reglab/housing_qa huggingface dataset:
MD. Commercial Law Code Ann. §  14-3402 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 34 - The Social Security Number Privacy Act|Section 14-3402 - Display of Social Security Number Prohibited

    (a)    Except as otherwise provided in this subtitle, a person may not:        (1)    Publicly post or display an individual’s Social Security number;        (2)    Print an individual’s Social Security number on a card required for the individual to access products or services provided by the person;        (3)    Require an individual to transmit the individual’s Social Security number over the Internet unless the connection is secure or the individual’s Social Security number is encrypted;        (4)    Initiate the transmission of an individual’s Social Security number over the Internet unless the connection is secure or the Social Security number is encrypted;        (5)    Require an individual to use the individual’s Social Security number to access an Internet Web site, unless a password, unique personal identification number, or other authentication device is also required to access the Web site; or        (6)    Unless required by State or federal law:            (i)    Print an individual’s Social Security number on any material that is mailed to the individual;            (ii)    Include an individual’s Social Security number in any material that is electronically transmitted to the individual, unless the connection is secure or the individual’s Social Security number is encrypted; or            (iii)    Include an individual’s Social Security number in any material that is transmitted by facsimile to the individual.    (b)    This section does not apply to:        (1)    The collection, release, or use of an individual’s Social Security number as required by State or federal law;        (2)    The inclusion of an individual’s Social Security number in an application, form, or document sent by mail, electronically transmitted, or transmitted by facsimile:            (i)    As part of an application or enrollment process;            (ii)    To establish, amend, or terminate an account, contract, or policy; or            (iii)    To confirm the accuracy of the individual’s Social Security number;        (3)    The use of an individual’s Social Security number for internal verification or administrative purposes; or        (4)    An interactive computer service provider’s or a telecommunications provider’s transmission or routing of, or intermediate temporary storage or caching of, an individual’s Social Security number.    (c)    This section does not impose a duty on an interactive computer service provider or a telecommunications provider actively to monitor its service or affirmatively to seek evidence of the transmission of Social Security numbers on its service.
MD. Commercial Law Code Ann. §  14-3502 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 35 - Maryland Personal Information Protection Act|Section 14-3502 - Protection Against Unauthorized Access or Use

    (a)    In this section, “customer” means an individual residing in the State who provides personal information to a business for the purpose of purchasing or leasing a product or obtaining a service from the business.    (b)    When a business is destroying a customer’s, an employee’s, or a former employee’s records that contain personal information of the customer, employee, or former employee, the business shall take reasonable steps to protect against unauthorized access to or use of the personal information, taking into account:        (1)    The sensitivity of the records;        (2)    The nature and size of the business and its operations;        (3)    The costs and benefits of different destruction methods; and        (4)    Available technology.
MD. Commercial Law Code Ann. §  14-3503 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 35 - Maryland Personal Information Protection Act|Section 14-3503 - Security Procedures

    (a)    To protect personal information from unauthorized access, use, modification, or disclosure, a business that owns or licenses personal information of an individual residing in the State shall implement and maintain reasonable security procedures and practices that are appropriate to the nature of the personal information owned or licensed and the nature and size of the business and its operations.    (b)    (1)    A business that uses a nonaffiliated third party as a service provider to perform services for the business and discloses personal information about an individual residing in the State under a written contract with the third party shall require by contract that the third party implement and maintain reasonable security procedures and practices that:            (i)    Are appropriate to the nature of the personal information disclosed to the nonaffiliated third party; and            (ii)    Are reasonably designed to help protect the personal information from unauthorized access, use, modification, disclosure, or destruction.        (2)    This subsection shall apply to a written contract that is entered into on or after January 1, 2009.
MD. Commercial Law Code Ann. §  14-3505 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 35 - Maryland Personal Information Protection Act|Section 14-3505 - Exclusivity and Preemption

    The provisions of this subtitle are exclusive and shall preempt any provision of local law.
MD. Commercial Law Code Ann. §  14-3506 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 35 - Maryland Personal Information Protection Act|Section 14-3506 - Notification to Credit Reporting Agencies

    (a)    If a business is required under § 14–3504 of this subtitle to give notice of a breach of the security of a system to 1,000 or more individuals, the business also shall notify, without unreasonable delay, each consumer reporting agency that compiles and maintains files on consumers on a nationwide basis, as defined by 15 U.S.C. § 1681a(p), of the timing, distribution, and content of the notices.    (b)    This section does not require the inclusion of the names or other personal identifying information of recipients of notices of the breach of the security of a system.
MD. Commercial Law Code Ann. §  14-3507 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 35 - Maryland Personal Information Protection Act|Section 14-3507 - Compliance With Subtitle

    (a)    In this section, “affiliate” means a company that controls, is controlled by, or is under common control with a business described in subsection (c)(1) or (d)(1) of this section.    (b)    A business that complies with the requirements for notification procedures, the protection or security of personal information, or the destruction of personal information under the rules, regulations, procedures, or guidelines established by the primary or functional federal or State regulator of the business shall be deemed to be in compliance with this subtitle.    (c)    (1)    A business that is subject to and in compliance with § 501(b) of the federal Gramm–Leach–Bliley Act, 15 U.S.C. § 6801, § 216 of the federal Fair and Accurate Credit Transactions Act, 15 U.S.C. § 1681w, the federal Interagency Guidelines Establishing Information Security Standards, and the federal Interagency Guidance on Response Programs for Unauthorized Access to Customer Information and Customer Notice, and any revisions, additions, or substitutions, shall be deemed to be in compliance with this subtitle.        (2)    An affiliate that complies with § 501(b) of the federal Gramm–Leach–Bliley Act, 15 U.S.C. § 6801, § 216 of the federal Fair and Accurate Credit Transactions Act, 15 U.S.C. § 1681w, the federal Interagency Guidelines Establishing Information Security Standards, and the federal Interagency Guidance on Response Programs for Unauthorized Access to Customer Information and Customer Notice, and any revisions, additions, or substitutions, shall be deemed to be in compliance with this subtitle.    (d)    (1)    A business that is subject to and in compliance with the federal Health Insurance Portability and Accountability Act of 1996 shall be deemed to be in compliance with this subtitle.        (2)    An affiliate that is in compliance with the federal Health Insurance Portability and Accountability Act of 1996 shall be deemed to be in compliance with this subtitle.
MD. Commercial Law Code Ann. §  14-3508 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 35 - Maryland Personal Information Protection Act|Section 14-3508 - Violations; Penalties

    A violation of this subtitle:        (1)    Is an unfair or deceptive trade practice within the meaning of Title 13 of this article; and        (2)    Is subject to the enforcement and penalty provisions contained in Title 13 of this article.
MD. Commercial Law Code Ann. §  14-3601 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 36 - Halal Food Products|Section 14-3601 - Definitions

    (a)    In this subtitle the following words have the meanings indicated.    (b)    “Advertisement” has the meaning stated in § 13–101 of this article.    (c)    “Disclosure statement” means the form provided by the Attorney General for the purpose of disclosing to consumers practices relating to the preparation, handling, and sale of any unpackaged food represented to be halal.    (d)    “Division” means the Division of Consumer Protection of the Office of the Attorney General.    (e)    (1)    “Food” or “food product” means any food, food product, or food preparation, whether:            (i)    Raw, solid, or liquid; or            (ii)    Prepared for human consumption.        (2)    “Food” or “food product” includes:            (i)    Any meat, meat product, or meat preparation; and            (ii)    Any poultry or poultry product.    (f)    “Halal” means prepared or processed in accordance with Islamic religious requirements.    (g)    “Meat” includes any meat product or meat preparation.    (h)    “Person” includes an individual, corporation, business trust, statutory trust, estate, trust, partnership, association, two or more persons having a joint or common interest, or any other legal or commercial entity.    (i)    (1)    “Represents to the public” means any direct or indirect statement, oral or written, and any letter, word, sign, emblem, insignia, or mark which could reasonably lead a consumer to believe that a representation is being made that the final food product sold to the consumer is halal.        (2)    “Represents to the public” includes an advertisement.
MD. Commercial Law Code Ann. §  14-3603 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 36 - Halal Food Products|Section 14-3603 - Prohibited Acts

    A person may not:         (1)    Willfully mark, stamp, tag, brand, label, or in any other way or by any other means of identification represent, or cause to be marked, stamped, tagged, branded, labeled, or represented, as halal a food product that is not halal;        (2)    Willfully remove, deface, obliterate, cover, alter, or destroy, or cause to be removed, defaced, obliterated, covered, altered, or destroyed, the original slaughterhouse plumba or any other mark, stamp, tag, brand, label, or any other means of identification affixed to food products to indicate that those food products are halal; or        (3)    Knowingly sell, dispose of, or have in the person’s possession, for the purpose of resale to another person as halal:            (i)    Any food product not having affixed to the food product the original slaughterhouse plumba or any other mark, stamp, tag, brand, label, or other means of identification employed to indicate that the food product is halal; or            (ii)    Any food product to which the slaughterhouse plumba, mark, stamp, tag, brand, label, or other means of identification has been fraudulently affixed.
MD. Commercial Law Code Ann. §  14-3604 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 36 - Halal Food Products|Section 14-3604 - Violations; Penalties

    A violation of this subtitle is:        (1)    An unfair or deceptive trade practice within the meaning of Title 13 of this article; and        (2)    Subject to the enforcement and penalty provisions contained in Title 13 of this article.
MD. Commercial Law Code Ann. §  14-3701 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 37 - Online Child Safety Act|Section 14-3701 - Definitions

    (a)    In this subtitle the following words have the meanings indicated.    (b)    “Child” means an individual under the age of 18 years.    (c)    “Computer network” means the computer network commonly known as the Internet and any other local, regional, or global computer network that is similar to or is a predecessor of or successor to the Internet.    (d)    “Internet” means the international computer network of both federal and nonfederal interoperable packet–switched data networks.    (e)    (1)    “Internet access provider” means a provider that offers directly to residential customers an interactive computer service to obtain access to the Internet in exchange for consideration, such as through a paid subscription or through an agreement to view specific advertising or other content.        (2)    “Internet access provider” does not include a library or educational institution that operates or offers an interactive computer service to obtain access to the Internet.    (f)    (1)    “Interactive computer service” means an information service, system, or access software provider that provides or enables computer access by multiple users to a computer service.        (2)    “Interactive computer service” includes a service or system that provides access to the Internet and systems operated or services offered by a library or educational institution.    (g)    “Parental control” means a product or service to control the access of a child to the Internet.
MD. Commercial Law Code Ann. §  14-3702 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 37 - Online Child Safety Act|Section 14-3702 - Legislative Intent

    It is the intent of the General Assembly that this subtitle promote the dissemination of qualifying parental controls for the protection of children in the State subject to appropriate and beneficial oversight by their parents and families.
MD. Commercial Law Code Ann. §  14-3703 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 37 - Online Child Safety Act|Section 14-3703 - Applicability

    This subtitle applies to an Internet access provider that knows or has reason to know that a subscriber currently resides in the State.
MD. Commercial Law Code Ann. §  14-3704 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 37 - Online Child Safety Act|Section 14-3704 - Parental Control

    (a)    (1)    Subject to paragraph (2) of this subsection, an Internet access provider shall make a parental control that satisfies the requirements of this section available to each subscriber in the State.        (2)    The Internet access provider may not be required to provide a parental control that is not reasonably and commercially available for the technology that the subscriber uses to obtain access to the Internet.    (b)    A parental control shall allow the subscriber, in a commercially reasonable manner, to:        (1)    Block all access to the Internet; and        (2)    (i)    Block a child’s access to Web sites by specifying prohibited Web sites or by selecting a category of sites to block;            (ii)    Restrict a child’s access exclusively to Web sites that the subscriber approves or a category of Web sites that the subscriber approves;            (iii)    Restrict a child’s access to Web sites that the parental control provider designates; or            (iv)    Monitor a child’s use of the Internet by providing a report to the subscriber indicating:                1.    Each specific Web site that the child has attempted to visit but was unable to view because the subscriber blocked or restricted access to the Web site; or                2.    Each specific Web site that the child has visited.
MD. Commercial Law Code Ann. §  14-3705 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 37 - Online Child Safety Act|Section 14-3705 - Availability and Charge

    (a)    The Internet access provider shall make available to the subscriber, at or near the time of subscription, a parental control that satisfies the requirements of § 14–3704 of this subtitle.    (b)    The Internet access provider may make the parental control available to the subscriber either directly or through a link to a third party.    (c)    The Internet access provider or third party may charge for the parental control.
MD. Commercial Law Code Ann. §  14-3706 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 37 - Online Child Safety Act|Section 14-3706 - Short Title

    This subtitle may be cited as the Online Child Safety Act.
MD. Commercial Law Code Ann. §  14-3801 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 38 - Refund Anticipation Loans and Checks|Section 14-3801 - Definitions

    (a)    In this subtitle the following words have the meanings indicated.    (b)    “Consumer” means an individual who, individually or in conjunction with another individual, is solicited for, applies for, or receives a refund anticipation loan or refund anticipation check.    (c)    “Creditor” means a person who makes a refund anticipation loan or who takes an assignment of a refund anticipation loan.    (d)    (1)    “Facilitator” means a person who, individually or in conjunction or cooperation with another person:            (i)    Processes, receives, or accepts an application or agreement for a refund anticipation loan or refund anticipation check;            (ii)    Services or collects on a refund anticipation loan or refund anticipation check; or            (iii)    Facilitates the making of a refund anticipation loan or refund anticipation check.        (2)    “Facilitator” does not include:            (i)    A bank, savings and loan association, or credit union;            (ii)    An affiliate or subsidiary of a bank, savings and loan association, or credit union that, in connection with refund anticipation loans or refund anticipation checks, acts solely as a servicer for the financial institution with which it is affiliated or of which it is a subsidiary; or            (iii)    A person who acts solely as an intermediary and does not deal with the public in the making of a refund anticipation loan or refund anticipation check.    (e)    “Refund anticipation check” means a check, stored value card, or other payment mechanism:        (1)    That represents the proceeds of a consumer’s tax refund;        (2)    That was issued by a depository institution or other person that received a direct deposit of the consumer’s tax refund; and        (3)    For which the consumer has paid a fee or other consideration.    (f)    (1)    “Refund anticipation loan” means a loan arranged to be paid directly or indirectly from the proceeds of a consumer’s tax refund.        (2)    “Refund anticipation loan” includes a sale, assignment, or purchase of a consumer’s tax refund at a discount or for a fee, whether or not the consumer is required to repay the buyer or assignee if the Internal Revenue Service denies or reduces the consumer’s tax refund.    (g)    (1)    “Refund anticipation loan fee” means any charge, fee, or other consideration charged or imposed directly or indirectly for the making of or in connection with a refund anticipation loan.        (2)    “Refund anticipation loan fee” includes a charge, fee, or other consideration for a deposit account that is used for receipt of a consumer’s tax refund to repay the amount owed on a refund anticipation loan.
MD. Commercial Law Code Ann. §  14-3802 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 38 - Refund Anticipation Loans and Checks|Section 14-3802 - Actions Prohibited Without Compliance With Subtitle

    Unless the facilitator has complied with this subtitle, a facilitator, or an officer, agent, employee, or representative of a facilitator, individually or in conjunction or cooperation with another person, may not:        (1)    Solicit the execution of, process, receive, or accept an application or agreement for a refund anticipation loan or refund anticipation check; or        (2)    Facilitate the making of a refund anticipation loan or refund anticipation check.
MD. Commercial Law Code Ann. §  14-3803 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 38 - Refund Anticipation Loans and Checks|Section 14-3803 - Fee Schedules

    (a)    A facilitator shall display, in a prominent place at each business location of the facilitator, a schedule of the fees charged for facilitating refund anticipation loans and refund anticipation checks.    (b)    A facilitator shall include on each fee schedule the following:        (1)    Examples of the annual percentage rate charged for refund anticipation loans in the amounts of:            (i)    $250;            (ii)    $500;            (iii)    $1,000; and            (iv)    $2,500;        (2)    A legend, centered and in bold capital letters in at least 14 point type, stating:“NOTICE CONCERNING REFUND ANTICIPATION LOANS”; and        (3)    The following statement:    “When you take out a refund anticipation loan, you are borrowing money against your tax refund. If your tax refund is less than expected, you will still owe the entire amount of the refund anticipation loan. If your tax refund is delayed, you may have to pay additional costs. You usually can get your tax refund in 8 to 15 days without paying any extra fees for a refund anticipation loan. You can have your tax return filed electronically and your refund direct deposited into your own bank account without obtaining a refund anticipation loan or paying fees for an extra product.”.    (c)    The fee schedule and disclosures required under subsections (a) and (b) of this section shall be printed in at least 14 point type on a sign not less than 16 by 20 inches.    (d)    A facilitator may not charge any fee to a consumer for facilitating a refund anticipation loan or refund anticipation check that is not disclosed on or is different from the fee shown on the schedule required under this section.