reglab/housing_qa huggingface dataset:
ID Code § 72-302 (2021)
2021 Idaho Code|Title 72 - WORKER'S COMPENSATION AND RELATED LAWS -- INDUSTRIAL COMMISSION|Chapter 3 - SECURITY FOR COMPENSATION|Section 72-302 - REGULATION OF DEPOSIT WITH STATE TREASURER.

72-302. REGULATION OF DEPOSIT WITH STATE TREASURER. The securities so deposited with the state treasurer shall be an exclusive trust for the benefit of the employees of the employers whose compensation liability is so secured, to remain with the treasurer in trust to answer any default of any employer, self-insured employer or surety upon any such obligation established by final judgment upon which execution may lawfully be issued against the employer or surety; the surety, however, at all times shall have the right to collect the interest, dividends and profits upon the securities, and from time to time to withdraw the securities or a portion thereof, substituting therefor others of equally good character and value, to the satisfaction of the commission, and the securities shall not be sold under any process against the surety until after thirty (30) days’ notice to the surety, supplying the date, place and manner of sale, and the process under which and the purpose for which the sale is to be made, accompanied by a copy of the process. The surety shall not be permitted to withdraw from the state treasurer the deposits of money or bonds or permit the surety bonds to lapse for a period of one (1) year after discontinuing business within this state, or while any suit is pending or while any judgment against the surety in this state, or award against an employer whose compensation liability is secured by the surety, shall remain unpaid. Securities which are used to satisfy the requirements of this chapter may be held in the federal reserve book-entry system, as defined in section 41-2870(4), Idaho Code, and interests in such securities may be transferred by bookkeeping entry in the federal reserve book-entry system without physical delivery of certificates representing such securities.  History: [72-302, added I.C., sec. 72-302, as added by 1971, ch. 124, sec. 3, p. 422; am. 1986, ch. 247, sec. 2, p. 667.]
ID Code § 72-303 (2021)
2021 Idaho Code|Title 72 - WORKER'S COMPENSATION AND RELATED LAWS -- INDUSTRIAL COMMISSION|Chapter 3 - SECURITY FOR COMPENSATION|Section 72-303 - QUALIFICATION SUBJECT TO REGULATION.

72-303. QUALIFICATION SUBJECT TO REGULATION. To the end that payment of compensation secured by this law shall be adequately protected, the commissioner [director] of [the department of] insurance is hereby authorized and empowered to make and change from time to time such reasonable regulations as he may deem necessary with reference to required capital stock, surplus and reserves of sureties securing payment of compensation under this law.  History: [72-303, added I.C., sec. 72-303, as added by 1971, ch. 124, sec. 3, p. 422.]
ID Code § 72-304 (2021)
2021 Idaho Code|Title 72 - WORKER'S COMPENSATION AND RELATED LAWS -- INDUSTRIAL COMMISSION|Chapter 3 - SECURITY FOR COMPENSATION|Section 72-304 - PROMPT COMPENSATION PAYMENTS REQUIRED — RULES AND REGULATIONS.

72-304. PROMPT COMPENSATION PAYMENTS REQUIRED — RULES AND REGULATIONS. The commission is authorized to make and change from time to time such rules and regulations as it shall deem necessary to secure the prompt payment of compensation, and after affording the surety opportunity to be heard, may withdraw its approval of any employer or surety who unnecessarily delays payment of compensation, and the commissioner [director] of [the department of] insurance upon notification accordingly shall withdraw his authorization of a surety to insure or guarantee the payment of workmen’s compensation liability of employers in this state.  History: [72-304, added I.C., sec. 72-304, as aded by 1971, ch. 124, sec. 3, p. 422.]
ID Code § 72-305 (2021)
2021 Idaho Code|Title 72 - WORKER'S COMPENSATION AND RELATED LAWS -- INDUSTRIAL COMMISSION|Chapter 3 - SECURITY FOR COMPENSATION|Section 72-305 - CLAIMS SERVICES AND MEDICAL SUPERVISION.

72-305. CLAIMS SERVICES AND MEDICAL SUPERVISION. Each surety shall provide prompt claims services through its own adjusting offices or officers located within the state, or by independent, licensed, resident adjusters. The surety shall provide medical supervision of cases from its insureds through medical consultants located within the state or near enough to provide prompt and continuous service.  History: [72-305, added I.C., sec. 72-305, as added by 1971, ch. 124, sec. 3, p. 422.]
ID Code § 72-306 (2021)
2021 Idaho Code|Title 72 - WORKER'S COMPENSATION AND RELATED LAWS -- INDUSTRIAL COMMISSION|Chapter 3 - SECURITY FOR COMPENSATION|Section 72-306 - RECITALS IN INSURANCE CONTRACTS.

72-306. RECITALS IN INSURANCE CONTRACTS. Every policy of insurance and every guaranty contract or surety bond covering the liability of the employer for compensation shall cover the entire compensation liability of the employer to his employees, and shall contain a provision setting forth the right of an employee to enforce in his own name, either by at any time filing a separate claim or by at any time making the surety a party to the original claim, the liability of the surety in whole or in part for the payment of such compensation, provided, that payment in whole or in part of such compensation by either the employer or the surety shall, to the extent thereof, be a bar to the recovery against the other of the amount so paid.  History: [72-306, added I.C., sec. 72-306, as added by 1971, ch. 124, sec. 3, p. 422.]
ID Code § 72-306A (2021)
2021 Idaho Code|Title 72 - WORKER'S COMPENSATION AND RELATED LAWS -- INDUSTRIAL COMMISSION|Chapter 3 - SECURITY FOR COMPENSATION|Section 72-306A - DEDUCTIBLE CONTRACT.

72-306A. DEDUCTIBLE CONTRACT. (1) A surety issuing a worker’s compensation insurance contract may offer deductibles optional to the policyholder for benefits payable thereunder so long as the director of the department of insurance approves the contract. (2) The director of the department of insurance shall approve a contract containing such a deductible if, but only if, he finds the following standards have been met: (a) Claimants’ rights are properly protected and claimants’ benefits are paid without regard to any such deductible; (b) Premium reductions reflect the type and level of the deductible, consistent with accepted actuarial standards; (c) Premium reductions for deductibles are determined before application of any experience modification, premium surcharge or premium discount; (d) Recognition is given to policyholder characteristics, including size, financial capabilities, nature of activities and number of employees; (e) The policyholder is liable to the surety for the deductible amount in regard to benefits paid for compensable claims; (f) The surety pays all of the deductible amount, applicable to a compensable claim, to the person or provider entitled to benefits and then seeks reimbursement from the policyholder for the applicable deductible amount; (g) Failure to reimburse deductible amounts by the policyholder to the surety is treated under the policy in the same manner as nonpayment of premiums; and (h) Losses subject to the deductible shall be reported and recorded as losses for purposes of ratemaking and application of the experience rating plan on the same basis as losses under policies providing first dollar coverage; and (i) The contract otherwise complies with the statutes of this state. (3) The premium tax required to be paid pursuant to section 72-523, Idaho Code, shall be calculated based on premiums which would have been charged but for the deductible. For all other taxes and assessments, including residual market assessments, based on premium, the amount of premium shall be determined after application of the deductible.  History: [72-306A, added 1993, ch. 223, sec. 1, p. 759.]
ID Code § 72-307 (2021)
2021 Idaho Code|Title 72 - WORKER'S COMPENSATION AND RELATED LAWS -- INDUSTRIAL COMMISSION|Chapter 3 - SECURITY FOR COMPENSATION|Section 72-307 - KNOWLEDGE OF EMPLOYER TO AFFECT SURETY.

72-307. KNOWLEDGE OF EMPLOYER TO AFFECT SURETY. Every such policy, contract or bond shall contain a provision that, as between the employee and the surety, the notice to or knowledge of the occurrence of accident causing an injury or manifestation of an occupational disease on the part of the employer shall be deemed notice or knowledge, as the case may be, on the part of the surety, that the jurisdiction of the employer shall, for the purpose of this law, be the jurisdiction of the surety, and that the surety shall in all things be bound by and subject to the orders, findings, decisions, or awards of the commission rendered against the employer for the payment of compensation.  History: [72-307, added I.C., sec. 72-307, as added by 1971, ch. 124, sec. 3, p. 422.]
ID Code § 72-308 (2021)
2021 Idaho Code|Title 72 - WORKER'S COMPENSATION AND RELATED LAWS -- INDUSTRIAL COMMISSION|Chapter 3 - SECURITY FOR COMPENSATION|Section 72-308 - INSOLVENCY OF EMPLOYER NOT TO RELEASE SURETY.

72-308. INSOLVENCY OF EMPLOYER NOT TO RELEASE SURETY. Every such policy, contract or bond shall contain a provision to the effect that the insolvency or bankruptcy of the employer and his discharge therein shall not relieve the surety from the payment of compensation for injuries received or occupational diseases contracted or death sustained by an employee during the life of such policy or contract.  History: [72-308, added I.C., sec. 72-308, as added by 1971, ch. 124, sec. 3, p. 422.]
ID Code § 72-309 (2021)
2021 Idaho Code|Title 72 - WORKER'S COMPENSATION AND RELATED LAWS -- INDUSTRIAL COMMISSION|Chapter 3 - SECURITY FOR COMPENSATION|Section 72-309 - INSURANCE CONTRACT DEEMED REFORMED.

72-309. INSURANCE CONTRACT DEEMED REFORMED. Every such policy, contract or bond shall be deemed to be made subject to the provisions of this law and, if inconsistent with this law, shall be deemed to be reformed to conform to the provisions of this law.  History: [72-309, added I.C., sec. 72-309, as added by 1971, ch. 124, sec. 3, p. 422.]
ID Code § 72-310 (2021)
2021 Idaho Code|Title 72 - WORKER'S COMPENSATION AND RELATED LAWS -- INDUSTRIAL COMMISSION|Chapter 3 - SECURITY FOR COMPENSATION|Section 72-310 - MISREPRESENTATION NOT TO AFFECT EMPLOYEE’S RIGHTS.

72-310. MISREPRESENTATION NOT TO AFFECT EMPLOYEE’S RIGHTS. (1) No statement in an application for such a policy, contract or bond shall void the policy, contract or bond as between the surety and employer unless such statement shall be false and would materially have affected the acceptance of the risk if known by the surety. In no case shall the holding of the policy, contract or bond void between the surety and employer affect the surety’s obligation to the employer’s employees or their dependents to pay compensation and to discharge other obligations under this law. In such case, the surety shall have a right of action against the employer for any amounts for which the surety is liable under such policy, contract or bond. (2) As between any such employee or his dependents and the surety no question as to breach of warranty or misrepresentation by the insured shall be raised by the surety in any proceeding or any appeal therefrom.  History: [72-310, added I.C., sec. 72-310, as added by 1971, ch. 124, sec. 3, p. 422.]
ID Code § 72-311 (2021)
2021 Idaho Code|Title 72 - WORKER'S COMPENSATION AND RELATED LAWS -- INDUSTRIAL COMMISSION|Chapter 3 - SECURITY FOR COMPENSATION|Section 72-311 - NOTICE OF SECURITY — CANCELLATION OF SURETY CONTRACT.

72-311. NOTICE OF SECURITY — CANCELLATION OF SURETY CONTRACT. (1) The employer shall forthwith file with the commission in form prescribed by it, a notice of his security. (2) No policy of insurance or guaranty contract or surety bond issued against liability arising under this act, where the policy, contract, or bond is intended to provide coverage of greater than one hundred eighty (180) days, shall be canceled or not renewed until at least sixty (60) days after notice of cancellation has been filed with the industrial commission, and also served on the other contracting party either personally or by certified mail to the last known address of the other contracting party. If cancellation is due to failure to pay premiums, material misrepresentations by the insured, substantial and unforeseen changes in the risk assumed, substantial breaches of contractual duties, conditions or warranties, or the policy is being canceled or not renewed at the request of the policyholder, then at least ten (10) days’ notice of cancellation is required and the notice shall be filed as required in this section. For purposes of this section, service by certified mail is complete either on acknowledgement of receipt or refusal of the notice by the contracting party or the fifteenth day after the date the postal authority first attempts to deliver the certified mail as evidenced by P.S. form 3849 or other similar document. (3) A contracting party may, by its own representations or actions, be estopped by the commission from relying on the time limitations set out herein.  History: [72-311, as added by 1971, ch. 124, sec. 3, p. 422; am. 1972, ch. 185, sec. 1, p. 472; am. 1987, ch. 278, sec. 16, p. 587; am. 1988, ch. 238, sec. 1, p. 466; am. 1994, ch. 178, sec. 1, p. 417; am. 2006, ch. 16, sec. 29, p. 65.]
ID Code § 72-312 (2021)
2021 Idaho Code|Title 72 - WORKER'S COMPENSATION AND RELATED LAWS -- INDUSTRIAL COMMISSION|Chapter 3 - SECURITY FOR COMPENSATION|Section 72-312 - POSTING OF NOTICE REGARDING INSURANCE — PENALTY.

72-312. POSTING OF NOTICE REGARDING INSURANCE — PENALTY. Every employer who has complied with section 72-301[, Idaho Code,] shall post and maintain in a conspicuous place or places in and about his place or places of business typewritten or printed notices in form prescribed by the commission, stating the fact that he has complied with the law as to securing the payment of compensation to his employees and their dependents in accordance with the provisions of this law. Such notice shall contain the name and address of the surety, if any, with which the employer has secured payment of compensation. An employer who fails to post and keep such notice conspicuously displayed shall be guilty of a misdemeanor.  History: [72-312, added I.C., sec. 72-312, as added by 1971, ch. 124, sec. 3, p. 422.]
ID Code § 72-313 (2021)
2021 Idaho Code|Title 72 - WORKER'S COMPENSATION AND RELATED LAWS -- INDUSTRIAL COMMISSION|Chapter 3 - SECURITY FOR COMPENSATION|Section 72-313 - PAYMENT PENDING DETERMINATION OF POLICY COVERAGE.

72-313. PAYMENT PENDING DETERMINATION OF POLICY COVERAGE. Whenever any claim is presented and the claimant’s right to compensation is not in issue, but the issue of liability is raised as between an employer and a surety or between two (2) or more employers or sureties, the commission shall order payment of compensation to be made immediately by one or more of such employers or sureties. The commission may order any such employer or surety to deposit the amount of the award or to give such security thereof as may be deemed satisfactory. When the issue is finally resolved, an employer or surety held not liable shall be reimbursed for any such payments by the employer or surety held liable and any deposit or security so made shall be returned.  History: [72-313, added I.C., sec. 72-313, as added by 1971, ch. 124, sec. 3, p. 422.]
ID Code § 72-314 (2021)
2021 Idaho Code|Title 72 - WORKER'S COMPENSATION AND RELATED LAWS -- INDUSTRIAL COMMISSION|Chapter 3 - SECURITY FOR COMPENSATION|Section 72-314 - PAYMENT OF LIABILITY OF PUBLIC EMPLOYER.

72-314. PAYMENT OF LIABILITY OF PUBLIC EMPLOYER. Any sums necessary to be paid under the provisions of this law by any public or quasi-public employer, which exercises taxing power, for compensation premiums or compensation shall be considered to be ordinary and necessary expenses of such employer, and its governing body shall make appropriation of and pay such sums whenever necessary, notwithstanding that it may have failed to anticipate such ordinary and necessary expense in any budget, estimate of expense, appropriation, ordinance, or otherwise.  History: [72-314, added I.C., sec. 72-314, as added by 1971, ch. 124, sec. 3, p. 422.]
ID Code § 72-315 (2021)
2021 Idaho Code|Title 72 - WORKER'S COMPENSATION AND RELATED LAWS -- INDUSTRIAL COMMISSION|Chapter 3 - SECURITY FOR COMPENSATION|Section 72-315 - ERRONEOUS PAYMENT IN GOOD FAITH.

72-315. ERRONEOUS PAYMENT IN GOOD FAITH. Payment of death benefits by an employer in good faith to a dependent subsequent in right to another or other dependents shall protect and discharge the employer unless and until such dependent or dependents prior in right shall have given him notice of his or their claim.  History: [72-315, added I.C., sec. 72-315, as added by 1971, ch. 124, sec. 3, p. 422.]
ID Code § 72-316 (2021)
2021 Idaho Code|Title 72 - WORKER'S COMPENSATION AND RELATED LAWS -- INDUSTRIAL COMMISSION|Chapter 3 - SECURITY FOR COMPENSATION|Section 72-316 - VOLUNTARY PAYMENTS OF INCOME BENEFITS.

72-316. VOLUNTARY PAYMENTS OF INCOME BENEFITS. Any payments made by the employer or his insurer to a workman injured or afflicted with an occupational disease, during the period of disability, or to his dependents, which under the provisions of this law, were not due and payable when made, may, subject to the approval of the commission, be deducted from the amount yet owing and to be paid as income benefits; provided, that in case of disability such deduction shall be made by shortening the period during which income benefits must be paid, and not by reducing the amount of the weekly payments.  History: [72-316, added I.C., sec. 72-316, as added by 1971, ch. 124, sec. 3, p. 422.]
ID Code § 72-317 (2021)
2021 Idaho Code|Title 72 - WORKER'S COMPENSATION AND RELATED LAWS -- INDUSTRIAL COMMISSION|Chapter 3 - SECURITY FOR COMPENSATION|Section 72-317 - PERIODICAL PAYMENTS.

72-317. PERIODICAL PAYMENTS. The commission, upon the application of either party, may in its discretion, having regard to the welfare of the employee and the convenience of the employer, authorize income benefits to be paid biweekly or monthly instead of weekly.  History: [72-317, added I.C., sec. 72-317, as added by 1971, ch. 124, sec. 3, p. 422.]
ID Code § 72-318 (2021)
2021 Idaho Code|Title 72 - WORKER'S COMPENSATION AND RELATED LAWS -- INDUSTRIAL COMMISSION|Chapter 3 - SECURITY FOR COMPENSATION|Section 72-318 - INVALID AGREEMENTS — PENALTY.

72-318. INVALID AGREEMENTS — PENALTY. (1) No agreement by an employee to pay any portion of the premiums paid by his employer for workmen’s compensation, or to contribute to the cost or other security maintained for or carried for the purpose of securing the payment of workmen’s compensation, or to contribute to a benefit fund or department maintained by the employer, or any contract, rule, regulation or device whatever designed to relieve the employer in whole or in part from any liability created by this law, shall be valid. Any employer who makes a deduction for such purpose from the remuneration of any employee entitled to the benefits of this act shall be guilty of a misdemeanor. (2) No agreement by an employee to waive his rights to compensation under this act shall be valid.  History: [72-318, added I.C., sec. 72-318, as added by 1971, ch. 124, sec. 3, p. 422.]
ID Code § 72-320 (2021)
2021 Idaho Code|Title 72 - WORKER'S COMPENSATION AND RELATED LAWS -- INDUSTRIAL COMMISSION|Chapter 3 - SECURITY FOR COMPENSATION|Section 72-320 - COMPENSATION PREFERRED AS WAGES.

72-320. COMPENSATION PREFERRED AS WAGES. All rights of compensation granted by this law shall have the same preference or priority for the whole thereof against the assets of the employer as is allowed by law for any unpaid wages of labor.  History: [72-320, added I.C., sec. 72-320, as added by 1971, ch. 124, sec. 3, p. 422.]
ID Code § 72-321 (2021)
2021 Idaho Code|Title 72 - WORKER'S COMPENSATION AND RELATED LAWS -- INDUSTRIAL COMMISSION|Chapter 3 - SECURITY FOR COMPENSATION|Section 72-321 - STATUTORY AGENT OF EMPLOYER WHO HAS NO BUSINESS LOCALE.

72-321. STATUTORY AGENT OF EMPLOYER WHO HAS NO BUSINESS LOCALE. If an employer maintains no place of business in this state, he shall be deemed to have appointed the secretary of state as his agent for the purpose of acceptance of service of process, or of any order, directive, decision or award of the commission or of notice of any proceeding commenced by any party pursuant to this law.  History: [72-321, added I.C., sec. 72-321, as added by 1971, ch. 124, sec. 3, p. 422.]
ID Code § 72-322 (2021)
2021 Idaho Code|Title 72 - WORKER'S COMPENSATION AND RELATED LAWS -- INDUSTRIAL COMMISSION|Chapter 3 - SECURITY FOR COMPENSATION|Section 72-322 - ASSIGNED RISK.

72-322. ASSIGNED RISK. The director of the department of insurance, after consultation with sureties authorized to issue worker’s compensation policies and guaranty contracts in this state, may put into effect a reasonable system for the equitable apportionment among such sureties of applicants for such policies or guaranty contracts who are in good faith entitled to but are unable to procure the same through ordinary methods. Such system shall be so drawn as to guarantee that such an applicant, if not in default on worker’s compensation premiums, shall, following his application to the assigned risk system and tender of required premium, be covered by worker’s compensation insurance or his coverage guaranteed. When any such system has been approved, all such carriers shall subscribe thereto and participate therein. Assignment shall be in such manner that, as far as practicable, no surety shall be assigned a larger proportion of compensation premiums under assigned policies during any calendar year than that which the total of compensation premiums written in the state by such surety during the preceding year bears to the total compensation premiums written in the state by all such sureties during the preceding calendar year. Provided however, that domestic reciprocal insurers which insure only worker’s compensation risks shall be exempt from participation in this system. Premium charges for the assigned risk plan shall not be excessive, inadequate, nor unfairly discriminatory and shall produce sufficient revenue to make the plan self-sustaining and self-supporting.  History: [72-322, added 1971, ch. 124, sec. 3, p. 422; am. 1996, ch. 220, sec. 2, p. 724; am. 1996, ch. 305, sec. 4, p. 1003.]
ID Code § 72-323 (2021)
2021 Idaho Code|Title 72 - WORKER'S COMPENSATION AND RELATED LAWS -- INDUSTRIAL COMMISSION|Chapter 3 - SECURITY FOR COMPENSATION|Section 72-323 - CREATION OF INDUSTRIAL SPECIAL INDEMNITY FUND.

72-323. CREATION OF INDUSTRIAL SPECIAL INDEMNITY FUND. A fund is hereby created to be known as the industrial special indemnity fund, which shall consist of payments made to it as in sections 72-327 and 72-420, [Idaho Code,] and as may hereafter be provided.  History: [72-323, added I.C., sec. 72-323, as added by 1971, ch. 124, sec. 3, p. 422.]