reglab/housing_qa huggingface dataset:
IA Code § 554.9523 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 554 - UNIFORM COMMERCIAL CODE|Section 554.9523 - Information from filing office — sale or license of records.

554.9523 Information from filing office — sale or license of records.   1. Acknowledgment of filing written record. If a person that files a written record requests an acknowledgment of the filing, the filing office shall send to the person an image of the record showing the number assigned to the record pursuant to section 554.9519, subsection 1, paragraph “a”, and the date and time of the filing of the record. However, if the person furnishes a copy of the record to the filing office, the filing office may instead:   a. note upon the copy the number assigned to the record pursuant to section 554.9519, subsection 1, paragraph “a”, and the date and time of the filing of the record; and   b. send the copy to the person.   2. Acknowledgment of filing other record. If a person files a record other than a written record, the filing office shall communicate to the person an acknowledgment that provides:   a. the information in the record;   b. the number assigned to the record pursuant to section 554.9519, subsection 1, paragraph “a”; and   c. the date and time of the filing of the record.   3. Communication of requested information. The filing office shall communicate or otherwise make available in a record the following information to any person that requests it:   a. whether there is on file on a date and time specified by the filing office, but not a date earlier than three business days before the filing office receives the request, any financing statement that:   (1) designates a particular debtor or, if the request so states, designates a particular debtor at the address specified in the request;   (2) has not lapsed under section 554.9515 with respect to all secured parties of record; and   (3) if the request so states, has lapsed under section 554.9515 and a record of which is maintained by the filing office under section 554.9522, subsection 1;   b. the date and time of filing of each financing statement; and   c. the information provided in each financing statement.   4. Medium for communicating information. In complying with its duty under subsection 3, the filing office may communicate information in any medium. However, if requested, the filing office shall communicate information by issuing a record that can be admitted into evidence in the courts of this state without extrinsic evidence of its authenticity.   5. Timeliness of filing office performance. The filing office shall perform the acts required by subsections 1 through 4 at the time and in the manner prescribed by filing-office rule, but not later than two business days after the filing office receives the request.   6. Public availability of records. At least weekly, the filing office shall offer to sell or license to the public on a nonexclusive basis, in bulk, copies of all records filed in it under this part, in every medium from time to time available to the filing office, as provided in chapter 22.  2000 Acts, ch 1149, §94, 187  Referred to in §554.9513
IA Code § 554.9524 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 554 - UNIFORM COMMERCIAL CODE|Section 554.9524 - Delay by filing office.

554.9524 Delay by filing office.   Delay by the filing office beyond a time limit prescribed by this part is excused if:   1. the delay is caused by interruption of communication or computer facilities, war, emergency conditions, failure of equipment, or other circumstances beyond control of the filing office; and   2. the filing office exercises reasonable diligence under the circumstances.  2000 Acts, ch 1149, §95, 187
IA Code § 554.9525 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 554 - UNIFORM COMMERCIAL CODE|Section 554.9525 - Fees.

554.9525 Fees.   1. Initial financing statement or other record — general rule. Except as otherwise provided in subsections 3 and 4, fees for services rendered by the filing office under this part must be set by rules adopted by the secretary of state’s office for services for that office. The rule must set the fees for filing and indexing a record under this part on the following basis:   a. if a record presented for filing is communicated to the filing office in writing and consists of more than two pages, the fee for filing and indexing the record must be at least twice the amount of the fee for a record communicated in writing that consists of one or two pages; and   b. if the record is communicated by another medium authorized by the secretary of state’s office, the fee must be no more than half the amount of the fee for a record communicated in writing that consists of one or two pages.   2. Number of names. The number of names required to be indexed does not affect the amount of the fee in subsection 1.   3. Response to information request. A rule adopted pursuant to subsection 1 must set the fee for responding to a request for information from the filing office, including for communicating whether there is on file any financing statement naming a particular debtor. However, if the filing office is in the county, the board of supervisors for the county may adopt an ordinance or resolution setting the fee for responding to a request for the information. A fee for responding to a request communicated in writing must be not less than twice the amount of the fee for responding to a request communicated by another medium authorized by the office of secretary of state or the board of supervisors for the filing office where its filing office is located.   4. Record of mortgage. This section does not require a fee with respect to a record of a mortgage which is effective as a financing statement filed as a fixture filing or as a financing statement covering as-extracted collateral or timber to be cut under section 554.9502, subsection 3. However, the recording and satisfaction fees that otherwise would be applicable to the record of the mortgage apply.  2000 Acts, ch 1149, §96, 187; 2001 Acts, ch 176, §75; 2002 Acts, ch 1119, §90, 91
IA Code § 554.9526 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 554 - UNIFORM COMMERCIAL CODE|Section 554.9526 - Filing-office rules.

554.9526 Filing-office rules.   1. Adoption of filing-office rules. The office of secretary of state shall adopt and publish rules to implement this Article. The filing-office rules must be:   a. consistent with this Article; and   b. adopted and published in accordance with chapter 17A.   2. Harmonization of rules. To keep the filing-office rules and practices of the filing office in harmony with the rules and practices of filing offices in other jurisdictions that enact substantially this part, and to keep the technology used by the filing office compatible with the technology used by filing offices in other jurisdictions that enact substantially this part, the office of secretary of state, so far as is consistent with the purposes, policies, and provisions of this Article, in adopting, amending, and repealing filing-office rules, shall:   a. consult with filing offices in other jurisdictions that enact substantially this part; and   b. consult the most recent version of the Model Rules promulgated by the international association of corporate administrators or any successor organization; and   c. take into consideration the rules and practices of, and the technology used by, filing offices in other jurisdictions that enact substantially this part.  2000 Acts, ch 1149, §97, 187  Referred to in §554.9102
IA Code § 554.9527 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 554 - UNIFORM COMMERCIAL CODE|Section 554.9527 - Duty to report.

554.9527 Duty to report.   The office of secretary of state shall report annually on or before December 31 to the governor on the operation of the filing office. The report must contain a statement of the extent to which:   1. the filing-office rules are not in harmony with the rules of filing offices in other jurisdictions that enact substantially this part and the reasons for these variations; and   2. the filing-office rules are not in harmony with the most recent version of the Model Rules promulgated by the international association of corporate administrators, or any successor organization, and the reasons for these variations.  2000 Acts, ch 1149, §98, 187
IA Code § 554.9601 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 554 - UNIFORM COMMERCIAL CODE|Section 554.9601 - Rights after default — judicial enforcement — consignor or buyer of accounts, chattel paper, payment intangibles, or promissory notes.

554.9601 Rights after default — judicial enforcement — consignor or buyer of accounts, chattel paper, payment intangibles, or promissory notes.   1. Rights of secured party after default. After default, a secured party has the rights provided in this part and, except as otherwise provided in section 554.9602, those provided by agreement of the parties. A secured party:   a. may reduce a claim to judgment, foreclose, or otherwise enforce the claim, security interest, or agricultural lien by any available judicial procedure; and   b. if the collateral is documents, may proceed either as to the documents or as to the goods they cover.   2. Rights and duties of secured party in possession or control. A secured party in possession of collateral or control of collateral under section 554.7106, 554.9104, 554.9105, 554.9106, or 554.9107 has the rights and duties provided in section 554.9207.   3. Rights cumulative — simultaneous exercise. The rights under subsections 1 and 2 are cumulative and may be exercised simultaneously.   4. Rights of debtor and obligor. Except as otherwise provided in subsection 7 and section 554.9605, after default, a debtor and an obligor have the rights provided in this part and by agreement of the parties.   5. Lien of levy after judgment. If a secured party has reduced its claim to judgment, the lien of any levy that may be made upon the collateral by virtue of an execution based upon the judgment relates back to the earliest of:   a. the date of perfection of the security interest or agricultural lien in the collateral;   b. the date of filing a financing statement covering the collateral; or   c. any date specified in a statute under which the agricultural lien was created.   6. Execution sale. A sale pursuant to an execution is a foreclosure of the security interest or agricultural lien by judicial procedure within the meaning of this section. A secured party may purchase at the sale and thereafter hold the collateral free of any other requirements of this Article.   7. Consignor or buyer of certain rights to payment. Except as otherwise provided in section 554.9607, subsection 3, this part imposes no duties upon a secured party that is a consignor or is a buyer of accounts, chattel paper, payment intangibles, or promissory notes.  2000 Acts, ch 1149, §99, 187; 2007 Acts, ch 30, §45, 46, 76
IA Code § 554.9602 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 554 - UNIFORM COMMERCIAL CODE|Section 554.9602 - Waiver and variance of rights and duties.

554.9602 Waiver and variance of rights and duties.   Except as otherwise provided in section 554.9624, to the extent that they give rights to a debtor or obligor and impose duties on a secured party, the debtor or obligor may not waive or vary the rules stated in the following listed sections:   1. section 554.9207, subsection 2, paragraph “d”, subparagraph (3), which deals with use and operation of the collateral by the secured party;   2. section 554.9210, which deals with requests for an accounting and requests concerning a list of collateral and statement of account;   3. section 554.9607, subsection 3, which deals with collection and enforcement as to collateral;   4. section 554.9608, subsection 1, and section 554.9615, subsection 3, to the extent that they deal with application or payment of noncash proceeds of collection, enforcement, or disposition;   5. section 554.9608, subsection 1, and section 554.9615, subsection 4, to the extent that they require accounting for or payment of surplus proceeds of collateral;   6. section 554.9609 to the extent that it imposes upon a secured party that takes possession of collateral without judicial process the duty to do so without breach of the peace;   7. section 554.9610, subsection 2, and sections 554.9611, 554.9613, and 554.9614, which deal with disposition of collateral;   8. section 554.9615, subsection 6, which deals with calculation of a deficiency or surplus when a disposition is made to the secured party, a person related to the secured party, or a secondary obligor;   9. section 554.9616, which deals with explanation of the calculation of a surplus or deficiency;   10. sections 554.9620, 554.9621, and 554.9622, which deal with acceptance of collateral in satisfaction of obligation;   11. section 554.9623, which deals with redemption of collateral;   12. section 554.9624, which deals with permissible waivers; and   13. sections 554.9625 and 554.9626, which deal with the secured party’s liability for failure to comply with this Article.  2000 Acts, ch 1149, §100, 187; 2002 Acts, ch 1119, §92  Referred to in §554.9601, 554.9603
IA Code § 554.9603 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 554 - UNIFORM COMMERCIAL CODE|Section 554.9603 - Agreement on standards concerning rights and duties.

554.9603 Agreement on standards concerning rights and duties.   1. Agreed standards. The parties may determine by agreement the standards measuring the fulfillment of the rights of a debtor or obligor and the duties of a secured party under a rule stated in section 554.9602 if the standards are not manifestly unreasonable.   2. Agreed standards inapplicable to breach of peace. Subsection 1 does not apply to the duty under section 554.9609 to refrain from breaching the peace.  2000 Acts, ch 1149, §101, 187
IA Code § 554.9604 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 554 - UNIFORM COMMERCIAL CODE|Section 554.9604 - Procedure if security agreement covers real property or fixtures.

554.9604 Procedure if security agreement covers real property or fixtures.   1. Enforcement — personal and real property. If a security agreement covers both personal and real property, a secured party may proceed:   a. under this part as to the personal property without prejudicing any rights with respect to the real property; or   b. as to both the personal property and the real property in accordance with the rights with respect to the real property, in which case the other provisions of this part do not apply.   2. Enforcement — fixtures. Subject to subsection 3, if a security agreement covers goods that are or become fixtures, a secured party may proceed:   a. under this part; or   b. in accordance with the rights with respect to real property, in which case the other provisions of this part do not apply.   3. Removal of fixtures. Subject to the other provisions of this part, if a secured party holding a security interest in fixtures has priority over all owners and encumbrancers of the real property, the secured party, after default, may remove the collateral from the real property.   4. Injury caused by removal. A secured party that removes collateral shall promptly reimburse any encumbrancer or owner of the real property, other than the debtor, for the cost of repair of any physical injury caused by the removal. The secured party need not reimburse the encumbrancer or owner for any diminution in value of the real property caused by the absence of the goods removed or by any necessity of replacing them. A person entitled to reimbursement may refuse permission to remove until the secured party gives adequate assurance for the performance of the obligation to reimburse.  2000 Acts, ch 1149, §102, 187  Referred to in §554.9109
IA Code § 554.9605 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 554 - UNIFORM COMMERCIAL CODE|Section 554.9605 - Unknown debtor or secondary obligor.

554.9605 Unknown debtor or secondary obligor.   A secured party does not owe a duty based on its status as secured party:   1. to a person that is a debtor or obligor, unless the secured party knows:   a. that the person is a debtor or obligor;   b. the identity of the person; and   c. how to communicate with the person; or   2. to a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:   a. that the person is a debtor; and   b. the identity of the person.  2000 Acts, ch 1149, §103, 187  Referred to in §554.9601  Liability limitations; see §554.9628
IA Code § 554.9606 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 554 - UNIFORM COMMERCIAL CODE|Section 554.9606 - Time of default for agricultural lien.

554.9606 Time of default for agricultural lien.   For purposes of this part, a default occurs in connection with an agricultural lien at the time the secured party becomes entitled to enforce the lien in accordance with the statute under which it was created.  2000 Acts, ch 1149, §104, 187
IA Code § 554.9607 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 554 - UNIFORM COMMERCIAL CODE|Section 554.9607 - Collection and enforcement by secured party.

554.9607 Collection and enforcement by secured party.   1. Collection and enforcement generally. If so agreed, and in any event after default, a secured party:   a. may notify an account debtor or other person obligated on collateral to make payment or otherwise render performance to or for the benefit of the secured party;   b. may take any proceeds to which the secured party is entitled under section 554.9315;   c. may enforce the obligations of an account debtor or other person obligated on collateral and exercise the rights of the debtor with respect to the obligation of the account debtor or other person obligated on collateral to make payment or otherwise render performance to the debtor, and with respect to any property that secures the obligations of the account debtor or other person obligated on the collateral;   d. if it holds a security interest in a deposit account perfected by control under section 554.9104, subsection 1, paragraph “a”, may apply the balance of the deposit account to the obligation secured by the deposit account; and   e. if it holds a security interest in a deposit account perfected by control under section 554.9104, subsection 1, paragraph “b” or “c”, may instruct the bank to pay the balance of the deposit account to or for the benefit of the secured party.   2. Nonjudicial enforcement of mortgage. If necessary to enable a secured party to exercise under subsection 1, paragraph “c”, the right of a debtor to enforce a mortgage nonjudicially, the secured party may record in the office in which a record of the mortgage is recorded:   a. a copy of the security agreement that creates or provides for a security interest in the obligation secured by the mortgage; and   b. the secured party’s sworn affidavit in recordable form stating that:   (1) a default has occurred with respect to the obligation secured by the mortgage; and   (2) the secured party is entitled to enforce the mortgage nonjudicially.   3. Commercially reasonable collection and enforcement. A secured party shall proceed in a commercially reasonable manner if the secured party:   a. undertakes to collect from or enforce an obligation of an account debtor or other person obligated on collateral; and   b. is entitled to charge back uncollected collateral or otherwise to full or limited recourse against the debtor or a secondary obligor.   4. Expenses of collection and enforcement. A secured party may deduct from the collections made pursuant to subsection 3 reasonable expenses of collection and enforcement, including reasonable attorney’s fees and legal expenses incurred by the secured party.   5. Duties to secured party not affected. This section does not determine whether an account debtor, bank, or other person obligated on collateral owes a duty to a secured party.  2000 Acts, ch 1149, §105, 187; 2012 Acts, ch 1052, §22, 37  Referred to in §554.9601, 554.9602, 554.9608, 554.9623
IA Code § 554.9608 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 554 - UNIFORM COMMERCIAL CODE|Section 554.9608 - Application of proceeds of collection or enforcement — liability for deficiency and right to surplus.

554.9608 Application of proceeds of collection or enforcement — liability for deficiency and right to surplus.   1. Application of proceeds, surplus, and deficiency if obligation secured. If a security interest or agricultural lien secures payment or performance of an obligation, the following rules apply:   a. a secured party shall apply or pay over for application the cash proceeds of collection or enforcement under section 554.9607 in the following order to:   (1) the reasonable expenses of collection and enforcement and, to the extent provided for by agreement and not prohibited by law, reasonable attorney’s fees and legal expenses incurred by the secured party;   (2) the satisfaction of obligations secured by the security interest or agricultural lien under which the collection or enforcement is made; and   (3) the satisfaction of obligations secured by any subordinate security interest in or other lien on the collateral subject to the security interest or agricultural lien under which the collection or enforcement is made if the secured party receives an authenticated demand for proceeds before distribution of the proceeds is completed.   b. if requested by a secured party, a holder of a subordinate security interest or other lien shall furnish reasonable proof of the interest or lien within a reasonable time. Unless the holder complies, the secured party need not comply with the holder’s demand under paragraph “a”, subparagraph (3).   c. a secured party need not apply or pay over for application noncash proceeds of collection and enforcement under section 554.9607 unless the failure to do so would be commercially unreasonable. A secured party that applies or pays over for application noncash proceeds shall do so in a commercially reasonable manner.   d. a secured party shall account to and pay a debtor for any surplus, and the obligor is liable for any deficiency.   2. No surplus or deficiency in sales of certain rights to payment. If the underlying transaction is a sale of accounts, chattel paper, payment intangibles, or promissory notes, the debtor is not entitled to any surplus, and the obligor is not liable for any deficiency.  2000 Acts, ch 1149, §106, 187  Referred to in §554.9602
IA Code § 554.9609 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 554 - UNIFORM COMMERCIAL CODE|Section 554.9609 - Secured party’s right to take possession after default.

554.9609 Secured party’s right to take possession after default.   1. Possession — rendering equipment unusable — disposition on debtor’s premises. After default, a secured party:   a. may take possession of the collateral; and   b. without removal, may render equipment unusable and dispose of collateral on a debtor’s premises under section 554.9610.   2. Judicial and nonjudicial process. A secured party may proceed under subsection 1:   a. pursuant to judicial process; or   b. without judicial process, if it proceeds without breach of the peace.   3. Assembly of collateral. If so agreed, and in any event after default, a secured party may require the debtor to assemble the collateral and make it available to the secured party at a place to be designated by the secured party which is reasonably convenient to both parties.  2000 Acts, ch 1149, §107, 187  Referred to in §554.9102, 554.9602, 554.9603