reglab/housing_qa huggingface dataset:
AR Code § 23-64-520 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 64 - Licensees, Agents, Brokers, Adjusters, and Consultants|Subchapter 5 - Producer Licensing Model Act|§ 23-64-520. Compensation disclosure

 (a) As used in this section:  (1) “Affiliate” means a person that controls, is controlled by, or is under common control with a producer;  (2)  (A) “Compensation from an insurer or other third party” means payments, commissions, fees, overrides, bonuses, contingent commissions, loans, stock options, or any other form of valuable consideration, whether or not payable pursuant to a written agreement.  (B) Awards, gifts, and prizes shall be considered “compensation from an insurer or other third party” if the award, gift, or prize is directly tied to the producer's performance; and    (3) “Compensation from the customer” shall not include any fee or similar expense under § 23-66-310 or any fee or amount collected by or paid to the producer that does not exceed an amount established by the Insurance Commissioner.    (b)  (1) Before the placement of insurance business, all insurance producers shall disclose:  (A) Whether the producer or its affiliate represents the customer or the insurer; and  (B) The source or sources of the producer's or affiliate's compensation for the placement.    (2) If the producer represents the insurer, the producer shall disclose to the customer that the producer provides services to the customer on behalf of the insurer.  (3) If the producer receives compensation from the customer for a placement of insurance or acts as a broker as defined by § 23-64-102, the producer shall disclose:  (A) The source or sources of the producer's or affiliate's compensation for the placement; and  (B) Whether the producer or its affiliate will receive compensation for the placement from the insurer or other third party based upon volume, profitability, or other factors, and if the customer requests, the producer shall provide a reasonable estimate of the amount of compensation.      (c) A person shall not be considered a “customer” for purposes of this section if the person is merely:  (1) A participant or beneficiary of an employee benefit plan; or  (2) Covered by a group or blanket insurance policy or group annuity contract sold, solicited, or negotiated by the producer or affiliate.    (d) This section shall not apply to:  (1) A person licensed as a producer who acts only as an intermediary between an insurer and the customer's producer, including, but not limited to, a managing general agent, a sales manager, or wholesale broker when acting only as an intermediary;  (2) A reinsurance intermediary;  (3) Any placement involving a residual market mechanism;  (4) Renewals, unless the information previously disclosed under subsection (b) of this section has substantially changed; or  (5) Any placement of credit life or credit disability insurance.
AR Code § 23-64-601 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 64 - Licensees, Agents, Brokers, Adjusters, and Consultants|Subchapter 6 - Arkansas Health Insurance Marketplace Navigator, Guide, and Certified Application Counselors Act|§ 23-64-601. Title

 This subchapter shall be known and may be cited as the “Arkansas Health Insurance Marketplace Navigator, Guide, and Certified Application Counselors Act”.
AR Code § 23-64-603 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 64 - Licensees, Agents, Brokers, Adjusters, and Consultants|Subchapter 6 - Arkansas Health Insurance Marketplace Navigator, Guide, and Certified Application Counselors Act|§ 23-64-603. Navigator license required

 (a)  (1) A person shall not act as a navigator in this state through a health insurance marketplace unless licensed under this subchapter as an eligible entity.  (2) A health insurer or an affiliate of a health insurer is not an eligible entity.    (b) A grant awarded under a navigator contract is contingent on a person's:  (1) Being licensed under this subchapter;  (2) Becoming licensed under this subchapter by September 30, 2013, or within ninety (90) days after the receipt of funding; or  (3) Employing a licensee that meets the requirements in subdivision (b)(1) or subdivision (b)(2) of this section.    (c) A navigator shall:  (1) Conduct public education activities to raise awareness of the availability of qualified health plans;  (2) Distribute fair and impartial information concerning enrollment in qualified health plans and the availability of premium tax credits under section 36B of the Internal Revenue Code of 1986 as existing on the effective date of this act and cost-sharing reductions under section 1402 of the federal act;  (3) Facilitate enrollment in qualified health plans;  (4) Provide referrals to any applicable office of health insurance consumer assistance or health insurance ombudsman or to any other appropriate state agency or agencies for any enrollee with a grievance, complaint, or question regarding his or her health benefit plan, coverage, or a determination under that plan or coverage; and  (5) Provide enrollment information in a culturally and linguistically appropriate manner that meets the needs of the population being served by a health insurance marketplace in this state, including those individuals with limited English proficiency or who are protected under section 504 of the Rehabilitation Act of 1973, 29 U.S.C. § 794 and Title II of the Americans with Disabilities Act of 1990, 42 U.S.C. §§ 12131-12165, as they existed on January 1, 2013.    (d) A navigator shall not advise a person to select a particular plan.
AR Code § 23-64-605 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 64 - Licensees, Agents, Brokers, Adjusters, and Consultants|Subchapter 6 - Arkansas Health Insurance Marketplace Navigator, Guide, and Certified Application Counselors Act|§ 23-64-605. Certified application counselor license required

 (a)  (1) A person shall not act as a certified application counselor in this state through a health insurance marketplace unless licensed under this subchapter and working for a marketplace-designated organization.  (2) A health insurer or an affiliate of a health insurer is not an eligible entity.    (b) A certified application counselor shall assist in enrolling a consumer in a qualified health plan through a health insurance marketplace.
AR Code § 23-64-606 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 64 - Licensees, Agents, Brokers, Adjusters, and Consultants|Subchapter 6 - Arkansas Health Insurance Marketplace Navigator, Guide, and Certified Application Counselors Act|§ 23-64-606. Licensed producer — Certification required

 A person shall not act as a certified licensed producer in this state through a health insurance marketplace unless certified under this subchapter.
AR Code § 23-64-608 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 64 - Licensees, Agents, Brokers, Adjusters, and Consultants|Subchapter 6 - Arkansas Health Insurance Marketplace Navigator, Guide, and Certified Application Counselors Act|§ 23-64-608. License renewal

 (a) A licensee shall submit an application for renewal of a license or certification issued under this subchapter in a form prescribed by the Insurance Commissioner.  (b) An applicant for a license or certification renewal is required to complete continuing education as prescribed by rule of the commissioner.  (c) Each licensee shall pay a reasonable annual licensure or certification fee as established by rule of the commissioner.
AR Code § 23-64-609 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 64 - Licensees, Agents, Brokers, Adjusters, and Consultants|Subchapter 6 - Arkansas Health Insurance Marketplace Navigator, Guide, and Certified Application Counselors Act|§ 23-64-609. Additional licensee duties

 (a) A licensee is subject to the insurance laws of this state, including those concerning privacy, market conduct, and unfair trade practices acts.  (b) A licensee shall:  (1) Comply with other consumer protection and market conduct standards that the Insurance Commissioner considers necessary; and  (2) Counsel enrollees in the health insurance marketplace in this state about options in Medicaid, the federal Children's Health Insurance Program, and other health insurance coverage.
AR Code § 23-64-610 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 64 - Licensees, Agents, Brokers, Adjusters, and Consultants|Subchapter 6 - Arkansas Health Insurance Marketplace Navigator, Guide, and Certified Application Counselors Act|§ 23-64-610. Prohibited activities

 (a) Except for a certified licensed producer, a licensee shall not:  (1) Receive compensation directly or indirectly from any health insurer;  (2) Engage in an activity that requires licensing as a residential insurance producer under the Producer Licensing Model Act, § 23-64-501 et seq.; or  (3) Recommend a particular plan or advise consumers about which plan to choose.    (b) A licensee shall not engage in improper conduct, commit fraud, or violate marketplace and consumer protection requirements of this state.
AR Code § 23-64-612 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 64 - Licensees, Agents, Brokers, Adjusters, and Consultants|Subchapter 6 - Arkansas Health Insurance Marketplace Navigator, Guide, and Certified Application Counselors Act|§ 23-64-612. Authority — Grants and contracts

 (a) The health insurance marketplace in this state may accept grants or contract with a governmental or nongovernmental entity that uses navigators or guides on the conditions the health insurance marketplace finds to be in the best interest of the citizens of this state if the governmental or nongovernmental entity:  (1) Has a physical business location to conduct business with this state and its service area;  (2) Is considered to be competent, trustworthy, financially responsible, and of a good business reputation;  (3) Continues the qualifications under subdivision (a)(2) of this section during the contract;  (4) Requires the members of management of the governmental or nongovernmental entity to complete instruction in health benefit plans or health insurance, the provisions of the federal act for a health insurance marketplace in this state, and the medical assistance programs of this state through a training program approved by the Insurance Commissioner for the required minimum hours; and  (5) Furnishes to the commissioner information concerning the identity and background of the members of management of the governmental or nongovernmental entity, including criminal and regulatory background checks.    (b) Each nongovernmental business entity shall pay a reasonable annual licensure fee that is established by rule.  (c) A grant or contract under this section is not transferable.
AR Code § 23-64-613 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 64 - Licensees, Agents, Brokers, Adjusters, and Consultants|Subchapter 6 - Arkansas Health Insurance Marketplace Navigator, Guide, and Certified Application Counselors Act|§ 23-64-613. Rules

 (a) The Insurance Commissioner may promulgate rules to implement this subchapter.  (b) Rules promulgated under this section shall not conflict with or prevent the application of regulations promulgated by the Secretary of the United States Department of Health and Human Services under the federal act.
AR Code § 23-64-614 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 64 - Licensees, Agents, Brokers, Adjusters, and Consultants|Subchapter 6 - Arkansas Health Insurance Marketplace Navigator, Guide, and Certified Application Counselors Act|§ 23-64-614. Relation to other laws

 (a) This subchapter is amendatory to the Arkansas Insurance Code.  (b) Provisions of the Arkansas Insurance Code that are not in conflict with this subchapter apply to this subchapter.  (c) This subchapter and actions taken by the health insurance marketplace in this state under this subchapter do not preempt or supersede the authority of the Insurance Commissioner to regulate the business of insurance within this state.  (d) Except as expressly provided to the contrary in this subchapter, a health insurer offering a qualified health plan in this state shall comply fully with all applicable health insurance laws of this state and rules adopted and orders issued by the commissioner.
AR Code § 23-65-102 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 65 - Unauthorized Insurers and Surplus Lines|Subchapter 1 - General Provisions|§ 23-65-102. Suits by unauthorized insurers prohibited

 As to transactions not permitted under § 23-63-201, no unauthorized insurer shall institute or file, or cause to be instituted or filed, any suit, action, or proceeding in this state to enforce any right, claim, or demand arising out of any insurance transaction in this state until the insurer has obtained a certificate of authority to transact such insurance in this state.
AR Code § 23-65-104 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 65 - Unauthorized Insurers and Surplus Lines|Subchapter 1 - General Provisions|§ 23-65-104. Records produced on order

 (a)  (1) Every person as to whom insurance is placed with an unauthorized insurer, upon the Insurance Commissioner's order, shall produce for the commissioner's examination all policies and other documents evidencing the insurance and shall disclose to the commissioner the amount of gross premiums paid or agreed to be paid for the insurance.  (2) For each refusal to obey the order, the person shall be liable to a fine of not more than one hundred dollars ($100) for each day of disobedience.    (b) This section does not apply to life insurance and accident and health insurance.
AR Code § 23-65-201 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 65 - Unauthorized Insurers and Surplus Lines|Subchapter 2 - Unauthorized Insurers Process Act|§ 23-65-201. Title — Interpretation

 (a) This subchapter constitutes and may be cited as the “Unauthorized Insurers Process Act”.  (b) This subchapter shall be so interpreted as to effectuate its general purpose to make uniform the law of those states which enact it.
AR Code § 23-65-202 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 65 - Unauthorized Insurers and Surplus Lines|Subchapter 2 - Unauthorized Insurers Process Act|§ 23-65-202. Commissioner process agent

 Delivery, effectuation, or solicitation of any insurance contract, by mail or otherwise, within this state by an unauthorized insurer, or the performance within this state of any other service or transaction connected with such insurance by or on behalf of the insurer, shall be deemed to constitute an appointment by the insurer of the Insurance Commissioner and his or her successors in office as its attorney, upon whom may be served all lawful process issued within this state in any action or proceeding against the insurer arising out of any such contract or transaction; and shall be deemed to signify the insurer's agreement that any such service of process shall have the same legal effect and validity as personal service of process upon it in this state.
AR Code § 23-65-203 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 65 - Unauthorized Insurers and Surplus Lines|Subchapter 2 - Unauthorized Insurers Process Act|§ 23-65-203. Service of process

 (a) Service of process upon any such insurer pursuant to § 23-65-202 shall be made by delivering to and leaving with the Insurance Commissioner or some person in apparent charge of his or her office two (2) copies thereof and the payment to him or her of such fees as may be prescribed by law. The commissioner shall forthwith mail by registered mail one (1) of the copies of such process to the defendant at its principal place of business last known to the commissioner, and shall keep a record of all process so served upon him or her. Such service of process is sufficient, provided notice of such service and a copy of the process are sent within ten (10) days thereafter by registered mail by the plaintiff's attorney to the defendant at its last known principal place of business, and the defendant's receipt or receipt issued by the post office with which the letter is registered, showing the name of the sender of the letter and the name and address of the person to whom the letter is addressed, and the affidavit of the plaintiff's attorney showing a compliance herewith are filed with the clerk of the court in which such action is pending on or before the date the defendant is required to appear, or within such further time as the court may allow.  (b) Service of process in any such action, suit, or proceeding shall in addition to the manner provided in subsection (a) of this section be valid if served upon any person within this state, who in this state on behalf of the insurer is:  (1) Soliciting insurance;  (2) Making any contract of insurance or issuing or delivering any policies or written contracts of insurance; or  (3) Collecting or receiving any premium for insurance and a copy of the process is sent within ten (10) days thereafter by registered mail by the plaintiff's attorney to the defendant at the last known principal place of business of the defendant, and the defendant's receipt, or the receipt issued by the post office with which the letter is registered, showing the name of the sender of the letter and the name and address of the person to whom the letter is addressed, and the affidavit of the plaintiff's attorney showing a compliance herewith are filed with the clerk of the court in which such action is pending on or before the date the defendant is required to appear, or within such further time as the court may allow.    (c) No plaintiff or complainant shall be entitled to a judgment by default under this section until the expiration of thirty (30) days from the date of the filing of the affidavit of compliance.  (d) Nothing in this section contained shall limit or abridge the right to serve any process, notice, or demand upon any insurer in any other manner now or hereafter permitted by law.
AR Code § 23-65-204 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 65 - Unauthorized Insurers and Surplus Lines|Subchapter 2 - Unauthorized Insurers Process Act|§ 23-65-204. Exemptions from service-of-process provisions

 Sections 23-65-202, 23-65-203, and 23-65-205 shall not apply to surplus line insurance lawfully effectuated under this chapter, or to reinsurance, nor to any action or proceeding against an unauthorized insurer arising out of:   (1) Wet marine and foreign trade insurance;  (2) Insurance on subjects located, resident, or to be performed wholly outside this state or on vehicles or aircraft owned and principally garaged outside this state;  (3) Insurance on property or operations of railroads engaged in interstate commerce; or  (4) Insurance on aircraft or cargo of such aircraft or against liability, other than employer's liability, arising out of the ownership, maintenance, or use of such aircraft, when the policy or contract contains a provision designating the Insurance Commissioner as its attorney for the acceptance of service of lawful process in any action or proceeding instituted by or on behalf of an insured or beneficiary arising out of any such policy, or when the insurer enters a general appearance in any such action.
AR Code § 23-65-205 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 65 - Unauthorized Insurers and Surplus Lines|Subchapter 2 - Unauthorized Insurers Process Act|§ 23-65-205. Defense of action by unauthorized insurer — Damages and attorney’s fees

 (a) Before an unauthorized insurer shall file or cause to be filed any pleading in any action or proceeding instituted against it under §§ 23-65-202 and 23-65-203, the insurer shall:  (1) Procure a certificate of authority to transact insurance in this state; or  (2) Deposit with the clerk of the court in which such action or proceeding is pending cash or securities or file with the clerk a bond with good and sufficient sureties, to be approved by the court, in an amount to be fixed by the court sufficient to secure the payment of any final judgment which may be rendered in such an action. The court may in its discretion make an order dispensing with the deposit or bond when the insurer makes a showing satisfactory to the court that it maintains in a state of the United States funds or securities, in trust or otherwise, sufficient and available to satisfy any final judgment which may be entered in such an action or proceeding and that the insurer will pay any final judgment entered therein without requiring suit to be brought on the judgment in the state where such funds or securities are located.    (b) The court in any action or proceeding in which service is made in the manner provided in § 23-65-203 may, in its discretion, order such postponement as may be necessary to afford the defendant reasonable opportunity to comply with the provisions of subsection (a) of this section, and to defend the action.  (c) Nothing in subsection (a) of this section is to be construed to prevent an unauthorized insurer from filing a motion to quash or to set aside the service of any process made in the manner provided in § 23-65-203 hereof on the ground either:  (1) That such unauthorized insurer has not done any of the acts enumerated in § 23-65-202; or  (2) That the person on whom service was made pursuant to § 23-65-203(a) was not doing any of the acts therein enumerated.    (d) Any such insurer shall be subject to the provisions of § 23-79-208.
AR Code § 23-65-301 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 65 - Unauthorized Insurers and Surplus Lines|Subchapter 3 - Surplus Lines Insurance Law|§ 23-65-301. Title

 This subchapter shall be known and may be cited as the “Surplus Lines Insurance Law”.
AR Code § 23-65-302 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 65 - Unauthorized Insurers and Surplus Lines|Subchapter 3 - Surplus Lines Insurance Law|§ 23-65-302. Exceptions

 This subchapter shall not apply to reinsurance or to the following insurances when so placed by licensed agents or brokers of this state:   (1) Wet marine and foreign trade insurance;  (2) Insurance on subjects that are:  (A) Located, resident, or to be performed outside this state; or  (B) On vehicles or aircraft principally garaged outside this state;    (3) Insurance on property or operation of railroads engaged in interstate commerce; and  (4) Insurance of aircraft:  (A) Owned or operated by manufacturers of aircraft;  (B) Operated in scheduled interstate flight;  (C) Cargo; or  (D) Against liability, other than workers' compensation and employer's liability, arising out of the ownership, maintenance, or use of the aircraft.