reglab/housing_qa huggingface dataset:
21 DE Code § 2905. (2021)
2021 Delaware Code|Title 21 - Motor Vehicles|Chapter 29. Motor Vehicle Safety—responsibility|Subchapter I. General Provisions|§ 2905. Assigned risks.

§ 2905. Assigned risks. (a) Any applicant for registration who in good faith has applied to 2 insurance companies for a policy of insurance or surety bond under this chapter but who is unable to procure such insurance from said companies shall thereupon notify the Insurance Commissioner, in writing, and the Insurance Commissioner upon receipt of said notice shall thereupon assign said application to 1 of the insurance companies handling such insurance and doing business in this State. Such insurance company shall promptly issue a policy at the rate then prevailing for such policies, adding an automatic surcharge of 10 percent over and above such rate then in force and effect, for similar policies of insurance. Surcharges of 50 percent and 25 percent shall be added to the then prevailing rate for such policies under the following circumstances:  (1) Fifty percent surcharge. — If the certificate is required for a conviction of:  a. Driving a motor vehicle while intoxicated; b. Failing to stop and report when involved in an accident; or c. Homicide or assault arising out of the operation of a motor vehicle. (2) Twenty-five percent surcharge. — If the certificate is required for a conviction of:  a. Driving a motor vehicle at an excessive rate of speed where an injury to person or damage to property actually results therefrom; or b. Driving a motor vehicle in a reckless manner where an injury to person or damage to property actually results therefrom. (b) All such assignments may carry an expense charge of 5 percent. (c) No assignment may be made or surcharge added solely because a driver license is denied or suspended in accordance with § 516(g) or § 2216 of Title 13. (d) The surcharges specified in this section shall be limited for 3 years. The Insurance Commissioner shall notify the Secretary of Transportation of such assignments and the rate at which such assignments are made and the registration shall then be issued. 61 Del. Laws, c. 292, §  5;  70 Del. Laws, c. 452, §  8;  71 Del. Laws, c. 216, §  86;  74 Del. Laws, c. 110, §  66;
21 DE Code § 2906. (2021)
2021 Delaware Code|Title 21 - Motor Vehicles|Chapter 29. Motor Vehicle Safety—responsibility|Subchapter I. General Provisions|§ 2906. Cancellation or termination of insurance policy.

§ 2906. Cancellation or termination of insurance policy. (a) Any insurance company may cancel any motor vehicle liability policy or bond, except such risks as may be assigned to it as provided in § 2905 of this title, for any reason it may deem proper. Such insurance company shall refund to its insured the unearned portion of the premium paid by the insured. (b) Any insurance company may cancel any motor vehicle liability policy or bond issued to any person under § 2905 of this title by giving 30 days' notice thereof to the Secretary of Transportation provided the insured:  (1) Is not licensed to operate a motor vehicle under the laws of this State; (2) Is a person with mental or physical disabilities rendering it unsafe for the insured to operate a motor vehicle upon the highways; (3) Is, in the opinion of the Secretary of Transportation, an habitually reckless or negligent driver of a motor vehicle; (4) Is an habitual drunkard; (5) Is addicted to the use of narcotic drugs; (6) Is engaged in an unlawful or illegal occupation; (7) Has refused or failed to pay the premiums due on such motor vehicle policy or bond; or (8) Has refused or failed to cooperate with the insurance company as stated in such insurance policy or bond.61 Del. Laws, c. 292, §  5;  70 Del. Laws, c. 186, §  1;  74 Del. Laws, c. 110, §§  67, 68;  79 Del. Laws, c. 371, §  24;
21 DE Code § 2907. (2021)
2021 Delaware Code|Title 21 - Motor Vehicles|Chapter 29. Motor Vehicle Safety—responsibility|Subchapter I. General Provisions|§ 2907. Disclosure of information relating to insurance.

§ 2907. Disclosure of information relating to insurance. (a) A Delaware attorney who represents an injured person, or an individual injured in a motor vehicle accident who is not represented by an attorney, may, prior to the filing of a civil action for bodily injuries sustained as a result of a motor vehicle accident, request in writing that the insurer disclose the bodily injury limits of liability of any motor vehicle liability policy, as defined by § 2902(a) of this title, that may be applicable to the claim. (b) The requesting party shall provide the insurer with the date of the motor vehicle accident, the name and last known address of the alleged liable party if it has been reported to the requesting party, a copy of the police report, if any, and the claim number, if available.  (c) When requesting the bodily injury limits of liability, the requesting party shall also submit to the insurer the injured person's medical records, medical bills, and wage-loss documentation, pertaining to the claimed injury and supporting the damages referenced in subsection (d) of this section. (d) If the total of the medical bills and wage losses submitted equals or exceeds $12,500, the insurer shall respond in writing within 30 days of receipt of the request, and shall disclose the bodily injury limits of liability at the time of the accident of all its motor vehicle liability policies, regardless of whether the insurer contests the applicability of the policy to the injured person's claim.  (e) Disclosure of the bodily injury policy limits under this section shall not constitute an admission that the alleged injury or damage is subject to the policy.  (f) Information concerning the insurance policy is not by reason of disclosure pursuant to this subsection admissible as evidence at trial. (g) The disclosure shall be confidential and available only to the individual injured and the attorney representing the injured person and personnel in the office of the attorney. 81 Del. Laws, c. 421, § 1;
21 DE Code § 2908. (2021)
2021 Delaware Code|Title 21 - Motor Vehicles|Chapter 29. Motor Vehicle Safety—responsibility|Subchapter I. General Provisions|§ 2908. Administration and enforcement.

§ 2908. Administration and enforcement. The Secretaries of Safety and Homeland Security and/or Transportation, in keeping with their respective responsibilities, shall administer and enforce this chapter. The State Police shall assist the Secretary of Safety and Homeland Security in enforcing this chapter. 61 Del. Laws, c. 292, §  5;  74 Del. Laws, c. 110, §  69;
21 DE Code § 2909. (2021)
2021 Delaware Code|Title 21 - Motor Vehicles|Chapter 29. Motor Vehicle Safety—responsibility|Subchapter I. General Provisions|§ 2909. Availability of other remedies.

§ 2909. Availability of other remedies. Nothing in this chapter shall prevent the plaintiff in any action at law from relying for relief upon the other processes provided by law. 61 Del. Laws, c. 292, §  5;
21 DE Code § 2910. (2021)
2021 Delaware Code|Title 21 - Motor Vehicles|Chapter 29. Motor Vehicle Safety—responsibility|Subchapter I. General Provisions|§ 2910. Rights of bona fide transferees and lienors unaffected.

§ 2910. Rights of bona fide transferees and lienors unaffected. This chapter shall not prevent the owner of a motor vehicle, the registration of which has been suspended hereunder, from effecting a bona fide sale of such motor vehicle to another person whose rights or privileges are not suspended under this chapter or prevent the registration of such motor vehicle by such transferee. This chapter shall not in any way affect the rights of any conditional vendor, chattel mortgagee or lessor of a motor vehicle registered in the name of another as owner who becomes subject to this chapter. 61 Del. Laws, c. 292, §  5;
21 DE Code § 2911. (2021)
2021 Delaware Code|Title 21 - Motor Vehicles|Chapter 29. Motor Vehicle Safety—responsibility|Subchapter I. General Provisions|§ 2911. Construction with other laws.

§ 2911. Construction with other laws. This chapter shall in no respect be considered as a repeal of the state motor vehicle laws but shall be construed as supplemental thereto. 61 Del. Laws, c. 292, §  5;
21 DE Code § 2912. (2021)
2021 Delaware Code|Title 21 - Motor Vehicles|Chapter 29. Motor Vehicle Safety—responsibility|Subchapter I. General Provisions|§ 2912. Uniformity of interpretation.

§ 2912. Uniformity of interpretation. This chapter shall be so interpreted and construed as to effectuate its general purpose to make uniform the laws of those states which enact it. 61 Del. Laws, c. 292, §  5;
21 DE Code § 2913. (2021)
2021 Delaware Code|Title 21 - Motor Vehicles|Chapter 29. Motor Vehicle Safety—responsibility|Subchapter I. General Provisions|§ 2913. Insurance for automobile transports.

§ 2913. Insurance for automobile transports. All automobile transports, interstate or intrastate, shall be insured against personal injury loss and property damage loss in keeping with requirements of the Interstate Commerce Commission relating to intrastate automobile transport carriers. 64 Del. Laws, c. 207, §  4;
21 DE Code § 2927. (2021)
2021 Delaware Code|Title 21 - Motor Vehicles|Chapter 29. Motor Vehicle Safety—responsibility|Subchapter II. Deposit of Security|§ 2927. Security required of nonresidents involved in accidents in this State.

§ 2927. Security required of nonresidents involved in accidents in this State. (a) Any nonresident of this State who is involved in any accident through the operation of a motor vehicle wherein there is a damage to property or person shall be liable to damages and shall be required to furnish sufficient security for the payment of damages sustained by any person, firm or corporation before the motor vehicle of the nonresident or the contents thereof are removed from out of the State. (b) The security required under subsection (a) of this section shall be double the estimated amount of the damages as determined by any reputable automobile repair person of the State, and shall be posted with any justice of the peace in the State. 41 Del. Laws, c. 224, §§  1, 2;  21 Del. C. 1953, §  2927;  70 Del. Laws, c. 186, §  1;
21 DE Code § 2941. (2021)
2021 Delaware Code|Title 21 - Motor Vehicles|Chapter 29. Motor Vehicle Safety—responsibility|Subchapter III. Proof of Future Responsibility|§ 2941. Court reports on nonpayment of judgments.

§ 2941. Court reports on nonpayment of judgments. (a) Whenever any person fails to satisfy any judgment within 60 days of its issuance, the court that issued the judgment shall, upon motion of the holder of the judgment, forward a certified copy of such judgment to the Secretary of Transportation. (b) If the defendant named in any certified copy of a judgment reported to the Secretary of Transportation is a nonresident, the Secretary of Transportation shall transmit a certified copy of the judgment to the official in charge of the issuance of licenses of the state of which the defendant is a resident. (c) For purposes of this subchapter “judgment” shall mean any civil judgment for money damages arising out of an event or transaction involving motor vehicle accident. Code 1935, §  5712B;  48 Del. Laws, c. 359, §  2;  21 Del. C. 1953, §  2941;  57 Del. Laws, c. 670, §  12A;  60 Del. Laws, c. 433, §  5;  66 Del. Laws, c. 274, §  1;  74 Del. Laws, c. 110, §  70;  76 Del. Laws, c. 265, §§  1, 2;
21 DE Code § 2942. (2021)
2021 Delaware Code|Title 21 - Motor Vehicles|Chapter 29. Motor Vehicle Safety—responsibility|Subchapter III. Proof of Future Responsibility|§ 2942. Suspension of license for nonpayment of judgments.

§ 2942. Suspension of license for nonpayment of judgments. (a) The Secretary of Transportation, upon receipt of a certified copy of a judgment, shall forthwith suspend the license and any nonresident's operating privilege of any person against whom such judgment was rendered, except as otherwise provided in this section and in § 2945 of this title. (b) The Secretary of Transportation may allow license or nonresident operating privileges to a judgment debtor, providing there is no default in the payment of such judgment or that installments thereof prescribed in § 2945 of this title are not in default, and providing the judgment debtor has furnished proof of financial responsibility. (c) Any person whose license or nonresident's operating privilege has been suspended or is about to be suspended or becomes subject to suspension under this chapter may be relieved from the effect of such judgment as prescribed in this chapter, by filing with the Secretary of Transportation an affidavit stating that at the time of the accident upon which such judgment has been rendered the affiant was insured, that the insurer is liable to pay such judgment and the reason, if known, why such insurance company has not paid such judgment. Such person shall also file the original policy of insurance or a certified copy thereof, if available, and such other documents as the Secretary of Transportation may require to show that the loss, injury or damage, for which such judgment was rendered, was covered by such policy of insurance. If the Secretary of Transportation is satisfied from such papers that such insurer was authorized to issue such policy of insurance at the time and place of issuing such policy and that such insurer is liable to pay such judgment, at least to the extent and for the amounts required in this chapter, the Secretary of Transportation shall not suspend such license or nonresident's operating privilege, or, if already suspended, shall reinstate them. (d) In the event that a person has had that person's license suspended for nonpayment of a judgment under this section, the Department after the lapse of 10 years from the entry of the judgment may issue a new license provided that such person shall have produced proof of liability insurance coverage or other evidence of financial responsibility, in an amount and of such character as shall be satisfactory to the Secretary of Transportation. Code 1935, §  5712C;  48 Del. Laws, c. 359, §  2;  21 Del. C. 1953, §  2942;  55 Del. Laws, c. 406;  57 Del. Laws, c. 89;  57 Del. Laws, c. 670, §  12A;  60 Del. Laws, c. 433, §§  6-8;  66 Del. Laws, c. 274, §  1;  70 Del. Laws, c. 186, §  1;  74 Del. Laws, c. 110, §§  71-74;
21 DE Code § 2943. (2021)
2021 Delaware Code|Title 21 - Motor Vehicles|Chapter 29. Motor Vehicle Safety—responsibility|Subchapter III. Proof of Future Responsibility|§ 2943. Duration of suspension of license.

§ 2943. Duration of suspension of license. The license and nonresident's operating privilege suspended pursuant to § 2942 of this title shall remain suspended and shall not be renewed nor shall any such license be thereafter issued in the name of such person, including any such person not previously licensed, unless and until every such judgment is satisfied in full or to the extent provided in this subchapter, and until such person gives proof of financial responsibility subject to the exemptions stated in §§ 2942 and 2945 of this title. Code 1935, §  5712D;  48 Del. Laws, c. 359, §  2;  21 Del. C. 1953, §  2943;  60 Del. Laws, c. 433, §  9;  66 Del. Laws, c. 274, §  1;
21 DE Code § 2944. (2021)
2021 Delaware Code|Title 21 - Motor Vehicles|Chapter 29. Motor Vehicle Safety—responsibility|Subchapter III. Proof of Future Responsibility|§ 2944. Satisfaction of judgments.

§ 2944. Satisfaction of judgments. The judgments referred to in this subchapter shall, for the purposes of this chapter only, be deemed satisfied:  (1) When $15,000 has been credited upon any judgment or judgments rendered in excess of that amount because of bodily injury to or death of 1 person as the result of any 1 accident; or (2) When, subject to such limit of $15,000 because of bodily injury to or death of 1 person, the sum of $30,000 has been credited upon any judgment or judgments rendered in excess of that amount because of bodily injury to or death of 2 or more persons as the result of any 1 accident; or (3) When $10,000 has been credited upon any judgment or judgments rendered in excess of that amount because of injury to or destruction of property of others as a result of any 1 accident. Payments made in settlement of any claims because of bodily injury, death or property damage arising from a motor vehicle accident shall be credited in reduction of the amounts provided for in this section. Code 1935, §  5712E;  48 Del. Laws, c. 359, §  2;  21 Del. C. 1953, §  2944;  50 Del. Laws, c. 456, §  3;  61 Del. Laws, c. 292, §  6;  64 Del. Laws, c. 198, §§  4-6;
21 DE Code § 2945. (2021)
2021 Delaware Code|Title 21 - Motor Vehicles|Chapter 29. Motor Vehicle Safety—responsibility|Subchapter III. Proof of Future Responsibility|§ 2945. Installment payment of judgments; default.

§ 2945. Installment payment of judgments; default. (a) A judgment debtor upon due notice to the judgment creditor may apply to the court in which such judgment was rendered for the privilege of paying such judgment in installments and the court, at its discretion and without prejudice to any other legal remedies which the judgment creditor may have, may so order and fix the amounts and times of payment of the installments. (b) The Secretary of Transportation shall not suspend a license or a nonresident's operating privilege for nonpayment of a judgment when the judgment debtor gives proof of financial responsibility and obtains an order permitting the payment of such judgment in installments, and while the payment of any said installment is not in default. (c) In the event the judgment debtor fails to pay any installment as specified by such order, the Secretary of Transportation, upon notice of such default, shall forthwith suspend the license or nonresident's operating privilege of the judgment debtor until such judgment is satisfied as provided in this subchapter. Code 1935, §  5712F;  48 Del. Laws, c. 359, §  2;  21 Del. C. 1953, §  2945;  57 Del. Laws, c. 670, §  12A;  66 Del. Laws, c. 274, §  1;  74 Del. Laws, c. 110, §§  75, 76;
21 DE Code § 2947. (2021)
2021 Delaware Code|Title 21 - Motor Vehicles|Chapter 29. Motor Vehicle Safety—responsibility|Subchapter III. Proof of Future Responsibility|§ 2947. Methods of giving proof.

§ 2947. Methods of giving proof. Proof of financial responsibility when required under this chapter, may be given by filing a:  (1) Certificate of insurance as provided in § 2948 or § 2949 of this title; or (2) Bond as provided in § 2950 of this title; or (3) Certificate of deposit of money or securities as provided in § 2951 of this title; or (4) Statement from an insurance carrier certifying that there is in effect a motor vehicle liability policy covering the operator or vehicle as required by this chapter.Code 1935, §  5712H;  48 Del. Laws, c. 359, §  2;  21 Del. C. 1953, §  2947;  62 Del. Laws, c. 77, §  2;
21 DE Code § 2948. (2021)
2021 Delaware Code|Title 21 - Motor Vehicles|Chapter 29. Motor Vehicle Safety—responsibility|Subchapter III. Proof of Future Responsibility|§ 2948. Certificate of insurance as proof.

§ 2948. Certificate of insurance as proof. (a) Proof of financial responsibility may be furnished by filing with the Secretary the written certificate of any insurance carrier duly authorized to do business in this State certifying that there is in effect a motor vehicle liability policy for the benefit of the person required to furnish proof of financial responsibility. Such certificate shall give the effective date of such motor vehicle liability policy, which date shall be the same as the effective date of the certificate and shall designate by explicit description or by appropriate reference all motor vehicles covered thereby, unless the policy is issued to a person who is not the owner of a motor vehicle. (b) No motor vehicle shall be or continue to be registered in the name of any person required to file proof of financial responsibility unless such motor vehicle is so designated in such certificate. Code 1935, §  5712I;  48 Del. Laws, c. 359, §  2;  21 Del. C. 1953, §  2948;
21 DE Code § 2949. (2021)
2021 Delaware Code|Title 21 - Motor Vehicles|Chapter 29. Motor Vehicle Safety—responsibility|Subchapter III. Proof of Future Responsibility|§ 2949. Certificate furnished by nonresident as proof.

§ 2949. Certificate furnished by nonresident as proof. (a) The nonresident owner of a motor vehicle not registered in this State may give proof of financial responsibility by filing with the Secretary a written certificate or certificate of an insurance carrier authorized to transact business in the state in which the motor vehicle or motor vehicles described in such certificate is registered, or, if such nonresident does not own a motor vehicle, then in the state in which the insured resides, provided such certificate otherwise conforms to this chapter, and the Secretary shall accept the same upon condition that said insurance carrier complies with the following provisions with respect to the policies so certified:  (1) Such insurance carrier shall execute a power of attorney authorizing the Secretary to accept service on its behalf of notice or process in any action arising out of a motor vehicle accident in this State; (2) Such insurance carrier shall agree in writing that such policies shall be deemed to conform with the laws of this State relating to the terms of motor vehicle liability policies issued herein. (b) If any insurance carrier not authorized to transact business in this State, and which has qualified to furnish proof of financial responsibility, defaults in any said undertakings or agreements, the Secretary shall not thereafter accept as proof any certificate of said carrier whether theretofore filed or thereafter tendered as proof, so long as such default continues. Code 1935, §  5712J;  48 Del. Laws, c. 359, §  2;  21 Del. C. 1953, §  2949;  57 Del. Laws, c. 670, §  12A;
21 DE Code § 2950. (2021)
2021 Delaware Code|Title 21 - Motor Vehicles|Chapter 29. Motor Vehicle Safety—responsibility|Subchapter III. Proof of Future Responsibility|§ 2950. Bond as proof.

§ 2950. Bond as proof. (a) Proof of financial responsibility may be evidenced by the bond of a surety company authorized to transact business within this State or a bond with at least 2 individual sureties each owning real estate within this State and together having equities equal in value to at least twice the amount of such bond. The real estate shall be scheduled in the bond approved by a judge of a court of record, and the bond shall be conditioned for payment of the amounts specified in the definition of “proof of financial responsibility” contained in § 101 of this title. Such bond shall be filed with the Secretary of Transportation and shall not be cancellable except after 10 days' written notice to the Secretary of Transportation. Such bond shall constitute a lien in favor of the State upon the real estate so scheduled of any surety, which lien shall exist in favor of any holder of a final judgment against the person who has filed such bond, for damages, including damages for care and loss of services because of bodily injury to or death of any person, or for damages because of injury to or destruction of property, including the loss of use thereof, resulting from the ownership, maintenance, use or operation of a motor vehicle after such bond was filed, upon the filing of notice to that effect by the Secretary of Transportation in the office of the prothonotary of any county in the State wherein any such real estate is located. The prothonotary shall enter such lien in an appropriate docket kept by the prothonotary for that purpose. (b) If such judgment rendered against the principal on such bond is not satisfied within 60 days after it has become final, the judgment creditor may, for the judgment creditor's own use and benefit and at the judgment creditor's sole expense, bring an action or actions in the name of the State against the company or persons executing such bond, including an action or proceeding to foreclose any lien that may exist upon the real estate of a person who has executed such bond in accordance with Chapter 75 of Title 10. Code 1935, §  5712N;  48 Del. Laws, c. 359, §  2;  21 Del. C. 1953, §  2950;  57 Del. Laws, c. 670, §  12A;  70 Del. Laws, c. 186, §  1;  74 Del. Laws, c. 110, §  77;