reglab/housing_qa huggingface dataset:
NY UCC § 9-527 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 9 - Secured Transactions Part 5 - Filing Sub Part 2 - Duties and Operation of Filing Office 9-527 - Duty to Report

Section 9--527. Duty to Report.   The  secretary  of  state  shall report to the governor, the temporary president of the senate and the speaker of the assembly on the first day of July, two thousand two, on the first day of July, two thousand  three and  biennially on the first day of July thereafter, on the operation of the filing office. In addition to a statement on the  operation  of  the filing  office,  the  report  shall contain a statement of the extent to which:  (a) the filing office rules are not in harmony with the rules  of  the filing offices in other jurisdictions that enact substantially this part and the reasons for such variation; and  (b)  the  filing  office rules are not in harmony with the most recent version of the Model Rules promulgated by the International  Association of  Corporate  Administrators,  or  any  successor organization, and the reasons for these variations.
NY UCC § 9-601 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 9 - Secured Transactions Part 6 - Default Sub Part 1 - Default and Enforcement of Security Interest 9-601 - Rights After Default; Judicial Enforcement; Consignor or Buyer of Accounts, Chattel Paper, Payment Intangibles, or Promissory Notes

Section 9--601. Rights after Default; Judicial Enforcement; Consignor or                   Buyer of Accounts, Chattel Paper, Payment Intangibles,                   or Promissory Notes.  (a) Rights  of  secured  party after default. After default, a secured party has the rights provided in this  part  and,  except  as  otherwise provided  in Section 9--602, those provided by agreement of the parties. A secured party:       (1) may reduce a  claim  to  judgment,  foreclose,  or  otherwise            enforce the claim, security interest, or agricultural lien by            any available judicial procedure; and       (2) if  the collateral is documents, may proceed either as to the            documents or as to the goods they cover.  (b) Rights and duties of secured party in  possession  or  control.  A secured party in possession of collateral or control of collateral under Section  7--106,  9--104,  9--105,  9--106, or 9--107 has the rights and duties provided in Section 9--207.  (c) Rights  cumulative;  simultaneous  exercise.  The   rights   under subsections   (a)   and   (b)   are  cumulative  and  may  be  exercised simultaneously.  (d) Rights of debtor and obligor.  Except  as  otherwise  provided  in subsection  (g)  and  Section  9--605,  after  default,  a debtor and an obligor have the rights provided in this part and by  agreement  of  the parties.  (e) Lien  of  levy  after judgment. If a secured party has reduced its claim to judgment, the lien of any  levy  that  may  be  made  upon  the collateral  by  virtue  of  an execution based upon the judgment relates back to the earliest of:       (1) the  date  of  perfection  of  the   security   interest   or            agricultural lien in the collateral;       (2) the  date  of  filing  a  financing  statement  covering  the            collateral; or       (3) any date specified in a statute under which the  agricultural            lien was created.  (f) Execution  sale.  A sale pursuant to an execution is a foreclosure of the security interest or  agricultural  lien  by  judicial  procedure within  the meaning of this section. A secured party may purchase at the sale and thereafter hold the collateral free of any  other  requirements of this article.  (g) Consignor  or  buyer  of  certain  rights  to  payment.  Except as otherwise provided in Section 9--607(c), this  part  imposes  no  duties upon  a  secured  party  that  is a consignor or is a buyer of accounts, chattel paper, payment intangibles, or promissory notes.
NY UCC § 9-602 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 9 - Secured Transactions Part 6 - Default Sub Part 1 - Default and Enforcement of Security Interest 9-602 - Waiver and Varience of Rights and Duties

Section 9--602. Waiver and Variance of Rights and Duties.   Except  as  otherwise  provided  in Section 9--624, to the extent that they give rights to a debtor or obligor and impose duties on  a  secured party,  the  debtor or obligor may not waive or vary the rules stated in the following listed sections:  (a) Section 9--207 (b) (4) (C), which deals with use and operation  of the collateral by the secured party;  (b) Section  9--210,  which  deals with requests for an accounting and requests concerning a list of collateral and statement of account;  (c) Section 9--607 (c), which deals with collection and enforcement of collateral;  (d) Sections 9--608 (a) and 9--615 (c) to the extent  that  they  deal with   application   or  payment  of  noncash  proceeds  of  collection, enforcement, or disposition;  (e) Sections 9--608 (a) and 9--615 (d) to the extent that they require accounting for or payment of surplus proceeds of collateral;  (f) Section 9--609 to the extent that it imposes upon a secured  party that takes possession of collateral without judicial process the duty to do so without breach of the peace;  (g) Sections  9--610  (b), 9--611, 9--613, and 9--614, which deal with disposition of collateral;  (h) Section 9--615 (f), which deals with calculation of  a  deficiency or  surplus  when  a  disposition is made to the secured party, a person related to the secured party, or a secondary obligor;  (i) Section 9--616, which deals with explanation of the calculation of a surplus or deficiency;  (j) Sections 9--620, 9--621, and 9--622, which deal with acceptance of collateral in satisfaction of obligation;  (k) Section 9--623, which deals with redemption of collateral;  (l) Section 9--624, which deals with permissible waivers; and  (m) Sections 9--625 and 9--626, which deal with  the  secured  party's liability for failure to comply with this article.
NY UCC § 9-603 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 9 - Secured Transactions Part 6 - Default Sub Part 1 - Default and Enforcement of Security Interest 9-603 - Agreement on Standards Concerning Rights and Duties

Section 9--603. Agreement on Standards Concerning Rights and Duties.  (a) Agreed  standards.  The  parties  may  determine  by agreement the standards measuring the fulfillment of the rights of a debtor or obligor and the duties of a secured party under a rule stated in Section  9--602 if the standards are not manifestly unreasonable.  (b) Agreed  standards  inapplicable to breach of peace. Subsection (a) does not apply  to  the  duty  under  Section  9--609  to  refrain  from breaching the peace.
NY UCC § 9-604 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 9 - Secured Transactions Part 6 - Default Sub Part 1 - Default and Enforcement of Security Interest 9-604 - Procedure if Security Agreement Covers Real Property, Fixtures, or Cooperative Interests

Section 9--604. Procedure  If  Security  Agreement Covers Real Property,                   Fixtures, or Cooperative Interests.  (a) Enforcement: personal and real property. If a  security  agreement covers both personal and real property, a secured party may proceed:       (1) under   this   part  as  to  the  personal  property  without            prejudicing any rights with respect to the real property; or       (2) as to both the personal property and  the  real  property  in            accordance with the rights with respect to the real property,            in which case the other provisions of this part do not apply.  (b) Enforcement:  fixtures.  Subject  to subsection (c), if a security agreement covers goods that are or become fixtures, a secured party  may proceed:       (1) under this part; or       (2) in  accordance with the rights with respect to real property,            in which case the other provisions of this part do not apply.  (c) Removal of fixtures. Subject to the other provisions of this part, if a secured party holding a security interest in fixtures has  priority over  all  owners  and  encumbrancers  of the real property, the secured party, after default, may remove the collateral from the real property.  (d) Injury caused by removal. A secured party that removes  collateral shall promptly reimburse any encumbrancer or owner of the real property, other  than  the  debtor,  for the cost of repair of any physical injury caused by  the  removal.  The  secured  party  need  not  reimburse  the encumbrancer  or  owner for any diminution in value of the real property caused by the absence of the  goods  removed  or  by  any  necessity  of replacing them. A person entitled to reimbursement may refuse permission to  remove  until  the  secured  party  gives adequate assurance for the performance of the obligation to reimburse.  (e) Enforcement: cooperative  interests.  A  security  interest  in  a cooperative  interest  may  be  enforced  only  as  provided  in Section 9--601(a).
NY UCC § 9-605 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 9 - Secured Transactions Part 6 - Default Sub Part 1 - Default and Enforcement of Security Interest 9-605 - Unknown Debtor or Secondary Obligor

Section 9--605. Unknown Debtor or Secondary Obligor.   A  secured  party  does  not owe a duty based on its status as secured party:  (a) to a person that is a debtor or obligor, unless the secured  party knows:       (1) that the person is a debtor or obligor;       (2) the identity of the person; and       (3) how to communicate with the person; or  (b) to  a  secured  party  or  lienholder  that  has filed a financing statement against a person, unless the secured party knows:       (1) that the person is a debtor; and       (2) the identity of the person.
NY UCC § 9-606 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 9 - Secured Transactions Part 6 - Default Sub Part 1 - Default and Enforcement of Security Interest 9-606 - Time of Default for Agricultural Lien

Section 9--606. Time of Default for Agricultural Lien.For  purposes  of  this  part,  a default occurs in connection with an   agricultural lien at the time the  secured  party  becomes  entitled  to   enforce  the  lien  in  accordance  with  the statute under which it was   created.
NY UCC § 9-608 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 9 - Secured Transactions Part 6 - Default Sub Part 1 - Default and Enforcement of Security Interest 9-608 - Application of Proceeds of Collection or Enforcement; Liability for Deficiency and Right to Surplus

Section 9--608. Application  of  Proceeds  of Collection or Enforcement;                   Liability for Deficiency and Right to Surplus.  (a) Application of proceeds, surplus,  and  deficiency  if  obligation secured.  If a security interest or agricultural lien secures payment or performance of an obligation, the following rules apply:       (1) A secured party shall apply or pay over for  application  the            cash  proceeds  of  collection  or  enforcement under Section            9--607 in the following order to:           (A) the reasonable expenses  of  collection  and  enforcement                and,  to  the  extent  provided  for by agreement and not                prohibited by law, reasonable attorney's fees  and  legal                expenses incurred by the secured party;           (B) the  satisfaction  of obligations secured by the security                interest or agricultural lien under which the  collection                or enforcement is made; and           (C) the   satisfaction   of   obligations   secured   by  any                subordinate security interest in or  other  lien  on  the                collateral   subject   to   the   security   interest  or                agricultural  lien  under   which   the   collection   or                enforcement  is  made  if  the  secured party receives an                authenticated demand for proceeds before distribution  of                the proceeds is completed.       (2) If  requested  by  a secured party, a holder of a subordinate            security interest or  other  lien  shall  furnish  reasonable            proof  of  the  interest  or  lien  within a reasonable time.            Unless the holder complies, the secured party need not comply            with the holder's demand under paragraph (1)(C).       (3) A secured party need not apply or pay  over  for  application            noncash  proceeds of collection and enforcement under Section            9--607 unless the failure to  do  so  would  be  commercially            unreasonable.  A  secured party that applies or pays over for            application noncash proceeds shall do so  in  a  commercially            reasonable manner.       (4) A  secured  party  shall  account to and pay a debtor for any            surplus, and the obligor is liable for any deficiency.  (b) No surplus or deficiency in sales of certain rights to payment. If the underlying transaction is a sale of accounts, chattel paper, payment intangibles, or promissory notes, the debtor  is  not  entitled  to  any surplus, and the obligor is not liable for any deficiency.
NY UCC § 9-609 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 9 - Secured Transactions Part 6 - Default Sub Part 1 - Default and Enforcement of Security Interest 9-609 - Secured Party's Right to Take Possession After Default

Section 9--609. Secured Party's Right to Take Possession after Default.  (a) Possession;  rendering equipment unusable; disposition on debtor's premises. After default, a secured party:       (1) may take possession of the collateral; and       (2) without removal, may render equipment unusable and dispose of            collateral on a debtor's premises under Section 9--610.  (b) Judicial and nonjudicial process.  A  secured  party  may  proceed under subsection (a):       (1) pursuant to judicial process; or       (2) without  judicial  process,  if it proceeds without breach of            the peace.  (c) Assembly of collateral. If so  agreed,  and  in  any  event  after default,  a  secured  party  may  require  the  debtor  to  assemble the collateral and make it available to the secured party at a place  to  be designated  by  the secured party which is reasonably convenient to both parties.
NY UCC § 9-610 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 9 - Secured Transactions Part 6 - Default Sub Part 1 - Default and Enforcement of Security Interest 9-610 - Disposition of Collateral After Default

Section 9--610. Disposition of Collateral after Default.  (a) Disposition  after  default.  After  default,  a secured party may sell, lease, license,  or  otherwise  dispose  of  any  or  all  of  the collateral  in  its  present  condition  or  following  any commercially reasonable preparation or processing.  (b) Commercially reasonable disposition. Every aspect of a disposition of collateral, including the method,  manner,  time,  place,  and  other terms,  must  be  commercially reasonable. If commercially reasonable, a secured  party  may  dispose  of  collateral  by   public   or   private proceedings,  by  one or more contracts, as a unit or in parcels, and at any time and place and on any terms.  (c) Purchase  by  secured  party.  A  secured   party   may   purchase collateral:       (1) at a public disposition; or       (2) at  a private disposition only if the collateral is of a kind            that is customarily  sold  on  a  recognized  market  or  the            subject of widely distributed standard price quotations.  (d) Warranties on disposition. A contract for sale, lease, license, or other disposition includes the warranties relating to title, possession, quiet  enjoyment,  and  the  like  which by operation of law accompany a voluntary disposition of property of the kind subject to the contract.  (e) Disclaimer of warranties. A secured party may disclaim  or  modify warranties under subsection (d):       (1) in a manner that would be effective to disclaim or modify the            warranties in a voluntary disposition of property of the kind            subject to the contract of disposition; or       (2) by  communicating  to  the  purchaser a record evidencing the            contract for disposition and including an express  disclaimer            or modification of the warranties.  (f) Record  sufficient  to disclaim warranties. A record is sufficient to disclaim warranties under subsection (e) if it indicates "There is no warranty relating to title, possession, quiet enjoyment, or the like  in this disposition" or uses words of similar import.
NY UCC § 9-612 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 9 - Secured Transactions Part 6 - Default Sub Part 1 - Default and Enforcement of Security Interest 9-612 - Timeliness of Notification Before Disposition of Collateral

Section 9--612. Timeliness   of   Notification   Before  Disposition  of                   Collateral.  (a) Reasonable time is question of fact. Except as otherwise  provided in  subsection  (b),  whether a notification is sent within a reasonable time is a question of fact.  (b) 10-day  period  sufficient  in  non-consumer  transaction.  In   a transaction  other  than  a  consumer  transaction,  a  notification  of disposition sent after default and 10 days or more before  the  earliest time  of  disposition  set  forth  in  the notification is sent within a reasonable time before the disposition.
NY UCC § 9-613 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 9 - Secured Transactions Part 6 - Default Sub Part 1 - Default and Enforcement of Security Interest 9-613 - Contents and Form of Notification Before Disposition of Collateral: General

Section 9--613. Contents  and Form of Notification Before Disposition of                   Collateral: General.   Except in a consumer-goods transaction, the following rules apply:  (a) The contents of a notification of disposition  are  sufficient  if the notification:       (1) describes the debtor and the secured party;       (2) describes  the collateral that is the subject of the intended            disposition;       (3) states the method of intended disposition;       (4) states that the debtor is entitled to an  accounting  of  the            unpaid  indebtedness  and  states  the charge, if any, for an            accounting; and       (5) states the time and place of a public disposition or the time            after which any other disposition is to be made.  (b) Whether the contents of a  notification  that  lacks  any  of  the information specified in subsection (a) are nevertheless sufficient is a question of fact.  (c) The   contents  of  a  notification  providing  substantially  the information specified in subsection (a)  are  sufficient,  even  if  the notification includes:       (1) information not specified by subsection (a); or       (2) minor errors that are not seriously misleading.  (d) A particular phrasing of the notification is not required.  (e) The  following  form  of  notification  and  the form appearing in Section 9--614(c), when completed, each provides sufficient information:                 NOTIFICATION OF DISPOSITION OF COLLATERAL   To:  (Name  of  debtor,  obligor,  or  other  person  to   which   the notification is sent)   From:  (Name, address, and telephone number of secured party)   Name  of  Debtor(s):  (Include only if debtor(s) are not an addressee) (For a public disposition:)   We will sell (or  lease  or  license,  as  applicable)  the  (describe collateral) (to the highest qualified bidder) in public as follows:   Day and Date:  ____________________   Time:          ____________________   Place:         ____________________For a private disposition:)   We  will  sell  (or  lease  or  license,  as applicable) the (describe collateral) privately sometime after (day and date).   You are entitled to an accounting of the unpaid  indebtedness  secured by  the  property  that  we  intend  to  sell  (or  lease or license, as applicable) (for a charge of $   ). You may  request  an  accounting  by calling us at (telephone number).
NY UCC § 9-617 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 9 - Secured Transactions Part 6 - Default Sub Part 1 - Default and Enforcement of Security Interest 9-617 - Rights of Transferee of Collateral

Section 9--617. Rights of Transferee of Collateral.  (a) Effects   of   disposition.   A  secured  party's  disposition  of collateral after default:       (1) transfers to a transferee  for  value  all  of  the  debtor's            rights in the collateral;       (2) discharges  the security interest under which the disposition            is made; and       (3) discharges  any  subordinate  security  interest   or   other            subordinate  lien  other  than liens created under any law of            this state that are not to be discharged.  (b) Rights of good-faith transferee. A transferee that  acts  in  good faith  takes  free  of  the rights and interests described in subsection (a), even if the secured party fails to comply with this article or  the requirements of any judicial proceeding.  (c) Rights  of other transferee. If a transferee does not take free of the rights and interests described in  subsection  (a),  the  transferee takes the collateral subject to:       (1) the debtor's rights in the collateral;       (2) the  security  interest  or agricultural lien under which the            disposition is made; and       (3) any other security interest or other lien.
NY UCC § 9-618 (2021)
2021 New York Laws UCC - Uniform Commercial Code Article 9 - Secured Transactions Part 6 - Default Sub Part 1 - Default and Enforcement of Security Interest 9-618 - Rights and Duties of Certain Secondary Obligors

Section 9--618. Rights and Duties of Certain Secondary Obligors.  (a) Rights  and  duties  of  secondary  obligor.  A  secondary obligor acquires the rights and becomes obligated to perform the duties  of  the secured party after the secondary obligor:       (1) receives  an  assignment  of  a  secured  obligation from the        secured party;       (2) receives a transfer of collateral from the secured party  and        agrees  to accept the rights and assume the duties of the secured        party; or       (3) is subrogated to the rights of a secured party  with  respect        to collateral.  (b) Effect  of  assignment,  transfer,  or subrogation. An assignment, transfer, or subrogation described in subsection (a):       (1) is not a disposition of collateral under Section 9--610; and       (2) relieves the secured  party  of  further  duties  under  this        article.