reglab/housing_qa huggingface dataset:
MS Code § 83-65-119 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 65 - Regulation of Vehicle Service Contracts|§ 83-65-119. Complaint against providers

  The commissioner may receive and process each complaint made against any provider which alleges certain acts or practices which may constitute one or more violations of this chapter. Any member of the public, or any federal, state, or local official, may file a complaint with the commissioner. Complaints may be received from sources outside the State of Mississippi and processed in the same manner as those originating in Mississippi.   All complaints shall be made in writing and shall fully identify the complainant by name and address. If required by the commissioner, complaints shall be made on forms prescribed and provided by the commissioner.   Oral or telephone communications may not be considered or processed as complaints. However, any member of the staff of the commissioner may file a complaint based upon information and belief, in reliance upon oral, telephone, or written communications received by the commissioner.
MS Code § 83-65-121 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 65 - Regulation of Vehicle Service Contracts|§ 83-65-121. Promulgation of regulations

 The commissioner may promulgate regulations necessary to effectuate this chapter.
MS Code § 83-65-123 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 65 - Regulation of Vehicle Service Contracts|§ 83-65-123. Application of chapter

 If any provision of this chapter or the application thereof to any person or circumstance is held invalid by a court of competent jurisdiction, the remainder of the chapter or the applicability of such provision to other persons or circumstances shall not be affected.
MS Code § 83-65-125 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 65 - Regulation of Vehicle Service Contracts|§ 83-65-125. Provider not required to be named insured under reimbursement insurance policy under certain circumstances

  A provider shall not be required to be a named insured under a reimbursement insurance policy for purposes of issuing, selling or offering for sale a vehicle service contract in this state if the provider complies with the following requirements:   Maintains, or has a parent company maintain, a net worth or stockholders' equity of at least One Hundred Million Dollars ($100,000,000.00);   Upon request, files with the commissioner a true and correct copy of the vehicle service contract;   Upon request, files with the commissioner a copy of the provider's or the provider's parent company's most recent Form 10-K or Form 20-F filed with the Securities and Exchange Commission within the preceding calendar year. If the provider or the provider's parent company does not file with the Securities and Exchange Commission, the provider, upon request, shall file with the commissioner a copy of the provider's or the provider's parent company's audited financial statements showing a net worth of the provider or its parent company of at least One Hundred Million Dollars ($100,000,000.00). If the provider's parent company's Form 10-K, Form 20-F or audited financial statements are filed to show that the provider meets the financial requirements of this section, the parent company shall agree to guarantee the obligations of the provider relating to service contracts sold by the provider in this state.     If a provider complies with the requirements of subsection (1) the provider may issue, sell or offer for sale in this state vehicle service contracts and such contracts shall not be subject to the requirements of Sections 83-65-105, 83-65-107, 83-65-109 and subsections (2)(a) and (b) of Section 83-65-111.
MS Code § 83-67-1 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 67 - Utilization of Modern Systems for Holding and Transferring Securities Without Physical Delivery|§ 83-67-1. In general

 The purpose of this chapter is to authorize domestic insurance companies to utilize modern systems for holding and transferring securities without physical delivery of securities certificates, subject to appropriate regulations of the Commissioner of Insurance.
MS Code § 83-67-3 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 67 - Utilization of Modern Systems for Holding and Transferring Securities Without Physical Delivery|§ 83-67-3. Definitions

 As used in this chapter, the term:   "Clearing corporation" means a corporation as defined in Section 75-8-102, except that with respect to securities issued by institutions organized or existing under the laws of any foreign country or securities used to meet the deposit requirements pursuant to the laws of a foreign country as a condition of doing business therein, clearing corporation may include a corporation which is organized or existing under the laws of any foreign country and is legally qualified under such laws to effect transactions in securities by computerized book-entry.   "Direct participant" means a bank or trust company or other institution which maintains an account in its name in a clearing corporation and through which an insurance company participates in a clearing corporation.   "Federal Reserve book-entry system" means the computerized systems sponsored by the United States Department of the Treasury and certain agencies and instrumentalities of the United States for holding and transferring securities of the United States government and such agencies and instrumentalities, respectively, in Federal Reserve Banks through banks which are members of the Federal Reserve System or which otherwise have access to such computerized systems.   "Member bank" means a national bank, state bank or trust company which is a member of the Federal Reserve System and through which an insurance company participates in the Federal Reserve book-entry system.   "Securities" means instruments as defined in Section 75-8-102 or as permitted by the insurance laws of the State of Mississippi.
MS Code § 83-67-5 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 67 - Utilization of Modern Systems for Holding and Transferring Securities Without Physical Delivery|§ 83-67-5. Deposit of securities with clearing corporation or Federal Reserve book-entry system; promulgation of rules and regulations

  Notwithstanding any other provision of law, a domestic insurance company may deposit or arrange for the deposit of securities held in or purchased for its general account and its separate accounts in a clearing corporation or the Federal Reserve book-entry system. When securities are deposited with a clearing corporation, certificates representing securities of the same class of the same issuer may be merged and held in bulk in the name of the nominee of such clearing corporation with any other securities deposited with such clearing corporation by any person, regardless of the ownership of such securities, and certificates representing securities of small denominations may be merged into one or more certificates of larger denominations. The records of any member bank through which an insurance company holds securities in the Federal Reserve book-entry system, and the records of any custodian banks through which an insurance company holds securities in a clearing corporation shall at all times show that such securities are held for such insurance company and for which accounts thereof. Ownership of, and other interests in, such securities may be transferred by bookkeeping entry on the books of such clearing corporation or in the Federal Reserve book-entry system without, in either case, physical delivery of certificates representing such securities.   The Commissioner of Insurance is authorized to promulgate rules and regulations governing the deposit by insurance companies of securities with clearing corporations and in the Federal Reserve book-entry system.
MS Code § 83-73-1 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 73 - Portable Electronics Insurance|§ 83-73-1. Definitions

 For purposes of this chapter, the following terms have the following meanings:   "Business entity" means a corporation, association, partnership, limited liability company, limited liability partnership or other legal entity.   "Commissioner" means the Commissioner of Insurance for the State of Mississippi.   "Customer" means a person who purchases portable electronics or services.   "Enrolled customer" means a customer who elects coverage under a portable electronics insurance policy issued to a vendor of portable electronics.   "Location" means any physical location in the State of Mississippi or any website, call center site or similar location directed to residents of the State of Mississippi.   "Portable electronics" means electronic devices that are portable in nature, their accessories and services related to the use of the device.   (i) "Portable electronics insurance" means insurance providing coverage for the repair or replacement of portable electronics which may provide coverage for portable electronics against any one or more of the following causes of loss: loss, theft, inoperability due to mechanical failure, malfunction, damage or other similar causes of loss. The insurance shall not exceed Seven Thousand Five Hundred Dollars ($7,500.00).   "Portable electronics insurance" does not include:   1. A service contract governed by Section 75-24-91;   2. A policy of insurance covering a seller's or a manufacturer's obligations under a warranty; or   3. A homeowner's, renter's, private passenger automobile, commercial multiperil or similar policy.   "Portable electronics transaction" means:   The sale or lease of portable electronics by a vendor to a customer; or   The sale of a service related to the use of portable electronics by a vendor to a customer.   "Portable electronics insurance producer" means a business entity required to be licensed under the laws of this state to sell, solicit or negotiate portable electronics insurance.   "Subsidiary corporation" means any corporation in which a majority of the voting stock is owned, directly or indirectly, by another corporation.   "Supervising entity" means a business entity that is a licensed insurer or insurance producer that is authorized by an insurer to supervise the administration of a portable electronics insurance program.   "Vendor" means a business entity in the business of selling, soliciting or negotiating portable electronics transactions directly or indirectly.
MS Code § 83-73-3 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 73 - Portable Electronics Insurance|§ 83-73-3. Licensure of vendors

  A vendor is required to hold a portable electronics insurance producer license to sell, solicit or negotiate coverage under a policy of portable electronics insurance.   A portable electronics insurance producer license issued under this chapter shall authorize any employee, subsidiary corporation or authorized representative of the vendor to sell, solicit or negotiate coverage under a policy of portable electronics insurance to a customer at each location at which the vendor engages in portable electronics transactions.   Notwithstanding any other provision of law, a license issued pursuant to this section shall authorize the licensee and its employees or authorized representatives to engage in those activities that are permitted in this section.
MS Code § 83-73-5 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 73 - Portable Electronics Insurance|§ 83-73-5. Requirements for sale of portable electronics insurance

  At every location where portable electronics insurance is sold, solicited or negotiated to customers, brochures or other written materials shall be made available to a prospective customer which:   Disclose that portable electronics insurance may provide a duplication of coverage already provided by a customer's homeowner's insurance policy, renter's insurance policy or other source of coverage;   State that the enrollment by the customer in a portable electronics insurance program is not required in order to purchase or lease portable electronics or services;   Summarize the material terms of the insurance coverage, including:   The identity of the insurer;   The identity of the supervising entity;   The amount of any applicable deductible and how it is to be paid;   Benefits of the coverage; and   Key terms and conditions of coverage such as whether portable electronics may be repaired or replaced with similar make and model reconditioned or nonoriginal manufacturer parts or equipment;     Summarize the process for filing a claim, including a description of how to return portable electronics and the maximum fee applicable in the event the customer fails to comply with any equipment return requirements; and   State that an enrolled customer may cancel enrollment for coverage under a portable electronics insurance policy at any time and the person paying the premium shall receive a refund of any applicable unearned premium.     Portable electronics insurance may be offered on a month-to-month or other periodic basis as a group or master commercial inland marine policy issued to a vendor of portable electronics for its enrolled customers.   Eligibility and underwriting standards for customers electing to enroll in coverage shall be established for each portable electronics insurance program.
MS Code § 83-73-9 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 73 - Portable Electronics Insurance|§ 83-73-9. Suspension or revocation of license; funding of agency expenses; deposit of monies into State General Fund

  If a vendor of portable electronics or its employee, subsidiary corporation or authorized representative violates any provision of this section, the commissioner may do any of the following:   After notice and hearing, impose fines not to exceed One Thousand Dollars ($1,000.00) per violation or Thirty Thousand Dollars ($30,000.00) in the aggregate for such violations and such penalty shall be deposited into the special fund of the State Treasury designated as the "Insurance Department Fund."   After notice and hearing, impose other penalties that the commissioner deems necessary and reasonable to carry out the purpose of this chapter, including, but not limited to:   Suspending the privilege of transacting portable electronics insurance pursuant to this section at specific business locations where violations have occurred;   Suspending or revoking the ability of individual employees, subsidiary corporations or authorized representatives to act under the license; and   Placing on probation, suspending or revoking the license of the portable electronics insurance producer.       From and after July 1, 2016, the expenses of this agency shall be defrayed by appropriation from the State General Fund and all user charges and fees authorized under this section shall be deposited into the State General Fund as authorized by law.   From and after July 1, 2016, no state agency shall charge another state agency a fee, assessment, rent or other charge for services or resources received by authority of this section.
MS Code § 83-73-13 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 73 - Portable Electronics Insurance|§ 83-73-13. Application for license and fees

  A sworn application for a license under this chapter shall be filed with the Mississippi Insurance Department on forms prescribed and furnished by the department.   Portable electronics insurance producer licenses issued pursuant to this chapter shall continue from the date of issuance until December 31 in the second year following issuance or renewal of the license, with a minimum term of thirteen (13) months.   Each vendor of portable electronics licensed under this chapter shall pay to the Mississippi Insurance Department a fee of Five Thousand Dollars ($5,000.00).
MS Code § 83-73-15 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 73 - Portable Electronics Insurance|§ 83-73-15. Rules and regulations

 The commissioner may promulgate reasonable rules and regulations to implement this chapter.
MS Code § 83-75-5 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 75 - Homeowners Insurance Discount for Hurricane or Windstorm Damage Mitigation|§ 83-75-5. Definitions

 For the purposes of this chapter, the term "insurable property" includes single-family residential property. "Insurable property" also includes modular homes satisfying the codes, standards, or techniques as provided in Section 83-75-1 or 83-75-3. Manufactured homes or mobile homes are excluded from "insurable property," except as expressly provided in Section 83-75-3(2).
MS Code § 83-75-7 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 75 - Homeowners Insurance Discount for Hurricane or Windstorm Damage Mitigation|§ 83-75-7. Rules and regulations

 The Commissioner of Insurance shall promulgate such rules and regulations as are necessary to implement and administer this chapter.
MS Code § 83-77-1 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 77 - Health Care Sharing Ministries|§ 83-77-1. Health care sharing ministry defined; health care sharing ministry not to be considered to be engaged in business of insurance

  This chapter shall be known as the "Health Care Sharing Ministries Freedom to Share Act."   A health care sharing ministry shall not be considered to be engaging in the business of insurance for purposes of this Title 83, Mississippi Code of 1972.   "Health care sharing ministry" means a faith-based, nonprofit organization that is tax exempt under the Internal Revenue Code which:   Limits its participants to those who are of a similar faith;   Acts as a facilitator among participants who have financial or medical needs and matches those participants with other participants with the present ability to assist those with financial or medical needs in accordance with criteria established by the health care sharing ministry;   Provides for the financial or medical needs of a participant through contributions from one (1) participant to another;   Provides amounts that participants may contribute with no assumption of risk or promise to pay among the participants and no assumption of risk or promise to pay by the health care sharing ministry to the participants;   Provides a written monthly statement to all participants that lists the total dollar amount of qualified needs submitted to the health care sharing ministry, as well as the amount actually published or assigned to participants for their contribution; and   Provides a written disclaimer on or accompanying all applications and guideline materials distributed by or on behalf of the organization that reads, in substance: "Notice: The organization facilitating the sharing of medical expenses is not an insurance company, and neither its guidelines nor plan of operation is an insurance policy. Whether anyone chooses to assist you with your medical bills will be totally voluntary because no other participant will be compelled by law to contribute toward your medical bills. As such, participation in the organization or a subscription to any of its documents should never be considered to be insurance. Regardless of whether you receive any payment of medical expenses or whether this organization continues to operate, you are always personally responsible for the payment of your own medical bills."
MS Code § 83-79-1 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 79 - Property Insurance Clarity Act|§ 83-79-1. Short title

  This chapter shall be known and may be cited as the Property Insurance Clarity Act.   It is the intent and purpose of the Legislature that this chapter shall serve to allow the Mississippi Insurance Department to receive and aggregate insurers' homeowner claims loss data for the purposes of determining the accuracy and adequacy of catastrophic models and determine the adequacy of rates by data calls as prescribed in this chapter. This chapter is not intended to and shall not create any separate cause of action.
MS Code § 83-79-3 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 79 - Property Insurance Clarity Act|§ 83-79-3. Insurers authorized to transact homeowners insurance business in Mississippi required to provide certain policy and premium information to Department of Insurance; specific information to be provided

    Each insurance company and the Mississippi Windstorm Underwriting Association (herein after "insurers") authorized to transact homeowners insurance business in the State of Mississippi shall once every three (3) years submit to the Mississippi Insurance Department, commencing on or before October 1, 2015, for homeowners insurance policies, computations of the total amount of direct incurred losses, direct earned premiums, policy limits, reinsurance, allocated loss adjustment expense and the number of policies in force by earned house years for the prior calendar year.   The insurers shall report the computations to the department by zip code.   Such information shall be provided for each of the following policy categories:   All homeowners policies that include windstorm coverage;   All homeowners policies that exclude windstorm coverage; and   All policies that only include windstorm coverage.     The information received by the department shall be aggregated across all insurers collectively and the aggregated totals shall be arranged by zip code.   Homeowners insurance policies shall include condominium insurance, dwelling fire policies, renters/tenants insurance and mobile home/manufactured housing property insurance.   Creditor-placed property insurance, condominium association insurance and commercial insurance are excluded from this chapter.     Based upon the information submitted to or otherwise gathered by the department, the department may post on the department website the aggregated total of the computations provided under subsection (1) of this section by zip code for the prior calendar year. The department may also post on the department website a general description of the rate-making methodology that the department allows insurers to use in establishing their homeowners rates.   Each insurer authorized to transact homeowners insurance business in the state shall submit to the department catastrophe wind/hail information pursuant to a data call by the department based on a specific catastrophic event.
MS Code § 83-79-5 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 79 - Property Insurance Clarity Act|§ 83-79-5. Insurers authorized to transact homeowners insurance business in Mississippi required to provide certain policy and premium information to Department of Insurance for calendar years 2005 through 2014

 No later than October 1, 2015, each insurer authorized to transact homeowners insurance business in this state shall provide the information required pursuant to Section 83-79-3(1), for the calendar years 2005 through 2014. Voluntary submissions of the information required by Section 83-79-3(1) for calendar years prior to 2005, may be submitted and shall be compiled by the department and may be posted by the department on the department website in the same manner. Based upon the submitted information, the department shall compile aggregate totals, commencing with calendar year 2005, and may post those aggregate totals on the department website pursuant to Section 83-79-3(2).