reglab/housing_qa huggingface dataset:
WI Stat § 214.845 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 214 - Savings banks.|214.845 - Segregation of collections during custody.

214.845  Segregation of collections during custody. All payments received on deposit accounts on depositors' unpledged accounts during custody of the savings bank shall be segregated in a separate account until the savings bank is redelivered to the directors, trustees or liquidators or delivered to a conservator or receiver. A depositor whose payments have been segregated may request the return of those payments and the division shall repay them without interest or dividends. Before delivery of the savings bank or its assets to any trustee, liquidator, receiver or conservator, the division shall return the money segregated in the separate account.History:  1991 a. 221; 1995 a. 27.
WI Stat § 214.85 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 214 - Savings banks.|214.85 - Redelivery of possession.

214.85  Redelivery of possession. If, after examination of the savings bank and consideration of all conditions affecting its affairs, the division finds that the cause for taking custody has been removed, the division shall relinquish custody of the savings bank, remove any conservator appointed and redeliver the savings bank and all assets, books and records to its qualified directors, trustees or liquidators.History:  1991 a. 221; 1995 a. 27.
WI Stat § 214.855 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 214 - Savings banks.|214.855 - Limitations upon custody.

214.855  Limitations upon custody. The custody of a savings bank by the division, including a conservatorship, may be continued for a reasonable period not to exceed 12 months, unless a longer time period is approved by a vote of two-thirds of the directors of the savings bank or ordered by a court.History:  1991 a. 221; 1995 a. 27.
WI Stat § 214.90 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 214 - Savings banks.|214.90 - Action to correct conditions.

214.90  Action to correct conditions. The division may issue an order requiring a savings bank, savings bank subsidiary, service corporation, affiliate, savings bank holding company or a party affiliated with a savings bank to take action to correct any condition resulting from a violation or practice identified in the order. The division may by order require the savings bank, savings bank subsidiary, service corporation, affiliate, savings bank holding company or party affiliated with a savings bank to do any of the following: (1) Make restitution or provide reimbursement, indemnification or guarantees for or against losses if any of the following conditions occurs:(a) The person was unjustly enriched or received direct or indirect personal benefit in connection with the violation or practice.(b) The violation or practice involved a reckless disregard for applicable state or federal laws, regulations, rules or orders of the division or other appropriate regulator. (2) Restrict the savings bank's growth or institute appropriate operating restrictions. (3) Dispose of any loan or asset involved. (4) Rescind an agreement or contract. (5) Submit candidates for future directors, employees or officers to the division for approval. (6) Take any other action the division considers necessary.History:  1991 a. 221; 1995 a. 27.
WI Stat § 214.905 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 214 - Savings banks.|214.905 - Books and records corrective orders.

214.905  Books and records corrective orders. (1) If an order under s. 214.90 specifies that the books and records of a savings bank are so incomplete and inaccurate that the division is unable to determine the financial condition of the savings bank or unable to determine the nature, details or purpose of any transaction that may have a material effect on the savings bank's financial condition, the division shall issue an order that requires all of the following:(a) Specific steps to restore, reconstruct or adjust the books and records to accuracy and compliance.(b) Rescission or cessation of transactions or activities that led to the incomplete or inaccurate condition of the books and records.(c) Establishment of reserves for any losses that the division finds were incurred due to the condition of the books and records. (2) An order under sub. (1) shall be effective until the division determines through an examination that the condition has been corrected and rescinds the order.History:  1991 a. 221; 1995 a. 27.
WI Stat § 214.91 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 214 - Savings banks.|214.91 - Removal and prohibition authority.

214.91  Removal and prohibition authority. (1) The division may remove from a savings bank any employee, agent or person affiliated with the savings bank if the division finds that the person has done any of the following:(a) Directly or indirectly violated any state or federal law, regulation, rule or order or any agreement between the savings bank and the division or between the savings bank and the deposit insurance corporation.(b) Breached fiduciary or professional responsibilities to the savings bank. (2) The division may serve upon a savings bank employee, agent or person affiliated with the savings bank a written notice of the division's intention to remove or suspend the person from office in the savings bank or to prohibit any further participation in any manner by that person in the conduct of the affairs of a savings bank or of a savings and loan association organized under ch. 215, if the division finds that, because of a violation permitting removal under sub. (1), any of the following conditions exists:(a) A savings bank has or probably will suffer financial loss or other damage.(b) The interests of the savings bank's depositors have been or could be prejudiced.(c) The person received financial gain or other benefit by reason of the violation.(d) The violation or breach involves personal dishonesty on the part of the person or demonstrates willful or continuing disregard by the person for the safety and soundness of the savings bank.History:  1991 a. 221; 1995 a. 27.
WI Stat § 214.915 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 214 - Savings banks.|214.915 - Participation prohibition.

214.915  Participation prohibition. (1) Except as provided in rules of the division, any person who has been removed or suspended from office in a savings bank or prohibited from participating in the conduct of the affairs of a savings bank under s. 214.90 may not, while an order is in effect, hold any office in or participate in any manner in the conduct of the affairs of another savings bank, savings bank subsidiary, affiliate, service corporation, savings bank holding company or state savings and loan association. (2) A violation of sub. (1) by any person who is subject to an order described in that subsection shall be treated as a violation of the order.History:  1991 a. 221, 315; 1995 a. 27.
WI Stat § 214.92 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 214 - Savings banks.|214.92 - Effect of termination or resignation.

214.92  Effect of termination or resignation. The resignation, termination of employment, or separation of a person affiliated with a savings bank from the savings bank does not affect the authority of the division to issue an order under s. 214.90, 214.91 or 214.915 if the order is issued within 6 years after the person ceases to be a person affiliated with the savings bank.History:  1991 a. 221; 1995 a. 27.
WI Stat § 214.925 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 214 - Savings banks.|214.925 - Unauthorized participation by convicted individual.

214.925  Unauthorized participation by convicted individual. (1) Except with the prior written consent of the division, a person who has been convicted of a criminal offense involving dishonesty or a breach of trust may not participate, directly or indirectly, in any manner in the conduct of the affairs of a savings bank. (2) The directors or officers of a savings bank may not permit a person described in sub. (1) to participate in the conduct of the affairs of the savings bank.History:  1991 a. 221; 1995 a. 27.
WI Stat § 214.93 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 214 - Savings banks.|214.93 - False statements.

214.93  False statements. A person may not knowingly make, cause, or allow another person to make or cause to be made, a false statement, under oath if required by this chapter or on any report or statement required by the division or by this chapter. In addition to any forfeiture under s. 214.935, a person who violates this section is guilty of a Class F felony.History:  1991 a. 221; 1995 a. 27, 103; 1997 a. 283; 2001 a. 109.
WI Stat § 214.935 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 214 - Savings banks.|214.935 - Civil forfeitures.

214.935  Civil forfeitures. In addition to the enforcement authority granted to the division, the following forfeiture provisions apply: (1) Except as provided in sub. (2), any person who violates this chapter, any rule promulgated under this chapter or an order of the division may be required to forfeit not more than $10,000. Each day of continued violation constitutes a separate offense. (2) Any person who fails to comply with a reporting requirement under this chapter may be required to forfeit not more than $1,000 for the first offense and may be required to forfeit not more than $2,500 for the 2nd or any later offense.History:  1991 a. 221; 1995 a. 27.
WI Stat § 215.04 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 215 - Savings and loan associations.|215.04 - Review board.

215.04  Review board. (1) Duties. The review board shall do all of the following:(a) Advise the division on matters related to this chapter.(b) Review the acts, orders, and determinations of the division.(c) Act on any matters pertaining to this chapter that are submitted to it by the division.(d) Perform other review functions relating to this chapter.(e) Conduct hearings and take testimony, and subpoena and swear witnesses at such hearings. The review board shall have the subpoena powers under s. 885.01 (4). (2)  Appearances. An interested party may appear at a proceeding of the review board and may participate in the examination of witnesses and present evidence. (3)  Witness fees. A person who causes a witness to be subpoenaed shall advance the fees and mileage expense of the witness. Witness fees shall be the same as fees under s. 814.67 (1) (b) and (c). The fees of witnesses who are called by the review board in the interests of the state shall be paid by the state upon presentation of proper vouchers approved by the chairperson of the review board and charged to the appropriation under s. 20.144 (1) (g). (4)  Review of acts, orders, or determinations. Any interested person or a savings association aggrieved by any act, order, or determination of the division, which relates to savings and loan associations, may, within 20 days after receipt or service of a copy of the act, order, or determination, file a written notice requesting the review board's review of the division's act, order, or determination. The review of the division's decision shall be solely to determine if the division acted within the scope of the division's authority and did not act in an arbitrary or capricious manner and to determine if the act, order, or determination of the division is supported by substantial evidence in view of the entire record as submitted. The review of applications for new charters, branch offices, or relocation of offices shall be based exclusively on the record and new evidence may not be taken by the review board. Requests for review under this subsection shall be considered and disposed of as speedily as possible. (5)  Review. A determination of the review board is subject to review under ch. 227. If an act, order, or determination of the division is reversed or modified by the review board, the division shall be considered to be a person aggrieved and directly affected by the decision under s. 227.53 (1). (6)  Board member not to act. A member of the review board may not act on any matter involving a savings and loan association or savings and loan holding company of which the member is an officer, director, employee, or agent.History:  1971 c. 164, 243; 1975 c. 359; 1983 a. 167; 1985 a. 182 s. 57; 1991 a. 316; 1995 a. 27 ss. 5558 to 5563, 9130 (4); 1997 a. 3, 35; 2003 a. 33.
WI Stat § 215.12 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 215 - Savings and loan associations.|215.12 - Penalty for dishonest acts; falsification of records.

215.12  Penalty for dishonest acts; falsification of records. Every officer, director, employee or agent of any association who steals, abstracts, or willfully misapplies any property of the association, whether owned by it or held in trust, or who, without authority, issues or puts forth any certificate of savings accounts, assigns any note, bond, mortgage, judgment or decree, or, who makes any false entry in any book, record, report or statement of the association with intent to injure or defraud the association or any person or corporation, or to deceive any officer or director of the association, or any other person, or any agent appointed to examine the affairs of such association, or any person who, with like intent, aids or abets any officer, director, employee or agent in the violation of this section, is guilty of a Class F felony.History:  1977 c. 418 s. 924 (18) (e); 1997 a. 283; 2001 a. 109.
WI Stat § 215.135 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 215 - Savings and loan associations.|215.135 - Additional authority.

215.135  Additional authority. (1) Subject to any regulatory approval required by law and subject to sub. (2), a savings and loan association, directly or through a subsidiary, may undertake any activity, exercise any power or offer any financially related product or service in this state that any other provider of financial products or services may undertake, exercise or provide or that the division finds to be financially related. (2) The activities, powers, products and services that may be undertaken, exercised or offered by savings and loan associations under sub. (1) are limited to those specified by rule of the division. The division may direct any savings and loan association to cease any activity, the exercise of any power or the offering of any product or service authorized by rule under this subsection. Among the factors that the division may consider in so directing a savings and loan association are the savings and loan association's net worth, assets, management rating and liquidity ratio and its ratio of net worth to assets. (3) This section does not authorize a savings and loan association, directly or through a subsidiary, to engage in the business of underwriting insurance.History:  1985 a. 325; 1995 a. 27.
WI Stat § 215.137 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 215 - Savings and loan associations.|215.137 - Savings promotion prize programs.

215.137  Savings promotion prize programs. (1) In this section:(a) “Nonqualifying account" means a savings account that is not a qualifying account.(b) “Qualifying account" means a savings account through which savers may obtain chances to win prizes in a savings promotion.(c) “Savings promotion" means a contest or promotion to encourage savings deposits that is sponsored by one or more savings and loan associations, or by a banking or thrift trade association or its subsidiary in conjunction with one or more savings and loan associations, and in which savers are offered a chance to win designated prizes. (2) A savings and loan association may sponsor, or participate in, a savings promotion if all of the following requirements are satisfied:(a) Savers are not required to pay any fee or otherwise provide any consideration in order to enter the savings promotion.(b) All fees charged by a savings and loan association in connection with a qualifying account are comparable with all fees charged in connection with comparable nonqualifying accounts offered by the savings and loan association.(c) Each entry in the savings promotion has an equal chance of winning.(d) Participants in the savings promotion are not required to be present at a prize drawing in order to win. (3) For purposes of sub. (2) (a), a saver's deposit of at least a specified amount of money for at least a specified time in a qualifying account, which is required in order to enter the savings promotion, is not consideration if the interest rate associated with the qualifying account is not reduced, as compared to comparable nonqualifying accounts offered by the savings and loan association, to account for the possibility of winning a prize.History:  2017 a. 72.
WI Stat § 215.14 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 215 - Savings and loan associations.|215.14 - Savings accounts.

215.14  Savings accounts. (1) Aggregate of savings accounts. The aggregate of savings accounts of an association is unlimited, and consists of the total deposits in savings accounts and the total earnings credited to the accounts, less withdrawals. (2)  Ownership of accounts. Any person may become the owner of a savings account in an association if the person is accepted by the association or if the person acquires ownership by a transfer authorized under s. 215.15 (3). (3)  Deposits in savings accounts. Deposits may be made in savings accounts in any amount at any time, unless otherwise determined by the board. (4)  Maximum ownership of savings accounts by one person. The aggregate amount of the withdrawal value of savings accounts owned by one person in any association is unlimited, unless the board determines otherwise. (5)  Nonassessability of savings accounts. All savings accounts shall be nonassessable. No person may, in the person's capacity as a saver, be responsible for any losses incurred by the association beyond the loss of the withdrawal value of the person's savings accounts. (6)  Savings accounts eligible investment for trust funds. A personal representative, guardian, trustee, or other fiduciary authorized to invest trust funds, may acquire, own, or hold savings accounts in an association, within the limits of standards contained in s. 881.01, and shall have the same rights and be subject to the same obligations and limitations as other savings account owners, except the right to be an officer or director. Savings accounts owned or held by a personal representative, guardian, trustee, or other fiduciary shall specifically name the trust represented. (7)  Voting rights of joint savings accounts. When a savings account in a mutual association is a multiple-party account under subch. I of ch. 705, the right to vote such account shall be no greater than if the account were held by an individual. (8)  Rights of fiduciaries. (a) In a mutual association a fiduciary shall have all rights and privileges of a saver except the right to hold office.(b) In a capital stock association a fiduciary shall have all rights and privileges as other savers in the association. (9)  Savings accounts of deceased persons. The savings account of a decedent may be held and controlled by the personal representative or trustee of the estate, or after 60 days after death, the legal representative may be paid the withdrawal value of the savings account. If the savings account is pledged to the association for a loan, the loan shall first be fully repaid.History:  1971 c. 41 s. 12; 1971 c. 229; 1971 c. 307 s. 118; 1973 c. 291; 1975 c. 359, 421; 1983 a. 167; 1989 a. 331; 2001 a. 102; 2005 a. 387.
WI Stat § 215.141 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 215 - Savings and loan associations.|215.141 - Financially related services tie-ins.

215.141  Financially related services tie-ins. In any transaction conducted by an association, a savings and loan holding company, or a subsidiary of either with a customer who is also a customer of any other subsidiary of any of them, the customer shall be given a notice in 12-point boldface type in substantially the following form:NOTICE OF RELATIONSHIPThis company, ..... (insert name and address of association, savings and loan holding company, or subsidiary), is related to ..... (insert name and address of association, savings and loan holding company, or subsidiary) of which you are also a customer. You may not be compelled to buy any product or service from either of the above companies or any other related company in order to participate in this transaction.If you feel that you have been compelled to buy any product or service from either of the above companies or any other related company in order to participate in this transaction, you should contact the management of either of the above companies at either of the above addresses or the division of banking at .... (insert address).History:  1985 a. 325; 1995 a. 27; 1999 a. 9; 2003 a. 33.
WI Stat § 215.15 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 215 - Savings and loan associations.|215.15 - Evidence of ownership of savings accounts.

215.15  Evidence of ownership of savings accounts. (1) Savings account forms. The association shall issue to each saver a written summary of the terms of the saver's account or, if permitted by the division, a receipt. The division may promulgate rules prescribing the form of or otherwise regulating issuance and use of evidences of savings accounts, summaries of savings accounts and receipts. (2)  Validation of passbooks and certificates. The board of directors may designate one or more persons to sign passbooks, certificates or other evidence of savings accounts. Facsimile signatures of designated signatures may be used when authorized by the board of directors. (3)  General. (a) The board of directors may, subject to the rules of the division and par. (b), provide for the following:1. The transfer of savings accounts by any procedure permitted by law or limit or prohibit transfer of savings accounts.2. The replacement of lost or destroyed evidences of savings accounts.(b) Unless the division approves, a mutual association may not issue negotiable certificates of deposit which are not in registered form in an aggregate amount exceeding 20 percent of the total amount in savings accounts.(c) The division may promulgate rules governing the transfer of savings accounts or the replacement of lost or destroyed evidences of savings accounts.History:  1975 c. 359; 1983 a. 167; 1995 a. 27.
WI Stat § 215.16 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 215 - Savings and loan associations.|215.16 - Savings account earnings.

215.16  Savings account earnings. Subject to the rules of the division, the board of directors of an association may: (1) Declare or contractually fix one or more rates of earnings on savings accounts. (2) Prescribe the methods for computing, and the time and manner of crediting or paying, earnings on savings accounts.History:  1971 c. 229; 1973 c. 205; 1975 c. 359; 1983 a. 167; 1995 a. 27.
WI Stat § 215.17 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 215 - Savings and loan associations.|215.17 - Withdrawal of savings accounts.

215.17  Withdrawal of savings accounts. (1) When permitted. The association may pay, on request, withdrawals on its savings accounts to the owners of such savings accounts. The association may require advance notice of withdrawal. (2)  Withdrawal requests of savers. In a mutual association a saver who has made a withdrawal request does not become a creditor of the association by reason of the withdrawal request.History:  1975 c. 359 ss. 25 to 27, 51; 1975 c. 421; 1979 c. 175 s. 53; 1983 a. 167.