reglab/housing_qa huggingface dataset:
LA Rev Stat § 6:828 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§828. Loan expenses

RS 828 - Loan expenses A. Every association may require borrowers to pay all reasonable expenses incurred in connection with the making, closing, disbursing, extending, readjusting, or renewing of loans. Without limiting the generality of the foregoing, such expenses may include appraisal, attorney, abstract, notary, recording, necessary certificates, researching, and registration fees, title examination, title insurance, loan insurance, credit report, survey, drawing of papers, escrow services, loan closing costs, and taxes or charges imposed upon or in connection with the making and recording of any loan. B. Every association also may require borrowers to pay the cost of all other necessary and incidental services rendered by the association or by others in connection with real estate and other loans. Without limiting the generality of the foregoing, such costs may also include the costs of services of inspectors, engineers, and architects. The charges may be collected by the association from the borrower and paid to any person, including any director, officer, or employee of the association or others rendering such services, or may be paid directly by the borrower. C. The fees and charges authorized by this and the preceding Section shall be in addition to interest authorized by law, and shall not be deemed to be a part of the interest collected or agreed to be paid on such loans within the meaning of any law of this state which might limit the rate of interest which may be exacted in any transaction. D. No director, officer, or employee of an association shall receive any fee or other compensation of any kind in connection with procuring any loan for an association, except for services actually rendered as above provided or except for incentive commission plans or bonus programs. E. This Section shall not supersede the Louisiana Consumer Credit Law or the Louisiana Motor Vehicle Sales Financing Law. Acts 1970, No. 234, §1. Acts 1983, No. 675, §1.
LA Rev Stat § 6:829 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§829. Repealed by Acts 2003, No. 69, §1, eff. May 28, 2003.

RS 829 - Repealed by Acts 2003, No. 69, §1, eff. May 28, 2003.
LA Rev Stat § 6:831 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§831. Shares or savings accounts as additional security

RS 831 - Shares or savings accounts as additional security An association may accept its own shares or its savings accounts as additional security. Acts 1983, No. 675, §1.
LA Rev Stat § 6:832 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§832. Immovables

RS 832 - Immovables A. Until all indebtedness due an association and secured by a mortgage on real estate and home appliances and equipment has been paid, the home appliances and equipment shall be considered a part of the immovable property and as such, immovables. B. Any mobile home upon which an association has a mortgage and which is installed in such a manner as to make it an immovable, shall remain movable insofar as the mortgage upon it is concerned and shall not pass by the sale of the immovable property to which it has been attached, whether such sale be conventional or judicial. No sale or mortgage of the immovable property shall in any manner affect or impair the rank or privilege of the chattel mortgage or the remedies of the holder thereof for its enforcement. Acts 1983, No. 675, §1.
LA Rev Stat § 6:833 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§833. Conveyance of property securing loan

RS 833 - Conveyance of property securing loan A. Whenever property subject to a mortgage in favor of an association is sold or transferred by contract without the written consent of the association, either with or without the assumption of the association's loan, the loan and obligation held by the association shall at the option of the association immediately mature and become subject to enforcement according to law and to the terms of the loan contract. In all such cases where the loan was assumed by the purchaser even without the consent of the association, the purchaser shall remain liable in solido with the original borrower on the loan. B. In the event the ownership of the real estate security or any part thereof becomes vested in a person other than the party originally executing the security instrument, and if there is not an agreement by the association in writing to the contrary, an association, without notice to such party, may deal with such successor in interest with reference to said mortgage, and the debt hereby secured in the same manner as with such party, and may forbear to sue and may extend time for payment of or otherwise modify the terms of the debt secured thereby, without discharging or any way affecting the original liability of such party or parties thereunder or upon the debt thereby secured.  Acts 1983, No. 675, §1.
LA Rev Stat § 6:833.1 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§833.1. Repealed by Acts 1970, No. 234, §2.

RS 833.1 - Repealed by Acts 1970, No. 234, §2.
LA Rev Stat § 6:834 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§834. Solicitation or acceptance of gifts for making, or assisting in, procuring a loan

RS 834 - Solicitation or acceptance of gifts for making, or assisting in, procuring a loan A. Any officer or director who accepts or solicits anything of value from any person for making, or assisting in procuring, or advising the making, of any loan in or with any association, and whoever aids, advises, and abets such person in these matters shall be imprisoned at hard labor for not less than one year nor more than three years, and shall be fined not more than five thousand dollars and, additionally, shall be held responsible in solido with the maker of any loan for the full amount thereof. The attorney general, the corporation itself through its authorized representative, or any stockholders or members owning at least two percent of the outstanding capital stock or outstanding shares or savings accounts, respectively, acting for the benefit of the association, may at any time institute suit for the foreclosure of the loan without regard to the stipulated maturity of the loan. B. The person charged with the violation of the provisions of this Section may be joined as party defendant in the suit and judgment may be obtained against the person in solido with the maker of the loan. C. The right to proceed in the civil courts against a person who has violated the provisions of this Section does not in any case depend upon the institution of the criminal prosecution herein authorized. D. The provisions of this Section shall not apply to incentive commissions or bonus programs for employees of an association. Acts 1983, No. 675, §1.
LA Rev Stat § 6:851 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§851. Home office

RS 851 - Home office The home office is the principal office of the association. Acts 1970, No. 234, §1. Acts 1983, No. 675, §1; Acts 1995, No. 248, §1, eff. June 14, 1995.
LA Rev Stat § 6:852 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§852. Branch office

RS 852 - Branch office A. A branch office is a legally established place of business of the association, other than the home office, authorized by the board of directors and approved by the commissioner. B. Each association shall be operated from the home office. All branch offices shall be subject to direction from the home office. C.(1) No association may establish or maintain a branch office without the prior written approval of the commissioner. Subject to such written approval, a branch office may be established or maintained at any point within the state. Each application for approval of the establishment and maintenance of a branch office shall be in the manner and in the form required by the commissioner. (2) To determine whether to grant a certificate of authority for the establishment of a proposed branch office, the commissioner shall consider: (a) The financial history and condition of the applicant. (b) The distribution and adequacy of the capital structure of the applicant. (c) The future earning prospects of the applicant. (d) The management of the applicant. (e) The convenience and needs of the community or area in which the proposed branch office is to be located and the ability of that community or area to support additional facilities. (f) The corporate powers of the applicant. (g) Any factors required by rule to be considered. (3) If the commissioner finds, after consideration, that the public interest will not be served by permitting the establishment of the proposed branch office, he shall refuse to issue the certificate of authority. Acts 1970, No. 234, §1; Acts 1983, No. 675, §1; Acts 1988, No. 145, §1, eff. June 29, 1988; Acts 1992, No. 66, §1, eff. Sept. 1, 1992.
LA Rev Stat § 6:853 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§853. Closure of branch office

RS 853 - Closure of branch office A. No savings and loan association or savings bank shall close a branch office except pursuant to the procedure provided by this Section. B. At least ninety days prior to the closure date, the association or savings bank shall submit in writing to the commissioner detailed reasons for the necessity of the closure, evidence that the appropriate federal banking agency has been notified of said closure, and, if applicable, the location to which the branches' accounts and safe deposit boxes are to be transferred. C. At least thirty days prior to the closure date, the association or savings bank shall post a notice in a conspicuous location in the branch office to be closed, that the branch office will be closed, stating the closure date and, if applicable, the location to which the branches' accounts and safe deposit boxes are to be transferred. Acts 1987, No. 105, §1; Acts 1992, No. 66, §1, eff. Sept. 1, 1992.
LA Rev Stat § 6:861 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§861. Power to merge or consolidate; consent of commissioner; rules and regulations

RS 861 - Power to merge or consolidate; consent of commissioner; rules and regulations A. Pursuant to a plan adopted and approved by a two-thirds vote of each board of directors, two or more associations may merge or consolidate. A plan of merger or consolidation shall be evidenced by a written agreement. The agreement shall state that it is effective only when approved by the commissioner and the Federal Home Loan Bank Board and shall specify the following: (1) Which association will be the resulting association. (2) The name it will use. (3) The location of its home office and branch offices. (4) The basis on which its savings accounts will be issued. (5) The number of directors and their names, addresses, and the length of their terms. B. The commissioner may require that such plan of merger or consolidation be submitted to the voting members or stockholders at a duly called meeting and that the plan, to be effective, be approved by them. C. The commissioner may enact and promulgate rules and regulations, pursuant to the Administrative Procedure Act, governing the merger or consolidation of service organizations, as defined in R.S. 6:703, into other service organizations or into financial institutions, including retroactive approval of such actions of particular financial institutions or of financial institutions in general, provided such activities are not specifically prohibited by this Title. Acts 1983, No. 675, §1; Acts 1991, No. 789, §1.
LA Rev Stat § 6:862 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§862. Merger; when effective

RS 862 - Merger; when effective A. If the joint agreement is for a merger, the agreement, duly acknowledged by the president and secretary of each association which is a party to it, together with an affidavit by the president and secretary of each association establishing that the agreement was approved by the required vote of the directors, and the written approval of the commissioner, shall be delivered as one instrument to the commissioner who shall file it and record it in his office. B. The merger shall become effective as of the time of filing of the agreement or certificate with the commissioner, or as of any later effective date, not more than thirty days after the date of such filing, stated in the agreement or certificate. C. A multiple original thereof or a copy certified by the commissioner shall be filed for record in the mortgage records in each parish in which any of the corporate parties to the agreement has its domicile, and shall also be recorded in the conveyance records of each parish in which any of the corporate parties to the agreement owns immovable property, the title to which will be transferred as a result of the merger. Acts 1970, No. 234, §1. Amended by Acts 1982, No. 366, §1, eff. July 20, 1982; Acts 1983, No. 675, §1; Acts 2003, No. 17, §1, eff. May 23, 2003; Acts 2003, No. 60, §1, eff. May 23, 2003.
LA Rev Stat § 6:863 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§863. Consolidation; when effective

RS 863 - Consolidation; when effective A. If the joint agreement is for consolidation, articles of incorporation for the new corporation shall be prepared, approved, and filed, as required by law, except that the associations consolidating shall be named as the incorporators of the new corporation. B. The new corporation shall become effective at the time the joint agreement, duly acknowledged by the president and secretary of each association which is a party to it together with an affidavit by the president and secretary of each association stating that the agreement was approved by the required two-thirds majority of the board of directors of each association, the written consent of the commissioner, and the new articles of incorporation and bylaws have been recorded in the office of the commissioner, or as of any later effective date, not more than thirty days after date of recording, as stated in the agreement. C. A multiple original of the agreement, the consent of the commissioner, and the articles of incorporation shall be filed for record in the mortgage records of each parish in which any of the corporate parties to the agreement has its domicile, and shall also be recorded in the conveyance records of each parish in which any of the corporate parties to the agreement owns immovable property, the title to which will be transferred as a result of the consolidation. D. The agreement, the consent of the commissioner, and the articles of incorporation shall also be filed in the mortgage records of the parish of domicile of the new corporation if such domicile is different from that of any of the associations forming the consolidated association. Acts 1970, No. 234, §1. Acts 1983, No. 675, §1; Acts 2003, No. 17, §1, eff. May 23, 2003; Acts 2003, No. 60, §1, eff. May 23, 2003.
LA Rev Stat § 6:864 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§864. Effect of merger or consolidation

RS 864 - Effect of merger or consolidation When the merger or consolidation becomes effective, the separate existence of each constituent association ceases except for that of the surviving association in a merger. The surviving associations, or the new association in case of a consolidation, shall possess all the rights and privileges, and is invested with title to all property, rights, and actions whatever possessed by or belonging to each of the constituent associations, without the necessity of any further act or deed. The surviving association or the new association shall be responsible for all of the liabilities and obligations of each of the associations merged or consolidated, to the extent of the value of the property received from each of them. Acts 1983, No. 675, §1.
LA Rev Stat § 6:865 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§865. Voluntary transfer of assets

RS 865 - Voluntary transfer of assets A.(1)(a) With the prior written consent of the commissioner, which consent shall be attached to the instrument of sale or other disposition, any state stock or mutual association may sell, lease, exchange, or otherwise dispose of all, or substantially all of its assets to any other financial institution after having obtained the consent of the stockholders holding at least two-thirds of the voting stock of a stock association or at least a majority of the members present in person, or by proxy, at a meeting of a mutual association, and also taking into consideration the institution's compliance with R.S. 6:124.1. (b) Consent of each stockholder or member shall be expressed either in writing executed and acknowledged by the stockholders or members and attached to the instrument of sale or other disposition, or to a copy thereof, or by a vote at a stockholders or members meeting called for that purpose. (2) The transfer agreement shall contain provisions for the payment of liabilities of the selling association, and it may contain provisions for the transfer of all deposits to a purchasing financial institution. However, the transfer agreement shall be subject to the right of every depositor of the selling association to withdraw their deposit in full on demand after the transfer, irrespective of the terms under which it was deposited with the selling association. B. After such authorization by vote of the stockholders or members, the board of directors may abandon such sale, lease, exchange, or other disposition of assets subject to the rights of third parties under any contracts relating thereto without action or approval by the stockholders or members. C. This Section shall not be construed to authorize a conveyance or other disposition of assets which would defraud the association's creditors or minority stockholders or members or its stockholders or members without voting rights. D. An action or suit to enjoin or set aside a conveyance by a state association on the grounds that there has not been compliance with the provisions of this Section, relating to the sale or other disposition of assets of the state association, must be brought within ninety days after the action purporting to authorize such disposition was taken. This time limit shall not be subject to suspension on any ground nor to interruption except by timely filing of suit. Acts 1983, No. 675, §1; Acts 1993, No. 459, §1, eff. July 1, 1993; Acts 1994, 3rd Ex. Sess., No. 61, §1, eff. July 6, 1994.
LA Rev Stat § 6:866 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§866. Commissioner may provide for members or stockholders to vote on plan

RS 866 - Commissioner may provide for members or stockholders to vote on plan Notwithstanding any other provision of Part XII of this Chapter, the commissioner may require that the plan be submitted to the voting members or stockholders of the acquiring association at a duly called meeting and that the plan, to be effective, be approved by them. Acts 1983, No. 675, §1.
LA Rev Stat § 6:867 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§867. Dissolution or liquidation

RS 867 - Dissolution or liquidation An association may be dissolved or liquidated either voluntarily or involuntarily. If the proceedings are voluntary, they may be instituted by any member or stockholder of the association and the board of directors shall maintain control over the activities, subject to the consent and supervision of the commissioner. If the proceedings are involuntary, they may be instituted by any member or stockholder of the association or the commissioner, but the commissioner shall take possession of and control over the association and its activities. Acts 1970, No. 234, §1. Acts 1983, No. 675, §1.
LA Rev Stat § 6:868 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§868. Voluntary proceedings for dissolution

RS 868 - Voluntary proceedings for dissolution A. No association shall be permitted to dissolve and liquidate voluntarily without the written consent of the commissioner. B. An association may be voluntarily dissolved and liquidated upon the vote of two-thirds of the members or stockholders of the association present or represented by proxy at a special meeting called for that purpose. All meetings of members or stockholders shall be called only after the notices have been given as required for meetings called for amending the articles of incorporation of the association as provided in R.S. 6:721(A). C. Upon such vote, five originals of the certificate of dissolution, which shall state the vote cast in favor of voluntary dissolution and liquidation, shall be signed by the president or vice president and the secretary or assistant secretary of the corporation and acknowledged by one of the signing officers. D. The board of directors shall act as liquidators in a voluntary dissolution and liquidation. Notice of the authorization by the members or stockholders to dissolve and liquidate, stating that the association is to be liquidated voluntarily and giving the name and address of each liquidator shall be published at least once in a newspaper of general circulation in the parish in which the association is domiciled, and a copy of such notice, with the affidavit of the publisher of the newspaper to the fact of such publication shall be obtained. E. The five originals of the certificate of dissolution, along with a copy of the published notice and the publisher's affidavit, shall be filed with the commissioner. The commissioner shall examine such association, and if he finds that it is not in an impaired condition, shall so note, together with his approval of such dissolution. The commissioner shall place a copy of the certificate of dissolution, along with the copy of the published notice and the publisher's affidavit, in the files of his office, and shall return the remaining copies of the certificate of dissolution to the liquidators who shall file one copy in the mortgage records of the parish in which the association is domiciled. Acts 1970, No. 234, §1. Acts 1983, No. 675, §1; Acts 2003, No. 17, §1, eff. May 23, 2003; Acts 2003, No. 60, §1, eff. May 23, 2003.
LA Rev Stat § 6:869 (2021)
2021 Louisiana Laws|Revised Statutes|Title 6 - Banks and Banking|§869. Association continues as corporate entity for sole purpose of winding up affairs

RS 869 - Association continues as corporate entity for sole purpose of winding up affairs Upon the approval of the commissioner, the association shall be dissolved and shall cease to carry on business, but shall continue as a corporate entity for the sole purpose of paying, satisfying, and discharging existing liabilities and obligations, collecting and distributing assets, and doing all other acts required to adjust, wind up, and dissolve its business and affairs. Acts 1970, No. 234, §1. Acts 1983, No. 675, §1.