reglab/housing_qa huggingface dataset:
MD. Insurance Code Ann. §  19-508 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 5 - Motor Vehicle Insurance -- Primary Coverage|Section 19-508 - Personal Injury Protection Coverage -- Payment of Benefits

    (a)    (1)    Subject to paragraphs (2) and (3) of this subsection, an insurer shall make all payments of the benefits described in § 19-505 of this subtitle periodically as claims for the benefits arise and within 30 days after the insurer receives satisfactory proof of claim.        (2)    A policy that contains the coverage described in § 19-505 of this subtitle may:            (i)    set a period of not less than 12 months after the date of the motor vehicle accident within which the original claim for benefits must be filed with the insurer; and            (ii)    provide that if, after a lapse in the period of total disability or in the medical treatment of an injured individual who has received benefits under that coverage, the individual claims additional benefits based on an alleged recurrence of the injury for which the original claim for benefits was made, the insurer may require reasonable medical proof of the alleged recurrence.        (3)    The aggregate benefits payable to an individual under this subsection may not exceed the maximum limits stated in the policy.    (b)    (1)    When an insurer that provides the benefits described in § 19-505 of this subtitle receives written notice from an insured of the occurrence of a motor vehicle accident for which benefits may be available under § 19-505 of this subtitle, the insurer shall notify the insured by mail of the latest date on which a claim may be filed for benefits under § 19-505 of this subtitle as provided in subsection (a)(2)(i) of this section.        (2)    An insurer is not required under paragraph (1) of this subsection to send any notice to the insured as to any first party claim for benefits other than the benefits under § 19-505 of this subtitle.    (c)    Payments of benefits that are not made in accordance with this section and that are overdue shall bear simple interest at the rate of 1.5% per month.
MD. Insurance Code Ann. §  19-509.2 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 5 - Motor Vehicle Insurance -- Primary Coverage|Section 19-509.2 - Uninsured, Underinsured, or Enhanced Underinsured Motorist Coverage -- Subsequent Action Not Precluded

    (a)    A final judgment in an action for personal injury protection coverage under a motor vehicle liability insurance policy does not preclude a subsequent action for uninsured or underinsured motorist coverage arising out of the same motor vehicle accident or occurrence.    (b)    A final judgment in an action for personal injury protection coverage under a private passenger motor vehicle liability insurance policy does not preclude a subsequent action for enhanced underinsured motorist coverage arising out of the same motor vehicle accident or occurrence.
MD. Insurance Code Ann. §  19-512 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 5 - Motor Vehicle Insurance -- Primary Coverage|Section 19-512 - Collision Coverage

    (a)    (1)    Each insurer that issues, sells, or delivers a motor vehicle insurance policy in the State shall offer collision coverage for damage to insured motor vehicles subject to deductibles of $50 to $250 in $50 increments.        (2)    Collision coverage shall provide insurance, without regard to fault, against accidental property damage to the insured motor vehicle caused by physical contact of the insured motor vehicle with another motor vehicle or other object or by upset of the insured motor vehicle, if the motor vehicle accident occurs in a state, Canada, or Mexico.    (b)    (1)    In this subsection, “passenger car” means a motor vehicle that is:            (i)    a Class A (passenger) vehicle under § 13–912 of the Transportation Article; or            (ii)    a Class M (multipurpose) vehicle under § 13–937 of the Transportation Article used primarily for transporting passengers.        (2)    If a private passenger motor vehicle insurance policy issued, sold, or delivered in the State includes:            (i)    collision coverage under this section, the motor vehicles insured under that coverage shall include any passenger car that is rented or used by an insured for a period of 30 days or less under a rental agreement or a peer–to–peer car sharing program agreement as otherwise defined in § 14–2101 of the Commercial Law Article; or            (ii)    comprehensive coverage, the motor vehicles insured under that coverage shall include any replacement vehicle as defined under § 18–102(a)(2)(i) or § 18.5–102(a)(2)(i) of the Transportation Article.        (3)    Each insurer that provides a private passenger motor vehicle insurance policy that includes collision coverage shall give the insured a separate notice written in boldface type that the insured does not need a collision damage waiver or any additional collision coverage when renting or peer–to–peer car sharing a passenger car for a period of 30 days or less during the term of the policy.        (4)    An insurer may not deny coverage to an insured for collision damage to a rental passenger car because:            (i)    the motor vehicle accident involved an uninsured motorist; or            (ii)    the identity of the motor vehicle causing the damage cannot be ascertained.    (c)    An insurer may offer to provide to the insured coverage for damages incurred by the insured as a result of the loss of use of a rental vehicle or a shared motor vehicle that sustains collision damage while rented by the insured.
MD. Insurance Code Ann. §  19-513 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 5 - Motor Vehicle Insurance -- Primary Coverage|Section 19-513 - Limitations on Recovery of Benefits

    (a)    This section does not prohibit a nonprofit health service plan or an authorized insurer, with the approval of the Commissioner, from providing medical, hospital, and disability benefits in connection with motor vehicle accidents.    (b)    (1)    Notwithstanding any other provision of this subtitle, a person may not recover benefits under the coverages described in §§ 19–504, 19–505, 19–509, 19–509.1, and 19–512 of this subtitle from more than one motor vehicle liability insurance policy or insurer on a duplicative basis.        (2)    Except as provided in § 19–509.1 of this subtitle, and notwithstanding any other provision of this subtitle, a person may not recover benefits under the coverages described in §§ 19–504, 19–505, 19–509, and 19–512 of this subtitle from more than one motor vehicle liability insurance policy or insurer on a supplemental basis.    (c)    (1)    The insurer of a motor vehicle for which the coverage described in § 19–505 of this subtitle is in effect shall pay the benefits described in § 19–505 of this subtitle to an individual who is injured in a motor vehicle accident:            (i)    while occupying the insured motor vehicle; or            (ii)    by the insured motor vehicle as a pedestrian, while in, on, or alighting from a vehicle powered by animal or muscular power, or while on or alighting from an animal.        (2)    An insurer may not pay benefits under paragraph (1) of this subsection to an individual who is in violation of § 17–103 of the Transportation Article.    (d)    (1)    The insurer under a policy that contains the coverages described in §§ 19–505 and 19–509 of this subtitle shall pay the benefits described in §§ 19–505 and 19–509 to an individual insured under the policy who is injured in a motor vehicle accident:            (i)    while occupying a motor vehicle for which the coverages described in §§ 19–505 and 19–509 of this subtitle are not in effect; or            (ii)    by a motor vehicle for which the coverages described in §§ 19–505 and 19–509 of this subtitle are not in effect as a pedestrian, while in, on, or alighting from a vehicle powered by animal or muscular power, or while on or alighting from an animal.        (2)    Benefits payable under paragraph (1) of this subsection shall be reduced to the extent of any medical or disability benefits coverage that is:            (i)    applicable to the motor vehicle for which the coverages described in §§ 19–505 and 19–509 of this subtitle are not in effect; and            (ii)    collectible from the insurer of that motor vehicle.    (e)    Benefits payable under the coverages described in §§ 19–505 and 19–509 of this subtitle shall be reduced to the extent that the recipient has recovered benefits under the workers’ compensation laws of a state or the federal government for which the provider of the workers’ compensation benefits has not been reimbursed.
MD. Insurance Code Ann. §  19-514 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 5 - Motor Vehicle Insurance -- Primary Coverage|Section 19-514 - Arbitration

    Authorized insurers that issue, sell, or deliver motor vehicle liability or physical damage insurance policies in the State shall arbitrate and settle all motor vehicle physical damage claims between the authorized insurers in accordance with an automobile subrogation program sponsored by the intercompany arbitration organization chosen by the authorized insurer that requests the arbitration.
MD. Insurance Code Ann. §  19-515 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 5 - Motor Vehicle Insurance -- Primary Coverage|Section 19-515 - Effect of Citation for Violation of Certain Alcohol Beverages Laws

    An insurer may not refuse to issue or renew a motor vehicle liability insurance policy under this subtitle on the ground that the applicant has been issued a citation under § 3-8A-33 of the Courts Article.
MD. Insurance Code Ann. §  19-516 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 5 - Motor Vehicle Insurance -- Primary Coverage|Section 19-516 - Reimbursement for the Rental of Specially Equipped Motor Vehicles

    (a)    This section applies to a motor vehicle insurance policy issued, sold, or delivered in the State that covers a motor vehicle that is specially equipped for the transportation of or operation by an individual with a disability.    (b)    If a motor vehicle insurance policy described in subsection (a) of this section provides for reimbursement of the costs of a rental motor vehicle, the insurer shall, upon request of the applicant or insured, make available for the appropriate premium at the time of the issuance or renewal of the policy a daily reimbursement rate of up to $100, for a maximum of $1,500 per policy period, to allow the insured to rent a motor vehicle that is equipped similarly to the covered motor vehicle.
MD. Insurance Code Ann. §  19-517.1 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 5 - Motor Vehicle Insurance -- Primary Coverage|Section 19-517.1 - Determination of Availability of Insurance Providers for Transportation Network Services Industry

    (a)    Beginning July 1, 2017, and annually thereafter through July 1, 2021, the Commissioner shall make a determination whether, with regard to the required coverages under § 10–405(a) of the Public Utilities Article, there is a viable, affordable, and adequate market of authorized insurers in the State, including the Maryland Automobile Insurance Fund, available to provide the required coverages to the transportation network services industry.    (b)    To the extent that the Commissioner makes an affirmative finding of availability, and in accordance with the provisions of Title 3, Subtitle 3 of this article, it is the intent of the General Assembly that required coverages be obtained from authorized insurers and the Maryland Automobile Insurance Fund.
MD. Insurance Code Ann. §  19-518 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 5 - Motor Vehicle Insurance -- Primary Coverage|Section 19-518 - Volunteer Driver

    (a)    In this section, “volunteer driver” means an individual who provides driving services, including transportation of individuals or goods, without compensation other than for expenses to:        (1)    a charitable organization, as defined in § 6–101 of the Business Regulation Article, in the State; or        (2)    a not–for–profit organization in the State that is exempt from taxation under § 501(c)(3), (4), or (6) of the Internal Revenue Code.    (b)    An insurer that issues, sells, or delivers a motor vehicle liability insurance policy in the State may not:        (1)    cancel the policy of a named insured or refuse to issue the policy to an applicant solely because the named insured or applicant is a volunteer driver; or        (2)    impose a surcharge on or otherwise increase the rate for the policy solely because the named insured or applicant, a member of the named insured’s or applicant’s household, or an individual who customarily operates the named insured’s or applicant’s motor vehicle is a volunteer driver.    (c)    This section does not prohibit an insurer from canceling, refusing to renew, imposing a surcharge on, or otherwise increasing the rate for a motor vehicle liability insurance policy based on factors other than the status of a driver under the policy as a volunteer driver.
MD. Insurance Code Ann. §  19-519 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 5 - Motor Vehicle Insurance -- Primary Coverage|Section 19-519 - Reinstatement of Policy

    (a)    Notwithstanding any other provision of law, an authorized motor vehicle insurer and the Maryland Automobile Insurance Fund may reinstate, without a lapse in coverage, a private passenger motor vehicle liability insurance policy that was canceled by the insurer or the Fund for nonpayment of premium on payment by the policyholder of:        (1)    all earned premiums owed to the insurer or the Fund; and        (2)    any reasonable fee approved by the Commissioner under § 27–216(b)(5) of this article.    (b)    Before an authorized motor vehicle insurer or the Maryland Automobile Insurance Fund reinstates a policy under this section, the policyholder shall provide to the insurer or the Fund a written certification, in the form and manner specified by the insurer or the Fund, that no losses were incurred by the policyholder from the time and date the policy was canceled through the time and date the policy is reinstated.    (c)    A reinstatement of a policy by an authorized motor vehicle insurer or the Maryland Automobile Insurance Fund under this section:        (1)    shall be implemented in accordance with written underwriting guidelines adopted by the insurer or the Fund; and        (2)    is subject to the requirements of § 27–501(a) of this article in the same manner as a cancellation, a refusal to underwrite, or a refusal to renew a risk or class of risk.
MD. Insurance Code Ann. §  19-601 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 6 - Insurance Pools|Section 19-601 - Insurance Pools for Property or Casualty Insurance Authorized

    The following may pool together to purchase property insurance or casualty insurance:         (1)    associations, corporations, institutions, organizations, or societies that are exempt from taxation under § 501(c)(3) of the Internal Revenue Code;        (2)    clubs that are organized and operated exclusively for recreational purposes and are exempt from taxation under § 501(c)(7) of the Internal Revenue Code;        (3)    nonprofit associations, corporations, or other organizations that are comprised of residents of a community and are operated exclusively for the promotion of social welfare and general neighborhood improvement; and        (4)    nonprofit organizations that are comprised of property owners in a subdivision or group of subdivisions and whose purpose is to represent the mutual interests of the property owners regarding the construction, protection, and maintenance of commonly owned or used property and improvements.
MD. Insurance Code Ann. §  19-602 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 6 - Insurance Pools|Section 19-602 - Insurance Pools by Public Entities Authorized

    (a)    In this section, “public entity” means:        (1)    a political subdivision of the State;        (2)    a unit of the State or a local government; or        (3)    a nonprofit or nonstock corporation that:            (i)    receives 50% or more of its annual operating budget from the State or a local government; and            (ii)    is exempt from taxation under § 501(c)(3) or (4) of the Internal Revenue Code.    (b)    Public entities may pool together to purchase casualty insurance, property insurance, or health insurance or to self-insure against casualty, property, or health risks.
MD. Insurance Code Ann. §  19-603 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 6 - Insurance Pools|Section 19-603 - Funding by Local Governments Authorized

    (a)    In this section, “local government” means a county or municipal corporation in the State.    (b)    A local government:        (1)    may enter into an agreement to fund an insurance pool established under this subtitle; and        (2)    except as otherwise provided in this section, may determine by resolution the provisions, terms, conditions, and duration of the agreement.    (c)    (1)    Except as provided in paragraph (2) of this subsection, a payment obligation in an agreement authorized by this section:            (i)    shall be a general obligation of the local government to which its full faith and credit and unlimited taxing power is pledged; and            (ii)    may not be subject to annual appropriation by the local government.        (2)    If a provision of the Maryland Constitution limits a local government in undertaking a payment obligation described in paragraph (1) of this subsection, or requires a local government to comply with certain procedures before undertaking a payment obligation described in paragraph (1) of this subsection, the local government may provide that the payment obligation is:            (i)    a limited obligation of the local government repayable from assets and revenues as provided in the agreement; or            (ii)    subject to annual appropriation by the local government.    (d)    Subject to the limitations of this section, a local government may undertake a payment obligation in an agreement authorized by this section:        (1)    without regard to any limitations contained in its charter or other applicable public local or public general law that otherwise would apply; and        (2)    without complying with any procedures contained in its charter or other applicable public local or public general law that otherwise would be required.    (e)    On the date a local government executes an agreement authorized by this section, the aggregate outstanding and unpaid principal amount that the local government is obligated to pay under the agreement may not exceed 0.2% of the local government’s assessable base for real property tax purposes for the fiscal year in which the agreement is executed, as determined by the State Department of Assessments and Taxation.
MD. Insurance Code Ann. §  19-701 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 7 - Lead Hazard Coverage for Rental Property|Section 19-701 - Definitions

    (a)    In this subtitle the following words have the meanings indicated.    (b)    (1)    “Affected property” means:            (i)    1.    a residential rental property constructed before 1950 that contains not more than one rental dwelling unit; or                2.    a residential rental property that contains not more than one rental dwelling unit for which the owner makes an election under § 6–803(a)(2) of the Environment Article; or            (ii)    an individual rental dwelling unit within:                1.    a residential rental property constructed before 1950 that contains more than one rental dwelling unit; or                2.    a residential rental property that contains more than one rental dwelling unit for which the owner makes an election under § 6–803(a)(2) of the Environment Article.        (2)    “Affected property” does not include property exempted under § 6–803(b) of the Environment Article.    (c)    “Owner” has the meaning stated in § 6–801(o) of the Environment Article.    (d)    “Rental dwelling unit” has the meaning stated in § 6–801(u) of the Environment Article.
MD. Insurance Code Ann. §  19-702 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 7 - Lead Hazard Coverage for Rental Property|Section 19-702 - Scope of Subtitle

    This subtitle applies only to authorized insurers that deliver or issue for delivery in the State third party bodily injury liability insurance under:         (1)    homeowner’s coverage;        (2)    owners’, landlords’, and tenants’ coverage; or        (3)    any other premises liability coverage.
MD. Insurance Code Ann. §  19-703 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 7 - Lead Hazard Coverage for Rental Property|Section 19-703 - Administration

    (a)    The Commissioner may adopt regulations to carry out this subtitle.    (b)    The Commissioner shall review policy forms and endorsements to implement and enforce compliance with this subtitle.
MD. Insurance Code Ann. §  19-705 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 7 - Lead Hazard Coverage for Rental Property|Section 19-705 - Lead Hazard Coverage -- Deductible

    An authorized insurer that provides lead hazard coverage for an affected property under this subtitle shall offer the coverage without a deductible, and may also offer the coverage with a deductible.
MD. Insurance Code Ann. §  19-706 (2021)
2021 Maryland Statutes|Insurance|Title 19 - Property and Casualty Insurance|Subtitle 7 - Lead Hazard Coverage for Rental Property|Section 19-706 - Claims Against Insureds

    (a)    Subject to reasonable notice provisions contained in a policy or insurance contract, the notice provided to an insured under § 6-828(b)(1) of the Environment Article that a person at risk has an elevated blood lead level shall be deemed a claim against the insured for the purpose of triggering the authorized insurer’s duty to respond on behalf of the insured in accordance with Title 6, Subtitle 8, Part V of the Environment Article.    (b)    Notwithstanding § 6-831 of the Environment Article and §§ 19-704 and 19-705 of this subtitle, an authorized insurer is not liable for a qualified offer made under Title 6, Subtitle 8, Part V of the Environment Article if the qualified offer was made in violation of the terms of the policy or insurance contract.