reglab/housing_qa huggingface dataset:
RI Gen L § 27-74-6 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-74 - Discount Medical Plan Organization Act|Section 27-74-6 - Surety bond or deposit requirements.

§ 27-74-6. Surety bond or deposit requirements.(a) Each registered discount medical plan organization shall maintain in force a surety bond in its own name in an amount not less than fifty thousand dollars ($50,000) to be used in the discretion of the commissioner to protect the financial interest of members, including, but not limited to, making refunds of fees and costs to consumers if the registered discount medical plan organization's registration is revoked. The bond shall be issued by an insurance company licensed to do business in this state.(b) In lieu of the bond specified in this section, a registered discount medical plan organization may deposit and maintain deposited with the commissioner, or at the discretion of the commissioner, with any organization or trustee acceptable to the commissioner through which a custodial or controlled account is utilized, cash, securities or any combination of these or other measures that are acceptable to the commissioner with at all times have a market value of not less than fifty thousand dollars ($50,000).(c) All income from a deposit made under section shall be an asset of the discount medical plan organization.(d) Except for the commissioner, the assets or securities held in this state as a deposit under this section shall not be subject to levy by a judgment creditor or other claimant of the discount medical plan organization.History of Section.P.L. 2010, ch. 156, § 1; P.L. 2010, ch. 158, § 1.
RI Gen L § 27-74-7 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-74 - Discount Medical Plan Organization Act|Section 27-74-7 - Examinations and investigations.

§ 27-74-7. Examinations and investigations.(a) The commissioner may examine or investigate the business and affairs of any discount medical plan organization to protect the interests of the residents of this state based on the following reasons, including, but not limited to, complaint indices, recent complaints, information from other states, or as the commissioner deems necessary.(b) An examination or investigation conducted as provided this section shall be performed in accordance with the provisions of chapter 13.1 of title 27.(c) In additional to the examination powers provided for in subsection (b) of this section, the commissioner may:(1) Order any discount medical plan organization or applicant that operates a discount medical plan organization to produce any records, books, files, advertising and solicitation materials or other information; and(2) Take statements under oath to determine whether the discount medical plan organization or applicant is in violation of the law or is acting contrary to the public interest.(d) The discount medical plan organization or applicant that is the subject of the examination or investigation shall pay the expenses incurred in conducting the examination or investigation, including but not limited to the expenses of attorneys, consultants and other experts. Failure by the discount medical plan organization or applicant to promptly pay the expenses is grounds for denial of a certificate of registration to operate as a discount medical plan organization or revocation of a certificate of registration to operate as a discount medical plan organization. Such expenses, if not paid, may be recovered through a civil action filed in the superior court.History of Section.P.L. 2010, ch. 156, § 1; P.L. 2010, ch. 158, § 1.
RI Gen L § 27-74-8 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-74 - Discount Medical Plan Organization Act|Section 27-74-8 - Charges and fees - Refund requirements - Bundling of services.

§ 27-74-8. Charges and fees — Refund requirements — Bundling of services.(a) A discount medical plan organization may charge a periodic charge as well as a reasonable one-time processing fee for a discount medical plan.(b) If a member cancels his or her membership in the discount medical plan organization within the first thirty (30) days after the date of receipt of the written document for the discount medical plan described in § 27-74-11(e), the member shall receive a reimbursement of all periodic charges and the amount of any one-time processing fee that exceeds twenty dollars ($20.00) upon return of the discount medical plan card to the discount medical plan organization.(c) Cancellation occurs when notice of cancellation is given to the discount medical plan organization. Notice of cancellation is deemed given when delivered by hand or deposited in a mailbox, properly addressed and postage prepaid to the mailing address of the discount medical plan organization or emailed to the email address of the discount medical plan organization.(d) A discount medical plan organization shall return any periodic charge charged or collected after the member has returned the discount medical plan card or given the discount medical plan organization notice of cancellation.(e) If the discount medical plan organization cancels a membership for any reason other than nonpayment of charges by the member, the discount medical plan organization shall make a pro rata reimbursement of all periodic charges to the member.(f) When a marketer or discount medical plan organization sells a discount medical plan in conjunction with any other products, the marketer or discount medical plan organization shall:(1) Provide the charges for each discount medical plan in writing to the member; or(2) Reimburse the member for all periodic charges for the discount medical plan and all periodic charges for any other product if the member cancels his or her membership in accordance with this section.(g) Any discount medical plan organization that is a health carrier that provides a discount medical plan product that is incidental to the insured product is not subject to this section.History of Section.P.L. 2010, ch. 156, § 1; P.L. 2010, ch. 158, § 1; P.L. 2021, ch. 395, § 7, effective July 14, 2021.
RI Gen L § 27-74-9 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-74 - Discount Medical Plan Organization Act|Section 27-74-9 - Provider agreements - Provider listing requirements.

§ 27-74-9. Provider agreements — Provider listing requirements.(a) A discount medical plan organization shall have a written provider agreement with all providers offering medical or ancillary services to its members. The written provider agreement may be entered into directly with the provider or indirectly with a provider network to which the provider belongs.(b) A provider agreement between a discount medical plan organization and a provider shall provide the following:(1) A list of the medical or ancillary services and products to be provided at a discount;(2) The amount or amounts of the discounts or, alternatively, a fee schedule that reflects the provider's discounted rates; and(3) That the provider will not charge members more than the discounted rates.(c) A provider agreement between a discount medical plan organization and a provider network shall require that the provider network have written agreements with its providers that:(1) Contain the provisions described in subsection (b) of this section;(2) Authorize the provider network to contract with the discount medical plan organization on behalf of the provider; and(3) Require the provider network to maintain an up-to-date list of its contracted providers and to provide the list on a monthly basis to the discount medical plan organization.(d) A provider agreement between a discount medical plan organization and an entity that contracts with a provider network shall require that the entity, in its contract with the provider network, require the provider network to have written agreements with its providers that comply with subsection (c) of this section.(e) The discount medical plan organization shall maintain a copy of each active provider agreement into which it has entered.(f) Each discount medical plan organization shall maintain on an Internet website page an up-to-date list of the names and addresses of the providers with which it has contracted directly or through a provider network. The Internet website address shall be prominently displayed on all of its advertisements, marketing materials, brochures and discount medical plan cards.(g) This subsection applies to those providers with which the discount medical plan organization has contracted with directly as well as those providers that are members of a provider network with which the discount medical plan organization has contracted.History of Section.P.L. 2010, ch. 156, § 1; P.L. 2010, ch. 158, § 1.
RI Gen L § 27-74-10 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-74 - Discount Medical Plan Organization Act|Section 27-74-10 - Marketing requirements.

§ 27-74-10. Marketing requirements.(a) A discount medical plan organization may market directly or contract with other marketers for the distribution of its product.(b) The discount medical plan organization shall have an executed written agreement with a marketer prior to the marketer's marketing, promoting, selling or distributing the discount medical plan. The agreement between the discount medical plan organization and the marketer shall prohibit the marketer from using advertising, marketing materials, brochures and discount medical plan cards without the discount medical plan organization's approval in writing.(c) The discount medical plan organization shall be bound by and responsible for the activities of a marketer that are within the scope of the marketer's agency relationship with the organization.(d) A discount medical plan organization shall approve in writing all advertisements, marketing materials, brochures and discount cards used by marketers to market, promote, sell or distribute the discount medical plan prior to their use.(e) Upon request, a discount medical plan organization shall submit to the commissioner all advertising, marketing materials and brochures regarding a discount medical plan.History of Section.P.L. 2010, ch. 156, § 1; P.L. 2010, ch. 158, § 1.
RI Gen L § 27-74-12 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-74 - Discount Medical Plan Organization Act|Section 27-74-12 - Notice of change in name or address.

§ 27-74-12. Notice of change in name or address.Each discount medical plan organization shall provide the commissioner at least thirty (30) days' advance notice of any change in the discount medical plan organization's name, address, principal business address or mailing address or Internet website address.History of Section.P.L. 2010, ch. 156, § 1; P.L. 2010, ch. 158, § 1.
RI Gen L § 27-74-13 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-74 - Discount Medical Plan Organization Act|Section 27-74-13 - Annual reports.

§ 27-74-13. Annual reports.(a) If the information required in subsection (b) of this section is not provided at the time of renewal of a certificate of registration under § 27-74-5, a discount medical plan organization shall file an annual report with the commissioner in the form prescribed by the commissioner, within three (3) months after the end of each fiscal year.(b) The report shall include:(1) If different from the initial application for a certificate of registration or at the time of renewal of a certificate of registration or the last annual report, as appropriate, a list of the names and residence addresses of all persons responsible for the conduct of the organization's affairs, together with a disclosure of the extent and nature of any contracts or arrangements with these persons and the discount medical plan organization, including any possible conflicts of interest;(2) The number of discount medical plan members in the state; and(3) Any other information relating to the performance of the discount medical plan organization that may be required by the commissioner.(c) Any discount medical plan organization that fails to file an annual report in the form and within the time required by this section shall:(1) Forfeit:(i) Up to five hundred dollars ($500) each day for the first ten (10) days during which the violation continues; and(ii) Up to one thousand dollars ($1,000) each day after the first ten (10) days during which the violation continues; and(2) Upon notice by the commissioner, lose its authority to enroll new members or to do business in this state while the violation continues.History of Section.P.L. 2010, ch. 156, § 1; P.L. 2010, ch. 158, § 1; P.L. 2021, ch. 395, § 7, effective July 14, 2021.
RI Gen L § 27-74-14 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-74 - Discount Medical Plan Organization Act|Section 27-74-14 - Penalties.

§ 27-74-14. Penalties.(a) In addition to the penalties and other enforcement provisions of this chapter or under pursuant to § 42-14-16, any person who willfully violates this chapter is subject to civil penalties of up to ten thousand dollars ($10,000) per violation.(b) A person that willfully operates as or aids and abets another operating as a discount medical plan organization in violation of this chapter shall, upon conviction, be fined not more than fifty thousand dollars ($50,000) or be imprisoned for not more than one year, or both.(c) A person that collects fees for purported membership in a discount medical plan, but purposefully fails to provide the promised benefits shall be deemed guilty of larceny and upon conviction is subject to penalties provided for in § 11-41-5. In addition, upon conviction, the person shall be ordered to pay restitution to persons aggrieved by the violation of this chapter. Restitution shall be ordered in addition to a fine or imprisonment, but not in lieu of a fine or imprisonment.History of Section.P.L. 2010, ch. 156, § 1; P.L. 2010, ch. 158, § 1.
RI Gen L § 27-74-15 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-74 - Discount Medical Plan Organization Act|Section 27-74-15 - Injunctions.

§ 27-74-15. Injunctions.(a) In addition to the penalties and other enforcement provisions of this act, the commissioner or the department of the attorney general may seek both temporary and permanent injunctive relief when:(1) A discount medical plan is being operated by a person or entity that is not registered pursuant to this chapter; or(2) Any person, entity or discount medical plan organization has engaged in any activity prohibited by this chapter or any regulation adopted pursuant to this chapter.(b) The superior court shall have jurisdiction over any proceeding brought pursuant to this section.(c) The authority to seek injunctive relief is not conditioned on the commissioner having conducted any proceeding pursuant to the provisions of the "Administrative Procedures act," chapter 35 of title 42.History of Section.P.L. 2010, ch. 156, § 1; P.L. 2010, ch. 158, § 1.
RI Gen L § 27-74-16 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-74 - Discount Medical Plan Organization Act|Section 27-74-16 - Regulations.

§ 27-74-16. Regulations.The commissioner shall adopt regulations to carry out the provisions of this chapter, including standards for readability of advertisements, marketing materials, brochures, discount medical plan cards and any other communications by discount medical plan organizations to members and prospective members.History of Section.P.L. 2010, ch. 156, § 1; P.L. 2010, ch. 158, § 1.
RI Gen L § 27-74-17 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-74 - Discount Medical Plan Organization Act|Section 27-74-17 - Severability.

§ 27-74-17. Severability.If any provision of this act, or the application of the provision to any person or circumstance shall be held invalid, the remainder of the act, and the application of the provision to persons or circumstances other than those to which it is held invalid, shall not be affected.History of Section.P.L. 2010, ch. 156, § 1; P.L. 2010, ch. 158, § 1.
RI Gen L § 27-74-18 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-74 - Discount Medical Plan Organization Act|Section 27-74-18 - Effective date.

§ 27-74-18. Effective date.Any discount medical plan organization doing business in or from this state on or after March 1, 2011, shall comply with the requirements of this chapter.History of Section.P.L. 2010, ch. 156, § 1; P.L. 2010, ch. 158, § 1.
RI Gen L § 27-75-1 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-75 - Surplus Lines Insurance Multi-State Compliance Compact|Section 27-75-1 - Repealed.

§ 27-75-1. Repealed.History of Section.P.L. 2011, ch. 20, § 1; P.L. 2011, ch. 29, § 1; Repealed by P.L. 2017, ch. 195, § 2, effective July 18, 2017; P.L. 2017, ch. 372, § 2, effective October 4, 2017.
RI Gen L § 27-75-2 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-75 - Surplus Lines Insurance Multi-State Compliance Compact|Section 27-75-2 - Repealed.

§ 27-75-2. Repealed.History of Section.P.L. 2011, ch. 20, § 1; P.L. 2011, ch. 29, § 1; Repealed by P.L. 2017, ch. 195, § 2, effective July 18, 2017; P.L. 2017, ch. 372, § 2, effective October 4, 2017.
RI Gen L § 27-75-3 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-75 - Surplus Lines Insurance Multi-State Compliance Compact|Section 27-75-3 - Repealed.

§ 27-75-3. Repealed.History of Section.P.L. 2011, ch. 20, § 1; P.L. 2011, ch. 29, § 1; Repealed by P.L. 2017, ch. 195, § 2, effective July 18, 2017; P.L. 2017, ch. 372, § 2, effective October 4, 2017.
RI Gen L § 27-76-1 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-76 - Weather Related Losses|Section 27-76-1 - Applicability.

§ 27-76-1. Applicability.Except for the provisions of § 27-76-6, the provisions of this chapter shall be applicable only to personal lines residential property insurance on dwelling houses.History of Section.P.L. 2012, ch. 64, § 2; P.L. 2012, ch. 83, § 2; P.L. 2013, ch. 100, § 1; P.L. 2013, ch. 113, § 1.
RI Gen L § 27-76-3 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-76 - Weather Related Losses|Section 27-76-3 - Residential property insurance hurricane deductible application.

§ 27-76-3. Residential property insurance hurricane deductible application.(a) For all deductibles as provided for in § 27-76-2, such deductible may only be applied once to all hurricane losses that are subject to the hurricane deductible during the calendar year.(b) If an insured incurs a hurricane loss from more than one hurricane during a calendar year that are subject to the separate deductible referred to in subsection (a), the insurer may apply the deductible to the succeeding hurricane that is equal to the remaining amount of the separate deductible or the amount of the deductible that applies to all perils other than a hurricane, whichever is greater. Insurers may require policyholders to produce receipts or other records of such losses in order to apply such losses to subsequent hurricane claims.History of Section.P.L. 2012, ch. 64, § 3; P.L. 2012, ch. 83, § 3.
RI Gen L § 27-76-4 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-76 - Weather Related Losses|Section 27-76-4 - Notice of property loss.

§ 27-76-4. Notice of property loss.No insurance policy or contract covering damages to personal lines residential property may be cancelled or nonrenewed, nor may the premium for such a policy be increased solely as a result of inquiries or claims made under the policy which resulted in no loss payout or resulted in a loss payout of less than five hundred dollars ($500). The provisions of this section shall not apply where more than one non-catastrophic claim is made under the policy in a three (3) year period which resulted in any loss payout.History of Section.P.L. 2012, ch. 64, § 3; P.L. 2012, ch. 83, § 3.
RI Gen L § 27-76-5 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-76 - Weather Related Losses|Section 27-76-5 - Hurricane mediation.

§ 27-76-5. Hurricane mediation.The department of business regulation is hereby authorized to establish by regulation a non-adversarial non-binding alternative dispute resolution procedure for the effective, fair, and timely handling of personal lines insurance claims arising out of damages to residential property caused by hurricanes. The provisions of this section shall not apply to disputes of coverage under the insurance policy.History of Section.P.L. 2012, ch. 64, § 2; P.L. 2012, ch. 83, § 2.
RI Gen L § 27-76-6 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-76 - Weather Related Losses|Section 27-76-6 - State of emergency - Effect upon insurance policies - Rules.

§ 27-76-6. State of emergency — Effect upon insurance policies — Rules.(a) The department of business regulation may promulgate regulations to take effect upon the declaration of a catastrophe, as declared by a nationally recognized catastrophe loss index provider, that address any of the following or other matters related to the catastrophe for insurance policies issued in this state:(1) Reporting requirements for claims related to the emergency;(2) Grace periods for payment of insurance premiums and performance of other duties by insureds (other than the duty to mitigate); and/or(3) Temporary postponement of cancellations and nonrenewals of insurance policies.(b) Subdivisions (a)(2) and (3) above apply to all insurance policies, regardless of the line of insurance, issued to residents of this state displaced as a result of the catastrophe. The regulations shall require the insurer to make reasonable efforts to contact the policyholder and provide the accommodations requested by the policyholder, within the limits of accommodations detailed in the regulation, upon confirmation that the policyholder has been displaced by the catastrophe.History of Section.P.L. 2012, ch. 64, § 2; P.L. 2012, ch. 83, § 2; P.L. 2013, ch. 100, § 1; P.L. 2013, ch. 113, § 1.
RI Gen L § 27-76-7 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-76 - Weather Related Losses|Section 27-76-7 - Use of prior claim experience of insured property.

§ 27-76-7. Use of prior claim experience of insured property.No insurer may refuse to insure, cancel, nonrenew or surcharge an insurance policy covering damages to personal lines residential property based solely upon prior claim experience for property damage claims at the insured property while under the ownership of someone other than the current insured unless the risk from which the claim originated has not been mitigated.History of Section.P.L. 2012, ch. 64, § 3; P.L. 2012, ch. 83, § 3.
RI Gen L § 27-76-8 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-76 - Weather Related Losses|Section 27-76-8 - Use of claim experience resulting from catastrophic events.

§ 27-76-8. Use of claim experience resulting from catastrophic events.No insurer may refuse to insure, cancel, nonrenew or surcharge a policy or contract covering damages to personal lines residential property solely as a result of damages sustained in a catastrophic event.History of Section.P.L. 2012, ch. 64, § 3; P.L. 2012, ch. 83, § 3.
RI Gen L § 27-76-9 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-76 - Weather Related Losses|Section 27-76-9 - Severability.

§ 27-76-9. Severability.If a court holds any section or portion of a section of this chapter or the applicability thereof to any person or circumstance invalid, the remainder of the chapter shall not be affected thereby.History of Section.P.L. 2012, ch. 64, § 2; P.L. 2012, ch. 83, § 2.