reglab/housing_qa huggingface dataset:
TX Ins Code § 2004.005 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2004 - Residential Property Insurance in Underserved Areas|Section 2004.005. Availability of Coverage

Sec. 2004.005.  AVAILABILITY OF COVERAGE.  In a designated underserved area, each insurer described by Section 2004.003 shall provide to the insurer's agents, and the agents shall offer to all insureds, the full range of coverages prescribed under this chapter subject to the insurer's applicable rates and underwriting guidelines.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2004.006 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2004 - Residential Property Insurance in Underserved Areas|Section 2004.006. Policy Forms

Sec. 2004.006.  POLICY FORMS.  (a)  The commissioner shall adopt policy forms for residential property insurance that are specifically for use in designated underserved areas.  The policy forms must include a basic policy covering fire and allied lines perils with endorsements providing additional coverage at the insured's option.(b)  An insurer writing insurance in an underserved area may use the policy forms adopted under this chapter.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2004.007 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2004 - Residential Property Insurance in Underserved Areas|Section 2004.007. Inapplicability of Certain Laws to Premiums

Sec. 2004.007.  INAPPLICABILITY OF CERTAIN LAWS TO PREMIUMS.  The premium for an insurance policy written under this chapter is not:(1)  subject to tax under Chapter 221; and(2)  considered net direct premiums under Section 2210.003(7).|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2004.008 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2004 - Residential Property Insurance in Underserved Areas|Section 2004.008. Rates

Sec. 2004.008.  RATES.  Rates for coverage provided under this chapter are determined according to the provisions of this code applicable to the insurer providing the coverage.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2005.001 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2005 - Home Warranty and Home Protection Insurance|Section 2005.001. Definitions

Sec. 2005.001.  DEFINITIONS.  In this chapter:(1)  "Home protection insurance" means coverage insuring a purchaser of a home protection service or product against actual property loss.(2)  "Home protection service or product" means a service or product used for the protection of residential property, including a service or product provided by a person regulated under Chapter 1702, Occupations Code.(3)  "Home warranty insurance" means coverage:(A)  insuring performance by a builder of residential property of the builder's warranty obligations to a purchaser of the residential property; or(B)  insuring against named defects arising from failure of the builder to construct residential property in accordance with specified construction standards.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2005.002 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2005 - Home Warranty and Home Protection Insurance|Section 2005.002. Authorization to Write Certain Insurance

Sec. 2005.002.  AUTHORIZATION TO WRITE CERTAIN INSURANCE.  An insurer authorized to engage in the business of fire insurance and allied lines or inland marine insurance may write home warranty insurance or home protection insurance in this state.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2005.003 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2005 - Home Warranty and Home Protection Insurance|Section 2005.003. Manner of Regulation

Sec. 2005.003.  MANNER OF REGULATION.  Home warranty insurance or home protection insurance is not inland marine insurance, but is governed in the same manner and to the same extent as inland marine insurance.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2005.004 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2005 - Home Warranty and Home Protection Insurance|Section 2005.004. Limits of Coverage

Sec. 2005.004.  LIMITS OF COVERAGE.  The amount of coverage under a home protection insurance policy may not exceed $2,000 for any single occurrence.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2007.001 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2007 - Assessment for Rural Fire Protection|Section 2007.001. Applicability of Chapter

Sec. 2007.001.  APPLICABILITY OF CHAPTER.  This chapter applies only to an insurer that:(1)  is authorized to engage in business in this state, including a stock company, mutual insurance company, farm mutual insurance company, county mutual insurance company, Lloyd's plan, and reciprocal or interinsurance exchange; and(2)  writes a policy of:(A)  homeowners insurance;(B)  fire insurance;(C)  farm and ranch owners insurance;(D)  private passenger automobile physical damage insurance;(E)  commercial automobile physical damage insurance; or(F)  commercial multiple peril insurance.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2007.002 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2007 - Assessment for Rural Fire Protection|Section 2007.002. Assessment

Sec. 2007.002.  ASSESSMENT.  The comptroller shall assess against all insurers to which this chapter applies amounts for each state fiscal year necessary, as determined by the commissioner, to collect a combined total equal to the lesser of:(1)  the total amount that the General Appropriations Act appropriates from the volunteer fire department assistance fund account in the general revenue fund for that state fiscal year other than appropriations for contributions to the Texas Emergency Services Retirement System made under Section 614.104(d), Government Code; or(2)  $30 million.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.Amended by: Acts 2007, 80th Leg., R.S., Ch. 932 (H.B. 3315), Sec. 20, eff. June 15, 2007.Acts 2013, 83rd Leg., R.S., Ch. 835 (H.B. 7), Sec. 9, eff. June 14, 2013.Acts 2015, 84th Leg., R.S., Ch. 448 (H.B. 7), Sec. 24, eff. September 1, 2015.|
TX Ins Code § 2007.003 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2007 - Assessment for Rural Fire Protection|Section 2007.003. Determination of Assessment

Sec. 2007.003.  DETERMINATION OF ASSESSMENT.  (a)  In this section, "net direct premium" means the gross direct premium written and reported by an insurer on annual financial statements on:(1)  an insurance policy described by Section 2007.001(2), other than a commercial multiple peril policy; and(2)  the nonliability portion of a commercial multiple peril policy.(b)  Each insurer shall pay a portion of the assessment in the proportion that the insurer's net direct premiums for the period for which the assessment is made bear to the aggregate net direct premiums written in this state by all insurers for that period.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2007.004 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2007 - Assessment for Rural Fire Protection|Section 2007.004. Dates of Assessment and Payment

Sec. 2007.004.  DATES OF ASSESSMENT AND PAYMENT.  (a)  The comptroller shall assess insurers under this chapter on or before September 1 of each year.(b)  An insurer shall pay the amount of the insurer's assessment on or after the 60th day after the date the comptroller assesses the insurer.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2007.005 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2007 - Assessment for Rural Fire Protection|Section 2007.005. Recovery of Assessment

Sec. 2007.005.  RECOVERY OF ASSESSMENT.  An insurer may recover an assessment under this chapter by:(1)  reflecting the assessment as an expense in a rate filing required under this code; or(2)  charging the insurer's policyholders.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2007.006 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2007 - Assessment for Rural Fire Protection|Section 2007.006. Notice to Policyholders

Sec. 2007.006.  NOTICE TO POLICYHOLDERS.  (a)  An insurer that recovers an assessment by charging the insurer's policyholders under Section 2007.005 shall provide notice to each policyholder regarding the amount of the assessment being recovered.(b)  The notice may be included on:(1)  a declarations page;(2)  a renewal certificate; or(3)  a billing statement.(c)  The commissioner by rule may adopt a form for providing the notice.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2007.007 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2007 - Assessment for Rural Fire Protection|Section 2007.007. Volunteer Fire Department Assistance Fund

Sec. 2007.007.  VOLUNTEER FIRE DEPARTMENT ASSISTANCE FUND.  The comptroller shall credit assessments collected under this chapter to the volunteer fire department assistance fund created under Section 614.104, Government Code.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2007.008 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2007 - Assessment for Rural Fire Protection|Section 2007.008. Rules; Cooperation

Sec. 2007.008.  RULES; COOPERATION.  (a)  The comptroller and the commissioner shall adopt rules as necessary to implement this chapter.(b)  The comptroller and the department shall cooperate as necessary to implement this chapter.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2008.001 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2008 - Coverage for Certain Damage to Property Built Wholly or Partially Over Water|Section 2008.001. Applicability of Chapter

Sec. 2008.001.  APPLICABILITY OF CHAPTER.  This chapter applies only to an insurer described by Section 2251.003(a).|Added by Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 1H.002, eff. April 1, 2009.|
TX Ins Code § 2008.002 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2008 - Coverage for Certain Damage to Property Built Wholly or Partially Over Water|Section 2008.002. Coverage; Limits and Deductibles

Sec. 2008.002.  COVERAGE; LIMITS AND DEDUCTIBLES.  (a)  An insurance policy written by an insurer against loss or damage by windstorm, hurricane, or hail may include coverage for:(1)  a building or other structure that is built wholly or partially over water; and(2)  the corporeal movable property contained in a building or structure described by Subdivision (1).(b)  An insurer that writes coverage described by Subsection (a) may impose appropriate limits of coverage and deductibles for the coverage.|Added by Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 1H.002, eff. April 1, 2009.|
TX Ins Code § 2052.001 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle E - Workers' Compensation Insurance|Chapter 2052 - Policy Provisions and Forms for Workers' Compensation Insurance|Section 2052.001. Definition

Sec. 2052.001.  DEFINITION.  In this chapter, "insurance company" means a stock company, mutual insurance company, reciprocal or interinsurance exchange, or Lloyd's plan authorized to engage in the business of workers' compensation insurance in this state.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2052.002 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle E - Workers' Compensation Insurance|Chapter 2052 - Policy Provisions and Forms for Workers' Compensation Insurance|Section 2052.002. Standard Policy Forms and Uniform Policy; Exceptions

Sec. 2052.002.  STANDARD POLICY FORMS AND UNIFORM POLICY; EXCEPTIONS.  (a)  The commissioner shall prescribe standard policy forms and a uniform policy for workers' compensation insurance.(b)  In writing workers' compensation insurance in this state, an insurance company may not use a form other than one prescribed under this section unless the form is an endorsement:(1)  appropriate to the company's plan of operation; and(2)  submitted to and approved by the department.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2052.003 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle E - Workers' Compensation Insurance|Chapter 2052 - Policy Provisions and Forms for Workers' Compensation Insurance|Section 2052.003. Agreement Required to Be Contained in Application and Policy

Sec. 2052.003.  AGREEMENT REQUIRED TO BE CONTAINED IN APPLICATION AND POLICY.  (a)  A contract or other agreement with respect to workers' compensation insurance coverage that is not contained in the application and policy required by this chapter violates this subtitle and is void.(b)  An insurance company that uses a contract or other agreement described by Subsection (a) engages in conduct that constitutes sufficient grounds for the revocation of the company's certificate of authority to write workers' compensation insurance in this state.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2052.004 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle E - Workers' Compensation Insurance|Chapter 2052 - Policy Provisions and Forms for Workers' Compensation Insurance|Section 2052.004. Policyholder Dividends

Sec. 2052.004.  POLICYHOLDER DIVIDENDS.  (a)  Subject to Subsections (b) and (c), this subtitle may not be construed to prohibit an insurance company, including the Texas Mutual Insurance Company, from issuing participating policies.(b)  A policyholder dividend under a workers' compensation insurance policy:(1)  must be approved by the department if the insurer's policyholder dividend amount exceeds 10 percent of surplus; and(2)  may not be approved by the department until the insurance company has adequate reserves.(c)  For purposes of Subsection (b), reserves must be computed on the same basis for all classes of insurance companies operating under this subtitle and Section 2051.002.(d)  An insurer must notify the department in writing of a distribution if the insurer's policyholder dividend amount is not greater than 10 percent of surplus.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.Amended by: Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 2H.005, eff. April 1, 2009.Acts 2013, 83rd Leg., R.S., Ch. 463 (S.B. 1006), Sec. 7, eff. June 14, 2013.|
TX Ins Code § 2055.001 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle E - Workers' Compensation Insurance|Chapter 2055 - Group Purchase of Workers' Compensation Insurance Coverage|Section 2055.001. Definition

Sec. 2055.001.  DEFINITION.  In this chapter, "business entity" means a business enterprise owned by a single person or a corporation, organization, business trust, trust, partnership, joint venture, association, or other business entity.|Amended by: Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 3B.0591(b), eff. September 1, 2007.Redesignated from Labor Code, Section 406A.001 by Acts 2007, 80th Leg., R.S., Ch. 921 (H.B. 3167), Sec. 9.0591(a)(2), eff. September 1, 2007.Amended by: Acts 2007, 80th Leg., R.S., Ch. 921 (H.B. 3167), Sec. 9.0591(b), eff. September 1, 2007.|
TX Ins Code § 2055.002 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle E - Workers' Compensation Insurance|Chapter 2055 - Group Purchase of Workers' Compensation Insurance Coverage|Section 2055.002. Certification Program

Sec. 2055.002.  CERTIFICATION PROGRAM.  (a)  The department shall:(1)  maintain a certification program for groups organized under this chapter; and(2)  issue certificates of approval to eligible business entities authorizing formation and maintenance of a group.(b)  The commissioner by rule shall adopt forms, criteria, and procedures for issuing certificates of approval to groups under this chapter.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 17, eff. April 1, 2007.Redesignated from Labor Code, Section 406A.002 by Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 3B.0591(a)(2), eff. September 1, 2007.Redesignated from Labor Code, Section 406A.002 by Acts 2007, 80th Leg., R.S., Ch. 921 (H.B. 3167), Sec. 9.0591(a)(2), eff. September 1, 2007.|
TX Ins Code § 2055.003 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle E - Workers' Compensation Insurance|Chapter 2055 - Group Purchase of Workers' Compensation Insurance Coverage|Section 2055.003. Formation of Group

Sec. 2055.003.  FORMATION OF GROUP.  (a)  On receipt of a certificate of approval issued by the department under this chapter, two or more business entities or two or more members of a trade association may join together to form a group to purchase individual workers' compensation insurance policies covering each member of the group.(b)  To be eligible to join a group, a business entity must:(1)  be engaged in a business pursuit that is the same as or similar to the other business entities participating in the group as determined by the department; or(2)  be a member of the same trade association as the other business entities participating in the group.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 17, eff. April 1, 2007.Redesignated from Labor Code, Section 406A.003 by Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 3B.0591(a)(2), eff. September 1, 2007.Redesignated from Labor Code, Section 406A.003 by Acts 2007, 80th Leg., R.S., Ch. 921 (H.B. 3167), Sec. 9.0591(a)(2), eff. September 1, 2007.|
TX Ins Code § 2055.004 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle E - Workers' Compensation Insurance|Chapter 2055 - Group Purchase of Workers' Compensation Insurance Coverage|Section 2055.004. Plan of Operation

Sec. 2055.004.  PLAN OF OPERATION.  (a)  A group shall:(1)  adopt a plan of operation; and(2)  file a copy of the plan of operation with the department.(b)  The plan of operation must include:(1)  provisions governing the composition and selection of a governing board;(2)  the methods for administering the group; and(3)  guidelines governing the workers' compensation insurance coverage obtained by the group that include provisions governing:(A)  the payment of premiums;(B)  the distribution of discounts; and(C)  the methods for providing risk management.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 17, eff. April 1, 2007.Redesignated from Labor Code, Section 406A.004 by Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 3B.0591(a)(2), eff. September 1, 2007.Redesignated from Labor Code, Section 406A.004 by Acts 2007, 80th Leg., R.S., Ch. 921 (H.B. 3167), Sec. 9.0591(a)(2), eff. September 1, 2007.|
TX Ins Code § 2055.005 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle E - Workers' Compensation Insurance|Chapter 2055 - Group Purchase of Workers' Compensation Insurance Coverage|Section 2055.005. Group Purchase Authorized

Sec. 2055.005.  GROUP PURCHASE AUTHORIZED.  A group certified under this chapter may purchase individual workers' compensation insurance policies covering each member of the group from any insurer authorized to write workers' compensation insurance in this state.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 17, eff. April 1, 2007.Redesignated from Labor Code, Section 406A.005 by Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 3B.0591(a)(2), eff. September 1, 2007.Redesignated from Labor Code, Section 406A.005 by Acts 2007, 80th Leg., R.S., Ch. 921 (H.B. 3167), Sec. 9.0591(a)(2), eff. September 1, 2007.|
TX Ins Code § 2055.006 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle E - Workers' Compensation Insurance|Chapter 2055 - Group Purchase of Workers' Compensation Insurance Coverage|Section 2055.006. Policy Rates

Sec. 2055.006.  POLICY RATES.  Rates for policies purchased under this chapter must be computed using manual rules and rates.  The department shall determine any experience rating factor that must be applied to those policies as provided by the commissioner by rule.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 17, eff. April 1, 2007.Redesignated from Labor Code, Section 406A.006 by Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 3B.0591(a)(2), eff. September 1, 2007.Redesignated from Labor Code, Section 406A.006 by Acts 2007, 80th Leg., R.S., Ch. 921 (H.B. 3167), Sec. 9.0591(a)(2), eff. September 1, 2007.|