reglab/housing_qa huggingface dataset:
NY Real Prop L § 247 (2021)
2021 New York Laws RPP - Real Property Article 8 - Conveyances and Mortgages 247 - Conveyance by Tenant for Life or Years of Greater Estate Than Possessed.

§  247.  Conveyance by tenant for life or years of greater estate than   possessed.   A conveyance made by a tenant  for  life  or  years,  of  a   greater  estate than he possesses, or can lawfully convey, does not work   a forfeiture of his estate, but passes to the  grantee  all  the  title,   estate or interest which such tenant can lawfully convey.
NY Real Prop L § 248 (2021)
2021 New York Laws RPP - Real Property Article 8 - Conveyances and Mortgages 248 - Effect of Conveyance Where Property Is Leased.

§ 248. Effect of conveyance where property is leased. An attornment to   a  grantee  is  not  requisite  to  the validity of a conveyance of real   property occupied by a tenant, or of the rents or  profits  thereof,  or   any other interest therein. But the payment of rent to a grantor, by his   tenant,  before  notice  of  the  conveyance, binds the grantee; and the   tenant is not liable to such grantee, before such notice, for the breach   of any condition of the lease.
NY Real Prop L § 249 (2021)
2021 New York Laws RPP - Real Property Article 8 - Conveyances and Mortgages 249 - Covenants in Mortgages.

§  249.  Covenants  in mortgages. A mortgage of real property does not   imply a covenant for the payment of the sum intended to be secured;  and   where such covenant is not expressed in the mortgage, or a bond or other   separate  instrument  to  secure  such  payment  has not been given, the   remedies of the mortgagee are confined to the property mentioned in  the   mortgage.
NY Real Prop L § 251 (2021)
2021 New York Laws RPP - Real Property Article 8 - Conveyances and Mortgages 251 - Covenants Not Implied.

§  251.  Covenants  not  implied.  A  covenant  is  not  implied  in a   conveyance of real property, whether the conveyance contains any special   covenant or not.
NY Real Prop L § 252 (2021)
2021 New York Laws RPP - Real Property Article 8 - Conveyances and Mortgages 252 - Lineal and Collateral Warranties Abolished.

§   252.  Lineal  and  collateral  warranties  abolished.  Lineal  and   collateral warranties, with all their incidents,  have  been  abolished;   but  the  heirs  and  devisees  of  a person, who has made a covenant or   agreement, are answerable thereon, to the extent of  the  real  property   descended  or devised to them, in the cases and in the manner prescribed   by law.
NY Real Prop L § 254-A (2021)
2021 New York Laws RPP - Real Property Article 8 - Conveyances and Mortgages 254-A - Right of Election of Mortgagee in Certain Cases.

§ 254-a. Right of election of mortgagee in certain cases. If a bond or   note,  or the mortgage on real property, improved by a one to six family   residence occupied by the owner, securing the payment of same,  contains   (1)  a  provision  whereby the mortgagee retains the right to accelerate   the due date for payment of the balance of principal upon a transfer  or   sale  of  such  real  property  or  by  alienation of title of such real   property due to an act or operation of law,  and  (2)  a  provision  for   payment  of  any  charge,  however  denominated,  in  the  nature  of  a   prepayment fee and if a mortgagor sells or transfers his property or  if   title  to  the  mortgaged property is transferred by act or operation of   law and the purchaser requests permission to assume the mortgage or take   the mortgaged premises subject to the mortgage, but the  mortgagee  does   not  consent  to such request and thereby necessitates prepayment of the   mortgage, the mortgagee shall  not  levy  a  prepayment  fee;  provided,   however,  that  the  provisions  of  this section shall not apply to the   extent  such  provisions  are  inconsistent  with  any  federal  law  or   regulation.
NY Real Prop L § 254-B (2021)
2021 New York Laws RPP - Real Property Article 8 - Conveyances and Mortgages 254-B - Limitation on Late Charges.

§  254-b.  Limitation  on  late  charges. 1. If a bond or note, or the   mortgage on real property, heretofore or hereafter made, improved  by  a   one  to six family residence occupied by the owner, securing the payment   of same, or a note representing a loan for the purpose of financing  the   purchase  of  an  ownership  interest  in, and proprietary lease from, a   corporation or partnership formed for the  purpose  of  the  cooperative   ownership  of  residential real estate, contains a provision whereby the   mortgagee or lender retains the right to collect a late  charge  on  any   instalment  which  has become due and remains unpaid, such charge on any   such delinquent instalment, regardless  of  the  period  it  remains  in   default,  shall  not  exceed and shall only be enforced to the extent of   two percent of such delinquent instalment; provided,  however,  that  no   charge shall be imposed on any instalment paid within fifteen days after   the  due  date.  No  such late charge shall be deducted from any regular   instalment payment by the mortgagor or borrower, but shall be separately   charged and collected by the mortgagee or lender. In the  absence  of  a   specific  provision  in  a  bond, note or mortgage no late charge on any   delinquent  instalment  shall  be  assessed  or  collected.   The   term   "instalment"  shall  include amounts representing interest, amortization   of principal and payments in respect of insurance  premiums,  taxes  and   utility  charges  if  the bond, note or mortgage provides for collection   thereof by the mortgagee.2. The provisions in this section shall  not  apply  to  any  loan  or   forbearance  insured  by the federal housing commissioner or for which a   commitment to insure has been made by the federal  housing  commissioner   or  to  any  loan  or  forbearance insured or guaranteed pursuant to the   provisions of an act of congress entitled "Servicemen's Readjustment Act   of  1944",  or  to  the  extent  the  provisions  of  this  section  are   inconsistent with any other federal law or regulation.3.  If  any  provision  of  this  section,  or the application of such   provision to any  individual,  company,  corporation,  or  circumstance,   shall   be  held  invalid,  the  remainder  of  this  section,  and  the   application of such section to individuals, companies, corporations,  or   circumstances other than those to which it is held invalid, shall not be   affected thereby.
NY Real Prop L § 254-C (2021)
2021 New York Laws RPP - Real Property Article 8 - Conveyances and Mortgages 254-C - Right to a Copy of Real Property Appraisals and Consumer Reports in Certain Cases.

§  254-c.    Right  to a copy of real property appraisals and consumer   reports in certain cases. 1. Any lender who requires an applicant for  a   loan  or forbearance, which is to be secured primarily by an interest in   real property, to bear the cost of either an appraisal of said  property   or  the cost of obtaining a consumer report subject to the provisions of   article twenty-five of the general business law as a  condition  to  the   processing   of   the  application  or  the  granting  of  the  loan  or   forbearance, shall, upon the written request of such applicant,  provide   to  him  a copy of said appraisal or consumer report as the case may be,   at no additional cost.2. "Lender" as used in this section shall mean and include  any  bank,   trust company, national bank, savings bank, federal mutual savings bank,   savings  and  loan  association,  federal  savings and loan association,   private banker, credit union, federal credit union, investment  company,   insurance company, pension fund, mortgage banker or any other entity.3.  If  any  provision  of  this  section,  or the application of such   provision to any individual, company, corporation or circumstance, shall   be held invalid, the remainder of this section, and the  application  of   such  section  to individuals, companies, corporations, or circumstances   other than those to which it is held  invalid,  shall  not  be  affected   thereby.
NY Real Prop L § 254-D (2021)
2021 New York Laws RPP - Real Property Article 8 - Conveyances and Mortgages 254-D - Fees by Mortgagee for Direct Payment of Real Property Taxes by Mortgagor Prohibited.

§  254-d.  Fees by mortgagee for direct payment of real property taxes   by mortgagor prohibited. No mortgagor on a loan secured primarily by  an   interest  in  real  property  shall  be  charged  a fee by the mortgagee   because the parties have  agreed  that  the  mortgagor  shall  pay  real   property taxes on such real property directly to the taxing authority or   authorities and not in escrow to the mortgagee or the mortgagee's agent.
NY Real Prop L § 255 (2021)
2021 New York Laws RPP - Real Property Article 8 - Conveyances and Mortgages 255 - Construction of Grant of Appurtenances and of All the Rights and Estate of Grantor.

§  255.  Construction  of grant of appurtenances and of all the rights   and estate of grantor.  In any grant or mortgage of  freehold  interests   in  real estate, the words, "together with the appurtenances and all the   estate and rights of the grantor in  and  to  said  premises,"  must  be   construed  as  meaning,  together  with  all and singular the tenements,   hereditaments and  appurtenances  thereunto  belonging,  or  in  anywise   appertaining,   and   the   reversion   and  reversions,  remainder  and   remainders, rents, issues and profits thereof, and also all the  estate,   right,  title,  interest, dower and right of dower, curtesy and right of   curtesy, property, possession, claim and demand whatsoever, both in  law   and  in  equity,  of  the  said  grantor  of, in and to the said granted   premises and every part and parcel thereof, with the appurtenances.
NY Real Prop L § 256 (2021)
2021 New York Laws RPP - Real Property Article 8 - Conveyances and Mortgages 256 - Construction of Grant in Executor's or Trustee's Deed of Appurtenances, and of the Estate of Testator and Grantor.

§  256.  Construction  of  grant  in  executor's  or trustee's deed of   appurtenances, and of the estate of testator and grantor.   In any  deed   by an executor of, or trustee under a will, the words "together with the   appurtenances and also all the estate which the said testator had at the   time  of his decease in said premises, and also the estate therein which   said grantor  has  or  has  power  to  convey  or  dispose  of,  whether   individually  or by virtue of said will or otherwise," must be construed   as meaning, together with all and singular the tenements,  hereditaments   and  appurtenances  thereunto belonging, or in anywise appertaining, and   the reversion and reversions, remainder and  remainders,  rents,  issues   and  profits  thereof;  and also all the estate, right, title, interest,   property, possession, claim and  demand  whatsoever,  both  in  law  and   equity,  which the said testator had in his lifetime, and at the time of   his decease, or which the said grantor has or has  power  to  convey  or   dispose  of, whether individually or by virtue of the said last will and   testament or otherwise, of, in and to the  said  granted  premises,  and   every part and parcel thereof, with the appurtenances.
NY Real Prop L § 257 (2021)
2021 New York Laws RPP - Real Property Article 8 - Conveyances and Mortgages 257 - Covenants Bind Representatives of Grantor and Mortgagor and Inure to the Benefit of Whom.

§  257.  Covenants  bind  representatives of grantor and mortgagor and   inure to the benefit of whom.  All covenants contained in any  grant  or   mortgage  of  real  estate  bind  the  heirs, executors, administrators,   successors and assigns, of the grantor or mortgagor, and  inure  to  the   benefit  of the heirs, executors, administrators, successors and assigns   of the grantee or mortgagee in the same manner and to the  same  extent,   and  with  like  effect  as  if  such  heirs, executors, administrators,   successors and assigns were so named in such covenants, unless otherwise   in said grant or mortgage expressly provided.
NY Real Prop L § 259-C (2021)
2021 New York Laws RPP - Real Property Article 8 - Conveyances and Mortgages 259-C - Provision in Lease of Real Property for Waiver of Trial by Jury in Actions for Personal Injury or Property Damage.

§  259-c.  Provision  in lease of real property for waiver of trial by   jury in actions for personal injury or property damage. Any provision in   a lease, executed after the effective date of this act, that a trial  by   jury  is  waived  in  any  action, proceeding or counterclaim brought by   either of the parties thereto  against  the  other  in  any  action  for   personal injury or property damage, is null and void.
NY Real Prop L § 260 (2021)
2021 New York Laws RPP - Real Property Article 8 - Conveyances and Mortgages 260 - Lands Adversely Held May Be Conveyed or Mortgaged.

§  260.  Lands  adversely held may be conveyed or mortgaged. No grant,   conveyance or mortgage of real property or  interest  therein  shall  be   void  for  the reason that at the time of the delivery thereof such real   property is in the actual possession of a person claiming under a  title   adverse to that of the grantor.
NY Real Prop L § 261 (2021)
2021 New York Laws RPP - Real Property Article 8 - Conveyances and Mortgages 261 - Maintenance of Telegraph or Other Electric Wires Raises No Presumption of Grant.

§  261.  Maintenance  of  telegraph  or other electric wires raises no   presumption of grant. Whenever any wire or cable used for any telegraph,   telephone, electric light or other electric purpose, or for the  purpose   of  communication  otherwise than by the aid of electricity, is or shall   be attached to, or does or shall extend upon or  over  any  building  or   land,  no  lapse of time whatever shall raise a presumption of any grant   of, or justify a prescription of any perpetual right to, such attachment   or extension.
NY Real Prop L § 265 (2021)
2021 New York Laws RPP - Real Property Article 8 - Conveyances and Mortgages 265 - Fraudulent Intent, Question of Fact.

§ 265. Fraudulent intent, question of fact. The question of fraudulent   intent  in a case arising under this article, shall be deemed a question   of fact and not of law; and a conveyance or charge shall not be adjudged   fraudulent as against creditors, purchasers or incumbrancers, solely  on   the ground that it was not founded on a valuable consideration.
NY Real Prop L § 266 (2021)
2021 New York Laws RPP - Real Property Article 8 - Conveyances and Mortgages 266 - Rights of Purchaser or Incumbrancer for Valuable Consideration Protected.

§  266. Rights of purchaser or incumbrancer for valuable consideration   protected.  This article does not in any manner  affect  or  impair  the   title  of  a  purchaser  or  incumbrancer  for a valuable consideration,   unless it appears that he had previous notice of the  fraudulent  intent   of  his  immediate  grantor, or of the fraud rendering void the title of   such grantor.
NY Real Prop L § 267 (2021)
2021 New York Laws RPP - Real Property Article 8 - Conveyances and Mortgages 267 - Conveyances With Power to Revoke, Determine or Alter.

§  267.  Conveyances  with  power  to  revoke,  determine  or alter. A   conveyance of, or charge on, an estate or  interest  in  real  property,   containing  a  provision for the revocation, determination or alteration   of the estate or interest, or any part  thereof,  at  the  will  of  the   grantor,  is  void,  as against subsequent purchasers and incumbrancers,   from the grantor,  for  a  valuable  consideration,  of  any  estate  or   interest so liable to be revoked or determined, although the same be not   expressly  revoked,  determined  or altered by the grantor, by virtue of   the power reserved or expressed in the prior conveyance or charge. Where   a power to revoke a conveyance of real property or the rents and profits   thereof, and to reconvey the same, is given to any  person,  other  than   the  grantor  in such conveyance, and such person thereafter conveys the   same real property, rents or profits to a purchaser or incumbrancer  for   a  valuable  consideration,  such subsequent conveyance is valid, in the   same manner and to the same extent as if the power  of  revocation  were   recited  therein,  and  the  intent  to  revoke  the  former  conveyance   expressly declared. If a conveyance  to  a  purchaser  or  incumbrancer,   under  this  section, be made before the person making it is entitled to   execute his power of revocation, it is nevertheless valid, from the time   the power of revocation actually vests  in  such  person,  in  the  same   manner, and to the same extent, as if then made.
NY Real Prop L § 268 (2021)
2021 New York Laws RPP - Real Property Article 8 - Conveyances and Mortgages 268 - Disaffirmance of Fraudulent Act by Executor and Others.

§  268.  Disaffirmance  of  fraudulent  act by executor and others. An   executor, administrator, receiver, assignee or other trustee,  may,  for   the  benefit of creditors, or of others interested in real property held   in trust, disaffirm, treat as void and resist any act done  or  transfer   or  agreement  made  in  fraud  of the rights of any creditor, including   himself, interested in  such  estate  or  property;  and  a  person  who   fraudulently  receives, takes, or in any manner interferes with the real   property of a deceased person, or an insolvent corporation, association,   partnership, or individual, is liable to such  executor,  administrator,   receiver  or  other  trustee for the same, or the value thereof, and for   all damages caused by such act to the trust estate.   A  creditor  of  a   deceased  insolvent  debtor,  having  a  claim  or  demand exceeding one   hundred dollars against such deceased, may, for the benefit of creditors   or others interested in the real property of such  deceased,  disaffirm,   treat  as  void,  and  resist  any  act  done or conveyance, transfer or   agreement made by such deceased in fraud of the rights of any  creditor,   including  himself,  and  may  maintain an action to set aside such act,   conveyance, transfer or  agreement,  without  having  first  obtained  a   judgment  on  such  claim  or  demand; but the same, if disputed, may be   established on the trial. The judgment in such action  may  provide  for   the  sale  of  the  premises  or property involved, when a conveyance or   transfer thereof is set aside, and that the proceeds thereof be  brought   into  court or paid into the proper surrogate's court to be administered   according to law.
NY Real Prop L § 269 (2021)
2021 New York Laws RPP - Real Property Article 8 - Conveyances and Mortgages 269 - When Remainderman May Pay Interest Owed by Life Tenant.

§  269.  When  remainderman  may  pay  interest  owed  by life tenant.   Whenever real property held by any person  for  life  is  incumbered  by   mortgage or other lien, the interest on which should be paid by the life   tenant,  and  such life tenant neglects or refuses to pay such interest,   the remainderman may pay such interest, and recover the amount  thereof,   together  with  interest  thereon  from the time of such payment, of the   life tenant.
NY Real Prop L § 270 (2021)
2021 New York Laws RPP - Real Property Article 8 - Conveyances and Mortgages 270 - Powers of Courts of Equity Not Abridged.

§  270.  Powers of courts of equity not abridged. Nothing contained in   this article abridges the powers of  courts  of  equity  to  compel  the   specific performance of agreements in cases of part performance.
NY Real Prop L § 272 (2021)
2021 New York Laws RPP - Real Property Article 8 - Conveyances and Mortgages 272 - Construction of Grant of Appurtenances, and All of the Rights and Estate of the Mortgagor.

§  272.  Construction of grant of appurtenances, and all of the rights   and estate of the mortgagor. In any mortgage on a lease of real property   the words "together with the appurtenances and all the estate and rights   of the part ...... of the first part of, in and to said  premises  under   and by virtue of the aforesaid indenture of lease," must be construed as   meaning, together with all and singular the edifices, buildings, rights,   members,  privileges and appurtenances thereunto belonging or in anywise   appertaining; and also all the estate, right, title, interest,  term  of   years  yet to come and unexpired, property, possession, claim and demand   whatsoever, as well in law as  in  equity,  of  the  said  mortgagor  or   obligor,  of,  in  and  to the said demised premises, and every part and   parcel thereof, with the appurtenances; and also the said  indenture  of   lease,  and  the renewal therein provided for, and every clause, article   and condition therein expressed and contained.
NY Real Prop L § 274 (2021)
2021 New York Laws RPP - Real Property Article 8 - Conveyances and Mortgages 274 - Transfers and Mortgages of Interest in Decedents' Estates.

§  274.  Transfers  and  mortgages  of interest in decedents' estates.   Every conveyance, assignment, or other transfer of, and  every  mortgage   or other charge upon the interest, or any part thereof, of any person in   the  estate  of a decedent which is situated within this state, shall be   in writing, and shall be acknowledged or proved in the  manner  required   to  entitle  conveyances  of  real  property  to  be  recorded. Any such   instrument may also be recorded as hereinafter provided; and if  not  so   recorded,  it  is  void against any subsequent purchaser or mortgagee of   the same interest or any part thereof, in good faith and for a  valuable   consideration,  whose conveyance or mortgage is first duly recorded.  If   such interest is entirely in  the  real  property  of  a  decedent,  the   conveyance  or mortgage shall be recorded in the office of the recording   officer where such real property is situated. If  such  interest  is  in   both  the personal and the real property of a decedent the conveyance or   mortgage shall be recorded  in  the  office  of  the  surrogate  issuing   letters   testamentary  or  letters  of  administration  upon  the  said   decedent's estate, or if no such letters have been issued, then  in  the   office  of the surrogate having jurisdiction to issue the same, and also   in the office of the  said  recording  officer.  Such  a  conveyance  or   mortgage  when  so  recorded,  shall  be  indexed  under the name of the   decedent, in a book to  be  kept  for  the  purpose  by  each  recording   officer.  The person presenting any such instrument for record shall pay   to the clerk of the surrogate's court a fee of ten cents for each folio.   Such filing or recording shall not be deemed notice of such  conveyance,   assignment  or  other  transfer  of, or mortgage or other lien or charge   upon the interest, or any part thereof of any person in the estate of  a   decedent  which  is situated within the state, so as to charge the legal   representative of the estate with liability for payment to a legatee  or   other  beneficiary  of an estate unless and until he shall have received   actual notice of such conveyance, assignment or other transfer.
NY Real Prop L § 276 (2021)
2021 New York Laws RPP - Real Property Article 8 - Conveyances and Mortgages 276 - Effect of Certain Easements on the Right to Invest in Mortgages.

§  276.  Effect  of  certain  easements  on  the  right  to  invest in   mortgages. The existence of an easement in  real  property  acquired  or   reserved  by  a  municipal  corporation, a railroad corporation or other   transportation corporation, shall not be deemed an encumbrance upon such   real property under any law relating to investments  in  mortgages  upon   real  property  by  corporations,  trustees,  executors, administrators,   guardians or other persons holding trust funds, but the effect  of  such   an easement upon the real property which it affects, shall be taken into   consideration in determining the value thereof.