reglab/housing_qa huggingface dataset:
MT Code § 33-22-701 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 7. Montana Mental Health Parity Act|33-22-701. Short title -- purpose -- scope of part -- exceptions

  33-22-701. Short title -- purpose -- scope of part -- exceptions. (1) This part may be cited as the "Montana Mental Health Parity Act".   (2) The purpose of this part is to ensure that Montana law applies the same level of parity between mental health and physical health benefits as existed in federal law on January 1, 2017.   (3) The provisions of this part apply to all policies and certificates of individual and group health insurance and group health plans offered to, renewed for, or issued to Montana residents by any health insurance issuer.   (4) This part does not apply to a short-term travel policy, a blanket disability policy as defined in 33-22-601, or excepted benefits as defined in 33-22-140.   History: En. Sec. 1, Ch. 197, L. 1979; amd. Sec. 1, Ch. 535, L. 1981; amd. Sec. 1, Ch. 593, L. 1983; amd. Sec. 4, Ch. 384, L. 1987; amd. Sec. 2, Ch. 348, L. 1999; amd. Sec. 55, Ch. 227, L. 2001; amd. Sec. 2, Ch. 245, L. 2017.
MT Code § 33-22-703 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 7. Montana Mental Health Parity Act|33-22-703. Coverage for mental illness, severe mental illness, and substance use disorders -- definition

  33-22-703. Coverage for mental illness, severe mental illness, and substance use disorders -- definition. (1) A health insurance issuer that issues, modifies, or renews individual or group health insurance coverage or a group health plan shall provide for the necessary care and treatment of mental illness, severe mental illness, and substance use disorders at a level of benefits that is no less favorable than the level provided for physical illness generally, including:   (a) inpatient benefits;   (b) outpatient benefits;   (c) emergency care; and   (d) prescription drugs.   (2) For the purposes of this section, "no less favorable" means the same level of parity as required under the Mental Health Parity and Addiction Equity Act of 2008 and related federal regulations as of January 1, 2017.   (3) Coverage for a child with autism who is 18 years of age or younger must comply with 33-22-515(3) through 33-22-515(5) if the child is diagnosed with:   (a) autistic disorder;   (b) Asperger's disorder; or   (c) pervasive developmental disorder not otherwise specified.   History: En. Sec. 3, Ch. 197, L. 1979; amd. Sec. 3, Ch. 535, L. 1981; amd. Sec. 3, Ch. 593, L. 1983; amd. Sec. 5, Ch. 139, L. 1987; amd. Sec. 5, Ch. 384, L. 1987; amd. Sec. 2, Ch. 448, L. 1995; amd. Sec. 150, Ch. 42, L. 1997; amd. Sec. 9, Ch. 416, L. 1997; amd. Sec. 1, Ch. 477, L. 1999; amd. Sec. 57, Ch. 227, L. 2001; amd. Sec. 15, Ch. 55, L. 2015; amd. Sec. 4, Ch. 245, L. 2017.
MT Code § 33-22-704 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 7. Montana Mental Health Parity Act|33-22-704. Repealed

  33-22-704. Repealed. Sec. 9, Ch. 245, L. 2017.   History: En. Sec. 4, Ch. 197, L. 1979; amd. Sec. 4, Ch. 535, L. 1981; amd. Sec. 4, Ch. 593, L. 1983; amd. Sec. 6, Ch. 384, L. 1987; amd. Sec. 4, Ch. 348, L. 1999; amd. Sec. 58, Ch. 227, L. 2001.
MT Code § 33-22-706 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 7. Montana Mental Health Parity Act|33-22-706. Repealed

  33-22-706. Repealed. Sec. 9, Ch. 245, L. 2017.   History: En. Sec. 1, Ch. 348, L. 1999; amd. Sec. 1, Ch. 367, L. 2001; amd. Sec. 5, Ch. 325, L. 2003; amd. Sec. 3, Ch. 359, L. 2009; amd. Sec. 22, Ch. 63, L. 2015.
MT Code § 33-22-707 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 7. Montana Mental Health Parity Act|33-22-707. Parity compliance records

  33-22-707. (Effective on occurrence of contingency) Parity compliance records. A health insurance issuer that issues, modifies, or renews individual or group health insurance coverage that provides mental health or substance use disorder benefits shall submit a report to the commissioner on or before April 1 of the year following the effective date of this section, and upon request of the commissioner for each year thereafter, that complies with the mental health and substance use disorder parity analysis requirements of 42 U.S.C. 300gg-26(a)(8).  History: En. Sec. 1, Ch. 323, L. 2021.
MT Code § 33-22-708 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 7. Montana Mental Health Parity Act|33-22-708. and 33-22-709 reserved

  33-22-708 and 33-22-709 reserved.
MT Code § 33-22-710 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 7. Montana Mental Health Parity Act|33-22-710. Rulemaking

  33-22-710. Rulemaking. The commissioner may adopt rules to implement the provisions of this part.   History: En. Sec. 6, Ch. 245, L. 2017.
MT Code § 33-22-801 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 8. Extended Health Insurance (Repealed)|33-22-801. Repealed

  33-22-801. Repealed. Sec. 69, Ch. 472, L. 1999.   History: En. Sec. 1, Ch. 61, L. 1965; R.C.M. 1947, 40-5401.
MT Code § 33-22-802 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 8. Extended Health Insurance (Repealed)|33-22-802. Repealed

  33-22-802. Repealed. Sec. 69, Ch. 472, L. 1999.   History: En. Sec. 2, Ch. 61, L. 1965; R.C.M. 1947, 40-5402.
MT Code § 33-22-803 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 8. Extended Health Insurance (Repealed)|33-22-803. Repealed

  33-22-803. Repealed. Sec. 69, Ch. 472, L. 1999.   History: En. Sec. 3, Ch. 61, L. 1965; R.C.M. 1947, 40-5403(part).
MT Code § 33-22-804 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 8. Extended Health Insurance (Repealed)|33-22-804. Repealed

  33-22-804. Repealed. Sec. 69, Ch. 472, L. 1999.   History: En. Sec. 5, Ch. 61, L. 1965; R.C.M. 1947, 40-5405; amd. Sec. 1, Ch. 713, L. 1989; amd. Sec. 68, Ch. 596, L. 1993.
MT Code § 33-22-805 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 8. Extended Health Insurance (Repealed)|33-22-805. Repealed

  33-22-805. Repealed. Sec. 69, Ch. 472, L. 1999.   History: En. Sec. 7, Ch. 61, L. 1965; R.C.M. 1947, 40-5407(part); amd. Sec. 1, Ch. 713, L. 1989.
MT Code § 33-22-806 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 8. Extended Health Insurance (Repealed)|33-22-806. Repealed

  33-22-806. Repealed. Sec. 69, Ch. 472, L. 1999.   History: En. Sec. 8, Ch. 61, L. 1965; R.C.M. 1947, 40-5408.
MT Code § 33-22-807 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 8. Extended Health Insurance (Repealed)|33-22-807. through 33-22-810 reserved

  33-22-807 through 33-22-810 reserved.
MT Code § 33-22-811 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 8. Extended Health Insurance (Repealed)|33-22-811. Repealed

  33-22-811. Repealed. Sec. 69, Ch. 472, L. 1999.   History: En. Sec. 3, Ch. 61, L. 1965; R.C.M. 1947, 40-5403(part).
MT Code § 33-22-812 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 8. Extended Health Insurance (Repealed)|33-22-812. Repealed

  33-22-812. Repealed. Sec. 69, Ch. 472, L. 1999.   History: En. Sec. 6, Ch. 61, L. 1965; R.C.M. 1947, 40-5406(part); amd. Sec. 24, Ch. 303, L. 1981.
MT Code § 33-22-813 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 8. Extended Health Insurance (Repealed)|33-22-813. Repealed

  33-22-813. Repealed. Sec. 69, Ch. 472, L. 1999.   History: En. Secs. 3, 4, Ch. 61, L. 1965; R.C.M. 1947, 40-5403(part), 40-5404; amd. Sec. 13, Ch. 345, L. 1979; amd. Sec. 1, Ch. 713, L. 1989.
MT Code § 33-22-814 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 8. Extended Health Insurance (Repealed)|33-22-814. Repealed

  33-22-814. Repealed. Sec. 69, Ch. 472, L. 1999.   History: En. Sec. 7, Ch. 61, L. 1965; R.C.M. 1947, 40-5407(part).
MT Code § 33-22-815 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 8. Extended Health Insurance (Repealed)|33-22-815. Repealed

  33-22-815. Repealed. Sec. 69, Ch. 472, L. 1999.   History: En. Sec. 6, Ch. 61, L. 1965; R.C.M. 1947, 40-5406(part).
MT Code § 33-22-816 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 8. Extended Health Insurance (Repealed)|33-22-816. Repealed

  33-22-816. Repealed. Sec. 69, Ch. 472, L. 1999.   History: En. Sec. 6, Ch. 61, L. 1965; R.C.M. 1947, 40-5406(part).
MT Code § 33-22-901 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 9. Medicare Supplement Insurance Minimum Standards|33-22-901. Short title

  33-22-901. Short title. This part may be cited as the "Medicare Supplement Insurance Minimum Standards Act".   History: En. Sec. 1, Ch. 298, L. 1981.
MT Code § 33-22-902 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 9. Medicare Supplement Insurance Minimum Standards|33-22-902. Purpose

  33-22-902. Purpose. The purpose of this part is to establish minimum standards for medicare supplement policies and certificates and to establish a regulatory program that meets the requirements of 42 U.S.C. 1395ss(p)(1)(A).   History: En. Sec. 2, Ch. 298, L. 1981; amd. Sec. 1, Ch. 163, L. 1993.
MT Code § 33-22-904 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 9. Medicare Supplement Insurance Minimum Standards|33-22-904. Standards for policy provisions -- rules

  33-22-904. Standards for policy provisions -- rules. (1) A medicare supplement policy or certificate in force in this state may not contain benefits that duplicate benefits provided by medicare.   (2) The commissioner shall adopt reasonable rules to establish specific standards for policy provisions of medicare supplement policies and certificates. A requirement of this code relating to minimum required policy benefits, other than the minimum standards contained in this part, may not apply to medicare supplement policies and certificates. The standards are in addition to and in accordance with applicable laws of this state, including the provisions of Title 33, chapter 22, and may cover but are not limited to:   (a) terms of renewability;   (b) initial and subsequent conditions of eligibility;   (c) nonduplication of coverage;   (d) probationary periods;   (e) benefit limitations, exceptions, and reductions;   (f) elimination periods;   (g) requirements for replacement;   (h) recurrent conditions; and   (i) definitions of terms.   (3) The commissioner may adopt reasonable rules that prohibit policy or certificate provisions not otherwise specifically authorized by statute that, in the opinion of the commissioner, are unjust, unfair, or unfairly discriminatory to any person insured or proposed for coverage under a medicare supplement policy or certificate.   (4) Notwithstanding any other provisions of the law, a medicare supplement policy or certificate may not exclude or limit benefits for losses incurred more than 6 months from the effective date of coverage because it involved a preexisting condition. The policy or certificate may not define a preexisting condition more restrictively than a condition for which medical advice was given or treatment was recommended by or received from a physician within 6 months before the effective date of coverage.   (5) The commissioner may adopt rules necessary to conform medicare supplement policies and certificates to the requirements of federal law and federal regulations, including but not limited to rules:   (a) requiring refunds or credits if the policies or certificates do not meet loss requirements;   (b) establishing a uniform methodology for calculating and reporting loss ratios;   (c) ensuring public access to policies, premiums, and loss ratio information of issuers of medicare supplement insurance;   (d) establishing a process for approving or disapproving policy forms and certificate forms and proposed premium increases; and   (e) establishing a policy for holding public hearings prior to approval of premium increases.   History: En. Sec. 4, Ch. 298, L. 1981; amd. Sec. 3, Ch. 682, L. 1989; amd. Sec. 3, Ch. 163, L. 1993.
MT Code § 33-22-905 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 9. Medicare Supplement Insurance Minimum Standards|33-22-905. Minimum standards for benefits and payment of claims -- rules

  33-22-905. Minimum standards for benefits and payment of claims -- rules. The commissioner shall adopt reasonable rules to establish minimum standards for benefits, payment of claims, marketing practices, compensation arrangements, and reporting practices for medicare supplement policies and certificates.   History: En. Sec. 5, Ch. 298, L. 1981; amd. Sec. 4, Ch. 682, L. 1989; amd. Sec. 4, Ch. 163, L. 1993.
MT Code § 33-22-906 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 9. Medicare Supplement Insurance Minimum Standards|33-22-906. Loss ratio standards and filing requirements -- limits on compensation

  33-22-906. Loss ratio standards and filing requirements -- limits on compensation. (1) Medicare supplement policies and certificates must return to policyholders or certificate holders benefits that are reasonable in relation to the premium charged. The commissioner shall adopt reasonable rules to establish minimum standards for loss ratios of medicare supplement policies and certificates on the basis of incurred claims experience or incurred health care expenses, where coverage is provided by a health maintenance organization on a service rather than reimbursement basis, and earned premiums for the entire period for which rates are computed to provide coverage and in accordance with accepted actuarial principles and practices. Every entity providing medicare supplement insurance benefits to a resident of this state shall make premium adjustments:   (a) necessary to produce an expected loss ratio under the policy or certificate that meets the minimum loss ratio standards for medicare supplement policies and certificates as established by rule; and   (b) expected to result in a loss ratio at least as great as that originally anticipated by the entity when it established current premiums for the medicare supplement policy or certificate.   (2) The commissioner shall by rule establish the timing and manner of the premium adjustments. Every entity providing medicare supplement policies or certificates in this state shall annually file with the commissioner its rates, rating schedule, and supporting documentation demonstrating that it is in compliance with the applicable loss ratio standards of this part. An entity transacting medicare supplement insurance in this state may not adjust its rates more than twice a year and may not adjust its rates for the first year a policy is in force, except to allow for changes in federal laws or regulations relating to medicare. Each filing of rates and rating schedules must demonstrate that the actual and expected losses in relation to premiums complies with the requirements of this part.   (3) An entity may not provide compensation to its insurance producers that is greater than the renewal compensation that would be paid on an existing policy or certificate if:   (a) the existing policy or certificate were replaced by another policy or certificate with the same insurer and the new benefits are substantially similar to the benefits under the old policy or certificate; and   (b) the old policy or certificate was issued by the same insurer or insurance group.   History: En. Sec. 6, Ch. 298, L. 1981; amd. Sec. 5, Ch. 682, L. 1989; amd. Sec. 1, Ch. 713, L. 1989; amd. Sec. 5, Ch. 163, L. 1993; amd. Sec. 26, Ch. 151, L. 2017.
MT Code § 33-22-908 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 9. Medicare Supplement Insurance Minimum Standards|33-22-908. Notice of free examination

  33-22-908. Notice of free examination. Medicare supplement policies and certificates must have a notice prominently printed on the first page of the policy or certificate or attached to the policy or certificate stating in substance that the applicant has the right to return the policy or certificate within 30 days of its delivery and to have the premium refunded if, after examination of the policy or certificate, the applicant is not satisfied for any reason. The issuer shall pay any refund made pursuant to this section directly to the applicant in a timely manner.   History: En. Sec. 8, Ch. 298, L. 1981; amd. Sec. 7, Ch. 682, L. 1989; amd. Sec. 7, Ch. 163, L. 1993.
MT Code § 33-22-909 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 9. Medicare Supplement Insurance Minimum Standards|33-22-909. Administrative procedures

  33-22-909. Administrative procedures. Rules adopted pursuant to this part are subject to the provisions of 33-1-313 and Title 2, chapter 4.   History: En. Sec. 9, Ch. 298, L. 1981.
MT Code § 33-22-910 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 9. Medicare Supplement Insurance Minimum Standards|33-22-910. Filing requirements for advertising

  33-22-910. Filing requirements for advertising. Every issuer of medicare supplement policies or certificates in this state shall provide to the commissioner for the commissioner's approval a copy of any medicare supplement advertising intended for use in this state, whether through written, radio, or television medium.   History: En. Sec. 8, Ch. 682, L. 1989; amd. Sec. 8, Ch. 163, L. 1993; amd. Sec. 33, Ch. 531, L. 1997.
MT Code § 33-22-911 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 9. Medicare Supplement Insurance Minimum Standards|33-22-911. Penalties

  33-22-911. Penalties. In addition to any other penalties for violations of the insurance code, the commissioner may after hearing require issuers violating any provision of or rule adopted under Title 33, chapter 16, or this part to cease marketing a medicare supplement policy or certificate in this state that is related directly or indirectly to the violation or take action that is necessary to comply with the provisions of Title 33, chapter 16, or this part or the rules adopted under Title 33, chapter 16, or this part, or both.   History: En. Sec. 9, Ch. 682, L. 1989; amd. Sec. 9, Ch. 163, L. 1993.
MT Code § 33-22-912 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 9. Medicare Supplement Insurance Minimum Standards|33-22-912. through 33-22-920 reserved

  33-22-912 through 33-22-920 reserved.
MT Code § 33-22-921 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 9. Medicare Supplement Insurance Minimum Standards|33-22-921. Discontinuance or nonrenewal -- alternate policy or certificate -- same insurer

  33-22-921. Discontinuance or nonrenewal -- alternate policy or certificate -- same insurer. (1) If a disability insurer discontinues or does not renew a medicare supplement policy product or certificate and offers an alternate medicare supplement policy or certificate to its insureds within this state, it may not deny benefits under the replacing policy or certificate to an insured who receives treatment for a condition that was a covered expense under the replaced policy or certificate and is a covered expense under the replacing policy or certificate if the insured enrolls in and pays the premium for the replacing policy or certificate within 31 days after the termination of the replaced policy or certificate.   (2) A disability insurer who discontinues or does not renew a medicare supplement policy product or certificate and offers an alternate medicare supplement policy or certificate shall base its premium for the alternate policy or certificate on the rates currently in place for that policy or certificate.   (3) If the insured has not satisfied the preexisting condition limitation under the replaced medicare supplement policy or certificate, any period of time that was covered by that policy or certificate must be credited toward the preexisting condition limitation period of the replacing policy or certificate.   History: En. Sec. 1, Ch. 125, L. 1987; amd. Sec. 12, Ch. 798, L. 1991.
MT Code § 33-22-922 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 9. Medicare Supplement Insurance Minimum Standards|33-22-922. Discontinuance or nonrenewal -- alternate policy -- unauthorized bulk reinsurance

  33-22-922. Discontinuance or nonrenewal -- alternate policy -- unauthorized bulk reinsurance. (1) Alternate medicare supplement coverage as provided in 33-22-921 must be offered to its insureds by a disability insurer that:   (a) bulk cedes its medicare supplement policy business to an insurer that does not meet the requirements of chapter 2;   (b) authorizes the bulk reinsurer to administer the medicare supplement policies on its behalf; and   (c) discontinues or does not renew a medicare supplement policy product.   (2) The premium for the alternate policy referred to in subsection (1) must be based on actuarially justified rates.   History: En. Sec. 2, Ch. 125, L. 1987.
MT Code § 33-22-923 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 22. Disability Insurance|Part 9. Medicare Supplement Insurance Minimum Standards|33-22-923. Replacement policy or certificate -- different insurer

  33-22-923. Replacement policy or certificate -- different insurer. (1) If a disability insurer replaces a medicare supplement policy or certificate, it may not deny benefits under the replacing policy or certificate to an insured who receives treatment for a condition that was a covered expense under the replaced policy or certificate and is a covered expense under the replacing policy or certificate if the insured pays the premium for the replacing policy or certificate when due or within 31 days after the termination of the replaced policy or certificate.   (2) An insurer who replaces a medicare supplement policy or certificate shall base its premium for the replacement policy or certificate on the rates currently in place for that policy or certificate.   (3) If the insured has not satisfied the preexisting condition limitation under the replaced medicare supplement policy or certificate, any period of time that was covered by that policy or certificate must be credited toward the preexisting condition limitation period of the replacing policy or certificate.   (4) To receive the benefits of subsections (1) through (3), a person shall submit to the replacing insurer proof of prior coverage, evidence of benefits provided under the previous policy or certificate, and the effective date and the date of termination of coverage under the previous policy or certificate.   History: En. Sec. 3, Ch. 125, L. 1987; amd. Sec. 13, Ch. 798, L. 1991.