reglab/housing_qa huggingface dataset:
NY Ins L § 2605 (2021)
2021 New York Laws ISC - Insurance Article 26 - Unfair Claim Settlement Practices; Other Misconduct; Discrimination 2605 - Penalty for Violating Workers' Compensation Law.

§   2605.   Penalty  for  violating  workers'  compensation  law.  The   superintendent may impose a penalty not to  exceed  twenty-five  hundred   dollars upon any insurer required to be licensed under the provisions of   this  chapter,  if,  after  notice  to and a hearing of such insurer, he   finds  it  has  unreasonably  failed  to  comply   with   the   workers'   compensation law.
NY Ins L § 2607 (2021)
2021 New York Laws ISC - Insurance Article 26 - Unfair Claim Settlement Practices; Other Misconduct; Discrimination 2607 - Discrimination Because of Sex or Marital Status.

§  2607.  Discrimination  because  of  sex  or  marital status. (a) No individual or entity shall refuse to issue any policy of  insurance,  or cancel  or  decline  to  renew  the policy because of the sex or marital status  of  the  applicant  or  policyholder   or   engage   in   sexual stereotyping.  (b)  For  the  purposes  of  this  section, "sex" shall include sexual orientation, gender identity or expression, and transgender status.
NY Ins L § 2608 (2021)
2021 New York Laws ISC - Insurance Article 26 - Unfair Claim Settlement Practices; Other Misconduct; Discrimination 2608 - Discrimination Because of Treatment for a Mental Disability.

§  2608.  Discrimination because of treatment for a mental disability. (a) No individual or entity shall refuse to issue  or  renew,  or  shall cancel  any  policy  of  insurance  because  of any past treatment for a mental disability of the insured.  (b) The prohibition of subsection (a) hereof  shall  not  preclude  an insurer  from  refusing  to  issue  or renew or from cancelling a policy based on sound underwriting and actuarial principles reasonably  related to  actual  or anticipated loss experience. The insurer shall notify the insured or his physician of its specific reason or reasons  for  refusal to issue or renew or for cancelling such policy.  (c)  In  this  section,  mental  disability has the meaning defined in subdivision three of section 1.03 of the mental hygiene law.
NY Ins L § 2608-A (2021)
2021 New York Laws ISC - Insurance Article 26 - Unfair Claim Settlement Practices; Other Misconduct; Discrimination 2608-A - Discrimination in Enrollment Against Certain Children.

§  2608-a.  Discrimination in enrollment against certain children. (a) No employer, health  insurer,  group  health  plan,  health  maintenance organization,  or  other  entity  offering  medical  benefits whether by insurance or otherwise, including an employee retirement income security act or service benefit plan, shall deny enrollment of a child under  the health coverage of the child's parent on the ground that:  (i) the child was born out of wedlock,  (ii)  the  child is not claimed as a dependent on the parent's federal income tax return, or  (iii) the child does not reside with the parent or  in  the  insurer's service area.  (b)   Any   inconsistent   provisions  of  this  title  or  other  law notwithstanding, any insurer, in any case in which a  child  has  health coverage through the insurer of a noncustodial parent, shall:  (i)  provide  such  information  to  the  custodial  parent  as may be necessary for the child to obtain benefits through such coverage;  (ii) permit the custodial parent, or a health care provider  with  the custodial  parent's  approval,  to  submit  claims  for covered services without the approval of the non-custodial parent; and  (iii) make payment on claims directly to such  custodial  parent,  the provider,  or the social services district furnishing medical assistance to a child.
NY Ins L § 2609 (2021)
2021 New York Laws ISC - Insurance Article 26 - Unfair Claim Settlement Practices; Other Misconduct; Discrimination 2609 - Discrimination in the Issuance of Performance or Surety Bonds.

§ 2609. Discrimination in the issuance of performance or surety bonds.   No  person,  firm  or  corporation  engaged  in  the business of issuing   performance or surety bonds shall refuse to issue such  a  bond  to  any   person,  firm  or corporation, solely because of the race, creed, color,   sex, national origin, age or marital status of the applicant.
NY Ins L § 2610 (2021)
2021 New York Laws ISC - Insurance Article 26 - Unfair Claim Settlement Practices; Other Misconduct; Discrimination 2610 - Collision or Comprehensive Coverage on Motor Vehicles; Claims; Repairs.

§ 2610. Collision or comprehensive coverage on motor vehicles; claims; repairs.  (a)  Whenever  a motor vehicle collision or comprehensive loss shall have been suffered by an insured, no insurer  providing  collision or comprehensive coverage therefor shall require that repairs be made to such vehicle in a particular place or shop or by a particular concern.  (b)  In processing any such claim (other than a claim solely involving window glass), the insurer shall not, unless expressly requested by  the insured,  recommend  or  suggest  repairs  be  made to such vehicle in a particular place or shop or by a particular concern.  (c) The insurer shall provide (other than  a  claim  solely  involving window glass) a copy of its repair estimate to the insured that includes the following disclosure, plainly printed in no less than 12 point type: "PURSUANT  TO  SECTION  2610  OF THE INSURANCE LAW, AN INSURANCE COMPANY CANNOT REQUIRE THAT REPAIRS BE MADE TO A MOTOR VEHICLE IN  A  PARTICULAR PLACE  OR  REPAIR SHOP. YOU HAVE THE RIGHT TO HAVE YOUR VEHICLE REPAIRED IN THE SHOP OF YOUR CHOICE".
NY Ins L § 2610-A (2021)
2021 New York Laws ISC - Insurance Article 26 - Unfair Claim Settlement Practices; Other Misconduct; Discrimination 2610-A - Rental Vehicle Reimbursement Coverage.

§  2610-a. Rental vehicle reimbursement coverage. (a) For the purposes of this section, "rental  vehicle  reimbursement  coverage"  shall  mean coverage   for  the  cost  of  renting  a  vehicle  used  as  substitute transportation if the insured vehicle is damaged and is temporarily  out of  use  due  to  a  covered  loss, until such vehicle is repaired or is declared a total loss.  (b) Whenever a motor vehicle collision  or  comprehensive  loss  shall have  been  suffered  by an insured, no insurer providing rental vehicle reimbursement  coverage  shall  require  that  the  insured  utilize   a particular  rental vehicle company, rental vehicle company location or a particular concern.  (c) In processing any such claim, the insurer shall  disclose  to  the insured  that  the insured has the right, as granted by this section, to utilize any rental vehicle company, rental vehicle company location or a particular concern.  (d) An insurer writing  automobile  insurance  which  includes  rental vehicle  reimbursement  coverage shall inform the consumer of his or her right, as granted by this section, to choose a rental vehicle company to utilize in the event that he or she utilizes such coverage. The  insurer shall  provide the disclosure required under this section to any insured on new and renewal policies. Such disclosure  shall  be  provided  in  a separate  written  document,  which  need  not be provided in a separate mailing as another document as long as it  is  provided  on  a  separate piece  of  paper, except that for new business it may be provided either in writing or in the same medium as the application for insurance.
NY Ins L § 2613 (2021)
2021 New York Laws ISC - Insurance Article 26 - Unfair Claim Settlement Practices; Other Misconduct; Discrimination 2613 - Eligibility for Life and Disability Insurance for Persons With a History of Any Type of Cancer.

§ 2613. Eligibility for life and disability insurance for persons with a  history  of  any  type of cancer. (a) Unless its action is based upon sound actuarial  principles  or  is  related  to  actual  or  reasonably anticipated  experience,  no insurer shall refuse to issue any policy of life or non-cancelable disability insurance, or  cancel  or  decline  to renew  such  policy  because  an  individual has had any type of cancer, provided that the initial diagnosis of  such  disease  has  occurred  at least  three years prior to the date of application and that a physician has certified that the disease has not reoccurred in  the  applicant  or the individual proposed for such insurance.  (b) In the case of an adverse underwriting decision, the insurer shall notify  the  applicant  or  proposed  insured  of its specific reason or reasons for such decision.
NY Ins L § 2614 (2021)
2021 New York Laws ISC - Insurance Article 26 - Unfair Claim Settlement Practices; Other Misconduct; Discrimination 2614 - Discrimination Because of Past Lawful Travel.

§  2614.  Discrimination  because of past lawful travel. No insurer or   entity authorized to offer the kinds of insurance specified in paragraph   one, two or three of subsection (a) of section one thousand one  hundred   thirteen  of  this  chapter,  nor any agent, officer or employee of such   insurer or entity shall make any distinction or  otherwise  discriminate   between  persons,  reject  an  applicant,  cancel  a policy or demand or   require a  higher  rate  of  premium  for  reasons  associated  with  an   applicant's or insured's past lawful travel experiences.
NY Ins L § 2616 (2021)
2021 New York Laws ISC - Insurance Article 26 - Unfair Claim Settlement Practices; Other Misconduct; Discrimination 2616 - Discrimination Because of Status as a Living Organ or Tissue Donor.

§  2616.  Discrimination because of status as a living organ or tissue donor. (a) No insurer or entity authorized to do the kinds  of  business specified  in  paragraph  one  or three of subsection (a) of section one thousand one hundred thirteen of this chapter shall decline  to  provide or  limit  coverage  of an insured under any life or accident and health insurance policy  or  otherwise  discriminate  in  the  premium  rating, offering,  issuance,  cancellation,  amount  of  coverage  or  any other condition, based solely upon the status of an insured as a living  organ or tissue donor and without additional actuarial risks.  (b)  No  insurer  or  entity  authorized  to  do the kinds of business specified in paragraph one or three of subsection  (a)  of  section  one thousand  one hundred thirteen of this chapter shall preclude an insured from donating all or part of an  organ  or  tissue  as  a  condition  or receiving or continuing to receive life or accident and health insurance coverage.  (c) As used in this section, the terms "organ" and "tissue" shall have the  same  meanings  as  are  provided  therefor  in section forty-three hundred sixty of the public health law.
NY Ins L § 2617 (2021)
2021 New York Laws ISC - Insurance Article 26 - Unfair Claim Settlement Practices; Other Misconduct; Discrimination 2617 - Unfair Discrimination for the Use of Prescriptions to Block the Effects of Opioids.

§  2617.  Unfair  discrimination for the use of prescriptions to block   the effects of opioids. No insurer or entity  authorized  to  issue  the   kinds  of insurance specified in paragraphs one or two of subsection (a)   of section one thousand one  hundred  thirteen  of  this  chapter  shall   refuse  to  issue  a life insurance policy or annuity contract or adjust   the amount of premiums, or rates, charged for life insurance policies or   annuity contracts for any individual solely because such individual  has   been  prescribed  medication  used  to  block  the  effects  of opioids,   including, but not limited to, Naloxone and Narcan, unless  such  action   is   based  on  sound  actuarial  principles  or  actual  or  reasonably   anticipated experience.
NY Ins L § 2701 (2021)
2021 New York Laws ISC - Insurance Article 27 - Holocaust Victims Insurance Act of 1998 2701 - Definitions.

§ 2701. Definitions. For the purpose of this article:  (a)  "Holocaust    victim"  shall  mean  any  person, claimant, or the estate, heir, legatee, descendant, survivor, beneficiary, or other  such successor-in-interest  of  such  person,  who  lost  his  or her life or property as a  result  of  discriminatory  laws,  policies,  or  actions targeted  against  discrete  groups  of persons based on race, religion, ethnicity, sexual orientation or national origin, whether  or  not  such person  was  actually a member of any of the foregoing enumerated groups or because such  person  assisted  or  allegedly  assisted  any  of  the foregoing  groups,  between  January first, nineteen hundred twenty-nine and December thirty-first, nineteen hundred forty-five  in  areas  under Nazi influence as defined in subsection (f) of this section.  (b)  "Person",  "control",  "holding  company",  and  "holding company system" and any other term  used  in  this  article  but  not  otherwise defined shall have the same meaning as it has in article fifteen of this chapter.  (c)   "Insurance   policy"   shall   mean   any  policy  of  insurance substantially similar to any kind of insurance that  was  authorized  at any  time  in  New York between and including the years nineteen hundred twenty-nine  and  nineteen  hundred  forty-five  or  authorized  by  the jurisdiction  in  which  the  policy  was  sold  at the time it was sold including but not limited to any form  of  life,  accident  and  health, annuities, property, casualty, education or dowry insurance.  (d)  "Proceeds"  shall  mean  the  face  or  other pay-out value of an insurance policy or annuity plus reasonable interest to date of  payment as shall be prescribed by regulations promulgated by the superintendent.  (e)  "Member  of  a  holding  company  system" shall include a holding company, a controlled insurer, a controlled person, and any  person  who alone  or  in  concert  with  any  other  persons directly or indirectly controls a holding company or controls a person who controls  a  holding company.  (f)  "Areas  under  Nazi  influence"  shall  mean  the country of Nazi Germany, areas occupied by Nazi Germany, those European countries allied with Nazi Germany, areas occupied by  those  European  countries  allied with  Nazi  Germany,  or  any  other neutral European country or area in Europe  under the influence or threat of Nazi invasion.
NY Ins L § 2702 (2021)
2021 New York Laws ISC - Insurance Article 27 - Holocaust Victims Insurance Act of 1998 2702 - Holocaust Claims Assistance.

§ 2702.  Holocaust claims assistance. The superintendent shall arrange   for  a  toll-free telephone number available in English as well as other   appropriate languages, to assist any person seeking to recover  proceeds   from an insurance policy issued to or covering the life or property of a   Holocaust victim.
NY Ins L § 2703 (2021)
2021 New York Laws ISC - Insurance Article 27 - Holocaust Victims Insurance Act of 1998 2703 - Insurer Claims Handling.

§ 2703.  Insurer claims handling. (a) Notwithstanding any inconsistent provision  of  this chapter, any insurer organized, registered, licensed or accredited to do an insurance business in this state, in receipt of a claim against it arising from an occurrence during  the  period  between January  first,  nineteen hundred twenty-nine and December thirty-first, nineteen hundred forty-five from an individual that such insurer  knows, or reasonably should have known, is a Holocaust victim shall:  (1) diligently and expeditiously investigate such claim;  (2)  allow  claimants  to provide alternative documentation which does not meet the  usual  standards  of  proof  required  by  an  insurer  to substantiate  the particular claim, subject to standards established for such documentation as  prescribed  by  regulations  promulgated  by  the superintendent; and  (3)  attempt  to resolve, settle and, if appropriate, make payments on claims irrespective of any statute of limitations or notice requirements imposed by any law or such insurance policy issued to  or  covering  the life,  property  or  interests  of a Holocaust victim, provided that the claim is submitted to the insurer within ten years  from  the  effective date of this article.  (b)  Failure  to abide by the terms of this section shall constitute a defined violation for purposes of subsection (b) of section two thousand four hundred two of this chapter.  (c) This article shall serve as additional and conclusive notice  that the  superintendent  is currently investigating all claims pertaining to the victims of the Holocaust. Evidence of the intentional destruction or alteration of any records or other materials pertaining  to  such  claim shall  be  admissible in both administrative and judicial proceedings as evidence in  support  of  any  claim  being  made  against  the  insurer involving  the  destroyed   or altered material. It shall be permissible for an administrative or judicial court to infer  that  the  intentional destruction  or  alteration of any records or other materials pertaining to a claim was done in order to  prevent  discovery  of  information  to support any claim of a Holocaust victim.
NY Ins L § 2704 (2021)
2021 New York Laws ISC - Insurance Article 27 - Holocaust Victims Insurance Act of 1998 2704 - Rights of Action.

§  2704.  Rights  of  action. (a) Notwithstanding any law or agreement among the parties to an insurance policy to  the  contrary,  any  action arising  from  an  occurrence  during  the period between January first, nineteen hundred twenty-nine and December thirty-first, nineteen hundred forty-five  brought  by  a  Holocaust  victim  seeking  proceeds  of  an insurance  policy  issued  to  or  covering  the  life  or property of a Holocaust  victim  prior  to  December  thirty-first,  nineteen  hundred forty-five,  shall  not  be  dismissed  for  failure  to comply with any statute of limitations or laches  or  other  similar  provision  of  any applicable  law  relating to the timeliness of the filing of claims that might prevent a claim from being heard on  its  merits,  or  any  notice requirements  imposed  by  any  insurance  policy provided the action is commenced within ten years from the effective date of this article.  (b) With respect to any action arising from an occurrence  during  the period  between January first, nineteen hundred twenty-nine and December thirty-first, nineteen hundred forty-five brought by a Holocaust  victim seeking  proceeds  of an insurance policy issued to or covering the life or property of  a  Holocaust  victim  prior  to  December  thirty-first, nineteen  hundred forty-five no such action shall be stayed or dismissed pursuant to rule three hundred twenty-seven of the  civil  practice  law and rules.  (c)   In recognition of the significant period of time that has passed and in order to effect the  goals  of  substantial  justice,  the  rules regarding  the  admissibility  of evidence, including but not limited to rule forty-five hundred eighteen and section forty-five hundred nineteen of the civil practice law and rules, and  principles  of  law  or  other rules  relating to the admission of hearsay evidence shall be relaxed at the discretion of the trial judge in any action or proceeding authorized by this section.
NY Ins L § 2707 (2021)
2021 New York Laws ISC - Insurance Article 27 - Holocaust Victims Insurance Act of 1998 2707 - Penalty.

§  2707.  Penalty. In addition to any other penalty prescribed by this   article or any other provision of this chapter, any  insurer  or  person   who  violates  the provisions of this article will be subject to a civil   penalty of up to one thousand dollars for each day each  such  violation   continues  except  that, if the superintendent finds that such violation   has been willful, such  insurer  shall  be  fined  an  amount  that  the   superintendent   deems  appropriate  based  on  the  degree  of  willful   misconduct and the nature of the violation.
NY Ins L § 2708 (2021)
2021 New York Laws ISC - Insurance Article 27 - Holocaust Victims Insurance Act of 1998 2708 - Application of Section Four Thousand Two Hundred Twenty-Four.

§  2708. Application of section four thousand two hundred twenty-four.   An insurer shall not be considered in violation of section four thousand   two  hundred  twenty-four  of  this  chapter  for  complying  with   the   provisions of this article.
NY Ins L § 2710 (2021)
2021 New York Laws ISC - Insurance Article 27 - Holocaust Victims Insurance Act of 1998 2710 - Rules and Regulations.

§  2710.  Rules  and regulations.   The superintendent, by regulation,   shall provide for the implementation of the provisions of  this  article   and  for  facilitating,  monitoring  and  verifying compliance with this   article.
NY Ins L § 2711 (2021)
2021 New York Laws ISC - Insurance Article 27 - Holocaust Victims Insurance Act of 1998 2711 - Severability.

§  2711.  Severability.    If  any  word, clause, sentence, paragraph,   subdivision, section or part of this article shall be  adjudged  by  any   court  of  competent jurisdiction to be invalid, such judgment shall not   affect, impair, or  invalidate  the  remainder  thereof,  but  shall  be   confined  in  its  operation  to  the word, clause, sentence, paragraph,   subdivision,  section  or  part  thereof  directly   involved   in   the   controversy  in  which  such  judgment  shall  have been rendered. It is   hereby declared to be the intent of the legislature  that  this  article   would  have  been  enacted  even if such invalid provisions had not been   included herein.
NY Ins L § 2801 (2021)
2021 New York Laws ISC - Insurance Article 28 - Use of Credit Information 2801 - Definitions.

§  2801.  Definitions. For the purposes of this article, the following terms shall have the following meanings:  (a) "Adverse action" shall  mean  a  denial  or  cancellation  of,  an increase  in  any  charge  for,  or  a  reduction  or  other  adverse or unfavorable change in the terms of coverage or amount of, any insurance, existing or applied for, in connection with the underwriting of personal insurance.  (b) "Affiliate" shall mean any company that  controls,  is  controlled by, or is under common control with another company.  (c) "Applicant" shall mean an individual who has applied to be covered by a personal lines insurance policy with an insurer.  (d)  "Consumer" shall mean an insured whose credit information is used or whose insurance score is calculated in the underwriting or rating  of a personal lines insurance policy or an applicant for such a policy.  (e)  "Consumer  reporting  agency"  shall  mean  any  person  who, for monetary fees, dues, or on  a  cooperative  nonprofit  basis,  regularly engages  in whole or in part in the practice of assembling or evaluating consumer credit information or other information on  consumers  for  the purpose of furnishing consumer reports to third parties.  (f)  "Credit  information"  shall  mean any credit-related information derived from a credit report,  found  on  a  credit  report  itself,  or provided  on  an  application  for personal lines insurance. Information that is not credit-related shall not be considered "credit information", regardless of whether it is contained  in  a  credit  report  or  in  an application, or is used to calculate an insurance score.  (g)   "Credit   report"   shall  mean  any  written,  oral,  or  other communication of information by a consumer reporting agency bearing on a consumer's credit worthiness, credit standing or credit  capacity  which is  used or expected to be used or collected in whole or in part for the purpose of serving as a factor to  determine  personal  lines  insurance premiums, eligibility for coverage, or tier placement.  (h)  "Insurance  score"  shall mean a number or rating that is derived from an algorithm, computer application, model, or other process that is based in whole or in part on credit  information  for  the  purposes  of predicting the future insurance loss exposure of an individual applicant or insured.  (i)  "Personal lines insurance" shall mean property/casualty insurance coverage sold to individuals and families  for  primarily  noncommercial purposes.