reglab/housing_qa huggingface dataset:
8 V.S.A. § 4515a
2021 Vermont Statutes|Title 8 - Banking and Insurance|Chapter 123 - Nonprofit Hospital Service Corporations|§ 4515a. Form and rate filing; filing fees

§ 4515a. Form and rate filing; filing fees|Every contract or certificate form, or amendment thereof, including the rates charged therefor by the corporation shall be filed with the Commissioner or the Green Mountain Care Board established in 18 V.S.A. chapter 220, as appropriate, for the Commissioner's or the Board's approval prior to issuance or use. Prior to approval, there shall be a public comment period pursuant to section 4062 of this title. In addition, each such filing shall be accompanied by payment to the Commissioner or the Board, as appropriate, of a nonrefundable fee of $150.00 and the plain language summary of rate increases pursuant to section 4062 of this title. (Added 1985, No. 236 (Adj. Sess.), § 10; amended 1991, No. 166 (Adj. Sess.), § 10; 2011, No. 48, § 15b, eff. Jan. 1, 2012; 2013, No. 79, § 5h, eff. Jan. 1, 2014.)
8 V.S.A. § 4516
2021 Vermont Statutes|Title 8 - Banking and Insurance|Chapter 123 - Nonprofit Hospital Service Corporations|§ 4516. Annual report to Commissioner

§ 4516. Annual report to Commissioner|Annually, on or before March 1, a hospital service corporation shall file with the Commissioner of Financial Regulation a statement sworn to by the president and treasurer of the corporation showing its condition on December 31. The statement shall be in such form and contain such matters as the Commissioner shall prescribe. To qualify for the tax exemption set forth in section 4518 of this title, the statement shall include a certification that the hospital service corporation operates on a nonprofit basis for the purpose of providing an adequate hospital service plan to individuals of the State, both groups and nongroups, without discrimination based on age, gender, geographic area, industry, and medical history, except as allowed by subdivisions 4080a(h)(2)(B) and 4080b(h)(2)(B) of this title. (Amended 1989, No. 225 (Adj. Sess.), § 25; 1991, No. 52, § 3, eff. June 6, 1991; 1995, No. 180 (Adj. Sess.), § 38; 2005, No. 191 (Adj. Sess.), § 52; 2011, No. 78 (Adj. Sess.), § 2, eff. April 2, 2012; 2019, No. 103 (Adj. Sess.), § 23.)
8 V.S.A. § 4517
2021 Vermont Statutes|Title 8 - Banking and Insurance|Chapter 123 - Nonprofit Hospital Service Corporations|§ 4517. Investments

§ 4517. Investments|Funds of a hospital service corporation may be invested in any prudent investment as permitted for an insurance company formed under chapter 101 of this title. The corporation shall file and obtain the Commissioner's prior approval of its investment guidelines. Any amendments to the investment guidelines must be approved by the Commissioner prior to use. (Amended 1997, No. 54, § 4, eff. June 26, 1997.)
8 V.S.A. § 4518
2021 Vermont Statutes|Title 8 - Banking and Insurance|Chapter 123 - Nonprofit Hospital Service Corporations|§ 4518. Tax exemption

§ 4518. Tax exemption|A hospital service corporation shall be exempt from all forms of taxation except the health care claims tax assessed pursuant to 32 V.S.A. § 10402. (Amended 2003, No. 70 (Adj. Sess.), § 3, eff. March 1, 2004; 2019, No. 6, § 67, eff. April 22, 2019.)
8 V.S.A. § 4519
2021 Vermont Statutes|Title 8 - Banking and Insurance|Chapter 123 - Nonprofit Hospital Service Corporations|§ 4519. Application of chapter

§ 4519. Application of chapter|Hospital service corporations or associations formed prior to April 7, 1939, may continue their existence and may fulfill their contracts and enter into new contracts as now written, including provisions therein for medical, surgical, and nursing as well as hospital services, provided that such contracts written after July 1, 1939, shall be subject to the approval of the Commissioner of Financial Regulation as provided in section 4513 of this title. Except as aforesaid, a hospital service plan as described in this chapter shall not be established, maintained, or operated by an unincorporated association. All hospital service corporations organized after April 7, 1939, and their contracts shall be subject to the provisions of this chapter. (Amended 1989, No. 225 (Adj. Sess.), § 25(b); 1995, No. 180 (Adj. Sess.), § 38(a); 2011, No. 78 (Adj. Sess.), § 2, eff. April 2, 2012.)
8 V.S.A. § 4520
2021 Vermont Statutes|Title 8 - Banking and Insurance|Chapter 123 - Nonprofit Hospital Service Corporations|§ 4520. Reciprocal provisions

§ 4520. Reciprocal provisions|A corporation organized under the laws of another state or country which, except as to state of organization, is a hospital service corporation as defined by section 4511 of this title, and which the Commissioner finds has fully complied with the laws of such other state or country, shall be entitled to do business within this State, subject to the provisions of this chapter, after obtaining a license as provided by section 4513 of this title. But such corporation organized under the laws of another state or country shall not be entitled to such license, or to do business in this State unless such other state or country grants substantially similar rights and privileges to hospital service corporations organized under the laws of this State. The Commissioner shall determine whether rights and privileges granted by other states or countries are substantially similar to those granted by this State, and his or her determination shall be final.
8 V.S.A. § 4521
2021 Vermont Statutes|Title 8 - Banking and Insurance|Chapter 123 - Nonprofit Hospital Service Corporations|§ 4521. Effect on liability under workers' compensation law

§ 4521. Effect on liability under workers' compensation law|The provisions of this chapter or any contract for hospital service shall in no way affect the liability of an employer under the provisions of the workers' compensation law. (Amended 1981, No. 165 (Adj. Sess.), § 1.)
8 V.S.A. § 4522
2021 Vermont Statutes|Title 8 - Banking and Insurance|Chapter 123 - Nonprofit Hospital Service Corporations|§ 4522. Exempt organizations

§ 4522. Exempt organizations|Fraternal benefit societies and life or accident insurance companies are not affected by this chapter.
8 V.S.A. § 4581
2021 Vermont Statutes|Title 8 - Banking and Insurance|Chapter 125 - Nonprofit Medical Service Corporations|§ 4581. Incorporation of medical service corporations

§ 4581. Incorporation of medical service corporations|(a) Three or more persons licensed by the State Board of Medical Practice to practice medicine and surgery may incorporate under the general law of this State governing corporations for the purpose of forming a medical service corporation, but subject to the provisions of section 4584 of this title.(b) Subject to the approval of the Commissioner, a medical service corporation may establish, maintain, and operate a hospital service plan as defined in section 4511 of this title. The Commissioner may refuse approval if the Commissioner finds that the rates submitted are excessive, inadequate, or unfairly discriminatory. The contracts of a medical service corporation which operates a hospital service plan under this subsection shall be governed by chapter 123 of this title to the extent that they provide for hospital service benefits, and by this chapter to the extent that the contracts provide for medical service benefits. (Amended 1975, No. 69, § 3, eff. April 18, 1975; 1997, No. 54, § 6, eff. June 26, 1997.)
8 V.S.A. § 4582
2021 Vermont Statutes|Title 8 - Banking and Insurance|Chapter 125 - Nonprofit Medical Service Corporations|§ 4582. Incorporation of dental and other service corporations

§ 4582. Incorporation of dental and other service corporations|Three or more persons duly licensed under the laws of this State to practice dentistry, osteopathy, chiropractic, podiatry, or optometry may incorporate for the purpose of establishing a dental, osteopathic, chiropractic, podiatric, or optometric service corporation, respectively, to furnish dental, osteopathic, chiropractic, podiatric, or optometric services respectively, in the manner and subject to the restrictions specified in this chapter with respect to such corporation and consistent with the provisions of this chapter with reference to a medical service corporation organized hereunder.
8 V.S.A. § 4583
2021 Vermont Statutes|Title 8 - Banking and Insurance|Chapter 125 - Nonprofit Medical Service Corporations|§ 4583. Purposes and definition

§ 4583. Purposes and definition|A medical service corporation is a nonprofit sharing corporation without capital stock, organized under the laws of this State for the purpose of establishing, maintaining, and operating a plan whereby medical or medical and dental services may be provided at the expense of the corporation by duly licensed physicians and dentists to subscribers under contract, entitling each subscriber to certain medical services or medical and dental services as provided in such contract. Corporations formed under the provisions of this chapter shall have the privileges and be subject to the provisions of Title 11B as well as the applicable provisions of this chapter. In the event of a conflict between the provisions of Title 11B and the provisions of this chapter, the latter shall control. (Amended 1997, No. 54, § 7, eff. June 26, 1997.)
8 V.S.A. § 4584
2021 Vermont Statutes|Title 8 - Banking and Insurance|Chapter 125 - Nonprofit Medical Service Corporations|§ 4584. Application for permit

§ 4584. Application for permit|(a) A corporation incorporated under this chapter shall immediately, after filing its articles of association, apply to the Commissioner of Financial Regulation for a permit to operate. Such application shall be made to the Commissioner upon forms to be prescribed by him or her. Such application shall include a statement of the territory in which such corporation proposed to operate, the services to be furnished and rendered by it, and the rates to be charged therefor. Such application shall be accompanied by two copies of any contract for medical services which the corporation proposes to make with its subscriber. Before issuing such permit, the Commissioner may make such examination or investigation as he or she deems necessary. The Commissioner may refuse such permit if he or she finds that the rates submitted are excessive, inadequate, or unfairly discriminatory.(b) A corporation organized under the provisions of this chapter shall not enter into a contract with a subscriber to furnish medical services until it has obtained from such Commissioner a permit to do so.(c) In connection with a rate decision, the Green Mountain Care Board may also make reasonable supplemental orders to the corporation and may attach reasonable conditions and limitations to such orders as the Board finds, on the basis of competent and substantial evidence, necessary to ensure that benefits and services are provided at minimum cost under efficient and economical management of the corporation. The Commissioner and, except as otherwise provided by 18 V.S.A. §§ 9375 and 9376, the Green Mountain Care Board, shall not set the rate of payment or reimbursement made by the corporation to any physician, hospital, or other health care provider.(d) The Commissioner shall permit rates for a medical service corporation designed to enable the corporation to accumulate and maintain a reserve fund which shall from time to time during the calendar year be increased in an amount equal to at least two percent of the annual premium income of the corporation until the reserve fund is equal to at least eight percent of the annual premium income of the corporation. However, if the liabilities of the corporation exceed its assets, the Commissioner shall permit the corporation to charge rates that enable the corporation to accumulate a reserve fund at the rate of at least five percent of annual premium income of the corporation until the corporation's assets equal its liabilities. Nothing herein shall require the Commissioner to permit a corporation to accumulate a reserve fund until the law of the state of incorporation of that corporation is substantially similar to this subsection with respect to the reserve fund. (Amended 1975, No. 69, § 4, eff. April 18, 1975; 1989, No. 225 (Adj. Sess.), § 25; 1995, No. 180 (Adj. Sess.), § 38; 2011, No. 78 (Adj. Sess.), § 2, eff. April 2, 2012; 2013, No. 79, § 5i, eff. Jan. 1, 2014.)
8 V.S.A. § 4585
2021 Vermont Statutes|Title 8 - Banking and Insurance|Chapter 125 - Nonprofit Medical Service Corporations|§ 4585. Required contract provisions

§ 4585. Required contract provisions|Contracts entered into by a medical service corporation shall be in writing, one copy of which shall be furnished to the subscriber. The contract shall contain the following provisions:  (1) A statement of the amount payable to the corporation by the subscriber and the manner in which such amount is payable; (2) A statement of the nature of the services to be furnished and the period during which they will be furnished and if there are any services to be excepted, a detailed statement of such exceptions printed as hereinafter specified; (3) A statement of the terms and conditions upon which the contract may be canceled or otherwise terminated at the option of either party; (4) A statement that the contract includes the endorsements thereon and attached papers, if any, and contains the entire contract for services; (5) A statement that no representation by the subscriber in his or her application shall void the contract or be used in any legal proceeding thereunder unless such application or an exact copy thereof is included in or attached to such contract, and that no agent or representative of such corporation other than an officer or officers designated therein is authorized to change the contract or waive any of its provisions; (6) A statement that if the subscriber defaults in making any payment under the contract, the subsequent acceptance of a payment by the corporation or by any of its duly authorized agents shall reinstate the contract, but, with respect to sickness and injury, only to cover such sickness as may be first manifested more than ten days after the date of such acceptance; (7) A statement of the period of grace which will be allowed the subscriber for making any payment due under contract. Such period shall be not less than ten days; (8) A statement that the subscriber shall be entitled to engage the services of a physician or surgeon whom he or she chooses to perform services covered by the contract, provided that such physician or surgeon is licensed by the State Board of Medical Practice and agrees to be governed by the bylaws of the corporation with respect to payment of fees for his or her services.
8 V.S.A. § 4585a
2021 Vermont Statutes|Title 8 - Banking and Insurance|Chapter 125 - Nonprofit Medical Service Corporations|§ 4585a. Optometrists; visual services

§ 4585a. Optometrists; visual services|Whenever any policy of insurance or any medical service plan or hospital service contract or hospital and medical service contract provides for reimbursement for any visual service which is within the lawful scope of practice of a duly licensed optometrist with qualifications as defined by 26 V.S.A. § 1691, the insured or other person entitled to the benefits under the policy shall be entitled to reimbursement for the services, whether the services are performed by a duly licensed physician or by a duly licensed optometrist, whichever the insured selects. Notwithstanding any provision to the contrary in any statute or in any policy, plan, or contract, duly licensed optometrists shall be entitled to participate in such policies, plans, or contracts providing for visual services to the same extent as fully licensed physicians and no insurer shall make or permit any unfair discrimination against particular individuals or persons so licensed. (1971, No. 186 (Adj. Sess.), eff. March 30, 1972.)
8 V.S.A. § 4586
2021 Vermont Statutes|Title 8 - Banking and Insurance|Chapter 125 - Nonprofit Medical Service Corporations|§ 4586. Form and contents of contract

§ 4586. Form and contents of contract|In every such contract made, issued, or delivered in this State:  (1) all printed portions shall be plainly printed in type of which the face is not smaller than ten point; (2) there shall be a brief description of the contract on its first page and on its filing back in type of which the face is not smaller than 14 point; (3) the exceptions of the contract shall appear with the same prominence as the benefits to which they apply; and (4) if the contract contains any provision purporting to make any portion of the articles, constitution, or bylaws of the corporation a part of the contract, such portion thereof shall be set forth in full.
8 V.S.A. § 4587
2021 Vermont Statutes|Title 8 - Banking and Insurance|Chapter 125 - Nonprofit Medical Service Corporations|§ 4587. Filing and approval of contracts

§ 4587. Filing and approval of contracts|A medical service corporation which has received a permit from the Commissioner of Financial Regulation under section 4584 of this title shall not thereafter issue a contract to a subscriber or charge a rate therefor which is different from copies of contracts and rates originally filed with such Commissioner and approved by him or her at the time of the issuance to such medical service corporation of its permit, until it has filed copies of such contracts which it proposes to issue and the rates it proposes to charge therefor and the same have been approved by the Commissioner or the Green Mountain Care Board established in 18 V.S.A. chapter 220, as appropriate. Prior to approval, there shall be a public comment period pursuant to section 4062 of this title. Each such filing of a contract or the rate therefor shall be accompanied by payment to the Commissioner or the Board, as appropriate, of a nonrefundable fee of $150.00. A medical service corporation shall file a plain language summary of rate increases pursuant to section 4062 of this title. (Added 1985, No. 236 (Adj. Sess.), § 11; 1989, No. 225 (Adj. Sess.), § 25; 1991, No. 166 (Adj. Sess.), § 11; 1995, No. 180 (Adj. Sess.), § 38; 2011, No. 48, § 15c, eff. Jan. 1, 2012; 2011, No. 78 (Adj. Sess.), § 2, eff. April 2, 2012; 2013, No. 79, § 5j, eff. Jan. 1, 2014.)
8 V.S.A. § 4588
2021 Vermont Statutes|Title 8 - Banking and Insurance|Chapter 125 - Nonprofit Medical Service Corporations|§ 4588. Annual report to Commissioner

§ 4588. Annual report to Commissioner|Annually, on or before March 1, a medical service corporation shall file with the Commissioner of Financial Regulation a statement sworn to by the president and treasurer of the corporation showing its condition on December 31, which shall be in such form and contain such matters as the Commissioner shall prescribe. To qualify for the tax exemption set forth in section 4590 of this title, the statement shall include a certification that the medical service corporation operates on a nonprofit basis for the purpose of providing an adequate medical service plan to individuals of the State, both groups and nongroups, without discrimination based on age, gender, geographic area, industry, and medical history, except as allowed by subdivisions 4080a(h)(2)(B) and 4080b(h)(2)(B) of this title. (Amended 1989, No. 225 (Adj. Sess.), § 25; 1991, No. 52, § 4, eff. June 6, 1991; 1995, No. 180 (Adj. Sess.), § 38; 2005, No. 191 (Adj. Sess.), § 53; 2011, No. 78 (Adj. Sess.), § 2, eff. April 2, 2012; 2019, No. 103 (Adj. Sess.), § 24.)
8 V.S.A. § 4589
2021 Vermont Statutes|Title 8 - Banking and Insurance|Chapter 125 - Nonprofit Medical Service Corporations|§ 4589. Investments

§ 4589. Investments|Funds of a medical service corporation may be invested in any prudent investment as permitted for an insurance company formed under chapter 101 of this title. The corporation shall file and obtain the Commissioner's prior approval of its investment guidelines. Any amendments to the investment guidelines must be approved by the Commissioner prior to use. (Amended 1997, No. 54, § 8, eff. June 26, 1997.)
8 V.S.A. § 4590
2021 Vermont Statutes|Title 8 - Banking and Insurance|Chapter 125 - Nonprofit Medical Service Corporations|§ 4590. Tax exemption

§ 4590. Tax exemption|A medical service corporation shall be exempt from all forms of taxation except the health care claims tax assessed pursuant to 32 V.S.A. § 10402. (Amended 2003, No. 70 (Adj. Sess.), § 4, eff. March 1, 2004; 2019, No. 6, § 68, eff. April 22, 2019.)
8 V.S.A. § 4591
2021 Vermont Statutes|Title 8 - Banking and Insurance|Chapter 125 - Nonprofit Medical Service Corporations|§ 4591. Effect on liability under workers' compensation law

§ 4591. Effect on liability under workers' compensation law|The provisions of this chapter or any contract for medical service shall in no way affect the liability of an employer under the provisions of the workers' compensation law. (Amended 1981, No. 165 (Adj. Sess.), § 1.)
8 V.S.A. § 4592
2021 Vermont Statutes|Title 8 - Banking and Insurance|Chapter 125 - Nonprofit Medical Service Corporations|§ 4592. Exempt organizations

§ 4592. Exempt organizations|Fraternal benefit societies and life or accident insurance companies are not affected by this chapter.
8 V.S.A. § 4593
2021 Vermont Statutes|Title 8 - Banking and Insurance|Chapter 125 - Nonprofit Medical Service Corporations|§ 4593. Reciprocal provisions

§ 4593. Reciprocal provisions|A corporation organized under the laws of another state or country which, except as to state of organization, is a medical service corporation as defined by section 4583 of this title, and which the commissioner finds has fully complied with the laws of such other state or country, shall be entitled to do business within this State subject to the provisions of this chapter after obtaining a permit as provided by section 4584 of this title. However, such a corporation organized under the laws of another state or country shall not be entitled to such permit, or to do business in this State unless such other state or country grants substantially similar rights and privileges to medical service corporations organized under the laws of this State. The commissioner shall determine whether rights and privileges granted by other states or countries are substantially similar to those granted by this State, and his or her determination shall be final.
8 V.S.A. § 4594
2021 Vermont Statutes|Title 8 - Banking and Insurance|Chapter 125 - Nonprofit Medical Service Corporations|§ 4594. Part-time employees

§ 4594. Part-time employees|A nonprofit medical service corporation shall not exclude part-time employees and shall offer the same insurance benefits to part-time employees as it offers to the employee groups of which the part-time employees would be members if they were full-time employees. The insurer shall offer to include the part-time employees as part of the employer's employee group, at the full rate to be paid by the employer, at a rate prorated between the employer and the employee or at the employee's expense. "Part-time employee" means any employee who works a minimum of at least 17 1/2 hours per week. (Added 1989, No. 34, § 3.)