reglab/housing_qa huggingface dataset:
AR Code § 23-99-1117 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 99 - Healthcare Providers|Subchapter 11 - Prior Authorization Transparency Act|§ 23-99-1117. Standardized form required for prescription drug benefits

 (a) On and after January 1, 2017, to establish uniformity in the submission of prior authorization forms for prescription drugs, a utilization review entity shall utilize only a single standardized prior authorization form for obtaining approval in written or electronic form for prescription drug benefits.  (b) A utilization review entity may make the form required under subsection (a) of this section accessible through multiple computer operating systems.  (c) The form required under subsection (a) of this section shall:  (1) Not exceed two (2) pages; and  (2) Be designed to be submitted electronically from a prescribing provider to a utilization review entity.    (d) This section does not prohibit prior authorization by verbal means without a form.  (e) If a utilization review entity fails to use or accept the form developed under this section or fails to respond as soon as reasonably possible, but no later than seventy-two (72) hours, after receipt of a completed prior authorization request using the form developed under this section, the prior authorization request is deemed authorized or approved.  (f)  (1) On and after January 1, 2017, each utilization review entity shall submit its prior authorization form to the State Insurance Department to be kept on file.  (2) A copy of a subsequent replacement or modification of a utilization review entity's prior authorization form shall be filed with the department within fifteen (15) days before the form is used or before implementation of the replacement or modification.
AR Code § 23-99-1118 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 99 - Healthcare Providers|Subchapter 11 - Prior Authorization Transparency Act|§ 23-99-1118. Rules

 The State Insurance Department may promulgate rules for the implementation of this subchapter.
AR Code § 23-99-1119 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 99 - Healthcare Providers|Subchapter 11 - Prior Authorization Transparency Act|§ 23-99-1119. Medication-assisted treatment for opioid addiction

 (a) Except in the case of injectables, a healthcare insurer, including Medicaid, shall not:  (1) Require prior authorization in order for a patient to obtain coverage of buprenorphine, naloxone, naltrexone, methadone, and their various formulations and combinations approved by the United States Food and Drug Administration for the treatment of opioid addiction; or  (2) Impose any other requirement other than a valid prescription and compliance with the medication-assisted treatment guidelines issued by the Substance Abuse and Mental Health Services Administration under the United States Department of Health and Human Services in order for a patient to obtain coverage for buprenorphine, naloxone, naltrexone, methadone, and their various formulations and combinations approved by the United States Food and Drug Administration for the treatment of opioid addiction.    (b) Subdivision (a)(1) of this section shall only apply to the Arkansas Medicaid Program as it pertains to prescription drugs for treatment of opioid addiction designated as preferred on the evidence-based preferred drug list, provided there is at least one (1) of each of the drugs listed in subdivision (a)(1) of this section with the preferred designation on the preferred drug list or available without prior authorization.  (c) If a new formulation or medication approved by the United States Food and Drug Administration for use as a prescription for medication-assisted treatment becomes available after April 12, 2019, and is either more expensive or has not been shown to be more effective than the formulations and medications in subsection (a) of this section, then the healthcare insurer may require prior authorization of the new formulation or medication.  (d) A healthcare insurer utilizing a tiered drug formulary shall place on the lowest-cost benefit tier at least one (1) product for each of the following medications that is approved by the United States Food and Drug Administration:  (1) Buprenorphine;  (2) Naloxone;  (3) Naltrexone;  (4) Methadone; and  (5) A product containing both buprenorphine and naloxone.    (e) For purposes of any limit a healthcare insurer imposes on the number of prescriptions for a patient, a prescription for medication-assisted treatment shall not be counted.  (f) This section does not affect the responsibility of a healthcare provider to comply with the standard of care for medication-assisted treatment, including without limitation the use of therapy in combination with medication.  (g) The Arkansas Medicaid Program shall have until January 1, 2020, to comply with this section.
AR Code § 23-99-1201 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 99 - Healthcare Providers|Subchapter 12 - Healthcare Contracting Simplification Act|§ 23-99-1201. Title

 This subchapter shall be known and may be cited as the “Healthcare Contracting Simplification Act”.
AR Code § 23-99-1203 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 99 - Healthcare Providers|Subchapter 12 - Healthcare Contracting Simplification Act|§ 23-99-1203. All-products clause — Prohibition

 (a) Except as provided in subsections (b) and (d) of this section, a contracting entity shall not:  (1) Offer to a healthcare provider a healthcare contract that includes an all-products clause;  (2) Enter into a healthcare contract with a healthcare provider that includes an all-products clause; or  (3) Amend or renew an existing healthcare contract previously entered into with a healthcare provider so that the healthcare contract as amended or renewed adds or continues to include an all-products clause.    (b)  (1) This section does not prohibit a contracting entity from:  (A) Offering a healthcare provider a contract that covers multiple health benefit plans that have the same reimbursement rates and other financial terms for the healthcare provider;  (B) Adding a new health benefit plan to an existing healthcare contract with a healthcare provider under the same reimbursement rates and other financial terms applicable under the original healthcare contract; or  (C) Requiring a healthcare provider to accept multiple health benefit plans that do not differ in reimbursement rates or other financial terms for the healthcare provider.    (2) A healthcare contract may include health benefit plans or coverage options for enrollees within a health benefit plan with different cost-sharing structures, including different deductibles or copayments, as long as the reimbursement rates and other financial terms between the contracting entity and the healthcare provider remain the same for each plan or coverage option included in the healthcare contract.  (3) This section does not authorize a healthcare provider to:  (A) Opt out of providing services to an enrollee of a particular health benefit plan after the healthcare provider has entered into a valid contract under this section to provide the services; or  (B) Refuse to disclose the provider networks or health benefit plans in which the healthcare provider participates.      (c)  (1) A violation of this section is:  (A) An unfair trade practice under § 23-66-206; and  (B) Subject to the Trade Practices Act, § 23-66-201 et seq.    (2) If a healthcare contract contains a provision that violates this section, the healthcare contract is void.    (d) A contracting entity may require a healthcare provider to participate in the State and Public School Life and Health Insurance Program as a condition of contracting or continuing to contract with the healthcare provider for healthcare services under another health benefit plan, if:  (1) The other health benefit plan is an individual health plan not sold on the health insurance marketplace, as defined in § 23-64-602; and  (2) The rates offered to the healthcare provider for healthcare services to program enrollees are no lower than the rates paid to the healthcare provider under the other health benefit plan.
AR Code § 23-99-1204 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 99 - Healthcare Providers|Subchapter 12 - Healthcare Contracting Simplification Act|§ 23-99-1204. Prohibition — Most favored nation clause

 (a) A contracting entity shall not:  (1) Offer to a healthcare provider a healthcare contract that includes a most favored nation clause;  (2) Enter into a healthcare contract with a healthcare provider that includes a most favored nation clause; or  (3) Amend or renew an existing healthcare contract previously entered into with a healthcare provider so that the contract as amended or renewed adds or continues to include a most favored nation clause.    (b)  (1) A violation of this section is:  (A) An unfair trade practice under § 23-66-206; and  (B) Subject to the Trade Practices Act, § 23-66-201 et seq.    (2) If a healthcare contract contains a provision that violates this section, the healthcare contract is void.
AR Code § 23-99-1205 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 99 - Healthcare Providers|Subchapter 12 - Healthcare Contracting Simplification Act|§ 23-99-1205. Contracting process

 (a)  (1) A material amendment to a healthcare contract is allowed if a contracting entity provides to a participating healthcare provider the material amendment at least ninety (90) days before the effective date of the material amendment and in writing.  (2) The notice required under subdivision (a)(1) of this section shall specify the precise healthcare contract or healthcare contracts to which the material amendment applies and be conspicuously labeled as follows:  (3) The notice shall contain sufficient information about the amendment to allow a healthcare provider to assess the financial impact, if any, of the amendment.    (b) A notice described under subdivision (a)(1) of this section is not required for a material amendment resulting solely from a change in a fee schedule or code set if:  (1) The fee schedule or code set is published by the United States Government or another third party; and  (2) The terms of the healthcare contract expressly state that the healthcare provider's compensation or claims submission is based on the fee schedule or code set.    (c)  (1) Within ten (10) business days of a healthcare provider's request, a contracting entity shall provide to the healthcare provider a full and complete copy of each healthcare contract between the contracting entity and the healthcare provider.  (2) A full and complete copy of the healthcare contract shall include any amendments to the healthcare contract.    (d)  (1)  (A) A healthcare contract shall open for renegotiation and revision at least one (1) time every three (3) years.  (B) Under subdivision (d)(1)(A) of this section, a party to the healthcare contract is not required to terminate the healthcare contract in order to open the healthcare contract for renegotiation of the terms.    (2) This section does not prohibit a renegotiation of a healthcare contract at any time during the term of the healthcare contract.    (e)  (1) A violation of this section is:  (A) An unfair trade practice under § 23-66-206; and  (B) Subject to the Trade Practices Act, § 23-66-201 et seq.    (2) If a healthcare contract contains a provision that violates this section, the healthcare contract is void.      “Notice of Material Amendment to Healthcare Contract”.
AR Code § 23-99-1206 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 99 - Healthcare Providers|Subchapter 12 - Healthcare Contracting Simplification Act|§ 23-99-1206. Freedom of contract

 (a) A contracting entity shall not, directly or indirectly, offer or enter into a healthcare contract that:  (1) Prohibits a participating healthcare provider from entering into a healthcare contract with another contracting entity; or  (2) Prohibits a contracting entity from entering into a healthcare contract with another healthcare provider.    (b)  (1) A violation of this section is:  (A) An unfair trade practice under § 23-66-206; and  (B) Subject to the Trade Practices Act, § 23-66-201 et seq.    (2) If a healthcare contract contains a provision that violates this section, the healthcare contract is void.
AR Code § 23-99-1207 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 99 - Healthcare Providers|Subchapter 12 - Healthcare Contracting Simplification Act|§ 23-99-1207. Enforcement

 (a) A contracting entity is subject to the Trade Practices Act, § 23-66-201 et seq.  (b) The State Insurance Department shall enforce this subchapter.
AR Code § 23-99-1208 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 99 - Healthcare Providers|Subchapter 12 - Healthcare Contracting Simplification Act|§ 23-99-1208. Rules

 (a) The Insurance Commissioner shall promulgate rules necessary to ensure compliance with this subchapter.  (b)  (1) When adopting the initial rules to ensure compliance with this subchapter, the final rule shall be filed with the Secretary of State for adoption under § 25-15-204(f):  (A) On or before March 1, 2020; or  (B) If approval under § 10-3-309 has not occurred by March 1, 2020, as soon as practicable after approval under § 10-3-309.    (2) The commissioner shall file the proposed rule with the Legislative Council under § 10-3-309(c) sufficiently in advance of March 1, 2020, so that the Legislative Council may consider the rule for approval before March 1, 2020.
AR Code § 23-99-1209 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 99 - Healthcare Providers|Subchapter 12 - Healthcare Contracting Simplification Act|§ 23-99-1209. Effective date

 (a) This subchapter applies to the activities of risk-based provider organizations on and after January 1, 2021.  (b) Except as provided in subsection (a) of this section, this subchapter is effective on and after September 1, 2019.
AR Code § 23-99-1301 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 99 - Healthcare Providers|Subchapter 13 - Assignment of Benefits|§ 23-99-1301. Definitions

 As used in this subchapter:   (1) “Contracting entity” means a healthcare insurer or any subcontractor, affiliate, or other entity that contracts directly or indirectly with a healthcare provider for the delivery of healthcare services to enrollees;  (2) “Enrollee” means a person who is entitled to receive healthcare services under the terms of a health benefit plan;  (3)  (A) “Health benefit plan” means a plan, policy, contract, certificate, agreement, or other evidence of coverage for healthcare services offered or issued by a healthcare insurer in this state.  (B) “Health benefit plan” does not include:  (i) A disability income plan;  (ii) A credit insurance plan;  (iii) Insurance coverage issued as a supplement to liability insurance;  (iv) Medical payments under an automobile or homeowners insurance plan;  (v) A health benefit plan provided under Arkansas Constitution, Article 5, § 32, the Workers' Compensation Law, § 11-9-101 et seq., or the Public Employee Workers' Compensation Act, § 21-5-601 et seq.;  (vi) A plan that provides only indemnity for hospital confinement;  (vii) An accident-only plan;  (viii) A specified disease plan;  (ix) A long-term care insurance plan;  (x) A dental-only plan; or  (xi) A vision-only plan;      (4) “Healthcare contract” means a contract entered into, materially amended, or renewed between a contracting entity and a healthcare provider for the delivery of healthcare services to enrollees;  (5)  (A) “Healthcare insurer” means an entity that is subject to state insurance regulation and provides health insurance in this state.  (B) “Healthcare insurer” includes:  (i) An insurance company;  (ii) A health maintenance organization;  (iii) A hospital and medical service corporation;  (iv) A risk-based provider organization; and  (v) A sponsor of a nonfederal self-funded governmental plan;      (6) “Healthcare provider” means a person or entity that is licensed, certified, or otherwise authorized by the laws of this state to provide healthcare services;  (7) “Healthcare services” means services or goods provided for the purpose of preventing, diagnosing, treating, alleviating, relieving, curing, or healing human illness, disease, condition, disability, or injury;  (8) “Out-of-network provider” means a healthcare provider that provides healthcare services to an enrollee but is not a participating provider;  (9) “Participating provider” means a healthcare provider that has a healthcare contract with a contracting entity to provide healthcare services to enrollees with the expectation of receiving payment either directly from the contracting entity or from a healthcare insurer affiliated with the contracting entity; and  (10) “Payor” means a contracting entity or healthcare insurer responsible for payment for healthcare services provided to an enrollee under the terms of a healthcare contract or a health benefit plan.
AR Code § 23-99-1302 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 99 - Healthcare Providers|Subchapter 13 - Assignment of Benefits|§ 23-99-1302. Assignment of benefits

 (a) An enrollee, through an assignment of benefits, may assign to a healthcare provider the enrollee's right to receive reimbursement for any healthcare service rendered by a healthcare provider regardless of whether the healthcare provider is a participating provider or an out-of-network provider.  (b)  (1) A healthcare provider that is provided an assignment of benefits by an enrollee under this section shall provide notice to the payor of the assignment of benefits with a claim for payment for healthcare services provided to an enrollee.  (2) If the healthcare provider providing notice to the payor is an out-of-network provider, the notice shall be accompanied by a complete copy of the assignment of benefits bearing the enrollee's signature and the date the assignment was executed.    (c)  (1) A payor, upon receipt of the claim and notice of the assignment of benefits submitted by the healthcare provider, shall promptly remit payment of the claim directly to the healthcare provider.  (2) When payment is made directly to the healthcare provider, the payor shall give written notice of the payment to an enrollee.  (3) A violation of this subsection is:  (A) An unfair trade practice under § 23-66-206; and  (B) Subject to the Trade Practices Act, § 23-66-201 et seq.      (d)  (1)  (A) If an enrollee executes an assignment of benefits and the healthcare provider submits notice of that assignment of benefits with the healthcare provider's claim for payment under this section, the claim is not paid if the payor remits payment of the claim to the enrollee rather than to the healthcare provider.  (B) Notwithstanding the incorrect payment of a claim to an enrollee, a payor shall remain liable for remitting payment of the claim to the healthcare provider under the assignment of benefits.    (2) If an assignment of benefits has been executed but the payor remits payment of the claim to the enrollee, then the payor shall remit payment of the claim to the healthcare provider under the assignment of benefits within ten (10) days of receiving notice of the incorrect payment from the healthcare provider.
AR Code § 23-99-1303 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 99 - Healthcare Providers|Subchapter 13 - Assignment of Benefits|§ 23-99-1303. Waiver prohibited

 (a) This subchapter shall not be waived by contract.  (b) A contractual arrangement or actions taken in conflict with this subchapter or that purport to waive any requirement of this subchapter are void.
AR Code § 23-99-1304 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 99 - Healthcare Providers|Subchapter 13 - Assignment of Benefits|§ 23-99-1304. Enforcement

 (a) A contracting entity is subject to the Trade Practices Act, § 23-66-201 et seq.  (b) The State Insurance Department shall enforce this subchapter.
AR Code § 23-99-1305 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 99 - Healthcare Providers|Subchapter 13 - Assignment of Benefits|§ 23-99-1305. Rules

 (a) The Insurance Commissioner shall promulgate rules necessary to ensure compliance with this subchapter.  (b)  (1) When adopting the initial rules to ensure compliance with this subchapter, the final rule shall be filed with the Secretary of State for adoption under § 25-15-204(f):  (A) On or before March 1, 2020; or  (B) If approval under § 10-3-309 has not occurred by March 1, 2020, as soon as practicable after approval under § 10-3-309.    (2) The commissioner shall file the proposed rule with the Legislative Council under § 10-3-309(c) sufficiently in advance of March 1, 2020, so that the Legislative Council may consider the rule for approval before March 1, 2020.
AR Code § 23-103-401 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 103 - Title Insurance|Subchapter 4 - Arkansas Title Insurance Act|§ 23-103-401. Title

 This subchapter shall be known and may be cited as the “Arkansas Title Insurance Act”.
AR Code § 23-103-403 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 103 - Title Insurance|Subchapter 4 - Arkansas Title Insurance Act|§ 23-103-403. Requirement for license

 (a)  (1) Except as provided in subdivision (a)(2) of this section and § 23-103-404, only an appointed title insurance agency licensed under § 23-64-101 et seq. shall issue title insurance policies, reports, or otherwise transact title insurance business.  (2) An appointed title insurance agency licensed under § 23-64-101 et seq. shall not issue closing protection or issue as an insurer a title insurance policy.    (b) All title insurance policies and reports covering an insurable interest in title to real property located in this state shall be signed by a title insurance agent:  (1) Properly appointed by a title insurer;  (2) Affiliated with a title insurance agency; and  (3) Licensed in this state under this subchapter.
AR Code § 23-103-404 (2020)
2020 Arkansas Code|Title 23 - Public Utilities and Regulated Industries|Subtitle 3 - Insurance|Chapter 103 - Title Insurance|Subchapter 4 - Arkansas Title Insurance Act|§ 23-103-404. Authorized activities of title insurers

 (a) Subject to the exceptions and restrictions contained in this subchapter, a title insurer may:  (1) Transact only title insurance business;  (2) Reinsure title insurance policies; and  (3) Unless prohibited by the Insurance Commissioner, perform or cause to be performed ancillary activities whether or not in contemplation of or in conjunction with the issuance of a title insurance report or title insurance policy including:  (A) Underwriting title to and furnishing related information about personal property or real property; and  (B) Procuring and furnishing information about relevant personal property.      (b) Only a title insurer may issue closing protection or issue as an insurer a title insurance policy.