reglab/housing_qa huggingface dataset:
24-A ME Rev Stat § 2936 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 40: MASS MARKETING OF CASUALTY AND PROPERTY INSURANCE|24-A §2936. Tie-in sales prohibited

 §2936. Tie-in sales prohibited 1.  No insurer shall sell insurance pursuant to a mass marketing plan if:   A. Purchase of insurance available under such plan is contingent upon the purchase of any other insurance product or insurance service, or   [PL 1973, c. 625, §146 (NEW).]B. The purchase of any other insurance product or insurance service is contingent upon the purchase of insurance available under such plan.   [PL 1973, c. 625, §146 (NEW).][PL 1973, c. 625, §146 (NEW).] 2.  This section shall not be deemed to prohibit the reasonable requirement of safety devices, such as heat detectors, lightning rods, theft prevention equipment and the like.   [PL 1973, c. 625, §146 (NEW).] SECTION HISTORY PL 1973, c. 625, §146 (NEW).
24-A ME Rev Stat § 2937 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 40: MASS MARKETING OF CASUALTY AND PROPERTY INSURANCE|24-A §2937. Disclosure required

 §2937. Disclosure required Every insurer, agent or broker selling insurance pursuant to a mass marketing plan shall, prior to sale, make full and fair disclosure to prospective insureds of all features of such plan, whether favorable or unfavorable, including, but not limited to, the stability of the premium rates, benefits, duration of coverage, policyholder services, conversion privileges available, and the financial and interlocking interests in the plan, if any, of the sponsoring employer, association, organization or group.   [PL 1973, c. 625, §146 (NEW).]SECTION HISTORY PL 1973, c. 625, §146 (NEW).
24-A ME Rev Stat § 2937-A (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 40: MASS MARKETING OF CASUALTY AND PROPERTY INSURANCE|24-A §2937-A. Disclosure of underwriting

 §2937-A. Disclosure of underwriting A person is deemed to be engaged in deceptive advertising if the person makes, publishes or circulates or causes to be made, published or circulated any written statement relating to an underwritten Maine mass marketing plan, if that written statement does not include a conspicuous notice that some members of the group to which the plan is marketed will not be eligible for insurance. A person making the statement is subject to a desist order issued under section 2165 and to any applicable penalty provided by law.   [PL 1989, c. 192, §2 (NEW).]SECTION HISTORY PL 1989, c. 192, §2 (NEW).
24-A ME Rev Stat § 2938 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 40: MASS MARKETING OF CASUALTY AND PROPERTY INSURANCE|24-A §2938. Availability (REPEALED)

 §2938. Availability (REPEALED)SECTION HISTORY PL 1973, c. 625, §146 (NEW). PL 1989, c. 192, §3 (RP).
24-A ME Rev Stat § 2938-A (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 40: MASS MARKETING OF CASUALTY AND PROPERTY INSURANCE|24-A §2938-A. Availability

 §2938-A. Availability The insurer shall file with the superintendent its underwriting rules pertaining to eligibility for the mass marketing plan. No insurer may use underwriting standards for individual risk selection in a mass marketing plan that are, on the whole, more restrictive than the standards used by that insurer for individual risk selection in the sale of the same kind of insurance in this State other than pursuant to mass marketing plans. If an insurer does not sell that kind of insurance in this State other than pursuant to mass marketing plans, its underwriting standards for individual risk selection in those plans, on the whole, may be no more restrictive than the standards used by its principal affiliate, if any, for individual risk selection in the sale of that kind of insurance in this State other than pursuant to mass marketing plans. With respect to motor vehicle insurance, all policies issued under the mass marketing plans must provide at least the financial responsibility limits of coverage stated in Title 29‑A, section 1605, subsection 1.   [PL 1995, c. 65, Pt. A, §72 (AMD); PL 1995, c. 65, Pt. A, §153 (AFF); PL 1995, c. 65, Pt. C, §15 (AFF).]If an insurer rejects an applicant for coverage pursuant to a mass marketing plan, the insurer shall provide a notice of rejection to the applicant. Explanations such as "underwriting reasons," "loss record," "location of risk" and similar insurance terms are not by themselves acceptable explanations of an insurer's rejection.   [PL 1989, c. 192, §4 (NEW).]The insurance shall be offered without discrimination against any eligible member of the plan as to rates, forms or coverages. Nothing in this section shall preclude the establishment of different classes of risk.   [PL 1989, c. 192, §4 (NEW).]Insurers may not cancel, fail to renew or change the rating classification of insureds who have coverage in force under existing plans as of the effective date of this section for the sole reason that the insured fails to meet underwriting standards which are applicable to persons enrolling in the plans after the effective date of this section.   [PL 1989, c. 192, §4 (NEW).]SECTION HISTORY PL 1989, c. 192, §4 (NEW). PL 1995, c. 65, §A72 (AMD). PL 1995, c. 65, §§A153,C15 (AFF).
24-A ME Rev Stat § 2939 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 40: MASS MARKETING OF CASUALTY AND PROPERTY INSURANCE|24-A §2939. Cancellation and nonrenewal

 §2939. Cancellation and nonrenewal 1.  Cancellation and nonrenewal shall be subject to the applicable provisions set forth elsewhere in this Title.   [PL 1973, c. 625, §146 (NEW).] 2.  The failure of an employer, association, organization or other group to remit premiums when due for any reason, including, but not limited to, interruption or termination of employment or membership, may not be regarded as nonpayment of premium by any insured under any such plan providing for remittance of premium by such employer, association, organization or other group, unless such insured has been given written notice of such failure to remit and has not paid such premium by the later of 20 days after such notice, or the due date of such premium remittance under the mass marketing plan or pursuant to regulations set forth by the superintendent.   [RR 2021, c. 1, Pt. B, §259 (COR).] 3.  Upon the termination of employment or membership or upon the discontinuance of the mass marketing plan, such insured member or employee may maintain the insured member's or employee's policy in force, in the same amount, upon payment of the premium applicable to the class of risk to which the insured member or employee belongs, on an individual basis.   [RR 2021, c. 1, Pt. B, §260 (COR).] 4.  Any notice of cancellation or nonrenewal of any policy of any employee or member insured under a mass marketing plan must be accompanied by a notice to the employee or member that, at the employee's or member's request, the insurer will afford the employer, association, organization or other group a reasonable opportunity to consult with the insured and to present facts in opposition to cancellation or nonrenewal.   [RR 2021, c. 1, Pt. B, §261 (COR).] SECTION HISTORY PL 1973, c. 585, §12 (AMD). PL 1973, c. 625, §146 (NEW). RR 2021, c. 1, Pt. B, §§259-261 (COR).
24-A ME Rev Stat § 2940 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 40: MASS MARKETING OF CASUALTY AND PROPERTY INSURANCE|24-A §2940. Applicability

 §2940. Applicability This chapter shall be applicable only to insurance policies issued or renewed in this State after November 1, 1973 and is in addition to, and not in substitution for, other applicable requirements of the Maine Insurance Code and bureau regulations.   [PL 1973, c. 585, §12 (AMD); PL 1973, c. 625, §146 (NEW).]SECTION HISTORY PL 1973, c. 585, §12 (AMD). PL 1973, c. 625, §146 (NEW).
24-A ME Rev Stat § 2951 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 40-A: GROUP PROPERTY AND CASUALTY INSURANCE|24-A §2951. Group property and casualty insurance

 §2951. Group property and casualty insurance 1.  Group coverage permitted.  The following lines of property and casualty insurance may be written on a group basis, subject to the requirements of this section and other applicable law:   A. Liability insurance issued to a risk purchasing group in compliance with chapter 72‑A;   [PL 2001, c. 138, §16 (NEW).]B. Credit involuntary unemployment insurance issued to a debtor group in compliance with chapter 37; and   [PL 2001, c. 138, §16 (NEW).]C. Other lines of insurance designated by the superintendent in compliance with rules adopted pursuant to section 2953.   [PL 2001, c. 138, §16 (NEW).][PL 2001, c. 138, §16 (NEW).] 2.  Terms of coverage.  A policy must provide insured group members with terms of coverage that are no less favorable to the insured than would be required for comparable nongroup policies, at rates consistent with the requirements of this Title.   [PL 2001, c. 138, §16 (NEW).] 3.  Certificate of coverage.  An insured group member must be issued a certificate of coverage adequately describing that insured's rights and responsibilities under the group policy in a manner satisfactory to the superintendent, delivered in the same time and manner as is required for the delivery of comparable nongroup policies.   [PL 2001, c. 138, §16 (NEW).] SECTION HISTORY PL 2001, c. 138, §16 (NEW).
24-A ME Rev Stat § 2952 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 40-A: GROUP PROPERTY AND CASUALTY INSURANCE|24-A §2952. Termination of coverage

 §2952. Termination of coverage Cancellation and nonrenewal of group policies and of coverage of group members under group policies are governed by this section.   [PL 2001, c. 138, §16 (NEW).]1.  Involuntary termination.  Involuntary termination of the group policy is governed by section 2908. Individual insureds do not have standing to contest cancellation or nonrenewal of the group policy unless they have the right to represent the group policyholder.   [PL 2001, c. 138, §16 (NEW).] 2.  Prior notice of involuntary termination of coverage.  Except as otherwise provided in this section, individual insureds have the same rights to prior notice before involuntary termination of coverage and opportunity for hearing before the superintendent to contest the termination as would be available under the cancellation control laws applicable to comparable nongroup policies.   [PL 2001, c. 138, §16 (NEW).] 3.  Termination of group policy.  Termination of the group policy, whether voluntary or involuntary, is a valid ground for termination of coverage for all group members, if adequate notice to group members has been given in accordance with subsection 2.   [PL 2001, c. 138, §16 (NEW).] 4.  Termination of group membership.  Termination of group membership is a valid ground for termination of the member's coverage under a group policy, if the certificate of coverage so provides. If the certificate of coverage gives adequate notice that coverage ceases immediately upon voluntary withdrawal from the group, no further advance notice is required as a condition precedent to the termination of coverage.   [PL 2001, c. 138, §16 (NEW).] 5.  Continued coverage.  An insurer's obligation to issue or offer continued coverage to a group member under this chapter may be satisfied by the issuance or offer of a comparable nongroup policy.   [PL 2001, c. 138, §16 (NEW).] SECTION HISTORY PL 2001, c. 138, §16 (NEW).
24-A ME Rev Stat § 2953 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 40-A: GROUP PROPERTY AND CASUALTY INSURANCE|24-A §2953. Rulemaking

 §2953. Rulemaking The superintendent may adopt rules, which are routine technical rules pursuant to Title 5, chapter 375, subchapter II‑A, establishing specific requirements and procedures for group property and casualty policies, certificates of coverage and rates, consistent with the purposes of this chapter. These rules may specify additional types of insurance that may be issued on a group basis and the types of groups that may be policyholders, if the superintendent determines that the issuance of multiple individual policies to group members in accordance with chapter 40 does not adequately address the needs of the market.   [PL 2001, c. 138, §16 (NEW).]SECTION HISTORY PL 2001, c. 138, §16 (NEW).
24-A ME Rev Stat § 3101 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 43: SURETY INSURANCE CONTRACTS|24-A §3101. Contracts subject to general provisions

 §3101. Contracts subject to general provisions All contracts of surety insurance delivered or issued for delivery in this State and covering subjects resident, located, or to be performed in this State are also subject to the applicable provisions of chapter 27 (the insurance contract) and to other applicable provisions of this Title.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 3102 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 43: SURETY INSURANCE CONTRACTS|24-A §3102. Acceptance as surety on bonds

 §3102. Acceptance as surety on bonds Any insurer duly authorized to transact surety insurance in this State may be accepted as surety upon the bond of any person required by the laws of the State to execute a bond. If such insurer shall furnish satisfactory evidence of its ability to provide all the security required by law, no additional surety may be exacted, but other surety or sureties may, in the discretion of the official authorized to approve such bond, be required. Such insurer may be released from its liability on the same terms and conditions as are by law prescribed for the release of individuals. It is the true intent and meaning of this section to enable corporations created for that purpose to become surety on bonds required by law, subject to all the rights and liabilities of private individuals.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 3102-A (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 43: SURETY INSURANCE CONTRACTS|24-A §3102-A. Indemnification; surety on bonds (REPEALED)

 §3102-A. Indemnification; surety on bonds (REPEALED)SECTION HISTORY PL 1995, c. 296, §1 (NEW). PL 2011, c. 38, §1 (RP).
24-A ME Rev Stat § 3103 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 43: SURETY INSURANCE CONTRACTS|24-A §3103. Premiums on bonds

 §3103. Premiums on bonds Any court or officer whose duty it is to pass upon the account of any person required by law to give a bond may, whenever such person has given any such surety insurer as surety upon the bond, allow in the settlement of such account a reasonable sum for the expense of procuring such surety. The premiums on account of all official bonds required by law to be given by county officials shall be paid from the treasuries of their several counties.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 3104 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 43: SURETY INSURANCE CONTRACTS|24-A §3104. Notice of authorization to registers of probate

 §3104. Notice of authorization to registers of probate Whenever any surety insurer is authorized to transact business in this State, the superintendent shall maintain the name of such insurer and the names of all agents of such insurer who have been licensed by the superintendent, their places of residence and the dates when their licenses will expire.   [PL 1993, c. 637, §34 (AMD).]SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1973, c. 585, §12 (AMD). PL 1977, c. 330 (RPR). PL 1993, c. 637, §34 (AMD).
24-A ME Rev Stat § 3105 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 43: SURETY INSURANCE CONTRACTS|24-A §3105. Estoppel to deny corporate power

 §3105. Estoppel to deny corporate power An insurer must attach a power of attorney to every bond it executes through an attorney-in-fact in this State; except that bonds executed by an officer of this insurer are exempt from this requirement. The power of attorney must identify the name and address of its attorney-in-fact who is authorized to act for the insurer within this State together with the scope of authority of the attorney-in-fact. Any insurer which shall execute any bond as surety under section 3102 shall be estopped in any proceedings to enforce the liability which it shall have assumed to incur, to deny its corporate power or the authority of its attorney in fact within the scope of the power of attorney filed in accordance with this section, to execute such instrument or assume such liability or the authority of any licensed agent to countersign such instrument.   [PL 1993, c. 637, §35 (AMD).]SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1993, c. 637, §35 (AMD).
24-A ME Rev Stat § 3201 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 45: TITLE INSURANCE CONTRACTS|24-A §3201. Contracts subject to general provisions

 §3201. Contracts subject to general provisions All contracts of title insurance delivered or issued for delivery in this State and covering subjects located in this State are subject to the applicable provisions of chapter 27 (the insurance contract) and to other applicable provisions of this Title.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 3202 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 45: TITLE INSURANCE CONTRACTS|24-A §3202. Closing protection letters

 §3202. Closing protection letters 1.  Title insurer may issue closing or settlement protection.  A title insurer may issue closing or settlement protection on a form of closing protection letter approved by the superintendent pursuant to section 2412. Only a buyer, borrower or lender that is a party to a transaction in which a title insurance policy will be issued by or on behalf of the title insurer issuing the closing or settlement protection is eligible to receive the benefit of closing or settlement protection. Closing or settlement protection issued pursuant to this subsection must benefit each buyer, borrower and lender that is a party to the transaction for which that closing or settlement protection is issued.   [PL 2013, c. 233, §1 (NEW).] 2.  Indemnity.  The closing or settlement protection issued pursuant to subsection 1 may indemnify a buyer, borrower or lender against loss because of one of the following acts of a policy-issuing title insurance agent or other settlement service provider under the terms and conditions of the closing protection letter as issued by the title insurer:   A. Theft or misappropriation of settlement funds in connection with a transaction, but only to the extent that the theft relates to the status of the title to an insured interest in land or to the validity, enforceability and priority of the lien of the mortgage on an insured interest in land; and   [PL 2013, c. 233, §1 (NEW).]B. Failure to comply with the written closing instructions when agreed to by the settlement agent or title agent, but only to the extent that the failure to comply with the instructions relates to the status of the title to an insured interest in land or the validity, enforceability and priority of the lien of the mortgage on an insured interest in land.   [PL 2013, c. 233, §1 (NEW).][PL 2013, c. 233, §1 (NEW).] 3.  Fee.  The fee charged by a title insurer for closing or settlement protection coverage must be filed with the superintendent pursuant to section 2304‑A. The fee may not be subject to any agreement requiring a division of fees or premiums collected on behalf of the title insurer. A title insurer may charge only one fee for a closing or settlement protection letter for the protection of all parties receiving the benefit of closing or settlement protection in connection with the real property transaction giving rise to the issuance of the closing or settlement protection letter.   [PL 2013, c. 233, §1 (NEW).] 4.  Provision of other protection prohibited.  Except as provided in this section, a title insurer may not provide any protection that purports to indemnify against improper acts or omissions of a person with regard to settlement or closing services.   [PL 2013, c. 233, §1 (NEW).] SECTION HISTORY PL 2013, c. 233, §1 (NEW).
24-A ME Rev Stat § 3551 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 49: CONTINUITY OF MANAGEMENT|24-A §3551. Purpose

 §3551. Purpose Enemy attack could seriously disrupt the management functions of an insurance organization. Prompt resumption of insurance operations following attack is in the public interest and requires provisions for the continuity of management. It is essential that advance corporate action be taken to provide for the reconstitution of the board of directors or substitute governing body, for the succession of key personnel and for the designation of alternate headquarters.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 3553 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 49: CONTINUITY OF MANAGEMENT|24-A §3553. Emergency bylaws

 §3553. Emergency bylaws 1.  With the approval of the superintendent, any domestic organization may, at any time, adopt, in the same manner as in the case of ordinary bylaws, emergency bylaws to become operative during a period of acute emergency. Emergency bylaws may contain provisions with respect to the number of directors capable of acting which shall constitute its board, the number of such directors which shall constitute a quorum at a meeting of the board, the number of votes necessary for action by such board, the manner in which vacancies on the board shall be filled, the line of succession of its officers, and the interim management of the affairs of the insurance organization; such provisions, if approved by the superintendent, need not comply with the requirement of the charter of such domestic organization or of the insurance or incorporation laws of this State.   [PL 1973, c. 585, §12 (AMD).] 2.   Section 3554 and section 3555, subsections 2 to 6 shall not be applicable during a period of acute emergency to any domestic organization operating in accordance with and under emergency bylaws theretofore approved by the superintendent.   [PL 1973, c. 585, §12 (AMD).] SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1973, c. 585, §12 (AMD).
24-A ME Rev Stat § 3556 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 49: CONTINUITY OF MANAGEMENT|24-A §3556. General provisions

 §3556. General provisions 1.  Presumption.  In any action or proceeding it shall be presumed that an acute emergency existing within any city or county within this State constitutes an acute emergency affecting every insurance organization doing business within such city or county.   [PL 1969, c. 132, §1 (NEW).] 2.  Powers of board.  During an acute emergency the board of a domestic insurance organization which has adopted emergency bylaws approved by the superintendent shall have all of the powers conferred by such bylaws, and no other or different powers with respect to the subject matter of this chapter, and the board of a domestic insurance organization which has not adopted emergency bylaws approved by the superintendent shall have all of the powers of an emergency board of directors as the same are provided for under this chapter.   [PL 1973, c. 585, §12 (AMD).] SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1973, c. 585, §12 (AMD).