reglab/housing_qa huggingface dataset:
24 OK Stat § 24-163 (2021)
2021 Oklahoma Statutes|Title 24. Debtor and Creditor|§24-163. Duty to disclose breach.

|A. An individual or entity that owns or licenses computerized data that includes personal information shall disclose any breach of the security of the system following discovery or notification of the breach of the security of the system to any resident of this state whose unencrypted and unredacted personal information was or is reasonably believed to have been accessed and acquired by an unauthorized person and that causes, or the individual or entity reasonably believes has caused or will cause, identity theft or other fraud to any resident of this state. Except as provided in subsection D of this section or in order to take any measures necessary to determine the scope of the breach and to restore the reasonable integrity of the system, the disclosure shall be made without unreasonable delay. |B. An individual or entity must disclose the breach of the security of the system if encrypted information is accessed and acquired in an unencrypted form or if the security breach involves a person with access to the encryption key and the individual or entity reasonably believes that such breach has caused or will cause identity theft or other fraud to any resident of this state.C. An individual or entity that maintains computerized data that includes personal information that the individual or entity does not own or license shall notify the owner or licensee of the information of any breach of the security of the system as soon as practicable following discovery, if the personal information was or if the entity reasonably believes was accessed and acquired by an unauthorized person.D. Notice required by this section may be delayed if a law enforcement agency determines and advises the individual or entity that the notice will impede a criminal or civil investigation or homeland or national security. Notice required by this section must be made without unreasonable delay after the law enforcement agency determines that notification will no longer impede the investigation or jeopardize national or homeland security.Added by Laws 2008, c. 86, § 3, eff. Nov. 1, 2008.
24 OK Stat § 24-164 (2021)
2021 Oklahoma Statutes|Title 24. Debtor and Creditor|§24-164. Notice procedures deemed in compliance.

|A. An entity that maintains its own notification procedures as part of an information privacy or security policy for the treatment of personal information and that are consistent with the timing requirements of this act shall be deemed to be in compliance with the notification requirements of this act if it notifies residents of this state in accordance with its procedures in the event of a breach of security of the system. |B. 1. A financial institution that complies with the notification requirements prescribed by the Federal Interagency Guidance on Response Programs for Unauthorized Access to Customer Information and Customer Notice is deemed to be in compliance with the provisions of this act.2. An entity that complies with the notification requirements or procedures pursuant to the rules, regulation, procedures, or guidelines established by the primary or functional federal regulator of the entity shall be deemed to be in compliance with the provisions of this act.Added by Laws 2008, c. 86, § 4, eff. Nov. 1, 2008.
24 OK Stat § 24-165 (2021)
2021 Oklahoma Statutes|Title 24. Debtor and Creditor|§24-165. Enforcement – Civil penalty limitation.

|A. A violation of this act that results in injury or loss to residents of this state may be enforced by the Attorney General or a district attorney in the same manner as an unlawful practice under the Oklahoma Consumer Protection Act. |B. Except as provided in subsection C of this section, the Attorney General or a district attorney shall have exclusive authority to bring action and may obtain either actual damages for a violation of this act or a civil penalty not to exceed One Hundred Fifty Thousand Dollars ($150,000.00) per breach of the security of the system or series of breaches of a similar nature that are discovered in a single investigation.C. A violation of this act by a state-chartered or state-licensed financial institution shall be enforceable exclusively by the primary state regulator of the financial institution.Added by Laws 2008, c. 86, § 5, eff. Nov. 1, 2008.
24 OK Stat § 24-166 (2021)
2021 Oklahoma Statutes|Title 24. Debtor and Creditor|§24-166. Application of act.

|This act shall apply to the discovery or notification of a breach of the security of the system that occurs on or after November 1, 2008. |Added by Laws 2008, c. 86, § 6, eff. Nov. 1, 2008.
24 OK Stat § 24-170 (2021)
2021 Oklahoma Statutes|Title 24. Debtor and Creditor|§24-170. Short title - Oklahoma Student Borrower's Bill of Rights Act.

|This act shall be known and may be cited as the "Oklahoma Student Borrower's Bill of Rights Act". |Added by Laws 2021, c. 272, § 1, eff. Nov. 1, 2021.
24 OK Stat § 24-171 (2021)
2021 Oklahoma Statutes|Title 24. Debtor and Creditor|§24-171. Definitions.

|As used in the Oklahoma Student Borrower's Bill of Rights Act: |1. "Guarantor" means a nonprofit or state organization that works with a lender, servicer, school and the U.S. Department of Education to help students successfully repay certain federal student loans;2. "Student loan borrower" means:a.any resident of this state who has received or agreed to pay a student education loan, orb.any person who shares responsibility with such resident for repaying the student education loan;3. "Student loan servicer" means any person, wherever located, responsible for the servicing of any student education loan to any student loan borrower;4. "Servicing" means:a.receiving any scheduled periodic payments from a student loan borrower pursuant to the terms of a student education loan,b.applying the payments of principal and interest and such other payments with respect to the amounts received from a student loan borrower, as may be required pursuant to the terms of a student education loan, andc.performing other administrative services with respect to a student education loan.Servicing does not include default aversion efforts provided by state or nonprofit guaranty agencies as required by their agreement with the U.S. Department of Education under the Higher Education Act of 1965; and5. "Student education loan" means any loan primarily for personal use to finance education or other school-related expenses.Added by Laws 2021, c. 272, § 2, eff. Nov. 1, 2021.
24 OK Stat § 24-172 (2021)
2021 Oklahoma Statutes|Title 24. Debtor and Creditor|§24-172. Oklahoma Student Borrower's Bill of Rights.

|A. The Attorney General shall prepare a written statement that includes an "Oklahoma Student Borrower's Bill of Rights" for a student loan borrower who takes out a student education loan that is serviced by a student loan servicer. The statement shall incorporate all items from subsection B of this section and be made available to the public and written in plain language designed to be easily understood by the average student loan borrower. |B. No student loan servicer shall:1. Directly or indirectly employ any scheme, device or artifice to defraud or mislead student loan borrowers;2. Engage in any unfair or deceptive practice toward any person or misrepresent or omit any material information in connection with the servicing of a student education loan including, but not limited to, misrepresenting the amount, nature or terms of any fee or payment due or claimed to be due on a student education loan, the terms and conditions of the loan agreement or the borrower's obligations under the loan;3. Obtain property by fraud or misrepresentation;4. Incorrectly apply or fail to apply student education loan payments to the outstanding balance of a student education loan;5. Provide inaccurate information to a credit bureau, thereby harming a student loan borrower's creditworthiness;6. Fail to report both the favorable and unfavorable payment history of the student loan borrower to a nationally recognized consumer credit bureau at least annually if the student loan servicer regularly reports information to a credit bureau, except in the case of loan rehabilitation;7. Refuse to communicate with an authorized representative of the student loan borrower who provides a written authorization signed by the student loan borrower, provided the student loan servicer may adopt procedures reasonably related to verifying that the representative is in fact authorized to act on behalf of the student loan borrower;8. Make any false statement or misrepresentation by omission of a material fact in connection with any information or reports filed with a governmental agency or in connection with any investigation conducted by a governmental agency;9. Fail to inform borrowers of the federal income repayment options before offering deferment or forbearance as an option; or10. Inform student loan borrower if their type of loan does not qualify for loan forgiveness programs.Added by Laws 2021, c. 272, § 3, eff. Nov. 1, 2021.
25 OK Stat § 25-1 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-1. Statutes, meaning of words in.

|Words used in any statute are to be understood in their ordinary sense, except when a contrary intention plainly appears, and except also that the words hereinafter explained are to be understood as thus explained. |R.L.1910, § 2914.
25 OK Stat § 25-2 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-2. Statutory definitions, application of.

|Whenever the meaning of a word or phrase is defined in any statute, such definition is applicable to the same word or phrase wherever it occurs, except where a contrary intention plainly appears. |R.L.1910, § 2915.
25 OK Stat § 25-3 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-3. Degrees of care.

|There are three degrees of care and of diligence, namely, slight, ordinary and great. The latter includes the former. |R.L.1910, § 2916. R.L.1910, § 2916.
25 OK Stat § 25-4 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-4. Degrees of care defined.

|Slight care or diligence is such as persons of ordinary prudence usually exercise about their own affairs of slight importance; ordinary care or diligence is such as they usually exercise about their own affairs of ordinary importance; and great care or diligence is such as they usually exercise about their own affairs of great importance. |R.L.1910, § 2917.
25 OK Stat § 25-5 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-5. Degrees of negligence.

|There are three degrees of negligence, namely, slight, ordinary and gross. The latter includes the former. |R.L. 1910, § 2918.
25 OK Stat § 25-6 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-6. Degrees of negligence defined.

|Slight negligence consists in the want of great care and diligence; ordinary negligence in the want of ordinary care and diligence; and gross negligence in the want of slight care and diligence. |R.L.1910, § 2919.
25 OK Stat § 25-7 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-7. Children.

|The term children includes children by birth and by adoption. |R.L.1910, § 2920.
25 OK Stat § 25-8 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-8. Debtor and creditor.

|Except as defined and used in Sections 2892 and 2893, every one who owes to another the performance of an obligation is called a debtor, and one to whom he owes it is called a creditor. |R.L.1910, § 2921.
25 OK Stat § 25-9 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-9. Good faith.

|Good faith consists in an honest intention to abstain from taking any unconscientious advantage of another, even through the forms or technicalities of law, together with an absence of all information or belief of facts which would render the transaction unconscientious. |R.L.1910, § 2922.
25 OK Stat § 25-10 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-10. Notice.

|Notice is either actual or constructive. |R.L.1910, § 2923.
25 OK Stat § 25-11 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-11. Actual notice.

|Actual notice consists in express information of a fact. |R.L.1910, § 2924.
25 OK Stat § 25-12 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-12. Constructive notice.

|Constructive notice is notice imputed by the law to a person not having actual notice. |R.L.1910, § 2925.
25 OK Stat § 25-13 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-13. Circumstances putting one on inquiry deemed constructive notice.

|Every person who has actual notice of circumstances sufficient to put a prudent man upon inquiry as to a particular fact, and who omits to make such inquiry with reasonable diligence, is deemed to have constructive notice of the fact itself. |R.L.1910, § 2926.
25 OK Stat § 25-14 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-14. False notice.

|A notice which is false when given is not valid by the subsequent happening of the event. |R.L.1910, § 2927.
25 OK Stat § 25-15 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-15. Paper.

|The word "paper," means any flexible material upon which it is usual to write. |R.L.1910, § 2928.
25 OK Stat § 25-16 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-16. Person includes corporation.

|The word "person," except when used by way of contrast, includes not only human beings, but bodies politic or corporate. |R.L.1910, § 2929.
25 OK Stat § 25-17 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-17. Several.

|The word "several," in relation to number, means two or more. |R.L.1910, § 2930.
25 OK Stat § 25-18 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-18. Third person.

|The words "third person" include all who are not parties to the obligation or transaction concerning which the phrase is used. |R.L.1910, § 2931.
25 OK Stat § 25-19 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-19. Usage.

|Usage is a reasonable and lawful public custom concerning transactions of the same nature as those which are to be affected thereby, existing at the place where the obligation is to be performed, and either known to the parties, or so well established, general and uniform, that they must be presumed to have acted with reference thereto. |R.L.1910, § 2938.
25 OK Stat § 25-20 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-20. Usual and customary.

|The words "usual," and "customary," mean "according to usage." |R.L.1910, § 2939.
25 OK Stat § 25-21 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-21. Valuable consideration.

|A valuable consideration is a thing of value parted with, or a new obligation assumed, at the time of obtaining a thing, which is a substantial compensation for that which is obtained thereby. It is also called simply "value." |R.L.1910, § 2940. R.L.1910, § 2940.
25 OK Stat § 25-22 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-22. Verdict.

|The word "verdict" includes not only the verdict of a jury, but also the finding upon the facts, of a judge, or of a referee appointed to determine the issues in a cause. |R.L.1910, § 2941.
25 OK Stat § 25-23 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-23. Time.

|The word "year" means a calendar year, and "month," a calendar month. Fractions of a year are to be computed by the number of months, thus: half a year is six (6) months. Fractions of a day are to be disregarded in computations which include more than one (1) day, and involve no question of priority. |R.L.1910, § 2942.
25 OK Stat § 25-24 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-24. Gender.

|Words used in the masculine gender include the feminine and neuter. |R.L.1910, § 2943.
25 OK Stat § 25-25 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-25. Number.

|Words used in the singular number include the plural, and the plural the singular, except where a contrary intention plainly appears. |R.L.1910, § 2944.
25 OK Stat § 25-26 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-26. Other definitions.

|Words used in the present tense include future as well as the present; the word "oath" includes "affirmation;" and every mode of oral statement under oath or affirmation is embraced by the term "testify," and every written one in the term "depose;" "signature" or "subscription" includes mark, when the person cannot write, his name being written near it, and written by a person who writes his own name as a witness. The following words also have the signification attached to them in this section, unless otherwise apparent from the context: |1. The word "property" includes property, real and personal.2. The words "real property" are coextensive with lands, tenements and hereditaments.3. The words "personal property" include money, goods, chattels, things in action and evidences of debt.4. The word "will" includes codicils.R.L.1910, § 2945.
25 OK Stat § 25-27 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-27. Compound interest.

|The words "compound interest" mean interest added to the principal as the former becomes due, and thereafter made to bear interest. |R.L.1910, § 2946.
25 OK Stat § 25-28 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-28. Writing and printing.

|The words "writing" and "written" include "printing" and "printed," except in the case of signatures, and where the words are used by way of contrast to printing. Writing may be made in any manner, except that when a person entitled to require the execution of a writing demands that it be made with ink it must be so made. |R.L.1910, § 2947.
25 OK Stat § 25-29 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-29. Liberal construction of statutes in derogation of common law.

|The rule of the common law, that statutes in derogation thereof are to be strictly construed, has no application to the laws of this state, which are to be liberally construed with a view to effect their objects and to promote justice. |R.L.1910, § 2948.
25 OK Stat § 25-30 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-30. Seal.

|When the seal of a court, public officer corporation or person is required by law to be affixed to any process, commission, paper or instrument, the word "seal" includes an impression of such seal upon the paper alone, as well as upon wax, or a wafer affixed thereto. |R.L.1910, § 2949.
25 OK Stat § 25-31 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-31. Joint authority.

|Words giving a joint authority to three or more public officers or other persons, are construed as giving such authority to a majority of them, unless it is otherwise expressed in the act giving the authority. |R.L.1910, § 2950.
25 OK Stat § 25-32 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-32. Repeal does not revive.

|Whenever any act of the Legislature is repealed, which repealed a former act, such former act shall not thereby be revived, unless it shall be expressly so provided, and the act revived be set out in full. |R.L.1910, § 2951.
25 OK Stat § 25-33 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-33. Definitions.

|The terms "state agency", "agency of the state", "public officer" or "state officer", when used in any statute other than the Public Trust Act, Sections 176 through 180.55 of Title 60 of the Oklahoma Statutes, and Sections 164 through 166 of Title 60 of the Oklahoma Statutes, shall not include the Oklahoma Ordnance Works Authority or its Trustees, or the Northeast Oklahoma Public Facilities Authority except where a contrary intention plainly and expressly appears. |Added by Laws 1985, p. 1682, H.J.Res. No. 1039, § 1, eff. Nov. 1, 1985. Amended by Laws 1998, c. 203, § 1, emerg. eff. May 11, 1998.
25 OK Stat § 25-34 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-34. "Kerosene" defined.

|Pursuant to the authority granted by Section 2 of Article XX of the Oklahoma Constitution, the term "kerosene" shall mean a petroleum product having an A.P.I. gravity of not less than forty (40) degrees, at a temperature of sixty (60) degrees Fahrenheit and a minimum flash point of one hundred (100) degrees Fahrenheit. |Added by Laws 1990, c. 26, § 1, emerg. eff. April 3, 1990.
25 OK Stat § 25-35 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-35. Geology, geologist.

|As used in the Oklahoma Statutes: |1. "Geology" means the science which is:a.the study of the earth and its origin and history, in general,b.the investigation, including collection of specimens, of the earth's constituent rocks, minerals, fossils, solids, fluids including surface and underground waters, gases, and other materials, from the center of its core to the outer limits of its atmosphere, andc.the application and utilization of this knowledge of the earth for the benefit of mankind; provided, the knowledge and principles of geology may also be applied to extraterrestrial bodies; and2. "Geologist" means a person who:a.has earned a baccalaureate or higher degree in a geological science from an institution of higher education which is accredited by a regional or national accrediting agency, with a minimum of thirty (30) semester hours or forty-five (45) quarter hours of undergraduate or graduate work in a field of geology, orb.has a specific and continuous record of related and verifiable geological work experience for five (5) years prior to the effective date of this act. Publication in a geologic publication or prior qualification as an expert witness in an administrative or judicial proceeding, hearing, or trial shall be prima facie verification of geological work experience.Added by Laws 1993, c. 226, § 1, emerg. eff. May 26, 1993.
25 OK Stat § 25-36 (2021)
2021 Oklahoma Statutes|Title 25. Definitions and General Provisions|§25-36. Definitions.

|Except as otherwise specifically provided by law, the term "flammable liquids" shall mean all liquids having a flash point below seventy degrees Fahrenheit (70 F) as determined in accordance with the standard method of test for flash point by means of a tag closed tester (ASTM D56-56) or equivalent test device and having a vapor pressure not exceeding forty (40) pounds per square inch absolute at one hundred degrees Fahrenheit (100 F). |Added by Laws 1959, p. 262, § 1, emerg. eff. July 17, 1959. Amended by Laws 1995, c. 344, § 30, eff. Nov. 1, 1995. Renumbered from § 134 of Title 63 by Laws 1995, c. 344, § 36, eff. Nov. 1, 1995.