reglab/housing_qa huggingface dataset:
TX Ins Code § 1953.001 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1953 - Rate Regulation and Ratemaking for Automobile Insurance|Subchapter A. Rate Regulation|Section 1953.001. Exclusion of Certain Types or Classes of Insurance From Certain Regulations

Sec. 1953.001.  EXCLUSION OF CERTAIN TYPES OR CLASSES OF INSURANCE FROM CERTAIN REGULATIONS.  (a)  This section applies only to insurance against liability for damages arising out of the ownership, operation, maintenance, or use of a motor vehicle described by Article 5.01 or against loss of or damage to a motor vehicle described by Article 5.01 that, in the judgment of the commissioner, is a type or class of insurance that is also the subject of or is more properly regulated under other insurance rating laws that cover that type or class of insurance.(b)  A type or class of insurance to which this section applies is excluded from regulation under this chapter and:(1)  Articles 5.01, 5.01B, 5.03, 5.04, 5.04-1, 5.06, 5.10, and 5.11;(2)  Chapters 251 and 254;(3)  Subchapters A and B, Chapter 1806; and(4)  Chapters 1951 and 1952.(c)  If the commissioner finds that a type or class of insurance to which this section applies is also the subject of or is more properly regulated under other insurance rating laws that cover that type or class of insurance, the commissioner shall issue an order declaring which other insurance rating laws apply to:(1)  the type or class of insurance; and(2)  any motor vehicle equipment described by Article 5.01.|Added by Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 1H.001, eff. April 1, 2009.|
TX Ins Code § 1953.051 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1953 - Rate Regulation and Ratemaking for Automobile Insurance|Subchapter B. Ratemaking|Section 1953.051. Certain Rating Plans Prohibited

Sec. 1953.051.  CERTAIN RATING PLANS PROHIBITED.  (a)  A rating plan regarding the writing of automobile insurance, other than insurance written under Chapter 2151, may not:(1)  assign a rate consequence to a charge or conviction for a violation of Subtitle C, Title 7, Transportation Code; or(2)  otherwise cause premiums for automobile insurance to be increased because of a charge or conviction described by Subdivision (1).(b)  A rating plan regarding the writing of personal automobile insurance may not:(1)  assign a rate consequence solely to:(A)  a consumer inquiry, as defined by Section 544.551, made by an applicant or insured; or(B)  a claim filed by an insured under a personal automobile insurance policy that is not paid or payable under the policy; or(2)  otherwise cause premiums for personal automobile insurance to be increased solely because of an inquiry or claim described by Subdivision (1).|Added by Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 1H.001, eff. April 1, 2009.Amended by: Acts 2015, 84th Leg., R.S., Ch. 1137 (S.B. 189), Sec. 4, eff. September 1, 2015.|
TX Ins Code § 1953.052 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1953 - Rate Regulation and Ratemaking for Automobile Insurance|Subchapter B. Ratemaking|Section 1953.052. Premium Surcharge Required

Sec. 1953.052.  PREMIUM SURCHARGE REQUIRED.  (a)  An insurer described by Section 1952.001 shall assess a premium surcharge in an amount as stated in the insurer's rating plan against an insured for no more than three years immediately following the date the insured is convicted of:(1)  an offense relating to the operating of a motor vehicle while intoxicated in violation of Section 49.04 or 49.07, Penal Code; or(2)  an offense under Section 49.08, Penal Code.(b)  An insurer may apply the premium surcharge described by Subsection (a) only to a private passenger automobile policy, as defined by the department.(c)  If an insured assessed a premium surcharge under Subsection (a) is convicted of an offense under one of the statutes listed in Subsection (a)(1) or (2) during the period the insured is assessed the premium surcharge, the period for which the premium surcharge is assessed is increased by three additional consecutive years for each conviction.|Added by Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 1H.001, eff. April 1, 2009.Amended by: Acts 2017, 85th Leg., R.S., Ch. 216 (S.B. 1490), Sec. 1, eff. September 1, 2017.|
TX Ins Code § 1953.101 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1953 - Rate Regulation and Ratemaking for Automobile Insurance|Subchapter C. Loss and Expense Experience|Section 1953.101. Recording and Reporting of Loss and Expense Experience and Other Data

Sec. 1953.101.  RECORDING AND REPORTING OF LOSS AND EXPENSE EXPERIENCE AND OTHER DATA.  (a)  The commissioner shall adopt reasonable rules and statistical plans for the recording and reporting of loss experience and other required data by insurers.  The rules and plans must ensure that each insurer's total loss and expense experience is made available at least as frequently as annually in the form and with the detail necessary to aid in determining whether rates and rating systems in use under the following provisions comply with the standards adopted under those provisions:(1)  this chapter;(2)  Articles 5.01, 5.03, and 5.04, if applicable;(3)  Subchapters A and B, Chapter 1806; and(4)  Chapters 1951 and 1952.(b)  In adopting the rules, the commissioner shall adopt rules that are as uniform as is practicable to the rules and forms of statistical plans used in other states.(c)  Each insurer shall use the statistical plans adopted under this section to record and report loss experience and other required data in accordance with the rules adopted by the commissioner.(d)  The commissioner may modify statistical plans adopted under this section.|Added by Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 1H.001, eff. April 1, 2009.|
TX Ins Code § 1953.102 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1953 - Rate Regulation and Ratemaking for Automobile Insurance|Subchapter C. Loss and Expense Experience|Section 1953.102. Rules Allowing Interchange of Loss Experience Information

Sec. 1953.102.  RULES ALLOWING INTERCHANGE OF LOSS EXPERIENCE INFORMATION.  The commissioner may adopt reasonable rules to allow the interchange of loss experience information as necessary for the application of rating plans.|Added by Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 1H.001, eff. April 1, 2009.|
TX Ins Code § 1953.103 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1953 - Rate Regulation and Ratemaking for Automobile Insurance|Subchapter C. Loss and Expense Experience|Section 1953.103. Exchange of Information and Experience Data With Other States

Sec. 1953.103.  EXCHANGE OF INFORMATION AND EXPERIENCE DATA WITH OTHER STATES.  To further the uniform administration of rating laws, the department or an insurer may:(1)  exchange information and experience data with insurance supervisory officials, insurers, and rating organizations in other states; and(2)  consult and cooperate with the individuals or entities described by Subdivision (1) with respect to ratemaking and the application of rating systems.|Added by Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 1H.001, eff. April 1, 2009.|
TX Ins Code § 1953.104 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1953 - Rate Regulation and Ratemaking for Automobile Insurance|Subchapter C. Loss and Expense Experience|Section 1953.104. Sworn Statements

Sec. 1953.104.  SWORN STATEMENTS.  (a)  The department may require a sworn statement from an insurer affected by this subchapter that shows:(1)  the insurer's experience on any classification or classifications of risks; and(2)  other information that is necessary or helpful in performing duties or exercising authority imposed by law.(b)  The department shall prescribe the necessary forms for statements and reports required under Subsection (a) with due regard for the rules, methods, and forms in use in other states for similar purposes so that uniformity of statistics is not disturbed.|Added by Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 1H.001, eff. April 1, 2009.|
TX Ins Code § 1954.001 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1954 - Insurance for Transportation Network Company Drivers|Subchapter A. General Provisions|Section 1954.001. Definitions

Sec. 1954.001.  DEFINITIONS.  In this chapter:(1)  "Digital network" means any online-enabled application, software, website, or system offered or used by a transportation network company that enables a prearranged ride with a transportation network company driver.(2)  "Personal vehicle" means a vehicle that is used by a transportation network company driver and is:(A)  owned, leased, or otherwise authorized for use by the driver; and(B)  not a taxicab, limousine, or similar for-hire vehicle.(3)  "Prearranged ride" means transportation provided by a transportation network company driver to a transportation network company rider, beginning at the time a driver accepts a ride requested by a rider through a digital network controlled by a transportation network company and ending at the time the last requesting rider departs from the driver's personal vehicle. The term does not include:(A)  a shared expense carpool or vanpool arrangement or service; or(B)  transportation provided using a taxicab, limousine, or similar for-hire vehicle.(4)  "Transportation network company" means a corporation, partnership, sole proprietorship, or other entity operating in this state that uses a digital network to connect a transportation network company rider to a transportation network company driver for a prearranged ride. (5)  "Transportation network company driver" means an individual who:(A)  receives connections to potential transportation network company riders and related services from a transportation network company in exchange for payment of a fee to the company; and(B)  uses a personal vehicle to offer or provide a prearranged ride to a transportation network company rider on connection with the rider through a digital network controlled by the company in exchange for compensation or payment of a fee.(6)  "Transportation network company rider" means an individual who uses a transportation network company's digital network to connect with a transportation network company driver who provides a prearranged ride to the individual in the driver's personal vehicle between points chosen by the individual.|Added by Acts 2015, 84th Leg., R.S., Ch. 742 (H.B. 1733), Sec. 1, eff. January 1, 2016.Amended by: Acts 2017, 85th Leg., R.S., Ch. 855 (H.B. 2501), Sec. 1, eff. September 1, 2017.|
TX Ins Code § 1954.002 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1954 - Insurance for Transportation Network Company Drivers|Subchapter A. General Provisions|Section 1954.002. Applicability of Chapter

Sec. 1954.002.  APPLICABILITY OF CHAPTER.  (a)  This chapter applies to automobile insurance policies in this state, including policies issued by a Lloyd's plan, a reciprocal or interinsurance exchange, and a county mutual insurance company.(b)  This chapter does not apply to an entity arranging nonemergency medical transportation services under a contract with the state or a managed care organization for individuals qualifying for Medicaid or Medicare unless the entity:(1)  provides the transportation services through a digital network that connects transportation network company drivers to transportation network company riders for prearranged rides;(2)  contracts individually with each transportation network company driver who is connected to transportation network company riders for the prearranged rides through the entity's digital network; and(3)  otherwise meets all requirements under the Medicaid or Medicare program for delivery of nonemergency medical transportation services.|Added by Acts 2015, 84th Leg., R.S., Ch. 742 (H.B. 1733), Sec. 1, eff. January 1, 2016.Amended by: Acts 2017, 85th Leg., R.S., Ch. 855 (H.B. 2501), Sec. 2, eff. September 1, 2017.|
TX Ins Code § 1954.051 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1954 - Insurance for Transportation Network Company Drivers|Subchapter B. Insurance Requirements|Section 1954.051. General Insurance Requirement

Sec. 1954.051.  GENERAL INSURANCE REQUIREMENT.  (a)  A transportation network company driver or transportation network company on the driver's behalf shall maintain primary automobile insurance as required by this subchapter.(b)  Insurance maintained under this subchapter must allow a transportation network company driver to use a personal vehicle to transport transportation network company riders for compensation and cover the driver while:(1)  the driver is logged on to the transportation network company's digital network as provided by Section 1954.052; or(2)  the driver is engaged in a prearranged ride as provided by Section 1954.053.(c)  Insurance maintained under this subchapter must comply with the law applicable to personal automobile insurance in this state, including this subtitle and Chapter 601, Transportation Code.(d)  The coverage requirements of this subchapter may be satisfied by:(1)  automobile insurance maintained by the transportation network company driver;(2)  automobile insurance maintained by the transportation network company; or(3)  a combination of Subdivisions (1) and (2).(e)  Insurance required under this subchapter may be placed with an automobile insurer authorized to engage in business in this state or with an eligible surplus lines insurer.|Added by Acts 2015, 84th Leg., R.S., Ch. 742 (H.B. 1733), Sec. 1, eff. January 1, 2016.|
TX Ins Code § 1954.052 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1954 - Insurance for Transportation Network Company Drivers|Subchapter B. Insurance Requirements|Section 1954.052. Insurance Requirements: Between Prearranged Rides

Sec. 1954.052.  INSURANCE REQUIREMENTS: BETWEEN PREARRANGED RIDES.  At the time a transportation network company driver is logged on to the transportation network company's digital network and is available to receive transportation network requests but is not engaged in a prearranged ride, the automobile insurance policy must provide:(1)  the following minimum amounts of liability insurance coverage:(A)  $50,000 for bodily injury to or death for each person in an incident;(B)  $100,000 for bodily injury to or death of a person per incident; and(C)  $25,000 for damage to or destruction of property of others in an incident;(2)  uninsured or underinsured motorist coverage where required by Section 1952.101; and(3)  personal injury protection coverage where required by Section 1952.152.|Added by Acts 2015, 84th Leg., R.S., Ch. 742 (H.B. 1733), Sec. 1, eff. January 1, 2016.|
TX Ins Code § 1954.053 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1954 - Insurance for Transportation Network Company Drivers|Subchapter B. Insurance Requirements|Section 1954.053. Insurance Requirements: During Prearranged Rides

Sec. 1954.053.  INSURANCE REQUIREMENTS: DURING PREARRANGED RIDES.  At the time a transportation network company driver is engaged in a prearranged ride, the automobile insurance policy must provide, at a minimum:(1)  coverage with a total aggregate limit of liability of $1 million for death, bodily injury, and property damage for each incident;(2)  uninsured or underinsured motorist coverage where required by Section 1952.101; and (3)  personal injury protection coverage where required by Section 1952.152.|Added by Acts 2015, 84th Leg., R.S., Ch. 742 (H.B. 1733), Sec. 1, eff. January 1, 2016.|
TX Ins Code § 1954.054 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1954 - Insurance for Transportation Network Company Drivers|Subchapter B. Insurance Requirements|Section 1954.054. Lapse of or Insufficient Coverage

Sec. 1954.054.  LAPSE OF OR INSUFFICIENT COVERAGE.  If an insurance policy maintained by a transportation network company driver under this subchapter has lapsed or does not provide the coverage required by this subchapter, the transportation network company shall provide the coverage required by this subchapter beginning with the first dollar of a claim against the driver.|Added by Acts 2015, 84th Leg., R.S., Ch. 742 (H.B. 1733), Sec. 1, eff. January 1, 2016.|
TX Ins Code § 1954.055 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1954 - Insurance for Transportation Network Company Drivers|Subchapter B. Insurance Requirements|Section 1954.055. Relation to Personal Automobile Insurance

Sec. 1954.055.  RELATION TO PERSONAL AUTOMOBILE INSURANCE.  Coverage under an automobile insurance policy maintained by the transportation network company is not contingent on a transportation network company driver's personal automobile insurer initially denying a claim.|Added by Acts 2015, 84th Leg., R.S., Ch. 742 (H.B. 1733), Sec. 1, eff. January 1, 2016.|
TX Ins Code § 1954.056 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1954 - Insurance for Transportation Network Company Drivers|Subchapter B. Insurance Requirements|Section 1954.056. Financial Responsibility

Sec. 1954.056.  FINANCIAL RESPONSIBILITY.  (a)  Insurance satisfying the requirements of this subchapter satisfies the financial responsibility requirement for an automobile under Chapter 601, Transportation Code.(b)  A transportation network company driver shall carry proof of insurance that satisfies Sections 1954.052 and 1954.053 with the driver when the driver uses a vehicle in connection with a transportation network company's digital network.  In the event of an accident, a driver shall provide the proof of insurance to a directly interested person, automobile insurer, and investigating peace officer on request under Section 601.053, Transportation Code.  On request, a driver shall also disclose to a directly interested person, automobile insurer, and investigating peace officer whether, at the time of the accident, the driver was:(1)  logged on to the company's digital network; or(2)  engaged in a prearranged ride.|Added by Acts 2015, 84th Leg., R.S., Ch. 742 (H.B. 1733), Sec. 1, eff. January 1, 2016.|
TX Ins Code § 1954.101 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1954 - Insurance for Transportation Network Company Drivers|Subchapter C. Relationship Between Transportation Network Company and Transportation Network Company Driver|Section 1954.101. Required Disclosures

Sec. 1954.101.  REQUIRED DISCLOSURES.  Before a transportation network company driver may accept a request for a prearranged ride on a transportation network company's digital network, the company shall disclose in writing the following:(1)  the insurance policy, including the types of coverage and the limits for the policy, that the company provides while a driver uses a personal vehicle in connection with the company's digital network; and(2)  that the driver's personal automobile insurance policy may not provide coverage, depending on the policy's terms, while the driver is logged on to the company's digital network and is available to receive transportation requests or is engaged in a prearranged ride.|Added by Acts 2015, 84th Leg., R.S., Ch. 742 (H.B. 1733), Sec. 1, eff. January 1, 2016.|
TX Ins Code § 1954.102 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1954 - Insurance for Transportation Network Company Drivers|Subchapter C. Relationship Between Transportation Network Company and Transportation Network Company Driver|Section 1954.102. Control of Transportation Network Company Drivers

Sec. 1954.102.  CONTROL OF TRANSPORTATION NETWORK COMPANY DRIVERS.  A transportation network company does not control, direct, or manage a personal vehicle or a transportation network company driver who connects to the company's digital network except as agreed by written contract.|Added by Acts 2015, 84th Leg., R.S., Ch. 742 (H.B. 1733), Sec. 1, eff. January 1, 2016.|
TX Ins Code § 1954.151 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1954 - Insurance for Transportation Network Company Drivers|Subchapter D. Personal Automobile Insurance|Section 1954.151. Authorized Exclusions From Coverage

Sec. 1954.151.  AUTHORIZED EXCLUSIONS FROM COVERAGE.  (a)  An insurer may exclude from coverage under a personal automobile insurance policy issued to an owner or operator of a personal vehicle any loss or injury that occurs while a transportation network company driver using the personal vehicle:(1)  is logged on to a transportation network company's digital network; or(2)  is engaged in a prearranged ride.(b)  Subsection (a) applies to any coverage included in a personal automobile insurance policy, including:(1)  liability coverage for bodily injury and property damage;(2)  personal injury protection coverage under Subchapter D, Chapter 1952;(3)  uninsured and underinsured motorist coverage;(4)  medical payment coverage;(5)  comprehensive physical damage coverage; and(6)  collision physical damage coverage.(c)  An exclusion authorized under this section applies notwithstanding a financial responsibility requirement under Chapter 601, Transportation Code.(d)  This subchapter may not be construed to invalidate or limit an exclusion contained in a policy form, including a policy form in use or approved for use in this state before January 1, 2016, that excludes coverage for automobiles used to carry persons or property for compensation or available for hire by the public.|Added by Acts 2015, 84th Leg., R.S., Ch. 742 (H.B. 1733), Sec. 1, eff. January 1, 2016.|
TX Ins Code § 1954.152 (2021)
2021 Texas Statutes|Insurance Code|Title 10 - Property and Casualty Insurance|Subtitle C - Automobile Insurance|Chapter 1954 - Insurance for Transportation Network Company Drivers|Subchapter D. Personal Automobile Insurance|Section 1954.152. Coverage Under Personal Automobile Insurance Not Required

Sec. 1954.152.  COVERAGE UNDER PERSONAL AUTOMOBILE INSURANCE NOT REQUIRED.  (a)  This subchapter does not require a personal automobile insurance policy to cover a transportation network company driver while:(1)  the driver is logged on to a transportation network company's digital network;(2)  the driver is engaged in a prearranged ride; or(3)  the driver otherwise uses a vehicle to transport passengers for compensation.(b)  This section does not prevent an insurer from providing coverage that may be excluded under this section if the insurer elects to provide the coverage in the policy or by endorsement.|Added by Acts 2015, 84th Leg., R.S., Ch. 742 (H.B. 1733), Sec. 1, eff. January 1, 2016.|