reglab/housing_qa huggingface dataset:
OR Rev Stat § 743.524 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.524 - Eligibility of association to be group health policyholder; rules.

(1) An insurer may not offer a policy of group health insurance to an association as the policyholder or offer coverage under such a policy, whether issued in this or another state, unless the Director of the Department of Consumer and Business Services determines that the association satisfies the requirements of an association under ORS 731.098 (2). (2) An insurer shall submit evidence to the director that the association satisfies the requirements under ORS 731.098 (2). The director shall review the evidence and may request additional evidence as needed. (3) An insurer shall submit to the director any changes in the evidence submitted under subsection (2) of this section. (4) The director may order an insurer to cease offering health insurance to an association if the director determines that the association does not meet the standards under ORS 731.098 (2). (5) The director may adopt rules to carry out this section. [1989 c.784 §11; 2005 c.22 §493; 2013 c.681 §14a]
OR Rev Stat § 743.526 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.526 - Determination of whether trustees are policyholders; consequences; rules.

(1) An insurer may not offer a policy of group health insurance described in ORS 731.098 (3) that insures persons in this state or offer coverage under such a policy, whether the policy is to be issued in this or another state, unless the Director of the Department of Consumer and Business Services determines that the requirements of this section and ORS 731.098 (3) are satisfied. (2) The director shall determine with respect to a policy whether the trustees are the policyholder. If the director determines that the trustees are the policyholder and if the policy is issued or proposed to be issued in this state, the policy is subject to the Insurance Code. If the director determines that the trustees are not the policyholder, the evidence of coverage that is issued or proposed to be issued in this state to a participating employer, labor union or association shall be deemed to be a group health insurance policy subject to the provisions of the Insurance Code. The director may determine that the trustees are not the policyholder if: (a) The evidence of coverage issued or proposed to be issued to a participating employer, labor union or association is in fact the primary statement of coverage for the employer, labor union or association; and (b) The trust arrangement is under the actual control of the insurer. (3) An insurer shall submit evidence to the director showing that the requirements of subsection (2) of this section and ORS 731.098 (3) are satisfied. The director shall review the evidence and may request additional evidence as needed. (4) An insurer shall submit to the director any changes in the evidence submitted under subsection (3) of this section. (5) The director may adopt rules to carry out this section. [1989 c.784 §12; 2005 c.22 §494; 2013 c.681 §56]
OR Rev Stat § 743.527 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.527

[1979 c.797 §2; 1981 c.395 §1; renumbered 743B.340 in 2015]
OR Rev Stat § 743.528 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.528

[1967 c.359 §463; 1981 c.752 §13; 1997 c.716 §23; 2013 c.681 §57; renumbered 743.406 in 2015]
OR Rev Stat § 743.529 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.529

[1977 c.402 §5; 1991 c.182 §6; renumbered 743B.341 in 2015]
OR Rev Stat § 743.530 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.530

[1985 c.634 §2; renumbered 743B.342 in 2015]
OR Rev Stat § 743.531 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.531

[1967 c.359 §464; 1985 c.747 §71; 1989 c.784 §23; 2015 c.588 §3; renumbered 743B.460 in 2015]
OR Rev Stat § 743.533 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.533

[2001 c.943 §5; renumbered 743.521 in 2015]
OR Rev Stat § 743.534 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.534

[1967 c.359 §465; renumbered 743.536 in 2015]
OR Rev Stat § 743.535 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.535 - Health benefit coverage for guaranteed association.

(1) As used in this section, "guaranteed association" means an association that: (a) The Director of the Department of Consumer and Business Services has determined under ORS 743.524 meets the requirements described in ORS 731.098 (2); and (b) Is a statewide nonprofit organization representing the interests of individuals licensed under ORS chapter 696. (2) A carrier may offer a health benefit plan to a guaranteed association if the plan provides health benefits covering 500 or more members or dependents of members of the association. (3) When a carrier offers coverage to a guaranteed association under subsection (2) of this section, the carrier shall offer coverage to all members of the association and all dependents of the members of the association without regard to the actual or expected health status of any member or any dependent of a member of the association. (4) A carrier offering a health benefit plan under subsection (2) of this section shall establish premium rates as follows: (a) For the initial 12-month period of coverage, the carrier shall submit to the director a certified statement that the premium rates charged to the guaranteed association are actuarially sound. The statement must be signed by an actuary certifying the accuracy of the rating methodology as established by the American Academy of Actuaries. (b) For any subsequent 12-month period of coverage, according to a rating methodology as established by the American Academy of Actuaries. (5) A member of a guaranteed association may apply for coverage offered by a carrier under subsection (2) of this section only: (a) If the member has been an active member of the association for no less than 30 days; (b) During an annual open enrollment period offered by the association; and (c) After meeting any additional eligibility requirements agreed upon by the association and the carrier. (6) Notwithstanding subsection (5) of this section, if a member or a dependent of a member of a guaranteed association terminates coverage under the health benefit plan, the member or dependent shall be excluded from coverage for 12 months from the date of termination of coverage. The member may enroll for coverage of the member or the dependent during an annual open enrollment period following the expiration of the exclusion period. [Formerly 743.757] Note: Definitions for 743.535 may be found in 743B.005.
OR Rev Stat § 743.536 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.536 - "Blanket health insurance" defined.

Blanket health insurance means that form of a health insurance covering groups of persons defined in this section and issued on one of the following bases: (1) Under a policy issued to a common carrier or to an operator, owner or lessee of a means of transportation, who shall be deemed the policyholder, insuring a group of persons who may become passengers and which group is defined by reference to their travel status on such common carrier or means of transportation. (2) Under a policy issued to an employer, who shall be deemed the policyholder, insuring any group of employees, dependents or guests, defined by reference to specified hazards incident to an activity or activities or operations of the policyholder. (3) Under a policy issued to a college, school or other institution of learning, a school district or districts, or school jurisdictional unit, or to the head, principal or governing board of any such educational unit, who or which shall be deemed the policyholder, insuring students, teachers or employees. (4) Under a policy issued to a religious, charitable, recreational, educational, or civic organization, or branch thereof, which shall be deemed the policyholder, insuring any group of members or participants defined by reference to specified hazards incident to an activity or activities or operations sponsored or supervised by such policyholder. (5) Under a policy issued to a sports team, camp or sponsor thereof, who shall be deemed the policyholder, insuring members, campers, employees, officials or supervisors. (6) Under a policy issued to a volunteer fire department, first aid, civil defense, or other such volunteer organization, which shall be deemed the policyholder, insuring any group of members or participants defined by reference to specified hazards incident to an activity or activities or operations sponsored or supervised by such policyholder. (7) Under a policy issued to a newspaper or other publisher, which shall be deemed the policyholder, insuring its carriers. (8) Under a policy issued to an association, including a labor union, which has a constitution and bylaws and which has been organized and is maintained in good faith for purposes other than that of obtaining insurance, which shall be deemed the policyholder, insuring any group of members or participants defined by reference to specified hazards incident to an activity or activities or operations sponsored or supervised by such policyholder. (9) Under a policy issued to cover any other risk or class of risks which, in the discretion of the Director of the Department of Consumer and Business Services, may be properly eligible for blanket health insurance. The discretion of the director may be exercised on an individual risk basis or class of risks basis, or both. [Formerly 743.534]
OR Rev Stat § 743.537 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.537 - Required provisions for blanket health insurance policies.

A blanket health insurance policy shall contain provisions which in the opinion of the Director of the Department of Consumer and Business Services are not less favorable to the policyholder and the individual insureds than the provisions described in ORS 743.411, 743.423, 743.426, 743.429, 743.432, 743.438 and 743.441. [1967 c.359 §466]
OR Rev Stat § 743.540 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.540 - Application and certificates not required for blanket health insurance policies.

An individual application need not be required from a person insured under a blanket health insurance policy, nor shall it be necessary for the insurer to furnish each person a certificate. [1967 c.359 §467]
OR Rev Stat § 743.543 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.543 - Payment of benefits under blanket health insurance policies.

All benefits under a blanket health insurance policy shall be payable to the person insured, or to the designated beneficiary or beneficiaries of the person, or to the estate of the person, except that if the person insured is a minor or otherwise not competent to give a valid release, such benefits may be made payable to the parent, guardian or other person actually supporting the person. However, the policy may provide that all or a portion of any indemnities provided by such policy on account of hospital, nursing, medical or surgical services may, at the option of the insurer and unless the insured requests otherwise in writing not later than the time of filing proofs of such loss, be paid directly to the hospital or person rendering such services; but the policy may not require that the services be rendered by a particular hospital or person. Payment so made shall discharge the obligation of the insurer with respect to the amount of insurance so paid. [1967 c.359 §468]
OR Rev Stat § 743.546 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.546 - Exemption of policy form approval for blanket health insurance policies.

The Director of the Department of Consumer and Business Services may exempt from the policy form filing and approval requirements of ORS 742.003, for so long as the director deems proper, any blanket health insurance policy to which in the opinion of the director such requirements may not practicably be applied, or may dispense with such filing and approval whenever, in the opinion of the director, it is not desirable or necessary for the protection of the public. [1967 c.359 §469]
OR Rev Stat § 743.551 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.551 - Student health benefit plans; rules.

(1) As used in this section, "student health benefit plan" means a plan that is subject to rules adopted by the United States Department of Health and Human Services under 42 U.S.C. 18118(c). (2) Notwithstanding any other provision of law, the Department of Consumer and Business Services shall by rule and in a manner consistent with federal law in effect on January 1, 2017, adopt requirements for student health benefit plans. [2013 c.681 §4; 2017 c.152 §3] Note: 743.551 was added to and made a part of the Insurance Code by legislative action but was not added to ORS chapter 743 or any series therein. See Preface to Oregon Revised Statutes for further explanation.
OR Rev Stat § 743.552 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.552

[1973 c.143 §3; 2013 c.681 §15a; 2015 c.515 §6; renumbered 743B.475 in 2015]
OR Rev Stat § 743.556 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.556

[1987 c.411 §2; 1989 c.721 §55; 1991 c.67 §198; 1991 c.470 §19; 1991 c.654 §2; 1999 c.1086 §1; 2001 c.900 §217; 2003 c.33 §5; 2005 c.705 §1; 2007 c.71 §240; renumbered 743A.168 in 2007]
OR Rev Stat § 743.560 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.560

[1991 c.673 §§3,4; 1993 c.454 §1; 1997 c.716 §24; 2001 c.943 §11; 2013 c.681 §58; renumbered 743B.320 in 2015]
OR Rev Stat § 743.561 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.561

[Formerly 739.565; renumbered 743.371 in 1989]
OR Rev Stat § 743.562 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.562

[1991 c.673 §5; renumbered 743B.321 in 2015]
OR Rev Stat § 743.564 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.564

[Formerly 739.570; 1969 c.336 §13; 1989 c.1073 §1; renumbered 743.372 in 1989]
OR Rev Stat § 743.565 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.565

[2001 c.943 §8; renumbered 743B.323 in 2015]
OR Rev Stat § 743.566 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.566

[2001 c.943 §16; renumbered 743B.324 in 2015]
OR Rev Stat § 743.567 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.567

[Formerly 739.575; renumbered 743.373 in 1989]
OR Rev Stat § 743.570 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.570

[1967 c.359 §473; renumbered 743.374 in 1989]
OR Rev Stat § 743.573 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.573

[Formerly 741.425; renumbered 743.375 in 1989]
OR Rev Stat § 743.576 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.576

[Formerly 739.585; renumbered 743.376 in 1989]
OR Rev Stat § 743.579 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.579

[Formerly 739.590; renumbered 743.377 in 1989]
OR Rev Stat § 743.582 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.582

[Formerly 739.600; renumbered 743.378 in 1989]
OR Rev Stat § 743.585 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.585

[Formerly 739.603; renumbered 743.379 in 1989]
OR Rev Stat § 743.588 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.588

[Formerly 739.610; renumbered 743.380 in 1989]
OR Rev Stat § 743.600 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.600

[Formerly 743.851; renumbered 743B.343 in 2015]
OR Rev Stat § 743.601 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.601

[Formerly 743.852; 2003 c.576 §557; 2011 c.500 §6a; 2012 c.24 §2; renumbered 743B.344 in 2015]
OR Rev Stat § 743.602 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.602

[Formerly 743.853; 2015 c.515 §7; renumbered 743B.345 in 2015]
OR Rev Stat § 743.603 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.603

[Formerly 744.070; renumbered 742.200 in 1989]
OR Rev Stat § 743.606 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.606

[1967 c.359 §481; 1967 c.453 §3; renumbered 742.202 in 1989]
OR Rev Stat § 743.607 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.607

[1967 c.453 §2; renumbered 742.204 in 1989]
OR Rev Stat § 743.609 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.609

[1967 c.359 §482; 1971 c.231 §26; renumbered 742.206 in 1989]
OR Rev Stat § 743.610 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.610

[Formerly 743.850; 2009 c.73 §§3,4; 2011 c.500 §§6b,6c; 2012 c.24 §3; 2013 c.681 §16; renumbered 743B.347 in 2015]
OR Rev Stat § 743.612 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.612

[1967 c.359 §483; 1985 c.465 §3; renumbered 742.208 in 1989]
OR Rev Stat § 743.615 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.615

[1967 c.359 §484; renumbered 742.210 in 1989]
OR Rev Stat § 743.618 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.618

[1967 c.359 §485; renumbered 742.212 in 1989]
OR Rev Stat § 743.621 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.621

[1967 c.359 §486; renumbered 742.214 in 1989]
OR Rev Stat § 743.624 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.624

[1967 c.359 §487; renumbered 742.216 in 1989]
OR Rev Stat § 743.627 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.627

[1967 c.359 §488; renumbered 742.218 in 1989]
OR Rev Stat § 743.630 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.630

[1967 c.359 §489; renumbered 742.220 in 1989]
OR Rev Stat § 743.633 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.633

[1967 c.359 §490; renumbered 742.222 in 1989]
OR Rev Stat § 743.636 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.636

[1967 c.359 §491; 1989 c.426 §2; renumbered 742.224 in 1989]
OR Rev Stat § 743.639 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.639

[1967 c.359 §492; renumbered 742.226 in 1989]
OR Rev Stat § 743.642 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.642

[1967 c.359 §493; renumbered 742.228 in 1989]
OR Rev Stat § 743.645 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.645

[1967 c.359 §494; 1989 c.426 §1; renumbered 742.230 in 1989]
OR Rev Stat § 743.648 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.648

[1967 c.359 §495; renumbered 742.232 in 1989]
OR Rev Stat § 743.650 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 743 - Health and Life Insurance|Section 743.650 - Long Term Care Insurance Act; purpose; application.

(1) ORS 743.650 to 743.665 may be known and cited as the "Long Term Care Insurance Act." (2) The purpose of ORS 743.650 to 743.665 is to: (a) Promote the public interest in long term care insurance; (b) Promote the availability of long term care insurance policies; (c) Protect applicants for long term care insurance from unfair or deceptive sales or enrollment practices; (d) Establish standards for long term care insurance; (e) Facilitate public understanding and comparison of long term care insurance policies; (f) Facilitate flexibility and innovation in the development of long term care insurance coverage; and (g) Ensure that Oregon residents who purchase insurance for long term care shall have access to policies providing for a comprehensive range of benefits. (3) The requirements of ORS 743.650 to 743.665, 748.603 and 750.055 apply to policies and certificates delivered or issued for delivery in this state on or after December 31, 1989. ORS 743.650 to 743.665, 748.603 and 750.055 are not intended to supersede the obligations of entities subject to ORS 743.650 to 743.665, 748.603 and 750.055 to comply with the substance of other applicable insurance laws insofar as such laws do not conflict with ORS 743.650 to 743.665, 748.603 and 750.055, except that laws and rules designed and intended to apply to Medicare supplement insurance policies shall not be applied to long term care insurance. A policy that is not advertised, marketed or offered as long term care insurance or nursing home insurance is not required to meet the requirements of ORS 743.650 to 743.665, 748.603 and 750.055. [1989 c.1022 §§1,2,3; 2007 c.486 §1]