reglab/housing_qa huggingface dataset:
MA Gen L ch 183c § 17 (2021)
2021 Massachusetts General Laws|Part II - Real and Personal Property and Domestic Relations|Title I - Title to Real Property|Chapter 183c - Predatory Home Loan Practices|Section 17 - Application of Chapter; Violations

Section 17. (a) This chapter shall apply to any lender who attempts to avoid its application by dividing any loan transaction into separate parts for the purpose of evading this chapter.  (b) A lender making a high-cost home mortgage loan who, when acting in good faith, fails to comply with this chapter, shall not be considered to have violated this chapter if the lender establishes that either: (1) Within 30 days of the loan closing and prior to the institution of any action under this chapter, the lender notifies the borrower of the compliance failure and makes appropriate restitution and whatever adjustments are necessary are made to the loan, at the choice of the borrower, to either: (i) make the high-cost home mortgage loan satisfy the requirements of this chapter or (ii) change the terms of the loan in a manner beneficial to the borrower so that the loan will no longer be considered a high-cost home mortgage loan; or, (2) the compliance failure was not intentional and resulted from a bona fide error notwithstanding the maintenance procedures reasonably adapted to avoid the errors, and within 60 days after the discovery of the compliance failure and before the institution of any action under this chapter or the receipt of written notice of the compliance failure, the borrower is notified of the compliance failure, appropriate restitution is made and whatever adjustments are necessary are made to the loan, at the choice of the borrower, to either (i) make the high-cost home mortgage loan satisfy the requirements of this chapter or (ii) change the terms of the loan in a manner beneficial to the borrower so that the loan will no longer be considered a high-cost home mortgage loan. Examples of a bona fide error may include clerical errors, errors in calculation, computer malfunction and programming, and printing errors. An error in legal judgment with respect to a person's obligation under this chapter shall not be considered a bona fide error.
MA Gen L ch 183c § 18 (2021)
2021 Massachusetts General Laws|Part II - Real and Personal Property and Domestic Relations|Title I - Title to Real Property|Chapter 183c - Predatory Home Loan Practices|Section 18 - Relief; Remedies

Section 18. (a) A violation of this chapter shall constitute a violation of chapter 93A.  (b) An aggrieved borrower or borrowers may bring a civil action for injunctive relief or damages in a court of competent jurisdiction for any violation of this chapter.  (c) In addition the court shall, as the court may consider appropriate: (1) issue an order or injunction rescinding a home mortgage loan contract which violates this chapter, or barring the lender from collecting under any home mortgage loan which violates this chapter; (2) issue an order or injunction barring any judicial or non judicial foreclosure or other lender action under the mortgage or deed of trust securing any home mortgage loan which violates this chapter; (3) issue an order or injunction reforming the terms of the home mortgage loan to conform to this chapter; (4) issue an order or injunction enjoining a lender from engaging in any prohibited conduct; or (5) impose such other relief, including injunctive relief, as the court may consider just and equitable.  (d) In addition, any lender found to be in violation of this chapter shall be subject to sections 2A and 2D of chapter 167.  (e) Originating or brokering a home loan that violates a provision of this section shall constitute a violation of this chapter.
MA Gen L ch 183c § 19 (2021)
2021 Massachusetts General Laws|Part II - Real and Personal Property and Domestic Relations|Title I - Title to Real Property|Chapter 183c - Predatory Home Loan Practices|Section 19 - Regulations

Section 19. The commissioner shall promulgate regulations necessary to carry out the provisions of this chapter.
MA Gen L ch 184 § 1 (2021)
2021 Massachusetts General Laws|Part II - Real and Personal Property and Domestic Relations|Title I - Title to Real Property|Chapter 184 - General Provisions Relative to Real Property|Section 1 - Rights of Aliens

Section 1. Aliens may take, hold, transmit and convey real property, and no title to real property shall be invalid on account of the alienage of a former owner.
MA Gen L ch 184 § 2 (2021)
2021 Massachusetts General Laws|Part II - Real and Personal Property and Domestic Relations|Title I - Title to Real Property|Chapter 184 - General Provisions Relative to Real Property|Section 2 - Conveyance of Land Subject to Contingent Remainder, Executory Devise or Other Estate in Expectancy

Section 2. If a contingent remainder, executory devise or other estate in expectancy is so granted or limited to a person that in case of his death before the happening of the contingency the estate would descend to his heirs in fee simple, he may, before the happening of the contingency, sell, assign or devise the land subject to the contingency.
MA Gen L ch 184 § 3 (2021)
2021 Massachusetts General Laws|Part II - Real and Personal Property and Domestic Relations|Title I - Title to Real Property|Chapter 184 - General Provisions Relative to Real Property|Section 3 - Contingent Remainders; Taking Effect; Limitations

Section 3. A contingent remainder shall take effect, notwithstanding any determination of the particular estate, in the same manner in which it would have taken effect if it had been an executory devise or a springing or shifting use, and shall, as well as such limitations, be subject to the rule respecting remoteness known as the rule against perpetuities, exclusive of any other supposed rule respecting limitations to successive generations or double possibilities; but this section, except so far as declaratory of existing law, shall apply only to instruments executed on or after April sixth, nineteen hundred and sixteen, and to wills and codicils revived or confirmed by a will or codicil executed on or after said date.
MA Gen L ch 184 § 4 (2021)
2021 Massachusetts General Laws|Part II - Real and Personal Property and Domestic Relations|Title I - Title to Real Property|Chapter 184 - General Provisions Relative to Real Property|Section 4 - Land Held in Fee Tail; Liability for Debts of Tenant in Tail

Section 4. Land held in fee tail, except an estate tail in remainder, shall be liable for the debts of the tenant in tail, both in his lifetime and after his decease, as if held in fee simple; and if taken on execution or sold by executors, administrators, guardians or conservators, the creditor or purchaser shall hold such land in fee simple.
MA Gen L ch 184 § 5 (2021)
2021 Massachusetts General Laws|Part II - Real and Personal Property and Domestic Relations|Title I - Title to Real Property|Chapter 184 - General Provisions Relative to Real Property|Section 5 - Conveyance Vesting Life Estate and Remainder to Heirs

Section 5. If land is granted or devised to a person and after his death to his heirs in fee, however the grant or devise is expressed, an estate for life only shall vest in such first taker, and a remainder in fee simple in his heirs.
MA Gen L ch 184 § 6 (2021)
2021 Massachusetts General Laws|Part II - Real and Personal Property and Domestic Relations|Title I - Title to Real Property|Chapter 184 - General Provisions Relative to Real Property|Section 6 - Interpretation of Words Importing Want or Failure of Issue

Section 6. In a limitation of real or personal property by deed, will or other instrument in writing, executed after April thirtieth, eighteen hundred and eighty-eight, the words ''die without issue'', or ''die without leaving issue'', or ''have no issue'', or ''die without heirs of the body'', or other words importing either a want or failure of issue of any person in his lifetime or at the time of his death, or an indefinite failure of his issue, shall, unless a contrary intention clearly appears by the instrument creating such limitation, mean a want or failure of issue in the lifetime or at the time of the death of such person, and not an indefinite failure of his issue.
MA Gen L ch 184 § 6a (2021)
2021 Massachusetts General Laws|Part II - Real and Personal Property and Domestic Relations|Title I - Title to Real Property|Chapter 184 - General Provisions Relative to Real Property|Section 6a - ''heirs'' and ''next of Kin'' Construed

Section 6A. In a limitation of real or personal property to a class described as the ''heirs'' or ''next of kin'' of a person, or described by words of similar import, to take effect in enjoyment upon the happening of an event within the period of the rule against perpetuities, the class shall, unless a contrary intention appears by the instrument creating such limitation, be determined as if such person died at the time of the happening of such event.
MA Gen L ch 184 § 7 (2021)
2021 Massachusetts General Laws|Part II - Real and Personal Property and Domestic Relations|Title I - Title to Real Property|Chapter 184 - General Provisions Relative to Real Property|Section 7 - Creation of Estate in Common, Joint Tenancy or Tenancy by the Entirety

Section 7. A conveyance or devise of land to two or more persons or to husband and wife, except a mortgage or a devise or conveyance in trust, shall create an estate in common and not in joint tenancy, unless it is expressed in such conveyance or devise that the grantees or devisees shall take jointly, or as joint tenants, or in joint tenancy, or to them and the survivor of them, or unless it manifestly appears from the tenor of the instrument that it was intended to create an estate in joint tenancy. A devise of land to a person and his spouse shall, if the instrument creating the devise expressly so states, vest in the devisees a tenancy by the entirety.  A conveyance or devise of land to a person and his spouse which expressly states that the grantees or devisees shall take jointly, or as joint tenants, or in joint tenancy, or to them and the survivor of them shall create an estate in joint tenancy and not a tenancy by the entirety. In a conveyance or devise to three or more persons, words creating a joint tenancy shall be construed as applying to all of the grantees, or devisees, regardless of marital status, unless a contrary intent appears from the tenor of the instrument.  A conveyance or devise of land to two persons as tenants by the entirety, who are not married to each other, shall create an estate in joint tenancy and not a tenancy in common.
MA Gen L ch 184 § 8 (2021)
2021 Massachusetts General Laws|Part II - Real and Personal Property and Domestic Relations|Title I - Title to Real Property|Chapter 184 - General Provisions Relative to Real Property|Section 8 - Conveyance to Grantor and Another

Section 8. Real estate, including any interest therein, may be transferred by a person to himself jointly with another person in the same manner in which it might be transferred by him to another person, and a conveyance of real estate by a person to himself and his spouse as tenants by the entirety shall create a tenancy by the entirety.
MA Gen L ch 184 § 8a (2021)
2021 Massachusetts General Laws|Part II - Real and Personal Property and Domestic Relations|Title I - Title to Real Property|Chapter 184 - General Provisions Relative to Real Property|Section 8a - Name and Address of Owner; Request for Information; Records; Penalty

Section 8A. In any city or town which accepts this section, the assessors shall, if they have reason to believe that the name and address of the grantee of record in a transfer of real estate is not the name and address of the owner of the real estate, by written notice, request such grantee to submit the name and address of said owner within five days of the receipt of such notice. The assessors shall maintain a record of the names and addresses of such owners which shall be open to public inspection. Whoever violates any of the provisions of this section after being so notified shall be punished by a fine of not more than fifty dollars.
MA Gen L ch 184 § 9 (2021)
2021 Massachusetts General Laws|Part II - Real and Personal Property and Domestic Relations|Title I - Title to Real Property|Chapter 184 - General Provisions Relative to Real Property|Section 9 - Conveyance by Tenant for Life or Years of Greater Estate

Section 9. A conveyance by a tenant for life or years which purports to grant a greater estate than he possesses or can lawfully convey shall not work a forfeiture of his estate, but shall pass to the grantee all the estate which such tenant can lawfully convey.
MA Gen L ch 184 § 10 (2021)
2021 Massachusetts General Laws|Part II - Real and Personal Property and Domestic Relations|Title I - Title to Real Property|Chapter 184 - General Provisions Relative to Real Property|Section 10 - Acts of Owner of Precedent Estate Upon Expectant Estate; Effect

Section 10. No expectant estate shall be defeated or barred by an alienation or other act of the owner of the precedent estate, nor by the destruction of such precedent estate by disseisin, forfeiture, surrender or merger.
MA Gen L ch 184 § 11 (2021)
2021 Massachusetts General Laws|Part II - Real and Personal Property and Domestic Relations|Title I - Title to Real Property|Chapter 184 - General Provisions Relative to Real Property|Section 11 - Barring of Estates Tail

Section 11. The two preceding sections shall not prevent the barring of estates tail in the manner provided in chapter one hundred and eighty-three, nor an expectant estate from being defeated in a manner provided for or authorized by the person creating such estate.
MA Gen L ch 184 § 12 (2021)
2021 Massachusetts General Laws|Part II - Real and Personal Property and Domestic Relations|Title I - Title to Real Property|Chapter 184 - General Provisions Relative to Real Property|Section 12 - Fixtures Annexed by Life Tenant; Determination; Removal

Section 12. Fixtures annexed to the freehold by a life tenant or by his assigns may be removed during the continuance of the life estate or within a reasonable time thereafter; and in determining what are fixtures, the common law rules prevailing between a landlord and a tenant for years shall govern. This section shall not affect the right of the owner of land to make a different provision by will or otherwise as to the removal of fixtures, nor impair or affect the provisions of any will or other instrument by which an estate for life in land is created or limited.
MA Gen L ch 184 § 14 (2021)
2021 Massachusetts General Laws|Part II - Real and Personal Property and Domestic Relations|Title I - Title to Real Property|Chapter 184 - General Provisions Relative to Real Property|Section 14 - Sale of Timber Standing on Land Used by Other Than Owner of Fee

Section 14. If the supreme judicial court or the probate court for the county where the land lies finds that wood or timber, standing on land the use and improvement of which belongs, for life or otherwise, to a person other than the owner of the fee therein, has ceased to improve by growth, or ought for any cause to be cut, it may appoint a trustee to sell and convey said wood or timber to be cut and carried away within a time to be limited in the order of sale, to hold and invest the proceeds thereof after paying therefrom the expenses of such sale, to pay over the income, above the taxes and other expenses of the trust, to the person entitled to such use and improvement while his right thereto continues, and thereafter to pay the principal of the fund to the owner of such land. If wood or timber has been cut as aforesaid, no more thereof shall be cut on such land by the person entitled to such use and improvement without permission from said court. Such sale, if authorized by a probate court, shall be made in the manner provided by law for the sale of real property by guardians; and if such sale is authorized by the supreme judicial court, the trustees shall give to such person as the court shall designate a bond, for the use and benefit of the persons interested in the proceeds of the sale, conditioned on the faithful discharge of the trust; and the court may remove the trustee, and appoint another in his stead.
MA Gen L ch 184 § 16 (2021)
2021 Massachusetts General Laws|Part II - Real and Personal Property and Domestic Relations|Title I - Title to Real Property|Chapter 184 - General Provisions Relative to Real Property|Section 16 - Certificate of Judgment, Decree or Final Disposition; Recording

Section 16. At any time after final judgment or a decree in favor of the defendant, or after the discontinuance, dismissal or other final disposition, by consent of parties or otherwise, of a proceeding mentioned in the preceding section, or in case of the non-entry of the writ, petition or bill of complaint, the clerk of the court wherein such judgment, decree, discontinuance, dismissal or other final disposition is recorded, or out of which such writ issued or to which such petition or bill of complaint was addressed, shall upon demand give a certificate of the fact of such judgment, decree, discontinuance, dismissal, final disposal or non-entry, and such certificate may be recorded in the registry in which the original record mentioned in said section was made.
MA Gen L ch 184 § 17 (2021)
2021 Massachusetts General Laws|Part II - Real and Personal Property and Domestic Relations|Title I - Title to Real Property|Chapter 184 - General Provisions Relative to Real Property|Section 17 - Judgments or Decrees; Effect of Recording

Section 17. A judgment or decree, at law or in equity, rendered after June eighth, eighteen hundred and ninety-two, affecting the title to real property, shall not have any effect except against the parties thereto, their heirs and devisees and persons having actual notice thereof, unless a certified copy of the record thereof has been recorded in the registry of deeds for the county or district where the land lies, with a memorandum of the town where the land lies and a description thereof sufficiently accurate for identification if the record of the judgment or decree does not give those particulars. If a notice of the pendency of the action has been duly recorded in the registry of deeds, the record of the judgment or decree may be made within sixty days after its rendition, and the entry of an ordinary attachment of real property in the registry of deeds shall be considered notice of the pendency of the action.
MA Gen L ch 184 § 17a (2021)
2021 Massachusetts General Laws|Part II - Real and Personal Property and Domestic Relations|Title I - Title to Real Property|Chapter 184 - General Provisions Relative to Real Property|Section 17a - Agreement for Purchase and Sale of Real Estate; Acknowledgment; Recordation

Section 17A. No agreement for the purchase and sale of real estate or any extension thereof shall be received for record in any registry of deeds unless such agreement or extension thereof is acknowledged by the parties agreeing to sell such real estate or one of them. No agreement for the purchase and sale of real estate which is recorded shall have any effect as against persons other than the parties thereto after the expiration of a period of ninety days from the date provided for the delivery of the deed by such agreement, or by such agreement as extended, as the case may be, unless prior to the expiration of such period an action or suit shall have been commenced to enforce such agreement and a memorandum like that described in section fifteen shall have been recorded in said registry of deeds; provided, that such agreement shall not be deemed to be extended, for the purposes of this section, by any instrument which is not recorded within ninety days from the date provided for the delivery of the deed by such agreement, or by such agreement as last previously extended.  If an individual, firm or corporation holds funds entrusted to him pursuant to a written agreement for the sale of real property and the written agreement expressly authorizes the individual, firm or corporation, as escrow agent, to continue to hold the funds in the event of a dispute between the buyer and seller concerning entitlement to the funds, no claim shall be maintained against the individual, firm or corporation, as escrow agent, whether as trustee, stakeholder or otherwise, if the escrow agent has complied with the mutual written instructions of the buyer and seller, if any, and any order or judgment of a court or final decision of an arbitrator with regard to accounting for or disbursing the funds. In an action commenced with regard to entitlement to such escrowed funds, a party to the action may file a motion seeking an order to have the funds paid into court by the escrow agent. Written notice of the motion shall be given by the moving party to all other parties and to the escrow agent. The escrow agent shall pay the funds into court within ten days of receipt of such order or within such other time as provided by the court.
MA Gen L ch 184 § 17b (2021)
2021 Massachusetts General Laws|Part II - Real and Personal Property and Domestic Relations|Title I - Title to Real Property|Chapter 184 - General Provisions Relative to Real Property|Section 17b - Mortgage Loan Application; Real Estate Consisting of a Certain Dwelling House; Required Statements and Information

Section 17B. Every application for a mortgage loan on 1–to–4–family residential property and occupied or to be occupied in whole or in part by the obligor on the mortgage debt shall be made on a printed form which shall contain the following 2 statements in type of at least 2 points larger than the other type used on the application:  (1) The responsibility of the attorney for the mortgagee is to protect the interest of the mortgagee.  (2) Mortgagors may, at their own expense, engage an attorney of their selection to represent their interests in the transaction.  A printed copy of the above statements shall be given to the mortgagor at the time of making the application.
MA Gen L ch 184 § 17b1/2 (2021)
2021 Massachusetts General Laws|Part II - Real and Personal Property and Domestic Relations|Title I - Title to Real Property|Chapter 184 - General Provisions Relative to Real Property|Section 17b1/2 - Variable or Adjustable Rate Subprime Loans for First-Time Home Loan Borrowers; Written Affirmation and Counseling Certificate Required; Approved Counseling Programs; Violations; Regulations

Section 17B1/2. No mortgagee who makes a loan to a first-time home loan borrower, to be secured by a mortgage on owner-occupied, 1 to 4 family residential property in the commonwealth, shall make a subprime loan at a variable or adjustable rate of interest unless the mortgagor affirmatively opts in writing for the variable or adjustable rate subprime loan and receives certification from a counselor with a third-party nonprofit organization that the mortgagor has received counseling in person on the advisability of the loan transaction; provided, further that said third party nonprofit organization shall have been approved by: (1) the United States Department of Housing and Urban Development; (2) a housing financing agency of the commonwealth; (3) the Massachusetts Homeownership Collaborative; (4) or the regulatory agency which has jurisdiction over the mortgagee. The commissioner of the division of banks shall maintain a list of approved counseling programs. At or before closing such a loan, the mortgagee shall obtain evidence that the mortgagor has completed an approved counseling program. If such subprime mortgage loan is made by a mortgagee in violation of this section, the variable or adjustable rate terms of the loan shall not be enforceable and the mortgagee shall only be entitled to collect an interest rate equal to the lesser of the original interest rate, including any discounted rate, or the current adjusted interest rate throughout the remaining term of the loan. The commissioner of banks shall issue directives or guidelines or adopt regulations to administer and carry out this section and to further define the terms used in this section.