reglab/housing_qa huggingface dataset:
IN Code § 27-1-28-15 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 28. Independent Adjuster Licensing|27-1-28-15. Written Exam; Exceptions

Sec. 15. (a) Except as provided in section 16 of this chapter and in subsection (e), an individual who applies for an independent adjuster license under this chapter must pass a written examination that is:(1) developed and conducted according to rules adopted by the commissioner under IC 4-22-2; and(2) intended to test the knowledge of the individual concerning:(A) the lines of authority in which the individual has applied for licensing under this chapter;(B) the duties and responsibilities of an independent adjuster; and(C) Indiana insurance law.(b) The commissioner may contract with a nongovernmental entity to administer the written examination required by this section.(c) An individual described in subsection (a) shall remit, with the application to take the written examination required by this section, a nonrefundable examination fee in an amount set by the commissioner or the organization administering the examination.(d) If an individual:(1) fails to appear for or to pass an examination; and(2) desires to reschedule the examination;the individual shall reapply for the written examination and remit all fees and forms before scheduling an examination date.(e) An individual who holds a current claims certification issued by a national or state claims association whose certification program includes:(1) a precertification course for new adjusters that is approved by the department;(2) an examination for new adjusters that is approved by the department; and(3) a continuing education program that is approved by the department;is not required to complete a prelicensing course described in section 12(b)(5) of this chapter or pass a written examination described in subsection (a) to be issued an independent adjuster license under this chapter.As added by P.L.11-2011, SEC.22. Amended by P.L.130-2020, SEC.6.
IN Code § 27-1-28-16 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 28. Independent Adjuster Licensing|27-1-28-16. Nonresident Licensure

Sec. 16. (a) An individual who applies for an independent adjuster license under this chapter and who:(1) possesses an independent adjuster license for the same line of authority in which the individual has applied for licensing under this chapter in a state in which a prelicensing independent adjuster licensure examination is required;(2) possessed an independent adjuster license that:(A) was for the same line of authority in which the individual has applied for licensing under this chapter in a state in which a prelicensing independent adjuster licensure examination is required; and(B) expired less than ninety (90) days before the date the commissioner receives the application; or(3) provides proof from contracting insurers that the individual has participated in claims adjudication in the same line of authority during the five (5) years immediately preceding the date of application;is not required to complete a prelicensing course as described in section 12(b)(5) of this chapter or pass a written examination under section 15 of this chapter before being licensed under this chapter.(b) An applicant who meets the criteria set forth in subsection (a)(1) or (a)(2) must provide certification from the other state that the applicant's independent adjuster license:(1) is currently in good standing; or(2) was in good standing at the time of expiration.(c) A person:(1) who:(A) is licensed as an independent adjuster in another state where a prelicensing independent adjuster licensure examination is required;(B) establishes legal residency in Indiana; and(C) applies for a resident independent adjuster license under this chapter less than ninety (90) days after the person establishes legal residency in Indiana; or(2) who holds a current claims certification issued by a national or state claims association whose certification program includes:(A) a precertification course for new adjusters that is approved by the department;(B) an examination for new adjusters that is approved by the department; and(C) a continuing education program that is approved by the department;is not required to complete a prelicensing course as described in section 12(b)(5) of this chapter or pass a written examination under section 15 of this chapter before being licensed under this chapter.As added by P.L.11-2011, SEC.22. Amended by P.L.130-2020, SEC.7.
IN Code § 27-1-28-19 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 28. Independent Adjuster Licensing|27-1-28-19. Continuing Education

Sec. 19. (a) Except as provided in subsection (b), an individual who holds a license under this chapter shall, every two (2) years, satisfactorily complete a minimum of twenty-four (24) hours of continuing education courses and report the completion of the courses to the commissioner.(b) This section does not apply to the following:(1) An individual who is licensed for less than twelve (12) months before the end of the applicable continuing education biennium.(2) A licensed nonresident independent adjuster who has met the continuing education requirements of the licensed nonresident independent adjuster's designated home state.(3) An individual holding a current claims certification if:(A) the claims certification is issued by a national or state claims association whose certification program is approved by the department for purposes of this section;(B) the number of hours of study required to complete the certification program described in clause (A) is not less than the number of hours of continuing education that an individual is required to complete every two (2) years under subsection (a);(C) the content of the certification program described in clause (A):(i) includes the content of the prelicensing course of study required by section 12(b)(5) of this chapter for the line of authority in which the individual has applied for or obtained licensing under this chapter; and(ii) is made available for review and audit by the commissioner through an electronic portal maintained by the claims association;(D) the claims association referred to in clause (A) is approved as a continuing education provider in Indiana;(E) the claims association referred to in clause (A) reports the individual's completion of the certification program described in clause (A) to the commissioner through an electronic portal maintained by the commissioner; and(F) the claims association referred to in clause (A), through an electronic portal maintained by the claims association, provides the commissioner access to the individual's transcript showing the individual's completion of the certification program described in clause (A).As added by P.L.11-2011, SEC.22. Amended by P.L.130-2020, SEC.8; P.L.32-2021, SEC.83.
IN Code § 27-1-28-20 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 28. Independent Adjuster Licensing|27-1-28-20. Contracts

Sec. 20. An independent adjuster shall:(1) maintain a copy of each contract between the independent adjuster and an insurer or a self-insurer; and(2) comply with the record retention policy agreed to in the contract described in subdivision (1).As added by P.L.11-2011, SEC.22.
IN Code § 27-1-28-21 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 28. Independent Adjuster Licensing|27-1-28-21. Duties

Sec. 21. An independent adjuster shall do all of the following:(1) Be honest and fair in all communications with an insured, an insurer, a self-insurer, and the public.(2) Give policyholders and claimants prompt and knowledgeable service and courteous, fair, and objective treatment.(3) Refrain from:(A) giving legal advice; or(B) dealing directly with a policyholder or claimant who is represented by legal counsel unless the legal counsel consents to the direct contact.(4) Comply with all local, state, and federal privacy and information security laws.(5) Identify:(A) the independent adjuster's self as an independent adjuster; and(B) if applicable, the independent adjuster's employer;when dealing with a policyholder or claimant.(6) Refrain from:(A) having any financial interest in an adjustment; or(B) acquiring, for the independent adjuster or any person, an interest or a title in salvage without first receiving written authority from the principal.As added by P.L.11-2011, SEC.22.
IN Code § 27-1-28-22 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 28. Independent Adjuster Licensing|27-1-28-22. Reports to Commissioner of Administrative and Criminal Actions

Sec. 22. (a) An independent adjuster shall report to the commissioner an administrative action taken against the independent adjuster:(1) in another jurisdiction; or(2) by another governmental agency in Indiana;not more than thirty (30) days after the final disposition of the matter. The report must include a copy of the order or consent order, and any other relevant documentation.(b) An independent adjuster shall report to the commissioner any criminal action taken against the independent adjuster:(1) in another jurisdiction; or(2) by another governmental agency in Indiana;not more than thirty (30) days after the final disposition of the criminal matter. The report must include a copy of the initial complaint filed, the final order issued by the court, and any other relevant documentation.As added by P.L.11-2011, SEC.22.
IN Code § 27-1-28-23 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 28. Independent Adjuster Licensing|27-1-28-23. Certification of Automated Claims Adjudication System

Sec. 23. If an independent adjuster uses an automated claims adjudication system, the independent adjuster shall maintain proof of the certification described in section 3(4) of this chapter and provide the proof of certification to the commissioner upon request.As added by P.L.11-2011, SEC.22.
IN Code § 27-1-28-24 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 28. Independent Adjuster Licensing|27-1-28-24. Deposit of Fees

Sec. 24. The commissioner shall deposit a fee received under this chapter into the department of insurance fund established by IC 27-1-3-28.As added by P.L.11-2011, SEC.22.
IN Code § 27-1-29-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 29. Indiana Political Subdivision Risk Management Commission|27-1-29-1. "Commission" Defined

Sec. 1. As used in this chapter, "commission" refers to the Indiana political subdivision risk management commission established by this chapter.As added by P.L.162-1986, SEC.1.
IN Code § 27-1-29-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 29. Indiana Political Subdivision Risk Management Commission|27-1-29-2. "Fund" Defined

Sec. 2. As used in this chapter, "fund" refers to the political subdivision risk management fund established by this chapter.As added by P.L.162-1986, SEC.1.
IN Code § 27-1-29-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 29. Indiana Political Subdivision Risk Management Commission|27-1-29-3. "Liability" Defined

Sec. 3. As used in this chapter, "liability" means an obligation arising from a claim for the payment of money in an amount established under IC 34-13-3 (or IC 34-4-16.5 before its repeal) or any other claim for which coverage is provided for members of the fund under rules adopted by the commission.As added by P.L.162-1986, SEC.1. Amended by P.L.1-1998, SEC.141.
IN Code § 27-1-29-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 29. Indiana Political Subdivision Risk Management Commission|27-1-29-4. "Political Subdivision" Defined

Sec. 4. As used in this chapter, "political subdivision" has the meaning set forth in IC 34-6-2-110.As added by P.L.162-1986, SEC.1. Amended by P.L.5-1988, SEC.143; P.L.1-1998, SEC.142.
IN Code § 27-1-29-6 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 29. Indiana Political Subdivision Risk Management Commission|27-1-29-6. Meetings; Actions

Sec. 6. The commission shall meet upon the call of the commissioner, who shall convene meetings as often as necessary to accomplish the purposes of this chapter. The commission may act:(1) through the vote of a majority of members at a meeting at which at least six (6) members are present; or(2) through the commissioner, pursuant to powers granted to the commission under this chapter and delegated to the commissioner by the vote of a majority of members at a meeting at which at least six (6) members are present.As added by P.L.162-1986, SEC.1.
IN Code § 27-1-29-8 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 29. Indiana Political Subdivision Risk Management Commission|27-1-29-8. Expenses Incurred; Payment

Sec. 8. (a) All expenses incurred by the commission in administering the fund under this chapter shall be paid from the fund.(b) All expenses incurred by the commission in administering the political subdivision catastrophic liability fund established by IC 27-1-29.1 shall be paid from the political subdivision catastrophic liability fund.(c) All expenses incurred by the commission that are not incurred directly in connection with the administration of the political subdivision risk management fund or the political subdivision catastrophic liability fund shall be paid equally from each fund.As added by P.L.162-1986, SEC.1. Amended by P.L.272-1987, SEC.3.
IN Code § 27-1-29-9 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 29. Indiana Political Subdivision Risk Management Commission|27-1-29-9. Liability Insurance or Indemnification; State Responsibility for Commission Obligations

Sec. 9. (a) The commission shall purchase liability insurance for, or otherwise indemnify, its members against personal liability for acts and omissions arising out of their performance, in good faith, of their duties as members of the commission.(b) The state is not responsible for the payment of any obligation of the commission.As added by P.L.162-1986, SEC.1.
IN Code § 27-1-29-10 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 29. Indiana Political Subdivision Risk Management Commission|27-1-29-10. Political Subdivision Risk Management Fund; Purpose; Administration; Expenses; Depositories; Investment; Reserve Account

Sec. 10. (a) The political subdivision risk management fund is established for the purpose of:(1) paying the liabilities of political subdivisions to the extent specified in this chapter;(2) receiving assessments paid by political subdivisions to replenish the fund and to pay the principal of and interest on bonds or notes issued by the commission under section 17(b)(2) of this chapter; and(3) receiving money from any other source.(b) The fund shall be administered by the commission.(c) The expenses of administering the fund shall be paid from money in the fund.(d) All money received by the commission under this chapter, whether as assessments, proceeds from the sale of bonds, or revenues, are trust funds, to be held and applied solely as provided in this chapter. Current operating funds shall be kept in depositories selected by the commission. The commission shall deposit with the treasurer of state the money in the fund not currently needed to meet the obligations of the fund, and the treasurer of state shall invest such money for the commission in accordance with the provisions of any resolution or trust agreement that the commission adopts or enters into under this chapter. Interest that accrues from these investments shall be credited to the commission and to the fund.(e) Money in the fund at the end of a particular fiscal year does not revert to the state general fund.(f) The commission shall create a reserve account in the fund and shall capitalize the reserve account through the surcharges levied under section 7(b)(10) of this chapter.As added by P.L.162-1986, SEC.1. Amended by P.L.272-1987, SEC.4.
IN Code § 27-1-29-11 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 29. Indiana Political Subdivision Risk Management Commission|27-1-29-11. Fund Members; Eligibility; Assessments; Surcharge Levies; Payment of Liabilities

Sec. 11. All political subdivisions are eligible for membership in the fund. Each member of the fund:(1) shall contribute to the fund in the amount of the assessment charged the member under this chapter;(2) shall pay the annual surcharge levied against the member under this chapter; and(3) is entitled to payment of its liabilities from the fund under this chapter.As added by P.L.162-1986, SEC.1.
IN Code § 27-1-29-12 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 29. Indiana Political Subdivision Risk Management Commission|27-1-29-12. Assessments on Members of Fund

Sec. 12. (a) The commission shall impose an assessment to be paid by each member of the fund. The assessments to be paid by members of the fund shall be set in fairness to all members, based upon the uniform application of actuarial principles and underwriters' rating principles. A member shall pay its assessment in accordance with rules of the commission.(b) The assessment for the first twelve (12) months of a political subdivision's membership in the fund shall be no greater than the payment made by the political subdivision to a commercial insurer for like coverage for the twelve (12) month period immediately preceding the political subdivision's application to become a member. In the case of an applicant not insured by a commercial insurer, the commission shall set the amount of the assessment for the first twelve (12) months of membership in accordance with subsection (a).As added by P.L.162-1986, SEC.1.
IN Code § 27-1-29-13 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 29. Indiana Political Subdivision Risk Management Commission|27-1-29-13. Payment of Liabilities of Members of Fund; Primary Coverage

Sec. 13. (a) The commission shall pay liabilities of members of the fund in accordance with rules established by the commission.(b) Payment from the fund for any liability covered under IC 34-13-3 (or IC 34-4-16.5 before its repeal) or for any other liability designated under rules adopted by the commission is primary coverage in relation to the following:(1) Any insurance policy issued to a member of the fund that, by its terms, provides coverage secondary to coverage provided through membership in the fund.(2) A fund member's own program of self insurance.Payment of a liability identified in this subsection must be made within the limits set forth in section 14(b) of this chapter and irrespective of the existence of an insurance policy described in subdivision (1) or of a self insurance program described in subdivision (2).As added by P.L.162-1986, SEC.1. Amended by P.L.1-1998, SEC.144.
IN Code § 27-1-29-14 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 29. Indiana Political Subdivision Risk Management Commission|27-1-29-14. Eligibility and Guidelines for Payment From Fund

Sec. 14. (a) In order to be eligible for payment under this chapter, a liability of a political subdivision must arise out of a claim based upon an act or omission that takes place while the political subdivision is a member of the fund.(b) The maximum amount payable from the fund for any liability, whether or not it is covered under IC 34-13-3 (or IC 34-4-16.5 before its repeal), is:(1) for injury, death, or damage suffered by any one (1) person as a result of the act or omission from which the liability arises:(A) three hundred thousand dollars ($300,000) for a cause of action that accrues before January 1, 2006;(B) five hundred thousand dollars ($500,000) for a cause of action that accrues on or after January 1, 2006, and before January 1, 2008; or(C) seven hundred thousand dollars ($700,000) for a cause of action that accrues on or after January 1, 2008; and(2) one million dollars ($1,000,000) for all injury, death, or damage suffered by all persons as a result of the act or omission from which the liability arises.(c) No amount may be paid from the fund in respect of punitive damages paid by or assessed against a member of the fund.(d) No amount may be paid from the fund in the case of a liability based upon bodily injury or property damage arising out of the discharge, dispersal, release, or escape of smoke, vapors, soot, fumes, acids, alkalis, toxic chemicals, liquids, gases, waste materials, or other irritants, contaminants, or pollutants into or upon land, the atmosphere, or any watercourse or body of water unless the discharge, dispersal, release, or escape:(1) is caused by an act or omission of a political subdivision that is a member of the fund; and(2) occurs as a result of:(A) a household hazardous waste; or(B) a conditionally exempt small quantity generator (as described in 40 CFR 261.5(a));collection, disposal, or recycling project conducted by or controlled by the political subdivision.(e) The commissioner may pay a liability of a member of the fund in a series of annual payments. The amount of any annual payment under this subsection must be one hundred thousand dollars ($100,000) or more, except for the final payment in a series of payments.(f) The commission may negotiate a structured settlement of any claim.(g) As used in this section, "household hazardous waste" means solid waste generated by households that consists of or contains a material that is:(1) ignitable, as described in 40 CFR 261.21;(2) corrosive, as described in 40 CFR 261.22;(3) reactive, as described in 40 CFR 261.23; or(4) toxic, as described in 40 CFR 261.24.As added by P.L.162-1986, SEC.1. Amended by P.L.273-1987, SEC.1; P.L.256-1995, SEC.1; P.L.1-1998, SEC.145; P.L.108-2003, SEC.1.