reglab/housing_qa huggingface dataset:
TX Ins Code § 1701.057 (2021)
2021 Texas Statutes|Insurance Code|Title 9 - Provisions Applicable to Life and Health Coverages|Chapter 1701 - Policy Forms|Subchapter B. Filing Requirement|Section 1701.057. Withdrawal of Individual Accident and Health Insurance Policy Form Approval

Sec. 1701.057.  WITHDRAWAL OF INDIVIDUAL ACCIDENT AND HEALTH INSURANCE POLICY FORM APPROVAL.  (a)  Except as provided by Subsection (b), the commissioner may, after notice and hearing, withdraw approval of an individual accident and health insurance policy form if, after consideration of all relevant facts, the commissioner determines that:(1)  the benefits provided under the form are unreasonable in relation to the premium charged;  or(2)  the reserve required by Section 862.102 is not maintained by the insurer on the policies issued on the form.(b)  If an individual accident and health insurance policy form has been on file with the department for at least 360 days and has been affirmatively approved by the commissioner, been considered approved under this chapter, or been exempted from the approval requirements of this chapter, the commissioner may withdraw the approval or exemption only if:(1)  the form violates this code or a rule adopted under this code;  or(2)  the commissioner finds proof of gross misrepresentation or fraud to a policyholder.(c)  To enable the department to determine compliance with Subsection (b), the commissioner:(1)  shall require an insurer to file the rates charged by that insurer for individual accident and health insurance policies;  and(2)  may adopt and require an insurer to file in conjunction with the annual statement required under Section 841.255, 982.101, or 982.103 a form for reporting the insurer's experience on individual accident and health insurance policy forms issued by the insurer.(d)  The commissioner shall, in accordance with Section 1201.007, adopt reasonable rules necessary to establish standards under which the approval of an individual accident and health insurance policy form may be withdrawn.(e)  This section does not grant the commissioner the authority to determine, fix, prescribe, or promulgate rates to be charged for an individual accident and health insurance policy.|Added by Acts 2003, 78th Leg., ch. 1274, Sec. 5, eff. April 1, 2005.|
TX Ins Code § 1701.058 (2021)
2021 Texas Statutes|Insurance Code|Title 9 - Provisions Applicable to Life and Health Coverages|Chapter 1701 - Policy Forms|Subchapter B. Filing Requirement|Section 1701.058. Reconsideration of Form

Sec. 1701.058.  RECONSIDERATION OF FORM.  (a)  Not later than the 45th day after the date of an order of the commissioner disapproving or withdrawing approval of a form under Section 1701.055, an insurer may correct the deficiencies described by the order and file the corrected form with the department for reconsideration by the commissioner.(b)  If the commissioner does not approve or disapprove a form filed for reconsideration under this section on or before the 45th day after the date the form is filed, the form is considered approved on the 46th day after the date the form is filed.|Added by Acts 2003, 78th Leg., ch. 1274, Sec. 5, eff. April 1, 2005.|
TX Ins Code § 1701.059 (2021)
2021 Texas Statutes|Insurance Code|Title 9 - Provisions Applicable to Life and Health Coverages|Chapter 1701 - Policy Forms|Subchapter B. Filing Requirement|Section 1701.059. Replacement or Amendment of Document

Sec. 1701.059.  REPLACEMENT OR AMENDMENT OF DOCUMENT.  The commissioner may order an insurer to replace a document described by Section 1701.002 with a corrected document or to amend and correct the document by endorsement or rider if:(1)  the commissioner disapproves or withdraws approval of the form of the document under Section 1701.055(a);  or(2)  the document is used before the form was approved under this chapter and corrections must be made to the document to bring the document into compliance with this code and rules of the commissioner before the commissioner will approve the form of the document.|Added by Acts 2003, 78th Leg., ch. 1274, Sec. 5, eff. April 1, 2005.|
TX Ins Code § 1701.060 (2021)
2021 Texas Statutes|Insurance Code|Title 9 - Provisions Applicable to Life and Health Coverages|Chapter 1701 - Policy Forms|Subchapter B. Filing Requirement|Section 1701.060. General Rulemaking Authority

Sec. 1701.060.  GENERAL RULEMAKING AUTHORITY.  (a)  The commissioner may adopt reasonable rules necessary to implement the purposes of this chapter, including, after notice and hearing, rules that establish procedures and criteria under which:(1)  each type of form submitted to the department under this chapter will be reviewed and approved by the commissioner or exempted under Section 1701.005(b); and(2)  particular types of forms designated by the commissioner may be given a summary review and approval if considered appropriate by the commissioner to expedite review and approval of those forms.(b)  A rule adopted under this chapter may not be repealed or amended until after the first anniversary of the date the rule was adopted unless the commissioner determines that repeal or amendment is in the significant and material interests of the citizens of this state or is necessary as a result of legislative enactment.|Added by Acts 2003, 78th Leg., ch. 1274, Sec. 5, eff. April 1, 2005.Amended by: Acts 2005, 79th Leg., Ch. 728 (H.B. 2018), Sec. 11.076(a), eff. September 1, 2005.|
TX Ins Code § 1701.061 (2021)
2021 Texas Statutes|Insurance Code|Title 9 - Provisions Applicable to Life and Health Coverages|Chapter 1701 - Policy Forms|Subchapter B. Filing Requirement|Section 1701.061. Noninsurance Benefits

Sec. 1701.061.  NONINSURANCE BENEFITS.  (a)  In this section, "noninsurance benefit" means a good or service provided or disclosed as part of a policy or certificate of insurance that is reasonably related to the type of policy or certificate being issued.  Examples of noninsurance benefits include:(1)  discount cards for health care programs, vision care programs, dental care programs, prescriptions, physical fitness programs or facilities, or other similar programs;(2)  financial planning, will preparation, or similar services; and(3)  contributions for educational savings on behalf of a policyholder or certificate holder.(b)  An insurer may include a noninsurance benefit that is reasonably related to a policy or certificate as part of the policy or certificate form to be issued to an insured or certificate holder.(c)  A policy form filing that includes a noninsurance benefit shall include:(1)  a description of the noninsurance benefit;(2)  a notice that fully discloses the noninsurance benefit to the policyholder or certificate holder; and(3)  an explanation of any condition on which termination of the noninsurance benefit will occur.(d)  Section 541.061 applies to a noninsurance benefit provided as part of a policy or certificate.(e)  Section 1102.002 does not apply to a noninsurance benefit provided as part of a policy or certificate.(f)  The commissioner may adopt rules to implement this section, including rules to:(1)  determine which noninsurance benefits are reasonably related to the types of insurance subject to this chapter;(2)  ensure that noninsurance benefits included as part of a policy or certificate are not unfairly deceptive or do not otherwise constitute a prohibited inducement; and(3)  address application of other chapters of this code to noninsurance benefits provided as part of a policy or certificate, including Chapters 82-84, 222, 257, 463, 541-544, 1501, and 1506.|Added by Acts 2007, 80th Leg., R.S., Ch. 695 (H.B. 1847), Sec. 1, eff. June 15, 2007.|
TX Ins Code § 1701.062 (2021)
2021 Texas Statutes|Insurance Code|Title 9 - Provisions Applicable to Life and Health Coverages|Chapter 1701 - Policy Forms|Subchapter B. Filing Requirement|Section 1701.062. Discretionary Clauses Prohibited

Sec. 1701.062.  DISCRETIONARY CLAUSES PROHIBITED.  (a) An insurer may not use a document described by Section 1701.002 in this state if the document contains a discretionary clause.(b)  A discretionary clause includes a provision that:(1)  purports or acts to bind the claimant to, or grant deference in subsequent proceedings to, adverse eligibility or claim decisions or policy interpretations by the insurer; or(2)  specifies:(A)  that a policyholder or other claimant may not contest or appeal a denial of a claim;(B)  that the insurer's interpretation of the terms of a document or decision to deny coverage or the amount of benefits is binding upon a policyholder or other claimant;(C)  that in an appeal, the insurer's decision about or interpretation of the terms of a document or coverage is binding; or(D)  a standard of review in any appeal process that gives deference to the original claim decision or provides standards of interpretation or review that are inconsistent with the laws of this state, including the common law.|Added by Acts 2011, 82nd Leg., R.S., Ch. 560 (H.B. 3017), Sec. 2, eff. June 17, 2011.|
TX Ins Code § 1701.101 (2021)
2021 Texas Statutes|Insurance Code|Title 9 - Provisions Applicable to Life and Health Coverages|Chapter 1701 - Policy Forms|Subchapter C. Sanctions; Applicability of Other Laws|Section 1701.101. Restitution

Sec. 1701.101.  RESTITUTION.  (a)  The commissioner may order an insurer to make complete restitution to each insured of this state who is financially damaged by the insurer's use of a form filed and used but not approved under this chapter if, after notice and opportunity for hearing, the commissioner determines:(1)  the form does not comply with this code and the rules of the commissioner;(2)  use of the form resulted in financial damage to an insured of this state;  and(3)  the insurer intentionally used the form with the knowledge that it did not comply with this code and the rules of the commissioner.(b)  The commissioner may determine the form and amount of restitution ordered under this section and the period in which the restitution must be made.|Added by Acts 2003, 78th Leg., ch. 1274, Sec. 5, eff. April 1, 2005.|
TX Ins Code § 1701.102 (2021)
2021 Texas Statutes|Insurance Code|Title 9 - Provisions Applicable to Life and Health Coverages|Chapter 1701 - Policy Forms|Subchapter C. Sanctions; Applicability of Other Laws|Section 1701.102. Limit on Sanctions

Sec. 1701.102.  LIMIT ON SANCTIONS.  Except as provided by Section 1701.101, the commissioner may not impose penalties or other sanctions on an insurer for the issuance of a document the form of which is filed under Section 1701.052.|Added by Acts 2003, 78th Leg., ch. 1274, Sec. 5, eff. April 1, 2005.|
TX Ins Code § 1701.103 (2021)
2021 Texas Statutes|Insurance Code|Title 9 - Provisions Applicable to Life and Health Coverages|Chapter 1701 - Policy Forms|Subchapter C. Sanctions; Applicability of Other Laws|Section 1701.103. Applicability of Other Laws

Sec. 1701.103.  APPLICABILITY OF OTHER LAWS.  Except as provided by Section 1701.102, this chapter may not be construed to limit the applicability of any other statute.|Added by Acts 2003, 78th Leg., ch. 1274, Sec. 5, eff. April 1, 2005.|
TX Ins Code § 1701.151 (2021)
2021 Texas Statutes|Insurance Code|Title 9 - Provisions Applicable to Life and Health Coverages|Chapter 1701 - Policy Forms|Subchapter D. Certain Policy Application Forms|Section 1701.151. Policy Application Form for Individual Accident and Health Policy

Sec. 1701.151.  POLICY APPLICATION FORM FOR INDIVIDUAL ACCIDENT AND HEALTH POLICY.  A policy application form that is required to be or that is attached to an individual accident and health policy shall comply with the rules of the commissioner adopted under Chapter 1201.|Added by Acts 2003, 78th Leg., ch. 1274, Sec. 5, eff. April 1, 2005.|
TX Ins Code § 1802.001 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1802 - Property and Casualty Insurance Initiatives Task Force|Section 1802.001. Property and Casualty Insurance Initiatives Task Force

Sec. 1802.001.  PROPERTY AND CASUALTY INSURANCE INITIATIVES TASK FORCE.  (a)  The commissioner may establish a task force to study the utility and feasibility of instituting various property and casualty insurance initiatives in this state.(b)  The initiatives studied may include:(1)  possible coordination with:(A)  the Texas Economic Development Bank to make certain property and casualty insurance an enterprise zone program under Chapter 2303, Government Code; and(B)  Neighborhood Housing Service (NHS) programs to establish voluntary NHS-Insurance Industry Partnerships;(2)  possible insurance agent programs to increase minority agency access to standard insurance companies, including minority intern programs with insurance companies;(3)  possible tax incentives for insurance written in underserved areas; and(4)  a consumer education program designed to increase the ability of consumers to differentiate among different products and providers in the property and casualty insurance market.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1803.001 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1803 - Reports of Insurance Coverage for State Agencies|Section 1803.001. Definitions

Sec. 1803.001.  DEFINITIONS.  In this chapter:(1)  "Insurer" means an insurance company or other entity that is authorized by the department to engage in the business of insurance in this state, including:(A)  a reciprocal or interinsurance exchange;(B)  a mutual insurance company;(C)  a county mutual insurance company; and(D)  a Lloyd's plan.(2)  "State agency" has the meaning assigned by Section 412.001, Labor Code.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1803.002 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1803 - Reports of Insurance Coverage for State Agencies|Section 1803.002. Reporting Requirements

Sec. 1803.002.  REPORTING REQUIREMENTS.  (a)  Each insurer that enters into an insurance policy or other contract or agreement with a state agency for the purchase by the state agency of property, casualty, or liability insurance coverage, including a policy, contract, or agreement subject to competitive bidding requirements, shall report to the State Office of Risk Management the intended sale of the insurance coverage.(b)  The insurer shall report the intended sale of the insurance coverage not later than the 30th day before the date the sale is scheduled to occur in the manner prescribed by the State Office of Risk Management.(c)  The State Office of Risk Management may require an insurer to submit copies of insurance forms, policies, and other relevant information.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1803.003 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1803 - Reports of Insurance Coverage for State Agencies|Section 1803.003. Failure to Report

Sec. 1803.003.  FAILURE TO REPORT.  An insurer that fails to comply with the reporting requirements of this chapter is subject to sanctions under Chapter 82.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1803.004 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1803 - Reports of Insurance Coverage for State Agencies|Section 1803.004. Rules

Sec. 1803.004.  RULES.  The State Office of Risk Management shall adopt rules as necessary to implement this chapter.  The office shall consult with the commissioner in adopting rules.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1804.001 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1804 - Rates and Forms for National Defense Projects|Section 1804.001. Applicability of Chapter

Sec. 1804.001.  APPLICABILITY OF CHAPTER.  This chapter applies only to insurance in relation to a national defense project in this state.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1804.002 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1804 - Rates and Forms for National Defense Projects|Section 1804.002. Special Rates and Rating Plans for Casualty Insurance

Sec. 1804.002.  SPECIAL RATES AND RATING PLANS FOR CASUALTY INSURANCE.  (a)  The commissioner may promulgate special rates and special rating plans for workers' compensation insurance, automobile insurance, and other lines of casualty insurance, to apply only to the construction or operation of a national defense project.(b)  The commissioner may promulgate the special rates and special rating plans separately for each class of insurance or in combination for all classes of insurance.(c)  The commissioner may adopt rules as may be necessary, proper, or advisable to place in effect special rates and special rating plans promulgated under this section.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1804.003 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1804 - Rates and Forms for National Defense Projects|Section 1804.003. Special Rates and Forms for Material Damage Insurance

Sec. 1804.003.  SPECIAL RATES AND FORMS FOR MATERIAL DAMAGE INSURANCE.  (a)  The commissioner may promulgate special rates and forms for fire insurance, windstorm insurance, and other kinds of material damage insurance required or used on a national defense project.(b)  The commissioner may adopt rules incidental to the business described by Subsection (a) and necessary to place in effect special rates and forms promulgated under this section.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1807.001 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1807 - Applicability to Marine Insurance|Section 1807.001. Definitions

Sec. 1807.001.  DEFINITIONS.  In this chapter:(1)  "Insurable property and interests" includes:(A)  goods, freights, and cargoes;(B)  merchandise;(C)  effects;(D)  disbursements;(E)  profits;(F)  money, bullion, and precious stones;(G)  securities;(H)  choses in action;(I)  evidences of debt;(J)  valuable papers; and(K)  bottomry and respondentia interests.(2)  "Marine insurance" means:(A)  insurance and reinsurance that covers:(i)  loss or damage to:(a)  a hull, vessel, or craft of any kind, an aid to navigation, a dry dock, or a marine railway, whether complete, under construction, or awaiting construction; or(b)  insurable property and interests in respect to, appertaining to, or in connection with a risk or peril of navigation, transit, or transportation:(1)  on or under a sea, lake, or river or other water, in the air, or on land in connection with or incident to export, import, or waterborne risks;(2)  while being assembled, packed, crated, baled, compressed, or similarly prepared for shipment;(3)  while awaiting shipment; or(4)  during any delay, storage, or transshipment or reshipment incident to the initial shipment;(ii)  a marine builder or repairer risk;(iii)  a marine protection or indemnity risk; or(iv)  a war risk regarding any insurable property or interest described by this section; and(B)  insurance defined as marine insurance by another statute, lawful custom, or rule adopted by the commissioner.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1807.002 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1807 - Applicability to Marine Insurance|Section 1807.002. Inapplicability of Certain Laws to Marine Insurance; Exception

Sec. 1807.002.  INAPPLICABILITY OF CERTAIN LAWS TO MARINE INSURANCE; EXCEPTION.  (a)  The following provisions do not apply to marine insurance:(1)  Sections 36.002, 37.051, 403.002, and 501.159;(2)  Subchapter H, Chapter 544;(3)  Chapters 5, 252, 253, 493, 494, 1804, 1805, 1806, and 2171; and(4)  Subtitles B, C, D, E, F, H, and I.(b)  Subsection (a) does not apply to:(1)  a farm mutual insurance company operating under Chapter 911;(2)  a mutual insurance company engaged in business under Chapter 12, Title 78, Revised Statutes, before that chapter's repeal by Section 18, Chapter 40, Acts of the 41st Legislature, 1st Called Session, 1929, as amended by Section 1, Chapter 60, General Laws, Acts of the 41st Legislature, 2nd Called Session, 1929, that retains the rights and privileges under the repealed law to the extent provided by those sections; or(3)  a county mutual insurance company operating under Chapter 912.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.Amended by: Acts 2017, 85th Leg., R.S., Ch. 594 (S.B. 1070), Sec. 3.13, eff. September 1, 2017.|
TX Ins Code § 1810.001 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1810 - Promotional Event Prize Programs|Section 1810.001. Definition

Sec. 1810.001.  DEFINITION.  In this chapter, "promotional event prize program" means a written contract entered into in this state for commercial marketing or promotional purposes:(1)  under which a monetary risk is transferred from one or more parties to the contract to another party to the contract;(2)  that does not require as a condition precedent to the imposition of contractual liability on the part of the person accepting the risk:(A)  actual economic loss by the person who transfers the risk; or(B)  submission of proof of economic loss by the person transferring the risk; and(3)  that specifically states that the contract is not for insurance and performance under the contract is not covered by any state guaranty association.|Added by Acts 2007, 80th Leg., R.S., Ch. 246 (H.B. 2708), Sec. 1, eff. May 25, 2007.|
TX Ins Code § 1810.002 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1810 - Promotional Event Prize Programs|Section 1810.002. Program Not Insurance; Not Covered by Guaranty Association

Sec. 1810.002.  PROGRAM NOT INSURANCE; NOT COVERED BY GUARANTY ASSOCIATION.  A promotional event prize program does not constitute the business of insurance in this state.  A person's claim for performance under a contract for a promotional event prize program is not a covered claim under Chapter 462 and a promotional event prize program is not covered by the Texas Property and Casualty Insurance Guaranty Association or any other state guaranty association.|Added by Acts 2007, 80th Leg., R.S., Ch. 246 (H.B. 2708), Sec. 1, eff. May 25, 2007.|
TX Ins Code § 1810.003 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1810 - Promotional Event Prize Programs|Section 1810.003. Certain Marketing Prohibited

Sec. 1810.003.  CERTAIN MARKETING PROHIBITED.  A promotional event prize program may not be marketed or described as insurance.|Added by Acts 2007, 80th Leg., R.S., Ch. 246 (H.B. 2708), Sec. 1, eff. May 25, 2007.|
TX Ins Code § 1812.001 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle A - General Provisions|Chapter 1812 - Availability of Specimen Policies|Section 1812.001. Definition

Sec. 1812.001.  DEFINITION.  In this chapter, "specimen policy" means a standardized form, including an insurance policy form or endorsement, used by an insurer to write personal automobile, commercial automobile, inland marine, or residential property insurance in this state that does not contain personally identifiable information about an insured.|Added by Acts 2013, 83rd Leg., R.S., Ch. 101 (S.B. 852), Sec. 1, eff. September 1, 2013.|