reglab/housing_qa huggingface dataset:
SC Code § 34-41-80 (2021)
2021 South Carolina Code of Laws|Title 34 - Banking, Financial Institutions and Money|Chapter 41 - Check-cashing Services|Section 34-41-80. Limitations on activities by persons required to be licensed by chapter.

 No person required to be licensed pursuant to this chapter shall do any of the following:  (1) charge fees in excess of those authorized pursuant to this chapter;  (2) engage in the business of:  (i) making loans of money or extension of credit;  (ii) discounting notes, bills of exchange, items, or other evidences of debt; or  (iii) accepting deposits or bailments of money or items;  (3) use or cause to be published or disseminated any advertising communication which contains any false, misleading, or deceptive statement or representation;  (4) conduct business at premises or locations other than locations licensed by the board;  (5) engage in unfair, deceptive, or fraudulent practices, including unconscionable conduct in violation of Section 37-5-108;  (6) cash a check, draft, or money order made payable to a payee other than a natural person unless the licensee has previously obtained appropriate documentation from the executive entity of the payee clearly indicating the authority of the natural person or persons cashing the check, draft, or money order on behalf of the payee;  (7) as a Level I licensee, engage in the retail sale of goods or services, other than check-cashing services and deferred presentment services, at the location licensed pursuant to this chapter, provided, however, that a sale of money orders, postage stamps, payment of utility bills with no additional fee to the customer, vending machines for food or beverage, facsimile services, Western Union services, or postal boxes at rates not higher than allowed by the United States Postal Service is not the sale of goods or services prohibited by this subsection;  (8) as a Level II licensee, engage in the business of deferred presentment as provided in Chapter 39 of Title 34;  (9) be licensed pursuant to Section 12-21-2720(a)(3) to operate a video poker machine; or  (10) permit others to engage in an activity prohibited by this section at a location licensed pursuant to this chapter.  HISTORY: 1998 Act No. 433, Section 2, eff upon approval (became law without the Governor's signature on June 11, 1998).
SC Code § 34-41-90 (2021)
2021 South Carolina Code of Laws|Title 34 - Banking, Financial Institutions and Money|Chapter 41 - Check-cashing Services|Section 34-41-90. Suspension or revocation of license.

 (A) The board may suspend or revoke any license or licenses issued pursuant to this chapter if, after notice and opportunity for hearing, the board issues written findings that the licensee has engaged in any of the following conduct:  (1) violated this chapter or applicable state or federal law or rules;  (2) made a false statement on the application for a license pursuant to this chapter;  (3) refused to permit investigation by the board authorized pursuant to this chapter;  (4) failed to comply with an order of the board;  (5) demonstrated incompetency or untrustworthiness to engage in the business of check cashing; or  (6) has been convicted of a felony or misdemeanor involving fraud, misrepresentation, or deceit.  (B) The board may not suspend or revoke any license issued pursuant to this chapter unless the licensee has been given notice and opportunity for hearing in accordance with the Administrative Procedures Act.  HISTORY: 1998 Act No. 433, Section 2, eff upon approval (became law without the Governor's signature on June 11, 1998).
SC Code § 34-41-100 (2021)
2021 South Carolina Code of Laws|Title 34 - Banking, Financial Institutions and Money|Chapter 41 - Check-cashing Services|Section 34-41-100. Orders to cease and desist violations; hearing.

 If the board determines that a person required to be licensed pursuant to this chapter has violated this chapter or regulations promulgated pursuant to this chapter, the board, upon notice and opportunity for hearing in accordance with the Administrative Procedures Act, may order the person to cease and desist from the violations and to comply with this chapter. The board may designate a hearing officer or hearing panel to conduct hearings or take other action as necessary pursuant to this section and may seek the assistance of the Attorney General or the Department of Consumer Affairs in enforcing compliance with this chapter. The board may enforce compliance with an order issued pursuant to this section by the imposition and collection of civil penalties authorized pursuant to this chapter.  HISTORY: 1998 Act No. 433, Section 2, eff upon approval (became law without the Governor's signature on June 11, 1998).
SC Code § 34-41-110 (2021)
2021 South Carolina Code of Laws|Title 34 - Banking, Financial Institutions and Money|Chapter 41 - Check-cashing Services|Section 34-41-110. Civil penalties; repayment of unlawful or excessive fees.

 The board may order and impose civil penalties upon any person required to be licensed pursuant to this chapter for violations of this chapter or regulations promulgated under it. Civil penalties shall not exceed one thousand dollars for each violation. The board also may order repayment of unlawful or excessive fees charged to customers.  HISTORY: 1998 Act No. 433, Section 2, eff upon approval (became law without the Governor's signature on June 11, 1998).
SC Code § 34-41-120 (2021)
2021 South Carolina Code of Laws|Title 34 - Banking, Financial Institutions and Money|Chapter 41 - Check-cashing Services|Section 34-41-120. Wilful violations; referral for criminal prosecution.

 The board, upon a determination that a violation of Section 34-41-20 is wilful, may refer a violation to the Attorney General or to the appropriate circuit solicitor for criminal prosecution. A violation of Section 34-41-20 by a person required to obtain a license pursuant to this chapter is a Class B misdemeanor and each transaction involving the unlawful cashing of a check, draft, or money order constitutes a separate offense.  HISTORY: 1998 Act No. 433, Section 2, eff upon approval (became law without the Governor's signature on June 11, 1998).
SC Code § 34-41-130 (2021)
2021 South Carolina Code of Laws|Title 34 - Banking, Financial Institutions and Money|Chapter 41 - Check-cashing Services|Section 34-41-130. Promulgation of regulations.

 The board may promulgate regulations necessary to carry out the purposes of this chapter, to provide for the protection of the public, and to assist licensees in interpreting and complying with this chapter.  HISTORY: 1998 Act No. 433, Section 2, eff upon approval (became law without the Governor's signature on June 11, 1998).
SC Code § 34-43-10 (2021)
2021 South Carolina Code of Laws|Title 34 - Banking, Financial Institutions and Money|Chapter 43 - South Carolina Community Economic Development Act|Section 34-43-10. Citation of Act.

 This chapter may be cited as the South Carolina Community Economic Development Act.  HISTORY: 2000 Act No. 314, Section 1, eff May 30, 2000.  Editor's Note  2015 Act No. 46, Section 1, provides:  "SECTION 1. Section 4 of Act 314 of 2000, as last amended by Act 248 of 2010, is further amended to read:  "SECTION 4. Unless reauthorized by the General Assembly, the provisions of this act shall terminate on June 30, 2020, and this act and all other laws and regulations governing, authorizing, and otherwise dealing with community development corporations and community development financial institutions are deemed repealed on that date."  2019 Act No. 77, Section 3, provides as follows:  "SECTION 3. Section 4 of Act 314 of 2000, as last amended by Act 46 of 2015, is further amended to read:  "SECTION 4. Unless reauthorized by the General Assembly, the provisions of this act shall terminate on June 30, 2023, and this act and all other laws and regulations governing, authorizing, and otherwise dealing with community development corporations and community development financial institutions are deemed repealed on that date."
SC Code § 34-43-30 (2021)
2021 South Carolina Code of Laws|Title 34 - Banking, Financial Institutions and Money|Chapter 43 - South Carolina Community Economic Development Act|Section 34-43-30. Duties and responsibilities of department; authority to contract with entity to carry out; annual report.

 (A) The department may use a portion of funds appropriated for carrying out the provisions of this chapter to contract with an appropriate entity or entities to assist in carrying out its duties and responsibilities pursuant to this chapter. These duties and responsibilities include, but are not limited to:  (1) certifying entities as community development corporations and community development financial institutions;  (2) administering grants and loans to community development corporations and community development financial institutions from grant funds made available to it by the General Assembly for that purpose; and  (3) providing technical support to assist community development corporations served pursuant to this section in developing their organizational capacity and implementing their projects successfully.  (B) The department shall make an annual report to the General Assembly regarding the grants and loans administered and tax credits given pursuant to this chapter.  HISTORY: 2000 Act No. 314, Section 1, eff May 30, 2000.  Editor's Note  2015 Act No. 46, Section 1, provides:  "SECTION 1. Section 4 of Act 314 of 2000, as last amended by Act 248 of 2010, is further amended to read:  "SECTION 4. Unless reauthorized by the General Assembly, the provisions of this act shall terminate on June 30, 2020, and this act and all other laws and regulations governing, authorizing, and otherwise dealing with community development corporations and community development financial institutions are deemed repealed on that date."  2019 Act No. 77, Section 3, provides as follows:  "SECTION 3. Section 4 of Act 314 of 2000, as last amended by Act 46 of 2015, is further amended to read:  "SECTION 4. Unless reauthorized by the General Assembly, the provisions of this act shall terminate on June 30, 2023, and this act and all other laws and regulations governing, authorizing, and otherwise dealing with community development corporations and community development financial institutions are deemed repealed on that date."
SC Code § 34-43-50 (2021)
2021 South Carolina Code of Laws|Title 34 - Banking, Financial Institutions and Money|Chapter 43 - South Carolina Community Economic Development Act|Section 34-43-50. Grants and loans.

 (A) The department shall establish and implement criteria for grants and loans to community development corporations and community development financial institutions. The criteria must require that the applicant demonstrate a capacity to engage in community development projects and sufficient organizational structure to ensure proper management. However, if the applicant is created after the effective date of this section, the applicant must present a strategic plan for community development projects and show evidence of developing an organizational structure which ensures proper management.  (B) The total amount of grants and loans administered pursuant to this chapter may not exceed in the aggregate five million dollars for all recipients and all tax years and one million dollars for all recipients in one tax year.  (C) A single community development corporation or community development financial institution may not receive more than ten percent of the total amount of grants and loans funds administered pursuant to this chapter in any one tax year.  (D) The department may receive funds from, among other sources, state appropriations and private contributions.  HISTORY: 2000 Act No. 314, Section 1, eff May 30, 2000.  Editor's Note  2015 Act No. 46, Section 1, provides:  "SECTION 1. Section 4 of Act 314 of 2000, as last amended by Act 248 of 2010, is further amended to read:  "SECTION 4. Unless reauthorized by the General Assembly, the provisions of this act shall terminate on June 30, 2020, and this act and all other laws and regulations governing, authorizing, and otherwise dealing with community development corporations and community development financial institutions are deemed repealed on that date."  2019 Act No. 77, Section 3, provides as follows:  "SECTION 3. Section 4 of Act 314 of 2000, as last amended by Act 46 of 2015, is further amended to read:  "SECTION 4. Unless reauthorized by the General Assembly, the provisions of this act shall terminate on June 30, 2023, and this act and all other laws and regulations governing, authorizing, and otherwise dealing with community development corporations and community development financial institutions are deemed repealed on that date."
SC Code § 34-45-10 (2021)
2021 South Carolina Code of Laws|Title 34 - Banking, Financial Institutions and Money|Chapter 45 - Savings Promotion Contests|Section 34-45-10. Legislative findings.

 The South Carolina General Assembly finds that:  (1) Savings promotion contests encourage people to save money by adding a feature to personal savings accounts that include a chance to win prizes.  (2) Savings promotion contests are not lotteries, because they do not require individuals to pay consideration for a chance to win a prize, and the individual maintains ownership of the money that is deposited into a savings or other qualifying account.  (3) The prizes are funded through the interest that accrues across the pool of savings accounts participating in a savings promotion contest.  (4) Federal law allows both depository financial institutions and credit unions to hold savings promotion contests, subject to certain conditions and authorization under state law.  (5) Savings promotion contests in other states and countries have led to an increase in the number and amount of funds in personal savings accounts.  (6) It is in the best interest of the citizens of South Carolina to encourage increases in personal savings accounts.  HISTORY: 2016 Act No. 203 (S.652), Section 1, eff June 3, 2016.
SC Code § 34-45-20 (2021)
2021 South Carolina Code of Laws|Title 34 - Banking, Financial Institutions and Money|Chapter 45 - Savings Promotion Contests|Section 34-45-20. Definitions.

 As used in this chapter, the following terms shall mean:  (1) "Appropriate state or federal regulatory agency of a financial institution" means the South Carolina State Board of Financial Institutions, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, the Federal Reserve System, the National Credit Union Administration, or other state or federal regulatory agency that is statutorily responsible for the supervision of all or part of the operations of a participating financial institution. Nothing in this chapter prohibits financial institutions that are under supervision of these state and federal regulatory agencies from participating in prize-linked savings programs with other state or federally regulated financial institutions.  (2) "Depositor" means an individual member or customer of a financial institution who:  (a) maintains a qualifying account at a financial institution participating in a savings promotion contest;  (b) is in good standing at a financial institution authorized to do business in South Carolina; and  (c) is eighteen years of age or older.  (3) "Entry" means a chance or chances obtained by a depositor to win a designated prize or prizes in a savings promotion contest by complying with the terms and conditions of a savings promotion contest.  (4) "Financial institution" means a bank, a savings institution, or a credit union authorized to do business in South Carolina under federal or state law.  (5) "Participating financial institution" means a financial institution authorized to do business in South Carolina that is sponsoring a savings promotion contest.  (6) "Qualifying account" means:  (a) a savings account or other savings product or program offered by a participating financial institution into which deposits may be made by a depositor;  (b) the account is evidenced by periodic statements that are delivered to the depositor or are available to the depositor through electronic access; and  (c) the interest rate for the qualifying account is similar to, and not less than, the interest rates of other comparable nonqualifying accounts.  (7) "Savings promotion contest" means a contest or promotion sponsored by a financial institution or a group of financial institutions in which a chance of winning designated prizes is obtained by a depositor when the depositor:  (a) deposits a specified amount of money or makes a specified number of deposits into the depositor's qualifying account; or  (b) participates in one or more savings products or programs.  HISTORY: 2016 Act No. 203 (S.652), Section 1, eff June 3, 2016.
SC Code § 34-45-30 (2021)
2021 South Carolina Code of Laws|Title 34 - Banking, Financial Institutions and Money|Chapter 45 - Savings Promotion Contests|Section 34-45-30. Savings promotion contests authorized.

 A financial institution authorized to do business in South Carolina under federal or state law, subject to the supervision of the appropriate state or federal regulatory agency of the participating financial institution, may conduct a savings promotion contest in accordance with the provisions of this chapter and this title for the purposes of encouraging its depositors to maintain savings accounts and to increase personal savings.  HISTORY: 2016 Act No. 203 (S.652), Section 1, eff June 3, 2016.
SC Code § 34-45-40 (2021)
2021 South Carolina Code of Laws|Title 34 - Banking, Financial Institutions and Money|Chapter 45 - Savings Promotion Contests|Section 34-45-40. Conditions for conducting savings promotion contest.

 A participating financial institution may conduct a savings promotion contest for the benefit of its depositors only if all of the following conditions are met:  (1) The terms and conditions of the savings promotion contest must allow a depositor to obtain one or more entries to win a specified prize or prizes. Subject to any limits that the participating financial institution may place on the number of entries that a depositor is allowed to obtain for any savings promotion contest, as set forth in the terms and conditions of a specific savings promotion contest, the participating financial institution must allow a depositor to obtain an entry for a savings promotion contest only by doing either or both of the following:  (a) depositing a minimum specified amount of money or making a specified number of deposits into a qualifying account in accordance with the terms and conditions of a specific savings promotion contest;  (b) participating in one or more savings products or programs in accordance with the terms and conditions of a specific savings promotion contest.  (2) A savings promotion contest must comply with all applicable consumer protection laws.  (3) A participating financial institution conducting a savings promotion contest shall not require any depositor or other individual to pay a consideration for a chance of winning a prize or prizes designated in a savings promotion contest.  (4) A depositor does not make a payment for consideration if the depositing of a specified amount of money, the making of a specified number of deposits, or the participating in one or more savings programs or products are all made or involve the depositor's accounts.  (5) Each entry in a savings promotion contest must have an equal chance of being drawn.  (6) Participating depositors in a savings promotion contest are not required to be present at a drawing to win a prize.  (7) A participating financial institution must maintain books and records necessary to facilitate an audit of a savings promotion contest and, upon written request, must provide those records to the appropriate state or federal regulatory agency of that financial institution.  (8) A participating financial institution must not conduct a savings promotion contest in a manner that jeopardizes the safety or soundness of the financial institution or misleads its depositors.  (9) A participating financial institution must post, online and in any location where entries may be submitted, the terms and conditions of the savings promotion contest.  HISTORY: 2016 Act No. 203 (S.652), Section 1, eff June 3, 2016.
SC Code § 34-45-50 (2021)
2021 South Carolina Code of Laws|Title 34 - Banking, Financial Institutions and Money|Chapter 45 - Savings Promotion Contests|Section 34-45-50. Cease and desist orders.

 Each savings promotion contest is subject to oversight by the appropriate state or federal regulatory agency of the participating financial institution, and the appropriate state or federal regulatory agency may issue cease and desist orders relating to the savings promotion contests if the regulatory agency concludes, based on substantial evidence, that a financial institution is engaging in unsafe or unsound practices or that the financial institution is in violation of any law, regulation, or any condition or written agreement imposed by the regulatory agency.  HISTORY: 2016 Act No. 203 (S.652), Section 1, eff June 3, 2016.
SC Code § 34-45-60 (2021)
2021 South Carolina Code of Laws|Title 34 - Banking, Financial Institutions and Money|Chapter 45 - Savings Promotion Contests|Section 34-45-60. Construction of savings promotion contest.

 A savings promotion contest offered in accordance with this chapter is not nor does it promote unlawful gambling or an unlawful lottery or raffle.  HISTORY: 2016 Act No. 203 (S.652), Section 1, eff June 3, 2016.
SC Code § 35-1-101 (2021)
2021 South Carolina Code of Laws|Title 35 - Securities|Chapter 1 - South Carolina Uniform Securities Act Of 2005|Section 35-1-101. Short title.

 This chapter may be cited as the South Carolina Uniform Securities Act of 2005.  HISTORY: 2005 Act No. 110, Section 1, eff January 1, 2006.
SC Code § 35-1-103 (2021)
2021 South Carolina Code of Laws|Title 35 - Securities|Chapter 1 - South Carolina Uniform Securities Act Of 2005|Section 35-1-103. References to federal statutes.

 "Securities Act of 1933" (15 U.S.C. Section 77a et seq.), "Securities Exchange Act of 1934" (15 U.S.C. Section 78a et seq.), " Public Utility Holding Company Act of 1935"(15 U.S.C. Section 79 et seq.), " Investment Company Act of 1940" (15 U.S.C. Section 80a-1 et seq.), " Investment Advisers Act of 1940" (15 U.S.C. Section 80b-1 et seq.), "Employee Retirement Income Security Act of 1974" (29 U.S.C. Section 1001 et seq.), " National Housing Act" (12 U.S.C. Section 1701 et seq.), "Commodity Exchange Act" (7 U.S.C. Section 1 et seq.), "Internal Revenue Code" (26 U.S.C. Section 1 et seq.), "Securities Investor Protection Act of 1970" (15 U.S.C. Section 78aaa et seq.), "Securities Litigation Uniform Standards Act of 1998" (112 Stat. 3227), "Small Business Investment Act of 1958" (15 U.S.C. Section 661 et seq.), and "Electronic Signatures in Global and National Commerce Act" (15 U.S.C. Section 7001 et seq.) mean those statutes and the rules and regulations adopted under those statutes, as in effect on the date of enactment of this chapter, or as later amended.  HISTORY: 2005 Act No. 110, Section 1, eff January 1, 2006.
SC Code § 35-1-104 (2021)
2021 South Carolina Code of Laws|Title 35 - Securities|Chapter 1 - South Carolina Uniform Securities Act Of 2005|Section 35-1-104. References to federal agencies.

 A reference in this chapter to an agency or department of the United States is also a reference to a successor agency or department.  HISTORY: 2005 Act No. 110, Section 1, eff January 1, 2006.