reglab/housing_qa huggingface dataset:
MS Code § 83-17-415 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 9 - Licensing of Insurance Adjusters|§ 83-17-415. Continuing education requirement; certification of programs

 The commissioner shall adopt a procedure for certifying continuing education programs. Each individual seeking renewal of an adjuster license, which has been in effect for a term of eighteen (18) months or less shall satisfactorily complete twelve (12) hours of study in approved continuing education courses. Every individual seeking renewal of an adjuster license, which has been in effect for a term of more than eighteen (18) months shall satisfactorily complete twenty-four (24) hours of study in approved continuing education courses, of which three (3) hours shall have a course concentration in ethics.
MS Code § 83-17-417 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 9 - Licensing of Insurance Adjusters|§ 83-17-417. Examination requirement; exceptions; subject matter; manual

  Each applicant for a license as an adjuster, before the issuance of such license, shall personally take and pass, to the satisfaction of the commissioner, an examination as a test of his qualifications and competency; but the requirement of an examination shall not apply to any of the following:   An applicant who for the one-year period next preceding July 1, 1993, has been principally engaged in the investigation, adjustment or supervision of losses and who is so engaged on July 1, 1993;   An applicant for the renewal of a license issued hereunder;   An applicant who is licensed as an insurance adjuster, as defined by this article, in another state with which state a reciprocal agreement has been entered into by the commissioner;   Any person who possesses a certification from a person or entity approved by the commissioner that provides adjuster education and training and that requires, as a prerequisite to certification, an examination substantially equivalent to those of this state and approved by the commissioner; or   Any person who has completed a course or training program in adjusting of losses as prescribed and approved by the commissioner and is certified to the commissioner upon completion of the course that such person has completed the course or training program, and has passed an examination testing his knowledge and qualification, as prescribed by the commissioner.     Each examination for a license as an adjuster shall be as the commissioner may prescribe and shall be of sufficient scope reasonably to test the applicant's knowledge relative to the kinds of insurance which may be dealt with under the license applied for and the duties, responsibilities and laws of this state applicable to such a licensee.   The commissioner shall prepare and make available to applicants a manual or instructions specifying in general terms the subjects which may be covered in any examination for such a license.
MS Code § 83-17-419 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 9 - Licensing of Insurance Adjusters|§ 83-17-419. License period; renewal

  The privilege license of an individual to act as an adjuster shall continue from the date of issuance for original licenses or from the expiration date for existing licenses until the last day of the month of the licensee's birthday in the second year following issuance or renewal of the license, with a minimum term of thirteen (13) months. The privilege license of a business entity to act as an adjuster shall continue from the date of issuance until May 31, in the second year following issuance or renewal of the license, with a minimum term of thirteen (13) months.   Each adjuster shall file an application for renewal of license on the form and in the manner prescribed by the commissioner for such purpose. Upon the filing of such application for renewal of license and the payment of the required fees, the current license shall continue to be in force until the renewal license is issued by the commissioner or until the commissioner has refused for cause to issue such renewal license, as provided in this article, and has given notice of such refusal in writing to the adjuster.
MS Code § 83-17-423 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 9 - Licensing of Insurance Adjusters|§ 83-17-423. Appeals

 Any person aggrieved by any action or decision of the Commissioner of Insurance under the provisions of this article may appeal therefrom to the Circuit Court of the First Judicial District of Hinds County in the manner provided by law. The circuit court shall have the authority and jurisdiction to hear the appeal and render its decision in regard thereto in termtime or vacation.
MS Code § 83-17-425 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 9 - Licensing of Insurance Adjusters|§ 83-17-425. Article supplemental to other statutes

 This article is declared to be cumulative and supplemental to all other valid statutes relating to insurance agents, solicitors and adjusters.
MS Code § 83-17-501 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 11 - Licensing of Public Adjusters|§ 83-17-501. Definitions

 As used in this article, unless the context otherwise requires:   "Certified" means, except as used in Section 83-17-519(2), written representations addressed to the commissioner concerning the integrity, competence and qualifications of a person, in form and content satisfactory to the commissioner, or concerning other matters as the commissioner may by regulation hereafter prescribe.   "Commissioner" means the Commissioner of Insurance.   "Department" means the Mississippi Insurance Department.   "Insurer" means any insurance company or self-insured person or entity.   "Public adjuster" means any person who, for compensation or any other thing of value on behalf of the insured and subject to the prohibition provided in Section 73-3-55:   Acts or aids, solely in relation to first party claims arising under insurance contracts that insure the real or personal property of the insured, on behalf of an insured in negotiating for, or effecting the settlement of, a claim for loss or damage covered by an insurance contract;   Advertises for employment as a public adjuster of insurance claims or solicits business or represents himself or herself to the public as a public adjuster of first party insurance claims for losses or damages arising out of policies of insurance that insure real or personal property; or   Directly or indirectly solicits business, investigates or adjusts losses, or advises an insured about first party claims for losses or damages arising out of policies of insurance that insure real or personal property for another person engaged in the business of adjusting losses or damages covered by an insurance policy, for the insured.   A public adjuster shall not include an attorney at law who does not advertise or represent that he is a public adjuster.
MS Code § 83-17-503 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 11 - Licensing of Public Adjusters|§ 83-17-503. Posing as public adjuster prohibited; penalties

  No person shall act as or hold himself out to be a public adjuster in this state unless he is licensed therefor by the commissioner, except that an individual, who is undergoing education and training as a public adjuster under the direction and supervision of a licensed public adjuster for a period not exceeding twelve (12) months may act as a public adjuster without having a public adjuster's license, if at the beginning of such training period, the name of such trainee has been registered as such with the commissioner.   Any person who violates the provisions of this section shall be guilty of a misdemeanor and, upon conviction thereof, shall be punished by a fine of not more than One Thousand Dollars ($1,000.00) or by confinement in the county jail for not more than one (1) year, or by both such fine and confinement.
MS Code § 83-17-505 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 11 - Licensing of Public Adjusters|§ 83-17-505. Application for license

 Application for a license as a public adjuster shall be made to the commissioner upon forms as prescribed and furnished by the commissioner. As a part of, or in connection with, any such application, the applicant shall furnish such information concerning his identity, personal history, experience, business record and any other pertinent facts as the commissioner may reasonably require.
MS Code § 83-17-507 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 11 - Licensing of Public Adjusters|§ 83-17-507. Waiver of license requirement for public adjuster licensed in another state

 The commissioner may waive any license requirement for an applicant with a valid license from another state having license requirements substantially equivalent to those of this state.
MS Code § 83-17-509 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 11 - Licensing of Public Adjusters|§ 83-17-509. Emergency licenses; conditions for issuing; fee

 In the event of a catastrophe or emergency which arises out of a disaster, Act of God, riot, civil commotion, conflagration or other similar occurrence, the commissioner, upon application, may issue an emergency license to persons who are residents or nonresidents of this state and who may or may not be otherwise licensed public adjusters. Such emergency license shall remain in force for a period not to exceed ninety (90) days, unless extended for an additional period of ninety (90) days by the commissioner. The applicant must be certified by (a) a person licensed under the provisions of this article, or by (b) such other person as may be approved by the commissioner. The licensed public adjuster or other person who certifies the applicant under the provisions of this section shall be responsible for the loss or claims practices of the emergency license holder.   Within five (5) days of any applicant beginning work as a public adjuster under this section, the application and certification provided for in the preceding paragraph shall be provided to the commissioner without such public adjuster being deemed in violation of this article, provided that the commissioner, after notice and hearing, may revoke the emergency license upon the grounds as otherwise contained in this article providing for revocation of a public adjuster's license.   The fee for an emergency license shall be in an amount not to exceed Fifty Dollars ($50.00) as determined by the commissioner and shall be due and payable within thirty (30) days of the issuance of such emergency license.
MS Code § 83-17-511 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 11 - Licensing of Public Adjusters|§ 83-17-511. Qualifications for license

 The commissioner shall license as a public adjuster only an individual who has otherwise complied with this article and who has furnished evidence satisfactory to the commissioner that:   He is at least twenty-one (21) years of age;   He is a bona fide resident of this state, or is a resident of a state which will permit residents of this state to act as public adjusters in such other state;   He is a trustworthy person;   He has had experience or special education or training with reference to the handling of loss claims under insurance contracts of sufficient duration and extent to make him competent to fulfill the responsibilities of a public adjuster; and   He has successfully passed an examination as required by the commissioner in accordance with this article or has been exempted according to the provisions of this article.
MS Code § 83-17-513 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 11 - Licensing of Public Adjusters|§ 83-17-513. Continuing education requirement; certification of programs

 The commissioner shall adopt a procedure for certifying continuing education programs for public adjusters. Every individual seeking renewal of a public adjuster license, which has been in effect for a term of eighteen (18) months or less shall satisfactorily complete twelve (12) hours of study in approved continuing education courses. Every individual seeking renewal of a public adjuster license, which has been in effect for a term of more than eighteen (18) months shall satisfactorily complete twenty-four (24) hours of study in approved continuing education courses of which three (3) hours shall have a course concentration in ethics.
MS Code § 83-17-515 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 11 - Licensing of Public Adjusters|§ 83-17-515. Examination requirement; exceptions; subject matter; manual

  Each applicant for a license as a public adjuster, before the issuance of such license, shall personally take and pass, to the satisfaction of the commissioner, an examination as a test of his qualifications and competency; but the requirement of an examination shall not apply to any of the following:   An applicant for the renewal of a license issued hereunder;   An applicant who is licensed as a public adjuster, as defined by this article, in another state with which state a reciprocal agreement has been entered into by the commissioner; or   Any person who has completed a course or training program in adjusting for losses as prescribed and approved by the commissioner and is certified to the commissioner upon completion of the course that such person has completed the course or training program, and has passed an examination testing his knowledge and qualification, as prescribed by the commissioner.     Each examination for a license as a public adjuster shall be as the commissioner may prescribe and shall be of sufficient scope reasonably to test the applicant's knowledge relative to the kinds of insurance which may be dealt with under the license applied for and the duties, responsibilities and laws of this state applicable to such a licensee.   The commissioner shall prepare and make available to applicants a manual or instructions specifying in general terms the subjects which may be covered in any examination for such a license.
MS Code § 83-17-517 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 11 - Licensing of Public Adjusters|§ 83-17-517. Expiration of license; renewal

  The privilege license of an individual to act as a public adjuster shall continue from the date of issuance for original licenses or from the expiration date for existing licenses until the last day of the month of the licensee's birthday in the second year following issuance or renewal of the license, with a minimum term of thirteen (13) months. The privilege license of a business entity to act as a public adjuster shall continue from the date of issuance until May 31 in the second year following issuance or renewal of the license, with a minimum term of thirteen (13) months.   Each public adjuster shall file an application for renewal of license on the form and in the manner prescribed by the commissioner for such purpose. Upon the filing of such application for renewal of license and the payment of the required fees, prior to the expiration date, the current license shall continue to be in force until the renewal license is issued by the commissioner or until the commissioner has refused for cause to issue such renewal license, as provided in this article, and has given notice of such refusal in writing to the public adjuster.
MS Code § 83-17-521 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 11 - Licensing of Public Adjusters|§ 83-17-521. Appeals

 Any person aggrieved by any action or decision of the commissioner under the provisions of this article may appeal therefrom to the Circuit Court of the First Judicial District of Hinds County in the manner provided by law. The circuit court shall have the authority and jurisdiction to hear the appeal and render its decision in regard thereto in termtime or vacation.
MS Code § 83-17-525 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 11 - Licensing of Public Adjusters|§ 83-17-525. Article does not entitle person not licensed by Supreme Court to practice law in state

 This article shall not be construed as entitling a person who is not licensed by the Mississippi Supreme Court to practice law in this state.
MS Code § 83-17-527 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 17 - Insurance Agents, Solicitors, or Adjusters|Article 11 - Licensing of Public Adjusters|§ 83-17-527. Article cumulative and supplemental to other statutes; rules and regulations

 This article is declared to be cumulative and supplemental to all other valid statutes relating to insurance agents, solicitors, adjusters and public adjusters. The Commissioner of Insurance is directed and authorized to make such reasonable rules and regulations as may be necessary for the administration of this article, including, but not limited to, rules and regulations (a) establishing procedures for the filing and approval of contracts to be used by public adjusters and/or prescribing one or more model contracts for use by public adjusters, (b) regulating solicitations by public adjusters, and (c) establishing bonding and/or errors and omissions insurance requirements for public adjusters.
MS Code § 83-18-5 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 18 - Insurance Administrators and Managing General Agents|Insurance Administrators|§ 83-18-5. Written agreement between administrator and insurer or employer; termination of agreement

  No administrator shall act as such without a written agreement between the administrator and the insurer or employer, and such written agreement shall be retained as part of the official records of both the insurer or employer and the administrator for the duration of the agreement and for five (5) years thereafter. The agreement shall contain all provisions required by this statute, except insofar as those requirements do not apply to the functions performed by the administrator.   The written agreement shall include a statement of duties which the administrator is expected to perform on behalf of the insurer or employer and the lines, classes or types of insurance for which the administrator is to be authorized to administer. The agreement shall make provision with respect to underwriting or other standards pertaining to the business underwritten by such insurer.   The insurer, employer or administrator may, with written notice, terminate the written agreement for cause as provided in the agreement. The insurer may suspend the underwriting authority of the administrator during the pendency of any dispute regarding the cause for termination of the written agreement. The insurer must fulfill any lawful obligations with respect to policies affected by the written agreement, regardless of any dispute between the insurer and the administrator.
MS Code § 83-18-7 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 18 - Insurance Administrators and Managing General Agents|Insurance Administrators|§ 83-18-7. Payments to administrator deemed received by insurer; payments to administrator not deemed paid to insured or claimant until received by insured or claimant

 If an insurer utilizes the services of an administrator, the payment to the administrator of any premiums or charges for insurance by or on behalf of the insured party shall be deemed to have been received by the insurer, and the payment of return premiums or claim payments forwarded by the insurer to the administrator shall not be deemed to have been paid to the insured party or claimant until such payments are received by the insured party or claimant. Nothing in this section limits any right of the insurer against the administrator resulting from the failure of the administrator to make payments to the insurer, insured parties or claimants.
MS Code § 83-18-9 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 18 - Insurance Administrators and Managing General Agents|Insurance Administrators|§ 83-18-9. Record keeping requirements

  Every administrator shall maintain and make available to the insurer or employer complete books and records of all transactions performed on behalf of the insurer or employer. The books and records shall be maintained in accordance with prudent standards of insurance record keeping and must be maintained for a period of not less than five (5) years from the date of their creation.   The commissioner shall have access to books and records maintained by an administrator for the purposes of examination, audit and inspection. Any trade secrets contained in such books and records, including the identity and addresses of policyholders and certificate holders, shall be kept confidential, except that the commissioner may use such information in any proceeding instituted against the administrator.   The insurer or employer shall own the records generated by the administrator pertaining to the insurer; however, the administrator shall retain the right to continuing access to books and records to permit the administrator to fulfill all of its contractual obligations to insured parties, claimants, and the insurer.   In the event the insurer or employer and the administrator cancel their agreement, notwithstanding the provisions of subsection (1) of this section, the administrator may, by written agreement with the insurer or employer, transfer all records to a new administrator rather than retain them for five (5) years. In such cases, the new administrator shall acknowledge, in writing, that it is responsible for retaining the records of the prior administrator as required in subsection (1) of this section.
MS Code § 83-18-11 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 18 - Insurance Administrators and Managing General Agents|Insurance Administrators|§ 83-18-11. Advertising by administrator

 An administrator may use only such advertising pertaining to the business underwritten by an insurer as has been approved in writing by the insurer in advance of its use.
MS Code § 83-18-13 (2020)
2020 Mississippi Code|Title 83 - Insurance|Chapter 18 - Insurance Administrators and Managing General Agents|Insurance Administrators|§ 83-18-13. Responsibilities of insurer utilizing services of administrator

  If an insurer utilizes the services of an administrator, the insurer shall be responsible for determining the benefits, premium rates, underwriting criteria and claims payment procedures applicable to such coverage and for securing reinsurance, if any. The rules pertaining to these matters must be provided, in writing, by the insurer to the administrator. The responsibilities of the administrator as to any of these matters shall be set forth in the written agreement between the administrator and the insurer.   It is the sole responsibility of the insurer or employer to provide for competent administration of its programs.   In cases where an administrator benefits for more than one hundred (100) certificate holders on behalf of an insurer, the insurer shall, at least semiannually, conduct a review of the operations of the administrator. At least one (1) such review shall be an on-site audit of the operations of the administrator.