reglab/housing_qa huggingface dataset:
MI Comp L § 445.1802 (2021)
2021 Michigan Compiled Laws|Chapter 445 - Trade and Commerce|Act 134 of 1990 - Motor Fuel Distribution Act (445.1801 - 445.1808)|Section 445.1802 - Definitions.

445.1802 Definitions. Sec. 2.  As used in this act:  (a) "Contract" means any oral or written agreement.  (b) "Franchise" means a contract between a refiner and a retailer or between a distributor and a retailer, under which a refiner or distributor authorizes or permits a retailer to use, in connection with the sale, consignment, or distribution of gasoline, diesel, gasohol, or aviation fuel, a trademark that is owned or controlled by a refiner, or by a refiner that supplies fuel to the distributor that authorizes or permits such use. Franchise includes, but is not limited to, both of the following:  (i) A contract under which a retailer is authorized or permitted to occupy leased marketing premises, which premises are to be employed in connection with the sale, consignment, or distribution of fuel under a trademark that is owned or controlled by a refiner.  (ii) A contract pertaining to the supply of fuel that is to be sold, consigned, or distributed by a retailer under a trademark owned or controlled by a refiner.  (c) "Distributor" means a person, including any affiliate of the person, who meets either of the following requirements:  (i) Purchases motor fuel for sale, consignment, or distribution to another.  (ii) Receives motor fuel on consignment for consignment or distribution to his or her own motor fuel accounts or to accounts of his or her supplier, but does not include a person who is an employee of, or merely serves as a common carrier providing transportation service for the supplier.  (d) "Franchisee" means a retailer who is authorized or permitted, under a franchise, to use a trademark in connection with the sale, consignment, or distribution of fuel. Franchisee does not include a distributor which resells motor fuel to retailers, to the general public, or to both retailers and the general public.  (e) "Franchisor" means a refiner or distributor who authorizes or permits, under a franchise, a retailer to use a trademark in connection with the sale, consignment, or distribution of fuel.  (f) "Marketing premises" means, in the case of any franchise, premises that, under the franchise, are to be employed by the franchisee in connection with the sale, consignment, or distribution of motor fuel.  (g) "Motor fuel" means gasoline and diesel fuel of a type distributed for use as a fuel in self-propelled vehicles designed primarily for use on public streets, roads, and highways.  (h) "Refiner" means a person engaged in the refining of crude oil to produce motor fuel, and includes any affiliate of the person.  (i) "Retailer" means any person who purchases motor fuel for sale to the general public for ultimate consumption. History: 1990, Act 134, Eff. Oct. 1, 1990
MI Comp L § 445.1803 (2021)
2021 Michigan Compiled Laws|Chapter 445 - Trade and Commerce|Act 134 of 1990 - Motor Fuel Distribution Act (445.1801 - 445.1808)|Section 445.1803 - Death of Franchisee; Devolution of Franchise and Lease or Other Agreement to Designated Successor or Secondary Designee; Standards; Limitation; Notice; Applicability of Section.

445.1803 Death of franchisee; devolution of franchise and lease or other agreement to designated successor or secondary designee; standards; limitation; notice; applicability of section. Sec. 3.  (1) Following the death of a franchisee, who is not a trial franchise retailer, the franchise and any lease or other agreement in connection with the franchise shall devolve to the designated successor or secondary designee of the franchisee if prior to the franchisee's death the franchisee notified the franchisor in writing of the name, address, and relationship of the designated successor and secondary designee. The designated successor and secondary designee shall meet the reasonable standards normally required by the franchisor of a prospective franchisee at the time of the franchisee's death.  (2) The franchise shall devolve to the secondary designee in the event the designated successor is unable to operate the franchise.  (3) The designated successor and secondary designee shall be limited to, unless otherwise agreed to by the parties, the franchisee's surviving spouse, adult child, stepchild, son-in-law, or daughter-in-law. The designated successor or secondary designee shall not be a previously terminated or nonrenewed retailer of the franchisor.  (4) Within 30 days of the death of the franchisee, the designated successor or secondary designee shall give written notice to the franchisor of his or her election to assume and to operate the franchise, and shall promptly provide any information reasonably requested by the franchisor. If the designated successor or secondary designee fails to give the notice, the franchisor gives the designated successor or secondary designee written notice, specifying the reasons, that the designated successor or secondary designee fails to meet at least 1 of the reasonable standards normally required by the franchisor of a prospective franchisee, or the franchise has not been operated in accordance with the terms and conditions contained in the franchise by the franchisee, then the designated successor or secondary designee shall have no further rights or obligations under the franchise.  (5) This section shall not apply to a franchise where a mutual termination has been executed or an outstanding notice of termination or nonrenewal has been given by the franchisor prior to the death of the franchisee. History: 1990, Act 134, Eff. Oct. 1, 1990
MI Comp L § 445.1804 (2021)
2021 Michigan Compiled Laws|Chapter 445 - Trade and Commerce|Act 134 of 1990 - Motor Fuel Distribution Act (445.1801 - 445.1808)|Section 445.1804 - Franchise and Lease or Other Agreement; Transfer or Assignment; Consent; Standards; Notice of Intent; Objection; Approval; Compliance; Assumption of Obligations; Effect of Termination or Nonrenewal of Franchise; Option of Franchisor to Purchase; Exception.

445.1804 Franchise and lease or other agreement; transfer or assignment; consent; standards; notice of intent; objection; approval; compliance; assumption of obligations; effect of termination or nonrenewal of franchise; option of franchisor to purchase; exception. Sec. 4.  (1) A franchise agreement and any other lease or agreement in connection with the franchise agreement between a franchisor and a franchisee shall be transferable or assignable if the franchisor consents to the assignment. The franchisor's consent shall not be unreasonably withheld. A proposed assignee shall meet the standards normally required by the franchisor of a prospective franchisee.  (2) Prior to any transfer or assignment by the franchisee, the franchisee shall provide written notice to the franchisor of an intention to transfer or assign setting forth the prospective assignee's name, address, statement of financial qualification and business experience during the previous 5 years, and such further information as the franchisor shall reasonably request.  (3) The franchisor, within 60 days after receipt of the notice of intent and all requested information, shall advise the franchisee of its consent or objection to the transfer or assignment.  (4) If the franchisor objects to the transfer or assignment, it shall state its reasons in writing to the franchisee. If the franchisor does not reply within 60 days, approval of the transfer or assignment shall be considered granted.  (5) The transfer or assignment shall not be valid until the assignee agrees in writing to comply with all the requirements of the franchise and any other lease or agreement in connection with the franchise then in ef fect and assumes all obligations of the franchisee.  (6) A franchisee may not exercise the right of assignment or transfer after he or she has been notified of termination or nonrenewal of the franchise for a cause permitted in the petroleum marketing practices act, Public Law 95-297, 15 U.S.C. 2801 to 2806 and 2821 to 2841.  (7) A franchisee shall not sell, convey, or otherwise dispose of the franchisee's interest in a lease, any franchise relationship attendant to a lease, or the franchisee's business as related to a lease without first giving the franchisor an option to purchase or otherwise acquire the interest on the same terms and conditions as set forth in any contract entered into and fully executed by the franchisee in a bona fide transaction, except for a sale or transfer from the franchisee to the franchisee's spouse, adult child, stepchild, son-in-law, or daughter-in-law. History: 1990, Act 134, Eff. Oct. 1, 1990
MI Comp L § 445.1805 (2021)
2021 Michigan Compiled Laws|Chapter 445 - Trade and Commerce|Act 134 of 1990 - Motor Fuel Distribution Act (445.1801 - 445.1808)|Section 445.1805 - Closing During Holiday.

445.1805 Closing during holiday. Sec. 5.  (1) The franchisor shall not prohibit a franchisee from closing during 1 recognized holiday per calendar year as determined by the franchisee.  (2) The franchisee shall provide the franchisor with not less than 60 days' notice of any closing due to a holiday.  (3) The period of closing under this section shall be limited to the 36-hour period of 6 p.m. the day before the holiday to 6 a.m. the day after the holiday.  (4) This section does not apply to marketing premises used by the franchisee that are located within 1/2 mile of an interstate highway exit or U.S. route. History: 1990, Act 134, Eff. Dec. 1, 1991
MI Comp L § 445.1806 (2021)
2021 Michigan Compiled Laws|Chapter 445 - Trade and Commerce|Act 134 of 1990 - Motor Fuel Distribution Act (445.1801 - 445.1808)|Section 445.1806 - Violation of Act Resulting in Injury; Action for Injunctive Relief or Damages; Jurisdiction; Fees and Costs.

445.1806 Violation of act resulting in injury; action for injunctive relief or damages; jurisdiction; fees and costs. Sec. 6.  A person injured in the person's business or property by reason of a violation of this act may bring an action in the court having jurisdiction in the county where the defendant resides or is found, where the agent of the defendant resides or is found, or where service may be obtained, for injunctive relief or to recover the damages sustained by the person, or both, and shall be awarded reasonable attorney fees and costs of the action. History: 1990, Act 134, Eff. Oct. 1, 1990
MI Comp L § 445.1807 (2021)
2021 Michigan Compiled Laws|Chapter 445 - Trade and Commerce|Act 134 of 1990 - Motor Fuel Distribution Act (445.1801 - 445.1808)|Section 445.1807 - Applicability of Act.

445.1807 Applicability of act. Sec. 7.  This act shall not apply to any distributor who is not authorized to distribute motor fuels under a trademark owned or controlled by a refiner. History: 1990, Act 134, Eff. Oct. 1, 1990
MI Comp L § 445.1808 (2021)
2021 Michigan Compiled Laws|Chapter 445 - Trade and Commerce|Act 134 of 1990 - Motor Fuel Distribution Act (445.1801 - 445.1808)|Section 445.1808 - Effective Date of MCL 445.1801, 445.1802, 445.1803, 445.1804, 445.1806, 445.1807; Effective Date of MCL 445.1805.

445.1808 Effective date of MCL 445.1801, 445.1802, 445.1803, 445.1804, 445.1806, 445.1807; effective date of MCL 445.1805. Sec. 8.  (1) Sections 1, 2, 3, 4, 6, and 7 shall take effect October 1, 1990.  (2) Section 5 shall take effect December 1, 1991. History: 1990, Act 134, Imd. Eff. June 26, 1990
MI Comp L § 445.1821 (2021)
2021 Michigan Compiled Laws|Chapter 445 - Trade and Commerce|Act 160 of 1994 - Credit Services Protection Act (445.1821 - 445.1826)|Section 445.1821 - Short Title.

445.1821 Short title. Sec. 1.  This act shall be known and may be cited as the "credit services protection act". History: 1994, Act 160, Imd. Eff. June 13, 1994
MI Comp L § 445.1822 (2021)
2021 Michigan Compiled Laws|Chapter 445 - Trade and Commerce|Act 160 of 1994 - Credit Services Protection Act (445.1821 - 445.1826)|Section 445.1822 - Definitions.

445.1822 Definitions.Sec. 2.  As used in this act:  (a) "Buyer" means a person who is solicited to purchase or who purchases the services of a credit services organization.  (b) "Credit services organization" means, except as otherwise provided in subdivision (c), a person who, in return for consideration, attempts to sell, provide, or perform 1 or more of the following:  (i) The improvement of a person's credit record, history, or rating.  (ii) The obtainment of an extension of credit.  (iii) Advice or assistance regarding the improvement or repair of a person's credit record, history, or rating.  (iv) Advice or assistance regarding the obtainment of an extension of credit.  (v) Advice or assistance regarding foreclosure of a real estate mortgage.  (vi) Serve as an intermediate between a debtor and a creditor on behalf of the debtor regarding credit that was extended prior to any agreement to have the credit services organization serve as an intermediate.  (c) Credit services organization does not include any of the following:  (i) A person who is licensed in this state or otherwise authorized to make loans or extend credit under any state statute while engaged in the regular course of business under that state statute, other than 1966 PA 326, MCL 438.31 to 438.33.  (ii) A federal or state chartered bank, credit union, savings bank, or savings and loan institution, an entity of the federally chartered farm credit system, or any solely owned subsidiary thereof.  (iii) A person licensed under the occupational code, 1980 PA 299, MCL 339.101 to 339.2919, when engaged in the regular course of business.  (iv) A person licensed to practice law in this state if the person renders services within the course of that person's practice as an attorney and does not engage in the business of a credit services organization on a regular and continuing basis.  (v) A judicial officer or other person acting under court order.  (vi) A consumer reporting agency, as defined in section 603 of the fair credit reporting act, 15 USC 1681a, while engaged in the regular course of the credit reporting business.  (vii) A debt management business licensed under the debt management act, 1975 PA 148, MCL 451.411 to 451.437, while engaged in the regular course of business under that act.  (viii) An investment adviser or broker-dealer registered under the uniform securities act, 1964 PA 265, MCL 451.501 to 451.818, or the uniform securities act (2002), 2008 PA 551, MCL 451.2101 to 451.2703.  (ix) A nonprofit corporation that is exempt from taxation under section 501c(3) of the internal revenue code, 26 USC 501c(3).  (x) A finance subsidiary of a manufacturing corporation.  (d) "Extension of credit" means the right to defer payment of debt or to incur debt.  (e) "Person" means an individual, partnership, corporation, limited liability company, association, or other legal entity. History: 1994, Act 160, Imd. Eff. June 13, 1994 ;-- Am. 2009, Act 97, Imd. Eff. Sept. 24, 2009
MI Comp L § 445.1824 (2021)
2021 Michigan Compiled Laws|Chapter 445 - Trade and Commerce|Act 160 of 1994 - Credit Services Protection Act (445.1821 - 445.1826)|Section 445.1824 - Actions by Attorney General, County Prosecutor, or Buyer; Limitation; Other Legal Remedies Not Limited or Prohibited.

445.1824 Actions by attorney general, county prosecutor, or buyer; limitation; other legal remedies not limited or prohibited. Sec. 4.  (1) Except as provided in subsection (2), the attorney general, a county prosecutor, or a buyer may bring an action to do 1 or more of the following:  (a) Enjoin a person who is engaged or is about to engage in a method, act, or practice that violates this act.  (b) Obtain a declaratory judgment that a method, act, or practice violates this act.  (c) Recover actual damages consisting of an amount not less than the amount paid by the buyer to the credit services organization, plus reasonable attorney fees and court costs. The court may also award the buyer any punitive damages that it considers proper.  (2) A person shall not bring an action under this act more than 4 years after the date of execution of the contract for services to which the action relates.  (3) In an action under this act, the burden of proving an exemption under section 2(c) is on the person claiming the exemption.  (4) This act does not limit or prohibit any other legal remedy available to the attorney general, a county prosecutor, or a buyer. History: 1994, Act 160, Imd. Eff. June 13, 1994
MI Comp L § 445.1825 (2021)
2021 Michigan Compiled Laws|Chapter 445 - Trade and Commerce|Act 160 of 1994 - Credit Services Protection Act (445.1821 - 445.1826)|Section 445.1825 - Violation as Misdemeanor; Penalty; Separate Offense; Recovery of Fees or Other Charges.

445.1825 Violation as misdemeanor; penalty; separate offense; recovery of fees or other charges. Sec. 5.  (1) A person who violates this act is guilty of a misdemeanor punishable by imprisonment for not more than 90 days, or a fine of not more than $1,000.00, or both. Each transaction in violation of this act constitutes a separate offense.  (2) A credit services organization that violates this act is barred from recovering any fees or other charges from a buyer. History: 1994, Act 160, Imd. Eff. June 13, 1994
MI Comp L § 445.1826 (2021)
2021 Michigan Compiled Laws|Chapter 445 - Trade and Commerce|Act 160 of 1994 - Credit Services Protection Act (445.1821 - 445.1826)|Section 445.1826 - Repeal of MCL 445.1701 to 445.1708.

445.1826 Repeal of MCL 445.1701 to 445.1708. Sec. 6.  Act No. 361 of the Public Acts of 1988, being sections 445.1701 to 445.1708 of the Michigan Compiled Laws, is repealed. History: 1994, Act 160, Imd. Eff. June 13, 1994
MI Comp L § 445.1851 (2021)
2021 Michigan Compiled Laws|Chapter 445 - Trade and Commerce|Act 162 of 1995 - Credit Reform Act (445.1851 - 445.1864)|Section 445.1851 - Short Title.

445.1851 Short title. Sec. 1.  This act shall be known and may be cited as the "credit reform act". History: 1995, Act 162, Eff. Mar. 28, 1996 Compiler's Notes: For transfer of authority, powers, duties, functions, and responsibility of the financial institutions bureau and the commissioner of the financial institutions bureau to the commissioner of the office of financial and insurance services and the office of financial and insurance services by type III transfer, see E.R.O. No. 2000-2, compiled at MCL 445.2003 of the Michigan compiled laws.
MI Comp L § 445.1853 (2021)
2021 Michigan Compiled Laws|Chapter 445 - Trade and Commerce|Act 162 of 1995 - Credit Reform Act (445.1851 - 445.1864)|Section 445.1853 - Scope of Act.

445.1853 Scope of act. Sec. 3.  This act does not authorize a regulated lender to make an extension of credit of a type that is not permitted by the act under which the regulated lender is chartered, organized, licensed, regulated, or otherwise authorized to extend credit. History: 1995, Act 162, Eff. Mar. 28, 1996 Compiler's Notes: For transfer of authority, powers, duties, functions, and responsibility of the financial institutions bureau and the commissioner of the financial institutions bureau to the commissioner of the office of financial and insurance services and the office of financial and insurance services by type III transfer, see E.R.O. No. 2000-2, compiled at MCL 445.2003 of the Michigan compiled laws.
MI Comp L § 445.1854 (2021)
2021 Michigan Compiled Laws|Chapter 445 - Trade and Commerce|Act 162 of 1995 - Credit Reform Act (445.1851 - 445.1864)|Section 445.1854 - Charge, Collection, and Receipt of Interest Rate or Finance Charge; Maximum Rate; Computation.

445.1854 Charge, collection, and receipt of interest rate or finance charge; maximum rate; computation. Sec. 4.  (1) Except as provided in subsection (2), a regulated lender may charge, collect, and receive any rate of interest or finance charge for an extension of credit not to exceed 25% per annum.  (2) A depository institution may charge, collect, and receive any rate of interest or finance charge for a credit card arrangement.  (3) Except for a fee or charge provided for in section 6 or 7, in connection with an extension of credit made to an individual for personal, family, or household purposes, the interest or finance charge that is calculated on the principal balance shall be computed only on the basis of the unpaid balance. History: 1995, Act 162, Eff. Mar. 28, 1996 Compiler's Notes: For transfer of authority, powers, duties, functions, and responsibility of the financial institutions bureau and the commissioner of the financial institutions bureau to the commissioner of the office of financial and insurance services and the office of financial and insurance services by type III transfer, see E.R.O. No. 2000-2, compiled at MCL 445.2003 of the Michigan compiled laws.
MI Comp L § 445.1855 (2021)
2021 Michigan Compiled Laws|Chapter 445 - Trade and Commerce|Act 162 of 1995 - Credit Reform Act (445.1851 - 445.1864)|Section 445.1855 - Credit Sale Under MCL 445.1101 to 445.1431 or MCL 492.101 to 492.141; Written Agreement; Precomputed Interest Provision.

445.1855 Credit sale under MCL 445.1101 to 445.1431 or MCL 492.101 to 492.141; written agreement; precomputed interest provision. Sec. 5.  The written agreement made in connection with a credit sale under the home improvement finance act, Act No. 332 of the Public Acts of 1965, being sections 445.1101 to 445.1431 of the Michigan Compiled Laws, or the motor vehicle sales finance act, Act No. 27 of the Public Acts of the Extra Session of 1950, being sections 492.101 to 492.141 of the Michigan Compiled Laws, may provide for precomputed interest or its equivalent if any rebate due at prepayment in full is computed according to the actuarial method. History: 1995, Act 162, Eff. Mar. 28, 1996 Compiler's Notes: For transfer of authority, powers, duties, functions, and responsibility of the financial institutions bureau and the commissioner of the financial institutions bureau to the commissioner of the office of financial and insurance services and the office of financial and insurance services by type III transfer, see E.R.O. No. 2000-2, compiled at MCL 445.2003 of the Michigan compiled laws.
MI Comp L § 445.1856 (2021)
2021 Michigan Compiled Laws|Chapter 445 - Trade and Commerce|Act 162 of 1995 - Credit Reform Act (445.1851 - 445.1864)|Section 445.1856 - Regulated Lender; Authority to Charge Fee for Late Payment or Dishonored Check; Fee or Charge Not Considered as Interest; Excessive Fee or Charge.

445.1856 Regulated lender; authority to charge fee for late payment or dishonored check; fee or charge not considered as interest; excessive fee or charge. Sec. 6.  (1) Except for depository institutions and as otherwise provided by law, a regulated lender may do any of the following:  (a) Require the borrower to pay a processing fee in connection with making, closing, disbursing, extending, readjusting, or renewing an extension of credit. The processing fee allowed under this subdivision shall not exceed 2% of the amount of the extension of credit.  (b) Charge the borrower a late fee for an installment payment that is received by the regulated lender after the expiration of an agreed-upon grace period following the date on which the payment was due.  (c) A late fee allowed by this subdivision shall not exceed $15.00 or 5% of the installment payment, whichever is greater.  (2) A regulated lender may charge a fee not to exceed $25.00 for a check or other payment instrument that is dishonored because of insufficient funds in the account on which the check or instrument is drawn.  (3) A fee or charge allowed by this section is not considered interest.  (4) A regulated lender shall not require a borrower or buyer to pay an excessive fee or charge. History: 1995, Act 162, Eff. Mar. 28, 1996 Compiler's Notes: For transfer of authority, powers, duties, functions, and responsibility of the financial institutions bureau and the commissioner of the financial institutions bureau to the commissioner of the office of financial and insurance services and the office of financial and insurance services by type III transfer, see E.R.O. No. 2000-2, compiled at MCL 445.2003 of the Michigan compiled laws.