reglab/housing_qa huggingface dataset:
MI Comp L § 500.2248 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-22 - Chapter 22 the Insurance Contract (500.2204...500.2266)|Section 500.2248 - Automobile Insurance; Delivery of Policy to Insured.

500.2248 Automobile insurance; delivery of policy to insured.Sec. 2248.  (1) A policy of insurance against fire, theft, property damage, collision, or liability in connection with automobile coverage shall not be issued unless the policy, or an exact copy of the policy, is delivered to the insured.  (2) For purposes of this section, a personal automobile insurance policy and endorsements that do not contain personally identifiable information may be delivered by mailing, delivery, or posting on the insurer's internet website. If the insurer elects to post an insurance policy and endorsements on its internet website in lieu of mailing or delivering them to the named insured, the insurer shall comply with all of the following conditions:  (a) The policy and endorsements are easily accessible and remain easily accessible for as long as the policy is in force.  (b) After the expiration of the policy, the insurer archives the policy and endorsements and makes them available on request at no charge or for a reasonable charge.  (c) The policy and endorsements are posted in a manner that enables the insured to print and save the policy and endorsements using programs or applications that are widely available on the internet and free to use.  (d) The insurer provides notice to the named insured with each declarations page of a method by which an insured may obtain, on request and without charge, a paper or electronic copy of the policy or endorsements.  (e) On each declarations page issued to an insured, the insurer clearly identifies the exact policy and endorsement forms purchased by the insured.  (f) The insurer provides notice, in the manner by which it customarily communicates with a named insured, of any of the changes to the forms or endorsements and the insured's right to obtain, on request and without charge, a paper copy of the forms or endorsements. History: 1956, Act 218, Eff. Jan. 1, 1957 ;-- Am. 2012, Act 454, Imd. Eff. Dec. 27, 2012 Popular Name: Act 218
MI Comp L § 500.2250 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-22 - Chapter 22 the Insurance Contract (500.2204...500.2266)|Section 500.2250 - Binders or Other Contracts for Temporary Insurance; Applicability.

500.2250 Binders or other contracts for temporary insurance; applicability. Sec. 2250.  Binders or other contracts for temporary insurance shall be considered to include all of the terms and conditions of the policy for which application is made. This section does not apply to a life insurance policy. History: Add. 1990, Act 305, Imd. Eff. Dec. 14, 1990 ;-- Am. 1991, Act 106, Imd. Eff. Oct. 3, 1991 Popular Name: Act 218
MI Comp L § 500.2254 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-22 - Chapter 22 the Insurance Contract (500.2204...500.2266)|Section 500.2254 - Action Against Domestic Insurer by Member or Beneficiary; Conditions.

500.2254 Action against domestic insurer by member or beneficiary; conditions. Sec. 2254.  Suits at law may be prosecuted and maintained by any member against a domestic insurance corporation for claims which may have accrued if payments are withheld more than 60 days after such claims shall have become due. No article, bylaw, resolution or policy provision adopted by any life, disability, surety, or casualty insurance company doing business in this state prohibiting a member or beneficiary from commencing and maintaining suits at law or in equity against such company shall be valid and no such article, bylaw, provision or resolution shall hereafter be a bar to any suit in any court in this state: Provided, however, That any reasonable remedy for adjudicating claims established by such company or companies shall first be exhausted by the claimant before commencing suit: Provided further, however, That the company shall finally pass upon any claim submitted to it within a period of 6 months from and after final proofs of loss or death shall have been furnished any such company by the claimant. History: 1956, Act 218, Eff. Jan. 1, 1957 Popular Name: Act 218
MI Comp L § 500.2260 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-22 - Chapter 22 the Insurance Contract (500.2204...500.2266)|Section 500.2260 - Life or Disability Insurance; Acts Not Constituting Waiver of Defenses.

500.2260 Life or disability insurance; acts not constituting waiver of defenses. Sec. 2260.  The acknowledgement by any insurer of the receipt of notice given under any life or disability insurance policy or the furnishing of forms for filing proofs of loss, or the acceptance of such proofs, or the investigation of any claim thereunder shall not operate as a waiver of any of the rights of the insurer in defense of any claim arising under such policy. History: 1956, Act 218, Eff. Jan. 1, 1957 Popular Name: Act 218
MI Comp L § 500.2264 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-22 - Chapter 22 the Insurance Contract (500.2204...500.2266)|Section 500.2264 - Termination of Dependent Coverage at Specified Age; Exception.

500.2264 Termination of dependent coverage at specified age; exception.Sec. 2264.  Any contract or insurance policy delivered on or after July 12, 1966 in this state providing for hospital care or reimbursement for the care of the policyholders and dependents that provides for termination of dependent coverage at a specified age does not apply to an unmarried child of the policyholder who is incapable of self-support due to developmental disability or physical disability, and who is dependent upon the policyholder for support and maintenance, if the policyholder submits satisfactory proof of the dependent's incapacity to the insurance carrier not later than 31 days after the attainment of the age limit by the dependent child. History: Add. 1966, Act 274, Imd. Eff. July 12, 1966 ;-- Am. 1998, Act 26, Imd. Eff. Mar. 12, 1998 ;-- Am. 2014, Act 67, Imd. Eff. Mar. 28, 2014 Popular Name: Act 218
MI Comp L § 500.2264a (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-22 - Chapter 22 the Insurance Contract (500.2204...500.2266)|Section 500.2264a - Hospital or Medical Care Coverage or Reimbursement for Children Who Are Full-Time or Part-Time Students and Take Leave of Absence.

500.2264a Hospital or medical care coverage or reimbursement for children who are full-time or part-time students and take leave of absence.Sec. 2264a.  (1) Any policy or certificate delivered, issued for delivery, or renewed in this state that provides for hospital or medical care coverage or reimbursement for hospital or medical care for dependent children who are full-time or part-time students shall continue coverage for that dependent student if the dependent student is covered under that policy or certificate and takes a leave of absence from school due to illness or injury. Coverage under this section shall continue for 12 months from the last day of attendance in school or until the dependent reaches the age at which coverage would otherwise terminate, whichever period is shorter.  (2) To qualify for coverage under this section, the dependent student's attending physician shall certify in writing to the dependent's insurer or health maintenance organization that it is medically necessary for the dependent student to take a leave of absence from school.  (3) Coverage under this section shall be provided at the same rate as that charged for dependent student status.  (4) A dependent child must continue to meet all other eligibility requirements for dependent coverage in the policy or certificate if the dependent child takes a leave of absence from school due to illness or injury. History: Add. 2006, Act 537, Eff. Jan. 1, 2007 Compiler's Notes: Former MCL 500.2265a, which pertained to medicare supplemental policies, was repealed by Act 84 of 1992, Imd. Eff. June 2, 1992.Popular Name: Act 218
MI Comp L § 500.2265-500.2290 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-22 - Chapter 22 the Insurance Contract (500.2204...500.2266)|Section 500.2265-500.2290 - Repealed. 1992, Act 84, Imd. Eff. June 2, 1992.

500.2265-500.2290 Repealed. 1992, Act 84, Imd. Eff. June 2, 1992. Compiler's Notes: The repealed sections pertained to medicare supplemental policies and long-term care coverage.Popular Name: Act 218
MI Comp L § 500.2270 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-22A - Chapter 22a (500.2270...500.2277)|Section 500.2270 - Definitions.

500.2270 Definitions.Sec. 2270.  As used in this chapter:  (a) "Certificate of insurance" means a document, regardless of how titled or described, that is prepared by an insurer or insurance producer that is a statement or summary of an insured's property or casualty insurance coverage. Certificate of insurance does not include a policy of insurance, insurance binder, or policy endorsement.  (b) "Director" means the director of the department of insurance and financial services.  (c) "Insurance" means any of the lines of authority in chapter 6.  (d) "Insurance producer" means that term as defined in section 1201. History: Add. 2014, Act 271, Imd. Eff. July 2, 2014 Popular Name: Act 218
MI Comp L § 500.2271 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-22A - Chapter 22a (500.2270...500.2277)|Section 500.2271 - Certificate of Insurance; Prohibitions.

500.2271 Certificate of insurance; prohibitions.Sec. 2271.  A person shall not do any of the following:  (a) Issue or deliver a certificate of insurance that purports to affirmatively or negatively alter, amend, or extend the coverage provided by an insurance policy referenced in the certificate of insurance.  (b) Prepare or issue a certificate of insurance that contains any false or misleading information concerning an insurance policy referenced in the certificate of insurance.  (c) Demand or require the issuance of a certificate of insurance from an insurer, insurance producer, or policyholder that contains any false or misleading information concerning an insurance policy referenced in the certificate of insurance. History: Add. 2014, Act 271, Imd. Eff. July 2, 2014 Popular Name: Act 218
MI Comp L § 500.2273 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-22A - Chapter 22a (500.2270...500.2277)|Section 500.2273 - Certificate of Insurance; Representation.

500.2273 Certificate of insurance; representation.Sec. 2273.  Except as otherwise provided in an insurance policy, a certificate of insurance does not represent an insurer's obligation to give notice of cancellation or nonrenewal to a person. History: Add. 2014, Act 271, Imd. Eff. July 2, 2014 Popular Name: Act 218
MI Comp L § 500.2275 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-22A - Chapter 22a (500.2270...500.2277)|Section 500.2275 - Notice of Cancellation, Nonrenewal, and Similar Notice; Limitation.

500.2275 Notice of cancellation, nonrenewal, and similar notice; limitation.Sec. 2275.  A person is entitled to notice of cancellation, nonrenewal, and any similar notice concerning a policy of insurance only if the person has notice rights under the terms of a policy of insurance or an endorsement to a policy of insurance. The terms and conditions of a notice described in this section are governed by the policy of insurance or endorsement. A certificate of insurance does not alter the terms and conditions of the notice. History: Add. 2014, Act 271, Imd. Eff. July 2, 2014 Popular Name: Act 218
MI Comp L § 500.2277 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-22A - Chapter 22a (500.2270...500.2277)|Section 500.2277 - Violation; Findings and Decision of Director; Order.

500.2277 Violation; findings and decision of director; order.Sec. 2277.  If the director finds that a person has violated this chapter, after an opportunity for a hearing under the administrative procedures act of 1969, 1969 PA 306, MCL 24.201 to 24.328, the director shall reduce the findings and decision to writing and shall issue and cause to be served upon the person charged with the violation a copy of the findings and an order requiring the person to cease and desist from the violation. In addition, the director may order any of the following:  (a) Payment of a civil fine of not more than $500.00 for each violation. However, if the person knew or reasonably should have known that he or she was in violation of this chapter, the director may order the payment of a civil fine of not more than $2,500.00 for each violation. An order of the director under this section shall not require the payment of civil fines exceeding $25,000.00. A fine collected under this subdivision shall be turned over to the state treasurer and credited to the general fund of this state.  (b) The director may apply to the circuit court of Ingham county for an order of the court enjoining a violation of this chapter. History: Add. 2014, Act 271, Imd. Eff. July 2, 2014 Popular Name: Act 218
MI Comp L § 500.2301 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-23 - Chapter 23 Worker's Compensation Insurance Rates (500.2301...500.2352)|Section 500.2301 - Participation in Facility by Insurers Required; Purposes.

500.2301 Participation in facility by insurers required; purposes. Sec. 2301.  Each insurer authorized to write worker's compensation insurance in this state shall participate in the Michigan worker's compensation placement facility for the purpose of doing all of the following:  (a) Providing worker's compensation insurance to any person who is unable to procure the insurance through ordinary methods.  (b) Preserving to the public the benefits of price competition by encouraging maximum use of the normal private insurance system. History: Add. 1982, Act 8, Eff. Jan. 1, 1983 ;-- Am. 1993, Act 200, Eff. Dec. 28, 1994 Compiler's Notes: Section 3 of Act 200 of 1993 provides as follows:“Section 3. This amendatory act shall not take effect unless the state administrative board certifies in writing to the secretary of state by December 31, 1994 that an agreement for the transfer of all or substantially all of the assets and the assumption of all or substantially all of the liabilities of the state accident fund has been consummated with a permitted transferee pursuant to the requirements of section 701a of the worker's disability compensation act of 1969, Act No. 317 of the Public Acts of 1969, being section 418.701a of the Michigan Compiled Laws.”Popular Name: Act 218
MI Comp L § 500.2303 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-23 - Chapter 23 Worker's Compensation Insurance Rates (500.2301...500.2352)|Section 500.2303 - Definitions.

500.2303 Definitions. Sec. 2303.  As used in this chapter:   (a) "Facility" means the Michigan worker's compensation placement facility created under this chapter.  (b) "Participating member" means an insurer who is a member of the facility and who in any given calendar year has a participation ratio greater than zero in the facility for that year.  (c) "Participation ratio" means the ratio of the participating member's voluntary Michigan worker's compensation premiums to the comparable statewide totals of all participating members.  (d) "Worker's compensation insurance" means insurance which provides any of the following:   (i) Security required pursuant to the worker's disability compensation act of 1969, Act No. 317 of the Public Acts of 1969, as amended, being sections 418.101 to 418.941 of the Michigan Compiled Laws.  (ii) Security required pursuant to the United States longshoreman's and harbor worker's compensation act.  (iii) Coverage customarily known as employer's liability insurance, when contained in or endorsed to a policy providing the security in subparagraph (i) or (ii).  History: Add. 1982, Act 8, Eff. Jan. 1, 1983 ;-- Am. 1993, Act 200, Eff. Dec. 28, 1994 Compiler's Notes: Section 3 of Act 200 of 1993 provides as follows:“Section 3. This amendatory act shall not take effect unless the state administrative board certifies in writing to the secretary of state by December 31, 1994 that an agreement for the transfer of all or substantially all of the assets and the assumption of all or substantially all of the liabilities of the state accident fund has been consummated with a permitted transferee pursuant to the requirements of section 701a of the worker's disability compensation act of 1969, Act No. 317 of the Public Acts of 1969, being section 418.701a of the Michigan Compiled Laws.”Popular Name: Act 218
MI Comp L § 500.2310 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-23 - Chapter 23 Worker's Compensation Insurance Rates (500.2301...500.2352)|Section 500.2310 - Facility; Operation; Board of Governors; Appointment, Terms, and Qualifications of Members.

500.2310 Facility; operation; board of governors; appointment, terms, and qualifications of members. Sec. 2310.  The facility shall operate subject to the supervision of a board of governors appointed by the commissioner. The members of the board of governors shall serve for terms of 2 years. The board shall consist of 5 participating members, 2 worker's compensation insurance policyholders, 1 licensed agent, and 1 member representing the general public. History: Add. 1982, Act 8, Eff. Jan. 1, 1983 Popular Name: Act 218
MI Comp L § 500.2318 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-23 - Chapter 23 Worker's Compensation Insurance Rates (500.2301...500.2352)|Section 500.2318 - Facility; Classification and Rating Systems; Determination and Use.

500.2318 Facility; classification and rating systems; determination and use. Sec. 2318.  (1) The classification and rating systems of the facility shall be determined by the designated advisory organization, subject to the requirements of this chapter and the approval of the commissioner.  (2) Every participating member designated to act on behalf of the facility shall be authorized to use the classification and rating systems of the facility on business placed through the facility and shall not use other rates for worker's compensation insurance placed through the facility. History: Add. 1982, Act 8, Eff. Jan. 1, 1983 Popular Name: Act 218
MI Comp L § 500.2320 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-23 - Chapter 23 Worker's Compensation Insurance Rates (500.2301...500.2352)|Section 500.2320 - Facility; Deferred Premium Payment Plans.

500.2320 Facility; deferred premium payment plans. Sec. 2320.  The facility shall provide for deferred premium payment plans which shall include sufficient advance payments at least equal to the pro rata earned premium at all times.  History: Add. 1982, Act 8, Eff. Jan. 1, 1983 Popular Name: Act 218
MI Comp L § 500.2322 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-23 - Chapter 23 Worker's Compensation Insurance Rates (500.2301...500.2352)|Section 500.2322 - Agent Authorized to Solicit, Negotiate, or Effect Worker's Compensation Insurance on Behalf of Facility or Participating Member; Rights and Duties.

500.2322 Agent authorized to solicit, negotiate, or effect worker's compensation insurance on behalf of facility or participating member; rights and duties. Sec. 2322.  Every agent who is authorized to solicit, negotiate, or effect worker's compensation insurance on behalf of the facility or on behalf of any participating member shall:   (a) Offer to place worker's compensation insurance through the facility for any applicant requesting the agent to do so.  (b) Be entitled to receive, and any participating member be entitled to pay, a commission for placing insurance through the facility at the uniform rates of commission as provided in the plan of operation. History: Add. 1982, Act 8, Eff. Jan. 1, 1983 Popular Name: Act 218
MI Comp L § 500.2350 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-23 - Chapter 23 Worker's Compensation Insurance Rates (500.2301...500.2352)|Section 500.2350 - Formal Hearing and Ruling by Facility Board of Governors; Request; Appeal; Commissioner's Order.

500.2350 Formal hearing and ruling by facility board of governors; request; appeal; commissioner's order. Sec. 2350.  (1) Any participating member, applicant, person, or business insured under a policy placed through the facility may request a formal hearing and ruling by the board of governors of the facility on any of the following:   (a) An alleged violation of the plan of operation.  (b) Any alleged improper act or ruling of the facility affecting an assessment, premium, or coverage furnished.  (2) Any formal ruling of the board of governors of the facility may be appealed to the commissioner by filing notice of appeal with the facility and the commissioner within 30 days after receipt of the written ruling.  (3) The commissioner shall issue an order either upholding the board of governors' ruling or reversing its ruling. History: Add. 1982, Act 8, Eff. Jan. 1, 1983 Popular Name: Act 218
MI Comp L § 500.2352 (2021)
2021 Michigan Compiled Laws|Chapter 500 - Insurance Code of 1956|Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)|218-1956-23 - Chapter 23 Worker's Compensation Insurance Rates (500.2301...500.2352)|Section 500.2352 - Determinations Made by Commissioner.

500.2352 Determinations made by commissioner.Sec. 2352.  Determinations made by the commissioner pursuant to this chapter shall be made independent of the credits provided to insurers pursuant to the former single business tax act, 1975 PA 288, or the Michigan business tax act, 2007 PA 36, MCL 208.1101 to 208.1601. History: Add. 1987, Act 261, Imd. Eff. Dec. 28, 1987 ;-- Am. 2007, Act 187, Imd. Eff. Dec. 21, 2007 Compiler's Notes: The reference to "1975 PA 288" evidently should read "1975 PA 228".Popular Name: Act 218