reglab/housing_qa huggingface dataset:
DC Code § 31-5041.10 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 50B - Title Insurance Producers|§ 31-5041.10. Violations of the Real Estate Settlement Procedures Act

The Commissioner or Attorney General for the District of Columbia may bring an action to enjoin or seek remedies for violations of RESPA.  (Sept. 24, 2010, D.C. Law 18-223, § 2131, 57 DCR 6242.)  Emergency Legislation For temporary (90 day) addition, see § 2131 of Fiscal Year 2011 Budget Support Emergency Act of 2010 (D.C. Act 18-463, July 2, 2010, 57 DCR 6542).
DC Code § 31-5041.11 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 50B - Title Insurance Producers|§ 31-5041.11. Rules

The Commissioner, through the Mayor, pursuant to subchapter I of Chapter 5 of Title 2 [§ 2-501 et seq.], may issue rules to implement the provisions of this chapter.  (Sept. 24, 2010, D.C. Law 18-223, § 2132, 57 DCR 6242.)  Emergency Legislation For temporary (90 day) addition, see § 2132 of Fiscal Year 2011 Budget Support Emergency Act of 2010 (D.C. Act 18-463, July 2, 2010, 57 DCR 6542).
DC Code § 31-5041.12 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 50B - Title Insurance Producers|§ 31-5041.12. Applicability; construction

(a) This chapter shall: (1) Apply to all persons engaged in the business of title insurance in the District; (2) Supplement the provisions of Chapter 11A of this title [§ 31-1131.01 et seq.]. (b) This chapter shall not: (1) Except as otherwise provided, limit the application of any insurance law codified in this title; or (2) Limit or restrict the rights of policyholders, claimants, and creditors. (c) If there is a conflict between a provision of this chapter and any other act relating to insurance which is codified in this title, including Chapter 11A of this title [§ 31-1131.01 et seq.], this chapter shall apply. (d) This chapter shall apply as of January 1, 2011, and to all transactions entered into after January 1, 2011.  (Sept. 24, 2010, D.C. Law 18-223, § 2133, 57 DCR 6242.)  Emergency Legislation For temporary (90 day) addition, see § 2133 of Fiscal Year 2011 Budget Support Emergency Act of 2010 (D.C. Act 18-463, July 2, 2010, 57 DCR 6542).
DC Code § 31-5051.01 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 50C - Portable Electronics Insurance|§ 31-5051.01. Definitions

For purposes of this chapter, the term: (1) “Commissioner” means the Commissioner of the Department of Insurance, Securities, and Banking. (2) “Customer” means a person who purchases portable electronics or services. (3) “District” means the District of Columbia. (4) “Enrolled customer” means a customer who elects coverage under a portable electronics insurance policy issued to a vendor of portable electronics. (5) “Location” means any physical location in the District or any website, call center site, or similar location directed to residents of the District. (6) “Portable electronics” means electronic devices that are portable in nature, their accessories and services related to the use of the device. (7)(A) “Portable electronics insurance” means insurance providing coverage for the repair or replacement of portable electronics, which may provide coverage for portable electronics against any one or more of the following causes of loss: (i) Loss; (ii) Theft; (iii) Inoperability due to mechanical failure; (iv) Malfunction; or (v) Damage or other similar causes of loss. (B) The term “portable electronics insurance” does not include: (i) A service contract or extended warranty providing coverage limited to the repair, replacement, or maintenance of property for the operational or structural failure of property due to a defect in materials, workmanship, accidental damage from handling, power surges, or normal wear and tear; (ii) A policy of insurance covering a seller’s or a manufacturer’s obligations under a warranty; or (iii) A homeowner’s, renter’s, private passenger automobile, commercial, multi-peril, or similar policy. (8) “Portable electronics transaction” means: (A) The sale or lease of portable electronics by a vendor to a customer; or (B) The sale of a service related to the use of portable electronics by a vendor to a customer. (9) “Supervising entity” means a business entity that is a licensed insurer or insurance producer that is appointed by an insurer to supervise the administration of a portable electronics insurance program. (10) “Vendor” means a person in the business of engaging in portable electronics transactions directly or indirectly.  (May 1, 2013, D.C. Law 19-306, § 101, 60 DCR 2746.)
DC Code § 31-5051.03 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 50C - Portable Electronics Insurance|§ 31-5051.03. Billing and collection of premiums

(a) Charges for portable electronics insurance coverage may be billed and collected by the vendor of portable electronics. Any charge to the enrolled customer for coverage that is not included in the cost associated with the purchase or lease of portable electronics or related services shall be separately itemized on the enrolled customer’s bill. If the portable electronics insurance coverage is included with the purchase or lease of portable electronics or related services, the vendor shall clearly and conspicuously disclose to the enrolled customer that the portable electronics insurance coverage is included with the portable electronics or related services. (b) Vendors billing and collecting charges for portable electronics insurance coverage shall not be required to maintain funds collected in a segregated account; provided, that the vendor is authorized by the insurer to hold the funds in an alternative manner and remits the amounts to the supervising entity within 60 days of receipt. All funds received by a vendor from an enrolled customer for the sale of portable electronics insurance shall be considered funds held in trust by the vendor in a fiduciary capacity for the benefit of the insurer. (c) Vendors may receive compensation for billing and collection services.  (May 1, 2013, D.C. Law 19-306, § 103, 60 DCR 2746.)
DC Code § 31-5051.05 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 50C - Portable Electronics Insurance|§ 31-5051.05. Penalties

(a) A vendor shall report any violation of this chapter to the Commissioner within 30 days of discovery of the violation by the vendor. (b) If a vendor of portable electronics or its employee or authorized representative violates any provision of this chapter, the Commissioner may: (1) After notice and hearing, impose fines not to exceed $2,500 per violation or a $10,000 maximum fine in the aggregate for such conduct; and (2) After notice and hearing, impose other penalties that the Commissioner considers necessary and reasonable to carry out the purpose of this chapter, including: (A) Suspending the privilege of transacting portable electronics insurance pursuant to this section at specific business locations where violations have occurred; and (B) Suspending or revoking the ability of individual employees or authorized representatives to act under the limited lines license.  (May 1, 2013, D.C. Law 19-306, § 105, 60 DCR 2746.)
DC Code § 31-5051.06 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 50C - Portable Electronics Insurance|§ 31-5051.06. Rules

The Mayor, pursuant to subchapter I of Chapter 5 of Title 2 [§ 2-501 et seq.], may issue rules to implement the provisions of this chapter. The proposed rules shall be submitted to the Council for a 45-day period of review, excluding Saturdays, Sundays, legal holidays, and days of Council recess. If the Council does not approve or disapprove the proposed rules, in whole or in part, by resolution within this 45-day review period, the proposed rules shall be deemed disapproved.  (May 1, 2013, D.C. Law 19-306, § 106, 60 DCR 2746.)
DC Code § 31-5101 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 51 - Credit Life, Accident, and Health Insurance|§ 31-5101. Short title; applicability of provisions

(a) This chapter regulating credit life insurance and credit accident and health insurance in the District of Columbia may be cited as “The Act for the Regulation of Credit Life Insurance and Credit Accident and Health Insurance.” (b) All life insurance and all accident and health insurance in connection with loans or other credit transactions of less than 5 years duration in the District of Columbia shall be subject to the provisions of this chapter. Such insurance written in connection with a loan or other credit transaction of 5 years duration or more shall not be subject to the provisions of this chapter, nor shall such insurance be subject to the provisions of this chapter if the issuance of the insurance is an isolated transaction on the part of the insurer not related to a plan or regular course of conduct for insuring debtors of the creditor. (c) Repealed.  (Sept. 25, 1962, 76 Stat. 580, Pub. L. 87-686, § 1; Apr. 3, 2001, D.C. Law 13-263, § 1411(b)(1), 48 DCR 991; May 7, 2002, D.C. Law 14-132, § 602(a).)  Prior Codifications 1981 Ed., § 35-1001. 1973 Ed., § 35-1601. Effect of Amendments D.C. Law 13-263 added subsec. (c). D.C. Law 14-132 repealed subsec. (c) which had read: “(c) Sections §§ 31-5110.01, 31-5111, and 31-5112 shall apply to an insurance plan or program for which an application of approval has been submitted to the Commissioner under § 42-836.01(2)(B).” D.C. Law 15-105 purported to amend subsec. (c) which was repealed by D.C. Law 14-132, therefore, the amendment was ineffective. Emergency Legislation Section 2 of Act 14-188, the “Protections from Predatory Lending and Mortgage Foreclosure Improvements Emergency Amendment Act”, deemed approved Nov. 27, 2001, without the signature of the Mayor, provided that D.C. Law 13-263 shall not apply beginning November 6, 2001, through March 6, 2002. Temporary Legislation For temporary (225 day) amendment of section, see § 2 of Protections from Predatory Lending and Mortgage Foreclosure Improvements Temporary Amendment Act of 2001 (D.C. Law 14-86, March 19, 2002, law notification 49 DCR 2991).
DC Code § 31-5103 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 51 - Credit Life, Accident, and Health Insurance|§ 31-5103. Forms authorized to be issued

Credit life insurance and credit accident and health insurance shall be issued only in the following forms: (1) Individual policies of life insurance issued to debtors on the term plan; (2) Individual policies of accident and health insurance issued to debtors on a term plan or disability provisions in individual life policies to provide such coverage; (3) Group policies of life insurance issued to creditors providing insurance upon the lives of debtors on the term plan; and (4) Group policies of accident and health insurance issued to creditors on a term plan insuring debtors or disability provisions in group life policies to provide such coverage.  (Sept. 25, 1962, 76 Stat. 581, Pub. L. 87-686, § 3.)  Prior Codifications 1981 Ed., § 35-1003. 1973 Ed., § 35-1603.
DC Code § 31-5104 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 51 - Credit Life, Accident, and Health Insurance|§ 31-5104. Limitations on amount

(a) The amount of credit life insurance shall not exceed the initial indebtedness however the indebtedness may be repayable; provided, however, that nothing contained herein shall be deemed to supersede or repeal the limitation on the amount of group insurance specified in § 31-4710(2)(D) [repealed]. In cases where an indebtedness is repayable in substantially equal installments, the amount of insurance shall at no time exceed the scheduled amount of unpaid indebtedness in the case of any individual policy or the actual amount of the unpaid indebtedness in the case of any group policy. (b) The amount of indemnity payable by credit accident and health insurance in the event of disability, as defined in the policy, shall not exceed the aggregate of the periodic scheduled unpaid installments of indebtedness; and the amount of each periodic indemnity payment shall not exceed the original indebtedness divided by the number of periodic installments. (c) Notwithstanding subsections (a) and (b) of this section, the amount of any credit life insurance or credit accident and health insurance with respect to indebtedness incurred to defray educational costs of a student may include the part of a commitment that has not been advanced by the creditor.  (Sept. 25, 1962, 76 Stat. 581, Pub. L. 87-686, § 4; Sept. 20, 1966, 80 Stat. 821, Pub. L. 89-594, § 2.)  Prior Codifications 1981 Ed., § 35-1004. 1973 Ed., § 35-1604.
DC Code § 31-5105 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 51 - Credit Life, Accident, and Health Insurance|§ 31-5105. Term of coverage

The term of any credit life insurance or credit accident and health insurance shall, subject to acceptance by the insurance company, commence on the date when the debtor becomes obligated to the creditor, except that where a group policy provides coverage with respect to existing obligations the insurance on a debtor with respect to such indebtedness shall commence on the effective date of the policy. Where evidence of insurability is required and such evidence is furnished more than 30 days from the date when the debtor becomes obligated to the creditor, the term of the insurance may commence on the date on which the insurance company determines the evidence to be satisfactory, and in such event there shall be an appropriate refund or adjustment of any charge to the debtor for insurance. The term of such insurance shall not extend more than 15 days beyond the scheduled maturity date of the indebtedness except when extended without additional cost to the debtor. If the indebtedness is discharged due to renewal or refinancing prior to the scheduled maturity date, the insurance in force shall be terminated before any new insurance may be issued in connection with the renewal or refinanced indebtedness. In all cases of termination prior to scheduled maturity, a refund shall be paid or credited as provided in § 31-5108.  (Sept. 25, 1962, 76 Stat. 581, Pub. L. 87-686, § 5.)  Prior Codifications 1981 Ed., § 35-1005. 1973 Ed., § 35-1605. Section References This section is referenced in § 31-5106.
DC Code § 31-5108 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 51 - Credit Life, Accident, and Health Insurance|§ 31-5108. Refunds, credits and charges

(a) Each individual policy or certificate of credit life insurance or credit accident and health insurance shall provide that in the event of termination of the insurance prior to the scheduled maturity date of the indebtedness, any refund of an amount paid by the debtor for insurance shall be paid or credited promptly to the person entitled thereto; provided, that the Commissioner shall prescribe a minimum refund and no refund which would be less than such minimum need be made. The formula to be used in computing refunds shall be filed with the Commissioner who may disapprove such formula if he finds that it is unjust or unreasonable. (b) If a creditor requires a debtor to make a payment in connection with credit life insurance or credit accident and health insurance and an individual policy or certificate of insurance is not issued, the creditor shall promptly give written notice to such debtor and shall promptly make an appropriate credit to the account. (c) The amount charged to a debtor for credit life or credit accident and health insurance shall not exceed the premium rate charged by the insurance company at the time the charge to the debtor is determined.  (Sept. 25, 1962, 76 Stat. 583, Pub. L. 87-686, § 8; May 21, 1997, D.C. Law 11-268, § 10(m), 44 DCR 1730.)  Prior Codifications 1981 Ed., § 35-1008. 1973 Ed., § 35-1608. Section References This section is referenced in § 31-5105. Editor's Notes Department of Insurance abolished: See Historical and Statutory Notes following § 31-5102.
DC Code § 31-5109 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 51 - Credit Life, Accident, and Health Insurance|§ 31-5109. Claims

(a) All claims shall be paid either by draft drawn upon the insurance company or by check of the insurance company to the order of the claimant to whom payment of the claim is due pursuant to the policy provisions, or upon direction of such claimant to one specified, and every insurance company shall be held to strict settlement of all such claims. (b) It shall be unlawful for any creditor, having received any such check or draft from such insurance company, to fail to correctly credit the account, pay to or upon the direction of, or otherwise correctly account to the claimant to whom payment is due for the full amount of such check or draft, less any lawful deductions therefrom. (c) No plan or arrangement shall be used whereby any person, firm, or corporation other than the insurance company or its designated claim representative shall be authorized to settle or adjust claims. The creditor shall not be designated as claim representative for the insurance company in adjusting claims, nor, in the case of an individual creditor, shall the spouse of such creditor or any relative of the creditor or spouse within the 3rd degree of consanguinity be so designated, nor shall any officer or employee of a corporate creditor or any spouse or relative of such officer, employee, or spouse within the 3rd degree of consanguinity be so designated; provided, that a group policyholder may, by arrangement with the group insurance company, draw drafts or checks in payment of claims due to the group policyholder subject to audit and review by the insurance company.  (Sept. 25, 1962, 76 Stat. 584, Pub. L. 87-686, § 9.)  Prior Codifications 1981 Ed., § 35-1009. 1973 Ed., § 35-1609.
DC Code § 31-5110 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 51 - Credit Life, Accident, and Health Insurance|§ 31-5110. Choice of companies to provide required coverage. [Repealed]

Repealed.  (Sept. 25, 1962, 76 Stat. 584, Pub. L. 87-686, § 10; Apr. 3, 2001, D.C. Law 13-265, § 126(b), 48 DCR 1225; redesignated § 302, Oct. 19, 2002, D.C. Law 14-213, § 20(b), 49 DCR 8140.)  Prior Codifications 1981 Ed., § 35-1010. 1973 Ed., § 35-1610.
DC Code § 31-5110.01 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 51 - Credit Life, Accident, and Health Insurance|§ 31-5110.01. Insurance plans and programs submitted pursuant to § 42-836.01(2)(B). [Repealed]

Repealed.  (Sept. 25, 1962, 76 Stat. 580, Pub. L. 87-686, § 10a; as added Apr. 3, 2001, D.C. Law 13-263, § 1411(b)(2), 48 DCR 991; May 7, 2002, D.C. Law 14-132, § 602(a).)  Emergency Legislation Section 2 of Act 14-188, the “Protections from Predatory Lending and Mortgage Foreclosure Improvements Emergency Amendment Act”, deemed approved Nov. 27, 2001, without the signature of the Mayor, provided that D.C. Law 13-263 shall not apply beginning November 6, 2001, through March 6, 2002. Temporary Legislation For temporary (225 day) amendment of section, see § 2 of Protections from Predatory Lending and Mortgage Foreclosure Improvements Temporary Amendment Act of 2001 (D.C. Law 14-86, March 19, 2002, law notification 49 DCR 2991). Effective Dates Section 602(a) of Law 14-132 provided: “The Protections from Predatory Lending and Mortgage Foreclosure Improvements Act of 2000, effective April 3, 2001 (D.C. Law 13-263; 48 DCR 991), is repealed as of November 6, 2001.”
DC Code § 31-5111 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 51 - Credit Life, Accident, and Health Insurance|§ 31-5111. Violations

(a) In the case of any violation of this chapter by an insurance company, agent, solicitor, or broker, the Commissioner shall have authority to proceed in accordance with the provisions of §§ 31-4305 and 31-4326 [repealed] and §§ 31-2502.03 and 31-2502.36 [repealed]. (b) In the case of any violation of this chapter by a creditor or by any other person not licensed in the District as an insurance agent, solicitor, or broker, regardless of the fact that such creditor or other person is not required by law to be so licensed, the penalties and the procedure for their imposition shall be as set forth in § 31-2502.42.  (Sept. 25, 1962, 76 Stat. 584, Pub. L. 87-686, § 11; May 21, 1997, D.C. Law 11-268, § 10(m), 44 DCR 1730.)  Prior Codifications 1981 Ed., § 35-1011. 1973 Ed., § 35-1611. Editor's Notes Department of Insurance abolished: See Historical and Statutory Notes following § 31-5102.
DC Code § 31-5112 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 51 - Credit Life, Accident, and Health Insurance|§ 31-5112. Administrative or judicial review of orders or actions

Any insurance company, agent, solicitor, or broker aggrieved by any order or action of the Commissioner under this chapter may contest the validity of such order or action by appeal or through any other appropriate proceeding, in accordance with the procedures prescribed by §§ 31-2502.43 [repealed] and 31-2502.44 [repealed]; provided, that any such insurance company, agent, solicitor, or broker, which is licensed in the District under Subdivision A of Subtitle VI of this title, may contest the validity of such order or action by appeal or through any other appropriate proceeding in accordance with the procedures prescribed by Subdivision A of Subtitle VI of this title.  (Sept. 25, 1962, 76 Stat. 585, Pub. L. 87-686, § 12; May 21, 1997, D.C. Law 11-268, § 10(m), 44 DCR 1730.)  Prior Codifications 1981 Ed., § 35-1012. 1973 Ed., § 35-1612. Editor's Notes Department of Insurance abolished: See Historical and Statutory Notes following § 31-5102.
DC Code § 31-5203 (2021)
2021 District of Columbia Code|Title 31 - Insurance and Securities|Chapter 52 - General Provisions|§ 31-5203. Copy of application by insured to be delivered with policy

Each life insurance company, benefit order, and association doing a life insurance business in the District of Columbia shall deliver with each policy issued by it a copy of the application made by the insured so that the whole contract may appear in said application and policy, in default of which no defense shall be allowed to such policy on account of anything contained in, or omitted from, such application.  (Mar. 3, 1901, 31 Stat. 1294, ch. 854, § 657; June 30, 1902, 32 Stat. 534, ch. 1329.)  Prior Codifications 1981 Ed., § 35-203. 1973 Ed., § 35-203. Section References This section is referenced in § 31-3503 and § 31-4802. Cross References Hospital and medical services corporations, applicability of this section, see § 31-3503. Industrial life insurance policies, proof of fraud etc., with reference to requirements of this section, see § 31-4802.