reglab/housing_qa huggingface dataset:
Ohio Rev Code § 3901.15 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3901 | Superintendent of Insurance|Section 3901.15 | Application of Law.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|The laws relating to the superintendent of insurance apply to all persons, companies, and associations, whether incorporated or not, engaged in the business of insurance.
Ohio Rev Code § 3901.16 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3901 | Superintendent of Insurance|Section 3901.16 | Forfeiture.

Effective: October 1, 1998|Latest Legislation:  House Bill 361 - 122nd General Assembly|Any association, company, or corporation, including a health insuring corporation, which violates any law relating to the superintendent of insurance, any provision of Chapter 1751. or 1753. of the Revised Code, or any insurance law of this state, for the violation of which no forfeiture or penalty is elsewhere provided in the Revised Code, shall forfeit and pay not less than one thousand nor more than ten thousand dollars, to be recovered by an action in the name of the state and on collection to be paid to the superintendent, who shall pay such sum into the state treasury.
Ohio Rev Code § 3901.18 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3901 | Superintendent of Insurance|Section 3901.18 | Requirements for Unauthorized Foreign or Alien Insurer to Enter an Appearance.

Effective: November 21, 1967|Latest Legislation:  House Bill 436 - 107th General Assembly|(A) Before any unauthorized foreign or alien insurer may enter an appearance in any court action, suit, or proceeding or in any administrative proceeding before the superintendent of insurance, such unauthorized insurer shall either:(1) Deposit with the clerk of the court in which such action, suit, or proceeding is pending or with the superintendent if such proceeding is before him, cash or securities or file with such clerk or the superintendent a bond with good and sufficient sureties, to be approved by the court or the superintendent, in an amount to be fixed by the court sufficient to secure the payment of any final judgment which may be rendered in any such court action, suit, or proceeding or by the superintendent sufficient to satisfy any order issued by the superintendent;(2) Procure a certificate of authority to transact the business of insurance in this state.(B) In any action, suit, or proceeding, in which service is made in the manner provided in division (B) or (C) of section 3901.17 of the Revised Code the court or, if the proceeding is before the superintendent of insurance, the superintendent may order such postponement as may be necessary to afford the unauthorized insurer reasonable opportunity to comply with the provisions of division (A) of this section and to defend such action, suit, or proceeding.(C) Nothing in division (A) of this section shall prevent an unauthorized foreign or alien insurer from filing a motion to set aside service made in the manner provided in division (B) or (C) of section 3901.17 of the Revised Code on the ground either:(1) That such unauthorized insurer has not done any of the acts enumerated in division (A) of section 3901.17 of the Revised Code;(2) That the person on whom service was made pursuant to division (C) of section 3901.17 of the Revised Code was not doing or had not done any of the acts enumerated in division (C) of section 3901.17 of the Revised Code.(D) The provisions of this section do not apply to ocean marine insurance.
Ohio Rev Code § 3901.19 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3901 | Superintendent of Insurance|Section 3901.19 | Unfair and Deceptive Practices Definitions.

Effective: September 1, 2002|Latest Legislation:  Senate Bill 129 - 124th General Assembly|As used in sections 3901.19 to 3901.26 of the Revised Code:(A) "Person" means any individual, corporation, association, partnership, reciprocal exchange, inter-insurer, fraternal benefit society, title guarantee and trust company, health insuring corporation, and any other legal entity.(B) "Residents" includes any individual, partnership, or corporation.(C) "Maternity benefits" means those benefits calculated to indemnify the insured for hospital and medical expenses fairly and reasonably associated with a pregnancy and childbirth.(D) "Insurance" includes, but is not limited to, any policy or contract offered, issued, sold, or marketed by an insurer, corporation, association, organization, or entity regulated by the superintendent of insurance or doing business in this state. Nothing in any other section of the Revised Code shall be construed to exclude single premium deferred annuities from the regulation of the superintendent under sections 3901.19 to 3901.26 of the Revised Code.(E) "Affiliate" means any company that controls, is controlled by, or is under common control with, another company.(F) "Customer" means an individual who purchases, applies to purchase, or is solicited to purchase insurance products primarily for personal, family, or household purposes.(G) "Depository institution" means a bank, savings bank, savings and loan association, or credit union that is subject to regulation or supervision by the United States or any state. "Depository institution" does not include an insurance company.(H) "Insurance agent" or "agent" has the same meaning as in section 3905.01 of the Revised Code.(I) "Insurer" has the same meaning as in section 3901.32 of the Revised Code.(J) "Policy" or "certificate" means a contract of insurance, indemnity, medical, health or hospital service, suretyship, or annuity issued, proposed for issuance, or intended for issuance by any insurer.
Ohio Rev Code § 3901.20 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3901 | Superintendent of Insurance|Section 3901.20 | Prohibition Against Unfair or Deceptive Acts.

Effective: January 5, 1988|Latest Legislation:  House Bill 1 - 117th General Assembly|No person shall engage in this state in any trade practice which is defined in sections 3901.19 to 3901.23 of the Revised Code as, or determined pursuant to those sections to be, an unfair or deceptive act or practice in the business of insurance.This section applies to any person, as defined in section 3901.19 of the Revised Code, regardless of whether the person is licensed or required to be licensed by the superintendent of insurance.
Ohio Rev Code § 3901.221 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3901 | Superintendent of Insurance|Section 3901.221 | Cease-and-Desist Orders.

Effective: January 5, 1988|Latest Legislation:  House Bill 1 - 117th General Assembly|If a violation of section 3901.20 of the Revised Code has caused, is causing, or is about to cause substantial and material harm, the superintendent of insurance may issue an order that the person cease and desist from any activity violating such section. Notice of the order shall be mailed by certified mail, return receipt requested, or served in any manner provided in section 3901.04 of the Revised Code, immediately after its issuance by the superintendent to the person subject to the order and to all persons known to be involved in the violation. The superintendent may thereafter publicize or otherwise make known to all interested persons that the order has been issued.The notice shall specify the particular act, omission, practice, or transaction that is subject to the cease and desist order and shall set a date, not more than fifteen days after the date of the cease-and-desist order, for a hearing on the continuation or revocation of the order. The person shall comply with the order immediately upon receipt of notice of the order. The superintendent may, upon the application of a party and for good cause shown, continue the hearing. Chapter 119. of the Revised Code applies to such hearings to the extent that that chapter does not conflict with the procedures set forth in this section. The superintendent shall, within fifteen days after objections are submitted to the hearing officer's report and recommendation, issue a final order either confirming or revoking the cease-and-desist order. The final order may be appealed as provided under section 119.12 of the Revised Code. The remedy under this section is cumulative and concurrent with the remedies available under section 3901.22 of the Revised Code and may be enforced by the attorney general at the request of the superintendent as provided in division (E) of that section.
Ohio Rev Code § 3901.23 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3901 | Superintendent of Insurance|Section 3901.23 | Self-Incrimination.

Effective: January 9, 1961|Latest Legislation:  House Bill 1 - 104th General Assembly|If any person asks to be excused from attending and testifying or from producing any books, papers, records, correspondence, or other documents at any hearing on the ground that the testimony or evidence required of him may tend to incriminate him or subject him to a penalty or forfeiture and notwithstanding is directed to give such testimony or produce such evidence, he must none the less comply with such direction, but he shall not thereafter be prosecuted or subjected to any penalty or forfeiture for or on account of any transaction, matter, or thing concerning which he may testify or produce evidence pursuant thereto. No testimony so given or evidence produced shall be received against him upon any criminal action, investigation, or proceeding, provided that no such individual so testifying shall be exempt from prosecution or punishment for any perjury committed by him while so testifying. The testimony or evidence so given or produced shall be admissible against him upon any criminal action, investigation, or proceeding concerning such perjury. No such individual so testifying shall be exempt from the refusal, revocation, or suspension of any license, permission, or authority conferred, or to be conferred, pursuant to the insurance law of this state. Any such individual may execute, acknowledge, and file in the office of the superintendent of insurance a statement expressly waiving such immunity or privilege in respect to any transaction, matter, or thing specified in such statement; and thereupon the testimony of such person or such evidence in relation to such transaction, matter, or thing may be received or produced before any judge or justice, court, tribunal, grand jury, or otherwise, and if so received or produced, such individual shall not be entitled to any immunity or privilege on account of any testimony he may so give or evidence so produced.
Ohio Rev Code § 3901.24 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3901 | Superintendent of Insurance|Section 3901.24 | Unlawful Advertising.

Effective: February 21, 1967|Latest Legislation:  House Bill 1 - 107th General Assembly|No unauthorized foreign or alien insurer shall make, issue, circulate, or cause to be made, issued, or circulated, to residents of this state any estimate, illustration, circular, pamphlet, or letter, or cause to be made in any newspaper, magazine, or other publication or over any radio or television station, any announcement or statement to such residents misrepresenting its financial condition or the terms of any contracts issued or to be issued or the benefits or advantages promised thereby, or the dividends or share of the surplus to be received thereon in violation of sections 3901.19 to 3901.26, inclusive, of the Revised Code, and whenever the superintendent of insurance has reason to believe that any such insurer is engaging in such unlawful advertising, he shall give notice of such fact by registered mail to such insurer and to the insurance supervisory official of the domiciliary state of such insurer. For the purpose of this section, the domiciliary state of an alien insurer shall be deemed to be the state of entry or the state of the principal office in the United States.
Ohio Rev Code § 3901.241 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3901 | Superintendent of Insurance|Section 3901.241 | List of Top Twenty per Cent of Services and Expected Contributions.

Effective: September 29, 2015|Latest Legislation:  House Bill 64 - 131st General Assembly|(A) As used in this section:(1) "Exchange" has the same meaning as in section 3905.01 of the Revised Code.(2) "Enrollee's expected contribution" means any portion of the cost of a health service covered by a health benefit plan offered through an exchange that a person enrolled under such a plan would be expected to pay, including any copayments or cost sharing.(B)(1) An insurer offering a health benefit plan through an exchange shall make available to individuals seeking information on the plan a list of the top twenty per cent of services, according to utilization of health services by individuals insured by the insurer, and an enrollee's expected contribution for each service.(2) The enrollee's expected contribution for each service shall be provided both for situations in which the enrollee has and has not met any associated deductibles.(C) A violation of division (B) of this section shall be considered an unfair and deceptive practice in the business of insurance under section 3901.21 of the Revised Code.
Ohio Rev Code § 3901.25 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3901 | Superintendent of Insurance|Section 3901.25 | Action by Superintendent Against Insurer.

Effective: February 21, 1967|Latest Legislation:  House Bill 1 - 107th General Assembly|If after thirty days following the giving of the notice mentioned in section 3901.24 of the Revised Code such insurer has failed to cease making, issuing, or circulating such false misrepresentations or causing the same to be made, issued, or circulated in this state, and if the superintendent of insurance has reason to believe that a proceeding by him in respect to such matters would be to the interest of the public, and that such insurer is issuing or delivering contracts of insurance to residents of this state or collecting premiums on such contracts or doing any of the acts enumerated in section 3901.26 of the Revised Code, he shall take action against such insurer under sections 3901.19 to 3901.26, inclusive, of the Revised Code.
Ohio Rev Code § 3901.27 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3901 | Superintendent of Insurance|Section 3901.27 | Adoption of Emergency Bylaws.

Effective: November 11, 1965|Latest Legislation:  House Bill 561 - 106th General Assembly|The board of directors of any domestic insurance company may at any time adopt emergency bylaws, subject to repeal or change by action of those having power to adopt regular bylaws for the company, which shall be operative during an emergency, and which may, notwithstanding any different provisions of the regular bylaws, or of the applicable statutes, or of the company's charter, make any provision reasonably necessary for the operation of the company during the period of such emergency. An emergency shall exist when the president of the United States or the congress of the United States proclaims a national emergency because of an attack on the United States by nuclear or atomic weapons, or similar disaster, or when the governor of this state proclaims an emergency for corporations as described in division (U) of section 1701.01 of the Revised Code.
Ohio Rev Code § 3901.28 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3901 | Superintendent of Insurance|Section 3901.28 | Provisions Effective if No Emergency Bylaws.

Effective: November 11, 1965|Latest Legislation:  House Bill 561 - 106th General Assembly|In the event that the board of directors of a domestic insurance company has not adopted emergency bylaws, the following provisions shall become effective upon the occurrence of an emergency as described in section 3901.27 of the Revised Code.(A) Three directors shall constitute a quorum for the transaction of business at all meetings of the board.(B) Any vacancy in the board may be filled by a majority of the remaining directors, though less than a quorum, or by a sole remaining director.(C) If there are no surviving directors, but at least three vice-presidents of the company survive, the three vice-presidents with the longest term of service shall be the directors and shall possess all of the powers of the previous board of directors and such powers as are granted herein or by subsequently enacted legislation. By majority vote, said emergency board of directors may elect other directors. If there are not at least three surviving vice-presidents, the superintendent of insurance or duly designated person exercising the powers of the superintendent shall appoint three persons as directors who shall possess all of the powers of the previous board of directors and such powers as are granted herein or by subsequently enacted legislation, and these directors may, by majority vote, elect other directors.
Ohio Rev Code § 3901.29 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3901 | Superintendent of Insurance|Section 3901.29 | Succession List.

Effective: November 11, 1965|Latest Legislation:  House Bill 561 - 106th General Assembly|At any time the board of directors of a domestic insurance company may, by resolution, provide that in the event of an emergency, as described in section 3901.27 of the Revised Code, and in the event of the death or incapacity of the president, the secretary, or the treasurer of the company, such officers or any of them shall be succeeded in the office by the person named or described in a succession list adopted by the board of directors. Such list may be on the basis of named persons or position titles, and shall establish the order of priority and prescribe the conditions under which the powers of the office shall be exercised.
Ohio Rev Code § 3901.30 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3901 | Superintendent of Insurance|Section 3901.30 | Emergency Business Location.

Effective: November 11, 1965|Latest Legislation:  House Bill 561 - 106th General Assembly|At any time, the board of directors of a domestic insurance company may, by resolution, provide that in the event of an emergency, as described in section 3901.27 of the Revised Code, the home office or principal place of business of the company shall be at such location as is named or described in the resolution. Such resolution may provide for alternate locations and establish an order of preference.
Ohio Rev Code § 3901.323 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3901 | Superintendent of Insurance|Section 3901.323 | Jurisdiction.

Effective: March 17, 1989|Latest Legislation:  House Bill 875 - 117th General Assembly|(A) The courts of this state have personal jurisdiction over both of the following:(1) Every person that is not a resident or domiciliary of, nor authorized to do business in, this state, and that files a statement with the superintendent of insurance under section 3901.321 of the Revised Code;(2) All actions involving such person arising out of violations of section 3901.321 of the Revised Code.(B) Each person described in division (A) of this section is deemed to have performed acts equivalent to and constituting an appointment of the superintendent to be his attorney upon whom may be served all process in any action, suit, or proceeding arising out of violations of section 3901.321 of the Revised Code. Copies of all such process shall be served on the superintendent and transmitted by certified mail by the superintendent to such person at his last known address.
Ohio Rev Code § 3901.351 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3901 | Superintendent of Insurance|Section 3901.351 | Participation in Supervisory College.

Effective: September 4, 2014|Latest Legislation:  Senate Bill 140 - 130th General Assembly|(A) With respect to any insurer registered under section 3901.33 of the Revised Code and in accordance with division (C) of this section, the superintendent of insurance may participate in a supervisory college for any domestic insurer that is part of an insurance holding company system with international operations in order to determine compliance by the insurer with sections 3901.32 to 3901.37 of the Revised Code. In participating, the superintendent may do all of the following: (1) Initiate the establishment of a supervisory college;(2) Clarify the membership and participation of other supervisors in the supervisory college;(3) Clarify the functions of the supervisory college and the role of other regulators, including the establishment of a group-wide supervisor;(4) Coordinate the ongoing activities of the supervisory college, including planning meetings, supervisory activities, and processes for information sharing;(5) Establish a crisis management plan.(B) Each registered insurer subject to this section shall be liable for and shall pay the reasonable expenses of the superintendent's participation in a supervisory college in accordance with division (C) of this section, including reasonable travel expenses. The superintendent may establish a regular assessment to the insurer for the payment of these expenses. A supervisory college may be convened as either a temporary or permanent forum for communication and cooperation between the regulators charged with the supervision of the insurer or its affiliates.(C) In order to assess the business strategy, financial position, legal and regulatory position, risk exposure, risk management, and governance processes, and as part of the examination of individual insurers in accordance with section 3901.35 of the Revised Code, the superintendent may participate in a supervisory college with other regulators charged with supervision of the insurer or its affiliates, including other state, federal, and international regulatory agencies. The superintendent may enter into agreements in accordance with section 3901.36 of the Revised Code that provide the basis for cooperation between the superintendent and the other regulatory agencies, and the activities of the supervisory college.(D) Nothing in this section shall delegate to the supervisory college the authority of the superintendent to regulate or supervise the insurer or its affiliates within its jurisdiction.(E) As used in this section, "supervisory college" means a forum for cooperation and communication between the involved supervisors established for the fundamental purpose of facilitating all of the following:(1) The effectiveness of supervision of entities that belong to an insurance group;(2) The supervision of the insurance group as a whole on a group-wide basis;(3) Improving the legal entity supervision of the entities within the insurance group.
Ohio Rev Code § 3901.37 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3901 | Superintendent of Insurance|Section 3901.37 | Suspension, Revocation or Refusal to Renew License - Civil Forfeiture.

Effective: October 1, 1993|Latest Legislation:  Senate Bill 136 - 120th General Assembly|(A) Whenever it appears to the superintendent of insurance that any person has committed a violation of section 3901.33, 3901.34, 3901.341, or 3901.35 of the Revised Code, which makes the continued operation of an insurer contrary to the interests of policyholders or the public, the superintendent may, subject to Chapter 119. of the Revised Code, suspend, revoke, or refuse to renew such insurer's license or authority to do business in this state for such period as he finds is required for the protection of policyholders or the public.(B) Whenever an extraordinary dividend is paid in knowing violation of division (C) of section 3901.34 of the Revised Code, the superintendent may, subject to Chapter 119. of the Revised Code, cause the insurer to pay a civil forfeiture of not more than two hundred fifty thousand dollars, to be paid to the state treasury to the credit of the department of insurance operating fund. Each payment of an extraordinary dividend made in violation of division (C) of section 3901.34 of the Revised Code may be considered a separate offense.