reglab/housing_qa huggingface dataset:
WA Rev Code § 33.08.080 (2021)
2021 Revised Code of Washington|Title 33 - Washington Savings Association Act|Chapter 33.08 - Organization—Articles—Bylaws.|33.08.080 - Articles and bylaws filed—Certificate of incorporation issued—Revocation of right to engage in business, when.

RCW 33.08.080 Articles and bylaws filed—Certificate of incorporation issued—Revocation of right to engage in business, when.If the director approves the incorporation of the proposed association, the director shall forthwith return two copies of the articles of incorporation and one copy of the bylaws to the incorporators, retaining the others as a part of the files of the director's office. The incorporators, thereupon, shall file one set of the articles with the secretary of state and retain the other set of the articles of incorporation and the bylaws as a part of its minute records, paying to the secretary of state such fees and charges as are required by law. Upon receiving an original set of the approved articles of incorporation, duly endorsed by the director as herein provided, together with the required fees, the secretary of state shall issue the secretary of state's certificate of incorporation and deliver the same to the incorporators, whereupon the corporate existence of the association shall begin. Unless an association whose articles of incorporation and bylaws have been approved by the director shall engage in business within two years from the date of such approval, its right to engage in business shall be deemed revoked and of no effect. In the director's discretion, the two-year period in which the association must commence business may be extended for a reasonable period of time, which shall not exceed one additional year.[ 1994 c 92 § 431; 1982 c 3 § 19; 1981 c 302 § 31; 1945 c 235 § 9; Rem. Supp. 1945 § 3717-128. Prior: 1933 c 183 § 8; 1925 ex.s. c 144 § 2; 1919 c 169 § 2; 1913 c 110 § 3; 1890 p 56 § 1.]NOTES:Severability—1982 c 3: See note following RCW 33.04.002.Severability—1981 c 302: See note following RCW 19.76.100.
WA Rev Code § 33.08.090 (2021)
2021 Revised Code of Washington|Title 33 - Washington Savings Association Act|Chapter 33.08 - Organization—Articles—Bylaws.|33.08.090 - Amendment of articles.

RCW 33.08.090 Amendment of articles.The members, at any meeting called for the purpose, may amend the articles of incorporation of the association by a majority vote of the members present, in person or in proxy. The amended articles shall be filed with the director and be subject to the same procedure of approval, refusal, appeal, and filing with the secretary of state as provided for the original articles of incorporation. Proposed amendments of the articles of incorporation shall be submitted to the director at least thirty days prior to the meeting of the members.If the amendments include a change in the association's corporate name, the association shall give notice by mail to each association doing business within this state at its principal place of business of the filing of the amended articles. Persons interested in protesting an amendment changing the association's corporate name may contact the director in person or by writing prior to a date which shall be given in the notice.[ 1994 c 92 § 432; 1982 c 3 § 20; 1981 c 302 § 32; 1979 c 113 § 2; 1945 c 235 § 10; Rem. Supp. 1945 § 3717-129. Prior: 1933 c 183 §§ 9, 10; 1925 ex.s. c 144 § 1; 1913 c 110 § 1; 1903 c 116 § 1; 1890 p 56 §§ 16, 17.]NOTES:Severability—1982 c 3: See note following RCW 33.04.002.Severability—1981 c 302: See note following RCW 19.76.100.Severability—1979 c 113: See note following RCW 33.04.020.
WA Rev Code § 33.08.100 (2021)
2021 Revised Code of Washington|Title 33 - Washington Savings Association Act|Chapter 33.08 - Organization—Articles—Bylaws.|33.08.100 - Amendment of bylaws.

RCW 33.08.100 Amendment of bylaws.The bylaws adopted by the incorporators and approved by the director shall be the bylaws of the association. The members, at any meeting called for the purpose, may amend the bylaws of the association on a majority vote of the members present, in person or by proxy, or the directors at any regular or special meeting called under the provisions of RCW 33.16.090 may amend the bylaws of the association on a two-thirds majority vote of the directors. Amendments of the bylaws shall become effective after being adopted by the board or the members.[ 1994 c 256 § 118; 1994 c 92 § 433; 1967 c 49 § 1; 1945 c 235 § 11; Rem. Supp. 1945 § 3717-130. Prior: 1933 c 183 §§ 9, 10; 1890 p 56 § 3.]NOTES:Reviser's note: This section was amended by 1994 c 92 § 433 and by 1994 c 256 § 118, each without reference to the other. Both amendments are incorporated in the publication of this section pursuant to RCW 1.12.025(2). For rule of construction, see RCW 1.12.025(1).Findings—Construction—1994 c 256: See RCW 43.320.007.
WA Rev Code § 33.08.110 (2021)
2021 Revised Code of Washington|Title 33 - Washington Savings Association Act|Chapter 33.08 - Organization—Articles—Bylaws.|33.08.110 - Branch association—Authorized—Procedure—Limitations—Discontinuance of branch, procedure.

RCW 33.08.110 Branch association—Authorized—Procedure—Limitations—Discontinuance of branch, procedure.An association with the written approval of the director, may establish and operate branches in any place within the state.An association desiring to establish a branch shall file a written application therefor with the director, who shall approve or disapprove the application within four months after receipt.The director's approval shall be conditioned on a finding that the resources in the market area of the proposed location offer a reasonable promise of adequate support for the proposed branch and that the proposed branch is not being formed for other than the legitimate purposes under this title. A branch shall not be established or permitted if the contingent fund, loss reserves and guaranty stock are less than the aggregate paid-in capital which would be required by law as a prerequisite to the establishment and operation of an equal number of branches in like locations by a commercial bank. If the application for a branch is not approved, the association shall have the right to appeal in the same manner and within the same time as provided by RCW 33.08.070 as now or hereafter amended. The association when delivering the application to the director shall transmit to the director a check in an amount established by rule to cover the expense of the investigation. An association shall not move any office more than two miles from its existing location without prior approval of the director.The board of directors of an association, after notice to the director, may discontinue the operation of a branch. The association shall keep the director informed in the matter and shall notify the director of the date operation of the branch is discontinued.[ 1994 c 92 § 434; 1982 c 3 § 21; 1974 ex.s. c 98 § 1; 1969 c 107 § 2; 1959 c 280 § 7.]NOTES:Severability—1982 c 3: See note following RCW 33.04.002.
WA Rev Code § 33.12.012 (2021)
2021 Revised Code of Washington|Title 33 - Washington Savings Association Act|Chapter 33.12 - Powers and Restrictions.|33.12.012 - Additional powers of an association—Powers conferred upon federal savings and loan association as of December 31, 1993, or a subsequent date not later than July 28, 2013—Powers of an out-of-state state savings association.

RCW 33.12.012 Additional powers of an association—Powers conferred upon federal savings and loan association as of December 31, 1993, or a subsequent date not later than July 28, 2013—Powers of an out-of-state state savings association.(1) Notwithstanding any other provision of law, in addition to all powers and authorities, express or implied, that an association has under this title, an association may exercise any of the powers and authorities that a federal savings and loan association had on December 31, 1993, or as of a subsequent date not later than July 28, 2013. As used in this section, "powers and authorities" include without limitation powers and authorities in corporate governance and operational matters.(2) Notwithstanding any other provisions of law, a savings association has the powers and authorities that an out-of-state state savings association operating a branch in Washington has if the director finds that the exercise of such powers and authorities serves the convenience and advantage of depositors and borrowers, or the general public, and maintains the fairness of competition and parity between savings associations and out-of-state state savings associations.(3) The restrictions, limitations and requirements applicable to specific powers and authorities of federal savings and loan associations or out-of-state state savings associations, as applicable, shall apply to savings associations exercising those powers and authorities permitted under this section but only insofar as the restrictions, limitations, and requirements relate to exercising the powers and authorities granted savings associations solely by this section.[ 2013 c 76 § 29; 1994 c 256 § 119; 1982 c 3 § 23; 1981 c 87 § 1.]NOTES:Findings—Construction—1994 c 256: See RCW 43.320.007.Severability—1982 c 3: See note following RCW 33.04.002.
WA Rev Code § 33.12.014 (2021)
2021 Revised Code of Washington|Title 33 - Washington Savings Association Act|Chapter 33.12 - Powers and Restrictions.|33.12.014 - Powers conferred upon federal savings and loan association—Reserve or other requirements—Authority of director to adopt by rule—Conditions.

RCW 33.12.014 Powers conferred upon federal savings and loan association—Reserve or other requirements—Authority of director to adopt by rule—Conditions.Notwithstanding any other provision of law, in addition to all powers and authorities, express or implied, that an association has under this title, the director may make reasonable rules authorizing an association to exercise any of the powers and authorities conferred at the time of the adoption of the rules upon a federal savings and loan association doing business in this state, or may modify or reduce reserve or other requirements if an association is insured by the federal savings and loan insurance corporation, if the director finds that the exercise of the power or authorities:(1) Serves the convenience and advantage of depositors and borrowers; and(2) Maintains the fairness of competition and parity between state-chartered savings and loan associations and federally-chartered savings and loan associations.As used in this section, "powers and authorities" include without limitation powers and authorities in corporate governance matters.The restrictions, limitations and requirements applicable to specific powers or authorities of federal savings and loan associations shall apply to associations exercising those powers or authorities permitted under this section but only insofar as the restrictions, limitations, and requirements relate to exercising the powers or authorities granted associations solely by this section.[ 1994 c 256 § 120; 1994 c 92 § 436; 1982 c 3 § 24; 1981 c 87 § 2.]NOTES:Reviser's note: This section was amended by 1994 c 92 § 436 and by 1994 c 256 § 120, each without reference to the other. Both amendments are incorporated in the publication of this section pursuant to RCW 1.12.025(2). For rule of construction, see RCW 1.12.025(1).Findings—Construction—1994 c 256: See RCW 43.320.007.Severability—1982 c 3: See note following RCW 33.04.002.
WA Rev Code § 33.12.015 (2021)
2021 Revised Code of Washington|Title 33 - Washington Savings Association Act|Chapter 33.12 - Powers and Restrictions.|33.12.015 - Safe deposit companies.

RCW 33.12.015 Safe deposit companies.See chapter 22.28 RCW.
WA Rev Code § 33.12.060 (2021)
2021 Revised Code of Washington|Title 33 - Washington Savings Association Act|Chapter 33.12 - Powers and Restrictions.|33.12.060 - Dealings with directors, officers, agents, employees prohibited—Exception.

RCW 33.12.060 Dealings with directors, officers, agents, employees prohibited—Exception.An association shall make no loan to or sell to or purchase any real property or securities from any director, officer, agent, or employee of an association except to the extent permitted to or from a director, officer, agent, or employee of a federal savings association.[ 1994 c 256 § 121; 1994 c 92 § 437; 1985 c 239 § 1; 1982 c 3 § 25; 1979 c 113 § 3; 1953 c 71 § 2; 1947 c 257 § 3; 1945 c 235 § 35; Rem. Supp. 1947 § 3717-154. Prior: 1939 c 98 § 10; 1933 c 183 §§ 51, 53.]NOTES:Reviser's note: This section was amended by 1994 c 92 § 437 and by 1994 c 256 § 121, each without reference to the other. Both amendments are incorporated in the publication of this section pursuant to RCW 1.12.025(2). For rule of construction, see RCW 1.12.025(1).Findings—Construction—1994 c 256: See RCW 43.320.007.Severability—1982 c 3: See note following RCW 33.04.002.Severability—1979 c 113: See note following RCW 33.04.020.
WA Rev Code § 33.12.140 (2021)
2021 Revised Code of Washington|Title 33 - Washington Savings Association Act|Chapter 33.12 - Powers and Restrictions.|33.12.140 - Expense and contingent funds.

RCW 33.12.140 Expense and contingent funds.Before any association is authorized to receive deposits or transact any business, its incorporators shall create an expense fund, in such amount as the director may determine, from which the expense of organizing the association and its operating expenses may be paid until such time as its earnings are sufficient to pay its operating expenses, and the incorporators shall enter into an undertaking with the director to make such further contributions to the expense fund as may be necessary to pay its operating expenses until such time as it can pay them from its earnings.Before any mutual association is authorized to receive deposits or transact any business, its incorporators shall create a contingent fund for the protection of its members against investment losses, in an amount to be determined by the director.The contingent fund shall consist of payments in cash made by the incorporators as provided in this section and of all sums credited thereto from the earnings of the association as hereinafter required.Prior to the liquidation of any mutual association the contingent fund shall not be encroached upon in any manner except for losses and for the repayment of contributions made by the incorporators.No repayment of the contribution of incorporators to the contingent fund shall be made until the net balance credited to the contingent fund from earnings of the association, after such repayment, equals five percent of the amount due members.The incorporators may receive interest upon the amount of their contributions to the contingent fund at the same rate as is paid, from time to time, to savings members.The amounts contributed to the contingent fund by the incorporators shall not constitute a liability of the association except as hereinafter provided, and any loss sustained by the association in excess of that portion of the contingent fund created from earnings may be charged against such contributions pro rata.[ 1994 c 92 § 438; 1982 c 3 § 26; 1945 c 235 § 13; Rem. Supp. 1945 § 3717-132. Prior: 1933 c 183 § 77; 1925 ex.s. c 144 § 7; 1919 c 169 § 8; 1913 c 110 §§ 13, 14; 1903 c 106 §§ 3, 5; 1890 p 56 §§ 6, 15, 31.]NOTES:Severability—1982 c 3: See note following RCW 33.04.002.
WA Rev Code § 33.12.150 (2021)
2021 Revised Code of Washington|Title 33 - Washington Savings Association Act|Chapter 33.12 - Powers and Restrictions.|33.12.150 - Contingent fund as reserve—Members' rights to fund limited.

RCW 33.12.150 Contingent fund as reserve—Members' rights to fund limited.The contingent fund shall constitute a reserve for the absorption of losses of a mutual association.Members do not have, individually or collectively, any right or claim to the contingent fund except upon dissolution of the association.[ 1982 c 3 § 27; 1981 c 84 § 3; 1963 c 246 § 4; 1961 c 222 § 2; 1945 c 235 § 51; Rem. Supp. 1945 § 3717-170. Prior: 1933 c 183 §§ 63, 67; 1925 ex.s. c 144 § 7; 1919 c 169 § 8; 1913 c 110 §§ 13, 14; 1903 c 116 § 5; 1890 p 56 § 31.]NOTES:Severability—1982 c 3: See note following RCW 33.04.002.
WA Rev Code § 33.12.170 (2021)
2021 Revised Code of Washington|Title 33 - Washington Savings Association Act|Chapter 33.12 - Powers and Restrictions.|33.12.170 - May borrow from home loan bank.

RCW 33.12.170 May borrow from home loan bank.See RCW 30A.32.030.NOTES:Home loan bank as depositary: RCW 30A.32.040.Investment in federal home loan bank stock or bonds authorized: RCW 30A.32.020.
WA Rev Code § 33.12.180 (2021)
2021 Revised Code of Washington|Title 33 - Washington Savings Association Act|Chapter 33.12 - Powers and Restrictions.|33.12.180 - Trustee of retirement plan established under federal act entitled "Self-Employed Individuals Tax Retirement Act of 1962."

RCW 33.12.180 Trustee of retirement plan established under federal act entitled "Self-Employed Individuals Tax Retirement Act of 1962."A savings and loan association shall have the power to act as trustee under:A retirement plan established pursuant to the provisions of the act of congress entitled "Self-Employed Individuals Tax Retirement Act of 1962" (76 Stat. 809, 26 U.S.C. Sec. 37), as now constituted or hereafter amended. If a retirement plan, which in the judgment of the savings and loan association, constituted a qualified plan under the provisions of that act at the time accepted by the savings and loan association, is subsequently determined not to be a qualified plan or subsequently ceases to be a qualified plan in whole or in part, the savings and loan association may, nevertheless, continue to act as trustee of any deposits theretofore made under the plan and to dispose of the same in accordance with the directions of the trustor and the beneficiaries thereof.[ 1973 1st ex.s. c 93 § 1.]
WA Rev Code § 33.16.010 (2021)
2021 Revised Code of Washington|Title 33 - Washington Savings Association Act|Chapter 33.16 - Directors, Officers, and Employees.|33.16.010 - Directors—Number—Vacancies.

RCW 33.16.010 Directors—Number—Vacancies.The business and affairs of every association shall be managed and controlled by a board of not less than seven nor more than fifteen directors, a majority of which shall not be officers or employees of the association. The persons designated in the articles of incorporation shall be the first directors.Vacancies in the board of directors shall be filled by vote of the members at the annual meetings or at a special meeting called for the purpose. The board of directors may fill vacancies occurring on the board, such appointees to serve until the next annual meeting of the members.[ 1947 c 257 § 1; 1945 c 235 § 14; Rem. Supp. 1947 § 3717-133. Prior: 1933 c 183 § 11; 1925 ex.s. c 144 § 3; 1919 c 169 § 3; 1913 c 110 § 4; 1890 p 56 § 32.]
WA Rev Code § 33.16.020 (2021)
2021 Revised Code of Washington|Title 33 - Washington Savings Association Act|Chapter 33.16 - Directors, Officers, and Employees.|33.16.020 - Directors—Qualifications—Eligibility.

RCW 33.16.020 Directors—Qualifications—Eligibility.The board of directors shall be elected at the annual meeting, unless the bylaws of the association otherwise provide.A person shall not be a director of an association if the person has been adjudicated bankrupt or has taken the benefit of any assignment for the benefit of creditors or has suffered a judgment recovered against him or her for a sum of money to remain unsatisfied of record or unsuperseded on appeal for a period of more than three months.To be eligible to hold the position of director of an association, a person must have savings or stock or a combination thereof in the sum or the aggregate sum of at least one thousand dollars. Such minimum amount shall not be reduced either by withdrawal or by pledge for a loan or in any other manner, so long as he or she remains a director of the association.[ 2011 c 336 § 757; 1982 c 3 § 28; 1963 c 246 § 5; 1945 c 235 § 15; Rem. Supp. 1945 § 3717-134. Prior: 1933 c 183 §§ 12, 14; 1925 ex.s. c 144 § 3; 1919 c 169 § 3; 1913 c 110 § 4.]NOTES:Severability—1982 c 3: See note following RCW 33.04.002.
WA Rev Code § 33.16.030 (2021)
2021 Revised Code of Washington|Title 33 - Washington Savings Association Act|Chapter 33.16 - Directors, Officers, and Employees.|33.16.030 - Directors—Prohibited acts.

RCW 33.16.030 Directors—Prohibited acts.A director of a savings and loan association shall not, except to the extent permitted for a director of a federal savings and loan association:(1) Have any interest, direct or indirect, in the gains or profits of the association, except to receive dividends, or interest upon his or her contribution to the contingent fund or upon his or her deposit accounts. However, nothing in this subsection shall prevent an officer from receiving his or her authorized compensation nor from participating in a benefit program under RCW 33.16.150, nor prevent a director from receiving an authorized director's fee;Receive and retain, directly or indirectly, for his or her own use any commission on any loan, or purchase of real property or securities, made by the association;(2) Become an endorser, surety, or guarantor, or in any manner an obligor, for any loan made by the association;(3) For himself or herself or as agent, partner, stockholder, or officer of another, directly or indirectly, borrow from the association, except as hereinafter provided.[ 1994 c 256 § 122; 1982 c 3 § 29; 1945 c 235 § 16; Rem. Supp. 1945 § 3717-135. Prior: 1933 c 183 §§ 21, 62.]NOTES:Findings—Construction—1994 c 256: See RCW 43.320.007.Severability—1982 c 3: See note following RCW 33.04.002.
WA Rev Code § 33.16.040 (2021)
2021 Revised Code of Washington|Title 33 - Washington Savings Association Act|Chapter 33.16 - Directors, Officers, and Employees.|33.16.040 - Removal of director, officer or employee on objection of director of financial institutions—Procedure.

RCW 33.16.040 Removal of director, officer or employee on objection of director of financial institutions—Procedure.If the director shall notify the board of directors of any association in writing, that he or she has information that any director, officer, or employee of such association is dishonest, reckless, or incompetent or is failing to perform any duty of his or her office, the board shall meet and consider such matter forthwith and the director shall have notice of the time and place of such meeting. If the board shall find the director's objection to be well-founded, such director, officer, or employee shall be removed immediately. If the board does not remove the director, officer, or employee against whom the objections have been filed, or if the board fails to meet, consider or act upon the objections within twenty days after receiving the same, the director may forthwith or within twenty days thereafter, remove such individual by complying with the administrative procedure act, chapter 34.05 RCW. If the director feels that the public interest or safety of the association requires the immediate removal of such individual, the director may petition the superior court for a temporary injunction suspending the performance of the individual as a director pending the administrative procedure hearing.[ 1994 c 92 § 439; 1982 c 3 § 30; 1973 c 130 § 21; 1945 c 235 § 17; Rem. Supp. 1945 § 3717-136. Prior: 1933 c 183 § 18.]NOTES:Severability—1982 c 3: See note following RCW 33.04.002.Severability—1973 c 130: See note following RCW 33.24.350.Appointment of provisional officers and directors: RCW 33.40.150.