reglab/housing_qa huggingface dataset:
TN Code § 45-9-103 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 9 - International Banking|§ 45-9-103. Corporate Charter

 To the extent that the charter of a corporation organized under this chapter is more limited or restrictive than this chapter otherwise permits, the corporation shall be bound by the terms of its charter until such time or times as that charter is amended, subject to the approval and acceptance of the commissioner, to incorporate any other provision or provisions permitted by this chapter.
TN Code § 45-9-104 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 9 - International Banking|§ 45-9-104. Applicability of Other Laws

  Chapters 1 and 2 of this title apply to any corporation organized under this chapter unless and to the extent the commissioner, exercising discretion, deems the provision or provisions or part of the provisions to be inconsistent with the purpose or purposes of this chapter or otherwise inapplicable to corporations organized under this chapter.   All other laws of  Tennessee, except to the extent expressly inconsistent herewith, shall apply to corporations organized under this chapter.
TN Code § 45-9-105 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 9 - International Banking|§ 45-9-105. Rules and Regulations

 The commissioner has the authority to issue rules and regulations that the commissioner, who has sole discretion with regard to the rules and regulations, deems necessary to carry out the purpose or purposes of this chapter.
TN Code § 45-10-101 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 10 - Financial Records Privacy Act|§ 45-10-101. Short Title

 This chapter shall be known and may be cited as the “Financial Records Privacy Act.”
TN Code § 45-10-102 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 10 - Financial Records Privacy Act|§ 45-10-102. Chapter Definitions

 As used in this chapter, and in any subpoena issued pursuant to this chapter, unless the context otherwise requires:   “Custodian” means either the “immediate custodian,” or any person to whom the “immediate custodian” reports, the auditor or any other person designated by a corporation's board of directors to respond to a subpoena issued pursuant to this chapter. “Immediate custodian” means the person preparing, preserving, using, supervising the using or preparation of the financial records, and also includes any person to whom the person reports who is familiar with the preparation, use and maintenance of the records;   “Customer” means a depositor, borrower, member, lessee, other person, or the personal or legal representative or estate thereof, who has, has had, or has contemplated a relationship with the financial institution that caused the financial institution to create, obtain, preserve or maintain financial records pertaining to the person or the person's affairs;   “Financial institution” means a bank, savings and loan association, industrial loan and thrift company, credit union, mortgage broker, mortgage banker, or leasing company accepting deposits, making or arranging loans and making or arranging leases;   “Financial records” or “records” means any original document, any copy of an original document, or any information contained in the document, other than a customer's name, address, and account number, held by or in the custody of a financial institution, where the document, copy or information is identifiable as pertaining to one (1) or more customers of the institution;   “Government authority” means an agency or department of the state, or any officer, employee, or agent thereof;   “Issuer” means any person that causes to be issued a subpoena for the production of records;   “Person” means any individual, partnership, corporation, association, trust or any other legal entity organized under the laws of this state, including any department or agency of this state, any county or municipal corporation located in this state, and any court of this state or of the United States;   “Subpoena” means any writ, order, or other writing directed to a financial institution, or an officer thereof, and requiring the production of a financial record or records; and   “Supervisory agency” means:  The federal deposit insurance corporation;   The national credit union administration;   The federal reserve board;   The United States comptroller of the currency;   The department of financial institutions; and   Any other agency of this state or the United States that is empowered to regulate financial institutions.
TN Code § 45-10-104 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 10 - Financial Records Privacy Act|§ 45-10-104. Requisites for Disclosure — Effect of Disclosure

  Except as provided in § 45-10-103, a financial institution may not disclose to any person, except to the customer or the customer's agent, any financial records relating to that customer unless:  The customer has authorized disclosure to that person as provided in § 45-10-105; or   The financial records are disclosed in response to a lawful subpoena that meets the requirements of §§ 45-10-106 and 45-10-107.     Nothing in this chapter shall preclude any financial institution, or any officer, employee, or agent of a financial institution, from notifying a government authority that the institution, or officer, employee, or agent has information that the financial institution or its representative believes may be relevant to a possible violation of any statute or regulation. The information may include the name or other identifying or descriptive information concerning any individual, corporation, or account involved in any suspected illegal activity, and a description of the activity. The information may be disclosed notwithstanding any law or regulation of this state to the contrary. Nothing in this section shall create any duty to provide any information to a governmental authority except in accordance with subsection (a), nor relieve any duty to provide information to a governmental authority when otherwise required by law. Any financial institution, or officer, employee, or agent thereof making a disclosure of information pursuant to this subsection (b), shall not be liable to any person under any law or regulation of this state or political subdivision thereof, for disclosure or for any failure to disclose information required or permitted under this section.
TN Code § 45-10-105 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 10 - Financial Records Privacy Act|§ 45-10-105. Authorization by Customer

  A customer may authorize disclosure of financial records pertaining to the customer by signing and dating a statement authorizing the disclosure; or, if acceptable to the financial institution, a customer may provide authorization orally. The authorization may specify:  The name of the person to which disclosure is authorized;   The financial records that are authorized to be disclosed; and   The period of time during which the authorization is effective.     No authorization shall be required by a financial institution as a condition of doing business with the financial institution.
TN Code § 45-10-106 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 10 - Financial Records Privacy Act|§ 45-10-106. Service of Subpoena on Financial Institution

 A subpoena authorizing the production of financial records may be served upon a financial institution only if:   A copy of the subpoena has been served upon the customer, if the customer is available for service, in the manner provided by law for the service of subpoena, or, in any judicial proceeding in which the customer is a named party, a copy of the subpoena has been served on the customer in the manner provided for the service of pleadings subsequent to the original complaint by the Tennessee Rules of Civil Procedure; and   The customer, in the case of a judicial subpoena issued in a proceeding in which the customer is not a named party, has not moved to quash the subpoena within ten (10) days after service of a copy of the subpoena on the customer; or in the case of a nonjudicial subpoena, the customer has not notified the issuer, within ten (10) days after service of a copy of the subpoena on the customer, that the customer objects to the subpoena, in which case the issuer must petition an appropriate court and obtain approval of the court before issuing the subpoena. The appropriate court shall be any court of record in the county where the customer is located, if a resident of Tennessee; otherwise the county where the financial institution is located.
TN Code § 45-10-108 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 10 - Financial Records Privacy Act|§ 45-10-108. Bond

 On motion of any affected party, and for good cause shown, the court may require the person requesting the production of any records of a financial institution in a civil action to execute a bond, with sufficient surety, in an amount deemed sufficient by the court.
TN Code § 45-10-109 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 10 - Financial Records Privacy Act|§ 45-10-109. Expenses to Be Taxed as Costs

 In all judicial proceedings, the reasonable expenses of a financial institution in producing records in response to a subpoena shall be taxed as costs, without regard to the amount of any bond, and in all other instances, the issuer shall pay the financial institution's reasonable expenses incurred in complying with the subpoena. The financial institution shall submit to the issuer, either with the records or within thirty (30) days after delivering the records, a statement as to its charges for preparing and delivering the records. Charges by the financial institution at rates that do not exceed those established by the financial institution’s published fee schedule shall be deemed reasonable unless otherwise determined by the appropriate court after notice and a hearing.
TN Code § 45-10-110 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 10 - Financial Records Privacy Act|§ 45-10-110. Compliance With Subpoena Duces Tecum

 Except as hereinafter provided, when a subpoena duces tecum is served upon a custodian of records of any financial institution in an action or proceeding in which the financial institution is not a party, and the subpoena requires the production of all or any part of the records of the financial institution relating to any customer of the financial institution, it shall be sufficient compliance with the subpoena if the custodian within fourteen (14) days after being served with a subpoena duces tecum, files with the court clerk or the issuer, either by personal delivery or certified or registered mail, a true and correct copy, which may be a copy reproduced on film or other reproducing material by microfilming, photographing, photostating or other approximate process, or a facsimile, exemplification or copy of the reproduction or copy of all records specifically described in the subpoena.
TN Code § 45-10-111 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 10 - Financial Records Privacy Act|§ 45-10-111. Wrapping and Delivery of Copy of Records

 The copy of the records shall be separately enclosed in an inner envelope or wrapper, sealed, with the title and number of the action, name of custodian and date of subpoena clearly inscribed on the sealed envelope or wrapper. The sealed envelope or wrapper shall then be enclosed in an outer envelope or wrapper, sealed, and directed as follows:   If the subpoena directs attendance in court, to the clerk of the court or to the judge of the court;   If the subpoena directs attendance at a deposition, to the officer before whom the deposition is to be taken, at the place designated in the subpoena for the taking of the deposition or at the officer's place of business; or   In other cases, to the issuer.
TN Code § 45-10-112 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 10 - Financial Records Privacy Act|§ 45-10-112. Opening of Sealed Envelope

 Unless the sealed envelope or wrapper is returned to a witness who is to appear personally, the copy of the records shall remain sealed and shall be opened only at the time of trial, deposition, or other hearing, upon the direction of the judge, court, officer, body, tribunal or other issuer conducting the proceeding, in the presence of all parties who have appeared in person or by counsel at the trial, deposition, hearing or other proceeding.
TN Code § 45-10-113 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 10 - Financial Records Privacy Act|§ 45-10-113. Affidavit of Custodian

  The records shall be accompanied by an affidavit of a custodian stating in substance that:  The affiant is duly authorized custodian of the records and has authority to certify the records;   The copy is a true copy of all the records described in the subpoena; and   The records were prepared by the personnel of the financial institution's business at or near the time of the act, condition or event reported therein.     If the financial institution has none of the records described, or only part of the records, the custodian shall so state in the affidavit and file the affidavit and the records that are available in the manner prescribed in this chapter. The filing of an affidavit with respect to reasonable charges shall be sufficient proof of the expense, which shall be taxed as costs of court.
TN Code § 45-10-114 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 10 - Financial Records Privacy Act|§ 45-10-114. Copy and Affidavit as Evidence

 The copy of the record shall be admissible in evidence to the same extent as though the original thereof were offered and the custodian had been present and testified to the matters stated in the affidavit. The affidavit shall be admissible in evidence and the matters stated therein shall be presumed true in the absence of a preponderance of evidence to the contrary. When more than one (1) person has knowledge of the facts, more than one (1) affidavit may be made.
TN Code § 45-10-115 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 10 - Financial Records Privacy Act|§ 45-10-115. Personal Attendance of Custodian — Form of Subpoena

  Where the personal attendance of the custodian is required, the subpoena duces tecum shall contain a clause that reads:  “The procedure authorized pursuant to the Financial Records Privacy Act §§ 45-10-110 — 45-10-113 will not be deemed sufficient compliance with this subpoena.”    Where both the personal attendance of the custodian and the production of the original record are required, the subpoena duces tecum shall contain a clause that reads:  “Original records are required, and the procedure authorized pursuant to the Financial Records Privacy Act §§ 45-10-110 — 45-10-113 will not be deemed sufficient compliance with this subpoena.”    Where the personal attendance of the custodian is required, the immediate custodian or immediate custodians of the records required shall appear, and the custodian or custodians shall be compensated as witnesses, in addition to the reasonable cost of producing the records being taxed as costs of court.
TN Code § 45-10-116 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 10 - Financial Records Privacy Act|§ 45-10-116. Substitution of Copies for Original Records

 In view of the property right of the financial institution in its records, original records may be withdrawn after introduction into evidence and copies substituted, unless otherwise directed for good cause by the court, judge, officer, body or tribunal conducting the hearing. The custodian may prepare copies of original records in advance of testifying for the purpose of making substitution of the original records, and the reasonable charges for making the copies shall be taxed as costs of court. If copies are not prepared in advance, they can be made and substituted at any time after introduction of the original record, and the reasonable charges for making the copies shall be taxed as costs of court.
TN Code § 45-10-119 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 10 - Financial Records Privacy Act|§ 45-10-119. Administrative Subpoena for Records Relevant to Financial Exploitation

  A financial institution shall provide access to or copies of records that are relevant to suspected actual or attempted financial exploitation, as defined in § 45-2-1202, in response to an administrative subpoena that satisfies the requirements of § 45-10-103(8) issued by the department of human services, adult protective services as provided in § 71-6-103(j)(4)(A). The records requested pursuant to this subsection (a) must be limited to historical records as well as records relating to the most recent transaction or transactions that may comprise financial exploitation not to exceed thirty (30) calendar days prior to the first transaction that was reported, or thirty (30) calendar days after the last transaction that was reported.   The administrative subpoena and records provided under this section are exempt from the customer consent and customer notice requirements of §§ 45-10-105 and 45-10-106.   A financial institution has up to fourteen (14) business days to respond to an administrative subpoena described in subsection (a).   The department of human services must provide notice to the customer whose records are requested pursuant to subsection (a) not later than thirty (30) days after receipt of the records from the financial institution. However, the department may delay the notice to the customer by seeking a judicial delay pursuant to § 45-10-117.
TN Code § 45-11-101 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 11 - Financial Institutions Conversion Act|§ 45-11-101. Short Title

 This chapter shall be known and may be cited as the “Financial Institutions Conversion Act of 1985.”
TN Code § 45-11-102 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 11 - Financial Institutions Conversion Act|§ 45-11-102. Chapter Definitions

 As used in this chapter, unless the context otherwise requires:   “Capital stock financial institution” means a financial institution, the ownership of which rests in the holders of shares of capital stock, who may receive dividends on their shares, and who have the sole right to vote on matters affecting the financial institution;   “Converting institution” means a financial institution converting to another type of financial institution;   “Financial institution” means a savings and loan association, bank, savings bank, credit union, or trust company organized under the laws of any state or organized under the laws of the United States;   “Mutual financial institution” means an association or savings bank or credit union, the ownership of which rests in members who receive interest on their deposit accounts, and who have the sole right to vote on all matters affecting the financial institution; and   “Resulting financial institution” means the financial institution resulting from a conversion and having its principal place of business in this state.
TN Code § 45-11-103 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 11 - Financial Institutions Conversion Act|§ 45-11-103. Scope

 This chapter shall not be construed to modify, limit or repeal the provisions of chapter 2, part 13 of this title, or chapter 3, part 11 of this title, except as expressly stated in this chapter.
TN Code § 45-11-104 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 11 - Financial Institutions Conversion Act|§ 45-11-104. Conversion of Charter

 Any financial institution may apply to the commissioner for permission to convert its charter in order to do business as another type of financial institution in accordance with the procedures prescribed in this chapter.
TN Code § 45-11-106 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 11 - Financial Institutions Conversion Act|§ 45-11-106. Approval by Stockholders of Converting Financial Institution

  To be effective, a plan of conversion for a stock-owned financial institution must be approved by the stockholders of the converting financial institution by a majority vote of the outstanding voting stock of each class at a meeting called to consider such action, which vote shall constitute the adoption of the charter and bylaws of the resulting financial institution.   To be effective, a plan of conversion for a mutually-owned financial institution must be approved by a majority vote of those members of the institution qualified to vote in person or by mail ballot at a meeting called to consider such action; provided, however, that a plan of conversion by a credit union shall be approved in accordance with the membership approval process for a federally insured credit union, to the extent such membership approval process is applicable.   Prior to mailing, notice of the meeting of shareholders or members and the proxy statement or mail ballot form shall be submitted to the commissioner for approval. The commissioner may require changes in the disclosures and the proxy or mail ballot provided to the stockholders or members to assure full and adequate disclosure prior to those documents being mailed to stockholders or members.   Notice of the meeting and other disclosures shall be mailed to each stockholder or member thirty (30) days prior to the date of the meeting called to consider the conversion.
TN Code § 45-11-107 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 11 - Financial Institutions Conversion Act|§ 45-11-107. Effective Date of Conversion — Certificate of Conversion

  The conversion shall, unless a later date is specified in the plan of conversion, become effective upon the filing with the commissioner of the executed plan of conversion, together with a copy of the resolution of the stockholders or members of the converting financial institution approving it, certified by the financial institution's president or a vice president and a cashier.   The commissioner shall thereupon approve the proposed charter of the resulting financial institution for filing with the secretary of state and issue to the resulting financial institution a certificate of conversion.    The certificate of conversion shall be issued after the following conditions have been met:  Provisions of the plan of conversion for successors to fiduciary positions held by the converting institution have been implemented; and   A commitment for federal deposit insurance effective as of the proposed effective date of conversion has been received.     The certificate shall be conclusive evidence of the conversion and correctness of all proceedings therefor in all courts and places, and shall be recorded in the same manner as is provided for recording of a charter of the institution.