reglab/housing_qa huggingface dataset:
GA Code § 33-6-10 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 6 - Unfair Trade Practices|Article 1 - General Provisions|§ 33-6-10. Orders of Commissioner and Judicial Review

  Any order, decision, or the imposition of any penalty by the Commissioner shall be subject to review by petition for review as provided in Chapter 2 of this title. The Commissioner's finding upon questions of fact shall be final if sustained by substantial evidence.   To the extent that the order of the Commissioner is affirmed, the court shall thereupon issue its own order commanding obedience to the terms of the order of the Commissioner.   An order issued by the Commissioner under Code Section 33-6-8 shall become final:   Upon the expiration of the time allowed by law for the filing of a petition for review, if no petition has been filed within that time, except that the Commissioner may thereafter modify or set aside his order to the extent provided in subsection (b) of Code Section 33-6-8; or   Upon the final decision of the court, if the court directs that the order of the Commissioner be affirmed or the appeal dismissed.      (Code 1933, § 56-709, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 1972, p. 1261, § 5; Code 1933, § 56-708, as redesignated by Ga. L. 1972, p. 1261, § 7.)   RESEARCH REFERENCES   Am. Jur. 2d.   - 43 Am. Jur. 2d, Insurance, § 32.   C.J.S.   - 44 C.J.S., Insurance, § 70 et seq.
GA Code § 33-6-11 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 6 - Unfair Trade Practices|Article 1 - General Provisions|§ 33-6-11. Intervenor Appeal for Judicial Review

 If the report of the Commissioner does not charge a violation of this article, any intervenor in the proceedings may cause a review of such decision by appeal to the Superior Court of Fulton County as provided for in Chapter 2 of this title. Upon that review, the court shall have authority to issue appropriate orders and decrees in connection with such review, including, if the court finds that it is in the public interest, orders enjoining and restraining the continuance of any method of competition, act, or practice which it finds constitutes a violation of this article notwithstanding the report of the Commissioner.   (Code 1933, § 56-710, enacted by Ga. L. 1960, p. 289, § 1; Code 1933, § 56-709, as redesignated by Ga. L. 1972, p. 1261, § 7; Ga. L. 1992, p. 3048, § 7.)   RESEARCH REFERENCES   Am. Jur. 2d.   - 43 Am. Jur. 2d, Insurance, § 32.   C.J.S.   - 44 C.J.S., Insurance, § 70 et seq.
GA Code § 33-6-12 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 6 - Unfair Trade Practices|Article 1 - General Provisions|§ 33-6-12. Promulgation of Rules and Regulations by Commissioner

 The Commissioner after notice and hearing may promulgate reasonable rules and regulations as are necessary or proper to identify specific methods of competition or acts or practice which are prohibited by Code Sections 33-6-4 and 33-6-5; but the rules and regulations shall not enlarge upon or extend the provisions of Code Sections 33-6-4 and 33-6-5. The rules and regulations shall be subject to Code Section 33-2-9.   (Code 1933, § 56-713, enacted by Ga. L. 1972, p. 1261, § 8.)   OPINIONS OF THE ATTORNEY GENERAL   Soliciting mortgage customers for insurance business not unfair competition.   - A corporation engaged in the mortgage servicing and insurance business cannot be said to be guilty of unfair competition by merely soliciting the mortgagors, whose mortgages they service, to obtain their insurance business. 1965-66 Op. Att'y Gen. No. 66-213.
GA Code § 33-6-13 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 6 - Unfair Trade Practices|Article 1 - General Provisions|§ 33-6-13. Unlawful Contracts, Understandings, and Combinations; Powers of Commissioner as to Enforcement of Code Section

  No person shall either within or outside of this state enter into any contract, understanding, or combination with any other person to do jointly or severally any act or engage in any practice for the purpose of or that has a tendency to or the effect of:   Controlling the rates to be charged for insuring any risk or any class of risks in this state;   Unfairly discriminating against any person in this state by reason of his plan or method of transacting insurance or by reason of his affiliation or nonaffiliation with any insurance organization; or   Establishing or perpetuating any condition in this state detrimental to free competition in the business of insurance or injurious to the insuring public.     This Code section shall not apply to ocean marine and foreign trade insurance.   This Code section shall not be deemed to prohibit the doings of things permitted to be done in accordance with Chapter 9 of this title.   Whenever the Commissioner has knowledge of any violation of this Code section, he shall immediately order the offending person to discontinue such practice immediately or to show cause to the satisfaction of the Commissioner why the order should not be complied with. If the offender is an insurer or a licensee under this title and fails to comply with such order within 30 days after receipt of such order, the Commissioner may immediately revoke the offender's certificate of authority or licenses.    (Code 1933, § 56-712, enacted by Ga. L. 1960, p. 289, § 1; Code 1933, § 56-711, as redesignated by Ga. L. 1972, p. 1261, § 7.)   Cross references.   - Provision that contracts in general restraint of trade contravene public policy, § 13-8-2.   OPINIONS OF THE ATTORNEY GENERAL    Practice of title insurance companies paying up to 70 percent of premiums collected to agents in order to obtain business controlled by those agents does not violate paragraph (a)(3) of O.C.G.A. § 33-6-13. 1983 Op. Att'y Gen. No. 83-31.   RESEARCH REFERENCES   ALR.   - Illegality as basis for denying remedy of specific performance for breach of contract, 58 A.L.R.5th 387.
GA Code § 33-6-14 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 6 - Unfair Trade Practices|Article 1 - General Provisions|§ 33-6-14. Construction of Article

  The powers vested in the Commissioner by this article shall be in addition to any other powers to enforce any penalties, fines, or forfeitures authorized by law with respect to the methods, acts, and practices declared to be unfair or deceptive by this article.   Nothing contained in this article shall be construed as repealing or amending the power of the Commissioner to revoke the license of any insurer or agent of such insurer when he is commanded or authorized to do so by existing laws or on account of a violation of this article.    (Code 1933, § 56-714, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 1992, p. 3048, § 8.)
GA Code § 33-6-30 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 6 - Unfair Trade Practices|Article 2 - Unfair Claims Settlement Practices|§ 33-6-30. Short Title

 This article shall be known and may be cited as the "Unfair Claims Settlement Practices Act."    (Code 1981, §33-6-30, enacted by Ga. L. 1992, p. 3048, § 9.)
GA Code § 33-6-31 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 6 - Unfair Trade Practices|Article 2 - Unfair Claims Settlement Practices|§ 33-6-31. Purpose

 The purpose of this article is to set forth standards for the investigation and disposition of claims arising under policies or certificates of insurance issued to residents of Georgia. It is not intended to cover claims involving workers' compensation, fidelity, or surety insurance.    (Code 1981, §33-6-31, enacted by Ga. L. 1992, p. 3048, § 9.)
GA Code § 33-6-32 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 6 - Unfair Trade Practices|Article 2 - Unfair Claims Settlement Practices|§ 33-6-32. Definitions

 As used in this article, the term:    "Insured" means the party named on a policy or certificate or as defined in the contract as the person with legal rights to the benefits provided by such policy or certificate.   "Person" means an individual, corporation, association, partnership, reciprocal exchange, interinsurer, Lloyd's insurer, fraternal benefit society, and any other legal entity engaged in the business of insurance, including but not limited to agents, brokers, counselors, and adjusters.   "Policy" or "certificate" means any contract of insurance; indemnity; medical, health, or hospital service; or annuity issued by an insurer."Policy" or "certificate" shall not mean contracts for workers' compensation, fidelity, or surety insurance.     (Code 1981, §33-6-32, enacted by Ga. L. 1992, p. 3048, § 9.)
GA Code § 33-6-33 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 6 - Unfair Trade Practices|Article 2 - Unfair Claims Settlement Practices|§ 33-6-33. When Claims Settlement Practice Improper

 It is an improper claims settlement practice for any domestic, foreign, or alien insurer transacting business in Georgia to commit any act provided in Code Section 33-6-34 if such act:    Is committed flagrantly and in conscious disregard of this title or any rule or regulation promulgated pursuant to this title; or   Has been committed with such frequency so as to indicate a general business practice to engage in such conduct.     (Code 1981, §33-6-33, enacted by Ga. L. 1992, p. 3048, § 9.)
GA Code § 33-6-35 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 6 - Unfair Trade Practices|Article 2 - Unfair Claims Settlement Practices|§ 33-6-35. Notice of Hearing; Hearing Procedures; Cease and Desist Orders; Penalties; Judicial Review; Intervenors

  Whenever the Commissioner has reason to believe that any person has engaged or is engaging in this state in any unfair claims settlement practice and has reason to believe that a proceeding with respect to such unfair claims settlement practice would be in the public interest, the Commissioner shall serve upon such person a statement of the charges in that respect and a notice of hearing in the same manner as provided in Code Section 33-6-7.   The provisions of Code Sections 33-6-7 through 33-6-11, relating to hearings, cease and desist orders, penalties, judicial review, intervenors, and other matters in connection with violations of Article 1 of this chapter shall be applicable to violations of this article.     (Code 1981, §33-6-35, enacted by Ga. L. 1992, p. 3048, § 9.)
GA Code § 33-6-36 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 6 - Unfair Trade Practices|Article 2 - Unfair Claims Settlement Practices|§ 33-6-36. Rules and Regulations

 The Commissioner may, in accordance with the procedures set forth in Code Section 33-2-9, promulgate rules and regulations necessary to implement and enforce the provisions of this article.If the Commissioner should find that extraordinary circumstances exist and that it would be in the best interests of the citizens of this state, the Commissioner may suspend temporarily the applicability of any rule or regulation promulgated pursuant to this article.    (Code 1981, §33-6-36, enacted by Ga. L. 1992, p. 3048, § 9.)
GA Code § 33-6-37 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 6 - Unfair Trade Practices|Article 2 - Unfair Claims Settlement Practices|§ 33-6-37. Private Cause of Action Not Created or Implied

 Nothing contained in this article shall be construed to create or imply a private cause of action for a violation of this article.    (Code 1981, §33-6-37, enacted by Ga. L. 1992, p. 3048, § 9.)
GA Code § 33-11-1 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 11 - Investments|Article 1 - Investments of Certain Insurers|§ 33-11-1. Scope of Article

  With the exception of Code Section 33-11-42, this article shall apply to domestic insurers only.   The provisions of this article shall apply only to those insurers that are not subject to Article 2 of this chapter.    (Code 1933, § 56-1001, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 1999, p. 592, §§ 5, 6, 7.)
GA Code § 33-11-2 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 11 - Investments|Article 1 - Investments of Certain Insurers|§ 33-11-2. Eligible Investments; Investment Limitations

  Insurers shall invest in or lend their funds on the security of, and shall hold as invested assets, only eligible investments as prescribed in this article.   Eligibility of an investment shall be determined as of the date of its making or acquisition.   Any investment limitation based upon the amount of the insurer's assets or particular fund shall relate to such assets or funds as shown by the insurer's annual statement as of December 31 of the year preceding the date of acquisition of the investment by the insurer or as shown by a current financial statement resulting from merger of another insurer, bulk reinsurance, or change in capitalization.    (Code 1933, § 56-1002, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 1999, p. 592, §§ 5, 6.)   RESEARCH REFERENCES   Am. Jur. 2d.   - 43 Am. Jur. 2d, Insurance, § 58 et seq.   C.J.S.   - 44 C.J.S., Insurance, § 82 et seq.
GA Code § 33-11-3 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 11 - Investments|Article 1 - Investments of Certain Insurers|§ 33-11-3. Acquisition of Securities or Investments by Insurers Generally

  No security or investment, other than real and personal property acquired under Code Sections 33-11-28, 33-11-29, and 33-11-32 and cash and deposits under Code Section 33-11-6, shall be eligible for acquisition unless it is interest bearing or interest accruing or dividend or income paying, or it is not then in default in any respect, and the insurer is entitled to receive for its account and benefit the interest or income accruing thereon.   No security or investment shall be eligible for purchase at a price above its market value.   No provision of this article shall prohibit the acquisition by an insurer of other or additional securities or property if received as a dividend or as a lawful distribution of assets or under a lawful and bona fide agreement of bulk reinsurance, merger, or consolidation. Any investment so acquired which is not otherwise eligible under this article shall be disposed of pursuant to Code Section 33-11-39 if real property, or pursuant to Code Section 33-11-40 if personal property or securities.   Nothing in this Code section shall prohibit an insurer from acquiring control of another insurer subject to the approval of the Commissioner.    (Code 1933, § 56-1003, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 1999, p. 592, §§ 5, 6.)
GA Code § 33-11-4 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 11 - Investments|Article 1 - Investments of Certain Insurers|§ 33-11-4. Authorization of Loan or Investment of Insurer

 An insurer shall not make any investment or loan other than policy loans or annuity contract loans of a life insurer unless the same is authorized or approved by the insurer's board of directors or by a committee authorized by the board and charged with the supervision or making of the investment or loan. The minutes of the committee shall be recorded and regular reports of the committee shall be submitted to the board of directors.   (Code 1933, § 56-1004, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 1999, p. 592, § 6.)
GA Code § 33-11-6 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 11 - Investments|Article 1 - Investments of Certain Insurers|§ 33-11-6. Authorized Investments Generally; Cash or Deposits

 An insurer may have as assets cash or deposits in checking or savings accounts under certificates of deposit or in any other form in banks and trust companies and in savings accounts, certificates of deposit, or similar certificates or evidences of deposits in savings and loan associations and building and loan associations which have qualified for the insurance protection afforded by the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation; provided, however, that an insurer may, upon approval of the Commissioner, have as assets cash or deposits in checking or savings accounts, or in any other form in banks, trust companies, or savings and loan associations which are not members of the Federal Deposit Insurance Corporation or Federal Savings and Loan Insurance Corporation.   (Code 1933, § 56-1006, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 1980, p. 1108, § 5; Ga. L. 1999, p. 592, § 6.)
GA Code § 33-11-7 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 11 - Investments|Article 1 - Investments of Certain Insurers|§ 33-11-7. Securities of Open-End Management Investment Company or Investment Trust

 An insurer may invest in the securities of any open-end management type investment company or investment trust registered with the Federal Securities and Exchange Commission under the Investment Company Act of 1940, as from time to time amended, if such investment company or trust has been organized for not less than ten years or has assets of not less than $25 million at the date of investment by the insurer.   (Code 1933, § 56-1007, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 1999, p. 592, § 6.)
GA Code § 33-11-8 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 11 - Investments|Article 1 - Investments of Certain Insurers|§ 33-11-8. Foreign Securities

 An insurer authorized to transact insurance in a foreign country may make investments, in a manner consistent with the laws of such country, in securities or other investments within such foreign country which are similar in characteristics and quality to like investments required pursuant to this article for investments in the United States of America. The aggregate amount of the investments must not exceed the amount which is customary and necessary for the servicing of the insurance which the insurer has in force in the foreign country. Canadian securities eligible for investment under this article are not subject to this Code section.   (Code 1933, § 56-1021, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 1980, p. 1108, § 6; Ga. L. 1999, p. 592, §§ 5, 6.)   RESEARCH REFERENCES   Am. Jur. 2d.   - 43 Am. Jur. 2d, Insurance, § 58.   C.J.S.   - 44 C.J.S., Insurance, § 134 et seq.
GA Code § 33-11-9 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 11 - Investments|Article 1 - Investments of Certain Insurers|§ 33-11-9. Obligations of Government of United States Generally

 An insurer may invest in bonds, notes, warrants, and other evidences of indebtedness which are direct obligations of the government of the United States of America or for which the full faith and credit of the government of the United States of America is pledged for the payment of principal and interest.   (Code 1933, § 56-1009, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 1999, p. 592, § 6.)   OPINIONS OF THE ATTORNEY GENERAL    Federal National Mortgage Association participation certificates are authorized securities and may be accepted for deposit under former Code 1933, § 56-310 (see O.C.G.A. § 33-3-9). 1969 Op. Att'y Gen. No. 69-346.
GA Code § 33-11-10 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 11 - Investments|Article 1 - Investments of Certain Insurers|§ 33-11-10. Securities Which Are Not Evidenced by Certificates

 Notwithstanding any other provisions of this title which might be construed to the contrary, nothing contained in this title shall be deemed to prohibit an insurer from investing its funds in or holding or owning as admitted assets securities which are not evidenced by certificates or instruments and related records issued to the insurer if held in accordance with the rules and regulations prescribed by the Commissioner and such securities are otherwise eligible for investment under this title.   (Code 1933, § 56-1042, enacted by Ga. L. 1978, p. 1936, § 3; Ga. L. 1993, p. 1721, § 1; Ga. L. 1999, p. 592, § 6.)   Editor's notes.   - This Code section was originally enacted by the General Assembly as Code 1933, § 56-1042; however, Ga. L. 1978, p. 1639, had already designated a section as § 56-1042 (see § 33-11-36), hence this section was unofficially redesignated as Code 1933, § 56-1042.1.
GA Code § 33-11-11 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 11 - Investments|Article 1 - Investments of Certain Insurers|§ 33-11-11. Loans Guaranteed by Government of United States

 An insurer may invest in loans guaranteed as to principal and interest by the government of the United States of America, or by any agency or instrumentality of the government of the United States of America, to the extent of such guaranty.   (Code 1933, § 56-1010, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 1999, p. 592, § 6.)   OPINIONS OF THE ATTORNEY GENERAL    Federal National Mortgage Association participation certificates are authorized securities and may be accepted for deposit under former Code 1933, § 56-310 (see O.C.G.A. § 33-3-9). 1969 Op. Att'y Gen. No. 69-346.
GA Code § 33-11-12 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 11 - Investments|Article 1 - Investments of Certain Insurers|§ 33-11-12. Securities of States of United States, District of Columbia, or Government of Canada

 An insurer may invest in bonds, notes, warrants, and other securities not in default which are the direct obligations of any state of the United States or of the District of Columbia, or of the government of Canada or any province of Canada, or for which the full faith and credit of such state, district, government, or province has been pledged for the payment of principal and interest.   (Code 1933, § 56-1011, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 1999, p. 592, § 6.)
GA Code § 33-11-12.1 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 11 - Investments|Article 1 - Investments of Certain Insurers|§ 33-11-12.1. Investment in Direct Obligations of Foreign Governments

 Subject to the restrictions and limitations provided in this title, an insurer may invest in bonds, notes, warrants, and other securities not in default which are the direct obligations of the government of any foreign country which the International Monetary Fund lists as an industrialized country and for which the full faith and credit of such government has been pledged for the payment of principal and interest, provided such securities are listed as investment grade by the Securities Valuation Office of the National Association of Insurance Commissioners (NAIC) or as investment grade by a securities rating organization accepted by the NAIC.    (Code 1981, §33-11-12.1, enacted by Ga. L. 1997, p. 843, § 1; Ga. L. 1999, p. 592, § 6.)
GA Code § 33-11-13 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 11 - Investments|Article 1 - Investments of Certain Insurers|§ 33-11-13. Obligations of Political Subdivisions or Public Authorities of States of United States, District of Columbia, or Government of Canada

 An insurer may invest in the obligations of any county, any incorporated city, town, or village, any school district, water district, sewer district, road district, or any special district, or any other political subdivision or public authority of any state, territory, or insular possession of the United States, or of the District of Columbia, or of the Canadian cities that have a population of over 25,000 according to the most recent official Census of Canada, which has not defaulted for a period of 120 days in the payment of interest upon, or for a period of more than one year in the payment of principal of, any of its bonds, notes, warrants, certificates of indebtedness, securities, or any other interest-bearing obligation during the five years immediately preceding the acquisition of the investment.   (Code 1933, § 56-1012, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 1999, p. 592, § 6; Ga. L. 2006, p. 767, § 1/SB 385.)