reglab/housing_qa huggingface dataset:
TX Fin Code § 271.001 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle Z - Miscellaneous Provisions Relating to Financial Institutions and Businesses|Chapter 271 - Financial Transaction Reporting Requirements|Section 271.001. Reporting Requirement for Crimes and Suspected Crimes and Currency and Foreign Transactions

Sec. 271.001.  REPORTING REQUIREMENT FOR CRIMES AND SUSPECTED CRIMES AND CURRENCY AND FOREIGN TRANSACTIONS.  (a)  A financial institution that is required to file a report with respect to a transaction in this state under the Currency and Foreign Transactions Reporting Act (31 U.S.C. Section 5311 et seq.), 31 C.F.R. Part 103, or 12 C.F.R. Section 21.11, and their subsequent amendments, shall file a copy of the report with the attorney general.(b)  A financial institution that timely files the report described by Subsection (a) with the appropriate federal agency as required by federal law complies with that subsection unless the attorney general:(1)  notifies the financial institution that the report is not of a type that is regularly and comprehensively transmitted by the federal agency to the attorney general following the attorney general's request to that agency;(2)  requests that the financial institution provide the attorney general with a copy of the report;  and(3)  reimburses the financial institution for the actual cost of duplicating and delivering the report or 25 cents for each page, whichever is less.(c)  In this section, "financial institution" has the meaning assigned by 31 U.S.C. Section 5312 and its subsequent amendments.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.  Amended by Acts 1999, 76th Leg., ch. 344, Sec. 2.028, eff. Sept. 1, 1999.|
TX Fin Code § 271.002 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle Z - Miscellaneous Provisions Relating to Financial Institutions and Businesses|Chapter 271 - Financial Transaction Reporting Requirements|Section 271.002. Reporting Requirement for Cash Receipts of More Than $10,000

Sec. 271.002.  REPORTING REQUIREMENT FOR CASH RECEIPTS OF MORE THAN $10,000.  (a)  A person engaged in a trade or business who, in the course of the trade or business, receives more than $10,000 in one transaction or in two or more related transactions in this state and who is required to file a return under Section 6050I, Internal Revenue Code of 1986 (26 U.S.C. Section 6050I), or 26 C.F.R. Section 1.6050I-1, and their subsequent amendments, shall file a copy of the return with the attorney general.(b)  A person who timely files the return described by Subsection (a) with the appropriate federal agency as required by federal law complies with that subsection unless the attorney general:(1)  notifies the person that the return is not of a type that is regularly and comprehensively transmitted by the federal agency to the attorney general;  and(2)  requests that the person provide the attorney general with a copy of the return.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.  Amended by Acts 1999, 76th Leg., ch. 344, Sec. 2.029, eff. Sept. 1, 1999.|
TX Fin Code § 271.003 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle Z - Miscellaneous Provisions Relating to Financial Institutions and Businesses|Chapter 271 - Financial Transaction Reporting Requirements|Section 271.003. Use of Reported Information

Sec. 271.003.  USE OF REPORTED INFORMATION.  The attorney general may report a possible violation indicated by analysis of a report or return described by this chapter or information obtained under this chapter to an appropriate law enforcement agency for use in the proper discharge of the agency's official duties.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 271.004 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle Z - Miscellaneous Provisions Relating to Financial Institutions and Businesses|Chapter 271 - Financial Transaction Reporting Requirements|Section 271.004. Failure to Comply With Reporting Requirements; Criminal Penalty

Sec. 271.004.  FAILURE TO COMPLY WITH REPORTING REQUIREMENTS;  CRIMINAL PENALTY.  (a)  A person commits an offense if the person:(1)  is requested by the attorney general to submit information required by Section 271.001 or 271.002 to the attorney general;  and(2)  knowingly fails to provide the requested information to the attorney general before the 30th day after the date of the request.(b)  An offense under this section is a Class A misdemeanor.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 271.005 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle Z - Miscellaneous Provisions Relating to Financial Institutions and Businesses|Chapter 271 - Financial Transaction Reporting Requirements|Section 271.005. Suppression of Physical Evidence; Criminal Penalty

Sec. 271.005.  SUPPRESSION OF PHYSICAL EVIDENCE;  CRIMINAL PENALTY.  (a)  A person commits an offense if the person knowingly suppresses physical evidence connected with information contained in a report or return required by this chapter through concealment, alteration, or destruction.(b)  An offense under this section is a Class A misdemeanor.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 271.006 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle Z - Miscellaneous Provisions Relating to Financial Institutions and Businesses|Chapter 271 - Financial Transaction Reporting Requirements|Section 271.006. Notification to Target of Criminal Investigation; Criminal Penalty

Sec. 271.006.  NOTIFICATION TO TARGET OF CRIMINAL INVESTIGATION;  CRIMINAL PENALTY.  (a)  A person commits an offense if the person:(1)  is required to submit a report or return under this chapter;  and(2)  knowingly notifies an individual who is the target of a criminal investigation involving an offense under Chapter 34, Penal Code, that:(A)  the attorney general has requested the person to provide information required by this chapter related to the targeted individual;  or(B)  the individual may be subject to impending criminal prosecution.(b)  An offense under this section is a Class A misdemeanor.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 276.001 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle Z - Miscellaneous Provisions Relating to Financial Institutions and Businesses|Chapter 276 - Financial Institution Accounts|Section 276.001. Accounts for Candidates for Public Office

Sec. 276.001.  ACCOUNTS FOR CANDIDATES FOR PUBLIC OFFICE.  (a)  A financial institution may not open an account in the name of a candidate without obtaining that candidate's consent and signature.  This subsection does not require that the candidate be a signatory to the account.(b)  In this section:(1)  "Candidate" has the meaning assigned by Section 251.001, Election Code.(2)  "Financial institution" means a bank, savings and loan association, savings bank, or credit union.|Added by Acts 1999, 76th Leg., ch. 62, Sec. 7.27(a), eff. Sept. 1, 1999.|
TX Fin Code § 276.002 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle Z - Miscellaneous Provisions Relating to Financial Institutions and Businesses|Chapter 276 - Financial Institution Accounts|Section 276.002. Garnishment of Financial Institution Account

Sec. 276.002.  GARNISHMENT OF FINANCIAL INSTITUTION ACCOUNT.  (a)  Notwithstanding the Texas Rules of Civil Procedure, if a financial institution fails to timely file an answer to a writ of garnishment issued before or after a judgment is rendered in the case, a court may enter a default judgment against the financial institution solely as to the existence of liability and not as to the amount of damages.(b)  A financial institution against which a default judgment is entered under Subsection (a) is not deemed to have in the financial institution's possession or to have knowledge of sufficient debts, assets, or personal effects of the debtor to satisfy the debtor's obligations to the garnishor.(c)  After a default judgment is entered against a financial institution as to the existence of liability as provided by Subsection (a), the garnishor has the burden to establish the amount of actual damages proximately caused to the garnishor by the financial institution's default.(d)  The court may award to the garnishor:(1)  damages in the amount determined under Subsection (c); and(2)  for good cause shown, reasonable attorney's fees incurred by the garnishor in establishing damages under Subsection (c).(e)  Notwithstanding Section 22.004, Government Code, the supreme court may not amend or adopt rules in conflict with this section.|Added by Acts 2005, 79th Leg., Ch. 1319 (H.B. 3428), Sec. 1, eff. September 1, 2005.|
TX Fin Code § 276.003 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle Z - Miscellaneous Provisions Relating to Financial Institutions and Businesses|Chapter 276 - Financial Institution Accounts|Section 276.003. Use of Proceeds of Extension of Credit for Financial Institution Account

Sec. 276.003.  USE OF PROCEEDS OF EXTENSION OF CREDIT FOR FINANCIAL INSTITUTION ACCOUNT.  (a)  An obligor may use proceeds of an extension of credit made by a financial institution for business, commercial, investment, or similar purposes to establish collateral for the extension of credit by:(1)  making deposits;(2)  purchasing certificates of deposit; or(3)  establishing other accounts at the financial institution.(b)  The amount of the proceeds used as provided by Subsection (a) is not considered a reduction in the amount of the proceeds of the extension of credit for purposes of Title 4 or for any other purpose.(c)  A determination by the obligor that it is beneficial to use proceeds of an extension of credit in the manner described by Subsection (a) is conclusive.(d)  This section may not be construed to imply a contrary rule for transactions not covered by this section.|Added by Acts 2005, 79th Leg., Ch. 1319 (H.B. 3428), Sec. 1, eff. September 1, 2005.|
TX Fin Code § 277.001 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle Z - Miscellaneous Provisions Relating to Financial Institutions and Businesses|Chapter 277 - Business Checking Accounts|Section 277.001. Definitions

Sec. 277.001.  DEFINITIONS.  In this chapter:(1)  "Business" means a legal entity, including a corporation, partnership, or sole proprietorship, that is formed for the purpose of making a profit.(2)  "Business checking account" means an account at a financial institution from which withdrawals may be made by a business by check or draft.  The term includes a money market account, a negotiable order of withdrawal account, or other account at a financial institution in which the account holder has check writing privileges.(3)  "Financial institution" means a state or national bank, state or federal savings and loan association, state or federal savings bank, or state or federal credit union doing business in this state.|Added by Acts 1999, 76th Leg., ch. 998, Sec. 1, eff. Sept. 1, 1999.|
TX Fin Code § 277.002 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle Z - Miscellaneous Provisions Relating to Financial Institutions and Businesses|Chapter 277 - Business Checking Accounts|Section 277.002. Account Information Required

Sec. 277.002.  ACCOUNT INFORMATION REQUIRED.  (a)  A financial institution shall require, as a condition of opening or maintaining a business checking account, that the applicant or account holder provide:(1)  if the business is a sole proprietorship:(A)  the name of the business owner;(B)  the physical address of the business;(C)  the home address of the business owner;  and(D)  the driver's license number of the business owner or the personal identification card number issued to the business owner by the Department of Public Safety;  or(2)  if the business is a corporation or other legal entity, a copy of the business's certificate of incorporation or a comparable document and an assumed name certificate, if any.(b)  The financial institution shall request that the account holder inform the institution at least annually of any changes in the information the institution is required to obtain under Subsection (a).|Added by Acts 1999, 76th Leg., ch. 998, Sec. 1, eff. Sept. 1, 1999.|
TX Fin Code § 277.003 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle Z - Miscellaneous Provisions Relating to Financial Institutions and Businesses|Chapter 277 - Business Checking Accounts|Section 277.003. Disclosure of Information

Sec. 277.003.  DISCLOSURE OF INFORMATION.  (a)  A financial institution may not unreasonably withhold the information described by Section 277.002 in response to a written request for the information that:(1)  is made by a person to whom the financial institution has returned a dishonored check or draft that was issued to the person by a business that maintains a business checking account;  and(2)  includes a photocopy of the dishonored check or draft.(b)  A financial institution that assesses a reasonable research fee in the regular course of business may assess the fee on a person who requests information under this section.(c)  A financial institution is not liable to an account holder or other person for the disclosure of information under this section.|Added by Acts 1999, 76th Leg., ch. 998, Sec. 1, eff. Sept. 1, 1999.|
TX Fin Code § 280.001 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle Z - Miscellaneous Provisions Relating to Financial Institutions and Businesses|Chapter 280 - Savings Promotion Raffle|Section 280.001. Short Title

Sec. 280.001.  SHORT TITLE.  This chapter may be cited as the Texas Savings Promotion Act.|Added by Acts 2017, 85th Leg., R.S., Ch. 978 (H.B. 471), Sec. 3, eff. November 7, 2017.|
TX Fin Code § 280.002 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle Z - Miscellaneous Provisions Relating to Financial Institutions and Businesses|Chapter 280 - Savings Promotion Raffle|Section 280.002. Definitions

Sec. 280.002.  DEFINITIONS.  In this chapter:(1)  "Credit union" means:(A)  a credit union as defined by Section 121.002; or(B)  a federal credit union doing business in this state.(2)  "Deposit," with respect to a financial institution, has the meaning assigned by Section 31.002.(3)  "Finance commission" means the Finance Commission of Texas.(4)  "Financial institution" has the meaning assigned by Section 31.002.(5)  "Savings promotion raffle" means a raffle conducted by a credit union or financial institution in which the sole action required for a chance of winning a designated prize is the deposit of at least a specified amount of money in a savings account or other savings program offered by the credit union or financial institution.|Added by Acts 2017, 85th Leg., R.S., Ch. 978 (H.B. 471), Sec. 3, eff. November 7, 2017.|
TX Fin Code § 280.003 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle Z - Miscellaneous Provisions Relating to Financial Institutions and Businesses|Chapter 280 - Savings Promotion Raffle|Section 280.003. Savings Promotion Raffle by Credit Union

Sec. 280.003.  SAVINGS PROMOTION RAFFLE BY CREDIT UNION.  (a)  A credit union may conduct a savings promotion raffle if:(1)  each ticket or token representing an entry in the raffle has an equal probability of being drawn; and(2)  the raffle is conducted in a manner that:(A)  does not jeopardize the ability of the credit union to operate in a safe and sound manner; and(B)  does not mislead the credit union's members.(b)  A credit union may not require consideration for participation in a savings promotion raffle.  A deposit of an amount of money in a savings account or other savings program that results in an entry in a savings promotion raffle is not consideration. (c)  A credit union may not require a person to pay a premium or fee for opening or using a savings account or other savings program that is subject to a savings promotion raffle, unless the premium or fee is commensurate with the premium or fee that the credit union charges for opening or using comparable savings accounts or savings programs that are not subject to a savings promotion raffle. (d)  A credit union may not limit the withdrawal of money from a savings account or other savings program that is subject to a savings promotion raffle, unless the withdrawal limits are commensurate with the withdrawal limits that the credit union imposes on comparable savings accounts or savings programs that are not subject to a savings promotion raffle.  This subsection does not prohibit a credit union from requiring a deposit of an amount of money to remain in a savings account or other savings program for a certain period of time in order for the deposit to represent an entry in a savings promotion raffle. (e)  A credit union shall pay interest or dividends on a savings account or other savings program that is subject to a savings promotion raffle at a rate that is commensurate with the interest or dividend rate that the credit union pays on comparable savings accounts or savings programs that are not subject to a savings promotion raffle. (f)  A credit union that conducts a savings promotion raffle under this section shall maintain all records that the Credit Union Commission determines are necessary for the Credit Union Department to examine the raffle.(g)  The provisions of this section applicable to a credit union apply to an organization composed exclusively of credit unions. (h)  The Credit Union Commission shall adopt rules and procedures for the administration of this section.|Added by Acts 2017, 85th Leg., R.S., Ch. 978 (H.B. 471), Sec. 3, eff. November 7, 2017.|
TX Fin Code § 280.004 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle Z - Miscellaneous Provisions Relating to Financial Institutions and Businesses|Chapter 280 - Savings Promotion Raffle|Section 280.004. Savings Promotion Raffle by Financial Institution

Sec. 280.004.  SAVINGS PROMOTION RAFFLE BY FINANCIAL INSTITUTION.  (a)  A financial institution may conduct a savings promotion raffle if:(1)  each ticket or token representing an entry in the raffle has an equal probability of being drawn; and(2)  the raffle is conducted in a manner that:(A)  does not jeopardize the ability of the financial institution to operate in a safe and sound manner; and(B)  does not mislead the institution's depositors.(b)  A financial institution may not require consideration for participation in a savings promotion raffle.  A deposit of an amount of money in a savings account or other savings program that results in an entry in a savings promotion raffle is not consideration. (c)  A financial institution may not require a person to pay a premium or fee for opening or using a savings account or other savings program that is subject to a savings promotion raffle, unless the premium or fee is commensurate with the premium or fee that the financial institution charges for opening or using comparable savings accounts or savings programs that are not subject to a savings promotion raffle. (d)  A financial institution may not limit the withdrawal of money from a savings account or other savings program that is subject to a savings promotion raffle, unless the withdrawal limits are commensurate with the withdrawal limits that the financial institution imposes on comparable savings accounts or savings programs that are not subject to a savings promotion raffle.  This subsection does not prohibit a financial institution from requiring a deposit of an amount of money to remain in a savings account or other savings program for a certain period of time in order for the deposit to represent an entry in a savings promotion raffle. (e)  A financial institution shall pay interest or dividends on a savings account or other savings program that is subject to a savings promotion raffle at a rate that is commensurate with the interest or dividend rate that the financial institution pays on comparable savings accounts or savings programs that are not subject to a savings promotion raffle. (f)  A financial institution that conducts a savings promotion raffle under this section shall maintain all records that the finance commission determines are necessary for the financial regulatory agency of this state having regulatory jurisdiction over that financial institution to examine the raffle.(g)  The provisions of this section applicable to a financial institution apply to an organization composed exclusively of financial institutions.(h)  The finance commission shall adopt rules and procedures for the administration of this section.|Added by Acts 2017, 85th Leg., R.S., Ch. 978 (H.B. 471), Sec. 3, eff. November 7, 2017.|
TX Fin Code § 280.005 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle Z - Miscellaneous Provisions Relating to Financial Institutions and Businesses|Chapter 280 - Savings Promotion Raffle|Section 280.005. Account or Deposit Not Consideration

Sec. 280.005.  ACCOUNT OR DEPOSIT NOT CONSIDERATION.  For purposes of Chapter 47, Penal Code, or other state law, opening or making a deposit in an account is not considered a purchase, payment, or provision of a thing of value for participation in a savings promotion raffle and is not considered to require a substantial expenditure of time, effort, or inconvenience.|Added by Acts 2017, 85th Leg., R.S., Ch. 978 (H.B. 471), Sec. 3, eff. November 7, 2017.|
TX Fin Code § 281.001 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle Z - Miscellaneous Provisions Relating to Financial Institutions and Businesses|Chapter 281 - Protection of Vulnerable Adults From Financial Exploitation|Section 281.001. Definitions

Sec. 281.001.  DEFINITIONS.  In this chapter:(1)  "Department" means the Department of Family and Protective Services. (2)  "Exploitation" means the act of forcing, compelling, or exerting undue influence over a person causing the person to act in a way that is inconsistent with the person's relevant past behavior or causing the person to perform services for the benefit of another person.(3)  "Financial exploitation" means:(A)  the wrongful or unauthorized taking, withholding, appropriation, or use of the money, assets, or other property or the identifying information of a person; or(B)  an act or omission by a person, including through the use of a power of attorney on behalf of, or as the conservator or guardian of, another person, to:(i)  obtain control, through deception, intimidation, fraud, or undue influence, over the other person's money, assets, or other property to deprive the other person of the ownership, use, benefit, or possession of the property; or(ii)  convert the money, assets, or other property of the other person to deprive the other person of the ownership, use, benefit, or possession of the property. (4)  "Financial institution" has the meaning assigned by Section 277.001.(5)  "Vulnerable adult" means:(A)  an elderly person as that term is defined by Section 48.002, Human Resources Code; or(B)  a person with a disability as that term is defined by Section 48.002, Human Resources Code.|Added by Acts 2017, 85th Leg., R.S., Ch. 376 (H.B. 3921), Sec. 1, eff. September 1, 2017.Redesignated from Finance Code, Chapter 280 by Acts 2019, 86th Leg., R.S., Ch. 467 (H.B. 4170), Sec. 21.001(19), eff. September 1, 2019.Amended by: Acts 2021, 87th Leg., R.S., Ch. 502 (H.B. 4477), Sec. 1, eff. September 1, 2021.|