reglab/housing_qa huggingface dataset:
CT Gen Stat § 38a-720f (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701a - Insurance Producers, Agents and Third-Party Administrators|Section 38a-720f - Collection of premiums or charges. Payment of claims.

 (a) All premiums or charges collected by a third-party administrator on behalf of or for an insurer or other person utilizing the services of a third-party administrator, and the return of premiums received from such insurer or other person, shall be held by the third-party administrator in a fiduciary capacity. The funds shall be immediately remitted to the person entitled to them or deposited promptly in a fiduciary account established and maintained by the third-party administrator in a federal or state chartered, federally insured financial institution. The third-party administrator shall render an accounting to the insurer or other person utilizing the services of a third-party administrator that details all transactions performed by the third-party administrator pertaining to the business underwritten by the insurer or the business of the person utilizing the services of a third-party administrator.(b) Each third-party administrator that deposits in a fiduciary account charges or premiums collected on behalf of or for one or more insurers or other persons utilizing the services of the third-party administrator shall keep clear records of the deposits in and withdrawals from the account on behalf of each insurer or other person utilizing the services of the third-party administrator. The third-party administrator shall keep copies of all the records and, upon request by the insurer or other person utilizing the services of the third-party administrator, shall furnish such insurer or other person with a copy of the records of the deposits and withdrawals pertaining to such insurer or other person.(c) A third-party administrator shall not pay any claim by making withdrawals from a fiduciary account in which premiums or charges are deposited. Withdrawals from the account shall be made as provided in the written agreement set forth in subsection (c) of section 38a-720a.(d) All claims paid by the third-party administrator from funds collected on behalf of or for an insurer or other person utilizing the services of the third-party administrator shall be paid only by drafts or checks of, and as authorized by, such insurer or other person.(P.A. 11-58, S. 26.)
CT Gen Stat § 38a-720g (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701a - Insurance Producers, Agents and Third-Party Administrators|Section 38a-720g - Compensation prohibitions.

 (a) A third-party administrator shall not enter into any written or oral agreement or understanding with an insurer or other person utilizing the services of the third-party administrator that makes or has the effect of making the amount of the third-party administrator's commissions, fees, or charges contingent upon savings effected in the adjustment, settlement or payment of losses covered by the insurer's or other person utilizing the services of the third-party administrator's obligations. This provision shall not prohibit a third-party administrator from receiving performance-based compensation for providing hospital auditing or other auditing services.(b) This section shall not prevent the compensation of a third-party administrator from being based on premiums or charges collected or the number of claims paid or processed.(P.A. 11-58, S. 27.)
CT Gen Stat § 38a-720h (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701a - Insurance Producers, Agents and Third-Party Administrators|Section 38a-720h - Disclosures.

 (a) When the services of a third-party administrator are utilized, such third-party administrator shall issue a benefits identification card to each insured that includes disclosure of, and relationship among, the third-party administrator, the policyholder and the insurer or other person utilizing the services of the third-party administrator.(b) When a third-party administrator collects premiums, charges or fees, the reason for collection of each item shall be identified to the insured and each item shall be shown separately. Additional charges shall not be made for services to the extent the services have been paid for by the insurer or other person utilizing the services of the third-party administrator.(c) The third-party administrator shall disclose to the insurer or other person utilizing the services of the third-party administrator all charges, fees and commissions that the third-party administrator receives arising from services it provides for the insurer or other person utilizing the services of the third-party administrator, including any fees or commissions paid by insurers providing reinsurance or stop loss coverage.(P.A. 11-58, S. 28.)
CT Gen Stat § 38a-720i (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701a - Insurance Producers, Agents and Third-Party Administrators|Section 38a-720i - Delivery of written communications to insureds.

 Any policies, certificates, booklets, termination notices or other written communications delivered by an insurer or other person utilizing the services of a third-party administrator to such third-party administrator for delivery to such insurer's or other person's insureds shall be delivered by the third-party administrator promptly after receipt of instructions to deliver them from an insurer or other person utilizing the services of the third-party administrator.(P.A. 11-58, S. 29.)
CT Gen Stat § 38a-720k (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701a - Insurance Producers, Agents and Third-Party Administrators|Section 38a-720k - Registration of certain persons not required to be licensed as third-party administrator.

 A person who is not required to be licensed as a third-party administrator under subdivision (11) of section 38a-720 or section 38a-720a and who directly or indirectly underwrites, collects charges or premiums from, or adjusts or settles claims on residents of this state, only in connection with life, annuity or health coverage provided by a self-funded plan other than governmental or church plans, shall register annually with the commissioner not later than October first on a form designated by the commissioner.(P.A. 11-58, S. 31.)
CT Gen Stat § 38a-720l (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701a - Insurance Producers, Agents and Third-Party Administrators|Section 38a-720l - License renewal filing.

 (a) Each third-party administrator seeking to renew a license issued pursuant to section 38a-720j shall submit a renewal filing in the form and containing such information as the commissioner prescribes, including evidence that the surety bond required under subdivision (1) of subsection (a) of section 38a-720j and, if applicable, subsection (h) of section 38a-720j, remain in force. The information contained in such renewal filing shall be verified by at least two officers of the third-party administrator.(b) The renewal filing shall include the complete names and addresses of all insurers or other persons with which the third-party administrator had written agreements during the preceding fiscal year.(P.A. 11-58, S. 32; P.A. 12-145, S. 26; P.A. 15-187, S. 5; P.A. 17-15, S. 84.)History: P.A. 12-145 amended Subsec. (a) to replace reference to “this section” with reference to Sec. 38a-720j, effective June 15, 2012; P.A. 15-187 amended Subsecs. (a) and (b) to replace references to and filing deadline for annual report with references to renewal filing and deleted former Subsecs. (c) and (d) re payment of annual report filing fee and review of annual reports by commissioner; P.A. 17-15 made technical changes in Subsec. (a).
CT Gen Stat § 38a-720n (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701a - Insurance Producers, Agents and Third-Party Administrators|Section 38a-720n - Regulations.

 The Insurance Commissioner may adopt regulations, in accordance with chapter 54, to implement the provisions of sections 38a-720 to 38a-720m, inclusive.(P.A. 11-58, S. 34.)
CT Gen Stat § 38a-723 (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701b - Public Adjusters|Section 38a-723 - Definition.

 As used in this title, unless the context or subject matter otherwise requires, “public adjuster” means any person, partnership, association, limited liability company or corporation who or which:(1) On behalf of an insured and for monetary or other compensation or anything of value, (A) prepares, documents and submits a first-party property claim to an insurance company for loss or damage by a covered peril under a personal or commercial risk insurance policy, as defined in section 38a-663, issued by such company, or (B) negotiates, adjusts or effects the settlement of such claim;(2) Advertises or solicits business as a public adjuster; or(3) Holds himself or itself out to the public as engaging in the activities set forth in subparagraphs (A) and (B) of subdivision (1) of this section as a business. Lawyers settling claims of clients shall not be deemed to be public adjusters.(P.A. 90-243, S. 23; P.A. 95-79, S. 147, 189; P.A. 10-32, S. 123; 10-79, S. 1.)History: P.A. 95-79 redefined “public adjuster” to include a limited liability company, effective May 31, 1995; P.A. 10-32 made technical changes, effective May 10, 2010; P.A. 10-79 redefined “public adjuster” and made technical changes.Employment contract between licensed public adjuster and property owner was unenforceable because statute and regulations governing public adjusters limit a licensed public adjuster's employment to adjusting losses and damages arising under a fire insurance policy on behalf of an insured under the policy; additionally, it was a condition precedent to enforcement of a licensed public adjuster's employment contract that such adjuster represent an insured party. 252 C. 400.
CT Gen Stat § 38a-724 (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701b - Public Adjusters|Section 38a-724 - Employment contract required. Cancellation. Solicitation prohibition.

 (a) The use of an employment contract between a public adjuster and the insured shall be mandatory.(1) Any such contract signed on or after July 1, 2019, shall contain a provision, prominently displayed on the first page of such contract in not less than twelve-point boldface type, specifying that the insured may cancel the contract, provided such insured notifies the public adjuster at such public adjuster's main office or branch office at the address shown in the contract, by certified mail, return receipt requested or, if agreed between the insured and the public adjuster, by electronic means with proof of a delivery receipt, posted or delivered not later than midnight of the fourth calendar day after the day on which the insured signs the contract, except that if the signing is on a Friday, Saturday or Sunday, the cancellation shall be posted not later than midnight of the Thursday immediately following, and thereafter the contract shall be void ab initio.(2) Any such contract signed on or after July 1, 2019, that does not display the provision as specified in subdivision (1) of this subsection shall be void ab initio.(b) No public adjuster shall solicit an insured between the hours of eight o'clock p.m. and eight o'clock a.m. Any public adjuster employment contract that results from a public adjuster's solicitation between such hours shall be void ab initio.(P.A. 90-243, S. 169; P.A. 10-79, S. 2; P.A. 13-138, S. 3; P.A. 14-175, S. 4; P.A. 18-158, S. 17; P.A. 19-125, S. 6, 16.)History: P.A. 10-79 designated existing provisions as Subsec. (a) and amended same to replace “client” with “insured” and make technical changes, and added Subsec. (b) re solicitation prohibition; P.A. 13-138 amended Subsec. (a) to designate existing provision re contract cancellation as Subdiv. (1) and amend same to add provision re prominent display of cancellation provision, replace “second calendar day” with “fourth calendar day” and replace “Tuesday immediately following” with “Thursday immediately following”, and to add Subdiv. (2) re penalty for failure to display cancellation provision; P.A. 14-175 amended Subsec. (b) to add provision re contract that results from solicitation during prohibited hours to be void ab initio; P.A. 18-158 amended Subsec. (a) by substituting “2019” for “2013” and adding provisions re notice by electronic means and proof of delivery, effective October 1, 2019; P.A. 19-125 amended Subsec. (a) by substituting “July 1, 2019” for “October 1, 2013” in Subdivs. (1) and (2) and adding provisions in Subdiv. (1) re notice by electronic means, and repealed P.A. 18-158, S. 17, effective July 1, 2019.
CT Gen Stat § 38a-725 (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701b - Public Adjusters|Section 38a-725 - Penalty.

 Any person who acts within this state, either on the person's own behalf or as representative or agent of any other person or any partnership, association or corporation as a public adjuster, unless such person holds a license then in force from the commissioner authorizing the person so to act, shall be fined not more than ten thousand dollars or imprisoned not more than three months, or both.(P.A. 90-243, S. 25; P.A. 08-178, S. 27.)History: P.A. 08-178 made technical changes and increased maximum fine from $500 to $10,000.
CT Gen Stat § 38a-726 (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701b - Public Adjusters|Section 38a-726 - Fees charged.

 (a) No public adjuster shall charge or collect a fee if, within thirty days of a loss to a structure covered by a fire insurance policy, the insurer offers in writing to pay the full policy limits.(b) Any fee charged to an insured by a public adjuster shall be based only on the amount of the insurance settlement proceeds actually received by the insured and shall be collected by such public adjuster after the insured has received such proceeds from the insurer.(P.A. 90-326; P.A. 12-162, S. 4.)History: P.A. 12-162 designated existing provision as Subsec. (a) and added Subsec. (b) re basis of fee charged by public adjuster, effective July 1, 2012.
CT Gen Stat § 38a-731. (Formerly Sec. 38-92c) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701c - Certified Insurance Consultants|Section 38a-731. (Formerly Sec. 38-92c) - Certified insurance consultants, license required.

 No person shall, for a fee received or to be received, offer to examine, or examine or aid in examining, any policy of insurance or any annuity or pure endowment contract for the purpose of giving, or give or offer to give, any advice, counsel, recommendation or information in respect to the terms, conditions, benefits, coverage or premium of any such policy or contract, or in respect to the expediency or advisability of altering, changing, exchanging, converting, replacing, surrendering, continuing, renewing or rejecting any such policy or contract, or of accepting or procuring any such policy or contract from any company, or, in or on advertisements, cards, signs, circulars or letterheads, or elsewhere, or in any other way or manner by which public announcements are made, use the title “certified insurance consultant”, “certified insurance advisor”, “certified insurance specialist”, “certified insurance counselor”, “certified insurance analyst”, “certified policyholders' advisor”, “certified policyholders' counselor”, or any other similar title, or any title, word or combination of words indicating that he gives, or is engaged in the business of giving, advice, counsel, recommendation or information to holders of policies of insurance or annuity or pure endowment contracts, unless he holds a license as a certified insurance consultant under the provisions of sections 38a-731 to 38a-735, inclusive, and 38a-786.(1969, P.A. 817, S. 1; 1971, P.A. 292, S. 1.)History: 1971 act added “certified” in titles the use of which is prohibited by unlicensed persons and substituted Secs. “38-92c, 38-92d and 38-92f to 38-92i” for Secs. “38-92c to 38-92j”; Sec. 38-92c transferred to Sec. 38a-731 in 1991.
CT Gen Stat § 38a-732. (Formerly Sec. 38-92f) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701c - Certified Insurance Consultants|Section 38a-732. (Formerly Sec. 38-92f) - Contracts or agreements by certified insurance consultants unenforceable, when.

 No contract or agreement with a certified insurance consultant of the type referred to in section 38a-731 shall be enforceable by him unless it is in writing and executed, in duplicate, by the person to be charged or by his legal representative, nor unless one of such duplicates is delivered to, or retained by, such person when it is signed by him, nor unless it plainly specifies the amount of the fee paid or payable by such person and the services to be rendered by such certified insurance consultant, nor unless it is in a form currently approved by the commissioner.(1969, P.A. 817, S. 4; 1971, P.A. 292, S. 3.)History: 1971 act specified applicability to “certified” consultants; Sec. 38-92f transferred to Sec. 38a-732 in 1991.
CT Gen Stat § 38a-733. (Formerly Sec. 38-92g) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701c - Certified Insurance Consultants|Section 38a-733. (Formerly Sec. 38-92g) - Required acknowledgments by certified consultant.

 A certified insurance consultant who furnishes any advice or counsel as such consultant, makes any recommendation or gives any information except under the terms of a previously executed written contract conforming to section 38a-732 and in full force and effect shall thereupon, in every case, give to the recipient thereof a statement in writing, signed by the consultant, in a form currently approved by the commissioner, specifying the advice, counsel, recommendation or information given, and a receipt, in a form currently approved by the commissioner, for the fee paid to the consultant or a statement, in a form currently approved by the commissioner, of the fee to be received by the consultant therefor. Any person who violates any provision of this section shall be fined not less than two hundred fifty or more than two thousand five hundred dollars.(1969, P.A. 817, S. 5; 1971, P.A. 292, S. 4; P.A. 08-178, S. 28.)History: 1971 act specified applicability to “certified” consultants; Sec. 38-92g transferred to Sec. 38a-733 in 1991; P.A. 08-178 made technical changes and increased minimum fine from $50 to $250 and maximum fine from $500 to $2,500.
CT Gen Stat § 38a-734. (Formerly Sec. 38-92h) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701c - Certified Insurance Consultants|Section 38a-734. (Formerly Sec. 38-92h) - Certified consultants not to receive payments from insurers or producers for sale of insurance. Exemption for registration under the federal Investment Advisers Act. Disclosures.

 No person, acting in the capacity of a certified insurance consultant and as such serving any person, firm, association, organization or corporation, not engaged in the insurance business, for compensation paid or to be paid by the person served, shall directly or indirectly receive any part of any commission or compensation paid by any insurer or producer in connection with the sale or writing of any insurance which is within the subject matter of any such service. The provisions of this section shall not apply to an insurance producer who is an advisory representative of a registered investment adviser registered pursuant to the Investment Advisers Act of 1940, 15 USC 80b-1, et seq., provided the insurance producer makes full disclosure in a written memorandum, signed by the party to be charged, which specifies the amount of such fee or compensation for services performed pursuant to the Investment Advisers Act of 1940 and which also discloses that a commission may be paid to the insurance producer from the sale of any insurance. Any person violating the provisions of this section shall be fined not less than two hundred fifty dollars or more than two thousand five hundred dollars or imprisoned not less than thirty days or more than three months, or both.(1969, P.A. 817, S. 6; 1971, P.A. 292, S. 5; P.A. 94-160, S. 12, 24; P.A. 96-48, S. 2; P.A. 08-178, S. 29; P.A. 12-80, S. 182.)History: 1971 act specified applicability to “certified” consultants; Sec. 38-92h transferred to Sec. 38a-734 in 1991; P.A. 94-160 substituted “producer” for “agent of any insurer” to accurately reflect the modernization and nomenclature of the industry, effective January 1, 1996; P.A. 96-48 exempted producers who provide the prescribed disclosures and are advisory representatives of an investment advisor registered under the federal Investment Advisers Act; P.A. 08-178 made technical changes and increased minimum fine from $50 to $250 and maximum fine from $500 to $2,500; P.A. 12-80 replaced maximum term of imprisonment of “ninety days” with “three months” and made technical changes.
CT Gen Stat § 38a-735. (Formerly Sec. 38-92i) (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701c - Certified Insurance Consultants|Section 38a-735. (Formerly Sec. 38-92i) - Penalty for acting as certified consultant without license.

 Any person who acts as a certified insurance consultant without such license or during a suspension of the person's license shall be fined not less than two hundred fifty or more than two thousand five hundred dollars or be imprisoned not more than six months, or both.(1969, P.A. 817, S. 7; 1971, P.A. 292, S. 6; P.A. 08-178, S. 30.)History: 1971 act specified applicability to “certified” consultants; Sec. 38-92i transferred to Sec. 38a-735 in 1991; P.A. 08-178 made technical changes and increased minimum fine from $50 to $250 and maximum fine from $500 to $2,500.
CT Gen Stat § 38a-740 (2020)
2020 Connecticut General Statutes|Title 38a - Insurance|Chapter 701d - Surplus Lines Brokers|Section 38a-740 - Regulations.

 The commissioner may by regulation adopted in accordance with the provisions of chapter 54: (1) Establish such proper standards as the commissioner deems necessary to guide surplus lines brokers procuring any such policy of insurance, as is permitted under subsection (a) of section 38a-794, from any such unauthorized insurer; (2) require any unauthorized insurer from which any surplus lines broker has procured or intends to procure any policy of insurance, as is permitted under subsection (a) of section 38a-794, to file with the commissioner such evidence and in such form as the commissioner prescribes to enable the commissioner to establish the financial stability, qualifications and general suitability of such unauthorized insurer to issue any policy of insurance through any surplus lines broker, under section 38a-794; and (3) establish such reasonable filing fees as may be necessary to defray the cost of examining evidence filed with the commissioner by an unauthorized insurer either voluntarily or pursuant to the provisions of this section.(P.A. 90-243, S. 36; P.A. 15-118, S. 56.)History: P.A. 15-118 added reference to Ch. 54 and made technical changes.