reglab/housing_qa huggingface dataset:
MI Comp L § 500.1821 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-18 - Chapter 18 (500.1801...500.1864)|Section 500.1821 - Risk Retention Group Chartered or Doing Business in State; Prohibited Conduct.

500.1821 Risk retention group chartered or doing business in state; prohibited conduct. Sec. 1821.  A risk retention group chartered or doing business in this state shall not do any of the following:  (a) Solicit or sell insurance to a person who is not eligible for membership in the group.   (b) Solicit or sell insurance if the risk retention group is in a hazardous financial condition or is financially impaired.  (c) Have as a member or owner, whether directly or indirectly, an insurance company, unless all members of the risk retention group are insurance companies.  (d) Issue an insurance policy with terms which provide, or could be construed to provide, coverage prohibited generally by law or declared unlawful by a final and binding decision of an appellate court that has considered the matter.  History: Add. 1989, Act 214, Eff. Jan. 1, 1990 Compiler's Notes: Former MCL 500.1821, which pertained to substituted service of process, was repealed by Act 341 of 1980, Eff. June 23, 1981.Popular Name: Act 218
MI Comp L § 500.1822 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-18 - Chapter 18 (500.1801...500.1864)|Section 500.1822 - Repealed. 1980, Act 341, Eff. June 23, 1981.

500.1822 Repealed. 1980, Act 341, Eff. June 23, 1981. Compiler's Notes: The repealed section pertained to acts constituting appointment of commissioner as attorney for service of process.Popular Name: Act 218
MI Comp L § 500.1823 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-18 - Chapter 18 (500.1801...500.1864)|Section 500.1823 - Violation; Fines and Penalties; Compliance.

500.1823 Violation; fines and penalties; compliance. Sec. 1823.  A risk retention group that violates a provision of this chapter shall be subject to fines and penalties applicable to licensed insurers, including revocation of the right to do business in this state. A risk retention group operating in this state prior to January 1, 1990 shall comply with section 1811 by February 1, 1990. History: Add. 1989, Act 214, Eff. Jan. 1, 1990 Popular Name: Act 218
MI Comp L § 500.1825 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-18 - Chapter 18 (500.1801...500.1864)|Section 500.1825 - Purchasing Group; Information Required Before Doing Business in State.

500.1825 Purchasing group; information required before doing business in state. Sec. 1825.  (1) Before doing business in this state, a purchasing group shall provide the commissioner with all of the following:  (a) The identity of the name of the purchasing group through which it is purchasing liability insurance.  (b) The identity of the state in which the purchasing group is domiciled.  (c) The identity of all other states in which the purchasing group intends to do business or is doing business.  (d) The identity of the specific types and classifications of liability insurance which the purchasing group intends to purchase.  (e) The identity of any insurance company from which the group intends to purchase its insurance and the domicile of those companies.  (f) The method by which, and if applicable, the person through whom, insurance will be offered to the purchasing group's members whose risks are resident or located in this state.  (g) The identity of the officer or person responsible for the purchasing group.  (h) Other information as may be required by the commissioner to verify that the purchasing group is qualified under this chapter.  (2) A purchasing group shall notify the commissioner of any changes in any of the items set forth in subsection (1) within 10 days of the change.  (3) A purchasing group shall notify the commissioner annually of its intention to continue doing business in this state. History: Add. 1989, Act 214, Eff. Jan. 1, 1990 Compiler's Notes: Former MCL 500.1825, which pertained to service of process on insurance commissioner or secretary of state, was repealed by Act 341 of 1980, Eff. June 23, 1981.Popular Name: Act 218
MI Comp L § 500.1827 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-18 - Chapter 18 (500.1801...500.1864)|Section 500.1827 - Purchasing Group and Insurer Thereof; Registration Fee; Statement of Registration; Applicability of Subsection (1); Information to Be Furnished.

500.1827 Purchasing group and insurer thereof; registration fee; statement of registration; applicability of subsection (1); information to be furnished. Sec. 1827.  (1) The purchasing group and any insurer of the purchasing group which has not submitted a registration fee shall submit a $25.00 registration fee and, on a form prescribed by the commissioner, a statement of registration which designates the commissioner as its agent for the purpose of receiving service of legal documents or process.  (2) Subsection (1) shall not apply to a purchasing group which meets all of the following:  (a) Was a purchasing group under the requirements of the liability risk retention act of 1986 before October 27, 1986.  (b) Only purchases insurance that was authorized under the liability risk retention act of 1986 before October 27, 1986.  (c) Was domiciled in a state before April 1, 1986 and is domiciled in a state on and after September 25, 1981.  (d) Before September 25, 1981 purchased insurance from an insurance carrier licensed in a state and since September 25, 1981, purchased its insurance from an insurance carrier licensed in a state.  (3) A purchasing group under subsection (1) shall furnish information as requested by the commissioner that does all of the following:  (a) Verifies that the entity qualifies as a purchasing group.  (b) Determines where the purchasing group members are located.  (c) Determines appropriate tax treatment.  (4) A purchasing group which was doing business in this state prior to January 1, 1990 shall provide the information required by section 1825 to the commissioner by February 1, 1990. History: Add. 1989, Act 214, Eff. Jan. 1, 1990 Popular Name: Act 218
MI Comp L § 500.1828 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-18 - Chapter 18 (500.1801...500.1864)|Section 500.1828 - Repealed. 1980, Act 341, Eff. June 23, 1981.

500.1828 Repealed. 1980, Act 341, Eff. June 23, 1981. Compiler's Notes: The repealed section pertained to defense of action against unauthorized foreign or alien insurer.Popular Name: Act 218
MI Comp L § 500.1829 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-18 - Chapter 18 (500.1801...500.1864)|Section 500.1829 - Purchase of Insurance by Purchasing Group; Written Information to Members; Deductible or Self-Insured Retention.

500.1829 Purchase of insurance by purchasing group; written information to members; deductible or self-insured retention.  Sec. 1829.  (1) A purchasing group doing business in this state may purchase insurance for risks resident or located in this state only from a risk retention group chartered in a state, from an insurer authorized in this state, or from an eligible unauthorized insurer pursuant to chapter 19.  (2) A purchasing group which obtains liability insurance from an insurer not authorized in this state or a risk retention group shall inform in writing each of the members of the group which have a risk resident or located in this state that the risk is not protected by an insurance insolvency guaranty fund in this state and that the risk retention group or the insurer may not be subject to all insurance laws and regulations of this state.  (3) A purchasing group shall not purchase insurance providing for a deductible or self-insured retention, unless the deductible or self-insured retention is the sole responsibility of each individual member of the purchasing group.  History: Add. 1989, Act 214, Eff. Jan. 1, 1990 Popular Name: Act 218
MI Comp L § 500.1830 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-18 - Chapter 18 (500.1801...500.1864)|Section 500.1830 - Repealed. 1980, Act 341, Eff. June 23, 1981.

500.1830 Repealed. 1980, Act 341, Eff. June 23, 1981. Compiler's Notes: The repealed section pertained to refusal to defend action against unauthorized foreign or alien insurer. Popular Name: Act 218
MI Comp L § 500.1831 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-18 - Chapter 18 (500.1801...500.1864)|Section 500.1831 - Premium Taxes and Other Taxes.

500.1831 Premium taxes and other taxes.  Sec. 1831.  Premium taxes and other taxes paid for coverage of risks resident or located in this state by a purchasing group or any members of the purchasing group shall be imposed at the same rate and subject to the same interest, fines, and penalties as that applicable to premium taxes and other taxes paid for similar coverage from a similar insurance source by other insureds. History: Add. 1989, Act 214, Eff. Jan. 1, 1990 Popular Name: Act 218
MI Comp L § 500.1832 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-18 - Chapter 18 (500.1801...500.1864)|Section 500.1832 - Repealed. 1980, Act 341, Eff. June 23, 1981.

500.1832 Repealed. 1980, Act 341, Eff. June 23, 1981. Compiler's Notes: The repealed section pertained to applicability of unauthorized insurers process act.Popular Name: Act 218
MI Comp L § 500.1833 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-18 - Chapter 18 (500.1801...500.1864)|Section 500.1833 - Prohibitions Regarding Property and Casualty Guaranty Association or Similar Association; Risks Covered by Property and Casualty Guaranty Association; Participating Member in Michigan Automobile Insurance Placement Facility; Submission of Information by Risk Retention Group; Apportioning Proportionate Share of Losses and Expenses.

500.1833 Prohibitions regarding property and casualty guaranty association or similar association; risks covered by property and casualty guaranty association; participating member in Michigan automobile insurance placement facility; submission of information by risk retention group; apportioning proportionate share of losses and expenses.  Sec. 1833.  (1) A risk retention group chartered or doing business in this state shall not join or contribute financially to the property and casualty guaranty association created under chapter 79 or other similar association or mechanism in this state. A risk retention group, its insureds, or claimants against its insureds, shall not receive any benefit from the property and casualty guaranty association or other similar association or mechanism for claims arising under the insurance policies issued by the risk retention group.   (2) A purchasing group obtaining insurance covering its members' risks from an insurer not authorized in this state or a risk retention group shall not be covered by the property and casualty guaranty association or similar association or mechanism in this state.  (3) If a purchasing group obtains insurance covering its members' risks from an insurer authorized in this state, only risks resident or located in this state shall be covered by the property and casualty guaranty association under chapter 79.  (4) A risk retention group chartered or doing business in this state which offers coverage for the security required under chapter 31 shall be a participating member in the Michigan automobile insurance placement facility established under chapter 33 for the purpose of sharing in the equitable apportionment among insurers of liability insurance losses and expenses incurred on policies written through that facility. The risk retention group shall submit sufficient information to the commissioner, or to whomever the commissioner may designate, to enable the apportionment on a nondiscriminatory basis of the risk retention group's proportionate share of the losses and expenses. History: Add. 1989, Act 214, Eff. Jan. 1, 1990 Popular Name: Act 218
MI Comp L § 500.1835 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-18 - Chapter 18 (500.1801...500.1864)|Section 500.1835 - Licensing as Condition to Soliciting, Negotiating, or Procuring Liability Insurance; Residency Requirement for Agent or Broker; Licensure of Nonresident.

500.1835 Licensing as condition to soliciting, negotiating, or procuring liability insurance; residency requirement for agent or broker; licensure of nonresident. Sec. 1835.  (1) A person, firm, association, or corporation shall not act or aid in any manner in soliciting, negotiating, or procuring liability insurance in this state from a risk retention group unless the person, firm, association, or corporation is licensed under chapter 12 or chapter 19.  (2) A person, firm, association, or corporation shall not act or aid in any manner in soliciting, negotiating, or procuring liability insurance in this state for a purchasing group from an authorized insurer or a risk retention group chartered in this state unless the person, firm, association, or corporation is licensed under chapter 12.  (3) A person, firm, association, or corporation shall not act or aid in any manner in soliciting, negotiating, or procuring liability insurance from an insurer not authorized to do business in this state on behalf of a purchasing group doing business in this state unless the person, firm, association, or corporation is licensed under chapter 19.   (4) For the purpose of acting as an agent or broker for a risk retention group or purchasing group under subsections (1) and (2), the requirement of residence in this state shall not apply. However, licensure of a nonresident under chapter 19 shall be for the limited purpose of soliciting, negotiating, or procuring liability insurance from a risk retention group not chartered in this state.  History: Add. 1989, Act 214, Eff. Jan. 1, 1990 Popular Name: Act 218
MI Comp L § 500.1837 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-18 - Chapter 18 (500.1801...500.1864)|Section 500.1837 - Enforcement.

500.1837 Enforcement. Sec. 1837.  The commissioner may use any of the powers established under this act to enforce the laws of this state so long as those powers have not been specifically preempted by the liability risk retention act of 1986. For risk retention groups, the commissioner's injunctive authority is restricted by the requirement that an injunction be issued by a court of competent jurisdiction. History: Add. 1989, Act 214, Eff. Jan. 1, 1990 Popular Name: Act 218
MI Comp L § 500.1839 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-18 - Chapter 18 (500.1801...500.1864)|Section 500.1839 - Financial Responsibility.

500.1839 Financial responsibility. Sec. 1839.  If a law of this state or any political subdivision of this state requires a demonstration of financial responsibility as a condition for obtaining a license or permit to undertake specified activities, and the requirement may not be satisfied by obtaining insurance coverage from an insurer not authorized to do business in this state, the requirement shall not be satisfied by purchasing insurance from a risk retention group not chartered and authorized in this state. History: Add. 1989, Act 214, Eff. Jan. 1, 1990 Popular Name: Act 218
MI Comp L § 500.1840 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-18 - Chapter 18 (500.1801...500.1864)|Section 500.1840 - Repealed. 1980, Act 341, Eff. June 23, 1981.

500.1840 Repealed. 1980, Act 341, Eff. June 23, 1981. Compiler's Notes: The repealed section pertained to procurement of additional indemnity.Popular Name: Act 218
MI Comp L § 500.1841 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-18 - Chapter 18 (500.1801...500.1864)|Section 500.1841 - Repealed. 2000, Act 486, Imd. Eff. Jan. 11, 2001.

500.1841 Repealed. 2000, Act 486, Imd. Eff. Jan. 11, 2001. Compiler's Notes: The repealed section pertained to promulgation of rules.Popular Name: Act 218
MI Comp L § 500.1843-500.1864 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-18 - Chapter 18 (500.1801...500.1864)|Section 500.1843-500.1864 - Repealed. 1980, Act 341, Eff. June 23, 1981.

500.1843-500.1864 Repealed. 1980, Act 341, Eff. June 23, 1981. Compiler's Notes: The repealed sections pertained to surplus lines insurers and agents.Popular Name: Act 218
MI Comp L § 500.1901 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-19 - Chapter 19 (500.1901...500.1955)|Section 500.1901 - Short Title.

500.1901 Short title. Sec. 1901.  This chapter shall be known and may be cited as the "surplus lines insurance act". History: Add. 1980, Act 341, Eff. June 23, 1981 Compiler's Notes: Act 341 of 1980 did not provide a subject-matter heading for Chapter 19.Popular Name: Act 218
MI Comp L § 500.1902 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-19 - Chapter 19 (500.1901...500.1955)|Section 500.1902 - Liberal Construction and Application.

500.1902 Liberal construction and application.  Sec. 1902.  This chapter shall be liberally construed and applied to promote its underlying purposes which include:  (a) Protecting persons seeking insurance in this state.  (b) Permitting stable and reputable insurers to write surplus lines insurance in this state.  (c) Establishing a system of regulation which will permit an orderly access to surplus lines insurance in this state. History: Add. 1980, Act 341, Eff. June 23, 1981 Popular Name: Act 218
MI Comp L § 500.1903 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-19 - Chapter 19 (500.1901...500.1955)|Section 500.1903 - Definitions; Conflicting Provisions.

500.1903 Definitions; conflicting provisions.  Sec. 1903.  (1) As used in this chapter:  (a) "Eligible unauthorized insurer" means an insurer not authorized to transact insurance in this state but eligible to write insurance business under this chapter.  (b) "Association" means an association registered under section 1930.  (c) "Licensee" means a person licensed under this chapter.  (d) "Surplus lines insurance" means insurance in this state procured from or continued or renewed with an unauthorized insurer and includes all of the following, whether effected by mail or otherwise:  (i) Insurance for which applications are solicited from persons resident or located in this state.  (ii) Insurance for which contracts of insurance are issued or delivered to persons resident or located in this state.  (iii) Insurance that is procured through negotiations or by an application occurring in whole or in part in this state or made within or from within this state.  (iv) Insurance for which premiums, in whole or in part, are remitted directly or indirectly within or from within this state.  (2) The definitions contained in subsection (1), unless the context otherwise requires, shall apply to the use of the defined terms in this chapter and shall control in the interpretation of this chapter.  (3) The definitions contained in other chapters of this act shall apply to the terms used in this chapter unless otherwise specifically provided in this chapter.  (4) Nothing contained in this section shall supersede the provisions of section 402b and in the event of conflict between the provision herein and section 402b, the latter shall govern.  History: Add. 1980, Act 341, Eff. June 23, 1981 ;-- Am. 1994, Act 226, Imd. Eff. June 27, 1994 Popular Name: Act 218
MI Comp L § 500.1903a (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-19 - Chapter 19 (500.1901...500.1955)|Section 500.1903a - Contract of Insurance.

500.1903a Contract of insurance. Sec. 1903a.  For purposes of this chapter, a written contract or similar device which offers benefits substantially similar to benefits offered under policies of insurance, whether or not the benefits are identified or described as insurance, shall constitute a contract of insurance. History: Add. 1980, Act 341, Eff. June 23, 1981 Popular Name: Act 218
MI Comp L § 500.1904 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-19 - Chapter 19 (500.1901...500.1955)|Section 500.1904 - Rates and Forms Used by Unauthorized Insurers.

500.1904 Rates and forms used by unauthorized insurers. Sec. 1904.  (1) Rates used by unauthorized insurers shall not be subject to this code, except that a rate shall not be unfairly discriminatory.  (2) Forms used by unauthorized insurers pursuant to this chapter shall not be subject to this code, except that a policy shall not contain language which misrepresents the true nature of the policy or class of policies. History: Add. 1980, Act 341, Eff. June 23, 1981 Popular Name: Act 218
MI Comp L § 500.1906 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-19 - Chapter 19 (500.1901...500.1955)|Section 500.1906 - Books and Records of Surplus Lines Licensee; Examination; Access.

500.1906 Books and records of surplus lines licensee; examination; access. Sec. 1906.  If the commissioner considers it necessary, he or she may examine the books and records of a surplus lines licensee to determine whether the licensee is conducting its business in accordance with this chapter. For the purpose of facilitating the examination, the licensee shall allow the commissioner free access, at reasonable times, to all of the licensee's books and records relating to transactions to which this chapter applies. History: Add. 1980, Act 341, Eff. June 23, 1981 Popular Name: Act 218