reglab/housing_qa huggingface dataset:
NC Gen Stat § 58-33-60 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-60 - Countersignature and related laws.

 58-33-60. Countersignature and related laws.Subject to the retaliatory provisions of G.S. 58-33-30(i), there shall be no requirement that a licensed resident agent or broker must countersign, solicit, transact, take, accept, deliver, record, or process in any manner an application, policy, contract, or any other form of insurance on behalf of a nonresident agent or broker or an authorized insurer; or share in the payment of commissions, if any, related to such business. (1987, c. 629, s. 1.)
NC Gen Stat § 58-33-66 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-66 - Temporary licensing.

 58-33-66. Temporary licensing.(a) The Commissioner may issue a temporary insurance producer license for a period not to exceed 180 days or longer, for good cause, without requiring an examination if the Commissioner deems that the temporary license is necessary for the servicing of an insurance business in any of the following cases:(1) To the spouse or surviving spouse or court-appointed personal representative or guardian of a licensed insurance producer who dies or becomes mentally or physically disabled to allow adequate time for the transfer of the insurance business owned by the producer, for the recovery or return of the producer to the business, or for the training and licensing of new personnel to operate the producer's business.(2) To a member or employee of a business entity licensed as an insurance producer, upon the death or disability of an individual designated in the business entity application or the license.(3) To the designee of a licensed insurance producer entering active service in the Armed Forces of the United States.(4) In any other circumstance where the Commissioner deems that the public interest will be served best by the issuance of this license.(b) The Commissioner may by order limit the authority of any temporary licensee in any way deemed necessary to protect insureds and the public. The Commissioner may require the temporary licensee to have a suitable sponsor who is a licensed producer or insurer and who assumes responsibility for all acts of the temporary licensee and may impose other similar requirements designed to protect insureds and the public. The Commissioner may by order revoke a temporary license if the interest of insureds or the public are endangered. A temporary license terminates upon the transfer of the business.(c) An individual requesting a temporary license on account of death or disability of an agent or broker shall be licensed to represent only those insurers that had appointed such agent at the time of death or commencement of disability.  (2001-203, s. 20; 2011-183, s. 42.)
NC Gen Stat § 58-33-75 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-75 - Twisting with respect to insurance policies; penalties.

 58-33-75. Twisting with respect to insurance policies; penalties.No licensee shall make or issue, or cause to be issued, any written or oral statement that willfully misrepresents or willfully makes an incomplete comparison as to the terms, conditions, or benefits contained in any policy of insurance for the purpose of inducing or attempting to induce a policyholder in any way to terminate or surrender, exchange, or convert any insurance policy. Any person who violates this section is subject to the provisions of G.S. 58-2-70 and G.S. 58-33-46. (1987, c. 629, s. 1; c. 864, s. 75; 2001-203, s. 21.)
NC Gen Stat § 58-33-76 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-76 - Referral of business to repair source; prohibitions.

 58-33-76. Referral of business to repair source; prohibitions.(a) No insurance company, agent, adjuster or appraiser or any person employed to perform their service shall recommend the use of a particular service or source for the repair of property damage without clearly informing the claimant that the claimant is under no obligation to use the recommended repair service.(b) No insurance company, agent, adjuster or appraiser or any person employed to perform their service shall accept any gratuity or other form of remuneration from a repair service for recommending that repair service to a claimant. Provided, however, discounts agreed to by repair services shall not violate this section.(c) Any person who violates this section is subject to the provisions of G.S. 58-2-70 and G.S. 58-33-46. (1991, c. 386, s. 1; 1993, c. 525, s. 1; 2001-203, s. 22.)
NC Gen Stat § 58-33-80 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-80 - Discrimination forbidden.

 58-33-80. Discrimination forbidden.No agent or representative of any company doing the business of insurance as defined in G.S. 58-7-15 shall make any discrimination in favor of any person. (1987, c. 629, s. 1.)
NC Gen Stat § 58-33-82 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-82 - Commissions.

 58-33-82. Commissions.(a) An insurance company or insurance producer shall not pay a commission, service fee, or other valuable consideration to a person for selling, soliciting, or negotiating insurance in this State if that person is required to be licensed under this Article and is not so licensed.(b) A person shall not accept a commission, service fee, brokerage, or other valuable consideration for selling, soliciting, or negotiating insurance in this State if that person is required to be licensed under this Article and is not so licensed.(c) Renewal or other deferred commissions may be paid to a person for selling, soliciting, or negotiating insurance in this State if the person was required to be licensed under this Article at the time of the sale, solicitation, or negotiation and was so licensed at that time.(d) Except as provided in subsection (e) of this section, only agents who are duly licensed with appropriate company appointments, licensed brokers, licensed limited lines producers, or licensed limited representatives may accept, directly or indirectly, any commission, fee, or other valuable consideration for the sale, solicitation, or negotiation of insurance.(e) Commissions, fees, or other valuable consideration for the sale, solicitation, or negotiation of insurance may be assigned or directed to be paid in the following circumstances:(1) To a business entity by a person who is an owner, shareholder, member, partner, director, employee, or agent of that business entity.(2) To a producer in connection with renewals of insurance business originally sold by or through the licensed person or for other deferred commissions.(3) In connection with the indirect receipt of commissions in circumstances in which a license is not required under G.S. 58-33-26(n). (2001-203, s. 23; 2004-199, s. 20(e).)
NC Gen Stat § 58-33-83 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-83 - Assumed names.

 58-33-83. Assumed names.An insurance producer doing business under any name other than the producer's legal name shall notify the Commissioner before using the assumed name. (2001-203, s. 24; 2003-221, s. 13.)
NC Gen Stat § 58-33-85 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-85 - Rebates and charges in excess of premium prohibited; exceptions.

 58-33-85. Rebates and charges in excess of premium prohibited; exceptions.(a) No insurer, agent, broker or limited representative shall knowingly charge, demand or receive a premium for any policy of insurance except in accordance with the applicable filing approved by the Commissioner. No insurer, agent, broker or limited representative shall pay, allow, or give, or offer to pay, allow, or give, directly or indirectly, as an inducement to insurance, or after insurance has been effected, any rebate, discount, abatement, credit, or reduction of the premium named in a policy of insurance, or any special favor or advantage in the dividends or other benefits to accrue thereon, or any valuable consideration or inducement whatever, not specified in the policy of insurance. No insured named in a policy of insurance, nor any employee of such insured, shall knowingly receive or accept, directly or indirectly, any such rebate, discount, abatement or reduction of premium, or any special favor or advantage or valuable consideration or inducement. Nothing herein contained shall be construed as prohibiting the payment of commissions or other compensation to duly licensed agents, brokers and limited representatives, nor as prohibiting any participating insurer from distributing to its policyholders dividends, savings or the unused or unabsorbed portion of premiums and premium deposits. As used in this section the word "insurance" includes suretyship and the word "policy" includes bond.(b) No insurer, agent, broker, or limited representative shall knowingly charge to or demand or receive from an applicant for insurance any money or other consideration in return for the processing of applications or other forms or for the rendering of services associated with a contract of insurance, which money or other consideration is in addition to the premium for such contract, unless the applicant consents in writing before any services are rendered. This subsection does not apply to the charging or collection of any fees otherwise provided for by law. (1987, c. 629, s. 1; c. 864, ss. 49, 89; 1989, c. 485, s. 52; 1991, c. 720, s. 4; 2001-203, s. 25.)
NC Gen Stat § 58-33-90 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-90 - Rebate of premiums on credit life and credit accident and health insurance; retention of funds by agent.

 58-33-90. Rebate of premiums on credit life and credit accident and health insurance; retention of funds by agent.It shall be unlawful for any insurance carrier, or officer, agent or representative of an insurance company writing credit life and credit accident and health insurance, as defined in G.S. 58-58-10 and G.S. 58-51-100, or combination credit life, accident and health, hospitalization and disability insurance in connection with loans, to permit any agent or representative of such company to retain any portion of funds received for the payment of losses incurred, or to be incurred, under such policies of insurance issued by such company, or to pay, allow, permit, give or offer to pay, allow, permit or give, directly, or indirectly, as an inducement to insurance, or after insurance has been effected, any rebate, discount, abatement, credit or reduction of the premium, to any loan agency, insurance agency or broker, or to any creditor of the debtor on whose account the insurance was issued, or to any person, firm or corporation which received a commission or fee in connection with the issuance of such insurance: Provided, that this section shall not prohibit the payment of commissions to a licensed insurance agent or agency or limited representative on the sale of a policy of credit life and credit accident and health insurance, or combination credit life, accident and health, hospitalization and disability insurance in connection with loans.It shall be unlawful for any agent, agency, broker, limited representative, or insured named in any such policy, or for any loan agency or broker, or any agent, officer or employee of any loan agency or broker to receive or accept, directly or indirectly, any such rebate, discount, abatement, credit or reduction of the premium as set out in this section. (1987, c. 629, s. 1.)
NC Gen Stat § 58-33-95 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-95 - Agents personally liable; representing unlicensed company prohibited; penalty.

 58-33-95. Agents personally liable; representing unlicensed company prohibited; penalty.(a) Any person or entity who solicits, negotiates, or sells insurance or acts as a third-party administrator in this State for an unauthorized insurer:(1) Is the representative of that insurer and shall be strictly liable for any losses or unpaid claims if an unauthorized insurer fails to pay in full or in part any claim or loss within the provisions of any insurance contract sold, directly or indirectly, by or through that person or entity on behalf of the unauthorized insurer. The liability imposed by this subsection shall be joint and several if more than one person violates this section.(2) Shall be guilty of a Class 1 misdemeanor if the person or entity does not know that the insurer is an unauthorized insurer. Each solicitation, negotiation, or sale shall constitute a separate offense.(3) Shall be guilty of a Class H felony if the person or entity knew or should have known that the insurer is an unauthorized insurer. Each solicitation, negotiation, or sale shall constitute a separate offense.(b) A civil action may be filed or a license revocation proceeding may be initiated under this section regardless of whether a criminal action is brought or a criminal conviction is obtained for the act alleged in the civil action or revocation proceeding.(c) For the purposes of this section, the status of an entity or person as an "unauthorized insurer" shall be determined in accordance with Article 28 of this Chapter and, if applicable, Article 49 of this Chapter.(d) As used in this section, "third-party administrator" means a person who performs administrative functions, including claims administration and payment, marketing, premium accounting, premium billing, coverage verification, underwriting authority, or certificate issuance in regard to any kind of insurance; but does not include the persons specified in G.S. 58-56-2(5)a. through (5)l. (1987, c. 629, s. 1; 1993, c. 539, s. 457; 1994, Ex. Sess., c. 24, s. 14(c); 2004-166, s. 1; 2006-105, s. 2.8; 2007-305, s. 5.)
NC Gen Stat § 58-33-100 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-100 - Payment of premium to agent valid; obtaining by fraud a crime.

 58-33-100. Payment of premium to agent valid; obtaining by fraud a crime.(a) Any agent, broker or limited representative who acts for a person other than himself negotiating a contract of insurance is, for the purpose of receiving the premium therefor, the company's agent, whatever conditions or stipulations may be contained in the policy or contract. This subsection does not apply to the Insurance Underwriting Association established under Article 45 of this Chapter or the Joint Underwriting Association established under Article 46 of this Chapter.(b) Any agent, broker or limited representative knowingly procuring by fraudulent representations payment, or the obligation for the payment, of a premium of insurance, shall be guilty of a Class 1 misdemeanor. (1987, c. 629, s. 1; 1993, c. 539, s. 458; 1994, Ex. Sess., c. 24, s. 14(c); 1997-498, s. 4.)
NC Gen Stat § 58-33-105 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-105 - False statements in applications for insurance.

 58-33-105. False statements in applications for insurance.If any agent, examining physician, applicant, or other person shall knowingly or willfully make any false or fraudulent statement or representation in or with reference to any application for insurance, or shall make any such statement for the purpose of obtaining any fee, commission, money or benefit from any company engaged in the business of insurance in this State, he shall be guilty of a Class 1 misdemeanor. This section shall also apply to contracts and certificates issued under Articles 65 through 67 of this Chapter. (1987, c. 629, s. 1; 1993, c. 539, s. 459; 1994, Ex. Sess., c. 24, s. 14(c).)
NC Gen Stat § 58-33-110 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-110 - Agents signing certain blank policies.

 58-33-110. Agents signing certain blank policies.Any agent or limited representative who signs any blank contract or policy of insurance is guilty of a Class 3 misdemeanor and, upon conviction, shall be punished only by a fine of not less than one thousand dollars ($1,000) nor more than five thousand dollars ($5,000); provided, however, that transportation ticket policies of accident insurance and baggage insurance policies may be countersigned in blank for issuance only through coin-operated machines, subject to regulations prescribed by the Commissioner. (1987, c. 629, s. 1; 1993, c. 539, s. 460; 1994, Ex. Sess., c. 24, s. 14(c).)
NC Gen Stat § 58-33-115 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-115 - Adjuster acting for unauthorized company.

 58-33-115. Adjuster acting for unauthorized company.If any person shall act as adjuster on a contract made otherwise than as authorized by the laws of this State, or by any insurance company or other person not regularly licensed to do business in this State, or shall adjust or aid in the adjustment, either directly or indirectly, of a claim arising under a contract of insurance not authorized by the laws of the State, he shall be deemed guilty of a Class 1 misdemeanor. (1987, c. 629, s. 1; 1993, c. 539, s. 461; 1994, Ex. Sess., c. 24, s. 14(c).)
NC Gen Stat § 58-33-120 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-120 - Agent, adjuster, etc., acting without a license or violating insurance law.

 58-33-120. Agent, adjuster, etc., acting without a license or violating insurance law.If any person shall assume to act either as principal, agent, broker, limited representative, adjuster or motor vehicle damage appraiser without license as is required by law or pretending to be a principal, agent, broker, limited representative, adjuster or licensed motor vehicle damage appraiser, shall solicit, examine or inspect any risk, or shall examine into, adjust, or aid in adjusting any loss, investigate or advise relative to the nature and amount of damages to motor vehicles or the amount necessary to effect repairs thereto, or shall receive, collect, or transmit any premium of insurance, or shall do any other act in the soliciting, making or executing any contract of insurance of any kind otherwise than the law permits, or as principal or agent shall violate any provision of law contained in Articles 1 through 64 of this Chapter, the punishment for which is not elsewhere provided for, he shall be deemed guilty of a Class 1 misdemeanor. (1987, c. 629, s. 1; 1987 (Reg. Sess., 1988), c. 975, s. 11; 1993, c. 539, s. 462; 1994, Ex. Sess., c. 24, s. 14(c).)
NC Gen Stat § 58-33-132 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-132 - Qualifications of instructors.

 58-33-132. Qualifications of instructors.(a) The Commissioner may adopt rules to establish requisite qualifications for and issuance, renewal, summary suspension, and termination of provider, presenter, and instructor authority for prelicensing and continuing insurance education courses. During any suspension, the instructor shall not engage in any instruction of prelicensing or continuing insurance education courses prior to an administrative review. No person shall provide, present, or instruct any course unless that person has been qualified and possesses a license from the Commissioner or administrator.(b) The Commissioner or administrator may summarily suspend or terminate the authority of an instructor, course provider, or presenter if the course presentation:(1) Is determined to be inaccurate; or(2) Receives an evaluation of poor from any Department monitor and a majority of attendees responding to Department questionnaires about the presentation. (1995, c. 517, s. 17; 1999-132, s. 9.1; 2007-507, s. 9.)
NC Gen Stat § 58-33-133 (2021)
2021 North Carolina General Statutes|Chapter 58 - Insurance|Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.|§ 58-33-133 - Continuing education course provider fees.

 58-33-133. Continuing education course provider fees.(a) Each course provider shall pay to the Commissioner a fee of one dollar ($1.00) per approved credit hour per individual who successfully completes a course under G.S. 58-33-130.(b) At the time a course provider submits an application to the Commissioner for approval of a course under G.S. 58-33-130, the provider shall pay to the Commissioner a filing fee of one hundred dollars ($100.00) per course up to a two thousand five hundred dollars ($2,500) per calendar year maximum.(b1) Licensees who are required to comply with G.S. 58-33-130 shall pay to the Commissioner a fee of one dollar ($1.00) per credit hour earned. These fees also apply to national designation courses and other courses approved by the Commissioner from other State or federal programs.(c) Fees collected by the Commissioner under this section and under G.S. 58-33-130 shall be credited to the Insurance Regulatory Fund created under G.S. 58-6-25 for the purpose of offsetting the cost of administering the program authorized by G.S. 58-33-130. (2002-144, s. 2; 2003-221, s. 5; 2003-284, s. 22.2; 2004-124, s. 21.1; 2007-507, s. 10.)