reglab/housing_qa huggingface dataset:
CA Fin Code § 16100 (2021)
2021 California Code|Financial Code - FIN|DIVISION 5 - CREDIT UNIONS|CHAPTER 11 - Foreign (Other State) Credit Unions|ARTICLE 6 - Conduct of Credit Union Business|Section 16100.

16100.  (a) A foreign (other state) credit union that has a license to establish and maintain an office in this state may engage in activities at such office as may be authorized under the laws of its home state and the laws of this state that are applicable to credit unions.(b) Nothing in subdivision (a) authorizes a foreign (other state) credit union to engage in any activity at a California branch office or California facility that it is not authorized to transact or is prohibited from transacting under the law of its home state or that credit unions organized under the laws of this state are not authorized to transact or are prohibited from transacting.(Added by Stats. 2000, Ch. 612, Sec. 3. Effective January 1, 2001.)
CA Fin Code § 16101 (2021)
2021 California Code|Financial Code - FIN|DIVISION 5 - CREDIT UNIONS|CHAPTER 11 - Foreign (Other State) Credit Unions|ARTICLE 6 - Conduct of Credit Union Business|Section 16101.

16101.  (a) The following provisions of this division apply to a foreign (other state) credit union that maintains a California branch office or California facility with respect to its business in this state as if the foreign (other state) credit union were a credit union organized under the laws of this state:(1) Section 14203.(2) Section 14204.(3) Section 14208.(4) Section 14210.(5) Section 14256.(6) Section 14409.(7) Section 14409.2.(8) Section 14602.(9) Section 14652.5.(10) Section 14655, to the extent promissory notes of the type described in this section are carried on the books of a branch office of a foreign (other state) credit union.(11) Section 14656, to the extent promissory notes of the type described in this section are carried on the books of a branch office of a foreign (other state) credit union.(12) Article 8 (commencing with Section 14750) of Chapter 4.(13) Article 1 (commencing with Section 14850) of Chapter 6.(14) Article 1 (commencing with Section 14950) of Chapter 7.(15) Article 2 (commencing with Section 15001) of Chapter 7.(16) Article 3 (commencing with Section 15050) of Chapter 7, to the extent loans of the type described in that article are carried on the books of a branch office of a foreign (other state) credit union.(17) Section 15102.(b) The laws of this state that are applicable to the activities, operations, and transactions of credit unions organized under the laws of this state, other than the laws in this division, similarly shall apply to the activities, operations, and transactions of a foreign (other state) credit union in this state. Those laws include, but are not limited to, consumer protection laws and laws relating to creditor rights and remedies, mortgages and deeds of trust, bank deposits and collections, and negotiable instruments.(Added by Stats. 2000, Ch. 612, Sec. 3. Effective January 1, 2001.)
CA Fin Code § 16102 (2021)
2021 California Code|Financial Code - FIN|DIVISION 5 - CREDIT UNIONS|CHAPTER 11 - Foreign (Other State) Credit Unions|ARTICLE 6 - Conduct of Credit Union Business|Section 16102.

16102.  (a) Any foreign (other state) credit union that is authorized to and does maintain a California branch office or California facility is exempted from the restrictions of Section 1 of Article XV of the California Constitution relating to rates of interest upon the loan or forbearance of any money, goods, or things in action or on accounts after demand.(b) This section does not exempt a foreign (other state) credit union or any subsidiary from complying with all other laws and regulations governing the business in which the foreign (other state) credit union or subsidiary is engaged.(c) This section creates and authorizes an exempt class of persons pursuant to Section 1 of Article XV of the California Constitution.(d) This section does not authorize a foreign (other state) credit union or any subsidiary to charge an interest rate on a loan or forbearance in excess of any limitation that exists under the laws of its home state.(Added by Stats. 2000, Ch. 612, Sec. 3. Effective January 1, 2001.)
CA Fin Code § 16103 (2021)
2021 California Code|Financial Code - FIN|DIVISION 5 - CREDIT UNIONS|CHAPTER 11 - Foreign (Other State) Credit Unions|ARTICLE 6 - Conduct of Credit Union Business|Section 16103.

16103.  (a) A foreign (other state) credit union that is licensed to establish and maintain an office or offices in this state shall keep the assets of the offices separate and apart from the assets of its business outside this state, if required by written order of the commissioner.(b) Persons who are creditors of a foreign (other state) credit union as a result of the business of an office of the foreign (other state) credit union in this state shall be entitled to priority over other creditors with respect to the assets of the business in this state of the foreign (other state) credit union.(Added by Stats. 2000, Ch. 612, Sec. 3. Effective January 1, 2001.)
CA Fin Code § 16150 (2021)
2021 California Code|Financial Code - FIN|DIVISION 5 - CREDIT UNIONS|CHAPTER 11 - Foreign (Other State) Credit Unions|ARTICLE 7 - Examination, Reports, and Records|Section 16150.

16150.  (a) The commissioner may at any time investigate into the affairs and examine the books, accounts, and other records of a foreign (other state) credit union and of any subsidiary thereof.(b) The commissioner and any person designated by him or her shall have free access to any office of the foreign (other state) credit union and to its books, accounts, and other records.(Added by Stats. 2000, Ch. 612, Sec. 3. Effective January 1, 2001.)
CA Fin Code § 16151 (2021)
2021 California Code|Financial Code - FIN|DIVISION 5 - CREDIT UNIONS|CHAPTER 11 - Foreign (Other State) Credit Unions|ARTICLE 7 - Examination, Reports, and Records|Section 16151.

16151.  The commissioner may make any examination of a foreign (other state) credit union at any office of the commissioner. The commissioner may make an examination of any office, within or outside of this state, of a foreign (other state) credit union that maintains an office in this state.(Amended by Stats. 2003, Ch. 404, Sec. 18. Effective January 1, 2004.)
CA Fin Code § 16152 (2021)
2021 California Code|Financial Code - FIN|DIVISION 5 - CREDIT UNIONS|CHAPTER 11 - Foreign (Other State) Credit Unions|ARTICLE 7 - Examination, Reports, and Records|Section 16152.

16152.  (a) Each foreign (other state) credit union shall, within 10 days after receipt or within any extended time that the commissioner may specify, file with the commissioner a copy of any audit report obtained by, and of any examination report prepared for or of, the foreign (other state) credit union.(b) Each foreign (other state) credit union shall file with the commissioner a copy of any response made by the foreign (other state) credit union to an audit or examination report referred to in subdivision (a) within 10 days after making the response or within any extended time that the commissioner may specify.(Added by Stats. 2000, Ch. 612, Sec. 3. Effective January 1, 2001.)
CA Fin Code § 16153 (2021)
2021 California Code|Financial Code - FIN|DIVISION 5 - CREDIT UNIONS|CHAPTER 11 - Foreign (Other State) Credit Unions|ARTICLE 7 - Examination, Reports, and Records|Section 16153.

16153.  A foreign (other state) credit union shall file with the commissioner any other report as the commissioner may from time to time require. Each report shall be in the form, contain the information, and be filed on the date, as may be prescribed by the commissioner.(Added by Stats. 2000, Ch. 612, Sec. 3. Effective January 1, 2001.)
CA Fin Code § 16154 (2021)
2021 California Code|Financial Code - FIN|DIVISION 5 - CREDIT UNIONS|CHAPTER 11 - Foreign (Other State) Credit Unions|ARTICLE 7 - Examination, Reports, and Records|Section 16154.

16154.  A foreign (other state) credit union that maintains a California branch office or California facility, if required by the commissioner, shall make, keep, and preserve, at the branch office, facility, or at any other place that the commissioner may by regulation or order approve, the books, accounts, and other records relating to the business of the California branch office or California facility, in the form, in the manner, and for the time that the commissioner may by regulation or order require.(Added by Stats. 2000, Ch. 612, Sec. 3. Effective January 1, 2001.)
CA Fin Code § 16200 (2021)
2021 California Code|Financial Code - FIN|DIVISION 5 - CREDIT UNIONS|CHAPTER 11 - Foreign (Other State) Credit Unions|ARTICLE 9 - Enforcement|Section 16200.

16200.  (a) The commissioner may bring an action in the name of the people of this state in the superior court to enjoin any violation of, to enforce compliance with, or to collect any penalty or other liability imposed under this division or any regulation or order issued under this chapter. Upon a proper showing, a permanent or preliminary injunction, restraining order, or writ of mandate shall be granted, and a monitor, receiver, conservator, or other designated fiduciary or officer of the court may be granted as appropriate.(b) A receiver, monitor, conservator, or other designated fiduciary officer of the court appointed by the court pursuant to this section may, with the approval of the court, exercise all of the powers of the defendant’s officers, directors, partners, trustees, or persons who exercise similar powers and perform similar duties, including the filing of a petition for bankruptcy. No action at law or in equity may be maintained by any party against the commissioner, or a receiver, monitor, conservator, or other designated fiduciary or officer of the court by reason of their exercising these powers or performing these duties pursuant to the order of, or with the approval of, the court.(c) If the commissioner finds that it is in the public interest, the commissioner may include in a claim for restitution, disgorgement, or damages on behalf of the person injured by the act or practice constituting the subject matter of the action, and the court shall have jurisdiction to award ancillary relief.(d) The provisions of this section that authorize the commissioner to bring actions and seek relief are not intended to, and do not, affect any right that any other person may have to bring the same or similar actions or to seek the same or similar relief.(Added by Stats. 2000, Ch. 612, Sec. 3. Effective January 1, 2001.)
CA Fin Code § 16200.5 (2021)
2021 California Code|Financial Code - FIN|DIVISION 5 - CREDIT UNIONS|CHAPTER 11 - Foreign (Other State) Credit Unions|ARTICLE 9 - Enforcement|Section 16200.5.

16200.5.  (a) If the commissioner finds that any person has violated, or that there is reasonable cause to believe that any person is about to violate, Section 16020, the commissioner may order the person to cease and desist from the violation unless and until the person is issued a license.(b) (1) Within 30 days after an order is issued pursuant to subdivision (a), the person to whom the order is directed may file with the commissioner an application for a hearing on the order. If the commissioner fails to commence a hearing within 15 business days after the application is filed with him or her (or within such longer period to which the person consents), the order shall be deemed rescinded. At the hearing the commissioner shall affirm, modify, or rescind the order.(2) The right of any person, to whom an order is issued under subdivision (a), to petition for judicial review of the order shall not be affected by the failure of the person to apply to the commissioner for a hearing on the order pursuant to paragraph (1).(Added by Stats. 2000, Ch. 612, Sec. 3. Effective January 1, 2001.)
CA Fin Code § 16201 (2021)
2021 California Code|Financial Code - FIN|DIVISION 5 - CREDIT UNIONS|CHAPTER 11 - Foreign (Other State) Credit Unions|ARTICLE 9 - Enforcement|Section 16201.

16201.  If, after notice and hearing, the commissioner finds that any person has violated any provision of this chapter or of any regulation or order issued under this chapter, the commissioner may order the person to pay to the commissioner a civil penalty imposed pursuant to Section 216.3.(Amended by Stats. 2003, Ch. 445, Sec. 16. Effective January 1, 2004.)
CA Fin Code § 16202 (2021)
2021 California Code|Financial Code - FIN|DIVISION 5 - CREDIT UNIONS|CHAPTER 11 - Foreign (Other State) Credit Unions|ARTICLE 9 - Enforcement|Section 16202.

16202.  If, after notice and hearing, the commissioner finds any of the following with respect to a foreign (other state) credit union that is licensed to maintain an office in this state, the commissioner may issue an order suspending or revoking the license of the foreign (other state) credit union:(a) That the foreign (other state) credit union has violated a provision of this division or of any regulation or order issued under this division or a provision of any other applicable law, regulation, or order.(b) That the foreign (other state) credit union is transacting the business in this state or elsewhere in an unsafe or unsound manner.(c) That the foreign (other state) credit union is in unsafe or unsound condition.(d) That the foreign (other state) credit union has ceased to operate its office.(e) That the foreign (other state) credit union is insolvent in that it has ceased to pay its debts in the ordinary course of business, it cannot pay its debts as they become due, or its liabilities, including share accounts and certificates for funds, exceed its assets.(f) That the foreign (other state) credit union has suspended payment of its obligations, has made an assignment for the benefit of its creditors, or has admitted in writing its inability to pay its debts as they become due.(g) That the foreign (other state) credit union is the subject of an order for relief in bankruptcy or has sought other relief under any bankruptcy, reorganization, insolvency, or moratorium law, or that any person has applied for such relief under any such law against the foreign (other state) credit union, and the foreign (other state) credit union has by any affirmative act approved of or consented to the action or the relief has been granted.(h) That a receiver, liquidator, or conservator has been appointed for the foreign (other state) credit union or that any proceeding for an appointment or any similar proceeding has been initiated in the home state of the foreign (other state) credit union.(i) That the existence of the foreign (other state) credit union or the authority of the foreign (other state) credit union to transact banking business under the laws of the home state of the foreign (other state) credit union has been suspended or terminated.(j) That any fact or condition exists that, if it had existed at the time when the foreign (other state) credit union applied for approval to transact business in this state, would have been grounds for denying the application.(Amended by Stats. 2009, Ch. 500, Sec. 38. (AB 1059) Effective January 1, 2010.)
CA Fin Code § 16203 (2021)
2021 California Code|Financial Code - FIN|DIVISION 5 - CREDIT UNIONS|CHAPTER 11 - Foreign (Other State) Credit Unions|ARTICLE 9 - Enforcement|Section 16203.

16203.  (a) If the commissioner finds that any of the factors set forth in Section 16202 is true with respect to any foreign (other state) credit union that is licensed to maintain an office in this state and that it is necessary for the protection of the interests of creditors of the foreign (other state) credit union’s business in this state or, in any case, for the protection of the public interest that the commissioner immediately suspend or revoke the license of the foreign (other state) credit union, the commissioner may issue an order suspending or revoking the license of the foreign (other state) credit union.(b) (1) Within 30 days after an order is issued pursuant to subdivision (a), the foreign (other state) credit union to which the order is issued may file with the commissioner an application for a hearing on the order. If the commissioner fails to commence the hearing within 15 business days after the application is filed with the commissioner (or within any longer period to which the foreign (other state) credit union consents), the order shall be deemed rescinded. Within 30 days after the hearing, the commissioner shall affirm, modify, or rescind the order; otherwise, the order shall be deemed rescinded.(2) The right of any foreign (other state) credit union to which an order is issued under subdivision (a) to petition for judicial review of the order shall not be affected by the failure of the foreign (other state) credit union to apply to the commissioner for a hearing on the order pursuant to paragraph (1).(Added by Stats. 2000, Ch. 612, Sec. 3. Effective January 1, 2001.)
CA Fin Code § 16204 (2021)
2021 California Code|Financial Code - FIN|DIVISION 5 - CREDIT UNIONS|CHAPTER 11 - Foreign (Other State) Credit Unions|ARTICLE 9 - Enforcement|Section 16204.

16204.  Any foreign (other state) credit union whose license to maintain an office is suspended or revoked shall immediately surrender the license to the commissioner.(Added by Stats. 2000, Ch. 612, Sec. 3. Effective January 1, 2001.)
CA Fin Code § 16205 (2021)
2021 California Code|Financial Code - FIN|DIVISION 5 - CREDIT UNIONS|CHAPTER 11 - Foreign (Other State) Credit Unions|ARTICLE 9 - Enforcement|Section 16205.

16205.  (a) Any foreign (other state) credit union to which an order is issued under Section 16202 or 16203 may apply to the commissioner to modify or rescind the order. The commissioner shall not grant the application unless the commissioner finds that it is in the public interest to do so and that it is reasonable to believe that the foreign (other state) credit union will, if and when it is again authorized to maintain an office, comply with all applicable provisions of this division and of any regulation or order issued under this division.(b) The right of any foreign (other state) credit union to which an order is issued under Section 16202 or 16203 to petition for judicial review of the order shall not be affected by the failure of the foreign (other state) credit union to apply to the commissioner pursuant to subdivision (a) to modify or rescind the order.(Added by Stats. 2000, Ch. 612, Sec. 3. Effective January 1, 2001.)
CA Fin Code § 16500 (2021)
2021 California Code|Financial Code - FIN|DIVISION 5 - CREDIT UNIONS|CHAPTER 12 - Foreign (Other Nation) Credit Unions|ARTICLE 1 - General Provisions|Section 16500.

16500.  This chapter may be cited as the “Foreign (Other Nation) Credit Union Law.”(Added by Stats. 2000, Ch. 612, Sec. 4. Effective January 1, 2001.)
CA Fin Code § 16501 (2021)
2021 California Code|Financial Code - FIN|DIVISION 5 - CREDIT UNIONS|CHAPTER 12 - Foreign (Other Nation) Credit Unions|ARTICLE 1 - General Provisions|Section 16501.

16501.  In this chapter:(a) “Agency,” when used with respect to a foreign (other nation) credit union, means an office in this state at which the foreign (other nation) credit union transacts credit union business, other than branch business.(b) “Branch business” means the business of issuing shares or certificates, receiving deposits, paying checks, making loans, and other activities that the commissioner may specify by order or regulation.(c) “Branch office,” when used with respect to a foreign (other nation) credit union, means an office in this state at which the foreign (other nation) credit union engages in branch business.(d) “Business in this state,” when used with respect to a foreign (other nation) credit union that is licensed to maintain one or more offices, includes the aggregate business of all of the offices.(e) “Foreign nation” means any nation other than the United States, including, without limitation, any subdivision, territory, trust territory, dependency, colony, or possession of any nation other than the United States.(f) “Foreign (other nation) credit union” means any credit union or similar institution that is organized under the laws of a foreign nation.(g) “Foreign (other state) state credit union” means a credit union that is organized under the laws of a state of the United States other than California.(h) “Home country,” when used with respect to a foreign (other nation) credit union, means the foreign nation under whose laws the foreign (other nation) credit union is organized.(i) “Home country regulator,” when used with respect to a foreign (other nation) credit union, means the regulatory agency in the home country of the foreign (other nation) credit union that has primary regulatory authority over the foreign (other nation) credit union.(j) (1) “License” means a license issued under this chapter, authorizing a foreign (other nation) credit union to maintain an office.(2) To be “licensed” means to be issued or to hold a license.(3) To be “licensed to transact business in this state,” when used with respect to a foreign (other nation) credit union, means that the foreign (other nation) credit union is licensed to maintain an agency or branch office.(k) “Office,” when used with respect to a foreign (other nation) credit union, means a branch office, an agency, or a representative office maintained by the foreign (other nation) credit union.(l) “Representative office,” when used with respect to a foreign (other nation) credit union, means an office in this state at which the foreign (other nation) credit union engages in representational functions but at which it does not transact business.(m) “State of the United States” means any state of the United States, the District of Columbia, any territory of the United States, Puerto Rico, Guam, American Samoa, the Trust Territory of the Pacific Islands, the Virgin Islands, and the Northern Mariana Islands.(Amended by Stats. 2001, Ch. 159, Sec. 94. Effective January 1, 2002.)
CA Fin Code § 16502 (2021)
2021 California Code|Financial Code - FIN|DIVISION 5 - CREDIT UNIONS|CHAPTER 12 - Foreign (Other Nation) Credit Unions|ARTICLE 1 - General Provisions|Section 16502.

16502.  Nothing in this chapter shall apply to a foreign (other state) state credit union or be deemed to authorize a foreign (other state) state credit union to transact business in this state.(Added by Stats. 2000, Ch. 612, Sec. 4. Effective January 1, 2001.)
CA Fin Code § 16503 (2021)
2021 California Code|Financial Code - FIN|DIVISION 5 - CREDIT UNIONS|CHAPTER 12 - Foreign (Other Nation) Credit Unions|ARTICLE 1 - General Provisions|Section 16503.

16503.  No foreign (other nation) credit union may establish a branch office unless its deposit or share accounts are insured by the National Credit Union Administration or other insurer that is not unsatisfactory to the commissioner.(Added by Stats. 2000, Ch. 612, Sec. 4. Effective January 1, 2001.)
CA Fin Code § 16504 (2021)
2021 California Code|Financial Code - FIN|DIVISION 5 - CREDIT UNIONS|CHAPTER 12 - Foreign (Other Nation) Credit Unions|ARTICLE 1 - General Provisions|Section 16504.

16504.  Each application filed with the commissioner under this chapter or under any regulation or order issued under this chapter shall be in the form, shall contain the information, shall be signed in the manner, and shall (if the commissioner requires by regulation or order) be verified in the manner that the commissioner may by regulation or order require.(Added by Stats. 2000, Ch. 612, Sec. 4. Effective January 1, 2001.)