reglab/housing_qa huggingface dataset:
CO Code § 10-4-1304 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 13 - Black Lung Disease Insurance Joint Underwriting Association|§ 10-4-1304. Board of Directors - Authority

  The association shall be governed by a board of six directors, to be appointed by the commissioner. Such directors shall be individuals employed full-time in the business of writing workers' compensation insurance in Colorado, at least one shall be employed by Pinnacol Assurance, at least one shall be actively engaged in operations in a small underground mine, and at least one shall be actively engaged in operations in a large underground mine. The board shall elect a chairperson from among its members.    The board shall have the authority to take all lawful actions necessary to implement this part 13, including, but not limited to, issuing policies as named insurer.     History. Source: L. 95: Entire part added, p. 732, § 1, effective May 23. L. 2002: (1) amended, p. 1891, § 51, effective July 1.
CO Code § 10-4-1306 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 13 - Black Lung Disease Insurance Joint Underwriting Association|§ 10-4-1306. Deficits - Assessment - Rebate of Surplus

  Whenever a deficit exists, the board shall, within ninety days, provide the commissioner with a program to eliminate the deficit within a reasonable time.    Any premiums or assessments collected by the plan in excess of the amount necessary to fund projected ultimate incurred losses and expenses of the plan and not paid to insureds in conjunction with dividend programs shall be retained by the plan for future use as necessary to ensure the continued operational viability of the plan.    If the plan incurs a deficit or surplus from operations in excess of the amount required under subsection (2) of this section, as determined by the commissioner, the amount of the deficit or surplus shall be assessed or rebated to the participating insurers. Each such insurer shall pay a portion of the total assessment or receive a portion of the total rebate based on its proportion of the total voluntary Colorado workers' compensation insurance written during the calendar year in which the deficit or surplus occurs.     History. Source: L. 95: Entire part added, p. 734, § 1, effective May 23.
CO Code § 10-4-1307 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 13 - Black Lung Disease Insurance Joint Underwriting Association|§ 10-4-1307. Annual Statements

 The association shall file in the office of the commissioner annually, on or before June 1, a statement which shall contain information with respect to its transactions, condition, operations, and affairs during the preceding year. Such statement shall contain an independent actuarial certification of the results of the operation of the plan and such other matters and information as are prescribed. The commissioner may prescribe the form of such statement and may, at any time, require the association to furnish additional information with respect to its transactions, condition, or any matter connected therewith considered to be material and of assistance in evaluating the scope, operation, and experience of the association.   History. Source: L. 95: Entire part added, p. 735, § 1, effective May 23.
CO Code § 10-4-1308 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 13 - Black Lung Disease Insurance Joint Underwriting Association|§ 10-4-1308. Examinations

  The commissioner shall make an examination into the affairs of the association at least annually.    The evaluation shall include information on the administrative costs of operating a free-standing residual market mechanism as well as the need for rate adjustments necessary to make such mechanism entirely self-sustaining.     History. Source: L. 95: Entire part added, p. 735, § 1, effective May 23. L. 97: (2) amended, p. 1478, § 23, effective June 3.
CO Code § 10-4-1309 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 13 - Black Lung Disease Insurance Joint Underwriting Association|§ 10-4-1309. Legislative Declaration - Authority of Commissioner - Emergency Rules - Judicial Review

  The general assembly finds, determines, and declares that the matters addressed in this part 13 are of the utmost urgency. Accordingly, the commissioner is authorized to, and shall, adopt emergency rules implementing this part 13 immediately. In addition, the commissioner is empowered to issue all necessary orders to implement this part 13 as soon as is practicable.    To cover the commissioner's startup costs, the commissioner may assess insurers participating in the association based on each insurer's proportion of the total voluntary Colorado workers' compensation insurance written during calendar year 1994.    All orders of the commissioner made pursuant to this part 13 shall be subject to judicial review by the court of appeals as provided in section 24-4-106 (11), C.R.S.; except that, notwithstanding any other provision of law, proceedings for review shall act as a stay of the enforcement of any order or decision of the insurance commissioner disapproving or ordering the withdrawal, adjustment, or termination of the effectiveness of any rate filing made by or on behalf of the association on the ground that the rates or premiums for the business of the association are unreasonable or excessive, and the association may continue to charge rates pursuant to such filing pending final order of the court.     History. Source: L. 95: Entire part added, p. 735, § 1, effective May 23.
CO Code § 10-4-1310 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 13 - Black Lung Disease Insurance Joint Underwriting Association|§ 10-4-1310. Privileged Communications

 There shall be no liability on the part of, and no civil suit for damages shall arise against, the association, the commissioner or his or her authorized representatives, or any other person or organization for any act or statement made in good faith by them during any proceedings or concerning any matters within the scope of this part 13.   History. Source: L. 95: Entire part added, p. 736, § 1, effective May 23.
CO Code § 10-4-1311 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 13 - Black Lung Disease Insurance Joint Underwriting Association|§ 10-4-1311. Tax Exemption

 The association shall be exempt from payment of all fees and all taxes levied by this state or any of its subdivisions, except taxes levied on real or personal property.   History. Source: L. 95: Entire part added, p. 736, § 1, effective May 23.
CO Code § 10-4-1401 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 14 - Exemption From Rate and Approval Requirements for Insurers Providing Coverage to Exempt Commercial Policyholders|§ 10-4-1401. Legislative Declaration

 The general assembly declares that the health, welfare, and safety of the people of the state of Colorado may not be enhanced by the regulation of insurance between sophisticated commercial entities and insurers. The general assembly finds that there are commercial entities that utilize personnel trained in risk management, insurance coverage issues, and insurance industry knowledge who are capable of negotiating and entering into insurance coverage agreements without the need for state regulation in this area. Therefore, the purpose of this part 14 is to exempt insurers negotiating with and insuring sophisticated commercial entities from rate filing and form certification requirements. This exemption will allow competitive underwriting and rating of policies.   History. Source: L. 99: Entire part added, p. 384, § 1, effective January 15, 2000.
CO Code § 10-4-1403 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 14 - Exemption From Rate and Approval Requirements for Insurers Providing Coverage to Exempt Commercial Policyholders|§ 10-4-1403. Exemption From Rate Filing, Approval, and Form Certification Requirements

  The requirements of sections 10-4-107, 10-4-108, 10-4-109, 10-4-109.5, 10-4-109.7, 10-4-110, 10-4-113, 10-4-403, 10-4-404, .5, 10-4-414, 10-4-419, and 10-4-421 shall not apply to insurers of exempt commercial policyholders.    If the commissioner determines, after providing an opportunity for comment and a public hearing, that a line of insurance is anticompetitive, as described in section 10-4-415, or is not being adequately serviced by insurers, the commissioner may require that the rate for that particular line of insurance be filed pursuant to section 10-4-401 and enforced under section 10-4-418.    The commissioner shall review annually any line of insurance found previously to be anticompetitive, as described in section 10-4-415, to determine whether rate filing and approval requirements may again be eliminated because the line has subsequently become competitive. Such review shall include the opportunity for comment and a public hearing.     History. Source: L. 99: Entire part added, p. 386, § 1, effective January 15, 2000.
CO Code § 10-4-1404 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 14 - Exemption From Rate and Approval Requirements for Insurers Providing Coverage to Exempt Commercial Policyholders|§ 10-4-1404. Multistate Insurance Risks - Choice of Law

 Where the exempt commercial policyholder operates in more than one state, the policy may include provisions within the insurance contract that determine disputes arising from claims handling and procedures, cancellation of the policy, or nonrenewal of the policy, which disputes shall be governed by the state with the largest percentage of premiums charged under the policy.   History. Source: L. 99: Entire part added, p. 386, § 1, effective January 15, 2000.
CO Code § 10-4-1501 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 15 - Portable Electronics Insurance|§ 10-4-1501. Definitions

 As used in this part 15, unless the context otherwise requires:    “Customer” means a person who purchases portable electronics or services.    “Enrolled customer” means a customer who elects coverage under a portable electronics insurance policy issued to a vendor of portable electronics.    “Insurer” means any admitted company or authorized company, as defined in section 10-1-102 (3), approved to transact insurance in this state.    “Location” means any physical location in this state or any website, call center site, or similar location directed to residents of this state.    “Portable electronics” means personal, self-contained, easily carried by an individual, battery-operated electronic communication, viewing, listening, recording, gaming, computing, or global positioning devices, including cell or satellite phones, pagers, personal global positioning satellite units, portable computers, portable audio listening, wireless devices, video viewing or recording devices, digital cameras, video camcorders, portable gaming systems, docking stations, automatic answering devices, and other similar devices and their accessories, and service related to the use of such devices.      “Portable electronics insurance” means insurance that provides coverage for the repair or replacement of portable electronics that may provide coverage for portable electronics against any one or more of the following causes of loss:   Loss;    Theft;    Inoperability due to mechanical failure or malfunction;    Damage; or    Other similar causes of loss.       “Portable electronics insurance” does not include:   A service contract governed by part 16 of this article;    A service contract that is in effect as of January 1, 2013, that provides coverage for the loss of portable electronics associated with an ongoing service relationship between a vendor and a consumer or that is otherwise regulated pursuant to rules promulgated by the commissioner;    A policy of insurance covering a seller's or manufacturer's obligations under a warranty; or    A homeowner's, renter's, private passenger automobile, commercial multi-peril, or similar policy.          “Portable electronics transaction” means:   The sale or lease of portable electronics by a vendor to a customer; or    The sale of a service related to the use of portable electronics by a vendor to a customer.       “Supervising entity” means a business entity that is a licensed insurer or insurance producer that is authorized by an insurer to supervise the administration of a portable electronics insurance program.    “Vendor” means a person in the business of engaging in portable electronics transactions directly or indirectly.      History. Source: L. 2012: Entire part added,(HB 12-1071), ch. 25, p. 67, § 1, effective January 1, 2013. L. 2014: (6)(b)(I) amended,(HB 14-1199), ch. 204, p. 741, § 1, effective January 1, 2015.
CO Code § 10-4-1502 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 15 - Portable Electronics Insurance|§ 10-4-1502. Licensure of Vendors

  A vendor shall hold a limited lines producer license issued by the division in accordance with part 4 of article 2 of this title in order to sell or offer coverage under a policy of portable electronics insurance.    A limited lines producer license issued for the purposes of this part 15 authorizes an employee or authorized representative of the vendor to sell or offer coverage under a policy of portable electronics insurance to a customer at each location at which the vendor engages in portable electronics transactions.    The supervising entity shall maintain a registry of vendor locations that are authorized to sell or solicit portable electronics insurance coverage in this state. Upon request by the commissioner and with ten days' notice to the supervising entity, the supervising entity shall make the registry open to inspection and examination by the commissioner during regular business hours of the supervising entity.    Notwithstanding any other provision of law, a license issued pursuant to this part 15 authorizes the licensee and its employees or authorized representatives to engage in those activities that are permitted in this part 15.     History. Source: L. 2012: Entire part added,(HB 12-1071), ch. 25, p. 69, § 1, effective January 1, 2013.
CO Code § 10-4-1503 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 15 - Portable Electronics Insurance|§ 10-4-1503. Requirements for Sale of Portable Electronics Insurance

  At every location where portable electronics insurance is offered to customers, the vendor shall make brochures or other written materials available to a prospective customer that:   Disclose that portable electronics insurance may provide a duplication of coverage already provided by a customer's homeowner's insurance policy, renter's insurance policy, or other source of coverage;    State that the enrollment by the customer in a portable electronics insurance program is not required in order to purchase or lease portable electronics or services;    Summarize the material terms of the insurance coverage, including:   The identity of the insurer;    The identity of the supervising entity;    The amount of any applicable deductible and how it is to be paid;    Benefits of the coverage; and    Key terms and conditions of coverage, such as whether portable electronics may be repaired or replaced with similar make and model reconditioned or nonoriginal manufacturer parts or equipment;       Summarize the process for filing a claim, including a description of how to return portable electronics and the maximum fee applicable if the customer fails to comply with any equipment return requirements; and    State that an enrolled customer may cancel enrollment for coverage under a portable electronics insurance policy at any time, and that the person paying the premium will receive a refund of any applicable unearned premium.       An insurer may offer portable electronics insurance on a month-to-month or other periodic basis as a group or master commercial inland marine policy issued to a vendor of portable electronics for its enrolled customers.    A policy of insurance provides primary coverage in the event of a covered loss under more than one policy.    Each insurer shall establish eligibility and underwriting standards for customers electing to enroll in coverage for each portable electronics insurance program.     History. Source: L. 2012: Entire part added,(HB 12-1071), ch. 25, p. 69, § 1, effective January 1, 2013.
CO Code § 10-4-1505 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 15 - Portable Electronics Insurance|§ 10-4-1505. Suspension or Revocation of License

  If a vendor of portable electronics or its employee or authorized representative violates this part 15, the commissioner may take disciplinary action against the vendor in accordance with part 8 of article 2 of this title. A fine imposed as disciplinary action shall not exceed five thousand dollars in the aggregate for multiple violations arising from the same or similar conduct.    In addition to other penalties authorized by part 8 of article 2 of this title, the commissioner may:   Suspend the privilege of transacting portable electronics insurance pursuant to this part 15 at specific business locations where violations have occurred; and    Suspend or revoke the ability of individual employees or authorized representatives to act under the license.        History. Source: L. 2012: Entire part added,(HB 12-1071), ch. 25, p. 71, § 1, effective January 1, 2013.
CO Code § 10-4-1507 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 15 - Portable Electronics Insurance|§ 10-4-1507. Application for License - Fees

  An applicant for a license under this part 15 shall apply for a license in accordance with section 10-2-404; except that, in lieu of providing information for all officers, partners, and directors as required by section 10-2-404 (2), the required information to be submitted for a license pursuant to this part 15 is limited to the information pertaining to an employee or officer of the vendor that is designated by the applicant as the person responsible for the vendor's compliance with this part 15. If the vendor derives more than fifty percent of its revenue from the sale of portable electronics insurance, the vendor shall provide the location of the home office, name, residence address, and other information required by the commissioner for all officers, directors, and shareholders of record having beneficial ownership of ten percent or more of any class of securities registered under the federal securities laws.    For purposes of complying with section 10-2-404 (2)(d), the licensed producer designated by an applicant is not required to be an officer, partner, employee, or director of the applicant.    An applicant for a license pursuant to this part 15 is exempt from the requirements of sections 10-2-404 (2)(f) and 10-2-406.    Any vendor engaging in portable electronics insurance transactions on or before January 1, 2013, shall apply for licensure within ninety days after January 1, 2013. Any applicant commencing operations after January 1, 2013, shall obtain a license before offering portable electronics insurance.     History. Source: L. 2012: Entire part added,(HB 12-1071), ch. 25, p. 73, § 1, effective January 1, 2013.
CO Code § 10-4-1602 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 16 - Consumer Goods Service Contracts|§ 10-4-1602. Exemptions

  The following items are exempt from this part 16:   Warranties;    Maintenance agreements;    Service contracts offered by public utilities on their transmission devices to the extent they are regulated by the public utilities commission;    Service contracts sold or offered for sale to persons other than consumers;    Service contracts on tangible property where the tangible property for which the service contract is sold has a purchase price of one hundred dollars or less, exclusive of sales tax;    Home warranty service contracts governed by part 9 of article 10 of title 12;    Motor vehicle service contracts governed by article 11 of title 42, C.R.S.; and    A builder's warranty provided in connection with the sale of a new home.        History. Source: L. 2014: Entire part added,(HB 14-1199), ch. 204, p. 743, § 2, effective January 1, 2015. L. 2015: (1)(f) and (1)(g) amended and (1)(h) added,(HB 15-1223), ch. 81, p. 235, § 7, effective August 5. L. 2019: (1)(f) amended,(HB 19-1172), ch. 136, p. 1652, § 37, effective October 1.
CO Code § 10-4-1604 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 16 - Consumer Goods Service Contracts|§ 10-4-1604. Obligations of Reimbursement Insurance Companies

  Insurers issuing reimbursement insurance policies to providers are deemed to have received the premiums for this insurance upon the payment of provider fees by consumers for service contracts issued by the insured providers.    If the provider does not provide covered service within sixty days after proof of loss by the service contract holder, the contract holder may apply directly to the reimbursement insurance company.    This part 16 does not prevent or limit the right of a reimbursement insurance company that issued a reimbursement insurance policy to seek indemnification or subrogation against a provider if the reimbursement insurance company pays or is obligated to pay the service contract holder sums that the provider was obligated to pay pursuant to the provisions of the service contract.    An insurer that issued a reimbursement insurance policy to a provider shall not terminate the policy until a notice of termination has been mailed or delivered to the insured provider as required by applicable law with a copy of the notice provided to the commissioner. The termination of a reimbursement insurance policy does not reduce the issuer's responsibility for service contracts issued by providers prior to the date of the termination.     History. Source: L. 2014: Entire part added,(HB 14-1199), ch. 204, p. 746, § 2, effective January 1, 2015.
CO Code § 10-4-1605 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 4 - Property and Casualty Insurance|Part 16 - Consumer Goods Service Contracts|§ 10-4-1605. Required Disclosures - Reimbursement Insurance Policy

  Reimbursement insurance policies insuring service contracts issued, sold, or offered for sale must state that the reimbursement insurance company shall either:   Reimburse or pay on behalf of the provider any covered sums the provider is obligated to pay under the service contract; or    In the event of the provider's nonperformance, provide the service that the provider must perform according to the terms and conditions of the service contract.        History. Source: L. 2014: Entire part added,(HB 14-1199), ch. 204, p. 747, § 2, effective January 1, 2015.