reglab/housing_qa huggingface dataset:
WY Stat § 26-18-202 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 18 - Disability Insurance Policies|Article 2 - Multi-State Cooperation|Section 26-18-202 - Sale of Medical and Surgical Insurance Policies Approved in Identified Other States.

26-18-202. Sale of medical and surgical insurance policies approved in identified other states.| In accordance with the provisions of this article, the commissioner shall identify at least five (5) states with insurance laws sufficiently consistent with Wyoming laws. The commissioner may approve for sale in Wyoming selected comprehensive individual medical and surgical insurance policies that have been approved for issuance in those other states where the insurer is authorized to engage in the business of insurance so long as the insurer is also authorized to engage in the business of insurance in this state and provided that the policy meets the requirements set forth in this article. High deductible health plans that meet national standards for comprehensive medical and surgical coverage may be among the policies automatically approved in Wyoming if approved in the states identified as acceptable by the commissioner.
WY Stat § 26-18-203 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 18 - Disability Insurance Policies|Article 2 - Multi-State Cooperation|Section 26-18-203 - Approval of Policies.

26-18-203. Approval of policies.| A policy approved and issued pursuant to this article shall be treated as if it were issued by an insurer domiciled in Wyoming regardless of the insurer's actual domiciliary.
WY Stat § 26-18-204 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 18 - Disability Insurance Policies|Article 2 - Multi-State Cooperation|Section 26-18-204 - Financial Requirements; Continuing Compliance.

26-18-204. Financial requirements; continuing compliance.| (a) Any insurer selling an insurance policy pursuant to this article, and any plan approved under this article, shall satisfy actuarial standards and insurer solvency requirements set forth by the National Association of Insurance Commissioners (NAIC) and adopted by regulation promulgated by the commissioner or as otherwise prescribed by regulation promulgated by the commissioner so long as the regulation is not inconsistent with NAIC standards.  (b) Any policy sold in Wyoming under the coverage and administrative laws and regulations of another state that are not covered by a guarantee association or similar association of that state shall be protected under the Wyoming Life and Health Insurance Guaranty Association Act under Chapter 42 of this title.  (c) The commissioner shall have the authority to determine whether an insurer satisfies the standards required by this section and shall not approve a policy or plan that he finds not in compliance with this section. The commissioner shall have the authority to determine whether the policies sold pursuant to this article continue to satisfy the requirements set forth in this section in the same manner as he does with an individual accident and sickness insurance policy approved pursuant to this code. The commissioner shall have the authority to suspend or revoke new sales of out-of-state policies if the laws and regulations of those states are determined to egregiously harm Wyoming residents. Upon suspension or revocation, the issuers of the out-of-state policies shall be required to notify in writing all affected Wyoming policyholders of the suspension or revocation determination by the commissioner.
WY Stat § 26-18-206 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 18 - Disability Insurance Policies|Article 2 - Multi-State Cooperation|Section 26-18-206 - Rules and Regulations.

26-18-206. Rules and regulations.| (a) The commissioner shall draft rules and regulations necessary to implement this article but shall be under no obligation to draft rules and regulations until after March 15, 2011. The commissioner may adopt the rules provided they are consistent with the requirements of W.S. 26-18-206.  (b) Any dispute resolution mechanism or provision for notice and hearing in this title shall apply to insurers issuing and delivering plans pursuant to this article.
WY Stat § 26-18-207 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 18 - Disability Insurance Policies|Article 2 - Multi-State Cooperation|Section 26-18-207 - Conflict With Other Code Provisions.

26-18-207. Conflict with other code provisions.| If the provisions of this article conflict with any other provision of this code, the provisions of this article shall control.
WY Stat § 26-18-208 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 18 - Disability Insurance Policies|Article 2 - Multi-State Cooperation|Section 26-18-208 - Authorization Date.

26-18-208. Authorization date.| No policy shall be issued or delivered for issuance in this state pursuant to the provisions of this article before July 1, 2011.
WY Stat § 26-18-301 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 18 - Disability Insurance Policies|Article 3 - Sale of Out-of-State Health Insurance Policies|Section 26-18-301 - Definitions.

26-18-301. Definitions.| (a) As used in this article:  (i) "Health insurance," "health benefit plan" and "health benefit policy" mean a health benefit plan as defined by W.S. 26-1-102(a)(xxxii);  (ii) "High deductible health plan" means health insurance plans sold or maintained under the applicable provisions of section 223 of the Internal Revenue Code;  (iii) "Small employer" means small employer as defined by W.S. 26-19-302(a)(xxii);  (iv) "Small employer health insurance policy" is any policy defined by W.S. 26-19-303(a).
WY Stat § 26-18-302 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 18 - Disability Insurance Policies|Article 3 - Sale of Out-of-State Health Insurance Policies|Section 26-18-302 - Sale of Health Insurance Policies Approved in Other States.

26-18-302. Sale of health insurance policies approved in other states.| (a) The insurance commissioner shall approve for sale in Wyoming any individual or small employer health insurance policy or high deductible health plan that is currently approved for issuance in another state where the insurer or the insurer's affiliate or subsidiary is authorized to transact insurance, subject to the following:  (i) Approval shall include approval of any relevant policy forms, provided the forms have been approved by the appropriate regulatory body in the other state;  (ii) The insurer or the insurer's affiliate or subsidiary filing and issuing the policy in Wyoming is also authorized to transact insurance in this state pursuant to title 26, chapter 3 of the Wyoming statutes;  (iii) The policy meets the requirements of this article;  (iv) The insurer shall agree that the Wyoming insurance commissioner may enforce the provisions of the insurance policy and resolve disputes between the insurer and the policyholder in the same manner as the regulatory authorities in the other state, provided that if a contested case arises it shall be subject to the provisions of the Wyoming Administrative Procedure Act and any appeals shall be resolved in Wyoming courts;  (v) The insurer shall inform the commissioner whether the policy will be priced as it is in the other state or at a Wyoming specific price;  (vi) For small employer health insurance policies, all policies shall be subject to the provisions of W.S. 26-19-306(a) and (c)(vi);  (vii) The commissioner shall review any provider network requirements in the policy and may require modification of those requirements if the insurer lacks sufficient within network providers in Wyoming;  (viii) Any authorized insurer may offer an individual or small employer an insurance policy with benefits equivalent to those in any policy approved for sale in Wyoming under this article provided that the offered policy meets the requirements of this article.
WY Stat § 26-18-303 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 18 - Disability Insurance Policies|Article 3 - Sale of Out-of-State Health Insurance Policies|Section 26-18-303 - Financial Requirements; Continuing Compliance.

26-18-303. Financial requirements; continuing compliance.| (a) Any insurer selling a health insurance policy pursuant to this article and any policy approved pursuant to this article shall satisfy actuarial standards of the National Association of Insurance Commissioners, the requirements of this article and any regulations of the department implementing this article.  (b) The commissioner shall determine whether an insurer satisfies the requirements of this article and shall expeditiously approve policies and plans that comply with this article. The commissioner shall have the authority to determine whether a health insurance policy or plan sold pursuant to this article continues to satisfy the requirements of this article in the same manner as for other policies under this code. The commissioner shall have the authority to require an insurer to participate in the Wyoming health insurance pool and to make other payments required of insurers under this code.  (c) Any policy sold pursuant to this article shall be protected under the Wyoming Life and Health Guaranty Association Act under Chapter 42 of this title.
WY Stat § 26-18-304 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 18 - Disability Insurance Policies|Article 3 - Sale of Out-of-State Health Insurance Policies|Section 26-18-304 - Disclaimers Required.

26-18-304. Disclaimers required.| (a) Each written application for a policy sold pursuant to this article shall contain the following language in boldface type at the beginning of the document:  Warning!  The benefits of this policy may primarily be governed by the laws of a state other than Wyoming. All of the laws applicable to policies filed in this state may not apply to this policy. Any purchase of individual health insurance should be considered carefully since future medical conditions may make it impossible to qualify for another individual health insurance policy.  (b) Each policy sold pursuant to this article shall contain the following language in boldface type at the beginning of the document:  Warning!  The benefits of this policy may be governed primarily by the laws of a state other than Wyoming. The benefits covered may be different from other policies you can purchase in this state. Consult your insurance agent or insurer to determine which health benefits are covered under this policy.
WY Stat § 26-18-305 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 18 - Disability Insurance Policies|Article 3 - Sale of Out-of-State Health Insurance Policies|Section 26-18-305 - Rules and Regulations.

26-18-305. Rules and regulations.| (a) The commissioner shall adopt rules and regulations necessary to implement this article.  (b) Any dispute resolution mechanism or provision for notice and hearing in this code shall apply to insurers issuing and delivering policies pursuant to this article.
WY Stat § 26-18-306 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 18 - Disability Insurance Policies|Article 3 - Sale of Out-of-State Health Insurance Policies|Section 26-18-306 - Conflict With Other Code Provisions.

26-18-306. Conflict with other code provisions.| If the provisions of this article conflict with any other provision of this code, the provisions of this article shall control.
WY Stat § 26-18-307 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 18 - Disability Insurance Policies|Article 3 - Sale of Out-of-State Health Insurance Policies|Section 26-18-307 - Authorization Date.

26-18-307. Authorization date.| No policy shall be issued or delivered for issuance in this state pursuant to this article before July 1, 2013.
WY Stat § 26-19-101 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 19 - Group and Blanket Disability Insurance|Article 1 - In General|Section 26-19-101 - Scope and Applicability of Article; Short Title.

26-19-101. Scope and applicability of article; short title.| (a) This article applies only to group disability and blanket disability insurance contracts.  (b) This article may be cited as the "Group and Blanket Disability Insurance Law".  (c) This article does not apply to any contract made or issued prior to January 1, 1968, nor to any extensions, renewals, reinstatements or modifications of or amendments to any contract whenever made.
WY Stat § 26-19-105 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 19 - Group and Blanket Disability Insurance|Article 1 - In General|Section 26-19-105 - Readjustment of Premiums; Dividends.

26-19-105. Readjustment of premiums; dividends.| Any group disability insurance contract may provide for the readjustment of the rate of premium based upon the experience under the contract. If a policy dividend is declared or a reduction in rate is made or continued for the first or any subsequent year of insurance under any group disability insurance policy issued to any policyholder, the excess, if any, of the aggregate dividends or rate reductions under the policy and all other group insurance policies of the policyholder over the aggregate expenditure for insurance under those policies made from funds contributed by the policyholder, or by an employer of insured persons, or by a union or association to which the insured persons belong, including expenditures made in connection with administration of the policies, shall be applied by the policyholder for the sole benefit of insured employees or members.
WY Stat § 26-19-108 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 19 - Group and Blanket Disability Insurance|Article 1 - In General|Section 26-19-108 - Group Disability and Blanket Insurance Standard Provisions; Application and Certificate Need Not Be Furnished.

26-19-108. Group disability and blanket insurance standard provisions; application and certificate need not be furnished.| An individual application need not be required from a person covered under a blanket disability policy or contract, nor is it necessary for the insurer to furnish each person a certificate.
WY Stat § 26-19-109 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 19 - Group and Blanket Disability Insurance|Article 1 - In General|Section 26-19-109 - To Whom Benefits Are Payable.

26-19-109. To whom benefits are payable.| (a) Any benefits under any group or blanket disability policy or contract are payable to the person insured, or to his designated beneficiary or beneficiaries, or to his estate, except that if the person insured is a minor or otherwise not competent to give a valid release, the benefits may be made payable to his parent, guardian or other person actually supporting him. The policy may provide that any indemnities provided by the policy because of hospital, nursing, medical or surgical services, at the insurer's option and unless the insured requests otherwise in writing not later than the time of filing proofs of loss, may be paid directly to the hospital or person rendering the services. The policy may not require that the service be rendered by a particular hospital or person. Any payment made under the policy discharges the insurer's obligation with respect to the amount of insurance so paid.  (b) Any group disability policy which contains provisions for the insurer to pay benefits for expenses incurred for hospital, nursing, medical or surgical services for members of the family or dependents of a person insured may provide for the continuation of the benefit provisions entirely or partially after the death of the person insured.
WY Stat § 26-19-110 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 19 - Group and Blanket Disability Insurance|Article 1 - In General|Section 26-19-110 - Additional Disability Insurance Groups; Requirements.

26-19-110. Additional disability insurance groups; requirements.| (a) Group disability insurance offered to a resident under a group disability insurance policy issued to a group other than one described in W.S. 26-19-102 is subject to the following requirements:  (i) A group disability insurance policy shall not be delivered in this state unless the commissioner finds that:  (A) The issuance of the group policy is not contrary to the best interest of the public;  (B) The issuance of the group policy would result in economies of acquisition or administration;  (C) The benefits are reasonable in relation to the premiums charged;  (D) The insurer possesses and maintains capital and surplus requirements provided by W.S. 26-3-108 and reserve requirements provided by W.S. 26-6-107.  (ii) Group disability insurance coverage shall not be offered in this state by an insurer under a policy issued in another state unless the commissioner determines the requirements of paragraph (i) of this subsection are met and the insurer files with the commissioner:  (A) A copy of the group master contract;  (B) A copy of the statute of the state where the group policy is issued that authorizes the issuance of the group policy;  (C) Evidence of approval of the group policy in the state where the group policy is issued; and  (D) Copies of all supportive material used by the insurer to secure approval of the group in the state where the group policy is issued.  (iii) If the commissioner fails to make the determination provided by paragraph (ii) of this subsection within forty-five (45) days of filing by the insurer of the documents required by paragraph (ii) of this subsection, the requirements of paragraph (i) of this subsection are deemed to be met.
WY Stat § 26-19-111 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 19 - Group and Blanket Disability Insurance|Article 1 - In General|Section 26-19-111 - Notice of Compensation.

26-19-111. Notice of compensation.| (a) The insurer shall distribute to prospective insureds a written notice that compensation shall or may be paid for a program of group insurance which would qualify under W.S. 26-19-102(a)(ii) or 26-19-110, if compensation of any kind shall or may be paid to:  (i) A policyholder or sponsoring or endorsing entity in the case of group policy; or  (ii) A sponsoring or endorsing entity in the case of individual, blanket or franchise policies marketed by means of direct response solicitation.  (b) Notice required by this section shall be distributed:  (i) Whether compensation is direct or indirect; and  (ii) Whether compensation is:  (A) Paid to or retained by the policyholder or sponsoring or endorsing entity; or  (B) Paid to or retained by a third party at the direction of the policyholder, sponsoring or endorsing entity or an entity affiliated by way of ownership, contract or employment.  (c) The notice required by this section shall be placed on or accompany any application or enrollment form provided to prospective insureds.  (d) As used in this section:  (i) "Direct response solicitation" means a solicitation through a sponsoring or endorsing entity by the mails, telephone or other mass communications media; and  (ii) "Sponsoring or endorsing entity" means an organization which has arranged for the offering of a program of insurance in a manner which communicates that eligibility for participation in the program is dependent upon affiliation with the organization or that it encourages participation in the program.
WY Stat § 26-19-112 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 19 - Group and Blanket Disability Insurance|Article 1 - In General|Section 26-19-112 - Dependent Group Disability Insurance.

26-19-112. Dependent group disability insurance.| Except for a policy issued under W.S. 26-19-102(a)(vi), a group disability insurance policy may be extended to insure the employees' or members' or any class of employees' or members' family members or dependents. If the employee or member does not pay any part of the premium for the family members or dependents coverage, the policy shall insure all eligible employees, members or any class of employees or members.
WY Stat § 26-19-114 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 19 - Group and Blanket Disability Insurance|Article 1 - In General|Section 26-19-114 - Failure to Pay Premiums; Notification.

26-19-114. Failure to pay premiums; notification.| When an employer or trustee of a fund established or adopted by an employer, which employer or trustee is deemed the policyholder of the group disability insurance policy insuring the employer's employees for the benefit of persons other than the employer and where the employer or trustee routinely pays any part of the premium for the policy, if the employer or trustee fails to pay the routinely paid portion of the premium when required under the policy for any reason, the employer or trustee shall notify the employee or beneficiary, electronically or in writing, within thirty (30) days of the failure to pay.
WY Stat § 26-19-115 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 19 - Group and Blanket Disability Insurance|Article 1 - In General|Section 26-19-115 - Multiple Employer Welfare Arrangements; Required License; Applicability of the Small Employer Health Insurance Availability Act; Hearings; Rules.

26-19-115. Multiple employer welfare arrangements; required license; applicability of the Small Employer Health Insurance Availability Act; hearings; rules.| (a) A multiple employer welfare arrangement, as defined in W.S. 26-1-102(a)(xliii), intending to operate in Wyoming shall provide to the department all necessary documents to facilitate a determination of jurisdiction under W.S. 26-1-108. The department may specify required documents under this subsection by rule.  (b) Before operating in this state, a multiple employer welfare arrangement subject to the jurisdiction of the department shall obtain an annual license. The department shall collect a fee for each license or renewal, as provided in W.S. 26-4-101(a)(xx).  (c) Except as otherwise provided in this subsection, the provisions of the Small Employer Health Insurance Availability Act, W.S. 26-19-301 through 26-19-310, shall apply to multiple employer welfare arrangements subject to the jurisdiction of the department, including arrangements providing benefits to one (1) or more employees of a small employer, as defined in W.S. 26-19-302(a)(xxii). The provisions of W.S. 26-19-303(a) shall not apply.  (d) The provisions of chapter 20 of this title shall apply to those multiple employer welfare arrangements subject to the jurisdiction of the department.  (e) The commissioner may suspend, revoke or refuse to issue or renew a license required by subsection (b) of this section, consistent with the Wyoming Administrative Procedure Act, W.S. 16-3-101 through 16-3-115 and 26-2-125 through 26-2-129.  (f) The commissioner may adopt rules to implement this section, including specifying the conditions under which actions may be taken under subsection (e) of this section, which shall be consistent with other insurance statutes governing suspensions, revocations or refusals to issue or renew licenses.
WY Stat § 26-19-201 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 19 - Group and Blanket Disability Insurance|Article 2 - Group Coverage Replacement Act|Section 26-19-201 - Purpose and Scope of Article.

26-19-201. Purpose and scope of article.| (a) The purpose of this article is to:  (i) Provide for continuance of coverage for all participants when a succeeding carrier's contract replaces a prior plan's benefits; and  (ii) Prohibit the imposition of preexisting condition limitations under certain circumstances.  (b) This article is applicable to all insurance policies and subscriber contracts issued or provided by an insurance company or a nonprofit service corporation on a group or group-type basis covering persons as employees of employers or as members of unions, associations, multiple employer trusts or organizations, or any arrangement subject to the jurisdiction of the insurance department.