reglab/housing_qa huggingface dataset:
CA Fin Code § 23017 (2021)
2021 California Code|Financial Code - FIN|DIVISION 10 - CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW|CHAPTER 1 - General Provisions|ARTICLE 3 - Administration and Operations|Section 23017.

23017.  All money paid or collected under this division shall be deposited in the State Treasury to the credit of the State Corporations Fund. The administration of this division shall be supported out of the State Corporations Fund upon appropriation by the Legislature.(Added by Stats. 2002, Ch. 777, Sec. 10. Effective January 1, 2003. Section operative on December 31, 2004, or sooner, pursuant to Section 23104.)
CA Fin Code § 23018 (2021)
2021 California Code|Financial Code - FIN|DIVISION 10 - CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW|CHAPTER 1 - General Provisions|ARTICLE 3 - Administration and Operations|Section 23018.

23018.  (a) A license, along with any currently effective order of the commissioner approving a different name pursuant to Section 23023, shall be conspicuously posted in the place of business authorized by the licensee.(b) A license is not transferable or assignable. A license issued to a partnership or limited partnership is not transferred or assigned within the meaning of this section by the death, withdrawal, or admission of a partner, general partner, or limited partner, unless the death, withdrawal, or admission dissolves the partnership to which the license was issued.(Added by Stats. 2002, Ch. 777, Sec. 10. Effective January 1, 2003. Section operative on December 31, 2004, or sooner, pursuant to Section 23104.)
CA Fin Code § 23019 (2021)
2021 California Code|Financial Code - FIN|DIVISION 10 - CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW|CHAPTER 1 - General Provisions|ARTICLE 3 - Administration and Operations|Section 23019.

23019.  Every licensee shall post a complete, detailed, and unambiguous schedule of fees. The information required by this section shall be clear, legible, and in letters not less than one-half inch in height. The information shall be posted in a conspicuous location in the unobstructed view of the public within the licensee’s location.(Added by Stats. 2002, Ch. 777, Sec. 10. Effective January 1, 2003. Section operative on December 31, 2004, or sooner, pursuant to Section 23104.)
CA Fin Code § 23020 (2021)
2021 California Code|Financial Code - FIN|DIVISION 10 - CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW|CHAPTER 1 - General Provisions|ARTICLE 3 - Administration and Operations|Section 23020.

23020.  A licensee shall maintain only one place of business under an original or amended license issued pursuant to Section 23008. The commissioner may issue more than one license to the same licensee upon compliance with all the provisions of this division governing an original issuance of a license.(Added by Stats. 2002, Ch. 777, Sec. 10. Effective January 1, 2003. Section operative on December 31, 2004, or sooner, pursuant to Section 23104.)
CA Fin Code § 23021 (2021)
2021 California Code|Financial Code - FIN|DIVISION 10 - CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW|CHAPTER 1 - General Provisions|ARTICLE 3 - Administration and Operations|Section 23021.

23021.  (a) If a licensee desires to change its place of business to a street address other than that designated in its license, the licensee shall give written notice to the commissioner at least 10 days prior to the change. The commissioner shall then provide written approval of the change and the date of the approval. A new application shall not be required for a change in the address of an existing business location previously licensed pursuant to this division.(b) If notice is not given at least 10 days prior to the change, as required by subdivision (a), the commissioner may assess a civil penalty on the licensee not to exceed five hundred dollars ($500).(Added by Stats. 2002, Ch. 777, Sec. 10. Effective January 1, 2003. Section operative on December 31, 2004, or sooner, pursuant to Section 23104.)
CA Fin Code § 23023 (2021)
2021 California Code|Financial Code - FIN|DIVISION 10 - CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW|CHAPTER 1 - General Provisions|ARTICLE 3 - Administration and Operations|Section 23023.

23023.  No licensee shall transact the business licensed or make any transaction provided for by this division under any other name or at any other place of business than that named in the license except pursuant to a currently effective written order of the commissioner authorizing the other name or other place of business.(Added by Stats. 2002, Ch. 777, Sec. 10. Effective January 1, 2003. Section operative on December 31, 2004, or sooner, pursuant to Section 23104.)
CA Fin Code § 23024 (2021)
2021 California Code|Financial Code - FIN|DIVISION 10 - CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW|CHAPTER 1 - General Provisions|ARTICLE 3 - Administration and Operations|Section 23024.

23024.  Each licensee shall keep and use books, accounts, and records that will enable the commissioner to determine if the licensee is complying with the provisions of this division and with the rules and regulations promulgated by the commissioner. Each licensee shall maintain any other records as required by the commissioner. The commissioner or a designee of the commissioner may examine those records at any reasonable time. Upon the request of the commissioner, a licensee shall file an authorization for disclosure of financial records of the licensed businesses pursuant to Section 7473 of the Government Code. All records shall be kept for two years following the last entry on a deferred deposit transaction and shall enable an examiner to review the recordkeeping and reconcile each consumer deferred deposit transaction with documentation maintained in the consumer’s deferred deposit transaction file records.(Added by Stats. 2002, Ch. 777, Sec. 10. Effective January 1, 2003. Section operative on December 31, 2004, or sooner, pursuant to Section 23104.)
CA Fin Code § 23025 (2021)
2021 California Code|Financial Code - FIN|DIVISION 10 - CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW|CHAPTER 1 - General Provisions|ARTICLE 3 - Administration and Operations|Section 23025.

23025.  The department shall maintain a toll-free telephone number for deferred deposit transaction customers to make complaints and express concerns regarding the product or a specific licensee.(Added by Stats. 2002, Ch. 777, Sec. 10. Effective January 1, 2003. Section operative on December 31, 2004, or sooner, pursuant to Section 23104.)
CA Fin Code § 23026 (2021)
2021 California Code|Financial Code - FIN|DIVISION 10 - CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW|CHAPTER 1 - General Provisions|ARTICLE 3 - Administration and Operations|Section 23026.

23026.  On or before March 15 of each year, beginning March 2006, each licensee shall file an annual report with the commissioner pursuant to procedures that the commissioner shall establish, giving the relevant information that the commissioner reasonably requires concerning the business and operations conducted by the licensee within the state during the preceding calendar year for each licensed place of business. The licensee’s annual reports filed pursuant to this section shall be made available to the public for inspection, except, upon request in the annual report to the commissioner, the balance sheet contained in the annual report of a sole proprietor or any other nonpublicly traded persons. “Nonpublicly traded person,” for purposes of this section, means persons with securities owned by 35 or fewer individuals. The annual consolidated report shall be prepared by the commissioner and made available to the public. For the previous calendar year, these reports shall include the following and any other information the commissioner reasonably requires:(a) The total number and dollar amount of deferred deposit transactions made by the licensee.(b) The total number of individual customers who entered into deferred deposit transactions.(c) The minimum, maximum, and average amount of deferred deposit transactions.(d) The average annual percentage rate of deferred deposits.(e) The average number of days of deferred deposit transactions.(f) The total number and dollar amount of returned checks.(g) The total number and dollar amount of checks recovered.(h) The total number and dollar amount of checks charged off.(Amended by Stats. 2017, Ch. 329, Sec. 2. (AB 1636) Effective January 1, 2018.)
CA Fin Code § 23027 (2021)
2021 California Code|Financial Code - FIN|DIVISION 10 - CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW|CHAPTER 1 - General Provisions|ARTICLE 3 - Administration and Operations|Section 23027.

23027.  (a) No licensee shall advertise, print, display, publish, distribute, or broadcast, or cause or permit to be advertised, printed, displayed, published, distributed or broadcast, in any manner, any statement or representation with regard to the business subject to the provisions of this division, including the rates, terms, or conditions for making or negotiating deferred deposit transactions, that is false, misleading, or deceptive, or that omits material information that is necessary to make the statements not false, misleading, or deceptive.(b) No licensee shall place an advertisement disseminated primarily in this state for a deferred deposit transaction unless the licensee discloses in the printed text of the advertisement, or the oral text in the case of a radio or television advertisement, that the licensee is licensed by the department pursuant to this division.(c) The commissioner may require that rates of charges or fees, if stated by the licensee, be stated fully and clearly in the manner that the commissioner deems necessary to give adequate information to, or to prevent misunderstanding by, prospective customers.(d) No advertising copy shall be used after its use has been disapproved by the commissioner and the licensee is notified in writing of the disapproval.(e) The commissioner may require licensees to maintain a file of all advertising copy for a period of 90 days from the date of its use. The file shall be available to the commissioner upon request.(Added by Stats. 2002, Ch. 777, Sec. 10. Effective January 1, 2003. Section operative on December 31, 2004, or sooner, pursuant to Section 23104.)
CA Fin Code § 23045 (2021)
2021 California Code|Financial Code - FIN|DIVISION 10 - CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW|CHAPTER 3 - Enforcement|ARTICLE 1 - Administrative Actions|Section 23045.

23045.  (a) Licenses issued under this division remain in effect until they are surrendered, revoked, or suspended.(b) The surrender of a license becomes effective 30 days after receipt of an application to surrender the license or within a shorter period of time that the commissioner may determine, unless a revocation or suspension proceeding is pending when the application is filed or a proceeding to revoke or suspend or to impose conditions upon the surrender is instituted within 30 days after the application is filed. If a proceeding is pending or instituted, the surrender of a license becomes effective at the time and upon the conditions that the commissioner determines.(c) The power of investigation and examination by the commissioner is not terminated by the surrender, suspension, or revocation of any license issued by the commissioner.(d) Whenever the commissioner deems it necessary for the general welfare of the public, the commissioner shall have continuous authority to exercise the powers set forth in this division whether or not an application for a license has been filed with the commissioner, any license has been issued, or if issued, has been surrendered, suspended, or revoked.(e) The commissioner may, upon three days’ notice and a hearing, suspend any license for a period not exceeding 30 days, pending investigation, where the commissioner believes that a person subject to this division is conducting business in an unsafe or injurious manner.(f) Any licensee may surrender any license by delivering to the commissioner written notice that the licensee surrenders that license pursuant to subdivision (b). The surrender of the license does not affect the licensee’s civil or criminal liability for acts committed prior to the surrender of the license.(Added by Stats. 2002, Ch. 777, Sec. 10. Effective January 1, 2003. Section operative on December 31, 2004, or sooner, pursuant to Section 23104.)
CA Fin Code § 23046 (2021)
2021 California Code|Financial Code - FIN|DIVISION 10 - CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW|CHAPTER 3 - Enforcement|ARTICLE 1 - Administrative Actions|Section 23046.

23046.  (a) For the purpose of discovering violations of this division or securing information required by the commissioner in the administration and enforcement of this division, the commissioner may at any time, but not less than once every two years, investigate the business of deferred deposits, and examine the books, accounts, records, and files used in the business of deferred deposit transactions, of every person engaged in the business of deferred deposit transactions, whether the person acts or claims to act as a principal or an agent, or under or without the authority of this division. For the purpose of examination, the commissioner and the commissioner’s representatives shall have free access to the offices and places of business, books, accounts, papers, records, files, safes, and vaults of all these persons.(b) The cost of each examination of a licensee or a person subject to this division shall be paid to the commissioner by the licensee or person examined, and the commissioner may maintain an action for the recovery of the cost in any court of competent jurisdiction. In determining the cost of an examination, the commissioner may use the estimated average hourly cost for all persons performing examinations of licensees or other persons subject to this division for the fiscal year.(Added by Stats. 2002, Ch. 777, Sec. 10. Effective January 1, 2003. Section operative on December 31, 2004, or sooner, pursuant to Section 23104.)
CA Fin Code § 23047 (2021)
2021 California Code|Financial Code - FIN|DIVISION 10 - CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW|CHAPTER 3 - Enforcement|ARTICLE 1 - Administrative Actions|Section 23047.

23047.  (a) In making any examination or investigation, the commissioner may, for a reasonable time not to exceed 30 days, take possession of the books, records, accounts, and other papers pertaining to the business. The commissioner may place a keeper in exclusive charge and custody of the books, records, accounts, and other papers in the office or place where they are usually kept. During possession by the keeper, no person shall remove or attempt to remove any of the books, accounts, papers, records, files, safes, and vaults, or any part thereof, except in compliance with a court order or written consent of the commissioner.(b) The officers, employees, partners, directors, and stockholders may inspect and examine the books, accounts, papers, records, files, safes, and vaults while they are in the custody of the commissioner. Employees may make entries in these documents reflecting current operations or transactions.(Added by Stats. 2002, Ch. 777, Sec. 10. Effective January 1, 2003. Section operative on December 31, 2004, or sooner, pursuant to Section 23104.)
CA Fin Code § 23048 (2021)
2021 California Code|Financial Code - FIN|DIVISION 10 - CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW|CHAPTER 3 - Enforcement|ARTICLE 1 - Administrative Actions|Section 23048.

23048.  (a) The commissioner may require the attendance of witnesses and examine under oath all persons whose testimony the commissioner requires relative to transactions or business regulated by this division or to the subject matter of any examination, investigation, or hearing.(b) The commissioner may require the production for examination in this state of all books, records, and supporting data used by the licensee in the preparation of reports to the commissioner. The books, records, and supporting data shall be made available for examination by the commissioner in this state within 10 days after a written demand.(Added by Stats. 2002, Ch. 777, Sec. 10. Effective January 1, 2003. Section operative on December 31, 2004, or sooner, pursuant to Section 23104.)
CA Fin Code § 23049 (2021)
2021 California Code|Financial Code - FIN|DIVISION 10 - CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW|CHAPTER 3 - Enforcement|ARTICLE 1 - Administrative Actions|Section 23049.

23049.  After an examination, investigation, or hearing under this division, if the commissioner deems it of public interest or advantage, the commissioner may certify a record to the proper prosecuting official of the city, county, or city and county in which the act complained of, examined, or investigated occurred. The data and records shall be kept confidential pursuant to Chapter 3.5 (commencing with Section 6250) of Division 7 of Title 1 of the Government Code and any regulations adopted thereunder.(Added by Stats. 2002, Ch. 777, Sec. 10. Effective January 1, 2003. Superseded on January 1, 2023; see amendment by Stats. 2021, Ch. 615.)
CA Fin Code § 23049 (2021)
2021 California Code|Financial Code - FIN|DIVISION 10 - CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW|CHAPTER 3 - Enforcement|ARTICLE 1 - Administrative Actions|Section 23049.

23049.  After an examination, investigation, or hearing under this division, if the commissioner deems it of public interest or advantage, the commissioner may certify a record to the proper prosecuting official of the city, county, or city and county in which the act complained of, examined, or investigated occurred. The data and records shall be kept confidential pursuant to Division 10 (commencing with Section 7920.000) of Title 1 of the Government Code and any regulations adopted thereunder.(Amended by Stats. 2021, Ch. 615, Sec. 114. (AB 474) Effective January 1, 2022. Operative January 1, 2023, pursuant to Sec. 463 of Stats. 2021, Ch. 615.)
CA Fin Code § 23050 (2021)
2021 California Code|Financial Code - FIN|DIVISION 10 - CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW|CHAPTER 3 - Enforcement|ARTICLE 1 - Administrative Actions|Section 23050.

23050.  Whenever, in the opinion of the commissioner, any person is engaged in the business of deferred deposit transactions, as defined in this division, without a license from the commissioner, or any licensee is violating any provision of this division, the commissioner may order that person or licensee to desist and to refrain from engaging in the business or further violating this division. If within 30 days, after the order is served, a written request for a hearing is filed and no hearing is held within 30 days thereafter, the order is rescinded.(Added by Stats. 2002, Ch. 777, Sec. 10. Effective January 1, 2003. Section operative on December 31, 2004, or sooner, pursuant to Section 23104.)
CA Fin Code § 23051 (2021)
2021 California Code|Financial Code - FIN|DIVISION 10 - CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW|CHAPTER 3 - Enforcement|ARTICLE 1 - Administrative Actions|Section 23051.

23051.  (a) Whenever the commissioner believes from evidence satisfactory to the commissioner that any person has violated or is about to violate a provision of this division, or a provision of any order, license, decision, demand, requirement, or any regulation adopted pursuant to this division, the commissioner may, in the commissioner’s discretion, bring an action in the name of the people of the State of California against that person to enjoin that person from continuing that violation or doing any act in furtherance of the violation. Upon a proper showing, a permanent or preliminary injunction, restraining order, or writ of mandate shall be granted and other ancillary relief may be granted as appropriate.(b) If the commissioner determines that it is in the public interest, the commissioner may include in any action authorized by subdivision (a) a claim for ancillary relief, including, but not limited to, a claim for restitution, disgorgement, or damages on behalf of the persons injured by the act or practice constituting the subject matter of the action. The court shall have jurisdiction to award additional relief.(c) Any person who violates any provision of this division, or who violates any rule or order adopted pursuant to this division, shall be liable for a civil penalty not to exceed two thousand five hundred dollars ($2,500) for each violation, which shall be assessed and recovered in a civil action brought in the name of the people of the State of California by the commissioner in any court of competent jurisdiction.(d) As applied to the penalties for acts in violation of this division, the remedies provided by this section and by other sections of this division are not exclusive, and may be sought and employed in any combination to enforce the provisions of this division.(Added by Stats. 2002, Ch. 777, Sec. 10. Effective January 1, 2003. Section operative on December 31, 2004, or sooner, pursuant to Section 23104.)
CA Fin Code § 23052 (2021)
2021 California Code|Financial Code - FIN|DIVISION 10 - CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW|CHAPTER 3 - Enforcement|ARTICLE 1 - Administrative Actions|Section 23052.

23052.  The commissioner may suspend or revoke any license, upon notice and reasonable opportunity to be heard, if the commissioner finds any of the following:(a) The licensee has failed to comply with any demand, ruling, or requirement of the commissioner made pursuant to and within the authority of this division.(b) The licensee has violated any provision of this division or any rule or regulation made by the commissioner under and within the authority of this division.(c) A fact or condition exists that, if it had existed at the time of the original application for the license, reasonably would have warranted the commissioner in refusing to issue the license originally.(Added by Stats. 2002, Ch. 777, Sec. 10. Effective January 1, 2003. Section operative on December 31, 2004, or sooner, pursuant to Section 23104.)
CA Fin Code § 23053 (2021)
2021 California Code|Financial Code - FIN|DIVISION 10 - CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW|CHAPTER 3 - Enforcement|ARTICLE 1 - Administrative Actions|Section 23053.

23053.  The commissioner may by order summarily suspend or revoke the license of any licensee if that person fails to file the report required by Section 23026 within 10 days after notice by the commissioner that the report is due and not filed. If, after an order is made, a request for hearing is filed in writing within 30 days and the hearing is not held within 60 days thereafter, the order is deemed rescinded as of its effective date.(Added by Stats. 2002, Ch. 777, Sec. 10. Effective January 1, 2003. Section operative on December 31, 2004, or sooner, pursuant to Section 23104.)
CA Fin Code § 23054 (2021)
2021 California Code|Financial Code - FIN|DIVISION 10 - CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW|CHAPTER 3 - Enforcement|ARTICLE 1 - Administrative Actions|Section 23054.

23054.  The revocation, suspension, expiration, or surrender of any license does not impair or affect the obligation of any preexisting lawful contract between the licensee and any borrower.(Added by Stats. 2002, Ch. 777, Sec. 10. Effective January 1, 2003. Section operative on December 31, 2004, or sooner, pursuant to Section 23104.)
CA Fin Code § 23055 (2021)
2021 California Code|Financial Code - FIN|DIVISION 10 - CALIFORNIA DEFERRED DEPOSIT TRANSACTION LAW|CHAPTER 3 - Enforcement|ARTICLE 1 - Administrative Actions|Section 23055.

23055.  The proceedings under this article shall be conducted in accordance with Chapter 5 (commencing with Section 11500) of Part 1 of Division 3 of Title 2 of the Government Code, and in all cases the commissioner has all the powers granted therein.(Added by Stats. 2002, Ch. 777, Sec. 10. Effective January 1, 2003. Section operative on December 31, 2004, or sooner, pursuant to Section 23104.)