reglab/housing_qa huggingface dataset:
NY Banking L § 40 (2021)
2021 New York Laws BNK - Banking Article 2 - Department of Financial Services; Superintendent of Financial Services; Supervisory and Regulatory Powers 40 - Revocation of Authorization Certificate or License or Suspension of Activities in Certain Cases.

§ 40. Revocation of authorization certificate or license or suspension   of activities in certain cases. 1. If the superintendent shall find that   (i)  any  of  the  reasons  for  taking  possession  of the business and   property of a banking organization or of the business  and  property  in   this  state  of  a foreign banking corporation enumerated in section six   hundred six of this chapter, shall  exist  with  respect  to  a  private   banker   to   which  the  superintendent  has  issued  an  authorization   certificate or a foreign banking corporation to which the superintendent   has issued a license or (ii) any fact or condition exists which would be   grounds for denial of an application for such  a  license  issued  to  a   foreign  banking  corporation,  as  defined  by  the  superintendent  of   financial services by regulation,  he  may,  after  notice  and  hearing   thereon,  revoke  such  license  or authorization certificate. Notice of   such revocation, under the superintendent's hand and the  official  seal   of the department, shall be executed in triplicate and one copy shall be   transmitted to such private banker or foreign corporation, another shall   be filed in the office of the department and the third shall be filed in   the  office  of  the  clerk  of  the  county  in which the authorization   certificate or license of such private banker or foreign corporation has   been filed. The superintendent may, in his discretion, publish a copy of   such notice, with such other facts as he may deem proper, in  the  state   register.2.  If the superintendent finds that any of the grounds for revocation   described in subdivision one of this section are present with respect to   a foreign banking corporation licensed pursuant to this chapter  and  in   addition  the  superintendent finds it necessary to protect the interest   of depositors or the  public,  the  superintendent  may  issue,  without   notice  and  hearing,  an  order  suspending  or  otherwise limiting the   activities of the foreign banking  corporation,  for  a  period  not  to   exceed ninety days, pending investigation or hearing.
NY Banking L § 45 (2021)
2021 New York Laws BNK - Banking Article 2 - Department of Financial Services; Superintendent of Financial Services; Supervisory and Regulatory Powers 45 - Export Finance Awareness Program.

§ 45.  Export finance awareness program. There shall be created within   the department an export finance awareness program. Such  program  shall   provide in a manner prescribed by the superintendent, but not be limited   to, the following:1.  information  to  all  the various banking corporations principally   engaged in doing business within the state, about  the  various  methods   used  by  particular corporations which provide financing for businesses   engaged in the export of products or services to foreign countries;2. information to such  banking  corporations  about  other  state  or   federal  programs  designed  to promote or expedite financing of exports   that may be of value to them, specifically such  programs  that  may  be   targeted to the small and medium-size transactions; and3.  the  use of seminars, workshops, written materials disseminated by   the  department  or  any  other  methods  the  superintendent  may  deem   necessary or proper for the provision of such information.
NY Banking L § 75-A (2021)
2021 New York Laws BNK - Banking Article 2-AA - Atm Safety Act 75-A - Legislative Intent.

 § 75-a.   Legislative  intent.  The  legislature  hereby  finds  that   automated teller machines are an integral part of consumers'  lives  and   that  automated  teller  machines  are  used by millions of New Yorkers,   statewide, on a daily basis. It is the legislature's  intent  to  ensure   the   convenience   and  safety  of  automated  teller  machine  use  by   establishing security measures for automated teller machine facilities.
NY Banking L § 75-C (2021)
2021 New York Laws BNK - Banking Article 2-AA - Atm Safety Act 75-C - Security Measures.

§ 75-c.  Security  measures.  Every banking institution shall maintain the following security measures with respect to each  of  the  automated teller machine facilities within its dominion and control:   1.  A  surveillance camera or cameras, which shall view and record all persons entering an automated teller machine facility located within the interior of a building, or which shall  view  and  record  all  activity occurring within a minimum of three feet in front of an automated teller machine  located  outside  a  building and open to the outdoor air. Such camera or cameras need not  record  banking  transactions  made  at  the automated  teller machines. The recordings made by such cameras shall be preserved by the banking institution for at least forty-five days.   2. Adequate lighting.   3. With respect to an indoor automated teller  machine  facility:  (a) entry  doors  equipped  with  locking devices which permit entry to such facility only to persons using a magnetic-strip plastic card or  similar access device.  (b)  To  the  extent  practicable,  as  determined  by  an expert with competence in such matters and as permitted by local building codes,  at least  one  exterior  wall  which  provides  an unobstructed view of the interior of the automated teller machine facility.  (c) A reflective mirror or mirrors, as necessary,  placed  in  such  a manner as to permit a person entering an indoor automated teller machine facility to view areas within such facility that are otherwise concealed to plain view.  (d) A clearly visible sign which, at a minimum, provides the following information:  (1)  the  activity  of  the automated teller machine facility is being recorded by a surveillance camera or cameras;  (2) customers should close the entry door completely upon entering and exiting;  (3) customers should not permit any unknown  persons  to  enter  after regular banking hours;  (4)  customers  should place withdrawn cash securely upon their person before exiting the automated teller machine facility;  (5) complaints concerning security in  the  automated  teller  machine facility  should  be  directed  to  the  banking  institution's security department or  the  department  of  financial  services,  together  with telephone  numbers  for  such complaints, and that the nearest available public telephone  should  be  used  to  call  the  police  if  emergency assistance is needed.
NY Banking L § 75-D (2021)
2021 New York Laws BNK - Banking Article 2-AA - Atm Safety Act 75-D - List of Facilities.

 § 75-d. List of facilities. Any banking institution which operates an   automated  teller  machine facility shall file a list of such facilities   with  the  department,  including  the  street  addresses,  intersecting   streets,  hours  of  operation,  and the telephone number of the banking   institution's security department.  Such information shall also be filed   with the department with respect to  each  additional  automated  teller   machine   facility  within  a  reasonable  time,  as  specified  by  the   superintendent,  from  the  date  upon  which  such  facility  commences   operation.   The department shall make such list available on request of   local law enforcement agencies and other local governmental entities.
NY Banking L § 75-E (2021)
2021 New York Laws BNK - Banking Article 2-AA - Atm Safety Act 75-E - Consumer Safety Information.

 § 75-e.  Consumer  safety  information. Upon the original issuance or   reissuance of an automated teller machine facility  access  device,  the   issuing  banking  institution  shall  provide its customers with written   information concerning safety precautions to be employed while using  an   automated  teller  machine  facility.  Such  written  information  shall   include, at a minimum, the information described  in  paragraph  (d)  of   subdivision three of section seventy-five-c of this article.
NY Banking L § 75-F (2021)
2021 New York Laws BNK - Banking Article 2-AA - Atm Safety Act 75-F - Enforcement and Statistics.

 § 75-f.  Enforcement  and statistics. 1. The department is authorized   to enforce this article.2. Statistics of crimes associated with the use  of  automated  teller   machine facilities compiled and maintained by any law enforcement agency   shall  be  made available upon the request of any banking institution or   the department.
NY Banking L § 75-G (2021)
2021 New York Laws BNK - Banking Article 2-AA - Atm Safety Act 75-G - Report of Compliance.

§ 75-g.  Report  of compliance. 1. By the fifteenth day of January and   July of each year (or the following business day if such day  is  not  a   business  day),  every banking institution which had an automated teller   machine facility which was in operation on  the  fifteenth  day  of  the   preceding  month  shall  submit  a  written  compliance  report  to  the   department on a form prescribed by the superintendent,  certifying  that   such  automated  teller  machine  facility  is  in  compliance  with the   provisions of this article or any variance or exemption  that  has  been   granted,  or if such facility is not in compliance with such provisions,   stating  the  manner  in  which  such  facility  fails  to   meet   such   requirements.  Notwithstanding article three of the state technology law   or any other law to the contrary, the superintendent  may  require  that   such  reports  and  any  other reports required by this section shall be   made by electronic means, unless the superintendent, in his or her  sole   discretion, grants a waiver of such electronic filing requirements, upon   good cause shown.2.  If  any  compliance  report  required  by  subdivision one of this   section indicates any failure to meet the requirements of this  article,   such   banking   institution  shall  submit  a  written  report  to  the   department, on a form prescribed by the superintendent,  no  later  than   the  eleventh  business day following such compliance report, indicating   whether each such failure has been corrected and, for any  failure  that   has  not  been  corrected,  the reason for such failure and the expected   correction date.   If any such failure shall  not  have  been  corrected   within ten business days of the filing date of the applicable compliance   report,  such  banking institution shall, promptly after correcting such   failure, submit a written report to the  department  with  the  date  or   dates of each such correction.
NY Banking L § 75-H (2021)
2021 New York Laws BNK - Banking Article 2-AA - Atm Safety Act 75-H - Compliance With Local Building Code and All Other Applicable Provisions of Law.

 § 75-h.  Compliance with local building code and all other applicable   provisions of law. Unless otherwise provided in  this  article,  nothing   contained  in  this  article shall be construed to exempt or relieve any   banking institution from complying with all relevant provisions  of  the   local building code and all other applicable provisions of law.
NY Banking L § 75-I (2021)
2021 New York Laws BNK - Banking Article 2-AA - Atm Safety Act 75-I - Facilities Not Subject to This Article.

 § 75-i.    Facilities not subject to this article.  The provisions of   this article shall not apply to any unenclosed automated teller  machine   located  in  any  building,  structure or space whose primary purpose or   function is unrelated to banking activities, including but  not  limited   to  supermarkets,  airports,  school  buildings,  and  public buildings,   provided that such automated teller machine shall be available  for  use   only  during  the regular hours of operation of the building, structure,   or space in which such machine is located.
NY Banking L § 75-J (2021)
2021 New York Laws BNK - Banking Article 2-AA - Atm Safety Act 75-J - Civil Penalties.

§ 75-j.  Civil  penalties.  1.  Any banking institution found to be in   violation of any provision of section seventy-five-c of this article  in   a  compliance  report  under  section  seventy-five-g of this article or   otherwise found by the department to be in violation of any provision of   section seventy-five-c of  this  article  shall  correct  the  violation   within ten business days after such finding. Where a banking institution   fails  to correct any violation of a provision of section seventy-five-c   of this article within ten business days after the filing of such report   or a finding of violation by the department, the superintendent may in a   proceeding after notice and a hearing, require such banking  institution   to  pay  a  civil penalty in an amount as determined pursuant to section   forty-four of  this  chapter,  provided,  however,  that  the  aggregate   penalty  for  all  offenses  with  respect  to  any one automated teller   machine facility in any one proceeding shall not  exceed  an  amount  as   determined  pursuant  to  section  forty-four  of  this chapter. For the   purposes of this article, each violation of  section  seventy-five-c  of   this article shall be considered a separate and distinct violation.2.  Any banking institution found to be in violation of the provisions   of section seventy-five-g of this article shall be liable  for  a  civil   penalty  in  an amount as determined pursuant to section forty-four-a of   this chapter for each automated teller  machine  facility  for  which  a   report  has  not  been  filed.  Any  banking  institution  which makes a   material false statement  or  material  omission  in  any  report  filed   pursuant to section seventy-five-g of this article shall be liable for a   civil   penalty   in   an  amount  as  determined  pursuant  to  section   forty-four-a of this chapter for each such report.3. Whenever payment of a civil penalty is required under this article,   the superintendent shall execute a written order to that effect. A  copy   of  such  order  shall  be  filed  in the office of the department and a   second copy shall, within three days of execution, be served  upon  such   banking  institution  either  personally  or  by registered or certified   mail, return receipt requested, directed to  the  banking  institution's   principal  place  of  business. Such order may be reviewed in the manner   provided by article seventy-eight of the civil practice law  and  rules.   Such  special  proceedings for review as authorized by such section must   be commenced within thirty days from the service  of  such  order.  Such   section  shall  in  no  way  limit  any  of  the  powers  granted to the   superintendent under any provision of this chapter.
NY Banking L § 75-K (2021)
2021 New York Laws BNK - Banking Article 2-AA - Atm Safety Act 75-K - Collection of Penalties.

 § 75-k.  Collection  of  penalties. The superintendent shall have the   discretion to report to the attorney  general  any  failure,  after  due   notice,  to  make payments of penalties incurred under this article. The   attorney general shall, thereupon, in the name of the superintendent, or   of the people of the state, institute such actions or proceedings as the   facts may warrant.
NY Banking L § 75-L (2021)
2021 New York Laws BNK - Banking Article 2-AA - Atm Safety Act 75-L - Preemption.

 § 75-l.  Preemption. 1. Except as provided in subdivision two of this   section,  this  article  shall  supersede   and   preempt   all   rules,   regulations,  codes,  statutes  or  ordinances  of all cities, counties,   municipalities,  and  local  agencies  regarding  customer   safety   at   automated teller machine facilities.2.  To  the  extent that any security measures inconsistent with or in   addition to the provisions of section seventy-five-c of this article are   in effect, on the date on which this article becomes a law, in any  city   having  a  population  of  one  million  or more, pursuant to any rules,   regulations, codes, statutes or ordinances regarding customer safety  at   automated  teller  machine  facilities  duly  enacted by such city on or   before the date on which this  article  becomes  a  law,  such  security   measures  shall  continue  to  be  required  within such city; provided,   however, that the enforcement of any such  security  measures  shall  be   enforced by the superintendent.
NY Banking L § 75-M (2021)
2021 New York Laws BNK - Banking Article 2-AA - Atm Safety Act 75-M - Variances and Exemptions From Automated Teller Machine Security Measures.

§ 75-m.  Variances  and  exemptions  from  automated  teller  machine security measures. 1. Except  in  cities  having  a  population  of  one million or more, and in accordance with the guidelines set forth in this article,   the   superintendent,   pursuant  to  rules  and  regulations promulgated by the superintendent, and upon written request of a banking institution, may approve variances  which  provide  substitute  security measures  that  are  substantially as safe as the requirements of any of the security measures contained in this article, or exemptions from such measures, with respect  to  an  automated  teller  machine  facility  or facilities operated by such banking institution;   2.  In  no event, however, shall the superintendent vary or exempt any such measures unless he or she shall have received the following  items, in form and substance satisfactory to him or her:  (a)  a  resolution  or  declaration of the governing body of the city, village, or town in which such  automated  teller  machine  facility  is located consenting to any such variance or exemption; and  (b)  written  certification  from  the  banking institution's security officer, appointed in accordance with federal law, that, in his  or  her professional   judgment,  either  the  variance  will  provide  security measures which are substantially as safe as those  which  are  otherwise required  by  this article or the exemption is warranted, as applicable; and  (c) in the event the request for any such  variance  or  exemption  is premised  upon  the  impracticability  or  burdensome expense that would result from compliance with the security provisions  contained  in  this article,  and  such  impracticability  or expense is attributable to the manner in which the building in  which  such  automated  teller  machine facility  is, or is to be, located, constructed, configured or otherwise situated, written certification to  such  effect  from  an  expert  with competence  in  the  areas  of  renovation  and/or  design,  as  may  be appropriate; and  (d) such other evidence or information as the superintendent  may,  in his or her sole discretion, deem appropriate or necessary.
NY Banking L § 75-N (2021)
2021 New York Laws BNK - Banking Article 2-AA - Atm Safety Act 75-N - Rules and Regulations.

 § 75-n.  Rules  and  regulations. The superintendent shall promulgate   such rules and regulations as necessary  to  define  and  implement  the   provisions of this article.
NY Banking L § 75-O (2021)
2021 New York Laws BNK - Banking Article 2-AA - Atm Safety Act 75-O - Severability.

 § 75-o.   Severability.   If  any  word,  phrase,  clause,  sentence,   paragraph, section or part of this article  shall  be  adjudged  by  any   court  of  competent jurisdiction to be invalid, such judgment shall not   affect, impair  or  invalidate  the  remainder  thereof,  but  shall  be   confined  in  its  operation  to  the  word,  phrase,  clause, sentence,   paragraph, section or part thereof directly involved in the  controversy   in which judgment shall have been rendered.
NY Banking L § 78 (2021)
2021 New York Laws BNK - Banking Article 2-B - Financial Frauds 78 - Powers With Respect to Certain Crimes and Frauds.

§ 78.  Powers  with  respect  to  certain  crimes  and  frauds. If the   superintendent has a reasonable suspicion that a  person  or  entity  is   engaging  in or has engaged in fraud (as interpreted under this chapter,   the insurance law or the financial services law)  or  a  misdemeanor  or   felony  under  this  chapter  or  one  of  the articles of the penal law   enumerated in this section in connection with  activities  regulated  by   the  superintendent  pursuant  to  this  chapter  or involving a product   regulated pursuant to this chapter,  the  superintendent  may  undertake   such  investigation  as  is  deemed necessary, and in the enforcement of   this chapter, determine whether any such person or entity  has  violated   or is about to violate this chapter or any such enumerated articles. The   applicable articles of the penal law are article one hundred fifty-five,   one  hundred seventy, one hundred seventy-five, one hundred seventy-six,   one hundred eighty, one hundred eighty-five, one  hundred  eighty-seven,   one  hundred  ninety,  two  hundred,  two  hundred  ten  or four hundred   seventy. Notwithstanding the  above-referenced  laws  or  articles,  the   scope  of  authority  set  forth  in this section shall not be deemed to   otherwise limit or impair the ability of the department  to  assist  any   other entity in an investigation involving a violation of law.
NY Banking L § 85 (2021)
2021 New York Laws BNK - Banking Article 2-C - Community Bank Deposit Program 85 - Community Bank Deposit Program; Purpose.

§  85.  Community bank deposit program; purpose. In recognition of the   economic benefits and  stimulus  which  result  from  the  placement  of   deposits  in  local  banks, the community bank deposit program is hereby   created to  authorize  and  encourage  the  state  comptroller  and  the   commissioner  of  taxation and finance to deposit a portion of the funds   under their control into community banking institutions.
NY Banking L § 86 (2021)
2021 New York Laws BNK - Banking Article 2-C - Community Bank Deposit Program 86 - Eligibility.

§  86. Eligibility. 1. To be eligible to receive deposits, or to renew   existing deposits under this program, a  bank,  trust  company,  savings   bank  or  savings  and loan association: (a) must be chartered under the   provisions of this chapter and (b) must have a  current  CRA  rating  of   satisfactory  or  better.  The superintendent shall, if requested by the   state comptroller or the commissioner of taxation and  finance,  confirm   whether a particular banking institution meets the criteria specified in   this section.2.  A  federal  bank,  trust company, savings bank or savings and loan   association may also be  eligible  to  receive  deposits,  or  to  renew   existing  deposits,  under  this program if: (a) its principal office is   located in this state; (b) it has a current CRA rating  of  satisfactory   or  better;  and (c) it meets any additional criteria established by the   comptroller and the commissioner of taxation and  finance  to  determine   eligibility  for participation in the program. Such criteria may include   an institution's loan to deposit ratio, its  record  of  small  business   lending,  and  the impact such deposits would have on an area's economic   activity.