reglab/housing_qa huggingface dataset:
IA Code § 322.19 (2021)
2021 Iowa Code|Title VIII - TRANSPORTATION|Chapter 322 - MOTOR VEHICLE MANUFACTURERS, DISTRIBUTORS, WHOLESALERS, AND DEALERS|Section 322.19 - Finance charges — amount.

322.19 Finance charges — amount.   1. Notwithstanding the provisions of any other existing law, a retail installment transaction may include a finance charge not in excess of the following rates:   a. Class 1. Any new motor vehicle designated by the manufacturer by a year model not earlier than the year in which the sale is made, an amount equivalent to one and three-fourths percent per month simple interest on the declining balance of the amount financed.   b. Class 2. Any new motor vehicle not in class 1 and any used motor vehicle designated by the manufacturer by a year model of the same or not more than two years prior to the year in which the sale is made, an amount equivalent to two percent per month simple interest on the declining balance of the amount financed.   c. Class 3. Any used motor vehicle not in class 2 and designated by the manufacturer by a year model more than two years prior to the year in which the sale is made, an amount equivalent to two and one-fourth percent per month simple interest on the declining balance of the amount financed.   2. For purposes of this chapter, “amount financed” means as defined in section 537.1301. However, notwithstanding section 322.33, subsection 3, the amount financed may also include additional charges for the following, which shall not be included in the finance charge:   a. A motor vehicle service contract as defined in section 523C.1.   b. Voluntary debt cancellation coverage, whether insurance or debt waiver, which may be excluded from the finance charge under the federal Truth in Lending Act as defined in section 537.1302.  [C58, 62, 66, 71, 73, 75, 77, 79, 81, §322.19; 82 Acts, ch 1153, §1, 18(1)]  2003 Acts, ch 8, §22; 2005 Acts, ch 70, §1; 2010 Acts, ch 1061, §180; 2020 Acts, ch 1063, §165  Referred to in §322.20, 537.2201  Subsection 2, paragraph a amended
IA Code § 322.19A (2021)
2021 Iowa Code|Title VIII - TRANSPORTATION|Chapter 322 - MOTOR VEHICLE MANUFACTURERS, DISTRIBUTORS, WHOLESALERS, AND DEALERS|Section 322.19A - Documentary fee.

322.19A Documentary fee.   1. For purposes of this section, “documentary fee” means a fee that may be charged to a customer by a motor vehicle dealer for the preparation of documents related to an application for motor vehicle registration and an application for issuance of a certificate of title, and the performance of other related services for the customer. “Documentary fee” does not include any costs or fees charged to a motor vehicle dealer or a dealer’s customer by a third party.   2. A motor vehicle dealer may charge a documentary fee not to exceed one hundred eighty dollars for each motor vehicle sold in a transaction.   3. After the department has implemented a statewide program pursuant to section 321.20, subsection 2, the maximum documentary fee permitted by subsection 2 shall be reduced by twenty-five dollars.   4. A motor vehicle dealer who charges a documentary fee to a customer shall include the fee in the price of the motor vehicle. The dealer shall disclose the full amount of the fee in any price of a motor vehicle advertised by the dealer and when making or accepting an offer to sell a motor vehicle. The dealer shall provide the following notice to the customer, which notice shall be clearly and conspicuously disclosed in any motor vehicle purchase agreement with the customer:   DOCUMENTARY FEE. A DOCUMENTARY FEE IS NOT AN OFFICIAL FEE. A DOCUMENTARY FEE IS NOT REQUIRED BY LAW, BUT MAY BE CHARGED TO A BUYER FOR THE PREPARATION OF DOCUMENTS AND THE PERFORMANCE OF RELATED SERVICES. THE MAXIMUM AMOUNT THAT MAY BE CHARGED FOR A DOCUMENTARY FEE IS DETERMINED BY IOWA CODE SECTION 322.19A. THIS NOTICE IS REQUIRED BY LAW.   5. A violation of this section is an unlawful practice under section 714.16.  2016 Acts, ch 1083, §8
IA Code § 322.20 (2021)
2021 Iowa Code|Title VIII - TRANSPORTATION|Chapter 322 - MOTOR VEHICLE MANUFACTURERS, DISTRIBUTORS, WHOLESALERS, AND DEALERS|Section 322.20 - Extension of time.

322.20 Extension of time.   Sections 537.2503 and 537.3402 notwithstanding, if the holder of a retail installment contract in connection with the purchase or sale of a vehicle, at the request of the buyer, renews the loan or extends the scheduled due date of all or any part of an installment or installments, the holder may restate the amount of installments and the time schedule for paying installments and collect for installments, subject to the renewal or extension, a finance charge on the outstanding declining balance of the amount financed for the period of the extension or renewal. The finance charge on a renewal or extension under this section shall not exceed the rate on the original retail installment contract as limited by section 322.19.  [C58, 62, 66, 71, 73, 75, 77, 79, 81, §322.20]  90 Acts, ch 1088, §1; 2019 Acts, ch 59, §98
IA Code § 322.21 (2021)
2021 Iowa Code|Title VIII - TRANSPORTATION|Chapter 322 - MOTOR VEHICLE MANUFACTURERS, DISTRIBUTORS, WHOLESALERS, AND DEALERS|Section 322.21 - Remaining balance on trade vehicle.

322.21 Remaining balance on trade vehicle.   The extension of credit by a retail seller to a retail buyer, pursuant to a retail installment contract, of the amount actually paid or to be paid by the retail seller to discharge a purchase-money security interest, as provided in section 554.9103, on a motor vehicle traded in by the retail buyer shall not subject the retail seller to the provisions of chapter 536 or 536A.  99 Acts, ch 13, §25; 2000 Acts, ch 1149, §167, 187
IA Code § 322.23 (2021)
2021 Iowa Code|Title VIII - TRANSPORTATION|Chapter 322 - MOTOR VEHICLE MANUFACTURERS, DISTRIBUTORS, WHOLESALERS, AND DEALERS|Section 322.23 - Complaints.

322.23 Complaints.   Any retail buyer having reason to believe that the provisions of this chapter relating to the buyer’s installment contract have been violated may file with the department a written complaint setting forth the details of such alleged violation and the department, upon the receipt of such complaint, may inspect the pertinent books, records, letters and contracts of the licensee or other person relating to such specific complaint.  [C58, 62, 66, 71, 73, 75, 77, 79, 81, §322.23]
IA Code § 322.24 (2021)
2021 Iowa Code|Title VIII - TRANSPORTATION|Chapter 322 - MOTOR VEHICLE MANUFACTURERS, DISTRIBUTORS, WHOLESALERS, AND DEALERS|Section 322.24 - Hearing — subpoenas.

322.24 Hearing — subpoenas.   1. The state department of transportation and the department of inspections and appeals may issue subpoenas to compel the attendance of witnesses and the production of documents, papers, books, records, and other evidence in any matter over which the respective department has jurisdiction, control, or supervision pertaining to this chapter.   2. If a person refuses to obey a subpoena, to give testimony, or to produce evidence as required, a judge of the district court of the state of Iowa in and for Polk county may, upon application and proof of the refusal, make an order awarding process of subpoena, or subpoena duces tecum, out of the court, for the witness to appear before the respective department, to give testimony, and to produce evidence as required. Upon filing the order in the office of the clerk of the district court, the clerk shall issue process of subpoena as directed, under the seal of the court, requiring the person to whom it is directed to appear at the time and place designated.  [C58, 62, 66, 71, 73, 75, 77, 79, 81, §322.24]  89 Acts, ch 273, §4  Referred to in §602.8102(55)
IA Code § 322.27 (2021)
2021 Iowa Code|Title VIII - TRANSPORTATION|Chapter 322 - MOTOR VEHICLE MANUFACTURERS, DISTRIBUTORS, WHOLESALERS, AND DEALERS|Section 322.27 - Manufacturer’s license.

322.27 Manufacturer’s license.   A manufacturer, except an alien manufacturer represented by an importer, shall not engage in business as a manufacturer in this state or employ, appoint, or maintain distributors or wholesalers or dealers, without a license as provided in this chapter. However, new motor vehicle dealers may wholesale motor vehicles without an additional license and used motor vehicle dealers may wholesale used motor vehicles without an additional license.  [C66, 71, 73, 75, 77, 79, 81, §322.27]  2000 Acts, ch 1154, §24
IA Code § 322.27A (2021)
2021 Iowa Code|Title VIII - TRANSPORTATION|Chapter 322 - MOTOR VEHICLE MANUFACTURERS, DISTRIBUTORS, WHOLESALERS, AND DEALERS|Section 322.27A - Wholesaler’s license.

322.27A Wholesaler’s license.   1. A person shall not engage in business as a wholesaler of new motor vehicles in this state without a license as provided in this chapter.   2. Prior to the issuance of such license, the department, at a minimum, and in addition to any other information the department deems necessary to the application, shall require proof that the applicant has financial liability coverage as defined in section 321.1, except that such coverage shall be in limits of not less than one hundred thousand dollars because of bodily injury to or death of one person in any one accident and, subject to the limit for one person, three hundred thousand dollars because of bodily injury to or death of two or more persons in any one accident, and fifty thousand dollars because of injury to or destruction of property of others in any one accident.  98 Acts, ch 1121, §6, 9; 2006 Acts, ch 1068, §36
IA Code § 322.28 (2021)
2021 Iowa Code|Title VIII - TRANSPORTATION|Chapter 322 - MOTOR VEHICLE MANUFACTURERS, DISTRIBUTORS, WHOLESALERS, AND DEALERS|Section 322.28 - Distributor or wholesaler’s license.

322.28 Distributor or wholesaler’s license.   A distributor or wholesaler of new motor vehicles shall not sell or offer for sale a new motor vehicle at retail unless licensed as a new motor vehicle dealer. A licensed distributor or wholesaler of a new motor vehicle shall not register or title a new motor vehicle held for sale and shall transfer ownership of a new motor vehicle by assigning the manufacturer’s statement of origin for the vehicle.  [C66, 71, 73, 75, 77, 79, 81, §322.28]  2001 Acts, ch 32, §33, 40
IA Code § 322.29 (2021)
2021 Iowa Code|Title VIII - TRANSPORTATION|Chapter 322 - MOTOR VEHICLE MANUFACTURERS, DISTRIBUTORS, WHOLESALERS, AND DEALERS|Section 322.29 - Issuance of license — fees.

322.29 Issuance of license — fees.   1. Application for license shall be made to the department by a manufacturer, distributor, or wholesaler, in a form and containing information as the department requires and shall be accompanied by the required license fee. The license shall be granted or refused within thirty days after application. A license expires, unless sooner revoked or suspended, on December 31 of even-numbered years. A licensee shall have the month of expiration and the month after the month of expiration to renew the license. A person who fails to renew a license by the end of this time period and desires to hold a license shall file a new license application and pay the required fee.   2. License fees for each two-year period or part thereof are as follows:   a. For a motor vehicle manufacturer, seventy dollars.   b. For a new motor vehicle distributor or wholesaler, forty dollars.   3. A license shall not be issued to a person as a distributor or wholesaler for a new motor vehicle model unless the distributor or wholesaler has written authorization from the manufacturer as a distributor or wholesaler of the motor vehicle model.   4. Upon payment of the license fee as provided in this section, a person who rebuilds new completed motor vehicles by fabricating, altering, adding, or replacing essential parts, components, or equipment for the purpose of building an ambulance, rescue vehicle, fire vehicle, or towing or recovery vehicle as defined in chapter 321 may be issued a license as a wholesaler of new motor vehicles of the make and model rebuilt without written authorization from the manufacturer.   5. Upon payment of the license fee as provided in this section, a person who installs cranes, hook loaders, buckets, aerial ladders, tanks, or special equipment on new completed motor trucks with a gross vehicle weight rating of fourteen thousand five hundred pounds or more may be issued a license as a wholesaler of new motor vehicles of the make and model on which the equipment is installed without written authorization from the manufacturer.   6. Notwithstanding section 322.3, subsection 14, a person licensed as a wholesaler under subsection 4 may be licensed as a used motor vehicle dealer.  [C66, 71, 73, 75, 77, 79, 81, §322.29]  88 Acts, ch 1047, §2; 97 Acts, ch 108, §38; 2000 Acts, ch 1016, §21, 22; 2001 Acts, ch 32, §34; 2006 Acts, ch 1068, §37, 49 – 51, 57; 2007 Acts, ch 102, §2; 2008 Acts, ch 1018, §27
IA Code § 322.30 (2021)
2021 Iowa Code|Title VIII - TRANSPORTATION|Chapter 322 - MOTOR VEHICLE MANUFACTURERS, DISTRIBUTORS, WHOLESALERS, AND DEALERS|Section 322.30 - Display.

322.30 Display.   The licenses of manufacturers and distributors shall specify the location of the office and must be conspicuously displayed at such location. In case such location be changed, the department shall endorse the change of location on the license without charge if it be within the same municipality. A change of location to another municipality shall require a new license.  [C66, 71, 73, 75, 77, 79, 81, §322.30]  2000 Acts, ch 1154, §25
IA Code § 322.31 (2021)
2021 Iowa Code|Title VIII - TRANSPORTATION|Chapter 322 - MOTOR VEHICLE MANUFACTURERS, DISTRIBUTORS, WHOLESALERS, AND DEALERS|Section 322.31 - Denial of license.

322.31 Denial of license.   The department may deny the application of any person for a license as a manufacturer, distributor, or wholesaler, if after reasonable notice and a hearing the department determines that such applicant has violated any provision of this chapter and may revoke or suspend any such license that has been issued if the department shall determine after reasonable notice and a hearing that such licensee has violated any provision of this chapter.  [C66, 71, 73, 75, 77, 79, 81, §322.31]  97 Acts, ch 108, §39
IA Code § 322.32 (2021)
2021 Iowa Code|Title VIII - TRANSPORTATION|Chapter 322 - MOTOR VEHICLE MANUFACTURERS, DISTRIBUTORS, WHOLESALERS, AND DEALERS|Section 322.32 - Construction of applicability to contracts.

322.32 Construction of applicability to contracts.   Nothing in this chapter shall be construed to impair the obligations of a contract or to prevent a licensee under this chapter from requiring performance of a written contract entered into with another licensee under this chapter, nor shall the requirement of such performance constitute a violation of any of the provisions of this chapter.  [C66, 71, 73, 75, 77, 79, 81, §322.32]  2020 Acts, ch 1063, §166  Section amended
IA Code § 322.33 (2021)
2021 Iowa Code|Title VIII - TRANSPORTATION|Chapter 322 - MOTOR VEHICLE MANUFACTURERS, DISTRIBUTORS, WHOLESALERS, AND DEALERS|Section 322.33 - Applicability of the Iowa consumer credit code.

322.33 Applicability of the Iowa consumer credit code.   1. The provisions of the Iowa consumer credit code, chapter 537, shall apply to a consumer credit sale in which a licensed motor vehicle dealer participates or engages, and any violation of that code shall be a violation of this chapter.   2. Chapter 537, article 2, parts 5 and 6, and chapter 537, article 3, sections 537.3203, 537.3206, 537.3209, 537.3304, 537.3305, and 537.3306, shall apply to any credit transaction, as defined in section 537.1301, that is a retail installment transaction. For the purpose of applying provisions of the consumer credit code in those transactions, “consumer credit sale” shall include a sale for a business purpose.   3. A provision of the Iowa consumer credit code, chapter 537, shall supersede a conflicting provision of this chapter.  [C75, 77, 79, 81, §322.33]  2003 Acts, ch 44, §114; 2013 Acts, ch 30, §69  Referred to in §322.19
IA Code § 322.35 (2021)
2021 Iowa Code|Title VIII - TRANSPORTATION|Chapter 322 - MOTOR VEHICLE MANUFACTURERS, DISTRIBUTORS, WHOLESALERS, AND DEALERS|Section 322.35 - Disclosure of manufacturer’s suggested price for certain motor vehicles — penalty.

322.35 Disclosure of manufacturer’s suggested price for certain motor vehicles — penalty.   1. A person shall not sell or offer for sale at retail a new car, multipurpose vehicle, or pickup, as those terms are defined in section 321.1, without a label securely affixed to the windshield or side window containing the manufacturer’s clear and legible endorsement disclosing the following true and correct information:   a. The retail price of the vehicle suggested by the manufacturer.   b. The retail delivered price suggested by the manufacturer for each accessory or item of optional equipment, physically attached to the vehicle at the time of its delivery to the retail seller, which is not included within the price of the vehicle as stated pursuant to paragraph “a”.   c. The amount charged, if any, to the retail seller for the transportation of the vehicle to the location at which it is delivered to the retail seller.   d. The total of the amounts specified pursuant to paragraphs “a”, “b”, and “c”.   2. A person who violates this section commits a simple misdemeanor. Violation with respect to each vehicle constitutes a separate offense.  86 Acts, ch 1084, §1
IA Code § 322.36 (2021)
2021 Iowa Code|Title VIII - TRANSPORTATION|Chapter 322 - MOTOR VEHICLE MANUFACTURERS, DISTRIBUTORS, WHOLESALERS, AND DEALERS|Section 322.36 - Motorcycle and autocycle dealer business hours.

322.36 Motorcycle and autocycle dealer business hours.   A person in the business of selling motorcycles or autocycles under chapter 322D is not required to maintain regular business hours at the dealer’s principal place of business or other place of business.  97 Acts, ch 69, §1; 2016 Acts, ch 1098, §22
IA Code § 322A.1 (2021)
2021 Iowa Code|Title VIII - TRANSPORTATION|Chapter 322A - MOTOR VEHICLE FRANCHISERS|Section 322A.1 - Definitions.

322A.1 Definitions.   When used in this chapter, unless the context otherwise requires:   1. “Additional motor vehicle dealership” includes a facility providing manufacturer-authorized or distributor-authorized service or warranty work for motor vehicles, except motor homes, of a line-make in a community in which the same line-make is represented.   2. “Community” means the franchisee’s area of responsibility as stipulated in the franchise.   3. “Consumer care” means to perform, for the public, necessary maintenance and repairs to motor vehicles.   4. “Department” means the state department of transportation.   5. a. “Franchise” means a contract between two or more persons when all of the following conditions are included:   (1) A commercial relationship of definite duration or continuing indefinite duration is involved.   (2) The franchisee is granted the right to offer and sell motor vehicles manufactured or distributed by the franchiser.   (3) The franchisee, as an independent business, constitutes a component of the franchiser’s distribution system.   (4) The operation of the franchisee’s business is substantially associated with the franchiser’s trademark, service mark, trade name, advertising, or other commercial symbol designating the franchiser.   (5) The operation of the franchisee’s business is substantially reliant on the franchiser for the continued supply of motor vehicles, parts, and accessories.   b. “Franchise” includes a separate written agreement between the franchisee and the franchiser which materially affects the franchise, whether entered into prior to the date of the franchise, contemporaneously with the franchise, or subsequent to the date of the franchise.   6. “Franchisee” means a person who receives motor vehicles from the franchiser under a franchise and who offers and sells such motor vehicles to the general public.   7. “Franchiser” means a person who manufactures or distributes motor vehicles and who may enter into a franchise as hereinafter defined.   8. “Motor vehicle” means “motor vehicles” as defined in chapter 321 which are subject to registration pursuant to the provisions thereof.   9. “Person” means a sole proprietor, partnership, corporation, or any other form of business organization.   10. “Substantially detrimental” means that, by a preponderance of the evidence, the market share of the franchiser’s motor vehicles in the community will be significantly reduced in comparison to the franchiser’s historical market share in the community.   11. “Termination or noncontinuance” includes a reduction of the geographic area of a community.  [C71, 73, 75, 77, 79, 81, §322A.1; 81 Acts, ch 22, §22]  86 Acts, ch 1245, §1940; 91 Acts, ch 27, §3; 99 Acts, ch 69, §2; 2001 Acts, ch 32, §35, 40; 2010 Acts, ch 1081, §1; 2013 Acts, ch 30, §70  Referred to in §322.5
IA Code § 322A.2 (2021)
2021 Iowa Code|Title VIII - TRANSPORTATION|Chapter 322A - MOTOR VEHICLE FRANCHISERS|Section 322A.2 - Discontinuing franchise.

322A.2 Discontinuing franchise.   1. Unless otherwise provided in subsection 2, notwithstanding the terms, provisions, or conditions of any agreement or franchise, a franchiser shall not terminate or refuse to continue any franchise unless the franchiser has first established, in a hearing held under the provisions of this chapter, that both of the following apply:   a. The franchiser has good cause for termination or noncontinuance.   b. Upon termination or noncontinuance, another franchise in the same line-make will become effective in the same community, without diminution of the motor vehicle service formerly provided, or that the community cannot be reasonably expected to support such a dealership.   2. A franchiser may terminate a franchise for a particular line-make if the franchiser discontinues that line-make and a franchiser may terminate a franchise if the franchisee’s license as a motor vehicle dealer is revoked pursuant to the provisions of chapter 322.  [C71, 73, 75, 77, 79, 81, §322A.2]  2010 Acts, ch 1069, §110  Referred to in §322A.22
IA Code § 322A.3 (2021)
2021 Iowa Code|Title VIII - TRANSPORTATION|Chapter 322A - MOTOR VEHICLE FRANCHISERS|Section 322A.3 - New franchise.

322A.3 New franchise.   In the event that a franchiser is permitted to terminate or not continue a franchise, and is further permitted not to enter into a franchise for the line-make in the community, no franchise shall thereafter be entered into for the sale of motor vehicles of that line-make in the community, unless the franchiser has first established, in a hearing held under the provisions of this chapter, that there has been a change of circumstances so that the community at that time can be reasonably expected to support the dealership.  [C71, 73, 75, 77, 79, 81, §322A.3]