reglab/housing_qa huggingface dataset:
MA Gen L ch 175 § 192a (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 192a - Loose Leaf Policies; Filing and Approval

Section 192A. In the case of policies and contracts issued in accordance with sections one hundred and eight, one hundred and thirty-two, one hundred and thirty-two A, one hundred and thirty-two B, one hundred and thirty-three, and one hundred and thirty-four, the commissioner may approve such policies and contracts in loose leaf form and alternate pages submitted separately for use with such policies and contracts, if the provisions thereof otherwise comply with this chapter. Combinations of approved pages may be used to form complete policies and contracts provided a schedule is filed with the commissioner showing the pages to be used to form any particular policy or contract.
MA Gen L ch 175 § 193 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 193 - Policies Issued Contrary to This Chapter; Validity

Section 193. Any policy of insurance or any annuity or pure endowment contract issued in violation of any provision of this chapter shall be valid and binding upon the company issuing it, and the rights, duties and obligations of the parties thereto shall be determined by this chapter.
MA Gen L ch 175 § 193a (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 193a - Jurisdiction of Superior Court to Restrain Violations of Chapter and Enforce Compliance of Provisions Thereof

Section 193A. The superior court shall have jurisdiction in equity, upon an information filed by the attorney general at the relation of the commissioner, to restrain all violations of this chapter and to enforce compliance with the provisions thereof and payment of all fines, forfeitures or penalties provided thereby. The remedy herein provided shall be in addition to all other remedies otherwise provided by law or by this chapter, and not in substitution therefor.
MA Gen L ch 175 § 193b (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 193b - Motor Vehicle Insurance; Instalment Payments

Section 193B. Insurance companies may accept payment of motor vehicle insurance premiums in instalments under plans, rates and charges approved by the commissioner as equitable and nondiscriminatory.
MA Gen L ch 175 § 193b1/2 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 193b1/2 - Motor Vehicle Insurance; Interest Charges on Installment Payments

Section 193B1/2. Any insurance company which accepts payments of motor vehicle insurance premiums in installments shall calculate the interest charge only on the unpaid balance due as of the billing date.
MA Gen L ch 175 § 193c (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 193c - Domestic Companies; Interlocking Directorates; Regulations; Procedure

Section 193C. Any domestic insurance company may have as a director a person who is also a director of another insurance company, which may be an alien, foreign or domestic company, provided, however, that if the effect thereof is to substantially lessen competition generally in the insurance business or tends to create a monopoly therein, it shall be deemed a violation of this chapter.  Whenever the commissioner has reason to believe that there is a violation of this section, he shall serve upon the director concerned a complaint stating the commissioner's charge in that respect, to which complaint shall be attached, or in which there shall be contained, a notice of hearing, specifying the time and place, not less than thirty days after the service thereof, and requiring such director to show cause why an order should not be made by the commissioner directing such director to cease and desist from such violation. Such director may at the time and place so fixed show cause why such an order should not be entered. Nothing contained in this section shall require the observance at such hearing of formal rules of pleading or evidence, and the evidence taken at such hearing shall be reduced to writing and made a part of the record thereof. If, upon such hearing, the commissioner shall find that such director has violated this section, he shall issue and cause to be served upon such director an order reciting the facts found by him, the respects in which such director shall have violated this section and directing such director to cease and desist from such violation. Any finding and order of the commissioner shall be subject to review, which shall be on the basis of the record of the proceedings before the commissioner and shall not be limited to questions of law, by appeal to the supreme judicial court within twenty days after the receipt of such order at the instance of any party in interest. The filing of such appeal shall act as a stay of any such order unless the court shall determine otherwise. The court may modify, affirm or reverse the order of the commissioner in whole or in part.  Whenever, after the time for appeal from any such cease and desist order of the commissioner has expired, or, if an appeal has been taken, after such order has been affirmed, the commissioner shall have reason to believe that there has been a failure by any such director to comply with such cease and desist order, he shall report the facts to the attorney general who, if he confirms such facts after investigation, shall petition the supreme judicial court to enter a decree ordering the said director to comply with the cease and desist order forthwith.  The effect of any person serving as director for two or more insurance companies shall prima facie not be in violation of this section.
MA Gen L ch 175 § 193e (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 193e - Coercion in the Placing of Insurance on Real or Personal Property Prohibited; Fines; Exceptions

Section 193E. No person, firm or corporation engaged in the business of financing the purchase of real or personal property or of lending money on the security of real or personal property shall require, as a condition precedent to such financing or lending, or as a condition precedent to the renewal or extension of any such loan or to the performance of any other act in connection with such financing or lending, that the purchaser or borrower, or his successors, shall negotiate through a particular insurance company, or insurance agent or broker, any policy of insurance or renewal thereof insuring such property. No such person, firm or corporation so engaged shall require any fee or the payment of any money for the substitution by the purchaser or borrower or his successors of a new insurance policy on the property upon termination of the existing policy, when such insurance policy is provided through an insurance company or insurance agent or broker licensed to transact business in the commonwealth.  Any person, firm or corporation, whether as principal, agent, officer or director, for himself or itself, or for another person, firm or corporation, violating the provisions of this section shall be fined not more than one hundred dollars. This section shall not prevent the exercise by any such person, firm, corporation, trustee, director, officer, agent or employee of its right to approve or disapprove of the insurance company selected to underwrite the insurance and of the policy including its terms and conditions.
MA Gen L ch 175 § 193f (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 193f - Policy Forms; Filing With Commissioner; Approval

Section 193F. The thirty-day period specified in sections two B, twenty-two A, one hundred and eight, one hundred and thirty-two, one hundred and thirty-two B and one hundred and thirty-four may be extended by the commissioner with respect to any form required to be filed with him by said sections for an additional thirty days by giving written notice of such extension to the company filing such form before the expiration of the thirty-day period specified in said sections. At the expiration of the thirty days specified in said sections or of any extension thereof in the manner provided in this section, the form so filed shall be deemed approved unless prior to the applicable period it has been affirmatively approved or disapproved in accordance with the provisions of said sections two B, twenty-two A, one hundred and eight, one hundred and thirty-two, one hundred and thirty-two B or one hundred and thirty-four, whichever is applicable. Approval of any such form by the commissioner during the thirty days specified in said sections or under any extension authorized by this section shall constitute a waiver of any unexpired portion of the period applicable to the filing.  To the extent that this section is inconsistent with the provisions of chapter one hundred and seventy-six M and any regulations promulgated thereunder, the provisions of said chapter one hundred and seventy-six M and any such regulations shall govern the terms, conditions, rates and all other matters concerning any policy form that is within the definition of a guaranteed issue health plan in said chapter one hundred and seventy-six M.
MA Gen L ch 175 § 193g (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 193g - Policy Forms; Disapproval; Resubmission for Approval

Section 193G. Whenever the commissioner notifies a company in writing, pursuant to sections two B, twenty-two A, one hundred and eight, one hundred and thirty-two, one hundred and thirty-two B or one hundred and thirty-four, within thirty days or any extension thereof as authorized in section one hundred and ninety-three F, that in his opinion the form so filed does not comply with the laws of the commonwealth, specifying his reasons therefor, said form, if resubmitted to the commissioner within thirty days of receipt of such notice of disapproval, shall not be issued or delivered in the commonwealth until a copy of such resubmitted form has been on file for thirty days with the commissioner, unless before the expiration of said thirty days the commissioner shall have approved the form in writing, nor if the commissioner notifies the company in writing, within said thirty days, that in his opinion the form of the policy or contract does not comply with the laws of the commonwealth specifying his reasons therefor, provided that such action of the commissioner shall be subject to review by the supreme judicial court. At the expiration of the thirty days specified in this section the resubmitted form shall be deemed approved unless prior to the expiration of said period it has been affirmatively approved or disapproved as hereinabove provided.  To the extent that this section is inconsistent with the provisions of chapter one hundred and seventy-six M and any regulations promulgated thereunder, the provisions of said chapter one hundred and seventy-six M and any such regulations shall govern the terms, conditions, rates and all other matters concerning any policy form that is within the definition of a guaranteed issue health plan in said chapter one hundred and seventy-six M.
MA Gen L ch 175 § 193h (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 193h - Policy Forms; Withdrawal of Approval; Notice and Hearing; Review

Section 193H. The commissioner may at any time give notice to the insurer of his intention to withdraw his approval of any form required to be filed by the provisions of sections two B, twenty-two A, one hundred and eight, one hundred and thirty-two, one hundred and thirty-two B or one hundred and thirty-four and which either has been affirmatively approved pursuant to said sections or section one hundred and ninety-three G or is deemed to have been approved pursuant to sections one hundred and ninety-three F or one hundred and ninety-three G if in his opinion such form does not comply with the laws of the commonwealth applicable thereto. Such notice shall be made in writing, shall state the grounds for withdrawal of approval in sufficient detail to inform the insurer thereof, and shall fix the date and place for a hearing thereon, such day to be not less than twenty days from the day such notice is given to the insurer. Following such hearing the commissioner shall notify the insurer of any decision directing the withdrawal of approval under this section; such notice shall be made in writing and shall specify the reasons therefor. After the expiration of thirty days from the receipt of such notice of decision with respect to any form it shall be unlawful for the insurer to issue such form or use it in connection with any policy.  Any person or company aggrieved by any action, order, finding or decision of the commissioner under the foregoing paragraph of this section may, within twenty days from the filing of a memorandum thereof in his office, file a petition in the supreme judicial court for the county of Suffolk for a review of such action, order, finding or decision. The action, order, finding or decision of the commissioner shall remain in full force and effect pending the final decision of the court unless the court or a justice thereof after notice to the commissioner shall by a special order otherwise direct. The court shall have jurisdiction in equity to modify, amend, annul, review or affirm such action, order, finding or decision, shall review all questions in accordance with the standards for review provided in clause (8) of section fourteen of chapter thirty A, and may make any appropriate order or decree.  To the extent that this section is inconsistent with the provisions of chapter one hundred and seventy-six M and any regulations promulgated thereunder, the provisions of said chapter one hundred and seventy-six M and any such regulations shall govern the terms, conditions, rates and all other matters concerning any policy form that is within the definition of a guaranteed issue health plan in said chapter one hundred and seventy-six M.
MA Gen L ch 175 § 193j (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 193j - Solicitation of Proxies

Section 193J. (a) It shall be unlawful for any person in contravention of such rules and regulations, as the commissioner may prescribe as necessary or appropriate in the public interest or for the protection of investors, to solicit or to permit the use of his name to solicit any proxy or consent or authorization in respect of any security of a domestic insurer not listed on a national securities exchange.  (b) It shall be unlawful for any broker required to be registered under chapter one hundred and ten A, to give, or to refrain from giving, in contravention of such rules and regulations as the commissioner may prescribe as necessary or appropriate in the public interest or for the protection of investors, a proxy, consent, or authorization in respect of any security of a domestic insurer not listed on a national securities exchange if the security is carried for the account of a customer.  (c) Unless proxies, consents, or authorizations in respect of a security of a domestic insurer not listed on a national securities exchange are solicited by or on behalf of the management of the issuer from the holders of record of such security, in accordance with the rules and regulations prescribed under this section, prior to any annual or other meeting of the holders of such security, such issuer shall file with the commissioner and transmit to all holders of record of such security information substantially equivalent to the information which would be required to be transmitted if a solicitation were made.  (d) The provisions of this section shall not apply to a domestic insurance company having not more than ninety-nine stockholders, or having ninety-five per cent or more of its stock owned or controlled by a parent or affiliate insurer and the remaining shares held by less than five hundred stockholders.
MA Gen L ch 175 § 193k (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 193k - Professional Services; Provisions for Payment; Discrimination

Section 193K. Wherever an insurance policy, certificate or service contract provides for reimbursement or payment for any services which may be legally performed by any person, licensed under the provisions of chapter one hundred and twelve, reimbursements or payments under such insurance policy, certificate or service contract shall not be denied because of race, color or creed nor shall any insurer make or permit any unfair discrimination against particular individuals or persons licensed under said chapter to whom reimbursement or payment would be due and payable.
MA Gen L ch 175 § 193p (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 193p - Fire Insurance Policies; Nonrenewal Notice Provision; Requisites of Notice

Section 193P. Except as otherwise specifically provided in this chapter, no policy providing protection against loss by reason of fire to a dwelling or contents thereof shall be issued unless it contains a provision that the insurer will give written notice of its intent not to renew or reissue a policy to the insured at least forty-five days prior to the expiration of the policy which notice shall state or be accompanied by a writing stating the specific reasons for such decision.  The notice so required shall, except as hereinafter provided, be sent or delivered either to the named insured at the mailing address shown in the policy or to the insurance agent of the company or the insurance broker who negotiated the issuance of the policy. If the policy was executed on behalf of the company, in whole or in part, by or on behalf of an insurance agent or broker of the company such notice shall be sent to such insurance agent or broker. Every such insurance agent or broker receiving such notice shall, within fifteen days of its receipt, send a copy to the insured or the principal unless such agent or broker has replaced the insurance. Any company which fails to send such notice or which sends such notice and subsequently renews such policy, shall recognize the agent or broker designated by the insured in the same manner as provided by any contract, custom, or usage then in effect between such agent or broker and such company.  Nothing in this section shall be construed to require notice if an insurer within the same group of insurers issues a succeeding policy to the insured that provides coverage on the same terms and conditions as the preceding policy. Insurers that offer or issue a succeeding policy to the insured through a different company within the same company group shall notify the insured in writing of any changes in coverage from the preceding policy at the time of issuance.
MA Gen L ch 175 § 193t (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 193t - Discrimination Based on Blindness, Intellectual Disability, or Physical Impairment

Section 193T. No insurance company offering for sale policies of life, accident, health, disability, or sickness insurance, or any other policy of insurance, shall make any distinction or discrimination as to the issuance of such policy or the rates or premiums charged therefor solely on the basis of the insured's blindness or partial blindness, intellectual disability or physical impairment, except where such distinction or discrimination is based on sound actuarial principles or is related to actual experience.
MA Gen L ch 175 § 194 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 194 - General Penalty

Section 194. Whoever violates any provision of this chapter, the penalty whereof is not specifically provided for herein, shall be punished by a fine of not more than five hundred dollars.
MA Gen L ch 175 § 195 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 195 - Insurance Companies Writing Fire and Multiple Peril Policies Required to Contribute to Costs of Training Firefighting Personnel, Enforcement of Certain Fire Code Regulations, Fire Education Programs, Equipment and Facility Improvements

Section 195. (a) Sums for the estimated expenses for the purposes specified in subsection (b) shall be paid to the commonwealth by insurance companies writing fire, homeowners multiple peril or commercial multiple peril policies on property situated in the commonwealth within 30 days after notice from the commissioner of such estimated expenses. The commissioner shall apportion such estimated charges among all such companies and shall assess them for the same on a fair and reasonable basis. The commissioner shall subsequently apportion actual costs among all such companies and shall make assessment adjustments for the same for any variation between estimated and actual costs on a fair and reasonable basis. Such estimated and actual costs shall include an amount equal to the cost of fringe benefits as established by the secretary of administration and finance under section 6B of chapter 29.  (b) The costs to be paid under subsection (a) shall be for the following purposes: (1) the operation of state fire training facilities and curriculum for firefighting personnel; (2) implementing sections 26G.5 and 34A to 34D, inclusive, of chapter 148, and chapter 304 of the acts of 2004; (3) student awareness of fire education programs; (4) the firefighting equipment grant program; and (5) capital improvements to state fire service facilities, including reimbursing the General Fund for debt service on bonds issued to pay for these capital improvements.
MA Gen L ch 175 § 196 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175 - Insurance|Section 196 - Payment Under Liquor Liability Insurance; Notice to Attorney General

Section 196. Where a payment is made by an insurer under the terms of a policy of liquor liability insurance, it shall be the duty of the insurer to give notice of said payment to the office of the Attorney General within ten days of payment.  Said notice shall include, but not be limited to the following: the name of the insured, name of claimant(s), amount paid, date(s) or incident for which payment is made.  In the absence of fraud, malice or criminal act, no insurance company, or person who furnished information on its behalf, or any duly licensed insurance agent or broker, through whom the policy was issued shall be liable for damages in a civil action or subject to criminal prosecution for any conduct reasonably undertaken pursuant to the provisions of this section.