reglab/housing_qa huggingface dataset:
AK Stat § 21.42.250 (2021)
2021 Alaska Statutes|Title 21. Insurance|Chapter 42. The Insurance Contract|Article 1. The Insurance Contract.|Sec. 21.42.250. Delivery or posting of policy; notifications.

(a) An insurer shall provide a policy or endorsement to the insured or to the person entitled to it by mail or delivery or by posting on the insurer's Internet website under (c) of this section within a reasonable period of time after its issuance. The insurer is not required to mail, deliver, or post the policy or endorsement until all conditions required by the insurer have been met by the insured. (b) If the original policy is delivered or is required to be delivered to or for deposit with a vendor, mortgagee, or pledgee of a motor vehicle or aircraft, and in which policy an interest of the vendee, mortgagor, or pledgor in or with reference to the vehicle or aircraft is insured, a duplicate of the policy setting out the name and address of the insurer, insurance classification of vehicle or aircraft, type of coverage, limits of liability, premiums for the respective coverages, and duration of the policy or memorandum thereof containing the same information, shall be delivered by the vendor, mortgagee, or pledgee to each vendee, mortgagor, or pledgor named in the policy or coming within the group of persons designated in the policy to be included. If the policy does not provide coverage of legal liability for injury to persons or damage to the property of third parties, a statement of the facts shall be printed, written, or stamped conspicuously on the face of the duplicate policy or memorandum. (c) An insurer may provide an insurance policy or endorsement by posting the policy or endorsement on the insurer's Internet website and clearly identifying the posted policy or endorsement purchased by the insured in the declaration page provided to the insured. An insurance policy or endorsement posted under this subsection (1) must contain the standard or uniform provisions required by AS 21.42.140; (2) must be in a form approved by the director under AS 21.42.120; (3) must be posted in a manner that reasonably allows the insured to retrieve and print or save the policy or endorsement from the website without paying a fee; (4) must remain posted on the insurer's Internet website during the time that the policy or endorsement is in effect, be retained by the insurer for not less than three years after the policy or endorsement is no longer in effect, and be made available to the insured on request; and (5) may not include personally identifiable information. (d) The insurer shall notify the insured at the time of issuance or renewal of the method by which the insured may request and the insurer shall provide a paper or electronic copy of the insured's policy or endorsement without the insured paying a fee. (e) If the policy or endorsement change or the means of obtaining policy information from the insurer's Internet website changes, the insurer shall notify the insured in the manner the insurer customarily communicates with an insured.
AK Stat § 21.42.260 (2021)
2021 Alaska Statutes|Title 21. Insurance|Chapter 42. The Insurance Contract|Article 1. The Insurance Contract.|Sec. 21.42.260. Renewal by certificate.

An insurance policy terminating by its terms at a specified expiration date and not otherwise renewable, may be renewed or extended at the option of the insurer upon a currently authorized policy form and at the premium rate then required for the policy, for a specific additional period or periods by certificate or by endorsement of the policy, without requiring the issuance of a new policy.
AK Stat § 21.42.265 (2021)
2021 Alaska Statutes|Title 21. Insurance|Chapter 42. The Insurance Contract|Article 1. The Insurance Contract.|Sec. 21.42.265. Effective date of coverage.

Unless otherwise provided by law, the effective date of a change relating to coverage under an insurance contract as a result of a change to this title is the issue date for a new policy or the renewal date for a renewal policy.
AK Stat § 21.42.270 (2021)
2021 Alaska Statutes|Title 21. Insurance|Chapter 42. The Insurance Contract|Article 1. The Insurance Contract.|Sec. 21.42.270. Assignment of policies.

A policy may be assignable or nonassignable, depending upon its terms. Subject to its terms relating to its assignability, a life, group life, or health insurance policy, whether issued before or after July 1, 1966, under the terms of which the beneficiary may be changed upon the sole request of the insured, may be assigned either by pledge or transfer of title by an assignment executed by the insured alone and delivered to the insurer, whether or not the pledgee or assignee is the insurer. The assignment entitles the insurer to deal with the assignee as the owner or pledgee of the policy in accordance with the terms of the assignment until the insurer has received at its home office written notice of termination of the assignment or pledge, or written notice by or on behalf of some other person claiming an interest in the policy that is in conflict with the assignment.
AK Stat § 21.42.280 (2021)
2021 Alaska Statutes|Title 21. Insurance|Chapter 42. The Insurance Contract|Article 1. The Insurance Contract.|Sec. 21.42.280. Payment discharges insurer.

When the proceeds of or payments under a life or health insurance policy or annuity contract, whether issued before or after July 1, 1966, become payable in accordance with the terms of the policy or contract, or the exercise of a right or privilege under the policy or contract and the insurer makes payment in accordance with the terms of the policy or contract or in accordance with a written assignment, the person then designated under the policy as being entitled to the proceeds or payments shall be entitled to receive the proceeds or payments and to give full acquittance for them. The payments shall fully discharge the insurer from all claims under the policy or contract unless, before payment is made, the insurer has received at its home office written notice by or on behalf of another person that the other person claims to be entitled to the payment or some interest in the policy or contract.
AK Stat § 21.42.290 (2021)
2021 Alaska Statutes|Title 21. Insurance|Chapter 42. The Insurance Contract|Article 1. The Insurance Contract.|Sec. 21.42.290. Minor may give acquittance.

(a) A minor domiciled in this state who has attained the age of 16 years shall be considered competent to receive and to give full acquittance and discharge for a payment or payments in aggregate amount not exceeding $3,000 in any one year made by a life insurer under the maturity, death, or settlement agreement provisions in effect or elected by the minor under a life insurance policy or annuity contract, if the policy, contract, or agreement provides for the payment or payments to the minor, and if before the payment the insurer has not received written notice of the appointment of a duly qualified guardian of the property of the minor. A minor is not competent to alienate to the right to or to anticipate the payments. (b) This section does not require an insurer to determine whether another insurer is effecting a similar payment to the same minor.
AK Stat § 21.42.300 (2021)
2021 Alaska Statutes|Title 21. Insurance|Chapter 42. The Insurance Contract|Article 1. The Insurance Contract.|Sec. 21.42.300. Forms for proof of loss to be furnished.

An insurer shall furnish, upon written request of the person claiming to have a loss under an insurance contract issued by the insurer, forms of proof of loss for completion by the person, but the insurer is not, by reason of the requirement to furnish forms, responsible for or with reference to the completion of the proof or the manner of the completion or attempted completion.
AK Stat § 21.42.310 (2021)
2021 Alaska Statutes|Title 21. Insurance|Chapter 42. The Insurance Contract|Article 1. The Insurance Contract.|Sec. 21.42.310. Claims administration not waiver.

Without limitation of a right or defense of an insurer otherwise, none of the following acts by or on behalf of an insurer constitute a waiver of a provision of a policy or of a defense of the insurer thereunder: (1) acknowledgment of the receipt of notice of loss or claim under the policy; (2) furnishing forms for reporting a loss or claim, for giving information relative to it, or for making proof of loss, or receiving or acknowledging receipt of forms or proofs completed or uncompleted; (3) investigating a loss or claim under a policy or engaging in negotiations for a possible settlement of the loss or claim.
AK Stat § 21.42.345 (2021)
2021 Alaska Statutes|Title 21. Insurance|Chapter 42. The Insurance Contract|Article 2. Specific Coverage Provisions.|Sec. 21.42.345. Required provision for coverage of dependents.

(a) A health care insurance plan providing coverage for a dependent of a covered individual shall, as to the dependent's coverage, also provide that the health care insurance benefits applicable for dependents shall be payable with respect to (1) a newly born child of a covered individual from the moment of birth; (2) a child adopted by a covered individual from the date of adoption; (3) a child placed with a covered individual for adoption from the date of placement for adoption; and (4) a spouse from not later than the first day of the first month beginning after the date the request for enrollment is received, but the insurer may require that a request for enrollment be received within 31 days of the date of marriage. (b) The coverage for a newly born child under this section shall consist of coverage of injury or sickness, including the necessary care and treatment of medically diagnosed congenital defects and birth abnormalities. (c) If payment of a specific charge is required to provide coverage for a child under this section, the policy or contract may require that notification of birth of a newly born child, adopted child, or child placed for adoption and payment of the required premium or fees may be required to be furnished to the health care insurer within 31 days after the date of birth, adoption, or placement for adoption in order to have the coverage continue beyond the 31-day period. (d) Under (a) - (c) of this section, a health care insurer shall offer coverage for a family member, including a newly born child, adopted child, or child placed for adoption, regardless of the marital status of the covered individual.
AK Stat § 21.42.347 (2021)
2021 Alaska Statutes|Title 21. Insurance|Chapter 42. The Insurance Contract|Article 2. Specific Coverage Provisions.|Sec. 21.42.347. Coverage for costs of birth.

(a) A health care insurer who provides coverage for the costs of childbirth shall also provide coverage for the costs of hospitalization or medical care following childbirth for a period of not less than (1) 48 hours after a vaginal birth; and (2) 96 hours after a caesarean birth. (b) Except as otherwise required to provide coverage specified under (a) of this section, this section does not affect a payment arrangement entered into between a hospital or health care provider and a health care insurer. (c) This section may not be construed to require hospitalization or medical care as described under (a)(1) or (2) of this section if the mother giving birth and the mother's health care provider agree that the mother and any newborn child of the mother should be discharged earlier than required under (a)(1) or (2) of this section. (d) In this section, (1) “health care insurer” has the meaning given in AS 21.54.500; “health care insurer” includes the Comprehensive Health Insurance Association as described in AS 21.55.010; (2) “health care provider” means a person licensed in this state to provide health care services.
AK Stat § 21.42.349 (2021)
2021 Alaska Statutes|Title 21. Insurance|Chapter 42. The Insurance Contract|Article 2. Specific Coverage Provisions.|Sec. 21.42.349. Coverage for newborn and infant hearing screening.

(a) Except for a fraternal benefit society, a health care insurer that offers, issues for delivery, delivers, or renews in this state a health care insurance plan shall provide coverage for newborn and infant hearing screening under the schedule described in (b) of this section if the plan covers services provided to women during pregnancy and childbirth and the dependents of a covered individual. (b) The minimum coverage required under (a) of this section includes (1) a newborn or infant hearing screening to be performed within 30 days after the child's birth; and (2) if the initial screening under (1) of this subsection determines that the child may have a hearing impairment, a confirmatory hearing diagnostic evaluation. (c) The coverage required by this section may be subject to standard policy provisions that are applicable to other benefits, such as deductible or copayment provisions.
AK Stat § 21.42.351 (2021)
2021 Alaska Statutes|Title 21. Insurance|Chapter 42. The Insurance Contract|Article 2. Specific Coverage Provisions.|Sec. 21.42.351. Coverage for well-baby exams.

(a) A health care insurer that offers health care insurance that covers a dependent of a covered individual shall, initially and at each renewal, offer coverage for the cost of well-baby exams. The coverage required to be offered by this section is subject to standard policy provisions applicable to other benefits, including deductible or copayment provisions. (b) In this section, (1) “health care insurer” has the meaning given in AS 21.54.500; (2) “health care professional” means a health aide, physician, nurse, and physician assistant, but does not include a practitioner of religious healing; (3) “well-baby exam” means (A) a periodic physical examination by a qualified health care professional of a baby during the first 24 months of life in which information is collected on matters including normal development, growth rate, hearing, vision, language skills, motor development, diet, general care, preventative health care, immunizations, and infectious diseases; and (B) consultation between the health care professional and a parent.
AK Stat § 21.42.353 (2021)
2021 Alaska Statutes|Title 21. Insurance|Chapter 42. The Insurance Contract|Article 2. Specific Coverage Provisions.|Sec. 21.42.353. Coverage for the costs of acupuncture treatment.

Except for a fraternal benefit society, a health care insurer that offers, issues for delivery, delivers, or renews in this state a health care insurance plan may offer coverage for services of an acupuncturist licensed under AS 08.06 if the plan covers acupuncture treatment by a health care provider who is subject to other provisions of AS 08.
AK Stat § 21.42.355 (2021)
2021 Alaska Statutes|Title 21. Insurance|Chapter 42. The Insurance Contract|Article 2. Specific Coverage Provisions.|Sec. 21.42.355. Coverage for cost of services provided by certified nurse midwives.

(a) If a health care insurance plan or an excepted benefits policy or contract provides indemnity for the cost of services of a physician provided to women during pregnancy, childbirth, and the period after childbirth, indemnity in a reasonable amount shall also be provided for the cost of an advanced practice registered nurse who provides the same services. Indemnity may be provided under this subsection only if the advanced practice registered nurse is practicing as a certified nurse midwife in accordance with regulations adopted under AS 08.68.100(a), and the services provided are within the scope of practice of that certification. (b) If a health care insurance plan or an excepted benefits policy or contract provides for furnishing those services required of a physician in the care of women during pregnancy, childbirth, and the period after childbirth, the contract shall also provide that an advanced practice registered nurse may furnish those same services instead of a physician. Services may be provided under this subsection only if the advanced practice registered nurse is practicing as a certified nurse midwife in accordance with regulations adopted under AS 08.68.100(a), and the services provided are within the scope of practice of that certification.
AK Stat § 21.42.363 (2021)
2021 Alaska Statutes|Title 21. Insurance|Chapter 42. The Insurance Contract|Article 2. Specific Coverage Provisions.|Sec. 21.42.363. Eye care under health insurance.

A policy, contract, or prepaid plan for individual or group health insurance issued or delivered in the state that provides reimbursement for a service within the lawful scope of practice of an optometrist licensed under AS 08.72 must provide for reimbursement to a person covered under the policy, contract, or plan who had the service performed by an optometrist.
AK Stat § 21.42.365 (2021)
2021 Alaska Statutes|Title 21. Insurance|Chapter 42. The Insurance Contract|Article 2. Specific Coverage Provisions.|Sec. 21.42.365. Coverage for treatment of alcoholism or drug abuse.

(a) Except for a fraternal benefit society, a health care insurer that offers, issues for delivery, delivers, or renews in this state a health care insurance plan providing coverage for five or more employees of an employer in the group market shall offer a covered employee or the employee's dependent coverage for the treatment of alcoholism or drug abuse. (b) In this section, “alcoholism or drug abuse” means an illness characterized by (1) a physiological or psychological dependency, or both, on alcoholic beverages or controlled substances as defined in AS 11.71.900; or (2) habitual lack of self-control in using alcoholic beverages or controlled substances to the extent that the person's health is substantially impaired or the person's social or economic function is substantially disrupted.
AK Stat § 21.42.375 (2021)
2021 Alaska Statutes|Title 21. Insurance|Chapter 42. The Insurance Contract|Article 2. Specific Coverage Provisions.|Sec. 21.42.375. Coverage for mammograms.

(a) Except for a fraternal benefit society, a health care insurer that offers, issues for delivery, delivers, or renews in this state a health care insurance plan shall provide coverage for low-dose mammography screening under the schedule described in (b) of this section if the plan covers mastectomies and prosthetic devices and reconstructive surgery incident to mastectomies. (b) The minimum coverage required under (a) of this section includes (1) a baseline mammogram for a covered individual who is at least 35 years of age but less than 40 years of age; (2) one mammogram every two years for a covered individual who is at least 40 years of age but less than 50 years of age; (3) an annual mammogram for a covered individual who is at least 50 years of age; (4) a mammogram at any age for a covered individual with a history of breast cancer or whose parent or sibling has a history of breast cancer, upon referral by a physician. (c) The coverage required by this section (1) must be included in the health care insurance plan on a basis that is not less favorable than for other radiological examinations; (2) may be subject to standard policy provisions applicable to other benefits, such as deductible or copayment provisions. (d) [Repealed, § 115 ch 81 SLA 1997.]  (e) In this section, “low-dose mammography screening” and “mammogram” mean the X-ray examination of the breast using equipment dedicated specifically for mammography, including the X-ray tube, filter, compression device, screens, films, and cassettes, with an average radiation exposure delivery of less than one rad mid-breast, with two views for each breast.
AK Stat § 21.42.377 (2021)
2021 Alaska Statutes|Title 21. Insurance|Chapter 42. The Insurance Contract|Article 2. Specific Coverage Provisions.|Sec. 21.42.377. Coverage for colorectal cancer screening.

(a) Except for a fraternal benefit society, a health care insurer that offers, issues for delivery, delivers, or renews in this state a health care insurance plan shall provide coverage for the costs of colorectal cancer screening examinations and laboratory tests under the schedule described in (b) of this section. The coverage required by this section is subject to standard policy provisions applicable to other benefits, including deductible or copayment provisions. (b) The minimum coverage required under (a) of this section for colorectal cancer screening includes coverage for colorectal cancer examinations and laboratory tests specified in American Cancer Society guidelines for colorectal cancer screening of asymptomatic individuals. Coverage shall be provided for all colorectal screening examinations and tests that are administered at a frequency identified in the American Cancer Society guidelines for colorectal cancer. (c) Coverage provided under this section applies to a covered individual who is (1) at least 50 years of age; or (2) less than 50 years of age and at high risk for colorectal cancer. (d) All screening options identified in (b) of this section shall be covered by the insurer, with the choice of option determined by the covered individual in consultation with a health care provider. (e) For individuals considered at average risk for colorectal cancer, coverage or benefits shall be provided for the choice of screening, so long as it is conducted in accordance with the specified frequency. For individuals considered at high risk for colorectal cancer, screening shall be provided at a frequency determined necessary by a health care provider. (f) An employer that provides a health care insurance plan under this section shall notify each covered individual of the coverage for colorectal cancer screenings unless coverage for colorectal cancer screening previously exists. The notice shall be included in the health benefit handbook or be provided by written or electronic communication between an employer or health plan administrator and a covered individual. However, if the covered individual purchases the health care insurance plan from the insurer issuing the policy, the insurer is responsible for notifying the covered individual of the coverage for colorectal cancer screening under this section. (g) In this section, “individual considered at high risk for colorectal cancer” means an individual who faces a high risk for colorectal cancer because of (1) family history; (2) prior experience of cancer or precursor neoplastic polyps; (3) a history of a chronic digestive disease condition, including inflammatory bowel disease, Crohn's Disease, or ulcerative colitis; (4) the presence of any appropriate recognized gene markers for colorectal cancer; or (5) other predisposing factors.
AK Stat § 21.42.380 (2021)
2021 Alaska Statutes|Title 21. Insurance|Chapter 42. The Insurance Contract|Article 2. Specific Coverage Provisions.|Sec. 21.42.380. Coverage for treatment of phenylketonuria.

(a) Except for a fraternal benefit society, a health care insurer that offers, issues for delivery, delivers, or renews in this state a health care insurance plan shall provide coverage under the plan for the formulas necessary for the treatment of phenylketonuria. This subsection does not apply to a health care insurance plan that the director has determined by order should be excluded from this subsection. (b) A health care insurer providing coverage under this section may impose reasonable contract limitations but may not refuse coverage based on a preexisting condition of phenylketonuria or require that an individual covered under the plan pay a higher deductible or copayment for the cost of treating phenylketonuria than for the cost of treating another condition or illness. (c) In this section, “cost” means the lowest of the following: (1) the actual charge for the treatment received for phenylketonuria; (2) the usual, customary, and reasonable charge for the treatment as determined by the contract of coverage; or (3) the charge agreed to by contract between the treatment provider and the health care insurer.