reglab/housing_qa huggingface dataset:
WA Rev Code § 48.20.302 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.20 - Disability Insurance.|48.20.302 - Requirements of other jurisdictions.

RCW 48.20.302 Requirements of other jurisdictions.(1) Any policy of a foreign or alien insurer, when delivered or issued for delivery to any person in this state, may contain any provision which is not less favorable to the insured or to the beneficiary than the provisions of this chapter and which is prescribed or required by the laws of the state under which the insurer is organized.(2) Any policy of a domestic insurer may, when issued for delivery in any other state or country, contain any provision permitted or required by the laws of such other state or country.[ 1951 c 229 § 31.]NOTES:Domestic insurer may transact insurance in other state as permitted by laws thereof: RCW 48.07.140.
WA Rev Code § 48.20.312 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.20 - Disability Insurance.|48.20.312 - Age limit.

RCW 48.20.312 Age limit.If any such policy contains a provision establishing, as an age limit or otherwise, a date after which the coverage provided by the policy will not be effective, and if such date falls within a period for which premium is accepted by the insurer or if the insurer accepts a premium after such date, the coverage provided by the policy will continue in force subject to any right of cancellation until the end of the period for which premium has been accepted. In the event the age of the insured has been misstated and if, according to the correct age of the insured, the coverage provided by the policy would not have become effective, or would have ceased prior to the acceptance of such premium or premiums, then the liability of the insurer shall be limited to the refund, upon request, of all premiums paid for the period not covered by the policy.[ 1951 c 229 § 32. Prior: 1947 c 79 § .20.25; Rem. Supp. 1947 § 45.20.25.]
WA Rev Code § 48.20.340 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.20 - Disability Insurance.|48.20.340 - "Family expense disability insurance" defined.

RCW 48.20.340 "Family expense disability insurance" defined.(1) Family expense disability insurance is that covering members of any one family including one or both spouses and dependents provided under a master policy issued to the head of the family.(2) Any authorized disability insurer may issue family expense disability insurance.(3) A disability policy providing such family expense coverage, in addition to other provisions required to be contained in disability policies under this chapter, shall contain the following provisions:(a) A provision that the policy and the application of the head of the family shall constitute the entire contract between the parties.(b) A provision that to the family group originally insured shall, on notice to the insurer, be added from time to time all new members of the family as they become eligible for insurance in such family group, and on the payment of such additional premium as may be required therefor.[ 1961 c 194 § 5; 1947 c 79 § .20.34; Rem. Supp. 1947 § 45.20.34.]
WA Rev Code § 48.20.350 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.20 - Disability Insurance.|48.20.350 - "Franchise plan" defined.

RCW 48.20.350 "Franchise plan" defined.(1) Disability insurance on a franchise plan is that issued to(a) five or more employees of a common employer, or to(b) ten or more members of any bona fide trade or professional association or labor union, which association or union was formed and exists for purposes other than that of obtaining insurance, and under which such employees or members, with or without their dependents, are issued individual policies which may vary as to amounts and kinds of coverage as applied for, under an arrangement whereby the premiums on the policies are to be paid to the insurer periodically by the employer, with or without payroll deductions, or by the association, or by some designated employee or officer of the association acting on behalf of the employer or association members.(2) An insurer may charge different rates, provide different benefits, or employ different underwriting procedure for individuals insured under a franchise plan, if such rates, benefits, or procedures as used do not discriminate as between franchise plans, and do not discriminate unfairly as between individuals insured under franchise plans and individuals otherwise insured under similar policies.[1947 c 79 § .20.35; Rem. Supp. 1947 § 45.20.35.]
WA Rev Code § 48.20.360 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.20 - Disability Insurance.|48.20.360 - Extended disability benefit.

RCW 48.20.360 Extended disability benefit.A disability insurance contract which provides a reasonable amount of disability indemnity for both accidental injuries and sickness, other than a contract of group or blanket insurance, may provide a benefit in amount not exceeding two hundred dollars payable in event of death from any causes. Such benefit shall be deemed to constitute the payment of disability benefits beyond the period for which otherwise payable, and shall not be deemed to constitute life insurance.[1947 c 79 § .20.36; Rem. Supp. 1947 § 45.20.36.]
WA Rev Code § 48.20.380 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.20 - Disability Insurance.|48.20.380 - Incontestability after reinstatement.

RCW 48.20.380 Incontestability after reinstatement.The reinstatement of any policy of noncancellable disability insurance hereafter delivered or issued for delivery in this state shall be contestable only on account of fraud or misrepresentation of facts material to the reinstatement and only for the same period following reinstatement as is provided in the policy with respect to the contestability thereof after the original issuance of the policy.[1947 c 79 § .20.38; Rem. Supp. 1947 § 45.20.38.]
WA Rev Code § 48.20.385 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.20 - Disability Insurance.|48.20.385 - When injury caused by intoxication or use of narcotics.

RCW 48.20.385 When injury caused by intoxication or use of narcotics.An insurer may not deny coverage for the treatment of an injury solely because the injury was sustained as a consequence of the insured's being intoxicated or under the influence of a narcotic.[ 2004 c 112 § 2.]NOTES:Finding—2004 c 112: "The legislature finds that an alcohol or drug-related injury that requires treatment in an emergency department can be a critical moment in the life of a person with a substance abuse problem. Studies have demonstrated that appropriate interventions by hospital staff at these times can reduce substance abuse and lower future health care costs. The perception among health care providers that they may be penalized by insurers for conducting these interventions prevents many of them from performing interventions which can make all the difference to a person at the crossroads of a substance abuse problem." [ 2004 c 112 § 1.]Application—2004 c 112: "This act applies to all contracts issued or renewed on or after June 10, 2004." [ 2004 c 112 § 7.]
WA Rev Code § 48.20.389 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.20 - Disability Insurance.|48.20.389 - Prescribed, self-administered anticancer medication.

RCW 48.20.389 Prescribed, self-administered anticancer medication.(1) Each health plan issued or renewed on or after January 1, 2012, that provides coverage for cancer chemotherapy treatment must provide coverage for prescribed, self-administered anticancer medication that is used to kill or slow the growth of cancerous cells on a basis at least comparable to cancer chemotherapy medications administered by a health care provider or facility as defined in RCW 48.43.005 (25) and (26).(2) Nothing in this section may be interpreted to prohibit a health plan from administering a formulary or preferred drug list, requiring prior authorization, or imposing other appropriate utilization controls in approving coverage for any chemotherapy.[ 2020 c 18 § 19; 2011 c 159 § 3.]NOTES:Explanatory statement—2020 c 18: See note following RCW 43.79A.040.Findings—2011 c 159: See note following RCW 41.05.175.
WA Rev Code § 48.20.390 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.20 - Disability Insurance.|48.20.390 - Podiatric medicine and surgery.

RCW 48.20.390 Podiatric medicine and surgery.Notwithstanding any provision of any disability insurance contract, benefits shall not be denied thereunder for any medical or surgical service performed by a holder of a license issued pursuant to chapter 18.22 RCW provided that (1) the service performed was within the lawful scope of such person's license, and (2) such contract would have provided benefits if such service had been performed by a holder of a license issued pursuant to chapter 18.71 RCW.[ 1963 c 87 § 1.]NOTES:Application—1963 c 87: "This act shall apply to all contracts issued on or after the effective date of this act." [ 1963 c 87 § 3.]
WA Rev Code § 48.20.392 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.20 - Disability Insurance.|48.20.392 - Prostate cancer screening.

RCW 48.20.392 Prostate cancer screening.(1) Each disability insurance policy issued or renewed after December 31, 2006, that provides coverage for hospital or medical expenses shall provide coverage for prostate cancer screening, provided that the screening is delivered upon the recommendation of the patient's physician, advanced registered nurse practitioner, or physician assistant.(2) This section shall not be construed to prevent the application of standard policy provisions applicable to other benefits, such as deductible or copayment provisions. This section does not limit the authority of an insurer to negotiate rates and contract with specific providers for the delivery of prostate cancer screening services. This section shall not apply to medicare supplemental policies or supplemental contracts covering a specified disease or other limited benefits.[ 2006 c 367 § 2.]
WA Rev Code § 48.20.393 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.20 - Disability Insurance.|48.20.393 - Mammograms—Insurance coverage.

RCW 48.20.393 Mammograms—Insurance coverage.Each disability insurance policy issued or renewed after January 1, 1990, that provides coverage for hospital or medical expenses shall provide coverage for screening or diagnostic mammography services, provided that such services are delivered upon the recommendation of the patient's physician or advanced registered nurse practitioner as authorized by the nursing care quality assurance commission pursuant to chapter 18.79 RCW or physician assistant pursuant to chapter 18.71A RCW.This section shall not be construed to prevent the application of standard policy provisions applicable to other benefits such as deductible or copayment provisions. This section does not limit the authority of an insurer to negotiate rates and contract with specific providers for the delivery of mammography services. This section shall not apply to medicare supplement policies or supplemental contracts covering a specified disease or other limited benefits.[ 1994 sp.s. c 9 § 728; 1989 c 338 § 1.]NOTES:Severability—Headings and captions not law—Effective date—1994 sp.s. c 9: See RCW 18.79.900 through 18.79.902.
WA Rev Code § 48.20.395 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.20 - Disability Insurance.|48.20.395 - Reconstructive breast surgery.

RCW 48.20.395 Reconstructive breast surgery.(1) Any disability insurance contract providing hospital and medical expenses and health care services delivered or issued in this state after July 24, 1983, shall provide coverage for reconstructive breast surgery resulting from a mastectomy which resulted from disease, illness, or injury.(2) Any disability insurance contract providing hospital and medical expenses and health care services delivered or issued in this state after January 1, 1986, shall provide coverage for all stages of one reconstructive breast reduction on the nondiseased breast to make it equal in size with the diseased breast after definitive reconstructive surgery on the diseased breast has been performed.[ 1985 c 54 § 5; 1983 c 113 § 1.]NOTES:Effective date—1985 c 54: See note following RCW 48.20.397.
WA Rev Code § 48.20.397 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.20 - Disability Insurance.|48.20.397 - Mastectomy, lumpectomy.

RCW 48.20.397 Mastectomy, lumpectomy.No person engaged in the business of insurance under this chapter may refuse to issue any contract of insurance or cancel or decline to renew the contract solely because of a mastectomy or lumpectomy performed on the insured or prospective insured more than five years previously. The amount of benefits payable, or any term, rate, condition, or type of coverage shall not be restricted, modified, excluded, increased, or reduced solely on the basis of a mastectomy or lumpectomy performed on the insured or prospective insured more than five years previously.[ 1985 c 54 § 1.]NOTES:Effective date—1985 c 54: "This act shall take effect January 1, 1986." [ 1985 c 54 § 9.]
WA Rev Code § 48.20.410 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.20 - Disability Insurance.|48.20.410 - Optometry.

RCW 48.20.410 Optometry.Notwithstanding any provision of any disability insurance contract, benefits shall not be denied thereunder for any eye care service rendered by a holder of a license issued pursuant to chapter 18.53 RCW, provided, that (1) the service rendered was within the lawful scope of such person's license, and (2) such contract would have provided the benefits for such service if rendered by a holder of a license issued pursuant to chapter 18.71 RCW.[ 1965 c 149 § 2.]NOTES:Construction—1965 c 149: "Sections 1 through 3 of this act shall not apply to contracts in force prior to the effective date of this 1965 act, nor to any renewal of such contracts where there has been no change in any provisions thereof." [ 1965 c 149 § 4.]
WA Rev Code § 48.20.411 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.20 - Disability Insurance.|48.20.411 - Registered nurses or advanced registered nurses.

RCW 48.20.411 Registered nurses or advanced registered nurses.Notwithstanding any provision of any disability insurance contract as provided for in this chapter, benefits shall not be denied thereunder for any health care service performed by a holder of a license for registered nursing practice or advanced registered nursing practice issued pursuant to chapter 18.79 RCW if (1) the service performed was within the lawful scope of such person's license, and (2) such contract would have provided benefits if such service had been performed by a holder of a license issued pursuant to chapter 18.71 RCW: PROVIDED, HOWEVER, That no provision of chapter 18.71 RCW shall be asserted to deny benefits under this section.The provisions of this section are intended to be remedial and procedural to the extent they do not impair the obligation of any existing contract.[ 1994 sp.s. c 9 § 729; 1973 1st ex.s. c 188 § 3.]NOTES:Severability—Headings and captions not law—Effective date—1994 sp.s. c 9: See RCW 18.79.900 through 18.79.902.Severability—1973 1st ex.s. c 188: See note following RCW 48.18.298.
WA Rev Code § 48.20.412 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.20 - Disability Insurance.|48.20.412 - Chiropractic.

RCW 48.20.412 Chiropractic.Notwithstanding any provision of any disability insurance contract as provided for in this chapter, benefits shall not be denied thereunder for any health care service performed by a holder of a license issued pursuant to chapter 18.25 RCW if (1) the service performed was within the lawful scope of such person's license, and (2) such contract would have provided benefits if such service had been performed by a holder of a license issued pursuant to chapter 18.71 RCW: PROVIDED, HOWEVER, That no provision of chapter 18.71 RCW shall be asserted to deny benefits under this section.The provisions of this section are intended to be remedial and procedural to the extent they do not impair the obligation of any existing contract.[ 1971 ex.s. c 13 § 1.]
WA Rev Code § 48.20.414 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.20 - Disability Insurance.|48.20.414 - Psychological services.

RCW 48.20.414 Psychological services.Notwithstanding any provision of any disability insurance contract, benefits shall not be denied thereunder for any psychological service rendered by a holder of a license issued pursuant to chapter 18.83 RCW: PROVIDED, That (1) the service rendered was within the lawful scope of such person's license, and (2) such contract would have provided the benefits for such service if rendered by a holder of a license issued pursuant to chapter 18.71 RCW.[ 1971 ex.s. c 197 § 1.]NOTES:Application—1971 ex.s. c 197: "Sections 1 and 2 of this act shall not apply to any contract in force prior to the effective date of this 1971 act, nor to any renewal of such contract where there has been no change in any provision thereof." [ 1971 ex.s. c 197 § 3.]
WA Rev Code § 48.20.416 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.20 - Disability Insurance.|48.20.416 - Dentistry.

RCW 48.20.416 Dentistry.Notwithstanding any provision of any disability insurance contract as provided for in this chapter, benefits shall not be denied thereunder for any health care service performed by a holder of a license issued pursuant to chapter 18.32 RCW if (1) the service performed was within the lawful scope of such person's license, and (2) such contract would have provided benefits if such service has [had] been performed by a holder of a license issued [pursuant] to chapter 18.71 RCW: PROVIDED, HOWEVER, That no provision of chapter 18.71 RCW shall be asserted to deny benefits under this section.The provisions of this section are intended to be remedial and procedural to the extent they do not impair the obligation of any existing contract.[ 1974 ex.s. c 42 § 1.]
WA Rev Code § 48.20.417 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.20 - Disability Insurance.|48.20.417 - Dental services that are not subject to contract or provider agreement.

RCW 48.20.417 Dental services that are not subject to contract or provider agreement.(1) Notwithstanding any other provisions of law, no disability insurance policy of any disability insurer as provided in this chapter subject to the jurisdiction of the state of Washington that covers any dental services, and no contract or participating provider agreement with a dentist may:(a) Require, directly or indirectly, that a dentist who is a participating provider provide services to a subscriber at a fee set by, or at a fee subject to the approval of, the disability insurer unless the dental services are covered services, including services that would be reimbursable but for the application of contractual limitations such as benefit maximums, deductibles, coinsurance, waiting periods, or frequency limitations, under the applicable disability insurance policy; nor(b) Prohibit, directly or indirectly, a dentist who is a participating provider from offering or providing to a subscriber dental services that are not covered services on any terms or conditions acceptable to the dentist and the subscriber.(2) For the purposes of this section, "covered services" means dental services that are reimbursable under the applicable insurance policy or subscriber agreement or would be reimbursable but for the application of contractual limitations such as benefit maximums, deductibles, coinsurance, waiting periods or frequency limitations.[ 2010 c 228 § 1.]
WA Rev Code § 48.20.418 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.20 - Disability Insurance.|48.20.418 - Denturist services.

RCW 48.20.418 Denturist services.Notwithstanding any provision of any disability insurance contract covering dental care as provided for in this chapter, effective January 1, 1995, benefits shall not be denied thereunder for any service performed by a denturist licensed under chapter 18.30 RCW if (1) the service performed was within the lawful scope of such person's license, and (2) such contract would have provided benefits if such service had been performed by a dentist licensed under chapter 18.32 RCW.[ 1995 c 1 § 21 (Initiative Measure No. 607, approved November 8, 1994).]NOTES:Short title—1995 c 1 (Initiative Measure No. 607): See RCW 18.30.900.
WA Rev Code § 48.20.420 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.20 - Disability Insurance.|48.20.420 - Dependent child coverage—Continuation for incapacity.

RCW 48.20.420 Dependent child coverage—Continuation for incapacity.Any disability insurance contract providing health care services, delivered or issued for delivery in this state more than one hundred twenty days after August 11, 1969, which provides that coverage of a dependent child shall terminate upon attainment of the limiting age for dependent children specified in the contract, shall also provide in substance that attainment of such limiting age shall not operate to terminate the coverage of such child while the child is and continues to be both (1) incapable of self-sustaining employment by reason of developmental or physical disability and (2) chiefly dependent upon the subscriber for support and maintenance, provided proof of such incapacity and dependency is furnished to the insurer by the subscriber within thirty-one days of the child's attainment of the limiting age and subsequently as may be required by the insurer but not more frequently than annually after the two year period following the child's attainment of the limiting age.[ 2020 c 274 § 30; 1985 c 264 § 10; 1969 ex.s. c 128 § 3.]
WA Rev Code § 48.20.430 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.20 - Disability Insurance.|48.20.430 - Dependent child coverage—From moment of birth—Congenital anomalies—Notification of birth.

RCW 48.20.430 Dependent child coverage—From moment of birth—Congenital anomalies—Notification of birth.(1) Any disability insurance contract providing hospital and medical expenses and health care services, delivered or issued for delivery in this state more than one hundred twenty days after February 16, 1974, which provides coverage for dependent children of the insured, shall provide coverage for newborn infants of the insured from and after the moment of birth. Coverage provided in accord with this section shall include, but not be limited to, coverage for congenital anomalies of such infant children from the moment of birth.(2) If payment of an additional premium is required to provide coverage for a child, the contract may require that notification of birth of a newly born child and payment of the required premium must be furnished to the insurer. The notification period shall be no less than sixty days from the date of birth. This subsection applies to policies issued or renewed on or after January 1, 1984.[ 1983 1st ex.s. c 32 § 18; 1974 ex.s. c 139 § 1.]