reglab/housing_qa huggingface dataset:
CA Govt Code § 100022 (2021)
2021 California Code|Government Code - GOV|TITLE 21 - THE CALSAVERS RETIREMENT SAVINGS TRUST ACT|Section 100022.

100022.  (a) The board shall maintain the Retirement Investments Clearinghouse containing the information required in Section 100016 about the retirement investment products offered by each registered vendor and objective comparisons of vendors and types of products.(b) The clearinghouse shall include information on investment performance based upon the investment’s average annual total return as measured by a nationally recognized rating service selected by the board for standard periods of time of not less than one year.(c) The board’s Internet Web site shall include a table showing, for each registered fund, the total fee cost in dollars incurred by a shareholder who initially invested five thousand dollars ($5,000), earned a 5 percent rate of return for one-, five-, 10-, 15-, and 20-year time periods. This table shall be accompanied by a disclaimer that the rate of return is for purposes of illustrating the respective impacts of different fee amounts on each investment, and is not to predict future investment returns.(Added by Stats. 2012, Ch. 734, Sec. 3. (SB 1234) Effective January 1, 2013.)
CA Govt Code § 100024 (2021)
2021 California Code|Government Code - GOV|TITLE 21 - THE CALSAVERS RETIREMENT SAVINGS TRUST ACT|Section 100024.

100024.  The board shall include a notice of the existence of, and the internet website address for, the Retirement Investments Clearinghouse in a notice disseminated to eligible employers.(Amended by Stats. 2020, Ch. 21, Sec. 8. (AB 102) Effective June 29, 2020.)
CA Govt Code § 100026 (2021)
2021 California Code|Government Code - GOV|TITLE 21 - THE CALSAVERS RETIREMENT SAVINGS TRUST ACT|Section 100026.

100026.  A vendor may not charge a fee associated with a registered product that is not disclosed.(Added by Stats. 2012, Ch. 734, Sec. 3. (SB 1234) Effective January 1, 2013.)
CA Govt Code § 100028 (2021)
2021 California Code|Government Code - GOV|TITLE 21 - THE CALSAVERS RETIREMENT SAVINGS TRUST ACT|Section 100028.

100028.  (a) The actual cost of establishing the vendor registration system and the Retirement Investments Clearinghouse shall be borne equally by registered vendors, based on the total number of registered vendors. Each registered vendor shall pay a one-time establishment fee equal to a pro rata share of the establishment costs charged to vendors that register with the board prior to the close of the initial registration period, as determined by the board. The one-time establishment fee charged to vendors that register with the board after the completion of the initial registration period shall be distributed equally among registered vendors that have paid the establishment fee and credited toward subsequent maintenance and administrative fees charged to each vendor.(b) The actual cost of maintaining the vendor registration system and the Retirement Investments Clearinghouse, and the costs associated with publicizing the availability of the clearinghouse to eligible employers, shall be borne equally by registered vendors, based on the total number of registered vendors. Each registered vendor shall pay a renewal fee equal to a pro rata share of the maintenance costs, as determined by the board.(c) Each registered vendor shall pay an administrative fee for each retirement investment product it offers to employers, which shall represent the actual costs associated with processing the information related to the investment option and presenting it on the Retirement Investments Clearinghouse, as determined by the board.(d) The board shall not divert trust funds to establish or maintain the vendor registration system or the Retirement Investments Clearinghouse.(Amended by Stats. 2020, Ch. 21, Sec. 9. (AB 102) Effective June 29, 2020.)
CA Govt Code § 100030 (2021)
2021 California Code|Government Code - GOV|TITLE 21 - THE CALSAVERS RETIREMENT SAVINGS TRUST ACT|Section 100030.

100030.  (a) The board and the program, and its officers and employees, are not responsible for, and shall not be held liable for, the adequacy of the information provided by the participating vendors and contained in the clearinghouse. The clearinghouse maintained by the board serves only to provide information supplied by the participating vendors for the consideration of the selection of retirement investment products.(b) Participating vendors shall not utilize the program’s logo, or claim or infer endorsement or recommendation by the board or the program with respect to products and services identified by the vendors in the clearinghouse. At the discretion of the board, a violation of this section may lead to removal from the registry.(c) The board and the program shall not be held liable for the actions of registered vendors. (Added by Stats. 2012, Ch. 734, Sec. 3. (SB 1234) Effective January 1, 2013.)
CA Govt Code § 100033 (2021)
2021 California Code|Government Code - GOV|TITLE 21 - THE CALSAVERS RETIREMENT SAVINGS TRUST ACT|Section 100033.

100033.  (a) The CalSavers Retirement Savings Board shall have the power and duties necessary to administer the enforcement of employer compliance with this title.(b) (1) The CalSavers Retirement Savings Board shall issue to each employer who fails to allow its eligible employees to participate in the CalSavers Retirement Program pursuant to this title a notice of penalty application.(2) Each eligible employer that, without good cause, fails to allow its eligible employees to participate in the CalSavers Retirement Savings Program pursuant to Sections 100014 and 100032, after the CalSavers Retirement Savings Board serves a final notice of penalty application, shall be subject to a penalty of two hundred fifty dollars ($250) per eligible employee and an additional penalty of five hundred dollars ($500) per eligible employee if noncompliance continues as described in subdivision (d) of Section 19286 of the Revenue and Taxation Code.(c) The CalSavers Retirement Savings Board shall issue a final notice of penalty application to an eligible employer that fails to comply with this title. Pursuant to Section 19287 of the Revenue and Taxation Code, the Franchise Tax Board shall issue a first notice of the imposition of a penalty to an eligible employer for failure to comply after the CalSavers Retirement Savings Board informs the Franchise Tax Board of the eligible employer’s noncompliance.(d) (1) An eligible employer may appeal any penalty imposed under this section in writing to the Franchise Tax Board, pursuant to Section 19288 of the Revenue and Taxation Code.(2) The CalSavers Retirement Savings Board shall reimburse the Franchise Tax Board for the costs incurred by the Franchise Tax Board in administering the program authorized by this article.(Added by Stats. 2020, Ch. 21, Sec. 11. (AB 102) Effective June 29, 2020.)
CA Govt Code § 100034 (2021)
2021 California Code|Government Code - GOV|TITLE 21 - THE CALSAVERS RETIREMENT SAVINGS TRUST ACT|Section 100034.

100034.  (a) Employers shall not have any liability for an employee’s decision to participate in, or opt out of, the program, or for the investment decisions of employees whose assets are deposited in the program.(b) Employers shall not be a fiduciary, or considered to be a fiduciary, over the trust or the program. The program is a state-administered program, not an employer-sponsored program. If the program is subsequently found to be preempted by any federal law or regulation, employers shall not be liable as plan sponsors. An employer shall not bear responsibility for the administration, investment, or investment performance of the program. An employer shall not be liable with regard to investment returns, program design, and benefits paid to program participants.(c) An employer’s voluntary contribution under subdivision (j) of Section 100012 shall not in any way contradict the provisions of this section or change the employer’s relationship to the program or an employer’s obligations to employees.(d) An employer shall not have civil liability, and no cause of action shall arise against an employer, for acting pursuant to the regulations prescribed by the board defining the roles and responsibilities of employers that have a payroll deposit retirement savings arrangement to allow employee participation in the program.(Amended by Stats. 2020, Ch. 21, Sec. 12. (AB 102) Effective June 29, 2020.)
CA Govt Code § 100036 (2021)
2021 California Code|Government Code - GOV|TITLE 21 - THE CALSAVERS RETIREMENT SAVINGS TRUST ACT|Section 100036.

100036.  The state shall not have any liability for the payment of the retirement savings benefit earned by program participants pursuant to this title. The state, and any of the funds of the state, shall have no obligation for payment of the benefits arising from this title.(Amended by Stats. 2016, Ch. 804, Sec. 11. (SB 1234) Effective January 1, 2017.)
CA Govt Code § 100038 (2021)
2021 California Code|Government Code - GOV|TITLE 21 - THE CALSAVERS RETIREMENT SAVINGS TRUST ACT|Section 100038.

100038.  (a) Notwithstanding Section 10231.5, the board shall submit an annual audited financial report, prepared in accordance with generally accepted accounting principles, on the operations of the trust by August 1 to the Governor, the Controller, the State Auditor, and the Legislature, pursuant to Section 9795. The annual audit shall be made by an independent certified public accountant and shall include, but not be limited to, direct and indirect costs attributable to the use of outside consultants, independent contractors, and any other persons who are not state employees.(b) The annual audit shall be supplemented by the following information prepared by the board:(1) Any studies or evaluations prepared in the preceding year.(2) A summary of the benefits provided by the trust including the number of participants in the trust.(3) Any other information that is relevant in order to make a full, fair, and effective disclosure of the operations of the trust.(Amended by Stats. 2020, Ch. 21, Sec. 13. (AB 102) Effective June 29, 2020.)
CA Govt Code § 100043 (2021)
2021 California Code|Government Code - GOV|TITLE 21 - THE CALSAVERS RETIREMENT SAVINGS TRUST ACT|Section 100043.

100043.  (a) The board shall not operate the program if the IRA arrangements offered fail to qualify for the favorable federal income tax treatment ordinarily accorded to IRAs under the Internal Revenue Code, or if it is determined that the program is an employee benefit plan under the federal Employee Retirement Income Security Act.(b) (1) Prior to opening the program for enrollment, the board shall report to the Governor and Legislature the specific date on which the program will start to enroll program participants and that the following prerequisites and requirements for the program have been met:(A) The program is structured in a manner to keep the program from being classified as an employee benefit plan subject to the federal Employee Retirement Income Security Act.(B) The payroll deduction IRA arrangements offered by the program qualify for the favorable federal income tax treatment ordinarily accorded to IRA arrangements under the Internal Revenue Code.(C) The board has defined in regulation the roles and responsibilities of employers in a manner to keep the program from being classified as an employee benefit plan subject to the federal Employee Retirement Income Security Act.(D) The board has adopted a third-party administrator operational model that limits employer interaction and transactions with the employee to the extent feasible.(2) The report required by paragraph (1) shall be submitted in compliance with Section 9795.(Amended by Stats. 2020, Ch. 21, Sec. 14. (AB 102) Effective June 29, 2020.)
CA Govt Code § 100044 (2021)
2021 California Code|Government Code - GOV|TITLE 21 - THE CALSAVERS RETIREMENT SAVINGS TRUST ACT|Section 100044.

100044.  This title shall be construed liberally in order to effectuate its legislative intent. The purposes of this title and all of its provisions with respect to the powers granted shall be broadly interpreted to effectuate that intent and purposes and not as to any limitation of powers.(Added by Stats. 2012, Ch. 734, Sec. 3. (SB 1234) Effective January 1, 2013.)
CA Govt Code § 100046 (2021)
2021 California Code|Government Code - GOV|TITLE 21 - THE CALSAVERS RETIREMENT SAVINGS TRUST ACT|Section 100046.

100046.  The CalSavers Retirement Savings Program is approved by the Legislature and implemented as of January 1, 2017. The board shall consider and utilize the following parameters in designing the program:(a) The board shall include a provider of in-home supportive services, as regulated by Article 7 (commencing with Section 12300) of Chapter 3 of Part 3 of Division 9 of the Welfare and Institutions Code in the program if the board determines, and the Director of the State Department of Social Services and the Director of the Department of Finance certify, in writing, all of the following:(1) The inclusion meets all state and federal legal requirements.(2) The appropriate employer of record has been identified for the purpose of satisfying all the program’s employer requirements.(3) The payroll deduction, described in Section 12302.2 of the Welfare and Institutions Code, can be implemented at reasonable costs.(4) The inclusion does not create a financial liability for the state or employer of record.(b) The board shall structure the program so as to ensure the state is prohibited from incurring liabilities associated with administering the program and that the state has no liability for the program or its investments.(c) The board shall determine necessary costs associated with outreach, customer service, enforcement, staffing and consultant costs, and all other costs necessary to administer the program.(d) The board shall consult with employer representatives to create an administrative structure that facilitates employee participation while addressing employer needs, including, but not limited to, clearly defining employers’ duties and liability exemption pursuant to Section 100034.(e) The board shall include comprehensive worker education and outreach in the program, and the board may collaborate with state and local government agencies, community-based and nonprofit organizations, foundations, vendors, and other entities deemed appropriate to develop and secure ongoing resources for education and outreach that reflect the cultures and languages of the state’s diverse workforce population.(f) The board shall include comprehensive employer education and outreach in the program, with an emphasis on employers with fewer than 100 employees, developed in consultation with employer representatives, with the integration of the following components:(1) A program internet website to assist the employers of participating employees.(2) A toll-free help line for employers with live and automated assistance.(3) Online internet web training.(4) Live presentations to business associations.(5) Targeted outreach to small businesses with 10 or less employees.(Amended by Stats. 2020, Ch. 370, Sec. 189. (SB 1371) Effective January 1, 2021.)
CA Govt Code § 100048 (2021)
2021 California Code|Government Code - GOV|TITLE 21 - THE CALSAVERS RETIREMENT SAVINGS TRUST ACT|Section 100048.

100048.  The board may adopt regulations to implement this title. The adoption, amendment, repeal, or readoption of a regulation authorized by this section is deemed to address an emergency, for purposes of Sections 11346.1 and 11349.6, and the board is hereby exempted for this purpose from the requirements of subdivision (b) of Section 11346.1.(Added by Stats. 2016, Ch. 804, Sec. 17. (SB 1234) Effective January 1, 2017.)
CA Govt Code § 100049 (2021)
2021 California Code|Government Code - GOV|TITLE 21 - THE CALSAVERS RETIREMENT SAVINGS TRUST ACT|Section 100049.

100049.  A payroll deposit IRA arrangement offered pursuant to the CalSavers Retirement Savings Program shall have the same status as, and be treated consistently with, any other IRA for the purpose of determining eligibility or benefit level for a program that uses a means test.(Amended by Stats. 2018, Ch. 37, Sec. 39. (AB 1817) Effective June 27, 2018.)
CA Govt Code § 100050 (2021)
2021 California Code|Government Code - GOV|TITLE 21 - THE CALSAVERS RETIREMENT SAVINGS TRUST ACT|Section 100050.

100050.  Funding for startup and first-year administrative costs may be appropriated from the General Fund in the annual Budget Act. The board shall repay the amount appropriated, plus interest calculated at the rate earned by the Pooled Money Investment Account. Necessary administrative costs in future years shall be paid out of the administrative fund.(Added by Stats. 2016, Ch. 804, Sec. 19. (SB 1234) Effective January 1, 2017.)
CA Govt Code § 100100 (2021)
2021 California Code|Government Code - GOV|TITLE 21.1 - CALACCOUNT BLUE RIBBON COMMISSION|Section 100100.

100100.  As used in this title:(a) “CalAccount Program” means the proposed program described in paragraph (1) of subdivision (a) of Section 100104.(b) “Commission” means the CalAccount Blue Ribbon Commission convened pursuant to Section 100102.(Added by Stats. 2021, Ch. 451, Sec. 3. (AB 1177) Effective January 1, 2022. Conditionally operative pursuant to Section 100106. Repealed as of January 1, 2032, pursuant to Section 100108.)
CA Govt Code § 100102 (2021)
2021 California Code|Government Code - GOV|TITLE 21.1 - CALACCOUNT BLUE RIBBON COMMISSION|Section 100102.

100102.  (a) On or before September 1, 2022, the Treasurer shall convene the CalAccount Blue Ribbon Commission. The commission shall be composed of all of the following members:(1) The Treasurer or the Treasurer’s designee.(2) The Commissioner of the Department of Financial Protection and Innovation or that person’s designee.(3) An individual with banking expertise, particularly expertise in transaction accounts and debit cards, appointed by the Senate Committee on Rules.(4) A public banking advocate appointed by the Senate Committee on Rules.(5) An individual with expertise in economic and racial justice and cultural competence appointed by the Speaker of the Assembly.(6) A consumer representative or advocate with expertise in banking access and financial empowerment, including within historically unbanked and underbanked communities, appointed by the Speaker of the Assembly.(7) An employee representative appointed by the Governor.(8) An individual with expertise in banking or consumer financial services affiliated with an academic institution appointed by the Governor.(9) An individual, appointed by the Governor, with banking expertise.(b) The members of the commission shall serve at the pleasure of their appointing authority.(c) The Treasurer shall serve as the chair of the commission.(d) In making appointments to the commission, the appointing authorities shall take into consideration the cultural, ethnic, and geographic diversity of the state so that the commission’s composition reflects the communities of California.(e) (1) Except as provided in paragraph (2), members of the commission shall serve without compensation.(2) Members of the commission shall be reimbursed for necessary travel expenses incurred in connection with their commission duties.(f) (1) Except for the members described in paragraphs (3) and (9) of subdivision (a), a commission member, or Treasurer’s staff working with the commission, while serving in that capacity shall not have a direct or indirect investment or ownership interest in or be employed by, a consultant to, a member of the board of directors of, affiliated with, or otherwise a representative of, a private bank or financial services institution unless that position is an unpaid volunteer position.(2) The restrictions in paragraph (1) do not include ownership of a share of a diversified mutual fund or exchange-traded fund that holds shares of a private bank or financial services institution.(Added by Stats. 2021, Ch. 451, Sec. 3. (AB 1177) Effective January 1, 2022. Conditionally operative pursuant to Section 100106. Repealed as of January 1, 2032, pursuant to Section 100108.)
CA Govt Code § 100106 (2021)
2021 California Code|Government Code - GOV|TITLE 21.1 - CALACCOUNT BLUE RIBBON COMMISSION|Section 100106.

100106.  This title shall become operative only upon an appropriation by the Legislature in the Budget Act or another statute for the purpose of implementing this title.(Added by Stats. 2021, Ch. 451, Sec. 3. (AB 1177) Effective January 1, 2022. Repealed as of January 1, 2032, pursuant to Section 100108.)
CA Govt Code § 100108 (2021)
2021 California Code|Government Code - GOV|TITLE 21.1 - CALACCOUNT BLUE RIBBON COMMISSION|Section 100108.

100108.  This title shall remain in effect until January 1, 2032, and as of that date is repealed.(Added by Stats. 2021, Ch. 451, Sec. 3. (AB 1177) Effective January 1, 2022. Repealed as of January 1, 2032, by its own provisions. Note: Repeal affects Title 21.1, commencing with Section 100100.)
CA Govt Code § 100501 (2021)
2021 California Code|Government Code - GOV|TITLE 22 - CALIFORNIA HEALTH BENEFIT EXCHANGE|Section 100501.

100501.  For purposes of this title, the following definitions shall apply:(a) “Board” means the board described in subdivision (a) of Section 100500.(b) “Carrier” means either a private health insurer holding a valid outstanding certificate of authority from the Insurance Commissioner or a health care service plan, as defined under subdivision (f) of Section 1345 of the Health and Safety Code, licensed by the Department of Managed Health Care.(c) “Exchange” means the California Health Benefit Exchange established by Section 100500.(d) “Federal act” means the federal Patient Protection and Affordable Care Act (Public Law 111-148), as amended by the federal Health Care and Education Reconciliation Act of 2010 (Public Law 111-152), and any amendments to, or regulations or guidance issued under, those acts.(e) “Fund” means the California Health Trust Fund established by Section 100520.(f) “Health plan” and “qualified health plan” have the same meanings as those terms are defined in Section 1301 of the federal act.(g) “SHOP Program” means the Small Business Health Options Program established by subdivision (m) of Section 100502.(h) “Supplemental coverage” means coverage through a specialized health care service plan contract, as defined in subdivision (o) of Section 1345 of the Health and Safety Code, or a specialized health insurance policy, as defined in Section 106 of the Insurance Code.(i) This section shall become operative only if Section 2 of the act that added this section becomes inoperative pursuant to subdivision (n) of that Section 2.(Repealed (in Sec. 2) and added by Stats. 2013, 1st Ex. Sess., Ch. 5, Sec. 3. (SB 3 1x) Effective September 30, 2013. Section conditionally operative by its own provisions.)
CA Govt Code § 100501.1 (2021)
2021 California Code|Government Code - GOV|TITLE 22 - CALIFORNIA HEALTH BENEFIT EXCHANGE|Section 100501.1.

100501.1.  For purposes of this title, the following definitions shall apply:(a) “Insurance affordability program” means a program that is one of the following:(1) The state’s Medi-Cal program under Title XIX of the federal Social Security Act (42 U.S.C. Sec. 1396 et seq.).(2) The state’s children’s health insurance program (CHIP) under Title XXI of the federal Social Security Act (42 U.S.C. Sec. 1397aa et seq.).(3) A program that makes available to qualified individuals coverage in a qualified health plan through the Exchange with advance payment of the premium tax credit established under Section 36B of the Internal Revenue Code.(4) A program that makes available coverage in a qualified health plan through the Exchange with cost-sharing reductions established under Section 1402 of the federal act.(b) “Combined eligibility notice” means an eligibility notice that informs an individual, or multiple family members of a household, of eligibility for each of the insurance affordability programs and for enrollment in a qualified health plan through the Exchange, for which a determination of eligibility was made.(Added by Stats. 2014, Ch. 869, Sec. 1. (AB 617) Effective January 1, 2015.)