reglab/housing_qa huggingface dataset:
MD. Commercial Law Code Ann. §  14-407 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 4 - Maryland Service Contracts and Consumer Products Guaranty Act|Section 14-407 - Private Remedies

    (a)    It is the policy of the State to encourage:        (1)    A guarantor voluntarily to establish procedures whereby a guaranty dispute is fairly and expeditiously settled through informal dispute settlement procedures; and        (2)    A provider voluntarily to establish procedures whereby a service contract dispute is fairly and expeditiously settled through informal dispute settlement procedures.    (b)    A guarantor or provider who establishes informal dispute settlement procedures may elect to settle guaranty disputes or service contract disputes, as the case may be, in cooperation with any private agency or the Consumer Protection Division of the Attorney General’s office.    (c)    The guarantor or provider is liable to the person guaranteed for any wrongful breach of a guaranty or wrongful breach of a service contract, as the case may be, and is under a duty to:        (1)    Perform as required under this subtitle; and        (2)    Compensate the person guaranteed for all reasonable incidental expenses incurred as a result of the breach.    (d)    (1)    If the guarantor or provider breaches any duties under this subtitle, the person guaranteed may file an action in any court of competent jurisdiction.        (2)    (i)    Except as provided in paragraph (3) of this subsection, if the person guaranteed prevails in an action filed under this subsection, the court shall include in the amount of the judgment a sum equal to the aggregate amount of costs and expenses which have been reasonably incurred by the person guaranteed for or in connection with the action filed.            (ii)    These costs and expenses shall include attorney’s fees based on actual time expended, unless the court finds that an award of attorney’s fees would be inappropriate.        (3)    The person guaranteed is not entitled to costs and expenses, if:            (i)    The guarantor or provider affords the person guaranteed a reasonable opportunity to settle informally in accordance with subsection (a) of this section; and            (ii)    The person guaranteed fails to so settle.
MD. Commercial Law Code Ann. §  14-408 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 4 - Maryland Service Contracts and Consumer Products Guaranty Act|Section 14-408 - Service Contracts and Designation of Representatives Permitted

    (a)    (1)    In addition to making a guaranty, the guarantor may enter into a service contract at the time of the sale or at any other time with the person guaranteed.        (2)    In addition to entering into a service contract, the provider may make a guaranty at the time of the sale or at any other time to the person guaranteed.    (b)    (1)    The guarantor or provider may designate a representative to perform the duties under this subtitle.        (2)    However, this designation does not relieve the guarantor or provider of the duties to the person guaranteed.
MD. Commercial Law Code Ann. §  14-409 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 4 - Maryland Service Contracts and Consumer Products Guaranty Act|Section 14-409 - A Mechanical Repair Contract Under 15-311.2 of the Transportation Article

    (a)    Except for Title 13 of this article and § 15–311.2 of the Transportation Article with respect to mechanical repair contracts, this subtitle provides the exclusive remedy by which a person guaranteed may recover damages for a breach of a service contract or may enforce a service contract.    (b)    (1)    Providers, administrators, and other persons marketing, selling, or offering to enter into service contracts that comply with the terms of this subtitle need not comply with any provision of the Insurance Article, except with respect to mechanical repair contracts as expressly provided in § 15–311.2 of the Transportation Article.        (2)    Guarantors, administrators, and other persons marketing, selling, or offering to issue guarantees that comply with the terms of this subtitle need not comply with any provision of the Insurance Article.    (c)    (1)    In this subsection, “licensee” means a person who:            (i)    Is licensed as a master plumber and meets the qualifications to engage in the business of providing plumbing services under Title 12 of the Business Occupations and Professions Article;            (ii)    Provides heating, ventilation, air-conditioning, or refrigeration services in accordance with a master license or a master restricted license issued under Title 9A of the Business Regulation Article; or            (iii)    Is a licensed contractor under Title 8 of the Business Regulation Article.        (2)    A licensee is not subject to:            (i)    This subtitle if the services provided or to be provided under the service contract are within the scope of the licensee’s license; or            (ii)    Any provision of the Insurance Article applicable to service contracts.
MD. Commercial Law Code Ann. §  14-410 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 4 - Maryland Service Contracts and Consumer Products Guaranty Act|Section 14-410 - Short Title

    This subtitle may be cited as the Maryland Service Contracts and Consumer Products Guaranty Act.
MD. Commercial Law Code Ann. §  14-4A-02 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 4A - Vehicle Protection Products Act|Section 14-4A-02 - Applicability of Subtitle and Other Provisions

    (a)    This subtitle does not apply to:        (1)    A service contract provider that does not sell vehicle protection products; or        (2)    A warranty, indemnity agreement, or guarantee that is not provided in connection with the sale of a vehicle protection product.    (b)    A vehicle protection product warranty is not subject to the provisions of Subtitle 4 of this title.    (c)    A seller or warrantor of a vehicle protection product, or a warrantor’s administrator, that complies with this subtitle is not subject to any provisions of the Insurance Article.
MD. Commercial Law Code Ann. §  14-4A-03 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 4A - Vehicle Protection Products Act|Section 14-4A-03 - Sale of a Vehicle Protection Product

    A vehicle protection product may not be sold or offered for sale in the State unless the seller and warrantor of the vehicle protection product, and the warrantor’s administrator, comply with the provisions of this subtitle.
MD. Commercial Law Code Ann. §  14-4A-04 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 4A - Vehicle Protection Products Act|Section 14-4A-04 - Registration

    (a)    A warrantor of a vehicle protection product that is sold or offered for sale in the State shall register with the Division on the form that the Division  provides.    (b)    The registration form shall include:        (1)    The name, address, and telephone number of the warrantor, including any name under which the warrantor does business;        (2)    The name, address, and telephone number of the warrantor’s administrator, if any;        (3)    The name and address of the warrantor’s registered agent, if any;        (4)    The name of at least one officer of the warrantor who is directly responsible for the warrantor’s vehicle protection product business;        (5)    (i)    If the warrantor elects to carry warranty reimbursement insurance in accordance with § 14–4A–07(a)(1) of this subtitle, a copy of the warrantor’s warranty reimbursement insurance policy; or            (ii)    If the warrantor elects to meet its financial obligations in accordance with § 14–4A–07(a)(2) of this subtitle, one of the following:                1.    A copy of the most recent form 10–K or form 20–F filed by the warrantor or the warrantor’s parent company with the United States Securities and Exchange Commission; or                2.    If the warrantor or the warrantor’s parent company does not file with the United States Securities and Exchange Commission, a copy of the warrantor’s or the warrantor’s parent company’s financial statement that shows a net worth or stockholders’ equity of not less than $50,000,000; and        (6)    A copy of each warranty that the warrantor proposes to use in the State.    (c)    (1)    A warrantor that registers under subsection (a) of this section shall pay a registration fee to the Division at the time of registration.        (2)    On January 1 of each year following a warrantor’s initial registration, the warrantor shall pay a renewal fee to the Division.        (3)    The registration fee and the renewal fee required under this subsection shall be set by the Division in an amount not exceeding $500 for each fee.
MD. Commercial Law Code Ann. §  14-4A-05 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 4A - Vehicle Protection Products Act|Section 14-4A-05 - Availability of Information to the Public

    Except for information received under § 14–4A–04(b)(5)(ii) of this subtitle, any information received by the Division in the course of administering this subtitle shall be made available to the public, subject to the provisions of the Maryland Public Information Act.
MD. Commercial Law Code Ann. §  14-4A-06 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 4A - Vehicle Protection Products Act|Section 14-4A-06 - Record Keeping

    (a)    A warrantor of a vehicle protection product sold or offered for sale in the State shall keep accurate accounts, books, and records that relate to its vehicle protection product warranties.    (b)    A warrantor’s accounts, books, and records shall include:        (1)    A copy of each vehicle protection product warranty sold or issued in the State;        (2)    The name and address of each warranty holder; and        (3)    The date, amount, and description of each receipt, claim, and expenditure.    (c)    A warrantor shall keep accounts, books, and records relating to a vehicle protection product warranty and a warranty  holder for at least 2 years following the expiration of the vehicle protection product warranty.    (d)    A warrantor that discontinues business in the State shall maintain its accounts, books, and records until it can prove to the Division that it has discharged all of its obligations to any warranty holder in the State.    (e)    On request, a warrantor shall make all of its accounts, books, and records available for inspection by the Division.
MD. Commercial Law Code Ann. §  14-4A-07 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 4A - Vehicle Protection Products Act|Section 14-4A-07 - Insurance

    (a)    A warrantor of a vehicle protection product sold or offered for sale in the State shall:        (1)    Be insured under a warranty reimbursement insurance policy; or        (2)    Maintain a net worth or stockholders’ equity of not less than $50,000,000.    (b)    A warrantor that meets its financial obligation in accordance with subsection (a) of this section is not required to meet any other financial requirement or financial standard.    (c)    If a warrantor elects to carry warranty reimbursement insurance under subsection (a)(1) of this section, the warranty reimbursement insurance policy purchased by the warrantor shall provide:        (1)    That the insurer will pay to, or on behalf of, the warrantor all sums that the warrantor is legally obligated to pay a warranty holder under the warrantor’s vehicle protection product warranty;        (2)    That, in the event payment due under the terms of the vehicle protection product warranty is not provided by the warrantor within 60 days after proof of loss has been filed by the  warranty holder in accordance with the terms of the vehicle protection product warranty, the warranty holder may file a claim for reimbursement directly with the insurer;        (3)    That the insurer shall be deemed to have received payment of the premium if the warranty holder paid the warrantor for the vehicle protection product warranty;        (4)    That the insurer’s liability under the warranty reimbursement insurance policy may not be reduced or relieved by a failure of the warrantor, for any reason, to report the issuance of a vehicle protection product warranty to the insurer; and        (5)    That, with regard to cancellation of the warranty reimbursement insurance policy:            (i)    The insurer may not cancel the warranty reimbursement insurance policy until a written notice of cancellation has been mailed or delivered to the insured warrantor;            (ii)    The cancellation of a warranty reimbursement insurance policy may not reduce the insurer’s responsibility for vehicle protection products sold before the date of cancellation; and            (iii)    In the event an insurer cancels a warranty reimbursement insurance policy, the warrantor shall:                1.    Discontinue offering vehicle protection product warranties as of the termination date of the warranty reimbursement insurance policy until a new warranty reimbursement insurance policy becomes effective; and                2.    On obtaining a new warranty reimbursement insurance policy, file a copy of the new warranty reimbursement insurance policy with the Division.    (d)    If a warrantor elects to meet its financial obligation in accordance with subsection (a)(2) of this section, the warrantor’s  parent company shall guarantee the obligations of the warrantor for the vehicle protection product warranties issued by the warrantor in the State.
MD. Commercial Law Code Ann. §  14-4A-09 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 4A - Vehicle Protection Products Act|Section 14-4A-09 - Usage of Certain Terms

    (a)    Unless authorized by the Maryland Insurance Commissioner to engage in the insurance business in the State, a warrantor may not use the following words in its name, contracts, or literature:        (1)    “Insurance”;        (2)    “Casualty”;        (3)    “Surety”;        (4)    “Mutual”; or        (5)    Any other words that are:            (i)    Descriptive of the insurance, casualty, or surety business; or            (ii)    Deceptively similar to the name or description of an insurer, a surety corporation, or another warrantor.    (b)    A warrantor may use the term “guaranty” or a similar word in the warrantor’s name.
MD. Commercial Law Code Ann. §  14-4A-10 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 4A - Vehicle Protection Products Act|Section 14-4A-10 - Requiring Purchase of Vehicle Protection Product Prohibited

    A vehicle protection product seller or a warrantor may not require, as a condition of the sale or financing of a vehicle, that the purchaser of the vehicle buy a vehicle protection product.
MD. Commercial Law Code Ann. §  14-4A-11 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 4A - Vehicle Protection Products Act|Section 14-4A-11 - Settlement of Disputes

    A warrantor that establishes an informal dispute settlement procedure may elect to settle vehicle protection product warranty disputes in coordination with a private mediation services provider or the Division.
MD. Commercial Law Code Ann. §  14-4A-12 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 4A - Vehicle Protection Products Act|Section 14-4A-12 - Liabilities and Duties

    A warrantor is:        (1)    Liable to the warranty holder for any wrongful breach of a vehicle protection product warranty; and        (2)    Under a duty to:            (i)    Comply with the requirements of this subtitle; and            (ii)    Compensate the warranty holder for all reasonable incidental expenses incurred as a result of the breach.
MD. Commercial Law Code Ann. §  14-4A-13 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 4A - Vehicle Protection Products Act|Section 14-4A-13 - Violations of Subtitle

    (a)    A violation of this subtitle:        (1)    Is an unfair or deceptive trade practice within the meaning of Title 13 of this article; and        (2)    Except for § 13–410 of this article, is subject to the enforcement and penalty provisions contained in Title 13 of this article.    (b)    A warrantor that violates the provisions of this subtitle is subject to a fine of $500 for each violation, not exceeding $10,000 for all violations.    (c)    For purposes of this section, each individual failure to comply with the requirements of this subtitle is a separate violation.
MD. Commercial Law Code Ann. §  14-4A-14 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 4A - Vehicle Protection Products Act|Section 14-4A-14 - Short Title

    This subtitle may be cited as the Vehicle Protection Products Act.
MD. Commercial Law Code Ann. §  14-501 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 5 - Fine Prints|Section 14-501 - Definitions

    (a)    In this subtitle the following words have the meanings indicated.    (b)    “Artist” means any person who conceived or created:        (1)    The master image for a fine print; or        (2)    The master image which served as the model for a fine print.    (c)    (1)    “Fine print” means a printed image on paper or any other suitable substance which has been taken off a plate by printing, stamping, casting, or any other process commonly used in the graphic arts.        (2)    “Fine print” includes an engraving, etching, woodcut, lithograph, or serigraph.    (d)    “Person” includes an individual, corporation, business trust, statutory trust, estate, trust, partnership, association, two or more persons having a joint or common interest, or any other legal or commercial entity.    (e)    “Plate” means a plate, stone, block, or other material used to create a fine print or from which a fine print is taken.    (f)    “Print” means a fine print.    (g)    “Signed print” means a fine print autographed by the artist, whether it was signed or unsigned in the plate.
MD. Commercial Law Code Ann. §  14-502 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 5 - Fine Prints|Section 14-502 - Exceptions

    This subtitle does not apply to:         (1)    A fine print printed before July 2, 1974; or        (2)    A fine print offered for sale or sold at retail or wholesale for:            (i)    $25 or less, if unframed; or            (ii)    $40 or less, if framed.
MD. Commercial Law Code Ann. §  14-503 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 5 - Fine Prints|Section 14-503 - When Disclosure Required

    (a)    A person may not knowingly publish or distribute any catalog, prospectus, or circular which offers for sale a fine print unless it clearly and conspicuously discloses all information required by § 14-504 of this subtitle.    (b)    A person may not knowingly sell at retail or wholesale any fine print unless a written invoice, receipt for the purchase price, or certificate furnished to the purchaser clearly and conspicuously discloses all information required by § 14-504 of this subtitle.    (c)    If a fine print is described as a “reproduction”, the information required by § 14-504 of this subtitle is not required to be disclosed, unless the print allegedly was published in a limited edition, an edition of numbered or signed prints, or any combination of them.
MD. Commercial Law Code Ann. §  14-504 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 5 - Fine Prints|Section 14-504 - Information to Be Disclosed

    (a)    A person who sells or offers to sell a fine print shall disclose the following information:        (1)    The year when printed and the name of the artist;        (2)    Whether the print is a part of a limited edition and, if it is:            (i)    The authorized maximum number of numbered or signed prints, or both, in the edition;            (ii)    The authorized maximum number of unnumbered or unsigned prints, or both, in the edition;            (iii)    Any authorized maximum number of artist’s, publisher’s, printer’s or other proofs, exclusive of trial proofs, outside the regular edition; and            (iv)    The total size of the edition;        (3)    Whether the plate has been destroyed, effaced, altered, defaced, or canceled after the current edition;        (4)    If there were any prior plates of the same master image:            (i)    The total number of plates; and            (ii)    A designation of the plate from which the print was taken;        (5)    If there were any prior or later editions from the same plate:            (i)    The series number of the edition of which the print is a part; and            (ii)    The aggregate size of all other editions;        (6)    Whether the edition is a posthumous edition or restrike and, if it is, whether the plate has been reworked; and        (7)    The name of any workshop where the edition was printed.    (b)    If the person lacks knowledge as to any information required to be disclosed by this section, he shall disclaim that knowledge specifically with regard to each of these items of information so that the purchaser is able to judge the degree of uniqueness or scarcity of each print.
MD. Commercial Law Code Ann. §  14-505 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 5 - Fine Prints|Section 14-505 - Remedies

    (a)    A person who sells a fine print in violation of this subtitle is liable to the purchaser, on tender by the purchaser of the print, for its purchase price, with interest from the date of payment of the purchase price.    (b)    A person who sells a fine print in willfull violation of this subtitle is liable to the purchaser, on tender by the purchaser of the print, for an amount equal to three times the sum of the purchase price and interest from the date of payment of the purchase price.    (c)    An action may not be maintained under this section unless brought within one year after discovery of the violation on which it is based and, in no event, more than three years after the print was sold.
MD. Commercial Law Code Ann. §  14-601 (2021)
2021 Maryland Statutes|Commercial Law|Title 14 - Miscellaneous Consumer Protection Provisions|Subtitle 6 - Gold and Silver|Section 14-601 - Definitions

    (a)    In this subtitle the following words have the meanings indicated.    (b)    “Package” includes a box, cover, or wrapper.    (c)    “Person” means an individual, corporation, business trust, statutory trust, estate, trust, partnership, association, two or more persons having a joint or common interest, or any other legal or commercial entity.    (d)    “Sell” includes offer to sell.    (e)    “Stamped” includes branded, engraved, or imprinted.    (f)    “Tag” includes a card or label.