reglab/housing_qa huggingface dataset:
KS Stat § 40-2421 (2021)
2021 Kansas Statutes|Chapter 40 - Insurance|Article 24 - Regulation Of Certain Trade Practices|40-2421 Same; citation of act.

40-2421. Same; citation of act. This act may be cited as the unauthorized insurers false advertising process act.History: L. 1963, ch. 265, § 7; July 1.
KS Stat § 40-2425 (2021)
2021 Kansas Statutes|Chapter 40 - Insurance|Article 24 - Regulation Of Certain Trade Practices|40-2425 Personal identifier; use of social security number prohibited.

40-2425. Personal identifier; use of social security number prohibited. On and after July 1, 2006: (a) No insurance company, including health maintenance organizations, offering any type of accident and sickness policy covering individuals residing in this state shall print or encode an insured's social security number on or into the insured's policy card.(b) Any distinguishing identifier assigned to the insured's policy card shall be a combination of numbers or letters or both, which is unique to the insured.(c) An insured's distinguishing identifier assigned to such insured's policy card shall not, in any way, be based on or depend on the insured's social security number.History: L. 2004, ch. 157, § 3; July 1.
KS Stat § 40-2425a (2021)
2021 Kansas Statutes|Chapter 40 - Insurance|Article 24 - Regulation Of Certain Trade Practices|40-2425a Personal identifier; use of social security number prohibited.

40-2425a. Personal identifier; use of social security number prohibited. On and after July 1, 2006: (a) No insurance company, including health maintenance organizations, offering any type of coverage for prescription drugs or devices covering individuals residing in this state shall print or encode an insured's social security number on or into the insured's policy card.(b) Any distinguishing identifier assigned to the insured's policy card shall be a combination of numbers or letters or both, which is unique to the insured.(c) An insured's distinguishing identifier assigned to such insured's policy card shall not, in any way, be based on or depend on the insured's social security number.History: L. 2004, ch. 157, § 4; July 1.
KS Stat § 40-2426 (2021)
2021 Kansas Statutes|Chapter 40 - Insurance|Article 24 - Regulation Of Certain Trade Practices|40-2426 Personal identifier; effect of federal law.

40-2426. Personal identifier; effect of federal law. If a federal law takes effect requiring the United States department of health and human services to establish a national unique patient health identifier program, any person or entity that complies with such federal law shall be deemed to be in compliance with the provisions of K.S.A. 40-2425 and 40-2425a, and amendments thereto, and K.S.A. 40-4623, and amendments thereto.History: L. 2004, ch. 157, § 5; July 1.
KS Stat § 40-2440 (2021)
2021 Kansas Statutes|Chapter 40 - Insurance|Article 24 - Regulation Of Certain Trade Practices|40-2440 Kansas health care prompt payment act; citation; effective date.

40-2440. Kansas health care prompt payment act; citation; effective date. (a) K.S.A. 40-2440 through 40-2442, and amendments thereto, shall be known as the Kansas health care prompt payment act and shall apply to any policy of accident and sickness insurance issued or renewed in this state.(b) The provisions of the Kansas health care prompt payment act shall take effect and be in force on and after January 1, 2001.History: L. 2000, ch. 147, § 43; July 1.
KS Stat § 40-2441 (2021)
2021 Kansas Statutes|Chapter 40 - Insurance|Article 24 - Regulation Of Certain Trade Practices|40-2441 Same; definitions.

40-2441. Same; definitions. As used in K.S.A. 40-2440 through 40-2442, and amendments thereto:(a) The term "clean claim" means a claim that has no defect or impropriety, including any lack of required substantiating documentation, or particular circumstance requiring special treatment that prevents timely payment from being made on the claim under the Kansas health care prompt payment act.(b) The term "claim" means a written proof of loss as defined in paragraph (7) of subsection (A) of K.S.A. 40-2203, and amendments thereto, or an electronic proof of loss which contains the information required by paragraph (7) of subsection (A) of K.S.A. 40-2203, and amendments thereto.(c) The term "policy of accident and sickness insurance" means any policy or contract insuring against loss resulting from sickness or bodily injury or death by accident, or both, any hospital, dental or medical expense policy, health, hospital, medical service corporation contract issued by a stock or mutual company or association, a health maintenance organization or any other insurer, third party administrator or other entity which pays claims pursuant to a policy of accident and sickness insurance. The term policy of accident and sickness insurance does not include any policy or contract of reinsurance, life insurance, endowment or annuity contract, policies or certificates covering only credit, disability income, long-term care, medicare supplement, drug, or vision-care only policy, coverage issued as a supplement to liability insurance, insurance arising out of a workers compensation or similar law, automobile medical-payment insurance or insurance under which benefits are payable without regard to fault and which is statutorily required to be contained in any liability insurance policy or equivalent self-insurance.History: L. 2000, ch. 147, § 44; L. 2007, ch. 150, § 8; July 1.
KS Stat § 40-2601 (2021)
2021 Kansas Statutes|Chapter 40 - Insurance|Article 26 - Insurance Premium Financing|40-2601 Citation of act.

40-2601. Citation of act. This act may be cited as the "Kansas insurance premium finance company act."History: L. 1968, ch. 287, § 1; July 1.
KS Stat § 40-2602 (2021)
2021 Kansas Statutes|Chapter 40 - Insurance|Article 26 - Insurance Premium Financing|40-2602 Definitions.

40-2602. Definitions. For the purpose of this act: (a) "Insurance premium finance company" means a person engaged in the business of entering into insurance premium finance agreements under this act.(b) "Premium finance agreement" means an agreement by which an insured or prospective insured promises to pay to a premium finance company the amount advanced or to be advanced under the agreement to an insurer or to an insurance agent in payment of premium on an insurance contract insuring against the perils of fire, extended coverage, marine and inland marine as defined in article 9 of chapter 40 of the Kansas Statutes Annotated, and amendments thereto, and insuring against casualty losses as defined in article 11 of chapter 40 of the Kansas Statutes Annotated and amendments thereto, together with a service charge as authorized and limited by this act.(c) "Licensee" means an insurance premium finance company holding a license issued by the commissioner under this act.(d) "Commissioner" as used in this act means the commissioner of insurance of the state of Kansas.(e) "Premium" for purposes of this act shall include the annual premium surcharge for the health care stabilization fund.History: L. 1968, ch. 287, § 2; L. 1986, ch. 179, § 1; April 24.
KS Stat § 40-2603 (2021)
2021 Kansas Statutes|Chapter 40 - Insurance|Article 26 - Insurance Premium Financing|40-2603 Act inapplicable, when.

40-2603. Act inapplicable, when. The provisions of this act shall not apply with respect to: (a) Any insurance company authorized to do business in the state of Kansas, or any agent or agency of an insurance company financing premiums on policies written by such agent or agency,(b) any bank, trust company, savings and loan association, consumer loan licensee or sales finance company authorized to do business in this state,(c) the enrollment of individuals under a group policy or the inclusion of insurance in a credit transaction under an arrangement for its purchase by the creditor in compliance with the applicable provisions of the Kansas uniform consumer credit code, and(d) the financing of insurance premiums in Kansas in accordance with the provisions of K.S.A. 16-207, and amendments thereto, relating to legal interest rate.History: L. 1968, ch. 287, § 3; L. 1989, ch. 141, § 1; L. 1991, ch. 136, § 1; July 1.
KS Stat § 40-2604 (2021)
2021 Kansas Statutes|Chapter 40 - Insurance|Article 26 - Insurance Premium Financing|40-2604 Licensure; violation, penalty; continuation, fee; application; authority of commissioner.

40-2604. Licensure; violation, penalty; continuation, fee; application; authority of commissioner. No person shall engage in the business of financing insurance premiums under this act in this state without first having obtained a license as a premium finance company from the commissioner of insurance. Every violation of any of the provisions of this act shall subject the person violating the same to a penalty not to exceed $500 for each violation or by imprisonment not to exceed six months in jail or both.The license continuation fee shall be $100. The fee for such continuation shall be paid to the commissioner to be deposited in the state general fund.Licenses may be continued from year to year as of May 1 of each year upon payment of the continuation fee. Every licensee shall, on or before the first day of April, pay to the commissioner the sum of $100 as a continuation fee for the succeeding year. Failure to pay the continuation fee within the time prescribed shall automatically revoke the license.The applicant for such license shall file with the commissioner written application and shall make sworn answers to such interrogatories as the commissioner may require on forms prepared by the commissioner. The commissioner shall have authority, at any time, to require the applicant fully to disclose the identity of all stockholders, partners, officers and employees, and the commissioner may, in the exercise of discretion, refuse to issue or renew a license in the name of any firm, partnership, or corporation if not satisfied that any officer, employee, stockholder, or partner thereof who may materially influence the applicant's conduct meets the standards of this act.History: L. 1968, ch. 287, § 4; L. 1991, ch. 136, § 2; July 1.
KS Stat § 40-2605 (2021)
2021 Kansas Statutes|Chapter 40 - Insurance|Article 26 - Insurance Premium Financing|40-2605 Investigation by commissioner; issuance of license.

40-2605. Investigation by commissioner; issuance of license. Upon the filing of an application and the payment of the license fee the commissioner shall make an investigation of each applicant and shall issue a license if he finds that the person to be licensed: (a) Is competent and trustworthy and intends to act in good faith in the capacity involved by the license applied for,(b) has a good business reputation and has had experience, training, or education so as to be qualified in the business for which the license is applied for, and(c) if a corporation, is a corporation incorporated under the laws of this state or a foreign corporation authorized to transact business in this state.History: L. 1968, ch. 287, § 5; July 1.
KS Stat § 40-2606 (2021)
2021 Kansas Statutes|Chapter 40 - Insurance|Article 26 - Insurance Premium Financing|40-2606 Revocation or suspension of license, grounds; hearing; other penalties.

40-2606. Revocation or suspension of license, grounds; hearing; other penalties. The commissioner shall have the right to revoke or suspend the license of any premium finance company if the commissioner finds that:(a) Any license issued to such company was obtained by fraud;(b) there was any misrepresentation in the application for the license;(c) the holder of such license is otherwise shown to be untrustworthy or incompetent to act as a premium finance company; or(d) such company has violated any of the provisions of this act.Before the commissioner shall revoke, suspend or refuse to renew the license of any premium finance company, the commissioner shall conduct a hearing in accordance with the provisions of the Kansas administrative procedure act. In lieu of revoking or suspending the license for any of the causes enumerated in this section, after hearing as herein provided, the commissioner may subject such company to a penalty of not more than $500 for each offense when the commissioner finds that the public interest would not be harmed by the continued operation of such company. The amount of any such penalty shall be paid by such company to the commissioner for deposit in the state general fund. At any hearing provided by this section, anyone testifying falsely, after having been administered an oath, shall be subject to the penalty of perjury.History: L. 1968, ch. 287, § 6; L. 1986, ch. 318, § 40; L. 1988, ch. 356, § 114; July 1, 1989.
KS Stat § 40-2607 (2021)
2021 Kansas Statutes|Chapter 40 - Insurance|Article 26 - Insurance Premium Financing|40-2607 Records required to be maintained; examination; fees and expenses; duration.

40-2607. Records required to be maintained; examination; fees and expenses; duration. Every licensee shall maintain records of its premium finance transactions and the said records shall be open to examination and investigation by the commissioner: Provided, however, That said licensee shall be assessed and make payment of such fees and expenses incurred as a result of examination and investigation as set forth in K.S.A. 40-223. The commissioner may, at any time, require any licensee to bring such records as he may direct to the commissioner's office for examination.Every licensee shall preserve its records of such premium finance transactions, including cards used in a card system, for at least three (3) years after making the final entry in respect to any premium finance agreement. The preservation of records in photographic form shall constitute compliance with this requirement.History: L. 1968, ch. 287, § 7; July 1.
KS Stat § 40-2608 (2021)
2021 Kansas Statutes|Chapter 40 - Insurance|Article 26 - Insurance Premium Financing|40-2608 Rules and regulations.

40-2608. Rules and regulations. The commissioner may adopt rules and regulations to implement this act.History: L. 1968, ch. 287, § 8; July 1.
KS Stat § 40-2609 (2021)
2021 Kansas Statutes|Chapter 40 - Insurance|Article 26 - Insurance Premium Financing|40-2609 Premium finance agreement.

40-2609. Premium finance agreement. No premium finance agreement shall be issued or delivered in this state until the form of the same has been filed with the commissioner of insurance, nor if the commissioner of insurance gives written notice within thirty (30) days of such filing to the licensee proposing to issue such premium finance agreement, showing wherein the form of such premium finance agreement does not comply with the requirements of the laws of this state; but the failure of any licensee to comply with this section shall not constitute a defense to any action brought on its premium finance agreement. A premium finance agreement shall: (a) Be dated, signed by or on behalf of the insured, and the printed portion thereof shall be in at least 8-point type,(b) contain the name and place of business of the insurance agent negotiating the related insurance contract, the name and residence or the place of business of the insured as specified by him, the name and place of business of the premium finance company to which payments are to be made, a description of the insurance contracts involved and the amount of the premium therefor; and(c) set forth the following items where applicable:(1) The total amount of the premiums,(2) the amount of the down payment,(3) the principal balance (difference between items (1) and (2)),(4) the annual percentage rate and the dollar amount of the total charges (including any additional charge),(5) the balance payable by the insured (sum of items (3) and (4)), and(6) the number of installments required, the amount of each installment expressed in dollars, and the due date or period thereof. The items set out in subsection (c) of this section need not be stated in the sequence or order in which they appear in such clause, and additional items may be included to explain the computations made in determining the amount to be paid by the insured.History: L. 1968, ch. 287, § 9; L. 1971, ch. 172, § 1; April 1.
KS Stat § 40-2610 (2021)
2021 Kansas Statutes|Chapter 40 - Insurance|Article 26 - Insurance Premium Financing|40-2610 Service charges; computation; maximum; refund on prepayment.

40-2610. Service charges; computation; maximum; refund on prepayment. A premium finance company shall not charge, contract for, receive, or collect a service charge other than as permitted by this act.The service charge shall be computed on the balance of the premiums due (after subtracting the down payment made by the insured in accordance with the premium finance agreement) from the effective date of the insurance coverage, for which the premiums are being advanced, to and including the date when the final installment of the premium finance agreement is payable.The total service charges shall be a maximum of $12 per $100 per year, plus an additional charge of $10 per premium finance agreement, which need not be refunded on prepayment. No insurance premium finance company shall induce an insured to become obligated under more than one premium finance agreement for the purpose of obtaining more than one additional charge of $10. The insured may prepay the premium finance agreement at any time and if the premium finance agreement is prepaid in full (by cash, renewal or refinancing) one month or more before the final payment is due, any unearned service charge shall be refunded on the basis of the rule commonly known as the rule of seventy-eighths (78ths), which is computed as follows:The amount refunded shall be the proportion of the service charge which the sum of the monthly balances scheduled to follow the date of prepayment in full bears to the sum of the scheduled monthly balances of the premium finance agreement.History: L. 1968, ch. 287, § 10; L. 1975, ch. 246, § 1; L. 1980, ch. 139, § 1; L. 1991, ch. 136, § 3; July 1.
KS Stat § 40-2611 (2021)
2021 Kansas Statutes|Chapter 40 - Insurance|Article 26 - Insurance Premium Financing|40-2611 Delinquency charge.

40-2611. Delinquency charge. A premium finance agreement may provide for the payment by the insured of a delinquency charge of $5 plus an amount not to exceed 2% of the delinquent installment on any installment which is in default for a period of five days or more.History: L. 1968, ch. 287, § 11; L. 1991, ch. 136, § 4; July 1.
KS Stat § 40-2613 (2021)
2021 Kansas Statutes|Chapter 40 - Insurance|Article 26 - Insurance Premium Financing|40-2613 Agreement as secured transaction.

40-2613. Agreement as secured transaction. No filing of the premium finance agreement shall be necessary to perfect the validity of such agreement as a secured transaction as against creditors, subsequent purchasers, pledgees, encumbrances, successors or assigns.History: L. 1968, ch. 287, § 13; July 1.
KS Stat § 40-2701 (2021)
2021 Kansas Statutes|Chapter 40 - Insurance|Article 27 - Uniform Unauthorized Insurers Act|40-2701 Purpose of act; legislative declaration.

40-2701. Purpose of act; legislative declaration. The purpose of this act is to subject certain insurers to the jurisdiction of the commissioner of insurance and the courts of this state in suits by or on behalf of the state. The legislature hereby declares that it is concerned with the protection of residents of this state against acts by insurers not authorized to do an insurance business in this state, by the maintenance of fair and honest insurance markets, by protecting authorized insurers which are subject to regulation from unfair competition by unauthorized insurers and by protecting against the evasion of the insurance regulatory laws of this state. In furtherance of such state interests, the legislature herein provides methods for substituted service of process upon such insurers in any proceeding, suit or action in any court and substituted service of any notice, order, pleading or process upon such insurers in any proceeding by the commissioner of insurance to enforce or effect full compliance with the insurance laws of this state. In so doing, the state exercises its powers to protect residents of this state and to define what constitutes transacting an insurance business in this state, and also exercises powers and privileges available to this state by virtue of public law 79-15, 79th Congress of the United States, chapter 20, 1st Sess., S. 340, 59 Stat. 33; 15 U.S.C. §§ 1011 to 1015, inclusive, as amended, which declares that the business of insurance and every person engaged therein shall be subject to the laws of the several states.It is not the purpose of this act to alter, modify or abrogate the provisions of K.S.A. 40-214 as they apply to insurers authorized to transact the business of insurance in this state by the commissioner of insurance; nor to alter, modify or abrogate the provisions of article 20 of chapter 40 of the Kansas Statutes Annotated, and any amendments thereto, relating to the service of process upon unauthorized insurers in actions by or on behalf of insureds or beneficiaries under insurance contracts; nor to alter, modify or abrogate the provisions of K.S.A. 40-2415 to K.S.A. 40-2421, inclusive, relative to the unauthorized insurer's false advertising process act.History: L. 1969, ch. 240, § 1; April 19.
KS Stat § 40-2703 (2021)
2021 Kansas Statutes|Chapter 40 - Insurance|Article 27 - Uniform Unauthorized Insurers Act|40-2703 Violation of act; action to enjoin or restrain acts; jurisdiction.

40-2703. Violation of act; action to enjoin or restrain acts; jurisdiction. Whenever the commissioner of insurance believes, from evidence satisfactory to him, that any insurer is violating or about to violate the provisions of K.S.A. 40-2702, the commissioner of insurance may, through the attorney general of this state, cause a complaint to be filed in a district court of proper venue to enjoin and restrain such insurer from continuing such violation or engaging therein or doing any act in furtherance thereof. Said district court shall have jurisdiction of any such proceeding and shall have the power to make and enter an order or judgment awarding such preliminary or final injunctive relief as in its judgment is proper.History: L. 1969, ch. 240, § 3; April 19.