reglab/housing_qa huggingface dataset:
WI Stat § 601.57 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 601 - Insurance — administration.|601.57 - Study and rules on health insurance identification cards.

601.57  Study and rules on health insurance identification cards. (1) Study. (a) The commissioner, in consultation with the department of health services, shall study the feasibility and cost-effectiveness of requiring every health insurer to issue to its insureds uniform machine-readable health insurance identification cards and to establish a computerized support system for the cards that will accept and respond to electronically conveyed requests from health care providers for information related to an insured, such as eligibility, coverages and authorizations. The study shall consider the feasibility and cost-effectiveness of including the medical assistance program under subch. IV of ch. 49 in the system of identification cards and the computerized support system and the feasibility of using those systems to coordinate the payment of benefits by health insurers and the medical assistance program.(b) On or before February 1, 1994, the commissioner shall submit the results of the study to the legislature under s. 13.172 (2) and to the governor. (2)  Rules. If, as a result of the study under sub. (1), the commissioner determines that a health insurance identification card system and its computerized support system are feasible and would be cost-effective, the commissioner shall promulgate rules to establish and implement the systems.History:  1993 a. 16; 1995 a. 27 ss. 7007, 9126 (19); 2007 a. 20 s. 9121 (6) (a).
WI Stat § 601.61 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 601 - Insurance — administration.|601.61 - Auxiliary procedural powers.

601.61  Auxiliary procedural powers. The commissioner may administer oaths, take testimony, issue subpoenas and take depositions in connection with any hearing, meeting, examination, investigation or other proceeding that the commissioner may conduct.History:  1979 c. 102 s. 236 (6).
WI Stat § 601.63 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 601 - Insurance — administration.|601.63 - Notice and effective date of orders.

601.63  Notice and effective date of orders. (1) Notice to person addressed by order. Notice of any order by the commissioner shall be served under s. 227.48. (2)  Notification to agents of revocation of certificate of authority of insurer. Upon issuance of any order limiting, suspending or revoking an insurer's authority to do business in this state, the commissioner shall notify by mail all agents of the insurer of whom the commissioner has record. The commissioner shall also publish a class 1 notice of the order under ch. 985. (3)  Delay of effective date. Except as provided in sub. (4) or as expressly provided otherwise by statute, all orders of the commissioner shall take effect 10 days after notice under sub. (1) or at a later date specified in the order. (3m)  Hearing request. If the order was issued without a hearing, any person aggrieved by the order may demand a hearing under s. 601.62 (3) (a). If no demand for a hearing is made within the prescribed time, the order is final. (4)  Suspension of order. Whenever a hearing is demanded under s. 601.62 (3) (a) or a rehearing is requested under s. 227.49, the commissioner may suspend the order or any part thereof until after the hearing or rehearing. If the commissioner refuses to suspend the order, any person aggrieved thereby may seek a court order under ch. 813 to restrain enforcement of the order until after the hearing or rehearing. (5)  Actions subject to approval or disapproval.  (a) Required approval. Whenever the law requires the commissioner's approval for a certain action, the action is not effective until expressly approved. The approval is deemed refused if the commissioner does not act within 60 days after receiving the application for approval.(b)  Reserved disapproval. Whenever the law provides that a certain action does not become effective if disapproved by the commissioner within a certain period, the action may be made effective prior to the expiration of the period by being affirmatively approved by the commissioner.(c)  Specific provisions. Paragraphs (a) and (b) do not apply to the extent that the law specifically provides otherwise.History:  1971 c. 40 s. 93; Sup. Ct. Order, 67 Wis. 2d 585, 776 (1975); 1975 c. 218; 1975 c. 414 s. 28; 1977 c. 26; 1977 c. 203 ss. 83, 84, 104; 1979 c. 102; 1985 a. 182 s. 57; 1995 a. 396.
WI Stat § 601.65 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 601 - Insurance — administration.|601.65 - Marketing firm forfeitures.

601.65  Marketing firm forfeitures. (1) In this section “firm" means a person that markets insurance but does not include an insurer. (2) A firm is liable for a forfeiture of not more than $1,000 for each violation by an insurance agent of a provision of, a rule promulgated under or an order issued under chs. 600 to 655 if the violation is in connection with an insurance policy or group certificate obtained or to be obtained through or from the firm and if any of the following applies:(a) The firm regularly utilizes the insurance agent to market insurance policies or group certificates.(b) The primary insurance marketing activities of the insurance agent are in connection with insurance policies or group certificates obtained or to be obtained through or from the firm.(c) The insurance agent is employed by or is under contract with the firm to market insurance policies or group certificates. (3) If a provision of, a rule promulgated under or an order issued under chs. 600 to 655 imposes a duty to submit a periodic or recurring report to the commissioner, each week of delay in submitting the report constitutes a separate violation. Each day of continued violation of an order issued under s. 601.41 (4) constitutes a separate violation.History:  1985 a. 29.
WI Stat § 601.71 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 601 - Insurance — administration.|601.71 - Enforcement of policyholder rights.

601.71  Enforcement of policyholder rights. When the commissioner is satisfied that any nondomestic insurer which no longer has a certificate of authority in this state does or omits to do any act whereby the rights of policyholders who are residents of this state, or who hold contracts issued or delivered in this state, are adversely affected, or whereby its ability to carry out its contracts with those policyholders is impaired, the commissioner may, with the agreement of the attorney general, bring an action in the name of the state on behalf of all policyholders so situated for the purpose of enforcing their rights. The attorney general shall act as attorney for the state in the action and the expenses shall be borne as in other civil actions in behalf of the state. Upon service of the complaint the insurer shall file with the commissioner the names and addresses of all policyholders so situated. A notice of the action shall be mailed to every such policyholder either by the commissioner or by the insurer, as the commissioner determines. Any policyholder affected by the action may intervene.History:  1979 c. 102.
WI Stat § 601.80 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 601 - Insurance — administration.|601.80 - Definitions; healthcare stability plan.

601.80  Definitions; healthcare stability plan. In this subchapter: (1) “Affordable Care Act” means the federal Patient Protection and Affordable Care Act, P.L. 111-148, as amended by the federal Health Care and Education Reconciliation Act of 2010, P.L. 111-152, and any amendments to or regulations or guidance issued under those acts. (2) “Attachment point” means the amount set under s. 601.83 (2) for the healthcare stability plan that is the threshold amount for claims costs incurred by an eligible health carrier for an enrolled individual's covered benefits in a benefit year, beyond which the claims costs are eligible for reinsurance payments. (3) “Benefit year” means the calendar year for which an eligible health carrier provides coverage through an individual health plan. (4) “Coinsurance rate” means the rate set under s. 601.83 (2) for the healthcare stability plan that is the rate at which the commissioner will reimburse an eligible health carrier for claims incurred for an enrolled individual's covered benefits in a benefit year above the attachment point and below the reinsurance cap. (5) “Eligible health carrier” means an insurer, as defined in s. 632.745 (15), that offers an individual health plan and incurs claims costs for an enrolled individual's covered benefits in the applicable benefit year. (6) “Grandfathered plan” means a health plan in which an individual was enrolled on March 23, 2010, for as long as it maintains that status in accordance with the Affordable Care Act. (7) “Health benefit plan” has the meaning given in s. 632.745 (11). (8) “Healthcare stability plan” means the state-based reinsurance program known as the Wisconsin Healthcare Stability Plan administered under s. 601.83 (1). (9) “Individual health plan” means a health benefit plan that is not a group health plan, as defined in s. 632.745 (10), or a grandfathered plan. (10) “Payment parameters” means the attachment point, reinsurance cap, and coinsurance rate for the healthcare stability plan. (12) “Reinsurance cap” means the threshold amount set under s. 601.83 (2) for the healthcare stability plan for claims costs incurred by an eligible health carrier for an enrolled individual's covered benefits, after which the claims costs for benefits are no longer eligible for reinsurance payments. (13) “Reinsurance payment” means an amount paid by the commissioner to an eligible health carrier under the healthcare stability plan.History:  2017 a. 138.
WI Stat § 601.85 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 601 - Insurance — administration.|601.85 - Accounting, reports, and audits.

601.85  Accounting, reports, and audits. (1) Accounting. The commissioner shall keep an accounting for each benefit year of all of the following:(a) Funds appropriated for reinsurance payments and administrative and operational expenses.(b) Requests for reinsurance payments received from eligible health carriers.(c) Reinsurance payments made to eligible health carriers.(d) Administrative and operational expenses incurred for the healthcare stability plan. (2)  Reports. By November 1 of the calendar year following the applicable benefit year or by 60 days following the final disbursement of reinsurance payments for the applicable benefit year, whichever is later, the commissioner shall make available to the public a report summarizing the healthcare stability plan's operations for each benefit year by posting the summary on the office's Internet site. (3)  Legislative auditor. The healthcare stability plan is subject to audit by the legislative audit bureau. The commissioner shall ensure that its contractors, subcontractors, or agents cooperate with any audit of the healthcare stability plan performed by the legislative audit bureau.History:  2017 a. 138, 370.
WI Stat § 601.93 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 601 - Insurance — administration.|601.93 - Payment of dues.

601.93  Payment of dues. (1g) In this section, “fire insurance" includes insurance against loss of or damage to:(a) Notes, acceptances or any other valuable papers or documents, resulting from any cause, except while in the mail or in the custody or possession of and being transported by any carrier for hire; and(b) Personal property of individuals when written under an all-risk type of policy commonly known as the “personal property floater", whenever these risks are written in conjunction with insurance against burglary or theft. (1m) Any insurer doing a fire insurance business in this state shall pay fire department dues equal to 2 percent of the amount of all premiums which, during the preceding calendar year, have been received by, or have been agreed to be paid to, the company for insurance against loss by fire, including insurance on property exempt from taxation. (2) Every insurer doing a fire insurance business in this state shall, before March 1 in each year, file with the commissioner a statement, showing the amount of premiums upon fire insurance due for the preceding calendar year. Return premiums may be deducted in determining the premium on which the fire department dues are computed. Payments of quarterly installments of the total estimated payment for the then current calendar year under this subsection are due on or before April 15, June 15, September 15 and December 15. On March 1 the insurer shall pay any additional amounts due for the preceding calendar year. Overpayments will be credited on the amount due April 15. The commissioner shall, prior to May 1 each year, report to the department of safety and professional services the amount of dues paid under this subsection and to be paid under s. 101.573 (1). History:  1971 c. 154; 1975 c. 372 ss. 5, 38; 1975 c. 421; Stats. 1975 s. 601.93; 1977 c. 29; 1979 c. 34, 102, 177, 221; 1981 c. 20; 1987 a. 166; 1995 a. 27 ss. 7019, 9130 (4); 2001 a. 103; 2011 a. 32.
WI Stat § 601.935 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 601 - Insurance — administration.|601.935 - Penalties.

601.935  Penalties. (1) Late payment. An insurer that fails to make quarterly payments under s. 601.93 (2) of at least 25 percent of either the total fire dues paid for the previous calendar year or 80 percent of the actual fire dues for the current calendar year is liable, in addition to the amount due, for interest of 1.5 percent of the amount due and unpaid for each month or part of a month that the amount due, together with any interest, remains unpaid. (2)  Negligence. An insurer that fails to pay an amount due, or file a statement required, under s. 601.93 (2), unless the insurer shows that the failure is due to reasonable cause and not due to willful neglect, is liable for the greater of the following amounts:(a) Five hundred dollars.(b) Five percent of the amount due for each month or fraction of a month during which the failure continues, but not more than 25 percent of the amount due.History:  1987 a. 166.
WI Stat § 601.953 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 601 - Insurance — administration.|601.953 - Investigation of cybersecurity event.

601.953  Investigation of cybersecurity event.  (1) If a licensee learns that a cybersecurity event involving the licensee's information systems or nonpublic information has or may have occurred, the licensee, or an outside vendor or service provider designated to act on behalf of the licensee, shall conduct a prompt investigation that, at a minimum, includes all of the following:(a) An assessment of the nature and scope of the cybersecurity event.(b) The identification of any nonpublic information that was or may have been involved in the cybersecurity event.(c) The performance of reasonable measures to restore the security of the licensee's information systems compromised in the cybersecurity event and prevent additional unauthorized acquisition, release, or use of nonpublic information. (2) If a licensee knows that a cybersecurity event has or may have occurred in an information system maintained by a 3rd-party service provider, the licensee shall comply with sub. (1) or make reasonable efforts to confirm and document that the 3rd-party service provider has either complied with sub. (1) or failed to cooperate with the investigation under sub. (1). (3) The licensee shall maintain records concerning a cybersecurity event for a period of at least 5 years starting from the date of the cybersecurity event and shall produce the records upon demand of the commissioner.History: 2021 a. 73.
WI Stat § 601.955 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 601 - Insurance — administration.|601.955 - Confidentiality.

601.955  Confidentiality. (1) All of the following apply to documents, materials, and other information in the possession or control of the commissioner that are obtained by, created by, or disclosed to the commissioner or any other person under this subchapter:(a) The documents, materials, and other information are considered proprietary and contain trade secrets.(b) The documents, materials, and other information are confidential and privileged, and the privilege may not be constructively waived.(c) The documents, materials, and other information are not open to inspection or copying under s. 19.35 (1).(d) The documents, materials, and other information are not subject to subpoena or discovery and are not admissible as evidence in a private civil action.(e) The commissioner may use the documents, materials, and other information in the furtherance of any regulatory or legal action brought as a part of the commissioner's official duties.(f) The commissioner may not make the documents, materials, or other information public without first obtaining the written consent of the licensee.(g) Neither the commissioner nor any person who received the documents, materials, or other information may testify or be required to testify in any private civil action regarding the documents, materials, or other information. (2) Notwithstanding sub. (1), the commissioner may share, upon request, the documents, materials, or other information with other state, federal, and international financial regulatory agencies if the recipient agrees in writing to maintain the confidentiality and privileged status of the documents, materials, or other information and has verified that it has the legal authority to maintain confidentiality. The commissioner may receive documents, materials, or other information related to this subchapter from other state, federal, and international financial regulatory agencies and shall maintain as confidential or privileged any documents, materials, or other information that is treated as confidential or privileged under the laws of the jurisdiction that is the source of the documents, materials, or other information. The sharing of documents under this subsection does not constitute a delegation of regulatory authority and does not act as a waiver of privilege. (3) Notwithstanding sub. (1), the commissioner may share the documents, materials, or other information under this section with a 3rd-party consultant or vendor if the consultant or vendor agrees in writing to maintain the confidentiality and privileged status of the documents, materials, and other information shared under this section. (4) Nothing in this subchapter prohibits the commissioner from releasing final, adjudicated actions that are open to public inspection to a database or other clearinghouse service maintained by the National Association of Insurance Commissioners, its affiliates, or subsidiaries.History: 2021 a. 73; s. 35.17 correction in (1) (f).
WI Stat § 601.956 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 601 - Insurance — administration.|601.956 - Enforcement.

601.956  Enforcement. The commissioner shall have the power to examine and investigate the affairs of any licensee to determine whether the licensee has engaged in conduct in violation of this subchapter and to take action that is necessary or appropriate to enforce the provisions of this subchapter. This power is in addition to the powers that the commissioner has under subch. IV of this chapter. An investigation or examination under this section shall be conducted under subchs. IV and V of this chapter.History: 2021 a. 73.
WI Stat § 604.01 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 604 - State insurance funds; general principles.|604.01 - Scope.

604.01  Scope. This chapter applies to all insurance funds operated by this state under chs. 605 to 607.History:  1973 c. 117; 1981 c. 20 s. 2202 (26) (c).
WI Stat § 604.02 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 604 - State insurance funds; general principles.|604.02 - Continuation of funds.

604.02  Continuation of funds. (1) Existing funds. The following funds are continued:(a) The “local government property insurance fund" or “property fund".(b) The “state life insurance fund" or “life fund".History:  1973 c. 117; 1979 c. 221; 1981 c. 20, 314; 1987 a. 27.
WI Stat § 604.03 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 604 - State insurance funds; general principles.|604.03 - Composition and integrity of funds.

604.03  Composition and integrity of funds. (1) Composition. Each fund consists of premium payments, earnings from investments, amounts recovered from reinsurers or under subrogation or contribution claims and any other income, less losses paid and expenses properly charged to the fund. Each fund shall be separately maintained and accounted for. (2)  Integrity of fund. Each fund is held in trust for the benefit of insureds and other proper claimants. It may not be spent for any other purposes of the state and may be borrowed by the state only pursuant to normal and usual investment practices under s. 604.05.History:  1973 c. 117.
WI Stat § 604.04 (2021)
2021 Wisconsin Statutes & Annotations|Chapter 604 - State insurance funds; general principles.|604.04 - Administration.

604.04  Administration. (1) Manager. Each fund under chs. 605 to 607 shall be administered by a manager who shall be the commissioner. In chs. 604 to 607, “manager" means the commissioner in his or her capacity as manager. (2)  Other personnel. The manager of a fund may employ such personnel as are necessary for proper administration. To the extent practicable, the manager shall manage the funds, issue policies and prepare reports in the same way that as commissioner he or she requires other insurers to do, except that periodic annual audits may not be required. The manager may make such reasonable rules for the administration of the funds as are necessary to implement the enabling statutes. (3)  Expenses. No full-time state officer or employee may receive additional compensation for services under chs. 604 to 607. Appropriate portions of the salaries of such persons who do work for the funds or supervise them, and other expenses including reasonable charges for state-owned or state-rented office space and the use of state-owned or state-rented office equipment shall be charged against each fund. Each fund shall pay to the commissioner amounts charged for organizational support services, which shall be credited to the appropriation account under s. 20.145 (1) (g) 2. Each fund shall also be charged a sum equivalent to the state premium tax that would be paid by a domestic mutual insurer organized or operating under ch. 611 and doing the same kind of insurance business, except that no such charge shall be made for the insurance of governmental units. (4)  Payment procedure. Any charges against a fund under sub. (3) shall be certified by the commissioner, audited by the department of administration under s. 16.53, and paid by the secretary of administration out of the appropriate fund in accordance with procedures of the department of administration. (5)  Advisory organization membership. The manager of a fund may have the fund join or subscribe to rate service organizations or other advisory organizations useful for the efficient operation of the fund. (6)  Reinsurance. The manager may procure such reinsurance for the fund as he or she considers necessary for its sound operation. (7)  Inspections. The manager may obtain such inspections and reports on risks insured in the fund as sound insurance practice requires. (8)  Nondisclosure of personal information. The manager may refuse to disclose, and may prevent any other person from disclosing, any personally identifiable information, as defined in s. 19.62 (5), that is obtained by the manager in the course of administering a fund under chs. 605 to 607.History:  1973 c. 117; 1979 c. 102 ss. 84, 236 (5), (13); 1981 c. 20 ss. 1759m, 2202 (26) (c); 2001 a. 65; 2003 a. 33; 2007 a. 20.