reglab/housing_qa huggingface dataset:
RI Gen L § 27-14.5-4.1 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-14.5 - Voluntary Restructuring of Solvent Insurers|Section 27-14.5-4.1 - Insurance business transfer plans.

§ 27-14.5-4.1. Insurance business transfer plans.The commissioner shall promulgate rules and regulations establishing standards by which liabilities may be novated to a new or existing domestic insurer pursuant to an Insurance Business Transfer Plan.History of Section.P.L. 2018, ch. 218, § 2; P.L. 2018, ch. 290, § 2.
RI Gen L § 27-14.5-6 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-14.5 - Voluntary Restructuring of Solvent Insurers|Section 27-14.5-6 - Rules and regulations.

§ 27-14.5-6. Rules and regulations.The commissioner shall promulgate rules and regulations that may be necessary to effectuate the purposes of this chapter including, but not limited to, procedures for transferring commercial liabilities to a new or existing domestic insurer and standards for commutation plans.History of Section.P.L. 2002, ch. 381, § 1; P.L. 2018, ch. 218, § 1; P.L. 2018, ch. 290, § 1.
RI Gen L § 27-15-1 - 27-15-18 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-15 - Assessment Plan Insurance|Section 27-15-1 - 27-15-18 - Repealed.

§ 27-15-1 — 27-15-18. Repealed.
RI Gen L § 27-16-1 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-16 - Unauthorized Insurance Business|Section 27-16-1 - [Transferred.]

§ 27-16-1. [Transferred.]
RI Gen L § 27-16-1.1 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-16 - Unauthorized Insurance Business|Section 27-16-1.1 - Purpose of §§ 27-16-1.1 - 27-16-2.6 - Suits by states.

§ 27-16-1.1. Purpose of §§ 27-16-1.1 — 27-16-2.6 — Suits by states.The purpose of §§ 27-16-1.1 — 27-16-2.6 is to subject certain insurers to the jurisdiction of the insurance commissioner and the courts of this state in suits by or on behalf of the state. The legislature declares that it is concerned with the protection of the residents of this state against acts by insurers not authorized to do an insurance business in this state, by the maintenance of fair and honest insurance markets, by protecting authorized insurers which are subject to regulation from unfair competition by unauthorized insurers, and by protecting against the evasion of the insurance regulatory laws of this state. In furtherance of this state interest, the legislature provides in these sections methods for substituted service of process upon insurers in any proceeding, suit, or action in any court and substituted service of any notice, order, pleading, or process upon insurers in any proceeding by the commissioner of insurance to enforce or effect full compliance with the insurance laws of this state. In so doing, the state exercises its powers to protect the residents of this state and to define what constitutes transacting an insurance business in this state, and also exercises powers and privileges available to this state by virtue of 15 U.S.C. § 1011 et seq., which declares that the business of insurance and every person engaged in that business shall be subject to the laws of the several states.History of Section.P.L. 1973, ch. 231, § 1; P.L. 1994, ch. 134, § 13.
RI Gen L § 27-16-1.3 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-16 - Unauthorized Insurance Business|Section 27-16-1.3 - Restraining order.

§ 27-16-1.3. Restraining order.Whenever the commissioner believes, from evidence satisfactory to the commissioner, that any insurer is violating or about to violate the provisions of § 27-16-1.2, the commissioner may, through the attorney general of this state, cause a complaint to be filed in the superior court to enjoin and restrain the insurer from continuing the violation or engaging in it or doing any act in furtherance of it. The court shall have jurisdiction of the proceeding and shall have the power to make and enter an order or judgment awarding any preliminary or final injunctive relief as in its judgment is proper.History of Section.P.L. 1973, ch. 231, § 1.
RI Gen L § 27-16-1.5 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-16 - Unauthorized Insurance Business|Section 27-16-1.5 - Requirements before defensive pleadings.

§ 27-16-1.5. Requirements before defensive pleadings.(a) Before any unauthorized insurer files or causes to be filed in any pleading in any court action, suit, or proceeding or in any notice, order, pleading, or process in an administrative proceeding before the commissioner instituted against a person or insurer, by service made as provided in § 27-16-1.4, the insurer shall either:(1) Deposit with the clerk of the court in which the action, suit, or proceeding is pending, or with the commissioner of insurance in administrative proceedings before the commissioner, cash or securities, or file with the clerk or commissioner a bond with good and sufficient sureties, to be approved by the clerk or commissioner in an amount to be fixed by the court or commissioner sufficient to secure the payment of any final judgment which may be rendered in an action or administrative proceeding; or(2) Procure a certificate of authority to transact the business of insurance in this state. In considering the application of an insurer for a certificate of compliance for the purposes of this subsection, the commissioner need not assert the provisions of § 27-2-17 against an insurer with respect to its application if he or she determines that the company would comply with the requirements for the certificate of compliance.(b) The commissioner of insurance, in any administrative proceeding in which service is made as provided in § 27-16-1.4, may in his or her discretion, order any postponement as may be necessary to afford the defendant reasonable opportunity to comply with the provisions of subsection (a) of this section and to defend the action.(c) Nothing in subsection (a) of this section shall be construed to prevent an unauthorized insurer from filing a motion to quash a writ or to set aside service of it made in the manner provided in § 27-16-1.4, on the ground that the unauthorized insurer has not done any of the acts enumerated in § 27-16-1.2.History of Section.P.L. 1973, ch. 231, § 1.
RI Gen L § 27-16-2 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-16 - Unauthorized Insurance Business|Section 27-16-2 - [Transferred.]

§ 27-16-2. [Transferred.]
RI Gen L § 27-16-2.2 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-16 - Unauthorized Insurance Business|Section 27-16-2.2 - Penalty.

§ 27-16-2.2. Penalty.Any unauthorized insurer who transacts any unauthorized act of an insurance business as set forth in §§ 27-16-1.1 — 27-16-2.6 may be fined not more than ten thousand dollars ($10,000).History of Section.G.L. 1938, ch. 151, § 31; P.L. 1940, ch. 856, § 2; G.L. 1956, § 27-16-1; G.L., § 27-16-2.2; P.L. 1973, ch. 231, § 2; P.L. 1994, ch. 134, § 13.
RI Gen L § 27-16-2.3 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-16 - Unauthorized Insurance Business|Section 27-16-2.3 - Short title.

§ 27-16-2.3. Short title.Sections 27-16-1.1 — 27-16-2.6 may be cited as the "Uniform Unauthorized Insurers Act".History of Section.P.L. 1973, ch. 231, § 2; P.L. 1994, ch. 134, § 13.
RI Gen L § 27-16-2.4 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-16 - Unauthorized Insurance Business|Section 27-16-2.4 - Severability.

§ 27-16-2.4. Severability.If any provision of §§ 27-16-1.1 — 27-16-2.6 or the application of any of these provisions to any person or circumstances is held invalid, that invalidity shall not affect other provisions or applications of the act which can be given effect without the invalid provision and to this end the provisions are declared to be severable.History of Section.P.L. 1973, ch. 231, § 2; P.L. 1994, ch. 134, § 13.
RI Gen L § 27-16-2.5 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-16 - Unauthorized Insurance Business|Section 27-16-2.5 - Exemption for Automobile club service.

§ 27-16-2.5. Exemption for Automobile club service.Nothing in §§ 27-16-1.2 and 27-16-2.2 shall be construed to limit or prevent any automobile club or association from paying or agreeing to pay for the services of an attorney as provided in § 11-27-16(a)(8), nor from providing or agreeing to provide or pay for its members' bail, towing, or mechanical road service.History of Section.P.L. 1940, ch. 856, § 2; G.L. 1956, § 27-16-2; G.L. 1956, § 27-16-2.5; P.L. 1973, ch. 231, § 2.
RI Gen L § 27-16-2.6 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-16 - Unauthorized Insurance Business|Section 27-16-2.6 - Hospitals affiliated with accredited medical schools - Indemnification of personnel.

§ 27-16-2.6. Hospitals affiliated with accredited medical schools — Indemnification of personnel.Nothing in §§ 27-16-1.2 — 27-16-2.2 shall be construed to limit or prevent hospitals affiliated with an accredited medical school from agreeing to indemnify hospital employees, and physicians, including physicians' incorporated or unincorporated practices and employees, and medical, nursing, or allied health students affiliated with the hospital, collectively "covered persons", for the legal liability of those covered persons for loss, damage, or expense incident to claims of bodily injury or death arising out of medical malpractice or professional error or mistake, "malpractice coverage", whether the hospital charges the covered persons for malpractice coverage or not. The hospitals making the agreements shall be required to establish and maintain a reserve fund with which the malpractice coverage will be provided, which may be either part of or separate from a self-insurance fund maintained by or on behalf of the hospital. Any self-insurance fund shall annually provide a certified financial statement with actuarial projections as to the soundness of its reserving to the director of the department of health and the director of the department of business regulation. The malpractice coverage provided by the agreements shall be in amounts which meet the minimum insurance coverage limits required by any regulation promulgated by the director of business regulation pursuant to § 42-14.1-2.History of Section.P.L. 1990, ch. 65, art. 17, § 1.
RI Gen L § 27-16-3 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-16 - Unauthorized Insurance Business|Section 27-16-3 - Short title.

§ 27-16-3. Short title.Sections 27-16-3 — 27-16-14 may be cited as the "Unauthorized Insurers Process Act".History of Section.P.L. 1956, ch. 3725, § 6; G.L. 1956, § 27-16-3.
RI Gen L § 27-16-4 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-16 - Unauthorized Insurance Business|Section 27-16-4 - Purpose of process provisions.

§ 27-16-4. Purpose of process provisions.(a) The purpose of §§ 27-16-3 — 27-16-14 is to subject certain insurers to the jurisdiction of the courts of this state in suits by or on behalf of insured or beneficiaries under insurance contracts.(b) The legislature declares that it is a subject of concern that many residents of this state hold policies of insurance issued or delivered in this state by insurers while not authorized to do business in this state, thus presenting to the residents the often insuperable obstacle of resorting to distant forums for the purpose of asserting legal rights under the policies. In furtherance of the state interest, the legislature provides in these sections a method of substituted service of process upon the insurers and declares that in doing this that it exercises its power to protect its residents and to define, for the purpose of §§ 27-16-3 — 27-16-14 what constitutes doing business in this state, and also exercises powers and privileges available to the state by virtue of 15 U.S.C. § 1011 et seq., which declares that the business of insurance and every person engaged in that business shall be subject to the laws of the several states.History of Section.P.L. 1956, ch. 3725, § 1; G.L. 1956, § 27-16-4.
RI Gen L § 27-16-5 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-16 - Unauthorized Insurance Business|Section 27-16-5 - Acts constituting appointment of attorney to receive process.

§ 27-16-5. Acts constituting appointment of attorney to receive process.Any of the following acts in this state, effected by mail or otherwise, by an unauthorized foreign or alien insurer is equivalent to and shall constitute an appointment by the insurer of the insurance commissioner and the commissioner's successor or successors in office to be the insurer's true and lawful attorney, upon whom may be served all lawful process in any action, suit, or proceeding instituted by or on behalf of an insured or beneficiary arising out of the contract of insurance, and the act shall be signification of its agreement that service of process is of the same legal force and validity as personal service of process in this state upon the insurer: (1) the issuance or delivery of contracts of insurance or reinsurance to residents of this state or to corporations authorized to do business in this state; (2) the solicitation of applications for the contracts; (3) the collection of premiums, membership fees, assessments or other considerations for the contracts; or (4) any other transaction of insurance business.History of Section.P.L. 1956, ch. 3725, § 2; G.L. 1956, § 27-16-5; P.L. 2002, ch. 292, § 31.
RI Gen L § 27-16-6 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-16 - Unauthorized Insurance Business|Section 27-16-6 - Service of process on commissioner.

§ 27-16-6. Service of process on commissioner.(a) Service of process shall be made by delivering to and leaving with the insurance commissioner, or some person in apparent charge of the commissioner's office, two (2) copies of the process and the payment to the commissioner of any fees prescribed by law. The insurance commissioner shall mail by registered mail one of the copies of the process to the defendant at its last known principal place of business, and shall keep a record of all process served upon the defendant.(b) The service of process is sufficient, provided notice of the service and a copy of the process are sent within ten (10) days thereafter by registered mail by the plaintiff or the plaintiff 's attorney to the defendant at its last known principal place of business, and the defendant's receipt, or the receipt issued by the post office with which the letter is registered, showing the name of the sender of the letter and the name and address of the person to whom the letter is addressed, and the affidavit of the plaintiff or plaintiff 's attorney showing compliance with this section, are filed with the clerk of the court in which the action is pending on or before the date the defendant is required to appear, or within any further time as the court may allow.History of Section.P.L. 1956, ch. 3725, § 2; G.L. 1956, § 27-16-6.
RI Gen L § 27-16-7 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-16 - Unauthorized Insurance Business|Section 27-16-7 - Service of process on agent or insurance producer.

§ 27-16-7. Service of process on agent or insurance producer.Service of process in an action, suit, or proceeding shall, in addition to the manner provided in § 27-16-6, be valid if served upon any person within this state who, in this state on behalf of the insurer, is: (1) soliciting insurance or reinsurance; (2) making, issuing or delivering any contract of insurance or reinsurance; or (3) collecting or receiving any premium, membership fee, assessment, or other consideration for insurance or reinsurance; and a copy of the process is sent within ten (10) days after this by registered mail by the plaintiff or plaintiff 's attorney to the defendant at the last known principal place of business of the defendant, and the defendant's receipt, or the receipt issued by the post office with which the letter is registered, showing the name of the sender of the letter and the name and address of the person to whom the letter is addressed, and the affidavit of the plaintiff or plaintiff 's attorney showing a compliance with this section, are filed with the clerk of the court in which the action is pending on or before the date the defendant is required to appear, or within any further time as the court may allow.History of Section.P.L. 1956, ch. 3725, § 2; G.L. 1956, § 27-16-7.
RI Gen L § 27-16-8 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-16 - Unauthorized Insurance Business|Section 27-16-8 - Time allowed before default judgment.

§ 27-16-8. Time allowed before default judgment.No plaintiff or complainant shall be entitled to a judgment by default, a judgment with leave to prove damages, or a judgment pro confesso under §§ 27-16-6 and 27-16-7 until the expiration of thirty (30) days from the date of the filing of the affidavit of compliance.History of Section.P.L. 1956, ch. 3725, § 2; G.L. 1956, § 27-16-8.
RI Gen L § 27-16-9 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-16 - Unauthorized Insurance Business|Section 27-16-9 - Other methods of service preserved.

§ 27-16-9. Other methods of service preserved.Nothing contained in §§ 27-16-5 — 27-16-8 shall limit or abridge the right to serve any process, notice, or demand upon any insurer in any other manner now or after this permitted by law.History of Section.P.L. 1956, ch. 3725, § 2; G.L. 1956, § 27-16-9.
RI Gen L § 27-16-10 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-16 - Unauthorized Insurance Business|Section 27-16-10 - Security or certificate required before defensive pleadings.

§ 27-16-10. Security or certificate required before defensive pleadings.Before any unauthorized foreign or alien insurer shall file or cause to be filed any pleading in any action, suit, or proceeding instituted against it, the unauthorized insurer shall deposit with the clerk of the court in which the action, suit, or proceeding is pending, cash or securities, or file with the clerk a bond with good and sufficient sureties, to be approved by the court, in an amount to be fixed by the court sufficient to secure the payment of any final judgment which may be rendered in the action, or procure a certificate of authority to transact the business of insurance in this state.History of Section.P.L. 1956, ch. 3725, § 3; G.L. 1956, § 27-16-10.
RI Gen L § 27-16-11 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-16 - Unauthorized Insurance Business|Section 27-16-11 - Defensive motions as to jurisdiction.

§ 27-16-11. Defensive motions as to jurisdiction.Nothing in § 27-16-10 is to be construed to prevent an unauthorized foreign or alien insurer from filing a motion to quash a writ or to set aside service of it made in the manner provided in § 27-16-6 or 27-16-7 on the ground either:(1) That the unauthorized insurer has not done any of the acts enumerated in § 27-16-5; or(2) That the person on whom service was made pursuant to § 27-16-7 was not doing any of the acts enumerated in that section.History of Section.P.L. 1956, ch. 3725, § 3; G.L. 1956, § 27-16-11.
RI Gen L § 27-16-12 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-16 - Unauthorized Insurance Business|Section 27-16-12 - Discretionary postponement of proceedings.

§ 27-16-12. Discretionary postponement of proceedings.The court in any action, suit, or proceeding in which service is made in the manner provided in § 27-16-6 or § 27-16-7 may, in its discretion, order any postponement as may be necessary to afford the defendant reasonable opportunity to comply with the provisions of § 27-16-10 and to defend the action.History of Section.P.L. 1956, ch. 3725, § 3; G.L. 1956, § 27-16-12.
RI Gen L § 27-16-13 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-16 - Unauthorized Insurance Business|Section 27-16-13 - Attorney fees.

§ 27-16-13. Attorney fees.In any action against an unauthorized foreign or alien insurer upon a contract of insurance issued or delivered in this state to a resident of this state or to a corporation authorized to do business in this state, if the insurer has failed for thirty (30) days after demand prior to the commencement of the action to make payment in accordance with the terms of the contract, and it appears to the court that the refusal was vexatious and without reasonable cause, the court may allow to the plaintiff a reasonable attorney fee and include the fee in any judgment that may be rendered in the action. The fee shall not exceed twelve and one-half percent ( 12.5%) of the amount which the court or jury finds the plaintiff is entitled to recover against the insurer, but in no event shall the fee be less than twenty-five dollars ($25.00). Failure of an insurer to defend the action shall be deemed prima facie evidence that its failure to make payment was vexatious and without reasonable cause.History of Section.P.L. 1956, ch. 3725, § 4; G.L. 1956, § 27-16-13.
RI Gen L § 27-16-14 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-16 - Unauthorized Insurance Business|Section 27-16-14 - Severability.

§ 27-16-14. Severability.If any provision of §§ 27-16-3 — 27-16-14 or the application of any of these provisions to any person or circumstances is held invalid, the invalidity shall not affect other provisions or applications of the sections which can be given effect without the invalid provision or application, and to this end the provisions of §§ 27-16-3 — 27-16-14 are declared to be severable.History of Section.P.L. 1956, ch. 3725, § 5; G.L. 1956, § 27-16-14.
RI Gen L § 27-17-1 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-17 - Reciprocal Exchanges and Interinsurers|Section 27-17-1 - Admission of foreign exchanges and interinsurers.

§ 27-17-1. Admission of foreign exchanges and interinsurers.Any reciprocal exchange or interinsurer formed and doing business under the laws of any state of the United States, other than the state of Rhode Island, for the purpose of transacting any or all of the kinds of insurance which an insurance company may be authorized to transact in this state, other than life or title insurance, may be permitted to transact that business in this state upon complying with the provisions of this chapter.History of Section.P.L. 1952, ch. 3003, § 1; G.L. 1956, § 27-17-1.
RI Gen L § 27-17-2 (2021)
2021 Rhode Island General Laws|Title 27 - Insurance|Chapter 27-17 - Reciprocal Exchanges and Interinsurers|Section 27-17-2 - Power of subscribers to exchange reciprocal and interinsurance contracts.

§ 27-17-2. Power of subscribers to exchange reciprocal and interinsurance contracts.(a) Individuals, partnerships, trustees, and all corporations of this state, designated throughout this chapter as "subscribers", are authorized to exchange reciprocal or interinsurance contracts with each other and with individuals, partnerships, trustees, and corporations of other states.(b) The right of a corporation to exchange those contracts is declared to be incidental to the purpose for which the corporation is organized and as much granted as the rights and powers expressly conferred. Whenever a trustee acting in a representative capacity insures property held in trust at a reciprocal exchange, the trustee may assume the liability and be entitled to the rights of a subscriber, but in doing this shall not personally or individually be liable under the power of attorney executed on behalf of the trust.(c) The contracts and the exchange of contracts and the subscribers, their attorneys in fact, and representatives, shall be regulated by this chapter and by no other statute of this state relating to insurance, except as otherwise specifically provided in this chapter.History of Section.P.L. 1952, ch. 3003, § 1; G.L. 1956, § 27-17-2.