reglab/housing_qa huggingface dataset:
RI Gen L § 27-48-6 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-48 - Business Transacted with Producer Controlled Property/Casualty Insurer Act|Section 27-48-6 - Penalties.

§ 27-48-6. Penalties.(a) (1) If the director believes that the controlling producer or any other person has not materially complied with this chapter, or any regulation or order promulgated pursuant to this chapter, after notice and opportunity to be heard, the director may order the controlling producer to cease placing business with the controlled insurer; and(2) If it was found that because of the material noncompliance that the controlled insurer or any policyholder of the insurer has suffered any loss or damage, the director may maintain a civil action or intervene in an action brought by or on behalf of the insurer or policyholder for recovery of compensatory damages for the benefit of the insurer or policyholder or other appropriate relief.(b) If an order for liquidation or rehabilitation of the controlled insurer has been entered pursuant to chapter 14.3 of this title, and the receiver appointed under that order believes that the controlling producer or any other person has not materially complied with this chapter, or any regulation or order promulgated pursuant to this chapter, and the insurer suffered any loss or damage from the noncompliance, the receiver may maintain a civil action for recovery of damages or other appropriate sanctions for the benefit of the insurer.(c) Nothing contained in this section shall affect the right of the director to impose any other penalties provided for in the insurance law.(d) Nothing contained in this section is intended to or shall in any manner alter or affect the rights of policyholders, claimants, creditors, or other third parties.History of Section.P.L. 1992, ch. 445, § 9.
RI Gen L § 27-49-1 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-49 - Motor Vehicle Theft and Motor Vehicle Insurance Fraud Reporting - Immunity Act|Section 27-49-1 - Purpose.

§ 27-49-1. Purpose.The purpose of this chapter is to allow for the sharing of information as to motor vehicle theft and/or motor vehicle insurance fraud between automobile insurers and certain governmental agencies. This chapter allows the governmental agencies to request and receive from the insurers information relating to motor vehicle theft or motor vehicle insurance fraud losses; provide for insurers to notify these agencies of motor vehicle theft and insurance fraud; and to provide for immunity to the insurers providing this information, and protecting the confidentiality of the information exchanged or released pursuant to this chapter.History of Section.P.L. 1992, ch. 274, § 1; P.L. 1998, ch. 441, § 24.
RI Gen L § 27-49-2 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-49 - Motor Vehicle Theft and Motor Vehicle Insurance Fraud Reporting - Immunity Act|Section 27-49-2 - Definitions.

§ 27-49-2. Definitions.(a) "Authorized governmental agency" includes:(1) The office of the attorney general;(2) The state police;(3) Any police or fire department of a municipality;(4) The U.S. Attorney's office for the state of Rhode Island;(5) Any duly constituted criminal investigative department or agency, including the Federal Bureau of Investigation of the United States;(6) Any solicitor or prosecuting attorney for a municipality;(7) The director of the insurance division;(8) The administrator of the division of motor vehicles; and(9) The office of automobile theft and insurance fraud established by § 31-50-1.(b) "Insured" means a person, corporation, or other entity for which automobile insurance coverage is provided by an insurer.(c) "Insurer" means any domestic insurer or foreign insurer, licensed to provide automobile insurance coverage pursuant to the provisions of this title, or otherwise liable for any loss due to motor vehicle theft or motor vehicle insurance fraud.(d) "Relevant" means having a tendency to make the existence of any fact that is of consequence to the investigation or determination of the issue more probable or less probable than it would be without the information.History of Section.P.L. 1992, ch. 274, § 1; P.L. 1993, ch. 228, § 1; P.L. 1994, ch. 86, § 5.
RI Gen L § 27-49-3 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-49 - Motor Vehicle Theft and Motor Vehicle Insurance Fraud Reporting - Immunity Act|Section 27-49-3 - Disclosure of information.

§ 27-49-3. Disclosure of information.(a) Upon written request to an insurer by an authorized governmental agency, an insurer or agent authorized by an insurer to act on its behalf shall release to the requesting authorized governmental agency any or all relevant information, which is deemed important to the authorized governmental agency and which the insurer may possess relating to any specific motor vehicle theft or motor vehicle insurance fraud. Relevant information may include, but is not limited to:(1) Insurance policy information relevant to the motor vehicle theft or motor vehicle insurance fraud under investigation, including any application for the policy;(2) Policy premium payment records, which are available;(3) History of previous claims made by the insured; and(4) Information relating to the investigation of the motor vehicle theft or motor vehicle insurance fraud, including statements of any person, proofs of loss, and notice of loss.(b) When an insurer knows the identity of a person, or possesses information tending to establish the identity of a person, whom it has reason to believe committed a criminal or fraudulent act relating to a motor vehicle theft or motor vehicle insurance claim, or has knowledge of a criminal or fraudulent act which is reasonably believed not to have been reported to an authorized governmental agency, then for the purpose of notification and investigation, the insurer or an agent authorized by an insurer to act on its behalf shall notify an authorized governmental agency of the knowledge or information and provide any additional information in accordance with subsection (a). For the purpose of this chapter, when an insurer provides any of the authorized governmental agencies with notice pursuant to this section it shall be deemed sufficient notice to all authorized governmental agencies. Nothing in this subsection shall abrogate or impair the rights or powers created under subsection (a) of this section.(c) The authorized governmental agency provided with information pursuant to subsection (a) or (b) of this section may release or provide the information to any other authorized governmental agencies.(d) Any insurer providing information to an authorized governmental agency pursuant to this section shall have the right to request and receive relevant information from the authorized governmental agency, and receive within a reasonable time, not to exceed thirty (30) days, the requested information.History of Section.P.L. 1992, ch. 274, § 1.
RI Gen L § 27-49-4 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-49 - Motor Vehicle Theft and Motor Vehicle Insurance Fraud Reporting - Immunity Act|Section 27-49-4 - Evidence and confidentiality.

§ 27-49-4. Evidence and confidentiality.Any information furnished pursuant to this chapter shall be privileged and not a part of any public record. Except as otherwise provided by law, any authorized governmental agency, insurer, or an agent authorized by an insurer to act on its behalf which receives any information furnished pursuant to this chapter, shall not release the information to public inspection. The evidence or information shall not be subject to subpoena duces tecum in a civil or criminal proceeding, unless, after reasonable notice to any insurer, agent authorized by an insurer to act on its behalf, and authorized governmental agency which has an interest in the information and a subsequent hearing, the court determines that the public interest and any ongoing investigation by the authorized governmental agency, insurer, or an agent authorized by an insurer to act on its behalf will not be jeopardized by compliance with the subpoena or subpoena duces tecum.History of Section.P.L. 1992, ch. 274, § 1.
RI Gen L § 27-49-5 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-49 - Motor Vehicle Theft and Motor Vehicle Insurance Fraud Reporting - Immunity Act|Section 27-49-5 - Immunity.

§ 27-49-5. Immunity.No insurer, or agent authorized by an insurer to act on its behalf, authorized governmental agency or its respective employees shall be subject to any civil or criminal liability in a cause of action of any kind for releasing or receiving any factually accurate information pursuant to § 27-49-3 or § 27-49-4. Nothing in this chapter is intended to or does in any way or manner abrogate or lessen the common and statutory law, privileges and immunities of an insurer, agent authorized by an insurer to act on its behalf, or authorized governmental agency or any of their respective employees.History of Section.P.L. 1992, ch. 274, § 1.
RI Gen L § 27-49-5.1 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-49 - Motor Vehicle Theft and Motor Vehicle Insurance Fraud Reporting - Immunity Act|Section 27-49-5.1 - Insurer disclosure - Qualified immunity.

§ 27-49-5.1. Insurer disclosure — Qualified immunity.(a) An insurer and an agent authorized to act on its behalf, upon written request, may provide to another insurer or insurance industry related organization whose purpose it is to investigate or assist in the prosecution of motor vehicle insurance fraud any and all relevant factually accurate information which the insurer may possess as to any motor vehicle claim or other information which may relate to whether a motor vehicle theft or motor vehicle insurance fraud has occurred.(b) No insurer, organization or agent authorized to act under subsection (a) of this section shall be subjected to any civil or criminal liability in any cause of action of any kind for releasing or receiving any relevant factually accurate information pursuant to subsection (a) of this section if it acts in good faith and with due care solely for the purpose of facilitating the discovery and prosecution of the theft or fraud.History of Section.P.L. 1993, ch. 228, § 2.
RI Gen L § 27-49-6 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-49 - Motor Vehicle Theft and Motor Vehicle Insurance Fraud Reporting - Immunity Act|Section 27-49-6 - Severability.

§ 27-49-6. Severability.If any clause, sentence, paragraph, section, or part of this chapter or its application to any person or circumstances, shall, for any reason, be adjudged by any court of competent jurisdiction to be invalid, that judgment shall not affect, impair, or invalidate the remainder of this chapter, and the application of this chapter to other persons or circumstances, but shall be confined in its operation to the clause, sentence, paragraph, section, or part of it directly involved in the controversy in which the judgment shall have been rendered and to the person or circumstances involved.History of Section.P.L. 1992, ch. 274, § 1.
RI Gen L § 27-50-1 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-50 - Small Employer Health Insurance Availability Act|Section 27-50-1 - Short title.

§ 27-50-1. Short title.This chapter shall be known and may be cited as the "Small Employer Health Insurance Availability Act".History of Section.P.L. 2000, ch. 200, § 9; P.L. 2000, ch. 229, § 10.
RI Gen L § 27-50-2 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-50 - Small Employer Health Insurance Availability Act|Section 27-50-2 - Purpose.

§ 27-50-2. Purpose.(a) The purpose and intent of this chapter are to enhance the availability of health insurance coverage to small employers regardless of their health status or claims experience, to prevent abusive rating practices, to prevent segmentation of the health insurance market based upon health risk, to spread health insurance risk more broadly, to require disclosure of rating practices to purchasers, to establish rules regarding renewability of coverage, to limit the use of preexisting condition exclusions, to provide for development of "economy", "standard" and "basic" health benefit plans to be offered to all small employers, and to improve the overall fairness and efficiency of the small group health insurance market.(b) This chapter is not intended to provide a comprehensive solution to the problem of affordability of health care or health insurance.History of Section.P.L. 2000, ch. 200, § 9; P.L. 2000, ch. 229, § 10.
RI Gen L § 27-50-4 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-50 - Small Employer Health Insurance Availability Act|Section 27-50-4 - Applicability and scope.

§ 27-50-4. Applicability and scope.(a) This chapter applies to any health benefit plan that provides coverage to the employees of a small employer in this state, whether issued directly by a carrier or through a trust, association, or other intermediary, and regardless of issuance or delivery of the policy, if any of the following conditions are met:(1) Any portion of the premium or benefits is paid by or on behalf of the small employer;(2) An eligible employee or dependent is reimbursed, whether through wage adjustments or otherwise, by or on behalf of the small employer for any portion of the premium;(3) The health benefit plan is treated by the employer or any of the eligible employees or dependents as part of a plan or program for the purposes of Section 162, Section 125, or Section 106 of the United States Internal Revenue Code, 26 U.S.C. § 162, 125, or 106; or(4) The health benefit plan is marketed to individual employees through an employer.(b) (1) Except as provided in subdivision (2) of this subsection, for the purposes of this chapter, carriers that are affiliated companies or that are eligible to file a consolidated tax return shall be treated as one carrier and any restrictions or limitations imposed by this chapter shall apply as if all health benefit plans delivered or issued for delivery to small employers in this state by the affiliated carriers were issued by one carrier.(2) An affiliated carrier that is a health maintenance organization having a license under chapter 41 of this title or a health maintenance organization as defined in chapter 62 of title 42 may be considered to be a separate carrier for the purposes of this chapter.(3) Unless otherwise authorized by the director, a small employer carrier shall not enter into one or more ceding arrangements with respect to health benefit plans delivered or issued for delivery to small employers in this state if those arrangements would result in less than fifty percent (50%) of the insurance obligation or risk for the health benefit plans being retained by the ceding carrier. The department of business regulation's statutory provisions under this title shall apply if a small employer carrier cedes or assumes all of the insurance obligation or risk with respect to one or more health benefit plans delivered or issued for delivery to small employers in this state.History of Section.P.L. 2000, ch. 200, § 9; P.L. 2000, ch. 229, § 10; P.L. 2007, ch. 164, § 1.
RI Gen L § 27-50-8 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-50 - Small Employer Health Insurance Availability Act|Section 27-50-8 - Certification of creditable coverage.

§ 27-50-8. Certification of creditable coverage.(a) Small employer carriers shall provide written certification of creditable coverage to individuals in accordance with subsection (b) of this section.(b) The certification of creditable coverage shall be provided:(1) At the time an individual ceases to be covered under the health benefit plan or otherwise becomes covered under a COBRA continuation provision;(2) In the case of an individual who becomes covered under a COBRA continuation provision, at the time the individual ceases to be covered under that provision; and(3) At the time a request is made on behalf of an individual if the request is made not later than twenty-four (24) months after the date of cessation of coverage described in subdivision (1) or (2) of this subsection, whichever is later.(c) Small employer carriers may provide the certification of creditable coverage required under subdivision (b)(1) of this section at a time consistent with notices required under any applicable COBRA continuation provision.(d) The certificate of creditable coverage required to be provided pursuant to subsection (a) shall contain:(1) Written certification of the period of creditable coverage of the individual under the health benefit plan and the coverage, if any, under the applicable COBRA continuation provision; and(2) The waiting period, if any, and, if applicable, affiliation period imposed with respect to the individual for any coverage under the health benefit plan.(e) To the extent medical care under a group health plan consists of group health insurance coverage, the plan is deemed to have satisfied the certification requirement under subsection (a) of this section if the carrier offering the coverage provides for certification in accordance with subsection (b) of this section.(f) (1) If an individual enrolls in a group health plan that uses the alternative method of counting creditable coverage pursuant to § 27-50-7(c)(3) of this act and the individual provides a certificate of coverage that was provided to the individual pursuant to subsection (b) of this section, on request of the group health plan, the entity that issued the certification to the individual promptly shall disclose to the group health plan information on the classes and categories of health benefits available under the entity's health benefit plan.(2) The entity providing the information pursuant to subdivision (1) of this subsection may charge the requesting group health plan the reasonable cost of disclosing the information.History of Section.P.L. 2000, ch. 200, § 9; P.L. 2000, ch. 229, § 10.
RI Gen L § 27-50-9 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-50 - Small Employer Health Insurance Availability Act|Section 27-50-9 - Periodic market evaluation.

§ 27-50-9. Periodic market evaluation.Within three (3) months after March 31, 2002, and every thirty-six (36) months after this, the director shall obtain an independent actuarial study and report. The director shall assess a fee to the health plans to commission the report. The report shall analyze the effectiveness of the chapter in promoting rate stability, product availability, and coverage affordability. The report may contain recommendations for actions to improve the overall effectiveness, efficiency, and fairness of the small group health insurance marketplace. The report shall address whether carriers and producers are fairly actively marketing or issuing health benefit plans to small employers in fulfillment of the purposes of the chapter. The report may contain recommendations for market conduct or other regulatory standards or action.History of Section.P.L. 2000, ch. 200, § 9; P.L. 2000, ch. 229, § 10; P.L. 2003, ch. 120, § 1; P.L. 2003, ch. 286, § 1.
RI Gen L § 27-50-11 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-50 - Small Employer Health Insurance Availability Act|Section 27-50-11 - Administrative procedures.

§ 27-50-11. Administrative procedures.The director shall issue regulations in accordance with chapter 35 of this title for the implementation and administration of the Small Employer Health Insurance Availability Act.History of Section.P.L. 2000, ch. 200, § 9; P.L. 2000, ch. 229, § 10.
RI Gen L § 27-50-12.1 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-50 - Small Employer Health Insurance Availability Act|Section 27-50-12.1 - Renewal rating.

§ 27-50-12.1. Renewal rating.To ensure ease of understanding of renewal rate calculation and related information, the health insurance commissioner may, by regulation, prescribe the presentation formats for delivery of renewal rates to small employers.History of Section.P.L. 2006, ch. 258, § 3; P.L. 2006, ch. 296, § 3.
RI Gen L § 27-50-13 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-50 - Small Employer Health Insurance Availability Act|Section 27-50-13 - Repealed.

§ 27-50-13. Repealed.
RI Gen L § 27-50-14 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-50 - Small Employer Health Insurance Availability Act|Section 27-50-14 - Severability.

§ 27-50-14. Severability.If any provision of this chapter or the application of any provision to any person or circumstances is for any reason held invalid, the remainder of the chapter and the application of its provisions to other persons or circumstances shall not be affected by that invalidity.History of Section.P.L. 2000, ch. 200, § 9; P.L. 2000, ch. 229, § 10.
RI Gen L § 27-50-15 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-50 - Small Employer Health Insurance Availability Act|Section 27-50-15 - Restoration of terminated coverage.

§ 27-50-15. Restoration of terminated coverage.The director may promulgate regulations to require small employer carriers, as a condition of transacting business with small employers in this state after July 13, 2000, to reissue a health benefit plan to any small employer whose health benefit plan has been terminated or not renewed by the carrier on or after July 1, 2000. The director may prescribe any terms for the reissue of coverage that the director finds are reasonable and necessary to provide continuity of coverage to small employers.History of Section.P.L. 1992, ch. 437, § 1.
RI Gen L § 27-50-16 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-50 - Small Employer Health Insurance Availability Act|Section 27-50-16 - Risk adjustment mechanism.

§ 27-50-16. Risk adjustment mechanism.The director may establish a payment mechanism to adjust for the amount of risk covered by each small employer carrier. The director may appoint an advisory committee composed of individuals that have risk adjustment and actuarial expertise to help establish the risk adjusters.History of Section.P.L. 2000, ch. 200, § 9; P.L. 2000, ch. 229, § 10.
RI Gen L § 27-51-1 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-51 - Managing General Agents Act|Section 27-51-1 - Short title.

§ 27-51-1. Short title.This chapter may be known as the "Managing General Agents Act".History of Section.P.L. 1992, ch. 445, § 1; P.L. 1996, ch. 188, § 19; P.L. 2002, ch. 292, § 91.