reglab/housing_qa huggingface dataset:
IA Code § 522B.4 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522B - LICENSING OF INSURANCE PRODUCERS|Section 522B.4 - Application for examination.

522B.4 Application for examination.   1. A resident individual applying for an insurance producer license shall pass a written examination unless exempt pursuant to section 522B.8. The examination shall test the knowledge of the individual concerning the lines of authority for which application is made, the duties and responsibilities of an insurance producer, and the insurance laws and regulations of this state. The commissioner shall adopt rules pursuant to chapter 17A related to development and conduct of the examination.   2. The commissioner may make arrangements, including contracting with an outside testing service or other appropriate entity, for administering examinations and collecting fees.   3. An individual applying for an examination shall remit a nonrefundable fee as established by rule of the commissioner.   4. An individual who fails to appear for the examination as scheduled or fails to pass the examination shall reapply for an examination and remit all required fees and forms before being rescheduled for another examination.  2001 Acts, ch 16, §18, 37  Referred to in §522B.6
IA Code § 522B.5 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522B - LICENSING OF INSURANCE PRODUCERS|Section 522B.5 - Application for license.

522B.5 Application for license.   1. A person applying for a resident insurance producer license shall make application to the commissioner on the uniform application, meet all requirements pursuant to section 522B.5A, and declare under penalty of refusal, suspension, or revocation of the license that all statements made in the application are true, correct, and complete to the best of the individual’s knowledge and belief. Before approving the application, the commissioner shall find all of the following:   a. The individual is at least eighteen years of age.   b. The individual has not committed any act that is a ground for denial, suspension, or revocation as set forth in section 522B.11.   c. The individual has paid the license fee of fifty dollars.   d. The individual has successfully passed the examinations for the lines of authority for which the person has applied.   e. In order to protect the public interest, the individual has the requisite character and competence to receive a license as an insurance producer.   2. A business entity acting as an insurance producer may elect to obtain an insurance producer license. Application shall be made using the uniform business entity application. Prior to approving the application, the commissioner shall find both of the following:   a. The business entity has paid the appropriate fees.   b. The business entity has designated a licensed producer responsible for the business entity’s compliance with the insurance laws and rules of this state.   3. The commissioner may require any documents reasonably necessary to verify the information contained in an application.   4. Fees collected under this section shall be deposited as provided in section 505.7.  2001 Acts, ch 16, §19, 37; 2009 Acts, ch 181, §90; 2020 Acts, ch 1016, §6  Referred to in §522B.6, 522B.8  Subsection 1, unnumbered paragraph 1 amended
IA Code § 522B.5A (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522B - LICENSING OF INSURANCE PRODUCERS|Section 522B.5A - Criminal history check.

522B.5A Criminal history check.   1. In determining eligibility for licensure, the commissioner is authorized to require an applicant pursuant to subsection 2 to provide to the commissioner the applicant’s fingerprints and reasonable fees required to perform a state criminal history check through the department of public safety, division of criminal investigation, and a national criminal history check through the federal bureau of investigation. By submitting such fingerprints, the applicant authorizes the commissioner to do all of the following:   a. Submit the applicant’s fingerprints to the department of public safety, division of criminal investigation, for submission to the federal bureau of investigation for the purpose of conducting a national criminal history check.   b. Receive the results of the state and national criminal history checks.   2. The commissioner is authorized to require a state and national criminal history check on each applicant that applies for any of the following:   a. An initial license in Iowa as a resident insurance producer.   b. An initial license or an additional line of authority under a nonresident insurance producer license if a state and national criminal history check has not already been completed.   c. A renewal, reinstatement, or reissuance of a license if the license of a producer has been revoked or suspended pursuant to section 522B.11, the license of a public adjuster has been revoked or suspended pursuant to section 522C.6, or the license of a viatical settlement provider or viatical settlement broker has been revoked or suspended pursuant to section 508E.4.   d. An initial license as a viatical settlement provider or viatical settlement broker in this state.   e. An initial license as a public adjuster in this state.   3. The commissioner shall require an applicant pursuant to subsection 2 to submit a full set of fingerprints and any other required identifying information to the commissioner on a form prescribed by the department of public safety.   4. The commissioner may contract with a third-party vendor for the collection and transmission of an applicant’s fingerprints for the purpose of conducting a state and national criminal history check. The commissioner may agree to reasonable fees to be charged by the third-party vendor and may require such reasonable fees to be paid by the applicant directly to the third-party vendor.   5. The results of a criminal history check conducted pursuant to this section shall not be considered a public record pursuant to chapter 22. An applicant’s fingerprints and any criminal history check information shall not be subject to subpoena, other than a subpoena issued in a criminal action or investigation, shall be confidential by law and privileged, and shall not be subject to discovery or be admissible in evidence in a private civil action.  2020 Acts, ch 1016, §7  Referred to in §508E.3, 522B.5, 522C.5  NEW section
IA Code § 522B.7 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522B - LICENSING OF INSURANCE PRODUCERS|Section 522B.7 - Nonresident licensing.

522B.7 Nonresident licensing.   1. Unless denied licensure pursuant to section 522B.11, a nonresident person shall receive a nonresident insurance producer license if all of the following apply:   a. The person is currently licensed as an insurance producer and is in good standing in the person’s home state.   b. The person has submitted the proper request for licensure and has paid the required fees.   c. The person has submitted or transmitted to the commissioner the application for licensure that the person submitted to the person’s home state, or in lieu of such application, a completed uniform application.   d. The person’s home state awards nonresident insurance producer licenses to residents of this state on the same basis.   2. The commissioner may verify the insurance producer’s licensing status through the producer database.   3. A nonresident insurance producer who moves from one state to another state or a resident insurance producer who moves from this state to another state shall file a change of address and provide certification from the new resident state within thirty days of the change of legal residence. No fee or license application is required. The certification may be obtained through the producer database.   4. Notwithstanding any other provision of this chapter, a person licensed as a limited lines insurance producer in the person’s home state shall receive a nonresident limited lines insurance producer license, pursuant to subsection 1, granting the same scope of authority as granted under the license issued by such person’s home state.  2001 Acts, ch 16, §21, 37  Referred to in §522B.1, 522B.15
IA Code § 522B.8 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522B - LICENSING OF INSURANCE PRODUCERS|Section 522B.8 - Exemption from examination.

522B.8 Exemption from examination.   1. An individual who applies for an insurance producer license in this state who was previously licensed for the same lines of authority in another state shall not be required to complete an examination. This exemption is only available if the person is currently licensed in that other state or if the request for licensure is received within ninety days of the cancellation of the applicant’s previous license and if the prior state issues a certification that, at the time of cancellation, the applicant was in good standing in that state. The certification may be obtained through the producer database.   2. A person licensed as an insurance producer in another state who moves to this state shall make application within ninety days of establishing legal residence to become a resident licensee pursuant to section 522B.5. An examination shall not be required of that person to obtain an insurance producer license for any line of authority previously held in the prior state except where the commissioner determines otherwise by regulation.  2001 Acts, ch 16, §22, 37  Referred to in §522B.4
IA Code § 522B.9 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522B - LICENSING OF INSURANCE PRODUCERS|Section 522B.9 - Assumed names.

522B.9 Assumed names.   An insurance producer doing business under any name other than the insurance producer’s legal name is required to notify the commissioner prior to using the assumed name.  2001 Acts, ch 16, §23, 37
IA Code § 522B.10 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522B - LICENSING OF INSURANCE PRODUCERS|Section 522B.10 - Temporary licensing.

522B.10 Temporary licensing.   1. The commissioner may issue a temporary insurance producer license for a period not to exceed one hundred eighty days without requiring an examination if the commissioner deems that the temporary license is necessary for the servicing of an insurance business in the following cases:   a. To the surviving spouse or court-appointed personal representative of a licensed insurance producer who dies or becomes mentally or physically disabled, to allow adequate time for the sale of the insurance business owned by the insurance producer, for the recovery or return of the insurance producer to the business, or for the training and licensing of new personnel to operate the insurance producer’s business.   b. To a member or employee of a business entity licensed as an insurance producer, upon the death or disability of an individual designated in the business entity application or the license.   c. To the designee of a licensed insurance producer entering active service in the armed forces of the United States.   d. In any other circumstance where the commissioner deems that the public interest will best be served by the issuance of a temporary license.   2. The commissioner may by order limit the authority of any temporary licensee in any way deemed necessary to protect insureds and the public. The commissioner may require the temporary licensee to have a suitable sponsor who is a licensed insurance producer or insurer and who assumes responsibility for all acts of the temporary licensee and may impose other similar requirements designed to protect insureds and the public. The commissioner may by order revoke a temporary license if the interest of insureds or the public is endangered. A temporary license shall not continue after the owner or the personal representative disposes of the business.  2001 Acts, ch 16, §24, 37
IA Code § 522B.12 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522B - LICENSING OF INSURANCE PRODUCERS|Section 522B.12 - Commissions.

522B.12 Commissions.   1. An insurer or insurance producer shall not pay a commission, service fee, brokerage, or other valuable consideration to a person for selling, soliciting, or negotiating insurance in this state if that person is required to be licensed under this chapter and is not so licensed.   2. A person shall not accept a commission, service fee, brokerage, or other valuable consideration for selling, soliciting, or negotiating insurance in this state if that person is required to be licensed under this chapter and is not so licensed.   3. Renewal or other deferred commissions may be paid to a person for selling, soliciting, or negotiating insurance in this state if the person was required to be licensed under this chapter at the time of the sale, solicitation, or negotiation and was so licensed at that time.   4. An insurer or insurance producer may pay or assign a commission, service fee, brokerage, or other valuable consideration to an insurance agency or to a person who does not sell, solicit, or negotiate insurance in this state, unless the payment would violate chapter 507B.  2001 Acts, ch 16, §26, 37; 2007 Acts, ch 152, §83
IA Code § 522B.13 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522B - LICENSING OF INSURANCE PRODUCERS|Section 522B.13 - Appointments.

522B.13 Appointments.   1. An individual insurance producer who acts as an agent of an insurer must be appointed by that insurer. An insurance producer who is not acting as an agent of an insurer need not be appointed. A business entity is not required to be appointed.   2. The appointing insurer, for the purpose of appointing an insurance producer as its agent, shall file, in a format approved by the commissioner, a notice of appointment within thirty days from the date the agency contract is executed or the first insurance application is submitted.   3. An insurer shall pay an appointment fee, in the amount and method of payment set forth by rule of the commissioner, for each insurance producer appointed by the insurer.   4. An insurer shall remit a renewal appointment fee in the manner and amount as set forth by rule of the commissioner.  2001 Acts, ch 16, §27, 37
IA Code § 522B.15 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522B - LICENSING OF INSURANCE PRODUCERS|Section 522B.15 - Reciprocity.

522B.15 Reciprocity.   1. The commissioner shall waive any requirements for a nonresident license applicant with a valid license from such applicant’s home state, except for the requirements imposed by section 522B.7, if the applicant’s home state awards nonresident licenses to residents of this state on the same basis.   2. A nonresident insurance producer’s satisfaction of the producer’s home state’s continuing education requirements for licensed insurance producers shall constitute satisfaction of this state’s continuing education requirements if the nonresident insurance producer’s home state recognizes the satisfaction of its continuing education requirements imposed upon insurance producers from this state on the same basis.  2001 Acts, ch 16, §29, 37
IA Code § 522B.16 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522B - LICENSING OF INSURANCE PRODUCERS|Section 522B.16 - Reporting of actions.

522B.16 Reporting of actions.   1. An insurance producer shall report to the commissioner any administrative action taken against the insurance producer in another jurisdiction or by another governmental agency in this state within thirty days of the final disposition of the matter. This report shall include a copy of the order, consent to the order, and other relevant legal documents.   2. Within thirty days of the initial pretrial hearing date, an insurance producer shall report to the commissioner any criminal prosecution of the insurance producer taken in any jurisdiction. The report shall include a copy of the initial complaint filed, the order resulting from the hearing, and any other relevant legal documents.  2001 Acts, ch 16, §30, 37; 2002 Acts, ch 1050, §49; 2018 Acts, ch 1041, §127
IA Code § 522B.16A (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522B - LICENSING OF INSURANCE PRODUCERS|Section 522B.16A - Duties of licensees.

522B.16A Duties of licensees.   1. An insurance producer has a continuing duty and obligation to keep, at the insurance producer’s place of business, usual and customary records pertaining to transactions undertaken by the insurance producer. All such records shall be kept available and open for inspection by the commissioner or the commissioner’s representative at any time during regular business hours, provided that the commissioner or the commissioner’s representative is not entitled to inspect any records prepared in anticipation of litigation or that are subject to any privilege recognized in chapter 622. Such records shall be maintained for a minimum of three years following the completion of an insurance transaction.   2. An insurance producer who willfully fails to comply with this section commits a violation of this chapter and is subject to sanctions under section 522B.11.  2004 Acts, ch 1110, §63
IA Code § 522B.16B (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522B - LICENSING OF INSURANCE PRODUCERS|Section 522B.16B - Written consent to engage or participate in business of insurance.

522B.16B Written consent to engage or participate in business of insurance.   1. A person who is prohibited by 18 U.S.C. §1033 from engaging or participating in the business of insurance because that person has been convicted of a crime under that statute or of a felony involving dishonesty or breach of trust may apply to the commissioner for written consent to engage or participate in the business of insurance in this state.   2. The commissioner, by rule, shall establish a procedure and standards for issuing such a written consent.   3. The commissioner shall not issue an insurance producer license to an applicant who has been convicted of a crime as set forth in subsection 1 unless the applicant has first obtained a written consent from the commissioner to engage or participate in the business of insurance in this state.   4. The commissioner shall not renew or issue an insurance producer license to an insurance producer licensee who has been convicted of a crime as set forth in subsection 1 unless that licensee has first obtained a written consent from the commissioner to engage or participate in the business of insurance in this state.  2006 Acts, ch 1117, §115
IA Code § 522B.17 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522B - LICENSING OF INSURANCE PRODUCERS|Section 522B.17 - Cease and desist orders — penalties.

522B.17 Cease and desist orders — penalties.   1. An insurer or insurance producer who, after hearing, is found to have violated this chapter may be ordered to cease and desist from engaging in the conduct resulting in the violation and may be assessed a civil penalty pursuant to chapter 507B.   2. A person who, after hearing, is found to have violated this chapter by acting as an agent of an insurer or otherwise selling, soliciting, or negotiating insurance in this state, or offering to the public advice, counsel, or services with regard to insurance, who is not properly licensed may be ordered to cease and desist from engaging in the conduct resulting in the violation and may be assessed a civil penalty according to the provisions of chapter 507A.   3. If a person does not comply with an order issued pursuant to this section, the commissioner may petition a court of competent jurisdiction to enforce the order. The court shall not require the commissioner to post a bond in an action or proceeding under this section. If the court finds, after notice and opportunity for hearing, that the person is not in compliance with an order, the court may adjudge the person to be in civil contempt of the order. The court may impose a civil penalty against the person for contempt in an amount not less than three thousand dollars but not greater than ten thousand dollars for each violation and may grant any other relief that the court determines is just and proper in the circumstances.  2001 Acts, ch 16, §31, 37; 2005 Acts, ch 70, §48  Referred to in §505.8, 522B.6, 522B.11, 522B.14, 522B.17A
IA Code § 522B.17A (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522B - LICENSING OF INSURANCE PRODUCERS|Section 522B.17A - Injunctive relief.

522B.17A Injunctive relief.   1. An association with at least twenty-five insurance producer members may bring an action in district court to enjoin a person from selling, soliciting, or negotiating insurance in violation of section 522B.2. However, before bringing an action in district court to enjoin a person pursuant to this section, an association shall file a complaint with the insurance division alleging that the person is selling, soliciting, or negotiating insurance in violation of section 522B.2.   2. If the division makes a determination to proceed administratively against the person for a violation of section 522B.2, the complainant shall not bring an action in district court against the person pursuant to this section based upon the allegations contained in the complaint filed with the division.   3. If the division does not make a determination to proceed administratively against the person for a violation of section 522B.2, the division shall issue, on or before ninety days from the date of filing of the complaint, a release to the complainant that permits the complainant to bring an action in district court pursuant to this section.   4. The filing of a complaint with the division pursuant to this section tolls the statute of limitations pursuant to section 614.1 as to the alleged violation for a period of one hundred twenty days from the date of filing the complaint.   5. Any action brought in district court by a complainant against a person pursuant to this section, based upon the allegations contained in the complaint filed with the division, shall be brought within one year after the ninety-day period following the filing of the complaint with the division, or the date of the issuance of a release by the division, whichever is earlier.   6. If the court finds that the person is in violation of section 522B.2 and enjoins the person from selling, soliciting, or negotiating insurance in violation of that section, the court’s findings of fact and law, and the judgment and decree, when final, shall be admissible in any proceeding initiated pursuant to section 522B.17 by the commissioner against the person enjoined and the person enjoined shall be precluded from contesting in that proceeding the court’s determination that the person sold, solicited, or negotiated insurance in violation of section 522B.2.  2005 Acts, ch 70, §49
IA Code § 522B.18 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522B - LICENSING OF INSURANCE PRODUCERS|Section 522B.18 - Rules.

522B.18 Rules.   The commissioner may adopt reasonable rules according to chapter 17A as are necessary or proper to carry out the purposes of this chapter.  2001 Acts, ch 16, §32, 37
IA Code § 522C.1 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522C - LICENSING OF PUBLIC ADJUSTERS|Section 522C.1 - Purpose.

522C.1 Purpose.   The purpose of this chapter is to govern the qualifications and procedures for licensing public adjusters in this state, and to specify the duties of and restrictions on public adjusters, including limitation of such licensure to assisting insureds only with first-party claims.  2007 Acts, ch 137, §24