reglab/housing_qa huggingface dataset:
TX Ins Code § 2003.052 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2003 - Procedures for Evaluating Fire Loss Risk|Subchapter B. Municipal Fire Loss Lists|Section 2003.052. Municipality's Request for List; Return Report

Sec. 2003.052.  MUNICIPALITY'S REQUEST FOR LIST; RETURN REPORT.  (a)  The department shall provide to a municipality a copy of the list compiled under Section 2003.051 for the municipality on the request of the municipality or the municipality's authorized agent or fire marshal.(b)  Each municipality shall investigate the information contained in the list to determine the losses actually occurring within the limits of the municipality. The municipality shall report to the department:(1)  a list of the losses that actually occurred within the limits of the municipality;(2)  a list of the losses that did not occur within the limits of the municipality; and(3)  other evidence essential to establishing the losses occurring in the municipality.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2003.053 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2003 - Procedures for Evaluating Fire Loss Risk|Subchapter B. Municipal Fire Loss Lists|Section 2003.053. List Corrections; Use

Sec. 2003.053.  LIST CORRECTIONS; USE.  The department shall:(1)  make changes that the department considers appropriate to correct the list compiled under Section 2003.051 for a municipality; and(2)  use the corrected list to determine the fire record credit or debit for the municipality for the next year.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2003.054 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2003 - Procedures for Evaluating Fire Loss Risk|Subchapter B. Municipal Fire Loss Lists|Section 2003.054. Charge for List and Fire Record System

Sec. 2003.054.  CHARGE FOR LIST AND FIRE RECORD SYSTEM.  The commissioner shall set and collect a charge for compiling and providing a list under this subchapter and as the commissioner considers appropriate for administering the fire record system.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2003.055 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2003 - Procedures for Evaluating Fire Loss Risk|Subchapter B. Municipal Fire Loss Lists|Section 2003.055. Department Authority to Require Provision of Fire Loss Information

Sec. 2003.055.  DEPARTMENT AUTHORITY TO REQUIRE PROVISION OF FIRE LOSS INFORMATION.  To accumulate statistical information for the control and prevention of fires, the department may require each municipality in this state and each insurer engaged in business in this state to provide to the department a complete and accurate report that lists all fire and lightning losses occurring in this state that are reflected in the municipality's or insurer's records.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2003.056 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2003 - Procedures for Evaluating Fire Loss Risk|Subchapter B. Municipal Fire Loss Lists|Section 2003.056. Discretionary Provision of List

Sec. 2003.056.  DISCRETIONARY PROVISION OF LIST.  The department is not required to provide a list compiled under this subchapter if the fire record system is not in effect.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2003.101 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2003 - Procedures for Evaluating Fire Loss Risk|Subchapter C. Voluntary Inspection Program|Section 2003.101. Definitions

Sec. 2003.101.  DEFINITIONS.  In this subchapter:(1)  "Inspection" means a physical inspection of property for which residential property insurance is sought.(2)  "Inspection certificate" means a certificate issued under this subchapter by an inspector indicating that the condition of property meets or exceeds minimum standards.(3)  "Inspector" means a person authorized by the commissioner to perform inspections under this subchapter.(4)  "Minimum standards" means the standards adopted by the commissioner by rule regarding the insurability of property under this subchapter.(5)  "Residential property insurance" means insurance against loss to real or tangible personal property at a fixed location that is provided though a homeowners insurance policy, a residential fire and allied lines insurance policy, or a farm and ranch owners insurance policy.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2003.102 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2003 - Procedures for Evaluating Fire Loss Risk|Subchapter C. Voluntary Inspection Program|Section 2003.102. Right to Voluntary Inspection of Property Condition

Sec. 2003.102.  RIGHT TO VOLUNTARY INSPECTION OF PROPERTY CONDITION.  A person with an insurable interest in real or tangible personal property at a fixed location who desires to purchase residential property insurance may obtain an independent inspection of the condition of the property by an inspector authorized to perform inspections under this subchapter.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2003.103 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2003 - Procedures for Evaluating Fire Loss Risk|Subchapter C. Voluntary Inspection Program|Section 2003.103. Plan of Operation

Sec. 2003.103.  PLAN OF OPERATION.  (a)  The commissioner shall adopt a plan of operation for the voluntary inspection program.(b)  The plan of operation must include rules and standards for the voluntary inspection program, including:(1)  the manner and scope of the inspections to be performed;(2)  the contents of the written evaluation report;(3)  the form of the inspection certificate to be issued;(4)  the term during which an inspection certificate is valid;(5)  rules for the certification or licensing of persons authorized to perform inspections under the program; and(6)  the fee that may be charged a person requesting an inspection under the program.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2003.104 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2003 - Procedures for Evaluating Fire Loss Risk|Subchapter C. Voluntary Inspection Program|Section 2003.104. Eligible Inspectors

Sec. 2003.104.  ELIGIBLE INSPECTORS.  Persons who may be certified or licensed to perform inspections under this subchapter include:(1)  a person licensed to perform real property inspections under Chapter 1102, Occupations Code; and(2)  a designated employee or agent of a county or municipality that chooses to establish a voluntary inspection program to inspect residential properties within the territorial limits of the county or municipality.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2003.105 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2003 - Procedures for Evaluating Fire Loss Risk|Subchapter C. Voluntary Inspection Program|Section 2003.105. Presumption of Insurability

Sec. 2003.105.  PRESUMPTION OF INSURABILITY.  (a)  The existence of an inspection certificate issued under this subchapter creates a presumption that the condition of the property inspected is adequate for the issuance of residential property insurance.(b)  If an inspection certificate is used in whole or in part to determine insurability, an insurer may require as a condition of issuing a residential property insurance policy that the applicant for that insurance provide a written statement that there has not been a material or substantial change to the property condition since the date of the inspection certificate.(c)  An insurer who receives an inspection certificate may not use the condition of the property as grounds to refuse to issue or renew residential property insurance unless the insurer:(1)  reinspects the property; and(2)  specifies the areas of deficiency in the insurer's declination letter.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2003.106 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2003 - Procedures for Evaluating Fire Loss Risk|Subchapter C. Voluntary Inspection Program|Section 2003.106. Enforcement

Sec. 2003.106.  ENFORCEMENT.  The commissioner by rule may provide for the use of any disciplinary procedure authorized by this code to:(1)  maintain the integrity of the voluntary inspection program; or(2)  ensure compliance with this subchapter.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2003.107 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2003 - Procedures for Evaluating Fire Loss Risk|Subchapter C. Voluntary Inspection Program|Section 2003.107. Rules

Sec. 2003.107.  RULES.  In addition to the plan of operation adopted under Section 2003.103, the commissioner may adopt rules that are appropriate to accomplish the purposes of this subchapter.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2006.001 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2006 - Premium Rate Discounts and Rating Programs|Subchapter A. Optional Premium Discount for Use of Insulating Concrete Form System|Section 2006.001. Definitions

Sec. 2006.001.  DEFINITIONS.  In this subchapter:(1)  "Applicant" includes:(A)  an applicant for new insurance coverage; and(B)  a policyholder renewing insurance coverage.(2)  "Insulating concrete form system" means a building construction system primarily used to frame exterior walls in which polystyrene foam forms are placed in the walls of a structure under construction and filled with concrete and steel reinforcing material to become a permanent part of the structure.(3)  "Insurer" means an insurer authorized to write property and casualty insurance in this state, including:(A)  a county mutual insurance company;(B)  a farm mutual insurance company;(C)  a Lloyd's plan; and(D)  a reciprocal or interinsurance exchange.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2006.002 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2006 - Premium Rate Discounts and Rating Programs|Subchapter A. Optional Premium Discount for Use of Insulating Concrete Form System|Section 2006.002. Optional Premium Discount

Sec. 2006.002.  OPTIONAL PREMIUM DISCOUNT.  (a)  In accordance with the rules adopted by the commissioner under this subchapter, an insurer may grant to an applicant a discount in the applicant's homeowners insurance premiums for insured property on receipt of written verification from the applicant that the property was constructed with an insulating concrete form system.(b)  The commissioner by rule shall prescribe the requirements for determining that a structure was constructed with an insulating concrete form system.(c)  Verification under this section must comply with the requirements prescribed by the commissioner.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2006.003 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2006 - Premium Rate Discounts and Rating Programs|Subchapter A. Optional Premium Discount for Use of Insulating Concrete Form System|Section 2006.003. Property Inspection

Sec. 2006.003.  PROPERTY INSPECTION.  (a)  If determined necessary by the commissioner, the rules adopted under this subchapter may require an inspection of the property to be insured.(b)  The applicant shall pay the costs of a required inspection.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2006.004 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2006 - Premium Rate Discounts and Rating Programs|Subchapter A. Optional Premium Discount for Use of Insulating Concrete Form System|Section 2006.004. Premium Discount; Exception

Sec. 2006.004.  PREMIUM DISCOUNT; EXCEPTION.  (a)  The commissioner by rule shall establish the premium discount under this subchapter based on sound actuarial principles.(b)  The commissioner may approve a premium discount greater or less than the discount established by rule under Subsection (a) if:(1)  the insurer files the proposed discount with the department; and(2)  the commissioner determines that the proposed discount is actuarially justified.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2006.005 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2006 - Premium Rate Discounts and Rating Programs|Subchapter A. Optional Premium Discount for Use of Insulating Concrete Form System|Section 2006.005. Rules

Sec. 2006.005.  RULES.  The commissioner may adopt rules as necessary to implement this subchapter in addition to other rules adopted under this subchapter.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2006.051 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2006 - Premium Rate Discounts and Rating Programs|Subchapter B. Optional Premium Discounts and Rating Programs for Certain Residential Property Insurance Policies|Section 2006.051. Definitions

Sec. 2006.051.  DEFINITIONS.  In this subchapter:(1)  "Affiliate" means an entity classified as an affiliate under Section 823.003.(2)  "Insurer" means an insurer authorized to write residential property insurance, including:(A)  a county mutual insurance company;(B)  a farm mutual insurance company;(C)  a Lloyd's plan; and(D)  a reciprocal or interinsurance exchange.(3)  "Residential property insurance" means property or property and casualty insurance covering a dwelling, including:(A)  homeowners insurance;(B)  residential fire and allied lines insurance;(C)  farm and ranch insurance; and(D)  farm and ranch owners insurance.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2006.052 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2006 - Premium Rate Discounts and Rating Programs|Subchapter B. Optional Premium Discounts and Rating Programs for Certain Residential Property Insurance Policies|Section 2006.052. Optional Premium Discount

Sec. 2006.052.  OPTIONAL PREMIUM DISCOUNT.  (a)  Except as provided by Section 2006.053, an insurer that issues a residential property insurance policy may:(1)  discount the premiums that would otherwise be charged for the policy by not less than three percent if the policyholder:(A)  has continuously been a residential property insurance policyholder with the insurer or an affiliate of the insurer; and(B)  has not filed a residential property insurance claim during the three years before the effective date of the policy; and(2)  increase the amount of the discount by one percent for each subsequent year in which the policyholder:(A)  has been a residential property insurance policyholder with the insurer or an affiliate of the insurer; and(B)  has not filed a residential property insurance claim.(b)  This section applies to an insurer that uses a tier classification or discount program that has a premium consequence based in whole or in part on claims experience, regardless of whether any of the policies that continuously covered the policyholder was a different kind of residential property insurance policy from the policy eligible for the premium discount.(c)  A residential property insurance claim under this section does not include a claim:(1)  resulting from a loss caused by natural causes;(2)  that is filed but is not paid or payable under the policy; or(3)  that an insurer is prohibited from using under Section 544.353.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.Amended by: Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 3B.040(a), eff. September 1, 2007.Acts 2007, 80th Leg., R.S., Ch. 921 (H.B. 3167), Sec. 9.040(a), eff. September 1, 2007.|
TX Ins Code § 2006.0521 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2006 - Premium Rate Discounts and Rating Programs|Subchapter B. Optional Premium Discounts and Rating Programs for Certain Residential Property Insurance Policies|Section 2006.0521. Compliance With Other Law Required

Sec. 2006.0521.  COMPLIANCE WITH OTHER LAW REQUIRED.  Any change in the amount of a premium discount provided under this subchapter must comply with the requirements of Section 551.107.|Added by Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 3B.040(b), eff. September 1, 2007.Added by Acts 2007, 80th Leg., R.S., Ch. 921 (H.B. 3167), Sec. 9.040(b), eff. September 1, 2007.|
TX Ins Code § 2006.053 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2006 - Premium Rate Discounts and Rating Programs|Subchapter B. Optional Premium Discounts and Rating Programs for Certain Residential Property Insurance Policies|Section 2006.053. Approval of Certain Actuarially Justified Premium Discounts and Rating Programs

Sec. 2006.053.  APPROVAL OF CERTAIN ACTUARIALLY JUSTIFIED PREMIUM DISCOUNTS AND RATING PROGRAMS.  The commissioner may approve:(1)  a premium discount filed with the department that is greater or less than the discount specified by Section 2006.052 if the commissioner determines the discount is actuarially justified; or(2)  a rating program filed with the department that is based on claim or loss experience and is not a discount described by Section 2006.052 or Subdivision (1) if the commissioner determines the program is actuarially justified.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.Amended by: Acts 2015, 84th Leg., R.S., Ch. 569 (H.B. 2776), Sec. 3, eff. September 1, 2015.|
TX Ins Code § 2006.054 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2006 - Premium Rate Discounts and Rating Programs|Subchapter B. Optional Premium Discounts and Rating Programs for Certain Residential Property Insurance Policies|Section 2006.054. Limit on Premium Discount

Sec. 2006.054.  LIMIT ON PREMIUM DISCOUNT.  An insurer that provides a premium discount under Section 2006.052 is not required to provide the discount in an amount that exceeds 10 percent of the premiums that would otherwise be charged for the residential property insurance policy.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.Amended by: Acts 2015, 84th Leg., R.S., Ch. 569 (H.B. 2776), Sec. 3, eff. September 1, 2015.|
TX Ins Code § 2006.055 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle D - Fire Insurance and Allied Lines, Including Residential Property Insurance|Chapter 2006 - Premium Rate Discounts and Rating Programs|Subchapter B. Optional Premium Discounts and Rating Programs for Certain Residential Property Insurance Policies|Section 2006.055. Rules and Guidelines

Sec. 2006.055.  RULES AND GUIDELINES.  (a)  The commissioner shall adopt rules as necessary to implement Section 2006.052.(b)  The commissioner by rule shall establish guidelines under which an insurer that provides a premium discount under  Section 2006.052 shall determine the appropriate discount based on sound actuarial principles.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.Amended by: Acts 2015, 84th Leg., R.S., Ch. 569 (H.B. 2776), Sec. 3, eff. September 1, 2015.|
TX Ins Code § 2051.001 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle E - Workers' Compensation Insurance|Chapter 2051 - General Provisions: Workers' Compensation Insurance|Subchapter A. Applicability and Construction|Section 2051.001. Definition

Sec. 2051.001.  DEFINITION.  In this chapter, "insurance company" means a stock company, mutual insurance company, reciprocal or interinsurance exchange, or Lloyd's plan authorized to engage in the business of workers' compensation insurance in this state.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.|
TX Ins Code § 2051.002 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle E - Workers' Compensation Insurance|Chapter 2051 - General Provisions: Workers' Compensation Insurance|Subchapter A. Applicability and Construction|Section 2051.002. Construction of Certain Laws

Sec. 2051.002.  CONSTRUCTION OF CERTAIN LAWS.  The following shall be construed and applied independently of any other law that relates to insurance rates and forms or prescribes the duties of the commissioner or the department:(1)  this chapter;(2)  Chapter 251, as that chapter relates to workers' compensation insurance; and(3)  Chapters 255, 426, 2052, 2053, and 2055.|Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.Amended by: Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 2H.003, eff. April 1, 2009.Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 3B.0591(f), eff. September 1, 2007.|