reglab/housing_qa huggingface dataset:
NE Code § 44-361.02 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-361.02 - Rebates; circumventing; enforcement; penalty.

44-361.02.  Rebates; circumventing; enforcement; penalty.Any agent who is found to have obtained a license or renewal primarily to circumvent enforcement of section 44-361 shall, in addition to any other penalty imposed by law, be guilty of a Class V misdemeanor.Source   Laws 1955, c. 175, § 4, p. 504;   Laws 1977, LB 40, § 232.
NE Code § 44-367 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-367 - Rebates; violation; license; revocation; appeal.

44-367.  Rebates; violation; license; revocation; appeal.The license of any insurance company, agent, or broker found by the Department of Insurance, after hearing, to have violated section 44-361 may be revoked or suspended. Appeal may be taken from the decision of the Director of Insurance, and the appeal shall be in accordance with the Administrative Procedure Act.Source   Laws 1913, c. 154, § 144, p. 469;   R.S.1913, § 3281;   Laws 1919, c. 190, tit. V, art. XI, § 9, p. 650;   C.S.1922, § 7888;   C.S.1929, § 44-1109;   Laws 1935, c. 97, § 2, p. 325;   C.S.Supp.,1941, § 44-1109;   R.S.1943, § 44-367;   Laws 1969, c. 359, § 16, p. 1274;   Laws 1988, LB 352, § 46;   Laws 1989, LB 92, § 104.  Cross References  Administrative Procedure Act, see section 84-920.
NE Code § 44-369 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-369 - Premium notes; sale or pledge before delivery of policy; prohibited.

44-369.  Premium notes; sale or pledge before delivery of policy; prohibited.It shall be unlawful for any company or agent thereof to hypothecate, sell or dispose of a promissory note, received in payment for any part of a premium on a policy of insurance applied for under the provisions of this chapter, prior to the delivery of the policy to the applicant.Source   Laws 1913, c. 154, § 154, p. 471;   R.S.1913, § 3291;   Laws 1919, c. 190, tit. V, art. XI, § 19, p. 653;   C.S.1922, § 7898;   C.S.1929, § 44-1119;   R.S.1943, § 44-369. Annotations  Sale or pledge of note given for insurance premium is unlawful prior to delivery of policy. Standard Investment Co. v. Fisher, 126 Neb. 394, 253 N.W. 427 (1934). Evidence was insufficient to show good faith in the purchase of note which was bought before insurance policy delivered. State Bank v. House, 114 Neb. 681, 209 N.W. 246 (1926). A bank purchasing with full knowledge that the note was given to pay insurance prior to delivery of policy is not a bona fide holder and cannot recover thereon. Stockmen's State Bank v. Fisher, 106 Neb. 525, 184 N.W. 55 (1921).
NE Code § 44-370 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-370 - Life insurance policy; proceeds; payments; sale; surrender; pledge; change of beneficiary.

44-370.  Life insurance policy; proceeds; payments; sale; surrender; pledge; change of beneficiary.A life insurance company may provide that the amount to become due under a policy shall be paid in installments to a beneficiary therein named. If such beneficiary shall die before all said installments are paid, said policy may provide to whom the remaining ones shall be paid. Any person holding a policy in any such company may, without the consent of the beneficiary, unless the appointment of such beneficiary be irrevocable, either sell and surrender the same to the company, or pledge or assign the same as security for a debt, which, if due the company, shall be secured by said policy, whether it is in the possession of the company or not; or, with the consent of the company, he may change his beneficiary unless the appointment of such beneficiary be irrevocable.Source   Laws 1913, c. 154, § 153, p. 471;   R.S.1913, § 3290;   Laws 1919, c. 190, tit. V, art. XI, § 18, p. 653;   C.S.1922, § 7897;   C.S.1929, § 44-1118;   R.S.1943, § 44-370;   Laws 1969, c. 366, § 1, p. 1302.  Annotations  The phrase "person holding a policy," used in this section, describes the owner of the policy. The owner of a life insurance policy need not be the insured, that is, the person whose death obligates the insurer to pay under the policy. Universal Assurors Life Ins. Co. v. Hohnstein, 243 Neb. 359, 500 N.W.2d 811 (1993). Where insured was unable to obtain possession of policy of insurance from divorced wife, notice of change of beneficiary was effective, even though change was not endorsed on policy. Marley v. New York Life Ins. Co., 147 Neb. 646, 24 N.W.2d 652 (1946). Statute does not preclude a husband from legally transferring the beneficial interest in a life insurance policy to a person other than his wife. Smith v. Pacific Mutual Life Ins. Co., 130 Neb. 501, 265 N.W. 534 (1936). Change in beneficiary was effected even though details of consent were not complied with by insurer before death of insured. Goodrich v. Equitable Life Assurance Society, 111 Neb. 616, 197 N.W. 380 (1924).
NE Code § 44-372 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-372 - Life insurance; annuity; nonpayment of premium; effect.

44-372.  Life insurance; annuity; nonpayment of premium; effect.Any policy containing a provision for a deferred annuity on the life of the insured only, unless paid for by a single premium, shall provide that in the event of the nonpayment of any premium after three full years' premium shall have been paid, the annuity shall automatically become converted into a paid-up annuity for such proportion of the original annuity as the number of completed years' premiums paid bears to the total number of premiums required under the contract.Source   Laws 1913, c. 154, § 146, p. 469;   R.S.1913, § 3283;   Laws 1919, c. 190, tit. V, art. XI, § 11, p. 651;   C.S.1922, § 7890;   C.S.1929, § 44-1111;   R.S.1943, § 44-372. Annotations Legislature has used the word premiums as descriptive of the payment on annuity contracts. Bankers Life Ins. Co. v. Laughlin, 160 Neb. 480, 70 N.W.2d 474 (1955).
NE Code § 44-373 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-373 - Corporate directors, officers, and employees; insurance upon lives; requirements.

44-373.  Corporate directors, officers, and employees; insurance upon lives; requirements.Whenever a corporation, organized under the laws of this state, has heretofore caused or shall hereafter cause the life of any director, officer, agent or employee to be insured, or whenever such corporation is named as a beneficiary in, or assignee of, any policy of life insurance, due authority to assign, release, relinquish, convert, surrender, change the beneficiary, or to take any other or different action with reference to such insurance, shall be sufficiently evidenced to the insurance company by a written statement that the same has been approved by a majority of the board of directors, which statement shall be signed by the president and the secretary, or other corresponding officer, of such corporation, under its corporate seal. Such statement shall be binding upon such corporation, and shall protect the insurance company concerned in any act done or suffered by it upon the faith thereof without further inquiry into the validity of the corporate authority or the regularity of the corporate proceedings. No person shall be disqualified, by reason of interest in the subject matter, from acting as a director or as a member of the executive committee of such corporation on any corporate act touching such insurance.Source   Laws 1927, c. 137, § 1, p. 378;   C.S.1929, § 44-1123;   R.S.1943, § 44-373.
NE Code § 44-374 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-374 - Property insurance; insurable interest required.

44-374.  Property insurance; insurable interest required.No policy of insurance shall be issued upon any property except in the name of some party having an interest in the property.Source   Laws 1913, c. 154, § 34, p. 413;   R.S.1913, § 3170;   Laws 1919, c. 190, tit. V, art. IV, § 5, p. 591;   C.S.1922, § 7770;   C.S.1929, § 44-305;   R.S.1943, § 44-374. Annotations Policy of insurance, issued in name of two joint owners of automobile, could not be canceled by one owner without consent of the other owner. Kent v. Dairyland Mut. Ins. Co., 177 Neb. 709, 131 N.W.2d 146 (1964).
NE Code § 44-375 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-375 - Insurance; applicable only to insured's interest.

44-375.  Insurance; applicable only to insured's interest.When the name of the party intended to be insured is specified in a policy, such insurance can be applied only to his own proper interest.Source   Laws 1913, c. 154, § 64, p. 423;   R.S.1913, § 3200;   Laws 1919, c. 190, tit. V, art. IV, § 34, p. 602;   C.S.1922, § 7799;   C.S.1929, § 44-334;   R.S.1943, § 44-375. Annotations  A claimant under an insurance contract must show an interest in the contract that would be recognized and protected by the courts. Sayah v. Metropolitan Prop. & Cas. Ins. Co., 273 Neb. 744, 733 N.W.2d 192 (2007). Neither family use of property nor the family relationship alone gives automatic rise to an insurable property interest. Sayah v. Metropolitan Prop. & Cas. Ins. Co., 273 Neb. 744, 733 N.W.2d 192 (2007). To have an insurable interest, the claimant must have some legally enforceable right that would be recognized and enforced in the property at issue. Sayah v. Metropolitan Prop. & Cas. Ins. Co., 273 Neb. 744, 733 N.W.2d 192 (2007). When no legally enforceable interest exists, no insurable interest exists. Sayah v. Metropolitan Prop. & Cas. Ins. Co., 273 Neb. 744, 733 N.W.2d 192 (2007).
NE Code § 44-376 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-376 - Insurance; policy issued to agent or trustee.

44-376.  Insurance; policy issued to agent or trustee.When insurance is issued to an agent or trustee, the fact that his principal or beneficiary is the person really insured is sufficiently indicated by describing him as agent or trustee or by other general words in the policy.Source   Laws 1913, c. 154, § 65, p. 423;   R.S.1913, § 3201;   Laws 1919, c. 190, tit. V, art. IV, § 35, p. 603;   C.S.1922, § 7800;   C.S.1929, § 44-335;   R.S.1943, § 44-376.
NE Code § 44-377 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-377 - Insurance; joint, partnership, or limited liability company interest; policy terms.

44-377.  Insurance; joint, partnership, or limited liability company interest; policy terms.To render an insurance policy effective by one partner, member, or part owner applicable to the interest of another partner, member, or owner, it is necessary that the terms of the policy should be such as are applicable to the joint, partnership, or limited liability company interest.Source   Laws 1913, c. 154, § 66, p. 423;   R.S.1913, § 3202;   Laws 1919, c. 190, tit. V, art. IV, § 36, p. 603;   C.S.1922, § 7801;   C.S.1929, § 44-336;   R.S.1943, § 44-377;   Laws 1993, LB 121, § 221.
NE Code § 44-378 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-378 - Insurance; insured described generally; who may claim.

44-378.  Insurance; insured described generally; who may claim.When the description of the insured in the policy is so general that it may comprehend any person or class of persons, he only can claim the benefit of the policy who can show that it was intended to include him.Source   Laws 1913, c. 154, § 67, p. 423;   R.S.1913, § 3203;   Laws 1919, c. 190, tit. V, art. IV, § 37, p. 603;   C.S.1922, § 7802;   C.S.1929, § 44-337;   R.S.1943, § 44-378.
NE Code § 44-379 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-379 - Transferred to section 44-522.

44-379.  Transferred to section 44-522.
NE Code § 44-379.01 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-379.01 - Transferred to section 44-523.

44-379.01.  Transferred to section 44-523.
NE Code § 44-380 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-380 - Transferred to section 44-501.02.

44-380.  Transferred to section 44-501.02.
NE Code § 44-386.01 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-386.01 - Unincorporated mutual associations; contract of association; approval of director required; changes or additions, filing.

44-386.01.  Unincorporated mutual associations; contract of association; approval of director required; changes or additions, filing.No association described in section 44-386 as may hereafter be formed shall provide any insurance coverage until it has filed with and received the approval of the Department of Insurance on such association's contract of association containing the name of the association, the place in Nebraska where its principal office will be located, the method of electing its officers and directors, and the method and procedure of doing business and copies of all contracts of association for insurance, applications, policies, certificates, and other evidence of insurance coverage to be used by such association in connection with its operation. No such association shall receive approval to operate if it has not filed its contract of association prior to August 25, 1989. All changes of or any additions to such information shall first be filed with and approved by the department before such changes or additions are used or become effective.Source   Laws 1963, c. 268, § 2, p. 802;   Laws 1989, LB 92, § 105.
NE Code § 44-386.02 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-386.02 - Unincorporated mutual associations; existing associations, continuance in operation; approval required.

44-386.02.  Unincorporated mutual associations; existing associations, continuance in operation; approval required.No such association now existing shall continue to operate after June 30, 1964, unless it shall have met the requirements of section 44-386.01.Source  Laws 1963, c. 268, § 3, p. 802.
NE Code § 44-386.03 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-386.03 - Unincorporated mutual associations; annual meetings; election of officers and directors; vote required; notice of meeting.

44-386.03.  Unincorporated mutual associations; annual meetings; election of officers and directors; vote required; notice of meeting.Every such association shall hold annual meetings of its members at regular intervals which shall not be, in any case, more than fourteen nor less than ten months apart. At such annual meeting there shall be transacted such business of the association as may come before it, which business shall include but not be limited to the election of officers or directors from among the members. All of said officers or directors shall be elected annually and shall not be less than five in number; Provided, that the Director of Insurance may approve a different number of directors and officers, or a different method of choosing the directors or officers, or both, or both a different number and a different method of choosing such directors and officers, if, in the opinion of the director, the interests of the members of the association are adequately protected thereby. Passage of all matters and business of such association shall require at least a majority vote of the members present in person or by proxy at any annual meeting or at any special meeting called. Notice of such annual meeting or special meeting shall be mailed to each member at his last-known address or otherwise distributed to him not less than ten nor more than thirty days prior to such meeting; Provided, that all references to members in this section shall be construed to mean a parent or the legal guardian of every member who is under twenty years of age. The minutes of every annual and special meeting must be taken and made available to any member upon request.Source   Laws 1963, c. 268, § 4, p. 802;   Laws 1969, c. 367, § 2, p. 1304;   Laws 1972, LB 1059, § 1.
NE Code § 44-386.04 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-386.04 - Unincorporated mutual associations; books and records; open to inspection by department.

44-386.04.  Unincorporated mutual associations; books and records; open to inspection by department.The books and records of every such association and every officer, director, or employee thereof shall be subject to the inspection and examination of the Department of Insurance. Upon at least ten days' written notice to the president or secretary of the association, the Director of Insurance may require that the books and records be brought to the Department of Insurance for inspection and examination.Source   Laws 1963, c. 268, § 5, p. 803;   Laws 1969, c. 367, § 3, p. 1305.
NE Code § 44-386.05 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-386.05 - Unincorporated mutual associations; hearing on business affairs; notice; expenses.

44-386.05.  Unincorporated mutual associations; hearing on business affairs; notice; expenses.Whenever, from an inspection of the books and records or a review of the annual report, the Director of Insurance deems it prudent for the protection of the members of any association, he or she may conduct a hearing on the business affairs of the association. Notice shall be given as provided in the Administrative Procedure Act. Actual expenses of the Department of Insurance shall be paid by the association.Source   Laws 1969, c. 367, § 4, p. 1305;   Laws 1989, LB 6, § 4;   Laws 1989, LB 92, § 106.  Cross References  Administrative Procedure Act, see section 84-920.
NE Code § 44-386.06 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-386.06 - Unincorporated mutual associations; cease and desist orders; misappropriation of funds; director; duties.

44-386.06.  Unincorporated mutual associations; cease and desist orders; misappropriation of funds; director; duties.If, after the hearing provided for in section 44-386.05, the Director of Insurance finds that any rule or regulation adopted and promulgated pursuant to section 44-386.08 or any statute is being violated, he or she may issue an order to cease and desist all business of the association or any activity connected therewith until such time as corrective measures have been taken. If the director determines that any officer or member has misappropriated any funds or wrongfully converted any funds to his or her own use, he or she shall refer the matter to the county attorney of the county in which the books of the association are kept for prosecution by the county attorney under the applicable criminal statutes.Source   Laws 1969, c. 367, § 5, p. 1306;   Laws 1989, LB 92, § 107.
NE Code § 44-386.07 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-386.07 - Unauthorized mutual associations; cease and desist order; appeal.

44-386.07.  Unauthorized mutual associations; cease and desist order; appeal.If the Director of Insurance orders any person to cease and desist all business of the association or any activity connected therewith, such order may be appealed, and the appeal shall be in accordance with the Administrative Procedure Act.Source   Laws 1969, c. 367, § 6, p. 1306;   Laws 1988, LB 352, § 48.  Cross References  Administrative Procedure Act, see section 84-920.
NE Code § 44-386.08 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-386.08 - Unincorporated mutual associations; rules and regulations.

44-386.08.  Unincorporated mutual associations; rules and regulations.The Director of Insurance may adopt and promulgate rules and regulations for the administration and enforcement of the provisions of sections 44-386.01 to 44-386.07, for the procedures for examination of books and records, for the requirements of reports, and for procedures for approval of changes or additions of evidence of insurance coverage to be used by the associations.Source   Laws 1969, c. 367, § 7, p. 1306;   Laws 1989, LB 92, § 108.
NE Code § 44-387 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-387 - Transferred to section 44-1499.

44-387.  Transferred to section 44-1499.
NE Code § 44-388 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-388 - Transferred to section 44-14,100.

44-388.  Transferred to section 44-14,100.
NE Code § 44-389 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-389 - Transferred to section 44-14,101.

44-389.  Transferred to section 44-14,101.
NE Code § 44-390 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-390 - Transferred to section 44-14,102.

44-390.  Transferred to section 44-14,102.
NE Code § 44-392 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-392 - Insurance; solicitation and sale; when authorized.

44-392.  Insurance; solicitation and sale; when authorized.Any bank, trust company, investment company, bank affiliate, corporation, partnership, limited liability company, or association, owned or controlled by any bank located in this state, may sell or solicit any kind or form of insurance, either directly or indirectly, through any officer, agent, employee, or representative thereof. The sale and solicitation of insurance pursuant to this section shall be subject to compliance with the insurance laws of this state and rules and regulations adopted and promulgated thereunder.Source   Laws 1933, c. 74, § 1, p. 316;   C.S.Supp.,1941, § 44-349;   R.S.1943, § 44-392;   Laws 1959, c. 202, § 1, p. 711;   Laws 1977, LB 40, § 236;   Laws 1993, LB 121, § 222;  Laws 1999, LB 191, § 1.
NE Code § 44-393 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-393 - Insurance laws; violations; reports confidential.

44-393.  Insurance laws; violations; reports confidential.Every insurance company, agent, solicitor, or broker, and every person or party having knowledge of violation of any of the provisions of this chapter, is required to promptly report the facts and circumstances pertaining thereto to the Department of Insurance, which report and the name of the informant may be held confidential by the department, its officers, assistants and employees, and not be made public.Source   Laws 1913, c. 154, § 62, p. 422;   R.S.1913, § 3198;   Laws 1919, c. 190, tit. V, art. IV, § 32, p. 602;   C.S.1922, § 7797;   C.S.1929, § 44-332;   R.S.1943, § 44-393.
NE Code § 44-394 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-394 - Insurance companies; violations; general penalty.

44-394.  Insurance companies; violations; general penalty.Any company or person who knowingly violates any provision of this chapter for which no penalty is provided, shall be guilty of a Class III misdemeanor.Source   Laws 1913, c. 154, § 155, p. 472;   R.S.1913, § 3292;   Laws 1919, c. 190, tit. V, art. XI, § 20, p. 653;   C.S.1922, § 7899;   C.S.1929, § 44-1120;   R.S.1943, § 44-394;   Laws 1977, LB 40, § 237.  Annotations  An otherwise valid and authorized contract of insurance is not rendered void merely because it has not been approved by the Department of Insurance prior to its issuance. Equity Mut. Ins. Co. v. Allstate Ins. Co., 190 Neb. 515, 209 N.W.2d 592 (1973). Rebating is a misdemeanor punishable by fine or imprisonment. Kortright v. Mutual Life Ins. Co., 123 Neb. 746, 243 N.W. 904 (1932). Both the insurer and the agent may be punished under criminal law for the transfer of a premium note before the policy has been delivered. State Bank v. House, 114 Neb. 681, 209 N.W. 246 (1926).
NE Code § 44-395 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-395 - Actions; prosecution and defense; duties of Attorney General and county attorneys.

44-395.  Actions; prosecution and defense; duties of Attorney General and county attorneys.In all proceedings instituted in any court, or otherwise, under the provisions of this chapter, it shall be and hereby is made the duty of the Attorney General, and of the several county attorneys throughout the state, to prosecute or defend all such proceedings, when requested by the Department of Insurance.Source   Laws 1913, c. 154, § 145, p. 469;   R.S.1913, § 3282;   Laws 1919, c. 190, tit. V, art. XI, § 10, p. 650;   C.S.1922, § 7889;   C.S.1929, § 44-1110;   R.S.1943, § 44-395.