reglab/housing_qa huggingface dataset:
NH Rev Stat § 417:7 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417 - Unfair Insurance Trade Practices|Section 417:7 - Hearing; Witnesses; Production of Books.

    417:7 Hearing;  Witnesses;  Production of Books. –||At the time and place fixed for such hearing, such person shall have an opportunity to be heard. The commissioner upon such hearing may administer oaths, examine and cross-examine witnesses, receive oral and documentary evidence, and shall have the power to subpoena witnesses, compel their attendance, and require the production of books, papers, records, correspondence, or other documents which the commissioner deems relevant to the inquiry. The commissioner, upon such hearing may, and upon the request of any party shall, cause to be made a written or electronic record of all the evidence offered or introduced and all proceedings had at such hearing. Nothing contained in this chapter shall require the observance at such hearing of formal rules of pleading or evidence.|||Source. 1947, 189:1, par. 7. RSA 417:7. 1971, 519:4. 1996, 238:10, eff. Jan. 1, 1997.|
NH Rev Stat § 417:8 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417 - Unfair Insurance Trade Practices|Section 417:8 - Appearances.

    417:8 Appearances. –||Upon good cause shown, the commissioner may permit any person to intervene, appear and be heard at such hearing.|||Source. 1947, 189:1, par. 8, eff. June 12, 1947.|
NH Rev Stat § 417:9 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417 - Unfair Insurance Trade Practices|Section 417:9 - Service of Charges, Etc.

    417:9 Service of Charges, Etc. –||Statements of charges, notices, orders, and other processes of the commissioner under this chapter may be served by anyone duly authorized by the commissioner, either in the manner provided by law for service of process in civil actions, or by registering and mailing a copy thereof to the person affected by such statement, notice, order, or other process at such person's or its residence or principal office or place of business. The verified return by the person so serving such statement, notice, order, or other process, setting forth the manner of such service, shall be proof of the same, and the return postcard receipt for such statement, notice, order, or other process, registered and mailed as provided in this section, shall be proof of the service of the same.|||Source. 1947, 189:1, par. 9. 1996, 238:11, eff. Jan. 1, 1997.|
NH Rev Stat § 417:10 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417 - Unfair Insurance Trade Practices|Section 417:10 - Orders and Penalty.

    417:10 Orders and Penalty. –||I. If after hearing or at the expiration of the period set forth in a show cause order issued pursuant to this chapter, any person is found to have violated RSA 417:3, the commissioner may suspend, revoke, or refuse to renew the license of that person. The commissioner, in the commissioner's discretion, in addition to or in lieu of such suspension, revocation, or refusal to renew, may impose upon that person an administrative penalty of not more than $2,500 for each method of competition, act, or practice found to be in violation of RSA 417:3. The commissioner shall collect the amount so imposed and may bring an action in the name of the state to enforce collection.||II. In lieu of the monetary penalties provided for under paragraph I, the commissioner, after hearing, may order relief for actual economic losses to restore, in whole or in part, any individual consumer, as opposed to a group or class of consumers, in interest to the position that the consumer formerly occupied either by the return of that which the consumer formerly had or by receipt of its equivalent in money. Unless the parties agree, an order of relief under this paragraph shall not exceed $2,500 for each method of competition, act, or practice found to be in violation of RSA 417:3 and where a pattern of conduct or practice has been established. Relief may be ordered under this paragraph only when the consumer in interest has agreed that such relief shall constitute a waiver of any action for the same cause that might otherwise be filed before an administrative agency or any court. Relief ordered under this paragraph shall not apply to disputes regarding claims or losses.|||Source. 1947, 189:1, par. 10. RSA 417:10. 1971, 519:5. 1996, 238:12. 2004, 210:3, eff. Aug. 10, 2004.|
NH Rev Stat § 417:11 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417 - Unfair Insurance Trade Practices|Section 417:11 - Appeal.

    417:11 Appeal. –||Any party to the proceedings aggrieved by any order or decision of the insurance commissioner pursuant to RSA 417:10 shall be entitled to an appeal to the supreme court in accordance with the provisions of RSA 541, except that in the case of a fine imposed by any order or decision, the party aggrieved shall be entitled to an appeal to the superior court in the county in which the party resides, if a resident, or, if a nonresident, in the Merrimack county superior court and a trial de novo in said court.|||Source. 1947, 189:1, par. 11. RSA 417:11. 1971, 519:6; 561:12. 1996, 238:13, eff. Jan. 1, 1997.|
NH Rev Stat § 417:12 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417 - Unfair Insurance Trade Practices|Section 417:12 - Procedure as to Undefined Unfair Acts and Practices.

    417:12 Procedure as to Undefined Unfair Acts and Practices. –||I. Whenever the commissioner shall have reason to believe that any person engaged in the business of insurance is engaging in this state in any method of competition or in any act or practice in the conduct of such business which is not defined in RSA 417:4 nor which has been determined pursuant to this section to be an unfair method of competition, or an unfair or deceptive act or practice in the business of insurance and that such method of competition is unfair or that such act or practice is unfair or deceptive, and that a proceeding by the commissioner in respect thereto would be in the public interest, the commissioner shall issue and serve upon such person a statement of the charges and a notice of hearing to be held at a time and place fixed in the notice, which shall not be less than 10 days after the date of the service of the notice. The notice of the hearing may be in the form of a notice to show cause, stating the proposed action to be taken unless such person shows cause at a hearing to be held as specified in the notice, why the proposed action should not be taken, and stating the basis of the proposed action.||II. At the expiration of the period set forth in the show cause order issued pursuant to paragraph I, or if after such hearing, the commissioner shall determine that the method of competition or the act or practice in question is in violation of this chapter and if such method of competition, act, or practice has not been discontinued, the commissioner shall reduce the findings to writing and shall issue and cause to be served on the person charged with the violation an order requiring such person to cease and desist from engaging in such method of competition, act or practice.||III. Upon showing by any person that such person has an interest likely to be affected adversely, the commissioner shall permit such person to intervene, appear and be heard at such hearing by counsel or in person.||IV. An order of the commissioner to cease and desist shall become final:||(a) Upon the expiration of the period set forth in the show cause order; or||(b) Upon receipt of the order by the person involved.||V. Any party aggrieved by any order or decision of the insurance commissioner pursuant to this section shall be entitled to an appeal in accordance with the provisions of RSA 541.|||Source. 1947, 189:1, par. 12. RSA 417:12. 1971, 519:7. 1996, 238:14, eff. Jan. 1, 1997.|
NH Rev Stat § 417:13 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417 - Unfair Insurance Trade Practices|Section 417:13 - Penalty.

    417:13 Penalty. –||If any person violates a cease and desist order issued by the commissioner pursuant to RSA 417:12, the commissioner may suspend, revoke, or refuse to renew the license of that person. The commissioner in the commissioner's discretion, in addition to or in lieu of such suspension, revocation, or refusal to renew, may impose upon that person an administrative penalty of not more than $2,500 for each method of competition, act, or practice found to be in violation of this chapter pursuant to RSA 417:12. The commissioner shall collect the amount so imposed and may bring an action in the name of the state to enforce collection.|||Source. 1947, 189:1, par. 13. RSA 417:13. 1971, 519:8. 1996, 238:15, eff. Jan. 1, 1997.|
NH Rev Stat § 417:14 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417 - Unfair Insurance Trade Practices|Section 417:14 - Procedure Additional.

    417:14 Procedure Additional. –||The powers vested in the commissioner by this chapter shall be in addition to any other powers to enforce any penalties, fines or forfeitures authorized by law with respect to the methods, acts and practices hereby declared to be unfair or deceptive.|||Source. 1947, 189:1, par. 14, eff. June 12, 1947.|
NH Rev Stat § 417:15 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417 - Unfair Insurance Trade Practices|Section 417:15 - Failure to Obey Subpoena.

    417:15 Failure to Obey Subpoena. –||In case of refusal of any person to comply with any subpoena issued under this chapter or to testify to any matter to which such person may be lawfully interrogated, the superior court of Merrimack county or the county where said party resides on application of the commissioner may issue an order requiring such person to comply with such subpoena and to testify. Any failure to obey such order of the court may be punished by the court as contempt of court.|||Source. 1947, 189:1, par. 15. 1996, 238:16, eff. Jan. 1, 1997.|
NH Rev Stat § 417:16 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417 - Unfair Insurance Trade Practices|Section 417:16 - Immunity From Prosecution.

    417:16 Immunity From Prosecution. –||If any person shall ask to be excused from attending and testifying or from producing any books, papers, records, correspondence, or other documents at any hearing on the ground that the testimony or evidence required of such person may tend to be self-incriminating or subject such person to a penalty or forfeiture, and shall notwithstanding be directed to give such testimony or produce such evidence, the person must nonetheless comply with such direction, but shall not thereafter be prosecuted or subjected to any penalty or forfeiture for or on account of any transaction, matter or thing concerning which such person may testify or produce evidence pursuant thereto, and no testimony so given or evidence produced shall be received against the person upon any criminal action, investigation or proceeding; provided, however, that no such individual so testifying shall be exempt from prosecution or punishment for any perjury committed by such individual while so testifying and the testimony or evidence so given or produced shall be admissible against the individual upon any criminal action, investigation or proceeding concerning such perjury, nor shall the individual be exempt from the refusal, revocation, or suspension of any license, permission or authority conferred, or to be conferred, pursuant to the insurance law of this state. Any such individual may execute, acknowledge, and file in the office of the commissioner a statement expressly waiving such immunity or privilege in respect to any transaction, matter, or thing specified in such statement and thereupon the testimony of such person or such evidence in relation to such transaction, matter, or thing may be received or produced before any judge or justice, court, tribunal, grand jury or otherwise, and if so received or produced such individual shall not be entitled to any immunity or privilege on account of any testimony such individual may so give or evidence so produced.|||Source. 1947, 189:1, par. 16. 1996, 238:17, eff. Jan. 1, 1997.|
NH Rev Stat § 417:17 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417 - Unfair Insurance Trade Practices|Section 417:17 - Prohibitions.

    417:17 Prohibitions. –||Any domestic insurance company may have as a director a person who is also a director of another insurance company, which may be a foreign or domestic company; provided, however, that if the effect is to substantially lessen competition generally in the insurance business or to tend to create a monopoly therein, it shall be deemed a violation of this chapter. In the administration and enforcement of this section the commissioner shall have the powers and duties conferred and imposed upon the commissioner by other applicable sections of this chapter with respect to violations of it.|||Source. 1949, 47:1. 1996, 238:18, eff. Jan. 1, 1997.|
NH Rev Stat § 417:18 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417 - Unfair Insurance Trade Practices|Section 417:18 - Definitions.

    417:18 Definitions. –||As used in this subdivision the following words shall have the following meaning:||I. "Insurance unfair trade practices law" and similar phrases means those practices prohibited by RSA 417.||II. "Consumer" means any natural person who is offered or supplied goods or services for personal, family, or household purposes.||III. "Supplier" means any individual, corporation, association, partnership, reciprocal exchange, inter-insurer, Lloyd's insurer, fraternal benefit society, and any other legal entity engaged in the business of insurance, including agents, brokers, and adjusters.||IV. "State insurance supervisory authority" means the New Hampshire insurance commissioner, or other official charged with the responsibility of regulating the insurance business in the state in question.|||Source. 1971, 519:9, eff. Sept. 5, 1971.|
NH Rev Stat § 417:19 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417 - Unfair Insurance Trade Practices|Section 417:19 - Action Against Supplier.

    417:19 Action Against Supplier. –||I. When a supplier, in any action or proceeding brought by the insurance commissioner, has been found to be in violation of this chapter or has been ordered to cease and desist, and said finding or order has become final, any consumer claiming to be adversely affected by the act or practice giving rise to such finding or order may bring suit against said supplier to recover any damages or loss suffered because of such action or practice.||II. For the sole purpose of providing the consumer with the procedural rights set forth under RSA 541 and RSA 541-A, failure of the commissioner to take action under RSA 417:6 or RSA 417:12 within 120 days from the date of the receipt of a complaint from an alleged injured person shall constitute a finding that the alleged act or practice is not in violation of this chapter. This finding may be appealed in accordance with RSA 541. If upon appeal the decision of the commissioner is not upheld, the petitioner may proceed under RSA 417:19, I. Nothing contained in this section shall be construed to limit the commissioner's authority to pursue any legal or regulatory action pursuant to this chapter or any provision in title XXXVII.|||Source. 1971, 519:9. 2009, 178:5, eff. Sept. 11, 2009.|
NH Rev Stat § 417:20 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417 - Unfair Insurance Trade Practices|Section 417:20 - Administration of Actions.

    417:20 Administration of Actions. –||I. Actions under this chapter shall be administered, so far as practicable, to avoid a multiplicity of actions seeking relief for or on behalf of the same consumers.||II. Actions under this chapter shall be administered, so far as practicable, to facilitate voluntary settlements.||III. Whenever a consumer shall prevail in an action brought under RSA 417:19, I, the consumer shall be allowed to recover, in addition to damages, the cost of the suit, including reasonable attorneys' fees. Upon the termination of all suits under this section, the court shall inquire into the reasonableness of attorneys' fees charged to the claimants and revise such fees where necessary to make them reasonable.|||Source. 1971, 519:9. 1996, 238:19, eff. Jan. 1, 1997.|
NH Rev Stat § 417:21 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417 - Unfair Insurance Trade Practices|Section 417:21 - Effect of Finding or Order.

    417:21 Effect of Finding or Order. –||A final finding or order rendered in any proceeding before the insurance commissioner pursuant to RSA 417:10, to the effect that the defendant has engaged in an unfair insurance practice, shall be prima facie evidence against the defendant in any action or proceeding brought by any consumer against the defendant under the provisions of RSA 417:19, I. This section shall not apply to consent judgments. No consumer may recover more than once from the same supplier for the same act or practices.|||Source. 1971, 519:9, eff. Sept. 5, 1971; 561:9, eff. Sept. 10, 1971.|
NH Rev Stat § 417:22 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417 - Unfair Insurance Trade Practices|Section 417:22 - Venue.

    417:22 Venue. –||An action under this chapter may be brought in Merrimack county superior court or any district of the United States in which the claim arose or in which the defendant resides, is found, has an agent, is licensed to do business, or is doing business.|||Source. 1971, 519:9, eff. Sept. 5, 1971.|
NH Rev Stat § 417:23 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417 - Unfair Insurance Trade Practices|Section 417:23 - Insurance Fraud Investigation Unit Established.

    417:23 Insurance Fraud Investigation Unit Established. –||There is established in the department of insurance the insurance fraud investigation unit. The unit shall assist the commissioner, or any law enforcement agency, in investigating insurance fraud or other insurance-related criminal activity and in developing and implementing programs to prevent insurance fraud and abuse. The unit shall have the power to subpoena witnesses and administer oaths in any investigation it conducts, and to compel the production of any books, papers or other memoranda or documents by subpoena duces tecum. The unit shall promptly notify the attorney general of any insurance application, claim, or activity which involves criminal conduct. When required by the commissioner and the attorney general, the unit shall cooperate with the attorney general in the investigation and prosecution of criminal violations.|||Source. 1993, 357:6. 2000, 260:1, eff. Aug. 11, 2000.|
NH Rev Stat § 417:24 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417 - Unfair Insurance Trade Practices|Section 417:24 - Staff.

    417:24 Staff. –||The commissioner shall appoint full-time, classified persons who shall be qualified by training and experience to perform the duties of their positions.|||Source. 1993, 357:6. 2003, 144:9, eff. Jan. 1, 2004.|
NH Rev Stat § 417:25 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417 - Unfair Insurance Trade Practices|Section 417:25 - Attorney General.

    417:25 Attorney General. –||When requested by the commissioner, the attorney general may assign an assistant attorney general to assist the unit in the performance of its duties.|||Source. 1993, 357:6, eff. July 1, 1993.|
NH Rev Stat § 417:26 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417 - Unfair Insurance Trade Practices|Section 417:26 - Evidence Collection.

    417:26 Evidence Collection. –||If, by its own inquiries or as a result of complaints, the insurance department has any reason to believe that a person has engaged in, or is engaging in, any criminal activity or any violations involving title XXXVII, it may administer oaths, serve subpoenas ordering the attendance of witnesses or production of material, and collect evidence. Service of such subpoenas and subpoenas duces tecum may be made by:||I. Delivering a duly executed copy to the person to be served or an agent authorized by law to receive service of process;||II. Delivering a duly executed copy to the person's principal place of business or abode in this state, if any; or||III. Mailing a duly executed copy via registered mail, return receipt requested, to the person to be served, or an agent authorized by law to receive service of process.|||Source. 1996, 285:1. 2000, 260:2. 2007, 37:1, eff. Jan. 1, 2008.|
NH Rev Stat § 417:27 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417 - Unfair Insurance Trade Practices|Section 417:27 - Inspection.

    417:27 Inspection. –||If material that the unit seeks to obtain by request is located outside the state, the person so requested may make such material available for examination by the unit or its representative at the place where it is located. The unit may designate representatives, including officials of the state in which the material is located, to inspect the material on its behalf, and it may respond to similar requests from officials of other states.|||Source. 1996, 285:1, eff. Jan. 1, 1997.|
NH Rev Stat § 417:28 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417 - Unfair Insurance Trade Practices|Section 417:28 - Reporting of Fraudulent Claims by Insurers.

    417:28 Reporting of Fraudulent Claims by Insurers. –||Any person or entity regulated under title XXXVII which has reason to believe that an insurance fraud or insurance-related criminal activity has been committed shall make a report to the unit within 60 days or within a shorter period under such circumstances as the commissioner may prescribe by rule. No waiver of any such regulated person's or entity's applicable privilege or claim of confidentiality in the documents, materials or information shall occur as a result of such disclosure to the unit. Such report shall be made on a form prescribed by the unit and shall contain the information requested and such additional information as the unit may require. The unit shall review such report and select such claims as, in its judgment, warrant further investigation. In the absence of fraud or malice, no public official or insurance company or person who furnishes information on behalf of the insurance company shall be liable for damages in a civil action or subject to criminal prosecution for any oral or written statement made or any other action taken that is necessary to supply information required pursuant to this section.|||Source. 1996, 285:1. 1997, 284:18. 2007, 37:2, eff. Jan. 1, 2008.|
NH Rev Stat § 417:29 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417 - Unfair Insurance Trade Practices|Section 417:29 - Fraud Unit Material Information Disclosure.

    417:29 Fraud Unit Material Information Disclosure. –||The unit's papers, documents, reports, or evidence relative to the subject of investigation under this section shall remain confidential and shall not be subject to public inspection or disclosure. Further, such papers, documents, reports, or evidence relative to the subject of an investigation under this section shall be privileged and shall not be subject to subpoena, discovery, or disclosure in any proceeding other than the action initiated by the unit, except as specifically authorized in this subdivision. For the purposes of this section, investigative materials shall include the testimony of unit personnel concerning any matter of which they have knowledge pursuant to a pending insurance fraud investigation by the unit.|||Source. 1996, 285:1, eff. Jan. 1, 1997.|