reglab/housing_qa huggingface dataset:
760 ILCS 3/1506
2021 Illinois Compiled Statutes|Chapter 760 - TRUSTS AND FIDUCIARIES|760 ILCS 3/ - Illinois Trust Code.|Article 15 - Miscellaneous Provisions

(760 ILCS 3/1506)Sec. 1506. Application to existing relationships. Except as otherwise provided in this Code, on the effective date of this Code:(1)  This Code applies to all trusts created before,     on, or after its effective date.(2)  This Code applies to all judicial proceedings     concerning trusts commenced on or after its effective date.  As used in this Section, "judicial proceedings" includes any proceeding before a court or administrative tribunal of this State and any arbitration or mediation proceedings.(3)  This Code applies to all nonjudicial matters     concerning trusts commenced before, on, or after its effective date.  As used in this Section, "nonjudicial matters" includes, but is not limited to, nonjudicial settlement agreements entered into under Section 111 and the grant of any consent, release, ratification, or indemnification.(4)  This Code applies to judicial proceedings     concerning trusts commenced before its effective date unless the court finds that application of a particular provision of this Code would substantially interfere with the effective conduct of the judicial proceedings or prejudice the rights of the parties, in which case the particular provision of this Code does not apply and the superseded law applies.(5)  Any rule of construction or presumption provided     in this Code applies to trust instruments executed before the effective date of this Code unless there is a clear indication of a contrary intent in the trust instrument.(6)  An act done before the effective date of this     Code is not affected by this Code.(7)  If a right is acquired, extinguished, or barred     upon the expiration of a prescribed period that has commenced to run under any other statute before the effective date of this Code, that statute continues to apply to the right even if it has been repealed or superseded.(8) (Blank).  (Source: P.A. 101-48, eff. 1-1-20; 102-279, eff. 1-1-22.)
760 ILCS 3/Art. 16 heading
2021 Illinois Compiled Statutes|Chapter 760 - TRUSTS AND FIDUCIARIES|760 ILCS 3/ - Illinois Trust Code.|Article 16 - Amendatory Provisions

(760 ILCS 3/Art. 16 heading)   Article 16.  Amendatory Provisions. (Amendatory provisions; text omitted)(Source: P.A. 101-48, eff. 1-1-20; text omitted.)
760 ILCS 3/Art. 99 heading
2021 Illinois Compiled Statutes|Chapter 760 - TRUSTS AND FIDUCIARIES|760 ILCS 3/ - Illinois Trust Code.|Article 99 - Effective Date

   Article 99.  Effective Date.  (Source: P.A. 101-48, eff. 1-1-20.)
760 ILCS 3/9999
2021 Illinois Compiled Statutes|Chapter 760 - TRUSTS AND FIDUCIARIES|760 ILCS 3/ - Illinois Trust Code.|Article 99 - Effective Date

(760 ILCS 3/9999)Sec. 9999. Effective date. This Act takes effect January 1, 2020.  (Source: P.A. 101-48, eff. 1-1-20.)
765 ILCS 77/Art. 1 heading
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 77/ - Residential Real Property Disclosure Act.|Article 1 - Short Title

              ARTICLE 1 SHORT TITLE    (Source: P.A. 94-280, eff. 1-1-06.)
765 ILCS 77/1
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 77/ - Residential Real Property Disclosure Act.|Article 1 - Short Title

(765 ILCS 77/1)Sec. 1.     Short title.     This Act may be cited as  the Residential Real Property Disclosure Act.        (Source: P.A. 88-111.)
765 ILCS 77/Art. 2 heading
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 77/ - Residential Real Property Disclosure Act.|Article 2 - Disclosures

              ARTICLE 2 DISCLOSURES    (Source: P.A. 94-280, eff. 1-1-06.)
765 ILCS 77/5
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 77/ - Residential Real Property Disclosure Act.|Article 2 - Disclosures

Sec. 5. Definitions. As used in this Act, unless the context otherwise  requires, the  following terms have the meaning given in this Section."Residential real property" means real property improved with not less  than one nor more than 4 residential dwelling units; units in residential  cooperatives; or, condominium units, including the limited common elements  allocated to the exclusive use thereof that form an integral part of the  condominium unit. The term includes a manufactured home as defined in subdivision (53) of Section 9-102 of the Uniform Commercial Code that is real property as defined in the Conveyance and Encumbrance of Manufactured Homes as Real Property and Severance Act."Seller" means every person or entity who is an owner, beneficiary of a  trust, contract purchaser or lessee of a ground lease,  who has an interest (legal or equitable) in residential real property.  However, "seller" shall not include  any person who has both (i) never occupied the residential real property and  (ii) never had the management responsibility for the residential real property  nor delegated such responsibility for the residential real property to another  person or entity."Prospective buyer" means any person or entity negotiating or offering  to become an owner or lessee of residential real property by means of a  transfer for value to which this Act applies.  (Source: P.A. 98-749, eff. 7-16-14; 99-78, eff. 7-20-15.)
765 ILCS 77/10
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 77/ - Residential Real Property Disclosure Act.|Article 2 - Disclosures

Sec. 10.         Except as provided in Section 15, this Act applies to any  transfer  by sale, exchange, installment land sale contract, assignment of beneficial  interest,  lease with an option to purchase, ground lease, or assignment of  ground lease of residential real property.     (Source: P.A. 88-111.)
765 ILCS 77/15
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 77/ - Residential Real Property Disclosure Act.|Article 2 - Disclosures

Sec. 15.     The provisions of this Act do not apply to the following:(1) Transfers pursuant to court order, including, but not  limited to, transfers ordered by a probate court in administration of an  estate, transfers between spouses resulting from a  judgment of dissolution of  marriage or legal separation, transfers pursuant to an order of possession,  transfers by a trustee in bankruptcy, transfers by eminent domain, and  transfers resulting from a decree for specific performance.(2) Transfers from a mortgagor to a mortgagee by deed in lieu of  foreclosure or consent judgment, transfer by judicial deed issued pursuant to a  foreclosure sale to the successful bidder or the assignee of a certificate of  sale, transfer by a collateral assignment of a beneficial interest of a land  trust, or a transfer by a mortgagee or a successor in interest to the  mortgagee's secured position or a beneficiary under a deed in trust who has  acquired the real property  by deed in lieu of foreclosure, consent judgment or judicial deed issued  pursuant to a foreclosure sale.(3) Transfers by a fiduciary in the course of the administration of a  decedent's estate, guardianship, conservatorship, or trust.(4) Transfers from one co-owner to one or more other co-owners.(5) Transfers pursuant to testate or intestate succession.(6) Transfers made to a spouse, or to a person or persons  in the lineal line of consanguinity of one or more of the sellers.(7) Transfers from an entity that has taken title to  residential real property from a seller for the purpose of assisting  in the relocation of the seller, so long as the entity  makes available to all prospective buyers a copy of the disclosure form  furnished to the entity by the seller.(8) Transfers to or from any governmental entity.(9) Transfers of newly constructed residential real property that has not  been occupied.    (Source: P.A. 88-111.)
765 ILCS 77/20
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 77/ - Residential Real Property Disclosure Act.|Article 2 - Disclosures

Sec. 20.         A seller of residential real property shall  complete all applicable items in the disclosure document described in Section  35  of this Act.  The seller shall deliver to the prospective buyer the written  disclosure statement required by this Act before the signing of a written  agreement by the seller and prospective buyer that would, subject to the  satisfaction of any negotiated contingencies, require the prospective buyer to  accept a transfer of the residential real property.     (Source: P.A. 88-111.)
765 ILCS 77/25
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 77/ - Residential Real Property Disclosure Act.|Article 2 - Disclosures

Sec. 25.     Liability of seller.(a)  The seller is not liable for any error, inaccuracy, or  omission of any information delivered pursuant to this Act if (i) the seller  had no knowledge of the error, inaccuracy, or omission, (ii) the error,  inaccuracy, or omission was based on a reasonable belief that a material defect  or other matter not disclosed had been corrected, or (iii) the error,  inaccuracy, or omission was based on information provided by a public agency or  by a licensed engineer, land surveyor, structural pest control operator, or by  a  contractor about matters within the scope of the contractor's occupation and  the seller had no knowledge of the error, inaccuracy, or omission.(b) The seller shall disclose material defects of which the  seller has actual knowledge.(c) The seller is not obligated by this Act to make any  specific investigation or inquiry in an effort to complete the  disclosure statement.     (Source: P.A. 90-383, eff. 1-1-98.)
765 ILCS 77/30
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 77/ - Residential Real Property Disclosure Act.|Article 2 - Disclosures

Sec. 30.     Disclosure supplement.     If, prior to closing, any seller has  actual knowledge of an error, inaccuracy, or omission in any prior disclosure  document after delivery of that disclosure document to a prospective buyer,  that seller shall supplement the prior disclosure document with a written  supplemental disclosure.     (Source: P.A. 90-383, eff. 1-1-98; 91-357, eff. 7-29-99.)
765 ILCS 77/40
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 77/ - Residential Real Property Disclosure Act.|Article 2 - Disclosures

Sec. 40.     Material defect.     If a material defect is disclosed in the  Residential  Real Property Disclosure Report, after acceptance by the prospective  buyer of an offer or counter-offer made by a seller or after  the execution of an offer made by a prospective buyer that  is accepted by the seller for the conveyance of the residential  real property, then the prospective buyer may, within 3  business days after receipt of that report by the prospective  buyer, terminate the contract or other agreement without any  liability or recourse except for the return to prospective buyer  of all earnest money deposits or down payments paid by prospective buyer in the  transaction.  If a material defect is disclosed in a supplement to this  disclosure document, the prospective buyer shall not have a right to terminate  unless the material defect results from an error, inaccuracy, or omission of  which the seller had actual knowledge at the time the prior  disclosure document was completed and signed by the seller.  The right to  terminate the contract, however, shall no longer  exist after the conveyance of the residential real property.  For purposes of  this Act the termination shall be deemed to be made when written notice of  termination is personally delivered to at least one of the sellers identified  in the contract or other agreement or when deposited, certified or registered  mail, with the United States Postal Service, addressed to one of the sellers at  the address indicated in the contract or agreement, or, if there is not an  address contained therein, then at the address indicated for the residential  real property on the report.     (Source: P.A. 90-383, eff. 1-1-98.)
765 ILCS 77/45
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 77/ - Residential Real Property Disclosure Act.|Article 2 - Disclosures

Sec. 45.         This Act is not intended to limit or modify  any obligation to disclose created by any other statute or that  may exist in common law in order to avoid fraud, misrepresentation, or deceit  in the transaction.     (Source: P.A. 88-111.)
765 ILCS 77/50
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 77/ - Residential Real Property Disclosure Act.|Article 2 - Disclosures

Sec. 50.         Delivery of the Residential Real Property Disclosure  Report provided by this Act shall be by:(1) personal or facsimile delivery to the prospective     buyer;(2) depositing the report with the United States     Postal Service, postage prepaid, first class mail, addressed to the prospective buyer at the address provided by the prospective buyer or indicated on the contract or other agreement; or(3) depositing the report with an alternative     delivery service such as Federal Express, UPS, or Airborne, delivery charges prepaid, addressed to the prospective buyer at the address provided by the prospective buyer or indicated on the contract or other agreement.For purposes of this Act, delivery to one prospective buyer is  deemed delivery to all prospective buyers.  Delivery to an authorized  individual acting on behalf of a prospective buyer constitutes delivery to  all prospective buyers. Delivery of the report is effective upon receipt  by the prospective buyer.  Receipt may be acknowledged on the report,  acknowledged in an  agreement for the conveyance of the residential real property, or shown in  any  other verifiable manner.     (Source: P.A. 91-357, eff. 7-29-99.)
765 ILCS 77/55
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 77/ - Residential Real Property Disclosure Act.|Article 2 - Disclosures

Sec. 55.     Violations and damages.     If the seller fails or refuses to  provide the disclosure document prior to the conveyance of the residential  real  property, the buyer shall have the right to terminate the contract.  A person  who knowingly violates or fails to perform any duty prescribed by  any provision of this Act or who discloses any information on  the Residential Real Property Disclosure Report that he knows to  be false shall be liable in the amount of actual damages and  court costs, and the court may award reasonable attorney fees  incurred by the prevailing party.     (Source: P.A. 90-383, eff. 1-1-98.)
765 ILCS 77/60
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 77/ - Residential Real Property Disclosure Act.|Article 2 - Disclosures

Sec. 60.         No action for violation of this Act may  be commenced later than one year from the earlier of the date of  possession, date of occupancy, or date of recording of an instrument of  conveyance of the residential real property.    (Source: P.A. 88-111.)
765 ILCS 77/65
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 77/ - Residential Real Property Disclosure Act.|Article 2 - Disclosures

(765 ILCS 77/65)Sec. 65.         A copy of this Act, excluding Section 35, must  be printed on or as a part of the Residential Real Property  Disclosure Report form.    (Source: P.A. 88-111.)
765 ILCS 77/Art. 3 heading
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 77/ - Residential Real Property Disclosure Act.|Article 3 - Predatory Lending Database

              ARTICLE 3 PREDATORY LENDING DATABASE    (Source: P.A. 94-280, eff. 1-1-06.)
765 ILCS 77/73
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 77/ - Residential Real Property Disclosure Act.|Article 3 - Predatory Lending Database

Sec. 73. Standards for counseling. A borrower or borrowers subject to this Article shall be recommended for counseling if, after reviewing the information in the predatory lending database submitted under Section 72, the Department finds the borrower or borrowers are all first-time homebuyers or refinancing a primary residence and the loan is a mortgage that includes one or more of the following:(1) the loan permits interest only payments;(2) the loan may result in negative amortization;(3) the total points and fees payable by the borrower     at or before closing will exceed 5%;(4) the loan includes a prepayment penalty; or(5) the loan is an ARM.    (Source: P.A. 95-691, eff. 6-1-08.)
765 ILCS 77/74
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 77/ - Residential Real Property Disclosure Act.|Article 3 - Predatory Lending Database

Sec. 74. Counselor; required information. As part of the predatory lending database program, a counselor must submit all of the following information for inclusion in the predatory lending database:(1) The information called for in items (1), (6),     (9), (11), (12), (13), (14), (15), (16), (17),  and (18) of Section 72.(2) Any information from the borrower that confirms     or contradicts the information called for under item (1) of this Section.(3) The name of the counselor and address of the     HUD-approved housing counseling agency that employs the counselor.(4) Information pertaining to the borrower's monthly     expenses that assists the counselor in determining whether the borrower can afford the loans or loans for which the borrower is applying.(5) A list of the disclosures furnished to the     borrower, as seen and reviewed by the counselor, and a comparison of that list to all disclosures required by law.(6) Whether the borrower provided tax returns to the     broker or   originator or to the counselor, and, if so, who prepared the tax returns.(7)  A statement of the recommendations of the     counselor that indicates the counselor's response to each of the following statements:(A) The loan should not be approved due to         indicia of fraud.(B) The loan should be approved; no material         problems noted.(C) The borrower cannot afford the loan.(D) The borrower does not understand the         transaction.(E) The borrower does not understand the costs         associated with the transaction.(F) The borrower's monthly income and expenses         have been reviewed and disclosed.(G) The rate of the loan is above market rate.(H) The borrower should seek a competitive bid         from another broker or originator.(I) There are discrepancies between the         borrower's verbal understanding and the originator's completed form.(J) The borrower is precipitously close to not         being able to afford the loan.(K) The borrower understands the true cost of         debt consolidation and the need for credit card discipline.(L) The information that the borrower provided         the originator has been amended by the originator.  (Source: P.A. 97-813, eff. 7-13-12; 98-1081, eff. 1-1-15.)
765 ILCS 77/76
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 77/ - Residential Real Property Disclosure Act.|Article 3 - Predatory Lending Database

Sec. 76. Title insurance company or closing agent; required information. As part of the predatory lending database program, a title insurance company or closing agent must submit all of the following information for inclusion in the predatory lending database:(1) The borrower's name, address, social security     number or taxpayer identification number, date of birth, and income and expense information contained in the mortgage application.(2) The address, permanent index number, and a     description of the collateral  and information about the loan or loans being applied for and the loan terms, including the amount of the loan, the rate  and whether the rate is fixed or adjustable, amortization or loan period terms, and any other material terms.(3) Annual real estate taxes for the property,     together with any assessments payable in connection with the property to be secured by the collateral and the proposed monthly principal and interest charge of all loans to be taken by the borrower and secured by the property of the borrower as well as any required escrows and the amounts paid monthly for those escrows.(4) All itemizations and descriptions set forth in or     in connection with the TILA-RESPA Integrated Closing Disclosure or RESPA settlement statement, including items to be disbursed, payable outside closing "POC" items noted on the statement, and a list of payees and the amounts of their checks.(5) The name and license number of the title     insurance company or closing agent together with the name of the agent actually conducting the closing.(6) The names and addresses of all originators,     brokers, appraisers, sales persons, attorneys, and surveyors that are present at the closing.(7) The date of closing, a detailed list of all     notices provided to the borrower at closing and the date of those notices, and all information indicated on or in connection with the TILA-RESPA Integrated Loan Estimate Disclosure or the Truth in Lending statement and Good Faith Estimate disclosures.  (Source: P.A. 100-509, eff. 9-15-17.)
765 ILCS 77/78
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 77/ - Residential Real Property Disclosure Act.|Article 3 - Predatory Lending Database

Sec. 78. Exemption. Borrowers applying for reverse mortgage financing of residential real estate including under programs regulated by the Federal Housing Administration (FHA) that require HUD-approved counseling are exempt from the program and may submit a HUD counseling certificate to comply with the program. A certificate of exemption is required for recording.Mortgages secured by non-owner occupied property, commercial property, residential property consisting of more than 4 units, and government property are exempt but require a certificate of exemption for recording.Mortgages originated by an exempt person or entity are exempt but require a certificate of exemption for recording. (Source: P.A. 98-463, eff. 8-16-13; 98-1081, eff. 1-1-15.)
765 ILCS 77/80
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 77/ - Residential Real Property Disclosure Act.|Article 3 - Predatory Lending Database

(765 ILCS 77/80)Sec. 80. Predatory Lending Database Program Fund.  The Predatory Lending Database Program Fund is created as a special fund in the State treasury. Subject to appropriation, moneys in the Fund shall be appropriated to the Illinois Housing Development Authority for the purpose of making grants for HUD-approved counseling agencies participating in the Predatory Lending Database Program to assist with implementation and development of the Predatory Lending Database Program.  (Source: P.A. 98-1081, eff. 1-1-15.)
765 ILCS 77/Art. 4 heading
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 77/ - Residential Real Property Disclosure Act.|Article 4 - Effective Date

              ARTICLE 4 EFFECTIVE DATE    (Source: P.A. 94-280, eff. 1-1-06.)
765 ILCS 77/99
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 77/ - Residential Real Property Disclosure Act.|Article 4 - Effective Date

(765 ILCS 77/99)Sec. 99.     This Act takes effect on October 1, 1994.     (Source: P.A. 88-111.)
765 ILCS 160/Art. 1 heading
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 160/ - Common Interest Community Association Act.|Article 1 - Common Interest Community Association Act

             Article 1 (Source: P.A. 96-1400, eff. 7-29-10.)
765 ILCS 160/1-1
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 160/ - Common Interest Community Association Act.|Article 1 - Common Interest Community Association Act

Sec. 1-1. Short title. This Article may be cited as the Common Interest Community Association  Act, and references in this Article to "this Act" mean this Article.  (Source: P.A. 96-1400, eff. 7-29-10.)
765 ILCS 160/1-10
2021 Illinois Compiled Statutes|Chapter 765 - PROPERTY|765 ILCS 160/ - Common Interest Community Association Act.|Article 1 - Common Interest Community Association Act

Sec. 1-10. Applicability. Unless expressly provided otherwise herein, the provisions of this Act are applicable to all common interest community associations in this State.  (Source: P.A. 96-1400, eff. 7-29-10.)