reglab/housing_qa huggingface dataset:
TN Code § 45-6-207 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 6 - Pawnbrokers|Part 2 - Pawnbrokers Act of 1988|§ 45-6-207. Petition for License — Fee for Investigation

  Every person, firm or corporation desiring to engage in the business of pawnbroker shall petition the county clerk in the county in which the pawnbroker establishment is to be operated for a license to conduct the business.   The petitions shall provide:  The name of the person, and in case of a firm or corporation, the names of the persons composing the firm or of the officers and stockholders of the corporation;   The place, street, and number where business is to be carried on;   Specify the amount of net assets or capital proposed to be used by the petitioner in the business;   The signature of at least ten (10) freeholders, citizens of the county in which petitioner resides, of good reputation, certifying to the good reputation and moral character of the applicant or applicants;   The statement required in subdivision (b)(3) shall be accompanied by an unaudited statement from a certified public accountant and shall contain the following statement:  According to the information provided to me, the net assets, as defined in Tennessee Code Annotated, § 45-6-203, or proposed capital to be used by the applicant,  (name) in the pawnbroker business, are valued at not less than seventy-five thousand dollars ($75,000);    An affidavit by petitioner that petitioner has not been convicted of a felony within the past ten (10) years, that directly affects the petitioner's ability to lawfully and fairly operate pursuant to this part;   A certificate from the chief of police and/or sheriff and/or the Tennessee bureau of investigation that petitioner is of good moral character and has not been convicted of a felony within the past ten (10) years; and   Certified funds in the amount of fifty dollars ($50.00) payable to the county clerk to defray the costs of investigation of the petition, plus to pay directly for the costs of the city, sheriff, and Tennessee bureau of investigation investigating the petitioner.
TN Code § 45-6-208 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 6 - Pawnbrokers|Part 2 - Pawnbrokers Act of 1988|§ 45-6-208. Granting of License — Transfer — Fee

 Every person, firm, or corporation having satisfied the provisions of § 45-6-206 and having paid the business tax and any other taxes as provided by law, and having produced to the county clerk satisfactory evidence of good character as to being a suitable person or persons to carry on the business of pawnbroker, shall be granted a license as herein provided. The license issued hereunder shall state the name of the person, firm, or corporation to whom issued, the place of business and street number where the business is located and the amount of capital employed, and shall entitle the person receiving the same to do business at the place designated in the license. The license shall not be transferable from one (1) person to another, but may be transferred from one (1) place to another, by consent of the county clerk, on payment to the county clerk of a transfer fee of ten dollars ($10.00).
TN Code § 45-6-210 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 6 - Pawnbrokers|Part 2 - Pawnbrokers Act of 1988|§ 45-6-210. Rate of Interest — Other Charges Permitted

 In connection with and for a pawn or pawn transaction, no pawnbroker shall demand and receive a rate of interest greater than two percent (2%) per month of the amount of the loan advance under the pawn or pawn transaction, and no other charge of any description, for any purpose whatsoever, shall be made by the pawnbroker; except that the pawnbroker may charge, contract for and receive a fee not to exceed one-fifth (1/5) of the amount of the loan advance under the pawn or pawn transaction for investigating the title, storage, insuring the pledged goods, closing the loan, making daily reports to local law enforcement officers and for other expenses, losses of every nature whatsoever and for all other services. The fee when made and collected shall not be deemed interest for any purpose of law. The interest and fee shall be deemed to be earned, due and owing as of the date of the pawn transaction and a like sum shall be deemed earned, due and owing on the same day of each subsequent month.
TN Code § 45-6-211 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 6 - Pawnbrokers|Part 2 - Pawnbrokers Act of 1988|§ 45-6-211. Failure to Redeem — Notice to Pledgor

  In every pawn transaction made under a loan of money pawn transaction as defined in this part, the pawnbroker shall retain in the pawnbroker's possession the pledged goods for thirty (30) days after the maturity date of the pawn transaction. Pledged goods not redeemed by the pledgor on or before the maturity date of the pawn transaction set out in the pawn ticket issued in connection with any pawn transaction may be redeemed by the pledgor within the period of thirty (30) days after the maturity date of the pawn transaction by the payment of the originally agreed redemption price (interest, fee and loan amount), and the payment of the additional interest and fee for the period following the original maturity date due on the pawn transaction.   If the pledgor fails to redeem the pledged goods within thirty (30) days after the maturity date of the pawn transaction, the pledgor shall thereby forfeit all right, title and interest of, in and to the pledged goods to the pawnbroker, who shall thereby acquire an absolute title to the pledged goods and the debt becomes satisfied, and the pawnbroker shall have the authority to sell or dispose of the unredeemed pledged goods as the pawnbroker's own and may sell the unredeemed pledged goods.   If the pledgor loses the pawn ticket, the pledgor shall not thereby forfeit the right to redeem the pledged goods, but may promptly, before the lapse of the final redemption date, make affidavit for the loss, describing the pledged goods, which affidavit shall take the place of the pawn ticket, unless the pledged goods have already been redeemed under this part.   The following information shall be printed on all pawn tickets or buy-sell tickets:  ANY PERSONAL PROPERTY PLEDGED TO A PAWNBROKER WITHIN THIS STATE IS SUBJECT TO SALE OR DISPOSAL WHEN THERE HAS BEEN NO PAYMENT MADE ON THE ACCOUNT FOR A PERIOD OF THIRTY (30) DAYS AFTER THE MATURITY DATE OF THE PAWN TRANSACTION AND NO FURTHER NOTICE IS NECESSARY;   THE PLEDGOR OF THIS ITEM ATTESTS THAT IT IS NOT STOLEN, IT HAS NO LIENS OR ENCUMBRANCES AGAINST IT AND THE PLEDGOR HAS THE RIGHT TO SELL OR PAWN THE ITEM;   THE ITEM PAWNED IS REDEEMABLE ONLY BY THE BEARER OF THIS TICKET; and   A blank line for the pledgor's signature.
TN Code § 45-6-214 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 6 - Pawnbrokers|Part 2 - Pawnbrokers Act of 1988|§ 45-6-214. Right to Redeem

 Except as otherwise provided by this part, any person presenting a pawn ticket to the pawnbroker may be presumed to be entitled to redeem the pledged goods described in the pawn ticket.
TN Code § 45-6-215 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 6 - Pawnbrokers|Part 2 - Pawnbrokers Act of 1988|§ 45-6-215. Safekeeping of Pledges — Insurance Coverage

 Every pawnbroker licensed under this part shall provide a safe place for the keeping of the pledges provided by the pawnbroker, and shall have sufficient insurance coverage on the property held on the pledge for the benefit of the pledgor, to pay the stated value as recited on the pawn stub of the pawned article, in case of destruction by fire or other catastrophe, and the policy shall be made payable, in the case of loss, to the city or county clerk for the benefit of the pledgor, as the pledgor's interest may appear, which policy shall be deposited with the city or county clerk. “Pawn value,” for the purposes of this section, means the amount of money loaned on the particular article, as stated on the pawn ticket and in the stub book, as recited under § 45-6-209(b)(3).
TN Code § 45-6-216 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 6 - Pawnbrokers|Part 2 - Pawnbrokers Act of 1988|§ 45-6-216. Information Concerning Suppliers

 Upon request from any law enforcement agency, whether city, county, or state, a pawnbroker shall furnish the names of all suppliers from whom the pawnbroker has purchased merchandise for resale. This information is not to be recorded nor sent to any law enforcement agency but shall be maintained at the pawnshop for a period of at least one (1) year from the date of purchase.
TN Code § 45-6-217 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 6 - Pawnbrokers|Part 2 - Pawnbrokers Act of 1988|§ 45-6-217. Sign Over Entrance

 Every licensee under this part shall cause the name of the pawnbroker, firm or corporation, with the words, “Licensed Pawnbroker” to be printed or painted, in large, legible characters, and placed over the outside of the door or entrance of the shop, office, or place of business.
TN Code § 45-6-218 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 6 - Pawnbrokers|Part 2 - Pawnbrokers Act of 1988|§ 45-6-218. Penalties

  Every person, firm or corporation, or agents or employees thereof, who knowingly violates any of this part, on conviction, commits a Class A misdemeanor. If the violation is by an owner or major stockholder and/or managing partner of the pawnshop, and the violation is knowingly committed by the owner, major stockholder or managing partner of the pawnshop, then the license of the pawnbroker or pawnbrokers may be suspended or revoked at the discretion of the city or county clerk.   Subsection (a) does not apply to violations of § 45-6-212(7) relating to the taking of any article in pawn, pledge or as security under any buy-sell agreement from any person that is known to the pawnbroker to be stolen. Any violation under § 45-6-212(7) shall be prosecuted pursuant to § 39-14-103.
TN Code § 45-6-219 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 6 - Pawnbrokers|Part 2 - Pawnbrokers Act of 1988|§ 45-6-219. Authority of Counties, Incorporated Municipalities, Cities and Taxing Districts to Regulate

   Counties, incorporated municipalities, cities and taxing districts in this state have the authority by ordinance to adopt provisions of this part and have the authority to adopt further rules and regulations that the legislative bodies of the counties, incorporated municipalities, cities and taxing districts may deem right and proper. No county, incorporated municipality, city or taxing district has the authority to:  Regulate interest, fees and insurance charges;   Regulate hours;   Regulate the nature of the business or types of pawn transactions;   Regulate license requirements;   Require reports or pawn tickets providing identification, information or descriptions different from that required in § 45-6-209; or   Require a pawnbroker to hold over-the-counter purchase of goods that the seller does not intend to buy back for a period of more than twenty (20) business days before offering the merchandise for resale.     Counties shall have no more authority than incorporated municipalities, cities and taxing districts have under this subsection (a) in regulating pawnbrokers.     A law enforcement official from any county, municipality, city or taxing district may not charge a pawnbroker, firm or corporation a fee for receiving, reviewing or processing daily reports or pawn tickets as defined in § 45-6-209, or any other information required by the law enforcement official.
TN Code § 45-6-220 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 6 - Pawnbrokers|Part 2 - Pawnbrokers Act of 1988|§ 45-6-220. Existing Licensees — Renewals

  Notwithstanding any provision of this part to the contrary, the license of any person, firm, or corporation licensed as a pawnbroker on July 1, 1988, shall continue in force until the natural expiration thereof, and all other provisions of this part shall apply to the licensee.   The pawnbroker shall be eligible for renewal of the license upon its expiration or the expiration of subsequent renewals; provided, that the licensee complies with the requirements for renewal that were in effect immediately prior to July 1, 1988.
TN Code § 45-6-221 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 6 - Pawnbrokers|Part 2 - Pawnbrokers Act of 1988|§ 45-6-221. Electronic Information Transfer

  Each licensed pawnbroker shall have a computer system in operation, if so requested by the appropriate law enforcement agency, that is capable of electronically transferring information, and shall electronically transfer the information in text file format on pledged goods to the appropriate law enforcement agency where the pawnshop is located. A pawnbroker who is electronically transferring information on pledged goods to the appropriate law enforcement agency, as of July 1, 2012, shall be deemed in compliance with the requirements set forth in this section.   In the event the pawnbroker transfers pawn transactions electronically, the pawnbroker is not required to also deliver to the appropriate law enforcement official the original or copies of the pawnbroker transaction forms. The appropriate law enforcement official may, for the purposes of a criminal investigation, request that the pawnbroker produce an original of a transaction form that has been electronically transferred. The pawnbroker shall deliver this form to the appropriate law enforcement official within twenty-four (24) hours or the next business day following the request.
TN Code § 45-6-223 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 6 - Pawnbrokers|Part 2 - Pawnbrokers Act of 1988|§ 45-6-223. Racial Profiling Prohibited — Violations — Penalty

  No law enforcement officer or agency shall use any thumb or other print obtained pursuant to § 45-6-222 for the purpose of racial profiling.    Any person residing within the jurisdiction of the law enforcement officer or agency alleged to have violated this section may petition the chancery or circuit court of the county for injunctive relief under this section. The court in which the petition is filed shall conduct a show cause hearing to determine if thumb or other prints obtained pursuant to § 45-6-222 have been used by a law enforcement officer or agency for the purpose of racial profiling.   If the court finds by a preponderance of evidence that a violation of this section has occurred, it shall grant an injunction prohibiting the officer or agency from obtaining thumb or other prints pursuant to § 45-6-222 for the period specified in subsection (c).   If the court finds by a preponderance of evidence that a violation of this section has not occurred, it shall deny the petition for an injunction.      A law enforcement officer or agency who violates this section for the first time shall be enjoined from requesting subpoenas for the production of thumb or other prints pursuant to § 45-6-222 for a period of six (6) months.   A law enforcement officer or agency who violates this section for the second time shall be enjoined from requesting subpoenas for the production of thumb or other prints pursuant to § 45-6-222 for a period of one (1) year.   A law enforcement officer or agency who violates this section for a third or subsequent time shall be permanently enjoined from requesting subpoenas for the production of thumb or other prints pursuant to § 45-6-222.
TN Code § 45-6-224 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 6 - Pawnbrokers|Part 2 - Pawnbrokers Act of 1988|§ 45-6-224. Notice of Requirement for Fingerprinting — Failure of Pawnbroker to Comply

  All pawnshops that are required to take and maintain thumb or other prints pursuant to § 45-6-209(b)(7) shall be required to place a sign at least ten inches by fourteen inches (10" X 14") in a prominent location reasonably close in proximity to the place where the pawn transaction will occur. The sign shall contain language in bold type substantially similar to the following:  WARNING! IF YOU CONDUCT A PAWN TRANSACTION AT THIS ESTABLISHMENT YOU WILL BE REQUIRED TO GIVE A THUMBPRINT BEFORE SUCH TRANSACTION MAY BE COMPLETED AND YOUR THUMBPRINT MAY BE OBTAINED AND USED BY THE POLICE.    Any pawnbroker who fails to comply with this section shall be subject to a civil penalty of one hundred dollars ($100) and noncompliance shall be grounds for the suspension of the pawnbroker's license.
TN Code § 45-8-101 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 8 - Small Business Investment Development|Part 1 - Small Business Investment Companies|§ 45-8-101. Functions and Powers — Supervision

 Small business investment companies chartered by the secretary of state and licensed by the small business administration shall be authorized to perform all the functions and exercise all the powers in this state and be subject to all the limitations as prescribed by the Small Business Investment Act of 1958, Public Law 85-699, 85th Congress, second session, 72 Stat. 689 (15 U.S.C. § 661 et seq.),  and all rules and regulations promulgated under that act. So long as the company is licensed, regulated, supervised and inspected by the small business administration, it shall not be subject to supervision by agencies of the state, except by the department of commerce and insurance under title 48, chapter 1, part 1.
TN Code § 45-8-102 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 8 - Small Business Investment Development|Part 1 - Small Business Investment Companies|§ 45-8-102. Purchase of Stock by State Banks Authorized

 State banks under the supervision of the department of financial institutions shall be authorized to purchase stock in a small business investment company in the same manner and subject to the same restrictions and limitations as national banks under the Small Business Investment Act of 1958, Public Law 85-699, 85th Congress, second session, 72 Stat. 689 (15 U.S.C. § 661 et seq.), including any amendments thereto hereafter adopted.
TN Code § 45-8-103 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 8 - Small Business Investment Development|Part 1 - Small Business Investment Companies|§ 45-8-103. Purchase of Companies' Negotiable Obligations by Authorized Companies

 Secured negotiable obligations of the small business investment companies and negotiable obligations endorsed with recourse by the companies when adequately secured shall be eligible for purchase by insurance companies, investment companies and industrial development corporations, by the board of trustees administering any employee or profit-sharing trust, by the board of trustees of eleemosynary institutions and corporations, and by trustees and other fiduciaries. The same degree of care shall be exercised in making purchases of the obligations by fiduciaries as is required in making investments under § 35-3-117.
TN Code § 45-8-201 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 8 - Small Business Investment Development|Part 2 - Business and Industrial Development Corporations|§ 45-8-201. Short Title

 This part shall be known and may be cited as the “Tennessee BIDCO Act.”
TN Code § 45-8-202 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 8 - Small Business Investment Development|Part 2 - Business and Industrial Development Corporations|§ 45-8-202. Purpose — Construction

  It is determined and declared as a matter of legislative finding by the general assembly that:  The availability of financial and management assistance is an important resource to small and medium size businesses to locate, remain and expand in the state, which, in time, will result in increased employment opportunities in the state;   There is a need for financial and management resource alternatives to small and medium size businesses in the state due to a lack of bank financing in situations, including, but not limited to, start-ups, under-collateralization, management problems, and above-average risk projects;   Many small and medium size businesses, although in a growth mode, do not meet the investment criteria of venture capital firms; and   In order to increase employment opportunities and commercial transactions in the state, there is a need to encourage the development of resources directed at small and medium size businesses, which will help the businesses locate, remain and expand in the state.     It is further determined and declared that the purposes of this part shall be to:  Promote economic development by encouraging the formation of private financial institutions known as BIDCOs to help meet the financing assistance and management assistance needs of growth-oriented small and medium size businesses in the state; and   Provide for the licensing and regulation of BIDCOs to prevent fraud, conflict of interest, and mismanagement, in order to encourage:  Private equity investments in BIDCOs; and   Pension funds, insurance companies, foundations, utilities and other institutions to lend funds to BIDCOs.       This part shall be liberally construed to accomplish its purpose.
TN Code § 45-8-204 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 8 - Small Business Investment Development|Part 2 - Business and Industrial Development Corporations|§ 45-8-204. Relation to Other Acts

 A corporation licensed under and pursuant to this part shall be known as a BIDCO, shall be subject to regulation by the commissioner, and shall be deemed subject to the Tennessee Business Corporation Act, compiled in title 48, Chapters 11 27, or the Tennessee Nonprofit Corporation Act, compiled in title 48, Chapters 51 68, to the extent that the law is not inconsistent with the express provisions of this part.
TN Code § 45-8-205 (2021)
2021 Tennessee Code|Title 45 - Banks and Financial Institutions|Chapter 8 - Small Business Investment Development|Part 2 - Business and Industrial Development Corporations|§ 45-8-205. Corporate Names

  Except as otherwise provided in subsection (b), a person transacting business in this state, other than a licensee, shall not use a name or title that indicates that the person is a business and industrial development corporation, including, but not limited to, use of the term “BIDCO,” and shall not otherwise represent that the person is a business and industrial development corporation or a licensee.   Before being issued a license under this part, a Tennessee corporation that proposes to apply for a license or that applies for a license may perform, under a name that indicates that the corporation is a business and industrial development corporation, the acts necessary to apply for and obtain a license and to otherwise prepare to commence transacting business as a licensee. The corporation shall not represent that it is a licensee until after the license has been obtained.   A BIDCO licensed under this part shall not use a name or title that would indicate that it is a bank or trust company.