reglab/housing_qa huggingface dataset:
AK Stat § 28.22.101 (2021)
2021 Alaska Statutes|Title 28. Motor Vehicles|Chapter 22. Mandatory Motor Vehicle Insurance|Article 2. General Policy Provisions.|Sec. 28.22.101. General coverage requirements; policy limits.

(a) An owner's motor vehicle liability policy must designate by description or appropriate reference the motor vehicles that it covers and insure the person named against loss from the liability imposed by law for damages that arise from the ownership, maintenance, or use of a designated motor vehicle. (b) An operator's motor vehicle liability policy must insure the person named as insured against loss from the liability imposed by law for damages that arise from the use by the operator of a motor vehicle not owned by the operator. (c) A personal motor vehicle liability policy must insure the person named as insured against loss from liability imposed by law for damages that arise from the ownership, maintenance, or use by the named person of a motor vehicle whether owned or not owned by the person. (d) A motor vehicle liability policy must provide coverage in the United States or Canada, subject to limits exclusive of interest and costs, with respect to each vehicle, as follows: (1) $50,000 because of bodily injury to or death of one person in one accident, and, subject to the same limit for one person, $100,000 because of bodily injury to or death of two or more persons in one accident; and (2) $25,000 because of injury to or destruction of property of others in one accident. (e) A motor vehicle liability policy must provide coverage under AS 28.22.201 - 28.22.231 in the amounts set out in (d) of this section for the protection of the persons insured under the policy who are legally entitled to recover damages from the owner or operator of an uninsured or underinsured motor vehicle because of bodily injury or death, or damage to or destruction of property arising out of the ownership, maintenance, or use of the uninsured or underinsured motor vehicle. This subsection does not require coverage for punitive damages that might otherwise be recoverable from an uninsured or underinsured person. (f) A motor vehicle liability policy must state the name and address of the named insured and meet the requirements of AS 21.42.160 - 21.42.170. In the absence of specific contract language or endorsement, the motor vehicle liability policy issued for a person in this state is presumed to meet the minimum requirements of (d) of this section.
AK Stat § 28.22.111 (2021)
2021 Alaska Statutes|Title 28. Motor Vehicles|Chapter 22. Mandatory Motor Vehicle Insurance|Article 2. General Policy Provisions.|Sec. 28.22.111. Policy provisions that are implied.

A motor vehicle liability policy is subject to the following provisions which do not need to be set out in the policy: (1) satisfaction by the insured of a judgment for injury or damages is not a condition precedent to the right or duty of the insurance carrier to make payment on account of injury or damage; (2) the insurance carrier may settle a claim covered by the policy, and if settlement is made in good faith, the amount of settlement is deductible from the limits of liability specified in AS 28.22.101; (3) the policy, the written application for the policy, if any, and every rider or endorsement that does not conflict with the provisions of this chapter constitute the entire contract between the parties.
AK Stat § 28.22.121 (2021)
2021 Alaska Statutes|Title 28. Motor Vehicles|Chapter 22. Mandatory Motor Vehicle Insurance|Article 2. General Policy Provisions.|Sec. 28.22.121. Excess of additional coverage.

(a) A policy that grants the coverage required for a motor vehicle liability policy may also grant lawful coverage in excess of or in addition to the coverage specified for a policy and the excess or additional coverage is not subject to the provisions of this chapter. With respect to a policy that grants excess or additional coverage, the term “motor vehicle liability policy” applies only to that part of the coverage that is required by this chapter. (b) A policy is excluded from the application of this chapter if the automobile or motor vehicle liability coverage is provided only on an excess or umbrella basis.
AK Stat § 28.22.131 (2021)
2021 Alaska Statutes|Title 28. Motor Vehicles|Chapter 22. Mandatory Motor Vehicle Insurance|Article 2. General Policy Provisions.|Sec. 28.22.131. Proration.

A motor vehicle liability policy may provide for proration of the insurance with other valid and collectible insurance.
AK Stat § 28.22.141 (2021)
2021 Alaska Statutes|Title 28. Motor Vehicles|Chapter 22. Mandatory Motor Vehicle Insurance|Article 2. General Policy Provisions.|Sec. 28.22.141. Other requirements of policy.

(a) A policy is not effective under AS 28.22.101 unless it is issued by an insurance company or surety company authorized to do business in this state, except as provided in (b) of this section. (b) A policy is not effective under AS 28.22.101 with respect to a vehicle not registered in the state or a vehicle that was registered in another jurisdiction on the effective date of the policy or the most recent renewal of it, unless the insurance or surety company issuing the policy is authorized to do business in the state, or if the company is not authorized to do business in the state, unless it executes a power of attorney authorizing the director of the division of insurance to accept service of process on its behalf in an action upon the policy arising out of the accident. (c) The requirements for a motor vehicle liability policy may be fulfilled by the policies of one or more insurance carriers that together meet the requirements. (d) A binder issued pending the issuance of a motor vehicle liability policy fulfills the requirements for a policy.
AK Stat § 28.22.201 (2021)
2021 Alaska Statutes|Title 28. Motor Vehicles|Chapter 22. Mandatory Motor Vehicle Insurance|Article 3. Uninsured and Underinsured Motorists Coverage.|Sec. 28.22.201. Uninsured and underinsured motorists coverage.

(a) The uninsured and underinsured motorists coverage required under this chapter (1) does not apply to bodily injury, sickness, disease, or death of an insured or damage to or destruction of property of an insured until the limits of liability bonds and policies that apply have been used up by payments or judgments or settlements; (2) must be a single combined coverage; and (3) may be rejected by the insured in writing; if the insured has rejected uninsured or underinsured coverage, the coverage may not be included in a supplemental, renewal, or replacement policy unless the insured subsequently requests uninsured or underinsured coverage in writing. (b) If both the owner and operator of a vehicle are unknown, payment under the uninsured and underinsured motorists coverage may be made only where direct contact between the motor vehicles has occurred. A vehicle and operator that have left the scene of an accident with another vehicle are presumed to be uninsured if the insured person reports the accident to the appropriate authorities within 24 hours. (c) The uninsured and underinsured motorists coverage for damage to or destruction of property is subject to a deductible of $250 in any one accident, but the insurer may offer a deductible other than $250. This coverage shall be limited to damage to or destruction of the covered motor vehicle. It may not include loss of use of such vehicle.
AK Stat § 28.22.221 (2021)
2021 Alaska Statutes|Title 28. Motor Vehicles|Chapter 22. Mandatory Motor Vehicle Insurance|Article 3. Uninsured and Underinsured Motorists Coverage.|Sec. 28.22.221. Uninsured and underinsured motorists policy coverage and priorities.

If a person is entitled to uninsured or underinsured motorists coverage under more than one coverage when two or more vehicles are insured under one policy, the maximum amount payable may not exceed the highest limit of any one coverage under the policy. If a person is entitled to uninsured or underinsured motorists coverage under more than one motor vehicle policy issued by the same insurer in the same household, the maximum amount payable may be limited to the highest limit of any one coverage under the policies. If a person is entitled to uninsured or underinsured motorists coverage under more than one policy providing motor vehicle liability coverage, payments will be made in the following order of priority, subject to the limit of liability of each applicable policy or coverage: (1) a policy or coverage covering a motor vehicle occupied by the injured person or a policy or coverage covering a pedestrian as a named insured; (2) a policy or coverage covering a motor vehicle occupied by the injured person as an insured other than as a named insured; (3) a policy or coverage not covering a motor vehicle occupied by the injured person but covering the injured person as a named insured; (4) a policy or coverage not covering a motor vehicle occupied by the injured person but covering the injured person as an insured other than as a named insured; (5) a policy or coverage covering, as excess, umbrella, or similar insurance, a motor vehicle occupied by the injured person or a policy or coverage covering, as excess, umbrella, or similar insurance, a pedestrian as a named insured; (6) a policy or coverage covering, as excess, umbrella, or similar insurance, a motor vehicle occupied by the injured person or a policy or coverage covering, as excess, umbrella, or similar insurance, a pedestrian as an insured other than as a named insured; (7) a policy or coverage not covering a motor vehicle occupied by the injured person but covering, as excess, umbrella, or similar insurance, the injured person as a named insured; (8) a policy or coverage not covering a motor vehicle occupied by the injured person but covering, as excess, umbrella, or similar insurance, the injured person as an insured other than as a named insured.
AK Stat § 28.22.231 (2021)
2021 Alaska Statutes|Title 28. Motor Vehicles|Chapter 22. Mandatory Motor Vehicle Insurance|Article 3. Uninsured and Underinsured Motorists Coverage.|Sec. 28.22.231. Policy coverage exclusions.

The uninsured and underinsured motorists coverage required under this chapter does not apply to bodily injury or death or damage to or destruction of property of an insured (1) while occupying a motor vehicle owned by, but not insured by, the named insured or the insured's spouse or relative residing in the same household; or (2) through being struck by a vehicle owned by the named insured or the insured's spouse or relative residing in the same household.
AK Stat § 28.22.301 (2021)
2021 Alaska Statutes|Title 28. Motor Vehicles|Chapter 22. Mandatory Motor Vehicle Insurance|Article 4. General Provisions.|Sec. 28.22.301. Policy interpretation.

A provision in this chapter may not be interpreted to prohibit a motor vehicle liability policy from including limitations, conditions, exceptions, exclusions, or other provisions that do not violate the requirements of this chapter or other applicable laws.
AK Stat § 28.22.311 (2021)
2021 Alaska Statutes|Title 28. Motor Vehicles|Chapter 22. Mandatory Motor Vehicle Insurance|Article 4. General Provisions.|Sec. 28.22.311. Definition.

In this chapter, “motor vehicle liability policy” means an owner's policy, an operator's policy, or a personal policy that (1) meets the requirements of AS 28.22.101; and (2) is issued by an insurance carrier authorized to transact business in the state to or for the benefit of the person named as insured.
AK Stat § 28.22.321 (2021)
2021 Alaska Statutes|Title 28. Motor Vehicles|Chapter 22. Mandatory Motor Vehicle Insurance|Article 4. General Provisions.|Sec. 28.22.321. Short title.

This chapter may be cited as the Alaska Mandatory Automobile Insurance Act.
AK Stat § 28.33.030 (2021)
2021 Alaska Statutes|Title 28. Motor Vehicles|Chapter 33. Commercial Motor Vehicles|Article 1. Operating Commercial Motor Vehicle While Under the Influence of an Alcoholic Beverage, Inhalant, or Controlled Substance.|Sec. 28.33.030. Operating a commercial motor vehicle while under the influence of an alcoholic beverage, inhalant, or controlled substance.

(a) A person commits the crime of operating a commercial motor vehicle while under the influence of an alcoholic beverage, inhalant, or controlled substance if the person operates a commercial motor vehicle (1) while under the influence of an alcoholic beverage, inhalant, or any controlled substance; (2) when, as determined by a chemical test taken within four hours after the alleged offense was committed, there is 0.04 percent or more by weight of alcohol in the person's blood or 40 milligrams or more of alcohol per 100 milliliters of blood, or when there is 0.04 grams or more of alcohol per 210 liters of the person's breath; or (3) while under the combined influence of an alcoholic beverage, inhalant, and a controlled substance. (b) Operating a commercial motor vehicle while under the influence of an alcoholic beverage, inhalant, or controlled substance is a class A misdemeanor. (c) The sentencing of a person convicted under this section shall be in accordance with the minimum periods of imprisonment, fines, rehabilitative treatment, and other provisions of AS 28.35.030, as if the person had been convicted of a violation of AS 28.35.030. For purposes of sentencing, convictions for operating a commercial motor vehicle while under the influence of an alcoholic beverage, inhalant, or controlled substance under this section, and for refusal to submit to a chemical test under AS 28.35.032, if arising out of a single transaction, are considered one previous conviction.
AK Stat § 28.33.033 (2021)
2021 Alaska Statutes|Title 28. Motor Vehicles|Chapter 33. Commercial Motor Vehicles|Article 1. Operating Commercial Motor Vehicle While Under the Influence of an Alcoholic Beverage, Inhalant, or Controlled Substance.|Sec. 28.33.033. Presumptions and chemical analysis of breath or blood.

(a) Upon the trial of a civil or criminal action or proceedings arising out of acts alleged to have been committed by a person operating a commercial motor vehicle while under the influence of an alcoholic beverage in violation of AS 28.33.030, the following rules apply with regard to the amount of alcohol in the person's blood or breath at the time alleged: (1) if there was less than 0.04 percent by weight of alcohol in the person's blood, or less than 40 milligrams of alcohol per 100 milliliters of the person's blood, or less than 0.04 grams of alcohol per 210 liters of the person's breath, that fact does not give rise to a presumption that the person was or was not under the influence of an alcoholic beverage, but that fact may be considered with other competent evidence in determining whether the person was under the influence of an alcoholic beverage; (2) if there was 0.04 percent or more by weight of alcohol in the person's blood, or 40 milligrams or more of alcohol per 100 milliliters of the person's blood, or 0.04 grams or more of alcohol per 210 liters of the person's breath, it is presumed that the person was under the influence of an alcoholic beverage. (b) For purposes of this chapter, percent by weight of alcohol in the blood is based upon milligrams of alcohol per 100 milliliters of blood. (c) The provisions of (a) of this section may not be construed to limit the introduction of any other competent evidence bearing upon the question of whether the person was or was not under the influence of an alcoholic beverage. (d) The person tested may have a physician, or a qualified technician, chemist, registered or advanced practice registered nurse, or other qualified person of the person's own choosing administer a chemical test in addition to the test administered at the direction of a law enforcement officer. The failure or inability to obtain an additional test by a person does not preclude the admission of evidence relating to the test taken at the direction of a law enforcement officer; the fact that the person under arrest sought to obtain an additional test, and failed or was unable to do so, is likewise admissible in evidence. (e) Upon the request of the person who submits to a chemical test at the request of a law enforcement officer, full information concerning the test, including the results of it, shall be made available to the person or person's attorney.
AK Stat § 28.33.100 (2021)
2021 Alaska Statutes|Title 28. Motor Vehicles|Chapter 33. Commercial Motor Vehicles|Article 2. Commercial Vehicle Operators.|Sec. 28.33.100. License to drive commercial motor vehicle.

(a) A person may not drive a commercial motor vehicle until the person applies for and is issued a license for that purpose under AS 28.15.041. The department may not issue a license to drive a commercial motor vehicle unless the applicant (1) is at least 18 years of age, to operate in intrastate commerce, or at least 21 years of age, to operate in interstate commerce, except as provided in (f) of this section; (2) has held a valid driver's license at least one year before the date of application or meets the experience qualifications established by the department; (3) has successfully completed all required driving tests and written and physical examinations; (4) either does not have a driver's license issued by another jurisdiction or surrenders all driver's licenses issued by other jurisdictions; and (5) is domiciled in this state. (b) In addition to the information required under AS 28.15.111, a commercial driver's license shall include information determined by the United States Secretary of Transportation to be appropriate to identify the licensee. (c) A person who has been a state resident for 30 days or longer may not drive a commercial motor vehicle under the authority of a commercial driver's license issued by another jurisdiction. (d) The licensing requirements of this section are in addition to the requirements imposed on a school bus driver under AS 28.15.046. (e) The department shall disqualify a person for a period of 60 consecutive days, and shall reevaluate the person's application or license to drive a commercial motor vehicle, if the department determines that the person knowingly provided false information required under (1) this section or AS 28.15 in an application to the department for a commercial driver's license; or (2) AS 28.33.110(c) in an application for employment. (f) The department may authorize a person who is at least 18 years of age but under 21 years of age to operate a commercial motor vehicle in interstate commerce if the person (1) holds a valid commercial driver's license under (a) of this section; and (2) is authorized to operate a commercial motor vehicle in interstate commerce under federal law.
AK Stat § 28.33.110 (2021)
2021 Alaska Statutes|Title 28. Motor Vehicles|Chapter 33. Commercial Motor Vehicles|Article 2. Commercial Vehicle Operators.|Sec. 28.33.110. Notification requirements for drivers of commercial motor vehicles.

(a) A driver of a commercial motor vehicle holding a commercial driver's license issued by the state who is convicted of violating a federal or state law or local ordinance relating to motor vehicle traffic control in this or another state, or a federal, provincial, territorial, or municipal law relating to motor vehicle traffic control in Canada, other than parking violations, shall notify the driver's employer, in writing, of the conviction within 30 days after the date of conviction. (b) A driver whose operating privilege is suspended, revoked, or canceled by a state, who loses the privilege to operate a commercial motor vehicle in a state for any period, or who is disqualified from operating a commercial motor vehicle for any period, shall notify the driver's employer of that fact before the end of the business day following the day the driver received notice of the suspension, revocation, cancellation, loss, or disqualification. (c) A person who applies for employment as a commercial motor vehicle driver shall (1) provide the person's prospective employer, at the time of application for employment, with the following information for the 10 years preceding the date of application: (A) a list of the names and addresses of employers for which the applicant was a driver of a commercial motor vehicle; (B) the dates between which the applicant drove for each employer; (C) the reason for leaving each employer; (2) certify that the information provided under this subsection is true and complete; and (3) provide additional information required by the employer.
AK Stat § 28.33.120 (2021)
2021 Alaska Statutes|Title 28. Motor Vehicles|Chapter 33. Commercial Motor Vehicles|Article 2. Commercial Vehicle Operators.|Sec. 28.33.120. Responsibilities of employers of commercial motor vehicle driver.

An employer of a commercial motor vehicle driver (1) shall require an applicant for employment to provide the information required under AS 28.33.110(c); (2) may not knowingly allow, require, permit, assign, or authorize a driver to drive a commercial motor vehicle during a period in which (A) the driver's license is suspended, revoked, or canceled by a state; (B) the driver has lost the privilege to drive a commercial motor vehicle in a state; (C) the driver has been disqualified from driving a commercial motor vehicle; (D) the driver has more than one driver's license; (E) the driver is not licensed to drive a commercial motor vehicle; or (3) may not knowingly allow, require, permit, assign, or authorize the driver to operate a commercial motor vehicle in violation of a federal or state statute or regulation, or a local law or ordinance, relating to railroad-highway grade crossings.