reglab/housing_qa huggingface dataset:
TN Code § 47-9-522 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 9 - Secured Transactions|Part 5 - Filing|§ 47-9-522. Maintenance and Destruction of Records

  Post-lapse maintenance and retrieval of information.  The filing office shall maintain a record of the information provided in a filed financing statement for at least one (1) year after the effectiveness of the financing statement has lapsed under § 47-9-515 with respect to all secured parties of record. The record must be retrievable by using the name of the debtor and by using the file number assigned to the initial financing statement to which the record relates.   Destruction of written records.  Except to the extent that a statute governing disposition of public records provides otherwise, the filing office immediately may destroy any written record evidencing a financing statement. However, if the filing office destroys a written record, it shall maintain another record of the financing statement which complies with subsection (a).
TN Code § 47-9-523 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 9 - Secured Transactions|Part 5 - Filing|§ 47-9-523. Information From Filing Office — Sale or License of Records

  Acknowledgment of filing written record.  If a person that files a written record requests an acknowledgment of the filing, the filing office shall send to the person an image of the record showing the number assigned to the record pursuant to § 47-9-519(a)(1) and the date and time of the filing of the record. However, if the person furnishes a copy of the record to the filing office, the filing office may instead:  note upon the copy the number assigned to the record pursuant to § 47-9-519(a)(1) and the date and time of the filing of the record; and   send the copy to the person.     Acknowledgment of filing other record.  If a person files a record other than a written record, the filing office shall communicate to the person an acknowledgment that provides:  the information in the record;   the number assigned to the record pursuant to § 47-9-519(a)(1); and   the date and time of the filing of the record.     Communication of requested information.  A filing office described in § 47-9-501(a)(2) shall, and a filing office described in § 47-9-501(a)(1) may, communicate or otherwise make available in a record the following information to any person that requests it:  whether there is on file on a date and time specified by the filing office, but not a date earlier than three (3) business days before the filing office receives the request, any financing statement that:  designates a particular debtor or, if the request so states, designates a particular debtor at the address specified in the request;   has not lapsed under § 47-9-515 with respect to all secured parties of record; and   if the request so states, has lapsed under § 47-9-515 and a record of which is maintained by the filing office under § 47-9-522(a);     the date and time of filing of each financing statement; and   the information provided in each financing statement.     Medium for communicating information.  In complying with its duty under subsection (c), the filing office may communicate information in any medium. However, if requested, the filing office shall communicate information by issuing a record that can be admitted into evidence in the courts of this state without extrinsic evidence of its authenticity.   Timeliness of filing office performance.  The filing office described in § 47-9-501(a)(2) shall perform the acts required by subsections (a) through (d) at the time and in the manner prescribed by filing office rule, but not later than two (2) business days after the filing office receives the request.   Public availability of records.  At least weekly, the secretary of state shall offer to sell or license to the public on a nonexclusive basis, in bulk, copies of all records filed in it under this part, in every medium from time to time available to the filing office described in § 47-9-501(a)(2).
TN Code § 47-9-524 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 9 - Secured Transactions|Part 5 - Filing|§ 47-9-524. Delay by Filing Office

 Delay by the filing office beyond a time limit prescribed by this part is excused if:   the delay is caused by interruption of communication or computer facilities, war, emergency conditions, failure of equipment, or other circumstances beyond control of the filing office; and   the filing office exercises reasonable diligence under the circumstances.
TN Code § 47-9-525 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 9 - Secured Transactions|Part 5 - Filing|§ 47-9-525. Fees

  Initial financing statement.  Except as otherwise provided in subsection (d), the uniform fee for filing and indexing a record under this part is:  fifteen dollars ($15.00) if the record is communicated in writing and consists of ten (10) or fewer pages; or   fifteen dollars ($15.00) plus fifty cents (50¢) per page in excess of ten (10) pages, if the record is communicated in writing and consists of more than ten (10) pages.   an amount as established by filing-office rule adopted and promulgated in accordance with the Uniform Administrative Procedures Act, compiled in title 4, chapter 5, if the record is communicated by another medium authorized by the filing office.     Number of names.  Except as otherwise provided in subsection (e), if a record is communicated in writing, the uniform fee for each name more than one required to be indexed is fifteen dollars ($15.00).   Response to information request.  The uniform fee for responding to a written request for information from the filing office, including for issuing a certificate showing whether there is on file any financing statement naming a particular debtor, is fifteen dollars ($15.00). Upon request, the filing office shall furnish a copy of any filed financing statement for a uniform fee of one dollar ($1.00) per page.   The filing office may establish a uniform fee for responding to a request for information communicated by another medium authorized by the filing office, including issuing a certificate showing whether there is on file any financing statement naming a particular debtor and including a per page fee, by rule adopted and promulgated in accordance with the Uniform Administrative Procedures Act.     Record of mortgage.  This section does not require a fee with respect to a record of a mortgage which is effective as a financing statement filed as a fixture filing or as a financing statement covering as-extracted collateral or timber to be cut under § 47-9-502(c). However, the recording and satisfaction fees that otherwise would be applicable to the record of the mortgage apply.   Tennessee Recording Tax.  In addition to the fees described above, tax may be payable under § 67-4-409(b), upon the filing of a financing statement. The filing officer may accept the representation on the financing statement, or in an accompanying sworn statement, of the amount of indebtedness for recording tax purposes, and need not verify the computation of the amount of such tax. The amount tendered to the filing officer shall be applied first to the filing fee and then to any tax imposed on the filing. No statement of indebtedness prescribed by law on or accompanying a financing statement shall limit the amount of any security interest perfected by filing the financing statement or shall otherwise impair its effectiveness.
TN Code § 47-9-526 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 9 - Secured Transactions|Part 5 - Filing|§ 47-9-526. Filing-Office Rules

  Adoption of filing-office rules.  The secretary of state shall adopt and publish rules to implement this chapter. The filing-office rules must be:  consistent with this chapter; and   adopted and published in accordance with the Uniform Administrative Procedures Act, compiled in title 4, chapter 5.     Harmonization of rules.  To keep the filing-office rules and practices of the filing office in harmony with the rules and practices of filing offices in other jurisdictions that enact substantially this part, and to keep the technology used by the filing office compatible with the technology used by filing offices in other jurisdictions that enact substantially this part, the secretary of state, so far as is consistent with the purposes, policies, and provisions of this chapter, in adopting, amending, and repealing filing-office rules, shall:  consult with filing offices in other jurisdictions that enact substantially this part; and   consult the most recent version of the Model Rules promulgated by the International Association of Corporate Administrators or any successor organization; and   take into consideration the rules and practices of, and the technology used by, filing offices in other jurisdictions that enact substantially this part.
TN Code § 47-9-527 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 9 - Secured Transactions|Part 5 - Filing|§ 47-9-527. Duty to Report

 The secretary of state shall report annually on or before February 1 to the governor and general assembly on the operation of the filing office. The report must contain a statement of the extent to which:   the filing-office rules are not in harmony with the rules of filing offices in other jurisdictions that enact substantially this part and the reasons for these variations; and   the filing-office rules are not in harmony with the most recent version of the Model Rules promulgated by the International Association of Corporate Administrators, or any successor organization, and the reasons for these variations.
TN Code § 47-9-601 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 9 - Secured Transactions|Part 6 - Default|§ 47-9-601. Rights After Default — Judicial Enforcement — Consignor or Buyer of Accounts, Chattel Paper, Payment Intangibles, or Promissory Notes

  Rights of secured party after default.  After default, a secured party has the rights provided in this part and, except as otherwise provided in § 47-9-602, those provided by agreement of the parties. A secured party:  May reduce a claim to judgment, foreclose, or otherwise enforce the claim, security interest, or agricultural lien by any available judicial procedure; and   If the collateral is documents, may proceed either as to the documents or as to the goods they cover.     Rights and duties of secured party in possession or control.  A secured party in possession of collateral or control of collateral under § 47-7-106, § 47-9-104, § 47-9-105, § 47-9-106, or § 47-9-107 has the rights and duties provided in § 47-9-207.   Rights cumulative; simultaneous exercise.  The rights under subsections (a) and (b) are cumulative and may be exercised simultaneously.   Rights of debtor and obligor.  Except as otherwise provided in subsection (g) and § 47-9-605, after default, a debtor and an obligor have the rights provided in this part and by agreement of the parties.   Lien of levy after judgment.  If a secured party has reduced its claim to judgment, the lien of any levy that may be made upon the collateral by virtue of an execution based upon the judgment relates back to the earliest of:  The date of perfection of the security interest or agricultural lien in the collateral;   The date of filing a financing statement covering the collateral; or   Any date specified in a statute under which the agricultural lien was created.     Execution sale.  A sale pursuant to an execution is a foreclosure of the security interest or agricultural lien by judicial procedure within the meaning of this section. A secured party may purchase at the sale and thereafter hold the collateral free of any other requirements of this chapter.   Consignor or buyer of certain rights to payment.  Except as otherwise provided in § 47-9-607(c), this part imposes no duties upon a secured party that is a consignor or is a buyer of accounts, chattel paper, payment intangibles, or promissory notes.   Foreclosure under this chapter is not deemed to be debt collection.
TN Code § 47-9-602 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 9 - Secured Transactions|Part 6 - Default|§ 47-9-602. Waiver and Variance of Rights and Duties

 Except as otherwise provided in § 47-9-624, to the extent that they give rights to a debtor or obligor and impose duties on a secured party, the debtor or obligor may not waive or vary the rules stated in the following listed sections:   Section 47-9-207(b)(4)(C), which deals with use and operation of the collateral by the secured party;   Section 47-9-210, which deals with requests for an accounting and requests concerning a list of collateral and statement of account;   Section 47-9-607(c), which deals with collection and enforcement of collateral;   Sections 47-9-608(a) and 47-9-615(c) to the extent that they deal with application or payment of noncash proceeds of collection, enforcement, or disposition;   Sections 47-9-608(a) and 47-9-615(d) to the extent that they require accounting for or payment of surplus proceeds of collateral;   Section 47-9-609 to the extent that it imposes upon a secured party that takes possession of collateral without judicial process the duty to do so without breach of the peace;   Sections 47-9-610(b), 47-9-611, 47-9-613, and 47-9-614, which deal with disposition of collateral;   Section 47-9-615(f), which deals with calculation of a deficiency or surplus when a disposition is made to the secured party, a person related to the secured party, or a secondary obligor;   Section 47-9-616, which deals with explanation of the calculation of a surplus or deficiency;   Sections 47-9-620, 47-9-621, and 47-9-622, which deal with acceptance of collateral in satisfaction of obligation;   Section 47-9-623, which deals with redemption of collateral;   Section 47-9-624, which deals with permissible waivers; and   Sections 47-9-625 and 47-9-626, which deal with the secured party's liability for failure to comply with this chapter.
TN Code § 47-9-603 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 9 - Secured Transactions|Part 6 - Default|§ 47-9-603. Agreement on Standards Concerning Rights and Duties

  Agreed standards.  The parties may determine by agreement the standards measuring the fulfillment of the rights of a debtor or obligor and the duties of a secured party under a rule stated in § 47-9-602 if the standards are not manifestly unreasonable.   Agreed standards inapplicable to breach of peace.  Subsection (a) does not apply to the duty under § 47-9-609 to refrain from breaching the peace.
TN Code § 47-9-604 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 9 - Secured Transactions|Part 6 - Default|§ 47-9-604. Procedure if Security Agreement Covers Real Property or Fixtures

  Enforcement: personal and real property.  If a security agreement covers both personal and real property, a secured party may proceed:  under this part as to the personal property without prejudicing any rights with respect to the real property; or   as to both the personal property and the real property in accordance with the rights with respect to the real property, in which case the other provisions of this part do not apply.     Enforcement: fixtures.  Subject to subsection (c), if a security agreement covers goods that are or become fixtures, a secured party may proceed:  under this part; or   in accordance with the rights with respect to real property, in which case the other provisions of this part do not apply.     Removal of fixtures.  Subject to the other provisions of this part, if a secured party holding a security interest in fixtures has priority over all owners and encumbrancers of the real property, the secured party, after default, may remove the collateral from the real property.   Injury caused by removal.  A secured party that removes collateral shall promptly reimburse any encumbrancer or owner of the real property, other than the debtor, for the cost of repair of any physical injury caused by the removal. The secured party need not reimburse the encumbrancer or owner for any diminution in value of the real property caused by the absence of the goods removed or by any necessity of replacing them. A person entitled to reimbursement may refuse permission to remove until the secured party gives adequate assurance for the performance of the obligation to reimburse.
TN Code § 47-9-605 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 9 - Secured Transactions|Part 6 - Default|§ 47-9-605. Unknown Debtor or Secondary Obligor

 A secured party does not owe a duty based on its status as secured party:   to a person that is a debtor or obligor, unless the secured party knows:  that the person is a debtor or obligor;   the identity of the person; and   how to communicate with the person; or     to a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:  that the person is a debtor; and   the identity of the person.
TN Code § 47-9-606 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 9 - Secured Transactions|Part 6 - Default|§ 47-9-606. Time of Default for Agricultural Lien

 For purposes of this part, a default occurs in connection with an agricultural lien at the time the secured party becomes entitled to enforce the lien in accordance with the statute under which it was created.
TN Code § 47-9-607 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 9 - Secured Transactions|Part 6 - Default|§ 47-9-607. Collection and Enforcement by Secured Party

  Collection and enforcement generally.  If so agreed, and in any event after default, a secured party:  May notify an account debtor or other person obligated on collateral to make payment or otherwise render performance to or for the benefit of the secured party;   May take any proceeds to which the secured party is entitled under § 47-9-315;   May enforce the obligations of an account debtor or other person obligated on collateral and exercise the rights of the debtor with respect to the obligation of the account debtor or other person obligated on collateral to make payment or otherwise render performance to the debtor, and with respect to any property that secures the obligations of the account debtor or other person obligated on the collateral;   If it holds a security interest in a deposit account perfected by control under § 47-9-104(a)(1), may apply the balance of the deposit account to the obligation secured by the deposit account; and   If it holds a security interest in a deposit account perfected by control under § 47-9-104(a)(2) or (3), may instruct the bank to pay the balance of the deposit account to or for the benefit of the secured party.     Nonjudicial enforcement of mortgage.  If necessary to enable a secured party to exercise under subdivision (a)(3) the right of a debtor to enforce a mortgage nonjudicially, the secured party may record in the office in which a record of the mortgage is recorded:  A copy of the security agreement that creates or provides for a security interest in the obligation secured by the mortgage; and   The secured party's sworn affidavit in recordable form stating that:  A default has occurred with respect to the obligation secured by the mortgage; and   The secured party is entitled to enforce the mortgage nonjudicially.       Commercially reasonable collection and enforcement.  A secured party shall proceed in a commercially reasonable manner if the secured party:  Undertakes to collect from or enforce an obligation of an account debtor or other person obligated on collateral; and   Is entitled to charge back uncollected collateral or otherwise to full or limited recourse against the debtor or a secondary obligor.     Expenses of collection and enforcement.  A secured party may deduct from the collections made pursuant to subsection (c) reasonable expenses of collection and enforcement, including reasonable attorney's fees and legal expenses incurred by the secured party.   Duties to secured party not affected.  This section does not determine whether an account debtor, bank, or other person obligated on collateral owes a duty to a secured party.
TN Code § 47-9-608 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 9 - Secured Transactions|Part 6 - Default|§ 47-9-608. Application of Proceeds of Collection or Enforcement; Liability for Deficiency and Right to Surplus

  Application of proceeds, surplus, and deficiency if obligation secured.  If a security interest or agricultural lien secures payment or performance of an obligation, the following rules apply:  A secured party shall apply or pay over for application the cash proceeds of collection or enforcement under Section 47-9-607 in the following order to:  the reasonable expenses of collection and enforcement and, to the extent provided for by agreement and not prohibited by law, reasonable attorney's fees and legal expenses incurred by the secured party;   the satisfaction of obligations secured by the security interest or agricultural lien under which the collection or enforcement is made; and   the satisfaction of obligations secured by any subordinate security interest in or other lien on the collateral subject to the security interest or agricultural lien under which the collection or enforcement is made if the secured party receives an authenticated demand for proceeds before distribution of the proceeds is completed.     If requested by a secured party, a holder of a subordinate security interest or other lien shall furnish reasonable proof of the interest or lien within a reasonable time. Unless the holder complies, the secured party need not comply with the holder's demand under paragraph (1)(C).   A secured party need not apply or pay over for application noncash proceeds of collection and enforcement under Section 47-9-607 unless the failure to do so would be commercially unreasonable. A secured party that applies or pays over for application noncash proceeds shall do so in a commercially reasonable manner.   A secured party shall account to and pay a debtor for any surplus, and the obligor is liable for any deficiency.     No surplus or deficiency in sales of certain rights to payment.  If the underlying transaction is a sale of accounts, chattel paper, payment intangibles, or promissory notes, the debtor is not entitled to any surplus, and the obligor is not liable for any deficiency.
TN Code § 47-9-609 (2021)
2021 Tennessee Code|Title 47 - Commercial Instruments and Transactions|Chapter 9 - Secured Transactions|Part 6 - Default|§ 47-9-609. Secured Party's Right to Take Possession After Default

  Possession; rendering equipment unusable; disposition on debtor's premises.  After default, a secured party:  may take possession of the collateral; and   without removal, may render equipment unusable and dispose of collateral on a debtor's premises under § 47-9-610.     Judicial and nonjudicial process.  A secured party may proceed under subsection (a):  pursuant to judicial process; or   without judicial process, if it proceeds without breach of the peace.     Assembly of collateral.  If so agreed, and in any event after default, a secured party may require the debtor to assemble the collateral and make it available to the secured party at a place to be designated by the secured party which is reasonably convenient to both parties.