WA Rev Code § 62A.9A-516 (2021)
2021 Revised Code of Washington|Title 62A - Uniform Commercial Code|Chapter 62A.9A - Secured Transactions; Sales of Accounts, Contract Rights and Chattel Paper.|62A.9A-516 - What constitutes filing; effectiveness of filing.

RCW 62A.9A-516 What constitutes filing; effectiveness of filing.(a) What constitutes filing. Except as otherwise provided in subsection (b) of this section, communication of a record to a filing office and tender of the filing fee or acceptance of the record by the filing office constitutes filing.(b) Refusal to accept record; filing does not occur. Filing does not occur with respect to a record that a filing office refuses to accept because:(1) The record is not communicated by a method or medium of communication authorized by the filing office;(2) An amount equal to or greater than the applicable filing fee is not tendered or, in the case of a filing office described in RCW 62A.9A-501(a)(1), an amount equal to the applicable filing fee is not tendered;(3) The filing office is unable to index the record because:(A) In the case of an initial financing statement, the record does not provide a name for the debtor;(B) In the case of an amendment or information statement, the record:(i) Does not identify the initial financing statement as required by RCW 62A.9A-512 or 62A.9A-518, as applicable; or(ii) Identifies an initial financing statement whose effectiveness has lapsed under RCW 62A.9A-515;(C) In the case of an initial financing statement that provides the name of a debtor identified as an individual or an amendment that provides a name of a debtor identified as an individual which was not previously provided in the financing statement to which the record relates, the record does not identify the debtor's surname; or(D) In the case of a record filed or recorded in the filing office described in RCW 62A.9A-501(a)(1), the record does not provide a name for the debtor or a sufficient description of the real property to which the record relates;(4) In the case of an initial financing statement or an amendment that adds a secured party of record, the record does not provide a name and mailing address for the secured party of record;(5) In the case of an initial financing statement or an amendment that provides a name of a debtor which was not previously provided in the financing statement to which the amendment relates, the record does not:(A) Provide a mailing address for the debtor; or(B) Indicate whether the name provided as the name of the debtor is the name of an individual or an organization;(6) In the case of an assignment reflected in an initial financing statement under RCW 62A.9A-514(a) or an amendment filed under RCW 62A.9A-514(b), the record does not provide a name and mailing address for the assignee; or(7) In the case of a continuation statement, the record is not filed within the six-month period prescribed by RCW 62A.9A-515(d).(c) Rules applicable to subsection (b) of this section. For purposes of subsection (b) of this section:(1) A record does not provide information if the filing office is unable to read or decipher the information; and(2) A record that does not indicate that it is an amendment or identify an initial financing statement to which it relates, as required by RCW 62A.9A-512, 62A.9A-514, or 62A.9A-518, is an initial financing statement.(d) Refusal to accept record; record effective as filed record. A record that is communicated to the filing office with tender of the filing fee, but which the filing office refuses to accept for a reason other than one set forth in subsection (b) of this section, is effective as a filed record except as against a purchaser of the collateral which gives value in reasonable reliance upon the absence of the record from the files.[ 2011 c 74 § 404; 2001 c 32 § 38; 2000 c 250 § 9A-516.]NOTES:Application—Effective date—2011 c 74: See notes following RCW 62A.9A-102.Effective date—2001 c 32: See note following RCW 62A.9A-102.