reglab/housing_qa huggingface dataset:
SD Codified L § 58-24-22 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-22 - Request by aggrieved party for hearing on filing--Grounds for application.

58-24-22. Request by aggrieved party for hearing on filing--Grounds for application.Any person or organization aggrieved with respect to any filing which is in effect may make written application to the director for a hearing thereon, provided, however, that the insurer or rating organization that made the filing shall not be authorized to proceed under this section. Such application shall specify the grounds to be relied upon by the applicant and such application must show that the person or organization making such application has a specific economic interest affected by the filing. No rating or advisory organization shall have any status under this chapter to make application for a hearing on any filing made by an insurer with the director. Source: SL 1966, ch 111, ch 15, §5 (4).
SD Codified L § 58-24-23 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-23 - Hearing on filing--Action by director--Notice of hearing.

58-24-23. Hearing on filing--Action by director--Notice of hearing.If the director shall find that an application pursuant to §58-24-22 is made in good faith, that the applicant has a specific economic interest, that the applicant would be so aggrieved if his grounds are established, and that such grounds otherwise justify holding a hearing, he shall within thirty days after receipt of such application hold a hearing upon not less than ten days' written notice to the applicant and to every insurer and rating organization which made such filing. Source: SL 1966, ch 111, ch 15, §5 (4).
SD Codified L § 58-24-24 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-24 - Finding that filing does not comply--Order discontinuing filing--Effective date.

58-24-24. Finding that filing does not comply--Order discontinuing filing--Effective date.If, after hearing pursuant to §58-24-23, the director finds that the filing does not meet the requirements of this chapter, he shall issue an order specifying in what respect he finds that such filing fails to meet the requirements of this chapter, and stating when, within a reasonable period thereafter, such filing shall be deemed no longer effective. Copies of said order shall be sent to the applicant and to every such insurer and rating organization. Said order shall not affect any contract or policy made or issued prior to the expiration of the period set forth in said order. Source: SL 1966, ch 111, ch 15, §5 (4).
SD Codified L § 58-24-25 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-25 - Issuance of contract or policy contrary to filings prohibited--Inland marine risks excepted.

58-24-25. Issuance of contract or policy contrary to filings prohibited--Inland marine risks excepted.No insurer shall make or issue a contract or policy except in accordance with the filings which are in effect for said insurer as provided in this chapter. This section shall not apply to contracts or policies for inland marine risks as to which filings are not required. Source: SL 1966, ch 111, ch 15, §4 (8).
SD Codified L § 58-24-26 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-26 - Excess rate approved for specific risk--Filing application.

58-24-26. Excess rate approved for specific risk--Filing application.Upon written application signed by the insured, stating the reasons therefor, filed with and approved by the director, a rate in excess of that provided by a filing otherwise applicable may be used on any specific risk. The application for approval of this rate shall be filed prior to the effective date of the policy being issued. The director may waive the requirement of prior filing if a special need or circumstance can be demonstrated. Source: SL 1966, ch 111, ch 15, §4 (7); SL 1967, ch 133; SL 1990, ch 400, §2; SL 2009, ch 267, §1.
SD Codified L § 58-24-27 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-27 - Assigned risks--Reasonable rate modifications.

58-24-27. Assigned risks--Reasonable rate modifications.Agreements may be made among insurers with respect to the equitable apportionment among them of insurance which may be afforded applicants who are in good faith entitled to but who are unable to procure such insurance through ordinary methods, and such insurers may agree among themselves on the use of reasonable rate modifications for such insurance, such agreements and rate modifications to be subject to the approval of the director. Source: SL 1966, ch 111, ch 15, §15.
SD Codified L § 58-24-28 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-28 - Information to be furnished insureds.

58-24-28. Information to be furnished insureds.Every rating organization and every insurer which makes its own rates shall, within a reasonable time after receiving written request therefor and upon payment of such reasonable charge as it may make, furnish to any insured affected by a rate made by it, or to the authorized representative of such insured, all pertinent information as to such rate. Source: SL 1966, ch 111, ch 15, §9.
SD Codified L § 58-24-29 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-29 - Right of insured to hearing on application of rating system.

58-24-29. Right of insured to hearing on application of rating system.Every rating organization and every insurer which makes its own rates shall provide within this state reasonable means whereby any person aggrieved by the application of its rating system may be heard, in person or by his authorized representative, on his written request to review the manner in which such rating system has been applied in connection with the insurance afforded him. If the rating organization or insurer fails to grant or reject such request within thirty days after it is made, the applicant may proceed in the same manner as if his application had been rejected. Source: SL 1966, ch 111, ch 15, §9.
SD Codified L § 58-24-30 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-30 - Appeal to director from rating organization or insurer--Affirmance or reversal of action.

58-24-30. Appeal to director from rating organization or insurer--Affirmance or reversal of action.Any party affected by the action of such rating organization or such insurer on such request may, within thirty days after written notice of such action, appeal to the director who, after a hearing held upon not less than ten days' written notice to the appellant and to such rating organization or insurer, may affirm or reverse such action. Source: SL 1966, ch 111, ch 15, §9.
SD Codified L § 58-24-31 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-31 - Recording and reporting of loss and experience--Rules and statistical plans of director.

58-24-31. Recording and reporting of loss and experience--Rules and statistical plans of director.The director shall promulgate rules and statistical plans, reasonably adapted to each of the rating systems on file with the division, which may be modified from time to time and which shall be used thereafter by each insurer in the recording and reporting of its loss and country-wide expense experience in order that the experience of all insurers may be made available at least annually in such form and detail as may be necessary in determining whether rating systems comply with the standards set forth in §§58-24-5 to 58-24-8, inclusive. Such rules and plans may also provide for the recording and reporting of expense experience items which are specially applicable to this state and are not susceptible of determination by a prorating of country-wide expense experience. In promulgating such rules and deciding what plans to use, the director shall give due consideration to the rating systems on file and, in order that the plans may be as uniform as is practicable among the several states, to the rules and to the form of the plans used for such rating systems in other states. No insurer shall be required to record or report its loss experience on a classification basis that is inconsistent with the rating system filed by it. The director may designate one or more rating organizations or other agencies for assistance in gathering such experience and making compilations thereof, and such compilations shall be made available, subject to rules promulgated by the director, to insurers and rating organizations. Source: SL 1966, ch 111, ch 15, §13(1); SL 1986, ch 22, §34.
SD Codified L § 58-24-33 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-33 - Exchange of information and experience data with other states--Consultation as to rate-making.

58-24-33. Exchange of information and experience data with other states--Consultation as to rate-making.In order to further uniform administration of rate regulatory laws, the director and every insurer and rating organization may exchange information and experience data with insurance supervisory officials, insurers, and rating organizations in other states and may consult with them with respect to rate-making and the application of rating systems. Source: SL 1966, ch 111, ch 15, §13 (3).
SD Codified L § 58-24-34 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-34 - Withholding of or giving false or misleading information--Penalties.

58-24-34. Withholding of or giving false or misleading information--Penalties.No person or organization shall willfully withhold information from, or knowingly give false or misleading information to, the director, any statistical agency designated by the director, any rating organization, or any insurer, which will affect the rates or premiums chargeable under this chapter. A violation of this section is a Class 2 misdemeanor and shall subject the one guilty of such violation to the penalties provided in §§58-24-61 and 58-24-62. Source: SL 1966, ch 111, ch 15, §14; SL 1978, ch 359, §2.
SD Codified L § 58-24-35 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-35 - Application for license as rating organization--Contents.

58-24-35. Application for license as rating organization--Contents.A corporation, unincorporated association, partnership, individual, or any other legal business entity, whether located within or outside this state, may apply for a license as a rating organization by providing the following information in its application:(1)A copy of its governing documents, to include its constitution, articles of agreement or association, certificate of incorporation, bylaws, rules, and regulations, as applicable;(2)A list of its members and subscribers;(3)The name and address of a resident of this state upon whom notices or orders of the director or process affecting such rating organization may be served; (4)A statement of its qualifications as a rating organization; and(5)A statement specifying the kind of insurance, or subdivision, class, or part of risk or combination thereof for which the rating organization intends to be licensed. Source: SL 1966, ch 111, ch 15, §6 (1); SL 2014, ch 239, §2.
SD Codified L § 58-24-36 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-36 - Issuance of license--Finding by director--Time for granting or denying application.

58-24-36. Issuance of license--Finding by director--Time for granting or denying application.If the director finds that the applicant is competent, trustworthy, and otherwise qualified to act as a rating organization and that the contents of its application conform to the requirements of law, the director shall issue a license specifying the kinds of insurance, or subdivisions or classes of risks or parts or combinations thereof for which the applicant is authorized to act as a rating organization. Each application shall be granted or denied in whole or in part by the director within sixty days of the date of its filing with the director. Source: SL 1966, ch 111, ch 15, §6 (1); SL 2014, ch 239, §3.
SD Codified L § 58-24-37 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-37 - Duration of rating organization license--Fee.

58-24-37. Duration of rating organization license--Fee.Each license issued pursuant to §58-24-36 remains in effect for three years unless suspended or revoked by the director. The license fee for any applicant pursuant to this chapter is twenty-five dollars. Source: SL 1966, ch 111, ch 15, §6 (1); SL 2014, ch 239, §4.
SD Codified L § 58-24-38 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-38 - Suspension or revocation of license.

58-24-38. Suspension or revocation of license.Any license issued pursuant to §58-24-36 may be suspended or revoked by the director, after hearing upon notice, if the rating organization ceases to meet any requirement of this chapter, including the requirements of initial licensure. Source: SL 1966, ch 111, ch 15, §6 (1); SL 2014, ch 239, §5.
SD Codified L § 58-24-39 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-39 - Notice to director of change in license application information.

58-24-39. Notice to director of change in license application information.Each rating organization shall notify the director promptly of any change in information from what was provided in its application pursuant to §58-24-35. Source: SL 1966, ch 111, ch 15, §6 (1); SL 2014, ch 239, §6.
SD Codified L § 58-24-40 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-40 - Subscribers to rating services--Rules of rating organization.

58-24-40. Subscribers to rating services--Rules of rating organization.Subject to rules and regulations of the rating organization that have been approved by the director as reasonable, each rating organization shall permit any insurer that is not a member to be a subscriber to its rating services for any kind of insurance for which it is licensed. Notice of any proposed change to a rule shall be given to each subscriber. Each rating organization shall furnish its rating services without discrimination to each member and subscriber. Source: SL 1966, ch 111, ch 15, §6 (2); SL 2014, ch 239, §7.
SD Codified L § 58-24-41 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-41 - Review by director of reasonableness of rule or refusal to admit insurer as subscriber.

58-24-41. Review by director of reasonableness of rule or refusal to admit insurer as subscriber.Any subscriber, member, or insurer may request a hearing held by the director to determine the reasonableness of any rule or regulation of a rating organization in its application to each subscriber or the refusal of any rating organization to admit an insurer as a subscriber. The hearing shall be held upon at least ten days' written notice to such rating organization and to each subscriber or insurer pursuant to chapter 1-26. If the director finds that the rule is unreasonable in its application to subscribers, or that an insurer is denied subscription without justification, the director shall order that the rule is not applicable to subscribers or that the insurer is to be admitted as a subscriber, as applicable. Source: SL 1966, ch 111, ch 15, §6 (2); SL 2014, ch 239, §8.
SD Codified L § 58-24-42 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-42 - Order affirming action of rating organization.

58-24-42. Order affirming action of rating organization.If, after the hearing held pursuant to §58-24-41, the director finds that the action of the rating organization was justified, the director shall issue an order affirming its action. Source: SL 1966, ch 111, ch 15, §6 (2); SL 2014, ch 239, §9.
SD Codified L § 58-24-43 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-43 - Actuarial, technical, or other services provided to subscribers.

58-24-43. Actuarial, technical, or other services provided to subscribers.Any rating organization may subscribe for or purchase actuarial, technical, or other services, and such services shall be available to all members and subscribers without discrimination. Source: SL 1966, ch 111, ch 15, §6 (6).
SD Codified L § 58-24-44 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-44 - Examination of evidences of insurance or cancellation--Rules as to submission--Information confidential.

58-24-44. Examination of evidences of insurance or cancellation--Rules as to submission--Information confidential.Any rating organization may provide for the examination of policies, daily reports, binders, renewal certificates, endorsements, or other evidences of insurance, or the cancellation thereof, and may make reasonable rules governing their submission. Rules shall contain a provision that if any insurer does not furnish satisfactory evidence to the rating organization of the correction of any error or omission previously called to its attention by the rating organization within sixty days, the rating organization shall notify the director thereof. All information submitted for examination under this section is confidential. Source: SL 1966, ch 111, ch 15, §6 (5); SL 2014, ch 239, §10.
SD Codified L § 58-24-45 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-45 - Regulation of payment of dividends, savings, or unabsorbed premium deposits prohibited.

58-24-45. Regulation of payment of dividends, savings, or unabsorbed premium deposits prohibited.No rating organization may adopt any rule the effect of which would prohibit or regulate the payment of dividends, savings, or unabsorbed premium deposits allowed or returned by insurers to their policyholders, members, or subscribers. Source: SL 1966, ch 111, ch 15, §6 (3); SL 2014, ch 239, §11.
SD Codified L § 58-24-45.1 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-45.1 - Group insurance marketing permitted--Conditions.

58-24-45.1. Group insurance marketing permitted--Conditions.An insurer may market insurance through a group insurance or mass marketing plan, franchise, or blanket policy for any line of insurance regulated under this chapter if:(1)The insured group was not formed solely for the purpose of purchasing insurance; and(2)The premium is paid or collected by:(a)An employer, labor union, or the trustee of a fund established by the employer or labor union; (b)The trustee of a fund established by two or more employers in the same industry, or related industries; (c)Two or more labor unions or an association which have been in existence for one or more years and which have a constitution and bylaws; or(d)A wireless telecommunications provider from its customers and the premium is for insurance covering wireless telecommunications equipment. Source: SL 1979, ch 341, §12; SL 2008, ch 270, §1; SL 2014, ch 239, §12.
SD Codified L § 58-24-46 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-46 - Cooperation between organizations and insurers authorized--Review of cooperative activities by director.

58-24-46. Cooperation between organizations and insurers authorized--Review of cooperative activities by director.Cooperation among rating organizations or among rating organizations and insurers in rate-making or in other matters within the scope of this chapter is hereby authorized, provided the filings resulting from such cooperation are subject to all the provisions of this chapter which are applicable to filings generally. The director may review such cooperative activities and practices and if, after a hearing, he finds that any such activity or practice is unfair or unreasonable or otherwise inconsistent with the provisions of this chapter, he may issue a written order specifying in what respects such activity or practice is unfair or unreasonable or otherwise inconsistent with the provisions of this chapter and requiring the discontinuance of such activity or practice. Source: SL 1966, ch 111, ch 15, §6 (4).
SD Codified L § 58-24-47 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 24 - Fire, Marine, Casualty, And Surety Insurance Rates And Rating Organizations|Section 58-24-47 - Appeal to director from action of rating organization--Hearing--Order.

58-24-47. Appeal to director from action of rating organization--Hearing--Order.Any member or subscriber to a rating organization may appeal to the director from the action or decision of the rating organization in approving or rejecting any proposed change in or addition to the filings of the rating organization. The director shall, after a hearing held upon not less than ten days' written notice to the appellant and to the rating organization, issue an order approving the action or decision of the rating organization or, if the director finds that the action or decision was unreasonable, issue an order directing the rating organization to make an addition to its filings on behalf of its members and subscribers, in a manner consistent with the director's findings within a reasonable time after the issuance of the order. Source: SL 1966, ch 111, ch 15, §8; SL 2014, ch 239, §13.