reglab/housing_qa huggingface dataset:
CA Ins Code § 10 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 10.

10.  “Section” means a section of this code unless some other statute is specifically mentioned and “subdivision” or “subsection” means a subdivision or subsection of the section in which that term occurs unless some other section is expressly mentioned.(Amended by Stats. 1955, Ch. 471.)
CA Ins Code § 11 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 11.

11.  The present tense includes the past and future tenses; and the future, the present.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 12 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 12.

12.  The masculine gender includes the feminine and neuter.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 12.2 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 12.2.

12.2.  “Spouse” includes “registered domestic partner,” as required by Section 297.5 of the Family Code.(Added by Stats. 2016, Ch. 50, Sec. 56. (SB 1005) Effective January 1, 2017.)
CA Ins Code § 13 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 13.

13.  The singular number includes the plural, and the plural the singular.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 14 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 14.

14.  “County” includes “city and county.”(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 15 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 15.

15.  “City” includes “city and county.”(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 16 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 16.

16.  As used in this code the word “shall” is mandatory and the word “may” is permissive, unless otherwise apparent from the context.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 17 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 17.

17.  “Oath” includes affirmation.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 18 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 18.

18.  “Signature” or “subscription” includes mark when the signer or subscriber can not write, such signer’s or subscriber’s name being written near the mark by a witness who writes his own name near the signer’s or subscriber’s name; but a signature or subscription by mark can be acknowledged or can serve as a signature or subscription to a sworn statement only when two witnesses so sign their own names thereto.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 19 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 19.

19.  “Person” means any person, association, organization, partnership, business trust, limited liability company, or corporation.(Amended by Stats. 1994, Ch. 1010, Sec. 172. Effective January 1, 1995.)
CA Ins Code § 20 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 20.

20.  “Commissioner” means the Insurance Commissioner of this State.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 20.5 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 20.5.

20.5.  Whenever in this code the terms “State Industrial Accident Commission” or “Industrial Accident Commission” or “commission,” relating to the said “State Industrial Accident Commission” or the said “Industrial Accident Commission,” appear, said terms shall mean “Division of Industrial Accidents,” including “administrative director” of said division or “appeals board,” or both, as the context may require.(Added by Stats. 1965, Ch. 1513.)
CA Ins Code § 21 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 21.

21.  “Division,” and “department,” in reference to the government of this state, mean the Department of Insurance of this state.(Amended by Stats. 1990, Ch. 1239, Sec. 4.)
CA Ins Code § 21.5 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 21.5.

21.5.  (a) “Administrative law bureau” or “administrative hearing bureau” means the unit within the Department of Insurance that provides administrative hearings.(b) An administrative law judge appointed by the commissioner pursuant to civil service rules shall be employed within the administrative law bureau and shall not be supervised directly by the commissioner or supervised directly or indirectly by an employee in the legal branch of the department.(Added by Stats. 2002, Ch. 709, Sec. 1. Effective January 1, 2003.)
CA Ins Code § 22 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 22.

22.  Insurance is a contract whereby one undertakes to indemnify another against loss, damage, or liability arising from a contingent or unknown event.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 23 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 23.

23.  The person who undertakes to indemnify another by insurance is the insurer, and the person indemnified is the insured.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 24 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 24.

24.  “Admitted,” in relation to a person, means entitled to transact insurance business in this state, having complied with the laws imposing conditions precedent to transaction of such business. The State Compensation Insurance Fund shall be deemed to be admitted pursuant to authority to transact workers’ compensation insurance granted by the Legislature. The commissioner shall not revoke or suspend the State Compensation Insurance Fund’s authority to transact workers’ compensation insurance.(Amended by Stats. 2006, Ch. 740, Sec. 1. Effective January 1, 2007.)
CA Ins Code § 25 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 25.

25.  “Nonadmitted,” in relation to a person, means not entitled to transact insurance business in this State, whether by reason of failure to comply with conditions precedent thereto, or by reason of inability so to comply.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 26 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 26.

26.  “Domestic” means organized under the laws of this State, whether or not admitted.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 27 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 27.

27.  “Foreign” means not organized under the laws of this State, whether or not admitted.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 28 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 28.

28.  “State” means the State of California, unless applied to the different parts of the United States. In the latter case, it includes the District of Columbia, the commonwealths and the territories.(Amended by Stats. 1965, Ch. 373.)
CA Ins Code § 29 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 29.

29.  “Mortgage” includes a trust deed, “mortgagor” includes a trustor under such trust deed, “mortgagee” includes a beneficiary under such trust deed, or a trustee exercising powers or performing duties granted to or imposed upon him thereunder, and “lien” in respect to real or personal property includes a charge or incumbrance arising out of a trust deed.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 30 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 30.

30.  “Resident” means residing in this State, “nonresident” means not residing in this State.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 31 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 31.

31.  “Insurance agent” means a person authorized, by and on behalf of an insurer, to transact all classes of insurance other than life, disability, or health insurance, on behalf of an admitted insurance company.(Amended by Stats. 2010, Ch. 400, Sec. 1. (AB 2782) Effective January 1, 2011.)
CA Ins Code § 32 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 32.

32.  (a) A life and accident and health or sickness licensee is a person authorized to act as a life agent on behalf of a life insurer or a disability insurer to transact any of the following:(1) Life insurance.(2) Accident and health or sickness insurance.(3) Life and accident and health or sickness insurance.(b) Licenses to act as a life agent under this chapter shall be of the types as set forth in Section 1626.(c)  A life agent may be authorized to transact 24-hour care coverage, as defined in Section 1749.02, pursuant to the requirements of subdivision (d) of Section 1749 or subdivision (b) of Section 1749.33.(Amended by Stats. 2020, Ch. 184, Sec. 1. (SB 1255) Effective January 1, 2021.)
CA Ins Code § 32.5 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 32.5.

32.5.  “Life and disability insurance analyst” means a person who, for a fee or compensation of any kind, paid by or derived from any person or source other than an insurer, advises, purports to advise, or offers to advise any person insured under, named as beneficiary of, or having any interest in, a life or disability insurance contract, in any manner concerning that contract or his or her rights in respect thereto.(Amended by Stats. 1983, Ch. 962, Sec. 1.)
CA Ins Code § 33 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 33.

33.  “Insurance broker” means a person who, for compensation and on behalf of another person, transacts insurance other than life, disability, or health with, but not on behalf of, an insurer.(Amended by Stats. 2010, Ch. 400, Sec. 2. (AB 2782) Effective January 1, 2011.)
CA Ins Code § 33.5 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 33.5.

33.5.  (a) “Casualty broker-agent” means a person licensed pursuant to Section 1625.(b) “Property broker-agent” means a person licensed pursuant to Section 1625.(Amended by Stats. 2011, Ch. 411, Sec. 1. (AB 1416) Effective January 1, 2012.)
CA Ins Code § 34 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 34.

34.  “Insurance solicitor” means a natural person employed to aid a property and casualty broker-agent acting as an insurance agent or insurance broker in transacting insurance other than life, disability, or health.(Amended by Stats. 2010, Ch. 400, Sec. 3. (AB 2782) Effective January 1, 2011.)
CA Ins Code § 35 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 35.

35.  “Transact” as applied to insurance includes any of the following:(a) Solicitation.(b) Negotiations preliminary to execution.(c) Execution of a contract of insurance.(d) Transaction of matters subsequent to execution of the contract and arising out of it.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 36 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 36.

36.  “Paid-in capital” or “capital paid-in” means:(a) In the case of a foreign mutual insurer not issuing or having outstanding capital stock, the value of its assets in excess of the sum of its liabilities for losses reported, expenses, taxes, and all other indebtedness and reinsurance of outstanding risks as provided by law. Such foreign mutual insurer shall not be admitted, however, unless its paid-in capital is composed of available cash assets amounting to at least $200,000.00.(b) In the case of a foreign joint stock and mutual insurer, its paid-in capital computed, according to its desire, pursuant to the provisions of subdivision (a) or subdivision (c) of this section. If computed pursuant to the provisions of subdivision (a), its admission is subject to the qualification therein expressed.(c) In the case of all other insurers, the lower of the following amounts:(1) The value of its assets in excess of the sum of its liabilities for losses reported, expenses, taxes, and all other indebtedness and reinsurance of outstanding risks as provided by law.(2) The aggregate par value of its issued shares of stock, including treasury shares.For the purpose of computing paid-in capital or capital paid-in, shares of stock are not taken as liabilities.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 37 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 37.

37.  Provisions of this code relating to a particular class of insurance or a particular type of insurer prevail over provisions relating to insurance in general or insurers in general.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 38 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 38.

38.  Unless expressly otherwise provided, any notice required to be given to any person by any provision of this code may be given by mailing notice, postage prepaid, addressed to the person to be notified, at his residence or principal place of business in this State. The affidavit of the person who mails the notice, stating the facts of such mailing, is prima facie evidence that the notice was thus mailed.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 38.8 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 38.8.

38.8.  Insurers shall maintain a system for electronically confirming a policyholder’s decision to opt in to an agreement to conduct transactions electronically and a system that will allow the policyholder to electronically opt out of the agreement to conduct business electronically as specified in subdivision (c) of Section 1633.5. The insurer shall maintain the electronic records for the same amount of time the insurer would be required to maintain those records if the records were in written form.(Added by Stats. 2009, Ch. 433, Sec. 3. Effective January 1, 2010.)
CA Ins Code § 39 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 39.

39.  If any provision of this code, or the application thereof to any person or circumstance, is held invalid, the remainder of the code, or the application of such provision to other persons or circumstances, shall not be affected thereby.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 40 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 40.

40.  The existence of insurers formed prior to the date this code takes effect shall not be affected by the enactment of this code nor by any repeal of the laws under which they were formed, but such insurers shall thereafter operate under the provisions of this code.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 41 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 41.

41.  All insurance in this State is governed by the provisions of this code.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 42 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 42.

42.  The designation of insurance coverage as “group” in any code or law of this state other than this code does not authorize its representation as a group coverage or as a group policy, certificate, or contract by any person licensed or certificated by the commissioner unless the policy providing the coverage is defined as group insurance by a specific provision of this code or of the laws of the state in which the policy, certificate, or contract is issued. This section shall apply only to life, disability, and workers’ compensation insurance.(Amended by Stats. 2018, Ch. 231, Sec. 1. (AB 2045) Effective January 1, 2019.)
CA Ins Code § 44 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 44.

44.  Any person who willfully and knowingly makes, circulates, or transmits to another any false written or printed statement for the purpose of damaging the financial condition or stability of any insurance company doing business in this state is guilty of a misdemeanor punishable by a fine of not more than one thousand dollars ($1,000).(Added by Stats. 1969, Ch. 839.)
CA Ins Code § 45 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 45.

45.  (a) “Electronic funds transfer” means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, that is initiated through an electronic terminal, telephonic instrument, or computer or magnetic tape, so as to order, instruct, or authorize a financial institution to debit or credit an account. Electronic funds transfer shall be accomplished by an automated clearinghouse debit, an automated clearinghouse credit, a Federal Reserve Wire Transfer (Fedwire), or an international funds transfer, at the option of the insurer.(b) For purposes of this section:(1) “Automated clearinghouse” means any federal reserve bank, or an organization established by agreement with the National Automated Clearing House Association, that operates as a clearinghouse for transmitting or receiving entries between banks or bank accounts and that authorizes an electronic transfer of funds between those banks or bank accounts.(2) “Automated clearinghouse debit” means a transaction in which any department of the state, through its designated depository bank, originates an automated clearinghouse transaction debiting the taxpayer’s bank account and crediting the state’s bank account for the amount of tax. Banking costs incurred for the automated clearinghouse debit transaction by the taxpayer shall be paid by the state.(3) “Automated clearinghouse credit” means an automated clearinghouse transaction in which the taxpayer, through its own bank, originates an entry crediting the state’s bank account and debiting its own bank account. Banking costs incurred by the state for the automated clearinghouse credit transaction may be charged to the taxpayer.(4) “Fedwire” means any transaction originated by the taxpayer and utilizing the national electronic payment system to transfer funds through federal reserve banks, pursuant to which the taxpayer debits its own bank account and credits the state’s bank account. Electronic funds transfers may be made by Fedwire only if prior approval is obtained from the department and the taxpayer is unable, for reasonable cause, to make payments pursuant to paragraph (2) or (3). Banking costs charged to the taxpayer and to the state may be charged to the taxpayer.(5) “International funds transfer” means any transaction originated by the taxpayer and utilizing “SWIFT,” the international electronic payment system to transfer funds in which the taxpayer debits its own bank account, and credits the funds to a United States bank that credits the state’s bank account. Banking costs charged to the taxpayer and to the state may be charged to the taxpayer.(Added by Stats. 1993, Ch. 661, Sec. 1. Effective January 1, 1994.)
CA Ins Code § 46 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 46.

46.  The Legislature hereby declares its intent that the term “workmen’s compensation” shall hereafter also be known as “workers’ compensation.” In furtherance of this policy it is the desire of the Legislature that references to the term “workmen’s compensation” in this code be changed to “workers’ compensation” when such code sections are being amended for any purpose. This act is declaratory and not amendatory of existing law.(Added by Stats. 1974, Ch. 1454.)
CA Ins Code § 47 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 47.

47.  “Surplus line broker” means a person licensed under Section 1765 and authorized to do business under Chapter 6 (commencing with Section 1760) of Part 2 of Division 1.(Added by Stats. 1998, Ch. 269, Sec. 1. Effective January 1, 1999.)
CA Ins Code § 48 (2021)
2021 California Code|Insurance Code - INS|GENERAL PROVISIONS|Section 48.

48.  A “surplus line broker certificate” means a certificate issued by a surplus line broker to an insurance purchaser as evidence of the placement of insurance with an eligible nonadmitted insurer in accordance with the requirements of Sections 1764, 1764.1, and 1764.2.(Added by Stats. 1999, Ch. 255, Sec. 1. Effective January 1, 2000.)
CA Ins Code § 13900 (2021)
2021 California Code|Insurance Code - INS|DIVISION 4 - AFFORDABLE HOUSING ENTITIES RISK RETENTION POOL|Section 13900.

13900.  An affordable housing entity may join with one or more other affordable housing entities in an arrangement providing for the pooling of self-insured claims or losses with respect to any of the following:(a) Insurance covering all or any part of any tort liability.(b) Insurance covering any employee of the affordable housing entity against all or any part of his or her liability for injury resulting from an act or omission in the scope of employment.(c) Insurance covering any board member, officer, partner, manager, member, or volunteer of the affordable housing entity against any liability that may arise from any act or omission in the scope of participation with the affordable housing entity.(d) Insurance covering any loss arising from physical damage to motor vehicles, personal property, real property, or other property owned or operated by the affordable housing entity.(Added by Stats. 2010, Ch. 384, Sec. 1. (AB 2327) Effective January 1, 2011.)
CA Ins Code § 13901 (2021)
2021 California Code|Insurance Code - INS|DIVISION 4 - AFFORDABLE HOUSING ENTITIES RISK RETENTION POOL|Section 13901.

13901.  (a) The pooling arrangement established pursuant to this division shall not be considered insurance, and shall not be subject to regulation under this code.(b) All affordable housing entities participating in a pooling arrangement established pursuant to this division shall be given written notice, in at least 10-point type, that the pool is not regulated by the Insurance Commissioner and that the state insurance insolvency guaranty funds are not available to safeguard its risk.(Added by Stats. 2010, Ch. 384, Sec. 1. (AB 2327) Effective January 1, 2011.)
CA Ins Code § 13902 (2021)
2021 California Code|Insurance Code - INS|DIVISION 4 - AFFORDABLE HOUSING ENTITIES RISK RETENTION POOL|Section 13902.

13902.  (a) Any insurance pool, established pursuant to this division, may be organized as a nonprofit corporation, limited liability company, partnership, or trust, whether organized under the laws of this state or another state or operating in another state.(b) Any insurance pool established pursuant to this division shall have initial pooled resources of not less than two million five hundred thousand dollars ($2,500,000) in the form of cash or cash equivalents.(c) Any insurance pool established pursuant to this division shall maintain adequate reinsurance to protect against its risks.(d) Any insurance pool established pursuant to this division shall furnish a copy of the pool’s annual audited financial statement and most recent actuarial review, by first-class mail or by any other method of delivery, including electronic transmission, to the Assembly Committee on Housing and Community Development, the Assembly Committee on Insurance, the Senate Committee on Banking, Finance, and Insurance, and the Senate Committee on Transportation and Housing within 180 days of the close of the pool’s fiscal year. If, in the period of time since the last submittal required by this subdivision, any of the following has occurred, the transmittal letter accompanying the annual audited financial statement and most recent actuarial review shall so indicate and shall provide a brief description of each matter:(1) There has been a change to the pool’s plan of financing, management, or operation, including any material amendment to any of those plans.(2) A claims audit report has been filed with any regulatory body with respect to the pool.(3) A report of examination issued by any regulatory body with respect to the pool has been received.(4) There has been a material change in the scope of the regulation of the pool by other states in which the pool operates.(Added by Stats. 2010, Ch. 384, Sec. 1. (AB 2327) Effective January 1, 2011.)