reglab/housing_qa huggingface dataset:
MD. Insurance Code Ann. §  14-417 (2021)
2021 Maryland Statutes|Insurance|Title 14 - Entities That Act as Health Insurers|Subtitle 4 - Dental Plan Organization Act|Section 14-417 - Injunctions

    (a)    The Commissioner may bring an action in a court of competent jurisdiction of the State to enjoin a dental plan organization from transacting any further business, or from transferring or disposing of its property, if:        (1)    the dental plan organization becomes insolvent or suspends its ordinary business for lack of funds; or        (2)    the Commissioner finds, as a result of an examination authorized by this subtitle or in any other manner, that:            (i)    the dental plan organization is exceeding its powers or is violating the law;            (ii)    the condition or methods of business of the dental plan organization may render the continuance of its operations hazardous to enrollees or the public; or            (iii)    the assets of the dental plan organization are less than its liabilities.    (b)    The court may:        (1)    proceed in the action in a summary manner or otherwise;        (2)    grant injunctive relief and appoint a receiver, with power to:            (i)    sue for, collect, receive, take into possession, sell, convey, and assign all the goods and chattels, rights and credits, money and effects, lands and tenement, books, papers, choses in action, bills, notes, and property of every description belonging to the dental plan organization;            (ii)    authorize the purchase of continuing coverage for enrollees utilizing the remaining assets; and            (iii)    hold and dispose of any proceeds under the direction of the court; and        (3)    cause the receiver to continue the existing operations of the dental plan organization, under court supervision, until the next anniversary of the subscription certificates and contracts then in force.    (c)    A dental plan organization is deemed insolvent whenever it is presently or prospectively unable to fulfill its outstanding contracts and maintain the surpluses required under this subtitle.
MD. Insurance Code Ann. §  14-418 (2021)
2021 Maryland Statutes|Insurance|Title 14 - Entities That Act as Health Insurers|Subtitle 4 - Dental Plan Organization Act|Section 14-418 - Public Documents; Confidential Records

    (a)    Except for contracts referred to in § 14-405(b)(5) of this subtitle and complaints filed under § 14-412 of this subtitle, applications, filings, and reports required under this subtitle are public documents and may not be considered confidential.    (b)    (1)    Except as provided in paragraph (2) of this subsection, information obtained by a dental plan organization about the diagnosis, treatment, or health of an enrollee is confidential and may not be disclosed.        (2)    A dental plan organization may disclose information described in paragraph (1) of this subsection:            (i)    to the extent that disclosure may be necessary to carry out the purposes of this subtitle;            (ii)    with the express consent of the enrollee;            (iii)    under statute or court order for the production or discovery of evidence; or            (iv)    if the information is pertinent to a claim or in litigation between the enrollee and dental plan organization.    (c)    A dental plan organization may claim any statutory privileges against disclosure of information that the dentist who provides the information to the dental plan organization may claim.
MD. Insurance Code Ann. §  14-602 (2021)
2021 Maryland Statutes|Insurance|Title 14 - Entities That Act as Health Insurers|Subtitle 6 - Discount Medical Plan Organizations and Discount Drug Plan Organizations|Section 14-602 - General Consideration

    (a)    Except as provided in subsection (b) of this section, this subtitle does not apply to an insurer, nonprofit health service plan, health maintenance organization, or dental plan organization that holds a certificate of authority in this State.    (b)    An insurer, nonprofit health service plan, health maintenance organization, or dental plan organization shall:        (1)    comply with §§ 14–606 through 14–611 of this subtitle;        (2)    notify the Commissioner in writing that it sells, markets, or solicits a discount medical plan or discount drug plan in the State; and        (3)    (i)    file annually with the Commissioner a current list of the persons, other than licensed insurance producers, who  are authorized to sell, market, or solicit in the State a discount medical plan or discount drug plan established by the insurer, nonprofit health service plan, health maintenance organization, or dental plan organization; and            (ii)    provide the Commissioner with an additional list on request.    (c)    An insurer, nonprofit health service plan, health maintenance organization, or dental plan organization may file the list required under subsection (b)(3) of this section electronically, in a format prescribed by the Commissioner.    (d)    This subtitle does not apply to Medicare prescription drug plans or to a State prescription drug plan.
MD. Insurance Code Ann. §  14-603 (2021)
2021 Maryland Statutes|Insurance|Title 14 - Entities That Act as Health Insurers|Subtitle 6 - Discount Medical Plan Organizations and Discount Drug Plan Organizations|Section 14-603 - Registration Required

    (a)    (1)    An entity shall register with the Commissioner as a discount medical plan organization before a discount medical plan established by that entity is sold, marketed, or solicited in the State.        (2)    A discount medical plan may not be sold, marketed, or solicited in the State unless the discount medical plan organization that established the discount medical plan is registered with the Commissioner.    (b)    (1)    An entity shall register with the Commissioner as a discount drug plan organization before a discount drug plan established by that entity is sold, marketed, or solicited in the State.        (2)    A discount drug plan may not be sold, marketed, or solicited in the State unless the discount drug plan organization that established the discount drug plan is registered with the Commissioner.    (c)    An applicant for registration shall:        (1)    file with the Commissioner an application on the form that the Commissioner requires; and        (2)    pay to the Commissioner  an application fee of $250.    (d)    An entity that is required to register with the Commissioner under both subsections (a) and (b) of this section may file one application with the Commissioner and pay one application fee.    (e)    An applicant shall file with its application a list of the persons authorized to sell, market, or solicit a discount medical plan or discount drug plan established by the applicant.
MD. Insurance Code Ann. §  14-604 (2021)
2021 Maryland Statutes|Insurance|Title 14 - Entities That Act as Health Insurers|Subtitle 6 - Discount Medical Plan Organizations and Discount Drug Plan Organizations|Section 14-604 - Registration -- Expiration and Renewal

    (a)    A registration expires on the second June 30 following the registration unless it is renewed as provided in this section.    (b)    Before a registration expires, the registrant may renew it for an additional 2–year term, if the registrant:        (1)    otherwise is entitled to be registered;        (2)    files with the Commissioner a renewal application on the form that the Commissioner  requires; and        (3)    pays to the Commissioner a renewal fee of $150.    (c)    An application for renewal of a registration shall be considered made in a timely manner if it is postmarked on or before June 30 of the year of renewal.    (d)    Subject to the provisions of § 14–605 of this subtitle, the Commissioner shall renew the registration of each registrant that meets the requirements of this section.    (e)    (1)    A registrant shall file annually with the Commissioner a current list of the persons authorized to sell, market, or solicit in the State a discount medical plan or discount drug plan established by the registrant.        (2)    A registrant shall provide the Commissioner an additional list on request.        (3)    A registrant may file the list required under this subsection electronically, in a format prescribed by the Commissioner.
MD. Insurance Code Ann. §  14-605 (2021)
2021 Maryland Statutes|Insurance|Title 14 - Entities That Act as Health Insurers|Subtitle 6 - Discount Medical Plan Organizations and Discount Drug Plan Organizations|Section 14-605 - Registration -- Denial, Refusal to Renew, Suspension, Revocation

    (a)    Subject to the hearing provisions of Title 2 of this article, the Commissioner  may deny a registration to an applicant or refuse to renew, suspend, or revoke the registration of a registrant if the applicant or registrant, or an officer, director, or employee of the applicant or registrant:        (1)    makes a material misstatement or misrepresentation in an application for registration;        (2)    fraudulently or deceptively obtains or attempts to obtain a registration for the applicant or registrant or for another;        (3)    has been convicted of a felony or of a misdemeanor involving moral turpitude;        (4)    in connection with the administration of a discount medical plan or discount drug plan, commits fraud or engages in illegal or dishonest activities;        (5)    has violated any provision of this subtitle or a regulation adopted under it;        (6)    provides a false, falsely disparaging, or misleading oral or written statement, visual description, or other representation of any kind that has the capacity, tendency, or effect of deceiving or misleading consumers;        (7)    makes a representation that a discount medical plan or discount drug plan has a sponsorship, approval, characteristic, use, or benefit that it does not have;        (8)    has violated § 13–301 of the Commercial Law Article; or        (9)    fails to maintain on file with the Commissioner a current list of the persons authorized to sell, market, or solicit a discount medical plan or discount drug plan established by the applicant or the registrant.    (b)    This section does not limit any regulatory power of the Commissioner under Title 2 of this article.
MD. Insurance Code Ann. §  14-606 (2021)
2021 Maryland Statutes|Insurance|Title 14 - Entities That Act as Health Insurers|Subtitle 6 - Discount Medical Plan Organizations and Discount Drug Plan Organizations|Section 14-606 - Prohibited Acts

    A discount medical plan organization and a discount drug plan organization may not:        (1)    use in their advertisements, marketing material, brochures, and discount cards the term “insurance” except:            (i)    in the name of an insurer, nonprofit health service plan, health maintenance organization, or dental plan organization whose corporate name includes the word “insurance”;            (ii)    when comparing the discount medical plan or discount drug plan to insurance or otherwise distinguishing the discount medical plan or discount drug plan from insurance; or            (iii)    as otherwise provided in this subtitle;        (2)    use in their advertisements, marketing material, brochures, and discount cards the terms “health plan”, “coverage”, “copay”, “copayments”, “preexisting conditions”, “guaranteed issue”, “premium”, “ppo”, “preferred provider organization”, or other terms in a context that could reasonably mislead a person into believing the discount medical plan or discount drug plan was health insurance;        (3)    have restrictions on access to discount medical plan or discount drug plan providers, including waiting periods and notification periods;        (4)    pay providers any fees for medical services, pharmaceutical supplies, prescription drugs, or medical equipment and supplies, except that a discount medical plan organization or a discount drug plan organization that also has an active registration under Title 8, Subtitle 3 of this article may continue to pay fees to providers in its capacity as a third party administrator;        (5)    refuse to modify the method of payment for membership in a discount medical plan or a discount drug plan on request, unless a specific method of payment is required as a term of the discount medical plan or the discount drug plan and was agreed to in writing in advance;        (6)    if membership is billed on a monthly basis, refuse to permit membership to terminate without financial penalty on no more than 30 calendar days’ written notice; or        (7)    (i)    continue electronic fund transfer as a method of payment more than 30 calendar days after a written request for termination of electronic fund transfer has been made; or            (ii)    require the member to notify more than one entity that is either the discount medical plan organization or the discount drug plan organization or an entity identified by the discount medical plan organization or the discount drug plan organization that electronic fund transfer should be terminated.
MD. Insurance Code Ann. §  14-608 (2021)
2021 Maryland Statutes|Insurance|Title 14 - Entities That Act as Health Insurers|Subtitle 6 - Discount Medical Plan Organizations and Discount Drug Plan Organizations|Section 14-608 - Refunds of Fees, Dues, or Charges on Cancellation of Registration

    (a)    (1)    If membership in a discount medical plan or a discount drug plan is canceled within the first 30 calendar days after the effective date of enrollment, all fees, dues, charges, or other financial consideration, except a nominal fee, not to exceed any fees, dues, charges, or other financial consideration the  member has already paid, associated with enrollment costs that were part of the cost of the discount medical plan card or the discount drug plan card, shall be refunded to the payor on return of the discount medical plan card to the discount medical plan organization or return of the discount drug plan card to the discount drug plan organization.        (2)    The Commissioner, in consultation with the Attorney General, shall adopt regulations that establish standards for determining the nominal fee associated with enrollment costs that may be retained by a discount medical plan organization or a discount drug plan organization under this subsection.        (3)    Subject to paragraph (1) of this subsection, any regulation adopted under this subsection shall include a cap on the nominal fee that may be retained.    (b)    If a discount medical plan organization or a discount drug plan organization cancels a membership for any reason other than nonpayment, the discount medical plan organization or discount drug plan organization shall make a pro rata refund to the payor of all fees, dues, charges, or other financial consideration within 30 calendar days after the date of cancellation.
MD. Insurance Code Ann. §  14-609 (2021)
2021 Maryland Statutes|Insurance|Title 14 - Entities That Act as Health Insurers|Subtitle 6 - Discount Medical Plan Organizations and Discount Drug Plan Organizations|Section 14-609 - Cards

    (a)    Each discount medical plan organization and each discount drug plan organization shall provide to a plan member or to a plan member for the member’s family a discount card that includes, at a minimum, the following data elements:        (1)    a statement that the discount medical plan or discount drug plan is not insurance;        (2)    (i)    the name or identifying trademark of the discount medical plan organization or the discount drug plan organization; or            (ii)    the name or identifying trademark of the provider networks that participate with the discount medical plan or discount drug plan; and        (3)    the telephone number that the plan member may call for assistance.    (b)    (1)    If a change occurs in the data element required under subsection (a)(3) of this section, a discount medical plan organization or a discount drug plan organization shall reissue a discount card.        (2)    A discount medical plan organization or a discount drug plan organization shall notify a plan member when there is a material change in plan benefits or in the data elements required under subsection (a)(1), (2), or (3) of this section.
MD. Insurance Code Ann. §  14-610 (2021)
2021 Maryland Statutes|Insurance|Title 14 - Entities That Act as Health Insurers|Subtitle 6 - Discount Medical Plan Organizations and Discount Drug Plan Organizations|Section 14-610 - Examinations

    (a)    Whenever the Commissioner considers it advisable, the Commissioner may examine the affairs, transactions, accounts, records, and assets of a discount medical plan organization or discount drug plan organization.    (b)    The examination shall be conducted in accordance with § 2–207 of this article.    (c)    The expense of the examination shall be paid in accordance with § 2–208 of this article.    (d)    The reports of the examination and investigation shall be issued in accordance with § 2–209 of this article.
MD. Insurance Code Ann. §  14-611 (2021)
2021 Maryland Statutes|Insurance|Title 14 - Entities That Act as Health Insurers|Subtitle 6 - Discount Medical Plan Organizations and Discount Drug Plan Organizations|Section 14-611 - Enforcement by Orders of Commissioner

    (a)    To enforce this subtitle and any regulation adopted under it, the Commissioner  may issue an order:        (1)    that requires the violator to cease and desist from the identified violation and further similar violations;        (2)    that requires the violator to take specific affirmative action to correct the violation;        (3)    that requires the violator to make restitution of money, property, or other assets to a person who has suffered financial injury because of the violation; or        (4)    that requires a discount medical plan organization or a discount drug plan organization to make restitution of money, property, or other assets to a person who has suffered financial injury because of a violation by any person authorized to sell, market, solicit, or administer a discount medical plan or discount drug plan established by the discount medical plan organization or discount drug plan organization while the person is acting with the actual or apparent authority of the discount medical plan organization or discount drug plan organization.    (b)    (1)    An order of the Commissioner  issued under this section may be served on a violator who is registered under this subtitle in the manner provided in Title 2 of this article.        (2)    An order of the Commissioner  issued under this section may be served on a violator that is not registered under this subtitle in the manner provided for service on an unauthorized insurer that does an act of insurance business in Title 4 of this article.        (3)    A request for a hearing on any order issued under this subsection does not stay that portion of the order that requires the violator to cease and desist from conduct identified in the order.        (4)    The Commissioner  may file a petition in the circuit court of any county to enforce an order issued under this section, whether or not a hearing has been requested or, if requested, whether or not a hearing has been held.        (5)    If the Commissioner prevails in an action brought by the Commissioner under this section, the Commissioner may recover for the use of the State reasonable attorney’s fees and the costs of the action.    (c)    (1)    In addition to any other enforcement action taken by the Commissioner under this section, the Commissioner may impose a civil penalty of not more than $10,000 for each violation of this subtitle.        (2)    Notwithstanding paragraph (1) of this subsection, the Commissioner  may impose a civil penalty of not more than $1,000 per day for each day that a person is in violation of § 14–603 of this subtitle.    (d)    This section does not limit any regulatory power of the Commissioner under this article.
MD. Insurance Code Ann. §  14-612 (2021)
2021 Maryland Statutes|Insurance|Title 14 - Entities That Act as Health Insurers|Subtitle 6 - Discount Medical Plan Organizations and Discount Drug Plan Organizations|Section 14-612 - Regulations

    The Commissioner shall adopt regulations to carry out the provisions of this subtitle.
MD. Insurance Code Ann. §  15-101 (2021)
2021 Maryland Statutes|Insurance|Title 15 - Health Insurance|Subtitle 1 - General Provisions|Section 15-101 - Scope of Title

    This title does not apply to:         (1)    a policy of liability or workers’ compensation and employer’s liability insurance;        (2)    a group or blanket policy, except as otherwise provided in this title;        (3)    reinsurance; or        (4)    a life insurance, endowment, or annuity contract, or contract supplemental to a life insurance, endowment, or annuity contract that contains only those provisions relating to health insurance that:            (i)    provide additional benefits in case of dismemberment, loss of sight, or death by accident or accidental means;            (ii)    provide additional benefits for long-term home health care and long-term care in a nursing home or other related institution; or            (iii)    operate to safeguard the contract or supplemental contract against lapse or to provide a special surrender value, special benefit, or annuity in the event that the insured or annuitant becomes totally and permanently disabled, as defined by the contract or supplemental contract.
MD. Insurance Code Ann. §  15-102 (2021)
2021 Maryland Statutes|Insurance|Title 15 - Health Insurance|Subtitle 1 - General Provisions|Section 15-102 - Third-Party Ownership of Policies

    In this title, the word “insured” may not be construed to prevent a person other than the insured with a proper insurable interest from applying for and owning a policy covering the insured or from being entitled under that policy to any indemnities, benefits, and rights provided in the policy.
MD. Insurance Code Ann. §  15-103 (2021)
2021 Maryland Statutes|Insurance|Title 15 - Health Insurance|Subtitle 1 - General Provisions|Section 15-103 - Simplified Language Required

    (a)    An insurer or nonprofit health service plan may not issue or deliver in the State an individual health insurance policy, or group health insurance policy covering a group of 1,000 lives or less, unless the policy or certificate is:        (1)    written in simplified language; and        (2)    approved by the Commissioner as complying with the simplified language standards adopted under subsection (c) of this section.    (b)    Subsection (a) of this section applies:        (1)    on or after January 2, 1992; or        (2)    on or after July 2, 1997, if the policy or certificate was approved by the Commissioner on or before January 1, 1992.    (c)    To establish simplified language standards for individual and group health insurance policies and certificates subject to this section, the Commissioner shall adopt regulations that are consistent with the Life and Health Insurance Policy Language Simplification Model Act adopted by the National Association of Insurance Commissioners.