reglab/housing_qa huggingface dataset:
WA Rev Code § 48.130.110 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.130 - Interstate Insurance Product Regulation Compact.|48.130.110 - Commission expenses—Budget—Tax exempt—Accounting.

RCW 48.130.110 Commission expenses—Budget—Tax exempt—Accounting.(1) The commission shall pay or provide for the payment of the reasonable expenses of its establishment and organization. To fund the cost of its initial operations, the commission may accept contributions and other forms of funding from the national association of insurance commissioners, compacting states, and other sources. Contributions and other forms of funding from other sources shall be of such a nature that the independence of the commission concerning the performance of its duties shall not be compromised.(2) The commission shall collect a filing fee from each insurer and third-party filer filing a product with the commission to cover the cost of the operations and activities of the commission and its staff in a total amount sufficient to cover the commission's annual budget.(3) The commission's budget for a fiscal year shall not be approved until it has been subject to notice and comment as set forth in RCW 48.130.060.(4) The commission shall be exempt from all taxation in and by the compacting states.(5) The commission shall not pledge the credit of any compacting state, except by and with the appropriate legal authority of that compacting state.(6) The commission shall keep complete and accurate accounts of all its internal receipts, including grants and donations, and disbursements of all funds under its control. The internal financial accounts of the commission shall be subject to the accounting procedures established under its bylaws. The financial accounts and reports including the system of internal controls and procedures of the commission shall be audited annually by an independent certified public accountant. Upon the determination of the commission, but no less frequently than every three years, the review of the independent auditor shall include a management and performance audit of the commission. The commission shall make an annual report to the governor and legislature of the compacting states, which shall include a report of the independent audit. The commission's internal accounts shall not be confidential and such materials may be shared with the commissioner of any compacting state upon request. However, any work papers related to any internal or independent audit and any information regarding the privacy of individuals and insurers' proprietary information, including trade secrets, shall remain confidential.(7) A compacting state does not have any claim to or ownership of any property held by or vested in the commission or to any commission funds held under this chapter.[ 2005 c 92 § 12.]
WA Rev Code § 48.130.120 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.130 - Interstate Insurance Product Regulation Compact.|48.130.120 - Compact, commission, compact amendments—When effective.

RCW 48.130.120 Compact, commission, compact amendments—When effective.(1) Any state is eligible to become a compacting state.(2) The compact shall become effective and binding upon legislative enactment of the compact into law by two compacting states. However, the commission shall become effective for purposes of adopting uniform standards for, reviewing, and giving approval or disapproval of products filed with the commission that satisfy applicable uniform standards only after twenty-six states are compacting states or, alternatively, by states representing greater than forty percent of the premium volume for life insurance, annuity, disability income, and long-term care insurance products, based on records of the national association of insurance commissioners for the prior year. Thereafter, it shall become effective and binding as to any other compacting state upon enactment of the compact into law by that state.(3) Amendments to the compact may be proposed by the commission for enactment by the compacting states. An amendment does not become effective and binding upon the commission and the compacting states unless and until all compacting states enact the amendment into law.[ 2005 c 92 § 13.]
WA Rev Code § 48.130.140 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.130 - Interstate Insurance Product Regulation Compact.|48.130.140 - Effect of compact—Other state laws—Binding on compacting states, when.

RCW 48.130.140 Effect of compact—Other state laws—Binding on compacting states, when.(1)(a) The compact does not prevent the enforcement of any other law of a compacting state, except as provided in (b) of this subsection.(b) For any product approved or certified to the commission, the rules, uniform standards, and any other requirements of the commission shall constitute the exclusive provisions applicable to the content, approval, and certification of such products. For advertisement that is subject to the commission's authority, any rule, uniform standard, or other requirement of the commission which governs the content of the advertisement shall constitute the exclusive provision that a commissioner may apply to the content of the advertisement. However, no action taken by the commission shall abrogate or restrict: (i) The access of any person to state courts; (ii) remedies available under state law related to breach of contract, tort, or other laws not specifically directed to the content of the product; (iii) state law relating to the construction of insurance contracts; or (iv) the authority of the attorney general of the state, including but not limited to maintaining any actions or proceedings, as authorized by law.(c) All insurance products filed with individual states shall be subject to the laws of those states.(2)(a) All lawful actions of the commission, including all rules and operating procedures adopted by the commission, are binding upon the compacting states.(b) All agreements between the commission and the compacting states are binding in accordance with their terms.(c) Upon the request of a party to a conflict over the meaning or interpretation of commission actions, and upon a majority vote of the compacting states, the commission may issue advisory opinions regarding the meaning or interpretation in dispute.(d) In the event any provision of the compact exceeds the constitutional limits imposed on the legislature of any compacting state, the obligations, duties, powers, or jurisdiction sought to be conferred by that provision upon the commission shall be ineffective as to that compacting state, and those obligations, duties, powers, or jurisdiction shall remain in the compacting state and shall be exercised by the agency thereof to which those obligations, duties, powers, or jurisdiction are delegated by law in effect at the time the compact becomes effective.[ 2005 c 92 § 15.]
WA Rev Code § 48.130.901 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.130 - Interstate Insurance Product Regulation Compact.|48.130.901 - Construction—2005 c 92.

RCW 48.130.901 Construction—2005 c 92.This chapter shall be liberally construed.[ 2005 c 92 § 17.]
WA Rev Code § 48.135.005 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.135 - Insurance Fraud Program.|48.135.005 - Purpose.

RCW 48.135.005 Purpose.The purpose of this chapter and sections 14 through 17, chapter 284, Laws of 2006 is to confront the problem of insurance fraud in this state by making a concerted effort to detect insurance fraud, reduce the occurrence of fraud through criminal enforcement and deterrence, require restitution of fraudulently obtained insurance benefits and expenses incurred by an insurer in investigating fraudulent claims, and reduce the amount of premium dollars used to pay fraudulent claims. The primary focus of the insurance fraud program is on organized fraudulent activities committed against insurance companies.[ 2006 c 284 § 1.]
WA Rev Code § 48.135.007 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.135 - Insurance Fraud Program.|48.135.007 - When chapter not applicable.

RCW 48.135.007 When chapter not applicable.This chapter does not:(1) Preempt the authority or relieve the duty of any other general authority law enforcement agencies to investigate, examine, and prosecute suspected violations of law;(2) Prevent or prohibit a person from voluntarily disclosing any information concerning insurance fraud to any law enforcement agency other than the commissioner; or(3) Limit any of the powers granted elsewhere in this title to the commissioner to investigate and examine possible violations of the law and to take appropriate action.[ 2006 c 284 § 9.]
WA Rev Code § 48.135.010 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.135 - Insurance Fraud Program.|48.135.010 - Definitions.

RCW 48.135.010 Definitions.The definitions in this section apply throughout this chapter unless the context clearly requires otherwise.(1) "Insurance fraud" means an act or omission committed by a person who, knowingly, and with intent to defraud, commits, or conceals any material information concerning, one or more of the following:(a) Presenting, causing to be presented, or preparing with knowledge or belief that it will be presented to or by an insurer, insurance producer, or surplus line broker, false information as part of, in support of, or concerning a fact material to one or more of the following:(i) An application for the issuance or renewal of an insurance policy;(ii) The rating of an insurance policy or contract;(iii) A claim for payment or benefit pursuant to an insurance policy;(iv) Premiums paid on an insurance policy;(v) Payments made in accordance with the terms of an insurance policy; or(vi) The reinstatement of an insurance policy;(b) Willful embezzlement, abstracting, purloining, or conversion of moneys, funds, premiums, credits, or other property of an insurer or person engaged in the business of insurance; or(c) Attempting to commit, aiding or abetting in the commission of, or conspiracy to commit the acts or omissions specified in this subsection.The definition of insurance fraud is for illustrative purposes only under this chapter to describe the nature of the behavior to be reported and investigated, and is not intended in any manner to create or modify the definition of any existing criminal acts nor to create or modify the burdens of proof in any criminal prosecution brought as a result of an investigation under this chapter.(2) "Insurer" means an insurance company authorized under chapter 48.05 RCW, a health care service contractor registered under chapter 48.44 RCW, and a health care maintenance organization registered under chapter 48.46 RCW.[ 2009 c 162 § 32; 2008 c 217 § 97; 2006 c 284 § 2.]NOTES:Effective date—2009 c 162: See note following RCW 48.03.020.Severability—Effective date—2008 c 217: See notes following RCW 48.03.020.
WA Rev Code § 48.135.020 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.135 - Insurance Fraud Program.|48.135.020 - Insurance fraud program established—Commissioner's powers and duties.

RCW 48.135.020 Insurance fraud program established—Commissioner's powers and duties.(1) There is established an insurance fraud program within the office of the insurance commissioner. The commissioner may employ supervisory, legal, and investigative personnel for the program, who must be qualified by training and experience in the areas of detection, investigation, or prosecution of fraud in which the insurance industry is a victim. The chief of the fraud program is a full-time position that is appointed by the commissioner. The chief serves at the pleasure of the commissioner. The commissioner shall provide office space, equipment, supplies, investigators, clerical staff, and other staff that are necessary for the program to carry out its duties and responsibilities under this chapter.(2) The commissioner may fund one or more state patrol officers to work with the insurance fraud program and the funding for the officers must be paid out of the budget of the insurance fraud program.(3) The commissioner may fund one or more assistant attorneys general and support staff to work with the insurance fraud program and the funding for the assistant attorneys general and support staff must be paid out of the budget of the insurance fraud program.(4) The commissioner may make grants to or reimburse local prosecuting attorneys to assist in the prosecution of insurance fraud. The grants must be paid out of the budget of the insurance fraud program. The commissioner may investigate and seek prosecution of crimes involving insurance fraud upon the request of or with the concurrence of the county prosecuting attorney of the jurisdiction in which the offense has occurred. Before such a prosecution, the commissioner and the county in which the offense occurred shall reach an agreement regarding the payment of all costs, including expert witness fees, and defense attorneys' fees associated with any such prosecution.(5) Staff levels for this program, until June 30, 2010, shall not exceed 8.0 full-time equivalents.[ 2006 c 284 § 3.]
WA Rev Code § 48.135.030 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.135 - Insurance Fraud Program.|48.135.030 - Program operating costs.

RCW 48.135.030 Program operating costs.The annual cost of operating the fraud program is funded from the insurance commissioner's regulatory account under RCW 48.02.190 subject to appropriation by the legislature.[ 2006 c 284 § 4.]
WA Rev Code § 48.135.040 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.135 - Insurance Fraud Program.|48.135.040 - Program implementation—Commissioner's authority—Limited authority peace officers.

RCW 48.135.040 Program implementation—Commissioner's authority—Limited authority peace officers.(1) The commissioner may:(a) Employ and train personnel to achieve the purposes of this chapter and to employ legal counsel, investigators, auditors, and clerical support personnel and other personnel as the commissioner determines necessary from time to time to accomplish the purposes of this chapter;(b) Initiate inquiries and conduct investigations when the commissioner has cause to believe that insurance fraud has been, is being, or is about to be committed;(c) Conduct independent examinations of alleged insurance fraud;(d) Review notices, reports, or complaints of suspected insurance fraud activities from federal, state, and local law enforcement and regulatory agencies, persons engaged in the business of insurance, and any other person to determine whether the reports require further investigation;(e) Share records and evidence with federal, state, or local law enforcement or regulatory agencies, and enter into interagency agreements;(f) Conduct investigations outside this state. If the information the commissioner seeks to obtain is located outside this state, the person from whom the information is sought may make the information available to the commissioner to examine at the place where the information is located. The commissioner may designate representatives, including officials of the state in which the matter is located, to inspect the information on behalf of the commissioner, and the commissioner may respond to similar requests from officials of other states;(g) Administer oaths and affirmations, subpoena witnesses, compel their attendance, take evidence, and require the production of any books, papers, correspondence, memoranda, agreements, or other documents or records that the commissioner deems relevant or material to an inquiry concerning insurance fraud;(h) Report incidents of alleged insurance fraud disclosed by its investigations to the appropriate prosecutorial authority, including but not limited to the attorney general and to any other appropriate law enforcement, administrative, regulatory, or licensing agency;(i) Assemble evidence, prepare charges, and work closely with any prosecutorial authority having jurisdiction to pursue prosecution of insurance fraud; and(j) Undertake independent studies to determine the extent of fraudulent insurance acts.(2) The fraud program investigators who have obtained certification as a peace officer under RCW 43.101.095 have the powers and status of a limited authority Washington peace officer.[ 2006 c 284 § 5.]
WA Rev Code § 48.135.050 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.135 - Insurance Fraud Program.|48.135.050 - Furnishing and disclosing insurance fraud knowledge and information.

RCW 48.135.050 Furnishing and disclosing insurance fraud knowledge and information.(1) Any insurer or licensee of the commissioner that has reasonable belief that an act of insurance fraud which is or may be a crime under Washington law has been, is being, or is about to be committed shall furnish and disclose the knowledge and information to the commissioner or the national insurance crime bureau, the national association of insurance commissioners, or similar organization, who shall disclose the information to the commissioner, and cooperate fully with any investigation conducted by the commissioner.(2) Any person that has a reasonable belief that an act of insurance fraud which is or may be a crime under Washington law has been, is being, or is about to be committed; or any person who collects, reviews, or analyzes information concerning insurance fraud which is or may be a crime under Washington law may furnish and disclose any information in its possession concerning such an act to the commissioner or to an authorized representative of an insurer that requests the information for the purpose of detecting, prosecuting, or preventing insurance fraud.[ 2006 c 284 § 6.]
WA Rev Code § 48.135.070 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.135 - Insurance Fraud Program.|48.135.070 - Insurance company as victim—Restitution.

RCW 48.135.070 Insurance company as victim—Restitution.In a criminal prosecution for any crime under Washington law in which the insurance company is a victim, the insurance company is entitled to be considered as a victim in any restitution ordered by the court under RCW 9.94A.753, as part of the criminal penalty imposed against the defendant convicted for such a violation.[ 2006 c 284 § 8.]
WA Rev Code § 48.135.080 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.135 - Insurance Fraud Program.|48.135.080 - Required statement on all insurance applications and claim forms.

RCW 48.135.080 Required statement on all insurance applications and claim forms.No later than six months after July 1, 2006, or when the insurer has used all its existing paper application and claim forms which were in its possession on July 1, 2006, whichever is later, all applications for insurance, and all claim forms regardless of the form of transmission provided and required by an insurer or required by law as condition of payment of a claim, must contain a statement, permanently affixed to the application or claim form, that clearly states in substance the following:"It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines, and denial of insurance benefits."The lack of a statement required in this section does not constitute a defense in any criminal prosecution nor any civil action.[ 2006 c 284 § 10.]
WA Rev Code § 48.135.090 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.135 - Insurance Fraud Program.|48.135.090 - Insurance fraud advisory board—Membership.

RCW 48.135.090 Insurance fraud advisory board—Membership.The commissioner shall appoint an insurance fraud advisory board. The board shall consist of ten members. Five members shall be representatives from the insurance industry doing business in this state, at least one of which shall be from a Washington domestic insurer, two members shall represent consumers, one member shall represent the national insurance crime bureau or successor organization, one member shall represent prosecutors, and one member shall represent other law enforcement agencies. The members of the board serve four-year terms and until their successors are appointed and qualified. Three of the original members must be appointed to serve an initial term of four years, three must be appointed to serve an initial term of three years, two must be appointed to serve an initial term of two years, and two must be appointed to serve an initial term of one year. The members of the board receive no compensation. The board shall advise the commissioner and the legislature with respect to the effectiveness, resources allocated to the fraud program, the source of the funding for the program, and before June 30, 2010, if the staffing level restriction in RCW 48.135.020(5) should be renewed.[ 2006 c 284 § 11.]
WA Rev Code § 48.135.100 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.135 - Insurance Fraud Program.|48.135.100 - Program report—Contents.

RCW 48.135.100 Program report—Contents.The commissioner shall prepare a periodic report of the activities of the fraud program. The report shall, at a minimum, include information as to the number of cases reported to the commissioner, the number of cases referred for prosecution, the number of convictions obtained, the amount of money recovered, and any recommendations of the insurance advisory board.[ 2006 c 284 § 12.]
WA Rev Code § 48.135.110 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.135 - Insurance Fraud Program.|48.135.110 - Rules.

RCW 48.135.110 Rules.The commissioner may adopt rules to implement and administer this chapter.[ 2006 c 284 § 13.]
WA Rev Code § 48.135.901 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.135 - Insurance Fraud Program.|48.135.901 - Effective date—2006 c 284.

RCW 48.135.901 Effective date—2006 c 284.This act takes effect July 1, 2006.[ 2006 c 284 § 21.]
WA Rev Code § 48.140.010 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.140 - Medical Malpractice Closed Claim Reporting.|48.140.010 - Definitions.

RCW 48.140.010 Definitions.The definitions in this section apply throughout this chapter unless the context clearly requires otherwise.(1) "Claim" means a demand for monetary damages for injury or death caused by medical malpractice, and a voluntary indemnity payment for injury or death caused by medical malpractice made in the absence of a demand for monetary damages.(2) "Claimant" means a person, including a decedent's estate, who is seeking or has sought monetary damages for injury or death caused by medical malpractice.(3) "Closed claim" means a claim that has been settled or otherwise disposed of by the insuring entity, self-insurer, facility, or provider. A claim may be closed with or without an indemnity payment to a claimant.(4) "Commissioner" means the insurance commissioner.(5) "Economic damages" has the same meaning as in RCW 4.56.250(1)(a).(6) "Health care facility" or "facility" means a clinic, diagnostic center, hospital, laboratory, mental health center, nursing home, office, surgical facility, treatment facility, or similar place where a health care provider provides health care to patients, and includes entities described in RCW 7.70.020(3).(7) "Health care provider" or "provider" has the same meaning as in RCW 7.70.020 (1) and (2).(8) "Insuring entity" means:(a) An insurer;(b) A joint underwriting association;(c) A risk retention group; or(d) An unauthorized insurer that provides surplus lines coverage.(9) "Medical malpractice" means an actual or alleged negligent act, error, or omission in providing or failing to provide health care services that is actionable under chapter 7.70 RCW.(10) "Noneconomic damages" has the same meaning as in RCW 4.56.250(1)(b).(11) "Self-insurer" means any health care provider, facility, or other individual or entity that assumes operational or financial risk for claims of medical malpractice.[ 2006 c 8 § 201.]