reglab/housing_qa huggingface dataset:
AZ Rev Stat § 44-134 (2021)
2021 Arizona Revised Statutes|Title 44 - Trade and Commerce|§ 44-134 - Capacity for blood donation

44-134.  Capacity for blood donation A. Notwithstanding any other law,  a person who is at least eighteen years of age and who is otherwise competent may consent to the donation of blood and be subject to the penetration of tissue necessary to accomplish the donation at a federally approved blood bank. B. Notwithstanding any other law,  a minor who is sixteen or seventeen years of age may donate blood and be subject to the penetration of tissue necessary to accomplish the donation at a federally approved blood bank only if the minor has the written consent of the minor's parent or legal guardian.
AZ Rev Stat § 44-140 (2021)
2021 Arizona Revised Statutes|Title 44 - Trade and Commerce|§ 44-140 - Definitions

44-140.  Definitions In this article,  unless the context otherwise requires: 1. " Educational institution"  means a university,  college,  community college,  junior college,  high school,  technical,  vocational or professional school,  or similar institution,  wherever located,  approved or accredited for the purposes of this article by the state board of education. 2. " Educational loan"  means a loan or other aid or assistance for the purpose of furthering the obligor's education at an educational institution. 3. " Person"  means individual,  corporation,  government or governmental subdivision or agency,  business trust,  estate,  trust,  partnership or association,  or any other legal entity.
AZ Rev Stat § 44-140.01 (2021)
2021 Arizona Revised Statutes|Title 44 - Trade and Commerce|§ 44-140.01 - Educational loan; enforceable; prerequisites

44-140.01.  Educational loan;  enforceable;  prerequisites Any written obligation signed by a minor sixteen or more years of age in consideration of an educational loan received by him from any person is enforceable as if he were an adult at the time of execution,  but only if prior to the making of the educational loan an educational institution has certified in writing to the person making the educational loan that the minor is enrolled,  or has been accepted for enrollment,  in the educational institution.
AZ Rev Stat § 44-141 (2021)
2021 Arizona Revised Statutes|Title 44 - Trade and Commerce|§ 44-141 - Joint and several liability of parties to joint obligations

44-141.  Joint and several liability of parties to joint obligations A. All parties to a joint obligation,  including negotiable paper and partnership debts,  shall be severally liable also for the full amount of such obligations. An action may be brought against such parties jointly or separately,  joining one or more,  and judgment may be given in each such action without barring an action against any party to the obligation not included in the judgment,  and without releasing any party against whom the action was not brought. B. The court may,  upon its own motion or upon the application of any interested party,  require that the plaintiff bring in as defendants all parties jointly liable on the obligation upon which the action is brought,  in which event any subsequent judgment shall be for the amount unsatisfied.
AZ Rev Stat § 44-142 (2021)
2021 Arizona Revised Statutes|Title 44 - Trade and Commerce|§ 44-142 - Action against persons primarily and secondarily liable on bill of exchange or other contract

44-142.  Action against persons primarily and secondarily liable on bill of exchange or other contract The acceptor of a bill of exchange,  or any other principal obligor on any contract,  may be sued either alone or jointly with any other party who may be liable thereon,  but judgment shall not be given against such other party not primarily liable unless judgment has been previously,  or is at the same time,  given against the acceptor or other principal obligor,  except when the plaintiff discontinues his action against such principal obligor.
AZ Rev Stat § 44-143 (2021)
2021 Arizona Revised Statutes|Title 44 - Trade and Commerce|§ 44-143 - Formal requirements for and limitations upon confession of judgment under power of attorney

44-143.  Formal requirements for and limitations upon confession of judgment under power of attorney Judgment by confession shall not be entered upon a note,  bond or other instrument in writing for the payment of money under the authority of a power of attorney to confess judgment thereon,  unless such authority is executed and acknowledged on a day subsequent to the date on which the indebtedness to be confessed became due and payable.
AZ Rev Stat § 44-144 (2021)
2021 Arizona Revised Statutes|Title 44 - Trade and Commerce|§ 44-144 - Effect of assignment of chose in action upon defenses existing at time of assignment; exceptions

44-144.  Effect of assignment of chose in action upon defenses existing at time of assignment;  exceptions An assignment of a chose in action shall not prejudice any set-off or other defense existing at the time of the notice of the assignment. This section shall not apply to a negotiable promissory note or bill of exchange,  transferred in good faith and upon good consideration before due except as provided in section 44-145.
AZ Rev Stat § 44-145 (2021)
2021 Arizona Revised Statutes|Title 44 - Trade and Commerce|§ 44-145 - Negotiable instruments or other writings evidencing consumer obligations; limitation on liability

44-145.  Negotiable instruments or other writings evidencing consumer obligations;  limitation on liability A. The rights of a holder or assignee of an instrument,  account,  contract right,  chattel paper or other writing,  other than a check or draft,  which evidences the obligation of a natural person as buyer,  lessee,  or borrower in connection with the purchase or lease of consumer goods or services,  are subject to all defenses and setoffs of the debtor arising from or out of such sale or lease if notice of such defense or setoff is given within ninety days after receipt of the goods or services by the debtor,  notwithstanding any agreement to the contrary. For a period of ninety days after receipt of the goods or services by the debtor,  a holder or assignee is not a holder in due course if he takes an instrument,  other than a check or draft,  which is subject to the provisions of this section. The rights of the debtor under this section may be asserted only as to amounts then owing and as a matter of defense to or setoff against a claim by the holder or assignee and may be asserted only if the buyer or lessee gives notice of the claim or defense in writing by certified mail to the seller or lessor at the last known business address of the seller or lessor within ninety days after receipt of the goods or services. B. This section is not applicable to: 1. Credit card sales of perishable consumer goods or consumer services on a credit card issued by an issuer other than the seller. 2. Any credit card transaction made outside the state of Arizona. 3. An instrument or other writing which evidences a loan or indebtedness to a lender or person,  other than a seller or lessor,  which was not arranged by a seller or lessor,  the proceeds of which are used by the buyer or lessee to satisfy an obligation to a seller or lessor. C. The definitions in title 47,  chapters 1,  3 and 9 are applicable to this section. For the purposes of this section: 1. " Consumer services"  means services for use primarily for personal,  family or household purposes. 2. " Arranged"  means to provide or offer to provide a loan which is or will be extended by another person under a business or other relationship pursuant to which the person arranging such loan receives or will receive a fee,  compensation,  or other consideration for such service or has knowledge of the terms of the loan and participates in the preparation of the instruments required in connection with the extension of the loan.
AZ Rev Stat § 44-161 (2021)
2021 Arizona Revised Statutes|Title 44 - Trade and Commerce|§ 44-161 - Interpretation of contracts, securities and other similar measures; currency; definitions

44-161.  Interpretation of contracts,  securities and other similar measures;  currency;  definitions A. If a subject or medium of payment of any contract,  security or other similar instrument is the European currency unit or a currency that has been substituted or replaced by the euro,  the euro is a commercially reasonable substitute and substantial equivalent that may be either tendered or used in determining the value of the European currency unit or other currency at the conversion rate specified in and calculated according to the regulations adopted by the council of the European union. B. Except as provided in an agreement between parties regarding the introduction of the euro,  none of the following actions discharge or excuse performance under any contract,  security or other similar instrument or give a person the unilateral right to alter or terminate any contract,  security or other similar instrument: 1. The introduction of the euro. 2. The tendering of euros for any obligation that complies with subsection A. 3. The determining of the value of any obligation that complies with subsection A or the calculating or determining of the subject or medium of payment of any contract,  security or other similar instrument relating to an interest rate or other basis that has been substituted or replaced due to the introduction of the euro and that is a commercially reasonable substitute and substantial equivalent. C. Notwithstanding title 47,  this section applies to all contracts,  securities and other similar instruments,  including contracts relating to commercial transactions. D. For the purposes of this section: 1. " Euro"  means the currency of participating member states of the European union that adopt a single currency in accordance with the treaty on European union signed February 7,  1992. 2. " European currency unit"  means the currency basket that is used as the unit of account of the European community pursuant to the European council's regulations. 3. " Introduction of the euro"  includes the implementation of economic and monetary union in member states of the European union pursuant to the treaty on European union signed February 7,  1992.
AZ Rev Stat § 44-283 (2021)
2021 Arizona Revised Statutes|Title 44 - Trade and Commerce|§ 44-283 - Denial, suspension or revocation of licenses

44-283.  Denial,  suspension or revocation of licenses A. The administrator may deny a license applied for under this chapter or suspend or revoke a license issued under this chapter on any of the following grounds: 1. Material misstatement in the application for a license. 2. A violation,  either knowingly or without the exercise of due care to prevent the violation,  of this chapter or of any rule or order adopted or issued pursuant to this chapter. 3. Defrauding any retail buyer to the buyer's damage. 4. Fraudulent misrepresentation,  circumvention or concealment by the licensee through whatever subterfuge or device of any of the material particulars or the nature thereof required to be stated or furnished to the retail buyer under this article. 5. Conviction in any state of a felony or a misdemeanor involving breach of trust or dishonesty. 6. Having a judgment or order entered against the licensee or applicant by an administrative agency of this or any other state or by the federal government in which one of the bases of the judgment or order is fraud,  deceit or misrepresentation,  if the conduct was engaged in directly by the licensee or applicant or was authorized,  solicited,  commanded or knowingly permitted by the directors or senior management of the licensee or applicant. B. If a licensee is a firm,  association or corporation,  it is sufficient cause for the suspension or revocation of a license that any officer,  director or trustee of a licensed firm,  association or corporation,  or any member of a licensed partnership,  has so acted or failed to act as would be cause for suspending or revoking a license to such party as an individual. Each licensee is responsible for the acts of any or all of the licensee's employees while acting as the licensee's agent,  if the licensee after actual knowledge of the acts retained the benefits,  proceeds,  profits or advantages accruing from the acts or otherwise ratified the acts. C. Hearings on the denial,  suspension or revocation of a license shall be conducted pursuant to title 41,  chapter 6,  article 10. No revocation,  suspension or surrender of any license shall impair or affect the obligation of any lawful retail installment contract acquired by the licensee before the revocation,  suspension or surrender of the license.
AZ Rev Stat § 44-286 (2021)
2021 Arizona Revised Statutes|Title 44 - Trade and Commerce|§ 44-286 - Requirements and prohibitions as to retail installment contracts

44-286.  Requirements and prohibitions as to retail installment contracts A. A retail installment contract shall be in writing,  shall be signed by both the buyer and the seller and shall be completed as to all essential provisions prior to the signing of the contract by the buyer. The printed portion of the contract,  other than instructions for completion,  shall be in at least eight point type. The contract shall contain in a size equal to at least ten point bold type: 1. A specific statement that liability insurance coverage for bodily injury and property damage caused to others is not included,  if that is the case;  and 2. The following notice: " Notice to the buyer: 1. Do not sign this contract before you read it or if it contains any blank spaces. 2. You are entitled to an exact copy of the contract you sign."  B. The seller shall deliver to the buyer,  or mail to him at his address shown on the contract,  a copy of the contract signed by the seller. Until the seller does so,  a buyer who has not received delivery of the motor vehicle shall have the right to rescind his agreement and to receive a refund of all payments made and return of all goods traded in to the seller on account of or in contemplation of the contract,  or if the goods cannot be returned,  the value thereof. Any acknowledgment by the buyer of delivery of a copy of the contract shall be in a size equal to at least ten point bold type,  and,  if contained in the contract,  shall appear directly above the buyer's signature.
AZ Rev Stat § 44-287 (2021)
2021 Arizona Revised Statutes|Title 44 - Trade and Commerce|§ 44-287 - Contents of contract

44-287.  Contents of contract A. The contract shall contain the names of the seller and the buyer,  the place of business of the seller,  the residence or place of business of the buyer as specified by the buyer and a description of the motor vehicle including its make,  year,  model and identification number or marks. B. The contract shall contain the following items: 1. The cash sale price of the motor vehicle. 2. The amount of the buyer's down payment,  and whether made in money or goods,  or partly in money and partly in goods. 3. The difference between paragraphs 1 and 2 of this subsection. 4. The amount,  if any,  included for insurance specifying the term and types of coverage. If the contract does not include liability insurance coverage for bodily injuries and property damage,  such fact shall be so set forth in capital letters immediately above the signatures of the parties to the contract. 5. The final cash price balance,  which is the sum of paragraphs 3 and 4 of this subsection. 6. The amount of the finance charge and the rate at which it is computed. 7. The time balance,  which is the sum of paragraphs 5 and 6 of this subsection,  payable in installments by the buyer to the seller,  the number of installments,  the amount of each installment and the due date or period of each installment. 8. A statement,  adjacent to the signature line of the contract,  in bold-faced type,  setting forth the telephone number and address of the department of insurance and financial institutions and stating that the seller is regulated by the department of insurance and financial institutions and that any complaints concerning the contract may be addressed to the department of insurance and financial institutions. C. The items set forth in subsection B of this section need not be stated in the sequence or order set forth,  and additional items may be included to explain the calculations involved in determining the stated time balance to be paid by the buyer. D. Notwithstanding any other law,  in the case of motor vehicles,  trailers or semitrailers,  a transaction does not create a sale or security interest merely because it provides that the rental price is permitted or required to be adjusted under the agreement either upward or downward by reference to the amount realized on sale or other disposition of the motor vehicle,  trailer or semitrailer.
AZ Rev Stat § 44-288 (2021)
2021 Arizona Revised Statutes|Title 44 - Trade and Commerce|§ 44-288 - Insurance provisions of contract

44-288.  Insurance provisions of contract A. The amount,  if any,  included for insurance,  which may be purchased by the holder of the retail installment contract,  shall not exceed the applicable premiums chargeable in accordance with the rates filed with the director of the department of insurance and financial institutions. B. If dual interest insurance on the motor vehicle is purchased by the seller or seller's assignee,  as the case may be,  it shall within thirty days after execution of the retail installment contract send or cause to be sent to the buyer a policy,  or policies,  or certificates of insurance written by an insurance company authorized to do business in this state,  clearly setting forth the amount of the premium,  the kind or kinds of insurance,  the coverages and all the terms,  options,  limitations,  restrictions and conditions of the contract or contracts of insurance. The buyer at the time of execution of the contract may purchase such insurance from an agent or broker of the buyer's own selection and may select an insurance company acceptable to the holder,  but in such case the inclusion of the insurance premium in the retail installment contract shall be optional with the seller. C. If any insurance is canceled,  or the premium adjusted,  any refund of the insurance premium received by the holder shall be credited to the contract except to the extent applied toward payment for similar insurance protecting the interests of the buyer and the holder or either of them.
AZ Rev Stat § 44-289 (2021)
2021 Arizona Revised Statutes|Title 44 - Trade and Commerce|§ 44-289 - Delinquent contract; recovery; transfer fees; blank spaces in contract

44-289.  Delinquent contract;  recovery;  transfer fees;  blank spaces in contract A. If the contract or refinancing agreement so provides,  the holder may,  as to any delinquent contract,  recover one or more of the following: 1. A reasonable amount for the holder's cost of collection. 2. Attorney's fees in a reasonable amount where such contract is referred for collection to an attorney not a salaried employee of the holder. 3. Court costs. B. In the event of default under a contract,  a licensee shall comply with all provisions of title 47,  chapter 9,  article 6,  and be subject to the penalties prescribed therein. All sales of repossessed vehicles shall be conducted in a commercially reasonable manner. C. As to each transfer of equity by a buyer or subsequent transferee,  the holder of the contract shall be entitled to a transfer of equity fee not in excess of fifteen dollars. If the contract so provides,  at the option of the holder,  no such transfer of equity shall be valid against the holder without the written consent of the holder. No certificate of title shall be issued by the state of Arizona in the name of such transferee unless written consent of the holder accompanies the application for transfer of title. D. No retail installment contract shall be signed by any party thereto when it contains blank spaces to be filled in after it has been signed except that,  if delivery of the motor vehicle is not made at the time of the execution of the contract,  the identifying numbers or marks of the motor vehicle or similar information and the due date of the first installment may be inserted in the contract after its execution. The buyer's written acknowledgment,  conforming to the requirements of subsection B of section 44-286,  of delivery of a copy of a contract shall be conclusive proof of such delivery,  that the contract when signed,  did not contain any blank spaces except as herein provided,  and of compliance with this article in any action or proceeding by or against the holder of the contract.
AZ Rev Stat § 44-290 (2021)
2021 Arizona Revised Statutes|Title 44 - Trade and Commerce|§ 44-290 - Amount of payments; waiver of remedies

44-290.  Amount of payments;  waiver of remedies A. Upon written request from the buyer,  the holder of a retail installment contract shall give or forward to the buyer a written statement of the dates and amounts of payments and the total amount unpaid under such contract. A buyer shall be given a written receipt for any payment when made in cash. B. No provision in a retail installment contract relieving the seller from liability for any legal remedies which the buyer may have against the seller under the contract,  or any separate instrument executed in connection therewith,  shall be enforceable.
AZ Rev Stat § 44-293 (2021)
2021 Arizona Revised Statutes|Title 44 - Trade and Commerce|§ 44-293 - Motor vehicle; refinancing retail installment contract

44-293.  Motor vehicle;  refinancing retail installment contract A. The holder of a contract,  upon request by the buyer,  may extend the scheduled due date of all or any part of any installment or installments,  defer payment or payments,  renew or restate the unpaid time balance of such contract,  the amount of the installments and the time schedule therefor and may collect for such extension,  deferment,  renewal or restatement a refinance charge computed at the discretion of the holder as provided in subsection B of this section. B. If the unpaid time balance of the contract is extended,  deferred,  renewed or restated,  the holder may compute the refinance charge on such amount by adding to the unpaid balance the cost for insurance and other benefits incidental to the refinancing plus any accrued delinquency and collection charges,  and deducting any refund which may be due the buyer by prepayment pursuant to section 44-291,  for unearned finance charges specified by the contract and by reclassifying the motor vehicle by its then year model,  for the term of the refinancing agreement,  but otherwise subject to the provisions of this article governing computation of the original finance charge. The provisions of this article governing the minimum finance charge under the refund schedule shall apply in calculating refinance charges on the contract renewed under this method of computation.
AZ Rev Stat § 44-294 (2021)
2021 Arizona Revised Statutes|Title 44 - Trade and Commerce|§ 44-294 - Records

44-294.  Records Every holder or sales finance company shall maintain in its office,  for a period of not less than one year after date of final payment or entry therein,  a copy of all retail installment contracts or retail installment transactions entered into under the terms of this chapter.
AZ Rev Stat § 44-295 (2021)
2021 Arizona Revised Statutes|Title 44 - Trade and Commerce|§ 44-295 - Penalties

44-295.  Penalties Any person wilfully violating any provision of this chapter relating to the provisions of a contract shall not receive or retain any finance,  delinquency or collection charge on the contract.