reglab/housing_qa huggingface dataset:
SD Codified L § 58-23A-1 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 23A - Medical Malpractice Insurance|Section 58-23A-1 - Exclusion of coverage on basis of execution of arbitration agreement prohibited.

58-23A-1. Exclusion of coverage on basis of execution of arbitration agreement prohibited.No medical or hospital professional liability insurance policy shall contain a provision or be construed to exclude coverage on the basis of the insured's execution of an agreement contemplated by chapter 21-25B. Source: SDCL, §21-25A-3 as added by SL 1976, ch 155, §2.
SD Codified L § 58-23A-2 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 23A - Medical Malpractice Insurance|Section 58-23A-2 - Reports of malpractice claims required of insurers--Frequency.

58-23A-2. Reports of malpractice claims required of insurers--Frequency.Each insurance company engaged in issuing professional medical malpractice insurance in this state shall file with the State Division of Insurance a report of all claims for medical malpractice made against any of its insureds and received by it since its last report. Such reports shall be made to the division not less than semiannually on dates determined by the division. Source: SL 1976, ch 316, §§1, 3.
SD Codified L § 58-23A-3 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 23A - Medical Malpractice Insurance|Section 58-23A-3 - Form and contents of report on claims.

58-23A-3. Form and contents of report on claims.Such reports shall be in writing on a form prescribed by the division and shall contain the following information:(1)Name and address of physician, nurse, hospital, or other person or institution against which claim is made;(2)Name, address, and age of the claimant or plaintiff;(3)Nature and substance of the claim; and(4)Date and place from which the claim arose. Source: SL 1976, ch 316, §2.
SD Codified L § 58-23A-4 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 23A - Medical Malpractice Insurance|Section 58-23A-4 - Data required on disposition of claims.

58-23A-4. Data required on disposition of claims.The following data and information shall be furnished by the insurance company to the division within thirty days from any judgment, settlement, or other dismissal involving the insured:(1)Date of any judgment, settlement, or other dismissal;(2)Whether any appeal has been taken and by which party;(3)Amount of any judgment against the insured;(4)Amount of any settlement paid on behalf of the insured, whether such settlement was negotiated by suit or without the filing of a complaint for damages; and(5)If consideration was not paid on behalf of the insured and a judgment of no cause for action was not entered, the reason for any dismissal. Source: SL 1976, ch 316, §4.
SD Codified L § 58-23A-5 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 23A - Medical Malpractice Insurance|Section 58-23A-5 - Forwarding of information to professional licensing board.

58-23A-5. Forwarding of information to professional licensing board.The Division of Insurance shall, within thirty days of receipt, submit in writing to the appropriate state professional and occupational licensing board, the data and information furnished to the division pursuant to this chapter, but only that which is relevant to the board. Source: SL 1976, ch 316, §7.
SD Codified L § 58-23A-6 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 23A - Medical Malpractice Insurance|Section 58-23A-6 - Information and files kept by division--Confidentiality--Release at director's discretion.

58-23A-6. Information and files kept by division--Confidentiality--Release at director's discretion.The Division of Insurance shall retain the information and maintain the files in the form and for a period as it shall determine necessary. The division shall maintain the data and information filed in accordance with this chapter as confidential records and shall release the same only for bona fide research, educational, or legislative purposes, or as required by §58-23A-5. The director of the division in his sole discretion shall determine the validity of any request for the information. Source: SL 1976, ch 316, §5.
SD Codified L § 58-23A-7 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 23A - Medical Malpractice Insurance|Section 58-23A-7 - Insurers and division not liable for official actions under chapter.

58-23A-7. Insurers and division not liable for official actions under chapter.There is no liability on the part of, and no cause of action of any nature may arise against, an insurer reporting pursuant to this chapter or its insurance producers or employees, or the division or its representatives, for any action taken by them pursuant to this chapter. Source: SL 1976, ch 316, §6; SL 2001, ch 286, §132.
SD Codified L § 58-24-1 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-1 - Purpose of chapter.

58-24-1. Purpose of chapter.The purpose of this chapter is to promote the public welfare by regulating insurance rates to the end that they shall not be excessive, inadequate or unfairly discriminatory, and to authorize and regulate cooperative action among insurers in rate-making and in other matters within the scope of this chapter. Nothing in this chapter is intended to prohibit or discourage reasonable competition, or to prohibit or encourage, except to the extent necessary to accomplish the aforementioned purpose, uniformity in insurance rates, rating systems, rating plans, or practices. This chapter shall be liberally interpreted to carry into effect the provisions hereof. Source: SL 1966, ch 111, ch 15, §1.
SD Codified L § 58-24-2 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-2 - Application of chapter.

58-24-2. Application of chapter.This chapter applies to all forms of casualty insurance, including fidelity, surety, and guaranty bonds, to all forms of property, fire, marine, and inland marine insurance, workers' compensation, and to any combination of any of the foregoing, on risks or operations in this state. Inland marine insurance shall be deemed to include insurance now or hereafter defined by statute, or by interpretation thereof, or if not so defined or interpreted, by ruling of the director, or as established by general custom of the business, as inland marine insurance. Source: SL 1966, ch 111, ch 15, §2.
SD Codified L § 58-24-3 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-3 - Insurance to which chapter does not apply.

58-24-3. Insurance to which chapter does not apply.This chapter shall not apply to:(1)Reinsurance, other than joint reinsurance to the extent stated in §§58-24-57 and 58-24-58;(2)Life insurance;(3)Health insurance;(4)Insurance of vessels or craft, their cargoes, marine builders' risks, marine protection and indemnity, or other risks commonly insured under marine, as distinguished from inland marine insurance policies; or(5)Title insurance. Source: SL 1966, ch 111, ch 15, §2.
SD Codified L § 58-24-4 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-4 - Making of rates--Provisions governing.

58-24-4. Making of rates--Provisions governing.Rates shall be made in accordance with the provisions of §§58-24-5 to 58-24-8, inclusive. Source: SL 1966, ch 111, ch 15, §3 (1).
SD Codified L § 58-24-5 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-5 - Excessive, inadequate, or discriminatory rates prohibited.

58-24-5. Excessive, inadequate, or discriminatory rates prohibited.Rates shall not be excessive, inadequate, or unfairly discriminatory. Source: SL 1966, ch 111, ch 15, §3 (1) (a).
SD Codified L § 58-24-6 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-6 - Making of rates--Matters considered.

58-24-6. Making of rates--Matters considered.To determine whether rates are excessive, inadequate, or unfairly discriminatory, the director may consider:(1)Past and prospective loss experience within this state;(2)Conflagration and catastrophic hazards;(3)Reasonable margin for the underwriting profit and contingencies;(4)Dividends, savings, or unabsorbed premium deposits allowed or returned by insurers to their policyholders, members, or subscribers;(5)Past and prospective expenses specially applicable to this state; and(6)All other relevant factors within and outside this state.The loss experience shall be on at least the most recent five-year period for which such experience is available. If South Dakota data are not adequate because of insufficient sample size, the director shall consider the loss experience or the expense data, or both, outside this state. Source: SL 1966, ch 111, ch 15, §3 (1) (b); SL 1990, ch 400, §1.
SD Codified L § 58-24-6.1 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-6.1 - Failure of rate to reflect difference in expected losses and expenses as unfair discrimination--Averaged group rates not unfairly discriminatory.

58-24-6.1. Failure of rate to reflect difference in expected losses and expenses as unfair discrimination--Averaged group rates not unfairly discriminatory.One rate is unfairly discriminatory in relation to another in the same class if it clearly fails to reflect equitably the difference in expected losses and expenses. Rates are not unfairly discriminatory because different premiums result for policyholders with like loss exposures but different expense factors, or like expense factors but different loss exposures, so long as the rates reflect the differences with reasonable accuracy. Rates are not unfairly discriminatory if they are averaged broadly among persons insured under a group, franchise, or blanket policy. Source: SL 1979, ch 341, §11.
SD Codified L § 58-24-7 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-7 - Risks grouped by classification for rate-making--Modification of classification rates.

58-24-7. Risks grouped by classification for rate-making--Modification of classification rates.Risks may be grouped by classifications for the establishment of rates and minimum premiums. Classification rates may be modified to produce rates for individual risks in accordance with rating plans which establish standards for measuring variations in hazards or expense provisions, or both. Such standards may measure any differences among risks that can be demonstrated to have a probable effect upon losses or expenses. Source: SL 1966, ch 111, ch 15, §3 (1) (d).
SD Codified L § 58-24-8 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-8 - System of expense provisions used in rate-making--Reflection of operating methods.

58-24-8. System of expense provisions used in rate-making--Reflection of operating methods.The systems of expense provisions included in the rates for use by any insurer or group of insurers may differ from those of other insurers or group of insurers to reflect the requirements of the operating methods of any such insurer or group of insurers with respect to any kind of insurance, or with respect to any subdivision or combination thereof for which subdivision or combination separate expense provisions are applicable. Source: SL 1966, ch 111, ch 15, §3 (1) (c).
SD Codified L § 58-24-9 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-9 - Uniformity as to rates not required.

58-24-9. Uniformity as to rates not required.Except to the extent necessary to meet the provisions of §58-24-5, uniformity among insurers in any matters within the scope of §§58-24-4 to 58-24-8, inclusive, is neither required nor prohibited. Source: SL 1966, ch 111, ch 15, §3 (2).
SD Codified L § 58-24-10 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-10 - Filing of rates with director--Effective date--Character and extent of coverage--Exceptions.

58-24-10. Filing of rates with director--Effective date--Character and extent of coverage--Exceptions.Every insurer shall file with the director of the Division of Insurance every manual, minimum, class rate, rating schedule, or rating plan and every other rating rule, and every modification of any of the foregoing which it proposes to use. Every such filing shall state the proposed effective date thereof, and shall indicate the character and extent of the coverage contemplated. The filing date is the effective date thereof unless the insurer proposes an effective date subsequent to the filing date.This section does not apply to:(1)Inland marine risks which by general custom of the business are not written according to manual rates or rating plans; or(2)Automobile and other motor vehicle insurance subject to §58-24-10.1. Source: SL 1966, ch 111, ch 15, §4 (1); SL 1979, ch 341, §3; SL 2004, ch 307, §8.
SD Codified L § 58-24-10.1 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-10.1 - Rating rules required to be filed with director--Filing date--Supporting information required.

58-24-10.1. Rating rules required to be filed with director--Filing date--Supporting information required.Every insurer writing automobile insurance as defined by subdivisions 58-11-45(1) to (3), inclusive, and subdivision 58-23-6(2), and every insurer writing liability insurance, physical damage insurance, and collision insurance on all motor vehicles ordinarily used on the public highways, except for insurance which falls within the inland marine risk exemption of §58-24-10 or for insurance policies excluded under the definition of "policy" in subdivision 58-11-45(5), shall file with the director of the Division of Insurance every manual, minimum, class rate, rating schedule, or rating plan and every other rating rule, and modification of any of the foregoing which it proposes to use, and shall indicate the character and extent of the coverages contemplated. The filing date shall be the effective date thereof unless the insurer proposes an effective date subsequent to the filing date. If the director is not satisfied with the information provided to support a filing made in accordance with this section, he shall proceed in accordance with §58-24-13. Source: SL 1979, ch 341, §§4, 5.
SD Codified L § 58-24-10.2 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-10.2 - Rate information required to be filed prior to effective date on finding that closer supervision is required--Extension of waiting period--Approval or disapproval.

58-24-10.2. Rate information required to be filed prior to effective date on finding that closer supervision is required--Extension of waiting period--Approval or disapproval.The director of the Division of Insurance may by order require that a particular insurer otherwise entitled to file its rates in accordance with §58-24-10.1, file any or all of its rates and supplementary rate information thirty days prior to their effective date, if and to the extent that he finds, after a hearing, that the protection of the interests of its insureds and the public in this state require closer supervision of its rates because of the insurer's financial condition or rating practices. He may extend the waiting period for any filing for not to exceed thirty additional days by written notice to the insurer before the first thirty-day period expires. A filing not disapproved before the expiration of the waiting period shall be deemed to meet the requirements of this chapter, subject to the possibility of subsequent disapproval under §58-24-21. Source: SL 1979, ch 341, §7.
SD Codified L § 58-24-12 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-12 - Satisfaction of insurer's obligations by becoming member of or subscriber to licensed rating organization.

58-24-12. Satisfaction of insurer's obligations by becoming member of or subscriber to licensed rating organization.An insurer may satisfy its obligation to make filings pursuant to this chapter by:(1)Becoming a member of, or a subscriber to, a licensed rating organization that makes filings; and(2)Authorizing the director to accept filings on its behalf.Nothing contained in this chapter may be construed as requiring any insurer to become a member of or a subscriber to any rating organization. Source: SL 1966, ch 111, ch 15, §4 (2); SL 2014, ch 239, §1.
SD Codified L § 58-24-13 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-13 - Information furnished in support of filing.

58-24-13. Information furnished in support of filing.If a filing is not accompanied by the information upon which the insurer supports the filing, and the director does not have sufficient information to determine whether the filing meets the requirements of the chapter, the director shall require the insurer to furnish the information upon which the insurer supports the filing. The information furnished in support of a filing may include:(1)The experience or judgment of the insurer or rating organization making the filing;(2)Its interpretation of any statistical data it relies upon;(3)The experience of other insurers or rating organizations; or(4)Any other relevant factors. Source: SL 1966, ch 111, ch 15, §4 (1); SL 2008, ch 269, §1.
SD Codified L § 58-24-14 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-14 - Filing open to public inspection--Specially rated inland marine risks.

58-24-14. Filing open to public inspection--Specially rated inland marine risks.A filing and any supporting information shall be open to public inspection after the filing becomes effective. Specific inland marine rates on risks specially rated, made by a rating organization, shall be filed with the director. Source: SL 1966, ch 111, ch 15, §4 (1).
SD Codified L § 58-24-15 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-15 - Review of filings by director.

58-24-15. Review of filings by director.The director shall review filings as soon as reasonably possible after they have been made in order to determine whether they meet the requirements of this chapter. Source: SL 1966, ch 111, ch 15, §4 (3).
SD Codified L § 58-24-17 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-17 - Filing with respect to specially rated risks--Effective date.

58-24-17. Filing with respect to specially rated risks--Effective date.Specific inland marine rates on risks specially rated by a rating organization, or any specific filing with respect to a surety or guaranty bond required by law or by court or executive order, or by order, rule, or regulation of a public body and not covered by a previous filing, shall become effective when filed and deemed to meet the requirements of this chapter until such time as the director reviews the filing and so long thereafter as the filing remains in effect. Source: SL 1966, ch 111, ch 15, §4 (5).
SD Codified L § 58-24-18 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-18 - Disapproval of filing prohibited if rates meet requirements.

58-24-18. Disapproval of filing prohibited if rates meet requirements.No filing shall be disapproved if the rates thereby produced meet the requirements of this chapter. Source: SL 1966, ch 111, ch 15, §5 (5).
SD Codified L § 58-24-19 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-19 - Disapproval of filings by director--Notice--Contents.

58-24-19. Disapproval of filings by director--Notice--Contents.If the director finds that a filing does not meet the requirements of this chapter, the director shall send to the insurer or rating organization which made the filing, written notice of disapproval of the filing specifying therein in what respects the director finds the filing fails to meet the requirements of this chapter and stating that the filing may not become effective. Source: SL 1966, ch 111, ch 15, §5 (1); SL 2006, ch 260, §1.
SD Codified L § 58-24-20 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-20 - Disapproval of filing with respect to specially rated risks--Notice, contents.

58-24-20. Disapproval of filing with respect to specially rated risks--Notice, contents.If within thirty days after a specific inland marine rate on a risk specially rated by a rating organization or after a special surety or guaranty filing subject to §58-24-17 has become effective, the director finds that such filing does not meet the requirements of this chapter, he shall send to the rating organization or insurer which made such filing written notice of disapproval of such filing specifying therein in what respects he finds that such filing fails to meet the requirements of this chapter and stating when, within a reasonable period thereafter, such filing shall be deemed no longer effective. Said disapproval shall not affect any contract made or issued prior to the expiration of the period set forth in said notice. Source: SL 1966, ch 111, ch 15, §5 (2).
SD Codified L § 58-24-21 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-21 - Effect of finding and order that filing does not comply with chapter.

58-24-21. Effect of finding and order that filing does not comply with chapter.If at any time subsequent to the applicable review period provided for in §58-24-19, 58-24-20, or in the case of a filing made under §58-24-10.1, the director of the Division of Insurance finds that a filing does not meet the requirements of this chapter, he shall, after a hearing held upon not less than ten days' written notice, specifying the matters to be considered at such hearing, to every insurer and rating organization which made such filing, issue an order specifying in what respect he finds that such filing fails to meet the requirements of this chapter, and stating when, within a reasonable period thereafter, such filing shall be deemed no longer effective. Copies of said order shall be sent to every such insurer and rating organization. Said order shall not affect any contract or policy made or issued prior to the expiration of the period set forth in said order. Source: SL 1966, ch 111, ch 15, §5 (3); SL 1979, ch 341, §6.