reglab/housing_qa huggingface dataset:
VA Code § 38.2-219 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 2 - Provisions of a General Nature|§ 38.2-219. Violations; procedure; cease and desist orders

A. Whenever the Commission has reason to believe that any person has committed a violation of this title or of any rule, regulation, or order issued by the Commission under this title, it shall issue and serve an order upon that person by certified or registered mail or in any other manner permitted by law. The order shall include a statement of the charges and a notice of a hearing on the charges to be held at a fixed time and place which shall be at least ten days after the date of service of the notice. The order shall require that person to show cause why an order should not be made by the Commission directing the alleged offender to cease and desist from the violation or to show cause why the Commission should not issue any other appropriate order as the nature of the case and the interests of the policyholders, creditors, shareholders, or the public may require. At the hearing, that person shall have an opportunity to be heard in accordance with the Commission's order. In all matters in connection with the charges or hearing, the Commission shall have the jurisdiction, power and authority granted or conferred upon it by Title 12.1 and, except as otherwise provided in this title, the procedure shall conform to and the right of appeal shall be the same as that provided in Title 12.1.B. If the Commission finds in the hearing that there is about to be or has been a violation of this title, it may issue and serve upon any person committing the violation by certified or registered mail or in any other manner permitted by law (i) an order reciting its findings and directing the person to cease and desist from the violation or (ii) such other appropriate order as the nature of the case and the interests of the policyholders, creditors, shareholders, or the public requires.C. Any person who violates any order issued under subsection B of this section may upon conviction be subject to one or both of the following:1. Punishment as provided in § 38.2-218; or2. The suspension or revocation of any license issued by the Commission.1952, c. 317, §§ 38.1-54, 38.1-55, 38.1-60 through 38.1-62; 1971, Ex. Sess., c. 1; 1973, c. 505, § 38.1-178.7; 1977, c. 414, § 38.1-178.17; 1977, c. 529; 1980, c. 404; 1982, c. 223, § 38.1-482.14:1; 1986, c. 562.
VA Code § 38.2-220 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 2 - Provisions of a General Nature|§ 38.2-220. Injunctions

The Commission shall have the jurisdiction and powers of a court of equity to issue temporary and permanent injunctions restraining acts which violate or attempt to violate provisions of this title and to enforce the injunctions by civil penalty or imprisonment.Code 1950, § 32-195.17; 1956, c. 268, § 38.1-830; 1978, c. 658, § 38.1-806; 1979, c. 721; 1980, c. 682, § 38.1-911; c. 720, § 38.1-884; 1981, c. 530, § 38.1-946; 1986, c. 562.
VA Code § 38.2-221 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 2 - Provisions of a General Nature|§ 38.2-221. Enforcement of penalties

The Commission may impose, enter judgment for, and enforce any civil penalty or other penalty pronounced against any person for violating any of the provisions of this title, subject to the hearing provisions of § 12.1-28. The power and authority conferred upon the Commission by this section shall be in addition to and not in substitution for the power and authority conferred upon the courts by general law to impose civil penalties for violations of the laws of this Commonwealth.Code 1950, § 38-26; 1952, c. 317, § 38.1-41; 1986, c. 562.
VA Code § 38.2-221.1 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 2 - Provisions of a General Nature|§ 38.2-221.1. Confidentiality of information

Whenever, during the course of a market conduct examination pursuant to Article 4 (§ 38.2-1317 et seq.) of Chapter 13 or inspection request or inquiry pursuant to § 38.2-200, the Commission requests an insurer to furnish information which the insurer considers confidential proprietary information, such confidential proprietary information shall be submitted to the Commission but shall be excluded from, and the Commission shall not be subject to, subpoena or public inspection with respect to such information if the insurer (i) invokes such exclusion, in writing, upon submission of the data or other materials for which protection from disclosure is sought; (ii) identifies the data or other materials for which protection is sought; and (iii) states the reason why protection is necessary. Nothing contained herein shall prohibit the Commission from (i) using such confidential proprietary information in furtherance of any regulatory or legal action; (ii) publishing any decisions, orders, findings, opinions, or judgments; or (iii) publishing any final market conduct report or any other report containing aggregated findings, provided that such report, decisions, orders, findings, opinions, or judgments shall not disclose such confidential proprietary information unless the Commission has found, after the insurer has been provided notice and opportunity to be heard, that such information is not confidential proprietary information. No waiver of an existing privilege or claim of confidentiality shall occur as a result of disclosure to the Commission under this section.2000, c. 527.
VA Code § 38.2-221.2 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 2 - Provisions of a General Nature|§ 38.2-221.2. Treatment of confidential information pursuant to federal law

A. Any information denominated in writing as confidential by a federal regulator and received by the Commission pursuant to the Gramm-Leach-Bliley Act of 1999 (Public Law §§ 106-102) (hereafter, the federal act) shall be excluded from, and the Commission shall not be subject to, subpoena or public inspection with respect to such information.B. Pursuant to the federal act, and notwithstanding any other provision of law, the Commission may provide to a federal regulator any examination or other report, record or information to which the Commission has access with respect to any person who is engaged in the business of insurance in this Commonwealth and is an affiliate or agent of a depository institution or financial holding company, as those terms are defined in the federal act, provided that the federal regulator has the legal authority, and shall agree in writing, as a condition precedent to its receipt of such information, to maintain such information in confidence as provided in the federal act and to take all reasonable steps to oppose any effort to secure disclosure of such information.C. The provision by the Commission pursuant to this section, or the provision by a federal regulator pursuant to the federal act, of such information shall not constitute, operate as a waiver of, or otherwise affect any existing privilege or any claim of confidentiality to which the information is otherwise subject.D. Nothing contained herein shall prohibit the Commission from (i) using such confidential information in furtherance of any regulatory or legal action; (ii) publishing any decisions, orders, findings, opinions or judgments; or (iii) publishing any final report or any other report containing aggregated findings, provided that such reports, decisions, orders, findings, opinions or judgments shall not disclose any such confidential information.E. For purposes of this section, "federal regulator" means the Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency, the Office of Thrift Supervision, or the Federal Deposit Insurance Corporation.2001, c. 519.
VA Code § 38.2-221.3 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 2 - Provisions of a General Nature|§ 38.2-221.3. Confidentiality of applications and investigations

A. For purposes of this section, "business entity" means a partnership, limited partnership, limited liability company, corporation, or other legal entity that is entitled to hold property in its own name and that is not a sole proprietorship.B. This section applies to the Commission's authority to license, register, or authorize business entities pursuant to this title. This section shall not apply to any license issued under Chapter 18 (§ 38.2-1800 et seq.).C. All applications, documents, materials, or other information produced by, obtained by, or disclosed to the Commission or any other person in the course of an investigation, or a review of an application, shall be given confidential treatment, is not subject to subpoena, and may not be made public by the Commission or any other person. The Commission may grant access to (i) a regulatory official of any state or country; (ii) the National Association of Insurance Commissioners, its affiliate, or its subsidiary; or (iii) a law-enforcement authority of any state or country, provided that those officials are required under their law to maintain its confidentiality. Any such disclosure by the Commission shall not constitute a waiver of confidentiality of such applications, documents, materials, or other information, or copies thereof. Any parties receiving such information shall agree in writing prior to receiving the information to provide to it the same confidential treatment as required by this section, unless the prior written consent of the business entity to which it pertains has been obtained.D. Nothing in this section shall prohibit the Commission from (i) using such confidential information in furtherance of any regulatory or legal action; (ii) publishing any decisions, orders, findings, opinions, or judgments; or (iii) publishing any final report or any other report containing aggregated findings, provided that such reports, decisions, orders, findings, opinions, or judgments shall not disclose any such confidential information.2009, c. 352; 2016, c. 250.
VA Code § 38.2-222 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 2 - Provisions of a General Nature|§ 38.2-222. Appeals generally

Except as otherwise specifically provided in this title, § 12.1-39 shall apply to the appeal of any final (i) finding, (ii) decision settling the substantive law, (iii) order, or (iv) judgment of the Commission issued pursuant to this title.1986, c. 562.
VA Code § 38.2-223 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 2 - Provisions of a General Nature|§ 38.2-223. Rules and regulations; orders

The Commission, after notice and opportunity for all interested parties to be heard, may issue any rules and regulations necessary or appropriate for the administration and enforcement of this title.1986, c. 562.
VA Code § 38.2-224 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 2 - Provisions of a General Nature|§ 38.2-224. Procedures

Except as otherwise specifically provided in this title, Chapter 5 (§ 12.1-25 et seq.) of Title 12.1 shall apply to proceedings under this title.1986, c. 562.
VA Code § 38.2-225 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 2 - Provisions of a General Nature|§ 38.2-225. Disposition of fines and penalties

A. All fines recovered for criminal violations of this title or for criminal violations of rules, regulations, or orders issued pursuant to this title shall be paid into the state treasury to the credit of the Literary Fund.B. All penalties and compromise settlements recovered for civil violations of this title or civil violations of rules, regulations, or orders issued pursuant to this title shall be paid into the state treasury. Pursuant to §§ 38.2-1620 and 38.2-1718 these funds shall be credited to the Literary Fund or if the Commission determines a need, to either (i) the Virginia Property and Casualty Insurance Guaranty Association established pursuant to Chapter 16 of this title or (ii) the Virginia Life, Accident and Sickness Insurance Guaranty Association established pursuant to Chapter 17 of this title.Code 1950, § 38-25; 1952, c. 317, § 38.1-42; 1986, c. 562.
VA Code § 38.2-226 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 2 - Provisions of a General Nature|§ 38.2-226. Provisions of title not to apply to certain mutual aid associations

This title shall not apply to beneficial, relief, or mutual aid societies, or partnerships, plans, associations, or corporations, established prior to 1935 and formed by churches for the purpose of aiding members who sustain property losses by fire, lightning, hail, storm, flood, explosion, power failure, theft, burglary, vandalism, civil commotion, airplane and vehicular damage, and in which the privileges and memberships in these societies, partnerships, plans, associations, or corporations are confined to members of the churches.1981, c. 171, § 38.1-42.1; 1985, c. 361; 1986, c. 562.
VA Code § 38.2-226.1 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 2 - Provisions of a General Nature|§ 38.2-226.1. Expired

Expired.
VA Code § 38.2-226.2 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 2 - Provisions of a General Nature|§ 38.2-226.2. Provisions of title not applicable to certain long-term care health plans

A. This title shall not apply to pre-PACE long-term care health plans (i) authorized by the United States Health Care Financing Administration pursuant to § 1903 (m) (2) (B) of Title XIX of the United States Social Security Act (42 U.S.C. § 1396b et seq.) and the state plan for medical assistance services as established pursuant to Chapter 10 (§ 32.1-323 et seq.) of Title 32.1 and (ii) which have signed agreements with the Department of Medical Assistance Services as long-term care health plans.B. This title shall not apply to PACE long-term care health plans (i) authorized as programs of all-inclusive care for the elderly by Subtitle I (§ 4801 et seq.) of Chapter 6 of Title IV of the Balanced Budget Act of 1997, Pub. L. No. 105-33, 111 Stat. 528 et seq., §§ 4801-4804, 1997, pursuant to Title XVIII and Title XIX of the United States Social Security Act (42 U.S.C. § 1395eee et seq.) and the state plan for medical assistance services as established pursuant to Chapter 10 (§ 32.1-323 et seq.) of Title 32.1 and (ii) which have signed agreements with the Department of Medical Assistance Services as long-term care health plans.C. Enrollment in a pre-PACE or PACE plan shall be restricted to those individuals who participate in programs authorized pursuant to Title XIX or Title XVIII of the United States Social Security Act, respectively.1998, c. 318.
VA Code § 38.2-226.3 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 2 - Provisions of a General Nature|§ 38.2-226.3. Expired

Expired.
VA Code § 38.2-227 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 2 - Provisions of a General Nature|§ 38.2-227. Public policy regarding punitive damages

It is not against the public policy of the Commonwealth for any person to purchase insurance providing coverage for punitive damages arising out of the death or injury of any person as the result of negligence, including willful and wanton negligence, but excluding intentional acts. This section declares existing policy.1983, c. 353, § 38.1-42.2; 1986, c. 562.
VA Code § 38.2-228 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 2 - Provisions of a General Nature|§ 38.2-228. Proof of future financial responsibility

At the request of a named insured, a licensed property and casualty insurer shall provide without unreasonable delay to the Commissioner of the Department of Motor Vehicles proof of future financial responsibility as required by the provisions of Title 46.2.1986, c. 562.
VA Code § 38.2-229 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 2 - Provisions of a General Nature|§ 38.2-229. Immunity from liability

A. There shall be no liability on the part of and no cause of action against any person for furnishing in good faith to the Commission information relating to the investigation of any insurance or reinsurance transaction when such information is furnished under the requirements of law or at the request or direction of the Commission.B. There shall be no liability on the part of and no cause of action against the Commission, the Commissioner of Insurance, or any of the Commission's employees or agents, acting in good faith, for investigating any insurance or reinsurance transaction or for the dissemination of any official report related to an official investigation of any insurance or reinsurance transaction.1986, c. 562.
VA Code § 38.2-230 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 2 - Provisions of a General Nature|§ 38.2-230. Distributions by nonstock corporation

No dividend or distribution of income, as used in § 13.1-814, shall be made to a member corporation of a corporation licensed under the provisions of this title unless the corporation has received approval by the Commission prior to the distribution. In approving the distribution, the Commission shall give consideration to the subscribers' or policyholders' best interest.1985, c. 380, § 38.1-39.1; 1986, c. 562.
VA Code § 38.2-232 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 2 - Provisions of a General Nature|§ 38.2-232. Notice of lapse or pending lapse of certain life and accident and sickness insurance policies

A. Every insurer, health services plan, or health care plan that issues a policy, contract, or plan of insurance or annuity as defined in §§ 38.2-102 through 38.2-109 shall provide the policy owner, contract owner, or plan owner with a written notice prior to the date that the policy, contract, or plan will lapse for failure to pay premiums due.B. The provisions of subsection A shall not apply (i) to group policies, contracts, or plans of insurance or (ii) to individual policies, contracts, or plans of insurance if the insurer, health services plan, or health care plan (a) as a general business practice provides its policy owners, contract owners, or plan owners with written notices of premiums due or (b) has furnished its policy owner, contract owner, or plan owner with written notice separate from that contained in the policy that the failure to pay premiums in a timely manner will result in a lapse of such policy, contract, or plan.1991, c. 369; 2013, c. 93.
VA Code § 38.2-234 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 2 - Provisions of a General Nature|§ 38.2-234. Release of information

Notwithstanding the provisions of subdivision 5 of § 2.2-3802, the Commission may share information with databases developed by the National Association of Insurance Commissioners (NAIC) for use by regulators.1996, c. 32.
VA Code § 38.2-235 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 2 - Provisions of a General Nature|§ 38.2-235. Liability insurance; carbon monoxide exclusions

No policy of insurance furnishing personal injury liability or property damage liability coverage as defined in §§ 38.2-117 and 38.2-118, including any endorsements thereto, shall be deemed to exclude coverage for the discharge, dispersal, seepage, migration, release, emission, leakage or escape of carbon monoxide from a residential or commercial heating system unless excluded in such policy by explicit reference thereto.1997, c. 157.
VA Code § 38.2-236 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 2 - Provisions of a General Nature|§ 38.2-236. Notice of settlement payment

A. Upon payment by any insurer of at least $5,000 in a single check to an attorney licensed in the Commonwealth, or other representative, in settlement or satisfaction by an insured or a third party of any claim arising out of an insurance policy issued or delivered in the Commonwealth, the insurer shall send to the claimant or judgment creditor on the underlying insurance or liability claim a notice of such payment as required by subsection B within five business days after the date payment is made or sent to the attorney or other representative of the claimant or judgment creditor. A copy of the notice shall be sent simultaneously to the attorney or representative of the claimant or judgment creditor.B. The notice required pursuant to subsection A shall be sent to the physical address, or email or other electronic address, furnished by the claimant or judgment creditor to the insurance company, unless the claimant or judgment creditor has notified the insurance company in writing that he waives notice of payment. In the absence of any address or waiver furnished by the claimant or judgment creditor, the notice shall be sent to the last known physical address, or email or other electronic address, of the claimant or judgment creditor.The notice shall be sent by the insurance company only after a settlement has been agreed to by the attorney or other representative of the claimant or judgment creditor, and shall contain only the following language:"Pursuant to § 38.2-236 of the Code of Virginia, you are hereby notified that a payment was sent on (insert date on which payment was sent) by (insert name of insurer) to your attorney or other representative (insert name, address, and telephone number of attorney or other representative known to insurer), in satisfaction of your claim or judgment against (insert name of insurer, or insured, whichever is appropriate).If you have any questions, please contact your attorney or other representative."C. Nothing in subsection A or B shall (i) create any cause of action for monetary damages for any person against an insurer based upon a failure to provide notice as required by this section or the provision of a defective notice, (ii) establish a defense for any person to any cause of action based on a failure to provide notice as required by this section or the provision of a defective notice, or (iii) invalidate or in any way affect the settlement or satisfaction for which the payment was made by the insurer.D. Except as provided and authorized by this section, no insurer shall otherwise communicate with a claimant or judgment creditor known to be represented by an attorney licensed in the Commonwealth, or other representative, regarding settlement of a claim or satisfaction of a judgment without the written consent of such attorney or other representative.2013, c. 146.
VA Code § 38.2-300 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 3 - Provisions Relating to Insurance Policies and Contracts|§ 38.2-300. Scope of chapter

This chapter shall apply to all classes of insurance except:1. Ocean marine insurance other than private pleasure vessels;2. Life insurance policies and accident and sickness insurance policies not delivered or issued for delivery in this Commonwealth;3. Contracts of reinsurance; or4. Annuities, except as provided for in §§ 38.2-305, 38.2-316 and 38.2-321.1952, c. 317, § 38.1-328; 1986, c. 562; 1988, cc. 333, 523.
VA Code § 38.2-302 (2021)
2021 Code of Virginia|Title 38.2 - Insurance|Chapter 3 - Provisions Relating to Insurance Policies and Contracts|§ 38.2-302. Life, accident, and sickness insurance; application required

A. No contract of insurance upon a person shall be made or effectuated unless at the time of the making of the contract the individual insured, being of lawful age and competent to contract for the insurance contract, (i) applies for insurance or (ii) consents in writing to the insurance contract. However:1. Either spouse may effect an insurance contract upon each other;2. Any person having an insurable interest in the life of a minor, or any person upon whom a minor is dependent for support and maintenance, may effect an insurance contract upon the life of or pertaining to the minor; or3. A corporate employer or an employee benefit trust having the insurable interest described in subdivision B 3 of § 38.2-301 may effect an insurance contract upon the lives of such employees, provided that the employer or trust provides the employee with notice in writing that such insurance has been purchased, the amount of such coverage, and to whom benefits are payable in the event of the employee's death.B. Nothing in this section shall prohibit a minor from obtaining insurance on his own life as authorized in § 38.2-3105.1952, c. 317, § 38.1-330; 1986, c. 562; 1988, c. 831; 1993, c. 105; 2020, c. 900.