reglab/housing_qa huggingface dataset:
CA Civ Code § 1916.1 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 4 - LOAN|CHAPTER 3 - Loan of Money|Section 1916.1.

1916.1.  The restrictions upon rates of interest contained in Section 1 of Article XV of the California Constitution shall not apply to any loan or forbearance made or arranged by any person licensed as a real estate broker by the State of California, and secured, directly or collaterally, in whole or in part by liens on real property. For purposes of this section, a loan or forbearance is arranged by a person licensed as a real estate broker when the broker (1) acts for compensation or in expectation of compensation for soliciting, negotiating, or arranging the loan for another, (2) acts for compensation or in expectation of compensation for selling, buying, leasing, exchanging, or negotiating the sale, purchase, lease, or exchange of real property or a business for another and (A) arranges a loan to pay all or any portion of the purchase price of, or of an improvement to, that property or business or (B) arranges a forbearance, extension, or refinancing of any loan in connection with that sale, purchase, lease, exchange of, or an improvement to, real property or a business, or (3) arranges or negotiates for another a forbearance, extension, or refinancing of any loan secured by real property in connection with a past transaction in which the broker had acted for compensation or in expectation of compensation for selling, buying, leasing, exchanging, or negotiating the sale, purchase, lease, or exchange of real property or a business. The term “made or arranged” includes any loan made by a person licensed as a real estate broker as a principal or as an agent for others, and whether or not the person is acting within the course and scope of such license.(Amended by Stats. 1985, Ch. 489, Sec. 1.)
CA Civ Code § 1916.2 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 4 - LOAN|CHAPTER 3 - Loan of Money|Section 1916.2.

1916.2.  The restrictions upon rates of interest contained in Section 1 of Article XV of the California Constitution do not apply to any loans made by, or forbearances of, a public retirement or pension system that is created, authorized, and regulated by the laws of a state other than California, or the laws of a local agency of a state other than California.This section establishes as an exempt class of persons pursuant to Section 1 of Article XV of the California Constitution, any public retirement or pension system that is created, authorized, and regulated by the laws of a state other than California, or the laws of a local agency of a state other than California.(Added by Stats. 1987, Ch. 764, Sec. 5.)
CA Civ Code § 1916.6 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 4 - LOAN|CHAPTER 3 - Loan of Money|Section 1916.6.

1916.6.  A security document, or evidence of debt issued in connection therewith, executed pursuant to Section 1916.5 may provide that the rate of interest shall not change until five years after execution of such document or documents, and not more frequently than every five years thereafter. In every security document, or evidence of debt issued in connection therewith, executed pursuant to this section all the provisions of Section 1916.5 shall be applicable, except those provisions specifying the frequency of interest rate changes and limiting rate changes to one-fourth of 1 percent in any semiannual period. For the purposes of this section “five years” means each of the successive periods of five years commencing with the first day of the calendar month in which the instrument creating the obligation is dated.(Added by Stats. 1977, Ch. 575.)
CA Civ Code § 1916.9 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 4 - LOAN|CHAPTER 3 - Loan of Money|Section 1916.9.

1916.9.  (a) Every lender who offers a renegotiable rate mortgage loan pursuant to Section 1916.8 to a borrower who occupies or intends to occupy the property which is security for the loan shall also offer to such borrower a fixed rate mortgage loan in the same amount with a term of at least 29 years.(b) Nothing in this section shall require that the terms of such alternative loans, including the rates of interest thereon, must be the same as those terms offered with regard to the fixed-payment adjustable-rate loan or the renegotiable rate mortgage loan also offered.(c) This section does not apply to any lender who makes less than 10 loans per year.(Added by Stats. 1980, Ch. 1139, Sec. 3.)
CA Civ Code § 1916.11 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 4 - LOAN|CHAPTER 3 - Loan of Money|Section 1916.11.

1916.11.  Notwithstanding any other remedy a borrower may have based on an alleged failure to comply with Sections 1916.5 through 1916.9, the lien of the mortgage or deed of trust shall be valid.(Added by Stats. 1981, Ch. 274, Sec. 2. Effective August 27, 1981.)
CA Civ Code § 1917 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 4 - LOAN|CHAPTER 3.5 - Shared Appreciation Loans|Section 1917.

1917.  For purposes of this chapter:(a) “Contingent deferred interest” means the sum a borrower is obligated to pay to a lender pursuant to the documentation of a shared appreciation loan as a share of (1) the appreciation in the value of the security property (2) rents and profits attributable to the subject property, or (3) both.(b) A “shared appreciation loan” means any loan made upon the security of an interest in real property which additionally obligates the borrower to pay to the lender contingent deferred interest pursuant to the loan documentation. “Shared appreciation loan” does not include any loan made upon the security of an interest in real property containing one to four residential units at least one of which at the time the loan is made is or is to be occupied by the borrower.(Added by Stats. 1987, Ch. 652, Sec. 1.)
CA Civ Code § 1917.001 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 4 - LOAN|CHAPTER 3.5 - Shared Appreciation Loans|Section 1917.001.

1917.001.  The relationship of the borrower and the lender in a shared appreciation loan transaction is that of debtor and creditor and shall not be, or be construed to be, a joint venture, equity venture, partnership, or other relationship.(Added by Stats. 1987, Ch. 652, Sec. 1.)
CA Civ Code § 1917.002 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 4 - LOAN|CHAPTER 3.5 - Shared Appreciation Loans|Section 1917.002.

1917.002.  A shared appreciation loan shall not be subject to any provisions of this code or the Financial Code which limits the interest rate or change of interest rate of variable, adjustable, or renegotiable interest instruments, or which requires particular language or provisions in security instruments securing variable, adjustable, or renegotiable rate obligations or in evidences of such debts except for those specifically imposed by Chapter 4 (commencing with Section 1917.010) or Chapter 7 (commencing with Section 1917.320) for loans subject to those chapters. This section is declaratory of existing law.(Added by Stats. 1987, Ch. 652, Sec. 1.)
CA Civ Code § 1917.003 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 4 - LOAN|CHAPTER 3.5 - Shared Appreciation Loans|Section 1917.003.

1917.003.  The lien or liens of a deed or deeds of trust securing a shared appreciation loan shall include and secure the principal amount of the shared appreciation loan, and all interest, whether accrued or to be accrued, including all amounts of contingent deferred interest.(Amended by Stats. 1989, Ch. 1416, Sec. 5.)
CA Civ Code § 1917.004 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 4 - LOAN|CHAPTER 3.5 - Shared Appreciation Loans|Section 1917.004.

1917.004.  (a) The lien of a shared appreciation loan, including the principle amount and all interest, whether accrued or to be accrued, and all amounts of contingent deferred interest, shall attach from the time of the recordation of the deed of trust securing the loan, and the lien, including the lien of the interest accrued, or to be accrued, and of the contingent deferred interest, shall have priority over any other lien or encumbrance affecting the property encumbered by the shared appreciation deed of trust which is recorded after the time of recordation of the shared appreciation deed of trust. Nothing in this section shall preclude a junior or subordinate lien to the deed of trust securing the shared appreciation loan.(b) Any deed of trust that acts as security for a shared appreciation loan shall indicate on the document that the deed of trust secures a shared appreciation loan.(Added by Stats. 1987, Ch. 652, Sec. 1.)
CA Civ Code § 1917.005 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 4 - LOAN|CHAPTER 3.5 - Shared Appreciation Loans|Section 1917.005.

1917.005.  Lenders shall be exempt from the usury provisions of Article XV of the California Constitution with respect to shared appreciation loan transactions. This section is declaratory of existing law.(Added by Stats. 1987, Ch. 652, Sec. 1.)
CA Civ Code § 1917.210 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 4 - LOAN|CHAPTER 6 - Loans of E.R.I.S.A. Pension Funds|Section 1917.210.

1917.210.  Each pension fund or retirement system which is subject to the Employee Retirement Income Security Act of 1974 (P.L. 93-406), shall not be required to obtain any license or certificate in order to provide funds for any type of loan transaction permitted by law.(Added by Stats. 1983, Ch. 557, Sec. 2.)
CA Civ Code § 1917.220 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 4 - LOAN|CHAPTER 6 - Loans of E.R.I.S.A. Pension Funds|Section 1917.220.

1917.220.  Pursuant to the authority contained in Section 1 of Article XV of the California Constitution, the restrictions upon rates of interest contained in Section 1 of Article XV of the California Constitution shall not apply to any obligation of, loan made by, or forbearance of, any pension fund or retirement system which is subject to the Employee Retirement Income Security Act of 1974 (P.L. 93-406).This section creates and authorizes pension funds or retirement systems subject to the Employee Retirement Income Security Act of 1974 (P.L. 93-406) as an exempt class of persons pursuant to Section 1 of Article XV of the Constitution.(Added by Stats. 1983, Ch. 557, Sec. 2.)
CA Civ Code § 1918.5 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 4 - LOAN|CHAPTER 7.5 - Mortgage Loans|Section 1918.5.

1918.5.  As used in this chapter:(a) “Evidence of debt” means a note or negotiable instrument.(b) “Secretary” means the Secretary of the Business, Consumer Services, and Housing.(c) “Secretary’s designee” means the director of a department within the agency that licenses or regulates the institutions, organizations, or persons engaged in a business related to or affecting compliance with this chapter.(d) “Security document” means a mortgage contract, deed of trust, real estate sales contract, or any note or negotiable instrument issued in connection therewith, when its purpose is to finance the purchase or construction of real property occupied or intended to be occupied by the borrower, containing four or fewer residential units or on which four or fewer residential units are to be constructed.(Amended by Stats. 2013, Ch. 353, Sec. 11. (SB 820) Effective September 26, 2013. Operative July 1, 2013, by Sec. 129 of Ch. 353.)
CA Civ Code § 1921 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 4 - LOAN|CHAPTER 7.5 - Mortgage Loans|Section 1921.

1921.  (a) As used in this section:(1) “Adjustable-rate residential mortgage loan” means any loan or credit sale which is primarily for personal, family, or household purposes which bears interest at a rate subject to change during the term of the loan, whether predetermined or otherwise, and which is made upon the security of real property containing not less than one nor more than four dwelling units.(2) “Lender” means any person, association, corporation, partnership, limited partnership, or other business entity making, in any 12-month period, more than 10 loans or credit sales upon the security of residential real property containing not less than one nor more than four dwelling units.(b) Any lender offering adjustable-rate residential mortgage loans shall provide to prospective borrowers a copy of the most recent available publication of the Federal Reserve Board that is designed to provide the public with descriptive information concerning adjustable-rate mortgages (currently entitled “Consumer Handbook on Adjustable Rate Mortgages”), either upon the prospective borrower’s request or at the same time the lender first provides written information, other than direct-mail advertising, concerning any adjustable-rate residential mortgage loan or credit sale to the prospective borrower, whichever is earlier. Any lender who fails to comply with the requirements of this section may be enjoined by any court of competent jurisdiction and shall be liable for actual damages, the costs of the action, and reasonable attorney’s fees as determined by the court. The court may make those orders as may be necessary to prevent future violations of this section.(c) A lender that makes adjustable-rate mortgage loan disclosures pursuant to either Part 29 of Chapter I of, or Part 563 of Chapter V of, Title 12 of the Code of Federal Regulations, may comply with this section by providing the descriptive information required by subdivision (b) at the same time and under the same circumstances that it makes disclosures in accordance with those federal regulations. Such a lender shall also display and make the descriptive information available to the public in an area of the lender’s office that is open to the public.(Amended by Stats. 1987, Ch. 56, Sec. 19.)
CA Civ Code § 1923 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 4 - LOAN|CHAPTER 8 - Reverse Mortgages|Section 1923.

1923.  For purposes of this chapter, “reverse mortgage” means a nonrecourse loan secured by real property that meets all of the following criteria:(a) The loan provides cash advances to a borrower based on the equity or the value in a borrower’s owner-occupied principal residence.(b) The loan requires no payment of principal or interest until the entire loan becomes due and payable.(c) The loan is made by a lender licensed or chartered pursuant to the laws of this state or the United States.(Added by Stats. 1997, Ch. 797, Sec. 1. Effective January 1, 1998.)
CA Civ Code § 1923.3 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 4 - LOAN|CHAPTER 8 - Reverse Mortgages|Section 1923.3.

1923.3.  A reverse mortgage shall constitute a lien against the subject property to the extent of all advances made pursuant to the reverse mortgage and all interest accrued on these advances, and that lien shall have priority over any lien filed or recorded after recordation of a reverse mortgage loan.(Added by Stats. 1997, Ch. 797, Sec. 1. Effective January 1, 1998.)
CA Civ Code § 1923.4 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 4 - LOAN|CHAPTER 8 - Reverse Mortgages|Section 1923.4.

1923.4.  For the purposes of this chapter, a property shall be deemed to be owner-occupied, notwithstanding that the legal title to the property is held in the name of a trust, provided that the occupant of the property is a beneficiary of that trust.(Added by Stats. 1997, Ch. 797, Sec. 1. Effective January 1, 1998.)
CA Civ Code § 1923.6 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 4 - LOAN|CHAPTER 8 - Reverse Mortgages|Section 1923.6.

1923.6.  The lender shall be presumed to have satisfied any disclosure duty imposed by this chapter if the lender provides a disclosure statement in the same form as provided in this chapter.(Added by Stats. 1997, Ch. 797, Sec. 1. Effective January 1, 1998.)
CA Civ Code § 1923.7 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 4 - LOAN|CHAPTER 8 - Reverse Mortgages|Section 1923.7.

1923.7.  No arrangement, transfer, or lien subject to this chapter shall be invalidated solely because of the failure of a lender to comply with any provision of this chapter. However, nothing in this section shall preclude the application of any other existing civil remedies provided by law.(Added by Stats. 1997, Ch. 797, Sec. 1. Effective January 1, 1998.)
CA Civ Code § 1923.9 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 4 - LOAN|CHAPTER 8 - Reverse Mortgages|Section 1923.9.

1923.9.  (a) To the extent that implementation of this section does not conflict with federal law resulting in the loss of federal funding, reverse mortgage loan payments made to a borrower shall be treated as proceeds from a loan and not as income for the purpose of determining eligibility and benefits under means-tested programs of aid to individuals.(b) Undisbursed reverse mortgage funds shall be treated as equity in the borrower’s home and not as proceeds from a loan, resources, or assets for the purpose of determining eligibility and benefits under means-tested programs of aid to individuals.(c) This section applies to any law or program relating to payments, allowances, benefits, or services provided on a means-tested basis, by this state, including, but not limited to, optional state supplements to the federal supplemental security income program, low-income energy assistance, property tax relief, general assistance, and medical assistance only to the extent this section does not conflict with Title 19 of the federal Social Security Act.(d) For the purposes of this section, “means-tested programs and aid to individuals” includes, but is not limited to, programs set forth in Chapter 2 (commencing with Section 11200) of Part 3 of Division 9, and Part 5 (commencing with Section 17000) of Division 9, of the Welfare and Institutions Code.(Added by Stats. 1997, Ch. 797, Sec. 1. Effective January 1, 1998.)
CA Civ Code § 1923.10 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 4 - LOAN|CHAPTER 8 - Reverse Mortgages|Section 1923.10.

1923.10.  This chapter shall only apply to those reverse mortgage loans executed on or after January 1, 1998.(Added by Stats. 1997, Ch. 797, Sec. 1. Effective January 1, 1998.)
CA Civ Code § 1925 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 5 - HIRING|CHAPTER 1 - Hiring in General|Section 1925.

1925.  Hiring is a contract by which one gives to another the temporary possession and use of property, other than money, for reward, and the latter agrees to return the same to the former at a future time.(Enacted 1872.)
CA Civ Code § 1926 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 5 - HIRING|CHAPTER 1 - Hiring in General|Section 1926.

1926.  The products of a thing hired, during the hiring, belong to the hirer.(Enacted 1872.)
CA Civ Code § 1927 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 5 - HIRING|CHAPTER 1 - Hiring in General|Section 1927.

1927.  An agreement to let upon hire binds the letter to secure to the hirer the quiet possession of the thing hired during the term of the hiring, against all persons lawfully claiming the same.(Enacted 1872.)
CA Civ Code § 1928 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 5 - HIRING|CHAPTER 1 - Hiring in General|Section 1928.

1928.  The hirer of a thing must use ordinary care for its preservation in safety and in good condition.(Enacted 1872.)
CA Civ Code § 1929 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 5 - HIRING|CHAPTER 1 - Hiring in General|Section 1929.

1929.  The hirer of a thing must repair all deteriorations or injuries thereto occasioned by his want of ordinary care.(Amended by Stats. 1905, Ch. 454.)
CA Civ Code § 1930 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 5 - HIRING|CHAPTER 1 - Hiring in General|Section 1930.

1930.  When a thing is let for a particular purpose the hirer must not use it for any other purpose; and if he does, he is liable to the letter for all damages resulting from such use, or the letter may treat the contract as thereby rescinded.(Amended by Stats. 1905, Ch. 454.)
CA Civ Code § 1931 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 5 - HIRING|CHAPTER 1 - Hiring in General|Section 1931.

1931.  The letter of a thing may terminate the hiring and reclaim the thing before the end of the term agreed upon:1. When the hirer uses or permits a use of the thing hired in a manner contrary to the agreement of the parties; or,2. When the hirer does not, within a reasonable time after request, make such repairs as he is bound to make.(Enacted 1872.)
CA Civ Code § 1932 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 5 - HIRING|CHAPTER 1 - Hiring in General|Section 1932.

1932.  The hirer of a thing may terminate the hiring before the end of the term agreed upon:1. When the letter does not, within a reasonable time after request, fulfill his obligations, if any, as to placing and securing the hirer in the quiet possession of the thing hired, or putting it into good condition, or repairing; or,2. When the greater part of the thing hired, or that part which was and which the letter had at the time of the hiring reason to believe was the material inducement to the hirer to enter into the contract, perishes from any other cause than the want of ordinary care of the hirer.(Amended by Stats. 1905, Ch. 454.)
CA Civ Code § 1933 (2021)
2021 California Code|Civil Code - CIV|DIVISION 3 - OBLIGATIONS|PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS|TITLE 5 - HIRING|CHAPTER 1 - Hiring in General|Section 1933.

1933.  The hiring of a thing terminates:1. At the end of the term agreed upon;2. By the mutual consent of the parties;3. By the hirer acquiring a title to the thing hired superior to that of the letter; or,4. By the destruction of the thing hired.(Enacted 1872.)