reglab/housing_qa huggingface dataset:
NV Rev Stat § 649.051 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.051 - Administration and enforcement of chapter.

The Commissioner shall administer and enforce the provisions of this chapter, subject to the administrative supervision of the Director of the Department of Business and Industry.  (Added to NRS by 1969, 830; A 1983, 1710; 1987, 1887; 1993, 1894)
NV Rev Stat § 649.053 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.053 - Regulations.

The Commissioner shall adopt such regulations as may be necessary to carry out the provisions of this chapter.  (Added to NRS by 1969, 830; A 1983, 1710; 1987, 1887; 1995, 999)
NV Rev Stat § 649.054 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.054 - Regulations authorizing collection from location outside of Nevada; standards for trust accounts.

The Commissioner may adopt regulations authorizing collection agencies licensed in this State to collect from a location outside of this State debts due or asserted to be due another person in this State. The Commissioner may, by regulation, establish standards for the establishment and maintenance of trust accounts to be used by collection agencies collecting debts pursuant to this section.  (Added to NRS by 1991, 2211; A 1993, 2415)
NV Rev Stat § 649.056 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.056 - Regulations prescribing methods of conducting business; investigations and examinations.

The Commissioner may:  1. By regulation prescribe for collection agencies the method and manner of:  (a) Keeping records.  (b) Preparing and filing financial and other reports.  (c) Handling trust funds and accounts.  (d) The transfer or assignment of accounts and other agreements.  (e) Using fair practices for the solicitation of business and collection of accounts.  (f) The operation of such other phases of the business as may be necessary to promote the best interests of the industry and the public.  2. Conduct such investigations or examinations of collection agencies, their personnel, activities, books, records and other matters as may be necessary to ensure compliance with the purposes and provisions of this chapter.  (Added to NRS by 1969, 830; A 1983, 1710; 1987, 1887)
NV Rev Stat § 649.057 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.057 - Investigations and hearings.

In the conduct of any investigation or hearing, the Commissioner may:  1. Compel the attendance of any person by subpoena.  2. Administer oaths.  3. Examine any person under oath concerning the business and conduct of affairs of any person subject to the provisions of this chapter and in connection therewith require the production of any books, records or papers relevant to the inquiry.  (Added to NRS by 1987, 1507)
NV Rev Stat § 649.059 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.059 - Approval of printed forms.

The Commissioner may require collection agencies to submit any printed form of agreements, listing sheets, acknowledgments, communications or other documents used in its business for the Commissioner’s approval or disapproval.  (Added to NRS by 1969, 830; A 1983, 1711; 1987, 1888)
NV Rev Stat § 649.061 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.061 - Notification of results of examination; retention and destruction of examination papers.

  1. The Commissioner shall notify all applicants for licensure or certification of the results of any examination taken under this chapter, by certified mail, as soon as the results are available.  2. All examination papers must be kept on file in the Office of the Commissioner for at least 1 year, after which they may be destroyed.  (Added to NRS by 1969, 833; A 1983, 1711; 1985, 314; 1987, 1888)
NV Rev Stat § 649.065 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.065 - Records: Maintenance by Commissioner; contents; general provisions governing confidentiality and public inspection.

  1. The Commissioner shall keep in the Office of the Commissioner, in a suitable record provided for the purpose, all applications for certificates, licenses and all bonds required to be filed under this chapter. The record must state the date of issuance or denial of the license or certificate and the date and nature of any action taken against any of them.  2. All licenses and certificates issued must be sufficiently identified in the record.  3. All renewals must be recorded in the same manner as originals, except that, in addition, the number of the preceding license or certificate issued must be recorded.  4. Except for confidential information contained therein, the record must be open for inspection as a public record in the Office of the Commissioner.  [12:237:1931; 1931 NCL § 1420.11] — (NRS A 1959, 828; 1969, 841; 1983, 1711; 1985, 314, 376; 1987, 1888)
NV Rev Stat § 649.067 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.067 - Records: Certain records relating to complaint or investigation deemed confidential; certain records relating to disciplinary action deemed public records.

  1. Except as otherwise provided in this section and NRS 239.0115, a complaint filed with the Commissioner, all documents and other information filed with the complaint and all documents and other information compiled as a result of an investigation conducted to determine whether to initiate disciplinary action are confidential.  2. The complaint or other document filed by the Commissioner to initiate disciplinary action and all documents and information considered by the Commissioner when determining whether to impose discipline are public records.  (Added to NRS by 2003, 3475; A 2007, 2149)
NV Rev Stat § 649.075 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.075 - License required; exception.

  1. Except as otherwise provided in this section, a person shall not conduct within this State a collection agency or engage within this State in the business of collecting claims for others, or of soliciting the right to collect or receive payment for another of any claim, or advertise, or solicit, either in print, by letter, in person or otherwise, the right to collect or receive payment for another of any claim, or seek to make collection or obtain payment of any claim on behalf of another without having first applied for and obtained a license from the Commissioner.  2. A person is not required to obtain a license if the person holds a certificate of registration as a foreign collection agency issued by the Commissioner pursuant to NRS 649.171.  [1:237:1931; 1931 NCL § 1420] — (NRS A 1969, 836; 1983, 1711; 1987, 1888; 1993, 2415; 2005, 1867; 2007, 2500)
NV Rev Stat § 649.085 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.085 - Qualifications of applicant for license.

Every individual applicant, every officer and director of a corporate applicant, and every member of a firm or partnership applicant for a license as a collection agency or collection agent must submit proof satisfactory to the Commissioner that he or she:  1. Has a good reputation for honesty, trustworthiness and integrity and is competent to transact the business of a collection agency in a manner which protects the interests of the general public.  2. Has not had a collection agency license suspended or revoked within the 10 years immediately preceding the date of the application.  3. Has not been convicted of, or entered a plea of nolo contendere to:  (a) A felony relating to the practice of collection agencies or collection agents; or  (b) Any crime involving fraud, misrepresentation or moral turpitude.  4. Has not made a false statement of material fact on the application.  5. Will maintain one or more offices in this State or one or more offices in another state for the transaction of the business of his or her collection agency.  6. Has established a plan to ensure that his or her collection agency will provide the services of a collection agency adequately and efficiently.  (Added to NRS by 1963, 1141; A 1969, 836; 1975, 1297; 1995, 999; 2003, 2731; 2007, 2500; 2019, 4331)
NV Rev Stat § 649.095 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.095 - Application for license: Contents; submission of fingerprints and financial statement; examination of applicant; withdrawal of application.

  1. An application for a license must be in writing and filed with the Commissioner on a form provided for that purpose.  2. The application must state:  (a) The name of the applicant and the name under which the applicant does business or expects to do business.  (b) The address of the applicant’s business and residence, including street and number.  (c) The character of the business sought to be carried on.  (d) The locations by street and number where the business will be transacted.  (e) In the case of a firm or partnership, the full names and residential addresses of all members or partners and the name and residential address of the manager.  (f) In the case of a corporation or voluntary association, the name and residential address of each of the directors and officers and the name and residential address of the manager.  (g) Any other information reasonably related to the applicant’s qualifications for the license which the Commissioner determines to be necessary.  (h) All information required to complete the application.  3. In addition to any other requirements, each applicant or member, partner, director, officer or manager of an applicant shall submit to the Commissioner a complete set of fingerprints and written permission authorizing the Division of Financial Institutions of the Department of Business and Industry to forward the fingerprints to the Central Repository for Nevada Records of Criminal History for submission to the Federal Bureau of Investigation for its report.  4. The application must be subscribed by the applicant and acknowledged.  5. Every applicant may be examined concerning the applicant’s competency, experience, character and qualifications by the Commissioner or the Commissioner’s authorized agent, and if the examination reveals that the applicant lacks any of the required qualifications, issuance of the license must be denied. Every application must have attached to it a financial statement showing the assets, liabilities and net worth of the applicant.  6. The Commissioner shall consider an application to be withdrawn if the Commissioner has not received all information and fees required to complete the application within 6 months after the date the application is first submitted to the Commissioner or within such later period as the Commissioner determines in accordance with any existing policies of joint regulatory partners. If an application is deemed to be withdrawn pursuant to this subsection or if an applicant otherwise withdraws an application, the Commissioner may not issue a license to the applicant unless the applicant submits a new application and pays any required fees.  [3:237:1931; 1931 NCL § 1420.02] — (NRS A 1959, 826; 1963, 1142; 1967, 955; 1969, 836; 1983, 679, 1712; 1987, 1888; 1997, 2178; 2005, 1868, 2794, 2807; 2007, 98)
NV Rev Stat § 649.105 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.105 - Bond or substitute security required; amount and conditions; adjustments in amount.

  1. An applicant for a license must file with the Commissioner, concurrently with the application, a bond in the sum of $35,000, or an appropriate substitute pursuant to NRS 649.119, which must run to the State of Nevada. The bond must be made and executed by the principal and a surety company authorized to write bonds in the State of Nevada.  2. The bonds must be conditioned:  (a) That the principal, who must be the applicant, must, upon demand in writing, pay any customer from whom any claim for collection is received, the proceeds of the collection, in accordance with the terms of the agreement made between the principal and the customer; and  (b) That the principal must comply with all requirements of this or any other statute with respect to the duties, obligations and liabilities of collection agencies.  3. Not later than 3 months after the issuance of the license and semiannually thereafter, the Commissioner shall determine the appropriate amount of bond or appropriate substitute which must be maintained by the licensee in accordance with the licensee’s average monthly balance in the trust account maintained pursuant to NRS 649.355:  AMOUNT OF  AVERAGE MONTHLY BALANCE BOND REQUIRED Less than $100,000............................................................................................ $35,000 $100,000 or more but less than $150,000.......................................................... 40,000 $150,000 or more but less than $200,000.......................................................... 50,000 $200,000 or more.................................................................................................. 60,000  [Part 4:237:1931; A 1935, 227; 1931 NCL § 1420.03] — (NRS A 1959, 826; 1981, 1432; 1983, 679, 1712; 1987, 1889; 1989, 518; 1995, 1000; 2005, 1869)
NV Rev Stat § 649.115 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.115 - Form of bond; matters covered by bond; statute of limitations for bringing action on bond.

  1. The bond must be in a form approved by the Division of Financial Institutions of the Department of Business and Industry and conditioned that the applicant conduct his or her business in accordance with the requirements of this chapter.  2. The bond must cover all matters placed with the licensee during the term of the license so applied for, or a renewal thereof.  3. No action may be brought upon any bond after the expiration of 2 years from the revocation or expiration of the license.  4. After the expiration of the period of 2 years, all liability of the surety or sureties upon the bond ceases if no action is commenced upon the bond before the expiration of the period.  [Part 4:237:1931; A 1935, 227; 1931 NCL § 1420.03] + [10:237:1931; 1931 NCL § 1420.09] — (NRS A 1967, 955; 1983, 1713; 1993, 1894)
NV Rev Stat § 649.119 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.119 - Deposit as substitute for bond.

  1. An applicant for a license may deposit with any bank or trust company authorized to do business in this State, with the permission of the Commissioner, as a substitute for the surety bond required by NRS 649.105:  (a) An obligation of a bank, savings and loan association, savings bank, thrift company or credit union licensed to do business in this State;  (b) Bills, bonds, notes, debentures or other obligations of the United States or any agency or instrumentality thereof, or guaranteed by the United States; or  (c) Any obligation of this State or any city, county, town, school district or other instrumentality of this State or guaranteed by this State, in an aggregate amount, based upon principal amount or market value, whichever is lower.  The deposit must be in a form approved by the Commissioner.  2. The obligations of a bank, savings and loan association, savings bank, thrift company or credit union must be held to secure the same obligation as would the surety bond. With the approval of the Commissioner, the depositor may substitute other suitable obligations for those deposited which must be assigned to the State of Nevada and are negotiable only upon approval by the Commissioner.  3. Any interest or dividends earned on the deposit accrue to the account of the depositor.  4. The deposit must be an amount at least equal to the required surety bond and must state that the amount may not be withdrawn except by direct and sole order of the Commissioner.  5. An applicant is not relieved of the obligation to file the required surety bond until the Commissioner has had a reasonable amount of time to verify whether a deposit made pursuant to this section qualifies as a substitute for the required surety bond.  (Added to NRS by 1981, 1431; A 1983, 1713; 1987, 1889; 2005, 1870)
NV Rev Stat § 649.125 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.125 - Investigation by Commissioner.

Upon receiving an application for a license and bond in proper form along with payment of the required fee, the Commissioner shall investigate all the facts stated in the application and the requirements of NRS 649.135.  (Added to NRS by 1969, 830; A 1983, 1320, 1714; 1987, 1890)
NV Rev Stat § 649.135 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.135 - Order approving application; findings.

The Commissioner shall enter an order approving the application for a license, keep on file his or her findings of fact pertaining thereto, and permit the applicant to take the required examination, if the Commissioner finds that the applicant has met all the other requirements of this chapter pertaining to the applicant’s qualifications and application.  (Added to NRS by 1969, 831; A 1983, 1714; 1987, 1890; 1995, 1000)
NV Rev Stat § 649.145 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.145 - Conditions for issuance of license; contents of license.

  1. If the Commissioner enters an order approving the application in accordance with NRS 649.135 and the applicant passes the required examination, pays the required license fee and submits all information required to complete the application, the Commissioner shall grant and issue a license to the applicant.  2. The license, when issued, must state:  (a) The name of the licensee.  (b) The locations by street and number where the licensee is authorized to carry on business.  (c) The number and the date of the license.  (d) That it is issued pursuant to this chapter, and that the licensee is authorized under this chapter.  [Part 5:237:1931; 1931 NCL § 1420.04] — (NRS A 1959, 826; 1963, 1142; 1969, 837; 1983, 1714; 1987, 1890; 1997, 2179; 2005, 2794, 2807)
NV Rev Stat § 649.155 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.155 - Order denying application; notice of denial.

  1. If the Commissioner finds that any application or applicant for a collection agency license does not meet the requirements of NRS 649.135 or the applicant fails to pass the required examination, the Commissioner shall enter an order denying the application.  2. Within 10 days after the entry of such an order, the Commissioner shall mail or deliver to the applicant written notice of the denial in which all the reasons for such denial are stated.  (Added to NRS by 1969, 831; A 1983, 1714; 1987, 1891)
NV Rev Stat § 649.165 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.165 - Rights of licensee.

Upon receipt of the license, the licensee shall have the right to conduct the business of a collection agency with all the powers and privileges contained in, but subject to, the provisions of this chapter.  [Part 5:237:1931; 1931 NCL § 1420.04] — (Substituted in revision for NRS 649.100)
NV Rev Stat § 649.167 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.167 - Branch office: Application for permit; examination of principal office; manager required on premises; regulations.

  1. A collection agency licensed in this State may apply to the Commissioner for a permit to operate a branch office in this State in a location not previously approved by its license.  2. The Commissioner shall not issue a permit for a branch office until the principal office of the collection agency has been examined by the Commissioner and found to be satisfactory.  3. A branch office must have a manager on the premises during regular business hours.  4. The Commissioner shall adopt regulations concerning an application for a permit to operate a branch office.  (Added to NRS by 1987, 1508; A 1991, 2211)
NV Rev Stat § 649.175 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.175 - Manager’s certificate required.

No person may be the manager of a collection agency unless the person holds a valid manager’s certificate issued pursuant to the provisions of this chapter.  (Added to NRS by 1969, 831; A 1983, 1714)
NV Rev Stat § 649.185 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.185 - Application.

Each person who is, or desires to become, the manager of a collection agency shall submit an application for a manager’s certificate to the Commissioner in accordance with the provisions of this chapter. The application must include all information required to complete the application.  (Added to NRS by 1969, 831; A 1983, 1714; 1987, 1891; 1997, 2179; 2005, 2794, 2807)
NV Rev Stat § 649.205 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.205 - Examination.

  1. The Commissioner shall provide for managers’ examinations at such times and places as the Commissioner may direct, at least twice each year.  2. The examinations must be of a length, scope and character which the Commissioner deems reasonably necessary to determine the fitness of the applicants to act as managers of collection agencies.  3. If an applicant does not pass the examination, the applicant must reapply to take the examination and pay a reexamination fee of not more than $100 for each subsequent examination. The Commissioner shall adopt regulations establishing the amount of the reexamination fee required pursuant to this subsection.  4. The Commissioner may make such rules and regulations as may be necessary to carry out the purposes of this section.  (Added to NRS by 1969, 831; A 1983, 1715; 1987, 1891; 2005, 1871)
NV Rev Stat § 649.215 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.215 - Grounds for refusing examination or suspending or revoking certificate.

The Commissioner may refuse to permit an applicant for a manager’s certificate to take the examination, or, after a hearing, may suspend or revoke a manager’s certificate if the applicant or manager has:  1. Committed or participated in any act which, if committed or done by a licensee, would be grounds for the suspension or revocation of a license.  2. Been refused a license or certificate pursuant to this chapter or had such a license or certificate suspended or revoked.  3. Participated in any act, which act was a basis for the refusal or revocation of a collection agency license.  4. Falsified any of the information submitted to the Commissioner in support of an application pursuant to this chapter.  5. Impersonated, or permitted or aided and abetted another to impersonate, a law enforcement officer or employee of the United States, a state or any political subdivision thereof.  6. Made any statement in connection with his or her employment with a collection agency with the intent to give an impression that he or she was a law enforcement officer of the United States, a state or political subdivision thereof.  (Added to NRS by 1969, 832; A 1983, 1715; 1985, 314; 1987, 1892; 1995, 1001)
NV Rev Stat § 649.225 (2021)
2021 Nevada Revised Statutes|Chapter 649 - Collection Agencies|NRS 649.225 - Issuance of certificate; notice of manager’s change of residence address.

  1. The Commissioner shall issue a manager’s certificate to any applicant who meets the requirements of this chapter for the certificate.  2. Each manager holding a manager’s certificate issued pursuant to this chapter shall notify the Commissioner in writing of any change in his or her residence address within 10 days after the change.  (Added to NRS by 1969, 832; A 1983, 1716; 1987, 1892)