reglab/housing_qa huggingface dataset:
NY Pers Prop L § 288 (2021)
2021 New York Laws PEP - Personal Property Article 8-B - Proceeding for Discovery of Names and Addresses of Bondholders 288 - Judgment.

§  288. Judgment. If the court shall be satisfied that the allegations   of the petition are true, and that the interests of the  bondholders  of   the  issue  as a whole will not be adversely affected by the granting of   the application, it shall enter judgment directing  the  trustee,  every   obligor,  any  receiver  appointed  by  a court, depositary or committee   purporting to act for or on behalf of bondholders, or such  of  them  as   may  have  been  duly  served, to furnish to the applicant a list of the   names and addresses of all bondholders of  the  issue  so  far  as  they   respectively  have  knowledge  or  information with respect to the same.   Such judgment may contain such terms and conditions  as  the  court  may   deem proper with respect to the time when and place where such lists are   to  be  furnished,  and  the  payment of the expense of furnishing same.   Notwithstanding the foregoing provisions of this section, however, if  a   default was the basis of the application and such default has been cured   before  the  entry of judgment, or if the institution of proceedings was   the  basis  of  the  application  and  such  proceedings  have   finally   terminated  before  the  entry  of  judgment, the proceeding may, in the   discretion of the court, be dismissed.
NY Pers Prop L § 304 (2021)
2021 New York Laws PEP - Personal Property Article 9 - Motor Vehicle Retail Instalment Sales Act 304 - Cancellation of Contract.

§  304.  Cancellation  of  contract. After the payment of all sums for   which the buyer is obligated under a  retail  instalment  contract,  and   upon written demand made by the buyer, the holder of such contract shall   mail  to  the  buyer  at  his  last  known  address, good and sufficient   instruments to indicate payment in full and to release all  security  in   the motor vehicle.
NY Pers Prop L § 305 (2021)
2021 New York Laws PEP - Personal Property Article 9 - Motor Vehicle Retail Instalment Sales Act 305 - Credit Upon Anticipation of Payments.

§  305.  Credit  upon anticipation of payments. 1. Notwithstanding the   provisions of any retail instalment contract to the contrary, any  buyer   may  pay  it  in  full  at  any  time  before  the maturity of the final   instalment of the time balance thereof and if he does so  shall  receive   and  be  entitled to receive a refund credit thereon and if the contract   included an amount for group credit life insurance, the  further  refund   credit thereon for such anticipation, whether or not the maturity of the   time  balance of the contract was accelerated by the holder by reason of   the buyer's default or otherwise. The amount of any such  refund  credit   shall  be the unearned portion of the credit service charge, after first   deducting an acquisition cost of fifteen dollars, or,  if  the  contract   has  been  extended,  deferred  or  refinanced,  the  additional  charge   therefor, determined according to a generally accepted actuarial method.   Where the amount of the credit for anticipation of payment is less  than   one dollar, no refund need be made.If the credit service charge imposed on the retail instalment contract   is  computed pursuant to subdivision four of section three hundred three   of this article the contract may, after  deduction  of  the  acquisition   cost of fifteen dollars, be prepaid in full without penalty.2.  The  amount  of  the  further  refund credit for group credit life   insurance shall be equal to the excess of the  amount  included  in  the   contract  for  group  credit  life  insurance  over the premiums paid or   payable by the holder of  the  contract  for  such  insurance,  if  such   premiums  were  paid or payable periodically, or the refund for unearned   group credit life insurance premium received or receivable by the holder   of the contract, if such premium was paid or  payable  in  a  lump  sum,   provided  that  no such further refund credit need be made if the amount   thereof would be less than one dollar.3. In the event (i) the maturity of the contract is accelerated due to   the default of the buyer or otherwise and judgment is obtained, or  (ii)   repayment  is made pursuant to group credit life insurance, the buyer or   his legal representative, as the case may be, shall be entitled  to  the   same  refund  credits as if the contract had been prepaid in full on the   date of acceleration or repayment.
NY Pers Prop L § 307 (2021)
2021 New York Laws PEP - Personal Property Article 9 - Motor Vehicle Retail Instalment Sales Act 307 - Penalties.

§  307.  Penalties.  1.  Any  person  who  shall  wilfully violate any   provision of this article shall be guilty  of  a  misdemeanor  and  upon   conviction  shall  be  punished  by  a  fine  not exceeding five hundred   dollars.2. A wilful violation of sections three hundred two or  three  hundred   three by any person shall bar his recovery of any credit service charge,   delinquency  or  collection  charge  or refinancing charge on the retail   instalment contract involved.3. Notwithstanding the provisions  of  this  section  any  failure  to   comply  with  any  provision of this article may be corrected within ten   days after the holder is notified thereof in writing by the  buyer,  or,   in  the  absence  of  such  notice, the seller or holder may voluntarily   correct any such failure to comply and, if  so  corrected,  neither  the   seller  nor the holder shall be subject to any penalty under subdivision   two of this section.
NY Pers Prop L § 308 (2021)
2021 New York Laws PEP - Personal Property Article 9 - Motor Vehicle Retail Instalment Sales Act 308 - Waiver.

§  308.  Waiver.  Any  waiver of the provisions of this article by the   buyer shall be unenforceable and void.
NY Pers Prop L § 309 (2021)
2021 New York Laws PEP - Personal Property Article 9 - Motor Vehicle Retail Instalment Sales Act 309 - Exceptions.

§  309. Exceptions. The provisions of section three hundred six and of   subdivision  ten  of  section  three  hundred  two  shall  apply  to  an   instalment sale of a motor vehicle for any use.
NY Pers Prop L § 310 (2021)
2021 New York Laws PEP - Personal Property Article 9 - Motor Vehicle Retail Instalment Sales Act 310 - Severability.

§  310.  Severability.  If  any  provision  of  this  article  or  the   application  thereof   to   any   person   or   circumstance   is   held   unconstitutional,  the  remainder  of the article and the application of   such provision to other persons or circumstances shall not  be  affected   thereby.
NY Pers Prop L § 311 (2021)
2021 New York Laws PEP - Personal Property Article 9 - Motor Vehicle Retail Instalment Sales Act 311 - Short Title.

§  311.  Short  title. This article may be cited as "The Motor Vehicle   Retail Instalment Sales Act."
NY Pers Prop L § 312 (2021)
2021 New York Laws PEP - Personal Property Article 9 - Motor Vehicle Retail Instalment Sales Act 312 - Refund Credit on Cancellation of Credit Related Insurance or Prepayment of Contract.

§  312.  Refund  credit on cancellation of credit related insurance or   prepayment of contract. The provisions of this article requiring refunds   and refund credits with respect to group credit life insurance, in cases   of cancellation of group credit life insurance or  of  prepayment  of  a   retail instalment contract shall also require refunds and refund credits   with  respect  to  credit unemployment insurance, group credit accident,   group credit health or group credit accident  and  health  insurance  in   cases  of  cancellation  of  such  insurance  or  prepayment of a retail   instalment contract which included such insurance.
NY Pers Prop L § 313 (2021)
2021 New York Laws PEP - Personal Property Article 9 - Motor Vehicle Retail Instalment Sales Act 313 - Guaranties to Sellers of Liabilities of Buyers Under Retail Instalment Contracts.

§  313.  Guaranties  to  sellers of liabilities of buyers under retail   instalment contracts. No guaranty given to the seller or to  the  seller   and  the  seller's assignee of the liabilities of a buyer under a retail   instalment contract shall be valid unless the guaranty  is  incorporated   in  or endorsed on the contract or identifies the contract and specifies   the time balance thereof or, if the guaranty  relates  to  one  or  more   future  retail  instalment  contracts,  it  limits  the liability of the   guarantor to contracts dated within a period of two years from the  date   of  the  guaranty  and  sets  forth  the  maximum  amount  for which the   guarantor shall be liable. A copy of the  guaranty  shall  be  given  or   mailed  to  the  guarantor  upon  or immediately after the execution and   delivery of the original guaranty by the guarantor.As used in this section, "retail instalment contract"  and  "contract"   include a retail instalment contract as defined in the retail instalment   sales  act,  constituting article ten of this chapter. This section does   not apply to a guaranty made by  a  seller  or  a  holder  of  a  retail   instalment contract.
NY Pers Prop L § 314 (2021)
2021 New York Laws PEP - Personal Property Article 9 - Motor Vehicle Retail Instalment Sales Act 314 - Security Interest in Other Property.

§  314.  Security  interest  in  other  property. No retail instalment   contract, or any other agreement executed in connection therewith, shall   provide for the creation of a security interest in any personal or  real   property,  other  than  the motor vehicle which is the subject matter of   the retail instalment  sale  (or  accessories  therefor  or  special  or   auxiliary equipment used in connection therewith), to secure the payment   of  the  time  sale  price  under  such  contract  or  any part thereof,   provided, however, that the prohibition of this  section  shall  not  be   applicable  to  the taking of a mortgage or other security interest upon   or in connection with real property to secure the payment  of  the  time   sale  price  of  a retail installment sale, if the subject matter of the   retail installment sale is a mobile home  or  trailer  which  is  to  be   annexed  to  or  situated  on  such  real  property. Any such prohibited   provision shall be void but shall not otherwise affect the  validity  of   such contract.
NY Pers Prop L § 315 (2021)
2021 New York Laws PEP - Personal Property Article 9 - Motor Vehicle Retail Instalment Sales Act 315 - Claim for Deficiency After Default and Repossession.

§ 315. Claim for deficiency after default and repossession. If a buyer   defaults on any instalment of the time sale price and the holder obtains   possession  of  the  motor  vehicle  and  disposes  of it as provided by   section 9--610 of the uniform commercial code, the buyer shall be liable   to the holder for any deficiency to the extent provided in that section;   provided, however, that in calculating such deficiency  there  shall  be   deducted  from  the amount thereof as prescribed by such section 9--610,   an amount equal to that portion of the refund credit to which the  buyer   would  have  been  entitled  under  section  three  hundred five of this   chapter if, at the time the holder disposed of the  motor  vehicle,  the   buyer had not been in default and had prepaid in full the balance of the   time sale price as the amount realized upon the disposition of the motor   vehicle bears to the balance of the time sale price.
NY Pers Prop L § 316 (2021)
2021 New York Laws PEP - Personal Property Article 9 - Motor Vehicle Retail Instalment Sales Act 316 - Notice of Buyer's Redemption Rights.

§  316.  Notice  of buyer's redemption rights. The holder of any motor   vehicle installment contract who  repossesses  or  accepts  a  voluntary   surrender  of a motor vehicle pursuant to the provisions of article nine   of  the  uniform  commercial  code,  or  any  contract,   shall   within   seventy-two  hours of such repossession or surrender, personally deliver   or mail to the buyer at his last known address a written notice  setting   forth  the  right of such buyer to redeem such motor vehicle, the dollar   amount necessary to redeem, and the name, address and  telephone  number   of  the  holder  from  which  information may be obtained regarding such   redemption.
NY Pers Prop L § 330 (2021)
2021 New York Laws PEP - Personal Property Article 9-A - Motor Vehicle Retail Leasing Act 330 - Short Title.

§  330.  Short  title. This article may be cited as the "Motor Vehicle   Retail Leasing Act".
NY Pers Prop L § 332 (2021)
2021 New York Laws PEP - Personal Property Article 9-A - Motor Vehicle Retail Leasing Act 332 - Rebate or Discount for Information or Assistance in Lease or Sale of Motor Vehicle.

§  332.  Rebate  or discount for information or assistance in lease or   sale of motor vehicle. No lessor shall induce or attempt to  induce  any   person  to enter into an agreement subject to this article by offering a   subsequent rebate, discount, commission or other consideration,  on  the   condition  that  the  lessee  provide  information or assistance for the   purpose of enabling the lessor to either lease or sell a  motor  vehicle   to another person.
NY Pers Prop L § 333 (2021)
2021 New York Laws PEP - Personal Property Article 9-A - Motor Vehicle Retail Leasing Act 333 - Pre-Lease Availability of Sample Form of Agreement.

§  333.  Pre-lease  availability  of sample form of agreement.  1. The lessor of a motor vehicle shall make a blank sample copy of its  current form  of  retail  lease  agreement  readily available for examination by prospective lessees by:  (a) Furnishing it upon request prior to the consummation of  a  retail lease transaction; and  (b)  Posting  in  its  place  of  business a sign stating that a blank sample copy of its form of retail  lease  agreement  is  available  upon request.   2.  An assignee who has prepared a form of retail lease agreement that is used by a lessor shall provide the lessor with blank sample copies of that form of agreement which the lessor  may  use  to  comply  with  the delivery requirement imposed upon it by paragraph (a) of subdivision one of  this section. An assignee who does so shall have no liability if the lessor to whom those materials are provided fails to  comply  with  this section.
NY Pers Prop L § 336 (2021)
2021 New York Laws PEP - Personal Property Article 9-A - Motor Vehicle Retail Leasing Act 336 - Business Purpose Statement.

§  336.  Business  purpose  statement.  1. A preprinted or typewritten   affirmation or other provision indicating that a vehicle is being leased   primarily  for  agricultural,  business  or  commercial  use  shall   be   inadmissible  in evidence in any trial, hearing, action or proceeding on   behalf of a lessor or holder unless the affirmation or  other  provision   is  printed  or  typewritten in a separate document signed by the lessee   that contains: (a) a space which the lessee must complete  in  order  to   identify  the  nature of his or her business; and (b) directly above the   space reserved for the signature of the lessee, a conspicuous  statement   informing  the lessee that important consumer protections will not apply   if the vehicle is being leased primarily for agricultural,  business  or   commercial use.2.  This  section  shall  not  apply  if  the  retail  lease agreement   contains: (a) a provision permitting the lessee to specify  whether  the   vehicle  is being leased primarily for personal, family or household use   or primarily for agricultural,  business  or  commercial  use;  and  (b)   either  in  close proximity to the provisions permitted by paragraph (a)   of this subdivision or directly above the notice required  by  paragraph   (c)  of  subdivision  two  of section three hundred thirty-seven of this   article, a notice printed or  written  in  a  size  equal  to  at  least   eight-point  bold  type  that  is substantially similar to the following   notice:  "WARNING: Important consumer protections may not apply if  this   agreement  indicates  that  you  are  leasing  the vehicle primarily for   agricultural, business or commercial use."3. The statement by the lessee of the purpose for which the vehicle is   being leased shall not be  dispositive  of  the  issue  of  whether  the   vehicle is being leased primarily for personal, family or household use.   In  determining  whether  the  vehicle  is  being  leased  primarily for   personal, family or household use, the court shall  consider  any  other   factors relevant to that determination.
NY Pers Prop L § 338 (2021)
2021 New York Laws PEP - Personal Property Article 9-A - Motor Vehicle Retail Leasing Act 338 - Security Interest Prohibited.

§  338. Security interest prohibited. 1. No retail lease agreement, or   any other agreement executed by  the  lessee  in  connection  therewith,   shall provide for the creation of a security interest in any personal or   real  property  of  the lessee to secure the payment of the debt arising   from the lease.  This prohibition shall not apply to: (a) the taking  of   a security deposit, advance payment of rent or other prepayment by cash,   check  or  similar  means;  (b)  the  retention or exercise by a banking   organization of a right of set off; or (c) the retention of  a  security   interest  in  the  proceeds, cancellation refunds or other rights of the   lessee under any insurance, repair or service  contract  whose  cost  is   included in the total monthly lease payment.2.  A  security  interest  taken in violation of this section shall be   void but shall not otherwise affect  the  validity  of  a  retail  lease   agreement.
NY Pers Prop L § 339 (2021)
2021 New York Laws PEP - Personal Property Article 9-A - Motor Vehicle Retail Leasing Act 339 - Notice of Lessee's Reinstatement Rights.

§  339.  Notice  of  lessee's reinstatement rights. After a lessee has   been in default for ten days solely by reason of his or her  failure  to   make  timely  rental  payments, the holder of any retail lease agreement   shall mail or personally deliver to the lessee at his or her last  known   address  a  written  notice conspicuously setting forth the right of the   lessee to reinstate  the  agreement,  the  dollar  amount  necessary  to   reinstate  the  agreement  and the name, address and telephone number of   the holder  from  which  information  may  be  obtained  regarding  such   reinstatement.  No notice of reinstatement need be given if:1.  The  holder does not declare the lessee to be in default under the   agreement because of his or her failure to make timely rental  payments;   or2. The lessee previously was afforded the opportunity to reinstate the   agreement.
NY Pers Prop L § 341 (2021)
2021 New York Laws PEP - Personal Property Article 9-A - Motor Vehicle Retail Leasing Act 341 - Restriction on Early Termination Liability.

§  341. Restriction on early termination liability. 1. If an agreement is terminated early and there is no option to purchase  the  vehicle  or the  lessee  does not exercise any option he or she may have to purchase the vehicle, the early termination obligation  of  the  lessee  may  not exceed an amount equal to the sum of:  (a)  any unpaid rental payments that accrued through the date of early termination;  (b) any other unpaid  charges,  other  than  excess  mileage  charges, arising from the failure of the lessee to fulfill his or her obligations under the agreement;  (c)  any  official  fees  and  taxes  imposed in connection with lease termination;  (d) a reasonable disposition fee or, in lieu thereof,  the  reasonable costs of retaking, storing, preparing for sale and selling the vehicle;  (e)  the  difference,  if  any,  between: (i) the adjusted capitalized cost, and (ii) the sum of all depreciation amounts accrued  through  the date  of  early  termination, calculated in accordance with the constant yield method or any other generally accepted actuarial method,  and  the realized value of the vehicle; and  (f)  an  additional  early  termination  charge which is reasonable in light of the anticipated or actual harm caused by the default  or  early termination,  the difficulties of proof of loss and the inconvenience or nonfeasibility of otherwise obtaining an adequate remedy.   As an alternative to the constant yield and other  generally  accepted actuarial  methods  of  determining  the  depreciation  amounts  accrued through  the  date  of  early  termination  of   a   precomputed   lease transaction, those amounts may be determined under paragraph (e) of this subdivision  by  using  a  retail  lease agreement under which the lease charge is calculated on the  adjusted  capitalized  cost  for  the  time outstanding according to a generally accepted actuarial method.   2.  This  section does not limit or restrict the manner of calculating the  early  termination  liability  of  a  lessee,  whether  by  way  of unamortized  capitalized  cost,  discounted  present  value of remaining rental payments, multiples of monthly payments or otherwise, so long  as the  early  termination  liability  of  the  lessee does not exceed that permitted by this section.   3. Any refundable security deposit or advance rental payment  held  by the  holder  may be retained by the holder and shall be credited against the early termination obligation of the lessee.   4. There shall be no early termination liability to the lessee  if  he or she has deceased before the end of such lease.
NY Pers Prop L § 342 (2021)
2021 New York Laws PEP - Personal Property Article 9-A - Motor Vehicle Retail Leasing Act 342 - Restriction on the Reporting of Early Terminations.

§ 342. Restriction on the reporting of early terminations.  The holder   of  a  retail  lease  agreement  shall  not  report  the voluntary early   termination of the agreement to a consumer reporting agency or any other   person as a derogatory item of information unless the  lessee  fails  to   satisfy his or her early termination obligations.
NY Pers Prop L § 344 (2021)
2021 New York Laws PEP - Personal Property Article 9-A - Motor Vehicle Retail Leasing Act 344 - Cancellation of Agreement.

§  344.  Cancellation  of agreement. After the payment of all sums for   which the lessee is obligated under a retail lease agreement,  and  upon   written  demand  made  by the lessee, the holder of such agreement shall   mail to the lessee at his or her last known address good and  sufficient   documentation  to indicate payment in full. This documentation shall not   operate to release the lessee from liability for  events  discovered  by   the holder subsequent to the mailing of such documentation.
NY Pers Prop L § 345 (2021)
2021 New York Laws PEP - Personal Property Article 9-A - Motor Vehicle Retail Leasing Act 345 - Renegotiations and Extensions.

§  345.  Renegotiations  and  extensions.  1. A renegotiation is a new   lease which is subject to the disclosure requirements of  section  three   hundred thirty-seven of this article.2.  The  disclosure requirements of section three hundred thirty-seven   of this article are not applicable to any extension of  a  retail  lease   agreement.  An  extension of a retail lease agreement need not be signed   contemporaneously by the holder and  the  lessee  if  the  extension  is   transacted by mail, is for a period of twenty-four months or less and is   first signed by the holder prior to signature by the lessee.