reglab/housing_qa huggingface dataset:
VA Code § 46.2-466 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-466. Regulations for assignment, rate classifications, and schedules

The Commission may make reasonable regulations for the assignment of risks to insurance carriers.It shall establish rate classifications, rating schedules, rates, and regulations to be used by insurance carriers issuing assigned risk, policies of motor vehicle liability, physical damage, and medical payments insurance in accordance with this chapter as appear to it to be proper.In the establishment of rate classifications, rating schedules, rates, and regulations, it shall be guided by the principles and practices which have been established under its statutory authority to regulate motor vehicle liability, physical damage, and medical payments insurance rates and it may act in conformity with its statutory discretionary authority in such matters.Code 1950, § 46-487; 1958, c. 541, § 46.1-498; 1972, c. 842; 1989, c. 727.
VA Code § 46.2-467 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-467. Action within power of Commission

The Commission may, in its discretion, after reviewing all information pertaining to the applicant or policyholder available from its records, the records of the Department or from other sources:1. Refuse to assign an application;2. Approve the rejection of an application by an insurance carrier;3. Approve the cancellation of a policy of motor vehicle liability, physical damage, and medical payments insurance by an insurance carrier; or4. Refuse to approve the renewal or the reassignment of an expiring policy.Code 1950, § 46-488; 1958, c. 541, § 46.1-499; 1972, c. 842; 1989, c. 727.
VA Code § 46.2-468 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-468. Information filed with Commission by insurance carrier confidential

Any information filed with the Commission by an insurance carrier in connection with an assigned risk shall be confidential and solely for the information of the Commission and its staff and shall not be disclosed to any person, including an applicant, policyholder, and any other insurance carrier.Code 1950, § 46-489; 1958, c. 541, § 46.1-500; 1989, c. 727.
VA Code § 46.2-469 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-469. Commission not required to disclose reasons for action; liability of Commission for act or omission

A. The Commission shall not be required to disclose to any person, including the applicant or policyholder, its reasons for:1. Refusing to assign an application;2. Approving the rejection of an application by an insurance carrier;3. Approving the cancellation of a policy of motor vehicle liability, physical damage, and medical payments insurance by an insurance carrier; or4. Refusing to approve the renewal or the reassignment of an expiring policy.B. The Commission or anyone acting for it shall not be held liable for any act or omission in connection with the administration of the duties imposed upon it by the provisions of this chapter, except upon proof of actual malfeasance.Code 1950, § 46-490; 1958, c. 541, § 46.1-501; 1972, c. 842; 1989, c. 727.
VA Code § 46.2-470 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-470. Assignment of risks for nonresidents

The provisions of this chapter relevant to assignment of risks shall be available to nonresidents who are unable to obtain a policy of motor vehicle liability, physical damage, and medical payments insurance with respect only to motor vehicles registered and used in the Commonwealth.Code 1950, § 46-491; 1958, c. 541, § 46.1-502; 1972, c. 842; 1989, c. 727.
VA Code § 46.2-471 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-471. Assignment of risks for certain carriers

Notwithstanding the provisions of § 46.2-366, the provisions of this chapter relating to assignment of risks shall be available to carriers by motor vehicle who are required by law to carry public liability and property damage insurance for the protection of the public.Code 1950, § 46-491.1; 1954, c. 345; 1958, c. 541, § 46.1-503; 1989, c. 727.
VA Code § 46.2-472 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-472. (Effective until January 1, 2022) Coverage of owner's policy

Every motor vehicle owner's policy shall:1. Designate by explicit description or by appropriate reference, all motor vehicles with respect to which coverage is intended to be granted.2. Insure as insured the person named and any other person using or responsible for the use of the motor vehicle or motor vehicles with the permission of the named insured.3. Insure the insured or other person against loss from any liability imposed by law for damages, including damages for care and loss of services, because of bodily injury to or death of any person, and injury to or destruction of property caused by accident and arising out of the ownership, use, or operation of such motor vehicle or motor vehicles within the Commonwealth, any other state in the United States, or Canada, subject to a limit exclusive of interest and costs, with respect to each motor vehicle, of $25,000 because of bodily injury to or death of one person in any one accident and, subject to the limit for one person, to a limit of $50,000 because of bodily injury to or death of two or more persons in any one accident, and to a limit of $20,000 because of injury to or destruction of property of others in any one accident.Code 1950, § 46-492; 1954, c. 378; 1958, cc. 501, 541, § 46.1-504; 1968, c. 685; 1972, c. 433; 1975, c. 382; 1978, c. 550; 1989, cc. 621, 727.
VA Code § 46.2-472 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-472. (Effective January 1, 2022) Coverage of owner's policy

Every motor vehicle owner's policy shall:1. Designate by explicit description or by appropriate reference, all motor vehicles with respect to which coverage is intended to be granted.2. Insure as insured the person named and any other person using or responsible for the use of the motor vehicle or motor vehicles with the permission of the named insured.3. Insure the insured or other person against loss from any liability imposed by law for damages, including damages for care and loss of services, because of bodily injury to or death of any person, and injury to or destruction of property caused by accident and arising out of the ownership, use, or operation of such motor vehicle or motor vehicles within the Commonwealth, any other state in the United States, or Canada, subject to a limit exclusive of interest and costs, with respect to each motor vehicle, of $25,000 because of bodily injury to or death of one person in any one accident and, subject to the limit for one person, to a limit of $50,000 because of bodily injury to or death of two or more persons in any one accident, and to a limit of $20,000 because of injury to or destruction of property of others in any one accident.Code 1950, § 46-492; 1954, c. 378; 1958, cc. 501, 541, § 46.1-504; 1968, c. 685; 1972, c. 433; 1975, c. 382; 1978, c. 550; 1989, cc. 621, 727.
VA Code § 46.2-473 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-473. Coverage of driver's policy

Every driver's policy shall insure the person named therein as insured against loss from the liability imposed upon him by law for damages, including damages for care and loss of services, because of bodily injury to or death of any person, and injury to or destruction of property arising out of the use by him of any motor vehicle not owned by him, within the territorial limits and subject to the limits of liability set forth with respect to a motor vehicle owner's policy.Code 1950, § 46-493; 1958, c. 541, § 46.1-505; 1989, c. 727.
VA Code § 46.2-474 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-474. Policy must contain certain agreement; additional coverage

Every policy of insurance subject to the provisions of this chapter:1. Shall contain an agreement that the insurance is provided in accordance with the coverage defined in this chapter as respects bodily injury, death, property damage, and destruction and that it is subject to all the provisions of this chapter and of the laws of the Commonwealth relating to this kind of insurance; and2. May grant any lawful coverage in excess of or in addition to the coverage herein specified and this excess or additional coverage shall not be subject to the provisions of this chapter but shall be subject to other applicable laws of the Commonwealth.Code 1950, § 46-494; 1958, c. 541, § 46.1-506; 1989, c. 727.
VA Code § 46.2-475 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-475. Policy must comply with law

No policy required under this chapter shall be issued or delivered in the Commonwealth unless it complies with §§ 38.2-2218 through 38.2-2225, with all other applicable and not inconsistent laws of the Commonwealth, and with the terms and conditions of this chapter.Code 1950, § 46-495; 1958, c. 541, § 46.1-507; 1989, c. 727.
VA Code § 46.2-476 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-476. Liability covered by workers' compensation law

Policies issued under this chapter shall not insure any liability of the employer on account of bodily injury to, or death of, an employee of the insured for which benefits are payable under any workers' compensation law.Code 1950, § 46-496; 1958, c. 541, § 46.1-508; 1989, c. 727.
VA Code § 46.2-477 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-477. When chapter applicable to policy

This chapter shall not apply to any policy of insurance except as to liability thereunder incurred after certification thereof as proof of financial responsibility.Code 1950, § 46-496.1; 1958, c. 541, § 46.1-509; 1989, c. 727.
VA Code § 46.2-478 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-478. Several policies together meeting requirements of chapter

Several policies of one or more insurance carriers which together meet the requirements of this chapter shall be deemed a motor vehicle liability policy within the meaning of this chapter.Code 1950, § 46-497; 1958, c. 541, § 46.1-510; 1989, c. 727.
VA Code § 46.2-479 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-479. Provisions to which every policy shall be subject but need not contain

Every policy shall be subject to the following provisions which need not be contained therein:1. The liability of any insurance carrier to the insured under a policy becomes absolute when loss or damage covered by the policy occurs and the satisfaction by the insured of a judgment for the loss or damage shall not be a condition precedent to the right or duty of the carrier to make payment on account of the loss or damage;2. No policy shall be cancelled or annulled, as respects any loss or damage, by any agreement between the carrier and the insured after the insured has become responsible for the loss or damage and any attempted cancellation or annulment shall be void;3. If the death of the insured occurs after the insured has become liable, during the policy period, for loss or damage covered by the policy, the policy shall not be terminated by the death with respect to the liability and the insurance carrier shall be liable hereunder as though death had not occurred;4. On the recovery of a judgment against any person for loss or damage, if the person or the decedent he represents was at the accrual of the cause of action insured against the liability under the policy, the judgment creditor shall be entitled to have the insurance money applied to the satisfaction of the judgment;5. If the death, insolvency, or bankruptcy of the insured occurs within the policy period, the policy during the unexpired portion of the period shall cover the legal representatives of the insured; and6. No statement made by the insured or on his behalf and no violation of the terms of the policy shall operate to defeat or avoid the policy so as to bar recovery within the limits provided in this chapter.Code 1950, § 46-498; 1958, c. 541, § 46.1-511; 1989, c. 727.
VA Code § 46.2-480 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-480. Reimbursement of carrier and proration of insurance

Any policy may provide:1. That the insured, or any other person covered by the policy, shall reimburse the insurance carrier for payments made on account of any accident, claim, or suit involving a breach of the terms, provisions, or conditions of the policy; or2. For proration of the insurance with other applicable valid and collectible insurance.Code 1950, § 46-499; 1958, c. 541, § 46.1-512; 1989, c. 727.
VA Code § 46.2-481 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-481. Binder or endorsement in lieu of policy

Insurance carriers authorized to issue policies as provided in this chapter may, pending the issuance of the policy, execute an agreement to be known as a binder, which shall not be valid beyond sixty days from the date it becomes effective, or may, in lieu of a policy, issue an endorsement to an existing policy, each of which shall be construed to provide indemnity or protection in like manner and to the same extent as a formal policy. The provisions of this chapter apply to these binders and endorsements.Code 1950, § 46-500; 1958, c. 541, § 46.1-513; 1989, c. 727.
VA Code § 46.2-482 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-482. Notification of cancellation or termination of certified policy

When any insurance policy certified under this chapter is cancelled or terminated, the insurer shall report the fact to the Commissioner within fifteen days after the cancellation on a form prescribed by the Commissioner.1976, c. 259, § 46.1-513.2; 1989, c. 727.
VA Code § 46.2-484 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-484. Department of Motor Vehicles to be "licensing authority" within meaning of compact; duties of Department

As used in the compact, the term "licensing authority" with reference to this Commonwealth shall mean the Department of Motor Vehicles. The Department shall furnish to the appropriate authorities of any other party state any information or documents reasonably necessary to facilitate the administration of Articles III, IV, and V of the compact.1968, c. 166, § 46.1-167.9; 1989, c. 727 .
VA Code § 46.2-485 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-485. Compensation and expenses of compact administrator

The compact administrator provided for in Article VII of the compact shall not be entitled to any additional compensation on account of his service as such administrator, but shall be entitled to expenses incurred in connection with his duties and responsibilities as such administrator, in the same manner as for expenses incurred in connection with any other duties or responsibilities of his office or employment.1968, c. 166, § 46.1-167.10; 1989, c. 727 .
VA Code § 46.2-486 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-486. Governor to be "executive head" within meaning of compact

As used in the compact, with reference to the Commonwealth, the term "executive head" shall mean the Governor.1968, c. 166, § 46.1-167.11; 1989, c. 727 .
VA Code § 46.2-487 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-487. Statutes and ordinances deemed to cover offenses specified in subdivision (a) of Article IV of compact

For the purposes of complying with subdivisions (a) and (c) of Article IV of the compact, the following sections of the Code of Virginia and county, city, or town ordinances substantially paralleling such sections shall be deemed to cover the offenses of subdivision (a) of Article IV: With respect to subdivision (2), §§ 18.2-266 and 46.2-341.24 A; with respect to subdivision (4), §§ 46.2-894 through 46.2-899 subject to the limitation that the accident resulted in the death or personal injury of another; with respect to subdivisions (1) and (3), the Department shall determine which offenses are covered in the same manner as under § 46.2-389.1968, c. 166, § 46.1-167.12; 1989, c. 727; 1994, c. 255.
VA Code § 46.2-488 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-488. Question to be included in application for driver's license; surrender of license issued by another party state

For the purpose of enforcing subdivision (3) of Article V of this compact, the Department shall include as part of the form for application for a driver's license under § 46.2-323 a question whether the applicant is currently licensed in another state and shall, if the applicant is so licensed, require the surrender of such license prior to the granting of such application in accordance with the provisions of this chapter.1968, c. 166, § 46.1-167.13; 1984, c. 780; 1989, c. 727 .
VA Code § 46.2-489 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-489. Regulations; appeals

The Commissioner may, subject to the provisions of § 46.2-203, promulgate regulations which he deems necessary to carry out the provisions of this article.Any person receiving an order of the Commissioner to suspend or revoke his driver's license or licensing privilege or to require attendance at a driver improvement clinic or placing him on probation may, within thirty days from the date of the order, file a petition of appeal in accordance with § 46.2-410.1974, c. 453, § 46.1-514.2; 1989, c. 727; 1995, c. 672.
VA Code § 46.2-490 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-490. Establishment of driver improvement clinic program; application fees

A. The Commissioner shall, in his discretion, contract with such entities as the Commissioner deems fit, including private or governmental entities, to develop curricula for a statewide driver improvement clinic program. Such program shall include instruction concerning but not limited to (i) alcohol and drug abuse, (ii) aggressive driving, (iii) distracted driving, (iv) motorcycle awareness, and (v) work zone safety. The driver improvement clinic program shall be established for the purpose of instructing persons identified by the Department and the court system as problem drivers in need of driver improvement education and training and for those drivers interested in improved driving safety. The clinics shall be composed of uniform education and training programs designed for the rehabilitation of problem drivers, and for the purpose of creating a lasting and corrective influence on their driving performance. The clinics shall operate in localities based on their geographical location so as to be reasonably accessible to persons attending these clinics.B. All businesses, organizations, governmental entities or individuals that want to provide driver improvement clinic instruction as a driver improvement clinic or instructor in the Commonwealth using approved curricula shall apply to the Department to be licensed to do so, based on criteria established by the Department. A nonrefundable annual license application fee of $100 shall be paid to the Department by all such businesses, organizations, governmental entities or individuals. A nonrefundable annual license fee of $25 shall also be paid for each additional clinic location operated by a clinic. A nonrefundable annual license fee of $50 shall be paid to the Department by a person applying for a clinic instructor license. However, neither the annual license fee for each additional clinic location nor the annual license fee for a clinic instructor license shall be required of or collected from the Virginia Association of Volunteer Rescue Squads or its members in connection with clinics that are provided for emergency vehicle operation training. All such application fees collected by the Department shall be paid by the Commissioner into the state treasury and shall be set aside as a special fund to be used to meet the expenses of the Department.1974, c. 453, § 46.1-514.3; 1989, c. 727; 1995, c. 672; 2002, c. 177; 2004, c. 622; 2007, c. 180.
VA Code § 46.2-490.1 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-490.1. Section 46.2-391.1 not applicable

The provisions of § 46.2-391.1 shall not apply to any person whose license or other privilege to operate a motor vehicle is suspended or revoked in accordance with the provisions of this article.1992, c. 109.
VA Code § 46.2-490.3 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-490.3. Definitions

As used in this chapter, unless the context requires a different meaning:"Computer-based clinic provider," means any clinic licensed by the Department to conduct driver improvement clinics via the Internet or other electronic means approved by the Department."Driver improvement clinic" or "clinic" means an individual, partnership or corporation, institution of higher education, or government entity licensed by the Department as prescribed by this chapter for the purpose of instructing persons identified by the Department and the court system as problem drivers; in need of driver improvement education and training; and for drivers interested in improving their own knowledge of highway safety."Instructor" means any person, whether acting for himself as operator of a driver training clinic or for such clinic for compensation, who is licensed by the Department as prescribed by this chapter and who teaches, conducts classes, gives demonstrations, or supervises persons undergoing mandatory or voluntary driver improvement training.2004, c. 622.
VA Code § 46.2-490.4 (2021)
2021 Code of Virginia|Title 46.2 - Motor Vehicles|Chapter 3 - Licensure of Drivers|§ 46.2-490.4. Action on applications; hearing on denial

The Commissioner shall act on any application for a clinic or instructor license under this chapter within 30 days after receipt by either granting or denying the application. Any applicant denied a clinic or instructor license shall, on his written request, made within 30 days, be given a hearing at a time and place determined by the Commissioner or his designee. All hearings under this section shall be public and shall be held promptly. The applicant may be represented by counsel. Any applicant denied a license may not apply again for a license for 30 days from the date of denial of the application or outcome of the hearing.2004, c. 622.