reglab/housing_qa huggingface dataset:
WY Stat § 26-14-110 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 14 - Rates and Rating Organizations|Section 26-14-110 - Records and Reports; Exchange of Information.

26-14-110. Records and reports; exchange of information.| (a) Insurers shall file with the commissioner, and the commissioner shall review, reasonable rules and plans for recording and reporting of loss and expense experience. The commissioner may designate one (1) or more advisory organizations to assist in gathering such experience and making compilations thereof. No insurer shall be required to record or report its experience in a manner inconsistent with its own rating system.  (b) The commissioner and every insurer and an advisory organization may exchange information and experience data with insurance regulatory officials, insurers, rate service organizations and advisory organizations in this and other states and may consult with them with respect to rate making and the application of rating systems.
WY Stat § 26-14-111 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 14 - Rates and Rating Organizations|Section 26-14-111 - Insurers and Advisory Organizations; Monopolies Prohibited; Agreements to Adhere Prohibited.

26-14-111. Insurers and advisory organizations; monopolies prohibited; agreements to adhere prohibited.| (a) No insurer or advisory organization shall attempt to monopolize or combine or conspire with any other person to monopolize an insurance market in this state.  (b) Except as otherwise provided in this chapter, no insurer shall agree with any other insurer, rate service organization or advisory organization to adhere to or use any rate, supplementary rate information, policy surveys, inspections or similar material.  (c) The fact that two (2) or more insurers, whether or not members or subscribers of any advisory organization, use consistently or intermittently the same rates, supplementary rate information, policy or bond forms, surveys, inspections or similar materials is not sufficient in itself to support a finding that an illegal agreement exists and may be used only for the purpose of supplementing or explaining other direct evidence of the existence of any such agreement.  (d) Two (2) or more insurers having a common ownership or operating in this state under common management or control may act in concert between or among themselves with respect to any matters pertaining to activities authorized in this chapter as if they constituted a single insurer.
WY Stat § 26-14-112 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 14 - Rates and Rating Organizations|Section 26-14-112 - Joint Underwriting; Pool and Residual Market Activities.

26-14-112. Joint underwriting; pool and residual market activities.| (a) Insurers participating in joint underwriting, pools or residual market mechanisms may act in cooperation with each other in the making of rates, supplementary rate information, policy or bond forms, surveys, inspections and investigations, the furnishing of loss and expense statistics or other information and conducting research. Joint underwriting, pools and residual market mechanisms shall not be deemed rate advisory organizations.  (b) If, after notice and hearing, the commissioner finds that any activity or practice of an insurer participating in a joint underwriting or pooling mechanism is unfair or unreasonable, or otherwise inconsistent with the provisions or purposes of this chapter, he may issue a written order specifying in what respects such activity or practice is unfair, unreasonable, anti-competitive or otherwise inconsistent with the provisions of this chapter and require the discontinuance of such activity or practice.  (c) Every pool shall file with the commissioner a copy of its constitution, articles of incorporation, agreement or association, bylaws, rules and regulations governing activities, the name and address of a resident of this state upon whom notices, process and orders of the commissioner may be served and any changes or modifications thereof.  (d) Any residual market mechanism, plan or agreement to implement such a mechanism, and any changes or amendments thereto, shall be submitted in writing to the commissioner for approval, together with any information as he may reasonably require. The commissioner shall approve such agreements if they foster the use of rates which meet the standards prescribed by this chapter and activities and practices not inconsistent with the provisions of this chapter.  (e) The commissioner may review the operations of all residual market mechanisms to determine compliance with the provisions of this chapter. If, after a notice and hearing, the commissioner finds that the mechanisms are violating the provisions of this chapter, he may issue a written order to the parties involved specifying in what respects the operations violate the provisions of this chapter. He may further order the discontinuance or elimination of any operation.
WY Stat § 26-14-113 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 14 - Rates and Rating Organizations|Section 26-14-113 - Examinations; Records; Costs; Report in Lieu of Examination.

26-14-113. Examinations; records; costs; report in lieu of examination.| (a) The commissioner may examine any insurer, pool, advisory organization or residual market mechanism to ascertain compliance with this chapter.  (b) Every insurer, pool, advisory organization and residual market mechanism shall maintain adequate records from which the commissioner may determine compliance with the provisions of this chapter. The records shall contain the experience, data, statistics and other information collected or used and shall be available to the commissioner for examination or inspection upon reasonable notice.  (c) The reasonable cost of an examination made pursuant to this section shall be paid by the examined party upon presentation to it of a detailed account of the costs.  (d) The commissioner may accept the report of an examination made by the insurance supervisory official of another state in lieu of an examination under this section.
WY Stat § 26-14-114 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 14 - Rates and Rating Organizations|Section 26-14-114 - Exemptions.

26-14-114. Exemptions.| The commissioner may exempt any line of insurance from any or all of the provisions of this chapter for the purpose of relieving the line of insurance from filing provisions of this chapter.
WY Stat § 26-14-115 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 14 - Rates and Rating Organizations|Section 26-14-115 - Dividends.

26-14-115. Dividends.| Nothing in this chapter shall be construed to prohibit or regulate the payment of dividends, savings or unabsorbed premium deposits allowed or returned by insurers to their policyholders, members or subscribers. A plan for the payment of dividends, savings or unabsorbed premium deposits allowed or returned by insurers to their policyholders, members or subscribers shall not be deemed a rating plan or system.
WY Stat § 26-14-116 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 14 - Rates and Rating Organizations|Section 26-14-116 - Penalties; Technical Violations; Revocation and Suspension of License; Written Orders; Contents.

26-14-116. Penalties; technical violations; revocation and suspension of license; written orders; contents.| (a) The commissioner may impose after notice and hearing a penalty of not more than one thousand dollars ($1,000.00) for each violation of this chapter. The penalty may be in addition to any other penalty provided by law. In no event shall penalties imposed by this subsection exceed fifty thousand dollars ($50,000.00) in the aggregate.  (b) Technical violations arising from systems or computer errors of the same type shall be treated as a single violation. In the event of an overcharge, if the insurer makes restitution including payment of interest, no penalty shall be imposed.  (c) The commissioner may suspend or revoke the license of any insurer or advisory organization which fails to comply with an order of the commissioner within the time prescribed by the order, or any extension thereof which the commissioner may grant.  (d) The commissioner may determine when a suspension of license shall become effective and the period of the suspension, which he may modify or rescind in any reasonable manner.  (e) No penalty shall be imposed and no license shall be suspended or revoked except upon a written order of the commissioner made after notice and hearing, which shall include a finding that the party against whom the proceedings were brought violated this chapter, specify the section or sections of the statutes violated, and indicate the penalty and taxes, if any, imposed.
WY Stat § 26-14-117 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 14 - Rates and Rating Organizations|Section 26-14-117 - Judicial Review.

26-14-117. Judicial review.| Any order, ruling, finding, decision or other act of the commissioner made pursuant to this chapter shall be subject to judicial review in accordance with the Wyoming Administrative Procedure Act.
WY Stat § 26-14-118 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 14 - Rates and Rating Organizations|Section 26-14-118 - Notice and Hearing.

26-14-118. Notice and hearing.| (a) All notices rendered pursuant to the provisions of this chapter shall be in writing and shall state clearly the nature and purpose of the hearing. All relevant facts, statutes and rules shall be specified so that a respondent is fully informed of the scope of the hearing, including specific allegations, if any. If a hearing is required, all notices shall designate a hearing date at least two (2) weeks from the date of the notice, unless such minimum notice period is waived by respondent.  (b) All hearings pursuant to the provisions of this chapter shall be conducted in accordance with the Wyoming Administrative Procedure Act to the extent the provisions are consistent with the procedural requirements contained in this chapter.
WY Stat § 26-17-101 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 17 - Group Life Insurance|Section 26-17-101 - Applicability of Chapter; Short Title.

26-17-101. Applicability of chapter; short title.| This chapter applies only to group life insurance and is known and may be cited as the "Group Life Insurance Law".
WY Stat § 26-17-102 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 17 - Group Life Insurance|Section 26-17-102 - Group Contracts Must Meet Group Requirements; Inapplicability of Section; Old Contracts Saved.

26-17-102. Group contracts must meet group requirements; inapplicability of section; old contracts saved.| (a) No life insurance policy shall be delivered or issued for delivery in this state insuring the lives of more than one (1) individual unless to one (1) of the groups specified in this chapter and unless in compliance with the provisions of this chapter.  (b) Subsection (a) of this section does not apply to life insurance policies:  (i) Insuring only individuals:  (A) Related by blood, marriage, legal adoption or common ethnic heritage or ancestry;  (B) Having a common interest through ownership of a business enterprise, or a substantial legal interest or equity therein, and who are actively engaged in the management thereof; or  (C) Otherwise having an insurable interest in each other's lives.  (ii) Repealed by Laws 1990, ch. 3, § 3.  (c) Subsections (a) and (b) of this section and W.S. 26-17-103 through 26-17-109 do not apply to any group life insurance contract entered into or issued prior to January 1, 1968 or to any transfer of that contract to, or rewriting of that contract by, another insurer.
WY Stat § 26-17-103 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 17 - Group Life Insurance|Section 26-17-103 - Employee Groups.

26-17-103. Employee groups.| (a) The lives of a group of individuals may be insured under a policy issued to an employer or trustees of a fund established or adopted by an employer, which employer or trustee is deemed the policyholder, insuring the employer's employees for the benefit of persons other than the employer, subject to the following requirements:  (i) All employees or any class of employees are eligible for insurance under the terms of the policy;  (ii) The policy may define "employees" to include:  (A) The employees of one (1) or more subsidiary corporations;  (B) The employees, individual proprietors and partners of one (1) or more affiliated corporations, proprietors or partnerships, if the business of the employer and of the affiliated corporations, proprietors or partnerships is under common control through stock ownership, contract or otherwise;  (C) The individual proprietor or partner, if the employer is an individual proprietor or a partnership;  (D) Retired or former employees;  (E) Directors of a corporate employer.  (iii) Repealed by Laws 1990, ch. 3, § 3.  (iv) Repealed by Laws 1990, ch. 3, § 3.  (v) Any policy issued to insure the employees of a public body may define "employees" to include elected or appointed officials;  (vi) Policy premiums shall be paid by the policyholder subject to the following requirements:  (A) Repealed by Laws 1990, ch. 3, §§ 2, 3.  (B) Repealed by Laws 1990, ch. 3, § 3.  (C) Repealed by Laws 1990, ch. 3, § 3.  (D) If the insured employee does not pay any part of the premium for his insurance, the policy shall insure all eligible employees, except those who reject the coverage in writing and except as provided in subparagraph (E) of this paragraph;  (E) An insurer may exclude or limit the coverage on any person if evidence of individual insurability does not satisfy the insurer.  (vii) Repealed by Laws 1990, ch. 3, § 3.  (viii) Repealed by Laws 1990, ch. 3, § 3.
WY Stat § 26-17-104 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 17 - Group Life Insurance|Section 26-17-104 - Debtor Groups for Benefit of Creditor.

26-17-104. Debtor groups for benefit of creditor.| (a) The lives of a group of individuals may be insured under a policy issued to a creditor, a creditor's parent holding company or a trustee or agent designated by two (2) or more creditors, which creditor, holding company, affiliate, trustee or agent is deemed the policyholder, to insure debtors of the creditor concerning their indebtedness, subject to the following requirements:  (i) All debtors or any class of debtors of the creditor are eligible for insurance under the terms of the policy;  (ii) The policy may provide that the term "debtors" shall include:  (A) Borrowers of money or purchasers or lessees of goods, services or property for which payment is arranged through a credit transaction;  (B) The debtors of one (1) or more subsidiary corporations; and  (C) The debtors of one (1) or more affiliated corporations, proprietors or partnerships if the business of the policyholder and of the affiliated corporations, proprietors or partnerships is under common control.  (iii) Repealed by Laws 1990, ch. 3, § 3.  (iv) Policy premiums shall be paid by the policyholder, subject to the following requirements:  (A) Repealed by Laws 1990, ch. 3, § 3.  (B) Repealed by Laws 1990, ch. 3, § 3.  (C) If the insured debtor does not pay any part of the premium for his insurance, the policy shall insure all eligible debtors, except those who reject the coverage in writing and those who do not present evidence of individual insurability satisfactory to the insurer.  (v) Repealed by Laws 1990, ch. 3, § 3.  (vi) The policy may exclude from the classes eligible for insurance classes of debtors determined by age;  (vii) The total amount of insurance payable for an indebtedness shall not exceed the greater of the scheduled or actual amount of unpaid indebtedness to the creditor, except that insurance written concerning open-end credit having a credit limit exceeding ten thousand dollars ($10,000.00) may be in an amount not exceeding the credit limit;  (viii) The insurance may be payable to the creditor or any successor to the right, title and interest of the creditor. The payment shall reduce or extinguish the unpaid indebtedness of the debtor to the extent of the payment and any excess of the insurance is payable to the insured or the estate of the insured;  (ix) Notwithstanding paragraphs (i) through (viii) of this subsection, insurance on agricultural credit transaction commitments may be written up to the amount of the loan commitment on a nondecreasing or level term plan. Insurance on educational credit transaction commitments may be written up to the amount of the loan commitment less the amount of any repayments made on the loan.
WY Stat § 26-17-105 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 17 - Group Life Insurance|Section 26-17-105 - Labor Union Groups.

26-17-105. Labor union groups.| (a) The lives of a group of individuals may be insured under a policy issued to a labor union or similar employee organization which union or organization is deemed the policyholder, to insure members of the union or organization for the benefit of persons other than the union or organization or any of its officials, representatives or agents, subject to the following requirements:  (i) All members or any class of members of the union or organization are eligible for insurance under the terms of the policy;  (ii) Policy premiums shall be paid by the policyholder, subject to the following requirements:  (A) Repealed by Laws 1990, ch. 3, § 3.  (B) Repealed by Laws 1990, ch. 3, § 3.  (C) Repealed by Laws 1990, ch. 3, § 3.  (D) If the insured member does not pay any part of the premium for his insurance, the policy shall insure all eligible members, except those who reject the coverage in writing and those who do not present evidence of individual insurability satisfactory to the insurer.  (iii) Repealed by Laws 1990, ch. 3, § 3.  (iv) Repealed by Laws 1990, ch. 3, § 3.
WY Stat § 26-17-106 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 17 - Group Life Insurance|Section 26-17-106 - Trustee Groups.

26-17-106. Trustee groups.| (a) The lives of a group of individuals may be insured under a policy issued to a trust or the trustees of a fund established or adopted by two (2) or more employers, by one (1) or more labor unions or similar employee organizations, or by one (1) or more employers and one (1) or more labor unions or similar employee organizations, which trust or trustees are deemed the policyholder, to insure employees of the employers or members of the unions or organizations, for the benefit of persons other than the employers, unions or organizations, subject to the following requirements:  (i) No policy shall be issued to insure employees of any employer whose eligibility to participate in the fund as an employer arises out of considerations directly related to the employer being a commercial correspondent or business client or patron of another employer, except if the other employer exercises substantial control over the business operations of the participating employers;  (ii) All employees of the employers, members of the unions or organizations, or any classes of the employers, union members or organization members are eligible for insurance under the terms of the policy;  (iii) The policy may define "employees" to include:  (A) Retired or former employees;  (B) The individual proprietor or partners, if an employer is an individual proprietor or a partnership;  (C) The trustees, trustees' employees, or both, if their duties are principally connected with the trusteeship;  (D) Employees of one (1) or more subsidiary corporations and the employees, individual proprietors and partners of one (1) or more affiliated corporations, proprietorships or partnerships if the business of the employer and of the affiliated corporations, proprietorships or partnerships is under common control;  (E) Directors of a corporate employer.  (iv) Repealed by Laws 1990, ch. 3, § 3.  (v) Policy premiums shall be paid by the trustees subject to the following requirements:  (A) Repealed by Laws 1990, ch. 3, §§ 2, 3.  (B) Repealed by Laws 1990, ch. 3, § 3.  (C) If the covered person does not pay any part of the premium for his insurance, the policy shall insure all eligible persons, except those who reject the coverage in writing and those who do not present evidence of individual insurability satisfactory to the insurer.  (vi) Repealed by Laws 1990, ch. 3, § 3.  (vii) Repealed by Laws 1990, ch. 3, § 3.
WY Stat § 26-17-108 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 17 - Group Life Insurance|Section 26-17-108 - Dependents' Coverage.

26-17-108. Dependents' coverage.| (a) Insurance under any group life insurance policy issued pursuant to W.S. 26-17-103, 26-17-105, 26-17-106, 26-17-109, 26-17-127 or 26-17-128 may be extended to insure the employees or members or any class of employees or members against loss due to the death of their spouses and dependent children:  (i) Repealed by Laws 1990, ch. 3, §§ 2, 3.  (ii) If the employer or member does not pay any part of the premium for the spouse's or dependent child's coverage, the policy shall insure all eligible employees or members with respect to their spouses and dependent children or any class of employees or members except that an insurer may exclude or limit the coverage on any spouse or dependent child if evidence of individual insurability does not satisfy the insurer;  (iii) Repealed By Laws 2009, Ch. 93, § 1.  (iv) Repealed by Laws 1990, ch. 3, § 3.  (b) Repealed by Laws 1990, ch. 3, § 3.  (c) Repealed by Laws 1990, ch. 3, § 3.  (d) Repealed by Laws 1990, ch. 3, § 3.  (e) Notwithstanding the provisions of W.S. 26-17-117, only one (1) certificate need be issued for each family unit if a statement concerning any dependent's coverage is included in the certificate.
WY Stat § 26-17-109 (2021)
2021 Wyoming Statutes|Title 26 - Insurance Code|Chapter 17 - Group Life Insurance|Section 26-17-109 - Credit Union Group.

26-17-109. Credit union group.| (a) The lives of a group of individuals may be insured under a policy issued to a credit union or a trustee or agent designated by two (2) or more credit unions, which credit union, trustee or agent is deemed the policyholder, to insure members of the credit union for the benefit of persons other than the credit union, trustee, agent or any of their officials, subject to the following requirements:  (i) All members or all of any class of members of the credit union are eligible for insurance under the terms of the policy;  (ii) Policy premiums shall be paid by the policyholder from the credit union's funds and shall insure all eligible members except that an insurer may exclude or limit the coverage on any member if evidence of individual insurability does not satisfy the insurer.  (A) Repealed by Laws 1990, ch. 3, § 3.  (B) Repealed by Laws 1990, ch. 3, § 3.  (iii) Repealed by Laws 1990, ch. 3, § 3.  (B) Repealed by Laws 1990, ch. 3, § 3.