reglab/housing_qa huggingface dataset:
IN Code § 27-2-25-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 25. Health Carrier Good Faith Estimates|27-2-25-4. "Health Carrier"

Sec. 4. (a) As used in this chapter, "health carrier" means an entity:(1) that is subject to this title and the administrative rules adopted under this title; and(2) that enters into a contract to:(A) provide health care services;(B) deliver health care services;(C) arrange for health care services; or(D) pay for or reimburse any of the costs of health care services.(b) The term includes the following:(1) An insurer, as defined in IC 27-1-2-3(x), that issues a policy of accident and sickness insurance, as defined in IC 27-8-5-1(a).(2) A health maintenance organization, as defined in IC 27-13-1-19.(3) An administrator (as defined in IC 27-1-25-1(a)) that is licensed under IC 27-1-25.(4) A state employee health plan offered under IC 5-10-8.(5) A short term insurance plan (as defined by IC 27-8-5.9-3).(6) Any other entity that provides a plan of health insurance, health benefits, or health care services.(c) The term does not include:(1) an insurer that issues a policy of accident and sickness insurance;(2) a limited service health maintenance organization (as defined in IC 27-13-34-4); or(3) an administrator;that only provides coverage for, or processes claims for, dental or vision care services.As added by P.L.93-2020, SEC.13.
IN Code § 27-2-25-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 25. Health Carrier Good Faith Estimates|27-2-25-5. "In Network"

Sec. 5. As used in this chapter, "in network", when used in reference to a practitioner, means that the health care services provided by the practitioner are subject to a health carrier's network plan.As added by P.L.93-2020, SEC.13.
IN Code § 27-2-25-6 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 25. Health Carrier Good Faith Estimates|27-2-25-6. "Network"

Sec. 6. (a) As used in this chapter, "network" means a group of provider facilities and practitioners that:(1) provide health care services to covered individuals; and(2) have agreed to, or are otherwise subject to, maximum limits on the prices for the health care services to be provided to the covered individuals.(b) The term includes the following:(1) A network described in subsection (a) that is established pursuant to a contract between an insurer providing coverage under a group health policy and:(A) individual provider facilities and practitioners;(B) a preferred provider organization; or(C) an entity that employs or represents providers, including:(i) an independent practice association; and(ii) a physician-hospital organization.(2) A health maintenance organization, as defined in IC 27-13-1-19.As added by P.L.93-2020, SEC.13.
IN Code § 27-2-25-7 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 25. Health Carrier Good Faith Estimates|27-2-25-7. "Network Plan"

Sec. 7. As used in this chapter, "network plan" means a plan of a health carrier that:(1) requires a covered individual to receive; or(2) creates incentives, including financial incentives, for a covered individual to receive;health care services from one (1) or more providers that are under contract with, managed by, or owned by the health carrier.As added by P.L.93-2020, SEC.13.
IN Code § 27-2-25-8 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 25. Health Carrier Good Faith Estimates|27-2-25-8. "Nonemergency Health Care Service"

Sec. 8. As used in this chapter, "nonemergency health care service" means a discrete service or series of services ordered by a practitioner for an episode of care for the:(1) diagnosis;(2) prevention;(3) treatment;(4) cure; or(5) relief;of a physical, mental, or behavioral health condition, illness, injury, or disease that is not provided on an emergency or urgent care basis.As added by P.L.93-2020, SEC.13.
IN Code § 27-2-25-9 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 25. Health Carrier Good Faith Estimates|27-2-25-9. "Practitioner"

Sec. 9. (a) As used in this chapter, "practitioner" means:(1) an individual who holds:(A) an unlimited license, certificate, or registration;(B) a limited or probationary license, certificate, or registration;(C) a temporary license, certificate, registration, or permit;(D) an intern permit; or(E) a provisional license;issued by the board (as defined in IC 25-0.5-11-1) regulating the profession in question; or(2) an entity that:(A) is owned by, or employs; or(B) performs billing for professional health care services rendered by;an individual described in subdivision (1).(b) The term does not include the following:(1) A dentist licensed under IC 25-14.(2) An optometrist licensed under IC 25-24.(3) A provider facility.As added by P.L.93-2020, SEC.13. Amended by P.L.202-2021, SEC.17.
IN Code § 27-2-25-9.5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 25. Health Carrier Good Faith Estimates|27-2-25-9.5. "Price"

Sec. 9.5. As used in this chapter, "price" means the negotiated rate between the:(1) provider facility and practitioner; and(2) covered individual's primary health carrier;minus the amount that the health carrier will pay.As added by P.L.93-2020, SEC.13.
IN Code § 27-2-25-10 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 25. Health Carrier Good Faith Estimates|27-2-25-10. "Provider"

Sec. 10. As used in this chapter, "provider" means:(1) a provider facility; or(2) a practitioner.As added by P.L.93-2020, SEC.13.
IN Code § 27-2-25-11 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 25. Health Carrier Good Faith Estimates|27-2-25-11. "Provider Facility"

Sec. 11. As used in this chapter, "provider facility"means any of the following:(1) A hospital licensed under IC 16-21-2.(2) An ambulatory outpatient surgery center licensed under IC 16-21-2.(3) An abortion clinic licensed under IC 16-21-2.(4) A birthing center licensed under IC 16-21-2.(5) Except for an urgent care facility (as defined by IC 27-1-46-10.5), a facility that provides diagnostic services to the medical profession or the general public.(6) A laboratory where clinical pathology tests are carried out on specimens to obtain information about the health of a patient.(7) A facility where radiologic and electromagnetic images are made to obtain information about the health of a patient.(8) An infusion center that administers intravenous medications.As added by P.L.93-2020, SEC.13.
IN Code § 27-2-25-12 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 25. Health Carrier Good Faith Estimates|27-2-25-12. Request for Good Faith Estimate; Requirements; Notice; Provision of Information From Practitioner and Provider Facility

Sec. 12. (a) A covered individual may request from the health carrier a good faith estimate of:(1) the amount of the cost of the nonemergency health care service that the health carrier will:(A) pay for; or(B) reimburse to;the covered individual; or(2) the applicable benefit limitations of the ordered nonemergency health care service a covered individual is entitled to receive from the health carrier.(b) If:(1) a health carrier provides coverage to a covered individual through a network plan; and(2) the health carrier receives a request for a good faith estimate from a covered individual for whom a nonemergency health care service has been ordered;the health carrier shall inform the covered individual whether the provider facility in which the nonemergency health care service will be provided is in network and whether each scheduled practitioner who may provide the nonemergency health care service is in network.(c) A health carrier that receives a request from a covered individual patient under subsection (b) shall, not more than five (5) business days after receiving relevant information, provide to the individual a good faith estimate as described in section 14 of this chapter.(d) A health carrier must ensure that a good faith estimate states that the estimate provided under this section is only valid for thirty (30) days and that:(1) the amount that the health carrier will:(A) pay; or(B) reimburse;for or to the covered individual for the nonemergency health care services the individual receives; and(2) the applicable benefit limitations of the nonemergency health care services the individual will receive;may vary from the health carrier's good faith estimate based on the individual's medical needs.(e) A health carrier may not charge an individual for information provided under this section.(f) A practitioner and provider facility shall provide a health carrier with the information needed by the health carrier to comply with the requirements under this chapter not more than two (2) business days after receiving the request.As added by P.L.93-2020, SEC.13.
IN Code § 27-2-25-13 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 25. Health Carrier Good Faith Estimates|27-2-25-13. Provision of Good Faith Estimate; Methods

Sec. 13. A health carrier may provide a good faith estimate to an individual under this chapter:(1) in a writing delivered to the individual;(2) by electronic mail; or(3) through a mobile application or other Internet web based method, if available;according to the preference expressed by the individual.As added by P.L.93-2020, SEC.13.
IN Code § 27-2-25-14 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 25. Health Carrier Good Faith Estimates|27-2-25-14. Requirements of Good Faith Estimate; Provision of Information; Exemption From Penalties

Sec. 14. (a) A good faith estimate provided by a health carrier to an individual under this chapter must:(1) in the case of an insurer or another health carrier that pays or reimburses the cost of health care services:(A) provide a summary of the services and material items that the good faith estimate is based on;(B) include a total figure that is a sum of the amounts referred to in clause (A); and(C) state the out-of-pocket costs the covered individual will incur, if any, beyond the amount that the health carrier will pay or reimburse; and(2) in the case of a health maintenance organization or another health carrier that provides health care services:(A) provide a summary of the applicable benefit limitations of the health care services to which the covered individual is entitled; and(B) state the out-of-pocket costs the covered individual will incur, if any, beyond being provided the health care services referred to in clause (A).(b) A practitioner and provider facility shall provide a health carrier with the information needed by the health carrier to comply with the requirements under this chapter not more than two (2) business days after receiving the request.(c) A health carrier is not subject to the penalties under section 16 of this chapter if:(1) a provider facility or practitioner fails to provide the health carrier with the information as required under subsection (b);(2) the health carrier provides the individual with a good faith estimate based on any information that the health carrier has; and(3) the health carrier provides the individual with an updated good faith estimate after the provider facility or practitioner has provided the information required under subsection (b).As added by P.L.93-2020, SEC.13.
IN Code § 27-2-25-15 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 25. Health Carrier Good Faith Estimates|27-2-25-15. Notice on Internet Web Site

Sec. 15. A health carrier that provides an Internet web site for the use of its covered individuals shall ensure that the Internet web site includes a printed notice that:(1) is designed, lettered, and featured on the Internet web site so as to be conspicuous to and readable by any individual with normal vision who visits the Internet web site; and(2) states the following, or words to the same effect: "A covered individual may at any time ask the health carrier for an estimate of the amount the health carrier will pay for or reimburse to a covered individual for nonemergency health care services that have been ordered for the covered individual or the applicable benefit limitations of the ordered nonemergency health care services a covered individual is entitled to receive from the health carrier. The law requires that an estimate be provided within 5 business days.".As added by P.L.93-2020, SEC.13.
IN Code § 27-2-25-16 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 25. Health Carrier Good Faith Estimates|27-2-25-16. Health Carrier Satisfaction of Good Faith Estimate and Web Site Notice Requirements Through Compliance With Federal Law; Civil Penalty for Noncompliance; Civil Penalty Deposited in Fund

Sec. 16. (a) If a health carrier fails or refuses:(1) to provide a good faith estimate as required by this chapter; or(2) to provide notice on the health carrier's Internet web site as required by section 15 of this chapter;the insurance commissioner may, after notice and hearing under IC 4-21.5, impose on the health carrier a civil penalty of not more than one thousand dollars ($1,000) for each day of noncompliance.(b) A health carrier may satisfy the requirements of this chapter described in subsection (a)(1) and (a)(2) by complying with the requirements set forth in Section 2799A–1 of the federal Public Health Service Act, as added by Public Law 116-260.(c) A civil penalty collected under subsection (a) shall be deposited in the department of insurance fund established by IC 27-1-3-28.As added by P.L.93-2020, SEC.13. Amended by P.L.202-2021, SEC.18.
IN Code § 27-2-26-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 26. Public Forums by Health Carriers|27-2-26-1. "Health Carrier"

Sec. 1. As used in this chapter, "health carrier" means the following entities:(1) An insurer, as defined in IC 27-1-2-3(x), that issues a policy of accident and sickness insurance, as defined in IC 27-8-5-1(a).(2) A health maintenance organization, as defined in IC 27-13-1-19.(3) A state employee health plan offered under IC 5-10-8.(4) A short term insurance plan (as defined by IC 27-8-5.9-3).As added by P.L.151-2021, SEC.15.
IN Code § 27-2-26-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 26. Public Forums by Health Carriers|27-2-26-2. Public Forum; Video Meeting Allowed

Sec. 2. (a) Before December 31 of each year, a health carrier shall hold a public forum in which the health carrier shall:(1) obtain feedback from the community about the health carrier's performance in the previous year; and(2) discuss the premiums (as defined in IC 27-1-2-3(w)) charged by the health carrier.(b) The public forum required under subsection (a) may be held, either all or in part, through an interactive real time audio and video meeting that is accessible to the community through the Internet.As added by P.L.151-2021, SEC.15.
IN Code § 27-2-26-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 26. Public Forums by Health Carriers|27-2-26-3. Posting of Information; Requirements

Sec. 3. At least fourteen (14) days before the public forum required by this chapter is held, the health carrier shall post on the health carrier's Internet web site the following:(1) A printed notice that:(A) is designed, lettered, and featured on the Internet web site in a manner that is conspicuous to and readable by any individual with normal vision who visits the Internet web site;(B) states the date, time, and location of the public forum; and(C) states that the purpose of the public forum is to provide members of the community with an opportunity to:(i) comment on the health carrier's performance in the previous year; and(ii) discuss the premiums (as defined in IC 27-1-2-3(w)) charged by the health carrier.(2) The following information concerning the subjects to be discussed at the public forum:(A) The health carrier's Indiana based profits, if the health carrier is publicly traded.(B) The premiums (as defined in IC 27-1-2-3(w)) charged by the health carrier.(C) The health carrier's strategy to lower health care costs.(D) Any increase in the health carrier's premiums, on average statewide, that occurred in the previous year for each health carrier.(E) Annual audited financial reports, if required under IC 27-1-3.5-6 and if the health carrier is publicly traded.As added by P.L.151-2021, SEC.15.
IN Code § 27-2-27-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 27. Insurance Data Security|27-2-27-1. Applicability of Chapter

Sec. 1. This chapter applies after June 30, 2021.As added by P.L.130-2020, SEC.10.
IN Code § 27-2-27-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 27. Insurance Data Security|27-2-27-2. "Authorized Individual"

Sec. 2. As used in this chapter, "authorized individual" means an individual authorized by the licensee to have access to the nonpublic information held by the licensee and its information systems.As added by P.L.130-2020, SEC.10.
IN Code § 27-2-27-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 27. Insurance Data Security|27-2-27-3. "Commissioner"

Sec. 3. As used in this chapter, "commissioner" refers to the insurance commissioner appointed under IC 27-1-1-2.As added by P.L.130-2020, SEC.10.
IN Code § 27-2-27-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 27. Insurance Data Security|27-2-27-4. "Consumer"

Sec. 4. As used in this chapter, "consumer" means a resident of Indiana whose nonpublic information is in a licensee's possession, custody, or control.As added by P.L.130-2020, SEC.10.
IN Code § 27-2-27-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 27. Insurance Data Security|27-2-27-5. "Cybersecurity Event"

Sec. 5. As used in this chapter, "cybersecurity event" means an event resulting in unauthorized access to or a disruption or misuse of an information system or nonpublic information stored on the information system that has a reasonable likelihood of materially harming a consumer or any material part of the normal operations of the licensee. However, the term does not include the following:(1) The unauthorized acquisition of encrypted nonpublic information if the encryption, process, or key is not also acquired, released, or used without authorization.(2) An event in which a licensee has determined that the nonpublic information accessed by an unauthorized person has not been used or released and has been returned or destroyed.As added by P.L.130-2020, SEC.10.
IN Code § 27-2-27-6 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 27. Insurance Data Security|27-2-27-6. "Department"

Sec. 6. As used in this chapter, "department" means the department of insurance created by IC 27-1-1-1.As added by P.L.130-2020, SEC.10.
IN Code § 27-2-27-7 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 27. Insurance Data Security|27-2-27-7. "Encrypted"

Sec. 7. As used in this chapter, "encrypted" means the transformation of data into a form that results in a low probability of assigning meaning without the use of a protective process or key.As added by P.L.130-2020, SEC.10.
IN Code § 27-2-27-8 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 27. Insurance Data Security|27-2-27-8. "Information Security Program"

Sec. 8. As used in this chapter, "information security program" means the administrative, technical, and physical safeguards that a licensee uses to access, collect, distribute, process, protect, store, use, transmit, dispose of, or otherwise handle nonpublic information.As added by P.L.130-2020, SEC.10.
IN Code § 27-2-27-9 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 27. Insurance Data Security|27-2-27-9. "Information System"

Sec. 9. As used in this chapter, "information system" means either of the following:(1) A discrete set of electronic information resources organized for the collection, processing, maintenance, use, sharing, dissemination, or disposition of nonpublic information.(2) Any specialized system, such as industrial or process control systems, telephone switching systems, private exchange systems, and environmental control systems.As added by P.L.130-2020, SEC.10.
IN Code § 27-2-27-10 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 27. Insurance Data Security|27-2-27-10. "Licensee"

Sec. 10. (a) As used in this chapter, "licensee" means a person that is:(1) licensed, authorized to operate, or registered; or(2) required to be licensed, authorized to operate, or registered;under this title and the rules adopted under this title.(b) The term does not include any of the following:(1) A purchasing group or risk retention group that is chartered and licensed in another state.(2) A person that is:(A) acting as an assuming insurer; and(B) domiciled in a state or jurisdiction other than Indiana.As added by P.L.130-2020, SEC.10.
IN Code § 27-2-27-11 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 27. Insurance Data Security|27-2-27-11. "Multi-Factor Authentication"

Sec. 11. As used in this chapter, "multi-factor authentication" means authentication through verification of at least two (2) of the following types of authentication factors:(1) Knowledge factors, such as a password.(2) Possession factors, such as a token or text message on a mobile phone.(3) Inherence factors, such as a biometric characteristic.As added by P.L.130-2020, SEC.10.
IN Code § 27-2-27-12 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 27. Insurance Data Security|27-2-27-12. "Nonpublic Information"

Sec. 12. As used in this chapter, "nonpublic information" means electronic information that is not publicly available information and is described in either of the following subdivisions:(1) Any information concerning a consumer, which because of name, number, personal mark, or other identifier can be used, in combination with any one (1) or more of the following data elements, to identify the consumer:(A) Social Security number.(B) Driver's license number or nondriver identification card number.(C) Financial account number, credit card number, or debit card number.(D) Any security code, access code, or password that would permit access to a consumer's financial account.(E) Biometric records.(2) Any information or data, except age or gender, in any form or medium created by or derived from a health care provider or a consumer that can be used to identify a consumer and relates to:(A) the past, present, or future physical, mental, or behavioral health or condition of the consumer or a member of the consumer's family;(B) the provision of health care to the consumer; or(C) payment for the provision of health care provided to the consumer.As added by P.L.130-2020, SEC.10.
IN Code § 27-2-27-13 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 27. Insurance Data Security|27-2-27-13. "Publicly Available Information"

Sec. 13. As used in this chapter, "publicly available information" means any information that a licensee has a reasonable basis to believe is lawfully made available to the general public from:(1) federal, state, or local government records;(2) widely distributed media; or(3) disclosures to the general public that are required to be made by federal, state, or local law.As added by P.L.130-2020, SEC.10.