reglab/housing_qa huggingface dataset:
NJ Rev Stat § 38:23B-14.4 (2021)
2021 New Jersey Revised Statutes|Title 38 - Militia--Soldiers, Sailors and Marines|Section 38:23B-14.4 - Guaranteed loans; purchase of notes on default

38:23B-14.4. Guaranteed loans; purchase of notes on default  In the event that a bank shall elect, pursuant to the provisions of section eight hereof, to have its veterans' loans guaranteed by the authority, then the authority shall purchase upon demand of such bank, to the extent of the resources of the veterans guaranty and insurance fund in excess of the total of all balances then held in reserve funds in accordance with the provisions of section nine hereof, any approved veteran's note which remains unpaid for thirty days after the date of maturity thereof, or on which any installment is more than three months in arrears, at a price equal to ninety per centum (90%) of the unpaid principal of such note. L.1945, c. 185, p. 629, s. 10.
NJ Rev Stat § 38:23B-14.4a (2021)
2021 New Jersey Revised Statutes|Title 38 - Militia--Soldiers, Sailors and Marines|Section 38:23B-14.4a - Total reserve funds

38:23B-14.4a. Total reserve funds  The sum total of all reserve funds set aside by the authority in accordance with the provisions of section nine of chapter one hundred eighty-five of the laws of one thousand nine hundred and forty-five, together with such amount as the commissioner may set aside, out of the veterans guaranty and insurance fund, to meet the payment by the authority of approved veterans' notes submitted to it for purchase in accordance with the provisions of section ten of chapter one hundred eighty-five of the laws of one thousand nine hundred and forty-five, shall in no event be less than twenty per centum (20%) of the total face amount of all approved veterans' loans from time to time outstanding. L.1946, c. 121, p. 566, s. 14, eff. April 22, 1946.
NJ Rev Stat § 38:23B-14.5 (2021)
2021 New Jersey Revised Statutes|Title 38 - Militia--Soldiers, Sailors and Marines|Section 38:23B-14.5 - Limit on amount of guaranty and insurance liability outstanding

38:23B-14.5. Limit on amount of guaranty and insurance liability outstanding  The total amount of guaranty and insurance liability of the authority which may be outstanding at any time shall in no event exceed the sum of eleven million dollars ($11,000,000.00). L.1945, c. 185, p. 629, s. 11.
NJ Rev Stat § 38:23B-14.6 (2021)
2021 New Jersey Revised Statutes|Title 38 - Militia--Soldiers, Sailors and Marines|Section 38:23B-14.6 - Payments by bank to authority for guaranty or insurance

38:23B-14.6. Payments by bank to authority for guaranty or insurance  Every bank which has made or which may hereafter make any approved veteran's loan or loans shall, in consideration of the guaranty or insurance, as herein provided, pay to the authority an amount equal to ten per centum (10%) of all interest received by it on all such loans, to be payable at such time or times and in such manner as the authority may prescribe. L.1945, c. 185, p. 629, s. 12.
NJ Rev Stat § 38:23B-14.7 (2021)
2021 New Jersey Revised Statutes|Title 38 - Militia--Soldiers, Sailors and Marines|Section 38:23B-14.7 - Repeal

38:23B-14.7. Repeal  Section fifteen of the act of which this act is amendatory and supplementary is repealed. L.1945, c. 185, p. 630, s. 14.
NJ Rev Stat § 38:23B-16 (2021)
2021 New Jersey Revised Statutes|Title 38 - Militia--Soldiers, Sailors and Marines|Section 38:23B-16 - Liquidation of notes purchased; deferred payments

38:23B-16. Liquidation of notes purchased; deferred payments  The commissioner shall proceed to liquidate notes purchased by the authority as rapidly as possible, but shall develop and adopt programs for deferred payments by makers of such notes to avoid undue hardship or sacrifice of business values, without regard to the six-year limitations on maturity elsewhere contained in this act. L.1944, c. 126, p. 349, s. 16. Amended by L.1945, c. 185, p. 630, s. 13, eff. April 17, 1945.
NJ Rev Stat § 38:23B-17 (2021)
2021 New Jersey Revised Statutes|Title 38 - Militia--Soldiers, Sailors and Marines|Section 38:23B-17 - Business counsellors

38:23B-17. Business counsellors  The commissioner shall establish in each community where there may be a need, a business counseling service of nonsalaried counsellors, to advise with and assist veterans who apply for or obtain business loans under this act. Such counsellors shall be persons of proved business judgment and established reputation in the community, and shall be designated by the commissioner. L.1944, c. 126, p. 349, s. 17. Amended by L.1947, c. 190, p. 840, s. 3, eff. May 23, 1947.
NJ Rev Stat § 38:23B-18 (2021)
2021 New Jersey Revised Statutes|Title 38 - Militia--Soldiers, Sailors and Marines|Section 38:23B-18 - Duties of counsellors

38:23B-18. Duties of counsellors  The commissioner shall, through the business counsellors, consult with veterans applying for business loans for the purpose of approving or disapproving such loans. Business counsellors shall from time to time visit the place of business or profession of veterans using business loans under this act, and shall supervise the uses of such loans, advise and assist the veteran with respect to the business or profession, and perform such other duties as the commissioner may delegate to them. L.1944, c. 126, p. 349, s. 18. Amended by L.1946, c. 121, p. 567, s. 16; L.1947, c. 190, p. 841, s. 4, eff. May 23, 1947.
NJ Rev Stat § 38:23B-19 (2021)
2021 New Jersey Revised Statutes|Title 38 - Militia--Soldiers, Sailors and Marines|Section 38:23B-19 - Second loans

38:23B-19. Second loans  For either one of the purposes set forth in section one of this act, no veteran shall accept more than one loan under the provisions of this act, regardless of the amount of such loan, except that a veteran who has received a veteran's loan for less than the maximum amount of the loan to which he may be entitled for such purpose under this act, and who is otherwise eligible for a veteran's loan, may apply for and receive a second veteran's loan for such purpose. In such application the veteran shall disclose that it is for a second veteran's loan for such purpose, and the bank making such loan shall make certain that any unpaid portion of the first loan is paid in full, both as to principal and interest, from the proceeds of such second veteran's loan. In no event shall any veteran receive more than four veterans' loans under the provisions of this act, of which not more than two, totalling not more than three thousand dollars ($3,000.00), shall be for the purpose of establishing or re-establishing himself in a business or profession, and not more than two, totalling not more than one thousand dollars ($1,000.00) shall be for the purpose of financing the purchase of specific household furnishings or household appliances, or both, required by him for use in his home. L.1944, c. 126, p. 349, s. 19. Amended by L.1946, c. 121, p. 568, s. 17.
NJ Rev Stat § 38:23B-19.1 (2021)
2021 New Jersey Revised Statutes|Title 38 - Militia--Soldiers, Sailors and Marines|Section 38:23B-19.1 - Second loans to veterans serving during national emergency

38:23B-19.1. Second loans to veterans serving during national emergency  Any veteran who has served in the active military or naval service of the United States at any time after September sixteenth, one thousand nine hundred and forty, and prior to December thirty-first, one thousand nine hundred and forty-six; and who, having obtained one or more loans under the provisions of the Veterans' Loan Act (1944), repaid the same in full in accordance with the terms thereof; and who has also served in the active military or naval service of the United States after June twenty-third, one thousand nine hundred and fifty, and prior to December sixteenth, one thousand nine hundred and fifty, or during a period of national emergency as herein defined; and who applies for a loan under the provisions of said Veterans' Loan Act (1944) after his discharge or release from such further active service; shall, in regard to the limitation on the number of loans and amount thereof to any one veteran, contained in section nineteen of chapter one hundred twenty-six of the laws of one thousand nine hundred and forty-four, as amended, be deemed to be applying for a first loan under said Veterans' Loan Act (1944). L.1951, c. 89, p. 486, s. 3, eff. May 22, 1951.
NJ Rev Stat § 38:23B-20 (2021)
2021 New Jersey Revised Statutes|Title 38 - Militia--Soldiers, Sailors and Marines|Section 38:23B-20 - Offenses and penalties

38:23B-20. Offenses and penalties  Any person who, having obtained a veteran's loan under this act, solicits, applies for, or accepts another such loan, except as specifically authorized in this act, and any person who knowingly and willfully furnishes any false or misleading information for the purpose of obtaining a veteran's loan, or of enabling another to obtain a veteran's loan, under this act, shall be guilty of a misdemeanor and upon conviction thereof, be punished by a fine of not more than one thousand dollars ($1,000.00) or by imprisonment for not more than three years, or both. L.1944, c. 126, p. 350, s. 20, eff. July 1, 1944.
NJ Rev Stat § 38:23B-21 (2021)
2021 New Jersey Revised Statutes|Title 38 - Militia--Soldiers, Sailors and Marines|Section 38:23B-21 - Name of act

38:23B-21. Name of act  This act shall be known as the Veterans' Loan Act (1944). L.1944, c. 126, p. 350, s. 21. Amended by L.1946, c. 121, p. 568, s. 18, eff. April 22, 1946.
NJ Rev Stat § 38:23B-22 (2021)
2021 New Jersey Revised Statutes|Title 38 - Militia--Soldiers, Sailors and Marines|Section 38:23B-22 - Effective date

38:23B-22. Effective date  This act shall take effect July first, one thousand nine hundred and forty-four. L.1944, c. 126, p. 350, s. 22, eff. July 1, 1944.
NJ Rev Stat § 38:23B-22.1 (2021)
2021 New Jersey Revised Statutes|Title 38 - Militia--Soldiers, Sailors and Marines|Section 38:23B-22.1 - Veterans Loan Authority; powers

38:23B-22.1. Veterans Loan Authority; powers  The Veterans Loan Authority in the Division of Veterans' Services in the Department of Conservation and Economic Development may, with respect to the exercise of its functions related to loans insured or guaranteed by it under the Veterans' Loan Act (1944), the provisions of any other law to the contrary notwithstanding: a. Consent to the modification, with respect to rate of interest, time of payment of principal or interest or any portion thereof, security or other provisions of any note, contract, mortgage or any instrument securing a loan which has been guaranteed or insured by the Authority; b. Authorize payment of or compromise, subject to the approval in writing of the Attorney-General, any claim upon or arising as a result of any such guaranty or insurance; c. Authorize payment of, compromise, waive or release, subject to the approval in writing of the Attorney-General, any debt, right, title, claim, lien or demand, however acquired, including any equity or right of redemption, the waiver or release of any debt, right, title, claim, lien or demand including any equity or right of redemption shall be sufficient if executed by the commissioner or his duly authorized deputy on behalf of the Authority; and the register or county clerk of any county and the clerk of any court is hereby authorized to cancel of record any lien, including but not limited to judgments, chattel mortgages and conditional sales agreements whenever the document evidencing such cancellation or request for cancellation is signed by the commissioner or his duly authorized deputy on behalf of the Authority; and the register and the clerk of any county is authorized to record any documents of the Authority signed by the commissioner or his duly authorized deputy on its behalf. d. Purchase at any sale, public or private, upon such terms and for such prices as it determines to be reasonable and take title to, property, real, personal or mixed; e. Sell at public or private sale, exchange, assign, convey or otherwise dispose of any such property upon such terms and for such prices as it determines to be reasonable; f. Complete, administer, operate, obtain and authorize payment for insurance on and maintain, renovate, repair, modernize, lease or otherwise deal with any property acquired or held by it pursuant to the Veterans' Loan Act (1944) or this act; g. Authorize payment from the Veterans' Guaranty and Insurance Fund and any income received by the investment of said fund, subject to rules and regulations of the Authority, disbursements, costs, commissions, attorney's fees and other reasonable expenses related to and necessary for the making and protection of guaranteed or insured loans and the recovery of moneys loaned or management of property acquired in connection with such loans. L.1950, c. 216, p. 540, s. 2, eff. June 13, 1950.
NJ Rev Stat § 38:23B-22.2 (2021)
2021 New Jersey Revised Statutes|Title 38 - Militia--Soldiers, Sailors and Marines|Section 38:23B-22.2 - Transfer of powers and duties of Veterans' Loan Authority to State Department of Law and Public Safety

38:23B-22.2. Transfer of powers and duties of Veterans' Loan Authority to State Department of Law and Public Safety  On June 30, 1958, all of the powers, duties and functions of the Veterans' Loan Authority and all of its records, papers, documents, evidences of obligations, securities, trust funds and property shall be transferred to the State Department of Law and Public Safety and, thereupon, the Attorney-General shall, as speedily as possible, complete any and all unfinished transactions of the said Authority and wind up its affairs. The Attorney-General is authorized and empowered to do and perform any and all acts to effectuate the provisions of this section. Upon the filing with the Secretary of State of a certificate by the Attorney-General that said transactions and affairs have been concluded, the act amended and supplemented by this act shall cease to be operative. L.1950, c. 216, p. 542, s. 3. Amended by L.1955, c. 40, p. 154, s. 1, eff. June 2, 1955.
NJ Rev Stat § 38:23B-23 (2021)
2021 New Jersey Revised Statutes|Title 38 - Militia--Soldiers, Sailors and Marines|Section 38:23B-23 - Loans to minor veterans

38:23B-23. Loans to minor veterans  Any contract, promissory note or other written obligation, pledge, mortgage or conveyance, made or endorsed or joined in by any person over eighteen years of age, for himself or as husband or wife of any other person or in any other capacity, and under twenty-one years of age, to any person, firm, association or corporation or to any governmental agency or corporation, either State or Federal, to repay, or secure payment of, a veteran's loan under the provisions of Title III, Public Law 346, Seventy-eighth Congress of the United States (Chapter 268-2d Session) approved June twenty-second, one thousand nine hundred and forty-four, known as the "Servicemen's Readjustment Act of 1944," or under the provisions of Titles I or II of the Bankhead-Jones Farm Tenant Act, 7 U.S.C. 1000 to 1029, Public Law 210, Seventy-fifth Congress of the United States, approved July twenty-second, one thousand nine hundred and thirty-seven, as amended by the Farmers' Home Administration Act of 1946, Public Law 731, Seventy-ninth Congress of the United States, approved August fourteenth, one thousand nine hundred and forty-six, or other similar Federal legislation, and of any act amendatory thereof or supplemental thereto, or under the provisions of "An act to provide for guaranteed or insured bank loans to certain war veterans for the purposes of establishing or re-establishing themselves in small businesses or professions, and of enabling them to purchase household furnishings and household appliances required by them for use in their homes, and providing appropriations therefor," approved April fourteenth, one thousand nine hundred and forty-four (P.L.1944, c. 126) as said title was amended by chapter one hundred twenty-one of the laws of one thousand nine hundred and forty-six, and of any act amendatory thereof or supplemental thereto, or payment whereof is guaranteed or insured by any such governmental agency or corporation as such a veteran's loan or which forms part of the same transaction as the making of such veteran's loan, shall, notwithstanding any provisions of law to the contrary, be as valid and binding as if said person were, at the time of making and executing or endorsing or joining in the same, of the age of twenty-one years and may be enforced in any action or proceeding by and against such person in his or her own name and shall be valid without the consent thereto of the parent or guardian of such person; and such person shall not disaffirm such instrument because of his or her age, nor shall any such person hereafter interpose the defense that he or she is, or was at the time of making and executing or endorsing or joining in such instrument, a minor, in any action or proceeding arising out of any such veteran's loan. L.1946, c. 134, p. 620, s. 1. Amended by L.1947, c. 189, p. 835, s. 2, eff. May 23, 1947.
NJ Rev Stat § 38:23C-1 (2021)
2021 New Jersey Revised Statutes|Title 38 - Militia--Soldiers, Sailors and Marines|Section 38:23C-1 - Policy

38:23C-1. Policy  It is hereby declared to be the public policy of the State to maintain, secure and protect the civil and property rights of persons in the military service, as hereinafter defined, and of employees who are members of the organized militia or members of a reserve component of the Armed Forces of the United States. All the provisions of this act shall be liberally construed for the accomplishment of this purpose. This act shall be deemed an exercise of the police power of the State, for the protection of the public welfare, prosperity, health and peace of the people of the State. L.1979, c. 317, s. 1, eff. Jan. 18, 1980.
NJ Rev Stat § 38:23C-2 (2021)
2021 New Jersey Revised Statutes|Title 38 - Militia--Soldiers, Sailors and Marines|Section 38:23C-2 - Definitions

38:23C-2. Definitions  As used in this act: a. The term "military service" means duty by any person, male or female, in the active military service of the United States and active duty in the military service of the State pursuant to an order of the Governor issued pursuant to law. b. The term "person" when used herein with reference to the holder of any right alleged to exist against a person in military service, or against a person secondarily liable under such right, shall include individuals, partnerships, corporations, and any other forms of business association. c. The term "court" as used herein, shall include any State court of competent jurisdiction, whether or not a court of record. L.1979, c. 317, s. 2, eff. Jan. 18, 1980.
NJ Rev Stat § 38:23C-3 (2021)
2021 New Jersey Revised Statutes|Title 38 - Militia--Soldiers, Sailors and Marines|Section 38:23C-3 - Sureties, guarantors, endorsers on obligation; stay of performance of enforcement; vacation of judgment or decree; waiver

38:23C-3. Sureties, guarantors, endorsers on obligation; stay of performance of enforcement; vacation of judgment or decree; waiver  a. Whenever, pursuant to any of the provisions of this act, the enforcement of any obligation or liability, the prosecution of any suit or proceeding, the entry or enforcement of any order, writ, judgment or decree, or the performance of any act, may be stayed, postponed or suspended, such stay, postponement or suspension may, in the discretion of the court, likewise be granted to sureties, guarantors, endorsers and others subject to the obligation or liability, the performance or enforcement of which is stayed, postponed or suspended. b. When a judgment or decree is vacated or set aside, in whole or in part, as provided in this act, the same may, in the discretion of the court, likewise be set aside and vacated as to any surety, guarantor, endorsers, accommodation maker or other person whether primarily or secondarily liable upon the contract or liability for the enforcement of which the judgment or decree was entered. c. Nothing contained in this act shall prevent a waiver in writing of the benefits afforded by paragraphs a. and b. of this section by any surety, guarantor, endorser, accommodation maker, or other persons whether primarily or secondarily liable upon the obligation or liability except that after the date of enactment of this act no such waiver shall be valid unless it is executed as an instrument separate from the obligation or liability in respect of which it applies, and no such waiver shall be valid after the beginning of the period of military service if executed by an individual who, subsequent to the execution of such waiver becomes a person in military service. L.1979, c. 317, s. 3, eff. Jan. 18, 1980.
NJ Rev Stat § 38:23C-4 (2021)
2021 New Jersey Revised Statutes|Title 38 - Militia--Soldiers, Sailors and Marines|Section 38:23C-4 - Default in appearance; affidavit; bond to indemnify defendant

38:23C-4. Default in appearance; affidavit; bond to indemnify defendant  In any civil action or proceeding commenced in any court, if there shall be a default of an appearance by the defendant, and plaintiff, within 20 days before the entry of judgment or final order, shall file in the court an affidavit setting forth facts showing that the defendant is not in military service. If unable to file such affidavit, plaintiff shall in lieu thereof file an affidavit setting forth either that the defendant is in the military service or that plaintiff is not able to determine whether or not defendant is in such service. If an affidavit is not filed showing that the defendant is not in the military service, no judgment or final order shall be entered without first securing an order of court directing such entry, and no such order shall be made if the defendant is in such service until after the court shall have appointed an attorney to represent defendant and protect his interest, and the court shall on application make such appointment. Unless it appears that the defendant is not in such service the court may require, as a condition before judgment or final order is entered, that the plaintiff file a bond, approved by the court, conditioned to indemnify the defendant, if in military service, against any loss or damage that he may suffer by reason of any judgment or final order should the judgment or final order be thereafter set aside in whole or in part. And the court may make such other and further order or enter such judgment as in its opinion may be necessary to protect the rights of the defendant under this act. L.1979, c. 317, s. 4, eff. Jan. 18, 1980.
NJ Rev Stat § 38:23C-5 (2021)
2021 New Jersey Revised Statutes|Title 38 - Militia--Soldiers, Sailors and Marines|Section 38:23C-5 - False affidavits; perjury

38:23C-5. False affidavits; perjury  Any person who shall make or use an affidavit required under section 4, above, knowing it to be false, shall be guilty of perjury. L.1979, c. 317, s. 5, eff. Jan. 18, 1980.
NJ Rev Stat § 38:23C-6 (2021)
2021 New Jersey Revised Statutes|Title 38 - Militia--Soldiers, Sailors and Marines|Section 38:23C-6 - Appointment of attorney for party in military service

38:23C-6. Appointment of attorney for party in military service  In any action or proceeding in which a person in military service is a party, if such party does not personally appear therein or is not represented by an authorized attorney, the court may appoint an attorney to represent him; and in such case a like bond may be required and an order made to protect the rights of such person. But no attorney appointed under this act to protect a person in military service shall have power to waive any right of the person for whom he is appointed or bind him by his acts. L.1979, c. 317, s. 6, eff. Jan. 18, 1980.