reglab/housing_qa huggingface dataset:
MT Code § 33-16-206 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 2. Rates and Rating Plans|33-16-206. Hearings -- notice -- subject of hearing

  33-16-206. Hearings -- notice -- subject of hearing. (1) If the commissioner has good cause to believe the noncompliance to be willful or if within the period prescribed by the commissioner in the notice required by 33-16-205 the insurer, organization, group, or association does not make changes that may be necessary to correct the noncompliance specified by the commissioner or establish to the satisfaction of the commissioner that the specified noncompliance does not exist, then the commissioner may hold a public hearing in connection with the noncompliance, provided that within a reasonable period of time, which may not be less than 10 days before the date of hearing, the commissioner mails written notice specifying the matters to be considered at the hearing to the insurer, organization, group, or association. If notice has not been given as provided in 33-16-205, the notice must state in what manner and to what extent noncompliance is alleged to exist.   (2) The hearing may not include any additional subjects not specified in the notices required by 33-16-205 or this section.   History: En. Sec. 28, Ch. 362, L. 1969; R.C.M. 1947, 40-3661; amd. Sec. 1199, Ch. 56, L. 2009.
MT Code § 33-16-207 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 2. Rates and Rating Plans|33-16-207. through 33-16-210 reserved

  33-16-207 through 33-16-210 reserved.
MT Code § 33-16-211 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 2. Rates and Rating Plans|33-16-211. Order prohibiting use of rate or rating system

  33-16-211. Order prohibiting use of rate or rating system. If, after a hearing pursuant to 33-16-206, the commissioner finds that any rate, rating plan, or rating system violates the provisions of this chapter applicable to it, the commissioner may issue an order to the insurer or rating organization that has been the subject of the hearing, specifying in what respects the violation exists and stating when, within a reasonable period of time, the further use of the rate or rating system by the insurer or rating organization in contracts of insurance made after that time is prohibited.   History: En. Sec. 29, Ch. 362, L. 1969; R.C.M. 1947, 40-3662(part); amd. Sec. 1200, Ch. 56, L. 2009.
MT Code § 33-16-212 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 2. Rates and Rating Plans|33-16-212. through 33-16-220 reserved

  33-16-212 through 33-16-220 reserved.
MT Code § 33-16-221 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 2. Rates and Rating Plans|33-16-221. Short title

  33-16-221. Short title. Sections 33-16-221 through 33-16-225 may be cited as the "Mature Defensive Driving Act".   History: En. Sec. 1, Ch. 49, L. 1987.
MT Code § 33-16-222 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 2. Rates and Rating Plans|33-16-222. Requirement for rate reduction

  33-16-222. Requirement for rate reduction. (1) Any rates, rating schedules, or rating manuals for liability, bodily injury, or collision coverages of a motor vehicle insurance policy filed with the insurance department must provide for an appropriate premium reduction as determined by the insurer for an insured operator of a covered vehicle who is 55 years of age or older and who has successfully completed a highway traffic safety program as provided by 61-2-102 and 61-2-103.   (2) In addition to providing a premium reduction, an insurer may reimburse the fee for participating in the highway traffic safety program.   (3) The premium reduction used by the insurer is presumed appropriate unless credible data demonstrates otherwise.   History: En. Sec. 2, Ch. 49, L. 1987; amd. Sec. 11, Ch. 469, L. 2005.
MT Code § 33-16-223 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 2. Rates and Rating Plans|33-16-223. Effective period of reduction

  33-16-223. Effective period of reduction. (1) The premium reduction required by 33-16-222 is effective for an insured for a 3-year period after successful completion of the approved course. Each person shall take an approved course every 3 years in order to continue to be eligible for the reduction in premium required by 33-16-222.   (2) An insurer may require, as a condition of maintaining the discount, any or all of the following:   (a) that the insured not be involved in an accident in which the insured is at fault;   (b) that the insured not be convicted of or plead guilty or nolo contendere to a moving traffic violation; or   (c) that the insured not have forfeited bail or collateral for a moving traffic violation.   History: En. Secs. 3, 6, Ch. 49, L. 1987; amd. Sec. 1201, Ch. 56, L. 2009; amd. Sec. 1, Ch. 111, L. 2019.
MT Code § 33-16-224 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 2. Rates and Rating Plans|33-16-224. Certificate

  33-16-224. Certificate. The organization offering the approved course shall issue a certificate to each person who successfully completes the course that qualifies the person for the premium discount required by 33-16-222.   History: En. Sec. 4, Ch. 49, L. 1987; amd. Sec. 1202, Ch. 56, L. 2009.
MT Code § 33-16-225 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 2. Rates and Rating Plans|33-16-225. When discount not applicable

  33-16-225. When discount not applicable. The provisions of 33-16-222 do not apply if the approved course is taken as punishment specified by a court or other governmental entity for a moving traffic violation.   History: En. Sec. 5, Ch. 49, L. 1987.
MT Code § 33-16-226 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 2. Rates and Rating Plans|33-16-226. through 33-16-229 reserved

  33-16-226 through 33-16-229 reserved.
MT Code § 33-16-230 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 2. Rates and Rating Plans|33-16-230. Rate reduction for military defensive drivers -- effective period -- exclusions

  33-16-230. Rate reduction for military defensive drivers -- effective period -- exclusions. (1) (a) Any rates, rating schedules, or rating manuals for liability, bodily injury, or collision coverages of a motor vehicle insurance policy filed with the insurance department must provide for an appropriate premium reduction as determined by the insurer for a member of the Montana national guard who is an insured operator of a covered nonmilitary vehicle and who has successfully completed a defensive driving course referred to in 61-2-102(2).   (b) Any discount used by the insurer is presumed appropriate unless credible data demonstrates otherwise.   (2) The premium reduction required under subsection (1)(a) is effective for an insured for 3 years after successful completion of the approved course. Each person shall successfully complete a defensive driving course referred to in 61-2-102(2) every 3 years to remain eligible for the reduction provided in subsection (1)(a).   (3) Subsection (1)(a) does not apply if the approved course is taken as punishment specified by a court or other governmental entity for a moving traffic violation.   (4) An insurer may deny the discount under subsection (1)(a) if within 3 years prior to the insured's application for the rate reduction or during the period for which the rate reduction is provided:   (a) the insured was convicted of or plead guilty or nolo contendere to a moving traffic violation;   (b) the insured has forfeited bail or collateral for a moving traffic violation; or   (c) the insured was convicted by a court or found at fault in a motor vehicle accident.   History: En. Sec. 1, Ch. 576, L. 2005; amd. Sec. 2, Ch. 111, L. 2019.
MT Code § 33-16-231 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 2. Rates and Rating Plans|33-16-231. Repealed

  33-16-231. Repealed. Sec. 1, Ch. 79, L. 1995.   History: En. Sec. 2, Ch. 400, L. 1989.
MT Code § 33-16-232 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 2. Rates and Rating Plans|33-16-232. Repealed

  33-16-232. Repealed. Sec. 1, Ch. 79, L. 1995.   History: En. Sec. 3, Ch. 400, L. 1989.
MT Code § 33-16-233 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 2. Rates and Rating Plans|33-16-233. Repealed

  33-16-233. Repealed. Sec. 1, Ch. 79, L. 1995.   History: En. Sec. 4, Ch. 400, L. 1989.
MT Code § 33-16-234 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 2. Rates and Rating Plans|33-16-234. Repealed

  33-16-234. Repealed. Sec. 1, Ch. 79, L. 1995.   History: En. Sec. 5, Ch. 400, L. 1989.
MT Code § 33-16-235 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 2. Rates and Rating Plans|33-16-235. Repealed

  33-16-235. Repealed. Sec. 1, Ch. 79, L. 1995.   History: En. Sec. 6, Ch. 400, L. 1989.
MT Code § 33-16-236 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 2. Rates and Rating Plans|33-16-236. Repealed

  33-16-236. Repealed. Sec. 1, Ch. 79, L. 1995.   History: En. Sec. 7, Ch. 400, L. 1989.
MT Code § 33-16-301 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 3. Insurers Acting in Concert|33-16-301. Insurers authorized to act in concert

  33-16-301. Insurers authorized to act in concert. Subject to and in compliance with the provisions of this chapter authorizing insurers to be members or subscribers of rating or advisory organizations or to engage in joint underwriting or joint reinsurance, two or more insurers may act in concert with each other and with others with respect to any matters pertaining to the making of rates or rating systems, the preparation or making of insurance policy or bond forms, underwriting rules, surveys, inspections and investigations, the furnishing of loss or expense statistics or other information and data, or carrying on of research.   History: En. Sec. 8, Ch. 362, L. 1969; R.C.M. 1947, 40-3641.
MT Code § 33-16-302 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 3. Insurers Acting in Concert|33-16-302. Insurers with common ownership or cosureties on bond -- acting in concert

  33-16-302. Insurers with common ownership or cosureties on bond -- acting in concert. With respect to any matters pertaining to the making of rates or rating systems, the preparation or making of insurance policy or bond forms, underwriting rules, surveys, inspections and investigations, the furnishing of loss or expense statistics or other information and data, or carrying on of research, two or more admitted insurers having a common ownership or operating in this state under common management or control are hereby authorized to act in concert between or among themselves the same as if they constituted a single insurer, and to the extent that such matters relate to cosurety bonds, two or more admitted insurers executing such bonds are hereby authorized to act in concert between or among themselves the same as if they constituted a single insurer.   History: En. Sec. 9, Ch. 362, L. 1969; R.C.M. 1947, 40-3642.
MT Code § 33-16-303 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 3. Insurers Acting in Concert|33-16-303. Use of rates, rating systems, underwriting rules, and policy or bond forms of rating or advisory organizations -- agreements to adhere to

  33-16-303. Use of rates, rating systems, underwriting rules, and policy or bond forms of rating or advisory organizations -- agreements to adhere to. (1) Members and subscribers of rating or advisory organizations may use the rates, rating systems, underwriting rules, or policy or bond forms of those organizations, either consistently or intermittently, but, except as provided in 33-16-105, 33-16-302, 33-16-305, 33-16-307, 33-16-1008, 33-16-1020 through 33-16-1023, and 33-16-1025 through 33-16-1036, may not agree with each other or rating organizations or others to adhere to the organizations' rates, systems, rules, or policy or bond forms.   (2) The fact that two or more admitted insurers, whether or not members or subscribers of a rating or advisory organization, use, either consistently or intermittently, the rates or rating systems made or adopted by a rating organization or the underwriting rules or policy or bond forms prepared by a rating or advisory organization is not sufficient in itself to support a finding that an agreement prohibited under subsection (1) exists and may be used only for the purpose of supplementing or explaining direct evidence of the existence of any agreement.   History: En. Sec. 10, Ch. 362, L. 1969; amd. Sec. 2, Ch. 558, L. 1977; R.C.M. 1947, 40-3643; amd. Sec. 19, Ch. 186, L. 1995; amd. Sec. 7, Ch. 320, L. 2015.
MT Code § 33-16-304 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 3. Insurers Acting in Concert|33-16-304. Exchange of information or experience data -- consultation with rating organizations and insurers

  33-16-304. Exchange of information or experience data -- consultation with rating organizations and insurers. Licensed rating organizations and admitted insurers are authorized to exchange information and experience data with rating organizations and insurers in this and other states and may consult with them with respect to ratemaking and the application of rating systems.   History: En. Sec. 11, Ch. 362, L. 1969; R.C.M. 1947, 40-3644.
MT Code § 33-16-305 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 3. Insurers Acting in Concert|33-16-305. Agreements for apportionment of casualty insurance -- approval of commissioner -- review of practices of adherents -- revocation of approval

  33-16-305. Agreements for apportionment of casualty insurance -- approval of commissioner -- review of practices of adherents -- revocation of approval. (1) Agreements may be made among admitted insurers with respect to the equitable apportionment among them of casualty insurance that may be afforded applicants who are in good faith entitled to but who are unable to procure the insurance through ordinary methods and with respect to the use of reasonable rate modifications for the insurance. The agreements are subject to the approval of the commissioner.   (2) All agreements must be submitted in writing to the commissioner for consideration and approval, together with information that the commissioner may reasonably require. The commissioner shall approve only agreements that are found to contemplate:   (a) the use of rates that meet the standards prescribed by this chapter; and   (b) activities and practices that are not unfair, unreasonable, or otherwise inconsistent with the provisions of this chapter.   (3) At any time after the agreements are in effect, the commissioner may review the practices and activities of the parties to the agreements and if, after a hearing upon not less than 10 days' notice to the parties, the commissioner finds that any practice or activity is unfair or unreasonable or is otherwise inconsistent with the provisions of this chapter, the commissioner may issue a written order to the parties to any agreement, specifying in what respects the act or practice is unfair or unreasonable or otherwise inconsistent with the provisions of this chapter and requiring the discontinuance of the activity or practice. For good cause and after hearing upon not less than 10 days' notice to the parties, the commissioner may revoke approval of any agreement referred to in this section.   History: En. Sec. 12, Ch. 362, L. 1969; R.C.M. 1947, 40-3645; amd. Sec. 1203, Ch. 56, L. 2009.
MT Code § 33-16-306 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 3. Insurers Acting in Concert|33-16-306. Joint underwriters and reinsurers -- compliance

  33-16-306. Joint underwriters and reinsurers -- compliance. Upon compliance with the provisions of this chapter applicable thereto, any rating organization, advisory organization, and any group, association, or other organization of admitted insurers which engages in joint underwriting or joint reinsurance through such organization or by standing agreement among the members thereof may conduct operations in this state. As respects insurance risks or operations in this state, no insurer shall be a member or subscriber of any such organization, group, or association that has not complied with the provisions of this chapter applicable to it.   History: En. Sec. 13, Ch. 362, L. 1969; R.C.M. 1947, 40-3646.
MT Code § 33-16-307 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 3. Insurers Acting in Concert|33-16-307. Joint underwriting and joint reinsurance -- application -- restrictions on operations

  33-16-307. Joint underwriting and joint reinsurance -- application -- restrictions on operations. (1) Every group, association, or other organization of insurers which engages in joint underwriting or joint reinsurance through such group, association, or organization or by standing agreement among the members thereof, shall file with the commissioner:   (a) a copy of its constitution, its articles of incorporation, agreement, or association, and of its bylaws and rules governing its activities, all duly certified by the custodian of the originals thereof;   (b) a list of its members; and   (c) the name and address of a resident of this state upon whom notices or orders of the commissioner or process may be served.   (2) Every such group, association, or other organization shall notify the commissioner promptly of every change in its constitution, its articles of incorporation, agreement, or association, and its bylaws and rules governing the conduct of its business; its list of members; and the name and address of the resident of this state designated by it upon whom notices or orders of the commissioner or process affecting such group, association, or organization may be served.   (3) No such group, association, or organization shall engage in any unfair or unreasonable practice with respect to such activities.   History: En. Sec. 20, Ch. 362, L. 1969; R.C.M. 1947, 40-3653.
MT Code § 33-16-308 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 3. Insurers Acting in Concert|33-16-308. Advisory organizations -- application -- requisites -- restrictions on operations

  33-16-308. Advisory organizations -- application -- requisites -- restrictions on operations. (1) No advisory organization shall conduct its operations in this state unless and until it has filed with the commissioner:   (a) a copy of its constitution, articles of incorporation, agreement, or association, and of its bylaws or rules governing its activities, all duly certified by the custodian of the originals thereof;   (b) a list of its members and subscribers; and   (c) the name and address of a resident of this state upon whom notices or orders of the commissioner or process may be served.   (2) Every such advisory organization shall notify the commissioner promptly of every change in its constitution, its articles of incorporation, agreement, or association, and of its bylaws and rules governing the conduct of its business; its list of members and subscribers; and the name and address of the resident of this state designated by it upon whom notices or orders of the commissioner or process affecting such organization may be served.   (3) No such advisory organization shall engage in any unfair or unreasonable practice with respect to such activities.   History: En. Sec. 19, Ch. 362, L. 1969; R.C.M. 1947, 40-3652.
MT Code § 33-16-401 (2021)
2021 Montana Code Annotated|Title 33. Insurance and Insurance Companies|Chapter 16. Rates -- Rating and Advisory Organizations|Part 4. Rating Organizations|33-16-401. Rating organizations -- compliance -- application

  33-16-401. Rating organizations -- compliance -- application. (1) No rating organization shall conduct its operations in this state without first filing with the commissioner a written application for and securing a license to act as a rating organization. Any rating organization may make application for and obtain a license as a rating organization if it shall meet the requirements for license set forth in this chapter.   (2) Every such rating organization shall file with its application:   (a) a copy of its constitution, its articles of incorporation, agreement, or association, and of its bylaws and rules governing the conduct of its business, all duly certified by the custodian or the originals thereof;   (b) a list of its members and subscribers;   (c) the name and address of a resident of this state upon whom notices or orders of the commissioner or process affecting such rating organization may be served; and   (d) a statement of its qualifications as a rating organization.   History: En. Sec. 14, Ch. 362, L. 1969; R.C.M. 1947, 40-3647.