reglab/housing_qa huggingface dataset:
AL Code § 27-56-9 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 56 - Access to Eye Care Act.|Section 27-56-9 - Scope of Practice.

Section 27-56-9Scope of practice. Nothing in this chapter shall be construed to expand the scope of practice for any eye care provider. (Act 2001-477, p. 640, § 11.)
AL Code § 27-57-1 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 57 - Colorectal Cancer Examinations.|Section 27-57-1 - Definitions.

Section 27-57-1Definitions. As used in this chapter, the following words and terms shall have the following meanings: (1) COLORECTAL CANCER EXAMINATIONS. Examinations and laboratory tests specified in current American Cancer Society guidelines for colorectal cancer screening of asymptomatic individuals. (2) HEALTH BENEFIT PLAN. A group health insurance policy that covers hospital, medical, or surgical expenses, health maintenance organizations, preferred provider organizations, medical service organizations, physician-hospital organizations, or any other person, firm, corporation, joint venture, or other similar business entity that pays for, purchases, or furnishes health care services to patients, insureds, or beneficiaries in this state. For the purposes of this chapter, a health benefit plan located or domiciled outside of the State of Alabama is deemed to be subject to this chapter if it receives, processes, adjudicates, pays, or denies claims for health care services submitted by or on behalf of patients, insureds, or beneficiaries who reside in the State of Alabama or who receive health care services in the State of Alabama. The term includes, but is not limited to, entities created pursuant to Article 6, Chapter 20, Title 10A. (3) POLICY. Any group health benefit plan, contract, or policy, except a disability income policy, and endorsements thereof, specified disease policy, or hospital indemnity policy. (Act 2004-502, p. 969, §1.)
AL Code § 27-57-2 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 57 - Colorectal Cancer Examinations.|Section 27-57-2 - Coverage; Applicability.

Section 27-57-2Coverage; applicability. (a) All group health benefit plans, policies, contracts, and certificates executed, delivered, issued for delivery, continued, or renewed in this state on or after August 1, 2004, shall offer, at the time of proposal, sale, or renewal of a policy subject to this chapter, to include colorectal cancer examinations within the coverage. Such offer of coverage shall include colorectal cancer examinations for covered persons who are 50 years of age or older, or for covered persons who are less than 50 years of age and at high risk for colorectal cancer according to current American Cancer Society colorectal cancer screening guidelines. (b) This chapter shall apply to group accident and sickness insurance policies issued by a fraternal benefit society, a nonprofit hospital service corporation, a nonprofit medical service corporation, a group health care plan, a health maintenance organization, or any similar entity. (Act 2004-502, p. 969, §2.)
AL Code § 27-57-3 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 57 - Colorectal Cancer Examinations.|Section 27-57-3 - Certain Activities Not Prohibited by Chapter.

Section 27-57-3Certain activities not prohibited by chapter.  (a) Nothing in this chapter shall be construed to prohibit the issuance of policies which provide benefits greater than those required by Section 27-57-2, or more favorable to the insured than those required by Section 27-57-2. (b) Nothing contained in this chapter shall be deemed to prohibit the payment of different levels of benefits or from having differences in coinsurance percentages applicable to benefit levels for services provided by preferred and nonpreferred providers as otherwise authorized by law relating to preferred provider arrangements. (Act 2004-502, p. 969, §3.)
AL Code § 27-57-4 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 57 - Colorectal Cancer Examinations.|Section 27-57-4 - Exclusions, Reductions, etc., Permitted; Benefits Subject to Annual Deductible, Co-Insurance.

Section 27-57-4Exclusions, reductions, etc., permitted; benefits subject to annual deductible, co-insurance.  (a) The coverage offered under Section 27-57-2 shall contain any exclusions, reductions, or other limitations as to coverages, deductibles, or coinsurance provisions which apply to that coverage as may be approved by the Commissioner of Insurance. (b) The benefits provided in this chapter shall be subject to the same annual deductible or coinsurance established for all other covered benefits within a given policy. (Act 2004-502, p. 969, §4.)
AL Code § 27-57-5 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 57 - Colorectal Cancer Examinations.|Section 27-57-5 - Coverage by Participating Providers; Selection Criteria and Utilization Protocols; Maximum Benefits, Exclusions, Etc.

Section 27-57-5Coverage by participating providers; selection criteria and utilization protocols; maximum benefits, exclusions, etc. (a) This chapter does not require and shall not be construed to require the coverage of services of providers who are not designated as covered providers, or who are not selected as a participating provider, by a group health benefit plan or insurer having a participating network of service providers. Nothing in this chapter is intended to expand the list or designation of participating providers as specified in any health benefit plan. (b) Insurers or other issuers of any health benefit plan covered by this chapter shall continue to be able to establish and apply selection criteria and utilization protocols for health care providers including the designation of types of providers for which coverage is provided as well as credentialing criteria used in the selection of providers. (c) A group health benefit plan, policy, or contract that provides coverage for the services to be offered pursuant to this chapter may contain provisions for maximum benefits and coinsurance limitations, deductibles, exclusions, and utilization review protocols to the extent that these provisions are not inconsistent with the requirements of this chapter. (Act 2004-502, p. 969, §5.)
AL Code § 27-57-6 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 57 - Colorectal Cancer Examinations.|Section 27-57-6 - Additional Benefit Costs.

Section 27-57-6Additional benefit costs. (a) The issuer of a group health benefit plan, policy, or contract may either disclose the additional premium for such additional colorectal examination benefits to the prospective contract holder and allow the contract holder to elect such additional benefits on an optional basis; or conform its policies, contracts, or certificates issued on or after August 1, 2004, and adjust its premium cost to reflect the additional benefit cost. (b) Employer sponsors of group health benefit plans are not required to purchase the additional benefits for colorectal examinations that are offered pursuant to this chapter. (Act 2004-502, p. 969, §6.)
AL Code § 27-58-1 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 58 - Prostate Cancer Early Detection Coverage.|Section 27-58-1 - Definitions.

Section 27-58-1Definitions. As used in this chapter, the following terms shall have the following meanings: (1) HEALTH BENEFIT PLAN. Any individual or group plan, employee welfare benefit plan, policy, or contract for health care services issued, delivered, issued for delivery, or renewed in this state by a health care insurer, health maintenance organization, accident and sickness insurer, fraternal benefit society, nonprofit hospital service corporation, nonprofit medical service corporation, health care service plan, or any other person, firm, corporation, joint venture, or other similar business entity that pays for insureds or beneficiaries in this state. The term includes, but is not limited to, entities created pursuant to Article 6 of Chapter 20 of Title 10A. A health benefit plan located or domiciled outside of the State of Alabama is deemed to be subject to this chapter if it receives, processes, adjudicates, pays, or denies claims for health care services submitted by or on behalf of patients, insureds, or beneficiaries who reside in Alabama. Provided, however, the term shall not include accident-only, specified disease, hospital indemnity, Medicare supplement, long-term care, disability income, or other limited benefit health insurance policies. (2) SCREENING FOR THE EARLY DETECTION OF PROSTATE CANCER. At a minimum, a prostate-specific antigen blood test and a digital rectal examination. (Act 2007-389, p. 778, §1.)
AL Code § 27-58-2 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 58 - Prostate Cancer Early Detection Coverage.|Section 27-58-2 - Coverage for Annual Screening.

Section 27-58-2Coverage for annual screening. On and after October 1, 2007, each health benefit plan shall offer, together with identification of associated costs, policies and contracts including coverage for the annual screening for the early detection of prostate cancer in men over age 40. (Act 2007-389, p. 778, §2.)
AL Code § 27-58-3 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 58 - Prostate Cancer Early Detection Coverage.|Section 27-58-3 - Screening Provider Requirements.

Section 27-58-3Screening provider requirements. Screening for the early detection of prostate cancer shall be provided by a certified, registered, or licensed health care professional certified with expertise in such screening. (Act 2007-389, p. 778, §3.)
AL Code § 27-58-4 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 58 - Prostate Cancer Early Detection Coverage.|Section 27-58-4 - Benefits Subject to Annual Deductible, Coinsurance, Exclusions, Reductions, Etc.

Section 27-58-4Benefits subject to annual deductible, coinsurance, exclusions, reductions, etc. (a) The benefits provided in this chapter shall be subject to the same annual deductible or coinsurance established for all covered benefits within a given policy. Private third party payors may not reduce or eliminate coverage due to the requirements of this chapter. (b) A health benefit plan subject to this chapter shall not terminate services, reduce capitation payment, or otherwise penalize an attending physician or health care provider who orders medical care consistent with this chapter. (c) Nothing in this chapter is intended to expand the list of designations of covered providers as specified in any health benefit plan. (Act 2007-389, p. 778, §4.)
AL Code § 27-59-1 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 59 - Chiropractic Coverage.|Section 27-59-1 - Definitions.

Section 27-59-1Definitions. As used in this chapter, the following terms shall have the following meanings: (1) HEALTH BENEFIT PLAN. Any individual or group plan, employee welfare benefit plan, policy, or contract for health care services issued, delivered, issued for delivery, or renewed in this state by a health care insurer, health maintenance organization, accident and sickness insurer, fraternal benefit society, nonprofit hospital service corporation, nonprofit medical service corporation, health care service plan, or any other person, firm, corporation, joint venture, or other similar business entity that pays for insureds or beneficiaries in this state. The term includes, but is not limited to, entities created pursuant to Article 6 of Chapter 20 of Title 10A. A health benefit plan located or domiciled outside of the State of Alabama is deemed to be subject to this chapter if it receives, processes, adjudicates, pays, or denies claims for health care services submitted by or on behalf of patients, insureds, or beneficiaries who reside in Alabama. Provided, however, the term shall not include accident-only, specified disease, hospital indemnity, Medicare supplement, long-term care, disability income, or other limited benefit health insurance policies. (2) CHIROPRACTIC. The same meaning as in Chapter 24 of Title 34. (Act 2008-502, p. 1106, §1.)
AL Code § 27-59-2 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 59 - Chiropractic Coverage.|Section 27-59-2 - Coverage Offered for Chiropractic.

Section 27-59-2Coverage offered for chiropractic. On and after October 1, 2008, each health benefit plan shall offer, together with identification of associated costs, policies, and contracts, coverage for chiropractic.  (Act 2008-502, p. 1106, §2.)
AL Code § 27-59-3 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 59 - Chiropractic Coverage.|Section 27-59-3 - Implementation of Coverage.

Section 27-59-3Implementation of coverage. (a) The benefits provided in this chapter shall be subject to the same annual deductible or co-insurance established for all covered benefits within a given policy. Private third party payors may not reduce or eliminate coverage due to the requirements of this chapter. (b) A health benefit plan subject to this chapter may not terminate services, reduce capitation payment, or otherwise penalize an attending physician or health care provider who orders medical care consistent with this chapter. (c) Nothing in this chapter is intended to expand the list of designations of covered providers as specified in any health benefit plan. (Act 2008-502, p. 1106, §3.)
AL Code § 27-60-1 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 60 - Interstate Insurance Product Regulation Compact.|Section 27-60-1 - Establishment of Compact; Commission Representative.

Section 27-60-1Establishment of compact; commission representative.  Pursuant to the terms and conditions of this chapter, the State of Alabama seeks to join with other states and establish the Interstate Insurance Product Regulation Compact, and thus become a member of the Interstate Insurance Product Regulation Commission. The Alabama Commissioner of Insurance is hereby designated to serve as the representative of this state to the commission. (Act 2011-536, p. 928, §1.)
AL Code § 27-60-3 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 60 - Interstate Insurance Product Regulation Compact.|Section 27-60-3 - Relation to Other Laws.

Section 27-60-3Relation to other laws.  Nothing contained in this compact, nor any decision or action by the Interstate Insurance Product Regulation Commission, shall preempt, alter, or modify any claims or remedies against insurance companies, agents, or other persons or entities regulated under this title that are or may become available under the common law, the Alabama Insurance Code, or other statutes of this state. (Act 2011-536, p. 928, §3.)
AL Code § 27-61-2 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 61 - Surplus Lines Insurance Multi-State Compliance Compact Act.|Section 27-61-2 - Compacts With Other States.

Section 27-61-2Compacts with other states.  The Governor is directed to enter into a compact on behalf of the State of Alabama with any state in the United States legally joining the compact in the form as substantially provided for in Section 27-61-1. (Act 2011-537, p. 949, §2.)
AL Code § 27-61-3 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 61 - Surplus Lines Insurance Multi-State Compliance Compact Act.|Section 27-61-3 - When Compact Becomes Effective.

Section 27-61-3When compact becomes effective.  The compact shall become effective and binding upon legislative enactment of the Compact into law by two Compacting States, and the Commission shall become effective for purposes of adopting rules and creating the clearinghouse when there are a total of 10 Compacting States and Contracting States or, alternatively, when there are Compacting States and Contracting States representing greater than 40 percent of the Surplus Lines Insurance premium volume based on records of the percentage of Surplus Lines Insurance premium. (Act 2011-537, p. 949, §3.)
AL Code § 27-62-1 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 62 - Insurance Data Security Law.|Section 27-62-1 - Short Title.

Section 27-62-1Short title. This chapter shall be known and may be cited as the Insurance Data Security Law. (Act 2019-98, §1.)
AL Code § 27-62-2 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 62 - Insurance Data Security Law.|Section 27-62-2 - Purpose and Intent.

Section 27-62-2Purpose and intent. (a) Notwithstanding any other provision of law, this chapter establishes the exclusive state standards applicable to licensees for data security, the investigation of a cybersecurity event as defined in Section 27-62-3, and notification to the Commissioner of Insurance of a cybersecurity event as provided by this chapter. (b) This chapter may not be construed to create or imply a private cause of action for a violation of this chapter nor may it be construed to curtail a private cause of action which would otherwise exist in the absence of this chapter. (Act 2019-98, §2.)
AL Code § 27-62-5 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 62 - Insurance Data Security Law.|Section 27-62-5 - Investigation of Cybersecurity Event.

Section 27-62-5Investigation of cybersecurity event. (a) If the licensee learns that a cybersecurity event has or may have occurred, the licensee, or an outside vendor or service provider designated to act on behalf of the licensee, shall conduct a prompt investigation. (b) During the investigation, the licensee, or an outside vendor or service provider designated to act on behalf of the licensee, at a minimum, shall determine as much of the following information as possible: (1) If a cybersecurity event has occurred. (2) The nature and scope of the cybersecurity event. (3) Any nonpublic information that may have been involved in the cybersecurity event. (c) The licensee shall perform or oversee reasonable measures to restore the security of the information systems compromised in the cybersecurity event in order to prevent further unauthorized acquisition, release, or use of nonpublic information in the possession, custody, or control of the licensee. (d) If the licensee learns that a cybersecurity event has or may have occurred in a system maintained by a third-party service provider, the licensee shall complete the steps listed in subsection (b) or confirm and document that the third-party service provider has completed those steps. (e) The licensee shall maintain records concerning all cybersecurity events for a period of at least five years from the date of the cybersecurity event and shall produce those records upon demand of the commissioner. (Act 2019-98, §5.)
AL Code § 27-62-7 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 62 - Insurance Data Security Law.|Section 27-62-7 - Power of Commissioner.

Section 27-62-7Power of commissioner. (a) The commissioner may examine and investigate the affairs of any licensee to determine whether the licensee has been or is engaged in any conduct in violation of this chapter. This power is in addition to the powers which the commissioner has under Section 27-2-21. The investigation or examination shall be conducted pursuant to Sections 27-2-22, et seq. (b) If the commissioner has reason to believe that a licensee has been or is engaged in conduct in this state which violates this chapter, the commissioner may take action that is necessary or appropriate to enforce this chapter. (Act 2019-98, §7.)
AL Code § 27-62-9 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 62 - Insurance Data Security Law.|Section 27-62-9 - Exceptions.

Section 27-62-9Exceptions.  (a) The following exceptions shall apply to this chapter: (1) A licensee is exempt from Section 27-62-4 if any of the following criteria apply: a. The licensee has fewer than 25 employees. b. The licensee has less than $5 million in gross annual revenue. c. The license has less than $10 million in year-end total assets. (2) A licensee subject to Pub.L. 104-191, 110 Stat. 1936, enacted August 21, 1996 (Health Insurance Portability and Accountability Act), that has established and maintains an information security program pursuant to the statutes, rules, regulations, procedures, or guidelines established thereunder, shall be considered to meet the requirements of this chapter, provided that licensee is compliant with and submits a written statement certifying its compliance with Pub. L. 104-191. (3) An employee, agent, representative, or designee of a licensee who is also a licensee is exempt from this chapter and is not required to develop its own information security program to the extent that the employee, agent, representative, or designee is covered by the information security program of the other licensee. (4) A licensee affiliated with a depository institution that maintains an Information Security Program in compliance with the Interagency Guidelines Establishing Standards for Safeguarding Customer Information as set forth pursuant to Sections 501 and 505 of the Gramm-Leach-Bliley Act (15 U.S.C. §§6801 and 6805) shall be considered to meet the requirements of Section 27-62-4, provided that the licensee produces, upon request, documentation satisfactory to the commissioner that independently validates the affiliated depository institution's adoption of an Information Security Program that satisfies the Interagency Guidelines. (b) In the event a licensee ceases to qualify for an exemption, the licensee shall have 180 days to comply with this chapter. (Act 2019-98, §9.)
AL Code § 27-62-10 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 62 - Insurance Data Security Law.|Section 27-62-10 - Penalties.

Section 27-62-10Penalties. (a) An insurance producer violating this chapter may be penalized in accordance with Section 27-7-19. (b) Any other licensee violating this chapter may be subject to the suspension or revocation of the license or certificate of authority of the licensee or, in lieu thereof and at the discretion of the commissioner, the licensee may be subject to a fine of up to ten thousand dollars ($10,000) per violation. (Act 2019-98, §10.)
AL Code § 27-62-11 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 62 - Insurance Data Security Law.|Section 27-62-11 - Rules.

Section 27-62-11Rules.  The commissioner may adopt rules implementing this chapter pursuant to Chapter 2. (Act 2019-98, §11.)
AL Code § 28-1-1 (2021)
2021 Code of Alabama|Title 28 - Intoxicating Liquor, Malt Beverages and Wine.|Chapter 1 - General Provisions.|Section 28-1-1 - Possession of Still, etc., or Illegally Manufactured, Transported or Imported Alcoholic Beverages.

Section 28-1-1Possession of still, etc., or illegally manufactured, transported or imported alcoholic beverages. In all counties of the state it shall be unlawful for any person, firm or corporation to have in his or its possession any still or apparatus to be used for the manufacture of any alcoholic beverage of any kind or any alcoholic beverage of any kind illegally manufactured or transported within the state or imported into the state from any other place without authority of the alcoholic control board of the state, and any person, firm or corporation violating this provision or who transports any illegally manufactured alcoholic beverages or who manufactures illegally any alcoholic beverages shall, upon conviction, be punished as provided by law. (Acts 1936-37, Ex. Sess., No. 66, p. 40; Code 1940, T. 29, §68.)
AL Code § 28-1-2 (2021)
2021 Code of Alabama|Title 28 - Intoxicating Liquor, Malt Beverages and Wine.|Chapter 1 - General Provisions.|Section 28-1-2 - Admissibility of Evidence Obtained by Illegal Searches in Prosecutions Under Title; When Search Deemed Illegal.

Section 28-1-2Admissibility of evidence obtained by illegal searches in prosecutions under title; when search deemed illegal. No evidence obtained by means of an illegal search of the private dwelling of any person shall be admissible in any court in the prosecution of any person for violating any of the provisions of this title. A search is deemed illegal, unless a valid search warrant has been issued in full compliance with law, including Section 28-4-255, and such warrant is executed according to law. (Acts 1909, No. 191, p. 63; Acts 1915, No. 2, p. 8; Code 1923, §4741; Code 1940, T. 29, §210; Acts 1951, No. 905, p. 1544.)