reglab/housing_qa huggingface dataset:
IA Code § 512B.22 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 512B - FRATERNAL BENEFIT SOCIETIES|Section 512B.22 - Funds.

512B.22 Funds.   1. All assets shall be held, invested, and disbursed for the use and benefit of the society and a member or beneficiary shall not have or acquire individual rights in the society’s assets or become entitled to an apportionment on the surrender of any part of the society’s assets, except as provided in the benefit contract.   2. A society may create, maintain, invest, disburse, and apply any special fund or funds necessary to carry out any purpose permitted by the laws of the society.   3. A society may, pursuant to resolution of its supreme governing body, establish and operate one or more separate accounts and issue contracts on a variable basis, subject to the law regulating life insurers establishing equivalent accounts and issuing equivalent contracts. To the extent the society deems it necessary in order to comply with any applicable federal or state laws, regulations, or rules, the society may adopt special procedures for the conduct of the business and affairs of a separate account; may, for persons having beneficial interests in the account, provide special voting and other rights, including without limitation, special rights and procedures relating to investment policy, investment advisory services, selection of certified public accountants, and selection of a committee to manage the business and affairs of the account; and may issue contracts on a variable basis to which section 512B.19, subsections 2 and 4 shall not apply.  90 Acts, ch 1148, §23
IA Code § 512B.23 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 512B - FRATERNAL BENEFIT SOCIETIES|Section 512B.23 - Valuation.

512B.23 Valuation.   1. Standards of valuation for certificates issued before January 1, 1991, are those provided by chapter 512, Code 1989.   2. a. The minimum standards of valuation for certificates issued on or after January 1, 1991, shall be based on the following tables:   (1) For certificates of life insurance, the commissioner’s 1980 standard ordinary mortality table or any more recent table made applicable to life insurers.   (2) For annuity and pure endowment certificates, for total and permanent disability benefits, for accidental death benefits and for noncancelable accident and health benefits, the tables authorized for use by life insurers in this state.   b. Paragraph “a”, subparagraphs (1) and (2) are under valuation methods and standards, including interest assumptions, in accordance with the laws of this state applicable to life insurers issuing policies containing like benefits.   3. The commissioner may, in the commissioner’s discretion, accept another standard for valuation if the commissioner finds that the reserves produced by the other standard will not be less in the aggregate than reserves computed in accordance with the minimum valuation standards prescribed by subsection 2. The commissioner may, in the commissioner’s discretion, vary the standards of mortality applicable to all benefit contracts on substandard lives or other extra hazardous lives by any society authorized to do business in this state.   4. A society, with the consent of the commissioner of insurance of the state of domicile of the society and under conditions which the commissioner may impose, may establish and maintain reserves on its certificates in excess of the reserves otherwise required, but the contractual rights of a benefit member shall not be affected by the excess reserves.  90 Acts, ch 1148, §24; 2012 Acts, ch 1023, §114  Referred to in §512B.24
IA Code § 512B.24 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 512B - FRATERNAL BENEFIT SOCIETIES|Section 512B.24 - Reports.

512B.24 Reports.   Reports shall be filed in accordance with this section.   1. A society transacting business in this state, on or before March 1 annually, unless for cause shown the time has been extended by the commissioner, shall file with the commissioner a true statement of its financial condition, transactions, and affairs for the preceding calendar year and shall pay a fee of fifty dollars. The statement may be in general form and content as approved by the national association of insurance commissioners for fraternal benefit societies and shall be supplemented by additional information as adopted by rule of the commissioner.   2. As part of the annual statement, a society shall, on or before March 1, file with the commissioner of insurance a valuation of its certificates in force on the last preceding December 31. However, the commissioner may, for cause shown, extend the time for filing the valuation for not more than two calendar months. The valuation shall be done in accordance with the standards specified in section 512B.23. The valuation and underlying data shall be certified by a qualified actuary or, at the expense of the society, verified by the actuary of the department of insurance of the state of domicile of the society.   3. A society failing to file the annual statement in the form and within the time provided by this section shall forfeit one hundred dollars for each day during which the default continues, and, upon notice by the commissioner to that effect, the society’s authority to do business in this state shall cease while the default continues.  90 Acts, ch 1148, §25; 92 Acts, ch 1162, §17
IA Code § 512B.25 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 512B - FRATERNAL BENEFIT SOCIETIES|Section 512B.25 - Annual license — renewal.

512B.25 Annual license — renewal.   The authority of a society to transact business in this state may be renewed annually. A license terminates on the first day of June following issuance or renewal. A society shall submit annually on or before March 1 a completed application for renewal of its license. For each license or renewal the society shall pay the commissioner a fee of fifty dollars. A society that fails to timely file an application for renewal shall pay an administrative penalty of five hundred dollars to the treasurer of state for deposit as provided in section 505.7. A duly certified copy or duplicate of the license is prima facie evidence that the licensee is a fraternal benefit society within the meaning of this chapter.  90 Acts, ch 1148, §26; 92 Acts, ch 1162, §18; 2006 Acts, ch 1117, §55; 2007 Acts, ch 126, §90; 2009 Acts, ch 181, §71
IA Code § 512B.26 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 512B - FRATERNAL BENEFIT SOCIETIES|Section 512B.26 - Examination of societies — no adverse publications.

512B.26 Examination of societies — no adverse publications.   1. The commissioner, or the commissioner’s designee, may examine a domestic, foreign, or alien society transacting or applying for admission to transact business in this state in the same manner as authorized for examination of a domestic, foreign, or alien insurer. Requirements of notice and an opportunity to respond before findings are made public as provided in the laws regulating insurers are also applicable to the examination of a society.   2. The expense of each examination and of each valuation, including compensation and actual expense of examiners, shall be paid by the society examined or whose certificates are valued, upon statements furnished by the commissioner.  90 Acts, ch 1148, §27
IA Code § 512B.27 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 512B - FRATERNAL BENEFIT SOCIETIES|Section 512B.27 - Foreign or alien society — admission.

512B.27 Foreign or alien society — admission.   A foreign or alien society shall not transact business in this state without a license issued by the commissioner. A society desiring admission to this state shall substantially comply with the requirements and limitations of this chapter applicable to domestic societies. A society may be licensed to transact business in this state upon filing with the commissioner all of the following:   1. A duly certified copy of its articles of incorporation.   2. A copy of its bylaws, certified by its secretary or a corresponding officer.   3. A power of attorney to the commissioner of insurance as prescribed in section 512B.33.   4. A statement of its business under oath of its president and secretary or corresponding officers in a form prescribed by the commissioner, duly verified by an examination made by the supervising insurance official of its state of domicile, satisfactory to the commissioner.   5. Certification from the proper official of its state of domicile that the society is legally incorporated and licensed to transact business in that state.   6. Copies of its certificate forms.   7. Other information the commissioner requires.   8. A showing that its assets are invested in accordance with this chapter.  90 Acts, ch 1148, §28
IA Code § 512B.29 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 512B - FRATERNAL BENEFIT SOCIETIES|Section 512B.29 - Suspension, revocation, or refusal of license of foreign or alien society.

512B.29 Suspension, revocation, or refusal of license of foreign or alien society.   1. When the commissioner upon investigation finds that a foreign or alien society transacting or applying to transact business in this state has exceeded its powers; failed to comply with a provision of this chapter; failed to fulfill a contract in good faith; or conducted its business fraudulently or in a manner hazardous to its members or creditors or the public, the commissioner shall notify the society of the deficiency or deficiencies and state in writing the alleged facts or circumstances constituting a deficiency. The commissioner shall at once issue a written notice to the society requiring that the deficiency or deficiencies which exist be corrected on or before thirty days from entry of the notice of deficiency. After notice the society has a thirty-day period in which to comply with the commissioner’s request for correction, and if the society fails to comply the commissioner shall notify the society of a finding of noncompliance and require the society to show cause on or before a date named why its license should not be suspended, revoked, or refused. If, on or before the date named, the society does not present good and sufficient reason why its license to do business in this state should not be suspended, revoked, or refused, the commissioner may suspend or refuse the license of the society to do business in this state until evidence satisfactory to the commissioner is furnished to the commissioner that the suspension or refusal should be withdrawn or the commissioner may revoke the license of the society to do business in this state.   2. A society whose license to do business in this state is suspended, revoked, or refused pursuant to subsection 1 shall continue in good faith all contracts made in this state during the time the society was legally authorized to transact business in this state. Lack of authority to transact business within the state is not a defense to an action by a person against the society to enforce a contract entered into by the society without compliance with this chapter, or prior applicable law.  90 Acts, ch 1148, §30
IA Code § 512B.30 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 512B - FRATERNAL BENEFIT SOCIETIES|Section 512B.30 - Standing.

512B.30 Standing.   A petition or complaint for injunction against a domestic, foreign, or alien society, or lodge shall not be recognized in a court of this state unless made by the attorney general upon request of the commissioner.  90 Acts, ch 1148, §31
IA Code § 512B.31 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 512B - FRATERNAL BENEFIT SOCIETIES|Section 512B.31 - Licensing of agents.

512B.31 Licensing of agents. Repealed by  2001 Acts, ch 16, §36, 37  . See chapter 522B.
IA Code § 512B.32 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 512B - FRATERNAL BENEFIT SOCIETIES|Section 512B.32 - Unfair methods of competition and unfair and deceptive acts and practices.

512B.32 Unfair methods of competition and unfair and deceptive acts and practices.   A society is subject to chapter 507B relating to unfair insurance trade practices. However, chapter 507B does not apply to or affect the right of a society to determine its eligibility requirements for membership, and does not apply to or affect the offering of benefits exclusively to members or persons eligible for membership in the society by a subsidiary corporation or affiliated organization of a society.  90 Acts, ch 1148, §33
IA Code § 512B.33 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 512B - FRATERNAL BENEFIT SOCIETIES|Section 512B.33 - Service of process.

512B.33 Service of process.   1. A society authorized to do business in this state shall file in the office of the commissioner a power of attorney and an agreement in writing that service of process in any action or proceeding against the society may be served on the commissioner and shall be of the same legal force and validity as if served upon the society, and that the authority shall continue in force so long as any liability remains outstanding in this state. A copy of the power of attorney, certified by the commissioner, shall be deemed sufficient evidence of the appointment and shall be admitted in evidence with the same force and effect as the original.   2. Service of process made on the commissioner as the agent for service of process shall be made as provided in section 505.30. A society shall not be required to file its answer, pleading, or defense in less than thirty days from the date the commissioner sends a copy of the service of process to the society by certified mail as provided in section 505.30. Legal process shall not be made upon a society except in the manner provided in this section.  90 Acts, ch 1148, §34; 2003 Acts, ch 91, §23; 2018 Acts, ch 1018, §6  Referred to in §512B.27
IA Code § 512B.34 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 512B - FRATERNAL BENEFIT SOCIETIES|Section 512B.34 - Review.

512B.34 Review.   All decisions and findings of the commissioner made under this chapter are subject to review pursuant to chapter 17A.  90 Acts, ch 1148, §35
IA Code § 512B.35 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 512B - FRATERNAL BENEFIT SOCIETIES|Section 512B.35 - False or fraudulent statements.

512B.35 False or fraudulent statements.   1. It shall be unlawful for a person knowingly to make a false or fraudulent statement or representation in or relating to an application for membership or for the purpose of obtaining money from or a benefit in a society.   2. It shall be unlawful for a person to willfully make a false or fraudulent statement in a verified report or declaration under oath required or authorized by this chapter, or of a material fact or thing contained in a sworn statement concerning the death or disability of an insured for the purpose of procuring payment of a benefit named in the certificate.   3. It shall be unlawful for a person to solicit membership for, or in any manner to assist in procuring membership in, a society not licensed to do business in this state.  90 Acts, ch 1148, §36; 2004 Acts, ch 1110, §34
IA Code § 512B.36 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 512B - FRATERNAL BENEFIT SOCIETIES|Section 512B.36 - Exemption of certain societies.

512B.36 Exemption of certain societies.   1. This chapter does not affect or apply to any of the following:   a. Grand or subordinate lodges of societies, orders, or associations now doing business in this state which provide benefits exclusively through local or subordinate lodges.   b. Orders, societies, or associations which admit to membership only persons engaged in one or more crafts or hazardous occupations, in the same or similar lines of business, insuring only their own members and their families, and the spouses’ societies or spouses’ auxiliaries to such orders, societies, or associations.   c. Domestic societies which limit their membership to employees of a particular city or town, designated firm, business house, or corporation which provide for a death benefit of not more than four hundred dollars or disability benefits of not more than three hundred fifty dollars to any person in any one year, or both.   d. Domestic societies or associations of a purely religious, charitable, or benevolent description, which provide for a death benefit of not more than four hundred dollars or for disability benefits of not more than three hundred fifty dollars to any one person in any one year, or both.   2. A society or association described in subsection 1, paragraph “a” or “d”, which provides for death or disability benefits for which benefit certificates are issued, and any such society or association included in paragraph “d” which has more than one thousand members, is not exempt from this chapter but shall comply with all requirements of this chapter.   3. A society which is exempt from the requirements of this chapter, except a society described in subsection 1, paragraph “b”, shall not give or allow, or promise to give or allow to any person any compensation for procuring new members.   4. A society which provides for benefits in case of death or disability resulting solely from accident, and which does not obligate itself to pay natural death or sick benefits, has all of the privileges and is subject to all the applicable provisions of this chapter and rules adopted by the commission pursuant to this chapter except that the provisions relating to medical examination, valuations of benefit certificates, and incontestability, do not apply to such a society.   5. The commissioner may require from a society, by examination or otherwise, information that will enable the commissioner to determine whether the society is exempt from this chapter.   6. A society exempt under this section, is also exempt from all other provisions of the general insurance laws of this state.  90 Acts, ch 1148, §37  Referred to in §512B.3
IA Code § 513.1 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 513 - EMPLOYEES MUTUAL INSURANCE|Section 513.1 - Exemption.

513.1 Exemption.   Unless specific reference is made thereto, no provision of this subtitle shall include or apply to domestic societies which limit their membership to the employees of:   1. A particular city or   2. A designated firm, business house, or corporation.  [C24, 27, 31, 35, 39, §8894; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §513.1]
IA Code § 513.2 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 513 - EMPLOYEES MUTUAL INSURANCE|Section 513.2 - Power of commissioner.

513.2 Power of commissioner.   The commissioner of insurance may require from any society such information as will enable the commissioner to determine whether such society is exempt from the provisions of the laws relating to insurance or to fraternal benefit societies.  [C24, 27, 31, 35, 39, §8895; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §513.2]
IA Code § 513A.1 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 513A - THIRD-PARTY PAYORS OF HEALTH CARE BENEFITS|Section 513A.1 - Purpose.

513A.1 Purpose.   The purpose of this chapter is to give the commissioner jurisdiction over third-party payors of health care benefits, to indicate how a third-party payor of health care benefits may show the jurisdiction to which the third-party payor is subject, to allow for examinations by the commissioner if the third-party payor of health care benefits is unable to establish that a third-party payor is subject to another jurisdiction, to make a third-party payor of health care benefits subject to the laws of this state if the third-party payor cannot show that it is subject to another jurisdiction, and to disclose to purchasers of such health care benefits whether or not the plans are fully insured.  91 Acts, ch 213, §11
IA Code § 513A.2 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 513A - THIRD-PARTY PAYORS OF HEALTH CARE BENEFITS|Section 513A.2 - Authority and jurisdiction of commissioner.

513A.2 Authority and jurisdiction of commissioner.   Except as provided in this chapter, a third-party payor providing coverage in this state for medical, surgical, chiropractic, physical therapy, speech pathology, audiology, professional mental health, dental, hospital, or optometric expenses, whether the coverage is by direct payment, reimbursement, or otherwise, is presumed to be subject to the jurisdiction of the commissioner of insurance, unless the person shows that while providing such services the person is subject to the jurisdiction of another agency of the state or the federal government.  91 Acts, ch 213, §12  Referred to in §513A.6
IA Code § 513A.3 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 513A - THIRD-PARTY PAYORS OF HEALTH CARE BENEFITS|Section 513A.3 - How to show jurisdiction.

513A.3 How to show jurisdiction.   A third-party payor may establish that the third-party payor is subject to the jurisdiction of another agency of the state, any subdivision of the state, or the federal government, by providing to the insurance commissioner the appropriate certificate, license, or other document issued by the agency which permits or qualifies the third-party payor to provide those services.  91 Acts, ch 213, §13  Referred to in §513A.4
IA Code § 513A.4 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 513A - THIRD-PARTY PAYORS OF HEALTH CARE BENEFITS|Section 513A.4 - Examination.

513A.4 Examination.   A third-party payor unable to establish under section 513A.3 that the third-party payor is subject to the jurisdiction of another agency of the state, any subdivision of the state, or the federal government, shall submit to an examination by the insurance commissioner to determine the organization and solvency of the third-party payor or the entity, and to determine whether or not the third-party payor complies with the applicable provisions of state law.  91 Acts, ch 213, §14  Referred to in §513A.6
IA Code § 513A.5 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 513A - THIRD-PARTY PAYORS OF HEALTH CARE BENEFITS|Section 513A.5 - Subject to state laws.

513A.5 Subject to state laws.   A third-party payor unable to establish that the third-party payor is subject to the jurisdiction of another agency of the state, any subdivision of the state, or the federal government, is subject to all appropriate provisions of Title XIII, subtitle 1, regarding the conduct of the business of the third-party payor including, but not limited to, filing with and approval by the commissioner of the form of the health benefit policy, contract, or certificate.  91 Acts, ch 213, §15; 92 Acts, ch 1162, §19
IA Code § 513A.6 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 513A - THIRD-PARTY PAYORS OF HEALTH CARE BENEFITS|Section 513A.6 - Production agency or administrator — disclosure.

513A.6 Production agency or administrator — disclosure.   A production agency or administrator which advertises, sells, transacts, or administers the coverage in this state as defined in section 513A.2 and which is required to submit to an examination by the insurance commissioner under section 513A.4, shall, if the coverage is not fully insured or otherwise fully covered by an admitted life or disability insurer, nonprofit hospital service plan, or nonprofit health care plan, advise every purchaser, prospective purchaser, and covered person of the lack of insurance or other coverage.   An administrator which advertises or administers the coverage in this state as defined in section 513A.2 and which is required to submit to an examination by the insurance commissioner under section 513A.4, shall advise any production agency of the elements of the coverage, including the amount of stop-loss insurance in effect.  91 Acts, ch 213, §16
IA Code § 513A.7 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 513A - THIRD-PARTY PAYORS OF HEALTH CARE BENEFITS|Section 513A.7 - Unfair competition or unfair and deceptive acts or practices prohibited.

513A.7 Unfair competition or unfair and deceptive acts or practices prohibited.   A third-party payor of health care benefits is subject to chapter 507B relating to unfair insurance trade practices.  93 Acts, ch 88, §15