NY Mil L § 323 (2021)
2021 New York Laws MIL - Military Article 13 - New York State Soldiers' and Sailors' Civil Relief Act 323 - Further Relief.

§ 323. Further relief.  1. A person may, at any time during his period of  military  service  or within six months thereafter, apply to a court for relief in respect of any obligation or liability  incurred  by  such person  prior to his period of military service or in respect of any tax or assessment whether falling due prior  to  or  during  his  period  of military  service.  The  court,  after  appropriate  notice and hearing, unless in its opinion the ability of the applicant to  comply  with  the terms  of  such obligation or liability or to pay such tax or assessment has not been materially affected by reason of his military service,  may grant the following relief:  (a)  In  the  case  of  an  obligation  payable  under  its  terms  in installments under a contract  for  the  purchase  of  real  estate,  or secured  by  a  mortgage or other instrument in the nature of a mortgage upon real estate, a stay of the enforcement of  such  obligation  during the  applicant's  period  of  military  service  and,  from  the date of termination of such period of military  service  or  from  the  date  of application if made after such service, for a period equal to the period of  the  remaining  life of the installment contract or other instrument plus a period of time equal to the period of  military  service  of  the applicant,  or  any  part of such combined period, subject to payment of the balance of principal and accumulated interest due and unpaid at  the date  of  termination of the period of military service or from the date of application, as the case may be, in equal  installments  during  such combined  period  at  such  rate of interest on the unpaid balance as is prescribed  in  such  contract,  or  other  instrument  evidencing   the obligation,  for  installments  paid when due, and subject to such other terms as may be just.  (b)  In  the  case  of  any  other  obligation,  liability,  tax,   or assessment,  a  stay  of  the enforcement thereof during the applicant's period of military service and, from the date  of  termination  of  such period of military service or from the date of application if made after such  service,  for  a  period  of  time equal to the period of military service of the applicant or any part of such period, subject to  payment of  the  balance of principal and accumulated interest due and unpaid at the date of the termination of such period of military  service  or  the date  of application, as the case may be, in equal periodic installments during such  extended  period  at  such  rate  of  interest  as  may  be prescribed  for  such obligation, liability, tax, or assessment, if paid when due, and subject to such other terms as may be just.   2. When any court has granted a stay as provided in  this  section  no fine  or penalty shall accrue during the period the terms and conditions of such stay are complied with by reason of failure to comply  with  the terms  or conditions of the obligation, liability, tax, or assessment in respect of which such stay was granted.