reglab/housing_qa huggingface dataset:
NV Rev Stat § 660.075 (2021)
2021 Nevada Revised Statutes|Chapter 660 - Branch Offices; Electronic Terminals; Automated Tellers|NRS 660.075 - Application to establish office for mechanical teller; fee for application; annual fee; regulations.

  1. An application for authority to establish and operate one or more offices for mechanical tellers must be made to the Commissioner on the form prescribed by the Commissioner and accompanied by a fee of not more than $200 per teller. If the Commissioner approves the application, the financial institution must pay an annual fee of not more than $100 for each mechanical teller that it operates.  2. The Commissioner shall adopt regulations establishing the amount of the fees required pursuant to this section.  (Added to NRS by 1985, 984; A 1987, 1906; 2005, 1844)
NV Rev Stat § 660.085 (2021)
2021 Nevada Revised Statutes|Chapter 660 - Branch Offices; Electronic Terminals; Automated Tellers|NRS 660.085 - Discontinuance of office for mechanical teller.

  1. If a financial institution wishes to discontinue the operation of an office for mechanical tellers, it must notify the Commissioner in writing not less than 30 days before the proposed date for discontinuance. The notice must state the reasons for the closing of the office and indicate that the needs and convenience of the community in which the office is located would still be adequately met.  2. If the Commissioner determines that the discontinuance would significantly limit financial services which would be available to the residents of the community in which the office is located, the Commissioner shall so notify the institution. The institution must then cause notice of its intention to discontinue the operation of the office to be published in a newspaper serving that community once a week for 4 consecutive weeks. The operation of the office may not be discontinued until approved by the Commissioner, who shall first hold a public hearing thereon if requested by any interested person.  3. Any action taken by the Commissioner pursuant to subsection 2 is subject to review in the same manner as provided in NRS 659.055.  (Added to NRS by 1985, 984; A 1987, 1906)
NV Rev Stat § 660.095 (2021)
2021 Nevada Revised Statutes|Chapter 660 - Branch Offices; Electronic Terminals; Automated Tellers|NRS 660.095 - Sharing of mechanical tellers and other electronic terminals.

  1. A financial institution may share the space in an office for mechanical tellers or may share use of a mechanical teller with other financial institutions or such other persons as the Commissioner may approve.  2. A financial institution may share the use of its electronic terminals with other financial institutions or such other persons as the Commissioner may approve.  3. An agreement to share mechanical tellers or electronic terminals may not prohibit, limit or restrict the right of a financial institution to charge a customer any fees allowed by state or federal law, or require a financial institution to limit or waive its rights or obligations under this chapter.  (Added to NRS by 1985, 984; A 1987, 1907; 1989, 713)
NV Rev Stat § 660.105 (2021)
2021 Nevada Revised Statutes|Chapter 660 - Branch Offices; Electronic Terminals; Automated Tellers|NRS 660.105 - Construction of provisions relating to electronic transfer of money.

The provisions of this chapter relating to the electronic transfer of money must be construed in a manner which is consistent with, and which is not less restrictive than, the Electronic Fund Transfer Act, 15 U.S.C. §§ 1693-1693r, inclusive.  (Added to NRS by 1989, 712)
NV Rev Stat § 660.115 (2021)
2021 Nevada Revised Statutes|Chapter 660 - Branch Offices; Electronic Terminals; Automated Tellers|NRS 660.115 - Definitions.

As used in NRS 660.115 to 660.235, inclusive, unless the context otherwise requires, the words and terms defined in NRS 660.125 to 660.185, inclusive, have the meanings ascribed to them in those sections.  (Added to NRS by 1991, 1123)
NV Rev Stat § 660.125 (2021)
2021 Nevada Revised Statutes|Chapter 660 - Branch Offices; Electronic Terminals; Automated Tellers|NRS 660.125 - "Area of access" defined.

Area of access means a paved walkway or sidewalk which is within 50 feet of an automated teller, except a publicly maintained road or a sidewalk as defined in NRS 484A.240.  (Added to NRS by 1991, 1123)
NV Rev Stat § 660.135 (2021)
2021 Nevada Revised Statutes|Chapter 660 - Branch Offices; Electronic Terminals; Automated Tellers|NRS 660.135 - "Automated teller" defined.

Automated teller means any electronic device which accepts or dispenses cash in connection with an account maintained in a financial institution or with another business. The term does not include a device used solely to guarantee the payment of a check or to authorize or verify the issuance of a check, or used in connection with the acceptance or dispensing of cash by one natural person to another.  (Added to NRS by 1991, 1123)
NV Rev Stat § 660.145 (2021)
2021 Nevada Revised Statutes|Chapter 660 - Branch Offices; Electronic Terminals; Automated Tellers|NRS 660.145 - "Control" defined.

A person has "control" of an area of access or a defined parking area if the person has the present authority to determine how, when and by whom it is to be used and how it is to be maintained, lit and landscaped.  (Added to NRS by 1991, 1123)
NV Rev Stat § 660.155 (2021)
2021 Nevada Revised Statutes|Chapter 660 - Branch Offices; Electronic Terminals; Automated Tellers|NRS 660.155 - "Customer" defined.

Customer means a natural person to whom a device for access has been issued for personal, family or household use.  (Added to NRS by 1991, 1123)
NV Rev Stat § 660.165 (2021)
2021 Nevada Revised Statutes|Chapter 660 - Branch Offices; Electronic Terminals; Automated Tellers|NRS 660.165 - "Defined parking area" defined.

  1. "Defined parking area" means that portion of any parking area open for customer parking which is:  (a) Contiguous to an area of access to an automated teller;  (b) Regularly, principally and lawfully used for parking by users of the automated teller while using it between a half hour after sunset and a half hour before sunrise; and  (c) Owned or leased by the operator of the automated teller or owned or controlled by the party leasing the site of the automated teller to the operator.  2. The term does not include any parking area while it is not open or regularly used for parking by users of the automated teller who are using it between a half hour after sunset and a half hour before sunrise.  3. A parking area is not open if it is physically closed to access or if conspicuous signs indicate that it is closed.  4. If a parking area that has more than one level would otherwise be a defined parking area, only the single level deemed by the operator of the automated teller to be the most directly accessible to the users of the automated teller is a defined parking area pursuant to the provisions of NRS 660.115 to 660.235, inclusive.  (Added to NRS by 1991, 1124)
NV Rev Stat § 660.175 (2021)
2021 Nevada Revised Statutes|Chapter 660 - Branch Offices; Electronic Terminals; Automated Tellers|NRS 660.175 - "Device for access" defined.

Device for access means a card, code or other means of access to a customer’s account, or any combination of these, which may be used to accomplish the deposit or withdrawal of cash.  (Added to NRS by 1991, 1124)
NV Rev Stat § 660.185 (2021)
2021 Nevada Revised Statutes|Chapter 660 - Branch Offices; Electronic Terminals; Automated Tellers|NRS 660.185 - "Operator" defined.

Operator means a financial institution or other person who operates an automated teller.  (Added to NRS by 1991, 1124)
NV Rev Stat § 660.195 (2021)
2021 Nevada Revised Statutes|Chapter 660 - Branch Offices; Electronic Terminals; Automated Tellers|NRS 660.195 - Operator to adopt procedure for evaluating safety of location of automated teller before installation; exception.

  1. The operator of an automated teller shall adopt a procedure for evaluating the safety of its location before it is installed. The procedure must include the consideration of:  (a) The extent to which the lighting for the automated teller complies with the standards required by NRS 660.205;  (b) The presence of landscaping, vegetation or other obstructions in the area of the automated teller, the area of access and the defined parking area; and  (c) The incidence of crimes of violence in the immediate neighborhood of the automated teller, both those included in the records of the local law enforcement agency and any others of which the operator has knowledge.  2. NRS 660.115 to 660.235, inclusive, do not impose a duty to relocate or modify an automated teller installed before October 1, 1991.  (Added to NRS by 1991, 1124)
NV Rev Stat § 660.205 (2021)
2021 Nevada Revised Statutes|Chapter 660 - Branch Offices; Electronic Terminals; Automated Tellers|NRS 660.205 - Requirements for illumination.

  1. The operator of an automated teller shall provide illumination from a half hour after sunset until a half hour before sunrise of at least 10 foot-candles, measured 3 feet above ground level, at the face of the automated teller and extending outward at least 5 feet in each unobstructed direction.  2. The operator of an automated teller, if the operator controls the area of access or the defined parking area, or the lessor or other person who controls each of these areas, shall provide illumination from a half hour after sunset until a half hour before sunrise of at least 2 foot-candles, measured 3 feet above ground level, within 50 feet in all unobstructed directions from the face of the automated teller and in that portion of the defined parking area which is within 60 feet from the automated teller.  3. If an automated teller is located within 10 feet of the corner of a building and the automated teller is generally accessible from the adjacent side of the building, the illumination must be at least 2 foot-candles, measured 3 feet above ground level, along the first 40 unobstructed feet of the adjacent side of the building.  (Added to NRS by 1991, 1124)
NV Rev Stat § 660.215 (2021)
2021 Nevada Revised Statutes|Chapter 660 - Branch Offices; Electronic Terminals; Automated Tellers|NRS 660.215 - Notice of basic precautions: Requirements; issuance to customers; sufficiency.

  1. Each issuer of a device for access to an automated teller shall deliver personally or by mail to each customer, except as otherwise provided in this section, whose mailing address for the account to which the device relates is in this state, a notice of basic precautions to be taken by the customer. Only one notice need be furnished per household, and if devices for access are furnished to more than one customer for a single account or set of accounts or on the basis of a single application or other request for the devices, a single notice may be furnished in satisfaction of the requirements of this section as to all those customers. The information may be included with other disclosures related to the device furnished to the customer, such as an initial or periodic disclosure furnished pursuant to federal law.  2. The notice required by this section is sufficient if the customer is advised to:  (a) Be aware of his or her surroundings, particularly later than a half hour after sunset;  (b) Consider having someone accompany him or her when the automated teller is used later than a half hour after sunset;  (c) Refrain from displaying his or her cash, pocket the cash as soon as the transaction is completed and count the cash later in the safety of his or her car or home;  (d) Consider using another automated teller, or coming back later, if he or she notices anything suspicious;  (e) Consider cancelling the transaction, pocketing the device for access and leaving if he or she notices anything suspicious while transacting business at the automated teller; and  (f) Report all crimes to the operator of the automated teller and to local law enforcement officials immediately.  (Added to NRS by 1991, 1125)
NV Rev Stat § 660.225 (2021)
2021 Nevada Revised Statutes|Chapter 660 - Branch Offices; Electronic Terminals; Automated Tellers|NRS 660.225 - Applicability.

The provisions of NRS 660.115 to 660.235, inclusive, do not apply with respect to any automated teller:  1. Located inside of a building:  (a) Unless the building exists for the sole purpose of providing an enclosure for the automated teller; or  (b) Except to the extent a transaction can be conducted from outside the building.  2. Located in any area, including a building, which is not controlled by the operator.  (Added to NRS by 1991, 1125)
NV Rev Stat § 660.235 (2021)
2021 Nevada Revised Statutes|Chapter 660 - Branch Offices; Electronic Terminals; Automated Tellers|NRS 660.235 - Preemption of codes, ordinances and regulations of local governments relating to safety of customers at automated tellers.

  1. NRS 660.115 to 660.235, inclusive, supersede and preempt all codes, ordinances or regulations of counties, cities, towns and local agencies regarding the safety of customers at automated tellers located in this state.  2. Substantial compliance with those sections is conclusive evidence that the operator of an automated teller has provided adequate measures for the safety of his or her customers.  (Added to NRS by 1991, 1125)
NV Rev Stat § 661.015 (2021)
2021 Nevada Revised Statutes|Chapter 661 - Organizational Requirements|NRS 661.015 - Organization: Minimum initial stockholders’ or members’ equity required; insurance of deposit accounts by Federal Deposit Insurance Corporation.

No bank may be:  1. Organized unless its initial stockholders’ or members’ equity is $300,000 or more, or such greater amount as may be required by the Commissioner. The full amount of the initial stockholders’ or members’ equity of any bank must be paid in cash, exclusive of all organization expenses, except as otherwise provided in chapters 657 to 671, inclusive, of NRS, before it may be authorized to commence the business of banking.  2. Organized or authorized to do banking or banking and trust business unless its deposit accounts are insured by the Federal Deposit Insurance Corporation.  (Added to NRS by 1971, 974; A 1983, 1731; 1987, 1907; 1997, 980)
NV Rev Stat § 661.025 (2021)
2021 Nevada Revised Statutes|Chapter 661 - Organizational Requirements|NRS 661.025 - Requirements for stockholders’ or members’ equity determined by Commissioner; deposit liability; acceptance of deposits.

  1. The stockholders’ or members’ equity of any state bank must, subject to the limitations set forth in NRS 661.015, be at least 6 percent of the total deposit liability of the bank as determined by the Commissioner. In determining the amount of stockholders’ or members’ equity that will be required, the Commissioner shall give due consideration to the character and liquidity of the assets of the bank and to the standards regarding equity requirements established by other state and federal banking supervising agencies.  2. The Commissioner shall, to determine the requirements for stockholders’ or members’ equity for any state bank, include undivided profits, capital notes, debentures and any reserve for losses.  3. The deposit liability for the purposes of this section must be the average of daily deposit liabilities for the preceding 60 calendar days.  4. This section does not prohibit the acceptance of deposits by any bank while it is proceeding expeditiously, as determined by the Commissioner, to comply with the provisions of this section.  (Added to NRS by 1971, 974; A 1983, 1731; 1987, 1907; 1997, 980)
NV Rev Stat § 661.035 (2021)
2021 Nevada Revised Statutes|Chapter 661 - Organizational Requirements|NRS 661.035 - Amendment of articles of incorporation to increase or reduce authorized stock; approval by Commissioner.

  1. A banking corporation may, with the approval of the Commissioner, amend its articles of incorporation to authorize an increase or reduction in its authorized stock.  2. The Commissioner shall not approve an amendment of the articles of incorporation that reduces the authorized stock of the corporation unless the Commissioner finds that the security of the existing creditors of the corporation will not be impaired.  (Added to NRS by 1971, 974; A 1983, 1732; 1987, 211, 1907; 1995, 478; 1997, 981)
NV Rev Stat § 661.065 (2021)
2021 Nevada Revised Statutes|Chapter 661 - Organizational Requirements|NRS 661.065 - Liability of persons holding stock in or becoming substituted members of bank in fiduciary capacity.

Persons holding stock in banking corporations or becoming substituted members of banking companies as executors, administrators, guardians or trustees are not personally subject to any liabilities as stockholders or members, but the estates and funds in their hands are liable in like manner and to the same extent as the testator, intestate, ward or person interested in the trust fund would be, if living and competent to hold stock in his or her own name.  (Added to NRS by 1971, 975; A 1995, 478)
NV Rev Stat § 661.075 (2021)
2021 Nevada Revised Statutes|Chapter 661 - Organizational Requirements|NRS 661.075 - Failure to pay installment on stock or contribution: Sale of stock or member’s interest; forfeiture of amount previously paid.

  1. If a stockholder of a banking corporation or member of a banking company fails to pay any installment on his or her stock or contribution when the installment is required by law to be paid, the directors or managers of the bank shall sell the stock or member’s interest at public or private sale, as they may deem best, having first given the delinquent stockholder or member 20 days’ notice, personally or by mail, at his or her last known address.  2. If no person can be found who will pay for the stock or interest the amount due thereon, together with any additional indebtedness of the stockholder or member to the bank, the amount previously paid is forfeited to the bank. The stock or interest must be sold, as the directors may order, within 30 days after the forfeiture and, if not sold, it must be cancelled and deducted from the capital of the bank.  3. The other members of a banking company have a joint and several right of first refusal to buy the interest of the delinquent member. If this right is not exercised, the buyer becomes a member.  (Added to NRS by 1971, 975; A 1995, 479)
NV Rev Stat § 661.085 (2021)
2021 Nevada Revised Statutes|Chapter 661 - Organizational Requirements|NRS 661.085 - Impaired stockholders’ or members’ equity: Duty of Commissioner to give notice; duty of officers and directors to require bank to make impairment good; power of Commissioner to take possession of bank.

  1. If the stockholders’ or members’ equity of any bank has become impaired, the Commissioner shall notify the officers and directors of the bank to require the bank to make the impairment good within 3 months after receiving notice from the Commissioner.  2. The officers and directors of the bank who receive the notice shall immediately require the bank to make the impairment good.  3. If, within 3 months after the officers and directors of the bank receive the notice from the Commissioner, the bank fails to make the impairment good, the Commissioner may forthwith take possession of the property and business of the bank until its affairs are finally liquidated as provided by law.  (Added to NRS by 1971, 975; A 1983, 1732; 1987, 587, 1908; 1995, 479; 1997, 981)
NV Rev Stat § 661.105 (2021)
2021 Nevada Revised Statutes|Chapter 661 - Organizational Requirements|NRS 661.105 - Preferred stock: Conditions for issuance; inclusion in determination of compliance with requirements for stockholders’ equity.

  1. A banking corporation organized under the laws of this state may, with the approval of the Commissioner, issue preferred stock of one or more classes, in such amount and with such par value as is approved by the Commissioner, unless such an issuance is prohibited by the provisions of chapter 78 of NRS.  2. Any preferred stock lawfully issued by a banking corporation organized under the laws of this state must be included in determining whether the banking corporation has complied with the minimum requirements for stockholders’ equity provided by chapters 657 to 671, inclusive, of NRS.  (Added to NRS by 1971, 976; A 1983, 1733; 1987, 1909; 1997, 982)
NV Rev Stat § 661.115 (2021)
2021 Nevada Revised Statutes|Chapter 661 - Organizational Requirements|NRS 661.115 - Maintenance and filing of list of stockholders or members; additional requirements for list of members.

  1. On the fourth Monday in January of each year, a copy of the list of stockholders required to be maintained pursuant to paragraph (c) of subsection 1 of NRS 78.105 or the list of members required to be maintained pursuant to paragraph (a) of subsection 1 of NRS 86.241 must be verified by the oath of the president or a manager and must be transmitted to the Commissioner and filed in the Commissioner’s office for the confidential use of the Commissioner.  2. The list of members required to be maintained pursuant to paragraph (a) of subsection 1 of NRS 86.241 must, in addition to the requirements set forth in that section, include the percentage of each member’s interest in the company.  (Added to NRS by 1971, 977; A 1983, 1734; 1987, 1909; 1995, 480; 1997, 983)
NV Rev Stat § 661.135 (2021)
2021 Nevada Revised Statutes|Chapter 661 - Organizational Requirements|NRS 661.135 - Directors or managers: Number; selection.

  1. The affairs and business of a banking corporation organized under the laws of this State must be managed or controlled by a board of directors of not less than five in number, who must be selected from the stockholders at the annual meeting of stockholders in such manner as may be provided by the bylaws of the corporation.  2. The affairs and business of a banking company so organized must be managed or controlled by no fewer than three managers selected from the members as provided in the operating agreement.  (Added to NRS by 1971, 978; A 1993, 193; 1995, 482)
NV Rev Stat § 661.145 (2021)
2021 Nevada Revised Statutes|Chapter 661 - Organizational Requirements|NRS 661.145 - Directors or managers: Qualifications.

  1. No person is eligible to serve as a director or manager of any bank, organized or existing under the laws of this State, unless the person:  (a) Is a bona fide owner of stock of the bank or its holding company;  (b) Holds stock of the bank or its holding company in a revocable trust; or  (c) Has a member’s interest in the bank.  2. The stock or interest owned or held pursuant to subsection 1 must have a total fair market value of at least $1,000. A determination of the value of the stock or interest must be based on its value on the date it was purchased or on its value on the date the owner or holder of the stock or interest became a director, whichever is greater. The stock or the member’s contribution must be fully paid and not pledged.  3. For the purposes of this section, "holding company" has the meaning ascribed to it in NRS 666.005.  (Added to NRS by 1971, 978; A 1987, 211; 1995, 482, 1549; 1997, 79, 984, 1023)
NV Rev Stat § 661.165 (2021)
2021 Nevada Revised Statutes|Chapter 661 - Organizational Requirements|NRS 661.165 - Directors: Quarterly meetings and examination of books required; exemption.

The board of directors shall meet at least quarterly in regular meeting. At least quarterly, a thorough examination of the books, records, funds and securities held by the bank must be made. The examination may be dispensed with if an annual audit is made of the books, records, funds and securities.  (Added to NRS by 1971, 978; A 1989, 293; 1997, 985)