reglab/housing_qa huggingface dataset:
MA Gen L ch 176d § 3a (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 176d - Unfair Methods of Competition and Unfair and Deceptive Acts and Practices in the Business of Insurance|Section 3a - Unfair Methods of Competition and Unfair or Deceptive Acts or Practices in the Business of Insurance; Certain Business Entities

Section 3A. The following shall be unfair methods of competition and unfair or deceptive acts or practices in the business of insurance by entities organized under chapters 176A, 176B, 176G and 176I or licensed under chapter 175: (i) entering into any agreement to commit or by any concerted action committing any act of, boycott, coercion, intimidation resulting in or tending to result in unreasonable restraint of, or monopoly in, the business of insurance; (ii) refusal to enter into a contract with a health care facility on the basis of the facility's religious affiliation; (iii) seeking to set the price to be paid to any health care facility or provider by reference to the price paid, or the average of prices paid, to that health care facility or provider under a contract or contracts with any other nonprofit hospital service corporation, medical service corporation, insurance company, health maintenance organization or preferred provider arrangement; (iv) refusal to contract or affiliate with a health care facility solely because the facility does not provide a specific service or range of services; (v) selecting or contracting with a health care facility or provider not based primarily on cost, availability and quality of covered services; (vi) refusal to enter into a contract with a health care facility solely on the basis of the facility's governmental affiliation; and (vii) arranging for an individual employee to apply for individual health insurance coverage, as defined in chapter 176J, for the purpose of separating that employee from group health insurance coverage to reduce costs for an employer sponsored health plan provided in connection with the employee's employment.
MA Gen L ch 176d § 4 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 176d - Unfair Methods of Competition and Unfair and Deceptive Acts and Practices in the Business of Insurance|Section 4 - Prohibited Requirements and Conditions in Lending of Money or Extension of Credit and Renewals Thereof

Section 4. No person may: (a) require, as a condition precedent to the lending of money or extension of credit, or any renewal thereof, that the person to whom such money or credit is extended or whose obligation the creditor is to acquire or finance, negotiate any policy or contract of insurance through a particular insurer or group of insurers or agent or broker or group of agents or brokers;  (b) unreasonably disapprove an insurance policy provided by a borrower for the protection of property securing a credit or lien. Such disapproval shall be deemed unreasonable if it is not based solely on reasonable standards uniformly applied, relating to the extent of coverage required and the financial soundness and the services of an insurer. Such standards shall not discriminate against any particular type of insurer, nor shall such standards call for the disapproval of an insurance policy because such policy contains coverage in addition to that required;  (c) require, directly or indirectly, that any borrower, mortgagor, purchaser, insurer, broker, or agent pay a separate charge to substitute the insurance policy of one insurer for that of another. Interest on premium loans or premium advancements in accordance with a security instrument shall not be considered such a separate charge; or  (d) use or disclose information resulting from a requirement that a borrower, mortgagor or purchaser furnish insurance of any kind or real property being conveyed or used as collateral security to a loan, when such information is to the advantage of the mortgagee, vendor, or lender, or is to the detriment of the borrower, mortgagor, purchaser, insurer, or the agent or broker complying with such a requirement.  For the purposes of this section, ''person'' includes any individual, corporation, association, partnership, or other legal entity whatsoever.
MA Gen L ch 176d § 5 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 176d - Unfair Methods of Competition and Unfair and Deceptive Acts and Practices in the Business of Insurance|Section 5 - Investigation of Insurance Business

Section 5. The commissioner shall have the power to examine and investigate into the affairs of every person engaged in the business of insurance in this commonwealth in order to determine whether such person has been or is engaged in any unfair method of competition or in any unfair or deceptive act or practice prohibited by section two.
MA Gen L ch 176d § 7 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 176d - Unfair Methods of Competition and Unfair and Deceptive Acts and Practices in the Business of Insurance|Section 7 - Determination of Violation; Suspension or Revocation of License; Restitution; Damages; Review

Section 7. If after such hearing, the commissioner shall determine that the person charged has engaged in an unfair or deceptive act or practice he shall reduce his findings to writing and shall issue and cause to be served upon the person charged with the violation a copy of such findings and an order requiring such person to cease and desist from engaging in such method of competition, act or practice and if the act or practice is a violation of sections three or four, the commissioner may suspend or in the case of repeated violations revoke the license of such a party and impose conditions for the reinstatement thereof. In addition whoever commits such an act or practice shall be punished by a fine of not more than one thousand dollars for each and every act or practice.  In addition to any other powers provided in this section, the commissioner may order that restitution be made by an insurer or its agent to any claimant who has suffered actual economic damage as a result of a violation of this chapter.  In any action to recover on an insurance policy, a court may award punitive damages, in addition to the amount of the claim, not to exceed twenty-five per cent of said claim if the court finds that the party seeking to recover on the insurance policy has been damaged by a violation of sections three or four that has been determined such by the commissioner.  Until the expiration of the time allowed under section eight for filing a petition for review if no such petition has been filed within such time or, if a petition for review has been filed within such time, then until the transcript of the record in the proceeding has been filed in the supreme judicial court, as hereinafter provided, the commissioner may at any time, upon such notice and in such manner as he shall deem proper, modify or set aside in whole or in part any order issued by him under this section.  After the expiration of the time allowed for filing such a petition for review if no petition has been duly filed within such time, the commissioner may at any time, after notice and opportunity for hearing, reopen and alter, modify or set aside, in whole or in part, any order issued by him under this section, whenever in his opinion conditions of fact or of law have so changed as to require such action or if the public interest shall so require.
MA Gen L ch 176d § 9 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 176d - Unfair Methods of Competition and Unfair and Deceptive Acts and Practices in the Business of Insurance|Section 9 - Petition of an Intervenor for Review by Supreme Judicial Court

Section 9. If after any hearing under sections six or ten the report of the commissioner does not charge a violation of this chapter, then any intervenor in the proceedings may within thirty days after the service of such report, cause a petition to be filed in the supreme judicial court for a review of such report. Upon such review, the court shall have authority to issue appropriate orders and decrees in connection therewith, including, if the court finds that it is to the interest of the public, orders enjoining and restraining the continuance of any method of competition, act or practice which it finds, notwithstanding such report of the commissioner, constitutes a violation of this chapter and containing penalties pursuant to section seven.
MA Gen L ch 176d § 10 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 176d - Unfair Methods of Competition and Unfair and Deceptive Acts and Practices in the Business of Insurance|Section 10 - Violation of Cease and Desist Orders; Penalty; Suspension or Revocation of License

Section 10. Any person who violates a cease and desist order of the commissioner under section seven after it has become final, and while such order is in effect, shall forfeit and pay to the commonwealth a sum not to exceed ten thousand dollars for each violation, which sum may be recovered in a civil action. Upon order of the commissioner such person shall be subject to suspension or revocation of such person's license or such other relief as is reasonable and appropriate.
MA Gen L ch 176d § 11 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 176d - Unfair Methods of Competition and Unfair and Deceptive Acts and Practices in the Business of Insurance|Section 11 - Rules and Regulations; Protection of Members of the Armed Forces

Section 11. The commissioner may in accordance with provisions of chapter thirty A, after notice and hearing, promulgate reasonable rules and regulations, as are necessary or proper to identify specific methods of competition or acts or practices which are prohibited by sections three or four but the regulations shall not enlarge upon or extend the provisions of said sections.  Notwithstanding the forgoing, the commissioner may, in accordance with said chapter 30A, promulgate rules and regulations to protect service members of the Armed Forces of the United States from dishonest or predatory insurance acts or practices by identifying certain insurance acts or practices as false, misleading, deceptive or unfair.
MA Gen L ch 176d § 12 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 176d - Unfair Methods of Competition and Unfair and Deceptive Acts and Practices in the Business of Insurance|Section 12 - Scope of Commissioner's Powers

Section 12. The powers vested in the commissioner by this chapter, shall be additional to any other powers to enforce any penalties, fines or forfeitures authorized by law with respect to the methods, acts, and practices hereby declared to be unfair or deceptive.
MA Gen L ch 176d § 13 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 176d - Unfair Methods of Competition and Unfair and Deceptive Acts and Practices in the Business of Insurance|Section 13 - Giving Incriminating Testimony; Immunity From Prosecution

Section 13. If any person shall ask to be excused from attending and testifying or from producing any books, papers, records, correspondence or other documents at any hearing on the ground that the testimony or evidence required of him may tend to incriminate him or subject him to a penalty or forfeiture, and shall notwithstanding be directed to give such testimony or produce such evidence, he must nonetheless comply with such direction, but he shall not thereafter be prosecuted or subjected to any penalty or forfeiture for or on account of any transaction, matter or thing concerning which he may testify or produce evidence thereto, and no testimony so given or evidence produced shall be received against him upon any criminal action, investigation or proceeding, provided, however, that no such individual so testifying shall be exempt from prosecution or punishment for any perjury committed by him while so testifying and the testimony or evidence so given or produced shall be admissible against him upon any criminal action, investigation or proceeding concerning such perjury, nor shall he be exempt from the refusal, revocation or suspension of any license, permission or authority conferred, or to be conferred, pursuant to the insurance law of this commonwealth. Any such individual may execute, acknowledge and file in the office of the commissioner a statement expressly waiving such immunity or privilege in respect to any transaction, matter or thing specified in such statement and thereupon the testimony of such person or such evidence in relation to such transaction, matter or thing may be received or produced before any judge or justice, court, tribunal, grand jury or otherwise, and if so received or produced such individual shall not be entitled to any immunity or privilege on account of any testimony he may so give or evidence so produced.
MA Gen L ch 176d § 14 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 176d - Unfair Methods of Competition and Unfair and Deceptive Acts and Practices in the Business of Insurance|Section 14 - Severability

Section 14. If any provision of this chapter, or the application of such provision to any person or circumstances, shall be held invalid, the remainder of the chapter, and the application of such provision to person or circumstances other than those as to which it is held invalid, shall not be affected thereby.
MA Gen L ch 176e § 1 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 176e - Dental Service Corporations|Section 1 - Definitions

Section 1. In this chapter the following words shall have the following meanings:  ''Commissioner'', the commissioner of insurance.  ''Covered dependent'', a dependent for whose dental care provision is made in a subscription certificate issued by a dental service corporation to a subscriber.  ''Dependent'', the spouse, child or foster child of a subscriber.  ''Dental service'', the dental services ordinarily provided by registered dentists in accordance with accepted practices in the community where the services are rendered.  ''Dental service corporation'', a corporation organized as provided by the provisions of this chapter for the purpose of establishing and operating a non-profit dental service plan.  ''Non-profit dental service plan'', a plan operated by a dental service corporation under the provisions of this chapter, whereby the cost of dental service furnished to subscribers and covered dependents is paid by the corporation to participating dentists and to such other dentists as are provided for herein.  ''Participating dentist'', a registered dentist who agrees in writing with a dental service corporation to perform dental service for subscribers and covered dependents and to abide by the by-laws, rules and regulations of such corporation.  ''Registered dentist'', a dentist registered to practice dentistry in the commonwealth as provided in sections 45 and 48 of chapter 112 or a dentist registered in any other jurisdiction within the United States and its territories.  ''Subscriber'', a person who has subscribed to a non-profit dental service plan and to whom a subscription certificate has been issued in accordance with the provisions of section six.
MA Gen L ch 176e § 2 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 176e - Dental Service Corporations|Section 2 - Incorporators; Formation; Articles of Organization; Certification

Section 2. For the purpose of establishing, maintaining and operating a non-profit dental service plan, seven or more persons may form a dental service corporation. Such a corporation shall be formed in the manner prescribed in and subject to section nine of chapter one hundred and fifty-five and sections six and eight to twelve, inclusive, of chapter one hundred and fifty-six, except as follows:  The agreement of association of a corporation having no capital stock may omit the statement of the amount of the capital stock and the par value and number of its shares. The fee to be paid to the state secretary upon the filing of the articles of organization shall be determined annually by the commissioner of administration under the provision of section three B of chapter seven.  The articles of organization specified in section ten of said chapter one hundred and fifty-six, with the records and by-laws of the corporation, shall be submitted to the commissioner instead of to the commissioner of revenue, and he shall have the powers and perform the duties relative thereto specified in section eleven of said chapter one hundred and fifty-six.  The certificate issued by the state secretary under section twelve of said chapter one hundred and fifty-six shall be modified to conform to the requirements of this section.  The commissioner shall not approve the articles of organization of such a corporation until he is satisfied by such examination as he may make and such evidence as he may require that the incorporators are of good repute and intend in good faith to operate the corporation and that an adequate initial reserve fund will be established to protect the subscribers. He shall execute a certificate of his findings, which shall be attached to the articles of organization prior to the filing thereof with the state secretary.
MA Gen L ch 176e § 3 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 176e - Dental Service Corporations|Section 3 - By-Laws; Contracts With Hospital Service or Medical Service Corporations, Governmental Agencies or Persons

Section 3. The by-laws of a dental service corporation may contain any lawful provisions approved by the commissioner and shall provide that a majority of the incorporators or members of the corporation and a majority of the directors shall at all times be persons who are not providers of health services licensed under the laws of the commonwealth and that a majority of the directors shall at all times be persons who are or agree to become subscribers to the nonprofit dental service plan. The by-laws of such a corporation may define the qualifications of those persons eligible to become subscribers as provided in section five. Any such corporation may adopt such rules and regulations as may be consistent with the provisions of this chapter.  Any dental service corporation may contract with a corporation formed under chapter one hundred and seventy-six A or under chapter one hundred and seventy-six B, or both, for the joint or cooperative administration of their affairs and for the joint or cooperative writing and issuing of subscription certificates. Such a contract shall not require that a subscriber to the dental service corporation be a subscriber to a corporation formed under chapter one hundred and seventy-six A or under chapter one hundred and seventy-six B or both.  Any dental service corporation may join with any other dental service corporation, non-profit hospital service corporation, or medical service corporation, or all of them, organized either under the laws of the commonwealth or of any other state for the purpose of establishing or maintaining an agency or corporation designed to facilitate the provisions of dental service for residents of the commonwealth employed by firms having employees located in more than one state and may also enter into contracts with such agency or corporation or with a corporation owned by such agency or corporation for the joint or cooperative administration of business or for the joint or cooperative writing and issuing of subscription certificates to residents of the commonwealth or of any other state.  Any dental service corporation may contract with any agency of the United States of America, of the commonwealth or of any city or town within the commonwealth for the purpose of providing dental service. Any dental service corporation may join with or contract with any person for the purpose of providing or receiving administrative or other services relating to the providing of dental services or reimbursement therefor.
MA Gen L ch 176e § 5 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 176e - Dental Service Corporations|Section 5 - Subscribers; Qualifications; Misrepresentation

Section 5. Any person residing in the commonwealth shall have the right to become a subscriber of a dental service corporation if his qualifications meet those specified in the by-laws of such corporation, provided that such a corporation may, in its discretion, refuse to issue a subscription certificate to, or upon due notice cancel the subscription certificate of, any person who has made any fraudulent claim or representation to the corporation or to a participating dentist, or has been guilty of uncooperative or unethical dealings with the corporation, or has failed to pay premiums and assessments seasonably and promptly or for any other cause which may be approved by the commissioner.
MA Gen L ch 176e § 6 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 176e - Dental Service Corporations|Section 6 - Subscription Certificate; Issuance; Contents

Section 6. A subscription certificate shall be issued by a dental service corporation to each non-group subscriber. No subscription certificate shall be issued unless the commissioner shall have approved in writing the form of certificate nor unless it contains in substance the following provisions:  (a) A statement of the dental service to be paid for by the corporation and if any dental service is excepted, a statement of such exception.  (b) A statement of the duration of the agreement and of the terms and conditions upon which it may be extended, renewed, revised, cancelled or otherwise terminated.  (c) A statement of the period of grace which will be allowed for making any payment due from the subscriber under the contract, which in any event shall not be less than ten days.  (d) A statement that any child who is mentally or physically incapable of earning his own living who is eligible for services by membership of his parent under a family contract shall be eligible under the membership of his parent as a member of such family contract so long as he continues to be mentally or physically incapable of earning his own living, without any limitation as to age, subject, however, to such rules and regulations, premiums or additional premiums as the commissioner of insurance may approve.
MA Gen L ch 176e § 8 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 176e - Dental Service Corporations|Section 8 - Annual Statement; Verification; Form; Violations

Section 8. Every dental service corporation shall annually on or before the first day of March, file in the office of the commissioner a statement verified by at least two of the principal officers of said corporation, showing its condition as of the thirty-first day of December next preceding. Such statements shall be in such form and shall contain such matters as the commissioner shall prescribe. A corporation neglecting to file its annual statement within the time herein specified shall forfeit one hundred dollars for each day during which such neglect continues, and upon notice by the commissioner to that effect, its authority to do business shall cease while such default continues.