reglab/housing_qa huggingface dataset:
MA Gen L ch 244 § 10 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 10 - Foreclosure and Redemption Where Entry Made Before Breach

Section 10. A mortgagee, or a person claiming under him in possession under the preceding section, may, after breach of condition, make a new formal entry for breach of condition, or bring an action, under section one, with the same effect as if he were not in possession; or he may foreclose the right of redemption by giving, after breach of condition, to the mortgagor, or person claiming under him, a written notice that he will thenceforward hold the land for the purpose of foreclosure and causing a certificate in proof thereof to be recorded within thirty days after such notice as in case of an original entry. If such notice is given and recorded, the three years limited for redemption shall run from the date of giving the notice.
MA Gen L ch 244 § 11 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 11 - Mortgages Containing Power of Sale; Court Order for Sale

Section 11. If a conditional judgment has been entered upon a mortgage containing a power of sale, the court shall, instead of issuing a writ of possession, at the request of the plaintiff order the property to be sold pursuant to such power. The plaintiff shall thereupon execute the power and do all things required by it or by the court.
MA Gen L ch 244 § 12 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 12 - Procedure After Sale

Section 12. The person selling shall, within ten days after the sale, file in the clerk's office a report on oath of the sale and of his doings, and the court may confirm the sale or set it aside and order a re-sale. Any person interested may appear or be summoned, and the order of the court confirming the sale shall be conclusive evidence against all persons that the power of sale was duly executed.
MA Gen L ch 244 § 13 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 13 - Necessary Parties

Section 13. Unless the defendant is seized in fee simple in possession of the whole equity of redemption of the land demanded, an order for a sale shall not be made until all parties interested in the equity of redemption and whose estate or interest therein would be affected by such sale have been summoned to appear.
MA Gen L ch 244 § 14a (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 14a - Foreclosure Database; Annual Report on Developments and Trends in Residential Property Foreclosures

Section 14A. The commissioner of the division of banks, hereinafter referred to as the commissioner, shall maintain a foreclosure database that shall include, but not be limited to, foreclosure activity by mortgage lenders, mortgage holders and mortgage servicers, as well as the mortgage brokers and loan originators who placed these mortgage loans in the commonwealth, including information relative to the original mortgagee and any subsequent assignee. Based on the information received, the commissioner shall produce a report, at least annually, to track developments and trends of mortgage foreclosures on residential property in the commonwealth including, but not limited to, an analysis of the pre-foreclosure notices submitted to the commissioner compared to the final foreclosure notices, and any trends or patterns relative to the geographic location of the residential properties and interest rates. The report shall be available to the public upon request, and the commissioner shall make it available in any other manner that he may choose.
MA Gen L ch 244 § 15a (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 15a - Mortgagee Taking Possession or Conveying Title; Notice

Section 15A. A mortgagee taking possession of mortgaged premises prior to foreclosure or a mortgagee conveying title to mortgaged premises pursuant to the provisions of this chapter shall, within thirty days of taking possession or conveying title, notify all residential tenants of said premises, and the office of the assessor or collector of taxes of the municipality in which the premises are located and any persons, companies, districts, commissions or other entities of any kind which provide water or sewer service to the premises, of said taking possession or conveying title.
MA Gen L ch 244 § 17 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 17 - Conveyance by Mortgagor; Effect

Section 17. A sale or transfer by the mortgagor shall not impair or annul any right or power of attorney given in the mortgage to the mortgagee to sell or transfer the land as attorney or agent of the mortgagor.
MA Gen L ch 244 § 17a (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 17a - Limitation of Actions

Section 17A. Actions on mortgage notes, whether witnessed or not, or on other obligations to pay a debt secured by mortgage of real estate, to recover judgments for deficiencies after foreclosure by sale under a power contained in the mortgage, and actions on such notes or other obligations which are subject to a prior mortgage, to recover the amount due thereon after the foreclosure by sale of such prior mortgage under power contained therein, shall, except as hereinafter provided, be commenced within two years after the date of the foreclosure sale or, if the principal of the note or other obligation does not become payable until after the foreclosure sale, then within two years after the time when the cause of action for the principal accrues.  Such actions in cases where the foreclosure sale shall have occurred or the cause of action shall have accrued prior to January first, nineteen hundred and forty-six shall be commenced within two years after said date. Nothing in this section shall extend any other period of limitation.
MA Gen L ch 244 § 17b (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 17b - Notice of Intention to Foreclose; Necessity; Form; Notice and Affidavit

Section 17B. No action for a deficiency shall be brought after June thirtieth, nineteen hundred and forty-six by the holder of a mortgage note or other obligation secured by mortgage of real estate after a foreclosure sale by him taking place after January first, nineteen hundred and forty-six unless a notice in writing of the mortgagee's intention to foreclose the mortgage has been mailed, postage prepaid, by registered mail with return receipt requested, to the defendant sought to be charged with the deficiency at his last address then known to the mortgagee, together with a warning of liability for the deficiency, in substantially the form below, not less than twenty-one days before the date of the sale under the power in the mortgage, and an affidavit has been signed and sworn to, within thirty days after the foreclosure sale, of the mailing of such notice. A notice mailed as aforesaid shall be a sufficient notice, and such an affidavit made within the time specified shall be prima facie evidence in such action of the mailing of such notice. The notice and affidavit, respectively, shall be in substantially the following forms:  Notice of Intention to Foreclose and of Deficiency After Foreclosure of Mortgage.  To A.B. Street  You are hereby notified, in accordance with the statute, of my intention, on or after , to foreclose by sale under power of sale for breach of condition, the mortgage held by me on property on Street in in the County of dated and recorded with deeds Book page to secure a note (or other obligation) signed by you, for the whole, or part, of which you may be liable to me in case of a deficiency in the proceeds of the foreclosure sale.  Yours very truly,  C.D. Holder of said mortgage.  Affidavit.  I hereby certify on oath that on the day of (insert year) I mailed by registered mail, postage prepaid and return receipt requested, the notice, a copy of which appears below, directed to the persons or person at the addresses therein named which were the last addresses of such persons known to me at the time of mailing.  (Here insert copy)  Signed and sworn to before me this day of (insert year)   . . . . . . . . . . . . . . . . . . . . . .<\/y>
MA Gen L ch 244 § 17c (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 17c - Waiver of Provisions of Secs. 17a and 17b; Validity

Section 17C. The provisions of sections seventeen A and seventeen B shall not be waived, and any agreement to waive them or covenant not to rely upon them made before suit is commenced shall be void.
MA Gen L ch 244 § 18 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 18 - Persons Authorized to Redeem

Section 18. The mortgagor or person claiming or holding under him may, after breach of condition, redeem the land mortgaged, unless the mortgagee, or person claiming or holding under him, has obtained possession of the land for breach of condition and has continued that possession for three years, or unless the land has been sold pursuant to a power of sale contained in the mortgage deed.
MA Gen L ch 244 § 19 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 19 - Tender of Payment or Performance

Section 19. The person entitled to redeem shall pay or tender to the mortgagee, or person claiming or holding under him, the whole amount then due and payable on the mortgage, and shall perform or tender performance of every other condition contained therein; and if there has been an action to recover the land he shall pay or tender the costs of such action if unpaid.
MA Gen L ch 244 § 20 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 20 - Accounting

Section 20. If the mortgagee or person claiming or holding under him has had possession of the land, he shall account for rents and profits, and be allowed for all amounts expended in reasonable repairs and improvements, for all lawful taxes and assessments paid and for all other necessary expenses in the care and management of the land. A balance of such account, if due from him, shall be deducted from the debt due on the mortgage; if due to him, shall be added to the debt, and paid or tendered as such.
MA Gen L ch 244 § 21 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 21 - Time for Tender; Suit for Redemption

Section 21. The tender may be made before the expiration of the three years limited for redemption, and before or after entry for breach of condition, and before a sale pursuant to a power contained in the mortgage; but if the mortgagee or person claiming or holding under him does not accept the tender and discharge the mortgage, the tender shall not prevent the foreclosure unless, within one year after the tender, the mortgagor or person claiming or holding under him commences suit for redemption and when he commences suit pays to the clerk of the court the amount tendered for the use of the party entitled thereto.
MA Gen L ch 244 § 22 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 22 - Suit Without Previous Tender

Section 22. The person entitled to redeem may, before the expiration of the three years limited for redemption, and before or after an entry for breach of condition, and before a sale pursuant to a power contained in the mortgage, commence suit for redemption without previous tender, and may in such suit offer to pay such amount as shall be found due from him, or to perform such other condition as the case may require; but a mortgagee who has published a notice of sale prior to the commencement of such suit may proceed with said sale unless the amount due is paid into court or the sale enjoined.
MA Gen L ch 244 § 23 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 23 - Amounts Not in Dispute; Order for Payment

Section 23. The court may determine, by a reference to a master or otherwise, whether any and what amount due on the mortgage is not in dispute, and may by an interlocutory decree order it paid to the mortgagee, or for his use to the clerk of the court.
MA Gen L ch 244 § 24 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 24 - Costs

Section 24. The court may award costs in the suit for redemption to either party; but if suit is brought without previous tender and it is found that the condition of the mortgage has not been performed, the plaintiff shall pay costs of suit, unless the court finds that the defendant has unreasonably refused or neglected, when requested, to render a just and true account of the money due upon the mortgage and of rents and profits and amounts paid for taxes, repairs, improvements and other necessary expenses, or that he otherwise by his default prevented the plaintiff from performing or tendering performance of the condition before commencement of suit.
MA Gen L ch 244 § 25 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 25 - Defective Tender

Section 25. If suit was commenced before the expiration of the three years limited for redemption, and before or after entry for breach of condition, the plaintiff shall, although the tender alleged is found to be insufficient, be entitled to a decree for redemption as if no previous tender had been alleged.
MA Gen L ch 244 § 26 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 26 - Venue

Section 26. Except as provided in section forty, a suit for redemption shall be brought in the county where the land or any part thereof lies.
MA Gen L ch 244 § 27 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 27 - Judgment of Possession

Section 27. If the court finds the plaintiff entitled to redeem, it shall determine the amount due on the mortgage or what condition the plaintiff is bound to perform for the redemption of the land, and shall enter judgment that, upon payment of such amount or performance of such condition within such time as it shall order, the plaintiff shall have execution for possession of the land and shall hold it discharged of the mortgage.
MA Gen L ch 244 § 28 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 28 - Interest

Section 28. If the court finds that the mortgagee has not unreasonably neglected or refused to render a true account of rents and profits of the land mortgaged, it may award him the balance found due on the mortgage, with interest thereon at a rate of not more than twelve per cent a year from the expiration of three years after the entry to the date of the judgment.
MA Gen L ch 244 § 29 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 29 - Execution for Possession

Section 29. The court may at the same time order that, if the defendant neglects or refuses to accept the money or other act required by the judgment to be paid or performed, the money shall be left for his use with the clerk of the court, or such other act done as the case requires; and the plaintiff, having performed all acts required by the judgment, may have execution for possession of the land.
MA Gen L ch 244 § 30 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 30 - Judgment and Execution for Balance

Section 30. If the court finds that the defendant has received from rents and profits of the land or otherwise more than is due on the mortgage, it shall award judgment and execution against him for the amount due to the plaintiff; and if there are several defendants, such judgment and execution may be awarded against them, either jointly or severally, for the amounts received by them or any of them, respectively.
MA Gen L ch 244 § 31 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 31 - Distribution of Money Tendered and Paid Into Court

Section 31. The court may order the amount found due the plaintiff for rents and profits or costs, if any, to be deducted from the amount found due the defendant, to whom the balance only shall be paid from any money tendered or brought into court, and the residue, if any, shall be paid to the plaintiff.
MA Gen L ch 244 § 32 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 32 - Intervention

Section 32. If a person, other than the parties to a suit for redemption, is interested therein, the court may, upon terms, allow him to intervene.
MA Gen L ch 244 § 33 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 33 - Survival of Right of Redemption

Section 33. If the person entitled to redeem a mortgaged estate dies, his heirs, devisees, executor or administrator may make a tender or commence or prosecute a suit for redemption which the deceased might have made, commenced or prosecuted.
MA Gen L ch 244 § 34 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 34 - Tender to Guardian or Conservator

Section 34. A tender may be made to a guardian or conservator, who may, upon satisfaction, execute a release of the mortgage.
MA Gen L ch 244 § 35 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 35 - Opening Foreclosure; Right of Redemption

Section 35. If, after the foreclosure of a mortgage not containing a power of sale, the person entitled to the debt recovers judgment for any part thereof on the ground that the value of the land mortgaged at the time of the foreclosure was less than the amount due, such recovery shall open the foreclosure, and the person entitled may redeem the land although the three years limited therefor have expired, if suit for redemption is brought within one year after the recovery of such judgment.
MA Gen L ch 244 § 36 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 36 - Excess Received by Mortgagee; Recovery

Section 36. If a mortgagee or person claiming or holding under him receives from rents and profits of the land, or upon a tender made to him, or in any other manner, more than is due on the mortgage, and no suit for redemption is brought against him, the mortgagor or other person entitled to such excess may recover it in a civil action.
MA Gen L ch 244 § 37 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 37 - Discharge of Mortgages Held by Commonwealth

Section 37. If a mortgage is held by the commonwealth, the state treasurer may demand and receive the money due, and upon payment shall make and acknowledge a discharge.
MA Gen L ch 244 § 38 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 38 - Foreclosure

Section 38. If the condition of such mortgage is not duly performed, the state treasurer may cause an entry for breach of condition to be made in the name and behalf of the commonwealth by himself or a person whom he appoints, or he may bring an action in the name of the commonwealth to recover possession of the land mortgaged; and possession obtained by entry or by action shall have the same effect in foreclosing the right of redemption as a similar possession by any other mortgagee.
MA Gen L ch 244 § 39 (2021)
2021 Massachusetts General Laws|Part III - Courts, Judicial Officers and Proceedings in Civil Cases|Title III - Remedies Relating to Real Property|Chapter 244 - Foreclosure and Redemption of Mortgages|Section 39 - Redemption Generally

Section 39. The mortgagor or his assigns may redeem the land in like manner and upon like terms as if held by any other mortgagee, and the payment or performance of the condition shall be made or tendered to the state treasurer.