reglab/housing_qa huggingface dataset:
RI Gen L § 27-10-1.2 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-10 - Claim Adjusters|Section 27-10-1.2 - License required.

§ 27-10-1.2. License required.(a) A person shall not act or hold himself out as a public, company or independent adjuster in this state unless the person is licensed in accordance with this chapter.(b) A person licensed as a public adjuster shall not misrepresent to a claimant that he or she is an adjuster representing an insurer in any capacity, including acting as an employee of the insurer or acting as an independent adjuster.History of Section.P.L. 2014, ch. 107, § 2; P.L. 2014, ch. 195, § 2.
RI Gen L § 27-10-2 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-10 - Claim Adjusters|Section 27-10-2 - Persons exempt.

§ 27-10-2. Persons exempt.The provisions of this chapter shall not apply to the following:(1) An attorney at law admitted to practice in this state, acting in his or her professional capacity as an attorney;(2) Either an insurance producer of a domestic insurance company or an insurance producer duly licensed by the insurance commissioner, when the insurance producer adjusts, or assists in the adjustment of, claims arising only under policies of insurance or fidelity or surety bonds negotiated, solicited, or effected by him or her or by the insurance producer, whether the insurance producer is a person, partnership, or corporation, for which he or she acts;(3) A person who negotiates or settles claims arising under a life or health insurance policy or an annuity contract;(4) A person employed only for the purpose of obtaining facts surrounding a loss or furnishing technical assistance to a licensed adjuster, including photographers, estimators, private investigators, engineers, and handwriting experts;(5) An individual who is employed to investigate suspected fraudulent insurance claims but who does not adjust losses or determine claims payments;(6) A person who solely performs executive, administrative, managerial, or clerical duties, or any combination thereof, and who does not investigate, negotiate, or settle claims with policyholders, claimants, or their legal representative;(7) A licensed healthcare provider or its employee who provides managed care services as long as the services do not include the determination of compensability;(8) A managed care organization or any of its employees or an employee of any organization providing managed care services so long as the services do not include the determination of compensability;(9) A person who settles only reinsurance or subrogation claims;(10) A person who investigates, negotiates, or settles life, accident and health, annuity, or disability insurance claims;(11) An individual employee, under a self-insured arrangement, who adjusts claims on behalf of their employer;(12) A person authorized to adjust workers' compensation or disability claims under the authority of a third-party administrator (TPA) license pursuant to chapter 20.7 of title 27;(13) A person who adjusts claims for portable electronic insurance offered pursuant to chapter 2.7 of title 27.History of Section.P.L. 1956, ch. 3790, § 1; G.L. 1956, § 27-10-2; P.L. 1978, ch. 123, § 1; P.L. 1982, ch. 182, § 1; P.L. 2014, ch. 107, § 1; P.L. 2014, ch. 195, § 1.
RI Gen L § 27-10-3 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-10 - Claim Adjusters|Section 27-10-3 - Issuance of license.

§ 27-10-3. Issuance of license.(a) The insurance commissioner may issue to any person a license to act as either a public adjuster; company adjuster; or independent adjuster once that person files an application in a format prescribed by the department and declares under penalty of suspension, revocation, or refusal of the license that the statements made in the application are true, correct, and complete to the best of the individual's knowledge and belief. Before approving the application, the department shall find that the individual:(1) Is at least eighteen (18) years of age;(2) Is eligible to designate this state as his or her home state;(3) Is trustworthy, reliable, and of good reputation, evidence of which shall be determined by the department;(4) Has not committed any act that is a ground for probation, suspension, revocation, or refusal of a professional license as set forth in § 27-10-12;(5) Has successfully passed the examination for the line(s) of authority for which the person has applied;(6) Has paid a fee of two hundred fifty dollars ($250).(b) A Rhode Island resident business entity acting as an insurance adjuster may elect to obtain an insurance adjusters license. Application shall be made using the uniform business entity application. Prior to approving the application, the insurance commissioner shall find both of the following:(1) The business entity has paid the appropriate fees.(2) The business entity has designated a licensed adjuster responsible for the business entity's compliance with the insurance laws and rules of this state.(c) The department may require any documents reasonably necessary to verify the information contained in the application.History of Section.P.L. 1956, ch. 3790, § 2; G.L. 1956, § 27-10-3; P.L. 1977, ch. 220, § 1; P.L. 1979, ch. 174, art. 7, § 3; P.L. 1998, ch. 122, § 3; P.L. 2007, ch. 404, § 1; P.L. 2008, ch. 144, § 3; P.L. 2008, ch. 198, § 3; P.L. 2009, ch. 68, art. 12, § 6; P.L. 2014, ch. 107, § 1; P.L. 2014, ch. 195, § 1; P.L. 2018, ch. 47, art. 7, § 3.
RI Gen L § 27-10-4 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-10 - Claim Adjusters|Section 27-10-4 - Veteran's license.

§ 27-10-4. Veteran's license.The commissioner shall issue a license as an insurance claim adjuster, other than for life and accident and health insurance, without the payment of a fee, to any honorably discharged soldier, sailor, or marine who has at any time served the United States in time of war, and who shall present proof that he or she is the person who served and provides the certificate of his or her honorable discharge.History of Section.P.L. 1956, ch. 3790, § 4; G.L. 1956, § 27-10-4.
RI Gen L § 27-10-5 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-10 - Claim Adjusters|Section 27-10-5 - License.

§ 27-10-5. License.(a) Unless denied licensure, persons who have met the requirements of § 27-10-3 shall be issued either a public, company, or independent adjuster license.(b) A company or independent adjuster may qualify for a license in one or more of the following lines of authority:(1) Property and casualty;(2) Workers Compensation; or(3) Crop.(c) An individual may not hold both a public adjuster and a company or independent adjuster license at the same time.(d) An adjuster license shall remain in effect unless probated, suspended, revoked, or refused as long as a biennial application for renewal and fee set forth in § 27-10-3(a)(6) is paid and all other requirements for license renewal are met by the due date; otherwise, the license expires.(e) An adjuster whose license expires may, within twelve (12) months of the renewal date, be reissued an adjuster license upon receipt of the renewal request, as prescribed by the department. However, a penalty in the amount of fifty dollars ($50.00) in addition to the renewal fee shall be required to reissue the expired license.(f) An adjuster who is unable to comply with license renewal procedures and requirements due to military service, long-term medical disability, or some other extenuating circumstance may request a waiver of same and a waiver of any examination requirement, fine, or other sanction imposed for failure to comply with renewal procedures.(g) An adjuster shall be subject to chapters 9.1 and 29 of title 27.(h) The adjuster shall inform the department by any means acceptable of any change in resident or business address(es) for the home state or in legal name within thirty (30) days of the change.(i) In order to assist in the performance of the department's duties, the department may contract with non-governmental entities, including the National Association of Insurance Commissioners (NAIC), its affiliates or subsidiaries, to perform any ministerial functions, including the collection of fees and data, related to licensing that the insurance commissioner may deem appropriate.History of Section.P.L. 1956, ch. 3790, § 3; G.L. 1956, § 27-10-5; P.L. 1993, ch. 180, § 11; P.L. 2007, ch. 404, § 1; P.L. 2014, ch. 107, § 1; P.L. 2014, ch. 195, § 1.
RI Gen L § 27-10-6 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-10 - Claim Adjusters|Section 27-10-6 - Examination.

§ 27-10-6. Examination.(a) The department shall subject the applicant to a written examination as to his or her competency to act as an insurance claim adjuster. The examination shall test the knowledge of the individual concerning the duties and responsibilities of an adjuster and the insurance laws and regulations of this state.(b) The department may make arrangements, including contracting with an outside testing service, for administering examinations and collecting a nonrefundable fee for the examination.(c) Each individual applying for an examination shall remit a non-refundable fee as prescribed by the department.(d) An individual who fails to appear for the examination as scheduled or fails to pass the examination shall reapply for an examination and remit all required fees and forms before being rescheduled for another examination.(e) The department may accept successful completion of an examination administered by a federal entity in substitute for a state examination for the crop line of authority for company/independent adjusters.History of Section.P.L. 1956, ch. 3790, § 3; G.L. 1956, § 27-10-6; P.L. 1960, ch. 71, art. 1, § 5; P.L. 1971, ch. 276; P.L. 1977, ch. 220, § 1; P.L. 1978, ch. 123, § 1; P.L. 1983, ch. 62, § 1; P.L. 1985, ch. 169, § 3; P.L. 1985, ch. 181, art. 15, § 1; P.L. 1987, ch. 166, § 13; P.L. 1988, ch. 350, § 1; P.L. 2004, ch. 595, art. 30, § 11; P.L. 2007, ch. 404, § 1; P.L. 2014, ch. 107, § 1; P.L. 2014, ch. 195, § 1.
RI Gen L § 27-10-7 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-10 - Claim Adjusters|Section 27-10-7 - Exemptions from examination.

§ 27-10-7. Exemptions from examination.(a) An individual who applies for an adjuster license in this state who was previously licensed as an adjuster in another state based on an adjuster examination shall not be required to complete the examination. This exemption is only available if the person is currently licensed in that state, or if the application is received within twelve (12) months of the cancellation of the applicant's previous license and if the prior state issues a certification that, at the time of cancellation, the applicant was in good standing in that state or the state's database records or records maintained by the NAIC, its affiliates, or subsidiaries, indicate that the adjuster is or was licensed in good standing.(b) A person licensed as an adjuster in another state based on an adjuster examination who moves to this state shall make application within ninety (90) days of establishing legal residence to become a resident licensee. No examination shall be required of that person to obtain an adjuster license.History of Section.P.L. 1956, ch. 3790, § 3; G.L. 1956, § 27-10-7; P.L. 1983, ch. 65, § 1; P.L. 1987, ch. 166, § 14; P.L. 2009, ch. 68, art. 12, § 6; P.L. 2014, ch. 107, § 1; P.L. 2014, ch. 195, § 1.
RI Gen L § 27-10-7.1 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-10 - Claim Adjusters|Section 27-10-7.1 - Nonresident license reciprocity.

§ 27-10-7.1. Nonresident license reciprocity.(a) Unless denied licensure, a nonresident person shall receive a nonresident adjuster license if:(1) The person is currently licensed as a resident adjuster and is in good standing in his or her home state;(2) The person has submitted the proper request for licensure and has paid the fees required by § 27-10-3(a)(6);(3) The person has submitted or transmitted to the department the appropriate, completed application for licensure for the equivalent type of license and lines of authority; and(4) The person's home state awards nonresident adjuster licenses to residents of this state on the same basis.(b) The insurance commissioner may verify the adjuster's licensing status through the database maintained by the NAIC, its affiliates, or subsidiaries.(c) As a condition to continuation of an adjuster license issued under this section, the licensee shall maintain a resident adjuster license in his or her home state. The nonresident adjuster license issued under this section shall terminate and be surrendered immediately if the home state adjuster license terminates for any reason, unless the adjuster has been issued a license as a resident adjuster in his or her new home state. Notification to any state where a nonresident license is issued must be made as soon as possible, yet no later than thirty (30) days of change in new state resident license. The licensee shall include new and old addresses in the notification to the department. A new state resident license is required for nonresident licenses to remain valid. The new state resident license must have reciprocity with the licensing nonresident state(s) for the nonresident license not to terminate.History of Section.P.L. 2014, ch. 107, § 2; P.L. 2014, ch. 195, § 2.
RI Gen L § 27-10-8 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-10 - Claim Adjusters|Section 27-10-8 - Emergency licenses.

§ 27-10-8. Emergency licenses.(a) In the event of a declared catastrophe, an insurer shall notify the department, via an application for temporary emergency licensure, of each individual, not already licensed in the state where the catastrophe has been declared, who will act as an emergency company or independent adjuster on behalf of the insurer.(b) A person who is otherwise qualified to adjust claims, but not already licensed in this state where the catastrophe has been declared, may act as an emergency company or independent adjuster and adjust claims, if, within five (5) days of deployment to adjust claims arising from the declared catastrophe, the insurer notifies the department by providing the following information in a format prescribed by the insurance commissioner:(1) Name of the individual;(2) Social security number of individual;(3) Name of insurer the company or independent adjuster will represent;(4) Effective date of the contract between the insurer and company or independent adjuster, if applicable;(5) Catastrophe or loss control number;(6) Catastrophe event name; and(7) Other information the department deems necessary.(c) An emergency company or independent adjuster's license shall remain in force for a period not to exceed ninety (90) days, unless extended by the department.(d) Any person licensed as an emergency company or independent adjuster must comply with all laws of this state in the same manner as if he or she had been issued a company or independent adjuster and both he or she and the insurer for whom the adjuster is working are responsible in the same manner as they would be if the adjuster was a fully licensed adjuster.(e) There is no fee payable to the state for the licensing of the emergency adjuster. However, in order to assist in the performance of the department's duties, the department may contract with non-governmental entities, including the NAIC, its affiliates, or subsidiaries, to perform any ministerial functions related to licensing that the department may deem appropriate and the applicant is responsible for the fee associated with these services as determined by the department.(f) Public adjusters are not eligible for licensing under this section.History of Section.P.L. 1956, ch. 3790, § 3; G.L. 1956, § 27-10-8; P.L. 1978, ch. 123, § 1; P.L. 2005, ch. 140, § 1; P.L. 2005, ch. 191, § 1; P.L. 2009, ch. 303, § 4; P.L. 2009, ch. 304, § 4; P.L. 2014, ch. 107, § 1; P.L. 2014, ch. 195, § 1.
RI Gen L § 27-10-9 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-10 - Claim Adjusters|Section 27-10-9 - Investigative and subpoena powers.

§ 27-10-9. Investigative and subpoena powers.(a) The insurance commissioner shall have the power to examine and investigate into the affairs of every person engaged in the business of negotiating adjustments of insurance claims and claims under fidelity and surety bonds.(b) The insurance commissioner, upon a hearing, may administer oaths, examine and cross examine witnesses, and receive oral and documentary evidence, and shall have the power to subpoena witnesses, compel their attendance, and require the production of books, papers, records, correspondence, or other documents which the commissioner deems relevant to the inquiry.History of Section.P.L. 1956, ch. 3790, § 4; G.L. 1956, § 27-10-9.
RI Gen L § 27-10-10 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-10 - Claim Adjusters|Section 27-10-10 - Orders for discontinuance of unlawful practices.

§ 27-10-10. Orders for discontinuance of unlawful practices.If, after a hearing, the commissioner finds that the furnishing of any information or assistance to a claims adjuster involves any act or practice which is unfair or unreasonable or inconsistent with the provisions of this chapter, the commissioner may issue a written order specifying in what respects that act or practice is unfair or unreasonable or inconsistent with the provisions of this chapter, and requiring the discontinuance of that act or practice.History of Section.P.L. 1956, ch. 3790, § 4; G.L. 1956, § 27-10-10.
RI Gen L § 27-10-11 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-10 - Claim Adjusters|Section 27-10-11 - Penalty for violations.

§ 27-10-11. Penalty for violations.Any person who acts as an adjuster, other than for life and accident and health insurance, without holding a current, valid license as provided in this chapter, or shall act in any manner in the negotiation of any insurance claim agreement in violation of any provision of this chapter shall be punished by an order to cease and desist such practices and fine or other penalty in accordance with the standards of § 42-14-16.History of Section.P.L. 1956, ch. 3790, § 5; G.L. 1956, § 27-10-11; P.L. 1985, ch. 169, § 3; P.L. 2014, ch. 107, § 1; P.L. 2014, ch. 195, § 1.
RI Gen L § 27-10-13 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-10 - Claim Adjusters|Section 27-10-13 - Rules and regulations.

§ 27-10-13. Rules and regulations.The insurance commissioner shall have the authority to promulgate all reasonable rules and regulations necessary to effect and to enforce the purposes and provisions of this chapter. Included within this authority is the power to set standards for public adjuster fees, the terms of the contract between a public adjuster and a consumer, and requirements for escrow accounts held by public adjusters for funds held on behalf of others.History of Section.P.L. 1978, ch. 123, § 2; P.L. 1985, ch. 169, §§ 4, 5; P.L. 2014, ch. 107, § 1; P.L. 2014, ch. 195, § 1.
RI Gen L § 27-10-14 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-10 - Claim Adjusters|Section 27-10-14 - Other conduct prohibited.

§ 27-10-14. Other conduct prohibited.Nothing in this chapter shall be construed to authorize any conduct prohibited by the provisions of chapter 27 of title 11.History of Section.P.L. 1985, ch. 169, § 5.
RI Gen L § 27-10-15 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-10 - Claim Adjusters|Section 27-10-15 - Repealed.

§ 27-10-15. Repealed.
RI Gen L § 27-10.1-1 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-10.1 - Motor Vehicle Damage Appraisers|Section 27-10.1-1 - Purpose of chapter - Issuance of license - Penalties - Renewal - Revocation or suspension.

§ 27-10.1-1. Purpose of chapter — Issuance of license — Penalties — Renewal — Revocation or suspension.(a) The purpose of this chapter is to subject certain individuals to the jurisdiction of the insurance commissioner. The legislature declares that it is concerned with the business of appraising damaged automobiles and to this end authorizes the insurance commissioner to regulate that business. No person shall act as an appraiser for motor vehicle physical damage claims on behalf of any insurance company or firm or corporation engaged in the adjustment or appraisal of motor vehicle claims unless that person has first secured a license from the insurance commissioner and has paid a license fee of one hundred fifty dollars ($150) for each biennial license term or fraction thereof. The license shall be issued only upon the successful passage of the examination that shall be administered at the discretion of the insurance commissioner, but in no event less than quarterly. The commissioner may prescribe reasonable regulations concerning standards for qualifications, suspension, or revocation, and the methods with which licensees conduct their business, in addition to the requirements specifically delineated within this chapter.(b) Any person who violates any provision of this chapter shall be subject to administrative penalties pursuant to § 42-14-16.(c) A license shall be renewed upon the payment of the appropriate renewal fee unless a finding is made pursuant to subsection (d) of this section. The fee for the total term of the licensure or renewal shall be paid at the time of initial application or renewal.(d) Nothing in this section shall be construed to limit the authority of the insurance commissioner to sooner suspend or revoke any license issued pursuant to this chapter. Any action for suspension or revocation of any license shall be in accordance with Administrative Procedures Act, chapter 35 of title 42, upon proof that the license was obtained by fraud or misrepresentation, or that the interests of the insurer or the interests of the public are not properly served under the license, or for cause.History of Section.P.L. 1973, ch. 241, § 1; P.L. 1979, ch. 174, art. 7, § 4; P.L. 1979, ch. 349, § 6; P.L. 1980, ch. 36, § 1; P.L. 1980, ch. 406, § 7; P.L. 1985, ch. 181, art. 14, § 2; 1987, ch. 166, § 15; P.L. 1988, ch. 350, § 2; P.L. 2004, ch. 595, art. 30, § 10; P.L. 2009, ch. 68, art. 12, § 7; P.L. 2015, ch. 82, § 11; P.L. 2015, ch. 105, § 11.