reglab/housing_qa huggingface dataset:
MD. Insurance Code Ann. §  11-324 (2021)
2021 Maryland Statutes|Insurance|Title 11 - Insurance Rating Law|Subtitle 3 - Competitive Rating|Part IV - Rate Making -- Geographic Distribution of Private Passenger Premium|Section 11-324 - Designation as Major Insurer

    On or before August 15 of each year, the Commissioner shall:         (1)    prepare a list of insurers that are major insurers;        (2)    compute each insurer’s market share in the State in the preceding calendar year;        (3)    notify in writing each insurer that has been designated as a major insurer; and        (4)    compute each insurer’s market share in Baltimore City.
MD. Insurance Code Ann. §  11-326 (2021)
2021 Maryland Statutes|Insurance|Title 11 - Insurance Rating Law|Subtitle 3 - Competitive Rating|Part IV - Rate Making -- Geographic Distribution of Private Passenger Premium|Section 11-326 - Confidentiality of Information

    (a)    Notwithstanding any other provision of law, any data, documents, or other information filed with the Commissioner under Part IV of this subtitle about a particular insurer or that insurer’s market share or plan:        (1)    shall be considered confidential commercial information;        (2)    shall be kept confidential by the Commissioner; and        (3)    may not be made public or be subject to subpoena, other than by the Commissioner for the purpose of enforcement of Part IV of this subtitle by the Commissioner.    (b)    The Commissioner:        (1)    may release a list of the names of all insurers designated as major insurers; and        (2)    may not release the particular market share of a major insurer in Baltimore City unless authorized by the insurer.
MD. Insurance Code Ann. §  11-331 (2021)
2021 Maryland Statutes|Insurance|Title 11 - Insurance Rating Law|Subtitle 3 - Competitive Rating|Part V - Rate Making -- Workers' Compensation Insurance|Section 11-331 - Reports

    // EFFECTIVE UNTIL SEPTEMBER 30, 2023 PER CHAPTER 36 OF 2015 //    On or before October 1, 2016, and by October 1 each year thereafter through 2022, the rating organization that the Commissioner designates under § 11–329 of this subtitle, in consultation with the Chesapeake Employers’ Insurance Company, shall submit a report to the Senate Finance Committee and the House Economic Matters Committee, in accordance with § 2–1257 of the State Government Article, on the progress that the Chesapeake Employers’ Insurance Company has made in preparing to become a member of the rating organization.
MD. Insurance Code Ann. §  11-332 (2021)
2021 Maryland Statutes|Insurance|Title 11 - Insurance Rating Law|Subtitle 3 - Competitive Rating|Part V - Rate Making -- Workers' Compensation Insurance|Section 11-332 - Single Classification Code for Governmental Occupations Not Included in Police, Firefighter, and Clerical Classifications.

    ** TAKES EFFECT JANUARY 1, 2022 PER CHAPTER 36 OF 2015 **    The rating organization that the Commissioner designates under § 11–329 of this subtitle shall create and maintain an exception in its classification system to allow any authorized insurer in the State to use a single classification code for governmental occupations that are not included in police, firefighter, and clerical classifications.
MD. Insurance Code Ann. §  11-333 (2021)
2021 Maryland Statutes|Insurance|Title 11 - Insurance Rating Law|Subtitle 3 - Competitive Rating|Part VI - Rating Organizations and Similar Organizations|Section 11-333 - Rating Organizations; Advisory Organizations

    (a)    A rating organization may not provide a service that relates to the rates of insurance subject to this subtitle, and an insurer may not utilize the service of the rating organization for those purposes, unless the rating organization has obtained a license under § 11-218 of this title.    (b)    A rating organization may not refuse to supply services for which it is licensed in the State to an authorized insurer that offers to pay the fair and usual compensation for the services.    (c)    An advisory organization has the same authority and functions under this subtitle as under § 11-221 of this title.
MD. Insurance Code Ann. §  11-334 (2021)
2021 Maryland Statutes|Insurance|Title 11 - Insurance Rating Law|Subtitle 3 - Competitive Rating|Part VI - Rating Organizations and Similar Organizations|Section 11-334 - Cooperation Among Rating Organizations and Insurers

    (a)    Cooperation among rating organizations or among rating organizations and insurers in rate making or in other matters within the scope of this subtitle is authorized, if the filings that result from cooperation are subject to all provisions of this subtitle that are applicable to filings generally.    (b)    (1)    The Commissioner may review cooperative activities and practices among rating organizations and among rating organizations and insurers.        (2)    If, after a hearing, the Commissioner finds that an activity or practice is unfair, unreasonable, or otherwise inconsistent with this subtitle, the Commissioner may issue a written order that specifies the ways in which the activity or practice is unfair, unreasonable, or otherwise inconsistent with this subtitle and requires that the activity or practice be discontinued.
MD. Insurance Code Ann. §  11-337 (2021)
2021 Maryland Statutes|Insurance|Title 11 - Insurance Rating Law|Subtitle 3 - Competitive Rating|Part VII - Administrative Provisions|Section 11-337 - Rate Administration

    (a)    (1)    Each insurer shall file with the Commissioner, and the Commissioner shall review, reasonable rules and plans for the recording and reporting of loss and expense experience in appropriate form and detail.        (2)    An insurer may not be required to record or report its experience on a classification basis that is inconsistent with its own rating system.        (3)    The Commissioner may designate one or more rating organizations to help in gathering and compiling experience information.    (b)    The Commissioner and each insurer and rating organization may:        (1)    exchange information and experience data with each other and with insurance supervisory officials, insurers, and rating organizations in other states; and        (2)    consult with them about rate making and the application of rating systems.    (c)    Rating organizations shall collect all relevant information from member insurers.
MD. Insurance Code Ann. §  11-341 (2021)
2021 Maryland Statutes|Insurance|Title 11 - Insurance Rating Law|Subtitle 3 - Competitive Rating|Part VIII - Prohibited Acts; Penalties|Section 11-341 - Prohibited Contracts and Policies

    An insurer may not make or issue an insurance contract or policy of insurance of a kind to which this subtitle applies, except in accordance with the filings that are in effect for the insurer as provided in this subtitle.
MD. Insurance Code Ann. §  11-342 (2021)
2021 Maryland Statutes|Insurance|Title 11 - Insurance Rating Law|Subtitle 3 - Competitive Rating|Part VIII - Prohibited Acts; Penalties|Section 11-342 - Reduction of Competition Prohibited

    (a)    In this section, “insurer” includes two or more affiliated insurers under common management or under common controlling ownership or other common effective legal control and in fact engaged in joint or cooperative underwriting, investment management, marketing, servicing, or administration of their business and affairs as insurers.    (b)    An insurer or rating organization may not:        (1)    monopolize, attempt to monopolize, or combine or conspire with another person or persons to monopolize the business of a kind of insurance, subdivision, or class of insurance;        (2)    agree with another insurer or rating organization to charge or adhere to a rate, although insurers and rating organizations may continue to exchange statistical information;        (3)    make an agreement with another insurer, rating organization, or other person to unreasonably restrain trade;        (4)    make an agreement with another insurer, rating organization, or other person if the effect of the agreement may be substantially to lessen competition in the business of a kind of insurance, subdivision, or class of insurance; or        (5)    make an agreement with another insurer or rating organization to refuse to deal with a person in connection with the sale of insurance.    (c)    An insurer may not acquire or retain the capital stock or assets of, or have any common management with, another insurer if the acquisition, retention, or common management substantially lessens competition in the business of a kind of insurance, subdivision, or class of insurance.    (d)    A rating organization or member or subscriber of a rating organization may not interfere with the right of an insurer to make its rates independently of the rating organization or to charge different rates from the rates made by the rating organization.    (e)    A rating organization may not adopt a rule, require an agreement, or formulate or engage in a program that would require a member, subscriber, or insurer to:        (1)    use some or all of its services;        (2)    adhere to its rates, rating plan, rating systems, underwriting rules, or policy forms; or        (3)    prevent an insurer from acting independently.    (f)    (1)    The Commissioner shall disapprove a rate in violation of this section in accordance with the procedures required by § 11-308(a) of this subtitle.        (2)    A person that violates this section is subject to the penalties provided in § 11-344 of this subtitle.    (g)    The Commissioner may maintain an action to enjoin a violation of this section.
MD. Insurance Code Ann. §  11-343 (2021)
2021 Maryland Statutes|Insurance|Title 11 - Insurance Rating Law|Subtitle 3 - Competitive Rating|Part VIII - Prohibited Acts; Penalties|Section 11-343 - False or Misleading Information

    (a)    A person may not willfully withhold information from or knowingly give false or misleading information to the Commissioner, a statistical agency designated by the Commissioner, a rating organization, or an insurer if the information will affect the rates or premiums chargeable under this subtitle.    (b)    A person that violates this section:        (1)    is subject to the penalties provided in § 11-344 of this subtitle; and        (2)    if the violation is committed with intent to deceive, is guilty of perjury and subject to prosecution for perjury in a court of competent jurisdiction.
MD. Insurance Code Ann. §  11-344 (2021)
2021 Maryland Statutes|Insurance|Title 11 - Insurance Rating Law|Subtitle 3 - Competitive Rating|Part VIII - Prohibited Acts; Penalties|Section 11-344 - Penalties

    (a)    If, after notice and a hearing, the Commissioner finds that a person has violated a provision of this subtitle or a regulation of the Commissioner adopted under this subtitle, the Commissioner may impose a monetary penalty as provided in § 4-113(d) of this article.    (b)    (1)    The Commissioner may suspend, revoke, or refuse to renew a license or certificate of authority for a violation of this subtitle.        (2)    The Commissioner may determine when the suspension or revocation of a license or certificate of authority becomes effective.        (3)    The suspension or revocation shall remain in effect for the period set by the Commissioner unless the Commissioner modifies or rescinds the suspension or revocation or until the order on which the suspension or revocation is based is modified or reversed as the result of an appeal.    (c)    (1)    Before the Commissioner imposes a penalty or suspends or revokes a license or certificate of authority under this section, the Commissioner shall issue a written order that states the findings of the Commissioner.        (2)    The Commissioner shall hold a hearing before issuing an order under paragraph (1) of this subsection.        (3)    The Commissioner shall give written notice of the hearing to the person at least 10 days before the hearing.        (4)    The notice shall specify the alleged violation.
MD. Insurance Code Ann. §  14-101 (2021)
2021 Maryland Statutes|Insurance|Title 14 - Entities That Act as Health Insurers|Subtitle 1 - Nonprofit Health Service Plans|Part I - Definitions; General Provisions|Section 14-101 - Definitions

    (a)    In this subtitle the following words have the meanings indicated.    (b)    “Health care provider” means a chiropractor, dentist, hospital, optometrist, pharmacist, physician, podiatrist, or psychologist.    (c)    “Health care services” means chiropractic, dental, hospital, medical, optometric, pharmaceutical, podiatric, or psychological services.
MD. Insurance Code Ann. §  14-103 (2021)
2021 Maryland Statutes|Insurance|Title 14 - Entities That Act as Health Insurers|Subtitle 1 - Nonprofit Health Service Plans|Part I - Definitions; General Provisions|Section 14-103 - Disclosure of Nonprofit Status

    Each nonprofit health service plan shall disclose on each document, statement, announcement, and advertisement and in any representation it places before the public that the nonprofit health service plan is a private nonprofit corporation.
MD. Insurance Code Ann. §  14-104 (2021)
2021 Maryland Statutes|Insurance|Title 14 - Entities That Act as Health Insurers|Subtitle 1 - Nonprofit Health Service Plans|Part I - Definitions; General Provisions|Section 14-104 - Statement of Principal Claims Practices

    (a)    Each nonprofit health service plan that provides hospital benefits shall furnish a statement of the plan’s principal claims practices as part of the certificate form or booklet describing the coverage to be afforded.    (b)    The statement shall include practices for payment for:        (1)    surgical procedures performed by two or more surgeons;        (2)    services provided in-area by nonparticipating providers; and        (3)    services provided out-of-area by affiliated plans and affiliated providers.
MD. Insurance Code Ann. §  14-105 (2021)
2021 Maryland Statutes|Insurance|Title 14 - Entities That Act as Health Insurers|Subtitle 1 - Nonprofit Health Service Plans|Part I - Definitions; General Provisions|Section 14-105 - Fraudulent Health Insurance Claims

    (a)    If a nonprofit health service plan is successful in an action against a person authorized to provide health care in the State, the nonprofit health service plan may recover the costs and expenses reasonably incurred by it in the action if it shows that:        (1)    the person knowingly or willfully made or caused to be made:            (i)    a false statement or representation of a material fact in an application for a benefit or payment from a nonprofit health service plan under this subtitle or Title 15 of this article;            (ii)    a false statement or representation of a material fact for use in determining rights to those benefits or payments; or            (iii)    a false statement or representation about a procedure, operation, or service alleged to have been performed; or        (2)    the person:            (i)    engaged in gross, willful, and continued overcharging for a procedure, operation, or service; or            (ii)    filed false statements for collection of fees for services that were not rendered.    (b)    If a nonprofit health service plan is denied relief in an action under this section, the person against whom the action was brought may recover the costs and expenses reasonably incurred by the person in defending the action.    (c)    This section does not limit any additional rights or remedies that a nonprofit health service plan may have at law or in equity.
MD. Insurance Code Ann. §  14-106.1 (2021)
2021 Maryland Statutes|Insurance|Title 14 - Entities That Act as Health Insurers|Subtitle 1 - Nonprofit Health Service Plans|Part I - Definitions; General Provisions|Section 14-106.1 - Transfers of Funds to Certain Nonprofit Health Service Plans

    Beginning in fiscal year 2006, a nonprofit health service plan shall transfer funds in the amounts provided under § 14–106(d)(2) of this subtitle to:        (1)    the Community Health Resources Commission Fund established under § 19–2201 of the Health – General Article to support the costs of the Community Health Resources Commission as provided in § 14–106(d)(1)(v) of this subtitle;        (2)    the Maryland Department of Health for the Kidney Disease Program under Title 13, Subtitle 3 of the Health – General Article; and        (3)    the Maryland Department of Health for the provision of mental health services to the uninsured under Title 10, Subtitle 2 of the Health – General Article.
MD. Insurance Code Ann. §  14-107 (2021)
2021 Maryland Statutes|Insurance|Title 14 - Entities That Act as Health Insurers|Subtitle 1 - Nonprofit Health Service Plans|Part I - Definitions; General Provisions|Section 14-107 - Transfer of Excess Surplus to Senior Prescription Drug Assistance Program -- Satisfaction of Requirements; Penalties; Hearing

    (a)    By November 1 of each year, the Commissioner shall issue an order notifying each nonprofit health service plan that is required to file a report under § 14–106 of this subtitle of whether the plan has satisfied the requirements of § 14–106 of this subtitle.    (b)    If the Commissioner determines that a nonprofit health service plan has not satisfied the requirements of § 14–106 of this subtitle, the Commissioner shall issue an order requiring the nonprofit health service plan to pay the premium tax under Title 6, Subtitle 1 of this article:        (1)    for a period of time beginning with the date the plan was determined to be out of compliance with § 14–106 of this subtitle; and        (2)    in an amount equal to the amount by which the value of the nonprofit health service plan’s premium tax exemption under § 6–101(b) of this article exceeds the sum of:            (i)    the subsidy required under the Senior Prescription Drug Assistance Program established under Title 15, Subtitle 10 of the Health – General Article; and            (ii)    other funds used by the nonprofit health service plan to meet the public service requirement under § 14–106 of this subtitle.    (c)    A nonprofit health service plan that fails to timely file the report required under § 14–106 of this subtitle shall pay the penalties under § 14–121 of this subtitle.    (d)    A party aggrieved by an order of the Commissioner issued under this section has a right to a hearing in accordance with §§ 2–210 through 2–215 of this article.    (e)    Premium tax revenue collected by the Administration as the result of an order issued under subsection (b) of this section shall be deposited into the Senior Prescription Drug Assistance Program Fund established under § 15–1004 of the Health – General Article.
MD. Insurance Code Ann. §  14-108 (2021)
2021 Maryland Statutes|Insurance|Title 14 - Entities That Act as Health Insurers|Subtitle 1 - Nonprofit Health Service Plans|Part II - Certificates of Authority|Section 14-108 - Certificate of Authority Required

    A corporation subject to this subtitle may not issue contracts for the rendering of health care services to subscribers unless the Commissioner has issued a certificate of authority to the corporation authorizing it to do so.
MD. Insurance Code Ann. §  14-109 (2021)
2021 Maryland Statutes|Insurance|Title 14 - Entities That Act as Health Insurers|Subtitle 1 - Nonprofit Health Service Plans|Part II - Certificates of Authority|Section 14-109 - Applications for Certificate of Authority

    An applicant for a certificate of authority shall:         (1)    file with the Commissioner an application on the form that the Commissioner provides containing the information that the Commissioner considers necessary;        (2)    pay to the Commissioner the applicable fee required by § 2-112 of this article; and        (3)    file with the Commissioner copies of the following documents, certified by at least two of the executive officers of the corporation:            (i)    articles of incorporation, including the applicant’s corporate mission statement, with all amendments;            (ii)    bylaws with all amendments;            (iii)    each contract executed or proposed to be executed by the corporation and a health care provider, embodying the terms under which health care services are to be furnished to subscribers to the plan;            (iv)    each form of contract issued or proposed to be issued to subscribers to the plan and a table of the rates charged or proposed to be charged to subscribers for each form of contract;            (v)    a financial statement of the corporation, including the amount of each contribution paid or agreed to be paid to the corporation for working capital, the name of each contributor, and the terms of each contribution;            (vi)    a list of the names and addresses of and biographical information about the members of the board of directors of the corporation;            (vii)    a list of the total compensation paid or proposed to be paid to each officer and member of the board of directors of the corporation;            (viii)    a list of the beginning and ending terms of membership for each member of the board of directors of the corporation; and            (ix)    any other information or documents that the Commissioner considers necessary to ensure compliance with this subtitle.
MD. Insurance Code Ann. §  14-111 (2021)
2021 Maryland Statutes|Insurance|Title 14 - Entities That Act as Health Insurers|Subtitle 1 - Nonprofit Health Service Plans|Part II - Certificates of Authority|Section 14-111 - Scope of Certificate of Authority

    Subject to the authority of the Commissioner to regulate nonprofit health service plans under this article, a certificate of authority issued under this subtitle authorizes a corporation to:        (1)    issue contracts in the form filed with the Commissioner to persons that become subscribers to the plan;        (2)    finance capital improvement projects through the Maryland Health and Higher Educational Facilities Authority as provided under Title 10, Subtitle 3 of the Economic Development Article;        (3)    finance capital improvement projects through the Maryland Economic Development Corporation as provided under Title 10, Subtitle 1 of the Economic Development Article; and        (4)    partner with the State and other public or private entities to provide services or administer programs intended to address community health care needs.
MD. Insurance Code Ann. §  14-112 (2021)
2021 Maryland Statutes|Insurance|Title 14 - Entities That Act as Health Insurers|Subtitle 1 - Nonprofit Health Service Plans|Part II - Certificates of Authority|Section 14-112 - Revocation of Certificate of Authority and Institution of Delinquency Proceedings

    The Commissioner may revoke a certificate of authority issued to a corporation subject to this subtitle, and at any time after revocation may institute proceedings under Title 9, Subtitle 2 of this article to rehabilitate or liquidate the corporation, if:         (1)    grounds exist under § 4-113 of this article; or        (2)    the Commissioner has reason to believe that the corporation:            (i)    is being operated for profit;            (ii)    is being fraudulently conducted;            (iii)    is not complying with this subtitle or article;            (iv)    knowingly is failing to comply with a rule, regulation, or order of the Commissioner; or            (v)    has violated the provisions of Title 6.5 of the State Government Article.