reglab/housing_qa huggingface dataset:
MO Rev Stat § 375.152 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.152 - Violations, penalties.

Effective - 28 Aug 2007   375.152. Violations, penalties. — 1. If the director determines that a person has engaged, is engaging in, or has taken a substantial step toward engaging in an act, practice or course of business constituting a violation of sections 375.147 to 375.153 or a rule adopted or order issued pursuant thereto, or that a person has materially aided or is materially aiding an act, practice, omission, or course of business constituting a violation of sections 375.147 to 375.153 or a rule adopted or order issued pursuant thereto, the director may issue such administrative orders as authorized under section 374.046. A violation of any of these sections is a level two violation under section 374.049.  2. If the director believes that a person has engaged, is engaging in, or has taken a substantial step toward engaging in an act, practice or course of business constituting a violation of sections 375.147 to 375.153 or a rule adopted or order issued pursuant thereto, or that a person has materially aided or is materially aiding an act, practice, omission, or course of business constituting a violation of sections 375.147 to 375.153 or a rule adopted or order issued pursuant thereto, the director may maintain a civil action for relief authorized under section 374.048. A violation under any of these sections is a level two violation under section 374.049. In addition to the relief available in this section, the director may also order the managing general agent to reimburse the insurer, the rehabilitator or liquidator of the insurer for any losses incurred by the insurer caused by a violation of sections 375.147 to 375.153 committed by the managing general agent.  3. Nothing contained in this section shall affect the right of the director to impose any other penalties provided for in the insurance law.  4. Nothing contained in sections 375.147 to 375.153 is intended to or shall in any manner limit or restrict the rights of policyholders, claimants and creditors. ­­-------- (L. 1990 H.B. 1739 § 11, A.L. 2007 S.B. 66)
MO Rev Stat § 375.153 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.153 - Managing general agent, director's authority to promulgate rules.

Effective - 01 Jul 1991   375.153. Managing general agent, director's authority to promulgate rules. — The director may adopt reasonable rules and regulations for the implementation and administration of sections 375.147 to 375.153. ­­-------- (L. 1990 H.B. 1739 § 12)  Effective 7-01-91
MO Rev Stat § 375.158 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.158 - Insurer shall comply with all insurance laws before doing business — commissions paid, to whom.

Effective - 01 Jan 2003   375.158. Insurer shall comply with all insurance laws before doing business — commissions paid, to whom. — 1. No insurer shall engage in the business of insurance in this state without first complying with all the provisions of the laws of this state governing the business of insurance.  2. No insurer organized or incorporated under the laws of this state shall undertake any business or risk except as provided by those laws. No insurer organized or incorporated by or under the laws of this state or any other state of the United States or any foreign government, transacting the business of life insurance, shall be permitted or allowed to take any other kind of risks except those connected with or pertaining to making assurance on the life of a human being and the granting, purchasing and disposing of annuities and endowments, and the making of insurance against accident and sickness to persons by life or health or life and health insurers as provided in sections 376.010 and 376.309.  3. No insurer doing business in this state shall pay any commission or other compensation to any person or entity for any services, as insurance producer, in obtaining in this state any contract of insurance except to a licensed insurance producer of the insurer and a licensed business entity insurance producer. ­­-------- (RSMo 1939 § 6004; L. 1965 p. 569, A.L. 1967 p. 516, A.L. 1993 H.B. 709, A.L. 2001 S.B. 193)  Effective 1-01-03
MO Rev Stat § 375.161 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.161 - Certificate to do business — when terminated.

Effective - 28 Aug 1967   375.161. Certificate to do business — when terminated. — No company shall transact in this state any insurance business unless it shall first procure from the director a certificate stating the requirements of the insurance laws of this state have been complied with authorizing it to do business, which certificate shall be renewed annually as of July first but which shall remain in full force and effect until renewed or refused by the director. Certificates in effect October 13, 1967, shall be extended to terminate on July 1, 1968, unless otherwise terminated, suspended or revoked. ­­-------- (RSMo 1939 § 6003, A.L. 1953 p. 233, A.L. 1967 p. 516)  (1974) Employer's payment directly to its employees of sickness and medical benefits does not constitute doing of "insurance business". State ex rel. Farmer v. Monsanto Co. (Mo.), 517 S.W.2d 129.
MO Rev Stat § 375.163 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.163 - Director shall not authorize business if management of company is incompetent or untrustworthy.

Effective - 28 Aug 1967   375.163. Director shall not authorize business if management of company is incompetent or untrustworthy. — The director shall not grant or continue authority to transact insurance in this state as to any insurer or interinsurance exchange, one or more of the managing officers of which is found by him, after hearing, to be of known bad character or to be so incompetent or untrustworthy as to make the proposed operation hazardous to the insurance buying public; or which he has good reason to believe is affiliated directly or indirectly through ownership, control, reinsurance transactions or other insurance or business relations with any person or persons whose business operations are or have been detrimental to policyholders or stockholders or investors or creditors or* the public by illegal or fraudulent manipulation or dissipation of assets or of accounts, or of reinsurance of any insurance company or companies, or by similar injurious actions. ­­-------- (L. 1963 p. 485 § 1, A.L. 1967 p. 516)  * Word "of" appears in original rolls.
MO Rev Stat § 375.164 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.164 - Management contracts, to be filed with director when requested — may examine records of company, to what extent — notice of management contract required.

Effective - 28 Aug 1967   375.164. Management contracts, to be filed with director when requested — may examine records of company, to what extent — notice of management contract required. — 1. All agreements or contracts under which any person, organization or corporation enjoys in fact the exclusive or dominant right to manage or control any insurer doing business under any of the insurance laws of this state to the substantial exclusion of the board of directors, officers, attorney in fact or other lawful management shall be filed with the director on his request.  2. The director, for the purpose of ascertaining the assets, conditions and affairs of any insurer, may examine the books, records, documents and assets of any person having a contract or agreement as provided in subsection 1 to the extent necessary to determine the financial condition of the insurer. The failure or refusal of any such person to submit his books, papers, accounts, records or affairs to the reasonable inspection or examination of the director shall be grounds for the suspension or revocation of the certificate of authority of the insurer to do business in this state.  3. No agreement or contract as provided in subsection 1 shall operate to the financial detriment of the insurer in such manner as to endanger the financial stability of the insurer or otherwise be hazardous to the policyholders and creditors of the insurer.  4. On examination of any agreement or contract, if the director finds it violates the provisions of this section, he shall proceed in accordance with the provisions of section 374.046.  5. Any person, organization or corporation having a management contract as provided in subsection 1 hereof shall within five days of execution of such contract provide notice of such contract to the director of the department of commerce and insurance. ­­-------- (L. 1967 p. 516)
MO Rev Stat § 375.166 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.166 - Expense of organization limited.

Effective - 28 Aug 1967   375.166. Expense of organization limited. — 1. It shall be unlawful for any corporation organized under the laws of this state for the purpose of conducting an insurance business of any kind to pay more than ten percent of the total amount realized from the sale of its capital stock, whether in cash or notes, for the organization of the company.  2. In every case subscribers to the stock shall consent, in writing, to the payment of the organization expenses, which shall, in all cases, be paid out of the surplus funds of the corporation; the ten percent to include commissions paid to agents for the sale of stock, rent, clerk hire, literature and all other expenses of every kind and nature, and all obligations incurred, up to the time that application is made for a license to do an insurance business.  3. No officer of any company shall be permitted to draw any salary before the corporation is fully organized and licensed to do business.  4. Any corporation already organized under the laws of this state to engage in the business aforesaid may increase its capital stock for the purpose, in the manner and to the extent prescribed by law; subject, however, to the restrictions as to expenses incurred in the sale thereof, and the consent of the stock subscribers to the payment of such expenses as are herein specified. ­­-------- (RSMo 1939 § 6071, A.L. 1967 p. 516)
MO Rev Stat § 375.169 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.169 - Violation of section 375.166 a misdemeanor, penalty.

Effective - 28 Aug 1967   375.169. Violation of section 375.166 a misdemeanor, penalty. — Any officer, director, clerk, employee or agent of any company who receives or pays out, or orders the payment of any money, or incurs any obligation for the payment of money, in violation of the terms of section 375.166, shall be deemed guilty of a misdemeanor, and upon conviction thereof, shall be punished by a fine of not more than five hundred dollars, or by imprisonment in the county jail for a term of not more than six months, or by both the fine and imprisonment. ­­-------- (RSMo 1939 § 6072, A.L. 1967 p. 516)
MO Rev Stat § 375.176 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.176 - Proceedings against promoters.

Effective - 28 Aug 1967   375.176. Proceedings against promoters. — 1. Whenever it appears to the director of the department of commerce and insurance from any examination made by himself, or from the report of the person or persons appointed by him to make an examination, or from the statements of the company, or its officers or promoters, or from any knowledge or information in his possession that it would be hazardous to the public or to its stockholders for the company to proceed with its organization, the director may, if the company is a domestic corporation, institute proceedings in the circuit court of the county or city in which the company was organized, or in which it has, or last had, its principal or chief office or place of business, and enjoin the company from further proceeding with its organization, either temporarily or perpetually, or for an injunction or dissolution of the company and the settlement or winding up of its affairs or for any or all of these remedies combined and for such other decrees and relief as the court shall deem advisable.  2. In the event that the court appoints a receiver for any company, the director of the department of commerce and insurance may be appointed as receiver, or some person other than the director of the department of commerce and insurance may be appointed, in the discretion of the court.  3. The compensation paid to any receiver appointed, upon petition of the director of the department of commerce and insurance filed against any company under this section, shall, in all cases, be fair and reasonable, and when approved by the court, shall be paid out of any assets which may be in the hands of the receiver. ­­-------- (RSMo 1939 § 6076, A.L. 1967 p. 516)
MO Rev Stat § 375.181 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.181 - Officers required of companies.

Effective - 28 Aug 1967   375.181. Officers required of companies. — 1. Every insurance company organized under the laws of Missouri shall have a president and a secretary who shall be chosen by the directors, and such other officers as shall be prescribed by the bylaws of the corporation. Unless the bylaws otherwise provide, any two or more offices may be held by the same person except the offices of president and secretary.  2. All officers of the company, as between themselves and the corporation, shall have such authority and perform such duties in the management of the property and affairs of the corporation as may be provided in the bylaws, or, in the absence of such provision, as may be determined by resolution of the board of directors. ­­-------- (RSMo 1939 § 6016, A.L. 1967 p. 516)
MO Rev Stat § 375.183 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.183 - Director to investigate incorporators, directors and proposed officers, approval withheld, when.

Effective - 28 Aug 1967   375.183. Director to investigate incorporators, directors and proposed officers, approval withheld, when. — The director shall not approve any declaration of organization or articles of incorporation or issue a certificate of authority to any company until he has found that there is no good reason to believe that the incorporators, directors and proposed officers are affiliated, directly or indirectly, through ownership, control, management, reinsurance transactions or other insurance or business relations with any person or persons known to have been involved in the improper manipulation of assets, accounts or reinsurance. ­­-------- (L. 1967 p. 516)
MO Rev Stat § 375.186 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.186 - Seal and bylaws.

Effective - 28 Aug 1967   375.186. Seal and bylaws. — The corporators or directors of any insurance company organized under the laws of this state shall have power to adopt a seal, and to make such bylaws, not inconsistent with the constitution and laws of this state, as they may deem necessary for the regulation and management of its affairs. ­­-------- (RSMo 1939 § 6021, A.L. 1967 p. 516)
MO Rev Stat § 375.191 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.191 - Voting by proxy.

Effective - 28 Aug 1967   375.191. Voting by proxy. — 1. Every person legally entitled to vote at any election, or on any question relating to the management or business of any insurance company organized under the laws of this state, may cast his vote by proxy; but the proxy shall be a legal voter of the company, and the authority to cast the vote shall be in writing and shall state the name of the person authorized to cast the vote and the date of the meeting at which the vote shall be cast.  2. The director shall have power to adopt reasonable rules and regulations relative to the solicitation by domestic stock insurers of proxies, consent and authorization with respect to equity securities of the stock insurers. ­­-------- (RSMo 1939 § 6022, A.L. 1967 p. 516)
MO Rev Stat § 375.196 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.196 - Adoption of same or misleadingly similar name prohibited.

Effective - 28 Aug 1967   375.196. Adoption of same or misleadingly similar name prohibited. — No insurance company formed under the laws of this state shall adopt the name of any existing company transacting insurance business in this state nor any name so similar thereto as to be calculated to mislead the public. ­­-------- (RSMo 1939 § 5802, A.L. 1967 p. 516)
MO Rev Stat § 375.206 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.206 - Certificate of amendment, issuance, filing — director, duties — secretary of state, duties.

Effective - 28 Aug 1967   375.206. Certificate of amendment, issuance, filing — director, duties — secretary of state, duties. — Upon receipt by the director of the department of commerce and insurance of any certificate of amendment in triplicate, he shall file it if he finds that the certificate of amendment conforms to law and that the proceedings were regular, and that the same will not be prejudicial to the interest of the policyholders and, if the amendment increases or reduces the capital stock, that the condition and the assets of the company justify the increase or reduction. Keeping one of the copies as a permanent record, he shall issue his certificate of amendment and shall certify the same to the secretary of state, who shall affix his certificate of amendment to a copy thereof retaining the same as a permanent record and shall forward to the company his certificate of amendment. The secretary of state shall also forward to the director of the department of commerce and insurance a certified copy of his certificate of amendment. ­­-------- (L. 1967 p. 516)
MO Rev Stat § 375.216 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.216 - Certificate of amendment effective, when — amendment not to affect any existing cause of action.

Effective - 28 Aug 1967   375.216. Certificate of amendment effective, when — amendment not to affect any existing cause of action. — 1. Upon the issuance of the certificate by the secretary of state, the amendment shall become effective and the articles shall be deemed to be amended accordingly.  2. No amendment shall affect any existing cause of action in favor or against the insurance company or any pending suit in which the insurance company is a party, or the existing rights of persons other than the shareholders, members or other group of persons voting thereon or entitled to vote thereon; and, in the event the insurance company name is changed by amendment, no suit brought by or against the company under its former name shall be abated for that reason. ­­-------- (L. 1967 p. 516)
MO Rev Stat § 375.221 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.221 - Certificate of amendment of articles, how executed, contents.

Effective - 28 Aug 1967   375.221. Certificate of amendment of articles, how executed, contents. — 1. After the adoption of an amendment of the articles, a certificate of amendment shall be executed in triplicate by the insurance company by its president or vice president and its secretary or assistant secretary verified by one of the officers signing with corporate seal affixed. If the insurance company is a reciprocal or interinsurance exchange, the certificate of amendment shall be executed in a like manner by its attorney in fact.  2. The certificates of amendment shall be delivered to the director of the department of commerce and insurance and shall state:  (1) The name of the insurance company;  (2) The date of the adoption of the amendment by the shareholders, members or other group of persons entitled to vote on the amendment;  (3) The amendment adopted;  (4) The number of shares, members, or other group of persons entitled to vote, or if a mutual, the number of the members present either in person or by proxy entitled to vote;  (5) The number of shares, members, or other group of persons that voted for and against said amendment respectively;  (6) If the amendment effects a change in the number or par value of authorized shares, then a statement showing the number of shares and par value thereof previously authorized. ­­-------- (L. 1967 p. 516)
MO Rev Stat § 375.226 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.226 - Restatement of charter, articles of incorporation or association, or declaration of organization, how made.

Effective - 28 Aug 1967   375.226. Restatement of charter, articles of incorporation or association, or declaration of organization, how made. — 1. Any insurance company organized or incorporated under the laws of this state may restate its charter, articles of incorporation or association, or declaration of organizing from time to time as may be desired in the same manner as provided in sections 375.201 through 375.221 pertaining to amendments.  2. In lieu of the certificate of amendment as set forth in section 375.206, the director and secretary of state shall issue a certificate of restated articles.  3. Upon the issuance of the certificate of restated articles by the secretary of state, the restated articles shall become effective and shall supersede the original articles and all amendments thereto. ­­-------- (L. 1967 p. 516)