reglab/housing_qa huggingface dataset:
NJ Rev Stat § 46:30B-14 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-14 - Conditions subjecting property to custody of State.

46:30B-14 Conditions subjecting property to custody of State.  46:30B-14. Conditions subjecting property to custody of State. A sum payable on a travelers check, money order, or similar written instrument, described in R.S.46:30B-11 and R.S.46:30B-12 may not be subjected to the custody of this State as unclaimed property unless: a. The records of the issuer show that the travelers check, money order, or similar written instrument was purchased in this State; b. The issuer has its principal place of business in this State and the records of the issuer do not show the state in which the travelers check, money order, or similar written instrument was purchased; or c. The issuer has its principal place of business in this State, the records of the issuer show the state in which the travelers check, money order, or similar written instrument was purchased and the laws of the state of purchase do not provide for the escheat or custodial taking of the property or its escheat or unclaimed property law is not applicable to the property. L.1989, c.58, s.1; amended 2002, c.35, s.68.
NJ Rev Stat § 46:30B-15 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-15 - Application of R.S.46:30B-14 in certain cases

46:30B-15. Application of R.S.46:30B-14 in certain cases  46:30B-15. Application of R.S.46:30B-14 in certain cases. Notwithstanding any other provisions of this chapter, R.S.46:30B-14 applies to sums payable on travelers checks, money orders, and similar written instruments presumed abandoned on or after February 1, 1965, except to the extent that those sums have been paid over to a state prior to January 1, 1974. Source: New.  L.1989, c.58, s.1.
NJ Rev Stat § 46:30B-16 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-16 - Presumption of abandonment.

46:30B-16 Presumption of abandonment.  46:30B-16. Presumption of abandonment. Any sum payable on a check, draft, or similar instrument, except those subject to R.S.46:30B-11 and R.S.46:30B-12, on which a financial organization is directly liable, including a cashier's check and a certified check, which has been outstanding for more than three years after it was payable on demand, is presumed abandoned, unless the owner, within three years, has communicated in writing with the financial organization concerning it or otherwise indicated an interest as evidenced by a contemporaneous memorandum or other record on file prepared by an employee thereof. L.1989, c.58, s.1; amended 2002, c.35, s.13.
NJ Rev Stat § 46:30B-17 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-17 - Limitation on holder's power to impose charges.

46:30B-17 Limitation on holder's power to impose charges.  46:30B-17. Limitation on holder's power to impose charges. A holder may not deduct from the amount of any instrument subject to R.S.46:30B-16 any charge imposed by reason of the failure to present the instrument for payment unless there is a valid and enforceable written contract between the holder and the owner of the instrument pursuant to which the holder may impose a charge, and the holder regularly imposes the charges and does not regularly reverse or otherwise cancel them. The amount of the deduction shall be limited to an amount that is not unconscionable. L.1989, c.58, s.1; amended 2002, c.35, s.14.
NJ Rev Stat § 46:30B-18 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-18 - Presumption of abandonment.

46:30B-18 Presumption of abandonment.  46:30B-18. Presumption of abandonment. A demand, savings, or time deposit, including a deposit that is automatically renewable, and any funds paid toward the purchase of a share, a mutual fund investment certificate, or any other interest in a financial organization is presumed abandoned three years after the earlier of maturity or the date of the last indication by the owner of interest in the property, but a deposit that is automatically renewable is deemed matured for the purposes of this section upon its initial date of maturity, unless the owner has consented to a renewal at or about the time of renewal and the consent is in writing or is evidenced by a contemporaneous memorandum or other record on file with the holder, provided, however, that such abandonment shall not be deemed to have occurred if the owner, within the time period stated above has: a. In the case of a deposit, increased or decreased its amount or presented the passbook or other similar evidence of the deposit for the crediting of interest; b. Communicated in writing with the financial organization concerning the property; c. Otherwise indicated an interest in the property as evidenced by a contemporaneous memorandum or other record on file prepared by an employee of the financial organization; d. Owned other property to which subsection a., b., or c. applies and if the financial organization communicates in writing with the owner with regard to the property that would otherwise be presumed abandoned under this section at the address to which communications regarding the other property regularly are sent; or e. Had another relationship with the financial organization concerning which the owner has: (1) Communicated in writing with the financial organization, or (2) Otherwise indicated an interest as evidenced by a contemporaneous memorandum or other record on file prepared by an employee of the financial organization and if the financial organization communicates in writing with the owner with regard to the property that would otherwise be abandoned under this section at the address to which communications regarding the other relationship regularly are sent. L.1989, c.58, s.1; amended 2002, c.35, s.15.
NJ Rev Stat § 46:30B-19 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-19 - Includable in "property"

46:30B-19. Includable in "property"  46:30B-19. Includable in "property." For purposes of R.S.46:30B-18 property includes interest and dividends. Source: New.  L.1989, c.58, s.1.
NJ Rev Stat § 46:30B-20 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-20 - Limitation on holder's power to impose charges.

46:30B-20 Limitation on holder's power to impose charges.  46:30B-20. Limitation on holder's power to impose charges. A holder may not impose with respect to property described in R.S.46:30B-18 any charge due to dormancy or inactivity or cease payment of interest unless: a. There is an enforceable written contract between the holder and the owner of the property pursuant to which the holder may impose a charge or cease payment of interest; b. For property in excess of $2.00, the holder, no more than three months before the initial imposition of those charges or cessation of interest, has given written notice to the owner of the amount of those charges at the last known address of the owner stating that those charges will be imposed or that interest will cease, but the notice provided in this subsection need not be given with respect to charges imposed or interest ceased before the effective date of this chapter; and c. The holder regularly imposes the charges or ceases payment of interest and does not regularly reverse or otherwise cancel them or retroactively credit interest with respect to the property. The amount of the deduction shall be limited to an amount that is not unconscionable. Also, no additional charges shall be assessed as the result of escheatment of the property. L.1989, c.58, s.1; amended 2002, c.35, s.16.
NJ Rev Stat § 46:30B-21 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-21 - When automatically renewable property is matured.

46:30B-21 When automatically renewable property is matured.  46:30B-21. When automatically renewable property is matured. Any property described in R.S.46:30B-18 that is automatically renewable is matured for purposes of R.S.46:30B-18 upon the expiration of its initial time period, but in the case of any renewal by communicating in writing with the financial organization or otherwise indicating consent as evidenced by a contemporaneous memorandum or other record on file prepared by an employee of the organization, the property is matured upon the expiration of the last time period for which consent was given. If, at the time provided for delivery in Article 19 of this chapter, a penalty or forfeiture in the payment of interest would result from the delivery of the property, the time for delivery is extended until the time when a penalty or forfeiture would not result. L.1989, c.58, s.1; amended 2002, c.35, s.17.
NJ Rev Stat § 46:30B-22 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-22 - Presumption of abandonment.

46:30B-22 Presumption of abandonment.  46:30B-22. Presumption of abandonment. Funds held or owing under any life or endowment insurance policy or annuity contract that has matured or terminated are presumed abandoned if unclaimed for more than three years after the funds became due and payable as established from the records of the insurance company holding or owing the funds, but property described in subsection b. of R.S.46:30B-24 is presumed abandoned if unclaimed for more than two years. L.1989, c.58, s.1; amended 2002, c.35, s.18.
NJ Rev Stat § 46:30B-23 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-23 - Presumed address of person entitled to funds other than insured or annuitant if address unknown

46:30B-23. Presumed address of person entitled to funds other than insured or annuitant if address unknown  46:30B-23. Presumed address of person entitled to funds other than insured or annuitant if address unknown. If a person other than the insured or annuitant is entitled to the funds and an address of the person is not known to the company or it is not definite and certain from the records of the company who is entitled to the funds, it is presumed that the last known address of the person entitled to the funds is the same as the last known address of the insured or annuitant according to the records of the company. Source: New.  L.1989, c.58, s.1.
NJ Rev Stat § 46:30B-24 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-24 - Determining maturity of insurance policy or annuity contract.

46:30B-24 Determining maturity of insurance policy or annuity contract.  46:30B-24. Determining maturity of insurance policy or annuity contract. For purposes of this article, a life or endowment insurance policy or annuity contract not matured by actual proof of death of the insured or annuitant according to the records of the company is matured and the proceeds due and payable if: a. The company knows that the insured or annuitant has died; or b. The insured has attained, or would have attained if he were living, the limiting age under the mortality table on which the reserve is based; c. The policy was in force at the time the insured attained, or would have attained, the limiting age specified in subsection b.; and d. Neither the insured nor any other person appearing to have an interest in the policy within the preceding two years, according to the records of the company, has assigned, readjusted, or paid premiums on the policy, subjected the policy to a loan, corresponded in writing with the company concerning the policy, or otherwise indicated an interest as evidenced by a contemporaneous memorandum or other record on file prepared by an employee of the company. L.1989, c.58, s.1; amended 2002, c.35, s.19.
NJ Rev Stat § 46:30B-25 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-25 - Effect of automatic premium loan provision or nonforfeiture provision upon maturity or termination of insurance policy.

46:30B-25. Effect of automatic premium loan provision or nonforfeiture provision upon maturity or termination of insurance policy.  46:30B-25. Effect of automatic premium loan provision or nonforfeiture provision upon maturity or termination of insurance policy. For purposes of this article, the application of an automatic premium loan provision or other nonforfeiture provision contained in an insurance policy does not prevent a policy from being matured or terminated under R.S.46:30B-24 if the insured has died or the insured or the beneficiary of the policy otherwise has become entitled to the proceeds thereof before the depletion of the cash surrender value of a policy by the application of those provisions. Source: New.  L.1989, c.58, s.1.
NJ Rev Stat § 46:30B-26 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-26 - Notice to insured or owner of policy of exercise of automatic premium loan or other nonforfeiture provision

46:30B-26. Notice to insured or owner of policy of exercise of automatic premium loan or other nonforfeiture provision  46:30B-26. Notice to insured or owner of policy of exercise of automatic premium loan or other nonforfeiture provision. If the laws of this State or the terms of the life insurance policy require the company to give notice to the insured or owner that an automatic premium loan provision or other nonforfeiture provision has been exercised and the notice, given to an insured or owner whose last known address according to the records of the company is in this State, is undeliverable, the company shall make a reasonable search to ascertain the policyholder's correct address to which the notice shall be mailed. Source: New.  L.1989, c.58, s.1.
NJ Rev Stat § 46:30B-27 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-27 - Duty imposed upon company to pay proceeds of insurance or annuity to beneficiary

46:30B-27. Duty imposed upon company to pay proceeds of insurance or annuity to beneficiary  46:30B-27. Duty imposed upon company to pay proceeds of insurance or annuity to beneficiary. Notwithstanding any other provision of law, if the company learns of the death of the insured or annuitant and the beneficiary has not communicated with the insurer within four months after the death, the company shall take reasonable steps to pay the proceeds to the beneficiary. Source: New.  L.1989, c.58, s.1.
NJ Rev Stat § 46:30B-28 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-28 - Information to be requested in change of beneficiary form

46:30B-28. Information to be requested in change of beneficiary form  46:30B-28. Information to be requested in change of beneficiary form. Commencing two years after the effective date of this chapter, every change of beneficiary form issued by an insurance company under any life or endowment insurance policy or annuity contract to an insured or owner who is a resident of this State shall request the following information:  a. The name of each beneficiary, or if a class of beneficiaries is named, the name of each current beneficiary in the class; b. The address of each beneficiary; and c. The relationship of each beneficiary to the insured. Source: New.  L.1989, c.58, s.1.
NJ Rev Stat § 46:30B-28.1 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-28.1 - Property distributable by insurance company.

46:30B-28.1 Property distributable by insurance company.  20. Property distributable by insurance company. Property distributable in the course of demutualization or related reorganization of an insurance company which remains unclaimed is deemed abandoned three years after the earlier of: the date of the distribution of the property; or the date of last contact with a policyholder. L.2002,c.35,s.20.
NJ Rev Stat § 46:30B-29 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-29 - Presumption of abandonment

46:30B-29. Presumption of abandonment  46:30B-29. Presumption of abandonment. A deposit, including any interest thereon, made by a subscriber with a utility to secure payment or any sum paid in advance for utility services to be furnished, less any lawful deductions, that remains unclaimed by the owner for more than one year after termination of the services for which the deposit or advance payment was made is presumed abandoned. Source: New.  L.1989, c.58, s.1.
NJ Rev Stat § 46:30B-30 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-30 - Presumption of abandonment

46:30B-30. Presumption of abandonment  46:30B-30. Presumption of abandonment. Except to the extent otherwise ordered by a court or an administrative agency, any sum that a business association has been ordered to refund by the court or administrative agency which has remained unclaimed by the owner for more than one year after it became payable in accordance with the final determination or order providing for the refund, whether or not the final determination or order requires any person entitled to a refund to make a claim for it, is presumed abandoned. Source: New.  L.1989, c.58, s.1.
NJ Rev Stat § 46:30B-31 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-31 - Presumption of abandonment.

46:30B-31 Presumption of abandonment.  46:30B-31. Presumption of abandonment. Stock or other interest in a business association, including a debt obligation other than a bearer bond or original issue discount bond, is presumed abandoned: three years after the earlier of the date of an unpresented instrument issued to pay interest or a dividend or other cash distribution, or the date of issue of an undelivered stock certificate issued as a stock dividend, split, or other distribution; or if a dividend or other distribution has not been paid on the stock or other interest for three consecutive years, or the stock or other interest is held pursuant to a plan that provides for the automatic reinvestment of dividends or other distributions, three years after the date of the second mailing of a statement of account or other notification or communication that was returned as undeliverable, or after the holder discontinued mailings to the apparent owner, whichever is earlier. L.1989, c.58, s.1; amended 2002, c.35, s.21.
NJ Rev Stat § 46:30B-32 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-32 - Presumption of abandonment for failure to claim dividend or distribution.

46:30B-32 Presumption of abandonment for failure to claim dividend or distribution.  46:30B-32. Presumption of abandonment for failure to claim dividend or distribution. At the expiration of a three- year period following the failure of the owner to claim a dividend, distribution, or other sum payable to the owner as a result of the interest, the interest is not presumed abandoned unless there have been at least three dividends, distributions, or other sums paid during the period, none of which has been claimed by the owner. If three dividends, distributions, or other sums are paid during the three-year period, the period leading to a presumption of abandonment commences on the date payment of the first unclaimed dividend, distribution, or other sum became due and payable.  L.1989, c.58, s.1; amended 2002, c.35, s.22.
NJ Rev Stat § 46:30B-33 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-33 - When period of abandonment ceases.

46:30B-33 When period of abandonment ceases.  46:30B-33. When period of abandonment ceases. The running of the three-year period of abandonment ceases immediately upon the occurrence of a communication referred to in R.S.46:30B-31. If any future dividend, distribution, or other sum payable to the owner as a result of the interest is subsequently not claimed by the owner, a new period of abandonment commences and relates back to the time a subsequent dividend, distribution, or other sum became due and payable. L.1989, c.58, s.1; aended 2002, c.35, s.23.
NJ Rev Stat § 46:30B-34 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-34 - Items presumed abandoned when interest presumed abandoned.

46:30B-34 Items presumed abandoned when interest presumed abandoned.  46:30B-34. Items presumed abandoned when interest presumed abandoned. At the time an interest is presumed abandoned under chapter 30B of Title 46 of the Revised Statutes, any other property right accrued or accruing to the owners as a result of the interest, and not previously presumed abandoned, is presumed abandoned. L.1989, c.58, s.1; amended 2002, c.35, s.24.
NJ Rev Stat § 46:30B-36 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-36 - Presumption of abandonment.

46:30B-36 Presumption of abandonment.  46:30B-36. Presumption of abandonment. Property distributable in the course of a dissolution of a business association which remains unclaimed by the owner for more than one year after the date specified for final distribution is presumed abandoned. L.1989, c.58, s.1; amended 2002, c.35, s.25.
NJ Rev Stat § 46:30B-37 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-37 - Presumption of abandonment.

46:30B-37 Presumption of abandonment.  46:30B-37. Presumption of abandonment. Property and any income or increment derived therefrom held in a fiduciary capacity for the benefit of another person is presumed abandoned unless the owner, within three years after it has become payable or distributable, has increased or decreased the principal, accepted payment of principal or income, communicated concerning the property, or otherwise indicated an interest as evidenced by a contemporaneous memorandum or other record on file prepared by the fiduciary. L.1989, c.58, s.1; amended 2002, c.35, s.26.
NJ Rev Stat § 46:30B-37.1 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-37.1 - Presumption of abandonment: unclaimed estate assets.

46:30B-37.1 Presumption of abandonment: unclaimed estate assets.  46:30B-37.1 Presumption of abandonment: unclaimed estate assets. Except as otherwise provided in this section, property held by a fiduciary as defined in N.J.S.3B:1-1 or an assignee under N.J.S.2A:19-1 et seq. and remaining unclaimed for 90 days after the account of that fiduciary or assignee is judicially allowed by the courts or settled informally is presumed abandoned. Unclaimed property held by a fiduciary of an intestate estate payable to the unknown heirs of an intestate decedent shall be presumed abandoned 90 days after publication by the fiduciary of the notice required in N.J.S.3B:5-5. L.1989, c.58, s.1; amended 1995, c.152, s.2; 2002, c.35, s.27.
NJ Rev Stat § 46:30B-37.2 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-37.2 - Debt of business association.

46:30B-37.2 Debt of business association.  28. Debt of business association. The debt of a business association, other than bearer bonds or an original issue discount bond, is presumed abandoned three years after the date of the earliest interest payment unclaimed by the apparent owner. L.2002,c.35,s.28.
NJ Rev Stat § 46:30B-38 (2021)
2021 New Jersey Revised Statutes|Title 46 - Property|Section 46:30B-38 - Funds in retirement account or plan.

46:30B-38 Funds in retirement account or plan.  46:30B-38. Funds in retirement account or plan. Property in an individual retirement account, defined benefit plan, or other account or plan that is qualified for tax deferral under the income tax laws of the United States becomes abandoned three years after the earliest of the date of the distribution or attempted distribution of the property, the date of the required distribution as stated in the plan or trust agreement governing the plan, or the date, if determinable by the holder, specified in the income tax laws of the United States by which distribution of the property must begin in order to avoid a tax penalty. L.1989, c.58, s.1; amended 2002, c.35, s.29.