reglab/housing_qa huggingface dataset:
Ohio Rev Code § 3929.65 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3929 | Domestic and Foreign Insurance Companies Other Than Life|Section 3929.65 | Proposing Plan of Operation.

Effective: April 12, 2004|Latest Legislation:  House Bill 282 - 125th General Assembly|(A)(1) Within forty-five days after the creation or a reactivation of the medical liability underwriting association, the board of governors of the medical liability underwriting association shall submit to the superintendent of insurance, for the superintendent's review, a proposed plan of operation consistent with sections 3929.62 to 3929.70 of the Revised Code. The superintendent may adopt this plan by rule promulgated in accordance with Chapter 119. of the Revised Code. If the superintendent does not adopt the plan within thirty days of its submission, the superintendent shall formulate a plan of operation consistent with sections 3929.62 to 3929.70 of the Revised Code. Subsequent to the termination of the thirty-day period, the superintendent shall establish the plan by rule in the minimum time permitted by Chapter 119. of the Revised Code.(2) At any time after the adoption of a plan of operation under division (A)(1) of this section, the board of governors may submit proposals for amendments to the plan of operation to the superintendent for the superintendent's approval. The superintendent also may propose amendments to the plan of operation. All amendments to the plan of operation shall be consistent with sections 3929.62 to 3929.70 of the Revised Code and shall be adopted as rules in accordance with Chapter 119. of the Revised Code.(B) The plan of operation shall provide for economic, fair, and nondiscriminatory administration and for the prompt and efficient provision of medical liability insurance, and shall contain other provisions, including, but not limited to, provisions relating to all of the following:(1) Establishment of necessary facilities;(2) Management of the medical liability underwriting association;(3) Reasonable and objective eligibility and underwriting standards;(4) Acceptance and cession of reinsurance;(5) The appointment of servicing carriers or the direct issuance of syndicate policies;(6) The issuance of a binder providing coverage for which an applicant tenders an amount equal to the annual premium as estimated by the medical liability underwriting association.(C) The medical liability underwriting association shall separately code all policies written so that appropriate records may be compiled for purposes of calculating the adequate premium levels for each classification of risk. The plan of operation shall set forth the manner in which policies are coded.
Ohio Rev Code § 3929.661 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3929 | Domestic and Foreign Insurance Companies Other Than Life|Section 3929.661 | Option of Being Liable as a Co-Insurer.

Effective: April 12, 2004|Latest Legislation:  House Bill 282 - 125th General Assembly|The medical liability underwriting association may offer policyholders the option of being liable as a co-insurer on sums paid out by way of settlement or judgment against the policyholder on any claim made under the policy. The medical liability underwriting association has sole authority to settle any claim subject to the co-insurance option without the consent of the insured. The plan of operation shall set forth the terms and conditions of the optional co-insurance coverage.
Ohio Rev Code § 3929.67 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3929 | Domestic and Foreign Insurance Companies Other Than Life|Section 3929.67 | Reasons for Cancellation.

Effective: April 12, 2004|Latest Legislation:  House Bill 282 - 125th General Assembly|(A) A medical liability insurance policy that insures a physician or podiatrist, written by or on behalf of the medical liability underwriting association pursuant to sections 3929.62 to 3929.70 of the Revised Code, may only be cancelled during the term of the policy for one of the following reasons:(1) Nonpayment of premiums;(2) The license of the insured to practice medicine and surgery, osteopathic medicine and surgery, or podiatric medicine and surgery has been suspended or revoked;(3) The insured's failure to meet minimum eligibility and underwriting standards;(4) The occurrence of a change in the individual risk that substantially increases any hazard insured against after the coverage has been issued or renewed, except to the extent that the medical liability underwriting association reasonably should have foreseen the change or contemplated the risk in writing the policy;(5) Discovery of fraud or material misrepresentation in the procurement of insurance or with respect to any claim submitted thereunder.(B) A medical liability insurance policy that insures a hospital, written by or on behalf of the medical liability underwriting association pursuant to sections 3929.62 to 3929.70 of the Revised Code, may only be cancelled during the term of the policy for one of the following reasons:(1) Nonpayment of premiums;(2) The hospital is not certified or accredited in accordance with Chapter 3727. of the Revised Code;(3) An injunction against the hospital has been granted under section 3727.05 of the Revised Code;(4) The insured's failure to meet minimum eligibility and underwriting standards;(5) The occurrence of a change in the individual risk that substantially increases any hazard insured against after the coverage has been issued or renewed, except to the extent that the medical liability underwriting association reasonably should have foreseen the change or contemplated the risk in writing the policy;(6) Discovery of fraud or material misrepresentation in the procurement of insurance or with respect to any claim submitted thereunder. Last updated August 19, 2021 at 3:19 PM
Ohio Rev Code § 3929.68 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3929 | Domestic and Foreign Insurance Companies Other Than Life|Section 3929.68 | No Liability.

Effective: April 12, 2004|Latest Legislation:  House Bill 282 - 125th General Assembly|(A) There shall be no liability imposed on the part of, and no cause of action of any nature arises against, the medical liability underwriting association or the stabilization reserve fund, its board of governors, directors, agents, or employees, an insurer or its employees, any licensed agent or broker, or the superintendent of insurance or the superintendent's authorized representatives and employees, for any action taken by them in the performance of their powers and duties under sections 3929.62 to 3929.70 of the Revised Code. Any reports and communications made in connection with those actions are not public records.(B) With respect to any policy of insurance issued by the medical liability underwriting association, any contract executed by the medical liability underwriting association or the stabilization reserve fund, or any action taken under or related to sections 3929.62 to 3929.70 of the Revised Code, there shall be no liability on the part of the state beyond amounts paid into or earned by the medical liability underwriting association and stabilization reserve fund.
Ohio Rev Code § 3929.681 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3929 | Domestic and Foreign Insurance Companies Other Than Life|Section 3929.681 | Appeals.

Effective: April 12, 2004|Latest Legislation:  House Bill 282 - 125th General Assembly|Any insurer or other person aggrieved by any action or decision of the medical liability underwriting association may appeal to the board of governors. The decision of the board of governors may be appealed to the superintendent of insurance within thirty days from the date of the action or the decision. The superintendent shall, after a hearing held upon proper notice, issue an order approving or disapproving the action or decision, with respect to the matter that is the subject of appeal. All final orders and decisions of the superintendent are subject to judicial review as provided in Chapter 119. of the Revised Code.
Ohio Rev Code § 3929.682 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3929 | Domestic and Foreign Insurance Companies Other Than Life|Section 3929.682 | Medical Liability Fund.

Effective: December 30, 2004|Latest Legislation:  House Bill 516 - 125th General Assembly|A medical liability fund is hereby created in the state treasury. The medical liability fund shall be used for the purposes of funding the medical liability underwriting association that is created in accordance with sections 3929.62 to 3929.70 of the Revised Code or for funding another medical malpractice initiative with the approval of the general assembly.
Ohio Rev Code § 3929.69 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3929 | Domestic and Foreign Insurance Companies Other Than Life|Section 3929.69 | Filing Statement of Transactions and Affairs.

Effective: April 12, 2004|Latest Legislation:  House Bill 282 - 125th General Assembly|(A) Annually on or before the first day of March, the medical liability underwriting association and the stabilization reserve fund shall file in the office of the superintendent of insurance a statement or statements containing information with respect to their transactions, condition, operations, and affairs during the preceding year. The statement or statements shall contain such matters and information as are prescribed and shall be in a form approved by the superintendent.(B) The superintendent or any person designated by the superintendent, at any time, may visit and examine the operation and experience of the medical liability underwriting association and stabilization reserve fund. The association and stabilization reserve fund shall give the superintendent or the superintendent's designee free access to all the books, records, files, papers, and documents that relate to the operation of the medical liability underwriting association and stabilization reserve fund, and may summon, qualify, and allow the examination as witnesses of all persons having knowledge of the operations of the medical liability underwriting association and the stabilization reserve fund, including officers, agents, and employees of the medical liability underwriting association and the stabilization reserve fund.(C) The medical liability underwriting association and stabilization reserve fund also are subject to examination by the superintendent in accordance with section 3901.07 of the Revised Code.
Ohio Rev Code § 3929.70 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3929 | Domestic and Foreign Insurance Companies Other Than Life|Section 3929.70 | Exemption From Fees and Taxes.

Effective: April 12, 2004|Latest Legislation:  House Bill 282 - 125th General Assembly|The medical liability underwriting association and the stabilization reserve fund are exempt from all license fees, and income, franchise, premium, and privilege taxes levied or assessed by this state or any of its political subdivisions.
Ohio Rev Code § 3929.85 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3929 | Domestic and Foreign Insurance Companies Other Than Life|Section 3929.85 | Limits on Assessments by Associations.

Effective: June 27, 2005|Latest Legislation:  Senate Bill 124 - 126th General Assembly|No insurer licensed to carry on the business of insurance in this state that is required by law to contribute to or participate in, or that can be assessed by the Ohio insurance guaranty association pursuant to sections 3955.01 to 3955.19 of the Revised Code, or by the plan for apportionment of applicants for motor vehicle insurance pursuant to section 4509.70 of the Revised Code, or by the Ohio fair plan underwriting association pursuant to sections 3929.43 to 3929.61 of the Revised Code, or by the Ohio commercial insurance joint underwriting association pursuant to sections 3930.03 to 3930.18 of the Revised Code shall in any calendar year be required to contribute to, participate in, or be assessed by any one or more of those plans or associations in an amount or amounts totaling in excess of two and one-half per cent of its net direct Ohio premium volume for the year next preceding the year in which the assessment or assessments are made or the contributions or participations are required.
Ohio Rev Code § 3929.87 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3929 | Domestic and Foreign Insurance Companies Other Than Life|Section 3929.87 | Determination as to Whether Loss Caused by Arson.

Effective: September 30, 2021|Latest Legislation:  House Bill 110 - 134th General Assembly|Within ninety days of the occurrence of a fire loss in excess of five thousand dollars to real or personal property, the state fire marshal or any other person authorized to make an investigation pursuant to section 3737.24 of the Revised Code shall determine, to the extent practicable and in a manner consistent with accepted standards of investigation, whether such loss was caused by arson. Last updated August 19, 2021 at 3:17 PM
Ohio Rev Code § 3930.01 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3930 | Commercial Market Assistance Plan; Commercial Insurance Joint Underwriting Association|Section 3930.01 | Commercial Market Assistance Plan - Commercial Insurance Joint Underwriting Association Definitions.

Effective: January 5, 1988|Latest Legislation:  House Bill 1 - 117th General Assembly|As used in sections 3930.01 to 3930.18 of the Revised Code or in any rules adopted under such sections:(A) "Ohio commercial insurance joint underwriting association" means the nonprofit unincorporated joint underwriting association established under section 3930.03 of the Revised Code.(B) "Commercial insurance" means any line of commercial casualty, commercial property, or commercial liability insurance except workers' compensation, medical malpractice, pollution liability, environmental impairment liability, fidelity and surety, sickness and accident, or coverages available through involuntary market mechanisms. "Commercial insurance" does not include farmowners insurance policies.(C) "Net direct premiums" means gross direct premiums written on commercial insurance including the liability component of commercial multi-peril package policies as computed by the superintendent of insurance less return premiums or the unused or unabsorbed portions of premium deposits.(D) "Ohio commercial market assistance plan" means the mechanism created to respond to assist commercial insurance buyers in Ohio in obtaining difficult-to-place commercial insurance coverages.
Ohio Rev Code § 3930.05 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3930 | Commercial Market Assistance Plan; Commercial Insurance Joint Underwriting Association|Section 3930.05 | Proportional Participation by Member Insurers.

Effective: January 5, 1988|Latest Legislation:  House Bill 1 - 117th General Assembly|All insurers that are members of the Ohio commercial insurance joint underwriting association shall participate in its writings, expenses, deficits, and losses in the proportion that the net direct premiums of each bears to the aggregate net direct premiums written in this state by all members of the association, excluding premiums attributable to the operation of the association in the preceding calendar year.
Ohio Rev Code § 3930.06 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3930 | Commercial Market Assistance Plan; Commercial Insurance Joint Underwriting Association|Section 3930.06 | Stabilization Reserve Fund.

Effective: January 5, 1988|Latest Legislation:  House Bill 1 - 117th General Assembly|(A) There is hereby created a stabilization reserve fund. The fund, after payment of all expenses allocated to the fund's operation, shall be available to reduce any deficit sustained in the operation of the Ohio commercial insurance joint underwriting association.(B) Each association policyholder shall pay to the association a stabilization reserve fund charge equal to twenty per cent of the total annual premium payment due for insurance through the association without regard to whether assessment as authorized in section 3930.07 of the Revised Code has been imposed. Such charge shall be separately stated in the policy, and shall continue to be charged annually until the fund reaches a level that is determined by the board of governors to be actuarially sound, adequately reserved, financially stable, and efficiently managed so as to satisfy the purposes of the fund as stated in division (A) of this section. The association shall cancel the policy of any policyholder who fails to pay the stabilization reserve fund charge.(C) All moneys received by the fund shall be held in a segregated account. All investment income shall be credited to the fund. All expenses of administration of the fund shall be charged against the fund.(D) At a reasonable interval after the board of governors determines that the fund has reached a level that satisfies the purposes of the fund in accordance with division (B) of this section, the superintendent shall cause the remittance of the excess stabilization reserve fund moneys to the named insureds for their pro rata share of such moneys. The remittance shall be to each named insured in the proportion that the amount of premiums paid by such named insured bears to the total amount of premiums paid by all named insureds, taking into account any amounts previously remitted to such insureds. The remittance shall be effectuated in a manner that the superintendent believes best represents equity, fairness, and ease of administration.
Ohio Rev Code § 3930.07 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3930 | Commercial Market Assistance Plan; Commercial Insurance Joint Underwriting Association|Section 3930.07 | Certification of Insolvency.

Effective: January 5, 1988|Latest Legislation:  House Bill 1 - 117th General Assembly|(A) Upon a determination by the board of governors that the Ohio commercial insurance joint underwriting association will be unable to pay its incurred obligations in any class of commercial insurance, the board shall certify to the superintendent of insurance the existence of this condition. Within ten days of board certification, the board shall file with the superintendent a schedule of assessments for the collection of a loss contingency fund from association policyholders of that class for the purpose of payment of such obligations. If a majority consisting of two-thirds of the members of the board approve the schedule of assessments, it shall become final on the date that it is filed with the superintendent. If less than a two-thirds majority approve the schedule of assessments, it shall become final within fifteen days of filing unless disapproved by the superintendent. The board shall levy the assessments on policyholders and provide for their collection. Failure of any such policyholder to make prompt payment of the assessment shall be cause for cancellation of coverage.(B) Within sixty days after board certification as provided for in division (A) of this section, the superintendent shall direct the board to perform an actuarial review of existing coverages, rates, reserves, and assessments of the affected class of commercial insurance.
Ohio Rev Code § 3930.08 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3930 | Commercial Market Assistance Plan; Commercial Insurance Joint Underwriting Association|Section 3930.08 | Contributing to Financial Requirements of Association.

Effective: January 5, 1988|Latest Legislation:  House Bill 1 - 117th General Assembly|In the event that sufficient funds are not available, from mechanisms provided for in sections 3930.04, 3930.06, and 3930.07 of the Revised Code, for the sound financial operation of the Ohio commercial insurance joint underwriting association, all members shall contribute to the financial requirements of the association in the manner provided for in section 3930.05 of the Revised Code. No member shall be obligated in any one year to reimburse the association on account of its proportionate share in the deficit from operations of the association in that year in excess of one-half of one per cent of its net direct premiums within this state and the aggregate amount not so reimbursed shall be reallocated among the remaining members in accordance with the method of determining participation prescribed in this section, after excluding from the computation the total net direct premiums of all members not sharing in such excess deficit. If a member is assessed or may be assessed because of a deficit, or projected deficit, it may recoup the assessment by increasing its commercial insurance policyholders' rates.
Ohio Rev Code § 3930.09 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3930 | Commercial Market Assistance Plan; Commercial Insurance Joint Underwriting Association|Section 3930.09 | Appeals.

Effective: January 5, 1988|Latest Legislation:  House Bill 1 - 117th General Assembly|Any insurer or other person aggrieved by any action or decision of the Ohio commercial insurance joint underwriting association, or of any insurer as a result of its participation therein, may appeal to the board of governors. The decision of the board of governors may be appealed to the superintendent of insurance within thirty days from the date of the action or the decision. The superintendent shall, after hearing held upon proper notice, issue an order approving or disapproving the action or decision with respect to the matter which is the subject of appeal. All final orders and decisions of the superintendent are subject to judicial review as provided in Chapter 119. of the Revised Code.
Ohio Rev Code § 3930.10 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3930 | Commercial Market Assistance Plan; Commercial Insurance Joint Underwriting Association|Section 3930.10 | Immunity.

Effective: January 1, 2021|Latest Legislation:  House Bill 339 - 133rd General Assembly|There shall be no liability imposed on the part of and no cause of action of any nature arises against the Ohio commercial insurance joint underwriting association, its members, board of governors, agents, or employees, an insurer or its employees, any licensed agent or broker, or the superintendent of insurance or the superintendent's authorized representatives, their members or employees, for any action taken by them in the performance of their powers and duties under sections 3930.03 to 3930.17 of the Revised Code. Any reports and communications in connection therewith are not public records.
Ohio Rev Code § 3930.11 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3930 | Commercial Market Assistance Plan; Commercial Insurance Joint Underwriting Association|Section 3930.11 | Annual Statement.

Effective: January 5, 1988|Latest Legislation:  House Bill 1 - 117th General Assembly|The Ohio commercial insurance joint underwriting association shall file in the office of the superintendent of insurance, annually on or before the first day of March, a statement that shall contain information with respect to its transactions, conditions, operations, and affairs during the preceding calendar year. Such statement shall contain such matters and information as are prescribed and shall be in such form as is approved by the superintendent.
Ohio Rev Code § 3930.12 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3930 | Commercial Market Assistance Plan; Commercial Insurance Joint Underwriting Association|Section 3930.12 | Superintendent or Designee to Examine Association Operation and Experience.

Effective: January 5, 1988|Latest Legislation:  House Bill 1 - 117th General Assembly|The superintendent of insurance or any person designated by him may at any time visit and examine the operation and experience of the association and shall have free access to all the books, records, files, papers, and documents that relate to the operation of the association, and may summon, qualify, and examine as witnesses all persons having knowledge of such operations, including its officers, agents, or employees.