reglab/housing_qa huggingface dataset:
NV Rev Stat § 40.463 (2021)
2021 Nevada Revised Statutes|Chapter 40 - Actions and Proceedings in Particular Cases Concerning Property|NRS 40.463 - Agreement for assistance in recovering proceeds of foreclosure sale due to debtor or successor in interest; requirements for enforceable agreement; fee must be reasonable.

  1. Except as otherwise provided in this section, a debtor or the debtor’s successor in interest may enter into an agreement with a third party that provides for the third party to assist in the recovery of any balance of the proceeds of a foreclosure sale due to the debtor or the debtor’s successor in interest pursuant to paragraph (d) of subsection 2 of NRS 40.462.  2. An agreement pursuant to subsection 1:  (a) Must:  (1) Be in writing;  (2) Be signed by the debtor or the debtor’s successor in interest; and  (3) Contain an acknowledgment of the signature of the debtor or the debtor’s successor in interest by a notary public; and  (b) May not be entered into less than 30 days after the date on which the foreclosure sale was conducted.  3. Any agreement entered into pursuant to this section that does not comply with subsection 2 is void and unenforceable.  4. Any fee charged by a third party for services provided pursuant to an agreement entered into pursuant to this section must be reasonable. A fee that exceeds $2,500, excluding attorney’s fees and costs, is presumed to be unreasonable. A court shall not enforce an obligation to pay any unreasonable fee, but may require a debtor to pay a reasonable fee that is less than the amount set forth in the agreement.  5. A third party may apply to the court for permission to charge a fee that exceeds $2,500. Any third party applying to the court pursuant to this subsection has the burden of establishing to the court that the fee is reasonable.  6. This section does not preclude a debtor or the debtor’s successor in interest from contesting the reasonableness of any fee set forth in an agreement entered into pursuant to this section.  7. As used in this section:  (a) "Creditor" means a person due an obligation being enforced by a foreclosure sale conducted pursuant to NRS 40.451 to 40.463, inclusive.  (b) "Debtor" means a person, or the successor in interest of a person, who owes an obligation being enforced by a foreclosure sale conducted pursuant to NRS 40.451 to 40.463, inclusive.  (c) "Third party" means a person who is neither the debtor nor the creditor of a particular obligation being enforced by a foreclosure sale conducted pursuant to NRS 40.451 to 40.463, inclusive.  (Added to NRS by 2007, 107)
NV Rev Stat § 40.4636 (2021)
2021 Nevada Revised Statutes|Chapter 40 - Actions and Proceedings in Particular Cases Concerning Property|NRS 40.4636 - Limitations on amount of money judgment.

  1. If a person to whom an obligation secured by a junior mortgage or lien on real property is owed:  (a) Files a civil action to obtain a money judgment against the debtor under that obligation after a foreclosure sale or a sale in lieu of a foreclosure sale; and  (b) Such action is not barred by NRS 40.430,  in determining the amount owed by the debtor, the court shall not include the amount of any proceeds received by, or payable to, the person pursuant to an insurance policy to compensate the person for losses incurred with respect to the property or the default on the obligation.  2. If:  (a) A person acquired the right to enforce an obligation secured by a junior mortgage or lien on real property from a person who previously held that right;  (b) The person files a civil action to obtain a money judgment against the debtor after a foreclosure sale or a sale in lieu of a foreclosure sale;  (c) The obligation was secured by a junior mortgage or lien on real property upon which the debtor maintains his or her principal residence, there is not more than one residential structure and not more than four families reside; and  (d) Such action is not barred by NRS 40.430,  the court shall not render judgment for more than the amount of the consideration paid for that right, plus interest from the date on which the person acquired the right and reasonable costs.  3. As used in this section, "obligation secured by a junior mortgage or lien on real property" includes, without limitation, an obligation which is not currently secured by a mortgage or lien on real property if the obligation:  (a) Is incurred by the debtor under an obligation which was secured by a mortgage or lien on real property; and  (b) Has the effect of reaffirming the obligation which was secured by a mortgage or lien on real property.  (Added to NRS by 2011, 1742; A 2015, 582)
NV Rev Stat § 40.4638 (2021)
2021 Nevada Revised Statutes|Chapter 40 - Actions and Proceedings in Particular Cases Concerning Property|NRS 40.4638 - Circumstances under which action to enforce obligation is prohibited.

  1. A person to whom an obligation secured by a junior mortgage or lien on real property is owed may not bring any action to enforce that obligation after a foreclosure sale of the real property which secured that obligation or a sale in lieu of a foreclosure sale if:  (a) The person is a financial institution;  (b) The real property which secured the obligation is a single-family dwelling and the debtor or grantor was the owner of the real property at the time of the foreclosure sale or sale in lieu of a foreclosure sale;  (c) The debtor or grantor used the amount of the obligation to purchase the real property;  (d) The debtor or grantor continuously occupied the real property as the debtor’s or grantor’s principal residence after securing the obligation; and  (e) The debtor or grantor did not refinance the obligation after securing it.  2. As used in this section, "financial institution" has the meaning ascribed to it in NRS 363A.050.  (Added to NRS by 2011, 1743)
NV Rev Stat § 40.4639 (2021)
2021 Nevada Revised Statutes|Chapter 40 - Actions and Proceedings in Particular Cases Concerning Property|NRS 40.4639 - Period of limitation on commencement of civil action.

A civil action not barred by NRS 40.430 or 40.4638 by a person to whom an obligation secured by a junior mortgage or lien on real property is owed to obtain a money judgment against the debtor after a foreclosure sale of the real property or a sale in lieu of a foreclosure sale may only be commenced within 6 months after the date of the foreclosure sale or sale in lieu of a foreclosure.  (Added to NRS by 2011, 1743)
NV Rev Stat § 40.465 (2021)
2021 Nevada Revised Statutes|Chapter 40 - Actions and Proceedings in Particular Cases Concerning Property|NRS 40.465 - "Indebtedness" defined.

As used in NRS 40.475, 40.485 and 40.495, "indebtedness" means the principal balance of the obligation, together with all accrued and unpaid interest, and those costs, fees, advances and other amounts secured by the mortgage or lien upon real property.  (Added to NRS by 1987, 1643; A 1989, 1001)
NV Rev Stat § 40.475 (2021)
2021 Nevada Revised Statutes|Chapter 40 - Actions and Proceedings in Particular Cases Concerning Property|NRS 40.475 - Remedy against mortgagor or grantor; assignment of creditor’s rights to guarantor, surety or obligor.

Upon full satisfaction by a guarantor, surety or other obligor, other than the mortgagor or grantor of a deed of trust, of the indebtedness secured by a mortgage or lien upon real property, the paying guarantor, surety or other obligor is entitled to enforce every remedy which the creditor then has against the mortgagor or grantor of the mortgage or lien upon real property, and is entitled to an assignment from the creditor of all of the rights which the creditor then has by way of security for the performance of the indebtedness.  (Added to NRS by 1987, 1643)
NV Rev Stat § 40.485 (2021)
2021 Nevada Revised Statutes|Chapter 40 - Actions and Proceedings in Particular Cases Concerning Property|NRS 40.485 - Interest in proceeds of secured indebtedness upon partial satisfaction of indebtedness.

Immediately upon partial satisfaction by a guarantor, surety or other obligor, other than the mortgagor or grantor of a deed of trust, of the indebtedness secured by a mortgage or lien upon real property, the paying guarantor, surety or other obligor automatically, by operation of law and without further action, receives an interest in the proceeds of the indebtedness secured by the mortgage or lien to the extent of the partial satisfaction, subject only to the creditor’s prior right to recover the balance of the indebtedness owed by the mortgagor or grantor.  (Added to NRS by 1987, 1643)
NV Rev Stat § 40.501 (2021)
2021 Nevada Revised Statutes|Chapter 40 - Actions and Proceedings in Particular Cases Concerning Property|NRS 40.501 - Definitions.

As used in NRS 40.501 to 40.512, inclusive, the words and terms defined in NRS 40.502 to 40.506, inclusive, have the meanings ascribed to them in those sections.  (Added to NRS by 1993, 153; A 1995, 510)
NV Rev Stat § 40.502 (2021)
2021 Nevada Revised Statutes|Chapter 40 - Actions and Proceedings in Particular Cases Concerning Property|NRS 40.502 - "Environmental provision" defined.

Environmental provision means any written representation, warranty, indemnity, promise or covenant relating to the existence, location, nature, use, generation, manufacture, storage, disposal, handling, or past, present, future or threatened release of any hazardous substance from, in, into or onto real collateral, or to past, present or future compliance with any law relating thereto, made by a debtor in conjunction with the making, renewal or modification of a loan, extension of credit, guaranty or other obligation involving the debtor, whether or not the representation, warranty, indemnity, promise or covenant is or was contained in or secured by the mortgage and whether or not the mortgage has been discharged, reconveyed or foreclosed upon.  (Added to NRS by 1993, 153; A 1995, 510)
NV Rev Stat § 40.503 (2021)
2021 Nevada Revised Statutes|Chapter 40 - Actions and Proceedings in Particular Cases Concerning Property|NRS 40.503 - "Environmentally impaired" defined.

Real collateral is "environmentally impaired" if the estimated costs to clean up and remedy a past, present or threatened release of any hazardous substance from, in, into or onto it exceeds 10 percent of the total indebtedness owed to the secured lender secured by the collateral.  (Added to NRS by 1993, 153; A 1995, 510)
NV Rev Stat § 40.504 (2021)
2021 Nevada Revised Statutes|Chapter 40 - Actions and Proceedings in Particular Cases Concerning Property|NRS 40.504 - "Hazardous substance" defined.

Hazardous substance means:  1. An element, compound, mixture, solution, material or substance whose use, possession, transportation, storage, release, discharge or disposal is regulated pursuant to chapter 444, 445A, 445B, 445C, 459, 477 or 618 of NRS or the Uniform Fire Code (1988 edition);  2. An element, compound, mixture, solution, material or substance designated as a hazardous substance pursuant to 42 U.S.C. § 9602 and an element, compound, mixture, solution, material or substance described in 42 U.S.C. § 9601(14);  3. An element, compound, mixture, solution, material or substance listed as a hazardous waste in, or having the characteristics identified in, 42 U.S.C. § 6921 on January 1, 1993, except any waste for which regulation under the Resource Conservation and Recovery Act of 1976, 42 U.S.C. §§ 6901 et seq., has been suspended by an act of Congress; and  4. Petroleum, including crude oil or any fraction thereof, natural gas, natural gas liquids, liquefied natural gas, synthetic oil, synthetic gas usable for fuel or any mixture thereof.  (Added to NRS by 1993, 153; A 1995, 510)
NV Rev Stat § 40.505 (2021)
2021 Nevada Revised Statutes|Chapter 40 - Actions and Proceedings in Particular Cases Concerning Property|NRS 40.505 - "Release" defined.

Release means a spilling, leaking, pumping, pouring, emitting, emptying, discharging, ejecting, escaping, leaching, dumping or disposing of a hazardous substance into the environment, including continuing migration into or through the soil, surface water or groundwater.  (Added to NRS by 1993, 153; A 1995, 510)
NV Rev Stat § 40.506 (2021)
2021 Nevada Revised Statutes|Chapter 40 - Actions and Proceedings in Particular Cases Concerning Property|NRS 40.506 - "Secured lender" defined.

Secured lender means the holder of an obligation secured by a mortgage.  (Added to NRS by 1993, 154; A 1995, 510)
NV Rev Stat § 40.507 (2021)
2021 Nevada Revised Statutes|Chapter 40 - Actions and Proceedings in Particular Cases Concerning Property|NRS 40.507 - Right of entry and inspection of real collateral.

  1. A secured lender may enter and inspect real collateral for the purpose of determining the existence, location, nature and magnitude of any past, present or threatened release or presence of a hazardous substance from, in, into or onto it:  (a) Upon reasonable belief of the existence of a past, present or threatened release or the presence of any hazardous substance from, in, into or onto it not previously disclosed in writing to the secured lender in conjunction with the making, renewal or modification of a loan, extension of credit, guaranty or other obligation involving the debtor; or  (b) After the commencement of a trustee’s sale or judicial foreclosure proceedings against the real collateral.  2. A secured lender shall not abuse the right of entry and inspection or use it to harass the debtor or tenant of the property. Except in case of an emergency, when the debtor or tenant of the property has abandoned the premises, or if it is impracticable to do so, a secured lender shall give the debtor or tenant of the property reasonable notice of intent to enter, and enter only during the debtor’s or tenant’s normal business hours. Twenty-four hours’ notice is presumed to be reasonable in the absence of evidence to the contrary.  3. If a secured lender is refused the right of entry and inspection by the debtor or tenant of the property, or is otherwise unable to enter and inspect the property without a breach of the peace, the secured lender may, upon petition, obtain an order from a court of competent jurisdiction to exercise the secured lender’s rights under subsection 1.  (Added to NRS by 1993, 154; A 1995, 510)
NV Rev Stat § 40.508 (2021)
2021 Nevada Revised Statutes|Chapter 40 - Actions and Proceedings in Particular Cases Concerning Property|NRS 40.508 - Action by secured lender concerning environmental provision.

A secured lender may bring a separate action for a breach of an environmental provision, to recover damages for the breach or for the enforcement of an environmental provision.  (Added to NRS by 1993, 154; A 1995, 510)
NV Rev Stat § 40.509 (2021)
2021 Nevada Revised Statutes|Chapter 40 - Actions and Proceedings in Particular Cases Concerning Property|NRS 40.509 - Limitation on amount of damages recoverable in action concerning environmental provision; recovery of interest.

  1. Unless the environmental provision expressly permits a different or greater recovery or subsection 2 permits the addition of interest, the damages recoverable by a secured lender in an action pursuant to NRS 40.508 are limited to the sum of reimbursement or indemnification for:  (a) If the secured lender acted pursuant to an order of any federal, state or local governmental agency relating to the cleaning up, remedying or other responsive action required by applicable law which is anticipated by the environmental provision, all amounts reasonably advanced in good faith by the secured lender in connection therewith;  (b) If the secured lender did not act pursuant to such an order, those costs relating to a reasonable cleaning up, remedying or other responsive action concerning hazardous substances, performed in good faith, which is anticipated by the environmental provision;  (c) All liabilities of the secured lender to any third party relating to the breach, unless the secured lender had actual knowledge of the environmental condition which is the basis of the claim for indemnification before entering into the transaction in which the environmental provision was given; and  (d) Costs, attorney’s fees and other incidental relief.  2. If the parties have so agreed, the secured lender may recover interest on the amount advanced by the secured lender to cure or mitigate the breach.  (Added to NRS by 1993, 154; A 1995, 510)
NV Rev Stat § 40.511 (2021)
2021 Nevada Revised Statutes|Chapter 40 - Actions and Proceedings in Particular Cases Concerning Property|NRS 40.511 - Exceptions to applicability of NRS 40.507 and 40.508.

NRS 40.507 and 40.508 do not apply if the real collateral is a unit put to residential use in a common-interest community or is real property upon which:  1. The owner maintains the owner’s principal residence;  2. There is not more than one residential structure; and  3. Not more than four families reside.  (Added to NRS by 1993, 155; A 1995, 510)
NV Rev Stat § 40.515 (2021)
2021 Nevada Revised Statutes|Chapter 40 - Actions and Proceedings in Particular Cases Concerning Property|NRS 40.515 - Petition, notice, hearing and order; alternative method of terminating interest.

  1. If any person has died, or shall hereafter die, who at the time of the person’s death was the owner of a life estate which terminates by reason of the person’s death, any person interested in the property, or in the title thereto, in which such life estate was held, may file in the district court of the county in which the property is situated, the person’s verified petition, setting forth such facts, and thereupon and after such notice by publication or otherwise, as the court or judge may order, the court or judge shall hear such petition and the evidence offered in support thereof, and if upon such hearing it shall appear that such life estate of such deceased person absolutely terminated by reason of the person’s death, the court or judge shall make an order to that effect, and thereupon a certified copy of such order may be recorded in the office of the county recorder.  2. As an alternative method of terminating the interest of any person who has died, or will hereafter die, and who at the time of the person’s death was the owner of a life estate which terminates by reason of the person’s death, any person who has knowledge of the facts may record in the office of the county recorder in the county where the property is situated an affidavit meeting the requirements of NRS 111.365, accompanied by a certified copy of the death certificate of the deceased person.  [1911 CPA § 642; RL § 5584; NCL § 9131] — (NRS A 2015, 3520)
NV Rev Stat § 40.525 (2021)
2021 Nevada Revised Statutes|Chapter 40 - Actions and Proceedings in Particular Cases Concerning Property|NRS 40.525 - Petition; notice; hearing and order; alternative method.

  1. If title or an interest in real or personal property is affected by the death of any person, any other person who claims any interest in the real or personal property, if the other person’s interest is affected by the death of the deceased person, or the State of Nevada, may file in the district court of any county in which any part of the real or personal property is situated a verified petition setting forth those facts and particularly describing the real or personal property, the interest of the petitioner and the interest of the deceased person therein.  2. The clerk shall set the petition for hearing by the court. Notice of hearing of the petition must be mailed, by certified mail, return receipt requested, postage prepaid, to the heirs at law of the deceased person at their places of business or residences, if known, and if not, by publication for at least 3 successive weeks in such newspaper as the court orders. The clerk shall send a copy of the notice of hearing or of the affidavit to the Department of Health and Human Services by certified mail, return receipt requested, postage prepaid, if the State is not the petitioner, at the time notice is mailed to the heirs at law or the notice is published. Failure on the part of any such heir at law to contest the petition precludes any such heir at law from thereafter contesting the validity of the joint interest or its creation or termination.  3. The court shall take evidence for or against the petition, and may render judgment thereon establishing the fact of the death and the termination of the interest of the deceased person in the real or personal property described in the petition.  4. A certified copy of the decree may be recorded in the office of the recorder of each county in which any part of the real or personal property is situated.  5. As an alternative method of terminating the interest of the deceased person, if title or an interest in real or personal property held in joint tenancy or as community property with right of survivorship is affected by the death of a joint tenant or spouse, any person who has knowledge of the facts may record in the office of the county recorder in the county where the property is situated an affidavit meeting the requirements of NRS 111.365, accompanied by a certified copy of the death certificate of the deceased person.  [1:18:1939; A 1951, 172] — (NRS A 1963, 802; 1965, 665, 1004; 1983, 666; 1991, 457; 1995, 2569; 2001, 1750; 2003, 876)
NV Rev Stat § 40.535 (2021)
2021 Nevada Revised Statutes|Chapter 40 - Actions and Proceedings in Particular Cases Concerning Property|NRS 40.535 - Affidavit or petition may be filed in probate proceeding.

Any affidavit or petition, such as described in NRS 40.525, may be filed as a part of any probate proceeding.  [1(a):18:1939; added 1951, 172] — (NRS A 1965, 665)
NV Rev Stat § 40.600 (2021)
2021 Nevada Revised Statutes|Chapter 40 - Actions and Proceedings in Particular Cases Concerning Property|NRS 40.600 - Definitions.

As used in NRS 40.600 to 40.695, inclusive, unless the context otherwise requires, the words and terms defined in NRS 40.603 to 40.634, inclusive, have the meanings ascribed to them in those sections.  (Added to NRS by 1995, 2539; A 1997, 2716; 1999, 1440; 2001 Special Session, 67; 2003, 2041; 2015, 9)
NV Rev Stat § 40.603 (2021)
2021 Nevada Revised Statutes|Chapter 40 - Actions and Proceedings in Particular Cases Concerning Property|NRS 40.603 - "Amend a complaint to add a cause of action for a constructional defect" defined.

Amend a complaint to add a cause of action for a constructional defect means any act by which a claimant seeks to:  1. Add to the pleadings a defective component that is not otherwise included in the pleadings and for which a notice was not previously given; or  2. Amend the pleadings in such a manner that the practical effect is the addition of a constructional defect that is not otherwise included in the pleadings.  The term does not include amending a complaint to plead a different cause for a constructional defect which is included in the same action.  (Added to NRS by 2003, 2034)
NV Rev Stat § 40.605 (2021)
2021 Nevada Revised Statutes|Chapter 40 - Actions and Proceedings in Particular Cases Concerning Property|NRS 40.605 - "Appurtenance" defined.

  1. "Appurtenance" means a structure, installation, facility, amenity or other improvement that is appurtenant to or benefits one or more residences, but is not a part of the dwelling unit. The term includes, without limitation, the parcel of real property, recreational facilities, golf courses, walls, sidewalks, driveways, landscaping, common elements and limited common elements other than those described in NRS 116.2102, and other structures, installations, facilities and amenities associated with or benefiting one or more residences.  2. As used in this section:  (a) "Common elements" has the meaning ascribed to it in NRS 116.017.  (b) "Limited common element" has the meaning ascribed to it in NRS 116.059.  (Added to NRS by 1995, 2539; A 1997, 2716; 1999, 1440)