reglab/housing_qa huggingface dataset:
NV Rev Stat § 689.570 (2021)
2021 Nevada Revised Statutes|Chapter 689 - Funeral and Burial Services|NRS 689.570 - Prepaid contracts: Distributions from corpus of trust fund.

  1. The corpus of all money deposited in the burial merchandise and service trust fund must be kept unimpaired until the prepaid contract is performed on the death of the person for whose benefit the contract was made, or the contract is otherwise terminated and distribution or disposition of money in the trust fund is made as authorized in accordance with applicable law and the rights of interested persons.  2. Upon receiving a certified copy of a death certificate or a certification by the cemetery authority that a particular prepaid contract has been fully performed, the trustee of the burial merchandise and service trust fund shall pay all money in the trust fund for that contract to the cemetery authority.  3. The trustee shall not make any payments out of the trust fund unless the trustee receives a death certificate or certification as provided in subsection 2. In paying out money in such circumstances, the trustee may rely upon all such death certificates and certifications presented to the trustee which appear valid on their faces, and the trustee is not liable to any person for paying out money upon such reliance.  (Added to NRS by 1987, 1258)
NV Rev Stat § 689.575 (2021)
2021 Nevada Revised Statutes|Chapter 689 - Funeral and Burial Services|NRS 689.575 - Prepaid contracts: Termination by buyer.

  1. Except as otherwise provided in subsection 2, if the buyer moves to another geographic area beyond the normal service facilities of the seller and performers under the prepaid burial merchandise and service contract, the contract automatically terminates upon the buyer’s written notice to the seller and trustee of the move of the buyer and of the desire of the buyer to terminate the contract. The trustee, as soon as reasonably possible after receipt of the notice, shall refund to the buyer all money, including earned interest, in the trust fund held for the buyer’s account.  2. If the contract continues in force and the buyer is not in default thereunder, upon the demise of the buyer, the contract automatically terminates. Upon termination, the seller shall:  (a) Furnish the merchandise and perform or arrange to perform the services;  (b) Make arrangements for the fulfillment of the agreement on a dollar-for-dollar basis with another performer serving the area to which the buyer has moved; or  (c) Refund to the buyer or the representative or estate of the buyer, or transfer to a substituted performer, all money, including earned interest, in the trust fund held for the buyer’s account.  3. The cemetery authority shall include a provision in each prepaid contract substantially stating: "If the purchaser defaults in making any payment under this contract, the cemetery authority may terminate the contract and is entitled to retain as damages not more than 40 percent of the total purchase price. The balance remaining, if any, must be refunded to the purchaser."  (Added to NRS by 1987, 1258; A 2001, 2217)
NV Rev Stat § 689.580 (2021)
2021 Nevada Revised Statutes|Chapter 689 - Funeral and Burial Services|NRS 689.580 - Prepaid contracts: Termination on insolvency or other inability of seller to perform; distribution of money in trust fund.

  1. An executory prepaid contract automatically terminates if the seller or any performer under the contract goes out of business, dies, becomes insolvent or bankrupt, makes an assignment for the benefit of creditors or is otherwise unable to fulfill the obligations under the contract, unless the successors or assignees of the business agree to accept all liability and to fulfill all obligations as originally set forth in the contract.  2. Upon any such termination, the money in the trust fund, including earned interest, held by the trustee for the account of the buyer must be distributed by the trustee to the buyer or to a qualified seller or performer assuming the outstanding contractual liabilities, as authorized by the Commissioner.  (Added to NRS by 1987, 1259; A 2001, 2217)
NV Rev Stat § 689.585 (2021)
2021 Nevada Revised Statutes|Chapter 689 - Funeral and Burial Services|NRS 689.585 - Records of seller; examination by Commissioner.

  1. Every seller shall keep:  (a) Accurate accounts, books and records of all transactions;  (b) Copies of all agreements and dates and amounts of payments made and accepted;  (c) The names and addresses of the contracting parties; and  (d) The persons for whose benefit the payments are accepted and the names of the depositories in which the payments are deposited.  2. The seller shall keep within this State, at the address shown upon the permit of the seller, complete records of all transactions under the permit. Those records and the affairs of the seller are subject to audit and examination by the Commissioner at any reasonable time. Any costs incurred by the Commissioner to conduct an audit or examination must be paid by the seller.  3. The seller shall keep such records for not less than 5 years after the completion of all transactions to which they relate.  (Added to NRS by 1987, 1259; A 1993, 2621)
NV Rev Stat § 689.590 (2021)
2021 Nevada Revised Statutes|Chapter 689 - Funeral and Burial Services|NRS 689.590 - Exemption of person maintaining cemetery but not operating as cemetery on July 5, 1971.

The provisions of NRS 689.450 to 689.595, inclusive, do not apply to a person maintaining a cemetery but not operating as a cemetery authority on July 5, 1971.  (Added to NRS by 1987, 1259)
NV Rev Stat § 689.595 (2021)
2021 Nevada Revised Statutes|Chapter 689 - Funeral and Burial Services|NRS 689.595 - Applicability of other provisions to agents and sellers.

  1. The provisions of NRS 683A.341, 683A.451, 683A.461 and 686A.010 to 686A.310, inclusive, apply to agents and sellers.  2. For the purposes of subsection 1, unless the context requires that a section apply only to insurers, any reference in those sections to "insurer" must be replaced by a reference to "agent" and "seller."  3. The provisions of NRS 679B.230 to 679B.300, inclusive, apply to sellers. Unless the context requires that a provision apply only to insurers, any reference in those sections to "insurer" must be replaced by a reference to "seller."  (Added to NRS by 1987, 1260; A 2001, 2218; 2019, 1705)
NV Rev Stat § 689.700 (2021)
2021 Nevada Revised Statutes|Chapter 689 - Funeral and Burial Services|NRS 689.700 - Money in trust fund exempt from attachment and other process.

In the absence of fraud, all money in a trust fund held or invested in accordance with the provisions of this chapter is not liable to attachment, garnishment or other process or to be seized, taken, appropriated or applied to pay any debt or liability of the seller, buyer, beneficiary or performer by any legal or equitable process or by operation of law.  (Added to NRS by 1987, 1260)
NV Rev Stat § 689.715 (2021)
2021 Nevada Revised Statutes|Chapter 689 - Funeral and Burial Services|NRS 689.715 - Preneed sales agreement to be provided to person entitled to custody of remains; penalty.

  1. A funeral director, funeral arranger or cemetery authority that enters into a preneed sales agreement shall, upon the death of the buyer, provide a copy of the agreement to each person entitled to custody of the remains.  2. The Commissioner may impose upon any person who knowingly violates the provisions of subsection 1 an administrative fine of three times the amount of the preneed sales agreement.  (Added to NRS by 1993, 2616; A 2015, 1972)
NV Rev Stat § 689.720 (2021)
2021 Nevada Revised Statutes|Chapter 689 - Funeral and Burial Services|NRS 689.720 - Regulations.

The Commissioner may adopt such regulations as may be necessary to carry out the purposes and provisions of this chapter.  (Added to NRS by 1971, 1402; A 1987, 1270)
NV Rev Stat § 689.730 (2021)
2021 Nevada Revised Statutes|Chapter 689 - Funeral and Burial Services|NRS 689.730 - Penalties.

In addition to any other penalty provided for in this chapter, any person who violates any provision of this chapter or any rule or regulation promulgated pursuant to this chapter, for which a greater penalty is not otherwise provided by law, is guilty of a misdemeanor.  (Added to NRS by 1971, 1402)
NV Rev Stat § 689A.010 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.010 - Short title.

This chapter may be cited as the Uniform Health Policy Provision Law.  (Added to NRS by 1971, 1751)
NV Rev Stat § 689A.020 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.020 - Scope.

Nothing in this chapter applies to or affects:  1. Any policy of liability or workers’ compensation insurance with or without supplementary expense coverage therein.  2. Any group or blanket policy.  3. Life insurance, endowment or annuity contracts, or contracts supplemental thereto which contain only such provisions relating to health insurance as to:  (a) Provide additional benefits in case of death or dismemberment or loss of sight by accident or accidental means; or  (b) Operate to safeguard such contracts against lapse, or to give a special surrender value or special benefit or an annuity if the insured or annuitant becomes totally and permanently disabled, as defined by the contract or supplemental contract.  4. Reinsurance, except as otherwise provided in NRS 689A.470 to 689A.740, inclusive, and 689C.610 to 689C.940, inclusive, relating to the program of reinsurance.  (Added to NRS by 1971, 1751; A 1997, 2899; 2013, 3608; 2017, 2358)
NV Rev Stat § 689A.032 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.032 - Requirements regarding issuance of health benefit plans and adjustment of costs. [Effective January 1, 2020.]

  1. An insurer shall offer and issue a health benefit plan to any person regardless of the health status of the person or any dependent of the person. Such health status includes, without limitation:  (a) Any preexisting medical condition of the person, including, without limitation, any physical or mental illness;  (b) The claims history of the person, including, without limitation, any prior health care services received by the person;  (c) Genetic information relating to the person; and  (d) Any increased risk for illness, injury or any other medical condition of the person, including, without limitation, any medical condition caused by an act of domestic violence.   2. An insurer that offers or issues a health benefit plan shall not:  (a) Deny, limit or exclude a covered benefit based on the health status of an insured; or  (b) Require an insured, as a condition of enrollment or renewal, to pay a premium, deductible, copay or coinsurance based on his or her health status which is greater than the premium, deductible, copay or coinsurance charged to a similarly situated insured who does not have such a health status.  3. An insurer that offers or issues a health benefit plan shall not adjust a premium, deductible, copay or coinsurance for any insured on the basis of genetic information relating to the insured or the covered dependent of the insured.  4. As used in this section, "health benefit plan" has the meaning ascribed to it in NRS 687B.470.  (Added to NRS by 2019, 298, effective January 1, 2020)
NV Rev Stat § 689A.035 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.035 - Contracts between insurer and provider of health care: Prohibiting insurer from charging provider of health care fee for inclusion on list of providers given to insureds; form to obtain information on provider of health care; modification; providing schedule of fees.

  1. An insurer shall not charge a provider of health care a fee to include the name of the provider on a list of providers of health care given by the insurer to its insureds.  2. An insurer shall not contract with a provider of health care to provide health care to an insured unless the insurer uses the form prescribed by the Commissioner pursuant to NRS 629.095 to obtain any information related to the credentials of the provider of health care.  3. A contract between an insurer and a provider of health care may be modified:  (a) At any time pursuant to a written agreement executed by both parties.  (b) Except as otherwise provided in this paragraph, by the insurer upon giving to the provider 45 days’ written notice of the modification of the insurer’s schedule of payments, including any changes to the fee schedule applicable to the provider’s practice. If the provider fails to object in writing to the modification within the 45-day period, the modification becomes effective at the end of that period. If the provider objects in writing to the modification within the 45-day period, the modification must not become effective unless agreed to by both parties as described in paragraph (a).  4. If an insurer contracts with a provider of health care to provide health care to an insured, the insurer shall:  (a) If requested by the provider of health care at the time the contract is made, submit to the provider of health care the schedule of payments applicable to the provider of health care; or  (b) If requested by the provider of health care at any other time, submit to the provider of health care the schedule of payments, including any changes to the fee schedule applicable to the provider’s practice, specified in paragraph (a) within 7 days after receiving the request.  5. As used in this section, "provider of health care" means a provider of health care who is licensed pursuant to chapter 630, 631, 632 or 633 of NRS.  (Added to NRS by 1999, 1647; A 2001, 2729; 2003, 3355; 2011, 2532)
NV Rev Stat § 689A.040 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.040 - Contents of policy; substitution of provisions; captions; omission or modification of provisions.

  1. Except as otherwise provided in subsection 2, each such policy delivered or issued for delivery to any person in this State must contain the provisions specified in NRS 689A.050 to 689A.170, inclusive, in the words in which the provisions appear, except that the insurer may, at its option, substitute for one or more of the provisions corresponding provisions of different wording approved by the Commissioner which are in each instance not less favorable in any respect to the insured or the beneficiary. Each such provision must be preceded individually by the applicable caption shown or, at the option of the insurer, by such appropriate individual or group captions or subcaptions as the Commissioner may approve.  2. If any such provision is in whole or in part inapplicable to or inconsistent with the coverage provided by a particular form of policy, the insurer, with the approval of the Commissioner, may omit from the policy any inapplicable provision or part of a provision, and shall modify any inconsistent provision or part of a provision in such a manner as to make the provision as contained in the policy consistent with the coverage provided by the policy.  (Added to NRS by 1971, 1753; A 1973, 547; 1985, 1059; 2007, 3237; 2013, 3610; 2019, 1429)
NV Rev Stat § 689A.0403 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.0403 - Procedure for arbitration of disputes concerning independent medical, dental or chiropractic evaluations.

  1. Each policy of health insurance must include a procedure for binding arbitration to resolve disputes concerning independent medical evaluations pursuant to the rules of the American Arbitration Association.  2. If an insurer, for any final determination of benefits or care, requires an independent evaluation of the medical, dental or chiropractic care of any person for whom such care is covered under the terms of the contract of insurance, only a physician, dentist or chiropractor who is certified to practice in the same field of practice as the primary treating physician, dentist or chiropractor or who is formally educated in that field may conduct the independent evaluation.  3. The independent evaluation must include a physical examination of the patient, unless the patient is deceased, and a personal review of all X-rays and reports prepared by the primary treating physician, dentist or chiropractor. A certified copy of all reports of findings must be sent to the primary treating physician, dentist or chiropractor and the insured person within 10 working days after the evaluation. If the insured person disagrees with the finding of the evaluation, the insured person must submit an appeal to the insurer pursuant to the procedure for binding arbitration set forth in the policy of insurance within 30 days after the insured person receives the finding of the evaluation. Upon its receipt of an appeal, the insurer shall so notify in writing the primary treating physician, dentist or chiropractor.  4. The insurer shall not limit or deny coverage for care related to a disputed claim while the dispute is in arbitration, except that, if the insurer prevails in the arbitration, the primary treating physician, dentist or chiropractor may not recover any payment from either the insurer, insured person or the patient for services that the primary treating physician, dentist or chiropractor provided to the patient after receiving written notice from the insurer pursuant to subsection 3 concerning the appeal of the insured person.  (Added to NRS by 1989, 2114; A 2015, 195)
NV Rev Stat § 689A.04036 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.04036 - Coverage for continued medical treatment.

  1. The provisions of this section apply to a policy of health insurance offered or issued by an insurer if an insured covered by the policy receives health care through a defined set of providers of health care who are under contract with the insurer.  2. Except as otherwise provided in this section, if an insured who is covered by a policy described in subsection 1 is receiving medical treatment for a medical condition from a provider of health care whose contract with the insurer is terminated during the course of the medical treatment, the policy must provide that:  (a) The insured may continue to obtain medical treatment for the medical condition from the provider of health care pursuant to this section, if:  (1) The insured is actively undergoing a medically necessary course of treatment; and  (2) The provider of health care and the insured agree that the continuity of care is desirable.  (b) The provider of health care is entitled to receive reimbursement from the insurer for the medical treatment the provider of health care provides to the insured pursuant to this section, if the provider of health care agrees:  (1) To provide medical treatment under the terms of the contract between the provider of health care and the insurer with regard to the insured, including, without limitation, the rates of payment for providing medical service, as those terms existed before the termination of the contract between the provider of health care and the insurer; and  (2) Not to seek payment from the insured for any medical service provided by the provider of health care that the provider of health care could not have received from the insured were the provider of health care still under contract with the insurer.  3. The coverage required by subsection 2 must be provided until the later of:  (a) The 120th day after the date the contract is terminated; or  (b) If the medical condition is pregnancy, the 45th day after:  (1) The date of delivery; or  (2) If the pregnancy does not end in delivery, the date of the end of the pregnancy.  4. The requirements of this section do not apply to a provider of health care if:  (a) The provider of health care was under contract with the insurer and the insurer terminated that contract because of the medical incompetence or professional misconduct of the provider of health care; and  (b) The insurer did not enter into another contract with the provider of health care after the contract was terminated pursuant to paragraph (a).  5. A policy subject to the provisions of this chapter that is delivered, issued for delivery or renewed on or after October 1, 2003, has the legal effect of including the coverage required by this section, and any provision of the policy or renewal thereof that is in conflict with this section is void.  6. The Commissioner shall adopt regulations to carry out the provisions of this section.  (Added to NRS by 2003, 3354)
NV Rev Stat § 689A.0404 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.0404 - Coverage for use of certain drugs for treatment of cancer.

Except as otherwise provided in NRS 689A.04033:  1. No policy of health insurance that provides coverage for a drug approved by the Food and Drug Administration for use in the treatment of an illness, disease or other medical condition may be delivered or issued for delivery in this state unless the policy includes coverage for any other use of the drug for the treatment of cancer, if that use is:  (a) Specified in the most recent edition of or supplement to:  (1) The United States Pharmacopoeia Drug Information; or  (2) The American Hospital Formulary Service Drug Information; or  (b) Supported by at least two articles reporting the results of scientific studies that are published in scientific or medical journals, as defined in 21 C.F.R. § 99.3.  2. The coverage required pursuant to this section:  (a) Includes coverage for any medical services necessary to administer the drug to the insured.  (b) Does not include coverage for any:  (1) Experimental drug used for the treatment of cancer if that drug has not been approved by the Food and Drug Administration; or  (2) Use of a drug that is contraindicated by the Food and Drug Administration.  3. A policy of health insurance subject to the provisions of this chapter that is delivered, issued for delivery or renewed on or after October 1, 1999, has the legal effect of including the coverage required by this section, and any provision of the policy that conflicts with the provisions of this section is void.  (Added to NRS by 1999, 759; A 2003, 3522)
NV Rev Stat § 689A.04042 (2021)
2021 Nevada Revised Statutes|Chapter 689A - Individual Health Insurance|NRS 689A.04042 - Coverage for screening for colorectal cancer.

  1. A policy of health insurance that provides coverage for the treatment of colorectal cancer must provide coverage for colorectal cancer screening in accordance with:  (a) The guidelines concerning colorectal cancer screening which are published by the American Cancer Society; or  (b) Other guidelines or reports concerning colorectal cancer screening which are published by nationally recognized professional organizations and which include current or prevailing supporting scientific data.  2. A policy of health insurance subject to the provisions of this chapter that is delivered, issued for delivery or renewed on or after October 1, 2003, has the legal effect of including the coverage required by this section, and any provision of the policy that conflicts with the provisions of this section is void.  (Added to NRS by 2003, 1334)