reglab/housing_qa huggingface dataset:
NY State Fin L § 209-B (2021)
2021 New York Laws STF - State Finance Article 14 - Salaries and Employee Benefits 209-B - Severance Benefits for Certain State Officers and Employees.

§  209-b. Severance benefits for certain state officers and employees.   1. Notwithstanding any other law, rule or regulation  to  the  contrary,   where,  and  to  the  extent that, an agreement between the state and an   employee organization entered into pursuant to article fourteen  of  the   civil  service  law  on  behalf of employees in a collective negotiating   unit established pursuant to article fourteen of the civil  service  law   provides  for  the  payment of a severance benefit in the form of a lump   sum payment or an educational stipend as  a  consequence  of  the  state   contracting for goods and services, such severance benefit shall be paid   in  accordance with such agreement. A severance benefit in the form of a   lump sum payment shall be repaid to the state  under  the  circumstances   and in the manner specified by such agreement.2.  Notwithstanding any other law, rule or regulation to the contrary,   officers and employees serving in  positions  in  the  executive  branch   which  are  designated  managerial  or  confidential pursuant to article   fourteen of the civil service  law,  civilian  state  employees  of  the   division of military and naval affairs of the executive department whose   positions  are not in, or are excluded from representation rights in any   recognized  or  certified  negotiating  unit  and  those  excluded  from   representation  rights  under  article fourteen of the civil service law   pursuant to rules and regulations of  the  public  employment  relations   board  whose  permanent positions in the competitive, non-competitive or   labor classes are abolished as a consequence of  the  state  contracting   for  goods and services may receive a severance benefit in the form of a   lump sum payment or an educational stipend. Such severance benefit shall   be paid in accordance with rules and regulations to  be  promulgated  by   the  president  of  the civil service commission. A severance benefit in   the form of a lump sum payment shall be repaid to the  state  under  the   circumstances and in the manner specified by such rules and regulations.3.  Any  severance  benefit paid pursuant to this section shall not be   deemed salary  for  any  purposes  of  the  civil  service  law  or  the   retirement and social security law.
NY State Fin L § 212 (2021)
2021 New York Laws STF - State Finance Article 15 - Excelsior Linked Deposit Act 212 - Short Title.

§  212.  Short  title. This article shall be known and may be cited as   the "excelsior linked deposit act".
NY State Fin L § 214 (2021)
2021 New York Laws STF - State Finance Article 15 - Excelsior Linked Deposit Act 214 - Establishment and Purpose; Linked Deposit Program Authorization.

§   214.   Establishment   and   purpose;   linked   deposit   program   authorization.  The excelsior linked deposit program is hereby  created.   The  purpose  of  the  program  is  to  encourage  and  assist  eligible   businesses within the state to undertake  eligible  projects  that  will   materially    contribute    to    improving    their   performance   and   competitiveness. The comptroller is hereby authorized to use any  moneys   of the state the comptroller is authorized to invest pursuant to section   ninety-eight-a  of  this chapter as linked deposits for the program. Not   more than four hundred sixty million dollars of such moneys shall be  on   deposit  pursuant  to the program at any given time. The commissioner of   taxation and finance is hereby authorized to use  funds  in  the  linked   deposit  program  fund  established  pursuant to section ninety-two-v of   this chapter as linked deposits for  the  program.  Not  more  than  one   hundred million dollars from the linked deposit program fund shall be on   deposit pursuant to the program at any given time.
NY State Fin L § 215 (2021)
2021 New York Laws STF - State Finance Article 15 - Excelsior Linked Deposit Act 215 - Responsibilities of Commissioner of Economic Development, Comptroller, Commissioner of Taxation and Finance and Superintendent of Financial Services.

§  215.  Responsibilities  of  commissioner  of  economic development,   comptroller, commissioner of taxation and finance and superintendent  of   financial  services.  1.  The commissioner of economic development shall   administer the program pursuant to section two hundred nineteen of  this   article, including all decisions with respect to the application and use   of  the  program  for  eligible projects; market and promote the program   pursuant to section two hundred  twenty-three  of  this  article;  after   consulting  with  the  comptroller,  the  commissioner  of  taxation and   finance and the superintendent of financial services,  issue  rules  and   regulations  for  the  operation  of the program pursuant to section two   hundred twenty-four of this article.2. The comptroller's responsibilities for the program shall be limited   to: pursuant to sections two hundred fourteen and two  hundred  nineteen   of  this  article,  placing  moneys  on  deposit  at  the request of the   commissioner of economic development for the purposes of the program and   administering such deposits in accordance with  sections  ninety-eight-a   and  one  hundred  five  of  this  chapter  and  with  the comptroller's   established  procedures;  and  entering  into  deposit  agreements  with   lenders pursuant to section two hundred nineteen of this article.3. The commissioner of taxation and finance's responsibilities for the   program  shall  be limited to: pursuant to sections two hundred fourteen   and two hundred nineteen of this article, placing linked deposit program   fund moneys on deposit at the request of the  commissioner  of  economic   development  for  the  purposes  of  the  program and administering such   deposits in accordance with sections ninety-eight-a and one hundred five   of this chapter and with the  commissioner  of  taxation  and  finance's   established  procedures;  and  entering  into  deposit  agreements  with   lenders pursuant to section two hundred nineteen of this article.4. The superintendent of financial services' responsibilities for  the   program shall be limited to marketing and promoting the program pursuant   to section two hundred twenty-three of this article.
NY State Fin L § 216 (2021)
2021 New York Laws STF - State Finance Article 15 - Excelsior Linked Deposit Act 216 - Term of Program.

§  216.  Term  of program. 1. The program shall exist for a term which   expires on the date this  article  expires  pursuant  to  chapter  seven   hundred  five  of  the laws of nineteen hundred ninety-three which added   this article. Linked loans may be made  only  during  the  term  of  the   program  and linked deposits shall mature no later than four years after   the expiration of the term of the program.2. The authorized depositor may permit funds released  from  a  linked   deposit  relating  to  a linked loan to be made available for additional   linked deposits under this program.
NY State Fin L § 217 (2021)
2021 New York Laws STF - State Finance Article 15 - Excelsior Linked Deposit Act 217 - Linked Loans.

§ 217. Linked loans. Linked loans shall be made by lenders pursuant to   the  program  only  to  eligible  businesses in connection with eligible   projects. A linked loan shall be limited to  a  maximum  amount  of  two   million  dollars.  An eligible business may receive more than one linked   loan. During the life of the linked loan program, the  total  amount  of   money  that a business can borrow from the linked program is two million   dollars. The credit decision for making a  linked  loan  shall  be  made   solely by the lender. Notwithstanding the length of the term of a linked   loan,  the  linked  deposit  relating  to the linked loan shall be for a   period of not more than four years.
NY State Fin L § 218 (2021)
2021 New York Laws STF - State Finance Article 15 - Excelsior Linked Deposit Act 218 - Interest Rate for Linked Loans; No Lender's Fees.

§  218.  Interest  rate  for linked loans; no lender's fees. 1. Linked   loans made to certified  businesses  in  empire  zones  or  to  eligible   businesses in highly distressed areas or to eligible businesses that are   defined  in paragraph (b-1) of subdivision eleven of section two hundred   thirteen of this article that are located  in  a  renewal  community  or   defined  in  paragraph  (b-2) of such subdivision that are located in an   empowerment zone or defined in paragraph (b-3) of such subdivision  that   are  located  in  an  enterprise  community,  respectively  for eligible   projects defined in paragraph (c) of subdivision twelve of  section  two   hundred thirteen of this article or to minority- or women-owned business   enterprises  for  an  eligible  project  defined  in  paragraph  (e)  of   subdivision twelve of section two hundred thirteen of this article or to   a defense industry manufacturer for a project defined in  paragraph  (d)   of subdivision twelve of section two hundred thirteen of this article or   to  an eligible business pursuant to paragraph (a) of subdivision eleven   of section two hundred thirteen of this article that  produces  products   defined  in  subdivision  two  of  section  three  hundred  one  of  the   agriculture and markets law  for  an  eligible  project  as  defined  in   paragraph  (b)  of subdivision twelve of section two hundred thirteen of   this article shall  bear  interest  at  a  fixed  rate  equal  to  three   percentage  points  below  the fixed interest rate the lender would have   charged for the loan in the absence of a linked  deposit  based  on  its   usual credit considerations.  All other linked loans shall bear interest   at  a fixed rate equal to two percentage points below the fixed interest   rate the lender would have charged for the loan  in  the  absence  of  a   linked  deposit  based on its usual credit considerations. Lenders shall   certify to the commissioner of economic development that the rate to  be   charged  on  a  linked loan is two percentage points or three percentage   points, as the case may be, below the interest  rate  the  lender  would   have charged for the loan in the absence of a linked deposit.2.  Lenders  who  make  loans  pursuant  to  the  program shall not be   entitled to charge any  discount,  points,  origination  fees,  handling   fees, service charges, refinancing fees or penalties or any charge other   than  those normally charged and in such amounts normally charged by the   lender for loans of the type being made without regard to the program.
NY State Fin L § 219 (2021)
2021 New York Laws STF - State Finance Article 15 - Excelsior Linked Deposit Act 219 - Application Procedure.

§   219.  Application  procedure.  1.  The  commissioner  of  economic development  shall  establish  procedures  and  other  requirements  for participation in the program, and shall provide a simplified application form  to  the participating lenders for linked deposits. Such form shall reflect the qualifying information required by this article for eligible businesses and shall contain a statement by the applicant that inability to obtain the reduced interest rate provided by the program would impede the ability of the applicant to undertake  the  eligible  project.  Upon completion  of  any  application  for a linked deposit, the lender shall send the application, together  with  the  interest  rate  certification required  pursuant  to  section two hundred eighteen of this article, to the commissioner of economic development who  shall  either  approve  or reject  the  application  within  twenty-eight days. The commissioner of economic development shall evaluate  each  application  based  upon  the following criteria:  (a)  the  significance  of  the  eligible  project  for  improving the competitive position and profitability of the eligible business;  (b) the materiality of a reduced cost of borrowing  through  a  linked loan  to  the ability of the eligible business to undertake the eligible project;  (c) the number of jobs likely to be  created  or  retained,  or  other substantial  economic  benefits likely to be achieved as a result of the linked loan; and  (d) such other criteria as the commissioner  of  economic  development determines relevant.   2.  If  the  deposit  application  is  approved by the commissioner of economic  development,  the  commissioner  shall  notify  an  authorized depositor  that  the  commissioner  has  determined that the application satisfies the requirements of this article, and the  commissioner  shall request  the  authorized  depositor  to deposit funds with the lender in accordance with section ninety-eight-a of  this  chapter  and  with  the authorized  depositor's  established  procedures. Such deposits shall be secured in accordance with the provisions of section one hundred five of this chapter, and lenders receiving such deposits shall satisfy, in  the sole  judgment  of  the  authorized  depositor, all collateral and other requirements generally applied by  the  authorized  depositor  to  funds invested  by  it. The notified authorized depositor and the lender shall enter into a written deposit agreement. In no event shall any defect  in any  such  agreement  be asserted as a defense by a borrower on a linked loan made pursuant to the program.
NY State Fin L § 220 (2021)
2021 New York Laws STF - State Finance Article 15 - Excelsior Linked Deposit Act 220 - Renewal of Linked Deposit.

§  220.  Renewal  of  linked  deposit.  A  lender  may, on behalf of a   borrower, apply to the commissioner of economic development to request a   renewal of the linked deposit for an  additional  four  year  period  to   correspond  with  a second four year period of a borrower's linked loan.   The  commissioner  may  grant  such  application  if  the   commissioner   determines  that the borrower, during the second four year period of the   linked loan, will create additional industrial modernization benefits or   additional export trade benefits or additional jobs. If the commissioner   of economic development grants such application, the commissioner  shall   notify  the  authorized  depositor  who made the linked deposit that the   commissioner  has  determined  that  the   application   satisfies   the   requirements  of this article and shall request the authorized depositor   to continue the linked deposit with the lender for  an  additional  four   year  period  in  accordance with section ninety-eight-a of this chapter   and with the authorized depositor's established procedures. Such  linked   deposit  shall  continue to be secured in accordance with the provisions   of section one hundred five of this chapter. The fixed interest rate  on   the  continued  linked deposit shall be the linked deposit interest rate   in effect on the first day of the continuation of  the  linked  deposit.   The  authorized  depositor  and  the  lender  shall enter into a written   deposit agreement governing the continuation of the linked deposit.  The   interest rate payable on the linked loan for the second four year period   shall be, in the case of a certified business in an economic development   zone  or an eligible business located in an economically distressed area   or federal empowerment zone or enterprise  or  renewal  community  or  a   minority  or  women-owned  business  enterprise, three percentage points   below the interest rate the lender would have charged for  the  loan  in   effect on the first day of the continuation of the linked deposit; or in   the  case  of  a business not located in an economic development zone or   economically distressed area or federal empowerment zone  or  enterprise   or  renewal community or which is not a minority or women-owned business   enterprise, two percentage points below the  interest  rate  the  lender   would  have  charged  for the loan in the absence of a linked deposit in   effect on the first day of the continuation of the linked deposit.
NY State Fin L § 221 (2021)
2021 New York Laws STF - State Finance Article 15 - Excelsior Linked Deposit Act 221 - Liability; Early Repayment and Withdrawal.

§ 221. Liability; early repayment and withdrawal. Nothing contained in   this  article  shall  impose  liability  on  the  state  or  any  of its   departments or employees  for  payment  or  delays  in  payment  of  the   principal  or  interest  of  a linked loan. Any delay in payments or any   default on a linked loan shall in  no  way  affect  the  linked  deposit   agreement  between  the lender and the authorized depositor. However, in   the event the interest rate of the linked loan shall be increased  as  a   consequence  of  default  or renegotiation, or the loan shall be charged   off, the lender shall give the authorized  depositor  prompt  notice  of   such  event,  and the authorized depositor shall thereafter withdraw the   linked deposit upon not less than seven days' prior  written  notice  to   the  lender.  Upon  early  repayment  of a linked loan, the lender shall   within thirty days give the authorized depositor notice  of  such  early   repayment,  and  the  authorized depositor shall thereafter withdraw the   linked deposit upon not less than seven days' prior  written  notice  to   the lender, and the interest rate payable on the linked deposit from the   date  of early repayment of the linked loan to the date of withdrawal of   the linked deposit shall be the interest  rate  upon  which  the  linked   deposit  interest  rate  was calculated without regard to the applicable   basis point reduction.
NY State Fin L § 222 (2021)
2021 New York Laws STF - State Finance Article 15 - Excelsior Linked Deposit Act 222 - Monitoring and Report.

§  222.  Monitoring  and  report.  1.  The  commissioner  of  economic   development shall monitor the activities of  participating  lenders  and   businesses  and  may  require  periodic reports or other information the   commissioner of economic development deems necessary from  participating   lenders  and  businesses  on  the  status  of  the  linked loans and the   projects to ensure compliance with the provisions and the intent of this   article.2. On or before February  first,  nineteen  hundred  ninety-five,  and   annually  thereafter  the  commissioner  of  economic  development shall   submit to the governor, the temporary president of the  senate  and  the   speaker  of  the  assembly  a  report  regarding  the  activities of the   program. Such report shall contain  a  statement  of  the  cost  of  the   program  to  the  state  and  to the public authorities, considered as a   whole, because of reduced rates on funds invested  in  linked  deposits.   Such  report shall also include, but shall not be limited to, the number   and type of linked loans under the program and the amount  thereof;  the   number  and  types of lenders making linked loans and of firms receiving   linked loans; the geographic distribution of such lenders and firms; the   approximate number of jobs created  or  retained  as  a  result  of  the   program; actions taken by the department of economic development and the   department  of  financial services to secure the increased participation   of lenders in economic development  regions  in  which  fewer  than  ten   linked  loans  have been made on or before April first, nineteen hundred   ninety-five; actions taken by the department of economic development  to   secure  the  increased  participation  of  public authorities and public   benefit corporations pursuant to section ninety-two-v of  this  chapter;   as  well  as  any  information  the  commissioner  determines  useful in   evaluating the economic benefits of the program.
NY State Fin L § 223 (2021)
2021 New York Laws STF - State Finance Article 15 - Excelsior Linked Deposit Act 223 - Promotion of Program.

§  223.  Promotion  of  program.  The department, through its regional   offices and with the assistance of the department of financial  services   and  other  appropriate  state agencies and public benefit corporations,   shall actively market and  promote  awareness  of  the  program  in  all   geographical  areas  of  the  state  among banks, banking organizations,   manufacturing firms, manufacturing organizations, and regional and local   economic development agencies. In soliciting lenders to  participate  in   the  program, on or before April first, nineteen hundred ninety-six, the   commissioner  of  economic  development  shall  give  priority  to   the   solicitation  of  lenders  seeking  to  make  linked  loans  in economic   development regions in which fewer than ten linked loans have been  made   on  or  before  April  first,  nineteen  hundred  ninety-five. Provided,   however, that the granting of such priority shall in no way relieve  the   commissioner  of  economic  development  of  the  duty and obligation to   solicit lenders from all economic development regions of the state.
NY State Fin L § 224 (2021)
2021 New York Laws STF - State Finance Article 15 - Excelsior Linked Deposit Act 224 - Rules and Regulations.

§ 224. Rules and regulations. The commissioner of economic development   shall,  in  consultation  with  the  comptroller,  the  commissioner  of   taxation and finance  and  the  superintendent  of  financial  services,   promulgate  rules  and  regulations  necessary  and  reasonable  for the   operation of the program.
NY State Fin L § 235 (2021)
2021 New York Laws STF - State Finance Article 16 - Water Pollution Control Linked Deposit Program Act 235 - Short Title.

§  235.  Short  title. This article shall be known and may be cited as   the "water pollution control linked deposit program act".
NY State Fin L § 237 (2021)
2021 New York Laws STF - State Finance Article 16 - Water Pollution Control Linked Deposit Program Act 237 - Establishment and Purpose; Water Pollution Control Linked Deposit Program Authorization.

§  237.  Establishment  and  purpose;  water  pollution control linked   deposit  program  authorization.  The  water  pollution  control  linked   deposit  program  is  hereby  created. The purpose of this program is to   encourage and assist eligible borrowers within the  state  to  undertake   eligible  projects  that reduce, control or prevent water pollution. The   corporation is hereby authorized to use funds  in  the  water  pollution   control  revolving  fund  established pursuant to section twelve hundred   eighty-five-j of the public authorities law not to  exceed  ten  million   dollars  per  fiscal year for the water pollution control linked deposit   program.
NY State Fin L § 238 (2021)
2021 New York Laws STF - State Finance Article 16 - Water Pollution Control Linked Deposit Program Act 238 - Linked Loans.

§ 238. Linked loans. Linked loans shall be made by lenders pursuant to   the  program  only  to  eligible  borrowers  in connection with eligible   projects. No such loans shall be made  after  September  thirtieth,  two   thousand  eleven. The credit decisions for making a linked loan shall be   made solely by the lender.
NY State Fin L § 239 (2021)
2021 New York Laws STF - State Finance Article 16 - Water Pollution Control Linked Deposit Program Act 239 - Linked Loans Interest Rate; Limitation on Lender's Fees.

§  239.  Linked  loans  interest rate; limitation on lender's fees. 1.   Linked loans shall bear interest  at  the  linked  loan  interest  rate.   Lenders  shall  certify to the corporation that the linked loan interest   rate is below the interest rate the lender would have  charged  for  the   loan in the absence of a linked deposit.2.  Lenders  who make linked loans shall not be entitled to charge any   discount, points, origination  fees,  handling  fees,  service  charges,   refinancing  fees  or  penalties or any charge other than those normally   charged and in such amounts normally charged by the lender for loans  of   the type being made without regard to the program.