reglab/housing_qa huggingface dataset:
24-A ME Rev Stat § 2172 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2172. Fictitious groups prohibited

 §2172. Fictitious groups prohibited 1.  No insurer or person on behalf of any insurer shall offer, make or permit any preference or distinction for purposes of any property, casualty or, surety insurance coverage, as to form of policy, certificate, premium, rates, benefits or conditions of insurance, whether by master policy, individual policies, certificates of insurance or by any other means, based upon membership, nonmembership, or employment of any person or persons in or by, any group, association, corporation, organization or other combination of persons, based upon marketing through groups, associations, corporations, organizations or other combination of persons, or based upon a group or mass merchandising program of any kind; and shall not make any such preference or distinction available in any event based upon any fictitious grouping of persons. For the purposes of this section a fictitious grouping is defined as any grouping by other than a common insurable interest as to the subject of the insurance and the risk to be insured.   [PL 1969, c. 402, §4 (AMD).] 2.  This section shall not apply as to any grouping placed in effect prior to January 1, 1968.   [PL 1969, c. 402, §4 (AMD).] SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1969, c. 402, §4 (AMD).
24-A ME Rev Stat § 2173 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2173. Interlocking ownership; management

 §2173. Interlocking ownership; management 1.  Any insurer may retain, invest in or acquire the whole or any part of the capital stock of any other insurer or insurers, or have a common management with any other insurer or insurers, unless such retention, investment, acquisition or common management is inconsistent with any other provision of this Title, or unless by reason thereof the business of such insurers with the public is conducted in a manner which substantially lessens competition generally in the insurance business or tends to create any monopoly therein.   [PL 1969, c. 132, §1 (NEW).] 2.  Any person otherwise qualified may be a director of 2 or more insurers which are competitors, unless the effect thereof is to lessen substantially competition between insurers generally or tends materially to create any monopoly.   [PL 1969, c. 132, §1 (NEW).] SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 2174 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2174. Illegal dealing in premiums; excess charges for insurance

 §2174. Illegal dealing in premiums; excess charges for insurance 1.  No person shall knowingly collect any sum as premium or charge for insurance, which insurance is not then provided or is not in due course to be provided, subject to acceptance of the risk by the insurer, by an insurance policy issued by an insurer as authorized by this Title.   [PL 1969, c. 132, §1 (NEW).] 2.  No person shall willfully collect as premium or charge for insurance any sum in excess of the premium or charge applicable to such insurance, and as specified in the policy, in accordance with the applicable classifications and rates as filed with and approved by the superintendent; or, in cases where classifications, premiums, or rates are not required by this Title to be so filed and approved, such premiums and charges shall not be in excess of those specified in the policy and as fixed by the insurer. This provision shall not be deemed to prohibit the charging and collection, by surplus lines brokers licensed under chapter 19, of the amount of applicable state and federal taxes and nominal service charge to cover communication expenses, in addition to the premium required by the insurer. This provision shall not be deemed to prohibit the charging and collection, by a life insurer, of amounts actually to be expended for medical examination of an applicant for life insurance or for reinstatement of a life insurance policy.   [PL 1973, c. 585, §12 (AMD).] SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1973, c. 585, §12 (AMD).
24-A ME Rev Stat § 2174-A (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2174-A. Public works employees' insurance rates

 §2174-A. Public works employees' insurance rates 1.  Definitions.  For the purposes of this section, "public works employee" means a government employee, as defined by Title 14, section 8102, subsection 1, whose employment involves the care, maintenance or construction of municipally or state-owned buildings, open space, parks, parking facilities, waste water treatment systems, sewers or other property, roads, highways or other public ways. For purposes of this section, "public works employee" also includes an individual who is an independent contractor or employee of an independent contractor, under contract to the governmental entity and whose employment involves the functions listed in this subsection.   [PL 1989, c. 362 (NEW).] 2.  Public works employees.  No insurer may increase the premium for a personal insurance policy providing motor vehicle liability or collision insurance to a public works employee on the basis of one or more accidents involving a motor vehicle operated by that employee if:   A. The accident occurred while the employee was operating a motor vehicle in the course and scope of employment; and   [PL 1989, c. 362 (NEW).]B. There is a policy of insurance other than the personal insurance policy providing motor vehicle liability or collision coverage for the accident or accidents.   [PL 1989, c. 362 (NEW); PL 1989, c. 737, §1 (AMD).][PL 1989, c. 362 (NEW); PL 1989, c. 737, §1 (AMD).] 3.  Governmental entity.  This section in no way restricts the premium an insurer may charge a governmental entity, as defined in Title 14, section 8102, subsection 2, for an insurance policy providing motor vehicle liability or collision insurance covering public works employees.   [PL 1989, c. 362 (NEW).] SECTION HISTORY PL 1989, c. 362 (NEW). PL 1989, c. 737, §1 (AMD).
24-A ME Rev Stat § 2174-B (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2174-B. Law enforcement officers' and emergency responders' insurance rates

 §2174-B. Law enforcement officers' and emergency responders' insurance rates 1.  Definitions.  As used in this section, unless the context otherwise indicates, the following terms have the following meanings.   A. "Law enforcement officer" means any person employed by a governmental entity who by virtue of that employment is vested by law with a duty to investigate and prosecute violators of the laws of this State and to arrest the offenders of the laws.   [PL 1989, c. 737, §2 (NEW).]B. "Emergency responder" means:   (1) A municipal firefighter, as defined in Title 30‑A, section 3151, subsection 2; or a volunteer firefighter, as defined in Title 30‑A, section 3151, subsection 4, who is operating a municipal vehicle; or   (2) An operator of a vehicle under Title 29‑A, section 2054 that is licensed or authorized pursuant to Title 32, chapter 2‑B as an ambulance or emergency medical services vehicle, when that operator is acting with the approval of an ambulance service or nontransporting service licensed pursuant to Title 32, chapter 2‑B.   [PL 2011, c. 493, §1 (NEW).][PL 2011, c. 493, §1 (AMD).] 2.  Law enforcement officers; emergency responders.  An insurer may not increase the premium for a personal insurance policy providing motor vehicle liability or collision insurance to a law enforcement officer or an emergency responder on the basis of one or more accidents involving a motor vehicle operated by the officer or emergency responder if:   A. The accident occurred while the officer or emergency responder was operating a motor vehicle in the course and scope of employment; and   [PL 2011, c. 493, §1 (AMD).]B. There is a policy of insurance other than the personal policy providing motor vehicle liability or collision coverage for the accident or accidents.   [PL 1989, c. 737, §2 (NEW).][PL 2011, c. 493, §1 (AMD).] 3.  Governmental entity.  This section in no way restricts the premium an insurer may charge a governmental entity for an insurance policy providing motor vehicle liability or collision insurance covering law enforcement officers or emergency responders.   [PL 2011, c. 493, §1 (AMD).] 4.  Penalty.  An insurer who violates this section commits a civil violation pursuant to section 12‑A.   [PL 1997, c. 114, §1 (NEW).] SECTION HISTORY PL 1989, c. 737, §2 (NEW). PL 1997, c. 114, §1 (AMD). PL 2011, c. 493, §1 (AMD).
24-A ME Rev Stat § 2175 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2175. Insurer's ownership of funeral establishment or cemetery prohibited

 §2175. Insurer's ownership of funeral establishment or cemetery prohibited No insurer may own or manage or supervise or operate or maintain a mortuary establishment , a funeral establishment, a cemetery, a cemetery corporation or association, a crematorium, a mausoleum or a columbarium.   [PL 1989, c. 206, §1 (AMD).]SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1989, c. 206, §1 (AMD).
24-A ME Rev Stat § 2176 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2176. Funeral and burial service contracts prohibited

 §2176. Funeral and burial service contracts prohibited An insurer may not contract or agree with any funeral director, funeral establishment, mortuary establishment, cemetery, cemetery corporation or association, crematorium, mausoleum or columbarium or any representative of any of these directors or establishments to the effect that the director or establishment shall conduct the funeral, burial, or cremation or other disposal of the remains of any individual insured by the insurer. An insurer may not retain, utilize or employ any director or establishment as a producer or agency of the insurer and a director or establishment may not act as or purport to be an insurance producer or engage in insurance producer activities. Nothing in this section prevents compliance with Title 39‑A, section 216, or the use of an insurance policy, including, subject to the provisions of section 2420, the assignment of rights under life insurance contracts, to provide security for the payment for a funeral, burial or cremation or, subject to chapter 27, the naming of a funeral home or funeral director as beneficiary under a life insurance policy to provide payment for a funeral, burial or cremation. Nothing in this section prohibits the use of an insurance policy as an investment by a mortuary trustee pursuant to Title 32, section 1401.   [PL 1999, c. 258, §1 (AMD).]SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1989, c. 206, §2 (AMD). PL 1991, c. 885, §E27 (AMD). PL 1991, c. 885, §E47 (AFF). PL 1999, c. 258, §1 (AMD).
24-A ME Rev Stat § 2177 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2177. Insurer name -- deceptive use prohibited

 §2177. Insurer name -- deceptive use prohibited No person who is not an insurer shall assume or use any name which deceptively infers or suggests that it is an insurer.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 2178 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2178. False applications, claims, proofs of loss; penalty

 §2178. False applications, claims, proofs of loss; penalty No agent, broker, solicitor, examining physician, applicant or other person may knowingly or wilfully make any false or fraudulent statement or representation in or with reference to any application for insurance; or for the purpose of obtaining any money or benefit, knowingly or wilfully present or cause to be presented a false or fraudulent claim; or any proof in support of such a claim for the payment of the loss upon a contract of insurance; or prepare, make, or subscribe a false or fraudulent account, certificate, affidavit or proof of loss, or other document or writing, with intent that the same may be presented or used in support of such a claim. Persons who violate this section are subject to the penalty provided in section 12‑A, or as provided by any other applicable law that provides a greater penalty.   [PL 1991, c. 824, Pt. A, §50 (AMD).]SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1991, c. 824, §A50 (AMD).
24-A ME Rev Stat § 2179 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2179. Inquests into insurance frauds

 §2179. Inquests into insurance frauds On application in writing to the superintendent by an officer of any insurer doing business in the State, stating that the officer has reason to believe and does believe that any person has, by false representations, procured from the insurer an insurance, or that the insurer has sustained a loss by the fraudulent act of the insured or with the insured's knowledge or consent, and requesting an investigation thereof, the superintendent shall summon and examine, under oath, at a time and place designated by the superintendent, any persons and require the production of all books and papers necessary for a full investigation of the facts and make report thereof, with the testimony by the superintendent taken, to the insurer making such application.   [RR 2021, c. 1, Pt. B, §206 (COR).]SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1973, c. 585, §12 (AMD). RR 2021, c. 1, Pt. B, §206 (COR).
24-A ME Rev Stat § 2180 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2180. Unfair and coercive insurance requirements

 §2180. Unfair and coercive insurance requirements No officer or employee of this State, or of any political subdivisions or quasi-municipal corporations, or of any public authority, and no person acting or purporting to act on behalf of such officer, employee or public agency or authority, except a public agency or authority created pursuant to agreement or compact with another state, shall, with respect to any public building or construction contract which is about to be or which has been competitively bid, require the bidder to make application to, or furnish financial data to, or to obtain or procure any surety bond or contract of insurance specified in connection with such contract, or specified by any law, ordinance or regulation, from a particular surety or insurance company, agent or broker. No such officer or employee, or person, firm or corporation acting or purporting to act on behalf of such officer or employee, shall negotiate, make application for, obtain or procure any such surety bond or contract of insurance, except contracts of insurance for builder's risk or owner's protective liability, which can be obtained or procured by the bidder, contractor or subcontractor.   [PL 1975, c. 623, §33 (AMD).]The same prohibition shall extend to and include any and all construction projects which are wholly or in part financed by federal, state or municipal funds.   [PL 1969, c. 504, §40-A (NEW).]This section shall not apply to any project under design or construction on January 3, 1970, by or on behalf of a public agency or authority if such agency or authority was then engaged in insurance activity with respect to such project that otherwise would be prohibited by this section.   [PL 1969, c. 504, §40-A (NEW).]SECTION HISTORY PL 1969, c. 504, §§40-A (NEW). PL 1975, c. 623, §33 (AMD).
24-A ME Rev Stat § 2181 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2181. Exceptions

 §2181. Exceptions This section shall not prevent the exercise by such officer or employee on behalf of the State or such public agency or public authority of the right to approve the form, sufficiency or manner of execution of the surety bonds or contracts of insurance furnished by the surety or insurance company selected by the bidder to underwrite said bonds or contracts of insurance.   [PL 1969, c. 504, §40-A (NEW).]SECTION HISTORY PL 1969, c. 504, §§40-A (NEW).
24-A ME Rev Stat § 2182 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2182. Application

 §2182. Application All provisions in any invitation for bids, or in any of the contract documents, in conflict with sections 2180 and 2181 are declared to be contrary to the public policy of this State.   [PL 1969, c. 504, §40-A (NEW).]SECTION HISTORY PL 1969, c. 504, §§40-A (NEW).
24-A ME Rev Stat § 2183 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2183. Immunity from liability (REPEALED)

 §2183. Immunity from liability (REPEALED)SECTION HISTORY PL 1987, c. 345 (NEW). PL 1997, c. 341, §§1,2 (AMD). PL 1997, c. 675, §1 (RP).
24-A ME Rev Stat § 2184 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2184. Credit card charges of insurance purchases (REPEALED)

 §2184. Credit card charges of insurance purchases (REPEALED)SECTION HISTORY PL 1991, c. 727, §1 (NEW). PL 1993, c. 135, §2 (RP).
24-A ME Rev Stat § 2185 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2185. Calculation of health benefits based on actual cost

 §2185. Calculation of health benefits based on actual cost All health insurance policies, health maintenance organization plans and subscriber contracts or certificates of nonprofit hospital or medical service organizations with respect to which the insurer or organization has negotiated discounts with providers must provide for the calculation of all covered health benefits, including without limitation all coinsurance, deductibles and lifetime maximum benefits, on the basis of the net negotiated cost and must fully reflect any discounts or differentials from charges otherwise applicable to the services provided. With respect to policies or plans involving risk-sharing compensation arrangements, net negotiated costs may be calculated at the time services are rendered on the basis of reasonably anticipated compensation levels and are not subject to retrospective adjustment at the time a cost settlement between a provider and the insurer or organization is finalized.   [PL 1997, c. 197, §1 (NEW).]SECTION HISTORY PL 1997, c. 197, §1 (NEW).
24-A ME Rev Stat § 2189 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 23: TRADE PRACTICES AND FRAUDS|24-A §2189. Requirements related to enrollment in health plans

 §2189. Requirements related to enrollment in health plans 1.  Definition.  As used in this section, unless the context otherwise indicates, "exchange" has the same meaning as in section 2188, subsection 1, paragraph A.   [PL 2017, c. 60, §1 (NEW).] 2.  Requirements.  An insurer that offers a health plan in this State through the exchange or outside of the exchange shall pay a commission to a licensed insurance producer appointed by or contracted with the insurer for the enrollment of an individual or employee in a health plan during any annual or special enrollment period.   A commission paid to a licensed insurance producer appointed by or contracted with the insurer for enrollment in a health plan during any special enrollment period must be equal to the commission paid for enrollment during the insurer's annual enrollment period.   [PL 2017, c. 60, §1 (NEW).] 3.  Commission on health plan enrollment initially completed during special enrollment period.  An insurer may not eliminate, restrict or limit the payment of a commission to a licensed insurance producer appointed by or contracted with the insurer for the enrollment of an individual or employee in a health plan during any annual enrollment period on the basis that the producer was not paid a commission for the enrollment of the same individual or employee by the producer in a prior plan year during a special enrollment period.   [PL 2017, c. 60, §1 (NEW).] SECTION HISTORY PL 2017, c. 60, §1 (NEW).
24-A ME Rev Stat § 2201 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 24: INSURANCE INFORMATION AND PRIVACY PROTECTION ACT|24-A §2201. Short title

 §2201. Short title This chapter may be known and cited as the "Insurance Information and Privacy Protection Act."   [PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).]SECTION HISTORY PL 1997, c. 677, §3 (NEW). PL 1997, c. 677, §5 (AFF).
24-A ME Rev Stat § 2202 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 24: INSURANCE INFORMATION AND PRIVACY PROTECTION ACT|24-A §2202. Purpose

 §2202. Purpose The purpose of this chapter is to establish standards for the collection, use and disclosure of information gathered in connection with insurance transactions; to maintain a balance between insurance carriers' need for information and the public's need for fair information practices that respect privacy; to establish a regulatory mechanism to enable insurance consumers to ascertain what information is being collected about them and to verify its accuracy; to limit the distribution of information collected in connection with insurance transactions; and to enable consumers to obtain the reasons for adverse underwriting decisions.   [PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).]SECTION HISTORY PL 1997, c. 677, §3 (NEW). PL 1997, c. 677, §5 (AFF).
24-A ME Rev Stat § 2203 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 24: INSURANCE INFORMATION AND PRIVACY PROTECTION ACT|24-A §2203. Scope

 §2203. Scope 1.  Scope.  This chapter applies to all persons and other entities required to be licensed by the superintendent under this Title, or Title 24, and to all insurance support organizations, as defined in section 2204, that collect, maintain or distribute information on residents of this State or arising out of insurance transactions in this State. With respect to particular insurance transactions, this chapter applies if the transaction arises out of a policy, contract or certificate delivered, issued for delivery or renewed in this State or arises out of an application for such coverage. With respect to information practices, this chapter applies if information is collected or maintained in connection with an insurance transaction subject to this chapter or if personal information about residents of this State is collected or maintained in such a manner as to be accessible by the name of the insurance consumer referred to.   [PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).] 2.  Residents.  For purposes of this chapter, a person is considered a resident of this State if the person's last known mailing address, as shown in the records of the regulated insurance entity or insurance support organization, is in this State.   [PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).] 3.  Exception.  Except to the extent expressly provided in rules adopted by the superintendent pursuant to section 2220, this chapter does not apply to insurance transactions arising out of workers' compensation, medical malpractice, fidelity, suretyship or boiler and machinery insurance or information collected from public records for the purpose of title insurance.   [PL 2001, c. 262, Pt. C, §2 (AMD).] SECTION HISTORY PL 1997, c. 677, §3 (NEW). PL 1997, c. 677, §5 (AFF). PL 2001, c. 262, §C2 (AMD).