reglab/housing_qa huggingface dataset:
WA Rev Code § 62A.9A-342 (2021)
2021 Revised Code of Washington|Title 62A - Uniform Commercial Code|Chapter 62A.9A - Secured Transactions; Sales of Accounts, Contract Rights and Chattel Paper.|62A.9A-342 - Bank's right to refuse to enter into or disclose existence of control agreement.

RCW 62A.9A-342 Bank's right to refuse to enter into or disclose existence of control agreement.This Article does not require a bank to enter into an agreement of the kind described in RCW 62A.9A-104(a)(2), even if its customer so requests or directs. A bank that has entered into such an agreement is not required to confirm the existence of the agreement to another person unless requested to do so by its customer.[2000 c 250 § 9A-342.]
WA Rev Code § 62A.9A-401 (2021)
2021 Revised Code of Washington|Title 62A - Uniform Commercial Code|Chapter 62A.9A - Secured Transactions; Sales of Accounts, Contract Rights and Chattel Paper.|62A.9A-401 - Alienability of debtor's rights.

RCW 62A.9A-401 Alienability of debtor's rights.(a) Other law governs alienability; exceptions. Except as otherwise provided in subsection (b) of this section and RCW 62A.9A-406, 62A.9A-407, 62A.9A-408, and 62A.9A-409, whether a debtor's rights in collateral may be voluntarily or involuntarily transferred is governed by law other than this Article.(b) Agreement does not prevent transfer. An agreement between the debtor and secured party which prohibits a transfer of the debtor's rights in collateral or makes the transfer a default does not prevent the transfer from taking effect.[2000 c 250 § 9A-401.]
WA Rev Code § 62A.9A-402 (2021)
2021 Revised Code of Washington|Title 62A - Uniform Commercial Code|Chapter 62A.9A - Secured Transactions; Sales of Accounts, Contract Rights and Chattel Paper.|62A.9A-402 - Secured party not obligated on contract of debtor or in tort.

RCW 62A.9A-402 Secured party not obligated on contract of debtor or in tort.The existence of a security interest, agricultural lien, or authority given to a debtor to dispose of or use collateral, without more, does not subject a secured party to liability in contract or tort for the debtor's acts or omissions.[2000 c 250 § 9A-402.]
WA Rev Code § 62A.9A-403 (2021)
2021 Revised Code of Washington|Title 62A - Uniform Commercial Code|Chapter 62A.9A - Secured Transactions; Sales of Accounts, Contract Rights and Chattel Paper.|62A.9A-403 - Agreement not to assert defenses against assignee.

RCW 62A.9A-403 Agreement not to assert defenses against assignee.(a) "Value." In this section, "value" has the meaning provided in RCW 62A.3-303(a).(b) Agreement not to assert claim or defense. Except as otherwise provided in this section, an agreement between an account debtor and an assignor not to assert against an assignee any claim or defense that the account debtor may have against the assignor is enforceable by an assignee that takes an assignment:(1) For value;(2) In good faith;(3) Without notice of a claim of a property or possessory right to the property assigned; and(4) Without notice of a defense or claim in recoupment of the type that may be asserted against a person entitled to enforce a negotiable instrument under RCW 62A.3-305(a).(c) When subsection (b) of this section not applicable. Subsection (b) of this section does not apply to defenses of a type that may be asserted against a holder in due course of a negotiable instrument under RCW 62A.3-305(b).(d) Omission of required statement in consumer transaction. In a consumer transaction, if a record evidences the account debtor's obligation, law other than this Article requires that the record include a statement to the effect that the rights of an assignee are subject to claims or defenses that the account debtor could assert against the original obligee, and the record does not include such a statement:(1) The record has the same effect as if the record included such a statement; and(2) The account debtor may assert against an assignee those claims and defenses that would have been available if the record included such a statement.(e) Rule for individual under other law. This section is subject to law other than this Article which establishes a different rule for an account debtor who is an individual and who incurred the obligation primarily for personal, family, or household purposes.(f) Other law not displaced. Except as otherwise provided in subsection (d) of this section, this section does not displace law other than this Article which gives effect to an agreement by an account debtor not to assert a claim or defense against an assignee.[2000 c 250 § 9A-403.]
WA Rev Code § 62A.9A-404 (2021)
2021 Revised Code of Washington|Title 62A - Uniform Commercial Code|Chapter 62A.9A - Secured Transactions; Sales of Accounts, Contract Rights and Chattel Paper.|62A.9A-404 - Rights acquired by assignee; claims and defenses against assignee.

RCW 62A.9A-404 Rights acquired by assignee; claims and defenses against assignee.(a) Assignee's rights subject to terms, claims, and defenses; exceptions. Unless an account debtor has made an enforceable agreement not to assert defenses or claims, and subject to subsections (b) through (e) of this section, the rights of an assignee are subject to:(1) All terms of the agreement between the account debtor and assignor and any defense or claim in recoupment arising from the transaction that gave rise to the contract; and(2) Any other defense or claim of the account debtor against the assignor which accrues before the account debtor receives a notification of the assignment authenticated by the assignor or the assignee.(b) Account debtor's claim reduces amount owed to assignee. Subject to subsection (c) of this section, and except as otherwise provided in subsection (d) of this section, the claim of an account debtor against an assignor may be asserted against an assignee under subsection (a) of this section only to reduce the amount the account debtor owes.(c) Rule for individual under other law. This section is subject to law other than this Article which establishes a different rule for an account debtor who is an individual and who incurred the obligation primarily for personal, family, or household purposes.(d) Omission of required statement in consumer transaction. In a consumer transaction, if a record evidences the account debtor's obligation, law other than this Article requires that the record include a statement to the effect that the account debtor's recovery against an assignee with respect to claims and defenses against the assignor may not exceed amounts paid by the account debtor under the record, and the record does not include such a statement, the extent to which a claim of an account debtor against the assignor may be asserted against an assignee is determined as if the record included such a statement.(e) Inapplicability to health-care-insurance receivable. This section does not apply to an assignment of a health-care-insurance receivable.[2000 c 250 § 9A-404.]
WA Rev Code § 62A.9A-405 (2021)
2021 Revised Code of Washington|Title 62A - Uniform Commercial Code|Chapter 62A.9A - Secured Transactions; Sales of Accounts, Contract Rights and Chattel Paper.|62A.9A-405 - Modification of assigned contract.

RCW 62A.9A-405 Modification of assigned contract.(a) Effect of modification on assignee. A modification of or substitution for an assigned contract is effective against an assignee if made in good faith. The assignee acquires corresponding rights under the modified or substituted contract. The assignment may provide that the modification or substitution is a breach of contract by the assignor. This subsection is subject to subsections (b) through (d) of this section.(b) Applicability of subsection (a) of this section. Subsection (a) of this section applies to the extent that:(1) The right to payment or a part thereof under an assigned contract has not been fully earned by performance; or(2) The right to payment or a part thereof has been fully earned by performance and the account debtor has not received notification of the assignment under RCW 62A.9A-406(a).(c) Rule for individual under other law. This section is subject to law other than this Article which establishes a different rule for an account debtor who is an individual and who incurred the obligation primarily for personal, family, or household purposes.(d) Inapplicability to health-care-insurance receivable. This section does not apply to an assignment of a health-care-insurance receivable.[ 2011 c 74 § 716; 2000 c 250 § 9A-405.]NOTES:Application—Effective date—2011 c 74: See notes following RCW 62A.9A-102.
WA Rev Code § 62A.9A-407 (2021)
2021 Revised Code of Washington|Title 62A - Uniform Commercial Code|Chapter 62A.9A - Secured Transactions; Sales of Accounts, Contract Rights and Chattel Paper.|62A.9A-407 - Restrictions on creation or enforcement of security interest in leasehold interest or in lessor's residual interest.

RCW 62A.9A-407 Restrictions on creation or enforcement of security interest in leasehold interest or in lessor's residual interest.(a) Term restricting assignment generally ineffective. Except as otherwise provided in subsection (b) of this section, a term in a lease agreement is ineffective to the extent that it:(1) Prohibits, restricts, or requires the consent of a party to the lease to the assignment or transfer of, or the creation, attachment, perfection, or enforcement of a security interest in, an interest of a party under the lease contract or in the lessor's residual interest in the goods; or(2) Provides that the assignment or transfer or the creation, attachment, perfection, or enforcement of the security interest may give rise to a default, breach, right of recoupment, claim, defense, termination, right of termination, or remedy under the lease.(b) Effectiveness of certain terms. Except as otherwise provided in RCW 62A.2A-303(7), a term described in subsection (a)(2) of this section is effective to the extent that there is:(1) A transfer by the lessee of the lessee's right of possession or use of the goods in violation of the term; or(2) A delegation of a material performance of either party to the lease contract in violation of the term.(c) Security interest not material impairment. The creation, attachment, perfection, or enforcement of a security interest in the lessor's interest under the lease contract or the lessor's residual interest in the goods is not a transfer that materially impairs the lessee's prospect of obtaining return performance or materially changes the duty of or materially increases the burden or risk imposed on the lessee within the purview of RCW 62A.2A-303(4) unless, and then only to the extent that, enforcement actually results in a delegation of material performance of the lessor.[ 2001 c 32 § 35; 2000 c 250 § 9A-407.]NOTES:Effective date—2001 c 32: See note following RCW 62A.9A-102.
WA Rev Code § 62A.9A-409 (2021)
2021 Revised Code of Washington|Title 62A - Uniform Commercial Code|Chapter 62A.9A - Secured Transactions; Sales of Accounts, Contract Rights and Chattel Paper.|62A.9A-409 - Restrictions on assignment of letter-of-credit rights ineffective.

RCW 62A.9A-409 Restrictions on assignment of letter-of-credit rights ineffective.(a) Term or law restricting assignment generally ineffective. A term in a letter of credit or a rule of law, statute, regulation, custom, or practice applicable to the letter of credit which prohibits, restricts, or requires the consent of an applicant, issuer, or nominated person to a beneficiary's assignment of or creation of a security interest in a letter-of-credit right is ineffective to the extent that the term or rule of law, statute, regulation, custom, or practice:(1) Would impair the creation, attachment, or perfection of a security interest in the letter-of-credit right; or(2) Provides that the assignment or the creation, attachment, or perfection of the security interest may give rise to a default, breach, right of recoupment, claim, defense, termination, right of termination, or remedy under the letter-of-credit right.(b) Limitation on ineffectiveness under subsection (a) of this section. To the extent that a term in a letter of credit is ineffective under subsection (a) of this section but would be effective under law other than this Article or a custom or practice applicable to the letter of credit, to the transfer of a right to draw or otherwise demand performance under the letter of credit, or to the assignment of a right to proceeds of the letter of credit, the creation, attachment, or perfection of a security interest in the letter-of-credit right:(1) Is not enforceable against the applicant, issuer, nominated person, or transferee beneficiary;(2) Imposes no duties or obligations on the applicant, issuer, nominated person, or transferee beneficiary; and(3) Does not require the applicant, issuer, nominated person, or transferee beneficiary to recognize the security interest, pay or render performance to the secured party, or accept payment or other performance from the secured party.[2000 c 250 § 9A-409.]
WA Rev Code § 62A.9A-501 (2021)
2021 Revised Code of Washington|Title 62A - Uniform Commercial Code|Chapter 62A.9A - Secured Transactions; Sales of Accounts, Contract Rights and Chattel Paper.|62A.9A-501 - Filing office.

RCW 62A.9A-501 Filing office.(a) Filing offices. Except as otherwise provided in subsection (b) of this section, if the local law of this state governs perfection of a security interest or agricultural lien, the office in which to file a financing statement to perfect the security interest or agricultural lien is:(1) The office designated for the filing or recording of a record of a mortgage on the related real property, if:(A) The collateral is as-extracted collateral or timber to be cut; or(B) The financing statement is filed as a fixture filing and the collateral is goods that are or are to become fixtures; or(2) The department of licensing, in all other cases, including a case in which the collateral is goods that are or are to become fixtures and the financing statement is not filed as a fixture filing.(b) Filing office for transmitting utilities. The office in which to file a financing statement to perfect a security interest in collateral, including fixtures, of a transmitting utility is the department of licensing. The financing statement also constitutes a fixture filing as to the collateral indicated in the financing statement which is or is to become fixtures.[2000 c 250 § 9A-501.]
WA Rev Code § 62A.9A-502 (2021)
2021 Revised Code of Washington|Title 62A - Uniform Commercial Code|Chapter 62A.9A - Secured Transactions; Sales of Accounts, Contract Rights and Chattel Paper.|62A.9A-502 - Contents of financing statement; record of mortgage as financing statement; time of filing financing statement.

RCW 62A.9A-502 Contents of financing statement; record of mortgage as financing statement; time of filing financing statement.(a) Sufficiency of financing statement. Subject to subsection (b) of this section, a financing statement is sufficient only if it:(1) Provides the name of the debtor;(2) Provides the name of the secured party or a representative of the secured party; and(3) Indicates the collateral covered by the financing statement.(b) Real-property-related financing statements. Except as otherwise provided in RCW 62A.9A-501(b), to be sufficient, a financing statement that covers as-extracted collateral or timber to be cut, or which is filed as a fixture filing and covers goods that are or are to become fixtures, must satisfy subsection (a) of this section and also:(1) Indicate that it covers this type of collateral;(2) Indicate that it is to be filed for record in the real property records;(3) Provide a description of the real property to which the collateral is related sufficient to give constructive notice of a mortgage under the law of this state if the description were contained in a record of the mortgage of the real property; and(4) If the debtor does not have an interest of record in the real property, provide the name of a record owner.(c) Record of mortgage as financing statement. A record of a mortgage is effective, from the date of recording, as a financing statement filed as a fixture filing or as a financing statement covering as-extracted collateral or timber to be cut only if:(1) The record indicates the goods or accounts that it covers;(2) The goods are or are to become fixtures related to the real property described in the record or the collateral is related to the real property described in the record and is as-extracted collateral or timber to be cut;(3) The record satisfies the requirements for a financing statement in this section, but:(A) The record need not indicate that it is to be filed in the real property records; and(B) The record sufficiently provides the name of a debtor who is an individual if it provides the individual name of the debtor or the surname and first personal name of the debtor, even if the debtor is an individual to whom RCW 62A.9A-503(a)(4) applies; and(4) The record is recorded.(d) Filing before security agreement or attachment. A financing statement may be filed before a security agreement is made or a security interest otherwise attaches.[ 2013 c 118 § 33; 2000 c 250 § 9A-502.]NOTES:Effective date—2013 c 118 §§ 33 and 34: "Sections 33 and 34 of this act are necessary for the immediate preservation of the public peace, health, or safety, or support of the state government and its existing public institutions, and take effect July 1, 2013." [ 2013 c 118 § 36.]
WA Rev Code § 62A.9A-504 (2021)
2021 Revised Code of Washington|Title 62A - Uniform Commercial Code|Chapter 62A.9A - Secured Transactions; Sales of Accounts, Contract Rights and Chattel Paper.|62A.9A-504 - Indication of collateral.

RCW 62A.9A-504 Indication of collateral.A financing statement sufficiently indicates the collateral that it covers if the financing statement provides:(1) A description of the collateral pursuant to RCW 62A.9A-108; or(2) An indication that the financing statement covers all assets or all personal property.[2000 c 250 § 9A-504.]
WA Rev Code § 62A.9A-505 (2021)
2021 Revised Code of Washington|Title 62A - Uniform Commercial Code|Chapter 62A.9A - Secured Transactions; Sales of Accounts, Contract Rights and Chattel Paper.|62A.9A-505 - Filing and compliance with other statutes and treaties for consignments, leases, other bailments, and other transactions.

RCW 62A.9A-505 Filing and compliance with other statutes and treaties for consignments, leases, other bailments, and other transactions.(a) Use of terms other than "debtor" and "secured party." A consignor, lessor, or other bailor of goods, a licensor, or a buyer of a payment intangible or promissory note may file a financing statement, or may comply with a statute or treaty described in RCW 62A.9A-311(a), using the terms "consignor," "consignee," "lessor," "lessee," "bailor," "bailee," "licensor," "licensee," "owner," "registered owner," "buyer," "seller," or words of similar import, instead of the terms "secured party" and "debtor."(b) Effect of financing statement under subsection (a) of this section. This part applies to the filing of a financing statement under subsection (a) of this section and, as appropriate, to compliance that is equivalent to filing a financing statement under RCW 62A.9A-311(b), but the filing or compliance is not of itself a factor in determining whether the collateral secures an obligation. If it is determined for another reason that the collateral secures an obligation, a security interest held by the consignor, lessor, bailor, licensor, owner, or buyer which attaches to the collateral is perfected by the filing or compliance.[ 2011 c 74 § 717; 2000 c 250 § 9A-505.]NOTES:Application—Effective date—2011 c 74: See notes following RCW 62A.9A-102.
WA Rev Code § 62A.9A-506 (2021)
2021 Revised Code of Washington|Title 62A - Uniform Commercial Code|Chapter 62A.9A - Secured Transactions; Sales of Accounts, Contract Rights and Chattel Paper.|62A.9A-506 - Effect of errors or omissions.

RCW 62A.9A-506 Effect of errors or omissions.(a) Minor errors and omissions. A financing statement substantially satisfying the requirements of this part is effective, even if it has minor errors or omissions, unless the errors or omissions make the financing statement seriously misleading.(b) Financing statement seriously misleading. Except as otherwise provided in subsection (c) of this section, a financing statement that fails sufficiently to provide the name of the debtor in accordance with RCW 62A.9A-503(a) is seriously misleading.(c) Financing statement not seriously misleading. If a search of the records of the filing office under the debtor's correct name, using the filing office's standard search logic, if any, would disclose a financing statement that fails sufficiently to provide the name of the debtor in accordance with RCW 62A.9A-503(a), the name provided does not make the financing statement seriously misleading.(d) "Debtor's correct name." For purposes of RCW 62A.9A-508(b), the "debtor's correct name" in subsection (c) of this section means the correct name of the new debtor.[ 2011 c 74 § 718; 2000 c 250 § 9A-506.]NOTES:Application—Effective date—2011 c 74: See notes following RCW 62A.9A-102.
WA Rev Code § 62A.9A-507 (2021)
2021 Revised Code of Washington|Title 62A - Uniform Commercial Code|Chapter 62A.9A - Secured Transactions; Sales of Accounts, Contract Rights and Chattel Paper.|62A.9A-507 - Effect of certain events on effectiveness of financing statement.

RCW 62A.9A-507 Effect of certain events on effectiveness of financing statement.(a) Disposition. A filed financing statement remains effective with respect to collateral that is sold, exchanged, leased, licensed, or otherwise disposed of and in which a security interest or agricultural lien continues, even if the secured party knows of or consents to the disposition.(b) Information becoming seriously misleading. Except as otherwise provided in subsection (c) of this section and RCW 62A.9A-508, a financing statement is not rendered ineffective if, after the financing statement is filed, the information provided in the financing statement becomes seriously misleading under RCW 62A.9A-506.(c) Change in debtor's name. If the name that a filed financing statement provides for a debtor becomes insufficient as the name of the debtor under RCW 62A.9A-503(a) so that the financing statement becomes seriously misleading under RCW 62A.9A-506:(1) The financing statement is effective to perfect a security interest in collateral acquired by the debtor before, or within four months after, the filed financing statement becomes seriously misleading; and(2) The financing statement is not effective to perfect a security interest in collateral acquired by the debtor more than four months after the filed financing statement becomes seriously misleading, unless an amendment to the financing statement which renders the financing statement not seriously misleading is filed within four months after the filed financing statement becomes seriously misleading.[ 2011 c 74 § 402; 2000 c 250 § 9A-507.]NOTES:Application—Effective date—2011 c 74: See notes following RCW 62A.9A-102.