reglab/housing_qa huggingface dataset:
TX Fin Code § 15.312 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 15 - Credit Union Commission and Department|Subchapter D. Commissioner and Other Employees of Commission|Section 15.312. Information Provided to Members and Employees

Sec. 15.312.  INFORMATION PROVIDED TO MEMBERS AND EMPLOYEES.  The commissioner or the commissioner's designee shall provide to members of the commission and to department employees, as often as necessary, information regarding their qualification for office or employment under this chapter and their responsibilities under applicable laws relating to standards of conduct for state officers or employees.|Added by Acts 1999, 76th Leg., ch. 62, Sec. 7.11(a), eff. Sept. 1, 1999.|
TX Fin Code § 15.313 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 15 - Credit Union Commission and Department|Subchapter D. Commissioner and Other Employees of Commission|Section 15.313. Equal Employment Opportunity Policy

Sec. 15.313.  EQUAL EMPLOYMENT OPPORTUNITY POLICY.  (a)  The commissioner or a person designated by the commissioner shall prepare and maintain a written policy statement to assure implementation of a program of equal employment opportunity under which all personnel transactions are made without regard to race, color, disability, sex, religion, age, or national origin.  The policy statement must include:(1)  personnel policies, including policies relating to recruitment, evaluation, selection, appointment, training, and promotion of personnel that comply with requirements of Chapter 21, Labor Code;(2)  a comprehensive analysis of the department workforce that meets federal and state law, including rules and regulations, and instructions adopted directly from that law;(3)  procedures by which a determination can be made about the extent of underuse in the department workforce of all persons for whom federal or state laws, including rules and regulations, and instructions adopted directly from that law, encourage a more equitable balance;  and(4)  reasonable methods to appropriately address those areas of underuse.(b)  A policy statement prepared under Subsection (a) must:(1)  cover an annual period;(2)  be updated annually and reviewed by the Commission on Human Rights for compliance with Subsection (a)(1);  and(3)  be filed with the governor's office.(c)  The governor's office shall deliver a biennial report to the legislature based on the information received under Subsection (b).  The report may be made separately or as a part of other biennial reports made to the legislature.|Added by Acts 1999, 76th Leg., ch. 62, Sec. 7.13(a), eff. Sept. 1, 1999.|
TX Fin Code § 15.401 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 15 - Credit Union Commission and Department|Subchapter E. Powers and Duties of Commission and Commissioner|Section 15.401. Supervision of Commissioner

Sec. 15.401.  SUPERVISION OF COMMISSIONER.  The commission shall supervise, consult with, and advise the commissioner.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 15.4011 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 15 - Credit Union Commission and Department|Subchapter E. Powers and Duties of Commission and Commissioner|Section 15.4011. Credit Union Department Building

Sec. 15.4011.  CREDIT UNION DEPARTMENT BUILDING.  The commission shall have charge and control of the property known as the Credit Union Department Building and use of staff, equipment, and facilities of the department.  The Credit Union Department Building refers to the property located in the city of Austin and titled in the name of the State of Texas for the use and benefit of the Credit Union Department, as described by deed recorded in Volume 6126, Page 27, of the Deed Records of Travis County, Texas.|Added by Acts 2009, 81st Leg., R.S., Ch. 1317 (H.B. 2774), Sec. 28(f), eff. September 1, 2009.|
TX Fin Code § 15.402 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 15 - Credit Union Commission and Department|Subchapter E. Powers and Duties of Commission and Commissioner|Section 15.402. Adoption of Rules

Sec. 15.402.  ADOPTION OF RULES.  (a)  The commission may adopt reasonable rules necessary to administer this chapter and to accomplish the purposes of Subtitle D, Title 3.(b)  In adopting rules under this section, the commission may regulate and classify credit unions according to criteria that the commission determines are appropriate and necessary to accomplish the purposes of this chapter and Subtitle D, Title 3, including the:(1)  character of field of membership;(2)  amount of assets;(3)  number of members;  and(4)  financial condition.(b-1)  In adopting rules under this section, the commission shall consider the need to:(1)  promote a stable credit union environment;(2)  provide credit union members with convenient, safe, and competitive services;(3)  preserve and promote the competitive parity of credit unions with regard to other depository institutions consistent with the safety and soundness of credit unions;  and(4)  promote or encourage economic development in this state.(c)  The commission by rule shall establish reasonable and necessary fees for the administration of this chapter and Subtitle D, Title 3.(d)  The presence or absence in this chapter or Subtitle D, Title 3, of a specific reference to rules regarding a particular subject does not enlarge or diminish the rulemaking authority provided by this section.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.  Amended by Acts 1999, 76th Leg., ch. 157, Sec. 2, eff. Sept. 1, 1999;  Acts 2003, 78th Leg., ch. 533, Sec. 1, eff. Sept. 1, 2003.|
TX Fin Code § 15.4021 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 15 - Credit Union Commission and Department|Subchapter E. Powers and Duties of Commission and Commissioner|Section 15.4021. Receipt of Public Comments; Notice of Commission Activities

Sec. 15.4021.  RECEIPT OF PUBLIC COMMENTS;  NOTICE OF COMMISSION ACTIVITIES.  (a)  The commission shall develop and implement policies that provide the public with a reasonable opportunity to appear before the commission and to speak on any issue under the jurisdiction of the department.(b)  The commission shall adopt rules providing for public notice of department activities.|Added by Acts 1999, 76th Leg., ch. 62, Sec. 7.10(a), eff. Sept. 1, 1999.|
TX Fin Code § 15.4022 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 15 - Credit Union Commission and Department|Subchapter E. Powers and Duties of Commission and Commissioner|Section 15.4022. Rules Relating to Competitive Bidding and Advertising

Sec. 15.4022.  RULES RELATING TO COMPETITIVE BIDDING AND ADVERTISING.  (a)  The commission may not adopt rules restricting competitive bidding or advertising by a credit union except to prohibit false, misleading, or deceptive practices.(b)  In its rules to prohibit false, misleading, or deceptive practices, the commission may not include a rule that:(1)  restricts the use of any medium for advertising;(2)  relates to the size or duration of an advertisement by the credit union;  or(3)  restricts the credit union's advertisement under a trade name.|Added by Acts 1999, 76th Leg., ch. 62, Sec. 7.10(a), eff. Sept. 1, 1999.|
TX Fin Code § 15.4023 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 15 - Credit Union Commission and Department|Subchapter E. Powers and Duties of Commission and Commissioner|Section 15.4023. Separation of Responsibilities

Sec. 15.4023.  SEPARATION OF RESPONSIBILITIES.  The commission shall develop and implement policies that clearly separate the policy-making responsibilities of the commission and the management responsibilities of the commissioner and the staff of the department.|Added by Acts 1999, 76th Leg., ch. 62, Sec. 7.10(a), eff. Sept. 1, 1999.|
TX Fin Code § 15.4025 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 15 - Credit Union Commission and Department|Subchapter E. Powers and Duties of Commission and Commissioner|Section 15.4025. Negotiated Rulemaking and Alternative Dispute Resolution Policy

Sec. 15.4025.  NEGOTIATED RULEMAKING AND ALTERNATIVE DISPUTE RESOLUTION POLICY.  (a)  The commission shall develop and implement a policy to encourage the use of:(1)  negotiated rulemaking procedures under Chapter 2008, Government Code, for the adoption of department rules; and(2)  appropriate alternative dispute resolution procedures under Chapter 2009, Government Code, to assist in the resolution of internal and external disputes under the department's jurisdiction.(b)  The department's procedures relating to alternative dispute resolution must conform, to the extent possible, to any model guidelines issued by the State Office of Administrative Hearings for the use of alternative dispute resolution by state agencies.(c)  The commission shall designate a trained person to:(1)  coordinate the implementation of the policy adopted under Subsection (a);(2)  serve as a resource for any training needed to implement the procedures for negotiated rulemaking or alternative dispute resolution; and(3)  collect data concerning the effectiveness of those procedures, as implemented by the department.|Added by Acts 2009, 81st Leg., R.S., Ch. 695 (H.B. 2735), Sec. 11, eff. September 1, 2009.Redesignated from Finance Code, Section 15.4024 by Acts 2011, 82nd Leg., R.S., Ch. 91 (S.B. 1303), Sec. 27.001(11), eff. September 1, 2011.|
TX Fin Code § 15.403 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 15 - Credit Union Commission and Department|Subchapter E. Powers and Duties of Commission and Commissioner|Section 15.403. Supervision and Regulation of Credit Unions

Sec. 15.403.  SUPERVISION AND REGULATION OF CREDIT UNIONS.  (a)  The commissioner shall supervise and regulate a credit union doing business in this state, other than a federal credit union, in accordance with this chapter and Subtitle D, Title 3, including rules adopted under this chapter and Subtitle D, Title 3.(b)  To the extent necessary to the department's authority to supervise and regulate credit unions under this chapter and Subtitle D, Title 3, the commissioner may require each credit union to conduct business in compliance with federal laws that apply to credit unions.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.  Amended by Acts 2003, 78th Leg., ch. 533, Sec. 2, eff. Sept. 1, 2003.Amended by: Acts 2013, 83rd Leg., R.S., Ch. 19 (S.B. 244), Sec. 1, eff. September 1, 2013.|
TX Fin Code § 15.4031 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 15 - Credit Union Commission and Department|Subchapter E. Powers and Duties of Commission and Commissioner|Section 15.4031. Credit Union Commissioner Hearing

Sec. 15.4031.  CREDIT UNION COMMISSIONER HEARING.  (a)  The commissioner may convene a hearing to receive evidence and argument regarding any matter under this chapter or Subtitle D, Title 3, before the commissioner for decision or review.  The hearing must be conducted under Chapter 2001, Government Code.  A matter made confidential by law must be considered by the commissioner in a closed hearing.(b)  A hearing officer may conduct any hearing on behalf of the commissioner.|Added by Acts 2003, 78th Leg., ch. 533, Sec. 3, eff. Sept. 1, 2003.|
TX Fin Code § 15.4032 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 15 - Credit Union Commission and Department|Subchapter E. Powers and Duties of Commission and Commissioner|Section 15.4032. Examination of Related Entities

Sec. 15.4032.  EXAMINATION OF RELATED ENTITIES.  (a)  In accordance with rules adopted by the commission, the commissioner may examine, to the same extent as if the services or activities were performed by a credit union on its own premises:(1)  a credit union service organization in which a credit union has a material interest;(2)  an organization engaged primarily in the business of managing one or more credit unions;  and(3)  a third-party contractor providing electronic data processing, electronic fund transfers, or other member services on behalf of a credit union.(b)  The commissioner may collect a fee from an examined contractor or organization in connection with each examination to cover the cost of the examination or may collect that fee from the credit unions that use the examined contractor.|Added by Acts 2003, 78th Leg., ch. 533, Sec. 3, eff. Sept. 1, 2003.|
TX Fin Code § 15.404 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 15 - Credit Union Commission and Department|Subchapter E. Powers and Duties of Commission and Commissioner|Section 15.404. Administration and Enforcement of Statutes and Rules

Sec. 15.404.  ADMINISTRATION AND ENFORCEMENT OF STATUTES AND RULES.  The commissioner shall administer and enforce this chapter and Subtitle D, Title 3, and rules adopted under this chapter and Subtitle D, Title 3.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.  Amended by Acts 2003, 78th Leg., ch. 533, Sec. 4, eff. Sept. 1, 2003.|Sec. 15.4041.  ISSUANCE OF INTERPRETIVE STATEMENTS.  (a)  The commissioner may issue interpretive statements containing matters of general policy to guide the public and credit unions, and may amend or repeal a published interpretive statement by issuing an amended statement or notice of repeal of a statement.(b)  An interpretive statement may be disseminated by newsletter, through an electronic medium such as the Internet, in a volume of statutes or related materials published by the commissioner or others, or by any other means reasonably calculated to notify persons affected by the interpretive statement.  Notice of an amended or withdrawn statement must be disseminated in a substantially similar manner as the affected statement was originally disseminated.|Added by Acts 2003, 78th Leg., ch. 533, Sec. 5, eff. Sept. 1, 2003.|
TX Fin Code § 15.4042 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 15 - Credit Union Commission and Department|Subchapter E. Powers and Duties of Commission and Commissioner|Section 15.4042. Issuance of Opinion

Sec. 15.4042.  ISSUANCE OF OPINION.  (a)  In response to a specific request from a member of the public or the credit union industry, the commissioner may issue an opinion directly or through the deputy commissioner or a department attorney.(b)  If the commissioner determines that the opinion is useful for the general guidance of the public or credit unions, the commissioner may disseminate the opinion by newsletter, through an electronic medium such as the Internet, in a volume of statutes or related materials published by the commissioner or others, or by any other means reasonably calculated to notify persons affected by the opinion.  A published opinion must be redacted to preserve the confidentiality of the requesting party unless the requesting party consents to be identified in the published opinion.(c)  The commissioner may amend or repeal a published opinion by issuing an amended opinion or notice of repeal of an opinion and disseminating the opinion or notice in a substantially similar manner as the affected opinion was originally disseminated.  The requesting party may rely on the original opinion if:(1)  all material facts were originally disclosed to the commissioner;(2)  the safety and soundness of the affected credit union will not be endangered by further reliance on the original opinion;  and(3)  the text and interpretation of relevant governing provisions of this chapter or Subtitle D, Title 3, have not been changed by legislative or judicial action.|Added by Acts 2003, 78th Leg., ch. 533, Sec. 5, eff. Sept. 1, 2003.|
TX Fin Code § 15.4043 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 15 - Credit Union Commission and Department|Subchapter E. Powers and Duties of Commission and Commissioner|Section 15.4043. Effect of Interpretive Statement or Opinion

Sec. 15.4043.  EFFECT OF INTERPRETIVE STATEMENT OR OPINION.  An interpretive statement or opinion issued under this subchapter does not have the force of law and is not a rule for the purposes of Chapter 2001, Government Code, unless adopted by the commission as provided by Chapter 2001, Government Code.  An interpretive statement or opinion is an administrative construction of this chapter or Subtitle D, Title 3, may be relied on by credit unions authorized to engage in business in this state, and is entitled to great weight if the construction is reasonable and does not conflict with this chapter or Subtitle D, Title 3.|Added by Acts 2003, 78th Leg., ch. 533, Sec. 5, eff. Sept. 1, 2003.|
TX Fin Code § 15.4044 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 15 - Credit Union Commission and Department|Subchapter E. Powers and Duties of Commission and Commissioner|Section 15.4044. Fees

Sec. 15.4044.  FEES.  The department may charge a late fee against a credit union for late payment of its operating fees.|Added by Acts 2009, 81st Leg., R.S., Ch. 695 (H.B. 2735), Sec. 12, eff. September 1, 2009.|
TX Fin Code § 15.405 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 15 - Credit Union Commission and Department|Subchapter E. Powers and Duties of Commission and Commissioner|Section 15.405. Legislative Recommendations

Sec. 15.405.  LEGISLATIVE RECOMMENDATIONS.  The commissioner shall report the department's legislative recommendations to the legislature for consideration.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 15.406 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 15 - Credit Union Commission and Department|Subchapter E. Powers and Duties of Commission and Commissioner|Section 15.406. Attendance at Commission Meetings; Voting

Sec. 15.406.  ATTENDANCE AT COMMISSION MEETINGS;  VOTING.  The commissioner shall attend meetings of the commission but may not vote at a meeting.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 15.407 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 15 - Credit Union Commission and Department|Subchapter E. Powers and Duties of Commission and Commissioner|Section 15.407. Official Committees

Sec. 15.407.  OFFICIAL COMMITTEES.  The chairman may appoint individuals who are not commission members to serve on official committees that are charged with evaluating industry methods or problems and presenting formal recommendations to the commission for possible action.  The individuals appointed are entitled to reimbursement for reasonable and necessary expenses incidental to travel incurred in connection with the performance of official duties.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.  Amended by Acts 2001, 77th Leg., ch. 1158, Sec. 7, eff. Sept. 1, 2001.|
TX Fin Code § 15.408 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 15 - Credit Union Commission and Department|Subchapter E. Powers and Duties of Commission and Commissioner|Section 15.408. Consumer Complaints

Sec. 15.408.  CONSUMER COMPLAINTS.  (a)  The department shall maintain a system to promptly and efficiently act on complaints filed with the department. The department shall maintain information about parties to the complaint, the subject matter of the complaint, a summary of the results of the review or investigation of the complaint, and its disposition.(b)  The department shall make information available describing its procedures for complaint investigation and resolution.(c)  The department shall periodically notify the complaint parties of the status of the complaint until final disposition unless the notice would jeopardize an investigation.|Redesignated from Finance Code Sec. 15.409(b), (c), and (d) and amended by Acts 2021, 87th Leg., R.S., Ch. 300 (S.B. 707), Sec. 4, eff. September 1, 2021.|
TX Fin Code § 15.4081 (2021)
2021 Texas Statutes|Finance Code|Title 2 - Financial Regulatory Agencies|Chapter 15 - Credit Union Commission and Department|Subchapter E. Powers and Duties of Commission and Commissioner|Section 15.4081. Complaint Tracking; Annual Statistical Analysis

Sec. 15.4081.  COMPLAINT TRACKING; ANNUAL STATISTICAL ANALYSIS.  (a)  To help identify and address regulatory issues and constraints, the department shall track all phases of the complaint and enforcement processes, including the receipt, investigation, and disposition of complaints.  The department shall maintain the following information for each complaint:(1)  the basis for the complaint;(2)  the origin of the complaint, including whether the complaint was issued from:(A)  another regulatory agency;(B)  a credit union member;(C)  a credit union employee;(D)  a member of the public; or(E)  a public or private entity;(3)  the number of days taken to resolve the complaint from the date the complaint was received; and(4)  the disposition of the complaint, including:(A)  if no disciplinary action was taken, the reasons no disciplinary action was taken;(B)  if disciplinary action was taken, the type of disciplinary action taken, including the amount of any administrative penalty or late fee;(C)  if dismissed or referred to another agency, the details regarding dismissal or referral; and(D)  if ongoing, the current status of the complaint.(b)  The department shall annually compile a statistical analysis of the department's complaint and enforcement processes for the preceding fiscal year.  The analysis must include:(1)  the total number of complaints filed with the department against credit unions;(2)  the number of open investigations at the end of the fiscal year;(3)  the number of complaints that were resolved, disaggregated by:(A)  the source of the complaint;(B)  the type of alleged violation;(C)  jurisdictional and non-jurisdictional complaints;(D)  regulatory and nonregulatory complaints; and(E)  the disposition and type of action taken, including any administrative penalty or late fee assessed; and(4)  the average number of days taken to resolve a complaint, including complaints that were resolved through an examination of a credit union.|Added by Acts 2021, 87th Leg., R.S., Ch. 300 (S.B. 707), Sec. 5, eff. September 1, 2021.|