reglab/housing_qa huggingface dataset:
NJ Rev Stat § 56:8-138.2 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:8-138.2 - Home elevation contractors, rules, regulations; fees; penalties.

56:8-138.2 Home elevation contractors, rules, regulations; fees; penalties.  1. a. In addition to complying with the other requirements of the "Contractors' Registration Act," P.L.2004, c.16 (C.56:8-136 et seq.), no person shall offer to perform, or engage, or attempt to engage in the business of home elevation unless registered with the division as a home elevation contractor. b. The division shall adopt rules and regulations pursuant to the provisions of the "Administrative Procedure Act," P.L.1968, c.410 (C.52:14B-1 et seq.), to effectuate the provisions of P.L.2014, c.34 (C.56:8-138.2 et al.) with regard to registration of home elevation contractors, and may establish fees for this purpose. Notwithstanding the provisions of the "Administrative Procedure Act," P.L.1968, c.410 (C.52:14B-1 et seq.) to the contrary, the Division of Consumer Affairs may adopt immediately upon filing with the Office of Administrative Law rules and regulations for this purpose, which shall be effective for a period not to exceed 270 days following the date of enactment of P.L.2014, c.34 (C.56:8-138.2 et al.), and may thereafter be amended, adopted, or readopted, by the division in accordance with the requirements of the "Administrative Procedure Act". c. In addition to any other civil or criminal penalty that may apply, any person who makes a false statement in connection with the process for registration as a home elevation contractor pursuant to this section or in regard to any statement required to be made pursuant to section 7 of P.L.2004, c.16 (C.56:8-142) shall be liable for a civil penalty of not less than $10,000 or more than $25,000. Such penalty may be imposed by the director and shall be collected by summary proceedings instituted in accordance with the "Penalty Enforcement Law of 1999," P.L.1999, c.274 (C.2A:58-10 et seq.). d. In addition to any other action that may be authorized by law, the director may suspend or revoke the home improvement contractor registration and home elevation contractor registration of any person who violates any provision of P.L.2014, c.34 (C.56:8-138.2 et al.). L.2014, c.34, s.1.
NJ Rev Stat § 56:8-139 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:8-139 - Act applicable to contractors who publicly advertise.

56:8-139 Act applicable to contractors who publicly advertise.  4. Except for persons exempted pursuant to section 5 of this act, any person who advertises in print or puts out any sign or card or other device on or after December 31, 2005, which would indicate to the public that he is a contractor in New Jersey, or who causes his name or business name to be included in a classified advertisement or directory in New Jersey on or after December 31, 2005, under a classification for home improvements covered by this act, is subject to the provisions of this act. This section shall not be construed to apply to simple residential alphabetical listings in standard telephone directories. L.2004,c.16,s.4; amended 2004, c.155, s.2.
NJ Rev Stat § 56:8-140 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:8-140 - Inapplicability of act.

56:8-140 Inapplicability of act.  5. The provisions of this act shall not apply to: a. Any person required to register pursuant to "The New Home Warranty and Builders' Registration Act," P.L.1977, c.467(C.46:3B-1 et seq.); b. Any person performing a home improvement upon a residential or non-commercial property he owns, or that is owned by a member of his family, a bona fide charity, or other non-profit organization; c. Any person regulated by the State as an architect, professional engineer, landscape architect, land surveyor, electrical contractor, master plumber, or any other person in any other related profession requiring registration, certification, or licensure by the State, who is acting within the scope of practice of his profession; d. Any person who is employed by a community association or cooperative corporation; e. Any public utility as defined under R.S.48:2-13; f. Any person licensed under the provisions of section 16 of P.L.1960, c.41 (C.17:16C-77); and g. Any home improvement retailer with a net worth of more than $50,000,000, or employee of that retailer. L.2004,c.16,s.5.
NJ Rev Stat § 56:8-142 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:8-142 - Proof of commercial general liability insurance, cargo, other insurance, posting of bond; requirements.

56:8-142 Proof of commercial general liability insurance, cargo, other insurance, posting of bond; requirements.  7. a. On or after December 31, 2005, every registered contractor who is engaged in home improvements shall secure, maintain and file with the director proof of a certificate of commercial general liability insurance in a minimum amount of $500,000 per occurrence. b. Every registered contractor engaged in home improvements whose commercial general liability insurance policy is cancelled or nonrenewed shall submit to the director a copy of the certificate of commercial general liability insurance for a new or replacement policy which meets the requirements of subsection a. of this section before the former policy is no longer effective. c. Every home elevation contractor engaged in performing home elevations, in addition to the insurance required pursuant to subsection a. of this section, shall secure and maintain cargo or other insurance that specifically covers home elevation activities, in a minimum amount of $1,000,000 per occurrence to cover damages or other losses to the homeowner, lessee, tenant or other party resulting from a home elevation, except as otherwise provided in this subsection. The Director of the Division of Consumer Affairs in consultation with the Department of Banking and Insurance may promulgate rules and regulations to implement this subsection, which rules and regulations also may require that home elevation contractors secure and maintain additional insurance of such kind and in such amounts as the director may determine in consultation with the Department of Banking and Insurance. In addition to or as an alternative to the insurance required by this subsection, the director may also require the posting of a bond in favor of the owner, lessee, tenant or other party to the home improvement contract for home elevation. Every bond and insurance policy required to be maintained under this subsection shall provide that the issuer of that bond or policy shall give the director written notice of cancellation or non-renewal of the bond or policy within 10 days of the cancellation or non-renewal. d. A home elevation contractor, prior to entering into an agreement to perform a home elevation, shall provide proof of insurance to the homeowner including the issuing insurer, policy number, type, and amount of insurance coverage maintained by the contractor in accordance with this section.  L.2004, c.16, s.7; amended 2004, c.155, s.3; 2014, c.34, s.4.
NJ Rev Stat § 56:8-143 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:8-143 - Refusal to issue, renew, revocation, suspension of registration; procedures.

56:8-143 Refusal to issue, renew, revocation, suspension of registration; procedures.  8. a. The director may refuse to issue or renew, and may revoke, any registration for failure to comply with, or violation of, the provisions of this act or for any other good cause shown within the meaning and purpose of this act. A refusal or revocation shall not be made except upon reasonable notice to, and opportunity to be heard by, the applicant or registrant. b. The director, in lieu of revoking a registration, may suspend the registration for a reasonable period of time, or assess a penalty in lieu of suspension, or both, and may issue a new registration, notwithstanding the revocation of a prior registration, if the applicant is found to have become entitled to the new registration. L.2004,c.16,s.8.
NJ Rev Stat § 56:8-144 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:8-144 - Display of registration number; requirements.

56:8-144 Display of registration number; requirements.  9. a. All registrants shall prominently display their registration numbers within their places of business, in all advertisements distributed within this State, on business documents, contracts and correspondence with consumers of home improvement services in this State, and on all commercial vehicles registered in this State and leased or owned by registrants and used by registrants for the purpose of providing home improvements, except for vehicles leased or rented to customers of registrants by a registrant or any agent or representative thereof. b. Any invoice, contract or correspondence given by a registrant to a consumer shall prominently contain the toll-free telephone number provided pursuant to section 14 of this act. L.2004,c.16,s.9.
NJ Rev Stat § 56:8-145 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:8-145 - Applicability of act to out-of-State contractors.

56:8-145 Applicability of act to out-of-State contractors.  10. The provisions of this act shall apply to any person engaging in any of the activities regulated by this act in this State, including persons whose residence or principal place of business is located outside of this State. L.2004,c.16,s.10.
NJ Rev Stat § 56:8-146 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:8-146 - Violations, fourth degree crime.

56:8-146 Violations, fourth degree crime.  11. a. It is an unlawful practice and a violation of P.L.1960, c.39 (C.56:8-1 et seq.) to violate any provision of this act. b. In addition to any other penalty provided by law, a person who knowingly violates any of the provisions of this act is guilty of a crime of the fourth degree.  L.2004,c.16,s.11.
NJ Rev Stat § 56:8-147 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:8-147 - Supersedure of municipal ordinance, regulation.

56:8-147 Supersedure of municipal ordinance, regulation.  12. a. This act shall supersede any municipal ordinance or regulation that provides for the licensing or registration of contractors or for the protection of homeowners by bonds or warranties required to be provided by contractors, exclusive of those required by water, sewer, utility, or land use ordinances or regulations. b. No municipality shall issue a construction permit for any home improvement to any contractor who is not registered pursuant to the provisions of this act. L.2004,c.16,s.12.
NJ Rev Stat § 56:8-148 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:8-148 - Municipal powers preserved.

56:8-148 Municipal powers preserved.  13. This act shall not deny to any municipality the power to inspect a contractor's work or equipment, the work of a contractor who performs improvements to commercial property, or the power to regulate the standards and manners in which the contractor's work shall be done. L.2004,c.16,s.13.
NJ Rev Stat § 56:8-149 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:8-149 - Public information campaign, toll free number.

56:8-149 Public information campaign, toll free number.  14. a. The director shall establish and undertake a public information campaign to educate and inform contractors and the consumers of this State of the provisions of this act. The public information campaign shall include, but not be limited to, the preparation, printing and distribution of booklets, pamphlets or other written pertinent information. b. The director shall provide a toll-free telephone number for consumers making inquiries regarding contractors. L.2004,c.16,s.14.
NJ Rev Stat § 56:8-150 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:8-150 - Applicability of C.56:8-1 et seq.

56:8-150 Applicability of C.56:8-1 et seq.  15. Nothing in this act shall limit the application of P.L.1960, c.39 (C.56:8-1 et seq.), or any regulations promulgated thereunder, in regard to the registration or regulation of contractors. L.2004,c.16,s.15.
NJ Rev Stat § 56:8-151 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:8-151 - Contracts, certain, required to be in writing; contents.

56:8-151 Contracts, certain, required to be in writing; contents.  16. a. On or after December 31, 2005, every home improvement contract for a purchase price in excess of $500, and all changes in the terms and conditions of the contract, shall be in writing. The contract shall be signed by all parties thereto, and shall clearly and accurately set forth in legible form and in understandable language all terms and conditions of the contract, including but not limited to: (1) The legal name, business address, and registration number of the contractor; (2) A copy of the certificate of commercial general liability insurance required of a contractor pursuant to section 7 of this act and the telephone number of the insurance company issuing the certificate; and (3) The total price or other consideration to be paid by the owner, including the finance charges. b. On or after December 31, 2005, a home improvement contract may be cancelled by a consumer for any reason at any time before midnight of the third business day after the consumer receives a copy of it. In order to cancel a contract the consumer shall notify the contractor of the cancellation in writing, by registered or certified mail, return receipt requested, or by personal delivery, to the address specified in the contract. All moneys paid pursuant to the cancelled contract shall be fully refunded within 30 days of receipt of the notice of cancellation. If the consumer has executed any credit or loan agreement through the contractor to pay all or part of the contract, the agreement or note shall be cancelled without penalty to the consumer and written notice of that cancellation shall be mailed to the consumer within 30 days of receipt of the notice of cancellation. The contract shall contain a conspicuous notice printed in at least 10-point bold-faced type as follows:"NOTICE TO CONSUMER YOU MAY CANCEL THIS CONTRACT AT ANY TIME BEFORE MIDNIGHT OF THE THIRD BUSINESS DAY AFTER RECEIVING A COPY OF THIS CONTRACT. IF YOU WISH TO CANCEL THIS CONTRACT, YOU MUST EITHER: 1. SEND A SIGNED AND DATED WRITTEN NOTICE OF CANCELLATION BY REGISTERED OR CERTIFIED MAIL, RETURN RECEIPT REQUESTED; OR 2. PERSONALLY DELIVER A SIGNED AND DATED WRITTEN NOTICE OF CANCELLATION TO:(Name of Contractor)(Address of Contractor)(Phone Number of Contractor) If you cancel this contract within the three-day period, you are entitled to a full refund of your money. Refunds must be made within 30 days of the contractor's receipt of the cancellation notice." L.2004,c.16,s.16; amended 2004, c.155, s.4.
NJ Rev Stat § 56:8-152 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:8-152 - Rules, regulations.

56:8-152 Rules, regulations.  17. The director, pursuant to the provisions of the "Administrative Procedure Act," P.L.1968, c.410 (C.52:14B-1 et seq.), shall promulgate rules and regulations to effectuate the purposes of this act. L.2004,c.16,s.17.
NJ Rev Stat § 56:8-153 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:8-153 - Definitions relative to unsolicited credit cards, checks.

56:8-153 Definitions relative to unsolicited credit cards, checks.  1. As used in this act: "Check" means a demand draft drawn on or payable through an office of a depository institution located in the United States that has imprinted on it the account holder's name and the depository institution's name, location and routing number. "Credit card" means any card, plate, coupon book, or other single credit device that may be used from time to time to obtain credit. "Unsolicited check" means any check mailed or otherwise delivered to a person for the purpose of drawing on an existing account that is an extension of credit or activating an account to obtain credit other than: (1) in response to a request or application for a check or account; or (2) as a substitute for a check or account previously issued to the person to whom the check is mailed or otherwise delivered. "Unsolicited credit card" means any credit card mailed or otherwise delivered to a person other than: (1) in response to a request or application for a credit card; or (2) as a renewal or substitute for a credit card previously issued to the person to whom the credit card is mailed or otherwise delivered. L.2004,c.159,s.1.
NJ Rev Stat § 56:8-154 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:8-154 - Delivery of unsolicited credit card, unlawful practice.

56:8-154 Delivery of unsolicited credit card, unlawful practice.  2. It shall be an unlawful practice for any person to mail or otherwise deliver an unsolicited credit card to a person in this State. L.2004,c.159,s.2.
NJ Rev Stat § 56:8-155 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:8-155 - Unsolicited credit card, unaccepted, immunity from liability for use.

56:8-155 Unsolicited credit card, unaccepted, immunity from liability for use.  3. No person in whose name an unsolicited credit card is issued shall be liable for any amount resulting from use of that card, from which that person or a member of that person's family or household derives no benefit, unless the person has accepted the card by activating the card or using the card, or by authorizing use of the card by another person. Failure to destroy or return an unsolicited credit card shall not constitute acceptance of the card. L.2004,c.159,s.3.
NJ Rev Stat § 56:8-156 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:8-156 - Unsolicited check, unaccepted, immunity from liability for use.

56:8-156 Unsolicited check, unaccepted, immunity from liability for use.  4. No person in whose name an unsolicited check is issued shall be liable for any amount resulting from use of that check or account, unless the person who is the holder of the account upon which the check is to be drawn, or who is the payee on the check, as the case may be, has accepted the check or account by using the check or account. Failure to destroy or return an unsolicited check shall not constitute acceptance of the check or account. L.2004,c.159,s.4.
NJ Rev Stat § 56:8-157 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:8-157 - Definitions relative to certain unsolicited advertisements over telephone lines.

56:8-157 Definitions relative to certain unsolicited advertisements over telephone lines.  1. As used in this act: "Existing business relationship" means a relationship formed by a voluntary two-way communication between a person or entity and a residential or business subscriber with or without an exchange of consideration, on the basis of an inquiry, application, purchase, membership or transaction by the residential or business subscriber regarding products or services offered by such person or entity. "Nonprofit organization" means a nonprofit organization that is exempt from federal taxation pursuant to Section 501(c)(3) of the federal Internal Revenue Code (26 U.S.C. s. 501(c)(3)) or section 501(c)(6) of the federal Internal Revenue Code (26 U.S.C. s.501(c)(6)). "Telephone facsimile machine" means equipment which has the capacity to transcribe text or images, or both, from paper into an electronic signal and to transmit that signal over a regular telephone line or to transcribe text or images, or both, from an electronic signal received over a regular telephone line onto paper. "Unsolicited advertisement" means any material advertising the commercial availability or quality of any property, goods, or services which is transmitted to any person without that person's prior express invitation or permission. L.2005,c.114,s.1.
NJ Rev Stat § 56:8-159 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:8-159 - Action by aggrieved person.

56:8-159 Action by aggrieved person.  3. a. Any person aggrieved by a violation of this act may bring an action in the Superior Court in the county where the transmission was sent or was received, or in which the plaintiff resides, for damages or to enjoin further violations of this act. b. The court shall proceed in a summary manner and shall, in the event the plaintiff establishes a violation of this act, enter a judgment for the actual damages sustained, or $500 for each violation, whichever amount is greater, together with costs of suit and reasonable attorney's fees. c. If the plaintiff establishes that the sender was notified by return facsimile or written means of communication to cease and desist transmission of such unsolicited advertisements, the court shall enter a judgment, on account of each subsequent transmission, for actual damages or $1,000 for each transmission, whichever amount is greater, together with costs of suit and reasonable attorney's fees, not to exceed $1,000. L.2005,c.114,s.3.
NJ Rev Stat § 56:8-160 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:8-160 - Violation constitutes unlawful practice.

56:8-160 Violation constitutes unlawful practice.  4. A violation of this act shall constitute an unlawful practice pursuant to P.L. 1960, c. 39 (C.56:8-1 et seq.) and shall be subject to all remedies and penalties available pursuant to P.L. 1960, c. 39 (C. 56:8-1 et seq.), in addition to the remedies provided to an aggrieved person by section 3 of this act. L.2005,c.114,s.4.
NJ Rev Stat § 56:8-162 (2021)
2021 New Jersey Revised Statutes|Title 56 - Trade Names, Trade-Marks and Unfair Trade Practices|Section 56:8-162 - Methods of destruction of certain customer records.

56:8-162 Methods of destruction of certain customer records.  11. A business or public entity shall destroy, or arrange for the destruction of, a customer's records within its custody or control containing personal information, which is no longer to be retained by the business or public entity, by shredding, erasing, or otherwise modifying the personal information in those records to make it unreadable, undecipherable or nonreconstructable through generally available means. L.2005,c.226,s.11.