GA Code § 33-7-2 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 7 - Kinds of Insurance; Limits of Risks; Reinsurance|§ 33-7-2. Accident and Sickness Insurance

 Accident and sickness insurance is insurance against bodily injury, disablement, or death by accident or accidental means, or the expense thereof, or against disablement or expense resulting from sickness and every insurance appertaining thereto.   (Code 1933, § 56-404, enacted by Ga. L. 1960, p. 289, § 1.)   Cross references.   - Offering of accident, sickness, and disability insurance by fraternal benefit societies, § 33-15-60.   Health care plans, T. 33, C. 20.   Health maintenance organizations, T. 33, C. 21.    Assignment of policy which permits change of beneficiary upon request of policy owner, § 33-24-17.    Provisions of accident, sickness, and other insurance policies generally, §§ 33-24-20 through33-24-31.   Individual accident and sickness insurance, T. 33, C. 29.   Group or blanket accident and sickness insurance, T. 33, C. 30.   Credit accident and sickness insurance, T. 33, C. 31.   RESEARCH REFERENCES   Am. Jur. 2d.   - 43 Am. Jur. 2d, Insurance, § 540 et seq.   C.J.S.   - 44 C.J.S., Insurance, § 11 et seq.   ALR.    - Health insurance: provisions excluding or limiting liability in case of chronic diseases, 4 A.L.R. 875; 15 A.L.R. 1239.    Accident insurance: provisions regarding voluntary exposure to danger as applicable to dangers incident to automobiling, 4 A.L.R. 1244.    Accident insurance: injury by insect, 9 A.L.R. 529.    Accident insurance: taxicab as a public conveyance provided by a common carrier within provision for double or increased indemnity, 9 A.L.R. 1555.    Conflict between provision in accident insurance policy defining risks covered and provision limiting liability in case of loss from certain cause, 14 A.L.R. 1333.    Accident insurance: aiding peace officer as voluntary exposure to unnecessary danger, 17 A.L.R. 191.    Accident insurance: infection through a wound previously received, 18 A.L.R. 113.    Accident insurance: when insured deemed to be totally and continuously unable to transact all business duties, 24 A.L.R. 203; 41 A.L.R. 1376; 51 A.L.R. 1048; 79 A.L.R. 857; 98 A.L.R. 788; 39 A.L.R.3d 1026.    Infection through boil, or similar condition, as an accident or accidental means within accident policy, 24 A.L.R. 730.    Accident insurance: provision for reduced indemnity for injury while doing act pertaining to more hazardous occupation, 26 A.L.R. 123.    Insurance: applicability of provisions as to injuries intentionally inflicted, where insured is injured because of mistake of identity, 26 A.L.R. 129.    Criterion of health for purposes of warranty or condition in insurance contract, 40 A.L.R. 662; 100 A.L.R. 362.    Insurance: death or injury resulting from insured's voluntary act as caused by accident or accidental means, 42 A.L.R. 243; 45 A.L.R. 1528; 71 A.L.R. 1437; 111 A.L.R. 628.    Provision in accident insurance policy in relation to train wreck, 51 A.L.R. 1331.    "More hazardous" provision of accident policy as applied to one who without abandoning the occupation named also engages in a more hazardous occupation, 55 A.L.R. 1057.    What amounts to medical or surgical attendance or consultation within contemplation of contract of life or accident insurance, 63 A.L.R. 846.    "Permanent disability" within insurance policy as confined to disability lasting until death, 97 A.L.R. 126.    What constitutes bodily injury within policy of accident insurance or accident feature of life policy, 117 A.L.R. 739.    Construction and application of provisions of liability or indemnity policy regarding injury or death incident to construction, repairs, alterations, demolition, or wrecking of structure, or installation of elevators or other equipment, 130 A.L.R. 239.    Construction and application of specific provision of accident policy as to death or injury while standing in or on public street or highway, 130 A.L.R. 1155.    Burn as an accident or caused by accidental means within coverage of life or accident insurance policy, 138 A.L.R. 1514.    Burden of proof, in accident policy or accident feature of life policy, as regards conditions which, by terms of the policy, limit or exclude coverage, 142 A.L.R. 742.    Policy of group insurance as covering death or injury after termination of employment but within period allowed by policy for application for new or continued insurance, or within period of grace provided for payment of premiums, 145 A.L.R. 951.   Loss or impairment of vision as within meaning of total disability clause, 1 A.L.R.2d 756.   Loss of hearing as within meaning of total disability clause, 1 A.L.R.2d 952.   Proof of death or injury from external and violent means as supporting presumption or inference of death by accidental means within policy of insurance, 12 A.L.R.2d 1264.   Rupture of blood vessel following exertion or exercise as within terms of accident provision of insurance policy, 35 A.L.R.2d 1105.   Validity, construction, and effect of provisions of life or accident policy in relation to military service, 36 A.L.R.2d 1018.   Scope of provision in group health or accident insurance policy excluding from coverage sickness or accidents arising out of, or in the course of, employment, 47 A.L.R.2d 1240.   Repeated absorption of poisonous substance as "accident" within coverage clause of comprehensive general liability policy, 49 A.L.R.2d 1263.   Scope and application of provisions of accident policy, or accident feature of life policy, relating to accident in connection with automobile or other motor vehicle, 78 A.L.R.2d 1044.   Liability under accident policy, or accident feature of life policy, for injury or death from freezing or exposure to cold, 4 A.L.R.3d 1177.   When is medical expense "incurred" under policy providing for payment of medical expenses incurred within fixed period of time from date of injury, 10 A.L.R.3d 468.   Right of tortfeasor or liability insurer to credit for amounts already disbursed to injured party under medical payments or funeral expenses clause in liability policy, 11 A.L.R.3d 1115.   What constitutes total or permanent disability within the meaning of insurance policy issued to physician or dentist, 21 A.L.R.3d 677.   Insurance: "total disability" or the like as referring to inability to work in usual occupation or in other occupations, 21 A.L.R.3d 1155.   Heart or vascular condition as constituting total or permanent disability within insurance coverage, 21 A.L.R.3d 1383.   What constitutes total or permanent disability within coverage of disability insurance issued to former or agricultural worker, 26 A.L.R.3d 714.   Beneficiary's ignorance of existence of life or accident policy as excusing failure to give notice make proofs of loss, or bring action within time limited by policy or statute, 28 A.L.R.3d 292.   What constitutes permanent or total disability within coverage of insurance policy issued to physical laborer or workman, 32 A.L.R.3d 922.   Validity and construction of accident insurance policy provision making benefits conditional on disability occurring immediately, or at once, or within specified time of accident, 39 A.L.R.3d 1026.   Who is "fare-paying passenger" within coverage of life or accident insurance policy, 60 A.L.R.3d 1273.   Medical care insurance: right of insured under individual policy to coverage afforded by group policy from which he directly transferred on termination of his employment, 66 A.L.R.3d 1192.   Elimination of particular coverage, or termination, health, hospitalization, or medical insurance policy, as affecting insurer's liability for insured's continuing hospitalization or medical expenses relating to previously covered illness, 66 A.L.R.3d 1205.   Liability insurance: assault as an "accident," or injuries therefrom as "accidentally" sustained, within coverage clause, 72 A.L.R.3d 1090; 31 A.L.R.4th 957; 33 A.L.R.4th 983; 34 A.L.R.4th 761; 35 A.L.R.4th 1063.   Admissibility of opinion evidence as to employability on issue of disability in health and accident insurance and workers' compensation cases, 89 A.L.R.3d 783.   Heart attack following exertion or exercise as within terms, 1 A.L.R.4th 1319.   Accident insurance: what is "loss" of body member, 51 A.L.R.4th 156.   Accident or life insurance: death by autoerotic asphyxiation as accidental, 62 A.L.R.4th 823.   What constitutes single accident or occurrence within liability policy limiting insurer's liability to a specified amount per accident or occurrence, 64 A.L.R.4th 668.   What services, equipment, or supplies are "medically necessary" for purposes of coverage under medical insurance, 75 A.L.R.4th 763.   When is medical expense "incurred" under policy providing for payment of medical expenses incurred within fixed period of time from date of injury, 65 A.L.R.5th 649.