reglab/housing_qa huggingface dataset:
MA Gen L ch 140b § 2 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140b - Control of Certain Junkyards|Section 2 - Establishment or Maintenance of Junkyards; Locations

Section 2. No person shall establish, operate or maintain a junkyard, any portion of which is within one thousand feet of the nearest edge of the right-of-way of any interstate or primary highway, unless such junkyard is:  (a) screened by natural objects, plantings, fences, or other appropriate means so as not to be visible from the main traveled way of the system, or otherwise removed from sight, or  (b) located within an area which is zoned for industrial use under authority of law, or  (c) located within an unzoned industrial area, which area shall be determined from actual land uses and defined by regulations promulgated by the administrator, or  (d) is not visible from the main traveled way of the system.
MA Gen L ch 140b § 3 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140b - Control of Certain Junkyards|Section 3 - Rules and Regulations

Section 3. The department may promulgate such rules and regulations governing the location, planting, construction and maintenance of the screens or fences, including the materials used in screening or fencing, as may be required by this chapter.
MA Gen L ch 140b § 4 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140b - Control of Certain Junkyards|Section 4 - Screening or Relocation of Junkyards

Section 4. If the department determines that the topography of the area adjoining the highway does not permit adequate screening of such junkyards or that the screening of such junkyards is not economically feasible, it may acquire by purchase or otherwise or take by eminent domain under chapter seventy-nine such land or interests in land as it deems necessary to secure the relocation, removal or disposal of the junkyards. The department shall pay the costs of such relocation, removal or disposal as approved by said department. If the department determines it to be in the best interests of the commonwealth, it may acquire by purchase or otherwise or take by eminent domain under chapter seventy-nine such land or interests in land as may be necessary to provide adequate screening of such junkyards.
MA Gen L ch 140b § 5 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140b - Control of Certain Junkyards|Section 5 - Entry and Inspection of Junkyards

Section 5. The administrator, or an agent authorized by him, may at any time enter upon any premises used by any person licensed to carry on business under section fifty-four or fifty-nine of chapter one hundred and forty to ascertain if such person is conducting said business in conformity with the provisions of section two.
MA Gen L ch 140b § 6 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140b - Control of Certain Junkyards|Section 6 - Penalty for Refusal to Allow Administrator to Enter

Section 6. A licensee under section fifty-four or fifty-nine of chapter one hundred and forty, or any other person in charge of the licensed premises, who refuses to allow the administrator or his authorized agent to enter said premises, or any person who wilfully hinders, obstructs or prevents the administrator or his authorized agent from entering said premises or from making the examination authorized by section five shall be punished by a fine of not more than two hundred dollars.
MA Gen L ch 140b § 7 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140b - Control of Certain Junkyards|Section 7 - Non-Conforming Junkyard as Nuisance; Abatement

Section 7. Any junkyard which does not conform to the requirements of this chapter shall be deemed a nuisance and the department may make application to the superior court for the county in which such junkyard is established or maintained for an injunction to abate such nuisances.
MA Gen L ch 140b § 8 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140b - Control of Certain Junkyards|Section 8 - Violation; Enforcement Penalties

Section 8. No person shall operate or maintain a junkyard in violation of the provisions of this chapter.  The state police and the police of the cities and towns shall enforce this chapter. Any person violating any provision of this chapter the punishment for which is not otherwise provided shall, upon conviction of the first offense, be punished by a fine of not less than fifty dollars nor more than one hundred dollars, or by imprisonment for not less than ten days nor more than thirty days, or both such fine and imprisonment; and shall upon conviction of a second or subsequent offense be fined not less than one hundred dollars nor more than five hundred dollars, or by imprisonment for not less than thirty days nor more than six months, or by both such fine and imprisonment; provided, however, that any person who violates the provisions of this chapter and of section sixty-eight of chapter one hundred and forty shall be prosecuted in accordance with the provisions of said section sixty-eight and upon conviction be subject to the penalty provided in said section.
MA Gen L ch 140b § 9 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140b - Control of Certain Junkyards|Section 9 - Agreements With Federal Government

Section 9. The department is hereby authorized to enter into agreements with the Secretary of Commerce of the United States as provided by Title 23, United States Code, relative to the control of junkyards in areas adjacent to the interstate and primary systems, and to take action in the name of the commonwealth to comply with the terms of such agreement.
MA Gen L ch 140b § 10 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140b - Control of Certain Junkyards|Section 10 - Expenditure of Federal Funds

Section 10. In order to carry out the purposes and provisions of this chapter and of Title II of the Federal Highway Beautification Act of 1965, the department may expend any funds made available for the laying out, construction, reconstruction, resurfacing, relocation or improvement of highways notwithstanding any provision of law to the contrary.
MA Gen L ch 140d § 2 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140d - Consumer Credit Cost Disclosure|Section 2 - Exempt Transactions

Section 2. This chapter shall not apply to the following:  (a) Credit transactions involving extensions of credit primarily for business, commercial, or agricultural purposes, or to government or governmental agencies or instrumentalities, or to organizations.  (b) Transactions in securities or commodities accounts with a broker-dealer registered with the Securities and Exchange Commission.  (c) Credit transactions, other than those in which a security interest is or will be acquired in real property, or in personal property used or expected to be used as the principal dwelling of the consumer, in which the total amount financed exceeds twenty-five thousand dollars.  (d) Transactions under public utility tariffs, if the commissioner determines that the public utilities commission regulates the charges for such public utility services involved, the charges for delayed payment, and any discount allowed for early payment.  (e) Loans made, insured, or guaranteed pursuant to a program authorized by 20 USC 1070, et seq. of Title IV of the Higher Education Act of 1965.
MA Gen L ch 140d § 3 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140d - Consumer Credit Cost Disclosure|Section 3 - Rules and Regulations

Section 3. (a) The commissioner shall prescribe from time to time such rules and regulations as may be necessary or proper in carrying out the provisions of this chapter. Such rules and regulations may contain such classifications, differentiations or other provisions, and may provide for such adjustments and exceptions for any class of transactions, as in the judgement of the commissioner are necessary or proper to carry out the purposes of this chapter, to prevent circumvention or evasion thereof, or to facilitate compliance therewith; provided, however, that no such rule or regulation shall contain any classification, differentiation or other provision with respect to, or provide for any judgement or exception for, any class of transaction which would result in less stringent disclosure requirements than afforded that class of transaction under the Federal Consumer Protection Act and Regulation Z issued by the bureau.  If a provision of the federal Truth in Lending Act, 15 U.S.C. section 1601 et seq., the bureau's Regulation Z, 12 C.F.R. section 1026 et seq., the official staff commentary or a disclosure or model form provided by a creditor thereunder is in conflict with a provision of this chapter or 209 CMR 32.00 et seq. and if the commissioner does not deem said federal provision to be substantially less consumer protective, the commissioner may waive, in writing, the provision of this chapter or 209 CMR 32.00 et seq. The waiver shall be filed with the state secretary and shall, unless otherwise provided by law, become effective on the sixtieth day following the date of the filing. A copy of the waiver shall be filed simultaneously with the house and senate chairs of the joint committee on financial services.  Creditors in the commonwealth shall comply with the federal Truth in Lending Act, 15 U.S.C. section 1601 et seq., and regulations implemented by the bureau unless and until the commissioner promulgates regulations that are substantially similar to or afford more protection to consumers than those issued by the bureau.  (b) The commissioner may issue from time to time advisory rulings under section eight of chapter thirty A<\/centy>;00004;;LQ;MAST30AS8;1000042;<\/centr> interpreting any provision or the regulations issued hereunder. Each official bureau interpretation or official staff interpretation that interprets a provision of the regulations issued under the Truth-in-Lending Act (15 USC 1601 et seq.) (Title VI of Public Law 96–221) that is similar in substance to a provision of this chapter or the regulation issued thereunder, shall, until rescinded by the bureau, be deemed by the commissioner to be an advisory ruling issued under said section eight of said chapter thirty A;<\/centy>;00007;;LQ;MAST30AS8;1000042;<\/centr> provided, however, that the commissioner may reject a bureau or staff interpretation.
MA Gen L ch 140d § 5 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140d - Consumer Credit Cost Disclosure|Section 5 - Annual Percentage Rate; Determination

Section 5. (a) The annual percentage rate applicable to any extension of consumer credit shall be determined in accordance with the regulations of the commissioner.  (1) In the case of any extension of credit other than an open-end-credit plan, as  (A) that nominal annual percentage rate which will yield a sum equal to the amount of the finance charge when it is applied to the unpaid balances of the amount financed, calculated according to the actuarial method of allocating payments made on a debt between the amount financed and the amount of the finance charge, pursuant to which a payment is applied first to the accumulated finance charge and the balance is applied to the unpaid amount financed; or  (B) the rate determined by any method prescribed by the commissioner as a method which materially simplifies computation while retaining reasonable accuracy as compared with the rate determined under subclause (A).  (2) In the case of an extension of credit under an open-end-credit plan, as the quotient, expressed as a percentage, of the total finance charge for the period to which it relates divided by the amount upon which the finance charge for that period is based, multiplied by the number of such periods in a year.  (b) Where a creditor imposes the same finance charge for balances within a specified range, the annual percentage rate shall be computed on the median balance within the range, except that if the commissioner determines that a rate so computed would not be meaningful, or would be materially misleading, the annual percentage rate shall be computed on such other basis as the commissioner may by regulation require.  (c) The disclosure of an annual percentage rate is accurate for the purpose of this chapter if the rate disclosed is within a tolerance not greater than one-eighth of one per centum more or less than the actual rate or rounded to the nearest one-fourth of one per centum. The commissioner may allow a greater tolerance to simplify compliance where irregular payments are involved.  (d) The commissioner may authorize the use of rate tables or charts which may provide for the disclosure of annual percentage rates which vary from the rate determined in accordance with subclause (A) of clause (1) of subsection (a) by not more than such tolerances as the commissioner may allow. The commissioner may not allow a tolerance greater then eight percentum of that rate except to simplify compliance where irregular payments are involved.  (e) In the case of creditors determining the annual percentage rate in a manner other than as described in subsection (d), the commissioner may authorize other reasonable tolerances.
MA Gen L ch 140d § 7 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140d - Consumer Credit Cost Disclosure|Section 7 - Disclosure of Information; Multiple Creditors or Obligors; Estimates

Section 7. (a) Subject to subsection (b), a creditor shall disclose to the person who is obligated on a consumer credit transaction the information required under this chapter. In a transaction involving more than one obligor, a creditor, except in a transaction under section ten, need not disclose to more than one of such obligors if the obligor given disclosure is a primary obligor.  (b) If a transaction involves one creditor as defined in subsection (f) of section one, such creditor shall make the disclosures. If a transaction involves more than one creditor, only one creditor shall be required to make the disclosures. The commissioner shall by regulation specify which creditor shall make the disclosures.  (c) The commissioner may provide by regulation that any portion of the information required to be disclosed by this chapter may be given in the form of estimates where the provider of such information is not in a position to know exact information. In the case of any consumer credit transaction, a portion of the interest on which is determined on a per diem basis and is to be collected upon the consummation of such transaction, any disclosure with respect to such portion of interest shall be deemed to be accurate for the purposes of this chapter if the disclosure is based on information actually known to the creditor at the time that the disclosure documents are being prepared for the consummation of the transaction.  (d) The commissioner shall determine whether tolerances for numerical disclosures other than the annual percentage rate are necessary to facilitate compliance with this chapter, and if he determines that such tolerances are necessary to facilitate compliance, he shall by regulation permit disclosures within such tolerances.
MA Gen L ch 140d § 8 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140d - Consumer Credit Cost Disclosure|Section 8 - Disclosure of Information; Clear and Conspicuous Statements

Section 8. (a) Information required by this chapter shall be disclosed clearly and conspicuously, in accordance with regulations of the commissioner. The terms annual percentage rate and finance charge shall be disclosed more conspicuously than other terms, data or information provided in connection with a transaction, except information relating to the identity of the creditor. Regulations of the commissioner need not require that disclosures pursuant to this chapter be made in the order set forth in this chapter and, except as otherwise provided, may permit the use of terminology different from that employed in this chapter if it conveys substantially the same meaning.  (b) Any creditor may supply additional information or explanation with any disclosures required under this chapter, or regulations promulgated thereunder, except as provided under clause (1) of subsection (b) of section twelve.
MA Gen L ch 140d § 9 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140d - Consumer Credit Cost Disclosure|Section 9 - Information Rendered Inaccurate

Section 9. If information disclosed in accordance with this chapter is subsequently rendered inaccurate as the result of any act, occurrence, or agreement subsequent to the delivery of the required disclosures, the inaccuracy resulting therefrom does not constitute a violation of this chapter.
MA Gen L ch 140d § 14 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140d - Consumer Credit Cost Disclosure|Section 14 - Multiple-Page Advertisements; Contents; Open-End-Credit Plan

Section 14. (a) For the purposes of this chapter, or rules or regulations issued thereunder, a catalog or other multiple-page advertisement shall be considered a single advertisement if it clearly and conspicuously displays a credit terms table on which the information required to be stated under this chapter is clearly set forth.  (b) No advertisement to aid, promote, or assist directly or indirectly any extension of consumer credit may state:  (1) That a specific periodic consumer credit amount or installment amount can be arranged, unless the creditor usually and customarily arranges credit payments or installments for that period and in that amount;  (2) That a specified down payment is required in connection with any extension of consumer credit, unless the creditor usually and customarily arranges down payments in that amount.  (c) No advertisement to aid, promote, or assist directly or indirectly the extension of consumer credit under an open-end-credit plan may set forth any of the specific terms of that plan unless it also clearly and conspicuously sets forth all of the following items:  (1) Any minimum or fixed amount which could be imposed.  (2) In any case in which periodic rates may be used to compute the finance charge, the periodic rates expressed as annual percentage rates.
MA Gen L ch 140d § 15 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140d - Consumer Credit Cost Disclosure|Section 15 - Advertisements; Other Than Open-End-Credit Plans; Contents

Section 15. (a) Except as provided in subsection (b), this section applies to any advertisement to aid, promote, or assist directly or indirectly any consumer credit sale, loan, or other extension of credit subject to the provisions of this chapter, other than an open-end-credit plan.  (b) The provisions of this section shall not apply to advertisements of residential real estate except to the extent that the commissioner may by regulation require.  (c) If any advertisement to which this section applies states the rate of finance charge, the advertisement shall state the rate of that charge expressed as an annual percentage rate.  (d) If any advertisement to which this section applies states the amount of the down payment, if any, the amount of any installment payment, the dollar amount of any finance charge, or the number of installments or the period of repayment, then the advertisement shall state all of the following items:  (1) The down payment, if any;  (2) The terms of repayment; and  (3) The rate of the finance charge expressed as an annual percentage rate.
MA Gen L ch 140d § 15a (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140d - Consumer Credit Cost Disclosure|Section 15a - Application Form or Pre-Approved Written Solicitation for Open-End Credit Plan; Contents

Section 15A. Any application form or pre-approved written solicitation for an open-end credit plan and any printed advertisement which contains such application form or pre-approved written solicitation which is mailed or distributed on or after July first, nineteen hundred and eighty-eight, to a consumer residing in the commonwealth by or on behalf of a card issuer, whether such issuer is located within or without the commonwealth, and which is intended to aid, promote or assist directly or indirectly in the issuance of a credit card by any issuer, shall prominently disclose in easily understood language: the current annual percentage rate for finance charges and, if the rate may vary, a statement to that effect and of the circumstances under which the rate may increase and whether there are any limitations on any such increase, as well as the effects of any such increase; the conditions under which a finance charge may be imposed, including the time period within which any credit extended may be repaid without incurring a finance charge; whether any annual fee is charged and the amount of any such fee; and whether any other charges or fees may be assessed, the purposes for which they are assessed, and the amounts of any such charges or fees.  The card issuer may submit examples of application forms, pre-approved written solicitations, and printed advertisements containing such application forms and pre-approved written solicitations to the commissioner for a determination as to whether they satisfy the requirements of this section. Approval by the commissioner shall constitute prima facie evidence of compliance with this section.
MA Gen L ch 140d § 16 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140d - Consumer Credit Cost Disclosure|Section 16 - Liability of Owner or Personnel of Advertising Medium

Section 16. There shall be no liability under this chapter on the part of any owner or personnel, as such, of any medium in which an advertisement appears or through which it is disseminated.
MA Gen L ch 140d § 17 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140d - Consumer Credit Cost Disclosure|Section 17 - Oral Response to Cost of Credit Inquiry

Section 17. In responding orally to any inquiry about the cost of credit, a creditor, regardless of the method used to compute finance charges, shall state rates only in terms of the annual percentage rate, except that in the case of an open-end-credit plan, the periodic rate also may be stated and, in the case of an other than open-end-credit plan where a major component of the finance charge consists of interest computed at a simple annual rate, the simple annual rate also may be stated. The commissioner may, by regulation, provide an exception from this section for a transaction or class of transactions for which the creditor cannot determine in advance the applicable annual percentage rate.