reglab/housing_qa huggingface dataset:
DC Code § 31-4721 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4721. Acceptance and recordation of premiums on industrial life or sick-benefit policies

(a) No industrial insurance company or agent thereof shall accept any money in payment of premiums which are in arrears on any industrial life or industrial sick-benefit insurance policy which has lapsed and which the insured seeks to reinstate, unless such payment shall amount at least to the total of all premiums in arrears or unless such payment shall, under the regulations of the company, make the policy immediately eligible for reinstatement, subject only to evidence of insurability. (b) Every current premium shall be correctly recorded by the agent or by the company in the premium receipt book of the insured at the time the premium is paid. (c) Every advance premium paid by an industrial life or industrial sick-benefit policyholder shall be recorded in the receipt book of the insured in exactly the same manner as current premiums are recorded, and accurate entry thereof shall be made in the record book of the agent; provided, however, that failure so to do shall not invalidate the policy.  (June 19, 1934, ch. 672, ch. V, § 21; May 4, 1950, 64 Stat. 104, ch. 157, § 7.)  Prior Codifications 1981 Ed., § 35-527. 1973 Ed., § 35-722.
DC Code § 31-4723 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4723. Industrial life policies — Prohibited provisions

No policy of industrial life insurance shall be delivered or issued for delivery, in the District, if it contains any of the following provisions: (1) A provision limiting the time within which any action at law or in equity may be commenced to less than 3 years after the cause of action shall accrue; (2) Except for provisions relating to misstatement of age, suicide, aviation, and military or naval service in time of war, a provision for any mode of settlement at maturity, after the expiration of the contestable period of the policy, of less value than the amount insured on the face of the policy plus dividend additions, if any, less any indebtedness to the company on or secured by the policy, and less any premium that may, by the terms of the policy, be deducted. This paragraph shall not apply to any nonforfeiture provision; (3) A provision for forfeiture of the policy for failure to repay any loan on the policy, or to pay interest on such loan, while the total indebtedness on the policy, including interest, is less than the loan value thereof; (4) A provision to the effect that the agent soliciting the insurance is the agent of the person insured under said policy, or making the acts or representations of such agent binding upon the person so insured under said policy; (5) A provision permitting the payment of funeral benefits in merchandise or services, or permitting the payment of any benefits other than in lawful money of the United States; (6) A provision whereby the benefits or any part thereof accruing under such policy upon the death of a person insured may be paid to any designated undertaker or undertaking firm or corporation or to any person or persons engaged in or connected with such business, without the written consent of the person or persons to whom such benefits would otherwise be paid, or so as in any way to deprive the personal representative or family of the deceased of the advantages of competition in procuring and purchasing supplies and services in connection with the burial of the person insured; or (7) A provision that the liability of the company by reason of the insured’s death shall be limited to less than the face amount of the policy if the death of the insured results from a specified kind or character of disease.  (June 19, 1934, ch. 672, ch. V, § 23; May 8, 1950, 64 Stat. 104, ch. 157, § 7.)  Prior Codifications 1981 Ed., § 35-529. 1973 Ed., § 35-724.
DC Code § 31-4724 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4724. Access to psychologists or optometrists under group health insurance policy

(a) No policy of group health insurance shall be delivered or issued in the District of Columbia or be issued or amended to cover any resident of the District of Columbia if it contains a provision which would restrict access to psychologists or optometrists. When a policy relating to group health insurance requires payment or reimbursement for services which may be performed by a duly licensed psychologist or optometrist, any person covered by the policy shall be free to select and have direct access to such psychologist or optometrist without supervision or referral by a practitioner of the healing art and shall be entitled under the policy to have payment or reimbursement made for services performed. (b) No policy of group health insurance shall be delivered or issued in the District or be issued or amended to cover any resident of the District if it does not contain a provision which: (1) For a policy issued or renewed after April 15, 1995, covers a minor grandchild, niece, or nephew of an employee of the District of Columbia if the minor grandchild, niece, or nephew is under the primary care of the insured, and if the legal guardian of the minor grandchild, niece, or nephew, if other than the insured, is not covered by an accident or sickness policy. For the purposes of this paragraph, the term “primary care” means that the insured provides food, clothing, and shelter, on a regular and continuous basis, for the minor grandchild, niece, or nephew during the time that the District of Columbia public schools are in regular session; and (2) For a policy issued or renewed after April 15, 1996, covers a minor grandchild, niece, or nephew under the primary care of the insured, and if the legal guardian of the minor grandchild, niece, or nephew, if other than the insured, is not covered by an accident or sickness policy. For the purposes of this paragraph, the term “primary care” means that the insured provides food, clothing, and shelter, on a regular and continuous basis, for the minor grandchild, niece or nephew during the time that the District of Columbia public schools are in regular session.  (June 19, 1934, 48 Stat. 1156, ch. 672, ch. V, § 24; as added Feb. 11, 1982, D.C. Law 4-66,§ 2(b), 28 DCR 5040; Aug. 25, 1994, D.C. Law 10-158, § 3, 41 DCR 4881.)  Prior Codifications 1981 Ed., § 35-530. Section References This section is referenced in § 31-3503 and § 31-4712. Cross References Hospital and medical services corporations, applicability of this section, see § 31-3503.
DC Code § 31-4726 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4726. Commissioner’s review of test

(a) The Commissioner, in his discretion, may, under subsection (b) of this section, permit the use of a form that scores inadequately under § 31-4725(a)(1). (b) Before the Commissioner permits the use of inadequately scoring forms, the Commissioner shall find that: (1) A lower score more accurately reflects the readability of the form. (2) The particular nature of the form or of a type of form warrants a lower passing score than required by § 31-4725(a)(1). (3) Policy language drafted to conform with state law or state agency interpretation of the law has impaired the readability of the rest of the policy or has otherwise lowered the score for the rest of the policy.  (June 19, 1934, ch. 672, ch. V, § 26; as added Mar. 14, 1985, D.C. Law 5-160, § 3(h), 32 DCR 39; Feb. 24, 1987, D.C. Law 6-192, § 25(i), 33 DCR 7836; May 21, 1997, D.C. Law 11-268, § 10, 44 DCR 1730; Mar. 24, 1998, D.C. Law 12-81, § 23(e), 45 DCR 745.)  Prior Codifications 1981 Ed., § 35-532. Section References This section is referenced in § 31-4725 and § 31-4730.
DC Code § 31-4727 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4727. Applicability of §§ 31-4725 through 31-4730

(a) Except as provided in subsection (b) of this section, §§ 31-4725 through 31-4730 shall apply to all policies used in the District of Columbia. (b) Sections 31-4725 through 31-4730 shall not apply to the following: (1) A policy which is a security under federal legislative jurisdiction. (2)(A) Except as provided in subparagraph (B) of this paragraph, a group policy covering 1,000 or more lines when issued, other than a group credit life insurance policy or a group credit health insurance policy. (B) No certificate issued pursuant to a group policy used in the District of Columbia may be exempt. (3) A group annuity contract which finances pension, profit-sharing, or deferred compensation plans. (4) A form used in connection with a contractual provision for a policy on a form permitted to be issued before the approval dates in § 31-4730 for similar forms. (5) The renewal of a policy used before the approval dates in § 31-4730 for similar forms.  (June 19, 1934, ch. 672, ch. V, § 27; as added Mar. 14, 1985, D.C. Law 5-160, § 3(h), 32 DCR 39; Feb. 24, 1987, D.C. Law 6-192, § 25(j), 33 DCR 7836.)  Prior Codifications 1981 Ed., § 35-533. Section References This section is referenced in § 31-4725 and § 31-4730.
DC Code § 31-4728 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4728. Regulations

The Mayor shall issue rules to implement the provisions of this chapter pursuant to subchapter I of Chapter 5 of Title 2.  (June 19, 1934, ch. 672, ch. V, § 28; as added Mar. 14, 1985, D.C. Law 5-160, § 3(h), 32 DCR 39.)  Prior Codifications 1981 Ed., § 35-534.
DC Code § 31-4729 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4729. Construction of §§ 31-4725 through 31-4730

Sections 31-4725 through 31-4730 shall not be construed to invalidate a law permitting the use of a policy form which has been filed for the period required by local legislation governing the forms of policies.  (June 19, 1934, ch. 672, ch. V, § 29; as added Mar. 14, 1985, D.C. Law 5-160, § 3(h), 32 DCR 39.)  Prior Codifications 1981 Ed., § 35-535.
DC Code § 31-4730 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4730. Operative dates of §§ 31-4725 through 31-4730

(a)(1) Except as described in § 31-4727, §§ 31-4725 through 31-4730 apply to policy forms filed 2 years after March 14, 1985. (2) No form shall be used in the District of Columbia 5 years after March 14, 1985, unless the form complies with § 31-4725 or unless the Commissioner approves the form under § 31-4726. (3)(A) A form permitted to be used before 5 years after March 14, 1985, and complying with § 31-4725 need not be refiled to be approved under either § 31-4725 or § 31-4726. (B) The forms described in subparagraph (A) of this paragraph may be used in the District of Columbia after the company files with the Commissioner a list of the forms used by the company and qualifying for the subparagraph (A) exception, the form number for each form, and, for each form, the certificate described in § 31-4725(d). (b) For individual forms and in the discretion of the Commissioner, the Commissioner may extend the deadlines described in subsection (a) of this section.  (June 19, 1934, ch. 672, ch. V, § 30; as added Mar. 14, 1985, D.C. Law 5-160, § 3(h), 32 DCR 39; May 21, 1997, D.C. Law 11-268, § 10, 44 DCR 1730; Mar. 24, 1998, D.C. Law 12-81, § 23(f), 45 DCR 745.)  Prior Codifications 1981 Ed., § 35-536. Section References This section is referenced in § 31-4727.
DC Code § 31-4801 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 48 - Industrial Life Insurance|§ 31-4801. Applicability of provisions

Policies of industrial weekly payment life insurance after June 4, 1934, issued or delivered in the District of Columbia shall be subject to the following conditions, in addition to any others prescribed by law and not inconsistent with the provisions of this chapter.  (June 4, 1934, 48 Stat. 834, ch. 373, § 1.)  Prior Codifications 1981 Ed., § 35-901. 1973 Ed., § 35-1001.
DC Code § 31-4802 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 48 - Industrial Life Insurance|§ 31-4802. Policies — Defenses to validity

If payment of such a policy shall be refused because of unsound health at or prior to the date of the policy, the good faith of both applicant and insured shall constitute a material element in determining the validity of the policy; and it shall not be held invalid because of unsound health unless the insurer shall prove that, at or before the date of issue of the policy, the insured or applicant had knowledge of, or reason to know, the facts on which the defense is based, or shall prove that the insurance was procured by the insured or applicant in bad faith or with intent to defraud the company, any provision, agreement, condition, warranty, or clause contained in said policy, or endorsed thereon, or added or attached thereto, to the contrary notwithstanding. Proof by the insurer of fraud, intent to deceive, unsound health, bad faith, breach of warranty or condition precedent, or other matter of defense, shall be subject to the provisions of § 31-5203.  (June 4, 1934, 48 Stat. 834, ch. 373, § 2.)  Prior Codifications 1981 Ed., § 35-902. 1973 Ed., § 35-1002. Cross References Formal requisites of insurance policies, see § 31-4703 et seq.
DC Code § 31-4803 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 48 - Industrial Life Insurance|§ 31-4803. Policies — Incontestability

Every such policy shall be incontestable upon any ground relating to health after 2 years from its date of issue (notwithstanding a longer period may be named therein), provided the insured shall be alive at the end of said period. If the policy by its terms shall be incontestable after a shorter period than herein provided the terms of the policy with regard to such period of limitation shall govern.  (June 4, 1934, 48 Stat. 834, ch. 373, § 3.)  Prior Codifications 1981 Ed., § 35-903. 1973 Ed., § 35-1003. Section References This section is referenced in § 31-3609. Cross References Formal requisites of insurance policies, see § 31-4703 et seq.
DC Code § 31-4804 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 48 - Industrial Life Insurance|§ 31-4804. Policies — Assignment

Nothing contained in the terms of any such policy shall operate to prevent its valid assignment by the insured; but the company issuing the policy so assigned shall be discharged of all liability thereon by payment of its proceeds in accordance with its terms, unless before such payment the company shall have written notice of such assignment.  (June 4, 1934, 48 Stat. 835, ch. 373, § 4.)  Prior Codifications 1981 Ed., § 35-904. 1973 Ed., § 35-1004.
DC Code § 31-4805 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 48 - Industrial Life Insurance|§ 31-4805. Beneficiaries and claimants

Any individual designated with the consent of the insurer, evidenced by the signature of its president or secretary, or designated upon a form furnished by and filed with the insurer, as beneficiary of such a policy shall be entitled to the proceeds of such policy after the death of the insured in priority to all other claimants, and may sue in his own name for such proceeds if payment is refused by the insurer; provided, that upon the expiration of 15 days after the death of the insured, unless proof of claim in the manner and form required by the policy, accompanied by the policy for surrender, has theretofore been made by or on behalf of such designated beneficiary, the insurer may pay to any other claimant permitted by the policy. A person specified as one to whom the insured desires payment made, but not formally designated as beneficiary, shall be deemed a beneficiary for the purposes of this section, provided such designation be made in writing and filed with the company during the lifetime of the insured.  (June 4, 1934, 48 Stat. 835, ch. 373, § 5.)  Prior Codifications 1981 Ed., § 35-905. 1973 Ed., § 35-1005.
DC Code § 31-5001 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 50 - Insurance Placement|§ 31-5001. Purposes of chapter

The purposes of this chapter are: (1) To assure stability in the property insurance market for property located in the District of Columbia; (2) To assure the availability of basic property insurance and homeowner’s insurance as defined by this chapter; (3) To encourage maximum use and utilization, in obtaining basic property insurance and homeowner’s insurance, of the normal insurance market provided by authorized insurers; (4) To provide for the equitable distribution among insurers of the responsibility for insuring qualified property in the District of Columbia for which insurance cannot be obtained through the normal insurance market and to authorize the establishment of a joint underwriting association in the District of Columbia to provide for insuring and reinsuring of basic property insurance and homeowner’s insurance without regard to environmental hazards; and (5) To encourage the delivery of essential property insurance, and the homeowner’s insurance that is provided by the Facility, at the most reasonable cost possible; provided, that insurance pricing by the Facility: (A) Is actuarially self-supporting; and (B) Does not actively compete with insurance pricing in the normal insurance market provided by authorized insurers.  (Aug. 1, 1968, 82 Stat. 567, Pub. L. 90-448, title XII, § 1202; Mar. 27, 2003, D.C. Law 14-251, § 2(a), 50 DCR 222.)  Prior Codifications 1981 Ed., § 35-1801. 1973 Ed., § 35-1701. Effect of Amendments D.C. Law 14-251 substituted “basic property insurance and homeowner’s insurance” for “basic property insurance” throughout the section; in par. (3), substituted “maximum use and utilization” for “maximum use”, and made a nonsubstantive change; in par. (4), substituted “District of Columbia to provide for insuring and” for “District of Columbia to provide for”, and made a nonsubstantive change; and added par. (5).
DC Code § 31-5006 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 50 - Insurance Placement|§ 31-5006. Supervision and regulation of operations by Mayor

The operation of any inspection bureau, the Industry Placement Facility, and the Joint Underwriting Association shall at all times be subject to the supervision and regulation of the Mayor. The Mayor shall have the power of visitation of and examination into such operations and free access to all the books, records, files, papers, and documents that relate to such operations, may summon and qualify witnesses under oath, and may examine directors, officers, agents, employees or any other person having knowledge of such operations.  (Aug. 1, 1968, 82 Stat. 571, Pub. L. 90-448, title XII, § 1207.)  Prior Codifications 1981 Ed., § 35-1806. 1973 Ed., § 35-1706. Editor's Notes Delegation of functions: See Historical and Statutory Notes following § 31-5002. Department of Insurance abolished: See Historical and Statutory Notes following § 31-5002. Change in Government This section originated at a time when local government powers were delegated to the District of Columbia Council and to a Commissioner of the District of Columbia. The District of Columbia Self-Government and Governmental Reorganization Act, 87 Stat. 818, § 711 ( D.C. Code, § 1-207.11), abolished the District of Columbia Council and the Office of Commissioner of the District of Columbia. These branches of government were replaced by the Council of the District of Columbia and the Office of Mayor of the District of Columbia, respectively. Accordingly, and also pursuant to § 714(a) of such Act ( D.C. Code, § 1-207.14(a)), appropriate changes in terminology were made in this section.
DC Code § 31-5007 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 50 - Insurance Placement|§ 31-5007. Immunity from liability in regard to statements concerning insurability

There shall be no liability on the part of, and no cause of action of any nature shall arise against, insurers, any inspection bureau, the Industry Placement Facility, the Joint Underwriting Association, the agents or employees of such bureau, Facility, or Association, or any officer or employee of the District of Columbia, for any statements made in good faith by them concerning the insurability of property: (1) In any reports or other communications; (2) at the time of the hearings conducted in connection therewith; or (3) in the findings with respect thereto required by the provisions of this chapter. The reports and communications of any inspection bureau, the Industry Placement Facility, and the Joint Underwriting Association with respect to individual properties shall not be open to inspection by, or otherwise available to, the public.  (Aug. 1, 1968, 82 Stat. 571, Pub. L. 90-448, title XII, § 1208.)  Prior Codifications 1981 Ed., § 35-1807. 1973 Ed., § 35-1707.
DC Code § 31-5008 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 50 - Insurance Placement|§ 31-5008. Annual reports by Association; additional information

The Joint Underwriting Association shall file with the Mayor, annually on or before the 1st day of March, a statement which shall contain information with respect to its transactions, condition, operations, and affairs during the preceding year. Such statement shall contain such matters and information as are prescribed by the Mayor and shall be in such form as is approved by him. The Mayor may at any time require the Association to furnish him with additional information with respect to its transactions, condition, or any matter connected therewith which he considers to be material and which will assist him in evaluating the scope, operation, and experience of the Association.  (Aug. 1, 1968, 82 Stat. 571, Pub. L. 90-448, title XII, § 1209.)  Prior Codifications 1981 Ed., § 35-1808. 1973 Ed., § 35-1708. Editor's Notes Delegation of functions: See Historical and Statutory Notes following § 31-5002. Department of Insurance abolished: See Historical and Statutory Notes following § 31-5002. Change in Government This section originated at a time when local government powers were delegated to the District of Columbia Council and to a Commissioner of the District of Columbia. The District of Columbia Self-Government and Governmental Reorganization Act, 87 Stat. 818, § 711 ( D.C. Code, § 1-207.11), abolished the District of Columbia Council and the Office of Commissioner of the District of Columbia. These branches of government were replaced by the Council of the District of Columbia and the Office of Mayor of the District of Columbia, respectively. Accordingly, and also pursuant to § 714(a) of such Act ( D.C. Code, § 1-207.14(a)), appropriate changes in terminology were made in this section.