reglab/housing_qa huggingface dataset:
MO Rev Stat § 375.821 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.821 - Conditions to be met for certificate of authority (foreign company).

Effective - 28 Aug 1967   375.821. Conditions to be met for certificate of authority (foreign company). — 1. Before a certificate of authority to transact business in this state shall be issued to a foreign insurance company, the company shall satisfy the director that:  (1) The company is duly organized under the laws of the state or country under whose laws it professes to be organized and authorized to do the business it is transacting or proposes to transact;  (2) Its name is not the same as or deceptively similar to the name of any insurance company organized or incorporated under the laws of the state of Missouri or of any foreign insurance company authorized to transact business in this state; provided that such company, by resolution of its board of directors, may adopt an assumed name for use in this state that is not deceptively similar;  (3) That the company is transacting and proposes to transact the kinds of business which a domestic company similarly organized may be authorized to transact under the laws of this state;  (4) That the company meets the financial requirements as relates to capital and surplus or other statutory fund as originally required for companies being incorporated or organized under the laws of this state to do the same kinds of business;  (5) That its funds are invested in accordance with the laws of its domicile;  (6) That the officers and operating personnel of the company are competent and trustworthy to transact the business of insurance in this state and that the transaction of business in this state would not be hazardous to the general public; and  (7) That the company has paid all of the fees and taxes as prescribed by the laws of this state.  2. Before issuing a certificate of authority to a foreign insurance company, the director may cause an examination to be made of the condition and affairs of the company. ­­-------- (L. 1967 p. 516)
MO Rev Stat § 375.831 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.831 - Certificate issued when all conditions met (foreign company).

Effective - 28 Aug 1967   375.831. Certificate issued when all conditions met (foreign company). — When a foreign insurance company has complied with the requirements of this chapter and all other requirements imposed on the company by existing laws and has paid charges imposed by law, the director shall file in his office the documents delivered to him and shall issue to the company a certificate of authority to transact in this state the kinds of business specified therein. ­­-------- (L. 1967 p. 516)
MO Rev Stat § 375.841 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.841 - Change of name by foreign or alien company, application for amended certificate, how made.

Effective - 28 Aug 1967   375.841. Change of name by foreign or alien company, application for amended certificate, how made. — 1. In the event that a foreign or alien insurance company authorized to transact business in this state changes its name or desires to transact in this state kinds of business other than those it is then authorized to transact, it shall file with the director an application for an amended certificate of authority.  2. The application shall comply as to form and manner of execution with the requirements of this chapter for an original application and shall set forth the name of the company, the respects in which the company desires its certificate of authority amended, and such other information as is necessary or appropriate to enable the director to determine whether an amended certificate of authority should be issued.  3. The director shall issue the amended certificate if he is satisfied that:  (1) The company might lawfully be authorized to transact the kinds of business it desires to transact if application for authority were made in an original application; and  (2) The conditions provided for in section 375.821 are complied with. ­­-------- (L. 1967 p. 516)
MO Rev Stat § 375.851 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.851 - Amended articles, copy to be filed with director, effect of (foreign or alien company).

Effective - 28 Aug 1967   375.851. Amended articles, copy to be filed with director, effect of (foreign or alien company). — Whenever the articles of incorporation or articles of association of a foreign or alien insurance company authorized to transact business in this state are amended, the company shall, within thirty days after the effective date of the amendment, file with the director a copy thereof duly authenticated by the proper officer of the state or country under the laws of which the company is organized. The filing of the copy shall not of itself enlarge the authority of the company in the transaction of business in this state, nor authorize the company to transact business in this state under any other name than the name set forth in its certificate of authority. ­­-------- (L. 1967 p. 516)
MO Rev Stat § 375.861 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.861 - Foreign company survivor of merger, documents to be filed with director.

Effective - 28 Aug 1967   375.861. Foreign company survivor of merger, documents to be filed with director. — 1. Whenever a foreign insurance company authorized to transact business in this state is the surviving company of a statutory merger permitted by the laws of the state or country under which it is organized, and the merger is not subject to the provisions of section 375.241, it shall forthwith file with the director:  (1) Copies of the agreement and certificate of merger duly authenticated by the proper officer of the state or country under the laws of which the statutory merger was effected; and  (2) If any of the companies party to the merger was not admitted to transact business in this state, a statement of the financial condition and business of each of the companies, as of the end of the preceding calendar year complying as to form, content and verification with the requirements for annual statements, or a financial statement as of such later date as the director may require.  2. It is not necessary for the surviving company to procure a new certificate of authority to transact business in this state nor an amended certificate unless the name of the company is changed thereby or unless the company desires to transact in this state kinds of business other than those which it is then authorized to transact.  3. Whenever a foreign insurance company authorized to transact business in this state is a party to a statutory merger and the company is not the surviving company, or if the foreign insurance company is a party to a consolidation, then the certificate of authority of the foreign company shall terminate upon the merger or consolidation, and the surviving company, if not previously authorized to transact business in this state, or the new company, in the case of consolidation, shall be subject to the same requirements for admission to transact business in this state as any other foreign company. ­­-------- (L. 1967 p. 516)
MO Rev Stat § 375.871 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.871 - Admitted foreign company may withdraw, how.

Effective - 28 Aug 1967   375.871. Admitted foreign company may withdraw, how. — 1. Any foreign insurance company admitted to do business in this state may withdraw from this state by filing with the director a statement of withdrawal, signed and verified by a president, vice president or an executive officer corresponding thereto, or in the case of a reciprocal, by the attorney in fact, and setting forth:  (1) That the company surrenders its authority to transact business in this state and returns for cancellation its certificate of authority;  (2) Except in the case of a reciprocal, that the withdrawal of the company from this state has been duly authorized by the board of directors, trustees or other governing body of the company; and  (3) A post-office address to which the director may mail a copy of any process against the withdrawing company that may be served upon him.  2. Upon the filing of the statement together with its certificate of authority with the director and payment of any taxes or charges that may be due, the director shall cancel the certificate of authority and return the cancelled certificate to the company. The authority of the company to transact business in this state shall thereupon cease. ­­-------- (L. 1967 p. 516)
MO Rev Stat § 375.891 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.891 - Annual statement — reserves required, requirements in lieu of deposits (foreign company).

Effective - 28 Aug 1967   375.891. Annual statement — reserves required, requirements in lieu of deposits (foreign company). — 1. Every foreign insurance company incorporated by or organized under the laws of any other state of the United States or of any foreign government and doing business in this state shall file and make such annual statement showing the condition of its affairs, maintain reserves, and make deposits at such time and in such manner as an insurance company organized and incorporated under the laws of the state of Missouri and transacting similar kind of business.  2. In lieu of such deposit or part thereof in this state of such an insurance company, the company may file with the director the current certificate in proper form of the public official having supervision over insurers in any other state to the effect that a like deposit or part thereof of such insurer is being maintained in public custody or control pursuant to law in such state in trust for the protection of the insurer's policyholders or its policyholders and creditors. If the company is authorized to transact in this state more than one kind of insurance for which a deposit is otherwise required under subsection 1, if the amount of the company's deposit so maintained in another state is not less than the aggregate amount of all such deposits so otherwise required in this state, the director shall accept a single certificate relative to such deposit in the other state without specification of the kind or kinds of insurance to which the same relates. When satisfied by such certificate that such deposit or a part thereof has been made and is being so held, the director shall accept such certificate in lieu of the deposit or part thereof required to be made in this state under subsection 1 of this section.  3. Nothing herein shall prohibit the director of the department of commerce and insurance of the state of Missouri from requiring such supplemental and additional information, statements, deposits and reserves as he deems necessary for the protection of Missouri policyholders.  4. Nothing in these sections shall so be construed as to release any of the assets of any company from any liability arising against the company in this state. ­­-------- (L. 1967 p. 516)
MO Rev Stat § 375.901 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.901 - Foreign companies shall transact business through licensed agents and brokers.

Effective - 28 Aug 1989   375.901. Foreign companies shall transact business through licensed agents and brokers. — 1. Foreign companies admitted to do business in this state shall make contracts of insurance with persons in this state only by lawfully constituted and licensed agents and brokers.  2. Any insurance company who violates any provision of this section shall suffer a revocation of its authority by the director to do business in this state, in addition to the penalty prescribed in section 375.310, the revocation to be for the term of one year.  3. No countersignature of a resident agent or broker is required on policies or contracts for insurance solicited by nonresident agents or brokers licensed by this state, unless the state of residence of the nonresident agent or broker imposes a countersignature requirement on policies or contracts solicited by residents of this state. If the state of residence of the nonresident agent or broker imposes such a countersignature requirement, then the policies or contracts solicited by the nonresident agent or broker in this state must be countersigned by a licensed agent or broker who is a legal resident of Missouri. ­­-------- (RSMo 1939 § 6013, A.L. 1961 p. 167, A.L. 1967 p. 516, A.L. 1981 S.B. 10, A.L. 1989 H.B. 615 & 563)
MO Rev Stat § 375.908 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.908 - Nonresident insurer may become domestic insurer, procedure — director may promulgate rules.

Effective - 28 Aug 1991   375.908. Nonresident insurer may become domestic insurer, procedure — director may promulgate rules. — 1. Any insurer which is organized under the laws of any other state and is admitted to do business in this state for the purpose of writing insurance may become a domestic insurer by complying with all of the requirements of law relative to the organization and licensing of a domestic insurer of the same type and by designating its principal place of business at a place in this state. Such domestic insurer shall be entitled to like certificates and licenses to transact business in this state, and shall be subject to the authority and jurisdiction of this state.  2. Any domestic insurer may, upon the approval of the director of the department of commerce and insurance, transfer its domicile to any other state in which it is admitted to transact the business of insurance, and upon such a transfer shall cease to be a domestic insurer, and shall be admitted to transact the business of insurance in this state if qualified as a foreign insurer. The director shall approve any such proposed transfer unless he shall determine such transfer is not in the interest of the policyholders of this state.  3. The certificate of authority, agent appointments and licenses, rates, and other items which the director allows, in his discretion, which are in existence at the time any insurer licensed to transact the business of insurance in this state transfers its corporate domicile to this or any other state by merger, consolidation or any other lawful method shall continue in full force and effect upon such transfer if such insurer remains duly qualified to transact the business of insurance in this state. All outstanding policies of any transferring insurer shall remain in full force and effect and need not be endorsed as to the new name of the company or its new location unless so ordered by the director. Every transferring insurer shall file new policy forms with the director on or before the effective date of the transfer, but may use existing policy forms with appropriate endorsements if allowed by, and under such conditions as approved by, the director; however, every such transferring insurer shall notify the director of the details of the proposed transfer, and shall file promptly, any* resulting amendments to corporate documents filed or required to be filed with the director.  4. The director may promulgate rules and regulations to carry out the provisions of this section. ­­-------- (L. 1991 H.B. 385, et al. § 24)  *Word "and" appears in original rolls.
MO Rev Stat § 375.911 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.911 - Service on deputy director valid, when.

Effective - 28 Aug 1967   375.911. Service on deputy director valid, when. — In case of a vacancy in the office of the director of the department of commerce and insurance or in case of the absence or inability or suspension of the director, the service upon the deputy appointed under the provisions of section 374.080 shall be valid and sufficient for the purpose of section 375.906; provided, further, that in the absence or inability of both the director and deputy or in case of a vacancy in both of the offices, service upon the chief clerk, appointed under the provisions of section 374.130, shall be valid and sufficient for the purpose of section 375.906. ­­-------- (RSMo 1939 § 6006, A.L. 1967 p. 516)  (Source: 1959 § 375.220)
MO Rev Stat § 375.919 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.919 - Use of language other than English permitted, when, disclosures — misrepresentation, penalty.

Effective - 28 Aug 2002   375.919. Use of language other than English permitted, when, disclosures — misrepresentation, penalty. — 1. An insurer, as defined in section 375.001, may provide an insurance policy, endorsement, rider and any explanatory material in a language other than English. In the event of a dispute regarding the insurance or advertising material, the English language version shall dictate the resolution. If a policy, endorsement or rider is provided in a language other than English, the insurer shall also, at the same time, provide to the policyholder a copy of such policy, endorsement or rider in English, and shall disclose on such document, in both English and the other language, the following:  (1) The translation is for informational purposes only; and  (2) The English language version of the policy will be controlling unless the language in the other language version is shown to be a fraudulent misrepresentation*.  2. Any knowing misrepresentation in providing a policy, endorsement, rider or explanatory materials in a language other than English is a violation of sections 375.930 to 375.948. ­­-------- (L. 2002 H.B. 1381 merged with S.B. 656 merged with S.B. 895, subsecs. 1 and 3)  *Word "mispresentation" appears in original rolls of H.B. 1381 and S.B. 656.
MO Rev Stat § 375.920 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.920 - Policy form approval, disapproval — procedure.

Effective - 28 Aug 1979, 2 histories   375.920. Policy form approval, disapproval — procedure. — No insurer shall deliver any policy of private passenger automobile insurance, homeowner's insurance, dwelling-owner's insurance, residential fire insurance, or tenant's or renter's insurance written upon property within this state until such policy form shall have been approved as provided for in sections 375.920 to 375.923. Upon submission of any form to the director of the department of commerce and insurance, such form shall be deemed approved. The director of the department of commerce and insurance shall review such form within sixty days, and may have a hearing during that time. If within that time he determines the policy form is not in compliance with the insurance laws of this state and does not contain such words, phraseology, conditions and provisions which are specific, certain and unambiguous and reasonably adequate to meet the needed requirements of those insured under such policies, he may file a petition with the administrative hearing commission asking that the policy be disapproved, stating specifically the reasons why such policy form shall be disapproved. ­­-------- (L. 1979 S.B. 276 & 277 § 1)
MO Rev Stat § 375.921 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.921 - Hearing on disapproval — action pending, effect on form.

Effective - 28 Aug 1979   375.921. Hearing on disapproval — action pending, effect on form. — The administrative hearing commission shall hear the petition, and if it finds the policy form shall be disapproved, it shall render specific findings of fact and law disapproving the policy form in that it is not in compliance with the insurance laws of this state and does not contain such words, phraseology, conditions and provisions which are specific, certain and unambiguous and reasonably adequate to meet the needed requirement of those insured under such policies. In all other cases the policy form shall stand approved. During the pending of any action all such forms shall be deemed approved. ­­-------- (L. 1979 S.B. 276 & 277 § 2)
MO Rev Stat § 375.922 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.922 - Rules and regulations not authorized.

Effective - 28 Aug 1979   375.922. Rules and regulations not authorized. — The director of the department of commerce and insurance shall have no power to promulgate rules or regulations to implement sections 375.920 to 375.923. ­­-------- (L. 1979 S.B. 276 & 277 § 3)
MO Rev Stat § 375.923 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.923 - Exempt forms.

Effective - 28 Aug 2008   375.923. Exempt forms. — All forms on file with the director on or before January 1, 1980, shall be exempt from the provisions of sections 375.920 to 375.923. ­­-------- (L. 1979 S.B. 276 & 277 § 4, A.L. 2008 S.B. 788)
MO Rev Stat § 375.924 (2021)
2021 Missouri Revised Statutes|Title XXIV - Business and Financial Institutions|Chapter 375 - Provisions Applicable to All Insurance Companies|Section 375.924 - Contracts to contain address of insurer and notice of address change to be furnished insured, penalty, exception.

Effective - 28 Aug 1994   375.924. Contracts to contain address of insurer and notice of address change to be furnished insured, penalty, exception. — 1. Any insurer, health services corporation or health maintenance organization, subject to regulation pursuant to chapter 354 or chapters 374 to 385, which delivers or issues for delivery a policy or contract of insurance or coverage in this state shall furnish, either within such policy or contract or in written form annexed to such policy or contract, the address of the principal place of business and telephone number of such insurer, health services corporation or health maintenance organization for purposes of contact by the insured or covered person with the insurer, health services corporation or health maintenance organization.  2. Any insurer, health services corporation or health maintenance organization subject to subsection 1 of this section, other than title insurers governed by chapter 381, which changes such address or telephone number shall inform those insured or covered persons in writing of such change within thirty days of completing such change.  *3. Violation of this section shall be an unfair trade practice and shall be subject to the provisions of, and penalties provided by, sections 375.930 to 375.948 relating to unfair trade practices.  4. The provisions of subsection 3 of this section shall become effective on July 1, 1993. ­­-------- (L. 1992 H.B. 1574 § 23, A.L. 1994 H.B. 1107)  *Provisions of subsection 3 effective 7-1-93