reglab/housing_qa huggingface dataset:
WA Rev Code § 60.90.130 (2021)
2021 Revised Code of Washington|Title 60 - Liens|Chapter 60.90 - Washington Wage Recovery Act.|60.90.130 - Frivolous claims and claims without reasonable cause or clearly excessive—Order directing lien claimant to appear.

RCW 60.90.130 Frivolous claims and claims without reasonable cause or clearly excessive—Order directing lien claimant to appear. (Effective January 1, 2022.)(1) Any owner of real or personal property subject to a recorded claim of lien under this chapter, or lender or another lien claimant who believes the claim of lien to be frivolous and made without reasonable cause or clearly excessive, may apply by motion to the appropriate court, as specified under RCW 60.90.070, for the county where the property or some part thereof is located, for an order directing the lien claimant to appear before the court at a time no earlier than six nor later than 15 days following the date of service of the application and order on the lien claimant, and show cause, if any he or she has, why the relief requested should not be granted. The motion shall state the grounds upon which relief is asked and shall be supported by the affidavit of the applicant or his or her attorney setting forth a concise statement of the facts upon which the motion is based.(2) The order shall clearly state that if the lien claimant fails to appear at the time and place noted the lien shall be released, with prejudice, and that the lien claimant shall be ordered to pay the costs requested by the applicant including reasonable attorneys' fees.(3) If no action to foreclose the lien claim has been filed, the clerk of the court shall assign a cause number to the application and obtain from the applicant a filing fee pursuant to RCW 36.18.016(18). If an action has been filed to foreclose the lien claim, the application shall be made a part of that action.(4) If, following a hearing on the matter, the court determines that the lien is frivolous and made without reasonable cause, or clearly excessive, the court shall issue an order releasing the lien if frivolous and made without reasonable cause, or reducing the lien if clearly excessive, and awarding costs and reasonable attorneys' fees to the applicant to be paid by the lien claimant. If the court determines that the lien is not frivolous and was made with reasonable cause, and is not clearly excessive, the court shall issue an order so stating and awarding costs and reasonable attorneys' fees to the lien claimant to be paid by the applicant.(5) Proceedings under this section shall not affect other rights and remedies available to the parties.[ 2021 c 102 § 14.]
WA Rev Code § 60.90.900 (2021)
2021 Revised Code of Washington|Title 60 - Liens|Chapter 60.90 - Washington Wage Recovery Act.|60.90.900 - Short title—2021 c 102.

RCW 60.90.900 Short title—2021 c 102. (Effective January 1, 2022.)This act may be known and cited as the Washington wage recovery act.[ 2021 c 102 § 1.]
WA Rev Code § 60.90.901 (2021)
2021 Revised Code of Washington|Title 60 - Liens|Chapter 60.90 - Washington Wage Recovery Act.|60.90.901 - Construction of chapter.

RCW 60.90.901 Construction of chapter. (Effective January 1, 2022.)This chapter is to be liberally construed to provide security for all persons intended to be protected by its provisions.[ 2021 c 102 § 16.]
WA Rev Code § 60.90.902 (2021)
2021 Revised Code of Washington|Title 60 - Liens|Chapter 60.90 - Washington Wage Recovery Act.|60.90.902 - Effective date—2021 c 102.

RCW 60.90.902 Effective date—2021 c 102.This act takes effect January 1, 2022.[ 2021 c 102 § 21.]
WA Rev Code § 61.10.010 (2021)
2021 Revised Code of Washington|Title 61 - Mortgages, Deeds of Trust, and Real Estate Contracts|Chapter 61.10 - Mortgage Insurance.|61.10.010 - Definitions.

RCW 61.10.010 Definitions.As used in this chapter:(1) "Institutional third party" means the federal national mortgage association, the federal home loan mortgage corporation, the government national mortgage association, and other substantially similar institutions, whether public or private, provided the institutions establish and adhere to rules applicable to the right of cancellation of mortgage insurance, which are the same or substantially the same as those utilized by the institutions named in this subsection.(2) "Mortgage insurance" means insurance, including mortgage guarantee insurance, against financial loss by reason of nonpayment of principal, interest, and other sums agreed to be paid in a residential mortgage transaction.(3) "Residential mortgage transaction" means entering into a loan for personal, family, household, or purchase money purposes that is secured by a deed of trust or mortgage on owner-occupied, one-to-four unit, residential real property located in the state of Washington.[ 1998 c 255 § 1.]
WA Rev Code § 61.10.040 (2021)
2021 Revised Code of Washington|Title 61 - Mortgages, Deeds of Trust, and Real Estate Contracts|Chapter 61.10 - Mortgage Insurance.|61.10.040 - Not required when loan is less than eighty percent of value—Compliance with federal requirements.

RCW 61.10.040 Not required when loan is less than eighty percent of value—Compliance with federal requirements.On or after July 1, 1998, no borrower entering into a residential mortgage transaction in which the principal amount of the loan is less than eighty percent of the fair market value of the property shall be required to obtain mortgage insurance. Fair market value for a purchase money loan is the lesser of the sales price or the appraised value. This section shall not apply to residential mortgage transactions in an amount in excess of the maximum limits established by institutional third parties where the borrower and the lender have agreed in writing to mortgage insurance.A lender or person servicing a residential mortgage transaction who complies with federal requirements, as now or hereafter enacted, governing the requirement of obtaining mortgage insurance shall be deemed in compliance with this section.[ 1998 c 255 § 4.]
WA Rev Code § 61.10.901 (2021)
2021 Revised Code of Washington|Title 61 - Mortgages, Deeds of Trust, and Real Estate Contracts|Chapter 61.10 - Mortgage Insurance.|61.10.901 - Effective date—1998 c 255.

RCW 61.10.901 Effective date—1998 c 255.This act takes effect July 1, 1998.[ 1998 c 255 § 6.]
WA Rev Code § 61.12.010 (2021)
2021 Revised Code of Washington|Title 61 - Mortgages, Deeds of Trust, and Real Estate Contracts|Chapter 61.12 - Foreclosure of Real Estate Mortgages and Personal Property Liens.|61.12.010 - Encumbrances shall be by deed.

RCW 61.12.010 Encumbrances shall be by deed.See RCW 64.04.010.
WA Rev Code § 61.12.020 (2021)
2021 Revised Code of Washington|Title 61 - Mortgages, Deeds of Trust, and Real Estate Contracts|Chapter 61.12 - Foreclosure of Real Estate Mortgages and Personal Property Liens.|61.12.020 - Mortgage—Form—Contents—Effect.

RCW 61.12.020 Mortgage—Form—Contents—Effect.Mortgages of land may be made in substantially the following form: The mortgagor (here insert name or names) mortgages to (here insert name or names) to secure the payment of (here insert the nature and amount of indebtedness, showing when due, rate of interest, and whether evidenced by note, bond or other instrument or not) the following described real estate (here insert description) situated in the county of . . . . . ., state of Washington.Dated this . . . . day of . . . . . ., (year) . . . .Every such mortgage, when otherwise properly executed, shall be deemed and held a good and sufficient conveyance and mortgage to secure the payment of the money therein specified. The parties may insert in such mortgage any lawful agreement or condition.[ 2016 c 202 § 36; 1929 c 33 § 12; RRS § 10555. Prior: 1888 c 26 § 1; 1886 p 179 § 6.]
WA Rev Code § 61.12.030 (2021)
2021 Revised Code of Washington|Title 61 - Mortgages, Deeds of Trust, and Real Estate Contracts|Chapter 61.12 - Foreclosure of Real Estate Mortgages and Personal Property Liens.|61.12.030 - Removal of property from mortgaged premises—Penalty.

RCW 61.12.030 Removal of property from mortgaged premises—Penalty.(1) When any real estate in this state is subject to, or is security for, any mortgage, mortgages, lien or liens, other than general liens arising under personal judgments, it shall be unlawful for any person who is the owner, mortgagor, lessee, or occupant of such real estate to destroy or remove or to cause to be destroyed or removed from the real estate any fixtures, buildings, or permanent improvements including a manufactured home whose title has been eliminated under chapter 65.20 RCW, not including crops growing thereon, without having first obtained from the owners or holders of each and all of such mortgages or other liens his, her, or their written consent for such removal or destruction.(2) Any person willfully violating this section is guilty of a misdemeanor, and upon conviction thereof shall be punished by imprisonment in the county jail for a period not to exceed six months, or by a fine of not more than five hundred dollars, or by both such fine and imprisonment.[ 2003 c 53 § 288; 1989 c 343 § 21; 1899 c 75 § 1; RRS § 2709, part. FORMER PART OF SECTION: 1899 c 75 § 2 now codified as RCW 61.12.031.]NOTES:Intent—Effective date—2003 c 53: See notes following RCW 2.48.180.Effective date—1989 c 343: See RCW 65.20.950.
WA Rev Code § 61.12.040 (2021)
2021 Revised Code of Washington|Title 61 - Mortgages, Deeds of Trust, and Real Estate Contracts|Chapter 61.12 - Foreclosure of Real Estate Mortgages and Personal Property Liens.|61.12.040 - Foreclosure—Venue.

RCW 61.12.040 Foreclosure—Venue.When default is made in the performance of any condition contained in a mortgage, the mortgagee or his or her assigns may proceed in the superior court of the county where the land, or some part thereof, lies, to foreclose the equity of redemption contained in the mortgage.[ 2012 c 117 § 160; Code 1881 § 609; 1877 p 127 § 614; 1869 p 145 § 563; 1854 p 207 § 408; RRS § 1116.]NOTES:Real property, actions concerning to be brought where property is located: RCW 4.12.010.
WA Rev Code § 61.12.050 (2021)
2021 Revised Code of Washington|Title 61 - Mortgages, Deeds of Trust, and Real Estate Contracts|Chapter 61.12 - Foreclosure of Real Estate Mortgages and Personal Property Liens.|61.12.050 - When remedy confined to mortgaged property.

RCW 61.12.050 When remedy confined to mortgaged property.When there is no express agreement in the mortgage nor any separate instrument given for the payment of the sum secured thereby, the remedy of the mortgagee shall be confined to the property mortgaged.[Code 1881 § 610; 1877 p 127 § 615; 1869 p 146 § 564; 1854 p 207 § 409; RRS § 1117.]
WA Rev Code § 61.12.060 (2021)
2021 Revised Code of Washington|Title 61 - Mortgages, Deeds of Trust, and Real Estate Contracts|Chapter 61.12 - Foreclosure of Real Estate Mortgages and Personal Property Liens.|61.12.060 - Judgment—Order of sale—Satisfaction—Upset price.

RCW 61.12.060 Judgment—Order of sale—Satisfaction—Upset price.In rendering judgment of foreclosure, the court shall order the mortgaged premises, or so much thereof as may be necessary, to be sold to satisfy the mortgage and costs of the action. The payment of the mortgage debt, with interest and costs, at any time before sale, shall satisfy the judgment. The court, in ordering the sale, may in its discretion, take judicial notice of economic conditions, and after a proper hearing, fix a minimum or upset price to which the mortgaged premises must be bid or sold before confirmation of the sale.The court may, upon application for the confirmation of a sale, if it has not theretofore fixed an upset price, conduct a hearing, establish the value of the property, and, as a condition to confirmation, require that the fair value of the property be credited upon the foreclosure judgment. If an upset price has been established, the plaintiff may be required to credit this amount upon the judgment as a condition to confirmation. If the fair value as found by the court, when applied to the mortgage debt, discharges it, no deficiency judgment shall be granted.[ 1935 c 125 § 1; Code 1881 § 611; 1877 p 127 § 616; 1869 p 146 § 565; 1854 p 207 § 410; RRS § 1118. FORMER PART OF SECTION: 1935 c 125 § 1 1/2 now codified as RCW 61.12.061.]NOTES:Confirmation of sale of land: RCW 6.21.110.
WA Rev Code § 61.12.061 (2021)
2021 Revised Code of Washington|Title 61 - Mortgages, Deeds of Trust, and Real Estate Contracts|Chapter 61.12 - Foreclosure of Real Estate Mortgages and Personal Property Liens.|61.12.061 - Exception as to mortgages held by the United States.

RCW 61.12.061 Exception as to mortgages held by the United States.The provisions of *this act shall not apply to any mortgage while such mortgage is held by the United States or by any agency, department, bureau, board or commission thereof as security or pledge of the maker, its successors or assigns.[1935 c 125 § 1 1/2; RRS § 1118-1. Formerly RCW 61.12.060, part.]NOTES:*Reviser's note: "this act" appears in 1935 c 125 § 1 1/2; section 1 of the 1935 act amends Code 1881 § 611; the 1935 act is codified as RCW 61.12.060 and 61.12.061.
WA Rev Code § 61.12.070 (2021)
2021 Revised Code of Washington|Title 61 - Mortgages, Deeds of Trust, and Real Estate Contracts|Chapter 61.12 - Foreclosure of Real Estate Mortgages and Personal Property Liens.|61.12.070 - Decree to direct deficiency—Waiver in complaint.

RCW 61.12.070 Decree to direct deficiency—Waiver in complaint.When there is an express agreement for the payment of the sum of money secured contained in the mortgage or any separate instrument, the court shall direct in the decree of foreclosure that the balance due on the mortgage, and costs which may remain unsatisfied after the sale of the mortgaged premises, shall be satisfied from any property of the mortgage debtor: PROVIDED, HOWEVER, That in all cases where the mortgagee or other owner of such mortgage has expressly waived any right to a deficiency judgment in the complaint, as provided by RCW 6.23.020, there shall be no such judgment for deficiency, and the remedy of the mortgagee or other owner of the mortgage shall be confined to the sale of the property mortgaged.[ 1961 c 196 § 4; Code 1881 § 612; 1877 p 127 § 617; 1869 p 146 § 566; 1854 p 208 § 411; RRS § 1119.]
WA Rev Code § 61.12.080 (2021)
2021 Revised Code of Washington|Title 61 - Mortgages, Deeds of Trust, and Real Estate Contracts|Chapter 61.12 - Foreclosure of Real Estate Mortgages and Personal Property Liens.|61.12.080 - Deficiency judgment—How enforced.

RCW 61.12.080 Deficiency judgment—How enforced.Judgments over for any deficiency remaining unsatisfied after application of the proceeds of sale of mortgaged property, either real or personal, shall be similar in all respects to other judgments for the recovery of money, and may be made a lien upon the property of a judgment debtor as other judgments, and the collections thereof enforced in the same manner.[Code 1881 § 622; 1877 p 129 § 625; 1869 p 148 § 575; RRS § 1120.]NOTES:Enforcement of judgments: Title 6 RCW.
WA Rev Code § 61.12.090 (2021)
2021 Revised Code of Washington|Title 61 - Mortgages, Deeds of Trust, and Real Estate Contracts|Chapter 61.12 - Foreclosure of Real Estate Mortgages and Personal Property Liens.|61.12.090 - Execution on decree—Procedure.

RCW 61.12.090 Execution on decree—Procedure.A decree of foreclosure of mortgage or other lien may be enforced by execution as an ordinary judgment or decree for the payment of money. The execution shall contain a description of the property described in the decree. The sheriff shall endorse upon the execution the time when he or she receives it, and he or she shall thereupon forthwith proceed to sell such property, or so much thereof as may be necessary to satisfy the judgment, interest, and costs upon giving the notice prescribed in RCW 6.21.030.[ 2012 c 117 § 161; 1988 c 231 § 36; 1899 c 53 § 1; RRS § 1121. Cf. Code 1881 § 613; 1869 p 146 § 567; 1854 p 208 § 412.]NOTES:Severability—1988 c 231: See note following RCW 6.01.050.Property exempt from execution and attachment: RCW 6.15.010.
WA Rev Code § 61.12.093 (2021)
2021 Revised Code of Washington|Title 61 - Mortgages, Deeds of Trust, and Real Estate Contracts|Chapter 61.12 - Foreclosure of Real Estate Mortgages and Personal Property Liens.|61.12.093 - Abandoned improved real estate—Purchaser takes free of redemption rights.

RCW 61.12.093 Abandoned improved real estate—Purchaser takes free of redemption rights.In actions to foreclose mortgages on real property improved by structure or structures, if the court finds that the mortgagor or his or her successor in interest has abandoned said property for six months or more, the purchaser at the sheriff's sale shall take title in and to such property free from all redemption rights as provided for in RCW 6.23.010 et seq. upon confirmation of the sheriff's sale by the court. Lack of occupancy by, or by authority of, the mortgagor or his or her successor in interest for a continuous period of six months or more prior to the date of the decree of foreclosure, coupled with failure to make payment upon the mortgage obligation within the said six month period, will be prima facie evidence of abandonment.[ 2012 c 117 § 162; 1965 c 80 § 1; 1963 c 34 § 1.]NOTES:Deed to issue upon request immediately after confirmation of sale: RCW 6.21.120.
WA Rev Code § 61.12.094 (2021)
2021 Revised Code of Washington|Title 61 - Mortgages, Deeds of Trust, and Real Estate Contracts|Chapter 61.12 - Foreclosure of Real Estate Mortgages and Personal Property Liens.|61.12.094 - Abandoned improved real estate—Deficiency judgment precluded—Complaint, requisites, service.

RCW 61.12.094 Abandoned improved real estate—Deficiency judgment precluded—Complaint, requisites, service.When proceeding under RCW 61.12.093 through 61.12.095, no deficiency judgment shall be allowed. No mortgagee shall deprive any mortgagor, his or her successors in interest, or any redemptioner of redemption rights by default decree without alleging such intention in the complaint: PROVIDED, HOWEVER, That such complaint need not be served upon any person who acquired the status of such successor in interest or redemptioner after the recording of lis pendens in such foreclosure action.[ 2012 c 117 § 163; 1965 c 80 § 2; 1963 c 34 § 2.]
WA Rev Code § 61.12.095 (2021)
2021 Revised Code of Washington|Title 61 - Mortgages, Deeds of Trust, and Real Estate Contracts|Chapter 61.12 - Foreclosure of Real Estate Mortgages and Personal Property Liens.|61.12.095 - Abandoned improved real estate—Not applicable to property used primarily for agricultural purposes.

RCW 61.12.095 Abandoned improved real estate—Not applicable to property used primarily for agricultural purposes.RCW 61.12.093 and 61.12.094 shall not apply to property used primarily for agricultural purposes.[ 1965 c 80 § 3; 1963 c 34 § 3.]
WA Rev Code § 61.12.100 (2021)
2021 Revised Code of Washington|Title 61 - Mortgages, Deeds of Trust, and Real Estate Contracts|Chapter 61.12 - Foreclosure of Real Estate Mortgages and Personal Property Liens.|61.12.100 - Levy for deficiency under same execution.

RCW 61.12.100 Levy for deficiency under same execution.In all actions of foreclosure where there is a decree for the sale of the mortgaged premises or property, and a judgment over for any deficiency remaining unsatisfied after applying the proceeds of the sale of mortgaged property, further levy and sales upon other property of the judgment debtor may be made under the same execution. In such sales it shall only be necessary to advertise notice for two weeks in a newspaper published in the county where the said property is located, and if there be no newspaper published therein, then in the most convenient newspaper having a circulation in such county.[Code 1881 § 620; 1877 p 129 § 623; 1873 p 151 § 571; 1869 p 148 § 573; RRS § 1123.]
WA Rev Code § 61.12.110 (2021)
2021 Revised Code of Washington|Title 61 - Mortgages, Deeds of Trust, and Real Estate Contracts|Chapter 61.12 - Foreclosure of Real Estate Mortgages and Personal Property Liens.|61.12.110 - Notice of sale on deficiency.

RCW 61.12.110 Notice of sale on deficiency.When sales of other property not embraced in the mortgage or decree of sale are made under the execution to satisfy any deficiency remaining due upon judgment, two weeks' publication of notice of such sale shall be sufficient. Such notice shall be published in a newspaper printed in the county where the property is situated, and if there be no newspaper published therein, then in the most convenient newspaper having a circulation in said county.[Code 1881 § 621; 1877 p 129 § 624; 1869 p 148 § 574; RRS § 1124.]NOTES:Notice of sales under execution: RCW 6.21.020.
WA Rev Code § 61.12.120 (2021)
2021 Revised Code of Washington|Title 61 - Mortgages, Deeds of Trust, and Real Estate Contracts|Chapter 61.12 - Foreclosure of Real Estate Mortgages and Personal Property Liens.|61.12.120 - Concurrent actions prohibited.

RCW 61.12.120 Concurrent actions prohibited.The plaintiff shall not proceed to foreclose his or her mortgage while he or she is prosecuting any other action for the same debt or matter which is secured by the mortgage, or while he or she is seeking to obtain execution of any judgment in such other action; nor shall he or she prosecute any other action for the same matter while he or she is foreclosing his or her mortgage or prosecuting a judgment of foreclosure.[ 2012 c 117 § 164; Code 1881 § 614; 1877 p 128 § 619; 1869 p 146 § 568; 1854 p 208 § 413; RRS § 1125.]
WA Rev Code § 61.12.130 (2021)
2021 Revised Code of Washington|Title 61 - Mortgages, Deeds of Trust, and Real Estate Contracts|Chapter 61.12 - Foreclosure of Real Estate Mortgages and Personal Property Liens.|61.12.130 - Payment of sums due—Stay of proceedings.

RCW 61.12.130 Payment of sums due—Stay of proceedings.Whenever a complaint is filed for the foreclosure of a mortgage upon which there shall be due any interest or installment of the principal, and there are other installments not due, if the defendant pay into the court the principal and interest due, with costs, at any time before the final judgment, proceedings thereon shall be stayed, subject to be enforced upon a subsequent default in the payment of any installment of the principal or interest thereafter becoming due. In the final judgment, the court shall direct at what time and upon what default any subsequent execution shall issue.[Code 1881 § 615; 1877 p 128 § 620; 1869 p 147 § 569; 1854 p 208 § 414; RRS § 1126.]
WA Rev Code § 61.12.140 (2021)
2021 Revised Code of Washington|Title 61 - Mortgages, Deeds of Trust, and Real Estate Contracts|Chapter 61.12 - Foreclosure of Real Estate Mortgages and Personal Property Liens.|61.12.140 - Sale in parcels to pay installments due.

RCW 61.12.140 Sale in parcels to pay installments due.In such cases, after final judgment, the court shall ascertain whether the property can be sold in parcels, and if it can be done without injury to the interests of the parties, the court shall direct so much only of the premises to be sold, as will be sufficient to pay the amount then due on the mortgage with costs, and the judgment shall remain and be enforced upon any subsequent default, unless the amount due shall be paid before execution of the judgment is perfected.[Code 1881 § 616; 1877 p 128 § 620 (2d of 2 sections with same number); 1869 p 147 § 570; 1854 p 208 § 415; RRS § 1127.]