reglab/housing_qa huggingface dataset:
NV Rev Stat § 680A.130 (2021)
2021 Nevada Revised Statutes|Chapter 680A - Authorization of Insurers and General Requirements|NRS 680A.130 - Combinations of insurance for which additional capital not required.

Without additional capital or additional surplus, an authorized insurer is also authorized:  1. If a life insurer, to grant annuities.  2. If a health insurer, to insure against congenital defects, as defined in NRS 681A.020.  (Added to NRS by 1971, 1581)
NV Rev Stat § 680A.140 (2021)
2021 Nevada Revised Statutes|Chapter 680A - Authorization of Insurers and General Requirements|NRS 680A.140 - Required deposit; deposit in other state.

  1. The Commissioner shall not authorize an insurer to transact insurance in this state, other than an alien insurer or a title insurer, unless it makes and thereafter continuously maintains on deposit in this state, through the Commissioner, cash or securities eligible for such deposit under the laws of this state of a fair market value not less than its minimum required capital stock (if a stock insurer) or minimum required basic surplus (if a mutual or reciprocal insurer), for the protection of the insurer’s policyholders or of its policyholders and creditors in the United States of America. The Commissioner may adopt regulations which allow the use of securities as a deposit without delivery of the securities to the Commissioner.  2. The Commissioner shall not so authorize a title insurer unless it so deposits and maintains such cash or securities of fair market value not less than its minimum required capital stock as a guaranty fund for the security and protection of the holders of, or beneficiaries under, the title insurance contracts issued by the insurer.  3. The Commissioner shall not so authorize an alien insurer unless it so makes and thereafter continuously maintains such a deposit, representing money in excess of all the insurer’s liabilities under insurance contracts in force in the United States of America, of a fair market value of not less than that required under subsection 1, as to a like foreign insurer. The deposit must be held in trust for the protection of all the insurer’s policyholders, or policyholders and creditors, in the United States of America.  4. In lieu of such a deposit made or maintained in this state, the Commissioner shall accept the certificate in proper form of the public officer having general supervision of insurers in any other state to the effect that a deposit of like quality and amount, or part thereof, by an insurer is being maintained for like purposes in public custody or control pursuant to the laws of that state, if the Commissioner is satisfied as to the like quality and amount of the deposit.  5. All such deposits in this state are subject to the applicable provisions of chapter 682B of NRS.  (Added to NRS by 1971, 1581; A 1985, 607)
NV Rev Stat § 680A.155 (2021)
2021 Nevada Revised Statutes|Chapter 680A - Authorization of Insurers and General Requirements|NRS 680A.155 - Payment of taxes and penalties by certain applicants.

An insurer which has transacted insurance in this state without a certificate of authority must not be granted a certificate of authority unless it pays the tax imposed by NRS 680B.027 and the penalties provided by NRS 685B.190 for the 5 years immediately preceding the date upon which it applies for a certificate of authority.  (Added to NRS by 1985, 606; A 1995, 1612)
NV Rev Stat § 680A.160 (2021)
2021 Nevada Revised Statutes|Chapter 680A - Authorization of Insurers and General Requirements|NRS 680A.160 - Issuance or refusal of certificate of authority; contents and ownership of certificate.

  1. If upon completion of its application the Commissioner finds that the insurer has met the requirements therefor under this Code, the Commissioner may issue to the insurer a proper certificate of authority; if the Commissioner does not so find, the Commissioner shall issue an order refusing such certificate.  2. The certificate, if issued, shall state the insurer’s name, home office address, state or country of organization, and the kinds of insurance the insurer is authorized to transact throughout Nevada. At the insurer’s request, the Commissioner may issue a certificate of authority limited to particular types of insurance or coverages within a kind of insurance as defined in NRS 681A.010 to 681A.080, inclusive (kinds of insurance).  3. Although issued and delivered to the insurer, the certificate of authority at all times shall be the property of the State of Nevada.  (Added to NRS by 1971, 1583; A 2019, 1689)
NV Rev Stat § 680A.165 (2021)
2021 Nevada Revised Statutes|Chapter 680A - Authorization of Insurers and General Requirements|NRS 680A.165 - Insurer’s duty to notify Commissioner of all material changes to information provided in application for certificate of authority; suspension or revocation of certificate for failure to provide such notice; administrative fines.

  1. Each insurer to which the Commissioner issues a certificate of authority shall notify the Commissioner of all material changes to the information provided by the insurer in its written application pursuant to NRS 680A.150, including, without limitation:  (a) Any change of address, such as a change to:  (1) The mailing address of the home office, or any other physical address, of the insurer; and  (2) Any other mailing address of the insurer, including, without limitation, the address used for general correspondence or for annual renewal notices;  (b) Any changes in the officers, directors or ownership of the insurer;  (c) Any changes to the manner of service of legal process against the insurer; and  (d) Any changes to the articles of incorporation, by-laws or power of attorney for the attorney-in-fact of the insurer.  2. The notice required by subsection 1 must be provided to the Commissioner within 30 days after the date on which the change occurs.  3. If an insurer changes its physical or mailing address without giving written notice and the Commissioner is unable to locate the insurer after diligent effort, the Commissioner may suspend or revoke the insurer’s certificate of authority without a hearing. The mailing of a letter by certified mail, return receipt requested, addressed to the insurer at its last mailing address appearing on the records of the Division, and the return of the letter undelivered, constitutes a diligent effort by the Commissioner. In lieu of such a suspension or revocation, the Commissioner may levy upon the insurer, and the insurer shall pay forthwith, an administrative fine of not more than $2,000 for each act or violation.  (Added to NRS by 2017, 2333)
NV Rev Stat § 680A.170 (2021)
2021 Nevada Revised Statutes|Chapter 680A - Authorization of Insurers and General Requirements|NRS 680A.170 - Amended certificate of authority.

Upon written application therefor by the insurer and due cause shown, the Commissioner may amend the certificate of authority of an insurer as required by change of name or to show any change in the kinds of insurance the insurer may thereafter transact and is qualified to transact in this state. The insurer shall accompany such request with the fee for amendment as specified in NRS 680B.010 (fee schedule).  (Added to NRS by 1971, 1583)
NV Rev Stat § 680A.173 (2021)
2021 Nevada Revised Statutes|Chapter 680A - Authorization of Insurers and General Requirements|NRS 680A.173 - Transfer of insurer’s domicile: Foreign insurer may become domestic insurer.

A foreign insurer with a certificate of authority to transact insurance in this state may become a domestic insurer by complying with the requirements of this Code for forming a domestic insurer of the same type. After complying with those requirements, the insurer has the same rights and obligations as other domestic insurers.  (Added to NRS by 1983, 683)
NV Rev Stat § 680A.175 (2021)
2021 Nevada Revised Statutes|Chapter 680A - Authorization of Insurers and General Requirements|NRS 680A.175 - Transfer of insurer’s domicile: Termination of status as domestic insurer; qualification as foreign insurer.

  1. If a domestic insurer transfers its domicile to another state, it ceases to be a domestic insurer.  2. The Commissioner shall issue to such an insurer a certificate of authority to transact insurance as a foreign insurer if:  (a) The insurer qualifies as a foreign insurer; and  (b) Such certification is in the best interest of the policyholders of this state.  (Added to NRS by 1983, 683)
NV Rev Stat § 680A.177 (2021)
2021 Nevada Revised Statutes|Chapter 680A - Authorization of Insurers and General Requirements|NRS 680A.177 - Transfer of insurer’s domicile: Duties of insurer; effect on policies.

  1. The Commissioner may require a domestic insurer which converts to a foreign insurer or a foreign insurer which converts to a domestic insurer to:  (a) Obtain new licenses for its agents;  (b) Make new appointments of agents; or  (c) Apply for any other new license, certificate or authorization.  Any license, appointment or authorization which the Commissioner does not require an insurer to renew continues in effect after the conversion.  2. All policies of an insurer remain in effect when it transfers its domicile into or out of this state. The Commissioner may require that the insurer endorse the policies with its new name or location.  3. Every insurer which transfers its domicile into or out of this state shall notify the Commissioner at least 30 days before the transfer. Such an insurer shall file new forms for its policies and any other documents required by the Commissioner with the Commissioner on or before the effective date of the transfer. The insurer may use existing forms if approved by and under the conditions imposed by the Commissioner.  (Added to NRS by 1983, 683)
NV Rev Stat § 680A.180 (2021)
2021 Nevada Revised Statutes|Chapter 680A - Authorization of Insurers and General Requirements|NRS 680A.180 - Continuance, expiration and reinstatement of certificate of authority.

  1. A certificate of authority continues in force as long as the insurer is entitled thereto under this Code, and until suspended or revoked by the Commissioner or terminated at the insurer’s request, if, each year, the insurer:  (a) Pays on or before March 1 the continuation fee provided in NRS 680B.010 and, in addition to any other fee or charge, all applicable fees required pursuant to NRS 680C.110;  (b) Files its annual statement for the next preceding calendar year as required by NRS 680A.270; and  (c) Pays, if required, the premium taxes for the preceding calendar year.  2. If not so continued by the insurer, its certificate of authority expires at midnight on the May 31 next following such failure of the insurer to continue it in force, unless earlier revoked for failure to pay taxes as provided in NRS 680A.190. The Commissioner shall promptly notify the insurer of the occurrence of any failure resulting in the impending expiration of its certificate of authority.  3. The Commissioner may, upon the insurer’s request made within 3 months after expiration, reinstate a certificate of authority which the insurer has inadvertently permitted to expire, after the insurer has fully cured all its failures which resulted in the expiration, and upon payment by the insurer of the fee for reinstatement specified in subsection 1 of NRS 680B.010. Otherwise, the insurer may be granted another certificate of authority only after filing an application therefor and meeting all other requirements for an original certificate of authority in this state.  (Added to NRS by 1971, 1583; A 1987, 643; 1997, 3017; 2009, 1765)
NV Rev Stat § 680A.190 (2021)
2021 Nevada Revised Statutes|Chapter 680A - Authorization of Insurers and General Requirements|NRS 680A.190 - Suspension or revocation of certificate of authority: Mandatory grounds.

  1. The Commissioner shall refuse to continue or shall suspend or revoke an insurer’s certificate of authority:  (a) If such action is required by any provision of this Code;  (b) If it is a foreign insurer and it no longer meets the requirements for a certificate of authority, on account of deficiency of capital or surplus or otherwise;  (c) If it is a domestic insurer and it has failed to cure an impairment of capital or surplus within the time allowed therefor by the Commissioner under this Code or is otherwise no longer qualified for the certificate of authority;  (d) If the insurer’s certificate of authority to transact insurance therein is suspended or revoked by its state of domicile, or state of entry into the United States of America if an alien insurer;  (e) For failure of the insurer to pay taxes on its premiums if required by this Code; or  (f) For failure of the insurer to furnish information to the Commissioner relating to medical malpractice insurance issued by the insurer in this State or any other state.  2. Except in case of insolvency, impairment of required capital or surplus, or suspension or revocation by another state, the Commissioner shall give the insurer at least 20 days’ notice in advance of any such refusal, suspension or revocation under this section, and of the particulars of the reasons therefor. If the insurer requests a hearing thereon within those 20 days, the Commissioner’s proposed action is automatically stayed until an order by the Commissioner is made after the hearing.  (Added to NRS by 1971, 1584; A 1975, 1304; 1987, 643)
NV Rev Stat § 680A.205 (2021)
2021 Nevada Revised Statutes|Chapter 680A - Authorization of Insurers and General Requirements|NRS 680A.205 - Determination of hazardous financial condition of insurer: Regulations; hearing; disciplinary actions; review of order.

  1. The Commissioner may adopt regulations to define when an insurer is considered to be in a hazardous financial condition and to set forth the standards to be considered by the Commissioner in determining whether the continued operation of an insurer transacting business in this state may be considered to be hazardous to its policyholders or creditors or to the general public.  2. If the Commissioner determines after a hearing that any insurer is in a hazardous financial condition, the Commissioner may, instead of suspending or revoking the insurer’s certificate of authority, limit the insurer’s certificate of authority as the Commissioner deems reasonably necessary to correct, eliminate or remedy any conduct, condition or ground that is deemed to be a cause of the hazardous financial condition.  3. An order or decision of the Commissioner under this section is subject to review in accordance with NRS 679B.310 to 679B.370, inclusive, at the request of any party to the proceedings whose interests are substantially affected.  (Added to NRS by 1995, 1752)
NV Rev Stat § 680A.210 (2021)
2021 Nevada Revised Statutes|Chapter 680A - Authorization of Insurers and General Requirements|NRS 680A.210 - Order and notice of suspension, limitation or revocation of certificate; effect on agents’ authority.

  1. All suspensions, limitations or revocations of, or refusals to continue, an insurer’s certificate of authority must be by the Commissioner’s order given to the insurer.  2. Upon issuance of the order, the Commissioner shall forthwith give notice thereof to the insurer’s agents in this state, of record in the Division, and shall also suspend, limit or revoke the authority of such agents to represent the insurer.  (Added to NRS by 1971, 1585; A 1991, 1621; 1993, 1904)
NV Rev Stat § 680A.220 (2021)
2021 Nevada Revised Statutes|Chapter 680A - Authorization of Insurers and General Requirements|NRS 680A.220 - Duration of suspension; insurer’s obligations during suspension period; reinstatement.

  1. Suspension of an insurer’s certificate of authority must be for such period as the Commissioner specifies in the order of suspension, but not to exceed 1 year. During the suspension period the Commissioner may rescind or shorten the suspension by further order.  2. During the suspension period the insurer shall not solicit or write any new business in this state, but must file its annual statement, pay fees, licenses and taxes as required under this Code, and may service its business already in force in this state, as if the certificate of authority had continued in full force.  3. Upon expiration of the suspension period, if within such period the certificate of authority has not terminated, the insurer’s certificate of authority is automatically reinstated unless the Commissioner finds that the causes of the suspension, being other than a past event, are continuing, or that the insurer is otherwise not in compliance with the requirements of this Code, and of which the Commissioner shall give the insurer notice not less than 30 days in advance of expiration of the suspension period.  4. Upon reinstatement of the insurer’s certificate of authority, the authority of its agents in this state to represent the insurer is also reinstated. The Commissioner shall promptly notify the insurer and its agents in this state, of record in the Division, of such reinstatement.  (Added to NRS by 1971, 1586; A 1991, 1621; 1993, 1904)
NV Rev Stat § 680A.230 (2021)
2021 Nevada Revised Statutes|Chapter 680A - Authorization of Insurers and General Requirements|NRS 680A.230 - Applicability of general corporation laws to foreign insurers.

The general corporation laws of this state do not apply to foreign insurers holding certificates of authority to transact insurance in this state, except as otherwise provided in NRS 80.190.  (Added to NRS by 1971, 1586; A 1971, 1933; 1987, 1063; 1989, 627; 1991, 1318)
NV Rev Stat § 680A.240 (2021)
2021 Nevada Revised Statutes|Chapter 680A - Authorization of Insurers and General Requirements|NRS 680A.240 - Additional titles.

  1. A property insurer or multiple line insurer authorized to transact insurance in Nevada shall have the right to issue property insurance policies under its own name and under additional "titles" or under additional "titles" duly registered by the insurer with the Commissioner.  2. A life insurer or multiple line insurer authorized to transact insurance in Nevada shall have the right to issue life or health insurance policies under its own name and under additional "titles" or under additional "titles" duly registered by the insurer with the Commissioner.  3. The Commissioner shall, upon the insurer’s request, furnish to the insurer the form required for such registration, and the insurer shall pay the fee for registration as specified in NRS 680B.010 (fee schedule). Registered titles shall be shown on the insurer’s certificate of authority and shall remain in effect for so long as the insurer’s certificate of authority is in effect, subject to earlier termination of the registration at the insurer’s request.  4. All business transacted by the insurer under additional titles shall be included in business and transactions of the insurer to be shown by its annual statement filed with the Commissioner, for all purposes under this Code.  (Added to NRS by 1971, 1586; A 2017, 2333)
NV Rev Stat § 680A.250 (2021)
2021 Nevada Revised Statutes|Chapter 680A - Authorization of Insurers and General Requirements|NRS 680A.250 - Commissioner agent for service of process for certain insurers.

  1. Before the Commissioner may authorize it to transact insurance in this state, each insurer must appoint the Commissioner, and the Commissioner’s successors in office, as its attorney to receive service of legal process issued against the insurer in this state. The appointment must be made on a form as designated and furnished by the Commissioner, and must be accompanied by a copy of a resolution of the board of directors or like governing body of the insurer, if an incorporated insurer, showing that those officers who executed the appointment were authorized to do so on behalf of the insurer.  2. The appointment must be irrevocable, must bind the insurer and any successor in interest to the assets or liabilities of the insurer, and must remain in effect as long as there is in force any contract of the insurer in this state or any obligation of the insurer arising out of its transactions in this state.  3. Service of such process against a foreign or alien insurer must be made only by service thereof upon the Commissioner.  4. Service of such process against a domestic insurer may be made as provided in this section, or in any other manner provided by Nevada Rules of Civil Procedure.  5. At the time of application for a certificate of authority the insurer shall file the appointment with the Commissioner, together with a designation of the person to whom process against it served upon the Commissioner is to be forwarded. The insurer shall provide written notice to the Commissioner of any change of such a designation by a new filing.  (Added to NRS by 1971, 1587; A 1985, 607)
NV Rev Stat § 680A.260 (2021)
2021 Nevada Revised Statutes|Chapter 680A - Authorization of Insurers and General Requirements|NRS 680A.260 - Method of serving process; extension of time to appear; record.

  1. Service of process against an insurer for whom the Commissioner is attorney must be made by delivering to and leaving with the Commissioner, the Commissioner’s deputy, or a person in apparent charge of the office of the Commissioner during the Commissioner’s absence, two copies of the process, together with the fee therefor as specified in NRS 680B.010, taxable as costs in the action.  2. Upon such service the Commissioner shall forthwith mail by certified mail one of the copies of such process, with the date and time of service of the same on the Commissioner noted thereon, to the person currently designated by the insurer to receive the copy as provided in NRS 680A.250. Service of process is complete when the copy has been so mailed.  3. Process served in the manner provided by this section for all purposes constitutes valid and binding personal service upon the insurer within this state. If summons is served under this section, the time within which the insurer is required to appear must be extended an additional 10 days beyond that otherwise allowed by Nevada Rules of Civil Procedure.  4. The Commissioner shall keep a record of the day of service upon him or her of all legal process.  5. For the purposes of this section, "process" includes only a summons or the initial documents served in an action. The Commissioner is not required to serve any documents after the initial service of process.  (Added to NRS by 1971, 1587; A 1985, 608)