reglab/housing_qa huggingface dataset:
NH Rev Stat § 383:9-c (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:9-c - Educational Lending Institutions.

    383:9-c Educational Lending Institutions. –||The bank commissioner shall hear and investigate complaints against companies or corporations primarily engaged in the business of making loans to be used exclusively for the payment and assurance of payment of tuition and other expenses of formal education in institutions of higher learning.|||Source. 1969, 498:1, eff. Sept. 1, 1969.|
NH Rev Stat § 383:9-d (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:9-d - Examination of Banks, Credit Unions, Trust Companies, and Family Trust Companies.

    383:9-d Examination of Banks, Credit Unions, Trust Companies, and Family Trust Companies. –||I. Unless an exception is granted as provided in paragraph II, the commissioner shall examine the condition and management of all depository banks and credit unions every 18 months or more often when necessary in his or her judgment. The commissioner shall examine the condition and management of all trust companies in accordance with RSA 383-C:14-1401. The commissioner shall examine the condition and management of all family trust companies in accordance with RSA 383-D:11-1101.||II. For entities that qualify under paragraph III, the commissioner may alternate every 18 months between conducting an examination of the entity and either waiving one examination, or accepting the examination report of a federal or state regulator or group of regulators with authority to conduct a similar type of examination of the entity.||III. A depository bank or credit union qualifies for examination treatment under paragraph II if:||(a) It has consistently been given high ratings in past exams;||(b) It is not currently subject to an enforcement proceeding or order; and||(c) The commissioner has deemed it prudent to apply this paragraph and paragraph II.||IV. The commissioner shall examine the condition and management of all consumer credit licensees as required by law, every 24 months, or more often when necessary in his or her judgment. In lieu of his or her own report, the commissioner may accept a report of a federal or state regulator or group of regulators with authority to conduct a similar type of examination of the entity.||V. The commissioner may waive an examination of a licensee if:||(a) The licensee has consistently had examinations with few or no cited violations of law or has not conducted significant business in the state during the exam period;||(b) The licensee is not currently subject to any enforcement proceeding or order from any state or federal regulatory authority; and||(c) The commissioner has deemed it prudent to apply this paragraph and paragraph IV.||VI. In no event shall a licensee be examined less than every 48 months.|||Source. 1985, 55:5. 2003, 165:2. 2006, 320:2. 2013, 238:9. 2015, 272:9, eff. Oct. 1, 2015. 2017, 257:34, 35, eff. Sept. 16, 2017. 2019, 168:3, 4, 20, eff. July 10, 2019.|
NH Rev Stat § 383:9-e (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:9-e - Corporations as Small Business Lenders.

    383:9-e Corporations as Small Business Lenders. –||If a corporation becomes a small business lender through any loan program by the United States Small Business Administration, which requires the corporation to meet banking requirements and to be examined at least annually by the New Hampshire banking department, an examination shall be made by the bank commissioner of the activities of the small business lender, and such reports shall be available to the United States Small Business Administration. The corporation shall not be deemed a banking institution, but shall be subject to the supervision, examination, control and enforcement authority of the bank commissioner under RSA 383 with regard to its loan portfolio. The bank commissioner shall make an annual report of the small business lender, and such report shall be available to the guarantying agency including the United States Small Business Administration. The corporation shall pay the cost of any such examination by the commissioner under RSA 383:11.|||Source. 1993, 315:1, eff. Aug. 22, 1993.|
NH Rev Stat § 383:9-f (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:9-f - Other Nonbank Lenders.

    383:9-f Other Nonbank Lenders. –||If a municipal business and industrial development authority, a city development office, or a not-for-profit development organization becomes a small business lender through any program which requires that it be examined by the New Hampshire banking department, the authority or organization shall not be deemed a banking institution, but the New Hampshire banking department, upon written request from the organization, shall have the authority to examine and report on such authorities or organizations with regard to their loan portfolios. The cost of any such examination shall be paid by the authority or organization requesting the examination. This statute does not in any way permit or require that the bank commissioner examine these nonbank, non-Small Business Administration lenders, except when specifically requested to do so, in writing, by the nonbank lender to be examined.|||Source. 1993, 315:1. 2000, 161:5, eff. July 22, 2000.|
NH Rev Stat § 383:9-g (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:9-g - Bank Holding Companies.

    383:9-g Bank Holding Companies. –||The bank commissioner shall also have general supervision of a corporation, partnership, limited partnership, limited liability company, limited liability corporation, business trust, or any other form of business entity organized under the laws of any jurisdiction which (i) beneficially owns, controls or holds the power to vote 25 percent or more of the voting stock of any federally chartered or state-chartered bank, commercial bank, savings bank, trust company, building and loan association, savings and loan association, cooperative bank, or similar banking organization doing business in the state of New Hampshire or (ii) possesses the power to control or controls the election of a majority of the directors of any such banking organization. For purposes of this section, such a business entity shall be referred to as a bank holding company. If a bank owns or controls another bank in the same manner as a bank holding company, it shall be deemed to be a bank holding company itself. The commissioner may require any bank holding company to furnish whichever reports the commissioner deems appropriate to the proper supervision of such bank holding company. Unless the commissioner determines otherwise, reports prepared for federal authorities may be submitted by such bank holding company in satisfaction of the requirements of this section. If such information and reports are inadequate in the commissioner's judgment for that purpose, the commissioner may examine such bank holding company and any of its subsidiaries doing business in New Hampshire. The proper charges which are incurred by reason of any such examination, including, but not limited to, examiner salaries and the benefits portion of such salaries, transportation, meals, lodging, and other associated costs, shall be paid by the bank holding company examined.|||Source. 1995, 304:3. 1997, 194:1, eff. June 18, 1997.|
NH Rev Stat § 383:9-h (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:9-h - Repealed by 2015, 272:52, I, eff. Oct. 1, 2015.

    383:9-h Repealed by 2015, 272:52, I, eff. Oct. 1, 2015. –|
NH Rev Stat § 383:9-i (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:9-i - Repealed by 2015, 272:52, II, eff. Oct. 1, 2015.

    383:9-i Repealed by 2015, 272:52, II, eff. Oct. 1, 2015. –|
NH Rev Stat § 383:9-j (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:9-j - Repealed by 2015, 272:52, III, eff. Oct. 1, 2015.

    383:9-j Repealed by 2015, 272:52, III, eff. Oct. 1, 2015. –|
NH Rev Stat § 383:10 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:10 - Repealed by 2015, 272:52, IV, eff. Oct. 1, 2015.

    383:10 Repealed by 2015, 272:52, IV, eff. Oct. 1, 2015. –|
NH Rev Stat § 383:10-a (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:10-a - Accountants or Experts.

    383:10-a Accountants or Experts. –||Whenever he or she considers it necessary the commissioner may engage the services of one or more outside accountants or other experts to perform an audit or such further examination as he or she deems necessary, except that the engagement of legal services shall be with the approval of the attorney general. The compensation and expenses of each outside accountant or other expert shall be a charge against the examined entity and shall be paid directly by that entity.|||Source. 1959, 199:7. 1991, 84:2. 2015, 272:10, eff. Oct. 1, 2015.|
NH Rev Stat § 383:10-b (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:10-b - Confidential Information.

    383:10-b Confidential Information. –||All records of the department's investigations, examinations, visitations, and reports produced by those investigations, examinations, and visitations including any duly authenticated copy of those records in the possession of any entity under the supervision of the commissioner, shall be confidential, shall not be subject to RSA 91-A, shall not be subject to subpoena and shall not be made public unless, in the judgment of the commissioner, the ends of justice and the public advantage will be served by the publication of those records. The commissioner may disclose to federal and state supervisory authorities and to independent insuring funds which he or she deems qualified such information and reports relating to the entities under his or her supervision as he or she deems best. The commissioner may also furnish to any government sponsored bank created under the Federal Home Loan Bank Act, or any authorized agent thereof, copies of reports of examination concerning any bank or credit union that is a member of such government sponsored bank, as required for the evaluation of the financial condition of the member bank or credit union. The commissioner may share information with state and federal regulators, and may share information with law enforcement agencies for the purpose of criminal investigations. On motion for discovery filed in any court of competent jurisdiction, in aid of any pending action, the court, after hearing the parties, may order the production of those records for use in that action whenever it is found that justice so requires, subject to such reasonable safeguards imposed by the court as may be necessary to prevent use by unauthorized persons or publicity of irrelevant portions of those records.|||Source. 1965, 52:1. 1983, 194:1. 2015, 272:11, eff. Oct. 1, 2015. 2018, 184:3, eff. Aug. 7, 2018. 2019, 168:5, eff. July 10, 2019.|
NH Rev Stat § 383:10-c (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:10-c - Repealed by 2015, 272:52, V, eff. Oct. 1, 2015.

    383:10-c Repealed by 2015, 272:52, V, eff. Oct. 1, 2015. –|
NH Rev Stat § 383:10-d (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:10-d - Consumer Complaints and Restitution.

    383:10-d Consumer Complaints and Restitution. –||The commissioner shall have exclusive authority and jurisdiction to investigate conduct that may violate any of the provisions of RSA 361-A, RSA 361-E, and Titles XXXV and XXXVI and administrative rules adopted thereunder. The commissioner may hold hearings relative to such conduct and may order restitution for a person or persons adversely affected by such conduct. The commissioner may request the assistance and services of the department of justice and shall delegate to the department of justice the authority to investigate criminal conduct under this section. The commissioner shall provide the department of justice information relevant to the criminal investigation of such matters, if applicable, and shall cooperate with such investigation and prosecution. The commissioner may also share information with state and federal regulators, and may share information with law enforcement agencies for the purpose of criminal investigations.|||Source. 1985, 55:6. 2004, 210:2. 2014, 153:1, eff. Jan. 1, 2015. 2019, 36:3, eff. May 15, 2019; 168:6, eff. July 10, 2019.|
NH Rev Stat § 383:10-e (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:10-e - Confidentiality of Consumer Complaints.

    383:10-e Confidentiality of Consumer Complaints. –||The commissioner may disclose to the public the number and type of complaints and disposition of complaints filed by consumers against a particular person or entity; provided, however, that no such disclosure shall abridge the confidentiality of consumer complaints or inquiries.|||Source. 1994, 250:1. 2015, 272:12, eff. Oct. 1, 2015.|
NH Rev Stat § 383:10-f (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:10-f - Consumer Complaint Administrator.

    383:10-f Consumer Complaint Administrator. –||The commissioner shall annually designate one person from within the banking department who shall administer and coordinate the commissioner's response to consumer complaints concerning conduct in trade or commerce licensed or regulated under Title XXXV, Title XXXVI, RSA 361-A, or RSA 361-E or conduct which is alleged to be an unfair or deceptive practice under the provisions of RSA 383:10-d.|||Source. 2004, 210:1, eff. Aug. 10, 2004. 2019, 36:4, eff. May 15, 2019.|
NH Rev Stat § 383:10-g (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:10-g - Privileges Not Affected by Disclosure.

    383:10-g Privileges Not Affected by Disclosure. –||Notwithstanding the exceptions to confidentiality in RSA 383:10-b, the submission of any information to any federal banking agency, state banking department, or foreign banking authority for any purpose in the course of any supervisory or regulatory process shall not be construed as waiving, destroying, or otherwise affecting any privilege such person may claim with regard to any information under federal or state law as to any person other than such agency, department, or authority.|||Source. 2013, 238:1, eff. Sept. 13, 2013.|
NH Rev Stat § 383:10-h (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:10-h - Unfair or Deceptive Act or Practice.

    383:10-h Unfair or Deceptive Act or Practice. –||I. No person engaging in trade or commerce, including without limitation, any business, activity, or transaction, that is subject to the jurisdiction of the bank commissioner may act in a manner that is or may be an unfair method of competition or an unfair or deceptive act or practice under RSA 358-A:2.||II. The commissioner shall have exclusive authority and jurisdiction to investigate conduct that is or may be an unfair method of competition or an unfair or deceptive act or practice under paragraph I, and may bring an administrative action to enforce such provisions as follows:||(a) Any person who violates paragraph I, may, upon notice and opportunity for hearing, and in addition to any such other penalty provided for by law, be subject to suspension, revocation, or denial of any registration, license, or charter, including forfeiture of any application fee, and may be ordered to provide restitution for a person or persons adversely affected by such conduct.||(b) Each method, act, or practice specified shall constitute a separate violation without regard to the number of persons affected thereby.||(c) The commissioner may authorize, with or without prior administrative action, the department of justice to file a civil enforcement action that alleges any unfair method of competition or any unfair or deceptive act or practice under this section. The court may apply any of the remedies allowed under RSA 358-A:4, III.||(d) Any person who knowingly violates paragraph I, shall be guilty of a misdemeanor for each violation if a natural person, or guilty of a felony if any other person. The commissioner shall delegate to the department of justice the authority to investigate criminal conduct under this section, shall provide the department of justice information relevant to the criminal investigation and prosecution of such matters, and shall cooperate with such investigation and prosecution.|||Source. 2014, 153:2, eff. Jan. 1, 2015.|
NH Rev Stat § 383:11-a (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:11-a - Contract Services.

    383:11-a Contract Services. –||The commissioner shall be authorized to enter into contracts with federal regulatory and insuring agencies to perform examinations of financial institutions, or to provide other services, and to receive monetary reimbursement for the costs incurred in providing such contract services. Contracts for services to be provided by the banking department under this section shall be reviewed and approved as to proper legal form by the department of justice. Sums collected for contracted services under this section shall be payable to the state treasurer as restricted revenue and credited to the appropriation for the bank commissioner.|||Source. 1991, 84:4, eff. July 12, 1991.|
NH Rev Stat § 383:12 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:12 - Oaths.

    383:12 Oaths. –||The commissioner, the deputy commissioner, or any of the examiners may summon and examine under oath by him administered any officer, agent, or servant of any such institution or any other person in relation to the affairs and condition of the institution.|||Source. RS 140:24. GS 152:6. GL 166:6. PS 162:7. 1925, 143:9. PL 259:9. RL 307:10. RSA 383:12. 1959, 199:8, eff. July 23, 1959.|
NH Rev Stat § 383:13 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:13 - Repealed by 2015, 272:52, VI, eff. Oct. 1, 2015.

    383:13 Repealed by 2015, 272:52, VI, eff. Oct. 1, 2015. –|
NH Rev Stat § 383:13-a (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:13-a - Repealed by 2015, 272:52, VII, eff. Oct. 1, 2015.

    383:13-a Repealed by 2015, 272:52, VII, eff. Oct. 1, 2015. –|
NH Rev Stat § 383:14 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:14 - Repealed by 2015, 272:52, VIII, eff. Oct. 1, 2015.

    383:14 Repealed by 2015, 272:52, VIII, eff. Oct. 1, 2015. –|
NH Rev Stat § 383:15 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:15 - Commissioner's Reports.

    383:15 Commissioner's Reports. –||The commissioner shall file with the governor and council his or her annual report, which shall contain information concerning each entity under the commissioner's supervision. The report shall also give the names of the officers of the banks, credit unions, and trust companies and such other information as he or she may deem necessary. The commissioner shall make such recommendations therein as he or she thinks will promote the public good.|||Source. RS 140:22. GS 152:5. 1869, 4:9. GL 166:5. PS 162:9. 1897, 77:2. 1921, 67:1. 1925, 143:11. PL 259:11. RL 307:13. 1949, 20:1. 1973, 140:31. 2003, 165:4. 2015, 272:15, eff. Oct. 1, 2015.|
NH Rev Stat § 383:16 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:16 - Irregularities.

    383:16 Irregularities. –||If the commissioner, deputy commissioner, or any examiner shall make a false statement of the condition of any institution with the intent to deceive, or shall intentionally fail when examining any institution to make a prudent and careful examination of appropriate scope based on the size, complexity, and the risk profile of the institution, he or she shall be guilty of a class B felony.|||Source. 1881, 103:1. PS 162:10. 1925, 143:12. PL 259:12. RL 307:14. RSA 383:16. 1959, 199:9. 1973, 528:264, eff. Oct. 31, 1973 at 11:59 p.m. 2019, 168:8, eff. July 10, 2019.|
NH Rev Stat § 383:17 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:17 - Disposal of Papers.

    383:17 Disposal of Papers. –||The commissioner may destroy any records, reports, or miscellaneous papers filed in his office which, in his opinion, are no longer of any value to the state.|||Source. 1945, 40:1. 2004, 231:14, eff. June 11, 2004.|
NH Rev Stat § 383:18 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:18 - Printing of Laws.

    383:18 Printing of Laws. –||The commissioner may have printed separate copies of the banking laws whenever, in his opinion, such copies are necessary.|||Source. 1953, 46:1, eff. Mar. 18, 1953.|
NH Rev Stat § 383:19 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:19 - Repealed by 1985, 55:25, I, eff. Apr. 23, 1985.

    383:19 Repealed by 1985, 55:25, I, eff. Apr. 23, 1985. –|
NH Rev Stat § 383:20 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:20 - Repealed by 1985, 55:25, II, eff. Apr. 23, 1985.

    383:20 Repealed by 1985, 55:25, II, eff. Apr. 23, 1985. –|
NH Rev Stat § 383:21 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383 - Bank Commissioner|Section 383:21 - Repealed by 1985, 55:25, III, eff. Apr. 23, 1985.

    383:21 Repealed by 1985, 55:25, III, eff. Apr. 23, 1985. –|