reglab/housing_qa huggingface dataset:
MD. Insurance Code Ann. §  19-801 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 8 - Maryland Health Care Provider Rate Stabilization Fund|Section 19-801

    ** IN EFFECT UNTIL JULY 1, 2021 PER CHAPTER 538 OF 2020 **    (a)    In this subtitle the following words have the meanings indicated.    (b)    “Fund” means the Maryland Health Care Provider Rate Stabilization Fund.    (c)    (1)    “Health care provider” means a health care practitioner:            (i)    licensed under Title 14 of the Health Occupations Article; or            (ii)    certified as a nurse midwife under Title 8 of the Health Occupations Article.        (2)    “Health care provider” does not include:            (i)    a respiratory care practitioner;            (ii)    a radiation oncology/therapy technologist;            (iii)    a medical radiation technologist; or            (iv)    a nuclear medicine technologist.    (d)    “Medical injury” has the meaning stated in § 3–2A–01 of the Courts Article.    (e)    “Medical professional liability insurer” means an insurer that:        (1)    holds a certificate of authority issued by the Commissioner under § 4–109 or § 4–112 of this article; and        (2)    issues or delivers a policy in the State that insures a health care provider against damages due to medical injury.    (f)    “Secretary” means the Secretary of Health.    (g)    “Subsidy factor” means, for medical professional liability insurance policies subject to rates that were approved for an initial effective date on or after January 1, 2006, a percentage of the policyholder’s premium for the prior year that equals the quotient, measured as a percentage of the balance of the Rate Stabilization Account for the current calendar year divided by the aggregate amount of premiums for medical professional liability insurance that would have been paid by health care providers at the approved rate during the prior calendar year.
MD. Insurance Code Ann. §  19-802 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 8 - Maryland Health Care Provider Rate Stabilization Fund|Section 19-802

    ** IN EFFECT UNTIL JULY 1, 2021 PER CHAPTER 538 OF 2020 **    (a)    There is a Maryland Health Care Provider Rate Stabilization Fund.    (b)    The purposes of the Fund are to:        (1)    retain health care providers in the State by allowing medical professional liability insurers to collect rates that are less than the rates approved under § 11–201 of this article;        (2)    increase fee–for–service rates paid by the Maryland Medical Assistance Program to health care providers identified under § 19–807 of this subtitle;        (3)    pay managed care organization health care providers identified under § 19–807 of this subtitle consistent with fee–for–service health care provider rates;        (4)    increase capitation payments to managed care organizations participating in the Maryland Medical Assistance Program consistent with § 15–103(b)(18) of the Health – General Article; and        (5)    during the period that an allocation is made to the Rate Stabilization Account, subsidize up to $350,000 annually to provide for the costs incurred by the Commissioner to administer the Fund.    (c)    The Fund shall consist of:        (1)    the revenue from the tax imposed on health maintenance organizations and managed care organizations under § 6–102 of this article;        (2)    interest or other income earned on the money in the Fund; and        (3)    any other money from any other source accepted for the benefit of the Fund.    (d)    The Fund is a special, nonlapsing Fund that is not subject to § 7–302 of the State Finance and Procurement Article.    (e)    The State Treasurer shall hold the Fund separately and the Comptroller shall account for the Fund.    (f)    The State Treasurer shall invest the money of the Fund in the same manner as other State money may be invested.    (g)    The Fund comprises:        (1)    the Rate Stabilization Account from which disbursements shall be made to pay for health care provider rate subsidies; and        (2)    the Medical Assistance Program Account from which disbursements shall be made to:            (i)    provide an increase in fee–for–service health care provider rates paid by the Maryland Medical Assistance Program;            (ii)    provide an increase for managed care organization health care providers consistent with fee–for–service health care provider rate increases;            (iii)    provide an increase in capitation payments to managed care organizations participating in the Maryland Medical Assistance Program consistent with § 15–103(b)(18) of the Health – General Article; and            (iv)    after fiscal year 2009, maintain rates for health care providers and generally to support the operations of the Maryland Medical Assistance Program.
MD. Insurance Code Ann. §  19-806 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 8 - Maryland Health Care Provider Rate Stabilization Fund|Section 19-806

    ** IN EFFECT UNTIL JULY 1, 2021 PER CHAPTER 538 OF 2020 **    (a)    On or before November 1 of each year from 2005 through 2007, the Commissioner shall determine the subsidy factor for the following calendar year based on the total dollar amount allocated to the Rate Stabilization Account for that calendar year.    (b)    On or before December 1 of each year from 2005 through 2007, the Commissioner shall:        (1)    issue a bulletin advising medical professional liability insurers of the subsidy factor for the following calendar year; and        (2)    report to the Legislative Policy Committee, in accordance with § 2–1257 of the State Government Article, on:            (i)    the subsidy factor for the following calendar year;            (ii)    the money available to each medical professional liability insurer; and            (iii)    the number of health care providers by classification and geographic territory eligible to receive a subsidy from the Rate Stabilization Account.
MD. Insurance Code Ann. §  19-808 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 8 - Maryland Health Care Provider Rate Stabilization Fund|Section 19-808

    ** IN EFFECT UNTIL JULY 1, 2021 PER CHAPTER 538 OF 2020 **    (a)    The Fund, the Rate Stabilization Account, and the Medical Assistance Program Account shall be used only for the purposes stated in this subtitle.    (b)    On or before March 15 of each year, the Secretary of Health shall report to the Legislative Policy Committee, in accordance with § 2–1257 of the State Government Article, on:        (1)    the amount of money disbursed to the Maryland Medical Assistance Program under § 19–807 of this subtitle;        (2)    the amount of increase in fee–for–service health care provider rates; and        (3)    the amount of increase in capitation payments to managed care organizations.
MD. Insurance Code Ann. §  19-901 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 9 - Portable Electronics Insurance|Section 19-901 - Definitions

    (a)    In this subtitle the following words have the meanings indicated.    (b)    “Covered customer” has the meaning stated in § 10–701 of this article.    (c)    “Customer” has the meaning stated in § 10–701 of this article.    (d)    “Portable electronics” has the meaning stated in § 10–701 of this article.    (e)    “Portable electronics insurance” has the meaning stated in § 10–701 of this article.    (f)    “Vendor” has the meaning stated in § 10–701 of this article.
MD. Insurance Code Ann. §  19-902 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 9 - Portable Electronics Insurance|Section 19-902 - Portable Electronics Insurance

    (a)    Portable electronics insurance may be offered on a month–to–month or other periodic basis as a group or master commercial inland marine policy issued to a vendor under which individual customers may elect to purchase coverage under the policy.    (b)    Eligibility and underwriting standards for customers purchasing coverage under a policy of portable electronics insurance shall be established for each portable electronics insurance policy.
MD. Insurance Code Ann. §  19-1002 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 10 - Travel Insurance|Section 19-1002 - Purpose; Applicability of Subtitle

    (a)    The purpose of this subtitle is to promote the public welfare by creating a comprehensive legal framework within which travel insurance may be sold in the State.    (b)    (1)    This subtitle applies to travel insurance under policies and certificates delivered or issued for delivery in the State.        (2)    (i)    Except as otherwise expressly provided in this subtitle, this subtitle does not apply to a cancellation fee waiver or  travel assistance  services.            (ii)    The following may not be construed to be insurance, as defined in § 1–101 of this article:                1.    a cancellation fee waiver; or                2.    travel assistance services.    (c)    All other applicable provisions of this article apply to travel insurance, except that specific provisions of this subtitle supersede any general provisions of this article.
MD. Insurance Code Ann. §  19-1003 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 10 - Travel Insurance|Section 19-1003 - Travel Protection Plans

    Notwithstanding § 27–214 of this article, travel protection plans may be offered for one price for the combined features that the travel protection plan offers in the State if:        (1)    the travel protection plan:            (i)    clearly discloses to the consumer at or before the time of purchase that the plan includes travel insurance and, as applicable,  travel assistance  services or a cancellation fee waiver; and            (ii)    provides information and an opportunity at or before the time of purchase for the consumer to obtain additional information regarding the features and pricing of the travel insurance, travel assistance services, and a cancellation fee waiver, as applicable; and        (2)    the fulfillment material for the travel protection plan:            (i)    describes and delineates the travel insurance, travel assistance  services, and cancellation fee waiver in the travel protection plan;            (ii)    includes the travel insurance disclosures required under State law; and            (iii)    includes the contact information for the person providing the travel assistance  services or cancellation fee waiver, as applicable.
MD. Insurance Code Ann. §  19-1005 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 10 - Travel Insurance|Section 19-1005 - Regulations

    The Commissioner may adopt regulations to carry out this subtitle.
MD. Insurance Code Ann. §  20-101 (2021)
2021 Maryland Statutes|Insurance|Title 20 - Maryland Automobile Insurance Fund|Subtitle 1 - Definitions|Section 20-101 - Definitions

    (a)    In this title the following words have the meanings indicated.    (b)    “Association” means the Industry Automobile Insurance Association.    (c)    (1)    “Association member” means an insurer that is licensed to write motor vehicle liability insurance or motor vehicle physical damage insurance in the State.        (2)    “Association member” does not include the Fund.    (d)    “Board of Directors” means the Board of Directors of the Association.    (e)    “Board of Trustees” means the Board of Trustees of the Fund.    (f)    “Executive Director” means the Executive Director of the Fund.    (g)    “Fund” means the Maryland Automobile Insurance Fund.    (h)    “Motor vehicle liability insurance” means insurance coverage that is reported as private passenger auto no-fault, other private passenger auto liability, commercial auto no-fault, or other commercial auto liability on the exhibit of premiums and losses page of the annual statement that Association members are required to file with the Commissioner.    (i)    “Motor vehicle physical damage insurance” means insurance coverage that is reported as private passenger auto physical damage or commercial auto physical damage on the exhibit of premiums and losses page of the annual statement that Association members are required to file with the Commissioner.    (j)    “Person” includes a governmental unit.    (k)    “Uninsured Division” means the unit within the Fund that is responsible for claims under Subtitle 6 of this title and activities related to reducing the rate of uninsured motorists in the State.    (l)    “Uninsured motor vehicle” means a motor vehicle for which:        (1)    the security required under § 17–103 of the Transportation Article is not in force; or        (2)    the security required under § 17–103 of the Transportation Article is in force but a receiver or conservator has been appointed by a court for the insurer that issued the security.
MD. Insurance Code Ann. §  20-201 (2021)
2021 Maryland Statutes|Insurance|Title 20 - Maryland Automobile Insurance Fund|Subtitle 2 - Administration of Fund|Section 20-201 - Maryland Automobile Insurance Fund

    (a)    There is a Maryland Automobile Insurance Fund.    (b)    The Fund is independent of all State units.    (c)    The Fund is a member of the Property and Casualty Insurance Guaranty Corporation.    (d)    (1)    Except as otherwise provided by law, the Fund is subject to the provisions of this article.        (2)    Except as provided in paragraph (3) of this subsection, the Fund is not subject to any law, including § 6–106 of the State Government Article, that affects governmental units.        (3)    The Fund is subject to:            (i)    Title 4 of the General Provisions Article;            (ii)    the Maryland Public Ethics Law;            (iii)    Title 10, Subtitle 1 of the State Government Article with respect to regulations adopted under Subtitle 6 of this title;            (iv)    Title 12 of the State Government Article; and            (v)    Title 5, Subtitle 3 of the State Personnel and Pensions Article.        (4)    Paragraph (2) of this subsection does not affect the exemption from property tax under § 7–210 of the Tax – Property Article.
MD. Insurance Code Ann. §  20-202 (2021)
2021 Maryland Statutes|Insurance|Title 20 - Maryland Automobile Insurance Fund|Subtitle 2 - Administration of Fund|Section 20-202 - Board of Trustees

    (a)    There is a Board of Trustees of the Fund.    (b)    (1)    The Board of Trustees consists of nine members appointed by the Governor with the advice and consent of the Senate.        (2)    Of the nine members:            (i)    at least three shall have insurance industry expertise; and            (ii)    at least two shall have financial management expertise.        (3)    Of the members described in paragraph (2)(i) of this subsection, at least one shall be appointed from a list of two or more individuals recommended by the Board of Directors.    (c)    A member may not be actively affiliated with an insurance agency, insurance producer, insurer, or premium finance company that does business with the Fund.    (d)    (1)    Each member shall be a resident of the State.        (2)    In deciding which individuals to appoint, the Governor, to the extent practicable, shall consider the geographic and demographic, including race and gender, diversity of the State.    (e)    Before taking office, each appointee to the Board of Trustees shall take the oath required by Article I, § 9 of the Maryland Constitution.    (f)    (1)    The term of a member is 5 years.        (2)    The terms of members are staggered as required by the terms provided for members of the Board of Trustees on October 1, 2013.        (3)    At the end of a term, a member continues to serve until a successor is appointed and qualifies.        (4)    A member may not serve for more than:            (i)    two full terms; or            (ii)    a total of 10 years.        (5)    If a member of the Board of Trustees ceases to be a member of the Board, the Governor shall appoint a successor for the unexpired term.    (g)    The Board of Trustees shall choose a chair from among its members.    (h)    The Governor may remove a member of the Board of Trustees for incompetence or misconduct.    (i)    (1)    Each member of the Board of Trustees is entitled to:            (i)    reasonable compensation:                1.    in the form of salary for work performed for the benefit of the Fund; and                2.    as provided in the budget of the Board of Trustees; and            (ii)    reimbursement for expenses:                1.    incurred in the performance of the member’s duties; and                2.    as provided in the budget of the Board of Trustees.        (2)    Nothing in paragraph (1)(i) of this subsection requires a member of the Board of Trustees to take compensation if the member has a conflict of interest with other employment that precludes the member from taking compensation for work performed for the benefit of the Fund.    (j)    The Board of Trustees:        (1)    shall adopt rules, bylaws, and procedures; and        (2)    may adopt any policy to carry out this title.
MD. Insurance Code Ann. §  20-203 (2021)
2021 Maryland Statutes|Insurance|Title 20 - Maryland Automobile Insurance Fund|Subtitle 2 - Administration of Fund|Section 20-203 - Executive Director

    (a)    (1)    The Board of Trustees shall:            (i)    appoint the Executive Director of the Fund; and            (ii)    employ attorneys to advise and represent the Fund in all legal matters and, where necessary, to sue or defend suits in the name of the Fund.        (2)    The Executive Director serves at the pleasure of the Board of Trustees.        (3)    If the Board of Trustees fails to agree on a successor Executive Director, the Governor shall appoint the successor.    (b)    (1)    The Executive Director:            (i)    is the administrative head of the Fund; and            (ii)    shall exercise the powers and perform the duties conferred on the Fund by this title, except for those powers and duties conferred on the Board of Trustees.        (2)    The Board of Trustees shall advise the Executive Director on the exercise of the powers and duties conferred on the Executive Director by this title.    (c)    The Board of Trustees shall determine the compensation of the Executive Director.
MD. Insurance Code Ann. §  20-204 (2021)
2021 Maryland Statutes|Insurance|Title 20 - Maryland Automobile Insurance Fund|Subtitle 2 - Administration of Fund|Section 20-204 - Staff

    (a)    (1)    Except as provided in paragraph (2) of this subsection, employees of the Fund are not in the State Personnel Management System.        (2)    A skilled service employee of the Fund hired before July 1, 2013, in a nonprofessional or nontechnical position shall remain in the skilled service in the State Personnel Management System or its equivalent as long as the employee remains in a nonprofessional or nontechnical position with the Fund.        (3)    The Executive Director shall appoint and remove employees of the Fund in accordance with the policies of the Board of Trustees.        (4)    Notwithstanding any other provision of law, the Executive Director may appoint claims adjusters, attorneys, and other necessary personnel directly as employees or on a contract basis.    (b)    The Executive Director shall determine and administer the compensation of the employees of the Fund with the approval of the Board of Trustees.    (c)    Except as otherwise provided in this subtitle, an employee of the Fund is not subject to any law, regulation, or executive order governing State employee compensation, including furloughs, salary reductions, and any other General Fund cost–saving measure.
MD. Insurance Code Ann. §  20-301 (2021)
2021 Maryland Statutes|Insurance|Title 20 - Maryland Automobile Insurance Fund|Subtitle 3 - Purpose and General Provisions|Section 20-301 - Purpose of Fund; Composition; Use

    (a)    The purpose of the Fund is to provide the financial security required under § 17–103 of the Transportation Article to those eligible persons that are unable to obtain it from an Association member.    (b)    Money of the Fund consists of revenues, premiums, and other receipts provided by law.    (c)    (1)    All operating expenses of the Fund shall be paid from the money collected by or for the Fund.        (2)    (i)    Subject to subparagraphs (ii) through (iv) of this paragraph, money and property available to the Fund may be used for the general purposes of the Fund.            (ii)    Premiums collected and income accruing from those premiums may be used only for the payment of claims arising under policies issued by the Fund and for the administrative expenses of the Fund.            (iii)    The Fund shall keep separate records of any income and expenses directly attributable to the Uninsured Division, including the processing and payment of unsatisfied claims under Subtitle 6 of this title.            (iv)    The Fund shall keep separate records of any income and expenses directly attributable to its commercial policy and claims operations.
MD. Insurance Code Ann. §  20-302 (2021)
2021 Maryland Statutes|Insurance|Title 20 - Maryland Automobile Insurance Fund|Subtitle 3 - Purpose and General Provisions|Section 20-302 - Special Fund Account

    (a)    The account of the Fund is a special fund account and is not a part of the State Treasury.    (b)    The State may not provide General Fund appropriations to the Fund.    (c)    The debts and obligations of the Fund are not a debt of the State or a pledge of the credit of the State.
MD. Insurance Code Ann. §  20-304 (2021)
2021 Maryland Statutes|Insurance|Title 20 - Maryland Automobile Insurance Fund|Subtitle 3 - Purpose and General Provisions|Section 20-304 - Audits

    (a)    (1)    An audit committee, composed of members of the Board of Trustees, shall require the Fund’s internal auditor to conduct fiscal compliance and fiscal audits of the accounts and transactions of the Fund each year.        (2)    A fiscal compliance audit shall:            (i)    examine financial transactions and records and internal controls;            (ii)    evaluate compliance with applicable laws and regulations; and            (iii)    examine electronic data processing operations.    (b)    If an independent auditor conducts a fiscal audit of the Fund, the audit committee shall direct the Fund’s internal auditors not to duplicate the fiscal audit for the same period.
MD. Insurance Code Ann. §  20-305 (2021)
2021 Maryland Statutes|Insurance|Title 20 - Maryland Automobile Insurance Fund|Subtitle 3 - Purpose and General Provisions|Section 20-305 - Notice of Expiration of Policy; Rewritten Policy Quote

    (a)    The Fund shall provide each commercial policyholder with a notice stating the expiration date of the current policy at least 45 days before the expiration of the current policy.    (b)    If a commercial policyholder requests a rewritten policy with the Fund and the policyholder’s fund producer is unable to generate a new rewritten policy quote without the assistance of the Fund, the Fund shall provide the policyholder’s fund producer with a rewritten policy quote within 7 days after the Fund has received all necessary information from the fund producer.
MD. Insurance Code Ann. §  20-401 (2021)
2021 Maryland Statutes|Insurance|Title 20 - Maryland Automobile Insurance Fund|Subtitle 4 - Industry Automobile Insurance Association|Section 20-401 - Established

    There is an Industry Automobile Insurance Association.