reglab/housing_qa huggingface dataset:
NH Rev Stat § 383-A:6-601 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383-A - Bank and Credit Union Regulatory and Enforcement|Section 383-A:6-601 - Notices and Applications.

    383-A:6-601 Notices and Applications. –||This article applies to all persons who are (i) seeking to engage in an act or transaction under the Banking Acts or Credit Union Act that requires the prior review and approval by the commissioner, or (ii) required to provide notice to the commissioner under the Banking Acts or the Credit Union Act. The commissioner shall have the power to adopt rules relating to the forms and procedures related to filings required under this article.|||Source. 2015, 272:16, eff. Oct. 1, 2015. 2017, 209:17, eff. Sept. 8, 2017.|
NH Rev Stat § 383-A:6-602 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383-A - Bank and Credit Union Regulatory and Enforcement|Section 383-A:6-602 - Filing Procedure.

    383-A:6-602 Filing Procedure. –||(a) A person seeking to engage in any act or transaction under the Banking Acts or the Credit Union Act, that requires the prior review of the commissioner shall submit a written application, as appropriate, with the commissioner.||(b) A person required to provide notice to the commissioner under the Banking Acts or the Credit Union Act shall submit a written notice to the commissioner in such form as the commissioner may prescribe.||(c) For purposes of this article, "filer" means the person filing the notice or application. The filer shall provide such relevant information as the commissioner may require with respect to the act or transaction under law or rules adopted by the commissioner.||(d) The filer shall pay an administrative fee in accordance with RSA 383-A:6-609. No notice or application shall be considered by the commissioner until payment of the enumerated fee has been received.||(e) The filer shall provide to the commissioner a copy of any application or notice filed with any other regulatory authority relating to the act or transaction at the time the application or notice is made.|||Source. 2015, 272:16, eff. Oct. 1, 2015. 2017, 209:17, eff. Sept. 8, 2017.|
NH Rev Stat § 383-A:6-603 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383-A - Bank and Credit Union Regulatory and Enforcement|Section 383-A:6-603 - Substantial Completeness of Filing.

    383-A:6-603 Substantial Completeness of Filing. –||(a) The commissioner shall examine each application filed under RSA 383-A:6-602 to determine whether it complies with applicable filing requirements, including payment of any required fee. No later than 30 days after receipt of the filing by the commissioner, the application shall be deemed substantially complete unless the commissioner notifies the filer within the 30-day period that it is not substantially complete or requests the person to submit additional information.||(b) The filer may re-file the application with required modifications or submissions. If the re-filing is made within 90 days after receipt of commissioner's notice, then the initial filing fee shall cover the re-filing, and no additional filing fee shall be required to be paid. If the re-filing is made after the expiration of the 90-day period, then a new fee must be paid. The commissioner shall then determine whether the re-filed application is substantially complete within 30 days after receipt of the re-filing and shall so notify the person.||(c) An application deemed substantially complete under this section shall be subject to final determination by the commissioner under RSA 383-A:6-604.|||Source. 2015, 272:16, eff. Oct. 1, 2015. 2017, 209:17, eff. Sept. 8, 2017.|
NH Rev Stat § 383-A:6-604 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383-A - Bank and Credit Union Regulatory and Enforcement|Section 383-A:6-604 - Determination.

    383-A:6-604 Determination. –||(a) Within 10 business days after receipt of a notice, the commissioner shall issue a written acknowledgment of receipt of the notice to the filer.||(b) Within 60 days after the application is deemed substantially complete under RSA 383-A:6-603, the commissioner shall issue:||(1) A decision approving or denying the application, in whole or in part, including any conditions of approval the commissioner deems necessary or advisable; or||(2) A notice that further investigation or examination is required, including the possibility of soliciting public comment by hearing or otherwise.||(c) Upon completion of any further investigation or examination under subsection (b)(2), the commissioner shall issue a decision approving or denying the application, in whole or in part, including any conditions of approval the commissioner deems necessary or advisable.|||Source. 2015, 272:16, eff. Oct. 1, 2015. 2017, 209:18, eff. Sept. 8, 2017.|
NH Rev Stat § 383-A:6-605 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383-A - Bank and Credit Union Regulatory and Enforcement|Section 383-A:6-605 - Repealed by 2017, 209:22, eff. Sept. 8, 2017.

    383-A:6-605 Repealed by 2017, 209:22, eff. Sept. 8, 2017. –|
NH Rev Stat § 383-A:6-606 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383-A - Bank and Credit Union Regulatory and Enforcement|Section 383-A:6-606 - Additional Information.

    383-A:6-606 Additional Information. –||At any time after any notice or application is determined to be substantially complete under RSA 383-A:6-603 and before the issuance of a final determination by the commissioner under RSA 383-A:6-604(b) or RSA 383-A:6-604(c), the commissioner may request the filer to provide additional information and may deny any notice or application for failure of the person to timely provide the requested information.|||Source. 2015, 272:16, eff. Oct. 1, 2015. 2017, 209:20, eff. Sept. 8, 2017.|
NH Rev Stat § 383-A:6-607 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383-A - Bank and Credit Union Regulatory and Enforcement|Section 383-A:6-607 - Time Limits.

    383-A:6-607 Time Limits. –||If the time limits prescribed by this article conflict with specific time limits provided for by other provisions of RSA 383-A, RSA 383-B, RSA 383-C, RSA 383-D, or RSA 383-E, then the specific time limits provided for by the other provisions shall control.|||Source. 2015, 272:16, eff. Oct. 1, 2015.|
NH Rev Stat § 383-A:6-608 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383-A - Bank and Credit Union Regulatory and Enforcement|Section 383-A:6-608 - Appeal.

    383-A:6-608 Appeal. –||The commissioner's final determination under RSA 383-A:6-604 may be appealed under RSA 541.|||Source. 2015, 272:16, eff. Oct. 1, 2015. 2017, 209:21, eff. Sept. 8, 2017.|
NH Rev Stat § 383-A:6-609 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383-A - Bank and Credit Union Regulatory and Enforcement|Section 383-A:6-609 - Fee Schedule.

    383-A:6-609 Fee Schedule. –||(a) The commissioner shall charge a filing fee to each person for services rendered by the department in reviewing a notice or application. Sums collected under this section shall be payable to the state treasurer as restricted revenue and credited, in accordance with the banking division's accounting unit designation, to the appropriation for the commissioner. Charges for services shall be billed as follows:||(1) Fee for new state bank or credit union charter: $15,000||(2) Fee for domestication of foreign trust company: $7,500||(3) Fee for charter conversion, combination, acquisition, change in control, share exchange, reorganization, or approval of trust powers: $2,500||(4) Fee for the dissolution of a trust company: $2,000||(5) Fee for a reduction in a depository bank's capital, change in business plan or change in required capital of a trust company, amendment to a state bank's organizational instrument, amendment of a credit union's bylaws, or formation of a subsidiary entity that requires approval of the commissioner: $500||(6) Fee for a new branch, loan production office and trust company office: $500||(7) Fee for a relocation or termination of a branch, loan production office or trust company office: $100||(8) Fee to issue a certificate of existence: $50||(9) Fee for a reservation or approval of a name or trade name: $50||(b) If at any time the commissioner determines that the cost to complete the investigation or examination of the notice or application has or will exceed the fee set forth in subparagraphs (a)(1)-(9), the commissioner shall cease further review, notify the filer of this determination and advise that the filer may withdraw the notice or application. If the filer elects to withdraw the notice or application pursuant to this paragraph, the commissioner shall refund the filing fee, minus such costs of investigation or examination that been incurred during the Department's review. If the filer informs the commissioner it does not elect to withdraw the notice or application, the commissioner shall continue the review of the notice or application and the filer shall pay the additional investigation or examination costs. The cost of the investigation or examination shall be determined in accordance with the per diem examination charge established in RSA 383:11, I provided, however, that the requirement that no entity shall be charged or pay less than one full day shall not apply.|||Source. 2015, 272:16, eff. Oct. 1, 2015. 2021, 194:20, eff. Oct. 9, 2021.|
NH Rev Stat § 383-A:7-702 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383-A - Bank and Credit Union Regulatory and Enforcement|Section 383-A:7-702 - Unauthorized and Deceptive Use.

    383-A:7-702 Unauthorized and Deceptive Use. –||(a) Without the prior authorization of a bank or credit union, no person shall:||(1) Use the full or abbreviated name, trade name, service mark, or trademark of any bank or credit union in any written, electronic, or oral advertisement or solicitation for products and services;||(2) Make reference to a loan number or other specific loan information on the outside of an envelope, visible through an envelope window, on a postcard, or in electronic communication in connection with any written or electronic solicitation; or||(3) Include a loan number or other specific loan information, other than a loan amount, relative to a specifically identified consumer that is publicly available:||(A) In any written or electronic solicitation, unless the advertisement or solicitation clearly and conspicuously states on the front page or introduction in bold-faced type that is the same font size as is predominantly used in the advertisement or solicitation disclosing that the person is not sponsored by or affiliated with, and that the solicitation is not authorized by, the bank or credit union and that the information was retrieved from public records; or||(B) In an oral solicitation unless the same disclosure is made at the beginning of the solicitation.||(b) The person shall furnish a copy of the authorization on request by the commissioner.||(c) The use of a bank or credit union's full or abbreviated name, trade name, service mark, or trademark in a comparative advertisement or solicitation by another person, which is limited solely to comparing the relative attributes of similar products or services offered by the bank or credit union and the person, shall be permitted under this section and shall not require prior authorization of the bank or credit union, provided that the full or abbreviated name, trade name, trademark, or service mark of the bank or credit union is not visible to the addressee:||(1) In the case of a letter or other form of written communication, before opening the document containing the comparison or the envelope in which it is sent or delivered;||(2) In the case of a postcard, on its face; or||(3) In the case of an electronic transmission, within its subject line.||(d) For the purpose of this section, the term bank or credit union shall include a mortgage lender as defined in RSA 397 and an affiliate or subsidiary thereof having a business location in this state.|||Source. 2015, 272:16, eff. Oct. 1, 2015.|
NH Rev Stat § 383-A:7-703 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383-A - Bank and Credit Union Regulatory and Enforcement|Section 383-A:7-703 - Enforcement.

    383-A:7-703 Enforcement. –||In addition to the commissioner's authority under RSA 383-A:9, the insurance commissioner may issue a cease and desist order, as provided in RSA 400-A:10, against any person which engages in any act or conduct in violation of RSA 383-A:7-702 involving a state bank or credit union under the jurisdiction of the insurance commissioner and may bring legal action to enforce the order.|||Source. 2015, 272:16, eff. Oct. 1, 2015.|
NH Rev Stat § 383-A:7-704 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383-A - Bank and Credit Union Regulatory and Enforcement|Section 383-A:7-704 - Jurisdiction.

    383-A:7-704 Jurisdiction. –||Any person that engages in any act or conduct in violation of this article shall be subject to the jurisdiction of this state. Nothing in RSA 383-A:7-702 or RSA 383-A:7-703 shall limit the authority of the New Hampshire secretary of state to enforce the laws under his or her jurisdiction relating to trade names, trademarks, or service marks.|||Source. 2015, 272:16, eff. Oct. 1, 2015.|
NH Rev Stat § 383-A:8-802 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383-A - Bank and Credit Union Regulatory and Enforcement|Section 383-A:8-802 - Waiver.

    383-A:8-802 Waiver. –||The commissioner may waive any provision of this article for good cause shown.|||Source. 2015, 272:16, eff. Oct. 1, 2015.|
NH Rev Stat § 383-A:9-901 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383-A - Bank and Credit Union Regulatory and Enforcement|Section 383-A:9-901 - Purpose.

    383-A:9-901 Purpose. –||This article sets forth enforcement and administrative authority of the commissioner under this chapter. The commissioner shall have the power to adopt rules relating to the forms and procedures related to proceedings under this article.|||Source. 2015, 272:16, eff. Oct. 1, 2015.|
NH Rev Stat § 383-A:9-902 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383-A - Bank and Credit Union Regulatory and Enforcement|Section 383-A:9-902 - Removal of Director or Officer by Commissioner.

    383-A:9-902 Removal of Director or Officer by Commissioner. –||(a) If, in the opinion of the commissioner, any director or officer of a state bank or credit union has continued to violate any law relative to the state bank or credit union or has continued unsafe or unsound practices in conducting the business of the state bank or credit union after having been warned by the commissioner to discontinue the violations of law or the unsafe or unsound practices, then the commissioner may cause notice to be served upon the director or officer to show cause why the director or officer should not be removed from office.||(b) A copy of the show cause notice shall be sent by certified mail to the director or officer subject to removal and to each other director and officer of the state bank or credit union affected.||(c) If, after granting the director or officer a reasonable opportunity to be heard, the commissioner finds that the director or officer has continued to violate the law or has continued unsafe or unsound practices after having been warned, then the commissioner may order that the director or officer be removed from office.||(d) A person who, under subsection (c), has been removed from office as director or officer of a state bank or credit union shall not participate in any manner in the management or operation of any state bank or credit union without the prior consent of the commissioner.||(e) A person who, under subsection (c), has been removed from office as director or officer of a state bank or credit union may appeal a removal order under RSA 541. If appealed, the order of removal shall continue in effect, subject to a decision of a court of last resort upholding or reversing the order.|||Source. 2015, 272:16, eff. Oct. 1, 2015.|
NH Rev Stat § 383-A:9-904 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383-A - Bank and Credit Union Regulatory and Enforcement|Section 383-A:9-904 - Consumer Complaints.

    383-A:9-904 Consumer Complaints. –||I. Consumer complaints naming state banks or credit unions, which are filed in writing, shall be forwarded via electronic mail or certified mail to the state bank or credit union for response within 10 days of receipt by the department. Not later than 30 days following receipt of such complaint, the state bank or credit union shall conduct an investigation of the complaint and either:||(a) Make appropriate corrections in the account of the consumer and transmit to the consumer and the department written notification of such corrections, including documentary evidence of any corrections; or||(b) Transmit a written explanation or clarification to the consumer and the department which sets forth the reasons why the state bank or credit union believes its actions are correct, including copies of documentary evidence supporting the explanation or clarification.||II. State banks or credit unions which are unable to comply with the time frames prescribed in this section because of extenuating circumstances may make a written request to the commissioner for a waiver of such time frames. Requests for waivers shall be either granted or denied within 5 days of receipt by the department. Waivers shall not be granted or considered unless the request for waiver:||(a) Is received by the department within 20 days following the state bank's or credit union's receipt of the complaint;||(b) Specifies the reason for the request; and||(c) Specifies a date certain by which the state bank or credit union shall comply with the provisions of this section.|||Source. 2018, 207:1, eff. Aug. 7, 2018. 2021, 194:24, eff. Oct. 9, 2021.|
NH Rev Stat § 383-B:1-101 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383-B - Depository Bank Act|Section 383-B:1-101 - Short Title.

    383-B:1-101 Short Title. –||This chapter shall be known and cited as the "Depository Bank Act."|||Source. 2015, 272:16, eff. Oct. 1, 2015.|
NH Rev Stat § 383-B:1-102 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383-B - Depository Bank Act|Section 383-B:1-102 - Scope.

    383-B:1-102 Scope. –||This chapter applies to depository banks, national banks, federal savings banks or foreign banks. This chapter also applies to bank holding companies. In addition, RSA 383-A applies to the banks and bank holding companies covered by this chapter.|||Source. 2015, 272:16, eff. Oct. 1, 2015.|
NH Rev Stat § 383-B:1-103 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383-B - Depository Bank Act|Section 383-B:1-103 - Reservation of Power to Amend or Repeal.

    383-B:1-103 Reservation of Power to Amend or Repeal. –||The general court has power to amend or repeal all or part of this chapter at any time and all persons subject to this chapter are governed by the amendment or repeal.|||Source. 2015, 272:16, eff. Oct. 1, 2015.|
NH Rev Stat § 383-B:1-104 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383-B - Depository Bank Act|Section 383-B:1-104 - Commissioner.

    383-B:1-104 Commissioner. –||The commissioner shall have the powers necessary or incidental to performing all of the commissioner's duties under this chapter, including the power to adopt rules as provided in this chapter in accordance with RSA 541-A. All rules previously adopted by the commissioner relating to the subject matter of this chapter shall be subject to RSA 541-A:17.|||Source. 2015, 272:16, eff. Oct. 1, 2015. 2019, 169:8, eff. July 10, 2019.|
NH Rev Stat § 383-B:3-302 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383-B - Depository Bank Act|Section 383-B:3-302 - Management.

    383-B:3-302 Management. –||(a) A depository bank shall have a board of not less than 5 directors, of which a majority shall be residents of New Hampshire.||(b) The board of directors of a depository bank shall meet on a regular basis as often as necessary but not less than 9 times per year, unless the commissioner shall issue an order requiring the board to meet more frequently based on a finding that the safety and soundness of the depository bank is likely to be impaired if meetings are not held more frequently.|||Source. 2015, 272:16, eff. Oct. 1, 2015.|
NH Rev Stat § 383-B:4-401 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383-B - Depository Bank Act|Section 383-B:4-401 - Deposit Accounts.

    383-B:4-401 Deposit Accounts. –||This article sets forth the rights and duties of persons with respect to certain deposit accounts.|||Source. 2015, 272:16. 2016, 230:11, eff. Aug. 8, 2016.|
NH Rev Stat § 383-B:4-402 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383-B - Depository Bank Act|Section 383-B:4-402 - Powers of Attorney.

    383-B:4-402 Powers of Attorney. –||A depository bank doing business in this state may continue to recognize the power of an attorney-in-fact authorized in writing to make withdrawals either in whole or in part from the account of a depositor, whether a minor or adult, until it receives written notice or is on actual notice of the revocation of his or her authority. No depository bank shall be liable for damages, penalties, or tax by reason of any payment made under this section.|||Source. 2016, 230:11, eff. Aug. 8, 2016.|
NH Rev Stat § 383-B:4-403 (2021)
2021 New Hampshire Revised Statutes|Title XXXV - Banks and Banking; Loan Associations; Credit Unions|Title 383-B - Depository Bank Act|Section 383-B:4-403 - Assignments.

    383-B:4-403 Assignments. –||(a) No assignment of a deposit which is evidenced by a passbook or certificate of deposit shall be a valid transfer of the deposit unless the passbook or certificate of deposit is delivered to the assignee accompanied by a written assignment or order for transfer.||(b) No assignment of a deposit, however evidenced, shall be effective to charge the depository bank in which the deposit is maintained with a duty of payment to the assignee prior to service by the assignee on the depository bank of written notice of the assignment. No depository bank shall be liable to an assignee of a deposit maintained in that bank for any payment of the deposit or portion thereof or dividend or interest thereon made to the depositor prior to service on the depository bank by the assignee of the written notice of the assignment; except that the exemption from liability shall not apply in the case of a payment to a depositor, with respect to a deposit evidenced by a passbook, which is made without production of the passbook if the bylaws of the depository bank require production of the passbook as a condition to payment.|||Source. 2016, 230:11, eff. Aug. 8, 2016.|