reglab/housing_qa huggingface dataset:
TN Code § 45-13-405 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 13 - Tennessee Residential Lending, Brokerage and Servicing Act|Part 4 - Prohibitions and Enforcement|§ 45-13-405. Violations — Cease and Desist Orders — Penalties

  If, after notice and opportunity for a hearing, the commissioner finds that a person has violated this chapter or any administrative rule issued pursuant to this chapter, the commissioner may take any or all of the following actions:  Order the person to cease and desist violating this chapter or any administrative rule issued pursuant to this chapter;   Require the refund of any interest, fees or charges collected by the person in violation of this chapter or any administrative rule issued pursuant to this chapter;   Order the person to pay the commissioner a civil monetary penalty of not more than ten thousand dollars ($10,000) for each violation of this chapter or administrative rule issued pursuant to this chapter; or   Suspend or revoke any license issued under this chapter.     For any violation of this chapter, the commissioner may deny an application for licensure or refuse to renew a license issued under this chapter. The commissioner may also, after notice and opportunity for a hearing, suspend or revoke any license issued under this chapter for failure to maintain the requirements for licensure.   When a licensee is accused of any act, omission or misconduct that would subject the licensee to disciplinary action, the licensee, with the consent and approval of the commissioner, may surrender the license and all the rights and privileges pertaining to it for a period of time established by the commissioner. A person who surrenders a license shall not be eligible for or submit any application for a license under this chapter for a period of time established by the commissioner.   A licensee is subject to disciplinary action if any officer, director, person owning twenty-five percent (25%) or more of the licensee's outstanding capital, member, partner, managing principal, branch manager, mortgage loan originator, employee or any other person who acts on behalf of the licensee violates this chapter.
TN Code § 45-13-406 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 13 - Tennessee Residential Lending, Brokerage and Servicing Act|Part 4 - Prohibitions and Enforcement|§ 45-13-406. Consent Orders

  The commissioner may enter into consent orders at any time with any person to resolve any matter arising under this chapter. A consent order shall be signed by the person to whom it is issued, or a duly authorized representative, and shall indicate agreement to the terms contained in the consent order. A consent order need not constitute an admission by any person that this chapter or any rule, regulation or order promulgated or issued under this chapter has been violated, nor need it constitute a finding by the commissioner that the person has violated this chapter or any rule, regulation or order promulgated or issued under this chapter.   Notwithstanding the issuance of a consent order, the commissioner may seek civil or criminal penalties or compromise civil penalties concerning matters encompassed by the consent order.   In cases involving extraordinary circumstances requiring immediate action, the commissioner may take any enforcement action authorized by this chapter by issuing a temporary emergency order without providing the opportunity for a prior hearing. In such cases, the commissioner shall promptly afford a subsequent hearing upon an application to rescind the emergency order that is filed with the commissioner within twenty (20) days after receipt of the notice of the commissioner's emergency action. If no such appeal is timely filed, the temporary emergency order of the commissioner shall become final.
TN Code § 45-13-407 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 13 - Tennessee Residential Lending, Brokerage and Servicing Act|Part 4 - Prohibitions and Enforcement|§ 45-13-407. Censure, Suspension, or Bar From Industry

  If the criminal, civil or administrative judgment involved any offense reasonably related to the qualifications, functions or duties of a person engaged in the business in accordance with this chapter, the commissioner, after notice and opportunity for hearing, may censure, suspend or bar a person from any position of management, control, employment or providing services for any licensee, registrant or other person subject to the commissioner's jurisdiction, if the commissioner finds that:  The censure, suspension or bar is in the public interest and that the person has committed or caused a violation of this chapter or any rule, regulation or order of the commissioner; or   The person has been:  Convicted of or pled guilty to or pled nolo contendere to any crime; or   Held liable in any civil action by final judgment or any administrative judgment by any public agency.       Persons suspended or barred under this section are prohibited from participating in any business activity of a registrant or licensee and from engaging in any business activity on the premises where a registrant or licensee is conducting its business. This subsection (b) shall not be construed to prohibit suspended or barred persons from having their personal transactions processed by a registrant or licensee.   This section shall apply to any violation, conviction, plea or judgment after July 1, 2001.
TN Code § 45-13-501 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 13 - Tennessee Residential Lending, Brokerage and Servicing Act|Part 5 - Nationwide Mortgage Licensing System and Registry|§ 45-13-501. Authority to Participate in the Nationwide Mortgage Licensing System and Registry

  In addition to any other duties imposed upon the commissioner by law, the commissioner is authorized to require mortgage lenders, mortgage loan brokers and mortgage loan servicers, and shall require all mortgage loan originators, to be licensed or registered, or both, through the Nationwide Mortgage Licensing System and Registry. In order to carry out this subsection (a), the commissioner is authorized to participate in the Nationwide Mortgage Licensing System and Registry. For this purpose, the commissioner may:  Promulgate whatever rules and regulations necessary for participation in, transition to or operation of the Nationwide Mortgage Licensing System and Registry;   Establish relationships or contracts with the Nationwide Mortgage Licensing System and Registry or other entities designated by the Nationwide Mortgage Licensing System and Registry to collect and maintain records and process transaction fees or other fees related to licensees or other persons subject to this chapter;   Require that applications for licensing under this chapter, as well as renewals of such licenses, be filed with the Nationwide Mortgage Licensing System and Registry;   Require that any fees required to be paid under this chapter be paid through the Nationwide Mortgage Licensing System and Registry; and   Establish for licensees deadlines for transitioning to the Nationwide Mortgage Licensing System and Registry, which authority includes the refusal to accept any applications or renewal applications not filed with the Nationwide Mortgage Licensing System and Registry after the deadlines, notwithstanding any dates established elsewhere in this chapter; provided, however, that the commissioner shall provide reasonable notice of the deadlines pertaining to transitioning.     Notwithstanding any other provision of this section, the commissioner retains full authority and discretion to license persons under this chapter and to enforce this chapter to its fullest extent. Nothing in this section shall be deemed to be a reduction or derogation of that authority and discretion.   Applicants for and holders of licenses issued under this chapter shall pay all costs associated with submitting an application to or transitioning a license to the Nationwide Mortgage Licensing System and Registry, as well as all costs required by the Nationwide Mortgage Licensing System and Registry for maintaining and renewing any license issued by the commissioner on the Nationwide Mortgage Licensing System and Registry.
TN Code § 45-13-502 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 13 - Tennessee Residential Lending, Brokerage and Servicing Act|Part 5 - Nationwide Mortgage Licensing System and Registry|§ 45-13-502. Nationwide Mortgage Licensing System and Registry as Agent

 The commissioner may use the Nationwide Mortgage Licensing System and Registry as an agent for channeling information, whether criminal or noncriminal in nature, whether derived from or distributed to the United States department of justice or any other state or federal governmental agency, or any other source, that the commissioner is authorized to request or distribute under this chapter.
TN Code § 45-13-503 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 13 - Tennessee Residential Lending, Brokerage and Servicing Act|Part 5 - Nationwide Mortgage Licensing System and Registry|§ 45-13-503. Mortgage Call Reports

 Each person holding a license issued under this chapter shall, pursuant to an order or direction of the commissioner, submit to the Nationwide Mortgage Licensing System and Registry reports of condition, which shall be in the form and shall contain the information that the Nationwide Mortgage Licensing System and Registry requires.
TN Code § 45-13-504 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 13 - Tennessee Residential Lending, Brokerage and Servicing Act|Part 5 - Nationwide Mortgage Licensing System and Registry|§ 45-13-504. Nationwide Mortgage Licensing System and Registry Information Challenge Process

 The commissioner shall establish a process whereby mortgage loan originators may challenge information entered into the Nationwide Mortgage Licensing System and Registry by the commissioner.
TN Code § 45-13-505 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 13 - Tennessee Residential Lending, Brokerage and Servicing Act|Part 5 - Nationwide Mortgage Licensing System and Registry|§ 45-13-505. Confidentiality

 In order to promote more effective regulation and reduce regulatory burden through supervisory information sharing:   Except as otherwise provided in P.L. 110-289, § 1512 (12 U.S.C. § 5111), the requirements under any federal or state law regarding the privacy or confidentiality of any information or material provided to the Nationwide Mortgage Licensing System and Registry, and any privilege arising under federal or state law, including the rules of any federal or state court, with respect to such information or material, shall continue to apply to the information or material after the information or material has been disclosed to the Nationwide Mortgage Licensing System and Registry. The information and material may be shared with all state and federal regulatory officials with mortgage industry oversight authority without the loss of privilege or the loss of confidentiality protections provided by federal or state law, including under § 45-1-120;   For the purposes of subdivision (1), the commissioner is authorized to enter agreements or sharing arrangements with other governmental agencies, the Conference of State Bank Supervisors, the American Association of Residential Mortgage Regulators or other associations representing governmental agencies as established by rule, regulation or order of the commissioner;    Information or material that is subject to a privilege or confidentiality under subdivision (1) shall not be subject to:   Disclosure under any federal or state law governing the disclosure to the public of information held by an officer or an agency of the federal government or the respective state; or   Subpoena or discovery or admission into evidence in any private civil action or administrative process, unless with respect to any privilege held by the Nationwide Mortgage Licensing System and Registry with respect to such information or material, the person to whom such information or material pertains waives that privilege, in whole or in part, in the discretion of such person;     This section shall supersede any inconsistent provisions of title 10, chapter 7, part 5 pertaining to the records open to public inspection.   This section shall not apply with respect to the information or material relating to the employment history of, and publicly adjudicated disciplinary and enforcement actions against, mortgage loan originators that is included in the Nationwide Mortgage Licensing System and Registry for access by the public.
TN Code § 45-13-506 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 13 - Tennessee Residential Lending, Brokerage and Servicing Act|Part 5 - Nationwide Mortgage Licensing System and Registry|§ 45-13-506. Report to Nationwide Mortgage Licensing System and Registry

 The commissioner shall regularly report violations of this chapter by mortgage loan originators, as well as enforcement actions and other relevant information pertaining thereto, to the Nationwide Mortgage Licensing System and Registry, subject to § 45-13-505.
TN Code § 46-1-101 (2021)
2021 Tennessee Code|Title 46 - Cemeteries|Chapter 1 - Regulation of Cemeteries|Part 1 - General Provisions|§ 46-1-101. Application — Short Title — Penalty

  This chapter applies to all cemeteries, community and public mausoleums, whether operated for profit or not for profit, within this state, except cemeteries exempt under § 46-1-106. Cemeteries existing on or after January 1, 2007, shall be operated in accordance with this chapter and chapter 2 of this title, which together shall be known and may be cited as the “Cemetery Act of 2006.” The chapter also applies to all contracts executed subsequent to January 1, 2007.   Unless otherwise specified, any person violating this chapter commits a Class A misdemeanor.
TN Code § 46-1-103 (2021)
2021 Tennessee Code|Title 46 - Cemeteries|Chapter 1 - Regulation of Cemeteries|Part 1 - General Provisions|§ 46-1-103. Certificate of Registration — Temporary Permit

  Except as otherwise provided in this chapter, it is a Class A misdemeanor for any cemetery company to operate a cemetery or separate geographical site of a cemetery in this state without a valid certificate of registration for the cemetery or separate site of the cemetery.   An application for registration shall be submitted on the form prescribed by the commissioner. The applicant shall provide on such form:  The location of the cemetery, or separate site of the cemetery;   The name and address of the cemetery company, and, if a corporation, the date of incorporation;   Proof of having established improvement care and pre-need merchandise and services trust funds in accordance with this chapter;   Proof of a map showing all interment sites that will be available for sale and developed or planned for development upon approval of the application; and   Other information that the commissioner may reasonably require.      Upon approval of the application and receipt of a filing fee as set by the commissioner, the commissioner shall issue a certificate of registration to the applicant.   No certificate of registration is transferable.      Upon receipt of a satisfactory application on the prescribed form, the commissioner may issue a temporary permit authorizing operation of a cemetery, if the commissioner determines that:  No cemetery company holds a valid certificate of registration for the cemetery;   No cemetery company has submitted a sufficient application for a certificate of registration for the cemetery; and   Issuance of the temporary permit would be clearly in the public interest.     A temporary permit is subject to the conditions and limitations that the commissioner may set forth.   The commissioner may, upon request, extend the duration of a temporary permit. In no case, however, shall a temporary permit authorize continuous operation of a cemetery for longer than one (1) year.   The commissioner may terminate a temporary permit at any time, by giving written notice to the holder at least ten (10) days before the effective date of the termination.
TN Code § 46-1-104 (2021)
2021 Tennessee Code|Title 46 - Cemeteries|Chapter 1 - Regulation of Cemeteries|Part 1 - General Provisions|§ 46-1-104. Renewal of Certificate

  All certificates of registration issued by the commissioner under this chapter expire at the end of the registrant's fiscal year following issuance of the certificate, and become invalid after that date, unless renewed.   Renewal of a certificate of registration may be effected at any time during the two (2) months preceding the date of expiration, upon submission of an application to the commissioner on the prescribed form, accompanied by a renewal fee as set by the commissioner.   The fee for late renewal for certificates of registration shall be increased by an amount as set by the commissioner for each month or fraction of a month that payment for renewal is delayed. No renewal application will be accepted later than nine (9) months after the expiration date of a certificate.   The fee for reinstatement of a nonrenewed certificate of registration shall be set by the commissioner.
TN Code § 46-1-105 (2021)
2021 Tennessee Code|Title 46 - Cemeteries|Chapter 1 - Regulation of Cemeteries|Part 1 - General Provisions|§ 46-1-105. Cemetery Consumer Protection Account

  There is established within the state general fund a cemetery consumer protection account. All funds received by the commissioner under this section shall be deposited into the account and held solely for the purposes of this section.   Moneys within the account shall be invested by the state treasurer in accordance with § 9-4-603 for the sole benefit of the account.   No renewal of a certificate of registration shall be issued unless the applicant pays, in addition to the renewal fee, a consumer protection fee of twenty dollars ($20.00) for every pre-need sales contract entered into during the preceding renewal period, except that the applicant shall not have to pay the consumer protection fee on any pre-need sales contract entered into that was subsequently cancelled prior to the applicant's request for renewal of a certificate of registration. If the pre-need sales contract covers both cemetery merchandise and funeral merchandise as defined in § 62-5-403, then the cemetery company shall pay only one (1) consumer protection fee for the contract, which shall be credited to the cemetery consumer protection account.   One-half (½) of the funds received pursuant to this section shall be used to fund the cemetery registration program, and one-half (½) of the funds received pursuant to this section shall be used to fund any receivership action initiated by the commissioner against a cemetery due to a deficiency in the cemetery's improvement care or pre-need merchandise and services trust fund.
TN Code § 46-1-106 (2021)
2021 Tennessee Code|Title 46 - Cemeteries|Chapter 1 - Regulation of Cemeteries|Part 1 - General Provisions|§ 46-1-106. Exemptions

  This chapter and chapter 2 of this title do not apply to:  Cemeteries owned by municipalities;   Cemeteries owned by churches, associations of churches, or church governing bodies;   Cemeteries owned by religious organizations;   Family burial grounds; or   Cemeteries owned by general welfare corporations created by special act of the general assembly; provided, that the cemeteries are not operated for profit and no funds of the cemeteries are used or expended, directly or indirectly, to compensate a sales contractor, sales manager or promoter of the cemetery; provided, that nothing in this subdivision (a)(5) shall prevent a cemetery owned by a church, association of churches or church governing body that has owned the cemetery for a period of five (5) years, and has operated the cemetery for religious purposes and not for profit during the period, from compensating a sales manager, sales contractor or promoter.     The commissioner has the discretion to extend this exemption to community cemeteries, after taking into consideration the intent of this chapter and the following factors, including, but not limited to:  The age of the cemetery;   The remaining area for future use;   The sale of lots over the preceding ten (10) years; and   The population of the community normally served by the cemetery.     The commissioner may at any time revoke any exemption granted a community cemetery under this authority.
TN Code § 46-1-107 (2021)
2021 Tennessee Code|Title 46 - Cemeteries|Chapter 1 - Regulation of Cemeteries|Part 1 - General Provisions|§ 46-1-107. Sale or Transfer

  No later than thirty (30) days prior to the sale or transfer of any cemetery required to be registered by this chapter, or the sale or transfer of a controlling interest in the cemetery company that owns the cemetery, the transferor shall notify the commissioner in writing, and:  Submit any documentation or records the commissioner may require in order to determine the amount of any indebtedness of the transferor to the pre-need merchandise and services trust account or the improvement care trust fund; and   Disclose any agreements between the transferor and transferee regarding:  Any existing cemetery trust accounts established pursuant to this chapter; and   Assumption or disclaimer of liabilities of the transferor.       Except as provided in subsection (c), the transferee shall not be entitled to a certificate of registration for the cemetery until:  Subsection (a) has been complied with; and   Any indebtedness of the transferor to the pre-need merchandise and services trust account or the improvement care trust fund has been liquidated.     Notwithstanding indebtedness of the transferor to the pre-need merchandise and services trust account or the improvement care trust fund, the commissioner may issue a certificate of registration to the transferee, if the commissioner determines that:  The sale or transfer is in the best interests of the maintenance and continued operation of the cemetery;   The sale or transfer is not designed to circumvent this chapter; and   The transferee has satisfactorily agreed to liquidate the indebtedness to the maximum feasible extent.     The state may, for the benefit of the pre-need merchandise and services trust account or the improvement care trust fund:  Recover from the transferor all sums that the transferor has not properly accounted for and paid into the fund; and   Recover from the transferee all sums that the transferee has not properly accounted for and paid into the fund.     The issuance of a certificate of registration under this section shall not operate to release any person, firm or corporation from any obligations to the pre-need merchandise and services trust account or the improvement care trust fund.