reglab/housing_qa huggingface dataset:
IN Code § 27-1-15.7-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.7. Insurance Producer License Renewal|27-1-15.7-1. Applicability of Definitions

Sec. 1. The definitions in IC 27-1-15.6-2 apply throughout this chapter.As added by P.L.132-2001, SEC.4.
IN Code § 27-1-15.7-2.5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.7. Insurance Producer License Renewal|27-1-15.7-2.5. Waiver of Licensure and Continuing Education Requirements

Sec. 2.5. The commissioner shall, not later than September 1, 2005, establish a policy to allow a waiver of the:(1) continuing education requirements of this chapter; and(2) license renewal requirements of IC 27-1-15.6 and this chapter;for an insurance producer who is serving on active duty in the armed forces of the United States in an area designated as a combat zone by the President of the United States.As added by P.L.56-2005, SEC.1 and P.L.60-2005, SEC.2.
IN Code § 27-1-15.7-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.7. Insurance Producer License Renewal|27-1-15.7-3. Extension for Continuing Education Requirements

Sec. 3. (a) The commissioner may grant an extension for complying with the continuing education requirement set forth in section 2 of this chapter.(b) To receive an extension under this section, a licensee must:(1) file a request with the commissioner on a form provided by the commissioner; and(2) submit with the request an extension fee of twenty-five dollars ($25) for deposit in the department of insurance fund under IC 27-1-3-28.(c) After a licensee files a request for an extension, the license of the licensee remains in effect until the commissioner makes a decision on the request.(d) If the commissioner denies a licensee's request for an extension, the licensee must complete continuing education requirements set forth in section 2 of this chapter within ninety (90) days after the commissioner notifies the licensee of the denial.As added by P.L.132-2001, SEC.4. Amended by P.L.81-2012, SEC.5.
IN Code § 27-1-15.7-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.7. Insurance Producer License Renewal|27-1-15.7-4. Approval of Continuing Education Courses

Sec. 4. (a) The commissioner shall approve and disapprove continuing education courses after considering recommendations made by the insurance producer education and continuing education advisory council created under section 6 of this chapter.(b) The commissioner may not approve a course under this section if the course:(1) is designed to prepare an individual to receive an initial license under this chapter;(2) concerns only routine, basic office skills, including filing, keyboarding, and basic computer skills; or(3) may be completed by a licensee without supervision by an instructor, unless the course involves an examination process that is:(A) completed and passed by the licensee as determined by the provider of the course; and(B) approved by the commissioner.(c) The commissioner shall approve a course under this section that is submitted for approval by an insurance trade association or professional insurance association if:(1) the objective of the course is to educate a manager or an owner of a business entity that is required to obtain an insurance producer license under IC 27-1-15.6-6(d);(2) the course teaches insurance producer management and is designed to result in improved efficiency in insurance producer operations, systems use, or key functions;(3) the course is designed to benefit consumers; and(4) the course is not described in subsection (b).(d) Approval of a continuing education course under this section shall be for a period of not more than two (2) years.(e) A prospective provider of a continuing education course shall pay:(1) a fee of forty dollars ($40) for each course submitted for approval of the commissioner under this section; or(2) an annual fee of five hundred dollars ($500) not later than January 1 of a calendar year, which entitles the prospective provider to submit an unlimited number of courses for approval of the commissioner under this section during the calendar year.The commissioner may waive all or a portion of the fee for a course submitted under a reciprocity agreement with another state for the approval or disapproval of continuing education courses. Fees collected under this subsection shall be deposited in the department of insurance fund established under IC 27-1-3-28.(f) A prospective provider of a continuing education course may electronically deliver to the commissioner any supporting materials for the course.(g) The commissioner shall adopt rules under IC 4-22-2 to establish procedures for approving continuing education courses.As added by P.L.132-2001, SEC.4. Amended by P.L.57-2005, SEC.1; P.L.148-2017, SEC.3.
IN Code § 27-1-15.7-6 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.7. Insurance Producer License Renewal|27-1-15.7-6. Insurance Producer Education and Continuing Education Advisory Council

Sec. 6. (a) As used in this section, "council" refers to the insurance producer education and continuing education advisory council created under subsection (b).(b) The insurance producer education and continuing education advisory council is created within the department. The council consists of the commissioner and fifteen (15) members appointed by the governor as follows:(1) Two (2) members recommended by the Professional Insurance Agents of Indiana.(2) Two (2) members recommended by the Independent Insurance Agents of Indiana.(3) Two (2) members recommended by the Indiana Association of Insurance and Financial Advisors.(4) Two (2) members recommended by the Indiana State Association of Health Underwriters.(5) Two (2) representatives of direct writing or exclusive producer's insurance companies.(6) One (1) representative of the Association of Life Insurance Companies.(7) One (1) member recommended by the Insurance Institute of Indiana.(8) One (1) member recommended by the Indiana Land Title Association.(9) Two (2) other individuals.(c) Members of the council serve for a term of three (3) years. Members may not serve more than two (2) consecutive terms.(d) Before making appointments to the council, the governor must:(1) solicit; and(2) select appointees to the council from;nominations made by organizations and associations that represent individuals and corporations selling insurance in Indiana.(e) The council shall meet at least semiannually.(f) A member of the council is entitled to the minimum salary per diem provided under IC 4-10-11-2.1(b). A member is also entitled to reimbursement for traveling expenses and other expenses actually incurred in connection with the member's duties, as provided in the state travel policies and procedures established by the state department of administration and approved by the state budget agency.(g) The council shall review and make recommendations to the commissioner with respect to course materials, curriculum, and credentials of instructors of each prelicensing course of study for which certification by the commissioner is sought under section 5 of this chapter and shall make recommendations to the commissioner with respect to educational requirements for insurance producers.(h) A member of the council or designee of the commissioner shall be permitted access to any classroom while instruction is in progress to monitor the classroom instruction.(i) The council shall make recommendations to the commissioner concerning the following:(1) Continuing education courses for which the approval of the commissioner is sought under section 4 of this chapter.(2) Rules proposed for adoption by the commissioner that would affect continuing education.As added by P.L.132-2001, SEC.4. Amended by P.L.64-2004, SEC.27; P.L.73-2006, SEC.2.
IN Code § 27-1-15.7-7 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.7. Insurance Producer License Renewal|27-1-15.7-7. Rules

Sec. 7. The commissioner may adopt rules under IC 4-22-2 to implement this chapter.As added by P.L.132-2001, SEC.4.
IN Code § 27-1-15.7-8 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.7. Insurance Producer License Renewal|27-1-15.7-8. Hearings

Sec. 8. All hearings held under this chapter are governed by IC 4-21.5-3. The commissioner may appoint members of the commissioner's staff to act as hearing officers for purposes of hearings held under this chapter.As added by P.L.132-2001, SEC.4.
IN Code § 27-1-15.8-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.8. Surplus Lines Producers|27-1-15.8-1. Definitions; Application

Sec. 1. (a) Except as provided in this section, the definitions in IC 27-1-15.6-2 apply throughout this chapter.(b) As used in this chapter, "affiliate" means, with respect to an insured, an entity that controls, is controlled by, or is under common control with the insured.(c) As used in this chapter, "affiliated group" means a group of affiliates.(d) As used in this chapter, "control" means:(1) ownership or power to vote at least twenty-five percent (25%) of any class of voting securities; or(2) power to determine the election of a majority of the directors or trustees;of an entity.(e) As used in this chapter, "home state" means the following:(1) With respect to an insured:(A) the state in which the insured maintains:(i) the insured's principal place of business; or(ii) if the insured is an individual, the insured's principal residence; or(B) if one hundred percent (100%) of the insured risk is located outside the state described in clause (A), the state to which the greatest percentage of the insured's taxable premium for the insurance contract is allocated.(2) With respect to an affiliated group, if more than one (1) insured from the affiliated group is a named insured on a single nonadmitted insurance policy or contract, the home state determined under subdivision (1) of the member of the affiliated group that has the largest percentage of premium attributed to the member under the nonadmitted insurance policy or contract.(f) As used in this chapter, "nonadmitted insurance policy or contract" means an insurance policy or contract that is issued by an insurer that is not authorized to transact the business of insurance under the law of the home state.(g) As used in this chapter, "principal place of business" means, with respect to determining the home state of an insured, the state where the:(1) insured maintains the insured's headquarters; and(2) insured's officers direct, control, and coordinate the business activities of the insured.As added by P.L.132-2001, SEC.5. Amended by P.L.208-2018, SEC.6.
IN Code § 27-1-15.8-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.8. Surplus Lines Producers|27-1-15.8-2. Other Provisions Applicable to Licensure of Surplus Lines Producers

Sec. 2. The following provisions of IC 27-1-15.6 apply to licensure of surplus lines producers under this chapter:(1) IC 27-1-15.6-5.(2) IC 27-1-15.6-6.(3) IC 27-1-15.6-8 through IC 27-1-15.6-13.(4) IC 27-1-15.6-15 through IC 27-1-15.6-17.(5) IC 27-1-15.6-21.(6) IC 27-1-15.6-32 through IC 27-1-15.6-34.As added by P.L.132-2001, SEC.5.
IN Code § 27-1-15.8-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.8. Surplus Lines Producers|27-1-15.8-3. Qualifications for License

Sec. 3. (a) A surplus lines producer may receive qualification for a license in one (1) or more of the kinds of insurance defined in Class 2 and Class 3 of IC 27-1-5-1 from insurers that are authorized to do business in one (1) or more states of the United States of America but are not authorized to do business in Indiana whenever, after diligent effort, as determined to the satisfaction of the department, the licensee is unable to procure the amount of insurance desired from insurers authorized and licensed to do business in Indiana.(b) An applicant for a surplus lines producer's license must be licensed in Indiana as an insurance producer qualified as to the line or lines of insurance to be written.As added by P.L.132-2001, SEC.5.
IN Code § 27-1-15.9-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.9. Portable Electronics Insurance|27-1-15.9-1. Definitions

Sec. 1. The definitions in IC 27-1-15.6-2 apply throughout this chapter.As added by P.L.4-2012, SEC.3.
IN Code § 27-1-15.9-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.9. Portable Electronics Insurance|27-1-15.9-2. "Customer"

Sec. 2. As used in this chapter, "customer" means a person who purchases portable electronics.As added by P.L.4-2012, SEC.3.
IN Code § 27-1-15.9-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.9. Portable Electronics Insurance|27-1-15.9-3. "Insured Customer"

Sec. 3. As used in this chapter, "insured customer" means a customer who purchases insurance under a portable electronics insurance policy that is issued to a vendor.As added by P.L.4-2012, SEC.3.
IN Code § 27-1-15.9-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.9. Portable Electronics Insurance|27-1-15.9-4. "Location"

Sec. 4. As used in this chapter, "location" means:(1) a geographic site in Indiana; or(2) an Internet web site, a call center site, or a similar site;that is intended to be used by Indiana residents to engage in portable electronics transactions.As added by P.L.4-2012, SEC.3.
IN Code § 27-1-15.9-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.9. Portable Electronics Insurance|27-1-15.9-5. "Portable Electronics"

Sec. 5. (a) As used in this chapter, "portable electronics" means electronic devices that are portable in nature.(b) The term includes accessories, wireless services, and other services related to the use of a device described in subsection (a).As added by P.L.4-2012, SEC.3.
IN Code § 27-1-15.9-6 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.9. Portable Electronics Insurance|27-1-15.9-6. "Portable Electronics Insurance"

Sec. 6. (a) As used in this chapter, "portable electronics insurance" means insurance that provides coverage for the repair or replacement of portable electronics, including coverage for loss, theft, inoperability due to mechanical failure, malfunction, damage, or other similar causes of loss.(b) The term does not include the following:(1) A service contract or extended warranty that provides coverage for repair, replacement, or maintenance only to address operational or structural failure caused by:(A) a defect in materials or workmanship;(B) accidental damage from a power surge; or(C) normal wear and tear.(2) A policy of insurance that covers a seller's or manufacturer's obligations under a warranty.(3) Any of the following:(A) A homeowner's insurance policy.(B) A renter's insurance policy.(C) A private passenger automobile insurance policy.(D) A commercial multi-peril insurance policy.(E) An insurance policy that provides coverage similar to the insurance provided by a policy described in clauses (A) through (D).As added by P.L.4-2012, SEC.3.
IN Code § 27-1-15.9-7 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.9. Portable Electronics Insurance|27-1-15.9-7. "Portable Electronics Transaction"

Sec. 7. As used in this chapter, "portable electronics transaction" means the sale or lease of portable electronics.As added by P.L.4-2012, SEC.3.
IN Code § 27-1-15.9-8 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.9. Portable Electronics Insurance|27-1-15.9-8. "Supervising Entity"

Sec. 8. As used in this chapter, "supervising entity" means a business entity that:(1) is an:(A) insurer; or(B) insurance producer;that is licensed under this title; and(2) issues, or is appointed by the insurer that issues, a portable electronics insurance policy that is sold, solicited, or negotiated by a vendor;to supervise the activities of the vendor related to the portable electronics insurance policy.As added by P.L.4-2012, SEC.3.
IN Code § 27-1-15.9-9 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.9. Portable Electronics Insurance|27-1-15.9-9. "Vendor"

Sec. 9. As used in this chapter, "vendor" means a business entity that directly or indirectly engages in portable electronics transactions.As added by P.L.4-2012, SEC.3.
IN Code § 27-1-15.9-10 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.9. Portable Electronics Insurance|27-1-15.9-10. Limited Lines License Required; Authorization; Training Requirements; Representation as Limited Lines Producer

Sec. 10. (a) A vendor shall not sell, solicit, or negotiate portable electronics insurance unless the vendor holds a limited lines license issued under IC 27-1-15.6 to sell, solicit, or negotiate portable electronics insurance.(b) A limited lines license required by subsection (a) authorizes each of the following to sell, solicit, or negotiate portable electronics insurance to a customer at each of a vendor's locations:(1) The vendor.(2) Each of the vendor's employees or authorized representatives, regardless of whether the employee or authorized representative is individually licensed under IC 27-1-15.6, if the insurer that issues the portable electronics insurance directly supervises or appoints a supervising entity to supervise:(A) the administration of the portable electronics insurance sold by the vendor; and(B) a training program for the employees and authorized representatives.(c) The following apply to a training program described in subsection (b):(1) The training must be provided to any employee or authorized representative who is directly engaged in the sale, solicitation, or negotiation of portable electronics insurance.(2) Initial training of an employee or authorized representative:(A) must be provided before the employee or authorized representative engages in the sale, solicitation, or negotiation of portable electronics insurance; and(B) may be provided in electronic form.(3) Continuing training of an employee or authorized representative:(A) must be provided on a periodic basis; and(B) may be provided in electronic or another form.(4) The training must be developed and overseen by employees of the supervising entity who are licensed as insurance producers under IC 27-1-15.6 with the qualifications described in IC 27-1-15.6-7(a)(3) and IC 27-1-15.6-7(a)(4).(5) The training must provide basic instruction concerning the:(A) portable electronics insurance offered to customers of the vendor; and(B) disclosures required by section 12 of this chapter.(d) An employee or authorized representative of a vendor shall not advertise, represent, or otherwise profess to be an insurance producer other than a limited lines producer licensed under IC 27-1-15.6.As added by P.L.4-2012, SEC.3.
IN Code § 27-1-15.9-11 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.9. Portable Electronics Insurance|27-1-15.9-11. Supervising Entity Location Registry; Examination

Sec. 11. (a) A supervising entity shall:(1) maintain a registry of locations described in section 10(b) of this chapter; and(2) make the registry available for examination by the commissioner during the supervising entity's regular business hours.(b) The commissioner shall, at least ten (10) days before the examination is conducted, provide to a supervising entity written notice of an examination described in subsection (a).As added by P.L.4-2012, SEC.3.
IN Code § 27-1-15.9-12 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.9. Portable Electronics Insurance|27-1-15.9-12. Written Materials; Content

Sec. 12. (a) A vendor shall, at each location where portable electronics insurance is sold, solicited, or negotiated, make available to customers written materials concerning the portable electronics insurance.(b) The written materials available under subsection (a) must do all the following:(1) Disclose that portable electronics insurance may duplicate coverage already provided under a customer's homeowner's insurance policy, renter's insurance policy, or other coverage.(2) State that the customer may purchase or lease portable electronics regardless of whether the customer also purchases portable electronics insurance.(3) Summarize the material terms of each portable electronics insurance policy under which insurance is available from the vendor, including all the following:(A) The identity of the insurer that issues the portable electronics insurance policy.(B) The identity of any supervising entity.(C) The amount of any applicable deductible and the manner by which the deductible is paid.(D) The benefits of the portable electronics insurance.(E) The key terms and conditions, including whether portable electronics may be repaired or replaced with:(i) reconditioned; or(ii) nonoriginal;manufacturer equipment of a make or model that is similar to the portable electronics.(4) Summarize the process for filing a claim, including:(A) a description of the manner by which to return portable electronics; and(B) the maximum fee applicable if the customer fails to comply with any applicable equipment return requirement.(5) State that an insured customer may cancel the portable electronics insurance at any time and the person who pays the premium will receive a refund of unearned premium.As added by P.L.4-2012, SEC.3.
IN Code § 27-1-15.9-13 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.9. Portable Electronics Insurance|27-1-15.9-13. Coverage Availability

Sec. 13. Portable electronics insurance may be sold:(1) for any period; and(2) under:(A) an individual policy; or(B) a group or master policy issued to a vendor to provide insurance for the vendor's customers.As added by P.L.4-2012, SEC.3.
IN Code § 27-1-15.9-14 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.9. Portable Electronics Insurance|27-1-15.9-14. Eligibility and Underwriting Standards

Sec. 14. The:(1) insurer that issues a portable electronics insurance policy; or(2) supervising entity that supervises a vendor with respect to a portable electronics insurance policy;shall establish eligibility and underwriting standards for each portable electronics insurance policy that is sold, solicited, or negotiated by a vendor.As added by P.L.4-2012, SEC.3.
IN Code § 27-1-15.9-15 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 15.9. Portable Electronics Insurance|27-1-15.9-15. Charges; Funds

Sec. 15. The following apply to charges for portable electronics insurance:(1) The charges may be billed and collected by the vendor.(2) If the insurance cost is not included in the cost associated with the purchase or lease of portable electronics, the insurance cost must be separately itemized on the insured customer's bill.(3) If the insurance cost is included in the cost associated with the purchase or lease of portable electronics, the vendor shall clearly and conspicuously disclose to the insured customer that the portable electronics insurance cost is included with the cost of the portable electronics.(4) A vendor that bills and collects the charges shall maintain collected funds in a segregated account unless the:(A) insurer that issues the portable electronics insurance policy authorizes the vendor to hold the funds in an alternative manner; and(B) vendor remits the funds to the supervising entity less than sixty (60) days after the vendor receives the funds.(5) All funds received by the vendor from an insured customer for the sale of portable electronics insurance are considered to be funds held in trust by the vendor in a fiduciary capacity for the benefit of the insurer.(6) A vendor may receive from an insurer compensation for billing and collection services.As added by P.L.4-2012, SEC.3.