reglab/housing_qa huggingface dataset:
110 ILCS 992/20-50
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 20 - Supervision

Sec. 20-50. Confidentiality.(a) In order to promote more effective regulation and reduce regulatory burden through supervisory information sharing, except as otherwise provided in federal Public Law 110-289, Section 1512, the requirements under any federal law or State law regarding the privacy or confidentiality of any information or material provided to the Nationwide Mortgage Licensing System and Registry, and any privilege arising under federal or State law, including the rules of any federal or State court, with respect to such information or material, shall continue to apply to information or material after the information or material has been disclosed to the Nationwide Mortgage Licensing System and Registry. The information and material may be shared with all State and federal regulatory officials with student loan industry oversight authority without the loss of privilege or the loss of confidentiality protections provided by federal law or State law.(b) In order to promote more effective regulation and reduce regulatory burden through supervisory information sharing, the Secretary is authorized to enter into agreements or sharing arrangements with other governmental agencies, the Conference of State Bank Supervisors or other associations representing governmental agencies as established by rule, regulation, or order of the Secretary. The sharing of confidential supervisory information or any information or material described in subsection (a) of this Section pursuant to an agreement or sharing arrangement shall not result in the loss of privilege or the loss of confidentiality protections provided by federal law or State law.(c) In order to promote more effective regulation and reduce regulatory burden through supervisory information sharing, information or material that is subject to a privilege or confidentiality under subsection (a) of this Section shall not be subject to the following:(1) disclosure under any State law governing the         disclosure to the public of information held by an officer or an agency of the State; or(2) subpoena or discovery, or admission into         evidence, in any private civil action or administrative process, unless with respect to any privilege held by the Nationwide Mortgage Licensing System and Registry with respect to the information or material, the person to whom such information or material pertains waives, in whole or in part, in the discretion of that person, that privilege.(d) In order to promote more effective regulation and reduce regulatory burden through supervisory information sharing, any other law relating to the disclosure of confidential supervisory information or any information or material described in subsection (a) of this Section that is inconsistent with subsection (a) of this Section shall be superseded by the requirements of this Section to the extent the other law provides less confidentiality or a weaker privilege.  (Source: P.A. 100-540, eff. 12-31-18; 100-863, eff. 8-14-18.)
110 ILCS 992/20-55
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 20 - Supervision

Sec. 20-55. Reports of violations.  Any person licensed under this Act or any other person may report to the Secretary any information to show that a person subject to this Act is or may be in violation of this Act. A licensee who files a report with the Department that another licensee is engaged in one or more violations pursuant to this Act shall not be the subject of disciplinary action by the Department, unless the Department determines, by a preponderance of the evidence available to the Department, that the reporting person knowingly and willingly participated in the violation that was reported.  (Source: P.A. 100-540, eff. 12-31-18.)
110 ILCS 992/20-60
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 20 - Supervision

Sec. 20-60. Rules and regulations of the Secretary.(a) In addition to such powers as may be prescribed by this Act, the Secretary is hereby authorized and empowered to adopt rules consistent with the purposes of this Act, including, but not limited to:(1) rules in connection with the     activities of     licensees as may be necessary and appropriate for the protection of consumers in this State;(2) rules as may be necessary     and appropriate to     define improper or fraudulent business practices in connection with the activities of licensees in servicing student loans;(3) rules that define the     terms used in this Act     and as may be necessary and appropriate to interpret and implement the provisions of this Act; and(4) rules as may be necessary     for the enforcement     of this Act.(b) The Secretary is hereby authorized and empowered to make  specific rulings, demands, and findings that he or she deems necessary for the proper conduct of the student loan servicing industry.(c) A person or entity may make a written application to the Department for a written interpretation of this Act. The Department may then, in its sole discretion, choose to issue a written interpretation. To be valid, a written interpretation must be signed by the Secretary, or his or her designee, and the Department's General Counsel. A written interpretation expires 2 years after the date that it was issued.(d) No provision in this Act that imposes liability or establishes violations shall apply to any act taken by a person or entity in conformity with a written interpretation of this Act that is in effect at the time the act is taken, notwithstanding whether the written interpretation is later amended, rescinded, or determined by judicial or other authority to be invalid for any reason.      (Source: P.A. 100-540, eff. 12-31-18.)
110 ILCS 992/20-65
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 20 - Supervision

Sec. 20-65. Appeal and review.(a) Any person or entity affected by a decision of the Secretary under any provision of this Act may obtain review of that decision within the Department.(b) The Secretary may, in accordance with the Illinois Administrative Procedure Act, adopt rules to provide for review within the Department of his or her decisions affecting the rights of entities under this Act. The review shall provide for, at a minimum:(1) appointment of a hearing officer other than a     regular employee of the Department;(2) appropriate procedural rules, specific deadlines     for filings, and standards of evidence and of proof; and(3) provision for apportioning costs among parties to     the appeal.(c) All final agency determinations of appeals to decisions of the Secretary may be reviewed in accordance with and under the provisions of the Administrative Review Law. Appeals from all final orders and judgments entered by a court in review of any final administrative decision of the Secretary or of any final agency review of a decision of the Secretary may be taken as in other civil cases.    (Source: P.A. 100-540, eff. 12-31-18.)
110 ILCS 992/20-70
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 20 - Supervision

Sec. 20-70. Violations of this Act; Secretary's orders. If the Secretary finds, as the result of examination, investigation, or review of reports submitted by a licensee, that the business and affairs of a licensee are not being conducted in accordance with this Act, the Secretary shall notify the licensee of the correction necessary. If a licensee fails to correct such violations, the Secretary shall issue an order requiring immediate correction and compliance with this Act, specifying a reasonable date for performance.The Secretary may adopt rules to provide for an orderly and timely appeal of all orders within the Department. The rules may include provision for assessment of fees and costs.    (Source: P.A. 100-540, eff. 12-31-18.)
110 ILCS 992/20-75
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 20 - Supervision

Sec. 20-75. Collection of compensation.  Unless exempt from licensure under this Act, no person engaged in or offering to engage in any act or service for which a license under this Act is required may bring or maintain any action in any court of this State to collect compensation for the performance of the licensable services without alleging and proving that he or she was the holder of a valid student loan servicing license under this Act at all times during the performance of those services.  (Source: P.A. 100-540, eff. 12-31-18.)
110 ILCS 992/20-80
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 20 - Supervision

Sec. 20-80. Licensure fees.(a) The fees for licensure shall be a $1,000 application fee and an additional $800 fee for investigation performed in conjunction with Section 15-5. The fees are nonrefundable.(b) The fee for an application renewal shall be $1,000. The fee is nonrefundable.  (Source: P.A. 100-540, eff. 12-31-18.)
110 ILCS 992/20-85
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 20 - Supervision

(110 ILCS 992/20-85)Sec. 20-85. Injunction.  The Secretary, through the Attorney General, may maintain an action in the name of the people of the State of Illinois and may apply for an injunction in the circuit court to enjoin a person from engaging in unlicensed student loan servicing activity.  (Source: P.A. 100-540, eff. 12-31-18.)
110 ILCS 992/Art. 25 heading
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 25 - Consumer Fraud and Deceptive Business Practices Act

   ARTICLE 25.  CONSUMER FRAUD AND DECEPTIVE BUSINESSPRACTICES ACT  (Source: P.A. 100-540, eff. 12-31-18.)
110 ILCS 992/25-5
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 25 - Consumer Fraud and Deceptive Business Practices Act

(110 ILCS 992/25-5)Sec. 25-5. Enforcement; Consumer Fraud and Deceptive Business Practices Act. The Attorney General may enforce a violation of Article 5 of this Act as an unlawful practice under the Consumer Fraud and Deceptive Business Practices Act.  (Source: P.A. 100-540, eff. 12-31-18.)
110 ILCS 992/Art. 99 heading
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 99 - Severability; Effective Date

   ARTICLE 99.  SEVERABILITY; EFFECTIVE DATE  (Source: P.A. 100-540, eff. 12-31-18.)
110 ILCS 992/99-1
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 99 - Severability; Effective Date

Sec. 99-1. Severability. The provisions of this Act are severable under Section 1.31 of the Statute on Statutes.  (Source: P.A. 100-540, eff. 12-31-18.)
110 ILCS 992/99-99
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 99 - Severability; Effective Date

(110 ILCS 992/99-99)Sec. 99-99. Effective date. This Act takes effect December 31, 2018.  (Source: P.A. 100-540, eff. 12-31-18.)
205 ILCS 205/Art. 1 heading
2021 Illinois Compiled Statutes|Chapter 205 - FINANCIAL REGULATION|205 ILCS 205/ - Savings Bank Act.|Article 1 - General Provisions

 ARTICLE 1.      General Provisions
205 ILCS 205/1001
2021 Illinois Compiled Statutes|Chapter 205 - FINANCIAL REGULATION|205 ILCS 205/ - Savings Bank Act.|Article 1 - General Provisions

 (from Ch. 17, par. 7301-1)Sec. 1001.     This Act may be cited as the Savings Bank Act.     (Source: P.A. 86-1213.)
205 ILCS 205/1001.5
2021 Illinois Compiled Statutes|Chapter 205 - FINANCIAL REGULATION|205 ILCS 205/ - Savings Bank Act.|Article 1 - General Provisions

Sec. 1001.5. References to Office or Commissioner of Banks and Real Estate. On and after the effective date of this amendatory Act of the 94th General Assembly, unless the context requires otherwise:(1) References in this Act to the Office of Banks and     Real Estate or "the Office" mean the Department of Financial and Professional Regulation.(2) References in this Act to the Commissioner of     Banks and Real Estate or "the Commissioner" mean the Secretary of Financial and Professional Regulation. (Source: P.A. 94-833, eff. 6-6-06.)
205 ILCS 205/1002
2021 Illinois Compiled Statutes|Chapter 205 - FINANCIAL REGULATION|205 ILCS 205/ - Savings Bank Act.|Article 1 - General Provisions

 (from Ch. 17, par. 7301-2)Sec. 1002.     Policy and purpose.     The purpose of this Act  is to provide for the chartering,  regulation, and corporate governance of savings banks.  The  policy of this Act is to encourage growth of the personal  savings base of the citizens of Illinois; to provide a healthy  savings bank industry with safe and sound methods of  investment so that this savings base will be retained in  Illinois for Illinois' growth; to counter the flight of  capital from Illinois; to build a strong new system of  financial institutions in Illinois which will, by their  strength, be controlled and owned by Illinois citizens and  corporations and shall be the nucleus for a geographically  expansive industry.To further its purpose and policies, this Act shall be liberally construed  except for those provisions that relate to safety and soundness of operations,  investments, and management.  In those areas, the General Assembly decrees that  this Act shall be strictly construed and that each savings bank shall apply the  prudent person rule.  The Commissioner of Banks and Real Estate shall interpret  those Sections of this Act in  keeping with that standard.    (Source: P.A. 89-508, eff. 7-3-96.)
205 ILCS 205/1003
2021 Illinois Compiled Statutes|Chapter 205 - FINANCIAL REGULATION|205 ILCS 205/ - Savings Bank Act.|Article 1 - General Provisions

 (from Ch. 17, par. 7301-3)Sec. 1003. Administration. This Act shall be administered by the  Commissioner as provided in the Division of Banking Act.  (Source: P.A. 96-1365, eff. 7-28-10.)
205 ILCS 205/1004
2021 Illinois Compiled Statutes|Chapter 205 - FINANCIAL REGULATION|205 ILCS 205/ - Savings Bank Act.|Article 1 - General Provisions

 (from Ch. 17, par. 7301-4)Sec. 1004. Applicability.(a) This Act shall apply to all financial institutions  no  matter how named or chartered,  if they comply with the  provisions of this Act and with the rules of the Commissioner  promulgated pursuant to this Act.(b) No person or group of persons, except a savings bank duly organized  or authorized under this Act, a predecessor Act, or a federal Act may  transact business within the scope of this Act or do business under any  name or title or circulate or use any advertising or make any  representations or give any information to anyone using any media,  including electronic media, that indicates or implies the operation of a  business within the scope of this Act.  Nothing herein  shall prohibit the continued use of the name or title "savings bank" by any  bank or savings and loan association if the use of that name or title was  in effect before January 1, 1990.(c) Except as otherwise expressly permitted by law or with the written consent of the savings bank, no person or group of persons may use the name of or a name similar to the name of an existing savings bank when marketing or soliciting business from customers or prospective customers if the name or similar name is used in  a manner that would cause a reasonable person to believe that the marketing material or solicitation originated from or is endorsed by the existing savings bank or that the existing savings bank is in any other way responsible for the marketing material or solicitation.(d) Any person who violates subsection (b) of this Section commits a business offense and shall be fined in an amount not to exceed $5,000.(e) In addition to any other available remedies, any existing savings bank may report an alleged violation of any provision of this Section to the Secretary of Financial and Professional Regulation. If the Secretary finds that any person or group of persons is in violation of any provision of this Section, then the Secretary may direct that person or group of persons to cease and desist from that violation. If the Secretary issues a cease and desist order against any person or group of persons for violation of subsection (c), then the order must require that person or group of persons to cease and desist from using the offending marketing material or solicitation in Illinois.If the person or group of persons against whom the Secretary issued the cease and desist order persists in the violation, then the Secretary may impose a civil penalty of up to $10,000 for each violation. Each day that a person or group of persons is in violation of this Section constitutes a separate violation of this Section and each instance in which marketing material or a solicitation is sent in violation of subsection (c) constitutes a separate violation of this Section.(f) The Department of Financial and Professional Regulation may adopt rules to administer the provisions of this Section.       (Source: P.A. 94-833, eff. 6-6-06.)
205 ILCS 205/1005
2021 Illinois Compiled Statutes|Chapter 205 - FINANCIAL REGULATION|205 ILCS 205/ - Savings Bank Act.|Article 1 - General Provisions

 (from Ch. 17, par. 7301-5)Sec. 1005.     Insurance of accounts.     Each savings bank operating under this Act must secure  insurance of its deposit accounts backed by the full  faith and credit of the United States government prior to commencing  business and may, subject to the Commissioner's regulation, secure or  participate in efforts to obtain insurance of those deposits  that are in excess of the amount eligible for federal  insurance of accounts.  The insurance shall be known as  "excess insurance".    (Source: P.A. 86-1213.)
205 ILCS 205/1006
2021 Illinois Compiled Statutes|Chapter 205 - FINANCIAL REGULATION|205 ILCS 205/ - Savings Bank Act.|Article 1 - General Provisions

 (from Ch. 17, par. 7301-6)Sec. 1006. Parity.(a) Subject to the regulation of the Commissioner and in addition to the  powers granted by this Act,  each savings bank operating under this Act shall  possess those powers granted by regulation promulgated under the Federal  Deposit Insurance Act for state savings banks.(b) A savings bank may establish branches or offices at which savings or  investments are regularly received or loans approved as follows:(1) to the extent branch powers and offices are     granted to State banks under the Illinois Banking Act;(2) within the geographic area defined in Article 2     of this Act and subject to the provisions of Article 2 of this Act;(3) within the same geographic areas or states as     those states from which a holding company is permitted to acquire an Illinois savings bank or an Illinois savings bank holding company;(4) to the same extent that holding companies and     savings and loan associations headquartered outside the State of Illinois are allowed to operate in Illinois by virtue of Articles 1A and 2B of the Illinois Savings and Loan Act of 1985;(5) as the result of mergers, consolidations, or bulk     sales of facilities in the case of relocations; and(6) to the extent an out-of-state savings bank has     its main banking premises in a state that is reciprocal with Illinois and would be eligible to establish a branch pursuant to Section 1006.05 of this Act.(c) The Commissioner may adopt regulations that provide for the  establishment of branches as defined by the Commissioner.(d) Notwithstanding any other provision of this Act, a savings bank that  purchases or assumes all or any part of the assets or liabilities of a bank,  savings bank, or savings and loan association or merges or consolidates with a  bank, savings bank, or savings and loan association may retain and maintain the  main premises or branches of the former bank, savings bank, or savings and loan  association as branches of the purchasing, merging, or consolidating savings  bank, provided it assumes the deposit liabilities of the bank, savings bank, or  savings and loan association maintained at the main premises or branches.(e) A savings bank has any power reasonably incident,  convenient, or useful  to  the accomplishment of the powers conferred upon  the savings bank by this Act.       (Source: P.A. 93-965, eff. 8-20-04.)
205 ILCS 205/1006.10
2021 Illinois Compiled Statutes|Chapter 205 - FINANCIAL REGULATION|205 ILCS 205/ - Savings Bank Act.|Article 1 - General Provisions

Sec. 1006.10. Prohibition against establishment of offices or branches on or adjacent to the premises of certain affiliates.(a) For purposes of this Section:"Affiliate" has the meaning ascribed to that term in item (1) of subsection (b) of Section 35.2 of the Illinois Banking Act, except that for purposes of this Section, the provisions in item (1) of subsection (b) of Section 35.2 shall apply to all savings banks."Savings bank" means a savings bank operating under this Act, an out-of-state savings bank as defined under this Act, or a savings association defined in the Federal Deposit Insurance Act."Savings bank holding company" has the meaning ascribed in this Act.(b) Notwithstanding any other law of this State, no savings bank may establish or maintain a branch that accepts deposits on or adjacent to the premises of an affiliate of the savings bank if the affiliate engages in any commercial activity that could not lawfully be conducted by a savings bank holding company or a subsidiary of the savings bank holding company pursuant to federal law.(c) This Section shall not apply to an affiliate that operates solely for the purpose of owning or leasing the real estate on which the branch that accepts deposits is located.(d)  This Section shall not be construed to prohibit the maintenance of a branch that was established prior to May 10, 2007, or the conduct of any transactions that were lawfully being conducted at the branch prior to May 10, 2007.(e)  The Commissioner may make and enforce such reasonable rules, regulations, directions, orders, decisions, and findings as the execution and enforcement of the provisions of this Section require.  (Source: P.A. 95-526, eff. 8-28-07.)
205 ILCS 205/1007
2021 Illinois Compiled Statutes|Chapter 205 - FINANCIAL REGULATION|205 ILCS 205/ - Savings Bank Act.|Article 1 - General Provisions

 (from Ch. 17, par. 7301-7)Sec. 1007.     Definitions.     Unless the context otherwise requires, as used in this Act, the  terms defined in the Sections following this Section and preceding  Section 1008 shall have the meanings therein given.    (Source: P.A. 86-1213.)