reglab/housing_qa huggingface dataset:
AL Code § 27-34-38 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 34 - Fraternal Benefit Societies.|Section 27-34-38 - Annual Statements - Failure to File.

Section 27-34-38Annual statements - Failure to file. A society neglecting to file the annual statement in the form and within the time provided by this chapter shall forfeit $100.00 for each day during which such neglect continues; and, upon notice by the commissioner to that effect, its authority to do business in this state shall cease while such default continues. (Acts 1971, No. 407, p. 707, §710.)
AL Code § 27-34-39 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 34 - Fraternal Benefit Societies.|Section 27-34-39 - Examinations - Domestic Societies.

Section 27-34-39Examinations - Domestic societies. (a) The commissioner, or any person he may appoint, shall have the power of visitation and examination into the affairs of any domestic society, and he shall make such examination at least once in every three years. He may employ assistants for the purpose of such examination, and he, or any person he may appoint, shall have free access to all books, papers, and documents that relate to the business of the society. (b) In making any such examination, the commissioner may summon and qualify as witnesses under oath and examine its officers, agents, and employees or other persons in relation to the affairs, transactions, and condition of the society. (c) A summary of the report of the commissioner, and such recommendations or statements of the commissioner as may accompany such report, shall be read at the first meeting of the board of directors, or corresponding body of the society, following the receipt thereof and, if directed so to do by the commissioner, shall also be read at the first meeting of the supreme legislative or governing body of the society following the receipt thereof. A copy of the report, recommendations, and statements of the commissioner shall be furnished by the society to each member of such board of directors or other governing body. (d) The expense of each examination and of each valuation, including compensation and actual expense of examiners, shall be paid by the society examined or whose certificates are valued, upon statements furnished by the commissioner. (Acts 1911, No. 476, p. 700; Acts 1971, No. 407, p. 707, §711.)
AL Code § 27-34-40 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 34 - Fraternal Benefit Societies.|Section 27-34-40 - Examinations - Foreign and Alien Societies.

Section 27-34-40Examinations - Foreign and alien societies. The commissioner, or any person whom he may appoint, may examine any foreign or alien society transacting, or applying for admission to transact, business in this state. He may employ assistants and he, or any person he may appoint, shall have free access to all books, papers, and documents that relate to the business of the society. He may, in his discretion, accept, in lieu of such examination, the examination of the insurance department of the state, territory, district, province, or country where such society is organized. The compensation and actual expenses of the examiners making any examination or general or special valuation shall be paid by the society examined or by the society whose certificate obligations have been valued, upon statements furnished by the commissioner. (Acts 1911, No. 476, p. 700; Acts 1971, No. 407, p. 707, §712.)
AL Code § 27-34-41 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 34 - Fraternal Benefit Societies.|Section 27-34-41 - Examinations - Publication of Financial Statement, Report, or Finding.

Section 27-34-41Examinations - Publication of financial statement, report, or finding. Pending, during or after an examination or investigation of a society, either domestic, foreign, or alien, the commissioner shall make public no financial statement, report, or finding nor shall he permit to become public any financial statement, report, or finding affecting the status, standing, or rights of any society until a copy thereof shall have been served upon the society at its principal office and the society shall have been afforded a reasonable opportunity to answer any such financial statement, report, or finding and to make such showing in connection therewith as it may desire. (Acts 1911, No. 476, p. 700; Acts 1971, No. 407, p. 707, §713.)
AL Code § 27-34-42 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 34 - Fraternal Benefit Societies.|Section 27-34-42 - Exemption From Taxation.

Section 27-34-42Exemption from taxation. Every society organized or licensed under this chapter is hereby declared to be a charitable and benevolent institution, and all of its funds shall be exempt from all and every state, county, district, municipal, and school tax other than taxes on real estate and office equipment. (Acts 1911, No. 476, p. 700; Acts 1971, No. 407, p. 707, §714.)
AL Code § 27-34-43 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 34 - Fraternal Benefit Societies.|Section 27-34-43 - Applicability of Chapters 7 and 8a.

Section 27-34-43Applicability of Chapters 7 and 8A. Persons representing a fraternal benefit society in the solicitation of applications for insurance or annuities and the fraternal benefit society with respect thereto shall be subject to the provisions of Chapters 7 and 8A of this title. (Acts 1971, No. 407, p. 707, §715; Act 2001-702, p. 1509, §15.)
AL Code § 27-34-44 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 34 - Fraternal Benefit Societies.|Section 27-34-44 - Agents - Solicitation Without License.

Section 27-34-44Agents - Solicitation without license. Repealed by Act 2001-702, p. 1509, § 16, effective January 1, 2002. (Acts 1971, No. 407, p. 707, §716.)
AL Code § 27-34-45 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 34 - Fraternal Benefit Societies.|Section 27-34-45 - Misrepresentations.

Section 27-34-45Misrepresentations. No person shall cause or permit to be made, issued, or circulated in any form: (1) Any misrepresentation or false or misleading statement concerning the terms, benefits, or advantages of any fraternal insurance contract now issued, or to be issued, in this state or the financial condition of any society; (2) Any false or misleading estimate or statement concerning the dividends or shares of surplus paid, or to be paid, by any society on any insurance contract; or (3) Any incomplete comparison of an insurance contract of one society with an insurance contract of another society or insurer for the purpose of inducing the lapse, forfeiture, or surrender of any insurance contract. A comparison of insurance contracts is incomplete: a. If it does not compare in detail: 1. The gross rates and the gross rates less any dividend or other reduction allowed at the date of the comparison; and 2. Any increase in cash values and all the benefits provided by each contract for the possible duration thereof as determined by the life expectancy of the insured; or b. If it omits from consideration: 1. Any benefit or value provided in the contract; 2. Any differences as to amount or period of rates; or 3. Any differences in limitations or conditions or provisions which directly or indirectly affect the benefits. In any determination of the incompleteness or misleading character of any comparison or statement, it shall be presumed that the insured had no knowledge of any of the contents of the contract involved. (4) Any person who violates any provision of this section or knowingly receives any compensation or commission by or in consequence of such violation shall, upon conviction, be punished by a fine not less than $100.00 nor more than $1,000.00 or by imprisonment in the county jail not less than 30 days nor more than 90 days, or by both fine and imprisonment, and shall, in addition, be liable for a civil penalty in the amount of three times the sum received by such violator as compensation or commission, which penalty an action may be maintained for and recovered by any person or society aggrieved for his, or its, own use and benefit in accordance with the provisions of civil practice. (Acts 1971, No. 407, p. 707, §717.)
AL Code § 27-34-46 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 34 - Fraternal Benefit Societies.|Section 27-34-46 - Discrimination, Inducements, and Rebates.

Section 27-34-46Discrimination, inducements, and rebates. (a) No society doing business in this state shall make or permit any unfair discrimination between insured members of the same class and equal expectation of life in the premiums charged for certificates of insurance in the dividends or other benefits payable thereon or in any other of the terms and conditions of the contracts it makes. (b) No society, by itself, or any other party and no agent or solicitor, personally or by any other party shall offer, promise, allow, give, set off, or pay, directly or indirectly, any valuable consideration or inducement to or for insurance on any risk authorized to be taken by such society which is not specified in the certificate. No member shall receive or accept, directly or indirectly, any rebate of premium, or part thereof, or agent's or solicitor's commission thereon payable on any certificate or receive or accept any favor or advantage or share in the dividends or other benefits to accrue on, or any valuable consideration or inducement not specified in, the contract of insurance. (Acts 1971, No. 407, p. 707, §718.)
AL Code § 27-34-47 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 34 - Fraternal Benefit Societies.|Section 27-34-47 - Service of Process.

Section 27-34-47Service of process. (a) Every society authorized to do business in this state shall appoint, in writing, the commissioner and each successor in office to be its true and lawful attorney upon whom all lawful process in any action or proceeding against it shall be served and shall agree, in such writing, that any lawful process against it which is served on said attorney shall be of the same legal force and validity as if served upon the society and that the authority shall continue in force so long as any liability remains outstanding in this state. Copies of such appointment, certified by the commissioner, shall be deemed sufficient evidence thereof and shall be admitted in evidence with the same force and effect as the original thereof might be admitted. (b) Service shall only be made upon the commissioner or, if absent, upon the person in charge of his office. It shall be made in duplicate and shall constitute sufficient service upon the society. When legal process against a society is served upon the commissioner, he shall forthwith forward one of the duplicate copies by registered or certified mail, prepaid, directed to the secretary or corresponding officer. No such service shall require a society to file its answer, pleading, or defense in less than 30 days from the date of mailing the copy of the service to a society. Legal process shall not be served upon a society except in the manner provided in this section. At the time of serving any process upon the commissioner, the plaintiff or complainant in the action shall pay to the commissioner a fee of $2.00. (Acts 1911, No. 476, p. 700; Acts 1971, No. 407, p. 707, §719.)
AL Code § 27-34-48 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 34 - Fraternal Benefit Societies.|Section 27-34-48 - Consolidation or Merger - Procedure.

Section 27-34-48Consolidation or merger - Procedure. (a) A domestic society may consolidate or merge with any other society by complying with the provisions of this section. It shall file with the commissioner: (1) A certified copy of the written contract containing, in full, the terms and conditions of the consolidation or merger; (2) A sworn statement by the president and secretary, or corresponding officers, of each society showing the financial condition thereof on a date fixed by the commissioner, but not earlier than December 31 next preceding the date of the contract; (3) A certificate of such officers, duly verified by their respective oaths, that the consolidation or merger has been approved by a two-thirds vote of the supreme legislative or governing body of each society; and (4) Evidence that at least 60 days prior to the action of the supreme legislative or governing body of each society, the text of the contract has been furnished to all members of each society, either by mail or by publication in full in the official organ of each society. (b) The affidavit of any officer of the society, or of anyone authorized by it to mail any notice or document, stating that such notice or document has been duly addressed and mailed, shall be prima facie evidence that such notice or document has been furnished the addressees. (c) If the commission finds that the contract is in conformity with the provisions of this section, that the financial statements are correct and that the consolidation or merger is just and equitable to the members of each society, he shall approve the contract and issue his certificate to such effect. Upon such approval, the contract shall be in full force and effect unless any society which is a party to the contract is incorporated under the laws of any other state. In such event, the consolidation or merger shall not become effective unless, and until, it has been approved as provided by the laws of such state and a certificate of such approval filed with the commissioner or, if the laws of such state contain no such provision, then the consolidation or merger shall not become effective unless, and until, it has been approved by the insurance supervisory official of such state and a certificate of such approval filed with the commissioner. (Acts 1923, No. 596, p. 785; Acts 1971, No. 407, p. 707, §720.)
AL Code § 27-34-49 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 34 - Fraternal Benefit Societies.|Section 27-34-49 - Consolidation or Merger - Effect.

Section 27-34-49Consolidation or merger - Effect. Upon the consolidation or merger effective as provided in Section 27-34-48, all the rights, franchises, and interests of the consolidated or merged societies in, and to, every species of property, real, personal, or mixed, and things in action thereunto belonging shall be vested in the society resulting from, or remaining after, the consolidation or merger without any other instrument; except, that conveyances of real property may be evidenced by proper deeds, and the title to any real estate, or interest therein, vested under the laws of this state in any of the societies consolidated or merged shall not revert, or be in any way impaired, by reason of the consolidation or merger, but shall vest absolutely in the society resulting from, or remaining after, such consolidation or merger. (Acts 1971, No. 407, p. 707, §721.)
AL Code § 27-34-50 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 34 - Fraternal Benefit Societies.|Section 27-34-50 - Actions to Enjoin or in Quo Warranto; Liquidation; Receivership.

Section 27-34-50Actions to enjoin or in quo warranto; liquidation; receivership. (a) When the commissioner upon investigation finds that a domestic society: (1) Has exceeded its powers; or (2) Has failed to comply with any provision of this chapter; or (3) Is not fulfilling its contracts in good faith; or (4) Has a membership of less than 400 after an existence of one year or more; or (5) Is conducting business fraudulently or in a manner hazardous to its members, creditors, the public or the business, he shall notify the society of his findings, state in writing the reasons for his dissatisfaction and require the society to show cause on a date named why it should not be enjoined from carrying on any business until the violation complained of shall have been corrected or why an action in quo warranto should not be commenced against the society. (b) If on such date the society does not present good and sufficient reasons why it should not be so enjoined or why such action should not be commenced, the commissioner may present the facts relating thereto to the Attorney General who shall, if he deems the circumstances warrant, commence an action to enjoin the society from transacting business or in quo warranto. The court shall thereupon notify the officers of the society of a hearing. If after a full hearing it appears that the society should be so enjoined or liquidated or a receiver appointed, the court shall enter the necessary order. (c) No society so enjoined shall have the authority to do business until: (1) The commissioner finds that the violation complained of has been corrected; (2) The costs of such action have been paid by the society if the court finds that the society was in default as charged; (3) The court has dissolved its injunction; and (4) The commissioner has reinstated the society's license. (d) If the court orders the society liquidated, it shall be enjoined from carrying on any further business, whereupon the receiver of the society shall proceed at once to take possession of the books, papers, money, and other assets of the society and, under the direction of the court, proceed forthwith to close the affairs of the society and to distribute its funds to those entitled thereto. (e) No action under this section shall be recognized in any court of this state unless brought by the Attorney General upon request of the commissioner. Whenever a receiver is to be appointed for a domestic society, the court shall appoint the commissioner as such receiver. (f) The provisions of this section relating to hearing by the commissioner, action by the Attorney General at the request of the commissioner, hearing by the court, injunction and receivership shall be applicable to a society which voluntarily determines to discontinue business. (Acts 1911, No. 476, p. 700; Acts 1939, No. 525, p. 816; Acts 1939, No. 579, p. 936; Acts 1971, No. 407, p. 707, §722.)
AL Code § 27-34-51 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 34 - Fraternal Benefit Societies.|Section 27-34-51 - Applications for Injunctions.

Section 27-34-51Applications for injunctions. No application or petition for injunction against any domestic, foreign, or alien society, or branch thereof, shall be recognized in any court of this state unless made by the Attorney General upon request of the commissioner. (Acts 1971, No. 407, p. 707, §723.)
AL Code § 27-34-52 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 34 - Fraternal Benefit Societies.|Section 27-34-52 - Review of Decisions and Findings of Commissioner.

Section 27-34-52Review of decisions and findings of commissioner. All decisions and findings of the commissioner made under the provisions of this chapter shall be subject to review by the court in accordance with the provisions of Section 27-2-32. (Acts 1971, No. 407, p. 707, §724.)
AL Code § 27-34-53 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 34 - Fraternal Benefit Societies.|Section 27-34-53 - False Statements.

Section 27-34-53False statements. Any person who willfully makes a false statement of any material fact or thing in a sworn statement as to the death or disability of a certificate holder in any fraternal benefit society, for the purpose of procuring payment of a benefit named in the certificate of such holder, and any person who willfully makes any false statement in any verified report or declaration under oath required or authorized by law as to fraternal benefit societies shall be guilty of perjury and shall be proceeded against and punished as provided by the statutes of this state in relation to the crime of perjury. (Acts 1911, No. 476, p. 700; Acts 1971, No. 407, p. 707, §725.)
AL Code § 27-34-54 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 34 - Fraternal Benefit Societies.|Section 27-34-54 - Applicability of Other Provisions.

Section 27-34-54Applicability of other provisions. In addition to the provisions heretofore contained or referred to in this chapter, other chapters and provisions of this title shall apply to fraternal benefit societies, to the extent applicable and not in conflict with the express provisions of this chapter, and the reasonable implications thereof, as follows: (1) Chapter 1. (2) Chapter 2. (3) The following sections of Chapter 3: a. Section 27-3-4. b. Section 27-3-5. (4) The following sections of Chapter 10: a. Section 27-10-1. b. Section 27-10-2. c. Section 27-10-3. (5) Chapter 12. (6) Section 27-15-29. (7) The following sections of Chapter 27: a. Section 27-27-26. b. Section 27-27-27. c. Section 27-27-29. d. Section 27-27-50. (8) Chapter 32. (9) Chapter 29. (Acts 1971, No. 407, p. 707, §726; Act 2014-324, p. 1151, §1.)
AL Code § 27-35-1 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 35 - Conversion of Fraternal Benefit Societies.|Section 27-35-1 - Conversion Into Stock or Mutual Life Insurance Company - Authority; How Effected.

Section 27-35-1Conversion into stock or mutual life insurance company - Authority; how effected. Any fraternal benefit society organized under the laws of this state may convert itself into a stock life insurance company or a mutual life insurance company, which may be a continuation of such society under an amended charter, if such society is then incorporated, or a new corporation formed for such purpose if such society is then unincorporated. In either event, the conversion of such society into a stock life insurance company or a mutual life insurance company shall be effected as provided in this chapter. (Acts 1927, No. 537, p. 624; Acts 1971, No. 407, p. 707, §727.)
AL Code § 27-35-2 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 35 - Conversion of Fraternal Benefit Societies.|Section 27-35-2 - Conversion Into Stock or Mutual Life Insurance Company - Plan of Conversion; Approval or Disapproval Thereof.

Section 27-35-2Conversion into stock or mutual life insurance company - Plan of conversion; approval or disapproval thereof. (a) The proposed plan for the conversion of the society into a stock or mutual life insurer shall be prepared in writing, setting forth in full the terms and conditions thereof. After approval of the plan by the society's board of directors, the society shall file the plan of conversion with the commissioner. (b) If, upon examination thereof, the commissioner is of the opinion that the plan is complete, is in compliance with the law, is fair and equitable to the certificate holders and interests of the society and that no reasonable objection thereto exists, he shall approve the plan; if he finds otherwise, the commissioner shall disapprove the plan. If not disapproved and written notice thereof given the society within 30 days after the date of filing with the commissioner, the plan shall be deemed to have been approved as of the expiration of such 30 days' period. In any such notice of disapproval, the commissioner shall state the reasons for disapproval. (c) No society shall effectuate any plan of conversion which has been disapproved by the commissioner. (Acts 1971, No. 407, p. 707, §728.)
AL Code § 27-35-3 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 35 - Conversion of Fraternal Benefit Societies.|Section 27-35-3 - Conversion Into Stock or Mutual Life Insurance Company - Notice to Subordinate Lodges or Branches.

Section 27-35-3Conversion into stock or mutual life insurance company - Notice to subordinate lodges or branches. After the plan of conversion has been approved by the commissioner, the society shall mail notice by registered or certified mail to all of its subordinate lodges or branches, by whatever name called, stating that a proposal will be made at a meeting of the supreme governing or legislative body of the society, to be held at least 90 days after the mailing of the notice, to convert the society into a stock or mutual life insurer and enclosing a copy of the proposed plan of conversion. (Acts 1927, No. 537, p. 624; Acts 1971, No. 407, p. 707, §729.)