reglab/housing_qa huggingface dataset:
IN Code § 27-8-24.1-0.1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.1. Coverage for Treatment of Inherited Metabolic Disease|27-8-24.1-0.1. Application of Chapter

Sec. 0.1. The addition of this chapter by P.L.166-2003 applies to an accident and sickness insurance policy that is issued, delivered, amended, or renewed after December 31, 2003.As added by P.L.220-2011, SEC.449.
IN Code § 27-8-24.1-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.1. Coverage for Treatment of Inherited Metabolic Disease|27-8-24.1-1. "Accident and Sickness Insurance Policy"

Sec. 1. (a) As used in this chapter, "accident and sickness insurance policy" means an insurance policy that provides at least one (1) of the types of insurance described in IC 27-1-5-1, Classes 1(b) and 2(a), and is issued on a group basis.(b) The term does not include the following:(1) Accident only, credit, dental, vision, Medicare supplement, long term care, or disability income insurance.(2) Coverage issued as a supplement to liability insurance.(3) Worker's compensation or similar insurance.(4) Automobile medical payment insurance.(5) A specified disease policy.(6) A short term insurance plan that:(A) may be renewed for the greater of:(i) thirty-six (36) months; or(ii) the maximum period permitted under federal law;(B) has a term of not more than three hundred sixty-four (364) days; and(C) has an annual limit of at least two million dollars ($2,000,000).(7) A policy that provides indemnity benefits not based on any expense incurred requirement, including a plan that provides coverage for:(A) hospital confinement, critical illness, or intensive care; or(B) gaps for deductibles or copayments.(8) A supplemental plan that always pays in addition to other coverage.(9) A student health plan.(10) An employer sponsored health benefit plan that is:(A) provided to individuals who are eligible for Medicare; and(B) not marketed as, or held out to be, a Medicare supplement policy.As added by P.L.166-2003, SEC.2. Amended by P.L.173-2007, SEC.41; P.L.288-2019, SEC.18.
IN Code § 27-8-24.1-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.1. Coverage for Treatment of Inherited Metabolic Disease|27-8-24.1-2. "Covered Individual"

Sec. 2. As used in this chapter, "covered individual" means an individual who is entitled to coverage under an accident and sickness insurance policy.As added by P.L.166-2003, SEC.2.
IN Code § 27-8-24.1-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.1. Coverage for Treatment of Inherited Metabolic Disease|27-8-24.1-3. "Inherited Metabolic Disease"

Sec. 3. As used in this chapter, "inherited metabolic disease" means a disease:(1) caused by inborn errors of amino acid, organic acid, or urea cycle metabolism; and(2) treatable by the dietary restriction of one (1) or more amino acids.As added by P.L.166-2003, SEC.2.
IN Code § 27-8-24.1-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.1. Coverage for Treatment of Inherited Metabolic Disease|27-8-24.1-4. "Medical Food"

Sec. 4. As used in this chapter, "medical food" means a formula that is:(1) intended for the dietary treatment of a disease or condition for which nutritional requirements are established by medical evaluation; and(2) formulated to be consumed or administered enterally under the direction of a physician.As added by P.L.166-2003, SEC.2.
IN Code § 27-8-24.1-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.1. Coverage for Treatment of Inherited Metabolic Disease|27-8-24.1-5. Coverage for Medical Food

Sec. 5. An accident and sickness insurance policy must provide coverage for medical food that is:(1) medically necessary; and(2) prescribed by a covered individual's treating physician for treatment of the covered individual's inherited metabolic disease.As added by P.L.166-2003, SEC.2.
IN Code § 27-8-24.1-6 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.1. Coverage for Treatment of Inherited Metabolic Disease|27-8-24.1-6. Dollar Limits, Out-of-Pocket Expenses

Sec. 6. The coverage that must be provided under this chapter shall not be subject to dollar limits, coinsurance, or deductibles that are less favorable to a covered individual than the dollar limits, coinsurance, or deductibles that apply to coverage for:(1) prescription drugs generally under the accident and sickness insurance policy, if prescription drugs are covered under the accident and sickness insurance policy; or(2) physical illness generally under the accident and sickness insurance policy, if prescription drugs are not covered under the accident and sickness insurance policy.As added by P.L.166-2003, SEC.2.
IN Code § 27-8-24.2-0.1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.2. Coverage for Prosthetic Devices|27-8-24.2-0.1. Application of Chapter

Sec. 0.1. The addition of this chapter by P.L.109-2008 applies to a policy of accident and sickness insurance that is issued, delivered, amended, or renewed after June 30, 2008.As added by P.L.220-2011, SEC.450.
IN Code § 27-8-24.2-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.2. Coverage for Prosthetic Devices|27-8-24.2-1. "Insured"

Sec. 1. As used in this chapter, "insured" means an individual who is entitled to coverage under a policy of accident and sickness insurance.As added by P.L.109-2008, SEC.2.
IN Code § 27-8-24.2-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.2. Coverage for Prosthetic Devices|27-8-24.2-2. "Orthotic Device"

Sec. 2. As used in this chapter, "orthotic device" means a medically necessary custom fabricated brace or support that is designed as a component of a prosthetic device.As added by P.L.109-2008, SEC.2.
IN Code § 27-8-24.2-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.2. Coverage for Prosthetic Devices|27-8-24.2-3. "Policy of Accident and Sickness Insurance"

Sec. 3. (a) As used in this chapter, "policy of accident and sickness insurance" has the meaning set forth in IC 27-8-5-1.(b) The term does not include the following:(1) Accident only, credit, dental, vision, Medicare, Medicare supplement, long term care, or disability income insurance.(2) Coverage issued as a supplement to liability insurance.(3) Automobile medical payment insurance.(4) A specified disease policy.(5) A limited benefit health insurance policy.(6) A short term insurance plan that:(A) may be renewed for the greater of:(i) thirty-six (36) months; or(ii) the maximum period permitted under federal law;(B) has a term of not more than three hundred sixty-four (364) days; and(C) has an annual limit of at least two million dollars ($2,000,000).(7) A policy that provides a stipulated daily, weekly, or monthly payment to an insured during hospital confinement, without regard to the actual expense of the confinement.(8) Worker's compensation or similar insurance.(9) A student health insurance policy.As added by P.L.109-2008, SEC.2. Amended by P.L.288-2019, SEC.19.
IN Code § 27-8-24.2-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.2. Coverage for Prosthetic Devices|27-8-24.2-4. "Prosthetic Device"

Sec. 4. As used in this chapter, "prosthetic device" means an artificial leg or arm.As added by P.L.109-2008, SEC.2.
IN Code § 27-8-24.2-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.2. Coverage for Prosthetic Devices|27-8-24.2-5. Coverage Required

Sec. 5. A policy of accident and sickness insurance must provide coverage for orthotic devices and prosthetic devices, including repairs or replacements, that:(1) are provided or performed by a person that is:(A) accredited as required under 42 U.S.C. 1395m(a)(20); or(B) a qualified practitioner (as defined in 42 U.S.C. 1395m(h)(1)(F)(iii));(2) are determined by the insured's physician to be medically necessary to restore or maintain the insured's ability to perform activities of daily living or essential job related activities; and(3) are not solely for comfort or convenience.As added by P.L.109-2008, SEC.2.
IN Code § 27-8-24.2-6 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.2. Coverage for Prosthetic Devices|27-8-24.2-6. Coverage and Reimbursement

Sec. 6. The:(1) coverage required under section 5 of this chapter must be equal to the coverage that is provided for the same device, repair, or replacement under the federal Medicare program (42 U.S.C. 1395 et seq.); and(2) reimbursement under the coverage required under section 5 of this chapter must be equal to the reimbursement that is provided for the same device, repair, or replacement under the federal Medicare reimbursement schedule, unless a different reimbursement rate is negotiated.This section does not require a deductible under a policy of accident and sickness insurance to be equal to a deductible under the federal Medicare program.As added by P.L.109-2008, SEC.2.
IN Code § 27-8-24.2-7 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.2. Coverage for Prosthetic Devices|27-8-24.2-7. Comparison to Other Benefits

Sec. 7. Except as provided in sections 8 and 9 of this chapter, the coverage required under section 5 of this chapter:(1) may be subject to; and(2) may not be more restrictive than;the provisions that apply to other benefits under the policy of accident and sickness insurance.As added by P.L.109-2008, SEC.2.
IN Code § 27-8-24.2-8 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.2. Coverage for Prosthetic Devices|27-8-24.2-8. Continued Medical Necessity Review

Sec. 8. The coverage required under section 5 of this chapter may be subject to utilization review, including periodic review, of the continued medical necessity of the benefit.As added by P.L.109-2008, SEC.2.
IN Code § 27-8-24.2-9 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.2. Coverage for Prosthetic Devices|27-8-24.2-9. Lifetime Maximum Coverage Limitation

Sec. 9. Any lifetime maximum coverage limitation that applies to prosthetic devices and orthotic devices:(1) must not be included in; and(2) must be equal to;the lifetime maximum coverage limitation that applies to all other items and services generally under the policy of accident and sickness insurance.As added by P.L.109-2008, SEC.2.
IN Code § 27-8-24.2-10 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.2. Coverage for Prosthetic Devices|27-8-24.2-10. Deductible, Copayment, or Coinsurance Requirements

Sec. 10. For purposes of this section, "items and services" does not include preventive services for which coverage is provided under a high deductible health plan (as defined in 26 U.S.C. 220(c)(2) or 26 U.S.C. 223(c)(2)). The coverage required under section 5 of this chapter may not be subject to a deductible, copayment, or coinsurance provision that is less favorable to an insured than the deductible, copayment, or coinsurance provisions that apply to other items and services generally under the policy of accident and sickness insurance.As added by P.L.109-2008, SEC.2.
IN Code § 27-8-24.3-0.1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.3. Insurance and Health Plan Coverage for Victims of Abuse|27-8-24.3-0.1. Application of Chapter

Sec. 0.1. The addition of this chapter by P.L.188-1996 applies only to an insurance policy or a health plan issued, renewed, or entered into after June 30, 1996.As added by P.L.220-2011, SEC.451.
IN Code § 27-8-24.3-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.3. Insurance and Health Plan Coverage for Victims of Abuse|27-8-24.3-1. Applicability of Chapter

Sec. 1. This chapter applies to every:(1) policy of accident and sickness insurance (as described in IC 27-8-5-1), whether written on an individual basis, a group basis, a franchise basis, a blanket basis, or under a preferred provider plan (as defined in IC 27-8-11-1);(2) group contract (as defined in IC 27-13-1-16) or individual contract (as defined in IC 27-13-1-21) through which a health maintenance organization furnishes health care services; and(3) policy of life insurance or disability insurance described under Class 1 of IC 27-1-5-1.As added by P.L.188-1996, SEC.2.
IN Code § 27-8-24.3-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.3. Insurance and Health Plan Coverage for Victims of Abuse|27-8-24.3-2. "Abuse" Defined

Sec. 2. As used in this chapter, "abuse" refers to the occurrence of one (1) or more of the following acts between family members or current or former household members:(1) Attempting to cause or intentionally, knowingly, or recklessly causing bodily injury to, physical harm to, sexual assault on, involuntary sexual intercourse with, or rape of another individual.(2) Knowingly engaging in a course of conduct or repeatedly committing acts, including stalking (as defined in IC 35-45-10-1) or impermissible contact (as defined in IC 35-45-10-3), under circumstances that place the individual toward whom such acts are directed in reasonable fear of bodily injury or physical harm.(3) Subjecting another individual to false imprisonment.(4) Attempting to cause or intentionally, knowingly, or recklessly causing damage to property in order to intimidate or attempt to control the behavior of another individual.As added by P.L.188-1996, SEC.2.
IN Code § 27-8-24.3-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.3. Insurance and Health Plan Coverage for Victims of Abuse|27-8-24.3-3. "Individual" Defined

Sec. 3. As used in this chapter, "individual" means a natural person whether adult or minor.As added by P.L.188-1996, SEC.2.
IN Code § 27-8-24.3-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.3. Insurance and Health Plan Coverage for Victims of Abuse|27-8-24.3-4. "An Insurance Policy or a Health Plan" Defined

Sec. 4. As used in this chapter, "an insurance policy or a health plan" refers to an insurance policy or a health maintenance organization contract described in section 1 of this chapter.As added by P.L.188-1996, SEC.2.
IN Code § 27-8-24.3-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.3. Insurance and Health Plan Coverage for Victims of Abuse|27-8-24.3-5. "Insurer" Defined

Sec. 5. As used in this chapter, "insurer" means a company, a firm, a partnership, an association, an order, a society, or a system:(1) making any of the kinds of insurance; or(2) entering into any of the kinds of contracts;described in section 1 of this chapter.As added by P.L.188-1996, SEC.2.
IN Code § 27-8-24.3-6 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.3. Insurance and Health Plan Coverage for Victims of Abuse|27-8-24.3-6. Prohibited Acts by Insurer

Sec. 6. Except as provided in sections 7 and 8 of this chapter, an insurer may not do any of the following:(1) Deny or refuse to issue coverage on, refuse to contract with, or refuse to renew, refuse to reissue, or otherwise terminate or restrict coverage on an individual under an insurance policy or a health plan because the individual:(A) has been, is, or has the potential to be a victim of abuse; or(B) seeks, has sought, or should have sought protection from abuse, shelter from abuse, or medical or psychological treatment for abuse.(2) Add any surcharge or rating factor to a premium of an insurance policy or a health plan because an individual:(A) has a history of being;(B) is; or(C) has the potential to be;a victim of abuse.(3) Exclude or limit coverage for losses or deny a claim incurred by a person covered by an insurance policy or a health plan as a result of abuse or the potential for abuse.(4) Designate that if an individual:(A) has a history of being a victim of abuse; or(B) is a victim of abuse;the abuse is a preexisting condition that causes coverage to be denied for a specified period.(5) Ask an individual covered by or applying for an insurance policy or a health plan if the individual:(A) is, has been, or may be a victim of abuse; or(B) seeks, has sought, or should have sought protection from abuse, shelter from abuse, or medical or psychological treatment for abuse.As added by P.L.188-1996, SEC.2.
IN Code § 27-8-24.3-7 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.3. Insurance and Health Plan Coverage for Victims of Abuse|27-8-24.3-7. Insurer May Adjust Premiums

Sec. 7. This chapter does not prohibit an insurer from adjusting premiums of an individual applying for or covered by an insurance policy described in Class 1(a) of IC 27-1-5-1 on the basis that the individual has a physical or mental condition or medical claims history.As added by P.L.188-1996, SEC.2.
IN Code § 27-8-24.3-8 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.3. Insurance and Health Plan Coverage for Victims of Abuse|27-8-24.3-8. Underwriting or Rating Risk on Basis of Physical or Mental Condition Caused by Abuse

Sec. 8. This chapter does not prohibit an insurer from inquiring about, underwriting, or rating a risk on the basis of a physical or mental condition, even if that condition has been caused by abuse if:(1) the insurer routinely underwrites or charges a different rate for that condition in the same manner with respect to all individuals who apply for or are covered by an insurance policy or a health plan regardless of whether the individual has been the victim of abuse;(2) the individual's status as being, having been, or having the potential to be the subject of abuse is not considered to be a physical or mental condition;(3) the insurer does not:(A) refuse to insure or refuse to contract with;(B) refuse to continue to insure or refuse to continue to contract with;(C) limit the amount, extent, or coverage available; or(D) charge a different rate for the same coverage;solely because of a physical or mental condition, except where the refusal, limitation, or rate differential is based on sound actuarial principles or is related to actuarial or reasonably anticipated experience; and(4) the underwriting or rating is not used to evade the intent of this chapter.As added by P.L.188-1996, SEC.2.
IN Code § 27-8-24.3-9 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.3. Insurance and Health Plan Coverage for Victims of Abuse|27-8-24.3-9. Violations

Sec. 9. A violation of this chapter is an unfair and deceptive act and practice in the business of insurance under IC 27-4-1-4.As added by P.L.188-1996, SEC.2.
IN Code § 27-8-24.3-10 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.3. Insurance and Health Plan Coverage for Victims of Abuse|27-8-24.3-10. Immunity From Liability

Sec. 10. An insurer is immune from civil and criminal liability for any damages caused as a result of the insurer's compliance with this chapter.As added by P.L.188-1996, SEC.2.
IN Code § 27-8-24.7-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.7. Referrals to Women's Health Care Providers|27-8-24.7-1. "Health Insurance Policy" Defined

Sec. 1. As used in this chapter, "health insurance policy" means any individual or group accident and sickness policy, contract, subscriber agreement, rider, endorsement, or any contract providing for the delivery of health care benefits, delivered or issued for delivery in Indiana after June 30, 1996, by any of the following:(1) An insurer.(2) A fraternal benefit society.(3) A nonprofit corporation.(4) A health maintenance organization (as defined in IC 27-13-1-19).(5) A preferred provider arrangement under IC 27-8-11.As added by P.L.192-1996, SEC.2.
IN Code § 27-8-24.7-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.7. Referrals to Women's Health Care Providers|27-8-24.7-2. "Health Insurer" Defined

Sec. 2. As used in this chapter, "health insurer" means an entity referred to in section 1 of this chapter that issues, delivers, or renews a health insurance policy.As added by P.L.192-1996, SEC.2.
IN Code § 27-8-24.7-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.7. Referrals to Women's Health Care Providers|27-8-24.7-3. "Insured" Defined

Sec. 3. As used in this chapter, "insured" means an individual who is entitled to the benefits provided by a health insurance policy. The term includes the following:(1) A policyholder of an individual health insurance policy.(2) A member of the group covered by a group health insurance policy.(3) A female who is entitled to coverage under a health insurance policy as a spouse or dependent of an individual referred to in subdivision (1) or (2).As added by P.L.192-1996, SEC.2.
IN Code § 27-8-24.7-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.7. Referrals to Women's Health Care Providers|27-8-24.7-4. "Women's Health Care Provider" Defined

Sec. 4. As used in this chapter, "women's health care provider" means a physician licensed under IC 25-22.5 who specializes in the provision of obstetric or gynecological services.As added by P.L.192-1996, SEC.2.
IN Code § 27-8-24.7-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 24.7. Referrals to Women's Health Care Providers|27-8-24.7-5. Designation of Women's Health Care Provider as Primary Care Provider

Sec. 5. Under a health insurance policy that is issued, delivered, issued for delivery, or renewed in Indiana, an organization or arrangement described in section 1(1) through 1(5) of this chapter may not refuse to designate a women's health care provider as an insured's primary care provider if the women's health care provider meets the terms and conditions for participation established by an organization or arrangement described in section 1(1) through 1(5) of this chapter under an insurance policy as a primary care physician solely because the individual physician specializes in the provision of obstetric or gynecological services.As added by P.L.192-1996, SEC.2.
IN Code § 27-8-25-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 8. Life, Accident, and Health|Chapter 25. Coverage for Care Related to Clinical Trials|27-8-25-1. "Care Method"

Sec. 1. As used in this chapter, "care method" means the use of a particular drug or device in a particular manner.As added by P.L.109-2009, SEC.3.