reglab/housing_qa huggingface dataset:
DC Code § 31-4601 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 46 - Life Insurance; Penalties; Testimony; Separability|§ 31-4601. Violations

Any person, partnership, or company who violates any of the provisions of this subdivision, or fails to comply with any duty imposed upon him or it by any provision of this subdivision, for which violation or failure no penalty is elsewhere provided by the laws of the District, shall be fined not exceeding $500 for each and every violation. Civil fines, penalties, and fees may be imposed as alternative sanctions for any infraction of the provisions of this subdivision for which no penalty is provided elsewhere, or any rules or regulations issued under the authority of this subdivision, pursuant to Chapter 18 of Title 2. Adjudication of any infraction of this subdivision shall be pursuant to Chapter 18 of Title 2.  (June 19, 1934, 48 Stat. 1176, ch. 672, ch. VI, § 1; Oct. 5, 1985, D.C. Law 6-42, § 456, 32 DCR 4450.)  Prior Codifications 1981 Ed., § 35-801. 1973 Ed., § 35-801. Cross References Application of chapter to existing companies, see § 31-4420. Hospital and medical services corporations, applicability of this section, see § 31-3503.
DC Code § 31-4602 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 46 - Life Insurance; Penalties; Testimony; Separability|§ 31-4602. Testimony; production of books; immunity of witness. [Repealed]

Repealed.  (June 19, 1934, 48 Stat. 1176, Ch. 672, ch. VI, § 2; Oct. 13, 1970, Pub. L. 91-452, title II, § 254, 84 Stat. 931.)  Prior Codifications 1973 Ed., § 35-802.
DC Code § 31-4603 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 46 - Life Insurance; Penalties; Testimony; Separability|§ 31-4603. Severability

Should any section or provision of this subdivision be decided by the courts to be unconstitutional or invalid, the validity of this subdivision as a whole or of any part thereof other than the part decided to be unconstitutional shall not be affected.  (June 19, 1934, 48 Stat. 1177, ch. 672, ch. VI, § 3.)  Prior Codifications 1981 Ed., § 35-802. 1973 Ed., § 35-803. Cross References Hospital and medical services corporations, applicability of this section, see § 31-3503.
DC Code § 31-4702 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4702. Companies issuing both participating and nonparticipating policies

Every life company doing business in the District which issues both participating and nonparticipating policies shall keep the 2 classes of business separate and shall make, and include in the annual statement to be filed with the Commissioner each year, a separate statement of the gains, losses, and expenses properly attributable to each of such classes and also showing the manner in which any general outlay of expenses of the company has been apportioned to each. No such life company shall be permitted to do business in the District unless it makes such a separation of its business. This section shall not apply to paid-up, temporary, or pure endowment insurance issued or granted in exchange for lapsed or returned policies.  (June 19, 1934, 48 Stat. 1157, ch. 672, ch. V, § 2; May 21, 1997, D.C. Law 11-268, § 10(j), 44 DCR 1730.)  Prior Codifications 1981 Ed., § 35-502. 1973 Ed., § 35-702. Section References This section is referenced in § 31-4701. Editor's Notes Department of Insurance abolished: See Historical and Statutory Notes following § 31-4701.
DC Code § 31-4704 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4704. Life policies — Prohibited provisions

No policy of life insurance other than industrial insurance, annuities, and pure endowments, with or without return of premiums or of premiums and interest, shall be issued or delivered in the District or be issued by a life company organized under the laws of the District after the 1st day of January 1935 if it contains any of the following provisions: (1) A provision limiting the time within which any action at law or in equity may be commenced to less than 3 years after the cause of action shall accrue; (2) A provision by which the policy shall purport to be issued or take effect more than 6 months before the original application for the insurance was made; (3) Except for provisions relating to misstatement of age, suicide, aviation, and military or naval service in time of war, a provision for any mode of settlement at maturity, after the expiration of the contestable period of the policy, of less value than the amount insured on the face of the policy plus dividend additions, if any, less any indebtedness to the company on or secured by the policy, and less any premium that may, by the terms of the policy, be deducted. This paragraph shall not apply to any nonforfeiture provision; (4) A provision for forfeiture of the policy for failure to repay any loan on the policy, or to pay interest on such loan, while the total indebtedness on the policy, including interest, is less than the loan value thereof; (5) A provision to the effect that the agent soliciting the insurance is the agent of the person insured under said policy, or making the acts or representations of such agent binding upon the person so insured under said policy; (6) A provision permitting the payment of funeral benefits in merchandise or services, or permitting the payment of any benefits other than in lawful money of the United States; or (7) A provision permitting either contracting to pay, or the payment of, funeral, burial, and other expenses to any designated undertaker or undertaking establishment, or to any particular tradesman or business man, so as to deprive the persons entitled by law to dispose of the body of a deceased, or in any way to control such persons in procuring and purchasing said supplies and services in the open market with the advantage of competition.  (June 19, 1934, 48 Stat. 1161, ch. 672, ch. V, § 4; Feb. 19, 1948, 62 Stat. 30, ch. 66, § 3.)  Prior Codifications 1981 Ed., § 35-504. 1973 Ed., § 35-704.
DC Code § 31-4705.04 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4705.04. Loan provisions in policies

(a) In the case of ordinary policies issued prior to the operative date of § 31-4705.02 (the standard nonforfeiture law) the loan value referred to in paragraph (6) of subsection (a) of § 31-4703 shall be the reserve at the end of the current policy year on the policy and on the dividend additions thereto, if any, exclusive of the reserve on account of return premium insurance and of total and permanent disability and additional accidental death benefits, less a sum not more than 2 1/2% of the amount insured by the policy and of any dividend additions thereto (the policy to specify the mortality table and rate of interest adopted for computing such reserve). The policy may provide that such loan may be deferred for not exceeding 6 months after the application therefor is made. A company may, in lieu of the provision hereinabove permitted for the deduction from a loan on the policy of a sum not more than 2 1/2% of the amount insured by the policy and of any dividend additions thereto, insert in the policy a provision that one fifth of the said reserve may be deducted in case of a loan under the policy, or may provide therein that the deduction may be the said 2 1/2% or the one fifth of the said reserve at the option of the company. (b) In the case of ordinary policies issued on or after the operative date of § 31-4705.02 (the standard nonforfeiture law) the loan value referred to in paragraph (6) of subsection (a) of § 31-4703 shall be the cash surrender value at the end of the current policy year as required by § 31-4705.02. The company shall reserve the right to defer such loan, except when made to pay premiums, for 6 months after application therefor is made.  (June 19, 1934, ch. 672, ch. V, § 5c; Feb. 19, 1948, 62 Stat. 30, ch. 66, § 4; redesignated § 5d, Oct. 13, 1978, D.C. Law 2-120, § 9(a), 25 DCR 1519.)  Prior Codifications 1981 Ed., § 35-509. 1973 Ed., § 35-705d. Section References This section is referenced in § 31-4703. References in Text The “operative date of § 31-4705.02,” referred to in subsections (a) and (b) of this section, was prescribed by § 2 of the Act of October 13, 1962, 76 Stat. 712, Pub. L. 87-738, which was formerly codified as § 35-507(g) (1981 Ed.). Section 35-507 § 31-4705.02, 2001 Ed. was rewritten effective March 14, 1985, and no longer contains the “operative date” language.
DC Code § 31-4706 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4706. Extension of time for payment of premiums

A life company may enter into subsequent agreements in writing with the insured, which need not be attached to the policy, to extend the time for the payment of any premium, or part thereof, upon condition that failure to comply with the terms of such agreement shall lapse the policy, as provided in said agreement or in the policy. Subject to such lien as may be created to secure any indebtedness contracted by the insured, in consideration of such extension, said agreement shall not impair any right existing under the policy.  (June 19, 1934, 48 Stat. 1164, ch. 672, ch. V, § 6.)  Prior Codifications 1981 Ed., § 35-510. 1973 Ed., § 35-706.
DC Code § 31-4707 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4707. Ascertainment of loan indebtedness

In ascertaining the indebtedness due upon policy or premium loans the interest, if not paid when due, shall be added to the principal of such loans and shall bear interest at the rate specified in the note or loan agreement.  (June 19, 1934, 48 Stat. 1164, ch. 672, ch. V, § 7.)  Prior Codifications 1981 Ed., § 35-511. 1973 Ed., § 35-707.
DC Code § 31-4708 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4708. Filing and approval of life policy forms

A policy of life insurance shall not be issued or delivered in the District until the form of the same has been filed with the Commissioner, nor if the Commissioner gives written notice, within 30 days of such filing, to the company proposing to issue it, showing wherein the form of such policy does not comply with the requirements of the laws of the District, provided that such action of the Commissioner shall be subject to review by a court of competent jurisdiction.  (June 19, 1934, 48 Stat. 1164, ch. 672, ch. V, § 8; May 21, 1997, D.C. Law 11-268, § 10, 44 DCR 1730; Mar. 24, 1998, D.C. Law 12-81, § 23(c), 45 DCR 745.)  Prior Codifications 1981 Ed., § 35-512. 1973 Ed., § 35-708.
DC Code § 31-4709 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4709. Policy provisions required by foreign government entities

The policies of a life company, not organized under the laws of the District, may contain any provisions prescribed by the laws of the state, territory, district, or country, under which the company is organized. The policies of a life company, organized under the laws of the District, may, when issued or delivered in any state, territory, district, or country, contain any provisions required by the laws of the state, territory, district, or country in which the same are issued or delivered, anything in this subdivision to the contrary notwithstanding.  (June 19, 1934, 48 Stat. 1164, ch. 672, ch. V, § 9.)  Prior Codifications 1981 Ed., § 35-513. 1973 Ed., § 35-709.
DC Code § 31-4710 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4710. Group policies — General requirements. [Repealed]

Repealed.  (June 19, 1934, 48 Stat. 1164, ch. 672, ch. V, § 10; July 2, 1940, 54 Stat. 726, ch. 518; July 12, 1950, 64 Stat. 330, ch. 457, § 1; July 5, 1960, 74 Stat. 315, 316, Pub. L. 86-579, §§ 1-5; Sept. 14, 1961, 75 Stat. 519, Pub. L. 87-249, § 1; Oct. 23, 1962, 76 Stat. 1131, Pub. L. 87-855, §§ 1, 2; Sept. 20, 1966, 80 Stat. 821, Pub. L. 89-594, § 1; Aug. 14, 1973, 87 Stat. 304, Pub. L. 93-89, title III, § 301; Feb. 23, 1980, D.C. Law 3-52, § 3, 27 DCR 26; Dec. 10, 1981, D.C. Law 4-55, § 2, 28 DCR 4649; May 10, 1989, D.C. Law 7-231, § 43, 36 DCR 492; Feb. 5, 1994, D.C. Law 10-68, § 31, 40 DCR 6311; Nov. 13, 2003, D.C. Law 15-39, § 2302(a), 50 DCR 5668.)  Prior Codifications 1981 Ed., § 35-514. 1973 Ed., § 35-710. Effect of Amendments D.C. Law 15-39 repealed this section. Emergency Legislation For temporary (90 day) repeal of section, see § 2202(a) of Fiscal Year 2004 Budget Support Emergency Act of 2003 (D.C. Act 15-105, June 20, 2003, 50 DCR 5613). For temporary (90 day) repeal of section, see § 2202(a) of Fiscal Year 2004 Budget Support Congressional Review Emergency Act of 2003 (D.C. Act 15-149, September 22, 2003, 50 DCR 8360). Short Title Short title of title XXIII of Law 15-39: Section 2301 of D.C. Law 15-39 provided that title XXIII of the act may be cited as the Life Insurance Amendment Act of 2003. Change in Government This section originated at a time when local government powers were delegated to a Board of Commissioners of the District of Columbia (see Acts Relating to the Establishment of the District of Columbia and its Various Forms of Governmental Organization in Volume 1). Section 401 of Reorganization Plan No. 3 of 1967 (see Reorganization Plans in Volume 1) transferred all of the functions of the Board of Commissioners under this section to a single Commissioner. The District of Columbia Self-Government and Governmental Reorganization Act, 87 Stat. 818, § 711 ( D.C. Code, § 1-207.11), abolished the District of Columbia Council and the Office of Commissioner of the District of Columbia. These branches of government were replaced by the Council of the District of Columbia and the Office of Mayor of the District of Columbia, respectively. Accordingly, and also pursuant to § 714(a) of such Act ( D.C. Code, § 1-207.14(a)), appropriate changes in terminology were made in this section.
DC Code § 31-4711.01 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4711.01. Group policies — Right to, and notice of, issuance of individual policy

(a) If any individual insured under a group life insurance policy hereafter delivered in the District becomes entitled under the terms of such policy to have an individual policy of life insurance issued to him without evidence of insurability, subject to making of application and payment of the 1st premium within the period specified in such policy, and if such individual is not given notice of the existence of such right at least 15 days prior to the expiration date of such period, then, in such event, the individual shall have an additional period within which to exercise such right, but nothing herein contained shall be construed to continue any insurance beyond the period provided in such policy. This additional period shall expire 15 days next after the individual is given such notice but in no event shall such additional period extend beyond 60 days next after the expiration date of the period provided in such policy. Written notice presented to the individual or mailed by the policyholder to the last known address of the individual or mailed by the insurer to the last known address of the individual as furnished by the policyholder shall constitute notice for the purpose of this subsection. (b) Except as provided in this chapter it shall be unlawful to make a contract of life insurance for a group in the District.  (June 19, 1934, ch. 672, ch. V, § 11(a); as added July 12, 1950, 64 Stat. 333, ch. 457, § 2.)  Prior Codifications 1981 Ed., § 35-516. 1973 Ed., § 35-711a.
DC Code § 31-4713 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4713. Prohibited activities — Securities operations. [Repealed]

Repealed.  (June 19, 1934, 48 Stat. 1173, ch. 672, ch. V, § 13; May 21, 1997, D.C. Law 11-268, § 10(j), 44 DCR 1730; Apr. 3, 2001, D.C. Law 13-265, § 126(a), 48 DCR 1225; redesignated § 301, Oct. 19, 2002, D.C. Law 14-213, § 20(b), 49 DCR 8140.)  Prior Codifications 1981 Ed., § 35-518. 1973 Ed., § 35-713.
DC Code § 31-4714 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4714. Prohibited activities—Misrepresentations. [Repealed]

Repealed.  (June 19, 1934, 48 Stat. 1174, ch. 672, ch. V, § 14; May 21, 1997, D.C. Law 11-268, § 10(j), 44 DCR 1730; Apr. 3, 2001, D.C. Law 13-265, § 126(a), 48 DCR 1225; redesignated § 301, Oct. 19, 2002, D.C. Law 14-213, § 20(b), 49 DCR 8140.)  Prior Codifications 1981 Ed., § 35-519. 1973 Ed., § 35-714. Editor's Notes Department of Insurance abolished: See Historical and Statutory Notes following § 31-4701.
DC Code § 31-4715 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4715. Prohibited activities—Discriminations. [Repealed]

Repealed.  (June 19, 1934, 48 Stat. 1174, ch. 672, ch. V, § 15; Apr. 3, 2001, D.C. Law 13-265, § 126(a), 48 DCR 1225; redesignated § 301, Oct. 19, 2002, D.C. Law 14-213, § 20(b), 49 DCR 8140.)  Prior Codifications 1981 Ed., § 35-520. 1973 Ed., § 35-715.
DC Code § 31-4716.01 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4716.01. Exemption from legal process — Disability benefits

No money or other benefit paid, provided, allowed, or agreed to be paid by any company on account of the disability from injury or sickness of any insured person shall be liable to execution, attachment, garnishment, or other process, or to be seized, taken, appropriated or applied by any legal or equitable process or operation of law, to pay any debt or liability of such insured person whether such debt or liability was incurred before or after the commencement of such disability, but the provisions of this section shall not affect the assignability of any such disability benefit otherwise assignable, nor shall this section apply to any money income disability benefit in an action to recover for necessaries contracted for after the commencement of disability covered by the disability clause or contract allowing such money income benefit.  (June 19, 1934, 48 Stat. 1175, ch. 672, ch. V, § 16a.)  Prior Codifications 1981 Ed., § 35-522. 1973 Ed., § 35-717.
DC Code § 31-4717 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4717. Exemption from legal process — Group life policy or proceeds

No policy of group life insurance, nor the proceeds thereof when paid to any employee or employees thereunder, shall be liable to attachment, garnishment, or other process, or to be seized, taken, appropriated, or applied by any legal or equitable process or operation of law, to pay any debt or liability of such employee, or his beneficiary, or any other person who may have a right thereunder, either before or after payment; nor shall the proceeds thereof, when not made payable to a named beneficiary, constitute a part of the estate of the employee for the payment of his debts.  (June 19, 1934, 48 Stat. 1176, ch. 672, ch. V, § 17.)  Prior Codifications 1981 Ed., § 35-523. 1973 Ed., § 35-718.
DC Code § 31-4718 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4718. Fraudulent statements or representations against companies. [Repealed]

Repealed.  (June 19, 1934, 48 Stat. 1176, ch. 672, ch. V, § 18; Apr. 3, 2001, D.C. Law 13-265, § 126(a), 48 DCR 1225; redesignated § 301, Oct. 19, 2002, D.C. Law 14-213, § 20(b), 49 DCR 8140.)  Prior Codifications 1981 Ed., § 35-524. 1973 Ed., § 35-719.
DC Code § 31-4719 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4719. Authority to hold proceeds under trust or agreement

Any life company licensed under the laws of the District shall have power to hold the proceeds of any policy issued by it under a trust or other agreement upon such terms and restrictions as to revocation by the policyholder and control by beneficiaries and with such exemptions from the claims of creditors or beneficiaries other than the policyholder as shall have been agreed to in writing by such company and the policyholder. Such insurance company shall not be required to segregate funds so held, but may hold them as a part of its general corporate assets.  (June 19, 1934, 48 Stat. 1176, ch. 672, ch. V, § 19.)  Prior Codifications 1981 Ed., § 35-525. 1973 Ed., § 35-720.
DC Code § 31-4720 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 47 - Provisions Relating to All Life Insurance Companies|§ 31-4720. Calculations of premiums and reserves

If in any contract year the gross premium charged by any life insurance company on any policy or contract subject to § 31-4701(a)(1) is less than the valuation net premium for the policy or contract calculated by the method used in calculating the reserve thereon but using the minimum valuation standards of mortality and rate of interest, the minimum reserve required for such policy or contract shall be the greater of either the reserve calculated according to the mortality table, rate of interest, and method actually used for such policy or contract, or the reserve calculated by the method actually used for such policy or contract but using the minimum standards of mortality and rate of interest and replacing the valuation net premium by the actual gross premium in each contract year for which the valuation net premium exceeds the actual gross premium. The minimum valuation standards of mortality and rate of interest referred to in this section are those standards stated in § 31-4701(c)(3) and (d); provided, that for any life insurance policy issued on or after January 1, 1987, for which the gross premium in the 1st policy year exceeds that of the 2nd year and for which no comparable additional benefit is provided in the 1st year for such excess and which provides an endowment benefit or a cash surrender value or a combination thereof in an amount greater than such excess premium, the foregoing provisions of this section shall be applied as if the method actually used in calculating the reserve for such policy were the method described in § 31-4701(c)(5), ignoring subsection (c)(5)(B) of § 31-4701. The minimum reserve at each policy anniversary of such a policy shall be the greater of the minimum reserve calculated in accordance with § 31-4701(c)(5), including subsection (c)(5)(B) of § 31-4701, and the minimum reserve calculated in accordance with this section.  (June 19, 1934, 48 Stat. 1176, ch. 672, ch. V, § 20; Oct. 13, 1978, D.C. Law 2-120, § 10, 25 DCR 1519; Mar. 14, 1985, D.C. Law 5-160, § 3(g), 32 DCR 39; Apr. 11, 2019, D.C. Law 22-286, § 2(c), 66 DCR 1637.)  Prior Codifications 1981 Ed., § 35-526. 1973 Ed., § 35-721. Section References This section is referenced in § 31-4701. Editor's Notes References in D.C. Law 5-160 in § 31-4701 and in this section have been translated accurately to reflect the D.C. Code numbering system for § 31-4701(c). It should be noted, however, that the numbering system used by the D.C. Code and the numbering system used by the Organic Law differ markedly.