reglab/housing_qa huggingface dataset:
CA Fin Code § 5100.7 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5100.7.

5100.7.  “Controlling person” of a savings association means any person or entity which (a) either directly or indirectly or acting in concert with one or more other persons or entities, owns, controls, or holds with power to vote, or holds proxies representing, 10 percent or more of the voting shares or rights of the association or (b) controls in any manner the election or appointment of a majority of the directors of the association. However, a director of a savings association shall not be deemed to be a controlling person of the association based upon his or her voting, or acting in concert with other directors in voting, proxies (a) obtained in connection with an annual solicitation of proxies or (b) obtained from savings account holders and borrowers if the proxies are voted as directed by a majority vote of the entire board of directors of that association, or of a committee of those directors if the committee’s composition and authority are controlled by a majority vote of the entire board and if its authority is revocable by such a majority.(Added by Stats. 1990, Ch. 1118, Sec. 5.)
CA Fin Code § 5100.8 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5100.8.

5100.8.  “Immediate family” of any natural person means any of the following (whether by the full or half blood or by adoption):(a) The person’s spouse, father, mother, children, brothers, sisters, and grandchildren.(b) The father, mother, brothers, and sisters of the person’s spouse.(c) The spouse of a child, brother, or sister of the person.(Added by Stats. 1990, Ch. 1118, Sec. 6.)
CA Fin Code § 5100.9 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5100.9.

5100.9.  “Institution-affiliated party” means any of the following:(a) Any director, officer, employee or controlling stockholder of, or agent for, a savings association.(b) Any person who has filed or is required to file an application to become a savings and loan holding company with the commissioner pursuant to Section 5801.(c) Any shareholder, consultant, joint venture partner, and any other person as determined by the commissioner (by regulation or case-by-case) who participates in the conduct of the affairs of a savings association.(d) Any independent contractor (including any attorney, appraiser, or accountant) who knowingly or recklessly participates in any of the following which caused or is likely to cause more than a minimal financial loss to, or a significant adverse effect on, the savings association:(1) Any violation of law or regulation.(2) Any breach of fiduciary duty.(3) Any unsafe or unsound practice.(Added by Stats. 1990, Ch. 1118, Sec. 7.)
CA Fin Code § 5101 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5101.

5101.  “Approved by the members,” in the case of a mutual association, means approved by a majority of all votes cast at a duly held regular or special meeting or by the written consent (including consents by proxy) of a majority of the total votes of members outstanding at the close of business on the next business day prior to the date that the requisite written consents have been filed with the association.(Added by Stats. 1983, Ch. 1091, Sec. 2.)
CA Fin Code § 5102 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5102.

5102.  (a) “Association” or “savings association” means a mutual or stock savings association, savings and loan association or savings bank subject to the provisions of this division, but excluding a federal association.(b) “Federal association” means a savings and loan association or federal savings bank that is chartered by the Office of Thrift Supervision under Section 5 of the Home Owners’ Loan Act of 1933 (12 U.S.C. Sec. 1464), as amended.(Amended by Stats. 1990, Ch. 1118, Sec. 8.)
CA Fin Code § 5103 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5103.

5103.  “Certificate of authority” means:(a) A certificate of authority to transact the business of an association, which is issued by the commissioner pursuant to this division.(b) An uncanceled annual license issued to an association under prior law which is valid on the effective date of this division.(Added by Stats. 1983, Ch. 1091, Sec. 2.)
CA Fin Code § 5103.5 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5103.5.

5103.5.  “Commercial paper” means any note, draft, or bill of exchange which arises out of a current transaction or the proceeds of which have been or are to be used for current transactions, and which has a maturity at the time of issuance of not exceeding nine months, exclusive of days of grace, or any renewal thereof the maturity of which is likewise limited.(Added by Stats. 1984, Ch. 225, Sec. 1. Effective June 21, 1984.)
CA Fin Code § 5104 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5104.

5104.  “Commissioner” means the Commissioner of Business Oversight.(Amended by Stats. 2013, Ch. 353, Sec. 58. (SB 820) Effective September 26, 2013. Operative July 1, 2013, by Sec. 129 of Ch. 353.)
CA Fin Code § 5105 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5105.

5105.  “Community” means a centralized area or locality in which a body of inhabitants is gathered in one group having common residential, social, or business interests. The term does not necessarily mean a municipal corporation or other political subdivision. A community need not be limited by lines and boundaries. A city, village, town, or other governmental unit, either incorporated or unincorporated, may constitute one community, but a large, populous area under one or more forms of government may be composed of several communities.(Added by Stats. 1983, Ch. 1091, Sec. 2.)
CA Fin Code § 5105.5 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5105.5.

5105.5.  “Consumer loan” means a loan for personal, family, or household purposes, and loans reasonably incident thereto, and may be made as either open-end or closed-end consumer credit, but does not include credit extended in connection with credit cards or bona fide overdraft loans.(Added by Stats. 1984, Ch. 225, Sec. 2. Effective June 21, 1984.)
CA Fin Code § 5105.8 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5105.8.

5105.8.  “Corporate debt security” means a marketable obligation, evidencing the indebtedness of any corporation in the form of a bond, note, or debenture, or both note and debenture, which is commonly regarded as a debt security and is not predominantly speculative in nature. A security is marketable if it may be sold with reasonable promptness at a price which corresponds reasonably to its fair value.(Added by Stats. 1984, Ch. 225, Sec. 3. Effective June 21, 1984.)
CA Fin Code § 5106 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5106.

5106.  “Department” means the Department of Business Oversight.(Amended by Stats. 2014, Ch. 401, Sec. 28. (AB 2763) Effective January 1, 2015.)
CA Fin Code § 5107 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5107.

5107.  “Financial institution” means a thrift institution, commercial bank, or trust company.(Added by Stats. 1983, Ch. 1091, Sec. 2.)
CA Fin Code § 5108 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5108.

5108.  “Impaired condition” means a condition in which the assets of an association in the aggregate do not have a value, as determined in accordance with generally accepted accounting principles, equal to or greater than the aggregate amount of liabilities of the association to its creditors, including the holders of its savings accounts and all other persons who are creditors.(Added by Stats. 1983, Ch. 1091, Sec. 2.)
CA Fin Code § 5109 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5109.

5109.  “Mutual association” means an association for which the articles of incorporation do not authorize the issuance of capital stock.(Added by Stats. 1983, Ch. 1091, Sec. 2.)
CA Fin Code § 5110 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5110.

5110.  “Member” means a person holding a savings account of a mutual association. A joint and survivorship or other multiple owner constitutes a single membership.(Added by Stats. 1983, Ch. 1091, Sec. 2.)
CA Fin Code § 5111 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5111.

5111.  “Mutual capital certificate” means a certificate evidencing an investment in a mutual association and issued pursuant to provisions of this division.(Added by Stats. 1983, Ch. 1091, Sec. 2.)
CA Fin Code § 5112 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5112.

5112.  “Net worth certificate” means a certificate issued by an association in accordance with Section 13i of the Federal Deposit Insurance Act, as amended (12 U.S.C., Sec. 1823i) and regulations promulgated thereunder by the Federal Deposit Insurance Corporation.(Amended by Stats. 1990, Ch. 1118, Sec. 8.5.)
CA Fin Code § 5113 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5113.

5113.  “Person” means any individual, domestic, or foreign corporation, entity, voting trust, business trust, partnership, limited liability company, association, syndicate, organized group of persons, or similar organization, group or entity, whether incorporated or not.(Amended by Stats. 1994, Ch. 1010, Sec. 113. Effective January 1, 1995.)
CA Fin Code § 5114 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5114.

5114.  “Primarily residential property” means real estate on which there is located, or will be located pursuant to a real estate loan, any of the following:(a) A structure or structures designed or used primarily for residential rather than nonresidential purposes and consisting of more than one dwelling unit.(b) A structure or structures designed or used primarily for residential rather than nonresidential purposes for students, residents, and persons under the care of, or the employees or members of the staff of, an educational, health, or welfare institution or facility.(c) A structure or structures that are used in part for residential purposes for not more than one family and in part for business purposes if the residential use of the structure or structures is substantial and permanent and not merely transitory.(Added by Stats. 1983, Ch. 1091, Sec. 2.)
CA Fin Code § 5114.5 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5114.5.

5114.5.  “Residential real estate” means any improved real property that is used or intended to be used as a residence and contains not more than four dwelling units.(Added by Stats. 1985, Ch. 983, Sec. 1.5. Effective September 26, 1985.)
CA Fin Code § 5115 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5115.

5115.  “Real estate loan” means a loan or other obligation secured by a lien on real estate, if:(a) The security property is real estate as defined pursuant to Section 658 of the Civil Code.(b) The security interest of the association may be enforced as a real estate mortgage, deed of trust, or its equivalent.(c) The security property is capable of separate appraisal.(d) The association relies substantially upon the real estate as primary security for the loan.(e) With regard to security property which is a leasehold or other interest for a period of years, the term of interest extends, or is subject to extension or renewal at the option of the association, for a term of at least five years following maturity of the loan.(Amended by Stats. 1984, Ch. 225, Sec. 4. Effective June 21, 1984.)
CA Fin Code § 5116 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5116.

5116.  “Savings account” means that part of the savings liability of an association that is credited to the holder of the account. A savings account may be referred to as a deposit. For the purposes of Sections 6661, 6662, and 6663 and Article 4 (commencing with Section 6725) through Article 10 (commencing with Section 7000), inclusive, of Chapter 5 of this division, the term “savings account” includes shares, demand accounts, savings deposits and other savings accounts of federal associations.(Amended by Stats. 1985, Ch. 983, Sec. 1.7. Effective September 26, 1985.)
CA Fin Code § 5117 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5117.

5117.  “Savings bank” means a savings bank organized under this division.(Added by Stats. 1983, Ch. 1091, Sec. 2.)
CA Fin Code § 5117.5 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5117.5.

5117.5.  “Savings institution” means a financial institution as defined in Section 5102.(Added by Stats. 1984, Ch. 868, Sec. 2.5.)
CA Fin Code § 5118 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5118.

5118.  “Savings liability” means the aggregate amount of savings accounts of depositors, including interest credited to the accounts, less redemptions and withdrawals.(Added by Stats. 1983, Ch. 1091, Sec. 2.)
CA Fin Code § 5119 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5119.

5119.  “Service corporation” means a corporation, other than a wholly owned subsidiary referred to in Section 7300 or a wholly owned subsidiary doing business as a finance subsidiary in accordance with the requirements of 12 C.F.R. 563.132, in which at least 80 percent of the shares of stock having voting power are owned by one or more associations or federal associations. As used in this section “voting power” shall have the same meaning as defined in Section 194.5 of the Corporations Code.(Amended by Stats. 1990, Ch. 1118, Sec. 8.6.)
CA Fin Code § 5120 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5120.

5120.  “Statutory net worth” or “net worth” means the sum of the following:(a) Issued and outstanding capital stock.(b) Issued and outstanding capital certificates.(c) Paid-in surplus.(d) Retained earnings.(e) Pledged savings accounts of a mutual association with the approval of the commissioner.(f) General reserves and other amounts as the commissioner prescribes.(Amended by Stats. 1985, Ch. 983, Sec. 1.76. Effective September 26, 1985.)
CA Fin Code § 5121 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5121.

5121.  “Stock association” means an association for which the articles of incorporation authorize the issuance of capital stock.(Added by Stats. 1983, Ch. 1091, Sec. 2.)
CA Fin Code § 5122 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5122.

5122.  “Stockholder” means the holder of one or more shares of any class of capital stock of a capital stock association which is organized and operating pursuant to the provisions of this division.(Added by Stats. 1983, Ch. 1091, Sec. 2.)
CA Fin Code § 5123 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5123.

5123.  “Thrift institution” means an association, a cooperative bank, a homestead association, a building and loan association, a federal association, a federal savings bank, a state or federal credit union, an industrial loan company, and a supervised thrift and residential financing institution of a substantially similar nature.(Added by Stats. 1983, Ch. 1091, Sec. 2.)
CA Fin Code § 5124 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 2 - General Definitions|Section 5124.

5124.  “Withdrawal value” means the amount credited to a savings account less lawful deductions, as shown by the records of the association.(Added by Stats. 1983, Ch. 1091, Sec. 2.)
CA Fin Code § 5203 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 3 - General Provisions|Section 5203.

5203.  (a) The name, rights, powers, privileges, and immunities of each association in existence on the effective date of this division shall be governed by the provisions of this division to the same extent and effect as if the association had been incorporated pursuant to this division. The articles of incorporation and bylaws of an association existing on the effective date of this division may be amended to conform to the provisions of this division, with or without the issuance or approval by the commissioner of conformed copies of those documents, and the provisions in the articles and bylaws are superseded to the extent that they are inconsistent with the provisions of this division, except that the obligations of the existing association between the association and its stockholders, members, or any valid contract between the stockholders or members of the association or between the association and any other persons, existing at the time this division takes effect, shall not be impaired by the provisions of this division. With these exceptions, each association in existence on the effective date of this division shall possess all the rights, powers, privileges, and immunities and shall be subject to all the duties, liabilities, disabilities, and restrictions conferred and imposed by this division, notwithstanding anything to the contrary in its articles of incorporation, bylaws, or rules.(b) The power of each association in existence on the effective date of this division pursuant to its articles of incorporation or bylaws to issue voting interests to savings account holders, shall not be impaired by any provision of this division.(Repealed and added by Stats. 1983, Ch. 1091, Sec. 2.)
CA Fin Code § 5204 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 3 - General Provisions|Section 5204.

5204.  (a) Wherever it is stated in this division that an agreement or contract contrary to any of the division’s provisions is void, the statement is limited to the particular portion of the agreement or contract that is contrary to the provision, and the entire agreement or contract is not void unless the particular part is not a separable portion.Unless expressly so provided by the commissioner, the violation of any provision of this division does not render invalid any agreement, contract, stock, savings account, note, trust deed, mortgage, or other instrument.(b) No provision of this division imposing any liability, either civil or criminal, applies to any act done or omitted in good faith in conformity with any rule, regulation, approval, consent, order, direction, or other act of the commissioner, even if the rule, regulation, approval, consent, order, direction, or other act of the commissioner is amended, rescinded, or determined invalid by judicial or other authority, after the act or omission.(Amended by Stats. 1985, Ch. 983, Sec. 1.78. Effective September 26, 1985.)
CA Fin Code § 5205 (2021)
2021 California Code|Financial Code - FIN|DIVISION 2 - SAVINGS ASSOCIATION LAW|CHAPTER 1 - Short Title, General Definitions, and General Provisions|ARTICLE 3 - General Provisions|Section 5205.

5205.  Whenever the term “ association” is used in any provision of law, such term shall be deemed to include savings banks organized under this division; and wherever the term “federal association” is so used, such term shall be deemed to include federal savings banks.(Repealed and added by Stats. 1983, Ch. 1091, Sec. 2.)