reglab/housing_qa huggingface dataset:
NE Code § 44-1619 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1619 - Insured; assignment of rights, privileges, and incidents of ownership.

44-1619.  Insured; assignment of rights, privileges, and incidents of ownership.No provisions in sections 44-1601 to 44-1617 shall prohibit a person whose life is insured under any such policy of group life insurance from making an assignment or transfer of all or any part of his rights, privileges, and incidents of ownership under such policy, including specifically, but not by way of limitation, any right to designate a beneficiary thereunder and any right to have an individual policy issued in accordance with subdivisions (8) and (9) of section 44-1607, to any person other than the group policyholder. Subject to the terms of the policy relating to assignment of rights, privileges, and incidents of ownership thereunder, such an assignment by an insured, made either before or after December 25, 1969, is valid for the purpose of vesting in the assignee, in accordance with any provision included therein as to the time at which it is to be effective, all of such rights, privileges, and incidents of ownership so assigned, but without prejudice to the insurer on account of any payment it may make or individual policy it may issue in accordance with subdivisions (8) and (9) of section 44-1607 prior to receipt of notice of the assignment.Source  Laws 1969, c. 353, § 1, p. 1233.
NE Code § 44-1620 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1620 - Transferred to section 84-1601.

44-1620.  Transferred to section 84-1601.
NE Code § 44-1620.01 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1620.01 - Transferred to section 84-1611.

44-1620.01.  Transferred to section 84-1611.
NE Code § 44-1621 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1621 - Transferred to section 84-1602.

44-1621.  Transferred to section 84-1602.
NE Code § 44-1622 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1622 - Transferred to section 84-1603.

44-1622.  Transferred to section 84-1603.
NE Code § 44-1622.01 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1622.01 - Transferred to section 84-1606.

44-1622.01.  Transferred to section 84-1606.
NE Code § 44-1623 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1623 - Transferred to section 84-1605.

44-1623.  Transferred to section 84-1605.
NE Code § 44-1624 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1624 - Transferred to section 84-1607.

44-1624.  Transferred to section 84-1607.
NE Code § 44-1625 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1625 - Transferred to section 84-1608.

44-1625.  Transferred to section 84-1608.
NE Code § 44-1626 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1626 - Transferred to section 84-1609.

44-1626.  Transferred to section 84-1609.
NE Code § 44-1627 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1627 - Transferred to section 84-1604.

44-1627.  Transferred to section 84-1604.
NE Code § 44-1628 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1628 - Transferred to section 84-1610.

44-1628.  Transferred to section 84-1610.
NE Code § 44-1629 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1629 - Transferred to section 84-1612.

44-1629.  Transferred to section 84-1612.
NE Code § 44-1630 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1630 - Transferred to section 84-1613.

44-1630.  Transferred to section 84-1613.
NE Code § 44-1631 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1631 - Transferred to section 84-1614.

44-1631.  Transferred to section 84-1614.
NE Code § 44-1632 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1632 - Transferred to section 84-1615.

44-1632.  Transferred to section 84-1615.
NE Code § 44-1640 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1640 - Employee; involuntary termination of employment; coverage continued; conditions; premium rate.

44-1640.  Employee; involuntary termination of employment; coverage continued; conditions; premium rate.An employer or employer trust group policy or contract delivered or issued for delivery in this state which provides coverage to a group which, based on the number of employees, is not a group subject to section 4980B of the Internal Revenue Code and which provides hospital, surgical, or major medical coverage, or any combination of such coverages, on an expense-incurred or service basis by an insurance company or health maintenance organization for employees or their families, but not a policy or contract which provides benefits for specific diseases or for accidental injuries only, shall provide that an employee whose hospital, surgical, or major medical coverage under the group policy or contract would otherwise be terminated because of the involuntary termination of employment of such employee, for reasons other than misconduct in connection with employment, shall be entitled to continue such coverage subject to the provisions of the group policy or contract and the following conditions:(1) Such coverage shall be continued on a monthly renewal basis until the earliest of the following dates:(a) The date of expiration of a period of six months following the date the coverage of the terminated employee would otherwise be terminated;(b) The date the terminated employee becomes eligible for other group hospital, surgical, or medical coverage, whether insured or self-insured, or the date the terminated employee becomes eligible for medicare;(c) The date of expiration of the monthly period for which premiums were paid in the event of a nonpayment of premium;(d) The date the terminated employee exercises the privilege provided under the group policy or contract for conversion to an individual or family policy or contract; or(e) The date on which the group insurance policy or health maintenance organization agreement is terminated or the date the employer or employer trust trustee terminates participation under such policy or agreement;(2) The monthly premium rate to be charged for such coverage shall not exceed one hundred two percent of the total premium which would have been charged for such coverage had the terminated employee still been a member of the insured group. Such total premium rate shall be paid by the terminated employee. The experience of such coverage shall be charged to the group policy or contract which is in force; and(3) The interruption of employment due to a labor dispute shall not be considered to be an involuntary termination of employment.Source   Laws 1989, LB 318, § 1;   Laws 1993, LB 583, § 76;   Laws 1994, LB 978, § 25;   Laws 1995, LB 574, § 46.
NE Code § 44-1641 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1641 - Employee; termination of employment; notice; contents.

44-1641.  Employee; termination of employment; notice; contents.Not later than ten days following the date of termination of employment of the employee, the employer shall send a notice by certified mail with return receipt requested to the terminated employee at his or her home address as shown on the records of the employer. Such notice shall set forth (1) the right of the terminated employee to elect to continue coverage in accordance with section 44-1640 and the election form to be used in exercising such right, (2) the amount of each monthly premium to be paid by the terminated employee, and (3) the manner, time, and to whom the election form shall be completed and returned and each monthly premium shall be paid.Source  Laws 1989, LB 318, § 2.
NE Code § 44-1642 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1642 - Terminated employee; election to continue coverage; procedure.

44-1642.  Terminated employee; election to continue coverage; procedure.If the terminated employee elects to continue such coverage, the election form and the first monthly premium shall be sent by certified mail with return receipt requested to the insurance company or health maintenance organization within ten days after the date of receipt of the notice. Premiums for each subsequent month shall be paid by the terminated employee without further notice to the insurance company or health maintenance organization.Source  Laws 1989, LB 318, § 3.
NE Code § 44-1643 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1643 - Employee; death; coverage continued; conditions; premium rate.

44-1643.  Employee; death; coverage continued; conditions; premium rate.An employer or employer trust group policy or contract delivered, issued for delivery, or renewed in this state which provides coverage to a group which, based on the number of employees, is not a group subject to section 4980B of the Internal Revenue Code and which provides hospital, surgical, or major medical coverage, or any combination of such coverages, on an expense-incurred or service basis by an insurance company or health maintenance organization for employees and their dependents, but not including any policy or contract which provides benefits for specific diseases or for accidental injuries only, shall provide that the covered surviving spouse or covered surviving dependent children whose hospital, surgical, or major medical coverage under the group policy or contract would otherwise be terminated because of the death of such employee shall be entitled to continue such coverage subject to the provisions of the group policy or contract and the following conditions:(1) Such coverage shall be continued on a monthly renewal basis until the earliest of the following dates:(a) The date the covered surviving spouse or covered surviving dependent children become eligible for other group hospital, surgical, or major medical coverage, whether insured or self-insured, and with respect to the covered surviving spouse, the date such spouse remarries or the date such spouse becomes eligible for medicare or is covered by medicaid;(b) The date of expiration of the monthly period for which premiums were paid for the covered surviving spouse or covered surviving dependent children in the event of nonpayment of premium;(c) The date the covered surviving spouse or covered surviving dependent children exercise any privilege provided under the group policy or contract for conversion to an individual or family policy or contract;(d) The date on which the group insurance policy or health maintenance organization agreement is terminated or the date the employer or employer trust trustee terminates participation under such policy or agreement; or(e) The date of expiration of a period of one year following the date the coverage of the deceased employee would otherwise terminate; and(2) The monthly premium rate to be charged for such coverage shall not exceed one hundred two percent of the total premium which would have been established for such coverage for the covered surviving spouse or covered surviving dependent children had the deceased employee still been a member of the insured group. Such total premium rate shall be paid by the covered surviving spouse or covered surviving dependent children. The experience of such coverage shall be charged to the group policy or contract which is in force.Source   Laws 1989, LB 318, § 4;   Laws 1994, LB 978, § 26;   Laws 1995, LB 574, § 47.
NE Code § 44-1644 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1644 - Employee; death; coverage continued; notice; contents.

44-1644.  Employee; death; coverage continued; notice; contents.Not later than ten working days following the date of the death of the employee, the employer shall send a notice by certified mail with return receipt requested to the covered surviving spouse or, if there is no covered surviving spouse, to any covered surviving dependent children of the deceased employee at his, her, or their home address as shown on the records of the employer. Such notice shall set forth (1) the right of the covered surviving spouse or the covered surviving dependent children to elect to continue coverage in accordance with section 44-1643 and the election form to be used in exercising such right, (2) the amount of each monthly premium to be paid by the covered surviving spouse or covered surviving dependent children, and (3) the manner, time, and to whom the completed election form shall be returned and each monthly premium shall be paid.Source  Laws 1989, LB 318, § 5.
NE Code § 44-1645 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1645 - Employee; death; election to continue coverage; procedure.

44-1645.  Employee; death; election to continue coverage; procedure.If the covered surviving spouse or covered surviving dependent children elect to continue such coverage, the election form and the first monthly premium shall be sent by certified mail with return receipt requested to the insurance company or health maintenance organization within thirty-one days after the date of the death of the employee. Premiums for each subsequent month shall be paid by the covered surviving spouse or covered surviving dependent children without further notice.Source  Laws 1989, LB 318, § 6.
NE Code § 44-1701 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1701 - Sections, purpose.

44-1701.  Sections, purpose.The purpose of sections 44-1701 to 44-1713 is to promote the public welfare by regulating credit life insurance and credit accident and health insurance. Nothing in sections 44-1701 to 44-1713 is intended to prohibit or discourage reasonable competition. The provisions of sections 44-1701 to 44-1713 shall be liberally construed.Source  Laws 1959, c. 214, § 1, p. 737.
NE Code § 44-1702 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1702 - Terms, defined.

44-1702.  Terms, defined.As used in sections 44-1701 to 44-1713, unless the context otherwise requires:(1) Credit life insurance shall mean insurance on the life of a debtor pursuant to or in connection with a specific loan or other credit transaction;(2) Credit accident and health insurance means insurance on a debtor to provide indemnity for payments becoming due on a specific loan or other credit transaction while the debtor is disabled as defined in the policy;(3) Creditor shall mean the lender of money or vendor or lessor of goods, services, property, rights or privileges, for which payment is arranged through a credit transaction or any successor to the right, title or interest of any such lender, vendor or lessor, and an affiliate, associate or subsidiary of any of them or any director, officer or employee of any of them or any other person in any way associated with any of them;(4) Debtor shall mean a borrower of money or a purchaser or lessee of goods, services, property, rights or privileges for which payment is arranged through a credit transaction;(5) Indebtedness shall mean the total amount payable by a debtor to a creditor in connection with a loan or other credit transaction; and(6) Director shall mean the Director of the Department of Insurance of Nebraska.Source  Laws 1959, c. 214, § 2, p. 737.
NE Code § 44-1703 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1703 - Insurance sold with credit transaction; applicability of law; exceptions.

44-1703.  Insurance sold with credit transaction; applicability of law; exceptions.All life insurance and all accident and health insurance sold in connection with loans or other credit transactions shall be subject to sections 44-1701 to 44-1713 except such insurance sold in connection with a loan or other credit transaction of more than ten years duration or fifteen years duration when made by licensees under the Nebraska Installment Loan Act. No insurance shall be subject to sections 44-1701 to 44-1713 when the issuance of such insurance is an isolated transaction on the part of the insurer and not related to an agreement or a plan for insuring debtors of the creditor.Source   Laws 1959, c. 214, § 3, p. 738;   Laws 1969, c. 377, § 1, p. 1338;   Laws 1987, LB 306, § 1;   Laws 1997, LB 555, § 2;  Laws 2001, LB 53, § 27.  Cross References  Nebraska Installment Loan Act, see section 45-1001.
NE Code § 44-1704 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1704 - Forms of policy.

44-1704.  Forms of policy.Credit life insurance and credit accident and health insurance shall be issued only in the following forms:(1) Individual policies of life insurance issued to debtors on the term plan;(2) Individual policies of accident and health insurance issued to debtors on a term plan or disability benefit provisions in individual policies of credit life insurance;(3) Group policies of life insurance issued to creditors providing insurance upon the lives of debtors on the term plan; or(4) Group policies of accident and health insurance issued to creditors on a term plan insuring debtors or disability benefit provisions in group credit life insurance policies to provide such coverage.Source  Laws 1959, c. 214, § 4, p. 738.
NE Code § 44-1705 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1705 - Limitation on amount of insurance issued.

44-1705.  Limitation on amount of insurance issued.(1) The amount of credit life insurance shall not exceed the initial indebtedness. If an indebtedness repayable in substantially equal installments is secured by an individual policy of credit life insurance, the amount of insurance shall at no time exceed the scheduled amount of indebtedness and, if the said indebtedness is secured by a group policy of credit life insurance, the amount of insurance shall at no time exceed the amount of unpaid indebtedness.(2) The total amount of indemnity payable by credit accident and health insurance in the event of disability, as defined in the policy, shall not exceed the aggregate of the periodic scheduled unpaid installments of the indebtedness and the amount of each periodic indemnity payment shall not exceed the original indebtedness divided by the number of periodic installments.Source  Laws 1959, c. 214, § 5, p. 738.
NE Code § 44-1706 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1706 - Term of policy.

44-1706.  Term of policy.The term of any credit life insurance or credit accident and health insurance shall, subject to acceptance by the insurer, commence on the date when the debtor becomes obligated to the creditor, except that, if a group policy provides coverage with respect to existing obligations, the insurance on a debtor with respect to such indebtedness shall commence on the effective date of the policy. The term of such insurance shall not extend more than fifteen days beyond the scheduled maturity date of the indebtedness except when extended without additional cost to the debtor. If the indebtedness is discharged due to renewal or refinancing prior to the scheduled maturity date, the insurance in force shall be terminated before any new insurance may be issued in connection with the renewed or refinanced indebtedness and if the indebtedness is discharged due to a prepayment, the insurance in force shall be terminated as of the date of the prepayment. In all cases of termination prior to scheduled maturity, a refund shall be paid or credited as provided in section 44-1709.Source   Laws 1959, c. 214, § 6, p. 739;   Laws 1969, c. 377, § 2, p. 1338.
NE Code § 44-1707 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1707 - Policy or certificate of insurance; type issued; when delivered; application; acceptance.

44-1707.  Policy or certificate of insurance; type issued; when delivered; application; acceptance.(1) All credit life insurance and credit accident and health insurance sold shall be evidenced by an individual policy, or in case of group insurance, by a certificate of insurance, which individual policy or group certificate of insurance shall be delivered to the debtor.(2) Each individual policy or group certificate of credit life insurance, credit accident and health insurance, or combination thereof, shall, in addition to other requirements of law, set forth the name and home office address of the insurer, the name of the debtor, the premium or amount of payment, if any, by the debtor separately for credit life insurance and credit accident and health insurance, a description of the amount, term and coverage including any exceptions, limitations, or restrictions, and shall state that the benefits shall be paid to the creditor to reduce or extinguish the unpaid indebtedness and, wherever the amount of insurance may exceed the unpaid indebtedness, that any such excess shall be payable to the beneficiary, other than the creditor, named by the debtor or to his estate.(3) Said individual policy or group certificate of insurance shall be delivered to the insured debtor at the time the indebtedness is incurred except as hereinafter provided.(4) If said individual policy or group certificate of insurance is not delivered to the debtor at the time the indebtedness is incurred, a copy of the application for such policy or a notice of proposed insurance, signed by the debtor and setting forth the name and home office address of the insurer, the name of the debtor, the premium or amount of payment by the debtor, if any, separately for credit life insurance and credit accident and health insurance, a description of the amount, term and coverage provided, shall be delivered to the debtor at the time such indebtedness is incurred. The copy of the application for, or notice of proposed insurance, shall refer exclusively to insurance coverage, and shall be separate and apart from the loan, sale or other credit statement of account, instrument or agreement, unless the information required by this subsection is prominently set forth therein. Upon acceptance of the insurance by the insurer and within thirty days of the date upon which the indebtedness is incurred, the insurer shall cause the individual policy or group certificate of insurance to be delivered to the debtor. The application or notice of proposed insurance shall state that upon acceptance by the insurer, the insurance shall become effective as of the date the indebtedness is incurred.Source  Laws 1959, c. 214, § 7, p. 739. Annotations Debtor was aware that total credit insurance was fifteen thousand dollars and failure to deliver policy or certificate to debtor did not preclude recovery on note for larger amount. Elm Creek State Bank v. Johnson, 195 Neb. 131, 236 N.W.2d 838 (1975).