reglab/housing_qa huggingface dataset:
MT Code § 33-1-1206 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 12. Insurance Fraud Protection|33-1-1206. Persons not connected with insurance industry -- reward fund

  33-1-1206. Persons not connected with insurance industry -- reward fund. (1) Any person who has knowledge of or who believes that an act of insurance fraud is being or has been committed may provide the commissioner with a report or information pertinent to the knowledge and belief and may provide additional information that the commissioner requests.   (2) The commissioner, in cooperation with authorized insurers, producers, and other interested parties, may establish a fund to reward persons who are not connected with the insurance industry and who provide information or furnish evidence leading to the arrest and conviction of persons responsible for insurance fraud. Participation in the fund must be purely voluntary. The books and records of the fund must be open and subject to review by the legislative auditor.   History: En. Sec. 6, Ch. 237, L. 1995.
MT Code § 33-1-1207 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 12. Insurance Fraud Protection|33-1-1207. through 33-1-1209 reserved

  33-1-1207 through 33-1-1209 reserved.
MT Code § 33-1-1210 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 12. Insurance Fraud Protection|33-1-1210. Immunity from liability

  33-1-1210. Immunity from liability. (1) In the absence of malice, an insurer, an officer, employee, or producer of the insurer, an independent adjuster, an administrator, a consultant, or any private person is not subject to civil liability for filing reports, providing information, or otherwise cooperating with an investigation or examination of insurance fraud conducted by the commissioner.   (2) A person listed in subsection (1) receives immunity if the person:   (a) cooperates with, furnishes evidence to, or provides information regarding any suspected insurance fraud to the commissioner, the national association of insurance commissioners, any nonprofit organization established to detect and prevent insurance fraud, or other insurer or producer; or   (b) complies with an order issued by a court of competent jurisdiction acting in response to a request by the commissioner to furnish evidence or provide testimony.   History: En. Sec. 7, Ch. 237, L. 1995.
MT Code § 33-1-1211 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 12. Insurance Fraud Protection|33-1-1211. Administrative or civil penalties

  33-1-1211. Administrative or civil penalties. (1) If, after a hearing conducted under 33-1-701, the commissioner determines that a person has committed administrative or civil insurance fraud, the commissioner may:   (a) impose any penalty provided for in 33-1-317; or   (b) require the person to pay the costs of the proceeding.   (2) In addition to any other penalties, the commissioner shall require a person who commits administrative or civil insurance fraud to make restitution to the insurer or to any other person for all financial loss sustained as a result of the insurance fraud.   History: En. Sec. 8, Ch. 237, L. 1995; amd. Sec. 16, Ch. 396, L. 2017.
MT Code § 33-1-1301 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 13. Insurer Insurance Fraud Protection|33-1-1301. Insurance, viatical settlement, medical care discount card, pharmacy discount card, and securities fraud education and prevention program -- definitions

  33-1-1301. Insurance, viatical settlement, medical care discount card, pharmacy discount card, and securities fraud education and prevention program -- definitions. (1) The commissioner may:   (a) establish an insurance, viatical settlement, medical care discount card, pharmacy discount card, and securities fraud education and prevention program; and   (b) conduct investigations of insurance, viatical settlement, medical care discount card, pharmacy discount card, and securities fraud.   (2) As used in this part:   (a) "medical care discount card" and "pharmacy discount card" have the meanings provided in 33-38-102; and   (b) "viatical settlement broker", "viatical settlement contract", and "viatical settlement provider" have the meanings provided in 33-20-1302.   History: En. Sec. 1, Ch. 390, L. 1997; amd. Sec. 2, Ch. 456, L. 2005; amd. Sec. 1, Ch. 272, L. 2009.
MT Code § 33-1-1302 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 13. Insurer Insurance Fraud Protection|33-1-1302. Insurance, viatical settlement, medical care discount card, and pharmacy discount card administrative or civil fraud -- insurer

  33-1-1302. Insurance, viatical settlement, medical care discount card, and pharmacy discount card administrative or civil fraud -- insurer. (1) A person commits the act of insurance, viatical settlement, medical care discount card, or pharmacy discount card fraud when:   (a) in the course of offering or selling insurance, a medical care discount card, or a pharmacy discount card, the person misrepresents a material fact, known to the person to be untrue or made with reckless indifference as to whether it is true, with the intention of causing another person to rely upon the misrepresentation to that relying person's detriment; or   (b) with respect to a viatical settlement, the person violates the provisions of 33-1-1304.   (2) A person commits the act of insurance fraud or viatical settlement fraud by engaging in any transaction, act, practice, course of business, or course of dealing that involves a violation of insurable interest laws.   (3) The commissioner may, after having conducted a hearing pursuant to 33-1-701, impose the penalties provided for in 33-1-317 for a violation of 33-1-1304 or this section. Failure to pay a fine under this section results in a lien upon the assets and property of the person as provided in 33-1-318(3).   (4) In addition to any penalty provided for in 33-1-317, the commissioner may require a person regulated under this title who commits insurance, viatical settlement, medical care discount card, or pharmacy discount card fraud to make full restitution to the victim for all financial losses sustained as a result of the fraud with interest of 10% a year from the date of the fraud plus any costs and reasonable attorney fees, less the amount of any income, refund, or other benefit received by the victim from the insurance, viatical settlement, medical care discount card, or pharmacy discount card.   (5) The commissioner may require a person who commits a violation of this part to make full restitution to any person who may have sustained any losses as a result of the fraud with interest from the date of the loss plus any costs and reasonable attorney fees. The interest rate must be calculated as of the date of the order pursuant to 25-9-205.   (6) An insurer, insurance producer, or other person who sustained any losses and who was awarded restitution may bring suit to recover those sums, including any attorney fees, interest at the rate provided in 25-9-205, and costs incurred in obtaining a judgment.   (7) Failure of a person to pay any amount ordered under this section constitutes a forfeiture of the right to do business in this state.   History: En. Sec. 2, Ch. 390, L. 1997; amd. Sec. 3, Ch. 456, L. 2005; amd. Sec. 33, Ch. 44, L. 2007; amd. Sec. 2, Ch. 272, L. 2009; amd. Sec. 17, Ch. 396, L. 2017; amd. Sec. 3, Ch. 62, L. 2019.
MT Code § 33-1-1303 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 13. Insurer Insurance Fraud Protection|33-1-1303. Reporting requirements

  33-1-1303. Reporting requirements. (1) An insurer, insurance producer, or other person who has reason to believe that insurance, viatical settlement, medical care discount card, or pharmacy discount card fraud has occurred shall report the suspected fraud to the commissioner or to the insurance producer's or other person's insurer within 60 days of discovery of the occurrence. An insurer shall review a report given to the insurer, and if the insurer determines that there is a reasonable likelihood that fraud has occurred the insurer shall forward the report to the commissioner within 30 days of receipt.   (2) In the absence of malice, an insurer, insurance producer, or other person may not be subjected to civil liability for reporting or providing information or otherwise cooperating with an investigation of insurance, viatical settlement, medical care discount card, or pharmacy discount card fraud.   History: En. Sec. 3, Ch. 390, L. 1997; amd. Sec. 34, Ch. 44, L. 2007; amd. Sec. 4, Ch. 272, L. 2009.
MT Code § 33-1-1401 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 14. Property and Casualty Actuarial Opinion Act|33-1-1401. Short title

  33-1-1401. Short title. This part may be cited as the "Property and Casualty Actuarial Opinion Act".   History: En. Sec. 1, Ch. 50, L. 2009.
MT Code § 33-1-1402 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 14. Property and Casualty Actuarial Opinion Act|33-1-1402. Actuarial opinion of reserves and supporting documentation -- definition

  33-1-1402. Actuarial opinion of reserves and supporting documentation -- definition. (1) Every property and casualty insurer doing business in this state, unless otherwise exempted by its domiciliary commissioner, shall annually submit the opinion of an appointed actuary entitled "Statement of Actuarial Opinion". The insurer shall file this opinion in accordance with the appropriate NAIC property and casualty annual statement instructions.   (2) (a) Every property and casualty resident domestic insurer that is required to submit a statement of actuarial opinion shall annually submit an actuarial opinion summary written by the insurer's appointed actuary. This actuarial opinion summary must be filed in accordance with the appropriate NAIC property and casualty annual statement instructions and is considered to be a document supporting the actuarial opinion required in subsection (1).   (b) A foreign or alien authorized insurer shall provide to the commissioner the actuarial opinion summary upon request.   (3) (a) An actuarial report and its underlying work papers as required by the appropriate NAIC property and casualty annual statement instructions must be prepared to support each actuarial opinion.   (b) If the insurer fails to provide a supporting actuarial report or work papers at the request of the commissioner or the commissioner determines that the supporting actuarial report or work papers provided by the insurer are otherwise unacceptable to the commissioner, the commissioner may engage a qualified actuary at the expense of the insurer to review the opinion and basis for the opinion and prepare a supporting actuarial report or work papers.   (4) The appointed actuary is not liable for damages to any person, other than the insurer and the commissioner, for any act, error, omission, decision, or conduct with respect to the actuary's opinion except in cases of fraud or willful misconduct on the part of the appointed actuary.   (5) For the purposes of this part, "actuarial report" means a document or presentation prepared as a formal means of conveying the actuary's professional conclusions and recommendations and communicating the methods and procedures used to reach the conclusions and recommendations, including any supporting documents.   History: En. Sec. 2, Ch. 50, L. 2009.
MT Code § 33-1-1403 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 14. Property and Casualty Actuarial Opinion Act|33-1-1403. Confidentiality

  33-1-1403. Confidentiality. (1) The statement of actuarial opinion must be provided with the annual statement in accordance with the appropriate NAIC property and casualty annual statement instructions and is a public record within the meaning of 2-6-1002.   (2) (a) Actuarial reports, work papers, and actuarial opinion summaries retained by the commissioner are trade secrets and are privileged. The materials must be given confidential treatment, are not subject to subpoena, and are not subject to discovery, and the materials are not admissible in evidence in any private civil litigation.   (b) Subsection (2)(a) does not limit the commissioner's authority to release the documents to the actuarial board for counseling and discipline if the material is required for the board's professional disciplinary proceedings and if the board establishes procedures satisfactory to the commissioner to preserve the confidentiality of the documents.   (3) This section does not limit the commissioner's authority to use the actuarial reports, work papers, actuarial opinion summaries, or other information in furtherance of any regulatory or legal action brought as part of the commissioner's official duties.   (4) The commissioner and any person who receives actuarial reports, work papers, actuarial opinion summaries, or other information while acting under the authority of the commissioner may not testify in any private civil action concerning the documents or information subject to the provisions of subsection (2).   (5) To assist in the performance of the commissioner's duties, the commissioner may provide and receive documents and information pursuant to 33-1-311.   (6) A waiver of privilege or claim of confidentiality in the actuarial reports, work papers, or actuarial opinion summaries does not result from disclosure to the commissioner under this section or result from the exchange of documents and information authorized in subsections (2)(b) and (5).   History: En. Sec. 3, Ch. 50, L. 2009; amd. Sec. 52, Ch. 348, L. 2015.
MT Code § 33-1-1501 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 15. Insurance Fraud Penalties|33-1-1501. No limitation on prosecutions

  33-1-1501. No limitation on prosecutions. Nothing in this part limits the prosecution of any conduct defined as an offense in Title 45.   History: En. Sec. 1, Ch. 396, L. 2017.
MT Code § 33-1-1502 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 15. Insurance Fraud Penalties|33-1-1502. Application of criminal law and procedure

  33-1-1502. Application of criminal law and procedure. Unless a rule or statute specifically states otherwise, the provisions of Titles 45 and 46 apply to the enforcement of the offenses provided for in this part.   History: En. Sec. 2, Ch. 396, L. 2017.
MT Code § 33-1-1503 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 15. Insurance Fraud Penalties|33-1-1503. Statute of limitations

  33-1-1503. Statute of limitations. (1) A prosecution for a felony stated in this part must be commenced within 5 years after it was committed.   (2) A prosecution for a misdemeanor stated in this part must be commenced within 3 years after it was committed.   (3) An offense is committed either when every element occurs or, when the offense is based upon a continuing course of conduct, at the time when the course of conduct is terminated. Time starts to run on the day after the offense is committed.   (4) A prosecution is commenced either when an indictment is found or an information or complaint is filed.   History: En. Sec. 3, Ch. 396, L. 2017.
MT Code § 33-1-1504 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 15. Insurance Fraud Penalties|33-1-1504. Criminal insurance fraud

  33-1-1504. Criminal insurance fraud. (1) A person commits the offense of insurance fraud when the person purposely or knowingly:   (a) for the purpose of obtaining any money or benefit, presents or causes to be presented to any person any written or oral statement, including computer-generated documents, containing false, incomplete, or misleading information concerning any fact or thing material to, as part of, or in support of a claim for payment or other benefit pursuant to an insurance policy;   (b) presents or causes to be presented to or by an insurer, as defined in 33-1-201, or to an insurance producer or administrator, as defined in 33-17-102, a materially false or altered application of insurance;   (c) as a health care provider as defined in 33-38-102, submits a false or altered bill or report of physical condition to an insurer; or   (d) presents or causes to be presented false, incomplete, or misleading insurance documents to any person.   (2) (a) A person convicted of criminal insurance fraud involving a benefit or benefits with a value not exceeding $1,500 shall be fined not more than $1,500 or be imprisoned in the county detention center for not more than 6 months, or both.   (b) A person convicted of the offense of insurance fraud involving a benefit or benefits with a value exceeding $1,500 shall be fined an amount not to exceed $50,000 or be imprisoned in a state prison for a term not to exceed 10 years, or both.   (c) A person convicted of the offense of insurance fraud involving a common scheme as defined in 45-2-101 shall be fined an amount not to exceed $50,000 or be imprisoned in a state prison for a term not to exceed 10 years, or both.   History: En. Sec. 4, Ch. 396, L. 2017.
MT Code § 33-1-1505 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 15. Insurance Fraud Penalties|33-1-1505. Theft of viatical settlement proceeds

  33-1-1505. Theft of viatical settlement proceeds. (1) A person commits the offense of theft of viatical settlement proceeds when the person purposely or knowingly obtains or exerts unauthorized control over money, funds, premiums, credits, or other property of a viatical settlement provider, viatical settlement broker, insurer, insured, policy owner, or any other person engaged in the business of viatical settlements.   (2) For purposes of this section, "viatical settlement provider" and "viatical settlement broker" have the meanings provided in 33-20-1302.   (3) (a) A person convicted of theft of viatical settlement proceeds involving property with a value not exceeding $1,500 shall be fined not more than $1,500 or be imprisoned in the county detention center for not more than 6 months, or both.   (b) A person convicted of the offense of theft of viatical settlement proceeds involving property with a value exceeding $1,500 shall be fined an amount not to exceed $50,000 or be imprisoned in a state prison for a term not to exceed 10 years, or both.   (c) A person convicted of the offense of theft of viatical settlement proceeds involving a common scheme as defined in 45-2-101 shall be fined an amount not to exceed $50,000 or be imprisoned in a state prison for a term not to exceed 10 years, or both.   History: En. Sec. 5, Ch. 396, L. 2017.
MT Code § 33-1-1506 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 15. Insurance Fraud Penalties|33-1-1506. Theft of medical care discount card fee

  33-1-1506. Theft of medical care discount card fee. (1) A person commits the offense of theft of medical care discount card fee when the person purposely or knowingly obtains or exerts unauthorized control over any amount of money paid by a user or consumer to a health care provider, a medical care discount card provider, or a medical care discount card supplier for a medical care discount card.   (2) For purposes of this section, "medical care discount card", "health care provider", and "medical care discount card provider" have the meanings provided in 33-38-102.   (3) (a) A person convicted of theft of medical care discount card fee involving a value not exceeding $1,500 shall be fined not more than $1,500 or be imprisoned in the county detention center for not more than 6 months, or both.   (b) A person convicted of the offense of theft of medical care discount card fee involving a value exceeding $1,500 shall be fined an amount not to exceed $50,000 or be imprisoned in a state prison for a term not to exceed 10 years, or both.   (c) A person convicted of the offense of theft of medical care discount card fee involving a common scheme as defined in 45-2-101 shall be fined an amount not to exceed $50,000 or be imprisoned in a state prison for a term not to exceed 10 years, or both.   History: En. Sec. 6, Ch. 396, L. 2017.
MT Code § 33-1-1507 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 15. Insurance Fraud Penalties|33-1-1507. Theft of pharmacy discount card fee

  33-1-1507. Theft of pharmacy discount card fee. (1) A person commits the offense of theft of pharmacy discount card fee when the person purposely or knowingly obtains or exerts unauthorized control over any amount of money paid by a user or consumer to a prescription drug provider or a pharmacy discount card supplier for a pharmacy discount card.   (2) For purposes of this section, "pharmacy discount card", "pharmacy discount card supplier", and "prescription drug provider" have the meanings provided in 33-38-102.   (3) (a) A person convicted of theft of pharmacy discount card fee involving a value not exceeding $1,500 shall be fined not more than $1,500 or be imprisoned in the county detention center for not more than 6 months, or both.   (b) A person convicted of the offense of theft of pharmacy discount card fee involving a value exceeding $1,500 shall be fined an amount not to exceed $50,000 or be imprisoned in a state prison for a term not to exceed 10 years, or both.   (c) A person convicted of the offense of theft of pharmacy discount card fee involving a common scheme as defined in 45-2-101 shall be fined an amount not to exceed $50,000 or be imprisoned in a state prison for a term not to exceed 10 years, or both.   History: En. Sec. 7, Ch. 396, L. 2017.
MT Code § 33-1-1508 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 1. Administration and General Provisions|Part 15. Insurance Fraud Penalties|33-1-1508. Theft of insurance premium

  33-1-1508. Theft of insurance premium. (1) A person commits the offense of theft of insurance premium when the person purposely or knowingly exerts unauthorized control over money paid as insurance premium:   (a) by failing to provide insurance premium received for a particular insurance policy to the insurer; or   (b) knowing that insurance coverage will not be provided.   (2) For purposes of this section "insurance premium" has the same meaning as "premium" provided in 33-15-102.   (3) (a) A person convicted of theft of insurance premium involving a value not exceeding $1,500 shall be fined not more than $1,500 or be imprisoned in the county detention center for not more than 6 months, or both.   (b) A person convicted of the offense of theft of insurance premium involving a value exceeding $1,500 shall be fined an amount not to exceed $50,000 or be imprisoned in a state prison for a term not to exceed 10 years, or both.   (c) A person convicted of the offense of theft of insurance premium involving a common scheme as defined in 45-2-101 shall be fined an amount not to exceed $50,000 or be imprisoned in a state prison for a term not to exceed 10 years, or both.   History: En. Sec. 8, Ch. 396, L. 2017.