reglab/housing_qa huggingface dataset:
WA Rev Code § 32.35.070 (2021)
2021 Revised Code of Washington|Title 32 - Washington Savings Bank Act|Chapter 32.35 - Stock Savings Banks.|32.35.070 - Failure to commence business—Effect—Extension of time.

RCW 32.35.070 Failure to commence business—Effect—Extension of time.Every corporation authorized by the laws of this state to do business as a stock savings bank, which corporation shall have failed to organize and commence business within six months after certificate of authority to commence business has been issued by the director, shall forfeit its rights and privileges as such corporation, which fact the director shall certify to the secretary of state, and such certificate of forfeiture shall be filed and recorded in the office of the secretary of state in the same manner as the certificate of authority. However, the director may, upon showing of cause satisfactory to him or her, issue an order under his or her hand and seal extending for not more than three months the time within which such organization may be effected and business commenced, such order to be transmitted to the office of the secretary of state and filed and recorded.[ 1999 c 14 § 8.]
WA Rev Code § 32.35.080 (2021)
2021 Revised Code of Washington|Title 32 - Washington Savings Bank Act|Chapter 32.35 - Stock Savings Banks.|32.35.080 - Extension of existence—Application—Investigation—Certificate—Appeal—Winding up for failure to continue existence.

RCW 32.35.080 Extension of existence—Application—Investigation—Certificate—Appeal—Winding up for failure to continue existence.At any time not less than one year prior to the expiration of the time of the existence of any mutual savings bank or stock savings bank, it may by written application to the director, signed and verified by a majority of its directors and approved in writing by the owners of not less than two-thirds of its capital stock, apply to the director for leave to file amended articles of incorporation, extending its time of existence. Prior to acting upon such application, the director shall make such investigation of the applicant as he or she deems necessary. If the director determines that the applicant is in sound condition, that it is conducting its business in a safe manner and in compliance with law and that no reason exists why it should not be permitted to continue, he or she shall issue to the applicant a certificate authorizing it to file amended articles of incorporation extending the time of its existence until such time as it be dissolved by the act of its shareholders owning not less than two-thirds of its stock, or until its certificate of authority becomes revoked or forfeited by reason of violation of law, or until its affairs be taken over by the director for legal cause and finally wound up by him or her. Otherwise the director shall notify the applicant that he or she refuses to grant such certificate. The applicant may appeal from such refusal in the same manner as in the case of a refusal to grant an original certificate of authority. Otherwise the determination of the director shall be conclusive.Upon receiving a certificate, as hereinabove provided, the applicant may file amended articles of incorporation, extending the time of its existence for the term authorized, to which shall be attached a copy of the certificate of the director. Such articles shall be filed in the same manner and upon payment of the same fees as for original articles of incorporation.Should any mutual savings bank or stock savings bank fail to continue its existence in the manner provided and be not previously dissolved, the director shall at the end of its original term of existence immediately take possession of the corporation and wind up its affairs in the same manner as in the case of insolvency.[ 1999 c 14 § 9.]
WA Rev Code § 32.35.090 (2021)
2021 Revised Code of Washington|Title 32 - Washington Savings Bank Act|Chapter 32.35 - Stock Savings Banks.|32.35.090 - Shares—Certificates not required.

RCW 32.35.090 Shares—Certificates not required.(1) Shares of a stock savings bank may, but need not be, represented by certificates. Unless this title expressly provides otherwise, the rights and obligations of shareholders are identical whether or not their shares are represented by certificates. At a minimum, each share certificate must state the information required to be stated and must be signed as provided in RCW 23B.06.250 and/or 23B.06.270 for corporations.(2) Unless the articles of incorporation or bylaws provide otherwise, the board of directors of a stock savings bank may authorize the issue of some or all of the shares of any or all of its classes or series without certificates. The authorization does not affect shares already represented by certificates until they are surrendered to the stock savings bank.(3) Within a reasonable time after the issue or transfer of shares without certificates, the stock savings bank shall send the shareholder a written statement of the information required to be stated on certificates under subsection (1) of this section.[ 1999 c 14 § 10.]
WA Rev Code § 32.40.020 (2021)
2021 Revised Code of Washington|Title 32 - Washington Savings Bank Act|Chapter 32.40 - Community Credit Needs.|32.40.020 - Approval and disapproval of applications—Consideration of performance record in meeting community credit needs.

RCW 32.40.020 Approval and disapproval of applications—Consideration of performance record in meeting community credit needs.Whenever the director must approve or disapprove of an application for a new branch or satellite facility; for a purchase of assets, a merger, an acquisition or a conversion not required for solvency reasons; or for authority to engage in a business activity, the director shall consider, among other factors, the record of performance of the applicant in helping to meet the credit needs of the applicant's entire community, including low and moderate-income neighborhoods. Assessment of an applicant's record of performance may be the basis for denying an application.[ 1994 c 92 § 411; 1985 c 329 § 9.]NOTES:Legislative intent—1985 c 329: See note following RCW 30A.60.010.
WA Rev Code § 32.40.030 (2021)
2021 Revised Code of Washington|Title 32 - Washington Savings Bank Act|Chapter 32.40 - Community Credit Needs.|32.40.030 - Adoption of rules.

RCW 32.40.030 Adoption of rules.The director shall adopt all rules necessary to implement RCW 32.40.010 and 32.40.020 by January 1, 1986.[ 1994 c 92 § 412; 1985 c 329 § 10.]NOTES:Legislative intent—1985 c 329: See note following RCW 30A.60.010.
WA Rev Code § 32.40.901 (2021)
2021 Revised Code of Washington|Title 32 - Washington Savings Bank Act|Chapter 32.40 - Community Credit Needs.|32.40.901 - Effective date—1985 c 329.

RCW 32.40.901 Effective date—1985 c 329.See RCW 30A.60.901.
WA Rev Code § 32.50.005 (2021)
2021 Revised Code of Washington|Title 32 - Washington Savings Bank Act|Chapter 32.50 - Supervisory Direction by the Director of Financial Institutions.|32.50.005 - Definitions.

RCW 32.50.005 Definitions.The definitions in this section apply throughout this chapter unless the context clearly requires otherwise.(1) "Unsafe condition" means and includes, but is not limited to, any one or more of the following circumstances:(a) If a savings bank is less than well-capitalized;(b) If a savings bank or holding company violates the provisions of Title 32 RCW or any other law or regulation applicable to savings banks;(c) If a savings bank conducts a fraudulent or questionable practice in the conduct of its business that endangers the savings bank's reputation or threatens its solvency;(d) If a savings bank conducts its business in an unsafe or unauthorized manner;(e) If a savings bank violates any conditions of its charter or any agreement entered with the director; or(f) If a savings bank fails to carry out any authorized order or direction of the examiner or the director.(2) "Exceeded its powers" means and includes, but is not limited to the following circumstances:(a) If a savings bank has refused to permit examination of its books, papers, accounts, records, or affairs by the director, assistant director, or duly commissioned examiners; or(b) If a savings bank has neglected or refused to observe an order of the director to make good, within the time prescribed, any impairment of its capital.(3) "Consent" means and includes a written agreement by the savings bank to either supervisory direction or conservatorship under this chapter.[ 2010 c 88 § 65.]
WA Rev Code § 32.50.010 (2021)
2021 Revised Code of Washington|Title 32 - Washington Savings Bank Act|Chapter 32.50 - Supervisory Direction by the Director of Financial Institutions.|32.50.010 - Determination of unsafe condition—Notice—List of director's requirements—Conservator.

RCW 32.50.010 Determination of unsafe condition—Notice—List of director's requirements—Conservator.If upon examination or at any other time it appears to the director that any savings bank is in an unsafe condition and its condition is such as to render the continuance thereof hazardous to the public or to its depositors or trust beneficiaries and creditors, or if such savings bank appears to have exceeded its powers or has failed to comply with the law, or if such savings bank gives its consent, then the director shall upon his or her determination (1) notify the savings bank of his or her determination, (2) furnish to the savings bank a written list of the director's requirements to abate his or her determination, and (3) if the director makes further determination to directly supervise, he or she shall notify the savings bank that it is under the supervisory direction of the director and that the director is invoking the provisions of this chapter. If placed under supervisory direction the savings bank shall comply with the lawful requirements of the director within such time as provided in the notice of the director, subject however, to the provisions of this chapter. If the savings bank fails to comply within such time the director may appoint a conservator as hereafter provided.[ 2010 c 88 § 66.]
WA Rev Code § 32.50.020 (2021)
2021 Revised Code of Washington|Title 32 - Washington Savings Bank Act|Chapter 32.50 - Supervisory Direction by the Director of Financial Institutions.|32.50.020 - Director may appoint representative—Restrictions placed on savings bank.

RCW 32.50.020 Director may appoint representative—Restrictions placed on savings bank.During the period of supervisory direction the director may appoint a representative to supervise such savings bank and may provide that the savings bank may not do any of the following during the period of supervisory direction, without the prior approval of the director or the appointed representative:(1) Dispose of, convey, or encumber any of the assets;(2) Withdraw any of its bank accounts;(3) Lend any of its funds;(4) Invest any of its funds;(5) Transfer any of its property; or(6) Incur any debt, obligation, or liability.[ 2010 c 88 § 67.]
WA Rev Code § 32.50.030 (2021)
2021 Revised Code of Washington|Title 32 - Washington Savings Bank Act|Chapter 32.50 - Supervisory Direction by the Director of Financial Institutions.|32.50.030 - Failure of savings bank to comply—Appointment of conservator—Powers and duties of conservator, immunity.

RCW 32.50.030 Failure of savings bank to comply—Appointment of conservator—Powers and duties of conservator, immunity.(1) After the period of supervisory direction specified by the director for compliance, if he or she determines that such savings bank has failed to comply with the lawful requirements imposed, upon due notice and hearing by the department or by consent of the savings bank, the director may appoint a conservator, who shall immediately take charge of such savings bank and all of its property, books, records, and effects. The conservator shall conduct the business of the savings bank and take such steps toward the removal of the causes and conditions which have necessitated such order, as the director may direct. During the pendency of the conservatorship the conservator shall make such reports to the director from time to time as may be required by the director, and shall be empowered to take all necessary measures to preserve, protect, and recover any assets or property of such savings bank, including claims or causes of actions belonging to or which may be asserted by such bank, and to deal with the same in his or her own name as conservator, and shall be empowered to file, prosecute, and defend any suit and suits which have been filed or which may thereafter be filed by or against such savings bank which are deemed by the conservator to be necessary to protect all of the interested parties for a property affected thereby. The director, or any newly appointed assistant, may be appointed to serve as conservator. If the director, however, is satisfied that such savings bank is not in condition to continue business in the interest of its depositors or creditors under the conservator under this section, the director may proceed with appropriate remedies provided by other provisions of this title.(2) A person appointed as conservator by the director pursuant to this chapter is immune from criminal, civil, and administrative liability for any act done in good faith in the performance of the duties of conservator.[ 2013 c 76 § 28; 2010 c 88 § 68.]
WA Rev Code § 32.50.040 (2021)
2021 Revised Code of Washington|Title 32 - Washington Savings Bank Act|Chapter 32.50 - Supervisory Direction by the Director of Financial Institutions.|32.50.040 - Costs of supervisory direction and conservatorship.

RCW 32.50.040 Costs of supervisory direction and conservatorship.All costs incident to supervisory direction and the conservatorship shall be fixed and determined by the director and shall be a charge against the assets of the savings bank to be allowed and paid as the director may determine.[ 2010 c 88 § 69.]
WA Rev Code § 32.50.050 (2021)
2021 Revised Code of Washington|Title 32 - Washington Savings Bank Act|Chapter 32.50 - Supervisory Direction by the Director of Financial Institutions.|32.50.050 - Request for review of actions taken by representative or conservator.

RCW 32.50.050 Request for review of actions taken by representative or conservator.During the period of the supervisory direction and during the period of conservatorship, the savings bank may request the director to review an action taken or proposed to be taken by the representative or conservator; specifying wherein the action complained of is believed not to be in the best interest of the savings bank, and such request shall stay the action specified pending review of such action by the director. Any order entered by the director appointing a representative and providing that the savings bank shall not do certain acts as provided in RCW 32.50.020 and 32.50.030, any order entered by the director appointing a conservator, and any order by the director following the review of an action of the representative or conservator under this section shall be subject to review in accordance with the administrative procedure act of the state of Washington.[ 2010 c 88 § 70.]
WA Rev Code § 32.50.060 (2021)
2021 Revised Code of Washington|Title 32 - Washington Savings Bank Act|Chapter 32.50 - Supervisory Direction by the Director of Financial Institutions.|32.50.060 - Suit filed after savings bank in conservatorship.

RCW 32.50.060 Suit filed after savings bank in conservatorship.Any suit filed against a savings bank, or its conservator, after the entrance of an order by the director placing such savings bank in conservatorship and while such order is in effect, shall be brought in the superior court of the county of its principal place of business and not elsewhere. The conservator appointed for such savings bank may file suit in the superior court of the county of its principal place of business or other court of competent jurisdiction against any person for the purpose of preserving, protecting, or recovering any asset or property of such savings bank, including claims or causes of action belonging to or which may be asserted by such savings bank.[ 2010 c 88 § 71.]
WA Rev Code § 32.50.070 (2021)
2021 Revised Code of Washington|Title 32 - Washington Savings Bank Act|Chapter 32.50 - Supervisory Direction by the Director of Financial Institutions.|32.50.070 - Duration of conservatorship.

RCW 32.50.070 Duration of conservatorship.The conservator shall serve for such time as is necessary to accomplish the purposes of the conservatorship as intended by this chapter. If rehabilitated, the rehabilitated savings bank shall be returned to management or new managements under such conditions as are reasonable and necessary to prevent recurrence of the condition which occasioned the conservatorship.[ 2010 c 88 § 72.]
WA Rev Code § 32.50.080 (2021)
2021 Revised Code of Washington|Title 32 - Washington Savings Bank Act|Chapter 32.50 - Supervisory Direction by the Director of Financial Institutions.|32.50.080 - Authority of director to act—Administrative discretion.

RCW 32.50.080 Authority of director to act—Administrative discretion.If the director determines to act under authority of this chapter, the sequence of his or her acts and proceedings shall be as set forth in this chapter. However, it is the purpose and substance of this chapter to authorize administrative discretion, to allow the director administrative discretion in the event of unsound banking operations, and in furtherance of that purpose the director is hereby authorized to proceed with regulation either under this chapter or under any other applicable provisions of law or under this chapter in connection with other law, either as such law is now existing or is hereinafter enacted, and it is so provided.[ 2010 c 88 § 73.]
WA Rev Code § 32.50.900 (2021)
2021 Revised Code of Washington|Title 32 - Washington Savings Bank Act|Chapter 32.50 - Supervisory Direction by the Director of Financial Institutions.|32.50.900 - Effective date—2010 c 88.

RCW 32.50.900 Effective date—2010 c 88.This act is necessary for the immediate preservation of the public peace, health, or safety, or support of the state government and its existing public institutions, and takes effect immediately [March 17, 2010].[ 2010 c 88 § 76.]
WA Rev Code § 32.98.010 (2021)
2021 Revised Code of Washington|Title 32 - Washington Savings Bank Act|Chapter 32.98 - Construction.|32.98.010 - Continuation of existing law.

RCW 32.98.010 Continuation of existing law.The provisions of this title insofar as they are substantially the same as statutory provisions repealed by this chapter and relating to the same subject matter, shall be construed as restatements and continuations, and not as new enactments.[ 1955 c 13 § 32.98.010.]
WA Rev Code § 32.98.020 (2021)
2021 Revised Code of Washington|Title 32 - Washington Savings Bank Act|Chapter 32.98 - Construction.|32.98.020 - Title, chapter, section headings not part of law.

RCW 32.98.020 Title, chapter, section headings not part of law.Title headings, chapter headings, and section or subsection headings, as used in this title do not constitute any part of the law.[ 1955 c 13 § 32.98.020.]
WA Rev Code § 32.98.030 (2021)
2021 Revised Code of Washington|Title 32 - Washington Savings Bank Act|Chapter 32.98 - Construction.|32.98.030 - Invalidity of part of title not to affect remainder.

RCW 32.98.030 Invalidity of part of title not to affect remainder.If any provision of this title, or its application to any person or circumstance is held invalid, the remainder of the title, or the application of the provision to other persons or circumstances is not affected.[ 1955 c 13 § 32.98.030.]
WA Rev Code § 32.98.050 (2021)
2021 Revised Code of Washington|Title 32 - Washington Savings Bank Act|Chapter 32.98 - Construction.|32.98.050 - Repeals and saving.

RCW 32.98.050 Repeals and saving.See 1955 c 13 s 32.98.050.
WA Rev Code § 32.98.060 (2021)
2021 Revised Code of Washington|Title 32 - Washington Savings Bank Act|Chapter 32.98 - Construction.|32.98.060 - Emergency—1955 c 13.

RCW 32.98.060 Emergency—1955 c 13.This act is necessary for the immediate preservation of the public peace, health and safety, the support of the state government and its existing public institutions, and shall take effect immediately.[ 1955 c 13 § 32.98.060.]
WA Rev Code § 33.04.002 (2021)
2021 Revised Code of Washington|Title 33 - Washington Savings Association Act|Chapter 33.04 - General Provisions.|33.04.002 - Legislative declaration, intent—Purpose.

RCW 33.04.002 Legislative declaration, intent—Purpose.The legislature finds that the statutory law relating to savings and loan associations has not been generally updated or modernized since 1945; and, as a result, many changes to Title 33 RCW should now be made with respect to the powers and duties of the director; to the provisions relating to the organization, management and conversion of savings and loan associations; and to the powers and restrictions placed upon savings and loan associations to make investments. While it is the intent of the legislature to grant permissive investment powers to state-chartered savings and loan associations, it does not intend these associations to abandon the residential financing market in Washington. It, therefore, finds that the powers granted in chapter 3, Laws of 1982 are for the purpose of updating and modernizing the law relating to savings and loan associations, thereby creating a more secure and responsive financial environment in which the residential home buyer will continue to obtain financing.[ 1994 c 92 § 413; 1982 c 3 § 1.]NOTES:Severability—1982 c 3: "If any provision of this act or its application to any person or circumstance is held invalid, the remainder of the act or the application of the provision to other persons or circumstances is not affected." [ 1982 c 3 § 118.]
WA Rev Code § 33.04.004 (2021)
2021 Revised Code of Washington|Title 33 - Washington Savings Association Act|Chapter 33.04 - General Provisions.|33.04.004 - Short title.

RCW 33.04.004 Short title.This title may be known and cited as the Washington savings association act.[ 2014 c 37 § 601.]NOTES:Legislative declarations—Effective date—2014 c 37: See RCW 30A.04.005 and 30A.04.902.
WA Rev Code § 33.04.005 (2021)
2021 Revised Code of Washington|Title 33 - Washington Savings Association Act|Chapter 33.04 - General Provisions.|33.04.005 - Definitions.

RCW 33.04.005 Definitions.Unless the context requires otherwise, the definitions in this section apply throughout this title.(1) "Branch" means an established manned place of business or a manned mobile facility or other manned facility of an association, other than the principal office, at which deposits may be taken.(2) "Depositor" means a person who deposits money in an association.(3) "Domestic association" means a savings and loan association which is incorporated under the laws of this state.(4) "Federal association" means a savings and loan association which is incorporated under federal law.(5) "Foreign association" means a savings and loan association organized under the laws of another state.(6)(a) "Member," in a mutual association, means a depositor or any other person who is a member of a class of persons granted membership rights by the articles of incorporation or bylaws.(b) "Member," in a stock association, means a stockholder or any other person who is a member of a class of persons granted membership rights by the articles of incorporation or bylaws.(7) "Mutual association" means an association formed without authority to issue stock.(8) "Savings and loan association," "savings association" or "association," unless otherwise restricted, means a domestic or foreign association and includes a stock or a mutual association.(9) "Stock association" means an association formed with the authority to issue stock.(10) "Department" means department of financial institutions.(11) "Director" means director of financial institutions.[ 1994 c 92 § 414; 1982 c 3 § 2.]NOTES:Severability—1982 c 3: See note following RCW 33.04.002.