reglab/housing_qa huggingface dataset:
FL Stat § 642.045 (2021)
2021 Florida Statutes|Title XXXVII - Insurance|Chapter 642 - Legal Expense Insurance|642.045 - Procedure for Refusal, Suspension, or Revocation of License and Appointment of Sales Representative; Departmental Action Upon Violation by Licensed Insurance Agent.

642.045 Procedure for refusal, suspension, or revocation of license and appointment of sales representative; departmental action upon violation by licensed insurance agent.—(1) If any sales representative is convicted by a court of a violation of any provision of ss. 642.011-642.049, the license and appointment of such individual shall thereby be deemed to be immediately revoked without any further procedure relative thereto by the department.(2) Whenever it appears that any licensed insurance agent has violated the provisions of ss. 642.011-642.049, or if any grounds listed in s. 642.041 or s. 642.043 exist as to such agent, the department may take such action as is authorized by the insurance code for a violation of the insurance code by such agent, or such action as is authorized by this chapter for a violation of this chapter by a sales representative.History.—s. 1, ch. 79-103; s. 2, ch. 81-318; ss. 18, 20, 21, ch. 83-278; s. 182, ch. 91-108; ss. 6, 7, ch. 93-147; s. 99, ch. 2003-1; s. 74, ch. 2003-267; s. 65, ch. 2003-281.
FL Stat § 642.047 (2021)
2021 Florida Statutes|Title XXXVII - Insurance|Chapter 642 - Legal Expense Insurance|642.047 - Administrative Fine in Lieu of Suspension or Revocation of License or Appointment.

642.047 Administrative fine in lieu of suspension or revocation of license or appointment.—(1) If, pursuant to procedures provided for in ss. 642.011-642.049, it is found that one or more grounds exist for the suspension or revocation of, or refusal to renew or continue, any license or appointment issued under ss. 642.011-642.049, and except when such suspension, revocation, or refusal is mandatory, an order may be entered imposing upon the licensee or appointee, in lieu of such suspension, revocation, or refusal, an administrative penalty for each violation in the amount of $100 or, in the event of willful misconduct or willful violation on the part of the licensee or appointee, an administrative fine of $500. The administrative penalty may be augmented in amount by an amount equal to any commissions received by or accruing to the credit of the licensee or appointee in connection with any transaction to which the grounds for suspension, revocation, or refusal related.(2) The order may allow the licensee or appointee a reasonable period not to exceed 30 days, within which to pay to the department or office the amount of the penalty so imposed. If the licensee or appointee fails to pay the penalty in its entirety to the department or office within the period so allowed, the license or appointment of the licensee or appointee shall stand suspended or revoked, or renewal or continuation may be refused, as the case may be, upon expiration of such period and without any further proceedings.History.—s. 1, ch. 79-103; s. 2, ch. 81-318; ss. 20, 21, ch. 83-278; s. 183, ch. 91-108; ss. 6, 7, ch. 93-147; s. 1648, ch. 2003-261.
FL Stat § 642.0475 (2021)
2021 Florida Statutes|Title XXXVII - Insurance|Chapter 642 - Legal Expense Insurance|642.0475 - Civil Remedy.

642.0475 Civil remedy.—(1) Any person damaged by a violation of the provisions of this chapter may bring a civil action against a person violating such provisions in the circuit court of the county in which the alleged violator resides, or has his or her principal place of business, or in the county wherein the alleged violation occurred. Upon adverse adjudication, the defendant shall be liable for actual damages or $500, whichever is greater, together with court costs and reasonable attorney’s fees incurred by the plaintiff.(2) No punitive damages may be awarded under this section unless the acts giving rise to the violation occur with such frequency as to indicate a general business practice and these acts are:(a) Willful, wanton, and malicious.(b) In reckless disregard for the rights of any insured.Any person who pursues a claim under this subsection shall post in advance the costs of discovery. Such costs shall be awarded to the insurer if no punitive damages are awarded to the plaintiff.(3) As a condition precedent to bringing an action under this section, the department and the person against whom the action is to be brought shall be given notice of the violation. The notice shall state with specificity the facts which allegedly constitute the violation and the law which the plaintiff is relying upon. No action shall lie if, within 30 days thereafter, the damages are paid or the circumstances giving rise to the violation are corrected.(4) This section shall not be construed to authorize a class action suit against a legal expense insurance corporation or a civil action against the department, commission, or office or their employees.History.—ss. 19, 21, ch. 83-278; ss. 6, 7, ch. 93-147; s. 500, ch. 97-102; s. 1649, ch. 2003-261.
FL Stat § 642.048 (2021)
2021 Florida Statutes|Title XXXVII - Insurance|Chapter 642 - Legal Expense Insurance|642.048 - Prohibited Sales.

642.048 Prohibited sales.—No insurer of prepaid legal services and no legal expense insurance corporation shall market on the premises of any establishment licensed to sell alcoholic beverages any insurance policy or contract which makes provision for legal services or indemnifies for the cost of legal services in connection with any traffic or boating criminal offense involving the operation of a motor vehicle, boat, or vessel while under the influence of alcoholic beverages.History.—s. 1, ch. 87-169; s. 7, ch. 93-147.
FL Stat § 642.049 (2021)
2021 Florida Statutes|Title XXXVII - Insurance|Chapter 642 - Legal Expense Insurance|642.049 - Construction.

642.049 Construction.—Nothing contained in ss. 642.011-642.049 shall be construed to regulate the practice of law or limit the powers or authority of the Supreme Court of Florida in the regulation of the conduct of attorneys.History.—s. 1, ch. 79-103; s. 2, ch. 81-318; ss. 20, 21, ch. 83-278; ss. 6, 7, ch. 93-147.
FL Stat § 647.01 (2021)
2021 Florida Statutes|Title XXXVII - Insurance|Chapter 647 - Travel Insurance|647.01 - Purpose and Scope.

647.01 Purpose and scope.—(1) The purpose of this chapter is to promote the public welfare by creating a comprehensive legal framework within which travel insurance may be sold in this state.(2) This chapter applies to:(a) Travel insurance that covers any resident of this state and that is sold, solicited, negotiated, or offered in this state.(b) Policies and certificates that are delivered or issued for delivery in this state.This chapter does not apply to cancellation fee waivers or travel assistance services, except as expressly provided in this chapter.(3) All other applicable provisions of the insurance laws of this state continue to apply to travel insurance, except that the specific provisions of this chapter shall supersede any general provisions of law that would otherwise be applicable to travel insurance.History.—s. 15, ch. 2020-63.
FL Stat § 647.03 (2021)
2021 Florida Statutes|Title XXXVII - Insurance|Chapter 647 - Travel Insurance|647.03 - Premium Tax.

647.03 Premium tax.—(1) As used in this section, the term:(a) “Primary certificateholder” means an individual who purchases travel insurance under a group policy.(b) “Primary policyholder” means an individual who purchases individual travel insurance.(2) A travel insurer shall pay the premium tax, as required under s. 624.509, on travel insurance premiums paid by any of the following:(a) A primary policyholder who is a resident of this state.(b) A primary certificateholder who is a resident of this state.(c) A blanket travel insurance policyholder:1. Who is a resident in this state;2. Who has his or her principal place of business in this state; or3. Whose affiliate or subsidiary who has purchased blanket travel insurance for eligible blanket group members has his or her principal place of business in this state.The premium tax under this subsection is subject to any apportionment rules that apply to an insurer across multiple taxing jurisdictions or that authorize an insurer to allocate premium on an apportioned basis in a reasonable and equitable manner in those jurisdictions.(3) A travel insurer shall:(a) Document the state of residence or principal place of business of the policyholder or certificateholder, or an affiliate or subsidiary thereof, as required under subsection (2).(b) Report as premium only the amount allocable to travel insurance and not any amounts received for travel assistance services or cancellation fee waivers.History.—s. 17, ch. 2020-63.
FL Stat § 647.04 (2021)
2021 Florida Statutes|Title XXXVII - Insurance|Chapter 647 - Travel Insurance|647.04 - Travel Protection Plans.

647.04 Travel protection plans.—A travel protection plan may be offered for one price for the combined features that the travel protection plan offers in this state if the travel protection plan meets all of the following requirements:(1) The travel protection plan clearly discloses to the consumer, at or before the time of purchase, that it includes travel insurance, travel assistance services, and cancellation fee waivers, as applicable, and provides information and an opportunity, at or before the time of purchase, for the consumer to obtain additional information regarding the features and pricing of each.(2) The fulfillment materials:(a) Describe and delineate the travel insurance, travel assistance services, and cancellation fee waivers in the travel protection plan.(b) Include the travel insurance disclosures required in this chapter, the contact information for persons providing travel assistance services, and cancellation fee waivers, as applicable.History.—s. 18, ch. 2020-63.
FL Stat § 647.06 (2021)
2021 Florida Statutes|Title XXXVII - Insurance|Chapter 647 - Travel Insurance|647.06 - Travel Administrators.

647.06 Travel administrators.—(1) Notwithstanding any other provision of the Florida Insurance Code, a person may not act or represent himself or herself as a travel administrator in this state unless the person:(a) Is a licensed and appointed property and casualty insurance producer in this state for activities authorized under that producer license;(b) Is a licensed insurance agency, appointed as a managing general agent in this state; or(c) Holds a valid third-party administrator license in this state.(2) A travel administrator and its employees are exempt from the licensing requirements of part VI of chapter 626 for the travel insurance it administers.(3) An insurer is responsible for ensuring that a travel administrator administering travel insurance underwritten by the insurer:(a) Acts in accordance with this chapter.(b) Maintains all books and records that are relevant to the insurer and makes these books and records available to the department upon request.History.—s. 20, ch. 2020-63.
FL Stat § 647.07 (2021)
2021 Florida Statutes|Title XXXVII - Insurance|Chapter 647 - Travel Insurance|647.07 - Travel Insurance Policy.

647.07 Travel insurance policy.—(1) Notwithstanding any other provision of the Florida Insurance Code, travel insurance shall be classified and filed for purposes of rates and forms under the inland marine line of insurance; however, travel insurance that provides coverage for sickness, accident, disability, or death occurring during travel, either exclusively or in conjunction with related coverages of emergency evacuation or repatriation of remains, or incidental limited property and casualty benefits, such as baggage or trip cancellation, may be classified and filed for purposes of rates and forms under either the accident and health line of insurance or the inland marine line of insurance.(2) Travel insurance may be in the form of an individual, group, or blanket policy. Group or blanket policies are classified as commercial inland marine insurance under s. 627.021(2)(d). Travel insurance policies not issued to a commercial entity and primarily used for personal, family, or household purposes are considered personal inland marine insurance and shall not be subject to s. 627.062. Sections of policies or endorsements for travel insurance which are considered personal inland marine insurance consisting of travel assistance services or cancellation fee waivers are not subject to s. 627.410.(3) Travel insurance programs may be developed and provided based on travel protection plans designed for individual or identified marketing or distribution channels.History.—s. 21, ch. 2020-63.
FL Stat § 647.08 (2021)
2021 Florida Statutes|Title XXXVII - Insurance|Chapter 647 - Travel Insurance|647.08 - Rulemaking Authority.

647.08 Rulemaking authority.—The department shall adopt rules to administer this chapter.History.—s. 22, ch. 2020-63.
FL Stat § 648.24 (2021)
2021 Florida Statutes|Title XXXVII - Insurance|Chapter 648 - Bail Bond Agents|648.24 - Declaration of Public Policy.

648.24 Declaration of public policy.—It is the public policy of this state and the intent of the Legislature that a bond for which fees or premiums are charged must be executed by a bail bond agent licensed pursuant to this chapter in connection with the pretrial or appellate release of a criminal defendant and shall be construed as a commitment by and obligation upon the bail bond agent to ensure that the defendant appears at all subsequent criminal proceedings.History.—s. 1, ch. 2002-260.
FL Stat § 648.26 (2021)
2021 Florida Statutes|Title XXXVII - Insurance|Chapter 648 - Bail Bond Agents|648.26 - Department of Financial Services; Administration.

648.26 Department of Financial Services; administration.—(1) The department shall administer the provisions of this chapter as provided in this chapter.(a) The department has authority to adopt rules pursuant to ss. 120.536(1) and 120.54 to implement the provisions of this chapter conferring powers or duties upon it.(b) The department may employ and discharge such employees, examiners, counsel, and other assistants as shall be deemed necessary, and it shall prescribe their duties; their compensation shall be the same as other state employees receive for similar services.(2) The department shall adopt a seal by which its proceedings are authenticated. Any written instrument purporting to be a copy of any action, proceeding, or finding of fact by the department, or any record of the department authenticated by the seal, shall be accepted by all the courts of this state as prima facie evidence of the contents thereof.(3) The papers, documents, reports, or any other investigatory records of the department are confidential and exempt from the provisions of s. 119.07(1) until such investigation is completed or ceases to be active. For the purpose of this section, an investigation is considered “active” while the investigation is being conducted by the department with a reasonable, good faith belief that it may lead to the filing of administrative, civil, or criminal proceedings. An investigation does not cease to be active if the department is proceeding with reasonable dispatch and there is good faith belief that action may be initiated by the department or other administrative or law enforcement agency.History.—s. 2, ch. 29621, 1955; s. 7, ch. 61-406; ss. 13, 35, ch. 69-106; s. 177, ch. 70-339; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 2, 71, 72, ch. 82-175; ss. 2, 50, 51, ch. 84-103; ss. 3, 5, ch. 87-321; ss. 2, 46, 47, ch. 90-131; s. 4, ch. 91-429; s. 1, ch. 93-119; s. 6, ch. 93-262; s. 2, ch. 96-372; s. 29, ch. 96-388; s. 401, ch. 96-406; s. 216, ch. 98-200; s. 1651, ch. 2003-261.Note.—Former s. 903.38.
FL Stat § 648.279 (2021)
2021 Florida Statutes|Title XXXVII - Insurance|Chapter 648 - Bail Bond Agents|648.279 - Scope of License.

648.279 Scope of license.—The issuance of a license pursuant to the provisions of this chapter shall confer upon the holder the right to perform all duties and powers as authorized or conferred by the laws of this state.History.—s. 5, ch. 96-372.
FL Stat § 648.285 (2021)
2021 Florida Statutes|Title XXXVII - Insurance|Chapter 648 - Bail Bond Agents|648.285 - Bond Agency; Ownership Requirements.

648.285 Bond agency; ownership requirements.—(1) A person may not own, control, or otherwise have a pecuniary interest in a bail bond agency unless such individual is a licensed and appointed bail bond agent. Any agency that is not in compliance with this subsection shall be subject to the issuance of an immediate final order of suspension of all operations until the agency achieves compliance.(2) If the owner of a bail bond agency dies or becomes mentally incapacitated, a personal representative or legal guardian may be issued a temporary permit to manage the affairs of the bail bond agency. Such person must appoint or maintain the appointment of a primary bail bond agent, as provided in s. 648.387, and may not engage in any activities as a licensed bail bond agent but must comply with s. 648.387 during the administration of the estate or guardianship. A temporary permit is valid for a maximum of 24 months.(3) Application for a temporary permit must be made by the personal representative or legal guardian upon statements and affidavits filed with the department on forms prescribed and furnished by it. The applicant must meet the qualifications for licensure as a bail bond agent, except for the residency, examination, education, and experience requirements.History.—s. 4, ch. 2002-260.
FL Stat § 648.29 (2021)
2021 Florida Statutes|Title XXXVII - Insurance|Chapter 648 - Bail Bond Agents|648.29 - Build-Up Funds Posted by Bail Bond Agent.

648.29 Build-up funds posted by bail bond agent.—(1) All build-up funds pledged to indemnify an insurer which are posted by a bail bond agent or agency with the insurer must be held in an individual build-up trust account for the agent or agency in an FDIC-approved or FSLIC-approved bank or savings and loan association in this state, jointly in the name of the agent or agency and the insurer or in trust for the agent or agency by the insurer. Such account must remain open to inspection and examination by the department at all times. An accounting of all such funds shall be maintained which designates the amounts collected on each bond written.(2) Build-up funds may not exceed 40 percent of the premium as established by the agent’s contract agreement with the insurer or managing general agent. Build-up funds received shall be immediately deposited to the build-up trust account. Interest on such accounts shall accrue to the bail bond agent.(3) Build-up funds are maintained as a trust fund created on behalf of a bail bond agent or agency, held by the insurer in a fiduciary capacity to be used to indemnify the insurer for losses and any other agreed-upon costs related to a bail bond executed by the agent. The build-up funds are the sole property of the agent or agency. Upon termination of the bail bond agency or agent’s contract and discharge of open bond liabilities on the bonds written, build-up funds are due and payable to the bail bond agent or agency not later than 6 months after final discharge of the open bond liabilities.(4) Each insurer authorized to write bail bonds in this state and each managing general agent must furnish to the department a certified copy of a statement listing each build-up trust account and the balance therein by March 1 of each year.(5) Insurers must provide copies of build-up fund account bank statements to their agents and agencies.History.—s. 8, ch. 65-492; s. 177, ch. 70-339; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 71, 72, ch. 82-175; ss. 50, 51, ch. 84-103; s. 5, ch. 87-321; ss. 6, 46, 47, ch. 90-131; s. 4, ch. 91-429; s. 6, ch. 96-372; s. 5, ch. 2002-260.Note.—Former s. 903.392.
FL Stat § 648.295 (2021)
2021 Florida Statutes|Title XXXVII - Insurance|Chapter 648 - Bail Bond Agents|648.295 - Reporting and Accounting of Funds.

648.295 Reporting and accounting of funds.—(1) All premiums, return premiums, or other funds belonging to insurers or others received by a person licensed pursuant to this chapter in transactions under her or his license are trust funds received by the licensee in a fiduciary capacity, and the licensee must account for and pay the same to the insurer, insured, or other person entitled to such funds.(2) A licensee shall keep and make available to the department books, accounts, and records as necessary to enable the department to determine whether such licensee is complying with this chapter. A licensee shall preserve the books, accounts, and records pertaining to a premium payment for at least 3 years after making such payment. Records that are preserved by computer or photographic reproduction or records that are in photographic form constitute compliance with this requirement.(3) Any licensee who unlawfully diverts or appropriates such funds or any portion thereof to her or his own use commits larceny by embezzlement, punishable as provided by law.History.—ss. 7, 47, ch. 90-131; s. 4, ch. 91-429; s. 501, ch. 97-102.
FL Stat § 648.30 (2021)
2021 Florida Statutes|Title XXXVII - Insurance|Chapter 648 - Bail Bond Agents|648.30 - Licensure and Appointment Required; Prohibited Acts; Penalties.

648.30 Licensure and appointment required; prohibited acts; penalties.—(1) A person may not act in the capacity of a bail bond agent or temporary bail bond agent or perform any of the functions, duties, or powers prescribed for bail bond agents or temporary bail bond agents under this chapter unless that person is qualified, licensed, and appointed as provided in this chapter.(2) A person may not represent himself or herself to be a bail enforcement agent, bounty hunter, or other similar title in this state.(3) A person, other than a certified law enforcement officer, may not apprehend, detain, or arrest a principal on a bond, wherever issued, unless that person is qualified, licensed, and appointed as provided in this chapter or licensed as a bail bond agent or bail bond enforcement agent, or holds an equivalent license by the state where the bond was written.(4) Any person who violates this section commits a felony of the third degree, punishable as provided in s. 775.082, s. 775.083, or s. 775.084.(5) Any licensee under this chapter who knowingly aids or abets an unlicensed person in violating this section commits a felony of the third degree, punishable as provided in s. 775.082, s. 775.083, or s. 775.084.History.—s. 4, ch. 29621, 1955; s. 177, ch. 70-339; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 6, 71, 72, ch. 82-175; ss. 50, 51, ch. 84-103; s. 5, ch. 87-321; ss. 8, 46, 47, ch. 90-131; s. 4, ch. 91-429; s. 7, ch. 96-372; s. 6, ch. 2002-260; s. 30, ch. 2021-113.Note.—Former s. 903.40.
FL Stat § 648.31 (2021)
2021 Florida Statutes|Title XXXVII - Insurance|Chapter 648 - Bail Bond Agents|648.31 - Appointment Taxes and Fees.

648.31 Appointment taxes and fees.—The department shall collect in advance all appointment taxes and fees for the issuance of any appointment to a bail bond agent or temporary bail bond agent, as provided in s. 624.501.History.—s. 5, ch. 29621, 1955; s. 2, ch. 59-326; ss. 13, 35, ch. 69-106; s. 177, ch. 70-339; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 7, 71, 72, ch. 82-175; ss. 8, 50, 51, ch. 84-103; s. 5, ch. 87-321; ss. 9, 46, 47, ch. 90-131; s. 204, ch. 90-363; s. 4, ch. 91-429; s. 12, ch. 92-324; s. 8, ch. 96-372; s. 7, ch. 2002-260.Note.—Former s. 903.41.