reglab/housing_qa huggingface dataset:
SD Codified L § 58-11-55.3 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-55.3 - Promulgation of rules to prevent unfair discrimination.

58-11-55.3. Promulgation of rules to prevent unfair discrimination.The director may promulgate rules for the purpose of preventing unfair discrimination pursuant to §58-11-55. The rules may include definition of terms, identification of general practices or nonrenewal guidelines used by insurers which would violate or be in compliance with §58-11-55, and application practices which violate §58-11-55. In considering the adoption of any rule pursuant to this section, the director shall consider how the rule may serve to implement the purpose of preventing unfair discrimination as prohibited by §58-11-55 and how the rule may impact the availability and price of insurance in this state. Source: SL 1997, ch 287, §4.
SD Codified L § 58-11-57 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-57 - Assigned risk plan for automobile liability insurance.

58-11-57. Assigned risk plan for automobile liability insurance.After consultation with insurance companies authorized to issue automobile liability policies in this state, the director of the Division of Insurance shall approve reasonable plans for the equitable apportionment of motor vehicle liability policies of applicants who are in good faith entitled to but are unable to procure policies through ordinary methods. All such insurance companies shall subscribe to and participate in the approved plan. An applicant for a policy, a person insured under the plan, or any insurance company affected, may appeal to the director from any ruling or decision of the manager or committee designated to operate the plan. Any person aggrieved by an order or act of the director may appeal pursuant to chapter 1-26. Source: SL 1980, ch 350.
SD Codified L § 58-11-62 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-62 - Notice of intent to cease marketing block of business--What constitutes cessation of marketing block of business.

58-11-62. Notice of intent to cease marketing block of business--What constitutes cessation of marketing block of business.No insurer may cease marketing a block of business in this state unless, at least ninety days prior to the cessation of marketing, the insurer submits to the director written notice of the intent to cease marketing, including a statement of the facts and causes for cessation. Cessation of marketing a block of business includes discontinuing selling insurance as defined in chapter 58-9 as follows:(1)All lines or any one line;(2)All policies under one policy form;(3)All individual or group policies; or(4)All commercial or personal policies.The director may, upon request, waive any portion of the ninety-day notice period required by this section if the director determines that the insurer could not have reasonably complied with the notice requirement. Source: SL 1991, ch 399.
SD Codified L § 58-11-63 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-63 - Regulation of form and content of policies, policy forms, standards, and procedures for filings, cancellation, and nonrenewal of policies.

58-11-63. Regulation of form and content of policies, policy forms, standards, and procedures for filings, cancellation, and nonrenewal of policies.The division may promulgate rules pursuant to chapter 1-26 to establish specific requirements for the regulation of the form and content of policies and policy forms, standards, and procedures for filings, and the cancellation and nonrenewal of policies as found in this chapter. The requirements may include:(1)Definition of terms used in the rules;(2)Standards for the issuance of waivers;(3)Standards for determining what are substantially similar provisions as provided by §58-11-7;(4)Filing, content, requirements, and procedures for policy forms;(5)Standards for orders for exemption;(6)Binder requirements;(7)Procedures and requirements for cancellation and nonrenewal of policies;(8)Operation requirements of the assigned risk plan including approval of plan rules;(9)Replacement of coverage and calculation of refunds; and(10)Procedures for collection of applicable fees by the director. Source: SL 1994, ch 377.
SD Codified L § 58-11-64 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-64 - Definition of terms.

58-11-64. Definition of terms.Terms used in §§58-11-64 to 58-11-76, inclusive, mean:(1)"Accident and health carrier," an entity licensed to offer accident and health insurance in this state, or subject to the insurance laws of this state, or subject to the jurisdiction of the director, that contracts or offers to contract to provide, deliver, arrange for, pay for, or reimburse any of the costs of health care services, or any insurer that provides policies of supplemental, disability income, medicare supplement, or long-term care insurance;(2)"Director," the director of the Division of Insurance;(3)"Health care services," services for the diagnosis, prevention, treatment, cure, or relief of a health condition, illness, injury, or disease;(4)"Policy form," any policy, contract, certificate, rider, endorsement, evidence of coverage, or any amendments thereto that are required by law to be filed with the director for approval prior to their sale or issuance for sale in this state;(5)"Supplemental documents," documents required to be filed in support of policy forms that may or may not be subject to approval;(6)"Type of insurance," those coverages listed on the NAIC Uniform Life, Accident and Health, Annuity, and Credit Product Coding Matrix under the headings Continuing Care Retirement Communities, Health, Long Term Care, and Medicare Supplement. Source: SL 2008, ch 261, §1.
SD Codified L § 58-11-65 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-65 - Carriers subject to filing requirements.

58-11-65. Carriers subject to filing requirements.Sections 58-11-64 to 58-11-76, inclusive, apply to any individual or group health policy form issued by a carrier as defined in subdivision 58-18B-1(3) required to be filed with the director for review or approval. Source: SL 2008, ch 261, §2.
SD Codified L § 58-11-66 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-66 - Filing and director approval required.

58-11-66. Filing and director approval required.No policy form subject to the provisions of §§58-11-64 to 58-11-76, inclusive, may be delivered or issued for delivery in this state, unless it has been filed with and approved by the director. Source: SL 2008, ch 261, §3.
SD Codified L § 58-11-67 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-67 - Filing requirements--Availability on internet.

58-11-67. Filing requirements--Availability on internet.The director shall create a document containing filing requirements for each type of insurance. The document shall contain a list of all product filing requirements contained in the statutes and rules and published bulletins in this state with appropriate citations to each, including the citation for the type of insurance that is required to be filed. The document shall be available on the internet site of the Division of Insurance.The director shall update the document no less frequently than annually, and within thirty days of any change in any law, rule, or bulletin requiring its amendment. Source: SL 2008, ch 261, §4.
SD Codified L § 58-11-68 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-68 - Filer to indicate location of each requirement on policy form filing.

58-11-68. Filer to indicate location of each requirement on policy form filing.A filer shall submit a copy of the document with a policy form filing, indicating the location within the policy form or supplemental documents for each requirement contained in the document, and certifying that the policy form meets all requirements of state law. Source: SL 2008, ch 261, §5.
SD Codified L § 58-11-69 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-69 - Approval or disapproval of filing--Review period.

58-11-69. Approval or disapproval of filing--Review period.The director shall review and approve, provide notice of deficiencies, or disapprove the initial filing within sixty days of receipt. At the end of the review period, the form is deemed approved if the director has taken no action. Any notice of deficiencies or disapproval shall be in writing and based only on the specific provisions of applicable statutes including §58-11-21, rules, or bulletins published by the director and contained in the document created by the director pursuant to §58-11-67. The notice of deficiencies or disapproval shall provide the reasons for the notice of deficiencies or disapproval and sufficient detail for the filer to bring the policy form into compliance, and shall cite any specific statute, rule, or bulletin upon which the notice of deficiencies or disapproval is based. Source: SL 2008, ch 261, §6.
SD Codified L § 58-11-70 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-70 - Correction of deficiencies.

58-11-70. Correction of deficiencies.A filer may resubmit a policy form that corrects any deficiencies or resubmit a disapproved policy form, and a revised certification, within thirty days of its receipt of the director's notice of deficiencies or disapproval. Any policy form not resubmitted within thirty days of the notice of deficiencies is deemed withdrawn. Any disapproved policy form not resubmitted within thirty days is disapproved. Source: SL 2008, ch 261, §7.
SD Codified L § 58-11-71 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-71 - Review of resubmitted filing--Review period.

58-11-71. Review of resubmitted filing--Review period.The director shall review the resubmitted filing and certification, and shall approve or disapprove it within thirty days. Notice of deficiencies or disapproval shall be in writing and shall provide a detailed description of the reasons for the disapproval and sufficient detail for the filer to bring the policy form into compliance and shall cite any specific statute, rule, or bulletin upon which the disapproval is based. No further extensions of time may be taken unless the filer has introduced new provisions in the resubmission or the filer has materially modified any substantive provisions of the policy form, in which case the director may extend the time for review by an additional thirty days. At the end of the review period, the policy form is deemed approved if the director has taken no action. Source: SL 2008, ch 261, §8.
SD Codified L § 58-11-72 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-72 - Resubmitted form not to be disapproved for reasons other than in initial disapproval--Exceptions.

58-11-72. Resubmitted form not to be disapproved for reasons other than in initial disapproval--Exceptions.Except as provided in this section, the director may not disapprove a resubmitted policy form for reasons other than those initially set forth in the original notice of deficiencies or disapproval. The director may disapprove a resubmitted policy form for reasons other than those initially set forth in the original notice of deficiencies or disapproval if:(1)The filer has introduced new provisions in the resubmission;(2)The filer has materially modified any substantive provisions of the policy form;(3)There has been a change in any statute, rule, or published bulletin; or(4)There has been reviewer error and the written disapproval fails to state a specific provision of applicable statute, rule, or bulletin that is necessary to have the policy form conform to the requirements of law. Source: SL 2008, ch 261, §9.
SD Codified L § 58-11-73 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-73 - Grossly inadequate filings.

58-11-73. Grossly inadequate filings.The director may return a grossly inadequate filing to the filer without triggering any of the time deadlines set forth in §§58-11-64 to 58-11-76, inclusive. For purposes of this section, a grossly inadequate filing means a filing that fails to provide key information, including state-specific information, regarding a product, policy, or rate, or that demonstrates an insufficient understanding of what is required to comply with state statutes or rules. Source: SL 2008, ch 261, §10.
SD Codified L § 58-11-74 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-74 - Limitations on director's authority.

58-11-74. Limitations on director's authority.Except in cases of a material error or omission in a policy form that has been approved or deemed approved pursuant to the provisions of §§58-11-64 to 58-11-76, inclusive, the director may not:(1)Retroactively disapprove a filing; or(2)With respect to those policy forms, examine the filer during a routine or targeted market conduct examination for compliance with any later-enacted policy form filing requirements. However, the policy forms may be examined for compliance with any later-enacted requirement to the extent that the later-enacted requirement applies to new issues of the policy form or to renewals of policies issued under the policy form. Source: SL 2008, ch 261, §11.
SD Codified L § 58-11-75 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-75 - Application to existing approved policy forms.

58-11-75. Application to existing approved policy forms.The provisions of §§58-11-64 to 58-11-76, inclusive, do not apply to existing approved or deemed-approved policy forms except upon policy renewal or anniversary date. Source: SL 2008, ch 261, §12.
SD Codified L § 58-11-76 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-76 - Construction with other time periods.

58-11-76. Construction with other time periods.If a rate filing or marketing material is required to be filed or approved for a specific policy form, the time frames for review, approval or disapproval, resubmission, and re-review of those rates or materials shall be the same as those provided in §§58-11-64 to 58-11-76, inclusive, for the review of policy forms. Source: SL 2008, ch 261, §13.
SD Codified L § 58-11-77 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-77 - Appeal of disapproval of rate or policy form filing.

58-11-77. Appeal of disapproval of rate or policy form filing.Any insurer may make a written request to the director to appeal a disapproval of a rate or policy form filing pursuant to this chapter, by requesting a hearing within thirty days of the date of the disapproval. A notice of hearing shall be issued within thirty days of receipt of a written request. The hearing shall be held pursuant to the provisions of chapter 1-26. Source: SL 2015, ch 248, §1.
SD Codified L § 58-11A-1 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11A - Life And Health Policy Language Simplification|Section 58-11A-1 - Definitions.

58-11A-1. Definitions.Terms used in this chapter, unless the context otherwise clearly requires:(1)"Company" or "insurer," any life or health insurance company, fraternal benefit society, nonprofit health service corporation, nonprofit hospital service corporation, nonprofit medical service corporation, prepaid health plan, dental care plan, vision care plan, pharmaceutical plan, health maintenance organization, or any similar organization;(2)"Policy" or "policy form," any policy, contract, plan, or agreement of life or health insurance, including credit life insurance and credit health insurance, delivered or issued for delivery in this state by any company subject to this chapter; any certificate, contract or policy issued by a fraternal benefit society; and any certificate issued pursuant to a group insurance policy delivered or issued for delivery in this state;(3)"Text," all printed matter except the following:(a)The name and address of the insurer; the name, number, or title of the policy; the table of contents or index; captions and subcaptions; specification pages, schedules, or tables; and(b)Any policy language which is drafted to conform to the requirements of any federal law, regulation, or agency interpretation; any policy language required by any collectively bargained agreement; any medical terminology; any words which are defined in the policy; and any policy language required by law or regulation. However, the insurer may identify the language or terminology excepted by this section and may certify, in writing, that the language or terminology is entitled to be excepted by this section. Source: SL 1981, ch 360, §1.
SD Codified L § 58-11A-2 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11A - Life And Health Policy Language Simplification|Section 58-11A-2 - Policies subject to chapter.

58-11A-2. Policies subject to chapter.This chapter applies to any policy delivered or issued for delivery in this state by any company on or after the date such forms must be approved under this chapter, but nothing in this chapter applies to:(1)Any policy which is a security subject to federal jurisdiction;(2)Any group policy covering a group of one thousand or more lives at date of issue, other than a group credit life insurance policy or a group credit health insurance policy. However, this may not exempt any certificate issued pursuant to a group policy delivered or issued for delivery in this state;(3)Any group annuity contract which serves as a funding vehicle for pension, profit-sharing, or deferred compensation plans;(4)Any form used in connection with, as a conversion from, as an addition to or in exchange pursuant to a contractual provision for a policy delivered or issued for delivery on a form approved or permitted to be issued prior to the dates such forms must be approved under this chapter; or(5)The renewal of a policy delivered or issued for delivery prior to the dates such forms must be approved under this chapter. Source: SL 1981, ch 360, §2.
SD Codified L § 58-11A-3 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11A - Life And Health Policy Language Simplification|Section 58-11A-3 - Reading ease--Printing--Style--Index or table of contents.

58-11A-3. Reading ease--Printing--Style--Index or table of contents.In addition to any other requirements of law, no policy forms, except as stated in §58-11A-4, may be delivered or issued for delivery in this state on or after the dates such forms must be approved under this chapter, unless:(1)The text achieves a minimum score of forty on the Flesch Reading Ease Test or an equivalent score on any other comparable test;(2)It is printed, except for specification pages, schedules, and tables, in not less than ten point type, one point leaded;(3)The style, arrangement, and overall appearance of the policy give no undue prominence to any portion of the text of this policy or to any endorsements or riders; and(4)It contains a table of contents or an index of the principal sections of the policy if the policy has more than three thousand words printed on three or fewer pages of text or if the policy has more than three pages, regardless of the number of words. Source: SL 1981, ch 360, §3.
SD Codified L § 58-11A-4 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11A - Life And Health Policy Language Simplification|Section 58-11A-4 - Alternate reading ease tests.

58-11A-4. Alternate reading ease tests.Other reading tests may be approved by the director of the Division of Insurance for use as an alternative to the Flesch Reading Ease Tests if it is comparable in result to the Flesch Reading Ease Test. Source: SL 1981, ch 360, §4.
SD Codified L § 58-11A-5 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11A - Life And Health Policy Language Simplification|Section 58-11A-5 - Certificate concerning reading ease--Additional information--Evaluation of attachments to policy.

58-11A-5. Certificate concerning reading ease--Additional information--Evaluation of attachments to policy.Filings subject to this chapter shall be accompanied by a certificate signed by an officer of the insurer stating that it meets the minimum reading ease score on the test used or stating that the score is lower than the minimum required by §58-11A-3 but should be approved in accordance with §58-11A-7. To confirm the accuracy of any certification, the director of the Division of Insurance may require the submission of further information to verify the certification in question. At the option of the insurer, riders, endorsements, applications, and other forms made a part of the policy may be scored as separate forms or as part of the policy with which they may be used. Source: SL 1981, ch 360, §5.
SD Codified L § 58-11A-6 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11A - Life And Health Policy Language Simplification|Section 58-11A-6 - Variation of reading ease requirement--Grounds.

58-11A-6. Variation of reading ease requirement--Grounds.The director of the Division of Insurance may authorize a lower score than the Flesch Reading Ease Score required in §58-11A-3 whenever, in his sole discretion, he finds that a lower score will provide a more accurate reflection of the readability of a policy form, is warranted by the nature of a particular policy form or type or class of policy forms or is caused by certain policy language which is drafted to conform to the requirements of any state law, regulation, or agency interpretation. Source: SL 1981, ch 360, §6.
SD Codified L § 58-11A-7 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11A - Life And Health Policy Language Simplification|Section 58-11A-7 - Other laws governing policy contents.

58-11A-7. Other laws governing policy contents.A policy form meeting the requirements of §58-11A-3 shall be approved notwithstanding the provisions of any other laws which specify the content of policies if the policy form provides the policyholders and claimants protection not less favorable than they would be entitled to under such laws. Source: SL 1981, ch 360, §7.
SD Codified L § 58-11A-8 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11A - Life And Health Policy Language Simplification|Section 58-11A-8 - Dates after which policies must comply with this chapter--Extension.

58-11A-8. Dates after which policies must comply with this chapter--Extension.Except as provided in §58-11A-2, this chapter applies to all policy forms filed on or after July 1, 1983. No policy form may be delivered or issued for delivery in this state on or after July 1, 1986, unless approved by the director of the Division of Insurance or permitted to be issued under this chapter. Any policy form which has been approved or permitted to be issued prior to July 1, 1986, and which meets the standards set by this chapter, need not be refiled for approval but may continue to be lawfully delivered or issued for delivery in this state upon the filing with the director of a list of such forms identified by form number and accompanied by a certificate as to each such form in the manner provided in §58-11A-5. The director may, in his sole discretion, extend the dates in this section. Source: SL 1981, ch 360, §8.