reglab/housing_qa huggingface dataset:
MA Gen L ch 151d § 2 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXI - Labor and Industries|Chapter 151d - Health, Welfare and Retirement Funds|Section 2 - Registration of Trusts, Funds or Plans; Form, etc.; Approval; Filing; Time; Proceedings; Venue; Violations; Penalties

Section 2. The trustees or plan administrators of all trusts, funds, pension plans, combination plans or profit-sharing retirement plans, which provide benefits for participants within the commonwealth, shall register such trusts, funds or plans with the board in accordance with the provisions of this section within ninety days after such trust or plan becomes subject to the provisions of this chapter.  The registration shall be in the form prescribed by the board and shall include certified copies of the trust indentures, contracts, corporate by-laws and any and all other documents creating or relating to the organization and operation of such trust or funds. If such documents in their entirety, in the opinion of the board, make adequate provision for the investment and operation of the trusts, the interests of the beneficiaries thereof, for the accounting for such trusts, or where applicable the protection of the contractual rights of the parties to the insurance contracts which constitute the fund, it shall approve them, except that trustees or plan administrator or such other officers as it shall deem necessary shall file bonds or deposit security for the faithful performance of their duties, in such manner and in such amounts as it shall determine. If the board shall not issue notice of disapproval within sixty days of filing the plan shall be deemed approved. If it shall disapprove any such documents in whole or in part the trustees or plan administrator of such fund shall have thirty days to file amendments. If after such opportunity for amendment, the board shall still not approve, the trustees or plan administrators may file a petition in equity in the probate court for the county in which the trust or fund has its principal place of business in the commonwealth, or if it has no principal place of business in the commonwealth, then in the probate court for Suffolk County, against the board. Either party shall have the same rights of appeal as other parties in equity in the probate court.  Any trustee or plan administrator neglecting to file its registration in the form and within the time specified may be required to forfeit five dollars for each day during which such neglect continues. The time for filing any registration may be extended by the board, upon application in writing to the board.  Any person violating the board approval provision of this section shall be punished by a fine of not more than five hundred dollars for each day of such violation, or by confinement in a jail or house of correction for not more than two years, or both.
MA Gen L ch 151d § 3a (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXI - Labor and Industries|Chapter 151d - Health, Welfare and Retirement Funds|Section 3a - Periodic Review of Registered Pension Plans; Exceptions; Report

Section 3A. The plan administrator or trustee of a registered pension plan except plans with less than twenty-six participants or pension plans or profit-sharing retirement plans funded solely by the direct purchase of an insurance contract or group annuity contract, or that portion of combination plans funded solely by the direct purchase of an insurance contract or group annuity contract, shall cause the plan to be reviewed not less than once every five years by a qualified certified public accountant or public accountant or actuary and shall submit a report of such review to the board stating:  (a) the estimated cost of statutory vested benefits in respect to service in the next succeeding five-year period and the formula for computing such cost for such subsequent five-year period.  (b) the contributions made by the employer for the preceding five-year period to fund the statutory vested benefit.  (c) the surplus or the experience deficiency for statutory vested benefits in the pension plan after making allowances for the present value of all special payments required to be made in the future by the employer as determined by previous reports.  (d) the special payments which will liquidate any such experience deficiency over a term not exceeding five years; and the actuarial assumptions and methods used in the determination.
MA Gen L ch 151d § 4 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXI - Labor and Industries|Chapter 151d - Health, Welfare and Retirement Funds|Section 4 - Reimbursement for Visual Services

Section 4. Notwithstanding any provision of any contract or agreement entered into by the trustee or plan administrator of any fund authorized under this chapter, whenever such contract or agreement provides for reimbursement for any visual services which are within the lawful scope of the practice of a duly registered optometrist, reimbursement thereunder shall be made to either the registered optometrist or the registered physician of the insured's selection. Visual services, as such term appears in the preceding sentence shall mean the optometric services provided by registered optometrists and physicians as set forth in chapter one hundred and twelve.
MA Gen L ch 151d § 5 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXI - Labor and Industries|Chapter 151d - Health, Welfare and Retirement Funds|Section 5 - Fees; Registration of Trust or Fund; Filing Annual Reports

Section 5. The fee for registering a trust or fund under the provisions of section two and the fee for filing annual reports with the board shall be determined annually by the commissioner of administration under the provision of section three B of chapter seven.
MA Gen L ch 151d § 6 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXI - Labor and Industries|Chapter 151d - Health, Welfare and Retirement Funds|Section 6 - Embezzlement or Misappropriation of Trust Funds; Fraud; Penalties

Section 6. Any trustee, plan administrator, official, employee or other person who is convicted of embezzling or misappropriating trust funds or funds, securities or other property entrusted to his care or custody, or of falsification of records or destruction of records with intent to defraud, or of willfully and knowingly filing false statements or of violating the provision of subsection (c) of section three, shall be punished by a fine of not more than ten thousand dollars or by imprisonment in a jail or house of correction for not more than five years, or both.
MA Gen L ch 151d § 7 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXI - Labor and Industries|Chapter 151d - Health, Welfare and Retirement Funds|Section 7 - Application of Chapter; Exceptions

Section 7. The provisions of this chapter shall not apply to workers' compensation or plans established or maintained for the benefit of self-employed individuals or owner-employees as defined by the Internal Revenue Code of 1954, as amended or to any retirement fund, plan or program or any health and welfare fund, plan or program established by the commonwealth or by any political subdivision thereof or by any educational, charitable or religious organization, nor to any employees' retirement association established by general or special law which is subject by law to an audit or examination by either the commissioner of banks or the commissioner of insurance.
MA Gen L ch 151d § 8 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXI - Labor and Industries|Chapter 151d - Health, Welfare and Retirement Funds|Section 8 - Waiver of Compliance With Requirements of This Chapter; Application; Form; Revocation; Judicial Review

Section 8. Where a trust or fund, or its trustees or plan administrator are subject to and comply with the requirements of the law of any other state or the United States, which substantially meets the requirements of this chapter with respect to the registration, filing, examination, statements or reports, the requirements of this chapter of any of them to the extent that they are included in such other laws may be waived by the board with respect to any such trust or fund or trustee or plan administrators.  Where such a waiver has been granted, the board shall require the filing with it of copies of documents filed by the trustees with such other state or with the United States. Application for such a waiver shall be made in writing to the board on such forms as it may require and any waiver issued by it hereunder shall be in writing and a copy thereof shall be filed in its office. The board may, at any time, revoke any such waiver if, in its opinion, such other laws fail to accomplish adequately the purposes of this chapter. Any action of the board pursuant to this section shall be subject to judicial review.
MA Gen L ch 151d § 9 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXI - Labor and Industries|Chapter 151d - Health, Welfare and Retirement Funds|Section 9 - Waiver of Requirement for Statutory Vested Benefits; Procedures

Section 9. In addition to the waiver provisions authorized by section eight, the board, upon the advice and recommendation of the advisory committee, created by section seventeen, may grant a waiver of the requirements of section thirteen under terms and conditions set by the board upon a showing that a pension plan or profit-sharing retirement plan would suffer undue economic hardship that would be detrimental to the interests of its participants. No waiver herein provided shall extend longer than thirty-six months after it has been granted. Upon expiration of said waiver, a proposal for the gradual incorporation of the requirements of section thirteen shall be submitted for the approval of the board. In no instance shall such a proposal for gradual incorporation require more than ten years.  Any request for waiver shall be in writing in a form prescribed by the board. The advisory committee shall receive copies of all waiver requests. Any waiver issued by the board shall be in writing with a notice of its date of issuance. Rules and regulations issued by the board, pursuant to this section, shall be promulgated in accordance with the provisions of chapter thirty A.
MA Gen L ch 151d § 10 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXI - Labor and Industries|Chapter 151d - Health, Welfare and Retirement Funds|Section 10 - Compliance With Other Applicable Laws by Trustees or Plan Administrators

Section 10. Nothing in this chapter shall be construed to relieve the trustee or plan administrator of any trust or fund from compliance with any provisions of any other applicable laws of the commonwealth.
MA Gen L ch 151d § 11 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXI - Labor and Industries|Chapter 151d - Health, Welfare and Retirement Funds|Section 11 - Additional Penalties for Failure to Pay Contributions or Benefits; Venue for Complaints

Section 11. In addition to any other penalty of punishment otherwise prescribed by law any person or employee, and the president, secretary, and treasurer, or officers exercising corresponding functions, of a corporation which is an employer, who is party to an agreement to pay or provide the contributions or benefits covered by this chapter or who is so required to pay these contributions or benefits under the terms of sections twenty-six and twenty-seven of chapter one hundred and forty-nine, and who refuses or fails or neglects to pay such contributions or payments within thirty days after such payments are required to be made shall be punished by a fine of not more than five hundred dollars or by imprisonment in a jail or house of correction for not more than one year, or both.  A complaint under this section may be brought in the municipal court of the city of Boston, or in a district court within the territorial jurisdiction of which the employer has his principal place of business, or within which the contributions are to be paid, or, if said complaint is brought against an officer of a corporation, within which said officer lives.
MA Gen L ch 151d § 12 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXI - Labor and Industries|Chapter 151d - Health, Welfare and Retirement Funds|Section 12 - Bond of Trustee or Plan Administrator; Waiver; Failure to File Certification Thereof; Penalty

Section 12. (a) Every trustee or plan administrator subject to the provisions of this chapter, who is responsible for or who is delegated to be responsible for the funds of a trust or fund shall be bonded as herein provided; the amount of such bond shall be fixed at the beginning of each calendar, policy or other fiscal year, as the case may be, and certificates indicating compliance shall be filed with the board, together with those reports filed with the board, in compliance with subsection (a) of section three. The amount of the bond shall be not less than ten per cent of the amount of funds handled by said trustee or plan administrator, determined as herein provided, except that any such bond shall be in a minimum amount of one thousand dollars and a maximum amount of one hundred thousand dollars. For purposes of fixing the amount of such bond, the amount of funds handled shall be determined by the funds handled by the trustee or plan administrator or by their predecessors, if any, during the preceding reporting year, or if the plan has no preceding reporting year, the amount of funds to be handled during the current reporting year by such trustee or plan administrator as estimated by such trustees and plan administrator and approved by the board. Such bond shall provide protection to such funds or trust funds against loss by reason of acts of fraud or dishonesty on the part of such trustee or plan administrator, either directly or through connivance with others. Any bond required hereunder shall have as surety thereon a corporate surety company which is acceptable to the board in a form or type approved by the board, including individual bonds or schedule or blanket forms of bonds which cover a group or class.  (b) Nothing in this section shall require any trustee or plan administrator to be bonded if said trustee or plan administrator is required to be bonded by any law of any other state or of the United States under substantially the same requirement, and said bonding may be waived by board.  (c) Any trustee or plan administrator neglecting to file said certification as required hereunder shall be subject to the penalty prescribed in subsection (a) of section three for failure to file annual reports.
MA Gen L ch 151d § 14 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXI - Labor and Industries|Chapter 151d - Health, Welfare and Retirement Funds|Section 14 - Termination of Pension Plan or Profit-Sharing Retirement Plan; Allocation of Benefits and Vesting of Interests; Insurance; Notices

Section 14. In the absence of an acceptable method of termination of a pension plan benefits will be allocated to participants and their beneficiaries in the following order:—  First, to provide for a refund to each participant of his contribution, if any, plus credited interest in excess of any benefits paid or to be paid to him or his beneficiary.  Second, to provide to all retired participants and their beneficiaries the plan benefits.  Third, to provide to all participants and their beneficiaries the statutory vested benefits.  Fourth, to provide to participants eligible to retire on normal retirement and their beneficiaries, for the payment of their plan benefits in excess of clause Third.  Fifth, to provide to all participants eligible for early retirement, and their beneficiaries, for the payment of their plan benefits in excess of clause Third above.  Sixth, to provide to all participants eligible for vested benefits under the plan for the payment of their plan benefits in excess of clause Third above.  Seventh, to provide to all participants under the plan for the payment of accrued benefits in excess of the above.  Notwithstanding the above, upon termination of a profit-sharing retirement plan or a money purchase retirement plan, the interests of all participants in their participant accounts shall fully vest.  Any assets insufficient to provide the full benefits with respect to any class will be prorated among the members of that class in proportion to their liability for their benefits.  The board may require as a condition of approval of any plan that such trustee or plan administrator, employer or labor union insure that plan with a private carrier against loss of employee contributions and statutory vested benefits estimated to exist at the termination of the plan if such insurance is available.  Any assessments and premiums required under this chapter shall be deducted from the administrative costs of the fund.  Subsequent to termination of any plan the trustees or plan administrators shall make notification to board of termination of the plan within fifteen days. Within thirty days all employees shall be notified of their rights to any pension benefit and the procedures for claiming those benefits.
MA Gen L ch 151d § 15 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXI - Labor and Industries|Chapter 151d - Health, Welfare and Retirement Funds|Section 15 - Violations by Trustee or Plan Administrator; Injunctive Relief

Section 15. The attorney general may at the request of the board, maintain and prosecute an action against a trustee or plan administrator subject to this chapter for the purpose of obtaining an injunction restraining such persons from doing any act in violation of this chapter. If the court finds that a defendant is threatening or is likely to do any act in violation of this chapter, and that such violation will cause irreparable injury to the interests of the citizens of the commonwealth or the beneficiaries of the trust or fund involved or any employer contributing to such fund, the court may grant an injunction restraining such violation. The court may, on motion and affidavits, grant a preliminary injunction and in interlocutory injunction, upon such terms as may be just, but the citizens of the commonwealth shall not be required to give security before the issuance of any such injunction.
MA Gen L ch 151d § 16 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXI - Labor and Industries|Chapter 151d - Health, Welfare and Retirement Funds|Section 16 - Investments and Management

Section 16. Trustees shall invest the funds of their pension plans and profit-sharing retirement plans and manage said affairs in accordance with the provisions contained in the instruments under which they are acting, or, in the absence of any such provisions shall invest the funds and manage fund affairs with the care under the circumstances then prevailing that a prudent man acting in a like capacity and familiar with such matters would use in the conduct of an enterprise of a like character and with like aims.
MA Gen L ch 151d § 18 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXI - Labor and Industries|Chapter 151d - Health, Welfare and Retirement Funds|Section 18 - Severability

Section 18. If any provision of this chapter as the application of such provision of any person or circumstance is held invalid or is pre-empted by federal law, the remainder of this chapter and the application of such provision to other person or circumstances shall not be affected.
MA Gen L ch 151e § 1 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXI - Labor and Industries|Chapter 151e - Prohibition of Certain Discrimination by Businesses|Section 1 - Definitions

Section 1. The following words and phrases as used in this chapter shall have the following meaning unless the context clearly requires otherwise:—  ''Business'', the manufacture, processing, sale, purchase, licensing, distribution, provision, or advertising of goods or services, or extension of credit, or issuance of letters of credit, or any other aspect of business.  ''Foreign government'', all governments and political subdivisions and the instrumentalities thereof, excepting the government, political subdivisions, and instrumentalities of the United States and the states, commonwealths, territories and possessions of the United States, and the District of Columbia;  ''Foreign person'', any person whose principal place of residence, business or domicile is outside the United States, or any person controlled directly or indirectly by such person or persons; provided however that no person shall be deemed a foreign person if after reasonable inquiry and due diligence it cannot be determined that any such person has a principal place of residence, business, or domicile outside the United States or is controlled by such person.  ''Foreign trade relationships'', the dealing with or in any foreign country of any person, or being listed on a boycott list or compilation of unacceptable persons maintained by a foreign government, foreign person, or international organization.  ''International organization'', any association or organization, with the exception of labor associations, or organizations of which more than a majority of the membership consists of foreign persons or foreign governments; and  ''Persons'', one or more of the following or their agents, employees, servants, representatives, directors, officers, partners, members, managers, superintendents, and legal representatives: individuals, corporations, partnerships, joint ventures, associations, labor organizations, educational institutions, mutual companies, joint-stock companies, trusts, unincorporated organizations, trustees, trustees in bankruptcy, receivers, fiduciaries, and all other entities recognized at law by this commonwealth.