reglab/housing_qa huggingface dataset:
AL Code § 5-2A-81 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 2A - State Banking Department.|Article 4 - Bureau of Loans.|Section 5-2A-81 - Revocation and Suspension of Licenses; Injunctive Relief as to Violations of Small Loan Act.

Section 5-2A-81Revocation and suspension of licenses; injunctive relief as to violations of Small Loan Act. (a) Upon 10 days' written notice to a licensee, stating the contemplated action and grounds therefor, and after giving the licensee a reasonable opportunity to be heard, the bureau shall suspend or revoke any license issued under Chapter 18 of this title if it finds:  (1) That the licensee is in default in the payment of the annual license fee or has failed to comply with any rule, regulation or order of the Bureau of Loans promulgated by it under authority of Chapter 18 of this title; or (2) That a fact or condition exists as to the licensee which would have justified the bureau in refusing originally a license to him if the fact or condition had existed at the time of the original application for such license by him.   If the bureau finds that there exists probable cause for the suspension or revocation of any license and that the enforcement of Chapter 18 of this title requires immediate suspension of such license pending a complete investigation, it may, upon three days' written notice, and after a hearing, enter an order suspending such license for a period not exceeding 30 days, during which time no loans may be made by the licensee. Upon completion of its investigation, the bureau may reinstate the license or revoke the same or order such further suspension thereof as the circumstances may warrant. (b) The supervisor may, either before or after the suspension or revocation of any license, apply to any court of competent jurisdiction for an injunction or other order enjoining or prohibiting any person from violating any of the provisions of Chapter 18 of this title or any rules, regulations or orders of the bureau, and upon a proper showing the court shall issue such injunction or order as may be deemed proper. (Acts 1945, No. 159, p. 200, §5; Acts 1951, No. 787, p. 1385; Code 1975, §5-2-81.)
AL Code § 5-2A-82 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 2A - State Banking Department.|Article 4 - Bureau of Loans.|Section 5-2A-82 - Appeals From Acts of Bureau or Supervisor.

Section 5-2A-82Appeals from acts of bureau or supervisor. Any person aggrieved by any order or act of the bureau or the supervisor may, within 30 days from the entry of the order complained of or within 60 days of the act complained of if there is no order, file a complaint or appeal from the order or act against the supervisor in the Circuit Court of Montgomery County or the circuit court of the county of the residence of the party aggrieved or the circuit court of the county wherein the party aggrieved does business and file security with the court for costs. Such complaint may pray for a reversal, rescission or modification of the order or act complained of and for such other relief as may be appropriate. It shall allege the facts relied upon as the basis for such relief. When the complaint has been filed, a summons shall be issued forthwith and shall be served upon the supervisor personally or by registered or certified mail addressed to his office in the State Banking Department. The summons shall be returnable within five days from its date but in all other respects it shall be made as in other civil actions. The allegations of the complaint shall be deemed to be denied without further pleading, and the court, upon application by either party, shall advance the cause and hear the same without delay. Mere technical irregularities in the procedure before the bureau shall be disregarded. Trial thereof shall be de novo, but on such hearing the act or order of the supervisor shall be prima facie correct and the burden shall be on the plaintiff to show that the bureau in issuing the order or in taking the action complained of was not justified. Any party to the proceeding may summon witnesses and compel their attendance as in criminal cases and may introduce evidence in addition to that relied upon by the bureau. A proceeding under this section shall be deemed to be a special proceeding and either party may appeal from a final judgment therein. (Acts 1945, No. 159, p. 200, §5; Acts 1951, No. 787, p. 1385; Code 1975, §5-2-82.)
AL Code § 5-2A-83 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 2A - State Banking Department.|Article 4 - Bureau of Loans.|Section 5-2A-83 - Payment of Salaries and Expenses.

Section 5-2A-83Payment of salaries and expenses. The salaries of the supervisor and employees of the Bureau of Loans and all other expenses incident to carrying out the duties of the supervisor and employees shall be paid as the salaries of other state officials and employees are paid, and the other said necessary expenses shall be paid as now provided by law. (Acts 1945, No. 159, p. 200, §6; Acts 1947, No. 124, p. 36; Acts 1951, No. 787, p. 1385; Code 1975, §5-2-83.)
AL Code § 5-3A-2 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 3A - Examinations of Banks; Reports of Banks.|Article 1 - Examination of Banks.|Section 5-3A-2 - Acceptance of Examinations and Reports of Federal Bank Regulatory Agency, Etc.

Section 5-3A-2Acceptance of examinations and reports of federal bank regulatory agency, etc. The superintendent is authorized to accept, in his discretion, in lieu of any examination authorized by the laws of this state to be conducted by his department the examination that may have been made of same within a reasonable period by a federal bank regulatory agency, provided a copy of said examination is furnished to said superintendent. Nothing in this section shall be construed to limit the duty of any banks in this state, deposits in which are to any extent insured under the provisions of the Federal Deposit Insurance Act or of any amendment of or substitution for the same, to comply with the provisions of said act, its amendments or substitutions or the requirements of said corporation relative to examinations and reports, nor to limit the powers of the superintendent with reference to examinations and reports under existing law. (Acts 1980, No. 80-658, §5-3-2.)
AL Code § 5-3A-4 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 3A - Examinations of Banks; Reports of Banks.|Article 1 - Examination of Banks.|Section 5-3A-4 - Expenses of Special Examinations.

Section 5-3A-4Expenses of special examinations. The expenses incidental to any special examination of banks, bank holding companies, or their affiliates shall be borne by the bank or bank holding company so examined, and such bank or bank holding company shall, on the call of the superintendent, pay into the Treasury of Alabama, earmarked for the use of the Banking Department, within 10 days after said examination, an amount not exceeding the actual expenses of such examination, including per diem, travel expenses and the pro rata portion of the salaries of the state employees engaged in making such examination. (Acts 1980, No. 80-658, §5-3-4; Act 2011-589, p. 1306, §1.)
AL Code § 5-3A-5 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 3A - Examinations of Banks; Reports of Banks.|Article 1 - Examination of Banks.|Section 5-3A-5 - Examination of Agency of Foreign Banks.

Section 5-3A-5Examination of agency of foreign banks. The superintendent shall have the power to examine or cause to be examined every agency located in this state of any foreign bank for the purpose of ascertaining whether it has violated any law of the state and for such other purposes and to such other matters as the superintendent may prescribe. (Acts 1980, No. 80-658, §5-3-5.)
AL Code § 5-3A-7 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 3A - Examinations of Banks; Reports of Banks.|Article 1 - Examination of Banks.|Section 5-3A-7 - False Swearing, etc., Before Bank Examiners or Superintendent.

Section 5-3A-7False swearing, etc., before bank examiners or superintendent. Any person who willfully or corruptly swears or affirms falsely, when being examined under oath by any bank examiner or the superintendent in regard to any material matter or thing, shall be guilty of perjury. (Acts 1980, No. 80-658, §5-3-7.)
AL Code § 5-3A-8 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 3A - Examinations of Banks; Reports of Banks.|Article 1 - Examination of Banks.|Section 5-3A-8 - Reports of Superintendent and Bank Examiners as to Examinations; Publication of Reports of Examination for Limited Purposes.

Section 5-3A-8Reports of superintendent and bank examiners as to examinations; publication of reports of examination for limited purposes. Each examiner shall report under oath to the superintendent the result of each examination made by him, which report the superintendent shall keep on file in his office for a period of not less than two years from the time of the making of such report. The superintendent shall have the power, and he is hereby authorized, to publish the report of his examination of any bank or any affiliate of a bank which shall not within 120 days after notification of the recommendations or suggestions of the superintendent, based on said examination, have complied with the same to his satisfaction. Ninety days' notice prior to such publication shall be given to the bank or affiliate of a bank. (Acts 1980, No. 80-658, §5-3-8.)
AL Code § 5-3A-9 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 3A - Examinations of Banks; Reports of Banks.|Article 1 - Examination of Banks.|Section 5-3A-9 - Loans, Gifts, Favors, etc., to Banking Department Employees From Banks, Employees, etc., Prohibited.

Section 5-3A-9Loans, gifts, favors, etc., to Banking Department employees from banks, employees, etc., prohibited. (a) No officer, agent or employee of any bank shall offer or give to an employee of the State Banking Department or his family, and no such employee nor his family shall solicit or receive anything of value directly or indirectly from a bank, including a gift, favor, or service or a promise of future employment. Expenses associated with social occasions afforded such employee shall not be deemed a thing of value within the meaning of this section or prohibited hereby. (b) No superintendent, assistant superintendent, deputy superintendent or bank examiner of the State Banking Department shall, either directly or indirectly, be pecuniarily interested in nor borrow from a state bank. Debts now existing and any debt which may be owing at the time of employment to state banks may not be extended or renewed. (c) Nothing herein shall be construed to prohibit the superintendent or a State Banking Department employee from owning a certificate of deposit in a state bank, however, no preferential rate shall be granted. (Acts 1980, No. 80-658, §5-3-9; Acts 1988, No. 88-553, p. 869.)
AL Code § 5-3A-10 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 3A - Examinations of Banks; Reports of Banks.|Article 1 - Examination of Banks.|Section 5-3A-10 - False Reports by Bank Examiners.

Section 5-3A-10False reports by bank examiners. Any bank examiner who shall make a report under oath as to the result of any examination made by him which is knowingly and willfully false shall be guilty of perjury. (Acts 1980, No. 80-658, §5-3-10.)
AL Code § 5-3A-11 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 3A - Examinations of Banks; Reports of Banks.|Article 1 - Examination of Banks.|Section 5-3A-11 - Reports of Examination; Meetings of Banking Board; Confidentiality.

Section 5-3A-11Reports of examination; meetings of Banking Board; confidentiality. All reports of examination, records reflecting action of a bank or bank holding company, or affiliate of either, taken pursuant thereto, and records and minutes of meetings of the Banking Board relating to a bank or several banks or a bank holding company, or affiliate of either, shall be confidential and shall not be subject to subpoena or inspection except by subpoena from a grand jury served on the superintendent. (Acts 1980, No. 80-658, §5-3-11; Act 2011-589, p. 1306, §1; Act 2013-352, p. 1261, §1.)
AL Code § 5-3A-12 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 3A - Examinations of Banks; Reports of Banks.|Article 1 - Examination of Banks.|Section 5-3A-12 - Semiannual Reports by Banks - Required; Verification.

Section 5-3A-12Semiannual reports by banks - Required; verification. All banks shall make to the superintendent, on the call of the superintendent for such report, not less than two reports during each year, according to the form which may be prescribed by the superintendent. Such report must be verified by the oath or affirmation by the president, cashier or secretary and by at least three directors of the bank to be correct to the best of their knowledge and belief of each. (Acts 1980, No. 80-658, §5-3-12.)
AL Code § 5-3A-13 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 3A - Examinations of Banks; Reports of Banks.|Article 1 - Examination of Banks.|Section 5-3A-13 - Semiannual Report by Banks - Special Reports of Banks.

Section 5-3A-13Semiannual report by banks - Special reports of banks. The superintendent may call for a special report from any particular bank whenever, in his judgment, the same is deemed necessary for the protection of the public or for a full and complete knowledge of the condition of the bank by the superintendent. A special report called for shall be made in all particulars as required by Sections 5-3A-14 and 5-3A-15, but the superintendent shall not have the right to require that such report be published in a newspaper. (Acts 1980, No. 80-658, §5-3-13.)
AL Code § 5-3A-14 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 3A - Examinations of Banks; Reports of Banks.|Article 1 - Examination of Banks.|Section 5-3A-14 - Semiannual Report by Banks - Form; Publication; Penalty for Late Report.

Section 5-3A-14Semiannual report by banks - Form; publication; penalty for late report. Each report required by Section 5-3A-12 shall exhibit in detail and under appropriate head the resources and liabilities of each bank at the close of business on any past day specified by the superintendent, not more than five days prior to the issue of the superintendent's call, which day for report shall be uniform throughout the state and shall be transmitted by the bank to the superintendent within 30 days after the receipt of a request or requisition therefor from him, and the same shall be published once by the bank in a newspaper in the city or town in which the bank is located, at the expense of said bank. If no newspaper is published in the town where the bank is located, publication must be made in a newspaper published in the nearest city. Proof of such publication shall be furnished by the bank to the superintendent in such manner as may be required by him, including the clippings of the report as published in the newspaper. The superintendent shall prescribe to the bank the form for the published report made by the bank, which form shall contain such items as are deemed necessary by the superintendent to inform the public as to the financial condition of the bank. The superintendent shall see that each bank has published its report in accordance with the form prescribed and shall check such published report, using the newspaper clipping furnished him by the bank, with the sworn report of the bank filed with the superintendent. If the report is not published by the bank, the superintendent shall, at the expense of the bank, publish the report. Each bank failing to transmit the report to the superintendent within 30 days after the receipt of a request shall pay $100.00 for each day after said 30 days. Said fee may be waived by the superintendent upon a showing of good cause by the party requesting the waiver. (Acts 1980, No. 80-658, §5-3-14.)
AL Code § 5-3A-15 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 3A - Examinations of Banks; Reports of Banks.|Article 1 - Examination of Banks.|Section 5-3A-15 - Semiannual Reports by Banks - Republication.

Section 5-3A-15Semiannual reports by banks - Republication. If there are discrepancies in the published report of the bank and the sworn report furnished to the superintendent and if, in the opinion of the superintendent, the discrepancies are due to clerical errors, the superintendent shall notify the bank to republish the report so as to conform with the sworn report filed with the superintendent, and the bank shall make such republication. If, in the opinion of the superintendent, the discrepancies in the published and sworn reports are not due to clerical errors, the superintendent shall forthwith publish a true and correct report as shown by the sworn report filed with the superintendent, stating in such publication that the published report of the bank did not conform to the sworn report on file with the superintendent, and the bank shall pay the costs and expenses of such republication. (Acts 1980, No. 80-658, §5-3-15.)
AL Code § 5-3A-16 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 3A - Examinations of Banks; Reports of Banks.|Article 1 - Examination of Banks.|Section 5-3A-16 - Failure to Pay for Publication of Bank Report by Superintendent.

Section 5-3A-16Failure to pay for publication of bank report by superintendent. Any bank which fails or refuses to pay the cost and expense of the publication by the superintendent of any report of the bank made in pursuance of the requirements of law shall pay to the state $100.00 plus cost of publication. (Acts 1980, No. 80-658, §5-3-16.)
AL Code § 5-3A-17 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 3A - Examinations of Banks; Reports of Banks.|Article 1 - Examination of Banks.|Section 5-3A-17 - Verification of False Report of Condition of Bank.

Section 5-3A-17Verification of false report of condition of bank. Any person who knowingly and willfully signs or verifies by oath or affirmation any false report of the condition of a bank to the superintendent, on call of the superintendent for such report, shall be guilty of perjury. (Acts 1980, No. 80-658, §5-3-17.)
AL Code § 5-3A-30 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 3A - Examinations of Banks; Reports of Banks.|Article 2 - Examination of Bank Services Providers Act.|Section 5-3A-30 - Short Title.

Section 5-3A-30THIS SECTION WAS ASSIGNED BY THE CODE COMMISSIONER IN THE 2018 REGULAR SESSION, EFFECTIVE APRIL 4, 2018. THIS IS NOT IN THE CURRENT CODE SUPPLEMENT.  This article shall be known and may be cited as the Examination of Bank Service Providers Act. (Act 2018-500, §2.)
AL Code § 5-3A-31 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 3A - Examinations of Banks; Reports of Banks.|Article 2 - Examination of Bank Services Providers Act.|Section 5-3A-31 - Legislative Findings.

Section 5-3A-31THIS SECTION WAS ASSIGNED BY THE CODE COMMISSIONER IN THE 2018 REGULAR SESSION, EFFECTIVE APRIL 4, 2018. THIS IS NOT IN THE CURRENT CODE SUPPLEMENT.  The Legislature finds and declares that the connections between banks and service providers create risks to the financial system, as banks are increasingly reliant on third parties to provide or enable key banking functions and other services. Because of the role service providers have in the safety and soundness of banks and the stability of the financial system, the Legislature finds that it is necessary for banking agencies to have authority to examine service providers. The purpose of this article is to authorize the Superintendent of Banks, through examiners appointed by the superintendent, to examine service providers that provide services to banks, other than national banks, subject to supervision and inspection by the superintendent. (Act 2018-500, §2.)
AL Code § 5-3A-32 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 3A - Examinations of Banks; Reports of Banks.|Article 2 - Examination of Bank Services Providers Act.|Section 5-3A-32 - Definitions.

Section 5-3A-32THIS SECTION WAS ASSIGNED BY THE CODE COMMISSIONER IN THE 2018 REGULAR SESSION, EFFECTIVE APRIL 4, 2018. THIS IS NOT IN THE CURRENT CODE SUPPLEMENT.  For the purposes of this article, the following terms shall have the following meanings: (1) SERVICE PROVIDER. Any person, company, corporation, or other legal entity that provides a covered service listed in Section 5-3A-33 to a serviced bank. (2) SERVICED BANK. Every bank, bank holding company, bank service company, or any subsidiary or affiliate of a bank that is subject to the supervision of the superintendent pursuant to Section 5-3A-1, and for which covered services are performed by a service provider. (Act 2018-500, §2.)
AL Code § 5-3A-33 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 3A - Examinations of Banks; Reports of Banks.|Article 2 - Examination of Bank Services Providers Act.|Section 5-3A-33 - Regulation and Examination of Certain Service Providers; Covered Services.

Section 5-3A-33THIS SECTION WAS ASSIGNED BY THE CODE COMMISSIONER IN THE 2018 REGULAR SESSION, EFFECTIVE APRIL 4, 2018. THIS IS NOT IN THE CURRENT CODE SUPPLEMENT.  (a) Whenever a serviced bank causes to be performed for itself, by contract or otherwise, any of the covered services listed in this section, the performance, condition, and affairs of the service provider are subject to regulation and examination to the same extent as if the services were being performed by the serviced bank itself when deemed necessary by the superintendent to ensure the safe and sound operation of a serviced bank or serviced banks or to respond to a danger, or potential danger, to the public welfare. (b) For the purposes of this section, covered services include all of the following: (1) Data processing services. (2) Activities that support financial services including, but not limited to, lending, funds transfer, fiduciary activities, trading activities, and deposit taking. (3) Internet related services including, but not limited to, web services and electronic bill payments, mobile applications, system and software development and maintenance, and security monitoring. (c) For the purposes of this section, covered services do not include the following: (1) Provision to a serviced bank of an interactive computer service or a general audience Internet or communications platform, except to the extent that the service or platform is specially designed or adapted for the business of banking and activities relating to the business of banking. (2) When performed by attorneys who are not employees of the serviced bank, legal services the provision of which is conditioned by law on the existence and maintenance of a professional license to practice law by the attorney providing the legal services. (d) In order to promote regulatory efficiency, in the event that a service provider has been examined by another state or federal financial services regulatory agency or by a member of the Federal Financial Institution Examinations Council (FFIEC), or any successor entity, in the immediately preceding 24 months, the superintendent may accept the results of the examination in lieu of conducting his or her own examination. Nothing in this article shall be construed as limiting or otherwise restricting the superintendent from participating in any examination by any other state or federal agency or a member of the FFIEC. (Act 2018-500, §2.)