reglab/housing_qa huggingface dataset:
NH Rev Stat § 408:48 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 408 - Life Insurance|Section 408:48 - Renewal of Registrations.

    408:48 Renewal of Registrations. –||New registration of any such corporation for the succeeding year may be issued as of course without the filing of further statements or furnishing any further information, unless specifically requested by the commissioner, upon written application of the said insurance corporation and payment of the proper fee for each registration.|||Source. 1967, 272:2. 1969, 366:12. 1971, 244:6, eff. Aug. 17, 1971.|
NH Rev Stat § 408:49 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 408 - Life Insurance|Section 408:49 - Repealed by 2001, 95:14, eff. Aug. 20, 2001.

    408:49 Repealed by 2001, 95:14, eff. Aug. 20, 2001. –|
NH Rev Stat § 408:50 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 408 - Life Insurance|Section 408:50 - Examination.

    408:50 Examination. –||The commissioner may require an insurance corporation authorized to issue variable contracts to file with him copies of all variable contract forms which it is at the time offering or is about to offer for sale or any other facts he may deem pertinent in relation to any of the variable contracts offered or to be offered by the registrant; and may require the filing of copies of any or all printed or otherwise reduplicated circulars or printed advertisements relating to variable contracts which the registrant has within 6 months offered for sale, or shall thereafter offer for sale.|||Source. 1967, 272:2. 1977, 264:10, eff. Aug. 21, 1977.|
NH Rev Stat § 408:51 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 408 - Life Insurance|Section 408:51 - Prohibiting Sales.

    408:51 Prohibiting Sales. –||If the commissioner is of the opinion that any such variable contract is of such a character that there is a serious financial danger to the purchaser in buying it, or that the circulars and advertisements do not disclose pertinent facts sufficient to enable intending purchasers to form a correct judgment of the nature and value of the variable contract, he may prohibit the registrant from selling or offering the said variable contracts, or in any way advertising the same.|||Source. 1967, 272:2. 1977, 264:11, eff. Aug. 21, 1977.|
NH Rev Stat § 408:52 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 408 - Life Insurance|Section 408:52 - Qualification of Variable Contracts.

    408:52 Qualification of Variable Contracts. –||I. No registered insurance corporation or its salesmen or agents shall sell or offer for sale any form of variable contract unless the sale of such form of contract has been approved by the commissioner. Such a corporation desiring to qualify such variable contract form shall submit to the commissioner such descriptive statistical, or documentary information as he may require. The commissioner shall after examination of such information approve or disapprove the sale of such variable contract in the said form. A fee in accordance with RSA 400-A:29 shall be charged for the examination of material submitted to obtain the qualification of a new variable contract form.||II. Notwithstanding any other provision of law, the commissioner shall have sole authority to regulate the issuance and sale of variable contracts by a company, its agents and employees and to issue such reasonable rules and regulations as may be appropriate to carry out the purposes and provisions of this chapter.||III. Except for RSA 409:2 in the case of a variable life insurance policy and except as otherwise provided in this chapter, all pertinent provisions of Title XXXVII shall apply to separate accounts and contracts relating thereto. Any individual variable life insurance contract, delivered or issued for delivery in this state, shall contain grace, reinstatement and nonforfeiture provisions appropriate to such a contract.|||Source. 1967, 272:2. 1971, 244:7. 1977, 264:12, eff. Aug. 21, 1977.|
NH Rev Stat § 408:53 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 408 - Life Insurance|Section 408:53 - Revocation, Insurance Corporation.

    408:53 Revocation, Insurance Corporation. –||The commissioner may, unless furnished with satisfactory evidence as provided in RSA 408:50 and RSA 408:52, or in case of violation of any provision of this chapter, or in any case of dishonest, deceitful, or fraudulent conduct on the part of any insurance corporation authorized to issue variable contracts in connection with the carrying on of the business, revoke such corporation's registration, and may, having reasonable cause to believe that such facts exist, suspend such corporation's registration until satisfied to the contrary.|||Source. 1967, 272:2. 1977, 264:13, eff. Aug. 21, 1977.|
NH Rev Stat § 408:54 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 408 - Life Insurance|Section 408:54 - Effect.

    408:54 Effect. –||The revocation or suspension of the insurance corporation's registration shall constitute a revocation or suspension of the registration of any of its agents or salesmen.|||Source. 1967, 272:2, eff. Jan. 1, 1968.|
NH Rev Stat § 408:55 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 408 - Life Insurance|Section 408:55 - Revocation, Agent, etc.

    408:55 Revocation, Agent, etc. –||The commissioner may, in case of violation of any provision of this chapter, or in case of dishonest, deceitful, or fraudulent conduct on the part of any agent or salesman in connection with the business, revoke such agent's or salesman's registration; and may, having reasonable cause to believe that such facts exist, suspend the agent's or salesman's registration until satisfied to the contrary.|||Source. 1967, 272:2, eff. Jan. 1, 1968.|
NH Rev Stat § 408:56 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 408 - Life Insurance|Section 408:56 - Effect of Revocation.

    408:56 Effect of Revocation. –||In any case of the revocation or suspension of a registration the insurance corporation, agent or salesman shall not be regarded as registered under the provisions of this chapter until restored to registration by the commissioner.|||Source. 1967, 272:2, eff. Jan. 1, 1968.|
NH Rev Stat § 408:57 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 408 - Life Insurance|Section 408:57 - Information to be Furnished.

    408:57 Information to be Furnished. –||The commissioner shall at any time on request, by mail or otherwise, inform any inquirer as to any individual, partnership, corporation, or association which is registered either as insurance corporation authorized to issue variable contracts, agent or salesman.|||Source. 1967, 272:2. 1977, 264:14, eff. Aug. 21, 1977.|
NH Rev Stat § 408:58 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 408 - Life Insurance|Section 408:58 - Limitations.

    408:58 Limitations. –||No limitations on the authority of the agent of any insurance corporation authorized to issue variable contracts, not customary in the business, shall be effective to protect the insurance corporation from liability to innocent third persons dealing with such agent.|||Source. 1967, 272:2. 1977, 264:15, eff. Aug. 21, 1977.|
NH Rev Stat § 408:59 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 408 - Life Insurance|Section 408:59 - Possession of Certificate.

    408:59 Possession of Certificate. –||Any insurance corporation authorized to issue variable contracts and any person named in a registration certificate as above provided may, in behalf of any such corporation, sell, offer for sale or invite offers for or inquiries about variable contracts in this state, but shall at all times when so engaged carry with him the registration certificate, or a copy thereof certified by the commissioner, which shall at any time be shown to any prospective customer upon request.|||Source. 1967, 272:2. 1977, 264:16, eff. Aug. 21, 1977.|
NH Rev Stat § 408:60 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 408 - Life Insurance|Section 408:60 - Advertising Registration.

    408:60 Advertising Registration. –||No insurance corporation authorized to issue variable contracts, agent or salesman shall advertise publicly the fact of his registration, or use such fact or the registration certificate in connection with any sale or effort to sell variable contracts, except by statement of the fact or by exhibiting the certificate or a certified copy thereof.|||Source. 1967, 272:2. 1977, 264:17, eff. Aug. 21, 1977.|
NH Rev Stat § 408:61 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 408 - Life Insurance|Section 408:61 - Notice of Commissioner's Requirements or Decisions.

    408:61 Notice of Commissioner's Requirements or Decisions. –||Notice of any requirement or decision of the commissioner shall be sufficient if sent by mail addressed to the insurance corporation authorized to issue variable contracts, agent or salesman, as the case may be, at the address designated in the application for registration.|||Source. 1967, 272:2. 1977, 264:18, eff. Aug. 21, 1977.|
NH Rev Stat § 408:62 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 408 - Life Insurance|Section 408:62 - False Statement.

    408:62 False Statement. –||Whoever violates any provisions of RSA 408:28-61 inclusive, or knowingly files with the commissioner or furnishes to him any false or misleading statements or information, shall be guilty of a class B felony if a natural person, or guilty of a felony if any other person.|||Source. 1967, 272:2. 1973, 528:285, eff. Oct. 31, 1973 at 11:59 p.m.|
NH Rev Stat § 408:63 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 408 - Life Insurance|Section 408:63 - Evidence.

    408:63 Evidence. –||Such false or misleading statements or information so furnished shall be evidence that any sales of such variable contracts made thereafter were made on false representation, in a suit to recover damages, on account of loss sustained through the purchase thereof.|||Source. 1967, 272:2. 1977, 264:19, eff. Aug. 21, 1977.|
NH Rev Stat § 408-A:1 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 408-A - Credit Life and Accident and Health Insurance|Section 408-A:1 - Purpose.

    408-A:1 Purpose. –||The purpose of this chapter is to promote the public welfare by regulating credit life insurance and credit accident and health insurance. Nothing in this chapter is intended to prohibit or discourage reasonable competition. The provisions of this chapter shall be liberally construed.|||Source. 1959, 66:1, eff. June 22, 1959.|
NH Rev Stat § 408-A:2 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 408-A - Credit Life and Accident and Health Insurance|Section 408-A:2 - Scope and Definitions.

    408-A:2 Scope and Definitions. –||I. This chapter may be cited as "The Model Act for the Regulation of Credit Life Insurance and Credit Accident and Health Insurance."||II. All life insurance and all accident and health insurance sold in connection with loans or other credit transactions shall be subject to the provisions of this chapter except such insurance sold in connection with:||(a) A loan or other credit transaction of more than 15 years' duration; or||(b) A first real estate mortgage; or||(c) A loan secured by a filing under the Uniform Commercial Code pursuant to RSA 477:44, IV.||III. For the purpose of this chapter:||(a) "Credit life insurance" means insurance on the life of a debtor pursuant to or in connection with a specific loan or other credit transaction;||(b) "Credit accident and health insurance" means insurance on a debtor to provide indemnity for payments becoming due on a specific loan or other credit transaction while the debtor is disabled as defined in the policy;||(c) "Creditor" means the lender of money or vendor or lessor of goods, services, property, rights or privileges, for which payment is arranged through a credit transaction or any successor to the right, title or interest of any such lender, vendor, or lessor, and an affiliate, associate or subsidiary of any of them or any director, officer, or employee of any of them or any other person in any way associated with any of them;||(d) "Debtor" means a borrower of money or a purchaser or lessee of goods, services, property, rights or privileges for which payment is arranged through a credit transaction;||(e) "Indebtedness" means the total amount payable by a debtor to a creditor in connection with a loan or other credit transaction, except, with respect to credit life insurance issued in connection with a loan or other credit transaction with terms greater than 75 months, "indebtedness" shall mean only the amount necessary to liquidate the remaining debt of a debtor in a single lump sum payment, excluding any unearned interest, unearned finance charges, late charges, or past due amounts more than 2 months delinquent. This exception shall not apply to leases;||(f) "Commissioner" means the insurance commissioner of the state of New Hampshire;||(g) "Credit unemployment insurance" means insurance on a debtor to provide indemnity for payments becoming due on a specific loan or other credit transaction while the debtor is unemployed or on leave as defined in the policy.|||Source. 1959, 66:1. 1973, 585:2. 1977, 406:1. 1985, 259:1. 1998, 385:1. 2000, 243:1, 2, eff. Aug. 7, 2000.|
NH Rev Stat § 408-A:3 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 408-A - Credit Life and Accident and Health Insurance|Section 408-A:3 - Forms of Credit Life Insurance and Credit Accident and Health Insurance.

    408-A:3 Forms of Credit Life Insurance and Credit Accident and Health Insurance. –||Credit life insurance and credit accident and health insurance shall be issued only in the following forms:||I. Individual policies of life insurance issued to debtors on the term plan;||II. Individual policies of accident and health insurance issued to debtors on a term plan or disability benefit provisions in individual policies of credit life insurance;||III. Group policies of life insurance issued to creditors providing insurance upon the lives of debtors on the term plan;||IV. Group policies of accident and health insurance issued to creditors on a term plan insuring debtors or disability benefit provisions in group credit life insurance policies to provide such coverage.|||Source. 1959, 66:1, eff. June 22, 1959.|
NH Rev Stat § 408-A:4 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 408-A - Credit Life and Accident and Health Insurance|Section 408-A:4 - Amount of Credit Life Insurance and Credit Accident and Health Insurance.

    408-A:4 Amount of Credit Life Insurance and Credit Accident and Health Insurance. –||I. Credit Life Insurance. The amount of credit life insurance shall not exceed the initial indebtedness. Where an indebtedness repayable in substantially equal installments is secured by an individual policy of credit life insurance, the amount of insurance shall at no time exceed the scheduled amount of indebtedness, and where secured by a group policy of credit life insurance, shall at no time exceed the amount of unpaid indebtedness.||II. Credit Accident and Health Insurance. The total amount of indemnity payable by credit accident and health insurance in the event of disability, as defined in the policy, shall not exceed the aggregate of the periodic scheduled unpaid installments of the indebtedness; and the amount of each periodic indemnity payment shall not exceed the original indebtedness divided by the number of periodic installments.|||Source. 1959, 66:1, eff. June 22, 1959.|
NH Rev Stat § 408-A:5 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 408-A - Credit Life and Accident and Health Insurance|Section 408-A:5 - Term of Credit Life Insurance and Credit Accident and Health Insurance.

    408-A:5 Term of Credit Life Insurance and Credit Accident and Health Insurance. –||The term of any credit life insurance or credit accident and health insurance shall, subject to acceptance by the insurer, commence on the date when the debtor becomes obligated to the creditor, or the date from which interest or finance charges accrue if later, except that, where a group policy provides coverage with respect to existing obligations, the insurance on a debtor with respect to such indebtedness shall commence on the effective date of the policy. Where evidence of insurability is required and such evidence is furnished more than 30 days after the date when the debtor becomes obligated to the creditor, the term of the insurance may commence on the date on which the insurance company determines the evidence to be satisfactory, and in such event there shall be an appropriate refund or adjustment of any charge to the debtor for insurance. The term of such insurance shall not extend more than 15 days beyond the scheduled maturity date of the indebtedness except when extended without additional cost to the debtor. If the indebtedness is discharged due to renewal or refinancing prior to the scheduled maturity date, the insurance in force shall be terminated before any new insurance may be issued in connection with the renewed or refinanced indebtedness. In all cases of termination prior to scheduled maturity, a refund shall be paid or credited as provided in RSA 408-A:8.|||Source. 1959, 66:1, eff. June 22, 1959.|
NH Rev Stat § 408-A:5-a (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 408-A - Credit Life and Accident and Health Insurance|Section 408-A:5-a - Credit Unemployment Insurance.

    408-A:5-a Credit Unemployment Insurance. –||Credit unemployment insurance may be sold in connection with loans or other credit transactions, subject to the provisions of this chapter as applied to credit life insurance and credit accident and health insurance. Any insurer authorized to offer the coverage specified by this chapter may sell credit unemployment insurance pursuant to this chapter.|||Source. 2000, 243:3, eff. Aug. 7, 2000.|
NH Rev Stat § 408-A:6 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 408-A - Credit Life and Accident and Health Insurance|Section 408-A:6 - Provisions of Policies and Certificates of Insurance; Disclosure to Debtors.

    408-A:6 Provisions of Policies and Certificates of Insurance;  Disclosure to Debtors. –||I. All credit life insurance and credit accident and health insurance sold shall be evidenced by an individual policy, or in the case of group insurance by a certificate of insurance, which individual policy or group certificate of insurance shall be delivered to the debtor.||II. Each individual policy or group certificate of credit life insurance, and/or credit accident and health insurance shall, in addition to other requirements of law, set forth the name and home office address of the insurer, and the identity by name or otherwise of the person or persons insured, the rate or amount of payment, if any, by the debtor separately for credit life insurance and credit accident and health insurance, a description of the amount, term and coverage including any exceptions, limitations or restrictions, and shall state that the benefit shall be paid to the creditor to reduce or extinguish the unpaid indebtedness and, wherever the amount of insurance may exceed the unpaid indebtedness, that any such excess shall be payable to a beneficiary, other than the creditor, named by the debtor or to his estate.||III. Said individual policy or group certificate of insurance shall be delivered to the insured debtor at the time the indebtedness is incurred except as hereinafter provided.||IV. If said individual policy or group certificate of insurance is not delivered to the debtor at the time the indebtedness is incurred, a copy of the application for such policy or a notice of proposed insurance, signed by the debtor and setting forth the name and home office address of the insurer, the identity by name or otherwise of the person or persons insured, the rate or amount of payment by the debtor, if any, separately for credit life insurance and credit accident and health insurance, a description of the amount, term and coverage provided, shall be delivered to the debtor at the time such indebtedness is incurred. The copy of the application for, or notice of proposed insurance, shall refer exclusively to insurance coverage, and shall be separate and apart from the loan, sale or other credit statement of account, instrument or agreement, unless the information required by this paragraph is prominently set forth therein. Upon acceptance of the insurance by the insurer and within 30 days of the date upon which the indebtedness is incurred, the insurer shall cause the individual policy or group certificate of insurance to be delivered to the debtor. Said application or notice of proposed insurance shall state that upon acceptance by the insurer, the insurance shall become effective as provided in RSA 408-A:5.|||Source. 1959, 66:1, eff. June 22, 1959.|
NH Rev Stat § 408-A:7 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 408-A - Credit Life and Accident and Health Insurance|Section 408-A:7 - Filing, Approval and Withdrawal of Forms.

    408-A:7 Filing, Approval and Withdrawal of Forms. –||I. All policies, certificates of insurance, notices of proposed insurance, applications for insurance, endorsements and riders shall be filed with the commissioner of the state in which the policy is issued.||II. The commissioner shall within 30 days after the filing of any such policies, certificates of insurance, notices of proposed insurance, applications for insurance, endorsements and riders, disapprove any such form if the table of premium rates charged or to be charged appears by reasonable assumptions to be excessive in relation to benefits, or if it contains provisions which are unjust, unfair, inequitable, misleading, deceptive or encourage misrepresentation of the coverage, or are contrary to any provision of the insurance code or any rule or regulation promulgated thereunder.||III. If the commissioner notifies the insurer that the form is disapproved it is unlawful thereafter for such insurer to issue or use such form. In such notice, the commissioner shall specify the reason for his disapproval and state that a hearing will be granted within 20 days after request in writing by the insurer. No such policy, certificate of insurance, notice of proposed insurance, nor any application, endorsement or rider, shall be issued or used until the expiration of 30 days after it has been so filed, unless the commissioner shall give his prior written approval thereto.||IV. The commissioner may, at any time after a hearing held not less than 20 days after written notice to the insurer, withdraw his approval of any such form on any ground set forth in paragraph II above. The written notice of such hearing shall state the reason for the proposed withdrawal.||V. It is not lawful for the insurer to issue such forms or use them after the effective date of such withdrawal.||VI. Any order or final determination of the commissioner under the provisions of this section shall be subject to judicial review.|||Source. 1959, 66:1, eff. June 22, 1959.|