reglab/housing_qa huggingface dataset:
UT Code § 31A-23a-903 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 23a - Insurance Marketing - Licensing Producers, Consultants, and Reinsurance Intermediaries|Part 9 - Travel Insurance Act|Section 903 - Issuance of limited lines travel insurance producer license.

 Effective 5/13/2014  31A-23a-903. Issuance of limited lines travel insurance producer license.  Notwithstanding any other provision of this chapter:  (1) The commissioner may issue to an individual or business entity that has filed with the commissioner an application in a form and manner prescribed by the commissioner a limited lines travel insurance producer license that authorizes the limited lines travel insurance producer to sell, solicit, or negotiate travel insurance through a licensed insurer.     (2) A limited lines travel insurance producer, and those registered under the license of the limited lines travel producer, are exempt from:   (a) the examination requirements under Section 31A-23a-108; and     (b) the continuing education requirements under Section 31A-23a-202.      Enacted by Chapter 277, 2014 General Session
UT Code § 31A-23a-905 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 23a - Insurance Marketing - Licensing Producers, Consultants, and Reinsurance Intermediaries|Part 9 - Travel Insurance Act|Section 905 - Offering or disseminating travel insurance.

 Effective 5/13/2014  31A-23a-905. Offering or disseminating travel insurance.    (1) A travel retailer offering or disseminating travel insurance shall make available to a prospective purchaser a brochure or other written material that:   (a) provides the identity and contact information of the insurer and the limited lines travel insurance producer;     (b) explains that the purchase of travel insurance is not required to purchase any other product or service from the travel retailer; and     (c) explains that an unlicensed travel retailer is permitted to provide general information about the insurance offered by the travel retailer, including a description of the coverage and price, but is not qualified or authorized to answer technical questions about the terms and conditions of the insurance offered by the travel retailer or to evaluate the adequacy of the prospective purchaser's existing insurance coverage.       (2) A travel retailer's employee or authorized representative who is not licensed as an insurance producer may not:   (a) evaluate or interpret the technical terms, benefits, and conditions of the offered travel insurance coverage;     (b) evaluate or provide advice concerning a prospective purchaser's existing insurance coverage; or     (c) hold the person out as a licensed insurer, licensed producer, or insurance expert.       (3) Notwithstanding any other provision of this chapter, a travel retailer whose insurance-related activities, and those of its employees and authorized representatives, are limited to offering and disseminating travel insurance on behalf of and under the direction of a limited lines travel insurance producer meeting the conditions stated in this part, is authorized to do so and receive related compensation for services, upon registration of the limited lines travel insurance producer as described in Subsection 31A-23a-904(2).     (4) As the insurer designee, the limited lines travel insurance producer is responsible for the acts of the travel retailer and shall use responsible means to ensure compliance by the travel retailer under this part.    Enacted by Chapter 277, 2014 General Session
UT Code § 31A-23a-906 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 23a - Insurance Marketing - Licensing Producers, Consultants, and Reinsurance Intermediaries|Part 9 - Travel Insurance Act|Section 906 - Travel insurance.

 Effective 5/13/2014  31A-23a-906. Travel insurance.  Travel insurance may be provided under an individual policy or under a group or master policy. Enacted by Chapter 277, 2014 General Session
UT Code § 31A-23a-907 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 23a - Insurance Marketing - Licensing Producers, Consultants, and Reinsurance Intermediaries|Part 9 - Travel Insurance Act|Section 907 - Market conduct and penalties.

 Effective 5/13/2014  31A-23a-907. Market conduct and penalties.  A limited lines travel insurance producer and any travel retailer offering and disseminating travel insurance under the limited lines travel insurance producer license are subject to Sections 31A-2-308, 31A-23a-402, and 31A-23a-402.5. Enacted by Chapter 277, 2014 General Session
UT Code § 31A-23a-1002 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 23a - Insurance Marketing - Licensing Producers, Consultants, and Reinsurance Intermediaries|Part 10 - Affiliated Business in Title Insurance|Section 1002 - Regulation of affiliated business -- Applicable law.

 Effective 5/14/2019  31A-23a-1002. Regulation of affiliated business -- Applicable law.    (1) Except as provided in this part, for purposes of state law, Section 8 of RESPA governs an affiliated business arrangement involving a title entity.     (2) The division shall enforce the provisions of this part, including Section 8 of RESPA.     (3) In accordance with Title 63G, Chapter 3, Utah Administrative Rulemaking Act, the division may make rules necessary to implement the provisions of this part.    Enacted by Chapter 475, 2019 General Session  Technically renumbered for proper placement in chapter.
UT Code § 31A-23a-1003 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 23a - Insurance Marketing - Licensing Producers, Consultants, and Reinsurance Intermediaries|Part 10 - Affiliated Business in Title Insurance|Section 1003 - Affiliated business arrangements.

 Effective 5/12/2020  31A-23a-1003. Affiliated business arrangements.    (1) An affiliated business arrangement between a person and a title entity violates Section 8 of RESPA for purposes of state law if:   (a) the title entity does not have sufficient capital and net worth in a reserve account in the title entity's name; or     (b) more than 70% of the title entity's annual title insurance business is affiliated business on or after the later of:   (i) two years after the title entity begins an affiliated business arrangement; or     (ii) June 1, 2021.         (2) In addition to Subsection (1), the division may find that an affiliated business arrangement between a person and a title entity violates Section 8 of RESPA after evaluating and weighing the following factors in light of the specific facts before the division:   (a) whether the title entity:   (i) is staffed with the title entity's own employees to conduct title insurance business;     (ii) manages the title entity's own business affairs;     (iii) has a physical office for business that is separate from any producer's or associate's office and pays market rent;     (iv) provides the essential functions of title insurance business for a fee, including incurring the risks and receiving the rewards of any comparable title entity; and     (v) performs the essential functions of title insurance business itself;       (b) if the title entity contracts with another person to perform a portion of the title entity's title insurance business, whether the contract:   (i) is with an independent third party; and     (ii) provides payment for the services that bears a reasonable relationship to the value of the services or goods received; and       (c) whether the person from whom the title entity receives referrals under the affiliated business arrangement also sends title insurance business to other title entities.      Amended by Chapter 448, 2020 General Session
UT Code § 31A-23a-1004 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 23a - Insurance Marketing - Licensing Producers, Consultants, and Reinsurance Intermediaries|Part 10 - Affiliated Business in Title Insurance|Section 1004 - Annual affiliated business report.

 Effective 5/12/2020  31A-23a-1004. Annual affiliated business report.  Before March 1 each year, each new or newly affiliated title entity shall submit a report to the division that:  (1) contains the following for the preceding calendar year:   (a) the name and address of any producer or associate that owns a financial interest in the new or newly affiliated title entity;     (b) for each producer and associate identified under Subsection (1)(a), the percentage of the new or newly affiliated title entity's affiliated business that is the result of an affiliated business arrangement with the producer or associate;     (c) a description of any affiliated business arrangement the new or newly affiliated title entity has with a person other than a producer or associate identified under Subsection (1)(a);     (d) the percentage of the new or newly affiliated title entity's annual title insurance business that is affiliated business;     (e) proof of sufficient capital and net worth; and     (f) any other information required by the division by rule; and       (2) is certified by an officer of the new or newly affiliated title entity that the information contained in the report is true to the best of the officer's knowledge, information, and belief.    Amended by Chapter 448, 2020 General Session
UT Code § 31A-23a-1005 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 23a - Insurance Marketing - Licensing Producers, Consultants, and Reinsurance Intermediaries|Part 10 - Affiliated Business in Title Insurance|Section 1005 - Investigations.

 Effective 5/14/2019  31A-23a-1005. Investigations.    (1) To enforce the provisions of this part, including Section 8 of RESPA, the division may conduct a public or private investigation within or outside of the state as the division considers necessary to determine whether a person has violated a provision of this part, including Section 8 of RESPA.     (2) For the purpose of an investigation described in Subsection (1), the division may:   (a) administer an oath or affirmation;     (b) issue a subpoena that requires:   (i) the attendance and testimony of a witness; or     (ii) the production of evidence;       (c) take evidence;     (d) require the production of a book, paper, contract, record, other document, or information relevant to the investigation; and     (e) serve a subpoena by certified mail.       (3)   (a) A court of competent jurisdiction shall enforce, according to the practice and procedure of the court, a subpoena issued by the division.     (b) The division shall pay any witness fee, travel expense, mileage, or any other fee required by the service statutes of the state where the witness or evidence is located.      Enacted by Chapter 475, 2019 General Session  Technically renumbered for proper placement in chapter.
UT Code § 31A-23a-1006 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 23a - Insurance Marketing - Licensing Producers, Consultants, and Reinsurance Intermediaries|Part 10 - Affiliated Business in Title Insurance|Section 1006 - Disciplinary action.

 Effective 5/12/2020  31A-23a-1006. Disciplinary action.    (1) Subject to the requirements of Section 31A-23a-1007, the division may impose a sanction described in Subsection (2) against a person if the person is:   (a) a title entity or a person previously licensed as a title entity for an act the person committed while licensed; and     (b) violates a provision of this part, including Section 8 of RESPA.       (2) The division may, against a person described in Subsection (1):   (a) impose an educational requirement;     (b) impose a civil penalty in an amount not to exceed $5,000 for each violation;     (c) do any of the following to a title entity:   (i) suspend;     (ii) revoke; or     (iii) place on probation;       (d) issue a cease and desist order; or     (e) impose any combination of sanctions described in this Subsection (2).       (3)   (a) If the presiding officer in a disciplinary action under this part issues an order that orders a fine as part of a disciplinary action against a person, including a stipulation and order, the presiding officer shall state in the order the deadline, that is no more than one year after the day on which the presiding officer issues the order, by which the person shall comply with the fine.     (b) If a person fails to comply with a stated deadline:   (i) the person's license is automatically suspended:   (A) beginning the day specified in the order as the deadline for compliance; and     (B) ending the day on which the person complies in full with the order; and       (ii) if the person fails to pay a fine required by an order, the division may begin a collection process:   (A) established by the division by rule made in accordance with Title 63G, Chapter 3, Utah Administrative Rulemaking Act; and     (B) subject to Title 63A, Chapter 3, Part 5, Office of State Debt Collection.           (4) The division may delegate to an administrative law judge the authority to conduct a hearing under this part.    Amended by Chapter 448, 2020 General Session
UT Code § 31A-23a-1007 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 23a - Insurance Marketing - Licensing Producers, Consultants, and Reinsurance Intermediaries|Part 10 - Affiliated Business in Title Insurance|Section 1007 - Adjudicative proceedings -- Review -- Coordination with department.

 Effective 5/12/2020  31A-23a-1007. Adjudicative proceedings -- Review -- Coordination with department.    (1)   (a) Before an action described in Section 31A-23a-1006 may be taken, the division shall:   (i) give notice to the person against whom the action is brought; and     (ii) commence an adjudicative proceeding.       (b) If after the adjudicative proceeding is commenced under Subsection (1)(a) the presiding officer determines that a title entity has violated a provision of this part, including Section 8 of RESPA, the division may take an action described in Section 31A-23a-1006 by written order.       (2) In accordance with Title 63G, Chapter 4, Administrative Procedures Act, a person against whom action is taken under this part may seek review of the action by the executive director of the Department of Commerce.     (3) If a person prevails in a judicial appeal and the court finds that the state action was undertaken without substantial justification, the court may award reasonable litigation expenses to that individual or entity as provided under Title 78B, Chapter 8, Part 5, Small Business Equal Access to Justice Act.     (4)   (a) An order issued under this section takes effect 30 days after the service of the order unless otherwise provided in the order.     (b) If a person appeals an order issued under this section, the division may stay enforcement of the order in accordance with Section 63G-4-405.       (5)   (a) Except as provided in Subsection (5)(b), the division shall commence a disciplinary action under this chapter no later than the earlier of the following:   (i) four years after the day on which the violation is reported to the division; or     (ii) 10 years after the day on which the violation occurred.       (b) The division may commence a disciplinary action under this part after the time period described in Subsection (5)(a) expires if:   (i)   (A) the disciplinary action is in response to a civil or criminal judgment or settlement; and     (B) the division initiates the disciplinary action no later than one year after the day on which the judgment is issued or the settlement is final; or       (ii) the division and the person subject to a disciplinary action enter into a written stipulation to extend the time period described in Subsection (5)(a).         (6)   (a) Within two business days after the day on which a presiding officer issues an order under this part that suspends or revokes a title entity's license, the division shall deliver written notice to the department that states the action the presiding officer ordered against the title entity's license.     (b) Upon receipt of the notice described in Subsection (6)(a), the department shall implement the action ordered against the title entity's license.      Amended by Chapter 448, 2020 General Session
UT Code § 31A-23b-101 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 23b - Navigator License Act|Part 1 - General Provisions|Section 101 - Title.

31A-23b-101. Title.  This chapter is known as the "Navigator License Act."  Enacted by Chapter 341, 2013 General Session
UT Code § 31A-23b-102 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 23b - Navigator License Act|Part 1 - General Provisions|Section 102 - Definitions.

 Effective 5/8/2018  31A-23b-102. Definitions.  As used in this chapter:  (1) "Enroll" and "enrollment" mean to:   (a)   (i) obtain personally identifiable information about an individual; and     (ii) inform an individual about accident and health insurance plans or public programs offered on an exchange;       (b) solicit insurance; or     (c) submit to the exchange:   (i) personally identifiable information about an individual; and     (ii) an individual's selection of a particular accident and health insurance plan or public program offered on the exchange.         (2) "Navigator":   (a) means a person who facilitates enrollment in an exchange by offering to assist, or who advertises any services to assist, with:   (i) the selection of and enrollment in a qualified health plan or a public program offered on an exchange; or     (ii) applying for premium subsidies through an exchange; and       (b) includes a person who is an in-person assister or a certified application counselor as described in federal regulations or guidance issued under PPACA.       (3) "Personally identifiable information" is as defined in 45 C.F.R. Sec. 155.260.     (4) "Public programs" means the state Medicaid program in Title 26, Chapter 18, Medical Assistance Act, and Title 26, Chapter 40, Utah Children's Health Insurance Act.     (5) "Resident" is as defined by rule made by the commissioner in accordance with Title 63G, Chapter 3, Utah Administrative Rulemaking Act.     (6) "Solicit" means the same as that term is defined in Section 31A-23a-102.    Amended by Chapter 319, 2018 General Session
UT Code § 31A-23b-201 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 23b - Navigator License Act|Part 2 - Licensing|Section 201 - Requirement of license.

31A-23b-201. Requirement of license.    (1)   (a) Except as provided in Section 31A-23b-211, a person may not perform, offer to perform, or advertise any service as a navigator in the state, without:   (i) a valid navigator license issued under this chapter; or     (ii) a valid producer license under Subsection 31A-23a-106(2)(a) with a line of authority that permits the person to sell, negotiate, or solicit accident and health insurance.       (b) A person may not utilize the services of another as a navigator if that person knows or should know that the other person does not have a license as required by law.       (2) An insurance contract is not invalid as a result of a violation of this section.    Enacted by Chapter 341, 2013 General Session
UT Code § 31A-23b-202.5 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 23b - Navigator License Act|Part 2 - Licensing|Section 202.5 - License types.

 Effective 5/8/2018  31A-23b-202.5. License types.    (1) A license issued under this chapter shall be issued under the license types described in Subsection (2).     (2) A license type under this chapter shall be a navigator line of authority or a certified application counselor line of authority. A license type is intended to describe the matters to be considered under any education, examination, and training required of an applicant under this chapter.     (3)   (a) A navigator line of authority includes the enrollment process as described in Subsection 31A-23b-102(2)(a).     (b)   (i) A certified application counselor line of authority is limited to providing information and assistance to individuals and employees about public programs and premium subsidies available through the exchange.     (ii) A certified application counselor line of authority does not allow the certified application counselor to assist a person with the selection of or enrollment in a qualified health plan offered on an exchange.        Amended by Chapter 319, 2018 General Session
UT Code § 31A-23b-203 (2021)
2021 Utah Code|Title 31A - Insurance Code|Chapter 23b - Navigator License Act|Part 2 - Licensing|Section 203 - Application for individual license -- Application for agency license.

31A-23b-203. Application for individual license -- Application for agency license.    (1) This section applies to an initial or renewal license as a navigator.     (2)   (a) Subject to Subsection (2)(b), to obtain or renew an individual license, an individual shall:   (i) file an application for an initial or renewal individual license with the commissioner on forms and in a manner the commissioner prescribes; and     (ii) pay a license fee that is not refunded if the application:   (A) is denied; or     (B) is incomplete when filed and is never completed by the applicant.         (b) An application described in this Subsection (2) shall provide:   (i) information about the applicant's identity;     (ii) the applicant's Social Security number;     (iii) the applicant's personal history, experience, education, and business record;     (iv) whether the applicant is 18 years of age or older;     (v) whether the applicant has committed an act that is a ground for denial, suspension, or revocation as set forth in Section 31A-23b-401 or 31A-23b-402;     (vi) that the applicant complies with the surety bond requirements of Section 31A-23b-207;     (vii) that the applicant completed the training requirements in Section 31A-23b-205; and     (viii) any other information the commissioner reasonably requires.         (3) The commissioner may require a document reasonably necessary to verify the information contained in an application filed under this section.     (4) An applicant's Social Security number contained in an application filed under this section is a private record under Section 63G-2-302.     (5)   (a) Subject to Subsection (5)(b), to obtain or renew a navigator agency license, a person shall:   (i) file an application for an initial or renewal navigator agency license with the commissioner on forms and in a manner the commissioner prescribes; and     (ii) pay a license fee that is not refunded if the application:   (A) is denied; or     (B) is incomplete when filed and is never completed by the applicant.         (b) An application described in Subsection (5)(a) shall provide:   (i) information about the applicant's identity;     (ii) the applicant's federal employer identification number;     (iii) the designated responsible licensed individual;     (iv) the identity of the owners, partners, officers, and directors;     (v) whether the applicant, or individual identified in Subsections (5)(b)(iii) and (iv), has committed an act that is a ground for denial, suspension, or revocation as set forth in Section 31A-23b-401; and     (vi) any other information the commissioner reasonably requires.        Enacted by Chapter 341, 2013 General Session