reglab/housing_qa huggingface dataset:
TX Ins Code art XV (2021)
2021 Texas Statutes|Insurance Code|Title 15 - Interstate Insurance Compacts|Chapter 5001 - Interstate Insurance Product Regulation Compact|Article XV. Severability and Construction

1.  The provisions of this Compact shall be severable; and if any phrase, clause, sentence or provision is deemed unenforceable, the remaining provisions of the Compact shall be enforceable.2.  The provisions of this Compact shall be liberally construed to effectuate its purposes.
TX Ins Code art XVI (2021)
2021 Texas Statutes|Insurance Code|Title 15 - Interstate Insurance Compacts|Chapter 5001 - Interstate Insurance Product Regulation Compact|Article XVI. Binding Effect of Compact and Other Laws

1.  Other Lawsa.  Nothing herein prevents the enforcement of any other law of a Compacting State, except as provided in Paragraph b of this section.b.  For any Product approved or certified to the Commission, the Rules, Uniform Standards and any other requirements of the Commission shall constitute the exclusive provisions applicable to the content, approval and certification of such Products.  For Advertisement that is subject to the Commission's authority, any Rule, Uniform Standard or other requirement of the Commission which governs the content of the Advertisement shall constitute the exclusive provision that a Commissioner may apply to the content of the Advertisement.  Notwithstanding the foregoing, no action taken by the Commission shall abrogate or restrict:  (i) the access of any person to state courts; (ii) remedies available under state law related to breach of contract, tort, or other laws not specifically directed to the content of the Product; (iii) state law relating to the construction of insurance contracts; or (iv) the authority of the attorney general of the state, including but not limited to maintaining any actions or proceedings, as authorized by law.c.  All insurance products filed with individual States shall be subject to the laws of those States.2.  Binding Effect of this Compacta.  All lawful actions of the Commission, including all Rules and Operating Procedures promulgated by the Commission, are binding upon the Compacting States.b.  All agreements between the Commission and the Compacting States are binding in accordance with their terms.c.  Upon the request of a party to a conflict over the meaning or interpretation of Commission actions, and upon a majority vote of the Compacting States, the Commission may issue advisory opinions regarding the meaning or interpretation in dispute.d.  In the event any provision of this Compact exceeds the constitutional limits imposed on the legislature of any Compacting State, the obligations, duties, powers or jurisdiction sought to be conferred by that provision upon the Commission shall be ineffective as to that Compacting State, and those obligations, duties, powers or jurisdiction shall remain in the Compacting State and shall be exercised by the agency thereof to which those obligations, duties, powers or jurisdiction are delegated by law in effect at the time this Compact becomes effective.|Added by Acts 2005, 79th Leg., Ch. 1132 (H.B. 2613), Sec. 1, eff. September 1, 2005.
TX Ins Code § 5002.001 (2021)
2021 Texas Statutes|Insurance Code|Title 15 - Interstate Insurance Compacts|Chapter 5002 - Interstate Health Care Compact|Section 5002.001. Execution of Compact

Sec. 5002.001.  EXECUTION OF COMPACT.  This state enacts the Interstate Health Care Compact and enters into the compact with all other states legally joining in the compact in substantially the following form:Whereas, the separation of powers, both between the branches of the Federal government and between Federal and State authority, is essential to the preservation of individual liberty;Whereas, the Constitution creates a Federal government of limited and enumerated powers, and reserves to the States or to the people those powers not granted to the Federal government;Whereas, the Federal government has enacted many laws that have preempted State laws with respect to Health Care, and placed increasing strain on State budgets, impairing other responsibilities such as education, infrastructure, and public safety;Whereas, the Member States seek to protect individual liberty and personal control over Health Care decisions, and believe the best method to achieve these ends is by vesting regulatory authority over Health Care in the States;Whereas, by acting in concert, the Member States may express and inspire confidence in the ability of each Member State to govern Health Care effectively; andWhereas, the Member States recognize that consent of Congress may be more easily secured if the Member States collectively seek consent through an interstate compact;NOW THEREFORE, the Member States hereto resolve, and by the adoption into law under their respective State Constitutions of this Health Care Compact, agree, as follows:
TX Ins Code § 1 (2021)
2021 Texas Statutes|Insurance Code|Title 15 - Interstate Insurance Compacts|Chapter 5002 - Interstate Health Care Compact|Section 1.

Sec. 1.  Definitions.  As used in this Compact, unless the context clearly indicates otherwise:"Commission" means the Interstate Advisory Health Care Commission."Effective Date" means the date upon which this Compact shall become effective for purposes of the operation of State and Federal law in a Member State, which shall be the later of:a)  the date upon which this Compact shall be adopted under the laws of the Member State, andb)  the date upon which this Compact receives the consent of Congress pursuant to Article I, Section 10, of the United States Constitution, after at least two Member States adopt this Compact."Health Care" means care, services, supplies, or plans related to the health of an individual and includes but is not limited to:(a)  preventive, diagnostic, therapeutic, rehabilitative, maintenance, or palliative care and counseling, service, assessment, or procedure with respect to the physical or mental condition or functional status of an individual or that affects the structure or function of the body, and(b)  sale or dispensing of a drug, device, equipment, or other item in accordance with a prescription, and(c)  an individual or group plan that provides, or pays the cost of, care, services, or supplies related to the health of an individual, except any care, services, supplies, or plans provided by the United States Department of Defense and United States Department of Veterans Affairs, or provided to Native Americans."Member State" means a State that is signatory to this Compact and has adopted it under the laws of that State."Member State Base Funding Level" means a number equal to the total Federal spending on Health Care in the Member State during Federal fiscal year 2010.  On or before the Effective Date, each Member State shall determine the Member State Base Funding Level for its State, and that number shall be binding upon that Member State."Member State Current Year Funding Level" means the Member State Base Funding Level multiplied by the Member State Current Year Population Adjustment Factor multiplied by the Current Year Inflation Adjustment Factor."Member State Current Year Population Adjustment Factor" means the average population of the Member State in the current year less the average population of the Member State in Federal fiscal year 2010, divided by the average population of the Member State in Federal fiscal year 2010, plus 1.  Average population in a Member State shall be determined by the United States Census Bureau."Current Year Inflation Adjustment Factor" means the Total Gross Domestic Product Deflator in the current year divided by the Total Gross Domestic Product Deflator in Federal fiscal year 2010.  Total Gross Domestic Product Deflator shall be determined by the Bureau of Economic Analysis of the United States Department of Commerce.
TX Ins Code § 2 (2021)
2021 Texas Statutes|Insurance Code|Title 15 - Interstate Insurance Compacts|Chapter 5002 - Interstate Health Care Compact|Section 2.

Sec. 2.  Pledge.  The Member States shall take joint and separate action to secure the consent of the United States Congress to this Compact in order to return the authority to regulate Health Care to the Member States consistent with the goals and principles articulated in this Compact.  The Member States shall improve Health Care policy within their respective jurisdictions and according to the judgment and discretion of each Member State.
TX Ins Code § 3 (2021)
2021 Texas Statutes|Insurance Code|Title 15 - Interstate Insurance Compacts|Chapter 5002 - Interstate Health Care Compact|Section 3.

Sec. 3.  Legislative Power.  The legislatures of the Member States have the primary responsibility to regulate Health Care in their respective States.
TX Ins Code § 4 (2021)
2021 Texas Statutes|Insurance Code|Title 15 - Interstate Insurance Compacts|Chapter 5002 - Interstate Health Care Compact|Section 4.

Sec. 4.  State Control.  Each Member State, within its State, may suspend by legislation the operation of all federal laws, rules, regulations, and orders regarding Health Care that are inconsistent with the laws and regulations adopted by the Member State pursuant to this Compact.  Federal and State laws, rules, regulations, and orders regarding Health Care will remain in effect unless a Member State expressly suspends them pursuant to its authority under this Compact.  For any federal law, rule, regulation, or order that remains in effect in a Member State after the Effective Date, that Member State shall be responsible for the associated funding obligations in its State.
TX Ins Code § 5 (2021)
2021 Texas Statutes|Insurance Code|Title 15 - Interstate Insurance Compacts|Chapter 5002 - Interstate Health Care Compact|Section 5.

Sec. 5.  Funding.(a)  Each Federal fiscal year, each Member State shall have the right to Federal monies up to an amount equal to its Member State Current Year Funding Level for that Federal fiscal year, funded by Congress as mandatory spending and not subject to annual appropriation, to support the exercise of Member State authority under this Compact.  This funding shall not be conditional on any action of or regulation, policy, law, or rule being adopted by the Member State.(b)  By the start of each Federal fiscal year, Congress shall establish an initial Member State Current Year Funding Level for each Member State, based upon reasonable estimates.  The final Member State Current Year Funding Level shall be calculated, and funding shall be reconciled by the United States Congress based upon information provided by each Member State and audited by the United States Government Accountability Office.
TX Ins Code § 6 (2021)
2021 Texas Statutes|Insurance Code|Title 15 - Interstate Insurance Compacts|Chapter 5002 - Interstate Health Care Compact|Section 6.

Sec. 6.  Interstate Advisory Health Care Commission.(a)  The Interstate Advisory Health Care Commission is established.  The Commission consists of members appointed by each Member State through a process to be determined by each Member State.  A Member State may not appoint more than two members to the Commission and may withdraw membership from the Commission at any time.  Each Commission member is entitled to one vote.  The Commission shall not act unless a majority of the members are present, and no action shall be binding unless approved by a majority of the Commission's total membership.(b)  The Commission may elect from among its membership a Chairperson.  The Commission may adopt and publish bylaws and policies that are not inconsistent with this Compact.  The Commission shall meet at least once a year, and may meet more frequently.(c)  The Commission may study issues of Health Care regulation that are of particular concern to the Member States.  The Commission may make non-binding recommendations to the Member States.  The legislatures of the Member States may consider these recommendations in determining the appropriate Health Care policies in their respective States.(d)  The Commission shall collect information and data to assist the Member States in their regulation of Health Care, including assessing the performance of various State Health Care programs and compiling information on the prices of Health Care.  The Commission shall make this information and data available to the legislatures of the Member States.  Notwithstanding any other provision in this Compact, no Member State shall disclose to the Commission the health information of any individual, nor shall the Commission disclose the health information of any individual.(e)  The Commission shall be funded by the Member States as agreed to by the Member States.  The Commission shall have the responsibilities and duties as may be conferred upon it by subsequent action of the respective legislatures of the Member States in accordance with the terms of this Compact.(f)  The Commission shall not take any action within a Member State that contravenes any State law of that Member State.
TX Ins Code § 7 (2021)
2021 Texas Statutes|Insurance Code|Title 15 - Interstate Insurance Compacts|Chapter 5002 - Interstate Health Care Compact|Section 7.

Sec. 7.  Congressional Consent.  This Compact shall be effective on its adoption by at least two Member States and consent of the United States Congress.  This Compact shall be effective unless the United States Congress, in consenting to this Compact, alters the fundamental purposes of this Compact, which are:(a)  To secure the right of the Member States to regulate Health Care in their respective States pursuant to this Compact and to suspend the operation of any conflicting federal laws, rules, regulations, and orders within their States; and(b)  To secure Federal funding for Member States that choose to invoke their authority under this Compact, as prescribed by Section 5 above.
TX Ins Code § 8 (2021)
2021 Texas Statutes|Insurance Code|Title 15 - Interstate Insurance Compacts|Chapter 5002 - Interstate Health Care Compact|Section 8.

Sec. 8.  Amendments.  The Member States, by unanimous agreement, may amend this Compact from time to time without the prior consent or approval of Congress and any amendment shall be effective unless, within one year, the Congress disapproves that amendment.  Any State may join this Compact after the date on which Congress consents to the Compact by adoption into law under its State Constitution.
TX Ins Code § 9 (2021)
2021 Texas Statutes|Insurance Code|Title 15 - Interstate Insurance Compacts|Chapter 5002 - Interstate Health Care Compact|Section 9.

Sec. 9.  Withdrawal; Dissolution.  Any Member State may withdraw from this Compact by adopting a law to that effect, but no such withdrawal shall take effect until six months after the Governor of the withdrawing Member State has given notice of the withdrawal to the other Member States.  A withdrawing State shall be liable for any obligations that it may have incurred prior to the date on which its withdrawal becomes effective.  This Compact shall be dissolved upon the withdrawal of all but one of the Member States.|Added by Acts 2011, 82nd Leg., 1st C.S., Ch. 7 (S.B. 7), Sec. 12.01, eff. September 28, 2011.|
TX Ins Code § 7001.001 (2021)
2021 Texas Statutes|Insurance Code|Title 21 - Discount Health Care Programs|Chapter 7001 - Registration of Discount Health Care Program Operators|Section 7001.001. Definitions

Sec. 7001.001.  DEFINITIONS.  In this chapter:(1)  "Discount health care program" means a business arrangement or contract in which an entity, in exchange for fees, dues, charges, or other consideration, offers its members access to discounts on health care services provided by health care providers.  The term does not include an insurance policy, certificate of coverage, or other product otherwise regulated by the department or a self-funded or self-insured employee benefit plan.(2)  "Discount health care program operator" means a person who, in exchange for fees, dues, charges, or other consideration, operates a discount health care program and contracts with providers, provider networks, or other discount health care program operators to offer access to health care services at a discount and determines the charge to members.(3)  "Health care services" includes physician care, inpatient care, hospital surgical services, emergency services, ambulance services, laboratory services, audiology services, dental services, vision services, mental health services, substance abuse services, chiropractic services, and podiatry services, and the provision of medical equipment and supplies, including prescription drugs.(4)  "Marketer" means a person who sells or distributes, or offers to sell or distribute, a discount health care program, including a private label entity that places its name on and markets or distributes a discount health care program, but does not operate a discount health care program.(5)  "Member" means a person who pays fees, dues, charges, or other consideration for the right to participate in a discount health care program.(6)  "Program operator" means a discount health plan program operator.(7)  "Provider" means a person who is licensed or otherwise authorized to provide health care services in this state.|Added by Acts 2009, 81st Leg., R.S., Ch. 1331 (H.B. 4341), Sec. 2, eff. September 1, 2009.|
TX Ins Code § 7001.002 (2021)
2021 Texas Statutes|Insurance Code|Title 21 - Discount Health Care Programs|Chapter 7001 - Registration of Discount Health Care Program Operators|Section 7001.002. Exemption

Sec. 7001.002.  EXEMPTION.  This chapter does not apply to a program operator who is an insurer and who holds a certificate of authority under Title 6, or a health care sharing ministry operated under Chapter 1681.|Added by Acts 2009, 81st Leg., R.S., Ch. 1331 (H.B. 4341), Sec. 2, eff. September 1, 2009.Amended by: Acts 2013, 83rd Leg., R.S., Ch. 455 (S.B. 874), Sec. 5, eff. June 14, 2013.|
TX Ins Code § 7001.003 (2021)
2021 Texas Statutes|Insurance Code|Title 21 - Discount Health Care Programs|Chapter 7001 - Registration of Discount Health Care Program Operators|Section 7001.003. Rules

Sec. 7001.003.  RULES.  The commissioner shall adopt rules in the manner prescribed by Subchapter A, Chapter 36, as necessary to implement this chapter.|Added by Acts 2009, 81st Leg., R.S., Ch. 1331 (H.B. 4341), Sec. 2, eff. September 1, 2009.|
TX Ins Code § 7001.004 (2021)
2021 Texas Statutes|Insurance Code|Title 21 - Discount Health Care Programs|Chapter 7001 - Registration of Discount Health Care Program Operators|Section 7001.004. Registration Required

Sec. 7001.004.  REGISTRATION REQUIRED.  A discount health care program operator may not offer a discount health care program in this state unless the program operator is registered with the department.|Added by Acts 2009, 81st Leg., R.S., Ch. 1331 (H.B. 4341), Sec. 2, eff. September 1, 2009.|
TX Ins Code § 7001.005 (2021)
2021 Texas Statutes|Insurance Code|Title 21 - Discount Health Care Programs|Chapter 7001 - Registration of Discount Health Care Program Operators|Section 7001.005. Application for Registration and Renewal of Registration

Sec. 7001.005.  APPLICATION FOR REGISTRATION AND RENEWAL OF REGISTRATION.  (a)  An applicant for registration under this chapter or an applicant for renewal of registration under this chapter whose information has changed shall submit:(1)  a completed registration application on the form prescribed by the department indicating the program operator's name, physical address, and mailing address and its agent for service of process;(2)  a list of names, addresses, official positions, and biographical information of:(A)  the individuals responsible for conducting the program operator's affairs, including:(i)  each member of the board of directors, board of trustees, executive committee, or other governing board or committee;(ii)  the officers of the program operator; and(iii)  any contracted management company personnel; and(B)  any person owning or having the right to acquire 10 percent or more of the voting securities of the program operator;(3)  a statement generally describing the applicant, its facilities and personnel, and the health care services or products for which a discount will be made available under its discount health care programs;(4)  a list of the marketers authorized to sell or distribute the program operator's programs under the program operator's name, a list of the marketing entities authorized to private label the program operator's programs, and other information about the marketers and marketing entities considered necessary by the commissioner; and(5)  a copy of the form of all contracts made or to be made between the program operator and any providers or provider networks regarding the provision of health care services or products to members.(b)  After the initial registration, if the form of a contract described by Subsection (a)(5) changes, the program operator must file the modified contract form with the department before it may be used.(c)  As part of the registration required under Subsection (a), and annually thereafter, the program operator shall certify in writing to the department that its programs comply with the requirements of this chapter and Chapter 562.|Added by Acts 2009, 81st Leg., R.S., Ch. 1331 (H.B. 4341), Sec. 2, eff. September 1, 2009.|
TX Ins Code § 7001.006 (2021)
2021 Texas Statutes|Insurance Code|Title 21 - Discount Health Care Programs|Chapter 7001 - Registration of Discount Health Care Program Operators|Section 7001.006. Fees

Sec. 7001.006.  FEES.  A discount health care program operator shall pay the department an initial registration fee of $1,000 and an annual renewal fee in the amount set by the commissioner not to exceed $500.|Added by Acts 2009, 81st Leg., R.S., Ch. 1331 (H.B. 4341), Sec. 2, eff. September 1, 2009.|
TX Ins Code § 7001.007 (2021)
2021 Texas Statutes|Insurance Code|Title 21 - Discount Health Care Programs|Chapter 7001 - Registration of Discount Health Care Program Operators|Section 7001.007. Deposit in Operating Account

Sec. 7001.007.  DEPOSIT IN OPERATING ACCOUNT. All fees collected by the department under this chapter shall be deposited to the credit of the Texas Department of Insurance operating account.|Added by Acts 2009, 81st Leg., R.S., Ch. 1331 (H.B. 4341), Sec. 2, eff. September 1, 2009.|
TX Ins Code § 7001.008 (2021)
2021 Texas Statutes|Insurance Code|Title 21 - Discount Health Care Programs|Chapter 7001 - Registration of Discount Health Care Program Operators|Section 7001.008. Criminal Background Check

Sec. 7001.008.  CRIMINAL BACKGROUND CHECK.  The department may conduct a criminal background check on:(1)  the individuals responsible for conducting the program operator's affairs;(2)  each member of the board of directors, board of trustees, executive committee, or other governing board or committee;(3)  the officers of the program operator;(4)  any contracted management company personnel; and(5)  any person owning or having the right to acquire 10 percent or more of the voting securities of the program operator.|Added by Acts 2009, 81st Leg., R.S., Ch. 1331 (H.B. 4341), Sec. 2, eff. September 1, 2009.|