reglab/housing_qa huggingface dataset:
SD Codified L § 58-18C-8 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 18C - Continuation Of Health Care Coverage|Section 58-18C-8 - Premiums for continuation policies.

58-18C-8. Premiums for continuation policies.The premium for a continuation policy may not be greater than one hundred twenty-five percent of the group rate under which a person is covered. Source: SL 1998, ch 294, §8; SL 2005, ch 270, §5.
SD Codified L § 58-18C-9 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 18C - Continuation Of Health Care Coverage|Section 58-18C-9 - Notification of continuation rights.

58-18C-9. Notification of continuation rights.A notification of the continuation rights shall be included in each certificate of coverage. Source: SL 1998, ch 294, §9; SL 2005, ch 270, §6.
SD Codified L § 58-18C-11 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 18C - Continuation Of Health Care Coverage|Section 58-18C-11 - Enforceability of chapter under Employee Retirement Income Security Act.

58-18C-11. Enforceability of chapter under Employee Retirement Income Security Act.Nothing in this chapter is enforceable to the extent such enforcement violates the Employee Retirement Income Security Act. Source: SL 1998, ch 294, §11.
SD Codified L § 58-19-1 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-1 - Purpose of chapter.

58-19-1. Purpose of chapter.The purpose of this chapter is to promote the public welfare by regulating credit life insurance, credit health insurance, credit unemployment insurance, and credit property including group personal property coverages authorized through credit cards. Nothing in this chapter is intended to prohibit or discourage reasonable competition. The provisions of this chapter shall be liberally construed. Source: SL 1966, ch 111, ch 27, §1; SL 1987, ch 380, §9; SL 2001, ch 281, §1.
SD Codified L § 58-19-2 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-2 - Definition of terms.

58-19-2. Definition of terms.Terms used in this chapter mean:(1)"Credit health insurance," insurance on a debtor to provide indemnity for payments becoming due on a specific loan, lease, or other credit transaction while the debtor is disabled as defined in the policy;(2)"Credit life insurance," insurance on the life of a debtor pursuant to or in connection with a specific loan, lease, or other credit transaction;(3)"Creditor," the lender of money or vendor or lessor of goods, services, or property, rights or privileges, for which payment is arranged through a credit transaction, or any successor to the right, title, or interest of any such lender, vendor, or lessor, and an affiliate, associate, or subsidiary of any of them or any director, officer, or employee of any of them or any other person in any way associated with any of them;(4)"Debtor," a borrower of money or a purchaser or lessee of goods, services, property, rights, or privileges for which payment is arranged through a credit transaction;(5)"Indebtedness," the total amount payable by a debtor to a creditor in connection with a loan, lease, or other credit transaction;(6)"Group property insurance authorized by credit card," forms of property insurance issued on a group basis covering:(a)Loss of or damage to personal property, other than loss of use or loss resulting from a defect in materials or workmanship, where such personal property is purchased using a credit card;(b)Loss of, damage to or loss of use of personal property resulting from a defect in materials or workmanship, where the personal property is purchased using a credit card and is under warranty;(c)Loss of or damage to a lease or rented motor vehicle, that is intended to be rented or leased for a period of ninety consecutive days or less, where the lease or rental fee is paid using a credit card;(d)Loss of, or damage to or loss of use of baggage and its contents while in transit, where the cost of travel or accommodations is paid using a credit card;(e)Loss of damage to or loss of use of personal property occurring in connection with use of a leased or rented motor vehicle, which motor vehicle is intended to be rented or leased for a period of ninety consecutive days or less, where the lease or rental fee is paid using a credit card;(f)Loss incurred in connection with the unauthorized use of a credit card; or(g)Such other forms of property insurance that are authorized by the director of the Division of Insurance by rule promulgated pursuant to chapter 1-26 and determined to be appropriate for issuance on a group basis. Source: SL 1966, ch 111, ch 27, §2 (3); SL 1998, ch 295, §1; SL 2001, ch 281, §2.
SD Codified L § 58-19-3 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-3 - Life and health insurance connected with credit transactions subject to chapter--Exceptions.

58-19-3. Life and health insurance connected with credit transactions subject to chapter--Exceptions.All life insurance and all health insurance in connection with loans or other credit transactions shall be subject to the provisions of this chapter, except such insurance in connection with a loan or other credit transaction of more than ten years' duration; nor shall insurance be subject to the provisions of this chapter where the issuance of such insurance is an isolated transaction on the part of the insurer not related to an agreement or a plan for insuring debtors of the creditor. Source: SL 1966, ch 111, ch 27, §2 (2); SL 1970, ch 271.
SD Codified L § 58-19-4 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-4 - Forms of credit life insurance and credit health insurance.

58-19-4. Forms of credit life insurance and credit health insurance.Credit life insurance and credit health insurance shall be issued only in the following forms:(1)Individual policies of life insurance issued to debtors on the term plan;(2)Individual policies of health insurance issued to debtors on a term plan or disability benefit provisions in individual policies of credit life insurance;(3)Group policies of life insurance issued to creditors providing insurance upon the lives of debtors on the term plan;(4)Group policies of health insurance issued to creditors on a term plan insuring debtors or disability benefit provisions in group credit life insurance policies to provide such coverage. Source: SL 1966, ch 111, ch 27, §3.
SD Codified L § 58-19-5 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-5 - Existing insurance--Choice of insurer.

58-19-5. Existing insurance--Choice of insurer.When credit life insurance or credit health insurance is required as additional security for any indebtedness, the debtor shall, upon request to the creditor, have the option of furnishing the required amount of insurance through existing policies of insurance owned or controlled by him or of procuring and furnishing the required coverage through any insurer authorized to transact an insurance business within this state. Source: SL 1966, ch 111, ch 27, §11.
SD Codified L § 58-19-5.1 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-5.1 - Credit insurance not to be required for lease.

58-19-5.1. Credit insurance not to be required for lease.No lessor may require a lessee to purchase credit insurance as a term or condition of the lease. Source: SL 1998, ch 295, §2.
SD Codified L § 58-19-6 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-6 - Maximum amount of credit life insurance.

58-19-6. Maximum amount of credit life insurance.The initial amount of credit life insurance shall not exceed the total amount repayable under the contract of indebtedness and, where an indebtedness is repayable in substantially equal installments, the amount of insurance shall at no time exceed the scheduled or actual amount of unpaid indebtedness, whichever is greater. Source: SL 1966, ch 111, ch 27, §4 (1).
SD Codified L § 58-19-7 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-7 - Agricultural credit transaction commitments--Amount of insurance.

58-19-7. Agricultural credit transaction commitments--Amount of insurance.Notwithstanding the provisions of §58-19-6, insurance on agricultural credit transaction commitments may be written for the amount of the portion of such commitment that has not been advanced by the creditor. Source: SL 1966, ch 111, ch 27, §4 (2).
SD Codified L § 58-19-8 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-8 - Indemnity payable by credit health insurance--Maximum amount.

58-19-8. Indemnity payable by credit health insurance--Maximum amount.The total amount of periodic indemnity payable by credit health insurance in the event of disability, as defined in the policy, shall not exceed the aggregate of the periodic scheduled unpaid installments of the indebtedness; and the amount of each periodic indemnity payment shall not exceed the original indebtedness divided by the number of periodic installments. Source: SL 1966, ch 111, ch 27, §4 (3).
SD Codified L § 58-19-9 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-9 - Term of insurance--Commencement.

58-19-9. Term of insurance--Commencement.The term of any credit life insurance or credit health insurance shall, subject to acceptance by the insurer, commence on the date when the debtor becomes obligated to the creditor, except that, where a group policy provides coverage with respect to existing obligations, the insurance on a debtor with respect to such indebtedness shall commence on the effective date of the policy. Source: SL 1966, ch 111, ch 27, §5.
SD Codified L § 58-19-10 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-10 - Commencement of insurance when evidence of insurability required.

58-19-10. Commencement of insurance when evidence of insurability required.Where evidence of insurability is required and such evidence is furnished more than thirty days after the date when the debtor becomes obligated to the creditor, the term of credit life insurance or credit health insurance may commence on the date on which the insurance company determines the evidence to be satisfactory, and in such event there shall be an appropriate refund or adjustment of any charge to the debtor for insurance. Source: SL 1966, ch 111, ch 27, §5.
SD Codified L § 58-19-11 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-11 - Duration of term of insurance--Extension--Renewal or refinancing.

58-19-11. Duration of term of insurance--Extension--Renewal or refinancing.The term of credit life insurance or credit health insurance shall not extend more than fifteen days beyond the scheduled maturity date of the indebtedness except when extended without additional cost to the debtor. If the indebtedness is discharged due to renewal or refinancing prior to the scheduled maturity date, the insurance in force shall be terminated before any new insurance may be issued in connection with the renewed or refinanced indebtedness. In all cases of termination prior to scheduled maturity, a refund shall be paid or credited as provided in §58-19-15. Source: SL 1966, ch 111, ch 27, §5.
SD Codified L § 58-19-12 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-12 - Revision of premium schedule--Filing.

58-19-12. Revision of premium schedule--Filing.Any insurer may revise its schedules of premium rates from time to time, and shall file such revised schedules with the director. Source: SL 1966, ch 111, ch 27, §8 (1).
SD Codified L § 58-19-13 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-13 - Premium rate not to exceed scheduled rate--Misdemeanor.

58-19-13. Premium rate not to exceed scheduled rate--Misdemeanor.No insurer shall issue any credit life insurance policy or credit health insurance policy for which the premium rate exceeds that determined by the schedules of such insurer as then on file with the director. Violation of this section is a Class 2 misdemeanor. Source: SL 1966, ch 111, ch 27, §8 (1); SL 1978, ch 359, §2.
SD Codified L § 58-19-14 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-14 - Amount charged debtor not to exceed premium charged by insurer--Misdemeanor.

58-19-14. Amount charged debtor not to exceed premium charged by insurer--Misdemeanor.The amount charged to a debtor for any credit life or credit health insurance shall not exceed the premiums charged by the insurer, as computed at the time the charge to the debtor is determined. Violation of this section is a Class 2 misdemeanor. Source: SL 1966, ch 111, ch 27, §8 (4); SL 1978, ch 359, §2.
SD Codified L § 58-19-15 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-15 - Termination of insurance prior to maturity date--Refund of amount paid by debtor.

58-19-15. Termination of insurance prior to maturity date--Refund of amount paid by debtor.Each individual policy, or group certificate shall provide that in the event of termination of the insurance prior to the scheduled maturity date of the indebtedness, any refund of an amount paid by the debtor for insurance shall be paid or credited promptly to the person entitled thereto; provided, however, that the director shall prescribe a minimum refund and no refund which would be less than such minimum need be made. The formula to be used in computing such refund shall be promulgated in a rule by the director. Source: SL 1966, ch 111, ch 27, §8 (2); SL 1986, ch 22, §30.
SD Codified L § 58-19-16 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-16 - Creditor requiring debtor to pay for insurance--Notice to debtor--Credit to account.

58-19-16. Creditor requiring debtor to pay for insurance--Notice to debtor--Credit to account.If a creditor requires a debtor to make any payment for credit life insurance or credit health insurance and an individual policy or group certificate of insurance is not issued, the creditor shall immediately give written notice to such debtor and shall promptly make an appropriate credit to the account. Source: SL 1966, ch 111, ch 27, §8 (3).
SD Codified L § 58-19-17 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-17 - Issuance of policies.

58-19-17. Issuance of policies.All policies of credit life insurance and credit health insurance shall be delivered or issued for delivery in this state only by an insurer authorized to do an insurance business therein, and shall be issued only through holders of licenses or authorizations issued by the director. Source: SL 1966, ch 111, ch 27, §9.
SD Codified L § 58-19-18 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-18 - Individual policy or group certificate delivered to debtor.

58-19-18. Individual policy or group certificate delivered to debtor.All credit life insurance and credit health insurance sold shall be evidenced by an individual policy, or in the case of group insurance by a certificate of insurance, which individual policy, or group certificate of insurance shall be delivered to the debtor. Source: SL 1966, ch 111, ch 27, §6 (1).
SD Codified L § 58-19-19 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-19 - Contents of individual policy or group certificate.

58-19-19. Contents of individual policy or group certificate.Each individual policy or group certificate of credit life insurance, or credit health insurance shall, in addition to other requirements of law, set forth the name and home office address of the insurer, the name or names of the debtor or in the case of a certificate under a group policy, the identity by name or otherwise of the debtor, the premium or amount of payment, if any, by the debtor separately for credit life insurance and credit health insurance, a description of the coverage including the amount and term thereof, and any exceptions, limitations and restrictions, and shall state that the benefits shall be paid to the creditor to reduce or extinguish the unpaid indebtedness and, wherever the amount of insurance may exceed the unpaid indebtedness, that any such excess shall be payable to a beneficiary, other than the creditor, named by the debtor or to his estate. Source: SL 1966, ch 111, ch 27, §6 (2).
SD Codified L § 58-19-20 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-20 - Time of delivery of individual policy or group certificate.

58-19-20. Time of delivery of individual policy or group certificate.Each individual policy or group certificate of credit life insurance or credit health insurance shall be delivered to the insured debtor at the time the indebtedness is incurred except as provided in §§58-19-21 to 58-19-23, inclusive. Source: SL 1966, ch 111, ch 27, §6 (3).
SD Codified L § 58-19-21 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-21 - Application or notice delivered to debtor in lieu of policy or certificate.

58-19-21. Application or notice delivered to debtor in lieu of policy or certificate.If said individual policy or group certificate of insurance is not delivered to the debtor at the time the indebtedness is incurred, a copy of the application for such policy or a notice of proposed insurance, signed by the debtor and setting forth the name and home office address of the insurer, the name of the debtor, the premium or amount of payment by the debtor, if any, separately for credit life insurance and credit health insurance, the amount, term and a brief description of the coverage provided, shall be delivered to the debtor at the time such indebtedness is incurred. Said application or notice of proposed insurance shall state that upon acceptance by the insurer, the insurance shall become effective as provided in §§58-19-9 and 58-19-10. The copy of the application for, or notice of proposed insurance, shall also refer exclusively to insurance coverage, and shall be separate and apart from the loan, sale, or other credit statement of account, instrument, or agreement, unless the information required by this section is prominently set forth therein. Source: SL 1966, ch 111, ch 27, §6 (4).
SD Codified L § 58-19-22 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-22 - Delivery to debtor of policy or certificate after acceptance of insurance.

58-19-22. Delivery to debtor of policy or certificate after acceptance of insurance.Upon acceptance of the insurance by the insurer and within thirty days of the date upon which the indebtedness is incurred, the insurer shall cause the individual policy or group certificate of insurance to be delivered to the debtor. Source: SL 1966, ch 111, ch 27, §6 (4).
SD Codified L § 58-19-23 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-23 - Policy received by debtor on nonacceptance of risk by named insurer--Description of substitute insurance.

58-19-23. Policy received by debtor on nonacceptance of risk by named insurer--Description of substitute insurance.If the named insurer does not accept the risk, then and in such event the debtor shall receive a policy or certificate of insurance setting forth the name and home office address of the substituted insurer and the amount of the premium to be charged, and if the amount of premium is less than that set forth in the notice of proposed insurance an appropriate refund shall be made. Source: SL 1966, ch 111, ch 27, §6 (5).
SD Codified L § 58-19-24 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-24 - Forms--Filing with director.

58-19-24. Forms--Filing with director.All policies, certificates of insurance, notices of proposed insurance, applications for insurance, endorsements, and riders delivered or issued for delivery in this state and the schedules of premium rates pertaining thereto shall be filed with the director. Source: SL 1966, ch 111, ch 27, §7 (1).
SD Codified L § 58-19-25 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-25 - Prior policies--Group certificate and notice of proposed insurance, filing and approval by director--Schedules of premium rates.

58-19-25. Prior policies--Group certificate and notice of proposed insurance, filing and approval by director--Schedules of premium rates.If a group policy of credit life insurance or credit health insurance has been delivered in this state before July 1, 1966, or has been or is delivered in another state before or after said date, the insurer shall be required to file only the group certificate and notice of proposed insurance delivered or issued for delivery in this state as specified in §§58-19-19, 58-19-21, and 58-19-22, and such forms shall be approved by the director if they conform with the requirements specified in said sections and if the schedules of premium rates applicable to the insurance evidenced by such certificate or notice are not in excess of the insurer's schedules of premium rates filed with the director. Source: SL 1966, ch 111, ch 27, §7 (6).
SD Codified L § 58-19-26 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 19 - Credit Life, Health, Unemployment And Group Property Insurance|Section 58-19-26 - Disapproval of filed forms by director.

58-19-26. Disapproval of filed forms by director.The director shall within thirty days after the filing of any such policies, certificates of insurance, notices of proposed insurance, applications for insurance, endorsements, and riders, disapprove any such form if the premium rates charged or to be charged are excessive in relation to benefits, or if it contains provisions which are unjust, unfair, inequitable, misleading, deceptive, or encourage misrepresentation of the coverage, or are contrary to any provision of this title or of any rule or regulation promulgated thereunder. Source: SL 1966, ch 111, ch 27, §7 (2).