reglab/housing_qa huggingface dataset:
MI Comp L § 500.3240 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-32 - Chapter 32 Cancellation of Automobile Liability Policies (500.3201...500.3262)|Section 500.3240 - Validity of Cancellation; Conduct of Hearing, Determination.

500.3240 Validity of cancellation; conduct of hearing, determination. Sec. 3240.  At the hearing both parties shall have an opportunity to be heard and to be represented by counsel of their own choosing if they desire. The commissioner or his duly designated representative shall make his determination in writing stating his disposition of the matter. History: Add. 1966, Act 342, Eff. Nov. 1, 1966 Popular Name: Act 218
MI Comp L § 500.3244 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-32 - Chapter 32 Cancellation of Automobile Liability Policies (500.3201...500.3262)|Section 500.3244 - Validity of Cancellation; Order for Reinstatement or Upholding Cancellation; Stay of Cancellation; Appeal.

500.3244 Validity of cancellation; order for reinstatement or upholding cancellation; stay of cancellation; appeal.  Sec. 3244.  The commissioner or his designated representative shall either order the policy reinstated or he may uphold the cancellation. The commissioner may stay the cancellation of the policy pending his determination in writing stating his disposition of the matter. Any person who considers himself aggrieved by any final determination of the commissioner or his designated representative may appeal such decision to the circuit court under the terms and provisions of Act No. 197 of the Public Acts of 1952, as amended, being sections 24.101 to 24.110 of the Compiled Laws of 1948. History: Add. 1966, Act 342, Eff. Nov. 1, 1966 Popular Name: Act 218
MI Comp L § 500.3250 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-32 - Chapter 32 Cancellation of Automobile Liability Policies (500.3201...500.3262)|Section 500.3250 - Statements in Cancellation Notice; Liability.

500.3250 Statements in cancellation notice; liability. Sec. 3250.  There shall be no liability on the part of, and no cause of action of any nature shall arise against, any insurer or authorized representative, or its agents or employees, or the commissioner or his authorized representative for any statements made by them in any written notice of cancellation or at the time of the hearings conducted in connection therewith or in the findings required by the provisions of this chapter. History: Add. 1966, Act 342, Eff. Nov. 1, 1966 Popular Name: Act 218
MI Comp L § 500.3254 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-32 - Chapter 32 Cancellation of Automobile Liability Policies (500.3201...500.3262)|Section 500.3254 - Filing Fee; Return to Insured; Disposition of Funds.

500.3254 Filing fee; return to insured; disposition of funds. Sec. 3254.  If the insured prevails in his appeal, the filing fee paid by the insured shall be returned to him by the insurer. All moneys collected under the provisions of this act shall be deposited to the credit of the general fund of the state.  History: Add. 1966, Act 342, Eff. Nov. 1, 1966 Popular Name: Act 218
MI Comp L § 500.3260 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-32 - Chapter 32 Cancellation of Automobile Liability Policies (500.3201...500.3262)|Section 500.3260 - Insurance Commissioner; Regulatory Powers.

500.3260 Insurance commissioner; regulatory powers. Sec. 3260.  The commissioner may make rules and regulations necessary for administration of this chapter. The rules shall be promulgated in accordance with the provisions of Act No. 88 of the Public Acts of 1943, as amended, being sections 24.71 to 24.80 of the Compiled Laws of 1948, and subject to Act No. 197 of the Public Acts of 1952, as amended. History: Add. 1966, Act 342, Eff. Nov. 1, 1966 Popular Name: Act 218
MI Comp L § 500.3262 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-32 - Chapter 32 Cancellation of Automobile Liability Policies (500.3201...500.3262)|Section 500.3262 - Private Automobiles of Peace Officers, Fire Fighters, or Ambulance Drivers; Cancellation of Insurance; “Ambulance Driver” Defined.

500.3262 Private automobiles of peace officers, fire fighters, or ambulance drivers; cancellation of insurance; “ambulance driver” defined. Sec. 3262.  An insurer shall not cancel or refuse to renew a policy of insurance of any peace officer, fire fighter, or ambulance driver on his or her private automobile due to accident rate statistics compiled by the peace officer, fire fighter, or ambulance driver while driving police vehicles, fire department vehicles, or ambulances in the pursuit of his or her duties as a peace officer, fire fighter, or ambulance driver. As used in this section "ambulance driver" means a person authorized to drive an ambulance pursuant to part 207 of the public health code, Act No. 368 of the Public Acts of 1978, being sections 333.20701 to 333.20773 of the Michigan Compiled Laws. History: Add. 1967, Act 202, Eff. Aug. 1, 1967 ;-- Am. 1968, Act 95, Imd. Eff. June 4, 1968 ;-- Am. 1986, Act 190, Eff. Aug. 1, 1986 Popular Name: Act 218
MI Comp L § 500.3301 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-33 - Chapter 33 Automobile Insurance Placement Facility (500.3301...500.3390)|Section 500.3301 - Michigan Automobile Insurance Placement Facility; Purpose; Participation.

500.3301 Michigan automobile insurance placement facility; purpose; participation. Sec. 3301.  (1) Every insurer authorized to write automobile insurance in this state shall participate in an organization for the purpose of doing all of the following:  (a) Providing the guarantee that automobile insurance coverage will be available to any person who is unable to procure that insurance through ordinary methods.  (b) Preserving to the public the benefits of price competition by encouraging maximum use of the normal private insurance system.  (2) The organization created under this chapter shall be called the "Michigan automobile insurance placement facility". History: Add. 1969, Act 346, Eff. Apr. 1, 1970 ;-- Am. 1979, Act 145, Eff. Jan. 1, 1981 Popular Name: Act 218Popular Name: Essential Insurance
MI Comp L § 500.3310 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-33 - Chapter 33 Automobile Insurance Placement Facility (500.3301...500.3390)|Section 500.3310 - Board of Governors of Facility; Election and Appointment of Governors; Representation of Insurance Agents and General Public; Terms; Vacancies; Adoption of Plan of Operation by Facility Committee; Approval of Plan; Amendments and Adherence to Plan.

500.3310 Board of governors of facility; election and appointment of governors; representation of insurance agents and general public; terms; vacancies; adoption of plan of operation by facility committee; approval of plan; amendments and adherence to plan. Sec. 3310.  (1) The board of governors of the facility shall consist of 11 governors. Seven of the governors shall be elected as provided in the plan of operation. Four governors shall be appointed by the commissioner, of which 2 shall represent insurance agents subject to section 1209(1) and 2 shall represent the general public. Each governor appointed by the commissioner pursuant to this subsection shall serve an annual term. The 7 elected members of the board of governors of the facility shall be elected to serve annual terms commencing within 45 days after the annual determination of participation ratios. Vacancies shall be filled as provided for in the plan of operation.  (2) The facility committee shall adopt a plan of operation by majority vote of the committee and shall submit it to the commissioner for his or her approval. If the commissioner finds that the plan meets the requirements of this chapter, he or she shall approve it. If the commissioner finds that the plan fails to meet the requirements of this chapter, he or she shall state in what respects the plan is deficient and shall afford the facility committee 10 days within which to correct the deficiency. If the commissioner and the facility committee fail to agree that the provisions of the plan so submitted meet the requirements of this chapter, either party to the controversy may submit the issue to the circuit court for Ingham county for a determination. If the commissioner fails to render a written decision on the plan of operation within 30 days after receipt of the plan, the plan shall be considered approved.  (3) Amendments to the plan of operation shall be subject to majority approval by the board of governors and ratified by majority of the membership vote. The membership vote shall be determined as defined in section 3303(e)(iii). Amendments to the plan of operation shall be subject to the approval of the commissioner, as provided in subsection (2).  (4) Every insurer authorized to write automobile insurance in this state shall adhere to the plan of operation. History: Add. 1969, Act 346, Eff. Apr. 1, 1970 ;-- Am. 1979, Act 145, Eff. Jan. 1, 1981 ;-- Am. 1980, Act 461, Imd. Eff. Jan. 15, 1981 ;-- Am. 1984, Act 367, Imd. Eff. Dec. 27, 1984 ;-- Am. 1986, Act 10, Imd. Eff. Feb. 28, 1986 ;-- Am. 2001, Act 228, Eff. Mar. 1, 2002 Popular Name: Act 218Popular Name: Essential Insurance
MI Comp L § 500.3315 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-33 - Chapter 33 Automobile Insurance Placement Facility (500.3301...500.3390)|Section 500.3315 - Repealed. 1991, Act 191, Eff. Apr. 1, 1992.

500.3315 Repealed. 1991, Act 191, Eff. Apr. 1, 1992. Compiler's Notes: The repealed section pertained to a program to reduce participation ratio, definition of urban area, and the effective repeal date. Popular Name: Act 218Popular Name: Essential Insurance
MI Comp L § 500.3321 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-33 - Chapter 33 Automobile Insurance Placement Facility (500.3301...500.3390)|Section 500.3321 - Automobiles Not Included in MCL 500.3320; Insurance Required; Equitable Distribution of Applicants to Participating Members.

500.3321 Automobiles not included in MCL 500.3320; insurance required; equitable distribution of applicants to participating members. Sec. 3321.  The facility shall provide, with respect to all automobiles not included in section 3320:  (a) Only the insurance required by law or required by the commissioner of insurance. The commissioner may only require insurance for which a rate has been filed by an insurance rating organization or insurer and which rate is in effect and which the commissioner finds, after a public hearing, to be reasonable, necessary, and in the public interest. The temporary provision of insurance may be required pending the public hearing if the commissioner determines it necessary to do so.  (b) The equitable distribution of applicants to participating members in accordance with the participation ratios defined in section 3303. History: Add. 1969, Act 346, Eff. Apr. 1, 1970 ;-- Am. 1977, Act 53, Imd. Eff. July 5, 1977 Popular Name: Act 218Popular Name: Essential Insurance
MI Comp L § 500.3341 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-33 - Chapter 33 Automobile Insurance Placement Facility (500.3301...500.3390)|Section 500.3341 - Coverage for Certain Convictions; Premium Surcharges.

500.3341 Coverage for certain convictions; premium surcharges.Sec. 3341.  As part of its secondary or merit rating plan, the facility shall provide for premium surcharges for any or all coverages, other than comprehensive coverage, for convictions for 1 or more of the following, when that information becomes available to the facility:  (a) A violation of section 904 of the Michigan vehicle code, 1949 PA 300, MCL 257.904.  (b) A violation of section 904a of the Michigan vehicle code, 1949 PA 300, MCL 257.904a.  (c) A violation of section 91 of the Michigan penal code, 1931 PA 328, MCL 750.91, resulting from or in connection with the operation of a motor vehicle.  (d) A violation of section 316 of the Michigan penal code, 1931 PA 328, MCL 750.316, resulting from or in connection with the operation of a motor vehicle.  (e) A violation of section 317 of the Michigan penal code, 1931 PA 328, MCL 750.317, resulting from or in connection with the operation of a motor vehicle.  (f) A violation of section 321 of the Michigan penal code, 1931 PA 328, MCL 750.321, resulting from or in connection with the operation of a motor vehicle.  (g) A violation of section 324 of the Michigan penal code, 1931 PA 328, MCL 750.324, or section 601d of the Michigan vehicle code, 1949 PA 300, MCL 257.601d.  (h) A violation of section 382 of the Michigan penal code, 1931 PA 328, MCL 750.382, resulting from or in connection with the operation of a motor vehicle.  (i) A violation of section 413 of the Michigan penal code, 1931 PA 328, MCL 750.413.  (j) A violation of section 626c of the Michigan vehicle code, 1949 PA 300, MCL 257.626c.  (k) A violation substantially similar to any of the violations listed in subdivisions (a) through (j) under the laws of another state or a local unit of government of this state or another state. History: Add. 2002, Act 251, Imd. Eff. May 1, 2002 ;-- Am. 2002, Act 656, Imd. Eff. Dec. 23, 2002 ;-- Am. 2008, Act 468, Eff. Oct. 31, 2010 Popular Name: Act 218Popular Name: Essential Insurance
MI Comp L § 500.3350 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-33 - Chapter 33 Automobile Insurance Placement Facility (500.3301...500.3390)|Section 500.3350 - Additional Duties of Facility.

500.3350 Additional duties of facility.  Sec. 3350.  The facility shall provide for all of the following:  (a) One or more optional deferred premium payment plans, which shall require an advance payment at least equal to 25% of the total premium or $100.00, whichever is greater.  (b) That policies issued on facility placed business may be indorsed to exclude coverage for any named person who is operating a motor vehicle after his or her driver's license has been refused, revoked, or suspended by governmental authority other than pursuant to section 310, 310b, 310d, 315, 321a, 324, 328, 512, 515, 625, 625b, 625f, 748, 801c, or 907 of Act No. 300 of the Public Acts of 1949, as amended.  (c) For publicizing and developing public understanding of the facility.  (d) For the rendering of an annual financial statement to all participating members and the commissioner.  (e) For the reinsurance of facility placed risks including, if desired, a pool for reinsuring automobile insurance coverages with limits in excess of those required by statute, or such other underwriting arrangements as may be necessary to enable participating members to offer said limits of liability insurance. History: Add. 1969, Act 346, Eff. Apr. 1, 1970 ;-- Am. 1979, Act 145, Eff. Jan. 1, 1981 ;-- Am. 1980, Act 461, Imd. Eff. Jan. 15, 1981 ;-- Am. 1982, Act 502, Eff. Mar. 30, 1983 Popular Name: Act 218Popular Name: Essential Insurance
MI Comp L § 500.3360 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-33 - Chapter 33 Automobile Insurance Placement Facility (500.3301...500.3390)|Section 500.3360 - Participating Member and Agent; Relationship.

500.3360 Participating member and agent; relationship. Sec. 3360.  A participating member may not include the premiums and losses incurred from risks insured through the facility in determining the loss ratio of any of its agents, or otherwise use the experience from such risks as cause for altering the relationship between the participating member and its agent. History: Add. 1969, Act 346, Eff. Apr. 1, 1970 Popular Name: Act 218Popular Name: Essential Insurance
MI Comp L § 500.3365 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-33 - Chapter 33 Automobile Insurance Placement Facility (500.3301...500.3390)|Section 500.3365 - Eligibility for Automobile Insurance; Requesting Assignment, Rejecting Assignment, or Requesting Reassignment; Notice of Statutory Eligibility Standards.

500.3365 Eligibility for automobile insurance; requesting assignment, rejecting assignment, or requesting reassignment; notice of statutory eligibility standards. Sec. 3365.  (1) Any qualified applicant shall be eligible for automobile insurance as provided by this chapter through the facility.   (2) Any qualified applicant shall have the right to request assignment, reject assignment, or request reassignment to any designated participating member in accordance with procedures established by the board of governors. The procedures may limit the assignments to conform to the contractual arrangement of the recipient of assignments or servicing carrier with the facility. The opportunity to request assignment and reject assignment shall be provided on the application. The opportunity to request reassignment shall be stated on the policy at the time of issuance and shall be offered in writing to the insured at the time of renewal.  (3) At least once each year, each designated participating member shall notify all persons insured through the member on behalf of the facility, in a form approved by the commissioner, of the statutory eligibility standards for obtaining automobile insurance from insurers in the voluntary market. History: Add. 1969, Act 346, Eff. Apr. 1, 1970 ;-- Am. 1979, Act 145, Eff. Jan. 1, 1981 Popular Name: Act 218Popular Name: Essential Insurance
MI Comp L § 500.3370 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-33 - Chapter 33 Automobile Insurance Placement Facility (500.3301...500.3390)|Section 500.3370 - Assistance in Applying to Facility for Placement.

500.3370 Assistance in applying to facility for placement. Sec. 3370.  If the commissioner finds, after a hearing, held pursuant to Act No. 306 of the Public Acts of 1969, as amended, or if the board of governors, upon its own motion, finds that a large number of persons are failing to gain the benefits of the facility, the facility shall provide service to assist the public in making application to the facility for placement. History: Add. 1969, Act 346, Eff. Apr. 1, 1970 ;-- Am. 1979, Act 145, Eff. Jan. 1, 1981 Popular Name: Act 218Popular Name: Essential Insurance
MI Comp L § 500.3380 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-33 - Chapter 33 Automobile Insurance Placement Facility (500.3301...500.3390)|Section 500.3380 - Hearing and Ruling by Board of Governors; Grounds; Applicability of Right to Hearing; Filing Request for Hearing; Hearing to Be Prompt and Fair; Appeal; Order.

500.3380 Hearing and ruling by board of governors; grounds; applicability of right to hearing; filing request for hearing; hearing to be prompt and fair; appeal; order. Sec. 3380.  (1) Any participating member, applicant, or person insured under a policy placed through the facility may request a formal hearing and ruling by the board of governors of the facility on any of the following:  (a) An alleged violation of the plan of operation.  (b) Any alleged improper act or ruling of the facility directly affecting an assessment, premium, or coverage furnished.  (c) A participating member's application to be a recipient of distributed assignments or to service risks.  (2) A right to a hearing under subsection (1) shall not apply to any claim arising out of insurance provided by any designated participating member. A request for hearing must be filed within 30 days after the date of the alleged act or decision.  (3) The plan of operation shall provide for prompt and fair hearings.  (4) Any formal ruling by the board of governors may be appealed to the commissioner by filing notice of appeal with the facility and commissioner within 30 days after issuance of the ruling.  (5) The commissioner shall issue an order approving the action or decision, disapproving the action or decision, or directing the board of governors to reconsider the ruling. History: Add. 1969, Act 346, Eff. Apr. 1, 1970 ;-- Am. 1979, Act 145, Eff. Jan. 1, 1981 Popular Name: Act 218Popular Name: Essential Insurance
MI Comp L § 500.3385 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-33 - Chapter 33 Automobile Insurance Placement Facility (500.3301...500.3390)|Section 500.3385 - Recoupment of Assessments; Surcharge; Rate Including Factor for Recoupment.

500.3385 Recoupment of assessments; surcharge; rate including factor for recoupment. Sec. 3385.  Any assessments paid by participating members pursuant to section 3330(1)(c) may be recouped through a surcharge in the insurers rates for automobile insurance policies issued by the member, including policies issued on behalf of the facility. A rate shall not be considered excessive because the rate includes a factor for recoupment pursuant to this section. History: Add. 1979, Act 145, Eff. Jan. 1, 1981 Popular Name: Act 218Popular Name: Essential Insurance
MI Comp L § 500.3390 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-33 - Chapter 33 Automobile Insurance Placement Facility (500.3301...500.3390)|Section 500.3390 - Determinations Made by Commissioner.

500.3390 Determinations made by commissioner.Sec. 3390.  Determinations made by the commissioner pursuant to this chapter shall be made independent of the credits provided to insurers pursuant to the former single business tax act, 1975 PA 228, or the Michigan business tax act, 2007 PA 36, MCL 208.1101 to 208.1601. History: Add. 1987, Act 261, Imd. Eff. Dec. 28, 1987 ;-- Am. 2007, Act 187, Imd. Eff. Dec. 21, 2007 Popular Name: Act 218Popular Name: Essential Insurance