reglab/housing_qa huggingface dataset:
NH Rev Stat § 358-S:3 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 358-S - Martial Arts Schools|Section 358-S:3 - Contract Requirements; Disclosure of Cancellation Rights.

    358-S:3 Contract Requirements;  Disclosure of Cancellation Rights. –||I. A fully completed copy of each contract shall be delivered to the buyer at the time the contract is signed. Every contract shall constitute the entire agreement between the seller and the buyer, shall be in writing, shall be signed by the buyer, and shall designate the date on which the buyer signed the contract.||II. Each contract shall state in at least 10 point boldface type the following:||(a) "NOTICE TO BUYER: DO NOT SIGN THIS CONTRACT UNTIL YOU HAVE READ ALL OF IT. ALSO, DO NOT SIGN THIS CONTRACT IF IT CONTAINS ANY BLANK SPACES."||(b) "STATE LAW REQUIRES THAT THIS MARTIAL ARTS SCHOOL REGISTER WITH THE BUREAU OF CONSUMER PROTECTION AND ANTITRUST OF THE DEPARTMENT OF JUSTICE AND MAY REQUIRE THAT THIS MARTIAL ARTS SCHOOL POST A BOND TO PROTECT CUSTOMERS WHO PAY IN ADVANCE FOR MEMBERSHIP OR SERVICES IN THE EVENT THIS MARTIAL ARTS SCHOOL CLOSES. YOU SHOULD ASK TO SEE EVIDENCE THAT THIS MARTIAL ARTS SCHOOL HAS EITHER POSTED A BOND IN COMPLIANCE WITH THE LAW OR HAS BEEN EXEMPTED FROM THIS REQUIREMENT BY THE ATTORNEY GENERAL BEFORE YOU SIGN THIS CONTRACT. IF THIS MARTIAL ARTS SCHOOL HAS NOT POSTED SUCH A BOND, AND YOU PAY THIS MARTIAL ARTS SCHOOL FOR MORE THAN ONE MONTH'S MEMBERSHIP OR SERVICES IN ADVANCE, THEN YOU ARE PAYING FOR FUTURE SERVICES, AND YOU MAY BE RISKING THE LOSS OF YOUR MONEY IN THE EVENT THAT THE MARTIAL ARTS SCHOOL CEASES TO CONDUCT BUSINESS."||III. Every buyer shall be entitled to cancel his or her contract within 3 business days by notifying the martial arts school in writing by midnight of the third business day following the date of the purchase of the membership contract. Written notification is deemed given if mailed or delivered by midnight of the third business day. All money collected pursuant to the contract shall be refunded to the purchaser exercising the right to cancel.||IV. (a) Each contract shall contain in at least 10 point boldface type a statement in substantially the following form:||"YOU MAY CANCEL THIS TRANSACTION IN WRITING ANY TIME PRIOR TO MIDNIGHT OF THE THIRD BUSINESS DAY AFTER THE DATE OF THIS TRANSACTION."||(b) The buyer may cancel the contract by written notice mailed to the seller, preferably by certified or registered letter, or the buyer may cancel the contract by delivering a notice in person within the cancellation period. If such notice is hand-delivered, the buyer shall be entitled to a receipt.||V. Each contract shall further contain a statement notifying the buyer of each of his or her rights under RSA 358-S:6.||VI. Each martial arts school shall provide the department of justice with a copy of its membership contract.|||Source. 2007, 281:1, eff. July 1, 2007.|
NH Rev Stat § 358-S:4 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 358-S - Martial Arts Schools|Section 358-S:4 - List of Membership Plans.

    358-S:4 List of Membership Plans. –||I. Each martial arts school operating in this state shall prepare a comprehensive list of the courses offered by the martial arts school and the respective price of each course. The list shall be shown to each prospective purchaser of a membership plan.||II. A martial arts school is prohibited from selling courses not included in the list and in the registration statement required by RSA 358-S:2, I.||III. This section shall not apply to scholarships given by martial arts schools.|||Source. 2007, 281:1, eff. July 1, 2007.|
NH Rev Stat § 358-S:5 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 358-S - Martial Arts Schools|Section 358-S:5 - Length of Membership Contract; Automatic Renewal; Required Membership Options.

    358-S:5 Length of Membership Contract;  Automatic Renewal;  Required Membership Options. –||I. No term contract for martial arts school services shall be for a term of more than 3 years. The buyer has the option of purchasing a shorter term contract in accordance with the other courses offered by the martial arts school. The buyer has the option of entering into a contract up to 3 years provided they have been enrolled in the school for at least one year. A contract may provide for a renewal option for continued membership, but any such renewal shall be accepted in writing by a buyer and is effective only upon payment under the terms of the preceding agreement. Under no circumstances may a contract for martial arts school services be renewed more than 90 days before the contract's expiration date. Buyers may upgrade their membership under new agreements at any time.||II. Every seller shall offer a month-to-month membership option and a monthly membership option to any new prospective student, in addition to any other term contract the seller elects to offer. The availability of month-to-month memberships shall be stated in any written or broadcast advertisement or posting or marketing materials that describe any other membership option the seller offers which apply to the skill level for the prospective students based upon the curriculum of each martial arts school as determined by the director of the martial arts school. No seller shall limit the availability of month-to-month or monthly memberships to any new prospective student in any manner in which the seller does not also limit the availability of any term contract; nor may a seller accept payment from a buyer or enter into a term contract unless and until the seller has informed the buyer both orally and in writing of the availability of the month-to-month or monthly memberships to any new prospective student. Month-to-month memberships shall offer the same access to martial arts school facilities and services that term or monthly contracts offer.||III. The annualized price of a month-to-month membership shall not exceed the annualized price of the corresponding program's term contract the seller offers by more than 25 percent.|||Source. 2007, 281:1, eff. July 1, 2007.|
NH Rev Stat § 358-S:6 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 358-S - Martial Arts Schools|Section 358-S:6 - Buyer's Rights.

    358-S:6 Buyer's Rights. –||I. Every seller of a martial arts instruction term or monthly contract shall:||(a) Refund to the buyer the pro rata cost of any unused services, within 15 days after request therefor, if:||(1) The buyer is unable to receive benefits from the seller's services by reason of death, disability, or extended illness beyond 3 months. The martial arts school may require that the disability or extended illness be confirmed by an examination of a physician agreeable to the member and the martial arts school, provided, however, that this subparagraph shall not operate to prevent the buyer from proving the disability in a judicial proceeding.||(2) The seller relocates the facility more than 8 miles from its present location, or the services provided by the seller are materially impaired.||(3) The buyer moves more than 25 miles away from the martial arts school.||(b) Refund to the buyer the pro rata cost of any unused services within 15 days after the martial arts school ceases operation.||II. Upon the occurrence of any of the circumstances enumerated in subparagraphs I(a) or (b) of this section, the buyer or the buyer's estate shall be relieved of any further obligation for payment under the contract not then due and owing.|||Source. 2007, 281:1, eff. July 1, 2007.|
NH Rev Stat § 358-S:7 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 358-S - Martial Arts Schools|Section 358-S:7 - Rulemaking.

    358-S:7 Rulemaking. –||The attorney general shall adopt rules, pursuant to RSA 541-A, relative to:||I. The information required on the registration statement required under RSA 358-S:2, I.||II. The financial documentation necessary to assure financial responsibility to make refunds under RSA 358-S:2.||III. Documentation evidencing qualification for exemption under RSA 358-S:2.||IV. Procedures for the escrow of deposits as required by RSA 358-S:2.||V. Procedures for providing course information under RSA 358-S:4.|||Source. 2007, 281:1, eff. July 1, 2007.|
NH Rev Stat § 358-S:8 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 358-S - Martial Arts Schools|Section 358-S:8 - Prohibited Activities.

    358-S:8 Prohibited Activities. –||I. A martial arts school shall be prohibited from offering specials or discounts unless such specials or discounts are made in writing and are made available to all prospective members who have not previously been members of the school; provided, however, that specials or discounts offered to groups need not be made available to all prospective members.||II. Martial arts schools shall be prohibited from making any misrepresentation to current members, prospective members, or purchasers of membership contracts regarding:||(a) Qualifications of staff.||(b) Availability, quality, or extent of facilities or services.||(c) Results obtained through martial arts training.|||Source. 2007, 281:1, eff. July 1, 2007.|
NH Rev Stat § 358-S:9 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 358-S - Martial Arts Schools|Section 358-S:9 - Remedies.

    358-S:9 Remedies. –||I. Any violation of the provisions of this chapter is an unfair or deceptive act or practice within the meaning of RSA 358-A:2. Any right, remedy, or power set forth in RSA 358-A, including those set forth in RSA 358-A:4, II, may be used to enforce the provisions of this chapter.||II. The rights, obligations, and remedies provided in this chapter shall be in addition to any other rights, obligations, or remedies provided for by law or in equity.|||Source. 2007, 281:1, eff. July 1, 2007.|
NH Rev Stat § 358-S:10 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 358-S - Martial Arts Schools|Section 358-S:10 - Waiver of Provisions.

    358-S:10 Waiver of Provisions. –||Any waiver of the member or buyer of any of the provisions of this chapter shall be deemed contrary to public policy and shall be void and unenforceable.|||Source. 2007, 281:1, eff. July 1, 2007.|
NH Rev Stat § 359-A:1 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-A - Weights and Measures Standards|Section 359-A:1 - to 359-A:46. Repealed by 1985, 72:4, XV, eff. July 1, 1985.

    359-A:1 to 359-A:46. Repealed by 1985, 72:4, XV, eff. July 1, 1985. –|
NH Rev Stat § 359-B:1 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-B - Consumer Credit Reporting|Section 359-B:1 - Short Title.

    359-B:1 Short Title. –||This chapter may be cited as the Fair Credit Reporting Act.|||Source. 1971, 430:1, eff. Aug. 29, 1971.|
NH Rev Stat § 359-B:2 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-B - Consumer Credit Reporting|Section 359-B:2 - Findings and Purpose.

    359-B:2 Findings and Purpose. –||I. The general court makes the following findings:||(a) The banking system is dependent upon fair and accurate credit reporting. Inaccurate credit reports directly impair the efficiency of the banking system, and unfair credit reporting methods undermine the public confidence which is essential to the continued functioning of the banking system.||(b) An elaborate mechanism has been developed for investigating and evaluating the credit worthiness, credit standing, credit capacity, character, and general reputation of consumers.||(c) Consumer reporting agencies have assumed a vital role in assembling and evaluating consumer credit and other information on consumers.||(d) There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumer's right to privacy.||II. It is the purpose of this chapter to require that consumer reporting agencies adopt reasonable procedures for meeting the needs of commerce for consumer credit, personnel, insurance, and other information in a manner which is fair and equitable to the consumer, with regard to the confidentiality, accuracy, relevancy, and proper utilization of such information in accordance with the requirements of this chapter.|||Source. 1971, 430:1, eff. Aug. 29, 1971.|
NH Rev Stat § 359-B:4 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-B - Consumer Credit Reporting|Section 359-B:4 - Permissible Purposes of Reports.

    359-B:4 Permissible Purposes of Reports. –||I. A consumer reporting agency may furnish a consumer report under the following circumstances and no other:||(a) In response to the order of a court having jurisdiction to issue such an order.||(b) In accordance with the written instructions of the consumer to whom it relates.||(c) To a person which it has reason to believe-||(1) intends to use the information in connection with a credit transaction involving the consumer on whom the information is to be furnished and involving the extension of credit to, or review or collection of an account of, the consumer; or||(2) intends to use the information for employment purposes; or||(3) intends to use the information in connection with the underwriting of insurance involving the consumer; or||(4) intends to use the information in connection with a determination of the consumer's eligibility for a license or other benefit granted by a governmental instrumentality required by law to consider an applicant's financial responsibility or status; or||(5) otherwise has a legitimate business need for the information in connection with a business transaction involving the consumer.||II. (a) A consumer reporting agency may furnish information for the purposes of a transaction under subparagraph I(c)(1) and (5) of this section when the transaction is not initiated by the consumer, only if:||(1) The consumer authorized the consumer reporting agency to furnish the information; or||(2) The transaction involves a firm offer of credit to the consumer or is a pre-screening or direct solicitation transaction; and||(A) The consumer reporting agency has complied with RSA 359-B:4-a; and||(B) The consumer has not elected in accordance with RSA 359-B:4-a to have information about himself excluded from such transactions.||(b) Notwithstanding subparagraph (a), a consumer reporting agency may, in the case of a credit transaction initiated by the consumer, use such information in reviewing or collecting an account of the consumer or in other circumstances under which a consumer report may be provided under subparagraph I(c)(5), provided there is an ongoing relationship between the user of the consumer report and the consumer.||(c) An election of a consumer under RSA 359-B:4-a shall terminate and be of no force or effect following notice from the consumer to the consumer reporting agency, through the system established pursuant to RSA 359-B:4-a, that the election is no longer effective.||III. Notwithstanding the provisions of paragraphs I and II, a consumer reporting agency may furnish an investigative consumer report to the consumer as provided in RSA 359-B:9, III.|||Source. 1971, 430:1. 1973, 583:2. 1994, 271:2, eff. Jan. 1, 1995.|
NH Rev Stat § 359-B:4-a (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-B - Consumer Credit Reporting|Section 359-B:4-a - Election to be Excluded From Certain Lists.

    359-B:4-a Election to be Excluded From Certain Lists. –||I. A consumer may elect to have information about such consumer excluded from any transaction not initiated by the consumer under RSA 359-B:4, II, including any list provided by a consumer reporting agency through pre-screening or direct solicitation transactions that are not initiated by the consumer, by notifying the consumer reporting agency by telephone or in writing.||II. An election by a consumer under paragraph I of this section shall be effective with respect to a consumer reporting agency and any affiliate of the agency within 5 business days after the agency is notified.||III. Each consumer reporting agency shall establish and maintain a notification system, including a toll-free telephone number, which permits any consumer, with appropriate identification and for whom the agency has a file, to notify the agency of the consumer's election under paragraph I. A consumer reporting agency that maintains consumer reports on a nationwide basis shall establish such a notification system on a nation-wide basis and may operate such a system jointly with any other consumer reporting agencies. Compliance with the requirements of this section by any consumer reporting agency shall constitute compliance by the agency's affiliates.||IV. Any person who uses a consumer report in connection with any transaction not initiated by the consumer under RSA 359-B:4, II shall provide the consumer with a statement displayed in a conspicuous and readable format and type that offers a reasonable procedure for the removal of a consumer's name from marketing lists derived from consumer report information by calling an 800 number or writing to an address provided in said statement.|||Source. 1994, 271:3, eff. Jan. 1, 1995.|
NH Rev Stat § 359-B:5 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-B - Consumer Credit Reporting|Section 359-B:5 - Obsolete Information.

    359-B:5 Obsolete Information. –||I. Except as authorized under paragraph II, no consumer reporting agency may make any consumer report containing any of the following items of information:||(a) Bankruptcies which, from date of adjudication of the most recent bankruptcy, antedate the report by more than 10 years.||(b) Suits and judgments which, from date of entry, antedate the report by more than 7 years or until the governing statute of limitations has expired, whichever is the longer period.||(c) Paid tax liens which, from date of payment, antedate the report by more than 7 years.||(d) Accounts placed for collection or charged to profit and loss which antedate the report by more than 7 years.||(e) Records of arrest, indictment, or conviction of crime which, from date of disposition, release, or parole, antedate the report by more than 7 years.||(f) Any other adverse item of information which antedates the report by more than 7 years.||II. The provisions of paragraph I are not applicable in the case of any consumer credit report to be used in connection with:||(a) A credit transaction involving, or which may reasonably be expected to involve, a principal amount of $50,000 or more;||(b) The underwriting of life insurance involving, or which may reasonably be expected to involve, a face amount of $50,000 or more; or||(c) The employment of any individual at an annual salary which equals, or which may reasonably be expected to equal, $20,000 or more.|||Source. 1971, 430:1. 2004, 85:1, eff. Jan. 1, 2005.|
NH Rev Stat § 359-B:6 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-B - Consumer Credit Reporting|Section 359-B:6 - Disclosure of Investigative Consumer Reports.

    359-B:6 Disclosure of Investigative Consumer Reports. –||I. A person may not procure or cause to be prepared an investigative consumer report on any consumer unless:||(a) It is clearly and accurately disclosed to the consumer that an investigative consumer report including information as to his character, general reputation, personal characteristics, and mode of living, whichever are applicable, may be made, and such disclosure||(1) is made in a writing mailed, or otherwise delivered, to the consumer, not later than 3 days after the date on which the report was first requested, and||(2) includes a statement informing the consumer of his right to request the additional disclosures provided for under paragraph II, or||(b) The report is to be used for employment purposes for which the consumer has not specifically applied.||II. Any person who procures or causes to be prepared an investigative consumer report on any consumer shall, upon written request made by the consumer within a reasonable period of time after the receipt by him of the disclosure required by paragraph I(a), make a complete and accurate disclosure of the nature and scope of the investigation requested. This disclosure shall be made in a writing mailed, or otherwise delivered, to the consumer not later than 5 days after the date on which the request for such disclosure was received from the consumer or such report was first requested, whichever is the later.||III. No person may be held liable for any violation of paragraph I or II if he shows by a preponderance of the evidence that at the time of the violation he maintained reasonable procedures to assure compliance with paragraph I or II.|||Source. 1971, 430:1, eff. Aug. 29, 1971.|
NH Rev Stat § 359-B:7 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-B - Consumer Credit Reporting|Section 359-B:7 - Compliance Procedures.

    359-B:7 Compliance Procedures. –||I. Every consumer reporting agency shall maintain reasonable procedures designed to avoid violations of RSA 359-B:5 and to limit the furnishing of consumer reports to the purposes listed under RSA 359-B:4. These procedures shall require that prospective users of the information identify themselves, certify the purposes for which the information is sought, and certify that the information will be used for no other purpose. Every consumer reporting agency shall make a reasonable effort to verify the identity of a new prospective user and the uses certified by such prospective user prior to furnishing such user a consumer report. No consumer reporting agency may furnish a consumer report to any person if it has reasonable grounds for believing that the consumer report will not be used for a purpose listed in RSA 359-B:4.||II. Whenever a consumer reporting agency prepares a consumer report, it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates.|||Source. 1971, 430:1, eff. Aug. 29, 1971.|
NH Rev Stat § 359-B:8 (2021)
2021 New Hampshire Revised Statutes|Title XXXI - Trade and Commerce|Title 359-B - Consumer Credit Reporting|Section 359-B:8 - Disclosures to Governmental Agencies.

    359-B:8 Disclosures to Governmental Agencies. –||Notwithstanding the provisions of RSA 359-B:4, a consumer reporting agency may furnish identifying information respecting any consumer, limited to his name, address, former addresses, places of employment, or former places of employment, to a governmental agency.|||Source. 1971, 430:1, eff. Aug. 29, 1971.|