reglab/housing_qa huggingface dataset:
110 ILCS 967/5-15
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 967/ - Nurse Educator Assistance Act.|Article 5 - General Provisions

Sec. 5-15. Definitions. In this Act:"Approved program of professional nursing education" and "approved program of practical nursing education" mean programs of professional or practical nursing, respectively, approved by the Department of Financial and Professional Regulation under the provisions of the Nurse Practice Act."Commission" means the Illinois Student Assistance Commission.       (Source: P.A. 94-1020, eff. 7-11-06; 95-639, eff. 10-5-07.)
110 ILCS 967/5-20
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 967/ - Nurse Educator Assistance Act.|Article 5 - General Provisions

(110 ILCS 967/5-20)Sec. 5-20. Rulemaking.  The Commission shall adopt all rules necessary for the administration of this Act.  (Source: P.A. 94-1020, eff. 7-11-06.)
110 ILCS 967/Art. 10 heading
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 967/ - Nurse Educator Assistance Act.|Article 10 - Nurse Educator Loan Repayment Program

              ARTICLE 10.      NURSE EDUCATOR LOAN REPAYMENT PROGRAM.    (Source: P.A. 94-1020, eff. 7-11-06.)
110 ILCS 967/10-5
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 967/ - Nurse Educator Assistance Act.|Article 10 - Nurse Educator Loan Repayment Program

Sec. 10-5. Nurse Educator Loan Repayment Program. There is created, beginning July 1, 2007, the Nurse Educator Loan Repayment Program to be administered by the Illinois Student Assistance Commission.  The program shall provide assistance, subject to appropriation, to eligible nurse educators.  (Source: P.A. 94-1020, eff. 7-11-06.)
110 ILCS 967/10-10
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 967/ - Nurse Educator Assistance Act.|Article 10 - Nurse Educator Loan Repayment Program

Sec. 10-10. Award; maximum time period; maximum amount. Subject to appropriation, the Commission shall award a grant to each qualified applicant for a maximum of 4 years.  The amount of this grant shall not exceed $5,000 per year.  The Commission shall encourage the recipient of a grant awarded under the program to use the grant award for payment of the recipient's educational loan.    (Source: P.A. 94-1020, eff. 7-11-06.)
110 ILCS 967/10-15
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 967/ - Nurse Educator Assistance Act.|Article 10 - Nurse Educator Loan Repayment Program

Sec. 10-15. Application. All applications for grant assistance  under the program shall be made to the Commission in a form and manner prescribed by the Commission. Applicants shall also submit any supporting documents deemed necessary by the Commission at the time of application.    (Source: P.A. 94-1020, eff. 7-11-06.)
110 ILCS 967/10-20
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 967/ - Nurse Educator Assistance Act.|Article 10 - Nurse Educator Loan Repayment Program

(110 ILCS 967/10-20)Sec. 10-20. Eligibility.(a)     The Commission shall, on an annual basis, receive and consider applications for grant assistance under the program.  An applicant is eligible for a grant under the program if the Commission finds that the applicant:(1)    is a United States citizen or permanent     resident;(2)    is a resident of Illinois;(3)    has worked for at least 12 consecutive months     as a nurse educator in an approved program of professional or practical nursing education in Illinois;(4)    is a borrower with an outstanding balance due     on an educational loan; and(5)    has not defaulted on an educational loan.(b)    Preference may be given to previous recipients of a grant under the program, provided that the recipient continues to meet the eligibility requirements set forth in this Section.(c)     A recipient of a grant under the program must fulfill a separate 12-month period as a nurse educator in an approved program of professional or practical nursing education in Illinois for each grant that he or she is awarded.      (Source: P.A. 94-1020, eff. 7-11-06.)
110 ILCS 967/Art. 15 heading
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 967/ - Nurse Educator Assistance Act.|Article 15 - Nurse Educator Scholarship Program

              ARTICLE 15.      NURSE EDUCATOR SCHOLARSHIP PROGRAM.    (Source: P.A. 94-1020, eff. 7-11-06.)
110 ILCS 967/15-5
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 967/ - Nurse Educator Assistance Act.|Article 15 - Nurse Educator Scholarship Program

Sec. 15-5. Nurse Educator Scholarship Program. There is created, beginning July 1, 2006, the Nurse Educator Scholarship Program to be administered by the Illinois Student Assistance Commission.  The program shall provide scholarship assistance until July 1, 2010, subject to appropriation, to eligible students for nursing-related graduate study.    (Source: P.A. 94-1020, eff. 7-11-06.)
110 ILCS 967/15-10
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 967/ - Nurse Educator Assistance Act.|Article 15 - Nurse Educator Scholarship Program

Sec. 15-10. Scholarship award; maximum time period; maximum amount.(a) Subject to appropriation, the Commission shall award a nurse educator scholarship to each qualified applicant in an amount sufficient to pay the tuition and fees of the Illinois institution of higher learning at which the recipient is enrolled, up to the current maximum amount of tuition and fees charged to students enrolled in an approved program of professional or practical nursing education at a public university.(b) Scholarship recipients shall also receive a stipend, the amount of which shall not exceed $10,000, to cover other costs of attendance, including, but not limited to, living expenses.  Stipend amounts for recipients enrolled on less than a full-time basis shall be prorated by credit hour.(c) A recipient may receive scholarship assistance under the program for the equivalent of 8 semesters or 16 quarters of full-time enrollment.(d) The total amount of scholarship assistance awarded by the Commission under the program to an individual in any given fiscal year, when added to other financial assistance awarded to that individual for that year, may not exceed the cost of attendance at the institution of higher learning at which the student is enrolled.      (Source: P.A. 94-1020, eff. 7-11-06.)
110 ILCS 967/15-15
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 967/ - Nurse Educator Assistance Act.|Article 15 - Nurse Educator Scholarship Program

Sec. 15-15. Application. All applications for a scholarship under the program shall be made to the Commission in a form and manner prescribed by the Commission. Applicants shall also submit any supporting documents deemed necessary by the Commission at the time of application.    (Source: P.A. 94-1020, eff. 7-11-06.)
110 ILCS 967/15-20
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 967/ - Nurse Educator Assistance Act.|Article 15 - Nurse Educator Scholarship Program

Sec. 15-20. Eligibility.(a)    The Commission shall, on an annual basis until July 1, 2010, receive and consider applications for scholarship assistance under the program.  An applicant is eligible for a scholarship under the program if the Commission finds that the applicant:(1)   is a United States citizen or permanent     resident;(2)   is a resident of Illinois;(3)   is enrolled or accepted for enrollment on at     least a half-time basis in an approved program of professional or practical nursing education at the graduate level at an Illinois institution of higher learning.(b)   Scholarship recipients shall be selected from among eligible applicants based on a combination of academic excellence and financial need, as determined by the Commission.(c)    Preference may be given to previous recipients of a scholarship under the program, provided that the recipient continues to meet the eligibility requirements set forth in this Section and maintains satisfactory academic progress as determined by the institution of higher education at which he or she is enrolled.(d)   Prior to receiving scholarship assistance for an academic year, each recipient of a scholarship awarded under the program must sign an agreement pledging that, within the one-year period following the termination of the academic program for which the recipient was awarded a scholarship, the recipient shall (i)  begin working as an educator in an approved program of professional nursing education or an approved program of practical nursing education in Illinois for a period of not less than 5 years and (ii) upon request of the Commission, provide the Commission with evidence that he or she is fulfilling or has fulfilled the terms of the work agreement required under this subsection (d).      (Source: P.A. 94-1020, eff. 7-11-06.)
110 ILCS 967/15-25
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 967/ - Nurse Educator Assistance Act.|Article 15 - Nurse Educator Scholarship Program

Sec. 15-25. Payment to institution. All scholarship funds distributed under the program shall be paid to the institution on behalf of the scholarship recipient.  (Source: P.A. 94-1020, eff. 7-11-06.)
110 ILCS 967/15-30
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 967/ - Nurse Educator Assistance Act.|Article 15 - Nurse Educator Scholarship Program

(110 ILCS 967/15-30)Sec. 15-30. Repayment upon default; exception.(a)If a recipient of a scholarship awarded under this Section fails to fulfill the work agreement required under the program, the Commission shall require the recipient to repay the amount of the scholarship or scholarships received, prorated according to the fraction of the work agreement not completed, plus interest at a rate of 5% and, if applicable, reasonable collection fees.(b)Payments received by the Commission under this Section shall be remitted to the State Comptroller for deposit into the General Revenue Fund, except that that portion of a recipient's repayment that equals the amount in expenses that the Commission has reasonably incurred in attempting collection from that recipient shall be remitted to the State Comptroller for deposit into the Commission's Accounts Receivable Fund.(c)A recipient of a scholarship awarded by the Commission under the program shall not be in violation of the agreement entered into pursuant to this Article if the recipient is (i) serving as a member of the armed services of the United States, (ii) a person with a temporary total disability, as established by a sworn affidavit of a qualified physician, (iii) seeking and unable to find full-time employment as a nursing educator and is able to provide evidence of that fact, or (iv) taking additional courses, on at least a half-time basis, related to nursing education.  Any extension of the period during which the work requirement must be fulfilled shall be subject to limitations of duration established by the Commission.      (Source: P.A. 99-143, eff. 7-27-15.)
110 ILCS 967/Art. 90 heading
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 967/ - Nurse Educator Assistance Act.|Article 90 - Amendatory Provisions

              ARTICLE 90.      AMENDATORY PROVISIONS.    (Source: P.A. 94-1020, eff. 7-11-06.)
110 ILCS 967/90-2
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 967/ - Nurse Educator Assistance Act.|Article 90 - Amendatory Provisions

Sec. 90-2. (Amendatory provisions; text omitted).  (Source: P.A. 94-1020, eff. 7-11-06; text omitted.)
110 ILCS 967/90-5
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 967/ - Nurse Educator Assistance Act.|Article 90 - Amendatory Provisions

Sec. 90-5. (Amendatory provisions; text omitted).  (Source: P.A. 94-1020, eff. 7-11-06; text omitted.)
110 ILCS 967/90-8
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 967/ - Nurse Educator Assistance Act.|Article 90 - Amendatory Provisions

Sec. 90-8. (Amendatory provisions; text omitted).  (Source: P.A. 94-1020, eff. 7-11-06; text omitted.)
110 ILCS 967/90-10
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 967/ - Nurse Educator Assistance Act.|Article 90 - Amendatory Provisions

Sec. 90-10. (Amendatory provisions; text omitted).  (Source: P.A. 94-1020, eff. 7-11-06; text omitted.)
110 ILCS 967/90-15
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 967/ - Nurse Educator Assistance Act.|Article 90 - Amendatory Provisions

(110 ILCS 967/90-15)Sec. 90-15. (Amendatory provisions; text omitted).  (Source: P.A. 94-1020, eff. 7-11-06; text omitted.)
110 ILCS 967/Art. 99 heading
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 967/ - Nurse Educator Assistance Act.|Article 99 - Effective Date

              ARTICLE 99.      EFFECTIVE DATE.    (Source: P.A. 94-1020, eff. 7-11-06.)
110 ILCS 967/99-99
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 967/ - Nurse Educator Assistance Act.|Article 99 - Effective Date

(110 ILCS 967/99-99)Sec. 99-99. Effective date. This Act takes effect upon becoming law.      (Source: P.A. 94-1020, eff. 7-11-06.)
110 ILCS 992/Art. 1 heading
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 1 - General Provisions

   ARTICLE 1.  GENERAL PROVISIONS  (Source: P.A. 100-540, eff. 12-31-18.)
110 ILCS 992/1-1
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 1 - General Provisions

Sec. 1-1. Short title. This Act may be cited as the Student Loan Servicing Rights Act.  (Source: P.A. 100-540, eff. 12-31-18.)
110 ILCS 992/Art. 5 heading
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 5 - Student Loan Bill of Rights

   ARTICLE 5.  STUDENT LOAN BILL OF RIGHTS  (Source: P.A. 100-540, eff. 12-31-18.)
110 ILCS 992/5-5
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 5 - Student Loan Bill of Rights

Sec. 5-5. General provisions.(a) A servicer shall not engage in any unfair or deceptive practice toward any borrower or cosigner or misrepresent or omit any material information in connection with the servicing of a student loan, including, but not limited to, misrepresenting the amount, nature, or terms of any fee or payment due or claimed to be due on a student loan, the terms and conditions of the student loan agreement, or the borrower's or cosigner's obligations under the student loan or the terms of any repayment plans.(b) A servicer shall not misapply payments made by a borrower to the outstanding balance of a student loan.(c) A servicer shall oversee third parties, including subservicers, debt collectors, independent contractors, subsidiaries, affiliates, or other agents, to ensure that those companies comply with this Article 5 when working on behalf of the servicer.  (Source: P.A. 100-540, eff. 12-31-18.)
110 ILCS 992/5-10
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 5 - Student Loan Bill of Rights

Sec. 5-10. Payment processing.(a) A servicer shall credit borrower and cosigner payments promptly and accurately.(b) A servicer shall provide borrowers and cosigners with prompt notice if the servicer changes the address to which the borrower or cosigner needs to send payments.(c) A servicer shall not charge a penalty to a borrower or cosigner if a student loan payment is received at an address used for payments for a period of 90 days after the change in address.(d) A servicer shall not misrepresent the delinquent amount of the loan on any call with a borrower or cosigner.(e) A servicer shall allow a borrower or cosigner to specify instructions as to how an overpayment should be applied to the balance of the loan as consistent with the promissory note.  (Source: P.A. 100-540, eff. 12-31-18.)
110 ILCS 992/5-15
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 5 - Student Loan Bill of Rights

Sec. 5-15. Fees.(a) Unless otherwise provided by federal law, a servicer may only charge late fees that are reasonable and proportional to the cost it incurs related to a late payment.(b) Unless otherwise provided by federal law, a servicer shall not charge a borrower or cosigner any fee to modify, defer, forbear, renew, extend, or amend the borrower's or cosigner's loan.  (Source: P.A. 100-540, eff. 12-31-18.)
110 ILCS 992/5-20
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 5 - Student Loan Bill of Rights

Sec. 5-20. Billing statements.(a) In any student loan billing statement, a servicer shall not misrepresent the:(1) fees assessed;(2) total amount due for each loan;(3) payment due date;(4) date to avoid late fees;(5) accrued interest during the billing cycle;(6) default payment methodology;(7) means to provide instructions for a payment; or(8) procedure regarding escalated requests for     assistance.(b) A servicer shall not misrepresent information regarding the $0 bill and advancement of the due date on any billing statement that reflects $0 owed.  (Source: P.A. 100-540, eff. 12-31-18.)
110 ILCS 992/5-25
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 5 - Student Loan Bill of Rights

Sec. 5-25. Payment histories. A servicer shall provide a written payment history to a borrower or cosigner upon request at no cost within 21 calendar days of receiving the request.  (Source: P.A. 100-540, eff. 12-31-18.)
110 ILCS 992/5-30
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 5 - Student Loan Bill of Rights

Sec. 5-30. Specialized assistance for student loan borrowers.(a) A servicer shall specially designate servicing and collections personnel deemed repayment specialists who have received enhanced training related to repayment options.(b) A servicer shall refrain from presenting forbearance as the sole or first repayment option to a student loan borrower struggling with repayment unless the servicer has determined that, based on the borrower's financial status, a short term forbearance is appropriate.(c) All inbound and outbound calls from a federal loan borrower eligible for referral to a repayment specialist and a private loan borrower eligible for referral to a repayment specialist shall be routed to a repayment specialist.(d) During each inbound or outbound communication with an eligible federal loan borrower, a repayment specialist shall first inform a federal loan borrower eligible for referral to a repayment specialist that federal income-driven repayment plans that can reduce the borrower's monthly payment may be available, discuss such plans, and assist the borrower in determining whether a particular repayment plan may be appropriate for the borrower.(e) A repayment specialist shall assess the long-term and short-term financial situation and needs of a federal loan borrower eligible for referral to a repayment specialist and consider any available specific information from the borrower as necessary to assist the borrower in determining whether a particular income-driven repayment option may be available to the borrower.(f) In each discussion with a federal loan borrower eligible for referral to a repayment specialist, a repayment specialist shall present and explain the following options, as appropriate:(1) total and permanent disability discharge, public     service loan forgiveness, closed school discharge, and defenses to repayment;(2) other repayment plans;(3) deferment; and(4) forbearance.(g) A repayment specialist shall assess the long-term and short-term financial situation and needs of a private loan borrower eligible for referral to a repayment specialist in determining whether any private loan repayment options may be appropriate for the borrower.(h) A servicer shall present and explain all private loan repayment options, including alternative repayment arrangements applicable to private student loan borrowers.(i) A servicer shall be prohibited from implementing any compensation plan that has the intended or actual effect of incentivizing a repayment specialist to violate this Act or any other measure that encourages undue haste or lack of quality.(j) The requirements of this Section shall not apply if a repayment specialist has already conversed with a borrower consistent with the requirements of this Section.  (Source: P.A. 100-540, eff. 12-31-18.)
110 ILCS 992/5-35
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 5 - Student Loan Bill of Rights

Sec. 5-35. Disclosures related to discharge and cancellation. If a servicer is aware that a student loan borrower attended a school the United States Department of Education has made findings supporting a defense to repayment claim or closed school discharge, or that a borrower may be eligible to have his or her loans forgiven under a total and permanent disability discharge program, the servicer's personnel shall disclose information related to the Department of Education's procedure for asserting a defense to repayment claim, closed school discharge, or submitting an application for a total and permanent disability discharge.  (Source: P.A. 100-540, eff. 12-31-18.)
110 ILCS 992/5-40
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 5 - Student Loan Bill of Rights

Sec. 5-40. Income-driven repayment plan certifications. A servicer shall disclose the date that a borrower's income-driven payment plan certification will expire and the consequences to the borrower for failing to recertify by the date, including the new repayment amount.  (Source: P.A. 100-540, eff. 12-31-18.)
110 ILCS 992/5-45
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 5 - Student Loan Bill of Rights

Sec. 5-45. Information to be provided to private education loan borrowers.(a) A servicer shall provide on its website a description of any alternative repayment plan offered by the servicer for private education loans.(b) A servicer shall establish policies and procedures and implement them consistently in order to facilitate evaluation of private student loan alternative repayment arrangement requests, including providing accurate information regarding any private student loan alternative repayment arrangements that may be available to the borrower through the promissory note or that may have been marketed to the borrower through marketing materials.A private student loan alternative repayment arrangements shall consider the affordability of repayment plans for a distressed borrower, as well as investor, guarantor, and insurer guidelines and previous outcome and performance information.(c) If a servicer offers private student loan repayment arrangements, a servicer shall consistently present and offer those arrangements to borrowers with similar financial circumstances.  (Source: P.A. 100-540, eff. 12-31-18.)
110 ILCS 992/5-50
2021 Illinois Compiled Statutes|Chapter 110 - HIGHER EDUCATION|110 ILCS 992/ - Student Loan Servicing Rights Act.|Article 5 - Student Loan Bill of Rights

Sec. 5-50. Cosigner release.  For private student loans, a servicer shall provide information on its website concerning the availability and criteria for a cosigner release.  (Source: P.A. 100-540, eff. 12-31-18.)