reglab/housing_qa huggingface dataset:
IA Code § 508F.8 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 508F - CHARITABLE GIFT ANNUITIES|Section 508F.8 - Rules.

508F.8 Rules.   The commissioner may adopt rules pursuant to chapter 17A necessary to administer and enforce this chapter.  2001 Acts, ch 28, §9
IA Code § 509.3A (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509 - GROUP INSURANCE|Section 509.3A - Creditable coverage.

509.3A Creditable coverage.   For the purposes of any policies of group accident or health insurance or combination of such policies issued in this state, “creditable coverage” means health benefits or coverage provided to an individual under any of the following:   1. A group health plan.   2. Health insurance coverage.   3. Part A or Part B Medicare pursuant to Tit. XVIII of the federal Social Security Act.   4. Medicaid pursuant to Tit. XIX of the federal Social Security Act, other than coverage consisting solely of benefits under section 1928 of that Act.   5. 10 U.S.C. ch. 55.   6. A health or medical care program provided through the Indian health service or a tribal organization.   7. A state health benefits risk pool.   8. A health plan offered under 5 U.S.C. ch. 89.   9. A public health plan as defined under federal regulations.   10. A health benefit plan under section 5(e) of the federal Peace Corps Act, 22 U.S.C. §2504(e).   11. A short-term limited duration policy.   12. The hawk-i program authorized by chapter 514I.  2009 Acts, ch 118, §19; 2017 Acts, ch 148, §34
IA Code § 509.4 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509 - GROUP INSURANCE|Section 509.4 - Employees of common employer — rates.

509.4 Employees of common employer — rates.   An insurer may issue policies of individual life, accident, health, hospital, medical, or surgical insurance or any combination thereof at reduced rates to employees of a common employer including the state, a county, school district, city, or institution supported in whole or in part by public funds, but the number of employees to be insured must be more than one. The premium for such policies may be paid wholly or in part by the employer. If such policies shall provide term life insurance renewable only during the continuance of employment with the employer they shall also provide for conversion to a level premium life policy substantially in accordance with the provisions of section 509.2, subsection 8.  [C24, 27, 31, §8675, 8678; C35, §8684-e1, -e5; C39, §8684.01, 8684.05; C46, §509.1, 509.5; C50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §509.4]  2015 Acts, ch 29, §72
IA Code § 509.5 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509 - GROUP INSURANCE|Section 509.5 - Authorized companies.

509.5 Authorized companies.   1. Any level premium life insurance company, organized on the stock or mutual plan and authorized to transact business under the provisions of chapter 508 may, upon complying with the provisions of said chapter and of this chapter, issue contracts providing for group life, or health, or accident insurance, or combinations thereof as defined in this chapter.   2. A casualty company organized on the stock or mutual plan, or accident and health association authorized to transact business under chapter 515, or a reciprocal or interinsurance exchange organized under chapter 520, may, by complying with those chapters and this chapter, issue contracts providing for health or accident insurance, or combinations of health and accident insurance, as defined in this chapter.  [C24, 27, 31, §8677; C35, §8684-e4; C39, §8684.04; C46, §509.4; C50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §509.5]  89 Acts, ch 83, §68
IA Code § 509.6 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509 - GROUP INSURANCE|Section 509.6 - Approval of commissioner.

509.6 Approval of commissioner.   No policy or certificate of group insurance shall be issued in this state until the form thereof has been filed with the commissioner of insurance and approved by the commissioner.  [C24, 27, 31, §8678; C35, §8684-e7; C39, §8684.07; C46, §509.7; C50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §509.6]  Referred to in §509.7, 509.8
IA Code § 509.7 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509 - GROUP INSURANCE|Section 509.7 - Grounds for revocation of authority.

509.7 Grounds for revocation of authority.   Failure to comply with section 509.6 shall be deemed sufficient grounds for revocation of the certificate of authority of any company so violating.  [C35, §8684-e8; C39, §8684.08; C46, §509.8; C50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §509.7]
IA Code § 509.8 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509 - GROUP INSURANCE|Section 509.8 - Foreign policies.

509.8 Foreign policies.   Policies of group insurance issued in other states or countries by companies organized in this state may contain any provision required by the laws of the state, territory, district, or country in which the same are issued, anything in section 509.6 to the contrary notwithstanding.  [C24, 27, 31, §8679; C35, §8684-e9; C39, §8684.09; C46, §509.9; C50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §509.8]
IA Code § 509.9 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509 - GROUP INSURANCE|Section 509.9 - Foreign companies.

509.9 Foreign companies.   Policies of group insurance, when issued in this state by any company not organized under the laws of this state, may contain when issued any provision required by the law of the state, territory, or district of the United States under which the company is organized.  [C24, 27, 31, §8680; C35, §8684-e10; C39, §8684.10; C46, §509.10; C50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §509.9]
IA Code § 509.10 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509 - GROUP INSURANCE|Section 509.10 - Other provisions in policies.

509.10 Other provisions in policies.   Any group policy may contain any other provisions which meet the approval of the commissioner of insurance, provided such provisions are not in conflict with the standard provisions of section 509.2 or 509.3.  [C24, 27, 31, §8681; C35, §8684-e11; C39, §8684.11; C46, §509.11; C50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §509.10]
IA Code § 509.11 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509 - GROUP INSURANCE|Section 509.11 - Voting by policyholders.

509.11 Voting by policyholders.   If policyholders are entitled to vote at meetings of a domestic insurance company, each policyholder of a group policy shall be entitled to one vote.  [C24, 27, 31, §8682; C35, §8684-e12; C39, §8684.12; C46, §509.12; C50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §509.11]
IA Code § 509.12 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509 - GROUP INSURANCE|Section 509.12 - Proceeds exempt from execution.

509.12 Proceeds exempt from execution.   A policy of group insurance and the proceeds of the policy are exempt from execution and attachment to the same extent as provided in chapter 627.  [C24, 27, 31, §8683; C35, §8684-e13; C39, §8684.13; C46, §509.13; C50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §509.12]  88 Acts, ch 1255, §1
IA Code § 509.13 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509 - GROUP INSURANCE|Section 509.13 - Rules.

509.13 Rules.   The commissioner of insurance shall issue rules establishing minimum standards for group Medicare supplement policies and minimum standards for benefits under coverages contained in group Medicare supplement policies. These rules shall be consistent with those rules established for individual Medicare supplement policies pursuant to chapter 514D. The commissioner also shall establish by rule reasonable and creditable anticipated minimum loss ratios for group Medicare supplement policies. Rules issued by the commissioner shall give issuers of group Medicare supplement policies a reasonable time to achieve compliance.  [81 Acts, ch 167, §1]
IA Code § 509.14 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509 - GROUP INSURANCE|Section 509.14 - Group insurance on franchise plan.

509.14 Group insurance on franchise plan.   It shall be lawful for an authorized insurer to issue life, accident and sickness insurance policies on a franchise plan at reduced rates, covering the members of an association, subject to the following:   1. An “association” as referred to herein shall consist of a labor union, trade association, association of employees, industrial association or professional association, which has been organized and operating more than two years for purposes other than procuring insurance.   2. A “franchise plan” as referred to herein shall consist of an insurance policy or policies covering the insurable members of an association, but in no case less than ten. Such policies may be written in the name of the association or may be written individually for the insured members, subject to the following:   a. A life insurance policy written in the name of the association, shall conform to the provisions of section 509.2.   b. An individual policy on the life of a member of an association, providing for term insurance renewable only during the continuation of membership, shall also provide in the event of termination of membership the same provision for conversion as set out in section 509.2, subsection 8.   c. An individual life policy written on any basis other than term shall provide that the policyholder may elect to continue it in force upon the policyholder’s termination of membership in the association by giving the insurer a notice in writing of such election within thirty days thereafter and paying therefor the renewal premium, which the insurer may increase to reflect the normal individual rate for the policyholder as determined by the policyholder’s age and class at the date of issue of the policy.   d. If an accident and sickness policy is written in the name of the association, it shall conform to the provisions of section 509.3.   e. An individual accident and sickness policy shall be subject to the provisions of chapter 514A.   f. Premiums for such policies may be paid entirely from the funds of the association, entirely from the funds of the members or partly from the funds of each.   g. Accident and sickness policies may include the spouse and dependents of the insured.  [C54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §509.14]  Referred to in §509.19, 514D.3, 514D.4
IA Code § 509.15 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509 - GROUP INSURANCE|Section 509.15 - Assignment of policy.

509.15 Assignment of policy.   Any person insured under a group life insurance policy may assign the rights, benefits and all other incidents of ownership conferred on the person by any provision of such policy or by law, including specifically and not by way of limitation the right, if any, to have issued to the person an individual policy and the right to name a beneficiary. Subject to the terms of the policy or agreement between the insured, the group policyholder and the insurer, any such assignment, whether made before or after July 1, 1971, is valid for the purpose of vesting in the assignee, in accordance with any provisions included therein as to the time at which it is to be effective, all rights, benefits and incidents of ownership conferred upon the insured under the policy and shall entitle the insurer to deal with the assignee as the owner of such rights, benefits and incidents of ownership, provided the insurer shall not be affected by any assignment until the insurer has received written notice thereof. This section shall be construed as declaring the law as it existed prior to July 1, 1971 and not modifying it.  [C73, 75, 77, 79, 81, §509.15]
IA Code § 509.16 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509 - GROUP INSURANCE|Section 509.16 - Premium rates approved.

509.16 Premium rates approved.   1. An individual policy of credit life or credit accident and health insurance or certificate under a policy of group credit life or credit accident and health insurance shall not be issued for delivery or delivered in this state unless the premium rates charged for the insurance are approved by the commissioner of insurance.   2. The commissioner of insurance, after notice and hearing, may adopt rules as are necessary to identify specific methods of competition or acts or practices within the business of credit life and credit accident and health insurance which are unfair or deceptive.  [C75, 77, 79, 81, §509.16]  90 Acts, ch 1234, §27
IA Code § 509.17 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509 - GROUP INSURANCE|Section 509.17 - Guidelines for rates.

509.17 Guidelines for rates.   Rates shall be made in accordance with the following provisions:   1. Rates shall not be excessive, inadequate or unfairly discriminatory.   2. Due consideration shall be given to past and prospective loss experience within and outside this state, to a reasonable margin for underwriting profit and contingencies, to past and prospective expenses both countrywide and those especially applicable to this state, and to all other relevant factors within and outside this state.   3. The commissioner shall, after a public hearing, approve a reasonable charge or premium for credit accident and health insurance and for credit life insurance as the commissioner deems appropriate and necessary for the implementation of this section.  [C71, 73, §535.2; C75, 77, 79, 81, §509.17]  90 Acts, ch 1234, §28, 29
IA Code § 509.18 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509 - GROUP INSURANCE|Section 509.18 - Prohibited deposit in financial institution.

509.18 Prohibited deposit in financial institution.   A company or its agent licensed to sell a policy of credit life or credit accident and health insurance or certificate under a policy of group credit life or credit accident and health insurance shall not deposit or offer to deposit funds in a financial institution of this state in exchange for the privilege of selling such insurance to or on behalf of the financial institution.  [C75, 77, 79, 81, §509.18]  2004 Acts, ch 1110, §27
IA Code § 509.19 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509 - GROUP INSURANCE|Section 509.19 - Claims and premium disclosure.

509.19 Claims and premium disclosure.   1. a. A person issuing a policy or contract providing group health benefit coverages to a group of fifty-one or more eligible employees as defined in chapter 513B shall provide to the policyholder, contract holder, or sponsor of the group health benefit plan, upon request, annually, but not more than three months prior to the policy renewal date, the total amount of actual claims identified as paid or incurred and paid, and the total amount of premiums by line of coverage. If premiums are not billed for each line of coverage, it is not necessary to artificially separate premiums for each line of coverage and will be acceptable to supply total premiums for the period.   b. For purposes of this section, “line of coverage” includes medical, prescription drug card program, dental, vision, long-term disability, and short-term disability.   c. The information required by paragraph “a” shall be provided by the carrier for two separate years, either policy years or rolling twelve-month periods.   d. The information required by paragraph “a” shall not disclose any confidential information or otherwise disclose the identity of an individual insured, subscriber, or enrollee, who has submitted a claim within the time frame of the report.   2. For purposes of this section, “person issuing a policy or contract providing group health benefit coverages” includes all of the following:   a. A person issuing a group policy of accident or health insurance pursuant to this chapter.   b. A person issuing a group contract of a nonprofit health service corporation pursuant to chapter 514.   c. A person issuing a group contract of a health maintenance organization pursuant to chapter 514B.   d. A multiple employer welfare arrangement, as defined in section 3 of the federal Employee Retirement Income Security Act of 1974, 29 U.S.C. §1002(40), that meets the requirements of section 507A.4, subsection 9, paragraph “a”.   e. A plan for public employees established pursuant to chapter 509A.   f. A person issuing or sponsoring an association group policy under section 509.14.  90 Acts, ch 1159, §1; 2002 Acts, ch 1111, §12; 2003 Acts, ch 91, §11; 2016 Acts, ch 1011, §93; 2017 Acts, ch 148, §35
IA Code § 509A.1 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509A - GROUP INSURANCE FOR PUBLIC EMPLOYEES|Section 509A.1 - Authority of governing body.

509A.1 Authority of governing body.   The governing body of the state, school district, or any institution supported in whole or in part by public funds may establish plans for and procure group insurance, health or medical service, or health flexible spending accounts as described in section 125 of the Internal Revenue Code of 1986 for the employees of the state, school district, or tax-supported institution.  [C50, 54, 58, 62, §365A.1; C66, §509.15; C71, 73, 75, 77, 79, 81, S81, §509A.1; 81 Acts, ch 117, §1085]  99 Acts, ch 200, §20
IA Code § 509A.2 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509A - GROUP INSURANCE FOR PUBLIC EMPLOYEES|Section 509A.2 - Sources of funds.

509A.2 Sources of funds.   The funds for such plans shall be created solely from the contributions of employees, or from contributions wholly or in part by the governing body.  [C50, 54, 58, 62, §365A.2; C66, §509.16; C71, 73, 75, 77, 79, 81, §509A.2]  Referred to in §509A.3
IA Code § 509A.3 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509A - GROUP INSURANCE FOR PUBLIC EMPLOYEES|Section 509A.3 - Assessment of employees.

509A.3 Assessment of employees.   1. All employees participating in any such plan the fund of which is created under the provisions of section 509A.2 shall be assessed and required to pay an amount to be fixed by the governing body not to exceed the two percent which shall be contributed by the public body according to the plan adopted, and the amount so assessed shall be deducted and retained out of the wages or salaries of such employees.   2. Any employee may authorize deductions from the employee’s wages or salary in payment for plans authorized in this chapter in the manner provided in section 514.16.  [C50, 54, 58, 62, §365A.3; C66, §509.17; C71, 73, 75, 77, 79, 81, §509A.3]  2019 Acts, ch 24, §104
IA Code § 509A.4 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509A - GROUP INSURANCE FOR PUBLIC EMPLOYEES|Section 509A.4 - Participation optional.

509A.4 Participation optional.   Participation in any such plan shall be optional with all employees eligible to the benefits thereof as provided by the rules adopted by the governing body pursuant thereto. Election to participate therein shall be in writing signed by the employee and filed with the governing body.  [C50, 54, 58, 62, §365A.4; C66, §509.18; C71, 73, 75, 77, 79, 81, §509A.4]
IA Code § 509A.5 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509A - GROUP INSURANCE FOR PUBLIC EMPLOYEES|Section 509A.5 - Fund under control of governing body — interest earnings of certain funds.

509A.5 Fund under control of governing body — interest earnings of certain funds.   1. The fund for each plan shall be under the control and shall be expended under the directions of the governing body and shall be used solely for the purpose of administering and carrying out the provisions of the plan adopted by the governing body.   2. Any interest earnings from investments or time deposits of the funds under the control of the state executive council shall be deposited to the credit of these funds.  [C50, 54, 58, 62, §365A.5; C66, §509.19; C71, 73, 75, 77, 79, 81, §509A.5]  84 Acts, ch 1071, §1; 85 Acts, ch 266, §2; 2019 Acts, ch 24, §104  Referred to in §8A.454
IA Code § 509A.6 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509A - GROUP INSURANCE FOR PUBLIC EMPLOYEES|Section 509A.6 - Contract with insurance carrier or health maintenance organization.

509A.6 Contract with insurance carrier or health maintenance organization.   The governing body may contract with a nonprofit corporation operating under the provisions of this chapter or chapter 514 or with any insurance company having a certificate of authority to transact an insurance business in this state with respect of a group insurance plan, which may include life, accident, health, hospitalization and disability insurance during period of active service of such employees, with the right of any employee to continue such life insurance in force after termination of active service at such employee’s sole expense; may contract with a nonprofit corporation operating under and governed by the provisions of this chapter or chapter 514 with respect of any hospital or medical service plan; and may contract with a health maintenance organization authorized to operate in this state with respect to health maintenance organization activities.  [C50, 54, 58, 62, §365A.6; C66, §509.20; C71, 73, 75, 77, 79, 81, §509A.6]  95 Acts, ch 162, §10; 2017 Acts, ch 148, §36
IA Code § 509A.7 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509A - GROUP INSURANCE FOR PUBLIC EMPLOYEES|Section 509A.7 - Employee defined.

509A.7 Employee defined.   The word “employee” as used in this chapter does not include temporary or retired employees except as otherwise provided in this chapter. However, this section does not prevent a retired employee sixty-five years of age or older from voluntarily continuing in force, at the employee’s own expense, an existing contract.  [C50, 54, 58, 62, §365A.7; C66, §509.21; C71, 73, 75, 77, 79, 81, §509A.7; 82 Acts, ch 1101, §2]  84 Acts, ch 1285, §24
IA Code § 509A.8 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509A - GROUP INSURANCE FOR PUBLIC EMPLOYEES|Section 509A.8 - Rules.

509A.8 Rules.   The governing body of public bodies establishing any such plan under this chapter shall administer such plan and formulate and establish rules for the operation thereof, not inconsistent with the provisions of this chapter.  [C50, 54, 58, 62, §365A.8; C66, §509.22; C71, 73, 75, 77, 79, 81, §509A.8]
IA Code § 509A.9 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509A - GROUP INSURANCE FOR PUBLIC EMPLOYEES|Section 509A.9 - Exemption from debts.

509A.9 Exemption from debts.   All amounts payable to employees under and pursuant to the plan of group insurance established as provided in this chapter shall be exempt from liability for debts of the person to or on account of whom the same is payable and shall not be subject to seizure upon execution or other process.  [C50, 54, 58, 62, §365A.9; C66, §509.23; C71, 73, 75, 77, 79, 81, §509A.9]  2020 Acts, ch 1063, §277  Section amended
IA Code § 509A.10 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509A - GROUP INSURANCE FOR PUBLIC EMPLOYEES|Section 509A.10 - Decisions of governing body final.

509A.10 Decisions of governing body final.   The decisions of the governing body upon all matters upon which the said governing body is empowered to act, under and pursuant to the provisions of this chapter, shall be final and conclusive, in the absence of fraud, and no appeal shall be allowed therefrom nor shall such decisions of the governing body, in the absence of fraud, be reviewed, enjoined or set aside by any court.  [C50, 54, 58, 62, §365A.10; C66, §509.24; C71, 73, 75, 77, 79, 81, §509A.10]  2020 Acts, ch 1063, §278  Section amended
IA Code § 509A.11 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509A - GROUP INSURANCE FOR PUBLIC EMPLOYEES|Section 509A.11 - Definitions.

509A.11 Definitions.   For purposes of this chapter:   1. “Governing body” means the executive council of the state, the school boards of school districts, and the superintendent or other person in charge of an institution supported in whole or in part by public funds.   2. “Public body” means the state, a school district or an institution supported in whole or in part by public funds.  [C58, 62, §365A.11; C66, §509.25; C71, 73, 75, 77, 79, 81, S81, §509A.11; 81 Acts, ch 117, §1086]