reglab/housing_qa huggingface dataset:
NM Stat § 59A-23D-3 (2021)
2021 New Mexico Statutes|Chapter 59A - Insurance Code|Article 23D - Medical Care Savings Accounts|Section 59A-23D-3 - Account administrator; registration with department; department powers and duties.

A. An account administrator shall register annually with the department and pay an annual registration fee of twenty-five dollars ($25.00). The registration fee shall be deposited in the general fund. Registration as an account administrator does not affect the regulation of a bank, savings and loan association, credit union, trust company or insurance company as otherwise provided by law. B. An account administrator shall provide to the department annually a list of the employers for whom it provides account administration and the number of employees and dependents for whom it administers accounts. The information shall be provided in the form requested by the department. The department may request other information it deems appropriate from the account administrator; provided, however, that the department shall not request any information about an individual employee or dependent unless a complaint has been filed with the department by that employee or dependent and the information is required to investigate the complaint. C. The department may receive, investigate and settle complaints about medical care savings accounts and account administrators or it may refer complaints to other appropriate agencies. D. The department, beginning January 1, 1998, shall adjust annually the deductible for qualified higher deductible health plans to reflect the adjustment allowed by the Internal Revenue Code of 1986 for medical savings accounts. History: Laws 1995, ch. 93, § 3; 1997, ch. 243, § 28; 1997, ch. 254, § 3. ANNOTATIONSCross references. — For the federal Internal Revenue Code, see 26 U.S.C. § 1 et seq. The 1997 amendment, effective April 11, 1997, inserted "annually" and substituted "an annual" for "a" in the first sentence of Subsection A; rewrote Subsection D; and deleted former Subsection E relating to annual adjustment of the maximum employer contribution. Laws 1997, ch. 243, § 28 and Laws 1997, ch. 254, § 3, both effective April 11, 1997, enacted identical amendments to this section. The section was set out as amended by Laws 1997, ch. 254, § 3. See 12-1-8 NMSA 1978.
NM Stat § 59A-23D-4 (2021)
2021 New Mexico Statutes|Chapter 59A - Insurance Code|Article 23D - Medical Care Savings Accounts|Section 59A-23D-4 - Medical care savings account program.

A. Except as otherwise provided by statute, contract or collective bargaining agreement, an employer may establish a medical care savings account program for his employees. B. In establishing the program, the employer shall: (1) provide a qualified higher deductible health plan for the benefit of his employees; (2) contribute to medical care savings accounts for the employees; and (3) appoint an account administrator to administer the savings accounts. C. Principal contributed to and interest earned on a medical care savings account and money paid for eligible medical expenses are exempt from taxation under the Income Tax Act [Chapter 7, Article 2 NMSA 1978]. D. Before establishing a program, the employer shall notify all employees in writing of the federal tax status of the program and how federal income taxation affects New Mexico income taxes. E. Any compensation required by the account administrator to administer the program shall be paid by the employer, and the employer shall not require the employee to contribute to such compensation while the employee participates in the program. If the employee ceases to participate in the program, he shall be responsible for costs associated with his account. F. Nothing in the Medical Care Savings Account Act prohibits the employer from requiring the employee to contribute to the qualified higher deductible health plan or the medical care savings account. G. Nothing in the Medical Care Savings Account Act requires an employee to participate in a program. The employer shall offer the program to all employees on a nondiscriminatory basis. History: Laws 1995, ch. 93, § 4; 2001, ch. 194, § 1. ANNOTATIONSThe 2001 amendment, effective June 15, 2001, in Subsection C, substituted "paid" for "reimbursed from the savings account to an employee" and deleted the second sentence, containing a definition of "reimbursement".
NM Stat § 59A-23D-5 (2021)
2021 New Mexico Statutes|Chapter 59A - Insurance Code|Article 23D - Medical Care Savings Accounts|Section 59A-23D-5 - Account administrator; employer and employee responsibilities.

A. An employer, in conjunction with an account administrator, shall provide a current written statement to employees that details how money in their medical care savings accounts is or will be invested and the rate of return employees may reasonably anticipate on the investment of the savings accounts. The account administrator shall file the statement with the department. B. Except as provided in Section 59A-23D-6 NMSA 1978, money in a savings account shall be used solely for the purpose of paying the eligible medical expenses of an employee and his dependents. C. Payments may be made by the employee directly to a health care provider through the use of a debit card or check that accesses the employee's medical savings account. If the account administrator determines that the employee paid for goods or services that do not qualify as eligible medical expenses, the employee shall be required to reimburse his medical savings account, and he shall be liable for any federal and state taxes and penalties. If the employee chooses to be reimbursed for eligible medical expenses, the account administrator shall reimburse the employee from the employee's medical care savings account. When seeking reimbursement, the employee shall submit documentation of eligible medical expenses paid by the employee. D. If an employer makes contributions to a program on a periodic installment basis, the employer may advance to an employee, interest free, an amount necessary to cover eligible medical expenses incurred that exceed the amount in the employee's savings account if the employee agrees to repay the advance from future installments or when he ceases to be an employee of the employer or a participant in the program. Such advances shall be exempt from taxation under the Income Tax Act [Chapter 7, Article 2 NMSA 1978]. History: Laws 1995, ch. 93, § 5; 1997, ch. 243, § 29; 1997, ch. 254, § 4; 2001, ch. 194, § 2. ANNOTATIONSThe 2001 amendment, effective June 15, 2001, in Subsection C, added the first two sentences and in the third sentence, inserted "If the employee chooses to be reimbursed for eligible medical expenses", and deleted "for eligible medical expenses" following "savings account". The 1997 amendment, effective April 11, 1997, substituted "Section 59A-23D-6 NMSA 1978" for "Section 6 of this act" in Subsection B and made stylistic changes in Subsections A and B.
NM Stat § 59A-23D-7 (2021)
2021 New Mexico Statutes|Chapter 59A - Insurance Code|Article 23D - Medical Care Savings Accounts|Section 59A-23D-7 - Report.

A. The superintendent shall report to the legislature on or before December 1, 1999 on the availability of health care coverage pursuant to the Medical Care Savings Account Act and the market share of programs in comparison with traditional employer-provided health insurance programs; the results of a survey of employer and employee satisfaction with programs; and the results of a loss ratio study relative to programs. B. The superintendent shall adopt and promulgate regulations for enforcing and administering the provisions of the Medical Care Savings Account Act. History: Laws 1995, ch. 93, § 7; 1997, ch. 243, § 31; 1997, ch. 254, § 6. ANNOTATIONSThe 1997 amendment, effective April 11, 1997, designated the existing language as Subsection A, deleted "of insurance" following "superintendent" therein, and added Subsection B. Laws 1997, ch. 243, § 31 and Laws 1997, ch. 254, § 6, both effective April 11, 1997, enacted identical amendments to this section. The section was set out as amended by Laws 1997, ch. 254, § 6. See 12-1-8 NMSA 1978.
NM Stat § 59A-23E-1 (2021)
2021 New Mexico Statutes|Chapter 59A - Insurance Code|Article 23E - Health Insurance Portability|Section 59A-23E-1 - Short title.

Chapter 59A, Article 23E NMSA 1978 may be cited as the "Health Insurance Portability Act". History: Laws 1997, ch. 243, § 1; 1998, ch. 41, § 5. ANNOTATIONSThe 1998 amendment, effective March 6, 1998, substituted "Chapter 59A, Article 23E NMSA 1978" for "Sections 1 through 17 of this act" at the beginning of the section.
NM Stat § 59A-23E-3 (2021)
2021 New Mexico Statutes|Chapter 59A - Insurance Code|Article 23E - Health Insurance Portability|Section 59A-23E-3 - Limitation on preexisting condition exclusion period.

A health insurance issuer or health benefits plan offering group health insurance, blanket health insurance or individual health insurance shall not impose any preexisting condition exclusion with respect to that health insurance plan or coverage. A health insurance issuer or health insurance plan offering group health insurance, blanket health insurance or individual health insurance shall not impose a waiting period in excess of ninety days with respect to a health insurance plan or coverage. History: Laws 1997, ch. 243, § 3; 1998, ch. 41, § 7; 2019, ch. 259, § 8. ANNOTATIONSThe 2019 amendment, effective June 14, 2019, prohibited a health insurance issuer or health benefits plan offering group health insurance, blanket health insurance or individual health insurance from imposing any preexisting condition exclusion in the health insurance plan or coverage, and prohibited a health insurance issuer or health insurance plan offering group health insurance, blanket health insurance or individual health insurance from imposing a waiting period greater than ninety days; in the section heading, deleted "Group health plan; group health insurance"; deleted "Except as provided in Section 59A-23E-4 NMSA 1978, a group health plan and a health insurance issuer offering group health insurance coverage may, with respect to a participant or beneficiary, impose a preexisting condition exclusion only if"; and deleted former Subsections A through C and added new language to the section.The 1998 amendment, effective March 6, 1998, substituted "Group health plan; group health insurance" for "Limitation on preexisting condition exclusion period; crediting for periods of previous coverage" in the section heading and "59A-23E-4 NMSA 1978" for "4 of the Health Insurance Portability Act" near the beginning of the introductory paragraph.
NM Stat § 59A-23E-4 (2021)
2021 New Mexico Statutes|Chapter 59A - Insurance Code|Article 23E - Health Insurance Portability|Section 59A-23E-4 - Repealed.

History: Laws 1997, ch. 243, § 4; 1998, ch. 41, § 8; repealed by Laws 2019, ch. 259, § 22. ANNOTATIONSRepeals. — Laws 2019, ch. 259, § 22 repealed 59A-23E-4 NMSA 1978, as enacted by Laws 1997, ch. 243, § 4, relating to group health plan, group health insurance, prohibition of exclusions in certain cases, effective June 14, 2019. For provisions of former section, see the 2018 NMSA 1978 on NMOneSource.com.
NM Stat § 59A-23E-5 (2021)
2021 New Mexico Statutes|Chapter 59A - Insurance Code|Article 23E - Health Insurance Portability|Section 59A-23E-5 - Repealed.

History: Laws 1997, ch. 243, § 5; 1998, ch. 41, § 9; 2008, ch. 87, § 3; repealed by Laws 2019, ch. 259, § 22. ANNOTATIONSRepeals. — Laws 2019, ch. 259, § 22 repealed 59A-23E-5 NMSA 1978, as enacted by Laws 1997, ch. 243, § 5, relating to group health plan, rules for crediting previous coverage, effective June 14, 2019. For provisions of former section, see the 2018 NMSA 1978 on NMOneSource.com.
NM Stat § 59A-23E-6 (2021)
2021 New Mexico Statutes|Chapter 59A - Insurance Code|Article 23E - Health Insurance Portability|Section 59A-23E-6 - Repealed.

History: Laws 1997, ch. 243, § 6; 1998, ch. 41, § 10; repealed by Laws 2019, ch. 259, § 22. ANNOTATIONSRepeals. — Laws 2019, ch. 259, § 22 repealed 59A-23E-6 NMSA 1978, as enacted by Laws 1997, ch. 243, § 6, relating to group health plan, group health insurance, method of crediting coverage, election, notice of election, effective June 14, 2019. For provisions of former section, see the 2018 NMSA 1978 on NMOneSource.com.
NM Stat § 59A-23E-7 (2021)
2021 New Mexico Statutes|Chapter 59A - Insurance Code|Article 23E - Health Insurance Portability|Section 59A-23E-7 - Repealed.

History: Laws 1997, ch. 243, § 7; 1998, ch. 41, § 11; repealed by Laws 2019, ch. 259, § 22. ANNOTATIONSRepeals. — Laws 2019, ch. 259, § 22 repealed 59A-23E-7 NMSA 1978, as enacted by Laws 1997, ch. 243, § 7, relating to group health plan, group health insurance, certification and disclosure of coverage, effective June 14, 2019. For provisions of former section, see the 2018 NMSA 1978 on NMOneSource.com.
NM Stat § 59A-23E-9 (2021)
2021 New Mexico Statutes|Chapter 59A - Insurance Code|Article 23E - Health Insurance Portability|Section 59A-23E-9 - Group health plan; special enrollment periods for dependent beneficiaries.

A. A group health plan shall provide for a dependent special enrollment period described in Subsection B of this section during which a person may be enrolled under the plan as a dependent of the individual, and in the case of the birth or adoption of a child, the spouse of the individual may be enrolled as a dependent of the individual if the spouse is otherwise eligible for coverage, if: (1) the plan makes coverage available to a dependent of an individual; (2) the individual is a participant under the plan or has met any waiting period applicable to becoming a participant and is eligible to be enrolled under the plan but for a failure to enroll during a previous enrollment period; and (3) the person has become the dependent of the individual through marriage, birth, adoption or placement for adoption. B. A dependent special enrollment period pursuant to this subsection shall be for a period of not less than thirty days and shall begin on the later of: (1) the date dependent coverage is made available; or (2) the date of the marriage, birth, adoption or placement for adoption described in Subsection A of this section. C. If an individual seeks to enroll a person as a dependent during the first thirty days of a dependent special enrollment period, the coverage of the dependent becomes effective: (1) in the case of marriage, not later than the first day of the first month beginning after the date the completed request for enrollment is received; (2) in the case of birth, as of the date of the birth; or (3) in the case of adoption or placement for adoption, the date of the adoption or placement. History: Laws 1997, ch. 243, § 9; 1998, ch. 41, § 13. ANNOTATIONSThe 1998 amendment, effective March 6, 1998, substituted "Group health plan" for "Special enrollment periods for dependent beneficiaries" in the section heading; in Subsection A, deleted "or if not otherwise enrolled, the individual" following "which a person", and substituted "the" for "a" at the beginning of Paragraph A(3); in Subsection C, inserted "person as a" near the beginning, and deleted "a dependent's" following "in the case of" in Paragraphs C(2) and (3).
NM Stat § 59A-23E-10 (2021)
2021 New Mexico Statutes|Chapter 59A - Insurance Code|Article 23E - Health Insurance Portability|Section 59A-23E-10 - Group health plan; group health insurance; use of affiliation period by health maintenance organizations as alternative to preexisting condition exclusion.

A. A health maintenance organization that offers health insurance coverage in connection with a group health plan and does not impose any preexisting condition exclusion allowed pursuant to Section 59A-23E-3 NMSA 1978 with respect to any particular coverage option may impose an affiliation period for the coverage option if that period: (1) is applied uniformly without regard to any health status related factors; and (2) does not exceed two months, or three months in the case of a late enrollee. B. During an affiliation period, a health maintenance organization is not required to provide health care services or benefits to a participant or beneficiary, and it shall not charge a premium to a participant or beneficiary for any coverage. C. An affiliation period begins to run on the enrollment date and shall run concurrently with any waiting period under the plan. D. A health maintenance organization described in Subsection A of this section may use alternative methods different from those described in that subsection to address adverse selection as approved by the superintendent. History: Laws 1997, ch. 243, § 10; 1998, ch. 41, § 14. ANNOTATIONSThe 1998 amendment, effective March 6, 1998, substituted "Group health plan; group health insurance" for "Use of affiliation period by health maintenance organizations as alternative to preexisting condition exclusion" in the section heading and "59A-23E-3 NMSA 1978" for "3 of the Health Insurance Portability Act" near the middle of Subsection A.
NM Stat § 59A-23E-11 (2021)
2021 New Mexico Statutes|Chapter 59A - Insurance Code|Article 23E - Health Insurance Portability|Section 59A-23E-11 - Prohibiting discrimination based on health status against individual participants and beneficiaries.

A group health plan and a health insurance issuer offering group or individual health insurance coverage shall not establish rules for eligibility or continued eligibility of any individual to enroll or continue to participate in a health plan, or eligibility or continued eligibility for benefits, based on any of the following factors in relation to the individual or a dependent of the individual:A. health status;B. medical condition, including both physical and mental illnesses;C. claims experience;D. receipt of health care;E. medical history;F. genetic information;G. evidence of insurability, including conditions arising out of acts of domestic violence;H. disability;I. gender;J. national origin;K. sexual orientation; orL. any other health status-related factor that the superintendent specifies in rules of the office of superintendent of insurance. History: Laws 1997, ch. 243, § 11; 1998, ch. 41, § 15; 2019, ch. 259, § 10. ANNOTATIONSThe 2019 amendment, effective June 14, 2019, provided that factors such as health status, gender, national origin and sexual orientation may not be taken into account by an insurer in establishing eligibility for coverage; in the section heading, deleted "Group health plan; group health insurance"; deleted subsection designation A and redesignated former Paragraphs A(1) through A(8) as Subsections A through H, respectively; in the introductory clause, deleted "Except as provided in Subsection B of this section", after "participate in a health plan", added "or eligibility or continued eligibility for benefits", and after "the following", deleted "health status related"; deleted former Subsection B; and added new Subsections I through L.The 1998 amendment, effective March 6, 1998, substituted "Group health plan; group health insurance" for "Prohibiting discrimination based on health status against individual participants and beneficiaries in eligibility to enroll" in the section heading and "59A-23E-3 NMSA 1978" for "3 of the Health Insurance Portability Act" near the beginning in Subsection B.
NM Stat § 59A-23E-12 (2021)
2021 New Mexico Statutes|Chapter 59A - Insurance Code|Article 23E - Health Insurance Portability|Section 59A-23E-12 - Prohibiting discrimination based on health status against individual participants and beneficiaries in premium contributions.

A. A group health plan and a health insurance issuer offering group or individual health insurance coverage shall not require an individual as a condition of enrollment or continued enrollment under the plan to pay a premium or contribution that is greater than the premium or contribution for a similarly situated individual enrolled in the plan on the basis of the health status related factor in relation to the individual or a person enrolled under the plan as a dependent of the individual.B. The provisions of Subsection A of this section shall not be construed to:(1) restrict the amount that an employer or an individual may be charged for coverage under a group health plan or individual health coverage; or(2) prevent a group health plan or a health insurance issuer offering group health insurance coverage from establishing premium discounts or rebates or modifying otherwise applicable copayments or deductibles in return for adherence to programs of health promotion and disease prevention.C. A group health benefits plan or a health insurance issuer that offers group health insurance coverage in connection with a group health benefits plan shall not adjust premiums or contribution amounts for the group covered under the plan on the basis of genetic information. History: Laws 1997, ch. 243, § 12; 1998, ch. 41, § 16; 2019, ch. 259, § 11. ANNOTATIONSThe 2019 amendment, effective June 14, 2019, provided that a group health benefits plan or a health insurance issuer may not adjust premiums or contribution amounts on the basis of genetic information; in the section heading, deleted "Group health plan; group health insurance"; in Subsection A, deleted "Except as provided in Subsection B of this section", after "health status related", deleted "factors specified in Subsection A of Section 59A-23E-11 NMSA 1978" and added "factor"; in Subsection B, added paragraph designations "(1)" and "(2)"; and added Subsection C.The 1998 amendment, effective March 6, 1998, substituted "Group health plan; group health insurance" for "Prohibiting discrimination based on health status against individual participants and beneficiaries in premium contributions" in the section heading, and in Subsection A, substituted "59A-23E-11 NMSA 1978" for "11 of the Health Insurance Portability Act" and "a person" for "an individual" near the end.
NM Stat § 59A-23E-15 (2021)
2021 New Mexico Statutes|Chapter 59A - Insurance Code|Article 23E - Health Insurance Portability|Section 59A-23E-15 - Disclosure of information by health insurance issuers.

A. A health insurance issuer when offering health insurance coverage to an employer or individual shall:(1) make a reasonable disclosure to the small employer or individual as part of its solicitation and sales materials, of the availability of information described in Subsection B of this section; and(2) upon request of the employer or individual provide the information described.B. Except as provided in Subsection D of this section, a health insurance issuer offering a health plan to an employer or individual shall provide information pursuant to Subsection A of this section concerning:(1) the provisions of coverage concerning the issuer's right to change premium rates and the factors that may affect changes in premium rates;(2) the provisions of coverage relating to renewability of coverage; and(3) the benefits and premiums available under all health insurance coverage for which the small employer is qualified.C. Information furnished pursuant to this section shall be provided to employers or individuals in a manner determined to be understandable by the average employer or individual and shall be sufficient to reasonably inform employers or individuals of their rights and obligations under the health insurance coverage.D. A health insurance issuer is not required by this section to disclose information that is proprietary and trade secret information. History: Laws 1997, ch. 243, § 15; 1998, ch. 41, § 19; 2019, ch. 259, § 14. ANNOTATIONSThe 2019 amendment, effective June 14, 2019, removed language regarding pre-existing condition exclusion; in the section heading, deleted "offering health insurance coverage to small employers"; and in Subsection B, deleted former Paragraph B(3) and redesignated former Paragraph B(4) as Paragraph B(3).The 1998 amendment, effective March 6, 1998, inserted "; offering health insurance coverage to small employers" at the end of the section heading.