reglab/housing_qa huggingface dataset:
AZ Rev Stat § 6-991.19 (2021)
2021 Arizona Revised Statutes|Title 6 - Banks and Financial Institutions|§ 6-991.19 - Waiver of rights

6-991.19.  Waiver of rights The failure of an aggrieved person to comply with all of the provisions of this article constitutes a waiver of any rights.
AZ Rev Stat § 6-991.20 (2021)
2021 Arizona Revised Statutes|Title 6 - Banks and Financial Institutions|§ 6-991.20 - Effect of article on disciplinary action

6-991.20.  Effect of article on disciplinary action This article does not limit the authority of the deputy director to take disciplinary action against any licensee for a violation of this chapter or of the rules adopted pursuant to this chapter. The repayment in full of all obligations to the fund by any licensee does not nullify or modify the effect of any other disciplinary proceeding brought pursuant to this chapter or the rules adopted pursuant to this chapter.
AZ Rev Stat § 6-991.21 (2021)
2021 Arizona Revised Statutes|Title 6 - Banks and Financial Institutions|§ 6-991.21 - Financial services fund; use of fund

6-991.21.  Financial services fund;  use of fund A. The financial services fund is established consisting of loan originator fees collected pursuant to this article. The deputy director shall administer the fund for the purpose of discharging the duties imposed by law on the division. B. Monies deposited in the financial services fund are subject to section 35-143.01.
AZ Rev Stat § 6-991.22 (2021)
2021 Arizona Revised Statutes|Title 6 - Banks and Financial Institutions|§ 6-991.22 - Noncompliance not to affect validity of loan

6-991.22.  Noncompliance not to affect validity of loan Failure to comply with this article does not affect the validity or enforceability of any debt,  mortgage,  deed of trust or any other lien interest on real estate. A person acquiring a mortgage loan or any interest in a mortgage loan as mortgagee or beneficiary or as an assignee,  holder or transferee or as a pledgee or the holder of a security interest is not required to ascertain whether a violation of this article has occurred.
AZ Rev Stat § 6-1001 (2021)
2021 Arizona Revised Statutes|Title 6 - Banks and Financial Institutions|§ 6-1001 - Definitions

6-1001.  Definitions In this article,  unless the context otherwise requires: 1. " Lessee"  means a person contracting with a lessor for the use of a safe deposit repository. 2. " Lessor"  means a corporation or association authorized under the laws of this state,  any other state or the United States to do business as a bank,  trust company,  credit union or savings and loan association and maintaining safe deposit repositories for public use. 3. " Safe deposit repository"  or " repository"  means a safe deposit box or any other safe deposit receptacle and includes the lessor's vault space made available for use by the lessee in common with others for the storage of property or documents.
AZ Rev Stat § 6-1002 (2021)
2021 Arizona Revised Statutes|Title 6 - Banks and Financial Institutions|§ 6-1002 - Legal relationship in use of safe deposit facilities

6-1002.  Legal relationship in use of safe deposit facilities A. The relationship between the lessor and the lessee shall be that of landlord and tenant in the absence of a written contract to the contrary,  notwithstanding that the lessor prescribes the hours of entry into its repositories,  retains and requires the use of a preparation or guard key and in the case of vault storage reserves the right to change the space occupied by lessees' property or documents from time to time. The rights,  duties,  powers and privileges of the lessor in the transaction shall be that of landlord and for all purposes the lessee shall be deemed by law to be in possession of the repository and the contents thereof. B. The lessor shall not be charged with knowledge of the contents of any repository. The lessor may limit its liability to the lessee by provisions contained in a lease,  except that the lessor shall be liable for the acts of its officers and employees for failure to exercise ordinary care.
AZ Rev Stat § 6-1003 (2021)
2021 Arizona Revised Statutes|Title 6 - Banks and Financial Institutions|§ 6-1003 - Change of location of repositories

6-1003.  Change of location of repositories A lessor may,  during the term of any lease,  move its repositories and the contents to another location on giving notice to the lessees in the manner and time required by such regulations as the deputy director may adopt.
AZ Rev Stat § 6-1004 (2021)
2021 Arizona Revised Statutes|Title 6 - Banks and Financial Institutions|§ 6-1004 - Tenancy in two or more names

6-1004.  Tenancy in two or more names A tenancy in a safe deposit repository may be created by contract with two or more persons,  including minors,  named as lessees. The terms of the contract may provide that any one or more of the lessees,  or the survivor or survivors of the lessees shall have access and entry to the repository and the right to remove the contents from the repository whether the other lessee or lessees be living,  incompetent or dead,  and the lessor shall not be liable for the removal of any contents.
AZ Rev Stat § 6-1005 (2021)
2021 Arizona Revised Statutes|Title 6 - Banks and Financial Institutions|§ 6-1005 - Lease to a minor

6-1005.  Lease to a minor A lease of a repository shall not be invalid or voidable by reason of the minority of the lessee or lessees and all rights and liabilities of the lessor and any lessee arising out of such transaction and any act of the parties in relation thereto shall be of the same legal effect as if the minor were of full legal age.
AZ Rev Stat § 6-1006 (2021)
2021 Arizona Revised Statutes|Title 6 - Banks and Financial Institutions|§ 6-1006 - Adverse claims to repository; definitions

6-1006.  Adverse claims to repository;  definitions A. Notice to the lessor of an adverse claim is not effectual to require the lessor to deny access to any person previously named on its records as lessee or as officer or agent of any lessee,  nor is it sufficient to require the lessor to allow access to the repository by any adverse claimant unless the lessor is directed to do so by the order of a court;  provided in the absence of such court order the lessor may refuse to allow access to any person. B. For the purposes of this section: 1. " Adverse claim"  means a claim by a person who is not a named lessee to the right of access to a safe deposit repository or to all or part of the contents thereof. " Adverse claim"  also includes the conflicting claims of agents or officers of the lessee and the claim of any of several named lessees to the exclusive right of access to the repository contrary to the terms of the lease. 2. " Adverse claimant"  means any person asserting an adverse claim.
AZ Rev Stat § 6-1007 (2021)
2021 Arizona Revised Statutes|Title 6 - Banks and Financial Institutions|§ 6-1007 - Lessee's death or incompetency; revocation of power of attorney

6-1007.  Lessee's death or incompetency;  revocation of power of attorney Neither the death nor incompetency of a lessee revokes the authority of a lessor to deal with an agent who has been authorized in writing by such lessee until the lessor has actual knowledge of the fact of death or of an adjudication of incompetency of the lessee,  nor is the revocation of authority of such agent effective as to the lessor until the lessor receives written notice of the revocation signed by the individual lessee who granted the authority or,  in the case of a corporation,  partnership or association,  evidence satisfactory to the lessor of such revocation.
AZ Rev Stat § 6-1008 (2021)
2021 Arizona Revised Statutes|Title 6 - Banks and Financial Institutions|§ 6-1008 - Procedure on death of lessee

6-1008.  Procedure on death of lessee In the event only one lessee is named in the lease of a repository and the lessee dies,  or on the death of last surviving lessee under a tenancy in two or more names,  the repository may be opened by two employees of the lessor in the presence of any person who presents himself and claims to be interested in the contents. The employees may remove any document which appears to be of a testamentary nature and deliver it to any person named in the document as executor or to a clerk of the superior court. The employees may also remove any policies insuring the life of the deceased lessee and deliver them to the beneficiaries named in the policies. All other contents of the repository shall be retained by the lessor and shall be delivered only to the person legally entitled to them.
AZ Rev Stat § 6-1009 (2021)
2021 Arizona Revised Statutes|Title 6 - Banks and Financial Institutions|§ 6-1009 - Lessor's lien; default of lessee; or failure to surrender

6-1009.  Lessor's lien;  default of lessee;  or failure to surrender A. The lessor shall have a landlord's lien upon the contents of a repository for the rent. B. If the lessee does not pay the rent within six months after it is due,  or fails to surrender possession of the repository within six months from the date of termination of the lease,  then the lessor,  after giving not less than sixty days' written notice to the lessee personally or by registered mail addressed to the latest address shown upon the safe deposit records of the lessor of its intention to sell the contents of the repository for the payment of rent and expenses,  may forcibly open the repository and in the presence of two of its employees remove and inventory the contents and seal them in a package which shall be placed in the general vaults of lessor at a rental not exceeding the rental previously charged for the repository;  provided,  the employees may deliver to a clerk of the superior court any document which appears to be of a testamentary nature. The lessor shall retain the contents for at least ninety days thereafter and may then foreclose its lien under section 33-1023 but the unclaimed surplus funds or property shall be disposed of under title 44,  chapter 3.
AZ Rev Stat § 6-1101 (2021)
2021 Arizona Revised Statutes|Title 6 - Banks and Financial Institutions|§ 6-1101 - Definitions

6-1101.  Definitions In this chapter,  unless the context otherwise requires: 1. " Acquisition of control"  means a transaction by which a person obtains,  directly or indirectly,  control of a financial institution. 2. " Application"  means an application which is made pursuant to this article for approval of the deputy director to become a financial institution holding company. 3. " Control"  means direct or indirect ownership or power to vote twenty-five percent or more of the outstanding voting securities of a financial institution or controlling person or to control in any manner the election of a majority of the directors of a financial institution or controlling person. For the purposes of determining the percentage of voting securities owned,  controlled or held by a person,  there shall be aggregated with the voting securities attributed to the person the voting securities of any other person directly or indirectly controlling,  controlled by or under common control with the other person,  by any officer,  partner,  employee or agent of the person or by any spouse,  parent or child of the person. 4. " Controlling person"  means a person who is directly or indirectly in control of a financial institution. 5. " Financial institution"  means a bank,  trust company,  savings and loan association,  international banking facility and holding company of a bank,  trust company,  savings and loan association and international banking facility under the jurisdiction of the department. 6. " Financial institution holding company"  means a corporation,  trust,  association,  partnership or similar organization that directly or indirectly,  acting through one or more persons,  controls a financial institution or a controlling person. 7. " Voting security"  means any security presently entitling the owner or holder of the security to vote for the election of directors of a financial institution or controlling person,  excluding,  in the case of a savings and loan association,  votes attributable to savings accounts. A specified percentage of outstanding voting securities is the amount of the outstanding voting securities that entitles the holder or holders of the securities to cast that specified percentage of the aggregate votes that the holders of all outstanding voting securities are entitled to cast.
AZ Rev Stat § 6-1102 (2021)
2021 Arizona Revised Statutes|Title 6 - Banks and Financial Institutions|§ 6-1102 - Prohibitions

6-1102.  Prohibitions A person shall not directly or indirectly take any action that causes or results in a company becoming a financial institution holding company,  except with the approval of the deputy director pursuant to this article or as otherwise allowed by this article.
AZ Rev Stat § 6-1103 (2021)
2021 Arizona Revised Statutes|Title 6 - Banks and Financial Institutions|§ 6-1103 - Exempt persons and transactions

6-1103.  Exempt persons and transactions A. This article does not apply to the following persons or transactions of the type specified: 1. A registered dealer who acts as an underwriter or member of a selling group in a public offering of the voting securities of a financial institution or controlling person. 2. A person who acts as proxy for the sole purpose of voting at a designated meeting of the security holders of a financial institution or controlling person. 3. A person who acquires control of a financial institution or controlling person by devise or descent,  except that the person shall divest himself of such control not more than two years after the date of the acquisition unless the acquisition of control is approved by the deputy director pursuant to this article. 4. A person who acquires control of a financial institution or controlling person as a personal representative,  custodian,  guardian or conservator appointed by a court or as a trustee,  a receiver or other officer appointed by a court. 5. A pledgee of a voting security of a financial institution or controlling person who does not have the right,  as pledgee,  to vote the voting security. 6. A person who acquires control of a financial institution or controlling person through the collection of a debt previously contracted in good faith,  except that the person shall divest himself of such control not more than two years after the date of the acquisition unless the acquisition of control is approved by the deputy director pursuant to this article. B. A person or transaction that the deputy director by rule or order exempts as not being necessary or appropriate in the public interest or for the protection of a financial institution or the depositors,  beneficiaries,  creditors or shareholders of the financial institution is exempt from this article. C. A person,  before filing an application for approval pursuant to this article,  may request in writing a determination from the deputy director as to whether the person,  on consummation of a proposed transaction,  will be in control. On such a request,  the deputy director may enter an order that the person will not be in control,  in which event the proposed transaction is an exempt transaction under this article. D. This article does not supersede,  rescind or modify any provision,  requirement or condition of this title that would otherwise be applicable to any acquisition of a financial institution by a financial institution holding company. This article does not supersede,  rescind or modify any provision,  requirement or condition that would otherwise be applicable to any merger of financial institutions or the acquisition or sale of all or substantially all of the assets of the financial institution,  except that an approval obtained pursuant to this article satisfies the requirements of chapter 1,  article 4 of this title.
AZ Rev Stat § 6-1104 (2021)
2021 Arizona Revised Statutes|Title 6 - Banks and Financial Institutions|§ 6-1104 - Acquisition of control; approval by deputy director

6-1104.  Acquisition of control;  approval by deputy director A. A person shall not,  directly or indirectly,  make a tender offer for,  request or invite a tender offer for,  offer to exchange securities for or acquire in the open market or otherwise any voting security or any security convertible into a voting security of a financial institution or controlling person if the transaction would result in the person becoming a financial institution holding company unless the deputy director has approved the acquisition of control pursuant to this article. This section does not prohibit a person from negotiating or entering into agreements subject to the condition that the acquisition of control is not effective until approval of the deputy director pursuant to this article is obtained. B. A person who has been approved pursuant to this article is not required to make a subsequent application pursuant to this article to acquire additional control or fractions of control of the financial institution or controlling person for which it was approved if the person has remained in continuous control of the financial institution or controlling person.
AZ Rev Stat § 6-1105 (2021)
2021 Arizona Revised Statutes|Title 6 - Banks and Financial Institutions|§ 6-1105 - Application for approval

6-1105.  Application for approval A. An application shall be in writing,  in such form as the deputy director may prescribe and accompanied by the information,  data and records the deputy director requires. The deputy director shall prescribe by rule or order the form of the application and the information,  data or records that may be required. B. The deputy director shall cause copies of an initial application and any amendment or supplement to the application to be given to the financial institution concerned and the controlling person,  if any,  within three business days.
AZ Rev Stat § 6-1106 (2021)
2021 Arizona Revised Statutes|Title 6 - Banks and Financial Institutions|§ 6-1106 - Material change of fact; filing amended statements

6-1106.  Material change of fact;  filing amended statements If any material change occurs in the facts set forth in the application,  or if for any other reason the acquiring party desires to amend the application,  the person shall file with the deputy director an amendment setting forth the change,  together with copies of all documents and other material relevant to the change.
AZ Rev Stat § 6-1108 (2021)
2021 Arizona Revised Statutes|Title 6 - Banks and Financial Institutions|§ 6-1108 - Failure to act on application as approval

6-1108.  Failure to act on application as approval An application that is not denied or approved by the deputy director within sixty days after the application is filed with the deputy director is deemed to be approved by the deputy director as of the first day after the period. The deputy director and the applicant may extend the sixty-day period by agreement. If the deputy director gives notice of a hearing,  the sixty-day period is extended to the date fixed by order of the deputy director. For the purposes of this section,  an application is not deemed filed until all amendments,  supplements and additional information required by the deputy director have been received.
AZ Rev Stat § 6-1109 (2021)
2021 Arizona Revised Statutes|Title 6 - Banks and Financial Institutions|§ 6-1109 - Determination of control of one person by another; hearing; notice

6-1109.  Determination of control of one person by another;  hearing;  notice Before determining whether a person controls another person or before denying or approving an application for approval to become a financial institution holding company the deputy director may hold a hearing. The deputy director shall give notice of the hearing to the applicant,  the financial institution or controlling person concerned and to such other persons as the deputy director determines appropriate. The date for commencement of the hearing shall be not later than thirty days after the date of the notice,  unless the applicant consents to an extension of the period.
AZ Rev Stat § 6-1110 (2021)
2021 Arizona Revised Statutes|Title 6 - Banks and Financial Institutions|§ 6-1110 - Appointment of deputy director as agent for service of process; forwarding of process; consent to jurisdiction

6-1110.  Appointment of deputy director as agent for service of process;  forwarding of process;  consent to jurisdiction A person who is not a resident of this state,  domiciled in this state or authorized to do business in this state and who files an application is deemed to have: 1. Consented to the jurisdiction of the courts of this state for all actions arising under this article. 2. Appointed the deputy director as the person's lawful agent for the purpose of accepting service of process in any action,  suit or proceeding that may arise under this article. The deputy director shall transmit copies of all such lawful process accepted by the deputy director as an agent by certified mail to the person at the person's last known address.
AZ Rev Stat § 6-1112 (2021)
2021 Arizona Revised Statutes|Title 6 - Banks and Financial Institutions|§ 6-1112 - Acquisition of voting securities in violation of article; limitation on rights as shareholder; injunction

6-1112.  Acquisition of voting securities in violation of article;  limitation on rights as shareholder;  injunction A. With respect to any voting security acquired in violation of this article or any rule or order of the deputy director,  a person is not entitled to vote or give a written proxy or consent for a period of five years after the acquisition except with the written consent of the deputy director. If a voting security of a financial institution or controlling person is acquired in violation of this article or any rule or order,  any shareholder of the financial institution or controlling person or the deputy director may apply to the superior court for injunctive or other equitable relief,  including costs and reasonable attorney fees,  to enjoin prospectively any person from voting or giving any written proxy or consent with respect to the voting security for a period of five years after the acquisition except with the written consent of the deputy director. The deputy director may apply to the superior court for injunctive or other relief,  including costs,  to void any vote or any giving of a written proxy or consent with respect to the security that has occurred since the acquisition,  except that the court may not void the vote if the court finds that to void the vote would not be in the interest of the depositors,  beneficiaries,  creditors or shareholders of the financial institution or controlling person or in the public interest. B. A person may file an application for consent of the deputy director with the deputy director and the deputy director shall grant or deny the application within thirty days. In giving consent,  the deputy director may require those conditions that the deputy director deems reasonable,  necessary or otherwise in the public interest. Except as provided in section 41-1092.08,  subsection H,  the final action of the deputy director is subject to judicial review pursuant to title 12,  chapter 7,  article 6 if the complaint seeking review is filed with the superior court in Maricopa county.  C. No civil action may be brought to void any vote pursuant to subsection A of this section unless commenced within one year after the transaction that constituted a violation of this article or any rule or order of the deputy director.