reglab/housing_qa huggingface dataset:
WA Rev Code § 48.110.080 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.110 - Service Contracts and Protection Product Guarantees.|48.110.080 - Name of service contract provider or protection product guarantee provider—Use of legal name—False or misleading statements—Restrictions on requirement to purchase service contract.

RCW 48.110.080 Name of service contract provider or protection product guarantee provider—Use of legal name—False or misleading statements—Restrictions on requirement to purchase service contract.(1) A service contract provider or protection product guarantee provider shall not use in its name the words insurance, casualty, guaranty, surety, mutual, or any other words descriptive of the insurance, casualty, guaranty, or surety business; or a name deceptively similar to the name or description of any insurance or surety corporation, or to the name of any other service contract provider or protection product guarantee provider. This subsection does not apply to a company that was using any of the prohibited language in its name prior to January 1, 1999. However, a company using the prohibited language in its name shall conspicuously disclose in its service contracts or protection product guarantees the following statement: "This agreement is not an insurance contract."(2) Every service contract provider or protection product guarantee provider shall conduct its business in its own legal name, unless the commissioner has approved the use of another name.(3) A service contract provider or protection product guarantee provider or their representatives shall not in their service contracts or protection product guarantees or literature make, permit, or cause to be made any false or misleading statement, or deliberately omit any material statement that would be considered misleading if omitted.(4) A person, such as a bank, savings and loan association, lending institution, manufacturer, or seller shall not require the purchase of a service contract or protection product as a condition of a loan or a condition for the sale of any property.[ 2006 c 274 § 9; 1999 c 112 § 9.]
WA Rev Code § 48.110.090 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.110 - Service Contracts and Protection Product Guarantees.|48.110.090 - Recordkeeping of service contract provider or protection product guarantee provider—Requirements—Duration—Form.

RCW 48.110.090 Recordkeeping of service contract provider or protection product guarantee provider—Requirements—Duration—Form.(1) The service contract provider or protection product guarantee provider shall keep accurate accounts, books, and records concerning transactions regulated under this chapter.(2) The service contract provider's or protection product guarantee provider's accounts, books, and records shall include the following:(a) Copies of each type of service contract or protection product guarantees offered, issued, or sold;(b) The name and address of each service contract holder or protection product guarantee holder, to the extent that the name and address have been furnished by the service contract holder or protection product guarantee holder;(c) A list of the locations where the service contracts or protection products are marketed, sold, or offered for sale; and(d) Written claim files that contain at least the dates, amounts, and descriptions of claims related to the service contracts or protection products.(3) Except as provided in subsection (5) of this section, the service contract provider or protection product guarantee provider shall retain all records required to be maintained by subsection (1) of this section for at least six years after the specified coverage has expired.(4) The records required under this chapter may be, but are not required to be, maintained on a computer disk or other recordkeeping technology. If the records are maintained in other than hard copy, the records shall be capable of duplication to legible hard copy.(5) A service contract provider or protection product guarantee provider discontinuing business in this state shall maintain its records until it furnishes the commissioner satisfactory proof that it has discharged all obligations to service contract holders or protection product guarantee holders in this state.[ 2006 c 274 § 10; 1999 c 112 § 10.]
WA Rev Code § 48.110.100 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.110 - Service Contracts and Protection Product Guarantees.|48.110.100 - Termination of reimbursement insurance policy.

RCW 48.110.100 Termination of reimbursement insurance policy.As applicable, an insurer that issued a reimbursement insurance policy shall not terminate the policy until a notice of termination in accordance with RCW 48.18.290 has been given to the service contract provider or protection product guarantee provider and has been delivered to the commissioner. The termination of a reimbursement insurance policy does not reduce the issuer's responsibility for service contracts issued by service contract providers or protection product guarantees issued by protection product guarantee providers prior to the effective date of the termination.[ 2006 c 274 § 11; 1999 c 112 § 11.]
WA Rev Code § 48.110.110 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.110 - Service Contracts and Protection Product Guarantees.|48.110.110 - Service contract provider or protection product guarantee provider—Agent of insurer which issued reimbursement insurance policy.

RCW 48.110.110 Service contract provider or protection product guarantee provider—Agent of insurer which issued reimbursement insurance policy.(1) Service contract providers or protection product guarantee providers are considered to be the agent of the insurer which issued the reimbursement insurance policy for purposes of obligating the insurer to service contract holders or protection product guarantee holders in accordance with the service contract or protection product guarantee holders and this chapter. Payment of the provider fee by the consumer to the service contract seller, service contract provider, or administrator or payment of consideration for the protection product to the protection product seller constitutes payment by the consumer to the service contract provider or protection product guarantee provider and to the insurer which issued the reimbursement insurance policy. In cases where a service contract provider or protection product guarantee provider is acting as an administrator and enlists other service contract providers or protection product guarantee providers, the service contract provider or protection product guarantee provider acting as the administrator shall notify the insurer of the existence and identities of the other service contract providers or protection product guarantee providers.(2) This chapter does not prevent or limit the right of an insurer which issued a reimbursement insurance policy to seek indemnification or subrogation against a service contract provider or protection product guarantee provider if the issuer pays or is obligated to pay the service contract holder or protection product guarantee holder sums that the service contract provider or protection product guarantee provider was obligated to pay under the provisions of the service contract or protection product guarantee.[ 2006 c 274 § 12; 1999 c 112 § 12.]
WA Rev Code § 48.110.120 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.110 - Service Contracts and Protection Product Guarantees.|48.110.120 - Commissioner may conduct investigations.

RCW 48.110.120 Commissioner may conduct investigations.(1) The commissioner may conduct investigations of service contract providers or protection product guarantee providers, administrators, service contract sellers or protection product sellers, insurers, and other persons to enforce this chapter and protect service contract holders or protection product guarantee holders in this state. Upon request of the commissioner, the service contract provider or protection product guarantee provider shall make all accounts, books, and records concerning service contracts or protection products offered, issued, or sold by the service contract provider or protection product guarantee provider available to the commissioner which are necessary to enable the commissioner to determine compliance or noncompliance with this chapter.(2) The commissioner may take actions under RCW 48.02.080 or 48.04.050 which are necessary or appropriate to enforce this chapter and the commissioner's rules and orders, and to protect service contract holders or protection product guarantee holders in this state.[ 2006 c 274 § 13; 1999 c 112 § 13.]
WA Rev Code § 48.110.140 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.110 - Service Contracts and Protection Product Guarantees.|48.110.140 - Application of consumer protection act.

RCW 48.110.140 Application of consumer protection act.The legislature finds that the practices covered by this chapter are matters vitally affecting the public interest for the purpose of applying the consumer protection act, chapter 19.86 RCW. Violations of this chapter are not reasonable in relation to the development and preservation of business. A violation of this chapter is an unfair or deceptive act or practice in the conduct of trade or commerce and an unfair method of competition, as specifically contemplated by RCW 19.86.020, and is a violation of the consumer protection act, chapter 19.86 RCW. Any service contract holder or protection product guarantee holder injured as a result of a violation of a provision of this chapter shall be entitled to maintain an action pursuant to chapter 19.86 RCW against the service contract provider or protection product guarantee provider and the insurer issuing the applicable service contract or protection product guarantee reimbursement insurance policy and shall be entitled to all of the rights and remedies afforded by that chapter.[ 2006 c 274 § 15; 1999 c 112 § 15.]
WA Rev Code § 48.110.150 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.110 - Service Contracts and Protection Product Guarantees.|48.110.150 - Rules.

RCW 48.110.150 Rules.The commissioner may adopt rules to implement and administer this chapter.[ 1999 c 112 § 16.]
WA Rev Code § 48.110.900 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.110 - Service Contracts and Protection Product Guarantees.|48.110.900 - Date of application to service contracts.

RCW 48.110.900 Date of application to service contracts.This chapter applies to all service contracts, other than on motor vehicles, sold or offered for sale ninety or more days after July 25, 1999. This chapter applies to all service contracts on motor vehicles and protection products sold or offered for sale after September 30, 2006.[ 2006 c 274 § 16; 1999 c 112 § 17.]
WA Rev Code § 48.110.902 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.110 - Service Contracts and Protection Product Guarantees.|48.110.902 - Application of chapter to motor vehicle manufacturers or import distributors.

RCW 48.110.902 Application of chapter to motor vehicle manufacturers or import distributors.(1) RCW 48.110.030 (2)(a) and (b), (3), and (4), 48.110.040, 48.110.060, 48.110.100, 48.110.110, 48.110.075 (2)(a) and (b) and (4)(e), and 48.110.073 (1) and (2) do not apply to motor vehicle service contracts issued by a motor vehicle manufacturer or import distributor covering vehicles manufactured or imported by the motor vehicle manufacturer or import distributor.(2) RCW 48.110.030(2)(c) does not apply to a publicly traded motor vehicle manufacturer or import distributor.(3) RCW 48.110.030 (2)(a) through (c), (3), and (4), 48.110.040, and 48.110.073(2) do not apply to wholly owned subsidiaries of motor vehicle manufacturers or import distributors. For purposes of this subsection, a company is considered a wholly owned subsidiary as long as it is ultimately owned, directly or indirectly, one hundred percent by single or multiple motor vehicle manufacturers or import distributors.(4) The adoption of chapter 274, Laws of 2006 does not imply that a vehicle protection product warranty was insurance prior to October 1, 2006.(5) For purposes of this section, "motor vehicle service contract" includes a contract or agreement sold for separately stated consideration for a specific duration to perform any of the services set forth in RCW 48.110.020(18)(b).[ 2019 c 16 § 5; 2016 c 224 § 5; 2006 c 274 § 21.]
WA Rev Code § 48.110.904 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.110 - Service Contracts and Protection Product Guarantees.|48.110.904 - Effective date—2006 c 274.

RCW 48.110.904 Effective date—2006 c 274.This act takes effect October 1, 2006.[ 2006 c 274 § 24.]
WA Rev Code § 48.111.005 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.111 - Home Heating Fuel Service Contracts.|48.111.005 - Findings—Purpose.

RCW 48.111.005 Findings—Purpose.The legislature finds that certain service contracts involving providers of home heating fuel and homeowners are in the public interest. The legislature further finds that the existing statutory provisions regulating service contracts are more burdensome than is necessary to safeguard homeowners from the risk that a contract obligor will close or be unable to fulfill their contract obligations. The legislature declares that it is necessary to establish separate standards that will safeguard certain homeowners from possible losses arising from the cessation of business of a home heating fuel company or the mismanagement of funds paid for home heating fuel service contracts. The purpose of this chapter is to create a legal framework within which home heating fuel service contracts may be sold in this state and set forth requirements for conducting a service contract business.[ 2006 c 36 § 1.]
WA Rev Code § 48.111.010 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.111 - Home Heating Fuel Service Contracts.|48.111.010 - Definitions.

RCW 48.111.010 Definitions.The definitions in this section apply throughout this chapter unless the context clearly requires otherwise.(1) "Administrator" means the person who is responsible for the administration of the service contracts or the service contracts plan.(2) "Commissioner" means the insurance commissioner of this state.(3) "Consumer" means an individual who buys any tangible personal property that is primarily for personal, family, or household use.(4) "Home heating fuel service contract" means a contract or agreement for a separately stated consideration for a specific duration to perform the repair, replacement, or maintenance of a customer-owned home heating fuel supply system including the fuel tank and all visible pipes, caps, lines, and associated parts or the indemnification for repair, replacement, or maintenance for operational or structural failure due to a defect in materials or workmanship, or normal wear and tear.(5) "Person" means an individual, partnership, corporation, incorporated or unincorporated association, joint stock company, reciprocal insurer, syndicate, or any similar entity or combination of entities acting in concert.(6) "Premium" means the consideration paid to an insurer for a reimbursement insurance policy.(7) "Provider fee" means the consideration paid by a consumer for a home heating fuel service contract.(8) "Reimbursement insurance policy" means a policy of insurance that is issued to a service contract provider to provide reimbursement to the service contract provider or to pay on behalf of the service contract provider all contractual obligations incurred by the service contract provider under the terms of the insured service contracts issued or sold by the service contract provider.(9) "Home heating fuel service contract holder" or "contract holder" means a person who is the purchaser or holder of a home heating fuel service contract.(10) "Home heating fuel service contract provider" or "contract provider" means a person who is providing home heating fuel delivery services to the customer and is contractually obligated to the home heating fuel service contract holder under the terms of the service contract.(11) "Home heating fuel service contract seller" means the person who sells the home heating fuel service contract to the consumer.(12) "Warranty" means a warranty made solely by the manufacturer, importer, or seller of property or services without consideration; that is not negotiated or separated from the sale of the product and is incidental to the sale of the product; and that guarantees indemnity for defective parts, mechanical or electrical breakdown, labor, or other remedial measures, such as repair or replacement of the property or repetition of services.[ 2006 c 36 § 2.]
WA Rev Code § 48.111.020 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.111 - Home Heating Fuel Service Contracts.|48.111.020 - Registration required—Application—Required information—Grounds for refusal—Annual renewal.

RCW 48.111.020 Registration required—Application—Required information—Grounds for refusal—Annual renewal.(1) A person shall not act as, or offer to act as, or hold himself or herself out to be a home heating fuel service contract provider in this state, nor may a home heating fuel service contract be sold to a consumer in this state, unless the contract provider has a valid registration as a home heating fuel service contract provider issued by the commissioner.(2) Applicants to be a home heating fuel service contract provider shall make an application to the commissioner upon a form to be furnished by the commissioner. The application must include or be accompanied by the following information and documents:(a) All basic organizational documents of the home heating fuel service contract provider, including any articles of incorporation, articles of association, partnership agreement, trade name certificate, trust agreement, shareholder agreement, bylaws, and other applicable documents, and all amendments to those documents;(b) The identities of the contract provider's executive officer or officers directly responsible for the contract provider's home heating fuel service contract business;(c) Annual financial statements or other financial reports acceptable to the commissioner for the two most recent years which prove that the applicant is solvent and any information the commissioner may require in order to review the current financial condition of the applicant;(d) An application fee of one hundred dollars, which must be deposited into the general fund; and(e) Any other pertinent information required by the commissioner.(3) The commissioner may refuse to issue a registration if the commissioner determines that the home heating fuel service contract provider, or any individual responsible for the conduct of the affairs of the contract provider under subsection (2)(b) of this section, is not competent, trustworthy, or financially responsible.(4) A registration issued under this section is valid, unless surrendered, suspended, or revoked by the commissioner, or not renewed for so long as the service contract provider continues in business in this state and remains in compliance with this chapter. A registration is subject to renewal annually on July 1st upon application of the home heating fuel service contract provider and payment of a fee of twenty-five dollars, which must be deposited into the general fund. If not so renewed, the registration expires on June 30th next preceding.(5) A home heating fuel service contract provider shall keep current the information required to be disclosed in its registration under this section by reporting all material changes or additions within thirty days after the end of the month in which the change or addition occurs.[ 2007 c 80 § 1; 2006 c 36 § 3.]
WA Rev Code § 48.111.030 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.111 - Home Heating Fuel Service Contracts.|48.111.030 - Filing of reports—Investigations—Confidentiality.

RCW 48.111.030 Filing of reports—Investigations—Confidentiality.(1) Every registered home heating fuel service contract provider that is assuring its faithful performance of its obligations to its contract holders by complying with RCW 48.111.040(2)(b) shall file an annual report for the preceding calendar year with the commissioner on or before March 1st of each year, or within any extension of time the commissioner for good cause may grant. The report must be in the form and contain those matters as the commissioner prescribes and must be verified by at least two officers of the home heating fuel service contract provider.(2) As part of an investigation by the commissioner, the commissioner may require a home heating fuel service contract provider to file monthly financial reports whenever, in the commissioner's discretion, there is a need to more closely monitor the financial activities of the service contract provider. Monthly financial statements must be filed in the commissioner's office no later than the twenty-fifth day of the month following the month for which the financial report is being filed. These monthly financial reports must be the internal financial statements of the service contract provider. The monthly financial reports that are filed with the commissioner constitute information that might be damaging to the service contract provider if made available to its competitors, and therefore shall be kept confidential by the commissioner. This information may not be made public or be subject to subpoena, other than by the commissioner and then only for the purpose of enforcement actions taken by the commissioner.[ 2006 c 36 § 4.]
WA Rev Code § 48.111.050 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.111 - Home Heating Fuel Service Contracts.|48.111.050 - Reimbursement insurance policies insuring home heating fuel service contracts.

RCW 48.111.050 Reimbursement insurance policies insuring home heating fuel service contracts.(1) Reimbursement insurance policies insuring home heating fuel service contracts issued, sold, or offered for sale in this state or sold to consumers in this state must state that the insurer that issued the reimbursement insurance policy shall reimburse or pay on behalf of the contract provider all sums the contract provider is legally obligated to pay, including but not limited to the refund of the full purchase price of the contract to the contract holder or shall provide the service which the contract provider is legally obligated to perform according to the contract provider's contractual obligations under the home heating fuel service contracts issued or sold by the contract provider.(2) The reimbursement insurance policy must fully insure the obligations of the contract provider, rather than partially insure, or insure only in the event of contract provider default.(3) The reimbursement insurance policy must state that the contract holder is entitled to apply directly to the reimbursement insurance company.[ 2006 c 36 § 6.]
WA Rev Code § 48.111.053 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.111 - Home Heating Fuel Service Contracts.|48.111.053 - Termination of reimbursement insurance policies.

RCW 48.111.053 Termination of reimbursement insurance policies.As applicable, an insurer that issued a reimbursement insurance policy shall not terminate the policy until a notice of termination in accordance with RCW 48.18.290 has been given to the home heating fuel service contract provider and has been delivered to the commissioner. The termination of a reimbursement insurance policy does not reduce the issuer's responsibility for home heating fuel service contracts issued by contract providers prior to the effective date of the termination.[ 2006 c 36 § 10.]