reglab/housing_qa huggingface dataset:
AL Code § 5-19A-13 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 19A - Alabama Pawnshop Act.|Section 5-19A-13 - Suspension or Revocation of License; Notice and Hearing; Surrender of License.

Section 5-19A-13Suspension or revocation of license; notice and hearing; surrender of license. (a) The supervisor may, after notice and hearing, suspend or revoke any license upon a finding that: (1) The licensee, either knowingly or without the exercise of due care to prevent the same, has violated this chapter. (2) A fact or condition exists which, if it had existed or had been known to exist at the time of the original application for a license, would have justified the supervisor in refusing a license. (3) The licensee has aided, abetted, or conspired with an individual or person to circumvent or violate the requirements of this chapter. (4) The licensee or a legal or beneficial owner of the license has been convicted of a crime that the supervisor finds directly relates to the duties and responsibilities of the occupation of pawnbroker. (b) The supervisor may conditionally license or place on probation a person whose license has been suspended or may reprimand a licensee for a violation of this chapter. (c) The manner of giving notice and conducting a hearing, as required by subsection (a), shall be as required by Sections 41-22-12 and 41-22-13. (d) Any licensee may surrender a license by delivering it to the supervisor with written notice of its surrender. Notwithstanding the foregoing, this surrender shall not affect the civil or criminal liability of the licensee for acts committed prior to surrendering of the license. (e) No revocation, suspension, or surrender of a license shall impair or affect the obligation of any pre-existing lawful contract between the licensee and any pledgor. Any pawn transaction made without benefit of license is void. (f) The supervisor may reinstate suspended licenses or issue new licenses to a person whose license or licenses have been revoked if no fact or condition then exists which would have justified the supervisor in refusing originally to issue a license under this chapter. (Acts 1992, No. 92-597, p. 1227, §13.)
AL Code § 5-19A-14 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 19A - Alabama Pawnshop Act.|Section 5-19A-14 - Application for New Pawnshop License, Transfer of Existing License, Etc.

Section 5-19A-14Application for new pawnshop license, transfer of existing license, etc. (a) An application for a new pawnshop license, the transfer of an existing pawnshop license, or the approval of a change in the ownership of a licensed pawnshop shall be under oath and shall state the full name and place of residence of the applicant, the place where the business is to be conducted, and other relevant information required by the supervisor. If the applicant is a partnership, the application shall state the full name and address of each partner. If the applicant is a corporation, the application shall state the full name and address of each officer, shareholder, and director. (b) Notwithstanding the foregoing, the application need not state the full name and address of each shareholder, if the applicant is owned directly or beneficially by a person which as an issuer has a class of securities registered pursuant to Section 12 of the Securities Exchange Act of 1934, or pursuant to Section 15(d) is an issuer of securities which is required to file reports with the Securities and Exchange Commission, if the person files with the supervisor any information, documents, and reports required by that act to be filed with the Securities and Exchange Commission. (Acts 1992, No. 92-597, p. 1227, §14.)
AL Code § 5-19A-15 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 19A - Alabama Pawnshop Act.|Section 5-19A-15 - No Confiscation of Property Pledged to Pawnbroker if Property May Be Put on Seven-Day Hold; When Property May Be Placed on Hold.

Section 5-19A-15No confiscation of property pledged to pawnbroker if property may be put on seven-day hold; when property may be placed on hold. (a) No pledged or purchased goods may be confiscated if the property pledged to, or purchased by, a pawnbroker may be put on a seven-day hold by the authorized law enforcement authorities, but the pledged or purchased property may not be placed on hold unless: (1) A police report is made in a timely manner. (2) A warrant is sworn out for the person who pledged or sold the goods to the pawnbroker or for alias if the person is unknown. (3) A warrant or writ is issued for the merchandise to be confiscated along with a request for restitution, pursuant to law. (b) This section shall not affect the right of any person who has an ownership interest or prior lien in the pledged or purchased goods. (Acts 1992, No. 92-597, p. 1227, §15.)
AL Code § 5-19A-16 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 19A - Alabama Pawnshop Act.|Section 5-19A-16 - Penalties for Failure to Secure License.

Section 5-19A-16Penalties for failure to secure license. Any person who engages in the business of operating a pawnshop without first securing the license prescribed by this chapter shall be guilty of a misdemeanor and, upon conviction thereof, shall be punished by a fine not in excess of $1,000.00 or by confinement in the county jail for not more than one year, or for both. (Acts 1992, No. 92-597, p. 1227, §16.)
AL Code § 5-19A-17 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 19A - Alabama Pawnshop Act.|Section 5-19A-17 - Penalties for Willful Violation of Chapter or for False Entry in Required Records; Compliance Enforced by Supervisor; Order Requiring Person to Refrain From Violation.

Section 5-19A-17Penalties for willful violation of chapter or for false entry in required records; compliance enforced by supervisor; order requiring person to refrain from violation. (a) In addition to any other penalty which may be applicable, any licensee who willfully violates this chapter or who willfully makes a false entry in any record specifically required by this chapter shall be guilty of a misdemeanor and, upon conviction thereof, shall be punished by a fine not in excess of $1,000.00 per violation or false entry. (b) Compliance with this chapter shall be enforced by the supervisor who may exercise any authority conferred by law. (c) When the supervisor has reasonable cause to believe that a person is violating this chapter, the supervisor, in addition to and without prejudice to the authority provided elsewhere in this chapter, may enter an order requiring the person to stop or to refrain from the violation. The supervisor may sue in any circuit court of the state having jurisdiction and venue to enjoin the person from engaging in, continuing the violation, or from doing any act in furtherance of the violation. In an action, the court may enter an order or judgment awarding a preliminary or permanent injunction. (Acts 1992, No. 92-597, p. 1227, §17.)
AL Code § 5-19A-18 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 19A - Alabama Pawnshop Act.|Section 5-19A-18 - Department of Public Safety to Supply Available Arrest and Conviction Records.

Section 5-19A-18Department of Public Safety to supply available arrest and conviction records. The Department of Public Safety on request shall supply to the supervisor any available arrest and conviction records of an individual applying for or holding a license under this chapter. (Acts 1992, No. 92-597, p. 1227, §18.)
AL Code § 5-19A-19 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 19A - Alabama Pawnshop Act.|Section 5-19A-19 - Ordinances to Be in Compliance With but Not More Restrictive Than Chapter.

Section 5-19A-19Ordinances to be in compliance with but not more restrictive than chapter. Any municipality may enact ordinances which are in compliance with but not more restrictive than this chapter. Any existing or future order, ordinances, or regulation which conflicts with this provision shall be null and void. (Acts 1992, No. 92-597, p. 1227, §20.)
AL Code § 5-19A-20 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 19A - Alabama Pawnshop Act.|Section 5-19A-20 - Pawnbrokers to Be Subject to Licensing and Issuance Fees Under Chapter 12 of Title 40; Chapter Not to Repeal Uniform Commercial Code.

Section 5-19A-20Pawnbrokers to be subject to licensing and issuance fees under Chapter 12 of Title 40; chapter not to repeal Uniform Commercial Code. Notwithstanding the foregoing, all persons currently doing business as pawnbrokers and those seeking licensure under this chapter, shall be subject to the applicable licensing and issuance fees levied under Chapter 12 of Title 40. This chapter shall not repeal or be construed to repeal any provision of the Uniform Commercial Code, Sections 7-1-101 et seq. (Acts 1992, No. 92-597, p. 1227, §21.)
AL Code § 5-20-2 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 20 - Alabama Credit Card Act.|Section 5-20-2 - Short Title.

Section 5-20-2Short title. This chapter shall be known and may be cited as the "Alabama Credit Card Act." (Acts 1988, No. 88-85, p. 104, §1.)
AL Code § 5-20-4 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 20 - Alabama Credit Card Act.|Section 5-20-4 - Establishment or Acquisition of a Credit Card Bank.

Section 5-20-4Establishment or acquisition of a credit card bank. Subject to the provisions of this chapter and to the prior approval of the superintendent, any bank holding company, bank holding company subsidiary, domestic lender or foreign lender may, either singly or jointly with other bank holding companies, bank holding company subsidiaries, domestic lenders or foreign lenders, establish or acquire, and own and control all the voting shares of a single credit card bank located in Alabama when and for so long as the following conditions are satisfied: (1) If the credit card bank is to be organized under the laws of this state, such bank shall be organized as provided in this chapter and in the manner provided in Chapter 5A of this title; (2) In connection with the application to organize, or to acquire control of a credit card bank, the applicant or applicants shall pay one filing fee to the Alabama Department of Banking in an amount not less than $15,000 to be set by the superintendent and approved by the Alabama Department of Banking; (3) The shares of a credit card bank shall be owned only by one or more bank holding companies, bank holding company subsidiaries, domestic lenders or foreign lenders; (4) Each credit card bank shall have total initial capital accounts actually paid in of not less than $1,750,000, and at all times thereafter shall maintain such minimum capital together with such additional capital accounts such that it shall have total capital not less than that capital generally required of Alabama banks supervised by the superintendent; (5) The credit card bank may engage only in the business of soliciting, processing, and extending credit pursuant to credit card accounts and conducting such other activities as are incidental thereto and not inconsistent with the provisions of this chapter; (6) The credit card bank shall not accept demand deposits or deposits that are withdrawable by check or similar means for payment to third parties or others, and shall not accept any savings or time deposits of less than $100,000; (7) The credit card bank must operate only a single office in this state, and such office's location and manner of operation shall be limited so as to be not likely to attract customers from the general public in this state to the substantial detriment of banks and depository institutions located in this state; and (8) A credit card bank, owned singly or jointly by a foreign lender or by a foreign bank holding company or by a subsidiary thereof, shall have, within one year of the date it commences operations, no fewer than 40 employees located in this state devoted to its credit card activities. An Alabama bank or a domestic lender is not required to establish a credit card bank to issue credit cards and create credit card accounts. (Acts 1988, No. 88-85, p. 104, §1.)
AL Code § 5-20-5 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 20 - Alabama Credit Card Act.|Section 5-20-5 - Charges, Rates, and Fees.

Section 5-20-5Charges, rates and fees. Notwithstanding the provisions of any other law, in connection with a credit card account, any domestic lender or any credit card bank may provide in the credit card agreement such charges for cash advances, charges for extensions of credit in excess of pre-established limits, late fees or delinquency charges, premiums on credit life and credit accident and health insurance, annual fees and other charges and fees, and such other terms and conditions as such domestic lender or credit card bank and the debtor may agree from time to time. Further, in addition to and apart from the charges and fees set forth above, in connection with a credit card account, any domestic lender or credit card bank may impose such interest and other finance charges as any such domestic lender or credit card bank and the debtor may from time to time agree notwithstanding any law otherwise prescribing, regulating or limiting such rates of interest, finance charges, fees and other charges. In the event any domestic lender or credit card bank desires to modify in any respect any term of the credit card account, it shall first provide at least 30 days' prior written notice of such modification to the debtor. In providing such notice, such domestic lender or credit card bank shall advise the debtor in writing that the debtor has the option (i) to surrender the credit card whereupon the debtor shall have the right to continue to pay off the credit card account in the same manner and under the same terms and conditions as then in effect; or (ii) to hold the credit card after the 30-day period has elapsed, or to use the credit card during such period, either of which shall constitute the debtor's consent to the modification. (Acts 1988, No. 88-85, p. 104, §1.)
AL Code § 5-20-6 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 20 - Alabama Credit Card Act.|Section 5-20-6 - Application for Approval; Filing Fee.

Section 5-20-6Application for approval; filing fee. Any bank holding company, bank holding company subsidiary, domestic lender or foreign lender proposing to establish or acquire a credit card bank pursuant to this chapter shall file an application with the superintendent for prior approval of such establishment or acquisition. Such application shall contain such information as the superintendent may require, and shall specifically acknowledge each applicant's agreement to be bound by the conditions set forth in Section 5-20-4. In addition, such application shall designate a resident of this state as each applicant's registered agent in connection with matters arising out of this chapter and shall be accompanied by the filing fee specified in section 5-20-4. (Acts 1988, No. 88-85, p. 104, §1.)
AL Code § 5-20-7 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 20 - Alabama Credit Card Act.|Section 5-20-7 - Supervision and Enforcement.

Section 5-20-7Supervision and enforcement. (a) All credit card banks organized under the laws of this state shall be subject to the supervision, regulation, and examination of the superintendent and the superintendent shall have all enforcement powers with respect thereto as are provided in this title. (b) In the event any credit card bank does not conduct its business consistent with the provisions of Section 5-20-4, the superintendent may require such credit card bank to cease all unauthorized activities, and may issue cease and desist orders and exercise any other rights or powers provided by this title, including, but not limited to, seeking equitable or legal remedies. In the event such credit card bank fails to abide by any order or written agreement with the superintendent, the superintendent may in addition to all other rights, remedies, and powers it may have under this title: (1) Impose upon the credit card bank or any of its controlling or investor bank holding companies, bank holding company subsidiaries, domestic lenders or foreign lenders, a penalty of up to $10,000 per day for each day such order is violated; and (2) Require divestiture of any interest in such credit card bank by any person or entity not qualified to acquire such credit card bank on the date it ceased to operate within the limitations imposed by Section 5-20-5. (c) The superintendent shall have the power to promulgate rules and regulations implementing the provisions of this chapter in the manner provided by Sections 5-2A-7 and 5-2A-8. (Acts 1988, No. 88-85, p. 104, §1.)
AL Code § 5-20-8 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 20 - Alabama Credit Card Act.|Section 5-20-8 - Applicable Law.

Section 5-20-8Applicable law. (a) A credit card bank shall be subject to all provisions of this title except to the extent any rights, powers, privileges, provisions or limitations of this title are inconsistent with the rights, powers, privileges, provisions or limitations of this chapter. (b) A credit card bank shall not be considered a "bank" for the purposes of Section 5-5A-20 or Chapter 13A of Title 5. (c) Notwithstanding anything to the contrary contained in Section 5-5A-27, an Alabama bank may subscribe for and own stock in a credit card bank. (Acts 1988, No. 88-85, p. 104, §1.)
AL Code § 5-20-9 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 20 - Alabama Credit Card Act.|Section 5-20-9 - Severability.

Section 5-20-9Severability. If any provision or clause of this chapter, including without limitation Section 5-20-4(8), or any application thereof to any entity or circumstances is held invalid, such invalidity shall not affect the other provisions or applications of the chapter which can be given effect without the invalid provision or application, and to this end the provisions of this chapter are declared to be severable. (Acts 1988, No. 88-85, p. 104, §1.)
AL Code § 5-20-10 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 20 - Alabama Credit Card Act.|Section 5-20-10 - Construction With Other Laws; Repeal of Conflicting Laws.

Section 5-20-10Construction with other laws; repeal of conflicting laws. To the extent other laws or parts of laws, whether general, local, or general laws of local application, conflict with this chapter, such other laws or parts of laws are hereby amended or repealed to the extent of such conflict as necessary to permit full effectiveness of the provisions of this chapter; provided, however, nothing contained in this chapter shall be construed to amend or modify the provisions of Chapter 13A of Title 5, as currently amended. (Acts 1988, No. 88-85, p. 104, §1.)
AL Code § 5-21-1 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 21 - George Wallace, jr., Plan for Linked Deposits of 1988.|Section 5-21-1 - Short Title.

Section 5-21-1Short title. Repealed by Act 2007-397, p. 790, §2, effective January 1, 2008. (Acts 1988, No. 88-162, p. 256, §1.)
AL Code § 5-21-2 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 21 - George Wallace, jr., Plan for Linked Deposits of 1988.|Section 5-21-2 - Legislative Purpose.

Section 5-21-2Legislative purpose. Repealed by Act 2007-397, p. 790, §2, effective January 1, 2008.  (Acts 1988, No. 88-162, p. 256, §2; Acts 1991, No. 91-720, p. 1399, §1; Acts 1993, No. 93-351, p. 540, §1; Acts 1995, No. 95-257, p. 430, §1.)
AL Code § 5-21-3 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 21 - George Wallace, jr., Plan for Linked Deposits of 1988.|Section 5-21-3 - Definitions.

Section 5-21-3Definitions. Repealed by Act 2007-397, p. 790, §2, effective January 1, 2008.  (Acts 1988, No. 88-162, p. 256, §3; Acts 1991, No. 91-720, p. 1399, §1; Acts 1993, No. 93-351, p. 540, §1; Acts 1995, No. 95-257, p. 430, §1; Act 99-659, 2nd Sp. Sess., p. 113, §1.)
AL Code § 5-21-4 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 21 - George Wallace, jr., Plan for Linked Deposits of 1988.|Section 5-21-4 - Creation of Plan; Term and Return Rate of Deposits.

Section 5-21-4Creation of plan; term and return rate of deposits. Repealed by Act 2007-397, p. 790, §2, effective January 1, 2008.  (Acts 1988, No. 88-162, p. 256, §4; Acts 1989, No. 89-882, p. 1780, §1; Acts 1991, No. 91-720, p. 1399, §1; Acts 1993, No. 93-351, p. 540, §1; Acts 1995, No. 95-257, p. 430, §1; Act 99-659, 2nd Sp. Sess., p. 113, §1; Act 2003-304, p. 722, §1; Act 2006-416, p. 1032, §1.)
AL Code § 5-21-5 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 21 - George Wallace, jr., Plan for Linked Deposits of 1988.|Section 5-21-5 - Amounts of Loans; Eligibility.

Section 5-21-5Amounts of loans; eligibility.  Repealed by Act 2007-397, p. 790, §2, effective January 1, 2008.  (Acts 1988, No. 88-162, p. 256, §5; Acts 1995, No. 95-257, p. 430, §1; Act 99-659, 2nd Sp. Sess., p. 113, §1.)
AL Code § 5-21-6 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 21 - George Wallace, jr., Plan for Linked Deposits of 1988.|Section 5-21-6 - Restriction of Fees or Charges.

Section 5-21-6Restriction of fees or charges. Repealed by Act 2007-397, p. 790, §2, effective January 1, 2008.  (Acts 1988, No. 88-162, p. 256, §6; Act 99-659, 2nd Sp. Sess., p. 113, §1.)
AL Code § 5-21-7 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 21 - George Wallace, jr., Plan for Linked Deposits of 1988.|Section 5-21-7 - Interest Rates.

Section 5-21-7Interest rates. Repealed by Act 2007-397, §2, effective January 1, 2008.  (Acts 1988, No. 88-162, p. 256, §7; Acts 1995, No. 95-257, p. 430, §1; Act 99-659, 2nd Sp. Sess., p. 113, §1; Act 2004-486, §1.)
AL Code § 5-21-8 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 21 - George Wallace, jr., Plan for Linked Deposits of 1988.|Section 5-21-8 - Agreements Between State and Eligible Lending Institutions in Writing; Specific Terms, Conditions, etc., Included.

Section 5-21-8Agreements between state and eligible lending institutions in writing; specific terms, conditions, etc., included. Repealed by Act 2007-397, p. 790, §2, effective January 1, 2008.  (Acts 1988, No. 88-162, p. 256, §8.)
AL Code § 5-21-9 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 21 - George Wallace, jr., Plan for Linked Deposits of 1988.|Section 5-21-9 - Participation in Plan; Application.

Section 5-21-9Participation in plan; application. Repealed by Act 2007-397, p. 790, §2, effective January 1, 2008.  (Acts 1988, No. 88-162, p. 256, §9; Acts 1993, No. 93-351, p. 540, §1; Acts 1995, No. 95-257, p. 430, §1; Act 99-659, 2nd Sp. Sess., p. 113, §1.)
AL Code § 5-21-10 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 21 - George Wallace, jr., Plan for Linked Deposits of 1988.|Section 5-21-10 - Annual Report.

Section 5-21-10Annual report. Repealed by Act 2007-397, p. 790, §2, effective January 1, 2008.  (Acts 1988, No. 88-162, p. 256, §10.)
AL Code § 5-21-11 (2021)
2021 Code of Alabama|Title 5 - Banks and Financial Institutions.|Chapter 21 - George Wallace, jr., Plan for Linked Deposits of 1988.|Section 5-21-11 - Effective Date; Termination Date.

Section 5-21-11Effective date; termination date. Repealed by Act 2007-397, p. 790, §2, effective January 1, 2008.  (Acts 1988, No. 88-162, p. 256, §13; Acts 1991, No. 91-720, p. 1399, §1; Acts 1995, No. 95-257, p. 430, §1; Act 99-659, 2nd Sp. Sess., p. 113, §1; Act 2003-304, p. 722, §1; Act 2006-416, p. 1032, §1.)