reglab/housing_qa huggingface dataset:
NY Ins L § 110 (2021)
2021 New York Laws ISC - Insurance Article 1 - General Provisions 110 - Cooperation With Other Regulatory Agencies.

§  110.  Cooperation  with  other regulatory agencies. (a) In order to assist in the performance of  the  superintendent's  duties  under  this chapter, the superintendent:  (1)  may  share  documents,  materials or other information, including confidential and privileged documents,  materials  or  information  with other  state,  federal,  and international regulatory agencies, with the National Association  of  Insurance  Commissioners,  its  affiliates  or subsidiaries, and with state, federal, and international law enforcement authorities,  including  members of any supervisory college described in section three hundred two of this chapter, provided that  the  recipient has  the  authority  and  agrees  to  maintain  the  confidentiality and privileged status  of  the  document,  material  or  other  information; provided,  however,  that  this  paragraph  shall  not  be  construed as limiting access to  records  pursuant  to  article  six  of  the  public officers law;  (2)   may  receive  documents,  materials  or  information,  including otherwise  confidential   and   privileged   documents,   materials   or information,  from  the National Association of Insurance Commissioners, its affiliates or subsidiaries and from regulatory and  law  enforcement officials  of other foreign or domestic jurisdictions, including members of any supervisory college described in section  three  hundred  two  of this  chapter,  and  shall  maintain  as  confidential or privileged any document,  material  or  information  received  with   notice   or   the understanding  that  it  is confidential or privileged under the laws of the jurisdiction that  is  the  source  of  the  document,  material  or information; and  (3)  may enter into agreements governing sharing and use of documents, materials or information consistent with this subsection.  (b) No waiver of any applicable privilege or claim of  confidentiality in  the  documents, materials, or information shall occur as a result of disclosure to the superintendent under this section or as  a  result  of sharing as authorized in this section.
NY Ins L § 201 (2021)
2021 New York Laws ISC - Insurance Article 2 - Organization of the Department of Financial Services 201 - State Insurance Advisory Board.

§  201.  State  insurance  advisory  board. (a) There shall be a state insurance advisory board to work with the superintendent in  encouraging and  promoting  the  growth  of the insurance industry in the state, and further the goals of the department's  mission  as  it  relates  to  the insurance industry. There shall be ten members of the advisory board who shall  be  appointed by the superintendent. The membership shall consist of seven representatives of domestic insurance companies  that,  to  the extent  practicable,  reflect  a range of size and geographical location within the state.  The  membership  shall  also  include  one  insurance producer  and two representatives of consumers. The superintendent shall make rules to govern the method by which insurers may  nominate  persons to  the  board and the process for selecting such members, provided that the representative of consumers shall be selected by the superintendent. The term of each member of such advisory board shall be three years,  or until  a  successor  is  appointed and vacancies shall be filled for the unexpired term only. The board shall meet at least annually pursuant  to the  call of the superintendent. Such meetings may be presided over by a designee of the superintendent and may be held by means of a  conference telephone  or  similar  communications  equipment  that  would allow all persons participating in the meeting to hear  each  other  at  the  same time.  The  members  of the advisory board shall receive no compensation nor reimbursement for expenses. The advisory board may:  (1) consider and recommend ways, consistent  with  the  protection  of consumers  and  the  financial  condition  of  insurers,  to  encourage, promote,  and  assist  insurance   institutions   to   effectively   and productively  locate,  operate,  employ, grow, remain, and expand in New York state;  (2) consider and recommend ways, consistent  with  the  protection  of consumers  and  the  financial  condition  of  insurers,  to promote the prudent and continued availability of insurance products and services at affordable costs throughout the state;  (3) recommend to the superintendent the establishment of such laws  as may be deemed necessary, and the amendment or repeal thereof;  (4)  recommend  to the superintendent the promulgation of any guidance and regulations, not  inconsistent  with  the  law,  as  may  be  deemed necessary, and the amendment or repeal thereof;  (5)   report  within  thirty  days  after  receipt,  on  any  proposed regulations, amendments thereto, or repeal thereof, consistent with  the protection  of consumers and the financial condition of insurers, at the request of the superintendent; and  (6) consider all other matters determined  by  the  superintendent  to further the department's mission in relation to the insurance industry.  (b)  The  advisory  board  shall  have no executive, administrative or appointive powers or duties.
NY Ins L § 205 (2021)
2021 New York Laws ISC - Insurance Article 2 - Organization of the Department of Financial Services 205 - Gratuities; Prohibited Payments to Department Personnel.

§ 205. Gratuities; prohibited payments to department personnel. (a) No insurer  or  other person subject to this chapter, nor any other insurer or person shall directly or indirectly confer, or offer to  confer,  any money  or  other valuable benefit, whether in the form of payment, loan, credit, or otherwise,  upon  the  superintendent,  any  deputy,  or  any employee  of  the  department,  by  way  of  gratuity  or for service or pretended service. Neither  the  superintendent,  any  deputy,  nor  any employee  of  the  department shall accept, or offer to accept, any such money or benefit.  (b)  Subsection  (a)  hereof  shall  not  prohibit  the   payment   of compensation   to  any  stenographer  for  transcripts  of  hearings  or conferences,  except  that  the   superintendent   may   prescribe,   by regulation, the conditions under which such transcripts may be furnished and the compensation therefor.
NY Ins L § 208 (2021)
2021 New York Laws ISC - Insurance Article 2 - Organization of the Department of Financial Services 208 - Transfer or Destruction of Records.

§  208. Transfer or destruction of records. The superintendent may, in   accordance with the provisions of section one hundred eighty-six of  the   state  finance  law, effect the transfer, or destruction, of any records   made, acquired, or received by the department, if such records  are,  in   his judgment, of no further material value to the state; but, subject to   the provisions of section 57.29 of the arts and cultural affairs law, no   records  or  other  data required to be filed with the department during   his administration, pursuant to any provision of this chapter, may be so   destroyed.
NY Ins L § 214 (2021)
2021 New York Laws ISC - Insurance Article 2 - Organization of the Department of Financial Services 214 - Report on Insurance Agent Licensing Examinations.

§   214.   Report  on  insurance  agent  licensing  examinations.  The   superintendent shall perform a study of the  insurance  agent  licensure   examinations required pursuant to section two thousand one hundred three   of this chapter. The study shall, at a minimum, include the total number   of  examinees, the passing rate of all examinees, and the mean scores on   the examination. Additionally, the study shall examine  the  correlation   between  these  statistics and the applicants' native language, level of   education, gender, race and ethnicity. The study shall be  completed  by   March fifteenth, two thousand twelve, and annually thereafter.
NY Ins L § 301 (2021)
2021 New York Laws ISC - Insurance Article 3 - Administrative and Procedural Provisions 301 - Regulations by Superintendent.

§  301.  Regulations  by superintendent. The superintendent shall have the power to prescribe and from time  to  time  withdraw  or  amend,  in writing,  regulations,  not  inconsistent  with  the  provisions of this chapter:  (a) governing the duties assigned to the members of the staff  of  the department;  (b)  effectuating any power, given to him under the provisions of this chapter to prescribe forms or otherwise make regulations;  (c) interpreting the provisions of this chapter; and  (d) governing the procedures to be followed in  the  practice  of  the department.
NY Ins L § 302 (2021)
2021 New York Laws ISC - Insurance Article 3 - Administrative and Procedural Provisions 302 - Supervisory Colleges.

§ 302. Supervisory colleges. (a) The superintendent may participate in a supervisory college in order to determine compliance with this chapter with  respect  to  an  insurer that is registered under article fifteen, sixteen, or seventeen of this chapter and has international  operations. The  powers  of  the superintendent with respect to supervisory colleges include:  (1) initiating the establishment of a supervisory college;  (2) clarifying the membership and participation of  other  supervisors in the supervisory college;  (3)  clarifying  the functions of the supervisory college and the role of  other  regulators,  including  the  establishment  of  a  group-wide supervisor;  (4)  coordinating  the  ongoing activities of the supervisory college, including planning meetings, supervisory activities, and  processes  for information sharing; and  (5) establishing a crisis management plan.  (b)  Each  insurer  registered  under  article  fifteen,  sixteen,  or seventeen of this chapter that is subject to a supervisory college shall be  liable  for  and  shall  pay  the   reasonable   expenses   of   the superintendent's  participation  in  a  supervisory  college,  including reasonable travel expenses. A supervisory college  may  be  convened  as either  a  temporary  or  permanent  forum  for  the  communication  and cooperation between the regulators charged with the supervision  of  the insurer  or  its parent, affiliates, or subsidiaries. The superintendent may establish a regular assessment to the insurer  for  the  payment  of these expenses.  (c)  In  order  to  assess  the business strategy, financial position, legal and  regulatory  position,  risk  exposure,  risk  management  and governance  processes,  and  as  part  of  the examination of individual insurers, the superintendent may participate in  a  supervisory  college with  other  regulators  charged  with supervision of the insurer or its parent, affiliates, or subsidiaries, including other state, federal, and international regulatory agencies. The  superintendent  may  enter  into agreements pursuant to section one hundred ten of this chapter providing the   basis   for  cooperation  between  the  superintendent  and  other regulatory agencies and for the activities of the  supervisory  college. Nothing  in  this  section shall delegate to the supervisory college the superintendent's authority to regulate or supervise the insurer  or  its parent,   affiliates,   or   subsidiaries  within  the  superintendent's jurisdiction.
NY Ins L § 306 (2021)
2021 New York Laws ISC - Insurance Article 3 - Administrative and Procedural Provisions 306 - Immunity From Prosecution.

§  306.  Immunity  from  prosecution.  (a)  At  any  hearing conducted pursuant to this chapter or in any cause or proceeding instituted by the superintendent pursuant to this  chapter,  the  superintendent,  or  his deputy  or other officer conducting the hearing, cause or proceeding may confer immunity in accordance with the provisions of  section  50.20  of the criminal procedure law.  (b)  No  person compelled in accordance with the provisions of section 50.20 of the criminal procedure law to give answer or  produce  evidence of  any  other  kind  at  any such hearing, cause or proceeding shall be exempt from the  refusal,  revocation  or  suspension  of  any  license, permission  or authority conferred, or to be conferred, pursuant to this chapter. Any person testifying at any such hearing, cause or  proceeding may  execute, acknowledge and file in the office of the superintendent a statement  expressly  waiving  his   immunity   or   privilege   against self-incrimination  in  respect  to  any  transaction,  matter  or thing specified in such statement and thereupon the answers given or  evidence produced by such person in relation to such transaction, matter or thing may  be  received  or  produced  before  any  judge  or  justice, court, tribunal, grand jury or otherwise, and if so received or  produced  such person  shall not be entitled to any immunity or privilege on account of any answers he may so give or evidence he may so produce.
NY Ins L § 308 (2021)
2021 New York Laws ISC - Insurance Article 3 - Administrative and Procedural Provisions 308 - Special Reports.

§  308.  Special reports.  (a) (1) The superintendent may also address to any health maintenance organization, life settlement  provider,  life settlement  intermediary  or  its officers, or any authorized insurer or rate service organization, or officers thereof, any inquiry in  relation to  its  transactions  or  condition  or any matter connected therewith. Every corporation or person so addressed shall reply in writing to  such inquiry promptly and truthfully, and such reply shall be, if required by the superintendent, subscribed by such individual, or by such officer or officers  of  a  corporation, as the superintendent shall designate, and affirmed by them as true under the penalties of perjury.  (2) In the event any corporation or person does  not  provide  a  good faith  response  to  an inquiry from the superintendent pursuant to this section relating to accident insurance, health insurance,  accident  and health  insurance  or  health  maintenance organization coverage or with respect to life settlements, within  a  time  period  specified  by  the superintendent   of   not   less   than   fifteen   business  days,  the superintendent is authorized to levy a civil penalty, after  notice  and hearing,  against  such corporation or person not to exceed five hundred dollars  per  day  for  each  day  beyond  the  date  specified  by  the superintendent  for  response, but in no event shall such penalty exceed seven thousand five hundred dollars.  (b) In addition to the other reports required  by  this  article,  the superintendent  may  also  require  the  filing  of  quarterly  or other statements, which shall be in such form and shall contain  such  matters as the superintendent shall prescribe.  (c)  The  superintendent shall ensure that any contracts entered into, modified, extended or in any way made or continued with an  organization or  administrator  to receive, distribute and otherwise administer funds for the pools specified in  section  eighteen  of  chapter  two  hundred twenty-six of the laws of nineteen hundred eighty-six and sections three thousand   two   hundred   thirty-three,  four  thousand  three  hundred twenty-one-a and  four  thousand  three  hundred  twenty-seven  of  this chapter, shall require such organization or pool administrator to submit the  reports  required pursuant to section two hundred six of the public health law at the time and in the format and manner  specified  in  such section.
NY Ins L § 309 (2021)
2021 New York Laws ISC - Insurance Article 3 - Administrative and Procedural Provisions 309 - Examinations of Insurers; When Authorized or Required.

§  309. Examinations of insurers; when authorized or required. (a) The superintendent may make an examination into the affairs of any insurance corporation or other insurer doing or authorized  to  do  any  insurance business  in  this  state  or, of any pension fund, retirement system or other organization which is required by law to make reports  to,  or  is subject  to  examination  by,  the  department  as  often as he deems it expedient for the protection of the interests  of  the  people  of  this state,  in  addition  to  examinations authorized by other provisions of this chapter.  (b) The superintendent shall make an examination into the affairs:  (1) of every authorized domestic fraternal benefit society  and  every domestic  property/casualty  insurance  company,  at least once in every three years; except that the superintendent may extend  the  three  year interval to not more than five years with respect to a property/casualty insurance  company,  upon determining that the three year requirement is not necessary to safeguard the interests of the public or policyholders;  (2) of every domestic life insurance company, at least once  in  every five years; and  (3)  of every other authorized domestic insurer and every rate service organization which makes or files rates, whether  or  not  advisory,  at least once in every five years.  (c)  As  part  of  an  examination,  the  superintendent  shall review determinations of coverage for  substance  use  disorder  treatment  and shall  ensure  that  such  determinations  are issued in compliance with sections three thousand two hundred sixteen, three thousand two  hundred twenty-one,  four thousand three hundred three, and title one of article forty-nine of this chapter.
NY Ins L § 310 (2021)
2021 New York Laws ISC - Insurance Article 3 - Administrative and Procedural Provisions 310 - Examinations; How Conducted.

§  310.  Examinations; how conducted. (a) (1) Whenever pursuant to any provision of this chapter, the superintendent shall determine to examine the affairs of any insurer or other  person,  he  shall  make  an  order indicating the scope of the examination and may appoint as examiners one or more persons not employed by any insurer or interested in any insurer except  as  a  policyholder.  A  copy of such order shall upon demand be exhibited to the insurer or person whose  affairs  are  to  be  examined before the examination begins.  (2)  Any  examiner  authorized  by  the  superintendent shall be given convenient access at all reasonable hours to the books, records,  files, securities  and  other  documents  of  such  insurer  or  other  person, including those of any affiliated or subsidiary companies thereof, which are relevant to the examination, and  shall  have  power  to  administer oaths  and to examine under oath any officer or agent of such insurer or other person, and any other person having custody  or  control  of  such documents, regarding any matter relevant to the examination.  (3)  The  officers  and  agents  of such insurer or other person shall facilitate such examination and aid such  examiners  in  conducting  the same so far as it is in their power to do so.  (4)  The  refusal  of  any  insurer  to submit to examination shall be ground for revocation or refusal of a license or renewal license.  (5) The examiner or examiners in charge of such examination shall make a true report of every examination made by them,  verified  under  oath, which  shall  comprise  only facts appearing upon the books, records, or other documents of such insurer or other person or as  ascertained  from the  sworn testimony of its officers or agents or other persons examined concerning its affairs, and such conclusions and recommendations as  may reasonably be warranted from such facts.  (b)  In  connection  with  any such examination the superintendent may appoint one or more competent persons as appraisers  with  authority  to appraise  the  real property of such insurer or other person or any real property on which it holds security. The report of such appraisers shall be a supplement to the report of the examiner or  examiners  in  charge, and  shall be subject to notice and hearing as provided in section three hundred eleven of this article.
NY Ins L § 311 (2021)
2021 New York Laws ISC - Insurance Article 3 - Administrative and Procedural Provisions 311 - Filing of Report on Examination.

§  311.  Filing  of  report  on examination. (a) Except as hereinafter provided the superintendent may withhold from public inspection for such time as he deems proper any  report  on  examination  made  pursuant  to section three hundred ten of this article.  (b)  (1)  Before  adopting  any  such  report and filing it for public inspection, the superintendent shall notify the insurer or other  person examined of its contents and shall afford such insurer or other person a reasonable opportunity to obtain further details and to demand a hearing with   reference   to  facts,  conclusions  or  recommendations  therein contained.  (2) If a hearing is requested within ten days after the giving of such notice, the superintendent shall give notice and a hearing in accordance with the provisions of this article. Such hearing shall be  held  before the superintendent or a deputy superintendent.  (c)  The  report  on  examination, with modifications thereof, if any, shall be accepted by the superintendent and filed for public  inspection within  six months after final hearing thereon and if he deems it in the public interest to do so, he may publish any such report or any  excerpt therefrom or summary thereof, in one or more newspapers in the state.  (d)  In any action or proceeding in the name of the people against the insurer or other person examined, or any officer or agent thereof,  such report,   if   adopted  by  the  superintendent  and  filed  for  public inspection, shall be admissible in evidence  and  shall  be  presumptive evidence of the facts stated therein.  (e)  Nothing  herein  contained shall preclude the superintendent from instituting any proceeding under article seventy-four of this chapter at any time or from using  as  proof  in  such  proceeding  any  report  on examination or part thereof, whether or not such report has been adopted and filed.
NY Ins L § 312 (2021)
2021 New York Laws ISC - Insurance Article 3 - Administrative and Procedural Provisions 312 - Report on Examination to Be Forwarded.

§  312.  Report on examination to be forwarded. (a) The superintendent shall forward to every insurer or other person examined a  copy  of  the report  on examination as filed for public inspection, together with any recommendations or statements relating thereto which he may deem proper.  (b)  A copy of the report shall be furnished by such insurer or  other person  to  each  member  of its board of directors and each such member shall sign a statement which shall be retained in  the  insurer's  files confirming  that  such  member  has  received and read such report.  The superintendent may require that a copy  of  the  report  shall  also  be furnished  by such insurer to the supervising insurance official of each state in the United States in which such insurer is authorized to do  an insurance business.