reglab/housing_qa huggingface dataset:
24-A ME Rev Stat § 4111 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 55: FRATERNAL BENEFIT SOCIETIES|24-A §4111. Articles of incorporation, constitution and laws -- amendments

 §4111. Articles of incorporation, constitution and laws -- amendments A domestic society may amend its articles of incorporation, constitution or laws in accordance with the provisions thereof by action of its supreme legislative or governing body at any regular or special meeting thereof or, if its articles of incorporation, constitution or laws so provide, by referendum. Such referendum may be held in accordance with the provisions of its articles of incorporation, constitution or laws by the vote of the voting members of the society, by the vote of delegates or representatives of voting members or by the vote of local lodges or branches. No amendment submitted for adoption by referendum shall be adopted unless, within 6 months from the date of submission thereof, a majority of all the voting members of the society shall have signified their consent to such amendment by one of the methods herein specified.   [PL 1969, c. 132, §1 (NEW).]An amendment to the articles of incorporation, constitution or laws of any domestic society does not take effect unless approved by the superintendent, who shall approve such amendment if the superintendent finds that it has been duly adopted and is not inconsistent with any requirement of the laws of this State or with the character, objects and purposes of the society. Unless the superintendent disapproves any such amendment within 60 days after the filing of same, such amendment must be considered approved. The approval or disapproval of the superintendent must be in writing and mailed to the secretary or corresponding officer of the society at its principal office. In case the superintendent disapproves such amendment, the reasons therefor must be stated in such written notice.   [RR 2021, c. 1, Pt. B, §327 (COR).]Within 90 days from the approval thereof by the superintendent, all such amendments, or a synopsis thereof, shall be furnished to all members of the society either by mail or by publication in full in the official organ of the society. The affidavit of any officer of the society or of anyone authorized by it to mail any amendments or synopsis thereof, stating facts which show that same have been duly addressed and mailed, shall be prima facie evidence that such amendments or synopsis thereof have been furnished the addressee.   [PL 1973, c. 585, §12 (AMD).]Every foreign or alien society authorized to do business in this State shall file with the superintendent a duly certified copy of all amendments of, or additions to, its articles of incorporation, constitution or laws within 90 days after the enactment of same.   [PL 1973, c. 585, §12 (AMD).]Printed copies of the constitution or laws as amended, certified by the secretary or corresponding officer of the society, shall be prima facie evidence of the legal adoption thereof.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1973, c. 585, §12 (AMD). RR 2021, c. 1, Pt. B, §327 (COR).
24-A ME Rev Stat § 4112 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 55: FRATERNAL BENEFIT SOCIETIES|24-A §4112. Institutions

 §4112. Institutions It shall be lawful for a society to create, maintain and operate charitable, benevolent or educational institutions for the benefit of its members and their families and dependents and for the benefit of children insured by the society. For such purpose it may own, hold or lease personal property or real property located within or without this State, with necessary buildings thereon. Such property shall be reported in every annual statement but shall not be allowed as an admitted asset of such society.   [PL 1969, c. 132, §1 (NEW).]Maintenance, treatment and proper attendance in any such institution may be furnished free or a reasonable charge may be made therefor, but no such institution shall be operated for profit. The society shall maintain a separate accounting of any income and disbursements under this section and report them in its annual statement. No society shall own or operate funeral homes or undertaking establishments.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 4113 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 55: FRATERNAL BENEFIT SOCIETIES|24-A §4113. No personal liability

 §4113. No personal liability The officers and members of the supreme, grand or any subordinate body of a society shall not be personally liable for payment of any benefits provided by a society.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 4114 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 55: FRATERNAL BENEFIT SOCIETIES|24-A §4114. Benefits

 §4114. Benefits 1.  A society authorized to do business in this State may provide for the payment of:   A. Death benefits in any form;   [PL 1969, c. 132, §1 (NEW).]B. Endowment benefits;   [PL 1969, c. 132, §1 (NEW).]C. Annuity benefits;   [PL 1969, c. 132, §1 (NEW).]D. Temporary or permanent disability benefits as a result of disease or accident;   [PL 1969, c. 132, §1 (NEW).]E. Hospital, medical or nursing benefits due to sickness or bodily infirmity or accident; and   [PL 1969, c. 132, §1 (NEW).]F. Monument or tombstone benefits to the memory of deceased members not exceeding in any case the sum of $300.   [PL 1969, c. 132, §1 (NEW).][PL 1969, c. 132, §1 (NEW).] 2.  Such benefits may be provided on the lives of members or, upon application of a member, on the lives of the member's family, including the member, the member's spouse and minor children, in the same or separate certificates.   [PL 1969, c. 132, §1 (NEW).] SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 4115 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 55: FRATERNAL BENEFIT SOCIETIES|24-A §4115. Benefits on lives of children

 §4115. Benefits on lives of children A society may provide for benefits on the lives of children under the minimum age for adult membership but not greater than 18 years of age at time of application therefor, upon the application of some adult person, as its laws or rules may provide, which benefits shall be in accordance with the provisions of section 4114, subsection 1. A society may, at its option, organize and operate branches for such children. Membership and initiation in local lodges shall not be required of such children, nor shall they have a voice in the management of the society.   [PL 1971, c. 598, §52 (AMD).]A society shall have power to provide for the designation and changing of designation of beneficiaries in the certificates providing for such benefits and to provide in all other respects for the regulation, government and control of such certificates and all rights, obligations and liabilities incident thereto and connected therewith.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1969, c. 433, §64 (AMD). PL 1971, c. 598, §52 (AMD).
24-A ME Rev Stat § 4116 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 55: FRATERNAL BENEFIT SOCIETIES|24-A §4116. Nonforfeiture benefits, cash surrender values, certificate loans and other options

 §4116. Nonforfeiture benefits, cash surrender values, certificate loans and other options A society may grant paid-up nonforfeiture benefits, cash surrender values, certificate loans and such other options as its laws may permit. As to certificates issued on and after January 1, 1970 a society shall grant at least one paid-up nonforfeiture benefit; except in the case of pure endowment, annuity or reversionary annuity contracts, reducing term insurance contracts or contracts of term insurance of uniform amount of 15 years or less expiring before age 66.   [PL 1973, c. 625, §153 (AMD).]In the case of certificates other than those for which reserves are computed on the Commissioners 1941 Standard Ordinary Mortality Table, the Commissioners 1941 Standard Industrial Table, the Commissioners 1958 Standard Ordinary Mortality Table, or such later tables as authorized for use by domestic life insurers, the value of every paid-up nonforfeiture benefit and the amount of any cash surrender value, loan or other option granted shall not be less than the excess, if any, of 1 over 2 as follows:   [PL 1987, c. 606, §1 (AMD).]1.  The reserve under the certificate determined on the basis specified in the certificate; and   [PL 1969, c. 132, §1 (NEW).] 2.  The sum of any indebtedness to the society on the certificate, including interest due and accrued, and a surrender charge equal to 2 1/2% of the face amount of the certificate, which, in the case of insurance on the lives of children, shall be the ultimate face amount of the certificate, if death benefits provided therein are graded.   [PL 1969, c. 132, §1 (NEW).] However, in the case of certificates issued on a substandard basis or in the case of certificates, the reserves for which are computed upon the American Men Ultimate Table of Mortality, the term of any extended insurance benefit granted including accompanying pure endowment, if any, may be computed upon the rates of mortality not greater than 130% of those shown by the mortality table specified in the certificate for the computation of the reserve.   [PL 1969, c. 132, §1 (NEW).]In the case of certificates for which reserves are computed on the Commissioners 1941 Standard Ordinary Mortality Table, the Commissioners 1941 Standard Industrial Table, the Commissioners 1958 Standard Ordinary Mortality Table, or such later tables as authorized for use by domestic life insurers, every paid-up nonforfeiture benefit and the amount of any cash surrender value, loan or other option granted shall not be less than the corresponding amount ascertained in accordance with the provisions of the laws of this State applicable to life insurers issuing policies containing like insurance benefits based upon such tables.   [PL 1987, c. 606, §1 (AMD).]SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1973, c. 625, §153 (AMD). PL 1987, c. 606, §1 (AMD).
24-A ME Rev Stat § 4117 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 55: FRATERNAL BENEFIT SOCIETIES|24-A §4117. Beneficiaries

 §4117. Beneficiaries The member shall have the right at all times to change the beneficiary or beneficiaries in accordance with the constitution, laws or rules of the society. Every society by its constitution, laws or rules may limit the scope of beneficiaries and shall provide that no beneficiary shall have or obtain any vested interest in the proceeds of any certificate until the certificate has become due and payable in conformity with the provisions of the insurance contract.   [PL 1969, c. 132, §1 (NEW).]A society may make provision for the payment of funeral benefits to the extent of such portion of any payment under a certificate as might reasonably appear to be due to any person equitably entitled thereto by reason of having incurred expense occasioned by the burial of the member, provided the portion so paid shall not exceed the sum of $500.   [PL 1969, c. 132, §1 (NEW).]If, at the death of any member, there is no lawful beneficiary to whom the insurance benefits shall be payable, the amount of such benefits, except to the extent that funeral benefits may be paid as hereinbefore provided, shall be payable to the personal representative of the deceased member.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 4118 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 55: FRATERNAL BENEFIT SOCIETIES|24-A §4118. Benefits not attachable

 §4118. Benefits not attachable No money or other benefit, charity, relief or aid to be paid, provided or rendered by any society, shall be liable to attachment, garnishment or other process, or to be seized, taken, appropriated or applied by any legal or equitable process or operation of law to pay any debt or liability of a member or beneficiary, or any other person who may have a right thereunder, either before or after payment by the society.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 4119 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 55: FRATERNAL BENEFIT SOCIETIES|24-A §4119. The contract

 §4119. The contract Every society authorized to do business in this State shall issue to each benefit member a certificate specifying the amount of benefits provided thereby. The certificate, together with any riders or endorsements attached thereto, the charter or articles of incorporation, the constitution and laws of the society, the application for membership, and declaration of insurability, if any, signed by the applicant, and all amendments to each thereof, shall constitute the agreement, as of the date of issuance, between the society and the member, and the certificate shall so state. A copy of the application for membership and of the declaration of insurability, if any, shall be endorsed upon or attached to the certificate.   [PL 1969, c. 132, §1 (NEW).]All statements purporting to be made by the member shall be representations and not warranties. Any waiver of this provision shall be void.   [PL 1969, c. 132, §1 (NEW).]Any changes, additions or amendments to the charter or articles of incorporation, constitution or laws duly made or enacted subsequent to the issuance of the certificate, shall bind the member and the beneficiaries, and shall govern and control the agreement in all respects the same as though such changes, additions or amendments had been made prior to and were in force at the time of the application for membership, except that no change, addition or amendment shall destroy or diminish benefits which the society contracted to give the member as of the date of issuance.   [PL 1969, c. 132, §1 (NEW).]Copies of any of the documents mentioned in this section, certified by the secretary or corresponding officer of the society, shall be received in evidence of the terms and conditions thereof.   [PL 1969, c. 132, §1 (NEW).]A society shall provide in its constitution or laws that if its reserves as to all or any class of certificates become impaired its board of directors or corresponding body may require that there shall be paid by the member to the society the amount of the member's equitable proportion of such deficiency as ascertained by its board, and that if the payment be not made it shall stand as an indebtedness against the certificate and draw interest not to exceed 5% per annum compounded annually.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 4121 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 55: FRATERNAL BENEFIT SOCIETIES|24-A §4121. Accident and health insurance and total and permanent disability insurance certificates

 §4121. Accident and health insurance and total and permanent disability insurance certificates A society may not issue or deliver in this State any certificate or other evidence of any contract or accident insurance or health insurance or of any total and permanent disability insurance contract unless and until the form thereof, together with the form of application and all riders or endorsements for use in connection therewith, has been filed with the superintendent and approved by the superintendent as conforming to reasonable rules from time to time made by the superintendent and as not inconsistent with any other provisions of law applicable thereto. For each such form filing, the society shall pay the superintendent a fee that must be the same as for an insurer, as provided in section 601. The superintendent shall, within a reasonable time after the filing of any such form, notify the society filing the form either of the superintendent's approval or of the superintendent's disapproval of that form. The superintendent may approve any such form that in the superintendent's opinion contains provisions on any one or more of the several requirements made by the superintendent that are more favorable to the members than the one or ones so required. The superintendent may make, alter and supersede reasonable regulations prescribing the required, optional and prohibited provisions in such contracts, and such regulations must conform, as far as practicable, to chapter 33. When the superintendent considers inapplicable, either in part or in their entirety, the provisions of the foregoing sections, the superintendent may prescribe the portions or summary thereof of the contract to be printed on the certificate issued to the member. Any filing made under this section is deemed approved unless disapproved within 60 days from the date of such filing. The procedures governing all rules promulgated under authority of this section must conform to Title 5, chapter 375, subchapter 2.   [RR 2021, c. 1, Pt. B, §329 (COR).]SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1973, c. 585, §12 (AMD). PL 1977, c. 694, §430 (AMD). PL 1983, c. 419, §12 (AMD). RR 2021, c. 1, Pt. B, §329 (COR).
24-A ME Rev Stat § 4121-A (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 55: FRATERNAL BENEFIT SOCIETIES|24-A §4121-A. Acquired Immune Deficiency Syndrome

 §4121-A. Acquired Immune Deficiency Syndrome No certificate providing health insurance benefits delivered or issued for delivery in this State, other than a certificate providing benefits for specific diseases or accidental injuries only, may provide more restrictive coverage for Acquired Immune Deficiency Syndrome (AIDS), AIDS Related Complex or HIV related diseases than for any other disease or sickness or exclude coverage for Acquired Immune Deficiency Syndrome (AIDS), AIDS Related Complex (ARC) or HIV related diseases except through an exclusion under which all sicknesses and diseases are treated the same.   [PL 1989, c. 176, §8 (NEW).]SECTION HISTORY PL 1989, c. 176, §8 (NEW).
24-A ME Rev Stat § 4122 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 55: FRATERNAL BENEFIT SOCIETIES|24-A §4122. Waiver

 §4122. Waiver The constitution and laws of the society may provide that no subordinate body nor any of its subordinate officers or members shall have the power or authority to waive any of the provisions of the laws and constitution of the society. Such provisions shall be binding on the society and every member and beneficiary of a member.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 4123 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 55: FRATERNAL BENEFIT SOCIETIES|24-A §4123. Reinsurance

 §4123. Reinsurance A domestic society may, by a reinsurance agreement, cede any individual risk or risks in whole or in part to an insurer, other than another fraternal benefit society, having the power to make such reinsurance and authorized to do business in this State, or if not so authorized, one which is approved by the superintendent, but no such society may reinsure substantially all of its insurance in force without the written permission of the superintendent. It may take credit for the reserves on such ceded risks to the extent reinsured, but no credit shall be allowed as an admitted asset or as a deduction from liability, to a ceding society for reinsurance made, ceded, renewed, or otherwise becoming effective after January 1, 1970, unless the reinsurance is payable by the assuming insurer on the basis of the liability of the ceding society under the contract or contracts reinsured without diminution because of the insolvency of the ceding society.   [PL 1973, c. 625, §154 (AMD).]SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1973, c. 585, §12 (AMD). PL 1973, c. 625, §154 (AMD).
24-A ME Rev Stat § 4124 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 55: FRATERNAL BENEFIT SOCIETIES|24-A §4124. Licenses

 §4124. Licenses A license must be issued to each fraternal benefit society that qualifies under this chapter. The license continues in full force and effect until suspended or revoked by the superintendent. Upon issuance of the license and annually thereafter the society shall pay the superintendent a fee that is the same as for an insurer as provided in section 601. A duly certified copy or duplicate of such license is prima facie evidence that the licensee is a fraternal benefit society within the meaning of this chapter. On or before July 1st of each year, the superintendent shall forward to each fraternal benefit society an itemized bill of the amount due for the filing of the annual statement and the amount due for the certificate of authority annual fee.   [PL 1997, c. 592, §68 (AMD).]SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1973, c. 585, §12 (AMD). PL 1973, c. 625, §155 (AMD). PL 1977, c. 682, §5 (RPR). PL 1997, c. 592, §68 (AMD).
24-A ME Rev Stat § 4125 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 55: FRATERNAL BENEFIT SOCIETIES|24-A §4125. Foreign or alien society -- admission

 §4125. Foreign or alien society -- admission No foreign or alien society shall transact business in this State without a license issued by the superintendent. Any such society may be licensed to transact business in this State upon filing with the superintendent:   [PL 1973, c. 585, §12 (AMD).]1.  A duly certified copy of its charter or articles of incorporation;   [PL 1969, c. 132, §1 (NEW).] 2.  A copy of its constitution and laws, certified by its secretary or corresponding officer;   [PL 1969, c. 132, §1 (NEW).] 3.  A power of attorney to the superintendent as prescribed in section 4129;   [PL 1973, c. 585, §12 (AMD).] 4.  A statement of its business under oath of its president and secretary or corresponding officers in a form prescribed by the superintendent, duly verified by an examination made by the supervising insurance official of its home state or other state, territory, province or country, satisfactory to the superintendent of this State;   [PL 1973, c. 585, §12 (AMD).] 5.  A certificate from the proper official of its home state, territory, province or country that the society is legally incorporated and licensed to transact business therein;   [PL 1969, c. 132, §1 (NEW).] 6.  Copies of its certificate forms; and   [PL 1969, c. 132, §1 (NEW).] 7.  Such other information as the superintendent considers necessary; and upon a showing that its assets are invested in accordance with the provisions of this chapter.   [RR 2021, c. 1, Pt. B, §330 (COR).] Any foreign or alien society desiring admission to this State shall have the qualifications required of domestic societies organized under this chapter.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1973, c. 585, §12 (AMD). RR 2021, c. 1, Pt. B, §330 (COR).
24-A ME Rev Stat § 4127 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 55: FRATERNAL BENEFIT SOCIETIES|24-A §4127. Petition for suspension, revocation or refusal of license of foreign or alien society (REPEALED)

 §4127. Petition for suspension, revocation or refusal of license of foreign or alien society (REPEALED)SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1973, c. 585, §12 (AMD). PL 1977, c. 694, §432 (AMD). PL 1999, c. 547, §B78 (AMD). PL 1999, c. 547, §B80 (AFF). PL 2009, c. 13, §4 (RP).