reglab/housing_qa huggingface dataset:
IA Code § 523I.804 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523I - IOWA CEMETERY ACT|Section 523I.804 - Use of gift for special care.

523I.804 Use of gift for special care.   A trustee may accept and hold money or property transferred to the trustee in trust for the purpose of applying the principal or income of the money or property transferred for a purpose consistent with the purpose of a perpetual care cemetery, including the following:   1. Improvement or embellishment of any part of the cemetery.   2. Erection, renewal, repair, or preservation of a monument, fence, building, or other structure in the cemetery.   3. Planting or cultivation of plants in or around the cemetery.   4. Special care of or embellishment of an interment space, section, or building in the cemetery.  2005 Acts, ch 128, §59
IA Code § 523I.805 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523I - IOWA CEMETERY ACT|Section 523I.805 - Initial deposit.

523I.805 Initial deposit.   1. A cemetery owned or operated by a political subdivision of this state is not required to make a minimum initial deposit in a care fund. Any other cemetery commencing business in this state on or after July 1, 2005, shall not sell interment spaces unless the cemetery has a care fund of at least twenty-five thousand dollars in cash.   2. If an initial deposit is made by a cemetery to satisfy subsection 1, the initial twenty-five thousand dollar deposit may be withdrawn by the cemetery when the care fund balance reaches one hundred thousand dollars. An affidavit shall be filed with the commissioner providing prior notice of the intended withdrawal of the initial deposit and attesting that the money has not previously been withdrawn. Upon a showing by the cemetery that the initial deposit has not previously been withdrawn, the commissioner shall approve withdrawal of the money and the withdrawal shall take place within one year after the care fund balance reaches one hundred thousand dollars.  2005 Acts, ch 128, §60  Referred to in §523I.801
IA Code § 523I.806 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523I - IOWA CEMETERY ACT|Section 523I.806 - Irrevocable trust.

523I.806 Irrevocable trust.   1. A perpetual care cemetery shall establish a care fund as an irrevocable trust to provide for the care of the cemetery, which shall provide for the appointment of a trustee, with perpetual succession.   2. The care fund shall be administered under the jurisdiction of the district court of the county where the cemetery is located. Notwithstanding chapter 633A, annual reports shall not be required unless specifically required by the district court. Reports shall be filed with the court when necessary to receive approval of appointments of trustees, trust agreements and amendments, changes in fees or expenses, and other matters within the court’s jurisdiction. A court having jurisdiction over a care fund shall have full jurisdiction to approve the appointment of trustees, the amount of surety bond required, if any, and investment of funds.  2005 Acts, ch 128, §61; 2006 Acts, ch 1030, §65
IA Code § 523I.807 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523I - IOWA CEMETERY ACT|Section 523I.807 - Care fund deposits.

523I.807 Care fund deposits.   1. To continue to operate as a perpetual care cemetery, a cemetery shall set aside and deposit in the care fund an amount equal to or greater than fifty dollars or twenty percent of the gross selling price received by the cemetery for each sale of interment rights, whichever is more.   2. A cemetery may require a contribution to the care fund for perpetual care of a memorial or memorialization placed in the cemetery. A cemetery may establish a separate care fund for this purpose. The contributions shall be nonrefundable and shall not be withdrawn from the trust fund once deposited. The amount charged shall be uniformly charged on every installation of a memorial, based on the height and width of the memorial or the size of the ground surface area used for the memorial. A fee for special care of a memorial may be collected if the terms of the special care items and arrangements are clearly specified in the interment rights agreement. Except as otherwise provided in an interment rights agreement, a cemetery is not liable for repair or maintenance of memorials or vandalism. A cemetery may use income from a care fund to repair or replace memorials or interment spaces damaged by vandalism or acts of God.   3. Moneys shall be deposited in the care fund no later than the fifteenth day after the close of the month when the cemetery receives the final payment from a purchaser of interment rights.  2005 Acts, ch 128, §62
IA Code § 523I.808 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523I - IOWA CEMETERY ACT|Section 523I.808 - Examination fee.

523I.808 Examination fee.   An examination fee shall be submitted with the cemetery’s annual report in an amount equal to five dollars for each certificate of interment rights issued during the time period covered by the report. The cemetery may charge the examination fee directly to the purchaser of the interment rights.  2005 Acts, ch 128, §63; 2007 Acts, ch 175, §47; 2016 Acts, ch 1122, §12  Referred to in §523I.213
IA Code § 523I.809 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523I - IOWA CEMETERY ACT|Section 523I.809 - Trust agreement provisions.

523I.809 Trust agreement provisions.   1. A trust agreement shall provide for the appointment of at least one trustee, with perpetual succession, in case the cemetery is dissolved or ceases to be responsible for the cemetery’s care.   2. A cemetery and the trustee or trustees of the care fund may, by agreement, amend the instrument that established the fund to include any provision that is necessary to comply with the requirements of this chapter.   3. A cemetery is responsible for the deposit of all moneys required to be placed in a care fund.   4. The commissioner may require the amending of a trust agreement that is not in accord with the provisions of this chapter.  2005 Acts, ch 128, §64
IA Code § 523I.811 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523I - IOWA CEMETERY ACT|Section 523I.811 - Use of distributions from care fund.

523I.811 Use of distributions from care fund.   1. Care fund distributions may be used in any manner determined to be in the best interests of the cemetery if authorized by a resolution, bylaw, or other action or instrument establishing the care fund, including but not limited to the general care of memorials, memorialization, and any of the following:   a. Cutting and trimming lawns, shrubs, and trees at reasonable intervals.   b. Maintaining drains, water lines, roads, buildings, boundaries, fences, and other structures.   c. Maintaining machinery, tools, and equipment.   d. Compensating maintenance employees, paying insurance premiums, and making payments to employees’ pension and benefit plans.   e. Paying overhead expenses incidental to such purposes.   f. Paying expenses necessary to maintain ownership, transfer, and interment records of the cemetery.   g. To purchase equipment to maintain the cemetery.   h. To purchase backhoes or similar equipment used to open and close interment spaces.   i. To purchase equipment used to construct a columbarium, mausoleum, or similar structure to create additional interment spaces.   2. The commissioner may, by rule, establish terms and conditions under which a cemetery may withdraw capital gains from the care fund.  2005 Acts, ch 128, §66; 2015 Acts, ch 128, §46, 47, 50, 51
IA Code § 523I.811A (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523I - IOWA CEMETERY ACT|Section 523I.811A - Emergency use of care funds.

523I.811A Emergency use of care funds.   1. Notwithstanding any other provision of this chapter, a perpetual care cemetery may apply to the commissioner to withdraw funds from the cemetery’s care fund for a financial emergency. The commissioner shall, by rule, establish standards and procedures for such applications and for withdrawals from care funds.   2. Upon application, the commissioner may allow a perpetual care cemetery to withdraw funds from the care fund if the commissioner finds that the cemetery has an urgent financial need and the withdrawal is deemed reasonable and prudent to fund a necessary expense of the cemetery. The commissioner shall establish conditions for the specific use of the funds withdrawn and may require repayment of all or part of the amount withdrawn.  2015 Acts, ch 128, §48, 50, 51
IA Code § 523I.812 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523I - IOWA CEMETERY ACT|Section 523I.812 - Suit by commissioner.

523I.812 Suit by commissioner.   1. If the person or persons in control of a cemetery do not care for and maintain the cemetery, the district court of the county in which the cemetery is located may do the following:   a. By injunction compel the cemetery to expend the net income of the care fund as required by this chapter.   b. Appoint a receiver to take charge of the care fund and expend the net income of the care fund as required by this chapter.   c. Grant relief on a petition for relief filed pursuant to this section by the commissioner.   2. a. Inadequate care and maintenance of a cemetery includes but is not limited to the following:   (1) Failure to adequately mow grass.   (2) Failure to adequately edge and trim bushes, trees, and memorials.   (3) Failure to keep walkways and sidewalks free of obstructions.   (4) Failure to adequately maintain the cemetery’s equipment and fixtures.   b. This subsection is not intended to prevent the establishment of a cemetery as a nature park or preserve.  2005 Acts, ch 128, §67; 2012 Acts, ch 1023, §157
IA Code § 523I.813 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523I - IOWA CEMETERY ACT|Section 523I.813 - Annual report by perpetual care cemeteries.

523I.813 Annual report by perpetual care cemeteries.   1. A perpetual care cemetery shall file an annual report at the end of each reporting period of the cemetery.   2. The report shall be filed with the commissioner within four months following the end of the cemetery’s reporting period in the form required by the commissioner.   3. The commissioner shall levy an administrative penalty in the amount of up to five hundred dollars against a cemetery that fails to file the annual report when due, payable to the state for deposit as provided in section 505.7. However, the commissioner may waive the administrative penalty upon a showing of good cause or financial hardship.  2005 Acts, ch 128, §68; 2007 Acts, ch 175, §49, 50; 2009 Acts, ch 181, §102; 2010 Acts, ch 1121, §31; 2016 Acts, ch 1122, §13
IA Code § 523I.814 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523I - IOWA CEMETERY ACT|Section 523I.814 - Unified annual reports.

523I.814 Unified annual reports.   The commissioner shall permit the filing of a unified report in the event of commonly owned or affiliated cemeteries if each cemetery is separately identified and separate records are maintained for each cemetery.  2005 Acts, ch 128, §69
IA Code § 524.101 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.101 - Short title.

524.101 Short title.   This chapter shall be known and may be cited as the “Iowa Banking Act”.  [C71, 73, 75, 77, 79, 81, §524.101]  84 Acts, ch 1067, §41
IA Code § 524.102 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.102 - Statement of intent.

524.102 Statement of intent.   The general assembly declares as its purpose in adopting this chapter to provide for:   1. The safe and sound conduct of the business of banking.   2. The conservation of the assets of state banks.   3. The maintenance of public confidence in state banks.   4. The protection of the interests of depositors, creditors, shareholders and of the interest of the public in a sound and strong banking system.   5. The opportunity for state banks to be competitive with each other and with banks existing under the laws of other states and the United States.   6. The opportunity for state banks to effectively serve the convenience and banking needs of their depositors, borrowers, and other customers and to participate in and promote the economic progress of Iowa and of the United States.   7. The opportunity for the management of a state bank to exercise its business judgment, in conducting the affairs of the state bank, to the extent compatible with, and subject to the purposes of this chapter.   8. The delegation to the superintendent of adequate rulemaking power and administrative discretion, in order that the supervision and regulation of state banks may be flexible and readily responsive to changes in economic conditions and changes in banking and fiduciary practices.   9. The simplification and modernization of the law governing the business of banking and the exercise of certain fiduciary powers.  [C71, 73, 75, 77, 79, 81, §524.102]
IA Code § 524.104 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.104 - Rules of construction.

524.104 Rules of construction.   In the interpretation and construction of this chapter:   1. Transactions or acts validly entered into or performed before July 1, 1995, and the rights, duties and interests flowing from them remain valid on and after July 1, 1995, and may be completed or terminated according to their terms and as permitted by any statute repealed or amended by this chapter, as though such repeal or amendment had not occurred.   2. All individuals who, on July 1, 1995, hold any office under a provision of law repealed by this chapter, and which offices are continued by this chapter shall continue to hold such offices according to their former tenure.  [C71, 73, 75, 77, 79, 81, §524.104]  95 Acts, ch 148, §4
IA Code § 524.105 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.105 - Effect on existing banks.

524.105 Effect on existing banks.   1. The corporate existence of a state bank existing and operating on July 1, 1995, is not affected by the amendment of this chapter.   2. All state banks are subject to the provisions and requirements of this chapter in every particular, and all national banks, now or hereafter doing business in this state, are subject to the provisions of this chapter, to the extent applicable, from July 1, 1995.  [C71, 73, 75, 77, 79, 81, §524.105]  95 Acts, ch 148, §5  Referred to in §680.8
IA Code § 524.106 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.106 - Renewal of the corporate existence of an existing state bank.

524.106 Renewal of the corporate existence of an existing state bank. Repealed by 95 Acts, ch 148, §135.
IA Code § 524.107 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.107 - Persons authorized to engage in banking business — educational bank.

524.107 Persons authorized to engage in banking business — educational bank.   1. A person, other than a state bank which is subject to the provisions of this chapter and a national bank authorized by the laws of the United States to engage in the business of receiving money for deposit, and except as provided in subsection 2, shall not engage in this state in the business of receiving money for deposit, transact the business of banking, or establish in this state a place of business for such purpose.   2. A person doing business in this state shall not use the words “bank” or “trust” or use any derivative, plural, or compound of the words “bank”, “banking”, “bankers”, or “trust” in any manner which would tend to create the impression that the person is authorized to engage in the business of banking or to act in a fiduciary capacity, except a state bank authorized to do so by this chapter or a bank authorized to do so by the laws of another state, a national bank to the extent permitted by the laws of the United States, a bank holding company as defined in section 524.1801, a savings and loan holding company as defined in 12 U.S.C. §1467a, or a federal association to the extent permitted by the laws of the United States, or, insofar as the word “trust” is concerned, an individual permissibly serving as a fiduciary in this state, pursuant to section 633.63, or, insofar as the words “trust” and “bank” are concerned, a nonresident corporate fiduciary permissibly serving as a fiduciary in this state pursuant to section 633.64.   3. Notwithstanding subsections 1 and 2, an organization formed for educational purposes in association with an accredited elementary or secondary school which engages in the receipt of deposits may use the words “educational bank”, the use of which is otherwise restricted in subsection 2, and such an educational bank is not a bank within the meaning or scope of regulation of this chapter.  [C97, §1862, 1889; S13, §1889, 1889-i; C24, 27, 31, 35, 39, §9151, 9203, 9258, 9259, 9296; C46, 50, 54, 58, 62, 66, §524.24, 527.2, 528.50, 528.52, 532.13; C71, 73, 75, 77, 79, 81, §524.107]  89 Acts, ch 257, §4; 89 Acts, ch 319, §80; 95 Acts, ch 148, §6; 96 Acts, ch 1056, §2; 2008 Acts, ch 1160, §1; 2012 Acts, ch 1017, §105; 2014 Acts, ch 1001, §3  Referred to in §524.1005, 524.1603
IA Code § 524.108 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.108 - Applicability of safe deposit provisions.

524.108 Applicability of safe deposit provisions.   The provisions of sections 524.809 through 524.812 shall apply, to the extent applicable, to any person engaged in this state in the business of leasing safe deposit boxes for the storage of property.  [C71, 73, 75, 77, 79, 81, §524.108]  2020 Acts, ch 1063, §301  Section amended
IA Code § 524.109 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.109 - Bankers’ bank authorized — authority to hold shares of bankers’ bank.

524.109 Bankers’ bank authorized — authority to hold shares of bankers’ bank.   1. A state bank may be organized under this chapter as a bankers’ bank. The bankers’ bank is subject to all rights, privileges, duties, restrictions, penalties, liabilities, conditions and limitations applicable to a state bank generally, except as limited in the definition of bankers’ bank contained in section 524.103, subsection 9. However, a bankers’ bank shall have the same powers as those granted by federal law and regulation to a national bank organized as a bankers’ bank under 12 U.S.C. §27.   2. A state bank shall have the power to acquire and hold the shares in one or more bankers’ banks or bank holding companies which own a bankers’ bank in a total amount not to exceed five percent of the state bank’s aggregate capital. A state bank shall not own, directly or indirectly, more than five percent of any class of voting shares of a bankers’ bank.  85 Acts, ch 252, §33; 95 Acts, ch 148, §7
IA Code § 524.110 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.110 - Reserved.

524.110 Reserved. Reserved.
IA Code § 524.111 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.111 - Reserved.

524.111 Reserved. Reserved.
IA Code § 524.112 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.112 - Reserved.

524.112 Reserved. Reserved.
IA Code § 524.113 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.113 - Reserved.

524.113 Reserved. Reserved.
IA Code § 524.114 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.114 - Reserved.

524.114 Reserved. Reserved.
IA Code § 524.115 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.115 - Reserved.

524.115 Reserved. Reserved.
IA Code § 524.116 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.116 - Reserved.

524.116 Reserved. Reserved.
IA Code § 524.117 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.117 - Reserved.

524.117 Reserved. Reserved.
IA Code § 524.118 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.118 - Reserved.

524.118 Reserved. Reserved.
IA Code § 524.119 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.119 - Reserved.

524.119 Reserved. Reserved.
IA Code § 524.120 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.120 - Reserved.

524.120 Reserved. Reserved.
IA Code § 524.121 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.121 - Reserved.

524.121 Reserved. Reserved.
IA Code § 524.122 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.122 - Reserved.

524.122 Reserved. Reserved.
IA Code § 524.123 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.123 - Reserved.

524.123 Reserved. Reserved.
IA Code § 524.124 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.124 - Reserved.

524.124 Reserved. Reserved.
IA Code § 524.125 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.125 - Reserved.

524.125 Reserved. Reserved.
IA Code § 524.126 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.126 - Reserved.

524.126 Reserved. Reserved.
IA Code § 524.127 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.127 - Reserved.

524.127 Reserved. Reserved.
IA Code § 524.128 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.128 - Reserved.

524.128 Reserved. Reserved.
IA Code § 524.129 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.129 - Reserved.

524.129 Reserved. Reserved.
IA Code § 524.130 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.130 - Reserved.

524.130 Reserved. Reserved.
IA Code § 524.131 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.131 - Reserved.

524.131 Reserved. Reserved.
IA Code § 524.132 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.132 - Reserved.

524.132 Reserved. Reserved.
IA Code § 524.133 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.133 - Reserved.

524.133 Reserved. Reserved.
IA Code § 524.134 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.134 - Reserved.

524.134 Reserved. Reserved.
IA Code § 524.135 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.135 - Reserved.

524.135 Reserved. Reserved.
IA Code § 524.136 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.136 - Reserved.

524.136 Reserved. Reserved.
IA Code § 524.137 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.137 - Reserved.

524.137 Reserved. Reserved.
IA Code § 524.138 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.138 - Reserved.

524.138 Reserved. Reserved.
IA Code § 524.139 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.139 - Reserved.

524.139 Reserved. Reserved.
IA Code § 524.140 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.140 - Reserved.

524.140 Reserved. Reserved.
IA Code § 524.141 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.141 - Reserved.

524.141 Reserved. Reserved.
IA Code § 524.142 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.142 - Reserved.

524.142 Reserved. Reserved.
IA Code § 524.143 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.143 - Reserved.

524.143 Reserved. Reserved.
IA Code § 524.144 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.144 - Reserved.

524.144 Reserved. Reserved.
IA Code § 524.145 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.145 - Reserved.

524.145 Reserved. Reserved.
IA Code § 524.146 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.146 - Reserved.

524.146 Reserved. Reserved.
IA Code § 524.147 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.147 - Reserved.

524.147 Reserved. Reserved.
IA Code § 524.148 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 524 - BANKS|Section 524.148 - Reserved.

524.148 Reserved. Reserved.