reglab/housing_qa huggingface dataset:
MD. Commercial Law Code Ann. §  14-1103 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 11 - Layaway Sales|Section 14-1103 - Contents of Agreement

    (a)    A layaway agreement shall include:        (1)    The full name, place of residence, and post office address of each party to it;        (2)    The date when signed by the buyer;        (3)    A clear description of the consumer goods sold sufficient to identify them readily;        (4)    The cash price of the consumer goods sold;        (5)    All charges for delivery, installation, or repair of or other services to the consumer goods which, separate from the cash price, are included in the layaway agreement;        (6)    The sum of the cash price in item (4) of this subsection and the charges for services in item (5) of this subsection;        (7)    The amount of the buyer’s down payment, together with:            (i)    A statement of the respective amounts credited for cash, credits, and the agreed value of any goods traded in; and            (ii)    A description of all goods traded sufficient to identify them;        (8)    The unpaid balance of the cash price payable by the buyer to the seller, which is the sum specified in item (6) of this subsection less the amount in item (7) of this subsection;        (9)    The service charge;        (10)    The total of payments owed by the buyer to the seller, which is the sum of items (8) and (9) of this subsection, the number of installment payments required to pay it, and the amount and time of each payment;        (11)    The layaway price, which is the sum of items (6) and (9) of this subsection; and        (12)    A clear and concise statement of all consequences of buyer’s default.    (b)    Subsection (a)(4) through (12) of this section does not apply to any layaway sale subject to the disclosure provisions of the federal Truth in Lending Act if the seller complies with the applicable disclosure provisions of the federal act and its regulation.
MD. Commercial Law Code Ann. §  14-1104 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 11 - Layaway Sales|Section 14-1104 - Duties of Seller

    (a)    At or before the time the buyer signs a layaway agreement, the seller shall give him an exact copy signed by the seller.    (b)    Upon execution of a layaway agreement, the seller shall hold for the buyer or agree to deliver to the buyer on a date mutually acceptable to both parties, the consumer goods or consumer goods that are identical to those originally selected by the buyer, as long as the buyer complies with all of the terms of the layaway agreement.    (c)    (1)    The seller shall permit the buyer to cancel a layaway agreement, without any penalty or obligation, within 7 calendar days from the date of the layaway agreement.        (2)    If the buyer cancels the layaway agreement as provided in paragraph (1) of this subsection, the seller shall:            (i)    Refund all payments made under the layaway agreement; and            (ii)    Return, in substantially as good condition as when received by the seller, any goods or property traded in.    (d)    (1)    If a payment is made on account of a layaway agreement, the seller shall give the buyer on his request, or, if payment is made in cash, without request, a complete written receipt for the payment; and        (2)    If the buyer requests information on the status of his account, the seller, within 10 days after the request at the place of business where the layaway sale was made, shall give the buyer a written statement setting forth:            (i)    The layaway price;            (ii)    The total amount paid by the buyer to date; and            (iii)    The total amount remaining due to the seller.    (e)    After the buyer has made all payments to the seller in accordance with the layaway agreement, the seller shall deliver to the buyer the consumer goods or consumer goods that are identical to those originally selected by the buyer.
MD. Commercial Law Code Ann. §  14-1105 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 11 - Layaway Sales|Section 14-1105 - Increasing or Reducing Price

    (a)    The seller may not increase the layaway price of the consumer goods sold under a layaway agreement.    (b)    If, within 10 calendar days after the execution of a layaway agreement, the seller reduces the selling price of existing items in his stock or inventory identical to those being held for a buyer, the seller shall credit the buyer for the difference between the original layaway price and the reduced price.
MD. Commercial Law Code Ann. §  14-1106 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 11 - Layaway Sales|Section 14-1106 - Default by Buyer; Cancellation of Agreement Before Default

    (a)    The buyer is in default under a layaway agreement whenever 15 days has lapsed from the scheduled date on which the buyer failed to make a required payment.    (b)    If the buyer defaults under subsection (a) of this section, the seller may immediately cancel the layaway agreement and recover from the buyer liquidated damages under subsection (c) of this section or § 14–1107 of this subtitle, as applicable.    (c)    If the buyer defaults under a layaway agreement 8 or more calendar days after the date of its execution, the seller may retain as liquidated damages an amount not to exceed 10 percent of the layaway price or the total amount paid by the buyer to the date of default, whichever is less.    (d)    Unless otherwise provided in the layaway agreement, subsection (c) of this section does not apply if the buyer defaults under a special order transaction.    (e)    Except as provided in § 14–1104(c) of this subtitle, at any time before delivery or tender of delivery, and before default by the buyer, the layaway agreement may be canceled by the buyer. However, the seller may retain from the refund due the buyer liquidated damages in an amount which is the lesser of 10 percent of the layaway price or the total amount paid by the buyer to the date of cancellation.
MD. Commercial Law Code Ann. §  14-1107 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 11 - Layaway Sales|Section 14-1107 - Rights and Remedies of Seller Upon Default Under Special Order Transaction

    If the buyer defaults under a special order transaction, the seller may exercise all rights and remedies available at either law or equity, including those rights and remedies as provided in the Uniform Commercial Code, Title 2 “Sales,” Subtitle 7 “Remedies,” of this article.
MD. Commercial Law Code Ann. §  14-1108 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 11 - Layaway Sales|Section 14-1108 - Retail Installment Sales Act Inapplicable

    The Retail Installment Sales Act, Title 12, Subtitle 6 of this article, does not apply to any sale of consumer goods regulated by this subtitle.
MD. Commercial Law Code Ann. §  14-1109 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 11 - Layaway Sales|Section 14-1109 - Noncompliance or Violations by Seller

    (a)    If the seller fails to comply with § 14-1102, § 14-1103, or § 14-1104 of this subtitle, the buyer, before delivery by the seller and acceptance by the buyer of consumer goods purchased under a layaway agreement, may cancel the layaway agreement and receive from the seller a refund of all payments made under the layaway agreement and the return of any goods or property traded in.    (b)    Any seller who makes a layaway sale in violation of this subtitle is liable to the buyer for a penalty amount equal to three times the amount paid by the buyer under the layaway agreement, plus reasonable attorney’s fees. Any seller who demonstrates that a violation was nonwillful is not liable for the penalty or attorney’s fees. The penalty provided in this subsection is in addition to that provided in subsection (a) of this section.    (c)    If the Division of Consumer Protection, Office of the Attorney General has reason to believe that any seller has violated any provision of this subtitle, the Division may institute a proceeding under Title 13 of this article.
MD. Commercial Law Code Ann. §  14-1110 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 11 - Layaway Sales|Section 14-1110 - Short Title

    This subtitle may be cited as the Maryland Layaway Sales Act.
MD. Commercial Law Code Ann. §  14-12A-01 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 12A - Waterproofing|Section 14-12A-01 - Definitions

    (a)    In this subtitle the following words have the meanings indicated.    (b)    “Advertising” means any oral, written, printed, or graphic statement or representation made in connection with the solicitation or sale of basement waterproofing services.    (c)    “Basement” means a subsurface or subterranean portion of a home, dwelling, or other building.    (d)    “Basement waterproofing” means the use or application of materials or processes for the prevention or control of water leakage or water flow through the basement walls or flooring into the interior portion of a basement.    (e)    “Engineer’s analysis” means a written report, from a professional engineer or architect licensed in this State, containing:        (1)    An analysis of soil conditions, water tables or pressure, and other factors or conditions that affect the existence and correction of basement water problems; and        (2)    An opinion as to the probability that the process and the particular substances or materials which are to be used in the performance of basement waterproofing services will or will not cure the basement water problem or have a significant waterproofing effect.    (f)    “Seller” means a person, or an agent, representative, or employee of a person engaged in the business of basement waterproofing.    (g)    “Seller’s analysis” means a written statement, by the seller, of the causes and conditions responsible for the buyer’s basement water problem and the specific processes and materials to be used to correct the problem.    (h)    “Soil injection/pressure pumping” means a basement waterproofing process in connection with waterproofing services in which:        (1)    A substance is injected into the ground adjacent to the basement walls or beneath the basement foundation or floor by pipes or other conduits; or        (2)    Substances are poured into shallow trenches adjacent to basement walls for the purpose of protecting or sealing the basement walls, foundation, floors, or exterior soil against water penetration.    (i)    “Waterproofing technique” means any single process designed to prevent or control water leakage into a house or dwelling, but does not include the combination of two or more processes.
MD. Commercial Law Code Ann. §  14-12A-02 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 12A - Waterproofing|Section 14-12A-02 - Unfair or Deceptive Trade Practices

    It is an unfair or deceptive trade practice within the meaning of Title 13 of this article for a seller to:         (1)    Sell or offer to sell any basement waterproofing service that uses the soil injection/pressure pumping technique either alone or with any other waterproofing technique unless the need for, effectiveness of, and appropriateness of the method is established in a written seller’s analysis. The written seller analysis shall be separate from the service contract and verified by a signed engineer’s or architect’s analysis furnished to the buyer prior to the sale;        (2)    Fail to describe separately and conspicuously on the seller’s analysis and the service contract the cost of a soil injection/pressure pumping procedure;        (3)    Submit a seller’s analysis to the buyer that the seller knows or has reason to know is founded on incorrect facts or conclusions;        (4)    Misrepresent directly or through an agent the need for, or the effectiveness of the soil injection/pressure pumping technique alone or in conjunction with other waterproofing techniques. This section also applies to misrepresentation by an engineer in connection with the sale of waterproofing services;        (5)    Advertise basement waterproofing services using the soil injection/pressure pumping technique without disclosing in the advertisement that an engineer’s analysis recommending this process is required as a condition of its use and that the analysis must be furnished to the buyer before a contract is signed. This disclosure shall be in 10 point boldface type; or        (6)    Fail to itemize on the service contract the individual cost of each waterproofing technique used.
MD. Commercial Law Code Ann. §  14-12A-03 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 12A - Waterproofing|Section 14-12A-03 - Penalties

    Any person who violates any provisions of this subtitle is subject to the penalties provided for in Title 13 of this article.
MD. Commercial Law Code Ann. §  14-12A-04 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 12A - Waterproofing|Section 14-12A-04 - Attorney Fees

    If a judgment is entered in favor of a complaining party, the court may award attorney fees to the complaining party.
MD. Commercial Law Code Ann. §  14-12B-01 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 12B - Health Club Services|Section 14-12B-01 - Definitions

    (a)    In this subtitle the following words have the meanings indicated.    (b)    (1)    “Business day” means Monday through Friday.        (2)    “Business day” includes Saturday if:            (i)    The seller of health club services is open to members on Saturday; and            (ii)    The health club services contract specifically identifies Saturday as a business day for purposes of the cancellation provisions of this subtitle.        (3)    “Business day” does not include legal holidays.    (c)    “Division” means the Consumer Protection Division of the Office of the Attorney General.    (d)    (1)    “Health club services agreement” means an agreement under which:            (i)    The buyer of a health club service purchases, or becomes obligated to purchase, health club services to be rendered over a period longer than 3 months;            (ii)    The seller of a health club services agreement collects more than 3 months’ payment in advance; and            (iii)    The service to be rendered under the agreement is for personal, family, or household use.        (2)    “Health club services” includes health spa, figure salon, weight reduction center, self defense school, or other physical culture service enterprises offering facilities for the preservation, maintenance, encouragement, or development of physical fitness or physical well–being.        (3)    “Health club services” does not include agreements for services rendered by:            (i)    Any nonprofit public or private school, college, or university;            (ii)    The State, or any of its political subdivisions; or            (iii)    Any nonprofit religious, ethnic, community, or service organization.
MD. Commercial Law Code Ann. §  14-12B-03 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 12B - Health Club Services|Section 14-12B-03 - Health Club Administration Fund

    (a)    There is a Health Club Administration Fund which is established for the purpose of paying the expenses incurred in the administration and enforcement of the Health Club Services Act.    (b)    The Fund shall be administered by the Division.
MD. Commercial Law Code Ann. §  14-12B-04 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 12B - Health Club Services|Section 14-12B-04 - Disability of Buyer; Closed Health Club Facility

    (a)    If a buyer described in § 14-12B-01(d)(1)(i) of this subtitle becomes disabled during the membership term, the buyer is entitled to extend the membership contract for a period equal to the duration of the disability.    (b)    The provisions of subsection (a) of this section do not apply unless the disability is confirmed by a physician and is for a period longer than 3 months.    (c)    If a health club facility at which a buyer of health club services is provided with those services is closed for a period longer than 1 month through no fault of the buyer, the buyer is entitled to:        (1)    Extend the membership contract for a period equal to the period during which the facility is closed; or        (2)    A prorated refund of the amount paid by the buyer under the contract.    (d)    (1)    If the health club facility is closed through no fault of the seller, the choice of remedy described in subsection (c) of this section shall be made by the seller.        (2)    If the health club facility is closed through the fault of the seller, the choice of a remedy described in subsection (c) of this section shall be made by the buyer.
MD. Commercial Law Code Ann. §  14-12B-05 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 12B - Health Club Services|Section 14-12B-05 - Cancellation Right Where Facility Fails to Open for Business by Date Specified

    (a)    If a health club facility is not in existence on the date the health club services agreement is executed:        (1)    The buyer may cancel the contract in the event the facility is not open for business on the date as provided by the agreement; and        (2)    The buyer may cancel the contract within 3 business days after the opening of the facility, or after receiving notice of the opening of the facility, whichever comes later, in the event the services or facilities are not available substantially as described in the agreement.    (b)    If the buyer cancels under this section, the health club facility shall refund any deposit, down payment, or payment on the agreement including any initiation, deposit, membership, or other fees.
MD. Commercial Law Code Ann. §  14-12B-07 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 12B - Health Club Services|Section 14-12B-07 - Information Required by Seller Upon Permanent Closing of Facility or Bankruptcy

    On the permanent closing of a facility or bankruptcy by the seller, the seller of the health club services shall provide the following information to the Division within 15 business days:         (1)    A list of the names and addresses of all members of the health club;        (2)    The original or a copy of all membership agreements; and        (3)    A record of all payments received under the membership agreements.
MD. Commercial Law Code Ann. §  14-12B-08 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 12B - Health Club Services|Section 14-12B-08 - Cease and Desist Orders; Violations Deemed Unfair or Deceptive Trade Practices

    (a)    In addition to any remedies otherwise available, if the Division determines that a person is selling health club services agreements in violation of § 14-12B-02(e) of this subtitle, the Division may issue a cease and desist order without conducting a hearing under § 13-403 of this article. A cease and desist order shall grant the respondent an opportunity to request a hearing under § 13-403 of this article, and the hearing shall be held no later than 7 days after the request. If no request is made, any order entered under this section shall be final 30 days after entry.    (b)    Each sale of a health club services agreement that violates any provision of this subtitle, or a violation of § 14-12B-07 of this subtitle, is an unfair or deceptive trade practice under Title 13 of this article.
MD. Commercial Law Code Ann. §  14-1301 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 13 - Miscellaneous Provisions|Section 14-1301 - Definitions

    (a)    In this subtitle the following words have the meanings indicated.    (b)    “Merchandise” means any commodity, object, wares, or goods.    (c)    “Person” includes an individual, corporation, business trust, statutory trust, estate, trust, partnership, association, two or more persons having a joint or common interest, or any other legal or commercial entity.    (d)    “Sale” includes any:        (1)    Sale of or offer or attempt to sell merchandise for cash or credit; or        (2)    Service or offer for service which relates to any person, building, or equipment.    (e)    “Service” means any:        (1)    Building repair or improvement service;        (2)    Subprofessional service;        (3)    Repair of a motor vehicle, home appliance, or other similar commodity; and        (4)    Repair, installation, or other servicing of any plumbing, heating, electrical, or mechanical device.
MD. Commercial Law Code Ann. §  14-1303 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 13 - Miscellaneous Provisions|Section 14-1303 - Waiver by Consumer Invalid in Certain Replevin Actions

    (a)    In this section, “consumer transaction” means a transaction in which:        (1)    Credit is extended by one regularly engaged in the business of extending credit in credit transactions of the same type;        (2)    The creditor acquires a security interest in tangible personal property of the debtor; and        (3)    The debt is incurred by an individual primarily for personal, family, or household purposes.    (b)    In a consumer transaction, a waiver by the debtor of his right as a defendant in an action of replevin to a hearing or to notice of an opportunity to be heard before seizure of property securing the transaction is void if made before service of notice of the opportunity to be heard.