reglab/housing_qa huggingface dataset:
NY Ins L § 314 (2021)
2021 New York Laws ISC - Insurance Article 3 - Administrative and Procedural Provisions 314 - Public Retirement and Pension Systems.

§  314.  Public  retirement  and pension systems. (a) In this section, "system" means an actuarily funded public retirement or  pension  system of the state of New York or of a municipality thereof.  (b)  Notwithstanding  any  other provision of law to the contrary, the superintendent shall have, in addition to  any  other  powers  conferred upon him by law, the following authority with respect to any system:  (1)  to require the administrative head or trustees of a system as may be appropriate to file an annual report pursuant to  the  provisions  of section  three hundred seven of this article in such form and containing such matters as the superintendent shall prescribe, and  to  respond  in such  form  as the superintendent may require to any inquiry in relation to transactions or condition of  the  system  or  any  matter  connected therewith  pursuant  to the provisions of section three hundred eight of this article;  (2) to promulgate and amend from time to time, after consultation with the  administrative  heads  of  systems  and  after  a  public  hearing, standards  with  respect to actuarial assumptions, accounting practices, administrative  efficiency,  discharge  of  fiduciary  responsibilities, investment policies and financial soundness; and  (3) to make an examination into the affairs of every system, including compliance  with  the  standards  established  pursuant to paragraph two hereof, at least once  in  every  five  years  in  accordance  with  the provisions of sections three hundred ten, three hundred eleven and three hundred  twelve  of  this  article  and  to recover the expenses of such examination from such  system  in  accordance  with  the  provisions  of section three hundred thirteen of this article. A copy of each report on examination  as  filed  for  public inspection shall be forwarded to the governor, state comptroller and legislature and, in the case of  systems of the city of New York, to the mayor, city comptroller and president of the city council.
NY Ins L § 316 (2021)
2021 New York Laws ISC - Insurance Article 3 - Administrative and Procedural Provisions 316 - Electronic Filings.

§  316. Electronic filings. Notwithstanding subdivision one of section   three hundred five of the state technology law, the  superintendent  may   promulgate  regulations  to require an insurer or other person or entity   making a filing or submission with the superintendent pursuant  to  this   chapter  to  submit  the  filing  or submission to the superintendent by   electronic means. Should the superintendent require  that  a  filing  or   submission  be  made  by electronic means, an insurer or other person or   entity affected thereby may submit a request to the  superintendent  for   an exemption from the electronic filing requirement upon a demonstration   of  undue  hardship,  impracticability,  or  good  cause, subject to the   approval of the superintendent.
NY Ins L § 317 (2021)
2021 New York Laws ISC - Insurance Article 3 - Administrative and Procedural Provisions 317 - Compliance With Reporting Requirements of the Financial Security Act.

§  317.  Compliance  with  reporting  requirements  of  the  financial   security act. Insurers  licensed  to  write  personal  injury  liability   insurance  in connection with the ownership, maintenance or use of motor   vehicles, as authorized pursuant to paragraph thirteen of subsection (a)   of section one thousand one hundred  thirteen  of  this  chapter,  shall   fully  comply  with  the  reporting  requirements  of article six of the   vehicle and traffic law. In the event that an insurer  fails  to  timely   and  properly  report any of the information required by such article or   the regulations  of  the  commissioner  of  motor  vehicles  promulgated   thereunder,  the  superintendent,  upon  notice and an opportunity to be   heard, is authorized to impose a fine on such insurer in an  amount  not   to  exceed  five hundred dollars for each failure to timely and properly   report. In the event of  a  persistent  and  willful  violation  of  the   reporting   requirements,   the   superintendent,  upon  notice  and  an   opportunity to be heard, is authorized to impose a fine on such insurer,   in an amount not to exceed five thousand dollars per day  for  each  day   such violation continues.
NY Ins L § 318 (2021)
2021 New York Laws ISC - Insurance Article 3 - Administrative and Procedural Provisions 318 - Reports of Fire Losses; Availability of Information.

§  318.  Reports  of  fire  losses;  availability  of information. (a) Insurers shall report all fire losses in excess of five hundred  dollars or such larger amount as prescribed by the superintendent, arising under policies   covering   property  located  in  this  state  to  a  central organization engaged in property loss registration, as designated by the superintendent,  in  accordance  with  regulations  promulgated  by  the superintendent.  (b)  The  information  contained  in such reports shall, in accordance with such regulations, be available to law enforcement agencies, to  tax districts  which  have, pursuant to the provisions of section twenty-two of the general municipal law, filed with the superintendent a notice  of intention  to  claim against the proceeds of a policy of fire insurance, to the  office  of  fire  prevention  and  control  and  to  appropriate governmental  agencies charged with the responsibility for demolition of structures.
NY Ins L § 321 (2021)
2021 New York Laws ISC - Insurance Article 3 - Administrative and Procedural Provisions 321 - Medical Information Exchange Centers.

§   321.  Medical  information  exchange  centers.  (a)  Whenever  any insurance company (which is a member of a medical  information  exchange center  or  which otherwise may transmit medical information in whatever manner to any other similar facility including but  not  limited  to  an electronic  data  facility  used  by  two or more insurance companies to determine or aid in determining the insurability of applicants) requests medical information from any applicant for personal insurance, it  shall not  transmit,  nor  be  considered  to  have  obtained  the applicant's informed consent to transmit,  the  information  to  any  such  facility unless   such   company  furnishes  such  applicant  with  a  clear  and conspicuous notice disclosing:  (1) a description of such facility and its operations,  including  its name,  address and telephone number where it may be contacted to request disclosure of any medical information transmitted to it;  (2) the circumstances under  which  such  facility  may  release  such medical information to other persons; and  (3)  such  applicant's  rights  to  request  such  facility to arrange disclosure of the nature and substance of any information in  its  files pertaining  to  him,  and  to  seek  correction  of  any inaccuracies or incompleteness of such information.  (b) Such notice shall be given to all applicants when any  application for personal insurance is completed.  (c)  No such facility shall release, transmit or otherwise communicate any medical information it may have to  any  other  person  unless  such other person shall have in its possession a written instrument signed by the  person who is the subject of medical information (or by a parent or guardian if such subject is a minor) specifically naming  such  facility and  authorizing  such  other  person to obtain such medical information from such facility.  (d) No such facility shall maintain information about HIV related test results pertaining to  any  individual  unless  such  test  results  are included  within a general code, which code is not designated solely for HIV related test results, and concerning which code no  member  of  such facility  may request from such facility details sufficient to determine whether the code was used to maintain information about HIV related test results.   For purposes of this subsection,  an  "HIV  related  test"  means  any laboratory  test  or series of tests for any virus, antibody, antigen or etiologic agent whatsoever thought to cause or to indicate the  presence of AIDS.
NY Ins L § 322 (2021)
2021 New York Laws ISC - Insurance Article 3 - Administrative and Procedural Provisions 322 - Prohibited Referral Payment to Licensees by Motor Vehicle Repairers.

§  322.  Prohibited  referral  payment  to  licensees by motor vehicle   repairers. No  licensed  insurance  agent,  licensed  insurance  broker,   licensed  adjuster, authorized insurer or representative of such insurer   shall directly or indirectly request, procure or accept any payment from   a motor vehicle repairer for referring any motor vehicle repair business   to such repairer.
NY Ins L § 325 (2021)
2021 New York Laws ISC - Insurance Article 3 - Administrative and Procedural Provisions 325 - Records of Domestic Insurers.

§  325.  Records  of domestic insurers. (a) Every domestic insurer and every licensed United States branch of an alien insurer entered  through this  state  shall, except as hereinafter provided, keep and maintain at its principal office in this state its charter and by-laws (in the  case of  a United States branch a copy thereof) and its books of account, and if a domestic stock  corporation  a  record  containing  the  names  and addresses  of  its  shareholders, the number and class of shares held by each and the dates when they respectively became the  owners  of  record thereof,  and  if  a domestic corporation the minutes of any meetings of its shareholders,  policyholders,  board  of  directors  and  committees thereof.  If any such records are kept in a language other than English, they shall be accompanied by accurate translations thereof.  (b) A domestic insurer and a licensed United States branch of an alien insurer entered through this state may keep and maintain  its  books  of account  without this state if, in accordance with a plan adopted by its board of directors and approved by the superintendent, it  maintains  in this state suitable records in lieu thereof; provided, however, that the superintendent  may  after  notice  and  hearing  direct such insurer to return all or any of its books of account to this state if  such  return is  reasonably  necessary to protect the interests of the people of this state or to permit their inspection in  this  state  by  a  director,  a shareholder,  or,  in  the case of a mutual insurer, a policyholder, who has shown to the satisfaction of the superintendent that he has made  an application  to  such insurer for inspection of such books in good faith and for a necessary and legitimate purpose, and that  such  insurer  has either declined to permit such inspection without this state or to agree to  pay  any  additional  expenses  reasonably  to  be  incurred  by the applicant or his agent or attorney in connection with the inspection  of such  books  as  a result of their maintenance without this state. If in the judgment of the superintendent delay in the return  of  any  or  all books  of  account  of  such  insurer  may  be  hazardous,  or may cause irreparable injury, to the people of this state or to the  policyholders of  such  insurer  he  may  direct the return thereof without notice and hearing.  (c) Notwithstanding the provisions of subsections (a) and (b) of  this section,  any  licensed United States branch of an alien insurer entered through this state which  keeps  and  maintains  its  books  of  account without  this  state  on  April first, nineteen hundred eighty-seven may continue to do so, unless the superintendent  determines,  after  notice and  hearing,  that the return of such books to this state is reasonably necessary to protect the interests of the people of this state.
NY Ins L § 329 (2021)
2021 New York Laws ISC - Insurance Article 3 - Administrative and Procedural Provisions 329 - Certificates as Evidence; Affirmation of Documents and Testimony.

§   329.  Certificates  as  evidence;  affirmation  of  documents  and testimony. (a) Every certificate, assignment, conveyance or other  paper executed  by  the  superintendent or one of his deputies pursuant to law and sealed with the official seal of the department shall be received as evidence in any judicial or other proceeding and may be recorded in  the proper recording offices.  (b)  Any  charter, or any certificate or other instrument supplemental to or amendatory of the charter, of an insurer filed in  the  office  of the  superintendent  and  containing  statements  of  fact  required  or permitted by law to be contained  therein,  shall  be  received  in  all courts,  public  offices  and official bodies as prima facie evidence of such facts and of the execution of such instrument.  (c) Whenever by the laws of any jurisdiction other  than  this  state, any  certificate  by  any  officer in such jurisdiction or a copy of any instruments certified  or  exemplified  by  any  such  officer,  may  be received  as  prima  facie  evidence  of the incorporation, existence or capacity of  any  corporation  incorporated  in  such  jurisdiction,  or claiming  so  to  be, such certificate when exemplified, or such copy of such instrument when exemplified shall be received in all courts, public offices and official bodies of this state, as prima facie evidence  with the  same  force  as in such jurisdiction. Such certificate or certified copy of such instrument shall be so received, without being exemplified, if it is certified by the secretary of state, or official performing the equivalent function as to corporate records of such jurisdiction.  (d) Notwithstanding any provision of this chapter requiring an oath as to the proof of a document or the truth of testimony, the  affiant  may, if  his  religious beliefs cause him to object to giving an oath, affirm the document or his testimony.
NY Ins L § 330 (2021)
2021 New York Laws ISC - Insurance Article 3 - Administrative and Procedural Provisions 330 - Rating Services Available to Other States.

§   330.   Rating   services   available  to  other  states.  (a)  The superintendent shall have  authority  to  contract  with  the  insurance supervisory  officials of other states to make available the services of the rating and statistics sections of the department for the purpose  of examining  and  reviewing  rate  filings made with such officials and to render such other advisory assistance in connection  therewith  as  said officials  may  request. The provisions of section one hundred twelve of the state finance law shall be applicable to such contracts.  (b) All expenses, including the compensation of officers and employees of the department made pursuant to any such contract, shall be  paid  in the  first  instance out of the state treasury on the certificate of the superintendent upon audit and warrant of the comptroller  and  shall  be presented  in  the  form  of an itemized bill therefor to such insurance supervisory officials.   The  state  treasury  shall  be  reimbursed  by payments  thereto  by  the superintendent of amounts collected by him in accordance with the provisions of this section.
NY Ins L § 331 (2021)
2021 New York Laws ISC - Insurance Article 3 - Administrative and Procedural Provisions 331 - Superintendent to Maintain Index of Tax Districts; Insurers' Requirements.

§  331.  Superintendent  to maintain index of tax districts; insurers' requirements. (a) The superintendent shall maintain a suitable index  of tax districts which, pursuant to the provisions of section twenty-two of the  general municipal law, file with him a notice of intention to claim against the proceeds of a policy of fire insurance insuring the interest of an owner in any premises located therein against  which  a  lien,  as defined by such section exists.  (b)  Such  index  shall  be kept current on a daily basis and shall be available for public inspection during regular business hours. It  shall contain such information as the superintendent deems appropriate.  (c)  Every  such  notice  received  by the superintendent shall become effective on  the  date  of  entry  thereof  in  such  index  and  shall constitute  constructive  notice  to  each insurer of the tax district's claim against any proceeds payable pursuant to  the  provisions  of  any insurance  policy  subject  to  the provisions of section three thousand four hundred ten of this chapter.  (d) Upon a final determination of an insurer's obligation to  pay  any proceeds  of  a  policy  of insurance for damages caused by fire to real property, as such term is defined in section twenty-two of  the  general municipal  law,  and prior to payment of such proceeds, each insurer or, in the case of a policy purchased from an unauthorized insurer  pursuant to  section  two thousand one hundred five of this chapter, each insurer or its adjusting representative, shall notify the enforcing  officer  of each  tax district in which the property is located and which is entered in the index that a loss has been sustained and  demand  in  writing  by registered  or certified mail that such officer's certificate indicating the amount of all liens of the district against the property,  including interest  and  penalties to the date of the certificate, be served, at a specified address, in person or by registered or  certified  mail,  upon the  insurer, or, in the case of a policy purchased from an unauthorized insurer pursuant to section  two  thousand  one  hundred  five  of  this chapter, upon the insurer or its adjusting representative, within twenty days from the date of receipt of such demand.  (e) Upon the failure of the enforcing officer to serve the certificate of  lien  in accordance with subsection (d) hereof, the right of the tax district to claim against any such proceeds shall terminate.  Within ten days of receipt of such certificate of lien the insurer shall pay to the enforcing officer from  such  proceeds  the  amounts  specified  in  the certificate.
NY Ins L § 335 (2021)
2021 New York Laws ISC - Insurance Article 3 - Administrative and Procedural Provisions 335 - Implementation of Hospital Reimbursement Methodology.

§  335.  Implementation  of  hospital  reimbursement  methodology. The   superintendent shall have the power to prescribe rules  and  regulations   governing   insurer   procedures   and  subscriber  contract  provisions   necessary to implement a hospital reimbursement methodology  established   in  accordance with the provisions of article twenty-eight of the public   health law, and insurer procedures and  subscriber  contract  provisions   necessary  to  implement  a  hospital inpatient discharge review program   established in accordance with the provisions  of  section  twenty-eight   hundred  three-i  of  the public health law, and to establish standards,   criteria  and  procedures  for  evaluation  of  insurer  performance  in   offering  contracts  for  hospital  and  medical  benefits  on  an  open   enrollment basis necessary for a determination of the  hospital  payment   rate  conversion  factor  in accordance with the provisions of paragraph   (i) of subdivision eleven of section twenty-eight hundred seven-c of the   public health law.The  superintendent  shall  periodically  report  his   findings   and   conclusions  to  the  commissioner  of  health  and  to the chairman and   vice-chairman of the council on health care financing concerning insurer   performance in offering contracts for hospital and medical  benefits  on   an open enrollment basis.
NY Ins L § 336 (2021)
2021 New York Laws ISC - Insurance Article 3 - Administrative and Procedural Provisions 336 - War Risk Exclusion; Notification.

§  336.  War  risk  exclusion;  notification.  Prior to a life insurer   commencing the issuance of life insurance  policies  which  contain  any   provision that restricts or excludes payment of the life insurance death   benefit  in  the  event  of  death  as  the result of war or the special   hazards incident to service as defined  in  subsection  (c)  of  section   three  thousand  two  hundred  three  of this chapter such insurer shall   notify the superintendent specifying how, when, where and to which class   of  persons  such  provision  will  apply  and  shall  also  notify  the   superintendent  when it ceases issuing such policies. The superintendent   shall make such information known to the public in such  manner  and  at   such times as shall be determined by the superintendent.
NY Ins L § 337 (2021)
2021 New York Laws ISC - Insurance Article 3 - Administrative and Procedural Provisions 337 - Annual Consumer Guide on Automobile Insurance.

§  337.  Annual  consumer  guide  on  automobile  insurance.  (a)  The superintendent shall issue and update, as necessary, a consumer guide on private passenger automobile insurance that shall contain  comprehensive information  written  in  plain  language  in a clear and understandable format, including the following:  (1) an  annual  ranking  of  automobile  insurers:  (A)  including  an analysis  of  private passenger insurers in the state which provides, in detail, a ranking of such insurers from best  to  worst  based  on  each insurer's  record  of  consumer complaints during the preceding calendar year, using criteria available to the department, adjusted for volume of insurance written; and (B) taking into consideration  the  corresponding total  of  claims  improperly  denied  in  whole  or  in  part, consumer complaints found to be  valid  in  whole  or  in  part,  and  any  other pertinent   data  which  would  permit  the  department  to  objectively determine an insurer's performance; and (C) the superintendent may note, to the extent relevant, actions  taken  by  the  department  against  an insurer for violating any law or regulation;  (2)  a  list  of makes and models of automobiles that generally do not meet underwriting guidelines of automobile  insurers  or  in  regard  to which  consumers  can  expect  to  pay higher premiums as a result of an automobile's style, model type or other distinguishing features,  except that  specific  insurers  shall  not  be identified for purposes of such list;  (3) an explanation of all types of automobile  insurance  required  by law  and available as optional coverage, including policyholders' rights under these types of coverage and when making claims;  (4) an explanation of and information on the automobile insurance plan established pursuant to article fifty-three of this  chapter,  including how  motorists  in  such  plan  should  proceed  in attempting to obtain insurance in the voluntary market;  (5) recommendations as to how best to shop  for  and  compare  prices, service and quality of automobile insurance coverage;  (6)  an explanation of prohibited discriminatory practices applying to insurance companies, agents and brokers; and  (7) a department toll free consumer hot-line through  which  consumers may   initiate   complaints,  and  request  general  information,  about automobile insurance.  (b) The requirements set forth in subsection (a) of this  section  may be satisfied by separate or supplemental publications and updates.  (c)  The  superintendent  shall  post the consumer guide on automobile insurance on the department's website.