reglab/housing_qa huggingface dataset:
NY Banking L § 167 (2021)
2021 New York Laws BNK - Banking Article 4 - Private Bankers. 167 - Reserves Against Deposits.

§ 167.  Reserves against deposits. Every private banker shall maintain   total reserves against his deposits of the same amount and kind  and  on   hand  or  on deposit to the same extent as is at the time required by or   pursuant to the provisions of this chapter of a bank doing  business  in   the same place.If  any private banker shall fail to maintain the reserves required by   this section, he shall be liable  for  and  shall  pay  any  assessments   levied by the superintendent as provided in article two of this chapter.
NY Banking L § 168 (2021)
2021 New York Laws BNK - Banking Article 4 - Private Bankers. 168 - Restrictions on Acceptance of Deposits and Payment of Interest.

§ 168. Restrictions on acceptance of deposits and payment of interest. No private banker shall:  (1)  Accept  any  amount  for  deposit if after the acceptance of such amount the average amount of the deposits received from  all  depositors during  the  twelve  month  period  ending  upon the day upon which such deposit is tendered, or during such period, if less than twelve  months, that  such  private  banker  has been engaged in business, would be less than one thousand dollars. The term "deposit" as used in this  paragraph shall  mean  coin  or  currency  of  the United States or of any foreign country, and checks, drafts and other funds  credited  by  such  private banker to the account of any one depositor on any one day, but shall not include  dividend  checks,  coupons, or other similar items collected by such private banker for the account of a depositor, or remittances  made by  a  depositor  for  the purpose of repaying, in whole or in part, any existing indebtedness due to such private banker, or  interest  credited by  such  private  banker  to  the  account  of  a depositor, or amounts delivered for transmission; or  (2) Pay or credit interest, or  pay,  credit  or  give  any  bonus  or gratuity  or  thing  of value, on any deposit balance, if the average of the daily credit balances in such deposit account during the period  for which  interest  is  paid  or  credited is less than seven thousand five hundred dollars.
NY Banking L § 172 (2021)
2021 New York Laws BNK - Banking Article 4 - Private Bankers. 172 - Restrictions on Investments.

§ 172.  Restrictions  on  investments.  1.  Every  private banker may,   subject to the limitations and restrictions contained in  this  article,   make  such  investments of funds held by him as a private banker in real   or personal securities, or personal property,  as  are  consistent  with   safety and prudence of management.2.  No  private banker shall appropriate to his own use or lend to any   person with whom he is  associated  as  a  partner,  or  invest  in  any   business  conducted  by a partnership of which he is a member, any funds   held by him as a private banker.3. No private banker shall, after  June  thirtieth,  nineteen  hundred   thirty-eight,  make  with funds held by him as a private banker any loan   to, or investment in the capital stock  of,  any  corporation  of  which   fifty per centum of the capital stock is owned or controlled directly or   indirectly,  or  as a result of any such investment would be so owned or   controlled by such private  banker,  as  a  private  banker  and  as  an   individual,  or  if  such  private  banker  is  a  partnership,  by such   partnership and the individual members thereof, if as a  result  thereof   the total amount of outstanding loans and investments so made after such   date will exceed ten per centum of his permanent capital with respect to   any  one  such corporation, or will exceed twenty-five per centum of his   permanent capital with respect to all such corporations.
NY Banking L § 174 (2021)
2021 New York Laws BNK - Banking Article 4 - Private Bankers. 174 - Restrictions on Purchases Of, and Loans on Real Estate.

§ 174.  Restrictions on purchases of, and loans on real estate.  1. No   private banker shall purchase with funds held by him as  private  banker   any  real  estate  except a plot upon which there is or may be erected a   building suitable for the convenient transaction of  his  business;  nor   make a loan of such funds upon the security of real estate, if such real   estate  is  unimproved, in excess of two-thirds, and if such real estate   is improved by a building or  buildings  or  is  to  be  improved  by  a   building  or buildings in the process of construction, the major portion   of which building or buildings is used, or in the  case  of  a  building   under   construction   is   to   be  used,  for  residential,  business,   manufacturing or agricultural purposes, in excess of  three-fourths,  of   the  appraised  value  of  such  real estate, or in an amount which when   added to the amount unpaid upon prior mortgages, liens and  encumbrances   upon  such  real  estate exceeds the foregoing respective proportions of   such appraised value, or if such real  estate  is  subject  to  a  prior   mortgage,  lien  or  encumbrance  and  the amount unpaid upon such prior   mortgage, lien or encumbrance or the aggregate amount  unpaid  upon  all   prior  mortgages,  liens  and encumbrances exceeds ten per centum of the   permanent capital of such private banker.2. All real estate acquired by a private  banker  in  satisfaction  or   reduction  of  loans  of funds held by him as a private banker, shall be   sold within five years from the date  of  its  acquisition,  unless  the   superintendent  upon application shall extend the time within which such   sale shall be made.
NY Banking L § 175 (2021)
2021 New York Laws BNK - Banking Article 4 - Private Bankers. 175 - Books and Records.

§ 175.  Books and records. 1. Every private banker shall keep separate   and complete books of account in which shall  be  promptly  entered  the   details  of all business transacted by him as a private banker including   statements in detail of the liabilities incurred by  him  as  a  private   banker and of the securities or property in which funds held by him as a   private banker have been invested.2.  Every  private  banker shall conform his or her methods of keeping   his or her books and records to such orders in respect thereto as  shall   have been made and promulgated by the superintendent pursuant to article   two  of this chapter. Any private banker who refuses or neglects to obey   any such order shall be subject to a penalty of an amount as  determined   pursuant  to  section  forty-four of this chapter for each day that such   refusal or neglect continues.3. Every private banker shall preserve all his records of final entry,   including cards used under the card system and deposit  tickets,  for  a   period  of  at  least six years from the date of making the same or from   the date of the last entry thereon; provided, however, that preservation   of photographic reproduction thereof or  records  in  photographic  form   shall constitute compliance with the requirements of this section.
NY Banking L § 176 (2021)
2021 New York Laws BNK - Banking Article 4 - Private Bankers. 176 - Reports Required by Superintendent; Penalty for Failure to Make.

§ 176.  Reports  required  by  superintendent;  penalty for failure to   make.  Within fifteen days after service upon any private banker of  the   notice  provided  for  by section thirty-seven of this chapter, he shall   make a written report to the superintendent of the  financial  condition   of  his business as a private banker, which report shall be in such form   and shall contain such information as the  superintendent  of  financial   services  may  prescribe. Such report shall be published by such private   banker in such manner as the superintendent of  financial  services  may   prescribe in a newspaper published in the place where the office of such   private  banker  is  located or if no newspaper is published there, in a   newspaper of general circulation in such place.Every private banker shall also make such other special reports to the   superintendent as he may from time to time require in such form  and  on   such  dates  as  may  be prescribed by the superintendent, which reports   shall if required by the superintendent be verified in such form  as  he   may prescribe.If  any  private banker shall fail to make any report required by this   section on or before the date designated for the making thereof or shall   fail to include therein any prescribed matter, such private banker shall   forfeit to the people of the state an amount as determined  pursuant  to   section  forty-four-a  of  this  chapter  for every day that such report   shall be delayed or withheld and for every day that he or she shall fail   to report any such omitted matter, unless the time therefor  shall  have   been  extended by the superintendent, as provided in article two of this   chapter.
NY Banking L § 177 (2021)
2021 New York Laws BNK - Banking Article 4 - Private Bankers. 177 - Official Communications From Superintendent.

§ 177.  Official  communications  from  superintendent. Every official   communication, as defined in article two of this  chapter,  directed  to   any  private  banker, shall, if such private banker is a partnership, be   submitted by the person receiving it to the members thereof  present  at   their next meeting and duly noted on the records of such private banker.
NY Banking L § 178 (2021)
2021 New York Laws BNK - Banking Article 4 - Private Bankers. 178 - Business of Deceased Private Banker; Continuation; Liquidation.

§ 178. Business of deceased private banker; continuation; liquidation.   In  case  of  the  death  of  an individual engaged in the business of a   private   banker,   his   executor,   administrator   or   other   legal   representative, and in case of the death of a member of a partnership so   engaged,  the  surviving  members  of the partnership, may continue such   business for a period of six months from the date of such death if  such   continuation  is  necessary,  in order to bring about the liquidation of   such business.   If the liquidation shall  not  have  been  accomplished   within such period of six months, the superintendent may extend the time   for  a further period not to exceed one year or may, at his option, take   over such private banking business and complete the liquidation, but the   provisions of this chapter shall be applicable to the business  of  such   deceased  private  banker while the business is being continued pursuant   to the provisions  of  this  section.  Nothing  herein  contained  shall   prevent  the  surviving  partner  or  partners  of  or  a successor to a   deceased private banker from applying for and  receiving,  if  otherwise   entitled  thereto, an authorization certificate to engage in business as   a private banker.
NY Banking L § 179 (2021)
2021 New York Laws BNK - Banking Article 4 - Private Bankers. 179 - Effect of Revocation of Authorization Certificate.

§ 179.  Effect  of  revocation of authorization certificate.  Whenever   the superintendent shall have revoked the authorization  certificate  of   any  private  banker,  and  shall  have  taken  the  action to make such   revocation effective specified in article two of this chapter,  all  the   rights and privileges resulting from such authorization, shall forthwith   cease and determine.
NY Banking L § 180 (2021)
2021 New York Laws BNK - Banking Article 4 - Private Bankers. 180 - Prohibitions Against Encroachment Upon Certain Powers of Private Bankers, Savings Banks and Savings and Loan Associations.

§ 180.  Prohibitions  against  encroachment  upon  certain  powers  of private bankers, savings banks and savings and loan associations. Except as authorized by this chapter, no individual, either for himself  or  as trustee, and no partnership or unincorporated association shall:  (1) Engage in the business of receiving deposits;  (2)  Make  use  of  the  words  "bank,"  "banker"  or "banking" or any derivative or compound of any such words or  any  word  or  words  in  a foreign  language  having  the  same  or  similar  meanings in any sign, advertisement, circular, letterhead  or  in  other  written  or  printed matter,   in  such  manner  as  might  indicate  that  such  individual, partnership or unincorporated association is  authorized  to  engage  in business as a bank or private banker;  (3) As principal, agent or trustee engage in the business of receiving payments of money in installments, for cooperative, mutual loan, savings or  investment  purposes  in sums of less than five hundred dollars each under a declaration of trust or otherwise;  (4) Personally or by the publication or circulation of  advertisements solicit  such  payment of money to any unauthorized individual, trustee, partnership  or  unincorporated  association  or  the  execution  of   a declaration of trust to or a contract with, any unauthorized individual, trustee,  partnership  or  unincorporated  association, under which such payments will become due and payable;  (5) Engage in or conduct a business  similar  to  the  business  of  a savings  bank  or  of a savings and loan association, or promise to make loans at any time, either fixed or uncertain, upon real estate  security for   building,  home-owning,  savings  or  investment  purposes  as  an inducement for the payment of sums of money in installments of less than five  hundred  dollars  each  to  any  unauthorized   person,   trustee, partnership or unincorporated association;  (6)  Engage  in  the business of transmitting money or receiving money for transmission in  any  manner  whatsoever;  provided,  however,  that nothing  contained  in  this  paragraph  shall  apply  to an individual, partnership or  unincorporated  association  licensed  pursuant  to  the provisions of article thirteen-B of this chapter.   Any  person  who  shall violate any provision of this section shall be guilty of a misdemeanor.
NY Banking L § 181 (2021)
2021 New York Laws BNK - Banking Article 4 - Private Bankers. 181 - Exemptions of Certain Private Bankers.

§ 181.  Exemptions of certain private bankers. 1. Every individual and   partnership  conducting  the  business  of  a  private  banker  on  June   thirtieth,  nineteen  hundred thirty-eight, pursuant to an authorization   certificate issued by the  superintendent  may  thereafter  continue  to   conduct such business under the authority of such existing authorization   certificate.2.  Nothing  in this article shall be construed to render unlawful the   continued ownership or holding by a private banker of  any  investments,   loans,  or  other  real  or personal property lawfully acquired prior to   June thirtieth, nineteen hundred thirty-eight.
NY Banking L § 190 (2021)
2021 New York Laws BNK - Banking Article 4-A - Public Accommodation Offices of Banks, Trust Companies, Savings Banks, Savings and Loan Associations and Foreign Banking Corporations 190 - Application of Article; Definition.

§ 190. Application of article; definition. This article shall apply to   banks, trust companies, savings banks, savings and loan associations and   foreign banking corporations licensed, pursuant to section twenty-six of   this  chapter,  to  maintain  a  branch in the state, as those terms are   defined, respectively, in subdivisions  one,  two,  four  and  eight  of   section  two,  and  subdivision  five  of  section  two  hundred of this   chapter. As used in this article, the term "banking  institution"  shall   mean and include banks, trust companies, savings banks, savings and loan   associations  and  foreign  banking  corporations  licensed, pursuant to   section twenty-six of this chapter, to maintain a branch in  the  state,   as so defined.
NY Banking L § 191 (2021)
2021 New York Laws BNK - Banking Article 4-A - Public Accommodation Offices of Banks, Trust Companies, Savings Banks, Savings and Loan Associations and Foreign Banking Corporations 191 - Public Accommodation Offices Authorized.

§ 191.  Public accommodation offices authorized. A banking institution   may apply for the approval of the superintendent to establish,  maintain   and  operate not more than one public accommodation office as an adjunct   to its principal office, and not  more  than  one  public  accommodation   office  as  an  adjunct  to  each  branch  office  now occupied by it or   hereafter lawfully opened and occupied by it, provided, however, that no   public accommodation office may be established  as  an  adjunct  to  any   electronic  facility established pursuant to section one hundred five-a,   two hundred forty-a or three hundred ninety-six-a of this chapter.
NY Banking L § 192 (2021)
2021 New York Laws BNK - Banking Article 4-A - Public Accommodation Offices of Banks, Trust Companies, Savings Banks, Savings and Loan Associations and Foreign Banking Corporations 192 - Location of Public Accommodation Office.

§ 192.  Location  of  public  accommodation  office.  1.  Each  public   accommodation office established  pursuant  to  this  article  shall  be   located  in  the  same  city,  town  or  village  in  which  the banking   institution maintains the office  of  which  such  public  accommodation   office  is  an  adjunct  and within one thousand feet from the principal   office or branch office of the banking institution of  which  it  is  an   adjunct.2. For the purposes of this article, distances shall be measured along   a straight line drawn between the wall of the principal office or branch   office  of  a  banking  institution  and  the nearest wall of the public   accommodation office.
NY Banking L § 193 (2021)
2021 New York Laws BNK - Banking Article 4-A - Public Accommodation Offices of Banks, Trust Companies, Savings Banks, Savings and Loan Associations and Foreign Banking Corporations 193 - Limitation Upon Business Which May Be Transacted at Public Accommodation Office.

§ 193.  Limitation  upon  business  which  may be transacted at public accommodation  office.  No  business  other  than  that   actually   and necessarily  involved  in connection with the performance of one or more of the functions enumerated in this section shall be transacted  at  any public accommodation office:  (a)  the  receipt  of  deposits  of  money, currency, checks and other similar items;  (b) the payment of withdrawals;  (c) the cashing of checks, drafts and other similar items;  (d) the receipt of moneys due to the banking institution;  (e) the issuance of cashier's checks, treasurer's checks, money orders and other similar items; and  (f) the disbursement of funds pursuant to an existing  loan  agreement or extension of credit which provides for advances to or for the account of  the  borrower,  by  means  of  honoring  one or more checks or other written orders or by use of a credit card or other similar arrangement.   Nothing contained in this section shall be construed to authorize  the performance  of  any  function  or  the  rendition of any service in any public accommodation  office  which  such  banking  institution  is  not otherwise authorized to engage in by other provisions of this chapter or other law.
NY Banking L § 194 (2021)
2021 New York Laws BNK - Banking Article 4-A - Public Accommodation Offices of Banks, Trust Companies, Savings Banks, Savings and Loan Associations and Foreign Banking Corporations 194 - Public Accommodation Office Not Deemed Branch Office.

§ 194.  Public accommodation office not deemed branch office. A public   accommodation office shall not be deemed a branch office as that term is   used in this chapter and shall not be subject to any other provision  of   this  chapter  specifically  relating  to  the  establishment  of branch   offices. Each public accommodation office  shall  be  deemed  to  be  an   integral part of the banking institution or branch office of which it is   an  adjunct,  and  all  business transacted at such public accommodation   office shall be deemed to be transacted at the office of which it is  an   adjunct.
NY Banking L § 195 (2021)
2021 New York Laws BNK - Banking Article 4-A - Public Accommodation Offices of Banks, Trust Companies, Savings Banks, Savings and Loan Associations and Foreign Banking Corporations 195 - Rules, Regulations and Orders.

§ 195.  Rules,  regulations  and orders. The superintendent shall have   power to adopt, amend and enforce such rules, regulations and orders  as   the  superintendent  may  deem necessary to enable the superintendent to   administer and carry out the provisions of this article and  to  prevent   evasions thereof.
NY Banking L § 200-A (2021)
2021 New York Laws BNK - Banking Article 5 - Foreign Banking Corporations and National Banks 200-A - Actions Maintained by a Foreign Banking Corporation.

§ 200-a. Actions maintained by a foreign banking corporation.In  maintaining  an  action  or  special  proceeding  in this state, a   foreign banking corporation shall maintain such action or proceeding  in   like manner and subject to the same limitations as are applicable in the   case of an action or special proceeding maintained by a domestic banking   organization, except as otherwise prescribed by statute.
NY Banking L § 200-B (2021)
2021 New York Laws BNK - Banking Article 5 - Foreign Banking Corporations and National Banks 200-B - Actions Maintained Against Foreign Banking Corporation; Residents; Foreign Corporations, Foreign Banking Corporations as Non-Residents.

§ 200-b. Actions   maintained   against   foreign  banking  corporation;            residents; foreign corporations, foreign banking corporations            as non-residents.   1.  An  action  or  special  proceeding  against  a  foreign   banking corporation  may be maintained by a resident of this state for any cause of action.  For purposes of this subdivision one, the term "resident  of this  state"  shall include any corporation formed under any law of this state.   2. Except as otherwise provided in this chapter, an action or  special proceeding  against  a  foreign banking corporation may be maintained by another foreign corporation or  foreign  banking  corporation  or  by  a non-resident in the following cases only:  (a) where the action is brought to recover damages for the breach of a contract  made  or  to  be  performed  within this state, or relating to property situated within this state at the time of  the  making  of  the contract;  (b) where the subject matter of the litigation is situated within this state;  (c)  where  the  cause of action arose within this state, except where the object of the action or special proceeding is to affect the title of real property situated outside this state;  (d) where the action or special proceeding is based on a liability for acts done within this state by a foreign banking corporation;  (e) where  the  defendant  is  a  foreign  banking  corporation  doing business in this state.   3.  The  limitations  contained  in  subdivision two do not apply to a corporation formed and existing under the laws of the United States  and which maintains an office in this state.
NY Banking L § 200-C (2021)
2021 New York Laws BNK - Banking Article 5 - Foreign Banking Corporations and National Banks 200-C - Maintenance of Books, Accounts and Records.

§ 200-c.  Maintenance  of  books,  accounts and records. Every foreign   banking corporation licensed pursuant to this chapter to maintain one or   more branches, agencies or representative offices in  this  state  shall   maintain  or make available at any such branch, agency or representative   office appropriate  books,  accounts  and  records  reflecting  (i)  all   transactions  effected  by  or  on  behalf  of  the  branch,  agency  or   representative office and (ii)  all  actions  taken  in  this  state  by   employees  of  the  foreign banking corporation located in this state to   effect transactions on behalf of any  office  of  such  foreign  banking   corporation located outside this state.