reglab/housing_qa huggingface dataset:
ID Code § 41-114 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 1 - SCOPE OF INSURANCE CODE — GENERAL PROVISIONS|Section 41-114 - APPLICATION OF CODE AS TO PARTICULAR TYPES OF INSURERS.

41-114. APPLICATION OF CODE AS TO PARTICULAR TYPES OF INSURERS. No provision of chapter 1, title 41, Idaho Code, shall apply with respect to: (1) County mutual insurers (as identified in chapter 31, title 41, Idaho Code), except as stated in chapter 31, title 41, Idaho Code (County Mutual Insurers). (2) Fraternal benefit societies (as identified in chapter 32, title 41, Idaho Code), except as stated in chapter 32, title 41, Idaho Code (Fraternal Benefit Societies). (3) Hospital and medical professional service corporations (as identified in chapter 34, title 41, Idaho Code), except as stated in chapter 34, title 41, Idaho Code (Hospital and Professional Service Corporations). (4) Religious corporations or societies which are exempt from taxation pursuant to section 501(c)(3) of the Internal Revenue Code, as amended, and that provide only first-party property or casualty coverages exclusively to their members. (5) Any organization described by section 501(c)(3) of the Internal Revenue Code, as amended, but only with respect to the organization’s issuance of charitable gift annuities in accordance with the terms of section 41-120, Idaho Code.  History: [41-114, added 1961, ch. 330, sec. 14, p. 645; am. 1977, ch. 204, sec. 1, p. 556; am. 1984, ch. 253, sec. 1, p. 604; am. 1986, ch. 119, sec. 1, p. 313; am. 1996, ch. 409, sec. 1, p. 1354; am. 2020, ch. 115, sec. 2, p. 365.]
ID Code § 41-114A (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 1 - SCOPE OF INSURANCE CODE — GENERAL PROVISIONS|Section 41-114A - SERVICE CONTRACTS.

41-114A. SERVICE CONTRACTS. (1) The term "service contract," as used in this section, means a contract or agreement for a separately stated consideration for a specific duration to perform the repair, replacement or maintenance of property or to reimburse, in whole or in part, the owner of such property for the repair, replacement or maintenance of property if an operational or structural failure is due to a defect in materials or manufacturing or to normal wear and tear. A service contract may contain a provision for incidental payment under such contract where service, repair or replacement is not feasible or economical. Service contracts, other than motor vehicle service contracts subject to the provisions of the Idaho motor vehicle service contract act, chapter 62, title 41, Idaho Code, may provide for the repair, replacement or maintenance of property for damage resulting from power surges and accidental damage from handling. (2) The marketing, sale, offering for sale, issuance, making, proposing to make, and administration of a service contract is exempt from the provisions of title 41, Idaho Code. (3) Service contracts shall be subject to the provisions of the Idaho consumer protection act, chapter 6, title 48, Idaho Code.  History: [41-114A, added 2000, ch. 249, sec. 1, p. 702; am 2008, ch. 137, sec. 1, p. 396; am. 2018, ch. 116, sec. 3, p. 247.]
ID Code § 41-114B (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 1 - SCOPE OF INSURANCE CODE — GENERAL PROVISIONS|Section 41-114B - LEGAL SERVICE EXPENSE PLANS.

41-114B. LEGAL SERVICE EXPENSE PLANS. (1) The term "legal service expense plan," as used in this section, means a contract or agreement for a stated consideration between a plan administrator and a member or group of members, whereby the member pays the administrator, in advance or by installments, for the receipt of professional legal services, advice or representation. Such services in Idaho shall be provided by attorneys at law licensed in Idaho. The attorneys shall be prepaid under a contract or agreement with the administrator to provide specified legal services for the express benefit of the plan member and shall agree to render services to the member when required. (2) The marketing, sale, contracting, issuance of a contract, plan administration and delivery of services under a legal service expense plan are exempt from all other provisions of title 41, Idaho Code. In addition, such plans shall not be characterized as "insurance" when marketed in Idaho. (3) Legal service expense plans, but not law firm retainer agreements, shall be subject to the provisions of the Idaho consumer protection act, chapter 6, title 48, Idaho Code, and attorneys providing service shall be subject to the provisions relating to the regulation of the practice of law under title 3, Idaho Code.  History: [41-114B, added 2001, ch. 127, sec. 1, p. 449.]
ID Code § 41-115 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 1 - SCOPE OF INSURANCE CODE — GENERAL PROVISIONS|Section 41-115 - PARTICULAR PROVISIONS PREVAIL.

41-115. PARTICULAR PROVISIONS PREVAIL. Provisions of this code relative to a particular kind of insurance or a particular type of insurer or to a particular matter shall prevail over provisions relating to insurance in general or insurers in general or to such matter in general.  History: [41-115, added 1961, ch. 330, sec. 15, p. 645.]
ID Code § 41-116 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 1 - SCOPE OF INSURANCE CODE — GENERAL PROVISIONS|Section 41-116 - CAPTIONS NOT TO AFFECT MEANING.

41-116. CAPTIONS NOT TO AFFECT MEANING. The scope and meaning of any provision of this code shall not be limited or otherwise affected by the caption or heading of any chapter, section or provision.  History: [41-116, added 1961, ch. 330, sec. 16, p. 645.]
ID Code § 41-117 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 1 - SCOPE OF INSURANCE CODE — GENERAL PROVISIONS|Section 41-117 - GENERAL PENALTY.

41-117. GENERAL PENALTY. Each violation of this code for which a greater penalty is not provided by another provision of this code or by other applicable laws of this state, shall in addition to any applicable prescribed denial, suspension, or revocation of certificate of authority or license be punishable by an administrative penalty of not more than one thousand dollars ($1,000) for any individual or natural person and not more than five thousand dollars ($5,000) for any other person, imposed by the director, and upon conviction by a fine of not more than one thousand dollars ($1,000) or by imprisonment in the county jail for a period not to exceed six (6) months, or by both such fine and imprisonment in the discretion of the court. Each instance of violation may be considered a separate offense.  History: [41-117, added 1961, ch. 330, sec. 17, p. 645; am. 1999, ch. 96, sec. 1, p. 298.]
ID Code § 41-117A (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 1 - SCOPE OF INSURANCE CODE — GENERAL PROVISIONS|Section 41-117A - PENALTY FOR TRANSACTING INSURANCE WITHOUT PROPER LICENSING.

41-117A. PENALTY FOR TRANSACTING INSURANCE WITHOUT PROPER LICENSING. The director may impose an administrative penalty not to exceed fifteen thousand dollars ($15,000), for deposit in the general account of the state of Idaho, upon any person who transacts insurance of any kind or character or transmits for a person, other than himself, an application for a policy of insurance without proper licensing, or after such licensing shall have been suspended or revoked.  History: [41-117A, added 1988, ch. 169, sec. 1, p. 299.]
ID Code § 41-118 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 1 - SCOPE OF INSURANCE CODE — GENERAL PROVISIONS|Section 41-118 - “CHAPTER” DEFINED.

41-118. "CHAPTER" DEFINED. As used in this code and except as otherwise required by context, "chapter" means a particular numbered chapter of this code as indicated by context.  History: [41-118, added 1961, ch. 330, sec. 804, p. 645.]
ID Code § 41-119 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 1 - SCOPE OF INSURANCE CODE — GENERAL PROVISIONS|Section 41-119 - APPLICABILITY OF CODE UNDER UNREPEALED LAWS.

41-119. APPLICABILITY OF CODE UNDER UNREPEALED LAWS. Any laws of Idaho, other than this code, remaining in force after the effective date of this code which refer to certain provisions of law repealed under section 809 of this act, shall be deemed to refer to those provisions of this code which are in substance the same or substantially the same as such repealed provisions.  History: [41-119, added 1961, ch. 330, sec. 805, p. 645.]
ID Code § 41-121 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 1 - SCOPE OF INSURANCE CODE — GENERAL PROVISIONS|Section 41-121 - EXEMPTION OF HEALTH CARE SHARING MINISTRIES FROM THE INSURANCE CODE.

41-121. EXEMPTION OF HEALTH CARE SHARING MINISTRIES FROM THE INSURANCE CODE. (1) A health care sharing ministry shall not be considered to be engaging in the business of insurance for purposes of this title. (2) As used in this section, "health care sharing ministry" means a faith-based nonprofit organization that is tax exempt under the Internal Revenue Code which: (a) Limits its participants to those who are of a similar faith; (b) Acts as a facilitator among participants who have financial or medical needs and matches those participants with other participants with the present ability to assist those with financial or medical needs in accordance with criteria established by the health care sharing ministry; (c) Provides for the financial or medical needs of a participant through contributions from one (1) participant to another; (d) Provides amounts that participants may contribute with no assumption of risk or promise to pay among the participants and no assumption of risk or promise to pay by the health care sharing ministry to the participants; (e) Provides a written monthly statement to all participants that lists the total dollar amount of qualified needs submitted to the health care sharing ministry, as well as the amount actually published or assigned to participants for their contribution; and (f) Provides a written disclaimer on or accompanying all applications and guideline materials distributed by or on behalf of the organization that reads, in substance: "Notice: The organization facilitating the sharing of medical expenses is not an insurance company, and neither its guidelines nor plan of operation is an insurance policy. Whether anyone chooses to assist you with your medical bills will be totally voluntary because no other participant will be compelled by law to contribute toward your medical bills. As such, participation in the organization or a subscription to any of its documents should never be considered to be insurance. Regardless of whether you receive any payment for medical expenses or whether this organization continues to operate, you are always personally responsible for the payment of your own medical bills." (3) It is hereby declared that participation in or operation of a health care sharing ministry does not constitute an unfair or deceptive act or practice in the conduct of trade or commerce prohibited by chapter 6, title 48, Idaho Code.  History: [41-121, added 2013, ch. 156, sec. 2, p. 369.]
ID Code § 41-201 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-201 - DEPARTMENT OF INSURANCE.

41-201. DEPARTMENT OF INSURANCE. There is hereby created the department of insurance of the state of Idaho. The department shall, for the purposes of section 20, article IV, of the Constitution of the state of Idaho, be an executive department of the state government. The department of insurance shall be composed of such divisions and units as authorized by the provisions of section 41-206, Idaho Code.  History: [41-201, added 1961, ch. 330, sec. 18, p. 645; am. 1974, ch. 11, sec. 1, p. 60; am. 1981, ch. 264, sec. 1, p. 560; am. 1995, ch. 135, sec. 1, p. 586.]
ID Code § 41-202 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-202 - DIRECTOR — APPOINTMENT — TERM — QUALIFICATIONS.

41-202. DIRECTOR — APPOINTMENT — TERM — QUALIFICATIONS. (1) The director of the department of insurance shall be the chief executive officer of the department of insurance. (2) The director shall be appointed by the governor and shall hold office for a term of four (4) years, subject to earlier removal by the governor. A vacancy in the office of director shall be filled for the balance of the unexpired term only. (3) The governor shall not appoint as director any individual, and no individual shall hold the office of director, who is not qualified therefor as follows: (a) Must be a qualified elector of the state of Idaho; and (b) Must have had at least five (5) years’ practical experience in one or more of the types of insurance business subject to regulation by the director, or have had other professional or business experience reasonably adequate in character and scope to equip him to discharge the duties and fulfill the responsibilities of the office of director.  History: [41-202, added 1961, ch. 330, sec. 19, p. 645; am. 1974, ch. 11, sec. 2, p. 60.]
ID Code § 41-203 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-203 - TERMS CONSTRUED.

41-203. TERMS CONSTRUED. Wherever the words "commissioner of insurance" or "insurance commissioner" appear in title 41, Idaho Code, or elsewhere in the Idaho Code, they shall be understood and construed to mean the director of the department of insurance.  History: [41-203, added 1961, ch. 330, sec. 20, p. 645; am. 1974, ch. 11, sec. 3, p. 60.]
ID Code § 41-204 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-204 - DIRECTOR’S OATH AND BOND.

41-204. DIRECTOR’S OATH AND BOND. At the time of taking office the director shall take an oath of office, and give bond in favor of the state of Idaho in the time, form and manner prescribed in chapter 8, title 59, Idaho Code. The oath shall be filed with the secretary of state.  History: [41-204, added 1961, ch. 330, sec. 21, p. 645; am. 1969, ch. 214, sec. 1, p. 625; am. 1971, ch. 136, sec. 28, p. 522.]
ID Code § 41-205 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-205 - OFFICIAL SEAL.

41-205. OFFICIAL SEAL. (1) The director shall have an official seal, in the form and design as so in use immediately prior to the effective date of this code. (2) The director shall issue under his official seal all certificates, other than licenses of agents, brokers, adjusters, and other insurance representatives, to be issued by him under the laws of this state.  History: [41-205, added 1961, ch. 330, sec. 22, p. 645.]
ID Code § 41-206 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-206 - DIVISIONS AND EMPLOYEES.

41-206. DIVISIONS AND EMPLOYEES. (1) The department shall be organized into such divisions and such other units as may be administratively established in order to efficiently administer the department. Each division shall be headed by a division administrator who shall be appointed by and serve at the pleasure of the director, and shall be a nonclassified employee exempt from the provisions of chapter 53, title 67, Idaho Code. (2) The director may pursuant to chapter 53, title 67, Idaho Code, appoint, employ, fix the compensation of, prescribe and require the duties of and discharge such employees as the duties of his office may require. (3) The director may contract for and procure on a basis of fee and without giving such persons any status as an employee of this state, such independently contracting actuarial, technical, examining, and other similar professional services as the director may from time to time require for the discharge of his duties.  History: [41-206, added 1981, ch. 264, sec. 3, p. 560; am. 1995, ch. 135, sec. 2, p. 586.]
ID Code § 41-207 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-207 - DELEGATION OF POWERS.

41-207. DELEGATION OF POWERS. (1) The director may delegate to his deputy, assistant, counsel, actuary, examiner or employee, the exercise or discharge in the director’s name of any power, duty, or function, whether ministerial, discretionary or of whatever character, vested in or imposed upon the director under this code. (2) The official act of any such person so acting in the director’s name and by his authority shall be deemed to be an official act of the director.  History: [41-207, added 1961, ch. 330, sec. 24, p. 645.]
ID Code § 41-208 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-208 - PROHIBITED INTERESTS, REWARDS.

41-208. PROHIBITED INTERESTS, REWARDS. (1) The director or any deputy, actuary, examiner, assistant or employee of the director shall not be a director, officer, or employee of any insurer or be financially interested in the business of any insurer, except as a policyholder or claimant under an insurance policy or by reason of rights theretofore vested in commissions, fees, or retirement benefits related to services theretofore performed; nor shall any such individual engage in any other business or occupation interfering with or inconsistent with the duties of his office or employment, or serve on or under any political committee or take an active part in any political campaign on behalf of any candidate or party; that as to matters wherein a conflict of interests does not exist on the part of any such individual, the director may employ or retain from time to time insurance actuaries, examiners, accountants, attorneys or other technicians who are independently practicing their professions even though from time to time similarly employed or retained by insurers or others. (2) Except as provided in section 41-209, [Idaho Code,] no person shall directly or indirectly give or pay to the director, or any deputy, actuary, examiner, assistant or employee of the director, and the director or his deputy, actuary, examiner, assistant or employee shall not directly or indirectly receive or accept, any fee, compensation, loan, gift, or other thing of value in addition to the compensation and expense allowance provided by law, for any service rendered or to be rendered as such director, deputy, actuary, examiner, assistant or employee or in connection therewith, or for services rendered or to be rendered in relation to legislation, or for extra services rendered or to be rendered, or for any cause whatsoever related, to any person who is subject to the supervision of the director under this code. (3) Subsections (1) and (2) shall not be deemed to prohibit: (a) Receipt by any such individual of fully vested commissions or fully vested retirement benefits to which he is entitled by reason of services performed prior to becoming director or prior to employment by the director; or (b) Investment in shares of regulated diversified investment companies; or (c) Mortgage loans made under customary terms and in the ordinary course of business.  History: [41-208, added 1961, ch. 330, sec. 25, p. 645; am. 1969, ch. 214, sec. 3, p. 625.]
ID Code § 41-209 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-209 - PROFESSIONAL SERVICES.

41-209. PROFESSIONAL SERVICES. (1) Upon a domestic insurer’s written request to the director, the director may authorize an examiner, actuary, or other insurance technician appointed or employed by the director, to render to the insurer such professional or technical services as may not otherwise be reasonably obtainable from professional sources within this state. (2) Compensation for services so actually rendered shall be in such reasonable amount as may be agreed upon between the insurer and the individual performing the services. Such individual shall file a copy of his statement for services with the director before delivery of the same to the insurer or payment thereof.  History: [41-209, added 1961, ch. 330, sec. 26, p. 645.]
ID Code § 41-210 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-210 - GENERAL POWERS, DUTIES.

41-210. GENERAL POWERS, DUTIES. (1) The director shall enforce the provisions of this code, and shall execute the duties imposed upon him by this code. (2) The director shall have the powers and authority expressly conferred upon him by or reasonably implied from the provisions of this code. (3) The director may conduct such examinations and investigations of insurance matters, in addition to examinations and investigations expressly authorized, as he may deem proper to determine whether any person has violated any provision of this code or to secure information useful in the lawful administration of any such provision. The cost of such additional examinations and investigations shall be borne by the state. (4) For any document required to be filed with the director or the department of insurance under the laws of this state, the director may specify the place and manner of filing of the document, including whether an electronic or paper filing is required or acceptable. (5) The director shall have such additional powers and duties as may be provided by other laws of this state.  History: [41-210, added 1961, ch. 330, sec. 27, p. 645; am. 2004, ch. 238, sec. 1, p. 701.]
ID Code § 41-211 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-211 - RULES.

41-211. RULES. (1) The director may make reasonable rules necessary for or as an aid to the effectuation of any provision of this code. No such rule shall extend, modify, or conflict with any law of this state or the reasonable implications thereof. (2) Any such rule affecting persons or matters other than the personnel or the internal affairs of the department shall be made or amended in accordance with the provisions of chapter 52, title 67, Idaho Code. (3) In addition to any other penalty provided, wilful violation of any such rule shall subject the violator to such suspension or revocation of certificate of authority or license as may be applicable under this code as for violation of the provision as to which such rule relates.  History: [41-211, added 1961, ch. 330, sec. 28, p. 645; am. 1994, ch. 310, sec. 1, p. 977.]
ID Code § 41-212 (2021)
2021 Idaho Code|Title 41 - INSURANCE|Chapter 2 - THE DEPARTMENT OF INSURANCE|Section 41-212 - ORDERS, NOTICES.

41-212. ORDERS, NOTICES. (1) Orders and notices of the director shall be effective only when in writing signed by him or by his authority. (2) Every such order shall state its effective date, and shall concisely state: (a) Its intent or purpose. (b) The grounds on which based. (c) The provisions of this code pursuant to which action is taken or proposed to be taken; but failure to so designate a particular provision shall not deprive the director of the right to rely thereon. (3) Except as may be provided in this code respecting particular procedures, an order or notice may be given by: (a) Personal service upon the person to be ordered or notified; (b) Mailing it, postage prepaid, by regular United States mail, or by certified mail, return receipt requested, addressed to the person at his residence or principal place of business as last of record in the department; or (c) Where a party has appeared in a contested case or has not yet appeared but has consented or agreed in writing to service by facsimile transmission (FAX) or e-mail as an alternative to personal service or service by mail, such orders or notices may be served by FAX or by e-mail in lieu of service by mail or personal service. (4) Service of orders and notices is complete when a copy is personally served upon the person to be served, or when a copy properly addressed and postage prepaid is deposited in the United States mail or the statehouse mail, if the person is a state employee or state agency, or when there is an electronic verification that a FAX or an e-mail has been sent.  History: [41-212, added 1961, ch. 330, sec. 29, p. 645; am. 2012, ch. 157, sec. 1, p. 433.]