reglab/housing_qa huggingface dataset:
NH Rev Stat § 384-F:34 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 384-F - The New Hampshire International Banking Act|Section 384-F:34 - Books, Accounts, and Records.

    384-F:34 Books, Accounts, and Records. –||Each foreign bank which is licensed to establish and maintain a New Hampshire state branch, New Hampshire state agency, or New Hampshire representative office shall maintain or make available at any such office appropriate books, accounts, and records reflecting all transactions effected by or on behalf of such office and all actions taken in this state by employees of the foreign banking corporation located in this state to effect transactions on behalf of any office of such foreign bank located outside this state.|||Source. 1997, 236:1, eff. July 1, 1997.|
NH Rev Stat § 384-F:35 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 384-F - The New Hampshire International Banking Act|Section 384-F:35 - Separate Assets.

    384-F:35 Separate Assets. –||I. Each foreign bank which is licensed to establish and maintain a New Hampshire state branch or New Hampshire state agency in this state shall keep the assets of its business in this state separate and apart from the assets of its business outside this state.||II. The creditors of a foreign bank arising out of transactions with, and recorded on the books of, its New Hampshire state branch or New Hampshire state agency shall be entitled to absolute preference and priority over the creditors of such foreign bank's offices located outside this state with respect to the assets of such foreign bank in this state.|||Source. 1997, 236:1, eff. July 1, 1997.|
NH Rev Stat § 384-F:36 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 384-F - The New Hampshire International Banking Act|Section 384-F:36 - Disclosure of Lack of Deposit Insurance.

    384-F:36 Disclosure of Lack of Deposit Insurance. –||Each foreign bank which is licensed to establish and maintain a New Hampshire state branch or New Hampshire state agency shall, in a manner established by the commissioner by rules, adopted pursuant to RSA 541-A, or order, give notice that deposits and credit balances in such office are not insured by the Federal Deposit Insurance Corporation.|||Source. 1997, 236:1, eff. July 1, 1997.|
NH Rev Stat § 384-F:37 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 384-F - The New Hampshire International Banking Act|Section 384-F:37 - Limitations on Payment of Interest on Deposits.

    384-F:37 Limitations on Payment of Interest on Deposits. –||A foreign bank which is licensed to establish and maintain a New Hampshire state branch or New Hampshire state agency shall be subject to the same limitations with respect to the payment of interest on deposits as a state bank which is a member of the Federal Reserve System.|||Source. 1997, 236:1, eff. July 1, 1997.|
NH Rev Stat § 384-F:38 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 384-F - The New Hampshire International Banking Act|Section 384-F:38 - Pledge of Assets.

    384-F:38 Pledge of Assets. –||I. Each foreign bank which is licensed to establish and maintain a New Hampshire state branch or New Hampshire state agency shall keep on deposit, in accordance with such rules or orders as the commissioner shall adopt, with such unaffiliated New Hampshire banks as such foreign bank may designate and the commissioner may approve, interest-bearing stocks and bonds, notes, debentures, or other obligations of the United States or any agency or instrumentality thereof, or guaranteed by the United States, or of this state, or of a city, county, town, village, school district, or instrumentality of this state or guaranteed by this state, or dollar deposits, or obligations of the International Bank for Reconstruction and Development, or obligations issued by the InterAmerican Development Bank, or obligations of the Asian Development Bank, or obligations issued by the African Development Bank, or such other assets as the commissioner shall by rule or order permit, to an aggregate amount to be determined by the commissioner, based upon principal amount or market value, whichever is lower, in the case of the above-described securities, and subject to such limitations as he or she shall prescribe.||II. The commissioner may from time to time require that the assets deposited pursuant to this section may be maintained by the foreign bank in such amount, in such form and subject to such conditions as he or she shall deem necessary or desirable for the maintenance of a sound financial condition, the protection of depositors, and the public interest, and to maintain public confidence in the business of such New Hampshire state branch or New Hampshire state agency. The commissioner may give credit to reserves required to be maintained with a federal reserve bank in or outside this state pursuant to federal law, in accordance with such rules as the commissioner may adopt pursuant to RSA 541-A.||III. So long as it shall continue business in the ordinary course, such foreign bank shall be permitted to collect interest on the securities deposited under this section and from time to time exchange, examine, and compare such securities under such conditions as the commissioner may require.|||Source. 1997, 236:1, eff. July 1, 1997.|
NH Rev Stat § 384-F:40 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 384-F - The New Hampshire International Banking Act|Section 384-F:40 - Voluntary Closure of Branch, Agency, or Representative Office; Application.

    384-F:40 Voluntary Closure of Branch, Agency, or Representative Office;  Application. –||I. No foreign bank which is licensed to establish and maintain a New Hampshire state branch, New Hampshire state agency, or New Hampshire representative office shall close such branch, agency, or office without filing an application with and obtaining the prior approval of the commissioner. An application by a foreign bank under this section shall be in such form and include such information as the commissioner shall establish by rules adopted pursuant to RSA 541-A or by order.||II. If the commissioner finds, with respect to an application by a foreign bank under this section, that the closing of such branch, agency, or office will not be substantially detrimental to the public convenience and advantage, the commissioner shall approve such application and may impose such conditions precedent and subsequent to such approval as the commissioner may deem prudent or necessary. If the commissioner finds otherwise, he or she shall deny the application.||III. Whenever an application by a foreign bank under this section has been approved and all conditions precedent to such closing have been fulfilled, such foreign bank may close such branch, agency, or office and shall promptly thereafter surrender to the commissioner the license which authorized the foreign bank to maintain the office.|||Source. 1997, 236:1, eff. July 1, 1997.|
NH Rev Stat § 384-F:41 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 384-F - The New Hampshire International Banking Act|Section 384-F:41 - Suspension or Revocation of License; Factors.

    384-F:41 Suspension or Revocation of License;  Factors. –||If, after notice and a hearing, the commissioner finds any of the following with respect to a foreign bank which is licensed to establish and maintain a New Hampshire state branch or New Hampshire state agency, he or she may issue an order suspending or revoking the license of such foreign bank:||I. That the foreign bank has violated any provision of this chapter or of any rule or order issued under this chapter or any provision of any other applicable law, rule, regulation, or order.||II. That the foreign bank is transacting activities in this state in an unsafe or unsound manner or, in any case, is transacting activities elsewhere in an unsafe or unsound manner.||III. That the foreign bank or any one or more of its New Hampshire state branches or New Hampshire state agencies is in an unsafe or unsound condition.||IV. That the foreign bank has ceased to operate any of its offices in this state without the prior approval of the commissioner in accordance with this chapter.||V. That the foreign bank is insolvent in that it has ceased to pay its debts in the ordinary course of business, it cannot pay its debts as they become due, or its liabilities exceed its assets.||VI. That the foreign bank has suspended payment of its obligations, has made an assignment for the benefit of its creditors, or has admitted in writing its inability to pay its debts as they become due.||VII. That the foreign bank has applied for an adjudication of bankruptcy, reorganization, arrangement, or other relief under any foreign or domestic bankruptcy, reorganization, insolvency, or moratorium law, or that any person has applied for any such relief under such law against the foreign bank and the foreign bank has by any affirmative act approved of or consented to such action or such relief has been granted.||VIII. That a receiver, liquidator, or conservator has been appointed for the foreign bank or that any proceeding for such an appointment or any similar proceeding has been initiated in the country of the foreign bank's organization.||IX. That the existence of the foreign bank or the authority of the foreign bank to transact banking business under the laws of the country of the foreign bank's organization has been suspended or terminated.||X. That any fact or condition exists which, if it had existed at the time when the foreign bank applied for its license to transact business in this state, would have been grounds for denying such application.|||Source. 1997, 236:1, eff. July 1, 1997.|
NH Rev Stat § 384-F:42 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 384-F - The New Hampshire International Banking Act|Section 384-F:42 - Immediate Suspension or Revocation.

    384-F:42 Immediate Suspension or Revocation. –||If the commissioner finds that any of the factors set forth in RSA 384-F:41 are true with respect to any foreign bank which is licensed to maintain a New Hampshire state branch or New Hampshire state agency and that it is necessary for the protection of the interests of creditors of the foreign bank's business in this state or, in any case, for the protection of the public interest that the commissioner immediately suspend or revoke the license of the foreign bank, the commissioner may issue, without notice and hearing, an order suspending or revoking the license of the foreign bank for a period of up to 90 days, pending investigation or hearing.|||Source. 1997, 236:1, eff. July 1, 1997.|
NH Rev Stat § 384-F:44 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 384-F - The New Hampshire International Banking Act|Section 384-F:44 - Purposes.

    384-F:44 Purposes. –||This subdivision is intended generally to ensure that interstate New Hampshire state branches of out-of-state foreign banks may be established and operated in this state:||I. To the extent consistent with the provisions of section 5 of the federal International Banking Act; and||II. Under terms and conditions that are generally comparable to and no less favorable than those applicable to the establishment of interstate federal branches in this state by out-of-state foreign banks.|||Source. 1997, 236:1, eff. July 1, 1997.|
NH Rev Stat § 384-F:45 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 384-F - The New Hampshire International Banking Act|Section 384-F:45 - Establishment of Interstate Branches in This State by Out-of-State Foreign Banks.

    384-F:45 Establishment of Interstate Branches in This State by Out-of-State Foreign Banks. –||I. Except as provided in paragraph II of this section, an out-of-state foreign bank may establish an interstate New Hampshire state branch in the same manner (including by merger or other transactions under section 44 of the Federal Deposit Insurance Act, and comparable provisions of the laws of this state, with New Hampshire banks or other institutions) as, and subject generally to the same criteria, standards, conditions, requirements, and procedures applicable to the establishment of interstate branches in this state by, an out-of-state bank having the same home state in the United States, notwithstanding any provision of the laws or rules of this state to the contrary.||II. Notwithstanding the provisions of paragraph I, the commissioner:||(a) Shall apply to the establishment of an initial interstate New Hampshire state branch, and subsequent intrastate New Hampshire branches, of any out-of-state foreign bank the same criteria, standards, conditions, requirements, and procedures applicable under RSA 384-F:8-43 or rules adopted thereunder to the establishment of an initial New Hampshire state branch, and of subsequent intrastate New Hampshire branches, respectively;||(b) May apply any other criterion, standard, condition, requirement, or provision of the laws or rules of this state that is determined by the commissioner to be substantially equivalent to or consistent with a criterion, standard, condition, requirement, or provision of federal law or regulation generally applicable to the establishment of branches in the United States by foreign banks or specifically applicable to the establishment of a branch in the United States by the applicant foreign bank;||(c) May by rule or order allow an out-of-state foreign bank to acquire or merge with another foreign bank maintaining a New Hampshire branch or agency and thereafter continue such operations as its own.|||Source. 1997, 236:1, eff. July 1, 1997.|
NH Rev Stat § 384-G:1 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 384-G - Regulation of Revolving Credit Plans|Section 384-G:1 - Definitions.

    384-G:1 Definitions. –||In this chapter:||I. "Bank" means a bank as defined in RSA 383-A:2-201(a)(3).||II. "Bank commissioner" means the New Hampshire bank commissioner.||III. "Borrower" means any corporation, partnership, association, government or governmental subdivision or agency, trust, individual, or other entity.||IV. "Credit device" means any card, check, identification code or other means of identification contemplated by the agreement governing the plan.||V. "Individual borrower" means a borrower who is a natural person borrowing for personal, household, or family purposes.||VI. "Loans" mean cash advances or loans to be paid to or for the account of the borrower.||VII. "Outstanding unpaid indebtedness" means on any day an amount not in excess of the total amount of purchases and loans charged to the borrower's account under the plan which is outstanding and unpaid at the end of the day, after adding the aggregate amount of any new purchases and loans charged to the account as of that day and deducting the aggregate amount of any payments and credits applied to that indebtedness as of that day and, if the agreement providing the plan so provides, may include the amount of any periodic interest, interest charges and other charges permitted by this chapter, including late or delinquency charges, which have accrued in the account and which are unpaid at the end of the day. Purchases and loans may be included in outstanding unpaid indebtedness as of such time as may be specified in the agreement governing the plan.||VIII. "Purchases" mean payments for property of whatever nature, real or personal, tangible or intangible, and payments for services, licenses, taxes, official fees, fines, private or governmental obligations, or any other thing of value.||IX. "Revolving credit plan" or "plan" means a plan contemplating the extension of credit under an account governed by an agreement between a bank and a borrower pursuant to which:||(a) The bank permits the borrower and, if the agreement governing the plan so provides, persons acting on behalf of or with authorization from the borrower, from time to time to make purchases and/or to obtain loans by use of a credit device;||(b) The amounts of such purchases and loans are charged to the borrower's account under the revolving credit plan;||(c) The borrower is required to pay the bank the amounts of all purchases and loans charged to such borrower's account under the plan but has the privilege of paying such amounts outstanding from time to time in full or otherwise in accordance with the agreement governing the plan; and||(d) Interest may be charged and collected by the bank from time to time on the outstanding unpaid indebtedness under such plan.|||Source. 2002, 225:1. 2015, 272:18, eff. Oct. 1, 2015.|
NH Rev Stat § 384-G:2 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 384-G - Regulation of Revolving Credit Plans|Section 384-G:2 - Extension of Credit.

    384-G:2 Extension of Credit. –||Any bank may, subject to any limitations on lending authorities contained in its charter or otherwise imposed by law and subject to the other provisions of this chapter, offer and extend credit under a revolving credit plan to a borrower and in connection therewith may charge and collect periodic interest, interest charges and other charges permitted by this chapter and may take such security as collateral in connection therewith as may be acceptable to the bank. Without limitation of the foregoing, credit may be extended under a revolving credit plan by a bank's acquisition of obligations arising out of the honoring by a merchant, a bank or other financial institution, whether chartered or organized under the laws of this or any other state, the District of Columbia, the United States or any district, territory or possession of the United States, or any foreign country, or a government or governmental subdivision or agency of a credit device made available to a borrower under a plan, whether directly or indirectly by means of telephone, point-of-sale terminal, automated teller machine or other electronic or similar device or through the mails.|||Source. 2002, 225:1, eff. July 16, 2002.|
NH Rev Stat § 384-G:3 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 384-G - Regulation of Revolving Credit Plans|Section 384-G:3 - Periodic Interest.

    384-G:3 Periodic Interest. –||A bank may charge and collect periodic interest under a revolving credit plan on outstanding unpaid indebtedness in the borrower's account under the plan at such daily, weekly, monthly, annual or other periodic percentage rate or rates as the agreement governing the plan provides or as established in the manner provided in the agreement governing the plan. Periodic interest may be calculated using an average daily balance, 2-cycle average daily balance, adjusted balance or previous balance method or using any other balance computation method provided for in the agreement governing the plan. Periodic billing cycles may be established in such manner and shall have such duration as may be specified in the agreement governing the plan.|||Source. 2002, 225:1, eff. July 16, 2002.|
NH Rev Stat § 384-G:4 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 384-G - Regulation of Revolving Credit Plans|Section 384-G:4 - Variable Rates.

    384-G:4 Variable Rates. –||If the agreement governing the revolving credit plan so provides, the periodic percentage rate or rates of interest under such plan may vary in accordance with a schedule or formula. Such periodic percentage rate or rates may vary from time to time as the rate determined in accordance with such schedule or formula varies and such periodic percentage rate or rates, as so varied, may be made applicable to all or any part of outstanding unpaid indebtedness under the plan on or after the first day of the billing cycle that contains the effective date of such variation including any such indebtedness arising out of purchases made or loans obtained prior to such variation in the periodic percentage rate or rates. Without limitation, a permissible schedule or formula hereunder may include provision in the agreement governing the plan for a change in the periodic percentage rate or rates of interest applicable to all or any part of outstanding unpaid indebtedness, whether by variation of the then applicable periodic percentage rate or rates of interest, variation of an index or margin or otherwise, contingent upon the happening of any event or circumstance specified in the plan, which event or circumstance may include the failure of the borrower to perform in accordance with the terms of the plan.|||Source. 2002, 225:1, eff. July 16, 2002.|