reglab/housing_qa huggingface dataset:
SC Code § 38-95-90 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 95 - Interstate Insurance Product Regulation Compact|Section 38-95-90. Dispute resolution.

 The commission shall attempt, upon the request of a member, to resolve disputes or other issues that are subject to this compact and which may arise between two or more compacting states, or between compacting states and noncompacting states, and the commission shall adopt an operating procedure providing for resolution of disputes.  HISTORY: 2008 Act No. 339, Section 2, eff January 1, 2009; Reenacted by 2016 Act No. 161 (H.4662), Section 1, eff June 1, 2014.  Editor's Note  2016 Act No. 161, Section 1, provides as follows:  "SECTION 1. The Interstate Insurance Product Regulation Compact, as established by Section 2, Act 339 of 2008, and contained in Chapter 95, Title 38, and related provisions contained in Sections 1, 3, and 5, Act 339 of 2008, all are reenacted as provided in Act 339 of 2008, retroactive to June 1, 2014, when the act expired. The reporting requirements of Section 4, and the expiration provision of Section 6, Act 339 of 2008, are not reenacted."
SC Code § 38-95-100 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 95 - Interstate Insurance Product Regulation Compact|Section 38-95-100. Product filing and approval.

 (A) Insurers and third-party filers seeking to have a product approved by the commission shall file the product with, and pay applicable filing fees to, the commission. Nothing in this chapter may be construed to restrict or otherwise prevent an insurer from filing its product with the insurance department in a state in which the insurer is licensed to conduct the business of insurance, and the filing is subject to the laws of the states where filed.  (B) The commission shall establish appropriate filing and review processes and procedures pursuant to commission rules and operating procedures. Notwithstanding another provision of law, the commission shall adopt rules to establish conditions and procedures under which the commission shall provide public access to product filing information. In establishing the rules, the commission shall consider the interests of the public in having access to the information, as well as protection of personal medical and financial information and trade secrets, that may be contained in a product filing or supporting information.  (C) A product approved by the commission may be sold or otherwise issued in those compacting states for which the insurer is legally authorized to do business.  HISTORY: 2008 Act No. 339, Section 2, eff January 1, 2009; Reenacted by 2016 Act No. 161 (H.4662), Section 1, eff June 1, 2014.  Editor's Note  2016 Act No. 161, Section 1, provides as follows:  "SECTION 1. The Interstate Insurance Product Regulation Compact, as established by Section 2, Act 339 of 2008, and contained in Chapter 95, Title 38, and related provisions contained in Sections 1, 3, and 5, Act 339 of 2008, all are reenacted as provided in Act 339 of 2008, retroactive to June 1, 2014, when the act expired. The reporting requirements of Section 4, and the expiration provision of Section 6, Act 339 of 2008, are not reenacted."
SC Code § 38-95-110 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 95 - Interstate Insurance Product Regulation Compact|Section 38-95-110. Appeal to review panel; withdrawal or modification of approval.

 (A) Not later than thirty days after the commission has given notice of a disapproved product or advertisement filed with the commission, the insurer or third-party filer whose filing was disapproved may appeal the determination to a review panel appointed by the commission. The commission shall adopt rules to establish procedures for appointing such review panels and provide for notice and hearing. An allegation that the commission, in disapproving a product or advertisement filed with the commission, acted arbitrarily, capriciously, or in a manner that is an abuse of discretion or otherwise not in accordance with the law, is subject to judicial review in accordance with Section 38-95-30(D).  (B) The commission has authority to monitor, review, and reconsider products and advertisement subsequent to their filing or approval upon a finding that the product does not meet the relevant uniform standard. Where appropriate, the commission may withdraw or modify its approval after proper notice and hearing, subject to the appeal process in subsection (A).  HISTORY: 2008 Act No. 339, Section 2, eff January 1, 2009; Reenacted by 2016 Act No. 161 (H.4662), Section 1, eff June 1, 2014.  Editor's Note  2016 Act No. 161, Section 1, provides as follows:  "SECTION 1. The Interstate Insurance Product Regulation Compact, as established by Section 2, Act 339 of 2008, and contained in Chapter 95, Title 38, and related provisions contained in Sections 1, 3, and 5, Act 339 of 2008, all are reenacted as provided in Act 339 of 2008, retroactive to June 1, 2014, when the act expired. The reporting requirements of Section 4, and the expiration provision of Section 6, Act 339 of 2008, are not reenacted."
SC Code § 38-95-130 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 95 - Interstate Insurance Product Regulation Compact|Section 38-95-130. Eligibility and procedure for becoming compacting state; effective date and amendment of compact.

 (A) Any state is eligible to become a compacting state.  (B) The compact becomes effective and binding upon legislative enactment of the compact into law by two compacting states, except that the commission becomes effective for purposes of adopting uniform standards for, reviewing and giving approval or disapproval of, products filed with the commission that satisfy applicable uniform standards only after twenty-six states are compacting states or, alternatively, by states representing greater than forty percent of the premium volume for life insurance, annuity, disability income, and long-term care insurance products, based on records of the NAIC for the previous year. After that time, it becomes effective and binding as to any other compacting state upon enactment of the compact into law by that state.  (C) Amendments to the compact may be proposed by the commission for enactment by the compacting states. An amendment does not become effective and binding upon the commission and the compacting states unless all compacting states enact the amendment into law.  HISTORY: 2008 Act No. 339, Section 2, eff January 1, 2009; Reenacted by 2016 Act No. 161 (H.4662), Section 1, eff June 1, 2014.  Editor's Note  2016 Act No. 161, Section 1, provides as follows:  "SECTION 1. The Interstate Insurance Product Regulation Compact, as established by Section 2, Act 339 of 2008, and contained in Chapter 95, Title 38, and related provisions contained in Sections 1, 3, and 5, Act 339 of 2008, all are reenacted as provided in Act 339 of 2008, retroactive to June 1, 2014, when the act expired. The reporting requirements of Section 4, and the expiration provision of Section 6, Act 339 of 2008, are not reenacted."
SC Code § 38-95-150 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 95 - Interstate Insurance Product Regulation Compact|Section 38-95-150. Intent to join with other states to establish compact; representative of state designated.

 Pursuant to terms and conditions of this chapter, the State of South Carolina seeks to join with other states and establish the Interstate Insurance Product Regulation Compact, and become a member of the Interstate Insurance Product Regulation Commission. The director of the Department of Insurance, or his designee, is designated to serve as the representative of this State.  HISTORY: 2008 Act No. 339, Section 2, eff January 1, 2009; Reenacted by 2016 Act No. 161 (H.4662), Section 1, eff June 1, 2014.  Editor's Note  2016 Act No. 161, Section 1, provides as follows:  "SECTION 1. The Interstate Insurance Product Regulation Compact, as established by Section 2, Act 339 of 2008, and contained in Chapter 95, Title 38, and related provisions contained in Sections 1, 3, and 5, Act 339 of 2008, all are reenacted as provided in Act 339 of 2008, retroactive to June 1, 2014, when the act expired. The reporting requirements of Section 4, and the expiration provision of Section 6, Act 339 of 2008, are not reenacted."
SC Code § 38-97-10 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 97 - Portable Electronics Insurance|Section 38-97-10. Short title.

 This chapter may be cited as the "Portable Electronics Insurance Act".  HISTORY: 2012 Act No. 172, Section 1, eff January 1, 2013.
SC Code § 38-97-20 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 97 - Portable Electronics Insurance|Section 38-97-20. Definitions.

 For the purposes of this section:  (1) "Customer" means a person who purchases portable electronics or related services.  (2) "Enrolled customer" means a customer who elects coverage under a portable electronics insurance policy issued to a vendor of portable electronics.  (3) "Location" means any physical location in this State or any website, call center site, or similar location directed to residents of this State.  (4) "Portable electronics" means electronic devices that are portable in nature, their accessories, and services related to the use of the device.  (5) "Portable electronics insurance" means insurance covering the repair or replacement of portable electronics. This insurance may provide coverage for portable electronics against loss, theft, and inoperability due to mechanical failure, malfunction, damage, and other similar loss. Portable electronics insurance does not include:  (a) a service contract governed by Section 38-78-20(12);  (b) an insurance policy covering the obligation of a seller or manufacturer under a warranty; and  (c) a homeowner's, renter's, private passenger automobile, commercial multiperil, or similar policies.  (6) "Portable electronics transaction" means:  (a) the sale or lease of portable electronics by a vendor to a customer; and  (b) the sale of a service related to the use of portable electronics by a vendor to a customer.  (7) "Supervising entity" means a business entity licensed as a property and casualty insurer or insurance producer with a property and casualty line of authority.  (8) "Vendor" means a person directly or indirectly engaged in the business of portable electronics transactions.  HISTORY: 2012 Act No. 172, Section 1, eff January 1, 2013.
SC Code § 38-97-30 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 97 - Portable Electronics Insurance|Section 38-97-30. Portable electronics insurance license; registry.

 (A) A vendor must hold a portable electronics insurance license to sell or offer coverage under a policy of portable electronics insurance.  (B) A portable electronics insurance license issued under this section authorizes any employee or authorized representative of the vendor to sell or offer coverage under a policy of portable electronics insurance to a customer at each location at which the vendor engages in portable electronics transactions. Both an employee and an authorized representative of a vendor must have completed the training required by Section 38-97-50.  (C) The supervising entity shall maintain a registry of vendor locations which are authorized to sell or solicit portable electronics insurance coverage in this State. Upon request by the director or his designee and with ten days' notice to the supervising entity, the registry must be open to inspection and examination by the director or his designee during regular business hours of the supervising entity.  (D) Notwithstanding another provision of law, a license issued pursuant to this section authorizes the licensee and its employees or authorized representatives to engage in those activities that are permitted in this section.  HISTORY: 2012 Act No. 172, Section 1, eff January 1, 2013.
SC Code § 38-97-40 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 97 - Portable Electronics Insurance|Section 38-97-40. Brochures or other written materials to be made available to customers; insurance may be offered on periodic basis; eligibility and underwriting standards.

 (A) A vendor of portable electronics insurance must make certain brochures or other written materials available to its customers in a location where the vendor sells this insurance. The brochures or written materials must:  (1) disclose that portable electronics insurance may provide a duplication of coverage already provided by a homeowner's policy, renter's insurance policy, or other source of insurance coverage of the customer;  (2) state that the enrollment in a portable electronics insurance program is not required for the customer to purchase or lease portable electronics or services from the vendor; and  (3) summarize the material terms of the insurance coverage, including:  (a) the identity of the insurer;  (b) the identity of the supervising entity;  (c) the amount of any applicable deductible and how this deductible must be paid;  (d) benefits of the coverage;  (e) key terms and conditions of coverage such as whether portable electronics may be repaired or replaced with similar make and model reconditioned or nonoriginal manufacturer parts or equipment;  (f) a summary of the process for filing a claim under the policy, including a description of how to return portable electronics and the maximum fee applicable if an enrolled customer fails to comply with an equipment return requirement; and  (g) a statement that an enrolled customer may cancel enrollment for coverage under a portable electronics insurance policy at any time and the person who pays the premium must receive a refund of any applicable unearned premium.  (B) Portable electronics insurance may be offered on a month-to-month or other periodic basis as a group or master commercial inland marine policy issued to a vendor of portable electronics for its enrolled customers.  (C) Eligibility and underwriting standards for customers electing to enroll in coverage must be established for each portable electronics insurance program.  HISTORY: 2012 Act No. 172, Section 1, eff January 1, 2013.
SC Code § 38-97-60 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 97 - Portable Electronics Insurance|Section 38-97-60. Penalties for violations of chapter.

 (A) A vendor of portable electronics, its employee, or its authorized representative who violates a provision of this chapter may after proper notice and an opportunity for a hearing be subject by the department to:  (1) administrative penalties as provided in Section 38-2-10. However, administrative penalties shall not exceed thirty thousand dollars in the aggregate for violations of a similar nature; and  (2) other penalties the department considers necessary and reasonable to effectuate the purposes of this chapter, including:  (a) suspending the privilege of transacting portable electronics insurance pursuant to this chapter at specific locations where a violation has occurred;  (b) suspending or revoking the ability of an individual employee or authorized representative to act under the license; and  (c) suspending or revoking the license of the vendor.  HISTORY: 2012 Act No. 172, Section 1, eff January 1, 2013.
SC Code § 38-97-80 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 97 - Portable Electronics Insurance|Section 38-97-80. Application for license; renewal; fee.

 (A) A sworn application for a license under this chapter must be made to and filed with the department on forms prescribed by the department.  (B) An application required under subsection (A) must provide the:  (1) location of the home office of the applicant; and  (2) name, residential address, and other information required by the department for:  (a) an employee or officer of the vendor who is designated by the applicant as the person responsible for the compliance of the vendor with the requirements of this chapter; and  (b) all of its officers, directors, and shareholders of record having a beneficial ownership of ten percent or more of any class of securities registered under federal securities law, but only if the vendor derives more than fifty percent of its revenue from the sale of portable electronics insurance.  (3) Any changes to information provided to the department under this section, must be provided to the department within thirty days of that change being made.  (C) Any vendor engaging in portable electronics insurance transactions on or before the effective date of this act must apply for licensure within ninety days after the application being made available by the department. Any applicant commencing operations after the effective date of this act must obtain a license prior to offering portable electronics insurance.  (D) A licensee must renew a license issued pursuant to this chapter biennially before August first of every odd-numbered year. If a license is not renewed as required by this section, the license must be canceled. A licensee may reinstate the same license within six months after the compliance deadline by paying the renewal fee and a reinstatement fee equal to the renewal fee.  (E)(1) A vendor of portable electronics insurance licensed under this chapter shall pay to the department a fee of one thousand dollars for an initial portable electronics insurance license and five hundred dollars for a renewal.  (2) The department shall retain any fee or surcharge imposed by this section to use for the administration of Title 38.  HISTORY: 2012 Act No. 172, Section 1, eff January 1, 2013.
SC Code § 38-97-90 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 97 - Portable Electronics Insurance|Section 38-97-90. Authority of director; regulations.

 The director of the department:  (1) may, by order, require policy forms, rates, and rules concerning portable electronics insurance be filed with, and approved by, the director or his designee before use if considered necessary for the protection of the public, notwithstanding another provision of law; and  (2) may promulgate regulations necessary to implement the provisions of this chapter.  HISTORY: 2012 Act No. 172, Section 1, eff January 1, 2013.
SC Code § 38-99-30 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 99 - Insurance Data Security Act|Section 38-99-30. Investigation of cybersecurity events; records.

 (A) If a licensee learns that a cybersecurity event has occurred or may have occurred, the licensee, an outside vendor, or service provider designated to act on behalf of the licensee must conduct a prompt investigation of the event.  (B) During the investigation, the licensee, outside vendor, or service provider designated to act on behalf of the licensee shall, at a minimum:  (1) determine whether a cybersecurity event occurred;  (2) assess the nature and scope of the cybersecurity event;  (3) identify nonpublic information that may have been involved in the cybersecurity event; and  (4) perform or oversee reasonable measures to restore the security of the information systems compromised in the cybersecurity event in order to prevent further unauthorized acquisition, release, or use of nonpublic information in the licensee's possession, custody, or control.  (C) If the licensee learns that a cybersecurity event has occurred or may have occurred in a system maintained by a third-party service provider, the licensee shall complete an investigation pursuant to the requirements of this section or confirm and document that the third-party service provider has completed an investigation pursuant to the requirements of this section.  (D) The licensee shall maintain records concerning all cybersecurity events for a period of at least five years from the date of the cybersecurity event and produce those records upon demand of the director.  HISTORY: 2018 Act No. 171 (H.4655), Section 3, eff January 1, 2019.  Editor's Note  2018 Act No. 171, Sections 1 and 2, provide as follows:  "SECTION 1. The purpose and intent of this act is to establish standards for data security and standards for the investigation of and notification to the director of a cybersecurity event applicable to licensees. This act may not be construed to create or imply a private cause of action for a violation of its provisions nor may it be construed to curtail a private cause of action which would otherwise exist in the absence of this act.  "SECTION 2. This act is known and may be cited as the 'South Carolina Insurance Data Security Act'."
SC Code § 38-99-50 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 99 - Insurance Data Security Act|Section 38-99-50. Violations of chapter.

 (A) The director has the power and authority to examine and investigate into the affairs of a licensee to determine whether the licensee is engaged in conduct in violation of this chapter. This power is in addition to the powers which the director has under this title. An investigation or examination must be conducted pursuant to Section 38-13-10, et seq.  (B) When the director has reason to believe that a licensee is engaged in conduct in this State which violates the provisions of this chapter, the director may take necessary and appropriate action to enforce the provisions of this chapter.  HISTORY: 2018 Act No. 171 (H.4655), Section 3, eff January 1, 2019.  Editor's Note  2018 Act No. 171, Sections 1 and 2, provide as follows:  "SECTION 1. The purpose and intent of this act is to establish standards for data security and standards for the investigation of and notification to the director of a cybersecurity event applicable to licensees. This act may not be construed to create or imply a private cause of action for a violation of its provisions nor may it be construed to curtail a private cause of action which would otherwise exist in the absence of this act.  "SECTION 2. This act is known and may be cited as the 'South Carolina Insurance Data Security Act'."