reglab/housing_qa huggingface dataset:
TN Code § 56-43-111 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 43 - Tennessee Legal Insurance Act|§ 56-43-111. Applicability of Other Laws

  The Tennessee Consumer Protection Act, compiled in title 47, chapter 18, applies to persons transacting the business of legal insurance, except as is inconsistent with this chapter.   The Uniform Insurers Rehabilitation and Liquidation Act of this title, shall apply to a person transacting the business of legal insurance under this chapter.   Subject to this chapter, §§ 56-2-107 and 56-2-111 apply to persons transacting the business of legal insurance.   The insurance law applies generally to legal insurance offered by insurers licensed to write other kinds of insurance; provided, that legal insurance sold by the insurers under a certificate of authority obtained under this chapter shall be regulated by  §§ 56-43-102 — 56-43-107, 56-43-112 and 56-43-116 instead of corresponding sections of the insurance code.    Orders or rules or regulations of the commissioner issued under this chapter shall be subject to the general insurance laws and/or the Uniform Administrative Procedures Act, compiled in title 4, chapter 5, relating to hearings and appeals.   Except as otherwise provided in this chapter, the  general insurance law does not apply to insurers authorized under this chapter.
TN Code § 56-43-112 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 43 - Tennessee Legal Insurance Act|§ 56-43-112. Rules and Regulations

  The commissioner may promulgate in accordance with the Uniform Administrative Procedures Act, compiled in title 4, chapter 5, reasonable rules as are necessary or proper to carry out this chapter.   The commissioner may, in accordance with subsection (a), promulgate reasonable rules and regulations to provide for the licensing of agents.
TN Code § 56-43-113 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 43 - Tennessee Legal Insurance Act|§ 56-43-113. Examinations

  The commissioner shall make an examination of the affairs of any insurer as often as the commissioner deems it necessary for the protection of the interests of the people of this state.   The provisions concerning financial valuations and examinations of companies, compiled in chapter 1, part 4 of this title, apply to examinations conducted under this chapter.
TN Code § 56-43-114 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 43 - Tennessee Legal Insurance Act|§ 56-43-114. Suspension, Revocation or Refusal to Renew Certificates

 The commissioner may suspend, revoke or refuse to renew any certificate of authority to a person transacting the business of legal insurance under this chapter pursuant to Chapters 1 2 and 8 of this title.
TN Code § 56-43-115 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 43 - Tennessee Legal Insurance Act|§ 56-43-115. Fees

 Every person subject to this chapter shall pay to the commissioner the fees required by chapter 4 of this title.
TN Code § 56-43-116 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 43 - Tennessee Legal Insurance Act|§ 56-43-116. Premiums

 Legal insurance premiums are taxed at the rate of two and one half percent (2.5%).
TN Code § 56-43-117 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 43 - Tennessee Legal Insurance Act|§ 56-43-117. Public Documents

 All applications, filings, and reports required under this chapter shall be treated as public documents.
TN Code § 56-43-118 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 43 - Tennessee Legal Insurance Act|§ 56-43-118. Penalties

 The penalty provisions set out in this title shall apply.
TN Code § 56-44-101 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 44 - Filings With National Association of Insurance Commissioners|§ 56-44-101. Applicability

 This chapter applies to all domestic, foreign and alien insurers who are authorized to transact business in this state.
TN Code § 56-44-102 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 44 - Filings With National Association of Insurance Commissioners|§ 56-44-102. Insurers — Duty to File Copy of Annual Statement Convention Blank With National Association of Insurance Commissioners

   Each domestic, foreign and alien insurer who is authorized to transact insurance in this state shall annually, on or before March l of each year, file with the National Association of Insurance Commissioners (NAIC), and pay the fee established by the NAIC for filing, reviewing or processing of the information, a copy of its annual statement convention blank, together with the additional filings as prescribed by the commissioner for the preceding year.   The information filed with the NAIC shall be in the same format and scope as that required by the commissioner of commerce and insurance and shall include the signed jurat page and the actuarial certification. Any amendments and addenda to the annual statement filing subsequently filed with the commissioner shall also be filed with the NAIC. Each insurer doing business in more than one (1) state, and any other insurers as required by the commissioner, shall also file with the NAIC annual and quarterly financial statement information in computer readable format as required by the insurance regulatory information system.     Foreign insurers that are domiciled in a state that has a law substantially similar to subsection (a) shall be deemed in compliance with this section.
TN Code § 56-44-103 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 44 - Filings With National Association of Insurance Commissioners|§ 56-44-103. National Association of Insurance Commissioners (Naic) — Limitation of Liability

 In the absence of actual malice, members of the NAIC, their duly authorized committees, subcommittees and task forces, their delegates, NAIC employees and all others charged with the responsibility of collecting, reviewing, analyzing and disseminating the information developed from the filing of the annual statement convention blanks shall be acting as agents of the commissioner under the authority of this chapter, and shall not be subject to civil liability for libel, slander or any other cause of action by virtue of their collection, review, and analysis or dissemination of the data and information collected from the filings required under this chapter.
TN Code § 56-44-104 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 44 - Filings With National Association of Insurance Commissioners|§ 56-44-104. Failure by Insurer to File Annual Statement — Penalty

 The commissioner may suspend, revoke or refuse to renew the certificate of authority of any insurer failing to file its annual statement when due, or within any extension of time that the commissioner, for good cause, may have granted.
TN Code § 56-45-101 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 45 - Risk Retention Groups and Purchasing Groups|§ 56-45-101. Purpose

 The purpose of this chapter is to regulate the formation and/or operation of risk retention groups and purchasing groups in this state formed pursuant to the federal “Liability Risk Retention Act of 1986” (“RRA 1986”) (15 U.S.C. § 3901 et seq.), to the extent permitted by such law.
TN Code § 56-45-105 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 45 - Risk Retention Groups and Purchasing Groups|§ 56-45-105. Insurance Insolvency Guaranty Fund — Covered Risks — Loss or Expense Apportionment Mechanisms

  No risk retention group is required or permitted to join or contribute financially to any insurance insolvency guaranty fund, or similar mechanism, in this state, nor shall any risk retention group, or its insureds or claimants against its insureds, receive any benefit from any such fund for claims arising under the insurance policies issued by the risk retention group.   When a purchasing group obtains insurance covering its members' risks from an insurer not authorized in this state or a risk retention group, the risks, wherever resident or located, shall not be covered by any insurance guaranty fund or similar mechanism in this state.   When a purchasing group obtains insurance covering its members' risks from an authorized insurer, only risks resident or located in this state shall be covered by the state guaranty fund subject to § 56-12-111.   Notwithstanding § 56-41-105 to the contrary, the commissioner may require a risk retention group to participate, or exempt a risk retention group from participation, in any mechanism established or authorized under the law of this state for the equitable apportionment among insurers of liability insurance losses and expenses incurred on policies written through the mechanism, and the risk retention group shall submit sufficient information to the commissioner to enable the commissioner to apportion on a nondiscriminatory basis the risk retention group's proportionate share of the losses and expenses.
TN Code § 56-45-106 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 45 - Risk Retention Groups and Purchasing Groups|§ 56-45-106. Countersignature

 A policy of insurance issued to a risk retention group, or any member of that group, shall not be required to be countersigned.
TN Code § 56-45-107 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 45 - Risk Retention Groups and Purchasing Groups|§ 56-45-107. Purchasing Group and Insurers Subject to Laws of This State — Exemptions

 A purchasing group and its insurer or insurers are subject to all applicable laws of this state, except that a purchasing group and its insurer or insurers are exempt, in regard to liability insurance for the purchasing group, from any law that would:   Prohibit the establishment of a purchasing group;   Make it unlawful for an insurer to provide or offer to provide insurance on a basis providing, to a purchasing group or its members, advantages based on their loss and expense experience not afforded to other persons with respect to rates, policy forms, coverages or other matters;   Prohibit a purchasing group or its members from purchasing insurance on a group basis described in subdivision (2);   Prohibit a purchasing group from obtaining insurance on a group basis because the group has not been in existence for a minimum period of time or because any member has not belonged to the group for a minimum period of time;   Require that a purchasing group have a minimum number of members, common ownership or affiliation, or certain legal form;   Require that a certain percentage of a purchasing group obtain insurance on a group basis;   Otherwise discriminate against a purchasing group or any of its members; or   Require that any insurance policy issued to a purchasing group or any of its members be countersigned by an insurance agent or broker residing in this state.
TN Code § 56-45-108 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 45 - Risk Retention Groups and Purchasing Groups|§ 56-45-108. Purchasing Groups — Requirements for Doing Business in This State

  A purchasing group that intends to do business in this state shall, prior to doing business, furnish notice to the commissioner, which notice shall:  Identify the state in which the group is domiciled;   Identify all other states in which the group intends to do business;   Specify the lines and classifications of liability insurance that the purchasing group intends to purchase;   Identify the insurance company or companies from which the group intends to purchase its insurance and the domicile of the company;   Specify the method by which, and the person or persons, if any, through whom insurance will be offered to its members whose risks are resident or located in this state;   Identify the principal place of business of the group; and   Provide other information that may be required by the commissioner to verify that the purchasing group is qualified under § 56-45-102(10).     A purchasing group shall, within ten (10) days, notify the commissioner of any changes in any of the items set forth in subsection (a).   The purchasing group shall register with and designate the commissioner, or other appropriate authority, as its agent, solely for the purpose of receiving service of legal documents or process, for which a filing fee shall be determined by the commissioner, except that the requirements do not apply in the case of a purchasing group that only purchases insurance that was authorized under the federal Products Liability Risk Retention Act of 1981 (15 U.S.C. § 3901 et seq.), and:  That in any state of the United States:  Was domiciled before April 1, 1986; and   Is domiciled on and after October 27, 1986;     That:  Before October 27, 1986, purchased insurance from an insurance carrier licensed in any state; and   Since October 27, 1986, purchased its insurance from an insurance carrier licensed in any state; or     That was a purchasing group under the requirements of the Product Liability Risk Retention Act of 1981 (15 U.S.C. § 3901 et seq.), before October 27, 1986.     Each purchasing group that is required to give notice pursuant to subsection (a) shall also furnish such information as may be required by the commissioner to:  Verify that the entity qualifies as a purchasing group;   Determine where the purchasing group is located; and   Determine appropriate tax treatment.
TN Code § 56-45-109 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 45 - Risk Retention Groups and Purchasing Groups|§ 56-45-109. Purchasing Groups — Restrictions — Disclosure Requirements

  A purchasing group may not purchase insurance from a risk retention group that is not chartered in a state or from an insurer not admitted in this state, unless the purchase is effected through a licensed agent or broker acting pursuant to the surplus lines laws and regulations of this state.   A purchasing group that obtains liability insurance from an approved surplus lines insurer in this state or a risk retention group shall inform each of the members of the group that have a risk resident or located in this state that the risk is not protected by an insurance insolvency guaranty fund in this state, and that the risk retention group or the insurer may not be subject to all insurance laws and regulations of this state.   No purchasing group may purchase insurance providing for a deductible or self-insured retention applicable to the group as a whole. Coverage may provide for a deductible or self-insured retention applicable to individual members.   Purchases of insurance by purchasing groups are subject to the same standards regarding aggregate limits that are applicable to all purchases of group insurance.
TN Code § 56-45-110 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 45 - Risk Retention Groups and Purchasing Groups|§ 56-45-110. Premium Taxes — Rate — Entity Responsible for Payment

 Premium taxes and taxes on premiums paid for coverage of risks resident or located in this state by a purchasing group or any members of the purchasing groups shall be:   Imposed at the same rate and subject to the same interest, fines and penalties as applicable to premium taxes and taxes on premiums paid for similar coverage from a similar insurance source by other insureds; and   Paid first by the insurance source, and, if not by the source, by the agent or broker for the purchasing group, and, if not by the agent or broker, then by the purchasing group, and, if not by the purchasing group, then by each of its members.
TN Code § 56-45-111 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 45 - Risk Retention Groups and Purchasing Groups|§ 56-45-111. Commissioner — Power to Enforce Laws

 The commissioner is authorized to make use of any of the powers established under the insurance code of this state to enforce the laws of this state not specifically preempted by the Risk Retention Act of 1986, including the commissioner's administrative authority to investigate, issue subpoenas, conduct depositions and hearings, issue orders, impose penalties and seek injunctive relief. With regard to any investigation, administrative proceedings or litigation, the commissioner can rely on the procedural laws of this state. The injunctive authority of the commissioner, in regard to risk retention groups, is restricted by the requirement that any injunction be issued by a court of competent jurisdiction.
TN Code § 56-45-112 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 45 - Risk Retention Groups and Purchasing Groups|§ 56-45-112. Persons Who May Solicit, Procure or Negotiate Liability Insurance Coverage for Risk Retention Groups and Purchasing Groups — Agents or Brokers — Notice

  No person, firm, association or corporation shall act or aid in any manner in soliciting, negotiating or procuring liability insurance in this state from a risk retention group unless the person, firm, association or corporation is licensed as an insurance agent or broker in accordance with chapter 6 of this title.    No person, firm, association or corporation shall act or aid in any manner in soliciting, negotiating or procuring liability insurance in this state for a purchasing group from an authorized insurer or a risk retention group chartered in a state unless the person, firm, association or corporation is licensed as an insurance agent or broker in accordance with chapter 6 of this title.   No person, firm, association or corporation shall act or aid in any manner in soliciting, negotiating or procuring liability insurance coverage in this state for any member of a purchasing group under a purchasing group's policy unless the person, firm, association or corporation is licensed as an insurance agent or broker in accordance with chapter 6 of this title.   No person, firm, association or corporation shall act or aid in any manner in soliciting, negotiating or procuring liability insurance from an approved surplus lines insurer on behalf of a purchasing group located in this state unless the person, firm, association or corporation is licensed as a surplus lines agent or an excess line broker in accordance with chapter 14 of this title.     For purposes of acting as an agent or broker for a risk retention group or purchasing group pursuant to subsections (a) and (b), the requirement of residence in this state does not apply.   Every person, firm, association or corporation licensed pursuant to chapter 6 of this title, on business placed with risk retention groups or written through a purchasing group, shall inform each prospective insured of the notice required by § 56-45-104(g), in the case of a risk retention group, and § 56-45-109(b), in the case of a purchasing group.
TN Code § 56-45-113 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 45 - Risk Retention Groups and Purchasing Groups|§ 56-45-113. Federal District Courts — Orders Enforceable in This State

 An order issued by any district court of the United States enjoining a risk retention group from soliciting or selling insurance, or operating in any state, or in all states or in any territory or possession of the United States, upon a finding that the risk retention group is in hazardous financial or financially impaired condition, is enforceable in the courts of this state.
TN Code § 56-45-114 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 45 - Risk Retention Groups and Purchasing Groups|§ 56-45-114. Commissioner's Authority to Promulgate Rules and Regulations

 The commissioner is authorized to promulgate, and from time to time amend, rules and regulations relating to risk retention groups as may be necessary or desirable to carry out this chapter. The rules and regulations shall be promulgated in accordance with the Uniform Administrative Procedures Act, compiled in title 4, chapter 5.
TN Code § 56-47-101 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 47 - Workers' Compensation Fraud Act|§ 56-47-101. Short Title

 This chapter shall be known and may be cited as the “Workers' Compensation Fraud Act.”
TN Code § 56-47-104 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 47 - Workers' Compensation Fraud Act|§ 56-47-104. Unlawful Insurance Acts

  Any person who commits, or participates in, or permits its employees or its agents to commit any of the following acts with an intent to induce reliance, has committed an unlawful insurance act:  Presents, causes to be presented or prepares with knowledge or belief that it will be presented, by or on behalf of an insured, insurer, claimant or applicant to an insurer or insurance professional in connection with an insurance transaction, any information that the person knows to contain false representations, or representations, the falsity of which the person has recklessly disregarded, as to any material fact, or that withholds or conceals a material fact, concerning any of the following:   Presents, causes to be presented, or prepares with knowledge or belief that it will be presented, to or by an insurer, insurance professional in connection with an insurance transaction, any information that the person knows to contain false representations, or representations, the falsity of which the person has recklessly disregarded, as to any material fact, or that withholds or conceals a material fact, concerning any of the following:   Solicits or accepts new or renewal insurance risks by or for an insurer that the person knows was insolvent or the insolvency of which the person recklessly disregards;   Presents, causes to be presented, or prepares with knowledge or belief that it will be presented, by or on behalf of an insured or insurer, or insurance professional or any other person to a claimant in connection with an insurance transaction, any information that the person knows to contain false representations, or representations, the falsity of which the person has recklessly disregarded, as to any material fact, or that withholds or conceals a material fact, concerning any of the following:     It is unlawful for any person to commit, or to attempt to commit, or to aid, assist, abet or solicit another to commit, or to conspire to commit an unlawful insurance act.   A practitioner violates this section only if the practitioner has been engaged in conduct that constitutes a pattern or practice of violation of this section.    The application for, rating of or renewal of, any insurance policy;   A claim for payment or benefit pursuant to any insurance policy; or   Payments made in accordance with the terms of any insurance policy;   The solicitation for sale of any insurance policy or purported insurance policy;   An application for certificate of authority; or   The financial condition of any insurer;   A claim for payment for benefit pursuant to any insurance policy; or   Payments made in accordance with the terms of any insurance policy.
TN Code § 56-47-105 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 47 - Workers' Compensation Fraud Act|§ 56-47-105. Penalties

 Violations of § 56-47-103(a), (b) and (c) are to be valued according to § 39-11-106(a)(38), and punished as theft under § 39-14-105. Violations of § 56-47-103(d) shall be valued to include the total amount of workers' compensation premiums that the employer avoided paying, to be calculated by utilizing the appropriate Tennessee assigned risk plan advisory prospective loss cost and multiplier for such an employer for the total number of years, and parts of years, during which the employer was subject to the workers' compensation law and intentionally failed to secure payment of compensation as required by the workers' compensation law, and the violations shall be punished as theft under § 39-14-105.