reglab/housing_qa huggingface dataset:
NY Pers Prop L § 507 (2021)
2021 New York Laws PEP - Personal Property Article 11 - Rental Purchase Agreements 507 - Enforcement.

§  507.  Enforcement.  1.  A consumer who has suffered a loss due to a   violation of this article by a merchant is entitled to recover from  the   merchant actual damages, reasonable attorney's fees and court costs.2.  Whenever  a court finds that a consumer has been injured because a   merchant acted in bad faith in its performance under this  article,  the   merchant  shall  be  subject  to  a penalty of not less than one hundred   dollars nor more than one thousand dollars as determined by the court.3. A violation of this article is a  deceptive  trade  practice  under   section three hundred forty-nine of the general business law.4.  Whenever there shall be a violation of this article an application   may be made by the attorney general in the name of  the  people  of  the   state  of New York to a court or justice having jurisdiction to issue an   injunction, and upon notice to the defendant of not less than five days,   to enjoin and restrain the continuance of such  violations;  and  if  it   shall  appear  to  the  satisfaction  of  the court or justice, that the   defendant has, in fact, violated  this  section  an  injunction  may  be   issued  by  such  court or justice enjoining and restraining any further   violation, without requiring proof that any person has,  in  fact,  been   injured  or damaged thereby.  In any such proceeding, the court may make   allowances to the attorney general  as  provided  in  paragraph  six  of   subdivision  (a)  of  section  eighty-three  hundred  three of the civil   practice law and rules, and direct restitution. Whenever the court shall   determine that a violation of this article has occurred, the  court  may   impose  a  civil  penalty of not more than five hundred dollars for each   violation. In connection with any such proposed application the attorney   general is authorized to take proof and  make  a  determination  of  the   relevant  facts  and  to  issue  subpoenas  in accordance with the civil   practice law and rules.5. Nothing in this article shall be construed  so  as  to  nullify  or   impair  any right or rights which a consumer may have against a merchant   at common law, by statute, or otherwise.6. A merchant or assignee may not be held liable in an action  brought   under   this   article   for  a  violation  of  this  article  that  was   unintentional  and  resulted  from  a  bona  fide  or   clerical   error   notwithstanding  the  maintenance  of  procedures  reasonably adopted to   avoid any such error.7. An action shall not be brought under this article  more  than  four   years  after  the occurrence of the act, method or practice which is the   subject of the action or more than one year after the last payment in  a   transaction  involving  the method, act or practice which is the subject   of the action, whichever is later.
NY Pers Prop L § 508 (2021)
2021 New York Laws PEP - Personal Property Article 11 - Rental Purchase Agreements 508 - Administration by the Attorney General.

§  508.  Administration  by the attorney general. The attorney general   may make rules and regulations necessary for the administration of  this   article;  provided,  however,  that such rules and regulations shall not   attempt to regulate or  characterize  rental-purchase  agreements  as  a   security  interest,  credit  sale,  retail installment sale, conditional   sale  or  any  other  form  of  consumer  credit  that  imputes   to   a   rental-purchase agreement the creation of a debt or extension of credit,   nor  shall  such  rules  and  regulations  require  the  disclosure of a   percentage rate calculation, including  a  time-price  differential,  an   annual percentage rate, or an effective annual percentage rate.
NY Pers Prop L § 550 (2021)
2021 New York Laws PEP - Personal Property Article 12 - Laws Repealed; When to Take Effect 550 - Laws Repealed.

§  550.  Laws  repealed. Of the laws enumerated in the schedule hereto   annexed, that portion specified in the last column is hereby repealed.
NY Pers Prop L § 551 (2021)
2021 New York Laws PEP - Personal Property Article 12 - Laws Repealed; When to Take Effect 551 - When to Take Effect.

§   551.   When  to  take  effect.  This  chapter  shall  take  effect   immediately.
NY Priv Hous Fin L § 1 (2021)
2021 New York Laws PVH - Private Housing Finance Article 1 - Short Title; Definitions 1 - Short Title.

§  1.  Short  title.  This chapter shall be known and may be cited and   referred to as the "private housing finance law."
NY Priv Hous Fin L § 10 (2021)
2021 New York Laws PVH - Private Housing Finance Article 2 - Limited-Profit Housing Companies 10 - Short Title.

§  10.  Short  title. This article shall be known and may be cited and   referred to as the "limited-profit housing companies law."
NY Priv Hous Fin L § 11 (2021)
2021 New York Laws PVH - Private Housing Finance Article 2 - Limited-Profit Housing Companies 11 - Policy and Purposes of Article.

§ 11. Policy and purposes of article. It is hereby declared that there   exists  in municipalities in this state a seriously inadequate supply of   safe  and  sanitary  dwelling  or  non-housekeeping  accommodations  for   families  and  persons  of  low  income,  including  accommodations  for   handicapped persons of low income and aged care accommodations for  aged   persons  of  low income; that such conditions are due, in large measure,   to over-crowding and concentration of the population, improper planning,   excessive land coverage, lack of proper light, air and  space,  improper   sanitary  facilities  and  inadequate protection from fire hazards; that   such conditions constitute an  emergency  and  a  grave  menace  to  the   health,  safety,  morals, welfare and comfort of citizens of this state,   necessitating speedy relief which cannot  readily  be  provided  by  the   ordinary  unaided  operation  of  private  enterprise  and  require that   provision be made by which private free enterprise may be encouraged  to   invest in companies regulated by law as to rents, profits, dividends and   disposition  of  their  property  or franchises and engaged in providing   such housing facilities and other facilities incidental  or  appurtenant   thereto for families or persons of low income; that it is necessary that   provision be made for participation by the state, its municipalities and   the  New  York  state  housing  finance  agency in the financing of such   housing, for the acquisition by such companies of real property required   for such purposes and for public assistance to  such  companies  by  the   granting  of  tax  exemptions;  that  the  cooperation of the state, its   subdivisions and the New York state housing finance agency is  necessary   to  accomplish  such purposes; that the provision of such adequate, safe   and  sanitary  housing  accommodations  by  such  companies  jointly  or   severally  are  public  uses  and purposes for which public money may be   loaned and private property may be acquired by and  for  such  companies   and tax exemptions granted; that such conditions require the creation of   the  companies  hereinafter  prescribed for the purpose of attaining the   ends herein recited; and the necessity in the public  interest  for  the   provisions  hereinafter  enacted  is  hereby  declared  as  a  matter of   legislative determination.
NY Priv Hous Fin L § 13-A (2021)
2021 New York Laws PVH - Private Housing Finance Article 2 - Limited-Profit Housing Companies 13-A - The Applicability of Not-for-Profit Corporation Law.

§  13-a.  The  applicability of not-for-profit corporation law. 1. The not-for-profit corporation law applies to every  company  heretofore  or hereafter  formed  under this article and the not-for-profit corporation law, provided that:  (a) If any provision of the not-for-profit corporation  law  conflicts with  any provision of this article, the provision of this article shall prevail and the conflicting provision of the not-for-profit  corporation law  shall  not apply in any such case. If any provision of this article relates to a matter embraced in the not-for-profit corporation  law  but is not in conflict therewith, both provisions shall apply.  (b)  The  following  provisions  of the not-for-profit corporation law shall not apply to companies formed pursuant to  this  article  and  the not-for-profit corporation law:   Paragraphs  (7)  and  (8)  of  subdivision  (a) of section one hundred twelve, section one hundred  thirteen,  section  one  hundred  fourteen, section  two  hundred  one,  section  three  hundred four, section three hundred seven, section four hundred four, subdivision (3)  of  paragraph (a)  of  section five hundred ten, section six hundred nine, section six hundred seventeen, paragraphs (a) and (b) of section eight hundred four, article nine, section ten hundred eleven, section  ten  hundred  twelve, article thirteen, article fourteen.   2.  Every  corporation  to which the not-for-profit corporation law is made applicable by this section is a charitable corporation  as  defined in  paragraph  (a)  of  section  one  hundred  two  (Definitions) of the not-for-profit corporation law for all purposes of that law.
NY Priv Hous Fin L § 13-B (2021)
2021 New York Laws PVH - Private Housing Finance Article 2 - Limited-Profit Housing Companies 13-B - Verification of Papers Filed With Supervising Agency.

§  13-b.  Verification  of  papers  filed with supervising agency. Any   document required to be filed  with  the  supervising  agency  regarding   rental  units,  either  state or municipal, shall be duly verified under   oath of the corporation or individual filing the same. The  commissioner   or   head   of   such  supervising  agency  may  restrict  the  required   verification to such documents as relate to financial statements and all   other data submitted in support of an application  for  an  increase  of   rents.
NY Priv Hous Fin L § 14 (2021)
2021 New York Laws PVH - Private Housing Finance Article 2 - Limited-Profit Housing Companies 14 - Consent of Commissioner to Incorporation.

§  14.  Consent  of  commissioner  to incorporation. Whenever any such   certificate shall be presented to the secretary of state, he  shall  not   file   such   certificate  unless  there  shall  accompany  the  same  a   certificate of the commissioner that he consents to the filing  of  such   certificate; nor shall any amendment to the certificate of incorporation   be  filed  unless it is accompanied by a certificate of the commissioner   consenting thereto. If a company has entered  into  a  contract  with  a   municipality  for  the  construction of a municipally aided project, the   commissioner shall not issue a certificate consenting to an amendment of   the certificate of incorporation of such company, unless the supervising   agency has given its written consent to such amendment.
NY Priv Hous Fin L § 16 (2021)
2021 New York Laws PVH - Private Housing Finance Article 2 - Limited-Profit Housing Companies 16 - Limited-Profit Housing Companies; Partnership Relations.

§   16.   Limited-profit  housing  companies;  partnership  relations. Notwithstanding any provisions in this  article  to  the  contrary,  but subject  to such regulations as may be prescribed by the commissioner or the supervising agency, as the case may be:   1. (a) Any company  may  be  a  partner  (general  or  limited)  in  a partnership  (general  or  limited)  formed for the purpose of providing such company with capital. Any  company  incorporated  pursuant  to  the provisions  of this article may, with the consent of the commissioner or the supervising agency as the case may be, become a partner (general  or limited)  in  a partnership (general or limited) upon the consent of the company to the refinancing of its original mortgage loan by  a  mortgage loan  insured  by  the Federal government; such a partnership shall have the same powers and duties as provided by this article as a  partnership formed for the purpose of providing a company with capital.  (b)  Any  partner  (general or limited) of any partnership (general or limited) in which a company is a partner (general or limited) may be the owner or holder of any shares, bonds, income debentures, notes or  other securities of such company.  (c)  Any  company  which is a partner (general or limited) in any such partnership (general or limited) may exercise all the rights and  powers and  shall  be subject to all the duties and obligations of a company in accordance with this article.   2. The capital structure of a company which is a partner  (general  or limited)  in  a  partnership  (general  or  limited)  formed pursuant to paragraph  (a)  of  subdivision  one  of  section  sixteen  may  include withdrawals from the capital of such a partnership (general or limited).   The   provisions  of  this  article  relating  to  shares  and  income debentures shall be deemed to include withdrawals from the capital of  a partnership  (general  or  limited)  of  which  a  company  is a partner (general or limited).   3. For the purposes of this section, the term partner shall be  deemed to  include  a  member  of  a  limited  liability  company, and the term partnership shall be deemed to  include  a  limited  liability  company, provided  there  is  disclosure  of the identity of the managing member, including the identity of the natural person who is responsible for  the housing  development.  Notwithstanding  any provision of this section to the contrary, any change in general partner of a partnership or managing member of a limited liability company shall be  subject  to  the  prior, written approval of the commissioner or supervising agency.
NY Priv Hous Fin L § 18 (2021)
2021 New York Laws PVH - Private Housing Finance Article 2 - Limited-Profit Housing Companies 18 - Designation of and Service of Process on Secretary of State and Registered Agent.

§  18. Designation of and service of process on secretary of state and   registered agent. The provisions of sections three hundred  four,  three   hundred five and three hundred six of the business corporation law shall   apply  to  companies  heretofore  or hereafter organized pursuant to the   provisions of this article.
NY Priv Hous Fin L § 19 (2021)
2021 New York Laws PVH - Private Housing Finance Article 2 - Limited-Profit Housing Companies 19 - Consideration for Issuance of Stock, Bonds or Income Debentures.

§ 19. Consideration for issuance of stock, bonds or income debentures.   No  company  shall  issue  stock, bonds, or income debentures except for   money or property actually received for the use and lawful  purposes  of   the  company,  provided,  however, that a mutual company may issue stock   for home owners purchase notes if the purchase transaction has  received   the   written   endorsement  of  the  commissioner  in  accordance  with   supplementary rules and regulations of the  commissioner  made  therefor   and  if at least two hundred dollars in money or property is received by   such company toward the issuance of  such  stock.  No  stock,  bonds  or   income  debentures  shall be issued for property except upon a valuation   approved by the supervising agency or by the commissioner, as  the  case   may  be, and such valuations shall be used in computing the estimated or   actual project cost.
NY Priv Hous Fin L § 20 (2021)
2021 New York Laws PVH - Private Housing Finance Article 2 - Limited-Profit Housing Companies 20 - Mortgages, Mortgage Bonds and Notes.

§  20. Mortgages, mortgage bonds and notes. 1. Any company, subject to   the approval of the commissioner or of the supervising  agency,  as  the   case  may  be, may borrow funds and secure the repayment thereof by bond   or note and mortgage or by an issue of bonds under a trust indenture.2. Each loan made to a company shall relate to one or  more  specified   projects  and  shall  be  secured  by  a  mortgage  upon all of the real   property of which the project or projects, to which  the  loan  relates,   consists,  and  upon  all  fixtures  and  articles  of personal property   attached to or used in connection with the operation of such project  or   projects.  Such  mortgages may contain such other clauses and provisions   as shall be approved by the commissioner, or the supervising agency,  as   the  case  may  be, including the right to assignment of rents and entry   into possession in case of default; but the operation of such project or   projects, in the event of such entry by a mortgagee or receiver,  except   in  the  case  of  a  mortgage  loan  insured  or  held  by  the federal   government,  shall  be  subject  to  regulations  promulgated   by   the   commissioner  or the supervising agency. Provisions for the amortization   of the mortgage indebtedness  and  residual  indebtedness  of  companies   formed  under  this  article  shall  be  subject  to the approval of the   commissioner or the supervising agency, as the case may be. In the  case   of  an instrument or instruments evidencing residual indebtedness issued   pursuant to section  twenty-three-a  or  section  forty-four-b  of  this   chapter,  the principal amount of such instrument or instruments and the   interest thereon, if any, shall be repaid over  a  period  of  time  not   exceeding  the  term over which the mortgage loan insured by the federal   government is to be repaid, plus ten years, which period of  time  shall   commence  at  such  time  as  the commissioner or the supervising agency   shall approve, provided, however, that such period  of  time  shall  not   expire  more  than  fifteen years after the mortgage loan insured by the   federal government has been satisfied.
NY Priv Hous Fin L § 21 (2021)
2021 New York Laws PVH - Private Housing Finance Article 2 - Limited-Profit Housing Companies 21 - Capital Structure.

§   21.   Capital  structure.  The  capital  structure  of  a  company   undertaking a project and the proportionate amount of the  project  cost   to  be  represented  by  mortgages,  bonds, notes, income debentures and   shares shall be subject to the approval of the  commissioner  except  as   otherwise   provided   in   section   twenty-three  with  respect  to  a   municipally-aided project. The shares and income debentures issued by  a   mutual  company or urban rental company, other than a non-profit company   incorporated  pursuant  to  the   provisions   of   the   not-for-profit   corporation  law  and  this article for the purpose of providing housing   for staff members, employees  or  students  of  a  college,  university,   hospital  or  child care institution and their immediate families or for   aged  or  handicapped  persons  of  low  income,  and   other   than   a   municipally-aided  non-profit  company  or  a  municipally-aided  mutual   company, and other than a low income non-profit housing  company,  shall   not  be  less than the total of five per centum of the project cost. The   shares, bonds or notes, income debentures  and  mortgages  covering  any   project shall not exceed the actual project cost.The  provisions  of  this  section  with  respect to the proportionate   amount of the project cost to be represented by mortgages, bonds, notes,   income debentures and shares shall not  be  applicable  to  any  housing   company  project,  if  funds made available by the federal government or   any agency or instrumentality thereof are used in financing the project,   in whole or in part, or if a mortgage  or  mortgage  bonds  issued  with   respect  to  such  project  are insured by the federal government or any   agency or instrumentality thereof.
NY Priv Hous Fin L § 22-A (2021)
2021 New York Laws PVH - Private Housing Finance Article 2 - Limited-Profit Housing Companies 22-A - Redevelopment Loans.

§  22-a.  Redevelopment  loans.  Notwithstanding any provision of this   article to  the  contrary,  where  a  state-aided  project  undergoes  a   comprehensive  redevelopment  plan,  the commissioner may approve a loan   and encumbrance of such project in an amount in excess of actual project   cost within the meaning of section twenty-one of this article,  provided   that  such amount represents cost of capital improvements, redevelopment   or acquisition by a new owner,  any  consequent  rent  increase  is  not   unduly  burdensome  to  the  tenants,  and  the  company  enters into an   agreement to remain subject to the provisions  of  this  article  for  a   period  of no less than an additional fifteen years from issuance of the   loan and encumbrance.
NY Priv Hous Fin L § 22-B (2021)
2021 New York Laws PVH - Private Housing Finance Article 2 - Limited-Profit Housing Companies 22-B - Loans for State-Aided Limited-Profit Housing Companies.

§  22-b.  Loans  for  state-aided limited-profit housing companies. 1.   Notwithstanding any provision of  this  article  to  the  contrary,  the   commissioner  may  for  a  period of one year from the effective date of   this act approve a loan and encumbrance in excess of the actual  project   cost  of a state-aided project comprising more than five thousand rental   units, provided that: (a) the rents paid  by  the  tenants  may  not  be   increased to pay for any consequent increase in indebtedness that is not   attributable  to  project cost; (b) the company enters into an agreement   to continue to remain subject to the provisions of this  article  for  a   period  of  no less than an additional thirty years from issuance of the   loan and encumbrance; and (c) the greater of twenty-five percent of  the   amount  of  such  loan  which  exceeds such actual project cost or forty   million dollars of the proceeds  of  such  loan  must  be  dedicated  to   capital improvements to existing structures and facilities.2.  Any company that enters into a loan pursuant to subdivision one of   this section shall create a plan within one year of the approval of  the   loan.  The  plan  shall include details of all capital improvements that   will occur as a result of the loan.  Such  company  shall  obligate  the   funds  dedicated  to  the capital improvements within three years of the   approval of the loan. Such company shall  submit  a  copy  of  the  plan   within  one  year  of the approval of the loan and within three years of   the approval of the loan, a report that details  the  use  of  the  loan   funds  to  the governor, the commissioner of the division of housing and   community renewal, the temporary president of the senate, the speaker of   the assembly, the minority leader of the senate, the minority leader  of   the  assembly,  the  chair of the senate finance committee, the chair of   the assembly ways and means committee, the chair of the senate  housing,   construction,  and community development committee, and the chair of the   assembly housing committee.3. Such company shall participate in bimonthly meetings  with  elected   officials  and  the  members  of the project's residents' association or   other tenant organization that represents the majority of tenants in the   project in order to hear any advice or comments on the implementation of   the plan. The meetings shall occur on a regular basis until all  of  the   money  set-aside  for  capital  improvements  in subdivision one of this   section has been spent.