reglab/housing_qa huggingface dataset:
MS Code § 83-61-17 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 61 - Voluntary Basic Health Insurance Coverage Law|§ 83-61-17. Filing of rates

 The Commissioner of Insurance may require carriers to file rates for informational purposes. Nothing in this chapter shall be construed to require the commissioner's approval before using such rates.
MS Code § 83-61-19 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 61 - Voluntary Basic Health Insurance Coverage Law|§ 83-61-19. Minimum loss ratio

 The Commissioner of Insurance may require a minimum loss ratio that carriers must meet in order to participate in the program.
MS Code § 83-62-1 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 62 - Health Savings Accounts|§ 83-62-1. Short title

 This chapter shall be known and may be cited as the "Health Savings Accounts Act."
MS Code § 83-62-5 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 62 - Health Savings Accounts|§ 83-62-5. Contributions to health savings account; exemption from taxable gross income

  For taxable years beginning after January 1, 2005, contributions may be made into a health savings account by or on behalf of a resident of Mississippi pursuant to Section 83-62-3(f).   Except as provided in Section 83-62-9, or except as otherwise provided by law, the principal contributed to and the interest earned on a health savings account and money reimbursed to an eligible individual or an employee for qualified medical expenses shall be excluded from the taxable gross income of the account holder under Section 27-7-15.
MS Code § 83-62-7 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 62 - Health Savings Accounts|§ 83-62-7. Purposes for which trustee may utilize funds

 The trustee or custodian shall utilize the funds held in a health savings account solely for the purpose of:   Paying the qualified medical expenses of the eligible individual or his or her dependents;   Purchasing a health coverage policy certificate, or contract, for an eligible individual who is receiving unemployment compensation, is exercising continuation privileges under federal law or is purchasing a long-term care insurance contract; or   Paying for health insurance other than a Medicare supplemental policy for those who are Medicare eligible. Funds held in a health savings account shall not be used to cover expenses of the eligible individual or his or her dependents that are otherwise covered, including, but not limited to, medical expense covered pursuant to an automobile insurance policy, workers' compensation insurance policy or self-insured plan or another employer-funded health coverage policy, certificate or contract.
MS Code § 83-62-9 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 62 - Health Savings Accounts|§ 83-62-9. Withdrawal of money; disbursement of account assets pursuant to a filing for protection under Bankruptcy Code; transfer of interest in account to spouse under divorce or separation agreement; distribution upon death of eligible individual; transfer upon change of employment

  Notwithstanding subsection (3), (4), (5) or (6) of this section, an eligible individual may withdraw money from his or her health savings account for any purpose other than a purpose described in Section 83-62-7.   Subject to subsection (3) of this section, if the eligible individual withdraws money for any purpose other than a purpose described in Section 83-62-7 at any other time, all of the following apply:   The amount of the withdrawal is considered taxable gross income of the account holder under Section 27-7-15 in the tax year of the withdrawal.   Interest earned on the account during the tax year in which a withdrawal under this subsection is made is considered taxable gross income of the account holder under Section 27-7-15.     The amount of disbursement of any assets of a health savings account pursuant to a filing for protection under Title 11 of the United States Code, 11 USCS 101 et seq., by an eligible individual or person for whose benefit the account was established is not considered a withdrawal for purposes of this section. The amount of a disbursement is not considered taxable gross income of the account holder under Section 27-7-15 and subsection (2) of this section does not apply.   The transfer of an eligible individual's interest in a health savings account to an eligible individual's spouse or former spouse under a divorce or separation instrument shall not be considered a taxable transfer made by such eligible individual, and such interest shall, after such transfer, be treated as a health savings account with respect to which such spouse is the eligible individual.   Upon the death of the eligible individual, the trustee or custodian shall distribute the principal and accumulated interest of the health savings account to the estate of the deceased.   If an employee becomes employed with a different employer that participates in a health savings account program, the employee may transfer his or her health savings account to that new employer's trustee or custodian or to an individually purchased account program.
MS Code § 83-63-1 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 63 - Small Employer Health Benefit Plans|§ 83-63-1. Application of chapter

  This chapter shall apply to any health benefit plan that provides coverage to the employees of a small employer in this state if any of the following conditions are met:   Any portion of the premium or benefits is paid by or on behalf of the small employer;   An eligible employee or dependent is reimbursed, whether through wage adjustments or otherwise, by or on behalf of the small employer for any portion of the premium; or   The health benefit plan is treated by the employer or any of the eligible employees or dependents as part of a plan or program for the purposes of Section 162, Section 125 or Section 106 of the United States Internal Revenue Code.     This chapter shall not apply to an employer whose only role is collecting through payroll deduction the premiums of individual policies on behalf of employees.
MS Code § 83-63-5 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 63 - Small Employer Health Benefit Plans|§ 83-63-5. Limitation on establishment of classes of business by small employer carriers

  A small employer carrier may establish a class of business only to reflect substantial differences in expected claims experience or administrative costs related to the following reasons:   The small employer carrier uses more than one (1) type of system for the marketing and sale of health benefit plans to small employers;   The small employer carrier has acquired a class of business from another small employer carrier; or   The small employer carrier provides coverage through an association with membership of not less than twenty-five (25) small employers which has been formed for purposes other than obtaining insurance.     A small employer carrier may establish up to nine (9) separate classes of business under subsection (1).   The commissioner may establish regulations to provide for a period of transition in order for a small employer carrier to come into compliance with subsection (2) in the instance of acquisition of an additional class of business from another small employer carrier.   The commissioner may approve the establishment of additional classes of business upon application to the commissioner and a finding by the commissioner that such action would enhance the efficiency and fairness of the small employer marketplace.
MS Code § 83-63-6 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 63 - Small Employer Health Benefit Plans|§ 83-63-6. Requirements for small employer carriers

 Any small employer carrier shall issue any health benefit plan to any small employer that applies for the plan and agrees to make the required premium payments and to satisfy the other reasonable provisions of the health benefit plan not inconsistent with this chapter. However, no carrier is required to issue a health benefit plan to a self-employed individual who is covered by, or is eligible for coverage under, a health benefit plan offered by an employer.
MS Code § 83-63-9 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 63 - Small Employer Health Benefit Plans|§ 83-63-9. Disclosure requirements for solicitation and sales material for sale of health benefit plan; maintenance of description of rating practices and renewal underwriting practices; actuarial certification requirements; access to information and documentation by commissioner; confidentiality of information

  In connection with the offering for sale of any health benefit plan to a small employer, a small employer carrier shall make a reasonable disclosure, as part of its solicitation and sales materials, of all of the following:   The extent to which premium rates for a specified small employer are established or adjusted based upon the actual or expected variation in claims costs or actual or expected variation in health status of the employees of the small employer and their dependents;   The provisions of the health benefit plan concerning the small employer carrier's right to change premium rates and factors, other than claim experience, that affect changes in premium rates;   A description of the class of business in which the small employer is or will be included, including the applicable grouping of plans;   The provisions relating to renewability of policies and contracts; and   The provisions relating to any pre-existing condition provision.     Each small employer carrier shall maintain at its principal place of business a complete and detailed description of its rating practices and renewal underwriting practices, including information and documentation that demonstrate that its rating methods and practices are based upon commonly accepted actuarial assumptions and are in accordance with sound actuarial principles.   Each small employer carrier shall file with the commissioner annually on or before March 15, an actuarial certification certifying that the carrier is in compliance with this chapter and that the rating methods of the small employer carrier are actuarially sound. Such certification shall be in a form and manner, and shall contain such information, as specified by the commissioner. A copy of the certification shall be retained by the small employer carrier at its principal place of business.   A small employer carrier shall make the information and documentation described in subsection (2) available to the commissioner upon request. Except in cases of violations of this chapter, the information shall be considered proprietary and trade secret information and shall not be subject to disclosure by the commissioner to persons outside of the department except as agreed to by the small employer carrier or as ordered by a court of competent jurisdiction.
MS Code § 83-63-11 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 63 - Small Employer Health Benefit Plans|§ 83-63-11. Renewal of health benefit plan at option of small employer; exceptions; right of carrier to cease to renew all plans under a class of business; restrictions; application of section to carrier operating in single geographic area

  A health benefit plan subject to this chapter shall be renewable with respect to all eligible employees and dependents, at the option of the small employer, except in any of the following cases:   Nonpayment of the required premiums;   Fraud or misrepresentation of the small employer, or with respect to coverage of individual insureds, the insureds or their representatives;   Noncompliance with the carrier's minimum participation requirements;   Noncompliance with the carrier's employer contribution requirements;   Repeated misuse of a provider network provision; or   The commissioner finds that the continuation of the coverage would:   Not be in the best interests of the policyholders or certificate holders; or   Impair the carrier's ability to meet its contractual obligations.    In such instance the commissioner shall assist affected small employers in finding replacement coverage.      A small employer carrier may cease to renew all plans under a class of business. The carrier shall provide notice to all affected health benefit plans and to the Commissioner of Insurance in each state in which an affected insured individual is known to reside at least one hundred eighty (180) days prior to termination of coverage. A carrier which exercises its rights to cease to renew all plans in a class of business shall not:   Establish a new class of business for a period of five (5) years after the nonrenewal of the plans without prior approval of the Commissioner of Insurance; or   Transfer or otherwise provide coverage to any of the employers from the nonrenewed class of business unless the carrier offers to transfer or provide coverage to all affected employers and eligible employees and dependents without regard to case characteristics, claim experience, health status or duration of coverage.     In the case of a small employer carrier doing business in one (1) established geographic service area of the state, the rules set forth in this section shall apply only to the carrier's operations in such service area.
MS Code § 83-64-1 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 64 - Health Discount Plans|§ 83-64-1. Health discount plan; disclosures to and rights of consumer; Commissioner of Insurance authorized to adopt rules and regulations to implement provisions; applicability

  "Health discount plan" means a card, program, device, arrangement, contract or mechanism that purports to offer discounts or access to discounts on health care services or supplies that is not insurance or that does not provide coverage for services or benefits regulated under Section 83-9-1 et seq.   A person may not sell, market, promote, advertise or otherwise distribute a health discount plan unless:   Each advertisement, policy, document, information, statement or other communication regarding the health discount plan and the plan itself contain a statement, in bold and prominent type, that the health discount plan is not insurance;   The discounts offered under the health discount plan are specifically authorized by a contract with each provider of the services or supplies listed in conjunction with the plan;   The health discount plan states the name, address and telephone number of the administrator of the plan;   The person makes readily available to the consumer a complete, accurate and up-to-date list of providers participating in the plan that offers discounted health care services or supplies in the consumer's local area and the discounts offered by the providers;   The person provides the consumer the right to cancel the health discount plan within thirty (30) days after purchase of the plan; and   The person provides the consumer with a full refund of all payments made, except for a nominal processing fee, within thirty (30) days after notification of cancellation of the plan under paragraph (e) of this subsection.     The Commissioner of Insurance may adopt regulations to implement this section and to establish additional requirements intended to prohibit unfair or deceptive practices relating to health discount plans.   Rebates and discounts for health discount plans shall not apply to manufacturers of pharmaceuticals or supplies. This section shall not apply to the Division of Medicaid and shall not apply to pharmaceutical manufacturer discount cards.
MS Code § 83-65-101 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 65 - Regulation of Vehicle Service Contracts|§ 83-65-101. Purpose

 The sole purpose of this chapter is to provide for the regulation of vehicle service contracts. This chapter does not apply to motor vehicle manufacturers' warranties.
MS Code § 83-65-103 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 65 - Regulation of Vehicle Service Contracts|§ 83-65-103. Definitions

 For the purposes of this chapter:   "Commissioner" means the Commissioner of Insurance.   "Service contract holder" means a person who purchases or otherwise obtains a vehicle service contract.   "Vehicle service contract" means a contract or agreement that undertakes to perform or provide repair or replacement service, or provide payment for that service, for the operational or structural failure of a motor vehicle due to a defect in materials, workmanship or normal wear and tear, with or without additional provision for incidental payment or indemnity under limited circumstances, including, but not limited to, towing, rental and emergency road service. "Vehicle service contract" also means a contract or agreement that undertakes to perform or provide one or more of the following services:   The repair or replacement of tires and/or wheels on a motor vehicle damaged as a result of coming into contact with road hazards;   The removal of dents, dings or creases on a motor vehicle that can be repaired using the process of paintless dent removal without affecting the existing paint finish and without replacing vehicle body panels, sanding, bonding or painting;   The repair of chips or cracks in or the replacement of motor vehicle windshields as a result of damage caused by road hazards;   The replacement of a motor vehicle key or key-fob in the event that the key or key-fob becomes inoperable or is lost or stolen;   Other services which may be approved by the Commissioner, if not inconsistent with other provisions of this chapter.   "Provider" means a person who issues, makes or provides a vehicle service contract.   "Reimbursement insurance policy" means a policy of insurance providing reimbursement coverage for all services which the provider is legally obligated to provide under the terms of vehicle service contracts issued or sold by the provider.   "Services" means the repair, replacement or maintenance of property or indemnification for repair, replacement or maintenance for the operational or structural failure of a motor vehicle due to a defect in materials, workmanship or normal wear and tear.   "Road hazard" means a hazard that is encountered while driving a motor vehicle and which may include, but not be limited to, potholes, rocks, wood debris, metal parts, glass, plastic, curbs or composite scraps.
MS Code § 83-65-105 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 65 - Regulation of Vehicle Service Contracts|§ 83-65-105. Issuance, sale, or offer for sale of service contract; authorized providers

 A vehicle service contract shall not be issued, sold, or offered for sale in this state unless the provider of the vehicle service contract is a named insured under a reimbursement insurance policy issued by an insurer authorized to do business in this state.
MS Code § 83-65-107 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 65 - Regulation of Vehicle Service Contracts|§ 83-65-107. Issuance, sale, or offer for sale of service contract; document filing requirements; rates

 A vehicle service contract shall not be issued, sold, or offered for sale in this state unless a true and correct copy of the vehicle service contract and the provider's reimbursement insurance policy and the rates to be charged for the reimbursement insurance policy have been filed by the insurer issuing the reimbursement insurance policy with the commissioner. Rates shall not be excessive, inadequate or unfairly discriminatory.
MS Code § 83-65-109 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 65 - Regulation of Vehicle Service Contracts|§ 83-65-109. Issuance, sale, or offer for sale of reimbursement insurance policy

 A reimbursement insurance policy shall not be issued, sold, or offered for sale in this state unless the reimbursement insurance policy conspicuously states that the issuer of the policy shall provide on behalf of the provider all services which the provider is legally obligated to provide according to the provider's contractual obligations under the vehicle service contracts issued or sold by the provider.
MS Code § 83-65-111 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 65 - Regulation of Vehicle Service Contracts|§ 83-65-111. Issuance, sale, or offer for sale of service contract; form and terms of contract

  A vehicle service contract shall not be issued, sold, or offered for sale in this state unless the contract conspicuously states that the obligations of the provider to the service contract holder to provide services are guaranteed under a reimbursement insurance policy, and unless the contract conspicuously states the name and address of the issuer of the reimbursement policy.   Every vehicle service contract shall be written in clear, understandable language and shall be printed or typed in easy-to-read type, size and style, and shall not be issued, sold, or offered for sale in this state unless the contract:   Conspicuously states that the services for which the provider is legally obligated to perform to the service contract holder are guaranteed under a reimbursement insurance policy;   Conspicuously states the name and address of the issuer of the reimbursement insurance policy;   Identifies the provider, the seller, and the service contract holder;   Sets forth the total purchase price and the terms under which it is to be paid;   Sets forth the procedure for making a claim, including a toll-free telephone number for claim service and a procedure for obtaining reimbursement for emergency repairs performed outside of normal business hours;   Conspicuously states the existence of a deductible amount, if any;   Specifies the merchandise or services, or both, to be provided and any limitations, exceptions or exclusions;   Sets forth the conditions on which the use of non-original manufacturers parts, or substitute service, will be allowed;   Conspicuously sets forth all of the obligations and duties of the service contract holder, such as the duty to protect against any further damage to the vehicle and the requirement for certain service and maintenance;   Sets forth any terms, restrictions, or conditions governing transferability of the vehicle service contract.
MS Code § 83-65-115 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 65 - Regulation of Vehicle Service Contracts|§ 83-65-115. Recordkeeping requirements

  All providers shall keep accurate accounts, books, and records concerning transactions regulated under this chapter.   A provider's accounts, books, and records shall include:   Copies of all service contracts;   The name and address of each service contract holder to the extent that the name and address have been furnished by the service contract holder;   The dates, amounts, and descriptions of all receipts, claims, and expenditures.     A provider shall retain all required accounts, books, and records pertaining to each service contract holder for at least two (2) years after the specified period of coverage has expired. A provider discontinuing business in this state shall maintain its records until it furnishes the commissioner satisfactory proof that it has discharged all obligations to contract holders in this state.   Providers shall make all accounts, books, and records concerning transactions regulated under this chapter available to the commissioner for the purpose of examination.
MS Code § 83-65-117 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 65 - Regulation of Vehicle Service Contracts|§ 83-65-117. Cancellation of reimbursement insurance policy

  The issuer of a reimbursement insurance policy shall not cancel such reimbursement insurance policy unless sixty (60) days written notice of cancellation has been given to the commissioner and to each insured provider, including automobile dealers and third-party administrators.   The cancellation of a reimbursement insurance policy shall not reduce the issuer's responsibility for vehicle service contracts issued by providers prior to the date of cancellation.