reglab/housing_qa huggingface dataset:
MO Rev Stat § 382.600 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 382 - Insurance Holding Companies|Section 382.600 - Purpose — applicability.

Effective - 01 Jan 2019   382.600. Purpose — applicability. — 1. The purpose of sections 382.600 to 382.640 is to:  (1) Provide the director a summary of an insurer or insurance group's corporate governance structure, policies, and practices to permit the director to gain and maintain an understanding of the insurer or insurance group's corporate governance framework;  (2) Outline the requirements for completing a corporate governance annual disclosure with the director; and  (3) Provide for the confidential treatment of the corporate governance annual disclosure and related information that will contain confidential and sensitive information related to an insurer or insurance group's internal operations and proprietary and trade secret information which if made public could potentially cause the insurer or insurance group competitive harm or disadvantage.  2. Nothing in sections 382.600 to 382.640 shall be construed to prescribe or impose corporate governance standards and internal procedures beyond that which are required under applicable state corporate law. Notwithstanding the foregoing, nothing in sections 382.600 to 382.640 shall be construed to limit the director's authority or the rights or obligations of third parties under chapter 374 relating to the examination of insurers.  3. The requirements of sections 382.600 to 382.640 shall apply to all insurers domiciled in this state. ­­-------- (L. 2018 S.B. 593)  Effective 1-01-19
MO Rev Stat § 382.605 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 382 - Insurance Holding Companies|Section 382.605 - Definitions.

Effective - 01 Jan 2019   382.605. Definitions. — As used in sections 382.600 to 382.640, the following terms shall mean:  (1) "Corporate governance annual disclosure" or "CGAD", a confidential report filed by the insurer or insurance group made in accordance with the requirements of sections 382.600 to 382.640;  (2) "Director", the director of the department of commerce and insurance, his or her deputies, or the department of commerce and insurance, as applicable;  (3) "Insurance group", those insurers and affiliates included within an insurance holding company system as defined in section 382.010;  (4) "Insurer", an insurance company as defined in section 375.012; except that it shall not include agencies, authorities, or instrumentalities of the United States, its possessions and territories, the Commonwealth of Puerto Rico, the District of Columbia, or a state or political subdivision of a state;  (5) "NAIC", the National Association of Insurance Commissioners;  (6) "ORSA summary report", the report filed in accordance with sections 382.500 to 382.550. ­­-------- (L. 2018 S.B. 593)  Effective 1-01-19
MO Rev Stat § 382.615 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 382 - Insurance Holding Companies|Section 382.615 - CGAD inquiries, responses to — recordkeeping.

Effective - 01 Jan 2019   382.615. CGAD inquiries, responses to — recordkeeping. — 1. The insurer or insurance group shall have discretion over the responses to the CGAD inquiries, provided that the CGAD shall contain the material information necessary to permit the director to gain an understanding of the insurer or insurance group's corporate governance structure, policies, and practices. The director may request additional information that he or she deems material and necessary to provide the director with a clear understanding of the corporate governance policies and the reporting or information system or controls implementing those policies.  2. Notwithstanding subsection 1 of this section, the CGAD shall be prepared consistent with regulations promulgated by the director. Documentation and supporting information shall be maintained and made available upon examination or upon request of the director. ­­-------- (L. 2018 S.B. 593)  Effective 1-01-19
MO Rev Stat § 382.630 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 382 - Insurance Holding Companies|Section 382.630 - Failure to timely file, penalty — enforcement.

Effective - 01 Jan 2019   382.630. Failure to timely file, penalty — enforcement. — 1. Any insurer failing without just cause to timely file a CGAD as required under sections 382.600 to 382.640 commits a level two violation under section 374.049 for each day's delay; provided that, the total maximum fine under this section is five thousand dollars. The director may reduce the penalty if the insurer demonstrates to the director that the imposition of the penalty would constitute a financial hardship to the insurer.  2. The director may enforce the provisions of sections 382.600 to 382.640 under sections 374.046 to 374.049. ­­-------- (L. 2018 S.B. 593)  Effective 1-01-19
MO Rev Stat § 382.635 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 382 - Insurance Holding Companies|Section 382.635 - Rulemaking authority.

Effective - 01 Jan 2019   382.635. Rulemaking authority. — The director may, upon notice and opportunity for all interested persons to be heard, issue such rules, regulations, and orders as shall be necessary to carry out the provisions of sections 382.600 to 382.640. Any rule or portion of a rule, as that term is defined in section 536.010, that is created under the authority delegated in this section shall become effective only if it complies with and is subject to all of the provisions of chapter 536 and, if applicable, section 536.028. This section and chapter 536 are nonseverable and if any of the powers vested with the general assembly pursuant to chapter 536 to review, to delay the effective date, or to disapprove and annul a rule are subsequently held unconstitutional, then the grant of rulemaking authority and any rule proposed or adopted after August 28, 2018, shall be invalid and void. ­­-------- (L. 2018 S.B. 593)  Effective 1-01-19
MO Rev Stat § 382.640 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 382 - Insurance Holding Companies|Section 382.640 - Severability clause.

Effective - 01 Jan 2019   382.640. Severability clause. — If any provision of sections 382.600 to 382.640 or the application thereof to any person or circumstance is held invalid under the Constitution of the United States or the Constitution of the state of Missouri, such determination shall not affect the provisions or applications of sections 382.600 to 382.640, which may be given effect without the invalid provision or application, and to that end the provisions of sections 382.600 to 382.640, with the exception of section 382.620, are severable. ­­-------- (L. 2018 S.B. 593)  Effective 1-01-19
MO Rev Stat § 383.005 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.005 - Definitions.

Effective - 28 Aug 2008   383.005. Definitions. — As used in this chapter, unless otherwise clearly indicated by the context, the following words mean:  (1) "Department", the department of commerce and insurance; and  (2) "Director", the director of the department of commerce and insurance. ­­-------- (L. 2008 S.B. 788)
MO Rev Stat § 383.010 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.010 - Authority to form business entity to provide malpractice insurance — nonresidents may be members, when.

Effective - 28 Aug 2006   383.010. Authority to form business entity to provide malpractice insurance — nonresidents may be members, when. — 1. Notwithstanding any direct or implied prohibitions in chapter 375, 377, or 379, any three or more persons, residents of this state, being licensed under the provisions of chapter 330, 331, 332, 334, 335, 336, 338 or 339, or under rule 8 of the supreme court of Missouri or architects licensed pursuant to chapter 327, may, as provided in sections 383.010 to 383.040, form a business entity for the purpose of providing malpractice insurance or indemnification for such persons upon the assessment plan, and upon compliance with section 379.260, liability and automobile insurance as defined in subdivisions (1) and (3) of section 379.230 may be provided upon the assessment plan to those persons licensed pursuant to chapter 197 and for whom medical malpractice insurance is provided under this section, except that automobile insurance shall be provided only for ambulances as defined in section 190.100. Any entity licensed under chapter 197, professional corporations, and limited liability companies, corporations, limited liability partnerships, partnerships, and other similar entities formed for the practice of law or medicine may also become members of any such entity. The term "persons" as used in sections 383.010 to 383.040 includes such hospitals, professional corporations and real estate business entities.  2. Anything in this section to the contrary notwithstanding, any persons duly licensed under the provisions of the laws of any other state who, if licensed under any similar provisions of the laws of this state, would be eligible to become members and insureds of an entity created under the authority of this section may become members and insureds of such an entity, irrespective of whether such persons are residents of this state; provided, however, that any such persons must be employed by, or be a partner, shareholder or member of, a professional corporation, corporation, copartnership or association insured by or to be insured by such an entity.  3. Notwithstanding any provision of law which might be construed to the contrary, sections 379.882 and 379.888, defining commercial casualty insurance, shall not include professional malpractice insurance policies issued by any insurer in this state. ­­-------- (L. 1975 S.B. 458 § 1, A.L. 1977 S.B. 245, A.L. 1978 S.B. 744, A.L. 1985 H.B. 657 & 337, A.L. 1986 H.B. 1392, A.L. 1989 H.B. 774, A.L. 1990 H.B. 1739, A.L. 2006 H.B. 1837)
MO Rev Stat § 383.015 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.015 - License fee — registered agent required — articles of association required, contents of — bylaws, provisions required and allowed.

Effective - 26 Jun 1975   383.015. License fee — registered agent required — articles of association required, contents of — bylaws, provisions required and allowed. — 1. Any such group of persons desiring to provide malpractice insurance or indemnification for its members shall pay a license fee of one hundred dollars and shall file articles of association with the director of the department of commerce and insurance. The articles shall be filed in accordance with the provisions of sections 375.201 to 375.236 and shall also include the names of persons initially associated, the method by which other persons may be admitted to the association as members, the purposes for which organized, the amount of the initial assessment which has been paid into the association, the method of assessment thereafter, and the maximum amount of any assessment which the association may make against any member. The articles of association shall provide for bylaws and for the amendment of the articles of association and bylaws.  2. Each association shall designate and maintain a registered agent within this state, and service upon the agent shall be service upon the association and each of its members.  3. The articles of association shall be accompanied by a copy of the initial bylaws of the association. The bylaws shall provide for a governing body for the association, a manner of election thereof, the manner in which assessments will be made, the specific kinds of insurance or indemnification which will be offered, the classes of membership which will be offered, and may provide that assessments of various amounts for particular classes of membership may be made. All assessments shall be uniform within classes. The bylaws may provide for the transfer of risks to other insurance companies or for reinsurance. ­­-------- (L. 1975 S.B. 458 § 2)  Effective 6-26-75
MO Rev Stat § 383.016 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.016 - Articles of association and bylaws, additional contents.

Effective - 28 Aug 2006   383.016. Articles of association and bylaws, additional contents. — The articles of association and the bylaws of any association created under the provisions of sections 383.010 to 383.040 shall:  (1) Specify and define the types of assessments, including but not limited to initial, regular, operating, special, any other assessment to cover losses and expenses incurred in the operation of the association, or any other assessment to maintain or restore the association's assets, solvency, or surplus;  (2) Specify by type of assessment the assessments that shall apply to members, former members, or both members and former members of the association; and  (3) With respect to any assessment to cover losses and expenses incurred in the operation of the association and any assessment to maintain or restore the association's assets, solvency, or surplus specify:  (a) The exact method and criteria by which the amounts of each type of assessment are to be determined;  (b) The time in which the assessments must be paid;  (c) That such assessments shall be made without limitation as to frequency;  (d) The maximum amount of any single assessment; and  (e) How such assessments apply to members and former members. ­­-------- (L. 2006 H.B. 1837)
MO Rev Stat § 383.020 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.020 - Director to issue license, when.

Effective - 26 Jun 1975   383.020. Director to issue license, when. — The director of the department of commerce and insurance shall, within thirty days after any such articles of association are filed with him, determine if the proposed association meets the requirements of sections 383.010 to 383.040, and if it does, shall issue a license to the association authorizing it to do business for a one-year period. ­­-------- (L. 1975 S.B. 458 § 3)  Effective 6-26-75
MO Rev Stat § 383.025 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.025 - Association to commence business, when — liability of members limited — business to be nonprofit, dividends may be paid, how.

Effective - 28 Aug 1992   383.025. Association to commence business, when — liability of members limited — business to be nonprofit, dividends may be paid, how. — The association may, on the seventh day thereafter, commence to do business. The association shall be a body corporate, and shall do business as a corporation. No member of the association shall be liable for any amounts because of his membership in the association other than his assessments as provided in the articles of association, the bylaws of the association or as ordered by the director of the department of commerce and insurance pursuant to section 383.035. The business of the association shall be conducted so as to preclude any distribution of income, profit or property of the association to the individual members thereof except in payment of claims or indemnities or upon the final dissolution of the association, but the association may pay dividends to its members as long as the association has a positive surplus both before and after any such dividend is declared. ­­-------- (L. 1975 S.B. 458 § 4, A.L. 1989 H.B. 774, A.L. 1992 S.B. 831)
MO Rev Stat § 383.030 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.030 - Examination by director authorized — annual license fee — amendments to bylaws filed, when.

Effective - 28 Aug 2008   383.030. Examination by director authorized — annual license fee — amendments to bylaws filed, when. — 1. The director shall be authorized in accordance with sections 374.202 to 374.207, or in the event that either or both of such sections are repealed, then any successor sections relating to financial examination, to examine the financial condition, affairs and management of any association organized under the provisions of sections 383.010 to 383.040, and the association shall pay the expenses of any such examination in accordance with sections 374.160 and 374.220. Annually thereafter, within thirty days before the expiration of its license, each association shall pay a renewal license fee of one hundred dollars.  2. Any existing association shall also, at the time it files for renewal of its license, file any amendments to its articles of association or bylaws which have been adopted in the preceding year. ­­-------- (L. 1975 S.B. 458 § 5, A.L. 1992 S.B. 831, A.L. 2008 S.B. 788)
MO Rev Stat § 383.033 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.033 - Association treated as mutual insurance company, tax purposes.

Effective - 28 Aug 1992   383.033. Association treated as mutual insurance company, tax purposes. — A Missouri nonprofit corporation formed for the purpose of providing malpractice insurance upon the assessment plan pursuant to sections 383.010 to 383.041 shall be treated as a Missouri mutual insurance company organized under chapter 380 for purposes of subdivision (4) of subsection 2 of section 143.441. ­­-------- (L. 1992 S.B. 831 §§ C, 1)
MO Rev Stat § 383.037 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.037 - Rates, requirements.

Effective - 28 Aug 1992   383.037. Rates, requirements. — The rates made by each association licensed pursuant to sections 383.010 to 383.040 shall be subject to the following provisions:  (1) Rates shall not be excessive or inadequate, nor shall they be unfairly discriminatory;  (2) No rate shall be held to be excessive unless such rate is unreasonably high for the insurance provided with respect to the classification to which such rate is applicable;  (3) No rate shall be held to be inadequate unless such rate is unreasonably low for the insurance provided with respect to the classification to which such rate is applicable. ­­-------- (L. 1992 S.B. 831)
MO Rev Stat § 383.040 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.040 - Medical malpractice association exempt from premium tax.

Effective - 26 Jun 1975   383.040. Medical malpractice association exempt from premium tax. — No association organized pursuant to the provisions of sections 383.010 to 383.040 shall be required to pay any premium tax in connection with the conduct of its business. ­­-------- (L. 1975 S.B. 458 § 7)  Effective 6-26-75
MO Rev Stat § 383.060 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.060 - Definitions.

Effective - 28 Aug 1986   383.060. Definitions. — As used in sections 383.060 to 383.069, the following terms mean:  (1) "Director", the director of the department of commerce and insurance;  (2) "Real estate malpractice insurance", insurance coverage against a civil liability arising against the insured resulting from an act or omission by the insured, his agents or his employees acting in their professional capacity. ­­-------- (L. 1986 H.B. 1393 § 1)
MO Rev Stat § 383.062 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.062 - Reports of real estate malpractice, contents.

Effective - 28 Aug 1986   383.062. Reports of real estate malpractice, contents. — 1. Every insurer providing real estate malpractice insurance to persons, corporations, copartnerships or associations licensed under the provisions of chapter 339 and all employees of the foregoing acting in the course and scope of their employment shall submit a confidential report to the director on January first of each year containing all claims for real estate malpractice made against any of its insureds during the preceding twelve-month period.  2. The report shall be in writing and on a form prescribed by the director. One form shall be completed for each claim and the form shall contain the following information relating to each claim:  (1) The insurer's claim number;  (2) The city population where the claim was made;  (3) How many real estate brokers and agents are insured under the policy;  (4) How many years the insured had been licensed at the time of the alleged act or omission;  (5) The type of real estate office or entity of which the insured is a member;  (6) The relationship of the insured to the claimant;  (7) Whether the claim arose after the insured made an attempt to collect a fee;  (8) The month and year of the occurrence on which the claim was based;  (9) The month and year when the claim was first reported to the insurer;  (10) The alleged act or omission which was the most significantly related to the cause of the claim being made;  (11) The reserve established for loss payment;  (12) The reserve established for loss expenses; and  (13) The amount of the insured's deductible.  3. The insurer shall, within six months of final disposition of the claim, report to the director the final outcome of the claim including any payments made. ­­-------- (L. 1986 H.B. 1393 § 2)
MO Rev Stat § 383.067 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.067 - Immunity granted person reporting and director.

Effective - 28 Aug 1986   383.067. Immunity granted person reporting and director. — There shall be no liability or cause of action of any nature against any insurer's agents or employees, or the director or his representatives, for any action taken pursuant to sections 383.060 to 383.069. ­­-------- (L. 1986 H.B. 1393 § 4)
MO Rev Stat § 383.069 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.069 - Confidentiality of information and reports.

Effective - 28 Aug 1986   383.069. Confidentiality of information and reports. — None of the information reported, compiled or summarized pursuant to sections 383.060 to 383.069 shall be discoverable or admissible in any proceeding. ­­-------- (L. 1986 H.B. 1393 § 5)
MO Rev Stat § 383.075 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.075 - Definitions.

Effective - 28 Aug 1985   383.075. Definitions. — As used in sections 383.075 to 383.083, the following terms mean:  (1) "Director", the director of the department of commerce and insurance;  (2) "Legal malpractice insurance", insurance coverage against a civil liability arising against the insured resulting from an act of omission by the insured or his employees acting in their professional capacity. ­­-------- (L. 1985 H.B. 657 & 337 § 1)