reglab/housing_qa huggingface dataset:
MO Rev Stat § 362.415 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 362 - Banks and Trust Companies|Section 362.415 - Prohibitions against encroachments upon certain powers of banks.

Effective - 28 Aug 1939   362.415. Prohibitions against encroachments upon certain powers of banks. — 1. No person unauthorized by law shall subscribe to or become a member of, or be in any way interested in any association, institution or company formed or to be formed for the purpose of issuing notes or other evidences of debt to be loaned or put in circulation as money; nor shall any such person subscribe to or become in any way interested in any bank or fund created or to be created for the like purposes or either of them.  2. No corporation, domestic or foreign, other than a national bank or a federal reserve bank, unless expressly authorized by the laws of this state, shall employ any part of its property, or be in any way interested in any fund which shall be employed for the purpose of receiving deposits, making discounts, or issuing notes or other evidences of debt to be loaned or put into circulation as money.  3. All notes and other securities for the payment of any money or the delivery of any property made or given to any such association, institution or company, or made or given to secure the payment of any money loaned or discounted by any corporation or its officers contrary to the provisions of this section shall be void.  4. No person, association of persons or corporation, unless expressly authorized by law, shall keep any office for the purpose of issuing any evidences of debt, to be loaned or put in circulation as money; nor shall they issue any bills or promissory notes or other evidences of debt for the purpose of loaning them or putting them in circulation as money, unless thereto specially authorized by law.  5. Every person, and every corporation, director, agent, officer or member thereof, who shall violate any provision of this section, directly or indirectly, or assent to such violation, shall forfeit one thousand dollars to the state. ­­-------- (RSMo 1939 § 7990)  Prior revisions: 1929 § 5394; 1919 § 11773
MO Rev Stat § 362.420 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 362 - Banks and Trust Companies|Section 362.420 - Prohibition of banking business.

Effective - 28 Aug 1949   362.420. Prohibition of banking business. — No corporation, domestic or foreign, other than a corporation formed under or subject to the banking laws of this state or of the United States, except as permitted by such laws, shall by any implication or construction be deemed to possess the power of carrying on the business of discounting bills, notes or other evidences of debt, of receiving deposits, of buying and selling bills of exchange, or of issuing bills, notes or other evidences of debt for circulation as money, or of engaging in any other form of banking. ­­-------- (RSMo 1939 § 7890, A. 1949 H.B. 2085)  Prior revisions: 1929 § 5296; 1919 § 11684
MO Rev Stat § 362.421 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 362 - Banks and Trust Companies|Section 362.421 - Advertising as bankers, prohibited, when — penalty.

Effective - 28 Aug 1939   362.421. Advertising as bankers, prohibited, when — penalty. — Any person, association of persons, company or corporation not engaged in the business of banking under the laws of the United States or of the state of Missouri, using the words "bank", "banker", "bankers" or "banking" to designate his or their business or a painted or printed sign at his or their place of business or in a newspaper or any other kind of advertisement or in a letterhead or on an envelope used by him or them, shall be deemed guilty of a misdemeanor and upon conviction fined not less than one hundred dollars. ­­-------- (RSMo 1939 § 4515)  Prior revisions: 1929 § 4124; 1919 § 3370; 1909 § 4587
MO Rev Stat § 362.422 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 362 - Banks and Trust Companies|Section 362.422 - Disclosure of nonpublic personal information by financial institutions prohibited, rules, notice.

Effective - 01 Jul 2001   362.422. Disclosure of nonpublic personal information by financial institutions prohibited, rules, notice. — 1. No person shall disclose any nonpublic personal information to a nonaffiliated third party contrary to the provisions of Title V of the Gramm-Leach-Bliley Financial Modernization Act of 1999 (15 U.S.C. 6801 to 6809). A state agency with the primary regulatory authority over an activity engaged in by a financial institution which is subject to Title V of the Gramm-Leach-Bliley Financial Modernization Act of 1999 may adopt rules and regulations to carry out this section with respect to such activity. Such rules and regulations adopted pursuant to this section shall be consistent with and not be more restrictive than standards contained in Title V of the Gramm-Leach-Bliley Financial Modernization Act of 1999.  2. Unless prohibited by federal law or regulation, any financial institution required to provide a disclosure of the institution's privacy policy pursuant to Title V of the Gramm-Leach-Bliley Financial Modernization Act of 1999 shall provide an initial notice regarding such privacy policy:  (1) At the time the customer relationship is established for consumers who become new customers of the financial institution on or after July 1, 2001; and  (2) Before June 30, 2002, for consumers who are existing customers of the financial institution. ­­A financial institution shall not disclose any nonpublic personal information to a nonaffiliated third party contrary to the provisions of Title V of the Gramm-Leach-Bliley Financial Modernization Act of 1999 before the financial institution has made the disclosure required in this section. ­­-------- (L. 2001 H.B. 801 § 1 merged with S.B. 382 § 1)  Effective 7-01-01
MO Rev Stat § 362.423 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 362 - Banks and Trust Companies|Section 362.423 - Foreign banks or foreign or federally chartered loan associations may acquire and enforce indebtedness secured by property in this state.

Effective - 28 Aug 1965   362.423. Foreign banks or foreign or federally chartered loan associations may acquire and enforce indebtedness secured by property in this state. — Any foreign banking corporation or foreign or federally chartered savings and loan association, including, but not by way of limitation, trust companies, mutual savings banks and national banking associations, may, without complying with sections 362.430, 362.435 and 362.440 relating to transaction of business in this state by a foreign banking corporation or with section 369.580, relating to transaction of business in this state by a foreign savings and loan association, or without becoming licensed to do business in this state under any other statute of this state, acquire indebtedness in this state secured, with or without other security, by mortgage or deed of trust on real estate situated in this state, and hold, collect and enforce the same within this state. Any such foreign banking corporation or foreign or federally chartered savings and loan association may take, acquire, hold, collect and enforce all notes and security instruments evidencing or securing such loans or indebtedness, and its activity in this state in purchasing, holding, servicing, collecting or enforcing such loans or indebtedness shall not constitute the doing of business by it in this state within the meaning of any law of this state. If tender of payment of all or any portion of such indebtedness is made in accordance with the terms of the note and security instruments evidencing such indebtedness to any institution or other agent in Missouri designated by such foreign banking corporation or foreign or federally chartered savings and loan association to represent it in collecting such indebtedness, interest upon the amount so tendered shall not accrue after the date of the tender. Nothing in this section contained shall be construed as authorizing any such corporation or association to transact the general business of a bank or trust company or savings and loan association in this state without compliance with all applicable laws, or authorize any such corporation to hold real estate taken in payment of a debt by foreclosure or otherwise longer than the period provided by law for domestic corporations. ­­-------- (L. 1953 p. 263 § 1, A.L. 1965 p. 562)
MO Rev Stat § 362.425 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 362 - Banks and Trust Companies|Section 362.425 - Use of sign or words indicating bank by unauthorized persons prohibited.

Effective - 28 Aug 1967   362.425. Use of sign or words indicating bank by unauthorized persons prohibited. — 1. No person, except a national bank, a federal reserve bank, or a corporation duly authorized by the director to transact a banking business in this state, shall make use of any office sign at the place where the business is transacted having thereon any artificial or corporate name, or other words indicating that the place or office is the place or office of a bank; nor shall the person or persons make use of or circulate any letterheads, billheads, blank forms, notes, receipts, certificates, circulars, or any written or printed or partly written and partly printed paper whatever, having thereon any artificial or corporate name, or other word or words, indicating that the business is the business of a bank.  2. No person, association, firm or corporation, other than a corporation authorized by the laws of this state to do the business of a trust company and subject to the supervision of the director as provided by law, shall make use of the words "trust company" as part of any artificial or corporate name or title, nor make use of any sign at the place where his or its business is transacted, having thereon these words or any other words or word indicating that the place or office is the place or office of a trust company, nor make use of or circulate any written or printed, or partly printed, matter whatever having thereon these words or any other word or other words indicating that the business conducted is that of a trust company, nor transact business in such way or manner as to lead the public to believe or as in the opinion of the director might lead the public to believe that his or its business is that of a trust company, excepting banks who may be lawfully exercising trust company powers.  3. Every person violating the provisions of this section, either as an individual or an interested party in any association, firm or corporation, shall be punished by a fine of not less than one hundred dollars nor more than one thousand dollars and a further fine of fifty dollars per day for each day after written notice of the violation.  4. The director shall have authority to examine the accounts, books and papers of any person, association, firm or corporation who he has reason to suspect is violating the provisions of this section and to summon and examine under oath, which he is empowered to administer, any person who he may have reason to believe has violated or is a participant in any violation of the provisions of this section. ­­-------- (RSMo 1939 § 7991, A.L. 1967 p. 445)  Prior revisions: 1929 § 5395; 1919 § 11774
MO Rev Stat § 362.430 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 362 - Banks and Trust Companies|Section 362.430 - Conditions to be complied with by foreign banking corporations applying for license.

Effective - 28 Aug 2019, 2 histories   362.430. Conditions to be complied with by foreign banking corporations applying for license. — 1. Every foreign banking corporation before being licensed by the finance director to transact in this state the business of buying, selling, paying or collecting bills of exchange, or of issuing letters of credit or of receiving money for transmission or transmitting the same by draft, check, cable or otherwise, or of making sterling or other loans, or any part of such business, or before maintaining in this state any agency for carrying on such business or any part thereof, shall subscribe and acknowledge and submit to the finance director at his office a separate application certificate for each agency which such foreign corporation proposes to establish in this state, which shall specifically state:  (1) The name of such foreign banking corporation;  (2) The place where its business is to be transacted in this state, and the name of the agent or agents through whom such business is to be transacted;  (3) The amount of its capital actually paid in cash and the amount subscribed for and unpaid;  (4) The actual value of the assets of such corporation which must be at least two hundred fifty thousand dollars in excess of its liabilities and a complete and detailed statement of its financial condition as of a date within sixty days prior to the date of such application.  2. At the time such application certificate is submitted to the director, such corporation shall also submit a duly exemplified copy of its charter and a verified copy of its bylaws, or the equivalent thereof. ­­-------- (RSMo 1939 § 7992, A.L. 2019 S.B. 179)  Prior revisions: 1929 § 5396; 1919 § 11775
MO Rev Stat § 362.435 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 362 - Banks and Trust Companies|Section 362.435 - Foreign banking corporation may transact business in this state, when.

Effective - 28 Aug 1949   362.435. Foreign banking corporation may transact business in this state, when. — 1. No foreign banking corporation, other than a bank organized under the laws of the United States, shall transact in this state the business of buying, selling or collecting bills of exchange, or of issuing letters of credit or of receiving money for transmission or transmitting the same by draft, check, cable or otherwise, or of making sterling or other loans or transacting any part of such business, or maintaining in this state any agency for carrying on such business, or any part thereof, unless such corporation shall have:  (1) Been authorized by its charter to carry on such business and shall have complied with the laws of the state or country under which it is incorporated;  (2) Furnish to the director such proof as to the nature and character of its business and as to its financial condition as he may require;  (3) Designated the director by a duly executed instrument in writing its true and lawful attorney, upon whom all process in any action or proceeding by any resident of the state against it may be served with the same effect as if it were a domestic corporation and had been lawfully served with process within the state;  (4) Paid to the state director of revenue a license fee of two hundred and fifty dollars;  (5) Received a license duly issued to it by the director as provided in section 362.440.  2. This section shall not be construed to prohibit foreign banking corporations which do not maintain an office in this state for the transaction of business from making loans in this state secured by mortgages on real property, nor from accepting assignments of mortgages covering real property situated in this state, nor from making loans through correspondents which are engaged in the business of a bank or trust company in this state under the laws of the state. ­­-------- (RSMo 1939 § 7993, A. 1949 H.B. 2085)  Prior revisions: 1929 § 5397; 1919 § 11776
MO Rev Stat § 362.440 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 362 - Banks and Trust Companies|Section 362.440 - Licenses to foreign corporations — renewal.

Effective - 28 Aug 2019, 2 histories   362.440. Licenses to foreign corporations — renewal. — 1. Upon receipt by the director from any foreign corporation of an application in proper form for leave to do business in this state under the provisions of this chapter, he or she shall, by such investigation as he or she may deem necessary, satisfy himself or herself whether the applicant may safely be permitted to do business in this state.  2. If from such investigation he or she shall be satisfied that it is safe and expedient to grant such application and it shall have been shown to his or her satisfaction that such applicant may be authorized to engage in business in this state pursuant to the provisions of this chapter and has complied with all the requirements of this chapter, he or she shall issue a license under his or her hand and official seal authorizing such applicant to carry on such business at the place designated in the license and, if such license is for a limited time, specifying the date upon which it shall expire.  3. Whenever any such license is issued for one year or less, the director may, at the expiration thereof, renew such license for one year. ­­-------- (RSMo 1939 § 7891, A.L. 2000 S.B. 896, A.L. 2019 S.B. 179)  Prior revisions: 1929 § 5297; 1919 § 11685
MO Rev Stat § 362.445 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 362 - Banks and Trust Companies|Section 362.445 - Process defined — director of finance to accept service of process, when — fee.

Effective - 28 Aug 2006   362.445. Process defined — director of finance to accept service of process, when — fee. — 1. The term "process", when used in this section, shall include any writ, summons, petition, or order whereby any suit, action, or proceeding shall be commenced.  2. Any state or federally chartered bank, trust company, or thrift institution may be served with process according to the Missouri Rules of Civil Procedure describing service of process for corporations.  3. Any state or federally chartered bank, trust company, or thrift institution may appoint a Missouri service agent and register the appointment with the director of finance who will maintain a record of all such appointments for public reference.  4. Whenever pursuant to express provisions of this chapter, the director shall have been duly appointed attorney to receive service of process for any foreign corporation or out-of-state bank or trust company, he or she shall forthwith forward by mail, postage prepaid, a copy of every process served upon him or her directed to the president or secretary of such corporation, at its last known post office address.  5. For each copy of process the director of revenue shall collect the sum of ten dollars, which shall be paid by the plaintiff or moving party at the time of such service, to be recovered by the plaintiff as part of the plaintiff's taxable disbursement if he or she succeeds in his or her suit or proceeding. ­­-------- (RSMo 1939 § 7892, A. 1949 H.B. 2085, A.L. 2006 S.B. 892)  Prior revisions: 1929 § 5298; 1919 § 11686
MO Rev Stat § 362.450 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 362 - Banks and Trust Companies|Section 362.450 - Revocation of authorization certificate or license in certain cases.

Effective - 28 Aug 2019, 2 histories   362.450. Revocation of authorization certificate or license in certain cases. — If at any time the director shall be satisfied that any foreign corporation to which has been issued an authorization certificate or license is violating any of the provisions of this chapter, or is conducting its business in an unauthorized or unsafe manner, or is in an unsound or unsafe condition to transact its business, or cannot with safety and expediency continue business, the director may over his or her official signature and seal of office notify the holder of such authorization certificate or license that the same is revoked. ­­-------- (RSMo 1939 § 7893, A.L. 2000 S.B. 896, A.L. 2019 S.B. 179)  Prior revisions: 1929 § 5299; 1919 § 11687
MO Rev Stat § 362.455 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 362 - Banks and Trust Companies|Section 362.455 - Rights and privileges of foreign banking corporation under license — effect of revocation.

Effective - 28 Aug 1939   362.455. Rights and privileges of foreign banking corporation under license — effect of revocation. — 1. When the director shall have issued a license to any such banking corporation, it may engage in the business specified in section 362.435 at the location specified in such license for a period of one year from the date of such license; and such license may, in the discretion of the director, be reissued from year to year upon the payment by such foreign banking corporation of the sum of two hundred and fifty dollars upon each date that such license is reissued.  2. No such license shall be transferable or assignable and shall be at all times conspicuously displayed in the place of business specified therein.  3. In the event that such license shall have been revoked by the director, as provided in section 362.450, it shall be surrendered to the director within twenty-four hours after such corporation has received written notice of such revocation.  4. Whenever the director shall have revoked any such license and shall have taken the action to make such revocation effective specified in section 362.450, all the rights and privileges of such foreign corporation to transact business in this state shall forthwith cease and determine. ­­-------- (RSMo 1939 § 7994)  Prior revisions: 1929 § 5398; 1919 § 11777
MO Rev Stat § 362.460 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 362 - Banks and Trust Companies|Section 362.460 - Reports of foreign banking corporations — penalties.

Effective - 28 Aug 1939   362.460. Reports of foreign banking corporations — penalties. — 1. Every foreign banking corporation licensed by the finance director to engage in business in this state shall, at such time and in such form as the director shall prescribe, make written report to the director under the oath of one of its officers, managers or agents transacting business in this state, showing the amount of its assets and liabilities and containing such other matters as the director shall prescribe.  2. If any such corporation shall fail to make any such report as directed by the director it shall be subject to the penalties prescribed by section 362.295, and any false statement contained in any such report or in any other sworn statement made to the director by such corporation in pursuance of the provisions of this chapter shall constitute perjury.  3. Nothing contained in this section shall be deemed to modify the prohibition of section 362.415. ­­-------- (RSMo 1939 § 7995)  Prior revisions: 1929 § 5399; 1919 § 11778
MO Rev Stat § 362.462 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 362 - Banks and Trust Companies|Section 362.462 - Relocation of main banking house in another state.

Effective - 13 Jun 1995   362.462. Relocation of main banking house in another state. — A bank or trust company subject to the provisions of chapter 362 may, with the approval of the director of the division of finance, relocate its main banking house up to thirty miles to a location in another state. No such relocation shall occur until such bank has obtained a charter or certificate of incorporation from such other state. Following the relocation, the institution may maintain its Missouri locations and, if such are maintained, the bank may establish additional Missouri locations under the provisions of section 362.107, to the same extent as if the bank was a Missouri bank, provided the state to which the Missouri bank relocates, permits banks chartered under such state authority's powers substantially similar to the authority provided in sections 362.462 to 362.464. Such power may be provided by statute, regulation or such state bank regulator's order. Sections 362.462 to 362.464 authorize parity between state and national banks as provided in 12 U.S.C. 30, notwithstanding any other law to the contrary. ­­-------- (L. 1995 H.B. 63, et al. § 7)  Effective 6-13-95