reglab/housing_qa huggingface dataset:
MO Rev Stat § 374.056 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.056 - Rulemaking authority, delivery methods.

Effective - 28 Aug 2008   374.056. Rulemaking authority, delivery methods. — Except as limited by section 375.922, the director may promulgate rules establishing the specific type of delivery method for submissions of rate and form filings, rules, license applications, including materials requested in the course of a financial or market conduct examination, which are required to be submitted to the department under state law. Types of delivery methods shall be web-based interface systems such as the System for Electronic Rate Form Filing (SERFF), the National Insurance Producer Registry (NIPR), and the National Association of Insurance Commissioners' Internet-State Interface Technology Enhancement (I-SITE). Such rules may only apply to insurance companies, producers, health maintenance organizations, and any other person or entity regulated by the department under this chapter, and chapters 287, 325, 354, and 375 to 385, or a rule adopted thereunder. Any rule or portion of a rule, as that term is defined in section 536.010, that is created under the authority delegated in this section shall become effective only if it complies with and is subject to all of the provisions of chapter 536 and, if applicable, section 536.028. This section and chapter 536 are nonseverable and if any of the powers vested with the general assembly pursuant to chapter 536 to review, to delay the effective date, or to disapprove and annul a rule are subsequently held unconstitutional, then the grant of rulemaking authority and any rule proposed or adopted after August 28, 2008, shall be invalid and void. ­­-------- (L. 2008 H.B. 1690)
MO Rev Stat § 374.057 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.057 - Filing of records and signatures authorized when in compliance with federal law.

Effective - 28 Aug 2008   374.057. Filing of records and signatures authorized when in compliance with federal law. — The filing of records and signatures is authorized, when specified under this chapter, or chapters 287, 325, 354, and 375 to 385, or a rule adopted thereunder, when carried out in a manner consistent with Section 104(a) of the federal Electronic Signatures in Global and National Commerce Act, 15 U.S.C. Section 7004(a). This section modifies, limits, and supersedes the federal Electronic Signatures in Global and National Commerce Act, but does not modify, limit, or supersede Section 101(c) of the federal Electronic Signatures in Global and National Commerce Act, 15 U.S.C. Section 7001(c), or authorize the electronic delivery of any of the notices described in Section 103(b) of the federal Electronic Signatures in Global and National Commerce Act, 15 U.S.C. Section 7003(b). ­­-------- (L. 2008 H.B. 1690)
MO Rev Stat § 374.060 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.060 - Office location and hours.

Effective - 28 Aug 1967   374.060. Office location and hours. — 1. The director shall maintain his office in Jefferson City and shall keep the same open from eight a.m. to five p.m. every day except Saturdays, Sundays and public holidays. He shall be furnished with suitable rooms in the capitol or other state office building, which shall be furnished with a safe, furniture, stationery, printing and such other things as may be necessary for the transaction of the business of his office.  2. With the approval of the governor, the director may maintain branch offices in this state as may be needed to effectively discharge the duties of his office. ­­-------- (RSMo 1939 § 5788, A. 1949 H.B. 2115, A.L. 1967 p. 516)  Prior revisions: 1929 § 5678; 1919 § 6089; 1909 § 6883
MO Rev Stat § 374.070 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.070 - Office and records, public — copies — records disposed of or destroyed, when.

Effective - 28 Aug 2008   374.070. Office and records, public — copies — records disposed of or destroyed, when. — 1. The office shall be a public office and the records shall be public records and shall at all times be open to the inspection of the public subject to such rules as the director shall make for their safekeeping; provided, however, that the work product of the director, the director's employees and agents, including but not limited to work papers of examinations of companies, work papers of investigations of insurance companies and producers and other persons licensed or with a certificate of authority under this chapter, chapter 354, and chapters 375 to 385, or of other entities as provided by law and confidential communications to the director, shall not be considered public records except as provided by law.  2. When requested, the director shall furnish certified copies of any paper, report, or documents on file in the director's office to any person requesting them, upon payment of the fees allowed by law.  3. Five years after the conclusion of the transactions to which they relate, the director is authorized to destroy or otherwise dispose of all correspondence, complaints, claim files, working papers of examinations of companies, examination reports of companies made by the insurance supervisory officials of states other than Missouri, rating files, void or obsolete or superseded rate filings and schedules, individual company rating experience data, applications, requisitions, and requests for licenses, all license cards and records, all expired bonds, all records of hearings, and all similar records, papers, documents, and memoranda now or hereafter in the possession of the director.  4. Ten years after the conclusion of the transactions to which they relate, the director is authorized to destroy or otherwise dispose of all foreign companies' and alien companies' annual statements, valuation reports, tax reports, and all similar records, papers, documents and memoranda now or hereafter in the possession of the director.  5. Disposal and destruction of records shall be in accordance with sections 109.200 to 109.310. ­­-------- (RSMo 1939 §§ 5788, 5793, A. 1949 H.B. 2115, A.L. 1953 p. 242, A.L. 1967 p. 516, A.L. 1999 S.B. 19 merged with S.B. 386, A.L. 2008 S.B. 788)  Prior revisions: 1929 §§ 5678, 5683; 1919 §§ 6089, 6094; 1909 §§ 6883, 6888
MO Rev Stat § 374.071 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.071 - Insurance records exempt from public disclosure — release permitted, when.

Effective - 28 Aug 2005   374.071. Insurance records exempt from public disclosure — release permitted, when. — 1. The following records of the department are not public records and are not available for public examination under section 374.070:  (1) Any document or other material in any consumer complaint file maintained under section 374.085, including medical records, repair estimates, adjuster notes, insurance policy provisions, recordings or transcripts of witness interviews, and any other records regarding coverage, settlement, payment, or denial of claim asserted under an insurance policy;  (2) Any document or other material submitted by an insurer or producer under section 374.190, or any other inquiry, information request, or data call initiated by the department.  2. Any record that is not public under subsections 1 and 2 of this section is confidential and is not subject to disclosure, including discovery or subpoena, unless the subpoena is issued by the prosecuting attorney, attorney general, administrative hearing officer, or under the authority of any court. The director may only produce the documents or other material to another state or federal governmental agency or officer under a lawful request, subpoena, or formal discovery procedure. The documents or material may, in the discretion of the director, be made public once admitted as evidence in any administrative, civil, or criminal enforcement proceeding.  3. The director may release contents of any record that is not public under this section as part of an examination report under section 374.205, if the release is in the public interest. Notwithstanding any provision of subsections 1 and 2 of this section to the contrary, in all cases, the director may release an incident report record consisting of the date and immediate facts and circumstances surrounding the initial consumer report or complaint.  4. No waiver of any applicable privilege or claim of confidentiality regarding any document shall occur as a result of disclosure to the director or by the director in sharing documents with other state and federal regulatory agencies, the National Association of Insurance Commissioners, and its affiliates and subsidiaries, or state or federal law enforcement authorities, and the recipient of such document is bound by the provisions of this section as to the confidentiality of such document. ­­-------- (L. 2005 H.B. 388)
MO Rev Stat § 374.075 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.075 - Divisions, director may establish.

Effective - 28 Aug 2008   374.075. Divisions, director may establish. — 1. The director may establish three or more divisions within the department to administer and enforce the laws of this state relating to insurance. The director shall establish at least one division, to be known as the "Division of Consumer Affairs", which shall perform the functions of the consumer services section in addition to such other functions as may be assigned to it by the director. The director shall establish a division to be known as the "Division of Insurance Company Regulation", which shall perform the functions of insurance company admissions and financial supervision, in addition to such other functions as may be assigned to it by the director, and a division to be known as the "Division of Insurance Market Regulation", which shall perform the functions of rate and form regulation in addition to such other functions as may be assigned to it by the director.  2. Wherever the laws, rules or regulations of this state make reference to the "division of insurance" or to the "insurance division", such references shall be deemed to refer to the department of commerce and insurance. ­­-------- (L. 1991 H.B. 575, A.L. 2008 S.B. 788)
MO Rev Stat § 374.080 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.080 - Deputy director, appointment, powers — governor to appoint, when.

Effective - 26 Jun 1991   374.080. Deputy director, appointment, powers — governor to appoint, when. — 1. The director may appoint a deputy, who shall be subject to removal at pleasure by the director, and who shall possess all the powers and perform all the duties attached by law to the office of director during a vacancy in the office, and during the absence, inability or suspension of his principal. The director shall be responsible for the acts of his deputy, who shall, before entering upon the duties of his office, take the oath and be bonded as required of the director in section 374.030. The deputy director shall assist the director in the administration of the department, and perform such duties and have such powers as the director may direct.  2. In the event there is an absence of the director and no deputy has been appointed, the governor shall appoint the acting director from among the division directors within the department. ­­-------- (RSMo 1939 § 5783, A.L. 1967 p. 516, A.L. 1990 H.B. 1739, A.L. 1991 H.B. 575)  Prior revisions: 1929 § 5673; 1919 § 6085; 1909 § 6880  Effective 6-26-91
MO Rev Stat § 374.085 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.085 - Division of consumer affairs, duties — legal adviser may assist.

Effective - 28 Aug 2008   374.085. Division of consumer affairs, duties — legal adviser may assist. — 1. The division of consumer affairs of the department of commerce and insurance shall perform the following functions:  (1) The division shall receive complaints and inquiries from the general public concerning insurance companies, health services corporations and health maintenance organizations, their agents and employees, insurance producers, and any other persons licensed by or registered with the department, except those licensed by the division of finance, credit unions or professional registration, or any boards assigned to those divisions;  (2) The division shall maintain records of each complaint received and the disposition of that complaint, indexed by type of complaint, company, and such other factors as the section deems appropriate;  (3) The division shall operate a statewide toll-free telephone service to receive complaints and inquiries, and shall publicize the existence of this service to the general public;  (4) The division shall investigate complaints received of unfair or unlawful acts under the insurance laws of this state and shall close the file on each investigation only when the director of the consumer services division is satisfied that the person or persons complained against have taken a fair and reasonable position or one which is legally correct;  (5) The division shall prepare such brochures and other documents as it deems appropriate to help inform the general public on such topics as the state's insurance laws, insurance practices, policy coverages and policy costs; and  (6) The division shall recommend changes to state statutes when it considers such statutes to adversely or unfairly affect the interests of the general public.  2. In performing the functions of this section, the consumer services division may be assisted by a legal adviser. The legal adviser shall be an attorney licensed to practice law in the state of Missouri and shall possess a knowledge of the state's insurance laws and regulations. ­­-------- (L. 1990 H.B. 1739, A.L. 1991 H.B. 575, A.L. 2008 S.B. 788)
MO Rev Stat § 374.090 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.090 - Actuary, chief market conduct examiner and chief financial examiner, qualifications — bond required.

Effective - 28 Aug 1990   374.090. Actuary, chief market conduct examiner and chief financial examiner, qualifications — bond required. — 1. The director shall appoint and employ an actuary, a chief market conduct examiner and a chief financial examiner, who shall be subject to removal at the pleasure of the director. The director may contract with persons to assist the actuary or to provide actuarial services subject to appropriation by the general assembly.  2. The actuary shall have had at least five years' experience in actuarial work, the chief market conduct examiner shall have at least five years in insurance examination work as defined by the NAIC market conduct examiners' handbook in effect on August 28, 1990, and the chief financial examiner shall have had at least five years' experience in financial examination work.  3. The actuary and examiners shall not be or become interested in any insurance company other than as a policyholder.  4. The actuary and the examiners each shall file bond as required by the director, which shall not exceed the sum of ten thousand dollars. ­­-------- (RSMo 1939 § 5784, A. 1949 H.B. 2115, A.L. 1990 H.B. 1739)  Prior revision: 1929 § 5674
MO Rev Stat § 374.100 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.100 - Actuary — duties — fees.

Effective - 28 Aug 1949   374.100. Actuary — duties — fees. — 1. The actuary shall perform those duties usually performed by actuaries and such other duties in connection with the department as the director may direct.  2. All fees allowed or paid to the actuary as provided by law shall be paid to the director of revenue and shall be deposited to the credit of the department of commerce and insurance fund. ­­-------- (RSMo 1939 §§ 5784, 5786, A. 1949 H.B. 2115)  Prior revisions: 1929 §§ 5674, 5676; 1919 § 6087; 1909 § 6881
MO Rev Stat § 374.110 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.110 - Examiner — duties — assistants — fees.

Effective - 28 Aug 1949   374.110. Examiner — duties — assistants — fees. — 1. The director of the department of commerce and insurance, through the chief examiner, may examine into the affairs and good faith of any person who is engaged in, or is claiming or advertising that he is engaged in, organizing or receiving subscriptions for or disposing of stock of, or in any manner aiding or taking part in the formation of or business of an insurance corporation, association or organization and the chief examiner shall conduct or assist in conducting the examination of insurance companies, associations and organizations and reciprocal or interinsurance exchanges as required by law, and do such other things pertaining to the department as the director may direct.  2. The director may also employ one or more expert actuaries or examiners to assist the chief examiner in making such examinations.  3. The fees and expenses in all cases to be reasonable and to be paid by the company, association, organization or reciprocal or interinsurance exchange being examined upon accounts approved by the director. ­­-------- (RSMo 1939 § 5784, A. 1949 H.B. 2115)  Prior revision: 1929 § 5674
MO Rev Stat § 374.130 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.130 - Chief clerk, duties and powers.

Effective - 28 Aug 1939   374.130. Chief clerk, duties and powers. — The director may designate one of the clerks of the department of commerce and insurance as chief clerk, who shall possess the qualifications of the director, and shall, subject to the director and his deputy, have charge of the clerical and detail work of the department, and the employees thereof. In the absence or inability of both the director and deputy or in case of a vacancy in both of said offices, the chief clerk shall have and exercise the powers of the director. Chief clerk shall serve during the pleasure of the director, and shall perform such other duties as the director may direct. ­­-------- (RSMo 1939 § 5785)  Prior revisions: 1929 § 5675; 1919 § 6086
MO Rev Stat § 374.150 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.150 - Fees paid to director, exception — insurance dedicated fund established, purpose — lapse into general revenue, when.

Effective - 01 Jan 2019, 2 histories   374.150. Fees paid to director, exception — insurance dedicated fund established, purpose — lapse into general revenue, when. — 1. All fees due the state under the provisions of the insurance laws of this state shall be paid to the director and deposited in the state treasury to the credit of the insurance dedicated fund unless otherwise provided for in subsection 2 of this section.  2. There is hereby established in the state treasury a special fund to be known as the "Insurance Dedicated Fund". The fund shall be subject to appropriation of the general assembly and shall be devoted solely to the payment of expenditures incurred by the department attributable to duties performed by the department for the regulation of the business of insurance, regulation of health maintenance organizations and the operation of the division of consumer affairs as required by law which are not paid for by another source of funds. Other provisions of law to the contrary notwithstanding, beginning on January 1, 1991, all fees charged under any provision of chapter 325, 354, 374, 375, 376, 377, 378, 379, 380, 381, 382, 383, 384 or 385 due the state shall be paid into this fund. The state treasurer shall invest moneys in this fund in the same manner as other state funds and any interest or earnings on such moneys shall be credited to the insurance dedicated fund. The provisions of section 33.080 notwithstanding, moneys in the fund shall not lapse, be transferred to or placed to the credit of the general revenue fund unless and then only to the extent to which the unencumbered balance at the close of the biennium year exceeds two times the total amount appropriated, paid, or transferred to the fund during such fiscal year. ­­-------- (RSMo 1939 § 5786, A.L. 1945 p. 1018, A. 1949 H.B. 2115, A.L. 1990 H.B. 1739, A.L. 1991 H.B. 575, A.L. 2003 S.B. 675, A.L. 2007 S.B. 66, A.L. 2013 H.B. 1035 merged with S.B. 23, A.L. 2018 S.B. 982)  Prior revisions: 1929 § 5676; 1919 § 6087; 1909 § 6881  Effective 1-01-19
MO Rev Stat § 374.162 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 374 - Department of Commerce and Insurance|Section 374.162 - Insurance examiners fund, established — assessments against insurer, how determined, when.

Effective - 28 Aug 1993   374.162. Insurance examiners fund, established — assessments against insurer, how determined, when. — 1. There is hereby established a fund for the examination expenses to be paid pursuant to section 374.160, to be known as the "Insurance Examiners Fund". There shall be an amount assessed against all insurers, health services corporations and health maintenance organizations which are engaged in the business of insurance within this state in order to provide initial funding for the insurance examiners fund. The assessment shall be made between August 28, 1991, and December 31, 1991, in the total amount of four hundred thousand dollars. The assessment of each such insurer, health services corporation and health maintenance organization shall be proportionate to the amount of premiums or enrollment fees received in this state by the insurer, health services corporation or health maintenance organization during calendar year 1990, is to the total amount of premiums and enrollment fees received in this state by all such entities during calendar year 1990.  2. The director may make an assessment between August 28, 1993, and June 30, 1994, of each insurer, health services corporation and health maintenance organization to provide a minimum balance in the insurance examiners fund. The total amount of all assessments made pursuant to this subsection shall not exceed four hundred thousand dollars. Such assessments shall be proportionate to the amount of premiums or enrollment fees received by such insurer, health services corporation, or health maintenance organization during the calendar year 1992 to the total amount of premiums and enrollment fees received in this state by all such entities during calendar year 1992, except that the total amount of all assessments on each insurer, health services corporation or health maintenance organization shall be at least two hundred fifty dollars and shall not exceed two thousand dollars. ­­-------- (L. 1991 H.B. 385, et al. § 1, A.L. 1993 H.B. 709)