reglab/housing_qa huggingface dataset:
GA Code § 33-24-65 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 24 - Insurance Generally|Article 2 - Assessment of Proposed Accident and Sickness Insurance Coverage|§ 33-24-65. Public Hearing

 The Commissioner of Insurance, upon receiving a certified copy from the Clerk of the House or the Secretary of the Senate of the bill or bills as provided in Code Section 33-24-63, may in his discretion convene a public hearing within ten calendar days after receipt in order to obtain any information necessary to allow the Commissioner a basis upon which to prepare the report required by this article. If the Commissioner convenes a public hearing, he shall give such notice as is reasonable under the circumstances and, in all other respects, shall conduct such hearing in accordance with Chapter 2 of this title.    (Code 1981, §33-24-65, enacted by Ga. L. 1989, p. 492, § 1.)
GA Code § 33-24-66 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 24 - Insurance Generally|Article 2 - Assessment of Proposed Accident and Sickness Insurance Coverage|§ 33-24-66. Evidence, Testimony, and Information Necessary to Prepare Report Under Code Section 33-24-63; Time Period for Issuing of Reports on Bill

  The Commissioner shall compile all evidence, testimony, and information necessary to prepare the report required by Code Section 33-24-63. The Commissioner may include in this report studies, reviews, or evaluations of similar legislation completed by other states or any department of the government of the United States of America and any evaluations performed by the staff of the Department of Insurance.   Within 20 days of the date of receipt of the health insurance benefit bill, the Commissioner shall issue the report required in Code Section 33-24-63. If a public hearing was conducted, the report shall contain a concise statement of the information revealed at the public hearing and may include copies of any document or documents presented at the public hearing and any other information deemed necessary by the Commissioner.     (Code 1981, §33-24-66, enacted by Ga. L. 1989, p. 492, § 1; Ga. L. 2019, p. 337, § 1-93/SB 132.)    The 2019 amendment,  effective July 1, 2019, substituted "Department of Insurance" for "Insurance Department" at the end of subsection (a).   Code Commission notes.   - Pursuant to Code Section 28-9-5, in 1996, "Insurance Department" was substituted for "Department of Insurance" at the end of subsection (a).
GA Code § 33-24-67 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 24 - Insurance Generally|Article 2 - Assessment of Proposed Accident and Sickness Insurance Coverage|§ 33-24-67. Rules and Regulations

 The Commissioner shall promulgate all rules and regulations necessary or appropriate to the administration and enforcement of this article.    (Code 1981, §33-24-67, enacted by Ga. L. 1989, p. 492, § 1.)
GA Code § 33-24-70 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 24 - Insurance Generally|Article 3 - Breast Cancer Patient Care|§ 33-24-70. Short Title

 This article shall be known and may be cited as the "Breast Cancer Patient Care Act."    (Code 1981, §33-24-70, enacted by Ga. L. 1999, p. 319, § 1.)   Cross references.   - Use of marijuana for treatment of cancer and glaucoma, T. 43, C. 34, A. 5.
GA Code § 33-24-71 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 24 - Insurance Generally|Article 3 - Breast Cancer Patient Care|§ 33-24-71. Legislative Findings

 The General Assembly finds and declares that:    Whereas, until recently health care insurers covered costs of hospital stays of a patient who had undergone a mastectomy or lymph node dissection until that patient was discharged by a physician. Now some insurers are making mastectomies and lymph node dissections an outpatient procedure and refusing to pay for any hospital inpatient care following the procedure;   There is sufficient scientific data to question the safety and appropriateness of such treatment of breast cancer patients; and   The length of postmastectomy or postlymph node dissection inpatient stay should be a clinical decision made by a physician in agreement with the patient based on the unique characteristics of the patient and the surgery involved.     (Code 1981, §33-24-71, enacted by Ga. L. 1999, p. 319, § 1.)
GA Code § 33-24-90 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 24 - Insurance Generally|Article 4 - Underwriting and Rate Risking|§ 33-24-90. Definitions

 As used in this article, the term:    "Adverse action" shall mean a denial or cancellation of, an increase in any charge for, or a reduction or other adverse or unfavorable change in the terms of coverage or amount of any insurance, existing or applied for, in connection with the underwriting of personal insurance.   "Affiliate" shall mean any company that controls, is controlled by, or is under common control with another company.   "Applicant" shall mean an individual who has applied to be covered by a personal insurance policy with an insurer.   "Consumer" shall mean an insured whose credit information is used or whose insurance score is calculated in the underwriting or rating of a personal insurance policy or an applicant for such a policy.   "Consumer reporting agency" shall mean any person that, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports to third parties.   "Credit information" shall mean any credit related information derived from a credit report or found on a credit report utilized by an insurer or used by an insurer to calculate an insurance score for personal insurance. Information that is not credit related shall not be considered credit information, regardless of whether it is contained in a credit report or in an application, or is used to calculate an insurance score.   "Credit report" shall mean any written, oral, or other communication of information by a consumer reporting agency bearing on a consumer's credit worthiness, credit standing, or credit capacity which is used or expected to be used or collected in whole or in part for the purpose of serving as a factor to determine personal insurance premiums, eligibility for coverage, or tier placement.   "Insurance score" shall mean a number or rating that is derived from an algorithm, computer application, model, or other process that is based in whole or in part on credit information for the purposes of predicting the future insurance loss exposure of an individual applicant or insured.   "Personal insurance" shall mean private passenger automobile, homeowners, motorcycle, mobile homeowners, and noncommercial dwelling fire insurance policies and boat, personal watercraft, snowmobile, and recreational vehicle policies. Such policies must be individually underwritten for personal, family, or household use. No other type of insurance shall be included as personal insurance for the purpose of this article.     (Code 1981, §33-24-90, enacted by Ga. L. 2003, p. 343, § 1.)
GA Code § 33-24-92 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 24 - Insurance Generally|Article 4 - Underwriting and Rate Risking|§ 33-24-92. Disputed Items in Credit Report

 If an item or items contained in the credit information for an applicant or insured are in dispute pursuant to the dispute resolution process set forth in the federal Fair Credit Reporting Act, 15 USC 1681i, the insurer, during the 45 day period following the date on which the item was placed in dispute pursuant to such dispute resolution process, shall either not use such disputed item or items in making its underwriting or rating determination for such applicant or insured or shall treat the credit information as neutral with respect to the item or items in dispute.    (Code 1981, §33-24-92, enacted by Ga. L. 2003, p. 343, § 1.)
GA Code § 33-24-93 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 24 - Insurance Generally|Article 4 - Underwriting and Rate Risking|§ 33-24-93. Disclosure by Insurer of Use of Credit Information

  If an insurer writing personal insurance uses credit information in underwriting or rating a consumer, the insurer or its agent shall disclose, either on the insurance application or at the time the insurance application is taken, that it may obtain credit information in connection with such application. Such disclosure shall be either written or provided to an applicant in the same medium as the application for insurance. The insurer need not provide the disclosure statement required under this Code section to any insured on a renewal policy, if such consumer has previously been provided a disclosure statement.   The disclosure required by this Code section shall be in substantially the following form: "In connection with this application for insurance, we may review your credit report or obtain or use a credit based insurance score based on the information contained in that credit report. We may use a third party in connection with the development of your insurance score."     (Code 1981, §33-24-93, enacted by Ga. L. 2003, p. 343, § 1.)
GA Code § 33-24-94 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 24 - Insurance Generally|Article 4 - Underwriting and Rate Risking|§ 33-24-94. Adverse Action Based on Credit Information; Notice to Consumer

 If an insurer takes an adverse action based upon credit information, the insurer must meet the notice requirements of this Code section. Such insurer shall provide notification to the consumer that an adverse action has been taken, in accordance with the requirements of the federal Fair Credit Reporting Act, 15 USC 1681m(a), and shall provide notification to the consumer explaining the reason or reasons for the adverse action. The reasons must be provided in sufficiently clear and specific language so that a person can identify the basis for the insurer's decision to take an adverse action. Such notification shall include a description of up to four factors that were the primary influences of the adverse action. The use of generalized terms such as "poor credit history," "poor credit rating," or "poor insurance score" does not meet the explanation requirements of this Code section. Standardized credit explanations provided by consumer reporting agencies or other third party vendors are deemed to comply with this Code section.    (Code 1981, §33-24-94, enacted by Ga. L. 2003, p. 343, § 1.)
GA Code § 33-24-95 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 24 - Insurance Generally|Article 4 - Underwriting and Rate Risking|§ 33-24-95. Filing Scoring Models With Commissioner; Confidential Nature of Filing

  Insurers that use insurance scores to underwrite and rate risks must file their scoring models or other scoring processes with the Commissioner of Insurance. A third party may file scoring models on behalf of insurers licensed to do business in this state, provided that such third parties are on an approved list maintained by the Commissioner. A filing that includes insurance scoring may include loss experience justifying the use of credit information.   Any filing relating to credit information is considered to be a trade secret and proprietary information of the entity filing the information. Such information shall not be subject to public disclosure and shall be exempt from disclosure under the provisions of Article 4 of Chapter 18 of Title 50.     (Code 1981, §33-24-95, enacted by Ga. L. 2003, p. 343, § 1; Ga. L. 2005, p. 60, § 33/HB 95.)
GA Code § 33-24-96 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 24 - Insurance Generally|Article 4 - Underwriting and Rate Risking|§ 33-24-96. Insurer Obligation to Indemnify and Defend Agents

 An insurer shall indemnify, defend, and hold agents harmless from and against all liability, fees, and costs arising out of or relating to the actions, errors, or omissions of an agent or a producer who obtains or uses credit information or insurance scores for an insurer, provided the agent or producer follows the instructions and procedures established by the insurer and complies with any applicable law or regulation. Nothing in this Code section shall be construed to provide a consumer or other insured with a cause of action that does not exist in the absence of this Code section.    (Code 1981, §33-24-96, enacted by Ga. L. 2003, p. 343, § 1.)   Code Commission notes.   - Pursuant to Code Section 28-9-5, in 2003, "Code" was inserted preceding "section" in two places in the last sentence.
GA Code § 33-24-97 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 24 - Insurance Generally|Article 4 - Underwriting and Rate Risking|§ 33-24-97. Consumer Reporting Agency Disclosure of Insurance Information; Applicability to Motor Vehicle Reports

  No consumer reporting agency shall provide or sell data or lists that include any information that in whole or in part was submitted in conjunction with an insurance inquiry about a consumer's credit information or a request for a credit report or insurance score. Such information includes, but is not limited to, the expiration dates of an insurance policy or any other information that may identify time periods during which a consumer's insurance may expire and the terms and conditions of the consumer's insurance coverage.   The restrictions provided in subsection (a) of this Code section do not apply to data or lists the consumer reporting agency supplies to the insurance agent or producer from whom information was received, the insurer on whose behalf such agent or producer acted, or such insurer's affiliates or holding companies.   Nothing in this Code section shall be construed to restrict any insurer from being able to obtain a claims history report or a motor vehicle report.     (Code 1981, §33-24-97, enacted by Ga. L. 2003, p. 343, § 1.)
GA Code § 33-24-98 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 24 - Insurance Generally|Article 4 - Underwriting and Rate Risking|§ 33-24-98. Use of Insurance Scores Permitted

 Notwithstanding any provision of law to the contrary, insurers shall be allowed to use insurance scores in rating and underwriting subject to the provisions of this article.    (Code 1981, §33-24-98, enacted by Ga. L. 2003, p. 343, § 1.)
GA Code § 33-29A-1 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 29A - Individual Health Insurance Coverage|Article 1 - Availability and Assignment System|§ 33-29A-1. Intent; Federal References

  It is the intention of this chapter together with Code Section 33-24-21.1 to provide an acceptable alternative mechanism for the availability of individual health insurance coverage, as contemplated by Section 2741 of the federal Public Health Service Act, 42 U.S.C.A. Section 300gg-41. This chapter shall be construed and administered so as accomplish such intention.   Any reference in this chapter to any federal statute shall refer to that federal statute as it existed on January 1, 1997, including its amendment by the federal Health Insurance Portability and Accountability Act of 1996, P.L. 104-191.     (Code 1981, §33-29A-1, enacted by Ga. L. 1997, p. 1462, § 5.)   Code Commission notes.   - Pursuant to Code Section 28-9-5, in 1999 and in 2000, "Section" was inserted following "U.S.C.A." in subsection (a).
GA Code § 33-29A-2 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 29A - Individual Health Insurance Coverage|Article 1 - Availability and Assignment System|§ 33-29A-2. Definitions

  As used in this chapter, the terms:   "Creditable coverage" and "eligible individual" have the same meaning as specified in Sections 270l and 2741 of the federal Public Health Service Act, 42 U.S.C.A. Sections 300gg and 300gg-41 except that a person shall not be an eligible individual under this chapter if such person is eligible for or has declined any continuation or conversion coverage or has terminated any such coverage prior to its exhaustion.   "Health insurance issuer" and "health maintenance organization" have the same meaning as specified in Section 2791 of the federal Public Health Service Act, 42 U.S.C.A. Section 300gg-92.   "Health insurer" means any health insurance issuer which is not a managed care organization.   "Managed care organization" means a health maintenance organization or a nonprofit health care corporation.     Any other term which is used in this chapter and which is also defined in Section 2791 of the federal Public Health Service Act, 42 U.S.C.A. Section 300gg-92, and not otherwise defined in this chapter shall have the same meaning specified in said Section 2791.     (Code 1981, §33-29A-2, enacted by Ga. L. 1997, p. 1462, § 5.)
GA Code § 33-29A-3 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 29A - Individual Health Insurance Coverage|Article 1 - Availability and Assignment System|§ 33-29A-3. Condition to Licensure

 Each health insurer and managed care corporation which is licensed to and does offer health insurance coverage in the individual market in this state shall as a condition of such licensure agree to participation in its respective assignment system provided by this chapter. This Code section shall not apply to an entity which offers only excepted benefits as specified in Section 2791(c) of the federal Public Health Service Act, 42 U.S.C.A. Section 300gg-91(c).    (Code 1981, §33-29A-3, enacted by Ga. L. 1997, p. 1462, § 5.)
GA Code § 33-29A-6 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 29A - Individual Health Insurance Coverage|Article 1 - Availability and Assignment System|§ 33-29A-6. Contracting Between Managed Care Organizations

 Any combination of one or more health insurers and one or more managed care organizations may contract with each other for the assumption by one or more health insurers of the obligations otherwise imposed by this chapter on one or more managed care organizations. Under any such contract the responsibility for providing the coverage required by this chapter shall be with a health insurer licensed to do business in this state. Where the obligations of a managed care organization are contractually assumed by a health insurer, the assuming health insurer may substitute coverage under a standard policy of health insurance for coverage under a standard health benefit plan, and provision of such substituted coverage shall satisfy the obligation otherwise owed to an affected eligible individual.    (Code 1981, §33-29A-6, enacted by Ga. L. 1997, p. 1462, § 5.)
GA Code § 33-29A-7 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 29A - Individual Health Insurance Coverage|Article 1 - Availability and Assignment System|§ 33-29A-7. Moratorium on Required Issuance of Coverage

 The Commissioner may impose a moratorium upon the required issuance of coverage by a health insurer or managed care organization, if the Commissioner determines after public notice and hearing that the continuation of such required issuance by that entity will endanger the solvency of that entity.    (Code 1981, §33-29A-7, enacted by Ga. L. 1997, p. 1462, § 5.)
GA Code § 33-29A-8 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 29A - Individual Health Insurance Coverage|Article 1 - Availability and Assignment System|§ 33-29A-8. Rules and Regulations; Compensation to Licensed Insurance Agents

  The Commissioner shall adopt rules and regulations for the implementation of this chapter. Notwithstanding any provision of Chapter 2 of this title or any other law to the contrary, such rules and regulations shall be adopted in exact compliance with the procedures specified in Article 1 of Chapter 13 of Title 50, the "Georgia Administrative Procedure Act." In addition to any other materials submitted under subsection (e) of Code Section 50-13-4, there shall be so submitted the full text of the Georgia Health Insurance Assignment System, the Georgia Health Benefits Assignment System, the standard health insurance policies provided for in Code Section 33-29A-4, and the standard health benefit plans provided for in Code Section 33-29A-5.   The rules and regulations developed by the Commissioner shall include provisions for applications for GHIAS and GHBAS to be submitted by licensed insurance agents and for such agents to be compensated at a commission rate of not less than 3 percent from the premiums received by the issuing health insurer or managed care organization. For purposes of applications for GHIAS and GHBAS, licensed agents shall not be subject to the certificate of authority requirements of Code Section 33-23-26.     (Code 1981, §33-29A-8, enacted by Ga. L. 1997, p. 1462, § 5; Ga. L. 1998, p. 1064, § 8; Ga. L. 2001, p. 925, § 5.)   Law reviews.   - For review of 1998 legislation relating to insurance, see 15 Ga. St. U.L. Rev. 153 (1998).
GA Code § 33-29A-9 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 29A - Individual Health Insurance Coverage|Article 1 - Availability and Assignment System|§ 33-29A-9. Discontinuance of State Assignment System Benefit Plans

  Upon the effective date whereupon guaranteed issue coverage is available pursuant to the federal Patient Protection and Affordable Care Act, a health insurer or managed care organization shall not be required to offer health care policies under the Georgia Health Insurance Assignment System and Georgia Health Benefits Assignment System.   Each health insurer or managed care organization that has offered health care policies under the Georgia Health Insurance Assignment System and the Georgia Health Benefits Assignment System may terminate, cancel, or nonrenew such existing policies as of the date upon which guaranteed issue coverage is available pursuant to the federal Patient Protection and Affordable Care Act, provided that the health insurer or managed care organization provides at least 90 days' notice prior to the termination of the coverage to all policyholders and to the Commissioner.   An insurer may not terminate, cancel, or nonrenew any policy under this subsection if, at the end of the 90 day cancellation period, the insured would not have at least 90 days of remaining open enrollment to obtain insurance coverage through an exchange created pursuant to the federal Patient Protection and Affordable Care Act.     (Code 1981, §33-29A-9, enacted by Ga. L. 2013, p. 873, § 3/HB 389; Ga. L. 2014, p. 866, § 33/SB 340.)   Editor's notes.   - Ga. L. 2013, p. 873, § 1/HB 389, not codified by the General Assembly, provides that: "This Act shall be known and may be cited as the 'Georgia Health Insurance Enhancement Act of 2013.' "   U.S. Code.   - The Patient Protection and Affordable Care Act, referred to in this Code section, is codified throughout the United States Code and primarily in T. 42.