reglab/housing_qa huggingface dataset:
NV Rev Stat § 649.355 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.355 - Business ethics and practices; trust accounts.

  1. Every collection agency and collection agent shall openly, fairly and honestly conduct the collection agency business and shall at all times conform to the accepted business ethics and practices of the collection agency business.  2. Every licensee shall at all times maintain a separate account in a bank or credit union in which must be deposited all money collected. Except as otherwise provided in regulations adopted by the Commissioner pursuant to NRS 649.054, the account must be maintained in a bank or credit union located in this State and bear some title sufficient to distinguish it from the licensee’s personal or general checking account and to designate it as a trust account, such as "customer’s trust fund account." The trust account must at all times contain sufficient money to pay all money due or owing to all customers, and no disbursement may be made from the account except to customers or to pay costs advanced for those customers, except that a licensee may periodically withdraw from the account such money as may accrue to the licensee from collections deposited or from adjustments resulting from costs advanced and payments made directly to customers.  3. Every licensee maintaining a separate custodial or trust account shall keep a record of all money deposited in the account, which must indicate clearly the date and from whom the money was received, the date deposited, the dates of withdrawals and other pertinent information concerning the transaction, and must show clearly for whose account the money is deposited and to whom the money belongs. The money must be remitted to the creditors respectively entitled thereto within 30 days following the end of the month in which payment is received. The records and money are subject to inspection by the Commissioner or the Commissioner’s authorized representative. The records must be maintained at the premises in this State at which the licensee is authorized to conduct business.  4. If the Commissioner finds that a licensee’s records are not maintained pursuant to subsections 2 and 3, the Commissioner may require the licensee to deliver an audited financial statement prepared from his or her records by a certified public accountant who holds a certificate to engage in the practice of public accounting in this State. The statement must be submitted within 60 days after the Commissioner requests it. The Commissioner may grant a reasonable extension for the submission of the financial statement if an extension is requested before the statement is due.  (Added to NRS by 1963, 1141; A 1967, 956; 1969, 840; 1983, 1718; 1987, 1509, 1895; 1993, 2416; 1999, 1541)
NV Rev Stat § 649.365 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.365 - Approval of business name required; prohibition against use of certain names, terms and forms.

  1. A collection agency licensed under this chapter must obtain the approval of the Commissioner before using or changing a business name.  2. A collection agency licensed under this chapter shall not:  (a) Use any business name which is identical or similar to a business name used by another collection agency licensed under this chapter or which may mislead or confuse the public.  (b) Use any printed forms which may mislead or confuse the public.  (c) Use the term "credit bureau" in its name unless it operates a bona fide credit bureau in conjunction with its collection agency business. For purposes of this paragraph, "credit bureau" means any person engaged in gathering, recording and disseminating information relative to the creditworthiness, financial responsibility, paying habits or character of persons being considered for credit extension for prospective creditors.  (Added to NRS by 1969, 833; A 2005, 1872)
NV Rev Stat § 649.370 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.370 - Violation of federal Fair Debt Collection Practices Act.

A violation of any provision of the federal Fair Debt Collection Practices Act, 15 U.S.C. §§ 1682 et seq., or any regulation adopted pursuant thereto, shall be deemed to be a violation of this chapter.  (Added to NRS by 2007, 2500)
NV Rev Stat § 649.375 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.375 - Prohibited practices.

A collection agency, or its manager, agents or employees, shall not:  1. Use any device, subterfuge, pretense or deceptive means or representations to collect any debt, nor use any collection letter, demand or notice which simulates a legal process or purports to be from any local, city, county, state or government authority or attorney.  2. Collect or attempt to collect any interest, charge, fee or expense incidental to the principal obligation unless:  (a) Any such interest, charge, fee or expense as authorized by law or as agreed to by the parties has been added to the principal of the debt by the creditor before receipt of the item of collection;  (b) Any such interest, charge, fee or expense as authorized by law or as agreed to by the parties has been added to the principal of the debt by the collection agency and described as such in the first written communication with the debtor; or  (c) The interest, charge, fee or expense has been judicially determined as proper and legally due from and chargeable against the debtor.  3. Assign or transfer any claim or account upon termination or abandonment of its collection business unless prior written consent by the customer is given for the assignment or transfer. The written consent must contain an agreement with the customer as to all terms and conditions of the assignment or transfer, including the name and address of the intended assignee. Prior written consent of the Commissioner must also be obtained for any bulk assignment or transfer of claims or accounts, and any assignment or transfer may be regulated and made subject to such limitations or conditions as the Commissioner by regulation may reasonably prescribe.  4. Operate its business or solicit claims for collection from any location, address or post office box other than that listed on its license or as may be prescribed by the Commissioner.  5. Harass a debtor’s employer in collecting or attempting to collect a claim, nor engage in any conduct that constitutes harassment as defined by regulations adopted by the Commissioner.  6. Advertise for sale or threaten to advertise for sale any claim as a means to enforce payment of the claim, unless acting under court order.  7. Publish or post, or cause to be published or posted, any list of debtors except for the benefit of its stockholders or membership in relation to its internal affairs.  8. Conduct or operate, in conjunction with its collection agency business, a debt counseling or prorater service for a debtor who has incurred a debt primarily for personal, family or household purposes whereby the debtor assigns or turns over to the counselor or prorater any of the debtor’s earnings or other money for apportionment and payment of the debtor’s debts or obligations. This section does not prohibit the conjunctive operation of a business of commercial debt adjustment with a collection agency if the business deals exclusively with the collection of commercial debt.  (Added to NRS by 1969, 833; A 1983, 1719; 1987, 1896; 1989, 1448; 1993, 2417)
NV Rev Stat § 649.385 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.385 - Investigation of verified complaint; verified answer; action by Commissioner after informal hearing.

  1. Upon the filing with the Commissioner of a verified complaint against any collection agency or manager, the Commissioner shall investigate the alleged violation of the provisions of this chapter.  2. If the Commissioner determines that the complaint warrants further action, the Commissioner shall send a copy of the complaint and notice of the date set for an informal hearing to the accused and the Attorney General.  3. The Commissioner may require the accused collection agency or manager to file a verified answer to the complaint within 10 days after service unless, for good cause shown, the Commissioner extends the time for a period not to exceed 60 days.  4. If at the hearing the complaint is not explained to the satisfaction of the Commissioner, the Commissioner may take such action against the accused as may be authorized by the provisions of this chapter.  [Part 11:237:1931; 1931 NCL § 1420.10] — (NRS A 1959, 827; 1969, 839; 1983, 1720; 1985, 315; 1987, 1897; 1993, 2418)
NV Rev Stat § 649.390 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.390 - Investigation of verified complaint concerning unlicensed person; order to cease and desist; administrative fines; suit to recover fine; cumulative penalties.

  1. The Commissioner shall conduct an investigation if he or she receives a verified complaint from any person that sets forth reason to believe that an unlicensed person is engaging in an activity for which a license is required pursuant to this chapter.  2. If the Commissioner determines that an unlicensed person is engaging in an activity for which a license is required pursuant to this chapter, the Commissioner shall issue and serve on the person an order to cease and desist from engaging in the activity until such time as the person obtains a license from the Commissioner.  3. If a person upon whom an order to cease and desist is served does not comply with the order within 30 days after service, the Commissioner shall, after notice and opportunity for a hearing:  (a) Impose upon the person an administrative fine of $10,000; or  (b) Enter into a written consent agreement with the person pursuant to which the person agrees to cease and desist from all unlicensed activity in this State relating to the collection of debts, and impose upon the person an administrative fine of not less than $5,000 and not more than $10,000.  The imposition of an administrative fine pursuant to this subsection is a final decision for the purposes of judicial review.  4. The Commissioner shall bring suit in the name and on behalf of the State of Nevada against a person upon whom an administrative fine is imposed pursuant to subsection 3 to recover the amount of the administrative fine:  (a) If no petition for judicial review is filed pursuant to NRS 233B.130 and the fine remains unpaid for more than 90 days after notice of the imposition of the fine; or  (b) If a petition for judicial review is filed pursuant to NRS 233B.130 and the fine remains unpaid for more than 90 days after exhaustion of any right of appeal in the courts of this State resulting in a final determination that upholds the imposition of the fine.  5. A person’s liability for an administrative fine is in addition to any other penalty provided in this chapter.  (Added to NRS by 2001, 519)
NV Rev Stat § 649.395 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.395 - Authorized disciplinary action; grounds for disciplinary action; effect of revocation of license; orders imposing discipline deemed public records.

  1. The Commissioner may impose an administrative fine, not to exceed $500 for each violation, or suspend or revoke the license of a collection agency, or both impose a fine and suspend or revoke the license, by an order made in writing and filed in the Office of the Commissioner and served on the licensee by registered or certified mail at the address shown in the records of the Commissioner, if:  (a) The licensee is adjudged liable in any court of law for breach of any bond given under the provisions of this chapter; or  (b) After notice and hearing, the licensee is found guilty of:  (1) Fraud or misrepresentation;  (2) An act or omission inconsistent with the faithful discharge of the licensee’s duties and obligations; or  (3) A violation of any provision of this chapter.  2. The Commissioner may suspend or revoke the license of a collection agency without notice and hearing if:  (a) The suspension or revocation is necessary for the immediate protection of the public; and  (b) The licensee is afforded a hearing to contest the suspension or revocation within 20 days after the written order of suspension or revocation is served upon the licensee.  3. Upon revocation of his or her license, all rights of the licensee under this chapter terminate, and no application may be received from any person whose license has once been revoked.  4. An order that imposes discipline and the findings of fact and conclusions of law supporting that order are public records.  [Part 11:237:1931; 1931 NCL § 1420.10] — (NRS A 1959, 828; 1969, 95, 839; 1983, 1720; 1987, 1510, 1897; 1993, 2418; 2003, 3475; 2003, 20th Special Session, 224; 2005, 1784)
NV Rev Stat § 649.398 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.398 - Suspension of license or manager’s certificate for failure to pay child support or comply with certain subpoenas or warrants; reinstatement of license or manager’s certificate. [Effective until 2 years after the date of the repeal of 42 U.S.C. § 666, the federal law requiring each state to establish procedures for withholding, suspending and restricting the professional, occupational and recreational licenses for child support arrearages and for noncompliance with certain processes relating to paternity or child support proceedings.]

  1. If the Commissioner receives a copy of a court order issued pursuant to NRS 425.540 that provides for the suspension of all professional, occupational and recreational licenses, certificates and permits issued to a person who is the holder of a license as a collection agent or agency or a manager’s certificate, the Commissioner shall deem the license or certificate issued to that person to be suspended at the end of the 30th day after the date on which the court order was issued unless the Commissioner receives a letter issued to the holder of the license or certificate by the district attorney or other public agency pursuant to NRS 425.550 stating that the holder of the license or certificate has complied with the subpoena or warrant or has satisfied the arrearage pursuant to NRS 425.560.  2. The Commissioner shall reinstate a license as a collection agent or agency or a manager’s certificate that has been suspended by a district court pursuant to NRS 425.540 if the Commissioner receives a letter issued by the district attorney or other public agency pursuant to NRS 425.550 to the person whose license or certificate was suspended stating that the person whose license or certificate was suspended has complied with the subpoena or warrant or has satisfied the arrearage pursuant to NRS 425.560.  (Added to NRS by 1997, 2178; A 2005, 2807)
NV Rev Stat § 649.400 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.400 - Injunctive relief.

  1. If upon investigation it appears that a collection agency is conducting its business in violation of this chapter or the regulations adopted by the Commissioner, or when it appears that any person is engaging in the business of a collection agency without being licensed under the provisions of this chapter, the Commissioner may:  (a) Advise the district attorney of the county in which the business is conducted, and the district attorney shall cause the appropriate legal action to be taken to enjoin the operation of the business or prosecute the violations of this chapter; or  (b) Bring suit in the name and on behalf of the State of Nevada against such a person and any other person concerned in or in any way participating in or about to participate in such unsafe or injurious practices or action in violation of this chapter or the regulations adopted by the Commissioner to enjoin any such person from continuing or engaging in such practices or doing any such act.  2. If the Commissioner brings suit, the district court of any judicial district may grant injunctions to prevent and restrain such practices or transactions. The court may, during the pendency of the proceedings before it, issue such temporary restraining orders as may appear to be just and proper. The findings of the Commissioner shall be deemed to be prima facie evidence and sufficient grounds, in the discretion of the court, for the issue ex parte of a temporary restraining order. In any such proceedings the Commissioner may apply for and on due showing is entitled to have issued the court’s subpoena requiring forthwith the appearance of any defendant and his or her employees and the production of such documents, books and records as appear necessary for the hearing of the petition, to testify and give evidence concerning the acts or conduct or things complained of in the application for an injunction.  (Added to NRS by 1987, 1507)
NV Rev Stat § 649.435 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.435 - Criminal penalty for violations; each day of unlawful operation constitutes separate offense.

Any person who violates any provision of this chapter is guilty of a gross misdemeanor. Each day a person operates a collection agency in violation of the provisions of this chapter is a separate violation under this section.  [13:237:1931; 1931 NCL § 1420.12] — (NRS A 1959, 828; 1969, 841; 2001, 520)
NV Rev Stat § 649.440 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.440 - Administrative fine for violations.

In addition to any other remedy or penalty, the Commissioner may impose an administrative fine of not more than $10,000 upon a person who:  1. Without a license or certificate, conducts any business or activity for which a license or certificate is required pursuant to the provisions of this chapter; or  2. Violates any provision of this chapter or any regulation adopted pursuant thereto.  (Added to NRS by 2005, 1867)
NV Rev Stat § 651.005 (2021)
2021 Nevada Revised Statutes|Chapter 651 - Public Accommodations|NRS 651.005 - "Premises" defined.

As used in NRS 651.005 to 651.040, inclusive, "premises" includes, but is not limited to, all buildings, improvements, equipment and facilities, including any parking lot, recreational facility or other land, used or maintained in connection with a hotel, inn, motel, motor court, boardinghouse or lodging house.  (Added to NRS by 1995, 2670; A 2015, 1165)
NV Rev Stat § 651.010 (2021)
2021 Nevada Revised Statutes|Chapter 651 - Public Accommodations|NRS 651.010 - Civil liability of innkeepers limited.

  1. An owner or keeper of any hotel, inn, motel, motor court, boardinghouse or lodging house in this State is not civilly liable for the theft, loss, damage or destruction of any property brought by a patron upon the premises or left in a motor vehicle upon the premises because of theft, burglary, fire or otherwise, in the absence of gross neglect by the owner or keeper.  2. An owner or keeper of any hotel, inn, motel, motor court, boardinghouse or lodging house in this State is not civilly liable for the theft, loss, damage or destruction of any property of a guest left in a guest room if:  (a) The owner or keeper provides a fireproof safe or vault in which guests may deposit property for safekeeping;  (b) Notice of this service is personally given to a guest or posted in the office and the guest’s room; and  (c) The property is not offered for deposit in the safe or vault by a guest,  unless the owner or keeper is grossly negligent.  3. An owner or keeper is not obligated to receive property to deposit for safekeeping which exceeds $750 in value or is of a size which cannot easily fit within the safe or vault.  4. The liability of the owner or keeper does not exceed the sum of $750 for any property, including, but not limited to, property which is not deposited in a safe or vault because it cannot easily fit within the safe or vault, of an individual patron or guest, unless the owner or keeper receives the property for deposit for safekeeping and consents to assume a liability greater than $750 for its theft, loss, damage or destruction in a written agreement in which the patron or guest specifies the value of the property.  [1:256:1953] — (NRS A 1979, 1114; 1993, 2258; 1995, 2670)
NV Rev Stat § 651.011 (2021)
2021 Nevada Revised Statutes|Chapter 651 - Public Accommodations|NRS 651.011 - Civil liability of innkeepers for theft, loss, damage or destruction of certain motor vehicles.

An owner or keeper of any hotel, inn, motel, motor court, boardinghouse or lodging house in this State is not civilly liable for the theft, loss, damage or destruction of a motor vehicle brought by a patron upon the premises or left upon the premises, because of theft, burglary, fire or otherwise, in the absence of gross neglect by the owner or keeper.  (Added to NRS by 2015, 1165)
NV Rev Stat § 651.015 (2021)
2021 Nevada Revised Statutes|Chapter 651 - Public Accommodations|NRS 651.015 - Civil liability of innkeepers for death or injury of person on premises caused by person who is not employee.

  1. An owner or keeper of any hotel, inn, motel, motor court, boardinghouse or lodging house is not civilly liable for the death or injury of a patron or other person on the premises caused by another person who is not an employee under the control or supervision of the owner or keeper unless:  (a) The wrongful act which caused the death or injury was foreseeable; and  (b) There is a preponderance of evidence that the owner or keeper did not exercise due care for the safety of the patron or other person on the premises.  2. An owner or keeper of any hotel, inn, motel, motor court, boardinghouse or lodging house is civilly liable for the death or injury of a patron or other person on the premises caused by another person who is not an employee under the control or supervision of the owner or keeper if:  (a) The wrongful act which caused the death or injury was foreseeable; and  (b) The owner or keeper failed to take reasonable precautions against the foreseeable wrongful act.  The court shall determine as a matter of law whether the wrongful act was foreseeable and whether the owner or keeper had a duty to take reasonable precautions against the foreseeable wrongful act of the person who caused the death or injury.  3. For the purposes of this section, a wrongful act is not foreseeable unless:  (a) The owner or keeper failed to exercise due care for the safety of the patron or other person on the premises; or  (b) Prior incidents of similar wrongful acts occurred on the premises and the owner or keeper had notice or knowledge of those incidents.  (Added to NRS by 1995, 2670)
NV Rev Stat § 651.020 (2021)
2021 Nevada Revised Statutes|Chapter 651 - Public Accommodations|NRS 651.020 - Eviction of disorderly persons.

Every owner or keeper of any hotel, inn, motel, motor court, or boardinghouse or lodging house in this State shall have the right to evict from such premises anyone who acts in a disorderly manner, or who destroys the property of any such owner or keeper, or who causes a public disturbance in or upon such premises.  [2:256:1953]