reglab/housing_qa huggingface dataset:
NY Banking L § 260-A (2021)
2021 New York Laws BNK - Banking Article 6 - Savings Banks 260-A - Amendment of Organization Certificate and By-Laws.

§  260-a.  Amendment  of  organization  certificate  and  by-laws. Any   proposed change in the organization certificate or the  by-laws  of  any   savings  bank  shall  be  submitted  to the superintendent and, upon the   superintendent's  written  approval  thereof,  shall  be  posted  in   a   conspicuous  place  in  the  office of the savings bank for thirty days.   Such proposed changes may thereafter be incorporated in the organization   certificate or the by-laws of the savings bank by being duly adopted  by   its  trustees. A copy of such change shall be filed in the office of the   superintendent within thirty days after such adoption.
NY Banking L § 282 (2021)
2021 New York Laws BNK - Banking Article 6-B - Fund for Insuring Deposits in Savings Banks And/or Otherwise Protecting Depositors 282 - Creation of Fund.

§ 282.  Creation  of  fund.  Any  seventy-five  or  more savings banks   organized under the laws  of  the  state  of  New  York  whose  deposits   aggregate  not less than fifty per cent of the total deposit liabilities   of all the savings banks in the  state,  may  enter  into  an  agreement   (hereinafter  called  the  agreement)  subject  to  the  approval of the   superintendent of financial  services  to  create  a  fund  (hereinafter   called  the  fund) and from time to time make such contributions to such   fund as the said agreement may provide for, for the purpose of  insuring   deposits  and/or otherwise protecting the interests of depositors in the   banks (hereinafter referred to as member banks) which become parties  to   the  said agreement. Once this agreement has become effective, if at any   subsequent time there should be  fewer  member  banks  than  the  number   required  to  create the fund, the remaining member banks are authorized   to continue the fund.
NY Banking L § 283 (2021)
2021 New York Laws BNK - Banking Article 6-B - Fund for Insuring Deposits in Savings Banks And/or Otherwise Protecting Depositors 283 - Management of Fund.

§ 283.  Management  of  fund.  The  fund  shall  be  collected,  held,   administered and disbursed by a corporate trustee or a board of trustees   composed of individuals who are trustees of mutual savings banks, either   of which shall be approved by the superintendent of financial  services,   which corporate trustee or board of trustees are hereinafter referred to   as  the trustee. In the event there be a board of individual trustees, a   majority of them at any time in office shall constitute  a  quorum,  and   the  vote  of  a  majority at any meeting, provided a quorum be present,   shall be determinative and any action  taken  pursuant  thereto  be  the   action of the trustee.
NY Banking L § 284 (2021)
2021 New York Laws BNK - Banking Article 6-B - Fund for Insuring Deposits in Savings Banks And/or Otherwise Protecting Depositors 284 - Agreement; Filing and Provisions Thereof.

§ 284.  Agreement;  filing  and provisions thereof. The agreement when   approved by the superintendent of financial services shall  be  executed   by  the  savings  banks  parties  thereto  and  filed in his office. The   agreement may be executed in any number of counterparts,  all  of  which   taken  together  shall constitute the original. The agreement shall name   the  trustee  and  contain  suitable  provisions  for  the  removal   or   resignation  of  the  trustee,  or  if  the  trustee named be a board of   trustees, for the removal or resignation of any or all of them, and  for   the  appointment  of a successor trustee or for the filling of vacancies   in such  board  of  trustees,  whether  caused  by  death,  resignation,   disqualification  or  removal;  it  shall also provide the amount of the   initial contributions to the fund and the manner  of  making  subsequent   calls,  and  may  contain such limitations thereon as the superintendent   shall approve, but all  such  initial  contributions  to  the  fund  and   payments  pursuant  to  further  calls  shall be made ratably by all the   member banks in proportion to their several deposit liabilities,  except   that  the  superintendent of financial services may exempt from any such   call in whole or in part any member bank or banks the condition of which   makes such exemption in his opinion desirable; it may also  provide  for   the  liquidation  of the fund pursuant to rules and regulations for that   purpose acceptable to the superintendent of financial services, provided   that on any such liquidation the liabilities incurred or assumed by  the   trustee  pursuant  to  the provisions hereof shall first be paid and the   balance, if  any,  be  distributed  among  the  member  banks  pro  rata   according  to  their  contributions;  and  the  agreement  may similarly   provide for the change or amendment thereof with  the  approval  of  the   superintendent  of  financial  services  and  with  such approval may be   amended in such manner as may be provided  therein;  and  the  agreement   shall also define the powers of the trustee, which may be all or any one   or  more  or  the  powers  hereinafter  set  forth,  together  with  any   additional powers not inconsistent with the powers herein enumerated  or   with the purposes of the fund, set forth in the agreement.
NY Banking L § 286 (2021)
2021 New York Laws BNK - Banking Article 6-B - Fund for Insuring Deposits in Savings Banks And/or Otherwise Protecting Depositors 286 - Taxation and Exemption of Property Held in Fund; Exemption of Mortgages From Mortgage Recording Tax.

§ 286.  Taxation  and exemption of property held in fund; exemption of   mortgages from mortgage recording tax. The fund and the  income  thereof   shall  be exempt from all taxation now or hereafter imposed by the state   of New York or  by  any  county,  municipality  or  local  authority  or   subdivision,  except that any real property constituting an asset of the   fund shall be subject to city, county, municipal or  local  taxation  to   the same extent according to its value as other similar real property is   taxed. Mortgages executed by the fund and/or its trustee shall be exempt   from  the  mortgage recording taxes imposed by article eleven of the tax   law.
NY Banking L § 287 (2021)
2021 New York Laws BNK - Banking Article 6-B - Fund for Insuring Deposits in Savings Banks And/or Otherwise Protecting Depositors 287 - Member Savings Banks.

§ 287.  Member  savings  banks.  Any  savings bank incorporated in the   state of New York may become a member of the fund  upon  the  terms  and   conditions  set  forth  in  the  agreement  by  executing  the agreement   authorized by this article, or a counterpart thereof.
NY Banking L § 288 (2021)
2021 New York Laws BNK - Banking Article 6-B - Fund for Insuring Deposits in Savings Banks And/or Otherwise Protecting Depositors 288 - Contributions as Assets.

§ 288.   Contributions  as  assets.  All  contributions  and  payments   pursuant to call paid into the fund by any member savings  bank  may  be   carried by it as an asset to the extent authorized by the superintendent   of financial services.
NY Banking L § 289 (2021)
2021 New York Laws BNK - Banking Article 6-B - Fund for Insuring Deposits in Savings Banks And/or Otherwise Protecting Depositors 289 - Confirmation of Powers.

§ 289.  Confirmation  of  powers.  Any  savings  bank  shall  have the   authority to do and permit to be done any of the  acts  and  things  and   make any of the payments and contributions herein authorized.
NY Banking L § 289-A (2021)
2021 New York Laws BNK - Banking Article 6-B - Fund for Insuring Deposits in Savings Banks And/or Otherwise Protecting Depositors 289-A - Immunity of Trustee and Member Savings Banks.

§ 289-a.  Immunity  of  trustee  and member savings banks. The trustee   shall in no event be  individually  liable  for  anything  done  or  any   liability  incurred  or assumed by virtue hereof, and any such liability   shall be collectible only out of the fund, nor shall any member bank  be   subject  to  any  liability  except  for its unpaid contributions to the   fund.
NY Banking L § 289-B (2021)
2021 New York Laws BNK - Banking Article 6-B - Fund for Insuring Deposits in Savings Banks And/or Otherwise Protecting Depositors 289-B - Construction.

§ 289-b.  Construction.  The  provisions  of  this  article  shall  be   liberally construed with a view to the protection of the  depositors  of   savings banks.
NY Banking L § 290 (2021)
2021 New York Laws BNK - Banking Article 6-C - Mutual Holding Companies 290 - Authorization of the Formation of Mutual Holding Companies.

§ 290.  Authorization of the formation of mutual holding companies. 1.   Notwithstanding any other provision  of  law,  and  in  accordance  with   general regulations which the superintendent of financial services shall   promulgate to facilitate such reorganizations, a mutual savings bank may   reorganize  so  as  to  cause  its  deposit-taking and one or more other   activities to be conducted by a  stock  savings  bank  subsidiary  of  a   mutual  holding  company  formed for such purpose, upon the payment of a   fee as prescribed pursuant to section eighteen-a of this chapter.2. Except to the extent that such  provisions  are  inconsistent  with   this  article,  the  stock savings bank subsidiary of the mutual holding   company shall be subject to the same provisions of this chapter as apply   to savings banks which have converted to stock form pursuant to sections   fourteen-e and nine thousand nineteen of this chapter.
NY Banking L § 293 (2021)
2021 New York Laws BNK - Banking Article 6-C - Mutual Holding Companies 293 - Mutual Holding Company Powers.

§ 293.  Mutual  holding  company  powers.  1.  Upon the formation of a mutual holding company by a mutual savings bank:  (a) except as provided pursuant to the provisions of  subdivision  two of  this  section,  the  mutual  holding  company  shall possess all the rights, powers and privileges, except deposit-taking powers,  and  shall be  subject  to all the limitations, not inconsistent with this article, of a mutual savings bank under articles six and sixteen of this chapter.  (b) the mutual holding company shall be  subject  to  the  limitations imposed  by  the  Bank  Holding Company Act of 1956 (title twelve United States Code Section 1841, et seq.) or, in the case of a  mutual  holding company  resulting  from  the reorganization of a savings bank which has elected either prior or subsequent to such reorganization to be  treated as  a savings association as that term is defined in title twelve United States Code Section 1467a, such mutual holding company shall be  subject to  the  limitations  imposed  by  the  savings and loan holding company provisions of the Home Owners Loan Act (title twelve United States  Code Section 1467a).   2.  Notwithstanding any inconsistent provisions of section fourteen-e, six hundred, six hundred one, six hundred one-a or six hundred one-b  of this  chapter,  subject  to  regulations of the superintendent, a mutual holding company may:  (a) merge with, acquire or purchase the assets  of  a  mutual  holding company  established  pursuant  to  this article or the savings and loan holding company provisions of the Home Owners  Loan  Act  (title  twelve United States Code Section 1467a);  (b) acquire or purchase the assets or stock of a stock savings bank, a stock  savings  and  loan association, a stock federal savings bank or a stock federal savings and loan association;  (c)  acquire  a  mutual  savings  bank,  a  mutual  savings  and  loan association,  a  federal mutual savings bank or a federal mutual savings and loan association through the merger of such institution with a stock subsidiary of such mutual holding company;  (d) engage  in  any  other  acquisition  or  combination  specifically permitted  by regulations of the superintendent; provided, however, that any such regulation shall only authorize activities which are authorized by the provisions of the Bank Holding Company Act of 1956,  as  amended, (title  twelve  United  States  Code,  Section  1841,  et  seq.) and the provisions applicable, to mutual holding companies under the Home Owners Loan Act, as amended, (title twelve United States Code,  Section  1467a) and  any  regulations  or  rules  of  the  Federal Reserve Board and the federal Office of Thrift Supervision pursuant thereto, respectively,  to the  extent  such  authorized  activities  are  not otherwise limited or prohibited by this chapter.
NY Banking L § 294 (2021)
2021 New York Laws BNK - Banking Article 6-C - Mutual Holding Companies 294 - Conversion of Mutual Holding Company Into Stock Holding Company.

§ 294.  Conversion  of  mutual  holding  company  into  stock  holding company.  1. If approved by the superintendent, a mutual holding company may convert to a  stock  holding  company  in  accordance  with  general regulations promulgated by the superintendent of financial services.   2. If approved by the superintendent, the mutual holding company shall submit  the  plan  of  conversion  to  its  depositors for approval at a meeting convened for that purpose in accordance with  such  regulations. The  provisions of paragraphs (a), (b), (c) and (d) of subdivision three of section two hundred ninety-one of this article shall  apply  to  such meeting.  For  the  purpose  of  this subdivision, the term "depositors" shall mean those depositors as of a record date, of a stock savings bank subsidiary of the mutual holding company which:  (a) was organized as a  result  of  the  reorganization  of  a  mutual savings  bank as provided in section two hundred ninety of this article; and  (b) has not at any time subsequent to  its  organization  issued  more than forty-nine per centum of its issued and outstanding common stock to any  persons  other  than a mutual holding company organized pursuant to this article or the savings and loan holding company provisions  of  the Home Owners Loan Act (title twelve United States Code Section 1467a).
NY Banking L § 317 (2021)
2021 New York Laws BNK - Banking Article 8 - Safe Deposit Companies. 317 - General Powers.

§ 317.  General  powers.  Every safe deposit company shall, subject to   the limitations and restrictions contained in  this  article,  have  the   power:1.  To  receive  upon  deposit  as  bailee for storage, upon terms and   conditions to be  prescribed  by  the  safe  deposit  company,  personal   property and papers of any kind.2.  To  engage  in  the  safe deposit business by renting vaults, safe   deposit boxes and other receptacles upon premises occupied by  the  safe   deposit  company  upon such terms and conditions as may be prescribed by   the safe deposit company.
NY Banking L § 318 (2021)
2021 New York Laws BNK - Banking Article 8 - Safe Deposit Companies. 318 - Branch Offices.

§ 318.  Branch  offices.  Any safe deposit company having a capital of   one hundred thousand  dollars  or  more  may,  in  accordance  with  the   provisions  of  article  two  of  this chapter, be permitted to open and   maintain a branch office or branch offices in the city or village  where   its principal office is located.Any  safe  deposit  company  having  a capital of one hundred thousand   dollars or more, the majority of stock of which is owned  by  any  other   banking  organization  or  a  national  bank may, in accordance with the   provisions of article two of this chapter,  be  permitted  to  open  and   maintain   a   branch  office  at  a  location  at  which  such  banking   organization or national bank is maintaining a  duly  authorized  branch   office.
NY Banking L § 319 (2021)
2021 New York Laws BNK - Banking Article 8 - Safe Deposit Companies. 319 - Limitations Upon the Powers of Safe Deposit Companies.

§ 319. Limitations upon the powers of safe deposit companies.No safe deposit company shall:1.  Lend  money,  or  make  any  advance,  on any property left in its   possession, or belonging to others.2. Open or maintain any branch offices, except as provided in  section   three hundred and eighteen of this article.
NY Banking L § 320 (2021)
2021 New York Laws BNK - Banking Article 8 - Safe Deposit Companies. 320 - Books and Records.

§ 320. Books and records. Every safe deposit company shall conform its   methods  of  keeping  its  books  and  records to such orders in respect   thereto as shall have been made and promulgated  by  the  superintendent   pursuant  to  the  provisions  of  article two of this chapter. Any safe   deposit company that refuses or neglects to obey  such  order  shall  be   subject  to  a  penalty  of  an amount as determined pursuant to section   forty-four of this chapter for each day it so refuses or neglects.
NY Banking L § 321 (2021)
2021 New York Laws BNK - Banking Article 8 - Safe Deposit Companies. 321 - Change of Location; Change of Designation of Principal Office.

§ 321.  Change of location; change of designation of principal office.   Any  safe  deposit  company  may  make  a  written  application  to  the   superintendent  for  leave  to  change its place or one of its places of   business to any place  at  which  it  could  be  authorized,  under  the   provisions  of this chapter, to open and maintain a branch office or for   leave to change the designation of its  principal  office  to  a  branch   office and to change the designation of one of its branch offices to its   principal  office.  The  application  shall  state  the reasons for such   proposed change, and shall be accompanied by  a  copy  of  a  resolution   authorizing  the  making  of  the  application, certified by a principal   officer of the safe deposit company to have been adopted by  vote  of  a   majority  of  its  entire board of directors at a meeting of such board,   duly convened and held, as well as by a fee as  prescribed  pursuant  to   section eighteen-a of this chapter. If the proposed place of business is   within  the  limits  of  the  village,  borough or city if in a city not   divided into boroughs, in which the  place  of  business  sought  to  be   changed is located, such change may be made upon the written approval of   the  superintendent.  If  the  proposed place of business is beyond such   limits, notice of intention  to  make  such  application,  signed  by  a   principal  officer of the safe deposit company shall be published once a   week for two successive weeks in a newspaper to  be  designated  by  the   superintendent  for  the  purpose,  in accordance with the provisions of   article two of this chapter.  If  the  superintendent  shall  grant  his   certificate  authorizing  the change of location, as provided in article   two of this chapter, the safe deposit company may, upon or after the day   specified in the certificate, remove its property  and  effects  to  the   location designated therein.
NY Banking L § 323 (2021)
2021 New York Laws BNK - Banking Article 8 - Safe Deposit Companies. 323 - Assessment of Stockholders to Make Good Impairment of Capital; Sale of Stock.

§ 323.  Assessment of stockholders to make good impairment of capital;   sale of stock.Whenever the superintendent shall have made requisition upon any  safe   deposit  company  pursuant  to  the  provisions  of  article two of this   chapter to make good the amount of an impairment  of  its  capital,  the   directors  of  the safe deposit company shall immediately give notice of   such requisition to each stockholder of the  amount  of  the  assessment   which  he  must pay for the purpose of making good such deficiency, by a   written or printed notice mailed to such stockholder  at  his  place  of   residence,  or  served  personally  upon  him.  If any stockholder shall   refuse or neglect to pay the assessment specified in such notice  within   sixty  days  from  the  date thereof, the directors of such safe deposit   company shall have the right to sell to the  highest  bidder  at  public   auction  the  stock of such stockholder, after giving previous notice of   such sale once a week for two successive weeks in a newspaper of general   circulation in the county  where  the  principal  office  of  such  safe   deposit  company  is located; or such stock may be sold at private sale,   and without such published notice, provided, however, that before making   a private sale thereof an offer in writing to purchase such stock  shall   first be obtained, and a copy thereof served upon the owner of record of   the  stock  sought  to be sold either personally or by mailing a copy of   such offer to such owner at  his  place  of  residence  or  the  address   furnished  by  him to the safe deposit company; and if, after service of   such offer, such owner  shall  still  refuse  or  neglect  to  pay  such   assessment  within two weeks from the time of service of such offer, the   said directors may accept such offer and sell such stock to  the  person   or persons making such offer, or to any other person or persons making a   larger  offer  than  the  amount  named  in  the offer submitted to such   stockholder; but said stock shall in no event be sold for a smaller  sum   than  the amount of the assessment called for and the necessary costs of   sale. Out of the avails of the stock sold the directors  shall  pay  the   necessary  costs  of  sale  and  the amount of the assessment called for   thereon. The balance, if any, shall be paid to  the  person  or  persons   whose stock has been thus sold. A sale of stock as herein provided shall   effect  an  absolute  cancellation  of  the  outstanding  certificate or   certificates evidencing the stock so sold, and  shall  render  the  same   null  and  void and a new certificate or certificates shall be issued to   the purchaser or purchasers of said stock.
NY Banking L § 327 (2021)
2021 New York Laws BNK - Banking Article 8 - Safe Deposit Companies. 327 - Use of Sign or Words Indicating Safe Deposit Company by Unauthorized Persons Prohibited.

§ 327.  Use  of  sign  or  words  indicating  safe  deposit company by   unauthorized persons  prohibited.  1.  No  entity,  other  than  a  duly   chartered safe deposit company, shall make use of any office sign at the   place where such business is transacted having thereon any artificial or   corporate  name,  or other words indicating that such place or office is   the place of business or office of a safe deposit company; nor shall any   such entity make use of or circulate any letterheads,  billheads,  blank   forms,  notes,  receipts,  certificates,  circulars,  or  any written or   printed or partly written and  partly  printed  paper  whatever,  having   thereon  any  artificial  or  corporate  name,  or  other word or words,   indicating that such business is the business of a safe deposit company.2. Nothing in this section shall be  deemed  to  prevent  any  banking   organization,  foreign  banking  corporation duly licensed to maintain a   branch in the state, national bank, federal savings and loan association   or federal savings bank from engaging in the safe  deposit  business  in   this state.
NY Banking L § 328 (2021)
2021 New York Laws BNK - Banking Article 8 - Safe Deposit Companies. 328 - Communications From Department of Financial Services Must Be Submitted to Directors and Noted in Minutes.

§ 328.  Communications  from  department of financial services must be   submitted  to  directors  and   noted   in   minutes.   Every   official   communication  as  defined  in article two of this chapter directed to a   safe deposit company or to any officer thereof shall  be  submitted,  by   the  officer receiving it, to the board of directors at the next meeting   of such board, and duly noted in the minutes of  the  meetings  of  such   board.