reglab/housing_qa huggingface dataset:
TN Code § 56-6-908 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 6 - Agents, Solicitors and Administrators|Part 9 - Tennessee Public Adjuster Licensing Act of 2006|§ 56-6-908. Nonresident Public Adjuster License

  Unless denied licensure pursuant to § 56-6-910, a nonresident person shall receive a nonresident public adjuster license, if:  The person is currently licensed as a resident public adjuster and in good standing in the person's home state;   The person has submitted the proper request for licensure, has paid the fees required by the rule promulgated under § 56-6-905(a)(5), and has provided proof of financial responsibility as required in § 56-6-911;   The person has submitted, or transmitted to the commissioner, the appropriate completed application for licensure;   The person's home state has adopted a public adjuster licensing act, that is substantially similar to this part; and   The nonresident public adjuster representing an insured in this state remains reasonably available for communications with the insured and the insurance carrier.     The commissioner may verify the public adjuster's licensing status through the producer database maintained by the NAIC, its affiliates or subsidiaries.   As a condition to continuation of a public adjuster license issued under this section, the licensee shall maintain a resident public adjuster license in the licensee's home state. The nonresident public adjuster license issued under this section shall terminate and be surrendered immediately to the commissioner, if the home state public adjuster license terminates for any reason, unless the public adjuster has been issued a license as a resident public adjuster in the adjuster's new home state. The licensed nonresident public adjuster shall provide prompt notification of the new home state license to the state or states that have issued the nonresident license. This notification shall include the licensee's new and old addresses. A new state resident license is required for nonresident licenses to remain valid. The new state resident license must have reciprocity with the licensing nonresident state or states, for the nonresident license not to terminate.
TN Code § 56-6-911 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 6 - Agents, Solicitors and Administrators|Part 9 - Tennessee Public Adjuster Licensing Act of 2006|§ 56-6-911. Financial Responsibility

 Prior to issuance of a license as a public adjustor, and for the duration of the license, the applicant shall secure evidence of financial responsibility in a format prescribed by the commissioner through a surety bond and an errors and omissions insurance policy, or other security satisfactory to the department of insurance.   A surety bond executed and issued by an insurer authorized to issue surety bonds in this state shall:  Be in the minimum amount of fifty thousand dollars ($50,000);   Be in favor of this state and shall specifically authorize recovery by the commissioner on behalf of any person in this state who sustained damages as the result of erroneous acts, failure to act, conviction of fraud, or conviction of unfair practices in the capacity as a public adjuster;   Not be terminated, unless at least thirty-days' prior written notice has been filed with the commissioner and given to the licensee; and   Be in a form approved by the commissioner.     The licensed public adjuster shall promptly notify the commissioner upon termination of the bond, unless otherwise directed by the commissioner.   The commissioner may ask for the evidence of financial responsibility at any time the commissioner deems it necessary and proper to protect the rights of Tennessee consumers.   The authority to act as a public adjuster shall automatically terminate if the evidence of financial responsibility terminates or becomes substantially impaired.   The errors and omissions policy shall be executed by and issued by an admitted insurer authorized to issue errors and omissions policies in this state, and shall be in the minimum amount of five hundred thousand dollars ($500,000) per occurrence.
TN Code § 56-6-912 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 6 - Agents, Solicitors and Administrators|Part 9 - Tennessee Public Adjuster Licensing Act of 2006|§ 56-6-912. Continuing Education — Exemptions

  An individual, who holds a public adjuster license and who is not exempt under subsection (b), shall satisfactorily complete a minimum of twenty-four (24) hours of continuing education courses, including ethics, reported on a biennial basis in conjunction with the license renewal cycle. The education required by this section shall be in addition to any other continuing education requirements required for other professional licenses held by the individuals licensed under this part.   This section shall not apply to:  Licensees not licensed for one (1) full year prior to the end of the applicable continuing education biennium; or   Licensees holding nonresident public adjuster licenses who have met the continuing education requirements of their home state and whose home state gives credit to residents of this state on substantially the same basis.     Except as set forth in subsection (b), only continuing education courses approved by the commissioner shall be used to satisfy the continuing education requirement of subsection (a).
TN Code § 56-6-913 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 6 - Agents, Solicitors and Administrators|Part 9 - Tennessee Public Adjuster Licensing Act of 2006|§ 56-6-913. Fees Charged by Public Adjuster — Commissions, Service Fees or Other Valuable Consideration — Fee, Retainer, Compensation, Deposit, or Other Thing of Value, Prior to Settlement of a Claim

  A public adjuster may charge the insured a reasonable fee. If a contract between the public adjuster and the insured is formed before the insurance carrier has made an offer of settlement, then the public adjuster may not charge a fee that is greater than fifteen percent (15%) of the total proceeds of the insurance settlement. If a contract between the public adjuster and the insured is formed after the insurance carrier has made an offer of settlement, then the public adjuster may not charge any more than twenty-five percent (25%) of the difference between the insurance company's last offer to the insured prior to the public adjuster contract with that insured and the last offer after the public adjuster entered a contract with the insured and negotiated, if any, additional settlement proceeds. If the insured has obtained a home mortgage in the amount of one hundred percent (100%) of the appraised value of the home, then a public adjuster may charge a fee not to exceed ten percent (10%) of the total proceeds of an insurance settlement that is a total loss of the home, which shall be deemed to be a policy limit payment, occurring during a catastrophic disaster within the first twelve (12) months of the term of the home mortgage. This limitation applies regardless of when a contract is entered into between the public adjuster and the insured; provided, however, that a public adjuster shall charge no fee on any advance payment prior to the contract between the insured and the public adjuster to the insured. Nothing in this subsection (a) prohibits a public adjuster from charging a variation of fees, so long as those fees do not exceed the amounts prescribed in this subsection (a). This subsection (a) shall not apply to commercial insurance.   A public adjuster shall not pay a commission, service fee or other valuable consideration to a person for investigating, resolving or working in connection with, claims in this state, if that person is required to be licensed under this part and is not so licensed.   A public adjuster shall not accept a commission, service fee or other valuable consideration for investigating or settling claims in this state, if the adjuster is required to be licensed under this part and is not so licensed.   No public adjuster shall require, demand or accept any fee, retainer, compensation, deposit, or other thing of value, prior to settlement of a claim.
TN Code § 56-6-915 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 6 - Agents, Solicitors and Administrators|Part 9 - Tennessee Public Adjuster Licensing Act of 2006|§ 56-6-915. Escrow or Trust Account

 A public adjuster who receives, accepts or holds any funds on behalf of an insured, towards the settlement of a claim for loss or damage, shall deposit the funds in a noninterest-bearing escrow or trust account in a financial institution that is insured by an agency of the federal government in the insured's home state or in the state where the loss occurred.
TN Code § 56-6-916 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 6 - Agents, Solicitors and Administrators|Part 9 - Tennessee Public Adjuster Licensing Act of 2006|§ 56-6-916. Records Required of Adjuster — Maintenance and Inspection

  A public adjuster shall maintain complete records of each transaction as a public adjuster. The records required by this section shall include the following:  Name of the insured;   Date, location and amount of the loss;   Copy of the contract between the public adjuster and insured;   Name of the insurer and, if available, amount, expiration date and number of each policy carried with respect to the loss;   Itemized statement of the insured's recoveries;   Itemized statement of all compensation received by the public adjuster, from any source whatsoever, in connection with the loss;   A register of all moneys received, deposited, disbursed, or withdrawn in connection with a transaction with an insured, including fees transfers and disbursements from a trust account and all transactions concerning all interest bearing accounts;   Name of public adjuster who executed the contract;   Name of the attorney representing the insured, if applicable, and the name of the claims representatives of the insurance company; and   Evidence of financial responsibility in a format prescribed by the commissioner.     Records of transactions as a public adjuster shall be maintained for at least five (5) years after the termination of the transaction with an insured and shall be open to examination by the commissioner at all times.
TN Code § 56-6-918 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 6 - Agents, Solicitors and Administrators|Part 9 - Tennessee Public Adjuster Licensing Act of 2006|§ 56-6-918. Report to the Commissioner of Administrative Action or Prosecution Brought Against Adjuster

  A public adjuster shall report to the commissioner any administrative action taken against the public adjuster in another jurisdiction or by another governmental agency in this state within thirty (30) days of the final disposition of the matter. This report shall include a copy of the order, consent to order, or other relevant legal documents.   Within thirty (30) days of arraignment or other formal presentment of charges and entry of plea, a public adjuster shall report to the commissioner any prosecution of the public adjuster for a felony taken in any jurisdiction. The report shall include a copy of the initial complaint filed, the order resulting from the hearing, and any other relevant legal documents necessary to explain the charges brought against the public adjuster.
TN Code § 56-6-919 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 6 - Agents, Solicitors and Administrators|Part 9 - Tennessee Public Adjuster Licensing Act of 2006|§ 56-6-919. Investigations by Commissioner

 The commissioner may make investigations necessary for the proper administration of this part. For the purpose of making investigations, the commissioner shall have inquisitorial powers and shall be empowered to subpoena witnesses and examine them under oath; provided, that all testimony, documents and other evidence obtained by the commissioner pursuant to this section shall be absolutely privileged and shall not be admissible as evidence in any private civil proceeding. Notwithstanding this section, the adjuster may request and obtain from the department a copy of any charges brought against the adjuster, or if no charges have been filed, a written notice of the alleged violation.
TN Code § 56-6-920 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 6 - Agents, Solicitors and Administrators|Part 9 - Tennessee Public Adjuster Licensing Act of 2006|§ 56-6-920. Rules and Regulations

 The commissioner may promulgate regulations as are necessary or proper to carry out the purposes of this part. These regulations may include provisions relating to the assessment of licensure fees reasonable to defray the costs of examinations and testing of public adjusters. The commissioner shall keep a separate accounting of fees and costs to administer this part, and no other fees generated under this chapter shall be used to administer this part.
TN Code § 56-6-1001 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 6 - Agents, Solicitors and Administrators|Part 10 - Crop Insurance Adjusters|§ 56-6-1001. Part Definitions

 As used in this part:   “Commissioner” means the commissioner of commerce and insurance;   “Crop” means and includes any agricultural product, including livestock, nursery product, tree and product from a tree, as well as anything insured by the Federal Crop Insurance Corporation under a crop insurance program;   “Department” means the department of commerce and insurance;   “Fingerprints” means an impression of the lines on the finger taken for purpose of identification. The impression may be electronic or in ink converted to electronic format; and   “Person” means a natural person.
TN Code § 56-6-1002 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 6 - Agents, Solicitors and Administrators|Part 10 - Crop Insurance Adjusters|§ 56-6-1002. Licensure as a Crop Insurance Adjuster

  No person shall act or hold out as being a crop insurance adjuster unless licensed as a crop insurance adjuster in accordance with this part.   An insurer that sells crop insurance shall not contract, employ or use any person to adjust claims made under a crop insurance policy unless the person is licensed as a crop insurance adjuster.
TN Code § 56-6-1003 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 6 - Agents, Solicitors and Administrators|Part 10 - Crop Insurance Adjusters|§ 56-6-1003. Application for Licensure

   A person applying for a crop insurance adjuster license shall make application to the commissioner on the appropriate application prescribed by the commissioner.   The commissioner is authorized to determine whether the crop insurance adjuster license to be issued under this part shall be a crop-specific loss adjuster license or a multi-peril crop adjuster license, and based on the commissioner's decision, the applicant shall complete the appropriate application.     The applicant shall declare, under penalty of perjury and under penalty of refusal, suspension or revocation of the license, that the statements made in the application are true, correct and complete to the best of the applicant's knowledge and belief.
TN Code § 56-6-1004 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 6 - Agents, Solicitors and Administrators|Part 10 - Crop Insurance Adjusters|§ 56-6-1004. Standards for Licensure

 The commissioner shall promulgate rules to establish the qualifications for the issuance of a license under this part. Such standards shall include the completion of a course of instruction in adjusting crop insurance claims and the passing of an examination testing the applicant's knowledge of how to adjust crop insurance claims.
TN Code § 56-6-1005 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 6 - Agents, Solicitors and Administrators|Part 10 - Crop Insurance Adjusters|§ 56-6-1005. Written Examination — Examination Fees — Continuing Education

  An individual applying for a crop insurance adjuster license under this part shall pass a written examination. The examination shall test the knowledge of the individual concerning the duties and responsibilities of a limited lines crop adjuster and the insurance laws and regulations of this state. Examinations required by this section shall be developed and conducted under rules and regulations prescribed by the commissioner. Based on the commissioner's decision concerning whether the license shall be a crop-specific loss adjuster license or a multi-peril crop adjuster license, the examination shall specifically cover the applicable license. If the license is to be a multi-peril crop adjuster license, the commissioner may accept the risk management agency-approved proficiency test as the basis for such licensure.   The commissioner may make arrangements, including contracting with an outside testing service, for administering examinations and collecting a nonrefundable fee in an amount set forth by rule by the commissioner.   Each individual applying for an examination shall remit a nonrefundable fee as prescribed by the commissioner, in an amount set by rule promulgated by the commissioner.   An individual who fails to appear for the examination as scheduled, or fails to pass the examination, shall reapply for an examination and remit all required fees and forms before being rescheduled for another examination.   The commissioner is authorized to establish continuing education requirements, including a minimum number of required hours as well as appropriate curriculum, for persons licensed as crop insurance adjusters under this part.
TN Code § 56-6-1006 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 6 - Agents, Solicitors and Administrators|Part 10 - Crop Insurance Adjusters|§ 56-6-1006. Maintenance of Claims Records

 All insurers that sell crop insurance in this state shall maintain complete records of each claim made by a policyholder or on property in this state. These records shall be maintained for at least five (5) years after the termination of the closing of the claim and shall be open to examination by the commissioner at all times.
TN Code § 56-6-1007 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 6 - Agents, Solicitors and Administrators|Part 10 - Crop Insurance Adjusters|§ 56-6-1007. Expertise of Adjuster Sufficient to Undertake Adjustment of Claim

 A crop insurance adjuster shall not undertake the adjustment of any claim, if the crop insurance adjuster is not sufficiently competent and knowledgeable as to the terms and conditions of the insurance coverage so as to properly discharge the duties of a crop insurance adjuster, or that otherwise exceeds the crop insurance adjuster's current expertise.
TN Code § 56-6-1008 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 6 - Agents, Solicitors and Administrators|Part 10 - Crop Insurance Adjusters|§ 56-6-1008. Investigations by Commissioner

 The commissioner may make investigations necessary for the proper administration of this part. For the purpose of making investigations, the commissioner shall have inquisitorial powers and shall be empowered to subpoena witnesses and examine them under oath.
TN Code § 56-6-1009 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 6 - Agents, Solicitors and Administrators|Part 10 - Crop Insurance Adjusters|§ 56-6-1009. Regulations — Licensure Fees — Setting of Standards for Licensure — Accounting of Fees and Costs

 The commissioner may promulgate regulations as are necessary or proper to carry out the purposes of this part. These regulations may include provisions relating to the assessment of licensure fees reasonable to defray the costs of examinations and testing of crop insurance adjusters. The commissioner may also set standards for the maintenance of a crop insurance adjuster license. The commissioner shall keep a separate accounting of fees and costs to administer this part, and no other fees generated under this chapter shall be used to administer this part.
TN Code § 56-6-1101 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 6 - Agents, Solicitors and Administrators|Part 11 - Insurance for Portable Electronics|§ 56-6-1101. Part Definitions

 For purposes of this part:   “Commissioner” means the commissioner of commerce and insurance;   “Customer” means a person who purchases portable electronics or services;   “Department” means the department of commerce and insurance;   “Enrolled customer” means a customer who elects coverage under a portable electronics insurance policy issued to a vendor of portable electronics;   “Location” means any physical location in this state or any web site, call center site, or similar location directed to residents of this state;   “Portable electronics” means electronic devices that are portable in nature, the devices' accessories, and services related to the use of the devices;    “Portable electronics insurance” means insurance providing coverage for the repair or replacement of portable electronics which may provide coverage for portable electronics against any one (1) or more of the following causes of loss:   Loss;   Theft;   Inoperability due to mechanical failure;   Inoperability due to malfunction;   Damage; or   Other similar causes of loss.     “Portable electronics insurance” does not include:   A service contract or extended warranty providing coverage limited to the repair, replacement, or maintenance of property for the operational or structural failure of property due to a defect in materials, workmanship, accidental damage from handling, power surges, or normal wear and tear;   A policy of insurance covering a seller's or a manufacturer's obligations under a warranty; or   A homeowner's, renter's, private passenger automobile, commercial multi-peril, or similar policy;       “Portable electronics transaction” means:  The sale or lease of portable electronics by a vendor to a customer; or   The sale of a service related to the use of portable electronics by a vendor to a customer;     “Supervising entity” means a business entity that is a licensed insurance producer or insurer; and   “Vendor” means a person in the business of engaging in portable electronics transactions directly or indirectly.
TN Code § 56-6-1102 (2021)
2021 Tennessee Code|Title 56 - Insurance|Chapter 6 - Agents, Solicitors and Administrators|Part 11 - Insurance for Portable Electronics|§ 56-6-1102. Requirement to Hold a Limited Lines License to Sell or Offer Coverage

  A vendor is required to hold a limited lines license to sell or offer coverage under a policy of portable electronics insurance. A vendor who has met the requirements of this part shall be entitled to a limited lines business entity producer's license, without examination, authorizing the vendor to sell or offer coverage under a policy of portable electronics insurance.   A limited lines license issued to a vendor under this section shall authorize any employee or authorized representative of the vendor to sell or offer coverage under a policy of portable electronics insurance to a customer at each location at which the vendor engages in portable electronics transactions.   In connection with a vendor's initial application for licensure and at renewal, the vendor shall provide a list to the commissioner of all locations in this state at which the vendor offers coverage.   Notwithstanding any law to the contrary, a license issued pursuant to this section shall authorize the licensee and its employees or authorized representatives to engage in activities permitted in this part.