reglab/housing_qa huggingface dataset:
WY Stat § 13-8-302 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 8 - Foreign Associations|Article 3 - Consumer Information Required|Section 13-8-302 - Repayments and Withdrawals.

13-8-302. Repayments and withdrawals.| (a) Borrowers may repay their loans and holders of stock or savings certificates may withdraw their accumulated savings under the same conditions and upon the same terms as are provided for domestic savings and loan associations.  (b) Shares may be withdrawn by giving thirty (30) days notice in writing of the intention to withdraw. The withdrawing shareholder shall be paid in cash, check or bank draft the amount of the withdrawal value of the shares, as shown by the last prior distribution of profits, together with all the dues paid thereon since distribution. Upon withdrawal of shares pledged to the association for stock loan, or stock loans, the association shall first deduct therefrom the indebtedness due the association. Withdrawals shall be paid in the order of their filings except as hereinafter provided, and the secretary or other officer discharging such duties shall enter upon each notice the order and date of filing. Except as hereinafter provided, not more than fifty percent (50%) of the receipts of the association in any month shall be applied to the payment of withdrawals and matured shares without the consent of the board of directors. Whenever an application for withdrawal has been on file or the payment of matured shares demanded and either has remained unpaid for six (6) months, all the receipts of the association in any month from dues, loans repaid, and the proceeds of all other investments shall, after the payment of expenses and general indebtedness, be applied toward the payment of withdrawals and matured stock. The board of directors or the banking commissioner may direct that withdrawals be paid upon a ratable and proportionate basis. After filing the notice of withdrawal provided herein the withdrawing member is entitled to the dividends credited to the same class of shares, until the final payment of his shares is made and membership in the association shall remain unimpaired so long as any accumulation remains to his credit. No officer, director, attorney, clerk or agent of an association and no person in any way interested or concerned in the management of its affairs shall discount or directly or indirectly purchase a share of any association, whether filed for withdrawal or not, except by payment therefor of the withdrawal value of the shares as determined herein. The board of directors of any association may retire all classes of free shares by enforcing withdrawals of the shares. The bylaws shall clearly state the manner in which withdrawals may be enforced. The holders of shares to be withdrawn shall be paid the full value of the shares, including, in such case, their proportion of the contingent fund.
WY Stat § 13-9-201 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 9 - Bank Related Organizations|Article 2 - Bank Holding Companies|Section 13-9-201 - Examination; Fee.

13-9-201. Examination; fee.| (a) Each bank holding company owning or acquiring the controlling interest of a bank is subject to the inspection of the commissioner. The commissioner or a duly appointed examiner shall visit the offices of the bank holding company whenever the commissioner feels it is necessary or expedient and make a complete and careful examination of the conditions and resources of the bank holding company, the mode of managing its affairs and conducting its business and the safety and prudence of its management as it relates to the policies of the banks which it controls.  (b) The commissioner shall collect from every bank holding company subject to this section an amount equal to the total cost of the examination and all actual and necessary expenses. The fees and expenses collected shall be remitted to the state treasurer as collected and credited to the financial institutions administration account. Expenditures shall be made from the account by warrants drawn by the state auditor, upon vouchers issued and signed by the director or commissioner. Funds from the account shall be expended only to carry out the duties of the commissioner or the state banking board.
WY Stat § 13-9-202 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 9 - Bank Related Organizations|Article 2 - Bank Holding Companies|Section 13-9-202 - "Controlling Interest" Defined.

13-9-202. "Controlling interest" defined.| As used in W.S. 13-9-201 through 13-9-203 "controlling interest" shall be construed consistently with the provisions of 12 U.S.C. section 1841(a)(2).
WY Stat § 13-9-203 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 9 - Bank Related Organizations|Article 2 - Bank Holding Companies|Section 13-9-203 - Financial Responsibility.

13-9-203. Financial responsibility.| The commissioner shall examine the capital and other ownership structure of each bank holding company subject to W.S. 13-9-201 and shall require the same degree of financial responsibility of the bank holding company required by this act of the bank controlled.
WY Stat § 13-9-306 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 9 - Bank Related Organizations|Article 3 - Interstate Banking - Acquisitions of Banks by Bank Holding Companies|Section 13-9-306 - Scope; Legislative Intent.

13-9-306. Scope; legislative intent.| This article sets forth the conditions under which a company may acquire a Wyoming bank or a Wyoming bank holding company. This article shall not be interpreted to discriminate against out-of-state bank holding companies or against foreign bank holding companies in any manner that would violate 12 U.S.C. section 1842(d) of the Bank Holding Company Act, as amended effective September 29, 1995, by section 101 of the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994, P.L. No. 103-328.
WY Stat § 13-9-308 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 9 - Bank Related Organizations|Article 3 - Interstate Banking - Acquisitions of Banks by Bank Holding Companies|Section 13-9-308 - Permitted Acquisitions.

13-9-308. Permitted acquisitions.| (a) Except as otherwise expressly permitted by federal law, no company may acquire a Wyoming bank holding company or a Wyoming bank without the prior approval of the commissioner.  (b) The prohibition in subsection (a) of this section shall not apply where the acquisition is made:  (i) Solely for the purpose of facilitating an acquisition otherwise permitted under this article;  (ii) In a transaction arranged by the commissioner or another bank supervisory agency to prevent the insolvency or closing of the acquired bank, provided the appropriate supervisory officials determine the acquisition will protect the shareholders and depositors of the acquired bank;  (iii) In a transaction in which a bank forms its own bank holding company, if the ownership rights of the former bank shareholders are substantially similar to those of the holders of the ownership interests of the new bank holding company.  (c) In a transaction specified in subsection (b) of this section, the parties shall give written notice to the commissioner at least fifteen (15) days before the effective date of the acquisition, unless a shorter period of notice is required under applicable federal law.
WY Stat § 13-9-309 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 9 - Bank Related Organizations|Article 3 - Interstate Banking - Acquisitions of Banks by Bank Holding Companies|Section 13-9-309 - Required Application; Fees.

13-9-309. Required application; fees.| (a) A company that proposes to make an acquisition under this article shall:  (i) Pay to the commissioner an application fee established by rule and regulation of the commissioner;  (ii) File with the commissioner a copy of the application that the company has filed with the responsible federal bank supervisory agency. The application to the commissioner shall include:  (A) The name and address of the applicant;  (B) The name of the chief executive officer and the officer designated by the applicant being responsible for the application;  (C) A sworn statement by the chief executive officer that all information being furnished to the commissioner is truthful, complete and accurate and that the applicant is complying with all applicable laws;  (D) The names and addresses of the directors of the applicant with a listing of the percent of outstanding shares of the applicant owned directly or beneficially by each director;  (E) The names and addresses of the executive officers of the applicant, not to exceed twenty (20) in number and the percent of outstanding shares of the applicant owned directly or beneficially by each officer;  (F) The most recent official statement of condition of the applicant;  (G) A copy of the most recent federal income tax return of the applicant together with all pertinent schedules and addendums;  (H) A copy of the most recent directors' audit of the applicant;  (J) A copy of the two (2) most recent reports of examination as performed by all regulatory authorities including a record of compliance and rating under the Community Reinvestment Act;  (K) An historical compilation of the loan loss reserve account of the applicant for the previous five (5) year period;  (M) Other information as the commissioner may require to fulfill his duties under this article.  (b) To the extent consistent with the effective discharge of the commissioner's responsibilities, the forms established under this article for application and reporting shall conform to those established by the board of governors of the federal reserve system under the Bank Holding Company Act.  (c) If the applicant is an out-of-state bank holding company that is not incorporated or otherwise formed under the laws of this state, it shall submit with the application proof that the applicant has complied with any applicable requirements of W.S. title 17.  (d) Except as prohibited by federal law, a company acquiring control of a Wyoming state chartered bank shall agree as a condition of the certificate of authority that all its banking operations conducted in this state by or on behalf of that state chartered bank shall be governed by Wyoming law.
WY Stat § 13-9-310 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 9 - Bank Related Organizations|Article 3 - Interstate Banking - Acquisitions of Banks by Bank Holding Companies|Section 13-9-310 - Standards for Approval.

13-9-310. Standards for approval.| (a) In deciding whether to approve an application for a proposed acquisition under this article, the commissioner shall consider whether:  (i) There is or recently has been evidence of criminal activity on the part of the applicant or any of its officers or directors;  (ii) The acquisition may be detrimental to the safety and soundness of the Wyoming bank or the Wyoming bank holding company to be acquired;  (iii) The acquisition may result in a substantial reduction of competition in this state; or  (iv) The acquisition may have a significantly adverse effect on the convenience and needs of the community or communities in this state that are served by the Wyoming state bank or the Wyoming bank holding company to be acquired.  (b) The commissioner shall not approve an acquisition under this article if upon consummation of the transaction the applicant, including any insured depository institution affiliated with the applicant, would control thirty percent (30%) or more of the total amount of deposits held by insured depository institutions in this state. Nothing in this subsection prohibits the acquisition of a Wyoming bank or Wyoming bank holding company which controls thirty percent (30%) or more of the total deposits held by all insured depository institutions in this state if the company making the acquisition does not control any bank holding company, bank or branch bank in this state.  (c) The commissioner shall not approve an application by an out-of-state bank holding company for an acquisition under this article unless the Wyoming bank to be acquired or all Wyoming bank subsidiaries of the bank holding company to be acquired, or a predecessor, have as of the proposed date of acquisition been in existence and in continuous operation for at least three (3) years. A state bank resulting from the conversion of a federally chartered savings and loan, federally chartered savings bank or state savings and loan pursuant to W.S. 13-4-109, an out-of-state state bank pursuant to the procedures prescribed by the laws of the United States or of the state issuing a state charter for the out-of-state state bank or a national bank resulting from the conversion of a federally chartered savings and loan or federally chartered savings bank pursuant to the procedures prescribed by the laws of the United States shall be deemed to have been in existence for the same period of time as the converting federally chartered savings and loan, federally chartered savings bank, out-of-state state bank or state savings and loan or a predecessor.
WY Stat § 13-9-311 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 9 - Bank Related Organizations|Article 3 - Interstate Banking - Acquisitions of Banks by Bank Holding Companies|Section 13-9-311 - Procedures Relating to Applications.

13-9-311. Procedures relating to applications.| The commissioner shall decide whether to approve an acquisition under this article within ninety (90) days after receipt of a completed application, and if approved, shall within the ninety (90) day period, issue a certificate of authority permitting the acquisition.
WY Stat § 13-9-312 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 9 - Bank Related Organizations|Article 3 - Interstate Banking - Acquisitions of Banks by Bank Holding Companies|Section 13-9-312 - Reports; Examinations.

13-9-312. Reports; examinations.| (a) To the extent specified by the commissioner by regulation, order or written request, each bank holding company that directly or indirectly controls a Wyoming bank or a Wyoming bank holding company, or the home state supervisor of the company, shall submit to the commissioner:  (i) One (1) or more copies of each financial report, other than reports the disclosure of which would be prohibited by applicable federal or state law, filed by the company with any bank supervisory agency within fifteen (15) days after the filing thereof with the agency; and  (ii) An annual report, not later than April 15, of each year, specifying for each bank and branch, in this state controlled by the bank holding company:  (A) The location;  (B) The amount of deposits held as of the end of the preceding calendar year; and  (C) The amount of loans made and held during the preceding calendar year to individuals and entities with addresses in this state.  (b) At the request of the commissioner, to the extent permitted by applicable state or federal law, each bank holding company that controls a Wyoming state bank or a Wyoming bank holding company, or the home state supervisor of the bank or company, shall provide to the commissioner copies of the reports of examination of the company or any such Wyoming state bank or Wyoming bank holding company.  (c) The commissioner may examine a bank holding company in accordance with the provisions of W.S. 13-9-201 through 13-9-203.
WY Stat § 13-9-313 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 9 - Bank Related Organizations|Article 3 - Interstate Banking - Acquisitions of Banks by Bank Holding Companies|Section 13-9-313 - Agency Activities.

13-9-313. Agency activities.| (a) Any Wyoming state bank may upon compliance with the requirements of this section, agree to receive deposits, renew time deposits, close loans, receive payments on loans and other obligations and perform other services as agent for any affiliated insured depository institution.  (b) A Wyoming state bank that proposes to enter into an agency agreement under this section shall file with the commissioner, at least thirty (30) days before the effective date of the agreement, a notice of intention to enter into an agency agreement with an affiliated insured depository institution.  (c) A Wyoming state bank may not under an agency agreement:  (i) Conduct any activity as an agent that it would be prohibited from conducting as a principal under applicable state or federal law; or  (ii) Have an agent conduct any activity that the bank as principal would be prohibited from conducting under applicable state or federal law.  (d) The commissioner may order a Wyoming state bank or any other insured depository institution subject to the commissioner's enforcement powers to cease acting as an agent or principal under any agency agreement with an affiliated insured depository institution that the commissioner finds to be inconsistent with safe and sound banking practices.  (e) Notwithstanding any other provision of law of this state, a Wyoming state bank acting as an agent for an affiliated insured depository institution in accordance with this section shall not be considered to be a branch of that institution. No provision of this section shall be construed as limiting the authority of any Wyoming state bank to act as agent on behalf of any other insured depository institution in the servicing of mortgage and other loans.
WY Stat § 13-9-315 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 9 - Bank Related Organizations|Article 3 - Interstate Banking - Acquisitions of Banks by Bank Holding Companies|Section 13-9-315 - Penalties.

13-9-315. Penalties.| The commissioner may enforce the provisions of this article by any appropriate action in the Laramie county district court of this state, including an action for civil money penalties or injunctive relief. The commissioner shall promptly give notice to the home state supervisor of any enforcement action initiated against an out-of-state bank holding company and, to the extent practicable, shall consult and cooperate with the home state supervisor in pursuing and resolving the enforcement action.
WY Stat § 13-9-316 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 9 - Bank Related Organizations|Article 3 - Interstate Banking - Acquisitions of Banks by Bank Holding Companies|Section 13-9-316 - Authority to Adopt Rules and Regulations; Cooperative Agreements; Fees.

13-9-316. Authority to adopt rules and regulations; cooperative agreements; fees.| (a) In order to carry out the purposes of this article the commissioner may:  (i) Repealed By Laws 1999, ch. 42, § 3.  (ii) Enter into cooperative, coordinating or information-sharing agreements with any other bank supervisory agency or any organization affiliated with or representing one (1) or more bank supervisory agencies;  (iii) Accept any report of examination or investigation by another bank supervisory agency having concurrent jurisdiction over a Wyoming state bank or a bank holding company that controls a Wyoming state bank in lieu of conducting the commissioner's own examination or investigation of the bank holding company or bank;  (iv) Enter into contracts with any bank supervisory agency having concurrent jurisdiction over a Wyoming state bank or a bank holding company that controls a Wyoming state bank to engage the services of the agency's examiners as provided in W.S. 13-2-807(d);  (v) Enter into joint examinations or joint enforcement actions with any other bank supervisory agency having concurrent jurisdiction over any Wyoming state bank or any bank holding company that controls a Wyoming state bank. The commissioner may take any such action independently, except with respect to the examination of an out-of-state bank holding company, if the commissioner determines that the action is necessary to carry out his responsibilities under this title or to enforce compliance with the laws of this state. In the case of an out-of-state bank holding company, the commissioner shall recognize the exclusive authority of the home state supervisor over corporate governance matters and the primary responsibility of the home state supervisor with respect to safety and soundness matters; and  (vi) Assess supervisory and examination fees that shall be payable by Wyoming banks and Wyoming bank holding companies in connection with the commissioner's performance of his duties under this article and in accordance with regulations adopted by the commissioner. Fees shall be deposited and may be expended as provided in W.S. 13-2-807(f) and to carry out the provisions of this article.  (b) By entering into an agreement pursuant to this section, the state of Wyoming does not waive its sovereign immunity.
WY Stat § 13-10-101 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 10 - Crimes, Offenses and Penalties|Article 1 - Miscellaneous Offenses|Section 13-10-101 - General Penalty.

13-10-101. General penalty.| Any officer, director, owner or employee of a financial institution who willfully and knowingly violates any provision of this act for which a penalty is not expressly provided is guilty of a misdemeanor punishable by a fine of not less than one hundred dollars ($100.00) nor more than one thousand dollars ($1,000.00), imprisonment for not more than one (1) year, or both.
WY Stat § 13-10-102 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 10 - Crimes, Offenses and Penalties|Article 1 - Miscellaneous Offenses|Section 13-10-102 - False Statements.

13-10-102. False statements.| (a) Any owner, director, officer or employee of a financial institution who makes any false entry or fails to make new entries of matters pertaining to the affairs of the financial institution in the books or statements of the financial institution with intent to injure or defraud the financial institution or deceive any officer of the financial institution or any person appointed to examine the affairs of the financial institution is guilty of a felony punishable by a fine of not less than one thousand dollars ($1,000.00) nor more than five thousand dollars ($5,000.00), imprisonment for not less than one (1) year nor more than ten (10) years, or both.  (b) Any officer, director, owner or employee of a financial institution who willfully and knowingly subscribes, makes or causes to be made any false statement or report to the state banking commissioner, or subscribes or exhibits false papers with intent to deceive any person authorized to examine the affairs of the financial institution, or states or publishes any false report or statement of the financial institution is guilty of a felony punishable by a fine of not less than one thousand dollars ($1,000.00) nor more than five thousand dollars ($5,000.00), imprisonment for not less than one (1) year nor more than ten (10) years, or both.  (c) Any person who willfully and knowingly makes, circulates or transmits any false statement or rumor to another which is directly or indirectly derogatory to the financial condition or affects the solvency or financial standing of a financial institution doing business in Wyoming is guilty of a misdemeanor punishable by a fine of not more than seven hundred fifty dollars ($750.00), imprisonment for not more than six (6) months, or both.
WY Stat § 13-10-103 (2021)
2021 Wyoming Statutes|Title 13 - Banks, Banking and Finance|Chapter 10 - Crimes, Offenses and Penalties|Article 1 - Miscellaneous Offenses|Section 13-10-103 - Fraudulent Insolvency.

13-10-103. Fraudulent insolvency.| (a) Repealed by Laws 1985, ch. 162, § 2.  (b) Any officer or director of a financial institution who participates in a fraudulent insolvency of a financial institution is guilty of a misdemeanor punishable by a fine of not less than one hundred dollars ($100.00) nor more than one thousand dollars ($1,000.00), imprisonment for not less than one (1) month nor more than one (1) year, or both.