reglab/housing_qa huggingface dataset:
NH Rev Stat § 404-C:5-a (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-C - Mandatory Risk Sharing Plans|Section 404-C:5-a - Workers' Compensation Assigned Risk Plan.

    404-C:5-a Workers' Compensation Assigned Risk Plan. –||I. The workers' compensation assigned risk plan shall provide that an employer with an experience modification factor of 1.50 or greater shall lose the entitlement to a premium discount.||II. Employers who secure any portion of their obligations for compensation under RSA 281-A through self-insurance or group funded self-insurance shall not be eligible to secure any other portion of such obligations through insurance under the New Hampshire workers' compensation insurance plan.|||Source. 1990, 254:39. 1994, 3:21, eff. Feb. 8, 1994.|
NH Rev Stat § 404-C:6 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-C - Mandatory Risk Sharing Plans|Section 404-C:6 - Basis of Participation.

    404-C:6 Basis of Participation. –||The plan shall specify the basis of participation of insurers and agents and the conditions under which risks must be accepted.|||Source. 1971, 488:1, eff. Aug. 31, 1971.|
NH Rev Stat § 404-C:7 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-C - Mandatory Risk Sharing Plans|Section 404-C:7 - Duty to Provide Service.

    404-C:7 Duty to Provide Service. –||Every participating insurer and agent shall provide to any person seeking coverages of kinds available in the plans, the services prescribed in the plans, including full information on the requirements and procedures for obtaining coverage under the plans whenever the business is not placed in the voluntary market.|||Source. 1971, 488:1, eff. Aug. 31, 1971.|
NH Rev Stat § 404-C:8 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-C - Mandatory Risk Sharing Plans|Section 404-C:8 - Commissions.

    404-C:8 Commissions. –||The commissioner shall determine reasonable and adequate commission rates to be paid to agents or brokers for coverage written under this chapter. In determining the reasonableness and adequacy of such commission rates the commissioner shall consider the commission rates paid on similar coverage in the normal market.|||Source. 1971, 488:1, eff. Aug. 31, 1971.|
NH Rev Stat § 404-C:9 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-C - Mandatory Risk Sharing Plans|Section 404-C:9 - Provision of Marketing Facilities.

    404-C:9 Provision of Marketing Facilities. –||If the commissioner finds that the lack of cooperating insurers or agents in an area makes the functioning of the plan difficult, he may order that the plan appoint agents in such a manner and on such terms as he designates or take other appropriate steps to insure that service is available.|||Source. 1971, 488:1, eff. Aug. 31, 1971.|
NH Rev Stat § 404-C:10 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-C - Mandatory Risk Sharing Plans|Section 404-C:10 - Transition.

    404-C:10 Transition. –||Procedures established under the existing assigned risk plan as provided in RSA 412:43, II shall continue in effect until and unless changed as provided in this chapter.|||Source. 1971, 488:1. 2003, 150:5, eff. Jan. 1, 2004.|
NH Rev Stat § 404-C:11 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-C - Mandatory Risk Sharing Plans|Section 404-C:11 - State Contribution for Federally Reinsured Losses and Assessment of Insurers.

    404-C:11 State Contribution for Federally Reinsured Losses and Assessment of Insurers. –||The commissioner is authorized to assess each insurance company authorized to do business in this state an aggregate amount sufficient to provide a fund to reimburse the United States Secretary of Housing and Urban Development as provided in section 1223(a)(1) of the National Housing Act as amended by section 1103 of the Urban Property Protection and Reinsurance Act of 1968, P.L. 90-448, 82 Stat. 476. The assessment shall be made on those lines of insurance coverage reinsured during the current year in this state by the United States Secretary of Housing and Urban Development pursuant to such chapter. The assessment shall be in the proportion that the premiums earned during the preceding calendar year by each such company in this state bear to the aggregate premiums earned on those lines of insurance in this state by all insurers. The fund may be provided in whole or in part from appropriations by the legislature.|||Source. 1971, 488:1, eff. Aug. 31, 1971.|
NH Rev Stat § 404-C:12 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-C - Mandatory Risk Sharing Plans|Section 404-C:12 - Recoupment.

    404-C:12 Recoupment. –||Rates used by an insurer shall not be deemed excessive because they contain an amount reasonably calculated to recoup assessments made under RSA 404-C:11.|||Source. 1971, 488:1, eff. Aug. 31, 1971.|
NH Rev Stat § 404-C:13 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-C - Mandatory Risk Sharing Plans|Section 404-C:13 - Voluntary Risk Sharing Plans.

    404-C:13 Voluntary Risk Sharing Plans. –||Insurers doing business within this state are authorized to prepare voluntary plans providing any specified kind, line or class of insurance coverage or subdivision or combination thereof for all or any part of this state in which such insurance is not readily available in the voluntary market and in which the public interest requires the availability of such coverage. Such plans shall be submitted to the commissioner and if approved by him may be put into operation.|||Source. 1971, 488:1, eff. Aug. 31, 1971.|
NH Rev Stat § 404-C:14 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-C - Mandatory Risk Sharing Plans|Section 404-C:14 - Repealed by 2015, 263:4, I, eff. July 20, 2015.

    404-C:14 Repealed by 2015, 263:4, I, eff. July 20, 2015. –|
NH Rev Stat § 404-D:1 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-D - New Hampshire Life and Health Insurance Guaranty Association|Section 404-D:1 - Title.

    404-D:1 Title. –||This chapter shall be known and may be cited as the New Hampshire life and health insurance guaranty association act.|||Source. 1971, 509:1, eff. Sept. 4, 1971.|
NH Rev Stat § 404-D:2 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-D - New Hampshire Life and Health Insurance Guaranty Association|Section 404-D:2 - Purpose.

    404-D:2 Purpose. –||The purpose of this chapter is to maintain public confidence in the promises of insurers by providing a mechanism for protecting policyowners, insureds, beneficiaries, annuitants, payees, and assignees of life insurance policies, health insurance policies, annuity contracts, and supplemental contracts, against failure in the performance of fair and equitable contractual obligations due to the impairment of the insurer issuing such policies or contracts. To provide this protection:||I. An association of insurers is created to enable the guaranty of payment of benefits and of continuation of coverages;||II. Members of the association are subject to assessment to provide funds to carry out the purpose of this chapter; and||III. The association is authorized to assist the commissioner, in the prescribed manner, in the detection and prevention of insurer impairments.|||Source. 1971, 509:1. 1979, 440:1, eff. June 25, 1979.|
NH Rev Stat § 404-D:3 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-D - New Hampshire Life and Health Insurance Guaranty Association|Section 404-D:3 - Scope.

    404-D:3 Scope. –||I. This chapter shall apply to direct life insurance policies, health insurance policies, annuity contracts, and contracts supplemental to life and health insurance policies and annuity contracts issued by persons authorized to transact insurance in this state at any time. The term health insurance is intended to include "accident and health" insurance, "sickness and accident" insurance, and "disability" insurance.||II. This chapter shall not apply to:||(a) Any such policies or contracts, or any part of such policies or contracts, under which the risk is borne by the policyholder.||(b) Any such policy or contract or part thereof assumed by the impaired insurer under a contract of reinsurance, other than reinsurance for which assumption certificates have been issued.||(c) Any such policy or contract issued by assessment mutuals, fraternals, health maintenance organizations and nonprofit hospital and medical service plans.|||Source. 1971, 509:1. 1983, 399:2. 1990, 114:1. 2003, 293:6, eff. July 18, 2003.|
NH Rev Stat § 404-D:4 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-D - New Hampshire Life and Health Insurance Guaranty Association|Section 404-D:4 - Construction.

    404-D:4 Construction. –||This chapter shall be liberally construed to effect the purpose under RSA 404-D:2 which shall constitute an aid and guide to interpretation.|||Source. 1971, 509:1, eff. Sept. 4, 1971.|
NH Rev Stat § 404-D:5 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-D - New Hampshire Life and Health Insurance Guaranty Association|Section 404-D:5 - Definitions.

    404-D:5 Definitions. –||As used in this chapter:||I. "Account" means any of the 3 accounts created under RSA 404-D:6.||II. "Association" means the New Hampshire life and health insurance guaranty association created under RSA 404-D:6.||III. "Commissioner" means the commissioner of insurance.||IV. "Contractual obligation" means any obligation under covered policies.||V. "Covered policy" means any policy or contract within the scope of RSA 404-D:3.||VI. "Impaired insurer" means:||(a) An insurer which after the effective date of this chapter, is declared insolvent and placed under a final order of liquidation, rehabilitation, or conservation by a court of competent jurisdiction, or||(b) An insurer deemed by the commissioner after the effective date of this chapter to be unable to fulfill its contractual obligations.||VII. "Member insurer" means any person authorized to transact in this state any kind of insurance to which this chapter applies under RSA 404-D:3.||VIII. "Premiums" means direct gross insurance premiums and annuity considerations written on covered policies, less return premiums and considerations thereon and dividends paid or credited to policyholders on such direct business. "Premiums" do not include premiums and considerations on contracts between insurers and reinsurers. As used in RSA 404-D:9, "premiums" are those for the calendar year preceding the determination of impairment.||IX. "Person" means any individual, corporation, partnership, association or voluntary organization.||X. "Resident" means any person who resides in this state at the time the impairment is determined and to whom contractual obligations are owed.|||Source. 1971, 509:1, eff. Sept. 4, 1971.|
NH Rev Stat § 404-D:6 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-D - New Hampshire Life and Health Insurance Guaranty Association|Section 404-D:6 - Creation of the Association.

    404-D:6 Creation of the Association. –||I. There is created a nonprofit legal entity to be known as the New Hampshire life and health insurance guaranty association. All member insurers shall be and remain members of the association as a condition of their authority to transact insurance in this state. The association shall perform its functions under the plan of operation established and approved under RSA 404-D:10 and shall exercise its powers through a board of directors established under RSA 404-D:7. For purposes of administration and assessment, the association shall maintain 3 accounts:||(a) The health insurance account;||(b) The life insurance account; and||(c) The annuity account.||II. The association shall come under the immediate supervision of the commissioner and shall be subject to the applicable provisions of the insurance laws of this state.|||Source. 1971, 509:1, eff. Sept. 4, 1971.|
NH Rev Stat § 404-D:7 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-D - New Hampshire Life and Health Insurance Guaranty Association|Section 404-D:7 - Board of Directors.

    404-D:7 Board of Directors. –||I. The board of directors of the association shall consist of not less than 5 nor more than 9 members serving terms as established in the plan of operation. The members of the board shall be selected by member insurers subject to the approval of the commissioner. Vacancies on the board shall be filled for the remaining period of the term in the manner described in the plan of operation. To select the initial board of directors, and initially organize the association, the commissioner shall give notice to all member insurers of the time and place of the organizational meeting. In determining voting rights at the organizational meeting each member insurer shall be entitled to one vote in person or by proxy. If the board of directors is not selected within 60 days after notice of the organizational meeting, the commissioner may appoint the initial members.||II. In approving selections or in appointing members to the board, the commissioner shall consider, among other things, whether all member insurers are fairly represented.||III. Members of the board may be reimbursed from the assets of the association for expenses incurred by them as members of the board of directors but members of the board shall not otherwise be compensated by the association for their services.|||Source. 1971, 509:1, eff. Sept. 4, 1971.|
NH Rev Stat § 404-D:10 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-D - New Hampshire Life and Health Insurance Guaranty Association|Section 404-D:10 - Plan of Operation.

    404-D:10 Plan of Operation. –||I. A plan of operation shall be established as follows:||(a) The association shall submit to the commissioner a plan of operation and any amendments thereto necessary or suitable to assure the fair, reasonable, and equitable administration of the association. The plan of operation and any amendments thereto shall become effective upon approval in writing by the commissioner.||(b) If the association fails to submit a suitable plan of operation within 180 days following the effective date of this chapter or if at any time thereafter the association fails to submit suitable amendments to the plan, the commissioner shall, after notice and hearing, adopt and promulgate such reasonable rules as are necessary or advisable to effectuate the provisions of this chapter. Such rules shall continue in force until modified by the commissioner or superseded by a plan submitted by the association and approved by the commissioner.||II. All member insurers shall comply with the plan of operation.||III. The plan of operation shall, in addition to requirements enumerated elsewhere in this chapter:||(a) Establish procedures for handling the assets of the association.||(b) Establish the amount and method of reimbursing members of the board of directors under RSA 404-D:7.||(c) Establish regular places and times for meetings of the board of directors.||(d) Establish procedures for records to be kept of all financial transactions of the association, its agents, and the board of directors.||(e) Establish the procedures whereby selections for the board of directors will be made and submitted to the commissioner.||(f) Establish any additional procedures for assessments under RSA 404-D:9.||(g) Contain additional provisions necessary or proper for the execution of the powers and duties of the association.||IV. The plan of operation may provide that any or all powers and duties of the association, except those under RSA 404-D:8, XI(c) and RSA 404-D:9, are delegated to a corporation, association, or other organization which performs or will perform functions similar to those of this association, or its equivalent, in 2 or more states. Such a corporation, association, or organization shall be reimbursed for any payments made on behalf of the association and shall be paid for its performance of any function of the association. A delegation under this paragraph shall take effect only with the approval of both the board of directors and the commissioner, and may be made only to a corporation, association, or organization which extends protection not substantially less favorable and effective than that provided by this chapter.|||Source. 1971, 509:1, eff. Sept. 4, 1971.|
NH Rev Stat § 404-D:11 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-D - New Hampshire Life and Health Insurance Guaranty Association|Section 404-D:11 - Duties and Powers of the Commissioner.

    404-D:11 Duties and Powers of the Commissioner. –||In addition to the duties and powers enumerated elsewhere in this chapter,||I. The commissioner shall:||(a) Notify the board of directors of the existence of an impaired insurer not later than 3 days after a determination of impairment is made or he receives notice of impairment.||(b) Upon request of the board of directors, provide the association with a statement of the premiums in the appropriate states for each member insurer.||(c) When an impairment is declared and the amount of the impairment is determined, serve a demand upon the impaired insurer to make good the impairment within a reasonable time. Notice to the impaired insurer shall constitute notice to its shareholders, if any. The failure of the insurer to promptly comply with such demand shall not excuse the association from the performance of its powers and duties under this chapter.||(d) In any liquidation or rehabilitation proceeding involving a domestic insurer, be appointed as the liquidator or rehabilitator. If a foreign or alien member insurer is subject to a liquidation proceeding in its domiciliary jurisdiction or state of entry, the commissioner may be appointed conservator.||II. The commissioner may suspend or revoke, after notice and hearing, the certificate of authority to transact insurance in this state of any member insurer which fails to pay an assessment when due or fails to comply with the plan of operation. As an alternative the commissioner may levy a forfeiture on any member insurer which fails to pay an assessment when due. Such forfeiture shall not exceed 5 percent of the unpaid assessment per month, but no forfeiture shall be less than $100 per month.||III. Any action of the board of directors or the association may be appealed to the commissioner by any member insurer if such appeal is taken within 30 days of the action being appealed. Any final action or order of the commissioner shall be subject to judicial review pursuant to RSA 541.||IV. The liquidator, rehabilitator, or conservator or any impaired insurer may notify all interested persons of the effect of this chapter.|||Source. 1971, 509:1, eff. Sept. 4, 1971.|
NH Rev Stat § 404-D:12 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-D - New Hampshire Life and Health Insurance Guaranty Association|Section 404-D:12 - Prevention of Impairments.

    404-D:12 Prevention of Impairments. –||To aid in the detection and prevention of insurer impairments, the commissioner shall be notified when:||I. The board of directors shall, upon majority vote, notify the commissioner of any information indicating any member insurer may be unable or potentially unable to fulfill its contractual obligations.||II. The board of directors may, upon majority vote, request that the commissioner order an examination of any member insurer which the board in good faith believes may be unable or potentially unable to fulfill its contractual obligations. The commissioner may conduct such examination. The examination may be conducted as a national association of insurance commissioners examination or may be conducted by such persons as the commissioner designates. The cost of such examination shall be paid by the association and the examination report shall be treated as are other examination reports. In no event shall such examination report be released to the board of directors of the association prior to its release to the public, but this shall not excuse the commissioner from his obligation to comply with paragraph III. The commissioner shall notify the board of directors when the examination is completed. The request for an examination shall be kept on file by the commissioner but it shall not be open to public inspection prior to the release of the examination report to the public and shall be released at that time only if the examination discloses that the examined insurer is unable or potentially unable to meet its contractual obligations.||III. The commissioner shall report to the board of directors when he has reasonable cause to believe that any member or licensed insurer may be unable or potentially unable to fulfill its contractual obligations.||IV. The board of directors may, upon majority vote, make reports and recommendations to the commissioner upon any matter germane to the solvency, liquidation, rehabilitation or conservation of any member insurer. Such reports and recommendations shall not be subject to RSA 91-A.||V. The board of directors may, upon majority vote, make recommendations to the commissioner for the detection and prevention of insurer impairments.||VI. The board of directors shall, at the conclusion of any insurer impairment in which the association carried out its duties under this chapter or exercised any of its powers under this chapter, prepare a report on the history and causes of such impairment, based on the information available to the association, and submit such report to the commissioner.|||Source. 1971, 509:1, eff. Sept. 4, 1971.|
NH Rev Stat § 404-D:13 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-D - New Hampshire Life and Health Insurance Guaranty Association|Section 404-D:13 - Appointment of Association Nominee.

    404-D:13 Appointment of Association Nominee. –||The association may recommend a natural person to serve as a special deputy to act for the commissioner and under his supervision in the liquidation, rehabilitation, or conservation, of any member insurer.|||Source. 1971, 509:1, eff. Sept. 4, 1971.|
NH Rev Stat § 404-D:15 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-D - New Hampshire Life and Health Insurance Guaranty Association|Section 404-D:15 - Examination of the Association; Annual Report.

    404-D:15 Examination of the Association;  Annual Report. –||The association shall be subject to examination and regulation by the commissioner. The board of directors shall submit to the commissioner, not later than May 1 of each year, a financial report for the preceding calendar year in a form approved by the commissioner and a report of its activities during the preceding calendar year.|||Source. 1971, 509:1, eff. Sept. 4, 1971.|
NH Rev Stat § 404-D:16 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-D - New Hampshire Life and Health Insurance Guaranty Association|Section 404-D:16 - Tax Exemptions.

    404-D:16 Tax Exemptions. –||The association shall be exempt from payment of all fees and all taxes levied by this state or any of its subdivisions, except taxes levied on real property.|||Source. 1971, 509:1, eff. Sept. 4, 1971.|
NH Rev Stat § 404-D:17 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 404-D - New Hampshire Life and Health Insurance Guaranty Association|Section 404-D:17 - Immunity.

    404-D:17 Immunity. –||There shall be no liability on the part of and no cause of action of any nature shall arise against any member insurer or its agents or employees, the association or its agents or employees, members of the board of directors, or the commissioner or his representatives, for any action taken by them in the performance of their powers and duties under this chapter.|||Source. 1971, 509:1, eff. Sept. 4, 1971.|