reglab/housing_qa huggingface dataset:
NH Rev Stat § 417-G:3 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417-G - Access to Fertility Care|Section 417-G:3 - Prohibited and Permissible Limitations on Coverage.

    417-G:3 Prohibited and Permissible Limitations on Coverage. –||I. No health carrier shall:||(a) Impose deductibles, copayments, coinsurance, benefit maximums, waiting periods or any other limitations on coverage for required benefits which are different from those imposed upon benefits for services not related to infertility or any limitations on coverage of fertility medications that are different from those imposed on any other prescription medications.||(b) Impose pre-existing condition exclusions or pre-existing condition waiting periods on coverage for required benefits or use any prior diagnosis of or prior treatment for infertility as a basis for excluding, limiting or otherwise restricting the availability of coverage for required benefits.||(c) Impose limitations on coverage based solely on arbitrary factors including, but not limited to, number of attempts or dollar amounts or age, or provide different benefits to, or impose different requirements upon, a class protected under RSA 354-A than that provided to, or required of, other patients.||II. Limitations on coverage shall be based on clinical guidelines and the enrollee's medical history. Clinical guidelines shall be maintained in written form and shall be available to any enrollee upon request. Standards or guidelines developed by the American Society for Reproductive Medicine, the American College of Obstetrics and Gynecology, or the Society for Assisted Reproductive Technology may serve as a basis for these clinical guidelines. Making, issuing, circulating, or causing to be made, issued or circulated, any clinical guidelines that are based upon data that are not reasonably current or that do not cite with specificity any references relied upon shall constitute an unfair and deceptive act and practice in the business of insurance under RSA 417:4.||III. This chapter shall not be construed to provide benefits for:||(a) An experimental infertility procedure.||(b) Non-medical costs related to third party reproduction.||(c) Reversal of voluntary sterilization.||IV. In instances where an enrollee is utilizing a surrogate or gestational carrier due to a medical cause of infertility unrelated to voluntary sterilization or failed reversal, the enrollee's coverage shall not extend to medical costs relating to the preparation for reception or introduction of embryos, oocytes, or donor sperm into a surrogate or gestational carrier.|||Source. 2019, 307:2, eff. Jan. 1, 2020.|
NH Rev Stat § 417-G:4 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417-G - Access to Fertility Care|Section 417-G:4 - Rulemaking.

    417-G:4 Rulemaking. –||The commissioner shall adopt necessary rules, under RSA 541-A, relative to the proper administration of this chapter. Until such rules are adopted, health carriers shall fulfill their obligations under this chapter by conforming to the standards of the American Society for Reproductive Medicine.|||Source. 2019, 307:2, eff. Jan. 1, 2020.|
NH Rev Stat § 417-G:5 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 417-G - Access to Fertility Care|Section 417-G:5 - Severability.

    417-G:5 Severability. –||If any provision of this chapter or the application thereof to any person or circumstances is held invalid, the invalidity does not affect other provisions or applications of the chapter which can be given effect without the invalid provisions or applications, and to this end the provisions of this chapter are severable.|||Source. 2019, 307:2, eff. Jan. 1, 2020.|
NH Rev Stat § 418:1 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 418 - Fraternal Benefit Societies|Section 418:1 - Fraternal Benefit Societies Defined.

    418:1 Fraternal Benefit Societies Defined. –||Any incorporated society, order or supreme lodge, without capital stock, including one exempted under RSA 418:36, I(b), whether incorporated or not, conducted solely for the benefit of its members and their beneficiaries and not for profit, operated on a lodge system with ritualistic form of work, having a representative form of government, and which provides benefits in accordance with this chapter, is hereby declared to be a fraternal benefit society.|||Source. 2003, 182:1, eff. Jan. 1, 2004.|
NH Rev Stat § 418:2 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 418 - Fraternal Benefit Societies|Section 418:2 - Lodge System Defined.

    418:2 Lodge System Defined. –||I. A society is operating on the lodge system if it has a supreme governing body and subordinate lodges into which members are elected, initiated or admitted in accordance with its laws, rules, and ritual. Subordinate lodges shall be required by the laws of the society to hold regular meetings at least once each month in furtherance of the purposes of the society.||II. A society may, at its option, organize and operate lodges for children under the minimum age for adult membership. Membership and initiation in local lodges shall not be required of such children, nor shall they have a voice or vote in the management of the society.|||Source. 2003, 182:1, eff. Jan. 1, 2004.|
NH Rev Stat § 418:3 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 418 - Fraternal Benefit Societies|Section 418:3 - Representative Form of Government Defined.

    418:3 Representative Form of Government Defined. –||I. A society has a representative form of government when the supreme governing body is an assembly composed of delegates elected directly by the members or at intermediate assemblies or conventions of members or their representatives, together with other delegates as may be prescribed in the society's laws.||(a) The assembly shall be elected and shall meet at least once every 4 years and shall elect a board of directors to conduct the business of the society between meetings of the assembly. Vacancies on the board of directors between elections may be filled in the manner prescribed by the society's laws.||(b) The elected delegates shall constitute a majority in number and shall not have less than 2/3 of the votes and not less than the number of votes required to amend the society's laws.||(c) A society may provide for election of delegates by mail.||II. A society has a representative form of government when:||(a) The supreme governing body is a board composed of persons elected by the members, either directly or by their representatives in intermediate assemblies, and any other persons prescribed in the society's laws. A society may provide for election of the board by mail. Each term of a board member may not exceed 4 years. Vacancies on the board between elections may be filled in the manner prescribed by the society's laws. Those persons elected to the board shall constitute a majority in number and not less than the number of votes required to amend the society's laws. A person filling the unexpired term of an elected board member shall be considered to be an elected member. The board shall meet at least quarterly to conduct the business of the society;||(b) The officers of the society are elected either by the supreme governing body or by the board of directors;||(c) Only benefit members are eligible for election to the supreme governing body, the board of directors or any intermediate assembly; and||(d) Each voting member shall have one vote; no vote may be cast by proxy.|||Source. 2003, 182:1, eff. Jan. 1, 2004.|
NH Rev Stat § 418:4 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 418 - Fraternal Benefit Societies|Section 418:4 - Purposes and Powers.

    418:4 Purposes and Powers. –||I. A society shall operate for the benefit of members and their beneficiaries by:||(a) Providing benefits as specified in RSA 418:15; and||(b) Operating for one or more social, intellectual, educational, charitable, benevolent, moral, fraternal, patriotic or religious purposes for the benefit of its members, which may also be extended to others. Such purposes may be carried out directly by the society, or indirectly through subsidiary corporations or affiliated organizations.||II. Every society shall have the power to adopt laws and rules for the government of the society, the admission of its members, and the management of its affairs. It shall have the power to change, alter, add to or amend such laws and rules and shall have such other powers as are necessary and incidental to carrying into effect the objects and purposes of the society.|||Source. 2003, 182:1, eff. Jan. 1, 2004.|
NH Rev Stat § 418:5 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 418 - Fraternal Benefit Societies|Section 418:5 - Qualifications for Membership.

    418:5 Qualifications for Membership. –||I. A society shall specify in its laws or rules:||(a) Eligibility standards for each and every class of membership, provided, that if benefits are provided on the lives of children, the minimum age for adult membership shall be set at not less than age 15 and not greater than age 21;||(b) The process for admission to membership for each membership class; and||(c) The rights and privileges of each membership class, provided that only benefit members shall have the right to vote on the management of the insurance affairs of the society.||II. A society may also admit social members who shall have no voice or vote in the management of the insurance affairs of the society.||III. Membership rights in the society are personal to the member and are not assignable.|||Source. 2003, 182:1, eff. Jan. 1, 2004.|
NH Rev Stat § 418:6 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 418 - Fraternal Benefit Societies|Section 418:6 - Location of Office, Meetings, Communications to Members.

    418:6 Location of Office, Meetings, Communications to Members. –||I. The principal office of any domestic society shall be located in this state. The meetings of its supreme governing body may be held in any state, district, province or territory wherein such society has at least one subordinate lodge, or in such other location as determined by the supreme governing body, and all business transacted at such meetings shall be as valid in all respects as if such meetings were held in this state. The minutes of the proceedings of the supreme governing body and of the board of directors shall be in the English language.||II. A society may provide in its laws for an official publication in which any notice, report, or statement required by law to be given to members, including notice of election, may be published. Such required reports, notices, and statements shall be printed conspicuously in the publication. If the records of a society show that 2 or more members have the same mailing address, an official publication mailed to one member is deemed to be mailed to all members at the same address unless a member requests a separate copy.||III. Not later than June 1 of each year, a synopsis of the society's annual statement providing an explanation of the facts concerning the condition of the society thereby disclosed shall be printed and mailed to each benefit member of the society or, in lieu thereof, such synopsis may be published in the society's official publication.|||Source. 2003, 182:1, eff. Jan. 1, 2004.|
NH Rev Stat § 418:7 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 418 - Fraternal Benefit Societies|Section 418:7 - No Personal Liability.

    418:7 No Personal Liability. –||Officers and members of the supreme, grand or any subordinate body of any such incorporated society shall not be individually liable for the payment of any disability, death or other benefit provided for in the laws and agreements of such society, but the same shall be payable only out of the funds of such society and in the manner provided by its laws.|||Source. 2003, 182:1, eff. Jan. 1, 2004.|
NH Rev Stat § 418:8 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 418 - Fraternal Benefit Societies|Section 418:8 - Waiver.

    418:8 Waiver. –||The laws of the society may provide that no subordinate body, nor any of its subordinate officers or members shall have the power or authority to waive any of the provisions of the laws of the society. Such provision shall be binding on the society and every member and beneficiary of a member.|||Source. 2003, 182:1, eff. Jan. 1, 2004.|
NH Rev Stat § 418:10 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 418 - Fraternal Benefit Societies|Section 418:10 - Amendments to Laws.

    418:10 Amendments to Laws. –||I. A domestic society may amend its articles of incorporation or bylaws in accordance with the provisions thereof by action of its supreme governing body at any regular or special meeting thereof or, if its laws so provide, by referendum. Such referendum may be held in accordance with the provisions of its laws by the vote of the voting members of the society, by the vote of delegates or representatives of voting members or by the vote of local lodges. A society may provide for voting by mail. No amendment submitted for adoption by referendum shall be adopted unless, within 6 months from the date of submission thereof, a majority of the members voting shall have signified their consent to such amendment by one of the methods under this section.||II. No amendment to the articles of incorporation or bylaws of any domestic society shall take effect unless approved by the commissioner who shall approve such amendment if the commissioner finds that it has been duly adopted and is not inconsistent with any requirement of the laws of this state or with the character, objects and purposes of the society. Unless the commissioner shall disapprove any such amendment within 60 days after the filing of the same, such amendment shall be considered approved. The approval or disapproval of the commissioner shall be in writing and mailed to the secretary or corresponding officer of the society at its principal office. In case the commissioner disapproves such amendment, the reasons for such disapproval shall be stated in such written notice.||III. Within 90 days from the approval thereof by the commissioner, all such amendments, or a synopsis thereof, shall be furnished to all members of the society either by mail or by publication in full in the official publication of the society. The affidavit of any officer of the society or of anyone authorized by it to mail any amendments or synopsis thereof, stating facts which show that same have been duly addressed and mailed, shall be prima facie evidence that such amendments or a synopsis thereof, have been furnished the addressee.||IV. Every foreign or alien society authorized to do business in this state shall file with the commissioner a duly certified copy of all amendments of, or additions to, its laws within 90 days after the enactment of same.||V. Printed copies of the laws as amended, certified by the secretary or corresponding officer of the society shall be prima facie evidence of the legal adoption thereof.||VI. Every society transacting business under this chapter shall file with the commissioner of insurance a duly certified copy of all amendments of or additions to its constitution and laws within 90 days after the enactment of the same. Printed copies of the constitution and laws as amended, changed or added to, certified by the secretary, or corresponding officer, of the society, shall be prima facie evidence of the legal adoption thereof.|||Source. 2003, 182:1, eff. Jan. 1, 2004.|
NH Rev Stat § 418:11 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 418 - Fraternal Benefit Societies|Section 418:11 - Institutions.

    418:11 Institutions. –||A society may create, maintain, and operate, or may establish organizations to operate, not-for-profit institutions to further the purposes permitted in RSA 418:4, I(b). Such institutions may furnish services free or at a reasonable charge. Any real or personal property owned, held or leased by the society for this purpose shall be reported in every annual statement.|||Source. 2003, 182:1, eff. Jan. 1, 2004.|
NH Rev Stat § 418:12 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 418 - Fraternal Benefit Societies|Section 418:12 - Reinsurance.

    418:12 Reinsurance. –||I. A domestic society may, by a reinsurance agreement, cede any individual risk or risks in whole or in part to an insurer, other than another fraternal benefit society, having the power to make such reinsurance and authorized to do business in this state, or if not so authorized, one which is approved by the commissioner, but no such society may reinsure substantially all of its insurance in force without the written permission of the commissioner.||II. Notwithstanding the limitation in paragraph I, a society may reinsure the risks of another society in a consolidation or merger approved by the commissioner under RSA 418:13, or as part of an assumption reinsurance agreement approved by the commissioner for the purpose of consolidating risks in a particular geographic region or facilitating the transformation of a fraternal benefit society to another form of organization.|||Source. 2003, 182:1, eff. Jan. 1, 2004.|
NH Rev Stat § 418:14 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 418 - Fraternal Benefit Societies|Section 418:14 - Conversion of Fraternal Benefit Society Into a Mutual Life Company.

    418:14 Conversion of Fraternal Benefit Society Into a Mutual Life Company. –||Any domestic fraternal benefit society may be converted and licensed as a mutual life insurance company by compliance with all the requirements of the general insurance laws for mutual life insurance companies. A plan of conversion shall be prepared in writing by the board of directors setting forth in full the terms and conditions of conversion. The affirmative vote of 2/3 of all members of the supreme governing body at a regular or special meeting shall be necessary for the approval of such plan. No such conversion shall take effect unless and until approved by the commissioner who may give such approval if the commissioner finds that the proposed change is in conformity with the requirements of law and not prejudicial to the certificate holders of the society.|||Source. 2003, 182:1, eff. Jan. 1, 2003.|
NH Rev Stat § 418:15 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 418 - Fraternal Benefit Societies|Section 418:15 - Benefits.

    418:15 Benefits. –||I. A society may provide the following contractual benefits in any form:||(a) Death benefits;||(b) Endowment benefits;||(c) Annuity benefits;||(d) Temporary or permanent disability benefits;||(e) Hospital, medical or nursing benefits;||(f) Monument or tombstone benefits to the memory of deceased members; and||(g) Such other benefits as authorized for life insurers and which are not inconsistent with this chapter.||II. A society shall specify in its rules those persons who may be issued, or covered by, the contractual benefits in paragraph I, consistent with providing benefits to members and their dependents. A society may provide benefits on the lives of children under the minimum age for adult membership upon application of an adult person.|||Source. 2003, 182:1, eff. Jan. 1, 2004.|
NH Rev Stat § 418:16 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 418 - Fraternal Benefit Societies|Section 418:16 - Beneficiaries.

    418:16 Beneficiaries. –||I. The owner of a benefit contract shall have the right at all times to change the beneficiary or beneficiaries in accordance with the laws or rules of the society unless the owner waives this right by specifically requesting in writing that the beneficiary designation be irrevocable. A society may, through its laws or rules, limit the scope of beneficiary designations and shall provide that no revocable beneficiary shall have or obtain any vested interest in the proceeds of any certificate until the certificate has become due and payable in conformity with the provisions of the benefit contract.||II. A society may make provision for the payment of funeral benefits to the extent of such portion of any payment under a certificate as might reasonably appear to be due to any person equitably entitled thereto by reason of having incurred expense occasioned by the burial of the member.||III. If, at the death of any person insured under a benefit contract, there is no lawful beneficiary to whom the proceeds shall be payable, the amount of such benefit, except to the extent that funeral benefits may be paid as under paragraph II, shall be payable to the personal representative of the deceased insured, provided that if the owner of the certificate is other than the insured, such proceeds shall be payable to such owner.|||Source. 2003, 182:1, eff. Jan. 1, 2004.|
NH Rev Stat § 418:17 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 418 - Fraternal Benefit Societies|Section 418:17 - Benefits Not Attachable.

    418:17 Benefits Not Attachable. –||No money or other benefit, charity, relief or aid to be paid, provided or rendered by any society, shall be liable to attachment, garnishment or other process, or to be seized, taken, appropriated or applied by any legal or equitable process or operation of law to pay any debt or liability of a member or beneficiary, or any other person who may have a right thereunder, either before or after payment by the society; provided, however, that this section shall not apply to loans or other obligations owing to the society from the member or his or her benefactory.|||Source. 2003, 182:1, eff. Jan. 1, 2004.|
NH Rev Stat § 418:19 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 418 - Fraternal Benefit Societies|Section 418:19 - Nonforfeiture Benefits, Cash Surrender Values, Certificate Loans and Other Options.

    418:19 Nonforfeiture Benefits, Cash Surrender Values, Certificate Loans and Other Options. –||I. For certificates issued prior to one year after the effective date of this act, the value of every paid-up nonforfeiture benefit and the amount of any cash surrender value, loan or other option granted shall comply with the provisions of law applicable immediately prior to the effective date of this chapter.||II. For certificates issued on or after one year from the effective date of this chapter for which reserves are computed on the Commissioner's 1941 Standard Ordinary Mortality Table, the Commissioner's 1941 Standard Industrial Table or the Commissioner's 1958 Standard Ordinary Mortality Table, or the Commissioner's 1980 Standard Mortality Table, or any more recent table made applicable to life insurers, every paid-up nonforfeiture benefit and the amount of any cash surrender value, loan or other option granted shall not be less than the corresponding amount ascertained in accordance with the laws of this state applicable to life insurers issuing policies containing like benefits based upon such tables.|||Source. 2003, 182:1, eff. Jan. 1, 2004.|
NH Rev Stat § 418:20 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 418 - Fraternal Benefit Societies|Section 418:20 - Investments.

    418:20 Investments. –||A society shall invest its funds only in such investments as are authorized by the laws of this state for the investment of assets of life insurers as provided in RSA 411-A. Provided, that any foreign society permitted or seeking to do business in this state, which invests its funds in accordance with the laws of the state in which it is incorporated, shall be held to meet the requirements of this section for the investment of funds.|||Source. 2003, 182:1, eff. Jan. 1, 2004.|