reglab/housing_qa huggingface dataset:
NH Rev Stat § 359-C:4 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-C - Right to Privacy|Section 359-C:4 - Access to Records.

    359-C:4 Access to Records. –||I. Except as provided in RSA 359-C:11, no officer, employee, or agent of a state or local agency or department thereof, in connection with a civil or criminal investigation of a customer, whether or not such investigation is being conducted pursuant to formal judicial or administrative proceedings, may request or receive copies of, or the information contained in, the financial or credit records of any customer from a financial institution or creditor unless the financial or credit records are described with particularity and are consistent with the scope and requirements of the investigation giving rise to such request and:||(a) Such customer has authorized such disclosure under RSA 359-C:7;||(b) Such financial records are disclosed in response to an administrative subpoena meeting the requirements set forth in RSA 359-C:8;||(c) Such financial records are disclosed in response to a search warrant meeting the requirements set forth in RSA 359-C:9; or||(d) Such financial records are disclosed in response to a judicial subpoena or subpoena duces tecum pursuant to RSA 359-C:10.||II. [Repealed.]||III. Nothing in this section or in RSA 359-C:7, 359-C:8, 359-C:9 or 359-C:10 shall require a financial institution or creditor to inquire or determine that those seeking disclosure have duly complied with the requirements set forth therein; provided only that the customer authorization, administrative subpoena or summons, search warrant or judicial subpoena or order served on or delivered to a financial institution or creditor pursuant to such sections shows compliance on its face. The burden of proof to show compliance with this chapter shall be on the agency or body issuing such order.||IV. The financial institution or creditor shall maintain for a period of 5 years a record of all examinations or disclosures of the financial or credit records of a customer including the identity and purpose of the person examining the financial or credit records, the state or local agency or department thereof which he represents and, where applicable, a copy of the customer authorization, subpoena, summons or search warrant providing for such examination or disclosure or a copy of the certified crime report received pursuant to RSA 359-C:11, II. Any record maintained pursuant to this paragraph shall be available at the office or branch where the customer's account is located during normal business hours for review by the customer upon request. A copy of such record shall be furnished to the customer upon request and payment of the reasonable cost thereof.|||Source. 1977, 594:1. 1983, 174:3. 1992, 268:3, 4, eff. July 17, 1992.|
NH Rev Stat § 359-C:5 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-C - Right to Privacy|Section 359-C:5 - Disclosure of Records.

    359-C:5 Disclosure of Records. –||I. Except in accordance with requirements of RSA 359-C:7, 359-C:8, 359-C:9 or 359-C:10, no financial institution or creditor, nor any director, officer, employee, or agent thereof may provide or authorize another to provide to an officer, employee or agent of a state or local agency or department thereof any financial, or credit records, copies thereof, or the information contained therein if the director, officer, employee or agent of the financial institution or creditor knows or has reasonable cause to believe that such financial or credit records or information are being requested in connection with a civil or criminal investigation of the customer, whether or not such investigation is being conducted pursuant to formal judicial or administrative proceedings.||II. This section is not intended to prohibit disclosure of the financial or credit records of a customer or the information contained therein incidental to a transaction in the normal course of business of such financial institution or creditor if the director, officer, employee or agent thereof making or authorizing the disclosure has no reasonable cause to believe that the financial or credit records or the information contained in such records so disclosed will be used by a state or local agency or department thereof in connection with an investigation of the customer, whether or not such investigation is being conducted pursuant to formal judicial or administrative proceedings.||II-a. This section is not intended to prevent a financial institution from disclosing to the county attorney or the attorney general, or either of their authorized designees, the financial or credit records of a customer or any other person, or the information contained therein when the director, officer, employee or agent of the financial institution has reasonable cause to believe the customer, or other person, is utilizing the services of the institution to defraud the institution or any other person.||III. A financial institution or creditor which refuses to disclose the financial or credit records of a customer, copies thereof or the information contained therein in reliance in good faith upon the prohibitions of RSA 359-C:5, I, shall not be liable to its customer, to a state or local agency or to any other person for any loss or damage caused in whole or in part by such refusal.|||Source. 1977, 594:1. 1983, 174:4. 1992, 268:5. 2005, 233:1, eff. Jan. 1, 2006.|
NH Rev Stat § 359-C:6 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-C - Right to Privacy|Section 359-C:6 - Use Restricted.

    359-C:6 Use Restricted. –||Copies of financial or credit records or the information contained therein, including information supplied pursuant to RSA 359-C:11, II, which are obtained by any state agency, local agency or supervisory agency may not be:||I. Used or retained in any form for any purpose other than the specific statutory purposes for which the information was originally obtained; or||II. Provided to any other governmental department or agency or other person except where authorized by state law. If in the course of an investigation conducted pursuant to the provisions of this chapter, an officer, employee or agent of a state or local agency or department thereof discovers financial or credit records indicating a possible violation of law which such agency is without statutory authority to investigate or prosecute, the information in such financial or credit records shall be provided to the county attorney of the county in which such financial or credit records were examined or to the attorney general.|||Source. 1977, 594:1. 1983, 174:5, eff. Aug. 9, 1983.|
NH Rev Stat § 359-C:7 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-C - Right to Privacy|Section 359-C:7 - Customer Authorized Disclosure.

    359-C:7 Customer Authorized Disclosure. –||I. A customer may authorize disclosure under RSA 359-C:4, I(a), if those seeking disclosure furnish to the financial institution or creditor a signed and dated statement by which the customer:||(a) Authorizes such disclosure for a period to be set forth in the authorization statement;||(b) Specifies the name of the agency or department to which disclosure is authorized and, if applicable, the statutory purpose for which the information is to be obtained; and||(c) Identifies the financial or credit records which are authorized to be disclosed.||II. No such authorization shall be required as a condition of doing business with such financial institution or creditor.||III. Any officer, employee or agent of a state or local agency seeking customer authorization for disclosure of customer financial or credit records shall notify the customer that the customer has the right at any time to revoke such authorization, except where such authorization is required by statute.||IV. An agency or department examining the financial or credit records of a customer pursuant to this section shall notify the customer in writing within 30 days of such examination. Such notice shall specify the financial or credit records which were examined and the reason for such examination.|||Source. 1977, 594:1. 1992, 268:6, eff. July 17, 1992.|
NH Rev Stat § 359-C:8 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-C - Right to Privacy|Section 359-C:8 - Administrative Subpoena; Summons.

    359-C:8 Administrative Subpoena;  Summons. –||I. An officer, employee or agent of a state or local agency or department thereof may obtain financial or credit records under RSA 359-C:4, I(b), pursuant to an administrative subpoena or summons otherwise authorized by law and served upon the financial institution or creditor only if:||(a) The person issuing such administrative summons or subpoena has served a copy of the subpoena or summons on the customer; and||(b) The subpoena or summons includes the name of the agency or department on whose name the subpoena or summons is issued and the statutory purpose for which the information is to be obtained; and||(c) The customer has not moved to quash such subpoena or summons within 10 days of service.||II. Nothing in this chapter shall preclude a financial institution or creditor from notifying a customer of the receipt of an administrative summons or subpoena.|||Source. 1977, 594:1. 1992, 268:7, 8, eff. July 17, 1992.|
NH Rev Stat § 359-C:9 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-C - Right to Privacy|Section 359-C:9 - Obtaining Records by Search Warrant.

    359-C:9 Obtaining Records by Search Warrant. –||An officer, employee or agent of a state or local agency or department thereof may obtain financial or credit records under RSA 359-C:4, I(c), only if he obtains a search warrant pursuant to RSA 595-A. Examination of financial or credit records may occur as soon as the warrant is served on the financial institution or creditor.|||Source. 1977, 594:1. 1992, 268:9, eff. July 17, 1992.|
NH Rev Stat § 359-C:10 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-C - Right to Privacy|Section 359-C:10 - Obtaining Records by Subpoena.

    359-C:10 Obtaining Records by Subpoena. –||I. An officer, employee or agent of a state or local agency or department thereof may obtain financial or credit records under RSA 359-C:4, I(d), pursuant to a judicial subpoena or subpoena duces tecum only if:||(a) The subpoena or subpoena duces tecum is issued and served upon the financial institution or creditor and served upon or mailed to the customer; and||(b) Ten days after the service date passes, or 14 days after the mailing date passes without notice to the financial institution or creditor that the customer has moved to quash the subpoena. If testimony is to be taken, or financial or credit records produced, before a court, the notice periods provided for in this paragraph may be shortened by the court issuing the subpoena or subpoena duces tecum upon a showing of reasonable cause. The court shall direct that all reasonable measures be taken to notify the customer within the time so shortened.||II. Without limiting in any way the authority of the grand jury, a grand jury is authorized to and may, upon a resolution adopted by a majority of its members, obtain financial or credit records pursuant to a subpoena duces tecum bearing the authenticating signature of the clerk of court. The grand jury may appoint, by resolution, any person as its agent for purposes of receiving the information set forth in the subpoena. Notwithstanding RSA 359-C:4, IV, the grand jury may further adopt a resolution prohibiting any owner, officer, director, partner, employee, agent or attorney from a financial institution from notifying any person named in a subpoena about the existence or contents of such subpoena or that information has been furnished to a grand jury in response to such subpoena. Such resolution shall continue until such time as the customer has been notified pursuant to RSA 359-C:10, III, at which time the grand jury shall so notify the financial institution.||III. Upon issuing such subpoena or subpoena duces tecum, the judge shall order the grand jury to notify the customer in writing within 180 days of such issuance; provided, however, that the judge may shorten the 180 day period or, upon a showing of good cause, may extend such period beyond 180 days, but in no event beyond 360 days. The notice shall specify the financial or credit records which were examined and the reason for such examination.|||Source. 1977, 594:1. 1983, 174:6. 1992, 268:10, eff. July 17, 1992.|
NH Rev Stat § 359-C:12 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-C - Right to Privacy|Section 359-C:12 - Criminal Penalties.

    359-C:12 Criminal Penalties. –||I. Any person who wilfully or knowingly participates in a violation of this chapter is guilty of a misdemeanor.||II. Any person who induces or attempts to induce a violation of this chapter is guilty of a misdemeanor.|||Source. 1977, 594:1, eff. Sept. 17, 1977.|
NH Rev Stat § 359-C:13 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-C - Right to Privacy|Section 359-C:13 - Costs.

    359-C:13 Costs. –||In any successful action to enforce liability for a violation of the provisions of this chapter, the customer may recover the cost of the action together with reasonable attorney's fees as determined by the court.|||Source. 1977, 594:1, eff. Sept. 17, 1977.|
NH Rev Stat § 359-C:14 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-C - Right to Privacy|Section 359-C:14 - Injunction.

    359-C:14 Injunction. –||In addition to any other remedy contained in this chapter, injunctive relief shall be available to any customer aggrieved by a violation, or threatened violation, of this chapter in the same manner as such injunctive relief would be available if the financial or credit records concerning the customer accounts were in his possession. In any successful action by the customer, costs together with reasonable attorney's fees as determined by the court may be recovered.|||Source. 1977, 594:1. 1983, 174:7, eff. Aug. 9, 1983.|
NH Rev Stat § 359-C:14-a (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-C - Right to Privacy|Section 359-C:14-a - Remedies Exclusive.

    359-C:14-a Remedies Exclusive. –||The remedies provided under the provisions of this chapter shall be the exclusive remedies available to a customer aggrieved by a violation of the provisions of this chapter.|||Source. 1983, 174:8, eff. Aug. 9, 1983.|
NH Rev Stat § 359-C:15 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-C - Right to Privacy|Section 359-C:15 - Statute of Limitations.

    359-C:15 Statute of Limitations. –||An action to enforce any provision of this chapter must be commenced within 3 years after the date on which the violation occurred.|||Source. 1977, 594:1, eff. Sept. 17, 1977.|
NH Rev Stat § 359-C:16 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-C - Right to Privacy|Section 359-C:16 - Effect of Customer Waiver.

    359-C:16 Effect of Customer Waiver. –||Except as provided in RSA 359-C:7, no waiver by a customer of any right hereunder shall be valid, whether oral or written, and whether with or without consideration.|||Source. 1977, 594:1, eff. Sept. 17, 1977.|
NH Rev Stat § 359-C:17 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-C - Right to Privacy|Section 359-C:17 - Priority of This Chapter.

    359-C:17 Priority of This Chapter. –||Should any other law grant or appear to grant power or authority to any person to violate the provisions of this chapter, the provisions of this chapter shall supersede and pro tanto override and annul such law, except those statutes enacted after September 17, 1977, which specifically refer to this chapter.|||Source. 1977, 594:1, eff. Sept. 17, 1977.|
NH Rev Stat § 359-C:18 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-C - Right to Privacy|Section 359-C:18 - Provisions Severable.

    359-C:18 Provisions Severable. –||If any provision of this chapter or the application thereof to any person or circumstance is held invalid for any reason, such invalidity shall not affect any other provisions or applications of this chapter which can be effected, without the invalid provision or application, and to this end the provisions of this chapter are severable.|||Source. 1977, 594:1, eff. Sept. 17, 1977.|
NH Rev Stat § 359-C:19 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-C - Right to Privacy|Section 359-C:19 - Definitions.

    359-C:19 Definitions. –||In this subdivision:||I. "Computerized data" means personal information stored in an electronic format.||II. "Encrypted" means the transformation of data through the use of an algorithmic process into a form for which there is a low probability of assigning meaning without use of a confidential process or key, or securing the information by another method that renders the data elements completely unreadable or unusable. Data shall not be considered to be encrypted for purposes of this subdivision if it is acquired in combination with any required key, security code, access code, or password that would permit access to the encrypted data.||III. "Person" means an individual, corporation, trust, partnership, incorporated or unincorporated association, limited liability company, or other form of entity, or any agency, authority, board, court, department, division, commission, institution, bureau, or other state governmental entity, or any political subdivision of the state.||IV. (a) "Personal information" means an individual's first name or initial and last name in combination with any one or more of the following data elements, when either the name or the data elements are not encrypted:||(1) Social security number.||(2) Driver's license number or other government identification number.||(3) Account number, credit card number, or debit card number, in combination with any required security code, access code, or password that would permit access to an individual's financial account.||(b) "Personal information" shall not include information that is lawfully made available to the general public from federal, state, or local government records.||V. "Security breach" means unauthorized acquisition of computerized data that compromises the security or confidentiality of personal information maintained by a person doing business in this state. Good faith acquisition of personal information by an employee or agent of a person for the purposes of the person's business shall not be considered a security breach, provided that the personal information is not used or subject to further unauthorized disclosure.|||Source. 2006, 242:1, eff. Jan. 1, 2007.|
NH Rev Stat § 359-C:21 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-C - Right to Privacy|Section 359-C:21 - Violation.

    359-C:21 Violation. –||I. Any person injured by any violation under this subdivision may bring an action for damages and for such equitable relief, including an injunction, as the court deems necessary and proper. If the court finds for the plaintiff, recovery shall be in the amount of actual damages. If the court finds that the act or practice was a willful or knowing violation of this chapter, it shall award as much as 3 times, but not less than 2 times, such amount. In addition, a prevailing plaintiff shall be awarded the costs of the suit and reasonable attorney's fees, as determined by the court. Any attempted waiver of the right to the damages set forth in this paragraph shall be void and unenforceable. Injunctive relief shall be available to private individuals under this chapter without bond, subject to the discretion of the court.||II. The New Hampshire attorney general's office shall enforce the provisions of this subdivision pursuant to RSA 358-A:4.||III. The burden shall be on the person responsible for the determination under RSA 359-C:20, I to demonstrate compliance with this subdivision.|||Source. 2006, 242:1, eff. Jan. 1, 2007.|
NH Rev Stat § 359-D:1 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-D - Credit Services Organizations|Section 359-D:1 - Short Title.

    359-D:1 Short Title. –||This chapter may be cited as the "credit services regulation act".|||Source. 1988, 24:2, eff. Jan. 1, 1989.|
NH Rev Stat § 359-D:2 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-D - Credit Services Organizations|Section 359-D:2 - Definitions.

    359-D:2 Definitions. –||In this chapter:||I. "Buyer" means any natural person who is solicited to purchase or who purchases the services of a credit services organization.||II. (a) "Credit services organization" means any person, who, with respect to the extension of consumer credit by others, sells, provides, or performs, or represents that he can or will sell, provide, or perform, in return for the payment of money or other valuable consideration, a service for the express or implied purpose of:||(1) Improving a buyer's credit record, credit history, or credit rating.||(2) Obtaining an extension of consumer credit for a buyer.||(3) Providing advice or assistance to a buyer with regard to the buyer's credit record, credit history, or credit rating.||(b) "Credit services organization" does not include:||(1) A depository institution whose deposits are insured by the Federal Deposit Insurance Corporation, the Federal Savings and Loan Insurance Corporation, or the National Credit Union Administration Board, or a depository institution chartered by this state.||(2) Any nonprofit organization exempt from taxation under section 501(c)(3) of the Internal Revenue Code.||(3) A real estate broker licensed by this state and acting within the course and scope of his license.||(4) An attorney licensed by this state or another state rendering services within the course and scope of that license.||(5) Any broker-dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of the regulations of these commissions.||(6) Any consumer reporting agency, as defined in RSA 359-B:3, VI, acting within the course and scope of that chapter.||(7) [Repealed.]||III. "Extension of credit" means the right to defer payment of debt or to incur debt and defer its payment, offered or granted primarily for personal, family, or household purposes.||IV. "Person" means any individual, partnership, corporation, trust, estate, cooperative, association, or other entity.|||Source. 1988, 24:2, eff. Jan. 1, 1989. 2018, 196:15, eff. Aug. 7, 2018.|