reglab/housing_qa huggingface dataset:
LA Rev Stat § 22:34 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§34. Discrimination prohibited

RS 34 - Discrimination prohibited  No insurer shall make or permit any unfair discrimination in favor of particular individuals or persons, or between insureds or subjects of insurance having substantially like insuring risk, and exposure factors, or expense elements, in the terms or conditions of any insurance contract, or in the rate or amount of premium charged therefor, or in the benefits payable or in any other rights or privileges accruing thereunder. This provision shall not prohibit fair discrimination by a life insurer as between individuals having unequal life expectancies. Acts 1958, No. 125; Redesignated from R.S. 22:652 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009. NOTE: Former R.S. 22:34 redesignated as R.S. 22:64 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
LA Rev Stat § 22:35 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§35. Discrimination; failure to provide coverage; penalties; right of action

RS 35 - Discrimination; failure to provide coverage; penalties; right of action A. No insurer shall refuse to issue or fail to renew any policy or contract of property and casualty insurance to a person or business, solely because of the race of the applicant or the economic condition of the area in which the property sought to be insured is located, unless such refusal to issue or failure to renew is based on sound actuarial principles or is related to actual experience. B. Any insurer violating this Section shall be fined ten thousand dollars for each occurrence. C. The commissioner of insurance shall promulgate rules and regulations necessary for the enforcement of this Section. The rules and regulations shall, at a minimum, provide a mechanism in which complaints concerning alleged discriminatory practices by insurers can be received and investigated. The rules and regulations shall also contain a provision allowing for an administrative hearing in accordance with the Administrative Procedure Act, R.S. 49:950 et seq., prior to the imposition of the penalty outlined in Subsection B of this Section. D. Any person discriminated against in violation of this Section shall have a personal right of action against the insurer and may file suit against the insurer in a court of competent jurisdiction. Upon a finding of discrimination on the part of the insurer, the insurer shall be responsible for actual damages suffered by the injured party and reasonable attorney fees. Acts 1993, No. 381, §1; Redesignated from R.S. 22:652.4 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009; Acts 2009, No. 317, §1. NOTE: Former R.S. 22:35 redesignated as R.S. 22:65 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
LA Rev Stat § 22:37 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§37. Redesignated as R.S. 22:66 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.

RS 37 - Redesignated as R.S. 22:66 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
LA Rev Stat § 22:38 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§38. Redesignated as R.S. 22:67 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.

RS 38 - Redesignated as R.S. 22:67 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
LA Rev Stat § 22:39 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§39. Redesignated as R.S. 22:68 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.

RS 39 - Redesignated as R.S. 22:68 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
LA Rev Stat § 22:40 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§40. Redesignated as R.S. 22:69 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.

RS 40 - Redesignated as R.S. 22:69 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
LA Rev Stat § 22:41.1 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§41.1. Notification of changes in policy provisions at renewal; penalties

RS 41.1 - Notification of changes in policy provisions at renewal; penalties  Notwithstanding any other provision of law, insurers shall provide each policyholder with a written notification outlining any reduction in coverage in policy provisions at renewal. Any insurer that fails to comply with this Section may be subject to administrative penalties as determined by the commissioner, to include but not be limited to revocation, suspension of license, fines, sanctions, or any other penalty provided to the commissioner pursuant to this Title.  Acts 2016, No. 596, §1, eff. Jan. 1, 2017.
LA Rev Stat § 22:41.2 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§41.2. Submission of contact information

RS 41.2 - Submission of contact information  A. Each risk-bearing entity authorized by the commissioner shall provide accurate contact information to the commissioner.  B. A risk-bearing entity shall annually inform the commissioner by electronic means of the name, mailing address, phone number, and electronic mail address of each individual responsible for each of the following:  (1) Receipt of and response to consumer complaints.  (2) Receipt of rules, regulations, and other directives from the commissioner.  (3) Receipt and filing of inquiries regarding the financial condition of the entity.  (4) Receipt and filing of inquiries regarding tax payments.  (5) Any other function the commissioner deems necessary to the exercise of his authority.  C. A risk-bearing entity shall inform the commissioner within thirty days of any change in the information required to be submitted in Subsection B of this Section.  Acts 2017, No. 10, §1, eff. Jan. 1, 2018.
LA Rev Stat § 22:44 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§44. False or fraudulent material information

RS 44 - False or fraudulent material information  A. It shall be unlawful for any person to intentionally and knowingly supply false or fraudulent material information pertaining to any document or statement required by the Department of Insurance. B. Whoever violates the provisions of this Section shall be imprisoned, with or without hard labor, for not more than five years, or fined not more than five thousand dollars, or both. Acts 1992, No. 464, §1; Redesignated from R.S. 22:1462.1 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
LA Rev Stat § 22:45 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§45. Attorney general; writ of mandamus

RS 45 - Attorney general; writ of mandamus  A. In any matter involving the enforcement of the provisions of this Title in which the attorney general deems that the commissioner of insurance is acting improperly, or failing to act in a manner requiring action, he may petition the 19th Judicial District Court for a writ of mandamus to compel the commissioner of insurance to act in the manner provided by law. B. Any such petition for a writ of mandamus shall be tried by preference, and the court shall hear the matter and rule on it within three court days, unless the parties shall mutually agree to an extension thereof. C. If the court is of the opinion that the public interest requires it, it shall grant the writ and order the commissioner of insurance to take such action as the court finds to be appropriate. Failure of the commissioner of insurance to comply with such an order shall be punishable as contempt. Acts 1991, No. 383, §1, eff. July 6, 1991; Acts 1991, No. 984, §1, eff. July 24, 1991; Redesignated from R.S. 22:1468 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009. NOTE: See Acts 1991, No. 383, §1; R.S. 22:1468(D) provides for appeal by writ application to the supreme court.
LA Rev Stat § 22:48 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§48. Types of insurers and other risk bearing entities

RS 48 - Types of insurers and other risk bearing entities A. The following entities are regulated by specific provisions in the Louisiana Insurance Code: (1) Domestic stock insurers. (2) Domestic mutual insurers. (3) Domestic service insurers. (4) Industrial insurers. (5) Reciprocal insurers. (6) Nonprofit funeral service associations. (7) Mutual insurance holding companies. (8) Health maintenance organizations. (9) Fraternal benefit societies. (10) Foreign and alien insurers. (11) Vehicle mechanical breakdown insurers. (12) Property residual value insurers. (13) Nonprofit beneficiary organizations and risk indemnification trusts. (14) Surplus line insurers. (15) Group self insurers, provided that any arrangement or trust formed under Subpart J of Part I of Chapter 10 of Title 23 of the Louisiana Revised Statutes of 1950, shall not be regulated under the Louisiana Insurance Code. (16) Risk retention groups. (17) Title insurers. B. The provisions of this Section shall not preclude the Department of Insurance from regulating any other entity that meets the definition of an insurer or risk bearing entity as defined in this Title unless specifically excluded from regulation by the department. Acts 2008, No. 410, §1, eff. Jan. 1, 2009; Acts 2009, No. 503, §1; Acts 2010, No. 794, §1.
LA Rev Stat § 22:49 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§49. Repealed by Acts 2009, No. 503, §2.

RS 49 - Repealed by Acts 2009, No. 503, §2.
LA Rev Stat § 22:50 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§50. Reimbursement to a unique provider of health services

RS 50 - Reimbursement to a unique provider of health services  Health insurance issuers shall provide coverage and reimbursement to a unique provider of health services for catastrophically ill children, as defined by R.S. 40:1077.1(2), located outside the state of Louisiana in accordance with the terms and conditions of the policy of insurance between the insured and the insurer.  Acts 2009, No. 419, §1.
LA Rev Stat § 22:61 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§61. Incorporators

RS 61 - Incorporators Five or more natural persons of full age, or fully relieved by emancipation of all disabilities attaching to minority, who are citizens of the United States and a majority of whom are residents of this state, may form a corporation for the purpose of transacting any class or classes of insurance permitted under this Code as a stock or mutual company. Acts 1958, No. 125; Redesignated from R.S. 22:31 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009; Acts 2009, No. 503, §1.
LA Rev Stat § 22:62 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§62. Articles of incorporation

RS 62 - Articles of incorporation  Articles of incorporation shall be executed by authentic act signed by each of the incorporators and shall state in the English language all of the following:  (1) The name of the corporation, which shall not be the same as nor deceptively similar to the name of any other domestic insurer or of any alien or foreign insurer authorized to do business in this state unless either of the following Subparagraphs apply:  (a) Such other domestic, alien, or foreign insurer is about to change its name, cease to do business, or is being wound up, or such foreign corporation is about to withdraw from doing business in this state, and the written consent of such other insurer to the adoption of its name or a deceptively similar name has been given in writing and is filed with the articles.  (b) Such other insurer has been authorized to do business in this state for more than two years and has never actively engaged in business.  (2) The purpose or purposes for which it is formed.  (3) Its duration.  (4) The street address, not a post office address only, of its initial registered office, and if different, the street address, not a post office address only, of the corporation's initial principal office.  (5) The full names and post office addresses and municipal addresses or locations, which shall not be a post office box only, of its registered agents for service of process.  (6) The amount of paid in capital and minimum surplus, or initial fund, with which the corporation will begin business.  (7) If a stock company, the number of shares, the amount of each share, and the time when and the manner in which payment on stock subscribed shall be made.  (8) The names of the first directors, their respective street addresses, not post office addresses only, and their classification and terms of office if they are named in the articles. Where the first board of directors is not named in the articles, the articles shall provide the place where, the date when the organization is to be perfected, and a meeting of the stockholders or policyholders for that purpose must be held not more than sixty days after the execution of the articles. At that meeting the directors shall be elected.  (9) The name and post office address of each of the incorporators, and, if a stock company, a statement of the number and class of shares subscribed by each, if any.  (10) The designation of general officers, the number of directors, which shall not be less than five nor more than fifty, and the mode and manner in which directors shall be elected, and officers elected or appointed.  (11) Any other provision for the regulation of the business and the conduct of the affairs of the corporation, not prohibited by this Code or the other laws of this state.  Acts 1958, No. 125; Acts 2006, No. 340, §1, eff. June 13, 2006; Redesignated from R.S. 22:32 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009; Acts 2009, No. 503, §1; Acts 2018, No. 560, §3, eff. May 28, 2018.
LA Rev Stat § 22:63 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§63. Approval of articles

RS 63 - Approval of articles Such articles shall be submitted to the commissioner of insurance for his examination and approval either before or after execution, but before recordation. The commissioner shall not approve such articles unless they strictly conform with the provisions of the Louisiana Insurance Code, being this Title. Acts 1958, No. 125. Amended by Acts 1979, No. 152, §1; Redesignated from R.S. 22:33 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009; Acts 2009, No. 503, §1.
LA Rev Stat § 22:64 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§64. Recordation

RS 64 - Recordation A. The articles, or a multiple original thereof, after having been submitted to and approved by the commissioner of insurance, shall be recorded in the office of the recorder of mortgages of the parish in which the registered office of the corporation is situated and two certified copies of the articles, bearing the certificate of the proper recorder of mortgages, showing the date and hour when the articles were filed for record in his office, shall be delivered to the commissioner of insurance and one of said copies recorded in his office; and when all taxes, fees and charges have been paid as required by law, the commissioner of insurance shall certify the date and hour when the corporate existence began, according to the certificate of the recorder of mortgages showing the date and hour when the original articles were filed for record in the office of such recorder. B. The corporation shall not have authority to transact an insurance business until a certificate of authority to transact such business is issued to it by the commissioner of insurance. C. Repealed by Acts 2009, No. 503, §2. Acts 1958, No. 125. Amended by Acts 1960, No. 391, §1; Acts 1999, No. 342, §6; Redesignated from R.S. 22:34 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009; Acts 2009, No. 503, §2.
LA Rev Stat § 22:65 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§65. Application for certificate of authority

RS 65 - Application for certificate of authority  An application shall be made by the first directors to the commissioner of insurance for a certificate of authority which shall be accompanied by:  (1) A copy of the acceptance of trust duly executed by each director.  (2) A copy of the oath of office taken by each officer.  (3) A statement verified by the oath of its president and its secretary, showing that said company is duly organized and that its funds are invested as required by law.  (4) An agreement signed by its president and secretary to abide by and comply with the rates, except for life, health and accident insurance, rules and regulations formulated and adopted by the commissioner of insurance or any duly authorized state board or commission.  (5) Repealed by Acts 2009, No. 503, §2.  (6) A copy of the bylaws, which in case of a mutual insurer must specify the minimum and maximum contingent liability of its policyholders for the payment of losses incurred under its policies.  (7) Repealed by Acts 2009, No. 503, §2.  (8) A statement verified by the oath of its president and its secretary, disclosing the identity and percentage of ownership of the company owners.  (9) Biographical background information, on a form prescribed by the commissioner, for each owner of a controlling interest, at least ten percent ownership, for each director, and for each officer.  (10) An agreement, at least three consecutive years in duration, signed by its president, engaging an independent qualified auditor who is a member in good standing with either the American Institute of Certified Public Accountants or with the Society of Financial Examiners which has designated the auditor as a certified financial examiner, to provide the commissioner an annual audited financial statement as required by the commissioner.  (11)(a) If a property or casualty insurer, an agreement, at least three consecutive years in duration, signed by its president engaging an independent qualified actuary as defined in the National Association of Insurance Commissioners Quarterly and Annual Statement Instructions—Property/Casualty, to provide to the commissioner an annual actuarial reserves analysis as required by the commissioner.  (b) If a life or health insurer, an agreement, at least three consecutive years in duration, signed by its president engaging an independent qualified actuary who is a member in good standing of the American Academy of Actuaries, to provide to the commissioner an annual actuarial reserves analysis as required by the commissioner.  (c) The commissioner may adopt rules and regulations to implement the provisions of this Paragraph pursuant to the Administrative Procedure Act.  Acts 1958, No. 125; Acts 1989, No. 604, §1, eff. Sept. 1, 1989; Acts 1991, No. 771, §1; Acts 1992, No. 704, §1; Redesignated from R.S. 22:35 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009; Acts 2009, No. 503, §§1, 2; Acts 2021, No. 370, §1.
LA Rev Stat § 22:66 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§66. Initial examination: issuance of certificate of authority

RS 66 - Initial examination: issuance of certificate of authority  Upon receipt of the application for a certificate of authority, the commissioner of insurance shall cause an initial examination to be made of the corporation. If, in the opinion of the commissioner of insurance, the examination shows the corporation to be duly organized and to have complied with all requirements of law, he shall notify the applicant and issue a certificate of authority to the corporation. Acts 1958, No. 125; Redesignated from R.S. 22:37 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
LA Rev Stat § 22:67 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§67. Amendment to articles of incorporation

RS 67 - Amendment to articles of incorporation A. An incorporated insurer may, at a meeting of the shareholders or members duly called upon notice for this specific purpose and in the manner herein provided, amend its articles of incorporation. Such amendment altering the articles may be adopted by the vote of the holders of two-thirds of the voting power of all persons present or represented by proxy entitled under the articles to vote. B. After the amendment has been duly adopted, an authentic act setting forth the amendment and the manner of adoption thereof shall be executed by such person or persons authorized to do so at the meeting. A full copy of the minutes of the meeting at which such amendment was adopted, certified as a true copy by the secretary of the insurer or of the meeting, shall be annexed to the authentic act. The articles of amendment or multiple originals thereof shall be approved and recorded in the same manner as that provided herein for the original articles of incorporation. C. The provisions of Subsections A and B of this Section shall not be applicable when an incorporated insurer changes either its registered agent or address, or both. In any such change, the incorporated insurer shall provide the commissioner of insurance with the board resolution and notice, in the manner provided for by Part III of Chapter 1 of Title 12 of the Louisiana Revised Statutes of 1950, R.S. 12:31 et seq. Acts 1958, No. 125. Acts 1983, No. 305, §1; Redesignated from R.S. 22:38 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009; Acts 2009, No. 503, §1.
LA Rev Stat § 22:69 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§69. Business Corporation Law governs when Insurance Code silent

RS 69 - Business Corporation Law governs when Insurance Code silent The provisions of the Louisiana Business Corporation Law, as provided in R.S. 12:1 through R.S. 12:178, and other provisions of said Title 12 relative to business corporations, shall apply to the regulation of the business and the conduct of the affairs of any domestic insurer which has been incorporated pursuant to the provisions of this Subpart and Subpart B of this Part, in those situations in which the provisions of this Title are silent. If a conflict exists between the provisions of this Title and said provisions of Title 12, the provisions of the Louisiana Insurance Code shall govern. Added by Acts 1981, No. 715, §1; Redesignated from R.S. 22:40 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009; Acts 2009, No. 503, §1.
LA Rev Stat § 22:70 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§70. Prior approval required before a domestic insurer may apply for admission to another state or country

RS 70 - Prior approval required before a domestic insurer may apply for admission to another state or country  No domestic insurer may apply for admission to another state or country without first having obtained the approval of the commissioner of insurance of the state of Louisiana. Such approval shall not be withheld unless such application would be detrimental to the policyholders of the state of Louisiana or threaten the financial solvency of the company. Added by Acts 1976, No. 454, §1; Redesignated from R.S. 22:1461 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
LA Rev Stat § 22:71 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§71. Conversion requirements

RS 71 - Conversion requirements No domestic life insurer may convert to a type of insurer having greater insuring power without meeting the full capital, surplus, and deposit requirements of the type insurer to which it desires to convert. Acts 1958, No. 125. Amended by Acts 1960, No. 167, §1; Acts 1975, No. 575, §1; Acts 1997, No. 1449, §2; Redesignated from R.S. 22:801 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009; Acts 2009, No. 503, §1. NOTE: Former R.S. 22:71 redesignated as R.S. 22:81 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
LA Rev Stat § 22:71.1 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§71.1. Redesignated as R.S. 22:82 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.

RS 71.1 - Redesignated as R.S. 22:82 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
LA Rev Stat § 22:71.2 (2021)
2021 Louisiana Laws|Revised Statutes|Title 22 - Insurance|§71.2. Redesignated as R.S. 22:83 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.

RS 71.2 - Redesignated as R.S. 22:83 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.