reglab/housing_qa huggingface dataset:
V.I. Code tit. 12A, § 431 (2019)
2019 US Virgin Islands Code|Title 12A - Consumer Code|Chapter 7 - Uniform Debt Services Management|§ 431. Liability for the conduct of other persons

 If a provider delegates any of its duties or obligations under an agreement or this chapter to another person, including an independent contractor, the provider is liable for conduct of the person which, if done by the provider, would violate the agreement or this chapter.
V.I. Code tit. 12A, § 432 (2019)
2019 US Virgin Islands Code|Title 12A - Consumer Code|Chapter 7 - Uniform Debt Services Management|§ 432. Powers of the Lieutenant Governor

 (a) The Lieutenant Governor may act on his own initiative or in response to complaints and may receive complaints, take action to obtain voluntary compliance with this chapter, refer cases to the Attorney General, and seek or provide remedies as provided in this chapter. (b) The Lieutenant Governor may investigate and examine, in the Virgin Islands or elsewhere, by subpoena or otherwise, the activities, books, accounts, and records of a person that provides or offers to provide debt-management services, or a person to which a provider has delegated its obligations under an agreement or this chapter, to determine compliance with this chapter. Information that identifies individuals who have agreements with the provider may not be disclosed to the public. In connection with the investigation, the Lieutenant Governor may: (1) charge the person the reasonable expenses necessarily incurred to conduct the examination; (2) require or permit a person to file a statement under oath as to all the facts and circumstances of a matter to be investigated; and (3) seek a court order authorizing seizure from a bank at which the person maintains a trust account required by section 422, any or all money, books, records, accounts, and other property of the provider that is in the control of the bank and relates to individuals who reside in the Virgin Islands. (c) The Lieutenant Governor may adopt rules to implement the provisions of this chapter pursuant to title 3 V.I.C. 3, chapter 35. (d) The Lieutenant Governor may enter into cooperative arrangements with any other federal or state agency having authority over providers and may exchange with any of those agencies information about a provider, including information obtained during an examination of the provider. (e) The Lieutenant Governor, by rule, shall establish reasonable fees to be paid by providers for the expense of administering this chapter. (f) The Lieutenant Governor, by rule, shall adopt dollar amounts instead of those specified in sections 402, 405, 409, 413, 423, 433, and 435 to reflect inflation, as measured by the United States Bureau of Labor Statistics Consumer Price Index for All Urban Consumers or, if that index is not available, another index adopted by rule by the Lieutenant Governor. The Lieutenant Governor shall adopt a base year and adjust the dollar amounts, effective on July 1 of each year, if the change in the index from the base year, as of December 31 of the preceding year, is at least 10 percent. The dollar amount must be rounded to the nearest $100, except that the amounts in section 423 must be rounded to the nearest dollar. (g) The Lieutenant Governor shall notify registered providers of any change in dollar amounts made pursuant to subsection (f) and make that information available to the public.
V.I. Code tit. 12A, § 433 (2019)
2019 US Virgin Islands Code|Title 12A - Consumer Code|Chapter 7 - Uniform Debt Services Management|§ 433. Administrative remedies

 (a) The Lieutenant Governor may enforce this chapter and rules adopted under this chapter by taking one or more of the following actions: (1) ordering a provider or a director, employee, or other agent of a provider to desist from any violations; (2) ordering a provider or a person that has caused a violation to correct the violation, including making restitution of money or property to a person aggrieved by a violation; (3) subject to adjustment of the dollar amount pursuant to section 432(f), imposing on a provider or a person that has caused a violation a civil penalty not exceeding $10,000 for each violation; (4) prosecuting a civil action to: (A) enforce an order; (B) obtain restitution or an injunction or other equitable relief, or both; or (5) intervening in an action brought under section 435. (b) Subject to adjustment of the dollar amount pursuant to section 432(f), if a person violates or knowingly authorizes, directs, or aids in the violation of a final order issued under subsection (a)(1) or (2), the Lieutenant Governor may impose a civil penalty not exceeding $20,000 for each violation. (c) The Lieutenant Governor may maintain an action to enforce this chapter in any judicial division. (d) The Lieutenant Governor may recover the reasonable costs of enforcing the chapter under subsections (a) through (c), including attorney's fees based on the hours reasonably expended and the hourly rates for attorneys of comparable experience in the community. (e) In determining the amount of a civil penalty to impose under subsection (a) or (b), the Lieutenant Governor shall consider the seriousness of the violation, the good faith of the violator, any previous violations by the violator, the deleterious effect of the violation on the public, the net worth of the violator, and any other factor the Lieutenant Governor considers relevant to the determination of the civil penalty.
V.I. Code tit. 12A, § 434 (2019)
2019 US Virgin Islands Code|Title 12A - Consumer Code|Chapter 7 - Uniform Debt Services Management|§ 434. Suspension, revocation, or nonrenewal of registration

 (a) In this section, “insolvent” means: (1) having generally ceased to pay debts in the ordinary course of business other than as a result of good-faith dispute; (2) being unable to pay debts as they become due; or (3) being insolvent within the meaning of the federal bankruptcy law, 11 U.S.C. Section 101 et seq. (b) The Lieutenant Governor may suspend, revoke, or deny renewal of a provider's registration if: (1) a fact or condition exists that, if it had existed when the registrant applied for registration as a provider, would have been a reason for denying registration; (2) the provider has committed a material violation of this chapter or a rule or order of the Lieutenant Governor under this chapter; (3) the provider is insolvent; (4) the provider or an employee or affiliate of the provider has refused to permit the Lieutenant Governor to make an examination authorized by this chapter, failed to comply with section 432(b)(2) within 15 days after request, or made a material misrepresentation or omission in complying with section 432(b)(2); or (5) the provider has not responded within a reasonable time and in an appropriate manner to communications from the Lieutenant Governor. (c) If a provider does not comply with section 422(f) or if the Lieutenant Governor otherwise finds that the public health or safety or general welfare requires emergency action, the Lieutenant Governor may order a summary suspension of the provider's registration, effective on the date specified in the order. (d) If the Lieutenant Governor suspends, revokes, or denies renewal of the registration of a provider, the Lieutenant Governor may seek a court order authorizing seizure of any or all of the money in a trust account required by section 422, books, records, accounts, and other property of the provider which are located in the Virgin Islands. (e) If the Lieutenant Governor suspends or revokes a provider's registration, the provider may appeal and request a hearing pursuant to the procedures prescribed in section 410(b).
V.I. Code tit. 12A, § 435 (2019)
2019 US Virgin Islands Code|Title 12A - Consumer Code|Chapter 7 - Uniform Debt Services Management|§ 435. Private enforcement

 (a) If an individual voids an agreement pursuant to section 425(b), the individual may recover in a civil action all money paid or deposited by or on behalf of the individual pursuant to the agreement, except amounts paid to creditors, in addition to the recovery under subsection (c)(3) and (4). (b) If an individual voids an agreement pursuant to section 425(a), the individual may recover in a civil action three times the total amount of the fees, charges, money, and payments made by the individual to the provider, in addition to the recovery under subsection (c)(4). (c) Subject to subsection (d), an individual with respect to whom a provider violates this chapter may recover in a civil action from the provider and any person that caused the violation: (1) compensatory damages for injury, including noneconomic injury, caused by the violation; (2) except as otherwise provided in subsection (d) and subject to adjustment of the dollar amount pursuant to section 432(f), with respect to a violation of section 417, 419, 420, 421, 422, 423, 424, 427, or 428(a), (b), or (d), the greater of the amount recoverable under paragraph (1) or $5,000; (3) punitive damages; and (4) reasonable attorney's fees and costs. (d) In a class action, except for a violation of section 428(a)(5), the minimum damages provided in subsection (c)(2) do not apply. (e) In addition to the remedy available under subsection (c), if a provider violates an individual's rights under section 420, the individual may recover in a civil action all money paid or deposited by or on behalf of the individual pursuant to the agreement, except for amounts paid to creditors. (f) A provider is not liable under this section for a violation of this chapter if the provider proves that the violation was not intentional and resulted from a good-faith error notwithstanding the maintenance of procedures reasonably adapted to avoid the error. An error of legal judgment with respect to a provider's obligations under this chapter is not a good-faith error. If, in connection with a violation, the provider has received more money than authorized by an agreement or this chapter, the defense provided by this subsection is not available unless the provider refunds the excess within two business days of learning of the violation. (g) The Lieutenant Governor shall assist an individual in enforcing a judgment against the surety bond or other security provided under section 413 or 414.
V.I. Code tit. 12A, § 436 (2019)
2019 US Virgin Islands Code|Title 12A - Consumer Code|Chapter 7 - Uniform Debt Services Management|§ 436. Violation of consumer fraud and deceptive business practices statute

 If an act or practice of a provider violates both this chapter and chapter 6 the individual may not recover under both for the same act or practice.
V.I. Code tit. 12A, § 437 (2019)
2019 US Virgin Islands Code|Title 12A - Consumer Code|Chapter 7 - Uniform Debt Services Management|§ 437. Statute of limitations

 (a) An action or proceeding brought pursuant to section 343(a), (b), or (c) must be commenced within four years after the conduct that is the basis of the Lieutenant Governor's complaint. (b) An action brought pursuant to §435 must be commenced within two years after the latest of: (1) the individual's last transmission of money to a provider; (2) the individual's last transmission of money to a creditor at the direction of the provider; (3) the provider's last disbursement to a creditor of the individual; (4) the provider's last accounting to the individual pursuant to section 427(a); (5) the date on which the individual discovered or reasonably should have discovered the facts giving rise to the individual's claim; or (6) termination of actions or proceedings by the Lieutenant Governor with respect to a violation of the chapter. (c) The period prescribed in subsection (b)(5) is tolled during any period during which the provider or, if different, the defendant has materially and willfully misrepresented information required by this chapter to be disclosed to the individual, if the information so misrepresented is material to the establishment of the liability of the defendant under this chapter.
V.I. Code tit. 12A, § 438 (2019)
2019 US Virgin Islands Code|Title 12A - Consumer Code|Chapter 7 - Uniform Debt Services Management|§ 438. Uniformity of application and construction

 In applying and construing this chapter, consideration must be given to the need to promote uniformity of the law with respect to its subject matter among states that enact it.
V.I. Code tit. 12A, § 439 (2019)
2019 US Virgin Islands Code|Title 12A - Consumer Code|Chapter 7 - Uniform Debt Services Management|§ 439. Relation to Electronic Signatures in Global and National Commerce Act

 This chapter modifies, limits, and supersedes the federal Electronic Signatures in Global and National Commerce Act (15 U.S.C. Section 7001 et seq.) but does not modify, limit, or supersede Section 101(c) of that act (15 U.S.C. Section 7001(c)) or authorize electronic delivery of any of the notices described in Section 103(b) of that act (15 U.S.C. Section 7003(b)).
V.I. Code tit. 12A, § 440 (2019)
2019 US Virgin Islands Code|Title 12A - Consumer Code|Chapter 7 - Uniform Debt Services Management|§ 440. Transitional provisions; application to existing transactions

 Transactions entered into before this chapter takes effect and the rights, duties, and interests resulting from them may be completed, terminated, or enforced as required or permitted by a law amended, repealed, or modified by this chapter as though the amendment, repeal, or modification had not occurred.
V.I. Code tit. 12A, § 441 (2019)
2019 US Virgin Islands Code|Title 12A - Consumer Code|Chapter 7 - Uniform Debt Services Management|§ 441. Severability

 If any provision of this chapter or its application to any person or circumstance is held invalid, the invalidity does not affect other provisions or applications of this chapter that can be given effect without the invalid provision or application, and to this end the provisions of this chapter are severable.
V.I. Code tit. 13, § 491 (2019)
2019 US Virgin Islands Code|Title 13 - Corporations and Associations|Chapter 3 - Nonprofit Corporations|§ 491. Formation of nonprofit corporation; purposes; articles; filing

 (a) Three or more adult persons, who are bona fide residents of the Virgin Islands of the United States, and who desire to form a corporation for a college, seminary, church, library, or any other benevolent, fraternal, social, religious, educational, charitable or scientific association, whose chief business shall be in the Virgin Islands of the United States, shall make and subscribe written articles of incorporation in triplicate and acknowledge the same before any officer authorized to take the acknowledgment of deeds, and file one of said articles in the office of the Lieutenant Governor, and another in the office of the clerk of the district court in the judicial division in which the principal place of business of the corporation is intended to be located, and retain the third in possession of the corporation, and each copy so filed shall be indexed by the officer with whom filed in a book kept by him for that purpose. (b) The fee for filing articles of incorporation in the Office of the Lieutenant Governor shall be $25.00.
V.I. Code tit. 13, § 492 (2019)
2019 US Virgin Islands Code|Title 13 - Corporations and Associations|Chapter 3 - Nonprofit Corporations|§ 492. Articles of incorporation; contents; amendments

 (a) The articles of incorporation shall contain and state— (1) the name of the corporation, which shall not be the same as, nor similar as to cause confusion with, the name of any other domestic corporation or foreign corporation admitted to do business in the United States Virgin Islands, and which shall be such as to indicate that it is a corporation as distinguished from a natural person or partnership; (2) the objects and purposes for which the corporation is formed; (3) the name of, and the street address in, the town in which its principal office or place of business is to be located in the United States Virgin Islands, and the name of its resident agent, which agent may be either an individual or a corporation; (4) the time of commencement and the period of the continuance of said corporation; (5) the terms of admission to membership; (6) the highest amount of indebtedness or liability to which the corporation shall at any time be subject; (7) by what directors, managers or trustees and officers the affairs of the corporation shall be managed, and when such directors, managers or trustees and officers are to be elected. (b) The articles of incorporation may be amended when authorized by a vote of two-thirds of the members comprising the membership of any association incorporated under this chapter, given at a meeting, or by the written consent of all the members without a meeting. Such amended articles shall be executed and acknowledged by the officer in whom the management of the affairs of the corporation is vested and shall be filed and indexed in the same place and manner as the original articles. (c) In the event that a corporation formed in accordance with the provisions of this chapter shall intend to apply for exemption under the provisions of section 501(c)(3) of the Internal Revenue Code of 1954, the articles of incorporation, in addition to the provisions required by subdivision (a) hereof, shall state that upon dissolution of the corporation, the corporation's assets shall be distributed for an exempt purpose or for public use in accordance with the provisions of section 501(c)(3) and the regulations issued thereunder.
V.I. Code tit. 13, § 493 (2019)
2019 US Virgin Islands Code|Title 13 - Corporations and Associations|Chapter 3 - Nonprofit Corporations|§ 493. Powers

 Upon the filing of the articles of incorporation as provided in section 491 of this title the persons who have executed and acknowledged the same, and their successors, shall be a body corporate and politic in fact and in law under the name stated in the articles of incorporation, and by such corporate name shall have succession for the period stated in the articles, and in such name may sue and be sued in any court; may take and use a common seal and alter the same at pleasure; may receive gifts and devises; may purchase, hold and convey real and personal property, as the purposes of the corporation may require; may sell and forfeit the interests of members in the corporation for default with respect to any lawful provisions of the bylaws; may enter into any lawful contracts and incur obligations essential to the transaction of its affairs for the purpose for which it was formed; may borrow money and issue notes, bills or evidence of indebtedness; may mortgage its property to secure the same as its bylaws may provide; and, generally, may do all things necessary or proper to carry out the purposes of its creation.
V.I. Code tit. 13, § 494 (2019)
2019 US Virgin Islands Code|Title 13 - Corporations and Associations|Chapter 3 - Nonprofit Corporations|§ 494. Articles of incorporation; evidence

 A copy of any articles of incorporation filed pursuant to this chapter, and certified by the clerk of the district court in whose office the same is filed, or one of his deputies, or by the Lieutenant Governor, shall be received as prima facie evidence of the facts therein stated.
V.I. Code tit. 13, § 495 (2019)
2019 US Virgin Islands Code|Title 13 - Corporations and Associations|Chapter 3 - Nonprofit Corporations|§ 495. Bylaws; adoption; contents

 Before transacting any business or acquiring any property the persons constituting the membership of the corporation shall meet and adopt bylaws. The vote of a majority of all the members in good standing of the corporation shall be necessary to the adoption of such bylaws and when adopted the same shall be written in a book kept by the corporation, to be duly signed by all persons thereafter becoming members of said corporation so formed under this chapter. The corporation may by its bylaws provide for the time, place and manner of calling and conducting its meetings; the number of directors, managers or trustees, the time of their election, their term of office and the mode and manner of their removal; the mode and manner of filling vacancies on the board of directors, managers or trustees caused by death, resignation, removal or otherwise; the power and authority of the directors, managers or trustees; the compensation of the directors, managers or trustees or of the officers; the mode and manner of conducting business; the mode and manner of conducting elections; the qualifications for membership; the manner in which membership shall cease; the mode and manner of expulsion of a member; the termination of a member's interest in the corporate property under the cessation of his membership, and whether he shall be remunerated therefor, and, if so, in what manner; the amount of membership fee, and the dues, or other charges which each member may be required to pay, if any; the charges which may be made for services rendered or supplies furnished the members of the corporation by it; the manner of collection or enforcement of membership fees, dues or charges, and the method of forfeiting the membership interest, for nonpayment; the method, time and manner of permitting the withdrawal of a member, if at all, and how such withdrawing member's interest may be ascertained and payments made therefor, if the corporation decides he should be reimbursed therefor; the formation of a surplus fund and the manner and proportion in which such surplus fund shall be distributed, either upon the order of the corporation or upon its dissolution; and generally, all such other matters as may be proper to carry out the purpose for which the corporation was formed.
V.I. Code tit. 13, § 496 (2019)
2019 US Virgin Islands Code|Title 13 - Corporations and Associations|Chapter 3 - Nonprofit Corporations|§ 496. Interests of incorporators and members

 In every corporation incorporated under the provisions of this chapter, the interest of each incorporator or member shall be equal to that of any other, and no incorporator or member can acquire any interest which will entitle him to any greater voice, vote, authority or interest in the corporation than any other member.