reglab/housing_qa huggingface dataset:
UT Code § 31A-22-1406 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 14 - Long-Term Care Insurance Standards|Section 1406 - Preexisting conditions.

31A-22-1406. Preexisting conditions.    (1) A long-term care insurance policy or certificate may not use a definition of a preexisting condition which is more restrictive than the following: "Preexisting condition means a condition for which medical advice or treatment was recommended by or received from a provider of health care services, within six months preceding the effective date of coverage of an insured person."     (2) A long-term care insurance policy or certificate may not exclude coverage for a loss or confinement which is the result of a preexisting condition unless such loss or confinement begins within six months following the effective date of coverage of an insured person.     (3) The commissioner may extend the preexisting condition periods provided in Subsections (1) and (2) as to specific age group categories in specific policy forms upon finding that the extension is in the best interest of the public.     (4)   (a) The definition of preexisting condition does not prohibit an insurer from using an application form designed to elicit the complete health history of an applicant and from underwriting in accordance with that insurer's established underwriting standards on the basis of the answers on that application.     (b) Unless otherwise provided in the policy or certificate, a preexisting condition, regardless of whether it is disclosed on the application, need not be covered until the waiting period described in Subsection (2) expires.     (c) A long-term care insurance policy or certificate may not exclude or use waivers or riders of any kind to exclude, limit, or reduce coverage or benefits for specifically named or described preexisting diseases or physical condition beyond the waiting period described in Subsection (2).      Amended by Chapter 297, 2011 General Session
UT Code § 31A-22-1407 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 14 - Long-Term Care Insurance Standards|Section 1407 - Restricted conditional terms.

31A-22-1407. Restricted conditional terms.    (1) A long-term care insurance policy may not contain a provision that conditions eligibility:   (a) for any benefits on a prior hospitalization requirement;     (b) for benefits provided in an institutional care setting on the receipt of a higher level of institutional care; or     (c) for any benefits on a prior institutionalization requirement except for eligibility for:   (i) waiver of premium;     (ii) post confinement;     (iii) post-acute care; or     (iv) recuperative benefits.         (2) A long-term care insurance policy containing post confinement, post-acute care, or recuperative benefits shall clearly label the limitations or conditions, including any required number of days of confinement in a separate paragraph of the policy or certificate that is entitled "Limitations or Conditions on Eligibility for Benefits."     (3) A long-term care insurance policy or rider that conditions eligibility of noninstitutional benefits on the prior receipt of institutional care may not require a prior institutional stay of more than 30 days.    Amended by Chapter 116, 2001 General Session
UT Code § 31A-22-1408 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 14 - Long-Term Care Insurance Standards|Section 1408 - Right of return -- Notice.

31A-22-1408. Right of return -- Notice.  Individual long-term care insurance policyholders and certificate holders other than employee and labor union certificate holders have the right to return the policy within 30 days of its delivery and to have the premium refunded if the policyholder is not satisfied for any reason after examination of the policy. Individual long-term care insurance policies shall have a notice prominently printed on the first page of the policy or attached to the policy stating in substance that the policyholder has the right to return the policy within 30 days of its delivery and to have the premium refunded if the policyholder is not satisfied for any reason after examination of the policy.  Enacted by Chapter 243, 1991 General Session
UT Code § 31A-22-1410 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 14 - Long-Term Care Insurance Standards|Section 1410 - Report to policyholder.

31A-22-1410. Report to policyholder.  A monthly report shall be provided to the policyholder any time a long-term care benefit funded through a life insurance vehicle by the acceleration of the death benefit is in benefit payment status. The report shall include:  (1) any long-term care benefits paid out during the month;     (2) an explanation of any changes in the policy due to long-term care benefits being paid out such as death benefits or cash values; and     (3) the amount of long-term care benefits existing or remaining.    Enacted by Chapter 243, 1991 General Session
UT Code § 31A-22-1411 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 14 - Long-Term Care Insurance Standards|Section 1411 - Incontestability period.

31A-22-1411. Incontestability period.    (1) For a policy or certificate that has been in force for less than six months, an insurer may rescind a long-term care insurance policy or certificate upon a showing of misrepresentation that is material to the acceptance for coverage.     (2) For a policy or certificate that has been in force for at least six months but less than two years, an insurer may rescind a long-term care insurance policy or certificate upon a showing of misrepresentation that:   (a) is material to the acceptance for coverage; and     (b) pertains to the condition for which benefits are sought.      Enacted by Chapter 344, 1995 General Session
UT Code § 31A-22-1412 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 14 - Long-Term Care Insurance Standards|Section 1412 - Nonforfeiture benefits.

31A-22-1412. Nonforfeiture benefits.    (1)   (a) A long-term care insurance policy or certificate may not be delivered or issued for delivery in this state unless the policyholder or certificate holder has been offered the option of purchasing a policy or certificate including a nonforfeiture benefit.     (b) The offer of a nonforfeiture benefit under Subsection (1)(a) may be in the form of a rider that is attached to the policy.     (c) If the policyholder or certificate holder declines the nonforfeiture benefit offered under this Subsection (1), the insurer shall provide a contingent benefit upon lapse of the policy or certificate that is available for a specified period of time following a substantial increase in premium rates.     (d)   (i) Except as provided in Subsection (1)(d)(ii), if a group long-term care insurance policy is issued, the offer required in this Subsection (1) shall be made to the group policyholder.     (ii) If the policy is issued to a group authorized under Section 31A-22-509, the offer required under this Subsection (1) shall be made to each proposed certificate holder.         (2) The commissioner shall make rules:   (a) specifying the types of nonforfeiture benefits to be offered as part of a long-term care insurance policy or certificate;     (b) specifying the standards for nonforfeiture benefits; and     (c) regarding contingent benefits upon lapse, including a determination of:   (i) the specified period of time during which a contingent benefit upon lapse will be available as provided in Subsection (1); and     (ii) the substantial premium rate increase that triggers a contingent benefit upon lapse as provided in Subsection (1).        Amended by Chapter 116, 2001 General Session
UT Code § 31A-22-1413 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 14 - Long-Term Care Insurance Standards|Section 1413 - Claim information.

31A-22-1413. Claim information.  If a claim under a long-term care insurance contract is denied, within 60 days of the date a written request by the policyholder or a representative of a policyholder is filed with the insurer, the insurer shall:  (1) provide a written explanation of the reason for the denial; and     (2) make available all information directly related to the denial.    Enacted by Chapter 116, 2001 General Session
UT Code § 31A-22-1414 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 14 - Long-Term Care Insurance Standards|Section 1414 - Marketing.

31A-22-1414. Marketing.  A policy or rider shall comply with this part if it is advertised, marketed, or offered as:  (1) long-term care insurance; or     (2) nursing home insurance.    Enacted by Chapter 116, 2001 General Session
UT Code § 31A-22-1415 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 14 - Long-Term Care Insurance Standards|Section 1415 - Living organ donor coverage.

 Effective 5/12/2020  31A-22-1415. Living organ donor coverage.    (1) For the purposes of this section, "living organ donor" means the same as that term is defined in Section 31A-22-655.     (2) An insurer may not:   (a) deny eligibility for coverage or limit coverage of a individual under a long-term care insurance policy or contract solely due to the status of the individual as a living organ donor;     (b) preclude an individual from donating all or part of an organ as a condition of receiving or continuing to receive coverage under a long-term care insurance policy or contract; or     (c) discriminate in the offering, issuance, cancellation, amount of coverage, price, or any other condition of a long-term care insurance policy or contract for an individual based upon the status of the individual as a living organ donor without any additional actuarial risk.       (3) The commissioner shall make educational materials available to insurers and the public on the access of living organ donors to insurance.     (4) The commissioner may make rules in accordance with Title 63G, Chapter 3, Utah Administrative Rulemaking Act, to implement the provisions of this section.    Enacted by Chapter 128, 2020 General Session
UT Code § 31A-22-1501 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 15 - Liability Insurance for Motorboats|Section 1501 - Definitions.

31A-22-1501. Definitions.  As used in this part:  (1) "Motorboat" has the same meaning as defined under Section 73-18c-102.     (2) "Motorboat business" means a motorboat sales agency, repair shop, service station, storage garage, or public marina.     (3) "Operator" has the same meaning as under Section 73-18c-102.     (4) "Owner" has the same meaning as under Section 73-18c-102.     (5) "Rental company" means any person or organization in the business of providing motorboats to the public.     (6) "Renter" means any person or organization obtaining the use of a motorboat from a rental company under the terms of a rental agreement.    Amended by Chapter 211, 2006 General Session
UT Code § 31A-22-1503 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 15 - Liability Insurance for Motorboats|Section 1503 - Motorboat liability policy minimum limits.

31A-22-1503. Motorboat liability policy minimum limits.  Policies containing motorboat liability coverage may not limit the insurer's liability under that coverage below the following:  (1)   (a) $25,000 because of liability for bodily injury to or death of one person, arising out of the use of a motorboat in any one accident;     (b) subject to the limit for one person in Subsection (1)(a), in the amount of $50,000 because of liability for bodily injury to or death of two or more persons arising out of the use of a motorboat in any one accident; and     (c) in the amount of $15,000 because of liability for injury to, or destruction of, property of others arising out of the use of a motorboat in any one accident; or       (2) $65,000 in any one accident whether arising from bodily injury to or the death of others, or from destruction of, or damage to, the property of others.    Amended by Chapter 211, 2006 General Session
UT Code § 31A-22-1504 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 15 - Liability Insurance for Motorboats|Section 1504 - Mandatory coverage.

31A-22-1504. Mandatory coverage.    (1) A rental company shall provide its renters with primary coverage meeting the requirements of Title 73, Chapter 18c, Financial Responsibility of Motorboat Owners and Operators Act.     (2) All coverage shall include primary defense costs and may not be waived.    Amended by Chapter 211, 2006 General Session
UT Code § 31A-22-1601 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 16 - Genetic Testing Restrictions on Insurers|Section 1601 - Title.

31A-22-1601. Title.  This part is known as the "Genetic Testing Restrictions on Insurers Act."  Enacted by Chapter 120, 2002 General Session
UT Code § 31A-22-1602 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 16 - Genetic Testing Restrictions on Insurers|Section 1602 - Genetic testing restrictions.

31A-22-1602. Genetic testing restrictions.  Except as provided under Section 31A-22-620, with respect to a matter related to genetic testing and private genetic information, an insurer shall comply with the applicable provisions of Title 26, Chapter 45, Genetic Testing Privacy Act, including Section 26-45-104.  Amended by Chapter 349, 2009 General Session
UT Code § 31A-22-1701 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 17 - Property and Casualty Certificate of Insurance Act|Section 1701 - Title -- Scope of part.

31A-22-1701. Title -- Scope of part.    (1) This part is known as the "Property and Casualty Certificate of Insurance Act."     (2)   (a) Except as provided in Subsection (2)(b), this part applies to a certificate of insurance issued on or after May 10, 2011, as evidence of insurance coverage on property, operations, or risks located in this state.     (b) This part applies on and after July 1, 2012, to a certificate of insurance that is issued as evidence of insurance coverage on property, operations, or risks located in this state if the certificate of insurance is an exhibit to a contract executed before July 1, 2012.     (c) This part applies, regardless of where located, to the following in relation to a certificate of insurance described in Subsection (2)(b):   (i) a certificate holder;     (ii) a policyholder;     (iii) an insurer; or     (iv) an insurance producer.        Enacted by Chapter 253, 2011 General Session
UT Code § 31A-22-1702 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 17 - Property and Casualty Certificate of Insurance Act|Section 1702 - Definitions.

31A-22-1702. Definitions.  Notwithstanding Section 31A-1-301, as used in this part:  (1) "Certificate holder" means a person who:   (a) requests, obtains, or possesses a certificate of insurance; and     (b) is not a policyholder.       (2) "Certificate of insurance" means a document that is prepared for or issued to a person who is not a policyholder as evidence of insurance, regardless of how it is titled or described.     (3) "Insurer" means:   (a) an insurer as defined in Section 31A-1-301; and     (b) any other person engaged in the business of making insurance or a surety contract.       (4) "Person," in addition to the definition in Section 31A-1-301, includes:   (a) to the extent not prohibited by federal law:   (i) the federal government; or     (ii) an administrative unit of the federal government;       (b) the state;     (c) an administrative unit of the state;     (d) a political subdivision of the state; or     (e) an administrative unit of a political subdivision of the state.       (5) "Policyholder" means a person who contracts with a property and casualty insurer for insurance coverage.    Enacted by Chapter 253, 2011 General Session
UT Code § 31A-22-1703 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 17 - Property and Casualty Certificate of Insurance Act|Section 1703 - Filing of form.

31A-22-1703. Filing of form.    (1) Notwithstanding Section 31A-21-201, a person may not:   (a) prepare, issue, or request the issuance of a certificate of insurance unless the certificate of insurance form is filed with the commissioner; or     (b) modify a filed certificate of insurance form unless filed with the commissioner.       (2) The commissioner shall object to the use of, or prohibit the use of, a certificate of insurance form filed under this section if the certificate of insurance form:   (a) is unfair, misleading, or deceptive;     (b) violates public policy;     (c) fails to comply with Section 31A-22-1704; or     (d) violates any law, including a rule made by the commissioner in accordance with Title 63G, Chapter 3, Utah Administrative Rulemaking Act.       (3) A standard certificate of insurance form filed for use by a nationally recognized insurance rating organization that is licensed by the commissioner, is considered filed for use for purposes of this section or Section 31A-21-201.    Enacted by Chapter 253, 2011 General Session
UT Code § 31A-22-1704 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 17 - Property and Casualty Certificate of Insurance Act|Section 1704 - Scope of certificate of insurance.

31A-22-1704. Scope of certificate of insurance.    (1) A certificate of insurance is not an insurance policy and does not affirmatively or negatively amend, extend, or alter the coverage afforded by an insurance policy to which a certificate of insurance refers.     (2) A certificate of insurance may not confer to a certificate holder a right that is not provided by an insurance policy to which the certificate of insurance refers.     (3)   (a) A certificate of insurance may not refer to a contract that is not an insurance policy, including a construction or service contract.     (b) Notwithstanding any requirement, term, or condition of a document with respect to which a certificate of insurance may be issued or may pertain, the insurance coverage afforded by a referenced insurance policy is subject to the terms, exclusions, and conditions of the insurance policy itself.      Enacted by Chapter 253, 2011 General Session
UT Code § 31A-22-1705 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 17 - Property and Casualty Certificate of Insurance Act|Section 1705 - False or misleading practices.

31A-22-1705. False or misleading practices.    (1) A person may not knowingly request or require the issuance of a certificate of insurance from an insurer, insurance producer, or policyholder that contains false or misleading information concerning an insurance policy to which the certificate of insurance refers.     (2) A person may not knowingly prepare or issue a certificate of insurance that:   (a) contains false or misleading information; or     (b) purports to affirmatively or negatively alter, amend, or extend the coverage provided by an insurance policy to which the certificate of insurance refers.       (3)   (a) A person may not prepare, issue, or request an opinion letter or other document, either in addition to or in lieu of a certificate of insurance that is inconsistent with this part.     (b) An insurer or insurance producer may prepare or issue an addendum to a certificate of insurance that clarifies or explains the coverage provided by an insurance policy if the addendum complies with this part.      Enacted by Chapter 253, 2011 General Session
UT Code § 31A-22-1706 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 17 - Property and Casualty Certificate of Insurance Act|Section 1706 - Notice of cancellation, nonrenewal, or material change.

31A-22-1706. Notice of cancellation, nonrenewal, or material change.    (1) A certificate holder only has a right to a notice of cancellation, nonrenewal, a material change, or to a similar notice if the certificate holder has rights to the notice under the terms of the insurance policy to which the certificate of insurance refers, or under any rider, or endorsement to the insurance policy.     (2) The terms and conditions of a notice described in Subsection (1), including the required timing of the notice, is governed by the insurance policy. A certificate of insurance may not alter a term or condition of the notice.    Enacted by Chapter 253, 2011 General Session
UT Code § 31A-22-1707 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 17 - Property and Casualty Certificate of Insurance Act|Section 1707 - Enforcement -- Rulemaking.

31A-22-1707. Enforcement -- Rulemaking.    (1) A certificate of insurance or other document that is prepared, issued, or requested in violation of this part is void.     (2) The commissioner may bring action in accordance with Section 31A-2-308 and Title 63G, Chapter 4, Administrative Procedures Act, for a violation of this part.     (3) The commissioner may:   (a) examine and investigate the activities of any person who the commissioner believes has been or is engaged in an act prohibited by this part;     (b) enforce this part; and     (c) impose a penalty or enforce a remedy authorized by this title for a violation of this part.       (4) The commissioner may make rules in accordance with Title 63G, Chapter 3, Utah Administrative Rulemaking Act, that are necessary and proper to carry out this part.    Enacted by Chapter 253, 2011 General Session
UT Code § 31A-22-1801 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 22 - Contracts in Specific Lines|Part 18 - Portable Electronics Insurance Act|Section 1801 - Title.

31A-22-1801. Title.  This part is known as the "Portable Electronics Insurance Act."  Enacted by Chapter 151, 2012 General Session