reglab/housing_qa huggingface dataset:
WA Rev Code § 48.32A.145 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.32A - Washington Life and Disability Insurance Guaranty Association Act.|48.32A.145 - Examination of the association—Annual report.

RCW 48.32A.145 Examination of the association—Annual report.The association is subject to examination and regulation by the commissioner. The board of directors shall submit to the commissioner each year, not later than one hundred eighty days after the association's fiscal year, a financial report in a form approved by the commissioner and a report of its activities during the preceding fiscal year. Upon the request of a member insurer, the association shall provide the member insurer with a copy of the report.[ 2001 c 50 § 15.]
WA Rev Code § 48.32A.155 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.32A - Washington Life and Disability Insurance Guaranty Association Act.|48.32A.155 - Tax exemptions.

RCW 48.32A.155 Tax exemptions.The association is exempt from payment of all fees and all taxes levied by this state or any of its subdivisions, except taxes levied on real property.[ 2001 c 50 § 16.]
WA Rev Code § 48.32A.165 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.32A - Washington Life and Disability Insurance Guaranty Association Act.|48.32A.165 - Immunity.

RCW 48.32A.165 Immunity.There is no liability on the part of and no cause of action of any nature may arise against any member insurer or its agents or employees, the association or its agents or employees, members of the board of directors, or the commissioner or the commissioner's representatives, for any action or omission by them in the performance of their powers and duties under this chapter. Immunity extends to the participation in any organization of one or more other state associations of similar purposes and to any such organization and its agents or employees.[ 2001 c 50 § 17.]
WA Rev Code § 48.32A.175 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.32A - Washington Life and Disability Insurance Guaranty Association Act.|48.32A.175 - Stay of proceedings—Reopening default judgments.

RCW 48.32A.175 Stay of proceedings—Reopening default judgments.All proceedings in which the insolvent insurer is a party in any court in this state are stayed sixty days from the date an order of liquidation, rehabilitation, or conservation is final to permit proper legal action by the association on any matters germane to its powers or duties. As to judgment under any decision, order, verdict, or finding based on default the association may apply to have such a judgment set aside by the same court that made such a judgment and must be permitted to defend against the suit on the merits.[ 2001 c 50 § 18.]
WA Rev Code § 48.32A.901 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.32A - Washington Life and Disability Insurance Guaranty Association Act.|48.32A.901 - Prospective application—Savings—2001 c 50.

RCW 48.32A.901 Prospective application—Savings—2001 c 50.(1) This chapter does not apply to any impaired insurer that was under an order of rehabilitation or conservation, or to any insolvent insurer that was placed under an order of liquidation, prior to July 22, 2001.(2) Any section repealed in this act pertaining to the powers and obligations of the association, reinsurance and guaranty of policies, assessments, and premium tax offsets shall apply to impaired insurers placed under an order of rehabilitation or conservation, and to insolvent insurers placed under an order of liquidation, prior to July 22, 2001.[ 2001 c 50 § 20.]
WA Rev Code § 48.34.010 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.34 - Credit Life Insurance and Credit Accident and Health Insurance.|48.34.010 - Declaration of purpose—Liberal construction.

RCW 48.34.010 Declaration of purpose—Liberal construction.The purpose of this chapter is to promote the public welfare by regulating credit life insurance and credit accident and health insurance. Nothing in this chapter is intended to prohibit or discourage reasonable competition. The provisions of this chapter shall be liberally construed.[ 1961 c 219 § 1.]
WA Rev Code § 48.34.020 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.34 - Credit Life Insurance and Credit Accident and Health Insurance.|48.34.020 - Chapter part of insurance code—What insurance subject to chapter.

RCW 48.34.020 Chapter part of insurance code—What insurance subject to chapter.(1) This chapter is a part of the insurance code.(2) All life insurance and all accident and health insurance in connection with loans or other credit transactions shall be subject to the provisions of this chapter, except such insurance under an individual policy in connection with a loan or other credit transaction of more than ten years duration. Insurance shall not be subject to the provisions of this chapter where its issuance is an isolated transaction on the part of the insurer not related to an agreement or a plan for insuring debtors of the creditor.[ 1969 ex.s. c 241 § 14; 1961 c 219 § 2.]
WA Rev Code § 48.34.030 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.34 - Credit Life Insurance and Credit Accident and Health Insurance.|48.34.030 - Definitions.

RCW 48.34.030 Definitions.For the purpose of this chapter: (1) "Credit life insurance" means insurance on the life of a debtor pursuant to or in connection with a specific loan or other credit transaction;(2) "Credit accident and health insurance" means insurance on a debtor to provide indemnity for payments becoming due on a specific loan or other credit transaction while the debtor is disabled as defined in the policy;(3) "Creditor" means the lender of money or vendor or lessor of goods, services, properties, rights, or privileges, for which payment is arranged through a credit transaction, or any successor to the right, title, or interest of any such lender, vendor, or lessor, and an affiliate, associate, or subsidiary of any of them or a director, officer, or employee of any of them or any other person in any way associated with any of them;(4) "Debtor" means a borrower of money or a purchaser or lessee of goods, services, properties, rights, or privileges for which payment is arranged through a credit transaction;(5) "Indebtedness" means the total amount payable by a debtor to a creditor in connection with the loan or other credit transaction.[ 1961 c 219 § 3.]
WA Rev Code § 48.34.040 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.34 - Credit Life Insurance and Credit Accident and Health Insurance.|48.34.040 - Authorized forms.

RCW 48.34.040 Authorized forms.Credit life insurance and credit accident and health insurance shall be issued only in the following forms:(1) Individual policies of life insurance issued to debtors on the term plan;(2) Individual policies of accident and health insurance issued to debtors on a term plan, or disability benefit provisions in individual policies of credit life insurance;(3) Group policies of life insurance issued to creditors providing insurance upon the lives of debtors on the term plan;(4) Group policies of accident and health insurance issued to creditors on a term plan insuring debtors, or disability benefit provisions in group credit life insurance policies to provide such coverage.[ 1961 c 219 § 4.]
WA Rev Code § 48.34.050 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.34 - Credit Life Insurance and Credit Accident and Health Insurance.|48.34.050 - Life—Limitation on amount under individual policy.

RCW 48.34.050 Life—Limitation on amount under individual policy.The initial amount of credit life insurance under an individual policy shall not exceed the total amount repayable under the contract of indebtedness. Where an indebtedness is repayable in substantially equal installments, the amount of insurance shall at no time exceed the scheduled or actual amount of unpaid indebtedness, whichever is greater.[ 1961 c 219 § 5.]
WA Rev Code § 48.34.060 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.34 - Credit Life Insurance and Credit Accident and Health Insurance.|48.34.060 - Life—Limitation on amount repayable under group policy.

RCW 48.34.060 Life—Limitation on amount repayable under group policy.The initial amount of credit life insurance under a group policy shall at no time exceed the amount owed by the debtor which is repayable in installments to the creditor.[ 1987 c 130 § 1; 1983 1st ex.s. c 32 § 23; 1977 c 61 § 2; 1967 ex.s. c 82 § 1; 1961 c 219 § 6.]
WA Rev Code § 48.34.070 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.34 - Credit Life Insurance and Credit Accident and Health Insurance.|48.34.070 - Accident and health—Limitation on amount.

RCW 48.34.070 Accident and health—Limitation on amount.The total amount of periodic indemnity payable by credit accident and health insurance in the event of disability, as defined in the policy, shall not exceed the aggregate of the periodic scheduled unpaid installments of the indebtedness; and the amount of such periodic indemnity payment shall not exceed the original indebtedness divided by the number of periodic installments.[ 1961 c 219 § 7.]
WA Rev Code § 48.34.080 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.34 - Credit Life Insurance and Credit Accident and Health Insurance.|48.34.080 - Commencement, termination date of term.

RCW 48.34.080 Commencement, termination date of term.The term of any credit life insurance or credit accident and health insurance shall, subject to acceptance by the insurer, commence on the date when the debtor becomes obligated to the creditor: PROVIDED, That, where a group policy provides coverage with respect to existing obligations, the insurance on a debtor with respect to such indebtedness shall commence on the effective date of the policy. Where evidence of insurability is required and such evidence is furnished more than thirty days after the date when the debtor becomes obligated to the creditor, the term of the insurance may commence on the date on which the insurance company determines the evidence to be satisfactory, and in such event there shall be an appropriate refund or adjustment of any charge to the debtor for insurance. The term of such insurance shall not extend more than fifteen days beyond the scheduled maturity date of indebtedness, except when extended without additional cost to the debtor. If the indebtedness is discharged due to renewal or refinancing prior to the scheduled maturity date, the insurance in force shall be terminated before any new insurance may be issued in connection with renewed or refinanced indebtedness. In all cases of termination prior to scheduled maturity, a refund shall be paid or credited as provided in RCW 48.34.110.[ 1961 c 219 § 8.]
WA Rev Code § 48.34.100 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.34 - Credit Life Insurance and Credit Accident and Health Insurance.|48.34.100 - Filing policies, notices, riders, etc.—Approval by commissioner—Preexisting policies—Forms.

RCW 48.34.100 Filing policies, notices, riders, etc.—Approval by commissioner—Preexisting policies—Forms.(1) All policies, certificates of insurance, notices of proposed insurance, applications for insurance, endorsements, and riders delivered or issued for delivery in this state and the schedules of premium rates pertaining thereto shall be filed with the commissioner.(2) No such policies, certificates of insurance, notices of proposed insurance, applications for insurance, endorsements, or riders shall be used in this state until approved by the commissioner pursuant to RCW 48.18.100 and 48.18.110. In addition to any grounds for disapproval provided therein, the form shall be disapproved both as to credit life and credit accident and health insurance if the benefits provided therein are not reasonable in relation to the premium charged.(3) If a group policy of credit life insurance or credit accident and health insurance has been delivered in this state before midnight, June 7, 1961, on the first anniversary date following such time the terms of the policy as they apply to persons newly insured thereafter shall be rewritten to conform with the provisions of this chapter.(4) If a group policy has been or is delivered in another state before or after August 11, 1969, the forms to be filed by the insurer with the commissioner are the group certificates and notices of proposed insurance delivered or issued for delivery in this state. He or she shall approve them if:(a) They provide the information that would be required if the group policy was delivered in this state; and(b) The applicable premium rates or charges do not exceed those established by his or her rules or regulations.[ 2010 c 8 § 11005; 2009 c 549 § 7143; 1969 ex.s. c 241 § 15; 1961 c 219 § 10.]
WA Rev Code § 48.34.110 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.34 - Credit Life Insurance and Credit Accident and Health Insurance.|48.34.110 - Refunds—Credits—Charges to debtor.

RCW 48.34.110 Refunds—Credits—Charges to debtor.(1) Each individual policy, or group certificate shall provide that in the event of termination of the insurance prior to the scheduled maturity date of the indebtedness, any refund of an amount paid by the debtor for insurance shall be paid or credited promptly to the person entitled thereto. The formula to be used in computing such refund shall be filed with and approved by the commissioner.(2) If a creditor requires a debtor to make any payment for credit life insurance or credit accident and health insurance and an individual policy or group certificate of insurance is not issued, the creditor shall immediately give written notice to such debtor and shall promptly make an appropriate credit to the account.(3) The amount charged to a debtor for any credit life or credit accident and health insurance shall not exceed the premiums charged by the insurer, as computed at the time the charge to the debtor is determined.[ 1961 c 219 § 11.]
WA Rev Code § 48.34.120 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.34 - Credit Life Insurance and Credit Accident and Health Insurance.|48.34.120 - Debtor's right to furnish and obtain own insurance.

RCW 48.34.120 Debtor's right to furnish and obtain own insurance.When the credit life insurance or credit accident and health insurance is required in connection with any credit transaction, the debtor shall, upon request to the creditor, have the option of furnishing the required amount of insurance through existing policies of insurance owned or controlled by him or her or of procuring and furnishing the required coverage through any insurer authorized to transact an insurance business within this state.[ 2009 c 549 § 7144; 1961 c 219 § 12.]
WA Rev Code § 48.35.010 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.35 - Alien Insurers.|48.35.010 - Application—Definition.

RCW 48.35.010 Application—Definition.This chapter applies to all alien insurers using this state as a state of entry to transact insurance in the United States.For the purposes of this chapter, "alien insurer" has the definition supplied in RCW 48.05.010.[ 1991 c 268 § 1.]
WA Rev Code § 48.35.020 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.35 - Alien Insurers.|48.35.020 - Deposit required—Amount.

RCW 48.35.020 Deposit required—Amount.(1) An alien insurer may use this state as a state of entry to transact insurance in the United States by maintaining in this state a deposit of assets in a solvent trust company or other solvent financial institution having trust powers domiciled in this state and so designated by the commissioner. The commissioner's designated depositories are authorized to receive and hold a deposit of assets. A deposit so held is at the expense of the insurer. A solvent financial institution domiciled in this state, the deposits of which are insured by the federal deposit insurance corporation and which is a member of the federal reserve system, may be designated as the commissioner's depository to receive and hold a deposit of assets.(2) The deposit, together with other trust deposits of the insurer held in the United States for the same purpose, must be in an amount not less than the higher of deposits required of an alien insurer under RCW 48.05.090 or five hundred thousand dollars and consist of eligible assets as set forth in RCW 48.16.030.(3) The deposit may be referred to as "trusteed assets."[ 1991 c 268 § 2.]
WA Rev Code § 48.35.030 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.35 - Alien Insurers.|48.35.030 - Deposit required—Duration.

RCW 48.35.030 Deposit required—Duration.The deposit required by this chapter must be for the benefit, security, and protection of the policyholders or creditors, or both, of the insurer in the United States. It shall be maintained as long as there is outstanding any liability of the insurer arising out of its insurance transactions in the United States.[ 1991 c 268 § 4.]
WA Rev Code § 48.35.040 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.35 - Alien Insurers.|48.35.040 - Trusts created before May 17, 1991.

RCW 48.35.040 Trusts created before May 17, 1991.All trusts of trusteed assets created before May 17, 1991, must be continued under the instruments creating those trusts. If the commissioner determines that the instruments are inconsistent with the provisions of this chapter, the insurer shall correct those inconsistencies within six months of the commissioner's determination.[ 1991 c 268 § 3.]
WA Rev Code § 48.35.050 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.35 - Alien Insurers.|48.35.050 - Alien insurer—State authorization required.

RCW 48.35.050 Alien insurer—State authorization required.An alien insurer proposing to use this state as a state of entry to transact insurance in the United States, must be authorized to transact insurance in this state and may make and execute any trust agreement required by this chapter.[ 1991 c 268 § 6.]
WA Rev Code § 48.35.060 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.35 - Alien Insurers.|48.35.060 - Trusteed assets—Creation—Commissioner's approval of trust agreement.

RCW 48.35.060 Trusteed assets—Creation—Commissioner's approval of trust agreement.(1) The alien insurer shall create the trusteed assets required by this chapter under a written trust agreement between the insurer and the trustee, consistent with the provisions of this chapter, and in such form and manner as the commissioner may designate or approve.(2) The agreement is effective when filed with and approved in writing by the commissioner. The commissioner shall not approve any trust agreement not found to be in compliance with state or federal law or the terms of which do not in fact provide reasonably adequate protection for the insurer's policyholders or creditors, or both, in the United States.[ 1991 c 268 § 5.]
WA Rev Code § 48.35.070 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.35 - Alien Insurers.|48.35.070 - Trust agreement—Amendment.

RCW 48.35.070 Trust agreement—Amendment.A trust agreement may be amended. However, the amendment is not effective until filed with the commissioner and the commissioner finds and states in writing that the amendment is in compliance with this chapter.[ 1991 c 268 § 7.]
WA Rev Code § 48.35.080 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.35 - Alien Insurers.|48.35.080 - Trust agreement—Withdrawal of commissioner's approval.

RCW 48.35.080 Trust agreement—Withdrawal of commissioner's approval.The commissioner may withdraw his or her approval of a trust agreement, or of an amendment to the agreement, if the commissioner determines that the requisites for the approval no longer exist. The determination shall be made after notice and a hearing as provided in chapter 48.04 RCW.[ 1991 c 268 § 8.]
WA Rev Code § 48.35.090 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.35 - Alien Insurers.|48.35.090 - Trust agreement—Vesting of trusteed assets.

RCW 48.35.090 Trust agreement—Vesting of trusteed assets.The trust agreement must provide that title to the trusteed assets vests and remains vested in the trustees and their successors for the purposes of the trust deposit.[ 1991 c 268 § 9.]
WA Rev Code § 48.35.100 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.35 - Alien Insurers.|48.35.100 - Trusteed assets—Trustee's records.

RCW 48.35.100 Trusteed assets—Trustee's records.The trustee shall keep the trusteed assets separate from other assets and shall maintain a record sufficient to identify the trusteed assets at all times.[ 1991 c 268 § 10.]
WA Rev Code § 48.35.110 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.35 - Alien Insurers.|48.35.110 - Trusteed assets—Trustee's statements—Commissioner's approval.

RCW 48.35.110 Trusteed assets—Trustee's statements—Commissioner's approval.(1) The trustee of trusteed assets shall file statements with the commissioner, in a form required by the commissioner, certifying the character and amount of the assets.(2) If the trustee fails to file a requested statement after a reasonable time has expired, the commissioner may suspend or revoke the certificate of authority of the insurer required under RCW 48.05.030.[ 1991 c 268 § 11.]
WA Rev Code § 48.35.120 (2021)
2021 Revised Code of Washington|Title 48 - Insurance|Chapter 48.35 - Alien Insurers.|48.35.120 - Trusteed assets—Examination—Commissioner's approval of assignment or transfer.

RCW 48.35.120 Trusteed assets—Examination—Commissioner's approval of assignment or transfer.(1) The commissioner may examine trusteed assets of any insurer at any time in accordance with the same conditions and procedures governing the examination of insurers provided in chapter 48.03 RCW.(2) The depositing insurer shall not assign or transfer, voluntarily, involuntarily, or by operation of law, all or a part of its interest in the trusteed assets without the prior written approval of the commissioner, and a transfer or assignment occurring without approval is void. The assignee or transferee of the trusteed assets shall irrevocably and automatically assume all of the obligations and liabilities of the assignor or transferor.[ 1991 c 268 § 12.]