reglab/housing_qa huggingface dataset:
Ohio Rev Code § 1315.16 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1315 | Transmitters of Money; Check-Cashing Businesses|Section 1315.16 | Enforcement Powers of Superintendent.

Effective: April 6, 2007|Latest Legislation:  House Bill 454 - 126th General Assembly|(A) The superintendent of financial institutions may do both of the following:(1) Summon and compel, by order or subpoena, witnesses to appear before the superintendent, deputy superintendent, examiner, or attorney examiner, and testify under oath regarding the affairs of a licensee or other person;(2) Compel, by order or subpoena, the production of any record, book, paper, document, item, or other thing pertaining to a licensee or other person.(B) The superintendent shall serve an order or subpoena issued pursuant to division (A) of this section in any manner provided by section 1315.161 of the Revised Code.(C) If a person fails to comply with an order or subpoena of the superintendent or refuses to testify to any matter regarding which the person is lawfully interrogated before the superintendent, on application of the superintendent, the court of common pleas of the county in which the person resides or in which the principal place of business of the person is located, or a judge of the court, shall compel compliance by attachment proceedings as for contempt in the case of noncompliance with a subpoena issued from the court or refusal to testify in the court.
Ohio Rev Code § 1315.161 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1315 | Transmitters of Money; Check-Cashing Businesses|Section 1315.161 | Service of Notice, Subpoena, or Order.

Effective: April 6, 2007|Latest Legislation:  House Bill 454 - 126th General Assembly|(A) The superintendent of financial institutions may serve any notice that the superintendent is required or authorized to give and any subpoena or order that the superintendent is required or authorized to issue pursuant to sections 1315.01 to 1315.18 of the Revised Code, at the sole discretion of the superintendent, by any of the following means:(1) In person by the superintendent or an employee or agent of the division of financial institutions;(2) By regular mail;(3) By registered or certified mail;(4) By private carrier;(5) By any other means permitted by the Rules of Civil Procedure for service of process;(6) By any other manner the superintendent provides, by rule or otherwise, that is reasonably calculated to give notice, including by publication.(B) A notice, subpoena, or order served by the superintendent in accordance with this section is effective upon delivery with respect to divisions (A)(1) and (4) of this section, upon placing in the regular mail with respect to divisions (A)(2) and (3) of this section, and upon publication or completion of the act reasonably calculated to give notice with respect to division (A)(6) of this section.(C) Fees for service of a notice, subpoena, or order described in division (A) of this section shall be paid from amounts appropriated to the division of financial institutions for that purpose.
Ohio Rev Code § 1315.18 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1315 | Transmitters of Money; Check-Cashing Businesses|Section 1315.18 | Termination of Business - Approval of Plan - Implementation.

Effective: April 6, 2007|Latest Legislation:  House Bill 454 - 126th General Assembly|(A) A licensee that ceases to do business in this state shall do so in accordance with a plan approved by the superintendent of financial institutions or pursuant to directions issued by the superintendent in connection with the revocation or suspension of the licensee's license pursuant to section 1315.151 of the Revised Code.(B) When a licensee ceases to do business in this state, if the superintendent considers it necessary to protect the interests of the licensee's customers, the superintendent may do either of the following:(1) Take control of permissible investments or other assets owned by the licensee equal in value to the licensee's outstandings in this state;(2) Require the sale of the licensee's contracts for continuing services or require the licensee's termination of those contracts with compensation to the customers for loss of the services.(C) No licensee shall fail to comply with this section.
Ohio Rev Code § 1315.21 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1315 | Transmitters of Money; Check-Cashing Businesses|Section 1315.21 | Check-Cashing Businesses Definitions.

Effective: March 23, 2018|Latest Legislation:  House Bill 199 - 132nd General Assembly|As used in sections 1315.21 to 1315.30 of the Revised Code:(A) "Check" means any check, draft, money order, or other instrument for the transmission or payment of money. "Check" does not include a travelers check.(B) "Check-cashing business" means any person that engages in the business of cashing checks for a fee. "Check-cashing business" does not include any of the following:(1) A licensee as defined in section 1321.01 of the Revised Code;(2) A registrant as defined in section 1321.51 of the Revised Code;(3) A financial institution;(4) A person that is primarily engaged in the business of selling tangible personal property or services at retail and does not derive more than five per cent of the person's gross income from the cashing of checks;(5) A person licensed under sections 1315.01 to 1315.18 of the Revised Code, or any agent of that person, to the extent that the person or the agent is engaged in cashing checks or travelers checks issued by the licensed person ; (6) A person registered as a mortgage lender under Chapter 1322. of the Revised Code.(C) "Financial institution" means any bank, trust company, savings bank, savings and loan association, or credit union, that is incorporated or organized under the laws of the United States or of any state thereof, or of Canada or any province thereof, and subject to regulation or supervision by such country, state, or province.(D) "Superintendent of financial institutions" includes the deputy superintendent for consumer finance as provided in section 1181.21 of the Revised Code.
Ohio Rev Code § 1315.22 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1315 | Transmitters of Money; Check-Cashing Businesses|Section 1315.22 | Application for License to Operate Check-Cashing Business.

Effective: September 26, 1996|Latest Legislation:  Senate Bill 293 - 121st General Assembly|(A) No person, on and after January 1, 1993, shall operate a check-cashing business without first obtaining a license from the superintendent of financial institutions.(B) Application for an original license required under this section or a renewal license required under section 1315.23 of the Revised Code shall be in writing, under oath, and in the form prescribed by the superintendent. The application shall contain the following information:(1)(a) If the applicant is an individual, the individual's exact name and residence address;(b) If the applicant is a partnership, the exact name and residence address of each member of the partnership;(c) If the applicant is a corporation or association, the exact name and residence address of each director and principal officer of the corporation or association.(2) The complete address of the principal office or offices from which the business is to be conducted, showing the street and number, if any, and the municipal corporation and county;(3) Any other pertinent information that the superintendent requires.(C) For purposes of division (B) of this section, an applicant shall not use a post-office box address as the only address for the applicant's residence or principal office or offices.(D) Application for a license shall be accompanied by an initial, nonrefundable investigation fee not to exceed two hundred fifty dollars, except if the applicant's principal place of business is located outside this state, in which case the initial, nonrefundable investigation fee shall not exceed one thousand dollars. The applicant also shall pay an annual license fee for each business location not to exceed five hundred dollars, except that applications for original licenses issued on or after the first day of July for any year shall be accompanied by an annual fee not to exceed two hundred fifty dollars. All fees paid to the superintendent pursuant to this division shall be deposited by the superintendent into the state treasury to the credit of the consumer finance fund.
Ohio Rev Code § 1315.24 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1315 | Transmitters of Money; Check-Cashing Businesses|Section 1315.24 | Investigation of Violations - Hearings - Injunctive Relief.

Effective: July 1, 2009|Latest Legislation:  House Bill 525 - 127th General Assembly|(A) The superintendent of financial institutions may make any investigation and conduct any hearing the superintendent considers necessary to determine whether any person has violated sections 1315.21 to 1315.28 of the Revised Code, or has engaged in conduct that would justify the suspension, revocation, or refusal of an original or renewal check-cashing license. (B) In making any investigation or conducting any hearing pursuant to this section, the superintendent, or any person designated by the superintendent, at any time may compel by subpoena witnesses, may take depositions of witnesses residing without the state in the manner provided for in civil actions, pay any witnesses the fees and mileage for their attendance provided for under section 119.094 of the Revised Code, and administer oaths. The superintendent also may compel by order or subpoena duces tecum the production of, and examine, all relevant books, records, accounts, and other documents. If a person does not comply with a subpoena or subpoena duces tecum, the superintendent may apply to the court of common pleas of Franklin county for an order compelling the person to comply with the subpoena or subpoena duces tecum or, for failure to do so, an order to be held in contempt of court. If the person is licensed under section 1315.23 of the Revised Code, the superintendent also may suspend, revoke, or refuse an original or renewal license.(C) In connection with any investigation under this section, the superintendent may file an action in the court of common pleas of Franklin county or the court of common pleas of the county in which the person who is the subject of the investigation resides, or is engaging in or proposing to engage in actions in violation of sections 1315.21 to 1315.28 of the Revised Code, to obtain an injunction, temporary restraining order, or other appropriate relief.
Ohio Rev Code § 1315.25 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1315 | Transmitters of Money; Check-Cashing Businesses|Section 1315.25 | Conditions for Deposit of Checks Into Financial Institution.

Effective: July 30, 1993|Latest Legislation:  House Bill 266 - 120th General Assembly|On and after January 1, 1993, no check-cashing business shall deposit, in a financial institution, any check cashed by the check-cashing business unless both of the following conditions are met:(A) The check is indorsed with the name of the check-cashing business that appears on its license.(B) The words "licensed check-cashing business" are written legibly or stamped immediately after or below the name of the indorser.
Ohio Rev Code § 1315.26 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1315 | Transmitters of Money; Check-Cashing Businesses|Section 1315.26 | Limitations on Fees and Charges.

Effective: July 30, 1993|Latest Legislation:  House Bill 266 - 120th General Assembly|(A) No check-cashing business shall charge check-cashing fees or other check-cashing charges in an amount that exceeds three per cent of the face amount of the check for cashing checks issued by this state, a state agency, a political subdivision of this state, or the United States.(B) Each check-cashing business shall conspicuously post and at all times display in every business location a schedule of its fees and charges for all services permitted under sections 1315.21 to 1315.28 of the Revised Code.
Ohio Rev Code § 1315.27 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1315 | Transmitters of Money; Check-Cashing Businesses|Section 1315.27 | Rules.

Effective: September 26, 1996|Latest Legislation:  Senate Bill 293 - 121st General Assembly|The superintendent of financial institutions shall adopt rules, in accordance with Chapter 119. of the Revised Code, for the administration and enforcement of sections 1315.21 to 1315.30 of the Revised Code. The rules shall include, but shall not be limited to, both of the following:(A) Record-keeping requirements that require check-cashing businesses to do all of the following:(1) Maintain a daily cash reconcilement that:(a) Summarizes daily activity;(b) Reconciles cash-on-hand at the opening of business to cash-on-hand at the close of business;(c) Separately reflects cash received from the sale of checks, cash disbursed in cashing of checks, redemption of returned items, bank cash deposits, and bank cash withdrawals.(2) Maintain a general ledger that:(a) Contains records of all assets, liabilities, capital, income, and expenses;(b) Is posted monthly from the original entry records;(c) Facilitates the preparation of an accurate trial balance of accounts in accordance with generally accepted accounting practices;(d) May consolidate activity at two or more locations, provided that books of original entries are maintained separately for each location.(3) Provide a receipt to each customer indicating the amount of the check and the fee charged;(4) Maintain business records for at least two years.(B) Reasonable business practices of persons licensed under sections 1315.21 to 1315.28 of the Revised Code.
Ohio Rev Code § 1315.28 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1315 | Transmitters of Money; Check-Cashing Businesses|Section 1315.28 | Prohibited Acts - Damages for Violation.

Effective: September 26, 1996|Latest Legislation:  Senate Bill 293 - 121st General Assembly|(A) No check-cashing business shall knowingly make any incorrect statement of a material fact or omit to state a material fact in any application made, investigation conducted, or hearing held pursuant to sections 1315.22 to 1315.24 of the Revised Code.(B) No person shall:(1) Obstruct or refuse to permit any lawful investigation by the superintendent of financial institutions, a person acting on behalf of an agency of the state or a political subdivision, or a law enforcement officer;(2) Fail to comply with division (A) of section 1315.22 of the Revised Code;(3) Violate or participate in the violation of sections 1315.21 to 1315.28 of the Revised Code or the rules adopted thereunder.(C) Any person that knowingly violates any provision of sections 1315.21 to 1315.28 of the Revised Code shall forfeit to the injured party an amount equal to twice the actual damages suffered by the injured party by reason of the violation.
Ohio Rev Code § 1315.30 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1315 | Transmitters of Money; Check-Cashing Businesses|Section 1315.30 | State to Solely Regulate Check-Cashing Business.

Effective: September 26, 1996|Latest Legislation:  Senate Bill 293 - 121st General Assembly|The state, through the superintendent of financial institutions and in accordance with sections 1315.21 to 1315.30 of the Revised Code, shall solely regulate persons engaged in the check-cashing business and the manner in which any such business is conducted.By the enactment of sections 1315.21 to 1315.30 of the Revised Code, it is the intent of the general assembly to preempt municipal corporations and other political subdivisions from the regulation and licensing of check-cashing businesses.
Ohio Rev Code § 1315.52 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1315 | Transmitters of Money; Check-Cashing Businesses|Section 1315.52 | Liberal Construction of Statutes.

Effective: September 19, 1996|Latest Legislation:  House Bill 333 - 121st General Assembly|Sections 1315.51 to 1315.55 of the Revised Code shall be liberally construed to effectuate their remedial purposes.
Ohio Rev Code § 1315.54 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1315 | Transmitters of Money; Check-Cashing Businesses|Section 1315.54 | Investigations.

Effective: September 19, 1996|Latest Legislation:  House Bill 333 - 121st General Assembly|(A) The attorney general may conduct investigations within or outside this state to determine if a money transmitter or person engaged in a trade or business has failed to file a report required by section 1315.53 of the Revised Code or has engaged or is engaging in an act, practice, or transaction that constitutes a violation of a provision of section 1315.51 to 1315.55 of the Revised Code.(B) On request of the attorney general, a money transmitter shall make the money transmitter's books and records available to the attorney general during normal business hours for inspection and examination in connection with an investigation conducted under this section. No person shall purposely fail to comply with this division.(C) Any record or other document or information obtained by the attorney general pursuant to an investigation conducted under this section is not a public record subject to section 149.43 of the Revised Code and is not subject to disclosure.(D) This section does not apply to any bank, bank holding company, or affiliate of a bank or bank holding company, that is subject to examination by the comptroller of the currency, the federal reserve, or the federal deposit insurance corporation, or to any savings and loan association, savings and loan holding company, or affiliate of a savings and loan association or savings and loan holding company, that is subject to examination by the office of thrift supervision.
Ohio Rev Code § 1315.55 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1315 | Transmitters of Money; Check-Cashing Businesses|Section 1315.55 | Additional Prohibited Activities.

Effective: September 19, 1996|Latest Legislation:  House Bill 333 - 121st General Assembly|(A)(1) No person shall conduct or attempt to conduct a transaction knowing that the property involved in the transaction is the proceeds of some form of unlawful activity with the purpose of committing or furthering the commission of corrupt activity.(2) No person shall conduct or attempt to conduct a transaction knowing that the property involved in the transaction is the proceeds of some form of unlawful activity with the intent to conceal or disguise the nature, location, source, ownership, or control of the property or the intent to avoid a transaction reporting requirement under section 1315.53 of the Revised Code or federal law.(3) No person shall conduct or attempt to conduct a transaction with the purpose to promote, manage, establish, carry on, or facilitate the promotion, management, establishment, or carrying on of corrupt activity.(4) No person shall conduct or structure or attempt to conduct or structure a transaction that involves the proceeds of corrupt activity that is of a value greater than ten thousand dollars if the person knows or has reasonable cause to know that the transaction involves the proceeds of corrupt activity.(5) No person shall conduct or attempt to conduct a transaction that involves what has been represented to the person by a law enforcement officer or another person at the direction of or with the approval of a law enforcement officer to be the proceeds of corrupt activity or property used to conduct or facilitate corrupt activity with the intent to promote, manage, establish, carry on, or facilitate promotion, management, establishment, or carrying on of corrupt activity, to conceal or disguise the nature, location, source, ownership, or control of the property believed to be the proceeds of corrupt activity, or to avoid a transaction reporting requirement under section 1315.53 of the Revised Code or federal law.(B) In addition to the criminal sanctions imposed under section 1315.99 of the Revised Code, the sentencing court may impose upon a person who violates division (A) of this section an additional fine of three times the value of the property involved in the transaction. The fine shall be paid to the state treasury to the credit of the general revenue fund.(C) For the purposes of division (A) of this section, a person shall be considered to know or have reasonable cause to know that proceeds are from corrupt activity if either of the following apply:(1) The person knows or has reasonable cause to know that the proceeds are from some form of activity that constitutes corrupt activity, though not necessarily which form of corrupt activity;(2) As a part of a covert investigation, a law enforcement officer in his undercover capacity represents to the person that the proceeds are from some form of activity that constitutes corrupt activity.
Ohio Rev Code § 1315.99 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1315 | Transmitters of Money; Check-Cashing Businesses|Section 1315.99 | Penalty.

Effective: September 1, 2008|Latest Legislation:  House Bill 545 - 127th General Assembly|(A) Whoever violates division (A) or (B) of section 1315.28 or division (E)(2) of section 1315.53 of the Revised Code is guilty of a misdemeanor of the first degree. (B) Whoever violates division (F)(1) of section 1315.53 or division (B) of section 1315.54 of the Revised Code is guilty of a felony of the fourth degree.(C) Whoever violates division (A) of section 1315.55 of the Revised Code is guilty of money laundering. A violation of division (A)(1), (2), (3), (4), or (5) of that section is a felony of the third degree, and, in addition, the court may impose a fine of seven thousand five hundred dollars or twice the value of the property involved, whichever is greater.(D) Whoever knowingly violates division (A) of section 1315.02, or intentionally violates division (B)(1) of section 1315.081, of the Revised Code is guilty of a felony of the fourth degree.
Ohio Rev Code § 1317.02 (2021)
2021 Ohio Revised Code|Title 13 | Commercial Transactions|Chapter 1317 | Retail Installment Sales|Section 1317.02 | Buyer's Copy.

Effective: October 1, 1953|Latest Legislation:  House Bill 1 - 100th General Assembly|Every retail installment sale shall be evidenced by an instrument in writing. A copy of said instrument shall be delivered to the retail buyer by the retail seller at the time of its execution. An acknowledgment of the delivery thereof contained in the body of the instrument is prima-facie proof of delivery in any action to enforce any obligation arising out of the retail installment sale. The written instrument shall contain all of the agreements of the parties, and shall set forth specifically all items and matters required by sections 1317.01 to 1317.11, inclusive, of the Revised Code. The reference to insurance shall recite generally the type of insurance the retail seller has agreed to procure for the retail buyer but such reference to insurance shall not be construed to imply the scope of the coverage, the terms, exceptions, limitations, restrictions, or condition of the contract of insurance to be furnished. Said sections do not require the retail seller to comply with this section at any time prior to the delivery of the specific goods to the retail buyer.