reglab/housing_qa huggingface dataset:
NE Code § 44-6209 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-6209 - Director's discretion.

44-6209.  Director's discretion.If an insurer domiciled in this state or in a state which does not have assumption reinsurance requirements adopted by statute or regulation substantially similar to those contained in the Assumption Reinsurance Act is deemed by the director to be in hazardous financial condition or an administrative or judicial proceeding has been instituted against it for the purpose of liquidating, reorganizing, or conserving such insurer, and the transfer of the contracts of insurance is in the best interest of the policyholders, as determined by the director, a transfer and novation may be effected notwithstanding the provisions of the act. This may include use of a form of implied acceptance and adequate notification to the policyholder of the circumstances requiring the transfer and novation as approved by the director.Source  Laws 1993, LB 583, § 70.
NE Code § 44-6210 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-6210 - Applicability of act; when.

44-6210.  Applicability of act; when.The Assumption Reinsurance Act shall apply to all assumption reinsurance agreements entered into on or after January 1, 1994.Source  Laws 1993, LB 583, § 71.
NE Code § 44-6211 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-6211 - Rules and regulations.

44-6211.  Rules and regulations.The director may adopt and promulgate rules and regulations to carry out the Assumption Reinsurance Act.Source  Laws 1993, LB 583, § 72.
NE Code § 44-6301 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-6301 - Act, how cited.

44-6301.  Act, how cited.Sections 44-6301 to 44-6306 shall be known and may be cited as the Disclosure of Material Insurance Transactions Act.Source  Laws 1994, LB 978, § 1.
NE Code § 44-6302 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-6302 - Terms, defined.

44-6302.  Terms, defined.For purposes of the Disclosure of Material Insurance Transactions Act:(1) Director shall mean the Director of Insurance; and(2) Insurer shall mean an insurer as defined in section 44-103 authorized to transact the business of insurance in this state, except that insurer shall include health maintenance organizations and insurer shall not include unincorporated mutual associations and assessment associations.Source  Laws 1994, LB 978, § 2.
NE Code § 44-6304 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-6304 - Disclosure; when required; nonconsolidated basis.

44-6304.  Disclosure; when required; nonconsolidated basis.(1) No acquisitions or dispositions of assets need be reported pursuant to section 44-6303 if the acquisitions or dispositions are not material. A material acquisition, or the aggregate of any series of related acquisitions during any thirty-day period, or material disposition, or the aggregate of any series of related dispositions during any thirty-day period, shall mean one that is nonrecurring and not in the ordinary course of business and involves more than five percent of the reporting insurer's total admitted assets as reported in its most recent financial statement filed with the director pursuant to section 44-322.(2) Asset acquisitions subject to the Disclosure of Material Insurance Transactions Act shall include every purchase, lease, exchange, merger, consolidation, succession, or other acquisition other than the construction or development of real property by or for the reporting insurer or the acquisition of materials for such purpose. Asset dispositions subject to the act shall include every sale, lease, exchange, merger, consolidation, mortgage, hypothecation, assignment, whether for the benefit of creditors or otherwise, abandonment, destruction, or other disposition.(3) The following information shall be disclosed in any report of a material acquisition or disposition of assets:(a) Date of the transaction;(b) Manner of acquisition or disposition;(c) Description of the assets involved;(d) Nature and amount of the consideration given or received;(e) Purpose of or reason for the transaction;(f) Manner by which the amount of consideration was determined;(g) Gain or loss recognized or realized as a result of the transaction; and(h) Name of the person from whom the assets were acquired or to whom they were disposed.(4) Insurers shall report material acquisitions and dispositions on a nonconsolidated basis unless the insurer is part of a consolidated group of insurers which utilizes a pooling arrangement or one-hundred-percent reinsurance agreement that affects the solvency and integrity of the insurer's reserves and such insurer ceded substantially all of its direct and assumed business to the pool. An insurer is deemed to have ceded substantially all of its direct and assumed business to a pool if the insurer has less than one million dollars total direct plus assumed written premiums during a calendar year that are not subject to a pooling arrangement and the net income of the business not subject to the pooling arrangement represents less than five percent of the insurer's capital and surplus.Source  Laws 1994, LB 978, § 4.
NE Code § 44-6306 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-6306 - Rules and regulations.

44-6306.  Rules and regulations.The director may adopt and promulgate rules and regulations to carry out the Disclosure of Material Insurance Transactions Act.Source  Laws 1994, LB 978, § 6.
NE Code § 44-6401 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-6401 - Act, how cited.

44-6401.  Act, how cited.Sections 44-6401 to 44-6414 shall be known and may be cited as the Uninsured and Underinsured Motorist Insurance Coverage Act.Source   Laws 1986, LB 573, § 1;   R.S.1943, (1988), § 60-571;   Laws 1994, LB 1074, § 1.  Annotations The act did not apply where it was not in effect at the time the policies were issued to the insured. Polenz v. Farm Bureau Ins. Co., 227 Neb. 703, 419 N.W.2d 677 (1988).
NE Code § 44-6402 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-6402 - Definitions, where found.

44-6402.  Definitions, where found.For purposes of the Uninsured and Underinsured Motorist Insurance Coverage Act, the definitions found in sections 44-6403 to 44-6407 shall apply.Source   Laws 1986, LB 573, § 2;   R.S.1943, (1988), § 60-572;   Laws 1994, LB 1074, § 2.
NE Code § 44-6403 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-6403 - Affiliated insurer, defined.

44-6403.  Affiliated insurer, defined.Affiliated insurer shall mean an insurer who directly or indirectly, through one or more intermediaries, controls, is controlled by, or is under common control with another person.Source   Laws 1986, LB 573, § 6;   R.S.1943, (1988), § 60-576;   Laws 1994, LB 1074, § 3.
NE Code § 44-6404 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-6404 - Motor vehicle, defined.

44-6404.  Motor vehicle, defined.Motor vehicle shall mean a motor vehicle as defined in section 60-501.Source   Laws 1986, LB 573, § 3;   R.S.1943, (1988), § 60-573;   Laws 1994, LB 1074, § 4.
NE Code § 44-6405 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-6405 - Uninsured motor vehicle, defined.

44-6405.  Uninsured motor vehicle, defined.Uninsured motor vehicle shall mean a motor vehicle with respect to the ownership, operation, maintenance, or use of which:(1) There is no bodily injury liability insurance or bond applicable at the time of the accident;(2) There is bodily injury liability insurance or a bond applicable at the time of the accident but the insurer writing such insurance or bond (a) denies coverage or (b) is or becomes insolvent as described in section 44-2403 within four years after the time of the accident which occurred while the named insured's uninsured motorist coverage was in effect;(3) The owner or operator is unknown and bodily injury, sickness, disease, or death of an insured results from actual physical contact between such motor vehicle and the insured or a motor vehicle occupied by the insured; or(4) The owner or operator is unknown and bodily injury, sickness, disease, or death of an insured is caused by such motor vehicle without actual physical contact between such motor vehicle and the insured or a motor vehicle occupied by the insured if (a) the accident has been reported, as required by law, to the proper law enforcement authorities and (b) the facts of the accident can be corroborated by competent evidence provided by an independent and disinterested person and not by the insured or any person occupying the insured motor vehicle.Source   Laws 1994, LB 1074, § 5;   Laws 1996, LB 1008, § 1.
NE Code § 44-6406 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-6406 - Underinsured motor vehicle, defined.

44-6406.  Underinsured motor vehicle, defined.Underinsured motor vehicle shall mean a motor vehicle with respect to the ownership, operation, maintenance, or use of which there is bodily injury liability insurance or a bond applicable at the time of the accident and the amount of the insurance or bond is less than or has been reduced by payments to persons, other than an insured, injured in the accident to less than the damages for bodily injury, sickness, disease, or death sustained by the insured. Underinsured motor vehicle shall not include an uninsured motor vehicle.Source   Laws 1986, LB 573, § 4;   Laws 1990, LB 1136, § 123;   R.S.Supp.,1992, § 60-574;   Laws 1994, LB 1074, § 6.
NE Code § 44-6407 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-6407 - Uninsured or underinsured motor vehicle; exclusions.

44-6407.  Uninsured or underinsured motor vehicle; exclusions.An uninsured or underinsured motor vehicle shall not include a motor vehicle:(1) Insured under the liability coverage of the same policy of which the uninsured or underinsured motorist coverage is a part;(2) Owned by, furnished, or available for the regular use of the named insured or any resident of the insured's household;(3) Which is self-insured under sections 60-562 to 60-564 or is self-insured within the meaning of the motor vehicle financial responsibility law of any other state in which the motor vehicle is registered or any federal law which requires maintenance of financial responsibility;(4) Which is owned by any government, political subdivision, or agency thereof; or(5) Which is located and used as a residence or premises and not as a vehicle.Source   Laws 1986, LB 573, § 5;   R.S.1943, (1988), § 60-575;   Laws 1994, LB 1074, § 7.  Annotations  A "regular use" exclusion in an automobile insurance policy, which mirrors the statutory exclusion, reflects the public policy of this state and is not void as against public policy. Alsidez v. American Family Mut. Ins. Co., 282 Neb. 890, 807 N.W.2d 184 (2011). Nebraska's Uninsured and Underinsured Motorist Insurance Coverage Act specifically excludes government-owned vehicles from the definition of "underinsured motor vehicle" and thus permits exclusion of government-owned vehicles from the definition of "underinsured motor vehicle" in an automobile insurance policy. Continental Western Ins. Co. v. Conn, 262 Neb. 147, 629 N.W.2d 494 (2001).
NE Code § 44-6409 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-6409 - Maximum liability; limits of liability; how construed.

44-6409.  Maximum liability; limits of liability; how construed.(1) The maximum liability of the insurer under the uninsured motorist coverage or the underinsured motorist coverage shall be the amount of damages for bodily injury, sickness, disease, or death sustained by the insured less the amount paid to the insured by or for any person or organization which may be held legally liable for the bodily injury, sickness, disease, or death, but in no event shall the maximum liability of the insurer under either such coverage be more than the limits of the coverage provided.(2) The limits of liability of uninsured motorist coverage and underinsured motorist coverage shall not be reduced by the amount of benefits paid under any first party medical payments coverage portion of the policy. The uninsured motorist coverage and underinsured motorist coverage shall be excess over, and shall not pay again, any medical expenses already paid under the first party medical payments coverage portion of the policy.Source   Laws 1986, LB 573, § 8;   Laws 1990, LB 1136, § 124;   R.S.Supp.,1992, § 60-578;   Laws 1994, LB 1074, § 9;   Laws 1997, LB 741, § 1.  Annotations Pursuant to a 1990 amendment to this section (transferred from section 60-578), an insured's own carrier must compensate the insured to the limit of the carrier's underinsured motorist coverage if, after payments by any other legally liable person or organization, the insured still has not been fully compensated for his or her injuries. This provision does not apply to claims that accrued before the effective date of the amendment. Shkolnick v. American Family Mut. Ins. Co., 2 Neb. App. 61, 506 N.W.2d 356 (1993).
NE Code § 44-6410 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-6410 - Stacking of coverage; prohibited; exception.

44-6410.  Stacking of coverage; prohibited; exception.Regardless of the number of vehicles involved, persons covered, claims made, vehicles or premiums shown on the policy, or premiums paid, the limits of liability for uninsured or underinsured motorist coverage for two or more motor vehicles insured under the same policy or separate policies shall not be added together, combined, or stacked to determine the limit of insurance coverage available to an injured person for any one accident except as provided in section 44-6411.Source   Laws 1986, LB 573, § 9;   R.S.1943, (1988), § 60-579;   Laws 1994, LB 1074, § 10.  Annotations Policies shall not be stacked. American States Ins. Co. v. Farm Bureau Ins. Co., 7 Neb. App. 507, 583 N.W.2d 358 (1998).
NE Code § 44-6411 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-6411 - Maximum amount of recovery; multiple policies; priority of payment.

44-6411.  Maximum amount of recovery; multiple policies; priority of payment.(1) In the event an insured is entitled to uninsured or underinsured motorist coverage under more than one policy of motor vehicle liability insurance, the maximum amount an insured may recover shall not exceed the highest limit of any one such policy.(2) In the event of bodily injury, sickness, disease, or death of an insured while occupying a motor vehicle not owned by the insured, payment shall be made in the following order of priority, subject to the limitations in subsection (1) of this section: (a) The uninsured or underinsured motorist coverage on the occupied motor vehicle is primary; and (b) if such primary coverage is exhausted, other uninsured or underinsured motorist coverage available to the insured is excess.(3) When multiple policies apply, payment shall be made in the following order of priority, subject to the limit of liability for each applicable policy:(a) A policy covering a motor vehicle occupied by the injured person at the time of the accident;(b) A policy covering a motor vehicle which causes bodily injury, sickness, disease, or death of the insured while a pedestrian; and(c) A policy covering a motor vehicle not involved in the accident with respect to which the injured person is an insured.Source   Laws 1986, LB 573, § 10;   R.S.1943, (1988), § 60-580;   Laws 1994, LB 1074, § 11.  Annotations  Priority-of-payment provisions are not applicable in a case where the passenger in a motor vehicle collision was not an insured under the insurance policy of the vehicle in which he was an occupant at the time of his injury. Accordingly, the passenger is not entitled to benefits under more than one policy. Jones v. Shelter Mut. Ins. Cos., 274 Neb. 186, 738 N.W.2d 840 (2007). This section establishes the maximum recovery of an insured in the specific circumstances where he or she is entitled to coverage under more than one underinsured motorist policy and, further, establishes the priority by which payments under such policies are to be made. Nicholson v. General Cas. Co. of Wis., 255 Neb. 937, 587 N.W.2d 867 (1999). Stacking of uninsured motorist coverages is prohibited, and an insured's maximum recovery of uninsured motorist benefits is limited to the highest limit of any one applicable policy. Weston v. Continental Western Ins. Co., 14 Neb. App. 956, 720 N.W.2d 904 (2006). This section provides for the amount of recovery and the priority of payment when there are multiple policies. American States Ins. Co. v. Farm Bureau Ins. Co., 7 Neb. App. 507, 583 N.W.2d 358 (1998).
NE Code § 44-6412 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-6412 - Insurer; payment; rights of insurer; agreement to settle; notice; subrogation.

44-6412.  Insurer; payment; rights of insurer; agreement to settle; notice; subrogation.(1) In the event of payment under the uninsured or underinsured motorist coverage, the insurer making such payment shall, to the extent of such payment, be entitled to the proceeds of any settlement or judgment to the extent such settlement or judgment exceeds the amount paid under any applicable bodily injury liability policy or bond.(2) If a tentative agreement to settle for liability limits has been reached with the owner or operator of an underinsured motor vehicle, written notice shall be given by certified or registered mail to the underinsured motorist coverage insurer by its insured. Such notice shall include written documentation of lost wages, medical bills, and written authorization to obtain reports from all employers and medical providers. Within thirty days of receipt of such notice, the underinsured motorist coverage insurer may substitute its payment to the insured for the tentative settlement amount. The underinsured motorist coverage insurer shall then be subrogated to the insured's right of recovery to the extent of such payment and any settlement under the underinsured motorist coverage. If the underinsured motorist coverage insurer fails to pay the insured the amount of the tentative settlement within thirty days of receipt of such notice, the underinsured motorist coverage insurer shall have no right of subrogation for any amount paid under the underinsured motorist coverage.(3) Whenever an insurer makes payment under uninsured or underinsured motorist coverage because of an insurer insolvency, as described in section 44-2403, the paying insurer's right of recovery or reimbursement shall not include any rights either against the insured of such insolvent insurer, except for the amount which is in excess of the limits of liability of the policy of the insolvent insurer, or against a guaranty account established pursuant to the Nebraska Property and Liability Insurance Guaranty Association Act.Source   Laws 1986, LB 573, § 11;   R.S.1943, (1988), § 60-581;   Laws 1994, LB 1074, § 12.  Cross References  Nebraska Property and Liability Insurance Guaranty Association Act, see section 44-2418.Annotations An insured must, within the statute of limitations and utilizing the procedures set forth in this section, file suit against or settle with all underinsured or uninsured tort-feasors involved in an automobile accident. Steffen v. Progressive Northern Ins. Co., 276 Neb. 378, 754 N.W.2d 730 (2008).
NE Code § 44-6414 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-6414 - Rules and regulations.

44-6414.  Rules and regulations.The Director of Insurance may adopt and promulgate rules and regulations to carry out the Uninsured and Underinsured Motorist Insurance Coverage Act.Source  Laws 1994, LB 1074, § 14. Annotations The Director of Insurance shall adopt and promulgate the carrying out of the provisions of the Uninsured and Underinsured Motorist Insurance Coverage Act. American States Ins. Co. v. Farm Bureau Ins. Co., 7 Neb. App. 507, 583 N.W.2d 358 (1998).
NE Code § 44-6601 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-6601 - Act, how cited.

44-6601.  Act, how cited.Sections 44-6601 to 44-6608 shall be known and may be cited as the Insurance Fraud Act.Source  Laws 1995, LB 385, § 1.
NE Code § 44-6602 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-6602 - Purpose of act.

44-6602.  Purpose of act.The purpose of the Insurance Fraud Act is to confront the problem of insurance fraud in Nebraska by facilitating the detection of insurance fraud, eliminating the occurrence of insurance fraud through the development of fraud prevention programs, authorizing imposition of civil penalties, authorizing restitution of fraudulently obtained insurance benefits, and reducing the amount of premium dollars used to pay fraudulent claims.Source  Laws 1995, LB 385, § 2.
NE Code § 44-6603 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-6603 - Terms, defined.

44-6603.  Terms, defined.For purposes of the Insurance Fraud Act:(1) Department means the Department of Insurance;(2) Director means the Director of Insurance;(3) Insurer means any person or entity transacting insurance as defined in section 44-102 with or without a certificate of authority issued by the director. Insurer also means health maintenance organizations, legal service insurance corporations, prepaid limited health service organizations, dental and other similar health service plans, discount medical plan organizations, and entities licensed pursuant to the Intergovernmental Risk Management Act and the Comprehensive Health Insurance Pool Act. Insurer also means an employer who is approved by the Nebraska Workers' Compensation Court as a self-insurer; and(4) Statement includes, but is not limited to, any notice, statement, proof of loss, bill of lading, receipt for payment, invoice, account, estimate of property damages, bill for services, diagnosis, prescription, hospital or medical records, X-rays, test result, or other evidence of loss, injury, or expense, whether oral, written, or computer-generated.Source   Laws 1995, LB 385, § 3;   Laws 1997, LB 272, § 2;  Laws 2002, LB 547, § 2;  Laws 2008, LB855, § 31. Cross References   Comprehensive Health Insurance Pool Act, see section 44-4201.  Intergovernmental Risk Management Act, see section 44-4301.
NE Code § 44-6605 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-6605 - Immunity from civil liability.

44-6605.  Immunity from civil liability.(1) Any person or entity, including the department, an insurer, or a person employed by or authorized by an insurer whose activities include the investigation of or reporting of suspected insurance fraud, acting without malice, fraudulent intent, or bad faith shall be immune from civil liability for furnishing any information relating to suspected fraudulent insurance acts to:(a) The director or his or her agents or employees;(b) Law enforcement officials or their agents or employees;(c) The Nebraska Workers' Compensation Court or its agents or employees;(d) Persons or entities subject to Chapter 44 or their agents or employees; or(e) The National Association of Insurance Commissioners or any organization established to detect and prevent fraudulent insurance acts or its agents, employees, or designees.(2) This section does not abrogate or modify in any way any common-law or statutory privilege or immunity.Source   Laws 1995, LB 385, § 5;   Laws 1997, LB 272, § 4.