reglab/housing_qa huggingface dataset:
IA Code § 523C.15 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523C - RESIDENTIAL AND MOTOR VEHICLE SERVICE CONTRACTS|Section 523C.15 - Annual report.

523C.15 Annual report.   A licensed service company that does not demonstrate financial responsibility by insuring service contracts under a reimbursement insurance policy as provided in section 523C.5, subsection 1, shall file with the commissioner an annual report no later than August 31 of each year. The annual report shall be in a form prescribed by the commissioner and contain all of the following:   1. A current financial statement including a balance sheet and statement of operations prepared in accordance with generally accepted accounting principles and certified by an independent certified public accountant.   2. Any other information relating to the performance and solvency of the service company required by the commissioner.  83 Acts, ch 87, §16; 2019 Acts, ch 142, §11, 19
IA Code § 523C.16 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523C - RESIDENTIAL AND MOTOR VEHICLE SERVICE CONTRACTS|Section 523C.16 - Exclusions.

523C.16 Exclusions.   This chapter does not apply to any of the following and the following do not constitute the practice of insurance:   1. A performance guarantee given by a builder of a residence or the manufacturer or seller or lessor of residential property if no identifiable charge is made for the guarantee.   2. A residential service contract, guarantee or warranty between a residential customer and a service company which will perform the work itself and not through subcontractors for the service, repair or replacement of residential property, appliances, or electrical, plumbing, heating, cooling or air-conditioning systems.   3. A contract between a service company issuing residential service contracts and a person who actually performs the maintenance, repairs, or replacements of structural components, or appliances, or electrical, plumbing, heating, cooling, or air-conditioning systems, if someone other than the service company actually performs these functions.   4. A residential service contract, guarantee or warranty issued by a retail merchant to a retail customer, guaranteeing or warranting the repair, service or replacement of appliances or electrical, plumbing, heating, cooling or air-conditioning systems sold by said retail merchant.   5. A residential service contract, guarantee, or warranty issued by a manufacturer, third party, or retail company, covering the repair, maintenance, or replacement of residential property, individual appliances, and other individual items of merchandise marketed and sold by a retail company, in the ordinary course of business.   6. A motor vehicle service contract issued by the manufacturer or importer of the motor vehicle covered by the service contract or to any third party acting in an administrative capacity on the manufacturer’s behalf in connection with that service contract.   7. A residential service contract involving residential property containing more than four dwelling units.   8. A warranty.   9. A motor vehicle service contract issued, offered for sale, or sold to any person other than a consumer.   10. A maintenance agreement.  83 Acts, ch 87, §17; 96 Acts, ch 1160, §10; 2019 Acts, ch 142, §12, 19
IA Code § 523C.17 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523C - RESIDENTIAL AND MOTOR VEHICLE SERVICE CONTRACTS|Section 523C.17 - Lending institutions.

523C.17 Lending institutions.   A bank, savings association, insurance company, or other lending institution shall not require the purchase of a motor vehicle service contract or residential service contract as a condition of a loan or the sale of any property or motor vehicle. Violation of this section is punishable as provided in section 523C.13.  83 Acts, ch 87, §18; 93 Acts, ch 60, §10; 2012 Acts, ch 1017, §102; 2019 Acts, ch 142, §13, 19
IA Code § 523C.18 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523C - RESIDENTIAL AND MOTOR VEHICLE SERVICE CONTRACTS|Section 523C.18 - Violations.

523C.18 Violations. Repealed by 2019 Acts, ch 142, §17, 19.
IA Code § 523C.19 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523C - RESIDENTIAL AND MOTOR VEHICLE SERVICE CONTRACTS|Section 523C.19 - Cease and desist orders.

523C.19 Cease and desist orders.   1. Upon the commissioner’s determination that a person has engaged, is engaging, or is about to engage in any act or practice constituting a violation of this chapter or any rule adopted pursuant to this chapter, the commissioner may issue an order directing the person to cease and desist from engaging in the act or practice resulting in the violation or to take other affirmative action as in the judgment of the commissioner is necessary to comply with the requirements of this chapter.   2. If a hearing is not timely requested, the summary order becomes final by operation of law. The order shall remain effective from the date of issuance until the date the order becomes final by operation of law or is overturned by a presiding officer or court following a request for hearing. A person who has been issued a summary order under this section may contest it by filing a request for a contested case proceeding as provided in chapter 17A and in accordance with rules adopted by the commissioner. However, the person shall have at least thirty days from the date that the order is issued in order to file the request. Section 17A.18A is inapplicable to a summary order issued under this section.   3. A person violating a summary order issued under this section shall be deemed in contempt of that order. The commissioner may petition the district court to enforce the order as certified by the commissioner. The district court shall adjudge the person in contempt of the order if the court finds after hearing that the person is not in compliance with the order. The court shall assess a civil penalty against the person in an amount not less than three thousand dollars but not greater than ten thousand dollars per violation, and may issue further orders as it deems appropriate.  92 Acts, ch 1078, §9; 2000 Acts, ch 1147, §30; 2000 Acts, ch 1232, §82  Referred to in §523C.23
IA Code § 523C.20 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523C - RESIDENTIAL AND MOTOR VEHICLE SERVICE CONTRACTS|Section 523C.20 - Consent to service of process.

523C.20 Consent to service of process.   If a person engages in conduct subject to regulation under this chapter, the conduct shall constitute the appointment of the commissioner of insurance as the person’s attorney to receive service of process in a noncriminal proceeding against the person, a successor, or personal representative, which grows out of that conduct, with the same force and validity as if made personally. Service of process made on the commissioner as the attorney for service of process shall be made as provided in section 505.30.  93 Acts, ch 60, §11; 2018 Acts, ch 1018, §16
IA Code § 523C.21 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523C - RESIDENTIAL AND MOTOR VEHICLE SERVICE CONTRACTS|Section 523C.21 - Service of process.

523C.21 Service of process.   The commissioner shall be the agent for service of process upon a service company. Service of process made on the commissioner as the agent for service of process shall be made as provided in section 505.30.  94 Acts, ch 1031, §19; 2018 Acts, ch 1018, §17
IA Code § 523C.22 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523C - RESIDENTIAL AND MOTOR VEHICLE SERVICE CONTRACTS|Section 523C.22 - Claim procedures.

523C.22 Claim procedures.   A licensed service company shall promptly provide a written explanation to the service contract holder, describing the reasons for denying a claim or for the offer of a compromise settlement, based on all relevant facts or legal requirements and referring to applicable provisions of the service contract.  94 Acts, ch 1031, §20; 2019 Acts, ch 142, §14, 19
IA Code § 523C.24 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523C - RESIDENTIAL AND MOTOR VEHICLE SERVICE CONTRACTS|Section 523C.24 - Service company oversight fund.

523C.24 Service company oversight fund.   1. A service company oversight fund is created in the state treasury as a separate fund under the control of the commissioner. The fund shall consist of all moneys deposited in the fund pursuant to subsection 2.   2. The commissioner shall deposit in the service company oversight fund an amount equal to one-third of all licensing, examination, renewal, and inspection fees collected under this chapter, provided that the maximum amount of fees deposited in the fund each fiscal year shall not exceed five hundred thousand dollars. Any remaining fees collected under this chapter and not deposited in the service company oversight fund shall be deposited as provided in section 505.7.   3. Moneys in the service company oversight fund are appropriated to the commissioner for the administration and enforcement of this chapter, and for establishing service contract consumer complaint, education, and outreach programs.   4. Notwithstanding section 12C.7, subsection 2, interest or earnings on moneys deposited in the service company oversight fund shall be credited to the fund. Notwithstanding section 8.33, moneys credited to the fund shall not revert at the close of a fiscal year.  2019 Acts, ch 142, §15, 19  Referred to in §523C.3
IA Code § 523D.2 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523D - RETIREMENT FACILITIES|Section 523D.2 - Application of chapter.

523D.2 Application of chapter.   This chapter applies to a provider who executes a contract to provide continuing care or senior adult congregate living services in a facility, or extend the term of an existing contract to provide continuing care or senior adult congregate living services in a facility, if the contract requires or permits the payment of an entrance fee to a person, and any of the following apply:   1. The facility is or will be located in this state.   2. The provider or a person acting on the provider’s behalf solicits the contract within this state for a facility located in this state and the person to be provided with continuing care or senior adult congregate living services under the contract resides within this state at the time of the solicitation.  89 Acts, ch 217, §2; 2004 Acts, ch 1104, §32
IA Code § 523D.2A (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523D - RETIREMENT FACILITIES|Section 523D.2A - Annual certification.

523D.2A Annual certification.   On or before March 1 of each year, a provider shall file a certification with the commissioner in a manner and according to requirements established by the commissioner. The certification shall be accompanied by a one hundred dollar administrative fee which fee shall be deposited as provided in section 505.7. The certification shall attest that according to the best knowledge and belief of the attesting party, the facility administered by the provider is in compliance with the provisions of this chapter, including rules adopted by the commissioner or orders issued by the commissioner as authorized under this chapter. The attesting person may be any of the following:   1. A person serving as the president or chief executive officer of a corporation.   2. A person acting as the general partner of a limited partnership.   3. A person acting as the general partner of a limited liability partnership.   4. A person acting in a fiduciary capacity or as a trustee on behalf of a provider.   5. A person who is a manager of a limited liability company.  2004 Acts, ch 1104, §33; 2009 Acts, ch 181, §100
IA Code § 523D.4 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523D - RETIREMENT FACILITIES|Section 523D.4 - False information.

523D.4 False information.   1. A provider shall not make, publish, disseminate, circulate, or place before the public, or cause, directly or indirectly, to be made, published, disseminated, circulated, or placed before the public, in a newspaper or other publication, or in the form of a notice, circular, pamphlet, letter, or poster, or over any radio or television station, or in any other way, an advertisement, announcement, or statement of any sort containing any assertion, representation, or statement which is untrue, deceptive, or misleading.   2. A provider shall not publish, disseminate, circulate, or deliver to any person or place before the public, or cause, directly or indirectly, to be published, disseminated, circulated, or delivered to any person or placed before the public, a financial statement which does not meet generally accepted accounting principles.  89 Acts, ch 217, §4; 2004 Acts, ch 1104, §36
IA Code § 523D.7 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523D - RETIREMENT FACILITIES|Section 523D.7 - Civil liability.

523D.7 Civil liability.   1. A provider is liable to the person contracting for continuing care or senior adult congregate living services for damages and repayment of all fees paid to the provider, facility, or person violating this chapter, less the reasonable value of care and lodging provided to the resident by or on whose behalf the contract for continuing care or senior adult congregate living services was entered into prior to discovery of the violation, misstatement, or omission, or the time the violation, misstatement, or omission should reasonably have been discovered, together with interest at the legal rate for judgments and court costs and reasonable attorney fees, if the provider does any of the following:   a. Enters into a contract to provide continuing care or senior adult congregate living services at a facility without having first delivered a disclosure statement meeting the requirements of this chapter to the person contracting for continuing care or senior adult congregate living services and to the person’s personal representative if one is appointed by the person.   b. Enters into a contract to provide continuing care or senior adult congregate living services at a facility with a person who has relied on a disclosure statement which contains any untrue statement of a material fact or omits to state a material fact necessary in order to make the statements made, in light of the circumstances under which they are made, not misleading.   2. Liability under this section exists regardless of whether or not the provider or person liable had actual knowledge of the misstatement or omission.   3. A person shall not file or maintain an action under this section if the person, before filing the action, received an offer to refund, payable upon acceptance, all amounts paid the provider, facility, or person violating this chapter, together with interest from the date of payment, less the reasonable value of care and lodging provided prior to receipt of the offer, and the person failed to accept the offer within thirty days of its receipt. At the time a provider makes a written offer of refund, the provider shall file a copy with the division of insurance. The refund offer shall refer to the provisions of this section.   4. An action shall not be maintained to enforce a liability created under this chapter unless brought before the expiration of six years after the execution of the contract for continuing care or senior adult congregate living services which gave rise to the violation.   5. Except as expressly provided in this chapter, civil liability in favor of a private party shall not arise against a person, by implication, from or as a result of the violation of this chapter. This chapter does not limit a liability which may exist by virtue of any other statute or under common law if this chapter were not in effect.  89 Acts, ch 217, §7
IA Code § 523D.8 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523D - RETIREMENT FACILITIES|Section 523D.8 - Criminal penalties.

523D.8 Criminal penalties.   1. A person who violates a provision of this chapter or a rule adopted or order entered pursuant to this chapter commits a fraudulent practice as provided in chapter 714.   2. This chapter does not limit the power of the state to punish any person for any conduct which constitutes a crime under any other statute.  89 Acts, ch 217, §8; 2004 Acts, ch 1104, §45
IA Code § 523D.9 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523D - RETIREMENT FACILITIES|Section 523D.9 - Initial filing.

523D.9 Initial filing. Repealed by  2004 Acts, ch 1104, §51  .
IA Code § 523D.10 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523D - RETIREMENT FACILITIES|Section 523D.10 - Rules.

523D.10 Rules.   The division of insurance may adopt rules pursuant to chapter 17A as necessary and appropriate to implement this chapter, and may make further recommendations to the general assembly for the protection of residents and prospective residents of facilities under this chapter.  89 Acts, ch 217, §10; 2004 Acts, ch 1104, §46
IA Code § 523D.12 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523D - RETIREMENT FACILITIES|Section 523D.12 - Investigations.

523D.12 Investigations.   The commissioner may, for the purpose of discovering or investigating violations of this chapter or rules adopted pursuant to this chapter do any or all of the following:   1. Investigate the business and examine the books, accounts, records, and files used by a provider. With the exception of an examination involving new construction, an examination involving a complaint by a resident or a prospective resident or where good cause exists for the lack of prior notice, as determined by the commissioner, the division of insurance shall provide at least seven days’ prior notice to the facility before conducting an on-site examination.   2. Administer oaths and affirmations, subpoena witnesses, receive evidence, and require the production of documents and records in connection with an investigation or proceeding being conducted pursuant to this chapter.   3. Apply to the district court for issuance of an order requiring a person’s appearance before the commissioner. The person may also be required to produce documentary evidence germane to the subject of the investigation. Failure to obey a court order under this section constitutes contempt of court.  91 Acts, ch 205, §16; 2004 Acts, ch 1104, §47 – 49
IA Code § 523D.13 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523D - RETIREMENT FACILITIES|Section 523D.13 - Compliance — summary orders.

523D.13 Compliance — summary orders.   1. Upon the commissioner’s determination that a provider has engaged, is engaging, or is about to engage in any act or practice constituting a violation of this chapter or a rule adopted pursuant to this chapter, the commissioner may issue a summary order directing the provider to cease and desist from engaging in the act or practice resulting in the violation or to take other affirmative action as in the judgment of the commissioner is necessary to comply with the requirements of this chapter.   2. If a hearing is not timely requested, the summary order becomes final by operation of law. The order shall remain effective from the date of issuance until the date the order becomes final by operation of law or is overturned by a presiding officer or court following a request for hearing. A person who has been issued a summary order under this section may contest it by filing a request for a contested case proceeding as provided in chapter 17A and in accordance with rules adopted by the commissioner. However, the person shall have at least thirty days from the date that the order is issued in order to file the request. Section 17A.18A is inapplicable to a summary order issued under this section.   3. A person violating a summary order issued under this section shall be deemed in contempt of that order. The commissioner may petition the district court to enforce the order as certified by the commissioner. The district court shall adjudge the person in contempt of the order if the court finds after hearing that the person is not in compliance with the order. The court shall assess a civil penalty against the person in an amount not less than three thousand dollars but not greater than ten thousand dollars per violation, and may issue further orders as it deems appropriate.  91 Acts, ch 205, §17; 2000 Acts, ch 1147, §32
IA Code § 523D.14 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523D - RETIREMENT FACILITIES|Section 523D.14 - Injunctions.

523D.14 Injunctions.   The commissioner may petition the district court in any county of the state for an injunction to restrain a person subject to this chapter and any agents, employees, or associates of the person from engaging in conduct or practices in violation of this chapter or rules adopted pursuant to this chapter. In a proceeding for an injunction, the commissioner may apply to the court for the issuance of a subpoena to require the appearance of a defendant and the defendant’s agents and any documents, books, or records germane to the hearing upon the petition for an injunction. Upon proof of any of the violations described in the petition for injunction, the court may grant the injunction.  91 Acts, ch 205, §18; 2004 Acts, ch 1104, §50
IA Code § 523G.1 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523G - INVENTION DEVELOPMENT SERVICES|Section 523G.1 - Short title.

523G.1 Short title.   This chapter shall be known and may be cited as the “Invention Development Services Act”.  92 Acts, ch 1114, §2
IA Code § 523G.2 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 523G - INVENTION DEVELOPMENT SERVICES|Section 523G.2 - Purpose of the chapter.

523G.2 Purpose of the chapter.   The general assembly declares that the purpose of this chapter is to safeguard the public against fraud, deceit, imposition, and financial hardship, and to foster and encourage competition, fair dealing, and prosperity in the field of invention development services by prohibiting or restricting deceptive practices, misleading advertising, onerous contract terms, harmful financial practices, and other unfair, dishonest, deceptive, destructive, unscrupulous, fraudulent, or discriminatory practices which threaten the public welfare.  92 Acts, ch 1114, §3