reglab/housing_qa huggingface dataset:
AR Code § 23-79-1302 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 13 - Coverage for Prostate Cancer Screening|§ 23-79-1302. Definitions

 As used in this subchapter:   (1)  (A) “Health benefit plan” means an individual, blanket, or group plan, policy, or contract for healthcare services issued or delivered by an insurer, health maintenance organization, hospital medical service corporation, or self-insured governmental or church plan in this state.  (B) “Health benefit plan” includes:  (i) Indemnity and managed care plans; and  (ii) Governmental plans as defined in 29 U.S.C. § 1002(32), as it existed on January 1, 2009.    (C) “Health benefit plan” does not include:  (i) Accidental injury insurance plans;  (ii) Dental insurance plans;  (iii) Vision insurance plans;  (iv) Specified disease insurance plans;  (v) Disability income plans;  (vi) Credit insurance plans;  (vii) Insurance coverage issued as a supplement to liability insurance;  (viii) Medical payments under automobile or homeowners' insurance plans;  (ix) Health benefit plans provided under Arkansas Constitution, Article 5, § 32, the Workers' Compensation Law, § 11-9-101 et seq., and the Public Employee Workers' Compensation Act, § 21-5-601 et seq.;  (x) Insurance under which benefits are payable with or without regard to fault and the benefits that are statutorily required to be contained in any liability policy or equivalent self-insurance; and  (xi) Plans that provide only indemnity for hospital confinement;      (2) “National Comprehensive Cancer Network” means:  (A) A not-for-profit alliance of twenty-one (21) of the world's leading cancer centers dedicated to improving the quality and effectiveness of care provided to patients with cancer; and  (B) With the primary goal of improving the quality, effectiveness, and efficiency of oncology practice so that patients may live better lives; and    (3) “Premature death” means a death that occurs before sixty-five (65) years of age.
AR Code § 23-79-1303 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 13 - Coverage for Prostate Cancer Screening|§ 23-79-1303. Coverage for prostate cancer screening required

 (a)  (1) A health benefit plan that is offered, issued, or renewed in this state on or after January 1, 2010, and that provides coverage to men forty (40) years of age or older in this state shall provide coverage for screening for the early detection of prostate cancer in men forty (40) years of age and older according to the National Comprehensive Cancer Network guidelines, as in effect on January 1, 2009.  (2) The coverage for prostate cancer screening required under subdivision (a)(1) of this section:  (A) Is not subject to policy deductibles; and  (B) Shall not exceed the actual cost of the prostate cancer screening up to the maximum allowable cost per screening.      (b) The coverage for prostate cancer screening required under subsection (a) of this section shall be offered as follows:  (1) The prostate cancer screening shall be performed by a qualified medical professional; and  (2) The coverage shall provide at least one (1) screening per year for any man forty (40) years of age or older according to the National Comprehensive Cancer Network guidelines, as in effect on January 1, 2009.    (c) The coverage for prostate cancer screening required under subsection (a) of this section does not diminish or limit diagnostic benefits otherwise allowable under a health benefit plan.  (d) If a medical practitioner recommends that an insured, a subscriber, or an enrollee undergo a prostate specific antigen blood test, coverage may not be denied on the ground that the insured, subscriber, or enrollee has already had a digital rectal examination and the examination result was negative.
AR Code § 23-79-1401 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 14 - Coverage for Hearing Aids|§ 23-79-1401. Definitions

 As used in this subchapter:   (1)  (A) “Health benefit plan” means an individual, blanket, or group plan, policy, or contract for healthcare services issued or delivered by a healthcare insurer in this state.  (B) “Health benefit plan” includes:  (i) Indemnity and managed care plans; and  (ii) Governmental plans as defined in 29 U.S.C. § 1002(32), as it existed on January 1, 2009.    (C) “Health benefit plan” does not include:  (i) Accidental injury insurance plans;  (ii) Dental insurance plans;  (iii) Vision insurance plans;  (iv) Specified disease insurance plans;  (v) Disability income plans;  (vi) Credit insurance plans;  (vii) Insurance coverage issued as a supplement to liability insurance;  (viii) Medical payments under automobile or homeowners' insurance plans;  (ix) Health benefit plans provided under Arkansas Constitution, Article 5, § 32, the Workers' Compensation Law, § 11-9-101 et seq., and the Public Employee Workers' Compensation Act, § 21-5-601 et seq.;  (x) Insurance under which benefits are payable with or without regard to fault and the benefits that are statutorily required to be contained in any liability policy or equivalent self-insurance; and  (xi) Plans that provide only indemnity for hospital confinement; and      (2) “Hearing aid” means an instrument or device, including repair and replacement parts, that:  (A) Is designed and offered for the purpose of aiding persons with or compensating for impaired hearing;  (B) Is worn in or on the body; and  (C) Is generally not useful to a person in the absence of a hearing impairment.
AR Code § 23-79-1402 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 14 - Coverage for Hearing Aids|§ 23-79-1402. Coverage for hearing aids required

 (a) A health benefit plan that is offered, issued, or renewed in this state shall offer coverage for a hearing aid or hearing instrument sold on or after January 1, 2010, by a professional licensed by the state to dispense a hearing aid or hearing instrument.  (b) The coverage offered for hearing aids under this section:  (1) Shall not be for less than one thousand four hundred dollars ($1,400) per ear for each three-year period;  (2) Shall provide coverage of not less than one thousand four hundred dollars ($1,400) per ear beginning on the first day of coverage; and  (3) Is not subject to policy deductibles or copayment requirements.
AR Code § 23-79-1403 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 14 - Coverage for Hearing Aids|§ 23-79-1403. Rules

 The State Insurance Department shall develop and promulgate rules for the implementation and administration of this subchapter.
AR Code § 23-79-1501 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 15 - Coverage for Craniofacial Anomaly Reconstructive Surgery|§ 23-79-1501. Definitions

 As used in this subchapter:   (1) “Craniofacial anomaly” means a congenital or acquired musculoskeletal disorder that primarily affects the cranial facial tissue;  (2)  (A) “Health benefit plan” means an individual, blanket, or any group plan, policy, or contract for healthcare services issued or delivered in this state by a healthcare insurer, health maintenance organization, hospital medical service corporation, or self-insured governmental or church plan in this state.  (B) “Health benefit plan” includes:  (i) Indemnity and managed care plans; and  (ii) Plans providing health benefits to state and public school employees under § 21-5-401 et seq.    (C) “Health benefit plan” does not include:  (i) A disability income plan;  (ii) A credit insurance plan;  (iii) Insurance coverage issued as a supplement to liability insurance;  (iv) Medical payments under an automobile or homeowners' insurance plan;  (v) A health benefit plan provided under Arkansas Constitution, Article 5, § 32, the Workers' Compensation Law, § 11-9-101 et seq., and the Public Employee Workers' Compensation Act, § 21-5-601 et seq.;  (vi) A plan that provides only indemnity for hospital confinement;  (vii) An accident-only plan; or  (viii) A specified disease plan; and      (3) “Reconstructive surgery” means the use of surgery to alter the form and function of the cranial facial tissues due to a congenital or acquired musculoskeletal disorder.
AR Code § 23-79-1502 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 15 - Coverage for Craniofacial Anomaly Reconstructive Surgery|§ 23-79-1502. Craniofacial anomaly — Coverage for reconstructive surgery required

 (a)  (1) A health benefit plan that is offered, issued, provided, or renewed in this state shall include coverage and benefits for reconstructive surgery and related medical care for a person of any age who is diagnosed as having a craniofacial anomaly if the surgery and treatment are medically necessary to improve a functional impairment that results from the craniofacial anomaly as determined by a nationally approved cleft-craniofacial team, approved by the American Cleft Palate-Craniofacial Association in Chapel Hill, North Carolina.  (2) A nationally approved cleft-craniofacial team for cleft-craniofacial conditions shall:  (A) Evaluate a person with a craniofacial anomaly; and  (B) Coordinate a treatment plan for each person.    (3) After one (1) denial or any limitation of coverage that is based on the lack of medical necessity to improve a functional impairment, the case shall be referred for an external review under State Insurance Department Rule 76, the Arkansas External Review Regulation, if applicable, or under a similar procedure for external review established by a third-party administrator of a health benefit plan.    (b) Medical care coverage required under this section includes coverage for reconstructive surgery, dental care, vision care, and the use of at least one (1) hearing aid.
AR Code § 23-79-1503 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 15 - Coverage for Craniofacial Anomaly Reconstructive Surgery|§ 23-79-1503. Rules

 (a) The State Insurance Department shall develop and promulgate rules for the implementation and administration of this subchapter.  (b) The State and Public School Life and Health Insurance Board may develop and promulgate rules for the administration of this subchapter for the plans providing health benefits to state and public school employees under § 21-5-401 et seq.
AR Code § 23-79-1701 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 17 - Emerging Therapy Act of 2017|§ 23-79-1701. Title

 This subchapter shall be known and may be cited as the “Emerging Therapy Act of 2017”.
AR Code § 23-79-1702 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 17 - Emerging Therapy Act of 2017|§ 23-79-1702. Definitions

 As used in this subchapter:   (1) “Board” means the State and Public School Life and Health Insurance Board;  (2) “Choosing Wisely Initiative” means the initiative established by the American Board of Internal Medicine Foundation that seeks to advance a national dialogue on avoiding wasteful or unnecessary medical tests, treatments, and procedures;  (3) “Emerging therapies” means therapeutic services that have not historically been covered but for which new evidence may demonstrate therapeutic enhancements or opportunities for cost avoidance, or both;  (4) “Evidence” means peer-reviewed objective studies of emerging therapies; and  (5) “Regenerative injection therapy” means a nonsurgical orthopedic treatment performed by injecting into a joint or soft tissue a substance that stimulates the growth of normal cells and tissues for the purpose of strengthening or repairing a painful or injured joint or connective tissue.
AR Code § 23-79-1703 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 17 - Emerging Therapy Act of 2017|§ 23-79-1703. State and Public School Life and Health Insurance Board — Requirements

 (a) By the end of plan year 2017, the State and Public School Life and Health Insurance Board shall explore the evidence supporting opportunities for benefit modification informed by:  (1) The Choosing Wisely Initiative;  (2) Emerging therapies; and  (3) Therapeutic alternatives to invasive surgical procedures, such as regenerative injection therapy.    (b) By July 2018, the board shall:  (1) Identify and consider implementation of pilot programs that include stepped therapy or center of excellence approaches, or both, for which evidence demonstrates cost savings to the plan; and  (2) Identify opportunities to stimulate conversations between patients and providers about appropriate and necessary treatment, including treatment recommendations identified by the Choosing Wisely Initiative.
AR Code § 23-79-1704 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 17 - Emerging Therapy Act of 2017|§ 23-79-1704. Legislative findings

 The General Assembly finds that:   (1) The State and Public School Life and Health Insurance Board has a fiduciary obligation to explore cost-effective treatments for its members;  (2) There are emerging technologies that could serve as cost-effective alternatives to surgical procedures; and  (3) Clinical organizations are increasingly providing public guidance on quality treatment practices.
AR Code § 23-79-1801 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 18 - Coverage for Newborn Screening for Spinal Muscular Atrophy|§ 23-79-1801. Definitions

 As used in this subchapter:   (1)  (A) “Health benefit plan” means:  (i) An individual, blanket, or group plan, policy, or contract for healthcare services issued or delivered by an insurer, health maintenance organization, hospital medical service corporation, or self-insured governmental or church plan in this state; and  (ii) Any health benefit program receiving state or federal appropriations from the State of Arkansas, including the Arkansas Medicaid Program, the Health Care Independence Program [expired], commonly referred to as the “Private Option”, and the Arkansas Works Program, or any successor program.    (B) “Health benefit plan” includes:  (i) An indemnity and managed care plan; and  (ii) A nonfederal governmental plan as defined in 29 U.S.C. § 1002(32), as it existed on January 1, 2019.    (C) “Health benefit plan” does not include:  (i) A disability income plan;  (ii) A credit insurance plan;  (iii) Insurance coverage issued as a supplement to liability insurance;  (iv) Medical payments under an automobile or homeowner's insurance plan;  (v) A health benefit plan provided under Arkansas Constitution, Article 5, § 32, the Workers' Compensation Law, § 11-9-101 et seq., or the Public Employee Workers' Compensation Act, § 21-5-601 et seq.;  (vi) A plan that provides only indemnity for hospital confinement;  (vii) An accident-only plan;  (viii) A specified disease plan; or  (ix) A long-term-care-only plan;      (2) “Healthcare professional” means a person who is licensed, certified, or otherwise authorized by the laws of this state to administer health care in the ordinary course of the practice of his or her profession;  (3) “Newborn” means a child who is twenty-nine (29) days of age or younger; and  (4) “Spinal muscular atrophy” means a genetic disease that affects the part of the nervous system that controls voluntary muscle movement.
AR Code § 23-79-1802 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 18 - Coverage for Newborn Screening for Spinal Muscular Atrophy|§ 23-79-1802. Coverage for newborn screening for spinal muscular atrophy

 (a) A health benefit plan that is offered, issued, or renewed in this state shall provide coverage for newborn screening for spinal muscular atrophy by a healthcare professional on or after January 1, 2020.  (b) The coverage for newborn screening for spinal muscular atrophy under this section:  (1) Is not subject to policy deductibles or copayment requirements; and  (2) Does not diminish or limit benefits otherwise allowable under a health benefit plan.
AR Code § 23-79-1901 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 19 - Coverage for Services of Pediatric Autoimmune Neuropsychiatric Disorders Associated with Streptococcal Infections and Pediatric Acute-Onset Neuropsychiatric Syndrome|§ 23-79-1901. Findings

 The General Assembly finds that:   (1) Pediatric acute-onset neuropsychiatric syndrome, also known as “PANS”, is a clinically defined disorder characterized by the sudden onset of obsessive-compulsive symptoms or eating restrictions, accompanied by two (2) or more symptoms of acute behavioral deterioration or motor and sensory changes, or both;  (2) Pediatric autoimmune neuropsychiatric disorder associated with streptococcal infections, also known as “PANDAS”, is a term used to describe a subset of children and adolescents within the broader PANS classification;  (3) Some insurance companies are currently providing disparate insurance coverage for the treatment of PANS and PANDAS, including the State and Public School Life and Health Insurance Program, the University of Arkansas for Medical Sciences, Medicaid, and some insurance companies that serve the interests of Arkansans; and  (4) However, not all insurance providers in Arkansas provide coverage or sufficient coverage for PANS and PANDAS, and those insurance companies that do should be consistent in coverage of treatment of PANS and PANDAS.
AR Code § 23-79-2001 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 20 - Healthcare Payor Identification Card Act|§ 23-79-2001. Title

 This subchapter shall be known and may be cited as the “Healthcare Payor Identification Card Act”.
AR Code § 23-79-2002 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 20 - Healthcare Payor Identification Card Act|§ 23-79-2002. Definitions

 As used in this subchapter:   (1)  (A) “Health benefit plan” means an individual, blanket, or group plan, policy, or contract for healthcare services issued or delivered by a healthcare payor in this state.  (B) “Health benefit plan” does not include workers' compensation plans, Medicaid, or a plan that provides only dental benefits or eye and vision care benefits;    (2)  (A) “Healthcare payor” means an entity or individual that contracts, pays, or arranges for payment, in whole or in part, for the delivery of healthcare services or products that are covered by a health benefit plan administered, issued, or delivered by the entity or individual.  (B) “Healthcare payor” includes a health insurance company, a health maintenance organization, a hospital and medical services corporation, and an entity that provides or administers a self-funded health benefit plan, including a governmental plan;    (3) “Identification card” means a card or other technology that functions like a card issued by a healthcare payor to a subscriber or member and containing information related to the member's identity and health benefit plan; and  (4) “Member” means an individual enrolled or subscribed for healthcare services or products that are covered by a health benefit plan.
AR Code § 23-79-2003 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 79 - Insurance Policies Generally|Subchapter 20 - Healthcare Payor Identification Card Act|§ 23-79-2003. Identification cards

 A healthcare payor shall issue an identification card to a member that provides an indication of whether the health benefit plan is insured or self-funded.
AR Code § 23-80-201 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 80 - Insurance Policies — Simplification|Subchapter 2 - Life and Accident and Health Insurance Policy Language Simplification Act|§ 23-80-201. Title

 This subchapter may be cited as the “Life and Accident and Health Insurance Policy Language Simplification Act”.
AR Code § 23-80-202 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 80 - Insurance Policies — Simplification|Subchapter 2 - Life and Accident and Health Insurance Policy Language Simplification Act|§ 23-80-202. Purpose

 (a) The purpose of this subchapter is to establish minimum standards for language used in policies, contracts, and certificates of life insurance and annuities, accident and health insurance, credit life insurance, and credit disability insurance delivered or issued for delivery in this state to facilitate ease of reading by insureds.  (b)  (1) This subchapter is not intended to increase the risk assumed by insurance companies or other entities subject to this subchapter or to supersede their obligation to comply with the substance of other insurance legislation applicable to life, accident and health, credit life, or credit disability insurance policies or annuities.  (2) This subchapter is not intended to impede flexibility and innovation in the development of policy forms or content or to lead to the standardization of policy forms or content.
AR Code § 23-80-203 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 80 - Insurance Policies — Simplification|Subchapter 2 - Life and Accident and Health Insurance Policy Language Simplification Act|§ 23-80-203. Definitions

 As used in this subchapter:   (1) “Commissioner” means the Insurance Commissioner;  (2) “Company” or “insurer” means any life or accident and health insurance company, fraternal benefit society, nonprofit health service corporation, nonprofit hospital service corporation, nonprofit medical service corporation, prepaid health plan, dental care plan, vision care plan, pharmaceutical plan, health maintenance organization, and all similar type organizations; and  (3) “Policy” or “policy form” means any:  (A) Policy, contract, plan, or agreement of life insurance and annuities or accident and health insurance, including credit life insurance and credit disability insurance, delivered or issued for delivery in this state by any company subject to this subchapter;  (B) Certificate, contract, or policy issued by a fraternal benefit society;  (C) Certificate issued pursuant to a group insurance policy delivered or issued for delivery in this state; and  (D) Evidence of coverage issued by a health maintenance organization.