reglab/housing_qa huggingface dataset:
CO Code § 38-36-199 (2021)
2021 Colorado Code|Title 38 - Property - Real and Personal|Article 36 - Torrens Title Registration Act|Part 1 - Torrens Title Registration|§ 38-36-199. Article Liberally Construed

  This article shall be construed liberally, so far as may be necessary for the purpose of carrying out its general intent, which is that any owner of land may register his title and bring his land under the provisions of this article, but no one is required to do so.    All laws and parts of laws, if any, necessarily in conflict with this article are repealed, but this article is not intended to interfere with the present system of recording, transferring, or dealing in any real estate, not brought under the provisions of this article.     History. Source: L. 03: P. 352, §§ 98, 99. R.S. 08: §§ 814, 815. C.L. §§ 5024, 5025. CSA: C. 40, §§ 269, 270. CRS 53: §§ 118-10-101, 118-10-102. C.R.S. 1963: §§ 118-10-101, 118-10-102. History. Source: L. 03: P. 352, §§ 98, 99. R.S. 08: §§ 814, 815. C.L. §§ 5024, 5025. CSA: C. 40, §§ 269, 270. CRS 53: §§ 118-10-101, 118-10-102. C.R.S. 1963: §§ 118-10-101, 118-10-102.    Editor's note:   The repeal provided for in subsection (2) was originally enacted in 1903.
CO Code § 38-36-201 (2021)
2021 Colorado Code|Title 38 - Property - Real and Personal|Article 36 - Torrens Title Registration Act|Part 2 - Torrens Conclusion|§ 38-36-201. Short Title

 The short title of this part 2 is “The Conclusion of the Torrens Title Registration Act”.   History. Source: L. 2017: Entire part added, (SB 17-140), ch. 212, p. 827, § 3, effective August 9.
CO Code § 38-36-202 (2021)
2021 Colorado Code|Title 38 - Property - Real and Personal|Article 36 - Torrens Title Registration Act|Part 2 - Torrens Conclusion|§ 38-36-202. Definitions

 As used in this part 2, unless the context otherwise requires:    “Adverse instrument” means any document, instrument, paper, or order that adversely affects, but does not convey, the fee title to registered land, and the validity of which is not dependent upon consent by an owner of the registered land or some person claiming by, through, or under that owner.    “Certificate of title” means a current certificate of title issued under part 1 of this article 36.    “Conveyance instrument” means any document, instrument, paper, or order that:   Conveys the fee title to registered land; or    Affects the title to registered land and the validity of which is dependent upon consent by an owner of the registered land or some person claiming by, through, or under that owner.       “Registered land” means real property and an interest in real property, the title to which has been registered under part 1 of this article 36.    “Registrar” means a clerk and recorder of a county who is a registrar of title in his or her respective county in accordance with section 38-36-109.     History. Source: L. 2017: Entire part added, (SB 17-140), ch. 212, p. 827, § 3, effective August 9.
CO Code § 38-36-203 (2021)
2021 Colorado Code|Title 38 - Property - Real and Personal|Article 36 - Torrens Title Registration Act|Part 2 - Torrens Conclusion|§ 38-36-203. Registration - Adverse Instruments

 On and after August 9, 2017, and before January 1, 2020, the registrar shall only accept an adverse instrument for registration on registered land under part 1 of this article 36.   History. Source: L. 2017: Entire part added, (SB 17-140), ch. 212, p. 827, § 3, effective August 9.
CO Code § 38-36-204 (2021)
2021 Colorado Code|Title 38 - Property - Real and Personal|Article 36 - Torrens Title Registration Act|Part 2 - Torrens Conclusion|§ 38-36-204. Registration - Conveyance Instruments - Recording

  On and after August 9, 2017, and before January 1, 2020, the registrar shall refuse to accept a conveyance instrument for registration under part 1 of this article 36. Instead of accepting the conveyance instrument for registration, the registrar shall record in the office of the county clerk and recorder under article 35 of this title 38:   Each certificate of title, with all notations, certifications, memorials, and endorsements thereon, to all lands affected by the conveyance instrument; and    The conveyance instrument, if the related recording fees have been paid.       In the absence of extenuating circumstances, the registrar shall record the certificate of title and conveyance instrument as set forth in subsection (1) of this section within three business days of receiving the conveyance instrument. Before recording the certificate of title, the registrar shall memorialize on the certificate any instruments, documents, papers, or orders that have been filed with the registrar and that have not yet been memorialized.     History. Source: L. 2017: Entire part added, (SB 17-140), ch. 212, p. 828, § 3, effective August 9.
CO Code § 38-36-205 (2021)
2021 Colorado Code|Title 38 - Property - Real and Personal|Article 36 - Torrens Title Registration Act|Part 2 - Torrens Conclusion|§ 38-36-205. Certificate of Title - Recording - Notice

  On or before January 1, 2020, the registrar shall remove all the remaining registered land from registration by recording in the office of the county clerk and recorder under article 35 of this title 38 a certificate of title, with all notations, certifications, memorials, and endorsements thereon, for each parcel of registered land within the county.      At least ninety days prior to recording a certificate of title under this section, a registrar shall mail a notice to each owner at the residence of the owner identified on the certificate of title or to the address for the owner in the records maintained by the county assessor. If there is no known address for the owner or if the notice is returned as undeliverable, the registrar shall place a legal notice that meets the requirements set forth in section 24-70-103 in a newspaper in the county where the property is located.    The registrar shall include the following information in the notice required under subsection (2)(a) of this section:   A description of the registered land;    The name of each owner of the registered land that is listed on the certificate of title;    The certificate of title number;    A statement that the torrens title registration system is being repealed and that, on or before January 1, 2020, the registered land will be removed from the torrens title registration system and recorded with the clerk and recorder, but prior to the removal, the owner may remove the registered land under section 38-36-136; and    The address and telephone number for the registrar's office.          Before recording a certificate of title under this section, the registrar shall memorialize on the certificate any instruments, documents, papers, or orders that have been filed with the registrar and that have not yet been memorialized.      History. Source: L. 2017: Entire part added, (SB 17-140), ch. 212, p. 828, § 3, effective August 9.
CO Code § 38-36-206 (2021)
2021 Colorado Code|Title 38 - Property - Real and Personal|Article 36 - Torrens Title Registration Act|Part 2 - Torrens Conclusion|§ 38-36-206. Recording Fees - Waived

 A registrar shall not charge any fees for recording a certificate of title under section 38-36-204 or 38-36-205 .   History. Source: L. 2017: Entire part added, (SB 17-140), ch. 212, p. 829, § 3, effective August 9.
CO Code § 38-36-207 (2021)
2021 Colorado Code|Title 38 - Property - Real and Personal|Article 36 - Torrens Title Registration Act|Part 2 - Torrens Conclusion|§ 38-36-207. New Chain of Record

  The recording of a certificate of title under section 38-36-204 or 38-36-205 removes the land described in the certificate from this article 36 with the same effect as withdrawal pursuant to section 38-36-136. After the recording, the recorded certificate of title constitutes a new chain of record title in the registered owner of any estate or interest as shown on the certificate, subject only to estates, mortgages, liens, charges, and interests as may be noted on the certificate, and free from all others except the following:   Any existing lease for a period not exceeding three years, when there is actual occupation of the premises under the lease;    All public highways embraced in the description of the land included in the certificates are deemed to be excluded from the certificate, and any subsisting right-of-way or other easement for ditches or water rights upon, over, or in respect to the land;    Any tax or special assessment for which a sale of the land has not been had at the date of the certificate of title; and    Liens, claims, or rights, if any, arising or existing under the constitution or laws of the United States, and which the statutes of this state cannot or do not require to appear of record in the office of the county clerk and recorder.       After a registrar records a certificate of title under section 38-36-204 or 38-36-205, title to lands is conveyed or encumbered in the same manner as title to unregistered lands. All instruments shown as memorials on the certificates of title so recorded have the same force and effect as if they were filed with the clerk and recorder at the time they were filed or were otherwise memorialized on the certificates. No instrument that was filed or recorded in any other public office before the recording as provided in this part 2, but that was not duly registered, is effective or constitutes public notice as to those lands as a result of the recording; except that the instrument may be recorded thereafter.     History. Source: L. 2017: Entire part added, (SB 17-140), ch. 212, p. 829, § 3, effective August 9.
CO Code § 38-36-208 (2021)
2021 Colorado Code|Title 38 - Property - Real and Personal|Article 36 - Torrens Title Registration Act|Part 2 - Torrens Conclusion|§ 38-36-208. Effect of Recording

  Recording of a certificate of title under section 38-36-204 or 38-36-205 has no effect on any proceedings under the registry system where the question of title to the real property has been determined. All proceedings conducted in connection with the registering of title that relate to the settlement or determination of the title before the recording and all provisions of part 1 of this article 36 that relate to the status of the title, including section 38-36-137, have continuing force and effect with respect to the period of time that title remained under the registry system.    Any provision of part 1 of this article 36 that gives rise to a right of action for damages against the county treasurer has continuing force and effect with respect to the period of time that title remained under the registry system.     History. Source: L. 2017: Entire part added, (SB 17-140), ch. 212, p. 830, § 3, effective August 9.
CO Code § 38-36-209 (2021)
2021 Colorado Code|Title 38 - Property - Real and Personal|Article 36 - Torrens Title Registration Act|Part 2 - Torrens Conclusion|§ 38-36-209. Rights

  Nothing contained in this act terminates, diminishes, or impairs any existing right in or pertaining to registered land, and that right may be asserted and enforced in the same manner, to the same extent, and subject to the same limitations as provided in part 1 of this article 36. The recording of a certificate of title under section 38-36-204 or 38-36-205 does not change the date from which a right to bring an action or proceeding first accrues under section 38-36-190 for a prior deprivation, loss, or damage.    If the owner of registered land is a vendor who holds after-acquired title in trust for a vendee as provided in section 38-30-104, the recording of a certificate of title under section 38-36-204 or 38-36-205 does not affect the rights of the vendee or the duties of the vendor under section 38-30-104.     History. Source: L. 2017: Entire part added, (SB 17-140), ch. 212, p. 830, § 3, effective August 9.
CO Code § 38-36-210 (2021)
2021 Colorado Code|Title 38 - Property - Real and Personal|Article 36 - Torrens Title Registration Act|Part 2 - Torrens Conclusion|§ 38-36-210. Voluntary Withdrawals

 At any time prior to registered land being recorded under section 38-36-204 or 38-36-205 , an owner may withdraw the registered land from registration under the procedures set forth in section 38-36-136 .   History. Source: L. 2017: Entire part added, (SB 17-140), ch. 212, p. 830, § 3, effective August 9.
CO Code § 38-36-211 (2021)
2021 Colorado Code|Title 38 - Property - Real and Personal|Article 36 - Torrens Title Registration Act|Part 2 - Torrens Conclusion|§ 38-36-211. Maintenance of Records

 After recording a certificate of title under section 38-36-205 or 38-36-206 , a registrar shall continue to preserve and maintain all records that have been received under this article 36.   History. Source: L. 2017: Entire part added, (SB 17-140), ch. 212, p. 830, § 3, effective August 9.
CO Code § 38-38-102 (2021)
2021 Colorado Code|Title 38 - Property - Real and Personal|Article 38 - Foreclosure Sales|Part 1 - Foreclosure Sale|§ 38-38-102. Recording Notice of Election and Demand - Record of Sale

  No later than ten business days following the receipt of the notice of election and demand, the public trustee shall review the documents filed pursuant to section 38-38-101 (1) and, if the filing is complete, cause the notice to be recorded in the office of the county clerk and recorder of the county where the property described in the notice is located.    The public trustee shall retain in the public trustee's records a printed or electronic copy of the notice of election and demand and the combined notice, as published pursuant to section 38-38-103. Such records shall be available for inspection by the public at the public trustee's offices during the public trustee's normal business hours.     History. Source: L. 90: Entire article R&RE, p. 1656, § 2, effective October 1. L. 2005: Entire section amended, p. 398 § 3, effective August 8. L. 2006: Entire section R&RE, p. 1446, § 8, effective January 1, 2008. L. 2009: (1) amended,(HB 09-1207), ch. 164, p. 707, § 4, effective September 1.    Editor's note:    This section is similar to former § 38-37-137, as it existed prior to 1990.    The effective date for amendments made to this section by chapter 305, Session Laws of Colorado 2006, was changed from July 1, 2007, to January 1, 2008, by section 27 of chapter 404, Session Laws of Colorado 2007. (SeeL. 2007, p. 1849.)     ANNOTATION   Law reviews. For article, “An Analysis of the Effect of S.B. 123 on Foreclosures”, see 17 Colo. Law. 845 (1988).
CO Code § 38-38-102.5 (2021)
2021 Colorado Code|Title 38 - Property - Real and Personal|Article 38 - Foreclosure Sales|Part 1 - Foreclosure Sale|§ 38-38-102.5. Notice Prior to Residential Foreclosure - Hotline

  As used in this section, “holder” means the holder of an evidence of debt constituting a residential mortgage loan, as defined in section 12-10-702 (21), or that holder's loan servicer or other person acting on the holder's behalf. “Holder” shall not include a person whose only activity as a holder is as the seller in not more than three credit sales or loans per year.    At least thirty days before filing a notice of election and demand and at least thirty days after default, the holder shall mail a notice addressed to the original grantor of the deed of trust at the address in the recorded deed of trust or other lien being foreclosed and, if different, at the last address shown in the holder's records, containing:   The telephone number of the Colorado foreclosure hotline;    The direct telephone number of the holder's loss mitigation representative or department; and    A statement that, under section 6-1-1107, C.R.S., it is illegal for any person acting as a foreclosure consultant to charge an up-front fee or deposit to the borrower for services related to the foreclosure.         This section shall apply only to a default consisting solely of the failure of the original grantor of the deed of trust to make one or more required payments.    With respect to defaults on the same obligation, after the holder has once given the original grantor of the deed of trust a notice as specified in subsection (2) of this section, this section imposes no limitation on the holder's right to foreclose with respect to any subsequent default that occurs within twelve months after such notice.         History. Source: L. 2001: Entire section added, p. 447, § 1, effective January 1, 2002. L. 2006: Entire section repealed, p. 1481, § 39, effective July 1. L. 2008: Entire section RC&RE, p. 2258, § 1, effective June 5. L. 2009: (2) and (3) amended, (HB 09-1207), ch. 164, p. 708, § 5, effective January 1, 2010. L. 2014: (2) amended, (HB 14-1295), ch. 157, p. 546, § 2, effective January 1, 2015. L. 2019: (1) amended, (HB 19-1172), ch. 136, p. 1725, § 239, effective October 1.
CO Code § 38-38-103.1 (2021)
2021 Colorado Code|Title 38 - Property - Real and Personal|Article 38 - Foreclosure Sales|Part 1 - Foreclosure Sale|§ 38-38-103.1. Single Point of Contact - Servicer to Designate - Duties - Exemption

  No later than the forty-fifth day of a borrower's delinquency, a servicer shall promptly establish a single point of contact for communications with the borrower. The servicer shall do so within the time periods prescribed in, and subject to the other requirements imposed by, federal law and CFPB rules and orders. Once the single point of contact is established, the servicer shall promptly provide to the borrower, in writing, one or more direct means of communication with the single point of contact.    A single point of contact shall:   Provide the borrower with accurate information about:   Loss mitigation options available to the borrower from the owner or assignee of the borrower's mortgage loan;    Actions the borrower must take to be evaluated for loss mitigation options, including actions the borrower must take to submit a complete loss mitigation application and, if applicable, actions the borrower must take to appeal the servicer's determination to deny a borrower's loss mitigation application for any trial or permanent loan modification program offered by the servicer;    The status of any loss mitigation application that the borrower has submitted to the servicer;    The circumstances under which the servicer may make a referral to foreclosure; and    Applicable loss mitigation deadlines established by an owner or assignee of the borrower's mortgage loan or by section 38-38-103.2;       Retrieve, in a timely manner:   A complete record of the borrower's payment history; and    All written information the borrower has provided to the servicer and, if available, to prior servicers in connection with a loss mitigation application;       Provide the documents and information identified in paragraph (b) of this subsection (2) to other persons required to evaluate a borrower for loss mitigation options made available by the servicer, if applicable; and    Provide a delinquent borrower with information about the procedures for submitting a notice of error or an information request.       A servicer is exempt from this section if the servicer services five thousand or fewer mortgage loans for all of which the servicer, or an affiliate of the servicer, is the creditor or assignee. In determining whether a servicer services five thousand or fewer mortgages, the servicer is evaluated based on the number of mortgage loans serviced by the servicer and any affiliates as of January 1 for the remainder of the calendar year. A servicer that crosses the threshold has six months after crossing the threshold or until the next January 1, whichever is later, to comply with this section.    A servicer who complies with 12 CFR 1024.40, as promulgated by the CFPB, or is exempt from compliance with that regulation under federal law or CFPB rules, regulations, or orders, is deemed in compliance with this section.     History. Source: L. 2014: Entire section added, (HB 14-1295), ch. 157, p. 547, § 4, effective January 1, 2015.
CO Code § 38-38-112 (2021)
2021 Colorado Code|Title 38 - Property - Real and Personal|Article 38 - Foreclosure Sales|Part 1 - Foreclosure Sale|§ 38-38-112. Use of Electronic Documents Authorized

  Repealed.    Consistent with the “Uniform Electronic Transactions Act”, article 71.3 of title 24, C.R.S., any document or record related to a foreclosure may be accepted by the officer in an electronic format or may be made available to the public by the officer in an electronic format. The officer shall establish and uniformly apply written policies for determining whether and the extent to which the officer shall accept documents or records in electronic form; except that the officer shall not require the use of an electronic format for any purpose under this article except as necessary for sales conducted by means of the internet or another electronic medium.     History. Source: L. 2005: Entire section added, p. 399, § 6, effective August 8. L. 2006: Entire section amended, p. 1465, § 18, effective July 1. L. 2007: (1)(a) and (2)(a) amended, p. 1839, § 15, effective June 1. L. 2015: (2) amended,(HB 15-1142), ch. 113, p. 342, § 6, effective September 1.    Editor's note:    Subsection (1)(b) provided for the repeal of subsection (1), effective July 1, 2007. (SeeL. 2006, p. 1465.)    For amendments to subsection (1)(a) by House Bill 07-1157 in effect from June 1, 2007, to July 1, 2007, seeL. 2007, p. 1839.
CO Code § 38-38-114 (2021)
2021 Colorado Code|Title 38 - Property - Real and Personal|Article 38 - Foreclosure Sales|Part 1 - Foreclosure Sale|§ 38-38-114. Unclaimed Refunds - Disposition Under “Revised Uniform Unclaimed Property Act”

 Money payable as a refund for overpayment of a cure of default pursuant to section 38-38-104 or for overpayment of a redemption pursuant to part 3 of this article 38 that remains unclaimed by the owner one year after the money became payable is presumed abandoned and shall be reported and paid to the state treasurer in accordance with sections 38-13-401 and 38-13-603 .   History. Source: L. 2007: Entire section added, p. 1839, § 16, effective January 1, 2008. L. 2019: Entire section amended, (SB 19-088), ch. 110, p. 470, § 17, effective July 1, 2020.