reglab/housing_qa huggingface dataset:
215 ILCS 5/1545
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLV - Public Adjusters

Sec. 1545. License.(a) Unless denied licensure under this Article, persons who have met the requirements of this Article shall be issued a public adjuster license.(b) A public adjuster license shall remain in effect unless revoked, terminated, or suspended as long as the  requirements for license renewal are met by the due date.(c) The licensee shall inform the Director by any means acceptable to the Director of a change of address, change of legal name, or change of information submitted on the application within 30 days of the change.(d) A licensed public adjuster shall be subject to  Article XXVI of this Code.(e) A public adjuster who allows his or her license to lapse may, within 12 months from the due date of the renewal, be issued a new public adjuster license without necessity of passing a written examination. However, a penalty in the amount of double the unpaid renewal fee shall be required for the issue of the new public adjuster license.(f) A licensed public adjuster that is unable to comply with license renewal procedures due to military service or a long-term medical disability may request a waiver of the procedures in subsection (e) of this Section. The public adjuster may also request a waiver of any examination requirement, fine, or other sanction imposed for failure to comply with renewal procedures.(g) The license shall contain the licensee's name, city and state of business address, personal identification number, the date of issuance, the expiration date, and any other information the Director deems necessary.(h) In order to assist in the performance of the Director's duties, the Director may contract with non-governmental entities, including the NAIC or any affiliates or subsidiaries that the NAIC oversees, to perform any ministerial functions, including the collection of fees and data, related to licensing that the Director may deem appropriate.  (Source: P.A. 96-1332, eff. 1-1-11.)
215 ILCS 5/1560
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLV - Public Adjusters

Sec. 1560. Bond or letter of credit.(a) Prior to the issuance of a license as a public adjuster and for the duration of the license, the applicant shall secure evidence of financial responsibility in a format prescribed by the Director through  a surety bond or irrevocable letter of credit, subject to all of the following requirements:(1) A surety bond executed and issued by an insurer     authorized to issue surety bonds in this State, which bond:(A) shall be in the minimum amount of $20,000;(B) shall be in favor of this State and shall         specifically authorize recovery by the Director on behalf of any person in this State who sustained damages as the result of erroneous acts, failure to act, conviction of fraud, or conviction of unfair practices in his or her capacity as a public adjuster; and(C) shall not be terminated unless at least 30         days' prior written notice will have been filed with the Director and given to the licensee; and(2) An irrevocable letter of credit issued by a     qualified financial institution, which letter of credit:(A) shall be in the minimum amount of $20,000;(B) shall be to an account to the Director and         subject to lawful levy of execution on behalf of any person to whom the public adjuster has been found to be legally liable as the result of erroneous acts, failure to act, fraudulent acts, or unfair practices in his or her capacity as a public adjuster; and(C) shall not be terminated unless at least 30         days' prior written notice will have been filed with the and given to the licensee.(b) The issuer of the evidence of financial responsibility shall notify the Director upon termination of the bond or letter of credit, unless otherwise directed by the  Director.(c) The Director may ask for the evidence of  financial responsibility at any time he or she deems relevant.(d) The authority to act as a public adjuster shall automatically terminate if the evidence of financial responsibility terminates or becomes impaired.  (Source: P.A. 96-1332, eff. 1-1-11.)
215 ILCS 5/1563
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLV - Public Adjusters

Sec. 1563. Fees. The fees required by this Article  are as follows:(1) Public adjuster license fee of $250, payable once     every 2 years.(2) Business entity license fee of $250, payable once     every 2 years.(3) Application fee of $50 for processing each     request to take the written examination for a public adjuster license. (Source: P.A. 100-863, eff. 8-14-18.)
215 ILCS 5/1565
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLV - Public Adjusters

Sec. 1565. Continuing education.(a) An individual who holds a public adjuster license and who is not exempt under subsection (b) of this Section shall satisfactorily complete a minimum of 24 hours of continuing education courses, including  3 hours of classroom or webinar ethics instruction, reported on a biennial basis in conjunction with the license renewal cycle.The Director may not approve a course of study unless the course provides for  classroom, seminar, or self-study instruction methods. A course  given in a combination instruction method of classroom or seminar  and self-study shall be deemed to be a self-study course unless the  classroom or seminar certified hours meets or exceeds two-thirds of  the total hours certified for the course. The self-study material used  in the combination course must be directly related to and complement  the classroom portion of the course in order to be considered for  credit. An instruction method other than classroom or seminar shall  be considered as self-study methodology. Self-study credit hours  require the successful completion of an examination covering the  self-study material. The examination may not be self-evaluated.  However, if the self-study material is completed through the use of  an approved computerized interactive format whereby the computer  validates the successful completion of the self-study material, no  additional examination is required. The self-study credit hours  contained in a certified course shall be considered classroom hours  when at least two-thirds of the hours are given as classroom or  seminar instruction.The public adjuster must complete the course in advance of the renewal date to  allow the education provider time to report the credit to the  Department.(b) This Section shall not apply to:(1) licensees not licensed for one full year prior to     the end of the applicable continuing education biennium; or(2) licensees holding nonresident public adjuster     licenses who have met the continuing education requirements of their home state and whose home state gives credit to residents of this State on the same basis.(c) Only continuing education courses approved by the Director shall be used to satisfy the continuing education requirement of subsection (a) of this Section.  (Source: P.A. 102-135, eff. 7-23-21.)
215 ILCS 5/1570
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLV - Public Adjusters

Sec. 1570. Public adjuster fees.(a) A public adjuster shall not pay a commission, service fee, or other valuable consideration to a person for investigating or settling claims in this State if that person is required to be licensed under this Article and is not so licensed.(b) A person shall not accept a commission, service fee, or other valuable consideration for investigating or settling claims in this State if that person is required to be licensed under this Article and is not so licensed.(c) A public adjuster may pay or assign commission, service fees, or other valuable consideration to persons who do not investigate or settle claims in this State, unless the payment would violate State law.(d) A public adjuster may not charge, agree to, or accept any compensation, payment, commissions, fee, or other valuable consideration in excess of 10% of the amount of the insurance settlement claim paid by the insurer on any claim resulting from a catastrophic event, unless approved in writing by the Director. Application for exception to the 10% limit must be made in writing. The request must contain specific reasons as to why the consideration should be in excess of 10% and proof that the policyholder would accept the consideration. The Director must act on any request within 5 business days after receipt of the request.For the purpose of this subsection (d), "catastrophic event" means an occurrence of widespread or severe damage or loss of property producing an overwhelming demand on State and local response resources and mechanisms and a severe long-term effect on general economic activity, and that severely affects State, local, and private sector capabilities to begin to sustain response activities resulting from any catastrophic cause, including, but not limited to, fire, including arson (provided the fire was not caused by the willful action of an owner or resident of the property), flood, earthquake, wind, storm, explosion, or extended periods of severe inclement weather as determined by declaration of a State of disaster by the Governor. This declaration may be made on a county-by-county basis and shall be in effect for 90 days, but may be renewed for 30-day intervals thereafter. (Source: P.A. 98-701, eff. 1-1-15.)
215 ILCS 5/1580
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLV - Public Adjusters

Sec. 1580. Escrow or trust accounts.     A public adjuster who receives, accepts, or holds any funds on behalf of an insured towards the settlement of a claim for loss or damage shall deposit the funds in a non-interest bearing escrow or trust account in a financial institution that is insured by an agency of the federal government in the public adjuster's home state or where the loss occurred.  (Source: P.A. 96-1332, eff. 1-1-11.)
215 ILCS 5/1585
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLV - Public Adjusters

Sec. 1585. Record retention.(a) A public adjuster shall maintain a complete record of each transaction as a public adjuster. The records required by this Section shall include the following:(1) name of the insured;(2) date, location and amount of the loss;(3) a copy of the contract between the public     adjuster and insured and a copy of the separate disclosure document;(4) name of the insurer, amount, expiration date and     number of each policy carried with respect to the loss;(5) itemized statement of the insured's recoveries;(6) itemized statement of all compensation received     by the public adjuster, from any source whatsoever, in connection with the loss;(7) a register of all monies received, deposited,     disbursed, or withdrawn in connection with a transaction with an insured, including fees transfers and disbursements from a trust account and all transactions concerning all interest bearing accounts;(8) name of public adjuster who executed the contract;(9) name of the attorney representing the insured, if     applicable, and the name of the claims representatives of the insurance company; and(10) evidence of financial responsibility in a format     prescribed by the Director.(b)  Records shall be maintained for at least 7 years after the termination of the transaction with an insured and shall be open to examination by the Director at all times.(c)  Records submitted to the Director in accordance with this Section that contain information identified in writing as proprietary by the public adjuster shall be treated as confidential by the Director and shall not be subject to the Freedom of Information Act.  (Source: P.A. 96-1332, eff. 1-1-11.)
215 ILCS 5/1595
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLV - Public Adjusters

Sec. 1595. Reporting of actions.(a) The public adjuster shall report to the Director any administrative action taken against the public adjuster in another jurisdiction or by another governmental agency in this State within 30 days of the final disposition of the matter. This report shall include a copy of the order, consent to order, or other relevant legal documents.(b) Within 30 days of the initial pretrial hearing date, the public adjuster shall report to the Director any criminal prosecution of the public adjuster taken in any jurisdiction. The report shall include a copy of the initial complaint filed, the order resulting from the hearing, and any other relevant legal documents.  (Source: P.A. 96-1332, eff. 1-1-11.)
215 ILCS 5/1600
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLV - Public Adjusters

Sec. 1600. Examinations.(a) The Director shall have the power to examine any applicant or any person licensed or registered pursuant to this Article.(b) Every person being examined and its officers, directors, and members must provide to the Director convenient and free access, at all reasonable hours, to all books, records, documents, and other papers relating to its public adjusting affairs. The officers, directors, members, and employees must facilitate and aid in such examinations so far as it is in their power to do so.(c) Examiners may be designated by the Director. Such examiners shall make their reports to the Director pursuant to this Section. Any report alleging substantive violations shall be in writing and shall be based upon the facts ascertained from the books, records, documents, papers, and other evidence obtained by the examiners or ascertained from the testimony of the officers, directors, members, or other individuals examined under oath or ascertained by notarized affidavits received by the examiners. The reports shall be verified by the examiners.   (Source: P.A. 96-1332, eff. 1-1-11.)
215 ILCS 5/1605
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLV - Public Adjusters

Sec. 1605. Injunctive relief. Any person who acts as or holds himself out to be a public adjuster without holding a valid and current license to do so is hereby declared to be inimical to the public welfare and to constitute a public nuisance. The Director may report such practice to the Attorney General of the State of Illinois whose duty it is to apply forthwith by complaint on relation of the Director in the name of the people of the State of Illinois, as plaintiff, for injunctive relief in the circuit court of the county where such practice occurred to enjoin the person from engaging in such practice; and upon the filing of a verified petition in such court, the court, if satisfied by affidavit or otherwise that the person has been engaged in such practice without a valid and current license to do so, may enter a temporary restraining order without notice or bond enjoining the defendant from such further practice. A copy of the verified complaint shall be served upon the defendant and the proceedings shall thereafter be conducted as in other civil cases. If it is established that the defendant has been or is engaged in such unlawful practice, then the court may enter an order or judgment perpetually enjoining the defendant from such further practice. In all proceedings hereunder, the court, in its discretion, may apportion the costs among the parties interested in the action, including the costs of filing the complaint, service of process, witness fees and expenses, court reporter charges, and reasonable attorney fees. In case of violation of any injunctive order entered under the provisions of this Section, the court may try and punish the offender for contempt of court. Such injunction proceedings shall be in addition to, and not in lieu of, all penalties and other remedies.  (Source: P.A. 96-1332, eff. 1-1-11.)
215 ILCS 5/1610
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLV - Public Adjusters

Sec. 1610. Additional penalties.     In addition to any other penalty set forth in this Article, any person violating Section 1605 of this Code shall be guilty of a Class A misdemeanor and any person misappropriating or converting any monies collected as a public adjuster, whether licensed or not, shall be guilty of a Class 4 felony.  (Source: P.A. 96-1332, eff. 1-1-11.)
215 ILCS 5/1615
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLV - Public Adjusters

(215 ILCS 5/1615)Sec. 1615. Rules.     The Director shall promulgate reasonable rules as are necessary or proper to carry out the purposes of this Article.  (Source: P.A. 96-1332, eff. 1-1-11.)
215 ILCS 5/Art. XLVI heading
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLVI - Travel Insurance

 ARTICLE XLVI.  TRAVEL INSURANCE  (Source: P.A. 102-212, eff. 10-28-21.)
215 ILCS 5/1620
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLVI - Travel Insurance

Sec. 1620. Short title. This Article may be cited as the Travel Insurance Act.  (Source: P.A. 102-212, eff. 10-28-21.)
215 ILCS 5/1625
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLVI - Travel Insurance

Sec. 1625. Scope and purposes.(a)   The purpose of this Article is to promote the public welfare by creating a comprehensive legal framework within which travel insurance may be sold in this State.(b)   This Article applies to travel insurance that covers any resident of this State, and is sold, solicited, negotiated, or offered in this State, and policies and certificates that are delivered or issued for delivery in this State. This Article does not apply to cancellation fee waivers or travel assistance services except as expressly provided in this Article.(c)   All other applicable provisions of this State's insurance laws shall continue to apply to travel insurance, except that the specific provisions of this Article shall supersede any general provisions of law that would otherwise be applicable to travel insurance.  (Source: P.A. 102-212, eff. 10-28-21.)
215 ILCS 5/1640
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLVI - Travel Insurance

Sec. 1640. Travel protection plans. Travel protection plans may be offered for one price for the combined features that the travel protection plan offers in this State if:(1)   the travel protection plan clearly discloses to     the consumer, at or before the time of purchase, that it includes travel insurance, travel assistance services, and cancellation fee waivers, as applicable, and provides information and an opportunity, at or before the time of purchase, for the consumer to obtain additional information regarding the features and pricing of each; and(2)   the fulfillment materials:(A)   describe and delineate the travel         insurance, travel assistance services, and cancellation fee waivers in the travel protection plan; and(B)   include the travel insurance disclosures         and the contact information for persons providing travel assistance services, and cancellation fee waivers, as applicable. (Source: P.A. 102-212, eff. 10-28-21.)
215 ILCS 5/1650
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLVI - Travel Insurance

Sec. 1650. Travel insurance administrators.(a)   Notwithstanding any other provisions of this Code, no entity shall act or represent itself as a travel administrator for travel insurance in this State unless that entity:(1)   is a licensed property and casualty insurance     producer in this State for activities permitted under that producer license;(2)   holds a valid managing general agent license in     this State; or(3)   holds a valid third-party administrator license     in this State.(b)   An insurer is responsible for the acts of a travel administrator administering travel insurance underwritten by the insurer, and is responsible for ensuring that the travel administrator maintains all books and records relevant to the insurer to be made available by the travel administrator to the Director upon request.  (Source: P.A. 102-212, eff. 10-28-21.)
215 ILCS 5/1655
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLVI - Travel Insurance

Sec. 1655. Policy.(a)   Notwithstanding any other provision of this Code, travel insurance shall be classified and filed for purposes of rates and forms under an inland marine line of insurance; however, travel insurance that provides coverage for sickness, accident, disability, or death occurring during travel, either exclusively, or in conjunction with related coverages of emergency evacuation or repatriation of remains, or incidental limited property and casualty benefits such as baggage or trip cancellation may be filed under either an accident and health line of insurance or an inland marine line of insurance.(b)   Travel insurance may be in the form of an individual, group, master, or blanket policy.(c)   Eligibility and underwriting standards for travel insurance may be developed and provided based on travel protection plans designed for individual or identified marketing or distribution channels, provided those standards also meet this State's underwriting standards for inland marine.  (Source: P.A. 102-212, eff. 10-28-21; 102-672, eff. 11-30-21.)
215 ILCS 5/1660
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLVI - Travel Insurance

(215 ILCS 5/1660)Sec. 1660. Rules. The Department may adopt rules to implement this Article.  (Source: P.A. 102-212, eff. 10-28-21.)
215 ILCS 122/Art. 5 heading
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 122/ - Illinois Health Benefits Exchange Law.|Article 5 - Illinois Health Benefits Exchange

             ARTICLE 5.  ILLINOIS HEALTH BENEFITS EXCHANGE    (Source: P.A. 97-142, eff. 7-14-11.)
215 ILCS 122/5-1
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 122/ - Illinois Health Benefits Exchange Law.|Article 5 - Illinois Health Benefits Exchange

Sec. 5-1. Short title. This Article may be cited as the Illinois Health Benefits Exchange Law.  (Source: P.A. 97-142, eff. 7-14-11.)
215 ILCS 122/5-3
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 122/ - Illinois Health Benefits Exchange Law.|Article 5 - Illinois Health Benefits Exchange

Sec. 5-3. Legislative intent.   The General Assembly finds the health benefits exchanges authorized by the federal Patient Protection and Affordable Care Act represent one of a number of ways in which the State can address coverage gaps and provide individual consumers and small employers access to greater coverage options.  The General Assembly also finds that the State is best positioned to implement an exchange that is sensitive to the coverage gaps and market landscape unique to this State.The purpose of this Law is to ensure that the State is making sufficient progress towards establishing an exchange within the guidelines outlined by the federal law and to protect Illinoisans from undue federal regulation.  Although the federal law imposes a number of core requirements on state-level exchanges, the State has significant flexibility in the design and operation of a State exchange that make it prudent for the State to carefully analyze, plan, and prepare for the exchange.  The General Assembly finds that in order for the State to craft a tenable exchange that meets the fundamental goals outlined by the Patient Protection and Affordable Care Act of expanding access to affordable coverage and improving the quality of care, the implementation process should (1) provide for broad stakeholder representation; (2) foster a robust and competitive marketplace, both inside and outside of the exchange; and (3) provide for a broad-based approach to the fiscal solvency of the exchange.  (Source: P.A. 97-142, eff. 7-14-11.)