reglab/housing_qa huggingface dataset:
MS Code § 89-1-61 (2020)
2020 Mississippi Code|Title 89 - Real and Personal Property|Chapter 1 - Land and Conveyances|In General|§ 89-1-61. Forms for conveyances

 A conveyance of land may be in the following form, and shall be as effectual to transfer all the right, title, claim, and possession of the person making it as can be done by any sort of conveyance, viz.:   "In consideration of [here state it], I convey and warrant to_______________the land described as [describe it].   "Witness my signature, the_______________day of_______________ , A. D._______________ ."   If only a special warranty is intended, add the word "specially" to the word "warrant" in the conveyance.
MS Code § 89-1-63 (2020)
2020 Mississippi Code|Title 89 - Real and Personal Property|Chapter 1 - Land and Conveyances|In General|§ 89-1-63. Deed of trust or mortgage; power of sale; relationship of trustee to other party to deed of trust; beneficiary may purchase at sale made under power of sale; appointment or substitution of trustee by beneficiary

  A deed of trust or mortgage may be in the form of a conveyance, to the end, before the words "witness my signature," and then as follows, viz.:  Click to view    Notwithstanding the form of conveyance, any deed of trust or mortgage which has been made or shall hereafter be made may confer on the trustee or mortgagee and their successors, assignees and agents the power of sale. Furthermore, any person may be appointed and may perform the duties of the trustee in a deed of trust, and such person shall not be disqualified nor shall the acts of such person be invalid because of the relationship of such person to any other party to the deed of trust. The beneficiary of a deed of trust or the mortgagee of a mortgage may purchase at any sale which has been made or shall hereafter be made under a power of sale, and any such sale shall not be invalid because of the relationship of such person to any other party to the deed of trust.   The beneficiary or holder of any deed of trust, including his agents, employees, successors, assigns, attorneys-in-fact or other legal representatives, may appoint a trustee or substitute a trustee, with or without the permission of the mortgagor or mortgagors. The trustee or substitute trustee so appointed may be a natural person, partnership, corporation, limited liability company, professional association or any other legal entity.    "In trust to secure (here state what is secured, and all the necessary provisions). Witness my signature, the day of , A.D. . "
MS Code § 89-1-65 (2020)
2020 Mississippi Code|Title 89 - Real and Personal Property|Chapter 1 - Land and Conveyances|In General|§ 89-1-65. Sheriff's conveyance

 A conveyance of land sold by a sheriff under execution may be in the following form, and shall be sufficient to convey all of the title of the defendant in the execution, which any conveyance such officer might make would in such case convey; and a conveyance by a constable in like form, the proper changes being made, shall have the like effect in case of sale made by him, viz.:   "By virtue of an execution issued by the clerk of the circuit court of county, on the day of , A.D. , returnable before said court on the Monday of , A.D. , to enforce the judgment of said court, rendered on the day of , A.D. , in favor of against , for dollars, and costs, I, as sheriff of county, have this day, according to law, sold the following lands, to wit: [here describe the land]; when became the best bidder therefor at the sum of dollars, and he having paid said sum of money, I now convey said land to him. "Witness my hand, the , A. D. Sheriff."   Click to view
MS Code § 89-1-67 (2020)
2020 Mississippi Code|Title 89 - Real and Personal Property|Chapter 1 - Land and Conveyances|In General|§ 89-1-67. Conveyance by administrator, executor, guardian, master, or commissioner

 A conveyance by an administrator, executor, guardian, master, or commissioner, who may sell land under a decree of court may be in the following form, and shall be effective to convey all that could or would be conveyed in such case by any form of conveyance, viz.:   "By virtue of the authority conferred on me, administrator of the estate of , deceased, by the decree of the chancery court of county, rendered on the day of confirming a sale made on the day of , in pursuance of a decree of said court rendered on the day of , I, as administrator of said estate, in consideration of dollars, convey to , the purchaser thereof, the following land, to wit: [here describe the land]. "Witness my signature, the day of , A. D. "   Click to view   The description of the character of the maker of the conveyance will vary the form according to the fact. And if a conveyance be made in pursuance of a power conferred by a will, and not by virtue of a decree, the will should be referred to as a source of power, instead of a decree.
MS Code § 89-1-69 (2020)
2020 Mississippi Code|Title 89 - Real and Personal Property|Chapter 1 - Land and Conveyances|In General|§ 89-1-69. Prohibition against covenants requiring payment of a fee upon the transfer of real property; exception

  In this section, "property owners' association" means an incorporated or unincorporated association that:   Is designated as the representative of the owners of property in a subdivision;   Has a membership primarily consisting of the owners of the property covered by the dedicatory instrument for the subdivision; and   Manages or regulates the subdivision for the benefit of the owners of property in the subdivision.     A deed restriction or other covenant running with the land applicable to the conveyance of real property that requires a transferee of real property or the transferee's heirs, successors, or assigns to pay a declarant or other person imposing the deed restriction or covenant on the property or a third party designated by a transferor of the property a fee in connection with a future transfer of the property is prohibited. A deed restriction or other covenant running with the land that violates this section or a lien purporting to encumber the land to secure a right under a deed restriction or other covenant running with the land that violates this section is void and unenforceable. For purposes of this section, a conveyance of real property includes a conveyance or other transfer of an interest or estate in real property.   This section does not apply to a deed restriction or other covenant running with the land that requires a fee associated with the conveyance of property in a subdivision that is payable to:   A property owners' association that manages or regulates the subdivision or the association's managing agent if the subdivision contains more than one (1) platted lot and the right to collect a fee in connection with a future transfer of the property is evidenced by a deed restriction or covenant running with the land filed in the public land records;   An entity organized under Section 501(c)(3), Internal Revenue Code of 1986 if the entity has a right to collect a fee in connection with a future transfer of the property evidenced by a deed restriction or covenant running with the land filed in the public land records; or   A governmental entity.
MS Code § 89-1-303 (2020)
2020 Mississippi Code|Title 89 - Real and Personal Property|Chapter 1 - Land and Conveyances|Relief From Inequitable Mortgage Foreclosures, Execution Sales and the Like After Declared Emergency or Disaster|§ 89-1-303. Hearing; determination of carrying charge payments

 Suits for the foreclosure of mortgages and deeds of trust shall be deemed ready for final hearing at any time after the expiration of thirty (30) days from the completion of the service of legal process on all parties. On the hearing, the court or chancellor in vacation shall receive evidence tending to establish the reasonable, normal, actual value of the mortgaged property, may fix a minimum price or reasonable and equitable price thereon, and shall determine the reasonable value of the income on said property, if any. If it has no income, then the court or chancellor in vacation shall determine the reasonable rental value, and in lieu of a present order of sale shall direct and require the mortgagor or those interested therein to pay all or a reasonable part of said income or rental value to be used for the payment of taxes, insurance and interest on the mortgage indebtedness, together with a reasonable sum for the upkeep of said property. Said payments shall be made at such times and in such manner as shall be fixed and determined and ordered by the court or chancellor in vacation which, according to the circumstances, may appear just and equitable for a term not to extend beyond two (2) years from the date of the disaster declaration by the governor in which he specifically included the relief provided for in Sections 89-1-301 through 89-1-329. After the expiration of two (2) years from the date of the disaster declaration by the governor in which he specifically included the relief provided for in Sections 89-1-301 through 89-1-329, if any past due principal, interest, taxes and the like have not been paid, a final order for sale may be made.
MS Code § 89-1-305 (2020)
2020 Mississippi Code|Title 89 - Real and Personal Property|Chapter 1 - Land and Conveyances|Relief From Inequitable Mortgage Foreclosures, Execution Sales and the Like After Declared Emergency or Disaster|§ 89-1-305. Effect of default; explanation and remedy; revocation of extension on final order of sale due to changed circumstances

 If the mortgagor or owner of the mortgaged premises, or other interested person for whose relief Sections 89-1-301 through 89-1-329 are enacted, shall make default in the carrying charge payments, or any of them, required in the order mentioned in the foregoing section, or shall commit any waste, his or her right to a further postponement of a final sale shall terminate thirty (30) days after such default, and the mortgagee or trustee or other persons having the right to foreclose shall thereupon be entitled to apply to the court in termtime or vacation for a final decree of sale upon a satisfactory showing to the court that the default aforesaid has occurred; provided that if the default be explained on the grounds of casualty, inevitable accident, or other good reason wholly beyond the control of the defaulter, and be one which in the judgment of the court can be remedied and made good by the defaulter within a reasonably short period to be fixed by the court, then the court or chancellor in vacation shall have power to excuse the default and to make such order in reference thereto as may be just and equitable. The chancellor shall have power in vacation, at any time after the period mentioned in Section 89-1-303, to hear and determine and to order or decree in respect to any matter that shall arise under Sections 89-1-301 through 89-1-329, to the same extent and as fully as the court could do in termtime, legal notice having been given to all parties of the said hearing in vacation. The court or chancellor in vacation shall have power to revoke the period of extension theretofore granted for the making of the final order of sale in case it may be made to appear to the chancellor in vacation, or to the court in termtime, that the occasion for said postponement no longer exists or is no longer just and reasonable; and, in general, the court, or chancellor in vacation, shall have power to alter and revise its orders theretofore made in any respect insofar as the changed circumstances and conditions may require. Provided further, that prior to two (2) years from the date of the disaster declaration by the governor in which he specifically included the relief provided for in Sections 89-1-301 through 89-1-329, no action shall be maintained in this state for a deficiency judgment until the period of time extension allowed in any proceeding begun under the provisions of Sections 89-1-301 through 89-1-329 shall have expired.
MS Code § 89-1-307 (2020)
2020 Mississippi Code|Title 89 - Real and Personal Property|Chapter 1 - Land and Conveyances|Relief From Inequitable Mortgage Foreclosures, Execution Sales and the Like After Declared Emergency or Disaster|§ 89-1-307. Reference to master, farm debt adjustment committee or similar agency

 At any hearing, whether in termtime or in vacation, the chancellor shall have power to refer any issue or issues arising under the proceedings authorized by Sections 89-1-301 through 89-1-329 to a master in chancery or to the local farm debt adjustment committee, or any similar federal or state agency, and may prescribe the time within which the master or agency aforesaid shall report. The chancellor shall give consideration to such report with or without exceptions as in his judgment and discretion the same may be entitled.
MS Code § 89-1-309 (2020)
2020 Mississippi Code|Title 89 - Real and Personal Property|Chapter 1 - Land and Conveyances|Relief From Inequitable Mortgage Foreclosures, Execution Sales and the Like After Declared Emergency or Disaster|§ 89-1-309. Suspension of statute of limitations

 The statutes of limitation which would otherwise apply to any mortgage or mortgage debt, or to any other cause of action under Sections 89-1-301 through 89-1-329, shall cease to run upon the filing of any legal pleadings in the aforesaid court; and the period during which the same be pending in court under Sections 89-1-301 through 89-1-329 shall be added to the period of statutory limitations which would apply to said debt or mortgage or other obligation in which the cause of action arose.
MS Code § 89-1-311 (2020)
2020 Mississippi Code|Title 89 - Real and Personal Property|Chapter 1 - Land and Conveyances|Relief From Inequitable Mortgage Foreclosures, Execution Sales and the Like After Declared Emergency or Disaster|§ 89-1-311. Application to levies and advertisements for sale

 The provisions of Sections 89-1-301 through 89-1-329 shall apply to levies and advertisements for sales under executions, including those under deficiency judgments or decrees where the judgment, decree or account sued on existed prior to the date of the disaster declaration by the governor in which he specifically included the relief provided for in Sections 89-1-301 through 89-1-329; and when an advertisement has been made for a sale under any execution, the judgment debtor or any person interested in the real property levied upon may enjoin the sale under execution, whereupon the plaintiff in execution shall proceed to enforce the same by a cross-bill or by original bill in the same manner as if the plaintiff in execution were the holder of a mortgage. When an original bill has been filed in response to a bill of injunction under Sections 89-1-301 through 89-1-329, the causes may be consolidated for the hearing and for all subsequent proceedings, save as to the pleadings and process.
MS Code § 89-1-313 (2020)
2020 Mississippi Code|Title 89 - Real and Personal Property|Chapter 1 - Land and Conveyances|Relief From Inequitable Mortgage Foreclosures, Execution Sales and the Like After Declared Emergency or Disaster|§ 89-1-313. Auxiliary jurisdiction of court

 The court shall have jurisdiction to postpone the enforcement of judgment by execution sale or to order resale or give relief where such judgment is rendered in an action to collect a debt or obligation secured by a real estate mortgage, the foreclosure of which might be affected under the terms of Sections 89-1-301 through 89-1-329.
MS Code § 89-1-315 (2020)
2020 Mississippi Code|Title 89 - Real and Personal Property|Chapter 1 - Land and Conveyances|Relief From Inequitable Mortgage Foreclosures, Execution Sales and the Like After Declared Emergency or Disaster|§ 89-1-315. Approval of compromise settlements or compositions of mortgage indebtedness

 In case the parties to any such foreclosure action shall agree in writing upon terms of compromise settlement thereof, or of composition of the mortgage indebtedness, or both, the court shall have jurisdiction and may by its order confirm and approve such settlement or composition, or both, as the case may be.
MS Code § 89-1-317 (2020)
2020 Mississippi Code|Title 89 - Real and Personal Property|Chapter 1 - Land and Conveyances|Relief From Inequitable Mortgage Foreclosures, Execution Sales and the Like After Declared Emergency or Disaster|§ 89-1-317. Agreements as to interest or finance charges; right to prepay without penalty

 In any modification or refinancing of a debt secured by a mortgage or deed of trust on real property subject to Sections 89-1-301 through 89-1-329, the borrower and lender may contract and agree that all or any part of the accrued interest or interest to accrue or earned finance charge which has not been paid on the existing debt may be added to the unpaid principal balance thereof, and the borrower may contract for and agree to pay interest on the principal balance as modified as otherwise provided by law; provided, any such borrower shall have the right to prepay the original balance or the modified balance of the debt without penalty.
MS Code § 89-1-319 (2020)
2020 Mississippi Code|Title 89 - Real and Personal Property|Chapter 1 - Land and Conveyances|Relief From Inequitable Mortgage Foreclosures, Execution Sales and the Like After Declared Emergency or Disaster|§ 89-1-319. Suspension of inconsistent laws; application to renewed or extended mortgages

 Every law and all the provisions thereof now in force insofar as inconsistent with the provisions of Sections 89-1-301 through 89-1-329 are hereby suspended for two (2) years from the date of the disaster declaration by the governor in which he specifically included the relief provided for in Sections 89-1-301 through 89-1-329. No postponement of sale shall be ordered or allowed under Sections 89-1-301 through 89-1-329 which would have the effect of extending the period for redemption beyond two (2) years from the date of the disaster declaration by the governor in which he specifically included the relief provided for in Sections 89-1-301 through 89-1-329.   Sections 89-1-301 through 89-1-329, as to mortgage foreclosure, shall apply only to mortgages made prior to the date of the disaster declaration by the governor in which he specifically included the relief provided for in Sections 89-1-301 through 89-1-329, but shall not apply to mortgages made prior to the date of the disaster declaration by the governor in which he specifically included the relief provided for in Sections 89-1-301 through 89-1-329, which shall hereafter be renewed or extended for: (a) a period ending more than one (1) year after the date of the disaster declaration by the governor in which he specifically included the relief provided for in Sections 89-1-301 through 89-1-329, or (b) which shall be extended by agreement so as to be payable in monthly installments extending over a period of more than three (3) years. During the period of time of postponement granted under the terms of Sections 89-1-301 through 89-1-329 the several statutes of limitation be and they are hereby suspended insofar as any right or obligation may be affected by Sections 89-1-301 through 89-1-329.
MS Code § 89-1-321 (2020)
2020 Mississippi Code|Title 89 - Real and Personal Property|Chapter 1 - Land and Conveyances|Relief From Inequitable Mortgage Foreclosures, Execution Sales and the Like After Declared Emergency or Disaster|§ 89-1-321. Construction of terms

 The words "mortgagor," "mortgagee," "judgment creditor," "judgment debtor" and "purchaser," whenever used in Sections 89-1-301 through 89-1-329, shall be construed to include the plural as well as the singular and also to include their personal representatives, successors and assigns, and the word "mortgage" shall be construed to include deeds of trust and vendors' liens; and for purposes of Sections 89-1-301 through 89-1-329, deeds of trust and any instrument executed as security for an indebtedness shall be treated as a mortgage.
MS Code § 89-1-323 (2020)
2020 Mississippi Code|Title 89 - Real and Personal Property|Chapter 1 - Land and Conveyances|Relief From Inequitable Mortgage Foreclosures, Execution Sales and the Like After Declared Emergency or Disaster|§ 89-1-323. Exclusion of mortgages held by United States and mortgages securing payment of public debts or funds

 The provisions of Sections 89-1-301 through 89-1-329 shall not apply to any mortgage while such mortgage is held by the United States or agency thereof as security or pledge of the maker, its successors or assigns, nor shall the provisions of Sections 89-1-301 through 89-1-329 apply to any mortgage held as security or pledge to secure payment of a public debt or to secure payment of the deposit of public funds.
MS Code § 89-1-325 (2020)
2020 Mississippi Code|Title 89 - Real and Personal Property|Chapter 1 - Land and Conveyances|Relief From Inequitable Mortgage Foreclosures, Execution Sales and the Like After Declared Emergency or Disaster|§ 89-1-325. Postponement or extension shall not substantially diminish value of contract or obligation

 No postponement or extension shall be ordered under conditions which, under the temporary emergency, would substantially diminish or impair the value of the contract or obligation of the person against whom the relief is sought without reasonable allowance to justify the exercise of the police power hereby authorized.
MS Code § 89-1-327 (2020)
2020 Mississippi Code|Title 89 - Real and Personal Property|Chapter 1 - Land and Conveyances|Relief From Inequitable Mortgage Foreclosures, Execution Sales and the Like After Declared Emergency or Disaster|§ 89-1-327. Provisions are severable

 The provisions of Sections 89-1-301 through 89-1-329 are severable, and if any of its provisions shall be held unconstitutional by any court of competent jurisdiction, the decision of such court shall not affect, impair or abrogate any of the remaining provisions, but the remaining provisions thereof shall be and remain in full force and effect without regard to that phrase, clause or portion invalidated.
MS Code § 89-1-329 (2020)
2020 Mississippi Code|Title 89 - Real and Personal Property|Chapter 1 - Land and Conveyances|Relief From Inequitable Mortgage Foreclosures, Execution Sales and the Like After Declared Emergency or Disaster|§ 89-1-329. Expiration of relief

 Except for the cases pending in court, the relief provided for in Sections 89-1-301 through 89-1-329 shall expire two (2) years from the date of any disaster declaration by the governor in which Sections 89-1-301 through 89-1-329 were specifically included as a relief measure for those counties covered by such disaster declaration.