reglab/housing_qa huggingface dataset:
18 DE Code § 2053. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 20A. Portable Electronic Device Insurance Producer Limited License Act|§ 2053. Requirements for sale of portable electronics insurance.

§ 2053. Requirements for sale of portable electronics insurance. (a) At every location where portable electronics insurance is offered to customers, brochures or other written materials must be made available to a prospective customer which:  (1) Disclose that portable electronics insurance may provide a duplication of coverage already provided by a customer's homeowner's insurance policy, renter's insurance policy or other source of coverage; (2) State that the enrollment by the customer in a portable electronics insurance program is not required in order to purchase or lease portable electronics or services; (3) Summarize the material terms of the insurance coverage, including:  a. The identity of the insurer; b. The identity of the supervising entity; c. The amount of any applicable deductible and how it is to be paid; d. Benefits of the coverage; and e. Key terms and conditions of coverage such as whether portable electronics may be repaired or replaced with similar make and model reconditioned or nonoriginal manufacturer parts or equipment; (4) Summarize the process for filing a claim, including a description of how to return portable electronics and the maximum fee applicable in the event the customer fails to comply with any equipment return requirements; and (5) State that an enrolled customer may cancel enrollment for coverage under a portable electronics insurance policy at any time and the person paying the premium shall receive a refund or credit of any applicable unearned premium. (b) Portable electronics insurance may be offered on a month-to-month or other periodic basis as a group or master commercial inland marine policy issued to a vendor of portable electronics for its enrolled customers. (c) Eligibility and underwriting standards for customers electing to enroll in coverage shall be established for each portable electronics insurance program. 78 Del. Laws, c. 359, §  5;
18 DE Code § 2054. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 20A. Portable Electronic Device Insurance Producer Limited License Act|§ 2054. Authority of vendors of portable electronics.

§ 2054. Authority of vendors of portable electronics. (a) The employees and authorized representatives of vendors may sell or offer portable electronics insurance to customers and shall not be subject to licensure as an insurance producer under this chapter provided that:  (1) The vendor obtains a limited lines license to authorize its employees or authorized representatives to sell or offer portable electronics insurance pursuant to this section; (2) The insurer issuing the portable electronics insurance either directly supervises or appoints a supervising entity to supervise the administration of the program including development of a training program for employees and authorized representatives of the vendors. The training required by this paragraph shall comply with the following:  a. The training shall be delivered to employees and authorized representatives of vendors who are directly engaged in the activity of selling or offering portable electronics insurance. b. The training may be provided in electronic form. However, if conducted in an electronic form the supervising entity shall implement a supplemental education program regarding the portable electronics insurance product that is conducted and overseen by licensed employees of the supervising entity; and c. Each employee and authorized representative shall receive basic instruction about the portable electronics insurance offered to customers and the disclosures required by this section; and (3) No employee or authorized representative of a vendor of portable electronics shall advertise, represent or otherwise hold himself or herself out as a nonlimited lines licensed insurance producer. (b) The charges for portable electronics insurance coverage may be billed and collected by the vendor of portable electronics. Any charge to the enrolled customer for coverage that is not included in the cost associated with the purchase or lease of portable electronics or related services shall be separately itemized on the enrolled customer's bill. If the portable electronics insurance coverage is included with the purchase or lease of portable electronics or related services the vendor shall clearly and conspicuously disclose to the enrolled customer that the portable electronics insurance coverage is included with the portable electronics or related services. Vendors billing and collecting such charges shall not be required to maintain such funds in a segregated account provided that the vendor is authorized by the insurer to hold such funds in an alternative manner and remits such amounts to the supervising entity within 60 days of receipt. All funds received by a vendor from an enrolled customer for the sale of portable electronics insurance shall be considered funds held in trust by the vendor in a fiduciary capacity for the benefit of the insurer. Vendors may receive compensation for billing and collection services. 78 Del. Laws, c. 359, §  5;  70 Del. Laws, c. 186, §  1;
18 DE Code § 2055. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 20A. Portable Electronic Device Insurance Producer Limited License Act|§ 2055. Suspension or revocation of license.

§ 2055. Suspension or revocation of license. If a vendor of portable electronics or its employee or authorized representative violates any provision of this section, the Commissioner may do any of the following:  (1) After notice and hearing, impose fines not to exceed $500 per violation or $5,000 in the aggregate for such conduct. (2) After notice and hearing, impose other penalties that the commissioner deems necessary and reasonable to carry out the purpose of this chapter, including:  a. Suspending the privilege of transacting portable electronics insurance pursuant to this section at specific business locations where violations have occurred; and b. Suspending or revoking the ability of individual employees or authorized representatives to act under the license.78 Del. Laws, c. 359, §  5;
18 DE Code § 2057. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 20A. Portable Electronic Device Insurance Producer Limited License Act|§ 2057. Application for license and fees.

§ 2057. Application for license and fees. (a) A person applying for a license under this chapter shall make application to the Insurance Commissioner on forms prescribed by the Commissioner and declare under penalty of refusal, suspension or revocation of the license that the statements made in the application are true, correct and complete to the best of the person's knowledge and belief. (b) The application shall:  (1) Provide the name, residence address, and other information required by the Insurance Commissioner for an employee or officer of the vendor that is designated by the applicant as the person responsible for the vendor's compliance with the requirements of this chapter. However, if the vendor derives more than 50% of its revenue from the sale of portable electronics insurance the information noted above shall be provided for all officers, directors, and shareholder of record having beneficial ownership of 10% or more of any class of securities registered under the federal securities law; and (2) The location of the applicant's home office. (c) Any vendor engaging in portable electronics insurance transactions on or before January 1, 2013, must apply for licensure within 90 days of the application being made available by the Insurance Commissioner. Any applicant commencing operations after January 1, 2013, must obtain a license prior to offering portable electronics insurance. (d) Initial licenses issued pursuant to this chapter shall be valid for a period of 24 months and expire on February 28 of the renewal year assigned by the Insurance Commissioner. (e) Each vendor of portable electronics licensed under this chapter shall pay to the Insurance Commissioner a fee as prescribed by the Commissioner but in no event shall the fee exceed $1,000 for an initial portable electronics limited lines license and $500 for each renewal thereof. 78 Del. Laws, c. 359, §  5;
18 DE Code § 2060. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 20B. Self-Service Storage Producer Limited License Act.|§ 2060. Short title

§ 2060. Short title This chapter shall be known as the “Self-Service Storage Producer Limited License Act.”  81 Del. Laws, c. 437, § 4;
18 DE Code § 2061. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 20B. Self-Service Storage Producer Limited License Act.|§ 2061. Definitions

§ 2061. Definitions As used in this chapter:  (1) “Occupant” means a person or the person's sublesee, successor, or assign entitled to the use of a storage space or spaces at a self-service storage facility, to the exclusion of others. (2) “Owner” means the owner, operator, lessor, or sublessor of a self-service storage facility, him or her agent or any other person authorized by him or her to manage the facility or to receive rent from an occupant under a rental agreement. (3) “Personal property” means movable property that is not affixed to land and includes but is not limited to all of the following:  a. Goods, wares, merchandise, household items, and furnishings. b. Vehicles, motor vehicles, trailers, and semitrailers. c. Watercraft and motorized watercraft. (4) “Self-service storage facility” means any real property designed and used for the purpose of renting or leasing individual storage space to occupants who are to have access to such for the purpose of storing and removing personal property. (5) “Self-service storage insurance” means insurance offered in connection with and incidental to the rental of space at a self-service storage facility. (6) “Self-service storage producer” means an owner who is licensed under this section.70 Del. Laws, c. 186, §  1;  81 Del. Laws, c. 437, § 4;
18 DE Code § 2063. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 20B. Self-Service Storage Producer Limited License Act.|§ 2063. Prohibitions

§ 2063. Prohibitions A self-service storage producer may not:  (1) Offer or sell insurance except in connection with and incidental to the rental of space at a self-service storage facility. (2) Advertise, represent, or otherwise portray itself or any of its employees or authorized representatives as licensed insurers or insurance producers.81 Del. Laws, c. 437, § 4;
18 DE Code § 2064. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 20B. Self-Service Storage Producer Limited License Act.|§ 2064. Suspension or revocation of license

§ 2064. Suspension or revocation of license The Commissioner may suspend, revoke, or refuse to renew a limited lines license issued under this chapter after notice and opportunity for a hearing if the self-service storage producer, or employee or authorized representative of the self-service storage producer who offers or sells limited lines insurance on behalf of the self-service storage producer, has done any of the following:  (1) Violated any provision of this chapter or this title.  (2) Operated without a limited lines license as required under this chapter.  (3) Failed to make readily available the disclosures required under § 2062(d) this title.  (4) Offered or sold unapproved insurance products.  (5) Failed to train employees or authorized representatives as required under this chapter.  (6) Misrepresented pertinent facts or policy provisions concerning the insurance prescribed in this chapter.81 Del. Laws, c. 437, § 4;
18 DE Code § 2065. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 20B. Self-Service Storage Producer Limited License Act.|§ 2065. Additional penalties

§ 2065. Additional penalties Instead of, or in addition to, suspending or revoking a limited lines license issued under this chapter, the Commissioner may impose on the self-service storage producer administrative penalties as set forth in Chapter 3 of this title. 81 Del. Laws, c. 437, § 4;
18 DE Code § 2066. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 20B. Self-Service Storage Producer Limited License Act.|§ 2066. Exclusions

§ 2066. Exclusions (a) An insurer may pay, and a self-service storage producer may receive, a commission, service fee, or other valuable consideration dependent on the sale of insurance. (b) A self-service storage producer may pay, and its employees or authorized representatives may receive, production payments or incentive payments if the payments are not dependent on the sale of insurance. (c) An owner is not required to be licensed under this section solely to display and make available to occupants and prospective occupants brochures and other promotional materials created by or on behalf of an authorized insurer or by a surplus lines insurer. 81 Del. Laws, c. 437, § 4;
18 DE Code § 2067. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 20B. Self-Service Storage Producer Limited License Act.|§ 2067. Enforcement

§ 2067. Enforcement (a) If any of the provisions of this chapter are not satisfied by a self-storage producer, the sale of self-storage insurance by that producer is pursuant to the terms of Chapter 17 of this title. (b) The self-storage producer offering, selling, soliciting and negotiating self-storage insurance is subject to Chapter 17 of this title, to the extent not inconsistent with this chapter, and Chapter 23 of this title.  81 Del. Laws, c. 437, § 4;
18 DE Code § 2101. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 21. Unauthorized Insurers — Prohibitions, Process and Advertising|§ 2101. Representing or aiding unauthorized insurer prohibited.

§ 2101. Representing or aiding unauthorized insurer prohibited. (a) No person shall in this State directly or indirectly act as agent for, or otherwise represent or aid on behalf of another, any insurer not then authorized to transact such business in this State in the solicitation, negotiation, procurement or effectuation of insurance or annuity contracts, or renewal thereof, or forwarding of applications for insurance or annuities, or the dissemination of information as to coverage or rates, or inspection of risks, or fixing of rates, or investigation or adjustment of claims or losses, or collection or forwarding of premiums, or in any other manner represent or assist such an insurer in the transaction of insurance with respect to subjects of insurance resident, located or to be performed in this State. (b) This section does not apply to:  (1) Matters authorized to be done by the Commissioner under the Unauthorized Insurers Process Act, §§ 2103-2108 of this title; (2) Transactions as to which the insurer is not required to have a certificate of authority pursuant to § 506 (exceptions to certificate of authority requirement) of this title; (3) A licensed adjuster or attorney-at-law representing such an insurer from time to time in his or her professional capacity; (4) Persons in this State who secure and furnish information for the purposes of group life insurance, group or blanket health insurance or annuity coverages, or for enrolling individuals under such plans or issuing certificates thereunder or otherwise assisting in administering such plans where no commission is paid for such services and the master policy or contract was lawfully solicited, issued and delivered in and pursuant to the laws of a state in which the insurer was then authorized to transact insurance; (5) The employee, compensated on salary only, of a Delaware employer who on behalf of the employer assists in the procurement or administration of insurance coverages on the property, risks and insurable interests of the employer.18 Del. C. 1953, §  2101;  56 Del. Laws, c. 380, §  1;  70 Del. Laws, c. 186, §  1;
18 DE Code § 2102. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 21. Unauthorized Insurers — Prohibitions, Process and Advertising|§ 2102. Purpose of Unauthorized Insurers Process Act and Unauthorized Insurers False Advertising Process Act.

§ 2102. Purpose of Unauthorized Insurers Process Act and Unauthorized Insurers False Advertising Process Act. The purpose of §§ 2103 through 2108 (Unauthorized Insurers Process Act) and §§ 2109 through 2111 (Unauthorized Insurers False Advertising Process Act) of this title is to subject certain insurers to the jurisdiction of the Commissioner and the courts of this State in suits and disciplinary proceedings as provided therein, by or on behalf of insureds or beneficiaries under insurance contracts or the Commissioner. The General Assembly declares its concern that many Delaware residents hold insurance policies delivered in this State by unauthorized insurers, other than as to surplus line coverages written pursuant to Chapter 19 of this title, thus presenting to such residents the often insuperable obstacle of resort to distant courts for the assertion of legal rights under their policies, and that such insurers may induce residents to purchase insurance through false advertising sent into this State. In furtherance of such state interest, the General Assembly herein provides a method of substituted service of process upon such insurers, declares that in so doing it exercises its power to protect Delaware residents, to define, for the purposes of this chapter, what constitutes doing business in this State, and also exercises powers and privileges available to the State under 15 U.S.C. § 1011 et seq., as amended, which declares that the business of insurance and every person engaged therein shall be subject to the laws of the several states. 18 Del. C. 1953, §  2102;  56 Del. Laws, c. 380, §  1;
18 DE Code § 2103. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 21. Unauthorized Insurers — Prohibitions, Process and Advertising|§ 2103. Unauthorized Insurers Process Act; title; interpretation.

§ 2103. Unauthorized Insurers Process Act; title; interpretation. (a) Sections 2103 through 2108 of this title constitute and may be cited as the “Unauthorized Insurers Process Act.” (b) The act shall be so interpreted as to effectuate its general purpose to make uniform the laws of those states which enact it. 18 Del. C. 1953, §  2103;  56 Del. Laws, c. 380, §  1;
18 DE Code § 2104. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 21. Unauthorized Insurers — Prohibitions, Process and Advertising|§ 2104. Commissioner as process agent.

§ 2104. Commissioner as process agent. Solicitation, effectuation or delivery of any insurance contract, by mail or otherwise, within this State by an unauthorized insurer, or the performance within this State of any other service or transaction connected with such insurance by or on behalf of such insurer shall be deemed to constitute an appointment by such insurer of the Commissioner and his or her successors in office as its attorney, upon whom may be served all lawful process issued within this State in any action or proceeding against such insurer arising out of any such contract or transaction, and shall be deemed to signify the insurer's agreement that any such service of process shall have the same legal effect and validity as personal service of process upon it in this State. 18 Del. C. 1953, §  2104;  56 Del. Laws, c. 380, §  1;  70 Del. Laws, c. 186, §  1;
18 DE Code § 2105. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 21. Unauthorized Insurers — Prohibitions, Process and Advertising|§ 2105. Service of process.

§ 2105. Service of process. (a) Service of process upon any such insurer pursuant to § 2104 of this title shall be made by delivering to and leaving with the Commissioner or some person in apparent charge of his or her office 2 copies thereof and the payment to him or her of the fees as prescribed by § 701 of this title. The Commissioner shall forthwith mail by registered or certified mail 1 of the copies of such process to the defendant at its principal place of business last known to the Commissioner, and shall keep a record of all process so served upon him or her. Such service of process is sufficient, provided notice of such service and a copy of the process are sent within 10 days thereafter by registered or certified mail by plaintiff's attorney to the defendant at its last known principal place of business, and the defendant's receipt or receipt issued by the post office with which the letter is registered or certified, showing the name of the sender of the letter and the name and address of the person to whom the letter is addressed, and the affidavit of the plaintiff's attorney showing a compliance herewith are filed with the clerk of the court in which such action is pending on or before the date the defendant is required to appear, or within such further time as the court may allow. (b) Service of process in any such action, suit or proceeding shall in addition to the manner provided in subsection (a) of this section above be valid if served upon any person within this State who, in this State on behalf of such insurer, is:  (1) Soliciting insurance; or (2) Making any contract of insurance or issuing or delivering any policies or written contracts of insurance; or (3) Collecting or receiving any premium for insurance, and a copy of such process is sent within 10 days thereafter by registered or certified mail by the plaintiff's attorney to the defendant at the last known principal place of business of the defendant, and the defendant's receipt, or the receipt issued by the post office with which the letter is registered or certified, showing the name of the sender of the letter and the name and address of the person to whom the letter is addressed, and the affidavit of the plaintiff's attorney showing a compliance herewith are filed with the clerk of the court in which such action is pending on or before the date the defendant is required to appear, or within such further time as the court may allow. (c) No plaintiff or complainant shall be entitled to a judgment by default under this section until the expiration of 30 days from the date of the filing of the affidavit of compliance. (d) Nothing in this section shall limit or abridge the right to serve any process, notice or demand upon any insurer in any other manner now or hereafter permitted by law. 18 Del. C. 1953, §  2105;  56 Del. Laws, c. 380, §  1;  70 Del. Laws, c. 186, §  1;
18 DE Code § 2106. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 21. Unauthorized Insurers — Prohibitions, Process and Advertising|§ 2106. Exemptions from service of process provisions.

§ 2106. Exemptions from service of process provisions. Sections 2104 and 2105 of this title shall not apply to surplus line insurance lawfully effectuated under Chapter 19 of this title, or to reinsurance, or to any action or proceeding against an unauthorized insurer arising out of any of the following where the policy or contract contains a provision designating the Commissioner as its attorney for the acceptance of service of lawful process in any action or proceeding instituted by or on behalf of an insured or beneficiary arising out of any such policy, or where the insurer enters a general appearance in any such action:  (1) Wet marine and transportation insurance; (2) Insurance on or with respect to subjects located, resident or to be performed wholly outside this State, or on vehicles or aircraft owned and principally garaged outside this State; (3) Insurance on property or operations of railroads engaged in interstate commerce; or (4) Insurance on aircraft or cargo of such aircraft, or against liability, other than employer's liability, arising out of the ownership, maintenance or use of such aircraft.18 Del. C. 1953, §  2106;  56 Del. Laws, c. 380, §  1;