reglab/housing_qa huggingface dataset:
UT Code § 31A-22-1802 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 18 - Portable Electronics Insurance Act|Section 1802 - Definitions.

31A-22-1802. Definitions.  As used in this part:  (1) "Customer" means a person who purchases portable electronics.     (2) "Enrolled customer" means a customer who elects coverage under a portable electronics insurance policy issued to a vendor of portable electronics.     (3) "Location" means a physical location in the state or a website, call center site, or similar location directed to residents of the state.     (4) "Portable electronics" means:   (a) an electronic device that is portable in nature; and     (b) an accessory or service related to the use of the portable electronic device.       (5)   (a) "Portable electronics insurance" means insurance providing coverage for the repair or replacement of portable electronics that provides coverage for portable electronics against any one or more of the following:   (i) loss;     (ii) theft;     (iii) inoperability due to mechanical failure;     (iv) malfunction;     (v) damage; or     (vi) other similar cause of loss.       (b) "Portable electronics insurance" does not include:   (i) a manufacturer's or vendor's warranty;     (ii) a service contract;     (iii) a policy of insurance covering a vendor's or manufacturer's obligations under a warranty; or     (iv) a homeowner's, renter's, private passenger motor vehicle, commercial multi-peril, or similar policy.         (6) "Portable electronics transaction" means:   (a) the sale or lease of portable electronics by a vendor to a customer; or     (b) the sale by a vendor to a customer of an accessory or a service related to the use of portable electronics.       (7) "Service contract" means a contract or agreement for the repair or maintenance of goods or property, for their operational or structural failure due to a defect in materials, workmanship, or normal wear and tear, with or without additional provisions for incidental payment of indemnity under limited circumstances.     (8) "Supervising entity" mean a business entity that is:   (a) a licensed insurer; or     (b) an insurance producer that is appointed by an insurer to supervise the administration of a portable electronics insurance program.       (9) "Vendor" means a person in the business of engaging in portable electronics transactions directly or indirectly.     (10) "Warranty" means a promise made solely by the manufacturer, importer, seller, or lessor of property or services without consideration, that is not negotiated or separated from the sale of the product and is incidental to the sale of the product, that guarantees indemnity for defective parts, mechanical or electrical breakdown, labor, or other remedial measures, such as repair or replacement of the property or repetition of services.    Enacted by Chapter 151, 2012 General Session
UT Code § 31A-22-1803 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 18 - Portable Electronics Insurance Act|Section 1803 - Licensure required.

31A-22-1803. Licensure required.    (1) Subject to Subsection 31A-22-1804(2) and Section 31A-23a-103, a vendor is required to hold a portable electronics limited lines license to sell or offer coverage under a portable electronics insurance policy.     (2) A portable electronics limited lines license issued under this section authorizes an employee or authorized representative of the vendor to sell or offer coverage under a portable electronics insurance policy to a customer at each location at which the vendor who holds the limited lines license engages in portable electronics transactions.     (3) Notwithstanding any other provision of law, a limited lines license issued under this section authorizes the licensee and the licensee's employees or authorized representatives to engage in those activities that are permitted by this section.     (4) A supervising entity shall maintain a registry of vendor locations at which the vendor is authorized to sell or offer portable electronics insurance coverage in this state. Upon request by the commissioner and with three business days notice to the supervising entity, the supervising entity shall make the registry open to inspection and examination by the commissioner during regular business hours of the supervising entity.    Enacted by Chapter 151, 2012 General Session
UT Code § 31A-22-1804 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 18 - Portable Electronics Insurance Act|Section 1804 - Application for license and fees.

31A-22-1804. Application for license and fees.    (1) To obtain or renew a portable electronics insurance limited lines license under this part, a person shall:   (a) file with the department an application for a portable electronics limited lines license on forms and in the manner the commissioner prescribes;     (b) subject to Subsection (4), provide the name and other information required by the commissioner for a licensed individual who is designated by the applicant as the person responsible for the vendor's compliance with the requirements of this chapter; and     (c) pay a fee established by the department in accordance with Section 31A-3-103, except for an initial or renewal portable electronics limited lines license in no event may the fee exceed $100 per location in the state at which the vendor engages in portable electronics transactions.       (2) A vendor engaged in portable electronics insurance transactions before July 1, 2012, shall apply for licensure within 90 days of the application being made available by the department. An applicant commencing operations on or after July 1, 2012, shall obtain a portable electronics limited lines license before offering portable electronics insurance.     (3) A portable electronics limited lines license under this part has a term of two years and expires two years after issuance, unless renewed.     (4) If the vendor derives more than 50% of its revenue from the sale of portable electronics insurance, the applicant shall provide the information listed in Subsection (1)(b) for all officers, directors, and shareholders of record having beneficial ownership of 10% or more of any class of securities registered under the federal securities law.    Enacted by Chapter 151, 2012 General Session
UT Code § 31A-22-1805 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 18 - Portable Electronics Insurance Act|Section 1805 - Employees and authorized representatives of a vendor.

31A-22-1805. Employees and authorized representatives of a vendor.    (1) An employee or authorized representative of a vendor may sell or offer portable electronics insurance to a customer and is not subject to licensure as an insurance producer under this title if:   (a) the vendor obtains a portable electronics limited lines license that authorizes the vendor's employee or authorized representative to sell or offer portable electronics insurance pursuant to this section;     (b) the insurer issuing the portable electronics insurance either directly supervises or appoints a supervising entity to supervise the administration of the portable electronics insurance program, including development of a training program for each employee or authorized representative of the vendor that complies with the following:   (i) the training shall be delivered to an employee or authorized representative of a vendor who is directly engaged in the activity of selling or offering portable electronics insurance;     (ii) the training may be provided in electronic form if the supervising entity implements a supplemental education program regarding the portable electronics insurance product that is conducted and overseen by a licensed employee of the supervising entity that holds a portable electronics limited lines producer license; and     (iii) each employee and authorized representative shall receive basic instruction about the portable electronics insurance offered to customers and the disclosures required under Section 31A-22-1807; and       (c) an employee or authorized representative of a vendor of portable electronics may not advertise, represent, or otherwise hold the individual out as an insurance producer of any type.       (2) Notwithstanding any other provision of law, an employee or authorized representative of a vendor of portable electronics may not be compensated based primarily on the number of customers enrolled for portable electronics insurance coverage, but may receive compensation for activities under the limited lines license that are incidental to the employee's or authorized representative's overall compensation.    Enacted by Chapter 151, 2012 General Session
UT Code § 31A-22-1806 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 18 - Portable Electronics Insurance Act|Section 1806 - Penalties.

31A-22-1806. Penalties.  Notwithstanding Section 31A-2-308, if a vendor or the vendor's employee or authorized representative violate this part, the commissioner may do any of the following in accordance with Title 63G, Chapter 4, Administrative Procedures Act:  (1) impose a fine not to exceed:   (a)   (i) $2,500 per violation by a licensed individual; or     (ii) $5,000 per violation by an entity; or       (b) $40,000 in the aggregate for the conduct; or       (2) impose other penalties that the commissioner considers necessary and reasonable to carry out the purpose of this part, including:   (a) suspending or revoking the privilege of transacting portable electronics insurance pursuant to this part at a specific location where violations have occurred; and     (b) suspending or revoking the ability of individual employees or authorized representatives to act under the vendor's limited lines license.      Enacted by Chapter 151, 2012 General Session
UT Code § 31A-22-1807 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 18 - Portable Electronics Insurance Act|Section 1807 - Requirements for sale of portable electronics insurance -- Policy provides primary coverage.

31A-22-1807. Requirements for sale of portable electronics insurance -- Policy provides primary coverage.    (1) At each location where a vendor offers portable electronics insurance to a customer, the vendor shall make available to a prospective customer written materials that:   (a) disclose that portable electronics insurance may provide a duplication of coverage already provided by the customer's homeowner's insurance policy, renter's insurance policy, private passenger motor vehicle policy, or other source of coverage;     (b) state that the enrollment by the customer in a portable electronics insurance program is not required in order to purchase or lease portable electronics;     (c) summarize the material terms of the portable electronics insurance coverage, including:   (i) the identity of the insurer;     (ii) the identity of the supervising entity;     (iii) the amount of any applicable deductible and how it is to be paid;     (iv) benefits of the coverage; and     (v) key terms and conditions of coverage, such as whether portable electronics may be repaired or replaced with similar make and model reconditioned or non-original manufacturer parts or equipment;       (d) summarize the process for filing a claim, including a description of how to return portable electronics and the maximum fee applicable in the event the customer fails to comply with any equipment return requirements; and     (e) state the cancellation rights under Subsection (2).       (2) An enrolled customer may cancel enrollment for coverage under a portable electronics insurance policy at any time, and the person paying the premium shall receive a refund or credit of any applicable unearned premium.     (3) Portable electronics insurance may be offered on a month to month or other periodic basis as a group or master commercial inland marine policy issued to a vendor of portable electronics for its enrolled customers. Notwithstanding any other provision of law to the contrary, forms for portable electronics insurance shall be filed with the commissioner in accordance with Section 31A-21-201, and rates for portable electronics insurance shall be filed in accordance with Section 31A-19a-203.     (4) Eligibility and underwriting standards for customers electing to enroll in coverage shall be filed with the department for each portable electronics insurance program.     (5) A policy of portable electronics insurance shall provide primary coverage in the event of a covered loss under more than one policy.    Enacted by Chapter 151, 2012 General Session
UT Code § 31A-22-1809 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 18 - Portable Electronics Insurance Act|Section 1809 - Billing.

31A-22-1809. Billing.    (1) A vendor may bill and collect the premium for portable electronics insurance coverage.     (2)   (a) Any charge to an enrolled customer for portable electronics insurance coverage that is not included in the cost associated with the purchase or lease of portable electronics or related services shall be separately itemized on the enrolled customer's bill.     (b) If the portable electronics insurance coverage is included with the purchase or lease of portable electronics or related services, the vendor shall clearly and conspicuously disclose to the enrolled customer that the portable electronics insurance coverage is included with the portable electronics or related services.       (3) A vendor who bills and collects the premium for the portable electronics insurance may not be required to maintain the money in a segregated account if the vendor is authorized by the insurer to hold the money in an alternative manner and remits the money to the supervising entity within 60 days of receipt. Money received by a vendor from an enrolled customer for the sale of portable electronics insurance is considered money held in trust by the vendor in a fiduciary capacity for the benefit of the insurer.     (4) A vendor may receive compensation for billing and collection services.    Enacted by Chapter 151, 2012 General Session
UT Code § 31A-22-1810 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 18 - Portable Electronics Insurance Act|Section 1810 - Applicability.

31A-22-1810. Applicability.  This part is not applicable to a loan or lease originated by a federally insured depository institution, or a subsidiary or affiliate of a federally insured depository institution, or originated by any other entity as part of a plan to sell or assign an interest in the loan or lease to a federally insured depository institution, or a subsidiary or affiliate of a federally insured depository institution.  Enacted by Chapter 151, 2012 General Session
UT Code § 31A-22-1901 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 19 - Unclaimed Life Insurance and Annuity Benefits Act|Section 1901 - Title.

 Effective 7/1/2015  31A-22-1901. Title.  This part is known as the "Unclaimed Life Insurance and Annuity Benefits Act." Enacted by Chapter 259, 2015 General Session
UT Code § 31A-22-2001 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 20 - Limited Long-term Care Insurance Act|Section 2001 - Title.

 Effective 5/12/2020  31A-22-2001. Title.  This part is known as the "Limited Long-Term Care Insurance Act." Enacted by Chapter 32, 2020 General Session
UT Code § 31A-22-2002 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 20 - Limited Long-term Care Insurance Act|Section 2002 - Definitions.

 Effective 5/5/2021  31A-22-2002. Definitions.  As used in this part:  (1) "Applicant" means:   (a) when referring to an individual limited long-term care insurance policy, the person who seeks to contract for benefits; and     (b) when referring to a group limited long-term care insurance policy, the proposed certificate holder.       (2) "Elimination period" means the length of time between meeting the eligibility for benefit payment and receiving benefit payments from an insurer.     (3) "Group limited long-term care insurance" means a limited long-term care insurance policy that is delivered or issued for delivery:   (a) in this state; and     (b) to an eligible group, as described under Subsection 31A-22-701(2).       (4)   (a) "Limited long-term care insurance" means an insurance policy, endorsement, or rider that is advertised, marketed, offered, or designed to provide coverage:   (i) for less than 12 consecutive months for each covered person;     (ii) on an expense-incurred, indemnity, prepaid or other basis; and     (iii) for one or more necessary or medically necessary diagnostic, preventative, therapeutic, rehabilitative, maintenance, or personal care services that is provided in a setting other than an acute care unit of a hospital.       (b) "Limited long-term care insurance" includes a policy or rider described in Subsection (4)(a) that provides for payment of benefits based on cognitive impairment or the loss of functional capacity.     (c) "Limited long-term care insurance" does not include an insurance policy that is offered primarily to provide:   (i) basic Medicare supplement coverage;     (ii) basic hospital expense coverage;     (iii) basic medical-surgical expense coverage;     (iv) hospital confinement indemnity coverage;     (v) major medical expense coverage;     (vi) disability income or related asset-protection coverage;     (vii) accidental only coverage;     (viii) specified disease or specified accident coverage; or     (ix) limited benefit health coverage.         (5) "Preexisting condition" means a condition for which medical advice or treatment is recommended:   (a) by, or received from, a provider of health care services; and     (b) within six months before the day on which the coverage of an insured person becomes effective.       (6) "Waiting period" means the time an insured waits before some or all of the insured's coverage becomes effective.    Amended by Chapter 252, 2021 General Session
UT Code § 31A-22-2003 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 20 - Limited Long-term Care Insurance Act|Section 2003 - Scope.

 Effective 5/12/2020  31A-22-2003. Scope.    (1) The requirements of this part apply to limited long-term care insurance policies and certificates marketed, delivered, or issued for delivery in this state on or after July 1, 2020.     (2) Laws and regulations designed or intended to apply to Medicare supplement insurance policies may not be applied to limited long-term care insurance.    Enacted by Chapter 32, 2020 General Session
UT Code § 31A-22-2005 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 20 - Limited Long-term Care Insurance Act|Section 2005 - Nonforfeiture benefits.

 Effective 5/12/2020  31A-22-2005. Nonforfeiture benefits.    (1)   (a) A limited long-term care insurance policy may offer the option of purchasing a policy or certificate including a nonforfeiture benefit.     (b) The offer of a nonforfeiture benefit may be in the form of a rider that is attached to the policy.     (c) In the event the policy holder or certificate holder does not purchase a nonforfeiture benefit, the insurer shall provide a contingent benefit upon lapse that shall be available for a specified period of time following a substantial increase in premium rates.       (2) If an insurer issues a group limited long-term care insurance policy, the insurer shall:   (a) make any offer of a nonforfeiture benefit to the group policyholder; and     (b) make any offer to each proposed certificate holder.      Enacted by Chapter 32, 2020 General Session
UT Code § 31A-22-2006 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 20 - Limited Long-term Care Insurance Act|Section 2006 - Rulemaking.

 Effective 5/12/2020  31A-22-2006. Rulemaking.  In accordance with Title 63G, Chapter 3, Utah Administrative Rulemaking Act, the commissioner:  (1) shall makes rules:   (a) in the event of a substantial rate increase, promoting premium adequacy and protecting the policy holder;     (b) establishing minimum standards for limited long-term care insurance marketing practices, producer compensation, producer testing, independent review of benefit determinations, penalties, and reporting practices;     (c) prescribing a standard format, including style, arrangement, and overall appearance of an outline of coverage;     (d) prescribing the content of an outline of coverage, in accordance with the requirements described in Subsection 31A-22-2004(5)(b);     (e) specifying the type of nonforfeiture benefits offered as part of a limited long-term care insurance policy or certificate;     (f) establishing the standards of nonforfeiture benefits; and     (g) establishing the rules regarding contingent benefits upon lapse, including:   (i) a determination of the specified period of time during which a contingent benefit upon lapse will be available; and     (ii) the substantial premium rate increase that triggers a contingent benefit upon lapse as described in Subsection 31A-22-2005(1); and         (2) may make rules establishing loss-ratio standards for limited long-term care insurance policies.    Enacted by Chapter 32, 2020 General Session
UT Code § 31A-23a-101 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 23a - Insurance Marketing - Licensing Producers, Consultants, and Reinsurance Intermediaries|Part 1 - General Provisions|Section 101 - Purposes.

31A-23a-101. Purposes.  The purposes of this chapter include:  (1) promoting the professional competence of insurance producers, surplus lines producers, limited line producers, consultants, managing general agents, and reinsurance intermediaries;     (2) providing maximum freedom of marketing methods for insurance, consistent with the interests of the Utah public;     (3) preserving and encouraging competition at the consumer level;     (4) regulating insurance marketing practices in conformity with the general purposes of this title;     (5) governing the qualifications and procedures for the licensing of insurance producers, surplus lines producers, limited line producers, consultants, managing general agents, and reinsurance intermediaries; and     (6) promoting uniform licensing requirements between the several states.    Amended by Chapter 253, 2012 General Session
UT Code § 31A-23a-103 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 23a - Insurance Marketing - Licensing Producers, Consultants, and Reinsurance Intermediaries|Part 1 - General Provisions|Section 103 - Requirement of license.

31A-23a-103. Requirement of license.    (1)   (a) Unless exempted from the licensing requirement under Section 31A-23a-201 or 31A-23a-207, a person may not perform, offer to perform, or advertise any service as a producer, surplus lines producer, limited line producer, consultant, managing general agent, or reinsurance intermediary in Utah, without a valid individual or agency license issued under this chapter.     (b) A valid license includes at least one license type and one line of authority pertaining to that license type.     (c) A person may not utilize the services of another as a producer, surplus lines producer, limited line producer, consultant, managing general agent, or reinsurance intermediary if that person knows or should know that the other does not have a license as required by law.       (2) This part may not be construed to require an insurer to obtain an insurance producer license.     (3) An insurance contract is not invalid as a result of a violation of this section.    Amended by Chapter 253, 2012 General Session