reglab/housing_qa huggingface dataset:
GA Code § 33-23-25 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-25. Place of Business

 Every licensed agent, limited subagent, counselor, and adjuster shall have and maintain in this state or, if a nonresident licensee, in the state of domicile, a place of business accessible to the public. The place of business shall be that wherein the licensee principally conducts transactions pursuant to the license. The address of the place of business shall be maintained by the Commissioner. All resident and nonresident licensees shall promptly notify the Commissioner in writing within 30 days of any change in the business address.    (Code 1981, §33-23-25, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 2001, p. 925, § 1; Ga. L. 2006, p. 652, § 8/HB 1257; Ga. L. 2008, p. 1076, § 13/SB 113.)
GA Code § 33-23-27 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-27. Subagent's Certificate of Authority

  Each agent licensed in this state shall obtain a certificate of authority for each subagent representing such agent in this state.   Each subagent's certificate of authority shall be renewed by the agent not more than once every three years in such form and manner as specified by the Commissioner by rule or regulation.   Each agent shall also be required to inform the Commissioner of any termination of or change to any certificate of authority for each subagent in such form and manner as may be prescribed by the Commissioner by rule or regulation.   The fee for each subagent's certificate of authority or renewal or duplicate thereof shall be as provided by law.   The subagent's certificate shall be held by the agent and shall be returned to the Commissioner upon termination of the subagent's authority along with an explanation of the reason for such termination in such form and manner as the Commissioner may specify by rule or regulation.     (Code 1981, §33-23-27, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 2001, p. 925, § 1.)
GA Code § 33-23-28 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-28. Scope of Subagent's Authority; Record of Transactions

  A subagent's certificate of authority shall not cover any kind of insurance for which the sponsoring agent and subagent are not licensed.   A subagent or limited subagent shall not have power to bind an insurer.   All business transacted by a subagent under such subagent's license or limited subagent shall be in the name of the agent by whom the subagent or limited subagent is employed; and the agent shall be responsible for all the acts or omissions of the subagent or limited subagent within the scope of his or her employment.   A record of each transaction shall be maintained jointly by the agent and the subagent or limited subagent.     (Code 1981, §33-23-28, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 1999, p. 878, § 6; Ga. L. 2001, p. 925, § 1; Ga. L. 2008, p. 1076, § 15/SB 113; Ga. L. 2019, p. 386, § 11/SB 133.)    The 2019 amendment,  effective July 1, 2019, substituted "maintained jointly by the agent" for "maintained by both the agent" in subsection (d).
GA Code § 33-23-29.1 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-29.1. Licensing of Nonresident Counselors

  An individual residing in another state may be licensed by the Commissioner as a nonresident counselor under the following circumstances and in the following manner:   Upon written application and payment of the required license fee and without requiring a written examination, the Commissioner shall issue a license to an individual to act as a nonresident counselor if the individual is licensed in his or her home state as a counselor;   Applicants whose home state does not require a license to transact business as a counselor may be licensed in this state provided that the applicant takes the examination issued by the Commissioner where required pursuant to this chapter and the applicant submits written documentation from the applicant's resident home state demonstrating the lack of a licensing requirement and such state's reciprocity with residents of this state; and   The required fee for the license shall be the fee provided by law or the sum which is charged as a license fee for nonresident counselors by the state of the applicant's residence, whichever is greater.     The Commissioner shall issue a license to an individual to act as a nonresident counselor if, by the laws of the state of the applicant's residence, residents of this state may be licensed as nonresident counselors in the same manner.   The Commissioner is authorized to enter into reciprocal agreements with the appropriate official of any other jurisdiction for the purpose of implementing this Code section.     (Code 1981, §33-23-29.1, enacted by Ga. L. 2001, p. 925, § 1; Ga. L. 2005, p. 60, § 33/HB 95.)
GA Code § 33-23-30 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-30. Restrictions on Signing by Agents

 An agent shall not sign in blank any policy to be issued outside of such agent's office. An agent shall not give power of attorney to or otherwise authorize anyone to sign the agent's name to policies unless the person so authorized is directly employed by the agent and no other person, and the person has no office files, equipment, or address in regard to the insurance business other than those in the office of the agent. Nothing in this Code section shall prohibit an agent from authorizing an insurer represented by such agent to reproduce mechanically or electronically such agent's signature on policies, certificates, endorsements, riders, or other insurance contract documents.    (Code 1981, §33-23-30, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 1999, p. 878, § 7; Ga. L. 2001, p. 925, § 1.)   Law reviews.   - For annual survey on administrative law, see 61 Mercer L. Rev. 1 (2009).
GA Code § 33-23-32 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-32. Countersigning by Resident Agents Not Required Generally; Exceptions; Commissions

 Except when required in retaliation pursuant to Code Section 33-3-26, insurance contracts on risks or property located or having a situs in this state need not be countersigned by an agent duly licensed in accordance with Code Section 33-23-5; but, if a licensed nonresident agent participates in the effectuation of such contract and a countersignature is so required, the countersigning agent licensed in accordance with Code Section 33-23-5 shall be entitled to the same commission as allowed by the state of residence of the licensed nonresident but, in any event, to not more than 50 percent of the commission. Nothing contained in this Code section shall be construed to require a company to make additional compensation in the way of commissions or otherwise to a person who is paid on a salary basis.    (Code 1981, §33-23-32, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 1996, p. 705, § 13; Ga. L. 1999, p. 878, § 9; Ga. L. 2001, p. 925, § 1.)
GA Code § 33-23-33 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-33. Duty of Licensees to Provide Current Information of Names and Addresses

  Every licensee under this chapter shall keep the Commissioner advised of:   The office address of the licensee;   The residence address of the licensee;   The name and address of each insurer that the licensee represents directly or indirectly;   The name and address of each agency of which the licensee is proprietor, partner, officer, director, or employee or which the licensee represents;   Every trade name of such agency; and   The names of all partners and members of any firm or association and the corporate name of any corporation owning or operating such agency as such information changes.     Any change in the information required by subsection (a) of this Code section shall be transmitted to the Commissioner within 30 days of such change on forms prescribed by the Commissioner.   The Commissioner shall prescribe by rule or regulation the form and manner by which such information will be transmitted.     (Code 1981, §33-23-33, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 1997, p. 1296, § 10; Ga. L. 2001, p. 925, § 1; Ga. L. 2019, p. 386, § 14/SB 133.)    The 2019 amendment,  effective July 1, 2019, substituted the present provisions of subsection (a) for the former provisions, which read: "Every licensee under this chapter shall keep the Commissioner advised of: the office address of the licensee; the residence address of the licensee; the name and address of each insurer that the licensee represents directly or indirectly; the name and address of each agency of which the licensee is proprietor, partner, officer, director, or employee or which the licensee represents; every trade name of such agency; and the names of all partners and members of any firm or association and the corporate name of any corporation owning or operating the agency as such information changes."
GA Code § 33-23-34 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-34. Records of Transactions

  Every agent, limited subagent, counselor, and adjuster under this chapter shall keep at the address as shown on his or her license or at the insurer's regional or home office situated in this state a record of all transactions consummated under such license. The record shall be in organized form and shall include:   In the case of an agent or limited subagent, a record of each insurance contract procured or issued together with the names of the insurers and insureds, the amount of premium paid or to be paid, and a statement of the subject of the insurance; and the names of any other licensees from whom business is accepted and of persons to whom commissions or allowances of any kind are promised or paid;   In the case of an adjuster, a record of each investigation or adjustment undertaken or consummated and a statement of any fee, commission, or other compensation received or to be received by the adjuster on account of the investigation or adjustment; and   Such other and additional information as may be customary or as may be reasonably required by the Commissioner.     All records as to any particular transaction shall be kept for a term of five years beginning immediately after the completion of the transaction or the term of the contract, whichever is greater, provided that records of losses adjusted by an independent adjuster may be kept at the office of the insurer for whom the adjuster acted.   In the case of agents or limited subagents, the maintaining of the records required by this Code section at the insurance agency licensed under this chapter for which agency the transaction was undertaken shall be deemed to comply with the requirements of subsection (a) of this Code section.     (Code 1981, §33-23-34, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 1997, p. 1296, § 11; Ga. L. 1999, p. 878, § 10; Ga. L. 2001, p. 925, § 1; Ga. L. 2008, p. 1076, § 17/SB 113.)   Code Commission notes.   - Pursuant to Code Section 28-9-5, in 1992, "whom" was substituted for "who" in paragraph (a)(1).
GA Code § 33-23-36 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-36. Inquiry Into Illegal or Improper Conduct

 The Commissioner may upon his or her own motion and shall upon a written complaint signed by a citizen of this state and filed with the Commissioner inquire into any alleged illegal or improper conduct of any licensee or inquire into the question of whether a licensee is untrustworthy or not competent or not qualified to act as a licensee under this chapter. No finding or decision adverse to any person in regard to whom the inquiry is conducted shall be made by the Commissioner until after notice and hearing as provided in Chapter 2 of this title.    (Code 1981, §33-23-36, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 2001, p. 925, § 1.)
GA Code § 33-23-37 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-37. Licensing of Surplus Lines Broker; Application; Bond; Written Examination

  Nothing in this chapter shall prevent the placing of surplus lines of insurance when authorized and permitted under this title.   Any person, while licensed as a resident agent as to property, casualty, and surety insurance and who is deemed by the Commissioner to be competent and trustworthy, may be licensed as a surplus lines broker as follows:   Application to the Commissioner for the license shall be on forms furnished by the Commissioner;   The license fee shall be in an amount as provided in Code Section 33-8-1;   Each license shall be issued on a biennial basis and shall expire on the last day of the licensee's birth month and may be renewed by filing an application and paying the prescribed fee in accordance with this Code section;   Prior to the issuance of the license or any renewal of the license, the applicant shall file a bond with the Commissioner or his or her successor in office, for the benefit of any person injured by the violation of the conditions provided in this paragraph. The bond shall be executed by the applicant as principal and by a corporate surety authorized to do business in this state and shall be in the penal sum of $50,000.00, conditioned that the applicant will comply with the following:   Place insurance only in compliance with Code Section 33-5-25;   Remit promptly the taxes provided in Code Section 33-5-31;   Account to any person requesting him or her to obtain insurance for funds or premiums collected in connection with such insurance; and   Otherwise conduct business in accordance with this title.  The bond shall not be terminated unless prior to such termination 30 days' written notice is filed with the Commissioner; and      Each applicant for a license to act as a surplus lines broker shall submit to a personal written examination to determine his or her competence, unless the applicant is licensed as a surplus lines broker in his or her home state.       (Code 1981, §33-23-37, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 2001, p. 925, § 1; Ga. L. 2011, p. 623, § 4/SB 251; Ga. L. 2012, p. 37, § 3/HB 477; Ga. L. 2019, p. 386, § 16/SB 133.)    The 2019 amendment,  effective July 1, 2019, deleted "except as provided in paragraph (3.1) of this subsection" at the end of paragraph (b)(3), and deleted former paragraph (b)(3.1), which read: "All licenses that expire on December 31, 2012, shall be transitioned to a biennial term, provided that, during the transition, the Commissioner may, as provided by rule or regulation, renew such licenses for a term greater or shorter than the biennial term and may prorate the license renewal fees;".   Cross references.   - Licensing of surplus line brokers generally, § 33-5-22.   Code Commission notes.   - Pursuant to Code Section 28-9-5, in 2001, a colon was substituted for a semicolon at the end of the introductory language of paragraph (b)(4).
GA Code § 33-23-38 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-38. Placing Insurance Beyond Scope of License or With Nonlicensed Insurers Prohibited; Restrictions on Sharing Commissions; Penalty for Violation

  No agent or limited subagent shall place any insurance or receive any remuneration in regard to any insurance of a classification outside the scope of such agent's or limited subagent's license, nor shall the agent or limited subagent share a commission except with an agent licensed pursuant to this article; with an agency that has as its proprietor or as a partner in the agency or as an officer or employee of the agency one or more agents licensed in regard to insurance that is within the scope of his or her agency; or with an agent or agency having a residence or situs in another state and a license from such other state for the transaction of insurance in that state.   Except as otherwise provided in this title, no person shall solicit or be instrumental in placing insurance upon any risk having a situs in this state except with an insurer admitted to do insurance business in this state.   A violation of this Code section shall authorize, among other penalties, the revocation of the violator's license as an agent or subagent.     (Code 1981, §33-23-38, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 2001, p. 925, § 1; Ga. L. 2008, p. 1076, § 19/SB 113.)   RESEARCH REFERENCES   1C Am. Jur. Pleading and Practice Forms, Agency, § 149.
GA Code § 33-23-39 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-39. Placing of Insurance Through Unlicensed Agent Prohibited; Exception Relating to Construction Project Bid Bonds

 No insurer shall issue, make, write, place, or cause to be made, written, placed, or issued any contract of insurance, indemnity, or suretyship covering risks or property located or having a situs in this state or covering any liability created by or arising under the laws of this state, except through an agent or agents licensed pursuant to this article, except that bid bonds issued by any surety insurer in connection with any public or private building or construction project may be issued without regard to this Code section or as provided for in subparagraph (h)(2)(F) of Code Section 33-23-4.    (Code 1981, §33-23-39, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 2001, p. 925, § 1.)
GA Code § 33-23-40 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-40. Contracts Issued by Unauthorized Persons Not Rendered Unenforceable

 Any contract of insurance issued by a person prohibited by this chapter from so issuing it shall not be rendered unenforceable by reason of the violation of this chapter, but all persons knowingly participating in the violation shall be subject to the provisions of Chapter 2 of this title.    (Code 1981, §33-23-40, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 1999, p. 878, § 11; Ga. L. 2001, p. 925, § 1; Ga. L. 2019, p. 386, § 17/SB 133.)    The 2019 amendment,  effective July 1, 2019, revised punctuation in the middle, and substituted "subject to the provisions of Chapter 2 of this title" for "guilty of a misdemeanor" at the end.
GA Code § 33-23-41 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-41. Liability and Penalties for Unauthorized Acts

 Any person who in this state acts, purports to act, or holds himself or herself out as an agent, limited subagent, counselor, or adjuster or as an employee of an agent, limited subagent, counselor, or adjuster of or for an insurer that has not obtained from the Commissioner a certificate of authority then in effect to do business in this state as required by this article or who has not obtained a certificate of authority as required by this article and any person who in this state collects or forwards any premium or portion of the premium for or to the insurer shall pay a sum equal to the state, county, and municipal taxes and license fees required to be paid by the insurance companies legally doing business in this state.It is the Commissioner's duty to report violators of this Code section to the district attorney for the county in which the violations occurred.Violators of this Code section shall also be personally liable to the same extent as the insurer upon every contract of insurance made by the insurer with reference to a risk having a situs in this state, if the violator participated in the solicitation, negotiation, or making of the contract or in any endorsement to the contract, in any modification of the contract, or in the collection or forwarding of any premium or portion of the premium relating to such contract.This Code section shall have no application to a contract of insurance entered into in accordance with Chapter 5 of this title.    (Code 1981, §33-23-41, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 2001, p. 925, § 1; Ga. L. 2008, p. 1076, § 20/SB 113; Ga. L. 2019, p. 386, § 18/SB 133.)    The 2019 amendment,  effective July 1, 2019, substituted "this article" for "this title" in the middle of the first sentence.   OPINIONS OF THE ATTORNEY GENERAL   Editor's notes.   - In light of the similarity of the statutory provisions, opinions under former Code 1933, § 56-506 are included in the annotations for this Code section.   Agent prohibited from representing insurer without certificate of authority.   - This section clearly prohibits an agent from representing any insurance company of this or any other state or foreign government until the company fully complies with the insurance laws of this state and receives from the Insurance Commissioner a proper certificate of authority to do business herein. 1945-47 Op. Att'y Gen. p. 361 (decided under former Code 1933, § 56-506).   RESEARCH REFERENCES   Am. Jur. 2d.   - 43 Am. Jur. 2d, Insurance, § 109 et seq.   C.J.S.   - 44 C.J.S., Insurance, § 70.
GA Code § 33-23-42 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 23 - Licensing|Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters|§ 33-23-42. Performing Acts for Unauthorized Insurer

 Any person who performs any of the acts or things specified in this chapter for any insurance company or agent of said company without such company's having first received a certificate of authority from the Commissioner as required by law shall be punished as for a misdemeanor and shall also pay a sum equal to the state, county, and municipal taxes and license fees required to be paid by insurance companies legally doing business in this state. It shall be the duty of the Commissioner to report any violation of this Code section to the district attorney or prosecuting attorney of the circuit or county which has jurisdiction.    (Code 1981, §33-23-42, enacted by Ga. L. 1992, p. 2830, § 1; Ga. L. 2001, p. 925, § 1.)   OPINIONS OF THE ATTORNEY GENERAL   Editor's notes.   - In light of the similarity of the statutory provisions, decisions under former Code 1933, §§ 56-501, 56-502, and Ga. L. 1953, Jan.-Feb. Sess., p. 497, § 2 are included in the annotations for this Code section.   Advertising prohibited for unlicensed insurer soliciting business by mail.   - Radio stations and other advertising media domiciled in Georgia are prohibited from advertising for an insurance company not licensed by the Georgia Insurance Department to do business in this state, but doing a direct by mail solicitation from its home office through leads procured by such advertising. 1958-59 Op. Att'y Gen. p. 196 (decided under former Code 1933, §§ 56-501, 56-502, and Ga. L. 1953, Jan.-Feb. Sess., p. 497, § 2).