reglab/housing_qa huggingface dataset:
NH Rev Stat § 420-O:5 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 420-O - Self-Funded Student Health Benefit Plans|Section 420-O:5 - Reserves.

    420-O:5 Reserves. –||I. An institution shall establish reserves with the amounts necessary to satisfy all contractual obligations and liabilities of the plan, including:||(a) Funds for the payment of claims and expenses thereon reported but not yet paid, and claims and expenses thereon incurred but not yet reported, which shall not be less than an amount equal to 25 percent of expected incurred claims and expenses thereon for the current plan year, unless a qualified actuary has demonstrated to the commissioner's satisfaction that a lesser amount shall be adequate.||(b) Funds for unearned premium equivalents, computed pro-rata on the basis of the unexpired portion of the policy period.||(c) Contingency funds, established and maintained for the sole purpose of satisfying unexpected obligations of the plan in the event of termination of the plan.||II. The reserve statement shall be prepared by a qualified actuary. If at any time the reserve funds required to be established pursuant to this section fall below the required minimum amounts, then the institution shall immediately notify the commissioner of such impairment. The institution shall cure the impairment within 5 business days.||III. The plan's assets, liabilities, income, and expenses shall be accounted for separate and apart from all other assets, liabilities, income, and expenses of the institution.||IV. The requirements for funding of the plan's reserves shall be calculated using generally accepted accounting principles. Only those expenses that relate to the plan shall be included in calculating the requirements for funding of the plan's reserve funds. Expenses allocated to the plan shall be allocated on an equitable basis in conformity with generally accepted accounting principles consistently applied. The books, accounts, and records of the plan shall be maintained to clearly and accurately disclose the nature and details of all expenses to support the reasonableness of such expenses.|||Source. 2016, 257:1, eff. Jan. 1, 2017.|
NH Rev Stat § 420-O:6 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 420-O - Self-Funded Student Health Benefit Plans|Section 420-O:6 - Annual Report.

    420-O:6 Annual Report. –||I. Within 120 days of the close of its fiscal year, an institution of higher education operating under a certificate of authority issued under this chapter shall file with the commissioner a report that contains:||(a) An annual financial statement, verified by the oath of the chief financial officer and at least one of the institution's principal officers with direct knowledge of the operations of the student health plan, showing the financial condition of the plan during the most recent fiscal year, in accordance with law and generally accepted accounting principles, in a form prescribed by the commissioner.||(b) The identity of the qualified actuary utilized by the institution or plan and the amount paid to the qualified actuary by the institution or plan during its most recent fiscal year.||(c) The identities of all vendors involved in plan administration during its most recent fiscal year.||(d) The name and contact information of the person or entity appointed by the institution to administer the student health plan.||(e) A pro-forma statement of projected revenue and expenses for health benefits anticipated by the plan for the next 12-month period of the plan's operation, provided on a fiscal year basis.||(f) A detailed report of the operations and condition of the plan's reserve funds.||(g) Such other information as the commissioner may require.||II. The annual financial statement shall show the financial results of the student health plan operations and a description as to how the institution meets the reserve requirements in RSA 420-O:5, I, the method used to calculate the reserves, and the change in the reserves from the beginning of the plan's fiscal year to the end of the plan's fiscal year. In addition, the annual financial statement shall detail the assets comprising the reserve fund to demonstrate compliance with RSA 420-O:5, I.||III. An institution that fails to file any report or statement required by this chapter, or fails to reply within 30 days to a written inquiry by the commissioner in connection therewith shall, in addition to other penalties provided by this title, be subject, upon due notice and opportunity to be heard, to a penalty of up to $1,000 per day of delay, not to exceed $25,000 in the aggregate, for each such failure.|||Source. 2016, 257:1, eff. Jan. 1, 2017.|
NH Rev Stat § 420-O:7 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 420-O - Self-Funded Student Health Benefit Plans|Section 420-O:7 - Examination.

    420-O:7 Examination. –||The commissioner may, pursuant to RSA 400-A:37, make an examination into the affairs of any institution, with regard to a student health plan issued by the institution, as often as the commissioner deems it expedient for the protection of the interests of the people of New Hampshire. The expenses of every examination of the affairs of an institution, with regard to a student health plan established or maintained by the institution, shall be borne and paid by the institution so examined. The expenses of examination shall include reimbursement for the compensation paid for the services of persons employed by the commissioner or by the commissioner's authority to make such examination, and for the necessary traveling and living expenses of the person or persons making the examination.|||Source. 2016, 257:1, eff. Jan. 1, 2017.|
NH Rev Stat § 420-O:8 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 420-O - Self-Funded Student Health Benefit Plans|Section 420-O:8 - Investigations; Subpoenas.

    420-O:8 Investigations;  Subpoenas. –||The commissioner may make such investigations as he or she deems necessary both within and outside the state in accordance with the provisions of RSA 400-A:16 and RSA 400-A:20-22.|||Source. 2016, 257:1, eff. Jan. 1, 2017.|
NH Rev Stat § 420-O:9 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 420-O - Self-Funded Student Health Benefit Plans|Section 420-O:9 - Suspension or Revocation of Certificate of Authority.

    420-O:9 Suspension or Revocation of Certificate of Authority. –||I. The commissioner may suspend or revoke a certificate of authority issued to an institution under this chapter upon a finding, after notice and hearing, that the institution has failed to comply with any requirement imposed on it under this chapter or necessary to maintain minimum essential coverage status and that in the commissioner's judgment such suspension or revocation is reasonably necessary to protect the interests of the people of this state, including:||(a) For any cause that would be a basis for denial of an initial application for such a certificate;||(b) Failure to maintain the reserves required by RSA 420-O:5; or||(c) The commissioner finds that the institution has refused to produce its accounts, records, and files for examination or has refused to cooperate or give information with respect to the affairs of the student health plan or to perform any other legal obligation relating to such an examination or investigation when required by the commissioner.||II. Any certificate of authority suspended or revoked under this section shall be surrendered to the commissioner, and the institution shall notify all participating students of that decision in such form and manner as the commissioner may prescribe, but not later than 10 days after receipt of notice of the commissioner's decision requiring suspension or revocation. In addition, the institution shall submit a plan for the commissioner's approval for winding up the plan's affairs in an orderly manner designed to result in timely payment of all benefits, in such form and manner as the commissioner may prescribe.||III. All final decisions to suspend or revoke the certificate of authority with regard to an institution shall be public.|||Source. 2016, 257:1, eff. Jan. 1, 2017.|
NH Rev Stat § 420-O:10 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 420-O - Self-Funded Student Health Benefit Plans|Section 420-O:10 - Termination of Plan.

    420-O:10 Termination of Plan. –||I. In any case in which an institution determines that there is a reason to believe that the student health plan will terminate, the institution shall so inform the commissioner at least 60 days prior thereto, and shall file a sworn statement with the commissioner concerning all current and future liabilities under its discontinued plan. The institution also shall submit a plan for the superintendent's approval for winding up the plan's affairs in an orderly manner designed to result in timely payment of all benefits, in such form and manner as the commissioner may prescribe.||II. Any funds of the institution, as they pertain to the student health plan, shall be accounted for separate and apart from all other assets, liabilities, income, and expenses of the institution until all plan benefits and other plan obligations have been satisfied. Until such time, the institution shall continue to maintain and fund the reserve funds required to be established under RSA 420-O:5. If at any time the commissioner determines that additional funds shall be deposited in the reserve funds, then the institution shall make the deposit within 5 days of the commissioner's determination.||III. If, after 24 months, or such longer period as deemed necessary by the commissioner, all plan benefits and other plan obligations have been satisfied, the institution, upon approval by the commissioner, shall no longer be required to maintain assets within the plan's reserve funds.|||Source. 2016, 257:1, eff. Jan. 1, 2017.|
NH Rev Stat § 420-O:11 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 420-O - Self-Funded Student Health Benefit Plans|Section 420-O:11 - Administrative Rules.

    420-O:11 Administrative Rules. –||The commissioner may adopt rules under RSA 541-A necessary to implement the provisions of this chapter and to ensure that the plans established under this chapter are in the best interests of the students, students' spouses, students' children, and other persons chiefly dependent upon the students for support and maintenance.|||Source. 2016, 257:1, eff. Jan. 1, 2017.|
NH Rev Stat § 420-O:12 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 420-O - Self-Funded Student Health Benefit Plans|Section 420-O:12 - Penalties.

    420-O:12 Penalties. –||Any institution of higher education that violates this chapter shall be subject to the penalties set forth in RSA 400-A:15 or such other section of the insurance code as may be applicable, including but not limited to RSA 420-J and RSA 417.|||Source. 2016, 257:1, eff. Jan. 1, 2017.|
NH Rev Stat § 420-P:1 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 420-P - Insurance Data Security Law|Section 420-P:1 - Title.

    420-P:1 Title. –||This chapter shall be known and may be cited as the "Insurance Data Security Law."|||Source. 2019, 309:1, eff. Jan. 1, 2020.|
NH Rev Stat § 420-P:2 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 420-P - Insurance Data Security Law|Section 420-P:2 - Purpose and Scope.

    420-P:2 Purpose and Scope. –||I. This chapter establishes the exclusive state standards applicable to licensees for data security, the investigation of a cybersecurity event, as defined in RSA 420-P:3, IV, and notification to the commissioner.||II. This chapter shall not be construed to create or imply a private cause of action for violation of its provisions nor shall it be construed to curtail a private cause of action which would otherwise exist in the absence of this chapter.|||Source. 2019, 309:1, eff. Jan. 1, 2020.|
NH Rev Stat § 420-P:5 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 420-P - Insurance Data Security Law|Section 420-P:5 - Investigation of a Cybersecurity Event.

    420-P:5 Investigation of a Cybersecurity Event. –||I. If the licensee learns that a cybersecurity event has or may have occurred, the licensee or an outside vendor and/or service provider designated to act on behalf of the licensee, shall conduct a prompt investigation.||II. During the investigation, the licensee, or an outside vendor and/or service provider designated to act on behalf of the licensee, shall, at a minimum determine as much of the following information as possible:||(a) Whether a cybersecurity event has occurred.||(b) The nature and scope of the cybersecurity event.||(c) Identify any nonpublic information that may have been involved in the cybersecurity event.||(d) Perform or oversee reasonable measures to restore the security of the information systems compromised in the cybersecurity event in order to prevent further unauthorized acquisition, release, or use of nonpublic information in the licensee's possession, custody, or control.||III. If the licensee learns that a cybersecurity event has or may have occurred in a system maintained by a third-party service provider, the licensee shall complete the steps listed in paragraph II above or confirm and document that the third-party service provider has completed those steps.||IV. The licensee shall maintain records concerning all cybersecurity events for a period of at least 5 years from the date of the cybersecurity event and shall produce those records upon demand of the commissioner.|||Source. 2019, 309:1, eff. Jan. 1, 2020.|
NH Rev Stat § 420-P:7 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 420-P - Insurance Data Security Law|Section 420-P:7 - Power of Commissioner.

    420-P:7 Power of Commissioner. –||I. The commissioner shall have power to examine and investigate the affairs of any licensee to determine whether the licensee has been or is engaged in any conduct in violation of this chapter. This power is in addition to the powers which the commissioner has under RSA 400-A:16 and RSA 400-A:37. Any such investigation shall be conducted pursuant to RSA 400-A:16 and any examination shall be conducted pursuant to 400-A:37.||II. Whenever the commissioner has reason to believe that a licensee has been or is engaged in conduct in this state which violates this chapter, the commissioner may take action that is necessary or appropriate to enforce the provisions of this chapter.|||Source. 2019, 309:1, eff. Jan. 1, 2020.|
NH Rev Stat § 420-P:9 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 420-P - Insurance Data Security Law|Section 420-P:9 - Exceptions.

    420-P:9 Exceptions. –||I. The following exceptions shall apply to this chapter:||(a) A licensee with fewer than 20 employees, including any independent contractors, shall be exempt from RSA 420-P:4.||(b) An employee, agent, representative, or designee of a licensee, who is also a licensee, shall be exempt from RSA 420-P:4 and need not develop its own program to the extent that the employee, agent, representative, or designee is covered by the information security program of the other licensee.||(c) A continuing care retirement community, as defined by RSA 420-D, shall be exempt from RSA 420-P:4.||(d) A life settlement provider, as defined by RSA 408-D, shall be exempt from RSA 420-P:4.||(e) A licensee that is a bank or a credit union, as defined in RSA 383-A:2-201, that has established and maintains programs and procedures regarding administrative, technical, and physical safeguards for customer information that are prescribed by section 501(b) of the Gramm-Leach-Bliley Act, 15 U.S.C. section 6801 et seq. and by section 216 of the Fair and Accurate Credit Transaction Act of 2003, and that is subject to examination by its federal regulatory authorities, shall be exempt from RSA 420-P:4, and those provisions of this chapter that apply to a bank or credit union apply only to the extent that it involves insurance. Notification to affected consumers for security breaches relating to insurance business shall be made consistent with the requirements of the Gramm-Leach-Bliley Act. Notification to the commissioner shall be made consistent with that received by federal regulatory authorities.||(f) A motor vehicle retail seller or a motor vehicle sales finance company, as defined in RSA 361-A, shall be exempt from RSA 420-P:4, and those provisions of this chapter that apply to a motor vehicle retail seller or a motor vehicle sales finance company apply only to the extent that it involves insurance. Notification to affected consumers for security breaches relating to the insurance business shall be made consistent with the requirements of the Gramm-Leach Bliley Act. Notification to the commissioner shall be made consistent with that received by federal regulatory authorities.||(g) A vendor, as defined under RSA 402-K:1, shall be exempt from this chapter.||II. A licensee which ceases to qualify for an exception under this section shall have 180 days to comply with RSA 420-P:4.|||Source. 2019, 309:1, eff. Jan. 1, 2020.|
NH Rev Stat § 420-P:10 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 420-P - Insurance Data Security Law|Section 420-P:10 - Safe Harbor for HIPAA Compliance.

    420-P:10 Safe Harbor for HIPAA Compliance. –||A licensee that is in possession of protected health information subject to the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and that has established and maintains programs and procedures regarding information privacy, security, and breach notification that are prescribed by HIPAA and by Parts 160 and 164 of Title 45 of the Code of Federal Regulations established pursuant to HIPAA, shall be considered to meet the requirements of this chapter with respect to such protected health information, provided that the licensee is compliant with the HIPAA privacy, security, and breach notification requirements and submits a written statement certifying such compliance. Furthermore, to the extent a licensee maintains other nonpublic information concerning a consumer in the same manner as protected health information, it shall be considered to meet the requirements of this chapter with respect to such nonpublic information, provided the licensee submits a written statement that it does maintain and protect other nonpublic information as it does protected health information. However, any licensee subject to this HIPAA safe harbor shall continue to be subject to, and shall comply with, the commissioner notification requirements of RSA 420-P:6, I and II. For purposes of this section, the definition of "protected health information" shall be as set forth in HIPAA and the regulations promulgated thereunder and shall be considered to be a subset of nonpublic information, as defined in RSA 420-P:3, XI.|||Source. 2019, 309:1, eff. Jan. 1, 2020.|
NH Rev Stat § 420-P:11 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 420-P - Insurance Data Security Law|Section 420-P:11 - Safe Harbor for New York Regulatory Compliance.

    420-P:11 Safe Harbor for New York Regulatory Compliance. –||A licensee that is in compliance with N.Y. Comp. Codes R. __ampersand__ Regs. Title 23, section 500, Cybersecurity Requirements for Financial Services Companies, effective March 1, 2017, shall be considered to meet the requirements of this chapter, provided that the licensee submits a written statement to the commissioner certifying such compliance. However, any licensee subject to this New York Regulatory Safe Harbor shall continue to be subject to, and shall comply with, the investigation requirements of RSA 420-P:5, the commissioner notification requirements of RSA 420-P:6, I and II, and the consumer notification requirements of RSA 420-P:6, III.|||Source. 2019, 309:1, eff. Jan. 1, 2020.|
NH Rev Stat § 420-P:12 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 420-P - Insurance Data Security Law|Section 420-P:12 - Penalties.

    420-P:12 Penalties. –||A licensee which violates this chapter may be penalized in accordance with RSA 400-A:15, III.|||Source. 2019, 309:1, eff. Jan. 1, 2020.|
NH Rev Stat § 420-P:13 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 420-P - Insurance Data Security Law|Section 420-P:13 - Rulemaking.

    420-P:13 Rulemaking. –||The commissioner may adopt rules pursuant to RSA 541-A as necessary to carry out the provisions of this chapter.|||Source. 2019, 309:1, eff. Jan. 1, 2020.|
NH Rev Stat § 420-P:14 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 420-P - Insurance Data Security Law|Section 420-P:14 - Severability.

    420-P:14 Severability. –||If any provision of this chapter, or the application thereof to any person or circumstance is held invalid, such invalidity shall not affect other provisions or applications of this chapter which can be given effect without the invalid provision or application, and to this end the provisions of the chapter are declared to be severable.|||Source. 2019, 309:1, eff. Jan. 1, 2020.|
NH Rev Stat § 420-Q:1 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 420-Q - Electronic Delivery of Insurance Documents and Notices|Section 420-Q:1 - Purpose and Scope.

    420-Q:1 Purpose and Scope. –||The purpose of this chapter is to set forth standards and procedures for electronic delivery of insurance documents and notices in a manner that will promote efficient delivery while maintaining consumer protection.|||Source. 2021, 57:5, eff. July 24, 2021.|
NH Rev Stat § 420-Q:2 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 420-Q - Electronic Delivery of Insurance Documents and Notices|Section 420-Q:2 - Delivery Standards and Procedures.

    420-Q:2 Delivery Standards and Procedures. –||I. Subject to the requirements of this section, any notice to a party or any other document required by law in an insurance transaction or that is to serve as evidence of insurance coverage may be delivered, stored, and presented by electronic means if the electronic means meet the requirements of the RSA 294-E.||II. Delivery of a notice or document in accordance with this section shall be considered equivalent to and have the same effect as any delivery method required by law, including delivery by first class mail, first class mail with postage prepaid, certified mail, certificate of mail, or certificate of mailing.||III. A notice or document may be delivered by electronic means by an insurer to a party pursuant to this section if the following applies:||(a) The party has affirmatively consented electronically, or confirmed consent electronically, in a manner that reasonably demonstrates that the party can access information in the electronic form that will be used for notices or documents delivered by electronic means to which the party has given consent, and the party has not withdrawn the consent.||(b) The party, before giving consent, is provided with a clear and conspicuous statement informing the party of all of the following:||(1) The hardware and software requirements for access to and retention of a notice or document delivered by electronic means.||(2) The types of notices and documents to which the party's consent would apply.||(3) The right of the party to withdraw consent to have a notice or document delivered by electronic means, at any time, and any conditions or consequences imposed in the event consent is withdrawn.||(4) The procedures a party must follow to withdraw consent to have a notice or document delivered by electronic means and to update the party's electronic mail address.||(5) The right of a party to have a notice or document delivered, upon request, in paper form.||IV. An insurer shall take all measures reasonably calculated to ensure that delivery by electronic means results in receipt of the notice or document by the party.|||Source. 2021, 57:5, eff. July 24, 2021.|