reglab/housing_qa huggingface dataset:
AR Code § 4-88-902 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 88 - Deceptive Trade Practices|Subchapter 9 - Unfair Practices Related to Residential Real Estate Repair Contracts|§ 4-88-902. Definitions

 As used in this subchapter:   (1)  (A) “Emergency services” means services performed with the express permission of the insured and that are immediately necessary for:  (i) The preservation of the residential real estate; or  (ii) The health of the insured, owner, or possessor.    (B) “Emergency services” does not include inspection of the residential real estate or an estimation of the repair costs;    (2) “Insured” means the person whose name appears on the face of the property and casualty insurance policy;  (3) “Residential contractor” means a person or entity in the business of contracting or offering to contract with an insured, owner, or possessor of residential real estate to repair or replace roof systems or perform other exterior repair, replacement, construction, or reconstruction work on residential real estate;  (4) “Residential real estate” means a new or existing dwelling constructed for habitation by one (1) to four (4) families, including a detached garage;  (5) “Residential real estate repair contract” means a written contract with an insured to repair residential real estate and provide goods and services to be paid under a property and casualty insurance policy; and  (6) “Roof system” means roof coverings, roof sheathing, roof weatherproofing, and insulation.
AR Code § 4-88-903 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 88 - Deceptive Trade Practices|Subchapter 9 - Unfair Practices Related to Residential Real Estate Repair Contracts|§ 4-88-903. Notice of cancellation

 Before signing a residential real estate repair contract with an insured, a residential contractor shall furnish to the insured:   (1) The following statement in at least 10-point boldface type, the following:  (2) A fully completed form in duplicate, captioned “NOTICE OF CANCELLATION”, that is attached to the residential real estate repair contract for repairs to residential real estate, that is easily detachable, and contains the following in at least 10-point boldface type:    “You may cancel this residential real estate repair contract at any time within three (3) business days after you have received written notification from your insurer that all or any part of the claim or residential real estate repair contract is not a covered loss under the insurance policy. See attached notice of cancellation form for an explanation of this right.”; and   “NOTICE OF CANCELLATION   (Enter date of transaction)   If you are notified by your insurer that all or any part of the claim or residential real estate repair contract is not a covered loss under the insurance policy, you may cancel the residential real estate repair contract by mailing or delivering a signed and dated copy of this cancellation notice or another written notice to (name of residential contractor) at (address of residential contractor's place of business) at any time within three (3) business days after you have received such notice from your insurer. If you cancel, any payments made under the residential real estate repair contract except for certain emergency services already performed by the residential contractor will be returned to you within ten (10) business days following receipt by the residential contractor of your cancellation notice.   I CANCEL THIS TRANSACTION   _______________________   (DATE)   _______________________   (INSURED'S SIGNATURE).”
AR Code § 4-88-904 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 88 - Deceptive Trade Practices|Subchapter 9 - Unfair Practices Related to Residential Real Estate Repair Contracts|§ 4-88-904. Commencement of work — Cancellation

 (a) A residential contractor in a residential real estate repair contract with an insured shall not commence work until the insured's right to cancel under subsection (b) of this section has expired.  (b) A person who has entered into a residential real estate repair contract with a residential contractor may cancel the residential real estate repair contract within three (3) business days after the insured has received written notice from the insurer in response to an insurance claim filed that all or any part of the claim or residential real estate repair contract is not a covered loss under the insurance policy.  (c)  (1) The insured cancels the residential real estate repair contract by giving written notice of cancellation to the residential contractor in person or by mailing it to the address stated in the residential real estate repair contract.  (2) If the notice of cancellation is given by mail, it is effective upon deposit of the notice in the United States mail, postage prepaid, and properly addressed to the residential contractor.  (3) The notice of cancellation is not required to be in a particular form and is sufficient if it expresses in writing an intention of the insured not to be bound by the residential real estate repair contract.    (d)  (1) Within ten (10) days after cancellation of a residential real estate repair contract, the residential contractor shall tender to the insured any payments, partial payments, or deposits made and any note or other evidence of indebtedness.  (2) If the residential contractor has performed any emergency services, the residential contractor is entitled to the reasonable value of such emergency services.    (e) Any provision in a residential real estate repair contract that requires the payment of a fee for anything except emergency services is not enforceable against the insured that has cancelled a residential real estate repair contract under this section.
AR Code § 4-88-905 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 88 - Deceptive Trade Practices|Subchapter 9 - Unfair Practices Related to Residential Real Estate Repair Contracts|§ 4-88-905. Violations

 (a) A violation of this subchapter by a residential contractor is an unfair and deceptive act or practice as defined by the Deceptive Trade Practices Act, § 4-88-101 et seq.  (b) This subchapter does not prohibit an insured that is harmed by a deceptive trade practice from commencing a civil action against a residential contractor.
AR Code § 4-88-1001 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 88 - Deceptive Trade Practices|Subchapter 10 - Patient Rights Regarding Payment for Pharmacists Services Act|§ 4-88-1001. Title

 This subchapter shall be known and may be cited as the “Patient Rights Regarding Payment for Pharmacists Services Act”.
AR Code § 4-88-1002 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 88 - Deceptive Trade Practices|Subchapter 10 - Patient Rights Regarding Payment for Pharmacists Services Act|§ 4-88-1002. Definitions

 As used in this subchapter:   (1) “Pharmacist” means a licensed pharmacist as defined in § 17-92-101;  (2) “Pharmacists services” means products, goods, or services provided as a part of the practice of pharmacy as defined in § 17-92-101, to individuals who reside or are employed in this state;  (3) “Pharmacy” means the same as defined in § 17-92-101;  (4) “Pharmacy benefits manager” means an entity that administers or manages a pharmacy benefits plan or program;  (5) “Pharmacy benefits plan or program” means any plan or program that pays for, reimburses, covers the cost of, or otherwise provides for pharmacists services to individuals who reside or are employed in this state;  (6) “Provider choice” means an individual's choice of provider network, individual pharmacy or pharmacist, or method of delivery under a pharmacy benefits plan or program; and  (7) “Provider network” means a network of pharmacists or pharmacies that are authorized by a pharmacy benefits plan or program to provide pharmacists services.
AR Code § 4-88-1003 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 88 - Deceptive Trade Practices|Subchapter 10 - Patient Rights Regarding Payment for Pharmacists Services Act|§ 4-88-1003. Change in choice of provider without express consent — Prohibited

 (a) When an individual's consent to altering or changing provider choice is required, the individual's express consent to effect such change within the pharmacy benefits plan or program provider network shall be obtained.  (b) An alteration or change in provider choice that is subject to an individual's later opting out of the alteration or change does not satisfy subsection (a) of this section.
AR Code § 4-88-1004 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 88 - Deceptive Trade Practices|Subchapter 10 - Patient Rights Regarding Payment for Pharmacists Services Act|§ 4-88-1004. Limitation — Patient payment

 An individual shall not be required to make a payment for pharmacists services in an amount greater than the pharmacist or pharmacy providing the pharmacists services may retain from all payment sources.
AR Code § 4-88-1005 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 88 - Deceptive Trade Practices|Subchapter 10 - Patient Rights Regarding Payment for Pharmacists Services Act|§ 4-88-1005. Enforcement

 The Insurance Commissioner shall:   (1) Enforce this subchapter using powers granted to the commissioner in the Arkansas Insurance Code; and  (2) Be entitled to seek an injunction against a pharmacy benefits manager in a court of competent jurisdiction.
AR Code § 4-90-201 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 90 - Automobiles|Subchapter 2 - Odometer Regulations|§ 4-90-201. Legislative intent and purpose

 The General Assembly recognizes that a motor vehicle is a major consumer acquisition and that buyers of motor vehicles rely heavily on the odometer reading as an index of the condition and value of a vehicle. The General Assembly further recognizes that buyers are entitled to rely on the odometer reading as an accurate indication of the mileage of the motor vehicle and that an accurate indication of the mileage assists a buyer in deciding on the safety and reliability of the vehicle. The purposes of this subchapter are to prohibit tampering with motor vehicle odometers and to provide safeguards to protect purchasers in the sale of motor vehicles with altered or reset odometers. It is the intent of the General Assembly that this subchapter incorporate certain provisions of newly codified federal law to supplement existing Arkansas law. To that end, any state rule or federal rule or regulation in effect under a law replaced by this subchapter continues in effect under the corresponding provision enacted by this subchapter until repealed, amended, or superseded. In addition, where no substantive change in law has occurred, an action taken or an offense committed under a law replaced by a section of this subchapter is deemed to have been taken or committed under the corresponding provision enacted by this subchapter.
AR Code § 4-90-202 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 90 - Automobiles|Subchapter 2 - Odometer Regulations|§ 4-90-202. Definitions

 As used in this subchapter, unless the context otherwise requires:   (1) “Auction company” means a person taking possession of a motor vehicle owned by another to sell at an auction;  (2) “Dealer” means a person that sold at least five (5) motor vehicles during the prior twelve (12) months to buyers that in good faith bought the vehicles other than for resale;  (3) “Distributor” means a person that sold at least five (5) motor vehicles during the prior twelve (12) months for resale;  (4) “Leased motor vehicle” means a motor vehicle leased to a person for at least four (4) months by a lessor that leased at least five (5) vehicles during the prior twelve (12) months;  (5) “Motor vehicle” means any self-propelled vehicle not operated exclusively upon railroad tracks, except snowmobiles and other devices designed and used primarily for the transportation of persons over natural terrain, snow, or ice and propelled by wheels, skis, tracks, runners, or whatever other means;  (6) “Odometer” means an instrument for measuring and recording the distance a motor vehicle is driven, but does not include an auxiliary instrument designed to be reset by the operator of the vehicle to record the mileage of a trip;  (7) “Person” means an individual, firm, partnership, incorporated and unincorporated association, or any other legal or commercial entity;  (8) “Repair” and “replace” mean to restore to a sound working condition by replacing any part of an odometer or by correcting any inoperative part of an odometer;  (9) “Title” means the certificate of title or other document issued by this state or another state and indicating ownership, and includes a manufacturer's statement or certificate of origin; and  (10) “Transfer” means to change ownership by sale, gift, or other means.
AR Code § 4-90-203 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 90 - Automobiles|Subchapter 2 - Odometer Regulations|§ 4-90-203. Penalties and enforcement

 (a)  (1)  (A) When a person violates this subchapter or a rule prescribed under this subchapter, the violation shall constitute an unfair or deceptive act or practice as defined by the Deceptive Trade Practices Act, § 4-88-101 et seq.  (B) All remedies, penalties, and authority granted to the Attorney General under the Deceptive Trade Practices Act, § 4-88-101 et seq., shall be available to the Attorney General for the enforcement of this subchapter, including, but not limited to, an action to:  (i) Enjoin the violation; and  (ii) Recover:  (a) Amounts for which the person is liable under § 4-90-207(a) to each private person; and  (b) Costs, investigative costs, and reasonable attorney's fees.        (2)  (A) An action under this subsection may be brought in an appropriate court of competent jurisdiction in the county in which the person resides or transacts business or in the judicial district in which the state capital is located.  (B) The action must be brought not later than five (5) years after the claim accrues.      (b)  (1) Any person who is found to have violated this subchapter shall be guilty of a felony and imprisoned for not more than three (3) years and subject to a fine of not more than fifty thousand dollars ($50,000) for each violation.  (2) If the person is a corporation, the penalties of this subsection also apply to a director, officer, or individual agent of a corporation who knowingly and willfully authorizes, orders, or performs an act in violation of this subchapter or a rule prescribed or order issued under this subchapter, without regard to penalties imposed on the corporation.
AR Code § 4-90-204 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 90 - Automobiles|Subchapter 2 - Odometer Regulations|§ 4-90-204. Preventing tampering

 A person may not:   (1) Advertise for sale, sell, use, install, or have installed, a device that makes an odometer of a motor vehicle register a mileage different from the mileage the vehicle was driven, as registered by the odometer within the designed tolerance of the manufacturer of the odometer;  (2) Disconnect, reset, alter, or have disconnected, reset, or altered, an odometer of a motor vehicle intending to change the mileage registered by the odometer;  (3) With the intent to defraud, operate a motor vehicle on a public street, road, or highway, if the person knows that the odometer of the vehicle is disconnected or not operating; or  (4) Conspire to violate any provision of this subchapter.
AR Code § 4-90-205 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 90 - Automobiles|Subchapter 2 - Odometer Regulations|§ 4-90-205. Service, repair, and replacement

 (a)  (1) A person may service, repair, or replace an odometer of a motor vehicle if the mileage registered by the odometer remains the same as before the service, repair, or replacement.  (2) If the mileage cannot remain the same:  (A) The person shall adjust the odometer to zero; and  (B) The owner of the vehicle or agent of the owner shall attach a written notice to the left door frame of the vehicle specifying the mileage before the service, repair, or replacement and the date of the service, repair, or replacement.      (b) A person may not, with the intent to defraud, remove or alter a notice attached to a motor vehicle as required by this section.
AR Code § 4-90-207 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 90 - Automobiles|Subchapter 2 - Odometer Regulations|§ 4-90-207. Civil actions by private persons

 (a)  (1) A person who violates this subchapter or a rule prescribed under this subchapter with intent to defraud is liable for three (3) times the actual damages or one thousand five hundred dollars ($1,500), whichever is greater.  (2)  (A) A person may bring a civil action to enforce a claim under this subsection in an appropriate court of competent jurisdiction.  (B) The action must be brought not later than five (5) years after the claim accrues.  (C) The court shall award costs and a reasonable attorney's fee to the person when a judgment is entered for that person.      (b) Nothing in this subchapter, however, shall in any way limit any other statutory or common law rights, causes of actions, or remedies which are otherwise available to a person, including, but not limited to, actions for:  (1) Breach of warranty;  (2) Fraud;  (3) Negligent misrepresentation;  (4) Intentional misrepresentation;  (5) Deceptive trade practices actions;  (6) Rescission; or  (7) Revocation of acceptance.
AR Code § 4-90-301 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 90 - Automobiles|Subchapter 3 - Aftermarket Crash Parts|§ 4-90-301. Legislative intent

 This subchapter is intended to apply only to parts that are aftermarket crash parts as defined in this subchapter and to the documents prepared in the repair estimate process. It is not intended to apply to any mechanical automotive parts or used parts of any kind or to any invoice or final invoicing forms.
AR Code § 4-90-302 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 90 - Automobiles|Subchapter 3 - Aftermarket Crash Parts|§ 4-90-302. Definitions

 As used in this subchapter:   (1) “Aftermarket crash part” means a replacement for any of the nonmechanical sheet metal or plastic parts which generally constitute the exterior of a motor vehicle, including inner and outer panels;  (2) “Installer” means an individual who performs the work of replacing or repairing parts of a motor vehicle;  (3) “Insurer” means an insurance company and any person authorized to represent the insurer with respect to a claim and who is acting within the scope of the person's authority;  (4) “Nonoriginal equipment manufacturer aftermarket crash part” means an aftermarket crash part made by any manufacturer other than the original vehicle manufacturer or his or her suppliers; and  (5) “Repair facility” means a motor vehicle dealer, garage, body shop, or other commercial entity which undertakes the repair or replacement of those parts that generally constitute the exterior of a motor vehicle.
AR Code § 4-90-303 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 90 - Automobiles|Subchapter 3 - Aftermarket Crash Parts|§ 4-90-303. Penalties

 Any person who violates any provision of this subchapter shall, upon conviction, be guilty of a violation and shall be subject to the penalty prescribed in § 5-4-201(c)(1).
AR Code § 4-90-304 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 90 - Automobiles|Subchapter 3 - Aftermarket Crash Parts|§ 4-90-304. Required identification

 Any nonoriginal equipment manufacturer aftermarket crash part manufactured or supplied for use in this state on or after January 1, 1992, shall have affixed thereto or inscribed thereon the logo, identification number, or name of its manufacturer. The manufacturer's logo, identification number, or name shall be visible after installation whenever practicable.
AR Code § 4-90-305 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 90 - Automobiles|Subchapter 3 - Aftermarket Crash Parts|§ 4-90-305. Repair estimates

 (a) In all instances where nonoriginal equipment manufacturer aftermarket crash parts are used in preparing an estimate for repairs, the written estimate prepared by the insurer or repair facility shall clearly identify such parts.  (b) A disclosure document attached to the estimate shall contain the following information in no smaller than 10-point type:    “THIS ESTIMATE HAS BEEN PREPARED BASED ON THE USE OF AFTERMARKET CRASH PARTS SUPPLIED BY A SOURCE OTHER THAN THE MANUFACTURER OF YOUR MOTOR VEHICLE. THE AFTERMARKET CRASH PARTS USED IN THE PREPARATION OF THIS ESTIMATE ARE WARRANTED BY THE MANUFACTURER OR DISTRIBUTOR OF SUCH PARTS INSTEAD OF THE MANUFACTURER OF YOUR VEHICLE.”
AR Code § 4-90-306 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 90 - Automobiles|Subchapter 3 - Aftermarket Crash Parts|§ 4-90-306. Repairs

 Whenever repairs are made involving replacement crash parts, as defined in this subchapter, and the vehicle is still under the manufacturer's original warranty, only original equipment manufacturer replacement crash parts may be used by the repair facility unless the owner gives or has given written consent otherwise.
AR Code § 4-90-307 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 90 - Automobiles|Subchapter 3 - Aftermarket Crash Parts|§ 4-90-307. Insurance

 Every insurer that writes motor vehicle insurance and that intends to require or specify the use of aftermarket parts must disclose to its policyholders in writing, either in the policy or on an attached sticker, the following information in no smaller than 10-point type:   “IN THE REPAIR OF YOUR COVERED MOTOR VEHICLE UNDER THE PHYSICAL DAMAGE COVERAGE PROVISIONS OF THIS POLICY, WE MAY REQUIRE OR SPECIFY THE USE OF MOTOR VEHICLE PARTS NOT MADE BY THE ORIGINAL MANUFACTURER. THESE PARTS ARE REQUIRED TO BE AT LEAST EQUAL IN TERMS OF FIT, QUALITY, PERFORMANCE, AND WARRANTY TO THE ORIGINAL MANUFACTURER PARTS THEY REPLACE.”
AR Code § 4-90-401 (2020)
2020 Arkansas Code|Title 4 - Business and Commercial Law|Subtitle 7 - Consumer Protection|Chapter 90 - Automobiles|Subchapter 4 - New Motor Vehicle Quality Assurance Act|§ 4-90-401. Title

 This subchapter shall be known and may be cited as the “Arkansas New Motor Vehicle Quality Assurance Act”.