reglab/housing_qa huggingface dataset:
UT Code § 7-1-1001 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 1 - General Provisions|Part 10 - Financial Information Privacy|Section 1001 - Definitions -- Written consent or court order for disclosure by financial institution -- Exception.

7-1-1001. Definitions -- Written consent or court order for disclosure by financial institution -- Exception.    (1) As used in this part:   (a) "Account holder" means a person for whom an account is held by a financial institution.     (b) "Governmental entity" means:   (i) the state, including:   (A) a department;     (B) an institution;     (C) a board;     (D) a division;     (E) a bureau;     (F) an office;     (G) a commission;     (H) a committee; or     (I) an elected official; and       (ii) a political subdivision of the state, including:   (A) a county;     (B) a city;     (C) a town;     (D) a school district;     (E) a public transit district;     (F) a redevelopment agency;     (G) a special improvement district; or     (H) a taxing district.         (c) "Nonprotected record" means a record maintained by a financial institution to facilitate the conduct of the financial institution's business regarding a person or account, including:   (i) the existence of an account;     (ii) the opening and closing dates of an account;     (iii) the name under which an account is held; and     (iv) the name, address, and telephone number of an account holder.       (d) "Protected record" means a record that is not defined as a nonprotected record.     (e) "Record" means information that is:   (i) prepared, owned, received, or retained by a financial institution;     (ii)   (A) inscribed on a tangible medium; or     (B) stored in an electronic or other medium; and       (iii) retrievable in perceivable form.         (2) Except for a governmental entity listed in Subsection 7-1-1006(1), an individual acting on behalf of a governmental entity may not request, obtain by subpoena, or otherwise obtain information from a state or federally chartered financial institution that constitutes a record reflecting the financial condition of any person without first obtaining:   (a) written permission from all account holders of the account referenced in the record to be examined; or     (b) an order from a court of competent jurisdiction permitting access to the record.       (3) This section does not apply to a review made by the commissioner to determine whether a financial institution is operating in accordance with law.    Amended by Chapter 381, 2009 General Session
UT Code § 7-1-1002 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 1 - General Provisions|Part 10 - Financial Information Privacy|Section 1002 - Notice to person about whom information sought.

7-1-1002. Notice to person about whom information sought.    (1)   (a) If a court order is obtained pursuant to Section 7-1-1001, the governmental entity that obtained the order shall notify the person about whom information is sought that a court order has been obtained:   (i) within three days of the day on which service of the order is made upon the financial institution; and     (ii) no later than seven days before the day fixed in the order as the day upon which the records are to be produced or examined.       (b) The notice required by Subsection (1)(a) shall be accompanied by:   (i) a copy of the order that has been served upon the financial institution;     (ii) a copy of the motion or application upon which the order is based; and     (iii) a statement setting forth the rights of the person under Section 7-1-1003.         (2)   (a) The notice shall be sufficient if, on or before the third day after issuance of the order, notice is:   (i) served in the manner provided in Rule 4 (d), Utah Rules of Civil Procedure, upon the person entitled to notice; or     (ii) mailed by certified or registered mail to the last-known address of the person entitled to notice.       (b) Notwithstanding Subsection (2)(a), if the person entitled to notice is deceased or under legal disability, notice shall be served upon or mailed to the last-known address of that person's executor, administrator, guardian, or other fiduciary.      Renumbered and Amended by Chapter 3, 2008 General Session
UT Code § 7-1-1003 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 1 - General Provisions|Part 10 - Financial Information Privacy|Section 1003 - Intervention to challenge or stay order -- Burden on governmental entity.

7-1-1003. Intervention to challenge or stay order -- Burden on governmental entity.    (1) Notwithstanding any other law or rule of law, any person who is entitled to notice of a court order under Section 7-1-1002 shall have the right to intervene in any proceeding with respect to enforcement of the order to:   (a) challenge the issuance of the order; or     (b) stay compliance with the order.       (2) Upon intervention, the burden shall be on the governmental entity obtaining the order to show that there is reasonable cause for the issuance of the order.    Renumbered and Amended by Chapter 3, 2008 General Session
UT Code § 7-1-1004 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 1 - General Provisions|Part 10 - Financial Information Privacy|Section 1004 - Reimbursement of financial institution for costs of obtaining information.

 Effective 1/1/2017  7-1-1004. Reimbursement of financial institution for costs of obtaining information.    (1) Except as provided in Subsection (2), a financial institution is entitled to reimbursement by a governmental entity seeking information, for costs reasonably and directly incurred in searching for, reproducing, or transporting a record required to be produced if the financial institution produces the record:   (a) pursuant to written permission by all account holders of the account referenced in the record in accordance with:   (i) Subsection 7-1-1001(2)(a); or     (ii) Subsection 7-1-1006(2)(b)(iii);       (b) in compliance with an order obtained under this part; or     (c) in compliance with an order of a court or administrative body of competent jurisdiction.       (2) A depository institution is not allowed reimbursement under this section by the State Tax Commission for information the depository institution provides or action the depository institution takes in accordance with Title 59, Chapter 1, Part 17, Depository Institution Data Match System and Levy Act.     (3) The commissioner shall by rule establish the rates and conditions under which a governmental entity shall reimburse a financial institution.    Amended by Chapter 326, 2016 General Session
UT Code § 7-1-1005 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 1 - General Provisions|Part 10 - Financial Information Privacy|Section 1005 - Admissibility of information restricted.

7-1-1005. Admissibility of information restricted.    (1) Information obtained directly or indirectly from a financial institution in violation of Sections 7-1-1001 through 7-1-1003 may not be admissible in any court of this state against the person entitled to notice.     (2) This section does not apply in any action:   (a) between the financial institution and the person otherwise entitled to notice; or     (b) in which it is claimed that the financial institution has been the victim of fraud, embezzlement or any other criminal act committed by the person otherwise entitled to notice.      Renumbered and Amended by Chapter 3, 2008 General Session
UT Code § 7-1-1006 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 1 - General Provisions|Part 10 - Financial Information Privacy|Section 1006 - Inapplicable to certain official investigations.

7-1-1006. Inapplicable to certain official investigations.    (1) Sections 7-1-1002 and 7-1-1003 do not apply if an examination of a record is a part of an official investigation by:   (a) local police;     (b) a sheriff;     (c) a peace officer;     (d) a city attorney;     (e) a county attorney;     (f) a district attorney;     (g) the attorney general;     (h) the Department of Public Safety;     (i) the Office of Recovery Services of the Department of Human Services;     (j) the Insurance Department;     (k) the Department of Commerce;     (l) the Benefit Payment Control Unit or the Payment Error Prevention Unit of the Department of Workforce Services;     (m) the state auditor;     (n) the State Tax Commission; or     (o) the Department of Health or its designee, when undertaking an official investigation to determine whether an individual qualifies for certain assistance programs as provided in Section 26-18-2.5.       (2) Except for the Office of Recovery Services, if a governmental entity listed in Subsection (1) seeks a record, the entity shall obtain the record as follows:   (a) if the record is a nonprotected record, by request in writing that:   (i) certifies that an official investigation is being conducted; and     (ii) is signed by a representative of the governmental entity that is conducting the official investigation; or       (b) if the record is a protected record, by obtaining:   (i) a subpoena authorized by statute;     (ii) other legal process:   (A) ordered by a court of competent jurisdiction; and     (B) served upon the financial institution; or       (iii) written permission from all account holders of the account referenced in the record to be examined.         (3) If the Office of Recovery Services seeks a record, the Office of Recovery Services shall obtain the record pursuant to:   (a) Subsection 62A-11-104(1)(g);     (b) Section 62A-11-304.1;     (c) Section 62A-11-304.5; or     (d) Title IV, Part D of the Social Security Act as codified in 42 U.S.C. 651 et seq.       (4) A financial institution may not give notice to an account holder or person named or referenced within the record disclosed pursuant to Subsection (2)(a).     (5) In accordance with Section 7-1-1004, the governmental entity conducting the official investigation that obtains a record from a financial institution under this section shall reimburse the financial institution for costs reasonably and directly incurred by the financial institution.    Amended by Chapter 344, 2011 General Session
UT Code § 7-1-1007 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 1 - General Provisions|Part 10 - Financial Information Privacy|Section 1007 - Liability of financial institutions.

7-1-1007. Liability of financial institutions.  A financial institution is not liable to an account holder or person named or referenced within a record:  (1) for a disclosure that is the result of a subpoena, order, or request made pursuant to Sections 7-1-1001 through 7-1-1006 if the financial institution reasonably believes that the subpoena, order, or request is properly made under Sections 7-1-1001 through 7-1-1006; or     (2) for a disclosure or action taken in good faith pursuant to a data match or administrative subpoena provided for by a statute listed in Subsection 7-1-1006(3).    Amended by Chapter 381, 2009 General Session
UT Code § 7-16a-101 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 16a - Automated Teller Machine Act|Part 1 - General Provisions|Section 101 - Title.

7-16a-101. Title.  This chapter is known as the "Automated Teller Machine Act."  Enacted by Chapter 111, 1997 General Session
UT Code § 7-16a-102 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 16a - Automated Teller Machine Act|Part 1 - General Provisions|Section 102 - Definitions.

7-16a-102. Definitions.  As used in this chapter:  (1) "Automated teller machine" means an electronic information processing device that:   (a) is readily accessible to the general public; and     (b) on behalf of an issuer:   (i) dispenses currency or coin; or     (ii) accepts deposits or payments.         (2) "Customer" means a user of a device for access.     (3) "Device for access" means a card, code, or other means of access to a customer's account, or any combination of these, that may be used to deposit or withdraw cash through an automated teller machine.     (4) "Electronic information processing device" means equipment activated by a device for access that transmits electronic impulses to a depository institution on a real-time or delayed-time basis.     (5) "Issuer" means:   (a) a depository institution that issues a device for access, whether or not the depository institution is an operator; or     (b) a state or federal governmental agency that issues a device for access that allows a person to receive benefits from or through the state or federal governmental agency.       (6) "Point-of-sale terminal" means an electronic information processing device controlled by or accessible to a merchant or other provider of goods or services that authorizes:   (a) in payment for goods or services, a debit or credit to a customer's account at:   (i) a depository institution; or     (ii) a state or federal governmental agency; and       (b) the merchant or other provider of goods or services to dispense currency or coin to a customer.       (7) "Operator" means an institution that:   (a)   (i) is a depository institution;     (ii) is a depository institution holding company; or     (iii) is an institution directly or indirectly owned or controlled by one or more depository institutions or depository institution holding companies; and       (b) owns or contracts with an owner of an automated teller machine to operate the automated teller machine.      Enacted by Chapter 111, 1997 General Session
UT Code § 7-16a-103 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 16a - Automated Teller Machine Act|Part 1 - General Provisions|Section 103 - Application of chapter.

7-16a-103. Application of chapter.    (1) This chapter does not:   (a) authorize a depository institution, or any other person, to engage in any transaction not otherwise specifically permitted by applicable law; or     (b) apply to the use of any device capable of transmitting electronic impulses that is not readily accessible to the general public for the primary purpose of initiating transactions with depository institutions.       (2) Use of an automated teller machine to effect a transaction is only an additional means of effecting the transaction and this chapter does not limit or enlarge the rights of persons under state or federal statute or under any rules or regulations made under those statutes that govern credit or deposit account relationships.    Enacted by Chapter 111, 1997 General Session
UT Code § 7-16a-201 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 16a - Automated Teller Machine Act|Part 2 - Authority, Powers, Contractual Waiver, and Notification Requirements|Section 201 - Authority to operate an automated teller machine.

7-16a-201. Authority to operate an automated teller machine.  An automated teller machine located in this state shall be operated only by:  (1) a depository institution;     (2) a depository institution holding company; or     (3) an institution directly or indirectly owned or controlled by one or more depository institutions or depository institution holding companies.    Enacted by Chapter 111, 1997 General Session
UT Code § 7-16a-202 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 16a - Automated Teller Machine Act|Part 2 - Authority, Powers, Contractual Waiver, and Notification Requirements|Section 202 - Powers of depository institutions operating automated teller machines -- Fees or surcharges.

7-16a-202. Powers of depository institutions operating automated teller machines -- Fees or surcharges.    (1) An operator may:   (a) make an automated teller machine available for use by customers of one or more issuers;     (b) connect the automated teller machine with an electronic consumer funds transfer system connecting one or more depository institutions to one or more automated teller machines; and     (c) impose a transaction fee for the use of the automated teller machine, if the imposition of the transaction fee is disclosed at a time and in a manner that allows a user to terminate or cancel the transaction without incurring the transaction fee.       (2) Except for the dispensing of currency or coin or accepting deposits or payments, any service provided by an operator to a customer at the automated teller machine is not governed by this chapter.     (3) The transaction fee permitted in Subsection (1)(c) may be in addition to any other charges imposed by any of the following entities involved in the transaction:   (a) an electronic consumer funds transfer system;     (b) a depository institution; or     (c) an issuer.       (4)   (a) Any of the following entities may charge any or all customers any transaction fee allowed or not prohibited by state or federal law:   (i) a depository institution;     (ii) an owner;     (iii) an operator;     (iv) an issuer; or     (v) an electronic consumer funds transfer system.       (b) A transaction fee allowed under this section includes a charge to a customer conducting a transaction using an account from an institution providing financial services that is located outside of the United States.     (c)   (i) Subject to Subsection (4)(c)(ii) and to the extent not prohibited by federal law, an agreement to operate or share an automated teller machine may not prohibit, limit, or otherwise restrict a person described in Subsection (4)(a) from charging a customer for use of or access to the automated teller machine on the basis of the customer using an account from an institution providing financial services that is located outside of the United States if the charge is not otherwise prohibited under state or federal law.     (ii) Notwithstanding Subsection (4)(c)(i), nothing in this section may be construed to prohibit, limit, or otherwise restrict the ability of a person described in Subsection (4)(a) from voluntarily entering into an agreement to participate in a surcharge free network.        Amended by Chapter 17, 2007 General Session
UT Code § 7-16a-203 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 16a - Automated Teller Machine Act|Part 2 - Authority, Powers, Contractual Waiver, and Notification Requirements|Section 203 - Contractual waiver of Uniform Commercial Code provisions.

7-16a-203. Contractual waiver of Uniform Commercial Code provisions.    (1)   (a) Subject to Subsections (1)(b) and (2), if the application of Title 70A, Uniform Commercial Code, is inconsistent with the operation of an automated teller machine, a point-of-sale terminal, or both, the requirements of Title 70A, Uniform Commercial Code, may be varied by contractual agreement of any:   (i) depository institution;     (ii) switching facility; or     (iii) clearinghouse as defined by Section 70A-4-104.       (b) A contractual agreement under Subsection (1)(a) may not disclaim responsibility for or limit the measure of damages for a depository institution's, switching facility's, or clearing house's:   (i) lack of good faith; or     (ii) failure to exercise ordinary care.         (2) Notwithstanding Subsection (1)(a), the commissioner may, after notice and hearing, require rescission or modification of any provision of a contractual agreement permitted by Subsection (1)(a) if:   (a) that provision relates to the rights and obligations of:   (i) account holders of depository institutions;     (ii) merchants;     (iii) merchant customers; or     (iv) others using or having access to automated teller machines, point-of-sale terminals, or both; and       (b) the commissioner finds the provision is unconscionable or contrary to the public interest.      Enacted by Chapter 111, 1997 General Session
UT Code § 7-16a-204 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 16a - Automated Teller Machine Act|Part 2 - Authority, Powers, Contractual Waiver, and Notification Requirements|Section 204 - Department notification requirements.

7-16a-204. Department notification requirements.    (1)   (a) Except as provided in Subsection (3), an operator may not operate, relocate, or discontinue operating an automated teller machine unless the operator provides notice to the department in accordance with this section.     (b) An operator may operate, relocate, or discontinue operating an automated teller machine 30 days from the day the department accepts the notice filed under this section as complete.     (c) No later than 30 days before operating, relocating, or discontinuing the operation of an automated teller machine located in this state, the operator shall notify the department of the intent to operate, relocate, or discontinue the operation of the automated teller machine.     (d) The notice required under Subsection (1)(a) shall state:   (i) if operating or relocating an automated teller machine:   (A) the proposed location of the automated teller machine;     (B) whether the proposed location is permanent or temporary; and     (C) the period the automated teller machine will be at the proposed location, if the location is temporary; and       (ii) any information requested on a form prescribed by the department.       (e) The department may not require the operator to pay a fee for filing the notice required under this Subsection (1).       (2) The failure to provide notice to the department as required in Subsection (1) is a violation against which the commissioner may exercise the general enforcement powers set forth in Section 7-1-320.     (3) This section does not apply to automated teller machines located at the main office or at a branch of a depository institution authorized to transact business in this state.     (4) For purposes of this section, "discontinue" or "discontinuing" means an interruption in the operation of an automated teller machine of 30 days or more.    Enacted by Chapter 111, 1997 General Session
UT Code § 7-18a-101 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 18a - Utah Foreign Depository Institutions Act|Part 1 - Title, Definitions, and Application of Law|Section 101 - Title.

7-18a-101. Title.  This chapter is known as the "Utah Foreign Depository Institutions Act."  Enacted by Chapter 63, 1996 General Session
UT Code § 7-18a-102 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 18a - Utah Foreign Depository Institutions Act|Part 1 - Title, Definitions, and Application of Law|Section 102 - Definitions.

7-18a-102. Definitions.  As used in this chapter:  (1) "Agency" means a place of business of a foreign depository institution located in this state that is authorized to exercise the powers permitted in Section 7-18a-301.     (2) "Branch," when used in reference to a foreign depository institution, means a place of business of a foreign depository institution located in this state that is authorized to exercise the powers permitted in Section 7-18a-301.     (3) "Foreign person" means a person who is a citizen or national of a country, including any colony, dependency, or possession of such country, other than the United States.     (4) "Representative office" means a place of business of a foreign depository institution located in this state that is authorized to exercise powers permitted in Section 7-18a-301.    Enacted by Chapter 63, 1996 General Session
UT Code § 7-18a-103 (2021)
2021 Utah Code|Title 7 - Financial Institutions Act|Chapter 18a - Utah Foreign Depository Institutions Act|Part 1 - Title, Definitions, and Application of Law|Section 103 - Application of Utah Revised Business Corporation Act.

7-18a-103. Application of Utah Revised Business Corporation Act.  A foreign depository institution authorized to transact business in this state through an agency, branch, or representative office shall comply with Title 16, Chapter 10a, Utah Revised Business Corporation Act.  Enacted by Chapter 63, 1996 General Session