reglab/housing_qa huggingface dataset:
MA Gen L ch 140 § 82a (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140 - Licenses|Section 82a - Violations of Sec. 79; Liability of Pawnbroker

Section 82A. Any pawnbroker who violates the provisions of section seventy-nine in reference to articles pawned which are found to be stolen articles shall be liable for the loss incurred by the loan, and the pawned article may be reclaimed by the owner of the same.
MA Gen L ch 140 § 83 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140 - Licenses|Section 83 - Tools; Purchase or Pawn; Record Book; Signature of Seller or Pawner

Section 83. When a licensed pawnbroker buys or takes in pawn any tool such as is used by contractors, builders or mechanics, he shall enter in a book kept for that purpose a description of the same and the amount paid for or loaned upon the same, and shall cause the person offering such tool for sale or for pawn to sign his name and address therein. The pawnbroker shall also write therein the name and address of the said person.
MA Gen L ch 140 § 84 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140 - Licenses|Section 84 - Wrong Name or Address of Seller or Pawner

Section 84. Any person thus offering any tool for pawn or for sale who signs a wrong name or address shall be punished by a fine of not more than one hundred dollars or by imprisonment for not more than six months. Any pawnbroker who knowingly writes the wrong name or address of a person thus offering a tool for sale or for pawn, or knowingly permits the signing of such wrong name or address, shall be fined one hundred dollars for the first offence, and upon a second offence his license shall be revoked, and he shall not be permitted to conduct the business of pawnbroker in the commonwealth for one year.
MA Gen L ch 140 § 85 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140 - Licenses|Section 85 - Statutes Not Applicable

Section 85. The provisions of sections eighty-six to one hundred and twelve, inclusive, shall not apply to licensed pawnbrokers.
MA Gen L ch 140 § 86 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140 - Licenses|Section 86 - Loans; Household, Personal Use or Ornament Articles as Security or Purchased on Condition of Reselling or Redemption; Record Book; Memorandum for Borrower

Section 86. Every person who is engaged in the business of making loans on collateral security represented by household goods, wearing apparel, watches, diamonds, jewelry or other articles of personal use or ornament, or on notes secured by pledge or mortgage of any such property, and with whom such property is deposited, or who purchases such property on condition of selling it back again at a stipulated price, or who pays or advances money thereon under such circumstances that it may be inferred from the character of the transaction that such property may afterward be redeemed, shall keep a book in which, for the purpose of identification, shall be recorded at the time of each loan or transaction a full and accurate description of the articles pledged or deposited, with any designating numbers or marks and also the name and residence of the borrower or depositor, and each transaction shall be specifically numbered in said book. He shall also give to each borrower or depositor a receipt, ticket or card, numbered to correspond with the number of the transaction on said book, inscribed with the name of the lender, the article pledged, the description of the property as above required, the name of the borrower or depositor, the amount of the loan, the date when made and the date when payable.
MA Gen L ch 140 § 87 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140 - Licenses|Section 87 - Inspection of Record Book; Exhibition of Property

Section 87. Said book shall at all times be open to the inspection of the police commissioner and of the superintendent and chief inspector of police of Boston, of the colonel of the state police, and of the chief of police and selectmen of their respective cities or towns, or of an officer specially authorized by any of them in writing for that purpose, who exhibits such written authority; and the property described in said book shall on demand be exhibited to said officers.
MA Gen L ch 140 § 88 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140 - Licenses|Section 88 - Stolen Articles; Detention; Producing in Court

Section 88. If it appears to any of the officers mentioned in the preceding section that any articles which have been pledged under section eighty-six have been stolen, he may give written notice to the pledgee to hold such articles, and they shall thereafter be held by the pledgee for sixty days unless said notice shall be recalled in writing by the officer giving it, and be subject to inspection and examination at all reasonable times; and they shall be produced, upon notice or summons by the district attorney or other prosecuting officer, before any court or grand jury if the question of the larceny of the same is under investigation, and said pledgee shall not be liable in damages or otherwise on account of such detention.
MA Gen L ch 140 § 89 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140 - Licenses|Section 89 - Obstruction of Inspection or Examination; Violation of Statutes

Section 89. Every person engaged in the business mentioned in section eighty-six, his agent or other person in charge thereof, who fails or refuses to allow the inspection of the book, or who wilfully hinders, obstructs or prevents said officers from inspecting the book or examining the property as provided in section eighty-seven, or who wilfully violates any other provision of the three preceding sections, shall be punished by a fine of not more than two hundred dollars or by imprisonment for not more than one year, or both.
MA Gen L ch 140 § 90 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140 - Licenses|Section 90 - Loans for Less Than $1000; Statute Not Affected; Waiver or Release

Section 90. A loan of less than one thousand dollars made at a rate of more than six per cent per annum shall be discharged upon payment or tender by the debtor of the principal sum actually borrowed, with interest for the period between the borrowing of said money and the payment or tender hereunder at the rate agreed upon if said rate is not more than eighteen per cent per annum, or at the rate of eighteen per cent per annum if the agreed rate is in excess thereof, for any part of the period occurring prior to the termination of one year after maturity, and in either case at the rate of six per cent per annum for any part of the period occurring after the termination of said year, and a sum not exceeding five dollars for the actual expenses of making and securing the loan; but the lender shall be entitled to interest for six months from the time of the borrowing at said agreed rate or at said rate of eighteen per cent per annum, as the case may be, if the debt is paid before the expiration of said six months. All payments in excess of the rate or rates herein required for discharge by payment or tender shall be applied to the discharge of the principal, and the borrower shall be obliged to pay or tender only the balance of the principal and interest, at said rate or rates, due after such application. This section shall not affect so such of section three of chapter one hundred and seven as provides that if there is no agreement for a different rate the interest of money shall be at the rate of six dollars upon each hundred dollars for a year. If an action is brought upon a loan coming within the purview of this section, the verdict or finding entered for the plaintiff in such action shall in no event exceed the amount that would be required to discharge, by payment or tender, the indebtedness at the time of such verdict or finding. Any agreement whereby the borrower waives the benefits of this section or releases any rights he may have acquired by virtue hereof shall be deemed to be against public policy and void. If, after all deductions or payments, whether on account of interest, expenses or principal made substantially contemporaneously with the making of the loan, the amount retained by the borrower be less than one thousand dollars, the transaction shall be deemed to be a loan in the amount of the sum so retained by the borrower after such deductions or payments, notwithstanding that the loan be nominally for a greater sum.
MA Gen L ch 140 § 90b (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140 - Licenses|Section 90b - Home Mortgages; Application of Consumer Credit Cost Disclosure Provisions; Prerequisites to Foreclosure

Section 90B. A transaction subject to the provisions of section ninety A shall also be subject to the provisions of chapter one hundred and forty D. A lender subject to the provisions of said section ninety A shall also be subject to the provisions of said chapter one hundred and forty D and, in the event of a conflict between the provisions of said section ninety A and said chapter one hundred and forty D, the provisions of said chapter one hundred and forty D shall control.  If the borrower or his authorized representative requests, by registered mail, the lender to furnish him a copy of the note, the lender shall within fifteen days after receipt of said request, send by registered mail a true copy of said note to the person requesting the same at the address specified in such request. At least fifteen days prior to the commencement of any foreclosure proceedings the lender shall send to the borrower by registered mail a statement of his intention to foreclose which shall specify the amount of principal, interest and other indebtedness, if any, owing and accruing under the note and mortgage. Failure by the lender to comply with the provisions of this paragraph shall suspend his rights until such time as he complies with said provisions.
MA Gen L ch 140 § 90c (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140 - Licenses|Section 90c - Home Mortgages; Receipt for Payment; Penalty

Section 90C. Upon payment of any money by the borrower, the lender shall at the request of the borrower give him a receipt stating the date of payment, the amount paid, the amount applicable to interest on the loan and the amount applicable to the principal. Such receipt shall be signed by the lender or his duly authorized representative. If a lender refuses, on written demand sent by registered mail, to give such receipt, he shall forfeit all interest on the principal sum.
MA Gen L ch 140 § 90d (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140 - Licenses|Section 90d - Loans in Violation of Sec. 90a; Discharge; Jurisdiction

Section 90D. Any loan made in violation of section ninety A by any person shall be discharged upon payment or tender by the debtor or any person succeeding to his interest in such real estate of the principal sum actually borrowed with interest for the period between the borrowing of said money and the payment or tender hereunder at the rate of eighteen per cent per annum. If an action is brought upon a loan coming within the purview of section ninety A, the verdict or finding entered for the plaintiff in such action shall in no event exceed the amount that would be required to discharge by payment or tender the indebtedness at the time of such verdict or finding. Any agreement whereby the borrower waives the benefits of section ninety A or releases any rights he may have acquired by virtue thereof shall be deemed to be against public policy and void. The superior court shall have jurisdiction in equity of all actions arising under said section ninety A and if a finding is made that such loan secured by any such mortgage violates said section ninety A such borrower shall be entitled to a reasonable fee for the services of his attorney in such action.
MA Gen L ch 140 § 90e (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140 - Licenses|Section 90e - Penalty

Section 90E. Whoever directly or indirectly charges, takes or receives for any loan which is subject to the provisions of section ninety A a greater rate of interest than is allowed by said section shall be punished by a fine of not more than one thousand dollars, or by imprisonment for not more than one year, or both.
MA Gen L ch 140 § 91 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140 - Licenses|Section 91 - Loans for Less Than $1000; Mortgage or Pledge

Section 91. If a loan of less than one thousand dollars is secured by a mortgage or pledge of personal property, the mortgagee or pledgee shall discharge such mortgage and restore such pledge upon payment or tender to him of the amount legally due under the preceding section, and such payment or tender may be made by the debtor or by a person having an interest in the property mortgaged or pledged.
MA Gen L ch 140 § 94 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140 - Licenses|Section 94 - Return of Evidence of Loan, Discharge of Mortgage, Restoration of Property; Refusal or Neglect

Section 94. Whoever refuses or neglects, after request, to return a note or other evidence of a loan which is discharged or entitled to be discharged under section ninety, or to discharge a mortgage or to restore the property held as a pledge as provided in section ninety-one, shall be liable in tort to the borrower for all damages resulting to him from any violation of this section or section ninety-one.
MA Gen L ch 140 § 95 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140 - Licenses|Section 95 - Applicability of Secs. 90 to 94; Effect on Statutes

Section 95. Sections ninety to ninety-four, inclusive, shall not apply to any loan of fifteen hundred dollars or less made by a person who holds a license under sections ninety-six to one hundred and thirteen, inclusive, or by an institution specified in section one hundred and fourteen A nor affect section seventy-two of this chapter or section four of chapter two hundred and fifty-five; provided, however, that whenever the small loans regulatory board established under section five A of chapter twenty-six shall not have a maximum rate of charge in effect pursuant to section one hundred and section one hundred itself does not prescribe a maximum rate, section ninety shall apply to all loans exceeding three hundred dollars and less than one thousand dollars made by a person who so holds a license or by an institution specified in section one hundred and fourteen A, except a loan made pursuant to section thirty-seven of chapter one hundred and sixty-eight.
MA Gen L ch 140 § 96a (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140 - Licenses|Section 96a - Securities; Public Sale; Permit, Necessity, Revocation

Section 96A. No security, as defined in clause (k) of section four hundred and one of chapter one hundred and ten A, issued by a person licensed under section ninety-six shall be sold or advertised for sale to the public without a permit issued by the commissioner and subject to such conditions as the commissioner shall determine. The commissioner may, after notice and hearing, revoke such permit for violation of any such condition.
MA Gen L ch 140 § 98 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140 - Licenses|Section 98 - Annual Report; Failure to File, Amend; Fine

Section 98. Each person required by sections ninety-six to one hundred and fourteen, inclusive, to be under the supervision of the commissioner shall annually, on or before a date to be determined by the commissioner, file a report with said commissioner containing such information as said commissioner may require concerning the business and operations during the preceding calendar year at each licensed place of business conducted by a licensee within the commonwealth. Any person neglecting to file such report or failing to amend such report within fifteen days after notice from said commissioner directing the same shall, unless such neglect or failure is due to justifiable cause and not due to wilful neglect, pay to the commonwealth fifty dollars for each day during which such neglect or failure continues.
MA Gen L ch 140 § 99 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140 - Licenses|Section 99 - Examinations by Commissioner; Penalty

Section 99. The commissioner may summon said licensees, companies or associations, or any of their agents or employees, and such other witnesses as he deems necessary, and examine them relative to their transactions and to the condition of their business, and for that purpose may administer oaths. Whoever without justifiable cause refuses to appear and testify when so required, or obstructs the commissioner or his representatives in the performance of their duties, shall be punished by a fine of not more than five hundred dollars or by imprisonment for not more than six months, or both.
MA Gen L ch 140 § 101 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140 - Licenses|Section 101 - Term of License; Contents; Posting

Section 101. Licenses granted by the commissioner shall be for a period of one year from October first. Each license shall plainly state the name of the licensee, and the city or town, with the name of the street, and the number, if any, of the place where the business is to be carried on, and shall be posted in a conspicuous place in the office where the business is transacted.
MA Gen L ch 140 § 102 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140 - Licenses|Section 102 - Fees; More Than One Business; Multi-State Licensing System

Section 102. Each application for a license shall be accompanied by an investigation fee, the amount of which shall be determined annually by the commissioner of administration under the provision of section three B of chapter seven for the filing thereof. The amount of the fees for all licenses granted under section ninety-six and the relocation investigation fee referred to hereunder shall be determined pursuant to the aforementioned chapter seven provision, and if an applicant desires to carry on business at more than one place he shall procure a license for each place where the business is to be conducted.  Any change of location of an office of a licensee shall require the prior approval of the commissioner. Such request for relocation shall be in writing setting forth the reason or reasons for the request, and shall be accompanied by a relocation investigation fee.  The commissioner may participate in a multi-state licensing system for the sharing of regulatory information and for the licensing and application, by electronic or other means, of entities engaged, directly or indirectly, in the business of making small loans of not more than $6,000. The commissioner may establish requirements for participation by an applicant in a multi-state licensing system which may vary from the provisions of this section and sections 97 and 101. The commissioner may require a background investigation of each applicant for a small loan license by means of fingerprint and state and national criminal history record checks by the department of criminal justice information services pursuant to section 172 of chapter 6 and the Federal Bureau of Investigation. If the applicant is a partnership, association, corporation or other form of business organization, the commissioner may require a background investigation for each member, director and principal officer of the applicant and any individual acting as a manager of an office location. The applicant shall pay directly to the multi-state licensing system any additional fees relating to participation in the multi-state licensing system.
MA Gen L ch 140 § 103 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140 - Licenses|Section 103 - Penalties; Voidable Loans

Section 103. Whoever, being duly licensed as provided in section ninety-six, violates any provision of sections ninety-seven, ninety-eight, one hundred and one, one hundred and two, one hundred and four or one hundred and nine, or any regulation, rule or order made by the commissioner under sections ninety-seven or one hundred and six, shall be punished by a fine of not more than five hundred dollars, and his license may be suspended or revoked by the commissioner.  Whoever, being so licensed, violates the provisions of section one hundred shall be punished by a fine of not more than one thousand dollars or by imprisonment for not more than one year, or both, and his license may be suspended or revoked by the commissioner. Any loan made by any person so licensed in violation of said section one hundred may be declared void by the supreme judicial or superior court in equity upon petition by the person to whom the loan was made.
MA Gen L ch 140 § 104 (2021)
2021 Massachusetts General Laws|Part I - Administration of the Government|Title XX - Public Safety and Good Order|Chapter 140 - Licenses|Section 104 - Applicant's Statement; Power of Attorney; Changes in Names, Addresses or Personnel; Revocation of License

Section 104. A license under section ninety-six shall not be granted until the applicant has filed with the commissioner a statement on oath, which in the case of a corporation or association may be made by the president or agent thereof in charge of the business, stating the place in the town where the business is to be carried on, the name and the private and business address of the applicant, and in the case of a corporation the state under the laws of which it is organized, and the name and private address of the clerk or secretary and of the agent or other officer having charge of its proposed business, nor until the applicant, unless excused by the commissioner, files with him a power of attorney, appointing a person satisfactory to the commissioner to be his attorney, upon whom all lawful process may be served in any action or proceeding arising under sections ninety-six to one hundred and twelve, inclusive, with the same effect as if served upon the licensee. If any change occurs in the name or address of a licensee or of the clerk, secretary or agent aforesaid of any licensed corporation, or in the place where the licensed business is carried on, or in the membership of any partnership licensed under said sections, a true and full statement of such change, sworn to in the manner required by this section in the case of the original statement, shall forthwith be filed with the commissioner, who may after a hearing revoke the license.