reglab/housing_qa huggingface dataset:
MO Rev Stat § 383.077 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.077 - Reports of legal malpractice claims, contents.

Effective - 28 Aug 1985   383.077. Reports of legal malpractice claims, contents. — 1. Every insurer providing legal malpractice insurance to attorneys at law or a professional corporation duly engaged in the practice of law in Missouri and all employees of the foregoing acting in the course and scope of their employment shall submit a confidential report to the director on January first of each year containing all claims for legal malpractice made against any of its insureds during the preceding twelve-month period.  2. The report shall be in writing and on a form prescribed by the director. One form shall be completed for each claim and the form shall contain the following information relating to each claim:  (1) The insurer's claim number;  (2) The city population where the claim was made;  (3) How many lawyers are insured under the policy;  (4) How many years the insured had been in practice at the time of the alleged act or omission;  (5) The type of law office of which the insured is a member;  (6) The relationship of the insured to the claimant;  (7) Whether the claim arose after the insured made an attempt to collect a fee;  (8) Whether the claim arose from an area of law normal to the insured's practice;  (9) The month and year of the occurrence on which the claim was based;  (10) The month and year when the claim was first reported to the insurer;  (11) The area of law in which the insured was retained by the claimant;  (12) The major activity in which the lawyer was engaged at the time the alleged act or omission occurred;  (13) The alleged act or omission which was the most significantly related to the cause of the claim being made;  (14) The reserve established for loss payment;  (15) The reserve established for loss expenses; and  (16) The amount of the insured's deductible.  3. The insurer shall, within six months of final disposition of the claim, report to the director the final outcome of the claim including any payments made. ­­-------- (L. 1985 H.B. 657 & 337 § 2)
MO Rev Stat § 383.079 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.079 - Duty of director to issue statistical summary.

Effective - 28 Aug 1985   383.079. Duty of director to issue statistical summary. — The director shall compile a statistical summary of all data submitted and shall issue a public report to the Missouri Bar and the supreme court of the state of Missouri. ­­-------- (L. 1985 H.B. 657 & 337 § 3)
MO Rev Stat § 383.081 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.081 - Immunity granted person reporting and director.

Effective - 28 Aug 1985   383.081. Immunity granted person reporting and director. — There shall be no liability or cause of action of any nature against any insurer's agents or employees, or the director or his representatives, for any action taken pursuant to sections 383.075 to 383.083. ­­-------- (L. 1985 H.B. 657 & 337 § 4)
MO Rev Stat § 383.083 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.083 - Confidentiality of information and reports.

Effective - 28 Aug 1985   383.083. Confidentiality of information and reports. — None of the information reported, compiled or summarized pursuant to sections 383.075 to 383.083 shall be discoverable or admissible in any proceeding. ­­-------- (L. 1985 H.B. 657 & 337 § 5)
MO Rev Stat § 383.100 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.100 - Definitions.

Effective - 28 Aug 1976   383.100. Definitions. — As used in sections 383.100 to 383.125, the following terms mean:  (1) "Director", the director shall be the director of the department of commerce and insurance;  (2) "Health care provider" includes physicians, dentists, clinical psychologists, pharmacists, optometrists, podiatrists, registered nurses, physicians' assistants, chiropractors, physical therapists, nurse anesthetists, anesthetists, emergency medical technicians, hospitals, nursing homes and extended care facilities; but shall not include any nursing service or nursing facility conducted by and for those who rely upon treatment by spiritual means alone in accordance with the creed or tenets of any well-recognized church or religious denomination;  (3) "Medical malpractice insurance" means insurance coverage against the legal liability of the insured and against loss, damage, or expense incident to a claim arising out of the death or injury of any person as a result of the negligence or malpractice in rendering professional service by any health care provider. ­­-------- (L. 1976 H.B. 1308 § 1)
MO Rev Stat § 383.105 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.105 - Report of medical malpractice claims by certain insurers, contents, insurer defined.

Effective - 28 Aug 2006   383.105. Report of medical malpractice claims by certain insurers, contents, insurer defined. — 1. Every insurer providing medical malpractice insurance to a Missouri health care provider and every health care provider who maintains professional liability coverage through a plan of self-insurance shall submit to the director a report of all claims, both open claims filed during the reporting period and closed claims filed during the reporting period, for medical malpractice made against any of its Missouri insureds during the preceding three-month period.  2. The report shall be in writing and contain the following information:  (1) Name and address of the insured and the person working for the insured who rendered the service which gave rise to the claim, if the two are different;  (2) Specialty coverage of the insured;  (3) Insured's policy number;  (4) Nature and substance of the claim;  (5) Date and place in which the claim arose;  (6) Name, address and age of the claimant or plaintiff;  (7) Within six months after final disposition of the claim, the amounts paid, if any, and the date and manner of disposition (judgment, settlement or otherwise);  (8) Expenses incurred; and  (9) Such additional information as the director may require.  3. As used in sections 383.100 to 383.125, "insurer" includes every insurance company authorized to transact insurance business in this state, every unauthorized insurance company transacting business pursuant to chapter 384, every risk retention group, every insurance company issuing insurance to or through a purchasing group, every entity operating under this chapter, and any other person providing insurance coverage in this state, including self-insured health care providers. ­­-------- (L. 1976 H.B. 1308 § 2, A.L. 1986 S.B. 663, A.L. 1999 H.B. 445, A.L. 2006 H.B. 1837)
MO Rev Stat § 383.106 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.106 - Reporting standards — risk reporting categories — information compiled — report of rates.

Effective - 28 Aug 2006   383.106. Reporting standards — risk reporting categories — information compiled — report of rates. — 1. To effectively monitor the insurance marketplace, rates, financial solvency, and affordability and availability of medical malpractice coverage, the director shall establish by rule or order reporting standards for insurers by which the insurers, or an advisory organization designated by the director, shall annually report such Missouri medical malpractice insurance premium, loss, exposure, and other information as the director may require.  2. The director shall, prior to May 30, 2007, establish risk reporting categories for medical malpractice insurance, as defined in section 383.150, and shall establish regulations for the reporting of all base rates and premiums charged in those categories as determined by the director. The director shall consider the history of prior court judgments for claims under this chapter in each county of the state in establishing the risk reporting categories.  3. The director shall collect the information required in this section and compile it in a manner appropriate for assisting Missouri medical malpractice insurers in developing their future base rates, schedule rating, or individual risk rating factors and other aspects of their rating plans. In compiling the information and making it available to Missouri insurers and the public, the director shall remove any individualized information that identifies a particular insurer as the source of the information. The director may combine such information with similar information obtained through insurer examinations so as to cover periods of more than one year.  4. All insurers with regards to medical malpractice insurance as defined in section 383.150 shall provide to the director, beginning on June 1, 2008, and not less than annually thereafter, an accurate report as to the actual rates, including assessments levied against members, charged by such company for such insurance, for each of the risk reporting categories established under this section. ­­-------- (L. 2006 H.B. 1837)
MO Rev Stat § 383.107 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.107 - Publication of market rate.

Effective - 28 Aug 2006   383.107. Publication of market rate. — Not later than December 31, 2009, and at least annually thereafter, the director shall, utilizing the information provided pursuant to section 383.106, establish and publish a market rate reflecting the median of the actual rates charged for each of the risk reporting categories for the preceding year by all insurers with at least a three percent market share of the medical malpractice insurance market as of December thirty-first of the prior year, which are certified to have rates which are not inadequate by an actuary selected and approved by the director. ­­-------- (L. 2006 H.B. 1837)
MO Rev Stat § 383.108 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.108 - Publication of comparison of base rates.

Effective - 28 Aug 2006   383.108. Publication of comparison of base rates. — The director shall, utilizing the information provided under section 383.106, publish comparisons of the base rates charged by each insurer actively writing medical malpractice insurance. ­­-------- (L. 2006 H.B. 1837)
MO Rev Stat § 383.110 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.110 - Reports, when due, form of.

Effective - 28 Aug 1986   383.110. Reports, when due, form of. — Such reports shall be made to the director of the department of commerce and insurance quarterly on dates and in the form to be determined by the director. ­­-------- (L. 1976 H.B. 1308 § 3, A.L. 1986 S.B. 663)
MO Rev Stat § 383.115 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.115 - Information confidential, exception.

Effective - 28 Aug 1976   383.115. Information confidential, exception. — 1. Information submitted pursuant to subsection 2 of section 383.105, subdivisions (1), (3) and (6) shall be deemed to be confidential communication except as provided in section 383.125.  2. Statistics in summary form of the information submitted pursuant to sections 383.100 to 383.125, except as provided in subsection 1, shall be a matter of public record. ­­-------- (L. 1976 H.B. 1308 § 4)
MO Rev Stat § 383.120 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.120 - Immunity granted persons reporting and to director.

Effective - 28 Aug 1976   383.120. Immunity granted persons reporting and to director. — There shall be no liability on the part of and a cause of action of any nature shall not arise against an insurer reporting hereunder, or its agents or employees, or the director or his representatives, for any action taken by them pursuant to this section. ­­-------- (L. 1976 H.B. 1308 § 5)
MO Rev Stat § 383.124 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.124 - Administrative orders for violations of state laws or rules — civil action for violations.

Effective - 28 Aug 2006   383.124. Administrative orders for violations of state laws or rules — civil action for violations. — 1. If the director determines that a person has engaged, is engaging, or is about to engage in a violation of sections 383.100 to 383.125 or a rule adopted or order issued pursuant thereto, or that a person has materially aided, is materially aiding, or is about to materially aid an act, practice, omission, or course of business constituting a violation of sections 383.100 to 383.125 or a rule adopted or order issued pursuant thereto, the director may issue such administrative orders as authorized under section 374.046. A violation of any provisions under these sections is a level two violation under section 374.049. The director of the department of commerce and insurance may also suspend or revoke the license or certificate of authority of any person for any such willful violation as authorized under section 374.047.  2. If the director believes that a person has engaged, is engaging, or is about to engage in a violation of sections 383.100 to 383.125 or a rule adopted or order issued pursuant thereto, or that a person has materially aided, is materially aiding, or is about to materially aid an act, practice, omission, or course of business constituting a violation of sections 383.100 to 383.125 or a rule adopted or order issued pursuant thereto, the director may maintain a civil action for relief authorized under section 374.048. A violation of any provision under these sections is a level two violation under section 374.049. ­­-------- (L. 2006 H.B. 1837)
MO Rev Stat § 383.125 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.125 - Director to forward reported information to appropriate licensing board — further reports, contents, requirements.

Effective - 28 Aug 1993   383.125. Director to forward reported information to appropriate licensing board — further reports, contents, requirements. — The director shall, upon receipt, submit in writing the pertinent and appropriate data and information submitted pursuant to subsection 2 of section 383.105 to the applicable health care licensing board. The director shall also submit a report containing the information described in subdivisions (3) to (8) of subsection 2 of section 383.105 to the director of the department of social services or the director's designee. Information shall be disclosed to the department of social services so that the department of social services can determine whether the claimant or plaintiff was concurrently enrolled in the Medicaid program during the period in which the alleged incident occurred. The information provided to the department shall be subject to the confidentiality restrictions provided in subsection 7 of section 208.217 and of section 383.115. ­­-------- (L. 1976 H.B. 1308 § 6, A.L. 1993 H.B. 564)
MO Rev Stat § 383.130 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.130 - Definitions.

Effective - 28 Aug 2010   383.130. Definitions. — As used in sections 383.130 and 383.133, the following terms shall mean:  (1) "Disciplinary action", any final action taken by the board of trustees or similarly empowered officials of a hospital, ambulatory surgical center, owner or operator of a temporary nursing staffing agency, home health agency, nursing home or any nursing facility as such term is defined in chapter 198, or any entity that employs or contracts with licensed health care professionals to provide health care services to individuals to reprimand, discipline or restrict the practice of a health care professional. Only such reprimands, discipline, or restrictions in response to activities which are also grounds for disciplinary actions according to the professional licensing law for that health care professional shall be considered disciplinary actions for the purposes of this definition;  (2) "Health care professional", a physician or surgeon licensed under the provisions of chapter 334, a dentist licensed under the provisions of chapter 332, or a podiatrist licensed under the provisions of chapter 330, or a pharmacist licensed under the provisions of chapter 338, a psychologist licensed under the provisions of chapter 337, or a nurse licensed under the provisions of chapter 335, while acting within their scope of practice;  (3) "Hospital", a place devoted primarily to the maintenance and operation of facilities for the diagnosis, treatment or care for not less than twenty-four hours in any week of three or more nonrelated individuals suffering from illness, disease, injury, deformity or other abnormal physical conditions; or a place devoted primarily to provide for not less than twenty-four hours in any week medical or nursing care for three or more nonrelated individuals. The term "hospital" does not include convalescent, nursing, shelter or boarding homes as defined in chapter 198;  (4) "Licensing authority", the appropriate board or authority which is responsible for the licensing or regulation of the health care professional;  (5) "Temporary nursing staffing agency", any person, firm, partnership, or corporation doing business within the state that supplies, on a temporary basis, registered nurses, licensed practical nurses to a hospital, nursing home, or other facility requiring the services of those persons. ­­-------- (L. 1986 S.B. 663 § 1, A.L. 2007 H.B. 780 merged with S.B. 308, A.L. 2010 H.B. 2226, et al.)
MO Rev Stat § 383.150 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.150 - Definitions.

Effective - 28 Aug 1976   383.150. Definitions. — As used in sections 383.150 to 383.195, the following terms shall mean:  (1) "Association" means the joint underwriting association established pursuant to the provisions of sections 383.150 to 383.195;  (2) "Director" means the director of the department of commerce and insurance;  (3) "Health care provider" includes physicians, dentists, clinical psychologists, pharmacists, optometrists, podiatrists, registered nurses, physicians' assistants, chiropractors, physical therapists, nurse anesthetists, anesthetists, emergency medical technicians, hospitals, nursing homes and extended care facilities; but shall not include any nursing service or nursing facility conducted by and for those who rely upon treatment by spiritual means alone in accordance with the creed or tenets of any well-recognized church or religious denomination;  (4) "Medical malpractice insurance" means insurance coverage against the legal liability of the insured and against loss, damage, or expense incident to a claim arising out of the death or injury of any person as a result of the negligence or malpractice in rendering professional service by any health care provider;  (5) "Net direct premiums" means gross direct premiums written on casualty insurance in the state of Missouri by companies authorized to write casualty insurance under chapter 379, RSMo 1969, in the state of Missouri, less return premiums thereon and dividends paid or credited to policyholders on such direct business. ­­-------- (L. 1976 H.B. 1309 § 1)
MO Rev Stat § 383.160 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.160 - Policies, period covered — form of policy to be approved — rates, how regulated — assessments, how made — excess funds, disposition of.

Effective - 28 Aug 2020, 2 histories   383.160. Policies, period covered — form of policy to be approved — rates, how regulated — assessments, how made — excess funds, disposition of. — 1. All association policies of insurance shall be written to provide medical malpractice insurance coverage as prescribed by the plan of operation. No policy form shall be used by the association unless it has been filed with the director and approved or thirty days have elapsed and he has not delivered to the board written disapproval of it as misleading or not in the public interest. The director shall have the power to disapprove any policy form previously approved if found by him after hearing to be misleading or not in the public interest.  2. Cancellation of the association's policies shall be governed by law.  3. The rates, rating plans, rating rules, rating classifications and territories applicable to the insurance written by the association and statistics relating thereto shall be subject to the casualty rate regulation law giving due consideration to the past and prospective loss and expense experience in medical malpractice insurance of all of the insurers, trends in the frequency and severity of losses, the investment income of the association, and such other information as the director may require. All rates shall be actuarially sound and shall be calculated to be self-supporting.  4. In the event sufficient funds are not available for the sound financial operation of the association, additional funds shall be raised by making an assessment on all member companies. Assessments shall be made against members in the proportion that the net direct premiums for the preceding calendar year of each member for each line of insurance requiring it to participate in said plan bear to the net direct premiums for the preceding calendar year of all members for such line of insurance; provided that, assessments made pursuant to sections 383.150 to 383.195 shall not exceed in any calendar year one percent of each member's net direct premiums attributable to the line or lines of insurance the writing of which requires it to be a member.  5. All members shall deduct the amount of any assessment from past or future premium taxes due but not yet paid the state.  6. Any funds which result from policyholder premiums and other revenues received in excess of those funds required for reserves, loss payments and expenses incurred and accrued at the end of any calendar year shall be paid proportionately to the general fund to the extent that credit against premium tax liability has been granted pursuant to subsection 5 and to members which have been assessed but have not received tax credits as provided in subsection 5. ­­-------- (L. 1976 H.B. 1309 § 3, A.L. 2020 S.B. 551)
MO Rev Stat § 383.165 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 383 - Malpractice Insurance|Section 383.165 - Additional first year charge to policyholders.

Effective - 28 Aug 1976   383.165. Additional first year charge to policyholders. — Each policyholder shall pay to the association in the first policy year, in addition to the premium payment due for insurance through the association, an amount equal to said premium payment. Such charge shall be separately stated in the policy. ­­-------- (L. 1976 H.B. 1309 § 4)