reglab/housing_qa huggingface dataset:
IN Code § 27-7-6-7 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 6. Cancellation of Automobile Insurance Policies|27-7-6-7. Proof of Mailing Notice

Sec. 7. Proof of mailing of notice of cancellation, or of intention not to renew or of reasons for cancellation, to the named insured at the address shown in the policy shall be sufficient proof of notice.Formerly: Acts 1969, c.332, s.7.
IN Code § 27-7-6-8 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 6. Cancellation of Automobile Insurance Policies|27-7-6-8. Notice of Possible Eligibility Under Assigned Risk Plan

Sec. 8. When a policy providing automobile liability coverage is cancelled, other than for nonpayment of premium, or in the event of failure to renew a policy providing automobile liability coverage to which section 6 of this chapter applies, the insurer shall notify the named insured of his possible eligibility for automobile liability insurance through other insurers or through the automobile liability assigned risk plan. Such notice shall accompany or be included in the notice of cancellation or the notice of intent not to renew.Formerly: Acts 1969, c.332, s.8. As amended by P.L.252-1985, SEC.268.
IN Code § 27-7-6-9 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 6. Cancellation of Automobile Insurance Policies|27-7-6-9. Compliance With Request for Reason for Cancellation or Nonrenewal; Time Limits

Sec. 9. Where the reason for cancellation does not accompany or is not included in the notice of cancellation, the insurer shall upon written request of the named insured, mailed or delivered to the insurer not less than fifteen (15) days prior to the effective date of cancellation, specify in writing the reason for such cancellation. Such reason shall be mailed or delivered to the named insured within five (5) days after receipt of such request.Formerly: Acts 1969, c.332, s.9.
IN Code § 27-7-6-10 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 6. Cancellation of Automobile Insurance Policies|27-7-6-10. Exemption From Liability for Statements Made in Giving Reasons for Cancellation or Nonrenewal

Sec. 10. There shall be no liability on the part of and no cause of action of any nature shall arise against the commissioner of insurance or against any insurer, its authorized representative, its insurance producers, its employees, or any firm, person, limited liability company, or corporation furnishing to the insurer information as to reasons for cancellation, for any statement made by any of them in any written notice of cancellation, or in any other communication, oral or written specifying the reasons for cancellation, or the providing of information pertaining thereto, or for statements made or evidence submitted at any hearings conducted in connection therewith.Formerly: Acts 1969, c.332, s.10. As amended by P.L.8-1993, SEC.426; P.L.178-2003, SEC.47.
IN Code § 27-7-6-11 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 6. Cancellation of Automobile Insurance Policies|27-7-6-11. Dispute as to Truth of Reason for Cancellation; Hearing; Findings; Effect; Fee

Sec. 11. (a) In the event the truth of the reason or reasons for cancellation is disputed by the named insured, the insured may, not later than ten (10) days prior to the effective date of such cancellation, apply in writing to the commissioner of insurance for a hearing. Such application shall state wherein such reason or reasons are false and a copy of such application shall be mailed or delivered to the insurer on the same date it is submitted to the commissioner.(b) If the commissioner finds that the application was made in good faith and does in fact present a dispute as to the truth or existence of valid grounds for cancellation, the commissioner shall, within a reasonable time after receipt of such application and upon ten (10) days notice to the named insured and the insurer, hold a hearing on the matter. The findings of the commissioner shall be final and shall be issued in writing to the parties within five (5) days after the hearing.(c) In the event of a finding that no reason for cancellation in fact exists, the cancellation shall be of no effect and the notice shall be rescinded.(d) In the event of a finding that one (1) or more reasons for cancellation do in fact exist, the cancellation shall be effective as of the date stated in the cancellation notice.(e) No investigation, defense, or other action undertaken by the insurer during the period between the date of cancellation stated in the notice and the date the commissioner issued findings shall be deemed a waiver of any rights or defenses on the part of such insurer.(f) Any application for a hearing shall be accompanied by a filing fee of twenty dollars ($20) as a condition precedent to such hearing. Such fee shall be returned to the named insured if the finding is in the insured's favor, but otherwise shall be retained by the department of insurance.Formerly: Acts 1969, c.332, s.11. As amended by P.L.3-1989, SEC.154.
IN Code § 27-7-6-12 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 6. Cancellation of Automobile Insurance Policies|27-7-6-12. Person With a Disability; Automobile Policy

Sec. 12. (a) As used in this section, "person with a disability" means a person who is under a disability as defined by the federal Social Security Administration guidelines (42 U.S.C. 416).(b) After June 30, 1990, an insurer may not cancel, fail to renew, or refuse to issue an automobile insurance policy to a person with a disability who holds a valid driver's license solely because of the disability, nor may an insurer cancel, fail to renew, or refuse to issue an automobile insurance policy under conditions less favorable to persons with a disability than persons without a disability.As added by P.L.121-1990, SEC.9. Amended by P.L.99-2007, SEC.191.
IN Code § 27-7-8-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 8. Legal Insurance|27-7-8-1. Definitions

Sec. 1. Definitions. As used in this chapter:"Advertising" means any communication to the public the purpose of which is to convey information purporting to describe a legal insurance plan."Commissioner" refers to the commissioner of insurance."Department" refers to the department of insurance."Employee" means an individual employed or permitted to work or perform services for remuneration under a contract of hire, written or oral, by an employer."Employer" means a person who hires an employee."Group legal insurance" refers to legal insurance issued under a master policy covering the individuals set out in subdivisions (1) and (2) of section 3 of this chapter, applying a rate that is lower than the rate shown in the insurer's manual for individual policies of the same type and class."Insurer" means a person who obtains a certificate of authority under IC 27-1-3-20."Legal insurance" means insurance against class 2(m) risk of loss as described in IC 27-1-5-1."Person" means an individual, partnership, corporation, limited liability company, business trust, or association."Solicitation" means any invitation or request to enroll in a legal insurance plan, or attempt to obtain consideration for the coverage of a legal insurance plan, or any other device the purpose of which is to induce an individual to enroll in, or pay consideration for, a legal insurance plan.As added by Acts 1978, P.L.129, SEC.2. Amended by P.L.8-1993, SEC.427.
IN Code § 27-7-8-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 8. Legal Insurance|27-7-8-2. Provisions Governing Legal Insurance

Sec. 2. In addition to the other applicable provisions of IC 27, an insurer providing legal insurance must comply with the provisions of this chapter.As added by Acts 1978, P.L.129, SEC.2.
IN Code § 27-7-8-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 8. Legal Insurance|27-7-8-3. Authority to Issue Insurance to Individuals and Groups

Sec. 3. Legal insurance may be issued to an individual or, as a group policy to:(1) ten (10) or more employees; or(2) ten (10) or more members of a trade or professional association, labor union, or any other association of members in the same or related occupation, profession, or industry in existence for two (2) years, having a constitution, and formed for a purpose other than obtaining insurance.As added by Acts 1978, P.L.129, SEC.2.
IN Code § 27-7-8-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 8. Legal Insurance|27-7-8-4. Payment of Premiums; Persons Authorized

Sec. 4. The following may periodically pay to the insurer, as provided in the contract to insure, the premiums on a group legal insurance policy:(1) An employer for its employees.(2) An association for its members.(3) A labor union for its members.As added by Acts 1978, P.L.129, SEC.2.
IN Code § 27-7-8-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 8. Legal Insurance|27-7-8-5. Group Policies; Rights to Obtain Individual Coverage

Sec. 5. (a) A group policy must contain a provision that allows an insured member who no longer qualifies for group coverage to obtain an individual policy with similar coverage.(b) An individual desiring to obtain an individual policy as provided under subsection (a) must apply for the policy not later than thirty-one (31) days from the date on which the individual is no longer a qualified member of the group.(c) The individual policy shall be issued on one (1) of the forms issued by the insurer for individual policies, and the premium on the policy must be at the insurer's customary rate for the class of risk to which the individual belongs.As added by Acts 1978, P.L.129, SEC.2.
IN Code § 27-7-8-6 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 8. Legal Insurance|27-7-8-6. Master Group Policy; Individual Certificates; Filing; Contents

Sec. 6. An insurer shall issue an individual or master policy that serves as evidence of a contractual obligation. A certificate of coverage must be issued to each individual under a group policy. All such documents must be filed with the commissioner as required under this title. In addition to those provisions, each policy or certificate concerning legal insurance must contain a complete and clear statement of:(1) the legal benefits to which the insured is entitled;(2) any limitation or exclusion on the services, kinds of services, benefits to be provided, including deductible or copayment features; and(3) where information is available as to how services may be obtained.As added by Acts 1978, P.L.129, SEC.2.
IN Code § 27-7-8-7 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 8. Legal Insurance|27-7-8-7. Regulations

Sec. 7. The commissioner may promulgate regulations under IC 4-22-2 that he considers necessary for the proper administration of this chapter.As added by Acts 1978, P.L.129, SEC.2.
IN Code § 27-7-9-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 9. Mine Subsidence Insurance|27-7-9-1. "Commissioner"

Sec. 1. As used in this chapter, "commissioner" refers to the insurance commissioner.As added by P.L.164-1986, SEC.1.
IN Code § 27-7-9-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 9. Mine Subsidence Insurance|27-7-9-2. "Insurer"

Sec. 2. As used in this chapter, "insurer" has the meaning set forth in IC 27-1-2-3(x).As added by P.L.164-1986, SEC.1.
IN Code § 27-7-9-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 9. Mine Subsidence Insurance|27-7-9-3. "Mine Subsidence"

Sec. 3. As used in this chapter, "mine subsidence" means the collapse of an underground coal mine resulting in damage to a structure. The term does not include loss caused by earthquake, landslide, volcanic eruption, or collapse of storm or sewer drains.As added by P.L.164-1986, SEC.1. Amended by P.L.124-1992, SEC.1; P.L.101-2016, SEC.2.
IN Code § 27-7-9-3.5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 9. Mine Subsidence Insurance|27-7-9-3.5. "Peril"

Sec. 3.5. As used in this chapter, "peril" means the cause of a loss, such as a fire, an explosion, or a flood.As added by P.L.124-1992, SEC.2.
IN Code § 27-7-9-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 9. Mine Subsidence Insurance|27-7-9-4. "Premium"

Sec. 4. As used in this chapter, "premium" has the meaning set forth in IC 27-1-2-3(w).As added by P.L.164-1986, SEC.1.
IN Code § 27-7-9-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 9. Mine Subsidence Insurance|27-7-9-5. "Structure"

Sec. 5. As used in this chapter, "structure" means any dwelling, building, or fixture permanently fixed to real property. The term does not include land, trees, crops, or other plants.As added by P.L.164-1986, SEC.1. Amended by P.L.124-1992, SEC.3; P.L.101-2016, SEC.3.
IN Code § 27-7-9-5.4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 9. Mine Subsidence Insurance|27-7-9-5.4. "Type of Insurance Described in Class 3(a) of Ic 27-1-5-1"

Sec. 5.4. As used in this chapter, "type of insurance described in Class 3(a) of IC 27-1-5-1" does not include flood insurance.As added by P.L.286-2019, SEC.3.
IN Code § 27-7-9-6 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 9. Mine Subsidence Insurance|27-7-9-6. List of Counties in Which Mine Subsidence Insurance Available

Sec. 6. The department of natural resources shall identify and maintain a list of counties that are:(1) at least partially within the Illinois Coal Basin; or(2) underlain by coal-bearing rock formations of the Pennsylvanian system.The mine subsidence insurance provided under this chapter is available only to cover structures located in counties identified by the department of natural resources under this section.As added by P.L.164-1986, SEC.1.
IN Code § 27-7-9-7 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 9. Mine Subsidence Insurance|27-7-9-7. Mine Subsidence Insurance Fund; Deposits; Investment

Sec. 7. (a) The mine subsidence insurance fund is established for the purpose of making mine subsidence insurance available to owners of property located in counties identified under section 6 of this chapter. The fund shall be administered by the commissioner. Money shall be deposited in the fund from:(1) premiums for mine subsidence insurance remitted by insurers to the commissioner; and(2) funds obtained through federal grants or any other source.(b) The expenses of administering the fund shall be paid from money in the fund.(c) The treasurer of state shall invest the money in the fund not currently needed to meet the obligations of the fund in the same manner as other public funds may be invested. Interest that accrues from these investments shall be deposited in the fund.(d) Money in the fund at the end of a particular fiscal year does not revert to the state general fund.As added by P.L.164-1986, SEC.1.
IN Code § 27-7-9-8.4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 9. Mine Subsidence Insurance|27-7-9-8.4. Additional Forms of Coverage; Application to Structures

Sec. 8.4. If coverage for damage due to mine subsidence is added under this chapter as an additional form of coverage to a policy providing the type of insurance described in Class 3(a) of IC 27-1-5-1, the mine subsidence coverage of the policy must apply to structures in the same manner as coverage for other perils under the policy.As added by P.L.124-1992, SEC.5. Amended by P.L.286-2019, SEC.4.
IN Code § 27-7-9-8.5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 9. Mine Subsidence Insurance|27-7-9-8.5. Limitation on Amount Payable; One Mine Subsidence Occurrence; Damage Occurring Before Issuance of Policy; Duty to Investigate; Liability

Sec. 8.5. (a) The amount payable through mine subsidence insurance provided under this chapter for all damage caused by one (1) mine subsidence occurrence is limited to the amount of insurance that:(1) is in force with respect to the structure or structures damaged in the occurrence; and(2) is reinsured under section 9 of this chapter;at the time when the damage to the structure or structures occurs.(b) For the purposes of this section, all damage that is caused by:(1) a single mine subsidence event; or(2) two (2) or more mine subsidence events that are continuous;shall be considered as having been caused by one (1) mine subsidence occurrence.(c) Neither an insurer, an agent of an insurer, nor an employee of an insurer is obligated to investigate for mine subsidence damage that may have occurred before the issuance or renewal of a policy including mine subsidence coverage under this chapter, unless specifically informed of such damage by the insured or prospective insured.(d) Neither an insurer, an agent of an insurer, nor an employee of an insurer is liable for mine subsidence damage that occurs before the issuance of a policy including mine subsidence coverage under this chapter.As added by P.L.150-1990, SEC.2. Amended by P.L.124-1992, SEC.6.
IN Code § 27-7-9-9 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 9. Mine Subsidence Insurance|27-7-9-9. Reinsurance; Terms; Ceding Commission

Sec. 9. (a) An insurer making the type of insurance described in Class 3(a) of IC 27-1-5-1 shall enter into a reinsurance agreement with the commissioner. The reinsurance agreement must include the following terms:(1) The insurer agrees to cede to the commissioner one hundred percent (100%) of any mine subsidence coverage issued under this chapter, subject to a maximum limit of five hundred thousand dollars ($500,000) per structure insured.(2) The insurer shall collect the premiums for mine subsidence insurance, may retain a ceding commission in an amount set by the commissioner, and shall remit the remainder of the premiums to the commissioner for deposit in the mine subsidence insurance fund.(3) The insurer, in consideration of the ceding commission, shall:(A) undertake the adjustment of losses under the mine subsidence coverage issued under this chapter by the insurer, with technical assistance provided under section 9.5 of this chapter; and(B) pay the taxes and absorb all other expenses necessarily incurred by the insurer in the sale of policies and the administration of the mine subsidence insurance program under this chapter.(4) The commissioner shall reimburse the insurer from the mine subsidence insurance fund for all amounts paid to policyholders for mine subsidence insurance claims.(5) The insurer is not required to pay a claim for any mine subsidence loss insured under this chapter if the amount available in the mine subsidence insurance fund is insufficient to reimburse the insurer for the claim.(b) The determination of the commissioner as to the amount of the ceding commission that an insurer may retain under subsection (a)(2) must be based on a consideration of the insurer's reasonable administrative costs (including insurance producers' commissions).As added by P.L.164-1986, SEC.1. Amended by P.L.150-1990, SEC.3; P.L.124-1992, SEC.7; P.L.189-1996, SEC.1; P.L.182-2001, SEC.4; P.L.178-2003, SEC.48; P.L.35-2015, SEC.1.
IN Code § 27-7-9-9.5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 9. Mine Subsidence Insurance|27-7-9-9.5. Assistance With Adjusting of Claims; Responsibility of Insurer; Costs Paid From Fund

Sec. 9.5. (a) The commissioner shall provide insurers with assistance from one (1) or more individuals with technical expertise in mine subsidence for the purpose of assisting with the adjusting of claims under coverage issued under this chapter. If the commissioner considers it necessary in order to comply with this section, the commissioner may:(1) expand the staff of the department of insurance; or(2) enter into contracts providing for the services of persons with the necessary technical expertise to provide assistance to insurers in the determination of subsidence events.(b) The adjustment of a claim against a policy that includes mine subsidence coverage under this chapter is the sole responsibility of the insurer until the insurer makes a preliminary determination that the loss may involve mine subsidence. Upon such a determination, those persons retained by the commissioner as set out in subsection (a) shall assist the commissioner and insurer in determining the existence of a mine subsidence event and the costs of the event shall be paid from the fund established by section 7 of this chapter.As added by P.L.124-1992, SEC.8. Amended by P.L.101-2016, SEC.5; P.L.136-2018, SEC.186.
IN Code § 27-7-9-10 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 9. Mine Subsidence Insurance|27-7-9-10. Premiums

Sec. 10. (a) Premiums for mine subsidence insurance under this chapter shall be established by the commissioner, who shall review at least annually the premium level and the experience data concerning operation of the fund and make changes in the premiums as required.(b) Premiums shall be established at a rate or within a schedule of rates sufficient to:(1) satisfy all foreseeable claims on the mine subsidence insurance fund during the period of coverage, giving due consideration to relevant loss or claims experience or trends;(2) cover normal costs of operation of the mine subsidence insurance fund; and(3) provide a reasonable reserve fund for unexpected contingencies.(c) Deviations from the premium level or premiums set by the commissioner may not be allowed.As added by P.L.164-1986, SEC.1.
IN Code § 27-7-9-11 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 9. Mine Subsidence Insurance|27-7-9-11. Report to Commissioner

Sec. 11. An insurer that enters into a reinsurance agreement with the commissioner under section 9 of this chapter shall:(1) report the amounts of premiums collected, at times designated by the commissioner; and(2) present an itemized list of losses paid, including the policy number and the location of the structures, semiannually on dates selected by the commissioner.As added by P.L.164-1986, SEC.1.
IN Code § 27-7-9-12 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 9. Mine Subsidence Insurance|27-7-9-12. Payment to Insurer Upon Receipt of Loss Report

Sec. 12. The commissioner shall pay an insurer all amounts due under section 9(a)(4) of this chapter within ninety (90) days after receiving a loss report. The commissioner shall require that each loss report include:(1) an itemized statement of the damage, repairs made, and the cost of each repair; and(2) any other documentation the commissioner believes will substantiate the reported loss.As added by P.L.164-1986, SEC.1.
IN Code § 27-7-9-13 (2021)
2021 Indiana Code|Title 27. Insurance|Article 7. Special Types of Insurance|Chapter 9. Mine Subsidence Insurance|27-7-9-13. Nature of Claims

Sec. 13. Mine subsidence insurance claims made under this chapter do not constitute a debt, liability, or obligation of the state or a pledge of faith and credit of the state, except to the extent that the mine subsidence insurance fund has accumulated reserves from premiums, state or federal grants, investment income, or state appropriations.As added by P.L.164-1986, SEC.1.