reglab/housing_qa huggingface dataset:
6 DE Code § 2406C. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 24C. Mortgage Loan Modification Services|§ 2406C. Form and content of contracts.

§ 2406C. Form and content of contracts. (a) A contract for mortgage loan modification services shall be in writing and provided to the homeowner, without changes, alterations, or modification, for review at least 24 hours before it is signed by the homeowner. (b) A contract for mortgage loan modification services shall be dated and personally signed with each page being initialed, by both the homeowner and the provider. (c) A contract for mortgage loan modification service shall be printed in at least 12-point type and shall include the name and address of the mortgage modification service provider and the date the homeowner signed the agreement. (d) A contract for mortgage loan modification service shall fully disclose the exact nature of the modification services to be provided and the total amount and terms of compensation to be received by the mortgage loan modification service provider. (e) A contract for mortgage loan modification services must include a provision that allows the homeowner to cancel at any time without penalty and a separate, detachable page designated “NOTICE OF CANCELLATION” containing the name and address of the provider for the use of the homeowner if services are to be canceled. 78 Del. Laws, c. 196, §  9;
6 DE Code § 2407C. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 24C. Mortgage Loan Modification Services|§ 2407C. Required disclosures.

§ 2407C. Required disclosures. Any commercial communication by a mortgage loan modification services provider shall include the following statements in a clear and prominent format:  (1) “(Name of Company) is not associated with the government, and our service is not approved by the government or your lender.” (2) “Even if you accept this offer and use our service, your lender may not agree to change your loan.” (3) “You may stop doing business with us at any time. You may accept or reject any offer of mortgage modification we may obtain from your lender or servicer. If you reject the offer, you do not have to pay us.”78 Del. Laws, c. 196, §  9;
6 DE Code § 2408C. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 24C. Mortgage Loan Modification Services|§ 2408C. Prohibited acts.

§ 2408C. Prohibited acts. A mortgage loan modification services provider may not:  (1) Misrepresent, expressly or by implication, that the provider is affiliated with, endorsed or approved by, or otherwise associated with:  a. The United States government, b. Any governmental homeowner assistance plan, c. Any federal, state, or local government agency, unit, or department, d. Any nonprofit housing counselor agency or program, e. The maker, holder, or servicer of the dwelling loan, or f. Any other individual, entity or program. (2) Represent, expressly or by implication, that a homeowner cannot or should not contact or communicate with his or her lender or servicer. (3) Request or receive payment of any fee or other consideration until the homeowner has executed a written agreement between the homeowner and the dwelling loan holder or servicer incorporating the offer of mortgage modification services obtained by the provider.78 Del. Laws, c. 196, §  9;  70 Del. Laws, c. 186, §  1;
6 DE Code § 2409C. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 24C. Mortgage Loan Modification Services|§ 2409C. Enforcement.

§ 2409C. Enforcement. (a) The Attorney General shall have the same authority to enforce and carry out this chapter as is granted by Chapter 25 of Title 29 and by §§ 2511-2527 and 2531-2536 of this title. (b) If a court or tribunal of competent jurisdiction finds that any person has wilfully violated this chapter, the Attorney General, upon petition to the court or tribunal, shall recover from the person, on behalf of the State, in addition to all costs, a civil penalty of not more than $10,000 per violation pursuant to § 2533 of this title. If the violation is against an elderly person or person with a disability, an additional civil penalty of not more than $10,000 per violation shall be recovered pursuant to § 2581 of this title. Each day that a wilful violation continues shall be considered a separated violation. (c) For the purpose of this chapter, a “wilful violation” occurs when the party committing the violation knew or should have known that the party's conduct was of the nature prohibited by this chapter. 78 Del. Laws, c. 196, §  9;
6 DE Code § 2501A. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 25A. Telemarketing Registration and Fraud Prevention|§ 2501A. Purpose; short title.

§ 2501A. Purpose; short title. The purpose of this chapter shall be to set standards of conduct for organized commercial telemarketing in or into the State and to protect consumers from unfair, deceptive or abusive practices by telemarketers and companies using established telemarketing methods to promote and sell products, services and investments. This chapter may be cited as the “Delaware Telemarketing Fraud Act.” 72 Del. Laws, c. 262, §  1;
6 DE Code § 2504A. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 25A. Telemarketing Registration and Fraud Prevention|§ 2504A. Record-keeping requirements.

§ 2504A. Record-keeping requirements. (a) Any seller or telemarketing business shall preserve its individual records for a period of 24 months from the date the records are produced. A record, to the extent the seller or telemarketing business, or both, created it in the ordinary course of business, shall be kept in the form, manner, format or place as such record is maintained in the ordinary course of business. Records to be preserved shall include, but not be limited to:  (1) All substantially different advertising, brochures, telemarketing scripts and promotional materials; (2) The name and last known address of each prize recipient and the description of the prize awarded for prizes represented to have a value of $25 or more; (3) The name and last known address of each prize recipient and the description of the prize awarded for any prize in connection with a consumer call to a 900 number and any prize promotion when the consumer is told that the consumer will definitely win 1 of several prizes and any of the prizes is represented to have a value of $25 or more; (4) The name and last known address of each customer, the merchandise purchased, the date such merchandise was ordered and shipped or provided, the amount of merchandise ordered and shipped or provided, and the amount paid by the customer; (5) The name, any fictitious name used, the last known home address and telephone number, and the job title for each current and former employee directly involved in the telemarketing activities; and (6) All written or recorded authorizations required to be provided or received under this chapter, including, but not limited to, any express verifiable authorization as defined in § 2507A of this title. (b) The seller and any telemarketing business calling on behalf of the seller may, by written agreement, allocate responsibility between themselves for the record-keeping required by this chapter. When a seller and a telemarketing business have entered into such an agreement, the written terms of that agreement shall determine and govern each party's respective obligations under this chapter. If no agreement exists, or such written agreement is unclear as to which party must create and maintain a record, the seller shall be deemed the responsible party under this chapter. (c) In the event of any dissolution or termination of the operations of any business employing telemarketers or the telemarketing business, the principal owners or directors of the entity shall maintain all records as required under this chapter. In the event of any sale, assignment or other change in ownership of the seller or telemarketing business, the buyer or successor shall maintain all records required under this chapter. 72 Del. Laws, c. 262, §  1;
6 DE Code § 2508A. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 25A. Telemarketing Registration and Fraud Prevention|§ 2508A. Customers' remedies.

§ 2508A. Customers' remedies. (a) The sale of any merchandise by an unregistered, nonexempt seller or an unregistered, nonexempt telemarketing business shall be voidable. (b) Any customer who suffers a loss or harm as a result of a violation or prohibited act or practice under this chapter, in addition to any other rights of action allowed by law, may recover actual and punitive damages, attorney's fees, court costs and any other remedies provided by law, including equitable relief. 72 Del. Laws, c. 262, §  1;
6 DE Code § 2509A. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 25A. Telemarketing Registration and Fraud Prevention|§ 2509A. Enforcement.

§ 2509A. Enforcement. All enforcement actions under this chapter by the Attorney General shall be undertaken in accordance with Chapter 25 of Title 29. 72 Del. Laws, c. 262, §  1;
6 DE Code § 2501B. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 25B. Delaware Residential Water Treatment System Sales|§ 2501B. Short title.

§ 2501B. Short title. This chapter may be cited as the “Delaware Residential Water Treatment System Sales Act.” 73 Del. Laws, c. 420, §  1;
6 DE Code § 2502B. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 25B. Delaware Residential Water Treatment System Sales|§ 2502B. Purpose.

§ 2502B. Purpose. The purpose of this chapter is to safeguard the public against deceit and misrepresentation and to ensure, foster and encourage truthful practices and disclosure in the door-to-door sale of residential water treatment systems. 73 Del. Laws, c. 420, §  1;
6 DE Code § 2503B. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 25B. Delaware Residential Water Treatment System Sales|§ 2503B. Definitions.

§ 2503B. Definitions. (a) “Aesthetic test” shall mean, but not be limited to, a test of a water sample to determine 1 or more of the following:  (1) pH (Acidity/Alkalinity); (2) Hardness (calcium and/or magnesium content); (3) Iron content; (4) Total dissolved solids; (5) Sulphur content; and (6) Chlorine taste and odor. (b) “Buyer” shall mean the actual or prospective purchaser of a residential water treatment system, but does not include persons purchasing for resale. (c) “Certified laboratory” shall mean a laboratory that is not affiliated with the seller and that is certified to analyze water samples by the Office of Drinking Water of the Division of Public Health of the State. A certified laboratory that is under common ownership with a seller of residential water treatment systems which is operated separately from the seller and which provides services to persons other than the seller shall be deemed to be not affiliated with the seller. (d) “Door-to-door sale” shall have the meaning set forth in § 4403 of this title. (e) “Health-related test” shall mean any test to determine whether a water sample meets a Maximum Contaminant Level (MCL) primary drinking water standard established by the United States Environmental Protection Agency under the Safe Drinking Water Act [42 U.S.C. § 300f et seq.], or by the Office of Drinking Water of the Delaware Division of Public Health. (f) “Heavy metal test” shall mean a test that purports to detect the total content of undifferentiated metal elements in a water sample. (g) “Place of business” shall have the meaning set forth in § 4403 of this title. (h) “Precipitation test” shall mean a test that uses chemicals or electricity to precipitate hardness or metal ions in a water sample. (i) “Residential water treatment systems” shall mean any device that is intended to be connected to the plumbing system of a dwelling in order to filter, purify or otherwise treat potable water. (j) “Seller” shall have the meaning set forth in § 4403 of this title, except that for the purposes of this chapter the definition of “door-to-door” sale shall not include an exception for transactions that are subject to a right of rescission under § 125 of the Consumer Credit Protection Act (15 U.S.C. § 1635), as set forth in § 4403(3)b. of this title. 73 Del. Laws, c. 420, §  1;
6 DE Code § 2504B. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 25B. Delaware Residential Water Treatment System Sales|§ 2504B. Unlawful practices.

§ 2504B. Unlawful practices. Section 2513(b)(2) of this title notwithstanding, in connection with any door-to-door sale of a residential water treatment system, it is an unlawful practice within the meaning of § 2513 of this title for any seller to:  (1) Fail to display on the person of each salesperson upon each visit to the home of a buyer an identification badge which conspicuously discloses the name and business address of the seller and the salesperson. (2) Fail to furnish each buyer a business card or other writing that conspicuously discloses the name, address and telephone number of the seller and the salesperson. (3) Perform or display during a visit to the home of a buyer a precipitation test or heavy metals test. A seller may perform an in-home aesthetic test and furnish to the buyer a document that conspicuously discloses the test results and that the aesthetic test is related to matters of personal taste and is not related to health. All health-related tests must be performed by a certified laboratory. Notwithstanding the preceding sentence, a seller may perform an in-home test of a water sample for nitrates, provided that if the buyer's home is served by public water supplied by a municipal, utility or other community system, the seller also obtains at the seller's cost a test for nitrates from a certified laboratory prior to completion of a sale and installation of a residential water treatment system. (4) Fail to furnish to the buyer a copy of any report from a certified laboratory that pertains to a buyer's home.73 Del. Laws, c. 420, §  1;
6 DE Code § 2505B. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 25B. Delaware Residential Water Treatment System Sales|§ 2505B. In-home testing.

§ 2505B. In-home testing. (a) A seller may perform an in-home aesthetic test and furnish to the buyer a document that conspicuously discloses the test results and that the aesthetic test is related to matters of personal taste and is not related to health. All health-related tests must be performed by a certified laboratory. Notwithstanding the preceding sentence, a seller may perform an in-home test of a water sample for nitrates, provided that if the buyer's home is served by public water supplied by a municipal, utility or other community system, the seller also obtains at the seller's cost a test for nitrates from a certified laboratory prior to completion of a sale and installation of a residential water treatment system. (b) Performance of any in-home testing not in compliance with this act shall constitute an unlawful practice within the meaning of § 2513 of this title. 73 Del. Laws, c. 420, §  1;
6 DE Code § 2506B. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 25B. Delaware Residential Water Treatment System Sales|§ 2506B. Enforcement and remedies.

§ 2506B. Enforcement and remedies. (a) The Attorney General shall have the same authority in enforcing, remedying, and otherwise carrying out the provisions of this subchapter as is provided by Chapter 25 of Title 29 and by §§ 2511-2527 and 2531-2536 of this title. (b) If a court or tribunal of competent jurisdiction finds that any person has wilfully violated this chapter, the Attorney General, upon petition to the court or tribunal, shall recover from the person, on behalf of the State, in addition to all the costs, a civil penalty of not more than $10,000 per violation pursuant to § 2513 of this title. If the violation is against a person age 65 or older or a person with a disability, an additional civil penalty of not more than $10,000 per violation shall be recovered pursuant to § 2581 of this title. Each day that a wilful violation continues shall be considered a separate violation. (c) For the purpose of this chapter, a wilful violation occurs when the party committing the violation knew or should have known that the party's conduct was of a nature prohibited by this chapter. (d) The remedies provided for in this chapter are not exclusive, and shall be in addition to any other procedures, rights or remedies which exist with respect to any other provisions of law. 73 Del. Laws, c. 420, §  1;  77 Del. Laws, c. 282, §  7;  79 Del. Laws, c. 371, §  2;
6 DE Code § 2501C. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 25C. Toy Safety|§ 2501C. Definitions.

§ 2501C. Definitions. As used in this chapter, unless the context otherwise requires:  (1) “Child” shall be defined as an individual less than 12 years of age. (2) “Consumer” shall have the meaning as set forth in the Consumer Product Safety Act, 15 U.S.C. §§ 2051 — 2085. (3) “Person” means an individual, partnership, corporation, association, governmental entity, business entity, or other legal entity. (4) “Toxic substance” means a substance that contains lead or a coating on an item that contains lead in excess of the limit set by Title 16, Code of Federal Regulations, Part 1303 (i.e., 0.06 percent by weight of the total nonvolatile content of the paint or the weight of the dried paint film); or a substance that has been deemed toxic or harmful to the health of children by the U.S. Consumer Product Safety Commission. “Toxic substance” does not include glass, decorative crystal or inaccessible components. (5) “Toy” means an article designed and intended for the child's use in play.76 Del. Laws, c. 358, §  1;
6 DE Code § 2502C. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 25C. Toy Safety|§ 2502C. Prohibited conduct.

§ 2502C. Prohibited conduct. (a) A person shall not knowingly sell, offer for sale, or transfer a toy in the State that contains a toxic substance or that is otherwise unsafe to a child. (b) A person shall not knowingly fail to remove for sale or transfer any toy that has been identified as containing lead and/or unsafe by the U.S. Consumer Product Safety Commission or has been the subject of a corrective action plan, which must be promptly implemented, or a recall, as described further at § 2503C(2) of this title. (c) This section does not apply to the sale of an antique or collectible toy that is not marketed to or intended to be used by a child. 76 Del. Laws, c. 358, §  1;
6 DE Code § 2503C. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 25C. Toy Safety|§ 2503C. Criteria.

§ 2503C. Criteria. A toy will be deemed unsafe if it meets 1 or more of the following criteria:  (1) The toy does not conform to federal laws and regulations setting forth standards for the toy; (2) The toy has been recalled by a state or federal agency, the toy's manufacturer, distributor, or importer, or the toy has been listed by the U.S. Consumer Product Safety Commission as a recalled product which has not been corrected, and the recall has not been rescinded; or (3) A state or federal agency has issued an imminent hazard warning that a toy's intended use constitutes a safety hazard and such warning has not been rescinded.76 Del. Laws, c. 358, §  1;
6 DE Code § 2504C. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 25C. Toy Safety|§ 2504C. Penalties.

§ 2504C. Penalties. (a) Except as otherwise provided in § 2502C of this title, a person who violates this chapter is subject to the following:  (1) If the person is not an individual consumer, a civil fine of not more than $100 per incident not to exceed $5,000 total. (2) If the person is not an individual consumer and the violation is the person's second offense under this chapter, a civil fine of not more than $500 per incident not to exceed $25,000 total. (3) If the person is not an individual consumer and the violation is the person's third or subsequent offense under this chapter, a civil fine of not more than $1,000 per incident not to exceed $50,000 total. (4) If a person knowingly violates this chapter after receipt of a notice of violation and the person is not an individual consumer, a civil fine equal to 3 times the amount in the preceding paragraph (a)(3) of this section. (b) A civil fine imposed under this section shall be waived if it is determined that a person acted in good faith to be in compliance with this chapter, pursued compliance with due diligence, and promptly corrected any noncompliance after discovery of the violation. 76 Del. Laws, c. 358, §  1;
6 DE Code § 2505C. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 25C. Toy Safety|§ 2505C. The Department of Health and Social Services.

§ 2505C. The Department of Health and Social Services. The Delaware Department of Health and Social Services (“DHSS”) shall provide and maintain a list of all unsafe toys and toys containing a toxic substance or a link to the www.recalls.gov website. This list shall be updated no later than 72 hours after a new unsafe toy or toy containing a toxic substance has been subject to recall. This list shall also be linked through the DHSS website and a physical copy shall be made available to the public in designated locations throughout the State. 76 Del. Laws, c. 358, §  1;
6 DE Code § 2501D. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 25D. Delaware Servicemembers Civil Relief Act|§ 2501D. Purpose; short title.

§ 2501D. Purpose; short title. The provisions of this chapter are intended to be supplemental to any rights that persons called to military service have under any applicable federal statutes, including the Servicemembers Civil Relief Act, 50 U.S.C. App. § 501 et seq., and under any other applicable laws of this State. This chapter may be cited as the “Delaware Servicemembers Civil Relief Act.” 79 Del. Laws, c. 359, §  1;
6 DE Code § 2502D. (2021)
2021 Delaware Code|Title 6 - Commerce and Trade|Chapter 25D. Delaware Servicemembers Civil Relief Act|§ 2502D. Definitions.

§ 2502D. Definitions. For purposes of this chapter:  (1) “Court” means any court or administrative agency of the State, or a subdivision thereof, whether or not a court or administrative agency of record. (2) “Judgment” means any judgment, decree, order, or ruling, final or temporary. (3) “Military service” means:  a. In the case of a servicemember who is a member of the Army, Navy, Air Force, Marine Corps, or Coast Guard, active duty, as defined in 10 U.S.C. § 101(d)(1); b. In the case of a member of the National Guard, includes service under a call to active service authorized by the President or the Secretary of Defense for a period of more than 30 consecutive days under 32 U.S.C. § 502(f) for purposes of responding to a national emergency declared by the President and supported by federal funds; c. In the case of a servicemember who is a commissioned officer of the Public Health Service or the National Oceanic and Atmospheric Administration, active service; d. In the case of a servicemember who is a member of the Delaware National Guard, called out to serve in a state duty status pursuant to § 171 of Title 20, for a period of more than 30 consecutive days; or e. Any period during which a servicemember is absent from duty on account of sickness, wounds, leave, or other lawful cause. (4) “Period of military service” means the period beginning on the date on which a servicemember enters military service and ending on the date on which the servicemember is released from military service or dies while in military service. (5) a. “Servicemember” means a resident of the State or a natural person stationed in the State who is a member of the Army, Navy, Air Force, Marine Corps, Coast Guard, the commissioned corps of the National Oceanic and Atmospheric Administration, the commissioned corps of the Public Health Service, or the Delaware National Guard. b. Whenever the term “servicemember” is used, it shall be treated as including a reference to a legal representative of a servicemember, which shall include an attorney acting on behalf of the servicemember or an individual possessing power of attorney.79 Del. Laws, c. 359, §  1;