reglab/housing_qa huggingface dataset:
36 OK Stat § 36-6208 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6208. Examination - Exemptions.

|A. Each applicant for a license as an adjuster shall, prior to issuance of said license, personally take and pass, to the satisfaction of the Commissioner, an examination approved by the Commissioner as a test of the qualifications and competency of the applicant. |B. The requirement of an examination shall not apply to the following:1. An applicant who is licensed as an adjuster in this state during the ninety-day period preceding November 1, 1983; or2. A nonresident applicant who has passed an examination in the home state of the applicant and who is currently licensed and in good standing in the applicant’s home state; or3. Any applicant for a license covering the same class or classes of insurance for which the applicant was licensed in this state pursuant to a similar license during the twelve-month period immediately preceding the date of application, unless said previous license was revoked or suspended, or continuation of the license was refused by the Commissioner; or4. An applicant for a resident license who has passed an examination in the former home state and who is licensed and in good standing in the former home state at the time the application is submitted. The applicant shall make application to become a resident adjuster within ninety (90) days after establishing legal residence in Oklahoma.Added by Laws 1973, c. 178, § 8. Amended by Laws 1981, c. 230, § 5, emerg. eff. June 22, 1981; Laws 1983, c. 129, § 7, eff. Nov. 1, 1983; Laws 1985, c. 258, § 7, eff. Nov. 1, 1985; Laws 2007, c. 125, § 26, eff. July 1, 2007; Laws 2009, c. 176, § 44, eff. Nov. 1, 2009; Laws 2011, c. 242, § 7 and Laws 2011, c. 293, § 7, eff. June 20, 2011.NOTE: Laws 2011, c. 242, § 7 and Laws 2011, c. 293, § 7 made identical changes to this section.
36 OK Stat § 36-6209 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6209. Scope of examination - Classes of insurance - Study manual.

|A. Each examination for a license as an adjuster shall be prescribed by the Commissioner and shall be of sufficient scope to reasonably test the knowledge of the applicant as to the kinds of insurance contracts which may be dealt with in accordance with the license applied for, the duties and responsibilities of insurers pursuant to said contracts and pursuant to the laws of this state applicable to the adjusting claims of losses in accordance with the license applied for. |B. An applicant for a license as an adjuster may qualify in any one of the following classes of insurance or combinations thereof, and the license when issued may be limited to cover adjusting in any one of the following classes of insurance or combinations thereof. The application for a license shall specify which of the following classes of business the application and license are to cover:1. Property, including but not limited to marine, inland marine, aircraft and damages to all land motor vehicles and trailers whether or not covered by first party physical damage coverages or property damage liability coverages; or2. Casualty, meaning all lines of liability insurance coverages for bodily injuries, personal injury, and property damages; or3. Workers’ compensation; or4. Crime and fidelity bonds; or5. Crop/hail; or6. Multi-peril crop.C. The Commissioner shall prepare and make available to applicants a manual of instructions stating in general terms the subjects which may be covered in any examination for a license as an adjuster. The Commissioner may charge a reasonable amount not to exceed Forty Dollars ($40.00) for the study manual.Added by Laws 1973, c. 178, § 9. Amended by Laws 1983, c. 129, § 8, eff. Nov. 1, 1983; Laws 2009, c. 176, § 45, eff. Nov. 1, 2009; Laws 2011, c. 242, § 8 and Laws 2011, c. 293, § 8, eff. June 20, 2011.NOTE: Laws 2011, c. 242, § 8 and Laws 2011, c. 293, § 8 made identical changes to this section.
36 OK Stat § 36-6210 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6210. Supervision of examination - Time and place - Waiting period.

|A. The answers of the applicant to any examination for licensing as an adjuster shall be written by the applicant under supervision of the Insurance Commissioner or an administrator approved by the Insurance Commissioner. |B. Examination for licensing shall be at such reasonable times and places as are designated by the Insurance Commissioner.C. An applicant who has failed to pass the first two examinations for the license applied for shall not be permitted to take a subsequent examination until the expiration of thirty (30) days after the last examination. Examination fees for subsequent examinations shall not be waived.Added by Laws 1973, c. 178, § 10. Amended by Laws 1983, c. 129, § 9, eff. Nov. 1, 1983; Laws 1996, c. 246, § 15, eff. July 1, 1996; Laws 2007, c. 125, § 27, eff. July 1, 2007; Laws 2008, c. 184, § 24, eff. July 1, 2008; Laws 2009, c. 176, § 46, eff. Nov. 1, 2009; Laws 2011, c. 242, § 9 and Laws 2011, c. 293, § 9, eff. June 20, 2011.NOTE: Laws 2011, c. 242, § 9 and Laws 2011, c. 293, § 9 made identical changes to this section.
36 OK Stat § 36-6211 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6211. Form of license - Contents.

|The license of an adjuster shall be in a form prescribed by the Insurance Commissioner. The license shall contain: |1. The name and mailing address of the adjuster;2. Indication as to whether the adjuster is licensed as an insurance adjuster or as a public adjuster;3. The date of issuance and the date of expiration of the license;4. The classes of business the license is to cover; and5. Other information which the Commissioner deems necessary.Added by Laws 1973, c. 178, § 11. Amended by Laws 1983, c. 129, § 10, eff. Nov. 1, 1983; Laws 1996, c. 246, § 16, eff. July 1, 1996.
36 OK Stat § 36-6212 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6212. Fees - Notification of change of name, address, or e-mail address.

|A. The Insurance Commissioner or an administrator approved by the Insurance Commissioner shall collect a fee of Twenty Dollars ($20.00) for an examination for an adjuster's license in any of the following single classes of business. The fee for any examination which includes two or more classes of business shall not exceed Forty Dollars ($40.00). The classes of business are: |1. Motor vehicle physical damage;2. Fire and allied lines (property);3. Casualty;4. Workers' compensation;5. Crime and fidelity bonds; and6. Crop/hail.B. The Commissioner shall collect the following fees for an adjuster's license:1. For a license in any single class of business, every two (2) years, Thirty Dollars ($30.00);2. For a license in any combination of two or more classes of business, every two years, Fifty Dollars ($50.00);3. Public adjuster, every two years, Thirty Dollars ($30.00);4. Emergency adjuster, as provided for in Section 6218 of this title, each year, Fifteen Dollars ($15.00); and5. Apprentice adjuster, as provided for in Section 6204.1 of this title, Twenty Dollars ($20.00).C. The fees prescribed in this section shall accompany the application for an original license or a renewal of a license.D. The fee for the original license or renewal license shall be collected in advance of issuance. Late application for renewal shall require a fee of double the amount of the original license fee.E. The Commissioner may issue a duplicate license for any lost, stolen, or destroyed license issued pursuant to the provisions of the Insurance Adjusters Licensing Act if an affidavit is submitted by the licensee to the Commissioner concerning the facts of such loss, theft, or destruction. The affidavit shall be in a form prescribed by the Commissioner. The fee for a duplicate license shall be one-half (1/2) the fee of the license.F. Licensees shall inform by any means acceptable to the Commissioner of a change of legal name, address or e-mail address within thirty (30) days of the change to permit the Commissioner to give proper notice to licensees. A change in legal name or address submitted more than thirty (30) days after the change shall include an administrative fee of Fifty Dollars ($50.00). Failure to provide acceptable notification of a change of legal name or address to the Commissioner within forty-five (45) days of the date the administrative fee is assessed shall result in penalties pursuant to subsection B of Section 6220 of this title.Added by Laws 1973, c. 178, § 12. Amended by Laws 1981, c. 230, § 6, emerg. eff. June 22, 1981; Laws 1983, c. 129, § 11, eff. Nov. 1, 1983; Laws 1985, c. 258, § 8, eff. Nov. 1, 1985; Laws 1996, c. 246, § 17, eff. July 1, 1996; Laws 2000, c. 353, § 45, eff. Nov. 1, 2000; Laws 2009, c. 176, § 47, eff. Nov. 1, 2009; Laws 2011, c. 278, § 33, eff. Nov. 1, 2011.
36 OK Stat § 36-6214 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6214. Bond of public adjuster.

|A. Prior to the issuance of a license as a public adjuster or any renewal of the license, the applicant shall file with the Commissioner a surety bond in favor of the people of the State of Oklahoma, executed by a surety company authorized to do business in the state, in the amount of Twenty-five Thousand Dollars ($25,000.00). The total aggregate liability on the bond may be limited to the payment of Twenty-five Thousand Dollars ($25,000.00). The bond shall be conditioned on the accounting by the adjuster to any insured whose claim the adjuster is handling for monies or any other settlement received in connection with the claim. |B. Any bond shall remain in force concurrently with the license or until the surety is released from liability by the Commissioner, or until canceled by the surety. Without prejudice to any liability accrued prior to the cancellation, the surety may cancel a bond upon thirty (30) days' advance notice in writing filed with the Commissioner.C. Effective December 1, 1983, such bond shall be required of all public adjusters.Added by Laws 1973, c. 178, § 14. Amended by Laws 1983, c. 129, § 13, eff. Nov. 1, 1983; Laws 2015, c. 297, § 2, eff. Nov. 1, 2015.
36 OK Stat § 36-6215 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6215. Place of business.

|Every licensed adjuster residing in this state shall have and maintain in this state a place of business accessible to the public. Said place of business shall be located where the adjuster principally conducts transactions in accordance with his or her license. |Added by Laws 1973, c. 178, § 15. Amended by Laws 1983, c. 129, § 14, eff. Nov. 1, 1983; Laws 1996, c. 246, § 18, eff. July 1, 1996; Laws 2007, c. 125, § 28, eff. July 1, 2007.
36 OK Stat § 36-6216 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6216. Powers of adjuster; Current license required for claim referral.

|A. An adjuster shall have authority in accordance with his license only to investigate or report to his principal upon claims on behalf of insurers if the adjuster is licensed as an insurance adjuster, or on behalf of insured if licensed as a public adjuster. This limitation of powers shall not prohibit the insurer or insured from granting additional powers to the adjuster. |B. An insurer shall not knowingly refer any claim of loss for adjustment in this state to any person purporting to be or acting as an adjuster unless such a person is currently licensed as an adjuster as required by the provisions of the Insurance Adjusters Licensing Act.C. Prior to referring any claim of loss to an adjuster, the insurer shall ascertain whether or not the adjuster is currently licensed pursuant to the provisions of the Insurance Adjusters Licensing Act. Having once ascertained that an adjuster is licensed, the insurer may assume that the adjuster shall continue to be licensed until the insurer has knowledge or has received information to the contrary.Amended by Laws 1983, c. 129, § 15, eff. Nov. 1, 1983; Laws 1985, c. 258, § 9, eff. Nov. 1, 1985.
36 OK Stat § 36-6216.1 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6216.1. Payment of claim to public adjuster - Insured as joint payee.

|No insurance company authorized to transact insurance in this state shall make payment of any insurance claim, or any portion of a claim, to a public adjuster on account of services rendered by a public adjuster to an insured unless the name of the insured is added as a joint payee on any claim check, draft or electronic payment. The payment, whether by check, draft, electronic payment or otherwise, shall be sent to the address or electronic mail address designated by the insured. |Added by Laws 1993, c. 248, § 5, eff. Sept. 1, 1993. Amended by Laws 2021, c. 478, § 31, emerg. eff. May 12, 2021.
36 OK Stat § 36-6218 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6218. Catastrophes.

|A. In the event of a catastrophe, the Insurance Commission may declare an emergency to exist, and in the event of such a declaration, the Commissioner may issue a license as an emergency adjuster to any resident or nonresident applicant. Such declaration of emergency may be made per zip code or on a county-by-county basis, or any combination thereof. An individual licensed as an emergency adjuster pursuant to this section may only adjust claims related to the catastrophe. The applicant shall not have to be a licensed adjuster. An applicant for this license shall be certified in the manner prescribed by the Commissioner by an adjuster licensed in this state or by an insurer who maintains an office in this state and is licensed to do business in this state. A licensed adjuster or insurer who certifies an applicant for this license shall be responsible for any losses caused by the applicant or for any improper claim handling practices committed by the applicant. The employer of this applicant shall certify the application for license as an emergency adjuster to the Commissioner within five (5) days after the applicant begins working as an emergency adjuster for the employer. The license as an emergency adjuster shall remain in force for not more than ninety (90) days from the date the Commissioner issues an emergency declaration order. The emergency declaration order may be extended an additional ninety (90) days at the Commissioner's discretion. An emergency adjuster may only adjust claims resulting from the particular catastrophe for which the emergency declaration order is issued. |B. The Commissioner may suspend or revoke the right of any person acting as an adjuster or an emergency adjuster in this state pursuant to the authority derived from the provisions of the Insurance Adjusters Licensing Act to continue to adjust claims in this state after a hearing on the suspension or revocation if the Commissioner finds that said person has engaged in any of the practices forbidden to a licensed adjuster. Notice of the hearing on said suspension or revocation shall be given personally or shall be sent by mail to the address stated in the registration. A duplicate copy of the notice shall be given to the insurer.C. No public adjuster shall charge, agree to or accept as compensation or reimbursement any payment, commission, fee or other thing of value equal to more than ten percent (10%) of the amount of the insurance settlement claim paid by the insurer on any claim resulting from a catastrophe declared by the Commissioner to be an emergency pursuant to subsection A of this section. The provisions of this subsection shall not apply to a public adjuster providing public adjuster services on behalf of a for-profit commercial entity.Added by Laws 1973, c. 178, § 18. Amended by Laws 1983, c. 129, § 17, eff. Nov. 1, 1983; Laws 1997, c. 418, § 114, eff. Nov. 1, 1997; Laws 2015, c. 297, § 4, eff. Nov. 1, 2015.
36 OK Stat § 36-6219 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6219. Initial license; grounds for refusal.

|The Commissioner may refuse to issue an initial license for any of the causes set out in Section 6220 of this title, failure to pass the required examination, or prior revocation of an adjuster's license in this state or in any other state. |Amended by Laws 1983, c. 129, § 18, eff. Nov. 1, 1983.
36 OK Stat § 36-6220.1 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6220.1. Prohibition on pecuniary interest in construction businesses - Penalties - Exceptions.

|A. No adjuster may, directly or indirectly, own or have a pecuniary interest in any business entity which provides construction or reconstruction related services on behalf of an insurance claimant or insured for which the adjuster is providing services, nor may the adjuster, directly or indirectly, own or have a pecuniary interest in any other business entity which furnishes any supplies, material, services, or equipment purchased by or on behalf of the claimant or insured in settlement of the claim, other than usual and customary supplies, materials, services, or equipment utilized in the adjusting process. |B. Any person who violates the provisions of this section shall be subject to disciplinary action or a civil fine, or both, as set forth in Section 6220 of this title.C. This section shall not apply to an adjuster providing services on a claim which is located in a municipality having a population of less than six thousand (6,000) persons; provided, however, the adjuster shall give written disclosure of the potential conflict of interest to both the insured and insurer prior to the performance of any adjuster services.D. The restrictions set forth in subsection A of this section shall apply regardless of whether the person or entity has obtained power of attorney from an insurance claimant or has entered into any other agreement with an insurance claimant to act on the behalf of the claimant.Added by Laws 1995, c. 243, § 1, eff. Nov. 1, 1995. Amended by Laws 2015, c. 297, § 6, eff. Nov. 1, 2015; Laws 2019, c. 294, § 11, eff. Nov. 1, 2019.
36 OK Stat § 36-6222 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6222. Report of administration actions against adjusters.

|A. An adjuster shall report to the Insurance Commissioner any administrative action taken against the adjuster in another jurisdiction or by another governmental agency in this state within thirty (30) days of the final disposition of the matter. This report shall include a copy of the order, consent to order or other relevant legal documents. |B. Within thirty (30) days of the initial pretrial hearing date, an adjuster shall report to the Insurance Commissioner any criminal prosecution of the adjuster taken in any jurisdiction. The report shall include a copy of the initial complaint filed, the order resulting from the hearing and any other relevant legal documents.Added by Laws 2012, c. 44, § 15, eff. Nov. 1, 2012.
36 OK Stat § 36-6301 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6301. Short title.

|This act shall be known and may be cited as the "Arson and Theft Reporting Immunity Act". |Laws 1979, c. 147, § 1; Laws 1993, c. 223, § 1, eff. Sept. 1, 1993.
36 OK Stat § 36-6302 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6302. Definitions.

|As used in this act: |1. Authorized agencies include:a.the State Fire Marshal and the marshal or head of any county or local fire or theft investigatory agency,b.the Director of the State Bureau of Investigation,c.the district attorney in the county where the fire or theft occurred, andd.for the purposes of subsection A of Section 6303 of this title, the Federal Bureau of Investigation, the United States Attorney or any other federal agency authorized or charged with investigation or prosecution with respect to a fire or theft;2. Relevant information means any information having a tendency to make the existence of any fact that is of consequence to the investigation or determination of the issue more probable or less probable than it would be without the information; and3. Action includes the failure to take action.Added by Laws 1979, c. 147, § 2. Amended by Laws 1993, c. 223, § 2, eff. Sept. 1, 1993; Laws 1999, c. 333, § 5, eff. July 1, 1999.
36 OK Stat § 36-6303 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6303. Release of relevant information - Information included.

|A. Any authorized agency may by written request require an insurance company to release to the authorized agency any relevant information or evidence which the company may have in its possession, relating to a fire or theft loss under investigation by such agency. Relevant information includes, but is not limited to: |1. Information with regard to the policy covering a fire or theft loss under investigation and any application for such policy;2. Records of policy premium payments;3. The limits of coverage under the policy;4. History of previous claims made by the insured; and5. Any material or evidence relating to the investigation of the loss, including statements of any person or proof of loss.B. When an insurance company has reason to believe that a fire loss in which it has an interest may be of other than accidental cause, the company shall in writing notify an authorized agency and provide it with all information, documents and evidence relating to the company's inquiry into the fire loss, for the purpose of having such fire loss investigated.C. An authorized agency provided with information pursuant to subsections A or B of this section may release or provide such information to any other authorized agency.D. Any insurance company providing information to an authorized agency pursuant to this act shall have the right to request from the authorized agency additional information relating to the fire or theft loss. The authorized agency may release the requested information, but the release of the information is not mandatory. Provided that the insured shall be notified of any information provided pursuant to this act. Such notice shall include the name and address of the entity to whom information is provided, as well as copies of all information so provided if such copies are requested by the insured.Laws 1979, c. 147, § 3; Laws 1993, c. 223, § 3, eff. Sept. 1, 1993.
36 OK Stat § 36-6304 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6304. Immunity.

|Any insurance company or person acting in its behalf, or any authorized agency who, in good faith and without actual malice toward the insured, releases oral or written information pursuant to this act shall be immune from any liability arising out of a civil action or penalty resulting from a criminal prosecution with respect to the release of such information. |Laws 1979, c. 147, § 4.
36 OK Stat § 36-6305 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6305. Confidentiality of information - Witnesses.

|A. Any authorized agency or insurance company who receives any information furnished pursuant to this act shall hold the information in confidence until such time as its release is required by law, or required pursuant to a criminal or civil proceeding. |B. The agents or employees of any authorized agency who have participated in the investigation of a fire loss may be required to testify in any litigation with respect to such fire loss in which an insurance company is named as a party.Laws 1979, c. 147, § 5.
36 OK Stat § 36-6306 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6306. Violations - Penalties.

|Any insurer who intentionally or knowingly refuses to release, provide or hold in confidence any information required by this act to be released, provided, or held in confidence is guilty of a misdemeanor, and upon conviction shall be punished by a fine not to exceed One Thousand Dollars ($1,000.00). |Laws 1979, c. 147, § 6.
36 OK Stat § 36-6401 (2021)
2021 Oklahoma Statutes|Title 36. Insurance|§36-6401. Insurance coverage to be provided for certain persons.

|As a condition of doing business in the State of Oklahoma, any insurer duly licensed in Oklahoma and who, on the effective date of this act, is writing custom harvesting insurance in any state in the United States or who has written such insurance in the State of Oklahoma within the past three (3) years shall provide such insurance to those custom harvesters who are unable to procure such insurance in the open or excess insurance market. |Added by Laws 1986, c. 181, § 1, emerg. eff. May 15, 1986.