reglab/housing_qa huggingface dataset:
WY Stat § 40-23-125 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 23 - Wyoming Residential Mortgage Practices Act|Section 40-23-125 - Loan Originator Application; Processing.

40-23-125. Loan originator application; processing.| (a) Applicants for a mortgage loan originator license shall apply in a form prescribed by the commissioner. Each application form shall contain content as set forth by rule of the commissioner and may be changed or updated as necessary by the commissioner in order to carry out the purposes of this act.  (b) In order to fulfill the purposes of this act, the commissioner may establish relationships or contracts with the registry or other entities designated by the registry to collect and maintain records and process transaction fees or other fees related to licensees or other persons subject to this act.  (c) In connection with an application for licensing as a mortgage loan originator, the applicant shall, at a minimum, furnish to the registry information concerning the applicant's identity, including:  (i) Fingerprints for submission to the federal bureau of investigation, and any governmental agency or entity authorized to receive such information for a state, national and international criminal history background check; and  (ii) Personal history and experience, including the submission of authorization for the registry and the commissioner to obtain:  (A) An independent credit report obtained from a consumer reporting agency described in section 603(p) of the Fair Credit Reporting Act; and  (B) Information related to any administrative, civil or criminal findings by any governmental jurisdiction.  (d) For the purposes of this section and in order to reduce the points of contact which the federal bureau of investigation may have to maintain for purposes of paragraph (c)(i) of this section and subparagraph (c)(ii)(B) of this section, the commissioner may use the registry as a channeling agent for requesting information from and distributing information to the department of justice or any governmental agency.  (e) For the purposes of this section and in order to reduce the points of contact which the commissioner may have to maintain for purposes of subparagraphs (c)(ii)(A) and (B) of this section, the commissioner may use the registry as a channeling agent for requesting and distributing information to and from any source so directed by the commissioner.  (f) Each application submitted under subsection (a) of this section shall be accompanied by an application fee not to exceed three hundred dollars ($300.00), as established by rule of the commissioner. When an application for licensure is denied or withdrawn, the commissioner shall retain all fees paid by the applicant.
WY Stat § 40-23-126 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 23 - Wyoming Residential Mortgage Practices Act|Section 40-23-126 - Issuance of Loan Originator License.

40-23-126. Issuance of loan originator license.| (a) The commissioner shall not issue a mortgage loan originator license unless the commissioner makes at a minimum the following findings:  (i) The applicant has never had a mortgage loan originator license revoked in any governmental jurisdiction, except that a subsequent formal vacation of such revocation shall not be deemed a revocation;  (ii) The applicant has not been convicted of, or pled guilty or nolo contendere to, a felony in a domestic, foreign or military court:  (A) During the seven (7) year period preceding the date of the application for licensing and registration; or  (B) At any time preceding the date of application, if the felony involved an act of fraud, dishonesty, or a breach of trust or money laundering;  (C) A pardon of a conviction shall not be a conviction for the purposes of this paragraph.  (iii) The applicant has demonstrated financial responsibility, character and general fitness such as to command the confidence of the community and to warrant a determination that the mortgage loan originator will operate honestly, fairly and efficiently within the purposes of this act;  (iv) The applicant has completed the prelicensing education requirement pursuant to W.S. 40-23-127;  (v) The applicant has passed a written test that meets the test requirement of W.S. 40-23-128.  (b) For purposes of paragraph (a)(iii) of this section, a person has shown that he is not financially responsible when he has shown a disregard in the management of his own financial condition. A determination that an individual has not shown financial responsibility shall include, but not be limited to:  (i) Having any outstanding judgment, except a judgment solely as a result of medical expenses;  (ii) Having any outstanding tax lien or other government lien;  (iii) Having any foreclosure within the past three (3) years;  (iv) Having a pattern of seriously delinquent accounts within the past three (3) years.  (c) Upon written request, an applicant is entitled to a hearing on the question of his qualifications for a license if:  (i) The commissioner has notified the applicant in writing that his application has been denied, or objections to the application have been filed with the commissioner;  (ii) The commissioner has not issued a license within sixty (60) days after a complete application for the license was filed.  (d) If a hearing is held, the applicant and those filing objections shall reimburse, pro rata, the commissioner for his reasonable and necessary expenses incurred as a result of the hearing. Notwithstanding any provision under the Wyoming Administrative Procedure Act, a request for hearing shall not be made more than fifteen (15) days after the applicant has received notification by certified mail that the application has been denied and stating in substance the commissioner's finding supporting denial of the application or that objections have been filed and the substance thereof.
WY Stat § 40-23-127 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 23 - Wyoming Residential Mortgage Practices Act|Section 40-23-127 - Prelicensing and Relicensing Education of Loan Originators.

40-23-127. Prelicensing and relicensing education of loan originators.| (a) In order to meet the prelicensing education requirement referred to in W.S. 40-23-126(a)(iv), a person shall complete at least twenty (20) hours of education approved in accordance with subsection (b) of this section, which shall include at least:  (i) Three (3) hours of federal law and regulations related to mortgage origination;  (ii) Three (3) hours of ethics, which shall include instruction on fraud, consumer protection and fair lending issues; and  (iii) Two (2) hours of training related to lending standards for the nontraditional mortgage product marketplace.  (b) For purposes of subsection (a) of this section, prelicensing education courses shall be reviewed and approved by the registry. The review and approval of a prelicensing education course shall include review and approval of the course provider.  (c) Nothing in this section shall preclude any prelicensing education course, as approved by the registry, that is provided by the employer of the applicant or an entity which is affiliated with the applicant by an agency contract, or any subsidiary or affiliate of such employer or entity.  (d) Prelicensing education may be offered either in a classroom, online or by any other means approved by the registry.  (e) The prelicensing education requirements approved by the registry in paragraphs (a)(i), (ii) and (iii) of this section for any state shall be accepted as credit towards completion of prelicensing education requirements in Wyoming.  (f) An individual licensed under W.S. 40-23-124 after July 1, 2009 and who subsequently applies to be licensed again:  (i) Shall not have to complete prelicensing education requirements;  (ii) Shall have completed all the continuing education requirements pursuant to W.S. 40-23-130.
WY Stat § 40-23-128 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 23 - Wyoming Residential Mortgage Practices Act|Section 40-23-128 - Testing of Mortgage Loan Originators.

40-23-128. Testing of mortgage loan originators.| (a) In order to meet the written test requirement under W.S. 40-23-126(a)(v), an individual shall pass, in accordance with the standards established under this section, a qualified written test developed by the registry and administered by a test provider approved by the registry.  (b) A written test shall not be treated as a qualified written test for purposes of subsection (a) of this section unless the test adequately measures the applicant's knowledge and comprehension in appropriate subject areas, including:  (i) Ethics;  (ii) Federal law and regulation pertaining to mortgage origination;  (iii) Wyoming law and regulation pertaining to mortgage origination; and  (iv) Federal and Wyoming law and regulation, including instruction on fraud, consumer protection, the nontraditional mortgage marketplace and fair lending issues.  (c) Nothing in the section shall prohibit a test provider from providing a test at the location of the employer of the applicant, the location of any subsidiary or affiliate of the employer of the applicant or the location of any entity with which the applicant holds an exclusive arrangement to conduct the business of a mortgage loan originator.  (d) An individual shall not be considered to have passed a qualified written test unless the individual achieves a test score of not less than seventy-five percent (75%) correct answers to questions.  (e) An individual may retake a test three (3) times with each test taking occurring at least thirty (30) days after the preceding test.  (f) After failing three (3) tests, an individual shall wait at least six (6) months before taking the test again.  (g) A licensed mortgage loan originator who fails to maintain a valid license for at least five (5) years shall retake the written test. Any time the individual spends working as a registered mortgage loan originator shall not be counted against this five (5) year period.
WY Stat § 40-23-129 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 23 - Wyoming Residential Mortgage Practices Act|Section 40-23-129 - Standards for Loan Originator License Renewal; Rulemaking.

40-23-129. Standards for loan originator license renewal; rulemaking.| (a) The minimum standards for license renewal for mortgage loan originators shall include the following:  (i) The mortgage loan originator continues to meet the minimum standards for license issuance under W.S. 40-23-126(a)(i) through (v);  (ii) The mortgage loan originator has satisfied the annual continuing education requirements described in W.S. 40-23-130;  (iii) The mortgage loan originator has paid the license renewal fee not to exceed three hundred dollars ($300.00), as established by rule of the commissioner.  (b) Each mortgage loan originator license shall expire on December 31. The license shall be renewed annually by satisfying the minimum standards for license renewal under subsection (a) of this section not less than thirty (30) days before the stated expiration date. The commissioner may establish rules for the reinstatement of expired licenses consistent with the standards established by the registry.
WY Stat § 40-23-130 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 23 - Wyoming Residential Mortgage Practices Act|Section 40-23-130 - Continuing Education for Mortgage Loan Originators; Rulemaking.

40-23-130. Continuing education for mortgage loan originators; rulemaking.| (a) In order to meet the annual continuing education requirements referred to in W.S. 40-23-129(a)(ii), a licensed mortgage loan originator shall complete at least eight (8) hours of education approved in accordance with subsection (b) of this section, which shall include at least:  (i) Three (3) hours of federal law and regulations relating to mortgage origination;  (ii) Two (2) hours of ethics, which shall include instruction on fraud, consumer protection and fair lending issues; and  (iii) Two (2) hours of training related to lending standards for the nontraditional mortgage product marketplace.  (b) For purposes of section (a) of this section, continuing education courses shall be reviewed and approved by the registry. The review and approval of a continuing education course shall include review and approval of the course provider.  (c) Nothing in this section shall preclude any education course, as approved by the registry, that is provided by the employer of the mortgage loan originator or an entity which is affiliated with the mortgage loan originator by an agency contract, or any subsidiary or affiliate of such employer or entity.  (d) Continuing education may be offered either in a classroom, online or by any other means approved by the registry.  (e) A licensed mortgage loan originator:  (i) Except as provided in W.S. 40-23-129(b), shall only receive credit for a continuing education course in the year in which the course is taken; and  (ii) Shall not take the same approved course in the same or successive years to meet the annual requirements for continuing education.  (f) A licensed mortgage loan originator who is an instructor of an approved continuing education course may receive credit for the licensed mortgage loan originator's own annual continuing education requirement at the rate of two (2) hours of credit for every one (1) hour taught.  (g) An individual having successfully completed the education requirements approved by the registry in paragraphs (a)(i), (ii) and (iii) of this section for any state shall be accepted as credit towards completion of continuing education requirements in Wyoming.  (h) An individual meeting the requirements of W.S. 40-23-129(a)(i) and (iii) may make up any deficiency in continuing education as established by rule of the commissioner.  (j) An individual licensed under W.S. 40-23-124 after July 1, 2009 and who subsequently applies to be licensed again shall complete the continuing education requirements for the last year in which the license was held prior to issuance of a new or renewed license.
WY Stat § 40-23-131 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 23 - Wyoming Residential Mortgage Practices Act|Section 40-23-131 - Mortgage Call Reports.

40-23-131. Mortgage call reports.| Each licensee shall submit to the registry reports of condition, which shall be in such form and shall contain all information as required by the registry.
WY Stat § 40-23-132 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 23 - Wyoming Residential Mortgage Practices Act|Section 40-23-132 - Report to the Registry.

40-23-132. Report to the registry.| The commissioner shall regularly report violations of this act, as well as enforcement actions and other relevant information, to the registry subject to the provisions contained in W.S. 40-23-112. The commissioner shall establish by rule a process where a mortgage loan originator may challenge information entered into the registry by the commissioner.
WY Stat § 40-23-133 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 23 - Wyoming Residential Mortgage Practices Act|Section 40-23-133 - Unique Identifier; Rulemaking.

40-23-133. Unique identifier; rulemaking.| The unique identifier of any person originating a residential mortgage loan shall be clearly shown on all residential mortgage loan applications forms, solicitations or advertisements, including business cards or websites and any other documents as established by rule of the commissioner.
WY Stat § 40-24-101 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 24 - Uniform Trade Secrets Act|Section 40-24-101 - Definitions.

40-24-101. Definitions.| (a) As used in this act, unless the context requires otherwise:  (i) "Improper means" includes theft, bribery, misrepresentation, breach or inducement of a breach of duty to maintain secrecy or espionage through electronic or other means;  (ii) "Misappropriation" means:  (A) Acquisition of a trade secret of another by a person who knows or has reason to know that the trade secret was acquired by improper means; or  (B) Disclosure or use of a trade secret of another without express or implied consent by a person who:  (I) Used improper means to acquire knowledge of the trade secret;  (II) Before a material change of his position, knew or had reason to know that it was a trade secret and that knowledge of it had been acquired by accident or mistake; or  (III) At the time of disclosure or use knew or had reason to know that his knowledge of the trade secret was:  (1) Derived from or through a person who has utilized improper means to acquire it;  (2) Acquired under circumstances giving rise to a duty to maintain its secrecy or limit its use; or  (3) Derived from or through a person who owed a duty to the person seeking relief to maintain its secrecy or limit its use.  (iii) "Person" means a natural person, corporation, business trust, estate, trust, partnership, association, joint venture, government, governmental subdivision or agency or any other legal or commercial entity;  (iv) "Trade secret" means information, including a formula, pattern, compilation, program device, method, technique or process that:  (A) Derives independent economic value, actual or potential, from not being generally known to and not being readily ascertainable by proper means by other persons who can obtain economic value from its disclosure or use; and  (B) Is the subject of efforts that are reasonable under the circumstances to maintain its secrecy.  (v) "This act" means W.S. 40-24-101 through 40-24-110.
WY Stat § 40-24-102 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 24 - Uniform Trade Secrets Act|Section 40-24-102 - Injunctive Relief.

40-24-102. Injunctive relief.| (a) Actual or threatened misappropriation may be enjoined. Upon application to the court an injunction shall be terminated when the trade secret has ceased to exist, but the injunction may be continued for an additional reasonable period of time in order to eliminate commercial advantage that otherwise would be derived from the misappropriation.  (b) In exceptional circumstances, an injunction may condition future use upon payment of a reasonable royalty for no longer than the period of time for which use could have been prohibited. Exceptional circumstances include, but are not limited to, a material and prejudicial change of position prior to acquiring knowledge or reason to know of misappropriation that renders a prohibitive injunction inequitable.  (c) In appropriate circumstances, affirmative acts to protect a trade secret may be compelled by court order.
WY Stat § 40-24-103 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 24 - Uniform Trade Secrets Act|Section 40-24-103 - Damages.

40-24-103. Damages.| (a) Except to the extent that a material and prejudicial change of position prior to acquiring knowledge or reason to know of misappropriation renders a monetary recovery inequitable, a complainant is entitled to recover damages for misappropriation. Damages can include both the actual loss caused by misappropriation and the unjust enrichment caused by misappropriation that is not taken into account in computing actual loss. In lieu of damages measured by any other methods, the damages caused by misappropriation may be measured by imposition of liability for a reasonable royalty for a misappropriator's unauthorized disclosure or use of a trade secret.  (b) If willful and malicious misappropriation exists, the court may award exemplary damages in the amount not exceeding twice any award made under subsection (a) of this section.
WY Stat § 40-24-104 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 24 - Uniform Trade Secrets Act|Section 40-24-104 - Attorney's Fees.

40-24-104. Attorney's fees.| (a) A court may award reasonable attorney's fees to the prevailing party if:  (i) A claim of misappropriation is made in bad faith;  (ii) A motion to terminate an injunction is made or resisted in bad faith; or  (iii) Willful and malicious misappropriation exists.
WY Stat § 40-24-105 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 24 - Uniform Trade Secrets Act|Section 40-24-105 - Preservation of Secrecy.

40-24-105. Preservation of secrecy.| In any action under this act, a court shall preserve the secrecy of an alleged trade secret by reasonable means, which may include granting protective orders in connection with discovery proceedings, holding in-camera hearings, sealing the records of the action and ordering any person involved in the litigation not to disclose an alleged trade secret without prior court approval.
WY Stat § 40-24-106 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 24 - Uniform Trade Secrets Act|Section 40-24-106 - Statute of Limitations.

40-24-106. Statute of limitations.| An action for misappropriation must be brought within four (4) years after the misappropriation is discovered or by the exercise of reasonable diligence should have been discovered. For the purposes of this section, a continuing misappropriation constitutes a single claim.
WY Stat § 40-24-107 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 24 - Uniform Trade Secrets Act|Section 40-24-107 - Effect on Other Law.

40-24-107. Effect on other law.| (a) Except as provided in subsection (b) of this section, this act displaces conflicting tort, restitutionary and other law of this state providing civil remedies for misappropriation of a trade secret.  (b) This act does not affect:  (i) Contractual remedies, whether or not based upon misappropriation of a trade secret;  (ii) Other civil remedies that are not based upon misappropriation of a trade secret; or  (iii) Criminal remedies, whether or not based upon misappropriation of a trade secret.
WY Stat § 40-24-108 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 24 - Uniform Trade Secrets Act|Section 40-24-108 - Uniformity of Application and Construction.

40-24-108. Uniformity of application and construction.| This act shall be applied and construed to effectuate its general purpose to make uniform the law with respect to the subject of this act among states enacting it.
WY Stat § 40-24-109 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 24 - Uniform Trade Secrets Act|Section 40-24-109 - Short Title.

40-24-109. Short title.| This act may be cited as the Uniform Trade Secrets Act.
WY Stat § 40-24-110 (2021)
2021 Wyoming Statutes|Title 40 - Trade and Commerce|Chapter 24 - Uniform Trade Secrets Act|Section 40-24-110 - Time of Taking Effect.

40-24-110. Time of taking effect.| This act does not apply to misappropriation occurring prior to July 1, 2006. With respect to a continuing misappropriation that began prior to July 1, 2006, the act does not apply to the continuing misappropriation that occurs after July 1, 2006.