reglab/housing_qa huggingface dataset:
LA Rev Stat § 6:1362 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§1362. Intent; scope; effect

RS 1362 - Intent; scope; effect A. It is the intent of the legislature in enacting this Chapter to enhance the safety of persons using automated teller machines and night depositories in Louisiana without discouraging the location of such facilities in places that are convenient to users or placing unreasonable burdens upon operators of such facilities. Since decisions concerning these facilities are inherently subjective and are necessarily influenced by many factors and conditions beyond the control of operators of these facilities, the standards provided in this Chapter are intended to be the only standards of care and duty applicable to such operators. B. The legislature hereby recognizes the need for uniformity in the establishment of automated teller machine and night depository user safety standards. Therefore, this Chapter shall supersede and preempt any rule, regulation, code, statute, or ordinance of any political subdivision or other unit of local government or any other applicable standard with regard to these facilities. Acts 1995, No. 588, §1, eff. July 1, 1996.
LA Rev Stat § 6:1363 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§1363. Definitions

RS 1363 - Definitions As used in this Chapter, the following terms shall have the meanings specified in this Section: (1) "Access area" means an outdoor area which is in the control of an operator and which is within a fifty-foot radius of an access facility. In the event that an access facility is located within ten feet of the corner of the building and is generally accessible from the adjacent side, the access area shall include the first forty constructed feet of the adjacent side of the building in the control of the operator. (2) "Access facility" means an automated teller machine or a night depository. (3) "Account" means a demand, checking, savings, or other deposit account, whether commercial or consumer, held directly by an operator. (4) "Automated teller machine" means an electronic information processing device located in this state which accepts or dispenses cash in connection with an account or credit card. This term shall not include a device used solely to facilitate check guarantees or check authorizations or a device which is used in connection with the acceptance or dispensing of cash on a person-to-person basis, such as by a store cashier. (5) "Control" means to have actual authority to direct the circumstances of use of an access area or access facility, including its maintenance, lighting, and landscaping. (6) "Customer" means a person or other legal entity who owns an account provided by an operator whose access facility is being used. (7) "Footcandle" means the light incident measured on a horizontal plane thirty-six inches above ground level. One footcandle is equal to one lumen per square foot. (8) "Hours of darkness" means the period that commences thirty minutes after sunset and ends thirty minutes before sunrise. (9) "Night depository" means a slot or compartment located in this state and provided by an operator to facilitate the delivery of cash or other negotiable instruments into a customer's account during non-business hours of operation. (10) "Operator" means a state or national bank, savings association, credit union, industrial loans company, mutual savings bank, or other business entity that controls an access facility or access area. Acts 1995, No. 588, §1, eff. July 1, 1996.
LA Rev Stat § 6:1364 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§1364. Compliance required

RS 1364 - Compliance required A. Each operator shall substantially comply with the provisions of R.S. 6:1365 through 1367 and shall also adopt procedures for the periodic evaluation of access facilities and access areas in his control. However, compliance shall create no duty to relocate or cause structural modification to existing access facilities. B. An operator who has initially complied with the provisions of R.S. 6:1365 through 1367 and has adopted and implemented procedures to semiannually verify compliance with such provisions shall not be deemed to be in violation of this Chapter unless both of the following conditions exist: (1) The operator has actual or constructive knowledge of the violation. For purposes of this Paragraph, constructive knowledge shall mean the existence of facts which infer actual knowledge. (2) The operator has failed to remedy the violation within thirty days of such knowledge. C. Substantial compliance with the provisions of this Chapter shall fulfill any duty of an operator to protect against the risk of harm to any user of an access facility or access area covered by this Chapter, and shall be a bar to any claim for damages arising from the use of access facilities and access areas covered by this Chapter, provided that the operator was not grossly negligent or did not act intentionally. Acts 1995, No. 588, §1, eff. July 1, 1996.
LA Rev Stat § 6:1365 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§1365. Lighting standards

RS 1365 - Lighting standards The operator of an access facility shall provide lighting during hours of darkness in an access area in his control by meeting both of the following standards during such hours: (1) There shall be a minimum of ten footcandles at the face of the access facility and extending in an unobstructed direction outward five feet. (2) There shall be an average of two footcandles within the access area. Acts 1995, No. 588, §1, eff. July 1, 1996.
LA Rev Stat § 6:1366 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§1366. Landscape and vegetation standards

RS 1366 - Landscape and vegetation standards The operator of an access facility shall provide in an access area in his control for landscaping which promotes reasonable visibility of persons within such area by meeting each of the following standards: (1) No bushes or shrubbery exceeding one foot in height shall be planted within a fifteen-foot radius of the access facility. (2) Bushes and shrubbery outside the fifteen foot radius shall be maintained in a manner which promotes reasonable visibility of persons within the access area. (3) Trees within the access area shall be trimmed upward to a minimum of six feet. Acts 1995, No. 588, §1, eff. July 1, 1996.
LA Rev Stat § 6:1367 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§1367. Notice of customer safety information

RS 1367 - Notice of customer safety information An operator shall provide to its customers a notice containing information on basic safety precautions to be employed while using access facilities. Such information shall be furnished by personally delivering or by mailing such notice to each customer at the last address to which statements on his account have been sent. Only one notice need be provided for each account. No operator shall be under any duty to provide such notice to a user of an access facility who is not his customer. Acts 1995, No. 588, §1, eff. July 1, 1996.
LA Rev Stat § 6:1371 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§1371. Legislative intent

RS 1371 - Legislative intent  It is the intent of the legislature in enacting this Chapter to allow covered financial institutions the discretion to take actions to assist in detecting and preventing financial exploitation without liability. The legislature recognizes that covered financial institutions are in a unique position by conducting financial transactions on behalf of and at the request of their customers. Covered financial institutions have duties imposed by contract and duties imposed by both federal and state law to conduct financial transactions requested by their customers faithfully and timely in accordance with the customer's instructions. Further, covered financial institutions do not have a duty to contravene the valid instructions of their customers, nor to prevent criminal activity directed at their customers, and nothing in this Chapter creates such a duty.  Acts 2018, No. 434, §1, eff. October 1, 2018.
LA Rev Stat § 6:1372 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§1372. Definitions

RS 1372 - Definitions  As used in this Chapter, the following terms and phrases have the meanings hereinafter ascribed to them:  (1) "Adult protection agency" has the same meaning as defined in R.S. 15:1503.  (2) "Covered agency" means any of the following:  (a) Any federal, state, or local law enforcement agency.  (b) An adult protection agency.  (3) "Covered financial institution" means any bank, credit union, savings bank, savings and loan association, or trust company operating in Louisiana.  (4) "Eligible adult" means any of the following:  (a) Any person sixty years of age or older.  (b) Any person subject to the Adult Protective Services Act as provided in R.S. 15:1501 et seq.  (5) "Financial exploitation" means any of the following:  (a) The wrongful or unauthorized taking, withholding, appropriation, or use of money, assets, beneficial ownership interest, or property of an eligible adult.  (b) Any act or omission committed by a person in a representative capacity through trust, power of attorney, act of procuration, contract of mandate, or letters of curatorship of an eligible adult, or by any other means, for any of the following purposes:  (i) Obtaining control over, or depriving an eligible adult of ownership, use, benefit, or possession of his money, assets, or property by deception, intimidation, or undue influence.  (ii) Converting money, assets, or property of an eligible adult.  (6) "Financial transaction" means any of the following as applicable to services provided by a covered financial institution:  (a) A transfer or request to transfer or disburse funds or assets in an account.  (b) A request to initiate a wire transfer, initiate an automated clearing house (ACH) transfer, or issue a money order, cashier's check, or official check.  (c) A request to negotiate a check or other negotiable instrument.  (d) A request to change the ownership of, or access to, an account.  (e) A request to sell or transfer securities or other assets, or a request to affix a Medallion Stamp or provide any form of guarantee or endorsement in connection with an attempt to sell or transfer securities or other assets, if the person selling or transferring the securities or assets is not required to register pursuant to Louisiana Securities Law as provided in R.S. 51:701 et seq.  (f) A request for a loan, extension of credit, or draw on a line of credit.  (g) A request to encumber any movable or immovable property.  (h) A request to designate or change the designation of beneficiaries to receive any property, benefit, or contract right on the eligible adult's death.  Acts 2018, No. 434, §1, eff. October 1, 2018.
LA Rev Stat § 6:1373 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§1373. Notices

RS 1373 - Notices  A. A covered financial institution may notify any covered agency if the covered financial institution believes that the financial exploitation of an eligible adult is occurring, has or may have occurred, or is being attempted, or has been, or may have been attempted.  B. A covered financial institution may notify any third party reasonably associated with the eligible adult if the covered financial institution believes that the financial exploitation of an eligible adult is occurring, has or may have occurred, or is being attempted, or has been, or may have been attempted. A third party reasonably associated with the eligible adult includes but is not limited to all of the following:  (1) A parent, spouse, adult child, sibling, or other known family member or close associate of an eligible adult.  (2) An authorized contact provided by the eligible adult to the covered financial institution.  (3) A co-owner, additional authorized signatory, or beneficiary on the eligible adult's account.  C. A covered financial institution may choose not to notify any third party reasonably associated with the eligible adult of suspected financial exploitation of the eligible adult, if the covered financial institution believes such third party is, may be, or may have been engaged in financial exploitation of the eligible adult.  D. A covered financial institution shall make a reasonable effort, at least annually, to notify all employees of the covered financial institution of their ability to report potential financial exploitation of an eligible adult to personnel within the covered financial institution.  Acts 2018, No. 434, §1, eff. October 1, 2018.
LA Rev Stat § 6:1375 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§1375. Applicability of other laws

RS 1375 - Applicability of other laws  Notwithstanding the provisions of R.S. 6:333 or any other law to the contrary, a covered financial institution may act in accordance with the provisions of this Chapter.  Acts 2018, No. 434, §1, eff. October 1, 2018.
LA Rev Stat § 6:1376 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§1376. Immunity

RS 1376 - Immunity  A.(1) A covered financial institution and its directors, officers, employees, attorneys, accountants, agents, and other representatives shall have no duty to act pursuant to this Chapter or otherwise to protect an eligible adult from financial exploitation by a third person.  (2) A covered financial institution and its directors, officers, employees, attorneys, accountants, agents, and other representatives shall be immune from all criminal, civil, and administrative liability for not taking action pursuant to this Chapter.  (3) A covered financial institution and its directors, officers, employees, attorneys, accountants, agents, or other representatives who choose to act pursuant to the authority granted in this Chapter shall be immune from all criminal, civil, and administrative liability for any act taken pursuant to this Chapter, unless such act of the financial institution or its representatives was grossly negligent and caused pecuniary loss to the eligible adult who was suspected of being a victim of financial exploitation.  B. No claim shall be brought against any covered agency or the state of Louisiana in connection with the receipt of or response to any notice of financial exploitation.  C. The immunity provided for in this Section shall not extend to any individual in a case when such individual is a principal, conspirator, or an accessory after the fact to a criminal offense involving the financial exploitation of an eligible adult.  Acts 2018, No. 434, §1, eff. October 1, 2018.
LA Rev Stat § 6:1381 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§1381. Short title

RS 1381 - Short title  This Chapter shall be known and may be cited as the "Virtual Currency Businesses Act".  Acts 2020, No. 341, §1.
LA Rev Stat § 6:1384 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§1384. Licensure; general

RS 1384 - Licensure; general  A person shall not engage in virtual currency business activity, or hold itself out as being able to engage in virtual currency business activity, with or on behalf of a resident unless the person is one of the following:  (1) Licensed in this state by the department pursuant to R.S. 6:1385.  (2) Registered with the department and operating pursuant to R.S. 6:1390.  (3) Exempt from licensure or registration pursuant to R.S. 6:1383.  Acts 2020, No. 341, §1.
LA Rev Stat § 6:1387 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§1387. Issuance of license; appeal

RS 1387 - Issuance of license; appeal  A. Absent good cause, the department shall issue a license to an applicant if the applicant complies with the provisions of this Chapter and pays the costs of the investigation pursuant to R.S. 6:1385(G) and the initial licensee fee pursuant to R.S. 6:1385(A)(2) in an amount specified by the department.  B. An applicant may appeal a denial of its application pursuant to R.S. 6:1385, in accordance with the Administrative Procedure Act, not later than thirty days after the department notifies the applicant of the denial or the application is deemed denied.  Acts 2020, No. 341, §1.
LA Rev Stat § 6:1390 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§1390. Transferability

RS 1390 - Transferability  A license or registration pursuant to the provisions of this Chapter shall not be transferable or assignable.  Acts 2020, No. 341, §1.
LA Rev Stat § 6:1391 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§1391. Examinations

RS 1391 - Examinations  A. Each person required to be licensed under this Chapter shall maintain in his office the books, records, and accounts of its virtual currency business activities as the commissioner may reasonably require in order to determine whether the person is complying with the provisions of this Chapter and the rules and regulations promulgated under the provisions of this Chapter. Required records may be maintained in any electronic format consistent with the person's ordinary business practices unless the person receives specific written instructions from the commissioner to the contrary. The books, records, and accounts shall be maintained separate and apart from any other business in which the person is involved and shall be kept at the location in the state at which the virtual currency business activities occurred or at the person's principal office unless otherwise permitted in writing by the commissioner. Records shall be made available for review or examination at a nonresidential location approved by the commissioner.  B. If the books and records of any person described in this Section are located outside of the state, he shall make them available to the commissioner at a location within this state convenient to the commissioner or pay the reasonable and necessary expenses for the commissioner or his representative to examine them at the place where they are maintained. The commissioner may designate representatives, including comparable officials of the state in which the records are located, to inspect the records on his behalf.  C. The licensee shall pay the reasonable cost of the examination as the commissioner shall prescribe by rule. If the examination fee is not paid within thirty days of its assessment, the person examined shall be subject to an administrative penalty.  Acts 2020, No. 341, §1.
LA Rev Stat § 6:1392 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§1392. Enforcement

RS 1392 - Enforcement  For purposes of this Chapter, "enforcement measure" means an action to do any of the following:  (1) Suspend or revoke a license or a registration pursuant to the provisions of this Chapter.  (2) Order a person to cease and desist from doing virtual currency business activity with, or on behalf of, a resident.  (3) Request the court to appoint a receiver for the assets of a person doing virtual currency business activity with, or on behalf of, a resident.  (4) Request the court to issue temporary, preliminary, or permanent injunctive relief against a person doing virtual currency business activity with, or on behalf of, a resident.  (5) Assess penalties.  (6) Recover on the security provided pursuant to R.S. 6:1386 and initiate a plan to distribute the proceeds for the benefit of a resident injured by a violation of any provision of this Chapter, or law of this state other than this Chapter, which applies to virtual currency business activity with, or on behalf of, a resident.  (7) Impose necessary or appropriate conditions on the conduct of virtual currency business activity with, or on behalf of, a resident.  Acts 2020, No. 341, §1.
LA Rev Stat § 6:1393 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§1393. Violations

RS 1393 - Violations  The department may take an enforcement measure against a licensee, registrant, or person that is neither a licensee nor registrant but is engaging in virtual currency business activity with, or on behalf of, a resident in any of the following instances:  (1) The licensee, registrant, or person materially violates any provision of this Chapter, a rule adopted or order issued pursuant to any provision of this Chapter, or law of this state other than this Chapter which applies to virtual currency business activity of the violator with, or on behalf of, a resident.  (2) The licensee, registrant, or person does not cooperate substantially with an investigation by the department, fails to pay a fee, or fails to submit a report or documentation.  (3) The licensee, registrant, or person, in the conduct of its virtual currency business activity with, or on behalf, of a resident, engages in any of the following:  (a) An unsafe or unsound act or practice.  (b) An unfair or deceptive act or practice.  (c) Fraud or intentional misrepresentation.  (d) Another dishonest act.  (e) Misappropriation of legal tender, virtual currency, or other value held by a fiduciary.  (4) An agency of the United States or another state takes an action against the licensee, registrant, or person, which would constitute an enforcement measure if the department had taken the action.  (5) The licensee, registrant, or person is convicted of a crime related to its virtual currency business activity with, or on behalf of, a resident or involving fraud or felonious activity that, as determined by the department, makes the licensee, registrant, or person unsuitable to engage in virtual currency business activity.  (6) Any of the following occurs:  (a) The licensee, registrant, or person becomes insolvent.  (b) The licensee, registrant, or person makes a general assignment for the benefit of its creditors.  (c) The licensee, registrant, or person becomes the debtor, alleged debtor, respondent, or person in a similar capacity in a case or other proceeding under any bankruptcy, reorganization, arrangement, readjustment, insolvency, receivership, dissolution, liquidation, or similar law, and does not obtain from the court, within a reasonable time, confirmation of a plan or dismissal of the case or proceeding.  (d) The licensee, registrant, or person applies for, or permits the appointment of, a receiver, trustee, or other agent of a court for itself or for a substantial part of its assets.  (7) The licensee, registrant, or person makes a material misrepresentation to the department.  Acts 2020, No. 341, §1.
LA Rev Stat § 6:1394 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§1394. Implementation

RS 1394 - Implementation  The department shall adopt rules, in accordance with the Administrative Procedure Act, to implement and enforce the provisions of this Chapter and issue guidance as appropriate.  Acts 2020, No. 341, §1.