reglab/housing_qa huggingface dataset:
NJ Rev Stat § 2A:50-28 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-28 - Actions commenced before July 3, 1947

2A:50-28. Actions commenced before July 3, 1947  This article shall not apply to any action commenced prior to July 3, 1947. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-29 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-29 - Allowance of set-offs

2A:50-29. Allowance of set-offs  In any action for the foreclosure of a mortgage, just set-offs shall be allowed, whether the holder of the mortgage is a party plaintiff or defendant. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-30 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-30 - Persons having unrecorded liens or claims not recorded or filed against property; effect of foreclosure judgment; coming in as parties

2A:50-30. Persons having unrecorded liens or claims not recorded or filed against property; effect of foreclosure judgment; coming in as parties  In any action for the foreclosure of a mortgage upon real or personal property in this state, all persons claiming an interest in or an encumbrance or lien upon such property, by or through any conveyance, mortgage, assignment, lien or any instrument which, by any provision of law, could be recorded, registered, entered or filed in any public office in this state, and which shall not be so recorded, registered, entered or filed at the time of the filing of the complaint in such action shall be bound by the proceedings in the action so far as such property is concerned, in the same manner as if he had been made a party to and appeared in such action, and the judgment therein had been made against him as one of the defendants therein; but such person, upon causing such conveyance, mortgage, assignment, lien, claim or other instrument to be recorded, registered, entered or filed as provided by law, may apply to be made a party to such action. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-31 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-31 - Sale pending foreclosure

2A:50-31. Sale pending foreclosure  When, in an action for the foreclosure or satisfaction of a mortgage covering real or personal property, or both, the property mortgaged is of such a character or so situated as to make it liable to deteriorate in value or to make its care or preservation difficult or expensive pending the determination of the action, the superior court may, before judgment, upon the application of any party to the action, order a sale of the mortgaged property to be made at public or private sale through a receiver, sheriff, or otherwise, as the court may direct. The proceeds of any such sale shall be brought into court, there to remain subject to the same liens and equities of the parties in interest as was the mortgaged property and to be disposed of as the court shall, by order or judgment, direct. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-32 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-32 - Satisfaction of judgment for foreclosure and sale

2A:50-32. Satisfaction of judgment for foreclosure and sale  When a judgment for the foreclosure and sale of mortgaged premises is paid and satisfied, other than by a sale of the premises, satisfaction thereof shall be entered by the clerk by virtue of a duly acknowledged or proved warrant or authority from the party receiving satisfaction, or from his attorney of record. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-33 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-33 - Sale of entire premises when whole amount not due; disposition of proceeds

2A:50-33. Sale of entire premises when whole amount not due; disposition of proceeds  When, in cases where the whole sum secured by a mortgage is not due, a judgment of the court shall be made for the sale of the mortgaged premises, either for the nonpayment of any portion or installment of the debt or demand intended to be secured by the mortgage, or the nonpayment of interest due, or both, and it shall appear to the court that a part of the mortgaged premises cannot be sold to satisfy the amount due without material injury to the remaining part of the mortgaged premises, and that it is just and reasonable that the whole of the mortgaged premises should be sold together, the court may order a sale to be made of all of the mortgaged premises, the proceeds of such sale, or so much thereof as shall be necessary, to be applied, as well to the payment of the interest, installments or portions then due, and also the costs then due and payable, as to the payment of the whole or residue of the debt or demand not then due and payable; and the residue of the proceeds of such sale to be paid to the person or persons entitled to receive the same, or to be brought into court to abide the further order of the court, as the equity and circumstances of the case require. When, however, the residue of the debt or demand intended to be secured by the mortgage is payable at a future day without interest, and the mortgagee is willing to receive the same, the court shall deduct a rebate of legal interest for the amount the mortgagee shall receive on such debt or demand, to be computed from the time of the actual payment thereof to the time when such residue would have become due and payable. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-34 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-34 - Gross sum in lieu of dower, curtesy, life estate or estate for years

2A:50-34. Gross sum in lieu of dower, curtesy, life estate or estate for years  If, upon the foreclosure of any mortgage and the sale of the premises therein described, there shall be paid into court moneys representing an estate in dower or for life or for years, or an estate by the curtesy in such premises or any part thereof, any person entitled to such estate may make application to the court for a sum in gross in lieu thereof, and the court shall direct the payment of such sum in gross out of the proceeds of the sale of the premises to the person entitled to such estate, as shall be deemed a just and reasonable satisfaction for such estate, and which the person so entitled shall consent in writing to accept in lieu thereof. If no such consent shall be given before the distribution of the proceeds of the sale, the court shall ascertain and determine what proportion of such proceeds will be a just and reasonable sum to be invested for the benefit of the person entitled to such estate, and shall order the same deposited with the court and under the direction and control of the court for the benefit of the parties entitled, the interest thereon to be paid to the parties entitled as the same may become due as compensation for and in lieu of such estate. At the termination of such estate the principal sum shall be paid to or distributed among the parties entitled thereto. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-35 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-35 - Payment of surplus from sale to executor or administrator

2A:50-35. Payment of surplus from sale to executor or administrator  When the mortgagor or the person owning the mortgaged premises is dead at the time of the sale thereof under foreclosure, the court may, if it deems it expedient or necessary for the proper administration of the estate of the decedent, direct that the surplus arising from the proceeds of the sale be paid to the executor or administrator of the decedent, to be administered in the same manner as money arising from the sale of real estate by administrators or executors. The administrator or executor shall give bond as required by law upon an application for the sale of real estate. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-36 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-36 - When sale under execution authorized; issue and record of writ

2A:50-36. When sale under execution authorized; issue and record of writ  In any civil action for the foreclosure or satisfaction of any mortgage, the superior court may order a sale of the mortgaged premises, or such part thereof as shall be sufficient to discharge the mortgage or encumbrances on the mortgaged premises, besides costs by virtue of a writ of execution issued for that purpose. The writ of execution shall, before it is issued, be recorded by the clerk of the court in the book kept by him for recording executions against real estate. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-37 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-37 - Sale and conveyance of premises; estate conveyed; disposition of proceeds; application for surplus

2A:50-37. Sale and conveyance of premises; estate conveyed; disposition of proceeds; application for surplus  The sheriff or other officer to whom a writ of execution under section 2A:50-36 of this title shall be directed and delivered shall make sale pursuant to the command of such writ, and shall make and execute a deed or deeds for the premises sold, as the case may require; but no greater estate in the premises sold shall, at any time, be granted to a purchaser than would have been vested in the mortgagee had the equity of redemption been duly foreclosed. The moneys arising from a sale pursuant to this section shall be applied to pay off and discharge the moneys ordered to be paid, and the surplus, if any, shall be deposited with the court and the same shall be paid to the person or persons entitled thereto, upon application therefor, as the court shall determine. Such surplus moneys may be invested at interest on such security as the court shall order pending application therefor by the person or persons entitled thereto. All charges in connection with applications for surplus moneys not exceeding $100, shall not exceed the sum of $5. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-38 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-38 - Charges where amount due not in excess of $300

2A:50-38. Charges where amount due not in excess of $300  In any foreclosure of a mortgage and sale of the mortgaged premises, where the amount due does not exceed $300, the charges for official services shall be one-half the amount allowed by law where the amount due exceeds $300. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-39 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-39 - Mortgages to which article applies

2A:50-39. Mortgages to which article applies  This article shall apply to any mortgage in force May 2, 1932, or thereafter executed and delivered, but it shall not affect any foreclosure proceeding commenced prior to said date. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-40 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-40 - Foreclosure for unpaid interest authorized

2A:50-40. Foreclosure for unpaid interest authorized  The holder of a mortgage, under the terms of which the mortgagor has agreed to pay the mortgagee a certain specified sum or sums of money at certain future time or times as therein specified, or as specified in the evidence of debt to secure which the mortgage was given, and also interest on the principal thereof during the term of the mortgage, at certain specified times at a rate not in excess of the legal annual rate, may, whenever the owner of the mortgaged premises defaults in making any such interest payment at the time when it has become due, or within such period of grace as is designated in the mortgage or the evidence of debt secured thereby, elect to foreclose the mortgage only to the extent that there is due and unpaid thereunder, upon the evidence of debt secured thereby, any interest upon the principal sum secured thereby. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-41 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-41 - Judgment on foreclosure for unpaid interest; no merger; lien of mortgage continued

2A:50-41. Judgment on foreclosure for unpaid interest; no merger; lien of mortgage continued  The judgment entered in a foreclosure proceeding under authority of section 2A:50-40 of this title shall be only for the amount of unpaid interest due under the terms of the mortgage to the date of the judgment, and costs, and shall adjudge that the mortgage shall not be deemed to have merged in the judgment, but shall remain in full force and effect as security for the payment of the principal sum then remaining due thereon and secured thereby, and interest upon the principal sum to become due thereon from the date of the judgment. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-42 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-42 - Sale on foreclosure for unpaid interest subject to lien of mortgage

2A:50-42. Sale on foreclosure for unpaid interest subject to lien of mortgage  The sale of the mortgaged premises under a foreclosure judgment under authority of sections 2A:50-40 and 2A:50-41 of this title shall be specifically made subject to the lien of the mortgage in the full principal sum then due thereon and the interest on the principal sum from the date of the judgment. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-43 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-43 - Foreclosure for unpaid installment of principal authorized

2A:50-43. Foreclosure for unpaid installment of principal authorized  Whenever, under the terms of a mortgage it is provided that there shall be paid on account of the principal sum secured thereby any payment on account thereof, due at a time or times therein specified, the holder of the mortgage may, whenever the owner of the mortgaged premises defaults in making any such payment on account of the principal sum, at the time when the same has become due, or within such period of grace as is designated in the mortgage or the evidence of debt secured thereby, elect to foreclose the mortgage only to the extent that there is due and unpaid thereunder any payment required to be made on account of the principal, either by the terms of the mortgage or the evidence of debt secured thereby. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-44 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-44 - Judgment on foreclosure for unpaid installment of principal; no merger; lien of mortgage continued

2A:50-44. Judgment on foreclosure for unpaid installment of principal; no merger; lien of mortgage continued  The judgment entered in a foreclosure proceeding under authority of section 2A:50-43 of this title shall be only for the amount of the principal which would have been due as of the date of the filing of the complaint to foreclose, had there been no default, together with all interest accrued as of the date of the judgment, and costs, and shall adjudge that the mortgage shall not be deemed to have merged in the judgment, but shall remain in full force and effect as security for the principal sum remaining due thereon, after deducting the principal sum to be paid because of such default, and interest upon such principal sum to become due thereon from the date of the judgment. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-45 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-45 - Sale on foreclosure for unpaid installment of principal subject to lien of mortgage

2A:50-45. Sale on foreclosure for unpaid installment of principal subject to lien of mortgage  The sale of the mortgaged premises under a foreclosure judgment entered under authority of sections 2A:50-43 and 2A:50-44 of this title shall be specifically made subject to the lien of the mortgage in the principal sum remaining due thereon as specified in the judgment, and interest on such principal sum from the date of the judgment. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-46 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-46 - Foreclosure for unpaid municipal liens authorized

2A:50-46. Foreclosure for unpaid municipal liens authorized  Whenever it is provided in a mortgage, or in the evidence of debt secured thereby, that the mortgagee may claim a default for the nonpayment of any municipal lien or liens on the mortgaged premises which shall have remained unpaid for a specified time, the holder of the mortgage, the municipal lien or liens not having been paid within the specified time, may pay or purchase the lien, taking an assignment thereof, and foreclose the mortgage only for the amount due for the municipal lien or liens. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-47 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-47 - Judgment on foreclosure for unpaid municipal liens; no merger; lien of mortgage continued

2A:50-47. Judgment on foreclosure for unpaid municipal liens; no merger; lien of mortgage continued  The judgment entered in a foreclosure proceeding under authority of section 2A:50-48 of this title shall be only for the amount of the municipal lien or liens unpaid and paid or purchased by the holder of the mortgage, with interest on the amount of such lien or liens so paid or purchased by the holder of the mortgage from the date of such payment or purchase, and shall adjudge that the mortgage shall be deemed not to have merged therein, but shall remain in full force and effect as security for the principal sum due thereon, with accrued interest. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-48 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-48 - Foreclosure for either unpaid interest or installment of principal and unpaid municipal liens

2A:50-48. Foreclosure for either unpaid interest or installment of principal and unpaid municipal liens  If, at the time of the commencement of a proceeding to foreclose a mortgage for the nonpayment of interest under authority of section 2A:50-40 of this title, or the nonpayment of an installment of the principal sum due upon the mortgage under authority of section 2A:50-43 of this title, there are any municipal liens upon the mortgaged premises due and unpaid, the holder of the mortgage may pay such lien or liens and secure a judgment, not only for the unpaid interest or defaulted portion of the principal sum, but also for the amount of the municipal lien or liens by him paid, together with interest thereon from the date of the payment thereof. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-49 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-49 - Foreclosure for failure to procure insurance or pay insurance premiums authorized

2A:50-49. Foreclosure for failure to procure insurance or pay insurance premiums authorized  Whenever it is provided in a mortgage that the owner of the mortgaged premises shall keep the same insured for the benefit of the mortgagee and that, in default thereof, or upon the failure, neglect or refusal of the owner to pay any premium for such insurance protection, the mortgagee may either procure such insurance or pay any such defaulted premium in order to preserve the protection of his insurance, and add the cost of procuring such insurance or the amount paid by him for any such premium to the principal sum due on the mortgage, to be recovered upon demand or otherwise with interest from the date of such procurement or payment, or the mortgagee is given the option to declare the principal sum due on the mortgage whenever the owner fails to furnish proper insurance protection, the holder of the mortgage may, upon paying for or procuring such insurance, waive the demand for the payment of the principal sum due on the mortgage and foreclose the mortgage only for the amount paid by him to procure such insurance, with interest thereon from the date of such payment. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-50 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-50 - Judgment on foreclosure for failure to procure insurance or pay insurance premiums; no merger; lien of mortgage continued

2A:50-50. Judgment on foreclosure for failure to procure insurance or pay insurance premiums; no merger; lien of mortgage continued  The judgment in a foreclosure proceeding under authority of section 2A:50-49 of this title shall adjudge that the mortgage shall not be deemed to be merged therein, but shall remain in full force and effect as security for the principal sum due thereon and accrued interest. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-51 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-51 - No merger of fee and mortgage interest on purchase at sale by holder of mortgage; conveyance by purchaser; assignment of mortgage

2A:50-51. No merger of fee and mortgage interest on purchase at sale by holder of mortgage; conveyance by purchaser; assignment of mortgage  The purchase by the holder of the mortgage of the real estate, or any interest therein, sold under a judgment in a foreclosure authorized by this article shall not result in a merger of the fee and the mortgage interest. The real estate so purchased may be held or conveyed subject to the lien of the mortgage as stated in the judgment, and the mortgage may be assigned as a valid and subsisting lien upon the real estate therein described. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-52 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-52 - No deficiency judgment

2A:50-52. No deficiency judgment  Upon a foreclosure under authority of this article there shall be no deficiency judgment. L.1951 (1st SS), c.344.
NJ Rev Stat § 2A:50-53 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-53 - Short title

2A:50-53. Short title  1. This act shall be known and may be cited as the "Fair Foreclosure Act." L.1995,c.244,s.1.
NJ Rev Stat § 2A:50-54 (2021)
2021 New Jersey Revised Statutes|Title 2A - Administration of Civil and Criminal Justice|Section 2A:50-54 - Findings, declarations on payment of home mortgages

2A:50-54. Findings, declarations on payment of home mortgages  2. The Legislature hereby finds and declares it to be the public policy of this State that homeowners should be given every opportunity to pay their home mortgages, and thus keep their homes; and that lenders will be benefited when residential mortgage debtors cure their defaults and return defaulted residential mortgage loans to performing status. L.1995,c.244,s.2.