reglab/housing_qa huggingface dataset:
Ohio Rev Code § 1343.04 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1343 | Interest|Section 1343.04 | Usurious Interest.

Effective: July 1, 1962|Latest Legislation:  Senate Bill 5 - 104th General Assembly|Payments of money or property made by way of usurious interest, whether made in advance or not, as to the excess of interest above the rate allowed by law at the time of making the contract, shall be taken to be payments made on account of principal; and judgment shall be rendered for no more than the balance found due, after deducting the excess of interest so paid.
Ohio Rev Code § 1343.05 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1343 | Interest|Section 1343.05 | Bona Fide Indorsee of Negotiable Paper Purchased Before Due.

Effective: July 1, 1962|Latest Legislation:  Senate Bill 5 - 104th General Assembly|No debtor is deemed a particeps criminis on account of having paid, or agreeing to pay, the exorbitant interest mentioned in section 1343.04 of the Revised Code, but he shall have like remedy and relief in either case. No bona fide indorsee of negotiable paper purchased before due, shall be affected by any usury exacted by any former holder of such paper, unless he has actual notice of the usury previous to his purchase. In such cases, the amount of such excess, if incorporated into negotiable paper, after payment, may be recovered back, by action against the party who originally exacted the usuary.
Ohio Rev Code § 1345.021 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1345 | Consumer Sales Practices|Section 1345.021 | Ethanol Blended or Mixed Into Gasoline.

Effective: March 21, 2002|Latest Legislation:  Senate Bill 144 - 124th General Assembly|(A) As used in this section, "retail dealer" means a person who owns, operates, controls, or supervises an establishment at which gasoline is sold or offered for sale to the public.(B) When ethanol is blended or mixed into gasoline that is sold or offered for sale to the public, it is not an unfair or deceptive act or practice in connection with a consumer transaction for a retail dealer to fail to disclose either of the following:(1) The fact that the gasoline contains ethanol;(2) The percentage of ethanol that is contained in the gasoline.(C) If a retail dealer elects to disclose any of the information specified in division (B) of this section, the dealer may make that disclosure in any form, using any type of sign or label and any size or style of letters, at the retail dealer's discretion.(D) A retail dealer shall not be required to disclose the fact that gasoline contains ethanol and shall not be required to disclose the percentage of ethanol in the gasoline by any law, rule, resolution, or ordinance of any agency or department of the state or any political subdivision of the state.
Ohio Rev Code § 1345.022 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1345 | Consumer Sales Practices|Section 1345.022 | Installation of Unsafe Used Tires.

Effective: April 15, 2021|Latest Legislation:  House Bill 295 - 133rd General Assembly|(A) As used in this section:  (1) "Passenger car" has the same meaning as in section 4513.021 of the Revised Code. (2) "Unsafe used tire" means a used tire to which any of the following criteria applies: (a) The tire is worn to two thirty-seconds of an inch tread depth or less on any area of the tread. (b) The tire has any damage exposing the reinforcing plies of the tire, including cuts, cracks, punctures, scrapes, or wear. (c) The tire has any repair in the tread shoulder or belt edge area. (d) The tire has a puncture that has not been both sealed or patched on the inside and repaired with a cured rubber stem through the outside. (e) The tire has repair to the sidewall or bead area of the tire. (f) The tire has a puncture repair of damage larger than one-fourth of an inch. (g) The tire shows evidence of prior use of a temporary tire sealant without evidence of a subsequent proper repair. (h) The tire has a defaced or removed United States department of transportation tire identification number.  (i) The tire has any inner liner damage or bead damage. (j) There is indication of internal separation, such as bulges or local areas of irregular tread wear indicating possible tread or belt separation.  (B)(1) No supplier shall install an unsafe used tire on a passenger car designed primarily for carrying passengers that will operate on a public highway. (2) A violation of division (B)(1) of this section shall be considered an unconscionable consumer sales act or practice under section 1345.03 of the Revised Code. (C) This section shall not apply to tires mounted on wheels or rims that are temporarily removed from a vehicle and reinstalled on the same vehicle.
Ohio Rev Code § 1345.03 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1345 | Consumer Sales Practices|Section 1345.03 | Unconscionable Consumer Sales Acts or Practices.

Effective: April 6, 2017|Latest Legislation:  Senate Bill 227 - 131st General Assembly|(A) No supplier shall commit an unconscionable act or practice in connection with a consumer transaction. Such an unconscionable act or practice by a supplier violates this section whether it occurs before, during, or after the transaction.(B) In determining whether an act or practice is unconscionable, the following circumstances shall be taken into consideration:(1) Whether the supplier has knowingly taken advantage of the inability of the consumer reasonably to protect the consumer's interests because of the consumer's physical or mental infirmities, ignorance, illiteracy, or inability to understand the language of an agreement;(2) Whether the supplier knew at the time the consumer transaction was entered into that the price was substantially in excess of the price at which similar property or services were readily obtainable in similar consumer transactions by like consumers;(3) Whether the supplier knew at the time the consumer transaction was entered into of the inability of the consumer to receive a substantial benefit from the subject of the consumer transaction;(4) Whether the supplier knew at the time the consumer transaction was entered into that there was no reasonable probability of payment of the obligation in full by the consumer;(5) Whether the supplier required the consumer to enter into a consumer transaction on terms the supplier knew were substantially one-sided in favor of the supplier;(6) Whether the supplier knowingly made a misleading statement of opinion on which the consumer was likely to rely to the consumer's detriment;(7) Whether the supplier has, without justification, refused to make a refund in cash or by check for a returned item that was purchased with cash or by check, unless the supplier had conspicuously posted in the establishment at the time of the sale a sign stating the supplier's refund policy.(C) This section does not apply to a consumer transaction in connection with the origination of a residential mortgage.
Ohio Rev Code § 1345.04 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1345 | Consumer Sales Practices|Section 1345.04 | Jurisdiction.

Effective: July 14, 1972|Latest Legislation:  House Bill 103 - 109th General Assembly|The courts of common pleas, and municipal or county courts within their respective monetary jurisdiction, have jurisdiction over any supplier with respect to any act or practice in this state covered by sections 1345.01 to 1345.13 of the Revised Code, or with respect to any claim arising from a consumer transaction subject to such sections.
Ohio Rev Code § 1345.08 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1345 | Consumer Sales Practices|Section 1345.08 | Attorney General to Coordinate With Other Administrative Agency.

Effective: July 1, 1983|Latest Legislation:  House Bill 291 - 115th General Assembly|If the attorney general receives a complaint or other information concerning noncompliance with Chapter 1345. of the Revised Code, by a supplier subject to other administrative supervision in this state, he shall immediately give written notice of the substance of the complaint or other information to the official or agency having supervisory authority over the supplier. The attorney general may request information about suppliers subject to other administrative supervision from the agencies or official supervising them.
Ohio Rev Code § 1345.091 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1345 | Consumer Sales Practices|Section 1345.091 | Claim or Defense Against Assignee of Loan.

Effective: January 1, 2007|Latest Legislation:  Senate Bill 185 - 126th General Assembly|No claim or defense under this chapter may be asserted by the attorney general or any consumer against an assignee or purchaser of a mortgage loan for value unless any one of the following applies:(A) The violation was committed by the assignee or purchaser.(B) The assignee or purchaser is affiliated by common control with the seller of the loan at the time of such assignment or purchase.
Ohio Rev Code § 1345.10 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1345 | Consumer Sales Practices|Section 1345.10 | Final Judgment Admissible as Prima Facie Evidence.

Effective: July 14, 1972|Latest Legislation:  House Bill 103 - 109th General Assembly|(A) With the exception of consent judgments entered before any testimony is taken, a final judgment against a supplier under section 1345.07 of the Revised Code is admissible as prima-facie evidence of the facts on which it is based in subsequent proceedings under section 1345.09 of the Revised Code against the same supplier, or his successors or assigns.(B) An action by or on behalf of a consumer pursuant to section 1345.09 of the Revised Code precludes that consumer from being included in a later class action by the attorney general with respect to the same transaction, but intervention by the attorney general in a pending action is authorized. If the attorney general brings a class action on behalf of consumers, a consumer may withdraw from the class action prior to trial, or, with the permission of the court, at any time.(C) An action under sections 1345.01 to 1345.13 of the Revised Code may not be brought more than two years after the occurrence of the violation which is the subject of suit, or more than one year after the termination of proceedings by the attorney general with respect to the violation, whichever is later. However, an action under sections 1345.01 to 1345.13 of the Revised Code arising out of the same consumer transaction can be used as a counterclaim whenever a supplier sues a consumer on an obligation arising from the consumer transaction.
Ohio Rev Code § 1345.12 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1345 | Consumer Sales Practices|Section 1345.12 | Applicability of Chapter - Exceptions.

Effective: August 11, 1978|Latest Legislation:  House Bill 681 - 112th General Assembly|Sections 1345.01 to 1345.13 of the Revised Code do not apply to:(A) An act or practice required or specifically permitted by or under federal law, or by or under other sections of the Revised Code, except as provided in division (B) of section 1345.11 of the Revised Code;(B) A publisher, broadcaster, printer, or other person engaged in the dissemination of information or the reproduction of printed or pictorial matter insofar as the information or matter has been disseminated or reproduced on behalf of others without knowledge that it violated sections 1345.01 to 1345.13 of the Revised Code;(C) Claims for personal injury or death.
Ohio Rev Code § 1345.13 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1345 | Consumer Sales Practices|Section 1345.13 | Remedies in Addition to Other Remedies.

Effective: July 14, 1972|Latest Legislation:  House Bill 103 - 109th General Assembly|The remedies in sections 1345.01 to 1345.13 of the Revised Code, are in addition to remedies otherwise available for the same conduct under state or local law.
Ohio Rev Code § 1345.19 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1345 | Consumer Sales Practices|Section 1345.19 | Jurisdiction.

Effective: May 17, 2000|Latest Legislation:  House Bill 177 - 123rd General Assembly|(A) The courts of common pleas, and municipal or county courts within their respective jurisdictions, have jurisdiction over any supplier with respect to a violation of section 1345.18 of the Revised Code or any claim arising from a consumer transaction subject to that section.(B) The power, remedies, forfeitures, and penalties provided by sections 1345.18 to 1345.20 and division (C) of section 1345.99 of the Revised Code are in addition to any other power, remedy, forfeiture, or penalty provided by law.
Ohio Rev Code § 1345.24 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1345 | Consumer Sales Practices|Section 1345.24 | Retaining Notice of Cancellation.

Effective: April 6, 2017|Latest Legislation:  Senate Bill 227 - 131st General Assembly|In a home solicitation sale, the seller shall retain, for the period in which an action to enforce the sale could be commenced, any notice of cancellation made pursuant to section 1345.22 of the Revised Code. The seller shall also retain any envelope in which a notice of cancellation is sent or delivered. If the date of delivery is not indicated or recorded on the notice of cancellation or on the envelope, the seller shall record the date of delivery on the notice of cancellation.
Ohio Rev Code § 1345.25 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1345 | Consumer Sales Practices|Section 1345.25 | Presumption.

Effective: January 1, 1973|Latest Legislation:  Senate Bill 24 - 109th General Assembly|Where a sale is made pursuant to negotiations that occur at a place other than the seller's fixed location business establishment where goods or services are offered or exhibited for sale, but the agreement or offer to purchase is signed at a seller's fixed location business establishment, a presumption arises that the sale was a home solicitation sale.
Ohio Rev Code § 1345.26 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1345 | Consumer Sales Practices|Section 1345.26 | Right of Buyer After Cancellation.

Effective: September 20, 1974|Latest Legislation:  House Bill 241 - 110th General Assembly|If, following the cancellation of a home solicitation sale by the buyer, the seller fails to return any goods traded in by the buyer, the buyer may elect to recover an amount equal to the trade-in allowance stated in the agreement. Until division (D) (4) of section 1345.23 of the Revised Code has been complied with by the seller, the buyer may retain possession of the goods delivered to him by the seller and has a lien on the goods in his possession or control for any recovery to which he is entitled.
Ohio Rev Code § 1345.27 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1345 | Consumer Sales Practices|Section 1345.27 | Right of Seller After Cancellation.

Effective: September 30, 1974|Latest Legislation:  House Bill 241 - 110th General Assembly|Except as provided in section 1345.26 of the Revised Code, within a reasonable time after a home solicitation sale has been cancelled or an offer to purchase has been revoked, the buyer upon demand must make available to the seller any goods delivered by the seller pursuant to the sale. The goods made available shall not have been diminished in quantity nor subjected to unreasonable wear or use. The buyer is not obligated to make the goods available at any place other than his residence. If the buyer does make the goods available to the seller and the seller fails to pick them up within twenty days of the buyer's notice of cancellation the goods become the property of the buyer without obligation to pay for them. The buyer has the duty to take reasonable care of the goods in his possession before cancellation and twenty days thereafter, during which time the goods are otherwise at the seller's risk.
Ohio Rev Code § 1345.28 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1345 | Consumer Sales Practices|Section 1345.28 | Deceptive Acts or Practices.

Effective: September 30, 1974|Latest Legislation:  House Bill 241 - 110th General Assembly|Failure to comply with sections 1345.21 to 1345.27 of the Revised Code constitutes a deceptive act or practice in connection with a consumer transaction in violation of section 1345.02 of the Revised Code.
Ohio Rev Code § 1345.31 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1345 | Consumer Sales Practices|Section 1345.31 | Failing to Comply With Refund Obligations.

Effective: October 31, 1996|Latest Legislation:  House Bill 39 - 121st General Assembly|The failure of a hearing aid dealer, hearing aid fitter, physician, or audiologist to comply with section 1345.30 of the Revised Code is an unfair or deceptive act or practice in violation of section 1345.02 of the Revised Code. All powers and remedies available to the attorney general to enforce sections 1345.01 to 1345.13 of the Revised Code as regards an unfair or deceptive act or practice are available to the attorney general to enforce section 1345.30 of the Revised Code, and all remedies available to consumers under section 1345.09 of the Revised Code to remedy violations of section 1345.02 of the Revised Code are available to consumers to remedy failure to comply with section 1345.30 of the Revised Code.
Ohio Rev Code § 1345.41 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1345 | Consumer Sales Practices|Section 1345.41 | Prepaid Entertainment Contract Definitions.

Effective: September 22, 1976|Latest Legislation:  Senate Bill 157 - 111th General Assembly|As used in sections 1345.41 to 1345.50 of the Revised Code:(A) "Prepaid entertainment contract" means a contract under which the buyer of a service pays for or becomes obligated to pay for service prior to the buyer's receipt of or enjoyment of any or all of the service and that is a contract for:(1) Dance studio lessons, which include related services and instruction in ballroom or other types of dancing, and lessons whether given to students individually or in groups;(2) Social referral service, which includes any service that, for a fee, provides matching of members of the opposite sex, by any means, for purposes of introduction, dating, or general social contacts;(3) Martial arts training, whether or not the training will lead to a specific degree of expertise;(4) Health spa service, which includes contracts for instruction, training, or assistance in physical culture, body-building, exercising, reducing, figure development, or any other similar activity or for the use of the facilities of a health spa, gymnasium, or other facility used for any purpose described in this division, or for membership in any group, club, association, or organization formed for any purpose described in this division."Prepaid entertainment contracts" do not include contracts for services rendered by any public or private nonprofit school, college, or university; by the state or any of its political subdivisions; or by any nonprofit religious, ethnic, or community organization.(B) "Purchase price" means the total cumulative price of a prepaid entertainment service, whether under single or multiple contracts, including all interest and service charges.(C) "Business day" means any calendar day except Sunday, or a legal holiday as defined in section 1.14 of the Revised Code.(D) "First service" means the first service rendered to the buyer under a prepaid entertainment contract that is typical of the type of service rendered throughout the course of the contract and that is not a special or an introductory service.
Ohio Rev Code § 1345.421 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1345 | Consumer Sales Practices|Section 1345.421 | Surety Bond Where Facility Under Construction and Not Available for Service at Time Buyer Signs Contract.

Effective: July 26, 1984|Latest Legislation:  House Bill 198 - 115th General Assembly|If the facility that is the subject of the contract is under construction, and is not available for service at the time the buyer signs the contract, the seller shall maintain a surety bond issued by a surety company authorized to do business in this state the principal sum of which shall be a minimum of ten thousand dollars. The seller is relieved from the obligation to maintain the bond twenty-four months after completion of the facility and commencement of service. The bond shall be in favor of the state of Ohio for the benefit of any person injured by having paid moneys for the use of a facility which fails to open within one hundred eighty days after the date upon which the buyer and seller entered into a contract, or closes within twenty-four months after completion of a facility and commencement of service. However, the aggregate liability of the surety to all persons for all breaches of the conditions of the bond provided herein shall in no event exceed the amount of the bond. Evidence of the bond shall be available for inspection upon request by the office of the attorney general, current contract holders, or prospective buyers.
Ohio Rev Code § 1345.43 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1345 | Consumer Sales Practices|Section 1345.43 | Right of Buyer to Cancel.

Effective: April 6, 2017|Latest Legislation:  Senate Bill 227 - 131st General Assembly|In addition to any right otherwise to revoke an offer or to terminate or cancel a sale or contract, the buyer has the right to cancel a prepaid entertainment contract until midnight of the third business day after the date on which the first service under the contract is available, and if the facility or service that is the subject of the contract is not available at the time that the buyer signs the contract, the buyer has until midnight of the seventh business day after the date on which the first service under the contract is available to cancel the contract. Cancellation is evidenced by the buyer giving written notice of cancellation to the seller at the address of any facility available for use by the buyer under the contract, the seller's electronic mail address, or the seller's facsimile number. The buyer shall deliver the notice by manual delivery, personal delivery, or by certified mail delivery, return receipt requested, electronic mail, or facsimile transmission. Notice of cancellation by certified mail delivery shall be effective upon the date of post marking. Electronic mail delivery is effective when the electronic mail is sent to the seller's electronic mail address. Facsimile delivery is effective when the facsimile is sent to the seller's facsimile number and the consumer has received confirmation of the facsimile transmission. Manual delivery or personal delivery is effective when delivered to the seller or to the seller's address, whichever comes first. Notice of cancellation need not take a particular form and is sufficient if it indicates, by any form of written expression, the intention of the buyer not to be bound by the contract. Notice of the buyer's right to cancel must appear on all notes or other evidence of indebtedness given pursuant to any prepaid entertainment contract.
Ohio Rev Code § 1345.45 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1345 | Consumer Sales Practices|Section 1345.45 | Retaining Notice of Cancellation.

Effective: July 26, 1984|Latest Legislation:  House Bill 198 - 115th General Assembly|If a buyer cancels a prepaid entertainment contract pursuant to sections 1345.41 to 1345.50 of the Revised Code, the seller shall retain for the period in which an action to enforce the contract could be commenced, the notice of cancellation made pursuant to section 1345.43 of the Revised Code. If the date of delivery is not indicated or recorded on the notice of cancellation, the seller shall record the date of delivery on the notice of cancellation.