reglab/housing_qa huggingface dataset:
TN Code § 45-1-121 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 1 - Department of Financial Institutions|Part 1 - Department of Financial Institutions|§ 45-1-121. Traveling Expenses

 The necessary traveling expenses in the discharge of the duties of the commissioner and examiners employed by the commissioner shall be audited by the commissioner of finance and administration and shall be paid monthly by warrants drawn by the commissioner of finance and administration on the state treasurer in favor of the commissioner of financial institutions.
TN Code § 45-1-122 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 1 - Department of Financial Institutions|Part 1 - Department of Financial Institutions|§ 45-1-122. Suits to Vacate and Annul Bank Charters

 In addition to other remedies provided in this chapter and chapter 2 of this title, the commissioner of financial institutions, in the name of the state, is authorized to institute a quo warranto, or other appropriate proceedings, to vacate and annul the charter of any bank where the bank has done or permitted such act or acts as under the law authorized a vacation of its charter, and no suit shall be instituted by any person to vacate the charter of any bank except by the commissioner.
TN Code § 45-1-123 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 1 - Department of Financial Institutions|Part 1 - Department of Financial Institutions|§ 45-1-123. Legal Counsel for Commissioner

  The district attorneys general in each county, when requested by the commissioner, shall, as a part of their official duty and without compensation, represent the commissioner in any suit that the commissioner may desire to bring, or that may be brought against the commissioner, in the commissioner's official capacity, in their respective counties.   The attorney general and reporter shall advise the commissioner on any question of law submitted to the attorney general and reporter by the commissioner, respecting the commissioner's authority and duties under the law.
TN Code § 45-1-125 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 1 - Department of Financial Institutions|Part 1 - Department of Financial Institutions|§ 45-1-125. Liability of Director or Officer of Financial Institution in Receivership or Reorganization

 A director or officer, including a former director or officer of a financial institution, shall not be liable to the financial institution in receivership or reorganization or to the receiver, shareholders, depositors or creditors of the closed financial institution for money damages for breach of fiduciary duty, unless the claim or action arises out of the breach of the director's duty of loyalty to the financial institution or for acts or omissions not in good faith or that involved intentional misconduct or knowing violation of the law by the director or officer during the director's or officer's term of office with the financial institution. For purposes of this section, “financial institution” means a bank organized under the laws of this state, a national bank with its principal office in this state, a savings and loan association or savings bank organized under the laws of this state, or a federal savings and loan association or federal savings bank with its principal office in this state. This section shall apply both retrospectively and prospectively.
TN Code § 45-1-126 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 1 - Department of Financial Institutions|Part 1 - Department of Financial Institutions|§ 45-1-126. Compliance Review Documents — Confidentiality

  As used in this section, unless the context otherwise requires:  “Compliance review committee” means:    An audit, loan review or compliance committee appointed by the board of directors of a depository institution; or   Any other person to the extent the person acts in an investigatory capacity at the direction of a compliance review committee; and     Whose functions are to evaluate and seek to improve:   Loan underwriting standards;   Asset quality;   Financial reporting to federal or state regulatory agencies; or   Compliance with federal or state statutory or regulatory requirements;       “Compliance review documents” means documents prepared for or created by a compliance review committee;   “Depository institution” means a state bank, national bank, state or federal savings and loan association, or a state or federal savings bank located in this state that is authorized to maintain deposit or share accounts;   “Loan review committee” means a person or group of persons who, on behalf of a depository institution, reviews loans held by the institution for the purpose of assessing the credit quality of the loans, compliance with the institution's loan policies, and compliance with applicable laws and regulations; and   “Person” means an individual, group of individuals, board, committee, partnership, firm, association, corporation or other entity.     Except as provided in subsection (c):  Compliance review documents are confidential and are not discoverable or admissible in evidence in any civil action arising out of matters evaluated by the compliance review committee; and   Compliance review documents delivered to a federal or state governmental agency remain confidential and are not discoverable or admissible in evidence in any civil action arising out of matters evaluated by the compliance review committee.     Subsection (b) does not apply to any information required by statute or regulation to be maintained by or provided to a governmental agency while the information is in the possession of the governmental agency to the extent applicable law expressly authorizes its disclosure.
TN Code § 45-1-127 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 1 - Department of Financial Institutions|Part 1 - Department of Financial Institutions|§ 45-1-127. Fiduciary Responsibilities or Liabilities of Financial Institutions, Officers or Employees

  No financial institution or officer or employee thereof shall be deemed or implied to be acting as fiduciary or have a fiduciary obligation or responsibility to its customers or to other parties, other than shareholders of the institution, unless there is a written agency or trust agreement under which the financial institution specifically agrees to act and perform in the capacity of a fiduciary. The fiduciary responsibility and liability of a financial institution or any officer or employee of a financial institution shall be limited solely to performance under the contract and shall not extend beyond the scope of the contract. Any claim for a breach of a fiduciary responsibility of a financial institution or any officer or employee thereof may only be asserted within the time provided in § 48-18-601.   For purposes of this section, “financial institution” means a state or national bank, a savings and loan association, savings bank, industrial loan and thrift company, or mortgage lender.    It is the legislative intent that this section is not intended to restrict, alter, or modify a court's application of the equitable doctrines of resulting or constructive trusts.   It is the further legislative intent that this section shall be applied only to transactions or relationships that are entered into after May 10, 1994; provided, that any transaction or relationship that may have existed prior to May 10, 1994, may be ratified, altered, or amended by meeting the requirements of this section.
TN Code § 45-1-128 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 1 - Department of Financial Institutions|Part 1 - Department of Financial Institutions|§ 45-1-128. [reserved.]

 All applications required to be submitted to the commissioner under  Chapters 2 3 and 14 of this title or any regulations promulgated under these chapters, may be submitted by electronic communications, including, but not limited to, facsimile transmissions and electronic mail. Applications submitted in this manner shall be deemed complete for purposes of processing as of the date the electronic submission is received by the commissioner, as long as any filing fees or original documents required to be submitted with the application are received by the commissioner within three (3) business days of the electronic communication. If the application is incomplete, the commissioner may request additional information and the time for processing shall date from the receipt of the information.
TN Code § 45-1-130 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 1 - Department of Financial Institutions|Part 1 - Department of Financial Institutions|§ 45-1-130. License, Certification or Registration — Notifications — Prerequisites — Website

  The department and each board, commission, agency or other governmental entity created pursuant to this title shall notify each applicant for a professional or occupational license, certification or registration from the department, board, commission, agency or other governmental entity where to obtain a copy of any statutes, rules, guidelines, and policies setting forth the prerequisites for the license, certification or registration and shall, upon request, make available to the applicant a copy of the statutes, rules, guidelines, and policies.   The department and each board, commission, agency or other governmental entity created pursuant to this title shall notify each holder of a professional or occupational license, certification or registration from the board, commission, agency or other governmental entity of changes in state law that impact the holder and are implemented or enforced by the entity including newly promulgated or amended statutes, rules, policies, and guidelines, upon the issuance and upon each renewal of a holder's license, certification or registration.   The department and each board, commission, agency or other governmental entity created pursuant to this title shall establish and maintain a link or links on the entity's website to the statutes, rules, policies, and guidelines that are implemented or enforced by the entity and that impact an applicant for, or a holder of, a professional or occupational license, certification, or registration from the entity.    The department and each board, commission, agency, or other governmental entity created pursuant to this title shall allow each holder of a professional or occupational license, certification or registration from the department, board, commission, agency or other governmental entity to have the option of being notified by electronic mail of:  Renewals of the holder's license, certification or registration;   Any fee increases;   Any changes in state law that impact the holder and are implemented or enforced by the entity, including newly promulgated or amended statutes, rules, policies and guidelines; and   Any meeting where changes in rules or fees are on the agenda. For purposes of this subdivision (d)(1)(D), the electronic notice shall be at least forty-five (45) days in advance of the meeting, unless it is an emergency meeting then the notice shall be sent as soon as is practicable.     The department and each board, commission, agency or other governmental entity created pursuant to this title shall notify each holder of a license, certification or registration of the availability of receiving electronic notices pursuant to subdivision (d)(1) upon issuance or renewal of the holder's license, certification or registration.
TN Code § 45-1-201 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 1 - Department of Financial Institutions|Part 2 - Bank Customer Dispute Resolution Act of 1981|§ 45-1-201. Short Title

 This part shall be known and may be cited as the “Bank Customer Dispute Resolution Act of 1981.”
TN Code § 45-1-202 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 1 - Department of Financial Institutions|Part 2 - Bank Customer Dispute Resolution Act of 1981|§ 45-1-202. Commissioner Authorized to Mediate or Arbitrate

 The commissioner has the discretion to mediate or arbitrate a complaint against a state bank made by a customer of the bank.
TN Code § 45-1-203 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 1 - Department of Financial Institutions|Part 2 - Bank Customer Dispute Resolution Act of 1981|§ 45-1-203. Decision to Intervene Discretionary With Commissioner

 Upon receipt of a complaint, the commissioner shall determine whether mediation or arbitration is appropriate; however, the commissioner's decision not to resolve a complaint shall not be reviewable, and the commissioner shall not resolve a complaint unless the customer and the bank both agree to the resolution. The commissioner shall consider the amount of money in dispute, the complexity of facts and law, the ability of the customer to obtain judicial relief, and other matters that may be relevant to determine whether a dispute appropriately may be resolved by the commissioner's mediation or arbitration. The commissioner, however, shall not resolve through arbitration a complaint involving more than seven hundred fifty dollars ($750).
TN Code § 45-1-204 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 1 - Department of Financial Institutions|Part 2 - Bank Customer Dispute Resolution Act of 1981|§ 45-1-204. Informal Conference or Hearing — Mediation or Arbitration — Award

  In resolving a complaint, the commissioner may conduct an informal conference or informal hearing or may require that the parties submit written statements or sworn affidavits.   In addition, the commissioner may designate a qualified person, whether or not an employee of the department, to mediate or arbitrate the complaint.   When the commissioner conducts an informal hearing or conference, the parties are not bound by the rules of procedure and evidence pertaining to contested cases.   Upon reaching a decision, the commissioner shall notify the parties with a written award.
TN Code § 45-1-205 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 1 - Department of Financial Institutions|Part 2 - Bank Customer Dispute Resolution Act of 1981|§ 45-1-205. Award Is Binding — Review on Appeal — Compliance Orders

  An award of the commissioner issued pursuant to this part shall be binding upon the parties, but either party may seek to vacate the award in any court with jurisdiction over the original subject matter, by commencing the appropriate original action against the other party within thirty (30) days of receiving a copy of the award.   Review by the court shall be de novo.   If the party against whom an award is rendered does not initiate an appeal as  provided in subsection (a) and does not comply with the award, the commissioner shall consider the lack of compliance as a violation of this section and may order the party to comply as provided by § 45-1-107.
TN Code § 45-1-206 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 1 - Department of Financial Institutions|Part 2 - Bank Customer Dispute Resolution Act of 1981|§ 45-1-206. Commissioner to Notify Parties of Effect of Award, Right to Appeal

 The commissioner shall advise both parties in writing, at the time the award is made, that the commissioner's decision will be binding on both parties unless appealed to a court of law within thirty (30) days, as provided in § 45-1-205.
TN Code § 45-1-207 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 1 - Department of Financial Institutions|Part 2 - Bank Customer Dispute Resolution Act of 1981|§ 45-1-207. Commissioner's Rulemaking Authority

 The commissioner is granted the power to enact reasonable substantive and procedural rules to carry out the purposes of this part.
TN Code § 45-1-208 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 1 - Department of Financial Institutions|Part 2 - Bank Customer Dispute Resolution Act of 1981|§ 45-1-208. Legislative Intent — Liberal Construction

  This part is enacted for the purpose of providing the citizens of this state with an informal and expeditious method of resolving customer disputes with state chartered banks.   This part is not intended to create a new agency or division within the department. It is intended that the purpose of this part be carried out primarily by existing personnel of the department, or qualified persons designated to resolve disputes by the commissioner, who will act without compensation.   This part shall be liberally construed to effect its declared purpose.
TN Code § 45-1-209 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 1 - Department of Financial Institutions|Part 2 - Bank Customer Dispute Resolution Act of 1981|§ 45-1-209. General Arbitration Law Inapplicable

 Title 29, chapter 5, part 1 does not apply to an arbitration covered by this part.
TN Code § 45-1-111 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 1 - Department of Financial Institutions|Part 2 - Bank Customer Dispute Resolution Act of 1981|§ 45-1-111. Limitation of Personal Liability

 45-1-129. Electronic applications.
TN Code § 45-2-104 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 2 - Banking Institutions|Part 1 - General Provisions|§ 45-2-104. Equality of Taxation

 Except for taxes on property and the banking fees provided by law, no tax levied by this state, whether privilege, excise, franchise, sales or otherwise, shall be levied upon or be applicable to any bank chartered under the laws of this state, unless and until the same tax may be legally levied upon and be applicable to national banks in this state, in which case the tax shall be levied upon and be applicable to all the state and national banks.
TN Code § 45-2-105 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 2 - Banking Institutions|Part 1 - General Provisions|§ 45-2-105. Exemption of Nonprofit General Welfare Corporations

 The commissioner may exempt a trust company from any requirement of this chapter or chapter 1 of this title or the rules of the department that would threaten the viability of the corporation, including, but not limited to, capitalization requirements, fees, and procedures that are not essential to the protection of the interests of the trust beneficiaries, if the trust company is:   Chartered as a nonprofit general welfare corporation under the laws of Tennessee for the purpose of providing fiduciary services to mentally or physically disabled persons;   Exempt from federal taxation under 26 U.S.C. § 501(c)(3); and   Approved by the commissioner of mental health and substance abuse services or the commissioner of intellectual and developmental disabilities as providing a necessary service that is not otherwise generally available for those persons.
TN Code § 45-2-106 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 2 - Banking Institutions|Part 1 - General Provisions|§ 45-2-106. Provisions Applicable to Savings and Loan Associations and Savings Banks — Conflicting Laws

  The following provisions of this chapter are applicable to state and federal savings and loan associations and savings banks; provided, that in the event of a conflict between the provisions and the provisions of a law on the same subject relating specifically to state or federal savings and loan associations or savings banks, the provisions of the specific law shall be controlling:  Section 45-2-703 relating to deposits in two (2) or more names;   Section 45-2-704 relating to deposits in trust;   Section 45-2-706 relating to adverse claims to deposits;   Section 45-2-707 relating to powers of attorney;   Section 45-2-806 relating to the deposit of public funds and security requirements;   Part 9 of this chapter relating to safe deposit and safekeeping; and   Part 10 of this chapter relating to fiduciary powers.     The following provisions of this chapter are applicable to state and federal savings and loan associations, savings banks, and credit unions; provided, that in the event of a conflict between the provisions and the provisions of a law on the same subject relating specifically to state or federal savings and loan associations, savings banks or credit unions, the provisions of the specific law shall be controlling:  Section 45-2-708, relating to payment from accounts or contents of safe deposit boxes when no executor or administrator has qualified and given notice of the executor or administrator's qualifications; and   Section 45-2-710, relating to the accrual of a civil action to enforce a claim on accounts.
TN Code § 45-2-201 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 2 - Banking Institutions|Part 2 - Organization of Banks|§ 45-2-201. Incorporators — Applicant Requirements

  A corporation seeking to conduct a banking business in Tennessee may be organized by five (5) or more incorporators, a majority of whom shall be residents of this state. The incorporators shall complete the process provided in this part and as outlined in subsection (c).   Each incorporator shall subscribe and pay in full, in cash, for common stock in a minimum amount as determined by the commissioner.   In order to provide for the organization of the business authorized to conduct banking business in Tennessee, applicants shall complete the following:  Submit a notice of intention and request for issuance of a charter for a corporation seeking to conduct banking business in Tennessee to be filed with the secretary of state as provided in § 45-2-202;   Submit and complete an application for charter, as provided in § 45-2-204; and   Submit and complete an application for certificate of authority, as provided in § 45-2-212.     For purposes of this part, a bank may be organized as a corporation as provided in title 48, Chapters 11 27 or as a limited liability company as provided in title 48, Chapters 201 249 and as outlined in § 45-2-220.
TN Code § 45-2-203 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 2 - Banking Institutions|Part 2 - Organization of Banks|§ 45-2-203. Organizational Expenses

  Organizational expenses shall not be paid from capital or surplus funds of the bank without the prior written consent of the commissioner.    Prior to filing the notice of intent, the incorporators shall subscribe for shares of the corporation seeking to conduct banking business in Tennessee in an amount the commissioner deems adequate to pay the organizational expenses of the proposed bank.   The expense fund shall be used for expenses incurred by the incorporators in connection with the organization of the proposed bank. Subscriptions paid by the incorporators for their shares in the proposed bank may be used to pay organizational expenses, but, in that case, shall not be commingled with funds in any account in which any non-incorporator funds have been or are to be deposited.     Payment from the expense fund for payment of broker commissions to secure subscriptions to stock shall not be permitted without prior written consent of the commissioner.
TN Code § 45-2-206 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 2 - Banking Institutions|Part 2 - Organization of Banks|§ 45-2-206. Subscription Calls

 After the charter for a corporation seeking to conduct banking business in Tennessee has been filed with the secretary of state, the incorporators or, if directors have been initially appointed, the directors of the proposed state bank, may call for the payment of the subscriptions. The subscriptions shall be placed into an escrow account. The incorporators or directors, as appropriate, may not remove any funds from the escrow account prior to the issuance of the certificate of authority or upon written approval from the commissioner.