reglab/housing_qa huggingface dataset:
Ohio Rev Code § 3931.102 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3931 | Reciprocal or Interinsurance Contracts|Section 3931.102 | Rules Requiring Minimum Assets.

Effective: August 8, 1991|Latest Legislation:  Senate Bill 137 - 119th General Assembly|(A) Notwithstanding any other section of the Revised Code with regard to issuing the initial license, or the renewal of such a license, to an attorney pursuant to this chapter after May 21, 1976, the superintendent of insurance may adopt rules in accordance with Chapter 119. of the Revised Code to require the attorney to have assets in excess of the amount set out in the Revised Code but not in excess of two million five hundred thousand dollars. The rules may be adopted by the superintendent regardless of whether the reciprocal or interinsurance contracts to be written are subject to section 3955.05 of the Revised Code. As used in this division, "assets" means total assets, including such sums as are maintained in the reserve fund pursuant to section 3931.05 of the Revised Code, minus liabilities incurred and unpaid.(B) Any rules adopted by the superintendent pursuant to division (A) of this section shall specify those factors, including the kinds of direct insurance or contracts of indemnity to be written and other factors reasonably related to financial soundness of the exchange of reciprocal or interinsurance contracts, that the superintendent will use in making a determination relative to the aggregate amounts of assets that the superintendent will require in order for an attorney to be licensed under this chapter to do business in this state. The rules do not apply to any permit or renewal of any license that was initially issued prior to May 21, 1976, except for all of the following:(1) Any renewal for an attorney initially licensed under this chapter on or after July 28, 1975, who shall have two years and forty-five days from the effective date of any rule adopted pursuant to this section to comply with it;(2) Any license issued to an attorney under this chapter on or after May 21, 1976, if the attorney has obtained a permit pursuant to section 3931.12 of the Revised Code on or after July 28, 1975, but prior to May 21, 1976, in which case the attorney shall have two years and forty-five days from the effective date of any rule adopted pursuant to this section to comply with it;(3) Any renewal for an attorney seeking additional authority to make contracts for types of professional liability coverage that the attorney was not previously licensed to make if the superintendent determines that the granting of the additional authority would result in unsound assumptions of risk.(C) Any determination made by the superintendent pursuant to the rules adopted under this section is subject to Chapter 119. of the Revised Code.
Ohio Rev Code § 3931.11 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3931 | Reciprocal or Interinsurance Contracts|Section 3931.11 | List of Persons Authorized to Solicit - Revocation of Authority.

Effective: September 1, 2002|Latest Legislation:  Senate Bill 129 - 124th General Assembly|Every attorney shall certify to the superintendent of insurance the names and addresses of the attorney's traveling full time salaried non-commission employees, primarily engaged in performing underwriting, loss prevention engineering and claim services, authorized by the attorney to solicit powers of attorney or applications for contracts of indemnity specified in section 3931.01 of the Revised Code. The authority of such persons shall continue until the first day of the next April, unless it is cancelled by the attorney and the certificate of such cancellation is filed with the superintendent, or unless the license of the attorney or authority of such person is revoked or suspended by the superintendent. Expiring certificates of authority of such persons may be renewed in like manner to continue until the first day of the next April. The superintendent shall record the names and addresses of such persons so that their names may conveniently be inspected and shall thereupon certify and deliver to the attorney a list of the names of all persons so recorded.If the superintendent finds that any such person has willfully violated, or failed to comply with, sections 3931.01 to 3931.12 of the Revised Code, or has been convicted of a felony in the United States, or in this or any state, or has been guilty of any act or acts that if performed by an agent licensed under Chapter 3905. of the Revised Code would constitute statutory grounds for the revocation of the agent's license, the superintendent may refuse or revoke the authority of the person and cancel the person's name on the superintendent's records, and the superintendent shall thereupon notify the person and the attorney of the revocation. Thereafter the person shall not act as representative of any attorney until a new certificate of authority by the attorney thereafter appointing the person is filed with and approved by the superintendent.No such person shall act for any attorney in placing insurance or making such contracts of indemnity, unless the attorney has the license required by section 3931.10 of the Revised Code, nor unless the unexpired, unrevoked, and unsuspended certificate of the person's authority is filed with the superintendent. Any such person shall be individually liable on any contract of indemnity made, issued, or accepted through that person as representing any attorney who is not licensed by the superintendent to make such contracts of indemnity.
Ohio Rev Code § 3931.12 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3931 | Reciprocal or Interinsurance Contracts|Section 3931.12 | Contracts Solicited Without License During Organization.

Effective: August 13, 1969|Latest Legislation:  House Bill 248 - 108th General Assembly|For the purposes of organization and upon the issuance of a permit by the superintendent of insurance, powers of attorney and applications for contracts of indemnity may be solicited without the license required by section 3931.10 of the Revised Code, but no attorney or other person shall make any such contracts of indemnity until he complies with sections 3931.01 to 3931.12, inclusive, of the Revised Code. No such attorney shall make any contracts of reinsurance on risks located in this state with any company, association, or person not authorized to transact business within the state, except contracts of ocean marine reinsurance, and no such attorney shall reinsure all the risks undertaken by him without the consent of the superintendent.
Ohio Rev Code § 3931.13 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3931 | Reciprocal or Interinsurance Contracts|Section 3931.13 | Effect of Child Support Default on License.

Effective: March 22, 2001|Latest Legislation:  Senate Bill 180 - 123rd General Assembly|On receipt of a notice pursuant to section 3123.43 of the Revised Code, the superintendent of insurance shall comply with sections 3123.41 to 3123.50 of the Revised Code and any applicable rules adopted under section 3123.63 of the Revised Code with respect to a license issued pursuant to this chapter.
Ohio Rev Code § 3931.99 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3931 | Reciprocal or Interinsurance Contracts|Section 3931.99 | Penalty.

Effective: January 1, 2021|Latest Legislation:  House Bill 339 - 133rd General Assembly|Whoever violates sections 3931.01 to 3931.12, inclusive, of the Revised Code, or fails to comply with any duty imposed by such sections, for which violation or failure no penalty is otherwise provided by law, shall be fined not more than five hundred dollars.
Ohio Rev Code § 3933.01 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3933 | Rebates and Special Advantages|Section 3933.01 | Prohibition Against Rebates and Advantages in Policies.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|No corporation, association, or partnership engaged in this state in the guaranty, bonding, surety, or insurance business, other than life insurance, nor any officer, agent, solicitor, employee, or representative thereof, shall pay, allow, or give, or offer to pay, allow, or give, directly or indirectly, as inducements to insurance, and no person shall knowingly receive as an inducement to insurance, any rebate or premium payable on the policy, or any special favor or advantage in the dividends or other benefits to accrue thereon, or any paid employment or contract for services of any kind, or any special advantage in the date of the policy or date of its issue, or any valuable consideration or inducement not plainly specified in the policy or contract of insurance or agreement of indemnity, or give, receive, sell, or purchase, or offer to give, receive, sell, or purchase, as inducements to insurance or in connection therewith, any stock, bonds, or other obligations of an insurance company or other corporation, association, partnership, or individual.Sections 3933.01 to 3933.03, inclusive, of the Revised Code do not prevent the payment to an authorized officer, agent, or solicitor of such company, association, or partnership of commissions at customary rates on policies or contracts of insurance effected through him by which he himself is insured, provided such officer, agent, or solicitor holds himself out as such and has been engaged in such business in good faith for a period of six months prior to any such payment. Such sections do not prohibit a mutual fire insurance company from paying dividends to policyholders at any time after such dividends have been earned.
Ohio Rev Code § 3933.02 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3933 | Rebates and Special Advantages|Section 3933.02 | Testimony Required - Immunity.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|No person shall be excused from attending, testifying, or producing any books, papers, or other documents before any court or magistrate having jurisdiction, upon any investigation, proceeding, or trial for a violation of any of sections 3933.01 to 3933.03, inclusive, of the Revised Code, upon the ground that the testimony of evidence, documentary or otherwise, required of him may tend to incriminate or degrade him. No person shall be prosecuted or subject to any penalty or forfeiture on account of any transaction, matter, or thing concerning which he may so testify or produce evidence, documentary or otherwise, except for perjury committed in so testifying.
Ohio Rev Code § 3933.03 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3933 | Rebates and Special Advantages|Section 3933.03 | Revocation of License.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|The superintendent of insurance, upon the conviction of any agent for a violation of sections 3933.01 to 3933.03, inclusive, of the Revised Code, shall revoke the license of such agent, and no license shall be granted to such agent for a period of three years after such revocation.
Ohio Rev Code § 3933.04 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3933 | Rebates and Special Advantages|Section 3933.04 | Sellers of Real Estate and Personal Property May Require Purchase of Insurance From Particular Company.

Effective: September 1, 2002|Latest Legislation:  Senate Bill 129 - 124th General Assembly|No person, firm, or corporation engaged in selling real or personal property, and no trustee, director, officer, agent, or other employee of any such person, firm, or corporation, shall require, as a condition precedent to the sale of such property, that the person, firm, or corporation purchasing the property negotiate any policy of insurance or renewal thereof covering the property through a particular insurance company, agent, solicitor, or broker. This section does not prevent the exercise by any person, firm, or corporation of its right to designate minimum standards as to the company, the terms and provisions of the policy, and the adequacy of the coverage with respect to insurance on property pledged or mortgaged to the person, firm, or corporation.The superintendent of insurance shall, in accordance with Chapter 119. of the Revised Code, revoke the insurance license of any person, appointee, agent, solicitor, or broker that violates this section.
Ohio Rev Code § 3933.05 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3933 | Rebates and Special Advantages|Section 3933.05 | Prohibition.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|No corporation and no officer, agent, solicitor, or other person shall violate sections 3933.01 to 3933.04, inclusive, of the Revised Code. Fines levied and collected for the violation of this section shall be paid to the county treasurer for the use of the schools as provided in sections 3315.31 and 3315.32 of the Revised Code.
Ohio Rev Code § 3933.99 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3933 | Rebates and Special Advantages|Section 3933.99 | Penalty.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|(A) Whoever violates section 3933.04 of the Revised Code shall be fined not less than one hundred nor more than five hundred dollars or imprisoned not more than six months, or both.(B) Whoever violates section 3933.05 of the Revised Code shall be fined not less than one hundred nor more than five hundred dollars.
Ohio Rev Code § 3935.01 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3935 | Rating Bureaus|Section 3935.01 | Effect of Sections - Liberal Interpretation.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|Sections 3935.01 to 3935.17, inclusive, of the Revised Code do not prohibit or discourage reasonable competition, or prohibit or encourage uniformity in insurance rates, rating systems, rating plans, or practices. Such sections shall be liberally interpreted to carry this section into effect.
Ohio Rev Code § 3935.02 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3935 | Rating Bureaus|Section 3935.02 | Application of Sections - Exceptions.

Effective: January 14, 1972|Latest Legislation:  House Bill 598 - 109th General Assembly|Sections 3935.01 to 3935.17, inclusive, of the Revised Code apply to all kinds of insurance on risks located in this state which stock, mutual, reciprocal fire and marine insurers, and title insurance companies, as defined in division (C) of section 3953.01 of the Revised Code, except mutual protective associations organized under section 3939.01 of the Revised Code, may write.Sections 3935.01 to 3935.17, inclusive, of the Revised Code do not apply:(A) To reinsurance, other than joint reinsurance to the extent stated in section 3935.13 of the Revised Code;(B) To insurance of vessels or craft, their cargoes, marine builders' risks, marine protection and indemnity, or other risks commonly insured under marine, as distinguished from inland marine, insurance policies;(C) To insurance of hulls of aircraft, including their accessories and equipment, or against liability arising out of the ownership, maintenance, or use of aircraft;(D) To motor vehicles insurance, or to insurance against liability arising out of the ownership, maintenance, or use of motor vehicles;(E) To casualty insurance, including fidelity, surety, and guaranty bonds whether or not fire insurance companies may write such kinds of insurance.If any kind of insurance, subdivision or combination thereof, or type of coverage, subject to sections 3935.01 to 3935.17, inclusive, of the Revised Code, is also subject to regulation by other rate-regulatory sections of the Revised Code, an insurer to which both laws are otherwise applicable shall file with the superintendent of insurance a designation as to which of said rate-regulatory sections are applicable to it with respect to such kind of insurance, subdivision or combination thereof, or type of coverage.
Ohio Rev Code § 3935.03 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3935 | Rating Bureaus|Section 3935.03 | Rating Regulations.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|Rates shall be made as follows:(A) Manual, minimum class rates, rating schedules, or rating plans shall be made and adopted, except in the case of specific inland marine rates on risks specially rated.(B) Rates shall not be excessive, inadequate, or unfairly discriminatory.(C) Consideration shall be given to:(1) Past and prospective loss experience within and outside this state;(2) Conflagration and catastrophe hazards;(3) A reasonable margin for underwriting profit and contingencies;(4) Dividends, savings, or unabsorbed premium deposits allowed or returned by insurers to their policyholders, members, or subscribers;(5) Past and prospective expenses both countrywide and those specially applicable to this state;(6) All other relevant factors within and outside this state;(7) In the case of fire insurance rates, the experience of the fire insurance business during a period of not less than the most recent five year period for which such experience is available.Except to the extent necessary to comply with division (B) of this section, uniformity among insurers in any matters within the scope of this section is neither required nor prohibited.Rates made in accordance with this section may be used subject to sections 3935.01 to 3935.17, inclusive, of the Revised Code.
Ohio Rev Code § 3935.07 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3935 | Rating Bureaus|Section 3935.07 | Deviation From Rates Filed by Bureau.

Effective: May 23, 1980|Latest Legislation:  House Bill 749 - 113th General Assembly|Every member of, or subscriber to, a rating bureau shall adhere to the filings made on its behalf by the bureau, except that any insurer who is such a member or subscriber may make written application to the superintendent of insurance for permission to file a deviation from the class rates, schedules, rating plans, or rules respecting any kind of insurance or class of risk within a kind of insurance, or combination thereof. Such application shall specify the basis for the modification, and a copy of the application shall be sent simultaneously to the rating bureau. The superintendent shall set a time and place for a hearing at which the insurer and the rating bureau may be heard, and shall give them not less than ten days' written notice thereof. If the superintendent is advised by the rating bureau that it does not desire a hearing, he may, upon the consent of the applicant, waive the hearing. In considering the application for permission to file the deviation, the superintendent shall give consideration to the available statistics and the principles for rate making as provided in section 3935.03 of the Revised Code. The superintendent shall issue an order permitting the deviation for such insurer to be filed if he finds it is justified, and it shall thereupon become effective. He shall issue an order denying such application if he finds that the resulting premiums would be excessive, inadequate, or unfairly discriminatory. Each deviation permitted to be filed shall be effective until terminated with the approval of the superintendent or as may otherwise be permitted or required by law.
Ohio Rev Code § 3935.08 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3935 | Rating Bureaus|Section 3935.08 | Appeal to Superintendent From Action of Rating Bureau.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|Any member of, or subscriber to, a rating bureau may appeal to the superintendent of insurance from the action of such rating bureau in approving or rejecting any proposed change in, or addition to, the filings of such rating bureau. The superintendent shall, after a hearing held upon not less than ten days' written notice to the appellant and to such rating bureau, issue an order approving the action of such rating organization or directing it to give further consideration to such proposal. If such appeal is from the action of the rating bureau in rejecting a proposed addition to its filings, the superintendent may, if he finds that such action was unreasonable, issue an order directing the rating organization to make an addition to its filings on behalf its members and subscribers, in a manner consistent with his findings and within a reasonable time after the issuance of such order.
Ohio Rev Code § 3935.09 (2021)
2021 Ohio Revised Code|Title 39 | Insurance|Chapter 3935 | Rating Bureaus|Section 3935.09 | Rate Information Furnished - Right of Review.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|Every rating bureau and every insurer which makes its own rates shall, within a reasonable time after receiving written request therefor and upon the payment of such reasonable charge as it may make, furnish to any insured affected by a rate made by it, or to the authorized representative of such insured, all pertinent information as to such rate. Every rating bureau and every insurer which makes its own rates shall provide within this state reasonable means by which any person aggrieved by the application of its rating system may be heard, in person or by his authorized representative, on his written request to review the manner in which such rating system has been applied in connection with the insurance afforded him. If the rating bureau or insurer fails to grant or reject such request within thirty days after it is made, the applicant may proceed in the same manner as if his application had been rejected. Any party affected by the action of such rating bureau or such insurer on such request may, within thirty days after written notice of such action, appeal to the superintendent of insurance, who, after a hearing held upon not less than ten days' written notice to the appellant and to such rating bureau or insurer, may affirm or reverse such action.