reglab/housing_qa huggingface dataset:
SC Code § 38-77-760 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 77 - Automobile Insurance|Section 38-77-760. Decision of arbitrators.

 After receiving the evidence, the arbitrators, or a majority of them, or the single arbitrator if the parties have agreed upon a single arbitrator, shall enter the decision on the back of the original claim and file it with the clerk of court, who shall enter it as a judgment on the records of his office. The arbitrator first appointed shall, on the day the decision is filed with the clerk of court, serve a copy of the decision signed by each arbitrator on each party to the arbitration, either personally or by registered mail, or as provided by agreement.  HISTORY: Former 1976 Code Section 56-11-560 [1962 Code Section 46-750.140; 1974 (58) 2718] recodified as Section 38-77-760 by 1987 Act No. 155, Section 1.
SC Code § 38-77-770 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 77 - Automobile Insurance|Section 38-77-770. Right to appeal decision; procedures.

 If any party is dissatisfied with the decision of the arbitrators, or the single arbitrator, he may appeal within twenty days of the decision to the court in which the claim is filed by service upon the other parties of a notice of appeal. Every notice of appeal shall include a statement under oath that the appeal is taken in good faith and not merely for the purpose of delay. The trial on appeal must be a trial de novo.  HISTORY: Former 1976 Code Section 56-11-570 [1962 Code Section 46-750.141; 1974 (58) 2718] recodified as Section 38-77-770 by 1987 Act No. 155, Section 1.
SC Code § 38-77-810 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 77 - Automobile Insurance|Section 38-77-810. Promulgation of standards for assignment of risks to insurance carriers and servicing carriers; establishment of Associated Auto Insurers Plan.

 Beginning on March 1, 2003 and continuing thereafter, the director may promulgate reasonable standards for the assignment of risks to insurance carriers and servicing carriers, and an assigned risk plan, hereinafter referred to as the Associated Auto Insurers Plan, must be established by March 1, 2003. More than one assigned risk plan may be established. The director may make reasonable regulations for the assignment of risks to insurance carriers. He shall establish rate classifications, rating schedules, rates, and regulations to be used by insurance carriers issuing assigned risk, policies of motor vehicle liability, physical damage, and underinsured and uninsured motorist insurance in accordance with this chapter as appear to it to be proper in the establishment of rate classifications, rating schedules, rates, and regulations, it shall be guided by the principles and practices which have been established under its statutory authority to regulate motor vehicle liability, physical damage, and medical payments insurance rates, and it may act in conformity with its statutory discretionary authority in such matters.  The servicing carriers for the Associated Auto Insurers Plan may be competitively bid as provided for in this section. If the Associated Auto Insurers Plan is competitively bid, then the director or his designee shall appoint a committee or committees of individuals as he considers qualified to establish standards and procedures for the consideration and evaluation of bids. Insurers or other vendors, in conjunction with a licensed automobile insurer, may submit bids. The committee or committees shall evaluate and award contracts pursuant to the bidding process established by the committee or committees, subject to the final approval of the director or his designee. The director may require a bid fee to cover the expenses of implementing this section.  The plan for the Associated Auto Insurers Plan must contain a provision for which licensed agents and/or brokers may be certified such as to bind insurance policies. The manager of the plan shall establish and maintain an electronic means to bind policies immediately. The electronic effective date procedure shall be available only to producers of record who are certified by the plan.  HISTORY: 1997 Act No. 154, Section 21(A).
SC Code § 38-77-820 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 77 - Automobile Insurance|Section 38-77-820. Application to have risk assigned to insurance carrier licenses to write motor vehicle liability insurance.

 Every person who has been unable to obtain a motor vehicle liability policy shall have the right to apply to the director to have his risk assigned to an insurance carrier licensed to write and writing motor vehicle liability insurance in the State and the insurance carrier, whether a stock or mutual company, reciprocal, or interinsurance exchange, or other type or form of insurance organization, as provided in this chapter shall issue a motor vehicle liability policy which will meet at least the minimum requirements for establishing financial responsibility as provided in this chapter, and in addition shall provide, at the option of the insured, reasonable motor vehicle physical damage and medical payments coverages, both as defined in Chapter 77, Title 38, in the same policy. Every person who has otherwise obtained a motor vehicle liability insurance policy, or who has been afforded motor vehicle liability insurance under the laws of this State, but who was not afforded motor vehicle medical payments insurance or motor vehicle physical damage insurance in the same policy, or who was not afforded such coverages under the provisions of that section, shall have the right to apply to the director to have his risk assigned to an insurance carrier, as provided above, licensed to write and writing either or both coverages, and the insurance carrier shall issue a policy providing the coverage or coverages applied for.  HISTORY: 1997 Act No. 154, Section 21(A).
SC Code § 38-77-830 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 77 - Automobile Insurance|Section 38-77-830. Assigned Risk Pool.

 Insurance carriers may satisfy their Associated Auto Insurers Plan obligations by joining with other insurers to establish an Assigned Risk Pool whereby one or more insurers accepts the assignments of other insurers and in return, the other insurers agree to be responsible for any assessment necessary to pay losses associated with the servicing carrier's pool policies. These agreements are subject to approval by the director.  HISTORY: 1997 Act No. 154, Section 21(A).
SC Code § 38-77-840 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 77 - Automobile Insurance|Section 38-77-840. Powers of director.

 The director may in its discretion, after reviewing all information pertaining to the applicant or policyholder available from its records, the records of the department, or from other sources:  (1) refuse to assign an application;  (2) approve the rejection of an application by an insurance carrier;  (3) approve the cancellation of a policy of motor vehicle liability, physical damage, and medical payments insurance by an insurance carrier; or  (4) refuse to approve the renewal or the reassignment of an expiring policy.  HISTORY: 1997 Act No. 154, Section 21(A).
SC Code § 38-77-841 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 77 - Automobile Insurance|Section 38-77-841. Information to be supplied by Associated Auto Insurers Plan producers.

 The producer of each Associated Auto Insurers Plan must provide on a form promulgated by the director of the Department of Insurance the information as follows:  (1) the name of one other insurance agent and/or insurer representative who has rejected the applicant for automobile insurance;  (2) if the producer has at least one voluntary market for automobile insurance, the producer must provide the application to at least one voluntary market used by that producer and the application must be rejected;  (3) the reason why the applicant is submitting an application to the Associated Auto Insurers Plan. Such reason shall include data on traffic violations, accidents and/or reasons as to why the voluntary market has not provided coverage.  HISTORY: 1997 Act No. 154, Section 21(A).
SC Code § 38-77-845 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 77 - Automobile Insurance|Section 38-77-845. Review of applications.

 (A) The director or his designee, or the plan manager, may review each application. Applications which are not complete or accurate, or both, shall be considered in violation of Section 38-57-30 and are subject to penalty. The department shall promulgate regulations to enforce this section. Penalties may include suspension of binding authority, fines up to five thousand dollars, and revocation of license.  (B) The director or his designee may review each application and provide such application to other qualified insurers upon request who may provide the insurance in the voluntary market at a rate less than the Associated Auto Insurers Plan rate. In such a case, the producer shall not receive commission on the sale of such policy.  (C) In his review of the agent's or broker's residual market business, the director or his designee may consider whether the insurer, agent, or broker is participating in a pattern of unfair discrimination as provided in Section 38-77-122 and Section 38-77-123.  HISTORY: 1997 Act No. 154, Section 21(A).
SC Code § 38-77-850 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 77 - Automobile Insurance|Section 38-77-850. Confidentiality of information filed with director.

 Any information filed with the director by an insurance carrier in connection with an assigned risk must be confidential and solely for the information of the director and its staff and must not be disclosed to any person, including an applicant, policyholder, and any other insurance carrier.  HISTORY: 1997 Act No. 154, Section 21(A).
SC Code § 38-77-860 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 77 - Automobile Insurance|Section 38-77-860. Disclosure of reasons for director's decisions not required; liability.

 (A) The director is not required to disclose to any person, including the applicant or policyholder, its reasons for:  (1) refusing to assign an application;  (2) approving the rejection of an application by an insurance carrier;  (3) approving the cancellation of a policy of motor vehicle liability, physical damage, and medical payments insurance by an insurance carrier; or  (4) refusing to approve the renewal or the reassignment of an expiring policy.  (B) The director or anyone acting for him is not held liable for any act or omission in connection with the administration of the duties imposed upon it by the provisions of this chapter, except upon proof of actual malfeasance.  HISTORY: 1997 Act No. 154, Section 21(A).
SC Code § 38-77-870 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 77 - Automobile Insurance|Section 38-77-870. Availability of assignment of risks provisions to nonresidents and personnel of the Armed Forces.

 The provisions of this chapter relevant to the assignment of risks must be available to nonresidents who are unable to obtain a policy of motor vehicle liability, physical damage, and medical payments insurance with respect only to motor vehicles registered and used in the State. Provided, however, that assignment through the South Carolina Automobile Insurance Plan also must be available to personnel of the Armed Forces of the United States who are on active duty and who officially are stationed in this State if they possess a valid motor vehicle driver's license issued by another state or territory of the United States or by the District of Columbia, regardless of the state of registration of their motor vehicle, if their motor vehicle is garaged principally in this State.  HISTORY: 1997 Act No. 154, Section 21(A); 2003 Act No. 73, Section 16, eff June 25, 2003.
SC Code § 38-77-880 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 77 - Automobile Insurance|Section 38-77-880. Availability of assignment of risks provisions to carriers legally required to carry public liability and property damage insurance.

 Notwithstanding any other provision of law, the provisions of this chapter relating to assignment of risks must be available to carriers by motor vehicle who are required by law to carry public liability and property damage insurance for the protection of the public.  HISTORY: 1997 Act No. 154, Section 21(A).
SC Code § 38-77-1110 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 77 - Automobile Insurance|Section 38-77-1110. Short title.

 This article may be cited as the "Motor Vehicle Theft and Motor Vehicle Insurance Fraud Reporting-Immunity Act".  HISTORY: Former 1976 Code Section 38-37-1610 [1986 Act No. 513, Section 1] recodified as Section 38-77-1110 by 1987 Act No. 155, Section 1.
SC Code § 38-77-1120 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 77 - Automobile Insurance|Section 38-77-1120. Definitions.

 As used in this article:  (a) "Authorized agency" means:  (1) the South Carolina State Law Enforcement Division, the Department of Public Safety, the sheriff's department of any county of this State, and any duly constituted criminal investigative department or agency of another state of the United States;  (2) the Attorney General of this State, any circuit solicitor of this State, any prosecuting attorney for a county, circuit, or district of another state or of the United States;  (3) the South Carolina Department of Insurance and the South Carolina Department of Consumer Affairs of the Attorney General's Office; and  (4) the United States Department of Justice and its Federal Bureau of Investigation.  (b) "Relevant" means having any tendency to make the existence of any fact that is of consequence to the investigation or determination of the issue more probable or less probable than it would be without the evidence.  (c) "Action" means affirmative acts and the failure to take action.  (d) "Immune" means that neither a civil action nor a criminal prosecution may arise from any action taken pursuant to this article unless actual malice on the part of the insurance company or authorized agency against the insured or gross negligence or reckless disregard for his rights is present.  HISTORY: Derived from 1976 Code Section 38-37-1620 [1986 Act No. 513, Section 2] recodified as Section 38-77-1120 by 1987 Act No. 155, Section 1; 1992 Act No. 454, Section 1; 1993 Act No. 181, Section 829; 1996 Act No. 459, Section 64.
SC Code § 38-77-1130 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 77 - Automobile Insurance|Section 38-77-1130. Provision to authorized agencies, by insurance companies, of information regarding motor vehicle theft or motor vehicle insurance fraud; release of information by authorized agencies; immunity from liability.

 (a) Any authorized agency may require, in writing, the insurance company at interest to release to the requesting agency any or all relevant information or evidence considered important to the authorized agency which the company may have in its possession, relating to any specific motor vehicle theft or motor vehicle insurance fraud. Relevant information includes:  (1) pertinent insurance policy information relevant to theft or fraud under investigation and any application for a policy;  (2) policy premium payment records which are available;  (3) history of previous claims made by the insured;  (4) material relating to the investigation of the loss including statements of any person, proof of loss, and any other evidence relevant to the investigation.  (b) When an insurance company has reason to believe that a motor vehicle loss in which it has an interest may involve theft or a fraudulent claim, the company may notify, in writing, an authorized agency and provide it with any or all material developed from the company's inquiry into the loss; however, when this information includes possible evidence of motor vehicle theft or motor vehicle insurance fraud involving specifically named persons, the information in all cases may be furnished to the solicitor in the circuit where the loss occurred and he shall furnish the information to other authorized agencies if he considers the action appropriate. When an insurance company provides any one of the authorized agencies with notice of a theft or fraud, it is sufficient notice for the purpose of this article.  (c) The authorized agency provided with information may release or provide the information to any agency asked to participate in the investigation.  (d) Any insurance company providing information to an authorized agency has the right to be informed, upon written request, as to the status of the case by the agency within a reasonable time, as determined by the authorized agency.  (e) Any insurance company or authorized agency which releases information, whether oral or written, and any person acting in their behalf, pursuant to this article, is immune from any liability arising out of the release.  HISTORY: Former 1976 Code Section 38-37-1630 [1986 Act No. 513, Section 3] recodified as Section 38-77-1130 by 1987 Act No. 155, Section 1.
SC Code § 38-77-1140 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 77 - Automobile Insurance|Section 38-77-1140. Requirement that information be held in confidence until release is required; obligation of authorized agency, and its agents and employees, to testify.

 (a) Any authorized agency or insurance company which receives any information furnished pursuant to this article shall hold the information in confidence until its release is required pursuant to a criminal or civil action or proceeding.  (b) Any authorized agency, its agents, or employees, may be required to testify in any litigation in which the insurance company at interest is named as a party.  HISTORY: Former 1976 Code Section 38-37-1640 [1986 Act No. 513, Section 4] recodified as Section 38-77-1140 by 1987 Act No. 155, Section 1.
SC Code § 38-77-1150 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 77 - Automobile Insurance|Section 38-77-1150. Prohibitions relative to disclosure or nondisclosure of information.

 (a) No person may intentionally or knowingly refuse to release any information requested pursuant to this article.  (b) No person may fail to hold in confidence information required to be held in confidence by this article.  HISTORY: Former 1976 Code Section 38-37-1650 [1986 Act No. 513, Section 5] recodified as Section 38-77-1150 by 1987 Act No. 155, Section 1.
SC Code § 38-77-1160 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 77 - Automobile Insurance|Section 38-77-1160. Violations and penalties.

 Any person who violates the provisions of this article is guilty of a misdemeanor and upon conviction must be fined not more than three thousand dollars or imprisoned for not more than two years, or both.  HISTORY: Former 1976 Code Section 38-37-1660 [1986 Act No. 513, Section 6] recodified as Section 38-77-1160 by 1987 Act No. 155, Section 1.
SC Code § 38-78-10 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 78 - Service Contracts|Section 38-78-10. Purpose of chapter; applicability; motor vehicle manufacturer's service contracts.

 (A) The purpose of this chapter is to create a legal framework within which service contracts may be sold in this State.  (B) This chapter does not apply to:  (1) warranties;  (2) maintenance agreements;  (3) commercial transactions;  (4) warranties, service contracts, or maintenance agreements offered by public utilities on their transmission devices to the extent they are regulated by the Public Service Commission or the Department of Health and Environmental Control;  (5) service contracts sold or offered for sale to persons other than consumers.  (C) Motor vehicle manufacturer's service contracts on the motor vehicle manufacturer's products shall comply with Sections 38-78-50 (A) and (D), to (N), Section 38-78-60, and Section 38-78-100, as applicable.  (D) The types of agreements referred to in subsection (B) of this section do not have to comply with any provision of the insurance laws of this State.  HISTORY: 2000 Act No. 330, Section 2.
SC Code § 38-78-40 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 78 - Service Contracts|Section 38-78-40. Reimbursement insurance policies.

 (A) Reimbursement insurance policies insuring service contracts issued, sold, or offered for sale in this State shall conspicuously state that the insurer that issued the policy shall either reimburse or pay on behalf of the provider any covered sums the provider is legally obligated to pay or in the event of the provider's nonperformance, shall provide the service which the provider is legally obligated to perform according to the provider's contractual obligations under the service contracts issued or sold by the provider.  (B) In the event covered service is not provided by the service contract provider within sixty days of proof of loss by the service contract holder, the contract holder is entitled to apply directly to the reimbursement insurance company.  HISTORY: 2000 Act No. 330, Section 2.
SC Code § 38-78-60 (2021)
2021 South Carolina Code of Laws|Title 38 - Insurance|Chapter 78 - Service Contracts|Section 38-78-60. Provider name restrictions; misleading statements in contracts or literature; purchase of contract as condition of loan.

 (A) A provider may not use in its name the words " insurance", "casualty", "guaranty", "surety", "mutual", or any other words descriptive of the insurance, casualty, guaranty, or surety business or a name deceptively similar to the name or description of any insurance or surety corporation or any other provider. This section does not apply to a company that was using any of the prohibited language in its name before the effective date of this chapter. However, a company using the prohibited language in its name shall conspicuously include in its service contracts a statement in substantially the following form: "This agreement is not an insurance contract".  (B) A provider or its representative in its service contracts or literature may not make, permit, or cause to be made any false or misleading statement, or deliberately omit any material statement that would be considered misleading if omitted, in connection with the sale, offer to sell, or advertisement of a service contract.  (C) A person such as a bank, savings and loan association, lending institution, manufacturer, or seller of any product shall not require the purchase of a service contract as a condition of a loan or a condition for the sale of any property.  HISTORY: 2000 Act No. 330, Section 2.