reglab/housing_qa huggingface dataset:
WA Rev Code § 48.22.020 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.22 - Casualty Insurance.|48.22.020 - Assigned risk plans.

RCW 48.22.020 Assigned risk plans.The commissioner shall after consultation with the insurers licensed to write motor vehicle liability insurance in this state, approve a reasonable plan or plans for the equitable apportionment among such insurers of applicants for such insurance who are in good faith entitled to but are unable to procure insurance through ordinary methods and, when such plan has been approved, all such insurers shall subscribe thereto and shall participate therein. Any applicant for such insurance, any person insured under such plan and any insurer affected may appeal to the commissioner from any ruling or decision of the manager or committee designated to operate such plan.[1947 c 79 § .22.02; Rem. Supp. 1947 § 45.22.02.]NOTES:Rate modifications for assigned risks: RCW 48.19.400.
WA Rev Code § 48.22.040 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.22 - Casualty Insurance.|48.22.040 - Underinsured motor vehicle coverage where liability insurer is insolvent—Extent of coverage—Rights of insurer upon making payment.

RCW 48.22.040 Underinsured motor vehicle coverage where liability insurer is insolvent—Extent of coverage—Rights of insurer upon making payment.(1) The term "underinsured motor vehicles" with reference to coverage offered under any insurance policy regulated under this chapter shall, subject to the terms and conditions of such coverage, be deemed to include an insured motor vehicle where the liability insurer thereof is unable to make payment with respect to the legal liability of its insured within the limits specified therein because of insolvency.(2) An insurer's insolvency protection shall be applicable only to accidents occurring during a policy period in which its insured's underinsured motorist coverage is in effect where the liability insurer of the tort-feasor becomes insolvent within three years after such an accident. Nothing herein contained shall be construed to prevent any insurer from affording insolvency protection under terms and conditions more favorable to its insureds than is provided hereunder.(3) In the event of payment to an insured under the coverage required by this chapter and subject to the terms and conditions of such coverage, the insurer making such payment shall, to the extent thereof, be entitled to the proceeds of any settlement or judgment resulting from the exercise of any rights of recovery of such insured against any person or organization legally responsible for the bodily injury, death, or property damage for which such payment is made, including the proceeds recoverable from the assets of the insolvent insurer. Whenever an insurer shall make payment under the coverage required by this section and which payment is occasioned by an insolvency, such insurer's right of recovery or reimbursement shall not include any rights against the insured of said insolvent insurer for any amounts which would have been paid by the insolvent insurer. Such paying insurer shall have the right to proceed directly against the insolvent insurer or its receiver, and in pursuance of such right such paying insurer shall possess any rights which the insured of the insolvent company might otherwise have had, if the insured of the insolvent insurer had personally made the payment.[ 1983 c 182 § 2; 1980 c 117 § 2; 1967 ex.s. c 95 § 3.]NOTES:Severability—1983 c 182: See note following RCW 48.22.030.Effective date—1980 c 117: See note following RCW 48.22.030.
WA Rev Code § 48.22.050 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.22 - Casualty Insurance.|48.22.050 - Market assistance plans.

RCW 48.22.050 Market assistance plans.The commissioner shall by regulation require insurers authorized to write casualty insurance in this state to form a market assistance plan to assist persons and other entities unable to purchase casualty insurance in an adequate amount from either the admitted market or nonadmitted market.For the purpose of this section, a market assistance plan means a voluntary mechanism by insurers writing casualty insurance in this state in either the admitted or nonadmitted market to provide casualty insurance for a class of insurance designated in writing to the plan by the commissioner.The bylaws and method of operation of any market assistance plan shall be approved by the commissioner prior to its operation.A market assistance plan shall have a minimum of twenty-five insurers willing to insure risks within the class designated by the commissioner. If twenty-five insurers do not voluntarily agree to participate, the commissioner may require casualty insurers to participate in a market assistance plan as a condition of continuing to do business in this state. The commissioner shall make such a requirement to fulfill the quota of at least twenty-five insurers. The commissioner shall make his or her designation on the basis of the insurer's premium volume of casualty insurance in this state.[ 1986 c 305 § 906.]NOTES:Preamble—Report to legislature—Applicability—Severability—1986 c 305: See notes following RCW 4.16.160.
WA Rev Code § 48.22.060 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.22 - Casualty Insurance.|48.22.060 - Debt and financing coverage.

RCW 48.22.060 Debt and financing coverage.Every insurer that writes collision and comprehensive coverage for loss or damage to "private passenger automobiles" or "motor homes," as those terms are defined in RCW 48.18.297 and 46.04.305, respectively, shall provide, upon the insured's request, coverage that will pay, in the event of total loss, an amount, in excess of the actual cash value of the vehicle, sufficient to satisfy any outstanding indebtedness secured by and incurred in conjunction with the financing of the purchase of a new private passenger automobile or motor home.Nothing in this section prohibits an insurer from denying or excluding such coverage where the insured or someone acting on the insured's behalf acts in a fraudulent manner to obtain or file a claim under such coverage.[ 1988 c 248 § 16; 1987 c 240 § 1.]NOTES:Effective date—1987 c 240: "The effective date of this act is January 1, 1988." [ 1987 c 240 § 2.]
WA Rev Code § 48.22.080 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.22 - Casualty Insurance.|48.22.080 - Health care liability risk management training program.

RCW 48.22.080 Health care liability risk management training program.Effective July 1, 1994, a casualty insurer's issuance of a new medical malpractice policy or renewal of an existing medical malpractice policy to a physician or other independent health care practitioner shall be conditioned upon that practitioner's participation in, and completion of, an insurer-designed health care liability risk management training program once every three years. Completion of said training program during 1994 shall satisfy the first three-year training requirement. The risk management training shall provide information related to avoiding adverse health outcomes resulting from substandard practice and minimizing damages associated with the adverse health outcomes that do occur. For purposes of this section, "independent health care practitioners" means those health care practitioner licensing classifications designated by the department of health in rule pursuant to *RCW 18.130.330.[ 1994 c 102 § 2; 1993 c 492 § 413.]NOTES:*Reviser's note: RCW 18.130.330 was repealed by 1995 c 265 § 27, effective July 1, 1995.Findings—Intent—1993 c 492: See notes following RCW 43.20.050.Short title—Savings—Reservation of legislative power—Effective dates—1993 c 492: See RCW 43.72.910 through 43.72.915.
WA Rev Code § 48.22.085 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.22 - Casualty Insurance.|48.22.085 - Automobile liability insurance policy—Optional coverage for personal injury protection—Rejection by insured.

RCW 48.22.085 Automobile liability insurance policy—Optional coverage for personal injury protection—Rejection by insured.(1) No new automobile liability insurance policy or renewal of such an existing policy may be issued unless personal injury protection coverage is offered as an optional coverage.(2) A named insured may reject, in writing, personal injury protection coverage and the requirements of subsection (1) of this section shall not apply. If a named insured rejects personal injury protection coverage:(a) That rejection is valid and binding as to all levels of coverage and on all persons who might have otherwise been insured under such coverage; and(b) The insurer is not required to include personal injury protection coverage in any supplemental, renewal, or replacement policy unless a named insured subsequently requests such coverage in writing.(3) The coverage under this section may be excluded as provided for under RCW 48.177.010(6).[ 2015 c 236 § 8; 2003 c 115 § 2; 1993 c 242 § 2.]NOTES:Severability—Effective date—1993 c 242: See notes following RCW 48.22.005.
WA Rev Code § 48.22.090 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.22 - Casualty Insurance.|48.22.090 - Personal injury protection coverage—Exceptions.

RCW 48.22.090 Personal injury protection coverage—Exceptions.An insurer is not required to provide personal injury protection coverage to or on behalf of:(1) A person who intentionally causes injury to himself or herself;(2) A person who is injured while participating in a prearranged or organized racing or speed contest or in practice or preparation for such a contest;(3) A person whose bodily injury is due to war, whether or not declared, or to an act or condition incident to such circumstances;(4) A person whose bodily injury results from the radioactive, toxic, explosive, or other hazardous properties of nuclear material;(5) The named insured or a relative while occupying a motor vehicle owned by the named insured or furnished for the named insured's regular use, if such motor vehicle is not described on the declaration page of the policy under which a claim is made;(6) A relative while occupying a motor vehicle owned by the relative or furnished for the relative's regular use, if such motor vehicle is not described on the declaration page of the policy under which a claim is made; or(7) An insured whose bodily injury results or arises from the insured's use of an automobile in the commission of a felony.[ 2003 c 115 § 3; 1993 c 242 § 3.]NOTES:Severability—Effective date—1993 c 242: See notes following RCW 48.22.005.
WA Rev Code § 48.22.095 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.22 - Casualty Insurance.|48.22.095 - Automobile insurance policies—Minimum personal injury protection coverage.

RCW 48.22.095 Automobile insurance policies—Minimum personal injury protection coverage.(1) Insurers providing automobile insurance policies must offer minimum personal injury protection coverage for each insured with benefit limits as follows:(a) Medical and hospital benefits of ten thousand dollars;(b) A funeral expense benefit of two thousand dollars;(c) Income continuation benefits of ten thousand dollars, subject to a limit of two hundred dollars per week; and(d) Loss of services benefits of five thousand dollars, subject to a limit of two hundred dollars per week.(2) The coverage under this section may be excluded as provided for under RCW 48.177.010(6).[ 2015 c 236 § 9; 2003 c 115 § 4; 1993 c 242 § 4.]NOTES:Severability—Effective date—1993 c 242: See notes following RCW 48.22.005.
WA Rev Code § 48.22.100 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.22 - Casualty Insurance.|48.22.100 - Automobile insurance policies—Personal injury protection coverage—Request by named insured—Benefit limits.

RCW 48.22.100 Automobile insurance policies—Personal injury protection coverage—Request by named insured—Benefit limits.If requested by a named insured, an insurer providing automobile liability insurance policies must offer personal injury protection coverage for each insured with benefit limits as follows:(1) Medical and hospital benefits of thirty-five thousand dollars;(2) A funeral expense benefit of two thousand dollars;(3) Income continuation benefits of thirty-five thousand dollars, subject to a limit of seven hundred dollars per week; and(4) Loss of services benefits of fourteen thousand six hundred dollars.[ 2003 c 115 § 5; 1993 c 242 § 5.]NOTES:Severability—Effective date—1993 c 242: See notes following RCW 48.22.005.
WA Rev Code § 48.22.105 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.22 - Casualty Insurance.|48.22.105 - Rule making.

RCW 48.22.105 Rule making.The commissioner may adopt such rules as are necessary to implement RCW 48.22.005 and 48.22.085 through 48.22.100.[ 1993 c 242 § 9.]NOTES:Severability—1993 c 242: See note following RCW 48.22.005.
WA Rev Code § 48.22.110 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.22 - Casualty Insurance.|48.22.110 - Vendor single-interest or collateral protection coverage—Definitions.

RCW 48.22.110 Vendor single-interest or collateral protection coverage—Definitions.Unless the context clearly requires otherwise, the definitions in this section apply throughout this section and RCW 48.22.115 through 48.22.135.(1) "Borrower" means a person who receives a loan or enters into a retail installment contract under chapter 63.14 RCW to purchase a motor vehicle or vessel in which the secured party holds an interest.(2) "Motor vehicle" means a motor vehicle in this state subject to registration under *chapter 46.16 RCW, except motor vehicles governed by RCW 46.16A.170 or registered with the Washington utilities and transportation commission as common or contract carriers.(3) "Secured party" means a person, corporation, association, partnership, or venture that possesses a bona fide security interest in a motor vehicle or vessel.(4) "Vendor single-interest" or "collateral protection coverage" means insurance coverage insuring primarily or solely the interest of a secured party but which may include the interest of the borrower in a motor vehicle or vessel serving as collateral and obtained by the secured party or its agent after the borrower has failed to obtain or maintain insurance coverage required by the financing agreement for the motor vehicle or vessel. Vendor single-interest or collateral protection coverage does not include insurance coverage purchased by a secured party for which the borrower is not charged.(5) "Vessel" means a vessel as defined in RCW 88.02.310 and includes personal watercraft as defined in RCW 79A.60.010.[ 2010 c 161 § 1148; 2003 c 248 § 10; 1994 c 186 § 1.]NOTES:*Reviser's note: Although directed to be recodified within chapter 46.16 RCW pursuant to chapter 161, Laws of 2010, a majority of chapter 46.16 RCW was recodified under chapter 46.16A RCW pursuant to RCW 1.08.015 (2)(k) and (3).Effective date—Intent—Legislation to reconcile chapter 161, Laws of 2010 and other amendments made during the 2010 legislative session—2010 c 161: See notes following RCW 46.04.013.Effective date—1994 c 186 §§ 1-5: "Sections 1 through 5 of this act take effect January 1, 1995." [ 1994 c 186 § 8.]
WA Rev Code § 48.22.115 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.22 - Casualty Insurance.|48.22.115 - Vendor single-interest or collateral protection coverage—Warning.

RCW 48.22.115 Vendor single-interest or collateral protection coverage—Warning.In a contract or loan agreement, or on a separate document accompanying the contract or loan agreement and signed by the borrower, that provides financing for a motor vehicle or vessel and authorizes a secured party to purchase vendor single interest or collateral protection coverage, the following or substantially similar warning must be set forth in ten-point print:WARNINGUNLESS YOU PROVIDE US WITH EVIDENCE OF THE INSURANCE COVERAGE AS REQUIRED BY OUR LOAN AGREEMENT, WE MAY PURCHASE INSURANCE AT YOUR EXPENSE TO PROTECT OUR INTEREST. THIS INSURANCE MAY, BUT NEED NOT, ALSO PROTECT YOUR INTEREST. IF THE COLLATERAL BECOMES DAMAGED, THE COVERAGE WE PURCHASE MAY NOT PAY ANY CLAIM YOU MAKE OR ANY CLAIM MADE AGAINST YOU. YOU MAY LATER CANCEL THIS COVERAGE BY PROVIDING EVIDENCE THAT YOU HAVE OBTAINED PROPER COVERAGE ELSEWHERE.YOU ARE RESPONSIBLE FOR THE COST OF ANY INSURANCE PURCHASED BY US. THE COST OF THIS INSURANCE MAY BE ADDED TO YOUR LOAN BALANCE. IF THE COST IS ADDED TO THE LOAN BALANCE, THE INTEREST RATE ON THE UNDERLYING LOAN WILL APPLY TO THIS ADDED AMOUNT. THE EFFECTIVE DATE OF COVERAGE MAY BE THE DATE YOUR PRIOR COVERAGE LAPSED OR THE DATE YOU FAILED TO PROVIDE PROOF OF COVERAGE.THE COVERAGE WE PURCHASE MAY BE CONSIDERABLY MORE EXPENSIVE THAN INSURANCE YOU CAN OBTAIN ON YOUR OWN AND MAY NOT SATISFY WASHINGTON'S MANDATORY LIABILITY INSURANCE LAWS.[ 1994 c 186 § 2.]NOTES:Effective date—1994 c 186 §§ 1-5: See note following RCW 48.22.110.
WA Rev Code § 48.22.125 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.22 - Casualty Insurance.|48.22.125 - Vendor single-interest or collateral protection coverage—Cancellation when borrower has obtained insurance—Interest rate for financing.

RCW 48.22.125 Vendor single-interest or collateral protection coverage—Cancellation when borrower has obtained insurance—Interest rate for financing.(1) The secured party shall cancel vendor single interest or collateral protection coverage charged to the borrower effective the date of receipt of proper evidence from the borrower that the borrower has obtained insurance to protect the secured party's interest. Proper evidence includes an insurance binder that is no older than ninety days from the date of issuance and that contains physical damage coverage as provided in the borrower's loan agreement with respect to the motor vehicle or vessel.(2) If the underlying loan or extension of credit for the underlying loan is satisfied, the secured party may not require the borrower to maintain vendor single interest or collateral protection coverage that has been purchased.(3) The interest rate for financing the cost of vendor single interest or collateral protection coverage may not exceed the interest rate applied to the underlying loan obligation.[ 1994 c 186 § 4.]NOTES:Effective date—1994 c 186 §§ 1-5: See note following RCW 48.22.110.
WA Rev Code § 48.22.130 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.22 - Casualty Insurance.|48.22.130 - Vendor single-interest or collateral protection coverage—Canceled or discontinued—Premium refund.

RCW 48.22.130 Vendor single-interest or collateral protection coverage—Canceled or discontinued—Premium refund.If vendor single interest or collateral protection coverage is canceled or discontinued under RCW 48.22.125 (1) or (2), the amount of unearned premium must be refunded to the borrower. At the option of the secured party, this refund may take the form of a credit against the borrower's obligation to the secured party. If the refund is taken as a credit against the borrower's obligation to the secured party, the secured party shall provide the borrower with an itemized statement that indicates the amount of the credit and where the credit has been applied.[ 1994 c 186 § 5.]NOTES:Effective date—1994 c 186 §§ 1-5: See note following RCW 48.22.110.
WA Rev Code § 48.22.135 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.22 - Casualty Insurance.|48.22.135 - Vendor single-interest or collateral protection coverage—Application.

RCW 48.22.135 Vendor single-interest or collateral protection coverage—Application.The failure of a secured party prior to January 1, 1995, to provide notice as contemplated in this chapter, or otherwise to administer a vendor single interest or collateral protection coverage program in a manner similar to that required under this chapter, shall not be admissible in any court or arbitration proceeding or otherwise used to prove that a secured party's actions with respect to vendor single interest or collateral protection coverage or similar coverage were unlawful or otherwise improper. A secured party shall not be liable to the borrower or any other party for placing vendor single interest or collateral protection coverage in accordance with the terms of an otherwise legal loan or other written agreement with the borrower entered prior to January 1, 1995. The provisions of this section shall be applicable with respect to actions pending or commenced on or after June 9, 1994.[ 1994 c 186 § 7.]
WA Rev Code § 48.22.140 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.22 - Casualty Insurance.|48.22.140 - Driver's license suspension for nonpayment of child support—Exclusion of unlicensed driver from insurance coverage not applicable—Notation in driving record.

RCW 48.22.140 Driver's license suspension for nonpayment of child support—Exclusion of unlicensed driver from insurance coverage not applicable—Notation in driving record.In the event that the department of licensing suspends a driver's license solely for the nonpayment of child support as provided in chapter 74.20A RCW or for noncompliance with a *residential or visitation order as provided in chapter 26.09 RCW, any provision in the driver's motor vehicle liability insurance policy excluding insurance coverage for an unlicensed driver shall not apply to the driver for ninety days from the date of suspension. When a driver's license is suspended under chapter 74.20A RCW, the driving record for the suspended driver shall include a notation that explains the reason for the suspension.[ 1997 c 58 § 808.]NOTES:*Reviser's note: 1997 c 58 § 886 requiring a court to order certification of noncompliance with residential provisions of a court-ordered parenting plan was vetoed. Provisions ordering the department of social and health services to certify a responsible parent based on a court order to certify for noncompliance with residential provisions of a parenting plan were vetoed. See RCW 74.20A.320.Short title—Part headings, captions, table of contents not law—Exemptions and waivers from federal law—Conflict with federal requirements—Severability—1997 c 58: See RCW 74.08A.900 through 74.08A.904.Effective dates—Intent—1997 c 58: See notes following RCW 74.20A.320.
WA Rev Code § 48.22.900 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.22 - Casualty Insurance.|48.22.900 - Construction—Chapter applicable to state registered domestic partnerships—2009 c 521.

RCW 48.22.900 Construction—Chapter applicable to state registered domestic partnerships—2009 c 521.For the purposes of this chapter, the terms spouse, marriage, marital, husband, wife, widow, widower, next of kin, and family shall be interpreted as applying equally to state registered domestic partnerships or individuals in state registered domestic partnerships as well as to marital relationships and married persons, and references to dissolution of marriage shall apply equally to state registered domestic partnerships that have been terminated, dissolved, or invalidated, to the extent that such interpretation does not conflict with federal law. Where necessary to implement chapter 521, Laws of 2009, gender-specific terms such as husband and wife used in any statute, rule, or other law shall be construed to be gender neutral, and applicable to individuals in state registered domestic partnerships.[ 2009 c 521 § 118.]
WA Rev Code § 48.23.010 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.23 - Life Insurance and Annuities.|48.23.010 - Scope of chapter.

RCW 48.23.010 Scope of chapter.This chapter applies to contracts of life insurance and annuities other than group life insurance, group annuities, and, except for RCW 48.23.260, 48.23.270, and 48.23.340, other than industrial life insurance. However, Title 48 RCW does not apply to charitable gift annuities issued by a board of a state university, regional university, or a state college, nor to the issuance thereof.[ 2005 c 223 § 12; 1979 c 130 § 2; 1947 c 79 § .23.01; Rem. Supp. 1947 § 45.23.01.]NOTES:Severability—1979 c 130: See note following RCW 28B.10.485.