reglab/housing_qa huggingface dataset:
OR Rev Stat § 736.020 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.020

[1961 c.562 §3; 1967 c.359 §9; renumbered 731.042]
OR Rev Stat § 736.080 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.080

[Amended by 1955 c.222 §1; 1967 c.359 §82; renumbered 731.390]
OR Rev Stat § 736.085 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.085

[Amended by 1967 c.359 §74; renumbered 731.358]
OR Rev Stat § 736.120 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.120

[Amended by 1955 c.188 §1; 1961 c.466 §3; 1967 c.359 §111; renumbered 731.574]
OR Rev Stat § 736.170 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.170

[1965 c.285 §94f; 1967 c.359 §317; renumbered 737.348]
OR Rev Stat § 736.175 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.175

[1965 c.285 §94g; 1967 c.359 §138; renumbered 731.832]
OR Rev Stat § 736.205 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.205

[Amended by 1955 c.409 §2; 1959 c.338 §1; 1963 c.397 §2; 1967 c.359 §75; renumbered 731.362]
OR Rev Stat § 736.220 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.220

[Amended by 1967 c.359 §79; renumbered 731.378]
OR Rev Stat § 736.237 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.237

[1961 c.472 §§2, 3; 1967 c.359 §142; renumbered 731.854]
OR Rev Stat § 736.240 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.240

[1961 c.472 §4; 1967 c.359 §20; renumbered 731.096]
OR Rev Stat § 736.245 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.245

[1961 c.472 §5; 1967 c.359 §143; renumbered 731.858]
OR Rev Stat § 736.252 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.252

[1959 c.323 §2; 1967 c.359 §592; renumbered 746.320]
OR Rev Stat § 736.254 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.254

[1959 c.323 §3; 1967 c.359 §593; renumbered 746.330]
OR Rev Stat § 736.256 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.256

[1959 c.323 §§4,5; 1967 c.359 §594; renumbered 746.340]
OR Rev Stat § 736.258 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.258

[1959 c.323 §6; 1967 c.359 §595; renumbered 746.350]
OR Rev Stat § 736.260 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.260

[1959 c.323 §7; 1967 c.359 §596; renumbered 746.360]
OR Rev Stat § 736.300 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.300

[1965 c.406 §2; 1967 c.359 §336; renumbered 743.006]
OR Rev Stat § 736.305 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.305

[Amended by 1967 c.359 §348; renumbered 743.045]
OR Rev Stat § 736.310 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.310

[Amended by 1955 c.225 §1; 1967 c.359 §357; 1967 c.453 §5; renumbered 743.072]
OR Rev Stat § 736.315 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.315

[Amended by 1967 c.359 §349; renumbered 743.048]
OR Rev Stat § 736.320 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.320

[Amended by 1967 c.359 §523; renumbered 743.783]
OR Rev Stat § 736.325 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.325

[Amended by 1965 c.611 §16; 1967 c.359 §371; renumbered 743.114]
OR Rev Stat § 736.330 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.330

[1961 c.466 §2; 1967 c.359 §345; renumbered 743.036]
OR Rev Stat § 736.335 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.335

[1961 c.466 §4; 1967 c.359 §363; renumbered 743.090]
OR Rev Stat § 736.460 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.460

[Amended by 1967 c.359 §576; renumbered 746.100]
OR Rev Stat § 736.485 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.485

[Amended by 1963 c.462 §1; 1967 c.359 §559; renumbered 744.505]
OR Rev Stat § 736.490 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.490

[1957 c.3 §2; 1967 c.359 §564; renumbered 744.555]
OR Rev Stat § 736.495 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.495

[1963 c.580 §87; 1967 c.359 §44; renumbered 731.204]
OR Rev Stat § 736.500 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.500

[1963 c.580 §88; 1967 c.359 §45; renumbered 731.208]
OR Rev Stat § 736.503 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.503

[1963 c.580 §89; 1967 c.359 §47; renumbered 731.216]
OR Rev Stat § 736.507 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.507

[1963 c.580 §90(1); 1967 c.359 §48; renumbered 731.220]
OR Rev Stat § 736.520 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.520

[Amended by 1967 c.359 §61; renumbered 731.272]
OR Rev Stat § 736.525 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.525

[Amended by 1961 c.308 §3; 1967 c.359 §66; renumbered 731.292]
OR Rev Stat § 736.542 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.542

[1965 c.173 §2; 1967 c.359 §67; renumbered 731.296]
OR Rev Stat § 736.545 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.545

[Amended by 1967 c.359 §68; renumbered 731.300]
OR Rev Stat § 736.555 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.555

[Amended by 1967 c.359 §70; renumbered 731.308]
OR Rev Stat § 736.560 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.560

[Amended by 1967 c.359 §71; renumbered 731.312]
OR Rev Stat § 736.565 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.565

[Amended by 1957 c.34 §2; 1967 c.359 §72; renumbered 731.316]
OR Rev Stat § 736.580 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.580

[1965 c.57 §2; 1967 c.359 §65; renumbered 731.288]
OR Rev Stat § 736.608 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.608

[1955 c.500 §2; 1967 c.359 §577; renumbered 746.110]
OR Rev Stat § 736.615 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.615

[Amended by 1967 c.359 §582; renumbered 746.160]
OR Rev Stat § 736.645 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.645

[Amended by 1967 c.359 §98; renumbered 731.454]
OR Rev Stat § 736.650 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.650

[1965 c.173 §3; 1967 c.359 §58; renumbered 731.260]
OR Rev Stat § 736.705 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.705

[1963 c.277 §2; 1967 c.359 §583; renumbered 746.170]
OR Rev Stat § 736.715 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.715

[1963 c.277 §4; 1967 c.359 §584; renumbered 746.180]
OR Rev Stat § 736.725 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.725

[1963 c.277 §3; 1967 c.359 §585; renumbered 746.190]
OR Rev Stat § 736.735 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.735

[1963 c.277 §5; 1967 c.359 §586; renumbered 746.200]
OR Rev Stat § 736.745 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.745

[1963 c.277 §6; 1967 c.359 §587; renumbered 746.210]
OR Rev Stat § 736.825 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.825

[1965 c.105 §6; 1967 c.359 §567; renumbered 746.005]
OR Rev Stat § 736.835 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 736 - (Former Provisions)|Section 736.835

[1965 c.105 §8; 1967 c.359 §56; renumbered 731.252]
OR Rev Stat § 737.007 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 737 - Rates and Rating Organizations|Section 737.007 - "Rating organization" defined.

(1) As used in this chapter, unless the context requires otherwise, "rating organization" means: (a) Every person, other than an insurer, whether located within or outside this state who has as the person’s object or purpose the making of rates, rating plans or rating systems; or (b) Two or more insurers which act in concert for the purpose of making rates, rating plans or rating systems. (2) Subsection (1) of this section does not include, apply to or affect two or more insurers operating within the specific authorizations contained in ORS 737.275, 737.312, 737.365, 737.390 and 737.526. [1969 c.690 §14]
OR Rev Stat § 737.010 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 737 - Rates and Rating Organizations|Section 737.010

[Amended by 1967 c.359 §303; renumbered 737.280]
OR Rev Stat § 737.012 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 737 - Rates and Rating Organizations|Section 737.012 - "Advisory organization" defined.

As used in this chapter, unless the context requires otherwise, "advisory organization" means every group, association or other organization of insurers, whether located within or outside this state, which assists authorized insurers which make their own filings or licensed rating organizations in rate making, by the collection and furnishing of loss or expense statistics or by the submission of recommendations, but which does not make filings under this chapter. [1969 c.690 §15]
OR Rev Stat § 737.017 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 737 - Rates and Rating Organizations|Section 737.017 - "Member," "subscriber" defined.

As used in this chapter, unless the context requires otherwise: (1) "Member" means: (a) An insurer that participates in or is entitled to participate in the management of a rating, advisory or other organization; or (b) For purposes of workers’ compensation insurance, an insurer that is affiliated or associated with a rating, advisory or other organization by agreement with the organization for the purpose of obtaining the rates and rating manuals or the services offered by the organization. (2) "Subscriber" means an insurer that is furnished at its request: (a) With rates and rating manuals by a rating organization of which it is not a member; or (b) With advisory services by an advisory organization of which it is not a member. [1969 c.690 §16; 1999 c.235 §6]
OR Rev Stat § 737.025 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 737 - Rates and Rating Organizations|Section 737.025 - Purpose, intent of chapter.

(1) The purpose of this chapter is to promote the public welfare by regulating insurance rates to the end that they shall not be excessive, inadequate or unfairly discriminatory and to authorize cooperation between insurers in rate making and other related matters. (2) It is the express intent of this chapter to permit and encourage competition between insurers on a sound financial basis. [1969 c.690 §1]
OR Rev Stat § 737.035 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 737 - Rates and Rating Organizations|Section 737.035 - Application of chapter.

This chapter applies to all forms of insurance on risks or operations in this state, except: (1) Reinsurance, other than joint reinsurance to the extent stated in ORS 737.390; (2) Insurance against loss of, or damage to, aircraft, including accessories and equipment, or against liability arising out of ownership, maintenance or use of aircraft; (3) Wet marine and transportation insurance; (4) Life insurance; (5) Health insurance; or (6) Surplus lines insurance. [1969 c.690 §2; 2005 c.185 §10]
OR Rev Stat § 737.045 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 737 - Rates and Rating Organizations|Section 737.045 - Remedies of director for violations of chapter.

(1) If the Director of the Department of Consumer and Business Services has reason to believe that a rate, rating plan or rating system filed or used by an insurer or filed by a rating or advisory organization on behalf of an insurer does not comply with the requirements and standards of this chapter, the director may issue an order directing the insurer or the rating or advisory organization to discontinue or desist from the noncompliance. An order issued under this subsection is subject to the provisions of ORS 731.252. (2) If the director holds a hearing on an order issued pursuant to subsection (1) of this section, the insurer or rating or advisory organization filing or using the rate, rating plan or rating system shall pay to the director the just and legitimate costs of the hearing, including actual necessary expenses. (3) If the director finds after a hearing under ORS 737.340 that any rate, rating plan or rating system violates the provisions of this chapter, the director may issue an order specifying the violation and stating when, within a reasonable period of time, the further use of such rate, rating plan or rating system by an insurer or rating or advisory organization shall be prohibited. (4) If the director finds after a hearing under ORS 737.215 or 737.340 that an insurer or rating or advisory organization is in violation of any provision of this chapter other than the provisions dealing with rates, rating plans or rating systems, the director may issue an order specifying the violation and requiring compliance within a reasonable time. (5) If the director finds after a hearing under ORS 737.215 that the violation of any of the provisions of this chapter applicable to it by any insurer or rating organization that has been the subject of a hearing was willful, the director may suspend or revoke the certificate of authority of such insurer or the license of such rating organization. (6) If the director finds after a hearing that any rating organization has willfully engaged in any fraudulent or dishonest act or practices, the director may suspend or revoke the license of such organization. [1969 c.690 §10; 1987 c.774 §143]
OR Rev Stat § 737.180 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 737 - Rates and Rating Organizations|Section 737.180

[Amended by 1967 c.359 §308; renumbered 737.312]
OR Rev Stat § 737.205 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 737 - Rates and Rating Organizations|Section 737.205 - Filing rates, plans with director; public inspection of filings; effect on workers’ compensation filings.

(1) Every insurer shall file with the Director of the Department of Consumer and Business Services copies of the rates, rating plans and rating systems used by it. Except as provided in ORS 737.207, 737.209 and 737.320 (2), each filing shall become effective immediately on the date specified therein but not earlier than the date such filing is received by the director. This subsection does not apply to inland marine risks which by general custom of the business are not written according to manual rates or rating plans. (2) An insurer may satisfy its obligation to make such filings by becoming a member of or a subscriber to a licensed rating organization which makes such filings, and by authorizing the director to accept such filings on its behalf. Such insurer may so adopt the filings of a rating organization on part of the classes of risks insured by it and may make its own filings as to other classes which shall be uniform throughout the insurer’s territorial classification. This subsection does not apply to workers’ compensation insurance filings except to the extent that the rating organization filings of rating plans or systems under ORS 737.320 are complete and usable by an insurer without the addition of allowances for expenses, taxes or profit. (3) A filing shall be open to public inspection immediately upon submission to the director. [1969 c.690 §4; 1981 c.535 §16; 1987 c.774 §50]
OR Rev Stat § 737.207 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 737 - Rates and Rating Organizations|Section 737.207 - Commercial liability insurance rate filings; prior approval by director.

(1) As used in this section, a market may be a line, subline or classification of commercial liability insurance. (2) Filings of commercial liability insurance rates for markets specified by the Director of the Department of Consumer and Business Services shall be submitted by an insurer or rating organization to the director for review prior to the effective date if the average annual rate level increase or decrease for each market exceeds 15 percent. Factors to be considered by the director in specifying a market to be subject to this section may include: (a) The nature and extent of competition; (b) The size and significance of the coverage provided; (c) Reinsurance availability; (d) The volume of cancellations and nonrenewals; and (e) Changing conditions in the economic, judicial and social environment. (3) Except as otherwise provided in ORS 737.209, the effective date of a commercial liability insurance filing required by subsection (2) of this section to be submitted to the director for review shall be the date specified therein but not earlier than the 30th day after the filing is received by the director. After review of the filing, the director may authorize an earlier effective date, if appropriate. The 30-day waiting period may be extended to 60 days if the director gives written notice within such waiting period to the insurer or rating organization which made the filing that the extended period is needed for consideration of the filing. A filing subject to subsection (2) of this section that has not been approved or disapproved within the waiting period, or any extension thereof, shall be deemed approved. (4) Supporting actuarial data shall accompany every filing of commercial liability insurance rates. The data shall be in sufficient detail to justify the rate level change and shall demonstrate compliance with ORS 737.310 governing the making of rates. [1987 c.774 §48]
OR Rev Stat § 737.209 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 737 - Rates and Rating Organizations|Section 737.209 - Hearing on rate filings under ORS 737.207; order; review.

(1) The Director of the Department of Consumer and Business Services may hold a hearing on a filing made pursuant to ORS 737.207 if the director determines that such a hearing would aid the director in determining whether to approve or disapprove the filing. A hearing under this section may be held at a place designated by the director and upon not less than 10 days’ written notice to the insurer or rating organization that made the filing and to any other person the director decides should be notified. A filing that is the subject of a hearing under this section becomes effective, if approved, as provided in subsection (4) of this section. (2) A hearing held pursuant to subsection (1) of this section must be conducted by an administrative law judge assigned from the Office of Administrative Hearings established under ORS 183.605. The administrative law judge shall report findings, conclusions and recommendations to the director within 30 days of the close of the hearing. The insurer or rating organization proposing the rate filing shall have the burden of proving that the rate proposal is justified and shall pay to the director the fair and reasonable costs of the hearing, including actual necessary expenses. (3) Within 10 days of receiving a report from the administrative law judge, the director shall issue an order approving or disapproving the filing. (4) An order issued under subsection (3) of this section may be reviewed as provided in ORS 183.480 to 183.540 for review of contested cases. A filing approved by the director under this section shall be effective 10 days after the order issued under subsection (3) of this section and shall remain effective during any review of the order. [1987 c.774 §48a; 1999 c.849 §§175,176; 2003 c.75 §62]
OR Rev Stat § 737.215 (2021)
2021 Oregon Revised Statutes|Volume : 18 - Financial Institutions, Insurance|Chapter 737 - Rates and Rating Organizations|Section 737.215 - Effect of noncompliance with rating regulation.

If the Director of the Department of Consumer and Business Services has reason to believe that noncompliance by an insurer with the requirements and standards of this chapter to be willful, or if within the period prescribed by the director in the notice required by ORS 737.336, the insurer, rating or advisory organization does not make such changes as may be necessary to correct the noncompliance specified by the director or establish to the satisfaction of the director that such specified noncompliance does not exist, then the director may hold a hearing in connection therewith, provided that within a reasonable period of time which shall be not less than 10 days before the date of such hearing, the director shall mail written notice to the insurer, rating or advisory organization involved specifying the matters to be considered at such hearing. [1969 c.690 §8]