reglab/housing_qa huggingface dataset:
CT Gen Stat § 36a-562. (Formerly Sec. 36-232) (2020)
2020 Connecticut General Statutes|Title 36a - The Banking Law of Connecticut|Chapter 668 - Nondepository Financial Institutions|Section 36a-562. (Formerly Sec. 36-232) - Main and branch offices.

 In each case where a license is required by section 36a-556, the licensee shall have a main office license and may have a branch office license. All offices shall be located in the United States. Each main office shall have a qualified individual, who shall be responsible for the actions of the licensee and for supervising all aspects of the licensee's small loan business. Each branch shall have a branch manager, who shall be responsible for the actions of the licensee and for supervising all aspects of the branch's small loan business.(1949 Rev., S. 5944; 1949, S. 2759d; P.A. 84-32, S. 1; P.A. 92-12, S. 67; P.A. 94-122, S. 264, 340; P.A. 06-35, S. 2; P.A. 16-65, S. 26; P.A. 18-173, S. 34.)History: P.A. 84-32 permitted a licensee to change his place of business to an adjacent city or town with the approval of the banking commissioner; P.A. 92-12 made technical changes; P.A. 94-122 made technical changes, effective January 1, 1995; Sec. 36-232 transferred to Sec. 36a-562 in 1995; P.A. 06-35 required licensees to apply to commissioner prior to changing place of business within the same city or town or to an adjacent city or town, rather than giving written notice of change to commissioner, and made technical and conforming changes, effective May 8, 2006; P.A. 16-65 replaced former provisions with provisions re main and branch offices, effective July 1, 2016; P.A. 18-173 added “the actions of the licensee and for”.
CT Gen Stat § 36a-564. (Formerly Sec. 36-233a) (2020)
2020 Connecticut General Statutes|Title 36a - The Banking Law of Connecticut|Chapter 668 - Nondepository Financial Institutions|Section 36a-564. (Formerly Sec. 36-233a) - License fees. Renewal. Automatic suspension.

 (a) Each applicant for a small loan license shall pay to the system any required fees or charges and a license fee of four hundred dollars. Each such license shall expire at the close of business on December thirty-first of the year in which the license was approved, unless such license is renewed, and provided any such license that is approved on or after November first shall expire at the close of business on December thirty-first of the year following the year in which it is approved. An application for renewal of a license shall be filed between November first and December thirty-first of the year in which the license expires. Each applicant for renewal of a small loan license shall pay to the system any required fees or charges and a renewal fee of four hundred dollars.(b) In accordance with section 36a-24b, the commissioner may automatically suspend any license if such person receives a deficiency on the system indicating that a required payment was Returned-ACH or returned pursuant to any other term as may be utilized by the system to indicate that payment was not accepted. After the license has been automatically suspended pursuant to this subsection, the commissioner shall (1) give the licensee notice of the automatic suspension pending proceedings for revocation or refusal to renew pursuant to section 36a-570 and an opportunity for a hearing on such action in accordance with section 36a-51, and (2) require such licensee to take or refrain from taking such action as the commissioner deems necessary to effectuate the purposes of this section.(c) No abatement of the license fee shall be made if an application is denied or withdrawn prior to the issuance of the license or if the license is surrendered, revoked or suspended prior to the expiration of the period for which the license was issued. All fees required by this section shall be nonrefundable.(1963, P.A. 175, S. 8; P.A. 94-122, S. 265, 340; P.A. 16-65, S. 28; P.A. 18-173, S. 35.)History: P.A. 94-122 made technical changes, effective January 1, 1995; Sec. 36-233a transferred to Sec. 36a-564 in 1995; P.A. 16-65 replaced former provisions with Subsecs. (a) to (c) re license fees, license renewal and automatic suspension of license, effective July 1, 2016; P.A. 18-173 amended Subsec. (b) by replacing reference to Sec. 36a-27b with reference to Sec. 36a-24b, replacing “shall” with “may” re automatically suspending license, designating existing provisions re giving licensee notice of automatic suspension as Subdiv. (1), designating existing provisions re requiring licensee to take or refrain from taking action as Subdiv. (2) and amending same to replace “action that, in the opinion of the commissioner, will effectuate” with “action as the commissioner deems necessary to effectuate”, and amended Subsec. (c) by adding “an application is denied or withdrawn prior to the issuance of the license or if”.
CT Gen Stat § 36a-568. (Formerly Sec. 36-236) (2020)
2020 Connecticut General Statutes|Title 36a - The Banking Law of Connecticut|Chapter 668 - Nondepository Financial Institutions|Section 36a-568. (Formerly Sec. 36-236) - Unique identifier of licensee. Advertising of licensee.

 (a) The unique identifier of any small loan licensee shall be clearly shown on the licensee's application forms for a small loan and all of the licensee's solicitations or advertisements, including business cards or Internet web sites, and any other documents as established by rule, regulation or order of the commissioner.(b) The advertising of a licensee: (1) Shall not include any statement that such licensee is endorsed in any way by this state, except it may include a statement that such licensee is licensed in this state; (2) shall not include any statement or claim which is deceptive, false or misleading; (3) shall be retained for two years from the date of its use; and (4) shall otherwise conform to the requirements of sections 36a-555 to 36a-573, inclusive, and any regulations issued thereunder.(1949 Rev., S. 5951; 1949, S. 2764d; 1963, P.A. 175, S. 5; 1969, P.A. 242, S. 5; 454, S. 36; P.A. 75-99, S. 5, 6; P.A. 77-129, S. 6; P.A. 16-65, S. 32; P.A. 18-173, S. 39.)History: 1963 act rephrased provisions and increased maximum repayment period from 20 months to 24 months and 15 days and time for payment of first installment from 45 days to 1 month and 15 days; 1969 acts prohibited taking mortgage or lien except as authorized in Sec. 36-234, made previous repayment period applicable to loans not exceeding $1,000 and allowed 36 months and 15 days for larger loans and deleted provision prohibiting licensee from taking any note or promise to pay which “does not state the actual amount of the loan, the time for which it is made and the charges” and from taking “any instrument in which blanks are left to be filled after the loan is made”; P.A. 75-99 specified conditions for taking security interest in real estate and stated that time for repayment of loan secured by real estate may not be restricted; P.A. 77-129 clarified use of chattels and personal property as loan security and deleted reference to security authorized in Sec. 36-234, allowed repayment period of 72 months and 15 days in cases where cash advance exceeded $1,800, deleted statement that time for loan repayment where loan secured by real estate is not to be limited and added provision re applicability of Sec. 42-98 to repossession of property other than real estate; Sec. 36-236 transferred to Sec. 36a-568 in 1995; P.A. 16-65 replaced former provisions with Subsecs. (a) and (b) re unique identifier and advertising of licensee, effective July 1, 2016; P.A. 18-173 amended Subsec. (b) by making technical changes and replacing “one year” with “two years” in Subdiv. (3).Annotation to former section 36-236:Cited. 115 C. 105.
CT Gen Stat § 36a-569. (Formerly Sec. 36-237) (2020)
2020 Connecticut General Statutes|Title 36a - The Banking Law of Connecticut|Chapter 668 - Nondepository Financial Institutions|Section 36a-569. (Formerly Sec. 36-237) - Books and records. Reports of condition. Submission of sworn statement and other information.

 (a) Each small loan licensee shall keep adequate books and records at the place of business specified in the license in such form and in such manner as the commissioner prescribes and shall preserve all books, accounts and records for the following time periods: (1) If the licensee offered, solicited, brokered, directly or indirectly arranged, placed, found or generated leads for a small loan, at least two years after the date it engaged in such activity; (2) if the licensee made, owns or services a small loan, at least two years after the date the licensee (A) no longer owns the small loan, or (B) has made the final entry on the small loan.(b) Each licensee shall make such books and records available at such office or send such books and records to the commissioner by registered or certified mail, return receipt requested, or by any express delivery carrier that provides a dated delivery receipt, not later than five business days after requested to do so by the commissioner. Upon request, the commissioner may grant a licensee additional time to make such books and records available or send them to the commissioner.(c) Licensees shall be required to complete any reports of condition required by the system. Any such reports of condition shall be accurately and timely filed on the system in accordance with the due dates and formats required by the system.(d) Until such time as information is able to be captured by a system-based report, each licensee shall furnish annually, on or before January thirtieth, a sworn statement of the condition of the business of such licensee as of the preceding December thirty-first, together with such other information and statements as the commissioner may, from time to time, require. Any licensee that fails to furnish any such report of condition pursuant to subsection (c) of this section or such sworn statement or any other information required by this subsection shall be in violation of this section.(1949 Rev., S. 5946; 1951, S. 2760d; 1971, P.A. 199; P.A. 16-65, S. 33.)History: 1971 act imposed $10 penalty for each day that licensee fails to furnish required information or sworn statement; Sec. 36-237 transferred to Sec. 36a-569 in 1995; P.A. 16-65 replaced former provisions with Subsecs. (a) to (d) re books and records, reports of condition and submission of sworn statement and other information, effective July 1, 2016.
CT Gen Stat § 36a-571. (Formerly Sec. 36-241) (2020)
2020 Connecticut General Statutes|Title 36a - The Banking Law of Connecticut|Chapter 668 - Nondepository Financial Institutions|Section 36a-571. (Formerly Sec. 36-241) - License suspension.

 Section 36a-571 is repealed, effective October 1, 2002.(1949 Rev., S. 5948 (2); P.A. 02-111, S. 51.)
CT Gen Stat § 36a-572. (Formerly Sec. 36-242) (2020)
2020 Connecticut General Statutes|Title 36a - The Banking Law of Connecticut|Chapter 668 - Nondepository Financial Institutions|Section 36a-572. (Formerly Sec. 36-242) - Investigations and examinations.

 Section 36a-572 is repealed, effective October 1, 2018.(1949 Rev., 5942; 1949, S. 2758d; P.A. 74-254, S. 5; P.A. 78-303, S. 53, 136; P.A. 94-122, S. 267, 340; P.A. 02-111, S. 38; P.A. 04-69, S. 21; P.A. 07-91, S. 20; P.A. 16-65, S. 35; P.A. 18-173, S. 102.)
CT Gen Stat § 36a-573. (Formerly Sec. 36-243) (2020)
2020 Connecticut General Statutes|Title 36a - The Banking Law of Connecticut|Chapter 668 - Nondepository Financial Institutions|Section 36a-573. (Formerly Sec. 36-243) - Regulations.

 The commissioner may adopt such regulations, in accordance with chapter 54, as the commissioner deems necessary to administer and enforce the provisions of this section and sections 36a-555 to 36a-570, inclusive.(1949 Rev., S. 5952; 1949, S. 2765d; 1957, P.A. 439, S. 4; 1963, P.A. 175, S. 7; 1969, P.A. 242, S. 7; P.A. 77-129, S. 7; P.A. 86-216, S. 1, 3; P.A. 94-122, S. 268, 340; P.A. 97-13, S. 3; P.A. 09-208, S. 41; P.A. 11-216, S. 33; P.A. 15-53, S. 4; P.A. 16-65, S. 36; P.A. 18-173, S. 41.)History: 1963 act included “charge” in provision re 12% interest and raised applicable loan limit from $600 to $1,000; 1969 act raised limit to $1,800 and deleted reference to loan, etc. of “goods or things in action”; P.A. 77-129 raised limit to $5,000 and added proviso re loans exceeding allowed interest rate or charge; P.A. 86-216 amended section to permit a licensed small loan company to enforce an interest provision against an out of state borrower who becomes a Connecticut resident, even if the interest rate exceeds the maximum rate permitted under Connecticut law; P.A. 94-122 made technical changes, effective January 1, 1995; Sec. 36-243 transferred to Sec. 36a-573 in 1995; P.A. 97-13 increased limit from $5,000 to $15,000 for loan transactions entered into on and after October 1, 1997; P.A. 09-208 designated existing provisions as Subsec. (a) and added Subsecs. (b) and (c) re applicability to loans made or renewed in this state and enforcement of provisions; P.A. 11-216 amended Subsec. (c) to make a technical change, effective July 13, 2011; P.A. 15-53 added new Subsec. (c) re interest, consideration or charges in excess of those permitted, added Subsec. (d) re assisting or aiding and abetting persons in prohibited conduct re small loans, and redesignated existing Subsec. (c) as Subsec. (e) and made conforming changes therein, effective June 19, 2015; P.A. 16-65 replaced former provisions with provisions re regulations, effective July 1, 2016; P.A. 18-173 replaced “36a-572” with “36a-570”.Annotations to former section 36-243:Under former statute, note is void and unenforceable if maker owes licensee more than $300. 109 C. 116. Cited. 115 C. 106; 149 C. 159; 201 C. 89.
CT Gen Stat § 36a-580. (Formerly Sec. 36-564) (2020)
2020 Connecticut General Statutes|Title 36a - The Banking Law of Connecticut|Chapter 668 - Nondepository Financial Institutions|Section 36a-580. (Formerly Sec. 36-564) - Definitions. Applicability of provisions.

 (a) For purposes of this chapter:(1) “Advertise” or “advertising” has the same meaning as provided in section 36a-485.(2) “Branch office” means a location other than the main office at which a licensee or any person on behalf of a licensee engages in the business of cashing checks, drafts or money orders for consideration.(3) “Control person” has the same meaning as provided in section 36a-485.(4) “General facility” means a facility at a fixed location where a licensee may engage in the business of cashing checks, drafts or money orders and which is open to the general public for at least six hours per day four days per week.(5) “Limited facility” means a mobile facility, where on no more than two days per week, on property occupied by an employer, a licensed operator of a general facility may, under written contract with such employer, engage in the business of cashing payroll checks for the employees of the employer.(6) “Main office” has the same meaning as provided in section 36a-485.(7) “Unique identifier” has the same meaning as provided in section 36a-485.(b) The provisions of this section and sections 36a-581 to 36a-589, inclusive, shall not apply to: (1) Checks, drafts or money orders cashed without consideration or charge; (2) checks, drafts or money orders cashed as an incident to the conduct of any other lawful business where not more than fifty cents is charged for cashing such check, draft or money order; or (3) any institution subject to and under the general supervision of any agency of the United States or any Connecticut bank or Connecticut credit union.(P.A. 88-200, S. 1; P.A. 94-122, S. 269, 340; P.A. 95-253, S. 12, 19; P.A. 05-192, S. 1; P.A. 06-35, S. 3; P.A. 17-233, S. 16; P.A. 18-173, S. 42.)History: Sec. 21-111 transferred to Sec. 36-564 in 1991; P.A. 94-122 made technical changes, effective January 1, 1995; Sec. 36-564 transferred to Sec. 36a-580 in 1995; P.A. 95-253 added the definitions of “general facility” and “limited facility” as Subsec. (a) and designated prior provisions as Subsec. (b), effective July 6, 1995; P.A. 05-192 amended Subsec. (b)(3) to substitute “bank” for “entity”; P.A. 06-35 amended Subsec. (b)(3) to exempt Connecticut credit unions from licensure as check cashing licensees and to make a technical change, effective May 8, 2006; P.A. 17-233 amended Subsec. (a) by adding new Subdiv. (1) defining “advertise” or “advertising”, adding new Subdiv. (2) defining “control person” and redesignating existing Subdivs. (1) and (2) as Subdivs. (3) and (4); P.A. 18-173 amended Subsec. (a) by adding new Subdiv. (2) re definition of “branch office”, redesignating existing Subdivs. (2) to (4) as Subdivs. (3) to (5), and adding Subdivs. (6) and (7) re definitions of “main office” and “unique identifier”, respectively.
CT Gen Stat § 36a-583. (Formerly Sec. 36-567) (2020)
2020 Connecticut General Statutes|Title 36a - The Banking Law of Connecticut|Chapter 668 - Nondepository Financial Institutions|Section 36a-583. (Formerly Sec. 36-567) - License not transferable or assignable. Change in control person. Automatic suspension. Surrender of license.

 (a)(1) A license issued under section 36a-581 shall not be transferable or assignable. A change in any control person of the licensee, except a change of a director, general partner or executive officer that is not the result of an acquisition or change of control of the licensee, shall be the subject of an advance change notice filed on the system at least thirty days prior to the effective date of such change and no such change shall occur without the commissioner's approval.(2) The commissioner may automatically suspend any license for a violation of subdivision (1) of this subsection or for a violation of subdivision (1) of subsection (d) of section 36a-581. After a license has been automatically suspended pursuant to this subsection, the commissioner shall (A) give the licensee notice of the automatic suspension, pending proceedings for revocation of or refusal to renew the license pursuant to section 36a-587 and an opportunity for a hearing in accordance with section 36a-51, and (B) require the licensee to take or refrain from taking action as the commissioner deems necessary to effectuate the purpose of this section.(b) Not later than fifteen days after the date a licensee ceases to engage in this state in the business of cashing checks, drafts or money orders for consideration at a general facility or limited facility for any reason, including, but not limited to, a business decision to terminate operations in this state, license revocation, bankruptcy or voluntary dissolution, such licensee shall surrender, in accordance with subsection (c) of section 36a-51, its license for each location in which such licensee has ceased to engage in such business.(P.A. 88-200, S. 4; P.A. 95-253, S. 15, 19; P.A. 08-119, S. 10; P.A. 18-173, S. 45.)History: Sec. 21-114 transferred to Sec. 36-567 in 1991; Sec. 36-567 transferred to Sec. 36a-583 in 1995; P.A. 95-253 made technical changes re the contents, location and timing of the postings, effective July 6, 1995; P.A. 08-119 added requirement for surrender of license when licensee ceases to engage in the business of cashing checks, drafts or money orders for consideration; P.A. 18-173 designated existing provisions re license not transferable or assignable as Subsec. (a)(1) and substantially amended same by deleting provision re license to be conspicuously posted in facility, adding reference to Sec. 36a-581 and adding provision re change in control person of licensee, added Subsec. (a)(2) re automatic suspension of license, designated existing provisions re surrender of license as Subsec. (b) and amended same by replacing “to the commissioner in person or by registered or certified mail” with “in accordance with subsection (c) of section 36a-51”, and made technical and conforming changes.
CT Gen Stat § 36a-585. (Formerly Sec. 36-569) (2020)
2020 Connecticut General Statutes|Title 36a - The Banking Law of Connecticut|Chapter 668 - Nondepository Financial Institutions|Section 36a-585. (Formerly Sec. 36-569) - Maximum fees set by Banking Commissioner.

 The commissioner shall, by regulation adopted in accordance with the provisions of chapter 54, establish the maximum fees which may be charged by a licensee for cashing a check, draft or money order drawn on a depository institution. No check cashing licensee shall charge any sum in excess of that established by such regulation or one dollar, whichever is greater. In establishing maximum fees under this section, the commissioner shall consider: (1) The effect any change in rates will have on consumers; (2) start-up costs, operational expenses, volume of business, and any other information the commissioner deems relevant. The licensee shall conspicuously post and at all times display, at each place of business, a schedule of fees permitted under sections 36a-580 to 36a-589, inclusive. The sum of any payment made by an employee or by an employer on behalf of the employee to a licensee of a limited facility for cashing payroll checks shall not exceed the percentage limitation for maximum fees established by the commissioner in regulations adopted pursuant to this section.(P.A. 89-178, S. 5, 8; P.A. 94-122, S. 273, 340; P.A. 95-253, S. 17, 19; P.A. 05-192, S. 3.)History: P.A. 94-122 made technical changes, effective January 1, 1995; Sec. 36-569 transferred to Sec. 36a-585 in 1995; P.A. 95-253 added the ceiling on the sum of payments to a licensee of a limited facility and changed “check cashing service” to “checking cashing licensee”, effective July 6, 1995; P.A. 05-192 established maximum fee of $1 or that established by regulation, “whichever is greater”.
CT Gen Stat § 36a-588. (Formerly Sec. 36-572) (2020)
2020 Connecticut General Statutes|Title 36a - The Banking Law of Connecticut|Chapter 668 - Nondepository Financial Institutions|Section 36a-588. (Formerly Sec. 36-572) - Regulations.

 The commissioner shall adopt, pursuant to chapter 54, such regulations as may be necessary to carry out the provisions of sections 36a-580 to 36a-589, inclusive.(P.A. 88-200, S. 8.)History: Sec. 21-118 transferred to Sec. 36-572 in 1991; Sec. 36-572 transferred to Sec. 36a-588 in 1995.
CT Gen Stat § 36a-589. (Formerly Sec. 36-573) (2020)
2020 Connecticut General Statutes|Title 36a - The Banking Law of Connecticut|Chapter 668 - Nondepository Financial Institutions|Section 36a-589. (Formerly Sec. 36-573) - Violations.

 A violation of any of the provisions of sections 36a-580 to 36a-589, inclusive, shall be deemed an unfair or deceptive trade practice under subsection (a) of section 42-110b.(P.A. 88-200, S. 9.)History: Sec. 21-119 transferred to Sec. 36-573 in 1991; Sec. 36-573 transferred to Sec. 36a-589 in 1995.Annotation to former section 36-573:Cited. 231 C. 707.
CT Gen Stat § 36a-595. (Formerly Sec. 36-530) (2020)
2020 Connecticut General Statutes|Title 36a - The Banking Law of Connecticut|Chapter 668 - Nondepository Financial Institutions|Section 36a-595. (Formerly Sec. 36-530) - Short title: Money Transmission Act.

 Sections 36a-595 to 36a-612, inclusive, shall be known and may be cited as the “Money Transmission Act”.(P.A. 81-264, S. 1; P.A. 01-56, S. 2; P.A. 13-253, S. 1.)History: Sec. 36-530 transferred to Sec. 36a-595 in 1995; P.A. 01-56 changed citation from “Money Order and Travelers Check Licensees Act” to “Money Transmission Act”; P.A. 13-253 added reference to Secs. 36a-611 and 36a-612.