reglab/housing_qa huggingface dataset:
NV Rev Stat § 679B.340 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.340 - Witnesses and evidence; penalties.

  1. The Commissioner or any individual conducting a hearing, examination or investigation by the authority of the Commissioner shall have power to subpoena witnesses, compel their attendance, administer oaths, examine any person under oath relative to the subject of the hearing, examination or investigation, and to compel any person to subscribe to his or her testimony after it has been correctly reduced to writing, and, in connection therewith, to require the production of any books, papers, records, correspondence or other documents which the Commissioner or the individual conducting the hearing, examination or investigation deems relevant to the inquiry. Any delegation by the Commissioner of the power to administer oaths or of subpoena shall be in writing.  2. A subpoena issued pursuant to this section shall have the same force and effect and shall be served in the same manner as if issued from a court of record.  3. If any individual fails to obey a subpoena, or refuses to testify as to any matter concerning which he or she may lawfully be interrogated, the Commissioner may file a written report thereof and proof of service of the subpoena in any court of competent jurisdiction in the county where the examination or hearing is being conducted, for such action as the court may determine.  4. Witness fees and mileage, if claimed, shall be allowed the same as for testimony in a court of record, but no officer, director, agent or employee of an insurer or person being examined or investigated shall be entitled to witness or mileage fees.  5. Every person subpoenaed under this section who willfully fails to appear at the time and place named in the subpoena or to produce documents required by the subpoena, or who refuses to be sworn or answer as a witness, is guilty of a misdemeanor.  (Added to NRS by 1971, 1572)
NV Rev Stat § 679B.350 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.350 - Testimony compelled; immunity from prosecution.

  1. If any individual asks to be excused from attending or testifying or from producing any books, papers, records, contracts, correspondence or other documents in connection with any examination, hearing or investigation being conducted by the Commissioner or an examiner of the Commissioner, on the ground that the testimony or evidence required of the individual may tend to incriminate the individual or subject him or her to a penalty or forfeiture, and nonetheless is directed by the Attorney General to give such testimony or produce such evidence, the individual must comply with such direction; but the individual shall not thereafter be prosecuted or subjected to any penalty or forfeiture for or on account of any transaction, matter or thing concerning which he or she may have so testified or produced evidence, and no testimony so given or evidence produced shall be received against him or her upon any criminal action, investigation or proceeding. No such individual so testifying shall be exempt from:  (a) Prosecution or punishment for any perjury committed by the individual in such testimony, and the testimony or evidence so given or produced shall be admissible against the individual upon any criminal action, investigation or proceeding concerning such perjury.  (b) The refusal, suspension or revocation of any license, permission or authority conferred, pursuant to this Code.  2. Any such individual may execute, acknowledge and file in the office of the Commissioner and of the Attorney General a statement expressly waiving such immunity or privilege in respect to any transaction, matter or thing specified in such statement, and thereupon the testimony of such individual or such evidence in relation to such transaction, matter or thing may be received or produced before any judge or justice, court, tribunal, grand jury or otherwise, and if such testimony or evidence is so received or produced such individual shall not be entitled to any immunity or privileges on account of any testimony or evidence the individual may so give or produce.  (Added to NRS by 1971, 1573)
NV Rev Stat § 679B.360 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.360 - Order on hearing.

  1. In the conduct of hearings under this Code and making an order thereon, the Commissioner shall act in a quasi-judicial capacity.  2. Except as otherwise provided in this subsection, within 30 days after termination of a hearing, or of any rehearing thereof or reargument thereon, or within such other period as may be specified in this Code as to particular proceedings, the Commissioner shall make an order on hearing covering matters involved in such hearing, and give a copy of the order to each party to the hearing in the same manner as notice of the hearing was given to such party. With respect to hearings held concerning merger, consolidation, bulk reinsurance, conversion, affiliation or change of control of a domestic insurer as provided in chapter 693A of NRS (corporate powers, procedures of domestic stock and mutual insurers), where notice of the hearing was given to all stockholders and policyholders or to all stockholders or policyholders of an insurer involved, the Commissioner is required to give a copy of the order on hearing to the corporation and insurer parties, to intervening parties, to a reasonable number of such stockholders or policyholders as representative of the class, and to other parties only upon written request of such parties.  3. The order shall contain:  (a) A concise statement of facts found by the Commissioner upon evidence adduced at the hearing;  (b) A concise statement of the Commissioner’s conclusions from the facts so found;  (c) The order, and the effective date thereof; and  (d) Citation of the provisions of this Code upon which the order is based; but failure so to designate a particular provision shall not deprive the Commissioner of the right thereafter to rely thereon.  4. The order may affirm, modify or rescind action theretofore taken or may constitute taking of new action within the scope of the notice of the hearing.  (Added to NRS by 1971, 1573)
NV Rev Stat § 679B.370 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.370 - Appeal from Commissioner.

  1. Except as to matters arising under chapter 686B of NRS other than those grievances of employers that must be appealed to the appeals panel for industrial insurance, an appeal from the Commissioner must be taken only from an order on hearing, or as to a matter on which the Commissioner has refused or failed to hold a hearing after application therefor under NRS 679B.310, or as to a matter concerning which the Commissioner has refused or failed to make an order on hearing as required by NRS 679B.360.  2. Any person who was a party to a hearing or whose pecuniary interests are directly and immediately affected by any such refusal or failure, and who is aggrieved by the order, refusal or failure, may petition for judicial review in the manner provided by chapter 233B of NRS.  (Added to NRS by 1971, 1574; A 1977, 98; 1989, 1660; 1999, 3381; 2001, 2256)
NV Rev Stat § 679B.380 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.380 - Financing of administration.

  1. Except as otherwise expressly provided in this Code, funds with which to carry out the administration and enforcement by the Commissioner of this Code shall be provided by the Fund for Insurance Administration and Enforcement created by NRS 680C.100 and shall be paid out on claims as other claims against the State are paid.  2. No such claim shall be paid unless approved by the Commissioner.  (Added to NRS by 1971, 1575; A 2009, 1764)
NV Rev Stat § 679B.400 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.400 - Legislative findings and declarations; purposes.

  1. The Legislature finds and declares that:  (a) Stabilizing the cost of insurance is of vital concern to the residents of this state; and  (b) It is necessary to establish a comprehensive system to collect, analyze and distribute information concerning the cost of insurance in order to stabilize that cost effectively.  2. The purposes of NRS 679B.400 to 679B.460, inclusive, are to:  (a) Promote the public welfare by studying the relationship of premiums and related income of insurers to costs and expenses of insurers;  (b) Develop measures to stabilize prices for insurance while continuing to provide insurance of high quality to the residents of this state;  (c) Permit and encourage competition between insurers on a sound financial basis to the fullest extent possible;  (d) Establish a mechanism to ensure the provision of adequate insurance at reasonable rates to the residents of this state; and  (e) Protect the rights of customers of insurance in this state.  (Added to NRS by 1989, 1226; A 1991, 1620; 1995, 1415)
NV Rev Stat § 679B.410 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.410 - Duties of Commissioner.

The Commissioner shall:  1. Determine the relationship of premiums and related income of insurers to costs and expenses of insurers, provide this information to the Legislature and make this information available to the general public.  2. Respond to requests by governmental agencies of this state and by the Legislature for special studies and analysis of information collected pursuant to NRS 679B.400 to 679B.460, inclusive.  3. Report to each regular session of the Legislature concerning his or her duties and findings pursuant to this section no later than February 1.  (Added to NRS by 1989, 1227; A 1991, 1620; 1995, 1415)
NV Rev Stat § 679B.420 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.420 - Employment of technical and professional consultants.

The Commissioner may employ and fix the compensation of, and enter into agreements with, such technical and professional consultants as the Commissioner deems necessary to accomplish the purposes of NRS 679B.400 to 679B.460, inclusive.  (Added to NRS by 1989, 1227)
NV Rev Stat § 679B.430 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.430 - Commissioner may issue orders for compliance with provisions; regulation of recording and reporting of information by insurers; insurer to report information and pay fee.

  1. The Commissioner may issue such orders as are necessary to require compliance with the provisions of NRS 679B.400 to 679B.460, inclusive.  2. The Commissioner shall adopt regulations requiring each insurer authorized to transact casualty or property insurance in this state to record and report its losses, expenses and other information necessary to assess the relationship of premiums and related income to costs and expenses of insurers. The Commissioner may designate one or more rate service organizations or other advisory organizations to gather and compile this information. The Commissioner shall require each insurer authorized to transact casualty or property insurance in this state to submit reports, on forms furnished by the Commissioner, of its transactions in insurance in this state and elsewhere.  3. If a rate service organization or other advisory organization designated pursuant to subsection 2 imposes a fee for the filing, processing or review of information required to be filed by this section, the insurer shall pay that fee and file the information.  (Added to NRS by 1989, 1227)
NV Rev Stat § 679B.440 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.440 - Contents of reports. [Effective through December 31, 2019.]

  1. The Commissioner may require that reports submitted pursuant to NRS 679B.430 include, without limitation, information regarding:  (a) Liability insurance provided to:  (1) Governmental agencies and political subdivisions of this State, reported separately for:  (I) Cities and towns;  (II) School districts; and  (III) Other political subdivisions;  (2) Public officers;  (3) Establishments where alcoholic beverages are sold;  (4) Facilities for the care of children;  (5) Labor, fraternal or religious organizations; and  (6) Officers or directors of organizations formed pursuant to title 7 of NRS, reported separately for nonprofit entities and entities organized for profit;  (b) Liability insurance for:  (1) Defective products;  (2) Medical or dental malpractice of:  (I) A practitioner licensed pursuant to chapter 630, 630A, 631, 632, 633, 634, 634A, 635, 636, 637, 637B, 639 or 640 of NRS;  (II) A hospital or other health care facility; or  (III) Any related corporate entity;  (3) Malpractice of attorneys;  (4) Malpractice of architects and engineers; and  (5) Errors and omissions by other professionally qualified persons;  (c) Vehicle insurance, reported separately for:  (1) Private vehicles;  (2) Commercial vehicles;  (3) Liability insurance; and  (4) Insurance for property damage; and  (d) Workers’ compensation insurance.  2. The Commissioner may require that the report include, without limitation, information specifically pertaining to this State or to an insurer in its entirety, in the aggregate or by type of insurance, and for a previous or current year, regarding:  (a) Premiums directly written;  (b) Premiums directly earned;  (c) Number of policies issued;  (d) Net investment income, using appropriate estimates when necessary;  (e) Losses paid;  (f) Losses incurred;  (g) Loss reserves, including:  (1) Losses unpaid on reported claims; and  (2) Losses unpaid on incurred but not reported claims;  (h) Number of claims, including:  (1) Claims paid; and  (2) Claims that have arisen but are unpaid;  (i) Expenses for adjustment of losses, including allocated and unallocated losses;  (j) Net underwriting gain or loss;  (k) Net operation gain or loss, including net investment income; and  (l) Any other information requested by the Commissioner.  3. The Commissioner may also obtain, based upon an insurer in its entirety, information regarding:  (a) Recoverable federal income tax;  (b) Net unrealized capital gain or loss; and  (c) All other expenses not included in subsection 2.  (Added to NRS by 1989, 1227; A 1999, 2784; 2003, 3278; 2015, 2319; 2019, 1687)
NV Rev Stat § 679B.440 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.440 - Contents of reports. [Effective January 1, 2020.]

  1. The Commissioner may require that reports submitted pursuant to NRS 679B.430 include, without limitation, information regarding:  (a) Liability insurance provided to:  (1) Governmental agencies and political subdivisions of this State, reported separately for:  (I) Cities and towns;  (II) School districts; and  (III) Other political subdivisions;  (2) Public officers;  (3) Establishments where alcoholic beverages are sold;  (4) Facilities for the care of children;  (5) Labor, fraternal or religious organizations; and  (6) Officers or directors of organizations formed pursuant to title 7 of NRS, reported separately for nonprofit entities and entities organized for profit;  (b) Liability insurance for:  (1) Defective products;  (2) Medical or dental malpractice of:  (I) A practitioner licensed pursuant to chapter 630, 630A, 631, 632, 633, 634, 634A, 635, 636, 637, 637B, 639 or 640 of NRS or who holds a license or limited license issued pursuant to chapter 653 of NRS;  (II) A hospital or other health care facility; or  (III) Any related corporate entity;  (3) Malpractice of attorneys;  (4) Malpractice of architects and engineers; and  (5) Errors and omissions by other professionally qualified persons;  (c) Vehicle insurance, reported separately for:  (1) Private vehicles;  (2) Commercial vehicles;  (3) Liability insurance; and  (4) Insurance for property damage; and  (d) Workers’ compensation insurance.  2. The Commissioner may require that the report include, without limitation, information specifically pertaining to this State or to an insurer in its entirety, in the aggregate or by type of insurance, and for a previous or current year, regarding:  (a) Premiums directly written;  (b) Premiums directly earned;  (c) Number of policies issued;  (d) Net investment income, using appropriate estimates when necessary;  (e) Losses paid;  (f) Losses incurred;  (g) Loss reserves, including:  (1) Losses unpaid on reported claims; and  (2) Losses unpaid on incurred but not reported claims;  (h) Number of claims, including:  (1) Claims paid; and  (2) Claims that have arisen but are unpaid;  (i) Expenses for adjustment of losses, including allocated and unallocated losses;  (j) Net underwriting gain or loss;  (k) Net operation gain or loss, including net investment income; and  (l) Any other information requested by the Commissioner.  3. The Commissioner may also obtain, based upon an insurer in its entirety, information regarding:  (a) Recoverable federal income tax;  (b) Net unrealized capital gain or loss; and  (c) All other expenses not included in subsection 2.  (Added to NRS by 1989, 1227; A 1999, 2784; 2003, 3278; 2015, 2319; 2019, 1687, 2738, effective January 1, 2020)
NV Rev Stat § 679B.460 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.460 - Penalties for violation of or noncompliance with provisions or regulations.

  1. An insurer who willfully or repeatedly violates or fails to comply with a provision of NRS 679B.400 to 679B.440, inclusive, or a regulation adopted pursuant to NRS 679B.430 is subject, after notice and a hearing held pursuant to NRS 679B.310 to 679B.370, inclusive, to payment of an administrative fine of not more than $1,000 for each day of the violation or failure to comply, up to a maximum fine of $50,000.  2. An insurer who fails or refuses to comply with an order issued by the Commissioner pursuant to NRS 679B.430 is subject, after notice and a hearing held pursuant to NRS 679B.310 to 679B.370, inclusive, to suspension or revocation of the insurer’s certificate of authority to transact insurance in this state.  3. The imposition of an administrative fine pursuant to this section must not be considered by the Commissioner in any other administrative proceeding unless the fine has been paid or a court order for payment of the fine has become final.  (Added to NRS by 1989, 1229; A 2003, 3279; 2015, 2833; 2019, 1688)
NV Rev Stat § 679B.510 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.510 - Definitions.

As used in NRS 679B.510 to 679B.560, inclusive, unless the context otherwise requires, the words and terms defined in NRS 679B.520, 679B.530 and 679B.540 have the meanings ascribed to them in those sections.  (Added to NRS by 1997, 1731; A 2001, 2183; 2003, 156)
NV Rev Stat § 679B.520 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.520 - "Health care plan" defined.

Health care plan means a policy, contract, certificate or agreement offered or issued by an insurer to provide, deliver, arrange for, pay for or reimburse any of the costs of health care services.  (Added to NRS by 1971, 1731)
NV Rev Stat § 679B.530 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.530 - "Insured" defined.

Insured means a person covered by a policy of health insurance issued in this state by an insurer.  (Added to NRS by 1997, 1731)
NV Rev Stat § 679B.540 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.540 - "Insurer" defined.

Insurer means any insurer or organization authorized pursuant to this title to conduct business in this state that provides or arranges for the provision of health care services, including, without limitation, an insurer that issues a policy of health insurance, an insurer that issues a policy of group health insurance, a carrier serving small employers, a fraternal benefit society, a hospital or medical service corporation, a health maintenance organization, a plan for dental care and a prepaid limited health service organization.  (Added to NRS by 1997, 1731)
NV Rev Stat § 679B.550 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.550 - Duties of Division.

The Division shall:  1. Establish a toll-free telephone service for receiving inquiries and complaints from consumers of health care in this State concerning health care plans;  2. Provide answers to inquiries of consumers of health care concerning health care plans, or refer the consumers to the appropriate agency, department or other entity that is responsible for addressing the specific type of inquiry;  3. Refer consumers of health care to the appropriate agency, department or other entity that is responsible for addressing the specific type of complaint of the consumer;  4. Provide counseling and assistance to consumers of health care concerning health care plans;  5. Educate consumers of health care concerning health care plans in this State; and  6. Take such actions as are necessary to ensure public awareness of the existence and purpose of the services provided by the Division pursuant to this section.  (Added to NRS by 1997, 1731)
NV Rev Stat § 679B.560 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.560 - Insurer required to provide information to insured.

Each insurer shall provide to each insured in a written format that clearly stands out from any surrounding text:  1. The telephone number of the toll-free telephone service which is established pursuant to NRS 679B.550; and  2. The name of the Division and its hours of operation, including, but not limited to, the hours of operation of the toll-free telephone service.  (Added to NRS by 1997, 1732)
NV Rev Stat § 679B.600 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.600 - Definitions.

As used in NRS 679B.600 to 679B.700, inclusive, unless the context otherwise requires, the words and terms defined in NRS 679B.610 and 679B.620 have the meanings ascribed to them in those sections.  (Added to NRS by 2001, 1093)
NV Rev Stat § 679B.610 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.610 - "Fraud Control Unit" defined.

Fraud Control Unit means the Fraud Control Unit for Insurance established by the Attorney General pursuant to NRS 228.412.  (Added to NRS by 2001, 1093)
NV Rev Stat § 679B.620 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.620 - "Insurance fraud" defined.

Insurance fraud has the meaning ascribed to it in NRS 686A.2815.  (Added to NRS by 2001, 1093)
NV Rev Stat § 679B.630 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.630 - Program to investigate acts or practices of fraud.

The Commissioner shall establish a program within the Division to investigate any act or practice which:  1. Violates the provisions of NRS 686A.010 to 686A.310, inclusive; or  2. Defrauds or is an attempt to defraud an insurer.  (Added to NRS by 1983, 1384; A 1991, 1616; 1993, 1899)
NV Rev Stat § 679B.640 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.640 - Commissioner required to investigate fraudulent claims for benefits.

The Commissioner, through his or her investigators, shall investigate fraudulent claims for benefits under an insurance policy.  (Added to NRS by 1983, 1385; A 1993, 2541)