reglab/housing_qa huggingface dataset:
CT Gen Stat § 42-493 (2020)
2020 Connecticut General Statutes|Title 42 - Business, Selling, Trading and Collection Practices|Chapter 743gg - Contracts Between Health Care Providers and Contracting Entities|Section 42-493 - Workers' compensation exempted.

 The provisions of sections 42-490 and 42-491 shall not apply to the delivery of health care services for the purposes of workers' compensation benefits pursuant to chapter 568.(P.A. 08-126, S. 4.)History: P.A. 08-126 effective January 1, 2009.
CT Gen Stat § 42-494 (2020)
2020 Connecticut General Statutes|Title 42 - Business, Selling, Trading and Collection Practices|Chapter 743gg - Contracts Between Health Care Providers and Contracting Entities|Section 42-494 - Penalty. Regulations.

 (a) Any violation of section 42-491 shall be deemed an unfair or deceptive insurance practice under section 38a-816.(b) The Insurance Commissioner may adopt regulations, in accordance with chapter 54, to carry out the provisions of sections 42-490 to 42-493, inclusive.(c) Nothing in this section shall prohibit or limit any claim or action by a health care provider against a contracting entity or covered entity.(P.A. 10-59, S. 2.)
CT Gen Stat § 42-230. (Formerly Sec. 21a-78a) (2020)
2020 Connecticut General Statutes|Title 42 - Business, Selling, Trading and Collection Practices|Chapter 743h - Profiteering|Section 42-230. (Formerly Sec. 21a-78a) - Retail prices during an emergency.

 No person, firm or corporation shall increase the price of any item which such person, firm or corporation sells or offers for sale at retail at any location in an area which is the subject of any disaster emergency declaration issued by the Governor pursuant to chapter 517, any transportation emergency declaration issued by the Governor pursuant to section 3-6b or any major disaster or emergency declaration issued by the President of the United States, until the period of emergency or disaster is declared by the Governor or the President to be at an end. Nothing in this section shall prohibit the fluctuation in the price of items sold at retail which occurs during the normal course of business. Any person, firm or corporation which violates any provision of this section shall be fined not more than ninety-nine dollars. Any violation of the provisions of this section shall be deemed an unfair or deceptive trade practice under subsection (a) of section 42-110b.(P.A. 86-339, S. 3; P.A. 02-97, S. 12.)History: Sec. 21a-78a transferred to Sec. 42-230 in 1993; P.A. 02-97 made violation an unfair or deceptive trade practice under Sec. 42-110b(a).
CT Gen Stat § 42-232 (2020)
2020 Connecticut General Statutes|Title 42 - Business, Selling, Trading and Collection Practices|Chapter 743h - Profiteering|Section 42-232 - Prohibition on sale of product or service or energy resource at excessive price during supply or energy emergency. Penalty.

 (a) No person shall sell or offer for sale during the course of any supply emergency declared by the Governor under section 42-231 any product or service which the Governor has designated to be in short supply or in danger of becoming in short supply in the area where such product or service is being sold or offered for sale at a price which exceeds the price at which such product or service was sold or offered for sale by such person in the usual course of business immediately prior to the declaration of the emergency. Nothing herein shall prohibit an increase in the price of a product or service which is attributable to additional costs incurred by such person in connection with the acquisition, production, distribution or sale of such product or service.(b) No person shall sell or offer for sale during the course of an energy emergency declared by the Governor under section 16a-11 or 16a-12 any energy resource upon which price restrictions have been ordered to be imposed at a price which exceeds the price at which such energy resource was sold or offered for sale by such person in the usual course of business immediately prior to the declaration of the emergency. Nothing herein shall prohibit an increase in the price of an energy resource which is attributable to additional costs incurred by such person in connection with the acquisition, production, distribution or sale of such energy resource.(c) Any violation of the provisions of this section shall be deemed an unfair trade or deceptive practice under subsection (a) of section 42-110b.(d) Any person who violates the provisions of this section or any order issued pursuant to section 42-231 shall be fined not more than one thousand dollars or imprisoned not more than one year, or both, for each offense, except that any person who intentionally violates the provisions of this section or any order issued pursuant to section 42-231 or engages in a pattern of activity constituting repeated violations of this section or any such order shall be guilty of a class D felony for each offense. Each violation and each day on which the violation occurs or continues shall be a separate offense.(P.A. 91-367, S. 2; P.A. 13-258, S. 108.)History: P.A. 13-258 amended Subsec. (d) to change penalty from fine of not more than $5,000 or imprisonment of not more than 5 years to a class D felony.Cited. 231 C. 707.
CT Gen Stat § 42-234a (2020)
2020 Connecticut General Statutes|Title 42 - Business, Selling, Trading and Collection Practices|Chapter 743h - Profiteering|Section 42-234a - Abnormal market disruptions and prices of energy resources: Civil actions by Attorney General; unfair trade practice.

 (a) The Attorney General, upon referral by the Commissioner of Consumer Protection, may bring a civil action in the superior court for the judicial district of Hartford against any person who violates any provisions of section 42-234 to recover a civil penalty of not more than ten thousand dollars per violation and such equitable relief as the court deems appropriate.(b) The Attorney General, upon referral by the Commissioner of Consumer Protection, may bring a civil action in the superior court for the judicial district of Hartford against any person who knowingly violates any provision of section 42-234 to recover a civil penalty of not more than ten thousand dollars per violation, double damages and such equitable relief as the court deems appropriate.(c) Notwithstanding the provisions of this section, any violation of section 42-234 shall be deemed to be an unfair trade practice within the provisions of chapter 735a.(Oct. 25 Sp. Sess. P.A. 05-2, S. 11.)History: Oct. 25 Sp. Sess. P.A. 05-2 effective October 31, 2005.
CT Gen Stat § 42-234b (2020)
2020 Connecticut General Statutes|Title 42 - Business, Selling, Trading and Collection Practices|Chapter 743h - Profiteering|Section 42-234b - Price of petroleum products not to include amount in excess of tax liability. Enforcement by Commissioner of Consumer Protection. Unfair trade practice.

 (a) Any company subject to the tax imposed by chapter 227 shall not include in any billing with respect to the first sale of petroleum products in this state any amount representing the petroleum products gross earnings tax that is in excess of the tax liability imposed by section 12-587.(b) (1) In enforcing this section, the Commissioner of Consumer Protection, in said commissioner's sole discretion, may undertake investigations upon consideration of the information presented to the Department of Consumer Protection, including, but not limited to, the number of complaints, the geographic areas reporting possible violations, an increase or decrease over time of the number of complaints, the basis for each complaint, and the credibility of the evidence presented of possible violations.(2) The commissioner may require that complaints under this section be reported on the department's web site, or in such other way as the commissioner may determine will best serve the interests of the public and the department.(c) On and after April 15, 2012, any violation of this section shall be deemed an unfair or deceptive trade practice under subsection (a) of section 42-110b. Such violation shall be in lieu of, and not in addition to, any penalty imposed by chapter 227 for the action described in this section.(P.A. 12-4, S. 2.)History: P.A. 12-4 effective April 3, 2012.
CT Gen Stat § 42-500 (2020)
2020 Connecticut General Statutes|Title 42 - Business, Selling, Trading and Collection Practices|Chapter 743hh - Commercial Leases: General Provisions|Section 42-500 - Insurance disclosures.

 (a) If any insurance is required to be obtained for a lease pursuant to subsection (e) of section 42a-2A-305, any such agreement as set forth in said subsection shall disclose in a conspicuous manner: (1) Whether the insurance is included in the lease for no additional charge; (2) if the insurance is not included in the lease or if there is an additional charge for obtaining insurance through the lessor, that the lessee may purchase the required insurance from an insurer of the lessee's choice, subject to the lessor's right to reject that insurer for reasonable cause; and (3) that the insurance policies offered by the lessor may duplicate coverage already provided by a lessee's personal insurance policies.(b) If insurance on the leased goods is neither required nor provided in such lease or by agreement, the lease shall contain or be accompanied by a conspicuous statement in a record substantially as follows: “No insurance coverage for the leased goods, or loss of the leased goods, is provided under this lease.”.(P.A. 09-134, S. 3; P.A. 10-5, S. 58.)History: P.A. 09-134 effective October 1, 2009, and applicable to consumer leases entered, renewed, modified or extended on or after October 1, 2009; P.A. 10-5 made a technical change in Subsec. (b), effective May 5, 2010, and applicable to commercial leases entered, renewed, modified or extended on or after May 5, 2010.
CT Gen Stat § 42-240 (2020)
2020 Connecticut General Statutes|Title 42 - Business, Selling, Trading and Collection Practices|Chapter 743i - Consumer Rent-to-Own Agreements|Section 42-240 - Definitions.

 As used in sections 42-240 to 42-253, inclusive:(1) “Advertisement” means any oral, written or graphic statement or representation made in connection with the solicitation of business in any manner by a lessor and includes, but is not limited to, statements and representations made in any newspaper or other publication, or on radio or television or printed in any catalog, circular or any other sales literature or brochure.(2) “Cash price” means the price at which a lessor in the ordinary course of business would in good faith offer the property that is the subject of a rent-to-own agreement to the lessee for cash on the date of the rent-to-own agreement.(3) “Consummation” means the time a lessee becomes contractually obligated on a consumer rent-to-own agreement.(4) “Rent-to-own agreement” means an agreement for the use of personal property by an individual primarily for personal, family or household purposes, for an initial period of four months or less, whether or not there is any obligation beyond the initial period, that is automatically renewable with each payment and that permits the consumer to become the owner of the property. Any rent-to-own agreement which complies with sections 42-240 to 42-253, inclusive, shall not be construed to be, or be governed by the laws of this state regulating, any of the following:(A) A retail installment contract, as defined in section 36a-770;(B) A security interest, as defined in subdivision (35) of subsection (b) of section 42a-1-201.(5) “Lessee” means a natural person who rents personal property under a consumer rent-to-own agreement.(6) “Lessor” means a person who regularly provides the use of property through consumer rent-to-own agreements and to whom the obligation is initially payable on its face.(7) “Personal property” means any property that is not real property under the laws of the state where it is located when it is made available for a consumer rent-to-own agreement.(P.A. 91-162, S. 1, 18; P.A. 05-109, S. 51; 05-288, S. 147.)History: P.A. 05-109 amended Subdiv. (4)(B) by replacing reference to Sec. 42a-1-201(37) with reference to Sec. 42a-1-201(b)(35); P.A. 05-288 made technical changes in Subdiv. (4), effective July 13, 2005.
CT Gen Stat § 42-242 (2020)
2020 Connecticut General Statutes|Title 42 - Business, Selling, Trading and Collection Practices|Chapter 743i - Consumer Rent-to-Own Agreements|Section 42-242 - Prohibited provisions.

 (a) A rent-to-own agreement shall not contain a provision requiring:(1) A garnishment of wages, a power of attorney to confess a judgment or an assignment of wages;(2) Authorization to the lessor or a person acting on the lessor's behalf to unlawfully enter upon the lessee's premises or to commit any breach of the peace in attempting to repossess the rented property;(3) The lessee to waive any defense, counterclaim or right of action against the lessor or a person acting on the lessor's behalf as the lessor's agent;(4) The lessee to agree not to assert against a lessor or against an assignee of the lessor a claim or defense arising out of the agreement.(b) A lessor may not require a lessee to authorize the lessor or a person acting on the lessor's behalf to unlawfully enter upon the lessee's premises or to commit any breach of the peace in attempting to repossess the rented property.(P.A. 91-162, S. 3, 18.)
CT Gen Stat § 42-243 (2020)
2020 Connecticut General Statutes|Title 42 - Business, Selling, Trading and Collection Practices|Chapter 743i - Consumer Rent-to-Own Agreements|Section 42-243 - Lessor prohibited from imposing certain charges upon lessee. Permitted charges.

 A lessor shall not charge a lessee for:(1) Any insurance whether in connection with the transaction or otherwise, except that a charge may be made for property insurance for the rented property if the charge is clearly disclosed as optional and does not exceed five per cent of the rental renewal payment;(2) In-home collection of a payment unless the lessee has expressly agreed to the fee and the amount of the fee is disclosed. This fee may not exceed five dollars, may not be assessed until after the expiration of the grace periods described in subdivision (3) of this section, may not be assessed more than three times in any six-month period, and may be charged in lieu of, but not in addition to, any allowable late charge;(3) Late payment of an installment unless the lessee has expressly agreed to the fee and the amount of the fee is disclosed. No such fee shall be assessed on any rental payment that is made within five days after the due date on rent-to-own agreements with monthly renewal dates and within three days after the due date on rent-to-own agreements with renewal dates more frequent than monthly. Thereafter a lessor may assess a late charge not to exceed five per cent of the late renewal payment or five dollars, whichever is less, except that a minimum late charge of one dollar may be assessed. Only one late fee may be assessed upon any delinquent renewal payment, regardless of the period during which it remains in default, and payments, when received, shall first be applied to the most recent payment due. With respect to renewal payments accepted by mail or by store deposit box, no lessor shall assess a late fee for payments which are postmarked or received before the expiration of the applicable grace periods;(4) Early termination of a rent-to-own agreement or for the return of an item at any point;(5) Picking up the rented property;(6) A separate payment in excess of the weekly or monthly rental renewal payment in order to acquire ownership of the rented property;(7) An application fee or processing fee in excess of ten dollars.(P.A. 91-162, S. 4, 18.)See Sec. 1-2a re construction of references to “United States mail”, “postmark” or “registered or certified mail”.
CT Gen Stat § 42-244 (2020)
2020 Connecticut General Statutes|Title 42 - Business, Selling, Trading and Collection Practices|Chapter 743i - Consumer Rent-to-Own Agreements|Section 42-244 - Prohibited provisions void. Agreement not otherwise affected.

 Any provision in a rent-to-own agreement which is prohibited by sections 42-240 to 42-253, inclusive, shall be void, but shall not otherwise affect the validity of the rent-to-own agreement.(P.A. 91-162, S. 5, 18.)
CT Gen Stat § 42-245 (2020)
2020 Connecticut General Statutes|Title 42 - Business, Selling, Trading and Collection Practices|Chapter 743i - Consumer Rent-to-Own Agreements|Section 42-245 - Liability damage waiver. Fee. Notice. Prohibitions and requirements.

 In addition to the other charges permitted by section 42-243, the parties may contract for a liability waiver fee not to exceed seven and one-half per cent of any periodic rental payment. The selling or offering for sale of a liability damage waiver pursuant to this section is subject to the following prohibitions and requirements:(1) A lessor may not sell or offer to sell a liability damage waiver unless all restrictions, conditions and exclusions are printed in the rent-to-own agreement, or in a separate agreement, in eight-point type, or larger, or written in pen and ink or typewritten in or on the face of the rent-to-own agreement in a blank space provided therefor. The liability damage waiver may exclude only loss or damage to the property which is the subject of the rent-to-own agreement caused intentionally by the lessee or which results from the lessee's wilful or wanton misconduct.(2) The liability damage waiver agreement pursuant to this section must include a statement of the total charge for the liability damage waiver. The liability damage waiver agreement must display in eight-point boldface type the following notice:NOTICETHIS CONTRACT OFFERS, FOR AN ADDITIONAL CHARGE, A LIABILITY DAMAGE WAIVER TO COVER YOUR RESPONSIBILITY FOR DAMAGE TO THE PROPERTY. BEFORE DECIDING WHETHER TO PURCHASE THE LIABILITY DAMAGE WAIVER, YOU MAY WISH TO DETERMINE WHETHER YOUR OWN HOMEOWNERS OR CASUALTY INSURANCE AFFORDS YOU COVERAGE FOR DAMAGE TO THE RENTAL PROPERTY, AND THE AMOUNT OF THE DEDUCTIBLE UNDER YOUR OWN INSURANCE COVERAGE. THE PURCHASE OF THIS LIABILITY DAMAGE WAIVER IS NOT MANDATORY AND MAY BE DECLINED.(3) The liability damage waiver agreement must provide:(A) That the property which is lost, damaged or destroyed will be replaced with substitute property of substantially comparable quality and condition; and(B) That the total amount of rental renewal payments necessary to acquire ownership of the substitute property shall not exceed the total amount of rental renewal payments which would have been necessary to acquire ownership of the original property at the time it was lost, damaged or destroyed.(P.A. 91-162, S. 6, 18.)
CT Gen Stat § 42-246 (2020)
2020 Connecticut General Statutes|Title 42 - Business, Selling, Trading and Collection Practices|Chapter 743i - Consumer Rent-to-Own Agreements|Section 42-246 - Reinstatement of terminated agreement.

 (a) If the property is returned to the lessor other than through judicial process, the lessee shall be entitled to reinstate the terminated agreement as follows:(1) If the lessee has paid less than one-third of the total amount of payments necessary to acquire ownership of the property, the lessee shall be entitled to reinstate the terminated agreement within thirty days from the expiration of the grace period for the rental term for which the lessee last made a rental payment;(2) If the lessee has paid one-third but less than two-thirds of the total amount of payments necessary to acquire ownership of the property, the lessee shall be entitled to reinstate the terminated agreement within ninety days from the expiration of the grace period for the rental term for which the lessee last made a rental payment;(3) If the lessee has paid two-thirds or more of the total amount of payments necessary to acquire ownership of the property, the lessee shall be entitled to reinstate the terminated agreement within one hundred eighty days of the expiration of the grace period for the rental term for which the lessee last made a rental payment.(b) Before reinstating a rent-to-own agreement, a lessor may require a lessee to pay any unpaid rental payments, delinquency charges, a reasonable reinstatement fee of not more than five dollars, and a delivery charge if redelivery of the rented property is necessary.(c) On reinstatement, the lessor shall provide the lessee with the same property or substitute property of substantially comparable quality and condition. If substitute property is provided, the lessor shall provide the disclosures required in section 42-241.(d) Only one reinstatement fee may be assessed for a delinquent renewal payment regardless of the period during which it remains in default.(P.A. 91-162, S. 7, 18.)
CT Gen Stat § 42-247 (2020)
2020 Connecticut General Statutes|Title 42 - Business, Selling, Trading and Collection Practices|Chapter 743i - Consumer Rent-to-Own Agreements|Section 42-247 - Written notice of assignment of lessor's right to receive payment under the agreement.

 The lessee shall pay the original lessor until the lessee receives written notification of an assignment of the lessor's rights to payment pursuant to a rent-to-own agreement and that payment is to be made to the assignee. A notification which does not reasonably identify the rights assigned is ineffective. If requested by the lessee, the assignee must furnish reasonable proof that the assignment has been made and, unless he does so, the lessee may pay the lessor.(P.A. 91-162, S. 8, 18.)
CT Gen Stat § 42-248 (2020)
2020 Connecticut General Statutes|Title 42 - Business, Selling, Trading and Collection Practices|Chapter 743i - Consumer Rent-to-Own Agreements|Section 42-248 - Limit on total rental payments. Lessee to acquire ownership when fifty per cent of all rental payments made by lessee equals cash price of rented property. Termination of agreement.

 (a) No lessor shall offer a rent-to-own agreement in which the total of rental payments necessary to acquire ownership exceeds twice the cash price of the rented property.(b) When fifty per cent of all rental payments made by a lessee equals the cash price of the property disclosed to the lessee in the rent-to-own agreement, the lessee shall own the rented property and the rent-to-own agreement shall terminate.(P.A. 91-162, S. 9, 18.)
CT Gen Stat § 42-249 (2020)
2020 Connecticut General Statutes|Title 42 - Business, Selling, Trading and Collection Practices|Chapter 743i - Consumer Rent-to-Own Agreements|Section 42-249 - Lessee's early purchase option.

 At any time after the initial payment, the lessee may acquire ownership of the property by tendering an amount equal to the cash price of the property minus fifty per cent of all previous renewal payments made.(P.A. 91-162, S. 10, 18.)
CT Gen Stat § 42-250 (2020)
2020 Connecticut General Statutes|Title 42 - Business, Selling, Trading and Collection Practices|Chapter 743i - Consumer Rent-to-Own Agreements|Section 42-250 - Advertisement of rent-to-own agreements. Disclosure.

 (a) An advertisement for a rent-to-own agreement that refers to or states the amount of a payment and the right to acquire ownership of any one particular item under the agreement shall clearly and conspicuously state:(1) That the transaction advertised is a rent-to-own agreement;(2) The total number of payments and the total amount to be paid to acquire ownership;(3) The circumstances under which the consumer can acquire ownership of the property.(b) Any personal property displayed or offered under a rent-to-own agreement shall bear a tag which clearly and conspicuously indicates:(1) The cash price of the property;(2) The amount of the periodic payment; and(3) The total amount that must be paid to acquire ownership of the property.(P.A. 91-162, S. 11, 18.)