reglab/housing_qa huggingface dataset:
ID Code § 26-1213 (2021)
2021 Idaho Code|Title 26 - BANKS AND BANKING|Chapter 12 - CIVIL AND CRIMINAL PENALTIES|Section 26-1213 - COMMISSION FOR MAKING LOANS.

26-1213. COMMISSION FOR MAKING LOANS. No officer, director or employee of any bank or the bank holding company owning or controlling the bank shall demand, accept or receive, directly or indirectly, any commission or other consideration on account of the making, extension, or renewal by said bank of any loan, or extension of credit, to any person, firm or corporation. This prohibition shall not apply to consideration paid by a bank to its employees. Any person violating the provisions of this section shall be guilty of a felony.  History: [26-1213, added 1979, ch. 41, sec. 2, p. 123; am. 1993, ch. 53, sec. 5, p. 142.]
ID Code § 26-1214 (2021)
2021 Idaho Code|Title 26 - BANKS AND BANKING|Chapter 12 - CIVIL AND CRIMINAL PENALTIES|Section 26-1214 - OVERDRAFTS.

26-1214. OVERDRAFTS. Any officer or employee of any bank who shall pay out the funds of any bank upon the check, order or draft of any individual, firm, corporation or association, which has not on deposit with such bank a sum equal to such check, order or draft shall be personally liable to it for the amount so paid, unless the drawer of such check, order or draft has previously arranged with the board of directors for credit sufficient to cover such amount. Provided, that the board of directors may ratify such overdraft and relieve such liability. Whenever the overdrafts of the depositors of any bank doing business under this chapter are, in the opinion or judgment of the director of the department of finance, excessive or of long standing, he may require such bank to either collect or materially reduce the same or secure notes in lieu (of) thereof.  History: [26-1214, added 1979, ch. 41, sec. 2, p. 123.]
ID Code § 26-1215 (2021)
2021 Idaho Code|Title 26 - BANKS AND BANKING|Chapter 12 - CIVIL AND CRIMINAL PENALTIES|Section 26-1215 - PENALTY FOR OFFICER OVERDRAWING ACCOUNT.

26-1215. PENALTY FOR OFFICER OVERDRAWING ACCOUNT. Any director, officer or employee of any bank or the bank holding company owning or controlling the bank who knowingly and consistently overdraws his or her account, or any officer or employee who allows such an overdraft shall be guilty of a misappropriation of the bank’s funds and upon conviction thereof, shall be punished by a fine of not exceeding one thousand dollars ($1,000) or by imprisonment in the county jail for not more than one (1) year, or both such fine and imprisonment, in the discretion of the court.  History: [26-1215, added 1979, ch. 41, sec. 2, p. 124.]
ID Code § 26-1216 (2021)
2021 Idaho Code|Title 26 - BANKS AND BANKING|Chapter 12 - CIVIL AND CRIMINAL PENALTIES|Section 26-1216 - CARRYING AS ASSET PROPERTY NOT ACTUALLY OWNED.

26-1216. CARRYING AS ASSET PROPERTY NOT ACTUALLY OWNED. It shall be unlawful for any bank or bank holding company to carry as an asset any note, obligation or security which is not the property of the bank or bank holding company; and any officer or employee of any such bank or bank holding company who places among the assets thereof any note, obligation or security which it does not actually own, or who represents to the director or any examiner appointed by him that any note, obligation or security carried among the assets of the bank or bank holding company is the property of said bank, when in fact such note, obligation or security is not owned by said bank or bank holding company shall be guilty of a misdemeanor.  History: [26-1216, added 1979, ch. 41, sec. 2, p. 124.]
ID Code § 26-1217 (2021)
2021 Idaho Code|Title 26 - BANKS AND BANKING|Chapter 12 - CIVIL AND CRIMINAL PENALTIES|Section 26-1217 - PENALTY FOR NEGLECT TO OPEN.

26-1217. PENALTY FOR NEGLECT TO OPEN. Any bank which fails to open for business within one (1) year after the date from which its charter was issued shall, unless the time is extended by the director of the department of finance, be deemed to have forfeited the charter and its right and authority to do business and to have no further legal existence, and in case the director of the department of finance approves the establishment of any branch of a bank as required by section 26-301, Idaho Code, and such branch or branch office is not established and operating within twelve (12) months after the date the charter is issued, unless the time be extended by the director for good cause shown, such approval shall be of no further force or effect and such branch or branch office shall not be established or operated until the approval of the director is again obtained as required by the statute last mentioned. The director may not extend the time for the establishment and commencement of operations of any such bank or branch office for a longer period than an additional six (6) months.  History: [26-1217, added 1979, ch. 41, sec. 2, p. 124.]
ID Code § 26-1218 (2021)
2021 Idaho Code|Title 26 - BANKS AND BANKING|Chapter 12 - CIVIL AND CRIMINAL PENALTIES|Section 26-1218 - NOTES FOR STOCK SUBSCRIPTION ILLEGAL.

26-1218. NOTES FOR STOCK SUBSCRIPTION ILLEGAL. It shall be unlawful for the officers or directors of the banking corporation to accept the note of any subscriber or stockholder in payment or part payment of the par value of the common stock, surplus or undivided profits.  History: [26-1218, added 1979, ch. 41, sec. 2, p. 124.]
ID Code § 26-1219 (2021)
2021 Idaho Code|Title 26 - BANKS AND BANKING|Chapter 12 - CIVIL AND CRIMINAL PENALTIES|Section 26-1219 - ADVERTISING BRANCHES.

26-1219. ADVERTISING BRANCHES. It shall be unlawful for any bank to advertise that a branch office will be established or available for bank customers until a branch charter has been issued by the director for that branch office under the provisions of chapter 3, title 26, Idaho Code. It shall be unlawful for any person or group of persons to advertise that a unit bank will be established until approval for a bank charter has been issued by the director under the provisions of chapter 2, title 26, Idaho Code.   History: [26-1219, added 1979, ch. 41, sec. 2, p. 124; am. 2015, ch. 204, sec. 22, p. 630.]
ID Code § 26-1220 (2021)
2021 Idaho Code|Title 26 - BANKS AND BANKING|Chapter 12 - CIVIL AND CRIMINAL PENALTIES|Section 26-1220 - ILLEGAL DATA PROCESSING ACTIVITIES.

26-1220. ILLEGAL DATA PROCESSING ACTIVITIES. It shall be unlawful for any person to introduce fraudulent records or data into the computer system of a bank or to use the computer related facilities of a bank without the proper authorization, or to alter or destroy information or files in a bank’s computer system or to obtain without proper authorization, by electronic or other means, money, financial instruments, property, services or valuable data stored in a bank’s computer system. Any person violating the provisions of this section shall be guilty of a felony.  History: [26-1220, added 1979, ch. 41, sec. 2, p. 125.]
ID Code § 26-1401 (2021)
2021 Idaho Code|Title 26 - BANKS AND BANKING|Chapter 14 - AFFILIATED BANK COMPANY|Section 26-1401 - DEFINITIONS.

26-1401. DEFINITIONS. In this chapter: (1) "Affiliated bank," with respect to a trust company or another bank, means any bank: (a) That owns, directly or indirectly, eighty percent (80%) or more of the voting stock of such trust company or other bank; or (b) Eighty percent (80%) or more of the voting stock of which is owned, directly or indirectly, by the same bank holding company that owns, directly or indirectly, eighty percent (80%) or more of the voting stock of such trust company or other bank. (2) "Affiliated trust company" means a trust company with a principal place of business located within the state of Idaho, and eighty percent (80%) or more of the voting stock of which is owned, directly or indirectly, by the same bank or bank holding company that owns, directly or indirectly, eighty percent (80%) or more of the voting stock of a trust company or a bank with respect to which the affiliated trust company is participating in a transfer of fiduciary capacities as provided in this chapter. (3) "Bank" means any state bank or national bank whose operations are principally conducted in this state and which is authorized to engage in trust business. (4) "Bank holding company" means a bank holding company as defined in the United States bank holding company act of 1956, as amended. (5) "Director" means the director of the department of finance. (6) "Fiduciary account," with respect to an affiliated bank, affiliated trust company, or trust company, means an estate, trust, or other fiduciary relationship, and includes all rights, privileges, duties, obligations, and undertakings thereof, that have been established or provided for by a written instrument or in any other lawful manner with such affiliated bank, affiliated trust company or trust company. (7) "Fiduciary capacity" means a capacity resulting from the undertaking to act alone or jointly with others as a personal representative of a decedent’s estate, a guardian or conservator of an estate, a receiver, a trustee under appointment of any court or under authority of any law, or a trustee for any other purpose permitted by law. (8) "Principal place of business," with respect to any affiliated bank, affiliated trust company, or trust company means such entity’s principal place of business within the state of Idaho. (9) "Trust company" means a corporation holding a charter to engage in the trust business in this state, issued pursuant to chapters 32 through 36, title 26, Idaho Code, with a principal place of business located within the state of Idaho.  History: [26-1401, added 1991, ch. 215, sec. 2, p. 515; am. 1992, ch. 87, sec. 1, p. 271; am. 2000, ch. 288, sec. 6, p. 974.]
ID Code § 26-1403 (2021)
2021 Idaho Code|Title 26 - BANKS AND BANKING|Chapter 14 - AFFILIATED BANK COMPANY|Section 26-1403 - TRANSFERS OF FIDUCIARY CAPACITIES NOT PROHIBITED BY SECTION 68-107, IDAHO CODE.

26-1403. TRANSFERS OF FIDUCIARY CAPACITIES NOT PROHIBITED BY SECTION 68-107, IDAHO CODE. No transfer of fiduciary capacities pursuant to the provisions of this chapter shall be deemed to be a transfer or delegation prohibited by the provisions of section 68-107, Idaho Code.  History: [26-1403, added 1991, ch. 215, sec. 2, p. 518.]
ID Code § 26-1404 (2021)
2021 Idaho Code|Title 26 - BANKS AND BANKING|Chapter 14 - AFFILIATED BANK COMPANY|Section 26-1404 - COMPLIANCE AND APPROVAL WITH FINANCIAL INSTITUTION ACQUISITION ACT REQUIRED.

26-1404. COMPLIANCE AND APPROVAL WITH FINANCIAL INSTITUTION ACQUISITION ACT REQUIRED. No out-of-state financial institution or out-of-state financial institution holding company shall be allowed to join in an application for transfer of fiduciary capacities pursuant to the provisions of this chapter unless such out-of-state financial institution or out-of-state financial institution holding company first complies in full with the provisions of chapter 26, title 26, Idaho Code, and obtains approval of the director as specified in chapter 26, title 26, Idaho Code.  History: [26-1404, added 1991, ch. 215, sec. 2, p. 518.]
ID Code § 26-1501 (2021)
2021 Idaho Code|Title 26 - BANKS AND BANKING|Chapter 15 - MISCELLANEOUS PROVISIONS|Section 26-1501 - OFFICE LOCATION.

26-1501. OFFICE LOCATION. (a) Nothing in the laws of this state shall prohibit a bank from maintaining an authorized branch office, customer bank communication terminal or other authorized office at the same location as an authorized office of another bank or a savings and loan association, credit union or supervised lender authorized to do business under the Idaho uniform consumer credit code. (b) Nothing in the laws of this state shall prohibit a savings and loan association from maintaining an authorized branch office or other authorized office at the same location as an authorized office of another savings and loan association or a bank, credit union or supervised lender licensed to do business under the Idaho uniform consumer credit code. (c) Nothing in the laws of this state shall prohibit a credit union from maintaining an authorized branch office, customer credit union communication terminal or other authorized office at the same location as an authorized office of another credit union or a bank, savings and loan association or supervised lender licensed to do business under the Idaho uniform consumer credit code. (d) Nothing in the laws of this state shall prohibit a supervised lender authorized to do business under the Idaho uniform consumer credit code from maintaining an authorized branch office, or other authorized office, at the same location as an authorized office of another supervised lender or a bank, savings and loan association or credit union.  History: [26-1501, added 1979, ch. 224, sec. 1, p. 619.]
ID Code § 26-1601 (2021)
2021 Idaho Code|Title 26 - BANKS AND BANKING|Chapter 16 - IDAHO INTERSTATE BRANCHING ACT|Section 26-1601 - SHORT TITLE.

26-1601. SHORT TITLE. This chapter shall be known, and may be cited as the "Idaho Interstate Branching Act."  History: [26-1601, added 1995, ch. 99, sec. 9, p. 305.]
ID Code § 26-1602 (2021)
2021 Idaho Code|Title 26 - BANKS AND BANKING|Chapter 16 - IDAHO INTERSTATE BRANCHING ACT|Section 26-1602 - STATEMENT OF PURPOSE.

26-1602. STATEMENT OF PURPOSE. It is the policy of the state of Idaho to allow out-of-state banks, chartered either by other states or by the federal government, to branch within the state of Idaho on the terms and conditions set out in this chapter, chapter 3, title 26, Idaho Code, and federal law; further, it is the policy of the state of Idaho to allow banks chartered by or located in this state to establish, operate, and maintain branches in other states in any manner authorized by this act, the law of such other states, and federal law. It is an express purpose of this chapter to authorize mergers between banks in Idaho and banks located in other states.  History: [26-1602, added 1995, ch. 99, sec. 9, p. 306; am. 2015, ch. 204, sec. 23, p. 631.]
ID Code § 26-1603 (2021)
2021 Idaho Code|Title 26 - BANKS AND BANKING|Chapter 16 - IDAHO INTERSTATE BRANCHING ACT|Section 26-1603 - DEFINITIONS.

26-1603. DEFINITIONS. As used in this chapter, and unless the context otherwise requires: (1) "Home state" means: (a) With respect to a state chartered bank, the state from which the bank received the charter under which it operates; (b) With respect to a national bank, the state in which the main office of the national bank is located. (2) "Host state" means, with respect to any bank, a state other than the home state of the bank in which the bank maintains, or seeks to establish and maintain a branch.  History: [26-1603, added 1995, ch. 99, sec. 9, p. 306.]
ID Code § 26-1604 (2021)
2021 Idaho Code|Title 26 - BANKS AND BANKING|Chapter 16 - IDAHO INTERSTATE BRANCHING ACT|Section 26-1604 - MERGER AND BRANCHING APPROVAL.

26-1604. MERGER AND BRANCHING APPROVAL. (1) A bank whose home state is a state other than Idaho may acquire control of, acquire all or part of the assets of, or merge with a bank whose home state is Idaho. Except as authorized in this chapter, chapter 3, title 26, Idaho Code, or federal law, no bank, the home state of which is a state other than Idaho, may establish or maintain an office or branch in this state, or conduct the business of banking in this state. (2) A bank whose home state is Idaho may acquire control of, acquire all or part of the assets of, or merge with a bank whose home state is a state other than Idaho. Except as authorized in this chapter, chapter 3, title 26, Idaho Code, or federal law, no bank, the home state of which is Idaho, may establish or maintain an office or branch in other states. (3) A bank whose home state is a state other than Idaho may establish a branch in Idaho if the bank’s primary federal regulator and home state regulator have approved the bank’s application to do the same. At least thirty (30) days prior to opening a branch in Idaho, a bank whose home state is a state other than Idaho shall: (a) Provide a copy of its branch application to the director; (b) File or register with the Idaho secretary of state as a foreign corporation and provide a copy of such registration and any certificate of authority issued by the Idaho secretary of state to the director; and (c) Appoint a registered agent for service of process in Idaho and provide the director and the Idaho secretary of state with the name and address of such registered agent. (4) A bank with a home state other than Idaho shall apply to and receive the approval of the director prior to any acquisition transaction which, if approved, would result in a bank, the home state of which is Idaho, becoming a branch or branches of the out-of-state bank. The director may accept copies of applications for such transactions made to other state or federal bank supervisory agencies. Without the prior approval of the director pursuant to this chapter, any merger transaction between a bank chartered in this state and any out-of-state bank is unlawful. (5) A bank, the home state of which is Idaho, shall apply to and receive the approval of the director prior to any merger transaction which, if approved, would result in a bank chartered by or located in another state becoming a branch or branches of the bank whose home state is Idaho.  History: [26-1604, added 1995, ch. 99, sec. 9, p. 306; am. 1997, ch. 225, sec. 4, p. 663; am. 2015, ch. 204, sec. 24, p. 631.]
ID Code § 26-1605 (2021)
2021 Idaho Code|Title 26 - BANKS AND BANKING|Chapter 16 - IDAHO INTERSTATE BRANCHING ACT|Section 26-1605 - CONDITIONS.

26-1605. CONDITIONS. (1) The director shall not approve the acquisition of a bank, the home state of which is Idaho, if the statutes of the home state of the acquiring bank would not expressly allow a bank chartered in this state to acquire a bank in such state. (2) Upon notification by a bank, the home state of which is Idaho, that such bank intends to operate a branch in another state, the department will have thirty (30) days within which to object or otherwise act upon such an acquisition. (3) If the director finds a violation of Idaho law concerning the activities of a bank which has Idaho as a host state, or that such a bank is operating in an unsafe and unsound condition, the director may take any enforcement or corrective action authorized under the Idaho bank act. The director may limit the authority of any bank operating in Idaho to accept or retain deposits originating in Idaho if the bank is operating in an unsafe or unsound manner.  History: [26-1605, added 1995, ch. 99, sec. 9, p. 307; am. 2015, ch. 204, sec. 25, p. 632.]
ID Code § 26-1606 (2021)
2021 Idaho Code|Title 26 - BANKS AND BANKING|Chapter 16 - IDAHO INTERSTATE BRANCHING ACT|Section 26-1606 - DEPOSIT CONCENTRATIONS.

26-1606. DEPOSIT CONCENTRATIONS. (1) There shall be under the Idaho bank act, including this chapter and chapter 26, title 26, Idaho Code, no deposit cap or concentration limit in Idaho. (2) The director may, by order, waive any federal deposit concentration limit that has the effect of being more limiting than subsection (1) of this section. In determining to waive the federal concentration limit, the director shall apply a standard that does not discriminate against out-of-state banks, out-of-state bank holding companies, or subsidiaries thereof, upon a finding that the waiver promotes: (a) Availability of financial services; (b) The marketability of Idaho banks; or (c) Other public interest. (3) This section is not intended to affect the applicability, if any, of federal or state antitrust laws.  History: [26-1606, added 1995, ch. 99, sec. 9, p. 307.]
ID Code § 26-1701 (2021)
2021 Idaho Code|Title 26 - BANKS AND BANKING|Chapter 17 - IDAHO INTERNATIONAL BANKING ACT|Section 26-1701 - TITLE AND SCOPE.

26-1701. TITLE AND SCOPE. (1) This chapter shall be known, and may be cited as the "Idaho International Banking Act." (2) This chapter is intended to set forth the terms and conditions under which an international banking corporation may enter and do business in Idaho.  History: [26-1701, added 1995, ch. 99, sec. 10, p. 307.]
ID Code § 26-1702 (2021)
2021 Idaho Code|Title 26 - BANKS AND BANKING|Chapter 17 - IDAHO INTERNATIONAL BANKING ACT|Section 26-1702 - DEFINITIONS.

26-1702. DEFINITIONS. (1) As used in this chapter, unless the context otherwise requires: (a) "Director" means the director of the department of finance. (b) "Federal international bank institutions" means a branch, agency, or representative office of an international banking corporation established and operating under the federal international banking act of 1978, 12 U.S.C. sec. 3101 et seq., as amended, and its regulations. (c) "Foreign country" means a country other than the United States, but including a territory or possession of the United States. (d) "International bank agency" means a business or any part of a banking business conducted in this state or through an office located in this state, other than a federal international bank institution, which exercises powers as set forth in section 26-1709, Idaho Code, on behalf of an international banking corporation. (e) "International bank branch" means a business or any part of a banking business conducted in this state, or through an office located in this state, other than a federal international bank institution, which exercises powers as set forth in section 26-1709, Idaho Code, on behalf of an international banking corporation. (f) "International banking corporation" means a banking corporation organized and licensed under the laws of a foreign country or a political subdivision of a foreign country. (g) "International representative office" means a business location of a representative of an international banking corporation other than a federal international bank institution, established to act in a liaison capacity with existing and potential customers of the international banking corporation and to generate new loans and other activities for the international banking corporation that is operating outside the state. (2) Legal and financial terms used in this chapter refer to equivalent terms used by the country in which the international banking corporation is organized.  History: [26-1702, added 1995, ch. 99, sec. 10, p. 308.]
ID Code § 26-1703 (2021)
2021 Idaho Code|Title 26 - BANKS AND BANKING|Chapter 17 - IDAHO INTERNATIONAL BANKING ACT|Section 26-1703 - AUTHORITY FOR OPERATION OF INTERNATIONAL BANKING OFFICES.

26-1703. AUTHORITY FOR OPERATION OF INTERNATIONAL BANKING OFFICES. (1) An international banking corporation with a home state other than Idaho may establish and operate, directly or indirectly, a federal international bank institution in this state in accordance with applicable federal law. (2) An international banking corporation with no home state may establish and operate, directly or indirectly, a federal international bank institution in this state in accordance with applicable federal law. (3) An international banking corporation with a home state other than Idaho may establish and operate, directly or indirectly, an international bank branch, an international bank agency, or an international representative office in accordance with this chapter and applicable federal law. (4) An international banking corporation with no home state may establish and operate, directly or indirectly, an international bank branch, an international bank agency, or an international representative office in accordance with this chapter and applicable federal law. (5) For the purposes of this section, the home state of an international banking corporation that has branches, agencies, subsidiary commercial lending companies, or subsidiary banks, or any combination of branches, agencies, subsidiary commercial lending companies, or subsidiary banks in more than one (1) state is whichever of the states is so elected by the international banking corporation. If the international banking corporation does not elect a home state, the board of governors of the federal reserve system or the director, as applicable, shall elect the home state.  History: [26-1703, added 1995, ch. 99, sec. 10, p. 308.]