reglab/housing_qa huggingface dataset:
SD Codified L § 58-11-9.6 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-9.6 - Subrogation of insurer--Assignment of judgment--Liability issuer allowed to pay limits under policy.

58-11-9.6. Subrogation of insurer--Assignment of judgment--Liability issuer allowed to pay limits under policy.The issuer of the underinsured motorist coverage is subrogated to any amounts the insurer so pays and, upon payment, has an assignment of the judgment against the other party to the extent of the money paid. Refusal of the issuer of the underinsured motorist coverage to waive its statutory right of subrogation does not constitute bad faith. A liability insurer may pay the limits of the liability policy it issued without obtaining a complete release on behalf of its insured. Such payment does not abrogate any continuing duty to defend and does not constitute bad faith. Source: SL 1975, ch 315, §3; SL 1988, ch 395; SL 1989, ch 425.
SD Codified L § 58-11-9.7 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-9.7 - Adding of insured's uninsured and underinsured motorist coverage limits prohibited--Exception.

58-11-9.7. Adding of insured's uninsured and underinsured motorist coverage limits prohibited--Exception.In no case may an insured's uninsured motorist coverage limits and underinsured motorist coverage limits be added together to determine the limit of insurance coverage available to an injured person for any one accident. However, this provision does not preclude recovery under both an insured's underinsured and uninsured coverages where two or more separate motor vehicle operators, one uninsured and the other underinsured, are determined to be liable. Source: SL 1986, ch 417, §2.
SD Codified L § 58-11-9.8 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-9.8 - Adding of uninsured motorist coverage limits for multiple vehicles prohibited.

58-11-9.8. Adding of uninsured motorist coverage limits for multiple vehicles prohibited.Regardless of the number of policies involved, vehicles involved, persons covered, claims made, vehicles or premiums shown on the insured's policy, or premiums paid, in no event may the limit of liability for uninsured motorist coverage for two or more of the insured's motor vehicles be added together to determine the limit of insurance coverage available to an injured person for any one accident. Source: SL 1986, ch 417, §3.
SD Codified L § 58-11-9.9 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-9.9 - Adding of underinsured motorist coverage limits for multiple vehicles prohibited.

58-11-9.9. Adding of underinsured motorist coverage limits for multiple vehicles prohibited.Regardless of the number of policies involved, vehicles involved, persons covered, claims made, vehicles or premiums shown on the insured's policy, or premiums paid, in no event may the limit of liability for underinsured motorist coverage for two or more of the insured's motor vehicles be added together to determine the limit of insurance coverage available to an injured person for any one accident. Source: SL 1986, ch 417, §4.
SD Codified L § 58-11-9.10 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-9.10 - Increase in automobile insurance premiums due to drug-related offenses prohibited.

58-11-9.10. Increase in automobile insurance premiums due to drug-related offenses prohibited.No automobile insurer may increase the premium rate as a result of a conviction, adjudication of delinquency or revocation under §32-12-52.3. Source: SL 1990, ch 249, §2.
SD Codified L § 58-11-9.11 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-9.11 - Increase in automobile insurance premiums due to certain alcohol-related offenses by a minor prohibited.

58-11-9.11. Increase in automobile insurance premiums due to certain alcohol-related offenses by a minor prohibited.No automobile insurer may increase the premium rate as a result of a conviction, adjudication of delinquency or revocation under §32-12-52.4. Source: SL 1990, ch 250, §2.
SD Codified L § 58-11-10 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-10 - Additional policy provisions--Approval of director.

58-11-10. Additional policy provisions--Approval of director.A policy may contain additional lawful provisions, including reasonable policy exclusions, not inconsistent with this title, subject to the director's approval. Source: SL 1966, ch 111, ch 22, §18; SL 2010, ch 235, §1.
SD Codified L § 58-11-11 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-11 - Charter and bylaws, inclusion as part of contract of insurance--Subscriber's agreement or power of attorney of a reciprocal insurer as part of contract.

58-11-11. Charter and bylaws, inclusion as part of contract of insurance--Subscriber's agreement or power of attorney of a reciprocal insurer as part of contract.No policy shall contain any provision purporting to make any portion of the charter, bylaws or other constituent document of the insurer, other than the subscriber's agreement or power of attorney of a reciprocal insurer, a part of the contract unless such portion is set forth in full in the policy. Any policy provision in violation of this section shall be invalid. Source: SL 1966, ch 111, ch 22, §19.
SD Codified L § 58-11-12 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-12 - Policy forms--Filing with and approval by director--Group policy certificates filed for informational purposes.

58-11-12. Policy forms--Filing with and approval by director--Group policy certificates filed for informational purposes.No basic insurance policy or annuity contract form, or group certificate form, or application form where written application is required and is to be made a part of the policy or contract, or printed rider or endorsement form or form of renewal certificate, shall be delivered or issued for delivery in this state, unless the form has been filed with and approved by the director, except that certificates delivered, but not solicited in this state, pursuant to a group policy issued or delivered outside the State of South Dakota shall be filed with the director for informational purposes. A form filed with the director for informational purposes does not exempt that group policy or certificate from complying with any other applicable provisions of Title 58 or state law. Source: SL 1966, ch 111, ch 22, §13 (1); SL 1975, ch 308; SL 1996, ch 291.
SD Codified L § 58-11-13 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-13 - Policies exempt from form provisions.

58-11-13. Policies exempt from form provisions.Section 58-11-12 shall not apply to surety bonds, or to specially rated inland marine risks, nor to policies, riders, endorsements, or forms of unique character designed for and used with relation to insurance upon a particular subject, or which relate to the manner of distribution of benefits or to the reservation of rights and benefits under life or health insurance policies and are used at the request of the individual policyholder, contract holder, or certificate holder. Source: SL 1966, ch 111, ch 22, §13 (1).
SD Codified L § 58-11-14 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-14 - Continuation of use of prior filings until otherwise prescribed.

58-11-14. Continuation of use of prior filings until otherwise prescribed.Every form of insurance document and every rate or other filing lawfully in use immediately prior to July 1, 1966, may continue to be so used until the director otherwise prescribes pursuant to this title. Source: SL 1966, ch 111, ch 22, §13 (5).
SD Codified L § 58-11-15 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-15 - Order of director exempting insurance documents from requirements as to form.

58-11-15. Order of director exempting insurance documents from requirements as to form.The director may, by order, exempt from the requirements of §58-11-12 for so long as he deems proper, any insurance document or form or type thereof as specified in such order, to which, in his opinion, said section may not practically be applied, or the filing and approval of which are, in his opinion, not desirable or necessary for the protection of the public. Source: SL 1966, ch 111, ch 22, §13 (4).
SD Codified L § 58-11-16 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-16 - Property, marine and transportation, casualty and surety insurance coverages--Filing of forms by rating organizations.

58-11-16. Property, marine and transportation, casualty and surety insurance coverages--Filing of forms by rating organizations.As to forms for use in property, marine and transportation, casualty and surety insurance coverages, the filing required by §58-11-12 may be made by rating organizations on behalf of its members and subscribers; but this provision shall not be deemed to prohibit any such member or subscriber from filing any such forms on its own behalf. Source: SL 1966, ch 111, ch 22, §13 (1).
SD Codified L § 58-11-17 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-17 - Time for filing of forms--Approval or disapproval by director.

58-11-17. Time for filing of forms--Approval or disapproval by director.Every filing pursuant to §58-11-12 shall be made not less than thirty days in advance of any such delivery. At the expiration of such thirty days, the form so filed shall be deemed approved unless prior thereto it has been approved or disapproved by order of the director. Approval of any such form by the director shall constitute a waiver of any unexpired portion of such waiting period. Source: SL 1966, ch 111, ch 22, §13 (2).
SD Codified L § 58-11-18 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-18 - Extension of time for approval or disapproval of filing by director--Notice to insurer--Approval at expiration of extended period.

58-11-18. Extension of time for approval or disapproval of filing by director--Notice to insurer--Approval at expiration of extended period.The director may extend by not more than thirty days the period within which he may so approve or disapprove any such form, by giving notice to the insurer of such extension before expiration of the initial thirty-day period. At the expiration of any such period as so extended, and in the absence of such prior affirmative approval or disapproval, any such form shall be deemed approved. Source: SL 1966, ch 111, ch 22, §13 (2).
SD Codified L § 58-11-19 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-19 - Withdrawal of approval of form by director--Notice.

58-11-19. Withdrawal of approval of form by director--Notice.The director may at any time, after notice and for cause shown, withdraw any such approval. Source: SL 1966, ch 111, ch 22, §13 (2).
SD Codified L § 58-11-20 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-20 - Order of director disapproving form or withdrawing previous approval--Detailed statement of grounds.

58-11-20. Order of director disapproving form or withdrawing previous approval--Detailed statement of grounds.Any order of the director disapproving any such form or withdrawing a previous approval shall state the grounds therefor and the particulars thereof in such detail as reasonably to inform the insurer thereof. Source: SL 1966, ch 111, ch 22, §13 (3).
SD Codified L § 58-11-21 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-21 - Grounds for disapproval of form or withdrawal of previous approval.

58-11-21. Grounds for disapproval of form or withdrawal of previous approval.The director shall disapprove any form filed under §58-11-12, or withdraw any previous approval thereof, only if the form:(1)Is in any respect in violation of or does not comply with this title;(2)Contains or incorporates by reference, where such incorporation is otherwise permissible, any inconsistent, ambiguous, or misleading clauses, or exceptions and conditions which deceptively affect the risk purported to be assumed in the general coverage of the contract;(3)Has any title, heading, or provision which is misleading;(4)Is printed or otherwise reproduced illegibly. Source: SL 1966, ch 111, ch 22, §14.
SD Codified L § 58-11-22 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-22 - Identification of contracts issued and forms filed with director--Change in form.

58-11-22. Identification of contracts issued and forms filed with director--Change in form.All policies and annuity contracts issued, and the forms thereof filed with the director, shall have printed thereon an appropriate designating letter or figure, or combination thereof identifying the respective forms of policies or contracts. Whenever any change is made in any such form, the designating letters, figures, or terms thereon shall be correspondingly changed. Source: SL 1966, ch 111, ch 22, §16 (4).
SD Codified L § 58-11-23 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-23 - Execution of policy by authorized representative of insurer.

58-11-23. Execution of policy by authorized representative of insurer.Every insurance policy shall be executed in the name of and on behalf of the insurer by its officer, attorney in fact, employee, or representative duly authorized by the insurer. Source: SL 1966, ch 111, ch 22, §20 (1).
SD Codified L § 58-11-24 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-24 - Facsimile signature used on policy.

58-11-24. Facsimile signature used on policy.A facsimile signature of any such executing individual may be used in lieu of an original signature. Source: SL 1966, ch 111, ch 22, §20 (2).
SD Codified L § 58-11-25 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-25 - Unauthorized facsimile signature does not invalidate policy--Estoppel by issuance of surety bond with facsimile signature.

58-11-25. Unauthorized facsimile signature does not invalidate policy--Estoppel by issuance of surety bond with facsimile signature.No insurance contract heretofore or hereafter issued and which is otherwise valid shall be rendered invalid by reason of the apparent execution thereof on behalf of the insurer by the imprinted facsimile signature of an individual not authorized so to execute as of the date of the policy.Any company which issues a bond as surety with facsimile signature under the law of this state shall, in any proceeding to enforce the liability which it has assumed to incur, be estopped to deny its corporate power to execute such instrument or assume such liability. Source: SL 1966, ch 111, ch 22, §20 (3); SL 1980, ch 170, §2.
SD Codified L § 58-11-26 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-26 - Underwriters' policy--Joint and several liability--True name of insurer.

58-11-26. Underwriters' policy--Joint and several liability--True name of insurer.Two or more authorized insurers may, with the director's approval, jointly issue, and shall be jointly and severally liable on, an underwriters' policy bearing their names. Any one insurer may issue policies in the name of an underwriter's department and such policy shall plainly show the true name of the insurer. Source: SL 1966, ch 111, ch 22, §21 (1).
SD Codified L § 58-11-27 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-27 - Combination policy--Contents.

58-11-27. Combination policy--Contents.Two or more insurers may, with the approval of the director, issue a combination policy which shall contain provisions substantially as follows:(1)That the insurers executing the policy shall be severally liable for the full amount of any loss or damage, according to the terms of the policy, or for specified percentages or amounts thereof, aggregating the full amount of insurance under the policy; and(2)That service of process, or of any notice or proof of loss required by such policy, upon any of the insurers executing the policy, shall constitute service upon all such insurers. Source: SL 1966, ch 111, ch 22, §21 (2).
SD Codified L § 58-11-28 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-28 - Underwriters' and combination policies provisions do not apply to cosurety obligations.

58-11-28. Underwriters' and combination policies provisions do not apply to cosurety obligations.Sections 58-11-26 and 58-11-27 shall not apply to cosurety obligations. Source: SL 1966, ch 111, ch 22, §21 (3).
SD Codified L § 58-11-29 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-29 - Binders or other contracts for temporary insurance--Terms--Fraudulent statement as misdemeanor.

58-11-29. Binders or other contracts for temporary insurance--Terms--Fraudulent statement as misdemeanor.Binders or other contracts for temporary insurance may be made orally or in writing, and shall be deemed to include all the usual terms of the policy as to which the binder was given together with such applicable endorsements as are designated in the binder, except as superseded by the clear and express terms of the binder. Any insurance producer or surplus lines broker who knowingly makes any false or fraudulent material statement on a binder, certificate of insurance, or other document offered as proof of insurance is guilty of a Class 1 misdemeanor for each offense. Source: SL 1966, ch 111, ch 22, §24 (1); SL 1990, ch 394; SL 2001, ch 286, §102.
SD Codified L § 58-11-30 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-30 - Duration of binder.

58-11-30. Duration of binder.No binder shall be valid beyond the issuance of the policy with respect to which it was given, or beyond ninety days from its effective date, whichever period is the shorter. Source: SL 1966, ch 111, ch 22, §24 (2).
SD Codified L § 58-11-31 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-31 - Extension or renewal of binder--Approval of director.

58-11-31. Extension or renewal of binder--Approval of director.If the policy has not been issued a binder may be extended or renewed beyond such ninety days with the written approval of the director, or in accordance with such rules and regulations relative thereto as the director may promulgate. Source: SL 1966, ch 111, ch 22, §24 (3).
SD Codified L § 58-11-32 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-32 - Binder provisions do not apply to life or health insurance.

58-11-32. Binder provisions do not apply to life or health insurance.Sections 58-11-29 to 58-11-31, inclusive, shall not apply to life or health insurances. Source: SL 1966, ch 111, ch 22, §24 (4).
SD Codified L § 58-11-33 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-33 - Delivery of policy--Payment of premium--Insured not meeting condition required by insurer.

58-11-33. Delivery of policy--Payment of premium--Insured not meeting condition required by insurer.Subject to the insurer's requirements as to payment of premium, every policy shall be mailed or delivered to the insured or to the person entitled thereto within a reasonable period of time after its issuance except where a condition required by the insurer has not been met by the insured. Source: SL 1966, ch 111, ch 22, §25 (1).
SD Codified L § 58-11-34 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-34 - Insurance of motor vehicle sales contracts, copy of policy delivered to vendee, mortgagor, or pledgor, contents--Inapplicable to inland marine floater policies.

58-11-34. Insurance of motor vehicle sales contracts, copy of policy delivered to vendee, mortgagor, or pledgor, contents--Inapplicable to inland marine floater policies.In event the original policy is delivered or is so required to be delivered to or for deposit with any vendor, mortgagee, or pledgee of any motor vehicle, and in which policy any interest of the vendee, mortgagor, or pledgor in or with reference to such vehicle is insured, a duplicate of such policy setting forth the name and address of the insurer, insurance classification of vehicle, type of coverage, limits of liability, premiums for the respective coverages, and duration of the policy, or memorandum thereof containing the same such information, shall be delivered by the vendor, mortgagee, or pledgee to each such vendee, mortgagor, or pledgor named in the policy or coming within the group of persons designated in the policy to be so included. If the policy does not provide coverage of legal liability for injury to persons or damage to the property of third parties, a statement of such fact shall be printed, written, or stamped conspicuously on the face of such duplicate policy or memorandum. This section does not apply to inland marine floater policies. Source: SL 1966, ch 111, ch 22, §25 (2).
SD Codified L § 58-11-35 (2021)
2021 South Dakota Codified Laws|Title 58 - Insurance|Chapter 11 - Form And Contents Of Insurance Policies|Section 58-11-35 - Renewal or extension of policy at option of insurer.

58-11-35. Renewal or extension of policy at option of insurer.Any insurance policy terminating by its terms at a specified expiration date and not otherwise renewable, may be renewed or extended at the option of the insurer and upon a currently authorized policy form and at the premium rate then required therefor, for additional periods by certificate or by endorsement of the policy, and without requiring the issuance of a new policy. Source: SL 1966, ch 111, ch 22, §26.