reglab/housing_qa huggingface dataset:
MS Code § 63-15-29 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 15 - Motor Vehicle Safety - Responsibility|§ 63-15-29. Duration of suspension; effect of discharge in bankruptcy

  Such license and nonresident's operating privilege shall remain so suspended and shall not be renewed, nor shall any such license be thereafter issued in the name of such person, including any such person not previously licensed, unless and until every such judgment is stayed, satisfied in full or to the extent hereinafter provided and until the said person gives proof of financial responsibility subject to the exemptions stated in Sections 63-15-27 and 63-15-33.   A discharge in bankruptcy following the rendering of any such judgment shall not relieve the judgment debtor from any of the requirements of this chapter.
MS Code § 63-15-31 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 15 - Motor Vehicle Safety - Responsibility|§ 63-15-31. Amounts required for satisfaction of judgment

 Judgments referred to in this chapter shall, for the purpose of this chapter only, be deemed satisfied:   When Twenty-five Thousand Dollars ($25,000.00) has been credited upon any judgment or judgments rendered in excess of that amount because of bodily injury to or death of one (1) person as the result of any one (1) accident; or   When, subject to such limit of Twenty-five Thousand Dollars ($25,000.00) because of bodily injury to or death of one (1) person, the sum of Fifty Thousand Dollars ($50,000.00) has been credited upon any judgment or judgments rendered in excess of that amount because of bodily injury to or death of two (2) or more persons as the result of any one (1) accident; or   When Twenty-five Thousand Dollars ($25,000.00) has been credited upon any judgment or judgments rendered in excess of that amount because of injury to or destruction of property of others as a result of any one (1) accident.   However, payments made in settlement of any claims because of bodily injury, death or property damage arising from a motor vehicle accident shall be credited in reduction of the amounts provided for in this section.
MS Code § 63-15-33 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 15 - Motor Vehicle Safety - Responsibility|§ 63-15-33. Allowance and effect of payment of judgment in installments; default

  A judgment debtor upon due notice to the judgment creditor may apply to the court in which such judgment was rendered for the privilege of paying such judgment in installments and the court, in its discretion and without prejudice to any other legal remedies which the judgment creditor may have, may so order and fix the amounts and times of payment of the installments.   The department shall not suspend a license or a nonresident's operating privilege, and shall restore any license or nonresident's operating privilege suspended following nonpayment of a judgment, when the judgment debtor gives proof of financial responsibility and obtains such an order permitting the payment of such judgment in installments, and while the payment of any said installment is not in default.   In the event the judgment debtor fails to pay any installment as specified by such order, then upon notice of such default, the department shall forthwith suspend the license or nonresident's operating privilege of the judgment debtor until such judgment is satisfied, as provided in this chapter.
MS Code § 63-15-35 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 15 - Motor Vehicle Safety - Responsibility|§ 63-15-35. Requirement of proof of financial responsibility upon conviction, etc., of offense requiring suspension or revocation of license

  Whenever the department, under any law of this state, suspends or revokes the license of any person upon receiving record of a conviction or a forfeiture of bail, the department shall also suspend the registration for all motor vehicles licensed in the name of such person. However the department shall not suspend such license, unless otherwise required by law, if such person has previously given or shall immediately give and thereafter maintain proof of financial responsibility with respect to all motor vehicles licensed by such person.   Such license or licenses, as the case may be, shall remain suspended or revoked and shall not at any time thereafter be renewed nor shall any license be thereafter issued to such person until permitted under the motor vehicle laws of this state and not then unless and until he shall give and thereafter maintain proof of financial responsibility.   If a person is not licensed, but by final order of judgment is convicted of or forfeits any bail or collateral deposited to secure an appearance for trial for any offense requiring the suspension or revocation of license, or for operating a motor vehicle upon the highways without being licensed to do so, no license shall thereafter be issued to such person until he shall give and thereafter maintain proof of financial responsibility.   Whenever the department suspends or revokes a nonresident's operating privilege by reason of a conviction or forfeiture of bail, such privilege shall remain so suspended or revoked unless such person shall have previously given or shall immediately give and thereafter maintain proof of financial responsibility.
MS Code § 63-15-37 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 15 - Motor Vehicle Safety - Responsibility|§ 63-15-37. Methods of giving proof of financial responsibility generally

 Proof of financial responsibility when required under this chapter with respect to a motor vehicle or with respect to a person who is not the owner of a motor vehicle may be given by filing:   1. a certificate of insurance as provided in Section 63-15-39 or Section 63-15-41; or   2. a bond as provided in Section 63-15-49; or   3. a certificate of deposit of money or securities as provided in Section 63-15-51; or   4. a certificate of self-insurance as provided in section 63-15-53, supplemented by an agreement by the self-insurer that, with respect to accidents occurring while the certificate is in force, he will pay the same judgments and in the same amounts that an insurer would have been obligated to pay under an owner's motor vehicle liability policy if it had issued such a policy to said self-insurer.
MS Code § 63-15-39 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 15 - Motor Vehicle Safety - Responsibility|§ 63-15-39. Certificate of insurance as proof of financial responsibility; residents

 Proof of financial responsibility may be furnished by filing with the department the written certificate of any insurance company duly authorized to write motor vehicle liability insurance in this state certifying that there is in effect a motor vehicle liability policy for the benefit of the person required to furnish proof of financial responsibility. Such certificate shall give the effective date of such motor vehicle liability policy, which date shall be the same as the effective date of the certificate, and shall designate by explicit description or by appropriate reference all motor vehicles covered thereby, unless the policy is issued to a person who is not the owner of a motor vehicle.
MS Code § 63-15-41 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 15 - Motor Vehicle Safety - Responsibility|§ 63-15-41. Certificate of insurance as proof of financial responsibility; nonresidents

  The nonresident owner of a motor vehicle, the owner or operator of which is not licensed in this state, may give proof of financial responsibility by filing with the department a written certificate or certificates of an insurance company authorized to transact business in the state in which the motor vehicle or motor vehicles described in such certificate or certificates are registered, or if such nonresident does not own a motor vehicle, then in the state in which the insured resides, provided such certificate otherwise conforms to the provisions of this chapter. The department shall accept the same upon condition that said insurance company complies with the following provisions with respect to the policies so certified:   Said insurance company shall execute a power of attorney authorizing the department to accept service on its behalf of notice or process in any action arising out of a motor vehicle accident in this state;   Said insurance company shall agree in writing that such policies shall be deemed to conform with the laws of this state relating to the terms of motor vehicle liability policies issued herein.     If any insurance company not authorized to transact business in this state, which has qualified to furnish proof of financial responsibility, defaults in any said undertakings or agreements, the department shall not thereafter accept as proof any certificate of said company whether theretofore filed or thereafter tendered as proof, so long as such default continues.
MS Code § 63-15-45 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 15 - Motor Vehicle Safety - Responsibility|§ 63-15-45. Notice of cancellation or termination of certified policy

 When an insurance company has certified a motor vehicle liability policy under Section 63-15-39 or Section 63-15-41, the insurance so certified shall not be cancelled or terminated until at least ten (10) days after a notice of cancellation or termination of the insurance so certified shall be placed in the mail, or transmitted by electronic means, to the department. However, such a policy subsequently procured and certified shall, on the effective date of its certification, terminate the insurance previously certified with respect to any motor vehicle designated in both certificates.
MS Code § 63-15-46 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 15 - Motor Vehicle Safety - Responsibility|§ 63-15-46. Premium reductions for older drivers successfully completing accident prevention course

  Any rates, rating schedules, or rating manuals for the liability, personal injury protection and collision coverages of a motor vehicle insurance policy shall provide for an appropriate reduction in premium charges as to such coverages when the principal operator of the covered vehicle is an insured fifty-five (55) years of age or older who has successfully completed a motor vehicle accident prevention course approved by the Department of Public Safety. Any discount used by an insurer shall be presumed appropriate unless credible data demonstrates otherwise.   The premium reduction required by this section shall be effective for an insured for a period of three (3) years after successful completion of the approved course, except that the insurer may require, as a condition of maintaining the discount, that the insured:   Not be involved in an accident for which the insured is at fault; and   Not be convicted, plead guilty or plead nolo contendere to a moving traffic violation.     Motor vehicle accident prevention courses for the purposes of this section shall be subject to the approval of the Department of Public Safety. The department shall consider the competency of the personnel offering the course, the quality of the content and activities of the course with respect to its capability to prevent accidents by persons fifty-five (55) years of age or older who complete the course, and the reasonableness of the fee for the course. The department shall establish the minimum number of hours necessary for completion of a course. A course approved by the department shall require persons completing the course to pass a written test evaluating the person's knowledge of the content of the course.   Upon successfully completing the approved course, each person shall be issued a certificate by the organization offering the course which shall be used to qualify for the premium discount required by this section.   This section shall not apply in the event the approved course is taken as punishment specified by a court or other governmental entity resulting from a moving traffic violation.   This section shall apply to policies issued or renewed after January 1, 1988.
MS Code § 63-15-47 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 15 - Motor Vehicle Safety - Responsibility|§ 63-15-47. Applicability of chapter to policies of motor vehicle insurance

 This chapter shall not be held to apply to or affect policies of motor vehicle insurance against liability which may now or hereafter be required by any other law of this state. Such policies, if they contain an agreement or are endorsed to conform to the requirements of this chapter, may be certified as proof of financial responsibility under this chapter.   This chapter shall not be held to apply to or affect policies insuring solely the insured named in the policy against liability resulting from the maintenance or use by persons in the insured's employ or on his behalf of motor vehicles not owned by the insured.
MS Code § 63-15-49 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 15 - Motor Vehicle Safety - Responsibility|§ 63-15-49. Bond as proof of financial responsibility

  Proof of financial responsibility may be furnished by filing a bond with the department, accompanied by the statutory recording fee of the chancery clerk to cover the cost of recordation of the notice provided for herein. The bond may be either a surety bond with a surety company authorized to do business within the state or a bond with at least two individual sureties each owning real estate within the state not exempt under the constitution or laws of the State of Mississippi and together having equities equal in value to at least twice the amount of such bond. In cases of a bond with two individual sureties, such real estate shall be scheduled and a description thereof shall appear in the bond approved by the clerk of the chancery court of the county or counties in which the real estate is located and also approved by the tax collector of the county or counties where the property is situated as being free from any delinquent tax liens. Such bond shall be conditioned for payments in amounts and under the same circumstances as would be required in a motor vehicle liability policy, and shall not be cancellable except after five days' written notice is received by the department. However, cancellation shall not prevent recovery with respect to any right or cause of action arising prior to the date of cancellation. Such bond shall constitute a lien in favor of the state upon the real estate so scheduled of any surety, which lien shall exist in favor of any holder of a final judgment against the person who has filed such bond. Notice to that effect, which shall include a description of the real estate scheduled in the bond, shall be filed by the department in the office of the chancery clerk of the county where such real estate is situated. Such notice shall be accompanied by the statutory fee for the services of the chancery clerk in connection with the recordation of such notice, and the chancery clerk or his deputy, upon receipt of such notice, shall acknowledge and cause the same to be recorded in the lien records. Recordation shall constitute notice as provided by the statutes governing the recordation of liens on real estate.   If a judgment rendered against the principal on such surety or real estate bond shall not be satisfied within sixty days after it has become final, the judgment creditor may, for his own use and benefit and at his sole expense, bring an action or actions in the name of the state against the persons who executed such bond, including an action or proceeding to foreclose any lien that may exist upon the real estate of a person who has executed such real estate bond, which foreclosure action shall be brought in like manner and subject to all the provisions of law applicable to an action to foreclose a mortgage on real estate.
MS Code § 63-15-51 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 15 - Motor Vehicle Safety - Responsibility|§ 63-15-51. Deposit of cash or securities as proof of financial responsibility

  Proof of financial responsibility may be evidenced by the certificate of the state treasurer that the person named therein has deposited with him fifteen thousand dollars ($15,000.00) in cash, or securities such as may legally be purchased by savings banks or for trust funds of a market value of fifteen thousand dollars ($15,000.00). The state treasurer shall not accept any such deposit and issue a certificate therefor and the department shall not accept such certificate unless accompanied by evidence that there are no unsatisfied judgments of any character against the depositor in the county where the depositor resides.   Such deposit shall be held by the state treasurer to satisfy, in accordance with the provisions of this chapter, any execution on a judgment issued against such person making the deposit, for damages, including damages for care and loss of services, because of bodily injury to or death of any person, or for damages because of injury to or destruction of property, including the loss of use thereof, resulting from the ownership, maintenance, use or operation of a motor vehicle after such deposit was made. Money or securities so deposited shall not be subject to attachment or execution unless such attachment or execution shall arise out of a suit for damages as aforesaid.
MS Code § 63-15-53 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 15 - Motor Vehicle Safety - Responsibility|§ 63-15-53. Self-insurance

  Any person in whose name more than 25 motor vehicles are licensed may qualify as a self-insurer by obtaining a certificate of self-insurance issued by the department as provided in subsection (2) of this section.   The department may, in its discretion, upon the application of a person, issue a certificate of self-insurance when it is satisfied that such person is possessed and will continue to be possessed of ability to pay judgments obtained against such person.   Upon not less than five days notice and a hearing pursuant to such notice, the department may upon reasonable grounds cancel a certificate of self-insurance. Failure to pay any judgment within thirty days after such judgment shall have become final shall constitute a reasonable ground for the cancellation of a certificate of self-insurance.
MS Code § 63-15-55 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 15 - Motor Vehicle Safety - Responsibility|§ 63-15-55. Acceptance of proof of financial responsibility given by owner for other operators

 Whenever any person required to give proof of financial responsibility under this chapter is or later becomes an operator in the employ of any owner, or is or later becomes a member of the immediate family or household of the owner, the department shall accept proof given by such owner in lieu of proof by such other person to permit such other person to operate a motor vehicle for which the owner has given proof as herein provided. The department shall designate the restrictions imposed by this section on the face of such person's license.
MS Code § 63-15-57 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 15 - Motor Vehicle Safety - Responsibility|§ 63-15-57. Substitution of proof of financial responsibility

 The department shall consent to the cancellation of any bond or certificate of insurance, or the department shall direct and the state treasurer shall return any money or securities to the person entitled thereto, upon the substitution and acceptance of other adequate proof of financial responsibility pursuant to this chapter.
MS Code § 63-15-59 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 15 - Motor Vehicle Safety - Responsibility|§ 63-15-59. Requirement of new proof of financial responsibility

 Whenever any proof of financial responsibility filed under the provisions of this chapter no longer fulfills the purposes for which required, the department shall, for the purpose of this chapter, require other proof as required by this chapter and shall suspend the license or the nonresident's operating privilege pending the filing of such other proof.
MS Code § 63-15-61 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 15 - Motor Vehicle Safety - Responsibility|§ 63-15-61. Duration of maintenance of proof of financial responsibility; cancellation, return or waiver of proof of financial responsibility

 In all cases, under this chapter, in which a person is required to furnish proof of financial responsibility, he shall maintain such proof for a period of three years, except as otherwise required or permitted in this section. The department shall, upon request, consent to the immediate cancellation of any bond or certificate of insurance, or the department shall direct and the state treasurer shall return to the person entitled thereto any money or securities deposited pursuant to this chapter as proof of financial responsibility, or the department shall waive the requirement of filing proof, in any of the following events:   at any time after three years from the date such proof was required when, during the three-year period preceding the request, the department has not received record of a conviction or a forfeiture of bail which would require or permit the suspension or revocation of the license or nonresident's operating privilege of the person by or for whom such proof was furnished; or   in the event of the death of the person on whose behalf such proof was filed or the permanent incapacity of such person to operate a motor vehicle; or   in the event the person who has given proof surrenders his license to the department.   However, the department shall not consent to the cancellation of any bond or the return of any money or securities in the event any action for damages upon a liability covered by such proof is then pending or any judgment upon any such liability is then unsatisfied, or in the event the person who has filed such bond or deposited such money or securities has, within one year immediately preceding such request, been involved as an operator or owner in any motor vehicle accident resulting in injury or damage to the person or property of others. An affidavit of the applicant as to the nonexistence of such facts, or that he has been released from all of his liability, or has been finally adjudicated not to be liable, for such injury or damage, shall be sufficient evidence thereof in the absence of evidence to the contrary in the records of the department.   Whenever any person whose proof has been cancelled or returned under provision (c) of this section applies for a license within a period of three years from the date proof was originally required, any such application shall be refused unless the applicant shall reestablish such proof for the remainder of such three-year period.
MS Code § 63-15-63 (2020)
2020 Mississippi Code|Title 63 - Motor Vehicles and Traffic Regulations|Chapter 15 - Motor Vehicle Safety - Responsibility|§ 63-15-63. Transfer of title to vehicle to member of family by person whose license has been suspended or cancelled

 No person whose license or registration has been suspended or cancelled under the provisions of this chapter shall transfer title to the vehicle owned by him to any member of his immediate family until such person has furnished proof of financial responsibility as is otherwise required by the provisions of this chapter and same shall have been approved by the department. A member of a person's immediate family under the provisions hereof shall include any person related to the transferor by blood or marriage within the third degree computed according to the civil law and any person, whether related or not, residing within the same household as the transferor.