reglab/housing_qa huggingface dataset:
215 ILCS 5/393f
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XXIII - Fire And Marine Insurance

 (from Ch. 73, par. 1005f)Sec. 393f.         Conversion rights.)  Each group professional liability insurance policy shall provide that any member of the  group shall have the right to convert his group policy to an individual  standard policy of insurance in the same company as offered by the insurer  to the non-group insureds upon termination of his connection with the group  extending to him the same limits of coverage.    (Source: P.A. 79-685.)
215 ILCS 5/393g
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XXIII - Fire And Marine Insurance

 (from Ch. 73, par. 1005g)Sec. 393g.         Cancellation restricted.)  An insurer may not cancel the insurance of an individual member of a  group covered by a group professional liability insurance policy except for the  non-payment of premium by such member or unless the insurance for the  entire group is cancelled.  In such cases notice of cancellation as provided  in like non-group policies shall be given to each member.    (Source: P.A. 79-685.)
215 ILCS 5/395
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XXIII - Fire And Marine Insurance

 (from Ch. 73, par. 1007)Sec. 395.     Reserves for marine and inland marine.     In the case of policies  of marine or inland navigation or transportation insurance the unearned  premium reserve, to be charged as a liability, shall be fifty per centum of  the amount of the premiums upon risks covering not more than one passage  not terminated and shall be upon a pro rata basis for all other policies.    (Source: Laws 1937, p. 696.)
215 ILCS 5/396
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XXIII - Fire And Marine Insurance

 (from Ch. 73, par. 1008)Sec. 396.         Loss and  loss expense reserves.(1) Every company authorized to transact in this State any of the kinds  of business described in Class 3 of Section 4 shall, at all times, maintain  reserves in an amount estimated in the aggregate to provide for the payment  of all losses and claims incurred, whether reported or unreported, which  are unpaid and for which such company may be liable, and to provide for the  expenses of adjustment or settlement of such losses and claims. For the  purpose of such reserves, the company shall keep a complete and itemized  record showing all losses and claims on which it has received notice,  including all notices received by it of the occurrence of any event which  may result in a loss. Such record shall be opened in chronological receipt  order, with each notice of loss or claim identified by appropriate number  or coding.(2) Whenever the loss and loss expense experience of such company shows  the reserves, calculated in accordance with the foregoing provisions, to be  inadequate, the Director may require such company to maintain additional  reserves.    (Source: Laws 1967, p. 1819.)
215 ILCS 5/397
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XXIII - Fire And Marine Insurance

 (from Ch. 73, par. 1009)Sec. 397.         Standard fire policy.) The Director of Insurance shall  promulgate such rules and regulations as may be necessary to effect  uniformity in all basic policies of fire and lightning insurance issued  in this State, to the end that there be concurrency of contract where  two or more companies insure the same risk.    (Source: P.A. 80-1441.)
215 ILCS 5/397.05
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XXIII - Fire And Marine Insurance

 (from Ch. 73, par. 1009.05)Sec. 397.05.     Standard fire policy; appraisal.     When an insured  requests an appraisal under a policy of fire and extended coverage  insurance, as defined in subsection (b) of Section 143.13, and the  insured's full amount of appraised loss is upheld by agreement of the  appraisers or the umpire, then the insured's appraisal fee and umpire's  appraisal fee shall be paid by the insurer.    (Source: P.A. 87-681.)
215 ILCS 5/399
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XXIII - Fire And Marine Insurance

 (from Ch. 73, par. 1011)Sec. 399.     Combination policies.     Two or more companies authorized to transact business in this State  may issue a combination or group form of policy, using a distinctive  title therefor, which title shall appear at the head of such policy  followed by the titles of the companies obligated thereupon, and which  policy shall be executed by the officers of each such companies;  provided, that before such companies shall issue such combination or  group policy, the title of such proposed policy and the terms of the  additional provisions thereof, hereby authorized, shall have been filed  with the Director, which terms, in addition to the provisions of the  standard policy and not inconsistent therewith, shall provide  substantially under a separate title therein, as follows:(a) that each company executing such policy shall be liable for the  full amount of any loss or damage, according to the terms of the policy,  or a specific percentage thereof;(b) that service of process, or of any notice or proof of loss  required by the said policy, upon any of the companies executing the  same shall be deemed to be service upon all; and provided further that  the unearned premium liability on each policy so issued shall be  maintained by each of such companies on the basis of the liability of  each to the insured thereunder.    (Source: Laws 1937, p. 696.)
215 ILCS 5/400
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XXIII - Fire And Marine Insurance

 (from Ch. 73, par. 1012)Sec. 400.     Supplemental or comprehensive contracts.     Forms for supplemental contracts or comprehensive contracts whereby  the property described may be insured against one or more risks  specified in Class 2 or Class 3 of Section 4, in addition to the risk of  direct loss or damage by fire, and forms of fire policies on farm  property may be approved by the Director and their use in connection  with or in lieu of a standard fire insurance policy may be authorized by  the Director.    (Source: Laws 1937, p. 696.)
215 ILCS 5/400.1
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XXIII - Fire And Marine Insurance

(215 ILCS 5/400.1) (from Ch. 73, par. 1012.1)Sec. 400.1. Group or master policy-certificate inland marine  insurance authorized.(1)  Any insurance company authorized to write inland  marine insurance in this State may issue group or master policy-certificate inland  marine policies which may include coverages incidental or supplemental to the  inland marine policy, if the insurer is authorized to write the class of coverage  which is incidental or supplemental.  No policy, certificate of insurance, memorandum  of insurance, application for insurance, endorsement or rider, may be issued  for delivery  in this State unless a copy of the form thereof shall have been filed with the Director  of Insurance and approved, or unless exempted from filing by such  rules and regulations as may be promulgated by the Director.(2) The Director shall within 90 days after the filing of such forms disapprove  any such  form if the benefits provided therein are not reasonable in relation to  the premium charged, or  if it contains provisions that are unjust, unfair, inequitable, misleading,  deceptive, or  encourage misrepresentation of the coverage, or are contrary to any provision  of this   Code, or any rule or regulation promulgated thereunder.  The Director may,  upon written notice  within such waiting period to the company which made the filing, extend  such waiting period for  an additional 30 days.  A filing shall be deemed to meet the requirements  of this Section unless  disapproved by the Director within the waiting period or the extension thereof.(3) If the Director notifies the insurer that the form is disapproved,  the insurer shall not  issue or use such form.  In such notice the Director shall specify the reason  for his disapproval.  The company may request a hearing on such disapproval within 30 days after  receipt of such  disapproval.  The Director shall grant a hearing subsequent to the receipt  of such request.(4) The Director may, at any time after a hearing held not less than 20  days after written  notice to the insurer, withdraw his approval of any such form on any ground set forth in  subsection (2) above.  The written notice of such hearing shall state the  reason for the proposed  withdrawal.(5) It is not lawful for the insurer to issue such forms or use them after  the effective  date of such withdrawal.(6) The Director may at any time require the filing of the schedules of premium rates  used or to be used in connection with the specific policy filings required.(7) The Director shall promulgate such rules and regulations as he may  deem necessary to  provide for the filing and review of premium rates schedules, and for the  disapproval of those  he may deem to be inadequate, excessive or unfairly discriminatory.(8) Any order or final determination of the Director under the provisions  of this Section  shall be subject to judicial review.  (Source: P.A. 100-863, eff. 8-14-18.)
215 ILCS 5/Art. XXIV heading
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XXIV - Director Of Insurance, Hearings And Review

 ARTICLE XXIV.      DIRECTOR OF INSURANCE, HEARINGS AND REVIEW
215 ILCS 5/401
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XXIV - Director Of Insurance, Hearings And Review

 (from Ch. 73, par. 1013)Sec. 401. General powers of the director. The Director is charged with the rights, powers and duties appertaining  to the enforcement and execution of all the insurance laws of this State.  He shall have the power(a) to make reasonable rules and regulations as may     be necessary for making effective such laws;(b) to conduct such investigations as may be     necessary to determine whether any person has violated any provision of such insurance laws;(c) to conduct such examinations, investigations and     hearings in addition to those specifically provided for, as may be necessary and proper for the efficient administration of the insurance laws of this State; and(d) to institute such actions or other lawful     proceedings as he may deem necessary for the enforcement of the Illinois Insurance Code or of any Order or action made or taken by him under this Code. The Attorney General, upon request of the Director, may proceed in the courts of this State to enforce an Order or decision in any court proceeding or in any administrative proceeding before the Director.Whenever the Director is authorized or  required by law to consider some aspect of criminal history record  information for the purpose of carrying out his statutory powers and  responsibilities, then, upon request and payment of fees in conformance  with the requirements of Section 2605-400 of the Illinois State Police Law, the Illinois State Police is  authorized to furnish, pursuant to positive identification, such  information contained in State files as is necessary to meet the  requirements of such authorization or statutes.  (Source: P.A. 102-538, eff. 8-20-21.)
215 ILCS 5/401.3
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XXIV - Director Of Insurance, Hearings And Review

Sec. 401.3. Advisory council; powers and duties. There is created within the Department an advisory council to review and make recommendations to the Department regarding rules to be adopted with respect to continuing education courses for which the approval of the Department is required under the provisions of this Code.  In addition, the advisory council shall make recommendations to the Department regarding rules with respect to course materials, curriculum, and credentials of instructors.The advisory council shall be  comprised of 7 members appointed by the Director. One member shall be an educational instructor who has regularly provided educational offerings for more than 5 out of the last 10 years to individuals licensed under this Code.  Three members shall be recommended by the leadership of 3 statewide trade organizations whose memberships are primarily composed of individuals licensed under this Code, none of which may come from the same organization.  Three members shall represent a domestic company.The members' terms shall be 3 years or until their successors are appointed, and the expiration of their terms shall be staggered.  No individual may serve more than 3 consecutive terms.The Director shall appoint an employee of the Department to serve as the chairperson of the advisory council, ex officio, without a vote.Four voting advisory council members shall constitute a quorum.  A quorum is necessary for all advisory council decisions and recommendations.  (Source: P.A. 100-876, eff. 8-14-18.)
215 ILCS 5/402
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XXIV - Director Of Insurance, Hearings And Review

 (from Ch. 73, par. 1014)Sec. 402.     Examinations, investigations and hearings.     (1) All examinations, investigations and hearings provided for by this  Code may be conducted either by the Director personally, or by one or more  of the actuaries, technical advisors, deputies, supervisors or examiners  employed or retained by the Department and designated by the Director for  such purpose. When necessary to supplement its examination procedures, the  Department may retain independent actuaries deemed competent by the  Director, independent certified public accountants, or qualified  examiners of insurance companies deemed competent by the Director, or any  combination of the foregoing, the cost of which shall be borne by the  company or person being examined. The Director may compensate independent  actuaries, certified public accountants and qualified examiners retained  for supplementing examination procedures in amounts not to exceed the  reasonable and customary charges for such services. The Director  may also accept as a part of the Department's examination of any company or  person (a) a report by an independent actuary deemed competent by the  Director or (b) a report of an audit made by an independent certified  public accountant. Neither those persons so designated nor any members of  their immediate families shall be officers of, connected with, or  financially interested in any company other than as policyholders, nor  shall they be financially interested in any other corporation or person  affected by the examination, investigation or hearing.(2) All hearings provided for in this Code shall, unless otherwise  specially provided, be held at such time and place as shall be designated  in a notice which shall be given by the Director in writing to the person  or company whose interests are affected, at least 10 days before the date  designated therein. The notice shall state the subject of inquiry and the  specific charges, if any. The hearings shall be held in the City of  Springfield, the City of Chicago, or in the county where the principal  business address of the person or company affected is located.    (Source: P.A. 87-757.)
215 ILCS 5/403A
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XXIV - Director Of Insurance, Hearings And Review

 (from Ch. 73, par. 1015A)Sec. 403A.         Violations; Notice of Apparent Liability; Limitation  of Forfeiture Liability.(1) Any company or person, agent or broker,  officer or director and any other person subject to this Code and as may  be defined in Section 2 of this Code, who willfully or repeatedly fails  to observe or who otherwise violates any of the provisions of this Code  or any rule or regulation promulgated by the Director under authority  of this Code or any final order of the Director entered under the authority  of this Code shall by civil penalty forfeit to the State of Illinois a sum  not to exceed $2,000.  Each day during which a violation occurs  constitutes  a separate offense.  The civil penalty provided for in this Section shall  apply only to those Sections of this Code or administrative regulations  thereunder that do not otherwise provide for a monetary civil penalty.(2) No forfeiture liability under paragraph (1) of this Section  may attach unless a written notice of apparent liability has been issued  by the Director and received by the respondent, or the Director sends written  notice of apparent liability by registered or certified mail, return receipt  requested, to the last known address of the respondent.  Any respondent so  notified must be granted an opportunity to request a  hearing within 10 days from receipt of notice, or to show in writing,  why he should not be held liable.  A notice issued under this Section must  set forth the date, facts and nature of the act or omission with which the  respondent is charged and must specifically identify the particular  provision of the Code, rule, regulation or order of which a violation is  charged.(3) No forfeiture liability under paragraph (1) of this Section  may attach for any violation occurring more than 2 years prior to the date  of issuance of the notice of apparent liability and in no event may the total  civil penalty forfeiture imposed for the acts or omissions set forth in any  one notice of apparent liability exceed $500,000.(4) The civil penalty forfeitures provided for in this Section  are payable to the General Revenue Fund of the State of Illinois, and  may be recovered in a civil suit in the name of the State of Illinois brought  in the Circuit Court in Sangamon County, or in the Circuit Court of the  county where the respondent is domiciled or has its principal operating  office.(5) In any case where the Director issues a notice of apparent  liability looking toward the imposition of a civil penalty forfeiture  under this Section, that fact may not be used in any other proceeding before  the Director to the prejudice of the respondent to whom the notice was issued,  unless (a) the civil penalty forfeiture has been paid, or (b) a court has  ordered payment of the civil penalty  forfeiture and that order has become final.    (Source: P.A. 93-32, eff. 7-1-03.)
215 ILCS 5/404.1
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XXIV - Director Of Insurance, Hearings And Review

 (from Ch. 73, par. 1016.1)Sec. 404.1.     Safekeeping of deposits.     The Director may maintain with  a corporation qualified to administer trusts in this State under the  Corporate Fiduciary Act for the securities deposited with the  Director, a limited agency, custodial, or depository account, or other type  of account for the safekeeping of those securities, and for collecting the  income from those securities and providing supportive accounting services  relating to such safekeeping and collection.  Such a corporation, in  safekeeping  such securities, shall have all the powers, rights, duties and responsibilities  that it has for holding securities in its fiduciary accounts under the  Securities in Fiduciary Accounts Act.  The Director shall arrange with any depository institution that has been  authorized to accept and execute trusts to provide for  collateralization of any cash accounts resulting from the failure of any  depositing company to give instruction regarding the investment of any such  cash amounts as provided for by Section 6 of the Public Funds Investment Act.    (Source: P.A. 93-477, eff. 1-1-04.)
215 ILCS 5/405
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XXIV - Director Of Insurance, Hearings And Review

 (from Ch. 73, par. 1017)Sec. 405.     Certificates and certified copies as evidence.All certificates issued by the Director in accordance with the  provisions of the insurance laws and all copies of documents filed in his  office in accordance with the provisions of this Code when certified by  him, shall be taken and received in all courts, public offices, and  official bodies as prima facie evidence of the facts therein stated. A  certificate by the Director under the seal of the Department, as to the  existence or non-existence of the facts relating to companies which would  not appear from a certified copy of any of the foregoing documents or  certificates shall be taken and received in all courts, public offices, and  official bodies as prima facie evidence of the existence or non-existence  of the facts therein stated.    (Source: Laws 1937, p. 696.)
215 ILCS 5/406
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XXIV - Director Of Insurance, Hearings And Review

 (from Ch. 73, par. 1018)Sec. 406.         Annual  report.The Director shall report annually, or oftener at the request of the  Governor, to the Governor his official transactions, and shall include in  such report abstracts of the annual statements of the several companies and  an exhibit of the financial condition and business transactions of the said  companies as disclosed by official examinations of the same or by their  annual statements. He shall also include therein a statement of the  receipts and expenditures of the Department for the preceding year and such  other information and recommendations relative to insurance and the  insurance laws of the State as he shall deem proper.    (Source: Laws 1937, p. 696.)
215 ILCS 5/407
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XXIV - Director Of Insurance, Hearings And Review

 (from Ch. 73, par. 1019)Sec. 407.     Court review of orders and decisions.     Except as to those  orders or decisions of the Director to make good an impairment of capital  or surplus or a deficiency in the amount of admitted assets, the provisions  of the Administrative Review Law, and all amendments and modifications  thereof, and the rules adopted pursuant thereto, shall apply to and govern  all proceedings for the judicial review of final administrative decisions  of the Department.  The term "administrative decision" is defined as in  Section 3-101 of the Code of Civil Procedure.The Department shall not be required to certify any record to the court  or file any answer in court or otherwise appear in any court in a judicial  review proceeding, unless there is filed in the court with the complaint  a receipt from the Department acknowledging payment of the costs of furnishing  and certifying the record, which costs shall be computed at the rate of $1  per page of such record.  Failure on the part of the plaintiff to file such  receipt in Court shall be grounds for dismissal of the action.    (Source: P.A. 84-989.)
215 ILCS 5/407.1
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XXIV - Director Of Insurance, Hearings And Review

 (from Ch. 73, par. 1019.1)Sec. 407.1.         The provisions of "The Illinois Administrative  Procedure Act", as now or hereafter amended, are hereby  expressly adopted and incorporated herein as though a part  of this Act, and shall apply to all administrative rules  and procedures of the Department of Insurance under this Act.    (Source: P.A. 80-960.)