reglab/housing_qa huggingface dataset:
WA Rev Code § 63.14.200 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.14 - Retail Installment Sales of Goods and Services.|63.14.200 - Assurance of discontinuance of unlawful practices.

RCW 63.14.200 Assurance of discontinuance of unlawful practices.In the enforcement of this chapter, the attorney general may accept an assurance of discontinuance of any act or practice deemed in violation of this chapter, from any person engaging in, or who has engaged in, such act or practice. Any such assurance shall be in writing and be filed with and subject to the approval of the superior court of the county in which the alleged violator resides or has his or her principal place of business, or in Thurston county. Failure to perform the terms of any such assurance shall constitute prima facie proof of a violation of this chapter for the purpose of securing any injunction as provided in RCW 63.14.190 and for the purpose of RCW 63.14.180 hereof: PROVIDED, That after commencement of any action by a prosecuting attorney, as provided herein, the attorney general may not accept an assurance of discontinuance without the consent of the prosecuting attorney.[ 2012 c 117 § 176; 1963 c 236 § 20.]
WA Rev Code § 63.14.210 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.14 - Retail Installment Sales of Goods and Services.|63.14.210 - Violation of order or injunction—Penalty.

RCW 63.14.210 Violation of order or injunction—Penalty.Any person who violates any order or injunction issued pursuant to this chapter shall forfeit and pay a civil penalty of not more than one thousand dollars. For the purpose of this section the superior court issuing any injunction shall retain jurisdiction, and the cause shall be continued, and in such cases the attorney general acting in the name of the state may petition for the recovery of civil penalties.[ 1963 c 236 § 21.]
WA Rev Code § 63.14.903 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.14 - Retail Installment Sales of Goods and Services.|63.14.903 - Application, saving—1981 c 77.

RCW 63.14.903 Application, saving—1981 c 77.This act applies only to loans, forbearances, or transactions which are entered into after May 8, 1981, or to existing loans, forbearances, contracts, or agreements which were not primarily for personal, family, or household use in which there is an addition to the principal amount of the credit outstanding after May 8, 1981.[ 1981 c 77 § 13.]
WA Rev Code § 63.14.910 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.14 - Retail Installment Sales of Goods and Services.|63.14.910 - Saving—1963 c 236.

RCW 63.14.910 Saving—1963 c 236.The provisions of this chapter shall not invalidate or make unlawful retail installment contracts or retail charge agreements executed prior to the effective date hereof.[ 1963 c 236 § 24.]
WA Rev Code § 63.14.920 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.14 - Retail Installment Sales of Goods and Services.|63.14.920 - Effective date—1963 c 236.

RCW 63.14.920 Effective date—1963 c 236.This chapter shall take effect October 1, 1963.[ 1963 c 236 § 25.]
WA Rev Code § 63.14.921 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.14 - Retail Installment Sales of Goods and Services.|63.14.921 - Effective date—Saving—1967 c 234.

RCW 63.14.921 Effective date—Saving—1967 c 234.This 1967 amendatory act shall take effect on January 1, 1968. Nothing in this 1967 amendatory act shall be construed to affect the validity of any agreement or contractual relationship entered into prior to such date, except that the rate of any service charge computed periodically on the outstanding balance in excess of that allowed by this 1967 amendatory act shall be reduced to a permissible rate on or before January 1, 1968.[ 1967 c 234 § 17.]
WA Rev Code § 63.14.922 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.14 - Retail Installment Sales of Goods and Services.|63.14.922 - Effective date—1993 sp.s. c 5.

RCW 63.14.922 Effective date—1993 sp.s. c 5.This act is necessary for the immediate preservation of the public peace, health, or safety, or support of the state government and its existing public institutions, and shall take effect immediately [May 28, 1993].[ 1993 sp.s. c 5 § 4.]
WA Rev Code § 63.14.924 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.14 - Retail Installment Sales of Goods and Services.|63.14.924 - Application—1995 c 249.

RCW 63.14.924 Application—1995 c 249.This act applies prospectively only and not retroactively. It applies only to retail installment transactions entered into on or after May 5, 1995.[ 1995 c 249 § 2.]
WA Rev Code § 63.14.925 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.14 - Retail Installment Sales of Goods and Services.|63.14.925 - Savings—1995 c 249.

RCW 63.14.925 Savings—1995 c 249.The repeals in section 1, chapter 249, Laws of 1995 shall not be construed as affecting any existing right acquired or liability or obligation incurred under the statutes repealed or under any rule or order adopted pursuant to those statutes; nor as affecting any proceeding instituted under them.[ 1995 c 249 § 3.]
WA Rev Code § 63.14.926 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.14 - Retail Installment Sales of Goods and Services.|63.14.926 - Effective date—1995 c 249.

RCW 63.14.926 Effective date—1995 c 249.This act is necessary for the immediate preservation of the public peace, health, or safety, or support of the state government and its existing public institutions, and shall take effect immediately [May 5, 1995].[ 1995 c 249 § 5.]
WA Rev Code § 63.18.010 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.18 - Lease or Rental of Personal Property—Disclaimer of Warranty of Merchantability or Fitness.|63.18.010 - Lease or rental agreement for lease of personal property—Disclaimer of warranty of merchantability or fitness—Limitation—Exceptions.

RCW 63.18.010 Lease or rental agreement for lease of personal property—Disclaimer of warranty of merchantability or fitness—Limitation—Exceptions.In any lease or rental agreement for the lease of movable personal property for use primarily in this state (other than a lease under which the lessee is authorized to use such property at no charge), if the rental or other consideration paid or payable thereunder is at a rate which if computed on an annual basis would be six thousand dollars per year or less, no provision thereof purporting to disclaim any warranty of merchantability or fitness for particular purposes which may be implied by law shall be enforceable unless either (1) the disclaimer sets forth with particularity the qualities and characteristics which are not being warranted, or (2) the lessee is engaged in a public utility business or a public service business subject to regulation by the United States or this state.[ 1974 ex.s. c 180 § 3.]NOTES:Exclusion or modification of warranties: RCW 62A.2-316.
WA Rev Code § 63.19.010 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.19 - Lease-Purchase Agreements.|63.19.010 - Definitions.

RCW 63.19.010 Definitions.As used in this chapter, unless the context otherwise requires:(1) "Advertisement" means a commercial message in any medium that aids, promotes, or assists, directly or indirectly, a lease-purchase agreement.(2) "Cash price" means the price at which the lessor would have sold the property to the consumer for cash on the date of the lease-purchase agreement.(3) "Consumer" means a natural person who rents personal property under a lease-purchase agreement to be used primarily for personal, family, or household purposes.(4) "Consummation" means the time a consumer becomes contractually obligated on a lease-purchase agreement.(5) "Lease-purchase agreement" means an agreement for the use of personal property by a natural person primarily for personal, family, or household purposes, for an initial period of four months or less that is automatically renewable with each payment after the initial period, but does not obligate or require the consumer to continue leasing or using the property beyond the initial period, and that permits the consumer to become the owner of the property.(6) "Lessor" means a person who regularly provides the use of property through lease-purchase agreements and to whom lease payments are initially payable on the face of the lease-purchase agreement.[ 1992 c 134 § 2.]
WA Rev Code § 63.19.020 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.19 - Lease-Purchase Agreements.|63.19.020 - Chapter application.

RCW 63.19.020 Chapter application.(1) Lease-purchase agreements that comply with this chapter are not governed by the laws relating to:(a) A consumer lease as defined in chapter 63.10 RCW;(b) A retail installment sale of goods or services as regulated under chapter 63.14 RCW;(c) A security interest as defined in Title 62A RCW; or(d) Loans, forbearances of money, goods, or things in action as governed by chapter 19.52 RCW.(2) This chapter does not apply to the following:(a) Lease-purchase agreements primarily for business, commercial, or agricultural purposes, or those made with governmental agencies or instrumentalities or with organizations;(b) A lease of a safe deposit box;(c) A lease or bailment of personal property that is incidental to the lease of real property, and that provides that the consumer has no option to purchase the leased property; or(d) A lease of an automobile.[ 1992 c 134 § 3.]
WA Rev Code § 63.19.030 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.19 - Lease-Purchase Agreements.|63.19.030 - Disclosure by lessor—Requirement.

RCW 63.19.030 Disclosure by lessor—Requirement.(1) The lessor shall disclose to the consumer the information required under this chapter. In a transaction involving more than one lessor, only one lessor need make the disclosures, but all lessors shall be bound by such disclosures.(2) The disclosure shall be made at or before consummation of the lease-purchase agreement.(3) The disclosure shall be made clearly and conspicuously in writing and a copy of the lease-purchase agreement provided to the consumer. The disclosures required under RCW 63.19.040(1) shall be made on the face of the contract above the line for the consumer's signature.(4) If a disclosure becomes inaccurate as the result of any act, occurrence, or agreement by the consumer after delivery of the required disclosures, the resulting inaccuracy is not a violation of this chapter.[ 1992 c 134 § 4.]
WA Rev Code § 63.19.040 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.19 - Lease-Purchase Agreements.|63.19.040 - Disclosure by lessor—Contents.

RCW 63.19.040 Disclosure by lessor—Contents.(1) For each lease-purchase agreement, the lessor shall disclose in the agreement the following items, as applicable:(a) The total number, total amount, and timing of all payments necessary to acquire ownership of the property;(b) A statement that the consumer will not own the property until the consumer has made the total payment necessary to acquire ownership;(c) A statement that the consumer is responsible for the fair market value of the property if, and as of the time, it is lost, stolen, damage, or destroyed;(d) A brief description of the leased property, sufficient to identify the property to the consumer and the lessor, including an identification number, if applicable, and a statement indicating whether the property is new or used, but a statement that indicates new property is used is not a violation of this chapter;(e) A brief description of any damage to the leased property;(f) A statement of the cash price of the property. Where the agreement involves a lease of five or more items as a set, in one agreement, a statement of the aggregate cash price of all items shall satisfy this requirement;(g) The total of initial payments paid or required at or before consummation of the agreement or delivery of the property, whichever is later;(h) A statement that the total of payments does not include other charges, such as late payment, default, pickup, and reinstatement fees, which fees shall be separately disclosed in the contract;(i) A statement clearly summarizing the terms of the consumer's option to purchase, including a statement that the consumer has the right to exercise an early purchase option and the price, formula, or method for determining the price at which the property may be so purchased;(j) A statement identifying the party responsible for maintaining or servicing the property while it is being leased, together with a description of that responsibility, and a statement that if any part of a manufacturer's express warranty covers the lease property at the time the consumer acquires ownership of the property, it shall be transferred to the consumer, if allowed by the terms of the warranty;(k) The date of the transaction and the identities of the lessor and consumer;(l) A statement that the consumer may terminate the agreement without penalty by voluntarily surrendering or returning the property in good repair upon expiration of any lease term along with any past due rental payments; and(m) Notice of the right to reinstate an agreement as herein provided.(2) With respect to matters specifically governed by the federal consumer credit protection act, compliance with the act satisfies the requirements of this section.[ 1992 c 134 § 5.]
WA Rev Code § 63.19.050 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.19 - Lease-Purchase Agreements.|63.19.050 - Agreement—Restrictions.

RCW 63.19.050 Agreement—Restrictions.A lease-purchase agreement may not contain:(1) A confession of judgment;(2) A negotiable instrument;(3) A security interest or any other claim of a property interest in any goods except those goods delivered by the lessor pursuant to the lease-purchase agreement;(4) A wage assignment;(5) A waiver by the consumer of claims or defenses; or(6) A provision authorizing the lessor or a person acting on the lessor's behalf to enter upon the consumer's premises or to commit any breach of the peace in the repossession of goods.[ 1992 c 134 § 6.]
WA Rev Code § 63.19.060 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.19 - Lease-Purchase Agreements.|63.19.060 - Consumer—Reinstatement of agreement—Terms.

RCW 63.19.060 Consumer—Reinstatement of agreement—Terms.(1) A consumer who fails to make a timely rental payment may reinstate the agreement, without losing any rights or options that exist under the agreement, by the payment of:(a) All past due rental charges;(b) If the property has been picked up, the reasonable costs of pickup and redelivery; and(c) Any applicable late fee, within ten days of the renewal date if the consumer pays monthly, or within five days of the renewal date if the consumer pays more frequently than monthly.(2) In the case of a consumer who has paid less than two-thirds of the total of payments necessary to acquire ownership and where the consumer has returned or voluntarily surrendered the property, other than through judicial process, during the applicable reinstatement period set forth in subsection (1) of this section, the consumer may reinstate the agreement during a period of not less than twenty-one days after the date of the return of the property.(3) In the case of a consumer who has paid two-thirds or more of the total of payments necessary to acquire ownership, and where the consumer has returned or voluntarily surrendered the property, other than through judicial process, during the applicable period set forth in subsection (1) of this section, the consumer may reinstate the agreement during a period of not less than forty-five days after the date of the return of the property.(4) Nothing in this section shall prevent a lessor from attempting to repossess property during the reinstatement period, but such a repossession shall not affect the consumer's right to reinstate. Upon reinstatement, the lessor shall provide the consumer with the same property or substitute property of comparable quality and condition.[ 1992 c 134 § 7.]
WA Rev Code § 63.19.070 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.19 - Lease-Purchase Agreements.|63.19.070 - Written receipt—Lessor's duty.

RCW 63.19.070 Written receipt—Lessor's duty.A lessor shall provide the consumer a written receipt for each payment made by cash or money order.[ 1992 c 134 § 8.]
WA Rev Code § 63.19.080 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.19 - Lease-Purchase Agreements.|63.19.080 - Renegotiation—Same lessor and consumer.

RCW 63.19.080 Renegotiation—Same lessor and consumer.(1) A renegotiation shall occur when an existing lease-purchase agreement is satisfied and replaced by a new agreement undertaken by the same lessor and consumer. A renegotiation shall be considered a new agreement requiring new disclosures. However, events such as the following shall not be treated as renegotiations:(a) The addition or return of property in a multiple-item agreement or the substitution of the lease property, if in either case the average payment allocable to a payment period is not changed by more than twenty-five percent;(b) A deferral or extension of one or more periodic payments, or portions of a periodic payment;(c) A reduction in charges in the lease or agreement; and(d) A lease or agreement involved in a court proceeding.(2) No disclosures are required for any extension of a lease-purchase agreement.[ 1992 c 134 § 9.]
WA Rev Code § 63.19.090 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.19 - Lease-Purchase Agreements.|63.19.090 - Advertising—Requirements—Liability.

RCW 63.19.090 Advertising—Requirements—Liability.(1) If an advertisement for a lease-purchase agreement refers to or states the dollar amount of any payment and the right to acquire ownership for any one specific item, the advertisement shall also clearly and conspicuously state the following items, as applicable:(a) That the transaction advertised is a lease-purchase agreement;(b) The total of payments necessary to acquire ownership; and(c) That the consumer acquires no ownership rights if the total amount necessary to acquire ownership is not paid.(2) Any owner or personnel of any medium in which an advertisement appears or through which it is disseminated shall not be liable under this section.(3) The provisions of subsection (1) of this section shall not apply to an advertisement that does not refer to or state the amount of any payment, or which is published in the yellow pages of a telephone directory or in any similar directory of business.[ 1992 c 134 § 10.]
WA Rev Code § 63.19.100 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.19 - Lease-Purchase Agreements.|63.19.100 - Upholstered furniture or bedding.

RCW 63.19.100 Upholstered furniture or bedding.Upon the return of leased upholstered furniture or bedding, the lessor shall sanitize the property. A lessor shall not lease used upholstered furniture or bedding that has not been sanitized.[ 1992 c 134 § 11.]
WA Rev Code § 63.19.110 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.19 - Lease-Purchase Agreements.|63.19.110 - Violation—Application of chapter 19.86 RCW.

RCW 63.19.110 Violation—Application of chapter 19.86 RCW.The Washington lease-purchase agreement act is a matter affecting the public interest for the purpose of applying chapter 19.86 RCW. The violation of this chapter is not reasonable in relation to the development and preservation of business. A violation of this chapter constitutes an unfair or deceptive act or practice in trade or commerce for the purpose of applying chapter 19.86 RCW.[ 1992 c 134 § 12.]
WA Rev Code § 63.19.900 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.19 - Lease-Purchase Agreements.|63.19.900 - Short title—1992 c 134.

RCW 63.19.900 Short title—1992 c 134.This act may be known and cited as the Washington lease-purchase agreement act.[ 1992 c 134 § 1.]
WA Rev Code § 63.21.010 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.21 - Lost and Found Property.|63.21.010 - Procedure where finder wishes to claim found property—Appraisal—Surrender of property—Notice of intent to claim—Publication.

RCW 63.21.010 Procedure where finder wishes to claim found property—Appraisal—Surrender of property—Notice of intent to claim—Publication.(1) Any person who finds property that is not unlawful to possess, the owner of which is unknown, and who wishes to claim the found property, shall:(a) Within seven days of the finding acquire a signed statement setting forth an appraisal of the current market value of the property prepared by a qualified person engaged in buying or selling like items or by a district court judge, unless the found property is cash; and(b) Within seven days report the find of property and surrender, if requested, the property and a copy of the evidence of the value of the property to the chief law enforcement officer, his or her designated representative, or other designated entity under RCW 63.21.090, of the governmental entity where the property was found, and serve written notice upon the officer or designee of the finder's intent to claim the property if the owner does not make out his or her right to it under this chapter.(2) Within thirty days of the report the governmental entity shall cause notice of the finding to be published at least once a week for two successive weeks in a newspaper of general circulation in the county where the property was found, unless the appraised value of the property is less than the cost of publishing notice. If the value is less than the cost of publishing notice, the governmental entity may cause notice to be posted or published in other media or formats that do not incur expense to the governmental entity.[ 2020 c 26 § 10; 1997 c 237 § 1; 1979 ex.s. c 85 § 1.]NOTES:Intent—2020 c 26: See note following RCW 63.21.090.
WA Rev Code § 63.21.020 (2021)
2021 Revised Code of Washington|Title 63 - Personal Property|Chapter 63.21 - Lost and Found Property.|63.21.020 - Circumstances extinguishing finder's claim to property.

RCW 63.21.020 Circumstances extinguishing finder's claim to property.The finder's claim to the property shall be extinguished:(1) If the owner satisfactorily establishes, within sixty days after the find was reported to the appropriate officer or, if so designated under RCW 63.21.090, the appropriate entity, the owner's right to possession of the property; or(2) If the chief law enforcement officer or designee determines and so informs the finder that the property is illegal for the finder to possess.[ 2020 c 26 § 11; 1979 ex.s. c 85 § 2.]NOTES:Intent—2020 c 26: See note following RCW 63.21.090.