reglab/housing_qa huggingface dataset:
WA Rev Code § 48.17.063 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.17 - Insurance Producers, Title Insurance Agents, and Adjusters.|48.17.063 - Unlicensed activities—Acts committed in this state—Sanctions.

RCW 48.17.063 Unlicensed activities—Acts committed in this state—Sanctions.(1) For the purpose of this section, an act is committed in this state if it is committed, in whole or in part, in the state of Washington, or affects persons or property within the state and relates to or involves an insurance contract, health care services contract, or health maintenance agreement.(2) Any person who knowingly violates RCW 48.17.060 is guilty of a class B felony punishable under chapter 9A.20 RCW.(3) Any criminal penalty imposed under this section is in addition to, and not in lieu of, any other civil or administrative penalty or sanction otherwise authorized under state law.(4)(a) If the commissioner has cause to believe that any person has violated the provisions of RCW 48.17.060, the commissioner may:(i) Issue and enforce a cease and desist order in accordance with the provisions of RCW 48.02.080;(ii) Suspend or revoke a license; and/or(iii) Assess a civil penalty of not more than twenty-five thousand dollars for each violation, after providing notice and an opportunity for a hearing in accordance with chapters 34.05 and 48.04 RCW.(b) Upon failure to pay a civil penalty when due, the attorney general may bring a civil action on behalf of the commissioner to recover the unpaid penalty. Any amounts collected by the commissioner must be paid to the state treasurer for the account of the general fund.[ 2007 c 117 § 4; 2003 c 250 § 5.]NOTES:Severability—2003 c 250: See note following RCW 48.01.080.
WA Rev Code § 48.17.065 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.17 - Insurance Producers, Title Insurance Agents, and Adjusters.|48.17.065 - Application of chapter to insurance producers appointed by health care service contractors, health maintenance organizations, or both.

RCW 48.17.065 Application of chapter to insurance producers appointed by health care service contractors, health maintenance organizations, or both.The provisions of this chapter shall apply to insurance producers appointed by either health care service contractors or health maintenance organizations, or both.[ 2007 c 117 § 5; 1983 c 202 § 7.]
WA Rev Code § 48.17.067 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.17 - Insurance Producers, Title Insurance Agents, and Adjusters.|48.17.067 - Determining whether authorization exists—Burden on insurance producer or title insurance agent.

RCW 48.17.067 Determining whether authorization exists—Burden on insurance producer or title insurance agent.Any insurance producer or title insurance agent soliciting, negotiating, or procuring an application for insurance or health care services in this state must make a good faith effort to determine whether the entity that is issuing the coverage is:(1) Authorized to transact insurance or health coverage in this state; or(2) Conducting business through a surplus line broker licensed under chapter 48.15 RCW.[ 2007 c 117 § 6; 2003 c 250 § 6.]NOTES:Severability—2003 c 250: See note following RCW 48.01.080.
WA Rev Code § 48.17.071 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.17 - Insurance Producers, Title Insurance Agents, and Adjusters.|48.17.071 - Portable electronics—Application of chapter to adjusters—Duties of independent adjuster—Commissioner's authority.

RCW 48.17.071 Portable electronics—Application of chapter to adjusters—Duties of independent adjuster—Commissioner's authority.(1) An individual who collects claim information from, or furnishes claim information to, insureds or claimants, and who enters data is not an "adjuster" for the purpose of this chapter if both of the following are satisfied:(a) The individual's claim-related activity is limited exclusively to claims originating from policies of insurance issued through a portable electronics insurance program as defined in RCW 48.120.005(6); and(b) The individual is an employee of, and is supervised by, a person that is licensed as an independent adjuster. For purposes of this section, "employee" includes employees of entities under common ownership with the licensed person.(2) The person that is licensed as an independent adjuster must maintain complete records of its employees engaged in the activity described in subsection (1) of this section and must comply with either (a) or (b) of this subsection:(a) The person must submit a list of the names of all such employees to the commissioner on forms prescribed by the commissioner annually and must keep the list current by reporting all changes, deletions, or additions within thirty days after the change, deletion, or addition occurred. Each list must be retained by the licensed independent adjuster for a period of three years from submission; or(b) The person must maintain a system to track and document in the claim records each employee engaged in the activity described in subsection (1) of this section and, upon request of the commissioner, must identify the employee who has engaged in the activity.(3) The person licensed as an independent adjuster must provide a training and education program for each employee engaged in the activity described in subsection (1) of this section prior to allowing the employee to engage in the activity. The training must include a section on compliance with applicable insurance laws for which a syllabus outlining the content of this section must be submitted to the commissioner for approval prior to use, and resubmitted for approval of any changes prior to use.(4) The licensed independent adjuster that supervises the persons engaged in the activity described in subsection (1) of this section is responsible for their conduct. The commissioner may place on probation, revoke, suspend, or refuse to renew the adjuster's license of the independent adjuster, levy a civil penalty in accordance with RCW 48.17.560, or any combination of actions for any of the causes for which an adjuster's license may be revoked under chapter 48.17 RCW for the violation of any insurance laws, or any rule, subpoena, or order of the commissioner by a person engaged in the activity described in subsection (1) of this section who is employed by the licensed adjuster.[ 2012 c 154 § 6.]
WA Rev Code § 48.17.125 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.17 - Insurance Producers, Title Insurance Agents, and Adjusters.|48.17.125 - Examination questions—Confidentiality—Penalties.

RCW 48.17.125 Examination questions—Confidentiality—Penalties.It is unlawful for any unauthorized person to remove, reproduce, duplicate, or distribute in any form, any question(s) used by the state of Washington to determine the qualifications and competence of insurance producers or adjusters required by Title 48 RCW to be licensed. This section shall not prohibit an insurance education provider from creating and using sample test questions in courses approved pursuant to RCW 48.17.150.Any person violating this section shall be subject to penalties as provided by RCW 48.01.080, 48.17.530, and 48.17.560.[ 2007 c 117 § 9; 1989 c 323 § 1.]NOTES:Effective date—1989 c 323: "This act is necessary for the immediate preservation of the public peace, health, or safety, or support of the state government and its existing public institutions, and shall take effect July 1, 1989." [ 1989 c 323 § 8.]
WA Rev Code § 48.17.150 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.17 - Insurance Producers, Title Insurance Agents, and Adjusters.|48.17.150 - Continuing education courses and requirements—Rules.

RCW 48.17.150 Continuing education courses and requirements—Rules.(1) The commissioner shall by rule establish minimum continuing education requirements for the renewal or reissuance of a license to an insurance producer.(2) The commissioner may by rule establish minimum continuing education requirements for the renewal or reissuance of a license to a crop adjuster, an independent adjuster, and a public adjuster.(3) The commissioner shall require that continuing education courses will be made available on a statewide basis in order to ensure that persons residing in all geographical areas of this state will have a reasonable opportunity to attend such courses.(4) The continuing education requirements must be appropriate to the license for the lines of authority specified in RCW 48.17.170 or by rule.[ 2021 c 22 § 2; 2010 c 67 § 5; 2009 c 162 § 17; 2007 c 117 § 10; 2005 c 223 § 7; 1994 c 131 § 4; 1988 c 248 § 9; 1979 ex.s. c 269 § 7; 1971 ex.s. c 292 § 47; 1967 c 150 § 19; 1961 c 194 § 4; 1947 c 79 § .17.15; Rem. Supp. 1947 § 45.17.15.]NOTES:Effective date—2010 c 67: See note following RCW 48.14.010.Effective date—2009 c 162: See note following RCW 48.03.020.Effective date, implementation—1979 ex.s. c 269: See note following RCW 48.14.010.Severability—1971 ex.s. c 292: See note following RCW 26.28.010.
WA Rev Code § 48.17.153 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.17 - Insurance Producers, Title Insurance Agents, and Adjusters.|48.17.153 - Agents selling federal flood insurance policies—Training requirements.

RCW 48.17.153 Agents selling federal flood insurance policies—Training requirements.(1) All Washington state licensed insurance agents who sell federal flood insurance policies must comply with the minimum training requirements of section 207 of the flood insurance reform act of 2004, and basic flood education as outlined at 70 C.F.R. Sec. 52117, or such later requirements as are published by the federal emergency management agency.(2) Licensed insurers shall demonstrate to the commissioner, upon request, that their licensed and appointed agents who sell federal flood insurance policies have complied with the minimum federal flood insurance training requirements.[ 2006 c 25 § 15.]
WA Rev Code § 48.17.160 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.17 - Insurance Producers, Title Insurance Agents, and Adjusters.|48.17.160 - Appointment of agents—Approval—Termination—Fees.

RCW 48.17.160 Appointment of agents—Approval—Termination—Fees.(1) An insurance producer or title insurance agent shall not act as an agent of an insurer unless the insurance producer or title insurance agent becomes an appointed agent of that insurer. An insurance producer who is not acting as an agent of an insurer is not required to become appointed.(2) To appoint an insurance producer or title insurance agent as its agent, the appointing insurer shall file, in a format approved by the commissioner, a notice of appointment within fifteen days from the date the agency contract is executed or the first insurance application is submitted, whichever is earlier.(3) Upon receipt of the notice of appointment, the commissioner shall verify within a reasonable time, not to exceed thirty days, that the insurance producer or title insurance agent is eligible for appointment. If the insurance producer or title insurance agent is determined to be ineligible for appointment, the commissioner shall notify the insurer within ten days of the determination.(4) An insurer shall pay an appointment fee, in the amount and method of payment set forth in RCW 48.14.010, for each insurance producer or title insurance agent appointed by the insurer.(5) Contingent upon payment of the appointment renewal fee as set forth in RCW 48.14.010, an appointment shall be effective until terminated by the insurer, insurance producer, or title insurance agent and notice has been given to the commissioner as required by RCW 48.17.595.[ 2009 c 162 § 18; 2007 c 117 § 11; 1994 c 131 § 5; 1990 1st ex.s. c 3 § 3; 1979 ex.s. c 269 § 2; 1967 c 150 § 20; 1959 c 225 § 6; 1955 c 303 § 13; 1947 c 79 § .17.16; Rem. Supp. 1947 § 45.17.16.]NOTES:Effective date—2009 c 162: See note following RCW 48.03.020.Effective date, implementation—1979 ex.s. c 269: See note following RCW 48.14.010.
WA Rev Code § 48.17.175 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.17 - Insurance Producers, Title Insurance Agents, and Adjusters.|48.17.175 - In-state applicant has license in another state.

RCW 48.17.175 In-state applicant has license in another state.(1) An individual who applies for an insurance producer license in this state who was previously licensed for the same lines of authority in another state shall not be required to complete any prelicensing education or examination. This exemption is only available if the person is currently licensed in that state or if the application is received within ninety days of the cancellation of the applicant's previous license, and if the prior state issues a certification that, at the time of cancellation, the applicant was in good standing in that state or the state's producer database records, maintained by the NAIC, its affiliates, or subsidiaries, indicate that the producer is or was licensed in good standing for the line of authority requested.(2) A person licensed as an insurance producer in another state who moves to this state shall make application within ninety days of establishing legal residence to become a resident licensee under RCW 48.17.090. No prelicensing education or examination shall be required of that person to obtain any line of authority previously held in the prior state except where the commissioner determines otherwise by rule.[ 2007 c 117 § 14.]
WA Rev Code § 48.17.180 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.17 - Insurance Producers, Title Insurance Agents, and Adjusters.|48.17.180 - Doing business under any name other than legal name.

RCW 48.17.180 Doing business under any name other than legal name.An insurance producer or title insurance agent doing business under any name other than the insurance producer's or title insurance agent's legal name is required to register the name in accordance with chapter 19.80 RCW and notify the commissioner before using the assumed name.[ 2007 c 117 § 15; 1990 1st ex.s. c 3 § 4; 1979 ex.s. c 269 § 4; 1947 c 79 § .17.18; Rem. Supp. 1947 § 45.17.18.]NOTES:Effective date, implementation—1979 ex.s. c 269: See note following RCW 48.14.010.Title insurance agents, separate licenses for individuals not required: RCW 48.29.170.
WA Rev Code § 48.17.270 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.17 - Insurance Producers, Title Insurance Agents, and Adjusters.|48.17.270 - Insurance producer as insurer's agent—Compensation—Disclosure.

RCW 48.17.270 Insurance producer as insurer's agent—Compensation—Disclosure.(1) The sole relationship between an insurance producer and an insurer as to which the insurance producer is appointed as an agent shall, as to transactions arising during the existence of such agency appointment, be that of insurer and agent.(2) Unless the agency-insurer agreement provides to the contrary, an insurance producer may receive the following compensation:(a) A commission paid by the insurer;(b) A fee paid by the insured; or(c) A combination of commission paid by the insurer and a fee paid by the insured from which an insurance producer may offset or reimburse the insured for all or part of the fee.(3) If the compensation received by an insurance producer who is dealing directly with the insured includes a fee, for each policy, the insurance producer must disclose in writing to the insured:(a) The full amount of the fee paid by the insured;(b) The full amount of any commission paid to the insurance producer by the insurer, if one is received;(c) An explanation of any offset or reimbursement of fees or commissions as described in subsection (2)(c) of this section;(d) When the insurance producer may receive additional commission, notice that states the insurance producer:(i) May receive additional commission in the form of future incentive compensation from the insurer, including contingent commissions and other awards and bonuses based on factors that typically include the total sales volume, growth, profitability, and retention of business placed by the insurance producer with the insurer, and incentive compensation is only paid if the performance criteria established in the agency-insurer agreement is met by the insurance producer or the business entity with which the insurance producer is affiliated; and(ii) Will furnish to the insured or prospective insured specific information relating to additional commission upon request; and(e) The full name of the insurer that may pay any commission to the insurance producer.(4) Written disclosure of compensation as required by subsection (3) of this section shall be provided by the insurance producer to the insured prior to the sale of the policy.(5) Written disclosure as required by subsection (3) of this section must be signed by the insurance producer and the insured, and the writing must be retained by the insurance producer for five years. For the purposes of this section, written disclosure means the insured's written consent obtained prior to the insured's purchase of insurance. In the case of a purchase over the telephone or by electronic means for which written consent cannot be reasonably obtained, consent documented by the insurance producer shall be acceptable.[ 2009 c 162 § 22; 2007 c 117 § 17; 1994 c 203 § 1; 1993 c 455 § 1; 1981 c 339 § 13; 1947 c 79 § .17.27; Rem. Supp. 1947 § 45.17.27.]NOTES:Effective date—2009 c 162: See note following RCW 48.03.020.
WA Rev Code § 48.17.390 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.17 - Insurance Producers, Title Insurance Agents, and Adjusters.|48.17.390 - Independent, public, or crop adjusters—Separate licenses.

RCW 48.17.390 Independent, public, or crop adjusters—Separate licenses.(1)(a) The commissioner may license:(i) An individual or business entity as an independent adjuster or as a public adjuster;(ii) An individual as a crop adjuster; and(b) Separate licenses shall be required for each type of adjuster.(2) An individual or business entity may be concurrently licensed under separate licenses as an independent adjuster and as a public adjuster.(3) An individual may be concurrently licensed under separate licenses as an independent adjuster, a public adjuster, or a crop adjuster.(4) The full license fee shall be paid for each such license.[ 2010 c 67 § 6; 2007 c 117 § 19; 1981 c 339 § 16; 1947 c 79 § .17.39; Rem. Supp. 1947 § 45.17.39.]NOTES:Effective date—2010 c 67: See note following RCW 48.14.010.
WA Rev Code § 48.17.410 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.17 - Insurance Producers, Title Insurance Agents, and Adjusters.|48.17.410 - Authority of adjuster.

RCW 48.17.410 Authority of adjuster.An adjuster shall have authority under an adjuster's license only to either investigate and negotiate settlement relative to insurance claims, or apply the factual circumstances of an insurance claim to the insurance policy provisions, or both, to the adjuster's principal upon claims as limited under RCW 48.17.010(1) on behalf only of the insurers if licensed as an independent adjuster, or on behalf only of insureds if licensed as a public adjuster. An adjuster licensed concurrently as both an independent and a public adjuster shall not represent both the insurer and the insured in the same transaction.[ 2021 c 22 § 3; 2007 c 117 § 20; 1947 c 79 § .17.41; Rem. Supp. 1947 § 45.17.41.]
WA Rev Code § 48.17.420 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.17 - Insurance Producers, Title Insurance Agents, and Adjusters.|48.17.420 - Appointed agent may adjust—When license or certification is required—Nonresident adjusters or crop adjusters.

RCW 48.17.420 Appointed agent may adjust—When license or certification is required—Nonresident adjusters or crop adjusters.(1) An insurance producer or title insurance agent may from time to time act as an adjuster on behalf of and as authorized by an insurer for which an insurance producer or title insurance agent has been appointed as an agent and investigate and report upon claims without being required to be licensed as an adjuster. An insurance producer or title insurance agent must not act as a crop adjuster or investigate or report upon claims arising under crop insurance without first obtaining a crop adjuster license or, if a salaried employee of an insurer or of a managing general agent, without first being certified by a crop adjuster proficiency program approved by the risk management agency of the United States department of agriculture.(2) Except for losses arising under crop insurance, a license by this state is not required of a nonresident independent adjuster, for the adjustment in this state of a single loss, or of losses arising out of a catastrophe common to all such losses from which the governor proclaims a state of emergency, if the nonresident independent adjuster registers with the commissioner as an emergency adjuster and includes:(a) The nonresident independent adjuster's name;(b) The nonresident independent adjuster's contact information;(c) The nonresident independent adjuster's home state and license number;(d) The single loss or specific proclamation from the governor that details the emergency; and(e) The insurers the nonresident independent adjuster is representing.(3) An emergency adjuster:(a) Must not operate longer than one hundred eighty days, unless extended by the commissioner;(b) Is subject to all the disciplinary provisions and penalties of this title and Title 284 WAC; and(c) Is subject to the jurisdiction of the courts of the state of Washington concerning civil liability for all acts in any way related to the emergency adjuster's actions in Washington state.(4) For losses arising under crop insurance, a license by this state is not required of a nonresident crop adjuster, for the adjustment in this state of a single loss, or of losses arising out of a catastrophe common to all such losses, if the nonresident crop adjuster is:(a) Licensed as a crop adjuster in another state;(b) Certified by the risk management agency of the United States department of agriculture; or(c) A salaried employee of an insurer or of a managing general agent who is certified by a crop adjuster proficiency program approved by the risk management agency of the United States department of agriculture.[ 2021 c 22 § 4; 2010 c 67 § 7; 2007 c 117 § 21; 1947 c 79 § .17.42; Rem. Supp. 1947 § 45.17.42.]NOTES:Effective date—2010 c 67: See note following RCW 48.14.010.
WA Rev Code § 48.17.430 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.17 - Insurance Producers, Title Insurance Agents, and Adjusters.|48.17.430 - Public adjuster's bond.

RCW 48.17.430 Public adjuster's bond.(1) Prior to the issuance of a license as public adjuster, the applicant therefor shall file with the commissioner and shall thereafter maintain in force while so licensed a surety bond in favor of the people of the state of Washington, executed by an authorized corporate surety approved by the commissioner, in the amount of five thousand dollars. The bond may be continuous in form, and total aggregate liability on the bond may be limited to the payment of five thousand dollars. The bond shall be contingent on the accounting by the adjuster to any insured whose claim he or she is handling, for moneys or any settlement received in connection therewith.(2) Any such bond shall remain in force until the surety is released from liability by the commissioner, or until canceled by the surety. Without prejudice to any liability accrued prior to cancellation, the surety may cancel a bond upon thirty days advance notice in writing filed with the commissioner.(3) Such bond shall be required of any adjuster acting as a public adjuster as of the effective date of this code, or thereafter under any unexpired license heretofore issued.[ 2009 c 549 § 7063; 1977 ex.s. c 182 § 5; 1947 c 79 § .17.43; Rem. Supp. 1947 § 45.17.43.]