reglab/housing_qa huggingface dataset:
NE Code § 8-2607 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2607 - Security freeze; duration; consumer reporting agency; place hold on file; release; notice; temporarily lift security freeze; removal of freeze; request from consumer.

8-2607.  Security freeze; duration; consumer reporting agency; place hold on file; release; notice; temporarily lift security freeze; removal of freeze; request from consumer.(1) A security freeze shall remain in place, subject to being put on hold or temporarily lifted as otherwise provided in this section, until the consumer reporting agency receives a request from the consumer to remove the freeze under section 8-2608.(2) A consumer reporting agency may place a hold on a file due to a material misrepresentation of fact by the consumer. When a consumer reporting agency intends to release a hold on a file, the consumer reporting agency shall notify the consumer in writing three business days prior to releasing the hold on the file.(3) A consumer reporting agency shall temporarily lift a security freeze only upon request by the consumer under section 8-2606.(4) A consumer reporting agency shall remove a security freeze upon the date that the consumer reporting agency receives a request from the consumer to remove the freeze under section 8-2608.Source  Laws 2007, LB674, § 7;  Laws 2009, LB177, § 2.
NE Code § 8-2608 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2608 - Consumer reporting agency; mandatory removal of security freeze; conditions.

8-2608.  Consumer reporting agency; mandatory removal of security freeze; conditions.A consumer reporting agency shall remove a security freeze placed under section 8-2603 within three business days after receiving a request for removal from the consumer who provides both of the following:(1) Sufficient proof of identity of the consumer; and(2) The unique personal identification number or password referred to in subdivision (2)(b) of section 8-2606.Source  Laws 2007, LB674, § 8;  Laws 2016, LB835, § 8.
NE Code § 8-2608.01 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2608.01 - Protected consumer; security freeze; duration; consumer reporting agency; restrictions on release of information.

8-2608.01.  Protected consumer; security freeze; duration; consumer reporting agency; restrictions on release of information.A security freeze for a protected consumer shall remain in effect unless removed in accordance with section 8-2608.02 or 8-2608.03. A consumer reporting agency may not release the protected consumer’s credit report, any information derived from the protected consumer’s credit report, or any record created for the protected consumer.Source Laws 2016, LB835, § 9.
NE Code § 8-2608.02 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2608.02 - Protected consumer; removal of security freeze; request.

8-2608.02.  Protected consumer; removal of security freeze; request.If a protected consumer or the representative wishes to remove a security freeze placed under section 8-2603.01 for the protected consumer, the protected consumer or the representative shall:(1) Submit a request for the removal of the security freeze to the consumer reporting agency at the address or other point of contact and in the manner specified by the consumer reporting agency; and(2) Provide to the consumer reporting agency:(a) In the case of a request by the protected consumer:(i) Proof that the sufficient proof of authority for the representative to act on behalf of the protected consumer is no longer valid; and(ii) Sufficient proof of identification of the protected consumer; or(b) In the case of a request by the representative:(i) Sufficient proof of identification of the protected consumer and the representative; and(ii) Sufficient proof of authority to act on behalf of the protected consumer.Within thirty days after receiving a request that meets the requirements of this section, the consumer reporting agency shall remove the security freeze for the protected consumer.Source  Laws 2016, LB835, § 10;  Laws 2018, LB757, § 3.
NE Code § 8-2608.03 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2608.03 - Protected consumer; remove security freeze; delete record of protected consumer; when.

8-2608.03.  Protected consumer; remove security freeze; delete record of protected consumer; when.A consumer reporting agency may remove a security freeze for a protected consumer or delete a record of a protected consumer if the security freeze was placed or the record was created based on a material misrepresentation of fact by the protected consumer or the protected consumer’s representative.Source Laws 2016, LB835, § 11.
NE Code § 8-2609 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2609 - Consumer reporting agency; power with respect to fees.

8-2609.  Consumer reporting agency; power with respect to fees.(1) A consumer reporting agency shall not charge any fee for placing, temporarily lifting, or removing a security freeze placed under section 8-2603 or for placing, temporarily lifting, or removing any other substantially similar type of security product. This subsection does not apply if the substantially similar type of security product, alone or in combination with another product, provides greater protection to the consumer than a security freeze.(2) A consumer reporting agency shall reissue the same or a new personal identification number or password required under section 8-2605 one time without charge and may charge a fee of no more than five dollars for subsequent reissuance of the personal identification number or password.Source  Laws 2007, LB674, § 9;  Laws 2009, LB177, § 3;  Laws 2016, LB835, § 12;  Laws 2018, LB757, § 4.
NE Code § 8-2609.01 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2609.01 - Protected consumer; consumer reporting agency; power with respect to fees.

8-2609.01.  Protected consumer; consumer reporting agency; power with respect to fees.A consumer reporting agency shall not charge any fee for placement or removal of a security freeze or for placement or removal of any other substantially similar type of security product for a protected consumer. This section does not apply if the substantially similar type of security product, alone or in combination with another product, provides greater protection to the protected consumer than a security freeze.Source  Laws 2016, LB835, § 13;  Laws 2018, LB757, § 5.
NE Code § 8-2610 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2610 - Consumer reporting agency; changes to official information in file; written confirmation required; exceptions.

8-2610.  Consumer reporting agency; changes to official information in file; written confirmation required; exceptions.If a security freeze is in place, a consumer reporting agency may not change any of the following official information in a file without sending a written confirmation of the change to the consumer, protected consumer, or representative within thirty days after the change is made: Name, date of birth, social security number, and address. In the case of an address change, the written confirmation shall be sent to both the new address and the former address. Written confirmation is not required for technical modifications of a consumer's or protected consumer's official information, including name and street abbreviations, complete spellings, or transposition of numbers or letters.Source  Laws 2007, LB674, § 10;  Laws 2016, LB835, § 14.
NE Code § 8-2611 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2611 - Consumer reporting agency; restrictions with respect to third parties; request by third party; how treated.

8-2611.  Consumer reporting agency; restrictions with respect to third parties; request by third party; how treated.(1) A consumer reporting agency may not suggest or otherwise state or imply to a third party that a security freeze on a consumer's or protected consumer's file reflects a negative credit score, history, report, or rating.(2) If a third party requests access to a credit report or any other information derived from a file in connection with an application for credit or the opening of an account and the consumer, protected consumer, or representative has placed a security freeze on his or her file and does not allow his or her file to be accessed during that specified period of time, the third party may treat the application as incomplete.Source  Laws 2007, LB674, § 11;  Laws 2016, LB835, § 15.
NE Code § 8-2612 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2612 - Consumer reporting agency; information furnished to governmental agency.

8-2612.  Consumer reporting agency; information furnished to governmental agency.The Credit Report Protection Act does not prohibit a consumer reporting agency from furnishing to a governmental agency a consumer's or protected consumer's name, address, former address, place of employment, or former place of employment.Source  Laws 2007, LB674, § 12;  Laws 2016, LB835, § 16.
NE Code § 8-2613 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2613 - Act; use of credit report or information derived from file; applicability.

8-2613.  Act; use of credit report or information derived from file; applicability.The Credit Report Protection Act does not apply to the use of a credit report or any information derived from the file by any of the following:(1) A person or entity, a subsidiary, affiliate, or agent of that person or entity, an assignee of a financial obligation owing by the consumer or protected consumer to that person or entity, or a prospective assignee of a financial obligation owing by the consumer or protected consumer to that person or entity in conjunction with the proposed purchase of the financial obligation, with which the consumer or protected consumer has or had prior to assignment an account or contract, including a demand deposit account, or to whom the consumer or protected consumer issued a negotiable instrument, for the purposes of reviewing the account or collecting the financial obligation owing for the account, contract, or negotiable instrument. For purposes of this subdivision, reviewing the account includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements;(2) A subsidiary, affiliate, agent, assignee, or prospective assignee of a person to whom access has been granted under section 8-2606 for purposes of facilitating the extension of credit or other permissible use;(3) Any federal, state, or local governmental entity, including, but not limited to, a law enforcement agency, a court, or an agent or assignee of a law enforcement agency or court;(4) A private collection agency acting under a court order, warrant, or subpoena;(5) Any person or entity for the purposes of prescreening as provided for by the federal Fair Credit Reporting Act, 15 U.S.C. 1681, as such act existed on September 1, 2007;(6) Any person or entity administering a credit file monitoring subscription service to which the consumer or protected consumer has subscribed;(7) Any person or entity for the purpose of providing a consumer, protected consumer, or representative with a copy of the consumer's or protected consumer's credit report or any other information derived from his or her file upon the consumer's, protected consumer's, or representative's request; and(8) Any person or entity for use in setting or adjusting a rate, adjusting a claim, or underwriting for insurance purposes.Source  Laws 2007, LB674, § 13;  Laws 2016, LB835, § 17.
NE Code § 8-2614 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2614 - Entities not considered consumer reporting agencies; not required to place security freeze on file.

8-2614.  Entities not considered consumer reporting agencies; not required to place security freeze on file.The following entities are not consumer reporting agencies for purposes of the Credit Report Protection Act and are not required to place a security freeze under section 8-2603 or 8-2603.01:(1) A check services or fraud prevention services company that issues reports on incidents of fraud or authorizations for the purpose of approving or processing negotiable instruments, electronic funds transfers, or similar methods of payment;(2) A deposit account information service company that issues reports regarding account closures due to fraud, substantial overdrafts, automatic teller machine abuse, or similar negative information regarding a consumer or protected consumer, to inquiring banks or other financial institutions for use only in reviewing a consumer's, protected consumer's, or representative's request for a deposit account at the inquiring bank or financial institution; and(3) A consumer reporting agency that acts only as a reseller of credit information by assembling and merging information contained in the database of another consumer reporting agency, or multiple consumer reporting agencies, and does not maintain a permanent database of credit information from which new credit reports are produced. A consumer reporting agency shall honor any security freeze placed on a file by another consumer reporting agency.Source  Laws 2007, LB674, § 14;  Laws 2016, LB835, § 18.
NE Code § 8-2614.01 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2614.01 - Protected consumer provisions; applicability.

8-2614.01.  Protected consumer provisions; applicability.Sections 8-2603.01, 8-2608.01, 8-2608.02, 8-2608.03, and 8-2609.01 shall not apply to any person or entity that maintains a database used solely for the following:(1) Criminal record information;(2) Personal loss history information;(3) Fraud prevention or detection;(4) Employment screening; or(5) Tenant screening.Source Laws 2016, LB835, § 19.
NE Code § 8-2615 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2615 - Enforcement of act; Attorney General; powers and duties; violation; civil penalty; recovery of damages.

8-2615.  Enforcement of act; Attorney General; powers and duties; violation; civil penalty; recovery of damages.The Attorney General shall enforce the Credit Report Protection Act. For purposes of the act, the Attorney General may issue subpoenas, adopt and promulgate rules and regulations, and seek injunctive relief and a monetary award for civil penalties, attorney's fees, and costs. Any person who violates the act shall be subject to a civil penalty of not more than two thousand dollars for each violation. The Attorney General may also seek and recover actual damages for each consumer or protected consumer injured by a violation of the act.Source  Laws 2007, LB674, § 15;  Laws 2016, LB835, § 20.
NE Code § 8-2701 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2701 - Act, how cited.

8-2701.  Act, how cited.Sections 8-2701 to 8-2747 shall be known and may be cited as the Nebraska Money Transmitters Act.Source  Laws 2013, LB616, § 1;  Laws 2016, LB778, § 1.
NE Code § 8-2702 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2702 - Definitions, where found.

8-2702.  Definitions, where found.For purposes of the Nebraska Money Transmitters Act, the definitions found in sections 8-2703 to 8-2723 shall be used.Source Laws 2013, LB616, § 2.
NE Code § 8-2703 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2703 - Applicant, defined.

8-2703.  Applicant, defined.Applicant means a person filing an application for a license under the Nebraska Money Transmitters Act.Source Laws 2013, LB616, § 3.
NE Code § 8-2704 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2704 - Authorized delegate, defined.

8-2704.  Authorized delegate, defined.Authorized delegate means an entity designated by the licensee or an exempt entity under the Nebraska Money Transmitters Act to engage in the business of money transmission on behalf of the licensee or exempt entity.Source Laws 2013, LB616, § 4.
NE Code § 8-2705 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2705 - Breach of security of the system, defined.

8-2705.  Breach of security of the system, defined.Breach of security of the system means unauthorized acquisition of data that compromises the security, confidentiality, or integrity of the information maintained by the Nationwide Mortgage Licensing System and Registry, its affiliates, or its subsidiaries.Source Laws 2013, LB616, § 5.
NE Code § 8-2706 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2706 - Control, defined.

8-2706.  Control, defined.Control means the power, directly or indirectly, to direct the management or policies of a licensee, whether through ownership of securities, by contract, or otherwise. Any person who (1) has the power to elect a majority of executive officers, managers, directors, trustees, or other persons exercising managerial authority of a licensee or any person in control of a licensee, (2) directly or indirectly has the right to vote ten percent or more of a class of stock or directly or indirectly has the power to sell or direct the sale of ten percent or more of a class of stock, (3) in the case of a limited liability company, is a managing member, or (4) in the case of a partnership, has the right to receive, upon dissolution, or has contributed, ten percent or more of the capital, is presumed to control that licensee.Source Laws 2013, LB616, § 6.
NE Code § 8-2707 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2707 - Controlling person, defined.

8-2707.  Controlling person, defined.Controlling person means any person in control of a licensee.Source Laws 2013, LB616, § 7.
NE Code § 8-2708 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2708 - Department, defined.

8-2708.  Department, defined.Department means the Department of Banking and Finance.Source Laws 2013, LB616, § 8.
NE Code § 8-2709 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2709 - Director, defined.

8-2709.  Director, defined.Director means the Director of Banking and Finance.Source Laws 2013, LB616, § 9.
NE Code § 8-2710 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2710 - Electronic instrument, defined.

8-2710.  Electronic instrument, defined.Electronic instrument means a card or other tangible object for the transmission or payment of money that contains a microprocessor chip, magnetic strip, or other means for the storage of information, that is prefunded, and the value of which is decremented upon each use. Electronic instrument does not include a card or other tangible object that is redeemable by the issuer or its affiliates in goods or services of the issuer or its affiliates.Source Laws 2013, LB616, § 10.
NE Code § 8-2711 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2711 - Executive officer, defined.

8-2711.  Executive officer, defined.Executive officer means the president, chairperson of the executive committee, senior officer responsible for business decisions, chief financial officer, and any other person who performs similar functions for a licensee.Source Laws 2013, LB616, § 11.
NE Code § 8-2712 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2712 - Key shareholder, defined.

8-2712.  Key shareholder, defined.Key shareholder means any person or group of persons acting in concert owning ten percent or more of any voting class of an applicant's stock.Source Laws 2013, LB616, § 12.
NE Code § 8-2713 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2713 - Licensee, defined.

8-2713.  Licensee, defined.Licensee means a person licensed pursuant to the Nebraska Money Transmitters Act.Source Laws 2013, LB616, § 13.
NE Code § 8-2714 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2714 - Material litigation, defined.

8-2714.  Material litigation, defined.Material litigation means any litigation that, according to generally accepted accounting principles, is deemed significant to an applicant's or licensee's financial health and would be required to be referenced in an applicant's or licensee's annual audited financial statements, report to shareholders, or similar documents.Source Laws 2013, LB616, § 14.
NE Code § 8-2715 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2715 - Monetary value, defined.

8-2715.  Monetary value, defined.Monetary value means a medium of exchange, whether or not redeemable in money.Source Laws 2013, LB616, § 15.
NE Code § 8-2716 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2716 - Money transmission, defined.

8-2716.  Money transmission, defined.Money transmission means the business of the sale or issuance of payment instruments or stored value or of receiving money or monetary value for transmission to a location within or outside the United States by any and all means, including wire, facsimile, or electronic transfer. Notwithstanding any other provision of law, money transmission also includes bill payment services not limited to the right to receive payment of any claim for another but does not include bill payment services in which an agent of a payee receives money or monetary value on behalf of such payee.Source Laws 2013, LB616, § 16.
NE Code § 8-2717 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2717 - Nationwide Mortgage Licensing System and Registry, defined.

8-2717.  Nationwide Mortgage Licensing System and Registry, defined.Nationwide Mortgage Licensing System and Registry means a licensing system developed and maintained by the Conference of State Bank Supervisors and the American Association of Residential Mortgage Regulators for the licensing and registration of mortgage loan originators, mortgage bankers, installment loan companies, and other state-regulated financial services entities and industries.Source Laws 2013, LB616, § 17.
NE Code § 8-2718 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2718 - Outstanding payment instrument, defined.

8-2718.  Outstanding payment instrument, defined.Outstanding payment instrument means any payment instrument issued by a licensee which has been sold in the United States directly by the licensee or any payment instrument issued by a licensee which has been sold by an authorized delegate of the licensee in the United States, which has been reported to the licensee as having been sold, and which has not yet been paid by or for the licensee.Source Laws 2013, LB616, § 18.
NE Code § 8-2719 (2021)
2021 Nebraska Revised Statutes|Chapter 8 - Banks and Banking|8-2719 - Payment instrument, defined.

8-2719.  Payment instrument, defined.Payment instrument means any electronic or written check, draft, money order, travelers check, or other electronic or written instrument or order for the transmission or payment of money, sold or issued to one or more persons, whether or not such instrument is negotiable. Payment instrument does not include any credit card, any voucher, any letter of credit, or any instrument that is redeemable by the issuer or its affiliates in goods or services of the issuer or its affiliates.Source Laws 2013, LB616, § 19.