reglab/housing_qa huggingface dataset:
NV Rev Stat § 689A.350 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.350 - Age limit.

If any such policy contains a provision establishing, as an age limit or otherwise, a date after which the coverage provided by the policy will not be effective, and if such date falls within a period for which a premium is accepted by the insurer or if the insurer accepts a premium after such date, the coverage provided by the policy will continue in force subject to any right of termination until the end of the period for which the premium has been accepted. If the age of the insured has been misstated and if, according to the correct age of the insured, the coverage provided by the policy would not have become effective, or would have ceased prior to the acceptance of such premium or premiums, then the liability of the insurer shall be limited to the refund of all premiums paid for the period not covered by the policy.  (Added to NRS by 1971, 1765)
NV Rev Stat § 689A.380 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.380 - Definitions of terms used in policies.

As used in any policy of health insurance delivered, issued for delivery or used in this state, unless otherwise provided in the policy or in an endorsement thereon or in a rider attached thereto:  1. "Accidental death" means death by accident exclusively and independently of all other causes.  2. "Confinement to house" or "house confinement" includes the activities of a convalescent not able to be gainfully employed.  3. "Medical or surgical services" includes also services within the scope of his or her license rendered by any person while duly licensed by the State of Nevada under any of the following chapters of NRS: 631 (dentistry); 633 (osteopathic medicine); 634 (chiropractic); 634A (Oriental medicine); 635 (podiatry); or 636 (optometry). No policy of health insurance may provide that the insured does not have the option of selecting any licensee provided for in this subsection to perform any medical or surgical services covered by a policy of insurance if the service is within the scope of his or her license.  4. "Total disability" means inability to perform the duties of any gainful occupation for which the insured is reasonably fitted by training, experience and accomplishment.  (Added to NRS by 1971, 1766; A 1971, 1953; 1975, 240; 1977, 966)
NV Rev Stat § 689A.405 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.405 - Coverage for prescription drugs: Provision of notice and information regarding use of formulary.

  1. An insurer that offers or issues a policy of health insurance which provides coverage for prescription drugs shall include with any summary, certificate or evidence of that coverage provided to an insured, notice of whether a formulary is used and, if so, of the opportunity to secure information regarding the formulary from the insurer pursuant to subsection 2. The notice required by this subsection must:  (a) Be in a language that is easily understood and in a format that is easy to understand;  (b) Include an explanation of what a formulary is; and  (c) If a formulary is used, include:  (1) An explanation of:  (I) How often the contents of the formulary are reviewed; and  (II) The procedure and criteria for determining which prescription drugs are included in and excluded from the formulary; and  (2) The telephone number of the insurer for making a request for information regarding the formulary pursuant to subsection 2.  2. If an insurer offers or issues a policy of health insurance which provides coverage for prescription drugs and a formulary is used, the insurer shall:  (a) Provide to any insured or participating provider of health care, upon request:  (1) Information regarding whether a specific drug is included in the formulary.  (2) Access to the most current list of prescription drugs in the formulary, organized by major therapeutic category, with an indication of whether any listed drugs are preferred over other listed drugs. If more than one formulary is maintained, the insurer shall notify the requester that a choice of formulary lists is available.  (b) Notify each person who requests information regarding the formulary, that the inclusion of a drug in the formulary does not guarantee that a provider of health care will prescribe that drug for a particular medical condition.  (c) During each period for open enrollment, publish on an Internet website that is operated by the insurer and accessible to the public or include in any enrollment materials distributed by the insurer a notice of all prescription drugs that:  (1) Are included on the most recent list of drugs that are essential for treating asthma and diabetes in this State compiled by the Department of Health and Human Services pursuant to subsection 1 of NRS 439B.630; and   (2) Have been removed or will be removed from the formulary during the current plan year or the next plan year.   (d) Update the notice required by paragraph (c) throughout the period for open enrollment.  (Added to NRS by 2001, 856; A 2017, 4308; 2019, 1466)
NV Rev Stat § 689A.413 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.413 - Insurer prohibited from denying coverage solely because person was victim of domestic violence.

An insurer shall not deny a claim, refuse to issue a policy of health insurance or cancel a policy of health insurance solely because the claim involves an act that constitutes domestic violence pursuant to NRS 33.018, or because the person applying for or covered by the health insurance policy was the victim of such an act of domestic violence, regardless of whether the insured or applicant contributed to any loss or injury.  (Added to NRS by 1997, 1095)
NV Rev Stat § 689A.415 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.415 - Insurer prohibited from denying coverage solely because insured was intoxicated or under influence of controlled substance; exceptions.

  1. Except as otherwise provided in subsection 2, an insurer shall not:  (a) Deny a claim under a policy of health insurance solely because the claim involves an injury sustained by an insured as a consequence of being intoxicated or under the influence of a controlled substance.  (b) Cancel a policy of health insurance solely because an insured has made a claim involving an injury sustained by the insured as a consequence of being intoxicated or under the influence of a controlled substance.  (c) Refuse to issue a policy of health insurance to an eligible applicant solely because the applicant has made a claim involving an injury sustained by the applicant as a consequence of being intoxicated or under the influence of a controlled substance.  2. The provisions of subsection 1 do not prohibit an insurer from enforcing a provision included in a policy of health insurance pursuant to NRS 689A.270 to:  (a) Deny a claim which involves an injury to which a contributing cause was the insured’s commission of or attempt to commit a felony;  (b) Cancel a policy of health insurance solely because of such a claim; or  (c) Refuse to issue a policy of health insurance to an eligible applicant solely because of such a claim.  3. The provisions of this section do not apply to an insurer under a policy of health insurance that provides coverage for long-term care or disability income.  (Added to NRS by 2005, 2343; A 2007, 84)
NV Rev Stat § 689A.417 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.417 - Insurer prohibited from requiring or using information concerning genetic testing; exceptions. [Effective through December 31, 2019.]

  1. Except as otherwise provided in subsection 2, an insurer who provides health insurance shall not:  (a) Require an insured person or any member of the family of the insured person to take a genetic test;  (b) Require an insured person to disclose whether the insured person or any member of the family of the insured person has taken a genetic test or any genetic information of the insured person or a member of the family of the insured person; or  (c) Determine the rates or any other aspect of the coverage or benefits for health care provided to an insured person based on:  (1) Whether the insured person or any member of the family of the insured person has taken a genetic test; or  (2) Any genetic information of the insured person or any member of the family of the insured person.  2. The provisions of this section do not apply to an insurer who issues a policy of health insurance that provides coverage for long-term care or disability income.  3. As used in this section:  (a) "Genetic information" means any information that is obtained from a genetic test.  (b) "Genetic test" means a test, including a laboratory test that uses deoxyribonucleic acid extracted from the cells of a person or a diagnostic test, to determine the presence of abnormalities or deficiencies, including carrier status, that:  (1) Are linked to physical or mental disorders or impairments; or  (2) Indicate a susceptibility to illness, disease, impairment or any other disorder, whether physical or mental.  (Added to NRS by 1997, 1459)
NV Rev Stat § 689A.417 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.417 - Insurer prohibited from requiring or using information concerning genetic testing; exceptions. [Effective January 1, 2020.]

  1. Except as otherwise provided in subsection 2, an insurer who provides health insurance shall not:  (a) Require an insured person or any member of the family of the insured person to take a genetic test;  (b) Require an insured person to disclose whether the insured person or any member of the family of the insured person has taken a genetic test or any genetic information of the insured person or a member of the family of the insured person; or  (c) Determine the rates or any other aspect of the coverage or benefits for health care provided to an insured person based on whether the insured person or any member of the family of the insured person has taken a genetic test.  2. The provisions of this section do not apply to an insurer who issues a policy of health insurance that provides coverage for long-term care or disability income.  3. As used in this section:  (a) "Genetic information" means any information that is obtained from a genetic test.  (b) "Genetic test" means a test, including a laboratory test that uses deoxyribonucleic acid extracted from the cells of a person or a diagnostic test, to determine the presence of abnormalities or deficiencies, including carrier status, that:  (1) Are linked to physical or mental disorders or impairments; or  (2) Indicate a susceptibility to illness, disease, impairment or any other disorder, whether physical or mental.  (Added to NRS by 1997, 1459; A 2019, 299, effective January 1, 2020)
NV Rev Stat § 689A.419 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.419 - Offering policy of health insurance for purposes of establishing health savings account.

An insurer may, subject to regulation by the Commissioner, offer a policy of health insurance that has a high deductible and is in compliance with 26 U.S.C. § 223 for the purposes of establishing a health savings account.  (Added to NRS by 2005, 2136)
NV Rev Stat § 689A.420 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.420 - Definitions.

As used in NRS 689A.420 to 689A.460, inclusive, unless the context otherwise requires:  1. "Medicaid" means a program established in any state pursuant to Title XIX of the Social Security Act (42 U.S.C. §§ 1396 et seq.) to provide assistance for part or all of the cost of medical care rendered on behalf of indigent persons.  2. "Order for medical coverage" means an order of a court or administrative tribunal to provide coverage under a policy of health insurance to a child pursuant to the provisions of 42 U.S.C. § 1396g-1.  (Added to NRS by 1995, 2427)
NV Rev Stat § 689A.440 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.440 - Insurer prohibited from asserting certain grounds to deny enrollment of child of insured pursuant to order.

An insurer shall not deny the enrollment of a child pursuant to an order for medical coverage, under a policy of health insurance pursuant to which a parent of the child is insured, on the ground that the child:  1. Was born out of wedlock;  2. Has not been claimed as a dependent on the parent’s federal income tax return; or  3. Does not reside with the parent or within the insurer’s geographic area of service.  (Added to NRS by 1995, 2427)
NV Rev Stat § 689A.450 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.450 - Certain accommodations to be made when child is covered under policy of noncustodial parent.

If a child has coverage under a policy of health insurance pursuant to which a noncustodial parent of the child is insured, the insurer issuing that policy shall:  1. Provide to the custodial parent such information as necessary for the child to obtain any benefits under that coverage.  2. Allow the custodial parent or, with the approval of the custodial parent, a provider of health care to submit claims for covered services without the approval of the noncustodial parent.  3. Make payments on claims submitted pursuant to subsection 2 directly to the custodial parent, the provider of health care or an agency of this or another state responsible for the administration of Medicaid.  (Added to NRS by 1995, 2428)
NV Rev Stat § 689A.460 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.460 - Insurer to authorize enrollment of child of parent who is required by order to provide medical coverage under certain circumstances; termination of coverage of child.

If a parent is required by an order for medical coverage to provide coverage under a policy of health insurance for a child and the parent is eligible for coverage of members of the family of the parent under a policy of health insurance, the insurer that issued the policy:  1. Shall, if the child is otherwise eligible for that coverage, allow the parent to enroll the child in that coverage without regard to any restrictions upon periods for enrollment.  2. Shall, if:  (a) The child is otherwise eligible for that coverage; and  (b) The parent is enrolled in that coverage but fails to apply for enrollment of the child,  enroll the child in that coverage upon application by the other parent of the child, or by an agency of this or another state responsible for the administration of Medicaid or a state program for the enforcement of child support established pursuant to 42 U.S.C. §§ 651 et seq., without regard to any restrictions upon periods for enrollment.  3. Shall not terminate the enrollment of the child in that coverage or otherwise eliminate that coverage of the child unless the insurer has written proof that:  (a) The order for medical coverage is no longer in effect; or  (b) The child is or will be enrolled in comparable coverage through another insurer on or before the effective date of the termination of enrollment or elimination of coverage.  (Added to NRS by 1995, 2428)
NV Rev Stat § 689A.470 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.470 - Definitions.

As used in NRS 689A.470 to 689A.740, inclusive, unless the context otherwise requires, the words and terms defined in NRS 689A.475 to 689A.600, inclusive, have the meanings ascribed to them in those sections.  (Added to NRS by 1997, 2883; A 2001, 1922; 2005, 2136; 2013, 3613; 2017, 2362)
NV Rev Stat § 689A.475 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.475 - "Affiliated" defined.

Affiliated means any entity or person who directly, or indirectly through one or more intermediaries, controls or is controlled by or is under common control with a specified entity or person.  (Added to NRS by 1997, 2883)
NV Rev Stat § 689A.485 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.485 - "Bona fide association" defined.

Bona fide association means, with respect to health insurance coverage offered in this state, an association that:  1. Has been actively in existence for at least 5 years;  2. Has been formed and maintained in good faith for purposes other than obtaining insurance;  3. Does not condition membership in the association on any health status-related factor relating to an individual, including an employee of an employer or a dependent of an employee;  4. Makes health insurance coverage offered through the association available to all of its members regardless of any health status-related factors of the members or other individuals who are eligible for such health insurance coverage through a member of the association;  5. Does not make health insurance coverage offered through the association available other than in connection with a member of the association; and  6. Meets such additional requirements as may be imposed by specific statute.  (Added to NRS by 1997, 2883)
NV Rev Stat § 689A.490 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.490 - "Church plan" defined.

Church plan has the meaning ascribed to it in section 3(33) of the Employee Retirement Income Security Act of 1974, as that section existed on July 16, 1997.  (Added to NRS by 1997, 2884)
NV Rev Stat § 689A.495 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.495 - "Control" defined.

Control has the meaning ascribed to it in NRS 692C.050.  (Added to NRS by 1997, 2884)
NV Rev Stat § 689A.505 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.505 - "Creditable coverage" defined.

Creditable coverage means, with respect to a person, health benefits or coverage provided pursuant to:  1. A group health plan;  2. A health benefit plan;  3. Part A or Part B of Title XVIII of the Social Security Act, 42 U.S.C. §§ 1395c et seq., also known as Medicare;  4. Title XIX of the Social Security Act, 42 U.S.C. §§ 1396 et seq., also known as Medicaid, other than coverage consisting solely of benefits under section 1928 of that Title, 42 U.S.C. § 1396s;  5. The Civilian Health and Medical Program of Uniformed Services, CHAMPUS, 10 U.S.C. §§ 1071 et seq.;  6. A medical care program of the Indian Health Service or of a tribal organization;  7. A state health benefit risk pool;  8. A health plan offered pursuant to the Federal Employees Health Benefits Program, FEHBP, 5 U.S.C. §§ 8901 et seq.;  9. A public health plan as defined in 45 C.F.R. § 146.113, authorized by the Public Health Service Act, 42 U.S.C. § 300gg(c)(1)(I);  10. A health benefit plan under section 5(e) of the Peace Corps Act, 22 U.S.C. § 2504(e);  11. The Children’s Health Insurance Program established pursuant to 42 U.S.C. §§ 1397aa to 1397jj, inclusive;  12. A short-term health insurance policy; or  13. A blanket student accident and health insurance policy.  (Added to NRS by 1997, 2884; A 1999, 2239, 2802)
NV Rev Stat § 689A.510 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.510 - "Dependent" defined.

Dependent has the meaning ascribed to it in NRS 689C.055.  (Added to NRS by 1997, 2884)
NV Rev Stat § 689A.523 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.523 - "Exclusion for a preexisting condition" defined. [Effective through December 31, 2019.]

Exclusion for a preexisting condition means:  1. Any limitation or exclusion of benefits relating to a condition that was present before the date coverage was first provided, regardless of whether any medical advice, diagnosis, care or treatment was recommended or received before that date; or  2. Any exclusion applicable to an individual based on any information relating to the status of an individual’s health that was obtained before the date coverage was first provided, including, without limitation, any identification of a condition resulting from:  (a) A preenrollment questionnaire or physical examination provided to the individual; or  (b) A review of any medical records relating to the period of preenrollment.  (Added to NRS by 2005, 2136; R 2019, 318, effective January 1, 2020)
NV Rev Stat § 689A.525 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.525 - "Geographic rating area" defined.

Geographic rating area means an area established by the Commissioner for use in adjusting the rates for a health benefit plan.  (Added to NRS by 1997, 2885; A 2013, 3613)
NV Rev Stat § 689A.527 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.527 - "Geographic service area" defined.

Geographic service area means a geographic area, as approved by the Commissioner, within which the carrier is authorized to provide coverage.  (Added to NRS by 1997, 2885; A 2013, 3613)
NV Rev Stat § 689A.530 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.530 - "Governmental plan" defined.

Governmental plan has the meaning ascribed to it in section 3(32) of the Employee Retirement Income Security Act of 1974, as that section existed on July 16, 1997, and any health plan of the Federal Government.  (Added to NRS by 1997, 2885)