reglab/housing_qa huggingface dataset:
TX Ins Code § 1952.155 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter D. Personal Injury Protection Coverage|Section 1952.155. Benefits Payable Without Regard to Fault or Collateral Source; Effect on Subrogation

Sec. 1952.155.  BENEFITS PAYABLE WITHOUT REGARD TO FAULT OR COLLATERAL SOURCE; EFFECT ON SUBROGATION.  (a)  The benefits under coverage required by this subchapter are payable without regard to:(1)  the fault or nonfault of the named insured or recipient in causing or contributing to the accident; and(2)  any collateral source of medical, hospital, or wage continuation benefits.(b)  Except as provided by Subsection (c), an insurer paying benefits under coverage required by this subchapter does not have a right of subrogation or claim against any other person or insurer to recover any benefits by reason of the alleged fault of the other person in causing or contributing to the accident.(c)  An insurer paying benefits pursuant to this subchapter, including a county mutual insurance company, shall have a right of subrogation and a claim against a person causing or contributing to the accident if, on the date of loss, financial responsibility as required by Chapter 601, Transportation Code, has not been established for a motor vehicle involved in the accident and operated by that person.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.Amended by: Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 3B.039(a), eff. September 1, 2007.Acts 2007, 80th Leg., R.S., Ch. 921 (H.B. 3167), Sec. 9.039(a), eff. September 1, 2007.|
TX Ins Code § 1952.156 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter D. Personal Injury Protection Coverage|Section 1952.156. Payment of Benefits

Sec. 1952.156.  PAYMENT OF BENEFITS.  (a)  Subject to the requirements of this section and Section 1952.157, an insurer shall pay benefits under the coverage required by this subchapter periodically as claims for those benefits arise, but not later than the 30th day after the date the insurer receives satisfactory proof of a claim.(b)  The coverage required by this subchapter may:(1)  prescribe a period of not less than six months after the date of an accident within which the original proof of loss with respect to a claim for benefits must be presented to the insurer; and(2)  provide that an insurer may require reasonable medical proof of an alleged recurrence of an injury for which an original claim for benefits was made if a lapse occurs in the period of total disability or in the medical treatment of an injured person who:(A)  has received benefits under that coverage; and(B)  subsequently claims additional benefits based on the alleged recurrence.(c)  The aggregate benefits payable under the coverage required by this subchapter to any person may not exceed the maximum limits prescribed in the insurance policy.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.157 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter D. Personal Injury Protection Coverage|Section 1952.157. Action for Failure to Pay Benefits

Sec. 1952.157.  ACTION FOR FAILURE TO PAY BENEFITS.  (a)  If the insurer fails to pay benefits under the coverage required by this subchapter when due, the person entitled to those benefits may bring an action in contract to recover the benefits.(b)  If the insurer is required to pay benefits described by Subsection (a), the person entitled to the benefits is entitled to recover reasonable attorney's fees, a  penalty of  12 percent, and interest at the legal rate from the date those amounts became overdue.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.158 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter D. Personal Injury Protection Coverage|Section 1952.158. Exclusion of Benefits

Sec. 1952.158.  EXCLUSION OF BENEFITS.  An insurer shall exclude benefits to an insured or the insured's personal representative under the coverage required by this subchapter if the insured's conduct contributed to the injury the insured sustained and that conduct:(1)  involved intentionally causing injury to the insured; or(2)  occurred while committing a felony or while seeking to elude lawful apprehension or arrest by a law enforcement official.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.159 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter D. Personal Injury Protection Coverage|Section 1952.159. Offset Against Liability Claim

Sec. 1952.159.  OFFSET AGAINST LIABILITY CLAIM.  (a)  If a liability claim is made by a guest or passenger described by Section 1952.151 against the owner or operator of the motor vehicle in which the guest or passenger was riding or against the owner's or operator's liability insurer, the owner or operator of the motor vehicle or the owner's or operator's liability insurer is entitled to an offset, credit, or deduction against any award made to the guest or passenger in an amount equal to the amounts paid by the owner, the operator, or the owner's or operator's automobile liability insurer to the guest or passenger under personal injury protection.(b)  This subchapter does not authorize a direct action against a liability insurer if that right does not presently exist at law.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.160 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter D. Personal Injury Protection Coverage|Section 1952.160. Inapplicability to Accident or Health Insurance

Sec. 1952.160.  INAPPLICABILITY TO ACCIDENT OR HEALTH INSURANCE.  This subchapter applies only to an automobile insurance policy subject to this subtitle or Subchapter A, Chapter 5, and does not apply to any other accident or health insurance policy, regardless of whether the accident or health insurance policy provides indemnity against automobile-connected injuries.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.161 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter D. Personal Injury Protection Coverage|Section 1952.161. Certain Coverage Unaffected

Sec. 1952.161.  CERTAIN COVERAGE UNAFFECTED.  This subchapter does not:(1)  affect the offering of medical payments coverage, disability benefits, or accidental death benefits, as presently prescribed by the commissioner; or(2)  prevent an insurer from providing benefits broader than the minimum benefits described by this subchapter, subject to the rules prescribed by the commissioner.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.201 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter E. Short-Term Liability Insurance For|Section 1952.201. Applicability of Subchapter

Sec. 1952.201.  APPLICABILITY OF SUBCHAPTER.  This subchapter applies to an insurer authorized to write automobile insurance in this state, including an insurance company, reciprocal or interinsurance exchange, mutual insurance company, capital stock company, county mutual insurance company, Lloyd's plan, or other entity.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.202 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter E. Short-Term Liability Insurance For|Section 1952.202. Definitions

Sec. 1952.202.  DEFINITIONS.  In this subchapter:(1)  "Motor vehicle" means any private passenger vehicle or utility type vehicle that has a gross weight of not more than 25,000 pounds.(2)  "Short-term liability insurance policy" means an insurance policy that:(A)  provides coverage for at least 24 hours but not for more than one week;(B)  meets the requirements of Chapter 601, Transportation Code;(C)  covers liability for bodily injury, death, and property damage arising from the use or operation of a motor vehicle; and(D)  is not insurance assigned to an authorized insurer by the Texas Automobile Insurance Plan Association under Section 2151.102(a).|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.203 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter E. Short-Term Liability Insurance For|Section 1952.203. Short-Term Liability Insurance Program

Sec. 1952.203.  SHORT-TERM LIABILITY INSURANCE PROGRAM.  (a)  The commissioner by rule may establish a program to provide for the sale of short-term liability insurance policies to nonresident motorists who are visiting this state.(b)  The commissioner may negotiate an agreement with any insurer under which the insurer will sell insurance policies described by this section.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.204 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter E. Short-Term Liability Insurance For|Section 1952.204. Agent License Required

Sec. 1952.204.  AGENT LICENSE REQUIRED.  A person representing an insurer in selling short-term liability insurance policies under this subchapter must be licensed under Title 13.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.205 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter E. Short-Term Liability Insurance For|Section 1952.205. Sale of Short-Term Liability Insurance Policies

Sec. 1952.205.  SALE OF SHORT-TERM LIABILITY INSURANCE POLICIES.  An insurer selling short-term liability insurance policies under this subchapter shall use policy forms adopted by the commissioner under Article 5.06 or filed and in effect as provided by Subchapter B, Chapter 2301, as applicable, unless the insurer is exempt from using those forms.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.251 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter F. Garage Insurance|Section 1952.251. Definitions

Sec. 1952.251.  DEFINITIONS.  In this subchapter:(1)  "Garage customer" means a person or organization other than:(A)  the named insured under a garage insurance policy;(B)  an employee, director, officer, shareholder, partner, or agent of the named insured; or(C)  a resident of the same household as:(i)  the named insured; or(ii)  an employee, director, officer, shareholder, partner, or agent of the named insured.(2)  "Garage insurance" means automobile insurance as defined by Article 5.01 issued to a named insured who is engaged in the business of selling, servicing, or repairing motor vehicles as defined by commissioner rule or order.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.252 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter F. Garage Insurance|Section 1952.252. Garage Insurance

Sec. 1952.252.  GARAGE INSURANCE.  (a)  A garage insurance policy may provide that a garage customer is not an insured under the policy and that the coverage under the policy does not apply to a garage customer except to the extent that any other insurance coverage that is collectible and available to the garage customer is not equal to the minimum financial responsibility limits specified by Chapter 601, Transportation Code.(b)  Notwithstanding any provision to the contrary in another insurance policy as to whether the insurance coverage described by Subsection (a) that is provided under that policy is primary, excess, or contingent insurance, or otherwise, the other insurance coverage is the primary insurance as to the garage customer.(c)  A garage insurance policy containing a provision described by Subsection (a)  may not cover a garage customer except to the extent permitted by this section, notwithstanding the terms of the other insurance policy providing coverage described by Subsection (a).|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.301 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter G. Repair of Motor Vehicles|Section 1952.301. Limitation on Parts, Products, or Repair Persons or Facilities Prohibited

Sec. 1952.301.  LIMITATION ON PARTS, PRODUCTS, OR REPAIR PERSONS OR FACILITIES PROHIBITED.  (a)  Except as provided by rules adopted by the commissioner, under an automobile insurance policy that is delivered, issued for delivery, or renewed in this state, an insurer may not directly or indirectly limit the insurer's coverage under a policy covering damage to a motor vehicle by:(1)  specifying the brand, type, kind, age, vendor, supplier, or condition of parts or products that may be used to repair the vehicle; or(2)  limiting the beneficiary of the policy from selecting a repair person or facility to repair damage to the vehicle.(b)  In settling a liability claim by a third party against an insured for property damage claimed by the third party, an insurer may not require the third-party claimant to have repairs made by a particular repair person or facility or to use a particular brand, type, kind, age, vendor, supplier, or condition of parts or products.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.302 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter G. Repair of Motor Vehicles|Section 1952.302. Prohibited Acts in Connection With Repair of Motor Vehicle

Sec. 1952.302.  PROHIBITED ACTS IN CONNECTION WITH REPAIR OF MOTOR VEHICLE.  In connection with the repair of damage to a motor vehicle covered under an automobile insurance policy, an insurer, an employee or agent of an insurer, an insurance adjuster, or an entity that employs an insurance adjuster may not:(1)  solicit or accept a referral fee or gratuity in exchange for referring a beneficiary or third-party claimant to a repair person or facility to repair the damage;(2)  state or suggest, either orally or in writing, to a beneficiary that the beneficiary must use a specific repair person or facility or a repair person or facility identified on a preferred list compiled by an insurer for the damage repair or parts replacement to be covered by the policy; or(3)  restrict the right of a beneficiary or third-party claimant to choose a repair person or facility by requiring the beneficiary or third-party claimant to travel an unreasonable distance to repair the damage.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.303 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter G. Repair of Motor Vehicles|Section 1952.303. Contracts Between Insurer and Repair Person or Facility

Sec. 1952.303.  CONTRACTS BETWEEN INSURER AND REPAIR PERSON OR FACILITY.  (a)  A contract between an insurer and a repair person or facility, including an agreement under which the repair person or facility agrees to extend discounts for parts or labor to the insurer in exchange for referrals by the insurer, may not result in a reduction of coverage under an insured's automobile insurance policy.(b)  The commissioner may adopt rules under Chapter 542 with respect to any fraudulent activity of any party to an agreement described by Subsection (a).|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.304 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter G. Repair of Motor Vehicles|Section 1952.304. Provision of Information Regarding Repairs

Sec. 1952.304.  PROVISION OF INFORMATION REGARDING REPAIRS.  An insurer may not prohibit a repair person or facility from providing a beneficiary or third-party claimant with information that states:(1)  the description, manufacturer, or source of the parts used; and(2)  the amounts charged to the insurer for the parts and related labor.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.305 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter G. Repair of Motor Vehicles|Section 1952.305. Notice of Rights Regarding Repair of Motor Vehicle

Sec. 1952.305.  NOTICE OF RIGHTS REGARDING REPAIR OF MOTOR VEHICLE.  (a)  At the time a motor vehicle is presented to an insurer, an insurance adjuster, or other person in connection with a claim for damage repair, the insurer, insurance adjuster, or other person shall provide to the beneficiary or third-party claimant notice of the provisions of this subchapter.(b)  The commissioner shall adopt a rule establishing the method or methods insurers must use to comply with the notice provisions of this section.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.306 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter G. Repair of Motor Vehicles|Section 1952.306. Complaints

Sec. 1952.306.  COMPLAINTS.  A beneficiary, third-party claimant, or repair person or facility may submit a written, documented complaint to the department with respect to an alleged violation of this subchapter.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.307 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter G. Repair of Motor Vehicles|Section 1952.307. Rules

Sec. 1952.307.  RULES.  Rules adopted by the commissioner to implement this subchapter must include requirements that:(1)  any limitation described by Section 1952.301(a) be clearly and prominently displayed on the face of the insurance policy or certificate in lieu of an insurance policy; and(2)  the insured give written consent to a limitation described by Section 1952.301(a) after the insured is notified orally and in writing of the limitation at the time the insurance policy is purchased.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 1952.351 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter H. Named Driver Policies|Section 1952.351. Definitions

Sec. 1952.351.  DEFINITIONS.  In this subchapter:(1)  "Household" means a unit composed of individuals living together in the same dwelling, without regard to whether they are related to each other.  The term includes a unit composed of individuals living together in:(A)  a home or mobile home;(B)  a duplex unit, apartment unit, or condominium unit; or(C)  any dwelling unit in a multiunit residential structure.(2)  "Named driver exclusion" means a provision or endorsement of an automobile insurance policy that excludes specified drivers from coverage under the policy.(3)  "Named driver policy" means an automobile insurance policy that provides any type of coverage for individuals named on the policy but that does not provide coverage for every individual who has permission to use a covered vehicle and who resides in a named insured's household.(4)  "Operator's policy" means an automobile insurance policy that, in accordance with Section 601.077, Transportation Code, provides coverage for the named insured when operating an automobile the insured does not own.|Added by Acts 2019, 86th Leg., R.S., Ch. 455 (H.B. 259), Sec. 1, eff. September 1, 2019.|
TX Ins Code § 1952.352 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter H. Named Driver Policies|Section 1952.352. Applicability

Sec. 1952.352.  APPLICABILITY.  This subchapter applies to an insurer writing automobile insurance in this state, including an insurance company, corporation, reciprocal or interinsurance exchange, mutual insurance company, capital stock company, association, county mutual insurance company, Lloyd's plan, and any other insurer.|Added by Acts 2019, 86th Leg., R.S., Ch. 455 (H.B. 259), Sec. 1, eff. September 1, 2019.|
TX Ins Code § 1952.353 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1952 - Policy Provisions and Forms for Automobile Insurance|Subchapter H. Named Driver Policies|Section 1952.353. Named Driver Policies Prohibited; Certain Named Driver Exclusions Authorized

Sec. 1952.353.  NAMED DRIVER POLICIES PROHIBITED; CERTAIN NAMED DRIVER EXCLUSIONS AUTHORIZED.  (a)  An insurer may not deliver, issue for delivery, or renew a named driver policy unless the named driver policy is an operator's policy.(b)  An insurer may use a named driver exclusion only if the exclusion specifically names each excluded driver and does not exclude a class of drivers and the named insured accepts the exclusion in writing.|Added by Acts 2019, 86th Leg., R.S., Ch. 455 (H.B. 259), Sec. 1, eff. September 1, 2019.|