reglab/housing_qa huggingface dataset:
IA Code § 537A.4 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 537A - CONTRACTS|Section 537A.4 - Gaming contracts void — exceptions.

537A.4 Gaming contracts void — exceptions.   1. All promises, agreements, notes, bills, bonds, or other contracts, mortgages or other securities, when the whole or any part of the consideration thereof is for money or other valuable thing won or lost, laid, staked, or bet, at or upon any game of any kind or on any wager, are absolutely void and of no effect.   2. This section does not apply to a contract for the operation of or for the sale or rental of equipment for games of skill or games of chance, if both the contract and the games are in compliance with chapter 99B. This section does not apply to wagering under the pari-mutuel method of wagering authorized by chapter 99D. This section does not apply to the sale, purchase, or redemption of a ticket or share in the state lottery in compliance with chapter 99G. This section does not apply to wagering authorized by chapter 99F. This section does not apply to the sale, purchase, or redemption of any ticket or similar gambling device legally purchased in Indian lands within this state.  [C51, §2724; R60, §4366; C73, §4029; C97, §4965; C24, 27, 31, 35, 39, §9442; C46, 50, 54, 58, 62, 66, 71, 73, §537.4; C75, 77, 79, 81, §537A.4]  83 Acts, ch 187, §32; 85 Acts, ch 33, §123; 86 Acts, ch 1125, §4; 88 Acts, ch 1136, §1; 89 Acts, ch 231, §34; 92 Acts, ch 1203, §19; 2003 Acts, ch 178, §115, 121; 2003 Acts, ch 179, §142; 2008 Acts, ch 1031, §58
IA Code § 537A.5 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 537A - CONTRACTS|Section 537A.5 - Indemnity agreements — construction contracts.

537A.5 Indemnity agreements — construction contracts.   1. As used in this section, “construction contract” means an agreement relating to the construction, alteration, improvement, development, demolition, excavation, rehabilitation, maintenance, or repair of buildings, water or sewage treatment plants, power plants, or any other improvements to real property in this state, including shafts, wells, and structures, whether on ground, above ground, or underground, and includes agreements for architectural services, design services, engineering services, construction services, construction management services, development services, maintenance services, material purchases, equipment rental, and labor. “Construction contract” includes all public, private, foreign, or domestic agreements as described in this subsection other than such public agreements relating to highways, roads, and streets.   2. Except as excluded under subsection 3, a provision in a construction contract that requires one party to the construction contract to indemnify, hold harmless, or defend any other party to the construction contract, including the indemnitee’s employees, consultants, agents, or others for whom the indemnitee is responsible, against liability, claims, damages, losses, or expenses, including attorney fees, to the extent caused by or resulting from the negligent act or omission of the indemnitee or of the indemnitee’s employees, consultants, agents, or others for whom the indemnitee is responsible, is void and unenforceable as contrary to public policy.   3. This section does not apply to the indemnification of a surety by a principal on any surety bond, an insurer’s obligation to its insureds under any insurance policy or agreement, a borrower’s obligations to its lender, or any obligation of strict liability otherwise imposed by law.  2011 Acts, ch 33, §1; 2011 Acts, ch 131, §99, 158
IA Code § 537A.6 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 537A - CONTRACTS|Section 537A.6 - In-state construction contracts — Iowa law to govern.

537A.6 In-state construction contracts — Iowa law to govern.   1. As used in this section, “in-state construction contract” means a public, private, foreign, or domestic agreement relating to construction, alteration, repair, or maintenance of any real property in this state and includes agreements for architectural services, demolition, design services, development, engineering services, excavation, or any other improvement to real property in this state, including buildings, shafts, wells, and structures, whether on, above, or under real property in this state. “In-state construction contract” does not include any agreement between this state and any other state.   2. A provision of an in-state construction contract is void and unenforceable as contrary to public policy if the provision does any of the following:   a. Makes the in-state construction contract subject to the laws of another state.   b. Requires any litigation, mediation, arbitration, or other dispute resolution proceeding arising from the in-state construction contract to be conducted in another state.   3. The laws of this state shall apply to every in-state construction contract.   4. Any litigation, mediation, arbitration, or other dispute resolution proceeding arising from or relating to an in-state construction contract shall be conducted in this state.  2013 Acts, ch 87, §1, 2
IA Code § 537B.1 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 537B - MOTOR VEHICLE SERVICE TRADE PRACTICES|Section 537B.1 - Title.

537B.1 Title.   This chapter is entitled the “Motor Vehicle Service Trade Practices Act”.  90 Acts, ch 1010, §1
IA Code § 537B.2 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 537B - MOTOR VEHICLE SERVICE TRADE PRACTICES|Section 537B.2 - Definitions.

537B.2 Definitions.   As used in this chapter, unless the context otherwise requires:   1. “Consumer” means a person contracting for, or intending to contract for, repairs or service upon a motor vehicle used primarily for farm or personal use.   2. “Motor vehicle” means a motor vehicle as defined in section 321.1 which is subject to registration. However, “motor vehicle” does not include a motor vehicle, as defined in section 321.1, with a gross vehicle weight rating of more than twelve thousand pounds.   3. “Supplier” means a person offering to contract for repairs or service upon a motor vehicle. Supplier includes an employee or other representative of the supplier.  90 Acts, ch 1010, §2; 90 Acts, ch 1145, §13; 98 Acts, ch 1100, §75  Referred to in §577.3
IA Code § 537B.3 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 537B - MOTOR VEHICLE SERVICE TRADE PRACTICES|Section 537B.3 - Required trade practices.

537B.3 Required trade practices.   1. If a consumer authorizes, in writing, repairs or service upon a motor vehicle prior to the commencement of the repairs or service, a conspicuous disclosure in substantially the following language shall appear on the authorization form or on a separate form provided to the consumer at the time of the authorization.  ESTIMATE   You have the right to a written or oral estimate if the expected cost of repairs or service will be more than fifty dollars. Your bill will not be higher than the estimate by more than ten percent unless you approve a higher amount before repairs are finished. Initial your choice:  ................................ Written estimate.  ................................ Oral estimate.  ................................ No estimate.  ................................ Call me if repairs and service will be more than $.........................   2. a. The form described in subsection 1, shall at minimum contain the following information:   (1) The date.   (2) The supplier’s name.   (3) The consumer’s name and telephone number.   (4) The reasonably anticipated completion date.   b. If a written estimate is requested, the supplier may write the written estimate on the authorization form or on another form. If the nature of repairs or service is unknown at the time that the estimate is given, the supplier may state an hourly labor charge for the work. If the consumer so requests, a copy of the written estimate shall be provided to the consumer prior to the commencement of any repairs or service.   3. If a consumer orally authorizes repairs or service upon a motor vehicle prior to the commencement of the repairs or service, the supplier shall inform the consumer of the right to receive a written or oral estimate. The supplier shall note the consumer’s response on the form described in subsections 1 and 2. If the consumer requests an estimate, the supplier shall provide the estimate to the consumer prior to commencing the repairs or service.  90 Acts, ch 1010, §3; 2012 Acts, ch 1023, §157  Referred to in §537B.6
IA Code § 537B.4 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 537B - MOTOR VEHICLE SERVICE TRADE PRACTICES|Section 537B.4 - Aftermarket parts.

537B.4 Aftermarket parts.   1. As used in this section:   a. “Aftermarket crash part” means a replacement for any of the nonmechanical sheet metal or plastic parts which generally constitute the exterior of a motor vehicle, including inner and outer panels, which replacement is not manufactured or marketed by the original equipment manufacturer of the motor vehicle. Aftermarket crash part does not include replacement glass for the windows, windshield, or backlight of the motor vehicle.   b. “Motor vehicle” means a motor vehicle as defined in section 321.1 which is subject to registration.   c. “Repair facility” means a motor vehicle dealer, garage, body shop, or other person, which undertakes the repair or replacement of those parts of a motor vehicle that generally constitute the exterior of a motor vehicle for a fee.   2. A repair facility shall not use aftermarket crash parts in the repair of a customer’s motor vehicle without disclosing the proposed use of such parts in the estimate of repairs given to the customer prior to the repair of the motor vehicle. The estimate shall be in writing and shall clearly identify each part proposed to be used which is an aftermarket crash part. The following information shall appear in ten point type, or larger, on or attached to the estimate:   This estimate has been prepared based on the use of aftermarket crash parts supplied by a source other than the manufacturer of your motor vehicle. Any warranties applicable to these replacement parts are provided by the manufacturer or distributor of these parts rather than the manufacturer of your vehicle.   3. An aftermarket crash part supplied for use in this state after January 1, 1991, shall have affixed or inscribed upon the part the logo or name of its manufacturer. A repair facility installing an aftermarket crash part on a motor vehicle shall install the part so that the manufacturer’s logo or name is visible upon inspection after installation whenever practicable.   4. It is a deceptive act or practice for a repair facility or manufacturer or distributor of aftermarket crash parts to fail to comply with the requirements of this section.  90 Acts, ch 1010, §4; 90 Acts, ch 1145, §14  Referred to in §714.16
IA Code § 538.1 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 538 - TENDER OF PAYMENT AND PERFORMANCE|Section 538.1 - Demand required.

538.1 Demand required.   No cause of action shall accrue upon a contract for labor or the payment or delivery of property other than money, where the time of performance is not fixed, until a demand of performance has been made upon the maker and refused, or a reasonable time for performance thereafter allowed.  [C51, §959; R60, §1806; C73, §2097; C97, §3056; C24, 27, 31, 35, 39, §9443; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §538.1]
IA Code § 538.2 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 538 - TENDER OF PAYMENT AND PERFORMANCE|Section 538.2 - Tender of labor or property.

538.2 Tender of labor or property.   When a contract for labor, or for the payment or delivery of property other than money, does not fix a place of payment, the maker may tender the labor or property at the place where the payee resided at the time of making the contract, or at the residence of the payee at the time of performance of the contract, or where any assignee of the contract resides when it becomes due, but if the property in such case is too ponderous to be conveniently transported, or if the payee had no known place of residence within the state at the time of making the contract, or if the assignee of a written contract has no known place of residence within the state at the time of performance, the maker may tender the property at the place where the maker resided at the time of making the contract.  [C51, §960, 961; R60, §1807, 1808; C73, §2098, 2099; C97, §3057; C24, 27, 31, 35, 39, §9444; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §538.2]
IA Code § 538.3 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 538 - TENDER OF PAYMENT AND PERFORMANCE|Section 538.3 - Tender when contract assigned.

538.3 Tender when contract assigned.   When the contract is contained in a written instrument which is assigned before due, and the maker has notice thereof, the maker shall make the tender at the residence of the holder if the holder resides in the state and no farther from the maker than the payee did at the making thereof.  [C51, §962; R60, §1809; C73, §2100; C97, §3058; C24, 27, 31, 35, 39, §9445; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §538.3]
IA Code § 538.4 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 538 - TENDER OF PAYMENT AND PERFORMANCE|Section 538.4 - Effect of tender.

538.4 Effect of tender.   A tender of the property, as above provided, discharges the maker from the contract, and the property becomes vested in the payee or the payee’s assignee, and the payee or assignee may maintain an action therefor as in other cases. But if the property tendered be perishable, or requires feeding, or other care, and no person is found to receive it when tendered, the person making the tender shall preserve, feed, or otherwise take care of the same, and shall have a lien thereon for the person’s reasonable expenses and trouble in so doing.  [C51, §963, 964; R60, §1810, 1811; C73, §2101, 2102; C97, §3059; C24, 27, 31, 35, 39, §9446; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §538.4]
IA Code § 538.5 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 538 - TENDER OF PAYMENT AND PERFORMANCE|Section 538.5 - Tender when holder absent from state.

538.5 Tender when holder absent from state.   1. When an instrument for the payment of money is due and the holder is absent from the state or the holder’s identity or whereabouts are unknown and the instrument does not provide for a place of payment, the maker may tender payment at the last known residence or place of business of the last known holder, and if there be no person there authorized to receive payment and give proper credit therefor, the maker shall be deemed to have tendered payment and interest shall cease on the date of deposit if:   a. The maker deposits the amount due with the clerk of the district court in the county where the maker resided at the time of the making of the instrument, if the maker was then a resident of the state of Iowa, or if the maker was a nonresident of the state of Iowa at the time of making, with the clerk of the district court of Polk county, and   b. (1) The maker files an affidavit with the clerk of the court that the identity or address of the holder is unknown and that the maker has made diligent inquiry to ascertain it, or   (2) The maker within three days gives notice of such deposit by ordinary mail to the holder, if the holder’s identity and address are known.   2. Upon presentment of the instrument by the holder to the clerk, the clerk shall pay the holder of such instrument the funds in the clerk’s hands. If such deposit is in full payment of the instrument the clerk shall deliver the instrument to the maker. If such deposit is a partial payment thereof the clerk shall endorse such payment thereon and return the instrument to the holder.  [C51, §958; R60, §1805; C73, §2103; C97, §3060; C24, 27, 31, 35, 39, §9447; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §538.5]  2012 Acts, ch 1023, §157  Referred to in §602.8102(75)
IA Code § 538.6 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 538 - TENDER OF PAYMENT AND PERFORMANCE|Section 538.6 - Offer in writing — effect.

538.6 Offer in writing — effect.   An offer in writing to pay a particular sum of money, or to deliver a written instrument or specific personal property, if not accepted, is equivalent to the actual tender of the money, instrument, or property, subject, however, to the condition contained in section 538.7; but if the party to whom the tender is made desires an inspection of the instrument or property tendered, other than money, before making the party’s determination, it shall be allowed the party on request.  [C51, §967; R60, §1816; C73, §2105; C97, §3061; C24, 27, 31, 35, 39, §9448; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §538.6]
IA Code § 538.7 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 538 - TENDER OF PAYMENT AND PERFORMANCE|Section 538.7 - Nonacceptance of tender.

538.7 Nonacceptance of tender.   When a tender of money or property is not accepted by the party to whom it is made, the party making it may, if that party sees fit, retain it in possession; but if afterwards the party to whom the tender was made concludes to accept it and gives notice thereof to the other party, and the subject of the tender is not delivered to the accepting party within a reasonable time, the tender shall be of no effect.  [C51, §966; R60, §1815; C73, §2104; C97, §3062; C24, 27, 31, 35, 39, §9449; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §538.7]  Referred to in §538.6
IA Code § 538.8 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 538 - TENDER OF PAYMENT AND PERFORMANCE|Section 538.8 - Receipt — objection.

538.8 Receipt — objection.   The person making a tender may demand a receipt in writing for the money or article tendered, as a condition precedent to the delivery thereof. The person to whom a tender is made must, at the time, make any objection which the person may have to the money, instrument, or property tendered, or the person will be deemed to have waived it.  [C51, §968, 969; R60, §1817, 1818; C73, §2106, 2107; C97, §3063; C24, 27, 31, 35, 39, §9450; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §538.8]
IA Code § 538A.1 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 538A - CREDIT SERVICES ORGANIZATIONS|Section 538A.1 - Definitions.

538A.1 Definitions.   In this chapter, unless the context otherwise requires:   1. “Buyer” means an individual who is solicited to purchase or who purchases the services of a credit services organization.   2. “Consumer reporting agency” has the meaning assigned by section 603(f), Fair Credit Reporting Act, 15 U.S.C. §1681a(f) as amended through January 1, 1989.   3. “Extension of credit” means the right to defer payment of debt or to incur debt and defer its payment offered or granted primarily for personal, family, or household purposes.  89 Acts, ch 183, §1  CS89, §533C.1  C93, §538A.1
IA Code § 538A.2 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 538A - CREDIT SERVICES ORGANIZATIONS|Section 538A.2 - Credit services organization defined — exemptions.

538A.2 Credit services organization defined — exemptions.   1. A credit services organization is a person who, with respect to the extension of credit by others and in return for the payment of money or other valuable consideration, provides, or represents that the person can or will provide, any of the following services:   a. Improving a buyer’s credit record, history, or rating.   b. Providing advice or assistance to a buyer with regard to paragraph “a”.   2. The following are exempt from this chapter:   a. A person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision of this state or the United States, or a lender approved by the United States secretary of housing and urban development for participation in a mortgage insurance program under the National Housing Act, 12 U.S.C. §1701 et seq.   b. A bank or savings and loan association whose deposits or accounts are eligible for insurance by the federal deposit insurance corporation or the federal savings and loan insurance corporation, or successor deposit insurance entities, or a subsidiary of a bank or savings and loan association.   c. A credit union doing business in this state.   d. A nonprofit organization exempt from taxation under section 501(c)(3) of the Internal Revenue Code, as defined in section 422.3.   e. A person licensed as a real estate broker or salesperson, under section 543B.20, acting within the course and scope of that license.   f. A person licensed to practice as an attorney in this state acting within the course and scope of the person’s practice as an attorney.   g. A broker-dealer registered with the securities and exchange commission or the commodity futures trading commission acting within the course and scope of the regulations of the commission that person is registered with.   h. A consumer reporting agency.  89 Acts, ch 183, §2  CS89, §533C.2  C93, §538A.2  93 Acts, ch 60, §23  Referred to in §538A.13
IA Code § 538A.3 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 538A - CREDIT SERVICES ORGANIZATIONS|Section 538A.3 - Prohibited conduct.

538A.3 Prohibited conduct.   A credit services organization, a salesperson, agent, or representative of a credit services organization, or an independent contractor who sells or attempts to sell the services of a credit services organization shall not:   1. Charge a buyer or receive from a buyer money or other valuable consideration before completing performance of all services the credit services organization has agreed to perform for the buyer, unless the credit services organization has obtained a bond in accordance with section 538A.4 or established and maintained a surety account at a federally insured bank or savings and loan association located in this state in the amount required by section 538A.4, subsection 5.   2. Charge a buyer or receive from a buyer money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer if the credit that is or will be extended to the buyer is substantially the same as that available to the general public.   3. Make or use a false or misleading representation in the offer or sale of the services of a credit services organization.   4. Engage, directly or indirectly, in a fraudulent or deceptive act, practice, or course of business in connection with the offer or sale of the services of a credit services organization.  89 Acts, ch 183, §3  CS89, §533C.3  C93, §538A.3  Referred to in §538A.4