reglab/housing_qa huggingface dataset:
NY Banking L § 665 (2021)
2021 New York Laws BNK - Banking Article 13-D - Misconduct Relating to Banking Organizations 665 - Misconduct by Directors of Banking Corporations.

§ 665. Misconduct by directors of banking corporations. Every director   of a banking corporation who:1.  In  case  of  the fraudulent insolvency of such corporation, shall   have participated in such fraud; or2. Wilfully does any act as such director which is expressly forbidden   by statute, or wilfully omits to perform any duty imposed  upon  him  as   such director by statute,Is  guilty  of  a  misdemeanor,  if  no other punishment is prescribed   therefor by law.The insolvency of a banking corporation is  deemed  fraudulent  unless   its  affairs appear upon investigation to have been administered fairly,   legally and with the same care and diligence  that  agents  receiving  a   compensation for their services are bound, by law, to observe.
NY Banking L § 666-A (2021)
2021 New York Laws BNK - Banking Article 13-D - Misconduct Relating to Banking Organizations 666-A - Loans to Be Guaranteed by New York State Higher Education Assistance Corporation.

§ 666-a.  Loans  to  be  guaranteed by New York state higher education   assistance corporation. It shall be unlawful for any banking corporation   or private banker authorized to carry on the business of  banking  under   the laws of this state to require that a person making application for a   loan  to be guaranteed by the New York state higher education assistance   corporation be a depositor with the bank  prior  to  the  time  of  such   application.
NY Banking L § 668 (2021)
2021 New York Laws BNK - Banking Article 13-D - Misconduct Relating to Banking Organizations 668 - Use of Checks With Certain Photographs or Drawings Reproduced Thereon Prohibited.

§ 668.  Use  of checks with certain photographs or drawings reproduced   thereon prohibited. It  shall  be  unlawful  for  any  person,  firm  or   corporation  to  use  any  bank  check in this state that has printed or   embossed thereon a photograph, drawing  or  other  reproduction  of  any   public building of the United States or of this or any other state or of   any municipality, or the shield, coat of arms, flag or other insignia of   the  United  States  or  of  this  or  any  other state or municipality.   Violation  of  the  provisions  of  this  section  shall  constitute   a   misdemeanor.
NY Banking L § 669 (2021)
2021 New York Laws BNK - Banking Article 13-D - Misconduct Relating to Banking Organizations 669 - Unauthorized Use of the Term "Bank" or "Trust company."

§ 669.  Unauthorized  use  of  the term "bank" or "trust company." Any   person not authorized by the superintendent of financial services, who:1. Uses an office sign at the place where his business is  transacted,   having  thereon  any  artificial  or  corporate  name,  or  other  words   indicating that such place or office is the place or office of a bank or   trust company; or,2. Uses or circulates any letter-heads, bill-heads, blank notes, blank   receipts, certificates,  circulars  or  any  written  or  printed  paper   whatever, having thereon any artificial or corporate name, or other word   or  words  indicating  that  such  business is the business of a bank or   trust company.Is guilty of a misdemeanor; provided, however, that  nothing  in  this   section shall be deemed to prevent a bank holding company from using any   corporate  name  it  is  duly authorized to use under subdivision (b) of   section three hundred two of the business corporation law.
NY Banking L § 671 (2021)
2021 New York Laws BNK - Banking Article 13-D - Misconduct Relating to Banking Organizations 671 - False Statements or Rumors as to Banking Institutions.

§ 671.  False  statements  or  rumors as to banking institutions.  Any   person who wilfully and knowingly  makes,  circulates  or  transmits  to   another or others any statement or rumor, written, printed or by word of   mouth,  which  is  untrue  in  fact  and  is  directly  or  by inference   derogatory to  the  financial  condition  or  effects  the  solvency  or   financial  standing  of  any bank, private banker, savings bank, banking   association, building  and  loan  association  or  trust  company  doing   business  in  this  state,  or who knowingly counsels, aids, procures or   induces another to start, transmit or circulate any  such  statement  or   rumor, is guilty of a misdemeanor.
NY Banking L § 672 (2021)
2021 New York Laws BNK - Banking Article 13-D - Misconduct Relating to Banking Organizations 672 - Falsification of Books, Reports or Statements of Private Bankers or Corporations Subject to the Banking Law.

§ 672.  Falsification  of  books,  reports  or  statements  of private   bankers or corporations subject to the  banking  law.  1.  Any  officer,   director,  trustee,  employee  or  agent of any corporation to which the   banking law is applicable who makes a false entry in any book, report or   statement of such  corporation  with  intent  to  deceive  any  officer,   director or trustee thereof, or any agent or examiner lawfully appointed   to  examine into its condition or into any of its affairs, or any public   officer, office or board to which such corporation is required by law to   report, or which has authority by law to examine into its  condition  or   into  any  of  its  affairs, or who, with like intent, wilfully omits to   make a true entry of any material particular pertaining to the  business   of such corporation in any book, report or statement of such corporation   made, written or kept by him under his direction, is guilty of a felony.2.  Any  employee or agent of a private banker who makes a false entry   in any book, report or statement of such private banker with  intent  to   deceive such private banker, or any agent or examiner lawfully appointed   to  examine into the condition or affairs of such private banker, or any   public officer, office or board to which such private banker is required   by law to report, or which has authority by  law  to  examine  into  the   condition  of  such  private  banker or into any of its affairs, or who,   with like intent, wilfully omits to make a true entry  of  any  material   particular  pertaining  to  the  business  of such private banker in any   book, report or statement made, written or kept by such  private  banker   or under his direction is guilty of a felony.3.  Any  private  banker  who  commits  any  act  made  punishable  by   subdivision two, or who wilfully omits to make the true  entry  required   thereby,  with  intent  to  deceive  his  co-partner  or any such agent,   examiner, public officer, office or board is guilty of a felony.
NY Banking L § 673 (2021)
2021 New York Laws BNK - Banking Article 13-D - Misconduct Relating to Banking Organizations 673 - Abstraction or Misappropriation of Money, Funds or Property, or Misapplication of Credit of Private Bankers or Corporations to Which the Banking Law I

§ 673. Abstraction or misappropriation of money, funds or property, or   misapplication of credit of private bankers or corporations to which the   banking law is applicable, by an officer, director, trustee, employee or   agent thereof.  Any officer, director, trustee, employee or agent of any   corporation  to  which the banking law is applicable, or any employee or   agent of any private banker, who abstracts or wilfully misapplies any of   the money, funds or property of such corporation or private  banker,  or   wilfully misapplies its or his credit, is guilty of a felony. Nothing in   this section shall be deemed or construed to repeal, amend or impair any   existing provision of law prescribing a punishment for any such offense.
NY Banking L § 674 (2021)
2021 New York Laws BNK - Banking Article 13-D - Misconduct Relating to Banking Organizations 674 - Presumption of Knowledge of Corporate Condition and Business and of Assent Thereto by Directors; Definitions.

§ 674.  Presumption  of  knowledge of corporate condition and business   and of assent thereto by directors; definitions. It is no defense  to  a   prosecution  for a violation of the provisions of this article, that the   corporation is a foreign corporation, if it carries on business or keeps   an office therefor in this state.The term "director" as used  in  this  article  includes  any  of  the   persons  having, by law, the direction or management of the affairs of a   corporation, by whatever name described.A director of a corporation or joint-stock association  is  deemed  to   have  such  a knowledge of the affairs of the corporation or association   as to enable him to determine whether any act, proceeding or omission of   its directors is a violation of this article. If present at a meeting of   the directors at which any act, proceeding or omission of such directors   in violation of this article occurs, he must be deemed to have concurred   therein, unless he at the time causes or in writing requires his dissent   therefrom to be entered on the minutes of the directors. If absent  from   such meeting, he must be deemed to have concurred in any such violation,   if the facts constituting such violation appear on the record or minutes   of  the proceedings of the board of directors, and he remains a director   of the corporation for six  months  thereafter  without  causing  or  in   writing  requiring his dissent from such violation to be entered on such   record or minutes.
NY Banking L § 674-A (2021)
2021 New York Laws BNK - Banking Article 13-D - Misconduct Relating to Banking Organizations 674-A - Unlawful Undertakings.

§ 674-a.  Unlawful undertakings. 1. Every undertaking, whether written   or oral, express or implied, constituting or  contained  in  a  contract   heretofore  or hereafter entered into, directly or indirectly, between a   banking   organization,   bank   holding   company,   national   banking   association,  federal  savings  and  loan association or foreign banking   corporation and the owner of an interest in real property located in the   state,  which  bars  such  owner  from  leasing,  selling  or  otherwise   disposing  of  any  interest  in  real  property  to  any  other banking   organization,  bank  holding  company,  national  banking   association,   federal  savings  and  loan  association  or foreign banking corporation   shall be null and void.2. Any banking organization, bank holding  company,  national  banking   association,  federal  savings  and  loan  association,  foreign banking   corporation or any other entity or person injured  in  his  business  or   property  by  reason  of  an  undertaking which violates subdivision one   hereof may sue on account thereof and be entitled to recover three times   the amount of the damages sustained, and the  cost  of  suit,  including   reasonable attorneys' fees.3.  If  any  provision  of  this  section,  or the application of such   provision to any individual, company  or  circumstance,  shall  be  held   invalid,  the  remainder  of  this  section, and the application of such   section to individuals, companies or circumstances other than  those  to   which it is held invalid, shall not be affected thereby.
NY Banking L § 676 (2021)
2021 New York Laws BNK - Banking Article 13-E - Joint Deposits and Shares; Unauthorized Withdrawals; Withdrawals From Decedents' Accounts 676 - Unauthorized Withdrawals From Savings or Time Deposit Accounts.

§ 676. Unauthorized withdrawals from savings or time deposit accounts.   Any  withdrawal  of  moneys  from  any  savings  account or time deposit   account maintained in any banking  organization,  branch  of  a  foreign   banking corporation, national bank, federal savings and loan association   or  federal credit union located in this state which is made by means of   an unauthorized signature is wholly inoperative as to the  person  whose   name  is  signed  unless  such  person  has  authorized or ratified such   withdrawal or is precluded from denying such withdrawal because  he  has   received  a portion of the funds withdrawn, provided that in such latter   event he shall be precluded  from  denying  such  withdrawal  only  with   respect  to  the  funds  so  received;  provided,  however,  that such a   signature shall operate as the signature of the unauthorized  signer  in   favor  of  any  such  banking  organization, branch of a foreign banking   corporation, national bank, federal  savings  and  loan  association  or   federal  credit union which has, in good faith, honored such withdrawal.   No such banking organization, branch of a foreign  banking  corporation,   national  bank,  federal  savings and loan association or federal credit   union shall interpose the defense,  in  an  action  for  recovery  by  a   depositor  of  money  paid  upon  an unauthorized signature, that it has   exercised due care and diligence in ascertaining  the  identity  of  the   person to whom it has paid such money. The term "unauthorized signature"   shall  have  the meaning ascribed to it by section 1--201 of the uniform   commercial code and the term  "savings  account"  shall  include  shares   issued  by a savings and loan association, state or federally chartered,   and by a credit union, state or federally chartered.Any  waiver  of  the  provisions  of  this  section  or  any  contrary   agreement,  by-law,  rule  or  regulation  of  any banking organization,   branch of a foreign banking corporation, national bank, federal  savings   and loan association or federal credit union located in this state shall   be void as against public policy and wholly unenforceable.
NY Banking L § 677 (2021)
2021 New York Laws BNK - Banking Article 13-E - Joint Deposits and Shares; Unauthorized Withdrawals; Withdrawals From Decedents' Accounts 677 - Decedents' Accounts, Withdrawals by Authorized Persons.

§ 677.  Decedents' accounts, withdrawals by authorized persons. 1. The   maximum withdrawal permissible by law for purposes of this section shall   be the  amount  permitted  to  be  paid,  without  the  consent  of  the   commissioner  of  taxation  and  finance,  under  rules  or  regulations   promulgated  by  such  commissioner  pursuant  to  section  one  hundred   seventy-one of the tax law.3.  Notwithstanding  the foregoing, no banking organization or foreign   banking corporation shall be required to make any  payment  pursuant  to   this  section  if  (a) it has notice of an adverse claim with respect to   any such savings or time deposits or shares standing on its books to the   credit of the decedent, or (b) there is in effect an  order,  injunction   or  other  appropriate  process  of  a  court  of competent jurisdiction   restraining such payment, or (c) it has notice that such  payment  would   violate  the  terms  of  a legal and valid trust, or (d) such payment is   inconsistent with any federal laws or regulations.4. Such payments  as  any  banking  organization  or  foreign  banking   corporation  is  required  to  make  pursuant to this section shall be a   valid and sufficient release and discharge to such banking  organization   or foreign banking corporation for any payment so made.
NY Banking L § 679 (2021)
2021 New York Laws BNK - Banking Article 13-E - Joint Deposits and Shares; Unauthorized Withdrawals; Withdrawals From Decedents' Accounts 679 - Public Awareness; Banking Services.

§  679.  Public  awareness; banking services. The superintendent shall   conduct a public awareness campaign to educate  consumers  on  different   banking  services  available  in  the state, particularly those that can   assist vulnerable adults  in  financial  planning,  including,  but  not   limited  to,  citizens of an advanced age, individuals with cognitive or   developmental disabilities, or those who have health or physical  issues   that  impair their financial independence. The public awareness campaign   shall include information regarding the  differences  between  types  of   accounts,  including  joint  and  convenience  accounts,  as well as the   rights and responsibilities generally recognized for  each.  The  public   awareness campaign shall also include, but not be limited to, answers to   general concerns and questions that individuals may have with respect to   the  establishment of certain types of accounts and services, as well as   information and recommendations for obtaining more information.
NY Banking L § 700 (2021)
2021 New York Laws BNK - Banking Article 14 - Laws Repealed; Construction; When to Take Effect. 700 - Laws Repealed.

§ 700.  Laws  repealed.  Of the laws enumerated in the schedule hereto   annexed, that portion specified in the last column is hereby repealed.
NY Banking L § 701 (2021)
2021 New York Laws BNK - Banking Article 14 - Laws Repealed; Construction; When to Take Effect. 701 - Construction.

§ 701. Construction. The provisions of this chapter shall be construed   as  a  continuation  of  the  provisions  of  chapter ten of the laws of   nineteen hundred nine, as amended, modified or amended according to  the   language employed, and not as a new enactment.
NY Banking L § 702 (2021)
2021 New York Laws BNK - Banking Article 14 - Laws Repealed; Construction; When to Take Effect. 702 - When to Take Effect.

§ 702.  When  to  take effect. This act, except the repeal of chapters   three hundred forty-eight of the laws of nineteen hundred ten and  three   hundred  ninety-three of the laws of nineteen hundred eleven, shall take   effect immediately; and the repeal of chapters three hundred forty-eight   of the laws of nineteen hundred ten and three  hundred  ninety-three  of   the  laws  of  nineteen  hundred  eleven,  shall take effect on November   first, nineteen hundred fourteen.
NY Banking L § 711 (2021)
2021 New York Laws BNK - Banking Article 14-A - Student Loan Servicers 711 - Licensing.

§  711.  Licensing.  1. Except as provided in subdivisions two, three,   and four of this section, no person shall  engage  in  the  business  of   servicing  student  loans owed by one or more borrowers residing in this   state without first being licensed by the superintendent  as  a  student   loan  servicer  in  accordance with this article and such regulations as   may be prescribed by the superintendent.2. The licensing provisions of this article shall  not  apply  to  any   exempt  organization  that  is  a  student  loan servicer; provided that   unless preempted by federal law such exempt  organization  notifies  the   superintendent  that  it  is  servicing  student loans in this state and   complies with sections seven hundred seventeen, seven hundred  nineteen,   seven  hundred  twenty-one, seven hundred twenty-three and seven hundred   twenty-five of this article and any  regulation  applicable  to  student   loan servicers promulgated by the superintendent.3.  Any person that services federal student loans owed by one or more   borrowers residing in  this  state  shall  be  automatically  deemed  by   operation  of  law  to  have  been  issued  a license to service federal   student loans by the superintendent as  of  April  first,  two  thousand   nineteen.  Such  person  shall  notify  the  superintendent  that  it is   servicing federal student loans in this state and comply  with  sections   seven   hundred   seventeen,   seven  hundred  nineteen,  seven  hundred   twenty-one, seven hundred twenty-two,  seven  hundred  twenty-three  and   seven  hundred twenty-five of this article and any regulation applicable   to  student  loan  servicers  promulgated  by  the  superintendent.  The   provisions of sections thirty-three, thirty-nine, and forty-four of this   chapter  shall  also  apply  to  such  person. The license automatically   issued pursuant to this section shall only authorize  the  servicing  of   federal student loans. A person that services both federal student loans   and  non-federal student loans shall be required to be licensed pursuant   to subdivision one of this section and sections seven hundred twelve and   seven hundred thirteen of this article in  order  to  be  authorized  to   service  non-federal  student loans unless such person is also an exempt   organization.4. A person, other than an exempt organization, that services  federal   student  loans  owed by one or more borrowers residing in this state and   that is not otherwise required to be licensed under this  section  shall   notify  the superintendent that it is servicing federal student loans in   this state and shall comply with sections seven hundred seventeen, seven   hundred nineteen, seven hundred twenty-one,  seven  hundred  twenty-two,   seven  hundred  twenty-three,  and  seven  hundred  twenty-five  of this   article  and  any  regulations  applicable  to  student  loan  servicers   promulgated by the superintendent.
NY Banking L § 712 (2021)
2021 New York Laws BNK - Banking Article 14-A - Student Loan Servicers 712 - Application for a Student Loan Servicer License; Fees.

§  712.  Application for a student loan servicer license; fees. 1. The application for a license to engage in the business of servicing student loans shall be in writing, under oath, and in the form prescribed by the superintendent. Notwithstanding article three of  the  state  technology law  or  any  other  law to the contrary, the superintendent may require that an application for a license or any other submission or application for approval as may be required by this article be made or  executed  by electronic means if he or she deems it necessary to ensure the efficient and  effective  administration  of  this  article. The application shall include a description of the activities of the applicant, in such detail and for such periods as the superintendent may require; including:  (a) an affirmation of financial solvency  noting  such  capitalization requirements  as  may  be  required by the superintendent, and access to such credit as may be required by the superintendent;  (b) a financial statement prepared by a certified  public  accountant, the  accuracy  of which is sworn to under oath before a notary public by an officer or other representative of the applicant who is authorized to execute such documents;  (c) an affirmation that  the  applicant,  or  its  members,  officers, partners,  directors  and principals as may be appropriate, are at least twenty-one years of age;  (d) information as to the character, fitness, financial  and  business responsibility,  background  and  experiences  of  the applicant, or its members,  officers,  partners,  directors  and  principals  as  may   be appropriate;  (e)   any   additional   detail   or   information   required  by  the superintendent.   2. An application to become a licensed student loan  servicer  or  any application   with   respect   to  a  student  loan  servicer  shall  be accomplished by a fee as prescribed pursuant to  section  eighteen-a  of this chapter.