reglab/housing_qa huggingface dataset:
UT Code § 7-1-317 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 1 - General Provisions|Part 3 - Powers and Duties of Commissioner of Financial Institutions|Section 317 - Reports of condition called for by commissioner.

7-1-317. Reports of condition called for by commissioner.  The commissioner may call upon any institution under the jurisdiction of the department for a report of its condition at the close of business on any day specified in the call within the preceding three months. The reports required shall be transmitted by the institution to the commissioner within 30 days after the date of the call. Reports prepared by an independent certified public accountant or reports accepted by supervisory agencies of the United States or other states shall be acceptable.  Enacted by Chapter 16, 1981 General Session
UT Code § 7-1-318 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 1 - General Provisions|Part 3 - Powers and Duties of Commissioner of Financial Institutions|Section 318 - Reports of condition -- Form -- Falsification or failure to file.

7-1-318. Reports of condition -- Form -- Falsification or failure to file.    (1) Each institution under the jurisdiction of the department, including each out-of-state depository institution operating a branch in this state, shall provide a report of its condition to the department at least twice a year, as required by the commissioner. The commissioner may require an institution to provide more frequent reports as necessary.     (2) The report shall be made according to the form prescribed by the commissioner and shall be verified by the oath or affirmation of the president or a vice president and attested by at least two directors.     (3) It is a third degree felony for any officer, director, or employee of a financial institution to do any of the following:   (a) knowingly subscribe or cause to be made any false statement or report to the commissioner or department;     (b) knowingly subscribe or cause to be made any false entry in the books or accounts of the institution; or     (c) knowingly subscribe or exhibit false papers with intent to deceive any person authorized to examine the institution.       (4) Each institution that fails or neglects to make a report within 30 days after receiving a call for any report required by this title, by an order of the commissioner, or by any rule of the department is subject to a penalty of $50 a day for each day the report is past due. The commissioner may reduce or waive the penalty for good cause shown.     (5) It is criminal perjury for any officer or employee of a financial institution under the jurisdiction of the department to willfully swear falsely in making an oath or affirmation concerning a report of the institution's condition.     (6) For information purposes, and without being subject to penalties under state law, a federally chartered depository institution operating a main office or branch in this state shall provide to the department a copy of its regular report of condition filed with its chartering agency.    Amended by Chapter 49, 1995 General Session
UT Code § 7-1-319 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 1 - General Provisions|Part 3 - Powers and Duties of Commissioner of Financial Institutions|Section 319 - Notice to county attorney or district attorney of criminal violations -- Attorney general to conduct actions commenced by commissioner -- Assistance of county attorney or district attorney.

7-1-319. Notice to county attorney or district attorney of criminal violations -- Attorney general to conduct actions commenced by commissioner -- Assistance of county attorney or district attorney.  The commissioner shall inform the county attorney or district attorney in the county in which the principal office of an institution is located of any violation of any provision of law which constitutes a misdemeanor or felony by an officer, director, or employee of any institution under his jurisdiction which shall come to his notice, and upon receipt of such information the county attorney or district attorney shall institute proceedings to enforce the provisions of the law. The attorney general shall conduct all actions, suits, and proceedings begun by the commissioner under authority of law and may call to his assistance the county attorney or district attorney of the county in which the action, suit, or proceeding is conducted, and it shall be the duty of the county attorney or district attorney to render such assistance as the attorney general may require.  Amended by Chapter 38, 1993 General Session
UT Code § 7-1-320 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 1 - General Provisions|Part 3 - Powers and Duties of Commissioner of Financial Institutions|Section 320 - Actions to enjoin violations -- Bond not required -- Recovery -- Attorney's fees.

7-1-320. Actions to enjoin violations -- Bond not required -- Recovery -- Attorney's fees.    (1) Whenever it appears to the commissioner that any person has engaged in or is about to engage in any act or practice constituting a violation of this title or any rule, regulation, or order of the commissioner or the department, he may bring an action in an appropriate court of general jurisdiction to enjoin the acts or practices and to enforce compliance with this title or any rule or order issued under this title. Upon a proper showing, a permanent or temporary injunction, restraining order, or extraordinary writ shall be granted and a receiver or conservator may be appointed for the defendant or the defendant's assets. The court may not require the commissioner to post a bond.     (2) If the court finds that the defendant in an action brought by the commissioner pursuant to this section has violated or is about to violate any provision of this title or any rule or order of the commissioner, the court may award to the department an amount not exceeding $10,000 per day for each day the defendant was in violation. The court may also award the department reasonable attorney's fees.    Amended by Chapter 133, 1991 General Session
UT Code § 7-1-321 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 1 - General Provisions|Part 3 - Powers and Duties of Commissioner of Financial Institutions|Section 321 - Powers and duties of commissioner to carry out purposes of title.

7-1-321. Powers and duties of commissioner to carry out purposes of title.  The commissioner shall have such other powers, duties, and responsibilities as shall be necessary or appropriate to carry out the provisions and purposes of this title and to prevent evasion thereof, to promote and insure the safety, soundness, and stability of institutions subject to the jurisdiction of the department or to protect the interest of depositors and other customers of the institutions.  Enacted by Chapter 16, 1981 General Session
UT Code § 7-1-322 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 1 - General Provisions|Part 3 - Powers and Duties of Commissioner of Financial Institutions|Section 322 - Orders of commissioner -- Writing -- Service -- Contents -- Enforcement.

7-1-322. Orders of commissioner -- Writing -- Service -- Contents -- Enforcement.  Any order issued by the commissioner under authority of this title shall be in writing, delivered to the institution or institutions affected and shall state the findings of the commissioner and the action required. The order shall specify the effective date thereof, which may be immediate or may be at a later date, and such order shall remain in effect until withdrawn by the commissioner or until terminated by a court order. The order of the commissioner, upon application made on or after the effective date of the order by the commissioner to a court of general jurisdiction in the county in which the principal office of the institution is located, may be enforced ex parte and without notice by an order to comply entered by the court.  Enacted by Chapter 16, 1981 General Session
UT Code § 7-1-323 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 1 - General Provisions|Part 3 - Powers and Duties of Commissioner of Financial Institutions|Section 323 - Regulation of interstate operations -- Coordination of efforts.

7-1-323. Regulation of interstate operations -- Coordination of efforts.    (1) The commissioner may:   (a) examine, supervise, and regulate a branch operated in this state by a depository institution chartered by another state and take any action or issue any order with regard to that branch;     (b) examine, supervise, and regulate a branch operated in another state by a depository institution chartered by this state and take any action or issue any order with regard to that branch; and     (c) coordinate these activities with any other state or federal agency that shares jurisdiction over the institution.       (2) The commissioner may coordinate the examination, supervision, and regulation of any depository institution chartered by this state with the examination, supervision, and regulation of an affiliated depository institution operating in another state.     (3) The commissioner may take any reasonable and lawful action in furtherance of coordinating the regulation of interstate operations, including:   (a) negotiating and entering into cooperative agreements with an agency of another state or of the federal government;     (b) sharing information and reports in accordance with Section 7-1-802 with an agency that shares jurisdiction over the institution;     (c) accepting as sufficient, if appropriate, examination reports and other information compiled or generated by or for an agency that shares jurisdiction over the institution;     (d) contracting with an agency that shares jurisdiction over the institution to engage the services of its examiners at a reasonable rate of compensation;     (e) offering the services of the department's examiners at a reasonable rate of compensation to an agency that shares jurisdiction over the institution;     (f) collecting fees on behalf of, or receiving payment of fees through, an agency that shares jurisdiction over the institution; and     (g) cooperating in any other way with other supervisory agencies and professional associations to promote the efficient, safe, and sound operation and regulation of interstate depository institution activities, including the formulation of interstate examination policies and procedures and the drafting of model laws, rules, and agreements.       (4) A contract between the department and an agency that shares jurisdiction over a depository institution to provide examiners to aid in interstate examination and regulation is considered a sole source contract under Section 63G-6a-802.    Amended by Chapter 347, 2012 General Session
UT Code § 7-1-325 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 1 - General Provisions|Part 3 - Powers and Duties of Commissioner of Financial Institutions|Section 325 - Compliance with applicable federal law.

7-1-325. Compliance with applicable federal law.    (1) As used in this section, "federal law" means:   (a) a statute passed by the Congress of the United States; or     (b) a final regulation:   (i) adopted by an administrative agency of the United States government; and     (ii) published in the code of federal regulations or the federal register.         (2)   (a) An institution subject to the jurisdiction of the department violates this title if the institution violates a federal law:   (i) that is applicable to the institution; and     (ii) pursuant to the terms of the federal law in effect on the day the institution violates the federal law.       (b) The department shall by rule, made in accordance with Title 63G, Chapter 3, Utah Administrative Rulemaking Act, and consistent with this title, designate which one or more federal laws are applicable to an institution subject to the jurisdiction of the department.       (3) Except for criminal penalties, the department may enforce a violation described in Subsection (2) by taking any action:   (a) permitted by:   (i) this part;     (ii)Chapter 2, Possession of Depository Institution by Commissioner;     (iii)Chapter 19, Acquisition of Failing Depository Institutions or Holding Companies;     (iv) in the case of a check casher or deferred deposit lender, Chapter 23, Check Cashing and Deferred Deposit Lending Registration Act; or     (v) in the case of a title lender, Chapter 24, Title Lending Registration Act; and       (b) including bringing an action permitted under this title in state court.      Amended by Chapter 96, 2008 General SessionAmended by Chapter 382, 2008 General Session
UT Code § 7-1-402 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 1 - General Provisions|Part 4 - Fees|Section 402 - Time for payment of fees -- Schedule of additional fees -- Revocation of permit or license for failure to pay fees.

7-1-402. Time for payment of fees -- Schedule of additional fees -- Revocation of permit or license for failure to pay fees.    (1) All financial institutions or other persons under the jurisdiction of the department shall pay to the commissioner for the fiscal year beginning July 1, 1987, and annually thereafter, the fees, charges, and assessments for the costs of supervision, examination, and administration of the department and for processing all applications and notices as required under this title.     (2) All per diem and other examination fees shall be paid promptly upon order of the commissioner after completion of an examination. All other fees, unless otherwise provided, shall be assessed on July 1 and shall be payable to the commissioner on or before July 15.     (3) Any financial institution or other person subject to the jurisdiction of the department as of July 1 of each year shall pay the total fee for the fiscal year of July 1 through June 30.     (4) The commissioner may adopt a schedule of fees in addition to those provided in this section that may be assessed for services rendered by the department. These fees shall be reasonable and fair and shall reflect the cost of the services provided.     (5) The fees and assessments established in this section shall be in addition to any other fee or tax imposed by law.     (6) The commissioner may revoke the license or permit of any institution under the jurisdiction of the department for failure to pay the fees, charges, or assessments as provided in this title.    Amended by Chapter 133, 1991 General Session
UT Code § 7-1-403 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 1 - General Provisions|Part 4 - Fees|Section 403 - Funds and balances paid to treasurer -- Separate account -- Use of funds.

 Effective 5/13/2014  7-1-403. Funds and balances paid to treasurer -- Separate account -- Use of funds.    (1) The commissioner shall deposit unexpended balances and money accruing to the department with the state treasurer monthly. The unexpended balances and money accruing to the department constitute a separate account within the General Fund. No part of the account may revert to the General Fund except an amount as required by law to be transferred for general government and administrative costs.     (2) With the approval of the director of the Division of Finance, the commissioner may withdraw money from the account to pay costs and expenses of administration incurred in proceedings under Chapter 1, General Provisions, Chapter 2, Possession of Depository Institution by Commissioner, and Chapter 19, Acquisition of Failing Depository Institutions or Holding Companies, or to use in connection with the rehabilitation, reorganization, or liquidation of an institution under the jurisdiction of the department.     (3) The commissioner, after consultation with the Board of Financial Institutions and with the approval of the director of the Division of Finance, may withdraw money from the account to promote, protect, and encourage the dual banking system and state-chartered institutions.    Amended by Chapter 189, 2014 General SessionAmended by Chapter 345, 2014 General Session
UT Code § 7-1-501 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 1 - General Provisions|Part 5 - Jurisdiction of Department|Section 501 - Institutions and persons subject to jurisdiction of department.

 Effective 5/10/2016  7-1-501. Institutions and persons subject to jurisdiction of department.    (1) As provided in this title and the rules of the department, the persons and institutions described in Subsection (2) are subject to:   (a) the jurisdiction of the department; and     (b) supervision and examination by the department.       (2) Subsection (1) applies to:   (a) a depository institution chartered under the laws of this state, including any out-of-state branch of the depository institution;     (b) a Utah depository institution chartered by the federal government, but only to the extent the application of this title is authorized by:   (i) federal law; or     (ii) the appropriate federal regulatory agency;       (c) a Utah branch of an out-of-state depository institution chartered under the laws of another state;     (d) a Utah branch of an out-of-state depository institution chartered by the federal government, but only to the extent the application of this title is authorized by:   (i) federal law; or     (ii) the appropriate federal regulatory agency;       (e) a service corporation or service organization, including a credit union service organization as defined in Section 7-9-3;     (f) a trust company;     (g) an escrow company;     (h) a person or institution engaged in this state in the business of:   (i) guaranteeing or insuring deposits, savings accounts, share accounts, or other accounts in depository institutions;     (ii) operating a loan production office for:   (A) a Utah depository institution;     (B) an out-of-state depository institution; or     (C) a foreign depository institution;       (iii) a check casher or deferred deposit lender, as defined in Section 7-23-102;     (iv) a title lender, as defined in Section 7-24-102; or     (v) money transmission, as defined in Section 7-25-102;       (i) a corporation or other business entity owning or controlling an institution subject to the jurisdiction of the department;     (j) subject to Subsection (3), a technology service provider that provides services to a depository institution subject to the jurisdiction of the department;     (k) a subsidiary or affiliate of an institution subject to the jurisdiction of the department; and     (l) any person or institution that, with or without authority to do so, transacts business as, or holds itself out as being, a depository institution, trust company, or any other person or institution described in this section as being subject to the jurisdiction of the department.       (3) A technology service provider is subject to regulation and examination by the commissioner to the same extent as if the service or activity of the technology service provider were being performed by the depository institution itself.    Amended by Chapter 288, 2016 General Session
UT Code § 7-1-502 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 1 - General Provisions|Part 5 - Jurisdiction of Department|Section 502 - Limitations on jurisdiction of department.

7-1-502. Limitations on jurisdiction of department.    (1) The jurisdiction of the department with respect to the persons and institutions described in Section 7-1-501 is limited as follows:   (a) to the portion of the business activities conducted in this state or with residents of this state, whether conducted solely or jointly by combination or contract; and     (b) to business activities that the department is not prohibited from regulating by the United States Constitution or laws of the United States.       (2) The jurisdictional limitations in Subsection (1) do not prohibit the commissioner from requiring an institution described in Section 7-1-501 to make available for inspection and examination books and records applicable to its business activities in this state, conducted with residents of this state, or relevant to the safety or soundness of a branch in this state. These book and records may include any report filed with a federal or state supervisory agency having jurisdiction over the institution.     (3) Section 7-1-501 does not authorize the department to supervise or regulate, by setting interest rates or otherwise, the operation of money market mutual funds or similar investments subject to supervision and regulation by another department or agency of this state or of the United States.    Amended by Chapter 49, 1995 General Session
UT Code § 7-1-505 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 1 - General Provisions|Part 5 - Jurisdiction of Department|Section 505 - Rules and regulations governing persons or institutions not regulated under other chapters of title.

7-1-505. Rules and regulations governing persons or institutions not regulated under other chapters of title.  With respect to any person or institution or class of institutions subject to the jurisdiction of the department under this part and not regulated or supervised under any other chapter of this title, the commissioner shall issue appropriate rules and regulations consistent with the purposes and provisions of this title governing the regulation, supervision, and examination of those persons, institutions, or classes of institutions.  Amended by Chapter 356, 2009 General Session
UT Code § 7-1-507 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 1 - General Provisions|Part 5 - Jurisdiction of Department|Section 507 - Assessing institution's record in meeting credit needs -- Requirements -- Remedial order.

7-1-507. Assessing institution's record in meeting credit needs -- Requirements -- Remedial order.    (1) With respect to institutions subject to the jurisdiction of the department that are engaged in soliciting deposits or selling or offering for sale evidences of indebtedness or similar investments, the commissioner shall periodically assess the institution's record of meeting the credit needs of residents of this state in relation to the deposits received from or investments sold to residents of this state.     (2) The commissioner may not impose requirements more restrictive than those applicable to federally chartered or federally insured depository institutions doing business in this state.     (3) The commissioner may order an institution to take remedial action consistent with the safe and sound operation of the institution that will promote the availability of credit to Utah residents.    Amended by Chapter 161, 1987 General Session
UT Code § 7-1-508 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 1 - General Provisions|Part 5 - Jurisdiction of Department|Section 508 - Conviction for fraud or dishonest conduct as disqualification to serve as officer, director or employee or to take control of a depository institution -- Violation as misdemeanor.

7-1-508. Conviction for fraud or dishonest conduct as disqualification to serve as officer, director or employee or to take control of a depository institution -- Violation as misdemeanor.  Except as may be expressly authorized by the commissioner, no person convicted of a felony or a misdemeanor involving fraud or dishonest conduct may serve as an officer, director, or employee of a depository institution. No such person, acting directly or indirectly or through or in concert with any one or more persons may acquire control of any depository institution. Violation of this paragraph is a class A misdemeanor.  Enacted by Chapter 16, 1981 General Session