reglab/housing_qa huggingface dataset:
MN Stat § 65B.286 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 65B — Automobile Insurance|Section 65B.286 — Snowmobile Auxiliary Lighting System Discount.

65B.286 SNOWMOBILE AUXILIARY LIGHTING SYSTEM DISCOUNT. Subdivision 1. Definition. For the purposes of this section, the term "auxiliary hazard warning lighting system" means a system installed by the manufacturer of a snowmobile as original equipment or installed in a snowmobile by the manufacturer or an authorized dealer of that manufacturer as an aftermarket system that does the following when activated: (1) a yellow light emitting diode (L.E.D.) light on the front of the snowmobile that flashes at least once per second and is visible at least one-half mile in front of the snowmobile; and (2) a red light emitting diode (L.E.D.) light on the rear of the snowmobile that flashes at least once per second and is visible at least one-half mile from behind the snowmobile. Subd. 2. Required reduction. An insurer must provide an appropriate premium reduction of at least five percent on a policy insuring the snowmobile, or on that portion of a policy insuring a snowmobile that is issued, delivered, or renewed in this state, to the insured whose snowmobile is equipped with an authorized auxiliary hazard warning lighting system. The premium reduction required by this subdivision applies to every snowmobile of the insured that is equipped with an auxiliary hazard warning lighting system. History:   2005 c 132 s 20
MN Stat § 65B.41 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 65B — Automobile Insurance|Section 65B.41 — Citation.

65B.41 CITATION. Sections 65B.41 to 65B.71 may be cited as the "Minnesota No-Fault Automobile Insurance Act." History:  1974 c 408 s 1; 1978 c 674 s 57
MN Stat § 65B.42 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 65B — Automobile Insurance|Section 65B.42 — Purpose.

65B.42 PURPOSE. The detrimental impact of automobile accidents on uncompensated injured persons, upon the orderly and efficient administration of justice in this state, and in various other ways requires that sections 65B.41 to 65B.71 be adopted to effect the following purposes: (1) to relieve the severe economic distress of uncompensated victims of automobile accidents within this state by requiring automobile insurers to offer and automobile owners to maintain automobile insurance policies or other pledges of indemnity which will provide prompt payment of specified basic economic loss benefits to victims of automobile accidents without regard to whose fault caused the accident; (2) to prevent the overcompensation of those automobile accident victims suffering minor injuries by restricting the right to recover general damages to cases of serious injury; (3) to encourage appropriate medical and rehabilitation treatment of the automobile accident victim by assuring prompt payment for such treatment; (4) to speed the administration of justice, to ease the burden of litigation on the courts of this state, and to create a system of small claims arbitration to decrease the expense of and to simplify litigation, and to create a system of mandatory intercompany arbitration to assure a prompt and proper allocation of the costs of insurance benefits between motor vehicle insurers; (5) to correct imbalances and abuses in the operation of the automobile accident tort liability system, to provide offsets to avoid duplicate recovery, to require medical examination and disclosure, and to govern the effect of advance payments prior to final settlement of liability. History:  1974 c 408 s 2; 1978 c 674 s 57
MN Stat § 65B.46 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 65B — Automobile Insurance|Section 65B.46 — Right To Benefits.

65B.46 RIGHT TO BENEFITS. Subdivision 1. Motor vehicle or motorcycle accident in this state. If the accident causing injury occurs in this state, every person suffering loss from injury arising out of maintenance or use of a motor vehicle or as a result of being struck as a pedestrian by a motorcycle has a right to basic economic loss benefits. Subd. 2. Motor vehicle or motorcycle accident outside this state. If the accident causing injury occurs outside this state in the United States, United States possessions, or Canada, the following persons and their surviving dependents suffering loss from injury arising out of maintenance or use of a motor vehicle or as a result of being struck as a pedestrian by a motorcycle have a right to basic economic loss benefits: (1) insureds, and (2) the driver and other occupants of a secured vehicle, other than (a) a vehicle which is regularly used in the course of the business of transporting persons or property and which is one of five or more vehicles under common ownership, or (b) a vehicle owned by a government other than this state, its political subdivisions, municipal corporations, or public agencies. The reparation obligor may, if the policy expressly states, extend the basic economic loss benefits to any stated area beyond the limits of the United States, United States possessions and Canada. Subd. 3. Limitation; motorcycle injuries. For the purposes of sections 65B.41 to 65B.71, injuries suffered by a person while on, mounting or alighting from a motorcycle do not arise out of the maintenance or use of a motor vehicle although a motor vehicle is involved in the accident causing the injury. History:  1974 c 408 s 6; 1978 c 674 s 57; 1980 c 539 s 1; 1987 c 337 s 104
MN Stat § 65B.482 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 65B — Automobile Insurance|Section 65B.482 — Insurance Identification Cards.

65B.482 INSURANCE IDENTIFICATION CARDS. Subdivision 1. Issuance of card. Every obligor transacting business in this state shall provide an insurance identification card for each vehicle covered at the time of initiating each policy of automobile insurance, as defined in section 65B.14, subdivision 2, and at the time of policy renewal. The insurance identification card may be provided in an electronic format if the insured agrees. When an insured has five or more vehicles registered in this state, the obligor may use the designation "all owned vehicles" on each identification card in lieu of a specified description. The card must state: (1) the insured's name; (2) the policy number; (3) the policy dates of coverage; (4) the make, model, and year of the vehicle being covered; (5) the vehicle identification number or at least the last three digits of that number; and (6) the name of the obligor providing coverage. Subd. 2. Notice of criminal penalties. Every obligor transacting business in this state shall provide to the insured at the time of issuing an insurance identification card under subdivision 1 a plain-language summary of the criminal penalties imposed by sections 169.791, 169.793, and 169.797. History:  1989 c 321 s 1; 1992 c 571 art 14 s 13; 2012 c 185 s 2
MN Stat § 65B.50 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 65B — Automobile Insurance|Section 65B.50 — Insurers' Certification Of Basic Coverage.

65B.50 INSURERS' CERTIFICATION OF BASIC COVERAGE. Subdivision 1. Filing. Every insurer licensed to write motor vehicle accident reparation and liability insurance in this state shall, on or before January 1, 1975, or as a condition to such licensing, file with the commissioner and thereafter maintain a written certification that it will afford at least the minimum security provided by section 65B.49 to all policyholders, except that in the case of nonresident policyholders it need only certify that security is provided with respect to accidents occurring in this state. Subd. 2. Contacts of liability insurance as security covering the vehicle. Notwithstanding any contrary provision in it, every contract of liability insurance for injury, wherever issued, covering obligations arising from ownership, maintenance, or use of a motor vehicle, except a contract which provides coverage only for liability in excess of required minimum tort liability coverages, includes basic economic loss benefit coverages and residual liability coverages required by sections 65B.41 to 65B.71, while the vehicle is in this state, and qualifies as security covering the vehicle. History:  1974 c 408 s 10; 1978 c 674 s 57
MN Stat § 65B.525 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 65B — Automobile Insurance|Section 65B.525 — Arbitration Procedure; Rules Of Court.

65B.525 ARBITRATION PROCEDURE; RULES OF COURT. Subdivision 1. Mandatory submission to binding arbitration. The supreme court and the several courts of general trial jurisdiction of this state shall by rules of court or other constitutionally allowable device, provide for the mandatory submission to binding arbitration of all cases at issue where the claim at the commencement of arbitration is in an amount of $10,000 or less against any insured's reparation obligor for no-fault benefits or comprehensive or collision damage coverage. Subd. 2. Agreement of reference. The rules of court may provide that cases which are not at issue, whether or not suit has been filed, may be referred to arbitration by agreement of reference signed by counsel for both sides, or by the parties themselves. Such agreement of reference shall define the issues to be arbitrated and, shall also contain any stipulations with respect to facts submitted or agreed or defenses waived. In such cases, the agreement of reference shall take the place of the pleadings in the case and be filed of record. History:  1975 c 160 s 2; 1978 c 674 s 57; 1985 c 168 s 13; 1987 c 337 s 108; 1989 c 260 s 16; 1989 c 330 s 26; 1991 c 321 s 1; 2014 c 310 s 7
MN Stat § 65B.55 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 65B — Automobile Insurance|Section 65B.55 — Application For Benefits Under Plan Of Security.

65B.55 APPLICATION FOR BENEFITS UNDER PLAN OF SECURITY. Subdivision 1. Claim notification. A plan of reparation security may prescribe a period of not less than six months after the date of accident within which an insured or any other person entitled to claim basic economic loss benefits, or anyone acting on their behalf, must notify the reparation obligor or its agent, of the accident and the possibility of a claim for economic loss benefits. Failure to provide notice will not render a person ineligible to receive benefits unless actual prejudice is shown by the reparation obligor, and then only to the extent of the prejudice. The notice may be given in any reasonable fashion. Subd. 2. Disability or treatment lapses. A plan of reparation security may provide that in any instance where a lapse occurs in the period of disability or in the medical treatment of a person with respect to whose injury basic economic loss benefits have been paid and a person subsequently claims additional benefits based upon an alleged recurrence of the injury for which the original claim for benefits was made, the obligor may require reasonable medical proof of such alleged recurrence; provided, that in no event shall the aggregate benefits payable to any person exceed the maximum limits specified in the plan of security, and provided further that such coverages may contain a provision terminating eligibility for benefits after a prescribed period of lapse of disability and medical treatment, which period shall not be less than one year. History:  1974 c 408 s 15; 1984 c 592 s 55
MN Stat § 65B.57 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 65B — Automobile Insurance|Section 65B.57 — Economic Loss Benefits; Exemptions From Legal Attachment.

65B.57 ECONOMIC LOSS BENEFITS; EXEMPTIONS FROM LEGAL ATTACHMENT. (a) All economic loss benefits provided by sections 65B.41 to 65B.71, whether paid or payable to any claimant shall not be subject to garnishment, sequestration, attachment or execution, or any other legal process which would deny their receipt and use by that person. (b) This section shall not apply to any person who has provided treatment or services, as described in section 65B.44, subdivision 2, to the victim of a motor vehicle accident. (c) Economic loss benefits paid or payable to any claimant, person, or entity who has provided treatment or services under sections 65B.41 to 65B.71 shall not be subject to any legal interest in the payment, whether by contract, lien, or other legal process before a denial of benefits by a reparations obligor. History:  1974 c 408 s 17; 1978 c 674 s 57; 2014 c 310 s 8
MN Stat § 65B.58 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 65B — Automobile Insurance|Section 65B.58 — Converted Motor Vehicles.

65B.58 CONVERTED MOTOR VEHICLES. A person who converts a motor vehicle is disqualified from basic or optional economic loss benefits, including benefits otherwise due as a survivor, from any source other than an insurance contract under which the converter is an insured, for injuries arising from maintenance or use of the converted vehicle. If the converter dies from the injuries, survivors are not entitled to basic or optional economic loss benefits from any source other than an insurance contract under which the converter is a basic economic loss insured. For the purpose of this section, a person is not a converter if that person uses the motor vehicle in the good faith belief that the person is legally entitled to do so. History:  1974 c 408 s 18; 1986 c 444
MN Stat § 65B.59 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 65B — Automobile Insurance|Section 65B.59 — Races.

65B.59 RACES. A person who is injured in the course of an official racing contest, other than a rally held in whole or in part on public roads, or in practice or preparation therefor is disqualified from basic or optional economic loss benefits. Survivors are not entitled to basic or optional economic loss benefits for loss arising from the death. History:  1974 c 408 s 19; 1975 c 18 s 9; 1986 c 444
MN Stat § 65B.60 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 65B — Automobile Insurance|Section 65B.60 — Intentional Injuries.

65B.60 INTENTIONAL INJURIES. A person intentionally causing or attempting to cause injury to self or another person is disqualified from basic or optional economic loss benefits for injury arising from those acts, including benefits otherwise due the person as a survivor. If a person dies as a result of intentionally causing or attempting to cause injury to self, survivors are not entitled to basic or optional economic loss benefits for loss arising from the death. A person intentionally causes or attempts to cause injury if the person acts or fails to act for the purpose of causing injury or with knowledge that injury is substantially certain to follow. A person does not intentionally cause or attempt to cause injury (1) merely because the act or failure to act is intentional or done with the realization that it creates a grave risk of causing injury or (2) if the act or omission causing the injury is for the purpose of averting bodily harm to the person or another person. History:  1974 c 408 s 20; 1986 c 444
MN Stat § 65B.63 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 65B — Automobile Insurance|Section 65B.63 — Assigned Claims Plan.

65B.63 ASSIGNED CLAIMS PLAN. Subdivision 1. Requirement. Reparation obligors providing basic economic loss insurance in this state shall organize and maintain, subject to approval and regulation by the commissioner, an assigned claims bureau and an assigned claims plan, and adopt rules for their operation and for the assessment of costs on a fair and equitable basis consistent with sections 65B.41 to 65B.71. The assigned claims bureau shall be managed by a governing committee made up of four individuals selected by the insurer members, one individual selected by the self-insurer members, and two public members appointed by the governor to two-year terms. Public members may include licensed insurance agents. If such obligors do not organize and continuously maintain an assigned claims bureau and an assigned claims plan in a manner considered by the commissioner of commerce to be consistent with sections 65B.41 to 65B.71, the commissioner shall organize and maintain an assigned claims bureau and an assigned claims plan. Each reparation obligor providing basic economic loss insurance in this state shall participate in the assigned claims bureau and the assigned claims plan. Costs incurred shall be allocated fairly and equitably among the reparation obligors. A ruling, action, or decision of the governing committee may be appealed to the commissioner within 30 days. A final action or order of the commissioner is subject to judicial review in the manner provided by chapter 14. In lieu of an appeal to the commissioner, judicial review of the governing committee's ruling, action, or decision may be sought. Subd. 2. Assignment of claims. The assigned claims bureau shall promptly assign each claim and notify the claimant of the identity and address of the assignee-obligor of the claim. Claims shall be assigned so as to minimize inconvenience to claimants. The assignee thereafter has rights and obligations as if the assignee had issued a policy of basic economic loss insurance complying with sections 65B.41 to 65B.71 applicable to the injury or, in case of financial inability of a reparation obligor to perform its obligations, as if the assignee had written the applicable reparation insurance, undertaken the self-insurance, or lawfully obligated itself to pay basic economic loss benefits. History:  1974 c 408 s 23; 1978 c 674 s 57; 1983 c 289 s 114 subd 1; 1984 c 655 art 1 s 92; 1Sp1985 c 10 s 69; 1986 c 444; 1987 c 337 s 109
MN Stat § 65B.65 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 65B — Automobile Insurance|Section 65B.65 — Time For Presenting Claims Under Assigned Claims Plan.

65B.65 TIME FOR PRESENTING CLAIMS UNDER ASSIGNED CLAIMS PLAN. Subdivision 1. Generally. Except as provided in subdivision 2, a person authorized to obtain basic reparation benefits through the assigned claims plan shall notify the bureau of the claim within the time that would have been allowed for commencing an action for those benefits if there had been identifiable coverage in effect and applicable to the claim. Subd. 2. Discovery of obligor's inability to pay claim; notice to bureau. If timely action for basic reparation benefits is commenced against a reparation obligor who is unable to fulfill obligations because of financial inability, a person authorized to obtain basic reparation benefits through the assigned claims plan shall notify the bureau of the claim within six months after discovery of the financial inability. History:  1974 c 408 s 25; 1975 c 18 s 10; 1986 c 444
MN Stat § 65B.66 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 65B — Automobile Insurance|Section 65B.66 — Claims Against Wrong Insurer.

65B.66 CLAIMS AGAINST WRONG INSURER. If timely action for economic loss benefits is commenced against a reparation obligor and benefits are denied because of a determination that the obligor's coverage is not applicable to the claimant under the provisions of section 65B.47 on the priority of applicability of security a claim against a proper obligor or assigned claims plan may be made not later than 90 days after such determination becomes final or the last date on which the action could otherwise have been commenced, whichever is later. History:   1974 c 408 s 26
MN Stat § 65B.685 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 65B — Automobile Insurance|Section 65B.685 — Standardizing Coverage.

65B.685 STANDARDIZING COVERAGE. As far as consistent with the requirements of sections 65B.41 to 65B.71, the commissioner may limit by rule the variety of coverages available in order to give insurance purchasers reasonable opportunity to compare the cost of insuring with various insurers. History:   1979 c 190 s 7
MN Stat § 65B.71 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 65B — Automobile Insurance|Section 65B.71 — Compliance.

65B.71 COMPLIANCE. Subdivision 1. Definition of qualified applicant. The definition of "qualified applicant" under section 65B.02, subdivision 2, clause (2) shall, upon the repeal of chapter 170 and the enactment of sections 65B.41 to 65B.71, include a person required to prove automobile insurance coverage as required by sections 65B.41 to 65B.71. Subd. 2. Application to Metropolitan Airports Commission. The actions permitted a metropolitan airports commission corporation under section 473.606, subdivision 6 shall, upon the repeal of chapter 170 and the enactment of sections 65B.41 to 65B.71, include acts necessary to bring the corporation, its commissioners and agents within the provisions of sections 65B.41 to 65B.71. Subd. 3. Application to certain county board action. The actions permitted a county board under section 375.32, subdivision 2 shall, upon the repeal of chapter 170 and the enactment of sections 65B.41 to 65B.71, include acts necessary to bring the county, its officers and employees within the provisions of sections 65B.41 to 65B.71. Subd. 4. Transition provisions. The provisions of Minnesota Statutes 1971, chapter 170, as amended by Laws 1973, chapter 35, sections 37 and 38, shall apply to a person who is involved in a motor vehicle accident occurring before January 1, 1975. Money deposited with the commissioner in accordance with Minnesota Statutes 1971, chapter 170, as amended by Laws 1973, chapter 35, sections 37 and 38, shall be retained by the commissioner and disbursed only in accordance with Minnesota Statutes 1971, chapter 170, as amended by Laws 1973, chapter 35, sections 37 and 38. An operator's license suspended in accordance with Minnesota Statutes 1971, chapter 170, as amended by Laws 1973, chapter 35, sections 37 and 38, shall be reinstated only in accordance with Minnesota Statutes 1971, chapter 170, as amended by Laws 1973, chapter 35, sections 37 and 38. History:  1974 c 408 s 32 subds 1-3; 1975 c 18 s 15; 1978 c 674 s 57; 1Sp1981 c 4 art 1 s 58
MN Stat § 65B.80 (2021)
2021 Minnesota Statutes|Chapters 59A - 79A — Insurance|Chapter 65B — Automobile Insurance|Section 65B.80 — Definitions.

65B.80 DEFINITIONS. Subdivision 1. Terms. The following terms have the meanings given for purposes of sections 65B.80 to 65B.83. Subd. 2. Authorized person. "Authorized person" means the prosecuting attorney responsible for prosecutions in the county where the motor vehicle theft occurred, the superintendent of the Bureau of Criminal Apprehension, and the sheriff or chief of police responsible for investigation in the county where the motor vehicle theft occurred. Subd. 3. Relevant information. "Relevant information" or evidence means information having a tendency to make the existence of any fact that is of consequence to the investigation or determination of the issue more or less probable than it would be without the evidence. History:   1987 c 254 s 1