reglab/housing_qa huggingface dataset:
MN Stat § 65B.81 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 65B — Automobile Insurance|Section 65B.81 — Disclosure Of Information.

65B.81 DISCLOSURE OF INFORMATION. Subdivision 1. Request. After receiving a written request, an insurance company must release to an authorized person any relevant information in the company's possession that relates to the motor vehicle theft. Relevant information is limited to: (1) pertinent insurance policy information, including the application for a policy, that is relevant to a motor vehicle theft under investigation by the authorized person; (2) policy premium payment records that are available; (3) a history of previous claims made by the insured including, where the insured is a corporation or partnership, a history of previous claims by a subsidiary or any affiliates, and a history of claims of any other business association in which individual officers or partners or their spouses were known to be involved; and (4) material relating to the investigation of the theft, including statements of any person, proof of loss, and any other evidence relevant to the investigation. Subd. 2. Notification by insurer required. If an insurance company has reason to believe that a motor vehicle theft in which it has an interest may be fraudulently claimed, the company shall, in writing, notify an authorized person and provide the person with all relevant information specified in subdivision 1 relating to the motor vehicle theft. It is sufficient for the purpose of this subdivision if an insurance company notifies and provides relevant information to one authorized person. Subd. 3. Release of information. An authorized person provided with information under subdivision 1 or 2 may, to further official purposes, release or provide the information to any other authorized person. Subd. 4. Information from authorized person. An insurance company that provides information to an authorized person may request relevant information in writing from the authorized person and the authorized person must provide the requested information within 30 days. The relevant information provided under this subdivision may not include nonconviction criminal history record information or any other information that is detrimental to an ongoing criminal investigation or would reveal the identity of a confidential source of information. An authorized person who does not furnish the requested information shall notify the insurance company of the reasons why the information cannot be furnished within 30 days of the request. Subd. 5. Immunity from liability. An insurance company or its agent acting in its behalf, or an authorized person who releases information, whether oral or written, acting in good faith, under subdivisions 1 to 3, is immune from any liability, civil or criminal, that might otherwise be incurred or imposed. History:   1987 c 254 s 2
MN Stat § 65B.82 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 65B — Automobile Insurance|Section 65B.82 — Evidence.

65B.82 EVIDENCE. Data received under sections 65B.80 to 65B.83 by an authorized person or insurance company is confidential data under section 13.02, subdivision 3, until its release is required in connection with a criminal or civil proceeding. History:   1987 c 254 s 3
MN Stat § 65B.83 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 65B — Automobile Insurance|Section 65B.83 — Enforcement.

65B.83 ENFORCEMENT. Subdivision 1. Intentional refusal to release. An insurance company or officer may not intentionally refuse to release any information requested under section 65B.81, subdivision 1. Subd. 2. Intentional refusal to notify. An insurance company, or its employee or officer, may not intentionally refuse to provide notice or relevant information to authorized persons under section 65B.81, subdivision 2. Subd. 3. Penalty. Whoever violates the provisions of subdivision 1 or 2 is guilty of a misdemeanor. History:   1987 c 254 s 4
MN Stat § 66A.01 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 66A — Mutual Companies|Section 66A.01 — Scope Of Chapter.

66A.01 SCOPE OF CHAPTER. This chapter shall apply to mutual insurance companies other than: assessment benefit associations, fraternal benefit societies, township mutual insurance companies and title insurers. Sections 66A.08 to 66A.311 do not apply to mutual life insurance companies. Sections 60A.07, subdivision 1, clauses (1) and (2); 66A.34; 66A.35; 66A.36; 66A.37; 66A.38; and 66A.39, do not apply to mutual property and casualty insurance companies. History:  1967 c 395 art 7 s 1; 1992 c 564 art 1 s 54; 2005 c 69 art 2 s 11,18; 2014 c 198 art 4 s 8
MN Stat § 66A.03 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 66A — Mutual Companies|Section 66A.03 — Incorporation.

66A.03 INCORPORATION. Domestic mutual insurance companies must be incorporated in accordance with the provisions of section 60A.07, subdivision 1. History:  1967 c 395 art 7 s 3; 1994 c 426 s 13; 2005 c 69 art 2 s 13
MN Stat § 66A.06 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 66A — Mutual Companies|Section 66A.06 — Renewal Of Corporate Existence.

66A.06 RENEWAL OF CORPORATE EXISTENCE. Any domestic mutual insurance company, heretofore or hereafter organized and existing under the laws of this state, whose period of duration has expired or is about to expire, may, on or before the date of the expiration, or within six months after the date of expiration, renew its corporate existence from the date of the expiration for any period permitted by the laws of this state, by the adoption of a resolution to that effect by the affirmative vote of three-fourths of the members present, in person or by proxy, at a regular meeting of the members, or at any special meeting called for that expressly stated purpose, and by causing the resolution to be embraced in a certificate duly executed by its president and secretary or other presiding and recording officers, under its corporate seal, and approved, filed, recorded, and published in the manner prescribed by law for the execution, approval, filing, recording, and publishing of an original certificate of incorporation or articles of association. History:  1967 c 395 art 7 s 6; 2005 c 69 art 2 s 14
MN Stat § 66A.09 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 66A — Mutual Companies|Section 66A.09 — Kinds Of Business Authorized.

66A.09 KINDS OF BUSINESS AUTHORIZED. Nothing in this chapter shall be deemed to authorize or permit mutual insurance companies to engage in any kind of insurance not included in section 60A.06, subdivision 1, clauses (1) to (15) or authorized under section 60A.06, subdivision 2. History:  1967 c 395 art 7 s 9; 1978 c 465 s 12
MN Stat § 66A.10 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 66A — Mutual Companies|Section 66A.10 — Additional Requirements.

66A.10 ADDITIONAL REQUIREMENTS. When the articles of incorporation of any mutual insurance company not having a guaranty fund of the amount required by section 66A.16, subdivision 2, provide, it may transact any and all kinds of business as set forth in section 60A.06, subdivision 1, clauses (1) to (15), and as authorized under section 60A.06, subdivision 2, subject to the conditions and restrictions as to the kinds of insurance which may be combined by a like stock insurance company and subject to the restrictions contained in the laws of this state with reference to general writing mutual insurance companies transacting the same kinds of business. Nothing in this section shall be construed as prohibiting a company issuing policies with a contingent liability from creating a guaranty fund as authorized by section 66A.16, subdivision 3. Any mutual company, however organized, may amend its articles to provide for the doing of two or more kinds of business specified in section 60A.06, subdivision 1, clauses (1) to (15) or authorized under section 60A.06, subdivision 2. History:  1967 c 395 art 7 s 10; 1978 c 465 s 13
MN Stat § 66A.11 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 66A — Mutual Companies|Section 66A.11 — Revocation Of License.

66A.11 REVOCATION OF LICENSE. In case of the failure of any insurance company to comply with any of the provisions of sections 66A.08, 66A.09, 66A.10, 66A.14, 66A.15, and 66A.16, subdivisions 1 and 2, its right to transact insurance business in this state shall cease and it shall be the duty of the commissioner to immediately proceed under chapter 60B or declare its license revoked and, in case of such revocation, the company shall not be again licensed to transact business in this state for a period of one year from the date of the revocation. History:  1967 c 395 art 7 s 11; 1969 c 708 s 63
MN Stat § 66A.12 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 66A — Mutual Companies|Section 66A.12 — Mutual Fire Companies; Premiums; Contingent Liability.

66A.12 MUTUAL FIRE COMPANIES; PREMIUMS; CONTINGENT LIABILITY. Every mutual fire company shall charge and collect on each policy a premium, in cash or in notes absolutely payable, or it may accept a deposit of cash equal to one year's premium on the policy issued and while the deposit remains intact collect all future premiums on the policy by assessments thereon, and shall also provide in its bylaws, and specify in its policies, the maximum contingent mutual liability of its members for payment of losses and expenses not provided for by its cash fund. The contingent liability of a member shall not be less than a sum equal to and in addition to one annual premium, nor more than a sum equal to five times the amount of such annual premium or, in case of a policy written for less than one year, the contingent liability shall not exceed the amount of premium written in the policy. The total amount of the liability of the policyholder shall be plainly and legibly stated upon each policy. When any reduction shall be made in the contingent liability of members, such reduction shall apply proportionally to all policies in force. Mutual insurance companies complying with section 66A.16, subdivision 3, may issue policies without a contingent liability; but the fact that there is no contingent liability must be plainly and legibly stated in the policies. History:   1967 c 395 art 7 s 12
MN Stat § 66A.13 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 66A — Mutual Companies|Section 66A.13 — Mutual Fire Companies; Requirements When Note Given.

66A.13 MUTUAL FIRE COMPANIES; REQUIREMENTS WHEN NOTE GIVEN. Except as provided in section 66A.12, when a note or other written evidence of indebtedness is given for any premium due, or to become due, upon any insurance of property, except marine, the same shall be full payment therefor and operate to continue the same in full force during the term thereof, except that when any such note or other written evidence of indebtedness is not paid at maturity the policy for which the same was premium, in whole or in part, may be canceled upon notice and in the same manner as though the premium was paid in cash and the surrender of the note or other written evidence of indebtedness shall constitute a return or payment of the unearned portion of premium, and in such event the parties liable on the note or evidence of indebtedness shall be liable for and shall pay the premium earned prior to the cancellation and no more. In case of any cancellation of a policy, any note or notes, or written evidence of indebtedness given for whole or part of the premium thereon may be by insurer returned to the insured in lieu of cash to the extent of the unpaid amount thereof, plus accrued interest. No note given for premiums or deposit for assessment, or both, or for any part of either, shall be negotiable and every assignment thereof shall be subject to all existing defenses. Nor shall any such notes be valid for any purpose unless the words "not negotiable" are plainly and legibly written or printed across the face thereof. History:   1967 c 395 art 7 s 13
MN Stat § 66A.14 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 66A — Mutual Companies|Section 66A.14 — Dividends.

66A.14 DIVIDENDS. The board of directors of any mutual insurance company may from time to time fix and determine the amounts to be paid during the year as dividends or a refund of savings and gains to policyholders; provided, that no dividend or refund shall discriminate between members of the same class and no dividend or refund shall be declared or distributed except out of the net divisible surplus of the company, and no company shall pay or credit a policyholder any sum in anticipation of a future dividend or refund. History:   1967 c 395 art 7 s 14
MN Stat § 66A.17 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 66A — Mutual Companies|Section 66A.17 — Mutual Fire Insurance Companies; Provisions As To Policies Lapsing.

66A.17 MUTUAL FIRE INSURANCE COMPANIES; PROVISIONS AS TO POLICIES LAPSING. Any mutual company insuring property may provide by its certificate or bylaws that upon failure by any member for 60 days after notification thereof to pay any premium or assessment made upon the member's policy such policy shall lapse and become void without notice or further act by or on behalf of the company. The condition shall be plainly and legibly specified in each policy. Whereupon the company may recover the amount of earned premium or assessment, or both, but no more. Nothing herein contained shall prevent the reinstatement of the lapsed policy by voluntary acceptance of any delinquent assessment before suit. History:  1967 c 395 art 7 s 17; 1986 c 444
MN Stat § 66A.18 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 66A — Mutual Companies|Section 66A.18 — Voting And Notice.

66A.18 VOTING AND NOTICE. Required contract provisions concerning voting and notice are contained in section 66A.07. History:   1967 c 395 art 7 s 18
MN Stat § 66A.19 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 66A — Mutual Companies|Section 66A.19 — Contingent Liability.

66A.19 CONTINGENT LIABILITY. Required contract provisions concerning contingent liability of the policyholder are contained in sections 66A.12 and 66A.15, subdivision 2. History:   1967 c 395 art 7 s 19
MN Stat § 66A.215 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 66A — Mutual Companies|Section 66A.215 — Special Provisions Relating To Hail, Tornado, And Cyclone Companies.

66A.215 SPECIAL PROVISIONS RELATING TO HAIL, TORNADO, AND CYCLONE COMPANIES. Sections 66A.221 to 66A.31 apply only to hail, tornado, and cyclone companies. History:  2005 c 69 art 2 s 17,18
MN Stat § 66A.221 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 66A — Mutual Companies|Section 66A.221 — Organization.

66A.221 ORGANIZATION. Subdivision 1. Initial requirements. No company for insurance against loss or damage by hail, tornadoes, cyclones, and hurricanes, or any of these causes, shall issue any policy until at least $200,000 of insurance, in not less than 400 separate risks, upon property located in not less than ten counties, and upon not more than 15 risks of 160 acres each in any one township, have been actually subscribed for and entered on its books and each subscriber has paid a membership fee of $3 for which duplicate receipts have been executed, conditioned for the return thereof at the end of one year if the company has not then completed its organization. Immediately thereafter one of these duplicates shall be delivered to the member and the other, together with the fee, deposited in a solvent bank approved by the commissioner, where the fee shall remain until the company has been licensed to do business, not exceeding such year, when it shall be delivered to it; otherwise to the member. The duplicate and a certificate of the deposit shall be filed with the commissioner within 90 days after deposit. Subd. 2. Liability for ratable assessments. In addition to the premium, every policyholder, in its hail department, shall be liable to a ratable assessment for all losses and expenses incurred while a member in a sum equal to such premium but not exceeding in any one year five percent of the policyholder's insurance, if notified thereof within 90 days after the expiration or cancellation of the policy; or if such policy be for more than one year, within 90 days after the expiration of the year in which assessment is made thereunder. History:  1967 c 395 art 7 s 22; 1986 c 444; 2005 c 69 art 2 s 18
MN Stat § 66A.23 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 66A — Mutual Companies|Section 66A.23 — Assessments; Notice; Payments; Collection.

66A.23 ASSESSMENTS; NOTICE; PAYMENTS; COLLECTION. When any assessment has been completed the secretary shall immediately notify each member by mail directed to the member's last known address of the purpose and amount of such assessment and of the member's share thereof, and the person to whom and the time when such payment must be made, which shall not be less than 30, nor more than 90, days thereafter; and such person, if the bylaws so provide, may collect a commission of not more than two percent of each amount in addition thereto. History:  1967 c 395 art 7 s 23; 1986 c 444
MN Stat § 66A.24 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 66A — Mutual Companies|Section 66A.24 — Officers; Duties; Compensation; Bonds.

66A.24 OFFICERS; DUTIES; COMPENSATION; BONDS. The officers shall perform such duties, receive such compensation, and give such bonds as shall be provided in the bylaws or fixed by the directors; but no salary, past or future, shall be increased except by majority vote of all members present and represented at an annual meeting and no officer or director shall receive any commission, except upon business personally solicited and written by the officer. History:   1967 c 395 art 7 s 24
MN Stat § 66A.25 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 66A — Mutual Companies|Section 66A.25 — Proxies; Restrictions.

66A.25 PROXIES; RESTRICTIONS. No proxy shall be received unless dated and actually executed within the preceding 30 days and filed with the secretary at least ten days before the meeting, nor if made to any director or officer. History:   1967 c 395 art 7 s 25
MN Stat § 66A.26 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 66A — Mutual Companies|Section 66A.26 — Property Insurable.

66A.26 PROPERTY INSURABLE. No such company shall insure any other property than country churches and school houses, farm dwellings, mutual or cooperative creameries, cheese factories, barns, and other buildings, and hay, grain, and other farm products therein, or stored or growing on the premises, bedding, wearing apparel, printed books, pictures and frames, household furniture, family stores and provisions while therein or in the cellar beneath, farm implements, vehicles, and machinery on or off the premises, threshing machines, or livestock thereon or running at large, and any and all property of any kind which may be insured by a township mutual fire insurance company, organized under the provisions of sections 67A.01 and 67A.02. No company, in its hail department, shall insure more than 3,200 acres in any one township; there shall be at least one-half mile between each risk assumed by the company, except that risks may be assumed which cover the growing crops upon not more than 320 acres of contiguous or immediately adjacent lands. History:   1967 c 395 art 7 s 26
MN Stat § 66A.27 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 66A — Mutual Companies|Section 66A.27 — Limitation On Expenses.

66A.27 LIMITATION ON EXPENSES. No such company shall incur, lay out, or expend, in any one calendar year, as and for the expenses of conducting this business, more than its application or survey fees and 40 percent of its total premiums or assessments actually collected. No company shall be required to limit its annual expenses to less than $1,000. History:   1967 c 395 art 7 s 27
MN Stat § 66A.28 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 66A — Mutual Companies|Section 66A.28 — Reports; Delinquency; Powers Of Commissioner.

66A.28 REPORTS; DELINQUENCY; POWERS OF COMMISSIONER. The commissioner shall demand a report of any such company when in the commissioner's judgment the interest of the public or policyholders so require; and the proper officers of the company shall make prompt reply to the demand and answer fully all interrogations regarding its business methods, financial condition, and other matters pertaining to its business. The provisions of chapter 60B shall apply to such companies. History:  1967 c 395 art 7 s 28; 1969 c 708 s 63; 1986 c 444
MN Stat § 66A.29 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 66A — Mutual Companies|Section 66A.29 — Arbitration Required.

66A.29 ARBITRATION REQUIRED. Every policy must provide as follows: "In case of loss under this policy and failure of the parties to agree as to the amount of the loss, it is mutually agreed that, on written demand of either party, the company and the insured each shall select a competent appraiser and notify the other of the appraiser selected within ten days of the demand. The appraisers shall first select a competent and disinterested umpire; and, failing for ten days to agree upon the umpire, then, on request of either appraiser, the umpire shall be selected by a judge of a court of record in the state in which the property covered is located. By mutual agreement the two appraisers may agree to have the umpire selected by a judge of a court of record and waive the ten-day provision. The appraisers and the umpire shall then appraise the loss. A written award of any two of these persons determines the amount of loss. The written award of a majority of these referees is final and conclusive upon the parties as to the amount of loss, and this selection, unless waived by the parties, is a condition precedent to any right of action to recover for a loss. No suit for the recovery of any claim by virtue of this policy may be sustained unless commenced within six months after the loss occurred." The policy must also provide the form, manner, and length of notice to be given to the company by the insured of any loss sustained. History:  1967 c 395 art 7 s 29; 1974 c 161 s 5; 1983 c 208 s 3
MN Stat § 66A.30 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 66A — Mutual Companies|Section 66A.30 — Transfer Of Risks And Reinsurance.

66A.30 TRANSFER OF RISKS AND REINSURANCE. Every company may transfer its risks to, or reinsure them in, any other domestic or foreign company at the time authorized to do such business in this state, on the mutual or stock plan, by a contract of transfer or reinsurance approved by the commissioner, and by a two-thirds vote of the members present or duly represented and voting at a meeting of the company. History:   1967 c 395 art 7 s 30
MN Stat § 66A.31 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 66A — Mutual Companies|Section 66A.31 — Merger And Consolidation.

66A.31 MERGER AND CONSOLIDATION. Any such mutual company may at any time merge or consolidate with other companies as provided under section 60A.16. History:   1967 c 395 art 7 s 31