reglab/housing_qa huggingface dataset:
SC Code § 36-9-803 (2021)
2021 South Carolina Code of Laws|Title 36 - Commercial Code|Chapter 9 - Commercial Code - Secured Transactions|Section 36-9-803. Effect on previously perfected security interests.

 (a) A security interest that is a perfected security interest immediately before this act takes effect is a perfected security interest under Chapter 9, Title 36 as amended by this act if, when this act takes effect, the applicable requirements for attachment and perfection under Chapter 9, Title 36 as amended by this act are satisfied without further action.  (b) Except as otherwise provided in Section 36-9-805, if, immediately before this act takes effect, a security interest is a perfected security interest, but the applicable requirements for perfection under Chapter 9, Title 36 as amended by this act are not satisfied when this act takes effect, the security interest remains perfected thereafter only if the applicable requirements for perfection under Chapter 9, Title 36 as amended by this act are satisfied within one year after this act takes effect.  HISTORY: 2013 Act No. 96, Section 19, eff July 1, 2013.
SC Code § 36-9-804 (2021)
2021 South Carolina Code of Laws|Title 36 - Commercial Code|Chapter 9 - Commercial Code - Secured Transactions|Section 36-9-804. Timing of perfection of preexisting security interests.

 A security interest that is an unperfected security interest immediately before this act takes effect becomes a perfected security interest:  (1) without further action, when this act takes effect if the applicable requirements for perfection under Chapter 9, Title 36 as amended by this act are satisfied before or at that time; or  (2) when the applicable requirements for perfection are satisfied if the requirements are satisfied after that time.  HISTORY: 2013 Act No. 96, Section 19, eff July 1, 2013.
SC Code § 36-9-806 (2021)
2021 South Carolina Code of Laws|Title 36 - Commercial Code|Chapter 9 - Commercial Code - Secured Transactions|Section 36-9-806. Filing of initial financing statement; requirements.

 (a) The filing of an initial financing statement in the office specified in Section 36-9-501 continues the effectiveness of a financing statement filed before this act takes effect if:  (1) the filing of an initial financing statement in that office would be effective to perfect a security interest under this act;  (2) the preeffective-date financing statement was filed in an office in another State; and  (3) the initial financing statement satisfies subsection (c).  (b) The filing of an initial financing statement under subsection (a) continues the effectiveness of the preeffective-date financing statement:  (1) if the initial financing statement is filed before this act takes effect, for the period provided in former Section 36-9-515 with respect to an initial financing statement; and  (2) if the initial financing statement is filed after this act takes effect, for the period provided in Section 36-9-515 as amended by this act with respect to an initial financing statement.  (c) To be effective for purposes of subsection (a), an initial financing statement must:  (1) satisfy the requirements of Part 5 as amended by this act for an initial financing statement;  (2) identify the preeffective-date financing statement by indicating the office in which the financing statement was filed and providing the dates of filing and file numbers, if any, of the financing statement and of the most recent continuation statement filed with respect to the financing statement; and  (3) indicate that the preeffective-date financing statement remains effective.  HISTORY: 2013 Act No. 96, Section 19, eff July 1, 2013.
SC Code § 36-9-807 (2021)
2021 South Carolina Code of Laws|Title 36 - Commercial Code|Chapter 9 - Commercial Code - Secured Transactions|Section 36-9-807. Pre-effective-date financing statement defined; addition or deletion of collateral; effect of pre-effective-date financing statement.

 (a) In this section, "preeffective-date financing statement" means a financing statement filed before this act takes effect.  (b) After this act takes effect, a person may add or delete collateral covered by, continue or terminate the effectiveness of, or otherwise amend the information provided in, a preeffective-date financing statement only in accordance with the law of the jurisdiction governing perfection as provided in Chapter 9, Title 36, as amended by this act. However, the effectiveness of a preeffective-date financing statement also may be terminated in accordance with the law of the jurisdiction in which the financing statement is filed.  (c) Except as otherwise provided in subsection (d), if the law of this State governs perfection of a security interest, the information in a preeffective-date financing statement may be amended after this act takes effect only if:  (1) the preeffective-date financing statement and an amendment are filed in the office specified in Section 36-9-501;  (2) an amendment is filed in the office specified in Section 36-9-501 concurrently with, or after the filing in that office of, an initial financing statement that satisfies Section 36-9-806(c); or  (3) an initial financing statement that provides the information as amended and satisfies Section 36-9-806(c) is filed in the office specified in Section 36-9-501.  (d) If the law of this State governs perfection of a security interest, the effectiveness of a preeffective-date financing statement may be continued only under Section 36-9-805(c) and (e) or 36-9-806.  (e) Whether or not the law of this State governs perfection of a security interest, the effectiveness of a preeffective-date financing statement filed in this State may be terminated after this act takes effect by filing a termination statement in the office in which the preeffective-date financing statement is filed, unless an initial financing statement that satisfies Section 36-9-806(c) has been filed in the office specified by the law of the jurisdiction governing perfection as provided in Part 3 as the office in which to file a financing statement.  HISTORY: 2013 Act No. 96, Section 19, eff July 1, 2013.
SC Code § 36-9-808 (2021)
2021 South Carolina Code of Laws|Title 36 - Commercial Code|Chapter 9 - Commercial Code - Secured Transactions|Section 36-9-808. Filing of initial financing statement or continuation statement.

 A person may file an initial financing statement or a continuation statement under this part if the:  (1) secured party of record authorizes the filing; and  (2) filing is necessary under this part to:  (A) continue the effectiveness of a financing statement filed before this act takes effect; or  (B) perfect or continue the perfection of a security interest.  HISTORY: 2013 Act No. 96, Section 19, eff July 1, 2013.
SC Code § 36-9-809 (2021)
2021 South Carolina Code of Laws|Title 36 - Commercial Code|Chapter 9 - Commercial Code - Secured Transactions|Section 36-9-809. Determination of priority.

 This act determines the priority of conflicting claims to collateral. However, if the relative priorities of the claims were established before this act takes effect, former Chapter 9, Title 36 determines priority.  HISTORY: 2013 Act No. 96, Section 19, eff July 1, 2013.
SC Code § 36-10-101 (2021)
2021 South Carolina Code of Laws|Title 36 - Commercial Code|Chapter 10 - Commercial Code - Effective Date And Repealer|Section 36-10-101. Effective date.

 Except as otherwise provided in Chapter 11 of this title, this title becomes effective at 12:01 a.m., January 1, 1968. It applies to transactions entered into and events occurring after that date.  HISTORY: 1962 Code Section 10.10-101; 1966 (54) 2716; 1988 Act No. 494, Section 6.  Editor's Note  "This act," referred to in this section, means Act No. 1065 of the 1966 Acts and Joint Resolutions, originally codified as Titles 10.1 to 10.10 of the Code of Laws of South Carolina 1962, and now codified as Title 36 of the Code of Laws of South Carolina 1976.
SC Code § 36-10-102 (2021)
2021 South Carolina Code of Laws|Title 36 - Commercial Code|Chapter 10 - Commercial Code - Effective Date And Repealer|Section 36-10-102. Transactions entered into before effective date of Commercial Code.

 Transactions validly entered into before the effective date specified in Section 36-10-101 and the rights, duties, and interest flowing from them remain valid thereafter and may be terminated, completed, consummated, or enforced as required or permitted by any statute or other law amended or repealed by this title as though the repeal or amendment had not occurred. Except as otherwise provided in Section 36-11-106 the filing of a properly executed financing statement pursuant to Section 36-9-402 or a properly executed continuation statement pursuant to Section 36-9-403(3) in the appropriate place or places specified in Section 36-9-401 is sufficient to satisfy the requirements of this section as to proper filing in the case of a transaction entered into prior to the effective date specified in Section 36-10-101. This section is considered to have been effective as of January 1, 1968.  HISTORY: 1962 Code Section 10.10-102; 1968 (55) 2799; 1988 Act No. 494, Section 6.
SC Code § 36-10-103 (2021)
2021 South Carolina Code of Laws|Title 36 - Commercial Code|Chapter 10 - Commercial Code - Effective Date And Repealer|Section 36-10-103. General repealer.

 All acts or parts of acts inconsistent with 1988 Act No. 494 are repealed.  HISTORY: 1962 Code Section 10.10-103; 1966 (54) 2716; 1988 Act No. 494, Section 6.  Editor's Note  "This act," referred to in this section, means Act No. 1065 of the 1966 Acts and Joint Resolutions, originally codified as Titles 10.1 to 10.10 of the Code of Laws of South Carolina 1962, and now codified as Title 36 of the Code of Laws of South Carolina 1976.
SC Code § 36-11-101 (2021)
2021 South Carolina Code of Laws|Title 36 - Commercial Code|Chapter 11 - Effective Date And Transition Provisions For The 1981 Uniform Commercial Code Amendments|Section 36-11-101. Effective date of the 1988 amendments.

 The amendments to Title 36 contained in this chapter become effective at 12:01 a.m. on January 1, 1989. The amendments to Title 36 contained in this chapter are officially designated as the 1988 UCC amendments; and the provisions of Act 1065 of 1966 are officially designated as the 1966 UCC.  HISTORY: 1988 Act No. 494, Section 7.
SC Code § 36-11-102 (2021)
2021 South Carolina Code of Laws|Title 36 - Commercial Code|Chapter 11 - Effective Date And Transition Provisions For The 1981 Uniform Commercial Code Amendments|Section 36-11-102. Preservation of old transition procedures.

 Except as otherwise provided in Section 36-11-106(4), the provisions of Section 36-10-102 shall continue to apply to the 1988 UCC Amendments, and for this purpose the 1966 UCC and the 1988 UCC Amendments must be considered one continuous statute.  HISTORY: 1988 Act No. 494, Section 7.
SC Code § 36-11-103 (2021)
2021 South Carolina Code of Laws|Title 36 - Commercial Code|Chapter 11 - Effective Date And Transition Provisions For The 1981 Uniform Commercial Code Amendments|Section 36-11-103. Transition to 1988 UCC Amendments-general rule.

 Transactions validly entered into after the date specified in Section 36-10-101 and before the date specified in Section 36-11-101 and which were subject to the provisions of the 1966 UCC and which would be subject to the 1988 UCC Amendments if they had been entered into after the effective date of the 1988 UCC Amendments, and the rights, duties, and interests flowing from the transactions remain valid after the date specified in Section 36-11-101, and may be terminated, completed, consummated, or enforced as required or permitted by the 1988 UCC Amendments. Security interests arising out of the transactions which are perfected when the 1988 UCC Amendments become effective shall remain perfected until they lapse as provided in the 1988 UCC Amendments and may be continued as permitted by the 1988 UCC Amendments, except as stated in Section 36-11-105.  HISTORY: 1988 Act No. 494, Section 7.
SC Code § 36-11-104 (2021)
2021 South Carolina Code of Laws|Title 36 - Commercial Code|Chapter 11 - Effective Date And Transition Provisions For The 1981 Uniform Commercial Code Amendments|Section 36-11-104. Transition provisions on change of requirement of filing.

 A security interest for the perfection of which filing or the taking of possession was required under the 1966 UCC and which attached prior to the effective date of the 1988 UCC Amendments but was not perfected is considered perfected on the effective date set forth in Section 36-11-101 of the 1988 UCC Amendments if the 1988 UCC Amendments permit perfection without filing or authorize filing in the office or offices where a prior ineffective filing was made.  HISTORY: 1988 Act No. 494, Section 7.
SC Code § 36-11-105 (2021)
2021 South Carolina Code of Laws|Title 36 - Commercial Code|Chapter 11 - Effective Date And Transition Provisions For The 1981 Uniform Commercial Code Amendments|Section 36-11-105. Transition provision on change of place of filing.

 (1) A financing statement or continuation statement filed prior to the date specified in Section 36-11-101 which has not lapsed prior to that date remains effective for the period provided in the 1966 UCC but not less than five years after the filing.  (2) With respect to any collateral acquired by the debtor subsequent to the effective date of the 1988 UCC Amendments, any effective financing statement or continuation statement described in this section applies only if the filing or filings are in the office or offices that would be appropriate to perfect the security interest in the new collateral under the 1988 UCC Amendments.  (3) The effectiveness of any financing statement or continuation statement filed prior to the date specified in Section 36-11-101 may be continued by a continuation statement as permitted by the 1988 UCC Amendments, except that if the 1988 UCC Amendments require a filing in the office where there was no previous financing statement, a new financing statement conforming to Section 36-11-106 must be filed in that office.  (4) If the record of a mortgage of real estate would have been effective as a fixture filing of goods described in the mortgage if the 1988 UCC Amendments had been in effect on the date of recording the mortgage, the mortgage is considered effective as a fixture filing as to the goods under subsection (6) of Section 36-9-402 of the 1988 UCC Amendments on the effective date of the 1988 UCC Amendments as specified in Section 36-11-101.  HISTORY: 1988 Act No. 494, Section 7.
SC Code § 36-11-106 (2021)
2021 South Carolina Code of Laws|Title 36 - Commercial Code|Chapter 11 - Effective Date And Transition Provisions For The 1981 Uniform Commercial Code Amendments|Section 36-11-106. Required refilings.

 (1) If a security interest is perfected or has priority when the 1988 UCC Amendments take effect as to all persons or as to certain persons without any filing or recording, and if the filing of a financing statement would be required for the perfection or priority of the security interest against those persons under the 1988 UCC Amendments, the perfection and priority rights of the security interest continue until three years after the effective date of the 1988 UCC Amendments. The perfection will then lapse unless a financing statement is filed as provided in subsection (4) or unless the security interest is perfected otherwise than by filing.  (2) If a security interest is perfected when the 1988 UCC Amendments take effect under a law other than the Uniform Commercial Code as enacted in South Carolina which requires no further filing, refiling, or recording to continue its perfection, perfection continues until and will lapse three years after the 1988 UCC Amendments take effect, unless a financing statement is filed as provided in subsection (4), or unless the security interest is perfected otherwise than by filing, or unless under subsection (3) of Section 36-9-302 the other law continues to govern filing.  (3) If a security interest is perfected by a filing, refiling, or recording under a law repealed or modified by this Title 36 as amended by the 1988 UCC Amendments which required further filing, refiling, or recording to continue its perfection, perfection continues and will lapse on the date provided by the law so repealed or modified for further filing, refiling, or recording unless a financing statement is filed as provided in subsection (4) or unless the security interest is perfected otherwise than by filing.  (4) A financing statement may be filed within six months before the perfection of a security interest would otherwise lapse. The financing statement may be signed by either the debtor or the secured party. It must identify the security agreement, statement, or notice (however denominated in any statute or other law repealed or modified by this Title 36 as amended by the 1988 UCC Amendments), state the office where and the date when the last filing, refiling, or recording, if any, was made with respect thereto, and the filing number, if any, or book and page, if any, of recording and further state that the security agreement, statement, or notice, however denominated, in another filing office under the 1966 UCC or under any statute or other law repealed or modified by this Title 36 as amended by the 1988 UCC Amendments is still effective. Sections 36-9-401 and 36-9-103 determine the proper place to file the financing statement. Except as specified in this subsection, the provisions of Section 36-9-403(3) for continuation statements apply to the financing statement.  HISTORY: 1988 Act No. 494, Section 7.
SC Code § 36-11-107 (2021)
2021 South Carolina Code of Laws|Title 36 - Commercial Code|Chapter 11 - Effective Date And Transition Provisions For The 1981 Uniform Commercial Code Amendments|Section 36-11-107. Transition provisions as to priorities.

 Except as otherwise provided in this Chapter 11, the 1966 UCC applies to any questions of priority if the positions of the parties were fixed prior to the effective date of the 1988 UCC Amendments. In other cases questions of priority are determined by the 1988 UCC Amendments.  HISTORY: 1988 Act No. 494, Section 7.
SC Code § 36-11-108 (2021)
2021 South Carolina Code of Laws|Title 36 - Commercial Code|Chapter 11 - Effective Date And Transition Provisions For The 1981 Uniform Commercial Code Amendments|Section 36-11-108. Presumption that rule of law continues unchanged.

 Unless a change in law has clearly been made, the provisions of the 1988 UCC Amendments are considered declaratory of the meaning of the 1966 UCC.  HISTORY: 1988 Act No. 494, Section 7.
SC Code § 37-1-101 (2021)
2021 South Carolina Code of Laws|Title 37 - Consumer Protection Code|Chapter 1 - General Provisions And Definitions|Section 37-1-101. Short title.

 This title shall be known and may be cited as South Carolina Consumer Protection Code.  HISTORY: 1962 Code Section 8-800.101; 1974 (58) 2879.
SC Code § 37-1-102 (2021)
2021 South Carolina Code of Laws|Title 37 - Consumer Protection Code|Chapter 1 - General Provisions And Definitions|Section 37-1-102. Purposes; rules of construction.

 (1) This title shall be liberally construed and applied to promote its underlying purposes and policies.  (2) The underlying purposes and policies of this title are:  (a) to simplify, clarify and modernize the law governing retail installment sales, consumer credit and usury;  (b) to provide rate ceilings to assure an adequate supply of credit to consumers;  (c) to further consumer understanding of the terms of credit transactions and to foster competition among suppliers of consumer credit so that consumers may obtain credit at reasonable cost;  (d) to protect consumer buyers, lessees, and borrowers against unfair practices by some suppliers of consumer credit, having due regard for the interests of legitimate and scrupulous creditors;  (e) to permit and encourage the development of fair and economically sound consumer credit practices;  (f) to conform the regulation of consumer credit transactions to the policies of the Federal Consumer Credit Protection Act; and  (g) to make uniform the law, including administrative rules, among the various jurisdictions.  (3) A reference to a requirement imposed by this title includes reference to a related rule of the administrator adopted pursuant to this title.  HISTORY: 1962 Code Section 8-800.102; 1974 (58) 2879; 1980 Act No. 326, Section 1A.
SC Code § 37-1-103 (2021)
2021 South Carolina Code of Laws|Title 37 - Consumer Protection Code|Chapter 1 - General Provisions And Definitions|Section 37-1-103. Supplementary general principles of law applicable.

 Unless displaced by the particular provisions of this title, the Uniform Commercial Code and the principles of law and equity, including the law relative to capacity to contract, principal and agent, estoppel, fraud, misrepresentation, duress, coercion, mistake, bankruptcy, or other validating or invalidating cause supplement its provisions.  HISTORY: 1962 Code Section 8-800.103; 1974 (58) 2879.
SC Code § 37-1-104 (2021)
2021 South Carolina Code of Laws|Title 37 - Consumer Protection Code|Chapter 1 - General Provisions And Definitions|Section 37-1-104. Construction against implicit repeal.

 This title being a general act intended as a unified coverage of its subject matter, no part of it shall be deemed to be impliedly repealed by subsequent legislation if such construction can reasonably be avoided.  HISTORY: 1962 Code Section 8-800.104; 1974 (58) 2879.
SC Code § 37-1-105 (2021)
2021 South Carolina Code of Laws|Title 37 - Consumer Protection Code|Chapter 1 - General Provisions And Definitions|Section 37-1-105. Severability.

 If any provision of this title or the application thereof to any person or circumstances is held invalid, the invalidity does not affect other provisions or applications of this title which can be given effect without the invalid provision or application, and to this end the provisions of this title are severable.  HISTORY: 1962 Code Section 8-800.105; 1974 (58) 2879.
SC Code § 37-1-106 (2021)
2021 South Carolina Code of Laws|Title 37 - Consumer Protection Code|Chapter 1 - General Provisions And Definitions|Section 37-1-106. Conflict with Consumer Finance Law.

 Except for Section 37-3-512 and except where Chapter 29 of Title 34 is amended by specific reference thereto, insofar as restricted lenders and restricted loans are concerned any inconsistency or conflict between any provision of this title and Chapter 29 of Title 34 shall be resolved in favor of Chapter 29 of Title 34, but Chapter 29 of Title 34 shall apply only to restricted loans and restricted lenders.  HISTORY: 1962 Code Section 8-800.106; 1974 (58) 2879; 1976 Act No. 686 Section 60.
SC Code § 37-1-107 (2021)
2021 South Carolina Code of Laws|Title 37 - Consumer Protection Code|Chapter 1 - General Provisions And Definitions|Section 37-1-107. Waiver; agreement to forego rights; settlement of claims.

 (1) Except as otherwise provided in this title, a buyer, lessee, or debtor may not waive or agree to forego rights or benefits under this title.  (2) A claim by a buyer, lessee, or debtor against a creditor for an excess charge, other violation of this title, or civil penalty, or a claim against a buyer, lessee, or debtor for default or breach of a duty imposed by this title, if disputed in good faith, may be settled by agreement.  (3) A claim, whether or not disputed, against a buyer, lessee, or debtor may be settled for less value than the amount claimed.  (4) A settlement in which the buyer, lessee, or debtor waives or agrees to forego rights or benefits under this title is invalid if the court as a matter of law finds the settlement to have been unconscionable at the time it was made. The competence of the buyer, lessee, or debtor, any deception or coercion practiced upon him, the nature and extent of the legal advice received by him, and the value of the consideration are relevant to the issue of unconscionability.  HISTORY: 1962 Code Section 8-800.107; 1974 (58) 2879; 1984 Act No. 261, Section 1.