reglab/housing_qa huggingface dataset:
Ohio Rev Code § 3904.16 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3904 | Insurance Information Practices|Section 3904.16 | Superintendent to Issue and Serve Statement of Charges and Notice of Hearing.

Effective: January 1, 2021|Latest Legislation:  House Bill 339 - 133rd General Assembly|(A) Whenever the superintendent of insurance has reason to believe that an insurance institution, agent, or insurance support organization has been or is engaged in conduct in this state that violates sections 3904.01 to 3904.22 of the Revised Code, or if the superintendent believes that an insurance support organization has been or is engaged in conduct outside this state that has an effect on a person residing in this state and that violates these sections, the superintendent shall issue and serve upon such insurance institution, agent, or insurance support organization a statement of charges and notice of hearing to be held at a time and place fixed in the notice. The date for such hearing shall be not less than thirty days after the date of service. (B) At the time and place fixed for such hearing, the insurance institution, agent, or insurance support organization charged shall have an opportunity to answer the charges against it and present evidence on its behalf. Upon good cause shown, the superintendent shall permit any adversely affected person to intervene, appear, and be heard at such hearing by counsel or in person. (C) At any hearing conducted pursuant to this section, the superintendent may administer oaths, examine, and cross-examine witnesses and receive oral and documentary evidence. The superintendent may subpoena witnesses, compel their attendance, and require the production of books, papers, records, correspondence and other documents that are relevant to the hearing. A stenographic record of the hearing shall be made upon the request of any party or at the discretion of the superintendent. If no stenographic record is made and if judicial review is sought, the superintendent shall prepare a statement of the evidence for use on the review. Hearings conducted under this section are governed by the same rules of evidence and procedure applicable to administrative proceedings conducted under Chapter 119. of the Revised Code. (D) Statements of charges, notices, orders, and other processes of the superintendent under sections 3904.01 to 3904.22 of the Revised Code may be served by anyone authorized to act on behalf of the superintendent. Service of process may be completed in the manner provided by law for service of process in civil actions or by registered mail. A copy of the statement of charges, notice, order or other process shall be provided to the person or persons whose rights under these sections have been allegedly violated. A verified return setting forth the manner of service, or return postcard receipt in the case of registered mail, is sufficient proof of service.
Ohio Rev Code § 3904.17 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3904 | Insurance Information Practices|Section 3904.17 | Organization Transacting Business Outside State - Superintendent of Insurance to Accept Service of Process.

Effective: June 29, 1995|Latest Legislation:  House Bill 329 - 120th General Assembly|For the purpose of sections 3904.01 to 3904.22 of the Revised Code, an insurance support organization transacting business outside this state that has an effect on a person residing in this state is deemed to have appointed the superintendent of insurance to accept service of process on its behalf, provided the superintendent causes a copy of such service to be mailed forthwith by registered mail to the insurance support organization at its last known principal place of business. The return postcard receipt for the mailing is sufficient proof that the copy of the service of process was properly mailed by the superintendent.
Ohio Rev Code § 3904.18 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3904 | Insurance Information Practices|Section 3904.18 | Cease and Desist Order or Report Finding No Violation - Petition for Review.

Effective: June 29, 1995|Latest Legislation:  House Bill 329 - 120th General Assembly|(A) If, after a hearing pursuant to section 3904.16 of the Revised Code, the superintendent of insurance determines that the insurance institution, agent, or insurance support organization charged has engaged in conduct or practices in violation of sections 3904.01 to 3904.22 of the Revised Code, the superintendent shall reduce his findings to writing and shall issue and cause to be served upon such insurance institution, agent, or insurance support organization a copy of such findings and an order requiring such insurance institution, agent, or insurance support organization to cease and desist from the conduct or practices constituting a violation of these sections.(B) If, after a hearing pursuant to section 3904.16 of the Revised Code, the superintendent determines that the insurance institution, agent, or insurance support organization charged has not engaged in conduct or practices in violation of sections 3904.01 to 3904.22 of the Revised Code, the superintendent shall prepare a written report that sets forth findings of fact and conclusions of law. The report shall be served upon the insurance institution, agent, or insurance support organization charged and upon the person or persons, if any, whose rights under these sections were allegedly violated.(C) Until the expiration of the time allowed under section 3904.20 of the Revised Code for filing a petition for review or until such petition is actually filed, whichever occurs first, the superintendent may modify or set aside any order or report issued under this section. After the expiration of the time allowed under section 3904.20 of the Revised Code for filing a petition for review, if no such petition has been filed, the superintendent may, after notice and opportunity for hearing, alter, modify, or set aside, in whole or in part, any order or report issued under this section whenever conditions of fact or law warrant such action or if the public interest so requires.
Ohio Rev Code § 3904.19 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3904 | Insurance Information Practices|Section 3904.19 | Penalties for Knowing Violation or Violation of Cease and Desist Order.

Effective: June 29, 1995|Latest Legislation:  House Bill 329 - 120th General Assembly|(A) In any case where a hearing pursuant to section 3904.16 of the Revised Code results in the finding of a knowing violation of sections 3904.01 to 3904.22 of the Revised Code, the superintendent of insurance may, in addition to the issuance of a cease and desist order as prescribed in section 3904.18 of the Revised Code, order payment of a monetary penalty of not more than five hundred dollars for each violation but not to exceed ten thousand dollars in the aggregate for multiple violations.(B) Any person who violates a cease and desist order of the superintendent under section 3904.18 of the Revised Code may, after notice and hearing and upon order of the superintendent, be subject to one or more of the following penalties, at the discretion of the superintendent:(1) A monetary fine of not more than ten thousand dollars for each violation;(2) A monetary fine of not more than fifty thousand dollars if the superintendent finds that violations have occurred with such frequency as to constitute a general business practice;(3) Suspension or revocation of an insurance institution's or agent's license.
Ohio Rev Code § 3904.21 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3904 | Insurance Information Practices|Section 3904.21 | Action by Person Whose Rights Are Violated.

Effective: June 29, 1995|Latest Legislation:  House Bill 329 - 120th General Assembly|(A) If any insurance institution, agent, or insurance support organization fails to comply with section 3904.08, 3904.09, or 3904.10 of the Revised Code with respect to the rights granted under such section, any person whose rights are violated may apply to the appropriate common pleas court, or any other court of competent jurisdiction, for appropriate equitable relief.(B) An insurance institution, agent, or insurance support organization that discloses information in violation of section 3904.13 of the Revised Code is liable for damages sustained by the individual about whom the information relates. However, no individual shall be entitled to a monetary award that exceeds the actual damages sustained by the individual as a result of a violation of section 3904.13 of the Revised Code.(C) In any action brought pursuant to this section, the court may award the cost of the action and reasonable attorney's fees to the prevailing party.(D) An action under this section must be brought within two years from the date the alleged violation is or should have been discovered.(E) Except as specifically provided in this section, there shall be no remedy or recovery available to individuals, in law or in equity, for occurrences constituting a violation of any provisions of sections 3904.01 to 3904.22 of the Revised Code.
Ohio Rev Code § 3904.22 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3904 | Insurance Information Practices|Section 3904.22 | Authorized Disclosures of Personal or Privileged Information - Immunity.

Effective: June 29, 1995|Latest Legislation:  House Bill 329 - 120th General Assembly|No cause of action in the nature of defamation, invasion of privacy, or negligence shall arise against any person for disclosing personal or privileged information in accordance with sections 3904.01 to 3904.22 of the Revised Code, nor shall such a cause of action arise against any person for furnishing personal or privileged information to an insurance institution, agent, or insurance support organization. However, this section provides no immunity for disclosing or furnishing false information with purpose to injure any person.
Ohio Rev Code § 3905.02 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3905 | Insurance Producers Licensing Act|Section 3905.02 | License Required.

Effective: September 1, 2002|Latest Legislation:  Senate Bill 129 - 124th General Assembly|No person shall sell, solicit, or negotiate insurance in this state unless the person is licensed for that line of authority in accordance with this chapter.
Ohio Rev Code § 3905.04 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3905 | Insurance Producers Licensing Act|Section 3905.04 | Written Examination of Applicant for Agent License.

Effective: September 30, 2021|Latest Legislation:  House Bill 110 - 134th General Assembly|(A) Except as otherwise provided in this section or in section 3905.041 of the Revised Code, a resident individual applying for an insurance agent license for any of the lines of authority described in division (B) of this section shall take and pass a written examination prior to application for licensure. The examination shall test the knowledge of the individual with respect to the lines of authority for which application will be made, the duties and responsibilities of an insurance agent, and the insurance laws of this state. Before admission to the examination, each individual shall pay the nonrefundable examination fee. (B) The examination described in division (A) of this section shall be required for the following lines of authority: (1) Any of the lines of authority set forth in divisions (B)(1) to (5) of section 3905.06 of the Revised Code; (2) Title insurance; (3) Surety bail bonds as provided in sections 3905.83 to 3905.95 of the Revised Code; (4) Any other line of authority designated by the superintendent of insurance. (C)(1) An individual shall not be permitted to take the examination described in division (A) of this section unless one of the following applies: (a) The individual has earned a bachelor's or associate's degree in insurance from an accredited institution. (b) The individual has earned a professional designation approved by the superintendent. (c) The individual has completed, for each line of authority for which the individual has applied, twenty hours of study in a program of insurance education approved by the superintendent, under criteria established by the superintendent, which may include the option for all of the following types of courses and programs or combination thereof: (i) Classroom; (ii) Online; (iii) Self-study. (2) Division (C) of this section does not apply with respect to title insurance or any other line of authority designated by the superintendent. (D) An individual who fails to appear for an examination as scheduled, or fails to pass an examination, may reapply for the examination if the individual pays the required fee and submits any necessary forms prior to being rescheduled for the examination. (E)(1) The superintendent may, in accordance with Chapter 119. of the Revised Code, adopt any rule necessary for the implementation of this section. (2) The superintendent may make any necessary arrangements, including contracting with an outside testing service, for the administration of the examinations and the collection of the fees required by this section. Last updated August 19, 2021 at 3:16 PM
Ohio Rev Code § 3905.041 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3905 | Insurance Producers Licensing Act|Section 3905.041 | Exceptions to Program of Insurance Education or Examination Requirement.

Effective: May 26, 2010|Latest Legislation:  House Bill 300 - 128th General Assembly|(A)(1) An individual who applies for a resident insurance agent license in this state within ninety days after establishing a principal place of residence or principal place of business in this state shall not be required under section 3905.04 of the Revised Code to complete a program of insurance education or to pass a written examination if the individual has paid all applicable fees required under this chapter and if either of the following applies: (a) The individual is currently licensed in another state and is in good standing for the line or lines of authority requested.(b) The individual was previously licensed in another state, the individual's application for a resident insurance agent license in this state is received within ninety days after the cancellation of the individual's previous license, and, at the time of license cancellation, the individual was in good standing for the line or lines of authority requested.(2) To determine an applicant's licensure status and standing in another state, the superintendent of insurance may utilize the producer database maintained by the NAIC or its affiliates or subsidiaries. If that information is not available on the producer database, the superintendent may require documentation from the prior home state.(B) An individual who applies for a temporary insurance agent license in this state shall not be required under section 3905.04 of the Revised Code to complete any prelicensing education or to pass a written examination.(C) The superintendent may exempt any limited lines insurance from the examination requirement of section 3905.04 of the Revised Code.
Ohio Rev Code § 3905.05 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3905 | Insurance Producers Licensing Act|Section 3905.05 | Application for Resident Insurance Agent License.

Effective: May 26, 2010|Latest Legislation:  House Bill 300 - 128th General Assembly|(A) A natural person shall apply for a resident insurance agent license by submitting to the superintendent of insurance the uniform application or any other application prescribed by the superintendent, any additional information required by the superintendent, and a declaration made under penalty of refusal, suspension, or revocation of the license, that the statements made in the application are true, correct, and complete to the best of the applicant's knowledge and belief and paying any applicable fees required under this chapter. A person who applies for a resident insurance agent license with a variable life-variable annuity line of authority shall include in the person's application the person's individual central registration depository number.The applicant shall also consent to a criminal records check pursuant to section 3905.051 of the Revised Code.(B) A business entity acting as an insurance agent shall apply for a resident insurance agent license by submitting to the superintendent the uniform business entity application or any other application prescribed by the superintendent and paying any applicable fees required under this chapter.(C) The superintendent may require an applicant to submit any document reasonably necessary to verify the information contained in an application.
Ohio Rev Code § 3905.051 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3905 | Insurance Producers Licensing Act|Section 3905.051 | Criminal Records Check; Fingerprinting; Confidentiality.

Effective: January 1, 2021|Latest Legislation:  House Bill 339 - 133rd General Assembly|(A) As used in this section: (1) "Applicant" means a natural person applying for either of the following: (a) A resident license as an insurance agent or surety bail bond agent; (b) An additional line of authority under an existing resident insurance agent license if a criminal records check has not been obtained within the last twelve months for insurance license purposes. (2) "Fingerprint" means an impression of the lines on the finger taken for the purpose of identification. The impression may be electronic or converted to an electronic format. (B) Each applicant shall consent to a criminal record check in accordance with this section and shall submit a full set of fingerprints to the superintendent of insurance for that purpose. (C) The superintendent of insurance shall request the superintendent of the bureau of criminal identification and investigation to conduct a criminal records check based on the applicant's fingerprints. The superintendent of insurance shall request that criminal record information from the federal bureau of investigation be obtained as part of the criminal records check. (D) The superintendent of insurance may contract for the collection and transmission of fingerprints authorized under this section. The superintendent may order the fee for collecting and transmitting fingerprints to be payable directly to the contractor by the applicant. The superintendent may agree to a reasonable fingerprinting fee to be charged by the contractor. Any fee required under this section shall be paid by the applicant.  (E) The superintendent may receive criminal record information directly in lieu of the bureau of criminal identification and investigation that submitted the fingerprints to the federal bureau of investigation. (F) The superintendent shall treat and maintain an applicant's fingerprints and any criminal record information obtained under this section as confidential and shall apply security measures consistent with the criminal justice information services division of the federal bureau of investigation standards for the electronic storage of fingerprints and necessary identifying information and limit the use of records solely to the purposes authorized by this section. The fingerprints and any criminal record information are not subject to subpoena other than one issued pursuant to a criminal investigation, are confidential by law and privileged, are not subject to discovery, and are not admissible in any private civil action. (G) This section does not apply to an agent applying for renewal of an existing resident or nonresident license in this state.
Ohio Rev Code § 3905.061 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3905 | Insurance Producers Licensing Act|Section 3905.061 | Agent to File of Change of Address.

Effective: May 26, 2010|Latest Legislation:  House Bill 300 - 128th General Assembly|(A) If a person licensed as an insurance agent under section 3905.06 of the Revised Code changes the person's address within the state, the person shall, within thirty days after making that change, file a change of address with the superintendent of insurance or the superintendent's designee. (B)(1) If a person licensed as an insurance agent under section 3905.06 of the Revised Code changes the person's home state, the person shall, within thirty days after making that change, file a change of address with the superintendent and provide the superintendent with certification from the new home state.(2) If a resident insurance agent complies with division (B)(1) of this section and the agent is in good standing with the superintendent, the agent's license shall be changed to that of a nonresident license and no fee or license application shall be required. A change in the residency status of an insurance agent license under this section does not change the license renewal date established by the initial licensure under section 3905.06 of the Revised Code.
Ohio Rev Code § 3905.071 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3905 | Insurance Producers Licensing Act|Section 3905.071 | Nonresident to File Change of Address.

Effective: May 26, 2010|Latest Legislation:  House Bill 300 - 128th General Assembly|(A)(1) If a nonresident person licensed as a nonresident insurance agent under section 3905.07 of the Revised Code changes the person's address within the person's state of residence, the person shall, within thirty days after making that change, file a change of address with the superintendent of insurance or the superintendent's designee. (2) If a nonresident person licensed as a nonresident insurance agent under section 3905.07 of the Revised Code changes the person's home state, the person shall, within thirty days after making that change, file a change of address with the superintendent and provide the superintendent with certification from the new home state.(B) If a nonresident insurance agent complies with division (A) of this section and the agent is in good standing with the superintendent, no fee or license application shall be required. A change in the residency status of an agent's license under this section does not change the license renewal date established by the initial license under section 3905.07 of the Revised Code.
Ohio Rev Code § 3905.072 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3905 | Insurance Producers Licensing Act|Section 3905.072 | Nonresident Limited Lines Insurance Agent License.

Effective: September 1, 2002|Latest Legislation:  Senate Bill 129 - 124th General Assembly|Notwithstanding any other provision of this chapter, the superintendent of insurance shall issue to a nonresident person licensed as a limited line credit insurance agent or other type of limited lines insurance agent in the person's home state a nonresident limited lines insurance agent license in accordance with division (A) of section 3905.07 of the Revised Code, with the same scope of authority as the person has under the license issued by the person's home state. However, the recognition of a limited lines authority under this section shall not create any new line of authority. For purposes of this section, "limited lines insurance" means any authority granted by the home state that is less than the total authority provided in the associated major lines set forth in divisions (B)(1) to (6) of section 3905.06 of the Revised Code.
Ohio Rev Code § 3905.08 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3905 | Insurance Producers Licensing Act|Section 3905.08 | Reciprocity.

Effective: September 1, 2002|Latest Legislation:  Senate Bill 129 - 124th General Assembly|(A) The superintendent of insurance shall waive all requirements under this chapter for a nonresident applicant with a valid license from the applicant's home state, except the requirements set forth in sections 3905.07 to 3905.072 of the Revised Code, if the applicant's home state awards nonresident agent licenses to residents of this state on the same basis.(B) A nonresident insurance agent's satisfaction of the continuing education requirements for insurance agents of the agent's home state shall constitute satisfaction of the continuing education requirements for insurance agents of this state as set forth in section 3905.481 of the Revised Code.