reglab/housing_qa huggingface dataset:
TX Prop § 53.203 (2021)
2021 Texas Statutes|Property Code|Title 5 - Exempt Property and Liens|Subtitle B - Liens|Chapter 53 - Mechanic's, Contractor's, or Materialman's Lien|Subchapter I. Bond to Pay Liens or Claims|Section 53.203. Recording of Bond and Contract

Sec. 53.203.  RECORDING OF BOND AND CONTRACT.  (a)  The bond and the contract between the original contractor and the owner shall be filed with the county clerk of the county in which is located all or part of the owner's property on which the construction or repair is being performed or is to be performed.  A memorandum of the contract or a copy of the contract may be substituted for the original.(b)  The plans, specifications, and general conditions of the contract are not required to be filed.(c)  The county clerk shall record the bond and place the contract on file in the clerk's office and shall index and cross-index both in the names of the original contractor and the owner in records kept for that purpose.(d)  On request and payment of a reasonable fee, the county clerk shall furnish a copy of the bond and contract to any person.(e)  In any court of this state or in the United States, a copy of the bond and contract certified by the county clerk constitutes prima facie evidence of the contents, execution, delivery, and filing of the originals.|Acts 1983, 68th Leg., p. 3551, ch. 576, Sec. 1, eff. Jan. 1, 1984.  Amended by Acts 1987, 70th Leg., ch. 683, Sec. 1, eff. Aug. 31, 1987;  Acts 1989, 71st Leg., ch. 1138, Sec. 30, eff. Sept. 1, 1989.|
TX Prop § 53.204 (2021)
2021 Texas Statutes|Property Code|Title 5 - Exempt Property and Liens|Subtitle B - Liens|Chapter 53 - Mechanic's, Contractor's, or Materialman's Lien|Subchapter I. Bond to Pay Liens or Claims|Section 53.204. Reliance on Record

Sec. 53.204.  RELIANCE ON RECORD.  A purchaser, lender, or other person acquiring an interest in the owner's property or an insurer of title is entitled to rely on the record of the bond and contract as constituting payment of all claims and liens for labor, subcontracts, materials, or specially fabricated materials incurred by the original contractor as if the purchaser, lender, or other person acquiring an interest in the owner's property or an insurer of title were the owner who approved, accepted, and endorsed the bond and as if each person furnishing labor or materials for the work performed under the original contract, other than the original contractor, had filed a complete release and relinquishment of lien of record.|Acts 1983, 68th Leg., p. 3552, ch. 576, Sec. 1, eff. Jan. 1, 1984.  Amended by Acts 1989, 71st Leg., ch. 1138, Sec. 31, eff. Sept. 1, 1989.|
TX Prop § 53.205 (2021)
2021 Texas Statutes|Property Code|Title 5 - Exempt Property and Liens|Subtitle B - Liens|Chapter 53 - Mechanic's, Contractor's, or Materialman's Lien|Subchapter I. Bond to Pay Liens or Claims|Section 53.205. Enforceable Claims

Sec. 53.205.  ENFORCEABLE CLAIMS.  (a)  The bond protects all persons with a claim that is:(1)  perfected in the manner prescribed for fixing a lien under Subchapter C; or(2)  perfected in the manner prescribed by Section 53.206.(b)  A claim or the rights to a claim under the bond may be assigned.|Acts 1983, 68th Leg., p. 3552, ch. 576, Sec. 1, eff. Jan. 1, 1984.  Amended by Acts 1999, 76th Leg., ch. 889, Sec. 5, eff. Sept. 1, 1999.Amended by: Acts 2021, 87th Leg., R.S., Ch. 690 (H.B. 2237), Sec. 26, eff. January 1, 2022.|
TX Prop § 53.206 (2021)
2021 Texas Statutes|Property Code|Title 5 - Exempt Property and Liens|Subtitle B - Liens|Chapter 53 - Mechanic's, Contractor's, or Materialman's Lien|Subchapter I. Bond to Pay Liens or Claims|Section 53.206. Perfection of Claim

Sec. 53.206.  PERFECTION OF CLAIM.  (a)  Except as provided by Subsection (b), to perfect a claim against a bond in a manner other than that prescribed by Subchapter C for fixing a lien, a person must  give notice under Sections 53.056 and 53.057, as applicable, to the original contractor and surety on the bond.(b)  To perfect a claim for retainage under this section, a claimant is not required to  give notice to the surety under Section 53.057 if the claimant has a direct contractual relationship with the original contractor.(c)  A claimant that provides the notices described by this section is not required to file an affidavit claiming a mechanic's lien to perfect a claim under the bond.(d)  A person satisfies the requirements of this section relating to providing notice to the surety if the person mails the notice by certified mail to the surety:(1)  at the address stated on the bond or on an attachment to the bond;(2)  at the address on file with the Texas Department of Insurance; or(3)  at any other address allowed by law.|Acts 1983, 68th Leg., p. 3552, ch. 576, Sec. 1, eff. Jan. 1, 1984.  Amended by Acts 1989, 71st Leg., ch. 1138, Sec. 32, eff. Sept. 1, 1989;  Acts 1999, 76th Leg., ch. 889, Sec. 6, eff. Sept. 1, 1999;  Acts 2001, 77th Leg., ch. 380, Sec. 6, eff. Sept. 1, 2001.Amended by: Acts 2021, 87th Leg., R.S., Ch. 690 (H.B. 2237), Sec. 27, eff. January 1, 2022.|
TX Prop § 53.207 (2021)
2021 Texas Statutes|Property Code|Title 5 - Exempt Property and Liens|Subtitle B - Liens|Chapter 53 - Mechanic's, Contractor's, or Materialman's Lien|Subchapter I. Bond to Pay Liens or Claims|Section 53.207. Owner's Notice of Claim to Surety

Sec. 53.207.  OWNER'S NOTICE OF CLAIM TO SURETY.  (a)  If the owner receives any of the notices or a lien is fixed under this chapter, the owner shall mail to the surety on the bond a copy of all notices received.(b)  Failure of the owner to send copies of notices to the surety does not relieve the surety of any liability under the bond if the claimant has complied with the requirements of this subchapter, nor does that failure impose any liability on the owner.|Acts 1983, 68th Leg., p. 3553, ch. 576, Sec. 1, eff. Jan. 1, 1984.  Amended by Acts 1999, 76th Leg., ch. 889, Sec. 7, eff. Sept. 1, 1999.Amended by: Acts 2021, 87th Leg., R.S., Ch. 690 (H.B. 2237), Sec. 28, eff. January 1, 2022.|
TX Prop § 53.208 (2021)
2021 Texas Statutes|Property Code|Title 5 - Exempt Property and Liens|Subtitle B - Liens|Chapter 53 - Mechanic's, Contractor's, or Materialman's Lien|Subchapter I. Bond to Pay Liens or Claims|Section 53.208. Action on Bond

Sec. 53.208.  ACTION ON BOND.  (a)  A claimant may sue the principal and surety on the bond either jointly or severally, if the claim remains unpaid for 60 days after the claimant perfects the claim.(b)  The claimant may sue for the amount of the claim and court costs.(c)  The suit must be brought in the county in which the property being improved is located.(d)  If the bond is recorded at the time the lien is filed, the claimant must sue on the bond within one year following perfection of his claim.  If the bond is not recorded at the time the lien is filed, the claimant must sue on the bond within two years following perfection of his claim.|Acts 1983, 68th Leg., p. 3553, ch. 576, Sec. 1, eff. Jan. 1, 1984.  Amended by Acts 1989, 71st Leg., ch. 1138, Sec. 33, eff. Sept. 1, 1989.Amended by: Acts 2021, 87th Leg., R.S., Ch. 690 (H.B. 2237), Sec. 29, eff. January 1, 2022.|
TX Prop § 53.210 (2021)
2021 Texas Statutes|Property Code|Title 5 - Exempt Property and Liens|Subtitle B - Liens|Chapter 53 - Mechanic's, Contractor's, or Materialman's Lien|Subchapter I. Bond to Pay Liens or Claims|Section 53.210. Claims in Excess of Bond Amount

Sec. 53.210.  CLAIMS IN EXCESS OF BOND AMOUNT.  If valid claims against the bond exceed the penal sum of the bond, each claimant is entitled to a pro rata share of the penal sum.|Acts 1983, 68th Leg., p. 3553, ch. 576, Sec. 1, eff. Jan. 1, 1984.|
TX Prop § 53.211 (2021)
2021 Texas Statutes|Property Code|Title 5 - Exempt Property and Liens|Subtitle B - Liens|Chapter 53 - Mechanic's, Contractor's, or Materialman's Lien|Subchapter I. Bond to Pay Liens or Claims|Section 53.211. Attempted Compliance

Sec. 53.211.  ATTEMPTED COMPLIANCE.  (a)  A bond shall be construed to comply with this subchapter, and the rights and remedies on the bond are enforceable in the same manner as on other bonds under this subchapter, if the bond:(1)  is furnished and filed in attempted compliance with this subchapter;  or(2)  evidences by its terms intent to comply with this subchapter.(b)  Any provision in any payment bond furnished or filed in attempted compliance with this subchapter that expands or restricts the rights or liabilities provided under this chapter shall be disregarded and the provisions of this subchapter shall be read into that bond.|Acts 1983, 68th Leg., p. 3554, ch. 576, Sec. 1, eff. Jan. 1, 1984.  Amended by Acts 1989, 71st Leg., ch. 1138, Sec. 34, eff. Sept. 1, 1989.|
TX Prop § 53.231 (2021)
2021 Texas Statutes|Property Code|Title 5 - Exempt Property and Liens|Subtitle B - Liens|Chapter 53 - Mechanic's, Contractor's, or Materialman's Lien|Subchapter J. Lien on Money Due Public Works Contractor|Section 53.231. Lien

Sec. 53.231.  LIEN.  (a)  A person who furnishes material or labor to a contractor under a prime contract with a governmental entity other than a municipality or a joint board created under Subchapter D, Chapter 22, Transportation Code, that does not exceed $25,000 and that is for public improvements in this state and who gives notice required by this subchapter has a lien on the money, bonds, or warrants due the contractor for the improvements.(b)  A person who furnishes material or labor to a contractor under a prime contract with a municipality or a joint board created under Subchapter D, Chapter 22, Transportation Code, that does not exceed $50,000 and that is for public improvements in this state and who gives notice required by this subchapter has a lien on the money, bonds, or warrants due the contractor for the improvements.|Acts 1983, 68th Leg., p. 3554, ch. 576, Sec. 1, eff. Jan. 1, 1984.Amended by: Acts 2009, 81st Leg., R.S., Ch. 1304 (H.B. 2515), Sec. 2, eff. September 1, 2009.|
TX Prop § 53.232 (2021)
2021 Texas Statutes|Property Code|Title 5 - Exempt Property and Liens|Subtitle B - Liens|Chapter 53 - Mechanic's, Contractor's, or Materialman's Lien|Subchapter J. Lien on Money Due Public Works Contractor|Section 53.232. To Whom Notice Given; Manner

Sec. 53.232.  TO WHOM NOTICE GIVEN; MANNER. The lien claimant must send written notice of his claim by certified mail to:(1)  the officials of the state, county, town, or municipality whose duty it is to pay the contractor; and(2)  the contractor at the contractor's last known business or residence address.|Acts 1983, 68th Leg., p. 3554, ch. 576, Sec. 1, eff. Jan. 1, 1984.Amended by: Acts 2021, 87th Leg., R.S., Ch. 690 (H.B. 2237), Sec. 30, eff. January 1, 2022.|
TX Prop § 53.233 (2021)
2021 Texas Statutes|Property Code|Title 5 - Exempt Property and Liens|Subtitle B - Liens|Chapter 53 - Mechanic's, Contractor's, or Materialman's Lien|Subchapter J. Lien on Money Due Public Works Contractor|Section 53.233. Contents of Notice

Sec. 53.233.  CONTENTS OF NOTICE.  (a)  Whether based on written or oral agreement, the notice must contain:(1)  the amount claimed;(2)  the name of the party to whom the materials were delivered or for whom the labor was performed;(3)  the dates and place of delivery or performance;(4)  a description reasonably sufficient to identify the materials delivered or labor performed and the amount due;(5)  a description reasonably sufficient to identify the project for which the material was delivered or the labor performed;  and(6)  the claimant's business address.(b)  The notice must be accompanied by a statement under oath that the amount claimed is just and correct and that all payments, lawful offsets, and credits known to the affiant have been allowed.|Acts 1983, 68th Leg., p. 3554, ch. 576, Sec. 1, eff. Jan. 1, 1984.  Amended by Acts 1989, 71st Leg., ch. 1138, Sec. 35, eff. Sept. 1, 1989.|
TX Prop § 53.234 (2021)
2021 Texas Statutes|Property Code|Title 5 - Exempt Property and Liens|Subtitle B - Liens|Chapter 53 - Mechanic's, Contractor's, or Materialman's Lien|Subchapter J. Lien on Money Due Public Works Contractor|Section 53.234. Time for Notice

Sec. 53.234.  TIME FOR NOTICE.  The lien claimant must give notice not later than the 15th day of the second month following the month in which the labor was performed or the material furnished.|Acts 1983, 68th Leg., p. 3555, ch. 576, Sec. 1, eff. Jan. 1, 1984.  Amended by Acts 1989, 71st Leg., ch. 1138, Sec. 36, eff. Sept. 1, 1989.Amended by: Acts 2009, 81st Leg., R.S., Ch. 1304 (H.B. 2515), Sec. 3, eff. September 1, 2009.|
TX Prop § 53.235 (2021)
2021 Texas Statutes|Property Code|Title 5 - Exempt Property and Liens|Subtitle B - Liens|Chapter 53 - Mechanic's, Contractor's, or Materialman's Lien|Subchapter J. Lien on Money Due Public Works Contractor|Section 53.235. Official to Retain Funds

Sec. 53.235.  OFFICIAL TO RETAIN FUNDS.  A public official who receives the notice may not pay all of the money, bonds, or warrants due the contractor, but shall retain enough to pay the claim for which notice is given.|Acts 1983, 68th Leg., p. 3555, ch. 576, Sec. 1, eff. Jan. 1, 1984.|
TX Prop § 53.236 (2021)
2021 Texas Statutes|Property Code|Title 5 - Exempt Property and Liens|Subtitle B - Liens|Chapter 53 - Mechanic's, Contractor's, or Materialman's Lien|Subchapter J. Lien on Money Due Public Works Contractor|Section 53.236. Bond for Release of Lien

Sec. 53.236.  BOND FOR RELEASE OF LIEN.  (a)  If a claim is filed attempting to fix a lien under this subchapter, the contractor against whom the claim is made may file a bond with the officials of the state, county, town, or municipality whose duty it is to pay the money, bonds, or warrants to the contractor.(b)  If the bond is approved by the proper official, its filing releases and discharges all liens fixed or attempted to be fixed by the filing of a claim, and the appropriate officials shall pay the money, bonds, or warrants to the contractor or the contractor's assignee.|Acts 1983, 68th Leg., p. 3555, ch. 576, Sec. 1, eff. Jan. 1, 1984.|
TX Prop § 53.237 (2021)
2021 Texas Statutes|Property Code|Title 5 - Exempt Property and Liens|Subtitle B - Liens|Chapter 53 - Mechanic's, Contractor's, or Materialman's Lien|Subchapter J. Lien on Money Due Public Works Contractor|Section 53.237. Bond Requirements

Sec. 53.237.  BOND REQUIREMENTS.  The bond must be:(1)  in an amount double the amount of the claims filed;(2)  payable to the claimants;(3)  executed by:(A)  the party filing the bond as principal;  and(B)  a corporate surety authorized, admitted to do business, and licensed by the law of this state to execute the bond as surety;  and(4)  conditioned that:(A)  the principal and surety will pay to the obligees named or to their assignees the amount of the claims or the portions of the claims proved to be liens under this subchapter;  and(B)  the principal and surety will pay all court costs adjudged against the principal in actions brought by a claimant on the bond.|Acts 1983, 68th Leg., p. 3555, ch. 576, Sec. 1, eff. Jan. 1, 1984.  Amended by Acts 1989, 71st Leg., ch. 1138, Sec. 37, eff. Sept. 1, 1989.|
TX Prop § 53.238 (2021)
2021 Texas Statutes|Property Code|Title 5 - Exempt Property and Liens|Subtitle B - Liens|Chapter 53 - Mechanic's, Contractor's, or Materialman's Lien|Subchapter J. Lien on Money Due Public Works Contractor|Section 53.238. Notice of Bond

Sec. 53.238.  NOTICE OF BOND.  The official with whom the bond is filed shall send an exact copy of the bond by certified mail, return receipt requested, to all claimants.|Acts 1983, 68th Leg., p. 3556, ch. 576, Sec. 1, eff. Jan. 1, 1984.Amended by: Acts 2021, 87th Leg., R.S., Ch. 690 (H.B. 2237), Sec. 31, eff. January 1, 2022.|
TX Prop § 53.239 (2021)
2021 Texas Statutes|Property Code|Title 5 - Exempt Property and Liens|Subtitle B - Liens|Chapter 53 - Mechanic's, Contractor's, or Materialman's Lien|Subchapter J. Lien on Money Due Public Works Contractor|Section 53.239. Action on Bond

Sec. 53.239.  ACTION ON BOND.  (a)  A claimant must sue on the bond within six months after the bond is filed.(b)  The bond is not exhausted by one action on it.  Each obligee or his assignee may maintain a separate suit on the bond in any court of jurisdiction.|Acts 1983, 68th Leg., p. 3556, ch. 576, Sec. 1, eff. Jan. 1, 1984.|
TX Prop § 53.251 (2021)
2021 Texas Statutes|Property Code|Title 5 - Exempt Property and Liens|Subtitle B - Liens|Chapter 53 - Mechanic's, Contractor's, or Materialman's Lien|Subchapter K. Residential Construction Projects|Section 53.251. Procedures for Residential Construction Projects

Sec. 53.251.  PROCEDURES FOR RESIDENTIAL CONSTRUCTION PROJECTS.  (a)  This subchapter applies only to residential construction projects.(b)  A person must comply with this subchapter in addition to the other applicable provisions of this chapter to perfect a lien that arises from a claim resulting from a residential construction project.|Added by Acts 1997, 75th Leg., ch. 526, Sec. 23, eff. Sept. 1, 1997.|
TX Prop § 53.254 (2021)
2021 Texas Statutes|Property Code|Title 5 - Exempt Property and Liens|Subtitle B - Liens|Chapter 53 - Mechanic's, Contractor's, or Materialman's Lien|Subchapter K. Residential Construction Projects|Section 53.254. Contractual Requirements for Lien on Homestead

Sec. 53.254.  CONTRACTUAL REQUIREMENTS FOR LIEN ON HOMESTEAD.  (a)  To fix a lien on a homestead, the person who is to furnish material or perform labor and the owner must execute a written contract setting forth the terms of the agreement.(b)  The contract must be executed before the material is furnished or the labor is performed.(c)  If the owner is married, the contract must be signed by both spouses.(d)  If the contract is made by an original contractor, the contract inures to the benefit of all persons who labor or furnish material for the original contractor.(e)  The contract must be filed with the county clerk of the county in which the homestead is located.  The county clerk shall record the contract in records kept for that purpose.(f)  An affidavit for lien filed under this subchapter that relates to a homestead must contain the following notice conspicuously printed, stamped, or typed in a size equal to at least 10-point boldface or the computer equivalent, at the top of the page:"NOTICE:  THIS IS NOT A LIEN. THIS IS ONLY AN AFFIDAVIT CLAIMING A LIEN."(g)  For the lien on a homestead to be valid, the notice required to be given to the owner under Subchapter C must include or have attached the following statement:"If a subcontractor or supplier who furnishes materials or performs labor for construction of improvements on your property is not paid, your property may be subject to a lien for the unpaid amount if:(1)  after receiving notice of the unpaid claim from the claimant, you fail to withhold payment to your contractor that is sufficient to cover the unpaid claim until the dispute is resolved; or(2)  during construction and for 30 days after completion of your contractor's work, you fail to reserve 10 percent of the contract price or 10 percent of the value of the work performed by your contractor."If you have complied with the law regarding the reservation of 10 percent of the contract price or value of work and you have withheld payment to the contractor sufficient to cover any written notice of claim and have paid that amount, if any, to the claimant, any lien claim filed on your property by a subcontractor or supplier, other than a person who contracted directly with you, will not be a valid lien on your property.  In addition, except for the required 10 percent reservation, you are not liable to a subcontractor or supplier for any amount paid to your contractor before you received written notice of the claim."|Added by Acts 1997, 75th Leg., ch. 526, Sec. 23, eff. Sept. 1, 1997.Amended by: Acts 2021, 87th Leg., R.S., Ch. 690 (H.B. 2237), Sec. 32, eff. January 1, 2022.Acts 2021, 87th Leg., R.S., Ch. 690 (H.B. 2237), Sec. 33, eff. January 1, 2022.|
TX Prop § 53.256 (2021)
2021 Texas Statutes|Property Code|Title 5 - Exempt Property and Liens|Subtitle B - Liens|Chapter 53 - Mechanic's, Contractor's, or Materialman's Lien|Subchapter K. Residential Construction Projects|Section 53.256. List of Subcontractors and Suppliers

Sec. 53.256.  LIST OF SUBCONTRACTORS AND SUPPLIERS.  (a)  Except as provided by Subsection (d), for the construction of improvements under a residential construction contract, the original contractor shall:(1)  furnish to the owner before the commencement of construction a written list that identifies by name, address, and telephone number each subcontractor and supplier the contractor intends to use in the work to be performed;  and(2)  provide the owner with an updated list of subcontractors and suppliers not later than the 15th day after the date a subcontractor or supplier is added or deleted.(b)  The list must contain the following notice conspicuously printed, stamped, or typed in a size equal to at least 10-point boldface or the computer equivalent:"NOTICE:  THIS LIST OF SUBCONTRACTORS AND SUPPLIERS MAY NOT BE A FINAL LISTING. UNLESS YOU SIGN A WAIVER OF YOUR RIGHT TO RECEIVE UPDATED INFORMATION, THE CONTRACTOR IS REQUIRED BY LAW TO SUPPLY UPDATED INFORMATION, AS THE INFORMATION BECOMES AVAILABLE, FOR EACH SUBCONTRACTOR OR SUPPLIER USED IN THE WORK PERFORMED ON YOUR RESIDENCE."(c)  The failure of a contractor to comply with this section does not invalidate a lien under this chapter, a contract lien, or a deed of trust.(d)  An owner may waive the right to receive the list of subcontractors and suppliers or any updated information required by this section only as provided by this subsection.  The waiver must be in writing and may be included in the residential construction contract.  If the waiver is not included as a provision of the residential construction contract, the separate waiver statement must be signed by the owner.  The waiver must be conspicuously printed in at least 10-point bold-faced type and read substantially similar to the following:"WAIVER OF THE LIST OF SUBCONTRACTORS AND SUPPLIERS. AN OWNER IS NOT REQUIRED TO WAIVE THE RIGHT GRANTED BY SECTION 53.256, PROPERTY CODE, TO RECEIVE FROM THE CONTRACTOR AN ORIGINAL OR UPDATED LIST OF SUBCONTRACTORS AND SUPPLIERS."BY SIGNING THIS DOCUMENT, I AGREE TO WAIVE MY RIGHT TO RECEIVE FROM THE CONTRACTOR AN ORIGINAL OR UPDATED LIST OF SUBCONTRACTORS AND SUPPLIERS."I UNDERSTAND AND ACKNOWLEDGE THAT, AFTER SIGNING THIS DOCUMENT, THIS WAIVER MAY NOT BE CANCELED AT A LATER DATE."I HAVE VOLUNTARILY CONSENTED TO THIS WAIVER."|Added by Acts 1997, 75th Leg., ch. 526, Sec. 23, eff. Sept. 1, 1997.  Amended by Acts 1999, 76th Leg., ch. 889, Sec. 9, eff. Sept. 1, 1999.|
TX Prop § 53.257 (2021)
2021 Texas Statutes|Property Code|Title 5 - Exempt Property and Liens|Subtitle B - Liens|Chapter 53 - Mechanic's, Contractor's, or Materialman's Lien|Subchapter K. Residential Construction Projects|Section 53.257. Provisions Related to Closing of Loan for Construction of Improvements

Sec. 53.257.  PROVISIONS RELATED TO CLOSING OF LOAN FOR CONSTRUCTION OF IMPROVEMENTS.  (a)  If the owner is obtaining third-party financing for the construction of improvements under a residential construction contract, the lender shall deliver to the owner all documentation relating to the closing of the loan not later than one business day before the date of the closing.  If a bona fide emergency or another good cause exists and the lender obtains the written consent of the owner, the lender may provide the documentation to the owner or the lender may modify previously provided documentation on the date of closing.(b)  The lender shall provide to the owner the disclosure statement described by Section 53.255(b).  The disclosure statement must be provided to the owner before the date of closing.  If a bona fide emergency or another good cause exists and the lender obtains the written consent of the owner, the lender may provide the disclosure statement at the closing.  The lender shall retain a signed and dated copy of the disclosure statement with the closing documents.(c)  The failure of a lender to comply with this section does not invalidate a lien under this chapter, a contract lien, or a deed of trust.|Added by Acts 1997, 75th Leg., ch. 526, Sec. 23, eff. Sept. 1, 1997.|