reglab/housing_qa huggingface dataset:
UT Code § 13-20-7 (2021)
2021 Utah Code|Title 13 - Commerce and Trade|Chapter 20 - New Motor Vehicle Warranties Act|Section 7 - Use of dispute settlement procedure.

13-20-7. Use of dispute settlement procedure.  If a manufacturer has established an informal dispute settlement procedure which complies with Title 16, Code of Federal Regulations, Part 703, then Section 13-20-4 concerning refunds or replacement does not apply to any consumer who has not first resorted to this procedure.  Amended by Chapter 249, 1990 General Session
UT Code § 13-20-8 (2021)
2021 Utah Code|Title 13 - Commerce and Trade|Chapter 20 - New Motor Vehicle Warranties Act|Section 8 - Mediation concerning nonconformity in recreational vehicle trailer.

13-20-8. Mediation concerning nonconformity in recreational vehicle trailer.    (1) An owner who purchases a new recreational vehicle trailer and the manufacturer of the recreational vehicle trailer shall engage in mediation concerning resolution of a nonconformity in the recreational vehicle trailer, as provided in this section, if:   (a) the owner notifies the manufacturer in writing of the nonconformity;     (b) the nonconformity is manifest in the structural or functional integrity of the roof, subfloor, or wall of the recreational vehicle trailer;     (c) following notification under Subsection (1)(a), the manufacturer makes at least four attempts to correct the nonconformity, but the nonconformity persists;     (d) following at least four attempts by the manufacturer to correct the nonconformity, the owner submits to the manufacturer a written request for mediation;     (e) the nonconformity substantially impairs the use, value, or safety of the recreational vehicle trailer; and     (f) the nonconformity does not include a defect or condition that occurs as a result of:   (i) the use of the recreational vehicle trailer for business or commercial purposes; or     (ii) abuse, neglect, modification, or alteration of the recreational vehicle trailer by a person other than the manufacturer or the manufacturer's authorized service agent.         (2) Mediation under this section shall:   (a) take place in the county in which the owner purchased the recreational vehicle trailer; and     (b) be conducted by the Consumer Arbitration Program for Recreation Vehicles.       (3) The manufacturer of the recreational vehicle trailer shall pay the cost of mediation.     (4) The failure of mediation to resolve an owner's concerns about an alleged nonconformity in the owner's recreational vehicle trailer does not impair or affect any right or remedy the owner otherwise has under the law.    Amended by Chapter 124, 2013 General Session
UT Code § 13-21-1 (2021)
2021 Utah Code|Title 13 - Commerce and Trade|Chapter 21 - Credit Services Organizations Act|Section 1 - Short title.

13-21-1. Short title.  This chapter is known as the "Credit Services Organizations Act."  Enacted by Chapter 29, 1985 General Session
UT Code § 13-21-2 (2021)
2021 Utah Code|Title 13 - Commerce and Trade|Chapter 21 - Credit Services Organizations Act|Section 2 - Definitions -- Exemptions.

13-21-2. Definitions -- Exemptions.  As used in this chapter:  (1) "Buyer" means an individual who is solicited to purchase or who purchases the services of a credit services organization.     (2) "Credit reporting agency" means a person who, for a monetary fee, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports to third persons.     (3)   (a) "Credit services organization" means a person who represents that the person or an employee is a debt professional or credit counselor, or, with respect to the extension of credit by others, sells, provides, or performs, or represents that the person can or will sell, provide, or perform, in return for the payment of money or other valuable consideration any of the following services:   (i) improving a buyer's credit record, history, or rating;     (ii) providing advice, assistance, instruction, or instructional materials to a buyer with regard to Subsection (3)(a)(i); or     (iii) debt reduction or debt management plans.       (b) "Credit services organization" does not include:   (i) a person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States and who derives at least 35% of the person's income from making loans and extensions of credit;     (ii) a depository institution:   (A) as defined in Section 7-1-103; or     (B) that is regulated or supervised by the Federal Deposit Insurance Corporation or the National Credit Union Administration;       (iii) a person licensed as a principal broker under Title 61, Chapter 2f, Real Estate Licensing and Practices Act, if the person is acting within the course and scope of that license;     (iv) a person licensed to practice law in this state if:   (A) the person renders the services described in Subsection (3)(a) within the course and scope of the person's practice as an attorney; and     (B) the services described in Subsection (3)(a) are incidental to the person's practice as an attorney;       (v) a broker-dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker-dealer is acting within the course and scope of that regulation;     (vi) a credit reporting agency if the services described in Subsection (3)(a) are incidental to the credit reporting agency's services; or     (vii) a person who provides debt-management services and is required to be registered under Title 13, Chapter 42, Uniform Debt-Management Services Act.         (4) "Extension of credit" means the right to defer payment of debt or to incur debt and defer its payment, offered or granted primarily for personal, family, or household purposes.    Amended by Chapter 289, 2011 General Session
UT Code § 13-21-3.5 (2021)
2021 Utah Code|Title 13 - Commerce and Trade|Chapter 21 - Credit Services Organizations Act|Section 3.5 - Registration and suspension of registration.

13-21-3.5. Registration and suspension of registration.    (1) A credit services organization shall file an application for registration with the division before engaging in any activity regulated by this chapter. The application shall include:   (a) the name, complete address, and telephone number of the organization;     (b) the name of any person who owns or controls more than 5% of the organization, either directly or through another person or entity;     (c) the name of any individual who is responsible for the day-to-day operation of the organization;     (d)   (i) the case title, docket number, the names and addresses of all parties, and a detailed explanation of any administrative, civil, or criminal action in which the organization or any person identified in Subsection (1)(b) or (c) is a party to an administrative, civil, or criminal action that arose in this state or any other jurisdiction involving the offer to provide or the provision of services described in Section 13-21-2(3)(a); or     (ii) a notarized statement of the credit services organization's chief executive officer or principal that neither the organization nor any person identified in Subsection (1)(b) or (c) is a party to any administrative, civil, or criminal action described in Subsection (1)(d)(i);       (e) a detailed outline of the organization's credit services program to be offered in this state, including two copies of any contract, form, sales literature, or other relevant document that will be used by the organization; and     (f) a reasonable registration fee to be determined by the division.       (2) The division may deny, suspend, or revoke a registration under this chapter if:   (a) a credit services organization has engaged, or is engaging in a violation of this chapter; or     (b) a person described in Subsection (1)(b) or (c) has been found in an administrative, civil, or criminal action in any jurisdiction to have violated a law relating to the offer to provide or provision of the types of services described in Subsection 13-21-2(3)(a).      Enacted by Chapter 186, 1994 General Session
UT Code § 13-21-4 (2021)
2021 Utah Code|Title 13 - Commerce and Trade|Chapter 21 - Credit Services Organizations Act|Section 4 - Bond, letter of credit, or certificate of deposit -- Not required of agent if obtained by organization.

13-21-4. Bond, letter of credit, or certificate of deposit -- Not required of agent if obtained by organization.    (1) If a credit services organization has obtained a bond, letter of credit, or certificate of deposit as set forth in Subsection 13-21-3(1) a salesperson, agent, or representative who sells the services of that organization is not required to post his own separate bond, letter of credit, or certificate of deposit.     (2) As used in this section, a person is not a salesperson, agent, or representative of a credit services organization unless:   (a) the person does business under the same name as the credit services organization; or     (b) the credit services organization and the issuer of the bond or letter of credit certify in writing that the bond or letter of credit covers the person.      Amended by Chapter 186, 1994 General Session
UT Code § 13-21-5 (2021)
2021 Utah Code|Title 13 - Commerce and Trade|Chapter 21 - Credit Services Organizations Act|Section 5 - Written information statement required.

13-21-5. Written information statement required.  Before the execution of a contract or agreement between the buyer and a credit services organization or before the receipt by the credit services organization of any money or other valuable consideration, whichever occurs first, the credit services organization shall provide the buyer with a statement in writing, containing all the information required by Section 13-21-6. The credit services organization shall maintain on file for a period of two years an exact copy of the statement, personally signed by the buyer, acknowledging receipt of a copy of the statement.  Enacted by Chapter 29, 1985 General Session
UT Code § 13-21-6 (2021)
2021 Utah Code|Title 13 - Commerce and Trade|Chapter 21 - Credit Services Organizations Act|Section 6 - Contents of statement.

13-21-6. Contents of statement.  The information statement required under Section 13-21-5 shall include all of the following:  (1) a complete and accurate statement of the buyer's right to review any file on the buyer maintained by any credit reporting agency, as provided under 15 U.S.C. Sec. 1681 et seq., as amended, the Fair Credit Reporting Act;     (2) a statement that a review of the file on the buyer will be conducted free of charge by the credit reporting agency that issued a report upon which a credit denial was based, if requested within 30 days of the buyer receiving a notice of a denial of credit;     (3) the approximate price the buyer will be charged by a credit reporting agency for a copy of the file on the buyer;     (4) a complete and accurate statement of the buyer's right to dispute the completeness or accuracy of any item contained in any file on the buyer maintained by any credit reporting agency;     (5) a complete and detailed description of the services to be performed by the credit services organization for the buyer and the total amount the buyer will have to pay, or become obligated to pay, for the services;     (6) a statement asserting the buyer's right to proceed against the bond or trust account required under Section 13-21-3; and     (7) the name and address of the surety company which issued the bond, or the name and address of the depository and the trustee and the account number of the trust account.    Amended by Chapter 96, 1988 General Session
UT Code § 13-21-7 (2021)
2021 Utah Code|Title 13 - Commerce and Trade|Chapter 21 - Credit Services Organizations Act|Section 7 - Written contracts required -- Contents -- Notice of cancellation of contract.

13-21-7. Written contracts required -- Contents -- Notice of cancellation of contract.    (1) Each contract between the buyer and a credit services organization for the purchase of the services of the credit services organization shall be in writing, dated, signed by the buyer, and include all of the following:   (a) a conspicuous statement in bold type, in immediate proximity to the space reserved for the signature of the buyer, as follows: "You, the buyer, may cancel this contract at any time prior to midnight of the fifth day after the date of the transaction. See the attached notice of cancellation form for an explanation of this right.";     (b) the terms and conditions of payment, including the total of all payments to be made by the buyer, whether to the credit services organization or to some other person;     (c) a full and detailed description of the services to be performed by the credit services organization for the buyer, including all guarantees and all promises of full or partial refunds, and the estimated date by which the services are to be performed, or estimated length of time for performing the services; and     (d) the credit services organization's principal business address and the name and address of its agent, in Utah, authorized to receive service of process.       (2) The contract shall be accompanied by a completed form in duplicate, captioned "Notice of Cancellation," which shall be attached to the contract and easily detachable, and which shall contain in bold type the following statement written in the same language as used in the contract: "Notice of Cancellation  You may cancel this contract, without any penalty or obligation, within five days from the date the contract is signed. If you cancel, any payment made by you under this contract will be returned within 10 days following receipt by the seller of your cancellation notice. To cancel this contract, mail or deliver a signed dated copy of this cancellation notice, or any other written notice, to _____(name of seller)_____at _____(address of seller)_____ (place of business)_____ not later than midnight _____(date)_____. I hereby cancel this transaction. _______________(date) __________________________________________________________ (purchaser's signature)"     (3) The credit services organization shall give to the buyer a copy of the completed contract and all other documents the credit services organization requires the buyer to sign at the time they are signed.    Amended by Chapter 306, 2007 General Session
UT Code § 13-21-8 (2021)
2021 Utah Code|Title 13 - Commerce and Trade|Chapter 21 - Credit Services Organizations Act|Section 8 - Burden of proving exception -- Penalties -- Court's criminal and equitable jurisdiction -- Prosecution.

13-21-8. Burden of proving exception -- Penalties -- Court's criminal and equitable jurisdiction -- Prosecution.    (1)   (a) Any waiver by a buyer of any part of this chapter is void.     (b) Any attempt by a credit services organization to have a buyer waive rights given by this chapter is a violation of this chapter.       (2) In any proceeding involving this chapter, the burden of proving an exemption or an exception from a definition is upon the person claiming the exemption or exception.     (3)   (a) Any person who violates this chapter is guilty of a class A misdemeanor.     (b) Any district court of this state has jurisdiction to restrain and enjoin the violation of this chapter.       (4) The attorney general, any county attorney, any district attorney, or any city attorney may prosecute misdemeanor actions or institute injunctive or civil proceedings, or both, under this chapter.     (5) The remedies, duties, prohibitions, and penalties of this chapter are not exclusive and are in addition to all other causes of action, remedies, and penalties provided by law.     (6)   (a) In addition to other penalties under this section, the division director may issue a cease and desist order and impose an administrative fine of up to $2,500 for each violation of this chapter.     (b) All money received through administrative fines imposed under this section shall be deposited in the Consumer Protection Education and Training Fund created by Section 13-2-8.      Amended by Chapter 47, 2006 General Session
UT Code § 13-21-9 (2021)
2021 Utah Code|Title 13 - Commerce and Trade|Chapter 21 - Credit Services Organizations Act|Section 9 - Damages -- Punitive damages -- Attorney's fees and costs -- Remedies.

13-21-9. Damages -- Punitive damages -- Attorney's fees and costs -- Remedies.    (1) Any buyer injured by a violation of this chapter may bring any action for recovery of damages. Judgment shall be entered for actual damages, but in no case less than the amount paid by the buyer to the credit services organization, plus reasonable attorneys' fees and costs. An award may also be entered for punitive damages.     (2) The remedies provided under this chapter are in addition to any other procedures or remedies for any violation or conduct provided for in any other law.     (3) The Division of Consumer Protection may maintain an action for damages or injunctive relief on behalf of itself or any other person to enforce compliance with this chapter. Any judgment granted in favor of the division shall include, in addition to any other monetary award or injunctive relief, an award of reasonable attorneys' fees, court costs, and costs of investigation.    Amended by Chapter 96, 1988 General Session
UT Code § 13-22-1 (2021)
2021 Utah Code|Title 13 - Commerce and Trade|Chapter 22 - Charitable Solicitations Act|Section 1 - Short title.

13-22-1. Short title.  This chapter is known as the "Charitable Solicitations Act."  Enacted by Chapter 122, 1987 General Session
UT Code § 13-22-4 (2021)
2021 Utah Code|Title 13 - Commerce and Trade|Chapter 22 - Charitable Solicitations Act|Section 4 - Violation a misdemeanor -- Damages.

13-22-4. Violation a misdemeanor -- Damages.    (1) A person who willfully violates any provision of this chapter, either by failing to comply with any requirement or by doing any act prohibited in the chapter, is guilty of a class B misdemeanor. Each day the violation is committed or permitted to continue constitutes a separate punishable offense.     (2) Nothing in this section precludes any person damaged as a result of a charitable solicitation from maintaining a civil action for damages or injunctive relief.     (3) The division may maintain an action for damages or injunctive relief on behalf of itself or any other person to enforce compliance with this chapter.    Amended by Chapter 185, 1994 General Session
UT Code § 13-22-5 (2021)
2021 Utah Code|Title 13 - Commerce and Trade|Chapter 22 - Charitable Solicitations Act|Section 5 - Registration or permit required.

 Effective 3/19/2018  13-22-5. Registration or permit required.    (1)   (a) An organization may not engage in an activity described in Subsection (1)(b) unless the organization is:   (i) exempt under Section 13-22-8; or     (ii) registered with the division in accordance with this chapter.       (b) Unless an organization meets the requirements of Subsection (1)(a), the organization may not knowingly solicit, promote, or sponsor a charitable solicitation if the charitable solicitation:   (i) originates in Utah;     (ii) is received in Utah; or     (iii) is caused to be made through business operations in Utah.         (2) Subsection (1) does not prohibit an organization from receiving an unsolicited contribution.     (3)   (a) Unless a person acting as a professional fund raiser obtains a permit in accordance with Section 13-22-9, the person may not:   (i) make or facilitate a solicitation either directed toward the state or originating from the state; or     (ii) maintain a place of business in the state or employ an individual located in the state.       (b) Subsection (3)(a) applies regardless of whether a charitable organization receiving the services of a professional fund raiser is required to register under this chapter.       (4)   (a) Unless a person acting as a professional fund raising counsel or consultant obtains a permit in accordance with Section 13-22-9, the person may not:   (i) maintain a place of business in the state or employ an individual located in the state; or     (ii) provide any service of a professional fund raising counsel or consultant to or for a charitable organization, or any other person, over which the state has general jurisdiction.       (b) Subsection (4)(a) applies regardless of whether a charitable organization receiving the services of a professional fund raising counsel or consultant is required to register under this chapter.       (5) A person required to obtain a permit under Subsection (3) or (4) may not provide any service to or on behalf of an organization required to register under Subsection (1) if the organization is not registered in accordance with Section 13-22-6.    Amended by Chapter 267, 2018 General Session
UT Code § 13-22-11 (2021)
2021 Utah Code|Title 13 - Commerce and Trade|Chapter 22 - Charitable Solicitations Act|Section 11 - Expiration of registration and permits.

 Effective 5/10/2016  13-22-11. Expiration of registration and permits.    (1) Each charitable organization registration issued under this chapter expires annually on the earlier of January 1, April 1, July 1, or October 1 following the completion of 12 months after the date of initial issuance.     (2) Each professional fund raiser's permit issued under this chapter expires annually on the date of issuance.     (3) Each professional fund raising counsel's or consultant's permit issued under this chapter expires annually on the date of issuance.     (4) A registration or permit may be renewed only by complying with the requirements for obtaining the original registration or permit.    Amended by Chapter 377, 2016 General Session