reglab/housing_qa huggingface dataset:
IN Code § 32-29-7-2 (2021)
2021 Indiana Code|Title 32. Property|Article 29. Mortgages|Chapter 7. Foreclosure ─ Redemption, Sale, Right to Retain Possession|32-29-7-2. "Economically Feasible"

Sec. 2. For the purposes of section 4(b) of this chapter, the sale of property by the sheriff through the services of an auctioneer is "economically feasible" if the court determines that:(1) a reasonable probability exists that, with the use of the services of an auctioneer, a valid and enforceable bid will be made at a foreclosure for a sale price equal to or greater than the amount of the judgment and the costs and expenses necessary to its satisfaction, including the costs of the auctioneer; and(2) the reasonable probability would not exist without the use of an auctioneer.[Pre-2002 Recodification Citation: 32-8-16-1.3 part.]As added by P.L.2-2002, SEC.14.
IN Code § 32-29-7-4 (2021)
2021 Indiana Code|Title 32. Property|Article 29. Mortgages|Chapter 7. Foreclosure ─ Redemption, Sale, Right to Retain Possession|32-29-7-4. Sheriff's Sale; Manner of Sale; Engagement of Auctioneer

Sec. 4. (a) A sheriff shall offer to sell and sell property on foreclosure in a manner that is reasonably likely to bring the highest net proceeds from the sale after deducting the expenses of the offer and sale.(b) Upon prior petition of the debtor or any creditor involved in the foreclosure proceedings, the court in its order of foreclosure shall order the property sold by the sheriff through the services of an auctioneer requested by the petitioner and approved by the court if:(1) the court determines that a sale is economically feasible; or(2) all the creditors in the proceedings agree to both that method of sale and the compensation to be paid the auctioneer.(c) The sheriff shall engage the auctioneer not later than fourteen (14) calendar days after the date of the order entered by the court under subsection (b). The auctioneer shall schedule the auction and conduct the auctioneer's activities as appropriate to bring the highest bid for the property on foreclosure. The advertising conducted by the auctioneer is in addition to any other notice required by law.(d) The auctioneer's fee must be a reasonable amount stated in the court's order. However, if the sale by use of an auctioneer has not been agreed to by the creditors in the proceedings and the sale price is less than the amount of the judgment and the costs and expenses necessary to the satisfaction of the judgment, the auctioneer is entitled only to the auctioneer's advertising expenses plus one hundred dollars ($100). The amount due the auctioneer on account of the auctioneer's expenses and fee, if any, shall be paid as a cost of the sale from its proceeds before the payment of any other payment from the sale.[Pre-2002 Recodification Citation: 32-8-16-1.3 part.]As added by P.L.2-2002, SEC.14. Amended by P.L.167-2005, SEC.1.
IN Code § 32-29-7-5 (2021)
2021 Indiana Code|Title 32. Property|Article 29. Mortgages|Chapter 7. Foreclosure ─ Redemption, Sale, Right to Retain Possession|32-29-7-5. Foreclosed Property; Waiver of Time Limitations; No Protection or Defense Against Deficiency Judgment

Sec. 5. (a) The owner of the real estate subject to the issuance of process under a judgment or decree of foreclosure may, with the consent of the judgment holder endorsed on the judgment or decree of foreclosure, file with the clerk of the court a waiver of the time limitations on issuance of process set out in section 3 of this chapter. If the owner files a waiver under this section, process shall issue immediately. The consideration for waiver, whether or not expressed by its terms, shall be the waiver and release by the judgment holder of any deficiency judgment against the owner.(b) This section is not intended to provide the owner of real estate subject to the issuance of process under a judgment or decree of foreclosure any protection or defense against a deficiency judgment for purposes of the borrower protections from liability that must be disclosed under 12 CFR 1026.38(p)(3) on the form required by 12 CFR 1026.38 ("Closing Disclosures" form under the Amendments to the 2013 Integrated Mortgage Disclosures Rule Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z) and the 2013 Loan Originator Rule Under the Truth in Lending Act (Regulation Z)).[Pre-2002 Recodification Citation: 32-8-16-1.5.]As added by P.L.2-2002, SEC.14. Amended by P.L.54-2016, SEC.4; P.L.73-2016, SEC.30.
IN Code § 32-29-7-6 (2021)
2021 Indiana Code|Title 32. Property|Article 29. Mortgages|Chapter 7. Foreclosure ─ Redemption, Sale, Right to Retain Possession|32-29-7-6. Location of Mortgaged Real Estate; Jurisdiction; Recordation

Sec. 6. (a) If the mortgaged real estate is located in more than one (1) county:(1) the court of any county the mortgaged real estate is located in has jurisdiction of an action for the foreclosure of the mortgage; and(2) all the real estate shall be sold in the county where the action is brought, unless the court orders otherwise.(b) A judgment and decree granted by a court or a judge in an action for the foreclosure of the mortgaged real estate shall be recorded in the lis pendens record kept in the office of the clerk of each county where the real estate is located, unless the judgment and decree is filed with the clerk in the county as provided in IC 33-32-3-2.[Pre-2002 Recodification Citation: 32-8-16-2.]As added by P.L.2-2002, SEC.14. Amended by P.L.98-2004, SEC.119.
IN Code § 32-29-7-7 (2021)
2021 Indiana Code|Title 32. Property|Article 29. Mortgages|Chapter 7. Foreclosure ─ Redemption, Sale, Right to Retain Possession|32-29-7-7. Redemption by Owner Before Sheriff's Sale

Sec. 7. Before the sale under this chapter, any owner or part owner of the real estate may redeem the real estate from the judgment by payment to the:(1) clerk before the issuance to the sheriff of the judgment and decree; or(2) sheriff after the issuance to the sheriff of the judgment and decree;of the amount of the judgment, interest, and costs for the payment or satisfaction of which the sale was ordered. If the owner or part owner redeems the real estate under this section, process for the sale of the real estate under judgment may not be issued or executed, and the officer receiving the redemption payment shall satisfy the judgment and vacate order of sale. However, if the real estate is redeemed by a part owner, the part owner shall have a lien on the shares of the other owners for their respective shares of the redemption money, with interest at the rate of eight percent (8%) per annum, plus the costs of redemption. The lien shall be of the same force and effect as the judgment lien redeemed by the part owner and shall be enforceable by appropriate legal proceedings.[Pre-2002 Recodification Citation: 32-8-16-3.]As added by P.L.2-2002, SEC.14.
IN Code § 32-29-7-8 (2021)
2021 Indiana Code|Title 32. Property|Article 29. Mortgages|Chapter 7. Foreclosure ─ Redemption, Sale, Right to Retain Possession|32-29-7-8. Sheriff's Sale; Manner of Sale

Sec. 8. In selling real estate under this chapter, the sheriff is not required to first offer the rents and profits of the real estate or separate portions or parcels of the real estate. The sheriff may offer for sale the whole body of the mortgaged real estate together with rents, issues, income, and profits of the real estate unless the court in its judgment and order of sale has otherwise ordered. If any part of the judgment, interest, or costs remains unsatisfied, the sheriff shall immediately levy the residue on the other property of the defendant.[Pre-2002 Recodification Citation: 32-8-16-4.]As added by P.L.2-2002, SEC.14.
IN Code § 32-29-7-8.5 (2021)
2021 Indiana Code|Title 32. Property|Article 29. Mortgages|Chapter 7. Foreclosure ─ Redemption, Sale, Right to Retain Possession|32-29-7-8.5. Requirements for Payment of Property Taxes and Related Costs Before Sheriff's Sale

Sec. 8.5. (a) Before the date of a sheriff's sale of property under section 3(c) of this chapter, the party that filed the praecipe for the sheriff's sale shall pay the following:(1) If a certificate of sale issued under IC 6-1.1-24 is outstanding:(A) the amount necessary for redemption of the property under IC 6-1.1-25; and(B) all delinquent property taxes, special assessments, penalties, and interest that:(i) are not covered by the redemption referred to in clause (A); and(ii) are due and owing on the property on the date of the sheriff's sale.(2) If subdivision (1) does not apply, all delinquent property taxes, sewer liens described in IC 36-9-23-32, special assessments, penalties, and interest that are due and owing on the property on the date of the sheriff's sale.(b) If the payments required under subsection (a) are not made in full by the date of the sale, the sheriff:(1) shall cancel the sheriff's sale; and(2) may conduct the sheriff's sale only:(A) upon evidence that the payments required under subsection (a) have been made in full; and(B) after a subsequent praecipe is filed, costs are paid, and the sheriff's sale is advertised under this chapter.As added by P.L.73-2010, SEC.8. Amended by P.L.144-2013, SEC.1.
IN Code § 32-29-7-9 (2021)
2021 Indiana Code|Title 32. Property|Article 29. Mortgages|Chapter 7. Foreclosure ─ Redemption, Sale, Right to Retain Possession|32-29-7-9. Sheriff Prohibited From Purchasing Real Estate at Sheriff's Sale; Default of Purchaser

Sec. 9. (a) A sheriff or an agent of the sheriff making a foreclosure sale under this chapter may not directly or indirectly purchase property sold by the sheriff or the sheriff's agent. If the purchaser of property sold on foreclosure fails to immediately pay the purchase money, the sheriff shall resell the property either on the same day without advertisement or on a subsequent day after again advertising in accordance with this chapter, as the judgment creditor directs. If the amount bid at the second sale does not equal the amount bid at the first sale, including the costs of the second sale, the first purchaser shall be liable for:(1) the deficiency;(2) damages not exceeding ten percent (10%); and(3) interest and costs;all of which may be recovered in a court of proper jurisdiction by the sheriff.(b) If the property is sold, the sheriff shall pay the proceeds as provided in IC 32-30-10-14. Every sale made under this chapter is made without right of redemption.[Pre-2002 Recodification Citation: 32-8-16-5.]As added by P.L.2-2002, SEC.14. Amended by P.L.45-2016, SEC.8.
IN Code § 32-29-7-10 (2021)
2021 Indiana Code|Title 32. Property|Article 29. Mortgages|Chapter 7. Foreclosure ─ Redemption, Sale, Right to Retain Possession|32-29-7-10. Deed of Conveyance; Sheriff to Deliver to Purchaser and Record With County; Exception to Recording Requirement for HUD Mortgages

Sec. 10. (a) Immediately after a foreclosure sale under this chapter, the sheriff shall:(1) execute and deliver to the purchaser; and(2) except as provided in subsection (b), record with the recorder of the county in which the premises are located;a deed of conveyance for the premises, which must be valid to convey all the right, title, and interest held or claimed by all of the parties to the action and all persons claiming under them. The sheriff shall file a return with the clerk of the court.(b) The sheriff is not required to record the deed of conveyance for the premises under subsection (a)(2) if the mortgage involved in the foreclosure action resulting in the foreclosure sale under this chapter was insured by the United States Department of Housing and Urban Development.[Pre-2002 Recodification Citation: 32-8-16-6.]As added by P.L.2-2002, SEC.14. Amended by P.L.105-2009, SEC.17.
IN Code § 32-29-7-11 (2021)
2021 Indiana Code|Title 32. Property|Article 29. Mortgages|Chapter 7. Foreclosure ─ Redemption, Sale, Right to Retain Possession|32-29-7-11. Receiver; Duties; Owner Permitted to Retain Possession of Property Used as Dwelling; Limitations

Sec. 11. (a) If the court appoints a receiver of mortgaged property, the receiver shall take possession of the mortgaged property, collect the rents, issues, income, and profits and apply the rents, issues, income, and profits to the payment of taxes, assessments, insurance premiums, and repairs required in the judgment of the receiver to preserve the security of the mortgage debt. The receiver shall promptly file a final report with the clerk of the court and, subject to the approval of the court, account for and pay over to the clerk, subject to the further order of the court, the balance of income or other proceeds that remain in the receiver's possession.(b) If the mortgaged property is occupied as a dwelling by the record owner of the fee simple title, the owner shall be permitted to retain possession of the mortgaged property, rent free, until the foreclosure sale if the owner continues to pay the taxes and special assessments levied against the mortgaged property and if the owner, in the judgment of the court, does not suffer waste or other damage to the property. However, if the record owner of the fee simple title does not pay the taxes and special assessments levied against the mortgaged property, the owner may retain possession of that part of the mortgaged property, not exceeding fifteen (15) acres, that is actually occupied as a dwelling by the record owner of the fee simple title, rent free, until the sale, if the owner does not, in the judgment of the court, suffer waste or other damage to the property. The owner of any crops growing on the mortgaged property at the time of the commencement of an action for foreclosure, other than the owner of fee simple title or the owner's assigns, may enter the property to care for and harvest the crops at any time within one (1) year after the filing of the foreclosure action.[Pre-2002 Recodification Citation: 32-8-16-7.]As added by P.L.2-2002, SEC.14.
IN Code § 32-29-7-12 (2021)
2021 Indiana Code|Title 32. Property|Article 29. Mortgages|Chapter 7. Foreclosure ─ Redemption, Sale, Right to Retain Possession|32-29-7-12. Owner's Right to Crops

Sec. 12. If the record owner of the fee simple title has the right under section 11 of this chapter to retain possession of the mortgaged premises or any part of the mortgaged premises until the foreclosure sale, the owner may, at any time within one (1) year after the commencement of the foreclosure action, enter the premises to care for and harvest any crops growing at the time of the commencement of the foreclosure action on all or part of the mortgaged premises.[Pre-2002 Recodification Citation: 32-8-16-8.]As added by P.L.2-2002, SEC.14.
IN Code § 32-29-7-13 (2021)
2021 Indiana Code|Title 32. Property|Article 29. Mortgages|Chapter 7. Foreclosure ─ Redemption, Sale, Right to Retain Possession|32-29-7-13. Other Means of Redemption Excluded

Sec. 13. There may not be a redemption from the foreclosure of a mortgage executed after June 30, 1931, on real estate except as provided in this chapter and in IC 32-29-8.[Pre-2002 Recodification Citation: 32-8-16-9.]As added by P.L.2-2002, SEC.14. Amended by P.L.130-2012, SEC.4.
IN Code § 32-29-7-14 (2021)
2021 Indiana Code|Title 32. Property|Article 29. Mortgages|Chapter 7. Foreclosure ─ Redemption, Sale, Right to Retain Possession|32-29-7-14. Applicability

Sec. 14. The laws of Indiana in force on June 29, 1931, shall apply to the foreclosure of any mortgage executed before June 30, 1931.[Pre-2002 Recodification Citation: 32-8-16-10.]As added by P.L.2-2002, SEC.14.
IN Code § 32-29-8-1 (2021)
2021 Indiana Code|Title 32. Property|Article 29. Mortgages|Chapter 8. Parties to Foreclosure Suit; Redemption|32-29-8-1. Mortgagee or Assignee; Purchaser at Judicial Sale

Sec. 1. If a suit is brought to foreclose a mortgage, the mortgagee or an assignee shown on the record to hold an interest in the mortgage shall be named as a defendant.[Pre-2002 Recodification Citation: 32-8-17-1 part.]As added by P.L.2-2002, SEC.14.
IN Code § 32-29-8-2 (2021)
2021 Indiana Code|Title 32. Property|Article 29. Mortgages|Chapter 8. Parties to Foreclosure Suit; Redemption|32-29-8-2. Failure of Assignee to Record Assignment

Sec. 2. A person who is assigned a mortgage and fails to have the assignment properly placed on the mortgage record is bound by the court's judgment or decree as if the person were a party to the suit.[Pre-2002 Recodification Citation: 32-8-17-1 part.]As added by P.L.2-2002, SEC.14. Amended by P.L.130-2012, SEC.5; P.L.189-2013, SEC.1.
IN Code § 32-29-8-3 (2021)
2021 Indiana Code|Title 32. Property|Article 29. Mortgages|Chapter 8. Parties to Foreclosure Suit; Redemption|32-29-8-3. Good Faith Purchaser at Judicial Sale

Sec. 3. A person who:(1) purchases a mortgaged premises or any part of a mortgaged premises under the court's judgment or decree at a judicial sale or who claims title to the mortgaged premises under the judgment or decree; and(2) buys the mortgaged premises or any part of the mortgaged premises without actual notice of an assignment that is not of record;holds the premises free and discharged of the lien.[Pre-2002 Recodification Citation: 32-8-17-1 part.]As added by P.L.2-2002, SEC.14. Amended by P.L.130-2012, SEC.6; P.L.189-2013, SEC.2.
IN Code § 32-29-9-1 (2021)
2021 Indiana Code|Title 32. Property|Article 29. Mortgages|Chapter 9. Name of and Service on Parties Defendant in Foreclosure Suits|32-29-9-1. Necessary Party Defendants

Sec. 1. (a) In a suit brought in a court of Indiana to:(1) foreclose a mortgage or other lien on real estate located in Indiana; or(2) sell real estate located in Indiana;if the plaintiff is required to make a person a party to the suit, the plaintiff may list the person as a defendant by the name in which the person's lien or claim appears on the public records of the county in which the suit is brought.(b) Service of summons or notice by publication to the person, described in subsection (a) is sufficient to make the court's judgment binding as to the person.[Pre-2002 Recodification Citation: 32-8-18-1.]As added by P.L.2-2002, SEC.14.
IN Code § 32-29-10-1 (2021)
2021 Indiana Code|Title 32. Property|Article 29. Mortgages|Chapter 10. Ten Year Expiration on Lien of a Series Mortgage|32-29-10-1. "Series Mortgage"

Sec. 1. As used in this chapter, "series mortgage" means any mortgage, indenture of trust, or trust deed executed to create a lien on any property, whether real or personal or both, in Indiana to secure one (1) or more series of bonds, notes, or debentures. The term applies without regard to whether the total obligation to be secured is specifically defined, limited, or left open in the original security instrument.[Pre-2002 Recodification Citation: 32-8-19-1(a).]As added by P.L.2-2002, SEC.14.
IN Code § 32-29-10-2 (2021)
2021 Indiana Code|Title 32. Property|Article 29. Mortgages|Chapter 10. Ten Year Expiration on Lien of a Series Mortgage|32-29-10-2. "Final Maturity Date of the Series Mortgage"

Sec. 2. As used in this chapter, "final maturity date of the series mortgage" means the maturity date of the last to mature of the bonds, notes, or debentures secured by a series mortgage, as the maturity date is shown of record in the original security instrument or in a supplemental indenture subsequently recorded.[Pre-2002 Recodification Citation: 32-8-19-1(b).]As added by P.L.2-2002, SEC.14.
IN Code § 32-29-10-3 (2021)
2021 Indiana Code|Title 32. Property|Article 29. Mortgages|Chapter 10. Ten Year Expiration on Lien of a Series Mortgage|32-29-10-3. "Original Security Instrument"

Sec. 3. As used in this chapter, "original security instrument" means the original instrument or indenture executed to evidence a series mortgage.[Pre-2002 Recodification Citation: 32-8-19-1(c).]As added by P.L.2-2002, SEC.14.
IN Code § 32-29-10-4 (2021)
2021 Indiana Code|Title 32. Property|Article 29. Mortgages|Chapter 10. Ten Year Expiration on Lien of a Series Mortgage|32-29-10-4. "Supplemental Indenture"

Sec. 4. As used in this chapter, "supplemental indenture" means an instrument or indenture executed to supplement the original security instrument, defining one (1) or more series of bonds, notes, or debentures secured, or to be secured, by the series mortgage, specifying property subject to the lien of the series mortgage or in another manner supplementing or amending the original security instrument.[Pre-2002 Recodification Citation: 32-8-19-1(d).]As added by P.L.2-2002, SEC.14.
IN Code § 32-29-10-5 (2021)
2021 Indiana Code|Title 32. Property|Article 29. Mortgages|Chapter 10. Ten Year Expiration on Lien of a Series Mortgage|32-29-10-5. Expiration of Lien; Limitation of Actions

Sec. 5. Notwithstanding any other Indiana statute:(1) the lien of a series mortgage expires ten (10) years after the final maturity date of the series mortgage; and(2) an action may not be commenced in an Indiana court to enforce or to foreclose the lien of a series mortgage more than ten (10) years after the final maturity date of the series mortgage.[Pre-2002 Recodification Citation: 32-8-19-2.]As added by P.L.2-2002, SEC.14.
IN Code § 32-29-10-6 (2021)
2021 Indiana Code|Title 32. Property|Article 29. Mortgages|Chapter 10. Ten Year Expiration on Lien of a Series Mortgage|32-29-10-6. Impairment or Injury by Passage of Time

Sec. 6. Notwithstanding any other Indiana statute, the lien of a series mortgage may not be impaired or injured by the passage of time other than as provided in section 5 of this chapter.[Pre-2002 Recodification Citation: 32-8-19-3.]As added by P.L.2-2002, SEC.14.
IN Code § 32-29-11-1 (2021)
2021 Indiana Code|Title 32. Property|Article 29. Mortgages|Chapter 11. Duty to Satisfy Record|32-29-11-1. Duty to Release and Record the Satisfaction of Discharged Obligation

Sec. 1. Unless otherwise provided in this article, if the debt or obligation, and the interest on the debt or obligation, that a mortgage secures has been fully paid, lawfully tendered, and discharged, the owner, holder, or custodian of the mortgage shall:(1) release;(2) discharge; and(3) satisfy of record;the mortgage as provided in IC 32-28-1.[2002 Recodification Citation: New.]As added by P.L.2-2002, SEC.14.
IN Code § 32-30-1-0.1 (2021)
2021 Indiana Code|Title 32. Property|Article 30. Causes of Action Concerning Real Property|Chapter 1. Statute of Limitations in Actions Concerning Real Estate|32-30-1-0.1. Application of Certain Amendments to Chapter

Sec. 0.1. The amendments made to section 5 of this chapter by P.L.79-2005 apply only to a cause of action accruing after June 30, 2005.As added by P.L.220-2011, SEC.527.
IN Code § 32-30-1-1 (2021)
2021 Indiana Code|Title 32. Property|Article 30. Causes of Action Concerning Real Property|Chapter 1. Statute of Limitations in Actions Concerning Real Estate|32-30-1-1. "Person" Defined

Sec. 1. As used in this chapter, "person" means an individual, a partnership, an association, a limited liability company, a corporation, a business trust, a joint stock company, or an unincorporated organization.[Pre-2002 Recodification Citation: 32-15-1-1 part.]As added by P.L.2-2002, SEC.15.
IN Code § 32-30-1-2 (2021)
2021 Indiana Code|Title 32. Property|Article 30. Causes of Action Concerning Real Property|Chapter 1. Statute of Limitations in Actions Concerning Real Estate|32-30-1-2. "Contract" Defined

Sec. 2. As used in this chapter, "contract" means an oral or a written contract.[Pre-2002 Recodification Citation: 32-15-1-1 part.]As added by P.L.2-2002, SEC.15.
IN Code § 32-30-1-3 (2021)
2021 Indiana Code|Title 32. Property|Article 30. Causes of Action Concerning Real Property|Chapter 1. Statute of Limitations in Actions Concerning Real Estate|32-30-1-3. "Tort" Defined

Sec. 3. As used in this chapter, "tort" means an injury to person or property caused by a means other than a breach of contract.[Pre-2002 Recodification Citation: 32-15-1-1 part.]As added by P.L.2-2002, SEC.15.