reglab/housing_qa huggingface dataset:
UT Code § 31A-4-112 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 4 - Insurers in General|Section 112 - Political activities.

31A-4-112. Political activities.    (1)Title 36, Chapter 11, Lobbyist Disclosure and Regulation Act, applies to the lobbying efforts of every person subject to regulation under this title.     (2) Except insurers with excess surplus, an insurer doing business in Utah may not directly or indirectly pay or use, or offer or agree to pay or use any money or thing of value:   (a) for or in aid of any political office;     (b) for the nomination for the political office; or     (c) for reimbursement or indemnification of any person for money or property used to aid any political office.      Amended by Chapter 9, 1996 Special Session 2Amended by Chapter 9, 1996 Special Session 2
UT Code § 31A-4-113 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 4 - Insurers in General|Section 113 - Annual statements.

31A-4-113. Annual statements.    (1)   (a) Each authorized insurer shall annually, on or before March 1, file with the commissioner a true statement of the authorized insurer's financial condition, transactions, and affairs as of December 31 of the preceding year.     (b) The statement required by Subsection (1)(a) shall be:   (i) verified by the oaths of at least two of the insurer's principal officers; and     (ii) in the general form and provide the information as prescribed by the commissioner by rule.       (c) The commissioner may, for good cause shown, extend the date for filing the statement required by Subsection (1)(a).       (2) The annual statement of an alien insurer shall:   (a) relate only to the alien insurer's transactions and affairs in the United States unless the commissioner requires otherwise; and     (b) be verified by:   (i) the insurer's United States manager; or     (ii) the insurer's authorized officers.        Amended by Chapter 2, 2004 General Session
UT Code § 31A-4-113.5 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 4 - Insurers in General|Section 113.5 - Filing requirements -- National Association of Insurance Commissioners.

31A-4-113.5. Filing requirements -- National Association of Insurance Commissioners.    (1)   (a) Each domestic, foreign, and alien insurer who is authorized to transact insurance business in this state shall annually, on or before March 1, file with the National Association of Insurance Commissioners a copy of the insurer's:   (i) annual statement convention blank; and     (ii) any additional filings required by the commissioner for the preceding year.       (b) The information filed with the National Association of Insurance Commissioners under Subsection (1)(a) shall:   (i) be in the format and scope required by the commissioner; and     (ii) include:   (A) the signed jurat page; and     (B) the actuarial certification.         (c) Any amendments and addendums to an annual statement that are filed with the commissioner shall be filed by the insurer with the National Association of Insurance Commissioners.     (d) At the time an insurer makes a filing under this Subsection (1), the insurer shall pay any filing fees assessed by the National Association of Insurance Commissioners.     (e) A foreign insurer that is domiciled in a state that has a law substantially similar to this section shall be considered to be in compliance with this section.       (2) All financial analysis ratios and examination synopses concerning insurance companies that are submitted to the department by the Insurance Regulatory Information System are confidential and may not be disclosed by the department.     (3) The commissioner may suspend, revoke, or refuse to renew the certificate of authority of any insurer failing to:   (a) file the annual statement as required by Subsection (1)(a) when due or within any extension of time granted for good cause by:   (i) the commissioner; or     (ii) the National Association of Insurance Commissioners; or       (b) pay by the time specified in Subsection (3)(a) a fee the insurer is required to pay under this section to:   (i) the commissioner; or     (ii) the National Association of Insurance Commissioners.        Amended by Chapter 252, 2003 General Session
UT Code § 31A-4-114 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 4 - Insurers in General|Section 114 - Powers of a reciprocal insurer and interinsurance exchange.

31A-4-114. Powers of a reciprocal insurer and interinsurance exchange.    (1) Every reciprocal insurer or interinsurance exchange may:   (a) purchase, receive, own, hold, and lease its property;     (b) mortgage, pledge, or encumber its property by deed of trust or otherwise; and     (c) manage and sell real property to fulfill its purposes, including:   (i) making investments for the production of income; or     (ii) transacting its business in a convenient manner.         (2) The attorney-in-fact designated by the subscribers of the reciprocal or interinsurance exchange shall execute any contract, which includes deeds, leases, mortgages, deeds of trust, purchase or sale agreements, or any other contract, in the name of the reciprocal insurer or interinsurance exchange.    Enacted by Chapter 327, 1990 General Session
UT Code § 31A-4-115 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 4 - Insurers in General|Section 115 - Plan of orderly withdrawal.

 Effective 5/9/2017  31A-4-115. Plan of orderly withdrawal.    (1)   (a) When an insurer intends to withdraw from writing a line of insurance in this state or to reduce its total annual premium volume by 75% or more, the insurer shall file with the commissioner a plan of orderly withdrawal.     (b) For purposes of this section, a discontinuance of a health benefit plan is a withdrawal from a line of insurance under Subsections 31A-22-618.6(5) or 31A-22-618.7(3).       (2) An insurer's plan of orderly withdrawal shall:   (a) indicate the date the insurer intends to begin and complete its withdrawal plan; and     (b) include provisions for:   (i) meeting the insurer's contractual obligations;     (ii) providing services to its Utah policyholders and claimants;     (iii) meeting applicable statutory obligations; and     (iv) the payment of a withdrawal fee of $50,000 to the department if the insurer's line of business is not assumed or placed with another insurer approved by the commissioner.         (3) The commissioner shall approve a plan of orderly withdrawal if the plan of orderly withdrawal adequately demonstrates that the insurer will:   (a) protect the interests of the people of the state;     (b) meet the insurer's contractual obligations;     (c) provide service to the insurer's Utah policyholders and claimants; and     (d) meet applicable statutory obligations.       (4) Section 31A-2-302 governs the commissioner's approval or disapproval of a plan for orderly withdrawal.     (5) The commissioner may require an insurer to increase the deposit maintained in accordance with Section 31A-4-105 or Section 31A-4-105.5 and place the deposit in trust in the name of the commissioner upon finding, after an adjudicative proceeding that:   (a) there is reasonable cause to conclude that the interests of the people of the state are best served by such action; and     (b) the insurer:   (i) has filed a plan of orderly withdrawal; or     (ii) intends to:   (A) withdraw from writing a line of insurance in this state; or     (B) reduce the insurer's total annual premium volume by 75% or more.           (6) An insurer is subject to the civil penalties under Section 31A-2-308, if the insurer:   (a) withdraws from writing insurance in this state without receiving the commissioner's approval of a plan of orderly withdrawal; or     (b) reduces its total annual premium volume by 75% or more in any year without receiving the commissioner's approval of a plan of orderly withdrawal.       (7) An insurer that withdraws from writing all lines of insurance in this state may not resume writing insurance in this state for five years unless the commissioner finds that the prohibition should be waived because the waiver is:   (a) in the public interest to promote competition; or     (b) to resolve inequity in the marketplace.       (8) The commissioner shall adopt rules necessary to implement this section.    Amended by Chapter 292, 2017 General Session
UT Code § 31A-4-116 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 4 - Insurers in General|Section 116 - Adverse benefit determination procedures.

 Effective 1/1/2020  31A-4-116. Adverse benefit determination procedures.    (1) If an insurer has established a complaint resolution body or grievance appeal board, the body or board shall include at least one consumer representative.     (2) Adverse benefit determination procedures for health insurance policies and health maintenance organization contracts shall be established in accordance Sections 31A-22-629 and 31A-22-650.    Amended by Chapter 439, 2019 General Session
UT Code § 31A-6a-102 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 6a - Service Contracts|Section 102 - Scope and purposes.

31A-6a-102. Scope and purposes.    (1) The purposes of this chapter are to:   (a) create a legal framework within which service contracts may be sold in this state;     (b) encourage innovation in the marketing and development of more economical and effective ways of providing services under service contracts, while placing the risk of innovation on the service contract providers rather than on consumers; and     (c) permit and encourage fair and effective competition among different systems of providing and paying for these services.       (2) Service contracts may not be issued, sold, or offered for sale in this state unless the provider has complied with this chapter.     (3) This chapter applies only to a service contract not otherwise exempted from this title by Section 31A-1-103.    Amended by Chapter 116, 2001 General Session
UT Code § 31A-6a-105 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 6a - Service Contracts|Section 105 - Prohibited acts.

 Effective 5/8/2018  31A-6a-105. Prohibited acts.    (1) Except as provided in Subsection 31A-6a-104(2), a service contract provider or warrantor may not use in the service contract provider or warrantor's name, a contract, or literature:   (a) any of the following words:   (i) "insurance";     (ii) "casualty";     (iii) "surety";     (iv) "mutual"; or     (v) another word descriptive of the insurance, casualty, or surety business; or       (b) a name deceptively similar to the name or description of:   (i) an insurance or surety corporation; or     (ii) another service contract provider.         (2) A service contract provider, a service contract provider's representative, a warrantor, or a warrantor's representative may not:   (a) make, permit, or cause to be made a false or misleading statement in connection with the sale, offer to sell, or advertisement of a service contract or vehicle protection product; or     (b) deliberately omit a material statement that would be considered misleading if omitted, in connection with the sale, offer to sell, or advertisement of a service contract or vehicle protection product.       (3) A bank, savings and loan association, insurance company, or other lending institution may not require the purchase of a service contract as a condition of a loan.     (4) Except for a bank, savings and loan association, industrial bank, or credit union, a service contract provider may not sell, or be the obligated party for:   (a) a guaranteed asset protection waiver, unless registered with the commissioner under Chapter 6b, Guaranteed Asset Protection Waiver Act;     (b) a debt cancellation agreement, unless licensed by the commissioner; or     (c) a debt suspension agreement, unless licensed by the commissioner.       (5) A warrantor or the warrantor's representative may not:   (a) require the purchase of a vehicle protection product as a condition of the financing, lease, or purchase of a motor vehicle; or     (b) sell a vehicle protection product to a consumer before providing the consumer, for review, a copy of the vehicle protection product warranty that is filed with the Department of Insurance.      Amended by Chapter 319, 2018 General Session
UT Code § 31A-6a-106 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 6a - Service Contracts|Section 106 - Recordkeeping requirements.

31A-6a-106. Recordkeeping requirements.    (1)   (a) All service contract providers shall keep accurate accounts, books, and records concerning transactions regulated under this chapter.     (b) A service contract provider's accounts, books, and records shall include:   (i) copies of all service contracts issued;     (ii) the name and address of each service contract holder; and     (iii) claims files.       (c) Service contract providers shall retain all records pertaining to each service contract holder for at least three years after the specified period of coverage has expired.       (2) A provider discontinuing business in this state shall maintain its records until it furnishes the commissioner satisfactory proof that it has discharged all obligations to contract holders in this state.     (3) Service contract providers shall make all accounts, books, and records concerning transactions regulated under this chapter or other pertinent chapters available to the commissioner for the purpose of examination as provided in Sections 31A-2-203 and 31A-2-204.    Enacted by Chapter 203, 1992 General Session
UT Code § 31A-6a-107 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 6a - Service Contracts|Section 107 - Cancellation of reimbursement insurance.

31A-6a-107. Cancellation of reimbursement insurance.  The issuer of a reimbursement insurance policy may not cancel the policy until a notice of cancellation in accordance with Section 31A-21-303, 31A-21-304, or 31A-21-305 has been mailed or delivered to the commissioner and to each insured provider. The cancellation of a reimbursement policy may not reduce the issuer's responsibility for service contracts issued by providers prior to the date of the cancellation.  Amended by Chapter 10, 1997 General Session
UT Code § 31A-6a-108 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 6a - Service Contracts|Section 108 - Obligation of reimbursement insurance issuers.

31A-6a-108. Obligation of reimbursement insurance issuers.  Providers under this chapter are considered to be the agent of the issuer of the reimbursement insurance for purposes of Section 31A-23a-410. In cases where a provider is acting as an administrator and enlists other providers, the provider acting as the administrator shall notify the issuer of the reimbursement insurance of the other providers.  Amended by Chapter 298, 2003 General Session
UT Code § 31A-6a-109 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 6a - Service Contracts|Section 109 - Enforcement provisions.

31A-6a-109. Enforcement provisions.  Anyone violating of any of the provisions of this chapter or any rule made pursuant to the grant of rulemaking authority under this title may be assessed an administrative forfeiture equal to two times the amount of any profit gained from the violation. In addition an administrative forfeiture may be assessed for each violation not to exceed $1,000 per violation. If the violations are continuing, or are of a serious nature, or a person's business practices in connection with the solicitation, sale, offering for sale, or performance under a service contract subject to this chapter, constitute a danger to the legitimate interests of consumers or the public, the commissioner may enjoin the person from soliciting, selling, or offering to sell service contracts in this state either permanently or for a stated period of time.  Enacted by Chapter 203, 1992 General Session
UT Code § 31A-6a-110 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 6a - Service Contracts|Section 110 - Rulemaking.

31A-6a-110. Rulemaking.    (1) Pursuant to Title 63G, Chapter 3, Utah Administrative Rulemaking Act, the commissioner may make rules necessary to assist in the enforcement of this chapter.     (2) The commissioner may by rule or order, after a hearing, exempt certain service contract providers or service contract providers for a specific class of service contracts that are not otherwise exempt under Subsection 31A-1-103(3) from any provision of this title. The commissioner may order substitute requirements on a finding that a particular provision of this title is not necessary for the protection of the public or that the substitute requirement is reasonably certain to provide equivalent protection to the public.    Amended by Chapter 382, 2008 General Session
UT Code § 31A-6a-111 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 6a - Service Contracts|Section 111 - Vehicle protection product warranty requirements.

 Effective 5/8/2018  31A-6a-111. Vehicle protection product warranty requirements.    (1) A warrantor shall make a reimbursement promised under a vehicle protection product warranty as specified in the warranty, regardless of, and not contingent upon, the payment of a benefit provided for under the warranty holder's primary vehicle insurance or any other contract.     (2)   (a) If a vehicle protection product is represented as preventing the theft of a vehicle, the vehicle protection product warranty shall, at a minimum, provide for reimbursement of damage a theft causes to the motor vehicle up to $5,000, if the vehicle is recovered within the time period specified in the warranty following the theft of the vehicle, not to exceed 30 days after the day on which the vehicle is reported stolen.     (b) If a vehicle protection product is represented as aiding in the recovery of a stolen vehicle, the vehicle protection product warranty shall provide for reimbursement of the vehicle up to $5,000, if the vehicle is not recovered within the time period specified in the warranty following the theft of the vehicle, not to exceed 30 days after the day on which the vehicle is reported stolen.      Repealed and Re-enacted by Chapter 319, 2018 General Session
UT Code § 31A-11-101 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 11 - Motor Clubs|Section 101 - Prohibition of unauthorized motor clubs.

31A-11-101. Prohibition of unauthorized motor clubs.    (1) No person may act as a motor club, except:   (a) a corporation authorized under Chapter 5, Domestic Stock and Mutual Insurance Corporations, or Chapter 14, Foreign Insurers, which actually engages in the insurance of automobiles against liability, physical damage, or both; or     (b) a corporation or division of a corporation authorized under this chapter.       (2) No person is acting as a motor club merely by offering travel-related services that do not constitute insurance, or by arranging, through producers qualified under Chapter 23a, Insurance Marketing - Licensing Producers, Consultants, and Reinsurance Intermediaries, for insurance coverages underwritten by insurers authorized to do business in this state.    Amended by Chapter 298, 2003 General Session
UT Code § 31A-11-102 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 11 - Motor Clubs|Section 102 - Activities of motor clubs.

31A-11-102. Activities of motor clubs.    (1) Motor clubs authorized under this chapter may provide or arrange for the following services:   (a) service as producer in obtaining insurance coverage from authorized insurers, subject to Chapter 23a, Insurance Marketing - Licensing Producers, Consultants, and Reinsurance Intermediaries;     (b) provision of, or payment for, legal services and costs in the defense of traffic offenses or other legal problems connected with the ownership or use of a motor vehicle, provided the maximum amount payable for any one incident is not more than 100 times the annual charge for the motor club contract;     (c) guaranteed arrest bond certificates and cash bond guarantees as specified under Section 31A-11-112;     (d) payment of specified expenses resulting from an automobile accident, other than expenses for personal injury or for damage to an automobile, provided the maximum amount payable for any one accident is not more than 100 times the annual charge for the motor club contract;     (e) towing and emergency road services and theft services; and     (f) any services relating to travel not involving the transfer and distribution of risk.       (2) Unless they are also insurers under Chapter 5, Domestic Stock and Mutual Insurance Corporations, or Chapter 14, Foreign Insurers, motor clubs may not provide any liability or physical damage insurance or insurance of life or accident and health, whether or not related to motor vehicles.     (3) If a motor club is a separate division of a corporation, the activities of the other divisions of the corporation are not limited by this section, if the motor club division complies with Subsection 31A-11-106(3).    Amended by Chapter 298, 2003 General Session
UT Code § 31A-11-103 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 11 - Motor Clubs|Section 103 - Rates.

31A-11-103. Rates.    (1) Rates charged to holders of motor club service contracts may not be inadequate, excessive, or unfairly discriminatory.     (2) If, after a hearing, the commissioner finds a motor club's rates in violation of this section, the commissioner may issue an order to the club to make a filing under Section 31A-19a-203. After issuance of such an order, the commissioner and the club shall proceed under Chapter 19a, Utah Rate Regulation Act, until the commissioner determines that the club's rates conform to the requirements of this section. Chapter 19a, Utah Rate Regulation Act, is then inapplicable to the club until the issuance of another order under this section.    Amended by Chapter 130, 1999 General Session
UT Code § 31A-11-104 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 11 - Motor Clubs|Section 104 - Applicability of other portions of this title.

31A-11-104. Applicability of other portions of this title.    (1) In addition to this chapter, motor clubs are subject to the applicable sections of:   (a)Chapter 1, General Provisions, Chapter 2, Administration of the Insurance Laws, Chapter 4, Insurers in General, Chapter 16, Insurance Holding Companies, Chapter 21, Insurance Contracts in General, Chapter 22, Contracts in Specific Lines, Chapter 26, Insurance Adjusters, Chapter 27, Delinquency Administrative Action Provisions, and Chapter 27a, Insurer Receivership Act;     (b)Chapter 3, Part 1, Funding the Insurance Department;     (c)Chapter 23a, Part 1, General Provisions, Part 4, Marketing Practices, and Part 5, Compensation of Producers and Consultants; and     (d) Section 31A-23a-207.       (2) Sections 31A-14-204 and 31A-14-216 apply to nondomestic motor clubs.     (3) Section 31A-5-401 applies to domestic motor clubs.     (4) Sections 31A-5-105, 31A-5-106, and 31A-5-216 apply to both domestic and nondomestic motor clubs.     (5) Both domestic and nondomestic motor clubs are subject to the department fees under Section 31A-3-103. Other provisions of this title apply to motor clubs only as specifically provided in this chapter.    Amended by Chapter 309, 2007 General Session