reglab/housing_qa huggingface dataset:
75 PA Cons Stat § 1799 (2021)
2021 Pennsylvania Consolidated & Unconsolidated Statutes|Title 75 - VEHICLES|Chapter 17 - Financial Responsibility|Section 1799 - Restraint system

§ 1799. Restraint system. (a) General rule.--All insurance companies authorized to write private passenger automobile insurance within this Commonwealth shall provide premium discounts for motor vehicles equipped with passive restraint devices. These discounts shall apply to the first party benefits coverage and shall be approved by the commissioner as part of the insurer's rate filing, provided that such discounts shall not be less than 15% for passive seat belts, 20% for one airbag on the operator's side of the vehicle and 30% for two airbags. Some or all of the premium discounts required by this subsection may be omitted upon demonstration to the commissioner in an insurer's rate filing that the discounts are duplicative of other discounts provided by the insurer or specifically reflected in the insurer's experience.  (b) Definitions.--As used in this subsection, the following words and phrases shall have the meanings given to them in this subsection unless the context clearly indicates otherwise:  "Passive restraint." Any frontal automobile crash protection system which requires no action of the vehicle occupants and complies with standard 571.208 of the National Traffic Safety Administration or its successor.   (Feb. 7, 1990, P.L.11, No.6, eff. July 1, 1990)   1990 Amendment. Act 6 added section 1799.  Cross References. Section 1799 is referred to in section 1791.1 of this title.
75 PA Cons Stat § 1799.1 (2021)
2021 Pennsylvania Consolidated & Unconsolidated Statutes|Title 75 - VEHICLES|Chapter 17 - Financial Responsibility|Section 1799.1 - Antitheft devices

§ 1799.1. Antitheft devices. (a) General rule.--All insurance companies authorized to write private passenger automobile insurance within this Commonwealth shall provide premium discounts for motor vehicles with passive antitheft devices. These discounts shall apply to the comprehensive coverage and shall be approved by the commissioner as part of the insurer's rate filing, provided that such discounts shall not be less than 10%. Some or all of the premium discounts required by this subsection may be omitted upon demonstration to the commissioner in an insurer's rate filing that the discounts are duplicative of other discounts provided by the insurer.  (b) Definitions.--As used in this subsection, the following words and phrases shall have the meanings given to them in this subsection unless the context clearly indicates otherwise:  "Passive antitheft device." Any item or system installed in an automobile which is activated automatically when the operator turns the ignition key to the off position and which is designed to prevent unauthorized use, as prescribed by regulations of the commissioner. The term does not include an ignition interlock provided as a standard antitheft device by the original automobile manufacturer.   (Feb. 7, 1990, P.L.11, No.6, eff. July 1, 1990)   1990 Amendment. Act 6 added section 1799.1.  Cross References. Section 1799.1 is referred to in section 1791.1 of this title.
75 PA Cons Stat § 1799.2 (2021)
2021 Pennsylvania Consolidated & Unconsolidated Statutes|Title 75 - VEHICLES|Chapter 17 - Financial Responsibility|Section 1799.2 - Driver improvement course discounts

 § 1799.2. Driver improvement course discounts. (a) Motor vehicle driver improvement course.--All insurance companies authorized to write private passenger automobile insurance within this Commonwealth shall provide a premium discount for each motor vehicle on a policy under which all named insureds are 55 years of age or older and have successfully completed a motor vehicle driver improvement course meeting the standards of the Department of Transportation. This discount shall apply to all coverages for all policy periods beginning within the three-year period immediately following the successful completion of the course and shall be approved by the commissioner as part of the insurer's rate filing, provided that such discount shall not be less than 5%. The successful completion of more than one course within a three-year period does not qualify the insured for additional discounts. The premium discount required by this subsection may be omitted upon demonstration to the commissioner in an insurer's rate filing that the discount is duplicative of a driver improvement course discount provided by the insurer.  (b) Completion of course.--Upon successfully completing the approved course, each participant shall be issued, by the course's sponsoring agency, a certificate which shall be the basis of qualification for the discount on insurance.  (c) Continuing eligibility.--Each participant shall take an approved course every three years to continue to be eligible for the discount on insurance. Each insurer may require, as a condition of providing and maintaining the discount, that the insured for a three-year period after course completion:  (1) not be involved in an accident for which the insured is chargeable; (2) not be convicted of an offense enumerated in section 1535 (relating to schedule of convictions and points); and  (3) not be convicted or have accepted Accelerated Rehabilitative Disposition (ARD) for driving under the influence of alcohol or a controlled substance.  (d) Nonapplicability.--This section shall not apply in the event the approved course is specified by a court or other governmental entity resulting from a conviction of an offense enumerated in section 1535.   (Feb. 7, 1990, P.L.11, No.6, eff. July 1, 1990)   1990 Amendment. Act 6 added section 1799.2.  Cross References. Section 1799.2 is referred to in section 1791.1 of this title.
75 PA Cons Stat § 1799.4 (2021)
2021 Pennsylvania Consolidated & Unconsolidated Statutes|Title 75 - VEHICLES|Chapter 17 - Financial Responsibility|Section 1799.4 - Examination of vehicle repairs

§ 1799.4. Examination of vehicle repairs. Upon request of the insurer, an insurance adjuster shall be afforded a reasonable opportunity to enter a repair facility and examine covered repairs being made to a specific insured's vehicle during regular business hours.   (Feb. 7, 1990, P.L.11, No.6, eff. 60 days)   1990 Amendment. Act 6 added section 1799.4.
75 PA Cons Stat § 1799.5 (2021)
2021 Pennsylvania Consolidated & Unconsolidated Statutes|Title 75 - VEHICLES|Chapter 17 - Financial Responsibility|Section 1799.5 - Conduct of market study

 § 1799.5. Conduct of market study. (a) Duty of Insurance Department.--The Insurance Department may authorize a market conduct study of private passenger automobile insurers.  (b) Purposes of study.--The purposes of the study shall be to:  (1) Determine extent of insurer competition. (2) Determine the number of uninsured motorists. (3) Determine extent of insurer profits and losses. (4) Determine that rates and premiums charged to residents are lawfully applied. (5) Determine if the various policies for automobile insurance written in this Commonwealth are available equally to each resident.  (6) Determine the validity of existing rating territories and if rate differentials between or among rating territories is justified by the losses.   (Feb. 7, 1990, P.L.11, No.6, eff. 60 days)   1990 Amendment. Act 6 added section 1799.5.  Cross References. Section 1799.5 is referred to in section 1799.6 of this title.
75 PA Cons Stat § 1799.6 (2021)
2021 Pennsylvania Consolidated & Unconsolidated Statutes|Title 75 - VEHICLES|Chapter 17 - Financial Responsibility|Section 1799.6 - Conduct of random field surveys

 § 1799.6. Conduct of random field surveys. (a) Authority.--In furtherance of the purposes and goals of section 1799.5 (relating to conduct of market study), the Insurance Department may conduct field surveys of agents and brokers in this Commonwealth, which shall include, but not be limited to:  (1) The determination of the geographical areas to be surveyed. (2) The establishment of a list of insurance agents and brokers in the surveyed area or its immediate neighborhood.  (3) The interview of agents and brokers at their offices to obtain premium quotations from the agent for each company represented by that agent.  (4) The sorting and categorizing of information. (5) The construction of a table displaying quotations by insurer, area and risk. (6) The writing of a report of the findings. (b) Conjunctive analysis of market study and field survey.--The department may analyze information collected from insurance companies under section 1799.5 in conjunction with information collected from field surveys. This analysis may be ongoing. The department's authority to undertake the conjunctive analysis is in addition to any other of its statutory investigative responsibilities. The conjunctive analysis may be used by the department for general regulatory purposes, including enforcement of the insurance laws.   (Feb. 7, 1990, P.L.11, No.6, eff. 60 days)   1990 Amendment. Act 6 added section 1799.6.
75 PA Cons Stat § 1801 (2021)
2021 Pennsylvania Consolidated & Unconsolidated Statutes|Title 75 - VEHICLES|Chapter 18 - Motor Vehicle Insurance Fraud|Section 1801 - Definitions

§ 1801. Definitions. The following words and phrases when used in this chapter shall have the meanings given to them in this section unless the context clearly indicates otherwise:  "Commissioner." The Insurance Commissioner of the Commonwealth.  "Comprehensive database system." A centralized organization or entity designed to collect and disseminate insurance claims information and data from and among its members or subscribers for, but not limited to, the prevention and suppression of fraud.  "Department." The Insurance Department of the Commonwealth.  "Motor vehicle insurer" or "insurer." An entity licensed to write motor vehicle insurance in the Commonwealth.   (Dec. 18, 1992, P.L.1411, No.174, eff. imd.)
75 PA Cons Stat § 1811 (2021)
2021 Pennsylvania Consolidated & Unconsolidated Statutes|Title 75 - VEHICLES|Chapter 18 - Motor Vehicle Insurance Fraud|Section 1811 - Filing of plans

§ 1811. Filing of plans. Each insurer licensed to write motor vehicle insurance in this Commonwealth shall institute and maintain a motor vehicle insurance antifraud plan. The antifraud plan of insurers licensed on the effective date of this subchapter shall be filed with the department on or before December 31, 1990. All insurers licensed after the effective date of this chapter shall file within six months of licensure. All changes to the antifraud plan shall be filed with the department within 30 days after it has been modified.    Cross References. Section 1811 is referred to in section 1815 of this title.
75 PA Cons Stat § 1812 (2021)
2021 Pennsylvania Consolidated & Unconsolidated Statutes|Title 75 - VEHICLES|Chapter 18 - Motor Vehicle Insurance Fraud|Section 1812 - Content of plans

§ 1812. Content of plans. The antifraud plans of each insurer shall establish specific procedures: (1) To prevent insurance fraud, including internal fraud involving employees or company representatives, fraud resulting from misrepresentation on applications for insurance coverage, and claims fraud.  (2) To review claims in order to detect evidence of possible insurance fraud and to investigate claims where fraud is suspected.  (3) To report fraud to appropriate law enforcement agencies and to cooperate with such agencies in their prosecution of fraud cases.  (4) To undertake civil actions against persons who have engaged in fraudulent activities. (5) To report fraud-related data to a comprehensive database system. (6) To ensure that costs incurred as a result of insurance fraud are not included in any rate base affecting the premiums of motor vehicle insurance consumers.   (Dec. 18, 1992, P.L.1411, No.174, eff. imd.)   Cross References. Section 1812 is referred to in sections 1813, 1815 of this title.
75 PA Cons Stat § 1813 (2021)
2021 Pennsylvania Consolidated & Unconsolidated Statutes|Title 75 - VEHICLES|Chapter 18 - Motor Vehicle Insurance Fraud|Section 1813 - Review by commissioner

§ 1813. Review by commissioner. Antifraud plans shall be filed with the department. If, after review, the commissioner finds that the antifraud plan does not comply with section 1812 (relating to content of plans), the antifraud plan may be disapproved. Notice of disapproval shall include a statement of the specific reasons for such disapproval. Any plan disapproved by the commissioner must be refiled within 60 days of the date of the notice of disapproval. The commissioner may audit insurers to ensure compliance with antifraud plans as a part of the examinations performed under sections 213, 214 and 216 of the act of May 17, 1921 (P.L.789, No.285), known as The Insurance Department Act of one thousand nine hundred and twenty-one.    References in Text. Sections 213, 214 and 216 of the act of May 17, 1921 (P.L.789, No.285), known as The Insurance Department Act of 1921, referred to in this section, were repealed by the act of February 17, 1994 (P.L.79, No.8).  Cross References. Section 1813 is referred to in section 1815 of this title.
75 PA Cons Stat § 1814 (2021)
2021 Pennsylvania Consolidated & Unconsolidated Statutes|Title 75 - VEHICLES|Chapter 18 - Motor Vehicle Insurance Fraud|Section 1814 - Report on antifraud activities

§ 1814. Report on antifraud activities. All insurers shall annually provide to the department a summary report on actions taken under the plan to prevent and combat insurance fraud, including, but not limited to, measures taken to protect and ensure the integrity of electronic data-processing-generated data and manually compiled data, statistical data on the amount of resources committed to combating fraud, and the amount of fraud identified and recovered during the reporting period.
75 PA Cons Stat § 1815 (2021)
2021 Pennsylvania Consolidated & Unconsolidated Statutes|Title 75 - VEHICLES|Chapter 18 - Motor Vehicle Insurance Fraud|Section 1815 - Penalties

§ 1815. Penalties. Insurers that fail to file timely antifraud plans as required by sections 1811 (relating to filing of plans) and 1813 (relating to review by commissioner) are subject to the penalty provisions of section 320 of the act of May 17, 1921 (P.L.682, No.284), known as The Insurance Company Law of 1921. Insurers that do not make a good faith attempt to file an antifraud plan which complies with section 1812 (relating to content of plans) shall also be subject to the penalty provisions of section 320 of The Insurance Company Law of 1921, provided that no penalty may be imposed for the first filing made by an insurer under this subchapter. Insurers that fail to follow the antifraud plan shall be subject to a civil penalty for each violation, not to exceed $10,000, at the discretion of the commissioner after consideration of all relevant factors, including the willfulness of any violation.
75 PA Cons Stat § 1816 (2021)
2021 Pennsylvania Consolidated & Unconsolidated Statutes|Title 75 - VEHICLES|Chapter 18 - Motor Vehicle Insurance Fraud|Section 1816 - Confidentiality of plans and reports

§ 1816. Confidentiality of plans and reports. The antifraud plans and reports which insurers file with the department and any reports or materials related to such reports are not public records and shall not be subject to public inspection.
75 PA Cons Stat § 1817 (2021)
2021 Pennsylvania Consolidated & Unconsolidated Statutes|Title 75 - VEHICLES|Chapter 18 - Motor Vehicle Insurance Fraud|Section 1817 - Reporting of insurance fraud

§ 1817. Reporting of insurance fraud. Every insurer licensed to do business in this Commonwealth, and its employees, agents, brokers, motor vehicle physical damage appraisers and public adjusters, or public adjuster solicitors, who has a reasonable basis to believe insurance fraud has occurred shall be required to report the incidence of suspected insurance fraud to Federal, State or local criminal law enforcement authorities. Licensed insurance agents and physical damage appraisers may elect to report suspected fraud through the affected insurer with which they have a contractual relationship. All reports of insurance fraud to law enforcement authorities shall be made in writing. Where insurance fraud involves agents, brokers, motor vehicle physical damage appraisers, public adjusters or public adjuster solicitors, a copy of the report shall also be sent to the department.   (Dec. 18, 1992, P.L.1411, No.174, eff. imd.)
75 PA Cons Stat § 1818 (2021)
2021 Pennsylvania Consolidated & Unconsolidated Statutes|Title 75 - VEHICLES|Chapter 18 - Motor Vehicle Insurance Fraud|Section 1818 - Civil immunity

§ 1818. Civil immunity. No person shall be subject to civil liability for libel, violation of privacy, or otherwise by virtue of the filing of reports or furnishing of other information, in good faith and without malice, required by this subchapter.
75 PA Cons Stat § 1821 (2021)
2021 Pennsylvania Consolidated & Unconsolidated Statutes|Title 75 - VEHICLES|Chapter 18 - Motor Vehicle Insurance Fraud|Section 1821 - Membership in system

 § 1821. Membership in system. (a) General rule.--Each motor vehicle insurer shall, as a condition of authority to transact the business of insurance in this Commonwealth, obtain and maintain membership in one or more comprehensive database systems for the purpose of reporting and accessing motor vehicle insurance claims data and information.  (b) Requirements for selection.--Any comprehensive database system selected for membership by a motor vehicle insurer shall meet the following minimum qualifications:  (1) Have and maintain a computerized database. (2) Have and maintain the capacity to interact with other comprehensive database systems or have and maintain a substantial insurer membership.  (3) Have the ability to service the insurance industry, insurance regulators or law enforcement authorities on an interstate basis.  (c) Claims information.--Each motor vehicle insurer shall report and access data and information relating to motor vehicle insurance claims to its comprehensive database systems in accordance with the systems' reporting procedures.  (d) Availability to law enforcement officials.--Any data and information reported to a comprehensive database system may be made available to law enforcement officials.  (e) Payment of expenses.--Each motor vehicle insurer shall be liable for its share of expenses incurred by any Pennsylvania-specific data index of which the insurer was a member prior to the effective date of this act.  (Dec. 18, 1992, P.L.1411, No.174, eff. 60 days)   1992 Amendment. Act 174 deleted by amendment former section 1821 and added a new section 1821.
75 PA Cons Stat § 1822 (2021)
2021 Pennsylvania Consolidated & Unconsolidated Statutes|Title 75 - VEHICLES|Chapter 18 - Motor Vehicle Insurance Fraud|Section 1822 - Warning notice on application for insurance and claim forms

§ 1822. Warning notice on application for insurance and claim forms. Not later than May 1, 1990, all applications for insurance, renewals and claim forms shall contain a statement that clearly states in substance the following:  Any person who knowingly and with intent to injure or defraud any insurer files an application or claim containing any false, incomplete or misleading information shall, upon conviction, be subject to imprisonment for up to seven years and payment of a fine of up to $15,000.  (Dec. 18, 1992, P.L.1411, No.174, eff. imd.)   1992 Amendment. Act 174 deleted by amendment former section 1822 and renumbered former section 1827 to section 1822.
75 PA Cons Stat § 1823 (2021)
2021 Pennsylvania Consolidated & Unconsolidated Statutes|Title 75 - VEHICLES|Chapter 18 - Motor Vehicle Insurance Fraud|Section 1823 - Rules and regulations

§ 1823. Rules and regulations. The department may promulgate such rules and regulations as may be necessary to carry out this chapter.  (Dec. 18, 1992, P.L.1411, No.174, eff. imd.)   1992 Amendment. Act 174 deleted by amendment former section 1823 and renumbered former section 1828 to section 1823.
75 PA Cons Stat § 1824 (2021)
2021 Pennsylvania Consolidated & Unconsolidated Statutes|Title 75 - VEHICLES|Chapter 18 - Motor Vehicle Insurance Fraud|Section 1824 - Civil immunity

§ 1824. Civil immunity. No person shall be subject to civil liability for libel, violation of privacy or otherwise by virtue of the filing of reports or furnishing of other information in good faith and without malice required by this subchapter.  (Dec. 18, 1992, P.L.1411, No.174, eff. imd.)   1992 Amendment. Act 174 deleted by amendment former section 1824 and renumbered former section 1829 to section 1824.
75 PA Cons Stat § 1825 (2021)
2021 Pennsylvania Consolidated & Unconsolidated Statutes|Title 75 - VEHICLES|Chapter 18 - Motor Vehicle Insurance Fraud|Section 1825 - Use of information (Deleted by amendment)

 § 1825. Use of information (Deleted by amendment).   1992 Amendment. Section 1825 was deleted by amendment December 18, 1992, P.L.1411, No.174, effective immediately.
75 PA Cons Stat § 1826 (2021)
2021 Pennsylvania Consolidated & Unconsolidated Statutes|Title 75 - VEHICLES|Chapter 18 - Motor Vehicle Insurance Fraud|Section 1826 - Annual reports (Deleted by amendment)

 § 1826. Annual reports (Deleted by amendment).   1992 Amendment. Section 1826 was deleted by amendment December 18, 1992, P.L.1411, No.174, effective immediately.
75 PA Cons Stat § 1903 (2021)
2021 Pennsylvania Consolidated & Unconsolidated Statutes|Title 75 - VEHICLES|Chapter 19 - Fees|Section 1903 - Limitation on local license fees and taxes

§ 1903. Limitation on local license fees and taxes. Except as set forth in section 1935 (relating to fee for local use), no municipality shall require or collect any registration or license fee or tax for any vehicle or driver's license from any person.  (Nov. 25, 2013, P.L.974, No.89, eff. 60 days)   2013 Amendment. See the preamble to Act 89 in the appendix to this title for special provisions relating to legislative findings and declarations.
75 PA Cons Stat § 1911 (2021)
2021 Pennsylvania Consolidated & Unconsolidated Statutes|Title 75 - VEHICLES|Chapter 19 - Fees|Section 1911 - Registration fees

§ 1911. Registration fees. (a) General rule.--A fee for the registration of vehicles as provided in Chapter 13 (relating to the registration of vehicles) shall be charged by the department as provided in this title.  (b) Department to establish certain fees.--If a vehicle to be registered is of a type not specifically provided for by this title and is otherwise eligible for registration, the department shall determine the most appropriate fee or fee schedule for the vehicle or type of vehicle based on such factors as design and intended use.  (Nov. 25, 2013, P.L.974, No.89, eff. Dec. 31, 2016)   2013 Amendment. See the preamble to Act 89 in the appendix to this title for special provisions relating to legislative findings and declarations.
75 PA Cons Stat § 1912 (2021)
2021 Pennsylvania Consolidated & Unconsolidated Statutes|Title 75 - VEHICLES|Chapter 19 - Fees|Section 1912 - Passenger cars

§ 1912. Passenger cars. The annual fee for registration of a passenger car shall be $36.  (Apr. 17, 1997, P.L.6, No.3, eff. July 1, 1997)   1997 Amendment. See section 20 of Act 3 in the appendix to this title for special provisions relating to additional revenue from fee increases.  Cross References. Section 1912 is referred to in sections 1926.2, 9511.11 of this title.