reglab/housing_qa huggingface dataset:
NJ Rev Stat § 45:21-3 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:21-3 - Various provisions of policy

45:21-3. Various provisions of policy  Such policy of insurance shall provide a limit of liability on the part of the insurer, exclusive of court costs and the expenses of investigating and defending suits, for each motor vehicle covered thereby, in the sum of $10,000.00 for bodily injury to or death of any 1 person, and, subject to the same limit of liability for each person so injured or killed, in the sum of $20,000.00 for bodily injury to or death of more than 1 person in any 1 accident, and for damage to property in the sum of $5,000.00; and shall provide for the payment, subject to the aforesaid limits of liability, of any final judgment recovered by any person on account of the ownership, maintenance and use of such motor vehicle by either the owner or the lessee or bailee, his agent or servant, or any fault in respect thereto, and shall be for the benefit of any person suffering loss, damage or injury as aforesaid. Such policy of insurance shall contain a provision for a continuing liability thereunder, subject to the aforesaid limits of liability, notwithstanding any recovery thereon, and shall further provide that nothing contained therein, nor the violation of any of the provisions thereof, shall relieve the insurer, within the limit of liability aforesaid, from the payment of any such judgment; but this provision shall not, as between the insurer and the assured, affect the rights given by the policy to the insurers against the assured because of any such violation or otherwise. The provisions of this chapter, so far as may be requisite, shall be read into and deemed to form a part of any such policy. Amended by L.1959, c. 45, p. 150, s. 1, eff. July 1, 1959.
NJ Rev Stat § 45:21-4 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:21-4 - One or more policies may be filed

45:21-4. One or more policies may be filed  The owner, at his option, may file one policy for each motor vehicle, or one policy covering two or more vehicles, or one policy covering all vehicles operated under the same ownership, with provision for substitution and addition of motor vehicles thereunder, and may file policies of different insurers.
NJ Rev Stat § 45:21-5 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:21-5 - Owner to file power of attorney for acknowledgment of service of process

45:21-5. Owner to file power of attorney for acknowledgment of service of process  Such owner shall, prior to the issuance of any certificate under this chapter, execute and deliver to said clerk a power of attorney, wherein and whereby the owner shall nominate, constitute and appoint said clerk his true and lawful attorney for the purpose of acknowledging service of any process out of a court of competent jurisdiction in any action brought to recover damages against such owner by reason of the negligent maintenance, use, or operation of any such motor vehicle as aforesaid; but no owner shall be required to file and maintain in force more than one power of attorney under this chapter.
NJ Rev Stat § 45:21-6 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:21-6 - Certificates of compliance; issuance; revocation and surrender

45:21-6. Certificates of compliance; issuance; revocation and surrender  Upon the owner's compliance with the requirements of sections 45:21-2 to 45:21-5 of this title, said clerk shall issue to the owner a certificate for each vehicle, which certificate shall describe the vehicle and certify that the owner thereof has filed a policy and power of attorney as required by this chapter. Said certificate shall at all times be carried in the vehicle, and no lessee or bailee shall remove, or cause or permit to be removed, said certificate therefrom. Said clerk shall revoke such certificate at any time when there is not on file with him a valid policy, in full force and effect, and a power of attorney, as required by this chapter. Upon notice of such revocation, the owner shall surrender such certificate to said clerk or to any person designated by him to receive the same, and shall cease to operate, or cause or permit to be operated, such motor vehicle.
NJ Rev Stat § 45:21-7 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:21-7 - Cancellation of policy; notice to clerk; replacement of policy; revocation of certificate upon default

45:21-7. Cancellation of policy; notice to clerk; replacement of policy; revocation of certificate upon default  Any policy filed under the provisions of this chapter may be canceled, as to accidents occurring subsequent to the effective date of such cancellation, by the insurer or by the owner upon the terms and in the manner therein provided for; but such cancellation shall not be effective unless and until twenty days' notice in writing of such cancellation shall have been given said clerk. Service of such notice upon said clerk may be made either personally or by mail, and if by mail shall be deemed complete when the notice is deposited in the post office, registered, postage prepaid, and directed to said clerk at his official address. Immediately upon receipt of notice by said clerk of the cancellation of any such policy, or if the authority of the insurer to transact such business in this state shall be revoked, he shall require the owner to replace such policy with another good and sufficient policy in accordance with the provisions of this chapter, in default of which the owner's certificate shall be revoked for all motor vehicles covered by such policy, and the owner shall thereupon cease to operate, or cause or permit to be operated, any such motor vehicle. Upon revocation of the certificate of any owner by said clerk, other than for failure to file another policy upon notice of cancellation, as herein above provided for, notice shall be sent by said clerk to the insurer, and such notice of revocation shall operate automatically to cancel such policy for the motor vehicle for which the certificate was revoked, as to all accidents occurring subsequent to the revocation of the certificate, and such insurer shall be liable for the return of the unearned premium upon such policy, as in case of cancellation by the insurer.
NJ Rev Stat § 45:21-8 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:21-8 - Certain corporations may carry own liability insurance

45:21-8. Certain corporations may carry own liability insurance  Such owner, if a corporation of this state with a paid-up cash capital of not less than two hundred thousand dollars, may carry its own liability insurance, as required by the provisions of this chapter, if it can reasonably satisfy the commissioner of banking and insurance as to the permanence and financial standing of its business. Any owner desiring to be exempt from obtaining or filing an insurance policy as required by this chapter shall make application to said commissioner, showing its financial ability to pay such damages, whereupon the commissioner, if reasonably satisfied of the applicant's financial ability, shall by written order make such exemption and deliver a certified copy thereof to said clerk, which certified copy shall remain with him in lieu of such policy or policies of insurance so long as the paid-up cash capital of said corporation remains at not less than two hundred thousand dollars, and the order of the commissioner remains in force. The clerk shall issue to a corporation so exempted a certificate showing such exemption in lieu of the certificate required to be issued by section 45:21-6 of this title. The commissioner may from time to time require further statements of the financial ability of such corporation, and if, at any time in his opinion, the corporation appears no longer able to pay damages, he shall revoke his order granting exemption and notify the clerk of such revocation; whereupon the clerk shall revoke the certificate showing exemption issued by the commissioner, and the corporation shall immediately insure its liability as required by the provisions of this chapter.
NJ Rev Stat § 45:21-9 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:21-9 - No transportation of passengers for hire

45:21-9. No transportation of passengers for hire  No lessee or bailee shall use, or cause or permit to be used, any such motor vehicle for the transportation of passengers for hire.
NJ Rev Stat § 45:21-10 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:21-10 - No exemption from complying with motor vehicle statutes

45:21-10. No exemption from complying with motor vehicle statutes  Nothing herein contained shall exempt any person owning or operating any such motor vehicle from complying with existing statutes relating to the ownership, registration and operation of motor vehicles in this state.
NJ Rev Stat § 45:21-11 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:21-11 - Penalty

45:21-11. Penalty  A person operating, or causing or permitting the operation of, any such motor vehicle wholly or partly along any public highway in this state, without complying with the provisions of this chapter, shall be deemed guilty of a misdemeanor and subject to the penalties therefor provided by law.
NJ Rev Stat § 45:21-12 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:21-12 - Register to be kept by persons renting motor vehicles

45:21-12. Register to be kept by persons renting motor vehicles  Every person engaged in the business of renting or leasing motor vehicles to any other person, to be driven by any one other than the person engaged in said business or his agent or servant, shall keep and maintain a daily register, in which shall be entered the date and the time of the renting or leasing of each motor vehicle so rented or leased, the name and address of each person to whom the same is rented or leased, with a description of his business and of the purpose for which the vehicle is to be used, and the name and address of each person who will drive or operate the same, together with the number of his license to drive a motor vehicle and a description of the authority by which the same is issued, which register shall be open to inspection at all reasonable times by any person having a claim for damages incurred by reason of personal injury or property damage in the operation of any such motor vehicle while so rented or leased, his agent or attorney. L.1949, c. 206, p. 676, s. 1.
NJ Rev Stat § 45:21-13 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:21-13 - Violations of act

45:21-13. Violations of act  Any such person who shall fail to keep, maintain and make available such register for inspection, as aforesaid, or who shall rent or lease any motor vehicle to any other person without requesting the proper information and making the appropriate entries in such register, shall be guilty of a misdemeanor. L.1949, c. 206, p. 677, s. 2.
NJ Rev Stat § 45:21-14 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:21-14 - Child restraints in rental vehicles

45:21-14. Child restraints in rental vehicles  Every owner who rents a motor vehicle to any person shall inform the person of the requirements of P.L. 1983, c. 128 (C. 39:3-76.2a et seq.) with respect to the use of a child restraint and shall provide, at the request of the renter, an appropriate child restraint. The owner shall also supply the person with simple instructions for its use. The owner may charge a reasonable fee and deposit for the use of the child restraint.  L. 1985, c. 202, s. 2, eff. Sept. 1, 1985.
NJ Rev Stat § 45:21-15 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:21-15 - Penalty for violation

45:21-15. Penalty for violation  An owner who violates this amendatory and supplementary act shall be fined not less than $50.00 nor more than $250.00 for each offense, if the owner received at least 24 hours' advance notice from the customer or his agent that a child restraint system was required.  L. 1985, c. 202, s. 3, eff. Sept. 1, 1985.
NJ Rev Stat § 45:22-1 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:22-1 - Short title; definitions

45:22-1. Short title; definitions  This article shall be known as the "pawnbroking law" . In this article, unless the context otherwise requires: "Pawnbroker" means any person, partnership, association or corporation lending money on deposit or pledge of personal property, other than choses in action, securities, or printed evidences of indebtedness; or purchasing personal property on condition of selling it back at a stipulated price; or doing business as furniture storage warehouseman and lending money on goods, wares or merchandise pledged or deposited as collateral security. "Pledge" means an article or articles deposited with a pawnbroker in the course of his business. "Pledgor" means a person who delivers the pledge into the possession of a pawnbroker, unless such person discloses that he is or was acting for another, and in such an event "pledgor" means the disclosed principal.
NJ Rev Stat § 45:22-2 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:22-2 - License required

45:22-2. License required  No person shall engage or continue in business as a pawnbroker except as authorized by this article, and without first obtaining a license from the commissioner of banking and insurance. No person other than a licensee under this article shall display any sign or other device in or about the premises of business, or in any advertising matter or other printed matter which in anywise resembles the emblem or sign commonly used by pawnbrokers, nor shall there be any sign displayed which is calculated to deceive, nor shall the word "pawnbroker" be used in or about the premises of business or in any advertising matter or other printed matter nor shall any such person hold himself out to the public to be a pawnbroker, either through advertising, soliciting, signs or otherwise.
NJ Rev Stat § 45:22-3 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:22-3 - Application for license; contents, criminal history record background check.

45:22-3 Application for license; contents, criminal history record background check.  Application for such license shall be in writing and shall state the full name and place of residence of the applicant, or, if the applicant be a partnership, of each member thereof, or, if the applicant be a corporation or association, of each officer and stockholder thereof, together with the place or places where the business is to be conducted. Any applicant for a license pursuant to this section and any officer, director, partner or owner of a controlling interest of a corporation or partnership filing for licensure shall submit to the commissioner the applicant's name, address, fingerprints and written consent for a criminal history record background check to be performed. The commissioner is authorized to exchange fingerprint data with and receive criminal history record information from the State Bureau of Identification in the Division of State Police and the Federal Bureau of Investigation consistent with applicable State and federal laws, rules and regulations, for the purposes of facilitating determinations concerning licensure eligibility. The applicant shall bear the cost for the criminal history record background check, including all costs of administering and processing the check. The Division of State Police shall promptly notify the commissioner in the event a current holder of a license or prospective applicant, who was the subject of a criminal history record background check pursuant to this section, is arrested for a crime or offense in this State after the date the background check was performed. Amended 2003, c.199, s.15.
NJ Rev Stat § 45:22-4 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:22-4 - License; issuance, term.

45:22-4 License; issuance, term.  45:22-4. Upon application to the Commissioner of Banking and Insurance, such official may in his discretion issue to the applicant upon the filing of a bond as hereinafter provided, a license to do business in this State. The license shall not be assignable. The license shall run from the date of issuance to the end of the licensing period of not less than two years as set by the commissioner by regulation. The Commissioner of Banking and Insurance may require proof to his satisfaction of the financial ability of the applicant to carry on such business. Amended 1981, c.321, s.10; 2007, c.81, s.26.
NJ Rev Stat § 45:22-5 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:22-5 - Pawnbroker must be insured

45:22-5. Pawnbroker must be insured  Each pawnbroker licensed pursuant to the provisions of this article shall be required by the commissioner of banking and insurance to furnish proof that he is adequately covered by insurance, bond or cash surplus to cover any pledgor in the event of loss by fire, theft, burglary or otherwise, or his liability to the pledgor.
NJ Rev Stat § 45:22-6 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:22-6 - Disposition of license fees

45:22-6. Disposition of license fees  All license fees received by the commissioner of banking and insurance under this article shall be used for the use of the state.
NJ Rev Stat § 45:22-7 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:22-7 - Pawnbroker's bond; actions on

45:22-7. Pawnbroker's bond; actions on  Any applicant licensed pursuant to the provisions of this article shall file with the commissioner of banking and insurance, before commencing business, a bond in the sum of one thousand dollars, with one or more sufficient sureties to be approved by the commissioner of banking and insurance. The aggregate liability of such sureties shall not exceed the amount stated in the bond. Such bond shall run to the state of New Jersey for the use of the state and of any other person who may have a cause of action against the principal, as licensee, under the provisions of this article. A separate bond shall be required for each place of business if more than one be conducted by any such licensee. If a judgment be recovered against the licensee in any of the courts of this state, and such judgment be returned unsatisfied, the holder of such judgment or his assignee may, after such return unsatisfied, either in whole or in part, maintain an action in the name of the state for his own use upon such bond in any court having jurisdiction of the amount claimed.
NJ Rev Stat § 45:22-8 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:22-8 - Revocation of license

45:22-8. Revocation of license  The commissioner of banking and insurance may, upon notice to the licensee of five days, and after hearing, revoke any license issued under the provisions of this article for any violation of the provisions hereof or any of the regulations adopted pursuant thereto.
NJ Rev Stat § 45:22-9 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:22-9 - License must be conspicuously displayed

45:22-9. License must be conspicuously displayed  The license so issued shall be kept conspicuously posted in the licensee's place of business and whenever the licensee shall change his place of business written notice thereof shall be given to the commissioner of banking and insurance who shall indicate on the license his approval, in writing, of the change of location.
NJ Rev Stat § 45:22-10 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:22-10 - Investigation by commissioner; other investigations.

45:22-10 Investigation by commissioner; other investigations.  45:22-10. The Commissioner of Banking and Insurance may at any time investigate the business of all licensees, either personally or by any person designated by him, and for the purpose of effectuating this article the Commissioner of Banking and Insurance or the person so designated shall have free access, during the usual business hours, to the licensee's place of business, to the books, papers, records, safes and vaults of the licensee wherever located, and shall also have the authority to examine, under oath, any person whose testimony he may require relative to such business. The cost and charges of any such examination or investigation shall be borne by the licensee. Absent a determination by the commissioner that good cause exists, the cost of the examination shall not exceed $2,500. The examination shall be conducted in accordance with generally accepted examination procedures and pursuant to established and objective criteria developed by the commissioner. The department shall issue to the licensee an itemized invoice setting forth the number of hours and the work performed in connection with the examination. Amended 2001, c.388, s.1; 2007, c.81, s.27.
NJ Rev Stat § 45:22-11 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:22-11 - Commissioner to have general supervision; cooperation with police

45:22-11. Commissioner to have general supervision; cooperation with police  Subject to the provisions of this article, the commissioner of banking and insurance may prescribe the form of such books and records to be kept by the licensee, which books and records shall be preserved for a period of at least two years after making the final entry on any pledge recorded therein and shall be available to all parties in interest. He may adopt and promulgate such other rules and regulations not inconsistent with the provisions of this article as he may deem necessary for the proper conduct of his office and the enforcement of this article, and in the exercise of the powers conferred herein, he shall co-operate with the police and other officials of the several municipalities for the recovery or restoration of stolen property.
NJ Rev Stat § 45:22-12 (2021)
2021 New Jersey Revised Statutes|Title 45 - Professions and Occupations|Section 45:22-12 - Pawnbroker's annual report; contents; violations, penalties.

45:22-12 Pawnbroker's annual report; contents; violations, penalties.  45:22-12. Every pawnbroker shall annually, submit to the Commissioner of Banking and Insurance, on such forms and within the time as may be prescribed by him, a report under oath, giving the number and amount of loans made during the preceding calendar year, and the balance of all loans outstanding at the close of the year, the rates of interest charged and such other information as the commissioner may require. A pawnbroker that fails to make and file its annual report in the form and within the time provided in this section shall be subject to a penalty of not more than $100 for each day's failure, and the commissioner may revoke or suspend its authority to do business in this State. The penalty may be collected in a summary proceeding pursuant to the "Penalty Enforcement Law of 1999," P.L.1999, c.274 (C.2A:58-10 et seq.). A warrant may issue in lieu of a summons. Amended 2007, c.81, s.28.