reglab/housing_qa huggingface dataset:
GA Code § 33-9-15 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 9 - Regulation of Rates, Underwriting Rules, and Related Organizations|§ 33-9-15. Annual License Fee for Rating Organizations

 Notwithstanding Code Section 33-9-14, each rating organization possessing a license of indefinite term pursuant to such Code section shall owe and pay to the Commissioner an annual fee as provided in Code Section 33-8-1 in advance on account of such license until its final termination.Such fee shall be for periods commencing on July 1 of each year and ending on June 30 and shall be due and payable on March 1 of each year and shall be delinquent on April 1 of each year.   (Code 1933, § 56-517, enacted by Ga. L. 1967, p. 684, § 1; Ga. L. 1992, p. 2725, § 14.)   RESEARCH REFERENCES   Am. Jur. 2d.   - 43 Am. Jur. 2d, Insurance, § 42.   C.J.S.   - 44 C.J.S., Insurance, § 45 et seq.
GA Code § 33-9-16 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 9 - Regulation of Rates, Underwriting Rules, and Related Organizations|§ 33-9-16. Adoption by Rating Organizations of Rules Governing Eligibility for Membership Generally

 Subject to the approval of the Commissioner, licensed rating organizations may make reasonable rules governing eligibility for membership.   (Code 1933, § 56-518, enacted by Ga. L. 1967, p. 684, § 1.)
GA Code § 33-9-17 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 9 - Regulation of Rates, Underwriting Rules, and Related Organizations|§ 33-9-17. Requirement by Rating Organizations of Membership by All Insurers Having Common Ownership or Operating Under Common Management

 If two or more insurers having a common ownership or operating in this state under common management are admitted for the classes or types of insurance for which a rating organization is licensed to make rates, the rating organization may require as a condition to membership or subscribership of one or more that all the insurers shall become members or subscribers.   (Code 1933, § 56-519, enacted by Ga. L. 1967, p. 684, § 1.)
GA Code § 33-9-18 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 9 - Regulation of Rates, Underwriting Rules, and Related Organizations|§ 33-9-18. Requirements for Conduct of Operations by Advisory Organizations Generally; Engaging in Unfair or Unreasonable Practices

  No advisory organization shall conduct its operations in this state unless and until it has filed with the Commissioner a copy of its constitution, articles of incorporation, agreement, or association, and of its bylaws or rules and regulations governing its activities, all duly certified by the custodian of the originals of the constitution, articles of incorporation, agreement or association, and bylaws or rules and regulations; a list of its members and subscribers; and the name and address of a resident of this state upon whom notices or orders of the Commissioner or process may be served.   Each advisory organization shall notify the Commissioner promptly of every change in its constitution, its articles of incorporation, agreement, or association, and of its bylaws or rules and regulations governing the conduct of its business; its list of members and subscribers; and the name and address of the resident of this state designated by it upon whom notices or orders of the Commissioner or process affecting the organization may be served.   No advisory organization shall engage in any unfair or unreasonable practice with respect to its activities.   Each advisory organization shall pay an annual fee as provided in Code Section 33-8-1.    (Code 1933, § 56-520, enacted by Ga. L. 1967, p. 684, § 1; Ga. L. 1992, p. 2725, § 15.)
GA Code § 33-9-19 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 9 - Regulation of Rates, Underwriting Rules, and Related Organizations|§ 33-9-19. Requirements for Conduct of Operations by Organizations Engaging in Joint Underwriting and Joint Reinsurance Generally; Engaging in Unfair or Unreasonable Practices

  Every group, association, or other organization of insurers which engages in joint underwriting or joint reinsurance through the group, association, or organization or by standing agreement among the members of the group, association, or organization shall file with the Commissioner a copy of its constitution, its articles of incorporation, agreement, or association, and of its bylaws or rules and regulations governing its activities, all duly certified by the custodian of the originals of such constitution, articles of incorporation, agreement or association, bylaws or rules and regulations; a list of its members; and the name and address of a resident of this state upon whom notices or orders of the Commissioner or process may be served.   Each group, association, or other organization shall notify the Commissioner promptly of every change in its constitution, its articles of incorporation, agreement, or association, and its bylaws, rules, and regulations governing the conduct of its business; its list of members; and the name and address of the resident of this state designated by it upon whom notices or orders of the Commissioner or process affecting the group, association, or organization may be served.   No group, association, or organization shall engage in any unfair or unreasonable practice with respect to its activities.   Each joint underwriting and joint reinsurance organization shall pay an annual fee as provided in Code Section 33-8-1.    (Code 1933, § 56-521, enacted by Ga. L. 1967, p. 684, § 1; Ga. L. 1992, p. 2725, § 16.)   RESEARCH REFERENCES   ALR.    - Reciprocal or interinsurance, 94 A.L.R. 836; 141 A.L.R. 765; 145 A.L.R. 1121.
GA Code § 33-9-20 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 9 - Regulation of Rates, Underwriting Rules, and Related Organizations|§ 33-9-20. Maintenance of Records by Organizations Generally; Maintenance and Reporting of Statistics by Insurers

  Every insurer, rating organization, or advisory organization and every group, association, or other organization of insurers which engages in joint underwriting or joint reinsurance shall maintain reasonable records of the type and kind reasonably adapted to its method of operation, of its experience or the experience of its members, and of the data, statistics, or information collected or used by it in connection with the rates, rating plans, rating systems, underwriting rules, policy or bond forms, surveys, or inspections made or used by it so that the records will be available at all reasonable times to enable the Commissioner to determine whether the organization, insurer, group, or association and, in the case of an insurer or rating organization, every rate, rating plan, and rating system made or used by it complies with this chapter as applicable to it. The maintenance of the records in the office of a licensed rating organization of which an insurer is a member or subscriber will be sufficient compliance with this Code section for any insurer maintaining membership or subscribership in the organization to the extent that the insurer uses the rates, rating plans, rating systems, or underwriting rules of the organization. Such records shall be maintained in an office within this state and shall be made available for examination or inspection by the Commissioner at any time.   Each insurer shall maintain statistics under statistical plans compatible with the rating plans used. An insurer shall report its statistics through a recognized statistical agency or advisory organization. No insurer shall be required to report its statistics through such agencies or organizations with respect to any unique or unusual risks or with respect to any risks rated in accordance with Code Section 33-9-32 or any lines or sublines of insurance for which such agencies or organizations do not promulgate rates or rating systems. Moreover, the Commissioner shall withhold from public inspection any proprietary information of any insurer, agency, or organization.    (Code 1933, § 56-522, enacted by Ga. L. 1967, p. 684, § 1; Ga. L. 1988, p. 1857, § 1.)
GA Code § 33-9-21.1 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 9 - Regulation of Rates, Underwriting Rules, and Related Organizations|§ 33-9-21.1. Filing and Maintenance of Information Relating to Certain Casualty Insurance

 The following types of casualty insurance shall be filed separately and data relative to such types of insurance shall be maintained separately:    Nonrecording insurance or nonfiling insurance; and   Vendors' single interest insurance.     (Code 1981, §33-9-21.1, enacted by Ga. L. 1995, p. 437, § 2; Ga. L. 1996, p. 912, § 4; Ga. L. 2019, p. 337, § 1-49/SB 132.)    The 2019 amendment,  effective July 1, 2019, substituted "The following types" for "In order to facilitate the handling of form and rate filings of certain types of miscellaneous casualty insurance which prior to July 1, 1995, has been filed generally under paragraph (10) of Code Section 33-7-3, the following types" at the beginning of this Code section.
GA Code § 33-9-21.2 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 9 - Regulation of Rates, Underwriting Rules, and Related Organizations|§ 33-9-21.2. Petition for Hearing by Aggrieved Insurer

 Any insurer aggrieved by the Commissioner's disapproval of any rate filing may petition the Commissioner for a hearing within ten days of the notification of such disapproval, unless otherwise specifically provided by law.A hearing conducted pursuant to this Code section shall be conducted in accordance with the provisions of Chapter 2 of this title.    (Code 1981, §33-9-21.2, enacted by Ga. L. 2002, p. 8, § 3.)
GA Code § 33-9-22 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 9 - Regulation of Rates, Underwriting Rules, and Related Organizations|§ 33-9-22. Conduct of Examinations of Organizations by Commissioner Generally; Acceptance of Reports of Insurance Supervisory Officials of Other States

  The Commissioner shall, at least once every five years, and may, as often as may be reasonable and necessary, make or cause to be made an examination of each licensed rating organization; and he may, as often as may be reasonable and necessary, make or cause to be made an examination of any advisory organization or group, association, or other organization of insurers which engages in joint underwriting or joint reinsurance.   In lieu of the examination required in subsection (a) of this Code section, the Commissioner may accept the report of an examination made by the insurance supervisory official of another state.   In examining any organization, group, or association pursuant to this Code section, the Commissioner shall ascertain whether the organization, group, or association and, in the case of a rating organization, any rate or rating system made or used by it complies with the applicable requirements and standards of this chapter.    (Code 1933, § 56-523, enacted by Ga. L. 1967, p. 684, § 1; Ga. L. 1982, p. 3, § 33.)
GA Code § 33-9-23 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 9 - Regulation of Rates, Underwriting Rules, and Related Organizations|§ 33-9-23. Examination of Admitted Insurers; Examination of Insurers Transacting Workers' Compensation Insurance

  The Commissioner may, at any reasonable time, make or cause to be made an examination of every admitted insurer transacting any class of insurance to which this chapter is applicable to ascertain whether the insurer and every rate and rating system used by it for each class of insurance complies with the requirements and standards of this chapter applicable thereto. The examination shall not be a part of a periodic general examination participated in by representatives of more than one state.   In addition to and apart from the examination required by subsection (a) of this Code section, the Commissioner may, at any reasonable time, examine or cause to be examined by some examiner duly authorized by him or her all insurers transacting workers' compensation insurance in this state. This examination will include a review of the loss ratios, reserves, reserve development information, expenses including commissions paid and dividends paid, investment income, pure premium data adjusted for loss development and loss trending, profits, and all other data and information used by that insurer in formulating its workers' compensation rates which are used in this state and any other information or data required by the Commissioner. Upon completion of this examination, a report in such form as the Commissioner shall prescribe shall be filed in his or her office.    (Code 1933, § 56-524, enacted by Ga. L. 1967, p. 684, § 1; Ga. L. 1982, p. 644, § 4; Ga. L. 2019, p. 337, § 1-50/SB 132.)    The 2019 amendment,  effective July 1, 2019, in subsection (b), inserted "or her" in the first sentence and near the end of the last sentence and deleted "premium" following "workers' compensation" in the second sentence.
GA Code § 33-9-24 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 9 - Regulation of Rates, Underwriting Rules, and Related Organizations|§ 33-9-24. Examination of Officers, Managers, Agents, and Employees of Organizations and Insurers

 The officers, managers, agents, and employees of any such organization, group, association, or insurer may be examined at any time under oath and shall exhibit all books, records, accounts, documents, or agreements governing its method of operation, together with all data, statistics, and information of every kind and character collected or considered by such organization, group, association, or insurer in the conduct of the operations to which the examination relates.   (Code 1933, § 56-525, enacted by Ga. L. 1967, p. 684, § 1.)
GA Code § 33-9-25 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 9 - Regulation of Rates, Underwriting Rules, and Related Organizations|§ 33-9-25. Payment of Costs of Examinations

 The reasonable cost of any examination authorized by this chapter shall be paid by the organization, group, association, or insurer to be examined.   (Code 1933, § 56-526, enacted by Ga. L. 1967, p. 684, § 1.)
GA Code § 33-9-26 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 9 - Regulation of Rates, Underwriting Rules, and Related Organizations|§ 33-9-26. Review of Rate, Rating Plan, Rating System, or Underwriting Rule by Insurer or Rating Organization

 Any person aggrieved by any rate charged, rating plan, rating system, or underwriting rule followed or adopted by an insurer or rating organization may request the insurer or rating organization to review the manner in which the rate, plan, system, or rule has been applied with respect to insurance afforded him. The request may be made by his authorized representative and shall be written. If the request is not granted within 30 days after it is made, the requestor may treat it as rejected. Any person aggrieved by the action of an insurer or rating organization in refusing the review requested or in failing or refusing to grant all or part of the relief requested may file a written complaint and request for hearing with the Commissioner, specifying the grounds relied upon. If the Commissioner has information concerning a similar complaint, he may deny the hearing. If he believes that probable cause for the complaint does not exist or that the complaint is not made in good faith, he shall deny the hearing. Otherwise, and if he finds that the complaint charges a violation of this chapter and that the complainant would be aggrieved if the violation is proven, he shall proceed as provided in Code Section 33-9-27.   (Code 1933, § 56-527, enacted by Ga. L. 1967, p. 684, § 1.)
GA Code § 33-9-27 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 9 - Regulation of Rates, Underwriting Rules, and Related Organizations|§ 33-9-27. Issuance of Notice by Commissioner Upon Determination of Noncompliance With Requirements of Chapter

 If after examination of an insurer, rating organization, advisory organization, or group, association, or other organization of insurers which engages in joint underwriting or joint reinsurance, or upon the basis of other information, or upon sufficient complaint as provided in Code Section 33-9-26 the Commissioner has good cause to believe that the insurer, organization, group, or association, or any rate, rating plan, or rating system made or used by any insurer or rating organization does not comply with the requirements and standards of this chapter applicable to it, he shall, unless he has good cause to believe such noncompliance is willful, give notice in writing to such insurer, organization, group, or association stating in the notice to the extent practicable in what manner such noncompliance is alleged to exist and specifying in the notice a reasonable time, not less than ten days after notice, in which the noncompliance may be corrected.   (Code 1933, § 56-528, enacted by Ga. L. 1967, p. 684, § 1; Ga. L. 1982, p. 3, § 33.)   RESEARCH REFERENCES   Am. Jur. 2d.   - 43 Am. Jur. 2d, Insurance, § 30.   C.J.S.   - 44 C.J.S., Insurance, § 63 et seq.
GA Code § 33-9-28 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 9 - Regulation of Rates, Underwriting Rules, and Related Organizations|§ 33-9-28. Conduct of Hearing by Commissioner Upon Failure to Correct Noncompliance; Notice of Hearing; Matters Considered at Hearing

 If the Commissioner has good cause to believe the noncompliance to be willful, or if within the period prescribed by the Commissioner in the notice required by Code Section 33-9-27 the insurer, organization, group, or association does not make the changes necessary to correct the noncompliance specified by the Commissioner or establish to the satisfaction of the Commissioner that the specified noncompliance does not exist, then the Commissioner may hold a public hearing in connection with the noncompliance, provided that within a reasonable period of time, which shall be not less than ten days before the date of the hearing, he shall mail written notice specifying the matters to be considered at the hearing to the insurer, organization, group, or association. If no notice has been given as provided in Code Section 33-9-27, the notice provided for in this Code section shall state to the extent practicable in what manner such noncompliance is alleged to exist. The hearing shall not include any additional subjects not specified in the notices required by Code Section 33-9-27 or this Code section.   (Code 1933, § 56-529, enacted by Ga. L. 1967, p. 684, § 1; Ga. L. 1982, p. 3, § 33.)   Cross references.   - Suspension of action pending hearing or decision on holding hearing, § 33-2-17(d).   JUDICIAL DECISIONS   Commissioner may not suspend approved rate without notice or hearing.    - Commissioner's ex parte order purporting to suspend rate filings which had previously been approved by the Commissioner, without notice or hearing provided for by statute, was issued without lawful authority and void. Cravey v. Southeastern Underwriter's Ass'n, 214 Ga. 450, 105 S.E.2d 497 (1958) (decided under former Code 1933, Chs. 56-20 and 56-21); Cravey v. General Accident Fire & Life Ins. Co., 214 Ga. 460, 105 S.E.2d 504 (1958).    Cited in Caldwell v. Insurance Co. of N. Am., 235 Ga. 141, 218 S.E.2d 754 (1975).   RESEARCH REFERENCES   Am. Jur. 2d.   - 43 Am. Jur. 2d, Insurance, § 20.   C.J.S.   - 44 C.J.S., Insurance, § 63 et seq.
GA Code § 33-9-28.1 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 9 - Regulation of Rates, Underwriting Rules, and Related Organizations|§ 33-9-28.1. Assessment of Investigation Costs Against Parties

 The costs incurred by the Commissioner in conducting any hearing under this chapter may be assessed against the parties to the hearing in such proportion as the Commissioner may determine upon consideration of all relevant circumstances including, but not limited to, the nature of the hearing; whether the hearing was instigated by or for the benefit of a particular party or parties; whether there is a successful party on the merits of the proceeding; and the relative levels of participation by the parties. For purposes of this Code section, costs incurred shall include payments made by the Commissioner to obtain the services of independent contractors or outside experts and travel expenses of such contractors or experts. The Commissioner shall make the assessment of costs incurred as part of the final order or decision arising out of the proceeding; provided, however, that any order or decision shall include findings and conclusions of the Commissioner or his designee to support the assessment of costs.    (Code 1981, §33-9-28.1, enacted by Ga. L. 1987, p. 870, § 3.)
GA Code § 33-9-29 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 9 - Regulation of Rates, Underwriting Rules, and Related Organizations|§ 33-9-29. Issuance of Remedial Orders by Commissioner Generally; Suspension or Revocation of Certificate of Authority or License

 If after a hearing pursuant to Code Section 33-9-28 the Commissioner finds:    That any rate, rating plan, or rating system violates the applicable provisions of this chapter, he may issue an order to the insurer or rating organization which has been the subject of the hearing specifying in what respects the violation exists and stating when, within a reasonable period of time, the further use of the rate or rating system by the insurer or rating organization in contracts of insurance made thereafter shall be prohibited and may further order that the portion of premiums received from current policyholders as a result of the most recent rate increase at the time the notice of such hearing is issued shall be refunded to the policyholders;   That an insurer, rating organization, advisory organization, or a group, association, or other organization of insurers which engages in joint underwriting or joint reinsurance is in violation of the provisions of this chapter applicable to it other than the provisions dealing with rates, rating plans, or rating system, he may issue an order to the insurer, organization, group, or association which has been the subject of the hearing specifying in what respects the violation exists and requiring compliance within a reasonable time thereafter;   That the violation of this chapter applicable to it by any insurer or rating organization which has been the subject of the hearing was willful, he may suspend or revoke, in whole or in part, the certificate of authority of each insurer or the license of each rating organization with respect to the class of insurance which has been the subject matter of the hearing;   That any rating organization has willfully engaged in any fraudulent or dishonest act or practices, he may suspend or revoke, in whole or in part, the license of the organization in addition to any other penalty provided in this chapter.    (Code 1933, § 56-530, enacted by Ga. L. 1967, p. 684, § 1; Ga. L. 1986, p. 698, § 3; Ga. L. 1987, p. 3, § 33.)   RESEARCH REFERENCES   Am. Jur. 2d.   - 43 Am. Jur. 2d, Insurance, § 20 et seq.   C.J.S.   - 44 C.J.S., Insurance, § 63 et seq.