reglab/housing_qa huggingface dataset:
TN Code § 56-27-133 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 27 - Medical Service Plan Law, 1945|§ 56-27-133. Sterilization Insurance Provision

  Any law to the contrary notwithstanding, no contract of insurance that provides coverage for sterilization operations or procedures may be entered into or renewed on or after July 1, 1971, if the contract imposes any disclaimer, restriction on, or limitation of coverage with respect to the insured's reason for sterilization. All contracts entered into or renewed on or after July 1, 1971, shall be construed to be in compliance with this section, and any provision in any contract that is in conflict with this section shall be of no force or effect.   If any contract of insurance entered into prior to July 1, 1971, provides coverage for a sterilization operation or procedure, that part of the insurance contract covering the sterilization operation or procedure shall not be cancelled by the insurer unless the cancellation coincides with cancellation of the entire policy.
TN Code § 56-28-101 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 28 - Hospital Service Corporations|§ 56-28-101. Application of Chapter

 Any corporation organized not for profit under the general welfare corporation laws of the state for the purpose of establishing, maintaining and operating a nonprofit hospital service corporation, whereby hospital service may be provided by a hospital or group of hospitals with which the corporation has a contract for the purpose, to such of the public as become subscribers to the corporation under a contract that entitles each subscriber to certain hospital care, shall be governed by this chapter.
TN Code § 56-28-102 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 28 - Hospital Service Corporations|§ 56-28-102. Articles of Incorporation and Amendments — Approval by Commissioner

 The articles of incorporation of the corporation and amendments to the articles shall be submitted to the department of commerce and insurance. The approval of the articles and amendments by the commissioner of commerce and insurance shall be endorsed on the articles and amendments before the articles and amendments are filed with the secretary of state; provided, that if the articles of incorporation of the corporation have been filed with the secretary of state prior to February 24, 1945, the approval of the articles by the commissioner shall be evidenced by a separate instrument in writing, filed with the secretary of state.
TN Code § 56-28-103 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 28 - Hospital Service Corporations|§ 56-28-103. Board of Directors — Composition — Compensation

  The directors of the corporation shall at all times be composed of the following groups in equal numbers:  Administrators or trustees of hospitals that have contracted with the corporation to render hospital service to the subscribers;   Physicians, exclusive of group one (1); and   The general public, exclusive of groups one (1) and two (2).     Directors or board members should serve without pay for their work in this capacity; provided, that they may receive payment for particular services actually rendered, such as legal counsel, medical service, accounting or other required services, upon specific approval of the board of directors, the approval being made a part of the minutes of the board.
TN Code § 56-28-104 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 28 - Hospital Service Corporations|§ 56-28-104. License Required

 A corporation, subject to this chapter, may issue contracts only when the department has, by formal license, authorized the corporation to do so.
TN Code § 56-28-105 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 28 - Hospital Service Corporations|§ 56-28-105. Application for License — Form — Accompanying Documents — Filing Fee — Unpaid Contributions Reported as Separate Item

 Application for the license shall be made on forms approved by the commissioner, containing the information the commissioner deems necessary. Each application for the license shall be accompanied by copies of the following documents:   Certificate of incorporation;   Bylaws;   Proposed contracts between the corporation and participating hospital or hospitals showing terms under which hospital service is to be furnished to subscribers;   Contracts to be issued to subscribers showing a table of the rates to be charged and the benefits to which they are entitled, showing benefits expressed in service rather than in dollars; however, with equitable arrangements to protect the interests of subscribers when it becomes impossible for the service to be provided. The contracts should make clear that the ultimate responsibility for service to subscribers rests with the member hospital or hospitals; and   A statement of its financial condition and business in such form and detail as the commissioner may require, including the amounts of contribution paid for working capital, and the name or names of each contributor and the terms of the contribution, signed and sworn to by the president and secretary or other proper officers, and shall pay for the filing of the statement the sum of thirty dollars ($30.00). Contributions not paid, but agreed to be paid, may be reported as a separate item, but shall not be admitted as assets of the corporation.
TN Code § 56-28-106 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 28 - Hospital Service Corporations|§ 56-28-106. Issuance of License — Prerequisites

 The commissioner shall issue a license upon compliance with this chapter and other proper requirements of the commissioner, and upon being satisfied that:   The applicant is established as a bona fide nonprofit hospital service corporation and the service rendered by the corporation is not an unnecessary duplication of similar service in the community served, and is desirable for public necessity and convenience, and hospital contracts have been obtained, if possible, in the finding of the commissioner, with hospitals representing a majority of the bed capacity in the area where members are enrolled, and a fair opportunity has been given to all institutions of standing in the area to be served, to become member hospitals;   A provision has been made in the subscriber's contract authorizing hospital service in hospitals other than participating hospitals, in which case money benefits shall be provided as specified in subscriber's contract and approved as fair by the commissioner;   Member hospitals of a hospital service plan agree to render service benefits of the plan of which it is a member at the agreed payment schedule to all subscribers; and   The rates charged and benefits to be provided are to be fair, reasonable and not unfairly discriminatory. Rates may differ between subscribers in recognized groups and subscribers not in groups, all subject as above to the review and approval or disapproval of the commissioner as provided in §§ 56-26-102 and 56-26-202 and any rules promulgated under that section. Sections 56-26-102 and 56-26-202 and related rules shall apply to all hospital service plans in the same manner as to accident and sickness policies subject to §§ 56-26-102 and 56-26-202.
TN Code § 56-28-107 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 28 - Hospital Service Corporations|§ 56-28-107. Working Capital

 The amount provided as working capital shall only be provided by individuals or groups who have no financial interest in the activities of the hospital service corporations, or by the member hospitals. Interest charged for the capital, if any, shall not exceed six percent (6%), and payment of interest, if any, and repayment of the working capital shall be permitted only after provision has been adequately made for the operating expenses, payments to member hospitals, and the establishment of legal reserves and the other reserves as may be required by the commissioner. The amount of money actually available for working capital shall be sufficient to carry all acquisition costs and operating expense for a period of at least three (3) months from the date of the issuance of the certificate.
TN Code § 56-28-108 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 28 - Hospital Service Corporations|§ 56-28-108. Acquisition and Administrative Expenses

 All acquisition and administrative expenses in connection with the hospital service corporation shall at all times be limited after the first year of operation so as not to exceed twenty-five percent (25%) of the total net premium income of the corporation. All acquisition and administrative expenses shall be subject to the approval of the commissioner.
TN Code § 56-28-109 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 28 - Hospital Service Corporations|§ 56-28-109. Reserves

 The service corporation shall maintain at all times proper reserves subject to the approval of the commissioner for unearned subscription fees and unearned premiums and for unpaid hospital bills, including provision for unreported and undischarged hospital cases, and other known liabilities. In addition, a contingency or epidemic reserve shall be accumulated annually at the rate of not less than two and one half percent (2.5%) of net premium income. When the contingency or epidemic reserve equals seventy-five thousand dollars ($75,000), or fifty-five percent (55%) of the annual premium income, whichever is higher, further accumulations may be discontinued for any length of time that they are not needed to meet the requirement of this section.
TN Code § 56-28-110 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 28 - Hospital Service Corporations|§ 56-28-110. Investments

 The funds of the service corporation, subject to this chapter, shall be invested only in securities permitted by the law of this state for the investment of assets of life insurance companies.
TN Code § 56-28-111 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 28 - Hospital Service Corporations|§ 56-28-111. Annual Statement

 The service corporation shall annually, on or before March 1, file in the office of the department a statement of its operations for the calendar year and showing financial condition as of December 31 then next preceding, in such form and content as the commissioner shall prescribe, signed and sworn to by its president and secretary, or other proper officers, and shall pay for the filing of the statement the sum of fifty dollars ($50.00).
TN Code § 56-28-112 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 28 - Hospital Service Corporations|§ 56-28-112. Financial and Statistical Records

 The service corporation shall maintain adequate financial and statistical records in reasonable uniformity with accounting plans and statistical requirements of the annual statement blank required by the commissioner.
TN Code § 56-28-113 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 28 - Hospital Service Corporations|§ 56-28-113. Examination — Rehabilitation or Liquidation

 The commissioner has the same authority to examine the service corporations as is granted the commissioner for the examination of life, accident and health insurance companies, and has the same authority for the correction, rehabilitation or liquidation of the service corporations as is now provided by law for life, accident and health companies.
TN Code § 56-28-114 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 28 - Hospital Service Corporations|§ 56-28-114. Contracts for Service to Subscribers — Rates

 The corporation may enter into contracts for the rendering of hospital service to the subscribers only with hospitals approved by the commissioner. All contracts issued by the corporation to the subscribers shall constitute individually and jointly direct obligations of the hospital or hospitals with which the corporation has contracted for hospital service. The rates charged to the subscribers for hospital service and the rates of payment by the corporation to the contracting hospital or hospitals at all times shall be subject to the approval or disapproval of the commissioner; provided, that in the case of experience-rated group insurance, premium rates and classification of risks need not be filed but shall be maintained by the hospital service corporations and made available for review by the commissioner upon the commissioner's request.
TN Code § 56-28-115 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 28 - Hospital Service Corporations|§ 56-28-115. Publication of Regulations Regulating Subscribers' Contracts

 The commissioner is authorized to publish regulations that will have the effect of statute, regulating the form of subscribers' contracts and required and prohibited provisions in the contracts.
TN Code § 56-28-116 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 28 - Hospital Service Corporations|§ 56-28-116. Renewal of Licenses — Certificates of Authority for Agents

 All licenses authorizing hospital service corporations to transact business in this state shall be renewable on April 1 of each year. A service corporation licensed to do business in this state under this chapter shall obtain from the commissioner a certificate of authority for every agent writing or soliciting hospital service contracts for the medical service corporation in this state, and the certificate shall be renewable January 1 of each year.
TN Code § 56-28-117 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 28 - Hospital Service Corporations|§ 56-28-117. Fees and Taxes

 Every corporation or its agents, subject to this chapter, are subject to the fees and taxes prescribed for life, health and accident insurance companies and agents of the companies doing business in this state. It is not the purpose of this chapter to discriminate in favor of the service corporations.
TN Code § 56-28-118 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 28 - Hospital Service Corporations|§ 56-28-118. Construction of Chapter

 This chapter is not to be construed as prohibiting any insurance company properly qualified in this state to write accident, health or disability insurance to make available any plan of hospitalization that may be approved by the commissioner under existing statutes or within the authority granted in this chapter in the same manner and in the same means as granted to benevolent associations.
TN Code § 56-29-101 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 29 - Hospital and Medical Service Corporations|§ 56-29-101. Purpose of Chapter

 The purpose of this chapter is as described in this section, and it is the intention of this chapter to provide for the organization and operation of nonprofit hospital service corporations. However, it is not to be construed as prohibiting any insurance company properly qualified in this state to write accident, health or disability insurance to make available any plan of hospitalization that may be approved by the commissioner under other chapters of this code or within the authority granted in this chapter in the same manner and in the same means as granted to benevolent associations. Further, nothing in this chapter shall be construed as either granting to hospitals the authority to practice medicine or the authority to collect medical fees for physicians who serve on the hospital staff.
TN Code § 56-29-102 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 29 - Hospital and Medical Service Corporations|§ 56-29-102. Corporations Covered by This Chapter

 Any corporation not for profit organized under the former General Welfare Corporation Act, or under former title 48, Chapters 1 14 [repealed] for the purpose of establishing, maintaining and operating a nonprofit hospital service corporation and of providing medical benefits, whereby hospital service may be provided by a hospital or group of hospitals with which the corporation has a contract for that purpose and whereby the corporation may provide cash indemnity for medical expense, to such of the public as become subscribers to the corporation under a contract that entitles each subscriber to certain hospital care and to certain cash indemnity benefits for medical expense, shall be governed by this chapter.
TN Code § 56-29-103 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 29 - Hospital and Medical Service Corporations|§ 56-29-103. Existing Corporations That May Operate Under This Chapter — Prerequisites

 Any corporation now organized and existing under title 48, chapter 11 [repealed] as it existed prior to July 1, 1969, or any corporation now existing and operating under chapter 28 of this title, may become a corporation with the powers of a corporation newly organized under this chapter and become subject to this chapter by amending its charter so as to provide for both medical benefits and hospital services as provided by this chapter and conforming to this chapter, but shall at all times be required before the amendment becomes effective to have the amendment approved by the commissioner, as provided in § 56-29-104.
TN Code § 56-29-104 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 29 - Hospital and Medical Service Corporations|§ 56-29-104. Articles of Incorporation and Amendments — Approval by Commissioner

 The articles of incorporation of the corporation and amendments to the articles shall be submitted to the department. The approval of the articles and amendments by the commissioner of commerce and insurance, referred to as the “commissioner” in this chapter, shall be endorsed on the articles and amendments before the articles and amendments are filed with the secretary of state; provided, that if the articles of incorporation of the corporation have been filed with the secretary of state prior to April 15, 1949, the approval of the articles by the commissioner shall be evidenced by a separate instrument in writing, filed with the secretary of state.
TN Code § 56-29-105 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 29 - Hospital and Medical Service Corporations|§ 56-29-105. Board of Directors — Contracts Between Board Member and Corporation

  Any corporation organized and governed by this chapter prior to July 1, 1981, should have the board of directors of the corporation composed of the following groups in equal numbers:  Administrators or trustees of hospitals that have contracted with the corporation to render hospital service to the subscribers;   Physicians, exclusive of group one (1); and   The general public, exclusive of groups one (1) and two (2).     As the terms of board members of corporations organized prior to July 1, 1981, and governed by this chapter terminate, the positions shall be refilled in the manner enumerated in subsection (c), and any corporation organized on or after July 1, 1981, and governed by this chapter shall likewise comply with the composition of board members provided in subsection (c).   The board of directors of the corporations should at all times be composed of the following groups:  Administrators of hospitals that have contracted with the corporation to render hospital service to the subscribers;   Physicians, exclusive of group one (1); and   The general public, exclusive of groups one (1) and two (2); provided, that in all cases over fifty percent (50%) of the board members shall be composed of members of group three (3), and the remaining board members shall be divided equally between members of group one (1) and of group two (2).      No contract for equipment or supplies may be entered into between a corporation subject to this chapter and one (1) or more board members unless the contract has been competitively bid.   The compensation of a board member shall not exceed ten thousand dollars ($10,000) per year; provided, that, in addition to the compensation, a board member may receive payment for particular services actually rendered, such as legal counsel, medical service, accounting or other required services, upon specific approval of the board of directors, the approval being made a part of the minutes of the board of directors. Any such payment to members of the board shall be reported annually to the secretary of state on forms provided by the secretary of state. The reports shall be retained by the secretary of state for three (3) years.   Each director shall identify and report any conflict of interest the director has due to serving as a member of the board. The written report must be filed annually with the secretary of state by January 10.   Each director must fully disclose and report all income received from any corporation, partnership or other business interest that transacts business with or receives funds from a hospital and medical service corporation organized and governed under this chapter.   The board of directors of any corporation organized and governed by this chapter shall collectively represent the customers served by the corporation.
TN Code § 56-29-106 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 29 - Hospital and Medical Service Corporations|§ 56-29-106. License Required

 A corporation, subject to this chapter, may issue contracts only when the department has, by formal license, authorized it to do so.
TN Code § 56-29-107 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 29 - Hospital and Medical Service Corporations|§ 56-29-107. Application for License — Accompanying Documents — Filing Fee

 Application for the license shall be made on a form approved by the commissioner, containing such information as the commissioner deems necessary. Each application for the license shall be accompanied by copies of the following documents:   Certificate of incorporation;   Bylaws;   Proposed contracts between the corporation and participating hospital or hospitals showing terms under which hospital service is to be furnished to subscribers;   Contracts to be issued to subscribers showing a table of the rates to be charged and the benefits to which they are entitled, showing medical expense indemnity benefits expressed in terms of dollars and showing hospital service benefits expressed in service rather than in dollars; however, with equitable arrangements to protect the interests of subscribers when it becomes impossible for the service to be provided. The contracts should make clear that the ultimate responsibility for hospital service to subscribers rests with the member hospital or hospitals; and   A statement of its financial condition and business in such form and detail as the commissioner may require, including the amounts of contribution paid for working capital, and the name or names of each contributor and the terms of the contributions, signed and sworn to by its president and secretary or other proper officers, and shall pay for the filing of the statement the sum of thirty dollars ($30.00). Contributions not paid, but agreed to be paid, may be reported as a separate item, but shall not be admitted as assets of the corporation.