reglab/housing_qa huggingface dataset:
NV Rev Stat § 97B.150 (2021)
2021 Nevada Revised Statutes|Chapter 97B - Consumer Protection From Predatory Interest|NRS 97B.150 - Award of interest; prohibition against compounding interest; limitation on prejudgment interest; limitation on postjudgment interest.

If the plaintiff is the prevailing party in any action to collect a consumer debt:  1. And a rate of interest is stated in the consumer form contract, interest may be awarded by the court only as set forth in this section.  2. Interest under the consumer form contract, prejudgment interest and postjudgment interest awarded by the court must not be compounded.  3. Any prejudgment interest the court awards the plaintiff must be limited to the lesser of:  (a) The accrued interest at the rate stated in the consumer form contract to the day the action to collect the debt is filed; or  (b) One hundred eighty days of interest at the rate stated in the consumer form contract.  4. Any postjudgment interest the court awards the plaintiff must be limited to the lesser of:  (a) The rate of interest in the consumer form contract; or  (b) A rate equal to the prime rate at the largest bank in Nevada as ascertained by the Commissioner of Financial Institutions on January 1 or July 1, as the case may be, immediately preceding the date of judgment, plus 2 percent. The rate must remain fixed at that rate until the judgment is satisfied.  (Added to NRS by 2019, 2310)
NV Rev Stat § 97B.160 (2021)
2021 Nevada Revised Statutes|Chapter 97B - Consumer Protection From Predatory Interest|NRS 97B.160 - Award of attorney’s fees when plaintiff is prevailing party in action to collect consumer debt.

  1. If the plaintiff is the prevailing party in any action to collect a consumer debt, the plaintiff is entitled to collect attorney’s fees only if the consumer form contract or other document evidencing the indebtedness sets forth an obligation of the consumer to pay such attorney’s fees and subject to the following conditions:  (a) If a consumer form contract or other document evidencing indebtedness provides for attorney’s fees in some specific percentage, such provision and obligation is valid and enforceable for an amount not to exceed 15 percent of the amount of the debt, excluding attorney’s fees and collection costs.   (b) If a consumer form contract or other document evidencing indebtedness provides for the payment of reasonable attorney’s fees by the debtor, without specifying any specific percentage, such provision must be construed to mean the lesser of 15 percent of the amount of the debt, excluding attorney’s fees and collection costs, or the amount of attorney’s fees calculated by a reasonable rate for such cases multiplied by the amount of time reasonably expended to obtain the judgment.  2. The documentation setting forth a party’s obligation to pay attorney’s fees must be provided to the court before a court may enforce those provisions.  (Added to NRS by 2019, 2310)
NV Rev Stat § 97B.170 (2021)
2021 Nevada Revised Statutes|Chapter 97B - Consumer Protection From Predatory Interest|NRS 97B.170 - Award of attorney’s fees when debtor is prevailing party in action to collect consumer debt.

If the debtor is the prevailing party in any action to collect a consumer debt, the debtor is entitled to an award of reasonable attorney’s fees. The amount of the debt that the creditor sought may not be a factor in determining the reasonableness of the award.  (Added to NRS by 2019, 2311)
NV Rev Stat § 99.010 (2021)
2021 Nevada Revised Statutes|Chapter 99 - Money of Account and Interest; Legal Investments|NRS 99.010 - Dollar, cent and mill to be money of account.

The money of account of this state shall be the dollar, cent and mill. All the accounts in the public offices, other public accounts, and all proceedings in courts, shall be kept and had in conformity with this section.  [1:34:1861; B § 29; BH § 4900; C § 2742; RL § 2497; NCL § 4320]
NV Rev Stat § 99.020 (2021)
2021 Nevada Revised Statutes|Chapter 99 - Money of Account and Interest; Legal Investments|NRS 99.020 - Suits on accounts, notes or bonds expressed in other money of account: Reduction to dollars or parts of dollars.

Nothing contained in NRS 99.010 shall vitiate or affect any account, charge or entry originally made, or any note, bond or other instrument, expressed in any other money of account, but the same shall be reduced to dollars, or parts of dollars, as directed in NRS 99.010, in any suit thereupon.  [2:34:1861; B § 30; BH § 4901; C § 2743; RL § 2498; NCL § 4321]
NV Rev Stat § 99.030 (2021)
2021 Nevada Revised Statutes|Chapter 99 - Money of Account and Interest; Legal Investments|NRS 99.030 - Obligations, judgments or executions payable in legal money.

After February 15, 1893, all official bonds and undertakings, and all obligations of debt, judgments or executions stated in terms of dollars and to be paid in money shall be payable in legal money authorized by the Congress of the United States.  [1:16:1893; A 1895, 13; C § 2738; RL § 2501; NCL § 4324]
NV Rev Stat § 99.040 (2021)
2021 Nevada Revised Statutes|Chapter 99 - Money of Account and Interest; Legal Investments|NRS 99.040 - Interest rate when not fixed by express contract for certain types of transactions.

  1. When there is no express contract in writing fixing a different rate of interest, interest must be allowed at a rate equal to the prime rate at the largest bank in Nevada, as ascertained by the Commissioner of Financial Institutions, on January 1 or July 1, as the case may be, immediately preceding the date of the transaction, plus 2 percent, upon all money from the time it becomes due, in the following cases:  (a) Upon contracts, express or implied, other than book accounts.  (b) Upon the settlement of book or store accounts from the day on which the balance is ascertained.  (c) Upon money received to the use and benefit of another and detained without his or her consent.  (d) Upon wages or salary, if it is unpaid when due, after demand therefor has been made.  The rate must be adjusted accordingly on each January 1 and July 1 thereafter until the judgment is satisfied.  2. The provisions of this section do not apply to money owed pursuant to chapter 624 of NRS which is governed by the provisions of NRS 624.630.  3. As used in this section, "book account" means a detailed statement which:  (a) Constitutes the principal record of one or more transactions between a debtor and a creditor arising out of a contract or some fiduciary relationship;  (b) Shows the debits and credits in connection with that contract or fiduciary relationship and shows against whom and in favor of whom entries are made;  (c) Is entered in the regular course of business as conducted by such creditor or fiduciary; and  (d) Is kept in a reasonably permanent form and manner:  (1) In a bound book;  (2) On a sheet or sheets fastened in a book or to backing but detachable therefrom;  (3) On a card or cards of a permanent character; or  (4) In any other reasonably permanent form and manner.  [4:34:1861; A 1887, 82; 1917, 351; 1919 RL § 2499; NCL § 4322] — (NRS A 1979, 830; 1981, 1859; 1983, 426; 1987, 558, 940; 2001, 1625; 2005, 1735, 1856)
NV Rev Stat § 99.055 (2021)
2021 Nevada Revised Statutes|Chapter 99 - Money of Account and Interest; Legal Investments|NRS 99.055 - Prepayment of loans.

When any loan is prepaid, the amount of interest earned must be computed by applying the agreed rate to the unpaid balance for each period. Any greater amount of interest which may have been precomputed and included in the balance due must be allowed as a credit on any amount due or refunded. This section does not preclude the imposition of any:  1. Penalty for prepayment; or  2. Single charge for making the loan,  to which the parties agree when the loan is made.  (Added to NRS by 1983, 976)
NV Rev Stat § 99.060 (2021)
2021 Nevada Revised Statutes|Chapter 99 - Money of Account and Interest; Legal Investments|NRS 99.060 - Definitions relating to public securities.

  1. As applied to bonds or other securities issued by this state or any political subdivision or municipal or public corporation of this state, "effective interest rate" means the interest rate based on the actual price paid to the public entity, calculated to maturity of the obligation according to standard tables of bond values.  2. When used in a limitation of the rate of interest upon such bonds or other securities, the "Index of Twenty Bonds" and the "Index of Revenue Bonds" refer to these indexes for municipal bonds as most recently published in the daily or weekly version of The Bond Buyer, at One State Street Plaza in New York City.  (Added to NRS by 1969, 1285; A 1983, 570; 1985, 1077; 1989, 587)
NV Rev Stat § 99.065 (2021)
2021 Nevada Revised Statutes|Chapter 99 - Money of Account and Interest; Legal Investments|NRS 99.065 - Public securities: Compound interest authorized; repayment.

  1. Bonds or other securities issued by this state or any of its political subdivisions may provide for the payment of compound interest. The amount of the compound interest must be treated as interest and not as an addition to the principal of the bond or other security.  2. If interest is compounded on some or all of an issue of securities, repayment of the securities:  (a) Must commence no later than the 15th year after issue; and  (b) If in installments, must be made no less often than annually.  (Added to NRS by 1985, 1076; A 1989, 147; 2011, 3327)
NV Rev Stat § 99.067 (2021)
2021 Nevada Revised Statutes|Chapter 99 - Money of Account and Interest; Legal Investments|NRS 99.067 - Public securities: Interest rate for securities issued on or before June 30, 2011.

Notwithstanding any provision of law to the contrary, in calculating the rate of interest on any bonds or other securities that are issued by this State or any political subdivision or municipal or public corporation of this State on or before June 30, 2011, for the purposes of any limitations on the rate of interest provided by specific statute, and for the purposes of all other statutory requirements or calculations based on the rate or amount of interest on such bonds or securities, any credit expected to be paid to or for the benefit of the issuer of the bonds or other securities under 26 U.S.C. § 6431, as amended, must be treated as a reduction in the amount of interest paid, as of the date or dates on which the credit is expected to be received. Such amount must be used to pay the interest on the bonds or other securities for which it is received or to reimburse the issuer of the bonds or other securities for that payment. If a credit that is expected to be paid under 26 U.S.C. § 6431, as amended, is not paid, the issuer of the bonds or other securities may pay the interest that is expected to be paid from the sources pledged or otherwise available to pay the principal of and interest on the bonds or other securities.  (Added to NRS by 2009, 2656)
NV Rev Stat § 99.070 (2021)
2021 Nevada Revised Statutes|Chapter 99 - Money of Account and Interest; Legal Investments|NRS 99.070 - Obligations of United States Postal Service and Federal National Mortgage Association.

Notwithstanding any other provision of law, obligations issued by the United States Postal Service or the Federal National Mortgage Association, whether or not the payment of principal and interest thereon is guaranteed by the Government of the United States, may be purchased by:  1. Insurance companies, insurance associations and all other persons carrying on an insurance business;  2. Executors, administrators, guardians, committees, conservators, liquidators, rehabilitators, receivers, trust companies and trustees, and all other persons occupying a similar fiduciary position;  3. Banks, bankers and savings banks;  4. Savings and loan associations, investment companies and other financial institutions;  5. Credit unions, cemetery associations, mutual benevolent and benefit associations;  6. The State and any municipality, county, school district or other local government unit or political subdivision;  7. All other public officers, boards, commissions, bodies and agencies of the State and its political subdivisions and agencies; and  8. Any other natural person, firm, group, corporation, association, institution and fund.  (Added to NRS by 1971, 267; A 1985, 355)
NV Rev Stat § 100.010 (2021)
2021 Nevada Revised Statutes|Chapter 100 - Special Relations of Debtor and Creditor; Suretyship|NRS 100.010 - Assignment for creditors.

  1. Subject to the provisions of subsection 2, in all assignments of property, whether real or personal, which shall hereafter be made by any person or chartered company or corporation, or by any person or persons, owning or leasing real or personal property, to trustees or assignees on account of inability at the time of the assignment to pay his, her or their debts, the wages of the miners, mechanics, salespersons, servants, clerks or laborers, employed by such person or persons, chartered company or corporation shall be held and deemed preferred claims, and paid by such trustees or assignees before any other creditor or creditors of the assignor, including the State as a creditor for amounts due under the provisions of chapter 372 of NRS.  2. The claims of each miner, mechanic, salesperson, servant, clerk or laborer thus preferred, shall not exceed in value $600, and the services shall have been rendered or labor performed within 90 days next preceding the assignment.  [1911 CPA § 551; A 1953, 48] — (NRS A 1960, 153)
NV Rev Stat § 100.030 (2021)
2021 Nevada Revised Statutes|Chapter 100 - Special Relations of Debtor and Creditor; Suretyship|NRS 100.030 - NRS 100.010 and 100.020 not to affect prior liens.

Nothing contained in NRS 100.010 and 100.020 shall be construed to affect any homestead claims, mortgage or lien of any description, created and existing before the claim of such laborer accrued.  [Part 1911 CPA § 552; RL § 5494; NCL § 9041]
NV Rev Stat § 100.040 (2021)
2021 Nevada Revised Statutes|Chapter 100 - Special Relations of Debtor and Creditor; Suretyship|NRS 100.040 - Requiring resort to different funds.

Where a creditor is entitled to resort to each of several funds for the satisfaction of his or her claim, and another person has an interest in, or is entitled as a creditor to resort to some, but not all, of them, the latter may require the former to seek satisfaction from those funds to which the latter has no such claim, so far as it can be done without impairing the right of the former to complete satisfaction, and without doing injustice to third persons.  [1:32:1923; NCL § 4080]
NV Rev Stat § 100.050 (2021)
2021 Nevada Revised Statutes|Chapter 100 - Special Relations of Debtor and Creditor; Suretyship|NRS 100.050 - Order of resort to different funds.

Where one has a lien upon several things, and other persons have subordinate liens upon, or interests in, some but not all of the same things, the person having the prior lien, if he or she can do so without risk of loss to himself or herself, or of injustice to other persons, must resort to the property in the following order, on the demand of any party interested:  1. To the things upon which he or she has an exclusive lien;  2. To the things which are subject to the fewest subordinate liens;  3. In like manner inversely to the number of subordinate liens upon the same thing; and  4. When several things are within one of the foregoing classes, and subject to the same number of liens, resort must be had:  (a) To the things which have not been transferred since the prior lien was created;  (b) To the things which have been so transferred without a valuable consideration; and  (c) To the things which have been so transferred for a valuable consideration in the inverse order of the transfer.  [2:32:1923; NCL § 4081]
NV Rev Stat § 100.060 (2021)
2021 Nevada Revised Statutes|Chapter 100 - Special Relations of Debtor and Creditor; Suretyship|NRS 100.060 - Agreements between principals and sureties for joint control of assets.

It is lawful for any party of whom a bond, undertaking or other obligation is required, to agree with the party’s surety or sureties for the deposit of any money and assets for which the party and the party’s surety or sureties are or may be held responsible, with a bank, credit union, savings bank, safe-deposit or trust company, authorized by law to do business as such, or with another depository approved by the court or a judge thereof, if the deposit is otherwise proper, for the safekeeping thereof, and in such manner as to prevent the withdrawal of the money or assets or any part thereof, without the written consent of the surety or sureties, or an order of court or a judge thereof, made on such notice to the surety or sureties as the court or judge may direct; but the agreement does not in any manner release from or change the liability of the principal or sureties as established by the terms of the bond.  [1:236:1949; 1943 NCL § 7633.01] — (NRS A 1999, 1456)
NV Rev Stat § 100.065 (2021)
2021 Nevada Revised Statutes|Chapter 100 - Special Relations of Debtor and Creditor; Suretyship|NRS 100.065 - Deposits authorized in lieu of cash payment or surety bond for protection of State; surety bond must be issued by authorized insurer; exceptions.

  1. Except as otherwise provided in subsections 4 and 5, in lieu of any cash payment or surety bond required as protection for the State of Nevada, the person required to provide the cash payment or surety bond may deposit with the State Treasurer, unless a different custodian is named by specific statute:  (a) Bonds of the United States or of the State of Nevada of an actual market value of not less than the amount of the required cash payment or surety bond;  (b) A letter of credit from a bank, savings bank, credit union or savings and loan association situated in Nevada, which meets the requirements set for that purpose by the State Treasurer; or  (c) A savings certificate, certificate of deposit or investment certificate of a bank, savings bank, credit union or savings and loan association situated in Nevada, which must indicate an account of an amount not less than the amount of the required cash payment or surety bond and, except as otherwise provided by specific statute, that the amount is not available for withdrawal except by direct order of the State Treasurer.  2. Whenever a savings certificate, certificate of deposit or investment certificate is deposited as provided in this section, interest earned on the certificate accrues to the account of the depositor.  3. If a surety bond is provided as protection for the State of Nevada, the bond must be issued by an insurer who is authorized or otherwise allowed under title 57 of NRS to issue such a bond pursuant to title 57 of NRS.  4. The Department of Motor Vehicles shall not accept bonds of the United States or of the State of Nevada in lieu of any cash payment or surety bond required to be deposited with the Department of Motor Vehicles as protection for the State of Nevada.  5. The Department of Taxation shall not accept bonds, savings certificates, certificates of deposit or investment certificates in lieu of the surety bond required to be deposited with the Department of Taxation pursuant to NRS 370.589.  (Added to NRS by 1967, 853; A 1989, 1072; 1993, 2403; 1999, 1456; 2019, 67, 641)
NV Rev Stat § 100.075 (2021)
2021 Nevada Revised Statutes|Chapter 100 - Special Relations of Debtor and Creditor; Suretyship|NRS 100.075 - Creditor’s rights transferable without consent of debtor.

Any creditor may, without the consent of the debtor, transfer all or any part of his or her rights against the debtor to any third party. The assignee is entitled by virtue of an assignment or transfer to sue in his or her own name as a real party in interest. This section does not preclude a contract between the parties prohibiting the assignment or transfer of the creditor’s rights against the debtor to a third party.  (Added to NRS by 1975, 1343)
NV Rev Stat § 100.085 (2021)
2021 Nevada Revised Statutes|Chapter 100 - Special Relations of Debtor and Creditor; Suretyship|NRS 100.085 - Deposits in names of two or more persons.

  1. When a deposit has been made in the name of the depositor and one or more other persons, and in a form intended to be paid or delivered to any one of them, or the survivor or survivors of them, the deposit is the property of the persons as joint tenants. If an account is intended to be held in joint tenancy, the account or proceeds from the account are owned by the persons named, and may be paid or delivered to any of them during the lifetime of all, or to the survivor or survivors of them after the death of less than all of the tenants, or the last of them to survive, and payment or delivery is a valid and sufficient release and discharge of the depository.  2. The making of a deposit in the form of a joint tenancy vests title to the deposit in the survivor or survivors.  3. When a deposit has been made in the name of the depositor and one or more other persons, and in a form to be paid or delivered to the survivor or survivors of them, but one or more of the other persons is not authorized to withdraw from the deposit during the life of the depositor or depositors, the person or persons so restricted have no present interest in the deposit, but upon the death of the last depositor entitled to withdraw, the deposit is presumed to belong to the survivor or survivors. Unless written notice of a claim against the deposit has been given by a survivor or a third person before payment or delivery, payment or delivery to a survivor is a valid and sufficient release and discharge of the depository.  4. For the purposes of this section, unless a depositor specifically provides otherwise, the use by the depositor of any of the following words or terms in designating the ownership of an account indicates the intent of the depositor that the account be held in joint tenancy:  (a) Joint;  (b) Joint account;  (c) Jointly held;  (d) Joint tenants;  (e) Joint tenancy; or  (f) Joint tenants with right of survivorship.  (Added to NRS by 1977, 805; A 1995, 1054)