reglab/housing_qa huggingface dataset:
CA Health & Safety Code § 44556 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 27 - CALIFORNIA POLLUTION CONTROL FINANCING AUTHORITY ACT|CHAPTER 1 - California Pollution Control Financing Authority|ARTICLE 6 - Construction and Leases of Facilities|Section 44556.

44556.  The authority shall not be required to pay any property taxes or assessments upon, or in respect to, a project or any property acquired by or for the authority under the provisions of this division or upon the income therefrom, so long as the authority holds title to such project or the property or facilities comprised in the project. The exemption of the authority from taxation of any project herein provided shall cease forthwith when title to such property is transferred from the authority to any participating party. The provisions of this section shall not exempt any participating party from taxation with respect to any project, or the property or facilities comprised in any project, which may otherwise be applicable to such participating party.(Repealed and added by Stats. 1979, Ch. 839.)
CA Health & Safety Code § 44557 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 27 - CALIFORNIA POLLUTION CONTROL FINANCING AUTHORITY ACT|CHAPTER 1 - California Pollution Control Financing Authority|ARTICLE 6 - Construction and Leases of Facilities|Section 44557.

44557.  Subject to Section 44562, the existence of the authority may be terminated at any time by the Legislature. Upon dissolution of the authority, the title to all properties owned by it shall vest in and become the property of the State of California and shall not inure to the benefit of any private party.(Repealed and added by Stats. 1979, Ch. 839.)
CA Health & Safety Code § 44559 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 27 - CALIFORNIA POLLUTION CONTROL FINANCING AUTHORITY ACT|CHAPTER 1 - California Pollution Control Financing Authority|ARTICLE 8 - Capital Access Loan Program for Small Businesses|Section 44559.

44559.  (a)  The Legislature finds and declares that small businesses are responsible for a significant amount of environmental emissions in the state, but are less able than larger businesses to afford the investment in new equipment or process modifications needed to comply with environmental regulations, with regard to controlling emissions, preventing the creation of pollutants, contaminants, or waste products, and remediating contamination of properties with a reasonable potential for economically beneficial reuse. Additionally, small businesses faced with financial pressures will be likely to reduce expenditures to achieve environmental compliance. Better access to capital will allow small businesses to more easily comply with environmental mandates, and to remediate contamination of properties with a reasonable potential of economically beneficial reuse, and to succeed economically, generating additional revenue to state and local governments that can be used for environmental improvements, all to the benefit of all the residents of the state. (b)  The Legislature also finds and declares that it is in the best interest of the state to expand the Capital Access Loan Program for small business regardless of whether the operations of the small business affect the environment, and to permit business loans to be included in the program for small businesses whose operations do not, necessarily, affect the environment. Small businesses have difficulty gaining access to capital for startup and expansion purposes. Small businesses owned by minorities and women have special capital access difficulties. In addition, small businesses operating in areas affected by military base closures are disadvantaged by limited access to capital. The Legislature finds that improving access to capital for these small businesses will spur investment, create jobs, expand economic opportunities, assist in the recovery of communities affected by defense and aerospace losses, assist in the recovery of neighborhoods and communities affected by contaminated properties that are not being used for economically beneficial purposes but which could be so used if the contamination was remediated, and help sustain and strengthen economic recovery in California. (Amended by Stats. 2000, Ch. 915, Sec. 11. Effective January 1, 2001.)
CA Health & Safety Code § 44559.3 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 27 - CALIFORNIA POLLUTION CONTROL FINANCING AUTHORITY ACT|CHAPTER 1 - California Pollution Control Financing Authority|ARTICLE 8 - Capital Access Loan Program for Small Businesses|Section 44559.3.

44559.3.  (a)  The authority shall establish a loss reserve account for each financial institution with which the authority makes a contract.(b) The loss reserve account for a financial institution shall consist of moneys paid as fees by borrowers and the financial institution, moneys transferred to the account from a small business assistance fund, any matching federal moneys, and any other moneys provided by the authority or other source.(c) Notwithstanding any other law, the authority may establish and maintain loss reserve accounts with any financial institution under any policies the authority may adopt.(d) All moneys in a loss reserve account established pursuant to this article are the exclusive property of, and solely controlled by, the authority. Interest or income earned on moneys credited to the loss reserve account shall be deemed to be part of the loss reserve account. The authority may withdraw from the loss reserve account all, or a portion of, the interest or other income that has been credited to the loss reserve account. Any withdrawal made pursuant to this subdivision may be made prior to paying any claim and shall be used for the sole purpose of offsetting costs associated with carrying out the program, including administrative costs and loss reserve account contributions.(e) The combined amount to be deposited by the participating financial institution into any individual loss reserve account over a three-year period, in connection with any single borrower or any group of borrowers among which a common enterprise exists, shall be not more than one hundred thousand dollars ($100,000).(Amended by Stats. 2011, Ch. 484, Sec. 2. (AB 981) Effective January 1, 2012.)
CA Health & Safety Code § 44559.5 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 27 - CALIFORNIA POLLUTION CONTROL FINANCING AUTHORITY ACT|CHAPTER 1 - California Pollution Control Financing Authority|ARTICLE 8 - Capital Access Loan Program for Small Businesses|Section 44559.5.

44559.5.  (a)  The authority shall establish procedures under which financial institutions participating in the program established pursuant to this article may submit claims for reimbursement for losses incurred as a result of qualified loan defaults. A participating financial institution that charges off all or part of an enrolled loan to the loss reserve account may file a claim for reimbursement with the authority if both of the following conditions are met: (1)  The claim occurs contemporaneously with the action of the participating financial institution to charge off all or part of the loan. (2)  The charge off on an enrolled loan is made in a manner that is consistent with the participating financial institution’s usual method for making determinations on business loans that are not enrolled loans. (b)  Costs for which a financial institution may be reimbursed from its loss reserve account include the amount of loan principal charged off, accrued interest on the principal, reasonable out-of-pocket expenses incurred in pursuing its collection efforts, including preservation of collateral, and any other related costs. Proper documentation of the expenses shall be presented at the time of the claim. (c)  If a participating financial institution files two or more claims contemporaneously, and there are insufficient funds in the reserve fund at that time to cover the entire amount of such claims, the institution may designate the order of priority in which the claims shall be paid. (d)  A financial institution may seek reimbursement of loan losses prior to the liquidation of collateral from defaulted loans. The financial institution shall repay its loss reserve account for any moneys received as reimbursement under this section if the financial institution recovers moneys from the borrower or from the liquidation of collateral for the defaulted loan, less any reasonable out-of-pocket expenses incurred in collection of such amount. (e)  In any case in which the payment of a claim under this section has fully covered a participating financial institution’s loss on an enrolled loan, the participating financial institution shall assign to the authority, and to any applicable federal agency in the event federal matching funds are involved, any right, title, or interest to any collateral, security, or other right of recovery in connection with a loan made under the program. (f)  The executive director may adopt necessary rules for the authority to carry out its duties, functions, and powers relating to the program established pursuant to this article. (Added by Stats. 1993, Ch. 1164, Sec. 4. Effective January 1, 1994.)
CA Health & Safety Code § 44559.6 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 27 - CALIFORNIA POLLUTION CONTROL FINANCING AUTHORITY ACT|CHAPTER 1 - California Pollution Control Financing Authority|ARTICLE 8 - Capital Access Loan Program for Small Businesses|Section 44559.6.

44559.6.  The authority shall annually prepare a report to the Governor and the Legislature that describes the financial condition and programmatic results of the capital access loan program for small businesses authorized under this article. Programmatic results shall include, but not be limited to, the total number of businesses served, jobs created, jobs retained, the geographic distribution of the loans, and the breakdown of businesses served by industry sector for all new loans issued since the report for the prior year.(Amended by Stats. 2011, Ch. 483, Sec. 4. (AB 901) Effective January 1, 2012.)
CA Health & Safety Code § 44559.7 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 27 - CALIFORNIA POLLUTION CONTROL FINANCING AUTHORITY ACT|CHAPTER 1 - California Pollution Control Financing Authority|ARTICLE 8 - Capital Access Loan Program for Small Businesses|Section 44559.7.

44559.7.  The authority may enter into agreements with commercial banks or other financial institutions, or with other agencies of the state, to provide necessary assistance in carrying out the program authorized by this article, including origination and servicing of loans.(Added by Stats. 1993, Ch. 1164, Sec. 4. Effective January 1, 1994.)
CA Health & Safety Code § 44559.8 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 27 - CALIFORNIA POLLUTION CONTROL FINANCING AUTHORITY ACT|CHAPTER 1 - California Pollution Control Financing Authority|ARTICLE 8 - Capital Access Loan Program for Small Businesses|Section 44559.8.

44559.8.  Notwithstanding this article, the authority may facilitate the development of a secondary market for a loan enrolled in the capital access loan program by providing security for that loan, thereby increasing participation in the program by financial institutions and improving access to capital for small businesses. For purposes of this section, the actions that the authority may take include, but are not necessarily limited to, assigning all, or a portion of, any loss reserve account to any other entity in connection with providing security for a loan, including a trustee of a securitization trust, transferring an enrolled loan from a participating financial institution to a securitization trust, and assisting underwriters in marketing a loan to the secondary market.(Added by Stats. 1999, Ch. 756, Sec. 4. Effective October 10, 1999.)
CA Health & Safety Code § 44559.9 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 27 - CALIFORNIA POLLUTION CONTROL FINANCING AUTHORITY ACT|CHAPTER 1 - California Pollution Control Financing Authority|ARTICLE 8 - Capital Access Loan Program for Small Businesses|Section 44559.9.

44559.9.  The authority shall expand the Capital Access Loan Program established by this article to include outreach to financial institutions that service agricultural interests in the state for the purpose of funding air pollution control measures.(Added by Stats. 2003, Ch. 479, Sec. 13. Effective January 1, 2004.)
CA Health & Safety Code § 44559.11 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 27 - CALIFORNIA POLLUTION CONTROL FINANCING AUTHORITY ACT|CHAPTER 1 - California Pollution Control Financing Authority|ARTICLE 8 - Capital Access Loan Program for Small Businesses|Section 44559.11.

44559.11.  (a) It is the intent of the Legislature to ensure that the state, through the authority, may make maximum, efficient use of capital access programs enacted by all federal and state agencies, as well as funding available from any governmental program whose goals may be advanced by providing funding to the Capital Access Loan Program.(b) In furtherance of this intent, and notwithstanding any other provision of this article, when the contributions required pursuant to Section 44559.4 are entirely funded by a public or quasi-public entity other than the authority’s fee revenue under Sections 44525 and 44548, the authority may, by regulation adopted pursuant to subdivision (b) of Section 44520 or subdivision (e) of Section 44559.14, establish alternate provisions as necessary to enable the authority to participate in the alternative funding source program, including implementing loan loss reserve programs to benefit any individual person engaged in qualifying activities in furtherance of the public or quasi-public entity’s policy objectives in the state that require financing.(Amended by Stats. 2016, Ch. 32, Sec. 69. (SB 837) Effective June 27, 2016.)
CA Health & Safety Code § 44559.12 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 27 - CALIFORNIA POLLUTION CONTROL FINANCING AUTHORITY ACT|CHAPTER 1 - California Pollution Control Financing Authority|ARTICLE 8 - Capital Access Loan Program for Small Businesses|Section 44559.12.

44559.12.  (a) Consistent with subdivision (b) of Section 44559.11, the authority may establish loss reserve accounts for the purposes of financing terminal rental adjustment clause leasing, if funds are available for contribution into the loss reserve account from any source other than the authority. The authority shall not contribute any funds into a loss reserve account created pursuant to this section. Funds provided by the federal government for the purposes of providing a loan loss reserve program shall not be contributed to an account created pursuant to this section.(b) The executive director may establish conditions for terminal rental adjustment clause leasing loss reserve accounts created pursuant to this section.(c) As used in this section, “terminal rental adjustment clause” means “terminal rental adjustment clause” as defined in Section 7701(h)(3) of Title 26 of the United States Code.(Added by Stats. 2011, Ch. 492, Sec. 2. (SB 225) Effective October 6, 2011.)
CA Health & Safety Code § 50000 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 1 - Legislative Findings and Declarations|Section 50000.

50000.  This division shall be known and may be cited as the Zenovich-Moscone-Chacon Housing and Home Finance Act.(Added by Stats. 1977, Ch. 610.)
CA Health & Safety Code § 50001 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 1 - Legislative Findings and Declarations|Section 50001.

50001.  The Legislature finds and declares that the subject of housing is of vital statewide importance to the health, safety, and welfare of the residents of this state, for the following reasons:(a)  Decent housing is an essential motivating force in helping people achieve self-fulfillment in a free and democratic society. (b)  Unsanitary, unsafe, overcrowded, or congested dwelling accommodations or lack of decent housing constitute conditions which cause an increase in, and spread of, disease and crime. (c)  A healthy housing market is one in which residents of this state have a choice of housing opportunities and one in which the housing consumer may effectively choose within the free marketplace. (d)  A healthy housing market is necessary both to achieve a healthy state economy and to avoid an unacceptable level of unemployment. (Amended by Stats. 1984, Ch. 1691, Sec. 4. Effective September 30, 1984.)
CA Health & Safety Code § 50002 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 1 - Legislative Findings and Declarations|Section 50002.

50002.  The Congress of the United States has established, as a national goal, the provision of a decent home and a suitable living environment for every American family and the Legislature finds and declares that the attainment of this goal is a priority of the highest order. The national housing goal, as it applies to California, is deserving of adoption by the Legislature, with the accompanying commitment to guide, encourage, and direct where possible, the efforts of the private and public sectors of the economy to cooperate and participate in the early attainment of a decent home and a satisfying environment for every Californian.(Amended by Stats. 1979, Ch. 97.)
CA Health & Safety Code § 50003 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 1 - Legislative Findings and Declarations|Section 50003.

50003.  (a)  The Legislature finds and declares that, as a result of public actions involving highways, public facilities, and urban renewal projects, and as a result of poverty and the spread of slum conditions and blight to formerly sound neighborhoods, there exists within the urban and rural areas of the state a serious shortage of decent, safe, and sanitary housing which persons and families of low or moderate income, including the elderly and handicapped, can afford. This situation creates an absolute present and future shortage of supply in relation to demand, as expressed in terms of housing needs and aspirations, and also creates inflation in the cost of housing, by reason of its scarcity, which tends to decrease the relative affordability of the state’s housing supply for all its residents. (b)  To provide a decent home and suitable living environment for every California family is the basic housing goal of state government. The Legislature recognizes that the California Statewide Housing Plan shows the magnitude of this goal by documenting a substantial need for rehabilitation of existing housing, demolition and replacement of severely dilapidated housing, construction of new apartments, houses, and mobilehomes, construction or rehabilitation of housing for year-round hired and seasonal farmworkers as well as housing for migrant farmworkers, and the provision of financial assistance to a substantial number of lower income households in order to meet standards for affordable rent or housing cost. Private enterprise and investment, without governmental assistance, cannot economically achieve the needed construction of decent, safe, and sanitary housing at rents or purchase prices which persons and families of low or moderate income can afford, nor can it provide the urgently needed rehabilitation of existing housing. The Legislature also recognizes the need to provide assistance to persons and families of low and moderate income and very low income households to purchase manufactured housing and to cooperatively own the mobilehome parks in which they reside and the need to increase the supply of manufactured housing affordable to persons and families of low and moderate income and very low income households. (c)  The shortage of decent, safe, and sanitary housing is inimical to the safety, health, and welfare of the residents of the state and sound growth of its communities. (d)  In order to remedy such shortages, it is the intent of the Legislature in enacting this division to provide a comprehensive and balanced approach to the solution of housing problems of the people of this state. (e)  This section shall not be interpreted as requiring state actions to meet housing goals without legislative authorization, or as requiring such legislative action. (Amended by Stats. 1982, Ch. 466, Sec. 73.)
CA Health & Safety Code § 50003.3 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 1 - Legislative Findings and Declarations|Section 50003.3.

50003.3.  The Legislature finds and declares that there exists within the urban and rural areas of the state a significant number of persons without decent, safe, and sanitary housing. This shortage is inimical to the health, safety, and welfare of the residents of this state and the sound growth of its communities. Without the assistance contemplated in this division, it is not financially feasible for private enterprise and private investors to provide decent, safe, and sanitary emergency housing for persons who are homeless.The Legislature also finds and declares that in order to remedy the emergency shelter shortages, it is necessary to implement a public program incorporating all of the following elements and goals:(a)  An increase in the supply of decent, safe, and sanitary emergency shelters available to the homeless. (b)  Maximum utilization of state, local, and federal subsidies available to meet the emergency shelter needs of the homeless. (c)  Maximum utilization of tax increment moneys generated by city and county redevelopment programs for the construction and maintenance of decent, safe, and sanitary emergency shelters. (d)  Encourage the utilization of unused or underutilized public facilities which could be converted to decent, safe, and sanitary emergency shelters for the homeless. (e)  Preservation of existing housing opportunities for very low income households, including, but not limited to, residential hotels. (f)  Prevention of the displacement of very low income households from existing housing. (Added by Stats. 1984, Ch. 1691, Sec. 5. Effective September 30, 1984.)
CA Health & Safety Code § 50003.5 (2021)
2021 California Code|Health and Safety Code - HSC|DIVISION 31 - HOUSING AND HOME FINANCE|PART 1 - STATE HOUSING POLICY AND GENERAL PROVISIONS|CHAPTER 1 - Legislative Findings and Declarations|Section 50003.5.

50003.5.  The Legislature finds and declares that the shortage of adequate student housing is detrimental to those communities in which college and university campuses are located, causing in particular substantial upward pressure on rents, housing shortages, conversion of family housing to student use, deterioration of housing stock, and generally unfavorable housing conditions under which students must pursue their education.It is the intent of the Legislature, in enacting this section, to encourage the growth and formation of student-run and owned nonprofit housing cooperatives. Such student cooperatives shall be eligible for the applicable policies and programs provided pursuant to this division.(Added by Stats. 1980, Ch. 1133.)