reglab/housing_qa huggingface dataset:
CA Ins Code § 1875.10 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 5.5 - Insurance Claims Analysis Bureaus|Section 1875.10.

1875.10.  The Legislature finds and declares as follows:(a) That the business of insurance involves many transactions which have potential for abuse and illegal activities.(b) That insurers and their policyholders ultimately pay the cost of fraudulent insurance claims.(c) That the operation of insurance claims analysis bureaus would be to the benefit of the public, regulators, law enforcement, prosecutors, and insurers in suppressing and preventing insurance claims fraud.(d) That the purpose of insurance claims analysis bureaus is to provide a data service to encourage the identification of utilization patterns by individuals or businesses who provide services in support of insurance claims, and by individual claimants themselves, in order to facilitate the identification and prevention of fraudulent activities.(e) That promotion of an effective public-private partnership between the insurance industry and the commissioner to share data on suspected fraudulent claims is necessary to avoid unnecessary duplication and expense in reporting that data.(f) It is the intent of the Legislature that, to promote a data-sharing partnership that is efficient and cost-effective, the commissioner and the bureau make every effort to obtain suspected fraudulent claims data from reporting and collection sources already in existence and supported by the insurance industry, by licensing those sources as claims analysis bureaus, as provided in this chapter.(Amended by Stats. 1994, Ch. 1247, Sec. 4. Effective January 1, 1995.)
CA Ins Code § 1875.11 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 5.5 - Insurance Claims Analysis Bureaus|Section 1875.11.

1875.11.  (a) No insurance claims analysis bureau shall conduct any operations in this state without first filing a written application with the commissioner and obtaining a license to act in that capacity. (b) As used in this section, an insurance claims analysis bureau is an organization, duly licensed pursuant to this article, which collects claims information and data from and disseminates claims information and data to its members or subscribers which is utilized for the purpose of the prevention and suppression of insurance fraud.(Added by Stats. 1991, Ch. 1222, Sec. 3.)
CA Ins Code § 1875.12 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 5.5 - Insurance Claims Analysis Bureaus|Section 1875.12.

1875.12.  (a) The commissioner may license an organization as an insurance claims analysis bureau if it meets the following qualifications:(1) Is a nonprofit corporation organized for the purpose of fraud prevention or is a corporation that has made the filings required by Section 1855.2.(2) Has at least two years of experience, or has a managing officer with at least two years of experience, determined by the commissioner to be relevant to operation of an insurance claims analysis bureau, or has at least two years’ experience collecting and compiling insurance statistical information.(3) Has a member or subscriber base of sufficient size that is, in the opinion of the commissioner, adequate to assure uniformity in data collection and cost efficiency to the insurer. (4) Maintains its records in a computerized format. (b) An applicant seeking a license as an insurance claims analysis bureau shall file with the commissioner the following documents:(1) A copy of its articles of incorporation, its bylaws, and any rules and regulations governing the conduct of its business. (2) A list of members or subscribers. (3) A description of its technical capacity to collect and serve the volume of data necessary to act as an insurance claims analysis bureau. (4) A statement establishing that the applicant meets the conditions set forth in subdivision (a). (5) A certificate signed by an officer of the applicant that it will permit any licensed insurer to become a member or subscriber to the insurance claims analysis bureau.(6) A statement of all of the following:(A) That it will provide admitted insurers subject to Article 6 (commencing with Section 1876) the ability to submit required information to the claims analysis bureau at no cost to the insurer, and also provide nonmember or nonsubscriber insurers, at no cost to the insurer, any software that is specifically designed for the purpose of submitting information electronically that the bureau requires its insurers to use.(B) That information from its data base will be made available to state law enforcement agencies pursuant to existing law, and that it will be made available at no cost to those agencies.(c) This section shall not be interpreted to provide any nonmember or nonsubscriber any rights of membership or subscription in an organization licensed as an insurance claims analysis bureau.(Amended by Stats. 1997, Ch. 501, Sec. 2.8. Effective January 1, 1998.)
CA Ins Code § 1875.13 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 5.5 - Insurance Claims Analysis Bureaus|Section 1875.13.

1875.13.  The commissioner shall license an insurance claims analysis bureau by class of claims, if an insurance claims analysis bureau makes application and is appropriately qualified, for the following classes of claims:(a) Automobile bodily injury, which shall include liability, uninsured motorist, and medical payment. (b) Automobile physical damage.(c) Automobile theft. (d) Fire and allied lines property damage. (e) General liability bodily injury. (f) Disability. (g) Life. (h) Workers’ compensation.(Added by Stats. 1991, Ch. 1222, Sec. 3.)
CA Ins Code § 1875.14 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 5.5 - Insurance Claims Analysis Bureaus|Section 1875.14.

1875.14.  An insurance claims analysis bureau shall perform the following functions:(a) Collect and compile information and data from members or subscribers concerning insurance claims. (b) Disseminate information to members or subscribers relating to insurance claims for the purpose of preventing and suppressing insurance fraud. (c) Promote training and education to further insurer investigation, suppression, and prosecution of insurance fraud. (d) Provide, without fee or charge, to the commissioner, all California data and information contained in the records of the insurance claims analysis bureau in furtherance of the prevention and prosecution of insurance fraud.(Added by Stats. 1991, Ch. 1222, Sec. 3.)
CA Ins Code § 1875.15 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 5.5 - Insurance Claims Analysis Bureaus|Section 1875.15.

1875.15.  (a) A licensed insurance claims analysis bureau shall develop rules governing the kind, quality, and frequency of data reporting, which shall be binding on all subscribers or members. The commissioner may require development of new claims categories for the suppression and prevention of fraud. (b) Every member or subscriber shall report, at a minimum, the following regarding any category of claims:(1) Name of claimant.(2) Address of claimant.(3) Date of accident or incident.(4) Identification of medical provider, if applicable.(5) Identification of property repair vendor, if applicable.(6) Identification of members or subscribers and, if applicable, adjusters.(7) Identification of attorneys representing claimants, if applicable.(8) Description of claim.(9) Claimant’s driver license or California Identification card number, if applicable.(10) Claimant’s social security number, if known to the insurer.(11) Vehicle license numbers, if the claim involves automobile insurance.(12) Vehicle identification numbers, if known and the claim involves automobile insurance.(Amended by Stats. 1994, Ch. 1248, Sec. 2. Effective January 1, 1995.)
CA Ins Code § 1875.16 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 5.5 - Insurance Claims Analysis Bureaus|Section 1875.16.

1875.16.  Unless otherwise provided by law, any authorized entity which receives any information furnished pursuant to this article shall not release that information to public inspection (1) until such time as its release is required in connection with a criminal or civil proceeding, or (2) is necessary to analyze and present information for release in an insurance claims analysis bureau’s annual report. Any information acquired pursuant to this article shall not be part of any public record nor subject to disclosure under the California Public Records Act.(Added by Stats. 1991, Ch. 1222, Sec. 3.)
CA Ins Code § 1875.17 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 5.5 - Insurance Claims Analysis Bureaus|Section 1875.17.

1875.17.  On or before May 1, 1992, and on or before May 1 of each year thereafter, any licensed insurance claims analysis bureau shall file with the department a report on the scope and extent of its activities in this state for the preceding year.(Added by Stats. 1991, Ch. 1222, Sec. 3.)
CA Ins Code § 1875.18 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 5.5 - Insurance Claims Analysis Bureaus|Section 1875.18.

1875.18.  (a) Every bodily injury, medical payment, or uninsured motorist claim made under a policy of automobile insurance shall be available, upon request, to law enforcement agencies in this state, whenever that claim relates to an event that occurred within the state.(b) Every claim subject to subdivision (a) shall be available without regard to any limitation in the Insurance Information and Privacy Protection Act (Article 6.6 (commencing with Section 791) of Chapter 1), or any other provision of law, whether or not the law enforcement agency has formed a reasonable belief that a violation of law may have occurred with regard to the claim.(c) (1) A licensed insurance claims analysis bureau shall provide automobile claims information, upon request, to a law enforcement agency pursuant to the authority in subdivision (a).(2) A licensed insurance claims analysis bureau, and any person employed therein, that provides information pursuant to this section shall have the same immunity provided under Section 791.21 as any person disclosing personal or privileged information under Article 6.6 (commencing with Section 791) of Chapter 1.(d) (1) Claims information requested by law enforcement agencies, pursuant to the authority in this section, shall be used solely for the purpose of investigating and prosecuting automobile insurance fraud. Those requests shall be narrowly formulated in order to protect the privacy rights of citizens of this state, while obtaining the information necessary to conduct specific investigations.(2) The commissioner shall establish rules governing the access to, and use of, any information requested or obtained pursuant to this section, and the circumstances under which that information may be inspected and corrected.(Added by Stats. 1997, Ch. 501, Sec. 3. Effective January 1, 1998.)
CA Ins Code § 1875.20 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 5.6 - Insurer Fraud Investigation|Section 1875.20.

1875.20.  Every insurer admitted to do business in this state, except those otherwise exempted in this code, shall provide for the continuous operation of a unit or division to investigate possible fraudulent claims by insureds or by persons making claims for services or repairs against policies held by insureds.(Amended by Stats. 2005, Ch. 717, Sec. 15. Effective January 1, 2006.)
CA Ins Code § 1875.21 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 5.6 - Insurer Fraud Investigation|Section 1875.21.

1875.21.  Insurers may maintain the unit or division required by this article using its employees or by contracting with others for that purpose.(Added by Stats. 1991, Ch. 1222, Sec. 4.)
CA Ins Code § 1875.22 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 5.6 - Insurer Fraud Investigation|Section 1875.22.

1875.22.  Insurers shall establish the unit or division required by this article no later than July 1, 1992.(Added by Stats. 1991, Ch. 1222, Sec. 4.)
CA Ins Code § 1875.23 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 5.6 - Insurer Fraud Investigation|Section 1875.23.

1875.23.  For purposes of this article, “unit or division” may include the assignment of fraud investigation to employees whose principal responsibilities are the investigation and disposition of claims. If an insurer creates a distinct unit or division, hires additional employees, or contracts with another entity to fulfill the requirements of this article, the additional cost incurred shall be included as an administrative expense for ratesetting purposes.(Added by Stats. 1991, Ch. 1222, Sec. 4.)
CA Ins Code § 1876 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 6 - Deposit of Automobile Insurance Claims Information|Section 1876.

1876.  Every insurer who receives a bodily injury, medical payment, or uninsured motorist claim made under a policy of automobile liability insurance defined in Section 660 or Section 11622 shall within 20 days of the receipt of that claim deposit that claim information with a licensed insurance claims analysis bureau. The claims information deposited pursuant to this section shall include at least the following: (1) the claimant’s driver’s license number or California identification card number, if applicable; (2) the vehicle license number; (3) the vehicle identification number, if known; and (4) the claimant’s social security number, if known to the insurer.(Added by renumbering Section 1876.2 by Stats. 1997, Ch. 501, Sec. 7. Effective January 1, 1998.)
CA Ins Code § 1876.3 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 6 - Deposit of Automobile Insurance Claims Information|Section 1876.3.

1876.3.  Any information acquired pursuant to this article shall not be part of any public record except as follows: Except as otherwise provided by law, any authorized governmental agency, and insurer, or an agent authorized by an insurer to act on its behalf, which receives any information furnished pursuant to this article shall not release that information to public inspection until such time as its release is required in connection with a criminal or civil proceeding; to analyze and present information for release in the bureau’s annual report pursuant to subdivision (h) of Section 1872.9.Nothing in this section shall prohibit the accumulation and public distribution by the bureau of statistical data if that data does not reveal the identity of specific claimants, injured parties, attorneys, physicians, or other service providers.(Amended by Stats. 1991, Ch. 1222, Sec. 7.)
CA Ins Code § 1876.4 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 6 - Deposit of Automobile Insurance Claims Information|Section 1876.4.

1876.4.  No insurer, or the employees or agents of any insurer, shall be subject to civil liability for libel, slander, or any other tort cause of action arising from the deposit or furnishing of any information or data pursuant to this article.(Added by Stats. 1989, Ch. 1119, Sec. 3.)
CA Ins Code § 1876.5 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 6 - Deposit of Automobile Insurance Claims Information|Section 1876.5.

1876.5.  As used in this article, “authorized governmental agency” and “insurer” have the same meaning as is given by Section 1874.1.(Added by Stats. 1989, Ch. 1119, Sec. 3.)
CA Ins Code § 1877 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 7 - Workers Compensation Insurance Fraud Reporting|Section 1877.

1877.  This article shall be known and may be cited as the Workers’ Compensation Insurance Fraud Reporting Act.(Added by Stats. 1991, Ch. 116, Sec. 19.)
CA Ins Code § 1877.1 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 7 - Workers Compensation Insurance Fraud Reporting|Section 1877.1.

1877.1.  The following definitions govern the construction of this article, unless the context requires otherwise:(a) “Authorized governmental agency” means the district attorney of any county, any city attorney whose duties include criminal prosecutions, any law enforcement agency investigating workers’ compensation fraud, the office of the Attorney General, the Department of Insurance, the Department of Industrial Relations, the Employment Development Department, the Department of Corrections and Rehabilitation, the Public Employees’ Retirement System, and any licensing agency governed by the Business and Professions Code.(b) “Relevant” means having a tendency to make the existence of any fact that is of consequence to the investigation or determination of an issue more probable or less probable than it would be without the information.(c) “Insurer” means an insurer admitted to transact workers’ compensation insurance in this state, the State Compensation Insurance Fund, an employer that has secured a certificate of consent to self-insure pursuant to subdivision (b) or (c) of Section 3700 of the Labor Code, or a third-party administrator that has secured a certificate pursuant to Section 3702.1 of the Labor Code.(d) “Licensed rating organization” means a rating organization licensed by the Insurance Commissioner pursuant to Section 11750.1.(e) Information shall be deemed important if, within the sole discretion of the authorized governmental agency, that information is requested by that authorized governmental agency.(Amended by Stats. 2008, Ch. 369, Sec. 6. Effective January 1, 2009.)
CA Ins Code § 1877.2 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 7 - Workers Compensation Insurance Fraud Reporting|Section 1877.2.

1877.2.  For the purposes of this article, “authorized governmental agency” includes, in addition to the entities listed in subdivision (a) of Section 1877.1, any licensing agency governed by the Chiropractic Initiative Act.(Added by Stats. 2005, Ch. 415, Sec. 4. Effective January 1, 2006.)
CA Ins Code § 1877.35 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 7 - Workers Compensation Insurance Fraud Reporting|Section 1877.35.

1877.35.  (a) The Public Employees’ Retirement System may request information from an insurer for any specific investigation of eligibility for, and unlawful application or receipt of, benefits provided under Part 3 (commencing with Section 20000) of Division 5 of Title 2 of the Government Code.(b) Information received by the Public Employees’ Retirement System pursuant to this article may be used for purposes of determining eligibility for, and unlawful application or receipt of, benefits provided under Part 3 (commencing with Section 20000) of Division 5 of Title 2 of the Government Code.(Added by Stats. 2008, Ch. 369, Sec. 7. Effective January 1, 2009.)
CA Ins Code § 1877.4 (2021)
2021 California Code|Insurance Code - INS|DIVISION 1 - GENERAL RULES GOVERNING INSURANCE|PART 2 - THE BUSINESS OF INSURANCE|CHAPTER 12 - The Insurance Frauds Prevention Act|ARTICLE 7 - Workers Compensation Insurance Fraud Reporting|Section 1877.4.

1877.4.  (a) Any information acquired pursuant to this article shall not be a part of the public record. Except as otherwise provided by law, any authorized governmental agency, an insurer, or an agent authorized to act on its behalf, which receives any information furnished pursuant to this article shall not release that information to any person not authorized to receive the information under this article. Any person who violates the prohibition of this subdivision is guilty of a misdemeanor. (b) The evidence or information described in this section shall be privileged and shall not be subject to subpoena or subpoena duces tecum in a civil or criminal proceeding, unless, after reasonable notice to any insurer, an agent authorized by an insurer to act on its behalf, licensed rating organization, or authorized governmental agency which has an interest in the information, and a hearing, the court determines that the public interest and any ongoing investigation by the authorized governmental agency, insurer, or an agent authorized by the insurer to act on its behalf, or licensed rating organization will not be jeopardized by its disclosure, or by the issuance of and compliance with a subpoena or subpoena duces tecum.(Amended by Stats. 2003, Ch. 636, Sec. 3. Effective January 1, 2004.)