reglab/housing_qa huggingface dataset:
AR Code § 17-23-101 (2020)
2020 Arkansas Code|Title 17 - Professions, Occupations, and Businesses|Subtitle 2 - Nonmedical Professions|Chapter 23 - Buyers of Precious Metals|Subchapter 1 - General Provisions|§ 17-23-101. Definitions

 As used in this chapter:   (1)  (A) “Dealer” means a person, corporation, partnership, or other entity that engages in the business of purchasing precious metals or precious items, or both, for the purpose of reselling the items in any form.  (B) “Dealer” does not include a person, corporation, partnership, or other entity engaged in a business that is exempted under § 17-23-102;    (2) “Permanent place of business” means a fixed premises either owned by a person or leased by a person for a period of at least one (1) year and located in the State of Arkansas;  (3) “Person” means any individual, partnership, corporation, association, or other business entity;  (4) “Precious items” means precious or semiprecious stones or pearls whether mounted or unmounted;  (5) “Precious metals” means an article made, in whole or in part, of gold, silver, platinum, or a combination of gold, silver, or platinum;  (6) “Purchase” means the acquisition of a precious metal or a precious item, or both, for a consideration of cash, goods, or other precious metals or precious items; and  (7) “Silver” means sterling silver.
AR Code § 17-23-102 (2020)
2020 Arkansas Code|Title 17 - Professions, Occupations, and Businesses|Subtitle 2 - Nonmedical Professions|Chapter 23 - Buyers of Precious Metals|Subchapter 1 - General Provisions|§ 17-23-102. Exemptions

 The provisions of this chapter shall not apply to the following:   (1) Transactions involving the sale or transfer of precious metals by a wholesale jeweler to a retail jeweler or licensed dealer;  (2) Transactions involving coins regardless of whether or not such coins contain precious metals;  (3) Any financial institution which is covered by federal or state deposit insurance;  (4) Any person doing business under the laws of this state or the United States relating to any broker-dealer or commodity futures commission merchant or commodity trading advisor or agent duly registered and regulated by the State Securities Department or the United States Commodity Futures Trading Commission; or  (5) Pawn brokers.
AR Code § 17-23-103 (2020)
2020 Arkansas Code|Title 17 - Professions, Occupations, and Businesses|Subtitle 2 - Nonmedical Professions|Chapter 23 - Buyers of Precious Metals|Subchapter 1 - General Provisions|§ 17-23-103. Penalties

 (a) If the value of the property involved in a transaction is five hundred dollars ($500) or less, a person who violates this chapter is guilty of a Class A misdemeanor.  (b) If the value of the property involved in a transaction is greater than five hundred dollars ($500), a person who violates this chapter is guilty of a Class D felony.
AR Code § 17-23-104 (2020)
2020 Arkansas Code|Title 17 - Professions, Occupations, and Businesses|Subtitle 2 - Nonmedical Professions|Chapter 23 - Buyers of Precious Metals|Subchapter 1 - General Provisions|§ 17-23-104. Civil liability

 (a) Any person who has been damaged or injured by the failure of a person required to be licensed under this chapter to comply with the provisions of this chapter may recover the actual damages sustained.  (b) The court in its discretion may also award punitive damages and the cost of suit and reasonable attorney's fees to a prevailing plaintiff.
AR Code § 17-23-201 (2020)
2020 Arkansas Code|Title 17 - Professions, Occupations, and Businesses|Subtitle 2 - Nonmedical Professions|Chapter 23 - Buyers of Precious Metals|Subchapter 2 - Licensing|§ 17-23-201. Registration required

 (a) A person shall not engage in the business of purchasing precious metals or precious items from the general public for the purpose of reselling the precious metals or precious items in any condition without first registering with the local law enforcement agency in the jurisdiction as provided under this section and in the manner provided under § 17-23-202.  (b) If the person has a permanent place of business in the State of Arkansas and the transaction is being conducted at the person's permanent place of business, the person shall register with the local law enforcement agency in the jurisdiction of the permanent place of business.  (c) A person shall register with the local law enforcement agency in the jurisdiction where the transaction occurs if the person:  (1) Has a permanent place of business in the State of Arkansas and the transaction is being conducted from a location that is different from the person's permanent place of business; or  (2) Is a nonresident that enters into an association or partnership with a person that is required to register with the local law enforcement agency having jurisdiction under subdivision (c)(1) of this section.
AR Code § 17-23-202 (2020)
2020 Arkansas Code|Title 17 - Professions, Occupations, and Businesses|Subtitle 2 - Nonmedical Professions|Chapter 23 - Buyers of Precious Metals|Subchapter 2 - Licensing|§ 17-23-202. Registration

 (a)  (1) A dealer shall register with local law enforcement in writing and on the form prescribed by the local law enforcement agency at least twenty-four (24) hours before conducting business in that jurisdiction.  (2) The registration shall include:  (A)  (i) The name of the registrant.  (ii) If the registrant is a partnership or association, the name of each member of the partnership or association.  (iii) If the registrant is a corporation, the name of each officer and director and of the principal owner or owners of the issued and outstanding capital stock in the corporation;    (B) The residence and business address for each person listed under subdivision (a)(2)(A) of this section;  (C) The city or town with the street and number where the business is to be conducted;  (D) A statement that the registrant has:  (i) A bona fide established permanent place of business used primarily for the purchase of precious metals and precious items; and  (ii) A telephone number listed in the name of the business; and    (E) The name, address, and telephone number of the registered agent for service of process as provided under the Model Registered Agents Act, § 4-20-101 et seq., in the event of the commencement of any legal action in any court against the registrant.      (b) A nonresident applicant shall provide the principal place of business without the state and additional information as the local law enforcement agency in the jurisdiction in which the business or the seller is conducting business may require for the administration of its duties under this chapter to include without limitation:  (1) Photographs of each item purchased;  (2) Seller identification, including the same proof and limitations under § 17-23-203;  (3) Disclosures, including the same disclosures required under § 17-23-205;  (4) Records, including the same records required under § 17-23-206; and  (5) Holding periods, including the same holding periods under § 17-23-207.
AR Code § 17-23-203 (2020)
2020 Arkansas Code|Title 17 - Professions, Occupations, and Businesses|Subtitle 2 - Nonmedical Professions|Chapter 23 - Buyers of Precious Metals|Subchapter 2 - Licensing|§ 17-23-203. Seller identification

 (a) A dealer required to register under this chapter shall require the following from each seller of precious metals or precious items:  (1) Proof of identification in the form of a valid driver's license, identification card, armed services identification card, or other valid photo identification;  (2) A signed statement stating that the seller is the legal owner of the property or is the agent of the owner authorized to sell the property, and when and where or in what manner the property was obtained; and  (3) A legible print of his or her right thumb as an identifying mark on the form.    (b)  (1) A dealer shall not purchase precious metals or precious items from a person under eighteen (18) years of age unless the person is accompanied by a parent or guardian who provides identification that establishes that relationship.  (2) Both the person under eighteen (18) years of age and the parent or guardian shall submit the identification required under subdivision (a)(1) of this section, and records of the identification of both shall be maintained as provided under § 17-23-206.
AR Code § 17-23-204 (2020)
2020 Arkansas Code|Title 17 - Professions, Occupations, and Businesses|Subtitle 2 - Nonmedical Professions|Chapter 23 - Buyers of Precious Metals|Subchapter 2 - Licensing|§ 17-23-204. Melt-down bullion

 When a proposed transaction involves the buying of precious metal bulk bullion which appears to have been the result of a melt-down of a former article containing a precious metal, the buyer must first inquire as to what was the source of the item before the melt-down and must notify the Department of Arkansas State Police or the office of the county sheriff or municipal police department and obtain permission from that law enforcement agency before consummating any agreement.
AR Code § 17-23-205 (2020)
2020 Arkansas Code|Title 17 - Professions, Occupations, and Businesses|Subtitle 2 - Nonmedical Professions|Chapter 23 - Buyers of Precious Metals|Subchapter 2 - Licensing|§ 17-23-205. Disclosures

 Every person required to be licensed under this chapter shall inform the prospective seller of the price per ounce currently being paid for the particular precious metal offered by the prospective seller, and the precious metals shall be weighed in full sight of the prospective seller.
AR Code § 17-23-206 (2020)
2020 Arkansas Code|Title 17 - Professions, Occupations, and Businesses|Subtitle 2 - Nonmedical Professions|Chapter 23 - Buyers of Precious Metals|Subchapter 2 - Licensing|§ 17-23-206. Records

 (a) Every person registered under this chapter shall keep a record book containing a comprehensive record of all transactions concerning precious metals or precious items.  (b) The record shall include:  (1) The name, address, and telephone number of the seller;  (2) The date of birth of the seller;  (3) The signature of the seller;  (4) A description of the seller, including height, weight, race, complexion, and hair color;  (5) The driver's license, identification card, or other photo identification number provided under § 17-23-203(a)(1) and the jurisdiction of issuance; and  (6) A complete and accurate description of the property purchased, including any serial numbers or other identifying marks or symbols and the date and hour of the transaction.    (c) All persons registered under this chapter shall at least weekly deliver or mail to the chief law enforcement officer of the city or town or the sheriff of the county in which the business is located a written or electronic copy of all entries in the record required to be kept by subsections (a) and (b) of this section during the preceding seven-day period.  (d) All records and reports received by the chief law enforcement officer of the city or town or sheriff of the county shall be available for inspection only by law enforcement officers for law enforcement purposes.
AR Code § 17-23-207 (2020)
2020 Arkansas Code|Title 17 - Professions, Occupations, and Businesses|Subtitle 2 - Nonmedical Professions|Chapter 23 - Buyers of Precious Metals|Subchapter 2 - Licensing|§ 17-23-207. Holding periods

 (a) All persons registered under this chapter shall retain possession of precious metals or precious items in an unaltered condition for fifteen (15) business days after delivering the list to the chief law enforcement officer of the city or town or sheriff of the county as required under § 17-23-206.  (b) If the chief law enforcement officer of the city or town or sheriff of the county or the prosecuting attorney has probable cause to believe that precious metals or precious items have been stolen, he or she may give notice to the registrant to retain the precious metal or precious item for a specific period of time.
AR Code § 17-24-101 (2020)
2020 Arkansas Code|Title 17 - Professions, Occupations, and Businesses|Subtitle 2 - Nonmedical Professions|Chapter 24 - Collection Agencies|Subchapter 1 - General Provisions|§ 17-24-101. Definition

 As used in this chapter, unless the context otherwise requires, “collection agency” means any person, partnership, corporation, association, limited liability corporation, or firm which engages in the collection of delinquent accounts, bills, or other forms of indebtedness owed or due or asserted to be owed or due to another or any person, partnership, corporation, association, limited liability corporation, or firm using a fictitious name or any name other than its own in the collection of their own accounts receivable, or any person, partnership, corporation, association, limited liability corporation, or firm which solicits claims for collection or any person, partnership, corporation, association, limited liability corporation, or firm that purchases and attempts to collect delinquent accounts or bills.
AR Code § 17-24-102 (2020)
2020 Arkansas Code|Title 17 - Professions, Occupations, and Businesses|Subtitle 2 - Nonmedical Professions|Chapter 24 - Collection Agencies|Subchapter 1 - General Provisions|§ 17-24-102. Exemptions

 (a) This chapter does not apply to:  (1) Regular employees of a single creditor;  (2) Banks;  (3) Trust companies;  (4) Savings and loan associations;  (5) Abstract companies doing an escrow business;  (6) Licensed real estate brokers and agents when the claims or accounts being handled by the broker or agent are related to or in connection with the broker's or agent's regular real estate business;  (7) Express and telegraph companies subject to public regulation and supervision;  (8) Attorneys at law who use their own names or the names of their law firms to collect or attempt to collect claims, accounts, bills, or other forms of indebtedness owed to them individually or as a firm;  (9)  (A) Persons, firms, corporations, associations, limited liability corporations, or partnerships handling claims, accounts, or collections under an order of any court.  (B) However, child support collection agencies not operating pursuant to Title IV-D of the Social Security Act are not exempt from this chapter and shall be subject to licensure; and    (10) Any person, firm, corporation, association, limited liability corporation, or partnership that, for a valuable consideration, purchases accounts, claims, or demands of another that were not in default or delinquent at the time of acquisition and then in the purchaser's own name proceeds to assert or collect the accounts, claims, or demands.    (b) Nothing in § 17-24-301, § 17-24-309, § 17-24-401, or this subchapter with respect to licensure by the State Board of Collection Agencies or limitations of fees for collection services shall include or be applicable to attorneys at law licensed to practice in the State of Arkansas who are engaged in rendering legal services for clients in the collection of accounts, debts, or claims, nor shall § 17-24-301, § 17-24-309, § 17-24-401, or this subchapter amend or repeal in any way the exemptions set out in subsection (a) of this section.  (c)  (1) Nothing in this chapter shall include or be applicable to the foreclosure of real property under the provisions of § 18-49-101 et seq. or § 18-50-101 et seq.  (2) Foreclosure of real property is not deemed to be debt collection as defined in the federal Fair Debt Collections Practices Act, 15 U.S.C. § 1692a(6), as in existence on January 1, 2005.
AR Code § 17-24-103 (2020)
2020 Arkansas Code|Title 17 - Professions, Occupations, and Businesses|Subtitle 2 - Nonmedical Professions|Chapter 24 - Collection Agencies|Subchapter 1 - General Provisions|§ 17-24-103. Penalties — Definition

 (a)  (1) A collection agency that engages in the business activities of a collection agency without a license issued under this chapter may be fined not less than fifty dollars ($50.00) nor more than five hundred dollars ($500).  (2) Each day of a violation of this chapter is a separate offense.  (3)  (A) If a collection agency participates in collection activities without a license, the collection agency may pay a civil penalty to the State Board of Collection Agencies of ten thousand dollars ($10,000) in order to be considered retroactively licensed under this chapter by the board.  (B) As used in this chapter, “retroactively licensed” means the date that the collection agency first became subject to licensure under this chapter.      (b)  (1) The board may impose monetary fines as civil penalties to be paid for failure to comply with this chapter or the rules promulgated by the board under this chapter.  (2) Before imposing a monetary fine under subdivision (b)(1) of this section, the board shall provide notice and opportunity to be heard according to hearing procedures in effect for the revocation, suspension, or refusal of licensure.  (3) The remedies in the form of civil penalties provided in this section for failing to obtain a license issued under this chapter shall be the only consequence of and remedy for the failure of a collection agency to obtain a license when required under this chapter.    (c) The board has exclusive jurisdiction over the rights and remedies or a violation of the rules under this chapter.
AR Code § 17-24-104 (2020)
2020 Arkansas Code|Title 17 - Professions, Occupations, and Businesses|Subtitle 2 - Nonmedical Professions|Chapter 24 - Collection Agencies|Subchapter 1 - General Provisions|§ 17-24-104. Sanctions

 (a) A collection agency that fails to remit to its client funds collected for the client within the calendar month following the month of collection, shall not be entitled to a collection fee and shall remit the total funds collected to the client.  (b) If a collection agency fails to remit funds collected to its client within the calendar month following the month of collection and does not remit the total funds collected for the client to the client within sixty-one (61) days of the date of collection, the State Board of Collection Agencies may:  (1) Suspend or revoke the license of the collection agency; and  (2) Impose a civil penalty under § 17-24-103.
AR Code § 17-24-105 (2020)
2020 Arkansas Code|Title 17 - Professions, Occupations, and Businesses|Subtitle 2 - Nonmedical Professions|Chapter 24 - Collection Agencies|Subchapter 1 - General Provisions|§ 17-24-105. Remedies

 When any person, partnership, corporation, or association engages in the business activities of a collection agency without a valid license issued under this chapter or has had the license revoked, suspended, or refused, in accordance with the provisions of this chapter, the State Board of Collection Agencies may petition the circuit court in the jurisdiction in which the collection activity has occurred and, upon affidavit, secure a writ of injunction, without bond, restraining and prohibiting the person, partnership, corporation, or association from operating the collection agency.
AR Code § 17-24-201 (2020)
2020 Arkansas Code|Title 17 - Professions, Occupations, and Businesses|Subtitle 2 - Nonmedical Professions|Chapter 24 - Collection Agencies|Subchapter 2 - State Board of Collection Agencies|§ 17-24-201. Creation — Members

 (a)  (1) There is created a State Board of Collection Agencies composed of five (5) members to be appointed by the Governor.  (2) The members shall serve three-year terms without compensation except they may receive expense reimbursement and stipends in accordance with § 25-16-901 et seq.    (b)  (1)  (A) One (1) member shall be appointed by the Governor after consulting the Associated Credit Bureaus of Arkansas, Inc., subject to confirmation by the Senate, and another shall be appointed by the Governor after consulting with the Arkansas Collectors Association, Inc. and subject to confirmation by the Senate.  (B) The persons appointed under subdivision (b)(1)(A) of this section shall:  (i) Be actively engaged as the owners or managers of a collection agency or someone employed by collection agencies in an executive capacity; and  (ii) Have been actively engaged in connection with the operation of a collection agency for five (5) years next preceding their appointment.      (2) One (1) member, who shall not be a member of either such association, shall be selected from the public at large.  (3)  (A) One (1) member shall represent the elderly and shall be sixty (60) years of age or older.  (B) This member shall not be actively engaged in or retired from the operation of a collection agency.  (C) He or she shall be selected from the state at large subject to confirmation by the Senate and shall be a full voting member but shall not participate in the grading of examinations.    (4)  (A) One (1) member shall be selected to represent the banking industry.  (B) He or she shall be an Arkansas resident who is actively engaged in the operation of a banking entity that is chartered to conduct business in the State of Arkansas.
AR Code § 17-24-202 (2020)
2020 Arkansas Code|Title 17 - Professions, Occupations, and Businesses|Subtitle 2 - Nonmedical Professions|Chapter 24 - Collection Agencies|Subchapter 2 - State Board of Collection Agencies|§ 17-24-202. Organization and proceedings

 (a)  (1) The State Board of Collection Agencies shall meet and shall select from its membership a chair, vice chair, and secretary.  (2) No one (1) member of the board shall hold more than one (1) of the offices.    (b) Meetings of the board shall be held upon the written call of the chair of the board or upon the written request of two (2) members of the board.  (c) A majority of the board shall constitute a quorum.
AR Code § 17-24-203 (2020)
2020 Arkansas Code|Title 17 - Professions, Occupations, and Businesses|Subtitle 2 - Nonmedical Professions|Chapter 24 - Collection Agencies|Subchapter 2 - State Board of Collection Agencies|§ 17-24-203. Rules

 (a) The State Board of Collection Agencies shall have the authority to promulgate rules to implement the provisions of this chapter which are not inconsistent herewith.  (b) The board shall use, to the greatest extent possible, the interpretation and construction of the Fair Debt Collection Practices Act and any other applicable portions of the debt collection laws of the United States in interpreting and applying this chapter and the rules promulgated by the board.
AR Code § 17-24-301 (2020)
2020 Arkansas Code|Title 17 - Professions, Occupations, and Businesses|Subtitle 2 - Nonmedical Professions|Chapter 24 - Collection Agencies|Subchapter 3 - Licensing|§ 17-24-301. License required

 Unless licensed by the State Board of Collection Agencies under this subchapter it is unlawful to:   (1) Engage in the collection of delinquent accounts, bills, or other forms of indebtedness;  (2) Use a fictitious name or any name other than their own in the collection of their own accounts receivable;  (3) Solicit claims for collection; or  (4) Purchase and attempt to collect delinquent accounts or bills.
AR Code § 17-24-302 (2020)
2020 Arkansas Code|Title 17 - Professions, Occupations, and Businesses|Subtitle 2 - Nonmedical Professions|Chapter 24 - Collection Agencies|Subchapter 3 - Licensing|§ 17-24-302. Qualifications — Restriction

 (a) The State Board of Collection Agencies shall have the authority to issue a license to an applicant for a license to do business as a collection agency, provided that the applicant meets the following qualifications:  (1) The applicant is at least twenty-one (21) years of age;  (2) If a partnership, the names of the partners, their ages, sex, and their business address are provided, and the members of the partnership are at least twenty-one (21) years of age; and  (3) The proposed managers of a corporation or the owners of not less than fifty percent (50%) of the stock of the corporation are at least twenty-one (21) years of age.    (b) No sheriff, deputy sheriff, constable, deputy constable, state police officer, or other law enforcement officer shall be licensed in any manner to engage in the business of operating a collection agency or acting as a collector for a collection agency.