reglab/housing_qa huggingface dataset:
WA Rev Code § 48.31.405 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.31 - Mergers, Rehabilitation, Liquidation, Supervision.|48.31.405 - Administrative supervision—Confidentiality.

RCW 48.31.405 Administrative supervision—Confidentiality.(1) Except as set forth in this section, proceedings, hearings, notices, correspondence, reports, records, and other information in the possession of the commissioner relating to the supervision of any insurer under this chapter are confidential and are not subject to chapter 42.56 RCW, are not subject to subpoena, and are not subject to discovery or admissible in evidence in any private civil action, except as provided by this section. However, the commissioner is authorized to use the documents, materials, or other information in the furtherance of any regulatory or legal action brought as part of the commissioner's official duties.(2) The employees of the commissioner have access to these proceedings, hearings, notices, correspondence, reports, records, or information as permitted by the commissioner. Neither the commissioner nor any person who received documents, materials, or other information while acting under the authority of the commissioner is permitted or required to testify in any private civil action concerning any confidential documents, materials, or information subject to subsection (1) of this section.(3) The commissioner may share the notices, correspondence, reports, records, or information with other state, federal, and international regulatory agencies, with the national association of insurance commissioners and its affiliates and subsidiaries, and with state, federal, and international law enforcement authorities, if the commissioner determines that the disclosure is necessary or proper for the enforcement of the laws of this or another state of the United States, and provided that the recipient agrees to maintain the confidentiality of the documents, material, or other information. No waiver of any applicable privilege or claim of confidentiality may occur as a result of the sharing of documents, materials, or other information under this subsection.(4) The commissioner may open the proceedings or hearings or make public the notices, correspondence, reports, records, or other information if the commissioner deems that it is in the best interest of the public or in the best interest of the insurer or its insureds, creditors, or the general public. However, the determination of whether to disclose any confidential information at the public proceedings or hearings is subject to applicable law.(5) This section does not apply to hearings, notices, correspondence, reports, records, or other information obtained upon the appointment of a receiver for the insurer by a court of competent jurisdiction.[ 2006 c 209 § 5; 2005 c 432 § 4.]
WA Rev Code § 48.31.410 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.31 - Mergers, Rehabilitation, Liquidation, Supervision.|48.31.410 - Administrative supervision—Standards and procedures—Limitations on insurer.

RCW 48.31.410 Administrative supervision—Standards and procedures—Limitations on insurer.During the period of administrative supervision, the commissioner or the commissioner's designated appointee shall serve as the administrative supervisor. The commissioner shall establish standards and procedures that maintain reasonable and customary claims practices and otherwise provide for the orderly continuation of the insurer's operations and business. Considering these standards and procedures, the commissioner may provide that the insurer may not do any of the following things during the period of supervision, without the prior approval of the commissioner or the appointed administrative supervisor:(1) Dispose of, convey, or encumber any of its assets or its business in force;(2) Withdraw any of its bank accounts;(3) Lend any of its funds;(4) Invest any of its funds;(5) Transfer any of its property;(6) Incur any debt, obligation, or liability;(7) Merge or consolidate with another company;(8) Approve new premiums or renew any policies;(9) Enter into any new reinsurance contract or treaty; (10) Terminate, surrender, forfeit, convert, or lapse any insurance policy, certificate, or contract, except for nonpayment of premiums due;(11) Release, pay, or refund premium deposits; accrued cash or loan values; unearned premiums; or other reserves on any insurance policy, certificate, or contract;(12) Make any material change in management; or(13) Increase salaries and benefits of officers or directors or the preferential payment of bonuses, dividends, or other payments deemed preferential.[ 2005 c 432 § 5.]
WA Rev Code § 48.31.415 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.31 - Mergers, Rehabilitation, Liquidation, Supervision.|48.31.415 - Administrative supervision—Insurer may contest.

RCW 48.31.415 Administrative supervision—Insurer may contest.During the period of administrative supervision the insurer may contest an action taken, proposed to be taken, or failed to be taken by the administrative supervisor specifying the manner wherein the action being complained of would not result in improving the condition of the insurer. Denial of the insurer's request upon reconsideration entitles the insurer to request a proceeding under chapters 48.04 and 34.05 RCW.[ 2005 c 432 § 6.]
WA Rev Code § 48.31.420 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.31 - Mergers, Rehabilitation, Liquidation, Supervision.|48.31.420 - Administrative supervision—No limitation on judicial proceedings.

RCW 48.31.420 Administrative supervision—No limitation on judicial proceedings.RCW 48.31.020, 48.31.115, 48.31.400 through 48.31.415, 48.31.425, and 48.31.435 do not preclude the commissioner from initiating judicial proceedings to place an insurer in rehabilitation or liquidation proceedings or other delinquency proceedings, however designated under the laws of this state, regardless of whether the commissioner has previously initiated administrative supervision proceedings under this chapter against the insurer.[ 2005 c 432 § 7.]
WA Rev Code § 48.31.425 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.31 - Mergers, Rehabilitation, Liquidation, Supervision.|48.31.425 - Administrative supervision—Commissioner contacts.

RCW 48.31.425 Administrative supervision—Commissioner contacts.The commissioner may meet with the administrative supervisor appointed under this chapter and with the attorney or other representative of the administrative supervisor, without the presence of any other person, at the time of any proceeding or during the pendency of any proceeding held under authority of this chapter to carry out the commissioner's duties under this chapter or for the supervisor to carry out his or her duties under this chapter.[ 2005 c 432 § 8.]
WA Rev Code § 48.31.430 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.31 - Mergers, Rehabilitation, Liquidation, Supervision.|48.31.430 - Administrative supervision—Chapters 48.04 and 34.05 RCW.

RCW 48.31.430 Administrative supervision—Chapters 48.04 and 34.05 RCW.An action or the failure to act by the commissioner is subject to chapters 48.04 and 34.05 RCW.[ 2005 c 432 § 9.]
WA Rev Code § 48.31.435 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.31 - Mergers, Rehabilitation, Liquidation, Supervision.|48.31.435 - Administrative supervision—Rules.

RCW 48.31.435 Administrative supervision—Rules.The commissioner may adopt rules to implement and administer RCW 48.31.020, 48.31.115, and 48.31.400 through 48.31.425.[ 2005 c 432 § 10.]
WA Rev Code § 48.31B.037 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.31B - Insurer Holding Company Act.|48.31B.037 - Commissioner may participate in a supervisory college—Purposes—Costs.

RCW 48.31B.037 Commissioner may participate in a supervisory college—Purposes—Costs.(1) With respect to any insurer registered under RCW 48.31B.025, and in accordance with subsection (3) of this section, the commissioner has the power to participate in a supervisory college for any domestic insurer that is part of an insurance holding company system with international operations in order to determine compliance by the insurer with this title. The powers of the commissioner with respect to supervisory colleges include, but are not limited to, the following:(a) Initiating the establishment of a supervisory college;(b) Clarifying the membership and participation of other supervisors in the supervisory college;(c) Clarifying the functions of the supervisory college and the role of other regulators, including the establishment of a group-wide supervisor;(d) Coordinating the ongoing activities of the supervisory college, including planning meetings, supervisory activities, and processes for information sharing; and(e) Establishing a crisis management plan.(2) Each registered insurer subject to this section is liable for and must pay the reasonable expenses of the commissioner's participation in a supervisory college in accordance with subsection (3) of this section, including reasonable travel expenses. For purposes of this section, a supervisory college may be convened as either a temporary or permanent forum for communication and cooperation between the regulators charged with the supervision of the insurer or its affiliates, and the commissioner may establish a regular assessment to the insurer for the payment of these expenses.(3) In order to assess the business strategy, financial position, legal and regulatory position, risk exposure, risk management, and governance processes, and as part of the examination of individual insurers in accordance with RCW 48.31B.035, the commissioner may participate in a supervisory college with other regulators charged with supervision of the insurer or its affiliates, including other state, federal, and international regulatory agencies. The commissioner may enter into agreements in accordance with RCW 48.31B.038(3) providing the basis for cooperation between the commissioner and the other regulatory agencies, and the activities of the supervisory college. This section does not delegate to the supervisory college the authority of the commissioner to regulate or supervise the insurer or its affiliates within its jurisdiction.[ 2015 c 122 § 8.]NOTES:Effective dates—2015 c 122: See note following RCW 48.31B.005.
WA Rev Code § 48.31B.040 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.31B - Insurer Holding Company Act.|48.31B.040 - Rule making.

RCW 48.31B.040 Rule making.The commissioner may, in accordance with the administrative procedure act, chapter 34.05 RCW, adopt rules interpreting and implementing this chapter.[ 2015 c 122 § 10; 1993 c 462 § 9.]NOTES:Effective dates—2015 c 122: See note following RCW 48.31B.005.
WA Rev Code § 48.31B.055 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.31B - Insurer Holding Company Act.|48.31B.055 - Violations of chapter—Impairment of financial condition—Commissioner may take possession.

RCW 48.31B.055 Violations of chapter—Impairment of financial condition—Commissioner may take possession.Whenever it appears to the commissioner that a person has committed a violation of this chapter that so impairs the financial condition of a domestic insurer as to threaten insolvency or make the further transaction of business by it hazardous to its policyholders, creditors, shareholders, or the public, the commissioner may proceed as provided in RCW 48.31.030 and 48.31.040 to take possession of the property of the domestic insurer and to conduct the business of the insurer.[ 1993 c 462 § 12.]
WA Rev Code § 48.31B.060 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.31B - Insurer Holding Company Act.|48.31B.060 - Order for liquidation or rehabilitation—Recovery of distributions or payments—Personal liability—Maximum amount recoverable.

RCW 48.31B.060 Order for liquidation or rehabilitation—Recovery of distributions or payments—Personal liability—Maximum amount recoverable.(1) If an order for liquidation or rehabilitation of a domestic insurer has been entered, the receiver appointed under the order may recover on behalf of the insurer: (a) From a parent corporation or holding company or person or affiliate who otherwise controlled the insurer, the amount of distributions, other than distributions of shares of the same class of stock, paid by the insurer on its capital stock; or (b) a payment in the form of a bonus, termination settlement, or extraordinary lump sum salary adjustment made by the insurer or its subsidiary to a director, officer, or employee, where the distribution or payment under (a) or (b) of this subsection is made at any time during the one year before the petition for liquidation, conservation, or rehabilitation, as the case may be, subject to the limitations of subsections (2), (3), and (4) of this section.(2) No such distribution is recoverable if it is shown that when paid, the distribution was lawful and reasonable, and that the insurer did not know and could not reasonably have known that the distribution might adversely affect the ability of the insurer to fulfill its contractual obligations.(3) A person who was a parent corporation or holding company or a person who otherwise controlled the insurer or affiliate when the distributions were paid is liable up to the amount of distributions or payments under subsection (1) of this section the person received. A person who controlled the insurer at the time the distributions were declared is liable up to the amount of distributions he or she would have received if they had been paid immediately. If two or more persons are liable with respect to the same distributions, they are jointly and severally liable.(4) The maximum amount recoverable under this section is the amount needed in excess of all other available assets of the impaired or insolvent insurer to pay the contractual obligations of the impaired or insolvent insurer and to reimburse any guaranty funds.(5) To the extent that a person liable under subsection (3) of this section is insolvent or otherwise fails to pay claims due from it under those provisions, its parent corporation or holding company or person who otherwise controlled it at the time the distribution was paid, is jointly and severally liable for a resulting deficiency in the amount recovered from the parent corporation or holding company or person who otherwise controlled it.[ 1993 c 462 § 13.]
WA Rev Code § 48.31B.065 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.31B - Insurer Holding Company Act.|48.31B.065 - Violations of chapter—Contrary to interests of policyholders or the public—Suspension, revocation, or nonrenewal of license.

RCW 48.31B.065 Violations of chapter—Contrary to interests of policyholders or the public—Suspension, revocation, or nonrenewal of license.Whenever it appears to the commissioner that a person has committed a violation of this chapter that makes the continued operation of an insurer contrary to the interests of policyholders or the public, the commissioner may, after giving notice and an opportunity to be heard, determine to suspend, revoke, or refuse to renew the insurer's license or authority to do business in this state for such period as he or she finds is required for the protection of policyholders or the public. Such a determination must be accompanied by specific findings of fact and conclusions of law.[ 1993 c 462 § 14.]
WA Rev Code § 48.31B.070 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.31B - Insurer Holding Company Act.|48.31B.070 - Person aggrieved by actions of commissioner.

RCW 48.31B.070 Person aggrieved by actions of commissioner.(1) A person aggrieved by an act, determination, rule, order, or any other action of the commissioner under this chapter may proceed in accordance with the administrative procedure act, chapter 34.05 RCW.(2) A person aggrieved by a failure of the commissioner to act or make a determination required by this chapter may petition the commissioner under the procedure described in the administrative procedure act, chapter 34.05 RCW.[ 2015 c 122 § 12; 1993 c 462 § 15.]NOTES:Effective dates—2015 c 122: See note following RCW 48.31B.005.
WA Rev Code § 48.31B.900 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.31B - Insurer Holding Company Act.|48.31B.900 - Short title.

RCW 48.31B.900 Short title.This chapter may be known and cited as the Insurer Holding Company Act.[ 1993 c 462 § 1.]
WA Rev Code § 48.31B.901 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.31B - Insurer Holding Company Act.|48.31B.901 - Severability—1993 c 462.

RCW 48.31B.901 Severability—1993 c 462.If any provision of this act or its application to any person or circumstance is held invalid, the remainder of the act or the application of the provision to other persons or circumstances is not affected.[ 1993 c 462 § 112.]
WA Rev Code § 48.31B.902 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.31B - Insurer Holding Company Act.|48.31B.902 - Implementation—1993 c 462.

RCW 48.31B.902 Implementation—1993 c 462.The insurance commissioner may take such steps as are necessary to ensure that this act is implemented on July 25, 1993.[ 1993 c 462 § 106.]
WA Rev Code § 48.32.010 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.32 - Washington Insurance Guaranty Association Act.|48.32.010 - Purpose.

RCW 48.32.010 Purpose.The purpose of this chapter is to provide a mechanism for the payment of covered claims to avoid excessive delay in payment and to avoid financial loss to claimants or policyholders under certain policies of insurance covered by the scope of this chapter because of the insolvency of an insurer, to assist in the detection and prevention of insurer insolvencies, and to provide an association to assess the cost of such protection among insurers.[ 2005 c 100 § 1; 1971 ex.s. c 265 § 1.]
WA Rev Code § 48.32.020 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.32 - Washington Insurance Guaranty Association Act.|48.32.020 - Scope.

RCW 48.32.020 Scope.This chapter applies to all kinds of direct insurance, except life, title, surety, disability, credit, mortgage guaranty, workers' compensation, and ocean marine. Workers' compensation as used in this section does not include longshore and harbor workers' compensation act insurance.[ 2005 c 100 § 2; 1987 c 185 § 29; 1975-'76 2nd ex.s. c 109 § 2; 1971 ex.s. c 265 § 2.]NOTES:Intent—Severability—1987 c 185: See notes following RCW 51.12.130.
WA Rev Code § 48.32.040 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.32 - Washington Insurance Guaranty Association Act.|48.32.040 - Creation of the association—Required accounts.

RCW 48.32.040 Creation of the association—Required accounts.There is hereby created a nonprofit unincorporated legal entity to be known as the Washington insurance guaranty association. All insurers defined as member insurers in RCW 48.32.030 shall be and remain members of the association as a condition of their authority to transact insurance in this state. The association shall perform its functions under a plan of operation established and approved under RCW 48.32.070 and shall exercise its powers through a board of directors established under RCW 48.32.050. For purposes of administration and assessment, the association shall be divided into three separate accounts: (1) The automobile insurance account; (2) the account for longshore and harbor workers' compensation act insurance; and (3) the account for all other insurance to which this chapter applies.[ 2005 c 100 § 4; 1975-'76 2nd ex.s. c 109 § 4; 1971 ex.s. c 265 § 4.]
WA Rev Code § 48.32.050 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.32 - Washington Insurance Guaranty Association Act.|48.32.050 - Board of directors.

RCW 48.32.050 Board of directors.(1) The board of directors of the association shall consist of not less than five nor more than nine persons serving terms as established in the plan of operation. The members of the board shall be selected by member insurers subject to the approval of the commissioner. Vacancies on the board shall be filled for the remaining period of the term by a majority vote of the remaining board members, subject to the approval of the commissioner.(2) In approving selections to the board, the commissioner shall consider among other things whether all member insurers are fairly represented. In the event of the insolvency of a member insurer who writes longshore and harbor workers' compensation act insurance, at least one member of the board must represent the interests of this class of insurer, and this member shall be added to the board at the next annual meeting following the insolvency.(3) Members of the board may be reimbursed from the assets of the association for expenses incurred by them as members of the board of directors.[ 2005 c 100 § 5; 1975-'76 2nd ex.s. c 109 § 5; 1971 ex.s. c 265 § 5.]
WA Rev Code § 48.32.090 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.32 - Washington Insurance Guaranty Association Act.|48.32.090 - Effect of paid claims.

RCW 48.32.090 Effect of paid claims.(1) Any person recovering under this chapter shall be deemed to have assigned his or her rights under the policy to the association to the extent of his or her recovery from the association. Every insured or claimant seeking the protection of this chapter shall cooperate with the association to the same extent as such person would have been required to cooperate with the insolvent insurer. The association shall have no cause of action against the insured of the insolvent insurer for any sums it has paid out.(2) The receiver, liquidator, or statutory successor of an insolvent insurer shall be bound by settlements of covered claims by the association or a similar organization in another state. The court having jurisdiction shall grant such claims priority equal to that which the claimant would have been entitled in the absence of this chapter against the assets of the insolvent insurer. The expenses of the association or similar organization in handling claims shall be accorded the same priority as the liquidator's expenses.(3) The association shall periodically file with the receiver or liquidator of the insolvent insurer statements of the covered claims paid by the association and estimates of anticipated claims on the association which shall preserve the right of the association against the assets of the insolvent insurer.[ 2009 c 549 § 7139; 1971 ex.s. c 265 § 9.]
WA Rev Code § 48.32.100 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.32 - Washington Insurance Guaranty Association Act.|48.32.100 - Nonduplication of recovery.

RCW 48.32.100 Nonduplication of recovery.(1) Any person having a claim against his or her insurer under any provision in his or her insurance policy which is also a covered claim shall be required to exhaust first any right under that policy. Any amount payable on a covered claim under this chapter shall be reduced by the amount of a recovery under the claimant's insurance policy.(2) Any person having a claim that may be recovered under more than one insurance guaranty association or its equivalent shall seek recovery first from the association of the place of residence of the insured except that if it is a first party claim for damage to property with a permanent location, from the association of the location of the property, and if it is a workers' compensation claim or a longshore and harbor workers' compensation act claim, from the association of the permanent residence of the claimant. Any recovery under this chapter shall be reduced by the amount of the recovery from any other insurance guaranty association or its equivalent.[ 2005 c 100 § 7; 1987 c 185 § 30; 1971 ex.s. c 265 § 10.]NOTES:Intent—Severability—1987 c 185: See notes following RCW 51.12.130.