reglab/housing_qa huggingface dataset:
UT Code § 70A-9a-607 (2021)
2021 Utah Code|Title 70A - Uniform Commercial Code|Chapter 9a - Uniform Commercial Code - Secured Transactions|Part 6 - Default|Section 607 - Collection and enforcement by secured party.

70A-9a-607. Collection and enforcement by secured party.    (1) If so agreed, and in any event after default, a secured party:   (a) may notify an account debtor or other person obligated on collateral to make payment or otherwise render performance to or for the benefit of the secured party;     (b) may take any proceeds to which the secured party is entitled under Section 70A-9a-315;     (c) may enforce the obligations of an account debtor or other person obligated on collateral and exercise the rights of the debtor with respect to the obligation of the account debtor or other person obligated on collateral to make payment or otherwise render performance to the debtor, and with respect to any property that secures the obligations of the account debtor or other person obligated on the collateral;     (d) if it holds a security interest in a deposit account perfected by control under Subsection 70A-9a-104(1)(a), may apply the balance of the deposit account to the obligation secured by the deposit account; and     (e) if it holds a security interest in a deposit account perfected by control under Subsection 70A-9a-104(1)(b) or (c), may instruct the bank to pay the balance of the deposit account to or for the benefit of the secured party.       (2) If necessary to enable a secured party to exercise under Subsection (1)(c) the right of a debtor to enforce a mortgage nonjudicially, the secured party may record in the office in which a record of the mortgage is recorded:   (a) a copy of the security agreement that creates or provides for a security interest in the obligation secured by the mortgage; and     (b) the secured party's sworn affidavit in recordable form stating that:   (i) a default has occurred with respect to the obligation secured by the mortgage; and     (ii) the secured party is entitled to enforce the mortgage nonjudicially.         (3) A secured party shall proceed in a commercially reasonable manner if the secured party:   (a) undertakes to collect from or enforce an obligation of an account debtor or other person obligated on collateral; and     (b) is entitled to charge back uncollected collateral or otherwise to full or limited recourse against the debtor or a secondary obligor.       (4) A secured party may deduct from the collections made pursuant to Subsection (3) reasonable expenses of collection and enforcement, including reasonable attorney's fees and legal expenses incurred by the secured party.     (5) This section does not determine whether an account debtor, bank, or other person obligated on collateral owes a duty to a secured party.    Amended by Chapter 225, 2013 General Session
UT Code § 70A-9a-608 (2021)
2021 Utah Code|Title 70A - Uniform Commercial Code|Chapter 9a - Uniform Commercial Code - Secured Transactions|Part 6 - Default|Section 608 - Application of proceeds of collection or enforcement -- Liability for deficiency and right to surplus.

70A-9a-608. Application of proceeds of collection or enforcement -- Liability for deficiency and right to surplus.    (1) If a security interest or agricultural lien secures payment or performance of an obligation, the following rules apply:   (a) A secured party shall apply or pay over for application the cash proceeds of collection or enforcement under Section 70A-9a-607 in the following order to:   (i) the reasonable expenses of collection and enforcement and, to the extent provided for by agreement and not prohibited by law, reasonable attorney's fees and legal expenses incurred by the secured party;     (ii) the satisfaction of obligations secured by the security interest or agricultural lien under which the collection or enforcement is made; and     (iii) the satisfaction of obligations secured by any subordinate security interest in or other lien on the collateral subject to the security interest or agricultural lien under which the collection or enforcement is made if the secured party receives an authenticated demand for proceeds before distribution of the proceeds is completed.       (b) If requested by a secured party, a holder of a subordinate security interest or other lien shall furnish reasonable proof of the interest or lien within a reasonable time. Unless the holder complies, the secured party need not comply with the holder's demand under Subsection (1)(a)(iii).     (c) A secured party need not apply or pay over for application noncash proceeds of collection and enforcement under Section 70A-9a-607 unless the failure to do so would be commercially unreasonable. A secured party that applies or pays over for application noncash proceeds shall do so in a commercially reasonable manner.     (d) A secured party shall account to and pay a debtor for any surplus, and the obligor is liable for any deficiency.       (2) If the underlying transaction is a sale of accounts, chattel paper, payment intangibles, or promissory notes, the debtor is not entitled to any surplus, and the obligor is not liable for any deficiency.    Enacted by Chapter 252, 2000 General Session
UT Code § 70A-9a-609 (2021)
2021 Utah Code|Title 70A - Uniform Commercial Code|Chapter 9a - Uniform Commercial Code - Secured Transactions|Part 6 - Default|Section 609 - Secured party's right to take possession after default.

70A-9a-609. Secured party's right to take possession after default.    (1) After default, a secured party:   (a) may take possession of the collateral; and     (b) without removal, may render equipment unusable and dispose of collateral on a debtor's premises under Section 70A-9a-610.       (2) A secured party may proceed under Subsection (1):   (a) pursuant to judicial process; or     (b) without judicial process, if it proceeds without breach of the peace.       (3) If so agreed, and in any event after default, a secured party may require the debtor to assemble the collateral and make it available to the secured party at a place to be designated by the secured party which is reasonably convenient to both parties.    Enacted by Chapter 252, 2000 General Session
UT Code § 70A-9a-610 (2021)
2021 Utah Code|Title 70A - Uniform Commercial Code|Chapter 9a - Uniform Commercial Code - Secured Transactions|Part 6 - Default|Section 610 - Disposition of collateral after default.

70A-9a-610. Disposition of collateral after default.    (1) After default, a secured party may sell, lease, license, or otherwise dispose of any or all of the collateral in its present condition or following any commercially reasonable preparation or processing.     (2) Every aspect of a disposition of collateral, including the method, manner, time, place, and other terms, must be commercially reasonable. If commercially reasonable, a secured party may dispose of collateral by public or private proceedings, by one or more contracts, as a unit or in parcels, and at any time and place and on any terms.     (3) A secured party may purchase collateral:   (a) at a public disposition; or     (b) at a private disposition only if the collateral is of a kind that is customarily sold on a recognized market or the subject of widely distributed standard price quotations.       (4) A contract for sale, lease, license, or other disposition includes the warranties relating to title, possession, quiet enjoyment, and the like which by operation of law accompany a voluntary disposition of property of the kind subject to the contract.     (5) A secured party may disclaim or modify warranties under Subsection (4):   (a) in a manner that would be effective to disclaim or modify the warranties in a voluntary disposition of property of the kind subject to the contract of disposition; or     (b) by communicating to the purchaser a record evidencing the contract for disposition and including an express disclaimer or modification of the warranties.       (6) A record is sufficient to disclaim warranties under Subsection (5) if it indicates "There is no warranty relating to title, possession, quiet enjoyment, or the like in this disposition" or uses words of similar import.    Enacted by Chapter 252, 2000 General Session
UT Code § 70A-9a-611 (2021)
2021 Utah Code|Title 70A - Uniform Commercial Code|Chapter 9a - Uniform Commercial Code - Secured Transactions|Part 6 - Default|Section 611 - Notification before disposition of collateral.

70A-9a-611. Notification before disposition of collateral.    (1) In this section, "notification date" means the earlier of the date on which:   (a) a secured party sends to the debtor and any secondary obligor an authenticated notification of disposition; or     (b) the debtor and any secondary obligor waive the right to notification.       (2) Except as otherwise provided in Subsection (4), a secured party that disposes of collateral under Section 70A-9a-610 shall send to the persons specified in Subsection (3) a reasonable authenticated notification of disposition.     (3) To comply with Subsection (2), the secured party shall send an authenticated notification of disposition to:   (a) the debtor;     (b) any secondary obligor; and     (c) if the collateral is other than consumer goods:   (i) any other person from which the secured party has received, before the notification date, an authenticated notification of a claim of an interest in the collateral;     (ii) any other secured party or lienholder that, 10 days before the notification date, held a security interest in or other lien on the collateral perfected by the filing of a financing statement that:   (A) identified the collateral;     (B) was indexed under the debtor's name as of that date; and     (C) was filed in the office in which to file a financing statement against the debtor covering the collateral as of that date; and       (iii) any other secured party that, 10 days before the notification date, held a security interest in the collateral perfected by compliance with a statute, regulation, or treaty described in Subsection 70A-9a-311(1).         (4) Subsection (2) does not apply if the collateral is perishable or threatens to decline speedily in value or is of a type customarily sold on a recognized market.     (5) A secured party complies with the requirement for notification prescribed by Subsection (3)(c)(ii) if:   (a) not later than 20 days or earlier than 30 days before the notification date, the secured party requests, in a commercially reasonable manner, information concerning financing statements indexed under the debtor's name in the office indicated in Subsection (3)(c)(ii); and     (b) before the notification date, the secured party:   (i) did not receive a response to the request for information; or     (ii) received a response to the request for information and sent an authenticated notification of disposition to each secured party or other lienholder named in that response whose financing statement covered the collateral.        Enacted by Chapter 252, 2000 General Session
UT Code § 70A-9a-612 (2021)
2021 Utah Code|Title 70A - Uniform Commercial Code|Chapter 9a - Uniform Commercial Code - Secured Transactions|Part 6 - Default|Section 612 - Timeliness of notification before disposition of collateral.

70A-9a-612. Timeliness of notification before disposition of collateral.    (1) Except as otherwise provided in Subsection (2), whether a notification is sent within a reasonable time is a question of fact.     (2) In a transaction other than a consumer transaction, a notification of disposition sent after default and 10 days or more before the earliest time of disposition set forth in the notification is sent within a reasonable time before the disposition.    Enacted by Chapter 252, 2000 General Session
UT Code § 70A-9a-613 (2021)
2021 Utah Code|Title 70A - Uniform Commercial Code|Chapter 9a - Uniform Commercial Code - Secured Transactions|Part 6 - Default|Section 613 - Contents and form of notification before disposition of collateral -- General.

70A-9a-613. Contents and form of notification before disposition of collateral -- General.  Except in a consumer-goods transaction, the following rules apply:  (1) The contents of a notification of disposition are sufficient if the notification:   (a) describes the debtor and the secured party;     (b) describes the collateral that is the subject of the intended disposition;     (c) states the method of intended disposition;     (d) states that the debtor is entitled to an accounting of the unpaid indebtedness and states the charge, if any, for an accounting; and     (e) states the time and place of a public disposition or the time after which any other disposition is to be made.       (2) Whether the contents of a notification that lacks any of the information specified in Subsection (1) are nevertheless sufficient is a question of fact.     (3) The contents of a notification providing substantially the information specified in Subsection (1) are sufficient, even if the notification includes:   (a) information not specified by that subsection; or     (b) minor errors that are not seriously misleading.       (4) A particular phrasing of the notification is not required.     (5) The following form of notification and the form appearing in Subsection 70A-9a-614(3), when completed, each provides sufficient information:  NOTIFICATION OF DISPOSITION OF COLLATERAL To: [Name of debtor, obligor, or other person to which the notification is sent] From: [Name, address, and telephone number of secured party] Name of Debtor(s): [Include only if debtor(s) are not an addressee] [For a public disposition:] We will sell [or lease or license, as applicable] the [describe collateral] [to the highest qualified bidder] in public as follows: Day and Date: [Insert day and date] Time: [Insert time] Place: [Insert place] [For a private disposition:] We will sell [or lease or license, as applicable] the [describe collateral] privately sometime after [day and date]. You are entitled to an accounting of the unpaid indebtedness secured by the property that we intend to sell [or lease or license, as applicable] [for a charge of $[Insert amount] ]. You may request an accounting by calling us at [telephone number].    Enacted by Chapter 252, 2000 General Session
UT Code § 70A-9a-617 (2021)
2021 Utah Code|Title 70A - Uniform Commercial Code|Chapter 9a - Uniform Commercial Code - Secured Transactions|Part 6 - Default|Section 617 - Rights of transferee of collateral.

70A-9a-617. Rights of transferee of collateral.    (1) A secured party's disposition of collateral after default:   (a) transfers to a transferee for value all of the debtor's rights in the collateral;     (b) discharges the security interest under which the disposition is made; and     (c) discharges any subordinate security interest or other subordinate lien.       (2) A transferee that acts in good faith takes free of the rights and interests described in Subsection (1), even if the secured party fails to comply with this chapter or the requirements of any judicial proceeding.     (3) If a transferee does not take free of the rights and interests described in Subsection (1), the transferee takes the collateral subject to:   (a) the debtor's rights in the collateral;     (b) the security interest or agricultural lien under which the disposition is made; and     (c) any other security interest or other lien.      Enacted by Chapter 252, 2000 General Session
UT Code § 70A-9a-618 (2021)
2021 Utah Code|Title 70A - Uniform Commercial Code|Chapter 9a - Uniform Commercial Code - Secured Transactions|Part 6 - Default|Section 618 - Rights and duties of certain secondary obligors.

70A-9a-618. Rights and duties of certain secondary obligors.    (1) A secondary obligor acquires the rights and becomes obligated to perform the duties of the secured party after the secondary obligor:   (a) receives an assignment of a secured obligation from the secured party;     (b) receives a transfer of collateral from the secured party and agrees to accept the rights and assume the duties of the secured party; or     (c) is subrogated to the rights of a secured party with respect to collateral.       (2) An assignment, transfer, or subrogation described in Subsection (1):   (a) is not a disposition of collateral under Section 70A-9a-610; and     (b) relieves the secured party of further duties under this chapter.      Enacted by Chapter 252, 2000 General Session
UT Code § 70A-9a-619 (2021)
2021 Utah Code|Title 70A - Uniform Commercial Code|Chapter 9a - Uniform Commercial Code - Secured Transactions|Part 6 - Default|Section 619 - Transfer of record or legal title.

70A-9a-619. Transfer of record or legal title.    (1) In this section, "transfer statement" means a record authenticated by a secured party stating:   (a) that the debtor has defaulted in connection with an obligation secured by specified collateral;     (b) that the secured party has exercised its post-default remedies with respect to the collateral;     (c) that, by reason of the exercise, a transferee has acquired the rights of the debtor in the collateral; and     (d) the name and mailing address of the secured party, debtor, and transferee.       (2) A transfer statement entitles the transferee to the transfer of record of all rights of the debtor in the collateral specified in the statement in any official filing, recording, registration, or certificate-of-title system covering the collateral. If a transfer statement is presented with the applicable fee and request form to the official or office responsible for maintaining the system, the official or office shall:   (a) accept the transfer statement;     (b) promptly amend its records to reflect the transfer; and     (c) if applicable, issue a new appropriate certificate of title in the name of the transferee.       (3) A transfer of the record or legal title to collateral to a secured party under Subsection (2) or otherwise is not of itself a disposition of collateral under this chapter and does not of itself relieve the secured party of its duties under this chapter.    Enacted by Chapter 252, 2000 General Session
UT Code § 70A-9a-621 (2021)
2021 Utah Code|Title 70A - Uniform Commercial Code|Chapter 9a - Uniform Commercial Code - Secured Transactions|Part 6 - Default|Section 621 - Notification of proposal to accept collateral.

70A-9a-621. Notification of proposal to accept collateral.    (1) A secured party that desires to accept collateral in full or partial satisfaction of the obligation it secures shall send its proposal to:   (a) any person from which the secured party has received, before the debtor consented to the acceptance, an authenticated notification of a claim of an interest in the collateral;     (b) any other secured party or lienholder that, 10 days before the debtor consented to the acceptance, held a security interest in or other lien on the collateral perfected by the filing of a financing statement that:   (i) identified the collateral;     (ii) was indexed under the debtor's name as of that date; and     (iii) was filed in the office or offices in which to file a financing statement against the debtor covering the collateral as of that date; and       (c) any other secured party that, 10 days before the debtor consented to the acceptance, held a security interest in the collateral perfected by compliance with a statute, regulation, or treaty described in Subsection 70A-9a-311(1).       (2) A secured party that desires to accept collateral in partial satisfaction of the obligation it secures shall send its proposal to any secondary obligor in addition to the persons described in Subsection (1).    Enacted by Chapter 252, 2000 General Session
UT Code § 70A-9a-622 (2021)
2021 Utah Code|Title 70A - Uniform Commercial Code|Chapter 9a - Uniform Commercial Code - Secured Transactions|Part 6 - Default|Section 622 - Effect of acceptance of collateral.

70A-9a-622. Effect of acceptance of collateral.    (1) A secured party's acceptance of collateral in full or partial satisfaction of the obligation it secures:   (a) discharges the obligation to the extent consented to by the debtor;     (b) transfers to the secured party all of a debtor's rights in the collateral;     (c) discharges the security interest or agricultural lien that is the subject of the debtor's consent and any subordinate security interest or other subordinate lien; and     (d) terminates any other subordinate interest.       (2) A subordinate interest is discharged or terminated under Subsection (1), even if the secured party fails to comply with this title.    Enacted by Chapter 252, 2000 General Session
UT Code § 70A-9a-623 (2021)
2021 Utah Code|Title 70A - Uniform Commercial Code|Chapter 9a - Uniform Commercial Code - Secured Transactions|Part 6 - Default|Section 623 - Right to redeem collateral.

70A-9a-623. Right to redeem collateral.    (1) A debtor, any secondary obligor, or any other secured party or lienholder may redeem collateral.     (2) To redeem collateral, a person shall tender:   (a) fulfillment of all obligations secured by the collateral; and     (b) the reasonable expenses and attorney's fees described in Subsection 70A-9a-615(1)(a).       (3) A redemption may occur at any time before a secured party:   (a) has collected collateral under Section 70A-9a-607;     (b) has disposed of collateral or entered into a contract for its disposition under Section 70A-9a-610; or     (c) has accepted collateral in full or partial satisfaction of the obligation it secures under Section 70A-9a-622.      Enacted by Chapter 252, 2000 General Session
UT Code § 70A-9a-624 (2021)
2021 Utah Code|Title 70A - Uniform Commercial Code|Chapter 9a - Uniform Commercial Code - Secured Transactions|Part 6 - Default|Section 624 - Waiver.

70A-9a-624. Waiver.    (1) A debtor or secondary obligor may waive the right to notification of disposition of collateral under Section 70A-9a-611 only by an agreement to that effect entered into and authenticated after default.     (2) A debtor may waive the right to require disposition of collateral under Subsection 70A-9a-620(5) only by an agreement to that effect entered into and authenticated after default.     (3) Except in a consumer-goods transaction, a debtor or secondary obligor may waive the right to redeem collateral under Section 70A-9a-623 only by an agreement to that effect entered into and authenticated after default.    Enacted by Chapter 252, 2000 General Session