reglab/housing_qa huggingface dataset:
MA Gen L ch 174b § 2 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 174b - Regulation of Automobile Clubs|Section 2 - Definitions

Section 2. In this chapter, unless otherwise expressly provided or the context otherwise provides, the following words and phrases shall have the following meanings:  ''Automobile Club'', any person who in consideration of dues, assessments, or periodic payments of money, promises its members or subscribers to assist them in matters relating to travel and the operation, the use and maintenance of a motor vehicle and the supplying of services which, by way of illustration and not by way of limitation, may include such services as community traffic safety service, travel and touring service, theft or reward service, map service, towing service, emergency road service, bail bond service, legal fee reimbursement service in the defense of traffic offenses, and the participation in an accident and sickness or death insurance benefit program.  ''Person'', any person, firm, partnership, corporation or association which conducts an automobile club service business within the commonwealth.  ''Commissioner'', the commissioner of insurance.  ''Club agent'', any person other than the automobile club itself, who acts or aids in any manner in the solicitation, delivery or negotiation of any service contract or of the renewal or continuance thereof; provided, however, that any person performing only work of a clerical nature in the office of the automobile club shall not be deemed to be a club agent.  ''Service contract'', any agreement whereby an automobile club, for a consideration, promises to render, furnish or procure specified services, procure or to reimburse club members therefor.
MA Gen L ch 174b § 3 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 174b - Regulation of Automobile Clubs|Section 3 - Bail Bond and Insurance Coverage or Benefits

Section 3. Automobile clubs furnishing bail bond service and accident and sickness or death insurance benefits to its members shall purchase such insurance from a company licensed and authorized to sell such coverages in the commonwealth.
MA Gen L ch 174b § 4 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 174b - Regulation of Automobile Clubs|Section 4 - Licensing; Fee

Section 4. An automobile club which offers its members any of the services referred to in section two shall not render any automobile club service prior to being licensed by the commissioner. The annual license fee payable to the commonwealth shall be determined annually by the commissioner of administration under the provision of section three B of chapter seven.
MA Gen L ch 174b § 5 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 174b - Regulation of Automobile Clubs|Section 5 - Service of Process; Appointment of Commissioner as Attorney

Section 5. An automobile club licensed by the commissioner shall file a statement appointing the commissioner its attorney for the service of process.
MA Gen L ch 174b § 6 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 174b - Regulation of Automobile Clubs|Section 6 - Bond or Financial Responsibility; Filing

Section 6. An automobile club licensed pursuant to this chapter shall file a bond in the amount of one hundred thousand dollars with the state treasurer or shall file evidence of financial responsibility satisfactory to said treasurer.
MA Gen L ch 174b § 7 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 174b - Regulation of Automobile Clubs|Section 7 - Annual Statement of Financial Condition; Filing; Requisites; Failure to File, Suspension or Revocation of License

Section 7. An automobile club shall, with its application for original license, and annually before April first, file with the commissioner a true statement of its financial condition, transactions, and its affairs as of December thirty-first preceding. The statement shall contain such information as may be reasonably required by the commissioner, and shall be verified by the oaths of at least two of the automobile club's principal officers and the statement of financial condition shall be certified by a registered or certified public accountant within the previous six months, as presenting fairly, in accordance with generally accepted accounting principles, the financial position of the automobile club. The commissioner may suspend or revoke the license of any automobile club failing to file its annual statement when due or during any extension of time which the commissioner for good cause may grant.
MA Gen L ch 174b § 8 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 174b - Regulation of Automobile Clubs|Section 8 - Refusal, Suspension or Revocation of License; Grounds

Section 8. A license may be refused, or a license duly issued may be suspended or revoked, or the renewal thereof refused by the commissioner if, after notice and hearings he finds that the applicant for, or holder of, such license:  (a) has violated any provision of this chapter; or  (b) is in such financial condition that its further transaction of automobile club service in the commonwealth would be hazardous to its members and the automobile-club-service-buying public in the commonwealth, is insolvent; or  (c) has refused or refuses to remove or discharge, or terminate its relationship with a director or officer who has been convicted of any crime involving fraud or dishonesty; or  (d) customarily, or in the regular course of business, compels claimants under its service contract either to accept less than the amount due them or fewer services or compels them to bring suit in order to secure full payment of the amount or all of the services due to said claimants; or  (e) conducts its business outside this commonwealth in such a manner as unjustly to discriminate against or prejudice the interests of the people of this commonwealth; or  (f) is affiliated with and is under the same general management or interlocking directorate or ownership as another automobile club which transacts business in this commonwealth which does not have a certificate of authority therefor; or  (g) has exceeded, or exceeds, its charter powers; or  (h) has refused, or refuses, to be examined, or if its directors, managing officers, employees or representatives refuse to submit to examination by the commissioner when required by the commissioner, or refuse to perform any legal obligation relative to such examination; or  (i) maintains, through its employees, a policy of misrepresenting to the public its service contracts; or  (j) fails to issue service contracts to its members.
MA Gen L ch 174b § 9 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 174b - Regulation of Automobile Clubs|Section 9 - Service Contracts; Form; Contents

Section 9. No service contract shall be executed, issued or delivered in this commonwealth until the form thereof has been filed with the commissioner. The service contract may be in the form of a written agreement between the automobile club and the member or it may consist of a completed application, a membership card and a written description of services to be rendered by the automobile club. No service contract shall be executed, issued or delivered in this state unless it contains the following:  (a) The exact corporate or other name of the club.  (b) The location of its home office and its usual place of business in the commonwealth, if any, giving street number and city.  (c) A provision that the contract may be cancelled at any time by given written notice thereof by either the club or the holder, and that the holder will, if the dues or membership fee has been paid thereupon, be entitled to a refund of the unused portion of the consideration paid for such contract, calculated on a pro rata basis over the period of the contract, without any deductions; provided that automobile club may make a reasonable minimum charge.  (d) A provision plainly specifying the services promised, that the holder will not be required to pay any sum, in addition to the amount specified in the contract for any services thus specified, the territory wherein such services are to be rendered, the effective date of the contract and the first renewal date.  (e) A statement on the first page of the service contract in not less than fourteen point type stating, ''This is not an automobile liability insurance contract''.
MA Gen L ch 174b § 10 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 174b - Regulation of Automobile Clubs|Section 10 - Club Agents; Notice of Employment or Termination; Applications, Requisites; Registration Fee

Section 10. Every automobile club licensed by the commissioner shall, within thirty days of the date of employment of a club agent to sell memberships in the automobile club to the public, file with the commissioner a notice of such employment. Such notice shall have attached thereto an application completed by the club agent and verified by him and shall contain the name, address, age, sex and social security number of such club agent, and also contain proof satisfactory to the commissioner that such applicant is of good reputation and that he has received training from the club or is otherwise qualified in the field of automobile club service contracts, and the laws of this commonwealth pertaining thereto. Upon termination of any club agent's employment by an automobile club, the automobile club shall within thirty days thereafter notify the commissioner of such termination. Notifications and applications shall be upon such forms as the commissioner may prescribe. The registration fee for club agents shall be determined annually by the commissioner of administration under the provision of section three B of chapter seven and such registration shall be renewable on April first of each year unless sooner revoked or suspended.
MA Gen L ch 174b § 11 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 174b - Regulation of Automobile Clubs|Section 11 - Suspension, Revocation or Refusal of Club Agent's Registration; Grounds

Section 11. The commissioner may suspend, revoke or refuse to renew any club agent's registration, if he finds that the club agent:  (a) has violated any of the provisions of this chapter;  (b) has misappropriated or converted to his own use or has illegally withheld monies required to be held in a fiduciary capacity;  (c) has materially misrepresented the terms or effects of any contract or has engaged in any fraudulent transaction;  (d) has shown himself to be incompetent, untrustworthy or a source of injury and loss to the automobile-club-service-buying public;  (e) has been convicted of a crime involving fraud or dishonesty.
MA Gen L ch 174c § 1 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 174c - Vehicle Protection Product Warranties Act|Section 1 - Definitions

Section 1. As used in this chapter, the following words shall, unless the context otherwise requires, have the following meanings:—  ''Administrator'', a third party other than the warrantor who is designated by the warrantor to be responsible for the administration of its vehicle protection product warranties.  ''Incidental costs'', expenses specified in the vehicle protection product warranty and incurred by the warranty holder that relate to the failure of the vehicle protection product to perform as provided in the warranty. Incidental costs may include insurance policy deductibles, rental vehicle charges, the difference between the actual value of the stolen vehicle at the time of theft and the cost of a replacement vehicle, sales taxes, registration fees, transaction fees and mechanical inspection fees.  ''Vehicle protection product'', a vehicle protection device, system or service installed on or applied to a vehicle that is designed to prevent loss or damage to a vehicle from a specific cause, and sold with a vehicle protection product warranty. Such products include, but are not limited to, alarm systems, body part marking products, steering locks, window etch products, pedal and ignition locks, fuel and ignition kill switches and electronic, radio and satellite tracking devices.  ''Vehicle protection product warranty'', a written warranty by a warrantor that provides for the payment of incidental costs or the provision of services by the warrantor to or for the benefit of the warranty holder if the vehicle protection product fails to prevent loss or damage to a vehicle from a specific cause.  ''Warrantor'', a person who is contractually obligated to the warranty holder under the terms of the vehicle protection product warranty. Warrantor does not include an authorized insurer.  ''Warranty holder'', a person who purchases a vehicle protection product warranty or to whom it is transferred under the terms of the warranty.  ''Warranty reimbursement insurance policy'', a policy of insurance issued to a warrantor to provide reimbursement to the warrantor consistent with the terms of its vehicle protection product warranties and provide direct payment of incidental costs or provision of services to the warranty holder on behalf of the warrantor if the warrantor fails to perform as obligated under the terms of the vehicle protection product warranty within 60 days of a request for payment or services.
MA Gen L ch 174c § 2 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 174c - Vehicle Protection Product Warranties Act|Section 2 - Vehicle Protection Product Warranty Requirement

Section 2. (a) A vehicle protection product warranty is required for all vehicle protection products sold or offered for sale in the commonwealth and shall:  (1) identify the warrantor, the seller of the vehicle protection product, the warranty holder and the terms of the sale and the warranty;  (2) conspicuously state that the obligations of the warrantor to the warranty holder are guaranteed under a warranty reimbursement insurance policy if the warrantor elects to use a warranty reimbursement insurance policy to demonstrate financial responsibility under section 4;  (3) conspicuously state that if the warrantor fails to perform under the terms of the warranty within 60 days of a request for payment or services, the warranty holder may seek payment or services directly from the insurer through the warrantor's warranty reimbursement insurance policy and the insurer shall make payment or provide services directly to the warranty holder on behalf of the warrantor if the warrantor elects to use a warranty reimbursement insurance policy to demonstrate financial responsibility under section 4;  (4) conspicuously state the name and address of the insurer issuing the warranty reimbursement insurance policy if the warrantor elects to use a warranty reimbursement insurance policy to demonstrate financial responsibility under section 4; and  (5) disclose how the incidental costs are to be calculated for reimbursement, which may be, without limitation, a fixed amount specified in the warranty or sales agreement, or by the use of a formula itemizing specific incidental costs incurred by the warranty holder.  (6) not require as a condition of financing that a retail purchaser of a motor vehicle purchase a vehicle protection product.  (7) contain the following disclosure in bold type of a minimum font size of 10 points:  ''THIS AGREEMENT IS A PRODUCT WARRANTY AND IS NOT INSURANCE.''
MA Gen L ch 174c § 3 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 174c - Vehicle Protection Product Warranties Act|Section 3 - Warranty Reimbursement Insurance Policy

Section 3. (a) A vehicle protection product sold or offered for sale in the commonwealth shall have its warranty liability backed by a warranty reimbursement insurance policy issued by an insurer authorized to do business in the commonwealth who has filed its policy form with the division of insurance, or the warrantor shall demonstrate proof of financial responsibility through meeting a minimum net worth requirement as required in section 4.  (b) The warrantor shall perform as obligated under the warranty within 60 days of a warranty holder's request for payment or services under the terms of the warranty. If the warrantor fails to perform under the terms of the warranty within 60 days of the request and if the warrantor has elected to demonstrate its financial responsibility through maintaining a warranty reimbursement insurance policy under section 4, the warranty holder may seek payment or services directly from the insurer through the warrantor's warranty reimbursement insurance policy and the insurer shall make payment or provide services directly to or for the benefit of the warranty holder on behalf of the warrantor.  (c) Vehicle protection product warranties that meet the requirements of this chapter shall not be subject to chapter 140D, 174, 175, or 176. Vehicle protection product warranties are express warranties and not insurance.
MA Gen L ch 174c § 4 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 174c - Vehicle Protection Product Warranties Act|Section 4 - Minimum Net Worth to Be Maintained by Warrantor

Section 4. (a) A vehicle protection product shall not be sold, or offered for sale in the commonwealth unless the warrantor either covers the warrantor's warranty liability with a warranty reimbursement insurance policy or maintains a minimum net worth in order to ensure adequate performance under the warranty under the conditions set forth in this section. No other financial security requirements or financial standards for warrantors shall be required.  (b) A warranty reimbursement insurance policy shall state that:—  (1) the insurer issuing the warranty reimbursement insurance policy shall, in the event of warrantor's failure to do so, reimburse or pay on behalf of the warrantor all incidental costs that the warrantor is legally obligated to pay or shall provide the service that the warrantor is legally obligated to perform under the vehicle protection product warranty; and  (2) if the warrantor fails to perform under the terms of the warranty within 60 days of a request for payment or services, the warranty holder may seek payment or services directly from the insurer through the warrantor's warranty reimbursement insurance policy and the insurer shall make payment or provide services directly to the warranty holder on behalf of the warrantor.  (c) If the vehicle protection product warrantor elects to demonstrate financial responsibility by maintaining a minimum net worth, the warrantor, or its parent company shall maintain a net worth or stockholders' equity of not less than $30,000,000.
MA Gen L ch 174c § 5 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 174c - Vehicle Protection Product Warranties Act|Section 5 - Warrantor Registration With State Secretary

Section 5. (a) A warrantor shall register with the state secretary on a form prescribed by the secretary.  (b) Warrantor registration records shall be filed annually and shall be updated within 30 days of any change. The registration records shall contain the following information:  (1) the warrantor's name, including a fictitious or assumed name under which the warrantor does business in the commonwealth, principal office address, and telephone number;  (2) the name, address, and telephone number of administrators designated by the warrantor to be responsible for the administration of vehicle protection product warranties in the commonwealth;  (3) the name, address, and telephone number of the insurer issuing the warranty reimbursement insurance policy if the warrantor is meeting the financial responsibility requirements of section 4 by using a warranty reimbursement insurance policy;  (4) a copy of the warranty reimbursement insurance policy or policies or other financial information required by sections 4 or 5;  (5) a statement indicating whether the warrantor elects to maintain a minimum net worth or a warranty liability reimbursement insurance policy as required under section 4;  (6) if the warrantor elects to meet the financial responsibility requirements of section 4 through the minimum net worth requirement, the warrantor shall file a sworn statement of a duly authorized officer of the company or its independent auditor that the company meets the minimum net worth requirement of section 4 along with the financial records specified in this subsection. In place of filing financial records, the warrantor may provide a record reference for locating the records at the Securities and Exchange Commission; the records the warrantor shall provide to the state secretary are a copy of the warrantor's or the warrantor's parent company's most recent form 10–K or form 20–F filed with the Securities and Exchange Commission within the last calendar year or, if the warrantor does not file with the Securities and Exchange Commission, a copy of the warrantor or the warrantor's parent company's audited financial statements that shows a net worth of the warrantor or its parent company of at least $30,000,000. If the warrantor's parent company's form 10–K, form 20–F, or audited financial statements are filed to meet the warrantor's financial stability requirement, then the parent company shall agree to guarantee the obligations of the warrantor relating to warranties issued by the warrantor in the commonwealth; the private financial information filed under this subsection which is not otherwise a public record shall be confidential as a trade secret of the entity filing the information and not subject to public disclosure.  (c) The state secretary may charge each registrant a reasonable fee to offset the cost of processing the registration and maintaining the records in an amount not to exceed $250 annually.