reglab/housing_qa huggingface dataset:
MO Rev Stat § 383.170 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.170 - Persons eligible to apply for coverage — eligibility requirements.

Effective - 28 Aug 1976   383.170. Persons eligible to apply for coverage — eligibility requirements. — 1. Any health care provider shall be entitled to apply to the association for medical malpractice liability insurance. Such application may be made on behalf of an applicant by a broker or agent authorized by the applicant.  2. If the association determines that the applicant meets the underwriting standards of the association as prescribed in the plan of operation and there is no unpaid, uncontested premium due from the applicant for prior insurance, then the association, upon receipt of the premium, or such portion thereof as is prescribed in the plan of operation, shall cause to be issued a policy of medical malpractice liability insurance. ­­-------- (L. 1976 H.B. 1309 § 5)
MO Rev Stat § 383.175 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.175 - Board of directors, composition — expenses, payment of authorized.

Effective - 28 Aug 2020, 2 histories   383.175. Board of directors, composition — expenses, payment of authorized. — The association shall be governed by a board of eight directors, to be appointed by the director for the terms specified in the plan of operation. The composition of the board of directors shall be established by the plan of operation. The directors shall be reimbursed out of the administrative funds of the association only for necessary and actual expenses incurred for attending meetings of the governing board. ­­-------- (L. 1976 H.B. 1309 § 6, A.L. 2006 S.B. 837, A.L. 2020 S.B. 551)
MO Rev Stat § 383.180 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.180 - Annual statement, when due, contents of.

Effective - 28 Aug 1976   383.180. Annual statement, when due, contents of. — The association shall file in the office of the director annually on or before the first day of April, a statement which shall contain information with respect to its transactions, condition, operations and affairs during the preceding year. Such statement shall contain such matters and information as are prescribed and shall be in such form as is approved by the director. The director may, at any time, require the association to furnish additional information with respect to its transactions, condition or any matter connected therewith considered to be material and of assistance in evaluating the scope, operation and experience of the association. ­­-------- (L. 1976 H.B. 1309 § 7)
MO Rev Stat § 383.185 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.185 - Annual examination required, cost of, how paid.

Effective - 28 Aug 1976   383.185. Annual examination required, cost of, how paid. — The director shall make an examination into the affairs of the association at least annually. The expenses of every such examination shall be borne and paid by the association. ­­-------- (L. 1976 H.B. 1309 § 8)
MO Rev Stat § 383.190 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.190 - Appeals and review.

Effective - 28 Aug 1976   383.190. Appeals and review. — Appeals and judicial review.  (1) Any applicant to the association, any person insured pursuant to this article, or their representatives, or any affected* insurer, agent or agency, may appeal to the director within thirty days after any ruling, action or decision by or on behalf of the association, with respect to those items the plan of operation defines as appealable matters.  (2) Any person aggrieved hereunder by any order or act of the director of the department of commerce and insurance may, within ten days after notice thereof, file a petition in the circuit court of the county of Cole for a review thereof. The court shall summarily hear the petition and may make any appropriate order or decree. ­­-------- (L. 1976 H.B. 1309 § 9)  *Word "effected" appears in original rolls.
MO Rev Stat § 383.195 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.195 - Termination of plan, when.

Effective - 28 Aug 1976   383.195. Termination of plan, when. — Termination of any plan created pursuant to the authority of sections 383.150 to 383.195 shall be by the director pursuant to a public hearing in which it is determined that medical malpractice liability insurance is reasonably available to health care providers in the voluntary market. ­­-------- (L. 1976 H.B. 1309 § 10)
MO Rev Stat § 383.200 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.200 - Definition of insurer.

Effective - 28 Aug 2006   383.200. Definition of insurer. — As used in sections 383.200 to 383.209, "insurer" includes any insurance company, mutual insurance company, medical malpractice association, any entity created under this chapter, or other entity providing any insurance to any health care provider, as defined in section 538.205, practicing in the state of Missouri, against claims for malpractice or professional negligence; provided, however, that the term "insurer" or "insurers" shall not mean any surplus lines insurer operating under chapter 384 or any entity to the extent it is self-insuring its exposure to medical malpractice liability. ­­-------- (L. 2006 H.B. 1837 § 383.196)
MO Rev Stat § 383.203 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.203 - Rates filed with director — form — open to public, copies.

Effective - 28 Aug 2006   383.203. Rates filed with director — form — open to public, copies. — 1. Every insurer shall file with the director all rates and supplementary rate information which is to be used in this state. Such rates and supplementary rate information shall be filed before use.  2. Rates filed pursuant to this section shall be filed in such form and manner as prescribed by the director. Whenever a filing is not accompanied by such information as the director has required under this section, the director shall so inform the insurer within thirty days.  3. All rates and supplementary rate information shall, as soon as filed, be open to public inspection at any reasonable time. Copies may be obtained by any person on request and upon payment of a reasonable charge. ­­-------- (L. 2006 H.B. 1837 § 383.197)
MO Rev Stat § 383.209 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.209 - Rate increases over fifteen percent prohibited without notice, exception.

Effective - 28 Aug 2006   383.209. Rate increases over fifteen percent prohibited without notice, exception. — Notwithstanding any other provision of law, no insurer shall, with regards to medical malpractice insurance, as defined in section 383.150, implement any rate increase of more than fifteen percent without first providing clear and conspicuous written notice by United States mail to the insured at least sixty days prior to implementation of the rate increase, unless the increase is due to the request of the insured or due to a material change in the nature of the insured's health care practice or individual's risk characteristics. ­­-------- (L. 2006 H.B. 1837 § 383.199)
MO Rev Stat § 383.225 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.225 - Insurer defined — prohibitions on insurers — failure to provide notice, continuation of coverage.

Effective - 28 Aug 2006   383.225. Insurer defined — prohibitions on insurers — failure to provide notice, continuation of coverage. — 1. As used in this section, "insurer" includes every insurance company authorized to transact business in this state, every unauthorized insurance company transacting business pursuant to chapter 384, every risk retention group, every insurance company issuing policies or providing benefits to or through a purchasing group, and any other person providing medical malpractice insurance coverage in this state.  2. Notwithstanding any other provision of law, no insurer shall, with regards to medical malpractice insurance, as defined in section 383.150:  (1) Fail or refuse to renew the insurance without first providing written notice by certified United States mail to the insured at least sixty days prior to the effective date of such actions, unless such failure or refusal to renew is based upon a failure to pay sums due or a termination or suspension of the health care provider's license to practice medicine in the state of Missouri, termination of the insurer's reinsurance program, or a material change in the nature of the insured's health care practice; or  (2) Cease the issuance of such policies of insurance in the state of Missouri without first providing written notice by certified United States mail to the insured and to the Missouri department of commerce and insurance at least one hundred eighty days prior to the effective date of such actions.  3. Any insurer that fails to provide the notice required under subdivision (1) of subsection 2 of this section shall, at the option of the insured, continue the coverage for the remainder of the notice period plus an additional thirty days at the premium rate of the existing policy. ­­-------- (L. 2006 H.B. 1837 § 383.450)
MO Rev Stat § 383.500 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.500 - Physicians or surgeons on staff of certain hospitals to furnish malpractice insurance, exceptions.

Effective - 28 Aug 1986   383.500. Physicians or surgeons on staff of certain hospitals to furnish malpractice insurance, exceptions. — 1. Beginning on January 1, 1987, any physician or surgeon who is on the medical staff of any hospital located in a county which has a population of more than seventy-five thousand inhabitants shall, as a condition to his admission to or retention on the hospital medical staff, furnish satisfactory evidence of a medical malpractice insurance policy of at least five hundred thousand dollars. The provisions of this section shall not apply to physicians or surgeons who:  (1) Limit their practice exclusively to patients seen or treated at the hospital; and  (2) Are insured exclusively under the hospital's policy of insurance or the hospital's self-insurance program.  2. This section shall not in any way limit or restrict the authority of any hospital in this state to issue rules or regulations requiring physicians or other health care professionals to carry minimum levels of professional liability insurance as a condition of membership on a hospital medical staff. ­­-------- (L. 1986 S.B. 663 § 3)
MO Rev Stat § 384.011 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 384 - Surplus Lines Insurance|Section 384.011 - Title of law.

Effective - 01 Jul 1987   384.011. Title of law. — Sections 384.011 to 384.071 shall be known and may be cited as "The Missouri Surplus Lines Law". ­­-------- (L. 1987 H.B. 700 § 1 subsec. 1)  Effective 7-01-87
MO Rev Stat § 384.017 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 384 - Surplus Lines Insurance|Section 384.017 - Nonadmitted insurers, purchases from allowed, when.

Effective - 28 Aug 2014, 2 histories   384.017. Nonadmitted insurers, purchases from allowed, when. — Surplus lines insurance may be placed by a surplus lines licensee if:  (1) Each insurer is an eligible surplus lines insurer;  (2) The full amount or kind of insurance is not obtainable from admitted insurers who are actually transacting in this state the class of insurance required by the insured. Insurance shall be deemed obtainable within the meaning of this section if there is available a market with admitted insurers that can supply the insured's requirements both as to type of coverage and as to quality of service. "Type of coverage", as used in this section, refers to hazards covered and limits of coverage. "Quality of security and service", as used in this section, refers to the rating by a recognized financial service; and  (3) All other requirements of sections 384.011 to 384.071 are met. ­­-------- (L. 1987 H.B. 700 § 2, A.L. 1989 S.B. 250, A.L. 2011 S.B. 132, A.L. 2014 H.B. 1361)
MO Rev Stat § 384.021 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 384 - Surplus Lines Insurance|Section 384.021 - Nonadmitted insurers, limitation on furnishing coverage — exempt commercial purchaser, licensee exemptions.

Effective - 28 Aug 2014, 2 histories   384.021. Nonadmitted insurers, limitation on furnishing coverage — exempt commercial purchaser, licensee exemptions. — 1. A surplus lines licensee shall not place coverage with a nonadmitted insurer, unless, at the time of placement, the surplus lines licensee has determined that the nonadmitted insurer is authorized to write the kind of insurance in its domiciliary jurisdiction and meets one of these criteria:  (1) Has capital and surplus or its equivalent under the laws of its domiciliary jurisdiction, which equals the greater of the minimum capital and surplus requirements under the laws of this state or fifteen million dollars, except that the requirements of this subdivision may be satisfied by an insurer's possessing less than the minimum capital and surplus upon an affirmative finding of acceptability by the director provided that the finding shall be based upon such factors as quality of management, capital and surplus of any parent company, company underwriting profit and investment income trends, market availability and company record and reputation within the industry, and in no event shall the director make an affirmative finding of acceptability when the nonadmitted insurer's capital and surplus is less than four million five hundred thousand dollars; or  (2) Appears on the most recent list of eligible surplus lines insurers published by the director from time to time but at least semiannually or on the most recent quarterly listing of alien insurers maintained by the international insurers department of the National Association of Insurance Commissioners.  2. Notwithstanding any other provision of this chapter or rules adopted to implement the provisions of this chapter, a surplus lines licensee seeking to procure or place nonadmitted insurance in Missouri for an exempt commercial purchaser shall not be required to satisfy any requirement to make a due diligence search to determine whether the full amount or type of insurance sought by such exempt commercial purchaser can be obtained from nonadmitted insurers if:  (1) The surplus lines licensee procuring or placing the surplus lines insurance has disclosed to the exempt commercial purchaser that such insurance may or may not be available from the admitted market that may provide greater protection with more regulatory oversight; and  (2) The exempt commercial purchaser has subsequently requested in writing the surplus lines licensee to procure or place such insurance from a nonadmitted insurer. ­­-------- (L. 1987 H.B. 700 § 3, A.L. 1989 S.B. 250, A.L. 1994 H.B. 1449 merged with S.B. 687, A.L. 2011 S.B. 132, A.L. 2014 H.B. 1361)
MO Rev Stat § 384.023 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 384 - Surplus Lines Insurance|Section 384.023 - Unlisted nonadmitted insurers may be used for coverage, when — requirements.

Effective - 28 Aug 2014   384.023. Unlisted nonadmitted insurers may be used for coverage, when — requirements. — Risk eligible for export may be placed with any other nonadmitted insurer which does not appear on the list of eligible surplus lines insurers published by the director pursuant to subdivision (2) of subsection 1 of section 384.021 but nonetheless meets the requirements set forth in subdivision (1) of subsection 1 of section 384.021 and related complying regulations of the director. The surplus lines licensee seeking to provide coverage through an unlisted nonadmitted insurer shall make a filing specifying the amount and percentage of each risk to be placed, and naming the nonadmitted insurer with which placement is intended and shall pay the tax due pursuant to section 384.059. Within twenty days after placing the coverage, the surplus lines licensee shall also send written notice to the insured or the producing broker that the insurance, or a portion thereof, has been placed with such nonadmitted insurer. ­­-------- (L. 1987 H.B. 700 § 4, A.L. 2014 H.B. 1361)
MO Rev Stat § 384.025 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 384 - Surplus Lines Insurance|Section 384.025 - Ineligibility of nonadmitted insurer, grounds, when — notice to licensees.

Effective - 28 Aug 2009   384.025. Ineligibility of nonadmitted insurer, grounds, when — notice to licensees. — 1. If at any time the director has reason to believe that an eligible surplus lines insurer:  (1) Is in unsound financial condition;  (2) Is no longer eligible under section 384.021;  (3) Has willfully violated the laws of this state; or  (4) Does not make reasonably prompt payment of just losses and claims in this state or elsewhere; the director may declare it ineligible.  2. The director shall promptly publish notice of all such declarations in any public electronic format. ­­-------- (L. 1987 H.B. 700 § 5, A.L. 2009 H.B. 577)
MO Rev Stat § 384.034 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 384 - Surplus Lines Insurance|Section 384.034 - Advisory organization may be formed, purposes — information to be filed — examination when, costs — hearing on report, when — violations, penalty.

Effective - 01 Jul 1987   384.034. Advisory organization may be formed, purposes — information to be filed — examination when, costs — hearing on report, when — violations, penalty. — 1. An advisory surplus lines organization of surplus lines licensees may be formed to:  (1) Facilitate and encourage compliance by its members with the laws of this state and the rules and regulations of the director relative to surplus lines insurance;  (2) Provide means for the examination, which shall remain confidential, of all surplus lines coverage written by its members to determine whether such coverages comply with such laws and regulations;  (3) Communicate with organizations of admitted insurers with respect to the proper use of the surplus lines market; and  (4) Receive and disseminate to its members information relative to surplus lines coverages.  2. Every such advisory organization shall file with the director:  (1) A copy of its constitution, its articles of agreement or association or its certificate of incorporation;  (2) A copy of its bylaws, rules and regulations governing its activities;  (3) A current list of its members;  (4) The name and address of a resident of this state upon whom notices or orders of the director or processes issued at his direction may be served; and  (5) An agreement that the director may examine such advisory organization in accordance with the provisions of this section.  3. The director shall, at least once in three years, make or cause to be made an examination of each such advisory organization. The reasonable cost of any such examination shall be paid by the advisory organization upon presentation to it by the director of a detailed account of each cost. The officers, managers, agents and employees of such advisory organization may be examined at any time, under oath, and shall exhibit all books, records, accounts, documents or agreements governing its method of operation. The director shall furnish two copies of the examination report to the advisory organization examined and shall notify such organization that it may, within twenty days thereof, request a hearing on the report or on any facts or recommendations therein. If the director finds such advisory organization or any member thereof to be in violation of any provision of sections 384.011 to 384.071, he may issue an order requiring the discontinuance of such violation. ­­-------- (L. 1987 H.B. 700 § 8)  Effective 7-01-87
MO Rev Stat § 384.038 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 384 - Surplus Lines Insurance|Section 384.038 - Enforceability of contract.

Effective - 28 Aug 1989   384.038. Enforceability of contract. — Insurance contracts procured under sections 384.011 to 384.071 shall be valid and enforceable as to all parties. ­­-------- (L. 1987 H.B. 700 §§ 10, 11, A.L. 1989 S.B. 250)
MO Rev Stat § 384.041 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 384 - Surplus Lines Insurance|Section 384.041 - Premium payment to licensee deemed payment to insurer.

Effective - 01 Jul 1987   384.041. Premium payment to licensee deemed payment to insurer. — A payment of premium to a surplus lines licensee acting for a person other than himself in negotiating, continuing, or reviewing any policy of insurance under the provisions of sections 384.011 to 384.071 shall be deemed to be payment to the insurer, whatever conditions or stipulations may be inserted in the policy or contract notwithstanding. ­­-------- (L. 1987 H.B. 700 § 12)  Effective 7-01-87