reglab/housing_qa huggingface dataset:
MS Code § 75-63-70 (2020)
2020 Mississippi Code|Title 75 - Regulation of Trade, Commerce and Investments|Chapter 63 - Sales of Cemetery Merchandise and Funeral Services|Article 3 - Preneed Cemetery and Funeral Registration|§ 75-63-70. Joint and several liability of preneed operator's managers, officers, directors, etc.

 Upon a finding by a court of competent jurisdiction of failure to maintain or deposit in the trust account as required by this article, or of fraud, theft or misconduct by the preneed operator's managers, officers, directors or others who are personally responsible for the waste or unlawful depletion of trust funds, the managers, officers, directors or others may be jointly and severally liable for any deficiencies in the trust account as required by this article.
MS Code § 75-63-71 (2020)
2020 Mississippi Code|Title 75 - Regulation of Trade, Commerce and Investments|Chapter 63 - Sales of Cemetery Merchandise and Funeral Services|Article 3 - Preneed Cemetery and Funeral Registration|§ 75-63-71. Disclosure of information contained in registrations, statements, applications, and reports; confidentiality of information obtained through investigation or examination

 The information contained in or filed with any registration, statement, application or report may be made available to the public under such rules as the Secretary of State prescribes. Information in the possession of, filed with or obtained by the Secretary of State in connection with any investigation or examination under this article shall be confidential and exempt from the requirements of the Mississippi Public Records Act of 1983. No such information may be disclosed by the Secretary of State, or any of his officers or employees, unless necessary or appropriate in connection with a particular investigation or proceeding under this article or for any law enforcement purpose.
MS Code § 75-63-73 (2020)
2020 Mississippi Code|Title 75 - Regulation of Trade, Commerce and Investments|Chapter 63 - Sales of Cemetery Merchandise and Funeral Services|Article 3 - Preneed Cemetery and Funeral Registration|§ 75-63-73. Examination of business or person offering preneed funeral services and merchandise; records open to inspection; subpoena power of Secretary of State

 The Secretary of State shall, as often as he deems necessary, examine the business of any person or business offering preneed funeral services and merchandise, whether or not registered in compliance with this article. Any person or business so examined shall produce, upon request, all records requested by the Secretary of State's examiners. Any trustee or trust institution for a preneed funeral trust shall disclose to the Secretary of State any information regarding preneed trust accounts maintained by the trustee.   The records in the possession of any insurance company, third-party administrator, burial association, banking or trust institution, investment services company, funeral home establishment, crematory, cemetery, or any vendor, person or entity are open to inspection to any of the Secretary of State's examiners or investigators carrying out the provisions of this article.   For the purpose of any investigation or proceeding under this article, the Secretary of State, or any officer designated by him, may administer oaths and affirmations, subpoena witnesses, compel their attendance, take evidence and require the production of any books, papers, correspondence, memoranda, agreements or other documents or records in the possession of any insurance company, third-party administrator, burial association, banking or trust institution, investment services company, funeral home establishment, crematory, cemetery, or any vendor, person or entity, whether located within or outside of this state, that the Secretary of State deems relevant or material to the inquiry.
MS Code § 75-63-75 (2020)
2020 Mississippi Code|Title 75 - Regulation of Trade, Commerce and Investments|Chapter 63 - Sales of Cemetery Merchandise and Funeral Services|Article 3 - Preneed Cemetery and Funeral Registration|§ 75-63-75. Article does not constitute authorization for unlicensed persons to sell life insurance

 Nothing in this article shall be construed to authorize the sale of life insurance policies by unlicensed insurance producers which is prohibited by Section 83-17-55, Mississippi Code of 1972.
MS Code § 75-63-79 (2020)
2020 Mississippi Code|Title 75 - Regulation of Trade, Commerce and Investments|Chapter 63 - Sales of Cemetery Merchandise and Funeral Services|Article 3 - Preneed Cemetery and Funeral Registration|§ 75-63-79. Procedure upon cessation of business or revocation or suspension of registration to sell preneed funeral contracts

  If a preneed provider ceases to do business or the provider's license issued by the State Board of Funeral Service is revoked or suspended or the registration to sell preneed funeral contracts is revoked or lapsed and application for a replacement registration has not been filed, the provider shall within thirty (30) days submit to the Secretary of State a complete listing of names and addresses of all active contracts. The provider shall also notify all contract purchasers in writing that their contracts are to be transferred to another registered provider of the purchaser's choice. The Secretary of State shall review and approve the form of the notice. The transferor shall then transfer the contracts and notify the Secretary of State of the providers selected within sixty (60) days of the termination of the preneed registration. All contracts funded by burial insurance or trust funds together with interest are to be transferred. The selling provider forfeits its right to any monies it otherwise would be entitled. If the provider fails to provide for the transfer of contracts within sixty (60) days, the purchasers may directly request the trust officer to transfer the account balance to another provider selected by the purchaser. The purchaser may also request that an insurance company assign another provider as beneficiary for the insurance policy.   The Secretary of State has jurisdiction over the provider and the burial insurance policy or trust funds together with interest of all active contracts, and has the authority to accomplish the necessary transfer of preneed funeral contracts and trust funds in all cases in which the terminating provider has failed to effectuate the transfer to a registered provider within four (4) months of the date the provider's license issued by the State Board of Funeral Service was cancelled or the registration to sell preneed funeral contracts was terminated.
MS Code § 75-65-1 (2020)
2020 Mississippi Code|Title 75 - Regulation of Trade, Commerce and Investments|Chapter 65 - Going Out of Business Sales; Unsolicited Goods|Going Out of Business Sales|§ 75-65-1. Definitions

 For the purposes of Sections 75-65-1 through 75-65-17, "closing-out sale" shall mean and include all sales advertised, represented or held forth under the designation of "going out of business," "discontinuance of business," "selling out," "liquidation," "lost our lease," "must vacate," "forced out," "removal," or any other designation of like meaning; and "person" shall mean and include individuals, partnerships, voluntary associations and corporations.
MS Code § 75-65-3 (2020)
2020 Mississippi Code|Title 75 - Regulation of Trade, Commerce and Investments|Chapter 65 - Going Out of Business Sales; Unsolicited Goods|Going Out of Business Sales|§ 75-65-3. Permit required; application for permit; bond; duties of chancery clerks and clerks of municipalities

  No person shall advertise or offer for sale a stock of goods, wares or merchandise under the description of closing-out sale, or a sale of goods, wares or merchandise damaged by fire, smoke, water or otherwise, unless he first shall have obtained a permit to conduct such sale from the chancery clerk of the county in which such sale is to take place; or if such sale is to take place within a municipality, said person shall apply for and procure such permit from the city clerk of the municipality. The applicant for such permit shall make to such clerk an application therefor in writing and under oath at least fourteen (14) days prior to the opening date of sale, showing all the facts relating to the reasons and character of such sale, including the opening and terminating dates of the proposed sale, a complete inventory of the goods, wares, or merchandise actually on hand in the place where such sale is to be conducted, and all details necessary to locate exactly and identify fully the goods, wares or merchandise to be sold; providing, however, that an application for a sale of goods, wares or merchandise damaged by fire, smoke, water or otherwise may be obtained within three (3) days prior to the opening date of the sale. The terminating date of such proposed sale shall be no later than seventy-five (75) days immediately following the date of such permit application.   If such clerk shall be satisfied from said application that the proposed sale is of the character which the applicant desires to advertise and conduct, he shall issue a permit upon the application therefor, together with a bond, payable to the city, village or town in the penal sum of one thousand dollars ($1,000.00), conditioned upon compliance with Sections 75-65-1 through 75-65-17, to the applicant authorizing him to advertise and conduct a sale of the particular kind mentioned in the application. Any merchant who shall have been conducting a business in the same location where the sale is to be held for a period of not less than one (1) year, prior to the date of holding such sale, shall be exempted from the filing of the bond herein provided.   Every city, town or village clerk to whom application is made shall endorse upon such application the date of its filing, and shall preserve the same as a record of his office, and shall make an abstract of the facts set forth in such application, and shall indicate whether the permit was granted or refused.   Any person making a false statement in the application provided for in this section shall, upon conviction, be deemed guilty of perjury.
MS Code § 75-65-5 (2020)
2020 Mississippi Code|Title 75 - Regulation of Trade, Commerce and Investments|Chapter 65 - Going Out of Business Sales; Unsolicited Goods|Going Out of Business Sales|§ 75-65-5. Additions to stock in contemplation of closing out sale

 No person in contemplation of a closing-out sale under a permit as provided for in Section 75-65-3 shall order any goods, wares or merchandise for the purpose of selling and disposing of the same at such sale, and any unusual purchase and additions to the stock of such goods, wares or merchandise within sixty (60) days prior to the filing of application for a permit to conduct such sale shall be presumptive evidence that such purchases and additions to stock were made in contemplation of such sale.
MS Code § 75-65-7 (2020)
2020 Mississippi Code|Title 75 - Regulation of Trade, Commerce and Investments|Chapter 65 - Going Out of Business Sales; Unsolicited Goods|Going Out of Business Sales|§ 75-65-7. Adding merchandise to stock during sale

 No person carrying on or conducting a closing-out sale or a sale of goods, wares or merchandise damaged by fire, smoke, water or otherwise, under a permit as provided in Section 75-65-3 shall, during the continuance of such sale, add any goods, wares or merchandise to the damaged stock inventoried in his original application for such permit, and no goods, wares or merchandise shall be sold as damaged merchandise at or during such sale, excepting the goods, wares or merchandise described and inventoried in such original application.
MS Code § 75-65-9 (2020)
2020 Mississippi Code|Title 75 - Regulation of Trade, Commerce and Investments|Chapter 65 - Going Out of Business Sales; Unsolicited Goods|Going Out of Business Sales|§ 75-65-9. Extension of time for holding sale; resumption of business after sale's conclusion

 No person shall conduct a closing-out sale or a sale of goods, wares or merchandise damaged by fire, smoke, water or otherwise beyond the termination date specified for such sale, except that one (1) extension of thirty (30) days may be authorized upon proper showing of need; nor shall any person, upon conclusion of such sale, continue that business which had been represented as closing out or going out of business under the same name, or under a different name, at the same location, or elsewhere in the same city, town or village where the inventory for such sale was filed; nor shall any person, upon conclusion of such sale, continue business contrary to the designation of such sale.
MS Code § 75-65-11 (2020)
2020 Mississippi Code|Title 75 - Regulation of Trade, Commerce and Investments|Chapter 65 - Going Out of Business Sales; Unsolicited Goods|Going Out of Business Sales|§ 75-65-11. Violations of law; penalties

 Any person who shall advertise, hold, conduct or carry on any sale of goods, wares or merchandise under the description of closing-out sale or a sale of goods, wares or merchandise damaged by fire, smoke, water or otherwise, contrary to the provisions of Sections 75-65-1 through 75-65-17, or who shall violate any of the provisions of said sections shall be deemed guilty of a misdemeanor.
MS Code § 75-65-13 (2020)
2020 Mississippi Code|Title 75 - Regulation of Trade, Commerce and Investments|Chapter 65 - Going Out of Business Sales; Unsolicited Goods|Going Out of Business Sales|§ 75-65-13. Official sales excluded

 The provisions of Sections 75-65-1 through 75-65-17 shall not apply to sheriffs, constables or other public or court officers, or to any other person or persons acting under the permit, direction or authority of any court, state or federal, selling goods, wares or merchandise in the course of their official duties.
MS Code § 75-65-15 (2020)
2020 Mississippi Code|Title 75 - Regulation of Trade, Commerce and Investments|Chapter 65 - Going Out of Business Sales; Unsolicited Goods|Going Out of Business Sales|§ 75-65-15. Chancery court may enjoin violations

 Upon complaint of any person, the applicable chancery court shall have jurisdiction in equity to restrain and enjoin any act forbidden or declared illegal by any provisions of Sections 75-65-1 through 75-65-17.
MS Code § 75-65-17 (2020)
2020 Mississippi Code|Title 75 - Regulation of Trade, Commerce and Investments|Chapter 65 - Going Out of Business Sales; Unsolicited Goods|Going Out of Business Sales|§ 75-65-17. Waiver of provisions of law

 Provided, however, that the governing authorities of any county or municipality as the case may be are authorized herein to waive the entire provisions of Sections 75-65-1 through 75-65-17 in the case of any person upon a showing of facts to the satisfaction of said governing authorities that said person is for any cause actually and legitimately going out of business or conducting a sale of goods, wares or merchandise damaged by fire, smoke or otherwise. The governing authorities may likewise rescind any such waiver granted when in its opinion the applicant is no longer entitled to the privileges of the waiver previously granted.
MS Code § 75-65-101 (2020)
2020 Mississippi Code|Title 75 - Regulation of Trade, Commerce and Investments|Chapter 65 - Going Out of Business Sales; Unsolicited Goods|Unsolicited Goods|§ 75-65-101. Offering goods for sale by unsolicited sending prohibited; unconditional gift to recipient

 No person, firm, partnership, association or corporation, or agent or employee thereof, shall in any manner or by any means offer for sale goods, wares or merchandise where the offer includes the voluntary and unsolicited sending of goods, wares or merchandise not actually ordered or requested by the recipient, either orally or in writing. The receipt of any such unsolicited goods, wares or merchandise shall for all purposes be deemed an unconditional gift to the recipient who may use or dispose of the same in any manner he sees fit without any obligation on his part to the sender.
MS Code § 75-67-1 (2020)
2020 Mississippi Code|Title 75 - Regulation of Trade, Commerce and Investments|Chapter 67 - Loans|Article 1 - General Provision|§ 75-67-1. Pawnbrokers; application of article to

 The provisions of Sections 75-67-39 and 75-67-41 shall be inapplicable to pawnbrokers as defined and regulated in Sections 75-67-301 through 75-67-343.
MS Code § 75-67-39 (2020)
2020 Mississippi Code|Title 75 - Regulation of Trade, Commerce and Investments|Chapter 67 - Loans|Article 1 - General Provision|§ 75-67-39. Interest charges with respect to monthly or weekly installment loans

 Any persons, natural or artificial, including domestic and foreign corporations, lending money in this state, to be paid back in monthly or weekly installments, may charge interest thereon at the rate of seven percent (7%) per annum or less, unless otherwise specifically authorized by law, for the entire period of the loan, and aggregate the principal and interest for the entire period of the loan, and divide the same into monthly or weekly installments, and may take security therefor by mortgage, deed of trust, or title, with waiver of exemption, upon and to real estate or personal property, or both.
MS Code § 75-67-41 (2020)
2020 Mississippi Code|Title 75 - Regulation of Trade, Commerce and Investments|Chapter 67 - Loans|Article 1 - General Provision|§ 75-67-41. Loan paid before maturity; how

 In any such loan contract as authorized in Section 75-67-39, provision may be made requiring the borrower, upon exercising any option to repay the loan before maturity, or upon any default in the payment of the monthly instalments of principal and interest, or upon the breach of any covenant entitling the lender to declare the whole indebtedness due and payable and to a foreclosure of the security, to repay the loan upon the following basis of settlement: The principal debt, with interest thereon at the rate of ten percent (10%) per annum, and allowing credit for all payments of instalments of principal and interest upon loan, with interest thereon at the rate of ten percent (10%) per annum from date of payment to said lender, computed annually in accordance with the laws of the State of Mississippi.   Any such loan contract, and all provisions thereof, shall be valid for the amount of the principal and interest charged, and such contracts shall not be held usurious.
MS Code § 75-67-101 (2020)
2020 Mississippi Code|Title 75 - Regulation of Trade, Commerce and Investments|Chapter 67 - Loans|Article 3 - Small Loan Regulatory Law|§ 75-67-101. Purpose of article

 This article is hereby declared to be a public necessity and is remedial in purpose and the same shall be liberally construed to effectuate the purposes thereof and shall be known as the "Small Loan Regulatory Law" of this state.
MS Code § 75-67-103 (2020)
2020 Mississippi Code|Title 75 - Regulation of Trade, Commerce and Investments|Chapter 67 - Loans|Article 3 - Small Loan Regulatory Law|§ 75-67-103. Definitions

 The following words and phrases, when used in this article, shall, for the purposes of this article, have the meanings respectively ascribed to them in this section, except where the context clearly describes and indicates a different meaning:   "Person" means and includes every natural person, firm, corporation, copartnership, joint-stock or other association or organization, and any other legal entity whatsoever.   "Licensee" means and includes every person holding a valid license issued under the provisions of the Small Loan Privilege Tax Law (Section 75-67-201 et seq.) of this state, except those specifically exempt by the provisions of this article, who, in addition to any other rights and powers he or it might otherwise possess, shall engage in the business of lending money either directly or indirectly, to be paid back in monthly installments or other regular installments for periods of more or less than one (1) month, and whether or not the lender requires security from the borrower as indemnity for the repayment of the loan.   "Occasional lender" means a person making not more than one (1) loan in any month or not more than twelve (12) loans in any twelve-month period.   "Commissioner" means the Commissioner of Banking and Consumer Finance of the State of Mississippi.   "Department" means the Department of Banking and Consumer Finance of the State of Mississippi.   "Records" or "documents" means any item in hard copy or produced in a format of storage commonly described as electronic, imaged, magnetic, microphotographic or otherwise, and any reproduction so made shall have the same force and effect as the original thereof and be admitted in evidence equally with the original.
MS Code § 75-67-105 (2020)
2020 Mississippi Code|Title 75 - Regulation of Trade, Commerce and Investments|Chapter 67 - Loans|Article 3 - Small Loan Regulatory Law|§ 75-67-105. License required

  No person shall engage in the business of lending money except as authorized by this article, and without being the holder of a valid and subsisting license to engage in such business as provided by the Small Loan Privilege Tax Law (Section 75-67-201 et seq.).   Every person engaged in the business of lending money as authorized by this article shall have a physical office located in the State of Mississippi. A separate license is required for each office doing business in the State of Mississippi. Each electronic loan processing machine owned or operated by a licensed office is required to possess a separate license and have a permanent address with loan records to be maintained in a designated licensed office in the state.
MS Code § 75-67-107 (2020)
2020 Mississippi Code|Title 75 - Regulation of Trade, Commerce and Investments|Chapter 67 - Loans|Article 3 - Small Loan Regulatory Law|§ 75-67-107. Responsibility for administering provisions of Article 3

 The provisions of this article shall be enforced and administered by the state comptroller of banks and his duly authorized agents, representatives and employees.
MS Code § 75-67-109 (2020)
2020 Mississippi Code|Title 75 - Regulation of Trade, Commerce and Investments|Chapter 67 - Loans|Article 3 - Small Loan Regulatory Law|§ 75-67-109. Misleading advertising

 It shall be a violation of this article for any licensee to advertise, print, display, publish, broadcast or permit to be advertised, printed, displayed, published or broadcast, in any manner whatsoever, any statement or representation with regard to rates, terms or conditions of lending money or for arranging, negotiating, procuring, or guaranteeing any loan or loans for any person which is false, misleading or deceptive. It shall also be a violation of this article for any licensee to offer or give to any borrower or prospective borrower any premium of any sort, whether by cash, check or goods or merchandise as an inducement to the making, brokering or renegotiation of any loan if (a) such premium amount is charged, directly or indirectly, to the borrower or prospective borrower; or (b) such inducement is undertaken without prior notification in such form as recommended by the commissioner.