reglab/housing_qa huggingface dataset:
IN Code § 27-2-16-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 16. Insurance Claim Form Notice|27-2-16-3. Claim Forms; Statement of False Claim Constituting Fraud; Effect of Absence of Statement

Sec. 3. (a) All preprinted claim forms provided by an insurer to a claimant that are required as a condition of payment of a claim must contain a statement that clearly states in substance the following:"A person who knowingly and with intent to defraud an insurer files a statement of claim containing any false, incomplete, or misleading information commits a felony.".(b) The lack of a statement required under subsection (a) does not constitute a defense against a prosecution under IC 35-43-5.As added by P.L.193-1991, SEC.1. Amended by P.L.181-2005, SEC.1; P.L.174-2021, SEC.24.
IN Code § 27-2-16-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 16. Insurance Claim Form Notice|27-2-16-4. Identification Cards and Benefit Booklets; Utilization Review Determination Clause

Sec. 4. An insurer shall include on each identification card and on all benefit booklets that are delivered to an enrollee (as defined in IC 27-8-17-3) whose policy requires a utilization review determination (as defined in IC 27-8-17-8) a printed statement in boldface 8 point type in the benefit booklets and in 6 point type on the identification cards that reads substantially as follows:"NOTICE: Precertification or preauthorization does NOT guarantee coverage for or the payment of the service or procedure reviewed.".As added by P.L.132-1994, SEC.1.
IN Code § 27-2-17-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 17. Discrimination in Insurance|27-2-17-1. "Commissioner" Defined

Sec. 1. As used in this chapter, "commissioner" means the insurance commissioner of Indiana.As added by P.L.130-1994, SEC.37 and P.L.116-1994, SEC.48.
IN Code § 27-2-17-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 17. Discrimination in Insurance|27-2-17-2. "Department" Defined

Sec. 2. As used in this chapter, "department" means the department of insurance of Indiana.As added by P.L.130-1994, SEC.37 and P.L.116-1994, SEC.48.
IN Code § 27-2-17-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 17. Discrimination in Insurance|27-2-17-3. "Independent Insurance Producer" Defined

Sec. 3. As used in this chapter, "independent insurance producer" means an insurance producer who:(1) represents an insurer in the sale of insurance as an independent contractor rather than as an employee; and(2) is not limited to representing:(A) one (1) insurer; or(B) several insurers that are under common management.As added by P.L.130-1994, SEC.37 and P.L.116-1994, SEC.48. Amended by P.L.178-2003, SEC.32.
IN Code § 27-2-17-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 17. Discrimination in Insurance|27-2-17-4. "Property or Casualty Insurance" Defined

Sec. 4. As used in this chapter, "property or casualty insurance" means a type of insurance described in Class 2 and Class 3 of IC 27-1-5-1. However, the term does not mean insurance described in Class 2(a) of IC 27-1-5-1.As added by P.L.130-1994, SEC.37 and P.L.116-1994, SEC.48.
IN Code § 27-2-17-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 17. Discrimination in Insurance|27-2-17-5. Discrimination Based on Geographical Location Prohibited

Sec. 5. (a) This chapter applies to an insurer that obtains a certificate of authority under IC 27-1-3-20 as:(1) a domestic insurer formed under IC 27-1-6;(2) a foreign insurer that has become a domestic insurer under IC 27-1-6.5; or(3) a foreign or an alien insurer under IC 27-1-17.(b) An insurer that:(1) obtains a certificate of authority authorizing the insurer to provide property or casualty insurance in Indiana; and(2) provides property or casualty insurance covering risks in any location in Indiana;may not cancel or refuse to issue or renew a policy of property or casualty insurance based solely on the geographical location of the risk within Indiana. This subsection does not preclude an insurer from refusing to issue or renew or from canceling a policy based on sound underwriting or actuarial principles reasonably related to actual or anticipated loss experience or any other sound business purpose.(c) If an insurer is found by the commissioner to have violated subsection (b), the commissioner may, after a hearing, suspend or revoke the certificate of authority of the insurer.(d) Any determination made by the commissioner under this section is subject to IC 4-21.5.(e) Except as provided in subsection (f), the department has exclusive jurisdiction to investigate any alleged violation of this section.(f) Subsection (e) is not intended to restrict the jurisdiction, if any, the civil rights commission may have under IC 22-9-1-4.As added by P.L.130-1994, SEC.37 and P.L.116-1994, SEC.48.
IN Code § 27-2-17-6 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 17. Discrimination in Insurance|27-2-17-6. Appointment of Independent Insurance Producers; Jurisdiction; Hearing; Violation; Administrative Orders and Procedures; Evidence

Sec. 6. (a) An insurance company that issues property or casualty insurance shall not discriminate in the appointment of an independent insurance producer on the basis of race, color, national origin, or gender.(b) Except as provided in subsection (c), the department has exclusive jurisdiction to investigate any complaints of discrimination in the appointment of independent insurance producers in violation of subsection (a).(c) If the commissioner of the department determines after a hearing that an insurance company has violated subsection (a), the commissioner may order one (1) of the following remedies:(1) Payment of a civil penalty of not more than two thousand dollars ($2,000) for each violation.(2) Suspension or revocation of the insurance company's certificate of authority if the commissioner determines that the violation was willful or wanton and that similar violations have been committed by that company with a frequency that constitutes a general business practice.(3) Any other remedy agreed to by the department and the insurance company.(d) Any determination made by the commissioner under this section is subject to IC 4-21.5.(e) Findings of the department under this section may not be considered as evidence in any civil action other than an appeal as provided under IC 4-21.5.As added by P.L.116-1994, SEC.48 and P.L.130-1994, SEC.37. Amended by P.L.2-1995, SEC.103; P.L.178-2003, SEC.33.
IN Code § 27-2-18-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 18. Disclosure of Material Transactions|27-2-18-1. "Asset Acquisition" Defined

Sec. 1. (a) As used in this chapter, "asset acquisition" includes every purchase, lease, exchange, merger, consolidation, succession, or other acquisition.(b) The term does not include the construction on or development of real property by or for the reporting insurer or the acquisition of materials for construction or development.As added by P.L.251-1995, SEC.17.
IN Code § 27-2-18-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 18. Disclosure of Material Transactions|27-2-18-2. "Asset Disposition" Defined

Sec. 2. As used in this chapter, "asset disposition" includes every sale, lease, exchange, merger, consolidation, mortgage, hypothecation, assignment (whether for the benefit of creditors or otherwise), abandonment, destruction, or other disposition.As added by P.L.251-1995, SEC.17.
IN Code § 27-2-18-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 18. Disclosure of Material Transactions|27-2-18-3. "Domicile" Defined

Sec. 3. As used in this chapter, "domicile" means the following:(1) For a corporation, the state in which the purchasing group is incorporated.(2) For an unincorporated entity, the state of its principal place of business.As added by P.L.251-1995, SEC.17.
IN Code § 27-2-18-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 18. Disclosure of Material Transactions|27-2-18-4. "Material Acquisition" Defined

Sec. 4. As used in this chapter, "material acquisition" means an asset acquisition or a series of related asset acquisitions during any thirty (30) day period that:(1) is nonrecurring;(2) is not in the normal course of business; and(3) involves more than five percent (5%) of the reporting insurer's total admitted assets as reported in the insurer's most recent statutory statement filed with the department.As added by P.L.251-1995, SEC.17.
IN Code § 27-2-18-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 18. Disclosure of Material Transactions|27-2-18-5. "Material Disposition" Defined

Sec. 5. As used in this chapter, "material disposition" means an asset disposition or a series of related asset dispositions during any thirty (30) day period that:(1) is nonrecurring;(2) is not in the normal course of business; and(3) involves more than five percent (5%) of the reporting insurer's total admitted assets as reported in the insurer's most recent statutory statement filed with the department.As added by P.L.251-1995, SEC.17.
IN Code § 27-2-18-6 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 18. Disclosure of Material Transactions|27-2-18-6. "Material Nonrenewal, Cancellation, or Revision of a Ceded Reinsurance Agreement" Defined; Reportable Material Revisions

Sec. 6. (a) As used in this chapter, "material nonrenewal, cancellation, or revision of a ceded reinsurance agreement" has the following meanings:(1) When used in connection with property and casualty business, including accident and sickness insurance business written by a property and casualty insurer, the term means a nonrenewal, cancellation, or revision that affects:(A) more than fifty percent (50%) of the insurer's total ceded written premium; or(B) more than fifty percent (50%) of the insurer's total ceded indemnity and loss adjustment reserves.(2) When used in connection with life insurance or accident and sickness insurance business, the term means a nonrenewal, cancellation, or revision that affects more than fifty percent (50%) of the total reserve credit taken for business ceded on an annualized basis, as indicated in the insurer's most recent annual statement.(b) The following events constitute a material revision of a ceded reinsurance agreement for property and casualty insurance, life insurance, or accident and sickness insurance business meeting the requirements of subsection (a) and must be reported:(1) An authorized reinsurer representing more than ten percent (10%) of a total cession is replaced by one (1) or more unauthorized reinsurers.(2) Previously established collateral requirements have been reduced or waived as respects one (1) or more unauthorized reinsurers representing collectively more than ten percent (10%) of a total cession.(c) A nonrenewal, cancellation, or revision of a ceded reinsurance agreement is not material and a filing is not required under subsection (a) or (b) for the following:(1) In connection with property and casualty business, including accident and sickness insurance business written by a property and casualty insurer, the insurer's total ceded written premium represents, on an annualized basis, less than ten percent (10%) of the insurer's total written premiums for direct and assumed business.(2) In connection with life insurance or accident and sickness insurance business, the total reserve credit taken for business ceded represents, on an annualized basis, less than ten percent (10%) of the statutory reserve requirement before any cession.As added by P.L.251-1995, SEC.17.
IN Code § 27-2-18-7 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 18. Disclosure of Material Transactions|27-2-18-7. Reports

Sec. 7. (a) Except as provided in subsection (b), an insurer domiciled in Indiana shall file a report with the commissioner disclosing:(1) a material acquisition;(2) a material disposition; and(3) a material nonrenewal, cancellation, or revision of a ceded reinsurance agreement.(b) A report of a transaction described in subsection (a) does not have to be filed with the commissioner under this section if the transaction was previously submitted to the commissioner for review, approval, or information purposes under other provisions of IC 27, rules adopted by the department, or other requirements.As added by P.L.251-1995, SEC.17.
IN Code § 27-2-18-8 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 18. Disclosure of Material Transactions|27-2-18-8. Time of Filing

Sec. 8. The report required in section 7 of this chapter must be filed not later than fifteen (15) days after the end of the calendar month in which the transaction that requires the filing occurred.As added by P.L.251-1995, SEC.17.
IN Code § 27-2-18-9 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 18. Disclosure of Material Transactions|27-2-18-9. Filing Copies

Sec. 9. One (1) complete copy of the report, including any exhibits or other attachments filed with the report, shall be filed with the department.As added by P.L.251-1995, SEC.17. Amended by P.L.81-2012, SEC.20.
IN Code § 27-2-18-10 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 18. Disclosure of Material Transactions|27-2-18-10. Reports as Confidential Information; Exceptions

Sec. 10. (a) Except as provided in subsections (b) and (c), any report obtained by or disclosed to the commissioner under this chapter:(1) shall be confidential information; and(2) shall not, without the prior written consent of the insurer to which it pertains, be:(A) subject to subpoena; or(B) made public by the commissioner, the National Association of Insurance Commissioners, or any other person.(b) A report obtained under this chapter may be made available to other departments of insurance in other states subject to IC 27-1-3-10.5.(c) The commissioner may, after giving notice and an opportunity to be heard to the insurer that would be affected by the release of information under this chapter:(1) determine that the interests of policyholders, shareholders, or the public will be served by the publication of information in the report under section 7 of this chapter; and(2) publish all or any part of the information in such manner as the commissioner considers appropriate.(d) The commissioner may not:(1) disclose; or(2) subject to subpoena;financial information regarding material transactions disclosed by an insurer under this chapter.As added by P.L.251-1995, SEC.17.
IN Code § 27-2-18-11 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 18. Disclosure of Material Transactions|27-2-18-11. Contents of Reports of Material Acquisitions and Dispositions

Sec. 11. The following information must be disclosed in any report of a material asset acquisition or asset disposition:(1) The date of the transaction.(2) The manner of the asset acquisition or asset disposition.(3) A description of the assets involved.(4) The nature and amount of the consideration given or received in connection with the asset acquisition or the asset disposition.(5) The purpose of or reason for the transaction.(6) The manner by which the amount of consideration was determined.(7) The gain or loss recognized or realized as a result of the transaction.(8) The name of each person from whom the assets were acquired or to whom the assets were disposed.As added by P.L.251-1995, SEC.17.
IN Code § 27-2-18-12 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 18. Disclosure of Material Transactions|27-2-18-12. Reports of Material Acquisitions and Dispositions on Nonconsolidated Basis; Exceptions

Sec. 12. (a) Insurers must report material acquisitions and dispositions on a nonconsolidated basis unless the insurer is part of a consolidated group of insurers that uses a pooling arrangement or one hundred percent (100%) reinsurance agreement that affects the solvency and integrity of the insurer's reserves and the insurer ceded substantially all of its direct and assumed business to the pool.(b) An insurer is considered to have ceded substantially all of its direct and assumed business to a pool under subsection (a) if the insurer has less than one million dollars ($1,000,000) total direct plus assumed written premiums during a calendar year that are not subject to a pooling arrangement and the net income of the business not subject to the pooling arrangement represents less than five percent (5%) of the insurer's capital and surplus.As added by P.L.251-1995, SEC.17.
IN Code § 27-2-18-13 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 18. Disclosure of Material Transactions|27-2-18-13. Contents of Reports of Material Nonrenewals, Cancellations, or Revisions

Sec. 13. The following information must be disclosed on a nonconsolidated basis in any report of a material nonrenewal, cancellation, or revision of a ceded reinsurance agreement:(1) The effective date of the nonrenewal, cancellation, or revision.(2) The description of the transaction with an identification of the initiator of the transaction.(3) The purpose of or reason for the transaction.(4) If applicable, the identity of the replacement reinsurers.As added by P.L.251-1995, SEC.17.
IN Code § 27-2-18-14 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 18. Disclosure of Material Transactions|27-2-18-14. Reports of Material Nonrenewals, Cancellations, or Revisions on Nonconsolidated Basis; Exceptions

Sec. 14. (a) An insurer must report all material nonrenewals, cancellations, or revisions of ceded reinsurance agreements on a nonconsolidated basis unless:(1) the insurer is part of a consolidated group of insurers that uses a:(A) pooling arrangement; or(B) one hundred percent (100%) reinsurance agreement;that affects the solvency and integrity of the insurer's reserves; and(2) the insurer ceded substantially all of its direct and assumed business to the pool.(b) An insurer is considered to have ceded substantially all of its direct and assumed business to a pool under subsection (a) if the insurer has less than one million dollars ($1,000,000) total direct plus assumed written premiums during a calendar year that are not subject to a pooling arrangement and the net income of the business not subject to the pooling arrangement represents less than five percent (5%) of the insurer's capital and surplus.As added by P.L.251-1995, SEC.17.
IN Code § 27-2-19-0.1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 19. Fraud Investigation Information Exchange|27-2-19-0.1. Application of Chapter

Sec. 0.1. The addition of this chapter by P.L.187-1996 applies only to claims made or a cause of action that arises after June 30, 1996.As added by P.L.220-2011, SEC.428.
IN Code § 27-2-19-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 19. Fraud Investigation Information Exchange|27-2-19-1. "Governmental Agency" Defined

Sec. 1. As used in this chapter, "governmental agency" means any:(1) department;(2) division;(3) public agency;(4) political subdivision; or(5) other public instrumentality;of a political subdivision, the state of Indiana, or the federal government.As added by P.L.187-1996, SEC.1.
IN Code § 27-2-19-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 19. Fraud Investigation Information Exchange|27-2-19-2. "Insurer" Defined

Sec. 2. As used in this chapter, "insurer" means a person who transacts a property and casualty insurance business.As added by P.L.187-1996, SEC.1.
IN Code § 27-2-19-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 19. Fraud Investigation Information Exchange|27-2-19-3. "Law Enforcement Agency" Defined

Sec. 3. As used in this chapter, "law enforcement agency" means an agency or a department of any level of government whose principal function is the apprehension of criminal offenders. The term includes the office of the inspector general.As added by P.L.187-1996, SEC.1. Amended by P.L.222-2005, SEC.36.
IN Code § 27-2-19-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 19. Fraud Investigation Information Exchange|27-2-19-4. "Person" Defined

Sec. 4. As used in this chapter, "person" includes individuals, corporations, associations, limited liability companies, and partnerships.As added by P.L.187-1996, SEC.1.
IN Code § 27-2-19-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 19. Fraud Investigation Information Exchange|27-2-19-5. "Political Subdivision" Defined

Sec. 5. As used in this chapter, "political subdivision" has the meaning set forth in IC 36-1-2-13.As added by P.L.187-1996, SEC.1.
IN Code § 27-2-19-6 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 19. Fraud Investigation Information Exchange|27-2-19-6. Authorization or Release From Claimant; When Required; Exceptions

Sec. 6. (a) Except as provided in subsections (b) and (c), a law enforcement agency, an insurer, or a governmental agency that has reason to believe that an application for insurance or a claim for insurance proceeds is being, or is likely to be, presented:(1) based upon misrepresentation; and(2) with intent to defraud;is not required to obtain any authorization or release in order to receive or provide any information other than medical records and medical reports and medical related information contained in medical records and medical reports regarding or in any way potentially relating to that claim or application from or to any other law enforcement agency, insurer, or governmental agency.(b) In claims for bodily injury, only information:(1) regarding the type of injury claimed;(2) regarding the date of the alleged injury;(3) regarding the name and address of each medical provider submitted to support the claimed injuries; and(4) referred to in subsection (a);may be released without first obtaining authorization or a release from the injured claimant.(c) Medical records and medical reports and medical related information contained in medical records and medical reports may not be released under this chapter without first obtaining authorization or a release from the injured claimant unless:(1) the claim is a bodily injury claim; and(2) the parties requesting the release have complied with section 8 of this chapter.As added by P.L.187-1996, SEC.1.
IN Code § 27-2-19-7 (2021)
2021 Indiana Code|Title 27. Insurance|Article 2. Powers and Duties of Insurers|Chapter 19. Fraud Investigation Information Exchange|27-2-19-7. Immunity From Liability

Sec. 7. (a) As used in this section, "representative" includes:(1) a representative investigative agency; and(2) an attorney;of a law enforcement agency, insurer, or governmental agency.(b) Any:(1) law enforcement agency, insurer, or governmental agency; or(2) agent, employee, or representative of a law enforcement agency, insurer, or governmental agency;that receives or provides information referred to in this chapter in good faith is immune from liability arising from the act of receiving or the act of providing the information.As added by P.L.187-1996, SEC.1.