reglab/housing_qa huggingface dataset:
WA Rev Code § 48.180.035 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.180 - Nonprofit Corporations—Joint Self-Insurance Programs.|48.180.035 - Participation by nonprofit corporations from other states—Requirements.

RCW 48.180.035 Participation by nonprofit corporations from other states—Requirements.A nonprofit corporation may participate in a joint self-insurance program covering property or liability risks with similar nonprofit corporations from other states if the program satisfies the following requirements:(1) An ownership interest in the program is limited to some or all of the nonprofit corporations of this state and nonprofit corporations of other states that are provided insurance by the program;(2) The nonprofit corporations of this state and other states shall elect a board of directors to manage the program, all of whom must be affiliated with one or more of the participating nonprofit corporations;(3) The program must provide coverage through the delivery to each participating nonprofit corporation of one or more written policies affecting insurance of covered risks;(4) The program must be financed, including the payment of premiums and the contribution of initial capital, in accordance with the plan of management and operation submitted to the state risk manager in accordance with this chapter;(5) The financial statements of the program must be audited by a certified public accountant, and these audited financial statements must be delivered to the state risk manager not more than one hundred twenty days after the end of each fiscal year of the program;(6) The investments of the program must be initiated only with financial institutions or broker-dealers, or both, doing business in those states in which participating nonprofit corporations are located, and these investments must be audited annually by the certified public accountants for the program;(7) The treasurer of a multistate joint self-insurance program must be designated by resolution of the program and the treasurer must be located in the state of one of the participating entities; and(8) The program must obtain approval from the state risk manager in accordance with this chapter and must remain in compliance with this chapter, unless exempt from application for reapproval, as granted under RCW 48.180.015.[ 2015 c 109 § 11.]
WA Rev Code § 48.180.045 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.180 - Nonprofit Corporations—Joint Self-Insurance Programs.|48.180.045 - Treasurer may be designated by resolution—Bond—Program's interest and earnings.

RCW 48.180.045 Treasurer may be designated by resolution—Bond—Program's interest and earnings.(1) A joint self-insurance program may by resolution of the program designate a person having experience with investments or financial matters as treasurer of the program. The program must require a bond obtained from a surety company in an amount and under the terms and conditions that the program finds will protect against loss arising from mismanagement or malfeasance in investing and managing program funds. The program may pay the premium on the bond.(2) All interest and earnings collected on joint self-insurance program funds belong to the program and must be deposited to the program's credit in the proper program account.[ 2015 c 109 § 13.]
WA Rev Code § 48.180.050 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.180 - Nonprofit Corporations—Joint Self-Insurance Programs.|48.180.050 - Prohibition on receiving anything of value for services rendered.

RCW 48.180.050 Prohibition on receiving anything of value for services rendered.(1) An employee or official of a participating nonprofit corporation in a joint self-insurance program may not directly or indirectly receive anything of value for services rendered in connection with the operation and management of a self-insurance program other than the salary and benefits provided by his or her employer or the reimbursement of expenses reasonably incurred in furtherance of the operation or management of the program. An employee or official of a participating nonprofit corporation in a joint self-insurance program may not accept or solicit anything of value for personal benefit or for the benefit of others under circumstances in which it can be reasonably inferred that the employee's or official's independence of judgment is impaired with respect to the management and operation of the program.(2) RCW 48.30.140, 48.30.150, and 48.30.157 apply to the use of insurance producers and surplus line brokers by a joint self-insurance program.[ 2015 c 109 § 14.]
WA Rev Code § 48.180.055 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.180 - Nonprofit Corporations—Joint Self-Insurance Programs.|48.180.055 - Program exempt from certain taxes and fees.

RCW 48.180.055 Program exempt from certain taxes and fees.A joint self-insurance program approved in accordance with this chapter is exempt from insurance premium taxes, fees assessed under chapters 48.02, 48.32, and 48.32A RCW, business and occupation taxes imposed under chapter 82.04 RCW, and any assigned risk plan or joint underwriting association otherwise required by law. This section does not apply to or provide exemptions for insurance companies issuing policies to cover program risks and third-party administrators or insurance producers serving the joint self-insurance program.[ 2015 c 109 § 15.]
WA Rev Code § 48.180.060 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.180 - Nonprofit Corporations—Joint Self-Insurance Programs.|48.180.060 - Investigation fee—Use—Failure to pay.

RCW 48.180.060 Investigation fee—Use—Failure to pay.(1) The state risk manager shall establish and charge an investigation fee in an amount necessary to cover the costs for the initial review and approval of a joint self-insurance program. The fee must accompany the initial submission of the plan of operation and management.(2) The costs of subsequent reviews and investigations must be charged to the joint self-insurance program being reviewed or investigated in accordance with the actual time and expenses incurred in the review or investigation.(3) Any program failing to remit its assessment when due is subject to denial of permission to operate or to a cease and desist order until the assessment is paid.[ 2015 c 109 § 16.]
WA Rev Code § 48.180.065 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.180 - Nonprofit Corporations—Joint Self-Insurance Programs.|48.180.065 - Immunity from liability—Person who files, reports, or furnishes information—State risk manager and agents or employees.

RCW 48.180.065 Immunity from liability—Person who files, reports, or furnishes information—State risk manager and agents or employees.(1) Any person who files, reports, or furnishes other information required under this title, required by the state risk manager under the authority granted under this title, or which is useful to the state risk manager in the administration of this title is immune from liability in any civil action or suit arising from the filing of any such report or furnishing such information to the state risk manager, unless actual malice, fraud, or bad faith is shown.(2) The state risk manager and his or her agents and employees are immune from liability in any civil action or suit arising from the publication of any report or bulletin or from dissemination of information related to the official activities of the state risk manager unless actual malice, fraud, or bad faith is shown.(3) The immunity granted under this section is in addition to any common law or statutory privilege or immunity enjoyed by such person. This section is not intended to abrogate or modify in any way such common law or statutory privilege or immunity.[ 2015 c 109 § 17.]
WA Rev Code § 48.185.010 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.185 - Electronic Notices and Document Delivery.|48.185.010 - Certain property and casualty insurance information—May be mailed, delivered, or posted on website—Requirements to post on website.

RCW 48.185.010 Certain property and casualty insurance information—May be mailed, delivered, or posted on website—Requirements to post on website.(1) Notwithstanding any other provisions of this chapter, standard property and casualty insurance policy forms and endorsements that do not contain personally identifiable information may be mailed, delivered, or posted on the insurer's website. If the insurer elects to post insurance policy forms and endorsements on its website in lieu of mailing or delivering them to the insured, it must comply with all of the following conditions:(a) The policy forms and endorsements must be accessible to the insured and the producer of record and remain that way for as long as the policy is in force;(b) After the expiration of the policy, the insurer must archive its expired policy forms and endorsements for a period of six years or other period required by law, and make them available upon request;(c) The policy forms and endorsements must be posted in a manner that enables the insured and producer of record to print and save the policy form and endorsements using programs or applications that are widely available on the internet and free to use;(d) The insurer must provide the following information in, or simultaneous with, each declarations page provided at the time of issuance of the initial policy and any renewals of that policy:(i) A description of the exact policy and endorsement forms purchased by the insured;(ii) A description of the insured's right to receive, upon request and without charge, a paper copy of the policy and endorsements by mail;(iii) The internet address where their policy and endorsements are posted;(iv) The insurer, upon request and without charge, mails a paper copy of the insured's policy and endorsements to the insured; and(v) Notice, in the manner in which the insurer customarily communicates with the insured, of any changes to the forms or endorsements, the insured's right to obtain, upon request and without charge, a paper copy of such forms or endorsements, and the internet address where such forms or endorsements are posted.(2) Nothing in this section affects the timing or content of any disclosure or other document required to be provided or made available to any insured under applicable law.[ 2015 c 263 § 2.]
WA Rev Code § 48.190.005 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.190 - Public Benefit Hospital Entities—Joint Self-Insurance Programs.|48.190.005 - Intent.

RCW 48.190.005 Intent.This chapter is intended to provide authority for two or more public benefit hospital entities to participate in a joint self-insurance program covering property or liability risks. This chapter provides public benefit hospital entities with the exclusive source of authority to jointly self-insure property and liability risks, jointly purchase insurance or reinsurance, and to contract for risk management, claims, and administrative services with other public benefit hospital entities, except as otherwise provided in this chapter. This chapter must be liberally construed to grant public benefit hospital entities maximum flexibility in jointly self-insuring to the extent the self-insurance programs are operated in a safe and sound manner. This chapter is intended to require prior approval for the establishment of every joint self-insurance program. In addition, this chapter is intended to require every joint self-insurance program for public benefit hospital entities established under this chapter to notify the state of the existence of the program and to comply with the regulatory and statutory standards governing the management and operation of the programs as provided in this chapter. This chapter is not intended to authorize or regulate self-insurance of unemployment compensation under chapter 50.44 RCW or industrial insurance under chapter 51.14 RCW.[ 2017 c 221 § 1.]
WA Rev Code § 48.190.010 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.190 - Public Benefit Hospital Entities—Joint Self-Insurance Programs.|48.190.010 - Definitions.

RCW 48.190.010 Definitions.The definitions in this section apply throughout this chapter unless the context clearly requires otherwise.(1) "Hospital services" means clinically related (i.e., preventive, diagnostic, curative, rehabilitative, or palliative) services provided in a hospital setting.(2) "Property and liability risks" include the risk of property damage or loss sustained by a public benefit hospital entity and the risk of claims arising from the tortious or negligent conduct or any error or omission of the entity, its officers, employees, agents, or volunteers as a result of which a claim may be made against the entity.(3) "Public benefit hospital entity" means any of the following:(a) A public hospital district organized under the laws of this state or another state and any agency or instrumentality of a public hospital district including, but not limited to, a legal entity created to conduct a joint self-insurance program for public hospital districts that is operating in accordance with chapter 48.62 RCW; or(b) A nonprofit corporation, whether organized under the laws of this state or another state, that meets the following requirements:(i) The nonprofit corporation operates one or more hospitals each of which is licensed for three hundred sixty or fewer beds by the department of health pursuant to chapter 70.41 RCW; and(ii) The nonprofit corporation is engaged in providing hospital services.(4) "Self-insurance" means a formal program of advance funding and management of entity financial exposure to a risk of loss that is not transferred through the purchase of an insurance policy or contract.(5) "State risk manager" means the risk manager of the office of risk management within the department of enterprise services.[ 2017 c 221 § 2.]
WA Rev Code § 48.190.030 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.190 - Public Benefit Hospital Entities—Joint Self-Insurance Programs.|48.190.030 - Applicability of chapter.

RCW 48.190.030 Applicability of chapter.This chapter does not apply to a public benefit hospital entity that:(1) Individually self-insures for property and liability risks; or(2) Participates in a risk pooling arrangement, including a risk retention group or a risk purchasing group, regulated under chapter 48.92 RCW, is a captive insurer authorized in its state of domicile, or participates in a local government risk pool formed under chapter 48.62 RCW.[ 2017 c 221 § 4.]
WA Rev Code § 48.190.040 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.190 - Public Benefit Hospital Entities—Joint Self-Insurance Programs.|48.190.040 - State risk manager—Rules.

RCW 48.190.040 State risk manager—Rules.The state risk manager shall adopt rules governing the management and operation of joint self-insurance programs for public benefit hospital entities that cover property or liability risks. All rules must be appropriate for the type of program and class of risk covered. The state risk manager's rules must include:(1) Standards for the management, operation, and solvency of joint self-insurance programs, including the necessity and frequency of actuarial analyses and claims audits;(2) Standards for claims management procedures;(3) Standards for contracts between joint self-insurance programs and private businesses, including standards for contracts between third-party administrators and programs; and(4) Standards that preclude public hospital districts or other public entities participating in the joint self-insurance program from subsidizing, regardless of the form of subsidy, public benefit hospital entities that are not public hospital districts or public entities. These standards do not apply to the consideration attributable to the ownership interest of a public hospital district or other public entity in a separate legal or administrative entity organized with respect to the program.[ 2017 c 221 § 5.]
WA Rev Code § 48.190.050 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.190 - Public Benefit Hospital Entities—Joint Self-Insurance Programs.|48.190.050 - State risk manager—Approval of program creation—Required submissions.

RCW 48.190.050 State risk manager—Approval of program creation—Required submissions.Before the establishment of a joint self-insurance program covering property or liability risks by public benefit hospital entities, the entities must obtain the approval of the state risk manager. The entities proposing the creation of a joint self-insurance program requiring prior approval shall submit a plan of management and operation to the state risk manager that provides at least the following information:(1) The risk or risks to be covered, including any coverage definitions, terms, conditions, and limitations;(2) The amount and method of funding the covered risks, including the initial capital and proposed rates and projected premiums;(3) The proposed claim reserving practices;(4) The proposed purchase and maintenance of insurance or reinsurance in excess of the amounts retained by the joint self-insurance program;(5) The legal form of the program including, but not limited to, any articles of incorporation, bylaws, charter, or trust agreement or other agreement among the participating entities;(6) The agreements with participants in the program defining the responsibilities and benefits of each participant and management;(7) The proposed accounting, depositing, and investment practices of the program;(8) The proposed time when actuarial analysis will be first conducted and the frequency of future actuarial analysis;(9) A designation of the individual to whom service of process must be forwarded by the state risk manager on behalf of the program;(10) All contracts between the program and private persons providing risk management, claims, or other administrative services;(11) A professional analysis of the feasibility of the creation and maintenance of the program;(12) A legal determination of the potential federal and state tax liabilities of the program; and(13) Any other information required by rule of the state risk manager that is necessary to determine the probable financial and management success of the program or that is necessary to determine compliance with this chapter.[ 2017 c 221 § 6.]
WA Rev Code § 48.190.070 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.190 - Public Benefit Hospital Entities—Joint Self-Insurance Programs.|48.190.070 - Participation with entities from other states.

RCW 48.190.070 Participation with entities from other states.A public benefit hospital entity may participate in a joint self-insurance program covering property or liability risks with similar public benefit hospital entities from other states if the program satisfies the following requirements:(1) An ownership interest in the program is limited to some or all of the public benefit hospital entities of this state and public benefit hospital entities of other states that are provided insurance by the program;(2) The participating public benefit hospital entities of this state and other states shall elect a board of directors to manage the program, a majority of whom must be affiliated with one or more of the participating public benefit hospital entities;(3) The program must provide coverage through the delivery to each participating public benefit hospital entity of one or more written policies affecting insurance of covered risks;(4) The program must be financed, including the payment of premiums and the contribution of initial capital, in accordance with the plan of management and operation submitted to the state risk manager in accordance with this chapter;(5) The financial statements of the program must be audited annually by the certified public accountants for the program, and these audited financial statements must be delivered to the state risk manager not more than one hundred twenty days after the end of each fiscal year of the program;(6) The investments of the program must be initiated only with financial institutions or broker-dealers, or both, doing business in those states in which participating public benefit hospital entities are located, and these investments must be audited annually by the certified public accountants for the program;(7) The treasurer of a multistate joint self-insurance program must be designated by resolution of the program and the treasurer must be located in the state of one of the participating entities;(8) The participating entities may have no contingent liabilities for covered claims, other than liabilities for unpaid premiums, retrospective premiums, or assessments, if assets of the program are insufficient to cover the program's liabilities; and(9) The program must obtain approval from the state risk manager in accordance with this chapter and must remain in compliance with this chapter, except if provided otherwise under this section.[ 2017 c 221 § 7.]
WA Rev Code § 48.190.080 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.190 - Public Benefit Hospital Entities—Joint Self-Insurance Programs.|48.190.080 - Designation of treasurer—Interest and earnings.

RCW 48.190.080 Designation of treasurer—Interest and earnings.(1) A joint self-insurance program may by resolution of the program designate a person having experience with investments or financial matters as treasurer of the program. The program must require a bond obtained from a surety company in an amount and under the terms and conditions that the program finds will protect against loss arising from mismanagement or malfeasance in investing and managing program funds. The program may pay the premium on the bond.(2) All interest and earnings collected on joint self-insurance program funds belong to the program and must be deposited to the program's credit in the proper program account.[ 2017 c 221 § 9.]
WA Rev Code § 48.190.090 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.190 - Public Benefit Hospital Entities—Joint Self-Insurance Programs.|48.190.090 - Receiving or soliciting anything of value—Inducement.

RCW 48.190.090 Receiving or soliciting anything of value—Inducement.(1) An employee or official of a participating public benefit hospital entity in a joint self-insurance program may not directly or indirectly receive anything of value for services rendered in connection with the operation and management of a self-insurance program other than the salary and benefits provided by his or her employer or the reimbursement of expenses reasonably incurred in furtherance of the operation or management of the program. An employee or official of a participating public benefit hospital entity in a joint self-insurance program may not accept or solicit anything of value for personal benefit or for the benefit of others under circumstances in which it can be reasonably inferred that the employee's or official's independence of judgment is impaired with respect to the management and operation of the program.(2) RCW 48.30.140, 48.30.150, and 48.30.157 apply to the use of insurance producers by a joint self-insurance program.[ 2017 c 221 § 10.]
WA Rev Code § 48.190.100 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.190 - Public Benefit Hospital Entities—Joint Self-Insurance Programs.|48.190.100 - Tax exemptions.

RCW 48.190.100 Tax exemptions.A joint self-insurance program approved in accordance with this chapter is exempt from insurance premium taxes, fees assessed under chapter 48.02 RCW, chapters 48.32 and 48.32A RCW, business and occupation taxes imposed under chapter 82.04 RCW, and any assigned risk plan or joint underwriting association otherwise required by law. This section does not apply to, and no exemption is provided for, insurance companies issuing policies to cover program risks, and does not apply to or provide an exemption for third-party administrators or insurance producers serving the joint self-insurance program.[ 2017 c 221 § 11.]