reglab/housing_qa huggingface dataset:
NC Gen Stat § 75-40 (2021)
2021 North Carolina General Statutes|Chapter 75 - Monopolies, Trusts and Consumer Protection|Article 1 - General Provisions.|§ 75-40 - Deadline for mailing consumer rebates.

 75-40. Deadline for mailing consumer rebates.(a) Any person, firm, or corporation engaged in commerce that offers a rebate shall provide the rebate to the consumer within 60 days of the date of receipt by the person, firm, or corporation of the completed rebate form submitted by the consumer. If the rebate claim is submitted electronically, the rebate shall be provided to the consumer within 60 days of the date upon which the claim is submitted. However, a person, firm, or corporation shall not be responsible for delays in providing rebates to consumers caused by conditions beyond their reasonable control including, but not limited to, natural disasters, wars, terrorist acts, and states of emergency. As used in this section, the following apply:(1) The term "rebate" means the return of a portion of the purchase price paid by a consumer for goods or services that is conditioned upon the consumer submitting a request for redemption after satisfying the terms and conditions of the offer.(2) The term "rebate" shall not include any refund that may be given to a consumer in accordance with a company's frequent shopper customer rewards program.(3) The term "consumer" does not apply to those individuals who are eligible for rebates as result of their eligibility under Medicaid.(b) Rebate forms shall include the telephone number or e-mail address of the person, firm, or corporation that is offering the rebate. Rebate forms shall also include all of the following conspicuously printed on the rebate form:(1) The terms of the rebate.(2) Requirements for a valid claim, including any additional information to be submitted with the rebate form.(3) The expiration date of the rebate offer, if applicable.(c) A rebate offer shall provide a period of at least 30 days during which the consumer may submit the rebate form. The time period allowed for submission shall begin as soon as reasonably possible, but no later than six months, after the date of purchase.(d) Nothing in this section shall apply to a rebate offer of five dollars ($5.00) or less.(e) Nothing in this section shall be construed to create liability on the part of a retailer for a rebate offered by a manufacturer or liability on the part of a manufacturer for a rebate offered by a retailer.(f) A violation of this section is an unfair trade practice under G.S. 75-1.1 and is subject to all of the enforcement and penalty provisions of an unfair trade practice under this Article. (2007-170, s. 1.)
NC Gen Stat § 75-43 (2021)
2021 North Carolina General Statutes|Chapter 75 - Monopolies, Trusts and Consumer Protection|Article 1 - General Provisions.|§ 75-43 - Solicitation of a fee for copy of recorded documents.

 75-43. Solicitation of a fee for copy of recorded documents.(a) Any person, firm, or corporation soliciting a fee in exchange for providing a copy of a record available at the register of deeds office shall state on the top of the document used for the solicitation, in conspicuous type, all of the following:(1) That the solicitation is not from a State agency or a local unit of government.(2) That no action is legally required by the person being solicited.(3) The fee for obtaining a copy of the record directly from the register of deeds that has custody of the record.(4) The information necessary to contact the register of deeds that has custody of the record.(5) The name and physical address of the person, firm, or corporation soliciting the fee.(b) A document used for a solicitation governed by this section shall not contain deadline dates or be in a form or contain language designed to make the document appear to be issued by a State agency or local unit of government or to appear to impose a legal duty on the person being solicited.(c) A person, firm, or corporation soliciting a fee in exchange for providing a copy of a record may not charge a fee that is greater than four times the amount the register of deeds with custody of the record would charge for a copy of the same record.(d) A violation of this section constitutes an unfair trade practice under G.S. 75-1.1 and is subject to all of the enforcement and penalty provisions under this Article.(e) For the purposes of this section, the term "solicit" means to advertise or market to a nonbusiness entity with whom the solicitor has no preexisting business relationship.  (2018-80, s. 3.1.)
NC Gen Stat § 75-50 (2021)
2021 North Carolina General Statutes|Chapter 75 - Monopolies, Trusts and Consumer Protection|Article 2 - Prohibited Acts by Debt Collectors.|§ 75-50 - Definitions.

 75-50. Definitions.The following words and terms as used in this Article shall be construed as follows:(1) "Consumer" means any natural person who has incurred a debt or alleged debt for personal, family, household or agricultural purposes.(2) "Debt" means any obligation owed or due or alleged to be owed or due from a consumer.(3) "Debt collector" means any person engaging, directly or indirectly, in debt collection from a consumer except those persons subject to the provisions of Article 70, Chapter 58 of the General Statutes.(4) "Location information" means information about a consumer's place of abode, any telephone numbers used by the consumer, and information about the consumer's place of employment.  (1977, c. 747, s. 4; 1989, c. 770, s. 15; 2015-177, s. 1.)
NC Gen Stat § 75-51 (2021)
2021 North Carolina General Statutes|Chapter 75 - Monopolies, Trusts and Consumer Protection|Article 2 - Prohibited Acts by Debt Collectors.|§ 75-51 - Threats and coercion.

 75-51. Threats and coercion.No debt collector shall collect or attempt to collect any debt alleged to be due and owing from a consumer by means of any unfair threat, coercion, or attempt to coerce. Such unfair acts include, but are not limited to, the following:(1) Using or threatening to use violence or any illegal means to cause harm to the person, reputation or property of any person.(2) Falsely accusing or threatening to accuse any person of fraud or any crime, or of any conduct that would tend to cause disgrace, contempt or ridicule.(3) Making or threatening to make false accusations to another person, including any credit reporting agency, that a consumer has not paid, or has willfully refused to pay a just debt.(4) Threatening to sell or assign, or to refer to another for collection, the debt of the consumer with an attending representation that the result of such sale, assignment or reference would be that the consumer would lose any defense to the debt or would be subjected to harsh, vindictive, or abusive collection attempts.(5) Representing that nonpayment of an alleged debt may result in the arrest of any person.(6) Representing that nonpayment of an alleged debt may result in the seizure, garnishment, attachment, or sale of any property or wages unless such action is in fact contemplated by the debt collector and permitted by law.(7) Threatening to take any action not in fact taken in the usual course of business, unless it can be shown that such threatened action was actually intended to be taken in the particular case in which the threat was made.(8) Threatening to take any action not permitted by law. (1977, c. 747, s. 4.)
NC Gen Stat § 75-52 (2021)
2021 North Carolina General Statutes|Chapter 75 - Monopolies, Trusts and Consumer Protection|Article 2 - Prohibited Acts by Debt Collectors.|§ 75-52 - Harassment.

 75-52. Harassment.No debt collector shall use any conduct, the natural consequence of which is to oppress, harass, or abuse any person in connection with the attempt to collect any debt. Such unfair acts include, but are not limited to, the following:(1) Using profane or obscene language, or language that would ordinarily abuse the typical hearer or reader.(2) Placing collect telephone calls or sending collect telegrams unless the caller fully identifies himself and the company he represents.(3) Causing a telephone to ring or engaging any person in telephone conversation with such frequency as to be unreasonable or to constitute a harassment to the person under the circumstances or at times known to be times other than normal waking hours of the person.(4) Placing telephone calls or attempting to communicate with any person, contrary to his instructions, at his place of employment, unless the debt collector does not have a telephone number where the consumer can be reached during the consumer's nonworking hours. (1977, c. 747, s. 4.)
NC Gen Stat § 75-53 (2021)
2021 North Carolina General Statutes|Chapter 75 - Monopolies, Trusts and Consumer Protection|Article 2 - Prohibited Acts by Debt Collectors.|§ 75-53 - Unreasonable publication.

 75-53. Unreasonable publication.No debt collector shall unreasonably publicize information regarding a consumer's debt. Such unreasonable publication includes, but is not limited to, the following:(1) Any communication with any person other than the debtor or his attorney, except:a. To designated third parties with the written permission of the debtor or his attorney.b. To persons employed by the debt collector, to a credit reporting agency, to a person or business employed to collect the debt on behalf of the creditor, or to a person who makes a legitimate request for the information.c. To the spouse (or one who stands in place of the spouse) of the debtor, or to the parent or guardian of the debtor if the debtor is a minor and lives in the same household with such parent. If the debt collector has a good faith belief that the exception set forth in this sub-subdivision applies to a particular communication, that communication shall not be a violation of this sub-subdivision.d. For the sole purpose of obtaining location information about the debtor, if no indication of indebtedness is made. A debt collector making a communication under this sub-subdivision shall:1. Identify himself or herself, state that he or she is attempting to confirm or correct location information about the debtor, and, only if expressly requested to do so, identify his or her employer.2. Not state that the debtor owes a debt.3. Not communicate with any particular person more than once per week or a total of three times during any 30-day period unless requested to do so by the person.e. Through legal process.(2) Using any form of communication which ordinarily would be seen or heard by any person other than the consumer that displays or conveys any information about the alleged debt other than the name, address and phone number of the debt collector except as otherwise provided in this Article.(3) Disclosing any information relating to a consumer's debt by publishing or posting any list of consumers, except for credit reporting purposes and the publication and distribution of otherwise permissible "stop lists" to the point-of-sale locations where credit is extended, or by advertising for sale any claim to enforce payment thereof or in any other manner other than through legal process.  (1977, c. 747, s. 4; 1979, c. 910; 2015-177, s. 2.)
NC Gen Stat § 75-54 (2021)
2021 North Carolina General Statutes|Chapter 75 - Monopolies, Trusts and Consumer Protection|Article 2 - Prohibited Acts by Debt Collectors.|§ 75-54 - Deceptive representation.

 75-54. Deceptive representation.No debt collector shall collect or attempt to collect a debt or obtain information concerning a consumer by any fraudulent, deceptive or misleading representation. Such representations include, but are not limited to, the following:(1) Communicating with the consumer other than in the name (or unique pseudonym) of the debt collector and the person or business on whose behalf the debt collector is acting or to whom the debt is owed.(2) Failing to disclose in all communications attempting to collect a debt that the purpose of such communication is to collect a debt, unless the communication is made to a third-party pursuant to G.S. 75-53 for the purpose of obtaining location information about the debtor.(3) Falsely representing that the debt collector has in his possession information or something of value for the consumer.(4) Falsely representing the character, extent, or amount of a debt against a consumer or of its status in any legal proceeding; falsely representing that the collector is in any way connected with any agency of the federal, State or local government; or falsely representing the creditor's rights or intentions.(5) Using or distributing or selling any written communication which simulates or is falsely represented to be a document authorized, issued, or approved by a court, an official, or any other legally constituted or authorized authority, or which creates a false impression about its source.(6) Falsely representing that an existing obligation of the consumer may be increased by the addition of attorney's fees, investigation fees, service fees, or any other fees or charges.(7) Falsely representing the status or true nature of the services rendered by the debt collector or his business.(8) Communicating with the consumer in violation of the provisions of G.S. 62-159.1(a), 153A-277(b1), or 160A-314(b1).  (1977, c. 747, s. 4; 2009-302, s. 5; 2015-177, s. 3.)
NC Gen Stat § 75-55 (2021)
2021 North Carolina General Statutes|Chapter 75 - Monopolies, Trusts and Consumer Protection|Article 2 - Prohibited Acts by Debt Collectors.|§ 75-55 - Unconscionable means.

 75-55. Unconscionable means.No debt collector shall collect or attempt to collect any debt by use of any unconscionable means. Such means include, but are not limited to, the following:(1) Seeking or obtaining any written statement or acknowledgment in any form containing an affirmation of any debt by a consumer who has been declared bankrupt, an acknowledgment of any debt barred by the statute of limitations, or a waiver of any legal rights of the debtor without disclosing the nature and consequences of such affirmation or waiver and the fact that the consumer is not legally obligated to make such affirmation or waiver.(2) Collecting or attempting to collect from the consumer all or any part of the debt collector's fee or charge for services rendered, collecting or attempting to collect any interest or other charge, fee or expense incidental to the principal debt unless legally entitled to such fee or charge. Nothing in this section shall be construed to prohibit the collection of filing fees, service of process fees, or other court costs actually incurred. The collection of such fees is not a violation of this Article or of Article 15 of Chapter 53 of the General Statutes.(3) Communicating with a consumer (other than a statement of account used in the normal course of business) whenever the debt collector has been notified by the consumer's attorney that he represents said consumer.(4) Bringing suit against the debtor in a county other than that in which the debt was incurred or in which the debtor resides if the distances and amounts involved would make it impractical for the debtor to defend the claim.  (1977, c. 747, s. 4; 2015-177, s. 4.)
NC Gen Stat § 75-56 (2021)
2021 North Carolina General Statutes|Chapter 75 - Monopolies, Trusts and Consumer Protection|Article 2 - Prohibited Acts by Debt Collectors.|§ 75-56 - Application.

 75-56. Application.(a) The specific and general provisions of this Article shall exclusively constitute the unfair or deceptive acts or practices proscribed by G.S. 75-1.1 in the area of commerce regulated by this Article.(b) Any debt collector who fails to comply with any provision of this Article with respect to any person is liable to such person in a private action in an amount equal to the sum of (i) any actual damage sustained by such person as a result of such failure and (ii) civil penalties the court may allow, but not less than five hundred dollars ($500.00) nor greater than four thousand dollars ($4,000) for each violation.(c) The remedies provided by this section shall be cumulative and in addition to remedies otherwise available. Any punitive damages assessed against a debt collector shall not be reduced by the amount of the civil penalty assessed against such debt collector pursuant to subsection (d) of this section.(d) Notwithstanding the provisions of G.S. 75-15.2 and G.S. 75-16, in private actions or actions instituted by the Attorney General, civil penalties in excess of four thousand dollars ($4,000) shall not be imposed.(e) The clear proceeds of civil penalties imposed in actions instituted by the Attorney General shall be remitted to the Civil Penalty and Forfeiture Fund in accordance with G.S. 115C-457.2.  (1977, c. 747, s. 4; 1983, c. 417, s. 1; 1985 (Reg. Sess., 1986), c. 802; 1991, c. 68, s. 1; 1998-215, s. 101; 2009-573, s. 9.)
NC Gen Stat § 75-60 (2021)
2021 North Carolina General Statutes|Chapter 75 - Monopolies, Trusts and Consumer Protection|Article 2A - Identity Theft Protection Act.|§ 75-60 - Title.

 75-60. Title.This Article shall be known and may be cited as the "Identity Theft Protection Act". (2005-414, s. 1.)
NC Gen Stat § 75-66 (2021)
2021 North Carolina General Statutes|Chapter 75 - Monopolies, Trusts and Consumer Protection|Article 2A - Identity Theft Protection Act.|§ 75-66 - Publication of personal information.

 75-66. Publication of personal information.(a) It shall be a violation of this section for any person to knowingly broadcast or publish to the public on radio, television, cable television, in a writing of any kind, or on the Internet, the personal information of another with actual knowledge that the person whose personal information is disclosed has previously objected to any such disclosure.(b) As used in this section, "person" means any individual, partnership, corporation, trust, estate, cooperative, association, or other entity, but does not include any:(1) Government, government subdivision or agency.(2) Entity subject to federal requirements pursuant to the Health Insurance Portability and Accountability Act (HIPAA).(c) As used in this section, the phrase "personal information" includes a person's first name or first initial and last name in combination with any of the following information:(1) Social security or employer taxpayer identification numbers.(2) Drivers license, State identification card, or passport numbers.(3) Checking account numbers.(4) Savings account numbers.(5) Credit card numbers.(6) Debit card numbers.(7) Personal Identification (PIN) Code as defined in G.S. 14-113.8(6).(8) Digital signatures.(9) Any other numbers or information that can be used to access a person's financial resources.(10) Biometric data.(11) Fingerprints.(12) Passwords.(d) Nothing in this section shall:(1) Limit the requirements or obligations under any other section of this Article, including, but not limited to, G.S. 75-62 and G.S. 75-65.(2) Apply to the collection, use, or release of personal information for a purpose permitted, authorized, or required by any federal, State, or local law, regulation, or ordinance.(3) Apply to data integration efforts to implement the State's business intelligence strategy as provided by law or under contract.(e) Any person whose property or person is injured by reason of a violation of this section may sue for civil damages pursuant to the provisions of G.S. 1-539.2C.  (2007-534, s. 2; 2012-142, s. 6A.7A(h).)
NC Gen Stat § 75-80 (2021)
2021 North Carolina General Statutes|Chapter 75 - Monopolies, Trusts and Consumer Protection|Article 3 - Motor Fuel Marketing Act.|§ 75-80 - Title.

 75-80. Title.This Article shall be known and may be cited as the "Motor Fuel Marketing Act". (1985 (Reg. Sess., 1986), c. 972, s. 1.)
NC Gen Stat § 75-82 (2021)
2021 North Carolina General Statutes|Chapter 75 - Monopolies, Trusts and Consumer Protection|Article 3 - Motor Fuel Marketing Act.|§ 75-82 - Unlawful below-cost selling; exceptions.

 75-82. Unlawful below-cost selling; exceptions.(a) It shall be unlawful where the intent is to injure competition for any motor fuel merchant or the affiliate of any motor fuel merchant to sell with such frequency as to indicate a general business practice of selling at a motor fuel outlet any grade, brand or blend of motor fuel for less than the cost of that grade, brand or blend of motor fuel except where (i) the price is established in good faith to meet or compete with the lower price of a competitor in the same market area on the same level of distribution selling the same or comparable product of like quality, (ii) the price remains in effect for no more than 10 days after the first sale of that grade, brand or blend by the merchant at a new retail outlet, (iii) the sale is made in good faith to dispose of a grade, brand or blend of motor fuel for the purpose of discontinuing sales of that product, or (iv) the sale is made pursuant to the order or authority of any court or governmental agency.(b) For purposes of this Article, motor fuel cost shall be computed separately for each grade, brand or blend of each motor fuel at each location where said motor fuel is offered for sale; however, nothing in this subsection shall prevent a motor fuel merchant from using a weighted average motor fuel cost for comparable grade, brand or blend when such motor fuel merchant is supplied by more than one refiner or terminal supplier at one or more terminals.(c) This Article shall apply only to retail sales of motor fuel at motor fuel outlets. (1985 (Reg. Sess., 1986), c. 972, s. 1.)
NC Gen Stat § 75-83 (2021)
2021 North Carolina General Statutes|Chapter 75 - Monopolies, Trusts and Consumer Protection|Article 3 - Motor Fuel Marketing Act.|§ 75-83 - Unlawful inducement; civil penalty.

 75-83. Unlawful inducement; civil penalty.It shall be unlawful to knowingly induce, or to knowingly attempt to induce, a violation of this Article, whether by otherwise lawful or unlawful means. In any action initiated by the Attorney General, anyone found to have violated this provision shall be subject to the civil penalty applicable to the sales made in violation of this Article; or, if no sales were made, to a civil penalty of one thousand dollars ($1,000). The clear proceeds of any civil penalties imposed in any actions initiated by the Attorney General under this section shall be remitted to the Civil Penalty and Forfeiture Fund in accordance with G.S. 115C-457.2. (1985 (Reg. Sess., 1986), c. 972, s. 1; 1998-215, s. 102.)
NC Gen Stat § 75-84 (2021)
2021 North Carolina General Statutes|Chapter 75 - Monopolies, Trusts and Consumer Protection|Article 3 - Motor Fuel Marketing Act.|§ 75-84 - Separate offenses; injunctions.

 75-84. Separate offenses; injunctions.Each act of establishing a price in violation of this Article shall constitute a separate offense by the seller and the civil penalty for each offense shall be not more than one thousand dollars ($1,000). Upon a proper showing by the Attorney General or his delegate, further violations may be temporarily or permanently enjoined.The clear proceeds of civil penalties provided for in this section shall be remitted to the Civil Penalty and Forfeiture Fund in accordance with G.S. 115C-457.2. (1985 (Reg. Sess., 1986), c. 972, s. 1; 1998-215, s. 103.)
NC Gen Stat § 75-85 (2021)
2021 North Carolina General Statutes|Chapter 75 - Monopolies, Trusts and Consumer Protection|Article 3 - Motor Fuel Marketing Act.|§ 75-85 - Investigations by Attorney General.

 75-85. Investigations by Attorney General.The Attorney General is authorized to investigate any allegation of a violation of this Article made by a motor fuel merchant or by an association or group of motor fuel merchants. If an investigation discloses a violation, the Attorney General may exercise the authority under this Article to seek an injunction and he may also seek civil penalties. The clear proceeds of civil penalties provided for in this section shall be remitted to the Civil Penalty and Forfeiture Fund in accordance with G.S. 115C-457.2. (1985 (Reg. Sess., 1986), c. 972, s. 1; 1998-215, s. 104.)