reglab/housing_qa huggingface dataset:
18 DE Code § 534. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 5. Authorization of Insurers and General Requirements|§ 534. Location of headquarters.

§ 534. Location of headquarters. (a) The headquarters of day-to-day corporate activity and management of any insurer engaged in the business of insurance as a subsidiary or division of a bank or trust company, which bank or trust company is authorized to act as an insurer and transact the business of insurance pursuant to authority granted by § 761(a)(14) of Title 5, shall be located within this State, and the principal books and records of each such insurer shall be located within this State. (b) The Commissioner shall, by regulation promulgated after consultation with the Bank Commissioner, define the term “headquarters of day-to-day corporate activity and management,” and provide for the maintenance and inspection of such headquarters and books and records to assure compliance with the provisions of §§ 929, 930 and 931 of Title 5, and § 2304(23) of this title. 67 Del. Laws, c. 223, §  20;
18 DE Code § 535. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 5. Authorization of Insurers and General Requirements|§ 535. Nondisclosure of nonpublic personal information; adoption of regulations.

§ 535. Nondisclosure of nonpublic personal information; adoption of regulations. No person regulated pursuant to this title shall disclose any nonpublic personal information contrary to the provisions of Title V of the Gramm Leach Bliley Act of 1999 (Public Law 106-002; [15 U.S.C. § 6801 et seq.]). The Commissioner may adopt rules and regulations necessary to carry out this section. Such rules and regulations shall be consistent with the provisions of Title V of the Gramm Leach Bliley Act of 1999. Nothing in this section shall be construed to create a private cause of action. 73 Del. Laws, c. 53, §  1;
18 DE Code § 536. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 5. Authorization of Insurers and General Requirements|§ 536. “Funding agreement” defined.

§ 536. “Funding agreement” defined. A “funding agreement” is an agreement for an insurer to accept and accumulate funds and to make 1 or more payments at future dates in amounts that are not based on mortality or morbidity contingencies (of the holder of the funding agreement). 80 Del. Laws, c. 268, § 1;
18 DE Code § 560. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 5A. Port-of-Entry for Foreign Insurance Companies|§ 560. Definitions.

§ 560. Definitions. As used in this part. (1) “Non-U.S. insurer” means an insurer or reinsurer organized under the laws of a foreign country. (2) “United States branch” or “U.S. branch” means the business unit through which business is transacted within the United States by a non-U.S. insurer and the assets and liabilities of the non-U.S. insurer within the United States pertaining to such business.80 Del. Laws, c. 159, §  1;
18 DE Code § 561. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 5A. Port-of-Entry for Foreign Insurance Companies|§ 561. Scope.

§ 561. Scope. This chapter applies to a U.S. branch using this State as a state of entry to transact insurance in the United States. The U.S. branch shall also be subject to all state laws applicable to an insurer domiciled in this State with the exception of Chapter 50 of this title, and unless otherwise provided. 80 Del. Laws, c. 159, §  1;
18 DE Code § 562. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 5A. Port-of-Entry for Foreign Insurance Companies|§ 562. Authorization of entry.

§ 562. Authorization of entry. (a) A non-U.S. insurer may use this State as a state of entry to transact insurance in the United States through a U.S. branch by:  (1) Qualifying as an insurer licensed to do business in this State; and (2) Establishing a trust account, pursuant to a trust agreement approved by the Commissioner with a U.S. bank approved by the Commissioner, in an amount at least equal to the minimum capital and surplus or authorized control level risk based capital, whichever is greater, required to be maintained by a domestic insurer licensed to do the same kind or kinds of insurance. (b) Before authorizing the entry through this State of a U.S. branch of any non-U.S. insurer, the Commissioner shall require the non-U.S. insurer, in addition to any other requirement of the Insurance Law:  (1) To submit a copy of its charter and by-laws, if any, currently in force, and such other documents necessary to show the kinds of business which it is empowered to do in its domiciliary jurisdiction, attested to as accurate and complete by the insurance supervisory official in its home jurisdiction, and a full statement, subscribed and affirmed as true under the penalties of perjury by 2 officers or equivalent responsible representatives in such manner as the Commissioner shall prescribe, of its financial condition as of the close of its latest fiscal year, showing its assets, liabilities, income, disbursements, business transacted and other facts required to be shown in its annual statement, as reported to the insurance supervisory official in its home jurisdiction; such submission shall include an English language translation, as required by the Commissioner, of each of the documents required herein; and (2) To submit to an examination of the insurer's affairs at its or its United States manager's principal office within the United States. However, the Commissioner may instead accept a report of the insurance supervisory official of the insurer's home jurisdiction.80 Del. Laws, c. 159, §  1;
18 DE Code § 563. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 5A. Port-of-Entry for Foreign Insurance Companies|§ 563. Maintenance of trust account.

§ 563. Maintenance of trust account. The assets in the trust account shall be known as “trusteed assets” and shall at all times be in an amount equal to the U.S. branch's reserves and other liabilities plus the minimum capital and surplus or authorized control level risk based capital, whichever is greater, required to be maintained by a domestic insurer licensed to do the same kind or kinds of insurance. 80 Del. Laws, c. 159, §  1;
18 DE Code § 566. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 5A. Port-of-Entry for Foreign Insurance Companies|§ 566. Additional requirements for U.S. branch license.

§ 566. Additional requirements for U.S. branch license. (a) Before issuing any new or renewal license to any U.S. branch, the Commissioner may require satisfactory proof, either in the non-U.S. insurer's charter or by an agreement evidenced by a duly certified resolution of its board of directors, or otherwise as the Commissioner may require, that the insurer will not engage in any insurance business in contravention of the provisions of the section or not authorized by its charter. (b) The Commissioner shall issue a renewal license to any U.S. branch if satisfied, by such proof as required, that the insurer is not delinquent with respect to any requirement imposed by this chapter and that its continuance in business in this State will not be hazardous or prejudicial to the best interests of the people of this State. (c) No U.S. branch shall be licensed to do in this State any kind of insurance business, or any combination of kinds of insurance business, which are not permitted to be done by domestic insurers licensed under the provisions of this chapter. No U.S. branch shall be authorized to do an insurance business in this State if it does anywhere within the United States any kind of business other than an insurance business and the business necessarily or properly incidental to the kinds of insurance business which it is authorized to do in this State. (d) Except as otherwise specifically provided, no U.S. branch, entering through this State or another state, shall be or continue to be authorized to do an insurance business in this State if it fails to comply substantially with any requirement or limitation of this chapter, applicable to similar domestic insurers hereafter organized, which in the judgment of the Commissioner is reasonably necessary to protect the interest of the policyholders. (e) No U.S. branch which does anywhere within the United States any kind or combination of kinds of insurance business not permitted to be done in this State by similar domestic insurers hereafter organized, shall be or continue to be authorized to do an insurance business in this State, unless in the judgment of the Commissioner the doing of such kind or combination of kinds of insurance business will not be prejudicial to the best interests of the people of this State. (f) No U.S. branch shall be or continue to be authorized to do an insurance business in this State if it fails to keep full and correct entries of its transactions, which shall at all times be open to the inspection of persons invested by law with the rights of inspection and be maintained in its principal office within this State. 80 Del. Laws, c. 159, §  1;
18 DE Code § 567. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 5A. Port-of-Entry for Foreign Insurance Companies|§ 567. Authority of Commissioner.

§ 567. Authority of Commissioner. Whenever it appears to the Commissioner from any annual or quarterly statement or trusteed surplus statement or any other report that a U.S. branch's trusteed surplus is reduced below minimum capital and surplus or the authorized control level risk based capital, whichever is greater, required to be maintained by a domestic insurer licensed to transact the same kinds of insurance, the Commissioner may proceed against the U.S. branch pursuant to the provisions of Chapter 59 of this title, as an insurer whose condition is such that its further transaction of business in the United States will be hazardous to its policyholders, its creditors or the public in the United States. 80 Del. Laws, c. 159, §  1;
18 DE Code § 704. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 7. Fees and Taxes|§ 704. Tax on workers' compensation; employer's liability premiums.

§ 704. Tax on workers' compensation; employer's liability premiums. (a) Every insurance carrier shall pay a tax upon all workers' compensation or employer's liability premiums received in this State or on account of business done in this State at the rate of 2% of the amount of such premiums, which tax shall be in lieu of all other taxes on such premiums. (b) The insurance carrier shall be credited with all canceled or returned premiums actually refunded during the year on such insurance and premiums on reinsurance received from other insurance carriers, except that mutual insurance companies shall be taxed upon the gross premiums charged and collected and shall not be credited with unabsorbed premiums or dividends. (c) The taxes imposed by this section shall be collected as provided in § 702(d) and (f) of this title. 18 Del. C. 1953, §  704;  56 Del. Laws, c. 380, §  1;  70 Del. Laws, c. 186, §  1;  73 Del. Laws, c. 266, §  5;
18 DE Code § 706. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 7. Fees and Taxes|§ 706. Definitions of terms used in §§ 707-709 of this title.

§ 706. Definitions of terms used in §§ 707-709 of this title. As used in §§ 707-709 of this title:  (1) “County police” means any police under the control and direction of the Levy Court or County Council of the 3 counties of this State which are separate and apart from any state or municipal police. (2) “Municipal” means any incorporated city or town. (3) “Municipal police” means police in any incorporated city or town. (4) “Police pension fund” means any pension or retirement fund established by law for and on behalf of any state, county or municipal police. (5) “State police” means that police agency of the State acting under the direction of the State Department of Safety and Homeland Security.18 Del. C. 1953, §  707;  56 Del. Laws, c. 380, §  1;  67 Del. Laws, c. 327, §  6;  74 Del. Laws, c. 110, §  138;
18 DE Code § 707. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 7. Fees and Taxes|§ 707. Special tax on gross premiums for benefit of police.

§ 707. Special tax on gross premiums for benefit of police. (a) Every insurer transacting insurance within this State, other than workers' compensation insurance and wet marine and transportation insurance, shall, in addition to other taxes, fees and charges required by law, at the same time as the premium tax and estimated payments as provided in § 702 of this title pay to the Commissioner, for the use of the State, 1/4% upon the gross premiums received and assessments collected from insurance of every kind upon persons or on the lives of persons resident in or upon real and personal property located within this State, or upon any other risks insured within this State, by any such insurer or the authorized agent thereof for the calendar year immediately preceding the date herein provided for such payments. (b) “Gross premiums” whenever used in this section in reference to premiums received by insurers on policies covering risks located in this State shall mean all moneys collected, together with all notes or credits allowed, as premiums on such policies including reinsurance premiums received. In computing taxable premiums there may be deducted from gross premiums dividends and similar returns paid or credited to policyholders, return premiums paid by reason of cancellation of policies, and reinsurance premiums received from other insurers. (c) No insurer affected by provisions of this section shall increase the rate of insurance premiums upon any insurable risk affected by this section because of the tax provided for in this section, unless the Commissioner after a hearing on the matter is satisfied that an increase is necessary; and in the event the Commissioner is satisfied after such hearing that an increase in the premium rate is necessary, the Commissioner shall authorize such reasonable increase as he or she deems fair and equitable. 18 Del. C. 1953, §  708;  56 Del. Laws, c. 380, §  1;  66 Del. Laws, c. 382, §  5;  70 Del. Laws, c. 186, §  1;
18 DE Code § 709. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 7. Fees and Taxes|§ 709. Registering information.

§ 709. Registering information. (a) It shall be the duty of the officer in charge of any state, county or municipal police department or bureau participating in the provisions of §§ 707 and 708 of this title to register with the State Treasurer on or before the 1st day of April in each year, and to provide the State Treasurer with the following information: the location, jurisdiction and average number of paid, full-time, sworn police officers employed for the year ending on the previous December 31. (b) It shall be the duty of the officer in charge of any county or municipal police/fire department or bureau participating in the provisions of §§ 707 and 708 of this title to register with the State Board of Pension Trustees on or before April 1 in each year, and to provide the State Board of Pension Trustees with a listing of the number of retired police officers or firefighters receiving benefits as of December 31 of the preceding year excluding those covered by the County and Municipal Police/Firefighter Pension Plan as contained in Chapter 88 of Title 11. 18 Del. C. 1953, §  710;  56 Del. Laws, c. 380, §  1;  67 Del. Laws, c. 327, §§  9, 10;  70 Del. Laws, c. 186, §  1;
18 DE Code § 710. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 7. Fees and Taxes|§ 710. Purpose, receipt, deposit of fees, fines and taxes.

§ 710. Purpose, receipt, deposit of fees, fines and taxes. (a) All fees, charges, administrative fines and taxes payable under this title shall be paid to and collected by the Commissioner. (b) The Commissioner shall give to any person paying cash a prenumbered, itemized receipt for fees, charges, administrative fines and taxes paid under this title. (c) Except as otherwise expressly provided, the Commissioner shall promptly deposit to the credit of the General Fund all fees, charges, administrative fines, taxes and other funds collected by him or her for the use of this State, and shall promptly report the same to the State Treasurer as provided in Chapter 61 of Title 29. 18 Del. C. 1953, §  711;  56 Del. Laws, c. 380, §  1;  58 Del. Laws, c. 351;  70 Del. Laws, c. 186, §  1;
18 DE Code § 711. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 7. Fees and Taxes|§ 711. Refund of overpayments.

§ 711. Refund of overpayments. (a) Any person from whom fees, charges or taxes imposed by this title have been erroneously collected may apply to the Commissioner for refund at any time within 1 year from the date such fees, charges or taxes were originally required to be paid or within 30 days from the date of payment of any additional tax, charge or fee. (b) If the amount of taxes, charges or fees found due are less than the amount paid, either by examination of the return by the Commissioner or by allowance of a claim for overpayment filed by the payer with the Commissioner, the State Treasurer shall refund the excess out of the General Fund of this State upon certification by the Commissioner and approval by the Director of the Office of Management and Budget. (c) No such refund shall be made unless the amount to be so refunded is $10 or more. 18 Del. C. 1953, §  712;  56 Del. Laws, c. 380, §  1;  75 Del. Laws, c. 88, §  21(10);
18 DE Code § 712. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 7. Fees and Taxes|§ 712. In lieu; preemption provision.

§ 712. In lieu; preemption provision. (a) The fees, charges and premium taxes imposed by the State shall be in lieu of all county and municipal license fees and taxes upon the business of insurance in this State, excepting property taxes. (b) The State hereby preempts the field of regulating or of imposing excise, privilege, franchise, income, license, permit, registration and similar taxes, licenses and fees upon insurers and their general agents, agents and other representatives as such, and on the intangible property of insurers or such representatives, and all political subdivisions or agencies thereof in this State are prohibited from regulating insurers or their general agents, agents and other representatives as such, and from imposing upon them any such tax, license or fee. However, this provision shall not prohibit the imposition by political subdivisions of taxes upon real and tangible personal property. 18 Del. C. 1953, §  713;  56 Del. Laws, c. 380, §  1;
18 DE Code § 713. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 7. Fees and Taxes|§ 713. Reporting gross premiums received by life and health insurers; special fund for payments to all volunteer ambulance companies or rescue services.

§ 713. Reporting gross premiums received by life and health insurers; special fund for payments to all volunteer ambulance companies or rescue services. (a) The Insurance Commissioner each year shall ascertain the total amount of gross premiums received by insurance companies and agents thereof as payment for all types of life and/or health insurance coverage within this State. The Insurance Commissioner shall then notify the State Treasurer of the total amount of such gross premiums and also the names and addresses of each volunteer ambulance company or volunteer rescue service in this State. After the Insurance Commissioner so informs the State Treasurer, the State Treasurer shall:  (1) Establish a special fund each year. This special fund shall be created out of the existing annual premium taxes paid by insurance companies and agents thereof pursuant to this chapter on all types of life and/or health insurance coverage within this State. The special fund shall be created out of the aforesaid premium taxes, and shall be equal to 2 0/1 0 0 of 1% of the gross premiums received by insurance companies and agents thereof for all types of life and/or health insurance coverage within this State. (2) Distribute on a pro rata basis the proceeds of the special fund to the aforementioned nonprofit organizations within this State that are engaged in providing ambulance and/or rescue services. (b) The Insurance Commissioner shall have the authority to request and receive any information regarding any insurance company's business relating to any type of life and/or health insurance coverage sold or offered for sale within this State for the purpose of determining the gross premiums received for such insurance coverage in order to determine the amount of the special fund. (c) For the purpose of implementing this section, the Insurance Commissioner is authorized to promulgate rules and regulations that are consistent with this section. (d) For the purpose of this section:  (1) “Basic life support (BLS)” shall have the same meaning as set forth in § 9702 of Title 16. (2) “Volunteer ambulance company” shall mean a nonprofit ambulance company that is certified by the State Fire Prevention Commission and is providing basic life support (BLS) services.65 Del. Laws, c. 196, §  1;  66 Del. Laws, c. 302, §  1;  79 Del. Laws, c. 437, §  1;
18 DE Code § 714. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 7. Fees and Taxes|§ 714. Expenses and fees for form and rate filings.

§ 714. Expenses and fees for form and rate filings. (a) In addition to a filing fee as set forth in § 701 of this title, the expenses and fees of the Department of Insurance for the review and determination of a form and rate filing by an insurer shall be assessed to and paid by the insurer and shall include the reasonable and proper expenses of the Commissioner and the Commissioner's examiners and assistants, including expert assistance contracted for by the Commissioner. Such insurer shall promptly pay the form and rate filing review expense upon presentation by the Commissioner or the Commissioner's examiners of a reasonably detailed written account thereof. (b) No insurer shall be required to pay a form filing fee pursuant to § 701(34) of this title that exceeds $2,000 per filing. For form filings that are made on a group-wide basis, the $2,000 filing cap shall be applied to each insurer within the filing. 73 Del. Laws, c. 325, §  3;  75 Del. Laws, c. 156, §  1;  81 Del. Laws, c. 57, § 2;  82 Del. Laws, c. 112, § 1;
18 DE Code § 1301. (2021)
2021 Delaware Code|Title 18 - Insurance Code|Chapter 13. Investments|§ 1301. Scope of chapter.

§ 1301. Scope of chapter. Except as to § 1329 of this title, this chapter applies to domestic insurers only. 18 Del. C. 1953, §  1301;  56 Del. Laws, c. 380, §  1;