reglab/housing_qa huggingface dataset:
CO Code § 10-16-204 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 16 - Health Care Coverage|Part 2 - Sickness and Accident Insurance|§ 10-16-204. Inapplicable or Inconsistent Provisions in Individual Policies of Sickness and Accident Insurance

 If any provision of part 1 of this article or this part 2 is in whole or in part inapplicable to or inconsistent with the coverage provided by a particular form of policy, the insurer, with the approval of the commissioner, shall omit from such policy any inapplicable provision or part of a provision and shall modify any inconsistent provision or part of the provision in such manner as to make the provision as contained in the policy consistent with the coverage provided by the policy.   History. Source: L. 92: Entire article R&RE, p. 1669, § 1, effective July 1.    Editor's note:   This section is similar to former § 10-8-106 as it existed prior to 1992.
CO Code § 10-16-205 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 16 - Health Care Coverage|Part 2 - Sickness and Accident Insurance|§ 10-16-205. Order of Certain Policy Provisions in Individual Policies of Sickness and Accident Insurance

 The provisions which are the subject of sections 10-16-202 and 10-16-203 , or any corresponding provisions which are used in lieu thereof in accordance with such sections, shall be printed in the consecutive order of the provisions in such sections, or, at the option of the insurer, any such provision may appear as a unit in any part of the policy with other provisions to which it may be logically related, but the resulting policy shall not be in whole or in part unintelligible, uncertain, ambiguous, abstruse, or likely to mislead a person to whom the policy is offered, delivered, or issued.   History. Source: L. 92: Entire article R&RE, p. 1669, § 1, effective July 1.    Editor's note:   This section is similar to former § 10-8-107 as it existed prior to 1992.
CO Code § 10-16-206 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 16 - Health Care Coverage|Part 2 - Sickness and Accident Insurance|§ 10-16-206. Third-Party Ownership of Individual Sickness and Accident Insurance Policies

 The word “insured”, as used in part 1 of this article and this part 2, shall not be construed as preventing a person other than the insured with a proper insurable interest from making application for and owning a policy covering the insured or from being entitled under such a policy to any indemnities, benefits, and rights provided therein.   History. Source: L. 92: Entire article R&RE, p. 1670, § 1, effective July 1.    Editor's note:   This section is similar to former § 10-8-108 as it existed prior to 1992.
CO Code § 10-16-207 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 16 - Health Care Coverage|Part 2 - Sickness and Accident Insurance|§ 10-16-207. Requirements of Other Jurisdictions

  Any policy of a foreign or alien insurer, when delivered or issued for delivery to any person in this state, may contain any provision which is not less favorable to the insured or the beneficiary than the provisions of part 1 of this article and this part 2 and which is prescribed or required by the law of the state under which the insurer is organized.    Any policy of a domestic insurer, when issued for delivery in any other state or country, may contain any provision permitted or required by the laws of such other state or country.     History. Source: L. 92: Entire article R&RE, p. 1670, § 1, effective July 1.    Editor's note:   This section is similar to former § 10-8-109 as it existed prior to 1992.
CO Code § 10-16-208 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 16 - Health Care Coverage|Part 2 - Sickness and Accident Insurance|§ 10-16-208. Conforming to Statute

  No policy provision which is not subject to section 10-16-202 or 10-16-203 shall make a policy, or any portion thereof, less favorable in any respect to the insured or the beneficiary than the provisions thereof which are subject to part 1 of this article and this part 2.    A policy delivered or issued for delivery to any person in this state in violation of part 1 of this article or this part 2 shall be held valid but shall be construed as provided in part 1 of this article and this part 2. When any provision in a policy subject to part 1 of this article and this part 2 is in conflict with any provision of part 1 of this article or this part 2, the rights, duties, and obligations of the insurer, the insured, and the beneficiary shall be governed by the provisions of part 1 of this article and this part 2.     History. Source: L. 92: Entire article R&RE, p. 1670, § 1, effective July 1.    Editor's note:   This section is similar to former § 10-8-110 as it existed prior to 1992.
CO Code § 10-16-210 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 16 - Health Care Coverage|Part 2 - Sickness and Accident Insurance|§ 10-16-210. Notice - Waiver

 The acknowledgment by any insurer of the receipt of notice given under any policy covered by part 1 of this article or this part 2, or the furnishing of forms for filing proofs of loss, or the acceptance of such proofs, or the investigation of any claim under such policy shall not operate as a waiver of any of the rights of the insurer in defense of any claim arising under such policy.   History. Source: L. 92: Entire article R&RE, p. 1671, § 1, effective July 1.    Editor's note:   This section is similar to former § 10-8-112 as it existed prior to 1992.
CO Code § 10-16-211 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 16 - Health Care Coverage|Part 2 - Sickness and Accident Insurance|§ 10-16-211. Age Limit

 If any such policy contains a provision establishing, as an age limit or otherwise, a date after which coverage provided by the policy will not be effective, and if such date falls within a period for which a premium is accepted by the insurer or if the insurer accepts a premium after such date, the coverage provided by the policy will continue in force subject to any right of cancellation until the end of the period for which the premium has been accepted. In the event the age of the insured has been misstated and if, according to the correct age of the insured, the coverage provided by the policy would not have become effective or would have ceased prior to the acceptance of such premium, the liability of the insurer shall be limited to the refund, upon request, of all premiums paid for the period not covered by the policy.   History. Source: L. 92: Entire article R&RE, p. 1671, § 1, effective July 1.    Editor's note:   This section is similar to former § 10-8-113 as it existed prior to 1992.
CO Code § 10-16-212 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 16 - Health Care Coverage|Part 2 - Sickness and Accident Insurance|§ 10-16-212. Exemption From Attachment and Execution

 So much of any benefits under all policies of sickness and accident insurance as does not exceed two hundred dollars for each month during any period of disability covered by such policy shall not be liable to attachment, trustee process, or other process, or to be seized, taken, appropriated, or applied by any legal or equitable process or by operation of law, either before or after payment of such benefits, to pay any debt or liabilities of the person insured under such policy. This exemption shall not apply where an action is brought to recover for necessaries contracted for during such period and the writ or complaint contains a statement to that effect. When a policy provides for a lump sum payment because of a dismemberment or other loss insured, such payment shall be exempt from execution by the insured's creditors.   History. Source: L. 92: Entire article R&RE, p. 1672, § 1, effective July 1.    Editor's note:   This section is similar to former § 10-8-114 as it existed prior to 1992.
CO Code § 10-16-213 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 16 - Health Care Coverage|Part 2 - Sickness and Accident Insurance|§ 10-16-213. Industrial Sickness and Accident Insurance

  The term “industrial sickness and accident insurance”, as used in this part 2, means sickness and accident insurance under individual policies for which the premium is payable weekly and includes any such policy which covers sickness only or accident only.    Any insurer authorized to write sickness and accident insurance in this state has the power to issue industrial sickness and accident policies.    No policy of industrial sickness and accident insurance may be delivered or issued for delivery in this state unless it has printed on such policy the words “industrial policy”.      Each such policy shall be subject to the provisions of this part 2; except that no such policy shall be required to contain any of the policy provisions set forth in section 10-16-202 or 10-16-203 and except that no such policy shall contain any provision relative to notice of proof of loss, or the time for paying benefits, or the time within which suit may be brought upon the policy, which in the opinion of the commissioner is less favorable to the insured than would be permitted by said policy provisions. Such policy may contain a provision that, upon proper written request, a named beneficiary shall be designated in or by endorsement on the policy to receive the proceeds thereof on the death of the insured, and there shall be reserved to the insured the power to change the beneficiary at any time by written notice to the insurer at its home office, accompanied by the policy for endorsement of the change on said policy by the insurer. The insurer shall have the right to refuse to designate a beneficiary if evidence satisfactory to the company of such beneficiary's insurable interest in the life of the insured is not furnished on request.    Any such policy may provide in substance that any payment under said policy may be made to the insured or the insured's estate or to any relative by blood or connection by marriage of the insured, or, to the extent of such portion of any payment under the policy as reasonably appears to the insurer to be due to such person or to any other person equitably entitled thereto by reason of having incurred expense occasioned by the maintenance or illness or burial of the insured. If the policy is in force at the death of the insured, the proceeds from said policy shall be payable to the named beneficiary if living, but, upon the expiration of fifteen days after the death of the insured, unless proof of claim in the manner and form required by the policy, accompanied by the policy for surrender, has theretofore been made by such beneficiary, the insurer may pay to any other person permitted by the policy.         History. Source: L. 92: Entire article R&RE, p. 1672, § 1, effective July 1.    Editor's note:   This section is similar to former § 10-8-115 as it existed prior to 1992.
CO Code § 10-16-216 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 16 - Health Care Coverage|Part 2 - Sickness and Accident Insurance|§ 10-16-216. Examinations

  The commissioner may, at any reasonable time, make or cause to be made an examination of every admitted health insurer transacting any insurance to which the provisions of part 1 of this article and this part 2 are applicable to ascertain whether each insurer and every rate used by it for every such class of insurance complies with the requirements and standards of this title applicable thereto. Such examination need not be a part of a periodic general examination participated in by representatives of more than one state.    The officers, managers, agents, and employees of any such insurer may be examined at any time under oath and shall exhibit all books, records, accounts, documents, or agreements governing its method of operation, together with all data, statistics, and information of every kind and character collected or considered by such insurer in the conduct of the operations to which such examination relates.    The commissioner may conduct such examination on the basis of concern for an insurer's solvency or the complaint of a person claiming to be aggrieved or to ascertain compliance by insurers with the requirements of part 1 of this article and this part 2.    Filed reports on examinations conducted pursuant to this section shall be available for public inspection at the division of insurance.     History. Source: L. 92: Entire article R&RE, p. 1679, § 1, effective July 1; entire section amended, p. 1592, § 115, effective July 1.    Editor's note:   This section is similar to former § 10-8-118 as it existed prior to 1992.
CO Code § 10-16-217 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 16 - Health Care Coverage|Part 2 - Sickness and Accident Insurance|§ 10-16-217. Application of Part 1 of This Article and Part 2

  Nothing in part 1 of this article or this part 2 shall apply to or affect any policy of workers' compensation insurance or any policy of liability insurance with or without supplementary expense coverage in said policy; or life insurance, endowment, or annuity contracts, or contracts supplemental to said policy which contain only such provisions relating to sickness and accident insurance as provide additional benefits in case of death by accident, and as operate to safeguard such contracts against lapse, or to give a special surrender value or special benefit or annuity in the event that the insured or annuitant becomes totally and permanently disabled, as defined by the contract or supplemental contract.    With the exception of section (3), the provisions of sections 10-16-201 to 10-16-205 shall not apply to those forms of sickness and accident policies enumerated in sections 10-16-214 and 10-16-215; except that no such policy shall contain any provision relative to notice or proof of loss, or the time for paying benefits, or the time within which suit may be brought upon the policy, which in the opinion of the commissioner is less favorable to the insured than would be permitted by the policy provisions set forth in section 10-16-202 or 10-16-203.        History. Source: L. 92: Entire article R&RE, p. 1680, § 1, effective July 1.    Editor's note:   This section is similar to former § 10-8-119 as it existed prior to 1992.   Cross references:   For provisions pertaining to workers' compensation, see articles 40 to 47 of title 8.
CO Code § 10-16-218 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 16 - Health Care Coverage|Part 2 - Sickness and Accident Insurance|§ 10-16-218. Judicial Review

 Any final action of the commissioner pursuant to part 1 of this article and this part 2 shall be subject to judicial review by the court of appeals pursuant to section 24-4-106 (11) , C.R.S.   History. Source: L. 92: Entire article R&RE, p. 1680, § 1, effective July 1; entire section amended, p. 1596, § 118, effective July 1.    Editor's note:   This section is similar to former § 10-8-120 as it existed prior to 1992.
CO Code § 10-16-219 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 16 - Health Care Coverage|Part 2 - Sickness and Accident Insurance|§ 10-16-219. Benefits for Care in Tax-Supported Institutions - Behavioral Health Disorders - Mental Health Disorders - Intellectual and Developmental Disabilities

  On and after July 1, 1977, an individual or group policy of sickness, health, or accident insurance or small group sickness and accident insurance delivered or issued for delivery to any person in this state that provides coverage for behavioral or mental health disorders or intellectual and developmental disabilities must not exclude or be construed to diminish benefits for the payment of the direct costs, related directly to the treatment of such behavioral or mental health disorders or intellectual and developmental disabilities, provided by a state institution, including community clinics and centers providing services for persons with behavioral or mental health disorders or intellectual and developmental disabilities if the charges for treatment of such behavioral or mental health disorders or intellectual and developmental disabilities are customarily charged to nonindigent patients by the state institution.    Any policy issued on or after July 1, 1977, on a form approved prior to said date, containing any provisions in conflict with the provisions of this section shall be in effect only if there is attached to such policy at the time of issue a rider or endorsement amending such policy to conform to the provisions of this section.     History. Source: L. 92: Entire article R&RE, p. 1680, § 1, effective July 1. L. 2017: (1) amended,(SB 17-242), ch. 263, p. 1266, § 38, effective May 25.    Editor's note:   This section is similar to former § 10-8-123 as it existed prior to 1992.   Cross references:   For the legislative declaration in SB 17-242, see section 1 of chapter 263, Session Laws of Colorado 2017.   ANNOTATION   Applied in Schleiger v. State, 193 Colo. 531 , 568 P.2d 441 (1977).
CO Code § 10-16-220 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 16 - Health Care Coverage|Part 2 - Sickness and Accident Insurance|§ 10-16-220. Minimum Standards for Sickness and Accident Plans

 The commissioner may promulgate regulations prescribing minimum standards applicable to the valuation of sickness and accident plans or products, and in conformance with standards as adopted by the national association of insurance commissioners.   History. Source: L. 92: Entire section added, p. 1498, § 28, effective July 1.    Editor's note:   This section was enacted by section 28 of chapter 203, Session Laws of Colorado 1992, as § 10-8-127 but was renumbered on revision and harmonized with this article since part 1 of article 8 was repealed and the substantive provisions thereof were moved to this article.
CO Code § 10-16-222 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 16 - Health Care Coverage|Part 2 - Sickness and Accident Insurance|§ 10-16-222. Termination of Policies

 A carrier shall not retroactively terminate a policy issued pursuant to this part 2 except for fraud or intentional misrepresentation. For any termination other than for fraud or intentional misrepresentation, the carrier shall provide notice thirty days in advance of the cancellation of the policy.   History. Source: L. 2013: Entire section added,(HB 13-1266), ch. 217, p. 980, § 31, effective May 13.
CO Code § 10-16-301 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 16 - Health Care Coverage|Part 3 - Nonprofit Hospital, Medical-Surgical, and Health Service Corporations|§ 10-16-301. Legislative Declaration

  It is the policy of the general assembly, and the intent and purpose of this article, to promote the availability of hospital care, medical-surgical care, and other health services on a voluntary nonprofit prepaid basis, and to thereby promote the health and welfare of the people of the state of Colorado.    It is further the policy of the general assembly to conform the laws of the state of Colorado to section 1012 of the federal “Tax Reform Act of 1986”, as amended, to ensure uniform federal and Colorado income taxation treatment of nonprofit hospitals, medical-surgical, and health service corporations. The general assembly recognizes that health-care coverage may be offered to the citizens of this state by various entities with distinct organizational and functional forms. The placement of this part 3 in this article should in no way be construed so as to alter the distinct organizational and functional character of nonprofit hospital, medical-surgical, and health service corporations or to alter the legal distinctions between such corporations and other health-care coverage entities.     History. Source: L. 92: Entire article R&RE, p. 1681, § 1, effective July 1.    Editor's note:   This section is similar to former § 10-16-102 as it existed prior to 1992.
CO Code § 10-16-302 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 16 - Health Care Coverage|Part 3 - Nonprofit Hospital, Medical-Surgical, and Health Service Corporations|§ 10-16-302. Incorporation and Organization - Exemptions

  Any nonprofit corporation organized under the laws of Colorado for the purpose of establishing, maintaining, and operating a nonprofit plan whereby prepaid hospital care, medical-surgical care, and other health services are made available to persons who become subscribers to the plan under a contract with the corporation, or for the purpose of providing long-term care insurance to persons pursuant to a contract with the corporation is subject to and governed by part 1 of this article 16 and this part 3 and, except as provided in this article 16 and elsewhere in this title 10, is not subject to the laws of this state relating to insurance or insurance companies. The provisions of section 10-3-128; articles 1 and 2 of this title 10; and parts 4, 5, 7, 8, 11, 12, and 16 of article 3 of this title 10, to the extent applicable, govern corporations organized pursuant to this part 3.    The provisions of this part 3 shall not apply to any employer's health plan or services established and maintained solely for its employees and their immediate families, nor to any labor organization's health plan or services established and maintained solely for its members and their immediate families, which plans or services are self-insured, nor to any such health plan or services established, maintained, and insured jointly by any employer and any labor organization.     History. Source: L. 92: Entire article R&RE, p. 1681, § 1, effective July 1; (1) amended, p. 1597, § 118, effective July 1. L. 94: (1) amended, p. 596, § 2, effective April 7; (1) amended, p. 1648, § 90, effective May 31. L. 2001: (1) amended, p. 1050, § 33, effective July 1. L. 2013: (1) amended,(HB 13-1115), ch. 338, p. 1972, § 11, effective March 31, 2015. L. 2016: (1) amended,(SB 16-189), ch. 210, p. 757, § 16, effective June 6. L. 2019: (1) amended,(HB 19-1291), ch. 188, p. 2094, § 4, effective August 2.    Editor's note:    This section is similar to former § 10-16-103 as it existed prior to 1992.    Amendments to subsection (1) by Senate Bill 94-206 and House Bill 94-1275 were harmonized.     ANNOTATION   Annotator's note. Since § 10-16-302 is similar to § 10-16-103 as it existed prior to the 1992 repeal and reenactment of this article, a relevant case construing that provision has been included in the annotations to this section.   Nonapplicability of provisions to state health plan. Subsection (2) exempts the state health plan from the provisions of this article. Parrish v. Rocky Mt. Hosp. and Med. Servs., 754 P.2d 1180 (Colo. App. 1988).
CO Code § 10-16-304 (2021)
2021 Colorado Code|Title 10 - Insurance|Article 16 - Health Care Coverage|Part 3 - Nonprofit Hospital, Medical-Surgical, and Health Service Corporations|§ 10-16-304. Contents of Articles

  In addition to the contents required or permitted by the general corporation laws of this state relating to corporations not for profit, the articles of incorporation of any corporation shall comply with the following:   The name of the corporation shall not include the words “insurance”, “casualty”, “surety”, “mutual”, or any other words descriptive of the insurance, casualty, or surety business. The corporate name of any corporation formed under this article shall not be the same as and shall be distinguishable on the records of the secretary of state from the name of any other corporation authorized to do business in this state; and    The statement of purposes shall be in conformity with the provisions of part 1 of this article and this part 3.       Any such corporation organized prior to July 1, 1967, whose existing articles of incorporation shall not be in substantial conformity with part 1 of this article and this part 3 shall forthwith cause to be adopted and filed, as required in part 1 of this article and in this part 3 such amendments thereto as shall be necessary to effect substantial compliance with part 1 of this article and this part 3.     History. Source: L. 92: Entire article R&RE, p. 1683, § 1, effective July 1. L. 2000: (1)(a) amended, p. 988, § 103, effective July 1.    Editor's note:   This section is similar to former § 10-16-105 as it existed prior to 1992.   Cross references:   For corporation laws relating to corporations not for profit, see article 40 of title 7.