reglab/housing_qa huggingface dataset:
RI Gen L § 27-2-17 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2 - Foreign Insurance Companies|Section 27-2-17 - Reciprocal fees and charges.

§ 27-2-17. Reciprocal fees and charges.(a) Whenever, by the laws of any other state of the United States, any fees, charges, taxes, deposits of money or of securities, or other obligations or prohibitions are imposed on insurance companies incorporated or organized under the laws of this state or on the insurance producers of the insurance companies, so long as the laws continue in force, the fees, charges, taxes, deposits, and obligations shall be imposed on the insurance companies doing business in this state which are incorporated or organized under the laws of the other state and on their insurance producers.(b) Whenever, by the laws of any other state of the United States, insurance companies incorporated or organized under the laws of this state are required to provide a countersignature as a precondition to the issuance, delivery, or making of any contract of insurance in the other state, and whenever the insurance producer of the company is required to pay any fee or commission for placing any insurance coverage in the other state, then the same requirements for countersignatures and fee or commission shall be imposed upon the insurance companies doing business in this state which are incorporated and organized under the laws of the other states and/or their insurance producers.(c) Whenever insurance companies that are authorized to do business in this state issue, deliver, or make any contract of insurance on a person or property in this state, the companies shall place the business through a licensed resident insurance producer or licensed nonresident insurance producer as permitted under § 27-2-3 or any other provision of Rhode Island law; provided, if the insurance to be issued in this state is part of an insurance contract written on a risk whose principal place of business is located in another state, and the insurance contract is placed through an insurance producer of the domiciliary state of the primary insured, it shall be permitted only if that state allows the placement of the business by a licensed nonresident insurance producer of Rhode Island in similar circumstances.(d) The provisions of this section shall not apply to insurance companies incorporated or organized under the laws of a state or country whose laws do not impose retaliatory taxes or other charges or which grant, on a reciprocal basis, exemptions from those taxes or other charges to insurance companies incorporated or organized under the laws of this state.History of Section.G.L. 1896, ch. 181, § 23; G.L. 1909, ch. 219, § 23; P.L. 1914, ch. 1063, § 1; G.L. 1923, ch. 255, § 23; G.L. 1938, ch. 150, § 22; G.L. 1956, § 27-2-17; P.L. 1983, ch. 170, § 2; P.L. 1984, ch. 346, § 1; P.L. 1988, ch. 131, § 1; P.L. 1994, ch. 432, § 2.
RI Gen L § 27-2-18 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2 - Foreign Insurance Companies|Section 27-2-18 - Life insurance companies' offices.

§ 27-2-18. Life insurance companies' offices.Every life insurance company doing business in this state, and whose premium income received from the inhabitants of this state in any one year shall exceed twenty-five thousand dollars ($25,000), shall equip and maintain an office in this state, satisfactory to the insurance commissioner, for the transaction of business in this state.History of Section.G.L. 1896, ch. 182, § 22; G.L. 1909, ch. 220, § 22; P.L. 1909, ch. 382, § 1; G.L. 1923, ch. 256, § 22; G.L. 1938, ch. 151, § 22; impl. am. P.L. 1953, ch. 3174, § 5; G.L. 1956, § 27-2-18; P.L. 2006, ch. 84, § 1; P.L. 2006, ch. 93, § 1.
RI Gen L § 27-2-19 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2 - Foreign Insurance Companies|Section 27-2-19 - Inquiries as to financial condition.

§ 27-2-19. Inquiries as to financial condition.The insurance commissioner may inquire of any life, fire, marine, or fire and marine, or other insurance company, of any name or kind, doing business in this state, or of its secretary, in relation to its financial condition and management, and the inquiry shall be promptly answered.History of Section.G.L. 1896, ch. 182, § 14; G.L. 1909, ch. 220, § 14; G.L. 1923, ch. 256, § 14; G.L. 1938, ch. 151, § 14; impl. am. P.L. 1953, ch. 3174, § 5; G.L. 1956, § 27-2-19.
RI Gen L § 27-2-20 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2 - Foreign Insurance Companies|Section 27-2-20 - Validity of contracts of non-complying companies - Penalty on insurance producers - Actions by company.

§ 27-2-20. Validity of contracts of non-complying companies — Penalty on insurance producers — Actions by company.If any insurance company, cooperative or otherwise, makes insurance without complying with the provisions of this chapter, the contract shall be valid, but every person acting within this state as an insurance producer of the company within the meaning of chapter 2.4 of this title, respecting the effecting of any insurance, shall be fined not less than three hundred dollars ($300) nor more than one thousand dollars ($1,000). No action at law or suit in equity shall be maintained or recovery had by any insurance company, cooperative or otherwise, or by any assignee of the company or by any person claiming under the assignee or the company, except a domestic receiver of the company, on any contract in any of the courts of this state, so long as the company fails to comply with the provisions of this chapter.History of Section.G.L. 1896, ch. 182, § 17; G.L. 1909, ch. 220, § 17; G.L. 1923, ch. 256, § 17; G.L. 1938, ch. 151, § 17; P.L. 1940, ch. 856, § 1; G.L. 1956, § 27-2-20.
RI Gen L § 27-2-21 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2 - Foreign Insurance Companies|Section 27-2-21 - Report and prosecution of violations.

§ 27-2-21. Report and prosecution of violations.The insurance commissioner shall report to the attorney general any violation of the provisions of this chapter that shall come to his or her knowledge. The attorney general shall institute the proper legal proceedings, in the name of the state, against any person violating any provision.History of Section.G.L. 1896, ch. 182, § 24; G.L. 1909, ch. 220, § 24; G.L. 1923, ch. 256, § 24; G.L. 1938, ch. 151, § 24; impl. am. P.L. 1953, ch. 3174, § 5: G.L. 1956, § 27-2-21.
RI Gen L § 27-2-22 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2 - Foreign Insurance Companies|Section 27-2-22 - Companies owned or controlled in whole or in part by foreign state or government.

§ 27-2-22. Companies owned or controlled in whole or in part by foreign state or government.No license or certificate of authority to transact any kind of insurance business in this state shall be issued, renewed, or continued in effect to any domestic, foreign, or alien insurance company or other insurance entity which is owned or financially controlled in whole or in part by another state of the United States or by a foreign government or by any political subdivision, instrumentality, or agency of either, or which is an agency or instrumentality of any state government or subdivision, unless the company or entity was owned in this way, controlled, or constituted prior to January 1, 1955, and was authorized to do business in this state on or prior to January 1, 1955.History of Section.R.P.L. 1957, ch. 162, § 1.
RI Gen L § 27-2-23 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2 - Foreign Insurance Companies|Section 27-2-23 - Discrimination in rates prohibited.

§ 27-2-23. Discrimination in rates prohibited.(a) No foreign insurance company licensed to do or doing business in this state shall make any distinction or discrimination as to the premiums or rates charged for policies of casualty, fire, home owners, accident and health, or marine insurance, nor shall any company make or permit the rejection of an individual's application for insurance coverage, and the determination of the rate class for the individual, solely on the basis of a disability unless the disability is relevant to the risk of loss, nor shall any company make or require any rebate, diminution, or discount upon the sum to be paid on any policy based on any disability discrimination, nor insert in the policy any condition, nor make any stipulation, where the person insured shall bind himself or herself, his or her heirs, executors, administrators, and assigns, to accept any less sum than the full value or amount of the policy in case of a claim accruing on the policy by reason of the claim of the person insured, other than conditions or stipulations as are imposed upon all persons in similar cases, and any stipulation or condition made in this manner or inserted shall be void.(b) No foreign insurance company licensed to do or doing business in this state shall make any distinction or discrimination as to the premiums or rates charged for automobile insurance policies, nor shall the company make or permit the rejection of an individual's application for insurance coverage, and the determination of the rate class of the individual, solely on the basis of a disability or the modification of the automobile with specialized equipment that permits an individual with a disability to operate the automobile, unless the disability or modification of the automobile is relevant to the risk of loss, nor shall any insurance company make or require any rebate, diminution, or discount upon the sum to be paid on any policy based on any disability discrimination, nor insert in the policy any condition, nor make any stipulation, where the person insured shall bind himself or herself, his or her heirs, executors, administrators, and assigns, to accept any less sum than the full value or amount of the policy in case of a claim accruing on the policy by reason of the claim of the person insured, other than conditions or stipulations as are imposed upon all persons in similar cases, and any stipulation or condition made or inserted shall be void. The department of business regulation shall enforce the provisions of this section.History of Section.P.L. 1981, ch. 216, § 2; P.L. 1993, ch. 127, § 2; P.L. 1993, ch. 285, § 2; P.L. 1999, ch. 83, § 61; P.L. 1999, ch. 130, § 61.
RI Gen L § 27-2-24 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2 - Foreign Insurance Companies|Section 27-2-24 - Revocation or suspension of license of foreign company.

§ 27-2-24. Revocation or suspension of license of foreign company.Whenever it appears to the insurance commissioner from the statements, or from an examination of the affairs, of any life, fire, marine, fire and marine, casualty, or other insurance company not incorporated under the authority of this state, that the company is insolvent, or is in an unsound financial condition, or that its business policies are unsound or improper, or that its condition or management is such as to render its further transaction of business hazardous to the public or its policyholders, or that the amount of its funds, net cash, or contingent assets is deficient, or that its capital is impaired, or that it is conducting its business fraudulently or refuses or neglects to comply with the laws of the state relating to insurance companies, it shall be the duty of the insurance commissioner, after notice and hearing, to revoke the license issued to the company and the licenses issued to all of its insurance producers, or the commissioner may revoke those licenses or suspend them for a period not exceeding their unexpired terms.History of Section.P.L. 1992, ch. 445, § 3.
RI Gen L § 27-2-25 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2 - Foreign Insurance Companies|Section 27-2-25 - Notice of revocation or suspension of license.

§ 27-2-25. Notice of revocation or suspension of license.The insurance commissioner shall give written notice to the company specifying the date on which any revocation or suspension shall be effective, the term of any suspension, and the ground for the revocation or suspension; provided, that if the ground for revocation or suspension is that the company has violated any provision of law or has failed to comply with its charter, the effective date of the revocation or suspension shall be not less than ten (10) days from the date of issue of the notice, and the particulars of the violation or failure to comply with its charter shall be specified in the notice. The notice shall be served by registered or certified mail, sent postage prepaid, and addressed to the company at its last home office address, or in the case of a company of a foreign country, sent to its resident manager in the United States or at his last address appearing on the records of the insurance commissioner. An affidavit of the insurance commissioner in any form as the commissioner may prescribe, or of anyone authorized by him or her to give notice, appended to a copy of the notice, that the notice has been mailed as provided in this section shall be prima facie evidence that the notice has been duly given. The insurance commissioner shall also cause notice of the revocation or suspension to be published in any manner, as the commissioner may deem necessary for the protection of the public.History of Section.P.L. 1992, ch. 445, § 3; P.L. 2002, ch. 292, § 8.
RI Gen L § 27-2-26 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2 - Foreign Insurance Companies|Section 27-2-26 - Business prohibited during suspension or revocation.

§ 27-2-26. Business prohibited during suspension or revocation.Any insurance company or its insurance producers shall not make any contracts or issue any policies of insurance in the state after its revocation or suspension is effective or until its license is restored by the insurance commissioner.History of Section.P.L. 1992, ch. 445, § 3.
RI Gen L § 27-2-27 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2 - Foreign Insurance Companies|Section 27-2-27 - Appeal from revocation or suspension.

§ 27-2-27. Appeal from revocation or suspension.A company aggrieved by a revocation or suspension of its license may, within thirty (30) days from the effective date of the revocation or suspension, file a petition in the superior court for the county of Providence for a review of that action of the insurance commissioner. The court shall summarily hear and determine the question whether the ground for revocation or suspension specified in the notice of the insurance commissioner exists and may make any appropriate order or decree. If the order or decree is adverse to the petitioning company it may within twenty (20) days from the issuing of the order or decree appeal to the supreme court; in case of an appeal the revocation or suspension of the license of the company shall continue in full force until the final determination of the question by the supreme court, unless vacated by the insurance commissioner during the pendency of the appeal.History of Section.P.L. 1992, ch. 445, § 3.
RI Gen L § 27-2-28 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2 - Foreign Insurance Companies|Section 27-2-28 - Determination of premium tax rate.

§ 27-2-28. Determination of premium tax rate.The department of business regulation may participate in proceedings under § 44-17-1(d) to implement guidelines, directives, criteria, and may promulgate additional resulting rules and regulations pursuant to chapter 35 of title 42 as are necessary to implement § 44-17-1(d).History of Section.P.L. 2016, ch. 538, § 3.
RI Gen L § 27-2.1-1 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2.1 - Additional Fees for Foreign Insurance Companies|Section 27-2.1-1 - New application fee.

§ 27-2.1-1. New application fee.Any foreign insurance company applying for licensure within the state of Rhode Island to transact insurance business must upon filing of an application submit to the insurance commissioner a non-refundable application fee of one thousand, two hundred dollars ($1,200).History of Section.P.L. 1982, ch. 285, § 1; P.L. 2009, ch. 68, art. 12, § 5; P.L. 2013, ch. 31, § 1; P.L. 2013, ch. 36, § 1.
RI Gen L § 27-2.1-2 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2.1 - Additional Fees for Foreign Insurance Companies|Section 27-2.1-2 - Review of application fee.

§ 27-2.1-2. Review of application fee.Whenever any foreign insurance company has made application to transact insurance business within the state, the applicant shall be assessed for the actual time incurred in conducting the analysis in accordance with the expense calculation for examinations under § 27-13.1-7(a)(1).History of Section.P.L. 1982, ch. 285, § 1; P.L. 2009, ch. 68, art. 12, § 5; P.L. 2013, ch. 31, § 1; P.L. 2013, ch. 36, § 1.
RI Gen L § 27-2.1-3 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2.1 - Additional Fees for Foreign Insurance Companies|Section 27-2.1-3 - Repealed.

§ 27-2.1-3. Repealed.
RI Gen L § 27-2.1-4 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2.1 - Additional Fees for Foreign Insurance Companies|Section 27-2.1-4 - Use of fees.

§ 27-2.1-4. Use of fees.Any and all fees as prescribed by this chapter shall be paid to the general treasurer of the state of Rhode Island.History of Section.P.L. 1982, ch. 285, § 1; P.L. 2002, ch. 292, § 9.
RI Gen L § 27-2.2-1 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2.2 - Domestication/Redomestication of Insurance|Section 27-2.2-1 - Domestication of foreign insurer.

§ 27-2.2-1. Domestication of foreign insurer.Any foreign insurer may become a domestic insurer by complying with all of the requirements of law relative to the organization and licensing of a domestic insurer of the same type, and by filing with the insurance commissioner its articles of association, charter, or other organizational document, together with appropriate amendments to them adopted in accordance with the laws of this state bringing the articles of association, charter, or other organizational document into compliance with the laws of this state. The foreign insurer shall be entitled to the necessary or appropriate certificates and licenses to continue its business and to transact business in this state, and shall be subject to the authority and jurisdiction of this state. In connection with any domestication, the commissioner may waive any and all requirements for public hearings. No insurer domesticating into this state need merge, consolidate, transfer assets, or engage in any other reorganization, other than as specified in this section.History of Section.P.L. 1992, ch. 24, § 1.
RI Gen L § 27-2.2-2 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2.2 - Domestication/Redomestication of Insurance|Section 27-2.2-2 - Effects of domestication.

§ 27-2.2-2. Effects of domestication.Upon domestication in accordance with § 27-2.2-1, the foreign insurer shall become a domestic insurer organized under the laws of this state and have all the rights, privileges, immunities, and powers, and be subject to all applicable laws, duties, and liabilities, of domestic insurers of the same type. The domestic insurer shall then and after this possess all rights that obtained prior to the domestication to the extent permitted by the laws of this state, and be responsible and liable for all the liabilities and obligations that obtained prior to the domestication. The certificate of authority, insurance producers, appointments and licenses, rates, and other items that the insurance commissioner allows, in his or her discretion, which are in existence at the time any insurer licensed to transact the business of insurance in this state transfers its corporate domicile to this or any other state or jurisdiction by domestication, shall continue in full force and effect after the transfer if the insurer remains duly qualified to transact the business of insurance in this state. All transferring insurers qualified in this state shall notify the commissioner of the transfer of domicile and shall provide the commissioner any information and documentation that the commissioner may request. All outstanding policies of any transferring insurer shall remain in full force and effect.History of Section.P.L. 1992, ch. 24, § 1.
RI Gen L § 27-2.2-3 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2.2 - Domestication/Redomestication of Insurance|Section 27-2.2-3 - Fees.

§ 27-2.2-3. Fees.An insurer becoming a domestic insurer through the domestication procedure specified in § 27-2.2-1 shall pay to the commissioner the fees that would be payable by a similar domestic insurer organizing and becoming licensed, or transacting business, in this state. An insurer becoming a domestic insurer pursuant to § 27-2.2-1 shall pay to the insurance commissioner a filing fee in the amount of one thousand dollars ($1,000) for the filing required.History of Section.P.L. 1992, ch. 24, § 1.
RI Gen L § 27-2.2-4 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2.2 - Domestication/Redomestication of Insurance|Section 27-2.2-4 - Conversion to foreign insurer.

§ 27-2.2-4. Conversion to foreign insurer.(a) Any domestic insurer may, upon the approval of, and compliance with any conditions as may be imposed by the insurance commissioner, transfer its domicile, in accordance with the laws of the other state or jurisdiction, to any other state or jurisdiction, and upon the transfer shall cease to be a domestic insurer, and its corporate or other legal existence in this state shall cease upon the filing of proof of the re-domestication with the insurance commissioner and upon payment of a filing fee in the amount of one thousand dollars ($1,000).(b) The insurer shall be admitted to this state as a foreign insurer if qualified as a foreign insurer, upon compliance with the qualification requirements for foreign insurers pursuant to chapter 2 of this title, to the extent not waived by the commissioner.History of Section.P.L. 1992, ch. 24, § 1.
RI Gen L § 27-2.3-1 - 27-2.3-22 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2.3 - Single License Procedure Act|Section 27-2.3-1 - 27-2.3-22 - Repealed.

§ 27-2.3-1 — 27-2.3-22. Repealed.
RI Gen L § 27-2.4-1 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2.4 - Producer Licensing Act|Section 27-2.4-1 - Purpose and scope.

§ 27-2.4-1. Purpose and scope.(a) This chapter governs the qualifications and procedures for the licensing of insurance producers. It simplifies and organizes some statutory language to improve efficiency, permits the use of new technology and reduces costs associated with issuing and renewing insurance licenses. This chapter does not apply to excess and surplus lines agents and brokers licensed pursuant to § 27-3-38 except as provided in §§ 27-2.4-10 and 27-2.4-17.(b) Whenever the words "agent", "solicitor", or "broker" and their plural construct are used in the context of a licensee pursuant to chapter 3 of this title and occur in this chapter, any general law, public law, act or resolution of the general assembly or department of business regulation, those words mean insurance producer, except for those provisions of law and regulation which govern excess and surplus lines agents or brokers licensed pursuant to § 27-3-38.History of Section.P.L. 2001, ch. 14, § 3; P.L. 2001, ch. 15, § 3.
RI Gen L § 27-2.4-3 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-2.4 - Producer Licensing Act|Section 27-2.4-3 - License required.

§ 27-2.4-3. License required.A person shall not sell, solicit or negotiate insurance in this state for any class or classes of insurance unless the person is licensed for that line of authority in accordance with this chapter.History of Section.P.L. 2001, ch. 14, § 3; P.L. 2001, ch. 15, § 3.