reglab/housing_qa huggingface dataset:
IN Code § 27-1-43.2-9 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43.2. Service Contracts|27-1-43.2-9. "Warranty"

Sec. 9. As used in this chapter, "warranty" means a guarantee that:(1) is made:(A) solely by the manufacturer, importer, or seller of property or services; and(B) without consideration;(2) is not negotiated or separated from the sale of the property or services;(3) is incidental to the sale of the property or services; and(4) the person making the guarantee will indemnify the warranty holder for:(A) defective parts;(B) mechanical or electrical failure;(C) labor; or(D) other remedial measures, including repair or replacement of the property or repetition of services.As added by P.L.129-2014, SEC.10.
IN Code § 27-1-43.2-10 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43.2. Service Contracts|27-1-43.2-10. Service Contract Characterization and Regulation

Sec. 10. (a) A service contract:(1) is not insurance; and(2) except as provided in this chapter, is not regulated under IC 27.(b) The authority of the commissioner under this chapter is in addition to all other authority of the commissioner under this title.As added by P.L.129-2014, SEC.10.
IN Code § 27-1-43.2-11 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43.2. Service Contracts|27-1-43.2-11. Service Contract Requirements

Sec. 11. (a) Except as provided in section 14 of this chapter, a service contract may not be offered, sold, or issued in Indiana unless the provider complies with one (1) of the following subdivisions:(1) All of the following conditions are met:(A) The provider is insured under a service contract reimbursement policy issued by an insurer authorized to do business in Indiana.(B) True and correct copies of the service contract reimbursement policy have been filed with the commissioner.(C) The service contract conspicuously:(i) states that the obligations of the provider to the holder are covered under the service contract reimbursement policy; and(ii) sets forth the name and address of the insurer that issued the service contract reimbursement policy.(2) The provider maintains a funded reserve account for its obligations under each service contract issued by the provider in Indiana and outstanding, subject to the following:(A) The reserves are calculated at not less than forty percent (40%) of the gross consideration received, then minus the amount of claims paid under the service contracts.(B) The service contract conspicuously states that the obligations of the provider under the service contract are backed by the full faith and credit of the provider.A reserve account maintained under subdivision (2) is subject to examination and review by the commissioner under section 15 of this chapter.(b) A filing described in subsection (a)(1)(B) is for informational purposes only and is not subject to approval by the commissioner.As added by P.L.129-2014, SEC.10.
IN Code § 27-1-43.2-12 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43.2. Service Contracts|27-1-43.2-12. Service Contract Form

Sec. 12. A service contract must meet the following requirements:(1) Be legibly typed or printed in understandable language.(2) Include the following disclosures:(A) The name and address of:(i) the provider;(ii) any administrator of the service contract, if different from the provider;(iii) the person selling the service contract; and(iv) if the information has been furnished by the holder, the holder.This information may be added to the service contract at the time of sale and is not required to be preprinted on the service contract.(B) The total purchase price and the terms under which the service contract is sold. This information may be negotiated with the holder and added to the service contract at the time of sale and is not required to be preprinted on the service contract.(C) The existence and amount of any applicable deductible.(D) The products and services to be provided under the service contract, including any conditions, limitations, exceptions, and exclusions.(E) Whether the use of nonoriginal manufacturer parts is allowed.(F) Any applicable restrictions governing the transferability of the service contract.(G) The terms, restrictions, or conditions governing cancellation, by the provider or the holder, of the service contract before the termination or expiration date of the service contract.(H) All obligations and duties of the holder, including any applicable:(i) duty to protect the motor vehicle from additional damage; and(ii) motor vehicle service requirements, as provided in the motor vehicle owner's manual, supplement, or guide.(I) Whether the service contract provides for or excludes consequential damages or preexisting conditions.(3) Conspicuously set forth the following statement or a substantially similar statement:"This service contract is not insurance and is not subject to Indiana insurance law.".(4) If the service provider is insured under a service contract reimbursement policy under section 11(a)(1)(A) of this chapter, conspicuously state that if the provider fails to perform or make payment due under the service contract within sixty (60) days after the holder requests the performance or payment, the holder may request the performance or payment directly from the insurer that issued the provider's service contract reimbursement policy, including any applicable requirement under the service contract that the provider refund any part of the cost of the service contract upon cancellation of the service contract.As added by P.L.129-2014, SEC.10.
IN Code § 27-1-43.2-13 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43.2. Service Contracts|27-1-43.2-13. Service Contract Reimbursement Policy Form

Sec. 13. Except as provided in section 14 of this chapter, a service contract reimbursement policy may not be offered, sold, or issued in Indiana unless the service contract reimbursement policy conspicuously states that the insurer will do either of the following:(1) Pay all sums that the provider is obligated to pay under service contracts issued by the provider and outstanding in Indiana.(2) In the event of the provider's nonperformance under a service contract issued by the provider and outstanding in Indiana, perform or pay for the performance of services that the provider:(A) is obligated to perform under the service contract; and(B) failed to perform.As added by P.L.129-2014, SEC.10.
IN Code § 27-1-43.2-14 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43.2. Service Contracts|27-1-43.2-14. Application of Chapter Provisions

Sec. 14. Sections 11, 12(4), and 13 of this chapter do not apply to a warranty, service contract, or other agreement:(1) that is offered or sold by a motor vehicle dealer in connection with a motor vehicle sold by the motor vehicle dealer; and(2) under which the motor vehicle dealer, motor vehicle manufacturer, or affiliate of the dealer or manufacturer is obligated to perform.As added by P.L.129-2014, SEC.10.
IN Code § 27-1-43.2-15 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43.2. Service Contracts|27-1-43.2-15. Commissioner Authority; Violations

Sec. 15. The commissioner may do the following:(1) Conduct an investigation or examination of a provider, an administrator, an insurer, or another person to enforce this chapter.(2) Take action that is necessary or appropriate to enforce this chapter.(3) If a provider violates this chapter, issue an order to do the following:(A) Require a provider to cease and desist.(B) Prohibit a provider from offering, issuing, or selling a service contract in Indiana.(C) Impose a civil penalty not to exceed ten thousand dollars ($10,000) per violation.As added by P.L.129-2014, SEC.10.
IN Code § 27-1-43.2-16 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43.2. Service Contracts|27-1-43.2-16. Administrative Hearing

Sec. 16. (a) If a person is aggrieved by an order issued under section 15(3) of this chapter, the person may, not more than twenty (20) days after the effective date of the order, request a hearing under IC 4-21.5.(b) If a person requests a hearing under subsection (a) the commissioner shall suspend the effective date of the order pending the outcome of the hearing.(c) In a hearing requested under subsection (a), the burden is on the commissioner to show cause why the order is justified.As added by P.L.129-2014, SEC.10.
IN Code § 27-1-43.2-17 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43.2. Service Contracts|27-1-43.2-17. Court Action

Sec. 17. The commissioner may commence an action in the circuit or superior court of Marion County to do the following:(1) Enjoin an actual or threatened violation of this chapter.(2) Seek restitution on behalf of a person aggrieved by a violation of this chapter.As added by P.L.129-2014, SEC.10.
IN Code § 27-1-43.2-18 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43.2. Service Contracts|27-1-43.2-18. Nonapplicability of Chapter

Sec. 18. This chapter does not apply to the following:(1) A warranty provided under the Magnuson-Moss Warranty Act, 15 U.S.C. 2301 et seq.(2) A contract that is effective for a specified period and under which a person agrees to:(A) provide; or(B) indemnify the contract holder for;regular maintenance.(3) A motor club approved under IC 9-30-2-8.As added by P.L.129-2014, SEC.10.
IN Code § 27-1-43.2-19 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 43.2. Service Contracts|27-1-43.2-19. Rules

Sec. 19. The commissioner may adopt rules under IC 4-22-2 to implement this chapter.As added by P.L.129-2014, SEC.10.
IN Code § 27-1-44-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 44. Electronic Posting of Documents|27-1-44-1. "Property and Casualty Insurance"

Sec. 1. As used in this chapter, "property and casualty insurance" means one (1) or more of the types of insurance described in IC 27-1-5-1, Class 2 and Class 3. The term does not include title insurance (as defined in IC 27-7-3-2).As added by P.L.119-2014, SEC.2. Amended by P.L.146-2015, SEC.29.
IN Code § 27-1-44-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 44. Electronic Posting of Documents|27-1-44-2. Electronic Posting of Policy or Endorsement

Sec. 2. A standard property and casualty insurance policy or endorsement that does not contain personally identifiable information may be:(1) mailed or electronically delivered (as provided in IC 27-1-43) to the insured; or(2) posted on the insurer's Internet web site.As added by P.L.119-2014, SEC.2.
IN Code § 27-1-44-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 44. Electronic Posting of Documents|27-1-44-3. Requirements for Electronic Posting of Policy or Endorsement

Sec. 3. An insurer that elects to post a property and casualty insurance policy or endorsement on the insurer's Internet web site under section 2 of this chapter shall comply with all the following:(1) The policy or endorsement must remain accessible as long as the policy is in force.(2) After the expiration of the policy or endorsement, the insurer shall:(A) archive the expired policy or endorsement for at least five (5) years; and(B) make the expired policy or endorsement available upon request.(3) The policy or endorsement must be posted in a manner that enables the insured to print and save the policy or endorsement using programs or applications that are widely available on the Internet and free of charge.(4) The insurer provides to the insured the following information in, or in addition to, each declaration page provided at issuance and each renewal of the policy or endorsement:(A) A description of the specific policy or endorsement forms purchased by the insured.(B) A method by which the insured may obtain, upon request and without charge, a paper copy of the policy or endorsement.(C) The Internet web site address at which the policy or endorsement is posted.(5) The insurer provides written or electronic notice, in the format preferred by the insured, of the following:(A) Any change to the policy or endorsement form.(B) The insured's right to obtain, upon request and without charge:(i) a paper copy of the change to the policy or endorsement form; and(ii) the Internet web site address at which the policy or endorsement is posted.As added by P.L.119-2014, SEC.2.
IN Code § 27-1-44.5-0.2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 44.5. All Payer Claims Data Base|27-1-44.5-0.2. "Administrator"

Sec. 0.2. As used in this chapter, "administrator" means the entity that contracts with the department to create, operate, and maintain the data base.As added by P.L.195-2021, SEC.1.
IN Code § 27-1-44.5-0.4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 44.5. All Payer Claims Data Base|27-1-44.5-0.4. "Advisory Board"

Sec. 0.4. As used in this chapter, "advisory board" means the all payer claims data base advisory board established under IC 27-1-44.6-5.As added by P.L.195-2021, SEC.2.
IN Code § 27-1-44.5-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 44.5. All Payer Claims Data Base|27-1-44.5-1. "Data Base"

Sec. 1. As used in this chapter, "data base" refers to the all payer claims data base created under this chapter.As added by P.L.50-2020, SEC.6.
IN Code § 27-1-44.5-1.2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 44.5. All Payer Claims Data Base|27-1-44.5-1.2. "Executive Director"

Sec. 1.2. As used in this chapter, "executive director" means the individual who is responsible for overseeing the operations of the data base as an employee of the department.As added by P.L.195-2021, SEC.3.
IN Code § 27-1-44.5-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 44.5. All Payer Claims Data Base|27-1-44.5-2. "Health Payer"

Sec. 2. As used in this chapter, "health payer" includes the following:(1) Medicare.(2) Medicaid or a managed care organization (as defined in IC 12-7-2-126.9) that has contracted with Medicaid to provide services to a Medicaid recipient.(3) An insurer that issues a policy of accident and sickness insurance (as defined in IC 27-8-5-1), except for the following types of coverage:(A) Accident only, credit, dental, vision, Medicare supplement, long term care, or disability income insurance.(B) Coverage issued as a supplement to liability insurance.(C) Automobile medical payment insurance.(D) A specified disease policy.(E) A policy that provides indemnity benefits not based on any expense incurred requirements, including a plan that provides coverage for:(i) hospital confinement, critical illness, or intensive care; or(ii) gaps for deductibles or copayments.(F) Worker's compensation or similar insurance.(G) A student health plan.(H) A supplemental plan that always pays in addition to other coverage.(I) An employer sponsored health benefit plan that is:(i) provided to individuals who are eligible for Medicare; and(ii) not marketed as, or held out to be, a Medicare supplement policy.(4) A health maintenance organization (as defined in IC 27-13-1-19).(5) A pharmacy benefit manager (as defined in IC 27-1-24.5-12).(6) An administrator (as defined in IC 27-1-25-1).(7) Any other person identified by the commissioner for participation in the data base described in this chapter.As added by P.L.50-2020, SEC.6. Amended by P.L.32-2021, SEC.84; P.L.195-2021, SEC.4.
IN Code § 27-1-44.5-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 44.5. All Payer Claims Data Base|27-1-44.5-3. Issue of Request for Information by Department; Requirements; Deadline

Sec. 3. (a) Before July 1, 2020, the department shall issue a request for information in compliance with IC 5-23-4.5 concerning the creation, operation, and maintenance of a data base.(b) The request for information must include the following questions:(1) How the person would collect all relevant claims data for the data base from a health payer in a manner that would minimize technical barriers for a health payer to submit a claim.(2) How the person would promote and encourage self-funded plans to voluntarily submit claims data for inclusion in the data base.(3) What funding sources the person would seek to offset costs to implement and maintain the data base.(4) How the person would make data from the data base available, including what sufficient fee would need to be assessed, to researchers, companies, and other interested parties in analyzing the data.(5) How the person would ensure the following:(A) That data is submitted and released in a machine readable format.(B) That the data from the data base is used in an ethical manner.(C) That the data is not personally identifiable and is properly secured and maintained, and that the person complies with federal and state health care privacy laws.(6) How the person would establish a public web portal for individuals to quickly and easily compare prices for the full spectrum of medical billing codes as well as check quality ratings of providers.(7) What threshold should be set for health payers to submit data for the data base.(8) How the person would work with other states and relevant stakeholders to either:(A) use a data language that is already available; or(B) facilitate the establishment of a common data language to be used by states for the data.(9) Whether any changes to state law would increase the functionality and effectiveness of the data base and recommendations of the statutes and necessary changes.(10) Any other questions the department determines are relevant to the implementation of a robust and transparent data base.(c) The department shall set the deadline for submissions of the request for information under this section that may be not later than November 30, 2020.As added by P.L.50-2020, SEC.6.
IN Code § 27-1-44.5-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 44.5. All Payer Claims Data Base|27-1-44.5-4. Request to Create, Operate, and Maintain Data Base; Requirements; Publication of Decision; Contract; Ensure Compliance of Privacy Laws

Sec. 4. (a) After December 31, 2021, the department shall issue a request for an entity that is not a state agency or political subdivision to create, operate, and maintain the data base under this chapter. In addition to the requirements of IC 5-22-9, the request for proposals must include the considerations contained in the request for information under section 3 of this chapter.(b) The request for proposals must state that the data base's purpose is to facilitate the following:(1) Identifying health care needs and informing health care policy.(2) Comparing costs between various treatment settings and approaches.(3) Providing information to consumers and purchasers of health care.(4) Improving the quality and affordability of patient health care and health care coverage.(c) The department shall publish the department's decision concerning the submissions not later than April 1, 2022, on the department's Internet web site.(d) If the department accepts a submission for the request for proposals, the department shall enter into a contract with the person to act as administrator of the data base and develop the data base.(e) The administrator shall ensure that the data base is secure and compliant with the federal Health Insurance Portability and Accountability Act (HIPAA).As added by P.L.50-2020, SEC.6. Amended by P.L.195-2021, SEC.5.
IN Code § 27-1-44.5-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 44.5. All Payer Claims Data Base|27-1-44.5-5. Submission of Required Data by Health Payers and State; Opt in by Employer

Sec. 5. (a) A health payer shall begin submitting the required data in a format specified by the administrator of the data base not later than three (3) months from the first day the department declares the data base to be fully operational.(b) An employer may opt-in to share claims data with the data base.(c) The state, the Indiana Medicaid state plan, and Medicaid managed care entities must submit data for the data base.As added by P.L.50-2020, SEC.6. Amended by P.L.195-2021, SEC.6.
IN Code § 27-1-44.5-7 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 44.5. All Payer Claims Data Base|27-1-44.5-7. Duties of Administrator

Sec. 7. The administrator, with input from the executive director and the advisory board:(1) shall ensure the security of the data;(2) shall protect the privacy of the data in compliance with state and federal law;(3) shall incorporate and utilize publicly available data other than administrative claims data if necessary to measure and analyze a significant health care quality, safety, or cost issue that cannot be adequately measured with administrative claims data alone;(4) shall ensure uniform data collection and determine the data elements to be collected, the reporting formats for data submitted, and the use and reporting of any data submitted, which shall align with national, regional, and other uniform all payer claims data bases' standards where possible;(5) may audit the accuracy of all data submitted;(6) shall collect, aggregate, distribute, and publicly report performance data on cost, utilization, and pricing in a manner accessible for consumers, public and private purchasers, providers, and policymakers;(7) may share data nationally or help develop a multistate effort if recommended by the advisory board; and(8) may share data for research and publication purposes if approved by the advisory board.As added by P.L.195-2021, SEC.7.
IN Code § 27-1-44.5-8 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 44.5. All Payer Claims Data Base|27-1-44.5-8. Data Base Requirements

Sec. 8. The data base must do the following:(1) Provide an online, public web portal that is free to use and allows the public to view the average negotiated charges by each health carrier for specific health care services provided by an individual health care provider, as well as the quality metrics for facilities and providers for specific health care services. Facilities and providers include hospitals, physician groups, ambulatory outpatient surgical centers, physical therapy offices, imaging centers, laboratories, infusion clinics, pharmacies, and any other location providing health care services.(2) Be available to the public as a resource to insurers, consumers, employers, providers, purchasers of health care, and state agencies to allow for continuous review of health care utilization, expenditures, and quality and safety performance in the state.(3) Be available to state agencies and private entities in the state that are engaged in efforts to improve health care, subject to rules adopted by the department.(4) Be presented to allow for comparisons of geographic, demographic, and economic factors and institutional size.(5) Present data in a consumer friendly manner.As added by P.L.195-2021, SEC.8.