reglab/housing_qa huggingface dataset:
GA Code § 33-35-9 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 35 - Prepaid Legal Services Plans|§ 33-35-9. Sale of Subscription Contracts

  Nothing contained in this Code section shall be deemed to prohibit an insurer authorized to transact casualty, life, or accident and sickness insurance in this state from selling or offering for sale in this state individually underwritten and individually issued policies of prepaid legal services insurance on policy forms which have been approved by the Commissioner pursuant to Chapter 9 of this title.   This Code section shall not apply to any subscription contracts negotiated and issued in accordance with Section 302C of the Labor Management Relations Act of 1947 (87 Stat. 314, 29 U.S.C.A. Section 186(c)(8)).   This Code section shall not apply in the event that prior to April 1, 1976, legal services plans' coverages are mandated by any applicable state or federal laws or court decisions.    (Code 1933, § 56-3522, enacted by Ga. L. 1975, p. 1268, § 1; Ga. L. 1983, p. 748, § 3; Ga. L. 2019, p. 386, § 120/SB 133.)    The 2019 amendment,  effective July 1, 2019, substituted "Nothing" for "No subscription contracts for prepaid legal services may be sold or offered for sale in this state prior to April 1, 1976, provided that nothing" at the beginning of subsection (a).
GA Code § 33-35-10 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 35 - Prepaid Legal Services Plans|§ 33-35-10. Powers of Sponsors to Contract for Provision of Legal and Administrative Services

    The sponsor of any prepaid legal services plan or authorized representative of the plan may contract with any company licensed to transact casualty, life, or accident and sickness insurance in this state under which contracts the company agrees for a consideration consisting of a specified premium to assume the monetary obligations of the plan to provide or pay for the legal services covered by the subscription contracts issued under such plan upon the failure of the plan itself to meet such obligations within a specified period. The duration of the contract shall not be longer than three years and each contract shall be filed with and subject to the approval of the Commissioner for the fairness of its terms and premiums.The contracts shall be deemed to be approved 90 days after the date of filing with the Commissioner, unless prior to the expiration of such 90 day period the Commissioner notifies the sponsor of the prepaid legal services plan in writing of the Commissioner's disapproval.   Any sponsor entering into such contracts shall fairly disclose to all subscribers affected by them the nature and extent of the extra protection provided by them. Any plan having lawful access to any other source of funds besides the premiums collected, which may be used to meet the obligations of the plan under its subscription contracts, shall make similar fair disclosure to affected subscribers.   Any sponsor which seeks to limit its liability under its subscription contracts to the total of funds collected in premiums from subscribers shall state such limitation clearly and prominently in all subscription contracts.     Any sponsor of any prepaid legal services plan or authorized representative of the plan may contract with any person to provide administrative services necessary to the administration of the plan and the subscription contracts issued under such plan. The duration of the contracts shall not be longer than three years, and each contract shall be filed with and subject to the approval of the Commissioner as to the fairness of its terms. The contracts shall be deemed to be approved 90 days after the date of filing with the Commissioner, unless prior to the expiration of the 90 day period the Commissioner notifies the sponsor of the prepaid legal services plan in writing of the Commissioner's disapproval.    (Code 1933, § 56-3508, enacted by Ga. L. 1975, p. 1268, § 1; Ga. L. 1983, p. 748, § 4; Ga. L. 1990, p. 8, § 33; Ga. L. 2019, p. 386, § 121/SB 133.)    The 2019 amendment,  effective July 1, 2019, deleted "or any corporation organized pursuant to Chapter 18 or 19 of this title," following "in this state" in the middle of the first sentence of paragraph (a)(1).
GA Code § 33-35-11 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 35 - Prepaid Legal Services Plans|§ 33-35-11. Submission to Commissioner of Underwriting Rules and Rates, Premiums, or Fees; Approval or Disapproval

  No sponsor of any prepaid legal services plan or authorized representative of the plan shall enter into any contract with subscribers unless and until the sponsor has filed with the Commissioner a copy of its underwriting rules and a full schedule of the rates, premiums, or membership fees to be charged to the subscribers. These filings shall be deemed to be approved by the Commissioner 90 days after the date of filing with the Commissioner, unless prior to the expiration of the 90 day period the Commissioner notifies the sponsor of the prepaid legal services plan in writing of the Commissioner's disapproval.   In considering whether or not to approve a given rate schedule, the Commissioner shall consider the following factors:   Whether the rates are adequate to ensure that all the benefits contracted for will be supplied;   Whether the rates are excessive;   Whether the rates are unfairly discriminatory; and   Whether the rates are otherwise contrary to the laws or public policies of this state.     Insurers authorized to transact casualty, life, or accident and sickness insurance in this state shall be required to comply with the requirements of this Code section if they sell or offer for sale policies of prepaid legal services insurance in this state or if they underwrite prepaid legal services plans of sponsors licensed to operate prepaid legal services plans in this state; provided, however, that nothing contained in this Code section shall be deemed to relieve any insurer authorized to transact casualty, life, or accident and sickness insurance in this state from complying with the requirements of this title and the laws of this state.    (Code 1933, § 56-3509, enacted by Ga. L. 1975, p. 1268, § 1; Ga. L. 1983, p. 748, § 5; Ga. L. 1990, p. 8, § 33; Ga. L. 1992, p. 6, § 33; Ga. L. 2019, p. 386, § 122/SB 133.)    The 2019 amendment,  effective July 1, 2019, in subsection (c), deleted "or any corporation organized pursuant to Chapter 18 or 19 of this title" following "in this state" near the beginning and near the end.
GA Code § 33-35-12 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 35 - Prepaid Legal Services Plans|§ 33-35-12. Standards for Advertising and Solicitation

 All advertising and solicitation concerning prepaid legal services plans shall be conducted in a simple, dignified manner. Every item of advertising or solicitation shall conform with the following standards:    The form and content of any advertisement or solicitation shall be accurate and shall be sufficiently complete and clear to avoid deception or the capacity or tendency to mislead or deceive. Whether an advertisement has a capacity or tendency to mislead or deceive shall be determined by the Commissioner from the overall impression that the advertisement may be reasonably expected to create upon a person of average education or intelligence within the segment of the public to which it is directed or within a segment of the public to which such advertisement may be reasonably calculated to reach;   All advertisements and solicitations shall be truthful and not misleading in fact or in implication. Words or phrases, the meaning of which is clear only by implications or by familiarity with insurance terminology, shall not be used;   Advertising and solicitation which include references to the legal rights or remedies of citizens shall be legally accurate;   Advertising and solicitation which include references to the particular characteristics of one or more sponsors or prepaid legal services plans or which compare one or more sponsors or prepaid legal services plans shall be truthful and not misleading; and   No advertising or solicitation shall contain the name, address, telephone number, or any other identifying information about any attorney; and no such advertising or solicitation shall extol the alleged virtues or qualifications or point out the alleged shortcomings of any attorney, whether named or not; provided, however, that communications directed solely to existing subscribers of prepaid legal services plans which restrict their benefits to services rendered by attorneys preselected by the plan may include the names, addresses, and telephone numbers of participating attorneys.    (Code 1933, § 56-3510, enacted by Ga. L. 1975, p. 1268, § 1; Ga. L. 1990, p. 8, § 33.)   Cross references.   - Solicitation on behalf of attorneys generally, § 15-19-55.
GA Code § 33-35-13 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 35 - Prepaid Legal Services Plans|§ 33-35-13. Investment of Funds of Plans

 A sponsor shall invest the funds of a prepaid legal services plan only in such investments as are authorized by the laws of this state for the investment of assets of insurance companies and subject to the limitations placed on the investments.   (Code 1933, § 56-3520, enacted by Ga. L. 1975, p. 1268, § 1; Ga. L. 1983, p. 748, § 6; Ga. L. 2019, p. 386, § 123/SB 133.)    The 2019 amendment,  effective July 1, 2019, deleted "or in such investments as are authorized by the laws of this state for the investment of assets of corporations authorized to transact business in this state pursuant to Chapter 18 or 19 of this title as the case may be" following "investments" at the end of this Code section.
GA Code § 33-35-14 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 35 - Prepaid Legal Services Plans|§ 33-35-14. Administration of Deposits of Plans

 Any deposits of a sponsor of a prepaid legal services plan deposited with the Commissioner pursuant to this chapter shall be administered by the Commissioner in accordance with Chapter 12 of this title as though deposited by a domestic casualty, life, or accident and sickness insurer authorized to transact insurance in this state.   (Code 1933, § 56-3521, enacted by Ga. L. 1975, p. 1268, § 1; Ga. L. 1983, p. 748, § 7; Ga. L. 2019, p. 386, § 124/SB 133.)    The 2019 amendment,  effective July 1, 2019, deleted "or as deposited by a corporation authorized to transact business in this state pursuant to Chapter 18 or 19 of this title" following "state" at the end of this Code section.
GA Code § 33-35-16 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 35 - Prepaid Legal Services Plans|§ 33-35-16. Annual Filing of Information by Sponsors

 Every sponsor of a prepaid legal services plan shall annually on or before March 1 file in the office of the Commissioner the following items:    A statement verified by at least two of its principal officers or trustees showing the financial condition of the plan on December 31 of the preceding year, which statement shall be in such form and shall contain such matters as the Commissioner shall prescribe. A copy of such statement shall also be sent to each subscriber to the plan on or before March 31 unless such sponsor is an insurer as defined in Code Section 33-35-2 whose annual report of its affairs and operations has been filed with the Commissioner in accordance with Code Section 33-3-21;   A statistical summary listing the numbers and types of claims paid and the average dollar amount of each type of claim;   A list of the groups currently subscribing to the plan;   A statement of the name, organizational form, and principal place of business of the plan and the name, organizational form, and principal place of business of the sponsor of the plan;   Copies of all advertising or solicitation material which the plan is using; and   Such other pertinent and relevant information as the Commissioner may reasonably require for the proper administration of this chapter; provided, however, that all information furnished under this paragraph shall be kept confidential by the Commissioner and shall not be made public by the Commissioner or any other person without the prior written consent of the sponsor or insurer to which it pertains, unless the Commissioner, after giving the sponsor or insurer who would be affected by the information notice and opportunity to be heard, determines that the interests of the subscribers, policyholders, or the public will be served by the publication of the information, in which event he may publish all or any part thereof in such manner as he may deem appropriate except to the extent that it may be produced in any judicial or administrative proceeding and may be admissible in evidence therein.    (Code 1933, § 56-3513, enacted by Ga. L. 1975, p. 1268, § 1; Ga. L. 1985, p. 1087, § 5.)
GA Code § 33-35-17 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 35 - Prepaid Legal Services Plans|§ 33-35-17. Conduct of Hearings and Proceedings

 Except as otherwise provided in this chapter, all hearings and proceedings held under this chapter shall be conducted in accordance with Chapter 2 of this title and the Commissioner shall have all the powers granted to him in Chapter 2 of this title.   (Code 1933, § 56-3515, enacted by Ga. L. 1975, p. 1268, § 1.)
GA Code § 33-35-18 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 35 - Prepaid Legal Services Plans|§ 33-35-18. Issuance of Injunctions Against Transaction of Business by Plans; Appointment of Receivers; Institution of Criminal Proceedings

 If the Commissioner finds that any prepaid legal services plan or its sponsor: (1) has failed to comply with any provision of this chapter; (2) is fraudulently operated; (3) is in such condition as to render further plan operations hazardous to the public interest or the interest of subscribers; (4) is financially unable to meet its obligations and claims as they come due; or (5) has violated any other law, he may apply to the Superior Court of Fulton County for an injunction. The court may immediately issue a temporary injunction restraining the transaction of any business by the plan; and it may after a full hearing make the injunction permanent and appoint one or more receivers to take possession of the books, papers, moneys, and other assets of the plan to settle its affairs and distribute its funds to those entitled to such funds, subject to such rules and orders as the court may prescribe. If it appears that a crime has been committed in connection with the sale, advertisement, administration, or management of any prepaid legal services plan, the Attorney General of this state may pursue the appropriate criminal action.   (Code 1933, § 56-3516, enacted by Ga. L. 1975, p. 1268, § 1.)
GA Code § 33-35-19 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 35 - Prepaid Legal Services Plans|§ 33-35-19. Venue of Actions Against Sponsors

 The venue provisions applicable to insurers under Chapter 4 of this title shall apply to sponsors as defined in paragraph (6) of Code Section 33-35-2.   (Code 1933, § 56-3517, enacted by Ga. L. 1975, p. 1268, § 1.)
GA Code § 33-35-20 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 35 - Prepaid Legal Services Plans|§ 33-35-20. Promulgation of Rules and Regulations by Commissioner

 Reserved. Repealed by Ga. L. 2019, p. 386, § 125/SB 133, effective July 1, 2019.   Editor's notes.   - This Code section was based on Code 1933, § 56-3518, enacted by Ga. L. 1975, p. 1268, § 1.
GA Code § 33-35-21 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 35 - Prepaid Legal Services Plans|§ 33-35-21. Applicability of Chapter Generally

 This chapter shall apply to all persons, groups, or fraternal or benevolent organizations, including but not limited to insurers; corporations; partnerships; trusts; labor, craft, or other unions; or any other entities who propose to operate or are operating or participating in the operation of a prepaid legal services plan as such plan is defined in paragraph (4) of Code Section 33-35-2.   (Code 1933, § 56-3502, enacted by Ga. L. 1975, p. 1268, § 1; Ga. L. 1990, p. 8, § 33.)
GA Code § 33-35-22 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 35 - Prepaid Legal Services Plans|§ 33-35-22. Applicability of Chapter to Other Insurers

 All insurers authorized to transact casualty, life, or accident and sickness insurance in this state which is authorized to issue policies of prepaid legal services insurance in this state shall be required to meet all the requirements of this chapter unless specifically excepted from the requirements by this chapter, provided that nothing contained in this chapter shall be deemed to relieve the obligations of an insurer authorized to transact casualty, life, or accident and sickness insurance in this state from complying with any other applicable requirements of this title and any other applicable laws of this state.   (Code 1933, § 56-3519, enacted by Ga. L. 1975, p. 1268, § 1; Ga. L. 1983, p. 748, § 8; Ga. L. 2019, p. 386, § 126/SB 133.)    The 2019 amendment,  effective July 1, 2019, deleted "or any corporation organized pursuant to Chapter 18 or 19 of this title" following "in this state" near the beginning and near the end of this Code section.
GA Code § 33-35-23 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 35 - Prepaid Legal Services Plans|§ 33-35-23. Applicability of Chapter 6 of Title

 Chapter 6 of this title, applicable to insurers, shall apply to sponsors as defined in paragraph (6) of Code Section 33-35-2; and, for the purpose of determining whether a violation of Chapter 6 of this title has occurred, a subscriber, as defined in paragraph (7) of Code Section 33-35-2, shall be deemed to be an insured or a policyholder as used in Chapter 6 of this title, whichever is applicable.   (Code 1933, § 56-3511, enacted by Ga. L. 1975, p. 1268, § 1; Ga. L. 2005, p. 60, § 33/HB 95.)
GA Code § 33-36-1 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 36 - Georgia Insurers Insolvency Pool|§ 33-36-1. Short Title

 This chapter shall be known and may be cited as the "Georgia Insurers Insolvency Pool Act."   (Ga. L. 1970, p. 700, § 1.)
GA Code § 33-36-4 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 36 - Georgia Insurers Insolvency Pool|§ 33-36-4. Insurers Solvency Board

  There shall be a board of trustees of the Georgia Insurers Insolvency Pool which shall be known as the Insurers Solvency Board and which shall consist of seven members. At all times, the board shall contain at least one member from a domestic insurer. The members of the board shall not be considered employees of the department. The members of the board shall be selected by the Commissioner. Each board member so selected shall represent a company licensed to do business in Georgia. Any member may be removed from office by the Commissioner when, in his or her judgment, the public interest may so require. Each member appointed shall serve for a term of three years and until his or her successor has been appointed and qualified and, in case of a vacancy for any reason in the office of any such member, the Commissioner shall appoint a member to fill the unexpired term of such vacant office.   In approving selections to the board, the Commissioner shall consider among other things whether all member insurers are fairly represented.   The actual expenses of the members of the board incurred in attending meetings shall be paid out of the assets of the insolvency pool, but members of the board shall not otherwise be compensated by the pool for their services. For the purpose of considering questions before it, the board shall have access to all the books, records, reports, and papers in the department, including all confidential communications; and the members of the board shall treat such communications as confidential.    (Ga. L. 1970, p. 700, § 15; Ga. L. 1985, p. 1485, §§ 5, 6; Ga. L. 2005, p. 563, § 13/HB 407.)   Editor's notes.   - Ga. L. 1985, p. 1485, § 9, not codified by the General Assembly, provided that that Act would be applicable to all insolvencies occurring on or after July 1, 1985.   Ga. L. 2005, p. 563, § 24/HB 407, not codified by the General Assembly, provides that the amendment to this Code section shall apply to insolvencies which occur on or after July 1, 2005.   Ga. L. 2006, p. 887, § 1/HB 1444, not codified by the General Assembly, amended Ga. L. 2005, p. 563, § 24/HB 407, to read: "The provisions of Section 12 of this Act shall apply to insolvencies that occur on or after the effective date of this Act. All other provisions shall apply as of the effective date of this Act." Ga. L. 2005, p. 563, became effective July 1, 2005.
GA Code § 33-36-5 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 36 - Georgia Insurers Insolvency Pool|§ 33-36-5. Insurers Required to Become Members of Pool

 Every insurer authorized to write property or casualty insurance policies in this state shall be a member of the insolvency pool and shall be liable for assessments pursuant to Code Section 33-36-7 and shall also be responsible for the other obligations imposed pursuant to this chapter.   (Ga. L. 1970, p. 700, § 4.)   RESEARCH REFERENCES   ALR.   - Sufficiency of notice of claim against local government unit as regards identity, name, address, and residence of claimant, 53 A.L.R.5th 617.
GA Code § 33-36-7.1 (2021)
2021 Georgia Code|Title 33 - Insurance|Chapter 36 - Georgia Insurers Insolvency Pool|§ 33-36-7.1. Surcharge on Premiums to Recoup Assessments; Disclosure to Insureds; Excess Surcharges, Exception Where the Expense of Collection Would Exceed the Amount of the Surcharge

  The plan adopted pursuant to Code Section 33-36-6 shall contain provisions whereby each member insurer is required to recoup over the year following the year of the assessment a sum calculated to recoup the assessments paid by the member insurer under this chapter by way of a surcharge on premiums charged for insurance policies to which this chapter applies. Amounts recouped shall not be considered premiums for any other purpose, including the computation of gross premium tax or agents' commission.   The amount of any surcharge shall be separately stated on either a billing or policy declaration sent to an insured. Member insurers who collect surcharges in excess of assessments paid pursuant to Code Section 33-36-7 for an insolvent insurer shall remit the excess to the pool as an additional assessment within 30 days after the pool has determined the amount of the excess recoupment and given notice to the member of that amount. The excess shall be applied to reduce future assessment charges in the appropriate category.   The plan of operation may permit a member insurer to omit collection of the surcharge from its insureds when the expense of collecting the surcharge would exceed the amount of the surcharge. However, nothing in this Code section shall relieve the member insurer of its obligation to recoup the amount of surcharge otherwise collectable.     (Code 1981, §33-36-7.1, enacted by Ga. L. 2005, p. 563, § 16/HB 407; Ga. L. 2013, p. 141, § 33/HB 79; Ga. L. 2019, p. 386, § 129/SB 133.)    The 2019 amendment,  effective July 1, 2019, substituted "this chapter" for "this article" near the end of the first sentence of subsection (a).   Editor's notes.   - Ga. L. 2005, p. 563, § 24/HB 407, not codified by the General Assembly, provides that this Code section shall apply to insolvencies which occur on or after July 1, 2005.   Ga. L. 2006, p. 887, § 1/HB 1444, not codified by the General Assembly, amended Ga. L. 2005, p. 563, § 24/HB 407, to read: "The provisions of Section 12 of this Act shall apply to insolvencies that occur on or after the effective date of this Act. All other provisions shall apply as of the effective date of this Act." Ga. L. 2005, p. 563, became effective July 1, 2005.