reglab/housing_qa huggingface dataset:
NV Rev Stat § 598A.190 (2021)
2021 Nevada Revised Statutes|Chapter 598A - Unfair Trade Practices|NRS 598A.190 - Suit by Attorney General against foreign corporation or association.

  1. Upon a violation of the provisions of this chapter by a foreign corporation or association exercising the privilege of conducting business within this state, or upon a failure to comply with the terms of the final judgment or decree rendered by a court of this state in any proceeding under the provisions of this chapter, or to comply with a consent judgment or decree rendered by a court of this state concerning an alleged violation of the provisions of this chapter, the Attorney General may institute a suit in any district court for the revocation or suspension of franchises, privileges and powers connected with doing business within the State.  2. The district court, in its discretion and with due consideration of all relevant factors, including relevant public interests and competitive and economic factors, may order the revocation or suspension of the privilege to conduct business for a specified period, deny relief or provide other appropriate relief. A revocation shall have the same effect as a failure to qualify to do business in this state.  (Added to NRS by 1975, 949)
NV Rev Stat § 598A.200 (2021)
2021 Nevada Revised Statutes|Chapter 598A - Unfair Trade Practices|NRS 598A.200 - Action for injury to public business or property: Treble damages; attorney’s fees and costs.

The State, any district, municipal corporation, agency or other political subdivision of the State injured in its business or property by reason of a violation of the provisions of this chapter, shall recover treble damages, together with reasonable attorney fees and costs.  (Added to NRS by 1975, 950)
NV Rev Stat § 598A.210 (2021)
2021 Nevada Revised Statutes|Chapter 598A - Unfair Trade Practices|NRS 598A.210 - Private action for injury to business or property: Injunctive relief; treble damages; attorney’s fees and costs; copy of complaint mailed to Attorney General.

  1. Any person threatened with injury or damage to his or her business or property by reason of a violation of any provision of this chapter, may institute a civil action or proceeding for injunctive relief. If the court issues a permanent injunction, the plaintiff shall recover reasonable attorney fees, together with costs, as determined by the court.  2. Any person injured or damaged directly or indirectly in his or her business or property by reason of a violation of the provisions of this chapter may institute a civil action and shall recover treble damages, together with reasonable attorney fees and costs.  3. Any person commencing an action for any violation of the provisions of this chapter shall, simultaneously with the filing of the complaint with the court, mail a copy of the complaint to the Attorney General.  (Added to NRS by 1975, 950; A 1999, 946)
NV Rev Stat § 598A.220 (2021)
2021 Nevada Revised Statutes|Chapter 598A - Unfair Trade Practices|NRS 598A.220 - Limitation of actions.

  1. An action brought under NRS 598A.170 or 598A.200 is barred if it is not commenced within 4 years after the cause of action accrues, or if the cause of action is based upon a conspiracy in violation of this chapter, within 4 years after the plaintiff discovered, or by the exercise of reasonable diligence, should have discovered the facts relied upon for proof of the conspiracy.  2. An action brought under NRS 598A.160 or 598A.210 is barred if it is not commenced:  (a) Within 4 years after the cause of action accrues, or if the cause of action is based upon a conspiracy in violation of this chapter, within 4 years after the plaintiff discovered, or by the exercise of reasonable diligence, should have discovered the facts relied upon for proof of the conspiracy; or  (b) Within 1 year after the conclusion of any action or proceeding brought under NRS 598A.170 or 598A.200 commenced within or before the running of the 4-year period as provided in paragraph (a) and which is based in whole or in part on any matter complained of in the action for damages.  3. For the purpose of this section, a cause of action for a continuing violation arises at any time during the period of such violation.  (Added to NRS by 1975, 950)
NV Rev Stat § 598A.230 (2021)
2021 Nevada Revised Statutes|Chapter 598A - Unfair Trade Practices|NRS 598A.230 - Liability of legal or commercial entity for acts of its officers, directors and agents.

A corporation, association, firm, partnership, proprietorship or any other legal or commercial entity is liable under this chapter for the acts of its officers, directors, representatives or agents, acting within the scope of their actual or apparent authority. Proof of the acts of any such officer, director, representative or agent shall constitute prima facie proof as being the acts of the corporation, association, firm, partnership or proprietorship itself.  (Added to NRS by 1975, 949)
NV Rev Stat § 598A.240 (2021)
2021 Nevada Revised Statutes|Chapter 598A - Unfair Trade Practices|NRS 598A.240 - Judgments and decrees as prima facie evidence.

Any final judgment or decree, other than a stipulation or consent decree approved by a district court before any testimony has been taken, rendered in any action or proceeding brought by the Attorney General or any district attorney with the permission or at the direction of the Attorney General, shall be prima facie evidence in any action brought under this chapter as to all matters with respect to which the judgment or decree would be an estoppel between the parties to the suit.  (Added to NRS by 1975, 950)
NV Rev Stat § 598A.250 (2021)
2021 Nevada Revised Statutes|Chapter 598A - Unfair Trade Practices|NRS 598A.250 - Remedies cumulative.

The remedies afforded by this chapter are cumulative.  (Added to NRS by 1975, 951)
NV Rev Stat § 598A.260 (2021)
2021 Nevada Revised Statutes|Chapter 598A - Unfair Trade Practices|NRS 598A.260 - Deposit of money obtained by Attorney General as awards, damages or penalties; Attorney General’s Special Fund.

  1. All money obtained as awards, damages or civil penalties for the State of Nevada and its agencies by the Attorney General as a result of enforcement of statutes pertaining to unfair trade practices, whether by final judgment, settlement or otherwise, must be deposited in the State Treasury as follows:  (a) All attorney’s fees and costs and 50 percent of all recoveries for credit to the Attorney General’s Special Fund.  (b) The balance of the recoveries for credit to the State General Fund.  2. Money deposited in the State Treasury for credit to the Attorney General’s Special Fund pursuant to subsection 1 must be used for payment of the expenses of enforcing the statutes pertaining to unfair trade practices and NRS 228.500 to 228.640, inclusive. Those expenses which are in excess of the amount available in the Fund must be paid out of the legislative appropriation for the support of the Office of Attorney General.  3. On June 30 of each fiscal year, any amount in excess of $450,000 in the Attorney General’s Special Fund of the money collected pursuant to subsection 1 reverts to the State General Fund.  4. The balance of the money in the Attorney General’s Special Fund that is collected pursuant to subsection 1 must not exceed $500,000. If money deposited in the State Treasury for credit to the Attorney General’s Special Fund pursuant to subsection 1 would cause that balance to exceed $500,000 if credited to the Fund, the amount of the deposit which would cause the balance to exceed $500,000 immediately reverts to the State General Fund.  (Added to NRS by 1975, 951; A 1979, 119; 1999, 946; 2003, 2877)
NV Rev Stat § 598A.280 (2021)
2021 Nevada Revised Statutes|Chapter 598A - Unfair Trade Practices|NRS 598A.280 - Criminal penalty.

A person who conspires to, or does, violate any of the provisions of this chapter is guilty of a category D felony and shall be punished as provided in NRS 193.130.  (Added to NRS by 1975, 950; A 1995, 1307)
NV Rev Stat § 598B.010 (2021)
2021 Nevada Revised Statutes|Chapter 598B - Equal Opportunity for Credit|NRS 598B.010 - Short title.

This chapter may be cited as the Nevada Equal Credit Opportunity Law.  (Added to NRS by 1975, 826)
NV Rev Stat § 598B.020 (2021)
2021 Nevada Revised Statutes|Chapter 598B - Equal Opportunity for Credit|NRS 598B.020 - Declaration of public policy.

It is hereby declared to be the public policy of the State of Nevada that all people in the State desiring to obtain credit shall be afforded equal opportunity to have their creditworthiness evaluated under the same relevant economic standards and without any discrimination on the basis of their race, color, creed, religion, disability, national origin or ancestry, sex, sexual orientation, gender identity or expression, or marital status.  (Added to NRS by 1975, 827; A 2019, 1594)
NV Rev Stat § 598B.030 (2021)
2021 Nevada Revised Statutes|Chapter 598B - Equal Opportunity for Credit|NRS 598B.030 - Definitions.

As used in this chapter, unless the context otherwise requires, the words and terms defined in NRS 598B.040 to 598B.080, inclusive, have the meanings ascribed to them in such sections.  (Added to NRS by 1975, 827; A 2019, 1594)
NV Rev Stat § 598B.040 (2021)
2021 Nevada Revised Statutes|Chapter 598B - Equal Opportunity for Credit|NRS 598B.040 - "Applicant" defined.

Applicant means any person who applies to a creditor directly for an extension, renewal or continuation of credit, or applies to a creditor indirectly by use of an existing credit plan for an amount exceeding a previously established credit limit.  (Added to NRS by 1975, 827)
NV Rev Stat § 598B.050 (2021)
2021 Nevada Revised Statutes|Chapter 598B - Equal Opportunity for Credit|NRS 598B.050 - "Credit" defined.

Credit means the right granted by a creditor to any person to:  1. Incur a debt and defer its payment.  2. Purchase property or services and defer payment for the purchase.  3. Defer payment of an existing debt.  (Added to NRS by 1975, 827)
NV Rev Stat § 598B.060 (2021)
2021 Nevada Revised Statutes|Chapter 598B - Equal Opportunity for Credit|NRS 598B.060 - "Creditor" defined.

Creditor means any person who:  1. Regularly extends, renews or continues credit;  2. Regularly arranges for the extension, renewal or continuation of credit; or  3. Participates in the decision to extend, renew or continue credit as an assignee of an original creditor.  (Added to NRS by 1975, 827)
NV Rev Stat § 598B.070 (2021)
2021 Nevada Revised Statutes|Chapter 598B - Equal Opportunity for Credit|NRS 598B.070 - "Division" defined.

Division means the Division of Financial Institutions of the Department of Business and Industry.  (Added to NRS by 1975, 827; A 1983, 1700; 1993, 1802)
NV Rev Stat § 598B.075 (2021)
2021 Nevada Revised Statutes|Chapter 598B - Equal Opportunity for Credit|NRS 598B.075 - "Marital status" defined.

Marital status means all states of being married or unmarried, and includes, without limitation, the states of being single, married, separated, divorced or widowed.  (Added to NRS by 2019, 1593)
NV Rev Stat § 598B.080 (2021)
2021 Nevada Revised Statutes|Chapter 598B - Equal Opportunity for Credit|NRS 598B.080 - "Person" defined.

Person includes a government, a governmental agency and a political subdivision of a government.  (Added to NRS by 1975, 827; A 1985, 532)
NV Rev Stat § 598B.090 (2021)
2021 Nevada Revised Statutes|Chapter 598B - Equal Opportunity for Credit|NRS 598B.090 - Administration of chapter; duties of Commissioner of Financial Institutions.

The Commissioner of Financial Institutions through the Division shall:  1. Administer the provisions of this chapter;  2. Study the nature and extent of any discrimination as to race, color, creed, religion, disability, national origin or ancestry, sex, sexual orientation, gender identity or expression, or marital status in credit practices in this state; and  3. Cooperate with and assist all public and private agencies, organizations and institutions which are formulating or carrying on programs to prevent or eliminate discrimination on the basis of race, color, creed, religion, disability, national origin or ancestry, sex, sexual orientation, gender identity or expression, or marital status in credit practices.  (Added to NRS by 1975, 827; A 1983, 1700; 1987, 1876; 2019, 1594)
NV Rev Stat § 598B.100 (2021)
2021 Nevada Revised Statutes|Chapter 598B - Equal Opportunity for Credit|NRS 598B.100 - Unlawful to discriminate on basis of race, color, creed, religion, disability, national origin or ancestry, sex, sexual orientation, gender identity or expression, or marital status.

It is unlawful for any creditor to discriminate against any applicant on the basis of the applicant’s race, color, creed, religion, disability, national origin or ancestry, sex, sexual orientation, gender identity or expression, or marital status with respect to any aspect of a credit transaction.  (Added to NRS by 1975, 827; A 2019, 1594)
NV Rev Stat § 598B.110 (2021)
2021 Nevada Revised Statutes|Chapter 598B - Equal Opportunity for Credit|NRS 598B.110 - Considerations in determining creditworthiness.

  1. A creditor shall consider the combined income of both spouses for the purpose of extending credit to a married couple and shall not exclude the income of either without just cause. The creditor shall determine the creditworthiness of the married couple upon a reasonable evaluation of the past, present and foreseeable economic circumstances of both spouses.  2. A request for the signatures of both parties to a marriage for the purpose of creating a valid lien or passing clear title, waiving inchoate rights to property or assigning earnings, does not constitute credit discrimination.  3. An inquiry of marital status does not constitute discrimination for the purposes of this chapter if such inquiry is for the purpose of ascertaining the creditor’s rights and remedies applicable to the particular extension of credit, and not to discriminate in a determination of creditworthiness.  4. Consideration or application of state property laws directly or indirectly affecting creditworthiness does not constitute discrimination for the purposes of this chapter.  (Added to NRS by 1975, 827; A 2017, 794)
NV Rev Stat § 598B.115 (2021)
2021 Nevada Revised Statutes|Chapter 598B - Equal Opportunity for Credit|NRS 598B.115 - Extension of credit to be mailed to same address as solicitation; exception.

If a creditor other than a creditor subject to the provisions of NRS 97A.142 mails a solicitation for the extension of credit to a person and the person applies for such credit, the creditor shall mail the extension of credit to the person to the same address as the solicitation, unless the creditor verifies any change of address of the person using a reliable method.  (Added to NRS by 1999, 1346; A 2007, 48)
NV Rev Stat § 598B.120 (2021)
2021 Nevada Revised Statutes|Chapter 598B - Equal Opportunity for Credit|NRS 598B.120 - Separate credit accounts of married persons not to be aggregated for certain purposes.

If each party to a marriage separately and voluntarily applies for and obtains separate credit from the same creditor, the credit accounts shall not be aggregated or otherwise combined for purposes of determining permissible finance charges or loan ceilings.  (Added to NRS by 1975, 828)
NV Rev Stat § 598B.130 (2021)
2021 Nevada Revised Statutes|Chapter 598B - Equal Opportunity for Credit|NRS 598B.130 - Separate reporting of credit histories required.

A credit reporting agency shall identify separately within its records of the reports it delivers, the credit histories of any person, the person’s spouse, if any, and the joint accounts of the person and spouse, if any, to the extent that such information is available to the agency.  (Added to NRS by 1975, 828)
NV Rev Stat § 598B.135 (2021)
2021 Nevada Revised Statutes|Chapter 598B - Equal Opportunity for Credit|NRS 598B.135 - Credit history of spouse deemed identical to applicant under certain circumstances; violation constitutes discrimination on basis of marital status.

  1. If an applicant for credit:  (a) Has no credit history;  (b) Was or is married;  (c) Requests that the creditor deem the credit history of the applicant to be identical to the credit history of the applicant’s spouse which was established during the marriage referenced in paragraph (b); and  (d) If requested by the creditor, provides, with regard to the marriage referenced in paragraph (b), evidence of:  (1) The existence of the marriage; and  (2) The date of the marriage and, if applicable, the date the marriage ended,   the creditor must deem the credit history of the applicant to be identical to the credit history of the applicant’s spouse which was established during the marriage referenced in paragraph (b).  2. Violation of this section by a creditor shall be deemed to be discrimination based on marital status.  (Added to NRS by 2019, 1593)
NV Rev Stat § 598B.140 (2021)
2021 Nevada Revised Statutes|Chapter 598B - Equal Opportunity for Credit|NRS 598B.140 - Administrative remedies: Complaint to Division.

  1. A complaint may be filed with the Division by any person who has been injured as the result of a creditor’s violation of any provision of this chapter or any regulation adopted thereunder or who has reasonable ground to believe that he or she will be injured by a discriminatory action or practice prohibited by such provisions.  2. The complaint shall be made in such form and manner as the Division prescribes by regulation.  (Added to NRS by 1975, 828)
NV Rev Stat § 598B.150 (2021)
2021 Nevada Revised Statutes|Chapter 598B - Equal Opportunity for Credit|NRS 598B.150 - Administrative remedies: Investigation and hearing by Division; witnesses.

  1. Upon receipt of such a complaint or upon its own initiative, the Division may:  (a) Investigate any matters alleged in the complaint or believed to be a discriminatory practice under the provisions of this chapter or regulations adopted thereunder.  (b) Eliminate or correct the cause of the complaint or discriminatory condition by methods of conference or conciliation.  (c) Conduct a public hearing and make a decision or order.  2. In conducting such investigation or hearing, the Division may issue necessary subpoenas requiring such attendance of witnesses or production of documents, and upon petition of the Division, the district court may compel obedience to the subpoenas.  (Added to NRS by 1975, 828; A 1977, 81)
NV Rev Stat § 598B.160 (2021)
2021 Nevada Revised Statutes|Chapter 598B - Equal Opportunity for Credit|NRS 598B.160 - Administrative remedies: Injunctive relief.

If the Division orders any creditor to cease and desist from a discriminatory practice and the creditor fails to do so within 20 calendar days after service of the order, the Division may apply to the district court for an injunction to prevent any continuation of the discriminatory practice.  (Added to NRS by 1975, 828)
NV Rev Stat § 598B.170 (2021)
2021 Nevada Revised Statutes|Chapter 598B - Equal Opportunity for Credit|NRS 598B.170 - Civil remedies: Injunctive relief; damages; remedies not cumulative with federal law.

  1. Any person injured by a discriminatory credit practice within the scope of the provisions of this chapter may apply directly to the district court for relief. If the court determines that the creditor has violated any of such provisions and that the plaintiff has been injured thereby, the court may enjoin the creditor from continued violation, award damages to the plaintiff or grant both measures of relief.  2. A person may not pursue the remedy provided under this section if he or she is pursuing any remedy provided under the federal Equal Credit Opportunity Act (15 U.S.C. § 1691 et seq.) with respect to the same grievance.  (Added to NRS by 1975, 828)
NV Rev Stat § 598B.180 (2021)
2021 Nevada Revised Statutes|Chapter 598B - Equal Opportunity for Credit|NRS 598B.180 - Limitation of actions.

Any action brought under the provisions of this chapter shall be commenced within 1 year from the date of the occurrence of the violation.  (Added to NRS by 1975, 829)
NV Rev Stat § 598C.010 (2021)
2021 Nevada Revised Statutes|Chapter 598C - Consumer Reporting|NRS 598C.010 - Definitions.

As used in this chapter, unless the context otherwise requires, the words and terms defined in NRS 598C.020 to 598C.105, inclusive, have the meanings ascribed to them in those sections.  (Added to NRS by 1993, 2459; A 2005, 1524)
NV Rev Stat § 598C.020 (2021)
2021 Nevada Revised Statutes|Chapter 598C - Consumer Reporting|NRS 598C.020 - "Adverse action" defined.

  1. "Adverse action" includes:  (a) The denial of, increase in any charge for or reduction in the amount of insurance for personal, family or household purposes;  (b) The denial of employment or any other decision for employment purposes that adversely affects a current or prospective employee; and  (c) An action or determination with respect to a consumer’s application for credit that is adverse to the interests of the consumer.  2. The term does not include:  (a) A refusal to extend additional credit under an existing credit arrangement if:  (1) The applicant is delinquent or otherwise in default with respect to the arrangement; or  (2) The additional credit would exceed a previously established credit limit; or  (b) A refusal or failure at the point of sale to authorize a specific transaction on an existing account.  (Added to NRS by 1993, 2459)
NV Rev Stat § 598C.030 (2021)
2021 Nevada Revised Statutes|Chapter 598C - Consumer Reporting|NRS 598C.030 - "Commissioner" defined. [Effective July 1, 2021.]

Commissioner means the Commissioner of Consumer Affairs.  (Added to NRS by 1993, 2460; R temp. 2009, 2732; R temp. 2011, 2652; R temp. 2013, 1054; R temp. 2015, 3653; R temp. 2017, 2254; R temp. 2019, 2501, expires by limitation on June 30, 2021)
NV Rev Stat § 598C.040 (2021)
2021 Nevada Revised Statutes|Chapter 598C - Consumer Reporting|NRS 598C.040 - "Consumer" defined.

Consumer means a person who uses economic goods.  (Added to NRS by 1993, 2460)
NV Rev Stat § 598C.050 (2021)
2021 Nevada Revised Statutes|Chapter 598C - Consumer Reporting|NRS 598C.050 - "Consumer credit" defined.

Consumer credit means credit granted to a natural person to finance the purchase of goods that directly satisfy human wants or to defray personal or family expenses.  (Added to NRS by 1993, 2460)
NV Rev Stat § 598C.060 (2021)
2021 Nevada Revised Statutes|Chapter 598C - Consumer Reporting|NRS 598C.060 - "Consumer report" defined.

  1. "Consumer report" means any communication, written or oral, by a reporting agency regarding the payment history of a particular consumer, including information regarding his or her credit worthiness, credit standing or credit capacity, which is intended for present or future use in whole or in part to serve as a factor in determining the consumer’s eligibility for:  (a) Credit or insurance to be used primarily for personal, family or household purposes;  (b) Purposes relating to employment; or  (c) Any other purpose authorized pursuant to 15 U.S.C. §§ 1681 et seq.  2. The term does not include:  (a) A report containing information solely as to transactions or experiences between the consumer and the person making the report;  (b) An authorization or approval of a specific extension of credit directly or indirectly by the issuer of a credit card or similar device;  (c) A report in which a person who has been requested by a third party to make a specific extension of credit directly or indirectly to a consumer conveys his or her decision with respect to the request, if the third party advises the consumer of the name and address of the person to whom the request was made and the person makes the disclosures required pursuant to NRS 598C.170;  (d) A report solely conveying a decision whether to guarantee a check in response to a request by a third party; or  (e) A report created or issued by or to a person licensed pursuant to chapter 463 of NRS relating to any extension of credit by the licensee.  (Added to NRS by 1993, 2460)