reglab/housing_qa huggingface dataset:
CT Gen Stat § 38a-262. (Formerly Sec. 38-542) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698c - Risk Retention Groups|Section 38a-262. (Formerly Sec. 38-542) - Authority of Insurance Commissioner.

 The Insurance Commissioner is authorized to make use of any of the powers established under this title to enforce the laws of this state so long as those powers are not specifically preempted by the Product Liability Risk Retention Act of 1981, 15 USC 3901 et seq., as amended by the Liability Risk Retention Act of 1986. Such authorization includes, but is not limited to, the commissioner's administrative authority to investigate, issue subpoenas, conduct depositions and hearings, issue orders and impose penalties. With regard to any investigation, administrative proceedings or litigation, the commissioner may rely on the procedural law and regulations of the state. The injunctive authority of the commissioner in regard to risk retention groups is restricted by the requirement that any injunction be issued by a court of competent jurisdiction.(P.A. 87-135, S. 13, 18; P.A. 17-15, S. 19.)History: Sec. 38-542 transferred to Sec. 38a-262 in 1991; P.A. 17-15 made a technical change.
CT Gen Stat § 38a-263. (Formerly Sec. 38-543) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698c - Risk Retention Groups|Section 38a-263. (Formerly Sec. 38-543) - License required for producers.

 Any person acting, or offering to act, as a producer for a risk retention group or purchasing group that solicits members, sells insurance coverage, purchases coverage for its members located within the state or otherwise does business in this state shall, before commencing any such activity, obtain a license from the Insurance Commissioner in such form as the commissioner prescribes in accordance with the provisions of section 38a-769.(P.A. 87-135, S. 14, 18; P.A. 96-193, S. 8, 36; P.A. 17-15, S. 20.)History: Sec. 38-543 transferred to Sec. 38a-263 in 1991; P.A. 96-193 substituted “producer” for “agent or broker”, effective June 3, 1996; P.A. 17-15 made a technical change.
CT Gen Stat § 38a-264. (Formerly Sec. 38-544) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698c - Risk Retention Groups|Section 38a-264. (Formerly Sec. 38-544) - Penalties for violations of chapter.

 A risk retention group that violates any provision of sections 38a-250 to 38a-266, inclusive, shall be subject to fines and penalties applicable to licensed insurers generally, including revocation of its license and the right to do business in this state.(P.A. 87-135, S. 15, 18; P.A. 17-15, S. 21.)History: Sec. 38-544 transferred to Sec. 38a-264 in 1991; P.A. 17-15 made a technical change.
CT Gen Stat § 38a-265. (Formerly Sec. 38-545) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698c - Risk Retention Groups|Section 38a-265. (Formerly Sec. 38-545) - Federal injunctions enforceable in state courts.

 An order issued by a district court of the United States enjoining a risk retention group from soliciting or selling insurance or operating, in any state, or in all states or in any territory or possession of the United States, upon a finding that such a group is in a hazardous financial condition shall be enforceable in the courts of this state.(P.A. 87-135, S. 16, 18.)History: Sec. 38-545 transferred to Sec. 38a-265 in 1991.
CT Gen Stat § 38a-266. (Formerly Sec. 38-546) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698c - Risk Retention Groups|Section 38a-266. (Formerly Sec. 38-546) - Regulations by Insurance Commissioner.

 The commissioner may adopt regulations, in accordance with the provisions of chapter 54, relating to risk retention groups as may be necessary to carry out the provisions of sections 38a-250 to 38a-265, inclusive.(P.A. 87-135, S. 17, 18.)History: Sec. 38-546 transferred to Sec. 38a-266 in 1991.
CT Gen Stat § 38a-271a (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698d - Unauthorized Insurers Act|Section 38a-271a - Domestic surplus lines insurers.

 (a) A domestic insurance company that has policyholder surplus of at least fifteen million dollars may, pursuant to a resolution adopted by its board of directors and with the approval of the Insurance Commissioner, be designated as a domestic surplus lines insurer. Unless otherwise provided by law, all financial and solvency requirements imposed under chapter 698 on a domestic insurer authorized to do insurance business in this state shall apply to a domestic surplus lines insurer.(b) A domestic surplus lines insurer (1) shall be considered an unauthorized insurer that is eligible to write surplus lines insurance coverage in this state, (2) shall, with respect to surplus lines insurance written in this state, be considered a nonadmitted insurer under 15 USC 8206, as amended from time to time, (3) shall only write surplus lines insurance in this state in accordance with the provisions of chapter 701d from a surplus lines broker licensed under section 38a-794, and (4) a domestic surplus lines insurer may write surplus lines insurance in any other jurisdiction in which the insurer is eligible to write surplus lines insurance in accordance with the requirements of that jurisdiction.(c) Surplus lines insurance written by a domestic surplus lines insurer shall be (1) subject to the tax imposed under section 38a-743, and (2) exempt from the tax imposed under section 12-202.(d) Surplus lines insurance policies issued by a domestic surplus lines insurer in this state shall not be subject to (1) the protection of the Connecticut Insurance Guaranty Association or the provisions of sections 38a-836 to 38a-853, inclusive, and (2) any requirements relating to rates, rating plans, policy forms, policy cancellation and policy nonrenewal, in the same manner and to the same extent as surplus lines insurance policies issued by a surplus lines insurer domiciled in another state.(P.A. 17-125, S. 1.)History: P.A. 17-125 effective July 1, 2017.
CT Gen Stat § 38a-272. (Formerly Sec. 38-264) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698d - Unauthorized Insurers Act|Section 38a-272. (Formerly Sec. 38-264) - Prohibited acts of an insurance business.

 No person or insurer shall directly or indirectly do any of the acts of an insurance business set forth in subsection (a) of section 38a-271 except as authorized by the general statutes. In respect to the insurance of subjects resident, located or to be performed within this state this section shall not prohibit the collection of premium or other acts performed outside of this state by persons or insurers authorized to do business in this state, provided such transactions and insurance contracts are otherwise lawful.(1969, P.A. 561, S. 2.)History: Sec. 38-264 transferred to Sec. 38a-272 in 1991.Annotation to former section 38-264:Cited. 9 CA 622.
CT Gen Stat § 38a-274. (Formerly Sec. 38-268) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698d - Unauthorized Insurers Act|Section 38a-274. (Formerly Sec. 38-268) - Failure to make payment under contract or to defend in proceedings.

 In an action against an unauthorized person or insurer upon a contract of insurance issued or delivered in this state to a resident thereof or to a corporation authorized to do business therein, if the person or insurer has failed for thirty days after demand prior to the commencement of the action to make payment in accordance with the terms of the contract, and it appears to the court that such refusal was vexatious and without reasonable cause, the court may allow to the plaintiff a reasonable attorney fee and include such fee in any judgment that may be rendered in such action. Failure of the person or insurer to defend any such action shall be deemed prima facie evidence that its failure to make payment was vexatious and without reasonable cause.(1969, P.A. 561, S. 6.)History: Sec. 38-268 transferred to Sec. 38a-274 in 1991.
CT Gen Stat § 38a-275. (Formerly Sec. 38-269) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698d - Unauthorized Insurers Act|Section 38a-275. (Formerly Sec. 38-269) - Contracts entered into by unauthorized insurers are unenforceable.

 Any contract effective in this state and entered into by an unauthorized insurer in violation of sections 38a-27 and 38a-271 to 38a-278, inclusive, shall be unenforceable by such insurer. If any such unauthorized insurer fails to pay any claim or loss within the provisions of such insurance contract, any person who assisted or in any manner aided directly or indirectly in the procurement of such insurance contract shall be liable to the insured for the full amount of such claim or loss pursuant to the provisions of such insurance contract.(1969, P.A. 561, S. 7.)History: Sec. 38-269 transferred to Sec. 38a-275 in 1991.
CT Gen Stat § 38a-276. (Formerly Sec. 38-270) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698d - Unauthorized Insurers Act|Section 38a-276. (Formerly Sec. 38-270) - Investigators and adjusters to report unauthorized insurers.

 Every person investigating or adjusting any loss or claim on a subject of insurance in this state shall immediately report to the commissioner every insurance policy or contract which has been entered into by any insurer not authorized to transact such insurance in this state. This section does not apply to transactions in this state involving a policy lawfully solicited, written and delivered outside of this state covering only subjects of insurance not resident, located or expressly to be performed in this state at the time of issuance, and which transactions are subsequent to the issuance of such policy.(1969, P.A. 561, S. 8.)History: Sec. 38-270 transferred to Sec. 38a-276 in 1991.
CT Gen Stat § 38a-278. (Formerly Sec. 38-272) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 698d - Unauthorized Insurers Act|Section 38a-278. (Formerly Sec. 38-272) - Penalties.

 (a) Any unauthorized insurer who does any act of an insurance business as set forth in section 38a-271 shall be fined not more than fifty thousand dollars.(b) In addition to the penalty provided in subsection (a) of this section or otherwise provided by law, any person or insurer violating section 38a-27 or 38a-271 to 38a-278, inclusive, shall be fined two thousand five hundred dollars for the first offense and an additional two thousand five hundred dollars for each month during which any such person or insurer continues such violation.(1969, P.A. 561, S. 10; P.A. 08-178, S. 11.)History: Sec. 38-272 transferred to Sec. 38a-278 in 1991; P.A. 08-178 amended Subsec. (a) by increasing maximum fine from $10,000 to $50,000, and amended Subsec. (b) by increasing fines from $500 to $2,500 for a first offense and from $500 to $2,500 for each month the violation is continued.
CT Gen Stat § 38a-283. (Formerly Sec. 38-20c) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 699 - Insurance Contracts in General|Section 38a-283. (Formerly Sec. 38-20c) - Insurance policy signatures.

 Any insurer may, in an insurance policy form or endorsement, substitute the printed names of the officers duly empowered to affirm to such form or endorsement for the facsimile of such officers' signatures.(P.A. 84-155.)History: Sec. 38-20c transferred to Sec. 38a-283 in 1991.
CT Gen Stat § 38a-284. (Formerly Sec. 38-157) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 699 - Insurance Contracts in General|Section 38a-284. (Formerly Sec. 38-157) - Insurance contracts by minors.

 Any minor of the age of fifteen years or more may, notwithstanding such minority, contract for life, health and accident insurance on such minor's person for such minor's benefit or for the benefit of such minor's father, mother, spouse, child, brother or sister and may exercise all such contractual rights with respect to any such contract of insurance as might be exercised by a person of full legal age and may at any time surrender such minor's interest in any such insurance or give a valid discharge for any benefit accruing or money payable thereunder.(1949 Rev., S. 6147; P.A. 14-235, S. 48.)History: Sec. 38-157 transferred to Sec. 38a-284 in 1991; P.A. 14-235 made technical changes.Annotation to former section 38-157:Plaintiff could not take advantage of contractual rights without complying with conditions of policy. 139 C. 54.
CT Gen Stat § 38a-285. (Formerly Sec. 38-108) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 699 - Insurance Contracts in General|Section 38a-285. (Formerly Sec. 38-108) - Two or more companies may issue a combination policy covering marine and transportation business.

 Two or more insurance companies authorized to transact, in this state, a marine and transportation insurance business may issue combination forms of policies covering such business, using distinctive titles therefor, which titles shall appear at the head of the respective policies, followed by the titles of the several companies obligated thereunder, which policies shall be executed by the officers of each of such companies; provided, before such companies issue any such combination policy, they shall have received the express permission of the commissioner of this state to issue the same, and the titles of such proposed policies, and the terms of the additional provisions thereof, hereby authorized, shall have been approved by him, which terms shall provide substantially, under a separate title therein, to be known as “Provisions specially applicable to this combination policy”, as follows: (1) That each company executing such policy shall be liable for the full amount of any loss or damage according to the terms of the policy, or for a specific percentage thereof; (2) that service of process, or of any notices required by such policy, upon any of the companies executing the same shall be deemed to be service upon all; and provided the unearned premium liability on each policy so issued shall be maintained by each of such companies on the basis of the liability of each of the insured thereunder.(1949 Rev., S. 6113; P.A. 13-134, S. 10.)History: Sec. 38-108 transferred to Sec. 38a-285 in 1991; P.A. 13-134 made technical changes.
CT Gen Stat § 38a-286. (Formerly Sec. 38-109) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 699 - Insurance Contracts in General|Section 38a-286. (Formerly Sec. 38-109) - Companies may insure any risks pertaining to transportation and navigation.

 Section 38a-286 is repealed, effective October 1, 2002.(1949 Rev., S. 6114; P.A. 02-89, S. 90.)
CT Gen Stat § 38a-287. (Formerly Sec. 38-163) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 699 - Insurance Contracts in General|Section 38a-287. (Formerly Sec. 38-163) - Defrauding life or accident insurance companies.

 Any person who obtains or attempts to obtain, from any life or accident insurance company of this state, any money on any policy of insurance issued by it, by falsely or fraudulently representing the insured person as dead or the person insured against accident as injured, or fraudulently obtains or attempts to obtain any money from such company upon a policy of insurance issued in the name of a fictitious person, shall, (1) if the sum so obtained or attempted to be obtained is two thousand dollars or more, be imprisoned not more than ten years, and (2) if such sum is less than two thousand dollars, be fined not more than ten thousand dollars or imprisoned not more than one year, or both.(1949 Rev., S. 8711; P.A. 08-178, S. 12.)History: Sec. 38-163 transferred to Sec. 38a-287 in 1991; P.A. 08-178 added Subdiv. designators (1) and (2), increased threshold from $100 to $2,000 and increased maximum fine from $500 to $10,000 for violation involving less than $2,000.
CT Gen Stat § 38a-288. (Formerly Sec. 38-33) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 699 - Insurance Contracts in General|Section 38a-288. (Formerly Sec. 38-33) - Insurance sold in connection with installment contracts and loans.

 The commissioner shall adopt regulations, in accordance with the provisions of chapter 54, governing insurance on personal property sold under installment or deferred payment contracts or on personal property pledged as security for a loan and governing any other insurance sold in connection with such installment or deferred payment contracts or loans. Such regulations may prescribe (1) the form of notice and policy to be furnished the purchaser or borrower and the prominence with which any exceptions, restrictions or limitations shall appear in such notice or policy, (2) the records to be maintained by insurance companies, (3) the manner in which single-interest and dual-interest insurance coverage may be used when written at the expense of the purchaser or borrower, (4) the right of the purchaser or borrower to notice of any change in his insurance coverage and to dividends and unearned premiums thereon, and (5) the manner in which premiums on such policies and losses or claims thereunder shall be paid or adjusted.(1953, S. 2798d; 1957, P.A. 131, S. 1; P.A. 88-69; P.A. 13-134, S. 11.)History: P.A. 88-69 permitted the insurance commissioner to regulate the manner in which dual-interest insurance coverage may be used when written at the expense of the purchaser or borrower; Sec. 38-33 transferred to Sec. 38a-288 in 1991; P.A. 13-134 made technical changes.Annotation to former section 38-33:Under department regulations, Sec. 38-33-5, there shall be no subrogation on any single interest policies. 2 Conn. Cir. Ct. 333.
CT Gen Stat § 38a-289. (Formerly Sec. 38-28) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 699 - Insurance Contracts in General|Section 38a-289. (Formerly Sec. 38-28) - Contracts of reinsurance.

 Contracts for reinsurance shall be deemed insurance contracts, but the hazard under such contracts is declared to be distinct in nature from the hazard originally insured. No provision of law relative to the form of insurance contracts or policies shall apply to contracts of reinsurance unless made specifically applicable thereto. Each corporation, company or association which issues in this state any contract of reinsurance shall continue to possess and be subject as to such contract to all of the provisions of its charter and of the statutes, so far as they may be applicable, except as hereinbefore provided.(1949 Rev., S. 6086.)History: Sec. 38-28 transferred to Sec. 38a-289 in 1991.
CT Gen Stat § 38a-290. (Formerly Sec. 38-27) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 699 - Insurance Contracts in General|Section 38a-290. (Formerly Sec. 38-27) - Time limitation on suits and arbitration claims.

 No insurance company doing business in this state shall limit the time within which any suit shall be brought against it or any claim shall be submitted to arbitration on (1) a fidelity or surety bond to a period less than three years from the time when the loss insured against occurs; (2) a construction performance bond to a period less than three years from the date on which the principal last performed work under the contract; (3) a construction payment bond to a period less than three years from the date on which the claimant last performed work or supplied material for which the claim is made; and (4) all other policies to a period less than one year from the time when the loss insured against occurs. This section shall not apply to suits and arbitration claims under the uninsured or underinsured motorist provisions of a motor vehicle insurance policy.(1949 Rev., S. 6085; 1955, S. 2791d; P.A. 82-406, S. 2; P.A. 85-73; P.A. 93-77, S. 1, 4; P.A. 00-105, S. 3, 5.)History: P.A. 82-406 prohibited time limitation on suits against insurance companies on construction performance bonds to less than three years from date on which principal last performed work, on construction payment bond to less than three years from the date on which claimant last performed work and on uninsured motorist provision of motor vehicle insurance policy to less than two years from date of accident, replacing provision which had prohibited time limitation of less than one year from time when loss occurs in all cases except those relating to fidelity or surety bonds for which existing limitation remains in effect; P.A. 85-73 provided that claims for uninsured motorist coverage must be submitted to arbitration within two years of the date of the accident; Sec. 38-27 transferred to Sec. 38a-290 in 1991; P.A. 93-77 deleted former Subdiv. (d) prohibiting an insurance company's limiting the time on bringing suit or submitting a claim to arbitration on the uninsured motorist provisions of a motor vehicle insurance policy to a period less than two years from the date of the accident, relettered former Subdiv. (e) as Subdiv. (d) and added provision that this section is not applicable to suits and arbitration claims under uninsured and underinsured motorist provisions of a motor vehicle insurance policy, effective May 20, 1993; P.A. 00-105 substituted numeric Subdiv. designators for alphabetic designators, effective July 1, 2000.See Sec. 38a-336 re time limitation on suits and arbitration claims under uninsured or underinsured motorist provisions of a motor vehicle insurance policy.Annotation to former section 38-27:Time when statute begins to run on surety bonds discussed. 19 CS 257.Annotations to present section:Cited. 224 C. 133; Id., 145; 231 C. 938; 233 C. 437; Id., 460; Id., 474.Cited. 34 CA 833; 36 CA 141; 44 CA 47; Id., 698.