reglab/housing_qa huggingface dataset:
AK Stat § 45.29.704 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 29. Secured Transactions|Article 7. Transitional Provisions.|Sec. 45.29.704. Security interest unperfected before effective date.

A security interest that is enforceable June 30, 2001, but that would be subordinate to the rights of a person who becomes a lien creditor June 30, 2001, (1) remains an enforceable security interest until July 1, 2002; (2) remains enforceable on and after July 1, 2002, if the security interest becomes enforceable under AS 45.29.203 on July 1, 2001, or before July 1, 2002; and (3) becomes perfected (A) without further action on July 1, 2001, if the applicable requirements for perfection under this chapter are satisfied before July 1, 2001; or (B) when the applicable requirements for perfection are satisfied if the requirements are satisfied on or after July 1, 2001.
AK Stat § 45.29.705 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 29. Secured Transactions|Article 7. Transitional Provisions.|Sec. 45.29.705. Effectiveness of action taken before effective date.

(a) If action, other than the filing of a financing statement, is taken before July 1, 2001, and the action would have resulted in priority of a security interest over the rights of a person who becomes a lien creditor had the security interest become enforceable before July 1, 2001, the action is effective to perfect a security interest that attaches under this chapter before July 1, 2002. An attached security interest becomes unperfected on July 1, 2002, unless the security interest becomes a perfected security interest under this chapter before July 1, 2002. (b) The filing of a financing statement before July 1, 2001, is effective to perfect a security interest to the extent the filing would satisfy the applicable requirements for perfection under this chapter. (c) This chapter does not render ineffective an effective financing statement that, before July 1, 2001, is filed and satisfies the applicable requirements for perfection under the law of the jurisdiction governing perfection as provided in former AS 45.09.103. However, except as otherwise provided in (d) and (e) of this section and AS 45.29.706, the financing statement ceases to be effective at the earlier of (1) the time the financing statement would have ceased to be effective under the law of the jurisdiction in which it is filed; or (2) June 30, 2006. (d) The filing of a continuation statement on or after July 1, 2001, does not continue the effectiveness of the financing statement filed before July 1, 2001. However, upon the timely filing of a continuation statement on or after July 1, 2001, and in accordance with the law of the jurisdiction governing perfection as provided in AS 45.29.301 - 45.29.342, the effectiveness of a financing statement filed in the same office in that jurisdiction before July 1, 2001, continues for the period provided by the law of that jurisdiction. (e) The provisions of (c)(2) of this section apply to a financing statement that, before July 1, 2001, is filed against a transmitting utility and satisfies the applicable requirements for perfection under the law of the jurisdiction governing perfection as provided in former AS 45.09.103 only to the extent that AS 45.29.301 - 45.29.342 provides that the law of a jurisdiction other than the jurisdiction in which the financing statement is filed governs perfection of a security interest in collateral covered by the financing statement. (f) A financing statement that includes a financing statement filed before July 1, 2001, and a continuation statement filed on or after July 1, 2001, is effective only to the extent that it satisfies the requirements of AS 45.29.501 - 45.29.525 for an initial financing statement.
AK Stat § 45.29.706 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 29. Secured Transactions|Article 7. Transitional Provisions.|Sec. 45.29.706. When initial financing statement suffices to continue effectiveness of financing statement.

(a) The filing of an initial financing statement in the office specified in AS 45.29.501 continues the effectiveness of a financing statement filed before July 1, 2001, if (1) the filing of an initial financing statement in that office would be effective to perfect a security interest under this chapter; (2) the pre-effective date financing statement was filed in an office in another state or another office in this state; and (3) the initial financing statement satisfies (b) of this section. (b) The filing of an initial financing statement under (a) of this section continues the effectiveness of the pre-effective date financing statement if the initial financing statement is filed (1) before July 1, 2001, for the period provided in former AS 45.09.403 with respect to a financing statement; and (2) on or after July 1, 2001, for the period provided in AS 45.29.515 with respect to an initial financing statement. (c) To be effective for purposes of (a) of this section, an initial financing statement must (1) satisfy the requirements of AS 45.29.501 - 45.29.524 for an initial financing statement; (2) identify the pre-effective date financing statement by indicating the office in which the financing statement was filed and providing the dates of filing and file numbers, if any, of the financing statement and of the most recent continuation statement filed with respect to the financing statement; and (3) indicate that the pre-effective date financing statement remains effective.
AK Stat § 45.29.707 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 29. Secured Transactions|Article 7. Transitional Provisions.|Sec. 45.29.707. Amendment of pre-effective date financing statement.

(a) On or after July 1, 2001, a person may add or delete collateral covered by, continue or terminate the effectiveness of, or otherwise amend the information provided in, a pre-effective date financing statement only in accordance with the law of the jurisdiction governing perfection as provided in AS 45.29.301 - 45.29.342. However, the effectiveness of a pre-effective date financing statement also may be terminated in accordance with the law of the jurisdiction in which the financing statement is filed. (b) Except as otherwise provided in (c) of this section, if the law of this state governs perfection of a security interest, the information in a pre-effective date financing statement may be amended on or after July 1, 2001, only if (1) the pre-effective date financing statement and an amendment are filed in the office specified in AS 45.29.501; (2) an amendment is filed in the office specified in AS 45.29.501 concurrently with, or after the filing in that office of, an initial financing statement that satisfies AS 45.29.706(c); or (3) an initial financing statement that provides the information as amended and satisfies AS 45.29.706(c) is filed in the office specified in AS 45.29.501. (c) If the law of this state governs perfection of a security interest, the effectiveness of a pre-effective date financing statement may be continued only under AS 45.29.705(d) and (f) or 45.29.706. (d) Whether or not the law of this state governs perfection of a security interest, the effectiveness of a pre-effective date financing statement filed in this state may be terminated on or after July 1, 2001, by filing a termination statement in the office in which the pre-effective date financing statement is filed, unless an initial financing statement that satisfies AS 45.29.706(c) has been filed in the office specified by the law of the jurisdiction governing perfection as provided in AS 45.29.301 - 45.29.342 as the office in which to file a financing statement. (e) In this section, “pre-effective date financing statement” means a financing statement filed before July 1, 2001.
AK Stat § 45.29.708 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 29. Secured Transactions|Article 7. Transitional Provisions.|Sec. 45.29.708. Persons entitled to file initial financing statement or continuation statement.

A person may file an initial financing statement or a continuation statement under AS 45.29.702 - 45.29.709 if (1) the secured party of record authorizes the filing; and (2) the filing is necessary under AS 45.29.702 - 45.29.709 to (A) continue the effectiveness of a financing statement filed before July 1, 2001; or (B) perfect or continue the perfection of a security interest.
AK Stat § 45.29.709 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 29. Secured Transactions|Article 7. Transitional Provisions.|Sec. 45.29.709. Priority.

(a) This chapter determines the priority of conflicting claims to collateral. However, if the relative priorities of the claims were established before July 1, 2001, former AS 45.09 determines priority. (b) For purposes of AS 45.29.322(a), the priority of a security interest that becomes enforceable under AS 45.29.203 dates from July 1, 2001, if the security interest is perfected under this chapter by the filing of a financing statement before July 1, 2001, that would not have been effective to perfect the security interest under former AS 45.09. This subsection does not apply to conflicting security interests each of which is perfected by the filing of such a financing statement.
AK Stat § 45.29.802 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 29. Secured Transactions|Article 8. Transitional Provisions for 2013 Amendments.|Sec. 45.29.802. Applicability.

Except as otherwise provided in AS 45.29.803 - 45.29.807, AS 45.29.102(a)(8), (13), (61), (85), and (88), 45.29.105, 45.29.307(f), 45.29.311(a), 45.29.316(h) and (i), 45.29.317(b) and (d), 45.29.326, 45.29.406(e), 45.29.408(b), 45.29.503(a), (b), and (f) - (h), 45.29.507(c), 45.29.515(f), 45.29.516(b), 45.29.518, and 45.29.607(b), as those provisions read on July 1, 2013, apply to a transaction or lien within the scope of AS 45.29.102(a)(8), (13), (61), (85), and (88), 45.29.105, 45.29.307(f), 45.29.311(a), 45.29.316(h) and (i), 45.29.317(b) and (d), 45.29.326, 45.29.406(e), 45.29.408(b), 45.29.503(a), (b), and (f) - (h), 45.29.507(c), 45.29.515(f), 45.29.516(b), 45.29.518, and 45.29.607(b), as those provisions read on July 1, 2013, even if the transaction or lien was entered into or created before July 1, 2013.
AK Stat § 45.29.803 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 29. Secured Transactions|Article 8. Transitional Provisions for 2013 Amendments.|Sec. 45.29.803. Security interest perfected before July 1, 2013.

(a) A security interest that is a perfected security interest immediately before July 1, 2013, is a perfected security interest under AS 45.29.101 - 45.29.709, as those sections read on July 1, 2013, if, immediately before July 1, 2013, the applicable requirements for attachment and perfection under AS 45.29.101 - 45.29.709, as those sections read on July 1, 2013, are satisfied without further action. (b) Except as otherwise provided in AS 45.29.805, if, immediately before July 1, 2013, a security interest is a perfected security interest, but the applicable requirements for perfection under AS 45.29.101 - 45.29.709, as those sections read on July 1, 2013, are not satisfied on or before June 30, 2013, the security interest remains perfected on and after July 1, 2013, only if the applicable requirements for perfection under AS 45.29.101 - 45.29.709, as those sections read on July 1, 2013, are satisfied not later than July 1, 2014.
AK Stat § 45.29.804 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 29. Secured Transactions|Article 8. Transitional Provisions for 2013 Amendments.|Sec. 45.29.804. Security interest unperfected before July 1, 2013.

A security interest that is an unperfected security interest on June 30, 2013, becomes a perfected security interest (1) without further action on July 1, 2013, if the applicable requirements for perfection under AS 45.29.101 - 45.29.709, as those sections read on July 1, 2013, are satisfied on or before June 30, 2013; or (2) when the applicable requirements for perfection are satisfied if the requirements are satisfied on or after July 1, 2013.
AK Stat § 45.29.806 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 29. Secured Transactions|Article 8. Transitional Provisions for 2013 Amendments.|Sec. 45.29.806. When initial financing statement suffices to continue effectiveness of financing statement.

(a) The filing of an initial financing statement in the office specified in AS 45.29.501 continues the effectiveness of a financing statement filed before July 1, 2013, if (1) the filing of an initial financing statement in that office would be effective to perfect a security interest under AS 45.29.101 - 45.29.709, as those sections read on July 1, 2013; (2) the financing statement filed before July 1, 2013, was filed in an office in another state; and (3) the initial financing statement satisfies (c) of this section. (b) The filing of an initial financing statement under (a) of this section continues the effectiveness of the financing statement filed before July 1, 2013, (1) if the initial financing statement is filed before July 1, 2013, for the period provided in AS 45.29.515, as that section existed before July 1, 2013, with respect to an initial financing statement; and (2) if the initial financing statement is filed on or after July 1, 2013, for the period provided in AS 45.29.515, as that section existed before July 1, 2013, with respect to an initial financing statement. (c) To be effective for purposes of (a) of this section, an initial financing statement must (1) satisfy the requirements of AS 45.29.503(a), (b), and (f) - (h), 45.29.507(c), 45.29.515(f), 45.29.516(b), and 45.29.518, as those provisions read on July 1, 2013, for an initial financing statement; (2) identify the financing statement filed before July 1, 2013, by indicating the office in which the financing statement was filed and providing the dates of filing and file numbers, if any, of the financing statement and of the most recent continuation statement filed with respect to the financing statement; and (3) indicate that the financing statement filed before July 1, 2013, remains effective.
AK Stat § 45.29.807 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 29. Secured Transactions|Article 8. Transitional Provisions for 2013 Amendments.|Sec. 45.29.807. Amendment of pre-effective-date financing statement.

(a) After July 1, 2013, a person may add or delete collateral covered by, continue or terminate the effectiveness of, or otherwise amend the information provided in a pre-effective-date financing statement only in accordance with the law of the jurisdiction governing perfection as provided in AS 45.29.101 - 45.29.709, as those sections read on July 1, 2013. However, the effectiveness of a pre-effective-date financing statement may also be terminated in accordance with the law of the jurisdiction in which the financing statement is filed. (b) Except as otherwise provided in (d) of this section, if the law of this state governs perfection of a security interest, the information in a pre-effective-date financing statement may be amended after July 1, 2013, only if (1) the pre-effective-date financing statement and an amendment are filed in the office specified in AS 45.29.501; (2) an amendment is filed in the office specified in AS 45.29.501 concurrently with, or after the filing in that office of, an initial financing statement that satisfies AS 45.29.806(c); or (3) an initial financing statement that provides the information as amended and satisfies AS 45.29.806(c) is filed in the office specified in AS 45.29.501. (c) If the law of this state governs perfection of a security interest, the effectiveness of a pre-effective-date financing statement may be continued only under AS 45.29.805(c) and (e) or 45.29.806. (d) Whether or not the law of this state governs perfection of a security interest, the effectiveness of a pre-effective-date financing statement filed in this state may be terminated on or after July 1, 2013, by filing a termination statement in the office in which the pre-effective-date financing statement is filed, unless an initial financing statement that satisfies AS 45.29.806(c) has been filed in the office specified by the law of the jurisdiction governing perfection as provided in AS 45.29.101 - 45.29.709, as those sections read on July 1, 2013, as the office in which to file a financing statement. (e) In this section, “pre-effective-date financing statement” means a financing statement filed before July 1, 2013.
AK Stat § 45.29.808 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 29. Secured Transactions|Article 8. Transitional Provisions for 2013 Amendments.|Sec. 45.29.808. Person entitled to file initial financing statement or continuation statement.

A person may file an initial financing statement or a continuation statement under AS 45.29.802 - 45.29.809 if (1) the secured party of record authorizes the filing; and (2) the filing is necessary under AS 45.29.802 - 45.29.809 (A) to continue the effectiveness of a financing statement filed before July 1, 2013; or (B) to perfect or continue the perfection of a security interest.
AK Stat § 45.29.809 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 29. Secured Transactions|Article 8. Transitional Provisions for 2013 Amendments.|Sec. 45.29.809. Priority.

AS 45.29.102(a)(8), (13), (61), (85), and (88), 45.29.105, 45.29.307(f), 45.29.311(a), 45.29.316(h) and (i), 45.29.317(b) and (d), 45.29.326, 45.29.406(e), 45.29.408(b), 45.29.503(a), (b), and (f) - (h), 45.29.507(c), 45.29.515(f), 45.29.516(b), 45.29.518, 45.29.607(b), as those provisions read on July 1, 2013, and AS 45.29.802 - 45.29.808, determine the priority of conflicting claims to collateral. However, if the relative priorities of the claims were established before July 1, 2013, this chapter as it existed before July 1, 2013, determines priority.
AK Stat § 45.29.810 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 29. Secured Transactions|Article 8. Transitional Provisions for 2013 Amendments.|Sec. 45.29.810. Instructions to department of natural resources.

(a) The Department of Natural Resources shall adopt, amend, or repeal regulations to implement AS 45.29.102(a)(8), (13), (61), (85), and (88), 45.29.105, 45.29.307(f), 45.29.311(a), 45.29.316(h) and (i), 45.29.317(b) and (d), 45.29.326, 45.29.406(e), 45.29.408(b), 45.29.503(a), (b), and (f) - (h), 45.29.507(c), 45.29.515(f), 45.29.516(b), 45.29.518, and 45.29.607(b), as those sections read on July 1, 2013, and this section. The regulations take effect under AS 44.62 (Administrative Procedure Act), but not before July 1, 2013. (b) On and after July 1, 2013, the following forms that the Department of Natural Resources provides for filing under AS 45.29.101 - 45.29.709, as those provisions read on July 1, 2013, must be identical to the forms that were adopted by the American Law Institute and the National Conference of Commissioners on Uniform State Laws and with AS 45.29.102(a)(8), (13), (61), (85), and (88), 45.29.105, 45.29.307(f), 45.29.311(a), 45.29.316(h) and (i), 45.29.317(b) and (d), 45.29.326, 45.29.406(e), 45.29.408(b), 45.29.503(a), (b), and (f) - (h), 45.29.507(c), 45.29.515(f), 45.29.516(b), 45.29.518, and 45.29.607(b), as those provisions read on July 1, 2013: (1) UCC Financing Statement; (2) UCC Financing Statement Addendum; (3) UCC Financing Statement Amendment; and (4) UCC Financing Statement Amendment Addendum.
AK Stat § 45.29.811 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 29. Secured Transactions|Article 8. Transitional Provisions for 2013 Amendments.|Sec. 45.29.811. Saving clause.

AS 45.29.102(a)(8), (13), (61), (85), and (88), 45.29.105, 45.29.307(f), 45.29.311(a), 45.29.316(h) and (i), 45.29.317(b) and (d), 45.29.326, 45.29.406(e), 45.29.408(b), 45.29.503(a), (b), and (f) - (h), 45.29.507(c), 45.29.515(f), 45.29.516(b), 45.29.518, and 45.29.607(b), as those provisions read on July 1, 2013, and AS 45.29.802 - 45.29.810 do not affect an action, case, or proceeding commenced before July 1, 2013.
AK Stat § 45.45.010 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 1. Interest.|Sec. 45.45.010. Legal rate of interest; prepayment of interest.

(a) The rate of interest in the state is 10.5 percent a year and no more on money after it is due except as provided in (b) of this section. (b) Interest may not be charged by express agreement of the parties in a contract or loan commitment that is more than the greater of 10 percent or five percentage points above the annual rate charged member banks for advances by the 12th Federal Reserve District on the day on which the contract or loan commitment is made. A contract or loan commitment in which the principal amount exceeds $25,000 is exempt from the limitation of this subsection. (c) [Repealed, § 3 ch 84 SLA 1973.] (d) [Repealed, § 2 ch 94 SLA 1981.] (e) [Repealed, § 4 ch 146 SLA 1974.] (f) A bank, credit union, savings and loan institution, pension fund, insurance company, or mortgage company may not require or accept any percent of ownership or profits above its interest rate. This subsection does not apply to a loan if the principal amount of the loan is $1,000,000 or more and the term of the loan is five years or more, or to a negatively amortizing loan secured by owner-occupied real property originated under a program approved or sponsored by (1) the federal government, including congressionally chartered national corporations; or (2) the state if (A) the real property that secures the loan is not subject to forced sale provided the owner has not violated the terms of the loan agreement including terms regarding (i) payment of property taxes; (ii) payment of hazard or fire insurance premiums; (iii) keeping the property in reasonable repair; (iv) not vacating the property for a period longer than 12 months; (B) the owner may not be evicted from the real property that secures the loan unless a term of the loan agreement regarding a matter listed in (A)(i) - (iv) of this paragraph has been violated; (C) neither the estate nor any heir of the former owner may be compelled to pay a deficiency judgment related to the loan; and (D) the estate or an heir of the former owner has a right of first refusal and may either pay off the loan balance in full, if the former owner had equity in the property, or pay a sum not to exceed 95 percent of the value of the property at the time of exercise of the right of first refusal as determined by an independent real estate appraiser licensed under AS 08.87. (g) Loan contracts and commitments covering one- to four-family dwellings may be prepaid without penalty, except federally insured loans that require a prepayment penalty. (h) If the limitations on interest rates provided for in this section are inconsistent with the provisions of any other statute covering maximum interest, service charges, or discount rates, then the provisions of the other statute prevail.
AK Stat § 45.45.020 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 1. Interest.|Sec. 45.45.020. Higher rate of interest prohibited.

A person may not, directly or indirectly, receive in money, goods, or things in action, or in any other manner, a greater sum or value for the loan or use of money, or upon contract founded upon a bargain, sale, or loan of wares, merchandise, goods, chattels, lands, and tenements, than is prescribed in AS 45.45.010 - 45.45.070.
AK Stat § 45.45.030 (2021)
2021 Alaska Statutes|Title 45. Trade and Commerce|Chapter 45. Trade Practices|Article 1. Interest.|Sec. 45.45.030. Action for recovery of double amount of usurious interest paid.

If interest greater than that prescribed in AS 45.45.010 and 45.45.020 is received or collected, the person paying it may, by action brought within two years after the payment, recover from the person receiving the payment double the amount of the interest received or collected.