reglab/housing_qa huggingface dataset:
IN Code § 27-11-1-11 (2021)
2021 Indiana Code|Title 27. Insurance|Article 11. Fraternal Benefit Societies|Chapter 1. Applicability and Definitions|27-11-1-11. "Society" Defined

Sec. 11. "Society" refers to a fraternal benefit society to which this article applies, according to section 1 of this chapter.As added by P.L.262-1985, SEC.1.
IN Code § 27-11-2-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 11. Fraternal Benefit Societies|Chapter 2. Structure and Purpose|27-11-2-1. "Lodge System" Defined; Organization and Operation of Lodges for Children

Sec. 1. (a) A society is operating on the lodge system if it has a supreme governing body and subordinate lodges into which members are elected, initiated, or admitted in accordance with its laws, rules, and ritual. Subordinate lodges shall be required by the laws of the society to hold periodic meetings in furtherance of the purposes of the society.(b) A society may, at its option, organize and operate lodges for children under the minimum age for adult membership. Membership and initiation in local lodges shall not be required of children, nor shall they have a voice or vote in the management of the society.As added by P.L.262-1985, SEC.1.
IN Code § 27-11-2-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 11. Fraternal Benefit Societies|Chapter 2. Structure and Purpose|27-11-2-2. Representative Form of Government

Sec. 2. A society has a representative form of government if it meets all of the following conditions:(1) It has a supreme governing body constituted in one (1) of the following ways:(A) The supreme governing body is an assembly composed of delegates elected directly by the members or at intermediate assemblies or conventions of members or their representatives, together with other delegates as may be prescribed in the society's laws. A society may provide for election of delegates by mail. The elected delegates shall constitute a majority in number and shall not have less than a majority of the votes and not less than the number of votes required to amend the society's laws. The assembly shall meet at least once every four (4) years and shall elect a board of directors to conduct the business of the society between meetings of the assembly. Vacancies on the board of directors between elections may be filled in the manner prescribed by the society's laws.(B) The supreme governing body is a board composed of persons elected by the members, either directly or by their representatives in intermediate assemblies, and any other persons prescribed in the society's laws. A society may provide for election of the board by mail. Each term of a board member may not exceed four (4) years. Vacancies on the board between elections may be filled in the manner prescribed by the society's laws. Those persons elected to the board constitute a majority in number and not less than the number of votes required to amend the society's laws. A person filling the unexpired term of an elected board member is considered to be an elected member. The board shall meet at least quarterly to conduct the business of the society.(2) The officers of the society are elected either by the supreme governing body or by the board of directors.(3) Only benefit members are eligible for election to the supreme governing body, the board of directors, or any intermediate assembly.(4) Each voting member shall have one (1) vote and no vote may be cast by proxy.As added by P.L.262-1985, SEC.1.
IN Code § 27-11-2-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 11. Fraternal Benefit Societies|Chapter 2. Structure and Purpose|27-11-2-3. Operation for Benefit of Members and Beneficiaries

Sec. 3. A society shall operate for the benefit of members and their beneficiaries by:(1) providing benefits as specified in IC 27-11-6-1; and(2) operating for one (1) or more social, intellectual, educational, charitable, benevolent, moral, fraternal, patriotic, or religious purposes for the benefit of its members that may also be extended to others. These purposes may be carried out directly by the society, or indirectly through subsidiary corporations or affiliated organizations.As added by P.L.262-1985, SEC.1.
IN Code § 27-11-2-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 11. Fraternal Benefit Societies|Chapter 2. Structure and Purpose|27-11-2-4. Laws and Rules; Necessary and Incidental Powers

Sec. 4. Every society may adopt laws and rules for the government of the society, the admission of its members, and the management of its affairs. It may change, alter, add to, or amend such laws and rules. It shall have such other powers as are necessary and incidental to effect the objectives and purposes of the society.As added by P.L.262-1985, SEC.1.
IN Code § 27-11-3-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 11. Fraternal Benefit Societies|Chapter 3. Membership|27-11-3-1. Eligibility Standards; Admission Process; Rights and Privileges of Members; Social Members

Sec. 1. (a) A society shall specify in its laws or rules:(1) eligibility standards for each and every class of membership, provided that if benefits are provided on the lives of children, the minimum age for adult membership shall be set at not less than age fifteen (15) and not greater than age twenty-one (21);(2) the process for admission to each membership class; and(3) the rights and privileges of each membership class, provided that only benefit members shall have the right to vote on the management of the insurance affairs of the society.(b) A society may also admit social members who have no voice or vote in the management of the insurance affairs of the society.(c) Membership rights in the society are personal to the member and are not assignable.As added by P.L.262-1985, SEC.1.
IN Code § 27-11-3-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 11. Fraternal Benefit Societies|Chapter 3. Membership|27-11-3-2. Location of Principal Office; Meetings; Official Publication; Synopsis of Annual Statement; Grievance Procedures

Sec. 2. (a) The principal office of any domestic society shall be located in this state. The meetings of its supreme governing body may be held in any state, district, province, or territory where the society has at least one (1) subordinate lodge, or in another location as determined by the supreme governing body, and all business transacted at the meetings shall be as valid in all respects as if the meetings were held in this state. The minutes of the proceedings of the supreme governing body and of the board of directors must be in the English language.(b) A society may provide in its laws for an official publication in which any notice, report, or statement required by law to be given to members, including notice of election, may be published. Such required reports, notices, and statements shall be printed conspicuously in the publication. If the records of a society show that two (2) or more members have the same mailing address, an official publication mailed to one (1) member is deemed to be mailed to all members at the same address unless a member requests a separate copy.(c) Not later than June 1 of each year, a synopsis of the society's annual statement providing an explanation of the facts concerning the condition of the society shall be printed and mailed to each benefit member of the society or, instead, the synopsis may be published in the society's official publication.(d) A society may provide in its laws or rules for grievance or complaint procedures for members.As added by P.L.262-1985, SEC.1.
IN Code § 27-11-3-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 11. Fraternal Benefit Societies|Chapter 3. Membership|27-11-3-4. Waiver of Provisions of Laws of the Society

Sec. 4. The laws of the society may provide that no subordinate body nor any of its subordinate officers or members shall have the power or authority to waive any of the provisions of the laws of the society. The provision shall be binding on the society and every member and beneficiary of a member.As added by P.L.262-1985, SEC.1.
IN Code § 27-11-4-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 11. Fraternal Benefit Societies|Chapter 4. Organization|27-11-4-1. Application of Chapter

Sec. 1. A domestic society organized after December 31, 1985, shall be formed under this chapter.As added by P.L.262-1985, SEC.1.
IN Code § 27-11-4-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 11. Fraternal Benefit Societies|Chapter 4. Organization|27-11-4-2. Organization of Fraternal Benefit Society; Articles of Incorporation

Sec. 2. Seven (7) or more citizens of the United States, a majority of whom are citizens of this state, who desire to form a fraternal benefit society, may make, sign, and acknowledge before some officer competent to take acknowledgment of deeds and articles of incorporation. The article of incorporation must state the following:(1) The proposed corporate name of the society, which must not resemble the name of any society or insurance company as to be misleading or confusing.(2) The purposes for which it is being formed and the mode in which its corporate powers are to be exercised. Such purposes may not include more liberal powers than are granted by this article.(3) The names and residences of the incorporators and the names, residences, and official titles of all the officers, trustees, directors, or other persons who are to have and exercise the general control of the management of the affairs and funds of the society for the first year or until the ensuing election at which all such officers shall be elected by the supreme governing body, which election shall be held not later than one (1) year from the date of issuance of the permanent certificate of authority.As added by P.L.262-1985, SEC.1.
IN Code § 27-11-4-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 11. Fraternal Benefit Societies|Chapter 4. Organization|27-11-4-3. Filing of Articles of Incorporation, Bylaws and Rules, Forms of Certificates, Circulars, and Bond

Sec. 3. Articles of incorporation, certified copies of the society's bylaws and rules, copies of all proposed forms of certificates, applications therefor, circulars to be issued by the society, and a bond conditioned upon the return to applicants of the advanced payments if the organization is not completed within one (1) year shall be filed with the commissioner, who may require further information as the commissioner considers necessary. The bond with sureties approved by the commissioner shall be not less than three hundred thousand dollars ($300,000) nor more than one million five hundred thousand dollars ($1,500,000), as required by the commissioner. All documents filed are to be in the English language. If the purposes of the society conform to the requirements of this article and all provisions of the law have been complied with, the commissioner shall certify, retain, and file the articles of incorporation and furnish the incorporators a preliminary certificate of authority authorizing the society to solicit members as provided in this chapter.As added by P.L.262-1985, SEC.1.
IN Code § 27-11-4-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 11. Fraternal Benefit Societies|Chapter 4. Organization|27-11-4-4. Preliminary Certificate of Authority; Expiration; Extension

Sec. 4. No preliminary certificate of authority granted under this section shall be valid after one (1) year from its date or after a further period, not exceeding one (1) year, as may be authorized by the commissioner upon cause shown, unless the five hundred (500) applicants required in this chapter have been secured and the organization has been completed as provided. The articles of incorporation and all other proceedings under the articles of incorporation shall become null and void in one (1) year from the date of the preliminary certificate of authority or at the expiration of the extended period, unless the society has completed its organization and received a certificate of authority to do business in Indiana.As added by P.L.262-1985, SEC.1. Amended by P.L.136-2018, SEC.200.
IN Code § 27-11-4-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 11. Fraternal Benefit Societies|Chapter 4. Organization|27-11-4-5. Solicitation of Members; Liabilities Incurred Upon Receipt of Preliminary Certificate

Sec. 5. Upon receipt of a preliminary certificate of authority from the commissioner, the society may solicit members for the purpose of completing its organization, shall collect from each applicant the amount of not less than one (1) regular monthly premium in accordance with its table of rates, and shall issue to each applicant a receipt for the amount collected. No society shall incur any liability other than for the return of the advance premium, nor issue any certificate, nor pay, allow, or offer or promise to pay or allow any benefit to any person until:(1) actual bona fide applications for benefits have been secured on not less than five hundred (500) applicants, and any necessary evidence of insurability has been furnished to and approved by the society;(2) at least ten (10) subordinate lodges have been established into which the five hundred (500) applicants have been admitted;(3) there has been submitted to the commissioner, under oath of the president or secretary, or corresponding officer of the society, a list of the applicants, giving their names, addresses, date each was admitted, name and number of the subordinate lodge of which each applicant is a member, amount of benefits to be granted, and premiums therefor; and(4) it shall have been shown to the commissioner, by sworn statement of the treasurer, or corresponding officer of such society, that at least five hundred (500) applicants have each paid in cash at least one (1) regular monthly premium, which premiums in the aggregate amount to at least one hundred fifty thousand dollars ($150,000). The advance premiums shall be held in trust during the period of organization and, if the society has not qualified for a certificate of authority within one (1) year as provided in this chapter, the premiums shall be returned to the applicants.As added by P.L.262-1985, SEC.1.
IN Code § 27-11-4-6 (2021)
2021 Indiana Code|Title 27. Insurance|Article 11. Fraternal Benefit Societies|Chapter 4. Organization|27-11-4-6. Certificate of Authority

Sec. 6. The commissioner may make an examination and require any further information as the commissioner considers advisable. Upon presentation of satisfactory evidence that the society has complied with all the provisions of law, the commissioner shall issue to the society a certificate of authority authorizing the society to transact business under this article. The certificate of authority is prima facie evidence of the existence of the society at the date of the certificate. The commissioner shall cause a record of the certificate of authority to be made. A certified copy of the record may be given in evidence with like effect as the original certificate of authority.As added by P.L.262-1985, SEC.1.
IN Code § 27-11-5-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 11. Fraternal Benefit Societies|Chapter 5. Governance|27-11-5-1. Amendment of Laws of Domestic Society

Sec. 1. (a) A domestic society may amend its laws in accordance with the provisions of the domestic society by action of its supreme governing body at any regular or special meeting of the domestic society or, if its laws provide, by referendum. The referendum may be held in accordance with the provisions of its laws by the vote of the voting members of the society, by the vote of delegates or representatives of voting members, or by the vote of local lodges. A society may provide for voting by mail. No amendment submitted for adoption by referendum shall be adopted unless, within six (6) months from the date of submission of the amendment, a majority of the members voting shall have signified their consent to the amendment.(b) No amendment to the laws of any domestic society shall take effect unless approved by the commissioner, who shall approve the amendment if the commissioner finds that it has been duly adopted and is not inconsistent with any requirement of the laws of this state or with the character, objects, and purposes of the society. Unless the commissioner disapproves any amendment within sixty (60) days after the filing of the amendment, the amendment shall be considered approved. The approval or disapproval of the commissioner shall be in writing and mailed to the secretary or corresponding officer of the society at its principal office. In case the commissioner disapproves the amendment, the reasons for the disapproval shall be stated in the written notice.(c) Within ninety (90) days from the approval of an amendment by the commissioner, all such amendments, or a synopsis thereof, shall be furnished to all members of the society either by mail or by publication in full in the official publication of the society. The affidavit of any officer of the society or of anyone authorized by it to mail any amendments or synopsis of the amendments stating facts that show that the amendments have been duly addressed and mailed, is prima facie evidence that the amendments or synopsis of the amendments have been furnished the addressee.(d) Every foreign or alien society authorized to do business in this state shall file with the commissioner a duly certified copy of all amendments of, or additions to, its laws within ninety (90) days after the enactment of same.(e) Printed copies of the laws as amended, certified by the secretary or corresponding officer of the society, shall be prima facie evidence of the legal adoption thereof.As added by P.L.262-1985, SEC.1.
IN Code § 27-11-5-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 11. Fraternal Benefit Societies|Chapter 5. Governance|27-11-5-2. Operation of Not-for-Profit Institutions

Sec. 2. A society may create, maintain, and operate or may establish organizations to operate not-for-profit institutions to further the purposes permitted by IC 27-11-2-3. Such institutions may furnish services free or at a reasonable charge. Any real or personal property owned, held, or leased by the society for this purpose shall be reported in every annual statement.As added by P.L.262-1985, SEC.1.
IN Code § 27-11-5-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 11. Fraternal Benefit Societies|Chapter 5. Governance|27-11-5-3. Reinsurance Agreements

Sec. 3. (a) A domestic society may by a reinsurance agreement cede any individual risk or risks in whole or in part to an insurer (other than another fraternal benefit society) having the power to make the reinsurance and authorized to do business in this state or, if not so authorized, one that is approved by the commissioner, but no society may reinsure substantially all of its insurance in force without the written permission of the commissioner. It may take credit for the reserves on the ceded risks to the extent reinsured, but no credit shall be allowed as an admitted asset or as a deduction from liability to a ceding society for reinsurance made, ceded, renewed, or otherwise becoming effective after December 31, 1985, unless the reinsurance is payable by the assuming insurer on the basis of the liability of the ceding society under the contract or contracts reinsured without diminution because of the insolvency of the ceding society.(b) Notwithstanding the limitation in subsection (a), a society may reinsure the risks of another society in a consolidation or merger approved by the commissioner under section 4 of this chapter.As added by P.L.262-1985, SEC.1.
IN Code § 27-11-5-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 11. Fraternal Benefit Societies|Chapter 5. Governance|27-11-5-5. Conversion and Licensing as Mutual Life Insurance Company

Sec. 5. Any domestic fraternal benefit society may be converted and licensed as a mutual life insurance company by compliance with all the requirements of the insurance law for mutual life insurance companies. A plan of conversion shall be prepared in writing by the board of directors setting forth in full the terms and conditions of conversion. The affirmative vote of two-thirds (2/3) of all members of the supreme governing body at a regular or special meeting shall be necessary for the approval of the plan. No conversion shall take effect unless and until approved by the commissioner, who may give the approval if the commissioner finds that the proposed change is in conformity with the requirements of law and not prejudicial to the certificate holders of the society.As added by P.L.262-1985, SEC.1.
IN Code § 27-11-6-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 11. Fraternal Benefit Societies|Chapter 6. Contractual Benefits|27-11-6-1. Contractual Benefits

Sec. 1. (a) A society may provide the following contractual benefits in any form:(1) Death benefits.(2) Endowment benefits.(3) Annuity benefits.(4) Temporary or permanent disability benefits.(5) Hospital, medical, or nursing benefits.(6) Monument or tombstone benefits to the memory of deceased members.(7) Such other benefits as authorized for life insurers and that are not inconsistent with this chapter.(b) A society shall specify in its rules those persons who may be issued or covered by the contractual benefits in subsection (a), consistent with providing benefits to members and their dependents. A society may provide benefits on the lives of children under the minimum age for adult membership upon application of an adult person.As added by P.L.262-1985, SEC.1.
IN Code § 27-11-6-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 11. Fraternal Benefit Societies|Chapter 6. Contractual Benefits|27-11-6-2. Beneficiaries of Benefit Contracts; Funeral Benefits; Failure to Designate Lawful Beneficiary

Sec. 2. (a) The owner of a benefit contract is entitled to change the beneficiary or beneficiaries in accordance with the laws or rules of the society unless the owner waives this right by specifically requesting in writing that the beneficiary designation be irrevocable. A society may, through its laws or rules, limit the scope of beneficiary designations and shall provide that no revocable beneficiary shall have or obtain any vested interest in the proceeds of any certificate until the certificate has become due and payable in conformity with the provisions of the benefit contract.(b) A society may make provision for the payment of funeral benefits to the extent of such portion of any payment under a certificate as might reasonably appear to be due to any person equitably entitled thereto by reason of having incurred expense occasioned by the burial of the member.(c) If at the death of any person insured under a benefit contract there is no lawful beneficiary to whom the proceeds shall be payable, the amount of the benefit, except to the extent that funeral benefits may be paid, shall be payable to the personal representative of the deceased insured, provided that if the owner of the certificate is other than the insured, the proceeds shall be payable to such owner.As added by P.L.262-1985, SEC.1.
IN Code § 27-11-6-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 11. Fraternal Benefit Societies|Chapter 6. Contractual Benefits|27-11-6-3. Limitation on Use of Benefits to Pay Debts or Liabilities of Members, Beneficiaries, or Other Persons

Sec. 3. No money or other benefit, charity, relief, or aid to be paid, provided, or rendered by any society shall be liable to attachment, garnishment, or other process or to be seized, taken, appropriated, or applied by any legal or equitable process or operation of law to pay any debt or liability of a member, beneficiary, or any other person who may have a right thereunder, either before or after payment by the society.As added by P.L.262-1985, SEC.1.