reglab/housing_qa huggingface dataset:
215 ILCS 5/143.19a
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article IX - Provisions Applicable To All Companies

 (from Ch. 73, par. 755.19a)Sec. 143.19a.     No policy of insurance as defined in subsection a.     of Section  143.13 of this Act may  be cancelled where the sole basis for such cancellation is the payment by  the insurance company of a claim or claims against such policy.    (Source: P.A. 80-1127.)
215 ILCS 5/143.19b
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article IX - Provisions Applicable To All Companies

 (from Ch. 73, par. 755.19b)Sec. 143.19b.         No policy of insurance as defined in subsection (a) of  Section 143.13 of this Code may be nonrenewed where the sole basis for  nonrenewal was the reporting of a claim or claims against such policy and  such claim or claims were closed without payment.    (Source: P.A. 86-437.)
215 ILCS 5/143.20
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article IX - Provisions Applicable To All Companies

 (from Ch. 73, par. 755.20)Sec. 143.20.         Notice to Insured as to Eligibility of Illinois Automobile  Insurance Plan.When a policy of automobile insurance is cancelled other than for  nonpayment of premium or in the event of the renewal of  a policy of  automobile insurance to which Section 143.17 applies, the company shall  notify the named insured of his possible eligibility for insurance  through the Illinois Automobile Insurance Plan.  Such notice shall  accompany or be included in the notice of cancellation or in the notice  of intent not to renew.     (Source: P.A. 80-1136.)
215 ILCS 5/143.20a
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article IX - Provisions Applicable To All Companies

 (from Ch. 73, par. 755.20a)Sec. 143.20a.     Cancellation of Fire and Marine Policies.     (1) Policies  covering property, except policies described in Section 143.13b, of this  Code, issued for the kinds of business enumerated in Class 3 of Section  4 of this Code may be cancelled 10 days following receipt of written notice  by the named insureds if the insured property is found to consist of one  or more of the following:(a) Buildings to which, following a fire loss, permanent repairs have  not commenced within 60 days after satisfactory adjustment of loss, unless  such delay is a direct result of a labor dispute or weather conditions.(b) Buildings  which have been unoccupied 60 consecutive days, except  buildings which have a seasonal occupancy and buildings which are undergoing  construction, repair or reconstruction and are properly secured against  unauthorized entry.(c) Buildings on which, because of their physical condition, there is  an outstanding order to vacate, an outstanding demolition order, or which  have been declared unsafe in accordance with applicable law.(d) Buildings on which heat, water, sewer service or public lighting have  not been connected for 30 consecutive days or more.(2) All notices of cancellation under this Section shall be sent by  certified mail and regular mail to the address of record of the named insureds.(3) All cancellations made pursuant to this Section shall be  on a pro rata basis.    (Source: P.A. 86-437.)
215 ILCS 5/143.21
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article IX - Provisions Applicable To All Companies

 (from Ch. 73, par. 755.21)Sec. 143.21.         Cancellation of Fire and Extended Coverage Policy -  Grounds. After a policy of fire and extended coverage insurance, as defined  in paragraph (b) of Section 143.13, has been effective for 60 days, or if  such policy is a renewal policy, the company shall not exercise its right  to cancel except for one or more of the following reasons:a.  For nonpayment of premium;b.  When a policy was obtained by misrepresentation or fraud; orc.  For any act which measurably increases the risk originally  accepted.    (Source: P.A. 86-437.)
215 ILCS 5/143.21.1
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article IX - Provisions Applicable To All Companies

 (from Ch. 73, par. 755.21.1)Sec. 143.21.1.         After a policy of fire and extended coverage, as defined  in Section 143.13, has been effective or renewed for 5 or more years, the  company shall not exercise its right of non-renewal unless:1. The policy was obtained by misrepresentation or fraud; or2. The risk originally accepted has measurably increased; or3. The insured has received 60 days notice of the intention of the company  not to renew as provided in Section 143.17.    (Source: P.A. 80-1126.)
215 ILCS 5/143.21a
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article IX - Provisions Applicable To All Companies

 (from Ch. 73, par. 755.21a)Sec. 143.21a.         Nonrenewal of Fire and Extended Coverage  Policy - Grounds.  A policy of fire and extended coverage  insurance, as defined in subsection (b) of Section 143.13,  may not be nonrenewed for any of the following reasons:(a) age of property,(b) location of property,(c) age, sex, race, color, ancestry, marital status,     or occupation of occupants.   (Source: P.A. 91-357, eff. 7-29-99.)
215 ILCS 5/143.21b
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article IX - Provisions Applicable To All Companies

 (from Ch. 73, par. 755.21b)Sec. 143.21b.     No policy of insurance as defined in subsection b.     of  Section 143.13 of this Act may be cancelled where the sole basis for  such cancellation is the payment by the insurance company of a claim or  claims against such policy.    (Source: P.A. 80-1364.)
215 ILCS 5/143.21c
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article IX - Provisions Applicable To All Companies

 (from Ch. 73, par. 755.21c)Sec. 143.21c.     Earthquake insurance; notice.     In response to  all applications for homeowners insurance, pursuant to subsection  (b) of Section 143.13 of this Act, received by the insurance  company for coverage on property located in the New Madrid  Seismic Zone, as defined by the United States Geological Survey  in Illinois, susceptible to Modified Mercalli intensity VII or  greater damage, information shall be provided by the insurance  company to the applicant regarding the availability of insurance  for loss caused by earthquake.    (Source: P.A. 86-1197; 87-322.)
215 ILCS 5/143.22
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article IX - Provisions Applicable To All Companies

 (from Ch. 73, par. 755.22)Sec. 143.22.         Notice to Insured as to Eligibility of Illinois Fair Plan  Association. When a policy containing fire and extended coverage insurance is  cancelled or nonrenewed other than for nonpayment of premium or evidence  of incendiarism and if the location of the insured property is within the  State of Illinois the company shall notify the named insured of  his eligibility for the FAIR Plan and shall explain the procedure to  make application to the FAIR Plan.  Such notice shall accompany or be  included in the notice of cancellation or the notice of intent not to  renew.    (Source: P.A. 86-437.)
215 ILCS 5/143.23
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article IX - Provisions Applicable To All Companies

 (from Ch. 73, par. 755.23)Sec. 143.23.     Cancellation and Nonrenewal Policies - Hearing.     A named insured who wishes to appeal the reasons for cancellation  or nonrenewal pursuant to Sections 143.16a and 143.19 through 143.24,  shall at least 20 days prior to the effective date of cancellation or  nonrenewal, mail or deliver to the Director of Insurance a written request  for a hearing which shall clearly state the basis for the appeal.  This  Section does not apply to cancellation in the case of nonpayment of  premium.  The notice of cancellation or nonrenewal to which this Section  applies shall advise the named insured of his right to appeal and the  procedure to follow for such appeal.Within 10 days after receipt of request for a hearing and upon 10 days  notice to the parties, the Director shall call a hearing.  Within 20  days of conclusion of the hearing, the Director shall issue his written  findings to the parties.  The policy will remain in force until such  time as the Director has given his findings.  If the Director finds for  the named insured, he shall order the insurer to rescind its notice of  cancellation, or in the case of a nonrenewal order the notice of  nonrenewal withdrawn.  If the Director finds for the Company he shall  order that the cancellation or nonrenewal be effective at least 30 days  from the date of his order.  The company is  entitled to a premium for any extension of coverage and such extension  may be contingent upon the payment of the premium.Costs of the hearing may be assessed against the losing party but  shall not exceed $100.    (Source: P.A. 86-437; 87-757.)
215 ILCS 5/143.23a
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article IX - Provisions Applicable To All Companies

 (from Ch. 73, par. 755.23a)Sec. 143.23a.         When any person has filed a complaint with the Director  alleging cancellation, non-renewal or refusal to issue a fire and extended  coverage policy, as defined in Section 143.13 of this Code, by any insurer,  such person, upon written request to the insurer, to which the insurer shall  respond within 21 days, shall have access to the complete file of such insurer  pertaining to such person's application or policy.  There shall be no liability  on the part of, and no cause of action shall rise against, any insurer or  authorized representative, or its agents or employees, or the director or  his authorized representative for any statement made by them or any information  contained in the files revealed in compliance with the provisions of this Section.    (Source: P.A. 80-1374.)
215 ILCS 5/143.24
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article IX - Provisions Applicable To All Companies

 (from Ch. 73, par. 755.24)Sec. 143.24. Limited Nonrenewal of Automobile Insurance Policy. A policy of automobile insurance, as defined in subsection (a) of Section  143.13, may not be nonrenewed for any of the following reasons:a.  Age;b.  Sex;c.  Race;d.  Color;e.  Creed;f.  Ancestry;g. Occupation;h. Marital Status;i. Employer of the insured;j. Physical disability as defined in Section 143.24a of this Act.  (Source: P.A. 99-143, eff. 7-27-15.)
215 ILCS 5/143.24a
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article IX - Provisions Applicable To All Companies

 (from Ch. 73, par. 755.24a)Sec. 143.24a.   (a) No insurer, licensed to issue a policy of automobile  insurance, as defined in subsection (a) of Section 143.13, shall fail or  refuse to accept an application from a person with  a physical disability for such  insurance, refuse to issue such insurance to an applicant with a physical disability therefor  solely because of a physical disability, or issue or cancel such insurance under  conditions less favorable to persons with physical disabilities than  persons without physical disabilities; nor shall a physical disability itself constitute a condition or risk for  which a higher premium may be required of a person with a physical disability for such insurance.(b) As used in this Section, "physical disability" refers only to   an impairment of physical ability because of amputation or loss of  function which impairment  has been compensated for, when necessary, by vehicle equipment adaptation  or modification; or an impairment of hearing which  impairment has been compensated for, when necessary, either by sensory  equipment adaptation or modification, or an impairment of  speech; provided, that the insurer may require an applicant with a physical disability for such insurance on the renewal of such insurance  to furnish proof that he or she has qualified for a new or renewed drivers  license since the occurrence of the disabling condition.  (Source: P.A. 99-143, eff. 7-27-15.)
215 ILCS 5/143.24b
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article IX - Provisions Applicable To All Companies

 (from Ch. 73, par. 755.24b)Sec. 143.24b.         Any insurer insuring any person or  entity against damages  arising out of a vehicular accident shall disclose the dollar amount of  liability coverage under the insured's personal private passenger  automobile liability insurance policy upon receipt of the  following: (a) a certified letter from a claimant or any attorney  purporting to represent any claimant which requests such disclosure and  (b) a brief description of the nature and extent of the injuries,  accompanied by a statement of the amount of medical bills incurred to date  and copies of medical records.  The disclosure shall be confidential and available  only to the claimant, his attorney and personnel  in the office of the attorney entitled to access to the claimant's files.  The insurer shall forward the information to the party requesting it by  certified mail, return receipt requested, within 30 days of receipt of the request.    (Source: P.A. 85-1209.)
215 ILCS 5/143.24c
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article IX - Provisions Applicable To All Companies

Sec. 143.24c.     Hate crimes; coverage refusal.(a) This Section applies to policies of insurance  if the insured or proposed insured is  (1) an individual, (2) a religious  organization described in clause (i) of subparagraph (A) of paragraph (1) of  subsection  (b) of Section 170 of Title 26 of the United States Code, (3) an educational  organization  described in clause (ii) of subparagraph (A) of paragraph (1) of subsection (b)  of Section  170 of Title 26 of the United States Code, or (4) any other nonprofit  organization  described in  clause (vi) of subparagraph (A) of paragraph (1) of subsection (b) of Section  170 of Title 26 of the  United States Code that is organized and operated for religious, charitable, or  educational  purposes.(b) An insurer issuing policies subject to this Section may not cancel,  refuse to issue, or refuse to  renew the policy solely on the basis that one or more claims have been made  against any  policy during the preceding 60 months for a loss that is the result of a hate  crime  committed against the person or property insured if the insured provides  evidence to the insurer that the act causing the loss is identified as a hate  crime on a police report.(c) As it relates to this Section, if determined by a law enforcement  agency, a  "hate crime" may include any of the following:(1) By force or threat of force, willfully injuring,     intimidating, interfering with, oppressing, or threatening any other person in the free exercise or enjoyment of any right or privilege secured to him or her by the Constitution or laws of this State or by the Constitution or laws of the United States because of the other person's race, color, religion, ancestry, national origin, disability, gender, or sexual orientation or because he or she perceives that the other person has one or more of those characteristics. This offense, however, does not include speech alone, except upon a showing that the speech itself threatened violence against a specific person or group of persons and that the defendant had the apparent ability to carry out the threat.(2) Knowingly defacing, damaging, or destroying the     real or personal property of any other person for the purpose of intimidating or interfering with the free exercise or enjoyment of any right or privilege secured to the other person by the Constitution or laws of this State or by the Constitution or laws of the United States because of the other person's race, color, religion, ancestry, national origin, disability, gender, or sexual orientation or because he or she perceives that the other person has one or more of those characteristics.(d) Nothing in this Section prevents an insurer subject to this Section from  taking  any of the actions specified in subsection (b) on the basis of criteria not  otherwise made  invalid by this Section or any other law or rule.    (Source: P.A. 92-669, eff. 1-1-03.)
215 ILCS 5/143.24d
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article IX - Provisions Applicable To All Companies

Sec. 143.24d. (Repealed).        (Source: P.A. 98-864, eff. 1-1-15. Repealed by P.A. 100-439, eff. 8-25-17.)
215 ILCS 5/143.25
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article IX - Provisions Applicable To All Companies

 (from Ch. 73, par. 755.25)Sec. 143.25.         The Director of insurance may order any of the  following if it is determined to be in the public interest:(a) Some or all companies issuing policies of insurance as defined  in subsections (a) and (b) of Section 143.13 annually disclose by postal  zip code area the number of policies applied for, the number of policies  issued including renewals, the number of policies cancelled or nonrenewed for some  or all areas of the State, and loss data.(b) The Illinois FAIR Plan created by Article XXXIII of the Code  annually disclose by postal zip code area the number of policies it has  written including renewals and cancellations for some or all areas of  the State.(c) The Illinois FAIR Plan created by Article XXXIII annually  disclose by classification the earned premiums and losses of the Plan.    (Source: P.A. 81-217.)
215 ILCS 5/143.25a
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article IX - Provisions Applicable To All Companies

 (from Ch. 73, par. 755.25a)Sec. 143.25a.         Prior to the first renewal of any policy of automobile  insurance as defined in subsection (a) of Section 143.13 of this Code, an  insurance company shall notify an individual planning to purchase such  renewal policy of the availability of higher deductibles for collision and  comprehensive coverage and that a premium savings could result if the  higher deductibles were purchased.    (Source: P.A. 86-783.)
215 ILCS 5/143.26
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article IX - Provisions Applicable To All Companies

 (from Ch. 73, par. 755.26)Sec. 143.26.         No company issuing policies of automobile insurance, as defined  in Section 143.13 of this Code, in this State, and no officer, director,  agent, clerk, employee or broker of such company shall cancel or refuse  to issue or renew a policy of automobile insurance to any applicant for  such insurance solely on the grounds that an agent or broker for such company  is not located in geographical proximity to the residence of the applicant.    (Source: P.A. 80-1369.)
215 ILCS 5/143.26a
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article IX - Provisions Applicable To All Companies

 (from Ch. 73, par. 755.26a)Sec. 143.26a.     Automobile insurance sales requirements.(a) Every company authorized to issue policies of automobile insurance  as defined in Section 143.13 must, upon request, provide the names  and addresses of its authorized producers reasonably determined to be  located nearest to the residence of the person making the request.(b) No company or authorized licensed producer may refuse to accept  an application for automobile insurance from any applicant solely on the  grounds that the applicant is eligible for placement only under the  Illinois Automobile Insurance Plan.    (Source: P.A. 86-1408.)
215 ILCS 5/143.27
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article IX - Provisions Applicable To All Companies

 (from Ch. 73, par. 755.27)Sec. 143.27.         No insurance company may give to any named insured any notice  of cancellation or nonrenewal of a policy of fire and extended coverage  insurance, as defined in subsection (b) of Section 143.13, covering property  which is capable of being rehabilitated, without allowing the named insured  a reasonable period of time in which to repair defects in the insured property  or relevant portion thereof, to an extent reasonably sufficient to facilitate  continued coverage thereon.  The time reasonably allowable therefor (which  in no event shall exceed ninety days) and the degree of sufficiency of such  rehabilitative efforts which insurance companies shall accept, may be determined  by a certificate from a licensed contractor or architect and such rehabilitative  efforts shall be in compliance with local municipal building codes.  The  notice of need for repair shall be from the insurance company, which may  be sent to the insured at any time during the policy term, and which notice  shall commence the time period established under this Section.    (Source: P.A. 81-857.)
215 ILCS 5/143.28
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article IX - Provisions Applicable To All Companies

 (from Ch. 73, par. 755.28)Sec. 143.28.         The rates and premium charges for all  policies of automobile insurance, as described in sub-section (a) of  Section 143.13 of this Code, shall include appropriate reductions for  insured automobiles which are equipped with anti-theft mechanisms or  devices approved by the Director.  To implement the provisions of this  Section, the Director shall promulgate rules and regulations.     (Source: P.A. 91-798, eff. 7-9-00; 92-125, eff. 7-20-01.)