reglab/housing_qa huggingface dataset:
9-A ME Rev Stat § 8-206-E (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 8: TRUTH-IN-LENDING|Part 2: DISCLOSURE REQUIREMENTS|9-A §8-206-E. Special liability for violations of residential mortgage loan, higher-priced mortgage loan and high-rate, high-fee mortgage loan requirements (REPEALED)

 §8-206-E. Special liability for violations of residential mortgage loan, higher-priced mortgage loan and high-rate, high-fee mortgage loan requirements (REPEALED)SECTION HISTORY RR 2007, c. 1, §5 (COR). PL 2007, c. 273, Pt. A, §21 (NEW). PL 2007, c. 273, Pt. A, §§37, 41 (AFF). PL 2009, c. 362, Pt. A, §11 (AMD). PL 2011, c. 427, Pt. A, §14 (RP).
9-A ME Rev Stat § 8-206-F (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 8: TRUTH-IN-LENDING|Part 2: DISCLOSURE REQUIREMENTS|9-A §8-206-F. Investigative and legal compliance personnel (REPEALED)

 §8-206-F. Investigative and legal compliance personnel (REPEALED)SECTION HISTORY PL 2007, c. 273, Pt. A, §22 (NEW). PL 2007, c. 273, Pt. A, §41 (AFF). PL 2011, c. 427, Pt. A, §14 (RP).
9-A ME Rev Stat § 8-206-G (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 8: TRUTH-IN-LENDING|Part 2: DISCLOSURE REQUIREMENTS|9-A §8-206-G. Annual report to Legislature (REPEALED)

 §8-206-G. Annual report to Legislature (REPEALED)SECTION HISTORY PL 2007, c. 273, Pt. A, §23 (NEW). PL 2007, c. 273, Pt. A, §41 (AFF). PL 2011, c. 427, Pt. A, §14 (RP).
9-A ME Rev Stat § 8-206-H (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 8: TRUTH-IN-LENDING|Part 2: DISCLOSURE REQUIREMENTS|9-A §8-206-H. High-rate, high-fee mortgages (REPEALED)

 §8-206-H. High-rate, high-fee mortgages (REPEALED)SECTION HISTORY PL 2009, c. 362, Pt. A, §12 (NEW). PL 2011, c. 427, Pt. A, §14 (RP).
9-A ME Rev Stat § 8-206-I (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 8: TRUTH-IN-LENDING|Part 2: DISCLOSURE REQUIREMENTS|9-A §8-206-I. Higher-priced mortgage loans (REPEALED)

 §8-206-I. Higher-priced mortgage loans (REPEALED)SECTION HISTORY PL 2009, c. 362, Pt. A, §13 (NEW). PL 2011, c. 427, Pt. A, §14 (RP).
9-A ME Rev Stat § 8-206-J (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 8: TRUTH-IN-LENDING|Part 2: DISCLOSURE REQUIREMENTS|9-A §8-206-J. Residential mortgage loan requirements (REPEALED)

 §8-206-J. Residential mortgage loan requirements (REPEALED)SECTION HISTORY PL 2009, c. 362, Pt. A, §14 (NEW). PL 2011, c. 427, Pt. A, §14 (RP).
9-A ME Rev Stat § 8-207 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 8: TRUTH-IN-LENDING|Part 2: DISCLOSURE REQUIREMENTS|9-A §8-207. Consumer lease disclosures (REPEALED)

 §8-207. Consumer lease disclosures (REPEALED)SECTION HISTORY PL 1981, c. 243, §§25,26 (NEW). PL 1981, c. 551, §3 (AMD). PL 1987, c. 321, §§1-3 (AMD). PL 2011, c. 427, Pt. A, §14 (RP).
9-A ME Rev Stat § 8-208 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 8: TRUTH-IN-LENDING|Part 2: DISCLOSURE REQUIREMENTS|9-A §8-208. Civil liability (REPEALED)

 §8-208. Civil liability (REPEALED)SECTION HISTORY PL 1981, c. 243, §§25,26 (NEW). PL 1981, c. 551, §3 (AMD). PL 1981, c. 698, §§21-23 (AMD). PL 1983, c. 720, §23 (AMD). PL 1989, c. 472, §§3,4 (AMD). RR 1995, c. 2, §18 (COR). PL 1995, c. 614, §§A12,C1 (AMD). PL 2007, c. 471, §13 (AMD). PL 2007, c. 471, §18 (AFF). PL 2009, c. 362, Pt. A, §15 (AMD). PL 2009, c. 362, Pt. A, §16 (AFF). PL 2011, c. 427, Pt. A, §14 (RP).
9-A ME Rev Stat § 8-208-A (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 8: TRUTH-IN-LENDING|Part 2: DISCLOSURE REQUIREMENTS|9-A §8-208-A. Certain limitations on liability (REPEALED)

 §8-208-A. Certain limitations on liability (REPEALED)SECTION HISTORY PL 1995, c. 614, §A13 (NEW). PL 1995, c. 614, Pt. A, §13 (NEW). PL 1997, c. 155, §C6 (AMD). PL 1997, c. 155, Pt. C, §6 (AMD). PL 2011, c. 427, Pt. A, §14 (RP).
9-A ME Rev Stat § 8-209 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 8: TRUTH-IN-LENDING|Part 2: DISCLOSURE REQUIREMENTS|9-A §8-209. Liability of assignees (REPEALED)

 §8-209. Liability of assignees (REPEALED)SECTION HISTORY PL 1981, c. 243, §§25,26 (NEW). PL 1981, c. 551, §3 (AMD). PL 1987, c. 129, §75 (AMD). PL 1995, c. 614, §A14 (AMD). PL 2007, c. 273, Pt. C, §§8, 9 (AMD). PL 2007, c. 471, §§14-17 (AMD). PL 2007, c. 471, §18 (AFF). PL 2009, c. 362, Pt. C, §3 (AMD). PL 2011, c. 427, Pt. A, §14 (RP).
9-A ME Rev Stat § 8-301 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 8: TRUTH-IN-LENDING|Part 3: CREDIT CARD RESTRICTIONS|9-A §8-301. Issuance of credit cards (REPEALED)

 §8-301. Issuance of credit cards (REPEALED)SECTION HISTORY PL 1981, c. 243, §§25,26 (NEW). PL 1981, c. 551, §3 (AMD). PL 2011, c. 427, Pt. A, §14 (RP).
9-A ME Rev Stat § 8-302 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 8: TRUTH-IN-LENDING|Part 3: CREDIT CARD RESTRICTIONS|9-A §8-302. Liability of holder of credit card (REPEALED)

 §8-302. Liability of holder of credit card (REPEALED)SECTION HISTORY PL 1981, c. 243, §§25,26 (NEW). PL 1981, c. 551, §3 (AMD). PL 2011, c. 427, Pt. A, §14 (RP).
9-A ME Rev Stat § 8-303 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 8: TRUTH-IN-LENDING|Part 3: CREDIT CARD RESTRICTIONS|9-A §8-303. Credit card restrictions (REPEALED)

 §8-303. Credit card restrictions (REPEALED)SECTION HISTORY PL 1981, c. 243, §§25,26 (NEW). PL 1981, c. 551, §3 (AMD). PL 1991, c. 212 (AMD). PL 1991, c. 755, §1 (AMD). PL 1995, c. 614, §A15 (AMD). PL 1997, c. 660, §D1 (AMD). PL 2009, c. 113, §1 (AMD). PL 2009, c. 571, Pt. LLL, §1 (AMD). PL 2009, c. 618, §2 (AMD). PL 2011, c. 427, Pt. A, §14 (RP).
9-A ME Rev Stat § 8-304 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 8: TRUTH-IN-LENDING|Part 3: CREDIT CARD RESTRICTIONS|9-A §8-304. Disclosure of lists of the names, addresses and account numbers of credit card holders (REPEALED)

 §8-304. Disclosure of lists of the names, addresses and account numbers of credit card holders (REPEALED)SECTION HISTORY RR 1993, c. 1, §22 (COR). PL 1993, c. 86, §1 (NEW). PL 1993, c. 135, §1 (NEW). PL 2011, c. 427, Pt. A, §14 (RP).
9-A ME Rev Stat § 8-305 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 8: TRUTH-IN-LENDING|Part 3: CREDIT CARD RESTRICTIONS|9-A §8-305. Recurring charges to credit or charge cards (REPEALED)

 §8-305. Recurring charges to credit or charge cards (REPEALED)SECTION HISTORY RR 1993, c. 1, §22 (RNU). PL 1993, c. 135, §1 (NEW). PL 2011, c. 427, Pt. A, §14 (RP).
9-A ME Rev Stat § 8-401 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 8: TRUTH-IN-LENDING|Part 4: FAIR CREDIT BILLING|9-A §8-401. Correction of billing errors (REPEALED)

 §8-401. Correction of billing errors (REPEALED)SECTION HISTORY PL 1981, c. 243, §§25,26 (NEW). PL 1981, c. 551, §3 (AMD). PL 2011, c. 427, Pt. A, §14 (RP).
9-A ME Rev Stat § 8-402 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 8: TRUTH-IN-LENDING|Part 4: FAIR CREDIT BILLING|9-A §8-402. Regulation of credit reports (REPEALED)

 §8-402. Regulation of credit reports (REPEALED)SECTION HISTORY PL 1981, c. 243, §§25,26 (NEW). PL 1981, c. 551, §3 (AMD). PL 2011, c. 427, Pt. A, §14 (RP).
9-A ME Rev Stat § 8-403 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 8: TRUTH-IN-LENDING|Part 4: FAIR CREDIT BILLING|9-A §8-403. Treatment of credit balances; returns (REPEALED)

 §8-403. Treatment of credit balances; returns (REPEALED)SECTION HISTORY PL 1981, c. 243, §§25,26 (NEW). PL 1981, c. 551, §3 (AMD). PL 2011, c. 427, Pt. A, §14 (RP).
9-A ME Rev Stat § 8-404 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 8: TRUTH-IN-LENDING|Part 4: FAIR CREDIT BILLING|9-A §8-404. Prompt crediting of payments (REPEALED)

 §8-404. Prompt crediting of payments (REPEALED)SECTION HISTORY PL 1981, c. 243, §§25,26 (NEW). PL 1981, c. 551, §3 (AMD). PL 2011, c. 427, Pt. A, §14 (RP).
9-A ME Rev Stat § 9-101 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 1: GENERAL PROVISIONS|9-A §9-101. Scope

 §9-101. Scope This Article applies to all consumer credit transactions made by creditors that are not supervised financial organizations, that are made to finance or refinance the acquisition of real estate or the initial construction of a dwelling or that are secured by a first-lien mortgage on real estate and applies to the servicing of those transactions.   [PL 2017, c. 106, §10 (AMD).]SECTION HISTORY PL 1987, c. 396, §12 (NEW). PL 2007, c. 273, Pt. A, §24 (AMD). PL 2007, c. 273, Pt. A, §41 (AFF). PL 2017, c. 106, §10 (AMD).
9-A ME Rev Stat § 9-201 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 2: LICENSING|9-A §9-201. Authority to make or service supervised loans; licensing

 §9-201. Authority to make or service supervised loans; licensing The provisions of sections 2-301 to 2-304 control the authority of supervised lenders and mortgage loan servicers that are not supervised financial organizations to make or service loans governed by this Article.   [PL 2017, c. 106, §11 (AMD).]SECTION HISTORY PL 1987, c. 396, §12 (NEW). PL 2017, c. 106, §11 (AMD).
9-A ME Rev Stat § 9-301 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 3: REGULATION OF AGREEMENTS AND PRACTICES|9-A §9-301. Advertising

 §9-301. Advertising 1.  No creditor may engage in this State in false or misleading advertising concerning the terms and conditions of a consumer credit transaction subject to this article.   [PL 1987, c. 396, §12 (NEW).] 2.  This section imposes no liability on the owner or personnel, as such, of any medium in which an advertisement appears or through which it is disseminated.   [PL 1987, c. 396, §12 (NEW).] SECTION HISTORY PL 1987, c. 396, §12 (NEW).
9-A ME Rev Stat § 9-302 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 3: REGULATION OF AGREEMENTS AND PRACTICES|9-A §9-302. Terms and conditions of consumer credit transactions; rulemaking

 §9-302. Terms and conditions of consumer credit transactions; rulemaking 1.  In addition to other rule making authority that the administrator may have, he may adopt reasonable rules in accordance with this section governing agreements which are alternative mortgage transactions as defined in the Alternative Mortgage Transaction Parity Act of 1982, the United States Code, Title 12, Section 3802, subsection 1. In adopting any rule, the administrator shall take into consideration the terms of any similar rules adopted by the Superintendent of Financial Institutions for supervised financial organizations chartered under the laws of this State.   [PL 1987, c. 396, §12 (NEW); PL 2001, c. 44, §11 (AMD); PL 2001, c. 44, §14 (AFF).] 2.  In any rule governing alternative mortgage transactions, the administrator may specify:   A. The maximum amount by which the annual percentage rate may change during a period of time and over the entire term of the agreement;   [PL 1987, c. 396, §12 (NEW).]B. The minimum notice that may be required to be given to the mortgagor prior to a change in the annual percentage rate;   [PL 1987, c. 396, §12 (NEW).]C. Acceptable indices that may be used by creditors for the purpose of determining when, and the amount by which changes in the annual percentage rate may occur and what effects, if any, the choice of index may have on the rate movement allowances specified in paragraph A;   [PL 1987, c. 396, §12 (NEW).]D. Appropriate hypothetical examples to illustrate the effects of changes in the annual percentage rate;   [PL 1987, c. 396, §12 (NEW).]E. Permissible variations in payment schedules, payment amounts, loan amortization and loan term resulting from rate variations or other contract terms; and   [PL 1987, c. 396, §12 (NEW).]F. Permissible limitations on refunds of prepaid finance charges and notice requirements for prepayment.   [PL 1987, c. 396, §12 (NEW).][PL 1987, c. 396, §12 (NEW).] SECTION HISTORY PL 1987, c. 396, §12 (NEW). PL 2001, c. 44, §11 (AMD). PL 2001, c. 44, §14 (AFF).
9-A ME Rev Stat § 9-303 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 3: REGULATION OF AGREEMENTS AND PRACTICES|9-A §9-303. Consumer's choice of title attorney in consumer credit transactions secured by real estate

 §9-303. Consumer's choice of title attorney in consumer credit transactions secured by real estate 1.  Every creditor, which accepts an application for consumer credit transaction involving one to 4 residential units and which requires that an attorney search the title of the subject real estate, shall permit the prospective mortgagor to select a qualified attorney of his own choice to search the title of the subject real estate and certify that title to the creditor or land title insurance company, provided that the creditor may require the prospective mortgagor's attorney to provide it with evidence of adequate liability insurance or land title insurance or such other written policy requirements as the creditor may deem necessary to protect its interests, provided that if all such requirements are met by the attorney chosen by the mortgagor, no additional legal costs may be assessed by the creditor against the mortgagor for review of the title search or any other relevant title documents by the creditor, its title company or attorney.   [PL 1987, c. 396, §12 (NEW).] 2.  Every creditor subject to this section shall provide written notice to the prospective mortgagor that he has the right to select a qualified attorney of his own choice for the performance of title work. The notice shall inform the prospective mortgagor that if the attorney chosen by the mortgagor meets the creditor's requirements, then no additional fees may be charged to the mortgagor for title work. If the prospective mortgagor indicates on the written notice that he does not wish to exercise his right to select an attorney, then the creditor may recommend an attorney.   [PL 1987, c. 396, §12 (NEW).] 3.  Nothing in this section may be construed to require certification of title to a creditor if that creditor does not so require, or to a land title insurance company if that company does not so require.   [PL 1987, c. 396, §12 (NEW).] SECTION HISTORY PL 1987, c. 396, §12 (NEW).
9-A ME Rev Stat § 9-304 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 3: REGULATION OF AGREEMENTS AND PRACTICES|9-A §9-304. Servicing requirements of assigned consumer credit transactions

 §9-304. Servicing requirements of assigned consumer credit transactions No consumer credit transaction secured by a mortgage on real estate may be assigned under this article unless:   [PL 1987, c. 396, §12 (NEW).]1.  The creditor entering into the agreement retains servicing of the account and either maintains a place of business in this State or maintains a toll-free telephone number or other free means of oral communication that is disclosed to mortgagors and staffed in the manner described in subsection 2; or   [PL 1987, c. 396, §12 (NEW).] 2.  The assignee or servicing agent retained to collect the account maintains a toll-free telephone number, or other free means of oral communication, that is disclosed to mortgagors in each coupon book or on each periodic billing notice or statement of account and that is staffed during normal business hours for mortgagors to use to communicate with the assignee or servicing agent concerning the consumer credit transaction.   [PL 1987, c. 396, §12 (NEW).] SECTION HISTORY PL 1987, c. 396, §12 (NEW).
9-A ME Rev Stat § 9-305 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 3: REGULATION OF AGREEMENTS AND PRACTICES|9-A §9-305. Interest to be paid on funds held in escrow

 §9-305. Interest to be paid on funds held in escrow A creditor, including any of its assignees, that enters into consumer credit transactions secured by a mortgage on real estate and which holds funds of a mortgagor in an escrow account for the payment of taxes or insurance premiums, either on its own behalf or on behalf of another mortgagee, shall pay interest on those funds in accordance with Title 9‑B, section 429.   [PL 1987, c. 396, §12 (NEW).]SECTION HISTORY PL 1987, c. 396, §12 (NEW).
9-A ME Rev Stat § 9-305-A (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 3: REGULATION OF AGREEMENTS AND PRACTICES|9-A §9-305-A. Timely payments from escrow

 §9-305-A. Timely payments from escrow A creditor, assignee or servicer that holds or controls funds of a consumer in an escrow account for the payment of taxes or insurance premiums shall make timely payments from that escrow account for a consumer credit transaction secured by a mortgage on real estate. A creditor, assignee or servicer is liable to the consumer for actual damages resulting from failure to make timely payments from that escrow account. The creditor, assignee or servicer shall also rectify the results of a failure to make timely payments, including causing corrections of the consumer's credit report and causing the discharge of any liens against the consumer's real estate.   [PL 2005, c. 206, §3 (NEW).]SECTION HISTORY PL 2005, c. 206, §3 (NEW).
9-A ME Rev Stat § 9-305-B (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 3: REGULATION OF AGREEMENTS AND PRACTICES|9-A §9-305-B. Timely responses to requests for payoff figures

 §9-305-B. Timely responses to requests for payoff figures A creditor, assignee or servicer shall respond to a request for a payoff figure within 3 business days following receipt of such a request from a consumer or an agent of the consumer for a consumer credit transaction secured by a mortgage on real estate. The response must include a precise payoff figure as of a date certain and must contain information permitting the consumer or the consumer's agent to update that figure, such as providing a per diem rate from a date certain. A charge may not be assessed for the first 2 requests in any calendar year, and a charge for each subsequent request may not exceed $5.   [PL 2005, c. 206, §3 (NEW).]SECTION HISTORY PL 2005, c. 206, §3 (NEW).
9-A ME Rev Stat § 9-306 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 3: REGULATION OF AGREEMENTS AND PRACTICES|9-A §9-306. Notice of assignment

 §9-306. Notice of assignment A consumer is not obligated to make payments on a consumer credit transaction to any creditor, other than the original creditor, until he receives notification of assignment of rights to payment and that payment is to be made to the assignee. A notification which does not clearly and conspicuously identify the rights assigned is ineffective. If requested by the consumer, the assignee must seasonably furnish reasonable proof that the assignment has been made and unless he does so the consumer may pay the original creditor.   [PL 1987, c. 396, §12 (NEW).]SECTION HISTORY PL 1987, c. 396, §12 (NEW).
9-A ME Rev Stat § 9-307 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 3: REGULATION OF AGREEMENTS AND PRACTICES|9-A §9-307. Receipts; statements of account; evidence of payment

 §9-307. Receipts; statements of account; evidence of payment 1.  The creditor shall give or send to a consumer, without request, a written receipt for each payment by coin or currency on an obligation pursuant to a consumer credit transaction. Sending to the consumer a periodic statement showing a payment received by mail complies with this subsection, if it is sent to the debtor within 45 days after receipt of the payment.   [PL 1987, c. 396, §12 (NEW).] 2.  Upon written request of a consumer, the person to whom an obligation is owed pursuant to a consumer credit transaction, shall provide a written statement of the dates and amounts of payments made within the past 15 months and the total amount unpaid. The statement shall be provided without charge once during each year of the term of the obligation. If additional statements are requested, the creditor may charge not in excess of $1 for each additional statement.   [PL 1987, c. 396, §12 (NEW).] 3.  Within 30 days after the consumer has fulfilled all obligations with respect to a consumer credit transaction, the person to whom the obligation was owed shall give or send to the consumer written evidence acknowledging payment in full of all obligations with respect to the transaction.   [PL 1987, c. 396, §12 (NEW).] SECTION HISTORY PL 1987, c. 396, §12 (NEW).
9-A ME Rev Stat § 9-308 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 3: REGULATION OF AGREEMENTS AND PRACTICES|9-A §9-308. Right to prepay

 §9-308. Right to prepay A consumer may prepay in full or in part the unpaid balance of a consumer credit transaction that is an alternative mortgage transaction, as defined in section 9‑302, subsection 1, at any time without penalty.   [PL 1995, c. 614, Pt. A, §16 (AMD).]SECTION HISTORY PL 1987, c. 396, §12 (NEW). PL 1995, c. 614, §A16 (AMD).
9-A ME Rev Stat § 9-309 (2021)
2021 Maine Revised Statutes|TITLE 9-A: MAINE CONSUMER CREDIT CODE|Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES|Part 3: REGULATION OF AGREEMENTS AND PRACTICES|9-A §9-309. Real estate appraisals; copies

 §9-309. Real estate appraisals; copies A creditor that imposes a fee on a person for the cost of an appraisal of any real estate shall furnish to the person, at no cost, one copy of the appraisal upon request, if the request is made within 90 days after the creditor has provided notice of action taken on the application for credit or the date of the closing, whichever is later, or 90 days after the application is withdrawn.   [PL 1999, c. 150, §7 (AMD).]SECTION HISTORY PL 1987, c. 396, §12 (NEW). PL 1999, c. 150, §7 (AMD).