reglab/housing_qa huggingface dataset:
NH Rev Stat § 404-H:20 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-H - New Hampshire Insurance Guaranty Association Act of 2004|Section 404-H:20 - Advertising.

    404-H:20 Advertising. –||No person shall make, publish or circulate, or cause to be made, published or circulated, any statement which uses the existence of the association for the purpose of sale, solicitation or inducement to purchase any form of insurance within the scope of this chapter, provided this section shall not apply to the distribution of any publication approved by the commissioner and describing the general purposes and current limitations of this chapter.|||Source. 2004, 197:1, eff. Aug. 6, 2004.|
NH Rev Stat § 405:1 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:1 - Requirement.

    405:1 Requirement. –||No insurance company not organized under the laws of this state shall do insurance business within the state unless it has obtained a license from the insurance commissioner authorizing it to do so.|||Source. GL 174:22. 1889, 86:1. PS 169:1. PL 275:1. RL 325:1.|
NH Rev Stat § 405:2 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:2 - Stock Company.

    405:2 Stock Company. –||No such stock insurance company shall be licensed to do business in the state unless it shall possess a paid-up capital of $800,000, invested in securities readily convertible into cash, 1/2 at least of which are not loans secured by real estate; nor unless it shall possess, in addition to such capital, assets equal in amount to all its outstanding liabilities, estimating 50 percent of premiums received on unexpired fire risks running one year or less from date of policy, and a pro rata amount of all premiums received on unexpired risks running more than one year from date of policy, and on marine risks 50 percent of the amount of premiums written on policies upon yearly risks, and upon risks covering more than one passage not terminated, and the full amount of premiums written on policies of all other marine risks not terminated as a liability.|||Source. 1870, 1:1. 1875, 38:1. 1876, 11:1. GL 174:1. PS 169:2. 1907, 10:1; 37:1. 1921, 128:1. PL 275:2. RL 325:2. 1947, 182:5. RSA 405:2. 1969, 283:5, eff. June 25, 1969.|
NH Rev Stat § 405:3 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:3 - Life Insurance Company.

    405:3 Life Insurance Company. –||If it is a life insurance company the premium reserve on life risks, based on the actuaries' table of mortality, with interest at 4 percent, shall be treated as a liability.|||Source. 1870, 1:1. 1875, 38:1. 1876, 11:1. GL 174:1. PS 169:2. PL 275:3. RL 325:3.|
NH Rev Stat § 405:4 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:4 - Mutual Insurance Company.

    405:4 Mutual Insurance Company. –||No such mutual insurance company shall be licensed to do business in the state unless it shall possess $800,000 of surplus to policyholders invested as provided in RSA 405:2, nor unless its assets equal its outstanding liabilities, including reinsurance, to be estimated as in the case of joint stock insurance companies, and including also the amount of its guaranteed capital.|||Source. 1870, 1:1. 1875, 38:1. 1876, 11:1. GL 174:1. PS 169:3. PL 275:4. RL 325:4. RSA 405:4. 1969, 283:6, eff. June 25, 1969.|
NH Rev Stat § 405:5 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:5 - Repealed by 1969, 283:7, eff. June 25, 1969.

    405:5 Repealed by 1969, 283:7, eff. June 25, 1969. –|
NH Rev Stat § 405:6 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:6 - Non-assessable Policies.

    405:6 Non-assessable Policies. –||Any mutual fire or casualty insurance company now or hereafter admitted to transact business in this state may issue non-assessable policies in compliance with the requirements of RSA 402:2, except that the deposit required by said section may be made in the home state of such admitted company in cash or securities legal for investments by such companies in such home state. Any deposit required for the purposes specified in this section shall be inclusive of any deposit required by any other state, provided that such deposit is for the benefit of all policyholders in the United States.|||Source. 1941, 122:2. RL 325:6.|
NH Rev Stat § 405:7 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:7 - Net Assets.

    405:7 Net Assets. –||The term net assets, as used herein, shall be taken to mean the funds of an insurance company available for the payment of its obligations in this state, including, in the case of a mutual company, its deposit notes or other contingent funds, its subscription fund and premium notes absolutely due, and also including uncollected and deferred premiums not more than 3 months due, on policies actually in force, after deducting from such funds all unpaid losses and claims, and claims for losses, and all other debts and liabilities inclusive of policy liability and exclusive of capital.|||Source. 1919, 23:1. PL 275:6. RL 325:7.|
NH Rev Stat § 405:8 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:8 - Mill Mutuals.

    405:8 Mill Mutuals. –||Mutual fire or mutual employer's liability insurance companies incorporated under the laws of other states, which insure only factories or mills or property connected with such factories or mills, may be admitted to this state upon complying with the conditions set forth herein, and shall comply with all the requirements hereof, except that, in lieu of all other taxation upon premiums in this state, such companies shall annually pay a tax at the rate of 2 percent on gross premiums in force on risks in this state after deducting the unabsorbed portion of such premium computed at the rate of return actually made on annual policies expiring during the year by said insurance companies.|||Source. 1913, 90:1. PL 275:7. RL 325:8.|
NH Rev Stat § 405:9 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:9 - Returns.

    405:9 Returns. –||Such companies shall, on or before March 1, make a return, under oath, to the commissioner, showing the gross premiums in force on risks in this state on December 31 previous and the unabsorbed portion of such premiums computed at the rate of return actually made on annual policies expiring during the year by said companies.|||Source. 1913, 90:1. PL 275:8. 1929, 13:1. RL 325:9.|
NH Rev Stat § 405:10 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:10 - Service of Process Through Insurance Commissioner.

    405:10 Service of Process Through Insurance Commissioner. –||No such joint stock or mutual insurance company, nor its agents, shall do business in this state until it has filed with the commissioner a written stipulation, agreeing that legal process affecting the company, served on the commissioner for the time being, shall have the same effect as if served personally on the company within the state. Service of such process shall be made by leaving a copy of the process in the hands of the commissioner or in his office and paying to the commissioner a fee as prescribed by RSA 400-A:29.|||Source. 1870, 1:1. 1875, 38:1. 1876, 11:1. GL 174:1. PS 169:4. PL 275:9. 1933, 32:1. RL 325:10. RSA 405:10. 1971, 244:2, eff. Aug. 17, 1971.|
NH Rev Stat § 405:11 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:11 - Preliminary Statements.

    405:11 Preliminary Statements. –||Before a license is granted to a company it shall file with the commissioner a certified copy of its charter and by-laws and a full statement, under oath, of its president and secretary, showing the financial standing and condition of the company, in accordance with blanks furnished by the commissioner, except in cases where the company has already filed such papers, and shall otherwise comply with all laws relating to such companies.|||Source. GL 174:2. 1889, 86:1. PS 169:5. PL 275:10. RL 325:11.|
NH Rev Stat § 405:11-a (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:11-a - Prohibitions.

    405:11-a Prohibitions. –||I. No foreign insurer which is directly or indirectly owned or controlled in whole or in substantial part by any government or governmental agency shall be authorized to transact insurance in this state. Membership in a mutual insurer or subscribership in a reciprocal insurer or ownership of stock in an insurer by the alien property custodian or similar official of the United States or ownership of stock or other security which does not have voting rights with respect to the management of the insurer or supervision of an insurer by public authority shall not be deemed to be an ownership or control of the insurer for the purposes of this section.||II. The commissioner shall not grant or continue authority to transact insurance in this state as to any insurer or proposed insurer that management of which is found by the commissioner after investigation or upon reliable information to be incompetent or dishonest or untrustworthy or of unfavorable business repute or so lacking in insurance company managerial experience in operations of the kind proposed in this state as to make such operation, currently or prospectively, hazardous to or contrary to the best interests of, the insurance-buying or investing public of this state, or which the commissioner has good reason to believe is affiliated directly or indirectly through ownership, control, reinsurance transactions, or other business relations with any person or persons of unfavorable business repute or whose business operations are or have been marked, to the injury of insurers, stockholders, policyholders, creditors, or the public, by illegality, or by manipulation of assets or of accounts or of reinsurance or by bad faith.|||Source. 2008, 18:13, eff. July 11, 2008.|
NH Rev Stat § 405:12 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:12 - Licenses.

    405:12 Licenses. –||I. If the foregoing provisions are complied with and the commissioner is satisfied that the company (a) has the requisite capital and assets; (b) is a safe, reliable company, entitled to confidence; and (c) is consistent with the NAIC's Uniform Certificate of Authority Application process and standards, the commissioner shall grant a license to it to do insurance business by authorized agents within the state, subject to the laws of the state, until June 14 thereafter. Annually thereafter, on June 14, such license may be renewed so long as the company shall comply with the requirements of the law, NAIC guidelines, and the commissioner shall regard it as safe, reliable and entitled to confidence, and so long as the company continues to conduct a meaningful insurance business, as determined by the commissioner, within New Hampshire.||II. Every insurance company shall conduct its business in the legal name of the insurer as it appears on the insurer's application filed with the NAIC for a company code number. If an insurer is part of a group of affiliated insurers, the group name may appear in addition to the name of the individual insuring company, but the group name shall not be used in lieu of the legal name of the individual company.||(a) All insurance policies and contracts, and any endorsements or amendments separately issued and intended to be attached to such policies or contracts, shall identify the legal name, as set forth in paragraph II, of the insurer that is directly assuming the obligations under the policy or contract. Inclusion of the legal name of the insurer in a policy jacket, declaration, or other similar cover page issued with the policy, contract, or endorsement shall be deemed to be in compliance with this requirement.||(b) Identification of the insuring company on any advertisement or promotional materials shall be governed by the laws or rules related to the advertisements, misrepresentations in sale of insurance, and misrepresentation in insurance transactions.|||Source. GL 174:2. 1889, 86:1. PS 169:6. PL 275:11. RL 325:12. RSA 405:12. 1973, 74:3. 1977, 232:5. 1983, 371:3. 2009, 215:2, eff. Jan. 1, 2010. 2021, 207:2, Pt. VI, Sec. 2, eff. Oct. 9, 2021.|
NH Rev Stat § 405:13 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:13 - Revocation or Restriction of License.

    405:13 Revocation or Restriction of License. –||Such license may be revoked or restricted at any time by the commissioner for the causes and in the manner prescribed by law.|||Source. GL 174:2. 1889, 86:1. PS 169:6. PL 275:12. RL 325:13. RSA 405:13. 1975, 229:2, eff. Aug. 2, 1975.|
NH Rev Stat § 405:14 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:14 - Notice of Revocation.

    405:14 Notice of Revocation. –||If, in the opinion of the commissioner, the affairs of a foreign company so licensed are in an unsound or failing condition he shall revoke its license and all licenses that have been granted to its agents, by giving written notice of the revocation to the company and publishing a like notice in the newspaper published in Concord having the largest circulation in the state, and in the like newspaper published in Manchester.|||Source. 1870, 1:5. GL 171:6. PS 169:6. PL 275:13. RL 325:14.|
NH Rev Stat § 405:14-a (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:14-a - New License Required for Changed Conditions.

    405:14-a New License Required for Changed Conditions. –||The commissioner shall require a company licensed under this chapter to apply for a license in accordance with this chapter, if after notifying the company and after holding a hearing if requested, the commissioner finds that the company has undergone a substantial change in finances or managerial control since its last application for a license. The current license shall expire upon approval of the new application of the company or 30 days after the decision of the commissioner that a substantial change has occurred, whichever is sooner.|||Source. 1975, 313:2, eff. Aug. 6, 1975.|
NH Rev Stat § 405:15 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:15 - Definition; Agent.

    405:15 Definition;  Agent. –||An insurance producer license to act as an agent shall be issued to any eligible person or business entity pursuant to the provisions of RSA 402-J.|||Source. 1915, 32:1. 1919, 18:1. PL 275:17. RL 325:18. 2000, 315:10, eff. Jan. 1, 2001.|
NH Rev Stat § 405:16 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:16 - Repealed by 2000, 315:26, XII, eff. Jan. 1, 2001.

    405:16 Repealed by 2000, 315:26, XII, eff. Jan. 1, 2001. –|
NH Rev Stat § 405:17 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:17 - Repealed by 2000, 315:26, XIII, eff. Jan. 1, 2001.

    405:17 Repealed by 2000, 315:26, XIII, eff. Jan. 1, 2001. –|
NH Rev Stat § 405:17-a (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:17-a - Repealed by 2000, 315:26, XIV, eff. Jan. 1, 2001.

    405:17-a Repealed by 2000, 315:26, XIV, eff. Jan. 1, 2001. –|
NH Rev Stat § 405:17-b (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:17-b - Insuring Through Producers.

    405:17-b Insuring Through Producers. –||I. Foreign insurance or surety companies, although authorized to transact business within this state, shall only make, write, place, or cause to be made, written, or placed, policies or contracts of insurance or suretyship which are to be effective within this state through producers who are licensed and properly appointed to transact business in this state pursuant to RSA 402-J.||II. Foreign insurance or surety companies shall maintain books, records, and documents sufficient to demonstrate compliance with the provisions of paragraph I as provided in RSA 400-B.|||Source. 1985, 179:4. 2000, 315:11. 2001, 95:4. 2009, 178:4, eff. Sept. 11, 2009.|
NH Rev Stat § 405:17-c (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:17-c - Insurance Referrals.

    405:17-c Insurance Referrals. –|| Notwithstanding other provisions of this title, a person who has not complied with all applicable state insurance licensing and appointment laws and regulations may refer a party to a person who has complied with all applicable state insurance licensing and appointment laws and regulations, if the person making such referral is compensated for such referral in an amount that does not exceed a nominal amount and such amount is not based on or related to the party's purchase of insurance.|||Source. 2000, 313:2, eff. Aug. 20, 2000.|
NH Rev Stat § 405:18 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:18 - Repealed by 1981, 4:1, eff. March 6, 1981.

    405:18 Repealed by 1981, 4:1, eff. March 6, 1981. –|
NH Rev Stat § 405:19 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:19 - Repealed by 1981, 4:2, eff. March 6, 1981.

    405:19 Repealed by 1981, 4:2, eff. March 6, 1981. –|
NH Rev Stat § 405:20, 405:21 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:20, 405:21 - Repealed by 1967, 237:3, eff. Aug. 22, 1967.

    405:20, 405:21 Repealed by 1967, 237:3, eff. Aug. 22, 1967. –|
NH Rev Stat § 405:22 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:22 - Repealed by 1981, 4:3, eff. March 6, 1981.

    405:22 Repealed by 1981, 4:3, eff. March 6, 1981. –|
NH Rev Stat § 405:23 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:23 - Repealed by 1981, 4:4, eff. March 6, 1981.

    405:23 Repealed by 1981, 4:4, eff. March 6, 1981. –|
NH Rev Stat § 405:24-a (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:24-a - Definitions.

    405:24-a Definitions. –||In this subdivision:||I. "Admitted insurer" means an insurer licensed to do an insurance business in this state.||II. "Alien insurer" means an insurance company formed according to the laws of a foreign country.||III. "Capital," as used in the financial requirements of RSA 405:24, means funds paid in for stock or other evidence of ownership.||IV. "Eligible surplus lines insurer" means an unadmitted insurer with which a surplus lines licensee may place surplus lines insurance pursuant to RSA 405:24.||V. "Foreign insurer" means an insurance company selling policies in a state other than the state in which they are incorporated or domiciled.||VI. "Insurer" means any person, corporation, association, partnership, and reciprocal exchange, interinsurer, Lloyds insurer, insurance exchange syndicate, and any other legal entity engaged in the of business of insurance.||VII. "Nonadmitted" or "unadmitted" means an insurer not licensed to do business in this state.||VIII. "Person" means any natural person or other entity, including, but not limited to, individuals, partnerships, associations, trusts, or corporations.||IX. "Policy" or "contract" means any contract of insurance, including but not limited to indemnity, fidelity, or suretyship.||X. "Surplus," as used in the financial requirements of RSA 405:24, means funds over and above liabilities and capital of the company for the protection of policyholders.||XI. "Surplus lines insurance" means property and casualty insurance in this state on properties, risks or exposures, located or performed in this state, permitted to be placed through a surplus lines licensee with an unadmitted insurer eligible to accept such insurance, pursuant to RSA 405:24.||XII. "Surplus lines licensee" means an individual, firm, or corporation licensed under RSA 405:24 to place insurance on properties, risks, or exposures located or to be performed in this state with unadmitted insurers eligible to accept such insurance.||XIII. "Type of insurance" means coverage afforded under the particular policy that is being placed.|||Source. 2019, 14:1, eff. July 9, 2019.|
NH Rev Stat § 405:25 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:25 - Monthly Statements.

    405:25 Monthly Statements. –||Every such licensee shall, on or before the tenth day of each month, execute and file with the commissioner, a statement under oath covering all insurance policies and contracts of insurance or suretyship procured by him under his said license during the calendar month next preceding, giving the name of the company issuing each of said policies, the name and residence of the insured and the amount, term and premium of each policy and contract and the kind of property or risk insured thereby, and that he was unable to procure in companies admitted to do business in the state the amount of insurance necessary to protect said property or risk.|||Source. 1911, 168:2. PL 275:21. RL 325:26. 1947, 173:2, eff. June 4, 1947.|
NH Rev Stat § 405:26 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:26 - Companies Excluded.

    405:26 Companies Excluded. –||Such licensee shall not offer any portion of such insurance to any company which has not been approved by the insurance commissioner and does not possess and maintain a surplus to policyholders of at least $500,000 or to any company which has within the preceding 24 months been in an impaired condition.|||Source. 1911, 168:2. PL 275:22. RL 325:27. RSA 405:26. 1969, 283:8, eff. June 25, 1969.|
NH Rev Stat § 405:27 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405 - Foreign Insurance Companies and Their Agents|Section 405:27 - Unlicensed Persons.

    405:27 Unlicensed Persons. –||No person, unless he shall be so licensed, shall act or aid in any manner in placing policies and contracts of insurance or suretyship to be effective in this state, or other than his own, in any company which is not duly authorized to transact business in this state. No foreign insurance company or other insurer shall issue any policy for which the requirements of this subdivision are not met.|||Source. 1911, 168:2. PL 275:23. RL 325:28. 1947, 173:3. RSA 405:27. 1983, 473:13, eff. Sept. 3, 1983.|