reglab/housing_qa huggingface dataset:
CA Health & Safety Code § 50004 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 1 - Legislative Findings and Declarations|Section 50004.

50004.  The Legislature finds and declares that it is to the economic benefit of the state and a public purpose to encourage the availability of adequate housing and home finance for persons and families of low or moderate income, and to develop viable urban and rural communities by providing decent housing, enhanced living environment, and increased economic opportunities for persons and families of low or moderate income.(Amended by Stats. 1979, Ch. 97.)
CA Health & Safety Code § 50005 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 1 - Legislative Findings and Declarations|Section 50005.

50005.  The Legislature finds and declares that full cooperation and coordination with the cities and counties of the state in meeting the housing needs of the state on a level of government which is as close as possible to the people it serves is essential if workable housing programs are to be developed and implemented.The provision to local governments of financial resources, statistical data, and technical assistance is necessary to implementation of public programs to meet housing needs with adequate consideration of the relationship between housing and the community in which the housing is located.(Amended by Stats. 1979, Ch. 97.)
CA Health & Safety Code § 50006 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 1 - Legislative Findings and Declarations|Section 50006.

50006.  The Legislature finds and declares that a number of federal housing programs have failed to reach the fundamental goals and purposes for which they were established, especially in urban areas. In California, this failure has often been related to inadequate consideration of the relationship between housing and the community in which the housing is located.It is the intent of the Legislature in enacting this division to seek to avoid such failures by providing a comprehensive and balanced approach to the solution of housing problems of very low income households and persons and families of low or moderate income in the state. It is further the intent of the Legislature to provide a program which gives consideration, not only to the production and financing of housing, but also to the social and aesthetic impact of such housing. A California housing program must consider the distribution throughout the state of such housing as may be assisted pursuant to this division, the avoidance of imposed economic, ethnic, and racial isolation or concentration, an emphasis on superior design, including the scale and location of such housing, the preparation of communities and persons to avail themselves of the program, and other factors which contribute to a decent living environment. Such program shall be designed to overcome racial isolation and concentration through revitalization of deteriorating and deteriorated urban areas by attracting a full range of income groups to central-city areas to provide economic integration with persons and families of low or moderate income in such areas.(Added by Stats. 1977, Ch. 610.)
CA Health & Safety Code § 50007 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 1 - Legislative Findings and Declarations|Section 50007.

50007.  The Legislature finds and declares that the large equities that the majority of California residents in most economic strata have now accumulated in single-family homes must be protected and conserved.(Added by Stats. 1977, Ch. 610.)
CA Health & Safety Code § 50007.5 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 1 - Legislative Findings and Declarations|Section 50007.5.

50007.5.  The Legislature finds and declares that manufactured housing, by virtue of its production costs and sales prices can provide a source of decent, safe, and affordable shelter for persons and families of low and moderate income. The Legislature finds and declares that the availability of manufactured housing has been limited by inadequate sites for such manufactured housing and by the costs of financing the purchase of such housing. The Legislature finds and declares that, if California is to effectively meet the housing needs of persons and families of low and moderate income, it must encourage increased manufactured housing production, new manufactured housing developments, and the purchase of new manufactured housing by persons and families of low and moderate income. Therefore, it is the intent of the Legislature that the Department of Housing and Community Development and the California Housing Finance Agency, in implementing the programs established by this division, as amended by the Manufactured Housing Assistance Act of 1980, shall encourage increased availability and affordability of manufactured housing for persons and families of low and moderate income.(Added by Stats. 1980, Ch. 1136.)
CA Health & Safety Code § 50008 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 1 - Legislative Findings and Declarations|Section 50008.

50008.  The Legislature finds and declares that a significantly growing percentage of newly formed households are unable to achieve homeownership under existing conditions, and that preservation and enhancement of opportunities for homeownership are beneficial to the well-being and prosperity of the people of the state and contribute materially to social and economic balance and to the stability of California’s communities and of the state as a whole.The Legislature also finds and declares that the problem of housing affordability facing the first-time home buyer presents serious implications for housing market activity and for economic growth in California since the first-time home buyer is critical to a healthy market for all Californians, as all Californians are materially inhibited in seeking needed adjustments to their housing needs if potential first-time home buyers cannot enter the market; and that the ability of California to generate activity to produce new jobs is limited by the lack of affordable housing with affordable financing for the persons who would fill such jobs.It is, therefore, necessary to implement a program incorporating the elements of this division, added by the chapter of the Statutes of 1982 which enacted this section, and the provisions enacted by that chapter shall be liberally construed to effect their purposes.(Added by Stats. 1982, Ch. 320, Sec. 1. Effective June 29, 1982.)
CA Health & Safety Code § 50009 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 1 - Legislative Findings and Declarations|Section 50009.

50009.  The Legislature finds and declares that the utilization of tax-exempt mortgage revenue bonds can, and should, encourage the production of housing units affordable to low- and moderate-income persons and families. The Legislature further finds and declares that as a result of recent bond interest rates at historically high levels, tax-exempt mortgage revenue bond programs may not be able to provide housing affordable to low- and moderate-income persons and families, without an additional subsidy. The Legislature further finds and declares that the effectiveness of tax-exempt mortgage revenue bonds in reducing the housing costs of low- and moderate-income persons and families should be carefully monitored by the Legislature to permit an assessment of the costs and benefits of this financing mechanism.(Added by Stats. 1983, Ch. 323, Sec. 60.28. Effective July 1, 1983.)
CA Health & Safety Code § 50050 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 2 - Definitions|Section 50050.

50050.  Unless otherwise indicated by the context, the definitions contained in this chapter shall govern the construction of this division.(Added by Stats. 1977, Ch. 610.)
CA Health & Safety Code § 50051 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 2 - Definitions|Section 50051.

50051.  “Affirmative action” means any program created pursuant to rules and regulations of the agency to create greater job opportunities for members of disadvantaged racial, sexual, religious, ancestral, or national-origin groups. Such program shall include educational, promotional, and other appropriate activity designed to secure greater employment opportunity for the members of such groups.(Added by Stats. 1977, Ch. 610.)
CA Health & Safety Code § 50052 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 2 - Definitions|Section 50052.

50052.  “Affirmative marketing program” means any program approved by the agency that is designed to achieve greater access to housing opportunities created by this division for members of disadvantaged racial, sexual, religious, ancestral, or national-origin groups. Such program shall include educational, promotional, and other appropriate activity designed to secure greater housing opportunities for the members of such groups. Where a significant number of persons in a community have limited fluency in the English language, publications implementing an affirmative marketing program in that community shall be provided in the native language of such persons.(Added by Stats. 1977, Ch. 610.)
CA Health & Safety Code § 50054 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 2 - Definitions|Section 50054.

50054.  “Agency” means the California Housing Finance Agency.(Added by Stats. 1977, Ch. 610. Note: Conditional amendment by Stats. 1994, Ch. 94, was repealed by Stats. 1997, Ch. 580.)
CA Health & Safety Code § 50055 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 2 - Definitions|Section 50055.

50055.  “Assisted housing” means housing financed by a below-market interest rate mortgage insured or purchased, or a loan made, by the Secretary of the United States Department of Housing and Urban Development or by the Farmers Home Administration of the United States Department of Agriculture; or a market-interest-rate mortgage insured or purchased, or a loan made in combination with, or as augmented by, a program of rent supplements or subsidies, interest subsidies, leasing, contributions or grants, or other programs as are now or hereafter authorized by federal law to serve persons and families of low or moderate income; or a mortgage or loan made pursuant to this division; or a mortgage or loan from any private or public source with an interest rate and terms satisfactory to the agency and which will meet the requirements and purposes of this division.(Added by Stats. 1977, Ch. 610.)
CA Health & Safety Code § 50056 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 2 - Definitions|Section 50056.

50056.  “Below-market interest” means a below-market interest rate adequate to return to the agency sufficient income to meet its obligations, reserve requirements, and expenses connected with a loan financed by the agency for which such interest rate is established as determined by the agency at the time of commitment of funds, for the permanent financing.(Added by Stats. 1977, Ch. 610.)
CA Health & Safety Code § 50057 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 2 - Definitions|Section 50057.

50057.  “Board” means the board of directors of the agency.(Added by Stats. 1977, Ch. 610.)
CA Health & Safety Code § 50058 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 2 - Definitions|Section 50058.

50058.  “Bonds” means bonds, notes (including bond anticipation notes and construction loan notes), debentures, interim or other certificates, or other evidences of financial indebtedness issued by the agency pursuant to Part 3 (commencing with Section 50900) or Part 6 (commencing with Section 52500).(Amended by Stats. 1982, Ch. 320, Sec. 2. Effective June 29, 1982.)
CA Health & Safety Code § 50058.5 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 2 - Definitions|Section 50058.5.

50058.5.  “Buy-down mortgage plan” is a program by which the effective interest cost to the purchaser of a real property is reduced below market rates through supplemental payments by the agency to a qualified mortgage lender in return for which the agency shall obtain from the purchaser an interest-bearing note secured by a subordinated mortgage on the property which is purchased.(Added by Stats. 1982, Ch. 320, Sec. 3. Effective June 29, 1982.)
CA Health & Safety Code § 50059 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 2 - Definitions|Section 50059.

50059.  “Cause” means gross neglect of duties, fraud, or violation of Section 50904 or 50905.(Added by Stats. 1977, Ch. 610.)
CA Health & Safety Code § 50060 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 2 - Definitions|Section 50060.

50060.  “Citizen participation” means action by the local agency that is approved by the agency as sufficient to provide persons who will be affected by financing or loan insurance assistance within a neighborhood preservation area, under the provisions of Chapter 6 (commencing with Section 51300) of Part 3 of this division or under Part 4 (commencing with Section 51600) of this division, with opportunities to be involved in planning and carrying out the financing or loan insurance assistance program. “Citizen participation” shall include, but not be limited to, all of the following and in the order provided below:(a)  Holding a public meeting prior to the hearing by the legislative body considering selection of the area for designation as a neighborhood preservation area. (b)  Consultation with an elected or appointed citizen advisory board, composed of representatives of both owners of property in, and residents of, a proposed neighborhood preservation area, in developing a plan for public improvements and the rules and regulations for implementation of the proposed assistance program. (c)  Dissemination at least seven days prior to the original hearing by mailing to property owners within the proposed neighborhood preservation area at the address shown on the latest assessment roll and by distributing to residents of the proposed neighborhood preservation area by a manner determined appropriate by the local agency, of information relating to the time and location of the hearing, boundaries of the proposed area, and a general description of the proposed assistance program. In addition to the requirements of subdivisions (a) to (c), inclusive, any other means of citizen involvement determined appropriate by the legislative body may be implemented.In lieu of initiating a new process of citizen participation, local agencies which have conducted or are conducting a citizen-participation process as part of an existing housing community development program, may substitute such citizen-participation process if the board approves such process as meeting the requirements of this section.Public meetings and consultations held to implement the requirements of citizen participation shall be conducted by a planning or rehabilitation official designated by the legislative body. Public meetings shall be held at times and places convenient to residents and property owners.(Added by Stats. 1977, Ch. 610.)
CA Health & Safety Code § 50061 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 2 - Definitions|Section 50061.

50061.  “Commission” means the Commission of Housing and Community Development.(Added by Stats. 1977, Ch. 610.)
CA Health & Safety Code § 50061.5 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 2 - Definitions|Section 50061.5.

50061.5.  Any reference in this division to the Commission of Housing and Community Development shall be deemed to be to the Department of Housing and Community Development and the department may exercise all the powers and shall perform all the duties of the commission.(Added by Stats. 1981, Ch. 996.)
CA Health & Safety Code § 50062 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 2 - Definitions|Section 50062.

50062.  “Concentrated rehabilitation area” means an area characterized by substantial deterioration of residential structures and which is designated by the agency pursuant to Section 51302.(Added by Stats. 1977, Ch. 610.)
CA Health & Safety Code § 50062.5 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 2 - Definitions|Section 50062.5.

50062.5.  “Congregate housing for the elderly” means a housing development, as defined by Section 50073.5, which is planned, designed, and managed to include facilities and common space that allow for direct services and support services that maximize the residents’ potential for independent living and which is occupied by elderly or handicapped persons or households, as defined in Sections 50067 and 50072. Direct services and support services which are provided or made available shall relate to the nutritional, social, recreational, housekeeping, and personal needs of the residents and shall be provided or made available at a level necessary to assist the residents to function independently.“Direct services,” as used in this section, means meals, housekeeping services, transportation services, and planned recreational and social activities which shall be provided to the residents directly by the management of the congregate housing.“Support services,” as used in this section, means social services, day-care services, and in-home services which the management of the congregate housing shall assist the residents in obtaining, at the request of the residents.(Added by Stats. 1986, Ch. 1249, Sec. 2.)
CA Health & Safety Code § 50063 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 2 - Definitions|Section 50063.

50063.  “Construction loan” means a short-term loan secured by real property, made for development costs incurred in construction or rehabilitation of a housing development or residential structure.(Amended by Stats. 1982, Ch. 312, Sec. 4. Effective June 28, 1982.)
CA Health & Safety Code § 50063.5 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 2 - Definitions|Section 50063.5.

50063.5.  “Acutely low income households” means persons and families whose incomes do not exceed 15 percent of area median income, adjusted for family size and revised annually. The limits shall be published by the department in the California Code of Regulations for all geographic areas of the state. As used in this section, “area median income” means the median family income of a geographic area of the state. (Added by Stats. 2021, Ch. 354, Sec. 2. (AB 1043) Effective January 1, 2022.)
CA Health & Safety Code § 50064 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 2 - Definitions|Section 50064.

50064.  “Department” means the Department of Housing and Community Development.(Added by Stats. 1977, Ch. 610.)
CA Health & Safety Code § 50065 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 2 - Definitions|Section 50065.

50065.  “Development costs” means the aggregate of all costs incurred in connection with a housing development which are approved by the agency as reasonable and necessary, including, but not limited to, the following:(a)  The cost of refinancing or acquiring land and any buildings thereon, including payments for commissions, options, deposits, or contracts to purchase properties on a proposed housing development site or payments for the purchase of such properties. (b)  The cost of site preparation, demolition, and clearing. (c)  Architectural, engineering, legal, accounting, consulting, and other fees paid or payable in connection with the planning, execution, and financing of a housing development and the finding of an eligible mortgagee for a housing development. (d)  The cost of necessary studies, surveys, plans, and permits. (e)  The cost of insurance, interest and financing, tax and assessment costs, and other operating and carrying costs incurred during construction or rehabilitation. (f)  The cost of construction, rehabilitation, reconstruction and fixtures, medical facilities, furnishings, equipment, machinery, apparatus, and similar facilities and equipment related to the real property. (g)  The cost of land improvements, including, but not limited to, landscaping, site preparation and streets, sewers, utilities, and other offsite improvements, whether or not such costs are paid in cash or in a form other than cash. (h)  A reasonable profit and risk fee, as defined in regulations of the agency, in addition to job overhead to the general contractor and, if applicable, to a limited-dividend housing sponsor. (i)  An allowance established by the agency for working capital and for reasonable reserves set aside to defray unanticipated additional development costs. (j)  Necessary expenses incurred in connection with initial occupancy of a housing development, including reserves for any anticipated operating deficits to be incurred during the construction period and the initial year of occupancy. (k)  Repayment of a development loan. ( l)  The cost of modifying a housing development or structure so that it is accessible to and convenient for the elderly or handicapped. (m)  The cost of such other items, including tenant and homeowner relocation and tenant and homeowner counseling, as the agency shall determine to be reasonable and necessary for the development of a housing development. The statement of a specific cost item within this section shall in no way imply a requirement that the agency finance that item in making a loan on any housing development. Development costs shall not include any greater portion of the total cost of a housing development owned by a limited-dividend housing sponsor than is consistent with an equity investment sufficient to ensure a substantial and continuing interest by such sponsor in the housing development.(Added by Stats. 1977, Ch. 610.)