reglab/housing_qa huggingface dataset:
24-A ME Rev Stat § 6819 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 85: VIATICAL AND LIFE SETTLEMENTS ACT|24-A §6819. Civil remedies; individual remedy

 §6819. Civil remedies; individual remedy 1.  Civil remedies and enforcement.  In addition to the penalties available pursuant to section 6814, the superintendent may assess fines or take any other enforcement action permitted under section 12‑A against any person who violates any provision of this chapter.   [PL 2003, c. 636, §18 (NEW).] 2.  Superior Court action.  Any person who is injured by any action of a person in violation of this chapter may bring an action in Superior Court. The requirements for notice and filing of a cause of action under this subsection are governed by the Maine Rules of Civil Procedure. The person may recover damages, together with costs and disbursements.   [PL 2003, c. 636, §18 (NEW).] 3.  No private right of action.  Except as specifically provided in subsection 2, this chapter provides no express or implied private right of action.   [PL 2003, c. 636, §18 (NEW).] SECTION HISTORY PL 2003, c. 636, §18 (NEW).
24-A ME Rev Stat § 7001 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 89: PORTABLE ELECTRONIC DEVICE INSURANCE|24-A §7001. Definitions

 §7001. Definitions As used in this chapter, unless the context otherwise indicates, the following terms have the following meanings.   [PL 2011, c. 297, §5 (NEW).]1.  Customer.  "Customer" means a person who purchases a portable electronic device or service.   [PL 2011, c. 297, §5 (NEW).] 2.  Enrolled customer.  "Enrolled customer" means a customer who elects coverage under a portable electronic device insurance policy issued to a vendor.   [PL 2011, c. 297, §5 (NEW).] 3.  Limited lines license.  "Limited lines license" means a license to sell or offer a policy for portable electronic device insurance.   [PL 2011, c. 297, §5 (NEW).] 4.  Location.  "Location" means any physical location in the State or any publicly accessible website, call center or similar operation directed to residents of the State.   [PL 2011, c. 297, §5 (NEW).] 5.  Portable electronic device.  "Portable electronic device" means an electronic device that is portable in nature, its accessories and services related to the use of the device.   [PL 2011, c. 297, §5 (NEW).] 6.  Portable electronic device insurance.  "Portable electronic device insurance" means insurance authorized under section 705 providing coverage for the repair or replacement of a portable electronic device that may cover a portable electronic device against any one or more of the following causes of loss: loss, theft, inoperability due to mechanical failure, malfunction, damage or other similar causes of loss. "Portable electronic device insurance" does not include:   A. A service contract or extended warranty providing coverage limited to the repair, replacement or maintenance of property for the operational or structural failure of property due to a defect in materials, workmanship, accidental damage from handling or normal wear and tear;   [PL 2011, c. 297, §5 (NEW).]B. A policy of insurance covering a seller's or a manufacturer's obligations under a warranty; or   [PL 2011, c. 297, §5 (NEW).]C. Homeowner's or renter's insurance, private passenger automobile insurance, commercial multiple peril insurance or any similar policy.   [PL 2011, c. 297, §5 (NEW).][PL 2011, c. 297, §5 (NEW).] 7.  Portable electronic device transaction.  "Portable electronic device transaction" means:   A. The sale or lease of a portable electronic device by a vendor to a customer; or   [PL 2011, c. 297, §5 (NEW).]B. The sale of a service related to the use of a portable electronic device by a vendor to a customer.   [PL 2011, c. 297, §5 (NEW).][PL 2011, c. 297, §5 (NEW).] 8.  Supervising entity.  "Supervising entity" means a business entity that is a licensed insurance producer or insurer.   [PL 2011, c. 297, §5 (NEW).] 9.  Vendor.  "Vendor" means a person in the business of engaging in portable electronic device transactions directly or indirectly.   [PL 2011, c. 297, §5 (NEW).] SECTION HISTORY PL 2011, c. 297, §5 (NEW).
24-A ME Rev Stat § 7002 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 89: PORTABLE ELECTRONIC DEVICE INSURANCE|24-A §7002. Licensure of vendors

 §7002. Licensure of vendors 1.  License required.  A vendor is required to hold a limited lines license under this chapter to sell or offer coverage under a policy of portable electronic device insurance.   [PL 2011, c. 297, §5 (NEW).] 2.  Authority provided by license.  A limited lines license issued under this chapter authorizes any employee or authorized representative of a vendor to sell or offer coverage under a policy of portable electronic device insurance to a customer at each location at which the vendor engages in portable electronic device transactions.   [PL 2011, c. 297, §5 (NEW).] 3.  List of locations.  In connection with a vendor's application for licensure and upon request by the superintendent, the vendor shall provide a list to the superintendent of all locations in this State at which the vendor offers coverage.   [PL 2011, c. 297, §5 (NEW).] 4.  Activities authorized by license.  Notwithstanding any other provision of law, a license issued pursuant to this chapter authorizes the licensee and its employees or authorized representatives to engage only in those activities that are expressly permitted in this chapter.   [PL 2011, c. 297, §5 (NEW).] SECTION HISTORY PL 2011, c. 297, §5 (NEW).
24-A ME Rev Stat § 7003 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 89: PORTABLE ELECTRONIC DEVICE INSURANCE|24-A §7003. Requirements for sale of portable electronic device insurance

 §7003. Requirements for sale of portable electronic device insurance 1.  Brochures.  At every location where portable electronic device insurance is offered to customers, brochures or other written materials must be made available to a prospective customer that:   A. Disclose that portable electronic device insurance may provide a duplication of coverage already provided by a customer's homeowner's insurance policy, renter's insurance policy or other source of coverage;   [PL 2011, c. 297, §5 (NEW).]B. State that the enrollment by the customer in a portable electronic device insurance policy is not required in order to purchase or lease a portable electronic device or service;   [PL 2011, c. 297, §5 (NEW).]C. Summarize the material terms of the insurance coverage, including:   (1) The identity of the insurer;   (2) The identity of the supervising entity;   (3) The amount of any applicable deductible and how it is to be paid;   (4) Benefits of the coverage; and   (5) Key terms and conditions of coverage such as whether the portable electronic device may be replaced with a similar make and model or repaired using reconditioned or nonoriginal manufacturer parts or equipment;   [PL 2011, c. 297, §5 (NEW).]D. Summarize the process for filing a claim, including a description of any requirements to return the portable electronic device and the maximum fee applicable if the customer fails to comply with any equipment return requirements; and   [PL 2011, c. 297, §5 (NEW).]E. State that the customer may cancel enrollment for coverage under a portable electronic device insurance policy at any time and the person paying the premium must receive a refund of any applicable unearned premium.   [PL 2011, c. 297, §5 (NEW).][PL 2011, c. 297, §5 (NEW).] 2.  Periodic basis of coverage.  Portable electronic device insurance may be offered on a month-to-month or other periodic basis as a group or master commercial inland marine policy issued to a vendor under which individual customers may elect to enroll for coverage.   [PL 2011, c. 297, §5 (NEW).] 3.  Eligibility and underwriting standards.  Eligibility and underwriting standards for customers electing to enroll in coverage must be established by an insurer for each portable electronic device insurance program.   [PL 2011, c. 297, §5 (NEW).] SECTION HISTORY PL 2011, c. 297, §5 (NEW).
24-A ME Rev Stat § 7005 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 89: PORTABLE ELECTRONIC DEVICE INSURANCE|24-A §7005. Violations

 §7005. Violations 1.  Penalties.  If a vendor or its employee or authorized representative violates any provision of this chapter, the superintendent may enforce this chapter in accordance with section 12-A except the superintendent may not impose a fine exceeding $15,000 for aggregate conduct in violation of this chapter.   [PL 2011, c. 297, §5 (NEW).] 2.  Suspension or revocation.  In addition to any other penalties authorized by law, the superintendent may:   A. Suspend the authority of a vendor to transact portable electronic device insurance;   [PL 2011, c. 297, §5 (NEW).]B. Suspend the authority of a vendor to transact portable electronic device insurance pursuant to this chapter at specific business locations where violations have occurred; and   [PL 2011, c. 297, §5 (NEW).]C. Suspend or revoke the authority of an individual employee or authorized representative of a vendor to act under a limited lines license under section 7002, subsection 2.   [PL 2011, c. 297, §5 (NEW).][PL 2011, c. 297, §5 (NEW).] SECTION HISTORY PL 2011, c. 297, §5 (NEW).
24-A ME Rev Stat § 7007 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 89: PORTABLE ELECTRONIC DEVICE INSURANCE|24-A §7007. Application for license and fees

 §7007. Application for license and fees 1.  Application for license to be filed with superintendent.  A sworn application for a license under this chapter must be made to and filed with the superintendent on forms prescribed and furnished by the superintendent.   [PL 2011, c. 297, §5 (NEW).] 2.  Contents of application.  In addition to other information required by the superintendent, the application must:   A. Provide the name, residence address and other information required by the superintendent for an employee or officer of the vendor that is designated by the applicant as the person responsible for the vendor's compliance with the requirements of this chapter. If the vendor derives more than 50% of its revenue from the sale of portable electronic device insurance, the information specified in this paragraph must be provided for all officers, directors and shareholders of record having beneficial ownership of 10% or more of any class of securities registered under the federal securities laws;   [PL 2011, c. 297, §5 (NEW).]B. Appoint the superintendent as the applicant's attorney to receive service of all legal process issued against it in any civil action or proceeding in this State and agree that process so served is valid and binding against the applicant. The appointment is irrevocable, binds the company and any successor in interest as well as the assets or liabilities of the applicant and must remain in effect as long as the applicant's license remains in force in this State; and   [PL 2011, c. 297, §5 (NEW).]C. Provide the location of the applicant's home office.   [PL 2011, c. 297, §5 (NEW).][PL 2011, c. 297, §5 (NEW).] 3.  Time of application.  An application for licensure under this chapter must be made within 90 days of the application being made available by the superintendent.   [PL 2011, c. 297, §5 (NEW).] 4.  Initial license valid for 24 months.  An initial license issued pursuant to this chapter is valid for 24 months and expires on the last day of the 24th month.   [PL 2011, c. 297, §5 (NEW).] 5.  Fee.  Each vendor licensed under this chapter shall pay to the superintendent a fee as prescribed by section 601, subsection 29.   [PL 2011, c. 297, §5 (NEW).] SECTION HISTORY PL 2011, c. 297, §5 (NEW).
24-A ME Rev Stat § 7051 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 90: LIMITED LINES TRAVEL INSURANCE|24-A §7051. Short title

 §7051. Short title This chapter may be known and cited as "the Limited Lines Travel Insurance Act."   [PL 2015, c. 133, §4 (NEW).]SECTION HISTORY PL 2015, c. 133, §4 (NEW).
24-A ME Rev Stat § 7051-A (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 90: LIMITED LINES TRAVEL INSURANCE|24-A §7051-A. Applicability of chapter

 §7051-A. Applicability of chapter 1.  Applicability.  The requirements of this chapter apply to travel insurance that covers any resident of this State; that is sold, solicited, negotiated or offered in this State; and for which policies and certificates are delivered or issued for delivery in this State. This chapter does not apply to cancellation fee waivers or travel assistance services, except as expressly provided in this chapter.   [PL 2021, c. 354, §4 (NEW).] 2.  Application of other laws.  All other applicable provisions of this State's insurance laws apply to travel insurance except that the specific provisions of this chapter supersede any general provisions of law that would otherwise be applicable to travel insurance.   [PL 2021, c. 354, §4 (NEW).] SECTION HISTORY PL 2021, c. 354, §4 (NEW).
24-A ME Rev Stat § 7052 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 90: LIMITED LINES TRAVEL INSURANCE|24-A §7052. Definitions (REPEALED)

 §7052. Definitions (REPEALED)SECTION HISTORY PL 2015, c. 133, §4 (NEW). PL 2021, c. 354, §5 (RP).
24-A ME Rev Stat § 7053 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 90: LIMITED LINES TRAVEL INSURANCE|24-A §7053. Licensure; nonlicensed activities; compensation

 §7053. Licensure; nonlicensed activities; compensation 1.  Issuance of license.   The issuance of a license is governed by this subsection.   A. Upon receipt of an application in the form and manner prescribed by the superintendent, the superintendent may issue a supervising travel insurance producer license, which is a limited license, to a business entity authorizing the business entity to sell, solicit or negotiate travel insurance as a supervising travel insurance producer on behalf of a licensed insurer. A person may not act as a supervising travel insurance producer unless licensed under this subsection or as provided in section 7052-A, subsection 11. A travel retailer may not sell, solicit or negotiate travel insurance unless licensed as a producer or registered in accordance with section 7054, subsection 2.   [PL 2021, c. 354, §7 (NEW).]B. A person licensed in a major line of authority as an insurance producer may sell, solicit and negotiate travel insurance.   [PL 2021, c. 354, §7 (NEW).][PL 2021, c. 354, §7 (RPR).] 2.  Nonlicensed activities.  A travel retailer or its employees or authorized representatives do not need a license under this chapter if the retailer is on the registry, as provided in section 7054, subsection 2, and the insurance-related activities of the travel retailer, its employees and authorized representatives are limited to offering and disseminating travel insurance in compliance with this chapter.   [PL 2015, c. 133, §4 (NEW).] 3.  Compensation.  Notwithstanding any provision of law to the contrary, if the insurance-related activities of a travel retailer and its employees and authorized representatives are limited to offering and disseminating travel insurance on behalf of and under the direction of a supervising travel insurance producer, and the travel retailer is registered pursuant to section 7054, subsection 2, the travel retailer and its employees and authorized representatives are permitted to receive related compensation on sales made in accordance with this chapter.   [PL 2021, c. 354, §8 (AMD).] SECTION HISTORY PL 2015, c. 133, §4 (NEW). PL 2021, c. 354, §§7, 8 (AMD).
24-A ME Rev Stat § 7055 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 90: LIMITED LINES TRAVEL INSURANCE|24-A §7055. Prohibited acts

 §7055. Prohibited acts An employee or representative of a travel retailer who is not licensed as an insurance producer may not:   [PL 2015, c. 133, §4 (NEW).]1.  Technical terms.  Evaluate or interpret the technical terms, benefits and conditions of the offered travel insurance coverage;   [PL 2015, c. 133, §4 (NEW).] 2.  Advice.  Evaluate or provide advice concerning a prospective purchaser's existing insurance coverage; or   [PL 2015, c. 133, §4 (NEW).] 3.  Purport to be licensed.  Purport to be a licensed insurer, licensed producer or insurance expert or represent that the travel retailer is so licensed or has insurance expertise.   [PL 2015, c. 133, §4 (NEW).] SECTION HISTORY PL 2015, c. 133, §4 (NEW).
24-A ME Rev Stat § 7056 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 90: LIMITED LINES TRAVEL INSURANCE|24-A §7056. Policy; responsibilities; enforcement; standards

 §7056. Policy; responsibilities; enforcement; standards 1.  Policy.  Notwithstanding any provision of this Title to the contrary, travel insurance rates and forms must be filed with and approved by the superintendent. For purposes of such filings, travel insurance must be classified and filed for purposes of rates and forms as inland marine insurance, except that travel insurance that provides coverage for sickness, accident, disability or death occurring during travel, either exclusively or in conjunction with related coverages of emergency evacuation or repatriation of remains, or incidental limited property and casualty benefits such as lost baggage or trip cancellation, may, subject to the superintendent's discretion, be filed as either health insurance or inland marine insurance. Travel insurance may be provided under an individual policy or under a group or blanket travel insurance policy.   [PL 2021, c. 354, §13 (AMD).] 2.  Responsibility.  As the insurer's designee, a supervising travel insurance producer is responsible for the acts of a travel retailer offering and disseminating travel insurance under the supervising travel insurance producer's authority and shall use reasonable means to ensure compliance by the travel retailer with this chapter.   [PL 2021, c. 354, §13 (AMD).] 3.  Enforcement.  A supervising travel insurance producer and any travel retailer offering and disseminating travel insurance are subject to chapters 16 and 23.   [PL 2015, c. 133, §4 (NEW).] 4.  Eligibility and underwriting standards.  Eligibility and underwriting standards for travel insurance may be developed and provided based on travel protection plans designed for individual or identified marketing or distribution channels, as long as those standards also meet the State's underwriting standards for inland marine insurance.   [PL 2021, c. 354, §13 (NEW).] SECTION HISTORY PL 2015, c. 133, §4 (NEW). PL 2021, c. 354, §13 (AMD).
24-A ME Rev Stat § 7057 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 90: LIMITED LINES TRAVEL INSURANCE|24-A §7057. Travel protection plans

 §7057. Travel protection plans A travel protection plan composed of combined features may be offered for one price if:   [PL 2021, c. 354, §14 (NEW).]1.  Disclosures.  The travel protection plan clearly discloses to the consumer, at or prior to the time of purchase, that it includes travel insurance, travel assistance services and cancellation fee waivers, as applicable, and provides information and an opportunity, at or prior to the time of purchase, for the consumer to obtain additional information regarding the features and pricing of each; and   [PL 2021, c. 354, §14 (NEW).] 2.  Fulfillment material requirements.  The fulfillment materials must:   A. Describe and delineate the travel insurance, travel assistance services and cancellation fee waivers in the travel protection plan; and   [PL 2021, c. 354, §14 (NEW).]B. Include the travel insurance disclosures under subsection 1 and the contact information for persons providing travel assistance services and cancellation fee waivers, as applicable.   [PL 2021, c. 354, §14 (NEW).][PL 2021, c. 354, §14 (NEW).] SECTION HISTORY PL 2021, c. 354, §14 (NEW).
24-A ME Rev Stat § 7059 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 90: LIMITED LINES TRAVEL INSURANCE|24-A §7059. Travel administrators

 §7059. Travel administrators 1.  License required.  Notwithstanding any provision of this Title to the contrary, a person may not act or represent itself as a travel administrator for travel insurance in the State unless that person:   A. Is a licensed property and casualty insurance producer in the State for activities permitted under that producer license;   [PL 2021, c. 354, §16 (NEW).]B. Holds a valid managing general agent license in the State; or   [PL 2021, c. 354, §16 (NEW).]C. Holds a valid 3rd-party administrator license in the State.   [PL 2021, c. 354, §16 (NEW).][PL 2021, c. 354, §16 (NEW).] 2.  Exemption from adjuster license requirements.  A travel administrator and its employees are exempt from the licensing requirements for adjusters in chapter 16 for travel insurance the travel administrator administers.   [PL 2021, c. 354, §16 (NEW).] 3.  Insurer responsible.  An insurer is responsible for the acts of a travel administrator administering travel insurance underwritten by the insurer, including any affiliate of the insurer acting as a travel administrator for the direct and assumed insurance business of the affiliated insurer, and is responsible for ensuring that the travel administrator maintains all books and records relevant to the insurer to be made available by the travel administrator to the superintendent upon request.   [PL 2021, c. 354, §16 (NEW).] SECTION HISTORY PL 2021, c. 354, §16 (NEW).
24-A ME Rev Stat § 7060 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 90: LIMITED LINES TRAVEL INSURANCE|24-A §7060. Rulemaking

 §7060. Rulemaking The superintendent may adopt rules to implement the provisions of this chapter. Rules adopted pursuant to this section are routine technical rules as defined in Title 5, chapter 375, subchapter 2-A.   [PL 2021, c. 354, §17 (NEW).]SECTION HISTORY PL 2021, c. 354, §17 (NEW).
24-A ME Rev Stat § 7104 (2021)
2021 Maine Revised Statutes|TITLE 24-A: MAINE INSURANCE CODE|Chapter 91: SERVICE CONTRACTS|24-A §7104. Reimbursement insurance policy

 §7104. Reimbursement insurance policy 1.  Scope of policy.  A reimbursement insurance policy insuring service contracts issued, sold or offered for sale in this State must unconditionally obligate the insurer that issued the reimbursement insurance policy to reimburse or pay on behalf of the provider any sums, including the refund of unearned provider fees, the provider is legally obligated to pay directly to the service contract holder or, in the event of the provider's nonperformance, to provide the service that the provider is legally obligated to perform according to the provider's contractual obligations under the service contracts issued or sold by the provider.   [PL 2011, c. 345, §4 (NEW); PL 2011, c. 345, §7 (AFF).] 2.  Application to insurer.  A reimbursement insurance policy must provide that if a covered service is not provided by the provider within 60 days of proof of loss by a service contract holder, or unearned provider fees are not returned within 60 days of a valid refund request, the service contract holder may apply directly to the reimbursement insurance company for reimbursement or performance.   [PL 2011, c. 345, §4 (NEW); PL 2011, c. 345, §7 (AFF).] SECTION HISTORY PL 2011, c. 345, §4 (NEW). PL 2011, c. 345, §7 (AFF).