reglab/housing_qa huggingface dataset:
MD. Insurance Code Ann. §  2-105 (2021)
2021 Maryland Statutes|Insurance|Title 2 - Maryland Insurance Administration|Subtitle 1 - Organization of Administration; General Powers and Duties of Commissioner|Section 2-105 - Management, Professional, or Technical Employees

    (a)    In this section, “Secretary” means the Secretary of Budget and Management.    (b)    All employees of the Administration that serve in a management, professional, or technical capacity are in the executive service, management service, or are special appointments in the State Personnel Management System and serve at the pleasure of the Commissioner.    (c)    In accordance with the State budget, the Commissioner may set the compensation of an employee under subsection (b) of this section in a position that:        (1)    is unique to the Administration;        (2)    requires specific skills or experience to perform the duties of the position; and        (3)    does not require the employee to perform functions that are comparable to functions performed in other units of the Executive Branch of State government.    (d)    The Secretary, in consultation with the Commissioner, shall determine the positions for which the Commissioner may set compensation under subsection (c) of this section.    (e)    (1)    At least 45 days before the effective date of the change, the Commissioner shall submit to the Secretary each change to salary plans that involves increases or decreases in salary ranges other than those associated with routine reclassifications and promotions or general salary increases approved by the General Assembly.        (2)    Reportable changes include creation or abolition of classes, regrading the classes from one established range to another, or creation of new pay schedules or ranges.        (3)    The Secretary shall:            (i)    review the proposed changes; and            (ii)    at least 15 days before the effective date of the proposed changes, advise the Commissioner whether the changes would have an adverse effect on comparable State jobs.        (4)    Failure of the Secretary to respond in a timely manner is not considered a statement of adverse effect.
MD. Insurance Code Ann. §  2-106 (2021)
2021 Maryland Statutes|Insurance|Title 2 - Maryland Insurance Administration|Subtitle 1 - Organization of Administration; General Powers and Duties of Commissioner|Section 2-106 - Skilled Service Employees

    Except as otherwise provided by law, all skilled service employees of the Administration shall be appointed and removed by the Commissioner in accordance with the provisions of Division I of the State Personnel and Pensions Article that govern skilled service employees.
MD. Insurance Code Ann. §  2-107 (2021)
2021 Maryland Statutes|Insurance|Title 2 - Maryland Insurance Administration|Subtitle 1 - Organization of Administration; General Powers and Duties of Commissioner|Section 2-107 - Conflicts of Interest

    (a)    Except as provided in subsection (b) of this section, the Commissioner or a deputy, examiner, assistant, or employee of the Commissioner may not be financially interested in an insurer, insurance agency, or insurance transaction, other than as a policyholder or claimant under a policy.    (b)    The Commissioner may employ or retain an actuary, attorney, or other technician who is similarly employed or retained by insurers or other persons if the individual:        (1)    is independently practicing the profession of the individual; and        (2)    does not have a conflict of interest in the matter for which the individual is employed or retained.
MD. Insurance Code Ann. §  2-108 (2021)
2021 Maryland Statutes|Insurance|Title 2 - Maryland Insurance Administration|Subtitle 1 - Organization of Administration; General Powers and Duties of Commissioner|Section 2-108 - General Powers and Duties of Commissioner

    In addition to any powers and duties set forth elsewhere by the laws of the State, the Commissioner:         (1)    has the powers and authority expressly conferred on the Commissioner by or reasonably implied from this article;        (2)    shall enforce this article;        (3)    shall perform the duties imposed on the Commissioner by this article; and        (4)    in addition to examinations and investigations expressly authorized, may conduct examinations and investigations of insurance matters as necessary to fulfill the purposes of this article.
MD. Insurance Code Ann. §  2-109 (2021)
2021 Maryland Statutes|Insurance|Title 2 - Maryland Insurance Administration|Subtitle 1 - Organization of Administration; General Powers and Duties of Commissioner|Section 2-109 - Regulations

    (a)    The Commissioner may adopt regulations to:        (1)    carry out this article;        (2)    establish, maintain, and administer reserves under Title 3, Subtitle 2A of the Courts Article; and        (3)    regulate the solicitation by a domestic stock insurer or other person of proxies, consents, and authorizations with respect to equity securities of the domestic stock insurer.    (b)    (1)    The Commissioner shall:            (i)    compile and keep in the office of the Commissioner a set of current regulations adopted under this article; and            (ii)    make a copy of the regulations for anyone who asks for one.        (2)    The Commissioner may set a fee to cover the cost of making and mailing a copy of the current regulations.    (c)    (1)    By regulation, the Commissioner shall establish or direct the establishment of a toll-free telephone number to help consumers with and educate consumers about the purchase of private passenger automobile insurance.        (2)    The Commissioner:            (i)    may not recommend specific insurers or insurance producers; but            (ii)    may provide to callers educational material, including a rate guide and a list of insurers and insurance producers.    (d)    (1)    By regulation, the Commissioner shall establish standards governing the privacy of consumer financial and health information pursuant to Title V of the Federal Financial Services Modernization Act of 1999 (Public Law 106-102).        (2)    The regulations shall be consistent with the provisions of the model regulation adopted by the National Association of Insurance Commissioners entitled “Privacy of Consumer Financial and Health Information Regulation”.    (e)    By regulation, the Commissioner shall establish criteria and a process to allow an individual who is otherwise prohibited from engaging in or participating in the business of insurance under the Federal Violent Crime Control and Law Enforcement Act of 1994 (Public Law 103-322) to obtain written consent from the Commissioner to engage in or participate in the business of insurance under the federal Act.    (f)    In addition to any other penalty provided, a person that willfully violates a regulation adopted under this article is subject to any applicable penalty under this article for violation of the provision to which the regulation relates.
MD. Insurance Code Ann. §  2-111 (2021)
2021 Maryland Statutes|Insurance|Title 2 - Maryland Insurance Administration|Subtitle 1 - Organization of Administration; General Powers and Duties of Commissioner|Section 2-111 - Records

    (a)    The Commissioner shall keep records of official transactions, examinations, investigations, and proceedings of the Commissioner.    (b)    Except as otherwise provided in this article for particular records or insurance filings, the records of the Commissioner and insurance filings in the office of the Commissioner are open to public inspection.    (c)    (1)    On request, the Commissioner shall provide a certificate under seal as to the authority of any person to transact insurance business.        (2)    The certificate of the Commissioner under seal is evidence of the facts contained in it.
MD. Insurance Code Ann. §  2-112.3 (2021)
2021 Maryland Statutes|Insurance|Title 2 - Maryland Insurance Administration|Subtitle 1 - Organization of Administration; General Powers and Duties of Commissioner|Section 2-112.3 - Health Care Regulatory Fund

    (a)    In this section, “Fund” means the Health Care Regulatory Fund.    (b)    There is a Health Care Regulatory Fund.    (c)    The purpose of the Fund is to pay all costs and expenses incurred by the Administration related to the implementation of § 2-303.1 of this title and Title 15, Subtitles 10A, 10B, and 10C of this article.    (d)    The Fund shall consist of:        (1)    all revenue deposited into the Fund that is received through the imposition and collection of the health care regulatory assessment under § 2-112.2 of this subtitle; and        (2)    income from investments that the State Treasurer makes for the Fund.    (e)    (1)    Expenditures from the Fund to cover the costs and expenses for the implementation of § 2-303.1 of this title and Title 15, Subtitles 10A, 10B, and 10C of this article may only be made:            (i)    with an appropriation from the Fund approved by the General Assembly in the annual State budget; or            (ii)    by the budget amendment procedure provided for in § 7-209 of the State Finance and Procurement Article.        (2)    (i)    If, in any given fiscal year, the amount of the health care regulatory assessment revenue collected by the Commissioner and deposited into the Fund exceeds the actual expenditures incurred by the Administration for the implementation of § 2-303.1 of this title and Title 15, Subtitles 10A, 10B, and 10C of this article, the excess amount shall be carried forward within the Fund for the purpose of reducing the assessment imposed by the Administration for the following fiscal year.            (ii)    If, in any given fiscal year, the amount of the health care regulatory assessment revenue collected by the Commissioner and deposited into the Fund is insufficient to cover the actual expenditures incurred by the Administration to implement § 2-303.1 of this title and Title 15, Subtitles 10A, 10B, and 10C of this article because of an unforeseen emergency and expenditures are made in accordance with the budget amendment procedure provided for in § 7-209 of the State Finance and Procurement Article, an additional health care regulatory assessment may be made.    (f)    (1)    The State Treasurer is the custodian of the Fund.        (2)    The Fund shall be invested and reinvested in the same manner as State funds.        (3)    The State Treasurer shall deposit payments received from the Commissioner into the Fund.    (g)    (1)    The Fund is a continuing, nonlapsing fund and is not subject to § 7-302 of the State Finance and Procurement Article, and may not be deemed a part of the General Fund of the State.        (2)    No part of the Fund may revert or be credited to:            (i)    the General Fund of the State; or            (ii)    a special fund of the State, unless otherwise provided by law.
MD. Insurance Code Ann. §  2-113 (2021)
2021 Maryland Statutes|Insurance|Title 2 - Maryland Insurance Administration|Subtitle 1 - Organization of Administration; General Powers and Duties of Commissioner|Section 2-113 - Payment of Taxes or Fees in Immediately Available Funds

    (a)    Subject to the approval of the Treasurer, the Commissioner may provide by regulation for the payment of unpaid premium taxes or fees owed by an insurer in funds that are immediately available to the State on the date that the payment is due if the total of the unpaid premium taxes or fees is at least $20,000.    (b)    Any regulations adopted under this section shall establish a suitable means for payment in immediately available funds to ensure the availability of those funds to the State on the date that payment is due.
MD. Insurance Code Ann. §  2-114 (2021)
2021 Maryland Statutes|Insurance|Title 2 - Maryland Insurance Administration|Subtitle 1 - Organization of Administration; General Powers and Duties of Commissioner|Section 2-114 - Disposition of Money

    (a)    The following money shall be considered general funds of the State:        (1)    except as provided under § 6–107 of this article, revenue received under Title 6, Subtitle 1 of this article;        (2)    all revenue received under §§ 3–324, 4–209, 6–303, and 6–304 of this article; and        (3)    all penalties imposed by the Commissioner, including the following penalties imposed under:            (i)    §§ 4–113(d), 4–212, 10–126(c), 11–232, 14–140, 23–208, 23–506, 26–502, 27–305, and 27–408 of this article; and            (ii)    § 19–730 of the Health – General Article.    (b)    The following money may not be considered general funds of the State and shall be deposited into the Insurance Regulation Fund established under Subtitle 5 of this title:        (1)    all revenue received through the imposition and collection of the assessment fee under Subtitle 5 of this title;        (2)    all revenue received through the imposition and collection of the fees set forth in § 2–112 of this subtitle;        (3)    all revenue received through the imposition and collection of the fraud prevention fee under Title 6, Subtitle 2 of this article;        (4)    all revenue received through the collection of examination expenses under § 2–208 of this title;        (5)    except as provided under subsection (a) of this section, all other fees received through the imposition and collection of fees set forth in this article; and        (6)    income from investments that the State Treasurer makes for the Insurance Regulation Fund.
MD. Insurance Code Ann. §  2-115 (2021)
2021 Maryland Statutes|Insurance|Title 2 - Maryland Insurance Administration|Subtitle 1 - Organization of Administration; General Powers and Duties of Commissioner|Section 2-115 - Adoption of Regulations in Emergency

    (a)    The Commissioner shall adopt regulations that may be applied when:        (1)    the Governor has declared a state of emergency for the State or an area within the State under § 14–107 of the Public Safety Article; or        (2)    the President of the United States has issued a major disaster or emergency declaration for the State or an area within the State under the federal Stafford Act.    (b)    The regulations may:        (1)    apply to any person regulated by the Commissioner under this article or Title 19, Subtitle 7 of the Health – General Article; and        (2)    address:            (i)    submission of claims or proof of loss;            (ii)    grace periods for payment of premiums and performance of other duties by insureds;            (iii)    temporary postponement of cancellations, nonrenewals, premium increases, or policy modifications;            (iv)    procedures for obtaining nonelective health care services;            (v)    time restrictions for filling or refilling prescription drugs;            (vi)    time frames applicable to an action by the Commissioner under this article; and            (vii)    any other activity necessary to protect the residents of the State.    (c)    (1)    To activate a regulation adopted under this section, the Commissioner shall issue a bulletin specifying:            (i)    that the regulation is activated;            (ii)    the line or lines of business to which the regulation applies;            (iii)    the geographic areas to which the regulation applies; and            (iv)    the period of time for which the regulation applies.        (2)    A regulation activated under paragraph (1) of this subsection may not apply beyond the duration of, or the geographical area included within, the Governor’s or President’s declaration of a state of emergency or disaster.        (3)    The Commissioner:            (i)    shall provide a copy of the bulletin to the emergency contact designated by the person subject to the bulletin; and            (ii)    may post a copy of the bulletin on the Administration’s Web site.
MD. Insurance Code Ann. §  2-201 (2021)
2021 Maryland Statutes|Insurance|Title 2 - Maryland Insurance Administration|Subtitle 2 - Enforcement|Section 2-201 - Enforcement of Article

    (a)    The Commissioner may bring an action in a court of competent jurisdiction to enforce this article or an order issued by the Commissioner under this article.    (b)    The Commissioner shall be represented by the Attorney General, an assistant Attorney General, or another attorney at law designated by the Attorney General.    (c)    Whenever the Commissioner believes that a person has committed a violation of this article for which criminal prosecution is provided, the Commissioner shall refer the alleged violation to:        (1)    the State’s Attorney for the county where the violation allegedly occurred or the person resides; or        (2)    the Attorney General, if the alleged violation is statewide and not local in nature.    (d)    (1)    The Commissioner may investigate any complaint that alleges that a fraudulent claim has been submitted to an insurer.        (2)    If the Commissioner finds that a complaint has merit, the Commissioner may refer the complaint to an appropriate law enforcement authority, including the Attorney General, for appropriate action.    (e)    The Commissioner may enforce the provisions of this article, and may impose any penalty or remedy authorized by this article, against a person that is under investigation for or charged with a violation of this article if:        (1)    the person’s certificate of authority, certificate of qualification, license, or registration is no longer in effect; and        (2)    the alleged violation occurred no more than 5 years before surrender or lapse of the certificate, license, or registration.
MD. Insurance Code Ann. §  2-202 (2021)
2021 Maryland Statutes|Insurance|Title 2 - Maryland Insurance Administration|Subtitle 2 - Enforcement|Section 2-202 - Discrimination in Underwriting and Rate-Setting Practices

    (a)    (1)    Notwithstanding any other law and except as provided in paragraph (2) of this subsection, the Commissioner has exclusive jurisdiction to enforce by administrative action the laws of the State that relate to the underwriting or rate–setting practices of an insurer.        (2)    The Commission on Civil Rights has concurrent jurisdiction with the Commissioner over alleged discrimination on the basis of race, creed, color, or national origin.    (b)    When the Commissioner has exclusive jurisdiction under subsection (a) of this section, the Commission on Civil Rights may:        (1)    refer complaints about discriminatory practices to the Commissioner;        (2)    appear before the Commissioner as a party at a hearing about discriminatory practices;        (3)    make recommendations about discriminatory practices to the Commissioner;        (4)    represent a complainant in proceedings under § 2–210 of this subtitle; and        (5)    appeal as a party aggrieved by an order or decision of the Commissioner under § 2–215 of this subtitle or § 11–503 of this article.    (c)    The Commissioner shall notify the Commission on Civil Rights of any hearing scheduled on a complaint about alleged discriminatory practices.    (d)    On request of the Commission on Civil Rights and unless the complainant objects, the Commissioner shall give the Commission on Civil Rights all information about any complaint about alleged discriminatory practices received by the Commissioner.    (e)    The Commissioner and the Commission on Civil Rights shall set guidelines for determining when allegations in a complaint about alleged discriminatory practices are sufficient to warrant a hearing.
MD. Insurance Code Ann. §  2-204 (2021)
2021 Maryland Statutes|Insurance|Title 2 - Maryland Insurance Administration|Subtitle 2 - Enforcement|Section 2-204 - Orders and Notices

    (a)    An order or notice of the Commissioner must be in writing and signed by the Commissioner or an individual authorized by the Commissioner.    (b)    (1)    An order of the Commissioner shall state:            (i)    its effective date;            (ii)    its purpose;            (iii)    the grounds on which it is based; and            (iv)    the provisions of this article under which action is or proposed to be taken.        (2)    Failure to designate a particular provision of this article in accordance with paragraph (1)(iv) of this subsection does not deprive the Commissioner of the right to rely on that provision.    (c)    An order or notice may be served on a person by:        (1)    mailing it to the person at the last known principal place of business of the person, as listed in the records of the Commissioner; or        (2)    otherwise delivering it to the person.
MD. Insurance Code Ann. §  2-205 (2021)
2021 Maryland Statutes|Insurance|Title 2 - Maryland Insurance Administration|Subtitle 2 - Enforcement|Section 2-205 - Analysis or Examinations of Insurers, Rating Organizations, and Health Maintenance Organizations

    (a)    In this section, “analysis” means a process by which the Commissioner collects and analyzes information from filed schedules, surveys, required reports specified in subsection (b) of this section, and other sources in order to:        (1)    develop an understanding of the affairs, transactions, accounts, records, assets, and financial condition of the entities specified in subsection (b) of this section; or        (2)    identify or investigate patterns or practices of the entities specified in subsection (b) of this section.    (b)    (1)    Whenever the Commissioner considers it advisable, the Commissioner shall conduct an analysis or examine the affairs, transactions, accounts, records, assets, and financial condition of each:            (i)    authorized insurer;            (ii)    management company of an authorized insurer;            (iii)    subsidiary owned or controlled by an authorized insurer;            (iv)    rating organization; or            (v)    authorized health maintenance organization.        (2)    The Commissioner shall examine each domestic insurer and health maintenance organization at least once every 5 years.    (c)    The Commissioner shall examine the affairs, transactions, accounts, records, and assets of:        (1)    each insurer and each health maintenance organization that applies for an original certificate of authority to do business in the State; and        (2)    each rating organization that applies for a license to do business in the State.    (d)    When examining a reciprocal insurer, the Commissioner may examine the attorney in fact of the reciprocal insurer to the extent that the transactions of the attorney in fact relate to the reciprocal insurer.    (e)    The Commissioner may limit the examination of an alien insurer to its insurance transactions and affairs in the United States.    (f)    Instead of conducting an examination, the Commissioner may accept a full report, certified by the insurance supervisory official of another state, of the most recent examination of a foreign insurer or health maintenance organization, alien insurer or health maintenance organization, or an out–of–state rating organization.
MD. Insurance Code Ann. §  2-206 (2021)
2021 Maryland Statutes|Insurance|Title 2 - Maryland Insurance Administration|Subtitle 2 - Enforcement|Section 2-206 - Examinations of Insurance Producers, Managers, and Others

    When advisable to determine compliance with this article, the Commissioner may examine the accounts, records, documents, and transactions that relate to the insurance affairs or proposed insurance affairs of:         (1)    an insurance producer, surplus lines broker, general agent, adjuster, public adjuster, or adviser;        (2)    a person with the exclusive or dominant right under a contract to manage or control an insurer;        (3)    a person that, for the purpose of controlling the management of a domestic insurer, holds the shares of voting stock or policyholder proxies of the domestic insurer as voting trustee or otherwise; or        (4)    a person engaged in, proposing to engage in, or helping in the promotion or formation of:            (i)    a domestic insurer or insurance holding corporation; or            (ii)    a corporation to finance a domestic insurer or the production of its business.