reglab/housing_qa huggingface dataset:
IA Code § 552.5 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 552 - PHYSICAL EXERCISE CLUBS|Section 552.5 - Contract — statement of buyer’s rights — form.

552.5 Contract — statement of buyer’s rights — form.   1. a. A physical exercise club contract shall be in writing and signed by the buyer. The contract shall state in at least ten point boldface type:   NOTICE TO BUYER: Do not sign this contract until you read it. Do not sign this contract if it contains blank spaces.   b. A copy of the physical exercise club contract shall be delivered to the buyer at the time the contract is signed.   2. a. A physical exercise club contract shall designate the date on which the buyer actually signs the contract and shall contain a statement of the buyer’s rights which complies with this subsection. The statement shall appear in the contract under the conspicuous caption “BUYER’S RIGHT TO CANCEL”, and shall read as follows:  ................................................  (enter date of transaction)   You may cancel this transaction within three business days from the above date.   If you cancel, any payments made by you under the contract, less twenty dollars, and any negotiable instrument executed by you will be returned within forty-five days following receipt by the seller of your cancellation notice, and any security interest arising out of the transaction will be canceled. After you cancel, the physical exercise club may request the return of all contracts, membership cards, and other documents or evidence of membership.   To cancel this transaction, send, or deliver a signed and dated copy of this cancellation notice or any other written notice by certified or registered mail to ................................ (name of seller), at ................................ (address of seller’s place of business) not later than midnight of ........................ (date).   I hereby cancel this transaction.  ........................................  (Date)  ....................................  (Buyer’s signature)   b. The full text of this statement shall be in ten point boldface type.  88 Acts, ch 1221, §5; 2012 Acts, ch 1023, §157
IA Code § 552.6 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 552 - PHYSICAL EXERCISE CLUBS|Section 552.6 - Delivery of physical exercise club rules.

552.6 Delivery of physical exercise club rules.   A physical exercise club contract shall include a complete statement of the rules of the physical exercise club, or an acknowledgment in a conspicuous form that the buyer has received a copy of the rules. Physical exercise club rules shall include, but are not limited to, the hours of operation.  88 Acts, ch 1221, §6
IA Code § 552.7 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 552 - PHYSICAL EXERCISE CLUBS|Section 552.7 - Buyer’s cancellation.

552.7 Buyer’s cancellation.   If a buyer cancels a physical exercise club contract pursuant to the three-day cancellation provision, the physical exercise club shall send the buyer a written confirmation of cancellation, together with the buyer’s refund and any negotiable instruments executed by the buyer, within forty-five days after receipt by the physical exercise club of the buyer’s cancellation notice. If the physical exercise club fails to send the written confirmation to the buyer within forty-five days after receiving a timely cancellation, the physical exercise club is deemed to have accepted the cancellation.  88 Acts, ch 1221, §7  Referred to in §552.1
IA Code § 552.8 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 552 - PHYSICAL EXERCISE CLUBS|Section 552.8 - Duration of contract — renewal.

552.8 Duration of contract — renewal.   A physical exercise club contract shall not have a duration longer than thirty-six months. If a physical exercise club offers a contract of more than twelve months duration, it shall also offer a twelve-month contract. A physical exercise club contract shall not contain an automatic renewal clause.  88 Acts, ch 1221, §8
IA Code § 552.9 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 552 - PHYSICAL EXERCISE CLUBS|Section 552.9 - Notice of membership plans, prices, and right of cancellation.

552.9 Notice of membership plans, prices, and right of cancellation.   The physical exercise club shall orally inform the buyer prior to the buyer’s entering into a physical exercise club contract of the three-day cancellation provision and provide the buyer with a written list of all membership plans and their respective prices.  88 Acts, ch 1221, §9
IA Code § 552.10 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 552 - PHYSICAL EXERCISE CLUBS|Section 552.10 - Statement regarding assignability of buyer’s obligation.

552.10 Statement regarding assignability of buyer’s obligation.   If the buyer’s obligation is in a form that may be assigned, the contract shall state in boldface type on the front page of the contract that the contract may be discounted and sold to third parties to whom the buyer will become obligated to make full payment.  88 Acts, ch 1221, §10
IA Code § 552.11 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 552 - PHYSICAL EXERCISE CLUBS|Section 552.11 - Buyer’s rights upon assignment.

552.11 Buyer’s rights upon assignment.   1. A physical exercise club contract is not assignable by the physical exercise club without written notice of the assignment mailed to the buyer at the buyer’s address as stated in the contract. The notice shall identify the contract, state the name and address of the assignee, the amount payable by the buyer and the number, amounts, and due dates of any payments, and shall contain a conspicuous notice to the buyer of the provisions of subsection 2.   2. If the physical exercise club assigns the buyer’s obligation, the buyer has thirty days from the date of the mailing of the notice of the assignment within which to notify the assignee in writing of any claims or defenses the buyer may have against the physical exercise club. If written notification of the claims or defenses is not received by the assignee within the thirty-day period, the assignee has the right to enforce the contract free of any claims or defenses the buyer may have against the physical exercise club.  88 Acts, ch 1221, §11
IA Code § 552.12 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 552 - PHYSICAL EXERCISE CLUBS|Section 552.12 - Listing of equipment and services.

552.12 Listing of equipment and services.   1. A physical exercise club, which accepts prepayments as defined in section 552.1, subsection 5, shall compile a written list which shall be available to a buyer upon request showing:   a. The equipment by kind and quantity that is or will be made available.   b. Each service which the physical exercise club intends to have available for use by the buyers.   2. Subject to section 552.16, subsection 3, a physical exercise club that accepts prepayments shall not be considered fully open for business until all of the equipment and services so listed are actually available for use by the buyers.  88 Acts, ch 1221, §12; 2012 Acts, ch 1023, §157
IA Code § 552.13 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 552 - PHYSICAL EXERCISE CLUBS|Section 552.13 - Remedies — violations.

552.13 Remedies — violations.   1. If a physical exercise club violates a provision of this chapter, the buyer may cancel the physical exercise club contract. The buyer also has a right of action against the physical exercise club for recovery of the amount the buyer paid to the physical exercise club under the contract. In addition to any judgment awarded to the buyer, the court may allow reasonable attorney’s fees.   2. A violation of any of the provisions of this chapter shall be deemed an unlawful practice under section 714.16, subsection 2, paragraph “a”.   3. Unless displaced by the particular provisions of this chapter, the principles of law and equity supplement the provisions of this chapter.  88 Acts, ch 1221, §13  Referred to in §552.1
IA Code § 552.14 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 552 - PHYSICAL EXERCISE CLUBS|Section 552.14 - Prohibited activities.

552.14 Prohibited activities.   1. It is unlawful for a physical exercise club to make any misrepresentation to current members, prospective buyers, or buyers of physical exercise club contracts regarding:   a. Qualifications of staff.   b. Availability, quality, or extent of facilities or services.   c. Results obtained through exercise, dieting, or weight control programs.   d. Membership rights.   e. The period that a special offer or discount will be available.   2. It is unlawful for a physical exercise club to fail or refuse to establish the escrow account required by section 552.16.   3. It is unlawful for a physical exercise club to advertise, state, or represent that it is approved by the state or that it has complied with this chapter.  88 Acts, ch 1221, §14; 2000 Acts, ch 1021, §1  Referred to in §552.1
IA Code § 552.17 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 552 - PHYSICAL EXERCISE CLUBS|Section 552.17 - Consumer credit sales.

552.17 Consumer credit sales.   A physical exercise club contract where a finance charge is made or where payment is required or permitted by agreement to be made in more than four periodic payments, excluding a down payment, is a consumer credit sale within the meaning of section 537.1301, subsection 13, and is subject to chapter 537. If any periodic payment, other than the down payment under an agreement requiring or permitting two or more periodic payments, is more than twice the amount of any other periodic payment other than the down payment, a transaction is “payable in installments” within the meaning of section 537.1301, subsection 34.   The provisions of this chapter providing rights and protections to buyers are in addition to the provisions of chapter 537.  88 Acts, ch 1221, §17
IA Code § 552.18 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 552 - PHYSICAL EXERCISE CLUBS|Section 552.18 - Waiver of provisions.

552.18 Waiver of provisions.   A waiver by the buyer of any of the provisions of this chapter is void as contrary to public policy.  88 Acts, ch 1221, §18
IA Code § 552.19 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 552 - PHYSICAL EXERCISE CLUBS|Section 552.19 - Immunity.

552.19 Immunity.   Notwithstanding chapter 669, there is no liability on behalf of the state of Iowa, the attorney general, or the employees of the attorney general, for damages for failure to execute, or for negligently executing, the duties or authority conferred upon them by this chapter, or the rules adopted pursuant to this chapter.  88 Acts, ch 1221, §19
IA Code § 552.20 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 552 - PHYSICAL EXERCISE CLUBS|Section 552.20 - Rules.

552.20 Rules.   The attorney general may adopt rules in accordance with chapter 17A to carry out the provisions of this chapter.  88 Acts, ch 1221, §20
IA Code § 552.21 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 552 - PHYSICAL EXERCISE CLUBS|Section 552.21 - Construction of chapter.

552.21 Construction of chapter.   This chapter does not limit the power or authority of the attorney general to seek administrative, legal, or equitable relief as provided by other statutes or at common law.  88 Acts, ch 1221, §21
IA Code § 552.22 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 552 - PHYSICAL EXERCISE CLUBS|Section 552.22 - Applicability.

552.22 Applicability.   This chapter applies to all physical exercise club contracts entered into in this state on or after July 1, 1988, concerning physical exercise club facilities located, or services to be provided, in this state.  88 Acts, ch 1221, §22
IA Code § 552A.1 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 552A - BUYING CLUB MEMBERSHIPS|Section 552A.1 - Definitions.

552A.1 Definitions.   As used in this chapter, unless the context otherwise requires:   1. “Buying club” means a corporation, partnership, unincorporated association, or other business enterprise which sells or offers for sale to the public generally memberships or certificates of membership.   2. “Contract” means the agreement by which a person acquires a membership in a buying club.   3. “Membership” means certificates, memberships, shares, bonds, contracts, stocks, or agreements of any kind or character issued upon any plan offered generally to the public entitling the holder to purchase merchandise, materials, equipment, or service, either from the issuer or another person designated by the issuer, either under a franchise or otherwise, whether it be at a discount, at cost plus a percentage, at cost plus a fixed amount, at a fixed price, or on any other similar basis.  93 Acts, ch 60, §1
IA Code § 552A.2 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 552A - BUYING CLUB MEMBERSHIPS|Section 552A.2 - Exemptions.

552A.2 Exemptions.   This chapter does not apply to any of the following:   1. Building and loan associations, state or national banks, insurance companies and associations, and mutual or cooperative telephone companies organized under chapter 491 which have been determined to be exempt from taxation under section 501(c)(12) of the Internal Revenue Code.   2. Corporations and cooperative associations subject to regulation under chapter 497, 498, or 499.   3. The sale of membership camping contracts by persons or entities registered or exempt under chapter 557B.   4. The sale of physical exercise club contracts by persons or entities registered under chapter 552.   5. Corporations, partnerships, unincorporated associations, or other business enterprises which sell or offer for sale memberships to an individual or to a family unit for consideration of no more than fifty dollars for a one-year period. Consideration for this purpose includes but is not limited to the amount of any required purchase under the terms of the contract.   6. a. The sale of goods or services by corporations, partnerships, unincorporated associations, or other business enterprises which sell products to direct sellers as defined by section 3508 of the Internal Revenue Code, where the initial contract establishing the relationship with the direct seller is terminable at will by either party, and where the corporation, partnership, unincorporated association, or other business enterprise offers to repurchase the products at reasonable commercial terms.   b. For purposes of this subsection, “reasonable commercial terms” includes the repurchase of all unencumbered products which are in an unused, commercially resalable condition within one year from the direct seller’s date of purchase. The repurchase shall be at a price not less than ninety percent of the original net cost to the direct seller of the products being returned. “Original net cost” means the amount actually paid by the direct seller for the products, less any consideration received by the direct seller for the purchase of the products being returned. Products which are no longer marketed by a program shall be deemed resalable if the products are otherwise in an unused, commercially resalable condition and are returned to the seller within one year from the direct seller’s date of purchase, provided, however, that products which are no longer marketed by a program shall not be deemed resalable if the products are sold to direct sellers as nonreturnable, discontinued, seasonal, or special promotion items and the nonreturnable nature of the product was clearly disclosed to the direct seller prior to purchase.  93 Acts, ch 60, §2; 2012 Acts, ch 1023, §157  Referred to in §557B.14
IA Code § 552A.3 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 552A - BUYING CLUB MEMBERSHIPS|Section 552A.3 - Right of cancellation — requirement of writing — internet sales.

552A.3 Right of cancellation — requirement of writing — internet sales.   The requirements of sections 555A.1 through 555A.5, relating to door-to-door sales, shall apply to sales of buying club memberships, irrespective of the place or manner of sale or the purpose for which they are purchased, except that in connection with the sale of a buying club membership transacted through the internet by a company primarily engaged in the sale of goods through the internet, section 555A.4, subsections 1 and 3 shall not apply. In addition to the requirements of chapter 555A, a contract shall not be enforceable against a person acquiring a membership in a buying club unless the contract is in writing and signed by the purchaser.  93 Acts, ch 60, §3; 2015 Acts, ch 101, §1
IA Code § 552A.4 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 552A - BUYING CLUB MEMBERSHIPS|Section 552A.4 - Limitation on membership period.

552A.4 Limitation on membership period.   A contract shall not be valid for a term longer than eighteen months from the date on which the contract is signed. However, a buying club may allow a member to convert the contract into a contract for a period longer than eighteen months after the member has been a member of the club for at least one year. The duration of the contract shall be clearly and conspicuously disclosed in the contract in boldface type of a minimum size of fourteen points.  93 Acts, ch 60, §4
IA Code § 552A.5 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 552A - BUYING CLUB MEMBERSHIPS|Section 552A.5 - Remedies.

552A.5 Remedies.   1. A violation of this chapter is a violation of section 714.16, subsection 2, paragraph “a”.   2. The rights, obligations, and remedies provided in this chapter shall be in addition to any other rights, obligations, or remedies provided by law or in equity.   3. In addition to the remedies otherwise provided by law, any person injured by a violation of this chapter may bring a civil action and recover damages, together with costs, including reasonable attorney’s fees, and receive other equitable relief as determined by the court.  93 Acts, ch 60, §5
IA Code § 553.1 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 553 - IOWA COMPETITION LAW|Section 553.1 - Short title.

553.1 Short title.   This chapter shall be known and may be cited as the “Iowa Competition Law”.  [C77, 79, 81, §553.1]
IA Code § 553.2 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 553 - IOWA COMPETITION LAW|Section 553.2 - Construction.

553.2 Construction.   This chapter shall be construed to complement and be harmonized with the applied laws of the United States which have the same or similar purpose as this chapter. This construction shall not be made in such a way as to constitute a delegation of state authority to the federal government, but shall be made to achieve uniform application of the state and federal laws prohibiting restraints of economic activity and monopolistic practices.  [C77, 79, 81, §553.2]
IA Code § 553.3 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 553 - IOWA COMPETITION LAW|Section 553.3 - Definitions.

553.3 Definitions.   As used in this chapter unless the context otherwise requires:   1. “Commodity” means tangible or intangible property, real, personal, or mixed.   2. “Enterprise” means a business, commercial or professional entity, including a corporation, partnership, limited partnership, professional corporation, proprietorship, incorporated or unincorporated association, or other form of organization.   3. “Government agency” means the state, its political subdivisions, and any public agency supported in whole or in part by taxation.   4. “Person” means a natural person, estate, trust, enterprise or government agency.   5. “Price” includes the terms and conditions of sale, rental, rate, fee, or any other form of payment for a commodity or service.   6. “Relevant market” means the geographical area of actual or potential competition in a line of commerce, all or any part of which is within this state.   7. “Service” means any activity which is performed in whole or part for financial gain.   8. “Trade or commerce” means any economic activity involving or relating to any commodity, service, or business activity.  [C77, 79, 81, §553.3]
IA Code § 553.4 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 553 - IOWA COMPETITION LAW|Section 553.4 - Restraint prohibited.

553.4 Restraint prohibited.   A contract, combination, or conspiracy between two or more persons shall not restrain or monopolize trade or commerce in a relevant market.  [C97, §5060, 5061; S13, §5067-a; C24, 27, 31, 35, 39, §9906, 9907, 9915; C46, 50, 54, 58, 62, 66, 71, 73, 75, §553.1, 553.2, 553.10; C77, 79, 81, §553.4]
IA Code § 553.5 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 553 - IOWA COMPETITION LAW|Section 553.5 - Monopoly prohibited.

553.5 Monopoly prohibited.   A person shall not attempt to establish or establish, maintain, or use a monopoly of trade or commerce in a relevant market for the purpose of excluding competition or of controlling, fixing, or maintaining prices.  [C97, §5060, 5061; S13, §5067-a; C24, 27, 31, 35, 39, §9906, 9907, 9915; C46, 50, 54, 58, 62, 66, 71, 73, 75, §553.1, 553.2, 553.10; C77, 79, 81, §553.5]
IA Code § 553.6 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 553 - IOWA COMPETITION LAW|Section 553.6 - Exemptions.

553.6 Exemptions.   This chapter shall not be construed to prohibit:   1. The activities of any labor organization, individual members of such an organization, or group of such organizations, of any employer or group of employers, or of any groups of employees, if these activities are directed solely to legitimate labor objectives which are permitted under the laws of either this state or the United States.   2. The activities of any agricultural or horticultural organization, whether incorporated or unincorporated, or of the individual members of such organizations, if these activities carry out the legitimate objectives of such organizations, to the extent permitted under the laws of either this state or the United States.   3. The activities of persons engaged in the production of agricultural products when these persons act together in associations, corporate or otherwise, with or without capital stock, in collectively processing, preparing for market, handling, and marketing the products of these persons, to the extent permitted under the laws of either this state or the United States. These associations may have marketing and purchasing agencies in common and their members may make the necessary contracts and agreements to effect such purposes. However, such associations must be operated for the mutual benefit of the members of these associations acting as producers to qualify under this subsection.   4. The activities or arrangements expressly approved or regulated by any regulatory body or officer acting under authority of this state or of the United States.   5. The activities of a city or county, or an administrative or legal entity created by a city or county, when acting within its statutory or constitutional home rule powers and to the same extent that the activities would not be prohibited if undertaken by the state.  [C24, 27, 31, 35, 39, §9916; C46, 50, 54, 58, 62, 66, 71, 73, 75, §553.11; C77, 79, 81, §553.6]  84 Acts, ch 1020, §1
IA Code § 553.7 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 553 - IOWA COMPETITION LAW|Section 553.7 - Attorney general to enforce.

553.7 Attorney general to enforce.   The attorney general, with such assistance as may be required from time to time of the county attorneys in their respective counties, shall institute all criminal and civil actions and proceedings brought under this Act in the name of the state.  [C97, §5067; C24, 27, 31, 35, 39, §9913; C46, 50, 54, 58, 62, 66, 71, 73, 75, §553.8; C77, 79, 81, §553.7]  Referred to in §331.756(61)
IA Code § 553.8 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 553 - IOWA COMPETITION LAW|Section 553.8 - Venue.

553.8 Venue.   A suit or proceeding brought under this chapter may be brought in the county where the cause of action arose, where any defendant resides or transacts business, or where an act in furtherance of the conduct prohibited by this chapter occurred.  [C77, 79, 81, §553.8]