reglab/housing_qa huggingface dataset:
Ohio Rev Code § 3964.194 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3964 | Captive Insurance Companies|Section 3964.194 | Counterparties; Credit for Reinsurance Ceded to Special Purpose Financial Captive Insurance Company That Is a Subsidiary or Affiliate of the Counterparty.

Effective: September 17, 2014|Latest Legislation:  House Bill 117 - 130th General Assembly|(A) Notwithstanding any other section of the Revised Code, a counterparty may take credit for reinsurance ceded to a special purpose financial captive insurance company that is a subsidiary or affiliate of the counterparty, if assets valued using the basis of accounting applicable to the special purpose financial captive insurance company under division (E) of section 3964.03 of the Revised Code at least equal to the reserves as determined under the basis elected under division (E) of section 3964.03 of the Revised Code for the reinsurance are held directly by the ceding counterparty or in trust on behalf of the ceding counterparty, as security for payment of the obligations under the reinsurance contract with the reinsuring special purpose financial captive insurance company. (B) Such funds shall be held in compliance with the requirements of section 3901.63 of the Revised Code.(C) An Ohio domiciled counterparty in recording its investment in a special purpose financial captive insurance company domiciled in this state, shall value the investment using the special purpose financial captive insurance company's underlying audited statutory equity reflecting the reserves established pursuant to division (E) of section 3964.03 of the Revised Code.(D) Notwithstanding any other provision of the Revised Code that would otherwise apply, any change in surplus that may be recognized by any Ohio domiciled ceding counterparty pursuant to this chapter may be recognized in such ceding counterparty's calculation of its investment in a United States insurance subsidiary, controlled and affiliated entity investment, or any of its Ohio domiciled parents' calculations of their investment in a United Stated insurance subsidiary, controlled, and affiliated entities.
Ohio Rev Code § 3964.20 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3964 | Captive Insurance Companies|Section 3964.20 | Foreign Companies.

Effective: September 17, 2014|Latest Legislation:  House Bill 117 - 130th General Assembly|A captive insurance company organized under the laws of another state or jurisdiction may become a domestic captive insurance company pursuant to section 3913.40 of the Revised Code after complying with all the requirements of this chapter relative to the organization and formation of a domestic captive insurance company.
Ohio Rev Code § 3964.21 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3964 | Captive Insurance Companies|Section 3964.21 | Rules.

Effective: September 17, 2014|Latest Legislation:  House Bill 117 - 130th General Assembly|The superintendent may adopt rules in accordance with Chapter 119. of the Revised Code as are reasonably necessary for the implementation and operation of this chapter.
Ohio Rev Code § 3965.03 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3965 | Cybersecurity Requirements for Insurance Companies|Section 3965.03 | Investigation of Events.

Effective: March 20, 2019|Latest Legislation:  Senate Bill 273 - 132nd General Assembly|(A) If a licensee learns that a cybersecurity event has or may have occurred, the licensee or an outside vendor or service provider designated to act on behalf of the licensee shall conduct a prompt investigation. (B) During the investigation, the licensee or an outside vendor or service provider designated to act on behalf of the licensee shall, at a minimum, do as much of the following as possible: (1) Determine whether a cybersecurity event has occurred; (2) Assess the nature and scope of the cybersecurity event; (3) Identify any nonpublic information that may have been involved in the cybersecurity event; (4) Perform or oversee reasonable measures to restore the security of the information systems compromised in the cybersecurity event in order to prevent further unauthorized acquisition, release, or use of nonpublic information in the licensee's possession, custody, or control. (C) If the licensee learns that a cybersecurity event has or may have occurred in a system maintained by a third-party service provider, the licensee shall take the actions described in division (B) of this section or make reasonable efforts to confirm and document that the third-party service provider has taken those actions. (D) The licensee shall maintain records concerning all cybersecurity events for a period of at least five years from the date of the cybersecurity event and shall produce those records upon demand of the superintendent of insurance.
Ohio Rev Code § 3965.05 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3965 | Cybersecurity Requirements for Insurance Companies|Section 3965.05 | Powers of Superintendent.

Effective: March 20, 2019|Latest Legislation:  Senate Bill 273 - 132nd General Assembly|(A) The superintendent of insurance shall have power to examine and investigate into the affairs of any licensee to determine whether the licensee has been or is engaged in any conduct in violation of this chapter. This power is in addition to the powers that the superintendent has under Title XXXIX and Chapters 1739. and 1751. of the Revised Code. (B) Whenever the superintendent has reason to believe that a licensee has been or is engaged in conduct in this state that violates this chapter, the superintendent may take any necessary or appropriate action to enforce the provisions of this chapter.
Ohio Rev Code § 3965.07 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3965 | Cybersecurity Requirements for Insurance Companies|Section 3965.07 | Exemptions.

Effective: March 20, 2019|Latest Legislation:  Senate Bill 273 - 132nd General Assembly|(A) A licensee is exempt from the requirements of section 3965.02 of the Revised Code if it meets any of the following criteria: (1) The licensee has fewer than twenty employees. (2) The licensee has less than five million dollars in gross annual revenue. (3) The licensee has less than ten million dollars in assets, measured at the end of the licensee's fiscal year. (B)(1) A licensee subject to and in compliance with the privacy and security rules of 45 C.F.R. Parts 160 and 164 shall be deemed to meet the requirements of this chapter, except those pertaining to notification under section 3965.04 of the Revised Code. The licensee shall submit a written statement to the superintendent certifying its compliance with 45 C.F.R. Parts 160 and 164. The information furnished by a licensee pursuant to section 3965.04 of the Revised Code shall be confidential in accordance with section 3965.06 of the Revised Code. Each licensee shall maintain for examination by the superintendent all records, schedules, and data supporting the certificate of compliance for a period of five years. To the extent an insurer has identified areas, systems, or processes that require material improvement, updating, or redesign, the insurer shall document the identification and the remedial efforts planned and underway to address such areas, systems, or processes. Such documentation shall be available for inspection by the department. (2) Notwithstanding any other provision of this chapter, a licensee subject to HIPAA shall comply with the requirements of any subsequent amendments to HIPAA in the timeframe established in the applicable amendments to HIPAA. (C) An employee, agent, representative, independent contractor, or designee of a licensee, who is also a licensee, is exempt from section 3965.02 of the Revised Code and need not develop its own information security program to the extent that the employee, agent, representative, independent contractor, or designee is covered by the information security program of the other licensee. (D) If a licensee ceases to qualify for an exemption, the licensee shall have one hundred eighty days after the date it ceases to qualify to comply with this chapter.
Ohio Rev Code § 3965.08 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3965 | Cybersecurity Requirements for Insurance Companies|Section 3965.08 | Affirmative Defense.

Effective: March 20, 2019|Latest Legislation:  Senate Bill 273 - 132nd General Assembly|(A) A licensee that satisfies the provisions of this chapter shall be entitled to an affirmative defense to any cause of action sounding in tort that is brought under the laws of this state or in the courts of this state and that alleges that the failure to implement reasonable information security controls resulted in a data breach concerning nonpublic information. (B) The affirmative defenses permitted under this section shall not limit any other affirmative defenses available to a licensee.
Ohio Rev Code § 3965.09 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3965 | Cybersecurity Requirements for Insurance Companies|Section 3965.09 | Applicability and Scope of Chapter.

Effective: March 20, 2019|Latest Legislation:  Senate Bill 273 - 132nd General Assembly|Notwithstanding any other provision of law, the provisions of this chapter and any rules adopted pursuant to this chapter constitute the exclusive state standards and requirements applicable to licensees regarding cybersecurity events, the security of nonpublic information, data security, investigation of cybersecurity events, and notification to the superintendent of cybersecurity events.
Ohio Rev Code § 3965.10 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3965 | Cybersecurity Requirements for Insurance Companies|Section 3965.10 | Adoption of Rules.

Effective: March 20, 2019|Latest Legislation:  Senate Bill 273 - 132nd General Assembly|The superintendent of insurance, pursuant to Chapter 119. of the Revised Code, may adopt rules as necessary to carry out the provisions of this chapter.
Ohio Rev Code § 3965.11 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3965 | Cybersecurity Requirements for Insurance Companies|Section 3965.11 | Administration.

Effective: March 20, 2019|Latest Legislation:  Senate Bill 273 - 132nd General Assembly|The superintendent of insurance shall consider the nature, scale, and complexity of licensees in administering this chapter and adopting rules pursuant to this chapter.
Ohio Rev Code § 3999.02 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3999 | Crimes Relating to Insurance|Section 3999.02 | False Statement by Medical Examiner of Insurance Company.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|No medical examiner for a life insurance company or for an applicant for insurance therein shall knowingly make a false statement or report to such company or to an officer thereof concerning the health or physical condition of an applicant for insurance, or other matter or thing affecting the granting of such insurance.
Ohio Rev Code § 3999.03 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3999 | Crimes Relating to Insurance|Section 3999.03 | Life Insurance - Official or Agent Issuing Fraudulent Policies.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|No trustee, officer, agent, or employee of a corporation, company, or association organized to transact the business of life or accident or life and accident insurance on the assessment plan shall knowingly insure a person, or permit him to be insured without that person's knowledge or consent, or insure a fictitious person, a person over sixty-five or under fifteen years of age, or a sickly or infirm person.No physician or other person shall knowingly aid or abet any person in effecting insurance described in this section, or in effecting insurance of his own life.
Ohio Rev Code § 3999.04 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3999 | Crimes Relating to Insurance|Section 3999.04 | Changing Life Insurance Policy.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|No life insurance company doing business in this state, or an agent thereof, shall make a contract of insurance, or an agreement as to such contract, other than is plainly expressed in the policy issued thereon.
Ohio Rev Code § 3999.05 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3999 | Crimes Relating to Insurance|Section 3999.05 | Rebates and Other Inducements From Life Insurance Companies.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|No life insurance company doing business in this state, or an officer, agent, solicitor, or representative thereof, shall pay, allow, or give, or offer to pay, allow, or give, directly or indirectly, as an inducement to insurance, a rebate of the premium payable on a policy, or a special favor or advantage in the dividends or other benefits to accrue thereon, or a paid employment or contract for services of any kind, or any valuable consideration or inducement not specified in the policy of insurance, or give, sell, or purchase, or offer to give, sell, or purchase, as an inducement for insurance, any stocks, bonds, or securities of an insurance company or other corporation, association, or partnership, or any dividends or profits to accrue thereon, or anything of value not specified in the policy.
Ohio Rev Code § 3999.07 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3999 | Crimes Relating to Insurance|Section 3999.07 | Sale or Assignment of Premium Note Before Delivery of Policy.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|No person, having accepted a premium note in payment of the purchase price of a policy of insurance, shall sell or assign such note prior to the delivery and acceptance of such policy.
Ohio Rev Code § 3999.08 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3999 | Crimes Relating to Insurance|Section 3999.08 | Misrepresentations in Soliciting Insurance.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|No person for himself or as an officer, director, agent, solicitor, or representative of any insurance company, except fire insurance companies or associations or fraternal benefit societies, doing business in this state, shall issue, circulate, or cause or permit to be issued or circulated any estimate, illustration, circular, or statement of any sort misrepresenting the terms of the policy issued or to be issued by such company or the benefits or advantages promised thereby or the dividends or shares or surplus to be received thereon. No person shall use any name or title of any policy or class of policies misrepresenting the true nature thereof, or make, circulate, use, or cause to be made, circulated, or used, any illustration, circular, or statement, whether written or oral, misrepresenting the terms of any policy issued by any such corporation, or the benefits or advantages promised thereby, or any misleading estimate of the dividends or shares of surplus to be received therefrom. No person shall make any misleading representations or incomplete comparison of policies or certificates of insurance to any person insured in any such corporation for the purpose of inducing or tending to induce such person to lapse, forfeit, or surrender his said insurance. Fines collected for violations of this section shall be paid to the county treasurer for the use of the schools as provided in sections 3315.31 and 3315.32 of the Revised Code.Upon any such conviction the superintendent of insurance shall revoke, for not more than one year, the license of the person, firm, corporation, or association so offending. The superintendent, when he is of the opinion that any company or association writing life insurance in this state, on any plan, is knowingly permitting any of its agents to violate this section, shall give such company or association reasonable notice of a hearing upon the charge of knowingly permitting this section to be violated, and if he finds said company or association guilty of the offense, he shall revoke its license.
Ohio Rev Code § 3999.09 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3999 | Crimes Relating to Insurance|Section 3999.09 | False or Malicious Statements About Insurance Company.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|No company doing business in this state, or any officer, director, clerk, employee, or agent thereof, shall make, orally or otherwise, publish, print, distribute, or circulate, or cause the same to be done, or aid, abet, or encourage the making, printing, publishing, distributing, or circulating of, any pamphlet, circular, article, literature, or statement of any kind which is defamatory of any insurance company doing business in this state, or which contains any false and malicious criticism or false and malicious statement calculated to insure such company in its reputation or business. No officer, director, clerk, employee, or agent of any company shall violate this section.
Ohio Rev Code § 3999.10 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3999 | Crimes Relating to Insurance|Section 3999.10 | Misrepresentations in Advertisement by Insurance Company.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|No insurance company, corporation, or association authorized to transact business in this state, or an agent thereof, by advertisement in a newspaper, magazine, or periodical or by a sign, circular, card, policy of insurance, certificate, or renewal thereof, or otherwise, shall state or represent that funds or assets are in its possession, not actually possessed by it and available for the payment of losses and claims and held for the protection of its policyholders or creditors, or advertise a subscribed capital not actually paid up in cash.
Ohio Rev Code § 3999.11 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3999 | Crimes Relating to Insurance|Section 3999.11 | Advertisement at Variance With Verified Statement.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|No insurance company, corporation, or association authorized to transact business in this state shall purport to make known its financial standing by advertisement, public announcement, or by making or issuing a circular or card, which fails to correspond, in all the particulars which it so purports to make known, with the last preceding verified statement made by it to the insurance department of any state.
Ohio Rev Code § 3999.12 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3999 | Crimes Relating to Insurance|Section 3999.12 | Disbursements by Domestic Life Insurance Companies.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|No domestic life insurance company making a disbursement of one hundred dollars or more shall fail to have it evidenced by a voucher signed by or on behalf of the person, firm, or corporation receiving the money and correctly describing the consideration thereof; if such expenditure is for both services and disbursements, such company shall not fail to set forth in such voucher, the service rendered and an itemized statement of the disbursement made; if such expenditure was in connection with a matter pending before a legislative or public body or a department or officer of any state or government, in addition to the foregoing information, such corporation shall not fail to describe correctly in such voucher the nature of the matter and of the interest of such company therein.If such voucher cannot be obtained, such expenditures must be evidenced by an affidavit describing the character and object of the expenditure and stating the reasons for not obtaining such voucher.
Ohio Rev Code § 3999.13 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3999 | Crimes Relating to Insurance|Section 3999.13 | Unlawful Reinsurance.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|No officer, director, or stockholder of a company organized under the laws of this state to do the business of life, accident, or health insurance, either on the stock, mutual, stipulated premiums, assessment, or fraternal plan, shall violate or consent to a violation of any law governing or forbidding the reinsurance of the risks, or any part thereof, or the consolidation of such company with any other company or association, or the assumption of reinsurance of the whole or any portion of the risks of another company by such company.
Ohio Rev Code § 3999.14 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3999 | Crimes Relating to Insurance|Section 3999.14 | Foreign Life Insurance Companies on the Assessment Plan.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|No officer or agent of a corporation, company, or association organized under the laws of any other state of the United States to transact the business of life or accident insurance or life and accident insurance on the assessment plan, shall violate or fail to comply with any law relating to such corporation, company, or association.
Ohio Rev Code § 3999.15 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3999 | Crimes Relating to Insurance|Section 3999.15 | Violations by Accident Insurance Companies and Officers Thereof.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|No company organized under the laws of this state for the special purpose of insuring against accidental personal injury and loss of life sustained while traveling by railroad, steamboat, or other mode of conveyance, against accidental personal injury and loss of life sustained by accident of every description, and against expenses and lost of time occasioned by injury or sickness, on such terms, and for such periods of time, and confined to such countries and localities and to such persons as from time to time may be provided in the bylaws of such company, or any officer of such company, shall violate any law relating to such company.
Ohio Rev Code § 3999.16 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3999 | Crimes Relating to Insurance|Section 3999.16 | Handicapped Persons - Unfair Discrimination.

Effective: January 1, 2021|Latest Legislation:  House Bill 339 - 133rd General Assembly|No officer, director, trustee, agent, or employee of any insurance company, corporation, or association authorized to transact business in this state shall knowingly use underwriting standards or rates that result in unfair discrimination against any handicapped person. This section does not prevent reasonable classifications of handicapped persons for determining insurance rates. As used in this section, "handicapped" means a medically diagnosable, abnormal condition which is expected to continue for a considerable length of time, whether correctable or uncorrectable by good medical practice, which can reasonably be expected to limit the person's functional ability, including but not limited to seeing, hearing, thinking, ambulating, climbing, descending, lifting, grasping, sitting, rising, any related function, or any limitation due to weakness or significantly decreased endurance, so that the person cannot perform the person's everyday routine living and working without significantly increased hardship and vulnerability to what are considered the everyday obstacles and hazards encountered by the nonhandicapped.