reglab/housing_qa huggingface dataset:
CA Ins Code § 15011 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15011.

15011.  Before an application for a license is granted, the applicant shall meet all of the following requirements:(a) Be at least 18 years of age.(b) Shall not have committed acts or crimes constituting grounds for denial of licensure under Section 1668 or 1669.(c) Shall have at least two years’ experience in the handling of loss claims under insurance contracts as determined by regulations adopted by the commissioner, and be competent to transact business and discharge the responsibilities of a public insurance adjuster in a manner as to safeguard the interests of the public. A person who has been licensed as an apprentice public insurance adjuster, as set forth in Section 15016, for 12 full months, shall be considered to have met the two-year experience requirement.(d) Maintain an office in the State of California with public access during regular business hours.(e) Pass an exam given by the commissioner in regard to property loss adjusting.(f) Post a surety bond executed by a surety company authorized to do business in this state in the sum of twenty thousand dollars ($20,000).(g) For an organization applicant, designate a licensed individual public insurance adjuster to be responsible for the organization’s compliance with the insurance laws, rules, and regulations of this state.(h) For an organization applicant, authorize only licensed individual public insurance adjusters to exercise authority under the organization’s license.(i) Comply with any requirement to file supplementary documents, affidavits, and statements as may be necessary to obtain a full disclosure of the information that will aid the commissioner in determining whether the prerequisites for the license have been met.(Amended by Stats. 2016, Ch. 833, Sec. 8. (SB 488) Effective January 1, 2017.)
CA Ins Code § 15012 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15012.

15012.  The license issued by the commissioner shall include, but not be limited to, adjusting claims for fire and allied coverages, burglary, flood, and all property claims both real and personal, and loss of income.(Added by Stats. 1985, Ch. 1202, Sec. 1.)
CA Ins Code § 15013 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15013.

15013.  Each applicant for a license as a public insurance adjuster shall, prior to issuance of the license, personally take and pass, to the satisfaction of the commissioner, an examination given by the department as follows:(a) The examination shall be prescribed by the commissioner and shall be of sufficient scope to reasonably test the applicant’s knowledge, among other things, of basic insurance theory, essential elements of contracts, technical competence in the handling of the various lines for which the applicant is being tested, claims ethics and knowledge of the Unfair Practices Act, and the duties and responsibilities of public insurance adjusters under the law.(b) The examination shall be given to applicants under the supervision of the department or the department’s examination contractor and shall be in written form.(c) The commissioner shall, within a reasonable period of time, not to exceed 30 days, transmit the results of the examination and action taken on the application to the applicant.(d) In the event an applicant who is otherwise qualified fails the examination, the commissioner may administer a reexamination.(e) The examination shall be given at those times and places within the state as the commissioner deems reasonably necessary to serve the convenience of the department and applicants.(Amended by Stats. 2016, Ch. 833, Sec. 9. (SB 488) Effective January 1, 2017.)
CA Ins Code § 15016 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15016.

15016.  (a) The apprentice public insurance adjuster license is a license to facilitate the training necessary to ensure reasonable competency to fulfill the responsibilities of a public insurance adjuster as defined in Section 15007.(b) The apprentice public insurance adjuster license is subject to the following terms and conditions:(1) The applicant shall submit, with an application for an initial apprentice public insurance adjuster license, an attestation or certification from a licensed public insurance adjuster assuming responsibility for all actions of that applicant.(2) The apprentice public insurance adjuster is authorized to adjust claims only in California.(3) The applicant is required to qualify under subdivisions (a) and (b) of Section 15011.(4) The applicant is required to pay a license fee of one hundred dollars ($100).(5) The applicant is required to comply with any requirement to file supplementary documents, affidavits, and statements as may be necessary to obtain a full disclosure of the information that will aid the commissioner in determining whether the prerequisites for the license have been met.(6) The apprentice public insurance adjuster shall not be required to take and successfully complete the prescribed public insurance adjuster examination.(7) The licensee shall at all times be an employee of a public insurance adjuster and be subject to training, direction, and control by a licensed public insurance adjuster.(8) The apprentice public insurance adjuster license is for a period not to exceed 12 months, and the license shall not be renewed.(9) The licensee is restricted to participation in factual investigation, tentative closing, and solicitation of losses subject to the review and final determination of a licensed public insurance adjuster.(10) The licensee shall be subject to suspension, revocation, or conditions in accordance with Section 1668.(11) The applicant shall submit two photographs, not older than six months, of the applicant, of a type prescribed by the commissioner, and one classifiable set of his or her fingerprints, to be sent to a live scan fingerprint provider as directed by the department, if fingerprints are not submitted in person with a live scan fingerprinting service provider certified by the Department of Justice.(12) The apprentice public insurance adjuster shall complete the 20-hour prelicensing education course of study as defined in Section 15009.1 during the license period.(Repealed and added by Stats. 2016, Ch. 833, Sec. 12. (SB 488) Effective January 1, 2017.)
CA Ins Code § 15017 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15017.

15017.  (a) A nonresident license shall be issued by the commissioner to qualified persons who meet the requirements set forth in Section 15011, and who have appointed the commissioner as an agent for service of process in this state.(b) Unless denied licensure pursuant to Sections 15018, 15018.5, and 15019, a nonresident person shall receive a nonresident public insurance adjuster license if all of the following apply:(1) The person is currently licensed in good standing as a public insurance adjuster in his or her home state.(2) The person has paid the fees required by Section 15060.(3) The person has provided proof of financial responsibility as required by Section 15033.(4) The individual has submitted to the commissioner the completed application for licensure.(5) The person’s home state awards nonresident public insurance adjuster licenses to residents of California on the same basis.(Amended by Stats. 2016, Ch. 833, Sec. 13. (SB 488) Effective January 1, 2017.)
CA Ins Code § 15018 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15018.

15018.  After a hearing, the commissioner may deny a license unless the applicant makes a showing satisfactory to the commissioner that the applicant has not:(a) Committed any acts or crimes constituting grounds for denial of license under Section 1668.(b) Been refused a license under this chapter or had a license revoked.(c) While unlicensed, committed, aided or abetted the commission of any acts for which a license is required in this chapter.(d) Been convicted of any crime or wrongdoings in connection with this license.(Added by Stats. 1985, Ch. 1202, Sec. 1.)
CA Ins Code § 15018.5 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15018.5.

15018.5.  The commissioner may, without hearing, deny an application if the applicant has committed any act or been convicted of a crime constituting grounds for denial of license under Section 1669.(Added by Stats. 2005, Ch. 448, Sec. 13. Effective January 1, 2006.)
CA Ins Code § 15019 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15019.

15019.  Whenever a hearing is held under this chapter to determine whether an applicant for a license should be granted or to determine the qualifications of a licensee, the proceeding shall be conducted in accordance with Chapter 5 (commencing with Section 11501) of Part 1 of Division 3 of Title 2 of the Government Code, and the commissioner shall have all the powers granted therein.(Added by Stats. 1985, Ch. 1202, Sec. 1.)
CA Ins Code § 15020 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15020.

15020.  The form and content of the license shall be determined by the commissioner.(Amended by Stats. 2016, Ch. 833, Sec. 14. (SB 488) Effective January 1, 2017.)
CA Ins Code § 15021 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15021.

15021.  The license shall at all times be posted in a conspicuous place in the principal place of business of the licensee.(Added by Stats. 1985, Ch. 1202, Sec. 1.)
CA Ins Code § 15022 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15022.

15022.  Upon the issuance of a license, a pocket card of that size, design, and content as may be determined by the commissioner shall be issued without charge to each licensee.(Added by Stats. 1985, Ch. 1202, Sec. 1.)
CA Ins Code § 15023 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15023.

15023.  A license issued under this chapter is not assignable.(Added by Stats. 1985, Ch. 1202, Sec. 1.)
CA Ins Code § 15024 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15024.

15024.  Each licensee shall file with the commissioner the complete address of his or her principal place of business including the name and number of the street, or if the street where the business is located is not numbered, the number of the post office box. The commissioner may require the filing of other information for the purposes of indentifying that principal place of business.(Added by Stats. 1985, Ch. 1202, Sec. 1.)
CA Ins Code § 15025 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15025.

15025.  A licensee shall within 30 days of the change notify the department of any change of his or her address. The principal place of business may be at home or at a business address but it shall be the place at which the licensee maintains a permanent office.(Added by Stats. 1985, Ch. 1202, Sec. 1.)
CA Ins Code § 15026 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15026.

15026.  A licensee shall not advertise or conduct business from any location other than that shown on the records of the commissioner as his or her principal place of business unless he or she has received a branch office certificate for that location after compliance with the provisions of this chapter and those additional requirements necessary for the protection of the public as the commissioner may by regulation prescribe. A licensee shall notify the commissioner in writing within 10 days of closing or changing the location of a branch office.(Added by Stats. 1985, Ch. 1202, Sec. 1.)
CA Ins Code § 15027.1 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15027.1.

15027.1.  (a) In addition to the restrictions in subdivision (e) of Section 15027, a licensee shall not solicit a contract of engagement for residential properties under this chapter that are included in an area subject to a catastrophic disaster until seven calendar days have elapsed from the conclusion of a loss-producing occurrence as defined in subdivision (d) of Section 15027.(b) Subdivision (a) shall not apply if the licensee is contacted directly by the insured or the insured’s representative.(c) Nothing in subdivision (a) shall prohibit a licensee from providing a policyholder, without making personal contact with the policyholder, with accurate written materials explaining services provided by public insurance adjusters.(Amended by Stats. 2016, Ch. 833, Sec. 16. (SB 488) Effective January 1, 2017.)
CA Ins Code § 15027.5 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15027.5.

15027.5.  Any person acting as a public adjuster who has executed a contract as described in Section 15027 is the agent of the insured. While acting under the authority of such a contract, a public adjuster may not receive any fees or other consideration, monetary or otherwise, from either the insured or any other source, in excess of the amount or percentage provided in the contract. Any compensation received by the public adjuster from any party or any other source connected to the claim adjustment, including any contractor, insurer, or vendor, shall be disclosed by the public adjuster to the insured. The insured may rescind the contract if the adjuster fails to make the required disclosure or if the public adjuster’s receipt of any compensation from a third party conflicts with the interests of the insured.(Added by Stats. 2005, Ch. 448, Sec. 16. Effective January 1, 2006.)
CA Ins Code § 15028 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15028.

15028.  No person licensed as a public insurance adjuster shall do any of the following:(a) Use any misrepresentation to solicit a contract or agreement to adjust a claim.(b) Solicit or accept remuneration from, or have a financial interest in, any salvage, repair or other firm which obtains business in connection with any claim he or she has a contract or agreement to adjust.(c) Advance moneys to any potential client or insured in order to obtain business.(d) Offer to pay a fee, commission, or other valuable consideration, exceeding one hundred dollars ($100), to a person for referring a loss unless he or she employs that person to so act for him or her and that person is licensed to act as an adjuster under the provisions of this chapter.(e) Permit an employee or agent, in his or her own name, to advertise, engage clients, furnish reports, present bills to clients, or in any manner conduct business for which a license is required pursuant to this chapter. (Amended by Stats. 2016, Ch. 833, Sec. 17. (SB 488) Effective January 1, 2017.)
CA Ins Code § 15028.5 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15028.5.

15028.5.  (a) A public insurance adjuster shall maintain a complete record of each of his or her transactions as a public insurance adjuster. The records shall include all of the following:(1) The name of the insured.(2) The date, location, and amount of the loss.(3) A copy of the contract between the public insurance adjuster and the insured.(4) The name of the insurer and the amount, expiration date, and number of each policy carried with respect to the loss.(5) An itemized statement of the recoveries by the insured from the sources known to the public insurance adjuster.(6) The total compensation received for the adjustment.(7) An itemized statement of disbursements made by the public insurance adjuster from recoveries received on behalf of the insured.(b) Records shall be maintained for at least five years after the termination of the transaction with the insured, and shall be open to examination by the commissioner.(Added by Stats. 1985, Ch. 1202, Sec. 1.)
CA Ins Code § 15028.6 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15028.6.

15028.6.  All funds received as claim proceeds by any person acting as a public insurance adjuster are received and held by that person in his or her fiduciary capacity. Any person who diverts or appropriates any fiduciary funds for his or her own use is guilty of theft and punishable for theft as provided by law. Every applicant for a license to act as a public insurance adjuster shall, as part of the application, endorse an authorization for disclosure to the commissioner of all financial records of any fiduciary funds as defined in this section, pursuant to Section 7473 of the Government Code. The authorization shall continue in force and effect for so long as the licensee continues to be licensed by the department.(Added by Stats. 1985, Ch. 1202, Sec. 1.)
CA Ins Code § 15028.7 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15028.7.

15028.7.  (a) A public adjuster who receives, accepts, or holds any funds on behalf of an insured towards the settlement of a claim for loss or damage shall deposit the funds in a non-interest-bearing escrow or trust account in a financial institution that is insured by an agency of the federal government in the adjuster’s home state or the state where the loss occurred.(b) All funds held in an escrow or trust account shall be the property of the insured and shall be held pursuant to a written contract signed by the insured and the public adjuster.(c) A public adjuster who receives any fiduciary funds shall, within 15 business days of receipt, deposit the funds in the escrow account and provide a written statement to the insured showing the amount of funds received and deposited in escrow.(d) A public adjuster who, after reasonable diligence, is unable to obtain the endorsements of all payees designated on any bank draft representing fiduciary funds, or who receives a written statement from the insured indicating that he or she does not wish to establish an escrow or trust account, shall be exempt from the requirements of subdivisions (a) to (c), inclusive.(e) The endorsement by a payee designated on any bank draft representing fiduciary funds shall not be construed as a waiver of any potential right of the payee to dispute the public adjuster’s entitlement to those funds or any portion thereof.(Added by Stats. 2005, Ch. 448, Sec. 17. Effective January 1, 2006.)
CA Ins Code § 15029 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15029.

15029.  No person shall concurrently hold a license under the provisions of this chapter and the provisions of Chapter 1 (commencing with Section 14000).(Added by Stats. 1985, Ch. 1202, Sec. 1.)
CA Ins Code § 15030 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15030.

15030.  Each licensee shall maintain a record containing that information relative to his or her employees as may be prescribed by the commissioner.(Added by Stats. 1985, Ch. 1202, Sec. 1.)
CA Ins Code § 15031 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15031.

15031.  (a) A licensee shall not conduct a business under a fictitious or other business name unless and until he or she has obtained the written authorization of the commissioner to do so.(b) The commissioner shall not authorize the use of a fictitious or other business name that is so similar to that of a public officer or agency or that is used by another licensee that the public may be confused or misled thereby.(c) The authorization shall require, as a condition precedent to the use of a fictitious name, that the licensee comply with Section 1724.5.(d) A licensee desiring to conduct his or her business under more than one fictitious name shall obtain the authorization of the commissioner in a manner prescribed in this section for the use of additional fictitious names.(e) The licensee shall pay a fee of twenty-five dollars ($25) for each authorization to use an additional fictitious name and for each change in the use of a fictitious business name. If the original license is issued in a nonfictitious name and authorization is requested to have the license reissued in a fictitious business name, the licensee shall pay a fee of twenty-five dollars ($25) for that authorization.(Amended by Stats. 2016, Ch. 833, Sec. 18. (SB 488) Effective January 1, 2017.)
CA Ins Code § 15032 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 3 - Regulation, Licensing, and Registration|Section 15032.

15032.  Every advertisement by a licensee soliciting or advertising business shall contain his or her name, address, or license number as they appear in the records of the commissioner. The commissioner may adopt regulations defining the term “advertisement” as used in this section.(Added by Stats. 1985, Ch. 1202, Sec. 1.)
CA Ins Code § 15033 (2021)
2021 California Code|Insurance Code - INS|DIVISION 5 - INSURANCE ADJUSTERS|CHAPTER 2 - Public Insurance Adjusters Act|ARTICLE 4 - Bonds|Section 15033.

15033.  No license shall be issued under this chapter unless the applicant files with the commissioner a surety bond executed by a surety company authorized to do business in the state in the sum of twenty thousand dollars ($20,000) conditioned for the faithful and honest conduct of business by the applicant. The bond, as to its form, execution, and sufficiency of the surety shall be approved by the commissioner.(Amended by Stats. 2005, Ch. 448, Sec. 18. Effective January 1, 2006.)