reglab/housing_qa huggingface dataset:
NC Gen Stat § 54B-266 (2021)
2021 North Carolina General Statutes|Chapter 54B - Savings and Loan Associations|Article 14 - Savings and Loan Interstate Branches.|§ 54B-266 - Definitions.

 54B-266. Definitions.As used in this Article, unless the context clearly requires otherwise, the following definitions apply:(1) Repealed by Session Laws 2004-203, s. 35(a), effective August 17, 2004.(2) "Association" means a savings and loan association and includes a State association or a federal association unless limited by use of the words "State" or "federal".(3) "Branch" means a full-service office of an association through which it renders a savings and loan service other than its principal office. An association may engage in any authorized function or service through an authorized branch office.(4) "Commission" means the State Banking Commission.(5) "Home state" means (i) as to a state association, the state which granted the association its charter, and (ii) as to a federal association, the state in which the association has its principal office.(6) "Out-of-state association" means an association chartered by any state other than this State and whose principal office is not within this State.(7) "State association" means an association chartered under the laws of this State.(8) "Supervisor" means the state association supervisor or equivalent state official having primary regulatory authority over an out-of-state association. (1993, c. 191, s. 2; 2001-193, ss. 16, 17; 2004-203, s. 35(a).)
NC Gen Stat § 54B-267 (2021)
2021 North Carolina General Statutes|Chapter 54B - Savings and Loan Associations|Article 14 - Savings and Loan Interstate Branches.|§ 54B-267 - Establishment of branches by out-of-state associations.

 54B-267. Establishment of branches by out-of-state associations.Any out-of-state association that meets the requirements of this Article may establish a branch within North Carolina either by (i) de novo entry; (ii) the purchase of an existing branch; (iii) the purchase of all or substantially all of the assets of a State association located in North Carolina; or (iv) merger or consolidation. (1993, c. 191, s. 2.)
NC Gen Stat § 54B-268 (2021)
2021 North Carolina General Statutes|Chapter 54B - Savings and Loan Associations|Article 14 - Savings and Loan Interstate Branches.|§ 54B-268 - Application requirements.

 54B-268. Application requirements.(a) Any out-of-state association desiring to establish a branch office under this Article shall file with the Commissioner of Banks a written application meeting the following requirements:(1) The out-of-state association shall agree to comply with all the applicable rules and regulations, and informational filing requirements contained in the laws and rules of this State that would apply to a State association engaging in an equivalent form of transaction. Additionally, the Commissioner of Banks shall apply the same standards of approval to the application of the out-of-state association as would apply to an application by a State association for an equivalent form of transaction.(2) The out-of-state association shall provide the Commissioner of Banks, in the manner prescribed by the Commissioner of Banks, with such additional information as the Commissioner of Banks deems necessary, to fully evaluate the application.(3) The out-of-state association shall pay an application fee established by the Commissioner of Banks pursuant to G.S. 54B-9.(4) The out-of-state association shall not commence operations of the branch office until it has received the written approval of the Commissioner of Banks.(b) The Commissioner of Banks shall act on the application within 90 days of receipt of the completed application. (1993, c. 191, s. 2; 2001-193, s. 16.)
NC Gen Stat § 54B-269 (2021)
2021 North Carolina General Statutes|Chapter 54B - Savings and Loan Associations|Article 14 - Savings and Loan Interstate Branches.|§ 54B-269 - Conditions for approval.

 54B-269. Conditions for approval.No application by an out-of-state association received under this Article may be finally approved by the Commissioner of Banks unless:(1) The Commissioner of Banks has received in writing approval of the proposed transaction from the supervisor of the out-of-state association;(2) The supervisor of the out-of-state association agrees in writing to share with the Commissioner of Banks examination reports prepared by the supervisor and any other information deemed necessary by the Commissioner of Banks regarding the out-of-state association;(3) The out-of-state association agrees in writing to make available to the Commissioner of Banks all information that may be required to effectively examine the association;(4) The out-of-state association agrees in writing that so long as it maintains a branch in North Carolina, it will meet the conditions set forth in this Article and comply with all applicable North Carolina laws and any rules issued thereunder, as well as any orders or directives issued to the association by the Commissioner of Banks;(5) The home state of the out-of-state association permits associations chartered under the laws of this State to establish branches within its border; and(6) The out-of-state association designates and files with the Office of the Secretary of State a document appointing an agent in this State to receive service of judicial process. (1993, c. 191, s. 2; 2001-193, s. 16.)
NC Gen Stat § 54B-270 (2021)
2021 North Carolina General Statutes|Chapter 54B - Savings and Loan Associations|Article 14 - Savings and Loan Interstate Branches.|§ 54B-270 - Special conditions.

 54B-270. Special conditions.(a) The Commissioner of Banks may require an out-of-state association to designate one of its branches in North Carolina as a "headquarters branch" and may, by rule, require that reports, books, and records required of associations doing business under this Article be available at the designated headquarters branch.(b) Once an out-of-state association has established at least one branch in North Carolina pursuant to this Article, subsequent applications to establish additional branches shall be considered on the same basis as an application of a State association to establish an additional branch pursuant to G.S. 54B-22.(c) If an out-of-state association establishes a branch or branches by merger with or purchase from an association located in this State, and the out-of-state association and the association located in this State are both owned by the same holding company, any conditions, limitations, or restrictions placed on the holding company, pursuant to Articles 3A and 13 of this Chapter, shall continue to apply to both the acquiring out-of-state association and its holding company. (1993, c. 191, s. 2; 2001-193, s. 16.)
NC Gen Stat § 54B-271 (2021)
2021 North Carolina General Statutes|Chapter 54B - Savings and Loan Associations|Article 14 - Savings and Loan Interstate Branches.|§ 54B-271 - Powers.

 54B-271. Powers.An out-of-state association that establishes a branch in North Carolina may engage in all the activities authorized by North Carolina law for a State association except to the extent that such activities have been expressly prohibited by the state supervisor of the out-of-state association or the laws of the out-of-state association's home state. (1993, c. 191, s. 2.)
NC Gen Stat § 54B-272 (2021)
2021 North Carolina General Statutes|Chapter 54B - Savings and Loan Associations|Article 14 - Savings and Loan Interstate Branches.|§ 54B-272 - Establishment of out-of-state branches by state associations.

 54B-272. Establishment of out-of-state branches by state associations.With the prior consent of the Commissioner of Banks, any association chartered under the laws of North Carolina may establish a branch in any other state in accordance with the laws of such other state. (1993, c. 191, s. 2; 2001-193, s. 16.)
NC Gen Stat § 54B-273 (2021)
2021 North Carolina General Statutes|Chapter 54B - Savings and Loan Associations|Article 14 - Savings and Loan Interstate Branches.|§ 54B-273 - Regulatory and supervisory oversight.

 54B-273. Regulatory and supervisory oversight.(a) The Commissioner of Banks may enter into such agreements as necessary regarding the scope, timing, coordination, and frequency of examinations and other supervisory matters, including the sharing of information gathered in such examinations, with other supervisors and federal association regulators. This authority applies to both out-of-state associations and their holding companies.(b) The Commissioner of Banks may require periodic reports on the financial condition of any out-of-state association or its holding company that maintains a branch within North Carolina and may from time to time require from any such out-of-state associations other reports under oath in such scope and detail as the Commissioner of Banks may reasonably determine to be necessary for the purpose of assuring continuing compliance with the provisions of this Article.(c) The Commissioner of Banks may, if necessary, conduct full-scope, on-site examinations of any branch established pursuant to this Article.(d) Out-of-state associations shall be assessed and required to pay supervisory and examination fees in accordance with G.S. 54B-57 and the rules issued thereunder. (1993, c. 191, s. 2; 2001-193, s. 16.)
NC Gen Stat § 54B-274 (2021)
2021 North Carolina General Statutes|Chapter 54B - Savings and Loan Associations|Article 14 - Savings and Loan Interstate Branches.|§ 54B-274 - Enforcement.

 54B-274. Enforcement.(a) Any enforcement authority available to the Commissioner of Banks for use against a State association may, subject to the provisions of Chapter 150B of the General Statutes, be used against a branch established under this Article and against the out-of-state association or its parent holding company establishing such branch.(b) The Commissioner of Banks may suspend or revoke the authority of an out-of-state association to establish or maintain a branch in North Carolina upon a finding of fact or condition or circumstance that is grounds for denial of an application to establish and maintain a branch under this Article.(c) The Commissioner of Banks may enforce the provisions of this Article through an action in any court of North Carolina or any other state or any court of the United States as provided in G.S. 54B-64, 54B-65, 54B-66, and 54B-68 for the purpose of obtaining an appropriate remedy for violation of any provisions of this Article.(d) The Commissioner of Banks may enter into joint actions with other supervisors or federal association regulators, or both, having concurrent jurisdiction over any out-of-state association that has a branch in North Carolina or over any State association that has a branch in another state, or may take such action independently to carry out the Commissioner of Banks' responsibilities under this Article and assure compliance with the provisions of this Article and the applicable association laws of this State. (1993, c. 191, s. 2; 2001-193, s. 16.)
NC Gen Stat § 54B-275 (2021)
2021 North Carolina General Statutes|Chapter 54B - Savings and Loan Associations|Article 14 - Savings and Loan Interstate Branches.|§ 54B-275 - Branch closings.

 54B-275. Branch closings.An out-of-state association that is subject to an order or written agreement revoking its authority to establish or maintain a branch in North Carolina and any State association that is subject to an order or written agreement revoking its authority to establish or maintain a branch in another state shall wind up the business of that branch in an orderly manner that protects the depositors, customers, and creditors of the branch, and that complies with all North Carolina laws and all other applicable laws regarding the closing of the branch. (1993, c. 191, s. 2.)
NC Gen Stat § 54B-276 (2021)
2021 North Carolina General Statutes|Chapter 54B - Savings and Loan Associations|Article 14 - Savings and Loan Interstate Branches.|§ 54B-276 - Rules.

 54B-276. Rules.The Commission may adopt rules as necessary to carry out the provisions of this Article. (1993, c. 191, s. 2.)
NC Gen Stat § 54B-277 (2021)
2021 North Carolina General Statutes|Chapter 54B - Savings and Loan Associations|Article 14 - Savings and Loan Interstate Branches.|§ 54B-277 - Appeal of Commissioner of Banks' decision.

 54B-277. Appeal of Commissioner of Banks' decision.Any aggrieved party in a proceeding under this Article may, within 30 days after final decision of the Commissioner of Banks, appeal such decision to the Commission. The Commission, within 30 days of receipt of the notice of appeal, shall approve, disapprove, or modify the Commissioner of Banks' decision. Failure of the Commission to act within 30 days of receipt of notice of appeal shall constitute a final decision of the Commission approving the decision of the Commissioner of Banks. Notwithstanding any other provision of law, any aggrieved party to a decision of the Commission shall be entitled to an appeal pursuant to G.S. 54B-16. (1993, c. 191, s. 2; 2001-193, s. 16.)
NC Gen Stat § 54B-278 (2021)
2021 North Carolina General Statutes|Chapter 54B - Savings and Loan Associations|Article 14 - Savings and Loan Interstate Branches.|§ 54B-278 - Severability.

 54B-278. Severability.If any provision of this Article or the application of such provision to any persons or circumstances is found invalid, the remainder of this Article and its application to persons or circumstances other than those as to which it is held invalid, shall not be affected. (1993, c. 191, s. 2.)
NC Gen Stat § 54C-1 (2021)
2021 North Carolina General Statutes|Chapter 54C - Savings Banks|Article 1 - General Provisions.|§ 54C-1 - Title.

 54C-1. Title.This Chapter shall be known and may be cited as "Savings Banks." (1991, c. 680, s. 1.)
NC Gen Stat § 54C-2 (2021)
2021 North Carolina General Statutes|Chapter 54C - Savings Banks|Article 1 - General Provisions.|§ 54C-2 - Purpose.

 54C-2. Purpose.The purposes of this Chapter are:(1) To provide for the safe and sound conduct of the business of savings banks, the conservation of their assets, and the maintenance of public confidence in savings banks.(2) To provide for the protection of the interests of customers and members.(3) To provide the opportunity for savings banks to remain competitive with each other and with other depository institutions existing under other laws of this and other states and the United States.(4) To provide for an increase in the savings base of the State and local control of the means of finance and accumulation of capital.(5) To provide the opportunity for the management of savings banks to exercise prudent business judgment in conducting the affairs of savings banks to the extent compatible with the purposes recited in this section.(6) To provide adequate rulemaking power and administrative discretion so that the regulation and supervision of savings banks are readily responsive to changes in local economic conditions and depository institution practices. (1991, c. 680, s. 1.)
NC Gen Stat § 54C-3 (2021)
2021 North Carolina General Statutes|Chapter 54C - Savings Banks|Article 1 - General Provisions.|§ 54C-3 - Applicability of Chapter.

 54C-3. Applicability of Chapter.This Chapter, unless the context otherwise specifies, shall apply to all State savings banks. (1991, c. 680, s. 1.)
NC Gen Stat § 54C-6 (2021)
2021 North Carolina General Statutes|Chapter 54C - Savings Banks|Article 2 - Incorporation and Organization.|§ 54C-6 - Hearings.

 54C-6. Hearings.Any hearing required to be held by this Chapter shall be conducted in accordance with Article 3A of Chapter 150B of the General Statutes. (1991, c. 680, s. 1.)
NC Gen Stat § 54C-7 (2021)
2021 North Carolina General Statutes|Chapter 54C - Savings Banks|Article 2 - Incorporation and Organization.|§ 54C-7 - Application of Chapter on business corporations.

 54C-7. Application of Chapter on business corporations.All law relating to private corporations, and particularly the North Carolina Business Corporation Act, Chapter 55 of the General Statutes, that is not inconsistent with this Chapter or with the proper business of depository institutions is applicable to all State savings banks. (1991, c. 680, s. 1.)
NC Gen Stat § 54C-8 (2021)
2021 North Carolina General Statutes|Chapter 54C - Savings Banks|Article 2 - Incorporation and Organization.|§ 54C-8 - Scope and prohibitions; existing charters; injunctions.

 54C-8. Scope and prohibitions; existing charters; injunctions.(a) Nothing in this Chapter shall be construed to invalidate any charter that was valid before the enactment of this Chapter. Any savings banks so chartered on October 1, 1991, may continue operation in accordance with the Chapter under which it was chartered. However, after October 1, 1991, no depository institution may be qualified as a savings bank except in accordance with this Chapter.(b) Except as provided in subsection (a) of this section, no person, corporation, company, or savings bank, except one incorporated and licensed in accordance with this Chapter or federal law to operate a savings bank, shall operate as a savings bank. Unless so authorized as a State or federal savings bank and engaged in transacting a depository institution business, no person, corporation, company, or savings bank domiciled and doing business in this State shall:(1) Use in its name the term "savings bank" or words of similar import or connotation that lead the public reasonably to believe that the business so conducted is that of a savings bank; or(2) Use any sign, or circulate or use any letterhead, billhead, circular, or paper whatsoever, or advertise or communicate in any manner that would lead the public reasonably to believe that it is conducting the business of a savings bank.(c) Upon application by the Commissioner of Banks or by any savings bank, a court of competent jurisdiction may issue an injunction to restrain any person or entity from violating or from continuing to violate subsection (b) of this section. (1991, c. 680, s. 1; 1997-241, s. 1; 2001-193, s. 16.)
NC Gen Stat § 54C-9 (2021)
2021 North Carolina General Statutes|Chapter 54C - Savings Banks|Article 2 - Incorporation and Organization.|§ 54C-9 - Application to organize a savings bank.

 54C-9. Application to organize a savings bank.(a) The original incorporators, a majority of whom shall be domiciled in this State, may organize and establish a savings bank in order to promote the purposes of this Chapter, subject to approval as provided in this Chapter. The original incorporators shall file with the Commissioner of Banks a preliminary application to organize a State savings bank in the form to be prescribed by the Commissioner of Banks, together with the proper nonrefundable application fee.(b) The Commissioner of Banks shall receive the application to organize a State savings bank not less than 60 days before the scheduled consideration of the application by the Commission. The application shall contain the following:(1) The original of the certificate of incorporation, which shall be signed by the original incorporators, or a majority of them, and shall be properly acknowledged by a person duly authorized by this State to take proof or acknowledgment of deeds; and two conformed copies;(2) The names and addresses of the incorporators; and the names and addresses of the initial members of the board of directors;(3) Statements of the anticipated receipts, expenditures, earnings, and financial condition of the savings bank for its first three years of operation, or any longer period as the Commissioner of Banks may require;(4) A showing satisfactory to the Commission that:a. The public convenience and advantage will be served by the establishment of the proposed savings bank;b. There is a reasonable demand and necessity in the community that will be served by the establishment of the proposed savings bank;c. The proposed savings bank will have a reasonable probability of sustaining profitable and beneficial operations within a reasonable time in the community in which the proposed savings bank intends to locate;d. The proposed savings bank, if established, will promote healthy and effective competition in the community in the delivery to the public of savings institution services;(5) The proposed bylaws; and(6) Statements, exhibits, maps, and other data that may be prescribed or requested by the Commissioner of Banks, which data shall be sufficiently detailed and comprehensive so as to enable the Commissioner of Banks to pass upon the criteria set forth in this Article.(c) The application shall be signed by the original incorporators, or a majority of them, and shall be properly acknowledged by a person duly authorized by this State to take proof and acknowledgment of deeds. (1991, c. 680, s. 1; 1991 (Reg. Sess., 1992), c. 829, s. 5; 2001-193, s. 16.)
NC Gen Stat § 54C-11 (2021)
2021 North Carolina General Statutes|Chapter 54C - Savings Banks|Article 2 - Incorporation and Organization.|§ 54C-11 - Commissioner of Banks to consider application.

 54C-11. Commissioner of Banks to consider application.Upon receipt of an application to organize and establish a savings bank, the Commissioner of Banks shall examine or cause to be examined all the relevant facts connected with the formation of the proposed savings bank. If it appears to the Commissioner of Banks that the proposed savings bank has complied with all the requirements set forth in this Chapter and the rules for the formation of a savings bank and is otherwise lawfully entitled to be organized and established as a savings bank, the Commissioner of Banks shall present the application to the Commission for its consideration. (1991, c. 680, s. 1; 2001-193, s. 16.)
NC Gen Stat § 54C-13 (2021)
2021 North Carolina General Statutes|Chapter 54C - Savings Banks|Article 2 - Incorporation and Organization.|§ 54C-13 - Commission to review findings and recommendations of Commissioner of Banks.

 54C-13. Commission to review findings and recommendations of Commissioner of Banks.(a) If the Commissioner of Banks does not have the completed application within 120 days of the filing of the preliminary application, the application shall be returned to the applicants.(b) When the Commissioner of Banks has completed the examination and investigation of the facts relevant to the establishment of the proposed savings bank, the Commissioner of Banks shall present the findings and recommendations to the Commission at a public hearing. The Commission shall approve or reject an application within 180 days of the submission of the preliminary application.(c) Not less than 45 days before the public hearing held for the consideration of the application to establish a savings bank, the incorporators shall cause to be published a notice in a newspaper of general circulation in the area to be served by the proposed savings bank. The notice shall contain:(1) A statement that the application has been filed with the Commissioner of Banks;(2) The name of the community where the principal office of the proposed savings bank intends to locate;(3) A statement that a public hearing shall be held to consider the application; and(4) A statement that any interested or affected party may file a written statement either favoring or protesting the creation of the proposed savings bank. The statement shall be filed with the Commissioner of Banks within 30 days of the date of publication.(d) The Commission, at the public hearing, shall consider the findings and recommendations of the Commissioner of Banks and shall hear oral testimony that the Commissioner of Banks may wish to give or be called upon to give, and shall also receive information and hear testimony from the original incorporators of the proposed savings bank and from any and all other interested or affected parties. The Commission shall hear only testimony and receive only information that is relevant to the consideration of the application and the operation of the proposed savings bank. (1991, c. 680, s. 1; 2001-193, s. 16.)