reglab/housing_qa huggingface dataset:
MN Stat § 325F.95 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325F — Consumer Protection; Products And Sales|Section 325F.95 — Liability; Liability Damage Waiver.

325F.95 LIABILITY; LIABILITY DAMAGE WAIVER. Subdivision 1. Liability of lessee. The lessee is liable for loss, destruction, or damage of the rental property during the term of the rental agreement. The amount for which the lessee may be held liable in the case of loss or destruction of the property may not exceed the price that the lessee would have paid to exercise an early purchase option. In the case of damage to the property other than normal wear and tear, the lessee is liable for the price that the lessee would have paid to exercise an early purchase option or the cost of repair as reasonably determined by the lessor, whichever is less. Subd. 2. Liability damage waiver. (a) The lessor must offer a liability damage waiver to the lessee to cover the lessee's liability for any loss, destruction, or damage of the rental property. The cost of the liability damage waiver may not exceed ten percent of the lessee's lease payment. (b) The lessor must inform the lessee of the following options available to the lessee regarding the property subject to a rental-purchase agreement: (1) furnish insurance coverage on the property through an existing insurance policy that is owned by the lessee; (2) purchase insurance coverage on the property through any insurer authorized to transact business in this state; (3) purchase liability damage waiver coverage from the lessor; or (4) decline to furnish or purchase insurance coverage or liability damage waiver coverage. History:   1990 c 527 s 12
MN Stat § 325F.96 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325F — Consumer Protection; Products And Sales|Section 325F.96 — Exempted Transaction.

325F.96 EXEMPTED TRANSACTION. Sections 325F.84 to 325F.97 do not apply to agreements for the rental of property in which the person who rents the property has no legal right to become the owner of the rented property at the end of the rental period. History:   1990 c 527 s 13
MN Stat § 325F.97 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325F — Consumer Protection; Products And Sales|Section 325F.97 — Penalties And Remedies.

325F.97 PENALTIES AND REMEDIES. Subdivision 1. Disclosure penalties and remedies. A lessor who is found to have violated sections 325F.86 to 325F.88 is subject to the penalties and remedies provided in section 8.31. Subd. 2. Application of other law. A violation of section 325F.90, 325F.91, or 325F.93 shall be treated as a violation of section 325F.69. The remedies provided by section 325F.90, 325F.91, or 325F.93 are cumulative and shall not be construed as restricting any remedy that is otherwise available. Subd. 3. Offsets limited. A lessee may not take any action to offset any amount for which a lessor is potentially liable under this section against any amount owed by the lessee, unless the amount of the liability of the lessor has been determined by a judgment of a court of competent jurisdiction in an action in which the lessor was a party. This section does not bar a lessee in default on an obligation arising from the rental-purchase agreement from asserting a violation of this chapter in an original action, or as defense or counterclaim to an action brought by the lessor to collect amounts owed by the lessee pursuant to the rental-purchase agreement. Subd. 4. Lessor's right to correct error. A lessor is not liable under this section for a violation of sections 325F.84 to 325F.96 if, within 60 days after discovering an error and before an action for damages is filed against the lessor pursuant to this section or written notice of the error is received from the lessee, the lessor notifies the lessee of the error and makes adjustments to the account of the lessee that are necessary to assure that the lessee is not required to pay an amount in excess of the amounts actually disclosed. This subdivision applies whether the error was discovered through the lessor's own procedures or by any other means. Subd. 5. Limitation of liability. A lessor is not liable under this section for damages in excess of the actual damage sustained by the lessee if the lessor shows by a preponderance of the evidence that the violation of sections 325F.84 to 325F.96 resulted from a bona fide error notwithstanding the maintenance by the lessor of procedures reasonably adopted to avoid the error. As used in this subdivision, "bona fide error" includes, but is not limited to: clerical, calculation, computer malfunction and programming, and printing errors. History:   1990 c 527 s 14
MN Stat § 325F.981 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325F — Consumer Protection; Products And Sales|Section 325F.981 — Check Cashing Practices.

325F.981 CHECK CASHING PRACTICES. Subdivision 1. Provision of credit card number. A person shall not require as a condition of acceptance of a check, or as a means of identification, that the person presenting the check provide a credit card number. Subd. 2. Display without recordation. Subdivision 1 does not prohibit a person from requesting the person presenting the check to display a credit card, but the only information concerning a credit card which may be recorded is the type and issuer of the credit card and the expiration date. Subdivision 1 does not require acceptance of a check whether or not a credit card is presented. Subd. 3. Exception. A person may require production of and may record a credit card number as a condition for cashing a check only if: (1) the person requesting the card number has agreed with the issuer to cash or accept checks from the issuer's cardholders; (2) the issuer has agreed to guarantee cardholder checks cashed or accepted by that person; and (3) the cardholder has given actual, apparent, or implied authority for use of the card number in this manner and for this purpose. History:   1991 c 88 s 1
MN Stat § 325F.982 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325F — Consumer Protection; Products And Sales|Section 325F.982 — Consumer Identification Information.

325F.982 CONSUMER IDENTIFICATION INFORMATION. Subdivision 1. Prohibited use. A person may not write down or request to be written down the address or telephone number of a credit cardholder on a credit card transaction form as a condition of accepting a credit card as payment for consumer credit, goods, or services. Subd. 2. Exception. A person may record the address or telephone number of a credit cardholder if the information is necessary for the shipping, delivery, or installation of consumer goods, or special orders of consumer goods or services. History:   1991 c 88 s 2
MN Stat § 325F.985 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325F — Consumer Protection; Products And Sales|Section 325F.985 — Definitions.

325F.985 DEFINITIONS. Subdivision 1. Scope. For the purpose of sections 325F.986 and 325F.987, the terms defined in this section have the meanings given them. Subd. 2. Private label goods. "Private label goods" means goods that are the subject of a private label purchase or agreement for private label purchase. Subd. 3. Private label purchase. "Private label purchase" means a purchase of goods from a manufacturer for resale under a brand, trademark, or other commercial indicia that identifies the private label purchaser or its assignee as the origin of the goods for purposes of their resale. Subd. 4. Private label purchaser. "Private label purchaser" means a person who makes a private label purchase from a manufacturer. Subd. 5. Exclusivity agreement. "Exclusivity agreement" means an agreement for private label purchases which precludes the manufacturer of the private label goods from selling similar goods as private label goods to any third person within a defined geographical territory. History:   1993 c 372 s 4
MN Stat § 325F.986 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325F — Consumer Protection; Products And Sales|Section 325F.986 — Exclusivity Agreements.

325F.986 EXCLUSIVITY AGREEMENTS. Subdivision 1. Writing required. Every exclusivity agreement must be in writing and signed by the party against whom the agreement is sought to be enforced. Subd. 2. Obligation. A lawful exclusivity agreement imposes, unless otherwise provided in the agreement, an obligation by the private label purchaser to use reasonable efforts in the development and promotion of the sale of the private label goods within the geographical territory covered by that exclusivity agreement. History:   1993 c 372 s 5
MN Stat § 325F.987 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325F — Consumer Protection; Products And Sales|Section 325F.987 — Limitation On Actions.

325F.987 LIMITATION ON ACTIONS. No private label purchaser having the obligation, under section 325F.986 or otherwise, to use reasonable efforts in the development and promotion of the sale of private label goods is entitled, absent the employment of reasonable efforts, to maintain an action, suit, or proceeding at law, in equity, in arbitration, or otherwise, to prevent the manufacturer of private label goods from selling similar goods as private label goods to any third person. This attempt to prevent sales of private label goods by the manufacturer to a third person, in the absence of the purchaser's employment of reasonable efforts, is considered an unreasonable restraint of trade. History:   1993 c 372 s 6
MN Stat § 325F.988 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325F — Consumer Protection; Products And Sales|Section 325F.988 — Nonapplication.

325F.988 NONAPPLICATION. Sections 325F.985 to 325F.987 do not apply to private label goods manufactured according to the purchaser's proprietary specifications. Sections 325F.986 and 325F.987 shall not be construed to grant a private label manufacturer any rights of ownership or use of a brand, trademark or commercial indicia that is owned by another person including a private label purchaser or its assignee. History:   1993 c 372 s 7
MN Stat § 325F.99 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325F — Consumer Protection; Products And Sales|Section 325F.99 — Telephone Calls; Fees; Long-distance Carriers; Notice.

325F.99 TELEPHONE CALLS; FEES; LONG-DISTANCE CARRIERS; NOTICE. Subdivision 1. Fees for calls. A hotel, motel, restaurant, lodging house, boarding house, resort, or place of refreshment, licensed under chapter 157, that charges a separate fee for the use of a telephone, other than immediate payment by coin, credit card, or other payment device on a per call basis for the caller to complete the call, shall provide notice on or near each telephone stating the separate fee charged for making a local, credit card, or other call. Subd. 2. Long-distance carrier. Establishments governed by subdivision 1 shall provide notice on or near each telephone stating the name of the carrier with which the establishment has subscribed to provide long-distance service to that telephone. History:   1991 c 154 s 2
MN Stat § 325F.991 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325F — Consumer Protection; Products And Sales|Section 325F.991 — 911 Emergency Phone Service Representations.

325F.991 911 EMERGENCY PHONE SERVICE REPRESENTATIONS. Subdivision 1. Definitions. For purposes of this section, the terms defined in this subdivision have the meanings given them. (a) "911 emergency telecommunications system" means a dedicated emergency telecommunications system required by section 403.025. (b) "Person" means an individual, corporation, firm, or other legal entity. (c) "Service provider" means a person doing business in Minnesota who provides real-time, two-way voice service interconnected with the public switched telephone network using numbers allocated for Minnesota by the North American Numbering Plan Administration. Subd. 2. Representations of 911 service. A person shall not advertise, market, or otherwise represent that the person furnishes a service capable of providing access to emergency services by dialing 911 unless the person provides a service that routes 911 calls through the 911 emergency telecommunications system. Subd. 3. Disclosure. A service provider that does not provide 911 dialing that routes 911 calls through the 911 emergency telecommunications system must disclose that fact in all advertisements, marketing materials, and contracts. The disclosure must be in capital letters, in 12-point font, and on the front page of the advertisement, marketing materials, and contracts. The disclosure must state: "THIS SERVICE DOES NOT ROUTE 911 CALLS THROUGH THE 911 EMERGENCY SYSTEM." Subd. 4. Certain calls not 911 calls. For purposes of this section, 911 calls routed to the general access number at a public safety answering point do not qualify as being routed through a 911 emergency telecommunications system. History:   1Sp2005 c 1 art 4 s 93
MN Stat § 325F.992 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325F — Consumer Protection; Products And Sales|Section 325F.992 — Prohibition Of Assignment Of Military Pay Or Military Benefits.

325F.992 PROHIBITION OF ASSIGNMENT OF MILITARY PAY OR MILITARY BENEFITS. Subdivision 1. Definitions. (a) For the purposes of this section, the terms in paragraphs (b) and (c) have the meanings given. (b) "Military beneficiary" means any of the following: (1) a current or former member of the armed forces of the United States or a reserve component of the armed forces of the United States, who receives pay or benefits from the United States, or any state, for service in the armed forces of the United States or a reserve component of the armed forces of the United States; (2) the spouse of the member as described in clause (1); and (3) any individual considered a beneficiary of the military benefits of the member as described in clause (1). (c) "Person" has the meaning given in section 325F.68. Subd. 2. Prohibition. (a) A person shall not enter into or attempt to enter into an agreement with a military beneficiary that assigns the military beneficiary's military pay or military benefits in violation of United States Code, title 37, section 701, or United States Code, title 38, section 5301. (b) A person shall not enter into or attempt to enter into any agreement, device, scheme, or other artifice with a military beneficiary, including but not limited to a purchase and sale agreement, that assigns or sells all or a portion of the military beneficiary's military pay or military benefits. (c) An agreement prohibited by paragraph (a) or (b) is void, and a military beneficiary is not required to disgorge or repay any consideration received under the agreement. Subd. 3. Penalties; remedies. In addition to any other remedies available under the law, the military beneficiary injured by a violation of this section may bring a cause of action to recover damages, reasonable attorney fees and costs, or equitable relief related to a violation of subdivision 2. The attorney general may enforce this section pursuant to applicable law. History:   2018 c 174 s 1
MN Stat § 325G.01 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.01 — Effect Of Delivery.

325G.01 EFFECT OF DELIVERY. Unless otherwise agreed, where unsolicited goods are addressed to and sent to a person, the person has a right to refuse to accept delivery of the goods and is not bound to return such goods to the sender. The receipt of such unsolicited goods shall for all purposes be deemed an unconditional gift to the recipient who may use or dispose of the same in any manner the recipient sees fit without any obligation to the sender. History:  1969 c 609 s 1; 1986 c 444
MN Stat § 325G.02 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.02 — Definitions.

325G.02 DEFINITIONS. Subdivision 1. Scope. For purposes of sections 325G.02 to 325G.04 the terms defined in this section shall have meanings given them. Subd. 2. Financial transaction card. "Financial transaction card" means an instrument or device, whether known as a credit card, credit plate, charge plate, courtesy card, bank services card, banking card, check guarantee card, debit card, or by any other name issued with or without fee by an issuer for the use of the holder to obtain credit, money, goods, services, or anything else of value, but does not mean a telephone company credit card. Subd. 3. Person. "Person" includes an individual or family, and in the absence of agreement to the contrary, a partnership, association, corporation or other legal or commercial entity. Subd. 4. Issuer. "Issuer" means a person or firm or its duly authorized agent, that issues a financial transaction card. History:  1969 c 1004 s 1; 1985 c 243 s 1,2
MN Stat § 325G.03 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.03 — Unsolicited Financial Transaction Cards.

325G.03 UNSOLICITED FINANCIAL TRANSACTION CARDS. No person in whose name a financial transaction card is issued shall be liable for any amount resulting from use of that card from which that person or a member of the person's family or household derives no benefit unless the person has accepted the card by (1) signing or using the card, or (2) authorizing the use of the card by another. A mere failure to destroy or return an unsolicited financial transaction card is not such an acceptance. Signing or using a card is not acceptance if those acts were performed under duress as defined under section 609.08. History:  1969 c 1004 s 2; 1985 c 243 s 3; 1986 c 444
MN Stat § 325G.04 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.04 — Lost Or Stolen Financial Transaction Cards.

325G.04 LOST OR STOLEN FINANCIAL TRANSACTION CARDS. Subdivision 1. Liability limited. No person in whose name a financial transaction card has been issued which the person has accepted as provided in section 325G.03 shall be liable for any amount in excess of $50 resulting from the unauthorized use of the card from which the person or a member of the person's family or household derives no benefit; provided, however, that the limitation on liability of this subdivision shall be effective only if the issuer is notified of any unauthorized charges contained in a bill within 60 days of receipt of the bill by the person in whose name the card is issued. Subd. 2. Unauthorized use. No person in whose name a financial transaction card is issued shall be liable for any amount resulting from the unauthorized use of the financial transaction card after receipt by the issuer of notice that the card has been lost or stolen and from which such person or a member of the person's family or household derives no benefit. Subd. 3. Unauthorized use defined. For purposes of subdivisions 1 and 2, "unauthorized use" means a use by a person other than the customer who does not have actual, implied, or apparent authority for the use. History:  1969 c 1004 s 3; 1985 c 243 s 4; 1986 c 444; 1987 c 349 art 1 s 37
MN Stat § 325G.041 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.041 — Married Woman; Name On Card.

325G.041 MARRIED WOMAN; NAME ON CARD. If a financial transaction card issuer has determined in the normal course of business that it will issue a card to a married woman, the card shall be issued bearing either her current or former surname, as the woman may direct. Financial transaction card issuers may require that a married woman requesting a card in a former surname open a new account in that name. Refusal to issue a financial transaction card pursuant to this section constitutes an unfair discriminatory practice under section 363A.16. History:  1984 c 533 s 1; 1985 c 243 s 5; 1984 c 533 s 1; 1985 c 243 s 5
MN Stat § 325G.05 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.05 — Disputed Accounts.

325G.05 DISPUTED ACCOUNTS. Subdivision 1. Billing information. Every financial transaction card issuer shall include on each billing statement the name, address, and telephone number of the department designated by it to receive requests by the customer account holder to correct mistakes or make adjustments to the billing statement. Subd. 2. Required response. Every financial transaction card issuer, within 30 days of receipt from a customer account holder, in writing at the address specified in subdivision 1, of a questioned or disputed charge, shall conduct an individual inquiry into the facts and send to the customer account holder an explanatory response in clear and definite terms. Subd. 3. Violation. A violation of this section shall be treated as a violation of section 325F.69. History:  1973 c 460 s 1; 1985 c 243 s 6
MN Stat § 325G.051 (2021)
2021 Minnesota Statutes|Chapters 324 - 341 — Trade Regulations, Consumer Protection|Chapter 325G — Consumer Protection; Solicitation Of Sales|Section 325G.051 — Surcharges On Credit Cards.

325G.051 SURCHARGES ON CREDIT CARDS. Subdivision 1. Limitation; prohibition. (a) A seller of goods or services may impose a surcharge on a purchaser who elects to use a credit card in lieu of payment by cash, check, or similar means, provided (1) the seller informs the purchaser of the surcharge both orally at the time of sale and by a sign conspicuously posted on the seller's premises, and (2) the surcharge does not exceed five percent of the purchase price. (b) A seller of goods or services that establishes and is responsible for its own customer credit card may not impose a surcharge on a purchaser who elects to use that credit card in lieu of payment by cash, check, or similar means. (c) For purposes of this section "surcharge" means a fee or charge imposed by a seller upon a buyer that increases the price of goods or services to the buyer because the buyer uses a credit card to purchase the goods or services. The term does not include a discount offered by a seller to a buyer who makes payment for goods or services by cash, check, or similar means not involving a credit card if the discount is offered to all prospective buyers and its availability is clearly and conspicuously disclosed to all prospective buyers. Subd. 2. Penalty. A seller who violates this section is subject to a civil penalty of not more than $500 and shall refund the surcharge to each buyer. History:   1987 c 172 s 1