reglab/housing_qa huggingface dataset:
NH Rev Stat § 406-A:3 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 406-A - Unauthorized Insurers False Advertising Process Act|Section 406-A:3 - Notice to Domiciliary Supervisory Official.

    406-A:3 Notice to Domiciliary Supervisory Official. –||No unauthorized foreign or alien insurer of the kind described in RSA 406-A:1 shall make, issue, circulate or cause to be made, issued or circulated, to residents of this state any estimate, illustration, circular, pamphlet, or letter, or cause to be made in any newspaper, magazine or other publication or over any radio or television station, any announcement or statement to such residents misrepresenting its financial condition or the terms of any contracts issued or to be issued or the benefits or advantages promised thereby, or the dividends or share of the surplus to be received thereon in violation of the unfair trade practice act, and whenever the commissioner shall have reason to believe that any such insurer is engaging in such unlawful advertising, it shall be his duty to give notice of such fact by registered mail to such insurer and to the insurance supervisory official of the domiciliary state of such insurer. For the purpose of this section, the domiciliary state of an alien insurer shall be deemed to be the state of entry or the state of the principal office in the United States.|||Source. 1961, 48:1, eff. May 29, 1961.|
NH Rev Stat § 406-A:4 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 406-A - Unauthorized Insurers False Advertising Process Act|Section 406-A:4 - Actions by Commissioner.

    406-A:4 Actions by Commissioner. –||If after 30 days following the giving of the notice mentioned in RSA 406-A:3 such insurer has failed to cease making, issuing, or circulating such false misrepresentations or causing the same to be made, issued or circulated in this state, and if the commissioner has reason to believe that a proceeding by him in respect to such matters would be to the interest of the public, and that such insurer is issuing or delivering contracts of insurance to residents of this state or collecting premiums on such contracts or doing any of the acts enumerated in RSA 406-A:5, he shall take action against such insurer under the unfair trade practice act.|||Source. 1961, 48:1, eff. May 29, 1961.|
NH Rev Stat § 406-A:6 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 406-A - Unauthorized Insurers False Advertising Process Act|Section 406-A:6 - Constitutionality.

    406-A:6 Constitutionality. –||If any provision of this chapter or the application thereof to any person or circumstances is held invalid, such invalidity shall not affect other provisions or application of the chapter which can be given effect without the invalid provision or application, and to this end the provisions of this chapter are declared to be severable.|||Source. 1961, 48:1, eff. May 29, 1961.|
NH Rev Stat § 406-A:7 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 406-A - Unauthorized Insurers False Advertising Process Act|Section 406-A:7 - Short Title.

    406-A:7 Short Title. –||This chapter may be cited as the Unauthorized Insurers False Advertising Process Act.|||Source. 1961, 48:1, eff. May 29, 1961.|
NH Rev Stat § 406-B:1 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 406-B - Unauthorized Insurance|Section 406-B:1 - Purpose.

    406-B:1 Purpose. –||The purpose of this chapter is to subject certain persons and insurers to the jurisdiction of the commissioner, of proceedings before the commissioner, and of the courts of this state in suits by or on behalf of the state and insureds or beneficiaries under insurance contracts. The legislature declares that it is a subject of concern that many residents of this state hold policies of insurance issued by persons and insurers not authorized to do business in this state, thus presenting to such residents the often insuperable obstacle of asserting their legal rights under such policies in forums foreign to them under laws and rules of practice with which they are not familiar. The legislature declares that it is also concerned with the protection of residents of this state against acts by persons and insurers not authorized to do an insurance business in this state by the maintenance of fair and honest insurance markets, by protecting authorized persons and insurers, which are subject to strict regulation, from unfair competition by unauthorized persons and insurers by protecting against the evasion of the insurance regulatory laws of this state and to protect the premium tax revenues of this state. In furtherance of such state interest, the legislature herein provides methods for substituted service of process upon such persons or insurers in any proceeding, suit or action in any court and substitute service of any notice, order, pleading or process upon such persons or insurers in any proceeding before the commissioner to enforce or effect full compliance with the insurance and tax statutes of this state, and declares in so doing it exercises its power to protect residents of this state and to define what constitutes doing an insurance business in this state, and also exercises powers and privileges available to this state by virtue of P.L. 79-15 (1945), (chapter 20, 1st sess., S. 340), 59 Stat. 33, as amended, which declares that the business of insurance and every person engaged therein shall be subject to the laws of the several states.|||Source. 1967, 237:1. 1969, 260:1, eff. June 20, 1969.|
NH Rev Stat § 406-B:2 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 406-B - Unauthorized Insurance|Section 406-B:2 - Insurance Business Defined.

    406-B:2 Insurance Business Defined. –||Any of the following acts in this state effected by mail or otherwise by or on behalf of an unlicensed insurer is deemed to constitute the transaction or doing of an insurance business in this state. The venue of an act committed by mail is at the point where the matter transmitted by mail is delivered and takes effect. Unless otherwise indicated, the term "insurer" as used in this section includes all corporations, associations, partnerships and individuals, engaged as principals in the business of insurance and also includes interinsurance exchanges and mutual benefit societies. The word "commissioner" shall mean the insurance commissioner.||I. The making of or proposing to make, as an insurer, an insurance contract.||II. The making of or proposing to make, as guarantor or surety, any contract of guaranty or suretyship as a vocation and not merely incidental to any other legitimate business or activity of the guarantor or surety.||III. The taking or receiving of any application for insurance.||IV. The receiving or collection of any premium, commission, membership fees, assessments, dues or other consideration for any insurance or any part thereof.||V. The issuance or delivery of contracts or certificates of insurance to residents of this state or to persons authorized to do business in this state.||VI. Directly or indirectly acting as an agent for or otherwise representing or aiding on behalf of another any person or insurer in the solicitation, negotiation, procurement, or effectuation of insurance or renewals thereof, or in the dissemination of information as to coverage or rates, or forwarding of applications, or delivery of policies or contracts, or inspection of risks, a fixing of rates or investigation or adjustment of claims or losses or in the transaction of matters subsequent to effectuation of the contract and arising out of it, or in any other manner representing or assisting a person or insurer in the transaction of insurance with respect to subjects of insurance resident, located or to be performed in this state. The provisions of this section shall not operate to prohibit full-time salaried employees of a corporate insured from acting in the capacity of an insurance manager or buyer in placing insurance in behalf of such employer.||VII. The doing of any kind of insurance business specifically recognized as constituting the doing of an insurance business within the meaning of the statutes relating to insurance.||VIII. The doing or proposing to do any insurance business in substance equivalent to any of the foregoing in a manner designed to evade the provisions of the statutes.||IX. Any other transactions of business in this state by an insurer.|||Source. 1967, 237:1. 1969, 260:2, 3. 1971, 170:1. 1985, 177:1, 3. 1986, 93:2, 4. 2002, 207:32, eff. July 15, 2002.|
NH Rev Stat § 406-B:3 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 406-B - Unauthorized Insurance|Section 406-B:3 - Unauthorized Insurance Prohibited.

    406-B:3 Unauthorized Insurance Prohibited. –||No unlicensed person or insurer shall directly or indirectly do any of the acts of an insurance business set forth in RSA 406-B:2 except as provided by and in accordance with the specific authorization of statute. In respect to the insurance of subjects resident, located or to be performed within this state this section shall not prohibit the collection of premium or other acts performed outside of this state by persons or insurers authorized to do business in this state provided such transactions and insurance contracts otherwise comply with statute.|||Source. 1967, 237:1. 1971, 170:2. 2002, 207:33, eff. July 15, 2002.|
NH Rev Stat § 406-B:6 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 406-B - Unauthorized Insurance|Section 406-B:6 - Unauthorized Person or Insurer Defense of Action.

    406-B:6 Unauthorized Person or Insurer Defense of Action. –||I. Before any unauthorized person or insurer files or causes to be filed any pleading in any court action, suit or proceeding or in any notice, order, pleading, or process in such administrative proceeding before the commissioner instituted against such person or insurer, by service made as provided in RSA 406-B:4 and 5, such person or insurer shall either:||(a) Deposit with the clerk of the court in which such action, suit or proceeding is pending, or with the commissioner in administrative proceedings before the commissioner, cash or securities or bond with good and sufficient sureties to be approved by the court, or the commissioner, in any amount to be fixed by the court or the commissioner sufficient to secure the payment of any final judgment which may be rendered in such court proceeding or in such administrative proceeding before the commissioner, provided that the court or the commissioner in administrative proceedings before the commissioner may in its or his discretion make an order dispensing with such deposit or bond where the insurer makes a showing satisfactory to such court or the commissioner that it maintains in a state of the United States funds or securities, in trust or otherwise, sufficient and available to satisfy any final judgment which may be entered in such court action, suit or proceeding or in such administrative proceeding before the commissioner; or||(b) Procure proper authorization to do an insurance business in this state.||II. The court in any action, suit or proceeding in which service has been made as provided in RSA 406-B:4 or the commissioner in any administrative proceeding before the commissioner in which service is made as provided in RSA 406-B:5 may, in his or its discretion, order such postponement as may be necessary to afford the defendant reasonable opportunity to comply with paragraph I and to defend such court action or administrative proceeding.||III. Nothing in paragraph I is to be construed to prevent an unlicensed person or insurer from filing a motion to quash a writ or to set aside service thereof made as provided in RSA 406-B:4 or 5 on the ground that such unlicensed person or insurer has not done any of the acts enumerated in RSA 406-B:2 or that the person on whom service was made pursuant to RSA 406-B:4 was not doing any of the acts therein enumerated.|||Source. 1967, 237:1. 2002, 207:37, eff. July 15, 2002.|
NH Rev Stat § 406-B:7 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 406-B - Unauthorized Insurance|Section 406-B:7 - Attorney Fees.

    406-B:7 Attorney Fees. –||In an action against an unauthorized person or insurer upon a contract of insurance issued or delivered in this state to a resident thereof or to a corporation authorized to do business therein, if the person or insurer has failed for 30 days after demand prior to the commencement of the action to make payment in accordance with the terms of the contract, and it appears to the court that such refusal was vexatious and without reasonable cause, the court may allow to the plaintiff a reasonable attorney fee and include such fee in any judgment that may be rendered in such action. Failure of the person or insurer to defend any such action shall be deemed prima facie evidence that its failure to make payment was vexatious and without reasonable cause.|||Source. 1967, 237:1, eff. Aug. 22, 1967.|
NH Rev Stat § 406-B:8 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 406-B - Unauthorized Insurance|Section 406-B:8 - Validity of Insurance Contracts.

    406-B:8 Validity of Insurance Contracts. –||I. Except for lawfully procured surplus lines insurance pursuant to the surplus lines laws of this state, contracts of insurance independently procured, through negotiations occurring entirely outside of this state which are reported and on which premium tax is paid in accordance with RSA 406-B:17 and contracts of industrial insurance on which premium tax is paid pursuant to RSA 406-B:16, VI, any contract of insurance effective in this state and entered into by an unauthorized insurer is unenforceable by such insurer. In event of failure of any such unauthorized insurer to pay any claim or loss within the provisions of such insurance contract, any person who assisted or in any manner aided directly or indirectly in the development, marketing, or administration of such insurance contract shall be liable to the insured for the full amount thereof pursuant to the provisions of such insurance contract.||II. The failure of an insurer transacting insurance business in this state to obtain a certificate of authority shall not impair the validity of any act or contract of such insurer and shall not prevent such insurer from defending any action at law or suit in equity in any court of this state, but no insurer transacting insurance business in this state without a certificate of authority shall be permitted to maintain an action in any court of this state to enforce any right, claim or demand arising out of the transaction of such business until such insurer shall have obtained a certificate of authority.|||Source. 1967, 237:1. 1969, 260:4. 1971, 170:3. 1991, 94:1. 2002, 207:38, eff. July 15, 2002.|
NH Rev Stat § 406-B:9 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 406-B - Unauthorized Insurance|Section 406-B:9 - Investigation and Disclosure of Insurance Contracts.

    406-B:9 Investigation and Disclosure of Insurance Contracts. –||I. Whenever the commissioner has reason to believe that insurance has been effectuated by or for any person in this state with an unauthorized insurer, the commissioner shall in writing order such person to produce for examination all insurance contracts and other documents evidencing insurance with both authorized and unauthorized insurers and to disclose to the commissioner the amount of insurance, name and address of each insurer, gross amount of premium paid or to be paid and the name and address of the person or persons assisting or aiding in the solicitation, negotiation or effectuation of such insurance.||II. Every person who, for 30 days after such written order pursuant to paragraph I, neglects to comply with the requirements of such order or who willfully makes a disclosure that is untrue, deceptive, or misleading shall forfeit $50 and an additional $50 for each day of neglect after expiration of said 30 days.||III. Whenever the commissioner believes, from evidence satisfactory to him, that any insurer is violating or about to violate the provisions of this act, the commissioner may, with the assistance of the attorney general of this state, cause a complaint to be filed in the Merrimack county superior court to enjoin and restrain such insurer from continuing such violation or engaging therein or doing any act in furtherance thereof. The court shall have jurisdiction of the proceeding and shall have the power to make and enter an order or judgment awarding such preliminary or final injunctive relief as in its judgment is proper.|||Source. 1967, 237:1. 1969, 260:5, eff. June 20, 1969.|
NH Rev Stat § 406-B:10 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 406-B - Unauthorized Insurance|Section 406-B:10 - Reporting of Unauthorized Insurance.

    406-B:10 Reporting of Unauthorized Insurance. –||I. Every person investigating or adjusting any loss or claim on a subject of insurance in this state shall immediately report to the commissioner every insurance policy or contract which has been entered into by any insurer not authorized to transact such insurance in this state.||II. This section does not apply to transactions in this state involving a policy lawfully solicited, written, and delivered outside of this state covering only subjects of insurance not resident, located or expressly to be performed in this state at the time of issuance, and which transactions are subsequent to the issuance of such policy.|||Source. 1967, 237:1, eff. Aug. 22, 1967.|
NH Rev Stat § 406-B:11 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 406-B - Unauthorized Insurance|Section 406-B:11 - Unauthorized Insurance Premium Tax.

    406-B:11 Unauthorized Insurance Premium Tax. –||I. Except as to premiums on lawfully procured surplus lines insurance pursuant to the surplus lines laws of this state, and premiums on unlicensed insurance procured by industrial insurers on which a tax has been paid pursuant to RSA 406-B:16, VI and premiums on independently procured insurance on which a tax has been paid pursuant to RSA 406-B:17, every unauthorized insurer shall pay to the commissioner before March 1 next succeeding the calendar year in which the insurance was so effectuated, continued or renewed a premium receipts tax of 4 percent of gross premiums charged for such insurance other than marine insurance and a premium receipts tax of 2 percent of gross premiums charged for such marine insurance on subjects resident, located or to be performed in this state. Such insurance on subjects resident, located or to be performed in this state procured through negotiations or an application, in whole or in part occurring or made within or from within or outside of this state, or for which premiums in whole or in part are remitted directly or indirectly from within or outside of this state, shall be deemed to be insurance procured, or continued or renewed in this state. The term "premium" includes all premiums, membership fees, assessments, dues, and any other consideration for insurance. Such tax shall be in lieu of all taxes and fire department dues. On default of any such unauthorized insurer in the payment of such tax the insured shall pay the tax. If the tax prescribed by this section is not paid within the time stated, the tax shall be increased by a penalty contingent upon the number of days that have passed since the due date. For late payments received 1-30 days after the due date, the penalty fee shall be 3 percent of the amount of tax due. For late payments received 31-60 days after the due date, the penalty fee shall be 6 percent of the amount of tax due. For late payments received more than 60 days after the due date, the penalty fee shall be 12 percent of the amount of tax due.||II. If a policy covers risks or exposures only partially in this state, the tax payable shall be computed on the portions of the premium which are properly allocable to the risks or exposures located in this state. In determining the amount of premiums taxable in this state, all premiums written, procured, or received in this state and all premiums on policies negotiated in this state shall be deemed written on property or risks located or resident in this state, except such premiums as are properly allocated or apportioned and reported as taxable premiums of any other state or states.|||Source. 1967, 237:1. 1971, 170:4. 2002, 207:39, eff. July 15, 2002. 2019, 179:5, eff. Jan. 1, 2020.|
NH Rev Stat § 406-B:11-a (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 406-B - Unauthorized Insurance|Section 406-B:11-a - Unauthorized Insurance Premium Tax; Insurance Transactions on Multi-State Risks.

    406-B:11-a Unauthorized Insurance Premium Tax;  Insurance Transactions on Multi-State Risks. –||For lawfully procured insurance premiums in unlicensed insurance companies reporting multi-state risks, the provisions of RSA 405-B shall apply.|||Source. 2011, 191:2, eff. Aug. 13, 2011.|
NH Rev Stat § 406-B:12 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 406-B - Unauthorized Insurance|Section 406-B:12 - Penalty for Unauthorized Insurance.

    406-B:12 Penalty for Unauthorized Insurance. –||Any unlicensed insurer who does any unauthorized act of an insurance business as set forth in RSA 406-B:2 shall be fined in accordance with RSA 400-A:15, III.|||Source. 2002, 207:40, eff. July 15, 2002. 2020, 37:49, eff. Sept. 27, 2020.|
NH Rev Stat § 406-B:14 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 406-B - Unauthorized Insurance|Section 406-B:14 - Short Title.

    406-B:14 Short Title. –||This chapter may be cited as the "Uniform Unlicensed Insurers Act."|||Source. 2002, 207:40, eff. July 15, 2002.|
NH Rev Stat § 406-B:15 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 406-B - Unauthorized Insurance|Section 406-B:15 - Separability.

    406-B:15 Separability. –||If any provision of this chapter or the application thereof to any person or circumstances is held invalid, such invalidity shall not affect other provisions or applications of this chapter which can be given effect without the invalid provision and to this end the provisions of this chapter are declared to be severable.|||Source. 2002, 207:40, eff. July 15, 2002.|
NH Rev Stat § 406-B:16-a (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 406-B - Unauthorized Insurance|Section 406-B:16-a - Lawfully Procured Insurance in Unlicensed Companies; Insurance Transactions on Multi-State Risks.

    406-B:16-a Lawfully Procured Insurance in Unlicensed Companies;  Insurance Transactions on Multi-State Risks. –||For premiums on unlicensed insurance procured by industrial insurers with tax liability for multi-state risks, the provisions of RSA 405-B shall apply.|||Source. 2011, 191:3, eff. Aug. 13, 2011.|
NH Rev Stat § 406-B:17-a (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 406-B - Unauthorized Insurance|Section 406-B:17-a - Independently Procured Insurance; Insurance Transactions on Multi-State Risks.

    406-B:17-a Independently Procured Insurance;  Insurance Transactions on Multi-State Risks. –||For premiums on unlicensed insurance independently procured with tax liability for multi-state risks, the provisions of RSA 405-B shall apply.|||Source. 2011, 191:4, eff. Aug. 13, 2011.|
NH Rev Stat § 406-C:1 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 406-C - Sales of Insurance by Financial Institutions|Section 406-C:1 - Purpose.

    406-C:1 Purpose. –||The purpose of this chapter is to authorize and regulate the solicitation for purchase and the sale in this state of insurance by financial institutions and to maintain parity with respect to the insurance powers of state and federally chartered financial institutions.|||Source. 1997, 223:3. 2000, 313:3, eff. Aug. 20, 2000.|