reglab/housing_qa huggingface dataset:
ID Code § 41-3113 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 31 - COUNTY MUTUAL INSURERS|Section 41-3113 - EXPENSES.

41-3113. EXPENSES. (1) The operating expenses of the insurer shall be reasonable in amount in relation to the volume of business transacted and insurance losses incurred. (2) The insurer’s by-laws shall contain reasonable limitations of all such expenses, and such provisions and all modifications thereof shall be subject to the director’s approval.  History: [41-3113, added 1961, ch. 330, sec. 671, p. 645.]
ID Code § 41-3114 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 31 - COUNTY MUTUAL INSURERS|Section 41-3114 - INVESTMENTS.

41-3114. INVESTMENTS. (1) The insurer may invest and have invested such funds as it may have on hand pursuant to this chapter but not necessary to expend for current expenses and losses, in investments as authorized by the following sections of the Idaho Code only: (a) Section 41-707 (public obligations); (b) Section 41-708 (obligations, stock of certain federal agencies); (c) Section 41-709 (irrigation district bonds); (d) Section 41-716 (investment trust securities); (e) Section 41-720 (savings and share accounts); (f) Sections 41-721 through 41-725 (mortgage loans), as to mortgage loans on Grange halls only; and (g) Section 41-3115 (site for head office). (2) The following sections of the Idaho Code shall to the extent applicable, also apply with respect to such an insurer: (a) Section 41-702 (eligible investments); (b) Section 41-703 (general qualifications); (c) Section 41-704 (authorization of investments); (d) Section 41-705 (record of investments); (e) Section 41-706(1) (diversification of investments in securities, etc. of any one person); (f) Section 41-730 (disposal of ineligible property and securities); and (g) Section 41-731 (prohibited investments and investment underwriting).  History: [41-3114, added 1961, ch. 330, sec. 672, p. 645; am. 1984, ch. 241, sec. 1, p. 587.]
ID Code § 41-3115 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 31 - COUNTY MUTUAL INSURERS|Section 41-3115 - SITE FOR HEAD OFFICE.

41-3115. SITE FOR HEAD OFFICE. (1) The board of directors of an insurer may purchase, hold and convey in the name of and for the insurer, real estate for a site for its principal or head office when authorized so to do by the affirmative vote of a majority of the members present in person or by proxy in adoption of a resolution for that purpose at any annual meeting of the insurer’s members or any special meeting of the members called for the purpose. The resolution shall name the city or town or village within the insurer’s territory in which the site shall be purchased. When the site is so purchased the insurer may transact any or all of its business, including the annual or any special meeting of its members, in such city, town or village. (2) The resolution for purchase of the site shall also limit the amount of the insurer’s funds that can be invested therein, and in the improvements thereon or to be constructed thereon. Any such resolution hereafter adopted shall be subject to the director’s approval. The director shall approve the resolution unless he finds, after a hearing thereon, that the procedure leading to adoption of the resolution was unlawful or that the amounts to be so expended are excessive. (3) The insurer shall dispose of such head office property within five (5) years after it ceases to be used or to be necessary for head office purposes, subject to the right of the director to grant a reasonable extension of time upon proof satisfactory to him that the insurer will suffer materially by an earlier forced sale of the property.  History: [41-3115, added 1961, ch. 330, sec. 673, p. 645.]
ID Code § 41-3116 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 31 - COUNTY MUTUAL INSURERS|Section 41-3116 - RECORDS — ANNUAL STATEMENT.

41-3116. RECORDS — ANNUAL STATEMENT. (1) The insurer shall keep at its head office records and accounts of its transactions, claims, and affairs in such form and with such completeness as may be reasonably necessary for the identification and examination thereof. (2) Annually on or before March 1 the insurer shall file with the director a full and true statement of its financial condition, transactions and affairs as of the December 31 preceding. The statement shall be in such general form as is required or accepted by the director.  History: [41-3116, added 1961, ch. 330, sec. 674, p. 645.]
ID Code § 41-3117 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 31 - COUNTY MUTUAL INSURERS|Section 41-3117 - AMENDMENT OF ARTICLES OF INCORPORATION.

41-3117. AMENDMENT OF ARTICLES OF INCORPORATION. (1) The articles of incorporation of such an insurer may be amended in any lawful respect by approval by its board of directors by affirmative vote of at least two-thirds (2/3) of all its directors and by adoption thereafter by affirmative vote of not less than two-thirds (2/3) of the insurer’s members present or represented by proxy at any meeting of members, at which a quorum as required by the insurer’s constitution or by-laws was present, and if the notice of such meeting contained notice of the proposed amendment. (2) An amendment so adopted shall be filed in accordance with the applicable provisions of section 41-2827(2); except that the fee for the filing of the amendment with the director shall be as provided in section 41-3118, Idaho Code. The filing fee shall not be subject to refund.  History: [41-3117, added 1961, ch. 330, sec. 675, p. 645; am. 1984, ch. 23, sec. 4, p. 40.]
ID Code § 41-3118 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 31 - COUNTY MUTUAL INSURERS|Section 41-3118 - FEES.

41-3118. FEES. (1) Every county mutual fire insurer shall pay to the director all fees in advance as provided for by regulation. (2) The director shall transmit and report all fees so collected by him as provided in section 41-406, Idaho Code.  History: [41-3118, added 1984, ch. 23, sec. 5, p. 41.]
ID Code § 41-3201 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3201 - FRATERNAL BENEFIT SOCIETIES.

41-3201. FRATERNAL BENEFIT SOCIETIES. Any incorporated society, order or supreme lodge, without capital stock, including one exempted under the provisions of section 41-3237(1)(b), Idaho Code, whether incorporated or not, conducted solely for the benefit of its members and their beneficiaries and not for profit, operated on a lodge system with ritualistic form of work, having a representative form of government, and which provides benefits in accordance with this chapter, is hereby declared to be a fraternal benefit society.  History: [41-3201, added 1995, ch. 213, sec. 2, p. 723.]
ID Code § 41-3202 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3202 - LODGE SYSTEM.

41-3202. LODGE SYSTEM. (1) A society is operating on the lodge system if it has a supreme governing body and subordinate lodges into which members are elected, initiated or admitted in accordance with its laws, rules and ritual. Subordinate lodges shall be required by the laws of the society to hold regular meetings at least once in each month in furtherance of the purposes of the society. (2) A society may, at its option, organize and operate lodges for children under the minimum age for adult membership. Membership and initiation in local lodges shall not be required of such children, nor shall they have a voice or vote in the management of the society.  History: [41-3202, added 1995, ch. 213, sec. 2, p. 723.]
ID Code § 41-3203 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3203 - REPRESENTATIVE FORM OF GOVERNMENT.

41-3203. REPRESENTATIVE FORM OF GOVERNMENT. A society has a representative form of government when: (1) It has a supreme governing body constituted in one (1) of the following ways: (a) Assembly. The supreme governing body is an assembly composed of delegates elected directly by the members or at intermediate assemblies or conventions of members or their representatives, together with other delegates as may be prescribed in the society’s laws. A society may provide for election of delegates by mail. The elected delegates shall constitute a majority in number and shall not have less than two-thirds (2/3) of the votes and not less than the number of votes required to amend the society’s laws. The assembly shall be elected and shall meet at least once every four (4) years and shall elect a board of directors to conduct the business of the society between meetings of the assembly. Vacancies on the board of directors between elections may be filled in the manner prescribed by the society’s laws. (b) Direct election. The supreme governing body is a board composed of persons elected by the members, either directly or by their representatives in intermediate assemblies, and any other persons prescribed in the society’s laws. A society may provide for election of the board by mail. Each term of a board member may not exceed four (4) years. Vacancies on the board between elections may be filled in the manner prescribed by the society’s laws. Those persons elected to the board shall constitute a majority in number and not less than the number of votes required to amend the society’s laws. A person filling the unexpired term of an elected board member shall be considered to be an elected member. The board shall meet at least quarterly to conduct the business of the society. (2) The officers of the society are elected either by the supreme governing body or by the board of directors; (3) Only benefit members are eligible for election to the supreme governing body and the board of directors; and (4) Each voting member shall have one (1) vote; no vote may be cast by proxy.  History: [41-3203, added 1995, ch. 213, sec. 2, p. 723.]
ID Code § 41-3204 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3204 - TERMS USED.

41-3204. TERMS USED. Whenever used in this chapter: (1) "Benefit contract" shall mean the agreement for provision of benefits authorized by section 41-3216, Idaho Code, as that agreement is described in section 41-3219(1), Idaho Code. (2) "Benefit member" shall mean an adult member who is designated by the laws or rules of the society to be a benefit member under a benefit contract. (3) "Certificate" shall mean the document issued as written evidence of the benefit contract. (4) "Director" shall mean the director of the department of insurance of this state. (5) "Laws" shall mean the society’s articles of incorporation, constitution and bylaws, however designated. (6) "Lodge" shall mean subordinate member units of the society, known as camps, courts, councils, branches or by any other designation. (7) "Premiums" shall mean premiums, rates, dues or other required contributions by whatever name known, which are payable under the certificate. (8) "Rules" shall mean all rules, regulations or resolutions adopted by the supreme governing body or board of directors which are intended to have general application to the members of the society. (9) "Society" shall mean fraternal benefit society, unless otherwise indicated.  History: [41-3204, added 1995, ch. 213, sec. 2, p. 724.]
ID Code § 41-3205 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3205 - PURPOSES AND POWERS.

41-3205. PURPOSES AND POWERS. (1) A society shall operate for the benefit of members and their beneficiaries by: (a) Providing benefits as specified in section 41-3216, Idaho Code; and (b) Operating for one (1) or more social, intellectual, educational, charitable, benevolent, moral, fraternal, patriotic or religious purposes for the benefit of its members, which may also be extended to others. Such purposes may be carried out directly by the society, or indirectly through subsidiary corporations or affiliated organizations. (2) Every society shall have the power to adopt laws and rules for the government of the society, the admission of its members and the management of its affairs. It shall have the power to change, alter, add to or amend such laws and rules and shall have such other powers as are necessary and incidental to carrying into effect the objects and purposes of the society.  History: [41-3205, added 1995, ch. 213, sec. 2, p. 725.]
ID Code § 41-3206 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3206 - QUALIFICATIONS FOR MEMBERSHIP.

41-3206. QUALIFICATIONS FOR MEMBERSHIP. (1) A society shall specify in its laws or rules: (a) Eligibility standards for each and every class of membership, provided that if benefits are provided on the lives of children, the minimum age for adult membership shall be set at not less than age fifteen (15) years and not greater than age twenty-one (21) years; (b) The process for admission to membership for each membership class; and (c) The rights and privileges of each membership class, provided that only benefit members shall have the right to vote on the management of the insurance affairs of the society. (2) A society may also admit social members who shall have no voice or vote in the management of the insurance affairs of the society. (3) Membership rights in the society are personal to the member and are not assignable.  History: [41-3206, added 1995, ch. 213, sec. 2, p. 725.]
ID Code § 41-3207 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3207 - LOCATION OF OFFICE, MEETINGS, COMMUNICATIONS TO MEMBERS, GRIEVANCE PROCEDURES.

41-3207. LOCATION OF OFFICE, MEETINGS, COMMUNICATIONS TO MEMBERS, GRIEVANCE PROCEDURES. (1) The principal office of any domestic society shall be located in this state. The meetings of its supreme governing body may be held in any state, district, province or territory wherein such society has at least one (1) subordinate lodge, or in such other location as determined by the supreme governing body, and all business transacted at such meetings shall be as valid in all respects as if such meetings were held in this state. The minutes of the proceedings of the supreme governing body and of the board of directors shall be in the English language. (2) (a) A society may provide in its laws for an official publication in which any notice, report, or statement required by law to be given to members, including notice of election, may be published. Such required reports, notices and statements shall be printed conspicuously in the publication. If the records of a society show that two (2) or more members have the same mailing address, an official publication mailed to one (1) member is deemed to be mailed to all members at the same address unless a member requests a separate copy. (b) Not later than the first day of June of each year, a synopsis of the society’s annual statement providing an explanation of the facts concerning the condition of the society thereby disclosed shall be printed and mailed to each benefit member of the society or, in lieu thereof, such synopsis may be published in the society’s official publication. (3) A society may provide in its laws or rules for grievance or complaint procedures for members.  History: [41-3207, added 1995, ch. 213, sec. 2, p. 725.]
ID Code § 41-3209 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3209 - WAIVER.

41-3209. WAIVER. The laws of the society may provide that no subordinate body, nor any of its subordinate officers or members shall have the power or authority to waive any of the provisions of the laws of the society. Such provision shall be binding on the society and every member and beneficiary of a member.  History: [41-3209, added 1995, ch. 213, sec. 2, p. 727.]
ID Code § 41-3211 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3211 - AMENDMENTS TO LAWS.

41-3211. AMENDMENTS TO LAWS. (1) A domestic society may amend its laws in accordance with the provisions thereof by action of its supreme governing body at any regular or special meeting thereof or, if its laws so provide, by referendum. Such referendum may be held in accordance with the provisions of its laws by the vote of the voting members of the society, by the vote of delegates or representatives of voting members or by the vote of local lodges. A society may provide for voting by mail. No amendment submitted for adoption by referendum shall be adopted unless, within six (6) months from the date of submission thereof, a majority of the members voting shall have signified their consent to such amendment by one (1) of the methods herein specified. (2) No amendment to the laws of any domestic society shall take effect unless approved by the director who shall approve such amendment if the director finds that it has been duly adopted and is not inconsistent with any requirement of the laws of this state or with the character, objects and purposes of the society. Unless the director shall disapprove any such amendment within sixty (60) days after the filing of same, such amendment shall be considered approved. The approval or disapproval of the director shall be forwarded in writing, and mailed to the secretary or corresponding officer of the society at its principal office. In case the director disapproves such amendment, the reasons therefor shall be stated in such written notice. (3) Within ninety (90) days from the approval thereof by the director, all such amendments, or a synopsis thereof, shall be furnished to all members of the society either by mail or by publication in full in the official publication of the society. The affidavit of any officer of the society or of anyone authorized by it to mail any amendments or synopsis thereof, stating facts which show that same have been duly addressed and mailed, shall be prima facie evidence that such amendments or synopsis thereof, have been furnished the addressee. (4) Every foreign or alien society authorized to do business in this state shall file with the director a duly certified copy of all amendments of, or additions to, its laws within ninety (90) days after the enactment of same. (5) Printed copies of the laws as amended, certified by the secretary or corresponding officer of the society shall be prima facie evidence of the legal adoption thereof.  History: [41-3211, added 1995, ch. 213, sec. 2, p. 729.]
ID Code § 41-3212 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3212 - INSTITUTIONS.

41-3212. INSTITUTIONS. (1) A society may create, maintain and operate, or may establish organizations to operate, not for profit institutions to further the purposes permitted in section 41-3205(1)(b), Idaho Code. Such institutions may furnish services free or at a reasonable charge. Any real or personal property owned, held or leased by the society for this purpose shall be reported in every annual statement but shall not be allowed as an admitted asset of such society. (2) No society shall own or operate funeral homes or undertaking establishments.  History: [41-3212, added 1995, ch. 213, sec. 2, p. 729.]
ID Code § 41-3213 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3213 - REINSURANCE.

41-3213. REINSURANCE. (1) A domestic society may, by a reinsurance agreement, cede any individual risk or risks in whole or in part to an insurer (other than another fraternal benefit society) having the power to make such reinsurance and authorized to do business in this state, or if not so authorized, one which is approved by the director, but no such society may reinsure substantially all of its insurance in force without the written permission of the director. It may take credit for the reserves on such ceded risks to the extent reinsured, but no credit shall be allowed as an admitted asset or as a deduction from liability, to a ceding society for reinsurance made, ceded, renewed, or otherwise becoming effective after the effective date of this act, unless the reinsurance is payable by the assuming insurer on the basis of the liability of the ceding society under the contract or contracts reinsured without diminution because of the insolvency of the ceding society. (2) Notwithstanding the limitation in subsection (1) of this section, a society may reinsure the risks of another society in a consolidation or merger approved by the director under section 41-3214, Idaho Code.  History: [41-3213, added 1995, ch. 213, sec. 2, p. 730.]
ID Code § 41-3215 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3215 - CONVERSION OF FRATERNAL BENEFIT SOCIETY INTO A MUTUAL LIFE INSURANCE COMPANY.

41-3215. CONVERSION OF FRATERNAL BENEFIT SOCIETY INTO A MUTUAL LIFE INSURANCE COMPANY. Any domestic fraternal benefit society may be converted and licensed as a mutual life insurance company by compliance with all the applicable requirements of section 41-2820, Idaho Code (initial requirements — domestic mutuals). A plan of conversion shall be prepared in writing by the board of directors setting forth in full the terms and conditions of conversion. The affirmative vote of two-thirds (2/3) of all members of the supreme governing body at a regular or special meeting shall be necessary for the approval of such plan. No such conversion shall take effect unless and until approved by the director who may give such approval if the director finds that the proposed change is in conformity with the requirements of law and not prejudicial to the certificate holders of the society.  History: [41-3215, added 1995, ch. 213, sec. 2, p. 731.]
ID Code § 41-3216 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 32 - FRATERNAL BENEFIT SOCIETIES|Section 41-3216 - BENEFITS.

41-3216. BENEFITS. (1) A society may provide the following contractual benefits in any form: (a) Death benefits; (b) Endowment benefits; (c) Annuity benefits; (d) Temporary or permanent disability benefits; (e) Hospital, medical or nursing benefits; and (f) Monument or tombstone benefits to the memory of deceased members; and (g) Such other benefits as authorized for life insurers and which are not inconsistent with this chapter. (2) A society shall specify in its rules those persons who may be issued, or covered by, the contractual benefits in subsection (1) of this section, consistent with providing benefits to members and their dependents. A society may provide benefits on the lives of children under the minimum age for adult membership upon application of an adult person. (3) Any new or renewing society contract relating to hospital, medical or nursing benefits delivered or issued for delivery in this state shall provide that an unmarried child under the age of twenty-five (25) years and who receives more than one-half (1/2) of his financial support from the parent shall be permitted to remain on the parent’s or parents’ contract. Further, any unmarried child of any age who is medically certified as disabled and financially dependent upon the parent is permitted to remain on the parent’s or parents’ contract.  History: [41-3216, added 1995, ch. 213, sec. 2, p. 731; am. 2008, ch. 296, sec. 2, p. 827; am. 2009, ch. 125, sec. 3, p. 394.]