reglab/housing_qa huggingface dataset:
NV Rev Stat § 656A.500 (2021)
2021 Nevada Revised Statutes|Chapter 656A - Interpreters and Realtime Captioning Providers|NRS 656A.500 - Acts constituting cause for disciplinary action.

The following acts, among others, constitute cause for disciplinary action:  1. Engaging in behavior that is contrary to the ethical standards set forth in the regulations of the Division.  2. Violation by an interpreter or realtime captioning provider of any of the provisions of this chapter or of any other law of this State or of the standards and other regulations adopted thereunder.  3. Aiding, abetting or permitting the commission of any illegal act.  4. Conduct inimical to the public health, morals, welfare and safety of the people of the State of Nevada while discharging duties as an interpreter or realtime captioning provider.  5. Engaging in the practice of interpreting or the practice of realtime captioning without the skills required to meet the communication needs of the recipient of the service.  6. Engaging in unprofessional conduct as defined by the Division by regulation.  (Added to NRS by 2007, 162; A 2009, 2404)
NV Rev Stat § 656A.510 (2021)
2021 Nevada Revised Statutes|Chapter 656A - Interpreters and Realtime Captioning Providers|NRS 656A.510 - Authorized disciplinary action; regulations.

  1. If an interpreter or realtime captioning provider has committed any act set forth in NRS 656A.500, the Division may:  (a) Suspend or revoke the registration of the interpreter or realtime captioning provider;  (b) Refuse to renew the registration of the interpreter or realtime captioning provider;  (c) Impose upon the interpreter or realtime captioning provider a fine of not more than $5,000 for each violation of this chapter;  (d) Require the interpreter or realtime captioning provider to pay restitution; or  (e) Take such other disciplinary action as the Division deems appropriate.  2. The Division may adopt regulations setting forth a schedule of fines for the purposes of paragraph (c) of subsection 1.  3. The Division shall adopt regulations setting forth a schedule of penalties for engaging in unprofessional conduct. The schedule of penalties must not exceed the penalties set forth in this section.  (Added to NRS by 2007, 162; A 2009, 2404)
NV Rev Stat § 656A.515 (2021)
2021 Nevada Revised Statutes|Chapter 656A - Interpreters and Realtime Captioning Providers|NRS 656A.515 - Filing of complaints; procedures for investigating and resolving complaints.

  1. A person who is dissatisfied with the services provided by a person who engages in the practice of interpreting or the practice of realtime captioning or becomes aware that any one or more of the grounds for initiating disciplinary action may exist as to a person who engages in the practice of interpreting or the practice of realtime captioning may file a complaint with the Division.  2. The Division shall establish procedures for investigating and resolving a complaint filed pursuant to this section.  (Added to NRS by 2007, 161; A 2009, 2402) — (Substituted in revision for NRS 656A.086)
NV Rev Stat § 656A.520 (2021)
2021 Nevada Revised Statutes|Chapter 656A - Interpreters and Realtime Captioning Providers|NRS 656A.520 - Investigation of complaint; action by Division.

  1. When a complaint is filed with the Division, it must be considered by a person designated by the Division. If it appears to the person designated by the Division that further proceedings are warranted, the person shall report the results of his or her investigation together with his or her recommendation to the Division in a manner which does not violate the right of the person charged in the complaint to due process in any later hearing on the complaint.  2. The Division shall promptly make a determination with respect to each complaint reported to it by the person designated by the Division and shall dismiss the complaint or proceed with disciplinary action pursuant to chapter 622A of NRS.  (Added to NRS by 2007, 162; A 2009, 2405)
NV Rev Stat § 656A.530 (2021)
2021 Nevada Revised Statutes|Chapter 656A - Interpreters and Realtime Captioning Providers|NRS 656A.530 - Limitations on time to file complaints.

  1. Except as otherwise provided in subsection 2, a complaint must not be filed against an interpreter or realtime captioning provider if 2 years or more have elapsed since the occurrence of the act or omission alleged as the ground for disciplinary action.  2. If the act or omission alleges fraud or misrepresentation, the complaint must be filed within 2 years after the discovery of the fraud or misrepresentation.  (Added to NRS by 2007, 162)
NV Rev Stat § 656A.800 (2021)
2021 Nevada Revised Statutes|Chapter 656A - Interpreters and Realtime Captioning Providers|NRS 656A.800 - Prohibited acts; penalties; action for enforcement; deposit of civil penalty; report of violation to district attorney or Attorney General.

  1. Except as otherwise provided by specific statute, it is unlawful for a person to:  (a) Engage in the practice of interpreting in this State;  (b) Hold himself or herself out as certified or qualified to engage in the practice of interpreting in this State; or  (c) Use in connection with his or her name any title, words, letters or other designation intended to imply or designate that the person is an interpreter,  unless the person is registered with the Division pursuant to NRS 656A.100.  2. It is unlawful for a person to:  (a) Engage in the practice of realtime captioning in this State;  (b) Hold himself or herself out as certified or qualified to engage in the practice of realtime captioning in this State; or  (c) Use in connection with his or her name any title, words, letters or other designation intended to imply or designate that he or she is a realtime captioning provider,  unless the person is registered with the Division pursuant to NRS 656A.400.  3. A person who violates the provisions of subsection 1 or 2:  (a) Is guilty of a misdemeanor; and  (b) May be assessed a civil penalty of not more than $5,000.  4. An action for the enforcement of a civil penalty assessed pursuant to this section may be brought in any court of competent jurisdiction by the district attorney of the appropriate county or the Attorney General.  5. Any civil penalty recovered pursuant to this section must be deposited with the State Treasurer for credit to the Account for Services for Persons With Impaired Speech or Hearing created by NRS 427A.797.  6. The Division shall report a violation of a provision of subsection 1 or 2 to the district attorney of the county in which the violation occurred or the Attorney General.  (Added to NRS by 2001, 1774; A 2005, 966; 2007, 167; 2009, 2405)
NV Rev Stat § 657.005 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.005 - Definitions.

As used in chapters 657 to 671, inclusive, of NRS, unless the context otherwise requires, the words and terms defined in NRS 657.016 to 657.085, inclusive, have the meanings ascribed to them in those sections.  (Added to NRS by 1971, 965; A 1985, 737, 2148; 1987, 1897; 1995, 1549; 1997, 974; 2013, 636)
NV Rev Stat § 657.016 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.016 - "Bank," "commercial bank," "banking company" and "banking corporation" defined.

Bank, "commercial bank," "banking company" or "banking corporation" means a corporation or limited-liability company that is chartered by this State, another state or the United States and conducts the business of receiving money as demand deposits or otherwise carries on a banking or banking and trust business. The terms do not include a thrift company engaged in business pursuant to chapter 677 of NRS.  (Added to NRS by 1971, 965; A 1985, 737; 1989, 2031; 1995, 473, 1549; 1997, 974)
NV Rev Stat § 657.026 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.026 - "Commissioner" defined.

Commissioner means the Commissioner of Financial Institutions.  (Added to NRS by 1987, 1897)
NV Rev Stat § 657.035 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.035 - "Demand deposits" defined.

Demand deposits means all deposits the immediate withdrawal of which can be legally required upon a proper written request for such payment.  (Added to NRS by 1971, 965)
NV Rev Stat § 657.037 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.037 - "Depository institution" defined.

Depository institution means any bank, savings and loan association, savings bank, thrift company, credit union or other institution, whether chartered by this State, another state or the Federal Government, which:  1. Holds or receives deposits, savings or share accounts;  2. Issues certificates of deposit; or  3. Provides to its customers other depository accounts which are subject to withdrawal by checks, drafts or other instruments or by electronic means to effect payment to a third party.  (Added to NRS by 1985, 2147; A 1989, 2032; 1995, 1549)
NV Rev Stat § 657.039 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.039 - "Derivative transaction" defined.

Derivative transaction has the meaning ascribed to it in 12 U.S.C. § 84(b)(3).  (Added to NRS by 2013, 636)
NV Rev Stat § 657.040 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.040 - "Division of Financial Institutions" defined.

Division of Financial Institutions means the Division of Financial Institutions of the Department of Business and Industry.  (Added to NRS by 1983, 1721; A 1993, 1894)
NV Rev Stat § 657.045 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.045 - "Insolvency" defined.

Insolvency means one or more of the following:  1. When a bank cannot meet its deposit liabilities as they become due in the regular course of business.  2. When the actual cash market value of a bank’s assets is insufficient to pay its liabilities to depositors and other creditors.  3. When a bank’s reserve falls under the amount required by chapters 657 to 671, inclusive, of NRS, and it fails to make good such reserve within 30 days after being required to do so by the Commissioner.  4. When the undivided profits and surplus are inadequate to cover losses of the bank and the stockholders’ or members’ equity of the bank has been reduced below the requirements of law.  (Added to NRS by 1971, 965; A 1983, 1721; 1987, 1897; 1997, 974)
NV Rev Stat § 657.055 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.055 - "Net earnings" defined.

Net earnings means the excess of the gross earnings of any bank over the expenses and losses chargeable against such earnings.  (Added to NRS by 1971, 965)
NV Rev Stat § 657.058 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.058 - "Nevada" defined.

Nevada when used to modify:  1. The word "bank" or the term "depository institution" means organized under the laws of this State; and  2. The term "national bank" means having its headquarters within this State.  (Added to NRS by 1995, 1549)
NV Rev Stat § 657.064 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.064 - "Savings deposit" defined.

Savings deposit means a deposit or account:  1. With respect to which the depository institution may require the depositor to give written notice of withdrawal not less than 7 days before a withdrawal, but from which the depositor may otherwise make withdrawals without giving written notice; and  2. Which is not payable on a specific date or at the expiration of a specified time after the date of deposit.  (Added to NRS by 1985, 737)
NV Rev Stat § 657.070 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.070 - "Stockholders’ equity" and "members’ equity" defined.

Stockholders’ equity or "members’ equity" means the capital, surplus and retained earnings of a bank.  (Added to NRS by 1997, 974)
NV Rev Stat § 657.075 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.075 - "Surplus" defined.

Surplus means a fund created pursuant to the provisions of chapters 657 to 671, inclusive, of NRS by a bank from payments by stockholders or members or from the bank’s net earnings or undivided profits which, to the amount specified and by any additions thereto set apart and designated as such, is not available for the payment of dividends and cannot be used for the payment of expenses or losses while the bank has undivided profits.  (Added to NRS by 1971, 965; A 1995, 473)
NV Rev Stat § 657.085 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.085 - "Time deposit" defined.

Time deposit means a deposit which:  1. The depositor does not have a right to withdraw for a period of 7 days or more after the date of deposit; and  2. Is payable at the expiration of a specified time not less than 7 days after the date of deposit.  (Added to NRS by 1971, 965; A 1985, 737)
NV Rev Stat § 657.095 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.095 - Applicability of chapters 78, 86 and 92A of NRS.

The provisions of chapters 78, 86 and 92A of NRS that are not in conflict with chapters 657 to 671, inclusive, of NRS are hereby adopted as a part of chapters 657 to 671, inclusive, of NRS.  (Added to NRS by 1971, 966; A 1995, 473; 1997, 975)
NV Rev Stat § 657.097 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.097 - Applicability of provisions concerning Regulatory Experimentation Program for Product Innovation. [Effective January 1, 2020.]

Except as otherwise required by the Director of the Department of Business and Industry pursuant to NRS 657A.430 or 657A.620, the provisions of chapters 657 to 671, inclusive, of NRS do not apply to a participant in the Regulatory Experimentation Program for Product Innovation established and administered pursuant to chapter 657A of NRS.  (Added to NRS by 2019, 3997, effective January 1, 2020)
NV Rev Stat § 657.105 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.105 - Effect of certain chapters on powers, privileges, duties and restrictions of corporations, companies, associations and natural persons.

  1. The powers, privileges, duties and restrictions conferred and imposed upon any corporation, company, association or natural person, existing and doing business under the laws of this State, are hereby abridged, enlarged or modified, as each particular case may require, to conform to the provisions of chapters 657 to 671, inclusive, of NRS, notwithstanding anything to the contrary in its respective articles of incorporation, articles of organization or charter.  2. As used in this section, "doing business under the laws of this State" does not include the lending of money to a person who is not a resident of this State, whether or not the bank which extended the credit or serviced the loan is located in this State.  (Added to NRS by 1971, 966; A 1989, 2032; 1995, 473)
NV Rev Stat § 657.110 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.110 - Certain mortgagees and beneficiaries of deeds of trust to provide contact information to the Division of Financial Institutions; Division of Financial Institutions to maintain information on its Internet website.

  1. Each mortgagee or beneficiary of a deed of trust under a residential mortgage loan, including, without limitation, a bank, credit union, savings bank, savings and loan association, thrift company or other financial institution which is licensed, registered or otherwise authorized to do business in this State, shall provide to the Division of Financial Institutions the name, street address and any other contact information of a person to whom:  (a) A borrower or a representative of a borrower must send any document, record or notification necessary to facilitate a mediation conducted pursuant to NRS 40.437 or 107.086.  (b) A unit-owners’ association must send any notice required to be given pursuant to NRS 116.3116 to 116.31168, inclusive.  2. The Division of Financial Institutions shall maintain on its Internet website the information provided to the Division pursuant to subsection 1 and provide a prominent display of, or a link to, the information described in subsection 1, on the home page of its Internet website.  3. As used in this section:  (a) "Borrower" means a person who is a mortgagor or grantor of a deed of trust under a residential mortgage loan.   (b) "Residential mortgage loan" means a loan which is primarily for personal, family or household use and which is secured by a mortgage or deed of trust on owner-occupied housing as defined in NRS 107.015.  (Added to NRS by 2015, 1348; A 2015, 3333; 2017, 545, 4106; 2019, 1382)
NV Rev Stat § 657.120 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.120 - Fees and charges: Imposition and collection by financial institution; limitations.

  1. A financial institution may impose and collect a fee or charge, not to exceed an amount specified in or limited by specific statute, for any service it provides to a customer, if the fee or charge is clearly and conspicuously disclosed in writing to the customer before the customer receives the service. A financial institution must provide a customer with written notice of any increase in the fee or charge at least 10 days before the increase becomes effective.  2. A fee or charge for the presentation for payment, on a single business day, of multiple checks drawn by a customer on an account for which there is an insufficient balance to pay all the checks, must be determined as if the checks drawn in a single series or class were presented:  (a) In the order the checks were written;  (b) From the lowest check number to the highest check number; or  (c) In order of ascending amounts, the check for the smallest sum being presented first.  3. As used in this section, "financial institution" means an institution licensed pursuant to the provisions of this title or chapter 645B, 645E or 649 of NRS, or a similar institution chartered or licensed pursuant to federal law.  (Added to NRS by 1989, 566; A 1999, 3809; 2017, 3101)
NV Rev Stat § 657.130 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.130 - Committees to review compliance: Definitions; confidentiality and privilege.

  1. As used in this section, unless the context otherwise requires:  (a) "Committee to review compliance" means one or more persons assigned or engaged by a financial institution to test, review or evaluate its conduct, transactions or potential transactions, policies or procedures for the purpose of monitoring and improving or enforcing compliance with state and federal statutes and regulations requiring safe, sound and fair lending practices, including, without limitation, acts concerning equal credit opportunity, fair housing, fair lending, flood zone protection, housing and financial discrimination, truth in lending and financial reporting to federal or state regulatory agencies.  (b) "Financial institution" means an institution licensed pursuant to the provisions of this title or chapter 645B or 645E of NRS, or a similar institution chartered or licensed pursuant to federal law. The term includes, without limitation, a holding company, affiliate or subsidiary of such an institution.  2. Except as otherwise voluntarily authorized by the financial institution:  (a) A document prepared for or created by a committee to review compliance is confidential and privileged, and is not subject to discovery or admissible in evidence in a civil action of this State, even if it has been submitted to a governmental or regulatory agency of this State, the United States or a foreign government.  (b) A member of a committee to review compliance or a person who acted under the direction of the committee cannot be required to testify in a civil action concerning the contents of a document described in paragraph (a) or concerning the discussions or conclusions of, or the actions taken by, the committee.  (Added to NRS by 1995, 1784; A 1999, 3809; 2017, 3102)
NV Rev Stat § 657.140 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.140 - Loan agreements: Certain provisions for recovery prohibited; exceptions.

  1. Except as otherwise provided in subsection 2, a financial institution shall not include in any loan agreement a provision that allows the financial institution to recover, take, appropriate or otherwise apply as a setoff against any debt or liability owing to the financial institution under the loan agreement money from an account unrelated to the loan agreement to the extent the money is exempt from execution pursuant to paragraph (y) of subsection 1 of NRS 21.090.  2. The provisions of subsection 1 do not apply to a provision in a loan agreement that specifically authorizes automatic withdrawals from an account.  3. The provisions of this section may not be varied by agreement, and the rights conferred by this section may not be waived. Any provision included in an agreement that conflicts with this section is void.  4. As used in this section:  (a) "An account unrelated to the loan agreement" includes, without limitation, an account pledged as security under the loan agreement, unless the specific account pledged as security is conspicuously described in the loan agreement.  (b) "Financial institution" means an institution licensed pursuant to the provisions of this title or chapter 645B, 645E or 649 of NRS, or a similar institution chartered or licensed pursuant to federal law.  (Added to NRS by 2005, 382; A 2007, 3027; 2017, 3102)
NV Rev Stat § 657.150 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.150 - Definitions.

As used in NRS 657.150 to 657.290, inclusive, unless the context otherwise requires, the words and terms defined in NRS 657.160 and 657.170 have the meanings ascribed to them in those sections.  (Added to NRS by 2005, 1841; A 2007, 1490)
NV Rev Stat § 657.160 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.160 - "Financial institution" defined.

Financial institution means a depository institution or any other institution regulated pursuant to chapters 657 to 671, inclusive, of NRS. The term includes, without limitation, a holding company, affiliate or subsidiary of such an institution.  (Added to NRS by 2005, 1841)
NV Rev Stat § 657.170 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.170 - "License" defined.

License means any license, certificate, registration, permit or similar type of authorization.  (Added to NRS by 2005, 1841)