reglab/housing_qa huggingface dataset:
CO Code § 10-4-519 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 5 - Colorado Insurance Guaranty Association Act|§ 10-4-519. Termination - Distribution of Funds

  The commissioner shall by order terminate the operation of the association as to any kind of insurance covered by this part 5 with respect to which he has found, after hearing, that there is in effect a statutory or voluntary plan which:   Is a permanent plan which is adequately funded or for which adequate funding is provided; and    Extends, or will extend, to the Colorado policyholders and residents protection and benefits with respect to insolvent insurers not substantially less favorable and effective to such policyholders and residents than the protection and benefits provided with respect to such kinds of insurance under this part 5.       The commissioner shall by the same order authorize discontinuance of future payments by insurers to the association with respect to the same kinds of insurance; but the assessments and payments shall continue, as necessary, to liquidate covered claims of insurers adjudged insolvent prior to said order and the related expenses not covered by such other plan.    In the event the operation of the association is so terminated as to all kinds of insurance otherwise within its scope, the association as soon as possible thereafter shall distribute the balance of moneys and assets remaining after discharge of the functions of the association with respect to prior insurer insolvencies not covered by such other plan, together with related expenses, to the insurers which are then writing in this state policies of the kinds of insurance covered by this part 5 and which have made payments to the association pro rata upon the basis of the aggregate of such payments made by the respective insurers during the period of five years next preceding the date of such order. Upon completion of such distribution with respect to all of the kinds of insurance covered by this part 5, this part 5 shall be deemed to be repealed.     History. Source: L. 71: P. 763, § 1. C.R.S. 1963: § 72-34-19. History. Source: L. 71: P. 763, § 1. C.R.S. 1963: § 72-34-19.
CO Code § 10-4-520 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 5 - Colorado Insurance Guaranty Association Act|§ 10-4-520. Advertising

 No person, including an insurer, agent, or affiliate of an insurer, shall make, publish, disseminate, circulate, or place before the public or cause, directly or indirectly, to be made, published, disseminated, circulated, or placed before the public in any newspaper, magazine, or other publication or in the form of a notice, circular, pamphlet, letter, or poster or over any radio station or television station or in any other way any advertisement, announcement, or statement which uses the existence of the insurance guaranty association of this state for the purpose of sales, solicitation, or inducement to purchase any form of insurance covered by this part 5, but this section shall not apply to the Colorado insurance guaranty association or to any other entity which does not sell or solicit insurance.   History. Source: L. 77: Entire section added, p. 516, § 6, effective May 27.
CO Code § 10-4-601.5 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 6 - Automobile Insurance Policy - Regulations|§ 10-4-601.5. Administrative Authority

 The commissioner shall administer and enforce the provisions of this part 6, may make rules necessary for the administration of this part 6 in accordance with article 4 of title 24, and may enforce the provisions of part 12 of article 1 of title 6 that apply to an insurer or a policy.   History. Source: L. 2003: Entire section added, p. 1560, § 3, effective July 1. L. 2019: Entire section amended,(SB 19-090), ch. 391, p. 3500, § 2, effective January 1, 2020.    ANNOTATION   Annotator's note. Since this section is similar to § 10-4-704 as it existed prior to the 2003 repeal of part 7 of article 4 of this title, a relevant case construing that provision has been included in the annotations to this section.   Authority to issue proper regulations. The commissioner of insurance and the director of revenue have the authority, individually or jointly, to issue proper regulations to enforce relevant statutes. Travelers Indem. Co. v. Barnes, 191 Colo. 278 , 552 P.2d 300 (1976).   Deference given to construction of statute by administrative official. Construction of a statute by administrative official charged with its enforcement shall be given great deference by the courts. Travelers Indem. Co. v. Barnes, 191 Colo. 278 , 552 P.2d 300 (1976).   However, administrative regulations are not absolute rules. Travelers Indem. Co. v. Barnes, 191 Colo. 278 , 552 P.2d 300 (1976).   Action by administrative official in excess of authority. When an administrative official misconstrues a statute and issues a regulation beyond the scope of a statute, it is in excess of administrative authority granted, and the regulation is invalid. Travelers Indem. Co. v. Barnes, 191 Colo. 278 , 552 P.2d 300 (1976).
CO Code § 10-4-602 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 6 - Automobile Insurance Policy - Regulations|§ 10-4-602. Basis for Cancellation

  A notice of cancellation of a policy shall be valid only if it is based on one or more of the following reasons:   Nonpayment of premium; or    The driver's license or motor vehicle registration of either the named insured or any operator either residing in the insured's household or who customarily operates an automobile insured under the policy has been under suspension or revocation during the policy period or, if the policy is a renewal, during its policy period or the one hundred eighty days immediately preceding its effective date; or    An applicant knowingly made a false statement on the application for insurance; or    An insured knowingly and willfully made a false material statement on a claim submitted under the policy.       This section shall not apply to any policy or coverage which has been in effect less than sixty days at the time notice of cancellation is mailed or delivered by the insurer, unless it is a renewal policy.    This section shall not apply to nonrenewal of a policy.     History. Source: L. 69: P. 550, § 2. C.R.S. 1963: § 72-30-2. L. 94: (1)(c) amended and (1)(d) added, p. 328, § 1, effective July 1. History. Source: L. 69: P. 550, § 2. C.R.S. 1963: § 72-30-2. L. 94: (1)(c) amended and (1)(d) added, p. 328, § 1, effective July 1.    ANNOTATION   When an insurer provides the reason for cancellation of an automobile policy, the reason given for the cancellation must be accurate in order for the cancellation to be effective. Brown v. Am. Standard Ins. Co. of WI, 2019 COA 11 , 436 P.3d 597.   Applied in Wright v. Newman, 598 F. Supp. 1178 (D. Colo. 1984 ), aff'd, 767 F.2d 460 (10th Cir. 1985).
CO Code § 10-4-603 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 6 - Automobile Insurance Policy - Regulations|§ 10-4-603. Notice

  No notice of cancellation of a policy to which section 10-4-602 applies shall be valid unless mailed or delivered by the insurer to the named insured at least thirty days prior to the effective date of cancellation; but, where cancellation is for nonpayment of premium, at least ten days' notice of cancellation accompanied by the reason therefor shall be given or, alternatively, a notice advising that the policy will be canceled if timely payment of premium is not made may be given at least ten days but not more than thirty days prior to the premium due date. Unless the reason accompanies or is included in the notice of cancellation, the notice of cancellation shall state or be accompanied by a statement that, upon written request of the named insured, mailed or delivered to the insurer not less than fifteen days prior to the effective date of cancellation, the insurer will specify the reason for such cancellation. As used in this section, “premium due date” means the date that a premium that has been previously paid is fully earned.    Where the reason for cancellation does not accompany or is not included in the notice of cancellation, the insurer shall, upon written request of the named insured, mailed or delivered to the insurer not less than fifteen days prior to the effective date of cancellation, specify in writing the reason for such cancellation. Such reason shall be mailed or delivered to the named insured within five days after receipt of such request.    This section shall not apply to nonrenewal of a policy.     History. Source: L. 69: P. 550, § 3. C.R.S. 1963: § 72-30-3. L. 96: (1) amended, p. 363, § 1, effective April 17. History. Source: L. 69: P. 550, § 3. C.R.S. 1963: § 72-30-3. L. 96: (1) amended, p. 363, § 1, effective April 17.    ANNOTATION   Section applicable to cancellation not expiration of policy. The notice provisions set out in this section apply to unilateral cancellation by the insurer and do not apply to policy expiration. Shelly v. Strait, 634 P.2d 1017 (Colo. App. 1981).   Cancellation for nonpayment of premium can occur only if payment is overdue so that notice one month prior to the due date of a premium payment does not meet requirements of this section. Rotenberg v. Am. Standard Ins. Co., 865 P.2d 905 (Colo. App. 1993).
CO Code § 10-4-604 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 6 - Automobile Insurance Policy - Regulations|§ 10-4-604. Nonrenewal

  No insurer shall refuse to renew a policy unless such insurer or its agent mails or delivers to the named insured, at the address shown in the policy, at least thirty days' advance notice of its intention not to renew. This section shall not apply:   If the insurer has manifested its willingness to renew;    In case of nonpayment of premium;    If the insured fails to pay any advance premium required by the insurer for renewal.       Notwithstanding the failure of an insurer to comply with this section, the policy shall terminate on the effective date of any other insurance policy with respect to any automobile designated in both policies.    Renewal of a policy shall not constitute a waiver or estoppel with respect to grounds for cancellation which existed before the effective date of such renewal.    In the event an insurer refuses to renew, the insured may, by written request, demand a written notification of the reason for nonrenewal. Such notification shall be given the insured within twenty days after receipt of such request.     History. Source: L. 69: P. 550, § 4. C.R.S. 1963: § 72-30-4. L. 96: (1) amended, p. 363, § 2, effective April 17. History. Source: L. 69: P. 550, § 4. C.R.S. 1963: § 72-30-4. L. 96: (1) amended, p. 363, § 2, effective April 17.    ANNOTATION   Applied in Thomason v. Schnorr, 41 Colo. App. 546, 587 P.2d 1205 (1978).
CO Code § 10-4-604.5 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 6 - Automobile Insurance Policy - Regulations|§ 10-4-604.5. Issuance or Renewal of Insurance Policies - Proof of Insurance Provided by Certificate, Card, or Other Media

  In addition to any other requirement, if an insurer issues or renews a policy of insurance, the insurer shall provide the insured a proof of insurance certificate or insurance identification card to accompany the insured's registration application or renewal card or provide proof of insurance in such other media as is authorized by the department under section 42-3-105 (1)(d), C.R.S. The insurance identification card may be provided in either paper or electronic format. Acceptable electronic formats include display of electronic images on a cellular phone or any other type of portable electronic device.    (Deleted by amendment,L. 2003, p. 1560, § 2, effective July 1, 2003.)     History. Source: L. 98: Entire section added, p. 787, § 6, effective July 1, 1999. L. 2000: (1) amended, p. 511, § 3, effective May 12. L. 2001: (2) amended, p. 524, § 9, effective May 22. L. 2003: Entire section amended, p. 1560, § 2, effective July 1. L. 2006: (1) amended, p. 1491, § 13, effective June 1. L. 2013: (1) amended,(HB 13-1159), ch. 101, p. 322, § 2, effective August 7.
CO Code § 10-4-605 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 6 - Automobile Insurance Policy - Regulations|§ 10-4-605. Proof of Notice

 Proof of mailing notice of cancellation, or of intention not to renew or of reasons for cancellation, to the named insured at the address shown in the policy shall be sufficient proof of notice.   History. Source: L. 69: P. 551, § 5. C.R.S. 1963: § 72-30-5. History. Source: L. 69: P. 551, § 5. C.R.S. 1963: § 72-30-5.
CO Code § 10-4-606 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 6 - Automobile Insurance Policy - Regulations|§ 10-4-606. Further Notice

 When automobile bodily injury and property damage liability coverage is canceled, other than for nonpayment of premium, or in the event of failure to renew automobile bodily injury and property damage liability coverage to which section 10-4-604 applies, the insurer shall notify the named insured of his possible eligibility for automobile liability insurance through an assigned risk plan established pursuant to section 10-4-412 and shall notify the insured as to where he may obtain information concerning such plan. Such notice shall accompany or be included in the notice of cancellation or the notice of intent not to renew.   History. Source: L. 69: P. 551, § 6. C.R.S. 1963: § 72-30-6. L. 79: Entire section amended, p. 376, § 9, effective July 1. History. Source: L. 69: P. 551, § 6. C.R.S. 1963: § 72-30-6. L. 79: Entire section amended, p. 376, § 9, effective July 1.
CO Code § 10-4-607 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 6 - Automobile Insurance Policy - Regulations|§ 10-4-607. Immunity

 There shall be no liability on the part of, and no cause of action of any nature shall arise against, the commissioner or against any insurer, its authorized representative, its agents, its employees, or any firm, person, or corporation furnishing to the insurer information as to reasons for cancellation or nonrenewal, or for any statement made by any of them in any written notice of cancellation or notification of reason for nonrenewal, or in any other communication, oral or written, specifying the reasons for cancellation or nonrenewal, or the providing of information with respect thereto, or for statements made or evidence submitted at any hearings conducted in connection therewith.   History. Source: L. 69: P. 551, § 7. C.R.S. 1963: § 72-30-7. History. Source: L. 69: P. 551, § 7. C.R.S. 1963: § 72-30-7.
CO Code § 10-4-608 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 6 - Automobile Insurance Policy - Regulations|§ 10-4-608. Exemptions

  This part 6 does not apply to any policy:   Issued under an assigned risk plan established under section 10-4-412;    Repealed.    Except as authorized by section 10-4-624, arising out of a motor vehicle rental agreement or any self-insurance thereof;    Covering a garage, automobile sales agency, repair shop, service station, or public parking place operation hazard; or    Issued principally to cover personal or premises liability of an insured even though such insurance may also provide some incidental coverage for liability arising out of the ownership, maintenance, or use of a motor vehicle on the premises of such insured, or on the ways immediately adjoining such premises.        History. Source: L. 69: P. 551, § 8. C.R.S. 1963: § 72-30-8. L. 79: Entire section amended, p. 376, § 10, effective July 1. L. 95: Entire section amended, p. 143, § 3, effective April 7. L. 2003: (1)(c) amended, p. 2433, § 1, effective June 5. L. 2017: IP(1) amended and (1)(b) repealed,(SB 17-249), ch. 283, p. 1548, § 16, effective June 1. History. Source: L. 69: P. 551, § 8. C.R.S. 1963: § 72-30-8. L. 79: Entire section amended, p. 376, § 10, effective July 1. L. 95: Entire section amended, p. 143, § 3, effective April 7. L. 2003: (1)(c) amended, p. 2433, § 1, effective June 5. L. 2017: IP(1) amended and (1)(b) repealed,(SB 17-249), ch. 283, p. 1548, § 16, effective June 1.
CO Code § 10-4-610 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 6 - Automobile Insurance Policy - Regulations|§ 10-4-610. Property Damage Protection Against Uninsured Motorists

  Every policy providing insurance for bodily injury caused by uninsured motorists that is delivered or issued for delivery in this state, which policy does not also provide insurance for collision damage, shall provide, at the request of the insured, coverage for the protection of persons insured thereunder who are legally entitled to recover damages from the owner or operator of an uninsured motor vehicle because of property damage to the motor vehicle described in the policy arising out of the operation, maintenance, or use of the uninsured motor vehicle. The coverage provided under this section shall cover the actual cash value of the vehicle or the cost of repair or replacement, whichever is less. Any coverage offered pursuant to this section on a vehicle may be subject to a deductible, at the option of the insurer, as with other property damage coverage. The coverage provided under this section shall not provide protection for:   Damage if there is not actual physical contact between the covered motor vehicle and another motor vehicle;    Damages which are paid or payable under any other property insurance;    Loss of use of a motor vehicle.       Repealed.     History. Source: L. 88: Entire section added, p. 409, § 1, effective January 1, 1989. L. 89: IP(1) and (1)(a) amended and (1)(c) and (2) added, p. 456, § 1, effective July 1. L. 2006: (2) repealed, p. 37, § 2, effective January 1, 2007.
CO Code § 10-4-611 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 6 - Automobile Insurance Policy - Regulations|§ 10-4-611. Elimination of Discounts - Damage by Uninsured Motorist

 No rating discounts applied to any policy of motor vehicle insurance issued in this state shall be reduced or eliminated as the result of a collision with an uninsured motor vehicle where the operator of the insured motor vehicle is not at fault.   History. Source: L. 88: Entire section added, p. 409, § 1, effective January 1, 1989.
CO Code § 10-4-613 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 6 - Automobile Insurance Policy - Regulations|§ 10-4-613. Glass Repair and Replacement

  No insurance company, domestic or foreign, or any agent or employee of such a company, shall require or permit that automobile glass repair or replacement work must be performed by a particular facility, individual, or business establishment as a condition of payment of a claim. However, an insurance company may provide that payments for such work shall be limited to a fair competitive price. No insurance company that issues, delivers, or renews such a policy shall fail to pay for the repair or replacement of automobile glass by an insured's chosen vendor, nor shall any such insurance company engage in any act or practice of intimidation, coercion, or threat for or against any insured person or entity to use a particular vendor or location for such glass repair or replacement work. No insurance company shall agree to refund or rebate any applicable deductible or portion thereof as an incentive or inducement to any insured to use a particular vendor or location for glass repair or replacement work. The provisions of this section shall apply to all policies of insurance delivered, issued for delivery, or renewed in this state that cover motor vehicles.    Notwithstanding the provisions of subsection (1) of this section, an insurance company may agree to pay the full cost of glass repair, notwithstanding any applicable deductible.     History. Source: L. 92: Entire section added, p. 1791, § 1, effective April 16.    Editor's note:   This section was originally numbered as § 10-4-612 in House Bill 92-1275 but was renumbered on revision for ease of location.
CO Code § 10-4-614 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 6 - Automobile Insurance Policy - Regulations|§ 10-4-614. Inflatable Restraint Systems - Replacement - Verification of Claims - Definition

  If an insured receives payment for a policy claim for an inflatable restraint system that has inflated and deployed or been stolen, the insured shall replace such inflatable restraint system in the motor vehicle. Upon receiving such a policy claim, the insurer is authorized to inspect the vehicle for which the claim is being filed to verify that the inflatable restraint system did inflate and deploy or was stolen.    For the purposes of this section, “inflatable restraint system” has the same meaning as is set forth in 49 CFR 571.208 S4.1.5.1 (b).     History. Source: L. 97: Entire section added, p. 796, § 1, effective August 6. L. 2020: (2) amended,(HB 20-1402), ch. 216, p. 1042, § 12, effective June 30.
CO Code § 10-4-615 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 6 - Automobile Insurance Policy - Regulations|§ 10-4-615. Motorist Insurance Identification Database Program - Reporting Required - Fine

     Each insurer that issues a policy pursuant to this part 6 shall provide to the department of revenue a record of each policy issued during the immediately preceding period. Such record shall comply with the requirements of subsections (2) and (3) of this section. This subsection (1) shall not be construed to prohibit more frequent reporting. Such policy information shall be provided to the department as follows:   and    (Deleted by amendment,L. 2006, p. 1014, § 10, effective July 1, 2006.)    Each insurer with any policies in place for the preceding six months shall provide such policy information every week for the immediately preceding week. Such information shall be reported no later than seven working days after the last date of the week reported on.       Each insurer shall provide policy information on all existing policies issued by such insurer to the department at least every six months. The department and the working group created in section 42-7-604 (4)(b), C.R.S., shall determine if any new means of transmittal of such information may be utilized. Each insurer shall provide information regarding changes to existing policies to the department at the time of receipt of such information.       The record described in subsection (1) of this section shall include:   The name, date of birth, driver's license number, and address of each named insured owner or operator;    The make, year, and vehicle identification number of each insured motor vehicle; and    The policy number, effective date, and expiration date of each policy.       Each insurer shall provide the required information in a form or manner acceptable to the designated agent.      .    The commissioner shall excuse the fine if an insurer provides proof that its failure to comply was inadvertent, accidental, or the result of excusable neglect.       (Deleted by amendment,L. 2006, p. 1014, § 10, effective July 1, 2006.)    Repealed.      History. Source: L. 97: Entire section added, p. 1444, § 1, effective July 1. L. 2000: (4)(a) amended, p. 1635, § 8, effective June 1. L. 2001: (4)(a) and (6) amended, p. 522, § 3, effective May 22. L. 2003: (1), (4)(a), and (6) amended, p. 2645, § 1, effective July 1. L. 2004: IP(1)(a) and (1)(a)(III) amended, p. 796, § 8, effective May 21. L. 2006: (1) and (5) amended and (6) repealed, pp. 1014, 1010, §§ 10, 2, effective July 1.