184, §5 (NEW).] 2.  The administrator may enter into cooperative agreements with other state, federal or foreign agencies to facilitate the regulatory functions of the administrator, including, but not limited to, information sharing, coordination of examinations and joint examinations.   [PL 1999, c. 184, §5 (NEW).] 3.  Any information furnished pursuant to this section by or to the administrator that has been designated as confidential by the agency furnishing the information remains the property of the agency furnishing the information and must be kept confidential by the recipient of the information except as authorized by the furnishing agency.   [PL 1999, c. 184, §5 (NEW).] SECTION HISTORY PL 1999, c. 184, §5 (NEW).
9-A ME Rev Stat § 6-201 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 6: ADMINISTRATION|Part 2: NOTIFICATION AND FEES|9-A §6-201. Applicability

 §6-201. Applicability This Part applies to a person engaged in this State in entering into consumer credit transactions and to a person having an office or place of business in this State who takes assignments of or undertakes direct collection of payments from or enforcement of rights against debtors arising from these transactions. In addition, this Part applies to a person, wherever located, who takes assignments of or undertakes direct collection of payments from or enforcement of rights against debtors arising from a consumer credit transaction subject to this Title. This Part also applies to a person, other than a supervised financial organization, wherever located, who takes assignments of or undertakes direct collection of payments from or enforcement of rights against debtors arising from a consumer credit transaction subject to Article 9.   [PL 2005, c. 206, §2 (AMD).]SECTION HISTORY PL 1973, c. 762, §1 (NEW). PL 1979, c. 660, §10 (AMD). PL 1989, c. 70, §2 (AMD). PL 1997, c. 727, §B20 (AMD). PL 2001, c. 371, §5 (AMD). PL 2005, c. 206, §2 (AMD).
9-A ME Rev Stat § 6-202 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 6: ADMINISTRATION|Part 2: NOTIFICATION AND FEES|9-A §6-202. Notification

 §6-202. Notification 1.  Persons subject to this Part shall file notification with the administrator before commencing business in this State, and, annually thereafter, on or before January 31st or an alternate date established by the administrator. The notification filings must be made to the administrator and must be in a form and contain information that the administrator considers appropriate for the proper supervision and regulation of such persons.   A. [PL 2009, c. 228, §1 (RP).] B. [PL 2009, c. 228, §1 (RP).] C. [PL 2009, c. 228, §1 (RP).] D. [PL 2009, c. 228, §1 (RP).] E. [PL 2009, c. 228, §1 (RP).] F. [PL 2009, c. 228, §1 (RP).] G. [PL 2009, c. 228, §1 (RP).] [PL 2021, c. 245, Pt. B, §2 (AMD).] 2.   [PL 2009, c. 228, §1 (RP).] 3.  In addition to the notification filings required in subsection 1, the administrator may require reports and other information at such times and in such form as the administrator considers appropriate for the proper supervision of the persons subject to this Part.   [PL 2009, c. 228, §1 (NEW).] 4.  If information in a notification required in subsection 1 becomes inaccurate after filing, the administrator must be advised in writing of the new or corrected information.   [PL 2009, c. 228, §1 (NEW).] SECTION HISTORY PL 1973, c. 762, §1 (NEW). PL 1975, c. 767, §8 (AMD). PL 2009, c. 228, §1 (AMD). PL 2021, c. 245, Pt. B, §2 (AMD).
9-A ME Rev Stat § 6-204 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 6: ADMINISTRATION|Part 2: NOTIFICATION AND FEES|9-A §6-204. Penalty

 §6-204. Penalty 1.  The administrator may impose a penalty of $5 per day on any person failing to comply with the requirements of sections 6-106, subsection 6; 6-202 and 6-203.   [PL 1987, c. 129, §69 (AMD).] 2.  No penalty may be imposed if the fees required by section 6‑203, subsections 1 to 3, are paid not more than 30 days after the date established in section 6‑202, subsection 1, or if the expenses of examination or investigation incurred by the administrator pursuant to section 6‑106, subsection 6, are paid within the time period prescribed by the administrator which shall not be less than 30 days of receipt of notice by the examinee of their assessment.   [PL 1987, c. 129, §70 (AMD).] 3.  If a licensee fails to pay the fees required by section 6‑203, subsections 1 to 3 on or before February 20th of any year, or if the licensee fails to pay the expenses of examination or investigation of the administrator within the time period prescribed by the administrator which shall not be less than 30 days of receipt of the notice of assessment, the failure may be treated by the administrator as grounds for revocation of the license.   [PL 1987, c. 129, §70 (AMD).] 4.  The administrator shall comply with the provisions of the Maine Administrative Procedure Act, Title 5, chapter 375, subchapter IV, in seeking compliance with this section. The administrator may seek enforcement of any order issued under this section in a court of competent jurisdiction.   [PL 1979, c. 660, §11 (NEW).] SECTION HISTORY PL 1979, c. 660, §11 (NEW). PL 1983, c. 720, §21 (AMD). PL 1985, c. 763, §A52 (AMD). PL 1987, c. 129, §§69,70 (AMD).
9-A ME Rev Stat § 6-301 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 6: ADMINISTRATION|Part 3: COUNCIL OF ADVISORS ON CONSUMER CREDIT|9-A §6-301. Council of advisors on consumer credit (REPEALED)

 §6-301. Council of advisors on consumer credit (REPEALED)SECTION HISTORY PL 1973, c. 762, §1 (NEW). PL 1985, c. 295, §§26,27 (AMD). PL 1995, c. 309, §13 (RP). PL 1995, c. 309, §29 (AFF).
9-A ME Rev Stat § 6-302 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 6: ADMINISTRATION|Part 3: COUNCIL OF ADVISORS ON CONSUMER CREDIT|9-A §6-302. Function of council; conflict of interest (REPEALED)

 §6-302. Function of council; conflict of interest (REPEALED)SECTION HISTORY PL 1973, c. 762, §1 (NEW). PL 1995, c. 309, §13 (RP). PL 1995, c. 309, §29 (AFF).
9-A ME Rev Stat § 6-303 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 6: ADMINISTRATION|Part 3: COUNCIL OF ADVISORS ON CONSUMER CREDIT|9-A §6-303. Meetings (REPEALED)

 §6-303. Meetings (REPEALED)SECTION HISTORY PL 1973, c. 762, §1 (NEW). PL 1995, c. 309, §13 (RP). PL 1995, c. 309, §29 (AFF).
9-A ME Rev Stat § 6-401 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 6: ADMINISTRATION|Part 4: ADMINISTRATIVE PROCEDURE AND JUDICIAL REVIEW|9-A §6-401. Applicability and scope (REPEALED)

 §6-401. Applicability and scope (REPEALED)SECTION HISTORY PL 1973, c. 762, §1 (NEW). PL 1985, c. 763, §A53 (RP).