reglab/housing_qa huggingface dataset:
TX Ins Code § 706.002 (2021)
2021 Texas Statutes|Insurance Code|Title 5 - Protection of Consumer Interests|Subtitle F - Insurance Fraud and Identity Theft|Chapter 706 - Identity Theft Insurance|Section 706.002. Coverage Authorized

Sec. 706.002.  COVERAGE AUTHORIZED.  (a)  An insurer authorized to write property and casualty insurance in this state may offer and issue insurance coverage for a loss suffered by a policyholder as a result of the policyholders' being a victim of identity theft or attempted identity theft.(b)  Coverage authorized by Subsection (a) may be:(1)  offered as a separate insurance policy or as a rider or endorsement to:(A)  a residential and commercial property insurance policy; or(B)  a personal or commercial casualty insurance policy; and(2)  underwritten and issued as an individual or group insurance policy.|Added by Acts 2005, 79th Leg., Ch. 102 (S.B. 99), Sec. 3, eff. September 1, 2005.|
TX Ins Code § 706.003 (2021)
2021 Texas Statutes|Insurance Code|Title 5 - Protection of Consumer Interests|Subtitle F - Insurance Fraud and Identity Theft|Chapter 706 - Identity Theft Insurance|Section 706.003. Eligible Policyholders

Sec. 706.003.  ELIGIBLE POLICYHOLDERS.  (a)  An insurer may issue coverage authorized under Section 706.002 to:(1)  an individual; or(2)  a group, business, employer, association, trustee, or other entity for the benefit of its members, customers, employees, members, or beneficiaries.(b)  An entity described by Subsection (a)(2) may be a group that:(1)  is formed solely for the purpose of obtaining insurance coverage under this chapter; or(2)  has already been formed for a purpose other than for obtaining insurance coverage under this chapter and that is described by Subsection (a)(2).|Added by Acts 2005, 79th Leg., Ch. 102 (S.B. 99), Sec. 3, eff. September 1, 2005.|
TX Ins Code § 706.004 (2021)
2021 Texas Statutes|Insurance Code|Title 5 - Protection of Consumer Interests|Subtitle F - Insurance Fraud and Identity Theft|Chapter 706 - Identity Theft Insurance|Section 706.004. Rates and Forms

Sec. 706.004.  RATES AND FORMS.  Notwithstanding any other law, rates and forms for insurance coverage issued under this chapter are governed by:(1)  Subchapters A-E, Chapter 2251;(2)  Subchapter A, Chapter 2301; and(3)  Article 5.13-2.|Added by Acts 2005, 79th Leg., Ch. 102 (S.B. 99), Sec. 3, eff. September 1, 2005.Amended by: Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 2D.018, eff. April 1, 2009.|
TX Ins Code § 706.005 (2021)
2021 Texas Statutes|Insurance Code|Title 5 - Protection of Consumer Interests|Subtitle F - Insurance Fraud and Identity Theft|Chapter 706 - Identity Theft Insurance|Section 706.005. Rules

Sec. 706.005.  RULES.  The commissioner may adopt rules as necessary to implement this chapter.|Added by Acts 2005, 79th Leg., Ch. 102 (S.B. 99), Sec. 3, eff. September 1, 2005.|
TX Ins Code § 707.001 (2021)
2021 Texas Statutes|Insurance Code|Title 5 - Protection of Consumer Interests|Subtitle F - Insurance Fraud and Identity Theft|Chapter 707 - Payment of Insurance Deductible|Section 707.001. Definitions

Sec. 707.001.  DEFINITIONS.  In this chapter:(1)  "Person" means an individual, corporation, association, partnership, limited liability company, or other legal entity.(2)  "Property insurance policy" means an insurance policy issued by an insurer, including a county mutual insurance company, farm mutual insurance company, Lloyd's plan, or reciprocal or interinsurance exchange, that provides first-party coverage for loss of or damage to real property.|Added by Acts 2019, 86th Leg., R.S., Ch. 1099 (H.B. 2102), Sec. 1, eff. September 1, 2019.|
TX Ins Code § 707.002 (2021)
2021 Texas Statutes|Insurance Code|Title 5 - Protection of Consumer Interests|Subtitle F - Insurance Fraud and Identity Theft|Chapter 707 - Payment of Insurance Deductible|Section 707.002. Payment of Deductible Required

Sec. 707.002.  PAYMENT OF DEDUCTIBLE REQUIRED.  A person insured under a property insurance policy shall pay any deductible applicable to a first-party claim made under the policy.|Added by Acts 2019, 86th Leg., R.S., Ch. 1099 (H.B. 2102), Sec. 1, eff. September 1, 2019.|
TX Ins Code § 707.003 (2021)
2021 Texas Statutes|Insurance Code|Title 5 - Protection of Consumer Interests|Subtitle F - Insurance Fraud and Identity Theft|Chapter 707 - Payment of Insurance Deductible|Section 707.003. Consumer Education

Sec. 707.003.  CONSUMER EDUCATION.  The department, in coordination with other state agencies and stakeholders as necessary, shall develop and implement an education program related to the payment of property insurance policy deductibles.  The program must:(1)  provide reasonable methods to educate insurance consumers and providers of goods or services that are regularly paid for from proceeds of property insurance claims; and(2)  include information regarding:(A)  the requirements of this chapter and Section 27.02, Business & Commerce Code; and(B)  the conduct prohibited by Section 27.02, Business & Commerce Code.|Added by Acts 2019, 86th Leg., R.S., Ch. 1099 (H.B. 2102), Sec. 1, eff. September 1, 2019.|
TX Ins Code § 707.004 (2021)
2021 Texas Statutes|Insurance Code|Title 5 - Protection of Consumer Interests|Subtitle F - Insurance Fraud and Identity Theft|Chapter 707 - Payment of Insurance Deductible|Section 707.004. Reasonable Proof of Payment

Sec. 707.004.  REASONABLE PROOF OF PAYMENT.  An insurer that issues a property insurance policy with replacement cost coverage may refuse to pay a claim for withheld recoverable depreciation or a replacement cost holdback under the policy until the insurer receives reasonable proof of payment by the policyholder of any deductible applicable to the claim.  Reasonable proof of payment includes a canceled check, money order receipt, credit card statement, or copy of an executed installment plan contract or other financing arrangement that requires full payment of the deductible over time.|Added by Acts 2019, 86th Leg., R.S., Ch. 1099 (H.B. 2102), Sec. 1, eff. September 1, 2019.|
TX Ins Code § 707.005 (2021)
2021 Texas Statutes|Insurance Code|Title 5 - Protection of Consumer Interests|Subtitle F - Insurance Fraud and Identity Theft|Chapter 707 - Payment of Insurance Deductible|Section 707.005. Rulemaking

Sec. 707.005.  RULEMAKING.  The commissioner may adopt rules as necessary to implement this chapter. Section 2001.0045, Government Code, does not apply to rules adopted under this section.|Added by Acts 2019, 86th Leg., R.S., Ch. 1099 (H.B. 2102), Sec. 1, eff. September 1, 2019.|
TX Ins Code § 752.0001 (2021)
2021 Texas Statutes|Insurance Code|Title 5 - Protection of Consumer Interests|Subtitle G - Regulation of Insurer Market Conduct|Chapter 752 - Enforcement of Balance Billing Prohibitions|Section 752.0001. Definition

Sec. 752.0001.  DEFINITION.  In this chapter, "administrator" has the meaning assigned by Section 1467.001.|Added by Acts 2019, 86th Leg., R.S., Ch. 1342 (S.B. 1264), Sec. 1.01, eff. September 1, 2019.|
TX Ins Code § 752.0002 (2021)
2021 Texas Statutes|Insurance Code|Title 5 - Protection of Consumer Interests|Subtitle G - Regulation of Insurer Market Conduct|Chapter 752 - Enforcement of Balance Billing Prohibitions|Section 752.0002. Injunction for Balance Billing

Sec. 752.0002.  INJUNCTION FOR BALANCE BILLING.  (a)  If the attorney general receives a referral from the appropriate regulatory agency indicating that an individual or entity, including a health benefit plan issuer or administrator, has exhibited a pattern of intentionally violating a law that prohibits the individual or entity from billing an insured, participant, or enrollee in an amount greater than an applicable copayment, coinsurance, and deductible under the insured's, participant's, or enrollee's managed care plan or that imposes a requirement related to that prohibition, the attorney general may bring a civil action in the name of the state to enjoin the individual or entity from the violation.(b)  If the attorney general prevails in an action brought under Subsection (a), the attorney general may recover reasonable attorney's fees, costs, and expenses, including court costs and witness fees, incurred in bringing the action.|Added by Acts 2019, 86th Leg., R.S., Ch. 1342 (S.B. 1264), Sec. 1.01, eff. September 1, 2019.|
TX Ins Code § 752.0003 (2021)
2021 Texas Statutes|Insurance Code|Title 5 - Protection of Consumer Interests|Subtitle G - Regulation of Insurer Market Conduct|Chapter 752 - Enforcement of Balance Billing Prohibitions|Section 752.0003. Enforcement by Regulatory Agency

Sec. 752.0003.  ENFORCEMENT BY REGULATORY AGENCY.  (a)  An appropriate regulatory agency that licenses, certifies, or otherwise authorizes a physician, health care practitioner, health care facility, or other health care provider to practice or operate in this state may take disciplinary action against the physician, practitioner, facility, or provider if the physician, practitioner, facility, or provider violates a law that prohibits the physician, practitioner, facility, or provider from billing an insured, participant, or enrollee in an amount greater than an applicable copayment, coinsurance, and deductible under the insured's, participant's, or enrollee's managed care plan or that imposes a requirement related to that prohibition.(b)  The department may take disciplinary action against a health benefit plan issuer or administrator if the issuer or administrator violates a law requiring the issuer or administrator to provide notice of a balance billing prohibition or make a related disclosure.(c)  A regulatory agency described by Subsection (a) or the commissioner may adopt rules as necessary to implement this section.  Section 2001.0045, Government Code, does not apply to rules adopted under this subsection.|Added by Acts 2019, 86th Leg., R.S., Ch. 1342 (S.B. 1264), Sec. 1.01, eff. September 1, 2019.|
TX Ins Code § 803.001 (2021)
2021 Texas Statutes|Insurance Code|Title 6 - Organization of Insurers and Related Entities|Subtitle A - General Provisions Applicable to Insurers and Related Entities|Chapter 803 - Location of Books, Records, Accounts, and Offices Outside of This State|Section 803.001. Definitions

Sec. 803.001.  DEFINITIONS.  In this chapter:(1)  "Domestic company" means any entity licensed, chartered, or organized under this code, including:(A)  a county mutual insurance company;(B)  a farm mutual insurance company;(C)  a fire and marine insurance company;(D)  a fraternal benefit society;(E)  a general casualty company;(F)  a group hospital service corporation;(G)  a health maintenance organization;(H)  a life, health, and accident insurance company;(I)  a Lloyd's plan;(J)  a local mutual aid association;(K)  a mutual life insurance company;(L)  a mutual insurance company other than a mutual life insurance company;(M)  a nonprofit legal services corporation;(N)  a reciprocal exchange;(O)  a statewide mutual assessment company;(P)  a stipulated premium insurance company;(Q)  a surety and trust company;  and(R)  a title insurance company.(2)  "Insurance holding company system" has the meaning described by Section 823.006.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 1, eff. June 1, 2003.|
TX Ins Code § 803.002 (2021)
2021 Texas Statutes|Insurance Code|Title 6 - Organization of Insurers and Related Entities|Subtitle A - General Provisions Applicable to Insurers and Related Entities|Chapter 803 - Location of Books, Records, Accounts, and Offices Outside of This State|Section 803.002. Applicability of Chapter

Sec. 803.002.  APPLICABILITY OF CHAPTER.  This chapter applies only to a domestic company that is:(1)  an affiliate of an insurance holding company system and in compliance with Chapter 823;(2)  a nonprofit legal services corporation the claims and daily affairs of which are handled under contract by a foreign insurer that holds a certificate of authority to engage in a similar business in this state;  or(3)  a health maintenance organization that is affiliated with another health maintenance organization or a health care provider.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 1, eff. June 1, 2003.|
TX Ins Code § 803.003 (2021)
2021 Texas Statutes|Insurance Code|Title 6 - Organization of Insurers and Related Entities|Subtitle A - General Provisions Applicable to Insurers and Related Entities|Chapter 803 - Location of Books, Records, Accounts, and Offices Outside of This State|Section 803.003. Authority to Locate Out of State

Sec. 803.003.  AUTHORITY TO LOCATE OUT OF STATE.  (a)  A domestic company may locate and maintain its principal offices and all or any part of its books, records, and accounts outside this state at any other location in the United States if:(1)  the company has given written notice of this intention to the commissioner, except as provided by Subsection (b);(2)  the commissioner has not disapproved the notice before the 31st day after the date on which the company gives the notice;  and(3)  the company meets the requirements of this chapter.(b)  A separate notice under this section is not required if:(1)  the domestic company has an agreement to maintain its books and records outside of the state with an affiliate;  and(2)  the agreement:(A)  has been approved under Chapter 823;  and(B)  contains substantially all the information required for notice under this section.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 1, eff. June 1, 2003.|
TX Ins Code § 803.004 (2021)
2021 Texas Statutes|Insurance Code|Title 6 - Organization of Insurers and Related Entities|Subtitle A - General Provisions Applicable to Insurers and Related Entities|Chapter 803 - Location of Books, Records, Accounts, and Offices Outside of This State|Section 803.004. Location at Branch or Agency Office

Sec. 803.004.  LOCATION AT BRANCH OR AGENCY OFFICE.  This chapter does not apply to the location and maintenance of the normal books, records, and accounts of a domestic company, including policyholder and claim files, relating to the business produced by or through an agency of the company at a branch or agency office located in the United States, regardless of whether the agency is an affiliate of the company as provided in Chapter 823.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 1, eff. June 1, 2003.|
TX Ins Code § 803.005 (2021)
2021 Texas Statutes|Insurance Code|Title 6 - Organization of Insurers and Related Entities|Subtitle A - General Provisions Applicable to Insurers and Related Entities|Chapter 803 - Location of Books, Records, Accounts, and Offices Outside of This State|Section 803.005. Control of Books, Records, Accounts, and Offices

Sec. 803.005.  CONTROL OF BOOKS, RECORDS, ACCOUNTS, AND OFFICES.  (a)  The books, records, accounts, or offices of a domestic company must be under the company's direct supervision, management, and control.(b)  The ultimate controlling person of an insurance holding company system affiliated with a domestic company, or the immediate or intermediate controlling person of the domestic company, must be domiciled, licensed, or admitted to transact business in a jurisdiction in the United States.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 1, eff. June 1, 2003.|
TX Ins Code § 803.006 (2021)
2021 Texas Statutes|Insurance Code|Title 6 - Organization of Insurers and Related Entities|Subtitle A - General Provisions Applicable to Insurers and Related Entities|Chapter 803 - Location of Books, Records, Accounts, and Offices Outside of This State|Section 803.006. Agent for Service of Process

Sec. 803.006.  AGENT FOR SERVICE OF PROCESS.  A domestic company that under this chapter has moved its principal offices and any part of its books, records, and accounts outside this state and the controlling person of an affiliated insurance holding company system must comply with Section 804.102.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 1, eff. June 1, 2003.|
TX Ins Code § 803.007 (2021)
2021 Texas Statutes|Insurance Code|Title 6 - Organization of Insurers and Related Entities|Subtitle A - General Provisions Applicable to Insurers and Related Entities|Chapter 803 - Location of Books, Records, Accounts, and Offices Outside of This State|Section 803.007. Examination Expenses

Sec. 803.007.  EXAMINATION EXPENSES.  A credit on or an offset against the amount of premium taxes to be paid by a domestic company to the state in a taxable year may not be allowed on:(1)  a fee or examination expense paid to another state;  or(2)  an examination expense:(A)  incurred by a representative of the department that is directly attributable to an examination of the books, records, accounts, or principal offices of a domestic company located outside this state;  or(B)  paid in a different taxable year.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 1, eff. June 1, 2003.|
TX Ins Code § 803.008 (2021)
2021 Texas Statutes|Insurance Code|Title 6 - Organization of Insurers and Related Entities|Subtitle A - General Provisions Applicable to Insurers and Related Entities|Chapter 803 - Location of Books, Records, Accounts, and Offices Outside of This State|Section 803.008. Rules

Sec. 803.008.  RULES.  The commissioner shall adopt rules to authorize a domestic company to maintain its books and records with a nonaffiliated entity other than an agency.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 1, eff. June 1, 2003.|
TX Ins Code § 803.009 (2021)
2021 Texas Statutes|Insurance Code|Title 6 - Organization of Insurers and Related Entities|Subtitle A - General Provisions Applicable to Insurers and Related Entities|Chapter 803 - Location of Books, Records, Accounts, and Offices Outside of This State|Section 803.009. Conflicting Provisions

Sec. 803.009.  CONFLICTING PROVISIONS.  This chapter prevails over a conflicting provision of any other law of this state, including:(1)  Chapters 221, 222, and 223;(2)  Sections 401.151, 401.152, 401.155, and 401.156; and(3)  Section 171.0525, Tax Code.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 1, eff. June 1, 2003.Amended by: Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636), Sec. 2E.002, eff. April 1, 2009.|
TX Ins Code § 827.001 (2021)
2021 Texas Statutes|Insurance Code|Title 6 - Organization of Insurers and Related Entities|Subtitle B - Organization of Regulated Entities|Chapter 827 - Withdrawal and Restriction Plans|Section 827.001. Definitions

Sec. 827.001.  DEFINITIONS.  In this chapter:(1)  "Insurer" means an insurance company or other legal entity authorized to engage in the business of insurance in this state, including a reciprocal or interinsurance exchange, a Lloyd's plan, and a county mutual insurance company.  The term includes an affiliate.  The term does not include a farm mutual insurance company or an eligible surplus lines insurer regulated under Chapter 981.(2)  "Rating territory" means a rating territory established by the department.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 1, eff. June 1, 2003.  Amended by Acts 2003, 78th Leg., ch. 206, Sec. 10.01(a), eff. June 11, 2003.|
TX Ins Code § 827.002 (2021)
2021 Texas Statutes|Insurance Code|Title 6 - Organization of Insurers and Related Entities|Subtitle B - Organization of Regulated Entities|Chapter 827 - Withdrawal and Restriction Plans|Section 827.002. Exemption

Sec. 827.002.  EXEMPTION.  This chapter does not apply to a transfer of business from an insurer to a company that:(1)  is within the same insurance group as the insurer;  (2)  is authorized to engage in the business of insurance in this state;  and(3)  is not a reciprocal or interinsurance exchange, a Lloyd's plan, a county mutual insurance company, or a farm mutual insurance company.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 1, eff. June 1, 2003.  Amended by Acts 2003, 78th Leg., ch. 206, Sec. 10.02, eff. June 1, 2003.|
TX Ins Code § 827.003 (2021)
2021 Texas Statutes|Insurance Code|Title 6 - Organization of Insurers and Related Entities|Subtitle B - Organization of Regulated Entities|Chapter 827 - Withdrawal and Restriction Plans|Section 827.003. Withdrawal Plan Required

Sec. 827.003.  WITHDRAWAL PLAN REQUIRED.  An insurer shall file with the commissioner a plan for orderly withdrawal if the insurer proposes to:(1)  reduce the insurer's total annual premium volume by 50 percent or more;(2)  reduce the insurer's annual premium by 75 percent or more in a line of insurance in this state;  or(3)  reduce in this state, or in any applicable rating territory, the insurer's total annual premium volume in a line of personal automobile or residential property insurance by 50 percent or more.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 1, eff. June 1, 2003.  Amended by Acts 2003, 78th Leg., ch. 206, Sec. 10.03, eff. June 11, 2003.|
TX Ins Code § 827.004 (2021)
2021 Texas Statutes|Insurance Code|Title 6 - Organization of Insurers and Related Entities|Subtitle B - Organization of Regulated Entities|Chapter 827 - Withdrawal and Restriction Plans|Section 827.004. Provisions of Withdrawal Plan

Sec. 827.004.  PROVISIONS OF WITHDRAWAL PLAN.  A withdrawal plan filed under Section 827.003 must:(1)  be constructed to protect the interests of the people of this state;(2)  indicate the dates on which the insurer intends to begin and to complete the plan;  and(3)  provide for:(A)  meeting the insurer's contractual obligations;(B)  providing service to the insurer's policyholders and claimants in this state;  and(C)  meeting any applicable statutory obligations, such as payment of assessments to the guaranty fund and participation in an assigned risk plan or joint underwriting arrangement.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 1, eff. June 1, 2003.|
TX Ins Code § 827.005 (2021)
2021 Texas Statutes|Insurance Code|Title 6 - Organization of Insurers and Related Entities|Subtitle B - Organization of Regulated Entities|Chapter 827 - Withdrawal and Restriction Plans|Section 827.005. Approval of Withdrawal Plan

Sec. 827.005.  APPROVAL OF WITHDRAWAL PLAN.  (a)  Except as provided by Subsection (b), the commissioner shall approve a withdrawal plan that adequately provides for meeting the requirements prescribed by Section 827.004(3).(b)  The commissioner may modify, restrict, or limit a withdrawal plan under this section as necessary if the commissioner finds that a line of insurance subject to the withdrawal plan is not offered in a quantity or manner to adequately cover the risks in this state or to adequately protect the residents of this state and policyholders in this state.  The commissioner may by order set the date on which the insurer's withdrawal begins.(c)  A withdrawal plan is deemed approved if the commissioner:(1)  does not hold a hearing on the plan before the 61st day after the date the plan is filed with the commissioner;  or(2)  does not deny approval before the 61st day after the date a hearing on the plan is held.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 1, eff. June 1, 2003.  Amended by Acts 2003, 78th Leg., ch. 206, Sec. 10.04, eff. June 11, 2003.|
TX Ins Code § 827.006 (2021)
2021 Texas Statutes|Insurance Code|Title 6 - Organization of Insurers and Related Entities|Subtitle B - Organization of Regulated Entities|Chapter 827 - Withdrawal and Restriction Plans|Section 827.006. Resumption of Writing Insurance After Complete Withdrawal

Sec. 827.006.  RESUMPTION OF WRITING INSURANCE AFTER COMPLETE WITHDRAWAL.  An insurer that withdraws from writing all lines of insurance in this state may not, without the approval of the commissioner, resume writing insurance in this state before the fifth anniversary of the date of withdrawal.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 1, eff. June 1, 2003.|
TX Ins Code § 827.007 (2021)
2021 Texas Statutes|Insurance Code|Title 6 - Organization of Insurers and Related Entities|Subtitle B - Organization of Regulated Entities|Chapter 827 - Withdrawal and Restriction Plans|Section 827.007. Penalties

Sec. 827.007.  PENALTIES.  The commissioner may impose the civil penalties under Chapter 82 on an insurer that fails to obtain the commissioner's approval before the insurer:(1)  withdraws from writing a line of insurance in this state;  or(2)  reduces the insurer's total annual premium volume by 75 percent or more in any year.|Added by Acts 2001, 77th Leg., ch. 1419, Sec. 1, eff. June 1, 2003.|