reglab/housing_qa huggingface dataset:
TX Fin Code § 14.103 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 14 - Consumer Credit Commissioner|Subchapter C. Powers and Duties of Commissioner|Section 14.103. Consumer Protection Programs

Sec. 14.103.  CONSUMER PROTECTION PROGRAMS.  The commissioner, through the division of consumer protection, shall coordinate, encourage, and assist public and private agencies, organizations, groups, and consumer protection institutions in developing and operating voluntary educational consumer protection programs designed to promote prudent and informed consumer action by residents of this state.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 14.104 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 14 - Consumer Credit Commissioner|Subchapter C. Powers and Duties of Commissioner|Section 14.104. Lender Contracts

Sec. 14.104.  LENDER CONTRACTS.  A written contract of an authorized lender subject to regulation by the office must contain the name, mailing address, and telephone number of the office.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 14.105 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 14 - Consumer Credit Commissioner|Subchapter C. Powers and Duties of Commissioner|Section 14.105. Gifts and Grants

Sec. 14.105.  GIFTS AND GRANTS.  (a)  The commissioner may accept money, gifts, or grants on behalf of the state for a purpose related to a consumer credit educational opportunity or to assist a local government in the exercise of its police power unless the acceptance is prohibited by Subsection (b) or other law.  Acceptance and use of money under this subsection must be approved by the finance commission.(b)  The commissioner may not accept or use money offered by:(1)  a person for investigating or prosecuting a matter;  or(2)  a person who is affiliated with an industry that is regulated by the finance commission.(c)  Money received under Subsection (a) may be appropriated only for the purpose for which the money was given.(d)  The commissioner is not prohibited by Subsection (b) from receiving and using money from a person under the jurisdiction of the commissioner if the receipt and use is expressly authorized by other law.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 14.106 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 14 - Consumer Credit Commissioner|Subchapter C. Powers and Duties of Commissioner|Section 14.106. Information Regarding Employment Requirements

Sec. 14.106.  INFORMATION REGARDING EMPLOYMENT REQUIREMENTS.  The commissioner or the commissioner's designee shall provide to agency employees, as often as necessary, information regarding the requirements for employment under this chapter, including information regarding a person's responsibilities under applicable laws relating to standards of conduct for state employees.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.  Amended by Acts 2001, 77th Leg., ch. 1235, Sec. 6, eff. Sept. 1, 2001.|
TX Fin Code § 14.107 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 14 - Consumer Credit Commissioner|Subchapter C. Powers and Duties of Commissioner|Section 14.107. Fees

Sec. 14.107.  FEES.  (a)  The finance commission shall establish reasonable and necessary fees for carrying out the commissioner's powers and duties under this chapter, Title 4, Chapter 393 with respect to a credit access business, and Chapters 371, 392, and 394 and under Chapters 51, 302, 601, and 621, Business & Commerce Code.(b)  The finance commission by rule shall set the fees for licensing and examination, as applicable, under Chapter 393 with respect to a credit access business or Chapter 342, 347, 348, 351, 353, or 371 at amounts or rates necessary to recover the costs of administering those chapters. The rules may provide that the amount of a fee charged to a license holder is based on the volume of the license holder's regulated business and other key factors. The commissioner may provide for collection of a single fee for the term of the license from a person licensed under Subchapter G of Chapter 393 or Chapter 342, 347, 348, 351, or 371.  The fee must include amounts due for both licensing and examination.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.  Amended by Acts 2001, 77th Leg., ch. 867, Sec. 18, eff. Sept. 1, 2001;  Acts 2001, 77th Leg., ch. 1235, Sec. 7, eff. Sept. 1, 2001.Amended by: Acts 2007, 80th Leg., R.S., Ch. 885 (H.B. 2278), Sec. 2.15, eff. April 1, 2009.Acts 2009, 81st Leg., R.S., Ch. 1104 (H.B. 10), Sec. 2, eff. June 19, 2009.Acts 2011, 82nd Leg., R.S., Ch. 117 (H.B. 2559), Sec. 1, eff. September 1, 2011.Acts 2011, 82nd Leg., R.S., Ch. 1302 (H.B. 2594), Sec. 4, eff. January 1, 2012.Acts 2019, 86th Leg., R.S., Ch. 767 (H.B. 1442), Sec. 5, eff. September 1, 2019.|
TX Fin Code § 14.108 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 14 - Consumer Credit Commissioner|Subchapter C. Powers and Duties of Commissioner|Section 14.108. Interpretations of Law

Sec. 14.108.  INTERPRETATIONS OF LAW.  (a)  The commissioner may issue an interpretation of this chapter or Subtitle A or B, Title 4, after approval of the interpretation by the finance commission.(b)  The provisions of Chapter 2001, Government Code, that relate to the adoption of an administrative rule do not apply to the issuance of an interpretation under this section.(c)  The commissioner shall publish in the Texas Register, in a form prescribed by the finance commission, a request for an interpretation not later than the 10th day after the date on which the commissioner receives the request.(d)  An interpretation approved by the finance commission shall be published in the Texas Register, in a form prescribed by the finance commission, not later than the 10th day after the date on which the finance commission has approved the interpretation.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 14.109 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 14 - Consumer Credit Commissioner|Subchapter C. Powers and Duties of Commissioner|Section 14.109. Use of the Nationwide Mortgage Licensing System and Registry

Sec. 14.109.  USE OF THE NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY.  (a)  In this section, "Nationwide Mortgage Licensing System and Registry" or "nationwide registry" means a licensing system developed and maintained by the Conference of State Bank Supervisors and an affiliated organization to manage mortgage licenses and other financial services licenses or a successor registry.(b)  This section applies only to:(1)  this chapter; and(2)  Chapter 342, 348, 351, 393, or 394.(c)  The commissioner may require that a person submit through the Nationwide Mortgage Licensing System and Registry in the form and manner prescribed by the commissioner and acceptable to the registry any information or document or payment of a fee required to be submitted to the commissioner under:(1)  a chapter to which this section applies; or(2)  rules adopted under the chapter.(d)  The commissioner may use the nationwide registry as a channeling agent for obtaining information required for licensing or registration purposes under a chapter listed in Subsection (b)(2) or rules adopted under the chapter, including:(1)  criminal history record information from the Federal Bureau of Investigation, the United States Department of Justice, or any other agency or entity at the commissioner's discretion;(2)  information related to any administrative, civil, or criminal findings by a governmental jurisdiction; and(3)  information requested by the commissioner under Section 342.101(a)(4), 348.502(a)(3), 351.101(a)(4), 393.604(a)(5), or 394.204(c)(8).|Added by Acts 2013, 83rd Leg., R.S., Ch. 737 (S.B. 232), Sec. 1, eff. September 1, 2013.Added by Acts 2013, 83rd Leg., R.S., Ch. 943 (H.B. 1721), Sec. 1, eff. September 1, 2013.|
TX Fin Code § 14.110 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 14 - Consumer Credit Commissioner|Subchapter C. Powers and Duties of Commissioner|Section 14.110. Alternative Rulemaking and Dispute Resolution

Sec. 14.110.  ALTERNATIVE RULEMAKING AND DISPUTE RESOLUTION.  (a) The finance commission by rule shall develop a policy to encourage the use of:(1)  negotiated rulemaking procedures under Chapter 2008, Government Code, for the adoption of rules by the finance commission applicable to the office; and(2)  appropriate alternative dispute resolution procedures under Chapter 2009, Government Code, to assist in the resolution of internal and external disputes under the office's jurisdiction.(b)  The procedures applicable to the office relating to alternative dispute resolution must conform, to the extent possible, to any model guidelines issued by the State Office of Administrative Hearings for the use of alternative dispute resolution by state agencies.(c)  The office shall:(1)  coordinate the implementation of the policy adopted under Subsection (a);(2)  provide training as needed to implement the procedures for negotiated rulemaking or alternative dispute resolution; and(3)  collect data concerning the effectiveness of those procedures.|Added by Acts 2019, 86th Leg., R.S., Ch. 767 (H.B. 1442), Sec. 6, eff. September 1, 2019.|
TX Fin Code § 14.111 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 14 - Consumer Credit Commissioner|Subchapter C. Powers and Duties of Commissioner|Section 14.111. Advisory Committees

Sec. 14.111.  ADVISORY COMMITTEES.  (a) The commissioner may appoint advisory committees to assist the office and commissioner in performing their duties.(b)  The commissioner shall specify each committee's purpose, powers, and duties and shall require each committee to report to the commissioner or office in the manner specified by the commissioner concerning the committee's activities and the results of its work.|Added by Acts 2019, 86th Leg., R.S., Ch. 767 (H.B. 1442), Sec. 6, eff. September 1, 2019.|
TX Fin Code § 14.112 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 14 - Consumer Credit Commissioner|Subchapter C. Powers and Duties of Commissioner|Section 14.112. Licensing and Registration Terms

Sec. 14.112.  LICENSING AND REGISTRATION TERMS.  (a)  The finance commission by rule shall prescribe the licensing or registration period for licenses and registrations issued under Chapters 342, 345, 347, 348, 351, 352, 353, 371, 393, and 394 of this code and Chapter 1956, Occupations Code, not to exceed two years.(b)  In adopting rules under Subsection (a), the finance commission shall set terms for licenses that comply with Chapter 180 and the federal Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (Pub. L. No. 110-289).(c)  If the finance commission prescribes the term of a license or registration under Subsection (a) for a period other than one year, the commissioner shall prorate the applicable fee required under a chapter specified in Subsection (a) as necessary to reflect the term of the license or registration.|Added by Acts 2019, 86th Leg., R.S., Ch. 767 (H.B. 1442), Sec. 6, eff. September 1, 2019.|
TX Fin Code § 14.151 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 14 - Consumer Credit Commissioner|Subchapter D. Criminal History Record Information|Section 14.151. Obtaining Information

Sec. 14.151.  OBTAINING INFORMATION.  (a)  The commissioner or an assistant commissioner, examiner, or other employee of the office shall obtain criminal history record information maintained by the Department of Public Safety, the Federal Bureau of Investigation Identification Division, or another law enforcement agency relating to a person described by Section 411.095(a)(1), Government Code.(b)  For an applicant for a license or registration, license holder, or registrant that is a business entity, the criminal history record information requirement of this section applies to an officer, director, owner, or employee of the entity or another person having a substantial relationship with the entity.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.Amended by: Acts 2015, 84th Leg., R.S., Ch. 256 (S.B. 1075), Sec. 2, eff. September 1, 2015.|
TX Fin Code § 14.152 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 14 - Consumer Credit Commissioner|Subchapter D. Criminal History Record Information|Section 14.152. Fingerprint Requirement; Penalty

Sec. 14.152.  FINGERPRINT REQUIREMENT; PENALTY.  The commissioner may refuse to grant a license or registration to, or may suspend or revoke the license or registration of, an applicant, license holder, or registrant described by Section 411.095(a)(1), Government Code, who fails to provide, on request, a complete set of legible fingerprints on a fingerprint card format approved by the Department of Public Safety and the Federal Bureau of Investigation.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.Amended by: Acts 2015, 84th Leg., R.S., Ch. 256 (S.B. 1075), Sec. 3, eff. September 1, 2015.|
TX Fin Code § 14.153 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 14 - Consumer Credit Commissioner|Subchapter D. Criminal History Record Information|Section 14.153. Action by Law Enforcement Agencies

Sec. 14.153.  ACTION BY LAW ENFORCEMENT AGENCIES.  (a)  The commissioner shall send fingerprints and other identification information to the Department of Public Safety to be retained by that department.(b)  The Department of Public Safety shall use the information to perform a search of the state criminal history files and shall report the findings to the office.(c)  The Department of Public Safety shall send fingerprints and other identification information to the Federal Bureau of Investigation so that the bureau can perform a search of its criminal history files.(d)  The Department of Public Safety shall notify the office of activity reported to the crime records division that identifies a person with a record maintained under this subchapter.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 14.154 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 14 - Consumer Credit Commissioner|Subchapter D. Criminal History Record Information|Section 14.154. Confidentiality

Sec. 14.154.  CONFIDENTIALITY.  (a)  Criminal history record information received by the office is confidential and is for the exclusive use of the office.(b)  Repealed by Acts 2015, 84th Leg., R.S., Ch. 256 , Sec. 7, eff. September 1, 2015.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.Amended by: Acts 2015, 84th Leg., R.S., Ch. 256 (S.B. 1075), Sec. 7, eff. September 1, 2015.|
TX Fin Code § 14.155 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 14 - Consumer Credit Commissioner|Subchapter D. Criminal History Record Information|Section 14.155. Disclosure

Sec. 14.155.  DISCLOSURE.(a)  The office may not release or disclose criminal history record information obtained from the Department of Public Safety, Federal Bureau of Investigation Identification Division, or other law enforcement agency, except as provided by Section 411.095(b), Government Code. (b)  Repealed by Acts 2015, 84th Leg., R.S., Ch. 256 , Sec. 7, eff. September 1, 2015.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.Amended by: Acts 2015, 84th Leg., R.S., Ch. 256 (S.B. 1075), Sec. 4, eff. September 1, 2015.Acts 2015, 84th Leg., R.S., Ch. 256 (S.B. 1075), Sec. 5, eff. September 1, 2015.Acts 2015, 84th Leg., R.S., Ch. 256 (S.B. 1075), Sec. 7, eff. September 1, 2015.|
TX Fin Code § 14.156 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 14 - Consumer Credit Commissioner|Subchapter D. Criminal History Record Information|Section 14.156. Recovery of Costs

Sec. 14.156.  RECOVERY OF COSTS.  In addition to an investigation fee paid to the commissioner by an applicant for a license or registration, the commissioner is entitled to recover from an applicant, license holder, or registrant the cost of processing an inquiry to determine whether the person has a criminal history record.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.Amended by: Acts 2015, 84th Leg., R.S., Ch. 256 (S.B. 1075), Sec. 6, eff. September 1, 2015.|
TX Fin Code § 14.157 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 14 - Consumer Credit Commissioner|Subchapter D. Criminal History Record Information|Section 14.157. Rules

Sec. 14.157.  RULES.  The finance commission shall adopt rules governing the custody and use of information obtained under this subchapter.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.  Amended by Acts 2001, 77th Leg., ch. 867, Sec. 19, eff. Sept. 1, 2001.|
TX Fin Code § 14.201 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 14 - Consumer Credit Commissioner|Subchapter E. Investigation and Enforcement|Section 14.201. Investigation and Enforcement Authority

Sec. 14.201.  INVESTIGATION AND ENFORCEMENT AUTHORITY.  Investigative and enforcement authority under this subchapter applies only to:(1)  this chapter;(2)  Subtitles B and C, Title 4;(3)  Chapter 393 with respect to a credit access business;(4)  Chapter 394; and(5)  Subchapter B, Chapter 1956, Occupations Code.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.Amended by: Acts 2011, 82nd Leg., R.S., Ch. 1302 (H.B. 2594), Sec. 5, eff. January 1, 2012.Acts 2013, 83rd Leg., R.S., Ch. 63 (H.B. 2548), Sec. 3, eff. September 1, 2013.Acts 2017, 85th Leg., R.S., Ch. 196 (S.B. 560), Sec. 4, eff. September 1, 2017.Acts 2019, 86th Leg., R.S., Ch. 767 (H.B. 1442), Sec. 7, eff. September 1, 2019.|
TX Fin Code § 14.2016 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 14 - Consumer Credit Commissioner|Subchapter E. Investigation and Enforcement|Section 14.2016. Information Sharing With Departments and Agencies

Sec. 14.2016.  INFORMATION SHARING WITH DEPARTMENTS AND AGENCIES.  To ensure consistent enforcement of law and minimization of regulatory burdens, the commissioner may share information, including criminal history or confidential information, relating to a license holder, registrant, applicant, or other person investigated or examined under the commissioner's authority with a department, agency, or instrumentality of this state, another state, or the United States if the commissioner considers the disclosure of the information to be necessary or proper to the enforcement of the laws of this state or the United States and in the best interest of the public. Information otherwise confidential remains confidential after the information is shared under this section.|Added by Acts 2011, 82nd Leg., R.S., Ch. 1182 (H.B. 3453), Sec. 2, eff. September 1, 2011.|
TX Fin Code § 14.202 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 14 - Consumer Credit Commissioner|Subchapter E. Investigation and Enforcement|Section 14.202. Request for Information; Investigation Authority

Sec. 14.202.  REQUEST FOR INFORMATION; INVESTIGATION AUTHORITY.  On receipt of a written complaint or other reasonable cause to believe that a person is violating a statute listed by Section 14.201, the commissioner may:(1)  require the person to furnish information regarding a specific loan, retail transaction, or business practice to which the violation relates; and(2)  conduct an investigation to determine whether a violation exists.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.Amended by: Acts 2019, 86th Leg., R.S., Ch. 767 (H.B. 1442), Sec. 9, eff. September 1, 2019.|
TX Fin Code § 14.203 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 14 - Consumer Credit Commissioner|Subchapter E. Investigation and Enforcement|Section 14.203. Issuance of Subpoena or Summons

Sec. 14.203.  ISSUANCE OF SUBPOENA OR SUMMONS.  (a)  During an investigation, the commissioner may issue a subpoena or summons that is addressed to a peace officer of this state and requires the attendance and testimony of a witness or the production of a document.(b)  A document that is necessary to continue the business of a person under investigation may not be removed from the office or place of business of that person, but the commissioner may:(1)  examine, or cause to be examined, the document at the office or place of business;  and(2)  require a copy to be made of a part of the document related to a matter under investigation.(c)  A copy of a document made under Subsection (b)(2) must be verified by the affidavit of the person under investigation or by an officer of that person.(d)  On the commissioner's certification, a copy of a document made under Subsection (b)(2) is admissible in evidence in an:(1)  investigation or hearing under this subchapter or under a statute to which this subchapter applies;  or(2)  appeal to the district court.(e)  To implement this section, the commissioner may sign a subpoena, administer an oath or affirmation, examine a witness, or receive evidence.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 14.204 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 14 - Consumer Credit Commissioner|Subchapter E. Investigation and Enforcement|Section 14.204. Enforcement of Subpoena; Contempt

Sec. 14.204.  ENFORCEMENT OF SUBPOENA;  CONTEMPT.  (a)  If a person disobeys a subpoena or if a witness appearing before the commissioner refuses to testify, the commissioner may petition the district court of a jurisdiction in which the person or witness may be found, and the court on this petition may issue an order requiring the person or witness to obey the subpoena, testify, or produce a document relating to the matter in issue, as applicable.  The court shall treat the application in the same manner as a motion in a civil suit.(b)  The court shall promptly set an application to enforce a subpoena under Subsection (a) for hearing and shall cause notice of the application and the hearing to be served on the person to whom the subpoena is directed.  Notice may be served by a peace officer of this state.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 14.205 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 14 - Consumer Credit Commissioner|Subchapter E. Investigation and Enforcement|Section 14.205. Investigation by Hearing Officer

Sec. 14.205.  INVESTIGATION BY HEARING OFFICER.  (a)  During an investigation described by this subchapter, the commissioner may appoint a hearing officer to conduct the investigation.(b)  On appointment, a hearing officer has the same authority as the commissioner to conduct the investigation, except that the hearing officer may not issue an order on the subject of the investigation.(c)  The commissioner may consider the record of an investigation conducted before a hearing officer in the same manner and to the same extent as in a hearing before the commissioner.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|