reglab/housing_qa huggingface dataset:
LA Rev Stat § 6:792 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§792. Misdescriptions of assets; false entries

RS 792 - Misdescriptions of assets; false entries A.(1) No association by any system of accounting or any device of bookkeeping shall, either directly or indirectly, enter any of its assets upon its books in the name of any other person, partnership, association, or corporation or under any title or designation that is not truly descriptive of such assets. (2) No officer or employee of any association shall knowingly make false entries in any of the books of the association or knowingly omit and neglect to make proper entries in the books of the association, or concerning any of its assets, for the purpose of deceiving the commissioner, the board of directors, or the public, concerning the true condition of the association, or concealing any crime that might have been committed in connection with the affairs of the association. B.(1) No person in the course of his employment with or for an association, or in connection with any business or affairs in which an association is concerned, shall forge, counterfeit, or falsely make or alter, or shall procure to be made or assist in falsely making, altering, or counterfeiting any public or private record, any certificate or attestation of any public officer, in any manner wherein his certificate or attestation is receivable, and may be taken as legal proof, any charter, deed, will, testament, bond, letter of attorney, policy of insurance, bill of exchange, promissory note, order, acquittance, discharge for or upon the payment of money or delivery of goods, any acceptance of a bill of exchange, or any endorsement or assignment thereof, or promissory note for the payment of money, any receipt for money or goods, or for any note, bill, security, money, or goods. (2) No such person shall, with intent to injure or defraud any person, alter or publish as true any such false, altered, forged, or counterfeited record, certificate, attestation, charter, deed, will, testament, bond, letter of attorney, policy of insurance, bill of exchange, promissory note, acceptance, assignment, order, acquittance, discharge, or receipt, knowing the same to be false, altered, forged, or counterfeited. C. In all cases where any officer or employee of any association has knowingly made false entries or has omitted to make correct entries as set forth in this Part, all of these charges may be embraced in one general indictment, giving each separate offense under a different count, so that at the trial of the case the entire evidence may be admitted concerning all of such cases. D. Whoever violates this Section shall be fined not less than five hundred dollars nor more than twenty-five hundred dollars, or imprisoned with or without hard labor for not less than six months nor more than five years, or both. Acts 1970, No. 234, §1. Acts 1983, No. 675, §1.
LA Rev Stat § 6:793 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§793. Directors' examination of association

RS 793 - Directors' examination of association The commissioner shall require at least once in each year that each association cause its books, records, and accounts to be examined in accordance with a regulation promulgated by the commissioner. Acts 1970, No. 234, §1. Amended by Acts 1982, No. 368, §1; Acts 1983, No. 675, §1; Acts 1986, No. 818, §1; Acts 1995, No. 248, §§1, 2, eff. June 14, 1995; Acts 1997, No. 49, §1; Acts 2001, No. 530, §1. NOTE: See Acts 2001, No. 530, §2, relative to effective date.
LA Rev Stat § 6:795 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§795. §§795, 796 Repealed by Acts 1970, No. 234, §2.

RS 795 - §§795, 796 Repealed by Acts 1970, No. 234, §2.
LA Rev Stat § 6:801 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§801. Savings liability; demand deposit liability

RS 801 - Savings liability; demand deposit liability A. The savings account liability and the demand deposit account liability of an association is not limited, and shall consist only of the aggregate amount of accounts of depositors and shares of members, plus earnings credited to such shares and accounts, less redemption and withdrawal payments. B. Except as limited by the board of directors, a depositor or member may make additions to his shares or savings or demand accounts in such amounts and at such times as he may elect. C. The depositors shall not be responsible for any losses which their savings liability and demand deposit liability shall not be sufficient to satisfy, nor shall the holders thereof be liable for any unpaid installments on their accounts. D. Depositors' savings or demand accounts shall be non-assessable, and depositors shall stand as general creditors of the association. E. No preference between members of mutual associations shall be created with respect to the distribution of assets upon voluntary or involuntary liquidation, dissolution, or winding up of an association. F. No association shall issue, sell, negotiate, or advertise for issuance or sale to depositors any type of savings or investment media or contract with respect to the savings liability in a manner inconsistent with the provisions of this Chapter. Acts 1970, No. 234, §1. Acts 1983, No. 675, §1.
LA Rev Stat § 6:802 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§802. Contingent loss account

RS 802 - Contingent loss account A contingent loss account may be established and shall be established if the commissioner so directs. Acts 1970, No. 234, §1. Acts 1983, No. 675, §1.
LA Rev Stat § 6:803 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§803. Earnings; payment

RS 803 - Earnings; payment Except as otherwise provided by this Chapter and the articles or bylaws, an association may pay earnings on its savings accounts or shares from sources available for payment of earnings at such rate and at such times as shall be determined by resolution of its board of directors. The board of directors, by resolution, may determine that earnings shall not be paid on any shares or savings accounts which have a withdrawal value of a specified amount of less than fifty dollars or which, by written agreement, is intended to be closed within a specified period less than fifteen months from the date on which such share or savings account is opened or purchased. An exception may be made in earnings paid on shares or savings accounts opened or purchased pursuant to R.S. 6:747. Acts 1970, No. 234, §1. Acts 1983, No. 675, §1.
LA Rev Stat § 6:804 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§804. Casual deposits

RS 804 - Casual deposits An association may receive casual deposits in connection with incomplete loans, fire losses, or building contracts and any other monies which an association may hold for its members, stockholders, or other persons in accordance with its business and operations. Acts 1970, No. 234, §1. Acts 1983, No. 675, §1.
LA Rev Stat § 6:805 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§805. Withdrawal of savings accounts and shares

RS 805 - Withdrawal of savings accounts and shares A. Except as otherwise provided in the instrument or document evidencing a savings account or shares, any member, depositor, or his authorized representative, or a person authorized by law may present at any time a written application for withdrawal of all or any part of his unpledged savings accounts or shares. This application shall be filed at any office of the association and shall request immediate withdrawal of a stated amount in accordance with this Part. B. Any member or depositor may cancel his application at any time in full or in part by submitting such cancellation in writing. C. Every association may number, date, and file in the order of actual receipt every withdrawal application. D. No member or depositor shall have on file in any one association more than one application for the withdrawal of savings accounts or shares. Acts 1970, No. 234, §1. Acts 1983, No. 675, §1.
LA Rev Stat § 6:806 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§806. Board to determine amounts to be withdrawn

RS 806 - Board to determine amounts to be withdrawn The attribution to be made from receipts or other assets for the payment of withdrawals shall be under the sole control and administration of the board of directors, which shall determine the amount to be used for the payment of said withdrawals. Before making any appropriation of the receipts which may be applied to the liquidation of the claims of withdrawing members or depositors, the board may make use of such receipts and funds as are needed for all operating expenses, the maintenance and improvements of all repossessed property, the payment or renewal of obligations, and the creation of cash reserves needed for the declaration of dividends or interest. Acts 1970, No. 234, §1. Acts 1983, No. 675, §1.
LA Rev Stat § 6:807 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§807. Amounts payable

RS 807 - Amounts payable A. If sufficient funds have been made available and if the association so elects, it may at any time pay in full each application as presented. It shall not, however, pay some in full unless it can pay every application on file in full. B. Payments shall be made in order of actual receipt of applications in the form of cash or one or more checks or similar instruments payable to the order of the member, depositor, or to the order of others as directed, in the following amounts: (1) The withdrawal value of savings accounts, together with any earnings which may have been declared and may have accrued thereon, for the current period. (2) The withdrawal value of shares or savings accounts, together with all earnings or interest declared thereon or earnings allotted thereto, previous to the date of the filing of the application. C. From the amounts to be received by the withdrawing member or depositor, there shall be deducted: (1) The percentage of allotted earnings or interest that may be retained on account of withdrawing before its maturity in accordance with the articles of incorporation or bylaws, and (2) In the case of either shares or savings accounts, the unpaid charges and pro rata share of any losses prior to the date of the filing of the application in excess of the amount in the contingent loss account, if such account is determined by the commissioner to be necessary. D. However, holders of fixed maturity savings accounts may not withdraw prior to maturity except for a recognized emergency, in which case the members or depositors holding such accounts shall be paid the withdrawal value of the accounts, plus all earnings or interest allotted thereto, previous to the date the accounts were presented to the association for withdrawal. Acts 1970, No. 234, §1. Acts 1983, No. 675, §1.
LA Rev Stat § 6:808 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§808. Insufficient funds; notices

RS 808 - Insufficient funds; notices A. Whenever the proportion of receipts ordinarily made applicable to the demands of withdrawing members or depositors is not sufficient to pay all such demands for either savings accounts or shares, including those accounts which have matured due to an emergency situation, within sixty days from the date of application for withdrawal, applications for withdrawal shall be paid out of funds available as hereinafter set forth and shall be liquidated as follows: (1) The applicant first on the list shall be paid one thousand dollars on account, or in full if the amount of the notices for withdrawal or the unpaid balance of such application is less than one thousand dollars. For any balance remaining due the applicant after the aforesaid payment, the application shall be transferred at once to the bottom of the withdrawal list and no further payments shall be made except as hereinafter set forth, until the applicant's name again appears at the head of the withdrawal list. Each other applicant shall be treated in exactly the same manner and reached in order. All new applicants shall be placed at the bottom of the list immediately upon the filing of their respective applications. (2) In addition to the above, the board of directors may use its discretion in meeting on demand at all times all applications for withdrawals for either savings accounts or shares by members or depositors whose entire claim in the savings accounts or shares respectively amounts to less than two hundred dollars. Additionally, the board of directors in its discretion may pay the sum of not more than one hundred dollars per month to any applicant on the withdrawal list. Such payments of one hundred dollars per month shall be made only when emergency circumstances justify the payment and only after a thorough investigation of each applicant has been made. These emergency applications shall be kept on file in the association's office. (3) When an application to withdraw is reached for payment as provided above, a written notice shall be sent to the applicant by mail at his last address as recorded on the books, and unless the applicant shall apply in person or in writing for such withdrawal within thirty days from the date of such notice, no payment on account of such application shall be made and such application shall be cancelled. B. In no event shall an association voluntarily or involuntarily delay or postpone the whole or partial payment of the value of any savings account or share pursuant to a written withdrawal application for a period exceeding sixty days following the receipt of such application without first notifying the commissioner, and, in the case of an association whose accounts are insured by the Federal Deposit Insurance Corporation, said corporation. No association can obligate itself to pay withdrawals on any plan other than authorized in this Chapter. Acts 1970, No. 234, §1. Acts 1983, No. 675, §1.
LA Rev Stat § 6:809 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§809. Board may prescribe rules

RS 809 - Board may prescribe rules A. The board of directors shall have full authority to prescribe such rules as, in its discretion, may be suitable to prevent members or depositors from making any simulated or otherwise improper transfer of shares or savings accounts in order to appear more than once on the withdrawal list, and all rules thus made shall be binding on the members of the association. B. The board of directors may prescribe, grant, and order the payment of an allowance on the amount of unpaid withdrawals under such terms and conditions as to the amount of individual withdrawals or period of time on the withdrawal list, or otherwise, as the board may determine; but the rate of allowance which may be thus paid shall never exceed sixty percent of the rate of dividend or interest currently and actually paid in cash on the shares or savings accounts of continuing members or depositors. The allowance may be discontinued by the board at any time or under any conditions, especially without affecting the right to continue to pay earnings and interest on the shares or savings accounts of continuing members or depositors. Whenever an allowance is made to members or depositors on the withdrawal list as authorized, any member or depositor withdrawing shares or accounts, who accepts the allowance, shall bear his proportion of all losses and charges on such shares or accounts, as stated in R.S. 6:807 up to the time of the final payment to him in respect of his application. Acts 1970, No. 234, §1. Acts 1983, No. 675, §1.
LA Rev Stat § 6:810 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§810. Rights of withdrawing members

RS 810 - Rights of withdrawing members A. A member or depositor who has served notice of his intention to withdraw remains a member or depositor, but shall have the status of and be classified as a withdrawing member or depositor. His rights and privileges are prescribed, limited, and defined exclusively by the provisions and restrictions of this Section. B. Except as stated in R.S. 6:807, no liabilities or losses as of a date subsequent to the time and filing of the notice of withdrawal shall be chargeable or assessable against the member's or depositor's shares or accounts. C. From the date of the application and as long as his application for withdrawal has not been withdrawn, he shall not be entitled to vote or to any other benefit on his shares or savings accounts beyond the collection of the face value thereof, nor to allowance or dividend in the distribution of the accumulated or current profits or earnings. D. No earnings or interest shall be declared upon that portion of an account which has been noticed for withdrawal, which for earning or interest purposes is required to be deducted from the latest previous additions to such account, so long as such application is on file. Acts 1970, No. 234, §1. Acts 1983, No. 675, §1.
LA Rev Stat § 6:811 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§811. New loans and payment of debts during existence of withdrawal list

RS 811 - New loans and payment of debts during existence of withdrawal list A. The existence of a withdrawal list shall not prevent the making of new loans to new or continuing members or depositors, or to those to whom loan commitments have been given; however, when there is a withdrawal list, not more than twenty-five percent of the gross receipts shall be used for the making of loans. B. Notwithstanding the existence of a withdrawal list, the board, as long as there are debts due by the association, may use all or any part of the funds and current receipts for the payment of such debts, no matter at what time or under what circumstances incurred, as well as for the payment of all operating expenses and all other expenses incidental to the doing of business; and earnings or interest in such amounts and at such rates as may be considered proper by the board may be declared by the board out of the earnings or undivided profits for the benefit of the continuing members or depositors, although there is a list of unpaid withdrawals. Acts 1970, No. 234, §1. Acts 1983, No. 675, §1.
LA Rev Stat § 6:812 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§812. Commissioner's action may stop withdrawal procedure

RS 812 - Commissioner's action may stop withdrawal procedure A. Whenever the amount of withdrawal exceeds sixty percent of the accumulated capital of any mutual association, the commissioner, if he believes that the condition of the association justifies such an order, may direct that the payment or withdrawals as above provided be discontinued, and that thereafter all withdrawals from the association be paid on a pro rata basis, from time to time, to all persons appearing on the withdrawal list of the association. This distribution shall be made to all persons actually on the withdrawal list on a date not less than ten days previous to the day on which the pro rata distribution checks are issued. B. Whenever the commissioner takes charge of any association, or in the event of merger, consolidation, or liquidation, the withdrawal list shall be cancelled. Acts 1970, No. 234, §1. Acts 1983, No. 675, §1.
LA Rev Stat § 6:813 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§813. Prohibition against institution of action

RS 813 - Prohibition against institution of action No suit shall be instituted by a withdrawing member or by a depositor against an association, its officers, or representatives, except for a violation of the provisions of this Part or to enforce compliance therewith. Acts 1970, No. 234, §1. Acts 1983, No. 675, §1.
LA Rev Stat § 6:814 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§814. Redemption

RS 814 - Redemption A. At any time funds are on hand for the purpose of redeeming accounts or shares, the association shall have the right to redeem by lot or otherwise, as the board of directors may determine, all or any part of any of its savings accounts or shares on an earnings or interest date by giving thirty days notice by registered or certified mail addressed to each affected member or depositor at his or her last address as recorded on the books of the association. B. No association shall redeem any of its savings or demand accounts or shares when the association is in an impaired condition or when it has applications for withdrawal which have been on file more than sixty days and have not been reached for payment. C. The redemption price of savings accounts or shares redeemed shall be the full value of the account redeemed as determined by the board of directors and approved by the commissioner. D. If the aforesaid notice of redemption shall have been duly given, and if on or before the redemption date the funds necessary for such redemption shall have been set aside so as to be and continue to be available therefor, earnings or interest upon savings accounts or shares called for redemption shall cease to accrue from the earnings or interest date specified as the redemption date, and all rights with respect to such accounts shall forthwith, after such redemption date, terminate, except only for any right of the member or depositor of record to receive the redemption price without interest. Acts 1983, No. 675, §1.
LA Rev Stat § 6:823 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§823. Appraisal

RS 823 - Appraisal No investment in a real estate loan shall be made until either an independent qualified person, a central appraisal bureau, or an appraisal committee approved by the board of directors shall have made a physical inspection and submitted a signed appraisal of the value of the real estate securing such loan. Acts 1970, No. 234, §1. Acts 1983, No. 675, §1.
LA Rev Stat § 6:824.1 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§824.1. Late charges prohibited on certain payments

RS 824.1 - Late charges prohibited on certain payments No association organized under this Chapter shall assess a late charge or impose any penalty upon a borrower as to any payment received by it when the due date of the payment falls on a day during which the association is not open to the public during its normal business hours and when the payment is received on the next succeeding day during which the association is open to the public during its normal business hours. Acts 1985, No. 161, §1.
LA Rev Stat § 6:825 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§825. REPEALED BY ACTS 1993, NO. 280, §1, EFF. OCT. 1, 1993.

RS 825 - REPEALED BY ACTS 1993, NO. 280, §1, EFF. OCT. 1, 1993.
LA Rev Stat § 6:826 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§826. Provision for taxes, insurance

RS 826 - Provision for taxes, insurance An association may require the borrower to pay monthly in advance, in addition to interest and principal payments, the equivalent of one-twelfth of the estimated annual taxes, assessments, insurance premiums, ground rents, and other charges upon the real estate securing a loan, or any of such charges, so as to enable the association to pay such charges as they become due from the funds so received. Such funds are to be held by the association, without paying interest thereon, for the credit of the borrower. Acts 1970, No. 234, §1. Acts 1983, No. 675, §1.
LA Rev Stat § 6:827 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§827. REPEALED BY ACTS 1993, NO. 280, §1, EFF. OCT. 1, 1993.

RS 827 - REPEALED BY ACTS 1993, NO. 280, §1, EFF. OCT. 1, 1993.