reglab/housing_qa huggingface dataset:
GA Code § 10-1-33.1 (2021)
2021 Georgia Code|Title 10 - Commerce and Trade|Chapter 1 - Selling and Other Trade Practices|Article 2 - Motor Vehicle Sales Financing|§ 10-1-33.1. Advancement of Money for Satisfaction of Lease, Lien, or Security Interest in Motor Vehicle

 A retail installment seller may advance money to a buyer or pay money to a third party on behalf of the buyer to satisfy a lease on or a lien on or a security interest in a motor vehicle used as a trade-in on a motor vehicle which is the subject of a retail installment transaction under this article. Any amount so advanced or paid may be financed as part of a retail installment contract and shall not be considered a loan. The transaction and the seller making such advance or payment shall be exempt from the provisions of Chapter 3 of Title 7, relating to installment loans, from the provisions of Chapter 4 of Title 7, relating to interest and usury, and from any other provision of Georgia law regulating loans.    (Code 1981, §10-1-33.1, enacted by Ga. L. 1999, p. 1229, § 2; Ga. L. 2020, p. 156, § 8/SB 462.)    The 2020 amendment,  effective June 30, 2020, substituted "installment loans" for "industrial loans" in the last sentence. See the Editor's notes for applicability.   Editor's notes.   - Ga. L. 2020, p. 156, § 10/SB 462, not codified by the General Assembly, provides that: "This Act shall apply to all installment loan agreements entered into on and after July 1, 2020."
GA Code § 10-1-34 (2021)
2021 Georgia Code|Title 10 - Commerce and Trade|Chapter 1 - Selling and Other Trade Practices|Article 2 - Motor Vehicle Sales Financing|§ 10-1-34. Right to Prepay Debt; Credit Upon Anticipation of Payments

 Notwithstanding the provisions of any retail installment contract to the contrary, any buyer may pay in full at any time before maturity the debt of any retail installment contract and, in so paying the debt, shall receive a refund credit thereon for the anticipation of payments. The amount of the refund shall represent at least as great a proportion of the finance charge as the sum of the monthly time balance after the month in which prepayment is made bears to the sum of all the monthly time balances under the schedule of payments in the contract. This method of refund upon prepayment is commonly referred to as the "Rule of 78" or the "Sum of the Digits" refund method. Where the amount of credit is less than $1.00, no refund need be made. This Code section shall not apply to credit upon anticipation of payments or upon acceleration in those cases where the seller or holder of the contract has computed finance charges according to the actuarial method as set forth in Code Section 10-1-33.   (Ga. L. 1967, p. 674, § 5; Ga. L. 1980, p. 523, § 3.)   RESEARCH REFERENCES   Am. Jur. 2d.   - 9A Am. Jur. 2d, Bankruptcy, § 1131.   50 Am. Jur. 2d, Larceny, § 62.   C.J.S.   - 8B C.J.S., Bankruptcy, § 833.
GA Code § 10-1-35 (2021)
2021 Georgia Code|Title 10 - Commerce and Trade|Chapter 1 - Selling and Other Trade Practices|Article 2 - Motor Vehicle Sales Financing|§ 10-1-35. Refinancing Retail Installment Contract

 The holder of a contract, upon request by the buyer, may extend the scheduled due date of all or any part of any installment or installments or deferred payment or payments or renew or restate the unpaid time balance of such contract, the amount of the installments, and the time schedule therefor and may collect for such extension, deferment, renewal, or restatement a refinance charge computed as follows: In the event the unpaid time balance of the contract is extended, deferred, renewed, or restated, the holder may compute the refinance charge on such amount by adding to the unpaid time balance the cost for insurance and other benefits incidental to the refinancing plus any accrued delinquency and collection charges after deducting any refund which may be due the buyer at the time of the renewal or restatement by prepayment pursuant to Code Section 10-1-34, at the rate of the finance charge specified in subsection (a) of Code Section 10-1-33, and by reclassifying the motor vehicle by its then year model, for the term of the refinancing agreement, but otherwise subject to the provisions of this article governing computation of the original finance charge. The provisions of this article relating to minimum finance charges under subsection (b) of Code Section 10-1-33 and acquisition costs under the refund schedule in Code Section 10-1-34 shall not apply in calculating refinance charges on the contract extended, deferred, renewed, or restated. If all unpaid installments are deferred for not more than two months, the holder may, at his election, charge and collect for such deferment an amount equal to the difference between the refund required for prepayment in full under Code Section 10-1-34 as of the scheduled due date of the first deferred installment and the refund required for prepayment in full as of one month prior to said date times the number of months in which no scheduled payment is made.   (Ga. L. 1967, p. 674, § 6.)   RESEARCH REFERENCES   Am. Jur. 2d.   - 67 Am. Jur. 2d, Sales, §§ 325 et seq., 589.
GA Code § 10-1-36 (2021)
2021 Georgia Code|Title 10 - Commerce and Trade|Chapter 1 - Selling and Other Trade Practices|Article 2 - Motor Vehicle Sales Financing|§ 10-1-36. Disposition of Motor Vehicle Repossessed After Default; Right to Recover Deficiency

  When any motor vehicle has been repossessed after default in accordance with Part 6 of Article 9 of Title 11, the seller or holder shall not be entitled to recover a deficiency against the buyer unless within ten days after the repossession he or she forwards by registered or certified mail or statutory overnight delivery to the address of the buyer shown on the contract or later designated by the buyer a notice of the seller's or holder's intention to pursue a deficiency claim against the buyer. The notice shall also advise the buyer of his or her rights of redemption, as well as his or her right to demand a public sale of the repossessed motor vehicle. In the event the buyer exercises his or her right to demand a public sale of the goods, he or she shall in writing so advise the seller or holder of his or her election by registered or certified mail or statutory overnight delivery addressed to the seller or holder at the address from which the seller's or holder's notice emanated within ten days after the posting of the original seller's or holder's notice.   In the event of election of such public sale by the buyer, the seller or holder shall dispose of said repossessed motor vehicle at a public sale as provided by law, to be held in the state and county where the original sale took place, or the state and county where the motor vehicle was repossessed, or the state and county of the buyer's residence, at the seller's election.   This Code section is cumulative of Part 6 of Article 9 of Title 11 and provides cumulative additional rights and remedies which must be fulfilled before any deficiency claim will lie against a buyer, and nothing herein shall be deemed to repeal said part.    (Ga. L. 1967, p. 674, § 7; Ga. L. 2000, p. 1589, § 3; Ga. L. 2002, p. 995, § 9.)   Editor's notes.   - Ga. L. 2000, p. 1589, § 16, not codified by the General Assembly, provides that the 2000 amendment is applicable with respect to notices delivered on or after July 1, 2000.   Law reviews.   - For article, "Nonjudicial Foreclosures in Georgia Revisited," see 24 Ga. St. B. J. 43 (1987). For annual survey article on commercial law, see 50 Mercer L. Rev. 193 (1998).   JUDICIAL DECISIONS   ANALYSIS    General Consideration   Notice    RESEARCH REFERENCES   Am. Jur. 2d.   - 67A Am. Jur. 2d, Sales, §§ 337, 370.
GA Code § 10-1-36.1 (2021)
2021 Georgia Code|Title 10 - Commerce and Trade|Chapter 1 - Selling and Other Trade Practices|Article 2 - Motor Vehicle Sales Financing|§ 10-1-36.1. Assertion of Violation on Loan or Contract Secured by Motor Vehicle Only in Individual Action

  A claim of violation on any loan or contract secured by an interest in a motor vehicle may be asserted in an individual action only and may not be the subject of a class action under Code Section 9-11-23 or any other provisions of law.   Nothing contained in this Code section shall apply to class actions involving mobile homes or manufactured homes pending in any courts of this state, including any United States courts, on February 22, 1985, as to the parties to and subject matter then before such courts.     (Code 1981, §10-1-36.1, enacted by Ga. L. 1985, p. 698, § 3.)
GA Code § 10-1-37 (2021)
2021 Georgia Code|Title 10 - Commerce and Trade|Chapter 1 - Selling and Other Trade Practices|Article 2 - Motor Vehicle Sales Financing|§ 10-1-37. Waiver of This Article Void

 Any waiver of this article shall be unenforceable and void.   (Ga. L. 1967, p. 674, § 9.)   RESEARCH REFERENCES   Am. Jur. 2d.   - 67 Am. Jur. 2d, Sales, § 68.   C.J.S.   - 77A C.J.S., Sales, § 122 et seq.
GA Code § 10-1-38 (2021)
2021 Georgia Code|Title 10 - Commerce and Trade|Chapter 1 - Selling and Other Trade Practices|Article 2 - Motor Vehicle Sales Financing|§ 10-1-38. Criminal and Civil Penalties

  Any person who shall willfully and intentionally violate this article shall be guilty of a misdemeanor and, upon conviction thereof, shall be punished by a fine not to exceed $500.00 for the first offense and shall be punished as for a misdemeanor for each subsequent offense.   A violation of Code Section 10-1-33 by the seller or holder shall bar recovery of any finance charge, delinquency, or collection charge on the contract.   In case of a willful violation of this article with respect to any transaction, the buyer in such transaction may recover from the person committing the violation (or may set off or counterclaim in any action by such person) a minimum of $100.00 or double the time price differential and any delinquency charge and any attorneys' fees and court costs charged and paid with respect to such transaction, but the seller may recover from the buyer an amount equal to the cash price of the goods or services in such transaction and the cost of any insurance purchased by the seller for the buyer in connection therewith.   Notwithstanding this Code section, any failure to comply with Code Section 10-1-33 may be corrected within ten days after the date of execution of the retail installment contract by the buyer; and, if so corrected, neither the seller nor the holder is subject to any penalty under this Code section.    (Ga. L. 1967, p. 674, § 8.)   Law reviews.   - For article, "Nonjudicial Foreclosures in Georgia Revisited," see 24 Ga. St. B. J. 43 (1987).   JUDICIAL DECISIONS   ANALYSIS    General Consideration   Penalties    RESEARCH REFERENCES   ALR.   - Right to private action under state consumer protection Act, 62 A.L.R.3d 169.
GA Code § 10-1-39 (2021)
2021 Georgia Code|Title 10 - Commerce and Trade|Chapter 1 - Selling and Other Trade Practices|Article 2 - Motor Vehicle Sales Financing|§ 10-1-39. Additional Definitions

 In addition to the definitions provided for in Code Section 10-1-31, as used in Code Sections 10-1-40 through 10-1-42, the term:    "Induce" means to cause a buyer of a motor vehicle under a retail installment contract or a lessee of a motor vehicle under a motor vehicle lease contract to sublease the subject motor vehicle or to arrange for or cause such a buyer or lessee to be so induced.   "Lessee" means a person who obtains possession and use of a motor vehicle through a motor vehicle lease contract.   "Lessor" means any person who in the regular course of business or as a part of regular business activity leases motor vehicles under motor vehicle lease contracts or purchases motor vehicle lease contracts or any sales finance company that purchases motor vehicle lease contracts.   "Motor vehicle lease contract" means an agreement between a lessor and a lessee whereby the lessee obtains the possession and use of a motor vehicle for such period of time, for such purposes, and for such consideration as set forth in the agreement.   "Subject motor vehicle" means the motor vehicle sold to a buyer under a retail installment contract or the motor vehicle obtained by a lessee under a motor vehicle lease contract.   "Sublease" means:   To transfer possession of a motor vehicle which is the subject of a retail installment contract to a person who is not a party to that contract or to transfer or assign any of the buyer's rights or interests under the retail installment contract to such a person, whether or not such transfer or assignment is effective; or   To transfer possession of a motor vehicle which is the subject of a motor vehicle lease contract to a person who is not a party to that contract or to transfer or assign any of the lessee's or lessor's rights or interests under the motor vehicle lease contract to such a person, whether or not such transfer or assignment is effective.       (Code 1981, §10-1-39, enacted by Ga. L. 1988, p. 861, § 1; Ga. L. 1999, p. 1229, § 3.)
GA Code § 10-1-40 (2021)
2021 Georgia Code|Title 10 - Commerce and Trade|Chapter 1 - Selling and Other Trade Practices|Article 2 - Motor Vehicle Sales Financing|§ 10-1-40. Unlawful Inducement of Motor Vehicle Buyer or Lessee Under Contract to Sublease Vehicle; Unlawful Offering of Vehicle for Hire by Sublessee

  It is unlawful for any person to induce the buyer of a motor vehicle under a retail installment contract to sublease the subject motor vehicle to that person or to any other sublessee without first obtaining written consent to the sublease from the holder of the retail installment contract.   It is unlawful for any person to induce the lessee of a motor vehicle under a motor vehicle lease contract to sublease the subject motor vehicle to that person or to any other sublessee without first obtaining written consent to the sublease from the lessor under the motor vehicle lease contract.   It is unlawful for any person who is the sublessee of a motor vehicle to offer the motor vehicle for hire or to offer it to another person to offer for hire if such person induced the sublease of the motor vehicle in violation of subsection (a) or (b) of this Code section or if such person knew or reasonably should have known that the sublease of the motor vehicle was induced in violation of subsection (a) or (b) of this Code section.   Any person who violates any provision of subsection (a), (b), or (c) of this Code section shall be guilty of a misdemeanor of a high and aggravated nature.     (Code 1981, §10-1-40, enacted by Ga. L. 1988, p. 861, § 1.)   Code Commission notes.   - Pursuant to Code Section 28-9-5, in 1988, an "a" was inserted following "guilty of" in subsection (d).
GA Code § 10-1-41 (2021)
2021 Georgia Code|Title 10 - Commerce and Trade|Chapter 1 - Selling and Other Trade Practices|Article 2 - Motor Vehicle Sales Financing|§ 10-1-41. Actions Brought by Persons Suffering Damage Against Person Inducing Unlawful Sublease of Motor Vehicle; Remedies

  Any one or more of the following persons may suffer damage as a result of a violation of subsection (a) or (b) of Code Section 10-1-40:   The holder of a retail installment contract;   The lessor of a motor vehicle under a motor vehicle lease contract;   The buyer of a motor vehicle under a retail installment contract or the lessee of a motor vehicle under a motor vehicle lease contract;   The sublessee of the subject motor vehicle when such sublessee did not know and could not reasonably be expected to have known that the sublease of the motor vehicle was induced in violation of subsection (a) or (b) of Code Section 10-1-40.     A person who suffers damage as described in subsection (a) of this Code section may bring an action against the person who induced the sublease of the subject motor vehicle in violation of subsection (a) or (b) of Code Section 10-1-40. The person who suffers damage may recover or obtain against the person who induced such sublease any of the following:   Actual damages;   Equitable relief, including, but not limited to, an injunction or restitution of money and property;   Punitive damages;   Reasonable attorney's fees and costs; and   Any other relief which the court deems proper.     The rights and remedies provided for in this Code section are in addition to any other rights and remedies provided by law.     (Code 1981, §10-1-41, enacted by Ga. L. 1988, p. 861, § 1.)
GA Code § 10-1-42 (2021)
2021 Georgia Code|Title 10 - Commerce and Trade|Chapter 1 - Selling and Other Trade Practices|Article 2 - Motor Vehicle Sales Financing|§ 10-1-42. Advancement of Money to Satisfy Lease, Lien, or Security Interest in Motor Vehicle; Inclusion in Gross Capitalized Cost

 A lessor or the entity which sells the motor vehicle to the lessor for lease to a lessee may advance money to a lessee or pay money to a third party on behalf of the lessee to satisfy a lease on or a lien on or a security interest in a motor vehicle used as a trade-in on a motor vehicle which is the subject of a motor vehicle lease contract. Any amount so advanced or paid may be included in the gross capitalized cost under the motor vehicle lease contract and shall not be considered a loan. Such advance and the seller or lessor making such advance or payment shall be exempt from the provisions of Chapter 3 of Title 7, relating to installment loans, from the provisions of Chapter 4 of Title 7, relating to interest and usury, and from any other provision of Georgia law regulating loans.    (Code 1981, §10-1-42, enacted by Ga. L. 1999, p. 1229, § 4; Ga. L. 2020, p. 156, § 8/SB 462.)    The 2020 amendment,  effective June 30, 2020, substituted "installment loans" for "industrial loans" in the last sentence. See the Editor's notes for applicability.   Editor's notes.   - Ga. L. 2020, p. 156, § 10/SB 462, not codified by the General Assembly, provides that: "This Act shall apply to all installment loan agreements entered into on and after July 1, 2020."
GA Code § 10-1-51 (2021)
2021 Georgia Code|Title 10 - Commerce and Trade|Chapter 1 - Selling and Other Trade Practices|Article 3 - Unsolicited Merchandise|§ 10-1-51. Unordered Merchandise Sent After Membership Terminated Deemed Gift; Enjoining Payment Requests

 If a person is a member of an organization which makes retail sales of any goods, wares, or merchandise to its members and the person notifies the organization of his termination of membership by certified mail or statutory overnight delivery, return receipt requested, any unordered goods, wares, or merchandise which are sent to the person after 30 days following execution of the return receipt for the certified letter by the organization shall for all purposes be deemed unconditional gifts to the person, who may use or dispose of the goods, wares, or merchandise in any manner he sees fit without any obligation on his part to the organization.   If the termination of a person's membership in such organization breaches any agreement with the organization, nothing in this Code section shall relieve the person from liability for damages to which he might be otherwise subjected to pursuant to law; but he shall not be subject to any damages with respect to any goods, wares, or merchandise which are deemed unconditional gifts to him under this Code section.   If, after any receipt deemed to be an unconditional gift under this Code section, the sender continues to send bill statements or requests for payment with respect thereto, an action may be brought by the recipient to enjoin such conduct, in which action there may also be awarded reasonable attorneys' fees and costs to the prevailing party.   (Ga. L. 1970, p. 565, § 2; Ga. L. 2000, p. 1589, § 3.)   Editor's notes.   - Ga. L. 2000, p. 1589, § 16, not codified by the General Assembly, provides that the 2000 amendment is applicable with respect to notices delivered on or after July 1, 2000.
GA Code § 10-1-70 (2021)
2021 Georgia Code|Title 10 - Commerce and Trade|Chapter 1 - Selling and Other Trade Practices|Article 4 - Furnishing Names of Prospective Purchasers|§ 10-1-70. Sales Contract Must State Consideration for Furnishing Names of Prospective Purchasers; Penalty

  It shall be unlawful for any person, firm, or corporation engaged in the business of selling any type of merchandise in the State of Georgia to promise a consideration, either cash or otherwise, to a buyer of such merchandise for providing the names or other information relative to other prospective purchasers of such merchandise, unless the promise of such consideration is contained in the contract of sale between the seller and the buyer.   Any person, firm, or corporation violating subsection (a) of this Code section shall be guilty of a misdemeanor.    (Ga. L. 1965, p. 247, §§ 1, 2.)
GA Code § 10-1-80 (2021)
2021 Georgia Code|Title 10 - Commerce and Trade|Chapter 1 - Selling and Other Trade Practices|Article 5 - Labeling Remanufactured or Rebuilt Items|§ 10-1-80. "Remanufactured" and "Rebuilt" Defined

 As used in this article, the term:    "Rebuilt" means the reconditioning of a motor, engine, well pump, or other mechanical item by the replacement of parts of the motor, engine, well pump, or other mechanical item without changing the original size, shape, or tolerance of the item except by the use of parts therefor.   "Remanufactured" means the changing of the size, shape, or tolerance in any motor, engine, well pump, or other mechanical item by machinery grinding or cutting away of the original item.    (Ga. L. 1959, p. 372, § 3.)
GA Code § 10-1-81 (2021)
2021 Georgia Code|Title 10 - Commerce and Trade|Chapter 1 - Selling and Other Trade Practices|Article 5 - Labeling Remanufactured or Rebuilt Items|§ 10-1-81. Label Required for Remanufactured Item Sold at Retail

 Any remanufactured item sold at retail in the State of Georgia shall be labeled "Remanufactured." Such label shall be placed adjacent to and shall be of the same size and type of marking as the old marking on the remanufactured item.   (Ga. L. 1959, p. 372, § 1.)   Cross references.   - Labeling of secondhand watches, T. 43, C. 49.
GA Code § 10-1-82 (2021)
2021 Georgia Code|Title 10 - Commerce and Trade|Chapter 1 - Selling and Other Trade Practices|Article 5 - Labeling Remanufactured or Rebuilt Items|§ 10-1-82. Label Required for Rebuilt Item Sold at Retail

 Any rebuilt item sold at retail in the State of Georgia shall be labeled "Rebuilt." Such label shall be placed adjacent to and shall be of the same size and type of marking as the old marking on the rebuilt item.   (Ga. L. 1959, p. 372, § 2.)   Cross references.   - Labeling of secondhand watches, T. 43, C. 49.
GA Code § 10-1-83 (2021)
2021 Georgia Code|Title 10 - Commerce and Trade|Chapter 1 - Selling and Other Trade Practices|Article 5 - Labeling Remanufactured or Rebuilt Items|§ 10-1-83. Penalty for Violation of This Article

 Noncompliance with this article shall be a misdemeanor, and punishment shall be as provided by law.   (Ga. L. 1959, p. 372, § 4.)
GA Code § 10-1-100 (2021)
2021 Georgia Code|Title 10 - Commerce and Trade|Chapter 1 - Selling and Other Trade Practices|Article 6 - Interstate Purchase of Rifles and Shotguns|§ 10-1-100. Out-of-State Purchase of Rifles and Shotguns by Residents

 Residents of the State of Georgia may purchase rifles and shotguns in any state of the United States, provided such residents conform to applicable provisions of statutes and regulations of the United States, of the State of Georgia, and of the state in which the purchase is made.   (Ga. L. 1969, p. 804, § 1; Ga. L. 2002, p. 977, § 1.)   Cross references.   - Regulation of sale, possession of weapons generally, § 16-11-100 et seq.
GA Code § 10-1-101 (2021)
2021 Georgia Code|Title 10 - Commerce and Trade|Chapter 1 - Selling and Other Trade Practices|Article 6 - Interstate Purchase of Rifles and Shotguns|§ 10-1-101. Nonresidents May Purchase Rifles and Shotguns in Georgia

 Residents of any state of the United States may purchase rifles and shotguns in the State of Georgia, provided such residents conform to applicable provisions of statutes and regulations of the United States, of the State of Georgia, and of the state in which such persons reside.   (Ga. L. 1969, p. 804, § 2; Ga. L. 2002, p. 977, § 1.)   Cross references.   - Regulation of sale, possession of weapons generally, § 16-11-100 et seq.