reglab/housing_qa huggingface dataset:
OR Rev Stat § 407.385 (2021)
2021 Oregon Revised Statutes|Volume : 10 - Highways, Military|Chapter 407 - Veterans Loans|Section 407.385 - Prohibition against using loan for purpose other than farm or home acquisition; prompt use of farm or home as principal residence; extension; exception; penalty.

(1) Money received as a loan under this chapter shall be used only for the acquisition of a home or farm. (2) Except as provided in this section, use of all or any part of a loan received under this chapter for investment or any purpose other than the acquisition of a home or farm constitutes an act of default and results in immediate acceleration of the unpaid balance of the loan. (3) When the Department of Veterans’ Affairs determines that a borrower is using loan moneys in violation of this section, the department shall immediately commence any action or proceeding necessary to recover for the state those moneys or any property obtained therewith. (4) A failure by a borrower to move into the home or farm securing the borrower’s loan and to use it as the borrower’s principal residence within 60 days after the loan or assumption is made, or within such extension as may be granted in writing by the department, shall be conclusively presumed to constitute a violation of this section. A request for an extension for good cause shall be made in writing within the 60-day period. The applicant may file a written request for a hearing within 30 days after a denial of the request for extension. (5) The department may not approve any rental or lease of a home or farm that affects the federally tax exempt status of bonds issued under Article XI-A of the Oregon Constitution. When the rental or lease does not affect the federally tax exempt status of such federally tax exempt bonds, the department may approve in writing the rental or lease of a home or farm after the home or farm is used as the principal residence of the borrower. The department may establish factors to consider when determining whether to approve the rental of a home or farm. [Formerly 407.042; 1987 c.767 §3; 1991 c.262 §2; 1995 c.238 §7; 1999 c.46 §1; 2001 c.98 §1; 2005 c.625 §42]
OR Rev Stat § 407.415 (2021)
2021 Oregon Revised Statutes|Volume : 10 - Highways, Military|Chapter 407 - Veterans Loans|Section 407.415 - Issuance of bonds.

In order to provide funds for the purposes specified in Article XI-A of the Oregon Constitution, the Department of Veterans’ Affairs may request the State Treasurer to issue bonds in accordance with the provisions of ORS chapter 286A. [Formerly 407.140; 2001 c.98 §2; 2005 c.625 §43; 2007 c.783 §181]
OR Rev Stat § 407.425 (2021)
2021 Oregon Revised Statutes|Volume : 10 - Highways, Military|Chapter 407 - Veterans Loans|Section 407.425 - Factors considered before requesting bond issuance.

The Department of Veterans’ Affairs shall request the State Treasurer to issue bonds as provided in ORS chapter 286A whenever the department determines that bonds are to be issued under ORS 407.415. In order to meet the specific requirements of a selected group of applicants for loans under this chapter and before asking the State Treasurer to structure an issue of bonds under this authority, the Department of Veterans’ Affairs may consider factors including, but not limited to, the number of applications and loans on hand, the amount of debt that will be financed or refinanced by the issue, directly or indirectly, the solvency of the program as a whole, the current value of money, the condition of the tax exempt and taxable bond markets and the effect of the issue on all veterans. [1982 s.s.1 c.12 §4; 2001 c.98 §3; 2005 c.625 §44; 2007 c.783 §182]
OR Rev Stat § 407.435 (2021)
2021 Oregon Revised Statutes|Volume : 10 - Highways, Military|Chapter 407 - Veterans Loans|Section 407.435 - Issuance of bonds for tax payment; conditions; term.

Notwithstanding the general obligation and revenue bond limits required by ORS 286A.035, the State Treasurer may issue general obligation bonds on behalf of the Department of Veterans’ Affairs in an amount not to exceed the amount reasonably expected to be advanced for the payment of taxes for veterans each tax year. Such bonds shall mature in no more than 18 months and may be sold as determined by the State Treasurer. [1983 c.445 §11; 2007 c.783 §183]
OR Rev Stat § 407.465 (2021)
2021 Oregon Revised Statutes|Volume : 10 - Highways, Military|Chapter 407 - Veterans Loans|Section 407.465 - Loan cancellation life insurance.

(1) Subject to the limitations provided for in this chapter, the Department of Veterans’ Affairs may provide loan cancellation life insurance for any person described in ORS 407.475. (2) The insurance may insure the life of the person who receives or assumes the loan or who is the contract purchaser and the life of the spouse or former spouse of that person for all or a portion of the amount of principal and interest due on the state loan or contract. However, for each loan or contract, the lives of not more than two persons shall be insured. The State of Oregon shall be named the beneficiary of the insurance. When an individual insured under this chapter dies, the proceeds of the insurance shall be used to pay all or the insured portion of the balance of the state loan or contract, and the department shall issue a revised payment plan or a satisfaction of the loan or contract. [Formerly 407.074; 1985 c.221 §1; 1987 c.132 §1; 2005 c.625 §45; 2009 c.29 §1]
OR Rev Stat § 407.475 (2021)
2021 Oregon Revised Statutes|Volume : 10 - Highways, Military|Chapter 407 - Veterans Loans|Section 407.475 - Persons insurable under ORS 407.465.

Any person receiving or assuming a loan or making a contract under this chapter for the acquisition of a home or farm, and the spouse or former spouse of that person, may be insured under the insurance provided for by ORS 407.465 upon complying with such rules relating to that insurance as the director may adopt. [Formerly 407.076; 1985 c.221 §2; 1987 c.132 §2]
OR Rev Stat § 407.480 (2021)
2021 Oregon Revised Statutes|Volume : 10 - Highways, Military|Chapter 407 - Veterans Loans|Section 407.480 - Definitions for ORS 407.480 to 407.490.

As used in ORS 407.480 to 407.490: (1) "Insurance" means any mortgage guarantee or mortgage insurance against financial loss by reason of: (a) Collection activity; (b) Foreclosure; or (c) Foreclosure by the Department of Veterans’ Affairs under ORS 407.135. (2) "Mortgage" includes a trust deed. [1989 c.677 §2; 2005 c.625 §46]
OR Rev Stat § 407.485 (2021)
2021 Oregon Revised Statutes|Volume : 10 - Highways, Military|Chapter 407 - Veterans Loans|Section 407.485 - Agreements for mortgage insurance; terms; amount; required coverage.

(1) The Department of Veterans’ Affairs may enter into an agreement with any public or private organization or with any federal or state governmental agency to provide insurance for qualified mortgages. (2) The terms of the agreement for insurance, including the amount of insurance and the premium therefor, shall be agreed upon by the department and the organization or agency. (3) Insurance provided under this section may not exceed coverage of the loan balance for property secured by a mortgage or trust deed to the department. (4) If a qualified borrower borrows an amount under this chapter that is 80 percent or less of the net appraised value of the home or farm that secures the loan, the department may approve the loan without requiring insurance. [1989 c.677 §3; 1993 c.192 §2; 1995 c.238 §2; 2005 c.625 §47]
OR Rev Stat § 407.490 (2021)
2021 Oregon Revised Statutes|Volume : 10 - Highways, Military|Chapter 407 - Veterans Loans|Section 407.490 - Mortgage insurance claims; liability of department.

After assignment transfer and delivery by the Department of Veterans’ Affairs of all rights in the insured property to the organization or person providing insurance, the department shall not be liable to any borrower for any claim or grievance arising out of the insurance agreement or the loan agreement. [1989 c.677 §4; 2005 c.625 §48]
OR Rev Stat § 407.495 (2021)
2021 Oregon Revised Statutes|Volume : 10 - Highways, Military|Chapter 407 - Veterans Loans|Section 407.495 - Oregon War Veterans’ Fund; sources; uses.

(1) The money arising from the sale of each issue of bonds authorized under Article XI-A, section 2, of the Oregon Constitution, shall be deposited in the State Treasury and be credited to a special fund separate and distinct from the General Fund, to be known as the Oregon War Veterans’ Fund. (2) In addition to the money arising from the sale of such bonds, the Oregon War Veterans’ Fund shall also consist of: (a) All moneys received as payments on principal and interest of loans made under ORS 407.125; (b) All moneys received as accrued interest upon bonds sold; (c) All moneys derived from tax levies provided for in ORS 291.445; (d) All moneys derived from the sale, rental or administration of property acquired by foreclosure or other proceeding, or deed; (e) All moneys received as interest earned on the investment of moneys in the Oregon War Veterans’ Fund; (f) All moneys received as proceeds from the sale of refunding bonds; and (g) All other moneys accruing under this chapter. (3) All moneys in the Oregon War Veterans’ Fund are continuously appropriated to the Department of Veterans’ Affairs for the following purposes: (a) To carry out the provisions of this chapter; (b) To purchase bonds issued for the purposes of such provisions; and (c) Except for moneys derived from the sale of bonds or from tax levies, for payment of expenses of the administration of this chapter. (4) With the approval of the department, the moneys in the Oregon War Veterans’ Fund not immediately required to provide loans for the acquisition of farms and homes may be invested as provided in ORS 293.701 to 293.857. The earnings from such investments shall be credited to the Oregon War Veterans’ Fund. [Formerly 407.160; 1987 c.652 §10; 1991 c.220 §11; 2005 c.625 §49; 2019 c.223 §15]
OR Rev Stat § 407.505 (2021)
2021 Oregon Revised Statutes|Volume : 10 - Highways, Military|Chapter 407 - Veterans Loans|Section 407.505 - Loan moneys to be reserved for borrower prior to loan commitment.

(1) When the Department of Veterans’ Affairs determines that an applicant’s loan may be approved in accordance with this chapter, the department, before making a loan commitment, shall reserve an amount of money in the Oregon War Veterans’ Fund equal to the amount requested by the applicant to be used only for payment to the applicant which shall be set aside in the Direct Commitment Reserve Account. (2) Moneys in the Oregon War Veterans’ Fund Direct Commitment Reserve Account shall be reserved as loan proceeds for an applicant under subsection (1) of this section and may not be used for any other purpose unless the applicant cancels the application for the loan prior to receipt of the loan proceeds. [Formerly 407.035; 2005 c.625 §50]
OR Rev Stat § 407.515 (2021)
2021 Oregon Revised Statutes|Volume : 10 - Highways, Military|Chapter 407 - Veterans Loans|Section 407.515 - Oregon War Veterans’ Bond Sinking Account; sources; use.

(1) The Oregon War Veterans’ Bond Sinking Account is created as a restricted account within the Oregon War Veterans’ Fund. The sinking account shall consist of: (a) All moneys received as payments on principal and interest of loans made under ORS 407.125; (b) All moneys received as accrued interest upon bonds sold; (c) All moneys derived from tax levies provided for in ORS 291.445; (d) All moneys derived from the sale, rental or administration of property acquired by foreclosure or other proceeding, or deed; (e) All moneys received as interest upon investments of the account and the Oregon War Veterans’ Fund; (f) All moneys received as proceeds from the sale of refunding bonds; and (g) All other moneys accruing under this chapter not required to be credited to the Oregon War Veterans’ Fund. (2) Disbursements from the sinking account shall be made upon submission of duly verified claims that are approved by the Director of Veterans’ Affairs. The Secretary of State may audit the claims in the manner that other claims against the state are audited. The moneys in the sinking account, other than those derived from tax levies and from sales of refunding bonds, are continuously appropriated for payment of expenses of administration of this chapter. The moneys in the sinking account may be invested as provided in ORS 293.701 to 293.857. (3) Amounts in the sinking account shall be held and set aside separately from the amounts in the Oregon War Veterans’ Fund and any other funds or assets of this state, but such account may be accounted for as part of the Oregon War Veterans’ Fund. (4) The debt service reserve account within the sinking account shall be maintained as a subaccount within the sinking account dedicated to provide funds for the payment of bonds issued under authority of Article XI-A of the Oregon Constitution. (5) Nothing in this section shall be construed so as to impair any covenant or agreement with the holders of such bonds heretofore entered into by the director on behalf of this state with respect to the maintenance of the sinking account as heretofore constituted and any such covenant and agreement shall remain in full force and effect. (6) The director may create subaccounts in the sinking account necessary for appropriate administration of the director’s duties including, but not limited to, providing for the issuance, security, payment or administration of bonds or to preserve the federally tax exempt status of bonds issued on a federally tax exempt basis. The director may segregate such subaccounts from other subaccounts used for other purposes including, but not limited to, the issuance, security, payment or administration of bonds or other obligations, whether previously or subsequently issued. [Formerly 407.170; 1987 c.425 §7; 1987 c.652 §13; 1989 c.932 §4; 1991 c.220 §12; 2001 c.98 §4; 2011 c.222 §2; 2019 c.223 §16]
OR Rev Stat § 407.525 (2021)
2021 Oregon Revised Statutes|Volume : 10 - Highways, Military|Chapter 407 - Veterans Loans|Section 407.525 - Transfer of sinking account moneys to veterans’ fund; retransfer.

The Department of Veterans’ Affairs may transfer moneys in the sinking account, except those derived from tax levies and those received from the sale of refunding bonds, to the Oregon War Veterans’ Fund for the home and farm loan purposes of the Oregon War Veterans’ Fund or pay the moneys directly from the sinking fund for the home and farm loan purposes of the Oregon War Veterans’ Fund. When sufficient moneys are available in the Oregon War Veterans’ Fund, the department may transfer back to the sinking account an amount not exceeding the total transferred from the sinking account to the Oregon War Veterans’ Fund or paid directly from the sinking fund for the home and farm loan purposes of the Oregon War Veterans’ Fund. [Formerly 407.180; 1987 c.652 §14; 2005 c.625 §51; 2007 c.783 §184]
OR Rev Stat § 407.555 (2021)
2021 Oregon Revised Statutes|Volume : 10 - Highways, Military|Chapter 407 - Veterans Loans|Section 407.555 - Auditing and payment of claims.

Except as provided in ORS 407.415, all claims duly approved by the Department of Veterans’ Affairs, incurred in pursuance of this chapter, shall be paid by warrants drawn upon the State Treasurer by the Oregon Department of Administrative Services upon the appropriate funds for the payment of such claims. [Formerly 407.190; 2005 c.625 §52; 2019 c.223 §17]
OR Rev Stat § 407.565 (2021)
2021 Oregon Revised Statutes|Volume : 10 - Highways, Military|Chapter 407 - Veterans Loans|Section 407.565 - Revolving account.

The Oregon Department of Administrative Services is authorized to draw a warrant on the Oregon War Veterans’ Fund in favor of the Department of Veterans’ Affairs in a sum not to exceed $2 million, which sum shall constitute an advance to be used in anticipation of the verified vouchers supplied in accordance with this section; and may be used only as a revolving account, separate and distinct from the General Fund, to be maintained with the State Treasurer, for receipt and disbursement of moneys received under authority of ORS 407.165 and for payment of general operating expenses. All reimbursement vouchers for claims paid from the revolving account shall be verified by the Department of Veterans’ Affairs and presented to the Oregon Department of Administrative Services for payment. The warrants issued by the Oregon Department of Administrative Services shall be drawn in favor of the Department of Veterans’ Affairs and shall be used to reimburse the revolving account. [Formerly 407.200; 1989 c.966 §45; 2005 c.625 §53]
OR Rev Stat § 407.595 (2021)
2021 Oregon Revised Statutes|Volume : 10 - Highways, Military|Chapter 407 - Veterans Loans|Section 407.595 - Loans not subject to execution or assignment.

No right, payment or proceeds of any loan made under ORS 407.125 or statutes supplementary thereof shall be subject to garnishment, attachment or execution or the claim of any creditor; nor shall any such right or payment be capable of assignment except as may be necessary for completion of any loan applied for and then only under such rules and regulations as may be prescribed by the Department of Veterans’ Affairs. [Formerly 407.110; 2005 c.625 §54]
OR Rev Stat § 408.010 (2021)
2021 Oregon Revised Statutes|Volume : 10 - Highways, Military|Chapter 408 - Miscellaneous Benefits for Veterans and Service Personnel|Section 408.010 - "Beneficiary" defined for ORS 408.010 to 408.090.

As used in ORS 408.010 to 408.090, unless otherwise required by the context, "beneficiary" means any person who served in the active Armed Forces of the United States on or after June 25, 1950, who was relieved or discharged from that service under honorable conditions and who was also a resident of Oregon at the time the person applied for benefits under ORS 408.010 to 408.090. "Beneficiary" does not include an alien, an alien enemy, a person who avoided combat service by claiming to be a conscientious objector, a person who served less than 90 days in the Armed Forces of the United States or a person inducted or enlisted in the military or naval service who received civilian pay for civilian work. [Amended by 1957 c.195 §1; 1965 c.517 §1; 1967 c.382 §1; 1993 c.139 §1; 2005 c.831 §1; 2007 c.857 §1]
OR Rev Stat § 408.020 (2021)
2021 Oregon Revised Statutes|Volume : 10 - Highways, Military|Chapter 408 - Miscellaneous Benefits for Veterans and Service Personnel|Section 408.020 - Financial aid for educational purposes; limitations on payments and on eligibility for aid.

(1) The Department of Veterans’ Affairs may provide financial aid to beneficiaries who desire to pursue an approved course of study or professional training in or in connection with any accredited state or other public school or accredited private school or accredited college consistent with ORS 408.010 to 408.090. (2) Financial aid under this section may not exceed $150 per month for each month of full-time study or training or $100 per month for each month of part-time study or training. (3) The total number of monthly payments under subsection (2) of this section may not exceed the total number of months served in the Armed Forces of the United States or 36, whichever is less. (4) The Director of Veterans’ Affairs may permit a beneficiary to attend a school or college outside of this state upon a satisfactory showing that the training required is not available in an accredited institution within this state. (5) A beneficiary may not receive payments or benefits under ORS 408.010 to 408.090 at the same time that the beneficiary is receiving educational aid under any federal Act based upon prior service in the Armed Forces. Time spent by a person who applies for benefits under ORS 408.010 to 408.090 in the army specialized training program, the Navy V-12 program or other like training program may not be counted as service in the Armed Forces within the purview of ORS 408.010. [Amended by 1967 c.383 §1; 1995 c.343 §38; 2005 c.831 §2; 2007 c.857 §2; 2015 c.531 §2]
OR Rev Stat § 408.030 (2021)
2021 Oregon Revised Statutes|Volume : 10 - Highways, Military|Chapter 408 - Miscellaneous Benefits for Veterans and Service Personnel|Section 408.030 - Filing application with educational institution.

Any beneficiary who desires to pursue a course of study or professional training may file, upon a form approved by the Director of Veterans’ Affairs, an application with the executive head of the institution in which the beneficiary desires to pursue such course. In the application the beneficiary shall set forth the date of enlistment or induction into the service of the United States, the date of discharge, a certified copy of the discharge or document evidencing release from active duty, the courses of study the beneficiary desires to pursue, and the length of time the beneficiary intends to pursue such courses. [Amended by 1995 c.343 §39]
OR Rev Stat § 408.040 (2021)
2021 Oregon Revised Statutes|Volume : 10 - Highways, Military|Chapter 408 - Miscellaneous Benefits for Veterans and Service Personnel|Section 408.040 - Handling of application by institution and director; when benefits begin.

(1) The person to whom an application is made pursuant to ORS 408.030 shall examine and pass upon such application and shall, within 10 days after its receipt by the person, indorse approval or disapproval thereof. If the application is approved it shall be forthwith forwarded to the Director of Veterans’ Affairs, who shall check it. The director shall determine whether or not the institution of learning or career school is accredited and if the tuition and other charges are reasonable. The director shall also determine whether or not the institution of learning or career school is reasonably qualified to provide the instruction desired by the beneficiary. The director shall be satisfied that the beneficiary has reasonable qualifications to pursue the course of study chosen and that such course, if satisfactorily completed, is likely to enable the beneficiary to become a more useful citizen. If all said conditions are met to the satisfaction of the director, the director may approve the application and file it in the office of the director; otherwise the director shall deny it. (2) Upon approval of an application, benefits are payable beginning with the first day of the applicant’s attendance during the current term of an institution of learning or career school, after a finding by the director, supported by evidence satisfactory to the director, that any delay in making application was caused by excusable oversight or neglect. [Amended by 1995 c.343 §40]
OR Rev Stat § 408.050 (2021)
2021 Oregon Revised Statutes|Volume : 10 - Highways, Military|Chapter 408 - Miscellaneous Benefits for Veterans and Service Personnel|Section 408.050 - Monthly statement by institution.

On or before the 10th day of each calendar month the executive head of the institution of learning or authorized representative, shall render a duly certified statement to the Director of Veterans’ Affairs, setting forth the names of the beneficiaries attending the institution during the preceding calendar month and the amount of schooling or training furnished such beneficiaries in accordance with ORS 408.010 to 408.090. The statement shall contain a report of the attendance and general attitude and aptitude of each beneficiary, and the number of hours of recitation, lectures or other training scheduled, and a statement of the beneficiary’s diligence and progress.