reglab/housing_qa huggingface dataset:
CA Ins Code § 1873 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 3 - Insurance Fraud Reporting|Section 1873.

1873.  (a) Upon written request to an insurer by officers designated in subdivisions (a) and (b) of Section 830.1 and subdivision (a) of Section 830.2, and subdivisions (a), (c), and (i) of Section 830.3 of the Penal Code, an insurer, or agent authorized by that insurer to act on behalf of the insurer, shall release to the requesting authorized governmental agency any or all relevant information deemed important to the authorized governmental agency that the insurer may possess relating to any specific insurance fraud. Relevant information may include, but is not limited to, all of the following:(1) Insurance policy information relevant to the insurance fraud under investigation, including, but not limited to, any application for a policy.(2) Policy premium payment records which are available.(3) History of previous claims made by the insured.(4) Information relating to the investigation of the insurance fraud, including statements of any person, proof of loss, and notice of loss.(5) Complete copies of both sides of payment drafts.(b) The provisions of subdivision (a) shall not operate to authorize disclosure of medical information not otherwise authorized for disclosure pursuant to law.(Amended by Stats. 2000, Ch. 843, Sec. 3. Effective January 1, 2001.)
CA Ins Code § 1873.1 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 3 - Insurance Fraud Reporting|Section 1873.1.

1873.1.  Any information acquired pursuant to this article shall not be a part of any public record. Except as otherwise provided by law, any authorized governmental agency, an insurer, or an agent authorized by an insurer to act on its behalf, which receives any information furnished pursuant to this article, shall not release that information to public inspection until the time that its release is required in connection with a criminal or civil proceeding.(Added by Stats. 1989, Ch. 1119, Sec. 3.)
CA Ins Code § 1873.2 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 3 - Insurance Fraud Reporting|Section 1873.2.

1873.2.  In the absence of fraud or malice, no insurer, or any employee or agent authorized by an insurer to act on behalf of the insurer, and no authorized governmental agency or its respective employees, shall be subject to any civil liability for libel, slander, or any other relevant cause of action by virtue of releasing or receiving any information pursuant to Section 1873 or 1873.1. Nothing in this article is intended to, nor does in any way or manner, abrogate or lessen the existing common law or statutory privileges and immunities of an insurer, or any employee or agent authorized by the insurer to act on behalf of the insurer, or of any authorized governmental agency or its respective employees.(Added by Stats. 1989, Ch. 1119, Sec. 3.)
CA Ins Code § 1873.3 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 3 - Insurance Fraud Reporting|Section 1873.3.

1873.3.  (a) For purposes of this article and Article 2 (commencing with Section 1872), “insurance fraud” does not include motor vehicle theft and motor vehicle insurance fraud reporting subject to the provisions of Article 4 (commencing with Section 1874), or workers’ compensation insurance fraud reporting subject to Article 7 (commencing with Section 1877). (b) As used in this article, “authorized governmental agency” means the Department of the California Highway Patrol, the Department of Motor Vehicles, the Department of Insurance, the Department of Justice, the police department of a city, or a city and county, the sheriff’s office or department of a county, the district attorney of any county, or city and county, those agencies employing officers designated in subdivisions (a) and (b) of Section 830.1, subdivision (a) of Section 830.2, and subdivisions (b), (d), and (k) of Section 830.3 of the Penal Code, any other law enforcement agency of this state or any city or county, or city and county, and any licensing agency governed by the Business and Professions Code.(Amended by Stats. 1991, Ch. 116, Sec. 18.)
CA Ins Code § 1873.4 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 3 - Insurance Fraud Reporting|Section 1873.4.

1873.4.  Any or all information released or received by an authorized governmental entity pursuant to Section 1873 or 1873.1 shall be provided by that agency to the Fraud Division within 10 days of the agency’s receipt of the information.(Amended by Stats. 2005, Ch. 717, Sec. 13. Effective January 1, 2006.)
CA Ins Code § 1874 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 4 - Motor Vehicle Theft and Motor Vehicle Insurance Fraud Reporting|Section 1874.

1874.  This article shall be known and may be cited as the Motor Vehicle Theft and Motor Vehicle Insurance Fraud Reporting Act.(Added by Stats. 1989, Ch. 1119, Sec. 3.)
CA Ins Code § 1874.1 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 4 - Motor Vehicle Theft and Motor Vehicle Insurance Fraud Reporting|Section 1874.1.

1874.1.  The following definitions govern the construction of this article, unless the context requires otherwise:(a) “Authorized governmental agency” means the Department of the California Highway Patrol, the Department of Insurance, the Department of Justice, the Department of Motor Vehicles, the police department of a city, or a city and county, the sheriff’s office or department of a county, a law enforcement agency of the federal government, the district attorney of any county, or city and county, and any licensing agency governed by the Business and Professions Code or the Chiropractic Initiative Act.(b) “Relevant” means having a tendency to make the existence of any fact that is of consequence to the investigation or determination of an issue more probable or less probable than it would be without the information.(c) Information shall be deemed important if, within the sole discretion of the authorized governmental agency, that information is requested by that authorized governmental agency.(d) “Insurer” means the automobile assigned risk plan established pursuant to Section 11620 of the Insurance Code, as well as any insurer writing insurance for motor vehicles or otherwise liable for any loss due to motor vehicle theft or motor vehicle insurance fraud.(e) “Motor vehicle” means motor vehicle as defined in Section 415 of the Vehicle Code.(Amended by Stats. 2005, Ch. 415, Sec. 3. Effective January 1, 2006.)
CA Ins Code § 1874.3 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 4 - Motor Vehicle Theft and Motor Vehicle Insurance Fraud Reporting|Section 1874.3.

1874.3.  (a) Any information acquired pursuant to this article shall not be a part of any public record. Except as otherwise provided by law, any authorized governmental agency, an insurer, or an agent authorized by an insurer to act on its behalf, which receives any information furnished pursuant to this article shall not release that information to public inspection.(b) The evidence or information described in this section shall be privileged and shall not be subject to subpoena or subpoena duces tecum in a civil or criminal proceeding unless, after reasonable notice to any insurer, agent authorized by an insurer to act on its behalf, and an authorized governmental agency which has an interest in the information, and a hearing, the court determines that the public interest and any ongoing investigation by the authorized governmental agency, insurer, or an agent authorized by an insurer to act on its behalf will not be jeopardized by its disclosure, or by the issuance of and compliance with a subpoena or subpoena duces tecum.(Added by Stats. 1989, Ch. 1119, Sec. 3.)
CA Ins Code § 1874.4 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 4 - Motor Vehicle Theft and Motor Vehicle Insurance Fraud Reporting|Section 1874.4.

1874.4.  In the absence of fraud or malice, no insurer, or agent authorized by an insurer to act on behalf of the insurer, and no authorized governmental agency or its employees, shall be subject to any civil liability in a cause of action of any kind for releasing or receiving any information pursuant to Section 1874.1 or 1874.2. Nothing in this chapter is intended to, nor does in any way or manner, abrogate or lessen the existing common law or statutory privileges and immunities of an insurer, agent authorized by that insurer to act on behalf of the insurer, or of any authorized governmental agency or its employees.(Added by Stats. 1989, Ch. 1119, Sec. 3.)
CA Ins Code § 1874.6 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 4 - Motor Vehicle Theft and Motor Vehicle Insurance Fraud Reporting|Section 1874.6.

1874.6.  Every insurer shall report covered private passenger automobiles involved in theft and salvage total losses, including the vehicle identification number and any other information as may be required, to the National Automobile Theft Bureau or a similar central organization engaged in automobile loss prevention approved by the commissioner, in accordance with regulations promulgated by the commissioner.Prior to the payment of total theft losses, insurers shall comply with verification procedures in accordance with regulations adopted by the commissioner.No insurer, the National Automobile Theft Bureau, or a similar central organization, engaged in automobile loss prevention approved by the commissioner, or their employees or agents, shall be liable for damages in a civil action when the insurer or person acts pursuant to this section in good faith, without malice, and in reasonable belief that the action taken is warranted by the known facts after a reasonable effort to obtain the facts.As used in this section “private passenger automobile” a motor vehicle of the private passenger or station wagon type, any other four-wheel vehicle with a load capacity of 1,500 pounds or less, or a motorcycle.(Added by Stats. 1990, Ch. 948, Sec. 2.)
CA Ins Code § 1874.85 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 4.5 - Insurer Inspections|Section 1874.85.

1874.85.  An insurer that issues automobile liability or collision policies shall inspect vehicles for which it has approved a claim for the cost of auto body repairs, either during the repair process or after the work has been completed, and the number of vehicles inspected shall be a statistical sampling sufficient to demonstrate to the department the insurer’s efforts to reduce fraudulent auto body work during a calendar year.(Amended by Stats. 2002, Ch. 664, Sec. 154. Effective January 1, 2003.)
CA Ins Code § 1874.86 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 4.5 - Insurer Inspections|Section 1874.86.

1874.86.  Each insurer subject to this article shall report, at the request of the commissioner, but not more than annually, to the department on the following:(a) The number of vehicles inspected pursuant to Section 1874.85 and the percentage that this number represents of the total number of vehicles for which it paid a claim for the cost of auto body repairs in the prior calendar year.(b) The results of the inspections, including the nature of any fraud uncovered, and whether or not legal action was pursued.The department shall make the information provided pursuant to this section available to the California Highway Patrol and the Bureau of Automotive Repair.(Amended by Stats. 2010, Ch. 400, Sec. 27. (AB 2782) Effective January 1, 2011.)
CA Ins Code § 1874.87 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 4.5 - Insurer Inspections|Section 1874.87.

1874.87.  (a) Each insurer subject to this article shall provide each insured with an Auto Body Repair Consumer Bill of Rights either at the time of application for an automobile insurance policy or following an accident that is reported to the insurer. If the insurer provides the insured with an electronic copy of a policy, the bill of rights may also be transmitted electronically.(b) The bill of rights shall be a standardized form developed by the department with the purpose of presenting easy-to-read facts for auto insurance consumers. The content of the bill of rights shall be determined by the department, and at a minimum, shall contain information about all of the following:(1) A consumer’s right to select an auto body repair shop for auto body damage covered by the insurance policy and that an insurer may not require this work to be done at a particular auto body repair shop.(2) The consumer’s right to be informed about auto body repairs made with new original equipment crash parts, new aftermarket crash parts, and used crash parts.(3) The consumer’s right to be informed about coverage for towing services, and for a replacement rental vehicle while a damaged vehicle is being repaired.(4) Toll-free telephone numbers and Internet addresses for reporting suspected fraud or other complaints and concerns about auto body repair shops to the Bureau of Automotive Repair.(5) A consumer’s right to seek and obtain an independent repair estimate directly from a registered auto body repair shop for repair of a damaged vehicle, even when pursuing an insurance claim for repair of that vehicle.(c) The department shall consult with the Bureau of Automotive Repair in determining the information to be contained in the bill of rights.(Amended by Stats. 2009, Ch. 141, Sec. 1. (AB 1179) Effective January 1, 2010.)
CA Ins Code § 1874.90 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 4.6 - Auto Insurance Fraud Crisis Areas|Section 1874.90.

1874.90.  The commissioner may declare any region of the state as an auto insurance fraud crisis area upon making a finding that auto insurance fraud is endemic to the area. That declaration of an auto insurance fraud crisis area shall be in effect for not more than two years, unless extended or renewed by the commissioner. Auto insurance fraud is endemic to an area if the commissioner determines that organized automobile fraud activity exists in the area and contributes significantly to the cost of automobile insurance in that area.(Added by Stats. 2000, Ch. 867, Sec. 19. Effective January 1, 2001.)
CA Ins Code § 1875 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 5 - Arson Investigations|Section 1875.

1875.  As used in this chapter:(a) “Authorized agency” means any of the following officers or agencies, or their duly authorized representatives, when investigating or prosecuting arson in connection with a specific fire: the State Fire Marshal, the Director of the Department of Forestry and Fire Protection, the chief of any city or county fire department, the chief of any fire protection district, the Attorney General, any district attorney, or any peace officer, the Department of Insurance, and any federal agency. (b) “Insurer” means any insurer admitted to write, or otherwise issuing, fire insurance covering property in this state and includes its agents, servants, investigators, and adjusters. “Insurer” includes the California FAIR Plan.(Amended by Stats. 1991, Ch. 602, Sec. 2.)
CA Ins Code § 1875.1 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 5 - Arson Investigations|Section 1875.1.

1875.1.  An authorized agency may, when there is evidence or suspicion that the crime of arson has been committed, request any insurer to release all information in its possession that the authorized agency determines to be relevant to the crime. The insurer shall release the following:(a) Any insurance policy or any application for such a policy.(b) Policy premium payment records.(c) History of previous claims made by the insured for fire loss.(d) Material relating to the investigation of the loss, including the statement of any person, proof of loss, and any other relevant evidence.(Added by Stats. 1989, Ch. 1119, Sec. 3.)
CA Ins Code § 1875.2 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 5 - Arson Investigations|Section 1875.2.

1875.2.  If any insurer has reason to suspect that a fire loss was caused by incendiary means, the insurer shall furnish an authorized agency with all relevant information acquired during its investigation of the fire loss and cooperate in an investigation by an authorized agency.The authorized agency provided with the information pursuant to this article may release that information to any of the other authorized agencies.(Added by Stats. 1989, Ch. 1119, Sec. 3.)
CA Ins Code § 1875.3 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 5 - Arson Investigations|Section 1875.3.

1875.3.  An authorized agency shall notify the insurer, if known, and at the expense of the insurer, whenever it has reason to believe that a fire loss was not accidentally caused. The agency shall also release to the claimant’s insurer specific information regarding the fire loss at the earliest time possible unless it determines that an ongoing investigation would be jeopardized.(Amended by Stats. 1991, Ch. 602, Sec. 3.)
CA Ins Code § 1875.4 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 5 - Arson Investigations|Section 1875.4.

1875.4.  In the absence of fraud or malice, no insurer or person acting in its behalf who (a) furnishes information whether oral or written, pursuant to this article, or (b) assists in any investigation conducted by an authorized agency, shall be liable for damages in a civil action, nor shall any authorized agency which releases information pursuant to this chapter be liable for damages in a civil action.The act of furnishing information required pursuant to this article shall not constitute an act of fraud or malice.(Added by Stats. 1989, Ch. 1119, Sec. 3.)
CA Ins Code § 1875.5 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 5 - Arson Investigations|Section 1875.5.

1875.5.  In any case in which an insurer willfully fails to comply with this article, the authorized agency may petition the superior court in an appropriate county for an order requiring compliance.(Added by Stats. 1989, Ch. 1119, Sec. 3.)
CA Ins Code § 1875.6 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 5 - Arson Investigations|Section 1875.6.

1875.6.  Any authorized agency that receives any information furnished as required by this article shall not make the information public until the time that its release is required in connection with a criminal or civil proceeding.(Amended by Stats. 1991, Ch. 602, Sec. 4.)
CA Ins Code § 1875.8 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 5 - Arson Investigations|Section 1875.8.

1875.8.  (a) There is hereby created the Arson Information Reporting System to permit insurers, law enforcement agencies, fire investigative agencies, and district attorneys to deposit arson case information in a common data base within the Department of Justice. The State Fire Marshal shall oversee the establishment, operation, and maintenance of the Arson Information Reporting System. The Department of Justice shall implement the Arson Information Reporting System in consultation with the State Fire Marshal.(b) The purpose of the data base is to identify utilization patterns by individual claimants and the methods of operation of individuals, groups, or businesses engaged in the commission of arson, and to prevent the commission of insurance fraud by arson.(c) The use of the information deposited pursuant to this article shall be made available to law enforcement agencies, fire investigative agencies, district attorneys, and insurers, via modem, for the purpose of investigating and prosecuting arson and arson-related insurance fraud, or evaluating the validity and payment of fire-related insurance claims. The State Fire Marshal shall establish rules governing the access to, and use of, information and the circumstances under which information may be accessed and corrected.(d) Any information acquired pursuant to this section shall not be a part of any public record. Except as otherwise provided by law, any authorized governmental agency, an insurer, or an agent authorized by an insurer to act on its behalf, which receives any information furnished pursuant to this section, shall not release that information to public inspection until the time that its release is required in connection with a criminal or civil proceeding.(e) Information submitted to the State Fire Marshal pursuant to this section concerning active cases shall be confidential.(f) Nothing in this section shall prohibit the accumulation and public distribution by the bureau of statistical data if that data does not reveal the identity of specific claimants, injured parties, attorneys, physicians, or other service providers.(Added by Stats. 1994, Ch. 420, Sec. 1. Effective January 1, 1995.)