reglab/housing_qa huggingface dataset:
MS Code § 81-18-63 (2020)
2020 Mississippi Code|Title 81 - Banks and Financial Institutions|Chapter 18 - Mississippi S.A.F.E. Mortgage Act|Nationwide Licensing System|§ 81-18-63. Confidentiality of information or material provided to Nationwide Mortgage Licensing System and Registry

  Except as otherwise provided in Public Law 110-289, Section 1512, the requirements under any federal law or applicable state law regarding the privacy or confidentiality of any information or material provided to the Nationwide Mortgage Licensing System and Registry, and any privilege arising under federal or state law (including the rules of any federal or state court) with respect to that information or material, shall continue to apply to the information or material after the information or material has been disclosed to the Nationwide Mortgage Licensing System and Registry. The information and material may be shared with all state and federal regulatory officials with mortgage industry oversight authority without the loss of privilege or the loss of confidentiality protections provided by federal law or applicable state law.   In order to promote more effective regulation and reduce regulatory burden through supervisory information sharing, the commissioner is authorized to enter agreements or sharing arrangements with other governmental agencies, the Conference of State Bank Supervisors, the American Association of Residential Mortgage Regulators or other associations representing governmental agencies as established by rule, regulation or order of the commissioner.   Information or material that is subject to a privilege or confidentiality under subsection (1) of this section shall not be subject to:   Disclosure under any federal or state law governing the disclosure to the public of information held by an officer or an agency of the federal government or the respective state; or   Subpoena or discovery, or admission into evidence, in any private civil action or administrative process, unless with respect to any privilege held by the Nationwide Mortgage Licensing System and Registry with respect to that information or material, the person to whom the information or material pertains waives, in whole or in part, in the discretion of the person, that privilege.     Any applicable state law relating to the disclosure of confidential supervisory information or any information or material described in subsection (1) of this section that is inconsistent with subsection (1) shall be superseded by the requirements of this section.   This section shall not apply with respect to the information or material relating to the employment history of, and publicly adjudicated disciplinary and enforcement actions against, mortgage loan originators that is included in the Nationwide Mortgage Licensing System and Registry for access by the public.
MS Code § 81-25-1 (2020)
2020 Mississippi Code|Title 81 - Banks and Financial Institutions|Chapter 25 - The Mississippi International Banking Act|Article 1 - General|§ 81-25-1. Short title; intention

  This chapter shall be known and may be cited as the "Mississippi International Banking Act."   This chapter is intended generally to provide for state regulation of the participation by foreign banks in the financial markets of the State of Mississippi.   Consistent with the federal International Banking Act, the Bank Holding Company Act, the Federal Deposit Insurance Act, and the Interstate Banking and Branching Efficiency Act, this chapter is intended specifically:   To authorize direct offices of foreign banks in the State of Mississippi in the form of branches, agency offices and representative offices;   To authorize branch and agency banking activities and operations, under Mississippi licenses issued by the commissioner, in the State of Mississippi of foreign banks, generally under terms and conditions not less favorable than the terms and conditions under which such activities and operations may be conducted by federal branch or agency offices of foreign banks in the United States, and to set forth a statutory framework for the licensing, regulation and supervision of such state-licensed offices of foreign banks by the Commissioner to assure the safe and sound operation of such offices that are licensed under the laws of the State of Mississippi;   To authorize representative offices in the State of Mississippi of foreign banks, and to set forth statutory provisions governing the licensing and supervision of such offices by the commissioner; and   To ensure that the banking laws and regulations of the State of Mississippi otherwise apply to foreign banks, and to Mississippi and out-of-state banks and bank holding companies that are owned or controlled by foreign banks, in a manner consistent with the laws and policies of the United States governing the operations in this country of foreign banks.
MS Code § 81-25-5 (2020)
2020 Mississippi Code|Title 81 - Banks and Financial Institutions|Chapter 25 - The Mississippi International Banking Act|Article 1 - General|§ 81-25-5. Authority of commissioner to issue rules, regulations and orders

 The commissioner is authorized and empowered to issue such rules, regulations and orders as the commissioner may deem necessary in order to perform his or her duties and functions under this chapter and to administer and carry out the provisions and purposes of this chapter and to prevent evasions thereof.
MS Code § 81-25-7 (2020)
2020 Mississippi Code|Title 81 - Banks and Financial Institutions|Chapter 25 - The Mississippi International Banking Act|Article 1 - General|§ 81-25-7. Application in case of judicial finding of invalidity

 If any provision of this chapter or the application of such provision is found by any court of competent jurisdiction in the United States to be invalid as to any bank, bank holding company, foreign bank, or other person or circumstances, or to be superseded by federal law, the remaining provisions hereof shall not be affected and shall continue to apply to any bank, bank holding company, foreign bank, or other person or circumstances.
MS Code § 81-25-51 (2020)
2020 Mississippi Code|Title 81 - Banks and Financial Institutions|Chapter 25 - The Mississippi International Banking Act|Article 3 - Domestic Banks Owned or Controlled by Foreign Banks and Other Foreign Persons|§ 81-25-51. Intention

 This article is generally intended to ensure that the laws and regulations of the State of Mississippi applicable to the ownership and operations of Mississippi banks, and interstate branches in this state of out-of-state banks, do not discriminate against such banks that are owned or controlled by foreign banks or other foreign persons in a manner inconsistent with the provisions of Section 3(d) of the Bank Holding Company Act (12 USCS 1842(d)), as amended effective September 29, 1995, by Section 101 of the Interstate Banking and Branching Efficiency Act, or with other laws and policies of the United States.
MS Code § 81-25-53 (2020)
2020 Mississippi Code|Title 81 - Banks and Financial Institutions|Chapter 25 - The Mississippi International Banking Act|Article 3 - Domestic Banks Owned or Controlled by Foreign Banks and Other Foreign Persons|§ 81-25-53. Prohibition against discrimination

  Except as provided in subsection (2) of this section:   The laws and regulations of the State of Mississippi governing the acquisition or ownership of controlling or other interests in Mississippi banks or in out-of-state banks seeking to establish and maintain one or more interstate branches in the State of Mississippi shall not generally prohibit ownership of such institutions by, or otherwise discriminate against, foreign banks or other foreign persons, notwithstanding any provision of the laws or regulations of the State of Mississippi to the contrary;   The laws and regulations of the State of Mississippi governing the powers and activities of Mississippi banks and of out-of-state banks maintaining one or more interstate branches in the State of Mississippi shall not discriminate among such banks on the basis of their ownership or control by foreign banks or other foreign persons, notwithstanding any provision of the laws or regulations of the State of Mississippi to the contrary.     Notwithstanding the provisions of subsection (1), the commissioner is authorized to apply any standards or requirements of the laws and regulations of the State of Mississippi governing the ownership, control or operations of Mississippi banks, even if applicable specifically or exclusively to foreign banks or other foreign persons, to the extent such standards or requirements are determined by regulation or order of the commissioner to be either:   Substantially equivalent to or consistent with the standards or requirements governing the ownership, control or operations of Mississippi banks by foreign banks or other foreign persons under applicable U.S. federal laws or regulations, or   otherwise consistent with the laws and policies of the United States, including its international agreements governing financial services.
MS Code § 81-25-101 (2020)
2020 Mississippi Code|Title 81 - Banks and Financial Institutions|Chapter 25 - The Mississippi International Banking Act|Article 5 - Direct Offices of Foreign Banks|§ 81-25-101. Intention

 Consistent with the federal International Banking Act, the Bank Holding Company Act, the Federal Deposit Insurance Act, and the Interstate Banking and Branching Efficiency Act, this article is intended:   To authorize banking activities and operations, under Mississippi licenses issued by the commissioner, of branch and agency offices in the State of Mississippi of foreign banks, generally under terms and conditions not less favorable than the terms and conditions under which such activities and operations may be conducted by federal branch or agency offices of foreign banks in the United States, and to set forth a statutory framework for the licensing, regulation and supervision of such Mississippi-licensed offices of foreign banks by the commissioner to assure the safe and sound operation of such offices that are licensed under the laws of the State of Mississippi; and   To authorize representative offices in the State of Mississippi of foreign banks, and to set forth statutory provisions governing the licensing and supervision of such offices by the commissioner.
MS Code § 81-25-103 (2020)
2020 Mississippi Code|Title 81 - Banks and Financial Institutions|Chapter 25 - The Mississippi International Banking Act|Article 5 - Direct Offices of Foreign Banks|§ 81-25-103. Prohibited transactions

  No foreign bank shall transact business in the State of Mississippi except at a Mississippi state branch or Mississippi state agency which it is licensed to establish and maintain pursuant to, and at which it conducts such activities as are permitted by, this chapter.   Subsection (1) shall not be deemed to prohibit:   Any foreign bank which establishes and maintains a federal agency or federal branch in the State of Mississippi from transacting at such federal agency or federal branch such business as it may be authorized to transact under applicable federal laws and regulations or from exercising any right otherwise extended to it under applicable federal law or regulation;   Any foreign bank which does not maintain a Mississippi state branch or Mississippi state agency from making in the State of Mississippi loans secured by liens on real or personal property located in the State of Mississippi or enforcing such loans in the State of Mississippi;   Any foreign bank which does not maintain a Mississippi branch from transacting trust business in the State of Mississippi as long as the trust business is not conducted from an office or location in the State of Mississippi and is otherwise authorized by law;   Any foreign bank which maintains a Mississippi branch or agency from transacting business as agent for an affiliated depository or other institution in accordance with provisions of this chapter; or   Any foreign bank organized under the laws of a territory of the United States, Puerto Rico, Guam, American Samoa or the Virgin Islands, the deposits of which are insured by the Federal Deposit Insurance Corporation, from establishing and operating an interstate branch in the State of Mississippi in its capacity as a "state bank" as defined in the Federal Deposit Insurance Act, pursuant to the authorities contained in that act and in the laws of the State of Mississippi.     For purposes of subsection (1), no foreign bank shall be deemed to be transacting business in the State of Mississippi merely because a subsidiary or affiliate transacts business in the State of Mississippi, including business that any depository institution subsidiary or affiliate may lawfully conduct in the State of Mississippi as an agent for the foreign bank in accordance with and to the extent authorized by the laws of the State of Mississippi and applicable regulations or orders of the commissioner.
MS Code § 81-25-105 (2020)
2020 Mississippi Code|Title 81 - Banks and Financial Institutions|Chapter 25 - The Mississippi International Banking Act|Article 5 - Direct Offices of Foreign Banks|§ 81-25-105. Application to procure a license

 A foreign bank, in order to procure a license under this chapter to establish and maintain a Mississippi state branch or Mississippi state agency shall submit an application to the commissioner. Such application shall contain:   The same information as required by the Board of Governors of the Federal Reserve System for an application to establish a branch or agency, as the case may be, in the United States;   An instrument irrevocably appointing the commissioner or his or her successors in office to be such foreign bank's agent, representative and attorney to receive service of any lawful judicial and administrative process in accordance with this chapter; and   Such additional information as the commissioner may require by regulation or order.
MS Code § 81-25-107 (2020)
2020 Mississippi Code|Title 81 - Banks and Financial Institutions|Chapter 25 - The Mississippi International Banking Act|Article 5 - Direct Offices of Foreign Banks|§ 81-25-107. Application procedures

  A foreign bank making an application under this chapter for a license to establish and maintain a Mississippi state branch or Mississippi state agency shall deliver to the commissioner:   At least two (2) (or more as the commissioner may require by regulation) duplicate originals of the foreign bank's application; and   At least two (2) (or more as the commissioner may require by regulation) copies of its charter or articles of incorporation and all amendments thereto, duly authenticated by the proper officer of the country of such foreign bank's organization.     The commissioner shall issue a license to a foreign bank to establish and maintain a Mississippi state branch or Mississippi state agency if he or she finds that:   The foreign bank is of good character and sound financial standing;   The management of the foreign bank and the proposed management of the Mississippi state branch or Mississippi state agency are adequate;   The convenience and needs of persons to be served by the proposed Mississippi state branch or Mississippi state agency will be promoted; and   The foreign bank satisfies such other standards as the commissioner may establish by regulation.     If the commissioner determines to issue a license to a foreign bank to establish and maintain a Mississippi state branch or Mississippi state agency, he or she shall, when all fees have been paid as required under this chapter:   Endorse on each document filed as part of the application the word "Filed," and the date of the filing thereof and return to the foreign bank a copy of each document so endorsed;   File in his or her office one (1) of such duplicate originals of the application and copies of the charter or articles of incorporation and amendments thereto; and   Issue a license to establish and maintain a Mississippi state branch or Mississippi state agency to such foreign bank.     Each license issued to a foreign bank to establish and maintain a Mississippi state branch or Mississippi state agency shall state fully the name of the foreign bank to which such license is issued, and all such other information as the commissioner may require by regulation or order.   The commissioner may, by regulation or order, prescribe abbreviated application procedures and standards applicable to applications by foreign banks that have already established an initial Mississippi state branch or agency, subsequently to establish additional intrastate Mississippi state branches or agencies, as the case may be.
MS Code § 81-25-109 (2020)
2020 Mississippi Code|Title 81 - Banks and Financial Institutions|Chapter 25 - The Mississippi International Banking Act|Article 5 - Direct Offices of Foreign Banks|§ 81-25-109. Application fee

 Upon applying to the commissioner under this chapter for a license to establish and maintain a Mississippi state branch or state agency, a foreign bank shall pay to the commissioner an application fee in such amount and in such manner as the commissioner shall require by regulation.
MS Code § 81-25-111 (2020)
2020 Mississippi Code|Title 81 - Banks and Financial Institutions|Chapter 25 - The Mississippi International Banking Act|Article 5 - Direct Offices of Foreign Banks|§ 81-25-111. License prohibitions

  No foreign bank which is licensed under this chapter to establish and maintain a Mississippi state branch or Mississippi state agency shall concurrently maintain a federal branch or federal agency in the State of Mississippi.   No foreign bank which maintains a federal branch or federal agency in the State of Mississippi shall concurrently be licensed under this chapter to maintain a Mississippi state branch or Mississippi state agency.
MS Code § 81-25-115 (2020)
2020 Mississippi Code|Title 81 - Banks and Financial Institutions|Chapter 25 - The Mississippi International Banking Act|Article 5 - Direct Offices of Foreign Banks|§ 81-25-115. Certificate of authority

  No foreign bank which is licensed to establish and maintain a Mississippi state branch shall engage in fiduciary activities at such branch office unless such foreign bank shall have first obtained a certificate of authority from the commissioner to engage in fiduciary activities at such office.   An application to obtain a certificate of authority to engage in fiduciary activities shall be in such form and contain such information, and be accompanied by such reasonable fee, as the commissioner may require by regulation. The commissioner shall issue a certificate of authority to engage in fiduciary activities to a foreign bank making an application under this section if he or she finds that such foreign bank will exercise fiduciary powers in accordance with the laws and regulations of the State of Mississippi.   A foreign bank which holds a certificate of authority issued under this section may engage at its Mississippi state branch or Mississippi state agency in fiduciary activities to the same extent and in the same manner as if such foreign bank were a Mississippi state bank.   A foreign bank which holds a certificate of authority issued under this section shall file all such reports, pay all such reasonable fees, and be subject to examination and supervision as the commissioner may determine by regulation.   The commissioner may suspend or revoke a certificate to engage in fiduciary activities issued under this section if he or she finds:   That conditions exist which would authorize the commissioner under this chapter to revoke or suspend such foreign bank's license to establish and maintain a Mississippi state branch; or   Any fact or condition exists which, if it had existed at the time of the foreign bank's original application to obtain a certificate of authority to engage in fiduciary activities, would have resulted in the commissioner refusing to issue such certificate of authority to the foreign bank.     Fiduciary activities shall not be permitted at agency or representative offices.
MS Code § 81-25-117 (2020)
2020 Mississippi Code|Title 81 - Banks and Financial Institutions|Chapter 25 - The Mississippi International Banking Act|Article 5 - Direct Offices of Foreign Banks|§ 81-25-117. Permissible and prohibited activities

  A Mississippi state branch or Mississippi state agency of a foreign bank licensed under this chapter may receive deposits, renew time deposits, close loans, service loans, and receive payments on loans and other obligations as an agent for any depository institution affiliate of such foreign bank, including branch, agency and other offices of the same foreign bank located in other states, generally in accordance with the same terms, conditions, procedures and requirements that are applicable under the laws and regulations of Mississippi to such agency activities that may be conducted by Mississippi state banks.   Notwithstanding any other provision of the laws or regulations of the State of Mississippi, a Mississippi state branch or Mississippi state agency of a foreign bank acting in the State of Mississippi as an agent in accordance with the provisions of this section shall not be considered to be a branch of such other depository institution affiliate; however, no Mississippi state branch or Mississippi agency shall be authorized by this section to act as agent for a branch or agency of an affiliated foreign bank other than the foreign bank which has been licensed to transact business in the State of Mississippi pursuant to this chapter.   A Mississippi state branch or Mississippi state agency of a foreign bank licensed under this chapter may not:   Conduct any activity as an agent under this section which such office is prohibited from conducting as a principal under any applicable federal or state law, including but not limited to the acceptance of impermissible deposits; or   As a principal, have an agent conduct any activity under this section which such office is prohibited from conducting under any applicable federal or state law, including but not limited to the acceptance of impermissible deposits.     An agency relationship between a Mississippi state branch or Mississippi state agency of a foreign bank licensed under this chapter and a depository institution affiliate or other affiliate of such foreign bank shall in any event be on terms that are consistent with safe and sound banking practices and all applicable regulations and orders of the commissioner.
MS Code § 81-25-119 (2020)
2020 Mississippi Code|Title 81 - Banks and Financial Institutions|Chapter 25 - The Mississippi International Banking Act|Article 5 - Direct Offices of Foreign Banks|§ 81-25-119. Establishment and maintenance of a Mississippi state representative office

  No foreign bank shall establish or maintain a Mississippi state representative office unless such foreign bank is licensed by the commissioner to maintain such a Mississippi representative office.   Nothing in subsection (1) shall be deemed to prohibit a foreign bank which maintains a federal agency or federal branch in the State of Mississippi from establishing or maintaining one or more Mississippi representative offices.
MS Code § 81-25-121 (2020)
2020 Mississippi Code|Title 81 - Banks and Financial Institutions|Chapter 25 - The Mississippi International Banking Act|Article 5 - Direct Offices of Foreign Banks|§ 81-25-121. Application for a license to establish and maintain a Mississippi representative office

  The application for a license to establish and maintain a Mississippi representative office shall be in writing under oath and shall be in such form and contain such information as the commissioner may require by regulation or order. The application shall be accompanied by a reasonable fee as the commissioner may establish by regulation.   Each application to establish and maintain a Mississippi representative office shall include an instrument irrevocably appointing the commissioner or his or her successors in office to be such foreign bank's agent, representative and attorney to receive service of any lawful judicial and administrative process in accordance with Section 81-25-101.