reglab/housing_qa huggingface dataset:
MD. Housing and Community Development Code Ann. §  9-401 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 9 - Community Reinvestment Fund|Subtitle 4 - Reinvestment Assistance|Section 9-401 - Household Income Limits

    The Secretary shall establish upper income limits for limited income households, taking into consideration factors that include:         (1)    the total income of the household available for housing needs;        (2)    the size of the household;        (3)    the cost and condition of housing facilities;        (4)    the ability of the household to compete successfully in the conventional private housing market; and        (5)    relevant standards and definitions established for federal housing programs.
MD. Housing and Community Development Code Ann. §  9-402 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 9 - Community Reinvestment Fund|Subtitle 4 - Reinvestment Assistance|Section 9-402 - Requirements for Community Reinvestment Projects

    (a)    A project qualifies as a community reinvestment project if the Secretary determines in writing that the community reinvestment project meets:        (1)    affordable housing needs of limited income households in the State;        (2)    capital, operating, and other credit needs of small businesses in the State, including farm businesses, if the assets, income, and number of employees of the business do not exceed limits that the Secretary of Commerce establishes; or        (3)    capital, operating, and other credit needs of individuals, community organizations, and businesses located in or serving communities or neighborhoods in the State that have urgent needs for reinvestment due to deteriorating social or economic conditions.    (b)    A community reinvestment project shall:        (1)    conform to eligibility guidelines and financing policies consistent with this subtitle that the Board develops and the Secretary approves; and        (2)    be submitted to and approved by the loan committee appointed by the Board under § 9–204(d) of this title.
MD. Housing and Community Development Code Ann. §  9-403 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 9 - Community Reinvestment Fund|Subtitle 4 - Reinvestment Assistance|Section 9-403 - Applications for Assistance

    (a)    An application for community reinvestment assistance shall be made to the Department of Housing and Community Development, to the Department of Commerce, to an entity contributing to the Fund, or, if the Board allows, directly to the Fund.    (b)    The Department of Housing and Community Development and the Department of Commerce may provide technical assistance in the underwriting or review of a loan for which an application has been submitted.    (c)    The loan committee shall base its action on an application on the review of the application and recommendations made by one or more parties listed in subsection (a) of this section.
MD. Housing and Community Development Code Ann. §  9-404 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 9 - Community Reinvestment Fund|Subtitle 4 - Reinvestment Assistance|Section 9-404 - Methods of Providing Assistance

    To provide community reinvestment assistance, the Board may:         (1)    invest in, purchase, make commitments to purchase, or take assignments from mortgage lenders of notes and mortgages evidencing mortgage loans;        (2)    act as a guarantor or conduit for mortgage backed securities;        (3)    make loans to recipients of community reinvestment assistance or to mortgage lenders;        (4)    sell at public or private sale mortgages, loans, or other obligations held by the Fund;        (5)    purchase, make, participate in making, or enter into commitments to purchase loans;        (6)    package and sell loans; and        (7)    do anything else authorized by the organizational documents of the Fund.
MD. Housing and Community Development Code Ann. §  9-501 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 9 - Community Reinvestment Fund|Subtitle 5 - Short Title|Section 9-501 - Short Title

    This title is the Community Reinvestment Fund Act.
MD. Housing and Community Development Code Ann. §  10-101 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 10 - Maryland Affordable Housing Trust|Subtitle 1 - General Provisions|Section 10-101 - Definitions

    (a)    In this title the following words have the meanings indicated.    (b)    “Award” means a grant, loan, deferred payment loan, loan guarantee, or other financial assistance.    (c)    “Board” means the Board of Trustees of the Trust.    (d)    “Fund” means the Maryland Affordable Housing Trust Fund.    (e)    “Trust” means the Maryland Affordable Housing Trust.    (f)    “Trustee” means a member of the Board.
MD. Housing and Community Development Code Ann. §  10-102 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 10 - Maryland Affordable Housing Trust|Subtitle 1 - General Provisions|Section 10-102 - Trust Established

    (a)    There is a Maryland Affordable Housing Trust.    (b)    (1)    The Trust is an instrumentality of the State and is a body corporate and politic.        (2)    The exercise by the Trust of its powers under this title is an essential public function.    (c)    The purpose of the Trust is to make affordable housing more available throughout the State.    (d)    The Department shall provide staff for the Trust.
MD. Housing and Community Development Code Ann. §  10-103 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 10 - Maryland Affordable Housing Trust|Subtitle 1 - General Provisions|Section 10-103 - Board Established

    (a)    There is a Board of Trustees of the Trust.    (b)    The Board shall control the Trust and exercise all of the corporate powers of the Trust.
MD. Housing and Community Development Code Ann. §  10-104 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 10 - Maryland Affordable Housing Trust|Subtitle 1 - General Provisions|Section 10-104 - Membership

    (a)    (1)    The Board consists of 14 trustees.        (2)    The nonvoting trustees are:            (i)    the Secretary;            (ii)    a member of the House of Delegates, appointed by the Speaker of the House; and            (iii)    a member of the Senate, appointed by the President of the Senate.        (3)    With the advice and consent of the Senate, the Governor shall appoint 11 voting trustees, consisting of:            (i)    four representatives of the public; and            (ii)    one representative of each of the following:                1.    title companies doing business in the State;                2.    financial institutions doing business in the State;                3.    political subdivisions;                4.    nonprofit housing developers;                5.    for profit housing developers;                6.    public housing authorities; and                7.    social services providers.    (b)    In appointing trustees, the Governor shall consider geographic representation.    (c)    Service as a trustee is not a State office or State employment for purposes of any prohibition against holding two public positions.    (d)    (1)    The term of a voting trustee is 4 years.        (2)    The terms of voting trustees are staggered as required by the terms provided for voting trustees on October 1, 2005.        (3)    At the end of a term, a voting trustee continues to serve until a successor is appointed and qualifies.        (4)    A voting trustee who is appointed after a term has begun serves only for the rest of the term and until a successor is appointed and qualifies.
MD. Housing and Community Development Code Ann. §  10-105 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 10 - Maryland Affordable Housing Trust|Subtitle 1 - General Provisions|Section 10-105 - Chair

    The Governor shall appoint one of the trustees to serve as chair of the Board.
MD. Housing and Community Development Code Ann. §  10-106 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 10 - Maryland Affordable Housing Trust|Subtitle 1 - General Provisions|Section 10-106 - Quorum

    (a)    A quorum is a majority of the voting trustees then serving on the Board.    (b)    The Board may act with a majority vote of a quorum of the Board.
MD. Housing and Community Development Code Ann. §  10-107 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 10 - Maryland Affordable Housing Trust|Subtitle 1 - General Provisions|Section 10-107 - Debts, Obligations, Liabilities, Corporate Earnings, and Assets

    (a)    The debts, obligations, and liabilities of the Trust are those of the Trust only and are not:        (1)    a pledge of the State’s credit; or        (2)    those of the State or its officers, employees, or governmental units.    (b)    (1)    The net earnings of the Trust may not inure to the benefit of a trustee, officer, or private person.        (2)    A trustee, officer, or private person is not entitled to share in the distribution of the corporate assets of the Trust.        (3)    If the Trust is dissolved or abolished, by act of the General Assembly or otherwise, its assets shall be distributed to the State or a governmental unit of the State.
MD. Housing and Community Development Code Ann. §  10-108 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 10 - Maryland Affordable Housing Trust|Subtitle 1 - General Provisions|Section 10-108 - Awards

    The Board shall:         (1)    receive applications for awards from the Trust;        (2)    make the final decisions about awards; and        (3)    develop a process for making awards that encourages a broad geographic distribution of money.
MD. Housing and Community Development Code Ann. §  10-109 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 10 - Maryland Affordable Housing Trust|Subtitle 1 - General Provisions|Section 10-109 - Effect of Other Laws

    (a)    The Board shall comply with the Maryland Public Ethics Law.    (b)    The Board is exempt from:        (1)    taxation by the State or its political subdivisions;        (2)    the General Procurement Law provisions of Division II of the State Finance and Procurement Article; and        (3)    the Administrative Procedure Act, Title 10, Subtitles 1 through 4, of the State Government Article.
MD. Housing and Community Development Code Ann. §  10-110 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 10 - Maryland Affordable Housing Trust|Subtitle 1 - General Provisions|Section 10-110 - Audit; Reports

    (a)    The books and records of the Trust are subject to audit:        (1)    by the State, at the State’s discretion; and        (2)    annually by an independent auditor approved and paid by the Trust.    (b)    (1)    Within the first 90 days of each fiscal year, the Board shall report to the Governor and, subject to § 2–1257 of the State Government Article, to the General Assembly.        (2)    The report shall include a complete operating and financial statement of the operations of the Trust and a summary of the activities of the Trust during the preceding fiscal year.
MD. Housing and Community Development Code Ann. §  10-201 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 10 - Maryland Affordable Housing Trust|Subtitle 2 - Maryland Affordable Housing Trust Fund|Section 10-201 - Established

    There is a Maryland Affordable Housing Trust Fund.
MD. Housing and Community Development Code Ann. §  10-202 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 10 - Maryland Affordable Housing Trust|Subtitle 2 - Maryland Affordable Housing Trust Fund|Section 10-202 - Purposes of Fund

    (a)    The Board shall use the Fund to make awards to:        (1)    help acquire, build, rehabilitate, or preserve affordable housing;        (2)    help nonprofit organizations develop affordable housing; and        (3)    help promote affordable housing by contributing to pay the operating expenses of housing developments.    (b)    In any fiscal year, the Board may use up to 5% of the Fund to pay actual operating and staffing expenses directly related to the activities of the Trust.
MD. Housing and Community Development Code Ann. §  10-203 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 10 - Maryland Affordable Housing Trust|Subtitle 2 - Maryland Affordable Housing Trust Fund|Section 10-203 - Status

    The State Treasurer shall hold and the Comptroller shall account for the Fund.
MD. Housing and Community Development Code Ann. §  10-204 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 10 - Maryland Affordable Housing Trust|Subtitle 2 - Maryland Affordable Housing Trust Fund|Section 10-204 - Composition

    The Fund consists of:        (1)    money that the Board receives from any public or private source, including a gift, grant, or legacy;        (2)    interest earned on Trust accounts held by title insurers and their agents under § 22–105 of the Insurance Article;        (3)    investment earnings of the Fund; and        (4)    repayments of principal or payments of interest on loans from the Fund.
MD. Housing and Community Development Code Ann. §  10-205 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 10 - Maryland Affordable Housing Trust|Subtitle 2 - Maryland Affordable Housing Trust Fund|Section 10-205 - Solicitation of Money

    The Board may solicit money for the Fund from any source.
MD. Housing and Community Development Code Ann. §  10-206 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 10 - Maryland Affordable Housing Trust|Subtitle 2 - Maryland Affordable Housing Trust Fund|Section 10-206 - Investment of Fund

    Money in the Fund shall be invested in the same way as other State money.
MD. Housing and Community Development Code Ann. §  10-301 (2021)
2021 Maryland Statutes|Housing and Community Development|Division I - Housing and Community Programs|Title 10 - Maryland Affordable Housing Trust|Subtitle 3 - Construction of Title|Section 10-301 - Liberal Construction

    This title shall be liberally construed to accomplish its purposes.
MD. Housing and Community Development Code Ann. §  12-102 (2021)
2021 Maryland Statutes|Housing and Community Development|Division II - Housing Authorities|Title 12 - Provisions of Statewide Applicability|Subtitle 1 - Definitions; General Provisions|Section 12-102 - Findings

    The General Assembly finds that:         (1)    there is unsanitary or unsafe housing in which individuals of low and moderate income are forced to live;        (2)    there is a shortage of safe or sanitary housing that is available at rents that individuals of low and moderate income can afford, forcing these individuals to live in overcrowded housing;        (3)    there are many families living in housing that, while decent and safe, is inadequate for the size of the family;        (4)    the conditions:            (i)    cause disease and crime to increase and spread, threaten the public health, safety, morals, and welfare, and impair economic values; and            (ii)    cause too much public money to be spent for crime prevention and punishment, public health and safety, fire and accident protection, and other public services and facilities;        (5)    construction of housing projects for individuals of low and moderate income does not compete with private enterprise because:            (i)    there are economically depressed or physically deteriorated areas that cannot be assisted through the private housing market; and            (ii)    the private housing market cannot relieve the shortage of safe and sanitary housing for individuals of low and moderate income;        (6)    clearing, replanning, and reconstructing areas in which unsanitary or unsafe housing exists and providing safe and sanitary housing for persons of low and moderate income are public purposes and essential governmental functions for which public money may be spent and private property acquired;        (7)    it is the policy of the State to develop safe, sanitary, and decent housing for State residents;        (8)    there is a need for available mortgage credit because many purchasers and owners of housing cannot afford mortgage credit at the market interest rate or get mortgage credit because the mortgage credit market is severely restricted; and        (9)    this Division II is needed in the public interest.
MD. Housing and Community Development Code Ann. §  12-103 (2021)
2021 Maryland Statutes|Housing and Community Development|Division II - Housing Authorities|Title 12 - Provisions of Statewide Applicability|Subtitle 1 - Definitions; General Provisions|Section 12-103 - Purpose of Division Ii

    The purpose of this Division II is to authorize each authority to do all that is necessary or desirable to secure the financial aid or cooperation of political subdivisions, State government, or federal government to help the authority undertake, construct, maintain, or operate a housing project.
MD. Housing and Community Development Code Ann. §  12-105 (2021)
2021 Maryland Statutes|Housing and Community Development|Division II - Housing Authorities|Title 12 - Provisions of Statewide Applicability|Subtitle 1 - Definitions; General Provisions|Section 12-105 - Areas of Operation for Authorities

    (a)    An authority of a municipal corporation or Baltimore City may:        (1)    operate within its territorial boundaries; and        (2)    without regard to location:            (i)    administer rent subsidy payments and housing assistance programs for both eligible landlords and tenants;            (ii)    own or manage housing projects in operation before January 1, 1990; and            (iii)    develop, own, or operate a housing project at the request of and within the territorial boundaries of another political subdivision.    (b)    (1)    Anywhere in its county an authority of a county may:            (i)    administer rent subsidy payments and housing assistance programs for both eligible landlords and tenants; and            (ii)    own or manage housing projects in operation before:                1.    January 1, 1990, if the authority is of Baltimore City; or                2.    January 1, 1991, if the authority is of another county.        (2)    Subject to paragraph (3) of this subsection, an authority of a county may conduct its other operations within the county.        (3)    An authority of a county other than Baltimore City may not conduct its other operations within a municipal corporation unless the governing body of the municipal corporation consents by resolution to its inclusion in the authority’s area of operation.    (c)    An authority created under § 12–208 of this title may conduct its operations in the area prescribed under its articles of organization.
MD. Housing and Community Development Code Ann. §  12-106 (2021)
2021 Maryland Statutes|Housing and Community Development|Division II - Housing Authorities|Title 12 - Provisions of Statewide Applicability|Subtitle 1 - Definitions; General Provisions|Section 12-106 - Person of Eligible Income

    (a)    An individual or family qualifies as a person of eligible income:        (1)    for projects that are State or federally funded, if the individual or family meets the income requirements of the State or federal program involved; or        (2)    for other projects, if the individual or family, by a determination under subsection (b) of this section, lacks sufficient income or assets without financial assistance to purchase or rent decent, safe, and sanitary housing without overcrowding.    (b)    (1)    The chief elected official or the chief elected official’s designee, who may be the executive director of an authority or the board of commissioners of the authority, shall determine whether an individual or family qualifies as a person of eligible income under subsection (a)(2) of this section.        (2)    Determination of qualifying income levels may vary for the elderly, individuals with disabilities, other persons with special needs, particular projects or programs, or particular parts of the political subdivision.
MD. Housing and Community Development Code Ann. §  12-107 (2021)
2021 Maryland Statutes|Housing and Community Development|Division II - Housing Authorities|Title 12 - Provisions of Statewide Applicability|Subtitle 1 - Definitions; General Provisions|Section 12-107 - Application of Title

    A provision applicable to a particular political subdivision or its authority in another title of this Division II:         (1)    takes precedence over a conflicting provision of this title; and        (2)    may not be used to interpret how this title applies to another political subdivision or its authority.
MD. Housing and Community Development Code Ann. §  12-201 (2021)
2021 Maryland Statutes|Housing and Community Development|Division II - Housing Authorities|Title 12 - Provisions of Statewide Applicability|Subtitle 2 - Establishment and Organization of Authorities|Section 12-201 - Authorities Established

    Except as provided in § 12–208 of this subtitle, in each political subdivision, there is a public body corporate and politic known as the “housing authority” of the political subdivision or as otherwise designated in the articles of organization.
MD. Housing and Community Development Code Ann. §  12-202 (2021)
2021 Maryland Statutes|Housing and Community Development|Division II - Housing Authorities|Title 12 - Provisions of Statewide Applicability|Subtitle 2 - Establishment and Organization of Authorities|Section 12-202 - Enabling Legislation

    Sections 12-203 through 12-206 of this subtitle are only enabling legislation allowing a political subdivision to authorize an authority to operate in the political subdivision.
MD. Housing and Community Development Code Ann. §  12-203 (2021)
2021 Maryland Statutes|Housing and Community Development|Division II - Housing Authorities|Title 12 - Provisions of Statewide Applicability|Subtitle 2 - Establishment and Organization of Authorities|Section 12-203 - Code Authorities

    A code authority may not do business or exercise its powers unless:         (1)    its articles of organization have been recommended in writing by the chief elected official, adopted by a resolution or ordinance of the legislative body, and filed with the Secretary of State; and        (2)    the Secretary of State has issued a certificate of organization to the code authority.