reglab/housing_qa huggingface dataset:
VA Code § 38.2-403.1 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 4 - Assessment for Administration of Insurance Laws and Declarations of Estimated Assessments by Insurers|§ 38.2-403.1. Omitted assessments

If the Commission ascertains that any assessment that could have been assessed during any current assessable year has not been assessed for any assessable year of the three years last past, or that the same has been assessed at less than the law required for any one or more of such years, or that the assessment, for any cause, has not been realized, the Commission shall list and assess the same at the rate prescribed for that year, adding thereto a penalty of 10 percent and interest at the rate established pursuant to § 58.1-1812 which shall be computed upon the assessment from the due date of the assessment until the assessment is paid.2016, c. 193.
VA Code § 38.2-404 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 4 - Assessment for Administration of Insurance Laws and Declarations of Estimated Assessments by Insurers|§ 38.2-404. Recovery of such assessments; revocation or suspension of license

If an assessment made under § 38.2-403 is not paid to the Commission by the prescribed date, the amount of the assessment, penalty, and interest may be recovered from the defaulting company on motion of the Commission made in the name and for the use of the Commonwealth in the appropriate circuit court after ten days' notice to the company. The license or certificate of authority of any defaulting company to transact business in this Commonwealth may be revoked or suspended by the Commission until it has paid such assessment.Code 1950, § 38-19; 1952, c. 317, § 38.1-46; 1978, c. 4; 1986, c. 562.
VA Code § 38.2-405 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 4 - Assessment for Administration of Insurance Laws and Declarations of Estimated Assessments by Insurers|§ 38.2-405. Application for correction of assessment

Any corporation aggrieved by the assessment assessed or imposed by or under authority of this chapter and collected from any corporation, domestic or foreign, may, within one year from the date of the payment of such assessment, apply to the Commission for a refund, in whole or in part, of the amount so assessed or imposed and paid. No payment shall be recovered after a formal adjudication in a proceeding in which the right of appeal existed and was not taken. Such application shall be by written petition, in duplicate and verified by affidavit. Such application shall be filed with the Commission and shall set forth the names and addresses of every party in interest.Code 1950, § 38-20; 1952, c. 317, § 38.1-47; 1978, c. 4; 1986, c. 562; 2016, c. 193.
VA Code § 38.2-406 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 4 - Assessment for Administration of Insurance Laws and Declarations of Estimated Assessments by Insurers|§ 38.2-406. Report of gross premium income

Each company subject to assessment under this chapter shall, on or before March 1 of each year, report under oath to the Commission, upon forms to be furnished or approved by, and in such detail as may be prescribed by, the Commission, the direct gross premium income derived from its business in this Commonwealth during the preceding year ending December 31. Every company failing to file the assessment report on or before March 1 shall be subject to a penalty of $50 for each day after the report is due. If such failure is due to providential or other good cause shown to the satisfaction of the Commission, such report may be accepted exclusive of penalties.Code 1950, § 38-21; 1952, c. 317, § 38.1-48; 1977, c. 317; 1978, c. 4; 1986, c. 562; 2003, c. 371; 2012, c. 584.
VA Code § 38.2-412 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 4 - Assessment for Administration of Insurance Laws and Declarations of Estimated Assessments by Insurers|§ 38.2-412. Companies going out of business

If a company goes out of business or ceases to be a company in this Commonwealth in any assessable or license year, the company shall remain liable for the payment of the assessment measured by direct gross premium income for the period in which it operated as a company and received or derived direct gross premium income from business in this Commonwealth.1977, c. 317, § 38.1-48.7; 1986, c. 562.
VA Code § 38.2-413 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 4 - Assessment for Administration of Insurance Laws and Declarations of Estimated Assessments by Insurers|§ 38.2-413. Double assessment respecting same direct gross premium income negated

This chapter shall not be construed to require including any direct gross premium income used previously in calculating the assessment imposed by this chapter for any license year or fraction thereof, and the assessment paid thereon.1977, c. 317, § 38.1-48.9; 1986, c. 562.
VA Code § 38.2-414 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 4 - Assessment for Administration of Insurance Laws and Declarations of Estimated Assessments by Insurers|§ 38.2-414. Assessments to fund program to reduce losses from motor vehicle thefts

A. To provide funds to establish and operate a statewide program to receive and reward information leading to the arrest of persons who commit motor vehicle theft-related crimes in Virginia, each insurer licensed to write insurance coverage as defined in § 38.2-124 shall, prior to March 1 of each year, pay an assessment equal to one-quarter of one percent of the total direct gross premium income for automobile physical damage insurance other than collision written in the Commonwealth during the preceding calendar year.B. Assessments received pursuant to subsection A of this section, and all other moneys received by the Commission for the same purpose, shall be segregated and placed in a fund to be known as the Help Eliminate Automobile Theft Fund, hereinafter referred to as the HEAT Fund.C. Any insurer that fails to pay the assessment on or before the date prescribed in subsection A shall be subject to a penalty imposed by the Commission. The penalty shall be ten percent of the assessment and interest shall be charged at a rate pursuant to § 58.1-1812 for the period between the date due and the date of full payment. If a payment is made in an amount later found to be in error, the Commission shall, (i) if an additional amount is due, notify the insurer of the additional amount, which the insurer shall pay within fourteen days of the date of the notice or, (ii) if an overpayment is made, order a refund of the amount of the overpayment, which shall be paid out of the HEAT Fund. The Commission shall be reimbursed from the Fund for all expenses necessary for the administration of this section.D. The HEAT Fund shall be controlled and administered by the Superintendent of the Department of State Police. The Superintendent shall appoint an advisory committee of seven members to assist in developing and annually reviewing the plan of operation for the HEAT Fund program.E. Money in the HEAT Fund shall be expended as follows:1. To pay the costs of establishing and operating a program to receive and reward information leading to the arrest of persons who commit motor vehicle theft-related crimes in Virginia.2. Any uncommitted funds remaining in the HEAT Fund on the last day of February of each year may be transferred to the Department of State Police, Department of Motor Vehicles, or Department of Criminal Justice Services for the following purposes: (i) providing financial support to state or local law-enforcement agencies for motor vehicle theft enforcement efforts, (ii) providing financial support to local prosecutors or judicial agencies for programs designed to reduce the incidence of motor vehicle theft, and (iii) conducting educational programs to inform vehicle owners of methods of preventing motor vehicle theft.1991, c. 318; 1993, c. 196.
VA Code § 38.2-415 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 4 - Assessment for Administration of Insurance Laws and Declarations of Estimated Assessments by Insurers|§ 38.2-415. Assessment to fund program to reduce losses from insurance fraud

A. Each licensed insurer doing business in the Commonwealth by writing any type of insurance as defined in §§ 38.2-110 through 38.2-122.2 and 38.2-124 through 38.2-132 shall pay, in addition to any other assessments provided in this title, an assessment in an amount equal to 0.05 of one percent of the direct gross premium income during the preceding calendar year. The assessment shall be apportioned and assessed and paid as prescribed by § 38.2-403. The Commission shall be reimbursed from the fund for all necessary expenses for the administration of this section.B. The assessments made by the Commission under subsection A and paid into the state treasury shall be deposited to a special fund designated "Virginia State Police, Insurance Fraud," and out of such special fund and the unexpended balance thereof shall be appropriated the sums necessary for accomplishing the powers and duties assigned to the Virginia State Police under Chapter 9 (§ 52-36 et seq.) of Title 52. All interest earned from the deposit of moneys accumulated in the Fund shall be deposited in the Fund for the same use.C. The moneys deposited in the Fund shall not be considered general revenue of the Commonwealth but shall be used only to (i) effectuate the purposes enumerated in Chapter 9 (§ 52-36 et seq.) of Title 52 and (ii) reimburse the Commission for its necessary expenses for the administration of this section. The Fund shall be subject to audit by the Auditor of Public Accounts.D. In the event that the Insurance Fraud Investigation Unit is dissolved by operation of law or otherwise, any balance remaining in the Fund, after deducting administrative costs associated with the dissolution, shall be returned to insurers in proportion to their financial contributions to the Fund in the preceding calendar year.1998, c. 590; 1999, c. 483; 2000, c. 526.
VA Code § 38.2-500 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 5 - Unfair Trade Practices|§ 38.2-500. Declaration of purpose

The purpose of this chapter is to regulate trade practices in the business of insurance in accordance with the intent of Congress as expressed in the McCarran-Ferguson Act, 15 U.S.C. §§ 1011 through 1015, by defining and prohibiting all practices in this Commonwealth that constitute unfair methods of competition or unfair or deceptive acts or practices.1952, c. 317, § 38.1-49; 1986, c. 562.
VA Code § 38.2-501 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 5 - Unfair Trade Practices|§ 38.2-501. Definitions

As used in this chapter:"Insurance policy" or "insurance contract" includes annuities and any group or individual contract, certificate, or evidence of coverage, including, but not limited to, those issued by a health services plan, health maintenance organization, legal services organization, legal services plan, or dental or optometric services plan as provided for in Chapters 42 (§ 38.2-4200 et seq.), 43 (§ 38.2-4300 et seq.), 44 (§ 38.2-4400 et seq.) and 45 (§ 38.2-4500 et seq.) of this title issued, proposed for issuance, or intended for issuance, by any person."Lending institution" means any corporation, company or organization that accepts deposits from the public and lends money in this Commonwealth, including banks and savings institutions."Person," in addition to the definition in Chapter 1 (§ 38.2-100 et seq.) of this title, extends to any other legal entity transacting the business of insurance, including agents, brokers and adjusters. "Person" also means health, legal, dental, and optometric service plans and health maintenance organizations, as provided for in Chapters 42, 43, 44 and 45 of this title. For the purposes of this chapter, such service plans shall be deemed to be transacting the business of insurance. "Person" also means premium finance companies.1952, c. 317, § 38.1-50; 1977, c. 529; 1980, c. 404; 1986, c. 562; 1989, c. 653; 1992, c. 7; 2001, c. 707.
VA Code § 38.2-502 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 5 - Unfair Trade Practices|§ 38.2-502. Misrepresentations and false advertising of insurance policies

No person shall make, issue, circulate, cause or knowingly allow to be made, issued or circulated, any estimate, illustration, circular, statement, sales presentation, omission, or comparison that:1. Misrepresents the benefits, advantages, conditions or terms of any insurance policy;2. Misrepresents the dividends or share of the surplus to be received on any insurance policy;3. Makes any false or misleading statements as to the dividends or share of surplus previously paid on any insurance policy;4. Misrepresents or is misleading as to the financial condition of any person or the legal reserve system upon which any life insurer operates;5. Uses any name or title of any insurance policy or class of insurance policies that misrepresents the true nature of the policy or policies;6. Misrepresents any material fact for the purpose of inducing or tending to induce the lapse, forfeiture, exchange, conversion, replacement, or surrender of any insurance policy;7. Misrepresents any material fact for the purpose of effecting a pledge, assignment, or loan on any insurance policy; or8. Misrepresents any insurance policy as being a share of stock.Code 1950, § 38.1-52; 1952, c. 317, § 38.1-52.1; 1977, c. 529; 1978, c. 441; 1979, c. 324; 1980, c. 404; 1986, c. 562; 1990, c. 265.
VA Code § 38.2-503 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 5 - Unfair Trade Practices|§ 38.2-503. False information and advertising generally

No person shall knowingly make, publish, disseminate, circulate, or place before the public, or cause or knowingly allow, directly or indirectly, to be made, published, disseminated, circulated, or placed before the public in a newspaper, magazine or other publication, or in the form of a notice, circular, pamphlet, letter or poster, or over any radio or television station, or in any other way, an advertisement, announcement or statement containing any assertion, representation or statement relating to (i) the business of insurance or (ii) any person in the conduct of his insurance business, which is untrue, deceptive or misleading.Code 1950, § 38.1-52; 1952, c. 317, § 38.1-52.2; 1977, c. 529; 1978, c. 441; 1979, c. 324; 1980, c. 404; 1986, c. 562.
VA Code § 38.2-504 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 5 - Unfair Trade Practices|§ 38.2-504. Defamation

No person shall make, publish, disseminate, or circulate, directly or indirectly, or aid, abet or encourage the making, publishing, disseminating or circulating of any oral or written statement or any pamphlet, circular, article or literature that is false, and maliciously critical of, or derogatory to, any person with respect to the business of insurance or with respect to any person in the conduct of his insurance business and that is calculated to injure that person.Code 1950, § 38.1-52; 1952, c. 317, § 38.1-52.3; 1977, c. 529; 1978, c. 441; 1979, c. 324; 1980, c. 404; 1986, c. 562.
VA Code § 38.2-505 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 5 - Unfair Trade Practices|§ 38.2-505. Boycott, coercion and intimidation

No person shall enter into any agreement to commit, or by any concerted action commit, any act of boycott, coercion or intimidation resulting in or tending to result in unreasonable restraint of, or monopoly in, the business of insurance.Code 1950, § 38.1-52; 1952, c. 317, § 38.1-52.4; 1977, c. 529; 1978, c. 441; 1979, c. 324; 1980, c. 404; 1986, c. 562.
VA Code § 38.2-506 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 5 - Unfair Trade Practices|§ 38.2-506. False statements and entries

No person shall:1. Knowingly file with any supervisory or other public official, or knowingly make, publish, disseminate, circulate, or deliver to any person, or place before the public, or knowingly cause, directly or indirectly, to be made, published, disseminated, circulated, delivered to any person, or placed before the public, any false material statement of fact as to the financial condition of a person; or2. Knowingly make any false entry of a material fact in any book, report or statement of any person or knowingly fail to make a true entry of any material fact pertaining to the business of any person in any book, report or statement of that person.Code 1950, § 38.1-52; 1952, c. 317, § 38.1-52.5; 1977, c. 529; 1978, c. 441; 1979, c. 324; 1980, c. 404; 1986, c. 562.
VA Code § 38.2-507 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 5 - Unfair Trade Practices|§ 38.2-507. Stock operations and advisory board contracts

No person shall issue or deliver or permit agents, officers, or employees to issue or deliver capital stock, benefit certificates or shares in any corporation, securities, any special or advisory board contracts or any contract promising returns and profits as an inducement to insurance.Code 1950, § 38.1-52; 1952, c. 317, § 38.1-52.6; 1977, c. 529; 1978, c. 441; 1979, c. 324; 1980, c. 404; 1986, c. 562.
VA Code § 38.2-508.1 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 5 - Unfair Trade Practices|§ 38.2-508.1. Unfair discrimination; members of the armed forces

A. No person shall refuse to issue or refuse to continue a life insurance policy on the life of any member of the United States Armed Forces, the Reserves of the United States Armed Forces or the National Guard due to (i) their status as a member of any such military organization or (ii) their duty assignment while a member of any such military organization.B. In circumstances where an individual's or family member's coverage under a group life or group health insurance policy or contract was terminated due to such individual's status as a member of the United States Armed Forces, the Reserves of the United States Armed Forces or the National Guard, no person shall refuse to reinstate such coverage, regardless of continuation, renewal, reissue or replacement of the group insurance policy, upon the occurrence of the individual's return to eligibility status under the policy or contract. Such reinstated coverage shall not contain any new preexisting condition or other exclusions or limitations except that the remainder of a preexisting condition requirement that was not satisfied prior to termination of the individual's coverage resulting from such military status may be applied once the individual returns and coverage under the group policy is reinstated.C. The provisions of this section shall not apply in any instance in which the provisions of this section are inconsistent or in conflict with a provision of Article 6 (§ 38.2-3438 et seq.) of Chapter 34.1991, cc. 663, 678; 2013, c. 751.
VA Code § 38.2-508.2 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 5 - Unfair Trade Practices|§ 38.2-508.2. Discrimination prohibited

No person shall refuse to issue or refuse to continue a life insurance policy on the life of any individual solely because of that individual's race, color, sexual orientation, gender identity, religion, national origin, or sex.1993, c. 152; 2020, c. 1137.
VA Code § 38.2-508.3 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 5 - Unfair Trade Practices|§ 38.2-508.3. Consideration of Medicaid eligibility prohibited

A. No person shall, in determining the eligibility of an individual for coverage under an individual or group accident and sickness policy, health services plan or health maintenance organization contract, consider the eligibility of such individual for medical assistance ("Medicaid") from this Commonwealth or from any other state.B. No person shall, in determining benefits payable to, or on behalf of an individual covered under an individual or group accident and sickness policy, health services plan or health maintenance organization contract, take into account the eligibility of such individual for medical assistance ("Medicaid") from this Commonwealth or from any other state.1994, c. 213.
VA Code § 38.2-508.4 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 5 - Unfair Trade Practices|§ 38.2-508.4. Genetic information privacy

A. As used in this section:"Genetic characteristic" means any scientifically or medically identifiable gene or chromosome, or alteration thereof, which is known to be a cause of a disease or disorder, or determined to be associated with a statistically increased risk of development of a disease or disorder, and which is asymptomatic of any disease or disorder."Genetic information" means information about genes, gene products, or inherited characteristics that may derive from an individual or a family member."Genetic test" means a test for determining the presence or absence of genetic characteristics in an individual in order to diagnose a genetic characteristic.B. No person proposing to issue, re-issue, or renew any policy, contract, or plan of accident and sickness insurance defined in § 38.2-109, but excluding disability income insurance, issued by any (i) insurer providing hospital, medical and surgical or major medical coverage on an expense incurred basis, (ii) corporation providing a health services plan, or (iii) health maintenance organization providing a health care plan for health care services shall, on the basis of any genetic information obtained concerning an individual or on the individual's request for genetic services, with respect to such policy, contract, or plan:1. Terminate, restrict, limit, or otherwise apply conditions to coverage of an individual or restrict the sale to an individual;2. Cancel or refuse to renew the coverage of an individual;3. Exclude an individual from coverage;4. Impose a waiting period prior to commencement of coverage of an individual;5. Require inclusion of a rider that excludes coverage for certain benefits and services; or6. Establish differentials in premium rates for coverage.In addition, no discrimination shall be made in the fees or commissions of an agent or agency for an enrollment, a subscription, or the renewal of an enrollment or subscription of any person on the basis of a person's genetic characteristics which may, under some circumstances, be associated with disability in that person or that person's offspring.C. Notwithstanding any other provisions of law, all information obtained from genetic screening or testing conducted prior to the repeal of this section shall be confidential and shall not be made public nor used in any way, in whole or in part, to cancel, refuse to issue or renew, or limit benefits under any policy, contract or plan subject to the provisions of this section.1996, c. 704.