reglab/housing_qa huggingface dataset:
24-A ME Rev Stat § 1955 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 18-A: PRIVATE PURCHASING ALLIANCES|24-A §1955. Restrictions

 §1955. Restrictions 1.  Restricted activities.  An alliance may not purchase health care services, assume risk for the cost or provision of health care services or otherwise contract with health care providers for the provision of health care services to enrollees without the prior approval of the superintendent.   [PL 1997, c. 616, §3 (AMD).] 2.  Licensing.  A person who solicits applications for insurance, negotiates insurance contracts or takes applications for insurance from enrollees on behalf of an alliance or on behalf of insurance carriers or health maintenance organizations that have contracted with the alliance must be licensed with the bureau in compliance with chapter 16.   [PL 1997, c. 457, §32 (AMD); PL 1997, c. 457, §55 (AFF).] 3.  Conflict of interest.  A person may not be a board member, officer or employee of an alliance if that person is employed as or by, is a member of the board of directors of, is an officer of, or has a material direct or indirect ownership interest in a carrier or health care provider. A person may not be a board member or officer of an alliance if a member of that person's household is a member of the board of directors of, is an officer of or has a material direct or indirect ownership interest in a carrier or health care provider. An employee of an alliance who is licensed as an agent, broker or consultant may act under that license only on behalf of the alliance and only within the scope of that person's duties as an employee.   [PL 1997, c. 616, §3 (AMD).] 4.  Commissions.  All commissions or other payments to the alliance from or on behalf of carriers must inure to the benefit of the alliance and alliance members. An employee of an alliance may not receive compensation that is contingent upon the amount of coverage sold or upon the health carrier that is chosen. This subsection does not prohibit an alliance from arranging coverage through an unaffiliated agent or broker who is paid on a commission basis in the ordinary course of business.   [PL 1995, c. 673, Pt. A, §3 (NEW).] 5.  Rulemaking.  The superintendent may specify further restrictions by rule.   [PL 1995, c. 673, Pt. A, §3 (NEW).] SECTION HISTORY PL 1995, c. 673, §A3 (NEW). PL 1997, c. 457, §32 (AMD). PL 1997, c. 457, §55 (AFF). PL 1997, c. 616, §3 (AMD).
24-A ME Rev Stat § 1956 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 18-A: PRIVATE PURCHASING ALLIANCES|24-A §1956. Authority of superintendent

 §1956. Authority of superintendent 1.  Alliance conduct.  The superintendent has the authority to regulate the establishment and conduct of alliances as set forth in this chapter.   [PL 1995, c. 673, Pt. A, §3 (NEW).] 2.  Representations.  A person or entity not licensed by the superintendent as a private purchasing alliance and engaged in the purchase, sale, marketing or distribution of health insurance or health care benefit plans may not represent itself as an alliance, health insurance purchasing alliance, purchasing alliance, health insurance purchasing cooperative or purchasing cooperative, or otherwise use a confusingly similar name.   [PL 1995, c. 673, Pt. A, §3 (NEW).] 3.  Conflict.  Nothing in this chapter may be considered in conflict with or limit the duties and powers granted to the superintendent under the laws of this State.   [PL 1995, c. 673, Pt. A, §3 (NEW).] 4.  Penalties.  Violations of this chapter are subject to the penalties contained in section 12‑A.   [PL 1995, c. 673, Pt. A, §3 (NEW).] SECTION HISTORY PL 1995, c. 673, §A3 (NEW).
24-A ME Rev Stat § 1957 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 18-A: PRIVATE PURCHASING ALLIANCES|24-A §1957. Rulemaking

 §1957. Rulemaking The superintendent shall adopt rules necessary to carry out the requirements of this chapter before January 1, 1997. All rules adopted pursuant to this chapter are major substantive rules as defined in Title 5, chapter 375, subchapter II‑A.   [PL 1995, c. 673, Pt. A, §3 (NEW).]SECTION HISTORY PL 1995, c. 673, §A3 (NEW).
24-A ME Rev Stat § 2001 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 19: SURPLUS LINES|24-A §2001. Short title

 §2001. Short title This chapter constitutes and may be cited as the "Surplus Lines Law."   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 2001-A (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 19: SURPLUS LINES|24-A §2001-A. Scope

 §2001-A. Scope This chapter applies exclusively to transactions when this State is the home state of the applicant or insured. Nothing in this chapter applies to the sale, solicitation, negotiation, placement or writing of contracts of insurance for any applicant or insured whose home state is in a jurisdiction other than in this State.   [PL 2011, c. 331, §1 (NEW); PL 2011, c. 331, §§16, 17 (AFF).]SECTION HISTORY PL 2011, c. 331, §1 (NEW). PL 2011, c. 331, §§16, 17 (AFF).
24-A ME Rev Stat § 2002 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 19: SURPLUS LINES|24-A §2002. Exemptions (REPEALED)

 §2002. Exemptions (REPEALED)SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1987, c. 769, §A92 (AMD). PL 1993, c. 153, §15 (RP).
24-A ME Rev Stat § 2002-A (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 19: SURPLUS LINES|24-A §2002-A. Exemptions from provisions

 §2002-A. Exemptions from provisions 1.  The following kinds of insurance must be procured from authorized insurers and are not eligible for export in the surplus lines market:   A. Life insurance;   [PL 1993, c. 153, §16 (NEW).]B. Health insurance, except disability insurance; or   [PL 2019, c. 20, §1 (AMD).]C. Employee benefit excess insurance.   [PL 1993, c. 153, §16 (NEW).][PL 2019, c. 20, §1 (AMD).] 2.  This surplus lines law may not be used to place reinsurance. Nothing in this subsection prohibits the cession or assumption of reinsurance as otherwise permitted by this Title.   [PL 1993, c. 153, §16 (NEW).] 3.  Producers with surplus lines authority may procure the following kinds of insurance from eligible surplus lines insurers without adherence to the procedures set forth in section 2004 or any other requirement to determine whether the full amount or type of insurance sought can be obtained from admitted insurers:   A. Wet marine and transportation insurance;   [PL 1993, c. 153, §16 (NEW).]B. Insurance on subjects located, resident or to be performed wholly outside of this State, or on vehicles or aircraft owned and principally garaged outside this State;   [PL 1993, c. 153, §16 (NEW).]C. Insurance on operations of railroads engaged in transportation in interstate commerce and their property used in such operations;   [PL 2011, c. 331, §2 (AMD); PL 2011, c. 331, §§16, 17 (AFF).]D. Insurance on aircraft owned or operated by manufacturers of aircraft or of aircraft operated in commercial interstate flight, or cargo of such aircraft, or against liability other than workers' compensation and employer's liability arising out of the ownership, maintenance or use of such aircraft; or   [PL 2011, c. 331, §2 (AMD); PL 2011, c. 331, §§16, 17 (AFF).]E. Insurance placed by a producer with surplus lines authority for an exempt commercial purchaser if:   (1) The producer has disclosed to the exempt commercial purchaser that such insurance may or may not be available from the admitted market that provides greater protection with more regulatory oversight; and   (2) The exempt commercial purchaser has subsequently requested in writing for the producer to procure or place such insurance from a nonadmitted insurer.   [PL 2011, c. 331, §2 (NEW); PL 2011, c. 331, §§16, 17 (AFF).][PL 2011, c. 331, §2 (AMD); PL 2011, c. 331, §§16, 17 (AFF).] SECTION HISTORY PL 1993, c. 153, §16 (NEW). PL 1997, c. 592, §48 (AMD). PL 2011, c. 331, §2 (AMD). PL 2011, c. 331, §§16, 17 (AMD). PL 2019, c. 20, §1 (AMD).
24-A ME Rev Stat § 2003 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 19: SURPLUS LINES|24-A §2003. Definitions

 §2003. Definitions As used in this chapter, unless the context otherwise indicates, the following terms have the following meanings.   [PL 2011, c. 331, §3 (NEW); PL 2011, c. 331, §§16, 17 (AFF).]1.  "Producer" means a producer with surplus lines authority duly licensed as such under this chapter.   [PL 2011, c. 331, §3 (AMD); PL 2011, c. 331, §§16, 17 (AFF).] 2.  To "export" means to place insurance in a nonadmitted insurer under this Surplus Lines Law.   [PL 2011, c. 331, §3 (AMD); PL 2011, c. 331, §§16, 17 (AFF).] 3.  "Admitted insurer'' means an insurer licensed to engage in the business of insurance in this State.   [PL 2011, c. 331, §3 (NEW); PL 2011, c. 331, §§16, 17 (AFF).] 4.  "Affiliate'' means, with respect to an insured, any entity that controls, is controlled by or is under common control with the insured.   [PL 2011, c. 331, §3 (NEW); PL 2011, c. 331, §§16, 17 (AFF).] 5.  "Affiliated group'' means any group of affiliates.   [PL 2011, c. 331, §3 (NEW); PL 2011, c. 331, §§16, 17 (AFF).] 6.  "Exempt commercial purchaser'' means an exempt commercial purchaser as defined by the federal Nonadmitted and Reinsurance Reform Act of 2010, Public Law 111-203, Section 527.   [PL 2011, c. 331, §3 (NEW); PL 2011, c. 331, §§16, 17 (AFF).] 7.  "Home state'' means:   A. With respect to an insured:   (1) The state in which an insured maintains its principal place of business or, in the case of an individual, the individual's principal residence; or   (2) If 100% of the insured risk is located out of the state referred to in subparagraph 1, the state to which the greatest percentage of the insured's taxable premium for that insurance contract is allocated; or   [PL 2011, c. 331, §3 (NEW); PL 2011, c. 331, §§16, 17 (AFF).]B. With respect to an affiliated group, if more than one of the insureds from an affiliated group are named insureds on a single nonadmitted insurance contract, the home state, as determined pursuant to paragraph A, of the member of the affiliated group that has the largest percentage of premium attributed to it under that insurance contract.   [PL 2011, c. 331, §3 (NEW); PL 2011, c. 331, §§16, 17 (AFF).][PL 2011, c. 331, §3 (NEW); PL 2011, c. 331, §§16, 17 (AFF).] 8.  "Nonadmitted insurance'' means any property and casualty insurance permitted to be placed through a surplus lines broker with a nonadmitted insurer eligible to accept that insurance.   [PL 2011, c. 331, §3 (NEW); PL 2011, c. 331, §§16, 17 (AFF).] 9.  ''Nonadmitted insurer'' means an insurer not licensed to engage in the business of insurance in this State. "Nonadmitted insurer" does not include a risk retention group, as that term is defined in section 6093, subsection 13.   [PL 2011, c. 331, §3 (NEW); PL 2011, c. 331, §§16, 17 (AFF).] SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1997, c. 592, §49 (AMD). PL 2011, c. 331, §3 (AMD). PL 2011, c. 331, §§16, 17 (AFF).
24-A ME Rev Stat § 2004 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 19: SURPLUS LINES|24-A §2004. Conditions for export

 §2004. Conditions for export If certain insurance coverages cannot be procured from authorized insurers, such coverages, hereinafter designated "surplus lines," may be procured from unauthorized insurers, subject to the following conditions:   [PL 1969, c. 132, §1 (NEW).]1.  The insurance must be procured through a licensed producer with surplus lines authority.   [PL 1997, c. 592, §50 (AMD).] 2.  The desired coverage is necessary for the adequate protection of a risk in the State.   [PL 1969, c. 132, §1 (NEW).] 3.  It may be written under the laws of this State by an authorized insurer.   [PL 1969, c. 132, §1 (NEW).] 4.  The insurance is not available after diligent effort has been made to place the coverage with authorized insurers.   [PL 1969, c. 132, §1 (NEW).] SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1997, c. 592, §50 (AMD).
24-A ME Rev Stat § 2005 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 19: SURPLUS LINES|24-A §2005. Report of coverage (REPEALED)

 §2005. Report of coverage (REPEALED)SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1969, c. 177, §29 (RPR). PL 1973, c. 585, §12 (AMD). PL 1997, c. 592, §51 (RP).
24-A ME Rev Stat § 2006 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 19: SURPLUS LINES|24-A §2006. Open lines for export

 §2006. Open lines for export 1.  The superintendent may by order declare eligible for export generally and without compliance with section 2004, subsections 2, 3 and 4, any class or classes of insurance coverage or risk for which the superintendent finds, after a hearing of which notice was given to each insurer authorized to transact such class or classes in this State, that there is not a reasonable or adequate market among authorized insurers either as to acceptance of the risk, contract terms, or premium or premium rate. Any such order shall continue in effect during the existence of the conditions upon which predicated, but subject to earlier termination by the superintendent.   [PL 1997, c. 592, §52 (AMD).] 2.  The producer shall file with or as directed by the superintendent a memorandum as to each such coverage placed by the producer in an unauthorized insurer, in such form and context as the superintendent may reasonably require for the identification of the coverage and determination of the tax payable to the State relative thereto.   [PL 1997, c. 592, §52 (AMD).] 3.  A producer may also place with authorized insurers any insurance coverage made eligible for export generally under subsection 1, and without regard to rate or form filings that may otherwise be applicable as to the authorized insurer. As to coverages so placed in an authorized insurer the premium tax thereon must be reported and paid by the insurer as required generally under the law of this State.   [PL 1997, c. 592, §53 (AMD).] SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1969, c. 177, §30 (AMD). PL 1973, c. 585, §12 (AMD). PL 1997, c. 592, §§52,53 (AMD).
24-A ME Rev Stat § 2007 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 19: SURPLUS LINES|24-A §2007. Eligible surplus lines insurers

 §2007. Eligible surplus lines insurers 1.  A producer may not knowingly place surplus lines insurance with an insurer that is unsound financially or that is ineligible under this section.   [PL 1997, c. 592, §54 (AMD).] 2.  The superintendent shall from time to time publish a list of all surplus lines insurers determined by the superintendent to be eligible currently, and shall mail a copy of such list to each producer at the producer's office last of record with the superintendent. This subsection may not be construed to cast upon the superintendent the duty of determining the actual financial condition or claims practices of any unauthorized insurer; and the status of eligibility, if granted by the superintendent, may indicate only that the insurer appears to be sound financially and to have satisfactory claims practices, and that the superintendent has no credible evidence to the contrary. While any such list is in effect, the producer shall restrict to the insurers so listed all surplus lines business placed by the producer.   [PL 1997, c. 592, §54 (AMD).] 3.  The superintendent shall approve a United States insurer's request for eligibility if the insurer:   A. Is authorized to write such insurance in its domiciliary jurisdiction;   [PL 2011, c. 331, §4 (NEW); PL 2011, c. 331, §§16, 17 (AFF).]B. Has established satisfactory evidence of good repute and financial integrity; and   [PL 2011, c. 331, §4 (NEW); PL 2011, c. 331, §§16, 17 (AFF).]C. Maintains capital and surplus, or its equivalent under the laws of its state of domicile, in an amount at least equal to the greater of:   (1) The minimum capital and surplus that would be required if the insurer were licensed in this State; and   (2) $15,000,000.   [PL 2011, c. 331, §4 (NEW); PL 2011, c. 331, §§16, 17 (AFF).][PL 2011, c. 331, §4 (NEW); PL 2011, c. 331, §§16, 17 (AFF).] 4.  The superintendent may list an insurer as eligible if it does not meet the minimum capital and surplus requirements of subsection 3 upon an affirmative finding of acceptability by the superintendent. The finding must be based upon such factors as quality of management, capital and surplus of any parent company, company underwriting profit and investment income trends, market availability and company record and reputation within the industry. The superintendent may not make an affirmative finding of acceptability if the nonadmitted insurer's capital and surplus is less than $4,500,000.   [PL 2011, c. 331, §4 (NEW); PL 2011, c. 331, §§16, 17 (AFF).] 5.  A non-United States insurer is considered eligible to write insurance on an unauthorized basis in this State if it is listed on the quarterly listing of alien insurers maintained by the National Association of Insurance Commissioners.   [PL 2011, c. 331, §4 (NEW); PL 2011, c. 331, §§16, 17 (AFF).] SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1973, c. 585, §12 (AMD). PL 1997, c. 592, §54 (AMD). PL 2011, c. 331, §4 (AMD). PL 2011, c. 331, §§16, 17 (AFF).
24-A ME Rev Stat § 2008 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 19: SURPLUS LINES|24-A §2008. Evidence of the insurance; changes; penalty

 §2008. Evidence of the insurance; changes; penalty 1.  Upon placing a surplus lines coverage, the producer shall promptly issue and deliver to the insured evidence of the insurance consisting either of the policy as issued by the insurer, or, if such policy is not then available, the surplus lines producer's certificate. Such a certificate must be executed by the producer and show the description and location of the subject of the insurance, coverage, conditions and term of the insurance, the premium and rate charged and taxes collected from the insured, and the name and address of the insured and insurer. If the direct risk is assumed by more than one insurer, the certificate must state the name and address and proportion of the entire direct risk assumed by each such insurer.   [PL 1997, c. 592, §55 (AMD).] 2.  A producer may not issue any such certificate or any cover note, or purport to insure or represent that insurance will be or has been granted by any unauthorized insurer, unless the producer has prior written authority from the insurer for the insurance, or has received information from the insurer in the regular course of business that such insurance has been granted, or an insurance policy providing the insurance actually has been issued by the insurer and delivered to the insured.   [PL 1997, c. 592, §55 (AMD).] 3.  If, after the issuance and delivery of any such certificate, there is any change as to the identity of the insurers, or the proportion of the direct risk assumed by an insurer as stated in the producer's original certificate, or in any other material respect as to the insurance evidenced by the certificate, the producer shall promptly issue and deliver to the insured a substitute certificate accurately showing the current status of the coverage and the insurers responsible under the certificate.   [PL 1997, c. 592, §55 (AMD).] 4.  If a policy issued by the insurer is not available upon placement of the insurance and the producer has issued and delivered the certificate as provided in this section, upon request of the insured the producer shall as soon as reasonably possible procure from the insurer its policy evidencing the insurance and deliver the policy to the insured in replacement of the producer's certificate.   [PL 1997, c. 592, §55 (AMD).] 5.  Any producer with surplus lines authority who knowingly or negligently issues a false certificate of insurance or who fails promptly to notify the insured of any material change with respect to such insurance by delivery to the insured of a substitute certificate as provided in subsection 3, upon conviction, is subject to the penalty provided by section 12‑A or to any greater applicable penalty otherwise provided by law.   [PL 2007, c. 466, Pt. D, §5 (AMD).] SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1997, c. 592, §55 (AMD). PL 2007, c. 466, Pt. D, §5 (AMD).
24-A ME Rev Stat § 2009 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 19: SURPLUS LINES|24-A §2009. Identification and notice on contract

 §2009. Identification and notice on contract Every insurance contract procured and delivered as a surplus lines coverage pursuant to this chapter shall have stamped upon it, and bearing the name of the producer with surplus lines authority who procured it, the following:   [PL 1997, c. 592, §56 (AMD).]"This insurance contract is issued pursuant to the Maine Insurance Laws by an insurer neither licensed by nor under the jurisdiction of the Maine Bureau of Insurance."   [PL 1997, c. 592, §56 (AMD).]SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1973, c. 585, §12 (AMD). PL 1997, c. 592, §56 (AMD).
24-A ME Rev Stat § 2009-A (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 19: SURPLUS LINES|24-A §2009-A. Cancellation and nonrenewal of surplus lines coverage

 §2009-A. Cancellation and nonrenewal of surplus lines coverage 1.  Notice.  Cancellation and nonrenewal by an insurer of surplus lines coverage subject to this chapter shall not be effective unless received by the named insured at least 14 days prior to the effective date of cancellation or, when the cancellation is for nonpayment of premium, at least 10 days prior to the effective date of cancellation. A postal service certificate of mailing to the named insured at the insured's last known address shall be conclusive proof of receipt on the 5th calendar day after mailing.   [PL 1989, c. 172, §1 (NEW).] 2.  Exemption.  Cancellation and nonrenewal by an insurer of surplus lines coverage subject to this chapter shall not be subject to sections 2908 and 3007.   [PL 1989, c. 172, §1 (NEW).] SECTION HISTORY PL 1989, c. 172, §1 (NEW).
24-A ME Rev Stat § 2010 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 19: SURPLUS LINES|24-A §2010. Surplus lines insurance valid

 §2010. Surplus lines insurance valid Insurance contracts procured as surplus line coverage from unauthorized insurers in accordance with this chapter shall be fully valid and enforceable as to all parties, and shall be given recognition in all matters and respects to the same effect as like contracts issued by authorized insurers.   [PL 1969, c. 132, §1 (NEW).]SECTION HISTORY PL 1969, c. 132, §1 (NEW).
24-A ME Rev Stat § 2011 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 19: SURPLUS LINES|24-A §2011. Insurer's liability for losses and unearned premiums

 §2011. Insurer's liability for losses and unearned premiums 1.  As to a surplus lines risk that has been assumed by an unauthorized insurer pursuant to this chapter, and if the premium has been received by the producer with surplus lines authority who placed such insurance, in all questions arising under the coverage as between the insurer and the insured the insurer is deemed to have received the premium due to it for such coverage; and the insurer is liable to the insured as to losses covered by such insurance, and for unearned premiums that may become payable to the insured upon cancellation of such insurance, whether or not in fact the producer is indebted to the insurer with respect to the insurance or for any other cause.   [PL 1997, c. 592, §57 (AMD).] 2.  Each unauthorized insurer assuming a surplus lines risk under this chapter is deemed to have subjected itself to the terms of this section.   [PL 1997, c. 592, §57 (AMD).] SECTION HISTORY PL 1969, c. 132, §1 (NEW). PL 1997, c. 592, §57 (AMD).