reglab/housing_qa huggingface dataset:
MO Rev Stat § 379.865 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.865 - Annual and special meetings.

Effective - 28 Aug 1969   379.865. Annual and special meetings. — 1. There shall be an annual meeting of the insurers and members of the governing committee on a date fixed by the committee.  2. A special meeting may be called at such time and place designated by the committee or upon the written request to the committee of any ten insurers, not more than one of which may be in a group under the same management or ownership.  3. Twenty days' notice of such annual or special meeting shall be given in writing by the committee to insurers. A majority of the insurers shall constitute a quorum. Voting by proxy shall be permitted. Notice of any meeting shall be accompanied by an agenda for such meeting.  4. Any matter may be proposed and voted upon by mail, provided such procedure is unanimously authorized by the members of the committee present and voting at any meeting of the committee. If so approved by the committee, notice of any proposal shall be mailed to the insurers not less than twenty days prior to the final date fixed by the committee for voting thereon.  5. At any regular or special meeting at which the vote of the insurers is or may be required on any proposal or any vote of the insurers which may be taken by mail on any proposal, such votes shall be cast and counted on a weighted basis in accordance with each insurer's premiums written. On any proposal, deemed by the committee to relate exclusively to habitational or exclusively to commercial business, the votes shall be cast and counted on a weighted basis in accordance with each insurer's respective habitational or commercial premiums written, as the case may be. A proposal shall become effective when approved by at least two-thirds of the votes cast on such weighted basis. ­­-------- (L. 1969 H.B. 772 § 379.131)
MO Rev Stat § 379.870 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.870 - Duties of the committee.

Effective - 28 Aug 1969   379.870. Duties of the committee. — 1. The committee shall meet as often as may be required to perform the general duties of administration of the program or on the call of the director.  2. The committee shall be empowered to appoint a manager, who shall serve at the pleasure of the committee, to budget expenses, levy assessments, disburse funds, and perform all other duties provided herein or necessary or incidental to the proper administration of the program. The adoption of or substantive changes in pension plans or employee benefit programs shall be subject to approval of insurers. Assessments upon each insurer shall be levied on the basis of its premiums written.  3. Annually the manager shall prepare an operating budget which shall be subject to approval of the committee. Such budget shall be furnished to the insurers after approval. Any contemplated expenditure in excess of or not included in the annual budget shall require prior approval by the committee.  4. The committee shall furnish to all insurers and to the director a written report of operations annually in such form and detail as the committee may determine.  5. The presence of seven members of the committee, at least five of whom shall be insurers, shall constitute a quorum.  6. The committee shall appoint an underwriting committee to review with the manager of the program risks which have been submitted for insurance and may appoint such other committees as it may deem advisable. ­­-------- (L. 1969 H.B. 772 § 379.131)
MO Rev Stat § 379.875 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.875 - Statistics to be kept, reports.

Effective - 28 Aug 1986   379.875. Statistics to be kept, reports. — 1. The facility shall separately code and maintain separate statistics on business written in accordance with the foregoing program and shall make reports thereon as may be required by the committee and director.  2. The manager shall submit annually or at such other periods as may be designated by the director to the committee, the director and the Secretary of Housing and Urban Development, a report setting forth the number of requests for inspections, the number of risks inspected, the number of policies written, the number of risks conditionally accepted and reinspections made, the number of risks declined, and such other information as the director may request. ­­-------- (L. 1969 H.B. 772 § 379.131, A.L. 1986 S.B. 701)
MO Rev Stat § 379.880 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.880 - Public education.

Effective - 28 Aug 1969   379.880. Public education. — All insurers agree to undertake a continuing public education program, in cooperation with producers and others, to assure that the basic property insurance inspection and placement program receives adequate public attention. ­­-------- (L. 1969 H.B. 772 § 379.131)
MO Rev Stat § 379.882 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.882 - Definitions for sections 379.882 to 379.886.

Effective - 01 Jul 1987   379.882. Definitions for sections 379.882 to 379.886. — As used in sections 379.882 to 379.886:  (1) "Commercial casualty insurance" means casualty insurance for business or nonprofit interests which is not for personal, family or household purposes, and which is provided by issuance of a policy of insurance and not merely a binder for such insurance coverage;  (2) "Director" means the director of the department of commerce and insurance;  (3) "Insurer" means all insurance companies, reciprocals or interinsurance exchanges transacting the business of commercial casualty insurance in this state;  (4) "Nonpayment of premium" means failure of the named insured to discharge when due any of his obligations in connection with payment of premiums on the policies or any installment of the premium whether the premium is payable directly to the insurer or its agents or indirectly under any premium finance plan or extension of credit;  (5) "Nonrenewal" means the determination of an insurer not to issue or deliver a policy replacing at the end of the policy period a policy previously issued and delivered by the same insurer or a certificate of notice extending the term of a policy beyond its policy period or term;  (6) "Renewal" or "to renew" means a policy previously issued and delivered by the same insurer or the issuance and delivery of a certificate or notice extending the term of the policy beyond its policy period or term, and any policy written for a term longer than one year or any policy with no fixed expiration date shall be considered as if written for successive policy periods or terms of one year. ­­-------- (L. 1987 H.B. 700 § 22)  Effective 7-01-87
MO Rev Stat § 379.883 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.883 - Policy cancellation or nonrenewal requirement of sixty days prior to notification — notice content.

Effective - 28 Aug 1998   379.883. Policy cancellation or nonrenewal requirement of sixty days prior to notification — notice content. — 1. No notice of cancellation of a commercial casualty insurance policy shall be effective unless prior written notice of the cancellation is mailed or delivered by the insurer to the named insured at least sixty days prior to the effective date of the cancellation, except where the cancellation is based on one or more of the following reasons:  (1) Nonpayment of premium;  (2) Fraud or material misrepresentation affecting the policy or in the presentation of a claim thereunder or a violation of any of the terms or conditions of a policy;  (3) Changes in conditions after the effective date of the policy which have materially increased the hazards originally insured;  (4) Insolvency of the insurer; or  (5) The insurer involuntarily loses reinsurance for the policy.  2. No notice of nonrenewal of a commercial casualty insurance policy shall be effective unless mailed or delivered by the insurer to the named insured at least sixty days prior to the effective date of the nonrenewal.  3. Notice of cancellation or nonrenewal of a commercial casualty insurance policy shall state the insurer's actual reason for proposing the action, the statement of reason to be sufficiently clear and specific so that the recipient can identify the basis of the insurer's decision without further inquiry. An assignment or transfer of a commercial casualty insurance policy among affiliated insurers within an insurance holding company system is not a cancellation or nonrenewal for purposes of sections 379.882 to 379.895. ­­-------- (L. 1987 H.B. 700 §§ 23, 24, A.L. 1998 H.B. 1080)
MO Rev Stat § 379.884 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.884 - Policyholder's right to history of policy, when.

Effective - 01 Jul 1987   379.884. Policyholder's right to history of policy, when. — In the case of a cancellation or nonrenewal, the policyholder shall have the right to receive within thirty days of his written request, a statement of his claims history for that policy for the three years prior to the date of the cancellation or nonrenewal, or total experience if the policy has been in effect less than three years prior to cancellation or nonrenewal. ­­-------- (L. 1987 H.B. 700 § 25)  Effective 7-01-87
MO Rev Stat § 379.885 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.885 - Proof of mailing notice of cancellation or nonrenewal.

Effective - 01 Jul 1987   379.885. Proof of mailing notice of cancellation or nonrenewal. — Proof of mailing of notice of cancellation or of intention not to renew or reasons for cancellation to the named insured at the address shown in the policy shall be sufficient proof of notice. ­­-------- (L. 1987 H.B. 700 § 26)  Effective 7-01-87
MO Rev Stat § 379.886 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.886 - Cancellation or nonrenewal of entire line or class of insurance requires ninety days' prior notice to director.

Effective - 01 Jul 1987   379.886. Cancellation or nonrenewal of entire line or class of insurance requires ninety days' prior notice to director. — No insurance company shall cancel or nonrenew an entire line or class of commercial casualty insurance without giving ninety days' prior written notice to the director prior to the mailing of notices of cancellation or nonrenewal to the insured. ­­-------- (L. 1987 H.B. 700 § 27)  Effective 7-01-87
MO Rev Stat § 379.889 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.889 - Rates not to be excessive, inadequate, or unfairly discriminatory — unfair discrimination defined.

Effective - 28 Aug 2002   379.889. Rates not to be excessive, inadequate, or unfairly discriminatory — unfair discrimination defined. — Commercial casualty insurance rates shall not be excessive, inadequate or unfairly discriminatory. No rate shall be held to be excessive unless such rate is unreasonably high for the insurance coverage provided. No rate shall be held to be inadequate unless such rate is unreasonably low for the insurance coverage provided and is insufficient to sustain projected losses and expenses or unless such rate is unreasonably low for the insurance coverage provided and the use of such rate has, or if continued will have, the effect of destroying competition or creating a monopoly. Unfair discrimination shall be defined to include, but shall not be limited to, the use of rates which unfairly discriminate between risks in the application of like charges or credits or the use of rates which unfairly discriminate between risks having essentially the same hazard. ­­-------- (L. 1987 H.B. 700 § 29, A.L. 2002 H.B. 1468)
MO Rev Stat § 379.890 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.890 - Rates, rate plan or rate system filing, when — required actuarial data.

Effective - 28 Aug 2002   379.890. Rates, rate plan or rate system filing, when — required actuarial data. — Supporting actuarial data shall be filed in support of a commercial casualty insurance rate, rating plan, or rating system filing, whenever requested by the director to determine whether rates are excessive, inadequate or unfairly discriminatory. The data shall be in sufficient detail to:  (1) Justify any rate level changes; and  (2) Demonstrate the statistical significance of differences or correlations relevant to rating plan definitions and rate differentials. ­­-------- (L. 1987 H.B. 700 § 30, A.L. 2002 H.B. 1468)
MO Rev Stat § 379.893 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.893 - Rules and regulations on modification of rate base, authority of director — procedure.

Effective - 28 Aug 1995   379.893. Rules and regulations on modification of rate base, authority of director — procedure. — The director shall have authority to promulgate reasonable rules and regulations limiting or modifying any aspect of any commercial casualty insurance rating plan or rating system which involves a possible modification of the base rate. No rule or portion of a rule promulgated under the authority of this chapter shall become effective unless it has been promulgated pursuant to the provisions of section 536.024. ­­-------- (L. 1987 H.B. 700 § 31, A.L. 1993 S.B. 52, A.L. 1995 S.B. 3)
MO Rev Stat § 379.895 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.895 - Annual report by commercial casualty insurance companies — form — content of report — exceptions.

Effective - 01 Jul 1987   379.895. Annual report by commercial casualty insurance companies — form — content of report — exceptions. — 1. Every insurance company doing commercial casualty business in this state shall annually on or before March first report its closed claims experience for the previous calendar year to the director on a form prescribed by the director. The form shall include data as required by the director for profitability by line and such other data as the director may prescribe. The information to be included on such report shall also include the following:  (1) Number and dollar amount of claims closed with payment by year incurred for each commercial liability class or line, and the dollar amount reserved for such claims:  (a) In the event a claim is paid pursuant to a verdict being rendered by a court, the insurer shall report the number of claims in which the insurer paid:  a. More than three hundred thousand dollars in noneconomic damages to one person or entity; and  b. More than five hundred thousand dollars in noneconomic damages to a person or entity;  (b) In the event a claim is being paid pursuant to a verdict being rendered by a court assessing punitive damages the insurer shall report the number of claims in which the insured paid:  a. More than three hundred thousand dollars; and  b. More than five hundred thousand dollars;  (2) Number and dollar amount of claims closed without payment by year incurred for each commercial liability class or line, and the dollar amount reserved for such claims.  2. The annual report required by this section shall not include information which is reported to the director pursuant to section 374.415 or pursuant to a report required by any provision of chapter 383. ­­-------- (L. 1987 H.B. 700 § 32)  Effective 7-01-87
MO Rev Stat § 379.901 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.901 - Prepaid service plan defined — agent soliciting memberships, disclosures.

Effective - 28 Aug 2014   379.901. Prepaid service plan defined — agent soliciting memberships, disclosures. — 1. As used in this section the term "prepaid legal service plan" means any person, company, corporation, partnership or other legal entity who collects periodic fees on a prepaid basis from residents of this state in connection with legal coverage other than:  (1) Retainer contracts made by attorneys-at-law with an individual client with fees based on estimates of the nature and amount of legal services to be provided to that specific client and similar contracts made with a group of clients involved in the same or closely related legal matters;  (2) Any lawyer aid or other legal services program for the indigent;  (3) Any employer-employee welfare benefit plans to the extent that state laws are superseded by the Employee Retirement Income Security Act of 1974, 29 U.S.C. Section 1144, or any amendments thereto, provided evidence of exemption from state law is shown to the department;  (4) The furnishing of legal assistance by labor unions and other employee organizations to their members in matters relating to employment or occupations;  (5) The furnishing of legal assistance to members or their dependents by churches, cooperatives, educational institutions, credit unions, labor unions or other organizations of employees, where such organizations contract with and pay directly a lawyer or law firm for the provision of legal services, where the assistance is provided as an incident to membership and not on the basis of an optional fee or charge and the administration of such program of legal assistance is wholly conducted by the organization;  (6) Legal services provided by an agency of the federal or state government or a subdivision thereof to its employees.  2. Any person who solicits memberships on behalf of a prepaid legal services plan shall disclose to the consumer in writing that a prepaid legal services plan is not an insurance product and is not regulated by the department of commerce and insurance. ­­-------- (L. 1990 H.B. 1739 § 15, A.L. 2014 S.B. 606)
MO Rev Stat § 379.932 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.932 - Applicability of act, conditions — treatment as single carrier or separate carrier — ceding agreements prohibited, when.

Effective - 01 Jul 1993   379.932. Applicability of act, conditions — treatment as single carrier or separate carrier — ceding agreements prohibited, when. — 1. Sections 379.930 to 379.952 shall apply to any health benefit plan that provides coverage to the employees of a small employer in this state if any of the following conditions are met:  (1) Any portion of the premium or benefits is paid by or on behalf of the small employer;  (2) An eligible employee or dependent is reimbursed, whether through wage adjustments or otherwise, by or on behalf of the small employer for any portion of the premium; or  (3) The health benefit plan is treated by the employer or any of the eligible employees or dependents as part of a plan or program for the purposes of section 162, section 125 or section 106 of the federal Internal Revenue Code.  2. (1) Except as provided in subdivision (2) of this subsection, for the purposes of sections 379.930 to 379.952, carriers that are affiliated companies or that are eligible to file a consolidated tax return shall be treated as one carrier and any restrictions or limitations imposed by this act* shall apply as if all health benefit plans delivered to small employers in this state by such affiliated carriers were issued by one carrier.  (2) An affiliated carrier that is a health maintenance organization having a certificate of authority under section 354.400, et seq., may be considered to be a separate carrier for the purposes of sections 379.930 to 379.952.  (3) Unless otherwise authorized by the director, a small employer carrier shall not enter into one or more ceding arrangements with respect to health benefit plans delivered or issued for delivery to small employers in this state if such arrangements would result in less than fifty percent of the insurance obligation or risk for such health benefit plans being retained by the ceding carrier.  3. Sections 379.930 to 379.952 shall not apply to any plan or program when the employees pay the total cost of the health benefit plan. ­­-------- (L. 1992 S.B. 796 § 2)  Effective 7-01-93  *"This act" (S.B. 796, 1992) contained numerous sections. Consult Disposition of Sections table for a definitive listing.
MO Rev Stat § 379.934 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 379 - Insurance Other Than Life|Section 379.934 - Establishment of class of business, reasons — number of classes that may be established — promulgation of rules for period of transition — establishment of additional classes.

Effective - 28 Aug 2016, 2 histories   379.934. Establishment of class of business, reasons — number of classes that may be established — promulgation of rules for period of transition — establishment of additional classes. — 1. For health benefit plans purchased on or before March 23, 2010, a small employer carrier may establish a class of business only to reflect substantial differences in expected claims experience or administrative costs related to the following reasons:  (1) The small employer carrier uses more than one type of system for the marketing and sale of health benefit plans to small employers;  (2) The small employer carrier has acquired a class of business from another small employer carrier; or  (3) The small employer carrier provides coverage to one or more association groups that meet the requirements of subdivision (5) of subsection 1 of section 376.421.  2. A small employer carrier may establish up to nine separate classes of business under subsection 1 of this section. A small employer carrier which immediately prior to July 1, 1993, had established more than nine separate classes of business may, on July 1, 1993, establish no more than twelve separate classes of business, and shall reduce the number of such classes to eleven within one year after July 1, 1993; ten within two years after such date; and nine within three years after such date.  3. The director may promulgate rules to provide for a period of transition in order for a small employer carrier to come into compliance with subsection 2 of this section in the instance of acquisition of an additional class of business from another small employer carrier.  4. The director may approve the establishment of additional classes of business upon application to the director and a finding by the director that such action would enhance the efficiency and fairness of the small employer marketplace. ­­-------- (L. 1992 S.B. 796 § 3, A.L. 2016 S.B. 865 & 866)