reglab/housing_qa huggingface dataset:
SC Code § 29-3-700 (2021)
2021 South Carolina Code of Laws|Title 29 - Mortgages and Other Liens|Chapter 3 - Mortgages And Deeds Of Trust Generally|Section 29-3-700. Order for appraisal.

 Upon the filing of such petition and deposit with the clerk of a sufficient sum to pay the costs of the subsequent proceedings he shall issue an order that the property be appraised at its true value as of the date of sale by three disinterested individuals who must be state-certified general real estate appraisers as defined in Section 40-60-20(20), state-certified residential real estate appraisers as defined by Section 40-60-20(21), or state-licensed real estate appraisers as defined by Section 40-60-20(22), who shall not be parties to the action or connected in business with or related by blood or marriage within the sixth degree to any such party.  HISTORY: 1962 Code Section 45-90; 1952 Code Section 45-90; 1942 Code Section 8712; 1933 (38) 350; 1996 Act No. 430, Section 6.
SC Code § 29-3-710 (2021)
2021 South Carolina Code of Laws|Title 29 - Mortgages and Other Liens|Chapter 3 - Mortgages And Deeds Of Trust Generally|Section 29-3-710. Appointment of appraisers.

 In his petition the petitioner shall designate one appraiser and within ten days after service of a copy of the order upon the judgment creditor or his attorney of record he shall designate to the clerk another appraiser, whereupon the court having jurisdiction of the action or any judge thereof shall appoint a third, and the said court or judge shall make the appointment herein provided for the judgment creditor if he does not avail himself of his right within the time above prescribed.  HISTORY: 1962 Code Section 45-91; 1952 Code Section 45-91; 1942 Code Section 8712; 1933 (38) 350.
SC Code § 29-3-720 (2021)
2021 South Carolina Code of Laws|Title 29 - Mortgages and Other Liens|Chapter 3 - Mortgages And Deeds Of Trust Generally|Section 29-3-720. Appraisal of the mortgaged property.

 The board of appraisers as so constituted shall proceed to view and value the mortgaged property and all or a majority thereof shall make a sworn return within thirty days from their appointment of the true value of the property as of the date of sale, taking into consideration sale value, cost and replacement value of improvements, income production and all other proper elements which, in their discretion, enter into the determination of true value.  HISTORY: 1962 Code Section 45-92; 1952 Code Section 45-92; 1942 Code Section 8712; 1933 (38) 350.
SC Code § 29-3-730 (2021)
2021 South Carolina Code of Laws|Title 29 - Mortgages and Other Liens|Chapter 3 - Mortgages And Deeds Of Trust Generally|Section 29-3-730. Effect of failure of appraisers to agree.

 If a majority of the board shall not agree and make return within the time above prescribed another shall be likewise appointed of the same qualifications and with the same duties and likewise thereafter new boards shall be appointed until one shall make a return agreed to by a majority.  HISTORY: 1962 Code Section 45-93; 1952 Code Section 45-93; 1942 Code Section 8712; 1933 (38) 350.
SC Code § 29-3-740 (2021)
2021 South Carolina Code of Laws|Title 29 - Mortgages and Other Liens|Chapter 3 - Mortgages And Deeds Of Trust Generally|Section 29-3-740. Return of appraisers; effect of return on deficiency judgment.

 The return of the appraisers shall be filed and recorded by the clerk as a judgment of the court and be subject to appeal as hereinafter provided. If the value returned after deduction therefrom of the amount of the price at which the property was sold under direction of the court be equal to or exceed the amount of the deficiency remaining upon the judgment after application of the net proceeds of sale the judgment shall be thereupon extinguished and cancelled of record by the clerk and if such returned value, after deduction of the amount of the sale price, be less than the deficiency the latter shall be abated and deemed paid, pro tanto, and be thereafter enforceable for only the remainder, the amount of which will be determined by the clerk and stated in a proper order from which any party may appeal within ten days after notice of filing thereof to the court or any judge thereof in accord with the procedure prescribed in Section 29-3-750.  HISTORY: 1962 Code Section 45-94; 1952 Code Section 45-94; 1942 Code Section 8712; 1933 (38) 350.
SC Code § 29-3-750 (2021)
2021 South Carolina Code of Laws|Title 29 - Mortgages and Other Liens|Chapter 3 - Mortgages And Deeds Of Trust Generally|Section 29-3-750. Appeal from return of appraisers.

 The petitioner or the judgment creditor may appeal from the return of the appraisers upon notice stating the ground of such appeal served upon the other party within ten days after notice of the filing of the return, such appeal being to the court having jurisdiction of the action or any judge thereof, who shall hear the appeal without a jury in open court or at chambers upon affidavits or oral testimony as he deems advisable. Such court may confirm the return or order a new appraisal upon such terms as he may deem equitable and an appeal from his order or decree shall lie as in other equity cases.  HISTORY: 1962 Code Section 45-95; 1952 Code Section 45-95; 1942 Code Section 8712; 1933 (38) 350.
SC Code § 29-3-760 (2021)
2021 South Carolina Code of Laws|Title 29 - Mortgages and Other Liens|Chapter 3 - Mortgages And Deeds Of Trust Generally|Section 29-3-760. Compensation and costs of appraisers and clerk.

 The appraisers shall be paid two dollars each for their services and the clerk's costs for making orders, filing and recording shall be as for similar papers and pleadings.  HISTORY: 1962 Code Section 45-96; 1952 Code Section 45-96; 1942 Code Section 8712; 1933 (38) 350.
SC Code § 29-3-770 (2021)
2021 South Carolina Code of Laws|Title 29 - Mortgages and Other Liens|Chapter 3 - Mortgages And Deeds Of Trust Generally|Section 29-3-770. Application of appraisal provisions to present and future mortgages.

 The provisions of Sections 29-3-680 to 29-3-760, which are intended to affect the remedy of foreclosure, shall apply to the foreclosure of all real estate mortgages now existing and those hereafter executed but, if held invalid by a court of competent jurisdiction as to the former, they shall nevertheless be fully applicable to the latter; but unless the petition required by Section 29-3-680 be filed within the time prescribed, no deficiency judgment shall be affected hereby.  HISTORY: 1962 Code Section 45-96.1; 1952 Code Section 45-96.1; 1942 Code Section 8712; 1933 (38) 350.
SC Code § 29-3-780 (2021)
2021 South Carolina Code of Laws|Title 29 - Mortgages and Other Liens|Chapter 3 - Mortgages And Deeds Of Trust Generally|Section 29-3-780. Entry of release of mortgage on land sold in foreclosure sale.

 Upon confirmation of the circuit court of the report of the master or the other officer making a sale of lands pursuant to decree of foreclosure, the officer of the court making the sale shall cause to be recorded in the office where the foreclosed mortgage is recorded a release, cancellation, and satisfaction of the lien in the form prescribed in Section 29-3-790. However, nothing in this section may be construed to satisfy any unpaid portion of the debt secured by the mortgage.  HISTORY: 1962 Code Section 45-97; 1952 Code Section 45-97; 1942 Code Section 3620; 1932 Code Section 3620; Civ. C. '22 Section 2164; Civ. C. '12 Section 1340; Civ. C. '02 Section 942; 1900 (23) 347; 1926 (34) 1013; 1929 (36) 17; 1990 Act No. 460, Section 1.
SC Code § 29-3-790 (2021)
2021 South Carolina Code of Laws|Title 29 - Mortgages and Other Liens|Chapter 3 - Mortgages And Deeds Of Trust Generally|Section 29-3-790. Form of release of lien.

 The release, cancellation, and satisfaction of lien required under Section 29-3-780 must be made in writing and signed by the officer and must be in the following form:  "Lien of mortgage recorded in , (Mortgage Book and Page) is released, canceled, and satisfied by sale (Office) under foreclosure the _____ day of , , (Month) (Year) See Judgment Roll No. ______."   HISTORY: 1962 Code Section 45-98; 1952 Code Section 45-98; 1942 Code Section 3621; 1932 Code Section 3621; Civ. C. '22 Section 2165; Civ. C. '12 Section 1341; Civ. C. '02 Section 943; 1926 (34) 1013; 1929 (36) 17; 1990 Act No. 460, Section 2.
SC Code § 29-4-10 (2021)
2021 South Carolina Code of Laws|Title 29 - Mortgages and Other Liens|Chapter 4 - Reverse Mortgages|Section 29-4-10. Short Title.

 This chapter may be cited as the South Carolina Reverse Mortgage Act.  HISTORY: 1994 Act No. 376, Section 1.
SC Code § 29-4-20 (2021)
2021 South Carolina Code of Laws|Title 29 - Mortgages and Other Liens|Chapter 4 - Reverse Mortgages|Section 29-4-20. Reverse Mortgage defined.

 As used in this chapter "reverse mortgage" means a nonrecourse loan secured by real property which:  (1) provides cash advances to a borrower based on the equity or future appreciation in value in a borrower's owner-occupied principal residence;  (2) requires no payment of principal or interest until the entire loan becomes due and payable; and  (3) is made by a lender authorized to engage in business as a bank, savings institution, or credit union under the laws of the United States or of South Carolina, or a mortgage lender licensed pursuant to Chapter 22, Title 37.  HISTORY: 1994 Act No. 376, Section 1; 2009 Act No. 67, Section 4.I, eff January 1, 2010.  Effect of Amendment  The 2009 amendment, in item (1), added "or future appreciation in value"; and, in item (3), substituted "a mortgage lender licensed pursuant to Chapter 22, Title 37" for "authorized seller-servicers selling mortgage loans to the Federal National Mortgage Association or to the Federal Home Loan Mortgage Corporation,".
SC Code § 29-4-40 (2021)
2021 South Carolina Code of Laws|Title 29 - Mortgages and Other Liens|Chapter 4 - Reverse Mortgages|Section 29-4-40. Reverse mortgage loans authorized without regard to certain provisions for other types of mortgage transactions.

 Reverse mortgage loans may be made or acquired without regard to the following provisions for other types of mortgage transactions:  (1) limitations on the purpose and use of future advances or any other mortgage proceeds;  (2) limitations on future advances to a term of years, or limitations on the term of credit line advances;  (3) limitations on the term during which future advances take priority over intervening advances;  (4) requirements that a maximum mortgage amount be stated in the mortgage;  (5) limitations on loan-to-value ratios;  (6) prohibitions on balloon payments;  (7) prohibitions on compounded interest and interest on interest;  (8) interest rate limits under the usury statutes; and  (9) requirements that a percentage of the loan proceeds must be advanced prior to loan assignment.  HISTORY: 1994 Act No. 376, Section 1.
SC Code § 29-4-50 (2021)
2021 South Carolina Code of Laws|Title 29 - Mortgages and Other Liens|Chapter 4 - Reverse Mortgages|Section 29-4-50. Treatment of loan payments and undisbursed funds for purposes of means-tested programs.

 (A) Reverse mortgage loan payments made to a borrower must be treated as proceeds from a loan and not as income for the purpose of determining eligibility and benefits under means-tested programs of aid to individuals.  (B) Undisbursed funds must be treated as equity in a borrower's home and not as proceeds from a loan for the purpose of determining eligibility and benefits under means-tested programs of aid to individuals.  (C) This section applies to any law relating to payments, allowances, benefits, or services provided on a means-tested basis by this State including, but not limited to, supplemental security income, low-income energy assistance, property tax relief, medical assistance, and general assistance.  HISTORY: 1994 Act No. 376, Section 1.
SC Code § 29-4-60 (2021)
2021 South Carolina Code of Laws|Title 29 - Mortgages and Other Liens|Chapter 4 - Reverse Mortgages|Section 29-4-60. Independent information and counseling services.

 (A) No lender authorized by this chapter to make reverse mortgages may accept an application for a reverse mortgage until the lender has obtained from the South Carolina State Housing Finance and Development Authority the content and format of a statement regarding the advisability and availability of independent information and counseling services on reverse mortgages that must be provided by the lender to the borrower pursuant to subsection (B).  (B) No reverse mortgage commitment may be made by a lender unless the loan applicant attests in writing that the applicant received from the lender at the time of initial inquiry the statement provided for in subsection (A).  (C) The Housing Finance and Development Authority shall:  (1) develop and make available to lenders the content and format of the statement described in subsection (A);  (2) refer consumers to independent counseling services with expertise in reverse mortgages.  (D) The Department on Aging shall provide independent consumer information on reverse mortgages and their alternatives.  HISTORY: 1994 Act No. 376, Section 1; 2018 Act No. 261 (S.107), Pt I, Section 5, eff January 1, 2019.  Effect of Amendment  2018 Act No. 261, Section 5, in (D), substituted "Department on Aging" for "Office of the Governor, Division on Aging".
SC Code § 29-5-15 (2021)
2021 South Carolina Code of Laws|Title 29 - Mortgages and Other Liens|Chapter 5 - Mechanics' Liens|Section 29-5-15. Filing requirements; penalty for frivolous lien.

 (A) To file a mechanics' lien, a contractor must provide the county clerk of court or register of deeds proof that he is licensed or registered if he is required by law to be licensed or registered. As proof of licensure or registration, the contractor must record his contractor license number or registration number on the lien document when the lien document is filed.  (B) A contractor who files a frivolous lien is subject to a fine up to five thousand dollars, the loss of his registration or contractor license, or both.  HISTORY: 2009 Act No. 40, Section 2, eff June 2, 2009.
SC Code § 29-5-21 (2021)
2021 South Carolina Code of Laws|Title 29 - Mortgages and Other Liens|Chapter 5 - Mechanics' Liens|Section 29-5-21. Services of surveyor and real estate licensee as improving real estate; real estate licensee's liens.

 (A) A surveyor who surveys real estate by virtue of an agreement with the owner of such real estate has furnished material for the improvement of real estate within the meaning of Section 29-5-20.  (B)(1) A real estate licensee who, by virtue of a written agreement with the owner, performs professional services for which he is licensed under Title 40 incident to marketing, developing, or improving commercial real estate preparatory to or as a part of a commercial real estate lease or rental transaction involving the commercial real estate, has furnished labor or material for the improvement of commercial real estate within the meaning of Section 29-5-20.  (2) A real estate licensee shall not acquire a lien under this subsection unless:  (a) the owner of the commercial real estate or the owner's authorized agent authorizes the real estate licensee, under the terms of a written agreement, to lease an interest in the commercial real estate; and  (b) the real estate licensee or the real estate licensee's affiliated licensees provide licensed services that result, during the term of a written agreement described in item (1) of this subsection, in the procuring of a person or entity that rents or leases the commercial real estate or rents or leases an interest in the commercial real estate upon terms contained in a written agreement described in item (1) of this subsection.  (3) A real estate licensee shall not acquire a lien under this subsection upon residential real estate.  (4) Prior recorded liens shall have priority over a real estate licensee's lien. A prior recorded lien shall include, without limitation:  (i) a valid mechanic's lien claim that is recorded subsequent to the real estate licensee's lien notice of lien but which relates back to a date prior to the recording date of the real estate licensee's lien notice of lien; and  (ii) prior recorded liens securing revolving credit and future advance of construction loans as described in Section 29-3-50.  HISTORY: 1978 Act No. 465, Section 1; 2006 Act No. 263, Section 1, eff May 2, 2006.  Effect of Amendment  The 2006 amendment designated subsection (A) and added subsection (B) relating to real estate licensees.
SC Code § 29-5-22 (2021)
2021 South Carolina Code of Laws|Title 29 - Mortgages and Other Liens|Chapter 5 - Mechanics' Liens|Section 29-5-22. Reasonable rental value of tools, appliances, machinery, and equipment.

 A person who supplies tools, appliances, machinery, or equipment used as provided in Section 29-5-10(a) is considered to have furnished material for the improvement of real estate within the meaning of Sections 29-5-20 and 29-5-40 to the extent of the reasonable rental value of the tools, appliances, machinery, or equipment for the period of actual use.  HISTORY: 1990 Act No. 374, Section 1.
SC Code § 29-5-23 (2021)
2021 South Carolina Code of Laws|Title 29 - Mortgages and Other Liens|Chapter 5 - Mechanics' Liens|Section 29-5-23. Notice of Project Commencement; location notice; failure to file notice.

 Any person entering into a direct agreement with, or with the consent of, an owner for the improvement of real property may file with the clerk of court or register of deeds in the county or counties where the real property is situate a notice of project commencement. The notice of project commencement shall contain the following information:  (1) the name and address of the person filing the notice of commencement;  (2) the name and address of the owner or developer;  (3) a general description of the improvement; and  (4) the location of the project.  The notice must be filed within fifteen days of the commencement of work and must be accompanied by a filing fee of fifteen dollars to be deposited in that county's general fund. The name and address of the contractor must be posted at the job site. A location notice also must be posted at the job site. The location notice must contain the following statement: "The contractor on the project has filed a notice of project commencement at the county courthouse. Sub-subcontractors and suppliers to subcontractors shall comply with Section 29-5-20 when filing liens in connection with this project." The failure to file a notice of project commencement shall render the provisions of Sections 29-5-20(B) and 29-5-60(B) inapplicable. The failure to file a notice of project commencement shall also render the provisions of Sections 29-5-440, 11-35-3030(2)(c), 57-5-1660(b), and 11-1-120, relating to the requirement of a notice of providing labor, materials, or rental equipment inapplicable for a claim against a payment bond furnished by a contractor holding a direct contractual agreement with an owner. The filing of a notice of project commencement shall not constitute a cloud, lien, or encumbrance upon, or defect to, the title of the real property described in the notice, nor shall it alter the aggregate amounts of liens allowable under Section 29-5-40, nor shall it affect the priority of any mortgage filed before or after the notice, nor shall it affect any future advances under any mortgage. The clerk of court or register of deeds in each county shall maintain a separate book and index of all notices of project commencements.  HISTORY: 1992 Act No. 368, Section 3; 1997 Act No. 34, Section 1; 2000 Act No. 240, Section 5.  Editor's Note  1997 Act No. 34, Section 1, directed the Code Commissioner to change all references to "Register of Mesne Conveyances" to "Register of Deeds" wherever appearing in the 1976 Code of Laws.
SC Code § 29-5-25 (2021)
2021 South Carolina Code of Laws|Title 29 - Mortgages and Other Liens|Chapter 5 - Mechanics' Liens|Section 29-5-25. Private security guard services at site of real estate improvement.

 Any person providing private security guard services at the site of the real estate during its improvement shall be deemed to be a laborer within the meaning of Sections 29-5-20 and 29-5-40. "Person" as used in this section shall mean any individual, corporation, partnership, proprietorship, firm, enterprise, franchise, association, organization or other such entity.  HISTORY: 1976 Act No. 524, Section 2.
SC Code § 29-5-26 (2021)
2021 South Carolina Code of Laws|Title 29 - Mortgages and Other Liens|Chapter 5 - Mechanics' Liens|Section 29-5-26. Landscape services.

 (A) A person who provides a landscape service on a parcel of real estate, which service exceeds five thousand dollars, by virtue of a written agreement with the owner of the real estate and to whom a debt is due for his performance of the landscaping service has a mechanics' lien on the real estate to secure payment of debt due to him as provided by Section 29-5-10 and Section 29-5-20. The lien attaches to the land and a building, structure, or other improvement on the land.  (B) As used in this chapter, a landscape service includes:  (1) land clearing, grading, filling, plant removal, natural obstruction removal, or other preparation of land;  (2) provision or installation, or both of them, of a landscaping item including plant material, mulch, paving, walkway, swimming pool, fountain, retaining wall, bulkhead, deck, patio, lightscaping system, irrigation system, drainage structure, drainage system, underground utility, or other feature incidental and necessary to a landscape plan or site design; or  (3) both.  (C) A landscaping service does not depend on whether the service is related to the construction, erection, alteration, or repair of a building or other structure.  HISTORY: 2009 Act No. 40, Section 1, June 2, 2009.
SC Code § 29-5-27 (2021)
2021 South Carolina Code of Laws|Title 29 - Mortgages and Other Liens|Chapter 5 - Mechanics' Liens|Section 29-5-27. Laborer and person defined.

 Any person providing construction and demolition debris disposal services, as defined in Section 44-96-40(6), including, but not limited to, final disposal services provided by a construction and demolition landfill, is a laborer within the meaning of Sections 29-5-20 and 29-5-40. "Person" as used in this section means any individual, corporation, partnership, proprietorship, firm, enterprise, franchise, association, organization, or another entity.  HISTORY: 2003 Act No. 51, Section 23.
SC Code § 29-5-30 (2021)
2021 South Carolina Code of Laws|Title 29 - Mortgages and Other Liens|Chapter 5 - Mechanics' Liens|Section 29-5-30. Lien against debtor with life estate or whose estate is less than fee simple.

 If the person for whom the work is done or materials are furnished has an estate for life or any other estate less than a fee simple in the land or if the property, at the time of recording the statement, is mortgaged or under any other encumbrance, the lien before provided for shall bind his whole estate and interest therein in like manner as a mortgage would have done and the creditor may cause the right of redemption or whatever other right or estate the owner had in the property to be sold and applied to the discharge of his debt, according to the provisions of this chapter.  HISTORY: 1962 Code Section 45-253; 1952 Code Section 45-253; 1942 Code Section 8762; 1932 Code Section 8762; Civ. C. '22 Section 5674; Civ. C. '12 Section 4144; Civ. C. '02 Section 3039; G. S. 2381; R. S. 2496; 1869 (14) 223.