reglab/housing_qa huggingface dataset:
MI Comp L § 500.2472 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-24 - Chapter 24 Casualty Insurance Rates (500.2400...500.2484)|Section 500.2472 - Statistical Plans; Exchange of Data, Consultation.

500.2472 Statistical plans; exchange of data, consultation. Sec. 2472.  (1) The commissioner shall promulgate reasonable rules and statistical plans, reasonably adapted to each of the rating systems on file with him, which may be modified from time to time and which shall be used thereafter to the extent applicable to its particular rating system or systems, by each insurer in the recording and reporting of its loss and countrywide expense experience, in order that the experience of all insurers may be made available at least annually in such form and detail as may be necessary to aid him in determining whether rating systems comply with the standards set forth in section 2403. Such rules and plans may also provide for the recording and reporting of expense experience items which are specially applicable to this state and are not susceptible of determination by a prorating of countrywide expense experience. In promulgating such rules and plans, the commissioner shall give due consideration to the rating systems on file with him and, in order that such rules and plans may be as uniform as is practicable among the several states, to the rules and to the form of the plans used for such rating systems in other states. No insurer shall be required to record or report its loss experience on a classification basis that is inconsistent with the rating system filed by it and no insurer shall be required to record or report its loss or expense experience on any basis or statistical plan that differs from that which is regularly employed and maintained in the usual course of such insurer's business, or to any rating organization or agency of which it is not a member or subscriber. The commissioner may designate 1 or more rating organizations or other agencies to assist him in gathering such experience and making compilations thereof, and such compilations shall be made available, subject to reasonable rules promulgated by the commissioner, to insurers and rating organizations.  (2) Reasonable rules and plans may be promulgated by the commissioner for the interchange of data necessary for the application of rating plans.  (3) In order to further uniform administration of rate regulatory laws, the commissioner and every insurer and rating organization may exchange information and experience data with insurance supervisory officials, insurers and rating organizations in other states and may consult with them with respect to rate making and the application of rating systems. History: 1956, Act 218, Eff. Jan. 1, 1957 Popular Name: Act 218
MI Comp L § 500.2474 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-24 - Chapter 24 Casualty Insurance Rates (500.2400...500.2484)|Section 500.2474 - Prohibited Acts; Violation; Penalties.

500.2474 Prohibited acts; violation; penalties.  Sec. 2474.  A person or organization shall not wilfully withhold information from, or knowingly give false or misleading information to, the commissioner, any statistical agency designated by the commissioner, any rating organization, any data collection agency, or any insurer, which will affect the rates or premiums chargeable under this chapter. A violation of this section shall subject the person or organization guilty of the violation to the penalties provided in section 2478. History: 1956, Act 218, Eff. Jan. 1, 1957 ;-- Am. 1982, Act 8, Eff. Jan. 1, 1983 Popular Name: Act 218
MI Comp L § 500.2475 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-24 - Chapter 24 Casualty Insurance Rates (500.2400...500.2484)|Section 500.2475 - Policy Forms and Statistical Plans for Worker's Compensation Insurance; Continuation.

500.2475 Policy forms and statistical plans for worker's compensation insurance; continuation. Sec. 2475.  The policy forms and statistical plans for worker's compensation insurance in effect on January 1, 1983 may continue to be used until changed pursuant to the requirements of this act. History: Add. 1982, Act 7, Eff. Jan. 1, 1983 Popular Name: Act 218
MI Comp L § 500.2476 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-24 - Chapter 24 Casualty Insurance Rates (500.2400...500.2484)|Section 500.2476 - Assigned Risks; Rate Modifications.

500.2476 Assigned risks; rate modifications.  Sec. 2476.  Agreements may be made among insurers with respect to the equitable apportionment among them of insurance which may be afforded applicants who are in good faith entitled to but who are unable to procure such insurance through ordinary methods and such insurers may agree among themselves on the use of reasonable rate modifications for such insurance, such agreements and rate modifications to be subject to the approval of the commissioner. History: 1956, Act 218, Eff. Jan. 1, 1957 Popular Name: Act 218
MI Comp L § 500.2477 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-24 - Chapter 24 Casualty Insurance Rates (500.2400...500.2484)|Section 500.2477 - Repealed. 2016, Act 102, Eff. Aug. 1, 2016.

500.2477 Repealed. 2016, Act 102, Eff. Aug. 1, 2016. Compiler's Notes: The repealed section pertained to submission of data and information by insurer providing professional liability insurance.
MI Comp L § 500.2477a (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-24 - Chapter 24 Casualty Insurance Rates (500.2400...500.2484)|Section 500.2477a - Repealed. 2016, Act 102, Eff. Aug. 1, 2016.

500.2477a Repealed. 2016, Act 102, Eff. Aug. 1, 2016. Compiler's Notes: The repealed section pertained to submission of data by insurer providing municipal liability insurance.
MI Comp L § 500.2477b (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-24 - Chapter 24 Casualty Insurance Rates (500.2400...500.2484)|Section 500.2477b - Repealed. 2016, Act 102, Eff. Aug. 1, 2016.

500.2477b Repealed. 2016, Act 102, Eff. Aug. 1, 2016. Compiler's Notes: The repealed section pertained to submission of data by person paying or assuming liability to pay municipality liability or professional liability claim against health care provider.
MI Comp L § 500.2477c (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-24 - Chapter 24 Casualty Insurance Rates (500.2400...500.2484)|Section 500.2477c - Repealed. 2016, Act 102, Eff. Aug. 1, 2016.

500.2477c Repealed. 2016, Act 102, Eff. Aug. 1, 2016. Compiler's Notes: The repealed section pertained to submission of data by attorney representing plaintiff or defendant in regard to municipal liability or professional liability claim against health care provider.
MI Comp L § 500.2477d (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-24 - Chapter 24 Casualty Insurance Rates (500.2400...500.2484)|Section 500.2477d - Repealed. 2016, Act 98, Eff. Aug. 1, 2016.

500.2477d Repealed. 2016, Act 98, Eff. Aug. 1, 2016. Compiler's Notes: The repealed section pertained to publication of report by commissioner.
MI Comp L § 500.2478 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-24 - Chapter 24 Casualty Insurance Rates (500.2400...500.2484)|Section 500.2478 - Violation of Chapter; Imposition and Disposition of Civil Fine; Suspension or Revocation of License.

500.2478 Violation of chapter; imposition and disposition of civil fine; suspension or revocation of license. Sec. 2478.  (1) Subject to subsection (3), the commissioner may, if he or she finds that any person or organization has violated a provision of this chapter, previous to the date of his or her finding, impose a civil fine of not more than $300.00 for each violation, and if the violation is wilful, the commissioner may impose a civil fine of not more than $1,500.00 for each violation. A civil fine shall not be imposed for an offense that was committed more than 12 months prior to the date of the commissioner's findings. A fine collected under this subsection shall be turned over to the state treasurer and credited to the general fund of the state.  (2) The commissioner may suspend the license of any rating organization or insurer which fails to comply with an order of the commissioner within the time specified by the order, or any extension of the order which the commissioner may grant, but the suspension shall not affect the validity or continued effectiveness of rates previously filed and effective. The commissioner shall not suspend the license of any rating organization or insurer for failure to comply with an order until the time prescribed for an appeal from the order has expired, or, if an appeal has been taken, until the order has been affirmed. The commissioner may determine when a suspension of license shall become effective, and the suspension shall remain in effect for the period fixed by him or her, unless he or she modifies or rescinds the suspension, or until the order upon which the suspension is based is modified, rescinded, or reversed.  (3) A civil fine shall not be imposed and a license shall not be suspended or revoked except upon a written order of the commissioner, specifying the alleged violation and stating his or her findings, made after a hearing held upon not less than 10 days' written notice to the person or organization. An order issued by the commissioner pursuant to this section shall not require the payment of civil fines exceeding $10,000.00. History: 1956, Act 218, Eff. Jan. 1, 1957 ;-- Am. 1984, Act 7, Imd. Eff. Feb. 1, 1984 Popular Name: Act 218
MI Comp L § 500.2482 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-24 - Chapter 24 Casualty Insurance Rates (500.2400...500.2484)|Section 500.2482 - Insurer or Rating Organization Aggrieved by Order Without Hearing; Hearing, Court Review.

500.2482 Insurer or rating organization aggrieved by order without hearing; hearing, court review. Sec. 2482.  (1) Any insurer or rating organization aggrieved by any order or decision of the commissioner made without a hearing, may within 30 days after notice of the order to the insurer or organization, make written request to the commissioner for a hearing thereon. The commissioner shall hear such party or parties within 20 days after receipt of such request and shall give not less than 10 days' written notice of the time and place of the hearing. Within 15 days after such hearing the commissioner shall affirm, reverse or modify his previous action, specifying his reasons therefor. Pending such hearing and decision thereon the commissioner may suspend or postpone the effective date of his previous action.  (2) Any order or decision of the commissioner shall be subject to review in accordance with the provisions of section 244, but no order or decision appealed from as herein provided shall become effective or be enforced pending final disposition of such appeal. History: 1956, Act 218, Eff. Jan. 1, 1957 Popular Name: Act 218
MI Comp L § 500.2484 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-24 - Chapter 24 Casualty Insurance Rates (500.2400...500.2484)|Section 500.2484 - Insurance Commissioner; Regulatory Powers.

500.2484 Insurance commissioner; regulatory powers. Sec. 2484.  The commissioner may make reasonable rules and regulations necessary to effect the purposes of this chapter. History: 1956, Act 218, Eff. Jan. 1, 1957 Popular Name: Act 218Admin Rule: R 500.901 et seq. and R 500.1201 et seq. of the Michigan Administrative Code.
MI Comp L § 500.2500-500.2517 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-25 - Chapter 25 Brown-Mcneely Insurance Fund (500.2500...500.2517)|Section 500.2500-500.2517 - Repealed. 1977, Act 42, Imd. Eff. June 28, 1977;—1996, Act 548, Imd. Eff. Jan. 15, 1997.

500.2500-500.2517 Repealed. 1977, Act 42, Imd. Eff. June 28, 1977;—1996, Act 548, Imd. Eff. Jan. 15, 1997. Popular Name: Act 218
MI Comp L § 500.2600 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-26 - Chapter 26 Fire and Inland Marine Rates (500.2600...500.2674)|Section 500.2600 - Purpose of Chapter; Construction.

500.2600 Purpose of chapter; construction.  Sec. 2600.  The purpose of this chapter is to promote the public welfare by regulating insurance rates to the end that they shall not be excessive, inadequate or unfairly discriminatory, and to authorize and regulate cooperative action among insurers in rate making and in other matters within the scope of the insurance code. Nothing in this chapter is intended (1) to prohibit or discourage reasonable competition, or (2) to prohibit, or encourage except to the extent necessary to accomplish the aforementioned purpose, uniformity in insurance rates, rating systems, rating plans or practices. Conformity with this chapter shall not be deemed to be a violation of section 2075 (compacts to restrain competition prohibited). This chapter shall be liberally interpreted to carry into effect the provisions of this section. History: 1956, Act 218, Eff. Jan. 1, 1957 Popular Name: Act 218Admin Rule: R 501.251 et seq. of the Michigan Administrative Code.
MI Comp L § 500.2604 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-26 - Chapter 26 Fire and Inland Marine Rates (500.2600...500.2674)|Section 500.2604 - Expired. 1980, Act 461, Eff. Dec. 31, 1980.

500.2604 Expired. 1980, Act 461, Eff. Dec. 31, 1980. Compiler's Notes: The expired section pertained to underwriting.Subsequent to its expiration, this section was amended by Act 461 of 1980.Popular Name: Act 218
MI Comp L § 500.2608 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-26 - Chapter 26 Fire and Inland Marine Rates (500.2600...500.2674)|Section 500.2608 - Rate Filings; Review by Insurance Commissioner; Waiting Period; Specific Inland Marine Rates on Risks.

500.2608 Rate filings; review by insurance commissioner; waiting period; specific inland marine rates on risks. Sec. 2608.  (1) The commissioner shall review filings as soon as reasonably possible after they have been made in order to determine whether they meet the requirements of this chapter.  (2) Subject to the exception specified in subsection (3) of this section, each filing shall be on file for a waiting period of 15 days before it becomes effective, which period may be extended by the commissioner for an additional period not to exceed 15 days if he gives written notice within such waiting period to the insurer or rating organization which made the filing that he needs such additional time for the consideration of such filing. Upon written application by such insurer or rating organization, the commissioner may authorize a filing which he has reviewed to become effective before the expiration of the waiting period or any extension thereof. A filing shall be deemed to meet the requirements of this chapter unless disapproved by the commissioner within the waiting period or any extension thereof.  (3) Specific inland marine rates on risks specially rated by a rating organization shall become effective when filed and shall be deemed to meet the requirements of this chapter until such time as the commissioner reviews the filing and so long thereafter as the filing remains in effect. History: 1956, Act 218, Eff. Jan. 1, 1957 Popular Name: Act 218
MI Comp L § 500.2610 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-26 - Chapter 26 Fire and Inland Marine Rates (500.2600...500.2674)|Section 500.2610 - Filing Requirements; Modification or Suspension by Insurance Commissioner.

500.2610 Filing requirements; modification or suspension by insurance commissioner. Sec. 2610.  Under such rules and regulations as he shall adopt the commissioner may, by written order, suspend or modify the requirement of filing as to any kind of insurance, subdivision or combination thereof, or as to classes of risks, the rates for which cannot practicably be filed before they are used. Such orders, rules and regulations shall be made known to insurers and rating organizations affected thereby. The commissioner may make such examination as he may deem advisable to ascertain whether any rates affected by such order meet the standards set forth in subdivision (b) of subsection (1) of section 2603 (rate standards).  History: 1956, Act 218, Eff. Jan. 1, 1957 Popular Name: Act 218
MI Comp L § 500.2612 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-26 - Chapter 26 Fire and Inland Marine Rates (500.2600...500.2674)|Section 500.2612 - Rate Filings; Adherence by Insurer.

500.2612 Rate filings; adherence by insurer.  Sec. 2612.  No insurer shall make or issue a contract except in accordance with the filings which are in effect for said insurer as provided in this chapter or in accordance with sections 2610 or 2614. This section shall not apply to contracts or policies for inland marine risks as to which filings are not required.  History: 1956, Act 218, Eff. Jan. 1, 1957 Popular Name: Act 218
MI Comp L § 500.2614 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-26 - Chapter 26 Fire and Inland Marine Rates (500.2600...500.2674)|Section 500.2614 - Rate Organization; Excess Rates on Specific Risks.

500.2614 Rate organization; excess rates on specific risks. Sec. 2614.  Upon the written application of the insured, stating his reasons therefor, filed with and approved by the commissioner, a rate in excess of that provided by a filing otherwise applicable may be used on any specific risk. History: 1956, Act 218, Eff. Jan. 1, 1957 Popular Name: Act 218
MI Comp L § 500.2616 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-26 - Chapter 26 Fire and Inland Marine Rates (500.2600...500.2674)|Section 500.2616 - Disapproval of Filing by Insurance Commissioner; Notice; Waiting Period; Specific Inland Marine Rate.

500.2616 Disapproval of filing by insurance commissioner; notice; waiting period; specific inland marine rate. Sec. 2616.  (1) If within the waiting period or any extension thereof as provided in section 2608 (2), the commissioner finds that a filing does not meet the requirements of this chapter, he shall send to the insurer or rating organization which made such filing, written notice of disapproval of such filing specifying therein in what respects he finds such filing fails to meet the requirements of this chapter and stating that such filing shall not become effective.  (2) If within 30 days after a specific inland marine rate on a risk specially rated by a rating organization, subject to section 2608 (3) has become effective, the commissioner finds that such filing does not meet the requirements of this chapter, he shall send to the rating organization which made such filing written notice of disapproval of such filing specifying therein in what respects he finds that such filing fails to meet the requirements of this chapter and stating when, within a reasonable period thereafter, such filing shall be deemed no longer effective. Said disapproval shall not affect any contract made or issued prior to the expiration of the period set forth in said notice. History: 1956, Act 218, Eff. Jan. 1, 1957 Popular Name: Act 218
MI Comp L § 500.2618 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-26 - Chapter 26 Fire and Inland Marine Rates (500.2600...500.2674)|Section 500.2618 - Failure of Filing to Meet Requirements; Procedure.

500.2618 Failure of filing to meet requirements; procedure.Sec. 2618.  If at any time after the applicable review period provided for in section 2616, the commissioner finds that a filing does not meet the requirements of this chapter, the commissioner shall, after a hearing held upon not less than 10 days' written notice, specifying the matters to be considered at the hearing, to every insurer and rating organization that made the filing, issue an order specifying in what respects the commissioner finds that the filing fails to meet the requirements of this chapter, and stating when, within a reasonable period thereafter, that filing shall be considered no longer effective. A copy of the order shall be sent to every insurer and rating organization subject to the order. The order shall not affect any contract or policy made or issued before the date the filing becomes ineffective as indicated in the commissioner's order. History: 1956, Act 218, Eff. Jan. 1, 1957 ;-- Am. 2008, Act 241, Imd. Eff. July 17, 2008 Popular Name: Act 218
MI Comp L § 500.2620 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-26 - Chapter 26 Fire and Inland Marine Rates (500.2600...500.2674)|Section 500.2620 - Disapproval of Filing; Complaint of Aggrieved Person or Organization; Hearing; Notice; Order Rendering Filing Ineffective.

500.2620 Disapproval of filing; complaint of aggrieved person or organization; hearing; notice; order rendering filing ineffective. Sec. 2620.  (1) Any person or organization aggrieved with respect to any filing which is in effect may make written application to the commissioner for a hearing thereon: Provided, however, That the insurer or rating organization that made the filing shall not be authorized to proceed under this section. Such application shall specify the grounds to be relied upon by the applicant.   (2) If the commissioner shall find that the application is made in good faith, that the applicant would be so aggrieved if his grounds are established, and that such grounds otherwise justify holding such a hearing, he shall, within 30 days after receipt of such application, hold a hearing upon not less than 10 days' written notice to the applicant and to every insurer and rating organization which made such filing.  (3) If, after such hearing, the commissioner finds that the filing does not meet the requirements of this chapter, he shall issue an order specifying in what respects he finds that such filing fails to meet the requirements of this chapter, and stating when, within a reasonable period thereafter, such filing shall be deemed no longer effective. Copies of said order shall be sent to the applicant and to every such insurer and rating organization. Said order shall not affect any contract or policy made or issued prior to the expiration of the period set forth in said order. History: 1956, Act 218, Eff. Jan. 1, 1957 Popular Name: Act 218