reglab/housing_qa huggingface dataset:
OR Rev Stat § 80.115 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 080 - Assignment; Central Filing System for Farm Products|Section 80.115 - Requirements for effective financing statement; amendment; duration; lapse; fee; rules.

(1) An effective financing statement for farm products as defined in ORS 80.100 is sufficient to register a security interest in a farm product if the statement: (a) Contains the name and address of the secured party; (b) Contains the name and address of each person, whether or not a debtor, subjecting the farm products to the security interest; (c) Contains the approved unique identifier of each person described in paragraph (b) of this subsection; (d) Describes the farm products subject to the security interest created by the debtor, including the amount of the farm products when applicable, and identifies the county in this state in which the farm products are produced or located; (e) Is signed, authorized or otherwise authenticated by the debtor; (f) Is an original or reproduced copy of the original; and (g) Is accompanied by the required filing fee. (2) An effective financing statement must be amended in writing within three months, similarly signed, authorized or otherwise authenticated, and filed, to reflect material changes. (3) An effective financing statement for farm products remains effective for a period of five years from the date of filing, subject to extensions for additional periods of five years each by refiling or filing a continuation statement within six months before the expiration of the five-year period. (4) An effective financing statement for farm products lapses on either the expiration of the effective period of the statement or the filing of a notice signed, authorized or otherwise authenticated by the secured party that the statement has lapsed, whichever occurs first. Unless otherwise provided in writing between the secured party and the debtor, a statement that the effective financing statement has lapsed shall be filed within 15 days after there is no outstanding secured obligation and no commitment to make advances, incur obligations or otherwise give value under the security interest. (5) The Secretary of State shall, by rule, prescribe the filing fee for each effective financing statement for farm products or change to and continuation of the effective financing statement, and the filing fee for the notice that the effective financing statement has lapsed. Each effective financing statement may reflect more than one type of farm product. The filing fee shall be per debtor name. (6) An effective financing statement is sufficient if it complies with this section even though it contains minor errors that are not seriously misleading. (7) The requirement under this section that a document be signed, authorized or otherwise authenticated by the debtor or the secured party is satisfied if the debtor has executed a security agreement granting a security interest in the farm products to the secured party. [Formerly 79.6060; 2005 c.191 §1; 2007 c.186 §15]
OR Rev Stat § 80.118 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 080 - Assignment; Central Filing System for Farm Products|Section 80.118 - Master list of farm products; list of buyers, commission merchants and selling agents; distribution of master list; fee; rules.

(1) Under the central filing system for farm products, the Secretary of State shall record the date and time of filing of effective financing statements or changes thereto, and compile this information into a master list organized according to farm products. The Secretary of State shall by rule determine the categories of farm products. (2) Within each category of farm products, the Secretary of State shall arrange the master list: (a) In alphabetical order by last name of the debtor or in the case of a debtor doing business other than as an individual, by the first word in the name of such debtor; (b) In ascending alphabetical or numerical order, as appropriate, according to the approved unique identifier of the individual debtor; (c) Geographically by county; and (d) By crop year. (3) The master list shall contain all the information on all the effective financing statements filed in the system that have not lapsed. The master list shall be arranged to provide delivery to any registrant of any information relating to any product, produced in any county for any crop year covered by the system and shall be in a form that is readable by humans without special equipment. (4) The Secretary of State shall maintain a list of all buyers of farm products, commission merchants and selling agents who register with the Secretary of State on a form indicating: (a) The name and address of each buyer, commission merchant and selling agent; (b) The interest of each buyer, commission merchant or selling agent in receiving the master list on farm products; and (c) The farm products in which each buyer, commission merchant and selling agent has an interest. (5) The Secretary of State shall distribute monthly to each buyer, commission merchant and selling agent registered under this section a copy of those portions of the master list that the buyer, commission merchant or selling agent has registered an interest in receiving. The Secretary of State shall by rule prescribe the yearly subscription fee for such copies of the monthly master list. [Formerly 79.6070; 2007 c.186 §16]
OR Rev Stat § 80.121 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 080 - Assignment; Central Filing System for Farm Products|Section 80.121 - Confirmation of existence of any effective financing statement; fee; rules.

(1) On request, the Secretary of State shall furnish to persons not registered under ORS 80.118 oral confirmation within 24 hours of the existence of any effective financing statement followed by written confirmation to any buyer of farm products buying from a debtor or commission merchant or selling agent selling for a seller covered by such statement. (2) The request for oral confirmation shall be in writing and shall be presented to the office of the Secretary of State during normal business hours. (3) Information on an effective financing statement may be furnished by telephone to the requestor of an oral confirmation. (4) Oral confirmation shall be followed by written confirmation from the Secretary of State within 48 hours after the oral confirmation. (5) The Secretary of State shall by rule prescribe the service fees for processing oral and written confirmation requests on effective financing statements. [Formerly 79.6080]
OR Rev Stat § 80.124 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 080 - Assignment; Central Filing System for Farm Products|Section 80.124 - Courtesy notice.

Nothing in ORS 80.100 to 80.130 shall prevent a secured party from providing a courtesy notice to any person regarding the secured party’s security interests in farm products. The rights or obligations of the secured party or any other person shall not be affected by the failure of a secured party to give a courtesy notice or by the accuracy or completeness of the information given in such a notice. [Formerly 79.6090]
OR Rev Stat § 80.127 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 080 - Assignment; Central Filing System for Farm Products|Section 80.127 - Place to file effective financing statement.

The proper place to file an effective financing statement on farm products as defined in ORS 80.100 is in the office of the Secretary of State. [Formerly 79.7000]
OR Rev Stat § 80.130 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 080 - Assignment; Central Filing System for Farm Products|Section 80.130 - Place to register as buyer of farm product, commission merchant or selling agent; duration of registration; fee; rules.

The proper place to register under ORS 80.118 as a buyer of farm products or a commission merchant or selling agent of farm products as defined in ORS 80.100 is in the office of the Secretary of State. The registration is effective for one year following the date of registration. Registration may be amended by filing a new registration. The Secretary of State shall, by rule, prescribe the registration fee. [Formerly 79.7010]
OR Rev Stat § 81.010 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 081 - Tender and Receipts; Choice of Forum in Contracts|Section 81.010 - Effect of unaccepted offer in writing to pay or deliver.

An offer in writing to pay a particular sum of money or to deliver a written instrument or specific personal property is, if not accepted, equivalent to the actual production and tender of the money, instrument or property.
OR Rev Stat § 81.020 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 081 - Tender and Receipts; Choice of Forum in Contracts|Section 81.020 - Objection to tender.

The person to whom a tender is made shall at that time specify any objection the person may have to the money, instrument or property or the person shall be deemed to have waived it; and if the objection is to the amount of money, the terms of the instrument or the amount or kind of property, the person must specify the amount, terms or kind which the person requires or be precluded from objecting afterwards.
OR Rev Stat § 81.030 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 081 - Tender and Receipts; Choice of Forum in Contracts|Section 81.030 - Receipt for paying money or delivering instruments or property.

Whoever pays money or delivers an instrument or property is entitled to a receipt therefor from the person to whom the payment or delivery is made, and may demand a proper signature to such receipt as a condition of the payment or delivery.
OR Rev Stat § 81.100 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 081 - Tender and Receipts; Choice of Forum in Contracts|Section 81.100

[2001 c.164 §1; renumbered 15.300 in 2011]
OR Rev Stat § 81.102 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 081 - Tender and Receipts; Choice of Forum in Contracts|Section 81.102

[2001 c.164 §2; 2011 c.129 §1; renumbered 15.305 in 2011]
OR Rev Stat § 81.105 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 081 - Tender and Receipts; Choice of Forum in Contracts|Section 81.105

[2001 c.164 §3; renumbered 15.320 in 2011]
OR Rev Stat § 81.110 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 081 - Tender and Receipts; Choice of Forum in Contracts|Section 81.110

[2001 c.164 §4; renumbered 15.325 in 2011]
OR Rev Stat § 81.112 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 081 - Tender and Receipts; Choice of Forum in Contracts|Section 81.112

[2001 c.164 §5; renumbered 15.330 in 2011]
OR Rev Stat § 81.115 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 081 - Tender and Receipts; Choice of Forum in Contracts|Section 81.115

[2001 c.164 §6; renumbered 15.335 in 2011]
OR Rev Stat § 81.120 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 081 - Tender and Receipts; Choice of Forum in Contracts|Section 81.120

[2001 c.164 §7; renumbered 15.350 in 2011]
OR Rev Stat § 81.125 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 081 - Tender and Receipts; Choice of Forum in Contracts|Section 81.125

[2001 c.164 §8; renumbered 15.355 in 2011]
OR Rev Stat § 81.130 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 081 - Tender and Receipts; Choice of Forum in Contracts|Section 81.130

[2001 c.164 §9; renumbered 15.360 in 2011]
OR Rev Stat § 81.135 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 081 - Tender and Receipts; Choice of Forum in Contracts|Section 81.135

[2001 c.164 §10; renumbered 15.380 in 2011]
OR Rev Stat § 81.150 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 081 - Tender and Receipts; Choice of Forum in Contracts|Section 81.150 - Revocation of contract provision requiring consumer to assert claim outside state; requirements; attorney fees.

(1) For the purposes of this section: (a) "Consumer" means an individual who is purchasing goods or services for personal, family or household purposes. (b) "Consumer contract" means a contract entered into by a consumer for the purchase of goods or services for personal, family or household purposes, in which the total cost of the purchase is $15,000 or less. (2) A consumer may revoke a provision in a consumer contract that requires the consumer to assert a claim against the other party to the contract, or respond to a claim by the other party to the contract, in a forum that is not in this state. If the provision requires arbitration in a forum that is not in this state, the sole effect of a revocation under this section is that any evidentiary hearing, oral argument or other proceeding that requires or allows attendance by the consumer must be conducted in this state. (3) Revocation of a provision under this section must be made in writing and communicated by the consumer to the other party within a reasonable time after a dispute arises. (4) This section applies only to a consumer contract that was entered into by a consumer when the consumer was a resident of this state. (5) A party seeking to enforce a revoked provision is liable for reasonable attorney fees incurred by a consumer in any litigation that results from the attempted enforcement of the revoked provision. [2007 c.890 §1]
OR Rev Stat § 82.020 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 082 - Interest; Repayment Restrictions|Section 82.020 - Computation of interest; charges not included.

(1) If, pursuant to any arrangement, understanding or agreement, with the knowledge of the lender, either as a part of the contract of borrowing or collateral thereto, regardless of when made and whether it is made as a special arrangement or in conformity to a regular rule, regulation or practice, there is paid by or at the expense of the borrower to the lender, or the lender’s broker, officer, director or agent, with respect to or in connection with any loan to which ORS 82.010 applies, any commission, bonus, fee, premium, penalty or other charge, compensation or gratuity, whether in money, credit or other thing of value, as a consideration, compensation or inducement for obtaining any such loan, or any renewal, extension of forbearance thereof, the same shall be deemed a part of the interest charged on such loan. (2) In computing interest for the purposes of ORS 82.010, any bona fide commission paid or sustained by the borrower shall be computed for the contract term and not for any accelerated period or prepayment. (3) Notwithstanding subsection (1) of this section, the following charges shall not be deemed a part of the interest charged on a loan: (a) Reasonable amounts actually applied in payment of the expense of inspecting any security offered in connection with the loan, investigating the responsibility of the applicant or procuring or extending any abstract of title or certificate of title insurance covering such security; (b) The amount actually paid for the examination of any such abstract of title or certificate of insurance; or (c) The cost of the preparation, execution and recording of any papers necessary in consummating such loan. [1987 c.215 §20]
OR Rev Stat § 82.025 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 082 - Interest; Repayment Restrictions|Section 82.025 - Exemptions from application of ORS 82.010 (3) and (4) and 82.020.

ORS 82.010 (3) and (4) and 82.020 do not apply to: (1) Any financial institution or trust company, as those terms are defined in ORS 706.008, any consumer finance licensee under ORS chapter 725 or any pawnbroker licensed under ORS chapter 726. (2) Any lender approved by the Secretary of Housing and Urban Development of the United States for participation in any mortgage insurance program under the National Housing Act (12 U.S.C. 1701 et seq.). (3) Any loan secured by a first lien on real property or made to finance the acquisition of real property and secured by any lien on that property. (4) Any loan that is secured by real property, scheduled under the loan agreement to be repaid in substantially equal payments and made by a lender described in this subsection. A lender under this subsection is one who makes, invests in or arranges real property loans, including loans secured by first liens on residential manufactured homes, aggregating more than $1 million per year. Under this subsection, payments shall be substantially equal if, under the terms of the loan agreement, no single scheduled payment is more than twice the amount of any other scheduled payment. (5) Any loan wholly or partially secured or covered by guarantees or insurance by the Federal Housing Administration, the United States Department of Veterans Affairs or Rural Development or the Farm Service Agency of the United States Department of Agriculture, any department, bureau, board, commission or agency of the United States, or any corporation wholly owned, directly or indirectly by the United States. (6) Any loan permitted under applicable federal law and regulations from a tax qualified retirement plan to a person then a participant under the plan. (7) Any bona fide sale or resale of securities or commercial paper. (8) Any interest charge by broker-dealers registered under the Securities Exchange Act of 1934 for carrying a debit balance in an account for a customer if the debit balance is payable on demand and secured by stocks or bonds. [1987 c.215 §21; 1991 c.67 §13; 1997 c.631 §382; 2007 c.71 §17]
OR Rev Stat § 82.150 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 082 - Interest; Repayment Restrictions|Section 82.150 - Definitions for ORS 82.160 and 82.170.

As used in ORS 82.160 and 82.170: (1) "Loan" means a loan of money that is primarily for personal, family or household use made by a person who is regularly engaged in the business of lending money. (2) "Loan agreement" means the written document issued in connection with a loan that sets forth the terms upon which the loan is made. [1973 c.611 §3; 1987 c.716 §1]
OR Rev Stat § 82.160 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 082 - Interest; Repayment Restrictions|Section 82.160 - Notice to borrower of penalty for repayment prior to date for repayment in loan agreement.

(1) If a loan agreement provides for a penalty to be charged for repaying the loan prior to the date provided for repayment in the loan agreement, the loan agreement shall contain in printing or writing of a size equal to at least 10-point bold or underlined type substantially the following notice: ______________________________________________________________________________ NOTICE TO THE BORROWER Do not sign this loan agreement before you read it. This loan agreement provides for the payment of a penalty if you wish to repay the loan prior to the date provided for repayment in the loan agreement. ______________________________________________________________________________ (2) If a loan agreement does not contain a notice as required by subsection (1) of this section, a lender shall not collect from the borrower a penalty for payment of the loan prior to the date provided for repayment. [1973 c.611 §1; 1985 c.359 §1]
OR Rev Stat § 82.170 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 082 - Interest; Repayment Restrictions|Section 82.170 - Notice to borrower of lender authority to refuse to accept repayment prior to date for repayment in loan agreement.

(1) If a loan agreement authorizes the lender to refuse to accept repayment of the loan prior to the date provided for repayment in the loan agreement, the loan agreement shall contain in printing or writing of a size equal to at least 10-point bold or underlined type substantially the following notice: ______________________________________________________________________________ NOTICE TO THE BORROWER Do not sign this loan agreement before you read it. This loan agreement authorizes the lender to refuse to accept repayment of the loan prior to the date provided for repayment in the loan agreement. ______________________________________________________________________________ (2) If a loan agreement does not contain a notice as required by subsection (1) of this section, a lender shall not refuse to accept repayment of the loan by the borrower prior to the date provided for repayment. [1973 c.611 §2; 1985 c.359 §2]
OR Rev Stat § 83.020 (2021)
2021 Oregon Revised Statutes|Volume : 02 - Business Organizations, Commercial Code|Chapter 083 - Retail Installment Contracts|Section 83.020 - Retail installment contract requirements; exceptions.

(1) Except as provided in subsections (2) and (3) of this section, every retail installment contract shall be contained in a single document which shall contain the entire agreement of the parties including any promissory notes or other evidences of indebtedness between the parties relating to the transaction, except as provided in ORS 83.040, 83.050 and 83.140. (2) Where the buyer’s obligation to pay the time balance is represented by a promissory note secured by a chattel mortgage, the promissory note may be a separate instrument if the mortgage recites the amount and terms of payment of such note and the promissory note recites that it is secured by a mortgage. (3) In a transaction involving the repair, alteration or improvement upon or in connection with real property, the contract may be secured by a mortgage on the real property contained in a separate document. Home improvement retail sales transactions which are financed or insured by the Federal Housing Administration are not subject to ORS 83.010 to 83.190. (4) The contract shall be dated, signed by the retail buyer and completed as to all essential provisions, except as otherwise provided in ORS 83.050 and 83.060. The printed or typed portion of the contract, other than instructions for completion, shall be in a size equal to at least 8-point type. [1963 c.489 §2]