reglab/housing_qa huggingface dataset:
CA Ins Code § 12924 (2021)
2021 California Code|Insurance Code - INS|DIVISION 3 - THE INSURANCE COMMISSIONER|CHAPTER 2 - Powers and Duties|ARTICLE 1 - Generally|Section 12924.

12924.  (a) The commissioner may issue subpoenas and subpoenas duces tecum for witnesses to attend, testify, and produce documents before the commissioner, on any subject touching insurance business, or in aid of the commissioner’s duties. This process may be served, obeyed, and enforced as provided in the Code of Civil Procedure for civil cases. A defaulting witness may, upon application by the commissioner to the superior court, be required by order of the court to appear before the commissioner to testify as the court may order. The court may punish disobedience of its order as a contempt of court.All the provisions of the Code of Civil Procedure relating to means of production of evidence shall be applicable to any hearing or investigation under this section. The provisions of this subdivision shall not apply to proceedings required by other provisions of this code to be conducted in accordance with Chapter 5 (commencing with Section 11500), Part 1, Division 3, Title 2 of the Government Code.(b) A person shall not be excused from testifying or from producing any book, document, or other thing under the person’s control upon any hearing or investigation on the ground that the person’s testimony, or the book, document, or other thing required, may tend to incriminate the person, or may have a tendency to subject the person to punishment for a felony or misdemeanor; but no individual shall be prosecuted or be subjected to punishment for a felony or misdemeanor for or on account of any act, transaction, matter, or thing concerning which that individual is so compelled, after validly claiming the privilege against self-incrimination, to testify or produce, except for perjury or contempt committed in that testimony.(Amended by Stats. 2021, Ch. 50, Sec. 249. (AB 378) Effective January 1, 2022.)
CA Ins Code § 12925 (2021)
2021 California Code|Insurance Code - INS|DIVISION 3 - THE INSURANCE COMMISSIONER|CHAPTER 2 - Powers and Duties|ARTICLE 1 - Generally|Section 12925.

12925.  The commissioner shall keep and preserve in a permanent form a full record of the commissioner’s proceedings, including a concise statement of the condition of each insurer, surplus line broker, or motor club examined as to their condition and affairs.(Amended by Stats. 2021, Ch. 50, Sec. 250. (AB 378) Effective January 1, 2022.)
CA Ins Code § 12926 (2021)
2021 California Code|Insurance Code - INS|DIVISION 3 - THE INSURANCE COMMISSIONER|CHAPTER 2 - Powers and Duties|ARTICLE 1 - Generally|Section 12926.

12926.  The commissioner shall require from every insurer a full compliance with all the provisions of this code.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 12926.2 (2021)
2021 California Code|Insurance Code - INS|DIVISION 3 - THE INSURANCE COMMISSIONER|CHAPTER 2 - Powers and Duties|ARTICLE 1 - Generally|Section 12926.2.

12926.2.  (a) As used in this section, “extraordinary circumstances” means circumstances outside of the control of a licensee that severely and materially affect the licensee’s ability to conduct normal business operations.(b) In determining noncompliance with this code and regulations adopted pursuant to this code, and appropriate penalties, if any, the commissioner may consider evidence concerning the existence of extraordinary circumstances.(c) A settlement agreement between the commissioner and an insurer may not contain a provision referencing the existence of extraordinary circumstances relative to the subject matter at issue, unless the agreement specifies the precise period of time during which extraordinary circumstances were in existence. Except as provided in subdivision (d), extraordinary circumstances may not be stated to exist for a duration of more than six months.(d) A settlement agreement may concede the existence of extraordinary circumstances for a period of time exceeding six months if all of the following conditions are met:(1) The commissioner makes a finding in the agreement that extraordinary circumstances existed for more than six months, and documents in that finding facts supporting that conclusion.(2) The finding identifies the public purpose justifying the extension of extraordinary circumstances beyond the six-month period.(3) The beginning and ending date, by month and year, of the commencement and termination of the extraordinary circumstances are identified.(Added by Stats. 2001, Ch. 727, Sec. 17. Effective January 1, 2002.)
CA Ins Code § 12927 (2021)
2021 California Code|Insurance Code - INS|DIVISION 3 - THE INSURANCE COMMISSIONER|CHAPTER 2 - Powers and Duties|ARTICLE 1 - Generally|Section 12927.

12927.  All statements, estimates, percentages, payments, and calculations, required by this code to be made, either by the commissioner or insurers, shall be made on the basis of lawful money of the United States.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 12928 (2021)
2021 California Code|Insurance Code - INS|DIVISION 3 - THE INSURANCE COMMISSIONER|CHAPTER 2 - Powers and Duties|ARTICLE 1 - Generally|Section 12928.

12928.  Whenever the commissioner ascertains that any insurer or any of its agents, officers or employees or any other person is guilty of violating any of the penal provisions of this code or of other laws he shall certify the facts of the violation to the district attorney of the county in which such offense was committed.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 12928.5 (2021)
2021 California Code|Insurance Code - INS|DIVISION 3 - THE INSURANCE COMMISSIONER|CHAPTER 2 - Powers and Duties|ARTICLE 1 - Generally|Section 12928.5.

12928.5.  Whenever facts exist by reason of which, under any provision of this code, or other laws the commissioner may suspend, revoke, or deny any license or certificate of authority granted under any provision of this code, if the making or maintenance in force of a contract of insurance is one of the circumstances out of which facts arise, or, if, by reason of the existence of those facts, or in connection therewith a contract of insurance is made or maintained in force, the commissioner may, in lieu of or in addition to, the suspension, revocation, or denial of license or certificate, by order require the immediate cancellation of the contract, unless the contract, by its terms, is not subject to cancellation by the insurer and the insured did not knowingly participate in the wrongful acts.The commissioner may also notify the insured, stating the reason why the cancellation was required.In such a case, whether or not the particular contract is thus required to be canceled or is subject to cancellation, the commissioner may order the insurer, insurance agent, broker, solicitor, surplus line broker, or life agent soliciting, negotiating, or effecting the insurance to refrain from effecting insurance upon the property, risk, or insured under the contract for not exceeding five years from the date of the order.The commissioner may suspend or revoke, or deny an application for, any license or certificate of authority granted under any provision of this code to any applicant or licensee violating any order issued by the commissioner pursuant to this section.(Amended by Stats. 2021, Ch. 50, Sec. 251. (AB 378) Effective January 1, 2022.)
CA Ins Code § 12928.6 (2021)
2021 California Code|Insurance Code - INS|DIVISION 3 - THE INSURANCE COMMISSIONER|CHAPTER 2 - Powers and Duties|ARTICLE 1 - Generally|Section 12928.6.

12928.6.  (a) Whenever the commissioner believes, from evidence satisfactory to the commissioner, that a person is violating or about to violate this code or an order or requirement of the commissioner issued or promulgated pursuant to authority expressly granted the commissioner by this code or by law, the commissioner may bring an action in the name of the people of the State of California in the superior court of the State of California against the person to enjoin that person from continuing the violation or engaging therein or doing any act in furtherance thereof. In such action an order or judgment may be entered awarding such preliminary or final injunction as is proper.(b) (1) The commissioner may apply to the clerk of the superior court for a judgment to enforce an order requiring a person to pay a monetary penalty or reimburse the department for costs incurred by the department in prosecuting a matter. The commissioner’s application shall include a certified copy of the order and any associated decision.(2) Subject to the requirements of paragraph (3), the order and decision shall constitute a sufficient showing to warrant issuance of a judgment in the amount ordered by the commissioner, plus interest. The clerk of the court shall accordingly enter a judgment within five court days.(3) For an order to qualify for a judgment pursuant to this section, the application shall be accompanied by a declaration given by the legal counsel for the commissioner affirming on information and belief that a petition for mandamus or other legal action for relief from the order has either been denied, or the time for the filing of a petition or action has lapsed.(4) A judgment entered under this section has the same force and effect as, and is subject to all the laws relating to, a judgment in a civil action, and may be enforced in the same manner as any other judgment of the court in which it is entered.(Amended by Stats. 2021, Ch. 627, Sec. 20. (AB 1511) Effective January 1, 2022.)
CA Ins Code § 12929 (2021)
2021 California Code|Insurance Code - INS|DIVISION 3 - THE INSURANCE COMMISSIONER|CHAPTER 2 - Powers and Duties|ARTICLE 1 - Generally|Section 12929.

12929.  Irrespective of any provision in any law of this state the commissioner, pursuant to this code, has been and is authorized to correct: by amendment, by partial deletion, or by partial addition, any record, finding, determination, order, rule, or regulation made by the commissioner upon becoming satisfied that it is fair, just, and equitable to make the correction and that any record, finding, determination, order, rule, or regulation would have included the correction except for mistake, clerical error, inadvertence, surprise, or excusable neglect.The correction shall only be made within a period of six months following the original action.When the facts are within the commissioner’s personal knowledge, the commissioner may, upon the commissioner’s own motion and ex parte, enter an order making the correction.Otherwise the commissioner shall enter an order of correction only after receipt and consideration of a written petition of a person described in Section 12923 or an employee of the Department of Insurance, accompanied in either case by a sworn affidavit of the facts constituting the mistake, clerical error, inadvertence, surprise, or excusable neglect relied upon to justify the correction requested. In such case the order may be made ex parte.In either case the order shall recite the grounds and bases for the correction and shall be promptly given the same distribution, publicity, and circulation as was given the matter being corrected.If, within 60 days following the making of the order of correction anyone objects thereto in writing, the commissioner shall set the matter for hearing, giving the same notice thereof, if any, as was given to the proceeding which gave rise to the original record, finding, determination, order, rule, or regulation.(Amended by Stats. 2021, Ch. 50, Sec. 253. (AB 378) Effective January 1, 2022.)
CA Ins Code § 12930 (2021)
2021 California Code|Insurance Code - INS|DIVISION 3 - THE INSURANCE COMMISSIONER|CHAPTER 2 - Powers and Duties|ARTICLE 1 - Generally|Section 12930.

12930.  Offenses under this code, or under other laws relating to insurers, shall be prosecuted and tried in all respects as provided in the Penal Code for public offenses. For the purpose of evidence the commissioner shall furnish to any district attorney, without cost to the county, certified copies of any papers or records of the office of the commissioner.(Enacted by Stats. 1935, Ch. 145.)
CA Ins Code § 12935 (2021)
2021 California Code|Insurance Code - INS|DIVISION 3 - THE INSURANCE COMMISSIONER|CHAPTER 2 - Powers and Duties|ARTICLE 1 - Generally|Section 12935.

12935.  (a) The commissioner, by January 1, 1997, shall develop and make available to the general public, in the two most common non-English languages spoken in the state, which are Spanish and Vietnamese, informational sheets that provide a general explanation in those languages, of the terms most commonly used in passenger automobile and pickup truck liability insurance policies.(b) These informational sheets are intended to provide only the general explanation of these insurance terms, and in the case of a dispute between an insurer and an insured, the policy as written in English will prevail. The development of informational sheets or the use of these informational sheets by insureds, insurers, agents, brokers, or the state shall not be interpreted as creating a duty or obligation to provide additional information or insurance policies in a non-English language.(c) An informational sheet developed by the commissioner shall include a disclaimer, prominently displayed in 24-point type print at the beginning of the informational sheet, in the non-English language, that contains all of the following information:(1) The informational sheet is for informational purposes only.(2) The actual terms of an insurance policy prevail over the information provided in the informational sheet.(3) In the case of a dispute, the insurance policy is controlling and a court will rely on the policy as it is written in English to resolve the dispute.(4) The policy is the sole source of rights and obligations of the insurer and the insured.(5) The information contained in the informational sheets does not create rights or obligations on the part of the insured, the insurer, the agent, the broker, or the state.(6) The informational sheet is not intended to be a substitute for the actual policy written in English.(d) The commissioner may develop informational sheets regarding other forms of insurance.(e) The commissioner may develop informational sheets in foreign languages, other than Spanish and Vietnamese, as needed.(f) Once developed by the commissioner, he or she may produce public service announcements concerning the availability of these informational sheets, to be utilized in those communities that the commissioner deems would benefit from the information.(g) This section does not prevent an insurer or licensee from advertising an insurance policy, or the availability of a foreign language informational sheet, or the availability of a translation of an insurance policy, in a language other than English if the advertisement clearly states that the insurance policy is only available in English. However, in the case of a dispute, the insurance policy is controlling and any of those advertisements for insurance policies, informational sheets, or translations shall not be construed to modify or change the insurance policy.(Added by Stats. 1995, Ch. 909, Sec. 2. Effective January 1, 1996.)
CA Ins Code § 12936 (2021)
2021 California Code|Insurance Code - INS|DIVISION 3 - THE INSURANCE COMMISSIONER|CHAPTER 2 - Powers and Duties|ARTICLE 1 - Generally|Section 12936.

12936.  (a) (1) Escheated funds deposited in the Insurance Fund pursuant to subdivision (a) of Section 1523 of the Code of Civil Procedure shall be transferred to the General Fund on June 30, 1998, to repay the principal and interest on the General Fund loan provided pursuant to Item 0845-001-0001 of the Budget Act of 1996, and such funds are hereby continuously appropriated for that purpose.(2) If the Director of Finance determines that funds subject to escheat for the 1997–98 fiscal year are insufficient to repay the General Fund loan plus the interest owed, funds subject to escheat in the 1998–99 fiscal year, up to the amount necessary to repay the General Fund loan plus the interest owed, shall be available for expenditure by the commissioner to repay the principal and interest on the General Fund loan. Notwithstanding the loan repayment date specified in Item 0845-001-0001 of the Budget Act of 1996, such a determination by the Director of Finance shall trigger an extension of the loan repayment date to June 30, 1999.(b) A policyholder who was entitled to a rebate pursuant to settlement or order of the commissioner and who has not received the escheated rebate may submit a claim to the Controller. The Controller shall pay the claim from among the Proposition 103 refunds that have escheated to the state and been deposited in the Unclaimed Property Fund upon verification that the claim is valid.(Amended by Stats. 1998, Ch. 963, Sec. 3. Effective September 29, 1998.)
CA Ins Code § 12937 (2021)
2021 California Code|Insurance Code - INS|DIVISION 3 - THE INSURANCE COMMISSIONER|CHAPTER 2 - Powers and Duties|ARTICLE 1 - Generally|Section 12937.

12937.  (a) Escheated funds deposited in the Insurance Fund pursuant to subdivision (b) of Section 1517 of the Code of Civil Procedure shall be available for expenditure by the commissioner to fund proceedings and to pay expenses on nonasseted estates for which liabilities have been or will be incurred.(b) A policyholder who was entitled to funds described in subdivision (a) pursuant to an order of distribution and who has not previously received an appropriate distribution may submit a claim to the commissioner. The commissioner shall pay the claim from the escheated funds deposited in the Insurance Fund pursuant to subdivision (a) upon verification that the claim is valid.(c) The department shall not be required to conduct outreach programs to attempt to locate policyholders described in subdivision (b).(Added by Stats. 1996, Ch. 187, Sec. 5. Effective July 19, 1996.)
CA Ins Code § 12938 (2021)
2021 California Code|Insurance Code - INS|DIVISION 3 - THE INSURANCE COMMISSIONER|CHAPTER 2 - Powers and Duties|ARTICLE 1 - Generally|Section 12938.

12938.  Notwithstanding any other provision of law, the department shall make available for public inspection and publish on its Internet Web site all of the information described in subdivisions (a) and (b). This information shall be maintained in a current, up-to-date condition. All identifying and privileged information regarding individual policyholders shall be redacted from documents available for public inspection and on the Internet Web site.(a) All fully executed stipulations, orders, decisions, settlements, or other forms of agreement resolving market conduct examinations, whether the examinations were finalized, terminated, or suspended, that pertain to unfair or deceptive practices in the business of insurance as defined in Section 790.03.(b) (1) Every adopted report of a market conduct examination of unfair or deceptive practices in the business of insurance as defined in Section 790.03 that is adopted as filed, or as modified or corrected, by the commissioner pursuant to Section 734.1.(2) The commissioner upon adopting the report shall transmit a copy of the report, either electronically or by certified United States mail, to a representative that the examined insurer designated by that insurer to receive the report, or in the case of an examination of more than one insurer in an insurer group, to a single representative of the group designated to receive the report on behalf of all examined insurers. Within 20 business days after the transmittal, the examined insurer may submit comments to the commissioner relating to the adopted report. The comments shall be in a form and length as provided by regulation.(3) Twenty business days after the transmittal the commissioner shall publish on the department’s Internet Web site the adopted report and any comments submitted by the examined insurer unless a court of competent jurisdiction has stayed the publication of the report.(c) This section may not be construed to require the disclosure of company workpapers or other company documents discovered during the course of an examination or any preliminary report of the examination, except as otherwise permitted by law.(Amended by Stats. 2011, Ch. 411, Sec. 58. (AB 1416) Effective January 1, 2012.)
CA Ins Code § 12939 (2021)
2021 California Code|Insurance Code - INS|DIVISION 3 - THE INSURANCE COMMISSIONER|CHAPTER 2 - Powers and Duties|ARTICLE 1.1 - The California Community Development Financial Institution Tax Credit Program|Section 12939.

12939.  The Legislature finds and declares all of the following:(a) There are specialized financial institutions in California that are specifically dedicated to, and whose core purpose is to, provide financial products and services to people and communities underserved by traditional financial markets and to support renewable energy projects, energy efficiency improvements, economic development, and affordable housing in these communities. These community development financial institutions or CDFIs seek to bridge the growing gap that exists between the financial products and services, renewable energy generation, energy efficiency improvements, economic development, and affordable housing available to the economic mainstream and those offered to low-income people and communities, as well as the nonprofit institutions that serve them. In addition, they serve a critical role in addressing issues of poverty and access to credit in economically disadvantaged communities by providing services, including, but not limited to, credit counseling to consumers, financial literacy training, home ownership counseling, entrepreneurial education, and technical assistance to small business owners.(b) These mission-driven financial institutions require additional capital in order to expand their ability to provide financial products and services, and to promote needed renewable energy generation projects, energy efficiency improvements, economic development, and affordable housing for low-income individuals and communities, and the businesses and nonprofit agencies that serve them. For example, some offer responsible alternatives to high-cost check-cashing services and payday lenders that have moved into low-income communities. Others help finance small businesses, affordable housing, and community services and facilities that, in turn, help stabilize low-income neighborhoods and alleviate poverty.(c) In carrying out their mission, funding community development is given priority over providing high returns to investors.(d) It is the intent of the Legislature to provide an incentive in the form of California tax credits to attract much needed additional private capital investments that would not otherwise be available to CDFIs without the benefit of such incentive. It is the expectation of the Legislature that CDFIs will leverage these new investment dollars for the direct benefit of economically disadvantaged communities and low-income people in California.(Amended by Stats. 2010, Ch. 418, Sec. 4. (AB 1011) Effective January 1, 2011.)