reglab/housing_qa huggingface dataset:
MO Rev Stat § 369.084 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 369 - Savings and Loan Associations|Section 369.084 - Merger, effect of.

Effective - 28 Aug 1971   369.084. Merger, effect of. — When the merger or consolidation becomes effective:  (1) The several associations parties to the plan of merger or consolidation shall be a single association, which, in the case of a merger, shall be that association designated in the plan of merger as the surviving association, and, in the case of a consolidation, shall be the new association provided for in the plan of consolidation;  (2) The separate existence of all associations parties to the plan of merger or consolidation, except the surviving or new association, shall cease;  (3) The surviving or new association shall have all rights, privileges, immunities and powers and shall be subject to all the duties and liabilities of an association organized under sections 369.010 to 369.369;  (4) The surviving or new association shall then possess all the rights, privileges, immunities and franchises, as well of a public as of a private nature, of each of the merging or consolidating associations;  (5) All property, real, personal and mixed, and all debts due on whatever account, and all other choses in action, and all and every other interest, of or belonging to or due to each of the associations so merged or consolidated, shall be taken and deemed to be transferred to and vested in such single association without further act or deed; and the title to any real estate, or any interest therein, under the laws of this state vested in any of such associations shall not revert or be in any way impaired by reason of such merger or consolidation;  (6) The surviving or new association shall thenceforth be responsible and liable for all the liabilities and obligations of each of the associations so merged or consolidated; and any claim existing or action or proceeding pending by or against any of the associations may be prosecuted to judgment as if the merger or consolidation had not taken place, or the surviving or new association may be substituted in its place, and neither the rights of creditors nor any liens upon the property of any of the associations shall be impaired by the merger or consolidation; and  (7) In the case of a merger, the articles of incorporation of the surviving association shall be deemed to be amended to the extent, if any, that changes in its articles are stated in the articles of merger; and, in the case of a consolidation, the statements set forth in the articles of consolidation and which are required or permitted to be set forth in the articles of incorporation of associations organized under sections 369.010 to 369.369 shall be deemed to be the articles of incorporation of the new association. ­­-------- (L. 1971 S.B. 3 § 16)
MO Rev Stat § 369.086 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 369 - Savings and Loan Associations|Section 369.086 - Savings and loan holding company, defined — subsidiary, defined — registration, examination and regulation by division.

Effective - 06 Jul 1994   369.086. Savings and loan holding company, defined — subsidiary, defined — registration, examination and regulation by division. — 1. A "savings and loan holding company" is an individual or company which, directly or indirectly, or acting in concert with one or more other persons, owns, controls, or holds with power to vote or holds proxies to vote twenty-five percent or more of the outstanding voting stock of any stock association or savings and loan holding company located in this state; or controls in any manner, whether by the holding of proxies or otherwise, the election of a majority of the directors of any association or savings and loan holding company located in this state. A "subsidiary" of an individual or company is any company not less than ten percent of the shares of which are directly or indirectly controlled by such individual or company.  2. Each savings and loan holding company and each subsidiary thereof shall register with the director of the division of finance within sixty days after becoming a savings and loan holding company. Following registration, a savings and loan holding company organized under the laws of this state, domiciled in this state or controlling an association organized under the laws of this state, shall be subject to examination by the division and file with the director such reports as may be required by regulation.  3. A savings and loan holding company under this section may engage in all activities as the director of the division of finance may by regulation establish or by specific application permit.  4. A savings and loan holding company may acquire control of an association or savings and loan holding company upon application to and prior written approval of the director of the division of finance. The application shall be in a form prescribed by the director and contain such information as will enable the director of the division of finance to determine if such acquisition is consistent with the interests of maintaining a sound financial system and, further, that the proposed acquisition does not afford a basis for supervisory objection. ­­-------- (L. 1983 H.B. 570 § 369.085, A.L. 1994 H.B. 1165)  Effective 7-06-94
MO Rev Stat § 369.094 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 369 - Savings and Loan Associations|Section 369.094 - Meetings, when, notice, voting.

Effective - 28 Aug 1983   369.094. Meetings, when, notice, voting. — 1. An annual meeting of the members of each mutual association shall be held on a date fixed by the bylaws of the association or, if none is so fixed, on the fourth Monday in March. A failure to hold the annual meeting at the time so specified shall not work a forfeiture or dissolution of the association. Special meetings may be called by the board of directors, the president, or the secretary upon the written request of members entitled to cast at least one-tenth of all the votes which all members are entitled to cast at the particular meeting, or by such other officers or persons as may be provided in the bylaws.  2. Notice of the annual meeting of members shall be published once not less than ten days nor more than thirty days before the date of the meeting in a newspaper published in the city or county where the principal office of the association is located. Notice for any special meeting shall be so published once not less than ten nor more than thirty days before the date of the meeting. All notices shall state the place, day and hour, and if a special meeting of members, the purpose of the meeting. The purpose of an annual meeting need be stated in the notice only to the extent required by other provisions of sections 369.010 to 369.369.  3. Each member shall have one vote plus an additional vote for each one hundred dollars or fraction thereof of the withdrawal value of the accounts of such member in excess of one hundred dollars. The association may by its bylaws limit the number of votes to which any member may be entitled.  4. Any number of the members present in person or by proxy at any meeting shall constitute a quorum for the transaction of business. A majority of all votes cast at any meeting of members shall determine any question unless sections 369.010 to 369.369 specifically provide otherwise. A proxy not limited as to duration shall continue in effect until revoked in writing and in case of death or mental incapacity of the member until notice thereof is received by the association in writing. Proxies shall be filed with the secretary of the association not less than five days before the meeting.  5. Accounts standing in the name of a fiduciary may be voted either in person or by proxy of the fiduciary. A member whose account is pledged is entitled to vote, in person or by proxy, until the account has been transferred on the books of the association and thereafter the transferee shall be entitled to vote in person or by proxy.  6. Except as provided in this chapter all meetings of the stockholders of capital stock associations shall be held as prescribed and shall be governed by the provisions of the general and business corporation law of Missouri. ­­-------- (L. 1971 S.B. 3 § 18, A.L. 1982 S.B. 464, A.L. 1983 S.B. 44 & 45)
MO Rev Stat § 369.099 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 369 - Savings and Loan Associations|Section 369.099 - Inspection of records, by whom — credit reporting, allowed when.

Effective - 06 Jul 1994, 2 histories   369.099. Inspection of records, by whom — credit reporting, allowed when. — 1. Every member and every stockholder may inspect such books and records of an association as pertain to such person's loan or account. Otherwise, the right of inspection and examination of the books and records shall be limited to:  (1) The director of the division of finance or the director's duly authorized representatives as provided in sections 369.010 to 369.369;  (2) Persons duly authorized to act for the association; and  (3) The Office of Thrift Supervision or any successor thereto, Federal Deposit Insurance Corporation or any successor thereto, or other such insurer of the accounts of the association, any federal home loan bank, or savings and loan supervisory authorities located in other states in which an association maintains an office.  2. The books and records pertaining to the accounts and loans of account holders, borrowers, and stockholders shall be kept confidential by the association, its directors, officers and employees, and by the director of the division of finance, the director's examiners and representatives, except where the disclosure thereof is authorized or directed by subsection 1 of this section. No person shall be furnished or shall possess a partial or complete list of the members except upon express action and authority of the board of directors.  3. An association may report credit information concerning borrowers of the association, and concerning borrowers whose loans the association is servicing for others, to a consumer reporting agency, as defined by the Fair Credit Reporting Act, Title VI of the Consumer Credit Protection Act of 1968 as amended, and to other lenders in connection with a transaction involving a borrower.  4. Stockholders in capital stock associations shall have the right to examine as prescribed in section 351.215, but no stockholder or other person shall have the right to inspect the records of account holders or borrowers other than such person's own account except as provided in subsections 1 and 2 of this section. ­­-------- (L. 1971 S.B. 3 § 19, A.L. 1982 S.B. 464, A.L. 1989 S.B. 40, A.L. 1994 H.B. 1165)  Effective 7-06-94
MO Rev Stat § 369.104 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 369 - Savings and Loan Associations|Section 369.104 - Publication of financial statement.

Effective - 06 Jul 1994   369.104. Publication of financial statement. — Every association shall publish annually, in accordance with regulations promulgated by the director of the division of finance, in a newspaper of general circulation in the county in which its home office is located, and shall deliver to each member of a mutual association and to each stockholder of a capital stock association upon application therefor, a statement of its financial condition in the form prescribed by the director of the division of finance. ­­-------- (L. 1971 S.B. 3 § 20, A.L. 1978 S.B. 795, A.L. 1982 S.B. 464, A.L. 1989 S.B. 40, A.L. 1994 H.B. 1165)  Effective 7-06-94
MO Rev Stat § 369.129 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 369 - Savings and Loan Associations|Section 369.129 - Association records, how kept.

Effective - 06 Jul 1994   369.129. Association records, how kept. — 1. Each association shall keep complete records and books of account covering all business of the association. The director of the division of finance may adopt regulations concerning the making and retention of the books of account, minutes of proceedings of members of mutual associations, of stockholders of capital stock associations, and directors and all other records pertaining to the business of the association. Such regulations may include rules prescribing the accounting principles and practices to be observed, the dates upon which each association shall close its books, the description of assets and the amounts at which they are to be carried on the books.  2. The director of the division of finance may by regulation permit accounting, bookkeeping, data processing or other recordkeeping services to be performed for an association by contract or otherwise, whether on or off its premises, but shall require assurances satisfactory to the director that the performance of such services will be subject to regulation and examination by the director of the division of finance to the same extent as if such service were being performed by the association itself on its own premises.  3. In the absence of a regulation of the director of the division of finance establishing a different time, each association shall preserve all of its records of original or final entries for a period of ten years from the date of making the last entry thereon, but coupons accompanying deposits in a club account such as a Christmas club need not be retained for more than two years from the date of closing of such account.  4. In lieu of the original, film, photographic, photostatic or other copies which accurately reproduce all lines and markings on the originals may be retained. Any copy of a record permitted to be kept in lieu of the original shall be admissible in evidence in any proceeding with the same effect as though it were the original. ­­-------- (L. 1971 S.B. 3 § 25, A.L. 1982 S.B. 464, A.L. 1994 H.B. 1165)  Effective 7-06-94
MO Rev Stat § 369.134 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 369 - Savings and Loan Associations|Section 369.134 - Reserve account required.

Effective - 06 Jul 1994   369.134. Reserve account required. — Each association shall establish a general reserve account, for the purpose of absorbing losses, and such other reserves as the director of the division of finance may require. The association shall maintain the general reserve account at such amount, make such transfers to the general reserve account, other required reserves, and undivided profits at such times and in such manner as the director of the division of finance shall determine by regulation. ­­-------- (L. 1971 S.B. 3 § 26, A.L. 1982 S.B. 464, A.L. 1994 H.B. 1165)  Effective 7-06-94
MO Rev Stat § 369.139 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 369 - Savings and Loan Associations|Section 369.139 - Emergency rules and regulations, when.

Effective - 06 Jul 1994   369.139. Emergency rules and regulations, when. — The director of the division of finance may promulgate rules and regulations to provide for the continuity of the management and business of an association in the event of a national emergency declared by the President of the United States or the person performing the President's functions, or a nuclear, atomic or other disaster making it impossible or impracticable for an association to conduct its business in strict accord with applicable provisions of law, its bylaws or its charter. The association and its directors, officers and employees shall not be liable to any person by reason of the failure to perform or the delay in performing any contractual, statutory, or other duty when the failure or delay is caused by any such emergency. ­­-------- (L. 1971 S.B. 3 § 27, A.L. 1994 H.B. 1165)  Effective 7-06-94
MO Rev Stat § 369.145 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 369 - Savings and Loan Associations|Section 369.145 - Safe deposit boxes, same rights, powers and duties as bank and trust companies.

Effective - 28 Aug 1994, 2 histories   369.145. Safe deposit boxes, same rights, powers and duties as bank and trust companies. — All associations regulated by this chapter, including federal associations, shall have the same rights, powers and duties, relating to safe deposit boxes, as provided to banks and trust companies in chapter 362. ­­-------- (L. 1994 H.B. 1312)
MO Rev Stat § 369.149 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 369 - Savings and Loan Associations|Section 369.149 - Mutual associations — liability and rights of members — rejection or limitation on memberships.

Effective - 30 Apr 1982   369.149. Mutual associations — liability and rights of members — rejection or limitation on memberships. — The members of a mutual association shall not be responsible for any losses which the association's assets shall not be sufficient to satisfy, and the accounts of members shall not be subject to assessment. Earnings shall be declared in accordance with the provisions of sections 369.010 to 369.369. An association may reject any person as a depositor and may limit from time to time the amounts which may be accepted by the association as deposits. ­­-------- (L. 1971 S.B. 3 § 29, A.L. 1982 S.B. 464)  Effective 4-30-82
MO Rev Stat § 369.159 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 369 - Savings and Loan Associations|Section 369.159 - Fee or service charge authorized.

Effective - 28 Aug 2015, 2 histories   369.159. Fee or service charge authorized. — An association may impose fees or service charges on accounts; however, such fees or service charges are subject to such conditions or requirements that may be fixed by regulations pursuant to section 369.301 by the director of the division of finance and the board. Notwithstanding any law to the contrary, no such condition or requirement shall be more restrictive than the fees or service charges on deposit accounts or similar accounts permitted any federally chartered depository institution and no contractual fee charged for overdrawing the balance of a deposit account shall be deemed interest. ­­-------- (L. 1971 S.B. 3 § 31, A.L. 1983 H.B. 570, A.L. 1994 H.B. 1165, A.L. 2003 H.B. 221 merged with S.B. 346, A.L. 2011 H.B. 464, A.L. 2015 S.B. 524)
MO Rev Stat § 369.161 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 369 - Savings and Loan Associations|Section 369.161 - Savings and loan association or savings bank may act as custodian, when.

Effective - 28 Aug 2004   369.161. Savings and loan association or savings bank may act as custodian, when. — In addition to any other banking authority, a savings and loan association or savings bank may act as a custodian for any entity, public or private, and place funds in any other financial institutions, provided such funds are placed in deposits and insured by the Federal Deposit Insurance Corporation. ­­-------- (L. 2004 S.B. 1093)
MO Rev Stat § 369.162 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 369 - Savings and Loan Associations|Section 369.162 - Irrevocable life insurance trusts — savings and loan associations may transfer fiduciary duty, when.

Effective - 28 Aug 2009   369.162. Irrevocable life insurance trusts — savings and loan associations may transfer fiduciary duty, when. — In addition to any other banking authority, a savings and loan association or a savings bank with authorized trust authority and created under the laws of this state may transfer by assignment, for consideration or no consideration, some or all of its fiduciary obligations that consist only of irrevocable life insurance trusts in the same way as permitted a Missouri bank or trust company under section 362.333. ­­-------- (L. 2009 H.B. 239 merged with S.B. 277)
MO Rev Stat § 369.164 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 369 - Savings and Loan Associations|Section 369.164 - Attorney in fact, association may recognize, when.

Effective - 28 Aug 1983   369.164. Attorney in fact, association may recognize, when. — An association may continue to recognize the written authority of an attorney in fact to make any addition to and withdrawal from the account of an owner until it receives written notice of the death or adjudication of disability or incapacity of the owner, or of revocation of the attorney's authority. Any payment by the association to an attorney in fact prior to receipt of such notice shall be a complete discharge of the association as to the amount so paid. ­­-------- (L. 1971 S.B. 3 § 32, A.L. 1982 S.B. 464, A.L. 1983 S.B. 44 & 45)
MO Rev Stat § 369.169 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 369 - Savings and Loan Associations|Section 369.169 - Minors, association may treat as an adult, when.

Effective - 28 Aug 1983   369.169. Minors, association may treat as an adult, when. — An association may issue an account to a minor as the sole and absolute owner and receive payments, pay withdrawals, accept pledges and act in any other manner with respect to such account on the order of the minor with like effect as if he were of full age and legal capacity. Any payment to or on the order of a minor shall be a discharge of the association to the extent thereof. The account shall be held for the exclusive right and benefit of the minor free from the control of all persons, except creditors. ­­-------- (L. 1971 S.B. 3 § 33, A.L. 1983 H.B. 570)
MO Rev Stat § 369.176 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 369 - Savings and Loan Associations|Section 369.176 - State employee compensation deductions authorized for investment by office of administration.

Effective - 28 Aug 2004   369.176. State employee compensation deductions authorized for investment by office of administration. — Notwithstanding any other provision of law, the commissioner of administration may, in the same manner as provided in section 33.103, deduct from any state employee's compensation warrant any amount authorized by the employee for the investments in deposits in any savings and loan association or savings bank which is located in this state, or has a state charter, and is insured by an agency of the United States government. ­­-------- (L. 2004 H.B. 959)