reglab/housing_qa huggingface dataset:
59 OK Stat § 59-2095.18 (2021)
2021 Oklahoma Statutes|Title 59. Professions and Occupations|§59-2095.18. Specific violations.

|It is a violation of this act for an entity or individual subject to this act to: |1. Directly or indirectly employ any scheme, device, or artifice to defraud or mislead borrowers or lenders or to defraud any entity or individual;2. Engage in any unfair or deceptive practice toward any entity or individual;3. Obtain property by fraud or misrepresentation;4. Solicit or enter into a contract with a borrower that provides in substance that the entity or individual subject to this act may earn a fee or commission through "best efforts" to obtain or modify a loan even though a loan is not actually obtained or modified for the borrower;5. Solicit, advertise or enter into a contract for specific interest rates, points or other financing terms unless the terms are actually available at the time of soliciting, advertising or contracting;6. Conduct any business covered by this act without holding a valid license as required under this act or assist or aide and abet any entity or individual in the conduct of business under this act without a valid license as required under this act;7. Fail to make disclosures as required by this act and any other applicable state or federal law including regulations thereunder;8. Fail to comply with this act or rules promulgated under this act or fail to comply with any other state or federal law, including any rules thereunder, applicable to any business authorized or conducted under this act;9. Make, in any manner, any false or deceptive statement or representation, including, with regard to the rates, points, or other financing terms or conditions for a residential mortgage loan or engage in bait and switch advertising;10. Negligently make any false statement or knowingly and willfully make any omission of material fact in connection with any information or reports filed with a governmental agency or the Nationwide Mortgage Licensing System and Registry or in connection with any investigation conducted by the Administrator of Consumer Credit or another governmental agency;11. Make any payment, threat or promise, directly or indirectly, to any entity or individual for the purposes of influencing the independent judgment of the entity or individual in connection with a residential mortgage loan or make any payment, threat or promise, directly or indirectly, to any appraiser of a property, for the purposes of influencing the independent judgment of the appraiser with respect to the value of the property;12. Collect, charge, attempt to collect or charge or use or propose any agreement purporting to collect or charge any fee prohibited by this act;13. Cause or require a borrower to obtain property insurance coverage in an amount that exceeds the replacement cost of the improvements as established by the property insurer; or14. Fail to truthfully account for monies belonging to a party to a residential mortgage loan transaction.Added by Laws 2009, c. 190, § 21, eff. July 1, 2009.
59 OK Stat § 59-2095.19 (2021)
2021 Oklahoma Statutes|Title 59. Professions and Occupations|§59-2095.19. Fines - Injunctions and restraining orders.

|A. In addition to any other penalties provided by law, any entity or individual without a license as required by the Oklahoma Secure and Fair Enforcement for Mortgage Licensing Act who engages in the business of a mortgage broker, mortgage lender or mortgage loan originator or who willingly and knowingly violates any provision of the Oklahoma Secure and Fair Enforcement for Mortgage Licensing Act, upon conviction, shall be guilty of a misdemeanor which shall be punishable by a fine of not more than One Thousand Dollars ($1,000.00) for each violation. Each violation shall be a separate offense under this section. |B. In addition to any civil or criminal actions authorized by law, the Administrator of Consumer Credit, the Attorney General, or the district attorney may apply to the district court in the county in which a violation of the Oklahoma Secure and Fair Enforcement for Mortgage Licensing Act has allegedly occurred for an order enjoining or restraining the entity or individual from continuing the acts specified in the complaint. The court may grant any temporary or permanent injunction or restraining order, without bond, as it deems just and proper.Added by Laws 2009, c. 190, § 22, eff. July 1, 2009. Amended by Laws 2013, c. 98, § 11, eff. Nov. 1, 2013.
59 OK Stat § 59-2095.20 (2021)
2021 Oklahoma Statutes|Title 59. Professions and Occupations|§59-2095.20. Oklahoma Mortgage Broker and Mortgage Loan Originator Recovery Fund - Reimbursement and payments.

|A. 1. There is hereby created in the State Treasury a revolving fund for the Commission on Consumer Credit to be designated the "Oklahoma Mortgage Broker and Mortgage Loan Originator Recovery Fund". The fund shall consist of fees received by the Administrator of Consumer Credit as required by paragraph 6 of subsection M of Section 2095.6 of this title to be paid into the fund. |2. The revolving fund shall be a continuing fund not subject to fiscal year limitations and shall be under the administrative direction of the Administrator. Monies accruing to the credit of this fund are hereby appropriated and may be budgeted and expended by the Commission, pursuant to rules promulgated by the Commission, for the purposes specified in subsection B of this section. The provisions of this paragraph shall have retroactive and prospective application.3. Expenditures from the fund shall be made upon warrants issued by the State Treasurer against claims filed as prescribed by law with the Director of the Office of Management and Enterprise Services for approval and payment.B. 1. Subject to the limitations of this subsection, monies in the fund shall be used to reimburse any entity or individual in an amount not to exceed Five Thousand Dollars ($5,000.00) who has been adjudged by a court of competent jurisdiction to have suffered monetary damages by an entity or individual required to have a license under the Oklahoma Secure and Fair Enforcement for Mortgage Licensing Act in any transaction or series of transactions for which a license is required under the Oklahoma Secure and Fair Enforcement for Mortgage Licensing Act because of the acquisition of money or property by fraud, misrepresentation, deceit, false pretenses, artifice, trickery, or by any other act which would constitute a violation of the Oklahoma Secure and Fair Enforcement for Mortgage Licensing Act.2. Payments for claims based on judgments against any one person required to have a license under this act shall not exceed in the aggregate Thirty Thousand Dollars ($30,000.00).3. Payments for claims may only be made for a cause of action which has accrued on or after November 1, 1997, and which has accrued not more than two (2) years prior to filing the action in district court.Added by Laws 2009, c. 190, § 23, eff. July 1, 2009. Amended by Laws 2012, c. 304, § 292.
59 OK Stat § 59-2095.21 (2021)
2021 Oklahoma Statutes|Title 59. Professions and Occupations|§59-2095.21. Licensed mortgage loan originator continuing education requirements.

|A. In order to meet the annual continuing education requirements as provided in subsection A of Section 2095.10 of this title, a licensed mortgage loan originator shall complete at least eight (8) hours of education approved as provided in subsection B of this section, which shall include at least: |1. Three (3) hours of federal law and regulations;2. Two (2) hours of ethics, which shall include instruction on fraud, consumer protection and fair lending issues; and3. Two (2) hours of training related to lending standards for the nontraditional mortgage product marketplace.B. For purposes of subsection A of this section, continuing education courses shall be reviewed and approved by the Nationwide Mortgage Licensing System and Registry based upon reasonable standards. Review and approval of a continuing education course shall include review and approval of the course provider.C. Nothing in this section shall preclude any education course as approved by the Nationwide Mortgage Licensing System and Registry that is provided by the employer of the mortgage loan originator or an entity which is affiliated with the mortgage loan originator by an agency contract or any subsidiary or affiliate of such employer or entity.D. Continuing education may be offered either in a classroom, online or by any other means approved by the Nationwide Mortgage Licensing System and Registry.E. A licensed mortgage loan originator, except as provided in subsection B of Section 2095.10 of this title and subsection I of this section:1. May only receive credit for a continuing education course in the year in which the course is taken; and2. May not take the same approved course in the same or successive years to meet the annual requirements for continuing education.F. A licensed mortgage loan originator who is an approved instructor of an approved continuing education course may receive credit for the licensed mortgage loan originator's own annual continuing education requirement at the rate of two (2) hours credit for every one (1) hour taught.G. An individual having successfully completed the education requirements approved by the Nationwide Mortgage Licensing System and Registry in paragraph 1 of subsection A and subsections B and C of this section for any state shall be accepted as credit towards completion of continuing education requirements in this state.H. A licensed mortgage loan originator who subsequently becomes unlicensed must complete the continuing education requirements for the last year in which the license was held prior to issuance of a new or renewed license.I. An individual meeting the requirements of paragraphs 1 and 2 of subsection A of Section 2095.10 of this title may make up any deficiency in continuing education as established by rule.Added by Laws 2009, c. 190, § 24, eff. July 1, 2009. Amended by Laws 2013, c. 98, § 12, eff. Nov. 1, 2013; Laws 2015, c. 320, § 5, eff. Nov. 1, 2015.
59 OK Stat § 59-2095.22 (2021)
2021 Oklahoma Statutes|Title 59. Professions and Occupations|§59-2095.22. Supervisory information sharing.

|In order to promote more effective regulation and reduce regulatory burden through supervisory information sharing: |1. Except as otherwise provided in 12 U.S.C., Section 5111, the requirements under federal or Oklahoma law, regarding the privacy or confidentiality of any information or material provided to the Nationwide Mortgage Licensing System and Registry and any privilege arising under federal or state law, including the rules of any federal or state court, with respect to such information or material, shall continue to apply to such information or material after the information or material has been disclosed to the Nationwide Mortgage Licensing System and Registry. Such information and material may be shared with all state and federal regulatory officials with mortgage industry oversight authority without the loss of privilege or the loss of confidentiality protections provided by federal or Oklahoma law.2. For these purposes, the Administrator of Consumer Credit is authorized to enter into agreements or sharing arrangements with other governmental agencies, the Conference of State Bank Supervisors, the American Association of Residential Mortgage Regulators or other associations representing governmental agencies.3. Information or material that is subject to a privilege or confidentiality under paragraph 1 of this section shall not be subject to:a.disclosure under any federal or state law governing the disclosure to the public of information held by an officer or an agency of the federal government or the respective state, orb.subpoena or discovery, or admission into evidence, in any private civil action or administrative process, unless with respect to any privilege held by the Nationwide Mortgage Licensing System and Registry with respect to such information or material, the entity or individual to whom such information or material pertains waives, in whole or in part, in the discretion of such entity or individual, that privilege.4. Any provision of Oklahoma law relating to the disclosure of confidential supervisory information or any information or material described in paragraph 1 of this section that is inconsistent with paragraph 1 of this section shall be superseded by the requirements of this section.5. This section shall not apply with respect to the information or material relating to the employment history of and publicly adjudicated disciplinary and enforcement actions against mortgage brokers and mortgage loan originators that is included in the Nationwide Mortgage Licensing System and Registry for access by the public.Added by Laws 2009, c. 190, § 25, eff. July 1, 2009.
59 OK Stat § 59-2095.24 (2021)
2021 Oklahoma Statutes|Title 59. Professions and Occupations|§59-2095.24. Submission of reports of condition.

|Each licensee shall submit to the Nationwide Mortgage Licensing System and Registry reports of condition, which shall be in such form and shall contain such information as the Nationwide Mortgage Licensing System and Registry may require. |Added by Laws 2009, c. 190, § 27, eff. July 1, 2009.
59 OK Stat § 59-2095.25 (2021)
2021 Oklahoma Statutes|Title 59. Professions and Occupations|§59-2095.25. Reporting of violations and enforcement actions.

|Notwithstanding or subject to state privacy law, the Administrator of Consumer Credit is required to regularly report violations of this act as well as enforcement actions and other relevant information to the Nationwide Mortgage Licensing System and Registry subject to the provisions contained in Section 25 of this act. |Added by Laws 2009, c. 190, § 28, eff. July 1, 2009.
59 OK Stat § 59-2301 (2021)
2021 Oklahoma Statutes|Title 59. Professions and Occupations|§59-2301. Short title.

|This act shall be known and may be cited as the "Oklahoma Licensed Pedorthists Act". |Added by Laws 2001, c. 190, § 1, eff. Nov. 1, 2001.
59 OK Stat § 59-2302 (2021)
2021 Oklahoma Statutes|Title 59. Professions and Occupations|§59-2302. Definitions.

|As used in the Oklahoma Licensed Pedorthists Act: |1. "Accommodative device" means a device designed with a primary goal of conforming to the individual's anatomy;2. "Board" means the State Board of Medical Licensure and Supervision;3. "Certified Pedorthist (C. Ped.)” means a professional whose competence in the practice of pedorthics is attested to by issuance of a credential by the Board for Certification in Pedorthics;4. "Committee" means the Advisory Committee on Pedorthics created by Section 5 of this act;5. "Department" means the State Department of Health;6. "Licensed Pedorthist" means a person who is licensed as required by the Oklahoma Licensed Pedorthists Act, who regularly practices pedorthics, and who is therefore entitled to represent himself or herself to the public by a title or description of services that includes the term "pedorthist";7. "Pedorthic devices" means therapeutic shoes, shoe modifications made for therapeutic purposes, partial foot prostheses, and custom made orthoses, inserts, inlays or variants thereof for use from the ankle and below, but does not include nontherapeutic accommodative inlays or nontherapeutic accommodative footwear, regardless of method of manufacture, unmodified over-the-counter shoes, or prefabricated foot care products;8. "Practice of pedorthics" means the practice, pursuant to a written prescription from a physician when addressing a medical condition, of evaluating, planning treatment, measuring, designing, fabricating, assembling, fitting, adjusting, managing of the patient, or servicing necessary to accomplish the application of a pedorthic device for the prevention or amelioration of painful and/or disabling conditions of the foot and ankle; and9. "Therapeutic device" means a device that addresses a medical condition.Added by Laws 2001, c. 190, § 2, eff. Nov. 1, 2001.
59 OK Stat § 59-2303 (2021)
2021 Oklahoma Statutes|Title 59. Professions and Occupations|§59-2303. Persons to whom act does not apply.

|The Oklahoma Licensed Pedorthists Act shall not apply to: |1. Physicians licensed by this state to practice medicine and surgery (M.D.), chiropractic (D.C.), osteopathy (D.O.), or podiatry (D.P.M.) when engaging in the practice or practices for which the person is licensed;2. A person licensed by this state as a physical therapist when engaging in the practice for which licensed;3. Persons whose competence is credentialed by a certifying agency recognized by the State Board of Medical Licensure and Supervision; or4. The practice of pedorthics by:a.a person who is employed by the United States government or any entity thereof while in the discharge of the employee's assigned duties,b.a student enrolled in a school of pedorthics recognized by the Board, orc.a student participating in a Board-recognized work experience program or internship in pedorthics.Added by Laws 2001, c. 190, § 3, eff. Nov. 1, 2001.
59 OK Stat § 59-2304 (2021)
2021 Oklahoma Statutes|Title 59. Professions and Occupations|§59-2304. Powers of Board of Medical Licensure and Supervision.

|A. The State Board of Medical Licensure and Supervision is hereby authorized to adopt and promulgate rules, pursuant to the Oklahoma Administrative Procedures Act, that it deems necessary for the implementation and enforcement of the Oklahoma Licensed Pedorthists Act, including but not limited to, qualifications for licensure, qualifications for registration, renewals, reinstatements, continuing education requirements, and fees. In doing so the Board shall give utmost consideration to the recommendations of the Advisory Committee on Pedorthics. |B. The Board is hereby empowered to perform investigations, to require the production of records and other documents relating to practices regulated by the Oklahoma Licensed Pedorthists Act, and to seek injunctive relief.Added by Laws 2001, c. 190, § 4, eff. Nov. 1, 2001.
59 OK Stat § 59-2305 (2021)
2021 Oklahoma Statutes|Title 59. Professions and Occupations|§59-2305. Advisory Committee on Pedorthics – Members - Duties.

|A. There is hereby re-created, to continue until July 1, 2024, in accordance with the provisions of the Oklahoma Sunset Law, an Advisory Committee on Pedorthics, which shall consist of five (5) voting members to be appointed by the State Board of Medical Licensure and Supervision to three-year terms ending December 31; provided, initial appointments shall be staggered such that two members are appointed for one (1) year, two members are appointed for two (2) years, and one member is appointed for three (3) years. |B. One member shall be a licensed physician who is a member of the State Board of Medical Licensure and Supervision. One member shall be a physician licensed to practice podiatric medicine by the Board of Podiatric Medical Examiners. One member shall be a member of the public who is a consumer of pedorthic services. Two members shall be pedorthists certified by the Board for Certification in Pedorthics or pedorthists licensed by the State Board of Medical Licensure and Supervision.C. Members shall serve until their successors are appointed and qualified; provided, no member shall serve more than eight (8) consecutive years or two full terms, whichever is greater.D. The Committee shall annually elect a chair and vice-chair from among the members. The chair or vice-chair and two other members shall constitute a quorum. Members shall be reimbursed from funds available to the State Board of Medical Licensure and Supervision pursuant to the State Travel Reimbursement Act.E. 1. The Committee shall advise the Board on matters pertaining to pedorthics, including but not limited to:a.scope and standards of practice,b.licensure and registration requirements, examination requirements, exceptions thereto, renewal requirements, temporary licensure or registration, and endorsement or reciprocity requirements,c.methods and requirements for ensuring the continued competence of licensed and registered persons,d.grounds for probation, revocation or suspension of license or registration, reinstatement provisions,e.fees, andf.all other matters which may pertain to the practice of pedorthics.2. The Committee shall review and make recommendations to the Board on all applications for licensure and registration.3. The Committee shall assist and advise the Board in all hearings related to the enforcement of the Oklahoma Licensed Pedorthists Act.Added by Laws 2001, c. 190, § 5, eff. Nov. 1, 2001. Amended by Laws 2007, c. 21, § 1; Laws 2013, c. 346, § 1; Laws 2019, c. 464, § 1; Laws 2021, c. 558, § 9, eff. July 1, 2021.
59 OK Stat § 59-2307 (2021)
2021 Oklahoma Statutes|Title 59. Professions and Occupations|§59-2307. Circumstances under which care or services may be provided - Practice without license or registration - Fines.

|A. A licensed pedorthist may only provide care or services pursuant to an order from a licensed podiatrist, physician, or chiropractor, when addressing a medical condition, or when evaluating, planning treatment, measuring, designing, fabricating, assembling, fitting, adjusting, managing of the patient, or servicing necessary to accomplish the application of a pedorthic device for the prevention or amelioration of painful or disabling conditions of the foot and ankle. |B. Effective January 1, 2002, any person who holds himself or herself out to be a pedorthist or uses the title pedorthist or common variants of that title without holding an appropriate license issued by the State Board of Medical Licensure and Supervision, or who, without being registered by the Board, dispenses pedorthic devices, or who is in violation of any provision of the Oklahoma Licensed Pedorthists Act shall be subject to an administrative fine for each day found to be in violation. The amount of any fine shall be determined by the Board within limits set by the Board pursuant to rules adopted and promulgated by the Board and may be in addition to any other penalty provided by the Board or otherwise provided by law.Added by Laws 2001, c. 190, § 7, eff. Nov. 1, 2001.
59 OK Stat § 59-2308 (2021)
2021 Oklahoma Statutes|Title 59. Professions and Occupations|§59-2308. Public roster of names and addresses.

|The State Board of Medical Licensure and Supervision shall maintain a current roster of the names and addresses of all persons licensed or registered pursuant to the Oklahoma Licensed Pedorthists Act and of all persons whose licenses or registrations have been suspended or revoked pursuant to the act. This roster shall be a public document available pursuant to the Oklahoma Open Records Act. |Added by Laws 2001, c. 190, § 8, eff. Nov. 1, 2001.
59 OK Stat § 59-3001 (2021)
2021 Oklahoma Statutes|Title 59. Professions and Occupations|§59-3001. Short title.

|This act shall be known and may be cited as the “Orthotics and Prosthetics Practice Act”. |Added by Laws 2001, c. 158, § 1, eff. Nov 1, 2001.