reglab/housing_qa huggingface dataset:
CO Code § 10-15-115 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 15 - Preneed Funeral Contracts|§ 10-15-115. Injunctions - Cease-and-Desist Orders

  Whenever the commissioner has reasonable cause to believe that any person is violating any provision of this article or any rule or order promulgated pursuant to this article, the commissioner may:   In the name of the people of the state of Colorado, through the attorney general, apply for an injunction in any court of competent jurisdiction to perpetually enjoin such person from committing any act prohibited by this article; or    After notice and hearing pursuant to sections 24-4-104 and 24-4-105, C.R.S., issue an order to cease and desist the act or acts violating any provision of this article. A copy of the cease-and-desist order shall be furnished to each party.        History. Source: L. 95: Entire article R&RE, p. 1044, § 1, effective May 25.    Editor's note:   This section is similar to former § 10-15-115 as it existed prior to 1995.
CO Code § 10-15-116 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 15 - Preneed Funeral Contracts|§ 10-15-116. Surrender of License

  A contract seller may surrender a license by:   Filing written notice with the commissioner;    Submitting a list of all outstanding preneed contracts, including the name of the contract buyer, the method of funding for the preneed contract, the preneed contract price, the amount of funds received, and the amount of funds held in trust;    Paying all outstanding fines and invoices due to the state of Colorado; and    Submitting the current certificate of authority.       Upon receipt of the notice, the commissioner shall review the preneed contract seller's trust funds and evidence of all outstanding preneed contracts.    Upon determining that the available assets are sufficient to meet any remaining preneed contract liabilities, the commissioner shall deactivate the license.    The contract seller shall continue to keep the trust fund intact and in trust after the license is inactive, and the trustee shall disburse the funds in trust in accordance with preneed contracts until the funds are exhausted.    The commissioner has jurisdiction over the inactive contract seller and to require the reports required by section 10-15-104 and inspect the records required by this article so long as there are funds in trust or preneed contracts that are not fulfilled. When the funds in trust are exhausted or each preneed contract is fulfilled, the commissioner shall finally cancel the license of the contract seller.    Upon a finding that an emergency exists that will harm consumers, the commissioner may by order administer preneed contracts and accounts if the business of the contract seller closes due to financial insolvency, criminal activity, or license suspension.     History. Source: L. 95: Entire article R&RE, p. 1044, § 1, effective May 25. L. 2013: Entire section amended,(SB 13-125), ch. 287, p. 1520, § 7, effective August 7.    Editor's note:   This section is similar to former § 10-15-116 as it existed prior to 1995.
CO Code § 10-15-117 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 15 - Preneed Funeral Contracts|§ 10-15-117. Reinstatement of License

 The commissioner may reinstate a suspended license or issue a new license to a person whose license has been revoked if no fact or condition then exists which clearly would have justified the commissioner in refusing originally to issue such license and the violations of this article which preceded the suspension or revocation of the license have been corrected.   History. Source: L. 95: Entire article R&RE, p. 1045, § 1, effective May 25.    Editor's note:   This section is similar to former § 10-15-117 as it existed prior to 1995.
CO Code § 10-15-118 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 15 - Preneed Funeral Contracts|§ 10-15-118. Violation

  [ ] Any person who violates any provision of this article commits a class 3 misdemeanor and shall be punished as provided in section 18-1.3-501, C.R.S. Any person who violates the trust fund provisions of this article or any other misappropriation of funds commits theft pursuant to section 18-4-401, C.R.S.    The commissioner may apply to a court of competent jurisdiction for the appointment of a receiver if the commissioner determines that such appointment is necessary to protect the interests of the contract buyers.    Editor's note: This version of subsection (1) is effective until March 1, 2022.  (1) [ ] Any person who violates any provision of this article 15 commits a class 2 misdemeanor and shall be punished as provided in section 18-1.3-501 . Any person who violates the trust fund provisions of this article 15 or any other misappropriation of funds commits theft pursuant to section 18-4-401 .  Editor's note: This version of subsection (1) is effective March 1, 2022.  History. Source: L. 95: Entire article R&RE, p. 1045, § 1, effective May 25. L. 2002: (1) amended, p. 1468, § 28, effective October 1. L. 2021: (1) amended,(SB 21-271), ch. 462, p. 3149, § 117, effective March 1, 2022.    Editor's note:    This section is similar to former § 10-15-118 as it existed prior to 1995.    Section 803(2) of chapter 462 (SB 21-271), Session Laws of Colorado 2021, provides that the act changing this section applies to offenses committed on or after March 1, 2022.     Cross references:   For the legislative declaration contained in the 2002 act amending subsection (1), see section 1 of chapter 318, Session Laws of Colorado 2002.   ANNOTATION   Due process requires that terms of penal statute be explicit. The terms of a penal statute creating a new offense, such as this section, must be sufficiently explicit to inform those who are subject to its provisions, and what conduct on their part will render them liable to its penalties. Mem'l Trusts, Inc. v. Beery, 144 Colo. 448 , 356 P.2d 884 (1960) (decided prior to L. 61, p. 476 , § 16, the earliest source of this section).
CO Code § 10-15-119 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 15 - Preneed Funeral Contracts|§ 10-15-119. Immunity From Prosecution

  If any person asks to be excused from attending and testifying or from producing any books, papers, records, correspondence, or other documents at any hearing on the ground that the testimony or evidence required of the person may tend to incriminate the person or subject the person to a penalty or forfeiture, and, notwithstanding such request, the commissioner directs such person to give such testimony or produce such evidence, such person shall nonetheless comply with such direction but the person shall not thereafter be prosecuted or subjected to any penalty or forfeiture for or on account of any transaction, matter, or thing concerning which the person testifies or produces evidence pursuant thereto; and no testimony so given or evidence so produced shall be received against such person upon any criminal action, investigation, or proceeding. However, no person who has filed a waiver pursuant to subsection (3) of this section shall be immune from prosecution on account of testimony given or evidence produced.    No person so testifying shall be exempt from prosecution or punishment for any perjury in the first degree committed by the person while so testifying, and the testimony or evidence so given or produced shall be admissible against the person upon any criminal action, investigation, or proceeding concerning such perjury; nor shall the person be exempt from the refusal, revocation, or suspension of any license, permission, or authority conferred, or to be conferred, pursuant to the laws of this state.    Any person may execute, acknowledge, and file in the office of the commissioner a statement expressly waiving his or her immunity or privilege with respect to any transaction, matter, or thing specified in such statement, and thereupon the testimony of such person or such evidence in relation to such transaction, matter, or thing may be received or produced before any judge or justice, court, tribunal, grand jury, or other authority, and if it is so received or produced, such individual shall not be entitled to any immunity or privilege on account of such testimony so given or evidence so produced. A waiver executed pursuant to this subsection (3) shall be valid only if it is:   Entered into voluntarily;    Executed by a person with the intellectual capacity to understand the consequences of executing such a waiver;    Not executed under threat, coercion, or duress; and      Entered into knowingly. (d) (I) Entered into knowingly.    For purposes of this paragraph (d), a waiver is entered into knowingly when the person executing such waiver has been informed of his or her right to confer with independent legal counsel.            History. Source: L. 95: Entire article R&RE, p. 1045, § 1, effective May 25.    Editor's note:   This section is similar to former § 10-15-119 as it existed prior to 1995.   Cross references:   For perjury in the first degree, see § 18-8-502 .
CO Code § 10-15-120 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 15 - Preneed Funeral Contracts|§ 10-15-120. Rule Against Perpetuities Inapplicable

 No trust created pursuant to the provisions of this article, nor any interest therein, shall be deemed to be invalid by any existing law or rule against perpetuities or accumulations or suspension of the power of alienation and such trust and any interest therein may continue for such time as may be necessary to accomplish the purposes for which it may be created.   History. Source: L. 95: Entire article R&RE, p. 1046, § 1, effective May 25.    Editor's note:   This section is similar to former § 10-15-120 as it existed prior to 1995.
CO Code § 10-15-121 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 15 - Preneed Funeral Contracts|§ 10-15-121. Other Insurance Laws Applicable

 In addition to the provisions of this article, the provisions of article 1 of this title and parts 9 and 11 of article 3 of this title, except as they are inconsistent with the provisions or purposes of this article, shall apply to any person regulated pursuant to this article.   History. Source: L. 95: Entire article R&RE, p. 1046, § 1, effective May 25.    Editor's note:   This section is similar to former § 10-15-121 as it existed prior to 1995.
CO Code § 10-15-122 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 15 - Preneed Funeral Contracts|§ 10-15-122. Study of Contract Sellers - Report - repeal.(repealed)

 History. Source: L. 2017: Entire section added,(SB 17-249), ch. 283, p. 1544, § 5, effective June 1.    Editor's note:   Subsection (2) provided for the repeal of this section, effective September 1, 2018. (See L. 2017, p. 1544 .)
CO Code § 10-15-123 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 15 - Preneed Funeral Contracts|§ 10-15-123. Repeal of Article

 This article 15 is repealed, effective September 1, 2022. Before its repeal, the department of regulatory agencies shall review the regulation of preneed funeral contracts in accordance with section 24-34-104 .   History. Source: L. 2017: Entire section added,(SB 17-249), ch. 283, p. 1544, § 6, effective June 1.
CO Code § 10-18-101 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 18 - Medicare Supplement Insurance|§ 10-18-101. Definitions

 As used in this article, unless the context otherwise requires:    “Applicant” means:   In the case of an individual medicare supplement policy or subscriber contract, the person who seeks to contract for insurance benefits; or    In the case of a group medicare supplement policy or subscriber contract, the proposed certificate holder.       “Certificate” means any certificate issued under a group medicare supplement policy, which certificate has been delivered or issued for delivery in this state.    “Medicare” means the “Health Insurance for the Aged Act”, Title XVIII of the federal “Social Security Act”, as amended by the social security amendments of 1965, and as later amended.    “Medicare supplement policy” means a group or individual policy of sickness and accident insurance or a subscriber contract of a nonprofit hospital and health service corporation or a health maintenance organization, which policy or contract is primarily advertised, marketed, or designed as a supplement to reimbursements under medicare for the hospital, medical, or surgical expenses of persons eligible for medicare.     History. Source: L. 89: Entire article R&RE, p. 498, § 1, effective July 1. L. 92: (4) amended, p. 1500, § 34, effective July 1.    Editor's note:   This section is similar to former § 10-18-101 as it existed prior to 1989.
CO Code § 10-18-102 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 18 - Medicare Supplement Insurance|§ 10-18-102. Applicability and Scope

  Except as otherwise specifically provided, this article shall apply to:   All medicare supplement policies and subscriber contracts delivered or issued for delivery in this state on or after July 1, 1989; and    All certificates issued under group medicare supplement policies or subscriber contracts, which certificates have been delivered or issued for delivery in this state on or after July 1, 1989.       The provisions of this article shall not apply to a policy or contract for employees, former employees, or any combination of employees or former employees or to a policy or contract for members, former members, or any combination of members and former members of labor organizations, which policy or contract is established by one or more employers or labor organizations or the trustees of a fund established by one or more employers or labor organizations or any combination of such employers, labor organizations, or trustees.    The provisions of this article shall not apply to insurance policies or health-care benefit plans, including group conversion policies, provided to medicare eligible persons, which policies are not marketed as or held out to be medicare supplement policies or benefit plans.     History. Source: L. 89: Entire article R&RE, p. 499, § 1, effective July 1.
CO Code § 10-18-104 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 18 - Medicare Supplement Insurance|§ 10-18-104. Minimum Standards for Benefits and Claims Payment

 The commissioner shall issue reasonable regulations to establish minimum standards for benefits and payment of claims under medicare supplement policies.   History. Source: L. 89: Entire article R&RE, p. 500, § 1, effective July 1.    Editor's note:   This section is similar to former § 10-18-103 as it existed prior to 1989.
CO Code § 10-18-105 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 18 - Medicare Supplement Insurance|§ 10-18-105. Loss Ratio Standards and Filing Requirements

  Every insurer providing group or individual medicare supplement insurance benefits to a resident of this state pursuant to section 10-18-102 shall file a copy of the group master policy or individual policy and any certificate used in this state in accordance with the filing requirements and procedures of sections 10-16-107.2 and 10-16-406; except that no insurer shall be required to make a filing earlier than thirty days after insurance was provided to a resident of this state under a group master policy issued for delivery outside this state.    Group and individual medicare supplement policies shall return to policyholders benefits which are reasonable in relation to the premium charged. The commissioner shall issue reasonable regulations to establish minimum standards for loss ratios of medicare supplement policies on the basis of incurred claims experience or incurred health-care expenses where coverage is provided by a health maintenance organization on a service rather than reimbursement basis and on the basis of earned premiums in accordance with accepted actuarial principles and practices. Every entity providing medicare supplement policies or certificates in this state shall file annually its rates, rating schedule, and supporting documentation demonstrating that it is in compliance with the applicable loss ratio standards of this state. All filings of rates and rating schedules shall demonstrate that the actual and expected losses in relation to premiums comply with the requirements of this article.    No entity shall provide compensation to its agents or other producers which is greater than the renewal compensation which would have been paid on an existing policy if the existing policy had been replaced by another policy with the same company and the new policy benefits had been substantially similar to the benefits under the old policy and the old policy had been issued by the same insurer or insurer group.     History. Source: L. 89: Entire article R&RE, p. 500, § 1, effective July 1. L. 92: (1) amended, p. 1725, § 10, effective July 1. L. 2013: (1) amended,(HB 13-1266), ch. 217, p. 990, § 55, effective May 13.    Editor's note:   This section is similar to former § 10-18-104 as it existed prior to 1989.
CO Code § 10-18-107 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 18 - Medicare Supplement Insurance|§ 10-18-107. Right to Examine Policy - Right to Refund of Premium

 Medicare supplement policies or certificates shall have a notice prominently printed on the first page of the policy or certificate or attached thereto stating in substance that the policyholder or certificate holder shall have the right to return the policy or certificate within thirty days after its delivery and to have any premium refunded if, after examination of the policy or certificate, the policyholder or certificate holder is not satisfied for any reason. Any refund made pursuant to this section shall be paid directly to the policyholder or certificate holder by the insurer in a timely manner. If a policyholder or certificate holder decides to cancel a policy or certificate after the first thirty days of coverage and the policyholder or certificate holder provides the insurer notice of the cancellation at least thirty days before cancellation, the insurer shall refund a prorated amount of any prepaid premiums for such policy or certificate based on the subsequent full months of coverage being canceled.   History. Source: L. 89: Entire article R&RE, p. 502, § 1, effective July 1. L. 2002: Entire section amended, p. 305, § 1, effective January 1, 2003.    Editor's note:   This section is similar to former § 10-18-107 as it existed prior to 1989.
CO Code § 10-18-108 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 18 - Medicare Supplement Insurance|§ 10-18-108. Advertising - Copy Provided to Commissioner

 Every insurer, health-care service plan, or other entity providing medicare supplement insurance or benefits in this state that advertises medicare supplement insurance shall provide the commissioner a written copy of the medicare supplement advertisement used in this state. If there is a complaint filed about a radio or television advertisement, the commissioner may request an audio or video cassette from those entities.   History. Source: L. 89: Entire article R&RE, p. 502, § 1, effective July 1.
CO Code § 10-18-109 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 18 - Medicare Supplement Insurance|§ 10-18-109. Penalties

 In addition to any other applicable penalties for violations of this title, the commissioner may order insurers violating any provision of this article or regulations promulgated pursuant to this article to cease marketing any medicare supplement policy or certificate in this state, which policy or certificate is related directly or indirectly to a violation, may order such insurers to take such actions as are necessary to comply with the provisions of this article, or may make both such orders.   History. Source: L. 89: Entire article R&RE, p. 502, § 1, effective July 1.
CO Code § 10-19-101 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 19 - Long-Term Care Insurance|§ 10-19-101. Short Title

 This article shall be known and may be cited as the “Long-term Care Insurance Act”.   History. Source: L. 90: Entire article R&RE, p. 643, § 1, effective July 1.
CO Code § 10-19-102 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 19 - Long-Term Care Insurance|§ 10-19-102. Legislative Declaration

 The general assembly hereby declares that the purpose of this article is to promote the public interest and the availability of long-term care insurance policies, to protect applicants for long-term care insurance from unfair or deceptive sales or enrollment practices, to establish standards for long-term care insurance, to facilitate public understanding and comparison of long-term care insurance policies, and to facilitate flexibility and innovation in the development of long-term care insurance coverage.   History. Source: L. 90: Entire article R&RE, p. 643, § 1, effective July 1.
CO Code § 10-19-104 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 19 - Long-Term Care Insurance|§ 10-19-104. Scope and Applicability of Article

 The requirements of this article shall apply to policies delivered or issued for delivery in this state on or after July 1, 1990. This article is not intended to supersede the obligations of entities subject to this article to comply with the substance of other applicable insurance laws insofar as they do not conflict with this article; except that laws and regulations designed and intended to apply to medicare supplement insurance policies shall not be applied to long-term care insurance.   History. Source: L. 90: Entire article R&RE, p. 645, § 1, effective July 1. L. 2007: Entire section amended, p. 198, § 2, effective January 1, 2008.
CO Code § 10-19-105 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 19 - Long-Term Care Insurance|§ 10-19-105. Extraterritorial Jurisdiction - Group Long-Term Care Insurance

 A group long-term care insurance coverage shall not be offered to a resident of this state under a group policy issued in another state to a group described in section 10-19-103 (4)(d) , unless this state or another state having statutory and regulatory long-term care insurance requirements substantially similar to those adopted in this state has made a determination that such requirements have been met.   History. Source: L. 90: Entire article R&RE, p. 645, § 1, effective July 1.
CO Code § 10-19-106 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 19 - Long-Term Care Insurance|§ 10-19-106. Rules on Disclosure

 The commissioner may adopt rules and regulations that include standards for full and fair disclosure setting forth the manner, content, and required disclosures for the sale of long-term care insurance policies, terms of renewability, initial and subsequent conditions of eligibility, nonduplication of coverage provisions, coverage of dependents, preexisting conditions, termination of insurance, continuation or conversion, probationary periods, limitations, exceptions, reductions, elimination periods, requirements for replacement, recurrent conditions, and definitions of terms. Such rules and regulations shall be in accordance with the “State Administrative Procedure Act”, article 4 of title 24, C.R.S.   History. Source: L. 90: Entire article R&RE, p. 645, § 1, effective July 1.