reglab/housing_qa huggingface dataset:
HI Rev Stat § 431R-4 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|431R. Prescription Drug Benefits|431R-4 Report to insurance commissioner.

 §431R-4 Report to insurance commissioner. (a)  No later than March 31 of each calendar year, each prescription drug benefit plan, health benefits plan under chapter 87A, and pharmacy benefit manager shall file with the insurance commissioner, in such form and detail as the insurance commissioner shall prescribe, a report for the preceding calendar year stating that the pharmacy benefit manager or prescription drug benefit plan is in compliance with this chapter. The report shall fully disclose the amount, terms, and conditions relating to copayments, reimbursement options, and other payments associated with a prescription drug benefit plan.  (b) The insurance commissioner shall review and examine records supporting the accuracy and completeness of the report and, no later than ninety days after the receipt of the report, shall make available to a purchaser of a prescription drug benefit plan and to any retail community pharmacy participating in a retail pharmacy network under section 431R-2 that provides benefits to beneficiaries of a prescription drug benefit plan a summary of the amount, terms, and conditions relating to copayments, reimbursement options, and other payments associated with a prescription drug benefit plan. [L 2013, c 226, pt of §2]
HI Rev Stat § 431R-5 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|431R. Prescription Drug Benefits|431R-5 Violations; penalties.

 §431R-5 Violations; penalties. (a) The insurance commissioner may assess a fine of up to $10,000 for each violation by a pharmacy benefit manager or prescription drug benefit plan provider who is in violation of section 431R-2 or 431R-3. In addition, the insurance commissioner may order the pharmacy benefit manager to take specific affirmative corrective action or make restitution.  (b) Failure of a pharmacy benefit manager to comply with a previously agreed upon contractual retail pharmacy network agreement pursuant to section 431R-2 or 431R-3 shall be an unfair or deceptive act or practice as provided in section 431:13-102.  (c) A pharmacy benefit manager or prescription drug benefit plan provider may appeal any decision made by the insurance commissioner in accordance with chapter 91.  (d) Every person and its officers, employees, and representatives subject to investigation or examination by the commissioner under this chapter shall produce and make freely accessible to the commissioner the accounts, records, documents, and files in the person's possession or control relating to the subject of the investigation or examination and shall otherwise facilitate the investigation or examination.  (e) Every person and its officers, employees, and representatives subject to investigation or examination by the commissioner under this chapter shall issue a written response no later than fifteen working days after receiving a written inquiry from the commissioner regarding a claim or complaint. The response shall be more than an acknowledgment that the commissioner's communication has been received and shall adequately address the concerns stated in the communication. [L 2013, c 226, pt of §2; am L 2016, c 141, §15]
HI Rev Stat § 431R-6 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|431R. Prescription Drug Benefits|431R-6 Application.

 §431R-6 Application.  If this chapter or any provision of this chapter conflicts at any time with any federal law, then the federal law shall prevail and this chapter or the relevant provisions of this chapter shall become ineffective and invalid. The ineffectiveness or invalidity of this chapter or any of its provisions shall not affect any other provisions or applications of this chapter, which shall be given effect without the invalid provision or application, and to this end, the provisions of this chapter are severable. [L 2013, c 226, pt of §2]
HI Rev Stat § 431R-7 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|431R. Prescription Drug Benefits|431R-7 Rules.

 §431R-7 Rules.  The insurance commissioner may adopt rules pursuant to chapter 91 to implement the requirements of this chapter. [L 2013, c 226, pt of §2]
HI Rev Stat § 432:1-101 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|432. Benefit Societies|432:1-101 Scope; exemptions.

Cross References Assessments of health insurers, see §431:2-216. PART I. GENERAL PROVISIONS  §432:1-101 Scope; exemptions. The provisions of this article shall apply to mutual benefit societies as defined herein. Except as expressly provided in this article, mutual benefit societies shall be exempt from the provisions of the insurance code. No law enacted after July 1, 1988, shall apply to mutual benefit societies unless such societies are expressly designated therein. [L 1987, c 347, pt of §2] Revision Note  "July 1, 1988," substituted for "the effective date of this article" pursuant to §23G-15. Attorney General Opinions  Based on provision, the requirement of §431:10A-601 as set forth in §4 of reciprocal beneficiaries act [L 1997, c 383] cannot be interpreted to apply to mutual benefit societies. Att. Gen. Op. 97-5. Case Notes  Section 431:15-102 creates an exception to the general rule established by this section that mutual benefit societies are typically exempt from provision of the Insurance Code; thus, article 15 of chapter 431 applies to mutual benefit societies. 99 H. 53, 52 P.3d 823 (2002).
HI Rev Stat § 432:1-101.5 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|432. Benefit Societies|432:1-101.5 Disclosure of health care coverage and benefits.

 §432:1-101.5 Disclosure of health care coverage and benefits. In order to ensure that all individuals understand their health care options and are able to make informed decisions, all mutual benefit societies shall provide current and prospective members with written disclosure of coverages and benefits, including information on coverage principles and any exclusions or restrictions on coverage.  The information provided shall be current, understandable, and available prior to membership, and upon request after membership. A policy provided to a member which describes coverages and benefits shall be in conformance with part I of article 10 of chapter 431. [L 1996, c 274, §2; am L 1999, c 246, §3]
HI Rev Stat § 432:1-101.6 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|432. Benefit Societies|432:1-101.6 Policies relating to domestic abuse cases.

  §432:1-101.6 Policies relating to domestic abuse cases. (a) No mutual benefit society shall deny or refuse to accept an application for insurance, refuse to insure, refuse to renew, cancel, restrict, or otherwise terminate a policy of insurance, or charge a different rate for the same coverage, on the basis that the member or prospective member is, has been, or may be a victim of domestic abuse.  (b) Nothing in this section shall prevent a mutual benefit society from taking any of the actions set forth in subsection (a) on the basis of loss history or medical condition, or for any other reason not otherwise prohibited by this section or any other law, regulation, or rule.  (c) Any form filed or filed after July 15, 1998 or subject to a rule adopted under chapter 91 may exclude coverage for losses caused by intentional or fraudulent acts of any member of the society.  (d) Nothing in this section prohibits a mutual benefit society from investigating a claim and complying with chapter 432.  (e) As used in this section, "domestic abuse" means:  (1) Physical harm, bodily injury, assault, or the infliction of fear of imminent physical harm, bodily injury, or assault between family or household members;  (2) Sexual assault of one family or household member by another;  (3) Stalking of one family or household member by another family or household member;  (4) Intentionally, knowingly, or recklessly causing damage to property so as to intimidate or attempt to control the behavior of another household member; or  (5) Coercive control, as defined in section 586-1, between family or household members. [L 1998, c 171, §3; am L 2004, c 122, §84; am L 2020, c 20, §2] Revision Note  "July 15, 1998" substituted for "the effective date of this section" pursuant to §23G-15.
HI Rev Stat § 432:1-102 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|432. Benefit Societies|432:1-102 Applicability of other laws.

  §432:1-102 Applicability of other laws. (a) Part III of article 10A, and article 10H of chapter 431 shall apply to nonprofit medical indemnity or hospital service associations. Such associations shall be exempt from the provisions of part I of article 10A; provided that such exemption is in compliance with applicable federal statutes and regulations.  (b) Article 2, article 2D, parts II and IV of article 3, article 6, part III of article 7, article 9A, article 13, article 14G, and article 15 of chapter 431, sections 431:3-301, 431:3-302, 431:3-303, 431:3-304, 431:3-305, 431:10-102, 431:10-225, 431:10-226.5, and 431:10A-116(1) and (2), and the powers granted by those provisions to the commissioner, shall apply to managed care plans, health maintenance organizations, or medical indemnity or hospital service associations that are owned or controlled by mutual benefit societies so long as the application in any particular case is in compliance with and is not preempted by applicable federal statutes and regulations.  (c) Article 9J of chapter 431 shall apply to mutual benefit societies.  (d) The commissioner may adopt rules pursuant to chapter 91 for the implementation and administration of this chapter. [L 1987, c 347, pt of §2; am L 1998, c 178, §3; am L 1999, c 93, §6; am L 2002, c 74, § §3, 6; am L 2003, c 3, §22; am L 2007, c 175, §3 and c 227, §2; am L 2011, c 80, §7; am L 2012, c 251, §2; am L 2013, c 56, §1; am L 2015, c 63, §11; am L 2016, c 141, §16; am L 2019, c 72, §3]
HI Rev Stat § 432:1-103 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|432. Benefit Societies|432:1-103 Applicability of this article to existing societies and union mutual benefit societies.

  §432:1-103 Applicability of this article to existing societies and union mutual benefit societies. (a) None of the provisions of this article shall apply to, or in any way be held to affect, mutual benefit and fraternal societies which have been in existence and functioning within the State continuously for ten years prior to May 8, 1937.  (b) The provisions of this article shall apply to labor union mutual benefit societies, which are also regulated by Public Law 85-836, but the commissioner may waive any of the specific requirements of this article if the commissioner is satisfied that the labor union members and their dependents belonging to the mutual benefit society will not be adversely affected by the waiver. Each labor union mutual benefit society shall file with the commissioner annually a copy of the report filed under Public Law 85-836 and a complete financial report prepared by a certified public accountant. [L 1987, c 347, pt of §2]
HI Rev Stat § 432:1-104 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|432. Benefit Societies|432:1-104 Definitions.

  §432:1-104 Definitions. For the purposes of this article:  "Commissioner" means the insurance commissioner of the State.  "Mutual benefit society" means any corporation, unincorporated association, society, or entity:  (1) Organized and carried on for the primary benefit of its members and their beneficiaries and not for profit, and:  (A) Making provision for the payment of benefits in case of sickness, disability, or death of its members, or disability, or death of its members' spouses or reciprocal beneficiaries or children; or  (B) Making provision for the payment of any other benefits to or for its members,  whether or not the amount of the benefits is fixed or rests in the discretion of the society, its officers, or any other person or persons; and the fund from which the payment of the benefits shall be defrayed is derived from assessments or dues collected from its members, and the payment of death benefits is made to the families, including reciprocal beneficiaries, heirs, blood relatives, or persons named by its members as their beneficiaries; or  (2) Organized and carried on for any purpose that:  (A) Regularly requires money to be paid to it by its members, whether the money be in the form of dues, subscriptions, receipts, contributions, assessments, or otherwise; and  (B) Provides for the payment of any benefit or benefits or the payment of any money or the delivery of anything of value to its members or their relatives, including reciprocal beneficiaries, or to any person or persons named by its members as their beneficiaries, or to any class of persons that includes or may include its members,  whether or not the amount or value of the benefit, benefits, money, or thing of value is fixed, or rests in the discretion of the society, its officers, or any other person or persons; or  (3) Organized and carried on for any purpose whose requirements and provisions, although not identical with, are determined by the commissioner to be substantially similar to those enumerated in paragraphs (1) and (2).  Participating in a legal service plan subject to chapter 488 shall not in itself make a corporation, unincorporated association, society, or entity a mutual benefit society and subject to this article. [L 1987, c 347, pt of §2; am L 1993, c 350, §18; am L 1997, c 383, §60; am L 2012, c 34, §23; am L 2018, c 18, §28] Attorney General Opinions  Effect of amendment to section [by L 1997, c 383] was to allow, but not require, a mutual benefit society to make provision for payment of benefits to reciprocal beneficiaries. Att. Gen. Op. 97-5.
HI Rev Stat § 432:1-104.5 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|432. Benefit Societies|432:1-104.5 Bona fide trade associations.

  §432:1-104.5 Bona fide trade associations. (a) At the option of a bona fide trade association, or its designated agent, a mutual benefit society that operates a health plan and sells health insurance to the bona fide trade association shall treat the bona fide trade association and its members as a group for the purpose of issuing a group hospital or medical service plan, policy, contract, or agreement; provided that:  (1) The bona fide trade association shall have been formed for purposes other than obtaining insurance;  (2) The mutual benefit society shall be prohibited from restricting, in any manner, the number or types of health plans issued by another insurance entity that the bona fide trade association may offer to its members, including but not limited to such restrictions as clauses that reduce competition between insurers or clauses that require a bona fide trade association to allow an insurer to match the price or terms offered by another insurer; and  (3) Each member of the bona fide trade association shall not be required to be insured under the group policy;  and provided further that this section shall be inapplicable if less than two persons from the bona fide trade association seek to be insured under the group policy.  (b) As used in this section:  "Bona fide trade association" means an association of persons organized to promote common interests and comprised of persons engaged in a business, trade, or profession that:  (1) Has been actively in existence for five years;  (2) Has been formed and maintained in good faith for purposes other than obtaining insurance;  (3) Does not condition membership in the association on any health status related factor pertaining to an individual (including an employee of an employer or a dependent of an employee);  (4) Makes health insurance coverage offered through the association available to all members regardless of any health status related factor pertaining to such members (or individuals eligible for coverage through a member);  (5) Does not make health insurance coverage offered through the association available other than in connection with a member of the association; and  (6) Meets such additional requirements as may be imposed under state law. [L 2004, c 118, § §2, 5; am L 2006, c 41, §2]
HI Rev Stat § 432:1-105 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|432. Benefit Societies|432:1-105 Penalty.

  §432:1-105 Penalty.  There shall be a fine of not more than $1,000 or imprisonment of not more than one year, or both, for:  (1) Any person who is found in the State as officer, member, principal, agent, or in any other capacity, soliciting or conducting or operating the business of a mutual benefit society, as defined in section 432:1-104, not qualified and licensed to operate the business in conformity with this article, or  (2) Any trustee, officer, or other person in charge of the affairs of any such society, who authorizes, sanctions, or permits the issuance of any certificate, policy, or contract, for the payment of benefits in violation of this article, or  (3) Any person who violates any other provision of this article relating to mutual benefit societies. [L 1987, c 347, pt of §2; am L 2002, c 155, §103]
HI Rev Stat § 432:1-106 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|432. Benefit Societies|432:1-106 REPEALED.

 §432:1-106 REPEALED. L 2009, c 149, §12. Cross References  Insurance fraud, see § §431:2-401 to 431:2-410.
HI Rev Stat § 432:1-107 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|432. Benefit Societies|432:1-107 Federal law compliance.

 §432:1-107 Federal law compliance. A mutual benefit society shall comply with applicable federal law. The commissioner shall enforce the consumer protections and market reforms relating to insurance as set forth in the federal Patient Protection and Affordable Care Act, Public Law 111-148. [L 2011, c 15, §2]
HI Rev Stat § 432:1-108 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|432. Benefit Societies|432:1-108 Fees.

  §432:1-108 Fees. (a) The commissioner shall collect, in advance, the following fees:  (1) Certificate of authority:  (A) Application for a certificate of authority: $900; and  (B) Issuance of certificate of authority: $600;  (2) Organization of domestic mutual benefit societies:  (A) Application for a certificate of registration: $1,500; and  (B) Issuance of certificate of registration: $150; and  (3) For all services subsequent to the issuance of a certificate of authority, including extension of the certificate of authority: $600 per year. The commissioner may, upon showing of good cause, waive or modify, in whole or part, all fees in this subsection by order.  (b) No certificate of authority shall contain an expiration date, but all certificates of authority shall be extended by the commissioner from time to time in order to continue to be valid. When the commissioner issues or extends a certificate of authority, the commissioner shall determine the date prior to which the certificate of authority shall be extended and shall so notify the insurer in writing. This date is called the extension date. The extension date shall be any date not less than one year and not more than three years after date of issue or extension of the certificate of authority. If the insurer qualifies, its certificate of authority shall be extended. The commissioner shall provide each holder of a certificate of authority at least thirty days' advance written notice of the applicable extension date. If the fee for the extension of the certificate of authority is not paid before or on the extension date, a penalty shall be imposed in the amount of fifty per cent of the fee. The commissioner shall provide notice in writing of the delinquency of extension and the imposition of the authorized penalty. If the fee and the penalty are not paid within thirty days immediately following the date of the notice of delinquency, the commissioner may revoke the certificate of authority and may not reinstate the certificate of authority until the fee and penalty have been paid.  (c) All fees and penalties collected pursuant to this section and penalties collected pursuant to sections 432:1-105, 432:1-405, and 432:1-407 shall be deposited to the credit of the compliance resolution fund. [L 2012, c 251, §1; am L 2015, c 63, §12; am L 2021, c 110, §19]
HI Rev Stat § 432:1-201 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|432. Benefit Societies|432:1-201 Incorporation by charter.

  §432:1-201 Incorporation by charter. Any mutual benefit society may be or become incorporated by charter, notwithstanding any limitations under the corporation law as to the purposes for which charters may be granted. Any society so chartered as a corporation shall be subject in all respects to this article. [L 1987, c 347, pt of §2; am L 2001, c 217, §1]
HI Rev Stat § 432:1-202 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|432. Benefit Societies|432:1-202 Constitution and bylaws; officers; government of society.

  §432:1-202 Constitution and bylaws; officers; government of society. (a) Mutual benefit societies promising or offering to pay death, sick, disability, or other benefits in an amount equal to or in excess of $25 shall, subject to the approval of the commissioner, have the power to make a constitution and bylaws for the government of the society, the admission of its members, the management of its affairs, and the fixing and readjusting of the rates of contribution of its members. The societies shall have the power to amend the constitution and bylaws and such other powers as are necessary to carry into effect the object and purpose of the society, but shall not suspend temporarily any part of its constitution or bylaws as the same are governed by this article.  (b) Each mutual benefit society shall elect or otherwise appoint among its officers a president and a treasurer, who shall be residents of the State.  (c) After the organization of a society is completed and a certificate of registration is granted by the commissioner, the society shall be governed by its administrative board or body in accordance with its constitution and bylaws.  (d) Upon compliance with this article any society engaged in transacting business or operating in this State may exercise all of the rights conferred by this article, and all of the rights, powers and privileges possessed by it under its constitution and bylaws, rules and regulations, or articles of incorporation or charter not inconsistent with this article. [L 1987, c 347, pt of §2; am L 2012, c 251, §3]
HI Rev Stat § 432:1-204 (2021)
2021 Hawaii Revised Statutes|Title 24. Insurance|432. Benefit Societies|432:1-204 Foreign societies.

  §432:1-204 Foreign societies. Any foreign society subject to this article shall not be excused or relieved from compliance with this article by reason of the nonresidence of its members. Upon a showing to the satisfaction of the commissioner that it is impracticable and would work a hardship to comply with section 432:1-202(b) the commissioner shall permit the society to qualify in this respect upon its appointment of a resident agent, in the same manner and subject to the same conditions as are provided for in the case of foreign corporations under the general laws on corporations. Section 432:1-202(b) shall likewise be applicable to the agent. [L 1989, c 195, §9]