reglab/housing_qa huggingface dataset:
NC Gen Stat § 41A-5 (2021)
2021 North Carolina General Statutes|Chapter 41A - State Fair Housing Act|§ 41A-5 - Proof of violation.

 41A-5. Proof of violation.(a) It is a violation of this Chapter if:(1) A person by his act or failure to act intends to discriminate against a person. A person intends to discriminate if, in committing an unlawful discriminatory housing practice described in G.S. 41A-4 he was motivated in full, or in any part at all, by race, color, religion, sex, national origin, handicapping condition, or familial status. An intent to discriminate may be established by direct or circumstantial evidence.(2) A person's act or failure to act has the effect, regardless of intent, of discriminating, as set forth in G.S. 41A-4, against a person of a particular race, color, religion, sex, national origin, handicapping condition, or familial status. However, it is not a violation of this Chapter if a person whose action or inaction has an unintended discriminatory effect, proves that his action or inaction was motivated and justified by business necessity.(3) A person's act or failure to act violates G.S. 41A-4(f).(4) A local government's act or failure to act in land-use decisions or in the permitting of development is intended to discriminate against affordable housing. A local government intends to discriminate if, in committing an unlawful discriminatory housing practice described in G.S. 41A-4(g), the local government was motivated in full, or in any part at all, by the fact that a development or proposed development contains affordable housing units for families or individuals with incomes below eighty percent (80%) of area median income. It is not a violation of this Chapter if land-use decisions or permitting of development is based on considerations of limiting high concentrations of affordable housing. An intent to discriminate may be established by direct or circumstantial evidence.(5) A local government's act or failure to act has the effect, regardless of intent, of discriminating against affordable housing in land-use decisions or in the permitting of development, as set forth in G.S. 41A-4(g). It is not a violation of this Chapter if land-use decisions or permitting of development is based on considerations of limiting high concentrations of affordable housing. It is not a violation of this Chapter if a local government whose action or inaction has an unintended discriminatory effect proves that the action or inaction was motivated and justified by a legitimate, bona fide governmental interest.(b) It shall be no defense to a violation of this Chapter that the violation was requested, sought, or otherwise procured by another person.  (1983, c. 522, s. 1; 1987, c. 603, s. 1; 1989, c. 507, s. 3; 2009-388, s. 2; 2009-533, s. 2.)
NC Gen Stat § 41A-8 (2021)
2021 North Carolina General Statutes|Chapter 41A - State Fair Housing Act|§ 41A-8 - Investigation; subpoenas.

 41A-8. Investigation; subpoenas.(a) In conducting an investigation, the Commission shall have access at all reasonable times to premises, records, documents, individuals, and other evidence or possible sources of evidence and may examine, record, and copy such materials and take and record the testimony or statements of such persons as are reasonably necessary for the furtherance of the investigation: Provided, however, that the Commission first complies with the provisions of the Fourth Amendment to the United States Constitution relating to unreasonable searches and seizures.(b) The Commission may issue subpoenas to compel access to or the production of such materials, or the appearance of such persons, and may issue interrogatories to a respondent, to the same extent and subject to the same limitations as would apply if the subpoenas or interrogatories were issued or served in aid of a civil action in the general court of justice.(c) Upon written application to the Commission, a respondent shall be entitled to the issuance of a reasonable number of subpoenas subject to the same limitations as subpoenas issued by the Commission. Subpoenas issued at the request of a respondent shall show on their face the name and address of such respondent and shall state that they were issued at his request.(d) In case of contumacy or refusal to obey a subpoena, the Commission or the respondent may petition for its enforcement in the superior court for the district in which the person to whom the subpoena was addressed resides, was served, or transacts business. (1983, c. 522, s. 1; 1989 (Reg. Sess., 1990), c. 979, s. 1(3).)
NC Gen Stat § 41A-10 (2021)
2021 North Carolina General Statutes|Chapter 41A - State Fair Housing Act|§ 41A-10 - Venue.

 41A-10. Venue.All civil actions shall be commenced in the county where the alleged unlawful discriminatory housing practice occurred, or in the county where the real property is located. (1983, c. 522, s. 1.)
NC Gen Stat § 45A-1 (2021)
2021 North Carolina General Statutes|Chapter 45A - Good Funds Settlement Act|§ 45A-1 - Short title.

 45A-1. Short title.This Chapter shall be known as the Good Funds Settlement Act. (1995 (Reg. Sess., 1996), c. 714, s. 1.)
NC Gen Stat § 45A-2 (2021)
2021 North Carolina General Statutes|Chapter 45A - Good Funds Settlement Act|§ 45A-2 - Applicability.

 45A-2. Applicability.This Chapter applies only to real estate transactions involving a one-to four-family residential dwelling or a lot restricted to residential use. (1995 (Reg. Sess., 1996), c. 714, s. 1.)
NC Gen Stat § 45A-5 (2021)
2021 North Carolina General Statutes|Chapter 45A - Good Funds Settlement Act|§ 45A-5 - Duty of lender, purchaser, or seller.

 45A-5. Duty of lender, purchaser, or seller.(a) The lender, purchaser, or seller shall, at or before closing, deliver closing funds, including the gross or net loan funds, if applicable, to the settlement agent either in the form of collected funds or in the form of a negotiable instrument described in G.S. 45A-4(a)(1) through (7), provided that the lender, purchaser, or seller, as applicable, shall cause that negotiable instrument to be honored upon presentment for payment to the bank or other depository institution upon which the instrument is drawn. However, in the case of a refinancing, or any other loan where a right of rescission applies, the lender shall, no later than the business day after the expiration of the rescission period required under the federal Truth-in-Lending Act, 15 U.S.C. 1601, et seq., cause disbursement of loan funds to the settlement agent in one or more of the forms prescribed by provisions in this Chapter.(b) (For applicability date, see note) The lender shall include in the loan closing instructions to the settlement agent the name of the mortgage broker or other person, if any, who acted as a mortgage broker in the origination of the loan. (1995 (Reg. Sess., 1996), c. 714, s. 1; 2007-176, s. 2.)
NC Gen Stat § 45A-6 (2021)
2021 North Carolina General Statutes|Chapter 45A - Good Funds Settlement Act|§ 45A-6 - Validity of loan documents.

 45A-6. Validity of loan documents.Failure to comply with the provisions of this Chapter shall not govern the validity or enforceability of any document, including a deed or any loan document, executed and delivered at any settlement occurring after October 1, 1996. (1995 (Reg. Sess., 1996), c. 714, s. 1.)
NC Gen Stat § 45A-7 (2021)
2021 North Carolina General Statutes|Chapter 45A - Good Funds Settlement Act|§ 45A-7 - Penalty.

 45A-7. Penalty.Any party violating this Chapter is liable to any other party suffering a loss due to that violation for that other party's actual damages plus reasonable attorneys' fees. In addition, any party violating this Chapter shall pay to the party or parties suffering a loss an amount equal to one thousand dollars ($1,000) or double the amount of interest payable on any loan for the first 60 days after the loan closing, whichever amount is greater. (1995 (Reg. Sess., 1996), c. 714, s. 1.)
NC Gen Stat § 45A-8 (2021)
2021 North Carolina General Statutes|Chapter 45A - Good Funds Settlement Act|§ 45A-8 - Embezzlement of closing funds by settlement agent.

 45A-8. Embezzlement of closing funds by settlement agent.(a) All closing funds received by a settlement agent are trust or escrow funds received by the settlement agent in a fiduciary capacity.(b) A settlement agent in the disbursement of settlement proceeds shall account for and pay the closing funds to the parties or entities identified for payment of the closing funds pursuant to the settlement agreement approved by the parties to the transaction.(c) Except as to such portions of the closing funds representing the settlement agent's fees and expenses, a settlement agent shall be subject to the embezzlement provisions of G.S. 14-90.  (2009-348, s. 2.)
NC Gen Stat § 45A-9 (2021)
2021 North Carolina General Statutes|Chapter 45A - Good Funds Settlement Act|§ 45A-9 - Interest on settlement agent's real estate trust and escrow accounts.

 45A-9. Interest on settlement agent's real estate trust and escrow accounts.(a) A settlement agent who maintains a trust or escrow account for purposes of receiving and disbursing closing funds and loan funds shall pay any interest earned on funds held in those accounts to the North Carolina State Bar to be used for the purposes authorized by the North Carolina State Bar under the Interest on Lawyers' Trust Account Program.(b) The North Carolina State Bar shall adopt rules for the collection and disbursement of funds required to be paid to the North Carolina State Bar under subsection (a) of this section.  (2011-336, s. 3.)
NC Gen Stat § 47B-1 (2021)
2021 North Carolina General Statutes|Chapter 47B - Real Property Marketable Title Act|§ 47B-1 - Declaration of policy and statement of purpose.

 47B-1. Declaration of policy and statement of purpose.It is hereby declared as a matter of public policy by the General Assembly of the State of North Carolina that:(1) Land is a basic resource of the people of the State of North Carolina and should be made freely alienable and marketable so far as is practicable.(2) Nonpossessory interests in real property, obsolete restrictions and technical defects in titles which have been placed on the real property records at remote times in the past often constitute unreasonable restraints on the alienation and marketability of real property.(3) Such interests and defects are prolific producers of litigation to clear and quiet titles which cause delays in real property transactions and fetter the marketability of real property.(4) Real property transfers should be possible with economy and expediency. The status and security of recorded real property titles should be determinable from an examination of recent records only.It is the purpose of the General Assembly of the State of North Carolina to provide that if a person claims title to real property under a chain of record title for 30 years, and no other person has filed a notice of any claim of interest in the real property during the 30-year period, then all conflicting claims based upon any title transaction prior to the 30-year period shall be extinguished. (1973, c. 255, s. 1.)
NC Gen Stat § 47B-2 (2021)
2021 North Carolina General Statutes|Chapter 47B - Real Property Marketable Title Act|§ 47B-2 - Marketable record title to estate in real property; 30-year unbroken chain of title of record; effect of marketable title.

 47B-2. Marketable record title to estate in real property; 30-year unbroken chain of title of record; effect of marketable title.(a) Any person having the legal capacity to own real property in this State, who, alone or together with his predecessors in title, shall have been vested with any estate in real property of record for 30 years or more, shall have a marketable record title to such estate in real property.(b) A person has an estate in real property of record for 30 years or more when the public records disclose a title transaction affecting the title to the real property which has been of record for not less than 30 years purporting to create such estate either in:(1) The person claiming such estate; or(2) Some other person from whom, by one or more title transactions, such estate has passed to the person claiming such estate;with nothing appearing of record, in either case, purporting to divest such claimant of the estate claimed.  (c) Subject to the matters stated in G.S. 47B-3, such marketable record title shall be free and clear of all rights, estates, interests, claims or charges whatsoever, the existence of which depends upon any act, title transaction, event or omission that occurred prior to such 30-year period. All such rights, estates, interests, claims or charges, however denominated, whether such rights, estates, interests, claims or charges are or appear to be held or asserted by a person sui juris or under a disability, whether such person is natural or corporate, or is private or governmental, are hereby declared to be null and void.(d) In every action for the recovery of real property, to quiet title, or to recover damages for trespass, the establishment of a marketable record title in any person pursuant to this statute shall be prima facie evidence that such person owns title to the real property described in his record chain of title. (1973, c. 255, s. 1; c. 881; 1981, c. 682, s. 11.)
NC Gen Stat § 47B-4 (2021)
2021 North Carolina General Statutes|Chapter 47B - Real Property Marketable Title Act|§ 47B-4 - Preservation by notice; contents; recording; indexing.

 47B-4. Preservation by notice; contents; recording; indexing.(a) Any person claiming a right, estate, interest or charge which would be extinguished by this Chapter may preserve the same by registering within such 30-year period a notice in writing, duly acknowledged, in the office of the register of deeds for the county in which the real property is situated, setting forth the nature of such claim, which notice shall have the effect of preserving such claim for a period of not longer than 30 years after registering the same unless again registered as required herein. No disability or lack of knowledge of any kind on the part of any person shall delay the commencement of or suspend the running of said 30-year period. Such notice may be registered by the claimant or by any other person acting on behalf of any claimant who is(1) Under a disability;(2) Unable to assert a claim on his behalf; or(3) One of a class, but whose identity cannot be established or is uncertain at the time of filing such notice of claim for record.(b) To be effective and to be entitled to registration, such notice shall contain an accurate and full description of all real property affected by such notice, which description shall be set forth in particular terms and not be by general reference; but if such claim is founded upon a recorded instrument, then the description in such notice may be the same as that contained in the recorded instrument. Such notice shall also contain the name of any record owner of the real property at the time the notice is registered and a statement of the claim showing the nature, description and extent of such claim. The register of deeds of each county shall accept all such notices presented to him which are duly acknowledged and certified for recordation and shall enter and record full copies thereof in the same way that deeds and other instruments are recorded, and each register of deeds shall be entitled to charge the same fees for the recording thereof as are charged for the recording of deeds. In indexing such notices in his office each register of deeds shall enter such notices under the grantee indexes of deeds under the names of persons on whose behalf such notices are executed and registered and under the grantor indexes of deeds under the names of the record owners of the possessory estates in the real property to be affected against whom the claim is to be preserved at the time of the registration. (1973, c. 255, s. 1.)
NC Gen Stat § 47B-5 (2021)
2021 North Carolina General Statutes|Chapter 47B - Real Property Marketable Title Act|§ 47B-5 - Extension of time for registering notice of claims which Chapter would otherwise bar.

 47B-5. Extension of time for registering notice of claims which Chapter would otherwise bar.If the 30-year period specified in this Chapter shall have expired prior to October 1, 1973, no right, estate, interest, claim or charge shall be barred by G.S. 47B-2 until October 1, 1976, and any right, estate, interest, claim or charge that would otherwise be barred by G.S. 47B-2 may be preserved and kept effective by the registration of a notice of claim as set forth in G.S. 47B-4 of this Chapter prior to October 1, 1976. (1973, c. 255, s. 1.)
NC Gen Stat § 47B-6 (2021)
2021 North Carolina General Statutes|Chapter 47B - Real Property Marketable Title Act|§ 47B-6 - Registering false claim.

 47B-6. Registering false claim.No person shall use the privilege of registering notices hereunder for the purpose of asserting false or fictitious claims to real property; and in any action relating thereto if the court shall find that any person has intentionally registered a false or fictitious claim, the court may award to the prevailing party all costs incurred by him in such action, including a reasonable attorney's fee, and in addition thereto may award to the prevailing party treble the damages that he may have sustained as a result of the registration of such notice of claim. (1973, c. 255, s. 1.)
NC Gen Stat § 47B-7 (2021)
2021 North Carolina General Statutes|Chapter 47B - Real Property Marketable Title Act|§ 47B-7 - Limitations of actions and recording acts.

 47B-7. Limitations of actions and recording acts.Nothing contained in this Chapter shall be construed to extend the period for the bringing of an action or for the doing of any other required act under the statutes of limitations, nor, except as herein specifically provided, to affect the operation of any statutes governing the effect of the registering or the failure to register any instrument affecting real property. (1973, c. 255, s. 1.)
NC Gen Stat § 47B-8 (2021)
2021 North Carolina General Statutes|Chapter 47B - Real Property Marketable Title Act|§ 47B-8 - Definitions.

 47B-8. Definitions.As used in this Chapter:(1) The term "person" denotes singular or plural, natural or corporate, private or governmental, including the State and any political subdivision or agency thereof, and a partnership, unincorporated association, or other entity capable of owning an interest in real property.(2) The term "title transaction" means any transaction affecting title to any interest in real property, including but not limited to title by will or descent, title by tax deed, or by trustee's, referee's, commissioner's, guardian's, executor's, administrator's, or sheriff's deed, contract, lease or reservation, or judgment or order of any court, as well as warranty deed, quitclaim deed, or mortgage. (1973, c. 255, s. 1.)
NC Gen Stat § 47B-9 (2021)
2021 North Carolina General Statutes|Chapter 47B - Real Property Marketable Title Act|§ 47B-9 - Chapter to be liberally construed.

 47B-9. Chapter to be liberally construed.This Chapter shall be liberally construed to effect the legislative purpose of simplifying and facilitating real property title transactions by allowing persons to rely on a record chain of title of 30 years as described in G.S. 47B-2, subject only to such limitations as appear in G.S. 47B-3. (1973, c. 255, s. 1.)
NC Gen Stat § 47D-1 (2021)
2021 North Carolina General Statutes|Chapter 47D - Notice of Settlement Act|§ 47D-1 - Expired.

 47D-1 through 47D-10: Expired.
NC Gen Stat § 47E-1 (2021)
2021 North Carolina General Statutes|Chapter 47E - Residential Property Disclosure Act|§ 47E-1 - Applicability.

 47E-1. Applicability.This Chapter applies to the following transfers of residential real property consisting of not less than one nor more than four dwelling units, whether or not the transaction is with the assistance of a licensed real estate broker or salesman:(1) Sale or exchange,(2) Installment land sales contract,(3) Option, or(4) Lease with option to purchase, except as provided in G.S. 47E-2(10). (1995, c. 476, s. 1; 1997-472, s. 5.)
NC Gen Stat § 47E-2 (2021)
2021 North Carolina General Statutes|Chapter 47E - Residential Property Disclosure Act|§ 47E-2 - Exemptions.

 47E-2. Exemptions.(a) The following transfers are exempt from the provisions of this Chapter:(1) Transfers pursuant to court order, including transfers ordered by a court in administration of an estate, transfers pursuant to a writ of execution, transfers by foreclosure sale, transfers by a trustee in bankruptcy, transfers by eminent domain, and transfers resulting from a decree for specific performance.(2) Transfers to a beneficiary from the grantor or his successor in interest in a deed of trust, or to a mortgagee from the mortgagor or his successor in interest in a mortgage, if the indebtedness is in default; transfers by a trustee under a deed of trust or a mortgagee under a mortgage, if the indebtedness is in default; transfers by a trustee under a deed of trust or a mortgagee under a mortgage pursuant to a foreclosure sale, or transfers by a beneficiary under a deed of trust, who has acquired the real property at a sale conducted pursuant to a foreclosure sale under a deed of trust.(3) Transfers by a fiduciary in the course of the administration of a decedent's estate, guardianship, conservatorship, or trust.(4) Transfers from one or more co-owners solely to one or more other co-owners.(5) Transfers made solely to a spouse or a person or persons in the lineal line of consanguinity of one or more transferors.(6) Transfers between spouses resulting from a decree of divorce or a distribution pursuant to Chapter 50 of the General Statutes or comparable provision of another state.(7) Transfers made by virtue of the record owner's failure to pay any federal, State, or local taxes.(8) Transfers to or from the State or any political subdivision of the State.(b) The following transfers are exempt from the provisions of G.S. 47E-4 but not from the requirements of G.S. 47E-4.1:(1) Transfers involving the first sale of a dwelling never inhabited.(2) Lease with option to purchase contracts where the lessee occupies or intends to occupy the dwelling.(3) Transfers between parties when both parties agree not to complete a residential property disclosure statement or an owners' association and mandatory covenants disclosure statement.  (1995, c. 476, s. 1; 2011-362, s. 3(a); 2014-120, s. 49(a).)
NC Gen Stat § 47E-3 (2021)
2021 North Carolina General Statutes|Chapter 47E - Residential Property Disclosure Act|§ 47E-3 - Definitions.

 47E-3. Definitions.When used in this Chapter, unless the context requires otherwise, the term:(1) "Owner" means each person having a recorded present or future interest in real estate that is identified in a real estate contract subject to this Chapter; but shall not mean or include the trustee in a deed of trust, or the owner or holder of a mortgage, deed of trust, mechanic's or materialman's lien, or other lien or security interest in the real property, or the owner of any easement or license encumbering the real property.(2) "Purchaser" means each person or entity named as "buyer" or "purchaser" in a real estate contract subject to this Chapter.(3) "Real estate contract" means a contract for the transfer of ownership of real property by the means described in G.S. 47E-1.(4) "Real property" means the lot or parcel, and the dwelling unit(s) thereon, described in a real estate contract subject to this Chapter. (1995, c. 476, s. 1.)