reglab/housing_qa huggingface dataset:
WA Rev Code § 48.62.900 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.62 - Local Government Insurance Transactions.|48.62.900 - Effective date, implementation, application—1991 sp.s. c 30.

RCW 48.62.900 Effective date, implementation, application—1991 sp.s. c 30.(1) This act shall take effect January 1, 1992, but the state risk manager shall take all steps necessary to implement this act on its effective date.(2) Every individual local government self-insured employee health and welfare plan and self-insurance program that has been in continuous operation for at least one year before January 1, 1992, need not obtain approval to continue operations until January 1, 1993, but must comply with all other provisions of this act.(3) Local government entity authority to self-insure employee health and welfare benefits applies retroactively to 1979.[ 1991 sp.s. c 30 § 30.]
WA Rev Code § 48.64.005 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.64 - Affordable Housing Entities—Joint Self-Insurance Programs.|48.64.005 - Intent—Liberal construction.

RCW 48.64.005 Intent—Liberal construction.This chapter is intended to provide authority for two or more affordable housing entities to participate in a joint self-insurance program covering property or liability risks. This chapter provides affordable housing entities with the exclusive source of authority to jointly self-insure property and liability risks, jointly purchase insurance or reinsurance, and to contract for risk management, claims, and administrative services with other affordable housing entities. This chapter must be liberally construed to grant affordable housing entities maximum flexibility in jointly self-insuring to the extent the self-insurance programs are operated in a safe and sound manner. This chapter is intended to require prior approval for the establishment of every joint self-insurance program. In addition, this chapter is intended to require every joint self-insurance program for affordable housing entities established under this chapter to notify the state of the existence of the program and to comply with the regulatory and statutory standards governing the management and operation of the programs as provided in this chapter. This chapter is not intended to authorize or regulate self-insurance of unemployment compensation under chapter 50.44 RCW or industrial insurance under chapter 51.14 RCW.[ 2009 c 314 § 1.]
WA Rev Code § 48.64.010 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.64 - Affordable Housing Entities—Joint Self-Insurance Programs.|48.64.010 - Definitions.

RCW 48.64.010 Definitions.The definitions in this section apply throughout this chapter unless the context clearly requires otherwise.(1) "Affordable housing" means housing projects in which some of the dwelling units may be purchased or rented on a basis that is affordable to households with an income of eighty percent or less of the county median family income, adjusted for family size.(2) "Affordable housing entity" means any of the following:(a) A housing authority created under the laws of this state or another state and any agency or instrumentality of a housing authority including, but not limited to, a legal entity created to conduct a joint self-insurance program for housing authorities that is operating in accordance with chapter 48.62 RCW;(b) A nonprofit corporation, whether organized under the laws of this state or another state, that is engaged in providing affordable housing and is necessary for the completion, management, or operation of a project because of its access to funding sources that are not available to a housing authority, as described in this section; or(c) A general or limited partnership or limited liability company, whether organized under the laws of this state or another state, that is engaged in providing affordable housing as defined in this section. A partnership or limited liability company may only be considered an affordable housing entity if a housing authority or nonprofit corporation, as described in this subsection, satisfies any of the following conditions: (i) It has, or has the right to acquire, a financial or ownership interest in the partnership or limited liability company; (ii) it possesses the power to direct management or policies of the partnership or limited liability company; or (iii) it has entered into a contract to lease, manage, or operate the affordable housing owned by the partnership or limited liability company.(3) "Property and liability risks" includes the risk of property damage or loss sustained by an affordable housing entity and the risk of claims arising from the tortious or negligent conduct or any error or omission of the entity, its officers, employees, agents, or volunteers as a result of which a claim may be made against the entity.(4) "Self-insurance" means a formal program of advance funding and management of entity financial exposure to a risk of loss that is not transferred through the purchase of an insurance policy or contract.(5) "State risk manager" means the risk manager of the office of risk management within the department of enterprise services.[ 2011 1st sp.s. c 43 § 521; 2009 c 314 § 2.]NOTES:Effective date—Purpose—2011 1st sp.s. c 43: See notes following RCW 43.19.003.
WA Rev Code § 48.64.020 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.64 - Affordable Housing Entities—Joint Self-Insurance Programs.|48.64.020 - Rules necessary to implement multistate program—State risk manager.

RCW 48.64.020 Rules necessary to implement multistate program—State risk manager.Prior to the approval of a multistate joint self-insurance program for affordable housing entities, the state risk manager shall adopt rules further clarifying the definitions of "affordable housing" and "affordable housing entity" as defined in RCW 48.64.010, and the conditions and limitations under which affordable housing entities may participate or be expelled from the joint self-insurance program.[ 2009 c 314 § 3.]
WA Rev Code § 48.64.040 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.64 - Affordable Housing Entities—Joint Self-Insurance Programs.|48.64.040 - When chapter not applicable.

RCW 48.64.040 When chapter not applicable.This chapter does not apply to an affordable housing entity that:(1) Individually self-insures for property and liability risks; or(2) Participates in a risk pooling arrangement, including a risk retention group or a risk purchasing group, regulated under chapter 48.92 RCW, or is a captive insurer authorized in its state of domicile.[ 2009 c 314 § 5.]
WA Rev Code § 48.64.050 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.64 - Affordable Housing Entities—Joint Self-Insurance Programs.|48.64.050 - Management and operation of programs—Rules adopted by state risk manager.

RCW 48.64.050 Management and operation of programs—Rules adopted by state risk manager.The state risk manager shall adopt rules governing the management and operation of joint self-insurance programs for affordable housing entities that cover property or liability risks. All rules must be appropriate for the type of program and class of risk covered. The state risk manager's rules must include:(1) Standards for the management, operation, and solvency of joint self-insurance programs, including the necessity and frequency of actuarial analyses and claims audits;(2) Standards for claims management procedures;(3) Standards for contracts between joint self-insurance programs and private businesses, including standards for contracts between third-party administrators and programs; and(4) Standards that preclude housing authorities or other public entities participating in the joint self-insurance program from subsidizing, regardless of the form of subsidy, affordable housing entities that are not housing authorities or public entities. These standards do not apply to the consideration attributable to the ownership interest of a housing authority or public entity in a separate legal or administrative entity organized with respect to the program.[ 2009 c 314 § 6.]
WA Rev Code § 48.64.060 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.64 - Affordable Housing Entities—Joint Self-Insurance Programs.|48.64.060 - Program approval required from state risk manager—Plan submission.

RCW 48.64.060 Program approval required from state risk manager—Plan submission.Before the establishment of a joint self-insurance program covering property or liability risks by affordable housing entities, the entities must obtain the approval of the state risk manager. The entities proposing the creation of a joint self-insurance program requiring prior approval shall submit a plan of management and operation to the state risk manager that provides at least the following information:(1) The risk or risks to be covered, including any coverage definitions, terms, conditions, and limitations;(2) The amount and method of funding the covered risks, including the initial capital and proposed rates and projected premiums;(3) The proposed claim reserving practices;(4) The proposed purchase and maintenance of insurance or reinsurance in excess of the amounts retained by the joint self-insurance program;(5) The legal form of the program including, but not limited to, any articles of incorporation, bylaws, charter, or trust agreement or other agreement among the participating entities;(6) The agreements with participants in the program defining the responsibilities and benefits of each participant and management;(7) The proposed accounting, depositing, and investment practices of the program;(8) The proposed time when actuarial analysis will be first conducted and the frequency of future actuarial analysis;(9) A designation of the individual to whom service of process must be forwarded by the state risk manager on behalf of the program;(10) All contracts between the program and private persons providing risk management, claims, or other administrative services;(11) A professional analysis of the feasibility of the creation and maintenance of the program;(12) A legal determination of the potential federal and state tax liabilities of the program; and(13) Any other information required by rule of the state risk manager that is necessary to determine the probable financial and management success of the program or that is necessary to determine compliance with this chapter.[ 2009 c 314 § 7.]
WA Rev Code § 48.64.070 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.64 - Affordable Housing Entities—Joint Self-Insurance Programs.|48.64.070 - Multistate programs—Conditions and requirements for participation.

RCW 48.64.070 Multistate programs—Conditions and requirements for participation.An affordable housing entity may participate in a joint self-insurance program covering property or liability risks with similar affordable housing entities from other states if the program satisfies the following requirements:(1) An ownership interest in the program is limited to some or all of the affordable housing entities of this state and affordable housing entities of other states that are provided insurance by the program;(2) The participating affordable housing entities of this state and other states shall elect a board of directors to manage the program, a majority of whom must be affiliated with one or more of the participating affordable housing entities;(3) The program must provide coverage through the delivery to each participating affordable housing entity of one or more written policies affecting insurance of covered risks;(4) The program must be financed, including the payment of premiums and the contribution of initial capital, in accordance with the plan of management and operation submitted to the state risk manager in accordance with this chapter;(5) The financial statements of the program must be audited annually by the certified public accountants for the program, and these audited financial statements must be delivered to the state risk manager not more than one hundred twenty days after the end of each fiscal year of the program;(6) The investments of the program must be initiated only with financial institutions or broker-dealers, or both, doing business in those states in which participating affordable housing entities are located, and these investments must be audited annually by the certified public accountants for the program;(7) The treasurer of a multistate joint self-insurance program must be designated by resolution of the program and the treasurer must be located in the state of one of the participating entities;(8) The participating affordable housing entities may have no contingent liabilities for covered claims, other than liabilities for unpaid premiums, if assets of the program are insufficient to cover the program's liabilities; and(9) The program must obtain approval from the state risk manager in accordance with this chapter and must remain in compliance with this chapter, except if provided otherwise under this section.[ 2009 c 314 § 8.]
WA Rev Code § 48.64.090 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.64 - Affordable Housing Entities—Joint Self-Insurance Programs.|48.64.090 - Program may designate treasurer—Bond.

RCW 48.64.090 Program may designate treasurer—Bond.(1) A joint self-insurance program may by resolution of the program designate a person having experience with investments or financial matters as treasurer of the program. The program must require a bond obtained from a surety company in an amount and under the terms and conditions that the program finds will protect against loss arising from mismanagement or malfeasance in investing and managing program funds. The program may pay the premium on the bond.(2) All interest and earnings collected on joint self-insurance program funds belong to the program and must be deposited to the program's credit in the proper program account.[ 2009 c 314 § 10.]
WA Rev Code § 48.64.100 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.64 - Affordable Housing Entities—Joint Self-Insurance Programs.|48.64.100 - Employees or officials of a participating affordable housing entity—Restrictions on receiving anything of value.

RCW 48.64.100 Employees or officials of a participating affordable housing entity—Restrictions on receiving anything of value.(1) An employee or official of a participating affordable housing entity in a joint self-insurance program may not directly or indirectly receive anything of value for services rendered in connection with the operation and management of a self-insurance program other than the salary and benefits provided by his or her employer or the reimbursement of expenses reasonably incurred in furtherance of the operation or management of the program. An employee or official of a participating affordable housing entity in a joint self-insurance program may not accept or solicit anything of value for personal benefit or for the benefit of others under circumstances in which it can be reasonably inferred that the employee's or official's independence of judgment is impaired with respect to the management and operation of the program.(2) RCW 48.30.140, 48.30.150, and 48.30.157 apply to the use of insurance producers by a joint self-insurance program.[ 2009 c 314 § 11.]
WA Rev Code § 48.64.110 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.64 - Affordable Housing Entities—Joint Self-Insurance Programs.|48.64.110 - Programs are exempt from certain taxes and fees.

RCW 48.64.110 Programs are exempt from certain taxes and fees.A joint self-insurance program approved in accordance with this chapter is exempt from insurance premium taxes, fees assessed under chapter 48.02 RCW, chapters 48.32 and 48.32A RCW, business and occupation taxes imposed under chapter 82.04 RCW, and any assigned risk plan or joint underwriting association otherwise required by law. This section does not apply to, and no exemption is provided for, insurance companies issuing policies to cover program risks, and does not apply to or provide an exemption for third-party administrators or insurance producers serving the joint self-insurance program.[ 2009 c 314 § 12.]
WA Rev Code § 48.64.120 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.64 - Affordable Housing Entities—Joint Self-Insurance Programs.|48.64.120 - Investigation fee—Amount determined by state risk manager.

RCW 48.64.120 Investigation fee—Amount determined by state risk manager.(1) The state risk manager shall establish and charge an investigation fee in an amount necessary to cover the costs for the initial review and approval of a joint self-insurance program. The fee must accompany the initial submission of the plan of operation and management.(2) The costs of subsequent reviews and investigations must be charged to the joint self-insurance program being reviewed or investigated in accordance with the actual time and expenses incurred in the review or investigation.(3) Any program failing to remit its assessment when due is subject to denial of permission to operate or to a cease and desist order until the assessment is paid.[ 2009 c 314 § 13.]
WA Rev Code § 48.64.130 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.64 - Affordable Housing Entities—Joint Self-Insurance Programs.|48.64.130 - Immunity from liability in civil actions—Filing, furnishing, or using information.

RCW 48.64.130 Immunity from liability in civil actions—Filing, furnishing, or using information.(1) Any person who files reports or furnishes other information required under this title, required by the state risk manager under the authority granted under this title, or which is useful to the state risk manager in the administration of this title, is immune from liability in any civil action or suit arising from the filing of any such report or furnishing such information to the state risk manager, unless actual malice, fraud, or bad faith is shown.(2) The state risk manager and his or her agents and employees are immune from liability in any civil action or suit arising from the publication of any report or bulletins or arising from dissemination of information related to the official activities of the state risk manager unless actual malice, fraud, or bad faith is shown.(3) The immunity granted under this section is in addition to any common law or statutory privilege or immunity enjoyed by such person. This section is not intended to abrogate or modify in any way such common law or statutory privilege or immunity.[ 2010 c 8 § 11007; 2009 c 314 § 14.]
WA Rev Code § 48.64.900 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.64 - Affordable Housing Entities—Joint Self-Insurance Programs.|48.64.900 - Effective date—2009 c 314.

RCW 48.64.900 Effective date—2009 c 314.This act takes effect January 1, 2010.[ 2009 c 314 § 17.]
WA Rev Code § 48.66.010 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.66 - Medicare Supplemental Health Insurance Act.|48.66.010 - Short title—Intent—Application of chapter.

RCW 48.66.010 Short title—Intent—Application of chapter.This chapter shall be known and may be cited as "The Medicare Supplemental Health Insurance Act" and is intended to govern the content and sale of medicare supplemental insurance as defined in this chapter. The provisions of this chapter shall apply in addition to, rather than in place of, other requirements of Title 48 RCW.[ 1981 c 153 § 1.]
WA Rev Code § 48.66.025 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.66 - Medicare Supplemental Health Insurance Act.|48.66.025 - Restrictions on issuers—Age of applicants—Preexisting conditions.

RCW 48.66.025 Restrictions on issuers—Age of applicants—Preexisting conditions.(1) An issuer may not deny or condition the issuance or effectiveness of any medicare supplement policy or certificate available for sale in this state, or discriminate in the pricing of a policy or certificate, because of the health status, claims experience, receipt of health care, or medical condition of an applicant in the case of an application for a policy or certificate that is submitted prior to or during the six-month period beginning with the first day of the first month in which an individual is both sixty-five years of age or older and is enrolled for benefits under medicare part B. Each medicare supplement policy and certificate currently available from an insurer must be made available to all applicants who qualify under this subsection without regard to age.(2) If an applicant qualifies under this section and submits an application during the time period referenced in subsection (1) of this section and, as of the date of application, has had a continuous period of creditable coverage of at least three months, the issuer may not exclude benefits based on a preexisting condition.(3) If an applicant qualified under this section submits an application during the time period referenced in subsection (1) of this section and, as of the date of application, has had a continuous period of creditable coverage that is less than three months, the issuer must reduce the period of any preexisting condition exclusion by the aggregate of the period of creditable coverage applicable to the applicant as of the enrollment date.[ 2005 c 41 § 2.]NOTES:Intent—2005 c 41: "This act is intended to satisfy the directive from the centers for medicare and medicaid services requiring states to implement changes to their medicare supplement insurance requirements to comply with the standards prescribed by the medicare modernization act that are consistent with amendments to the national association of insurance commissioners medicare supplement insurance minimum standards model act along with other corrections to be compliant with federal requirements." [ 2005 c 41 § 1.]
WA Rev Code § 48.66.030 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.66 - Medicare Supplemental Health Insurance Act.|48.66.030 - Renewability—Benefit standards—Benefit limitations.

RCW 48.66.030 Renewability—Benefit standards—Benefit limitations.(1) A medicare supplement insurance policy which provides for the payment of benefits may not be based on standards described as "usual and customary," "reasonable and customary," or words of similar import.(2) Limitations on benefits, such as policy exclusions or waiting periods, shall be labeled in a separate section of the policy or placed with the benefit provisions to which they apply, rather than being included in other sections of the policy, rider, or endorsement.[ 1992 c 138 § 2; 1981 c 153 § 3.]