reglab/housing_qa huggingface dataset:
ID Code § 41-1029 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1029 - SEVERABILITY.

41-1029. SEVERABILITY. If any provision of this chapter or its application to any person or circumstance is held invalid, the invalidity does not affect other provisions or applications of this chapter which can be given effect without the invalid provision or application, and to this end the provisions of this chapter are severable.  History: [41-1029, added 2001, ch. 296, sec. 3, p. 1062.]
ID Code § 41-1030 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1030 - PRODUCER COMPENSATION.

41-1030. PRODUCER COMPENSATION. (1) For purposes of this section: (a) "Consumer" means an insured, a prospective insured or an employer group. (b) "Retail producer" means a producer who solicits, negotiates with or sells an insurance contract directly to a consumer. (c) "Wholesale producer" means a producer who solicits, negotiates or sells an insurance contract directly with a retail producer, but not with a consumer. (2) Notwithstanding any other provision of title 41, Idaho Code, and as provided in this subsection, retail producers and wholesale producers may charge a fee or be compensated by a combination of fees and commissions. (a) Before charging a fee to a consumer, a retail producer shall provide to the consumer a written statement that describes the services the retail producer will perform and the fees the retail producer will receive. Acceptance by the consumer of a fee arrangement shall be evidenced by the consumer signing and dating the fee statement. (b) Before charging a fee to a retail producer, a wholesale producer shall provide to the retail producer a written statement that describes the services the wholesale producer will perform and the fees the wholesale producer will receive. Information regarding the amount of the fees charged by the wholesale producer shall be disclosed in writing on the face of the policy as a separately itemized charge.  History: [41-1030, added 2002, ch. 359, sec. 1, p. 1017.]
ID Code § 41-1036 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1036 - RECORDS.

41-1036. RECORDS. (1) A producer holding a license under this chapter shall make available through his principal place of business complete records of transactions placed through or countersigned by the producer. (2) Records as provided in subsection (1) of this section shall include, but not be limited to: (a) The names and addresses of insurer and insured; (b) The number and expiration date of the policy or contract; (c) The premium payable as to the policy or contract; (d) The date, time, insurer, insured and coverage of every binder made by the producer; (e) All disclosures made by a producer to an insured or to a prospective insured; and (f) Such other information as the director may reasonably require. (3) The records shall be kept available for inspection by the director for at least five (5) years after the creation or the completion, whichever is later, of the respective transactions. The records may be maintained off-site and in electronic form if the records can be made available for inspection through the producer’s principal place of business upon reasonable notice by the director.  History: [41-1036, added 2001, ch. 162, sec. 1, p. 571; am. 2002, ch. 281, sec. 4, p. 824; am. 2007, ch. 278, sec. 1, p. 809.]
ID Code § 41-1037 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1037 - REQUIREMENTS FOR BAIL AGENTS — FINDINGS — PURPOSE.

41-1037. REQUIREMENTS FOR BAIL AGENTS — FINDINGS — PURPOSE. (1) Sections 41-1037 through 41-1045, Idaho Code, provide requirements for the regulation of bail agents in this state in addition to the requirements generally applicable to producers under this chapter. (2) The legislature finds that: (a) Bail agents provide an important local retail service to the retail consumers of bail bonds; (b) Retail consumers of bail bonds and bail agents require a uniform and consistent regulatory framework that governs retail bail practices; and (c) There is a need to provide consumer protection from unscrupulous and unfair practices. (3) The purpose of this chapter is to provide that the department shall uniformly and exclusively license bail agents throughout the state of Idaho and that the department shall regulate such agents and bail transactions, provided the supreme court shall retain its inherent authority to regulate the transaction of bail with the court, including promulgating rules and uniform guidelines.  History: [41-1037, added 2003, ch. 104, sec. 1, p. 328; am. 2010, ch. 86, sec. 1, p. 165.]
ID Code § 41-1038 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1038 - DEFINITIONS.

41-1038. DEFINITIONS. As used in sections 41-1037 through 41-1045, Idaho Code: (1) "Bail" means a monetary amount required by the court to release the defendant from custody and to ensure his appearance in court as ordered. (2) "Bail agent" means a person who is a licensed producer in the line of surety insurance that is authorized by an insurer to execute or countersign undertakings of bail in connection with judicial proceedings. (3) "Bail bond" means a financial guarantee, posted by a bail agent and underwritten by a surety insurance company, that the defendant will appear as ordered. (4) "Collateral" means property of any kind given as security to obtain a bail bond. (5) "Department" means the department of insurance. (6) "Director" means the director of the department of insurance. (7) "Person" means an individual or a business entity. (8) "Retail consumers of bail bonds" means a defendant and any person who provides collateral to obtain any portion of a bail bond. (9) "Surety" or "surety insurance company" means an admitted insurer authorized in the line of surety pursuant to title 41, Idaho Code.  History: [41-1038, added 2003, ch. 104, sec. 2, p. 329; am. 2010, ch. 86, sec. 2, p. 165.]
ID Code § 41-1039 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1039 - LICENSE REQUIRED.

41-1039. LICENSE REQUIRED. (1) No person shall hold himself out to be a bail agent or sell, solicit, negotiate, advise or consult regarding the terms of bail bond contracts in this state unless that person is licensed as a producer in the line of surety insurance. The director is vested with the exclusive authority to license bail agents and the authority to regulate the solicitation, negotiation and transaction of bail with retail consumers of bail bonds, provided however, that a court retains the authority to refuse to accept bail bonds from a surety or a bail agent pursuant to its inherent authority, pursuant to Idaho Code, or as provided by supreme court rules, guidelines or appellate decisions. (2) A bail agent is authorized to execute and countersign undertakings of bail, including bail bonds, in connection with any judicial proceedings in each of the judicial districts of the state. Any sheriff or clerk of the district court shall accept bail bonds only from a bail agent, unless otherwise ordered by the court pursuant to subsection (1) of this section. (3) In addition to the authority to revoke, suspend or refuse to issue a bail agent’s license pursuant to section 41-1016, Idaho Code, the director shall suspend a license for a period not to exceed six (6) months, after mailing notice to the last known address of the bail agent but prior to a hearing, if such bail agent: (a) Has been convicted or has entered a guilty plea to any felony or to a misdemeanor evidencing theft, dishonesty, intimidation, threats, or violence; or (b) Intentionally and fraudulently makes a false statement to a court in connection with a bail transaction. (4) In addition to the provisions of subsection (3) of this section, the director may also suspend a license for a period not to exceed six (6) months, after mailing notice to the last known address of the bail agent but prior to a hearing, for reasons set forth in the rules of the department.  History: [41-1039, added 2003, ch. 104, sec. 3, p. 329; am. 2010, ch. 86, sec. 3, p. 166; am. 2013, ch. 36, sec. 1, p. 77; am. 2019, ch. 266, sec. 3, p. 780.]
ID Code § 41-1039A (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1039A - NOTICE.

41-1039A. NOTICE. In the event that the director revokes or suspends a bail agent’s license or a surety’s certificate of authority, or lifts such revocation or suspension, the director shall immediately notify all judicial district trial court administrators and all sureties with whom the agent is appointed of the effective date of such revocation or suspension or of the lifting of such revocation or suspension.  History: [41-1039A, added 2010, ch. 86, sec. 4, p. 167.]
ID Code § 41-1040 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1040 - BOND REQUIRED.

41-1040. BOND REQUIRED. After January 1, 2004, a producer shall not act as a bail agent unless the producer first files with the department and thereafter maintains in force a surety performance bond, executed by an authorized surety insurer, in favor of the director in the amount of fifteen thousand dollars ($15,000). Such bond shall be held in trust for the benefit and protection of the public against a judicial or administrative determination by the department of loss by acts of fraud or dishonesty by the bail agent.  History: [41-1040, added 2003, ch. 104, sec. 4, p. 329; am. 2010, ch. 86, sec. 5, p. 167.]
ID Code § 41-1041 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1041 - RECORDS.

41-1041. RECORDS. (1) The bail agent shall provide copies of the bail contract, premium receipts, collateral receipts, and any related documents to the defendant and any cosigner at the time of the bail transaction. (2) In addition to the records set forth in section 41-1036, Idaho Code, a bail agent shall also maintain complete records pertaining to any collateral received and any charges collected for any bail bond transaction for at least five (5) years after the liability of the surety has been terminated.  History: [41-1041, added 2003, ch. 104, sec. 5, p. 329.]
ID Code § 41-1042 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1042 - COLLECTIONS AND CHARGES PERMITTED.

41-1042. COLLECTIONS AND CHARGES PERMITTED. (1) Notwithstanding any other provision of this chapter, a bail agent in any bail transaction shall not, directly or indirectly, charge or collect money or other valuable consideration from any person except for the following: (a) To pay premiums at the rates established by the insurer; (b) To provide collateral; (c) To reimburse the bail agent for actual expenses incurred in connection with the bail transaction, limited to the following: (i) Expenditures actually and reasonably incurred to verify underwriting information or to pay for notary public fees, recording fees, or necessary long distance telephone or telegram fees; provided however, that the total of all such expenditures reimbursed shall not exceed fifty dollars ($50.00); and (ii) Travel expenses incurred more than twenty-five (25) miles from a bail agent’s place of business, which includes any city or locality in which the bail agent advertises or engages in bail business, up to the amount allowed by the internal revenue service for business travel for the year in which the travel occurs. (2) Except as permitted under this section, a bail agent shall not make any charge for his service in a bail transaction and the bail agent shall fully document all expenses for which the bail agent seeks reimbursement.  History: [41-1042, added 2003, ch. 104, sec. 6, p. 330.]
ID Code § 41-1043 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1043 - COLLATERAL.

41-1043. COLLATERAL. (1) A bail agent may accept collateral in connection with the bail bond transaction if the collateral is not excessive in relation to the face amount of the bond. (2) All collateral received by a bail agent is received in a fiduciary capacity. (a) Collateral received in the form of cash must be deposited and maintained in a trust account that is separate and apart from any other funds or assets of the bail agent. (b) Collateral other than cash must be maintained in a separate and secure location apart from the assets of the bail agent. (3) Collateral received must be returned to the person who deposited the collateral with the bail agent within fourteen (14) days of the date notice is received that the obligation, the satisfaction of which was secured by collateral, is discharged. (4) A copy of the order of the court wherein the bail or undertaking was ordered exonerated shall be deemed prima facie evidence of exoneration or termination of the liability. (5) If a bail agent accepts collateral, the bail agent shall give a written receipt for the collateral to the person from whom the collateral was received. The receipt shall include a full and detailed accounting of the collateral received.  History: [41-1043, added 2003, ch. 104, sec. 7, p. 330.]
ID Code § 41-1044 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1044 - EARLY SURRENDER OF DEFENDANT TO CUSTODY — RETURN OF PREMIUM.

41-1044. EARLY SURRENDER OF DEFENDANT TO CUSTODY — RETURN OF PREMIUM. (1) A bail agent shall immediately return in full all premium and collateral associated with a bail transaction if the bail agent without good cause or in violation of the bail contract surrenders the defendant to custody before the time specified in the undertaking of bail or the bail bond for the appearance of the defendant or, if no time is specified in the undertaking or bond, before the time the defendant is lawfully required to appear in court. (2) A bail agent has good cause for the early surrender of a defendant if the defendant has changed addresses without notifying the bail agent, engaged in self-concealment, left the jurisdiction of the court without permission of the bail agent or the court, materially breached the terms of the bail contract, or has otherwise acted in a manner that materially increases the risk of loss assumed by the bail agent or surety. A failure to pay the premium when due shall constitute good cause for early surrender only if at the time of the bail transaction the bail agent obtains the payor’s signature on a written statement clearly stating the amount of premium due, the date by which the premium must be paid and that the failure to pay the premium by the due date will result in the early surrender of the defendant and forfeiture of any premium paid. (3) Before surrendering a defendant early for good cause, a bail agent shall prepare a signed and dated written statement fully describing the facts upon which the agent relied in determining that good cause exists for the early surrender of the defendant. The statement shall be maintained as a record of the bail transaction and shall be made available to the department upon request. A bail agent who surrenders a defendant early for good cause shall not be entitled to seek recovery of any unpaid premium.  History: [41-1044, added 2003, ch. 104, sec. 8, p. 331.]
ID Code § 41-1045 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1045 - RESPONSIBILITY FOR ACTIONS OF OTHERS.

41-1045. RESPONSIBILITY FOR ACTIONS OF OTHERS. For purposes of licensing and regulation under title 41, Idaho Code, a bail agent is responsible for the actions of the bail agent’s employees, contractors and agents acting on the bail agent’s behalf in relation to bail transactions and matters arising out of bail transactions.  History: [41-1045, added 2003, ch. 104, sec. 9, p. 331.]
ID Code § 41-1081 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1081 - REQUIREMENTS FOR SALE OF PORTABLE ELECTRONICS INSURANCE — FINDINGS — PURPOSE.

41-1081. REQUIREMENTS FOR SALE OF PORTABLE ELECTRONICS INSURANCE — FINDINGS — PURPOSE. (1) Sections 41-1081 through 41-1089, Idaho Code, set forth requirements for the sale of portable electronics insurance in this state. (2) The legislature finds that portable electronics insurers and insurance producers who sell, solicit or negotiate the offer or sale of such insurance in this state shall be supervised and regulated by the department of insurance in a uniform and consistent manner.  History: [41-1081, added 2012, ch. 226, sec. 3, p. 620.]
ID Code § 41-1082 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1082 - DEFINITIONS.

41-1082. DEFINITIONS. As used in sections 41-1081 through 41-1089, Idaho Code: (1) "Customer" means a person who purchases portable electronics or services. (2) "Enrolled Customer" means a customer who purchases coverage under a portable electronics insurance policy issued to a vendor of portable electronics, which vendor would be the insured under a master or group policy. (3) "Location" means any physical location in the state of Idaho or any website, call center site or similar location directed to residents of the state of Idaho. (4) "Portable electronics" means electronic devices that are portable in nature and includes accessories and any services related to the use of such device. (5) (a) "Portable electronics insurance" means insurance providing coverage for the repair or replacement of portable electronics against any one (1) or more of the following causes of loss: loss of the portable electronic device, theft, inoperability due to mechanical failure, malfunction, damage or other similar causes of loss; (b) "Portable electronics insurance" does not include: (i) A service contract as defined in section 41-114A, Idaho Code; (ii) A policy of insurance covering a seller’s or a manufacturer’s obligations under a warranty; or (iii) A homeowner’s, renter’s, private passenger automobile, commercial multi-peril or similar insurance policy. (6) "Portable electronics transaction" means: (a) The sale or lease of portable electronics by a vendor to a customer; or (b) The sale of a service related to the use of portable electronics by a vendor to a customer. (7) "Supervising entity" means a business entity that is a licensed insurer or insurance producer that is authorized by an insurer to supervise the administration of a portable electronics insurance program. (8) "Vendor" means a person in the business of engaging in portable electronics transactions directly or indirectly.  History: [41-1082, added 2012, ch. 226, sec. 4, p. 621.]
ID Code § 41-1083 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1083 - LICENSURE OF VENDORS.

41-1083. LICENSURE OF VENDORS. (1) A vendor is required to hold a limited lines license to sell or offer coverage under a policy of portable electronics insurance. (2) A limited lines license issued pursuant to the provisions of this section shall authorize any employee or authorized representative of the vendor to sell or offer coverage under a policy of portable electronics insurance to a customer at each location at which the vendor engages in portable electronics transactions. (3) The supervising entity shall maintain a registry of vendor locations that are authorized to sell or solicit portable electronics insurance coverage in this state. Upon request by the director to the supervising entity, the registry shall be open to inspection and examination by the director during regular business hours of the supervising entity. (4) Notwithstanding any other provision of law, a limited lines license issued pursuant to this section shall authorize the licensee and its employees or authorized representatives to engage in those activities that are permitted in this section.  History: [41-1083, added 2012, ch. 226, sec. 5, p. 621.]
ID Code § 41-1084 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1084 - REQUIREMENTS FOR SALE OF PORTABLE ELECTRONICS INSURANCE.

41-1084. REQUIREMENTS FOR SALE OF PORTABLE ELECTRONICS INSURANCE. (1) At every location where portable electronics insurance is offered or sold to customers, brochures or other written materials must be provided by the vendor to a prospective customer which: (a) Disclose that portable electronics insurance may duplicate coverage already provided by a customer’s homeowner’s insurance policy, renter’s insurance policy or other source of insurance coverage; (b) State that the purchase by the customer of a portable electronics insurance policy is not required in order to purchase or lease portable electronics or related services; (c) Summarize the material terms of the insurance coverage, including: (i) The identity of the insurer; (ii) The identity and contact information of the supervising entity; (iii) The amount of any applicable deductible and how it is to be paid; (iv) Benefits of the insurance coverage; and  (v) Key terms and conditions of the insurance coverage such as whether portable electronics may be repaired or replaced with similar make and model, reconditioned or nonoriginal manufacturer parts or equipment; (d) Set forth the process for filing a claim, including a description of how to return portable electronics and any deadlines applicable thereto, any fees that may apply and the maximum fee applicable in the event the customer fails to comply with any equipment return requirements; and (e) State that an enrolled customer may cancel enrollment for coverage under a portable electronics insurance policy at any time and that the person who paid the premium shall receive a pro rata refund or credit of any applicable unearned premium. (2) The director may order a vendor to stop using any brochure or other written material that violates the requirements of this section or is otherwise found to be misleading or false. (3) Portable electronics insurance may be offered on a month to month or other periodic basis as a group or master commercial inland marine policy issued to a vendor of portable electronics for its enrolled customers. (4) Eligibility and underwriting standards for customers electing to purchase portable electronics insurance coverage shall be established for each portable electronics insurance program by the insurer issuing a policy to a vendor.  History: [41-1084, added 2012, ch. 226, sec. 6, p. 622.]
ID Code § 41-1086 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 10 - PRODUCER LICENSING|Section 41-1086 - RESPONSIBILITY FOR ACTIONS OF OTHERS.

41-1086. RESPONSIBILITY FOR ACTIONS OF OTHERS. For purposes of licensing and regulation under title 41, Idaho Code, a portable electronics limited lines licensee shall be responsible for the actions of the licensee’s employees and authorized representatives acting on the licensee’s behalf in relation to portable electronics insurance transactions and matters arising out of the same. Any violation of this chapter by the licensee’s employees and authorized representatives acting on the licensee’s behalf shall be considered a violation by the licensee.  History: [41-1086, added 2012, ch. 226, sec. 8, p. 623.]