reglab/housing_qa huggingface dataset:
MA Gen L ch 175j § 7 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175j - Administrative Supervision and Hazardous Financial Conditions of Insurities|Section 7 - Judicial Review

Section 7. An insurer placed under administrative supervision by the commissioner may contest the order, or any part of such order, at any time during the supervision by requesting review of the order by the supreme judicial court for Suffolk county. The insurer must demonstrate that the action taken or proposed to be taken by the terms of the order will not result in improving the condition of the insurer, or result in the protection of the insureds or the public in general. Said supreme judicial court for Suffolk county shall review the action complained of in a closed hearing and render its decision at the earliest possible date thereafter. The court may stay the implementation of any such order of the commissioner, pending its review of such order. Notwithstanding the foregoing, filing of a petition for review of such order shall not automatically stay the implementation of the order, or any of its provisions. Review of such order by said supreme judicial court for Suffolk county shall not be considered initiation of judicial proceedings for the purpose of section six of chapter one hundred and seventy-five.
MA Gen L ch 175j § 8 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175j - Administrative Supervision and Hazardous Financial Conditions of Insurities|Section 8 - Rehabilitation or Liquidation Proceedings

Section 8. Nothing contained in this chapter shall preclude the commissioner from initiating judicial proceedings to place an insurer in rehabilitation or liquidation proceedings or other delinquency proceedings, however designated under the General Laws, regardless of whether the commissioner has previously initiated administrative supervision proceedings against the insurer.
MA Gen L ch 175j § 9 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175j - Administrative Supervision and Hazardous Financial Conditions of Insurities|Section 9 - Rules and Regulations

Section 9. The commissioner may, in accordance with the provisions of chapter thirty A, adopt and promulgate reasonable rules and regulations necessary for the implementation of this chapter.
MA Gen L ch 175j § 10 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175j - Administrative Supervision and Hazardous Financial Conditions of Insurities|Section 10 - Meetings of Commissioner and Supervisor

Section 10. Notwithstanding any other provision of the General Laws, the commissioner may meet with a supervisor appointed under subsection (A) of section four, and with the attorney or other representative of the supervisor, without the presence of any other person, at the time of any proceeding or during the pendency of any proceeding held under authority of this chapter to carry out the commissioner's duties under this chapter or for the supervisor to carry out the supervisor's duties under this chapter.
MA Gen L ch 175k § 2 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175k - Interstate Insurance Compact|Section 2 - Interstate Insurance Product Regulation Commission

Section 2. (a) The compacting states hereby create and establish a joint public agency known as the interstate insurance product regulation commission. Pursuant to section 3, the commission shall have the power to develop uniform standards for product lines, receive and provide prompt review of products filed therewith, and give approval to those product filings satisfying applicable uniform standards; but, it is not intended for the commission to be the exclusive entity for receipt and review of insurance product filings. Nothing herein shall prohibit an insurer from filing its product in a state wherein the insurer is licensed to conduct the business of insurance; and the filing shall be subject to the laws of the state where filed.  (b) The commission shall be a body corporate and politic, and an instrumentality of the compacting states.  (c) The commission is solely responsible for its liabilities except as otherwise specifically provided in this compact.  (d) Venue is proper and judicial proceedings by or against the commission shall be brought solely and exclusively in a court of competent jurisdiction where the principal office of the commission is located.
MA Gen L ch 175k § 5 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175k - Interstate Insurance Compact|Section 5 - Meetings; Voting

Section 5. (1) The commission shall meet and take actions consistent with this compact and the by-laws.  (2) Each member of the commission shall have the right and power to cast a vote to which that compacting state is entitled and to participate in the business and affairs of the commission. A member shall vote in person or by other means as provided in the by-laws. The by-laws may provide for members' participation in meetings by telephone or other means of communication.  (3) The commission shall meet at least once during each calendar year. Additional meetings shall be held as set forth in the by-laws.
MA Gen L ch 175k § 8 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175k - Interstate Insurance Compact|Section 8 - Dispute Resolution

Section 8. The commission shall attempt, upon the request of a member, to resolve any disputes or other issues that are subject to this compact and which may arise between 2 or more compacting states, or between compacting states and non-compacting states, and the commission shall promulgate an operating procedure providing for resolution of those disputes.
MA Gen L ch 175k § 9 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175k - Interstate Insurance Compact|Section 9 - Insurers and Third-Party Filers; Product Approval

Section 9. (1) Insurers and third-party filers seeking to have a product approved by the commission shall file the product with, and pay applicable filing fees to, the commission. Nothing in this chapter shall be construed to restrict or otherwise prevent an insurer from filing its product with the insurance department in any state wherein the insurer is licensed to conduct the business of insurance, and the filing shall be subject to the laws of the states where filed.  (2) The commission shall establish appropriate filing and review processes and procedures pursuant to commission rules and operating procedures. Notwithstanding any provision herein to the contrary, the commission shall promulgate rules to establish conditions and procedures under which the commission will provide public access to product filing information. In establishing the rules, the commission shall consider the interests of the public in having access to the information, as well as protection of personal medical and financial information and trade secrets, that may be contained in a product filing or supporting information.  (3) A product approved by the commission may be sold or otherwise issued in those compacting states for which the insurer is legally authorized to do business.
MA Gen L ch 175k § 10 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175k - Interstate Insurance Compact|Section 10 - Disapproval of Products; Review Panel; Modification or Withdrawal of Approval

Section 10. (1) Not later than 30 days after the commission has given notice of a disapproved product or advertisement filed with the commission, the insurer or third party filer whose filing was disapproved may appeal the determination to a review panel appointed by the commission. The commission shall promulgate rules to establish procedures for appointing the review panels and provide for notice and hearing. An allegation that the commission, in disapproving a product or advertisement filed with the commission, acted arbitrarily, capriciously, or in a manner that is an abuse of discretion or otherwise not in accordance with the law, shall be subject to judicial review in accordance with subsection 4 of section 2.  (2) The commission shall have authority to monitor, review and reconsider products and advertisement subsequent to their filing or approval upon a finding that the product does not meet the relevant uniform standard. Where appropriate, the commission may withdraw or modify its approval after proper notice and hearing, subject to the appeal process in subsection (1).
MA Gen L ch 175k § 11 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175k - Interstate Insurance Compact|Section 11 - Commission Funding; Financial Rules

Section 11. (1) The commission shall pay or provide for the payment of the reasonable expenses of its establishment and organization. To fund the cost of its initial operations, the commission may accept contributions and other forms of funding from the National Association of Insurance Commissioners, Compacting States and other sources. Contributions and other forms of funding from other sources shall be of such a nature that the independence of the commission concerning the performance of its duties shall not be compromised.  (2) The commission shall collect a filing fee from each insurer and third party filer filing a product with the commission to cover the cost of the operations and activities of the commission and its staff in a total amount sufficient to cover the commission's annual budget.  (3) The commission's budget for a fiscal year shall not be approved until it has been subject to notice and comment as set forth in section 6.  (4) The commission shall be exempt from all taxation in and by the compacting states.  (5) The commission shall not pledge the credit of any compacting state, except by and with the appropriate legal authority of that compacting state.  (6) The commission shall keep complete and accurate accounts of all its internal receipts, including grants and donations, and disbursements of all funds under its control. The internal financial accounts of the commission shall be subject to the accounting procedures established under its by-laws. The financial accounts and reports including the system of internal controls and procedures of the commission shall be audited annually by an independent certified public accountant. Upon the determination of the commission, but no less frequently than every 3 years, the review of the independent auditor shall include a management and performance audit of the commission. The commission shall make an annual report to the governor and legislature of the compacting states, which shall include a report of the independent audit. The commission's internal accounts shall not be confidential and may be shared with the commissioner of any compacting state upon request; but, any work papers related to an internal or independent audit and information regarding the privacy of individuals and insurers' proprietary information, including trade secrets, shall remain confidential.  (7) A compacting state shall not have a claim to or ownership of property held by or vested in the commission or to any commission funds held pursuant to this compact.
MA Gen L ch 175k § 12 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175k - Interstate Insurance Compact|Section 12 - Eligibility of Compacting States; Effectiveness of Compact; Amendments

Section 12. (1) A state is eligible to become a compacting state.  (2) The compact shall become effective and binding upon legislative enactment of the compact into law by 2 compacting states; but, the commission shall become effective for purposes of adopting uniform standards for, reviewing, and giving approval or disapproval of, products filed with the commission that satisfy applicable uniform standards only after 26 states are compacting states or, alternatively, by states representing greater than 40 per cent of the premium volume for life insurance, annuity, disability income and long-term care insurance products, based on records of the NAIC for the prior year. Thereafter, it shall become effective and binding as to any other compacting state upon enactment of the compact into law by that state.  (3) Amendments to the compact may be proposed by the commission for enactment by the compacting states. An amendment shall not become effective and binding upon the commission and the compacting states unless and until all compacting states enact the amendment into law.
MA Gen L ch 175k § 14 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175k - Interstate Insurance Compact|Section 14 - Severability

Section 14. (1) The provisions of this compact shall be severable; and if any phrase, clause, sentence or provision is considered unenforceable, the remaining provisions of the compact shall be enforceable.  (2) The provisions of this compact shall be liberally construed to effectuate its purposes.
MA Gen L ch 175k § 15 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175k - Interstate Insurance Compact|Section 15 - Enforcement of Other Laws of Compact States

Section 15. (1)(a) Nothing herein prevents the enforcement of any other law of a compacting state, except as provided in paragraph (b).  (b) For any product approved or certified to the commission, the rules, uniform standards and any other requirements of the commission shall constitute the exclusive provisions applicable to the content, approval and certification of the products. For advertisement that is subject to the commission's authority, any rule, uniform standard or other requirement of the commission which governs the content of the advertisement shall constitute the exclusive provision that a commissioner may apply to the content of the advertisement. Notwithstanding the foregoing, no action taken by the commission shall abrogate or restrict: (i) the access of any person to state courts; (ii) remedies available under state law related to breach of contract, tort, or other laws not specifically directed to the content of the product; (iii) state law relating to the construction of insurance contracts; or (iv) the authority of the attorney general of the state, including but not limited to maintaining any actions or proceedings, as authorized by law.  (c) All insurance products filed with individual states shall be subject to the laws of those states.  (2)(a) All lawful actions of the commission, including all rules and operating procedures promulgated by the commission, shall be binding upon the compacting states.  (b) All agreements between the commission and the compacting states shall be binding in accordance with their terms.  (c) Upon the request of a party to a conflict over the meaning or interpretation of commission actions, and upon a majority vote of the compacting states, the commission may issue advisory opinions regarding the meaning or interpretation in dispute.  In the event any provision of this compact exceeds the constitutional limits imposed on the legislature of any compacting state, the obligations, duties, powers or jurisdiction sought to be conferred by that provision upon the commission shall be ineffective as to that compacting state, and those obligations, duties, powers or jurisdiction shall remain in the compacting state and shall be exercised by the agency thereof to which those obligations, duties, powers or jurisdiction are delegated by law in effect at the time this compact becomes effective.
MA Gen L ch 175k § 16 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175k - Interstate Insurance Compact|Section 16 - Commissioner of Insurance Serving as Representative

Section 16. The commissioner of insurance for the commonwealth of Massachusetts shall serve as the representative of the commonwealth to the commission.
MA Gen L ch 175l § 1 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175l - Certificate of Insurance|Section 1 - Definitions

Section 1. As used in this chapter the following words shall have the following meanings, unless the context clearly requires otherwise:  ''Certificate of insurance'', a document or instrument, regardless of how titled or described, that is prepared or issued by an insurer or insurance producer as evidence of property or casualty insurance coverage. The term shall not include a policy of insurance, insurance binder, policy endorsement or automobile insurance identification or information card.  ''Commissioner'', the commissioner of insurance.  ''Insurance producer'', a person required to be licensed under the laws of the commonwealth to sell, solicit or negotiate property casualty insurance.  ''Insurer'', any organization that issues property or casualty insurance.  ''Person'', any individual, partnership, corporation, association or other legal entity, including any government, governmental subdivision or agency.
MA Gen L ch 175l § 2 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175l - Certificate of Insurance|Section 2 - Prohibitions for Use of Certificate Form; Limitations of Certificate

Section 2. (a) The commissioner shall prohibit the use of a certificate form if the form: (i) is unfair, misleading, deceptive or violates public policy; or (ii) violates any law or regulation.  (b) A certificate of insurance shall not be represented as nor construed to be a policy of insurance and may not affirmatively or negatively amend, extend or alter the coverage afforded by the policy to which the certificate of insurance makes reference. A certificate of insurance shall not confer to any person new or additional rights beyond what the referenced policy of insurance expressly provides.
MA Gen L ch 175l § 3 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175l - Certificate of Insurance|Section 3 - False or Misleading Information on Certificate

Section 3. (a) No person shall: (i) knowingly prepare, issue, request or require the issuance of a certificate of insurance that contains any false or misleading information concerning the policy of insurance to which the certificate of insurance makes reference; or (ii) prepare, issue, request or require the issuance of a certificate of insurance that purports to affirmatively or negatively alter, amend or extend the coverage provided by the policy of insurance to which the certificate of insurance makes reference.  (b) A certificate of insurance may not warrant that the policy of insurance referenced in the certificate comply with the insurance or indemnification requirements of a contract and the inclusion of a contract number or description within a certificate of insurance may not be interpreted as doing so.
MA Gen L ch 175l § 4 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175l - Certificate of Insurance|Section 4 - Notice of Cancellation, Nonrenewal or Material Change; Terms and Conditions Not to Be Altered by Certificate

Section 4. A person shall be entitled to notice of cancellation, nonrenewal or any material change and to any similar notice concerning a policy of insurance only if the person has such notice rights, under the terms of the policy of insurance or any endorsement to the policy. The terms and conditions of the notice shall be governed by the policy of insurance or endorsement and shall not be altered by a certificate of insurance.
MA Gen L ch 175l § 5 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175l - Certificate of Insurance|Section 5 - Application of Chapter; Certifications in Violation of Chapter Null and Void

Section 5. (a) This chapter shall apply to all certificates of insurance issued in connection with property, operations or risks located in the commonwealth regardless of where the policyholder, insurer, insurance producer or person requesting or requiring the issuance of a certificate of insurance is located.  (b) A certificate of insurance or any other document or correspondence prepared, issued, requested or required in violation of this chapter, as determined by the commissioner, shall be null and void.
MA Gen L ch 175l § 6 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XXII - Corporations|Chapter 175l - Certificate of Insurance|Section 6 - Investigation Into Prohibited Practices; Penalty

Section 6. (a) The commissioner shall examine and investigate the activities of any person that the commissioner reasonably believes has been or is engaged in an act or practice prohibited by this chapter.  (b) The commissioner shall enforce this chapter and may issue orders to cease and desist and impose fines of up to $500 per violation against any person who violates this chapter.  (c) The commissioner may promulgate rules and regulations as are necessary or proper to implement this chapter.