reglab/housing_qa huggingface dataset:
AL Code § 27-3-20 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 3 - Authorization of Insurers.|Section 27-3-20 - Suspension or Revocation of Certificates - Mandatory Grounds; Notice and Hearing.

Section 27-3-20Suspension or revocation of certificates - Mandatory grounds; notice and hearing. (a) The commissioner shall suspend or revoke an insurer's certificate of authority: (1) If such action is required by any provision of this title; (2) If the insurer no longer meets the requirements for the authority originally granted on account of deficiency of assets or otherwise; or (3) If the insurer's authority to transact insurance is suspended or revoked by its state of domicile or state of entry into the United States if an alien insurer. (b) Except in cases of insolvency or impairment of required capital or surplus or suspension or revocation by another state as referred to in subdivision (a) (3) of this section, the commissioner shall give the insurer at least 10 days' notice in advance of any such suspension or revocation under this section and of the particulars of the reasons therefor. If the insurer requests a hearing thereon within such 10 days, such request shall automatically stay the commissioner's proposed action until his order is made on such hearing. (Acts 1971, No. 407, p. 707, §65.)
AL Code § 27-3-22 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 3 - Authorization of Insurers.|Section 27-3-22 - Suspension or Revocation of Certificates - Order and Notices.

Section 27-3-22Suspension or revocation of certificates - Order and notices. (a) Suspension or revocation of an insurer's certificate of authority shall be by the commissioner's order given to the insurer as provided by Section 27-2-18. The commissioner shall promptly also give notice of such suspension or revocation to the insurer's agents in this state of record in the commissioner's office. The insurer shall not solicit or write any new coverages in this state during the period of any such suspension or revocation. (b) In his discretion, the commissioner may cause notice of any such revocation to be published in one or more newspapers of general circulation published in this state. (c) Upon revocation or suspension of the certificate of authority of a surety insurer, the commissioner shall so notify each officer in this state authorized to approve official bonds by circular letter stating the grounds of such suspension or revocation. (Acts 1971, No. 407, p. 707, §67.)
AL Code § 27-3-23 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 3 - Authorization of Insurers.|Section 27-3-23 - Suspension or Revocation of Certificates - Duration of Suspension; Obligations of Insurer During Suspension; Reinstatement.

Section 27-3-23Suspension or revocation of certificates - Duration of suspension; obligations of insurer during suspension; reinstatement. (a) Suspension of an insurer's certificate of authority shall be for such period as is fixed by the commissioner in the order of suspension, but not to exceed one year from the date of suspension, unless the commissioner shortens or rescinds such suspension or the order upon which the suspension is based is modified, rescinded, or reversed. (b) During the period of suspension the insurer shall file its annual statement, pay fees, licenses and taxes as required under this title as if the certificate had continued in full force, and it may service its outstanding policies and adjust losses thereunder. (c) Upon expiration of the suspension period, if within such period the certificate of authority has not otherwise terminated, the insurer's certificate of authority shall automatically reinstate unless the commissioner finds that the causes of the suspension have not been removed or that the insurer is otherwise not in compliance with the requirements of this title, of which the commissioner shall give the insurer notice not less than 30 days in advance of the expiration of the suspension period. If not so automatically reinstated, the certificate of authority shall be deemed to have expired as of the end of the suspension period or upon failure of the insurer to continue the certificate during the suspension period, whichever event first occurs. (d) Upon reinstatement of the insurer's certificate of authority, the authority of its agents in this state to represent the insurer shall likewise reinstate. The commissioner shall promptly notify the insurer and its agents in this state of record in the department of such reinstatement. (Acts 1971, No. 407, p. 707, §68.)
AL Code § 27-3-24 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 3 - Authorization of Insurers.|Section 27-3-24 - Service of Process on Insurers - Appointment of Commissioner as Agent.

Section 27-3-24Service of process on insurers - Appointment of commissioner as agent. (a) Each insurer applying for a certificate of authority to transact business in this state shall file with the commissioner an appointment of the commissioner and his successors in office, on a form as furnished by the commissioner, as its attorney upon whom may be served all lawful process in any action or proceeding against it in this state and therein shall agree that any such process served upon such attorney shall be of the same force and validity as if served on the insurer. The appointment shall be irrevocable, shall bind the insurer and any successor in interest or to the assets or liabilities of the insurer and shall remain in effect as long as there is outstanding in this state any obligation or liability of the insurer resulting from its transactions therein. (b) At the time of such appointment of the commissioner as its process agent, the insurer shall file with the commissioner designation of the name and address of the person to whom process against it served upon the commissioner is to be forwarded. The insurer may change such designation by a new filing. (Code 1940, T. 28, §65; Acts 1971, No. 407, p. 707, §69.)
AL Code § 27-3-25 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 3 - Authorization of Insurers.|Section 27-3-25 - Service of Process on Insurers - How Served; Time to Answer or Plead.

Section 27-3-25Service of process on insurers - How served; time to answer or plead. (a) Service of process upon the commissioner as process agent of the insurer under Section 27-3-24 shall be made by the proper officer of Montgomery County by serving copies in triplicate of the process upon the commissioner or upon his assistant, deputy or other person in charge of his office. Upon receiving such service, the commissioner shall promptly forward a copy thereof by certified mail or registered mail, with return receipt requested, to the person last designated by the insurer to receive the same, as provided under subsection (b) of Section 27-3-24, return one copy with his admission of service and retain one copy in the files of the department. The commissioner shall keep a record of all actions filed against insurers wherein process is served on the commissioner, noting the name of the insurer, the date of service, and the type of action. (b) Where process is served upon the commissioner as an insurer's process agent, the insurer shall not be required to answer or plead except within 30 days after the date upon which the insurer's designee received the copy of the process mailed by the commissioner, as shown by the return receipt therefor referred to in subsection (a) of this section. (c) Process served upon the commissioner, and copy thereof forwarded as in this section provided, shall for all purposes constitute valid and binding service thereof upon the insurer. (d) This section shall not be deemed to prohibit service of process upon an insurer by any other method provided for by law. (Code 1940, T. 28, §65; Acts 1971, No. 407, p. 707, §70.)
AL Code § 27-3-26 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 3 - Authorization of Insurers.|Section 27-3-26 - Annual Statement of Insurers; Furnishing of Other Information on Request.

Section 27-3-26Annual statement of insurers; furnishing of other information on request. (a) Each authorized insurer shall, annually on or before March 1, or within such extension of time not exceeding 30 days after March 1 as the commissioner for good cause shown may grant as to a particular insurer, file with the commissioner a full and true statement of its financial condition, transactions and affairs as of the December 31, preceding. The statement shall be in such general form and context as is in current use for similar reports to states in general with respect to the type of insurer and kinds of insurance to be reported upon and as supplemented by additional information required by the commissioner. The statement shall be verified by the oath of the insurer's president or vice-president and secretary or actuary as applicable or, if a reciprocal insurer, by the oath of the attorney-in-fact or its like officers if a corporation. (b) The statement of an alien insurer shall be verified by the insurer's United States manager or other officer duly authorized and shall relate only to its transactions and affairs in the United States, unless the commissioner requires otherwise. If the commissioner requires a statement as to the alien insurer's affairs throughout the world, the insurer shall file such statement with the commissioner as soon as reasonably possible. (c) The commissioner may in his discretion suspend or revoke the certificate of authority of an insurer failing to file its annual statement when due. In addition the insurer shall be subject to a penalty of $250.00, such penalty to be collected by the commissioner, if necessary, by a civil action therefor brought by the commissioner in the Circuit Court of Montgomery County, unless waived by the commissioner upon a showing by the insurer of good cause for its failure to file its report on or before the date due. (d) At time of filing, the insurer shall pay the fee for filing its annual statement as prescribed by Section 27-4-2. (e) In addition to information called for and furnished in connection with its annual statement, an insurer shall furnish promptly to the commissioner such information with respect to any of its transactions or affairs as the commissioner may, from time to time, request in writing. (Acts 1971, No. 407, p. 707, §71.)
AL Code § 27-3-26.1 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 3 - Authorization of Insurers.|Section 27-3-26.1 - Annual Submission of Statement of Actuarial Opinion; Application for Exemption.

Section 27-3-26.1Annual submission of Statement of Actuarial Opinion; application for exemption. (a) Every property or casualty insurer doing business in this state, unless otherwise exempted by law or by the domiciliary commissioner, shall annually submit the opinion of an appointed actuary entitled Statement of Actuarial Opinion. This opinion shall be filed in accordance with the appropriate annual statement instructions of the National Association of Insurance Commissioners (NAIC).  (b) An insurer may apply for an exemption from this requirement with its domiciliary commissioner, as provided in the appropriate NAIC annual statement instruction or as those instructions may change from time to time. (c) For purposes of this section, "domiciliary commissioner" means the chief insurance regulator for the jurisdiction in which the insurer is domiciled. (Acts 1993, No. 93-675, p. 1240, §10; Acts 1994, 1st Ex. Sess., No. 94-789, p. 92, §1; Act 2021-172, §1.)
AL Code § 27-3-27 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 3 - Authorization of Insurers.|Section 27-3-27 - Insurers to Do Business Through Licensed Agents, etc.; Exceptions.

Section 27-3-27Insurers to do business through licensed agents, etc.; exceptions. (a) No insurer shall, in this state, directly or indirectly, accept applications for insurance, negotiate for or issue any policy or contract of insurance or assume direct liability as to a subject of insurance resident, located, or to be performed in this state unless through insurance producers duly licensed under the provisions of this title. (b) This section shall not apply to title insurance or insurance of the rolling stock, vessels, or aircraft of any common carrier in interstate or foreign commerce or covering any liability or other risks incident to the ownership, maintenance, or operation thereof. This section shall not apply as to life or disability insurance not delivered or issued for delivery in this state and lawfully solicited outside this state. (Acts 1936-37, Ex. Sess., No. 224, p. 267; Code 1940, T. 28, § 66; Acts 1971, No. 407, p. 707, § 72; Act 2001-702, p. 1509, § 15.)
AL Code § 27-3-28 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 3 - Authorization of Insurers.|Section 27-3-28 - Execution of Contracts Through Countersigning Resident Agent; Exceptions.

Section 27-3-28Execution of contracts through countersigning resident agent; exceptions. Repealed by Act 2001-702, p. 1509, §16, effective January 1, 2002. (Acts 1935, No. 194, p. 256; Acts 1971, No. 407, p. 707, §§73, 74; Acts 1988, No. 88-123, p. 159, §1.)
AL Code § 27-3-30 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 3 - Authorization of Insurers.|Section 27-3-30 - Foreign Insurer May Become Domestic Insurer; Method; Certificate and License Eligibility; Authority and Jurisdiction of State; Continuation of Corporate Existence and Date of Incorporation.

Section 27-3-30Foreign insurer may become domestic insurer; method; certificate and license eligibility; authority and jurisdiction of state; continuation of corporate existence and date of incorporation. Any insurer which is organized under the laws of any other state and is admitted to do business in this state for the purpose of writing insurance may become a domestic insurer by complying with all of the requirements of law relative to the organization and licensing of a domestic insurer of the same type and by designating its principal place of business at a place in this state. Said domestic insurer will be entitled to like certificates and licenses to transact business in this state and shall be subject to the authority and jurisdiction of this state. Articles of incorporation of such domestic insurer may be amended to provide that the corporation is a continuation of the corporate existence of the original foreign corporation through adoption of this state as its corporate domicile and that the original date of incorporation in its original domiciliary state is the date of incorporation of such domestic insurer. (Acts 1991, No. 91-446, p. 816, §1.)
AL Code § 27-3-31 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 3 - Authorization of Insurers.|Section 27-3-31 - Domestic Insurer May Transfer Domicile to Another State and Be Admitted as Foreign Insurer if So Qualified; Approval of Commissioner of Insurance; Effect of Interests of Policyholders.

Section 27-3-31Domestic insurer may transfer domicile to another state and be admitted as foreign insurer if so qualified; approval of Commissioner of Insurance; effect of interests of policyholders. Any domestic insurer may, upon the approval of the Commissioner of Insurance, transfer its domicile to any other state in which it is admitted to transact the business of insurance, and upon such a transfer shall cease to be a domestic insurer, and shall be admitted to this state if qualified as a foreign insurer. The Commissioner of Insurance shall approve any such proposed transfer unless he shall determine such transfer is not in the interest of the policyholders of this state. (Acts 1991, No. 91-446, p. 816, §2.)
AL Code § 27-3-32 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 3 - Authorization of Insurers.|Section 27-3-32 - Domestic Insurer May Transfer Domicile to Another State and Be Admitted as Foreign Insurer if So Qualified; Approval of Commissioner of Insurance; Effect of Interests of Policyholders; Effect Upon Certificates of Authority, Agents, etc., Including Outstanding Policies; Insurer's Duty to File New Policy Forms; Insurer's Duty to Notify Commissioner of Details of Transfer and File Amendments Required by Law.

Section 27-3-32Domestic insurer may transfer domicile to another state and be admitted as foreign insurer if so qualified; approval of Commissioner of Insurance; effect of interests of policyholders; effect upon certificates of authority, agents, etc., including outstanding policies; insurer's duty to file new policy forms; insurer's duty to notify commissioner of details of transfer and file amendments required by law. The certificate of authority, agents appointments and licenses, rates, and other items which the Commissioner of Insurance allows, in his discretion, which are in existence at the time any insurer licensed to transact the business of insurance in this state transfers its corporate domicile to this or any other state by merger, consolidation or any other lawful method shall continue in full force and effect upon such transfer if such insurer remains duly qualified to transact the business of insurance in this state. All outstanding policies of any transferring insurer shall remain in full force and effect and need not be endorsed as to the new name of the company or its new location unless so ordered by the Commissioner of Insurance. Every transferring insurer shall file new policy forms with the Commissioner of Insurance on or before the effective date of the transfer, but may use existing policy forms with appropriate endorsements if allowed by and under such conditions as approved by the Commissioner of Insurance. However, every such transferring insurer shall notify the Commissioner of Insurance of the details of the proposed transfer, and shall file promptly any resulting amendments to corporate documents filed or required to be filed in accordance with Sections 10-2A-90 through 10-2A-284, 27-3-17, 27-27-5 and 27-27-22. (Acts 1991, No. 91-446, p. 816, §3.)
AL Code § 27-3-33 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 3 - Authorization of Insurers.|Section 27-3-33 - Rules and Regulations.

Section 27-3-33Rules and regulations. The Commissioner of Insurance of this state may promulgate necessary rules and regulations to carry out the purposes of Sections 27-3-30 through 27-3-32. (Acts 1991, No. 91-446, p. 816, §4.)
AL Code § 27-3A-1 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 3A - Health Care Service Utilization Review Act.|Section 27-3A-1 - Short Title.

Section 27-3A-1Short title. This chapter may be cited as the "Health Care Service Utilization Review Act." (Acts 1994, 1st Ex. Sess., No. 94-786, p. 80, §1.)
AL Code § 27-3A-2 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 3A - Health Care Service Utilization Review Act.|Section 27-3A-2 - Purposes.

Section 27-3A-2Purposes. The purposes of this chapter are to: (1) Promote the delivery of quality health care in a cost-effective manner. (2) Assure that utilization review agents adhere to reasonable standards for conducting utilization review. (3) Foster greater coordination and cooperation between health care providers and utilization review agents. (4) Improve communications and knowledge of benefit plan requirements among all parties concerned before expenses are incurred. (5) Ensure that utilization review agents maintain the confidentiality of medical records in accordance with applicable laws. (Acts 1994, 1st Ex. Sess., No. 94-786, p. 80, §2.)
AL Code § 27-3A-3 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 3A - Health Care Service Utilization Review Act.|Section 27-3A-3 - Definitions.

Section 27-3A-3Definitions. As used in this chapter, the following words and phrases shall have the following meanings: (1) DEPARTMENT. The Alabama Department of Public Health. (2) ENROLLEE. An individual who has contracted for or who participates in coverage under an insurance policy, a health maintenance organization contract, a health service corporation contract, an employee welfare benefit plan, a hospital or medical services plan, or any other benefit program providing payment, reimbursement, or indemnification for health care costs for the individual or the eligible dependents of the individual. (3) PROVIDER. A health care provider duly licensed or certified by the State of Alabama. (4) UTILIZATION REVIEW. A system for prospective and concurrent review of the necessity and appropriateness in the allocation of health care resources and services given or proposed to be given to an individual within this state. The term does not include elective requests for clarification of coverage. (5) UTILIZATION REVIEW AGENT. Any person or entity, including the State of Alabama, performing a utilization review, except the following: a. An agency of the federal government. b. An agent acting on behalf of the federal government, but only to the extent that the agent is providing services to the federal government. c. The internal quality assurance program of a hospital. d. An employee of a utilization review agent. e. Health maintenance organizations licensed and regulated by the state, but only to the extent of providing a utilization review to their own members. f. Any entity that has a current accreditation from the Utilization Review Accreditation Commission (URAC). However, entities with current URAC accreditation shall file a URAC certification with the department annually. g. An entity performing utilization reviews or bill audits, or both, exclusively for workers' compensation claims pursuant to Section 25-5-312. If an entity also performs services for claims other than workers' compensation, it shall be considered a private review agent subject to this chapter for those claims. h. An entity performing utilization reviews or bill audits, or both, exclusively for the Medicaid Agency. i. A person performing utilization reviews or bill audits, or both, exclusively for their company's health plan, independent of a utilization review company. j. An insurance company licensed by the State of Alabama performing utilization reviews or bill audits, or both, exclusively for their company's health plan, independent of a utilization review company. k. The Peer Review Committee of the Alabama State Chiropractic Association. (Acts 1994, 1st Ex. Sess., No. 94-786, p. 80, §3.)
AL Code § 27-3A-4 (2021)
2021 Code of Alabama|Title 27 - Insurance.|Chapter 3A - Health Care Service Utilization Review Act.|Section 27-3A-4 - Duties of Utilization Review Agents.

Section 27-3A-4Duties of utilization review agents. (a) Utilization review agents shall adhere to the minimum standards set forth in Section 27-3A-5. (b) On or after July 1, 1994, a utilization review agent shall not conduct a utilization review in this state unless the agent has certified to the department in writing that the agent is in compliance with Section 27-3A-5. Certification shall be made annually on or before July 1 of each calendar year. In addition, a utilization review agent shall file the following information: (1) The name, address, telephone number, and normal business hours of the utilization review agent. (2) The name and telephone number of a person for the department to contact. (3) A description of the appeal procedures for utilization review determinations. (c) Any material changes in the information filed in accordance with this section shall be filed with the State Health Officer within 30 days of the change. (d) Unless exempted pursuant to paragraph f. of subdivision (5) of Section 27-3A-3, each utilization review agent, upon filing the certification, shall pay an annual fee in the amount of one thousand dollars ($1,000) to the department. All fees paid pursuant to this subdivision shall be held by the department as expendable receipts for the purpose of administering this chapter. (e) The department may adopt rules pursuant to the Administrative Procedure Act necessary to implement this chapter. (Acts 1994, 1st Ex. Sess., No. 94-786, p. 80, §4.)