reglab/housing_qa huggingface dataset:
VA Code § 59.1-207.19 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 17.4 - Virginia Lease-Purchase Agreement Act|§ 59.1-207.19. Inapplicability of other laws; exempted transactions

A. Lease-purchase agreements that comply with this chapter are not governed by the laws relating to:1. A home solicitation sale as defined in § 59.1-21.2;2. A transaction described in § 6.2-311; or3. A security interest as defined in subdivision (35) of § 8.1A-201.B. This chapter does not apply to the following:1. Lease-purchase agreements primarily for business, commercial, or agricultural purposes, or those made with governmental agencies or instrumentalities or with organizations;2. A lease of a safe deposit box;3. A lease or bailment of personal property which is incidental to the lease of real property, and which provides that the consumer has no option to purchase the leased property; or4. A lease of an automobile.1988, c. 24; 2003, c. 353; 2010, c. 794.
VA Code § 59.1-207.20 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 17.4 - Virginia Lease-Purchase Agreement Act|§ 59.1-207.20. General requirements of disclosure

A. The lessor shall disclose to the consumer the information required by this chapter. In a transaction involving more than one lessor, only one lessor need make the disclosures, but all lessors shall be bound by such disclosures.B. The disclosures shall be made at or before consummation of the lease-purchase agreement.C. The disclosures shall be made clearly and conspicuously in writing and a copy of the lease-purchase agreement provided to the consumer. The disclosures required under subsection A of § 59.1-207.19 shall be made on the face of the contract above the line for the consumer's signature.D. If a disclosure becomes inaccurate as the result of any act, occurrence, or agreement by the consumer after delivery of the required disclosures, the resulting inaccuracy is not a violation of this chapter.1988, c. 24.
VA Code § 59.1-207.21 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 17.4 - Virginia Lease-Purchase Agreement Act|§ 59.1-207.21. Disclosures

A. For each lease-purchase agreement, the lessor shall disclose in the agreement the following items, as applicable:1. The total number, total amount and timing of all payments necessary to acquire ownership of the property;2. A statement that the consumer will not own the property until the consumer has made the total payment necessary to acquire ownership;3. A statement that the consumer is responsible for the fair market value of the property if, and as of the time, it is lost, stolen, damaged, or destroyed;4. A brief description of the leased property, sufficient to identify the property to the consumer and the lessor, including an identification number, if applicable, and a statement indicating whether the property is new or used, but a statement that indicates new property is used is not a violation of this chapter;5. A brief description of any damages to the leased property;6. A statement of the cash price of the property. Where the agreement involves a lease of five or more items as a set, in one agreement, a statement of the aggregate cash price of all items shall satisfy this requirement;7. The total of initial payments paid or required at or before consummation of the agreement or delivery of the property, whichever is later;8. A statement that the total of payments does not include other charges, such as late payment, default, pickup, and reinstatement fees, which fees shall be separately disclosed in the contract;9. A statement clearly summarizing the terms of the consumer's option to purchase, including a statement that the consumer has the right to exercise an early purchase option and the price, formula or method for determining the price at which the property may be so purchased;10. A statement identifying the party responsible for maintaining or servicing the property while it is being leased, together with a description of that responsibility, and a statement that if any part of a manufacturer's express warranty covers the lease property at the time the consumer acquires ownership of the property, it shall be transferred to the consumer, if allowed by the terms of the warranty;11. The date of the transaction and the identities of the lessor and consumer;12. A statement that the consumer may terminate the agreement without penalty by voluntarily surrendering or returning the property in good repair upon expiration of any lease term along with any past due rental payments; and13. Notice of the right to reinstate an agreement as herein provided.B. With respect to matters specifically governed by the Federal Consumer Credit Protection Act, compliance with such Act satisfies the requirements of this section.1988, c. 24.
VA Code § 59.1-207.22 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 17.4 - Virginia Lease-Purchase Agreement Act|§ 59.1-207.22. Prohibited practices

A lease-purchase agreement may not contain:1. A confession of judgment;2. A negotiable instrument;3. A security interest or any other claim of a property interest in any goods except those goods delivered by the lessor pursuant to the lease-purchase agreement;4. A wage assignment;5. A waiver by the consumer of claims or defenses; or6. A provision authorizing the lessor or a person acting on the lessor's behalf to enter upon the consumer's premises or to commit any breach of the peace in the repossession of goods.1988, c. 24.
VA Code § 59.1-207.23 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 17.4 - Virginia Lease-Purchase Agreement Act|§ 59.1-207.23. Reinstatement

A. A consumer who fails to make a timely rental payment may reinstate the agreement, without losing any rights or options which exist under the agreement, by the payment of (i) all past due rental charges, (ii) if the property has been picked up, the reasonable costs of pickup and redelivery, and (iii) any applicable late fee, within five days of the renewal date if the consumer pays monthly, or within two days of the renewal date if the consumer pays more frequently than monthly.B. In the case of a consumer who has paid less than two-thirds of the total of payments necessary to acquire ownership and where the consumer has returned or voluntarily surrendered the property, other than through judicial process, during the applicable reinstatement period set forth in subsection A of this section, the consumer may reinstate the agreement during a period of not less than twenty-one days after the date of the return of the property.C. In the case of a consumer who has paid two-thirds or more of the total of payments necessary to acquire ownership, and where the consumer has returned or voluntarily surrendered the property, other than through judicial process, during the applicable period set forth in subsection A of this section, the consumer may reinstate the agreement during a period of not less than forty-five days after the date of the return of the property.D. Nothing in this section shall prevent a lessor from attempting to repossess property during the reinstatement period, but such a repossession shall not affect the consumer's right to reinstate. Upon reinstatement, the lessor shall provide the consumer with the same property or substitute property of comparable quality and condition.1988, c. 24.
VA Code § 59.1-207.24 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 17.4 - Virginia Lease-Purchase Agreement Act|§ 59.1-207.24. Receipts and accounts

A lessor shall provide the consumer a written receipt for each payment made by cash or money order.1988, c. 24.
VA Code § 59.1-207.25 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 17.4 - Virginia Lease-Purchase Agreement Act|§ 59.1-207.25. Renegotiations and extensions

A. A renegotiation shall occur when an existing lease-purchase agreement is satisfied and replaced by a new agreement undertaken by the same lessor and consumer. A renegotiation shall be considered a new agreement requiring new disclosures. However, events such as the following shall not be treated as renegotiations:1. The addition or return of property in a multiple-item agreement or the substitution of the lease property, if in either case the average payment allocable to a payment period is not changed by more than twenty-five percent;2. A deferral or extension of one or more periodic payments, or portions of a periodic payment;3. A reduction in charges in the lease or agreement; and4. A lease or agreement involved in a court proceeding.B. No disclosures are required for any extension of a lease-purchase agreement.1988, c. 24.
VA Code § 59.1-207.26 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 17.4 - Virginia Lease-Purchase Agreement Act|§ 59.1-207.26. Advertising

A. If an advertisement for a lease-purchase agreement refers to or states the dollar amount of any payment and the right to acquire ownership for any one specific item, the advertisement shall also clearly and conspicuously state the following items, as applicable:1. That the transaction advertised is a lease-purchase agreement;2. The total of payments necessary to acquire ownership; and3. That the consumer acquires no ownership rights if the total amount necessary to acquire ownership is not paid.B. Any owner or personnel of any medium in which an advertisement appears or through which it is disseminated shall not be liable under this section.C. The provisions of subsection A of this section shall not apply to an advertisement which does not refer to or state the amount of any payment, or which is published in the yellow pages of a telephone directory or in any similar directory of business.1988, c. 24.
VA Code § 59.1-207.27 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 17.4 - Virginia Lease-Purchase Agreement Act|§ 59.1-207.27. Enforcement; penalties

Any violation of this chapter shall constitute a prohibited practice under the provisions of § 59.1-200 and shall be subject to any and all of the enforcement provisions of Chapter 17 (§ 59.1-196 et seq.) of this title.1988, c. 24.
VA Code § 59.1-207.28 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 17.5 - Collision Damage Waiver Act|§ 59.1-207.28. Title of chapter

This chapter shall be known and may be cited as the "Collision Damage Waiver Act."1988, c. 349.
VA Code § 59.1-207.29 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 17.5 - Collision Damage Waiver Act|§ 59.1-207.29. Scope

This chapter shall apply (i) to all persons in the business of leasing rental motor vehicles from locations in the Commonwealth under an agreement that imposes upon the lessee an obligation to pay for any damages caused to the leased vehicle and (ii) to all peer-to-peer vehicle sharing platforms in the Commonwealth facilitating peer-to-peer vehicle sharing under a vehicle sharing platform agreement that imposes upon the shared vehicle driver an obligation to pay for any damages caused to the shared vehicle. The provisions of this chapter apply solely to the collision damage waiver portion of the rental agreement or vehicle sharing platform agreement. The definitions in § 46.2-1408 apply, mutatis mutandis, to this section.1988, c. 349; 2020, c. 1266.
VA Code § 59.1-207.30 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 17.5 - Collision Damage Waiver Act|§ 59.1-207.30. Definitions

As used in this chapter, the following terms shall have the following meanings:"Collision damage waiver" means any contract or contractual provision, whether separate from or a part of a motor vehicle rental agreement, whereby the lessor agrees, for a charge, to waive any and all claims against the lessee for any damages to the rental motor vehicle during the term of the rental agreement."Lessor" means any person or organization in the business of providing rental motor vehicles to the public."Lessee" means any person or organization obtaining the use of a rental motor vehicle from a lessor under the terms of a rental agreement."Rental agreement" means any written agreement setting forth the terms and conditions governing the use of the rental motor vehicle by the lessee."Rental motor vehicle" means a private passenger type vehicle or commercial type vehicle which, upon execution of a rental agreement, is made available to a lessee for its use.1988, c. 349.
VA Code § 59.1-207.31 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 17.5 - Collision Damage Waiver Act|§ 59.1-207.31. Required notice

A. The definitions in § 46.2-1408 apply, mutatis mutandis, to this section.B. No lessor or peer-to-peer vehicle sharing platform shall sell or offer to sell to a lessee a collision damage waiver as a part of a rental agreement or vehicle sharing platform agreement unless the lessor or peer-to-peer vehicle sharing platform first provides the lessee or shared vehicle driver the following written notice:NOTICE: THIS CONTRACT OFFERS, FOR AN ADDITIONAL CHARGE, A COLLISION DAMAGE WAIVER TO COVER YOUR RESPONSIBILITY FOR DAMAGE TO THE VEHICLE. BEFORE DECIDING WHETHER TO PURCHASE THE COLLISION DAMAGE WAIVER, YOU MAY WISH TO DETERMINE WHETHER YOUR OWN VEHICLE INSURANCE AFFORDS YOU COVERAGE FOR DAMAGE TO THE RENTAL VEHICLE AND THE AMOUNT OF THE DEDUCTIBLE UNDER YOUR OWN INSURANCE COVERAGE. THE PURCHASE OF THIS COLLISION DAMAGE WAIVER IS NOT MANDATORY AND MAY BE WAIVED.C. Such notice shall be made on the face of the rental agreement or vehicle sharing platform agreement either by stamp, label, or as part of the written contract, shall be set apart in boldface type and in no smaller print than 10-point type, and shall include a space for the lessee or shared vehicle driver, as defined in § 46.2-1408, to acknowledge his receipt of the notice.1988, c. 349; 2020, c. 1266.
VA Code § 59.1-207.32 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 17.5 - Collision Damage Waiver Act|§ 59.1-207.32. Prohibited exclusion

No collision damage waiver subject to this chapter shall contain an exclusion from the waiver for damages caused by the ordinary negligence of the lessee or shared vehicle driver, as defined in § 46.2-1408. Any such exclusion in violation of this section shall be void. This section shall not be deemed to prohibit an exclusion from the waiver for damages caused intentionally by the lessee or shared vehicle driver or as a result of his willful or wanton misconduct or gross negligence, driving while intoxicated or under the influence of any drug or alcohol, or damages caused while engaging in any speed contest.1988, c. 349; 2020, c. 1266.
VA Code § 59.1-207.33 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 17.5 - Collision Damage Waiver Act|§ 59.1-207.33. Enforcement; penalties

Any violation of the provisions of this chapter shall constitute a prohibited practice pursuant to the provisions of § 59.1-200 and shall be subject to any and all of the enforcement provisions of the Virginia Consumer Protection Act (§ 59.1-196 et seq.) of this title.1988, c. 349.
VA Code § 59.1-207.34 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 17.6 - Motor Vehicle Manufacturers' Warranty Adjustment Act|§ 59.1-207.34. Definitions

As used in this chapter, unless the context requires a different meaning:"Adjustment program" means any extended policy program under which a manufacturer undertakes to pay for all or any part of the cost of repairing, or to reimburse purchasers for all or any part of the cost of repairing, any condition that may substantially affect vehicle durability, reliability or performance, other than service provided under a safety or emission-related recall program. This term shall not include ad hoc adjustments made by a manufacturer on a case-by-case basis."Consumer" means the purchaser, other than for purposes of resale, or the lessee of a motor vehicle and shall also include any person to whom such motor vehicle is transferred and any other person entitled by the terms of adjustment program to enforce its obligations."Dealer" means any motor vehicle dealer as defined in § 46.2-1500."Division" means the Division of Consumer Counsel in the Department of Law."Manufacturer" means any person, whether resident or nonresident, who manufactures, assembles, or imports motor vehicles for sale or distribution in this Commonwealth."Motor vehicle" means any motor vehicle as defined in § 46.2-100, but shall not include any motorcycle or motor home.1991, c. 300; 2012, cc. 803, 835.
VA Code § 59.1-207.35 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 17.6 - Motor Vehicle Manufacturers' Warranty Adjustment Act|§ 59.1-207.35. Requirements of manufacturers

Every manufacturer shall:1. Inform a consumer of any adjustment program applicable to his motor vehicle and, upon request, furnish the consumer with any document issued by a manufacturer pertaining to any adjustment program or to any condition that may substantially affect vehicle durability, reliability or performance;2. Notify, by first-class mail, all owners of motor vehicles eligible under any adjustment program of the condition giving rise to and the principal terms and conditions of such program within ninety days of the adoption of the program; and3. Notify its dealers, in writing, of all the terms and conditions of any adjustment program within thirty days of its adoption.1991, c. 300.
VA Code § 59.1-207.36 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 17.6 - Motor Vehicle Manufacturers' Warranty Adjustment Act|§ 59.1-207.36. Required disclosures

A. Every manufacturer or distributor, either directly or through its authorized agent, shall cause a notice to be given to the consumer which outlines the provisions of this chapter and the rights and remedies thereunder. The written notice shall state at minimum: "Sometimes (insert manufacturer's name) offers a special adjustment program to pay all or part of the cost of certain repairs beyond the terms of the warranty. Check with your dealer to determine whether any adjustment program is applicable to your motor vehicle."B. Every dealer shall disclose to a consumer seeking repairs for a particular condition, the principal terms and conditions of any manufacturer's adjustment program covering such condition provided the dealer has been notified of the adjustment program pursuant to § 59.1-207.35.1991, c. 300.
VA Code § 59.1-207.37 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 17.6 - Motor Vehicle Manufacturers' Warranty Adjustment Act|§ 59.1-207.37. Adjustment program reimbursement

A. Every manufacturer who establishes any adjustment program shall implement and follow procedures to ensure reimbursement for each consumer eligible under any such program who incurred expenses for repair of the condition subject to the program prior to acquiring knowledge thereof. Such reimbursement shall be consistent with the terms and conditions of the adjustment program.B. Any claim for reimbursement pursuant to this section shall be made in writing to the manufacturer within two years of the date of the consumer's payment of repairs for the condition. The manufacturer shall notify the consumer in writing within twenty-one business days of receiving a claim for reimbursement whether the claim will be allowed or denied. If the claim is denied, the specific reasons for such denial shall be stated in writing.1991, c. 300.
VA Code § 59.1-207.38 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 17.6 - Motor Vehicle Manufacturers' Warranty Adjustment Act|§ 59.1-207.38. Enforcement; penalties

Any violation of the provisions of this chapter shall constitute a prohibited practice pursuant to the provisions of § 59.1-200 and shall be subject to any and all of the enforcement provisions of the Virginia Consumer Protection Act (§ 59.1-196 et seq.) of this title. Notwithstanding any other provision to the contrary, it shall not be a violation of this chapter if the manufacturer within thirty days after the conclusion of the notice period required by subdivision 2 of § 59.1-207.35, upon notice from a consumer of the consumer's eligibility under an adjustment program, repairs or causes to be repaired the consumer's motor vehicle in accordance with the terms and conditions of the adjustment program.1991, c. 300; 1996, c. 63.
VA Code § 59.1-207.39 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 17.6 - Motor Vehicle Manufacturers' Warranty Adjustment Act|§ 59.1-207.39. Regulations

The Division is authorized to promulgate reasonable regulations in order to implement the provisions of this chapter. These regulations shall be adopted, amended, or repealed in accordance with the Administrative Process Act (§ 2.2-4000 et seq.).1991, c. 300; 2012, cc. 803, 835.
VA Code § 59.1-207.40 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 17.7 - Comparison Price Advertising Act|§ 59.1-207.40. Definitions

In addition to the definitions listed in § 59.1-198, as used in this chapter, the following terms shall have the following meanings:"Former price" or "comparison price" means the direct or indirect comparison in any advertisement whether or not expressed wholly or in part in dollars, cents, fractions, or percentages, and whether or not such price is actually stated in the advertisement."Substantial sales" means a substantial aggregate volume of sales of identical or comparable goods or services at or above the advertised comparison price in the supplier's trade area.1992, c. 768.
VA Code § 59.1-207.41 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 17.7 - Comparison Price Advertising Act|§ 59.1-207.41. Advertising former price of goods or services

No supplier shall in any manner knowingly advertise a former price of any goods or services unless:1. Such former price is the price at or above which substantial sales were made in the recent regular course of business; or2. Such former price was the price at which such goods or services or goods or services of substantially the same kind, quality, or quantity and with substantially the same service were openly and actively offered for sale for a reasonably substantial period of time in the recent regular course of business honestly, in good faith and not for the purpose of establishing a fictitious higher price on which a deceptive comparison might be based; or3. Such former price is based on a markup that does not exceed the supplier's cost plus the usual and customary markup used by the supplier in the actual sale of such goods or services or goods or services of substantially the same kind, quality, or quantity and with substantially the same service, in the recent regular course of business; or4. The date on which substantial sales were made, or the goods or services were openly and actively offered for sale for a reasonably substantial period of time at the former price is advertised in a clear and conspicuous manner.1992, c. 768.
VA Code § 59.1-207.42 (2021)
2021 Code of Virginia|Title 59.1 - Trade and Commerce|Chapter 17.7 - Comparison Price Advertising Act|§ 59.1-207.42. Advertising comparison price of goods or services

No supplier shall in any manner knowingly advertise a comparison price which is based on another supplier's price unless:1. The supplier can substantiate that the comparison price is the price offered for sale by another supplier in the regular course of business for goods or services of substantially the same kind and quality, and with substantially the same service in the defined trade area;2. The trade area to which the advertisement refers is clearly defined and disclosed; and3. A clear and conspicuous disclosure is made in the advertisement that the price used as a basis of comparison is another supplier's price, and not the supplier's own price.1992, c. 768.