reglab/housing_qa huggingface dataset:
NV Rev Stat § 657.180 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.180 - License to operate or manage: Additional requirements; fingerprints; grounds for refusal to issue license.

  1. In addition to any other requirements set forth by specific statute, each person who applies for a license to operate a financial institution and each person who will serve as a director, officer, manager or member acting in a managerial capacity for such a financial institution must submit:  (a) Proof satisfactory to the Commissioner that the person:  (1) Has a good reputation for honesty, trustworthiness and integrity and is competent to transact the business of the financial institution in a manner which protects the interests of the general public.  (2) Has not made a false statement of material fact on the application.  (3) Has not committed any of the acts specified in subsection 2.  (4) Has not had a license to operate a financial institution suspended or revoked within the 10 years immediately preceding the date of the application.  (5) Has not been convicted of, or entered a plea of nolo contendere to, a felony or any crime involving fraud, misrepresentation or moral turpitude.  (b) A complete set of his or her fingerprints and written permission authorizing the Division of Financial Institutions to forward the fingerprints to the Central Repository for Nevada Records of Criminal History for submission to the Federal Bureau of Investigation for its report.  2. In addition to any other lawful reasons, the Commissioner may refuse to issue a license to operate a financial institution if the person who applies for the license or any person who will serve as a director, officer, manager or member acting in a managerial capacity for the financial institution:  (a) Has committed or participated in any act which, if committed or done by a holder of a license, would be grounds for the suspension or revocation of the license.  (b) Has previously been refused a license to operate a financial institution or has had such a license suspended or revoked.  (c) Has participated in any act which was a basis for the refusal or revocation of a license to operate a financial institution.  (d) Has falsified any of the information submitted to the Commissioner in support of the application for the license.  (Added to NRS by 2005, 1841)
NV Rev Stat § 657.190 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.190 - Suspension or revocation of license to operate or manage: Additional grounds.

In addition to any other lawful reasons, the Commissioner may suspend or revoke a license to operate a financial institution if the person who holds the license or any person who serves as a director, officer, manager or member acting in a managerial capacity for the financial institution has engaged in any act that would be grounds for denying a license pursuant to NRS 657.180.  (Added to NRS by 2005, 1842)
NV Rev Stat § 657.200 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.200 - Use or change of business name; prohibitions.

  1. A financial institution must obtain the approval of the Commissioner before using or changing a business name.  2. A financial institution shall not:  (a) Use any business name which is identical or similar to a business name used by another financial institution or which may mislead or confuse the public.  (b) Use any printed forms which may mislead or confuse the public.  (Added to NRS by 2005, 1842)
NV Rev Stat § 657.210 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.210 - Authorization of Commissioner to investigate business; free access required; compelling attendance of witnesses; fees.

  1. For the purpose of discovering violations of chapters 657 to 671, inclusive, of NRS or of securing information lawfully required under chapters 657 to 671, inclusive, of NRS, the Commissioner or the Commissioner’s duly authorized representatives may at any time investigate the business and examine the books, accounts, papers and records used therein of:  (a) Any licensee;  (b) Any other person engaged in an activity for which a license is required pursuant to the provisions of chapters 657 to 671, inclusive, of NRS; and  (c) Any person whom the Commissioner has reasonable cause to believe is violating or is about to violate any provision of chapters 657 to 671, inclusive, of NRS, whether or not the person claims to be within the authority or beyond the scope of chapters 657 to 671, inclusive, of NRS.  2. For the purpose of examination, the Commissioner or the Commissioner’s authorized representatives must have and be given free access to the offices and places of business, files, safes and vaults of such persons.  3. The Commissioner may require the attendance of any person and examine the person under oath regarding:  (a) Any transaction or business regulated pursuant to the provisions of chapters 657 to 671, inclusive, of NRS; or  (b) The subject matter of any audit, examination, investigation or hearing.  4. The Commissioner shall charge and collect from each licensee or other person a fee at the rate established and, if applicable, adjusted pursuant to NRS 658.101 for the cost of any supervision, audit, examination, investigation or hearing conducted pursuant to chapters 657 to 671, inclusive, of NRS or any regulations adopted pursuant thereto.  (Added to NRS by 2005, 1842; A 2017, 396)
NV Rev Stat § 657.220 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.220 - Definitions.

As used in NRS 657.220 to 657.290, inclusive, unless the context otherwise requires, the words and terms defined in NRS 657.230 to 657.270, inclusive, have the meanings ascribed to them in those sections.  (Added to NRS by 2007, 1488)
NV Rev Stat § 657.230 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.230 - "Designated reporter" defined.

Designated reporter means a person designated by a financial institution to receive reports of known or suspected exploitation of an older person or vulnerable person pursuant to NRS 657.290.  (Added to NRS by 2007, 1488)
NV Rev Stat § 657.240 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.240 - "Exploitation" defined.

Exploitation has the meaning ascribed to it in NRS 200.5092.  (Added to NRS by 2007, 1488; A 2015, 840)
NV Rev Stat § 657.250 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.250 - "Older person" defined.

Older person has the meaning ascribed to it in NRS 200.5092.  (Added to NRS by 2007, 1488; A 2015, 840)
NV Rev Stat § 657.260 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.260 - Reasonable cause to believe" defined.

Reasonable cause to believe has the meaning ascribed to it in NRS 200.50925.  (Added to NRS by 2007, 1489)
NV Rev Stat § 657.270 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.270 - "Vulnerable person" defined.

Vulnerable person has the meaning ascribed to it in NRS 200.5092.  (Added to NRS by 2007, 1489; A 2015, 840)
NV Rev Stat § 657.280 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.280 - Training; reporting to designated reporter.

  1. Each financial institution shall provide training concerning the identification and reporting of the suspected exploitation of an older person or vulnerable person to each officer and employee of the financial institution who:  (a) May, as part of his or her regular duties for the financial institution, come into direct contact with an older person or vulnerable person; or  (b) May review or approve the financial documents, records or transactions of an older person or vulnerable person in connection with providing financial services to the older person or vulnerable person.  2. The training required pursuant to subsection 1 must be provided as soon as reasonably practicable, but not later than 6 months after the officer or employee is employed by the financial institution.  3. The training required pursuant to subsection 1 must include, without limitation:  (a) An explanation of the conduct which constitutes exploitation of an older person or vulnerable person;  (b) The manner in which exploitation of an older person or vulnerable person may be recognized;  (c) Information concerning the manner in which reports of exploitation are investigated; and  (d) Instruction concerning when and how to report known or suspected exploitation of an older person or vulnerable person.  4. An officer or employee who has observed or has knowledge of an incident that is directly related to a transaction or matter which is within his or her scope of practice and which reasonably appears to be exploitation of an older person or vulnerable person shall report the known or suspected exploitation to the designated reporter.  (Added to NRS by 2007, 1489)
NV Rev Stat § 657.290 (2021)
2021 Nevada Revised Statutes|Chapter 657 - General Provisions|NRS 657.290 - Designated reporter: Designation; duty to report; immunity.

  1. Each financial institution shall designate a person or persons to whom an officer or employee of the financial institution must report known or suspected exploitation of an older person or vulnerable person.  2. If an officer or employee reports known or suspected exploitation of an older person or vulnerable person to a designated reporter and, based on such a report or based on his or her own observations or knowledge, the designated reporter knows or has reasonable cause to believe that an older person or vulnerable person has been exploited, the designated reporter shall:  (a) Except as otherwise provided in subsection 3, report the known or suspected exploitation of the older person or vulnerable person to:  (1) The local office of the Aging and Disability Services Division of the Department of Health and Human Services;  (2) A police department or sheriff’s office;  (3) The county’s office for protective services, if one exists in the county where the suspected action occurred; or  (4) A toll-free telephone service designated by the Aging and Disability Services Division of the Department of Health and Human Services; and  (b) Make such a report as soon as reasonably practicable.  3. If the designated reporter knows or has reasonable cause to believe that the exploitation of the older person or vulnerable person involves an act or omission of the Aging and Disability Services Division, another division of the Department of Health and Human Services or a law enforcement agency, the designated reporter shall make the report to an agency other than the one alleged to have committed the act or omission.  4. In accordance with the provisions of subsection 3 of NRS 239A.070, in making a report pursuant to this section, a designated reporter may:  (a) Disclose any facts or information that form the basis of the determination that the designated reporter knows or has reasonable cause to believe that an older person or vulnerable person has been exploited, including, without limitation, the identity of any person believed to be involved in the exploitation of the older person or vulnerable person; and  (b) Provide any financial records or other documentation relating to the exploitation of the older person or vulnerable person.  5. An officer, employee and the designated reporter are entitled to the immunity from liability set forth in NRS 200.5096 for making a report in good faith.  (Added to NRS by 2007, 1489; A 2019, 3499)
NV Rev Stat § 657A.100 (2021)
2021 Nevada Revised Statutes|Chapter 657A - Regulatory Experimentation Program for Product Innovation|NRS 657A.100 - Definitions. [Effective January 1, 2020.]

As used in this chapter, unless the context otherwise requires, the words and terms defined in NRS 657A.110 to 657A.180, inclusive, have the meanings ascribed to them in those sections.  (Added to NRS by 2019, 3985, effective January 1, 2020)
NV Rev Stat § 657A.110 (2021)
2021 Nevada Revised Statutes|Chapter 657A - Regulatory Experimentation Program for Product Innovation|NRS 657A.110 - "Applicable regulator" defined. [Effective January 1, 2020.]

Applicable regulator means the Commissioner of Mortgage Lending, the Division of Mortgage Lending of the Department of Business and Industry, the Commissioner of Financial Institutions or the Division of Financial Institutions of the Department of Business and Industry, as applicable, responsible for regulating a financial product or service.  (Added to NRS by 2019, 3985, effective January 1, 2020)
NV Rev Stat § 657A.120 (2021)
2021 Nevada Revised Statutes|Chapter 657A - Regulatory Experimentation Program for Product Innovation|NRS 657A.120 - "Consumer" defined. [Effective January 1, 2020.]

Consumer means any person who purchases or otherwise enters into a transaction or agreement to receive a financial product or service.  (Added to NRS by 2019, 3985, effective January 1, 2020)
NV Rev Stat § 657A.130 (2021)
2021 Nevada Revised Statutes|Chapter 657A - Regulatory Experimentation Program for Product Innovation|NRS 657A.130 - "Director" defined. [Effective January 1, 2020.]

Director means the Director of the Department of Business and Industry.  (Added to NRS by 2019, 3985, effective January 1, 2020)
NV Rev Stat § 657A.140 (2021)
2021 Nevada Revised Statutes|Chapter 657A - Regulatory Experimentation Program for Product Innovation|NRS 657A.140 - "Financial product or service" or "product or service" defined. [Effective January 1, 2020.]

Financial product or service or "product or service" means any product, service, activity, business model, mechanism for delivery or element of any of these that:  1. Includes an innovation; and  2. But for the provisions of this chapter, is governed by the provisions of this title, chapter 645A, 645B, 645F or 645G of NRS or any regulation adopted pursuant thereto.  (Added to NRS by 2019, 3986, effective January 1, 2020)
NV Rev Stat § 657A.150 (2021)
2021 Nevada Revised Statutes|Chapter 657A - Regulatory Experimentation Program for Product Innovation|NRS 657A.150 - "Innovation" defined. [Effective January 1, 2020.]

Innovation means any use of a new or emerging technology, or any novel use of an existing technology, to address a problem, provide a benefit or otherwise offer or provide a financial product or service that is determined by the Director not to be widely available in this State.  (Added to NRS by 2019, 3986, effective January 1, 2020)
NV Rev Stat § 657A.160 (2021)
2021 Nevada Revised Statutes|Chapter 657A - Regulatory Experimentation Program for Product Innovation|NRS 657A.160 - "Participant" defined. [Effective January 1, 2020.]

Participant means a person whose application to participate in the Program has been approved by the Director pursuant to NRS 657A.420.  (Added to NRS by 2019, 3986, effective January 1, 2020)
NV Rev Stat § 657A.170 (2021)
2021 Nevada Revised Statutes|Chapter 657A - Regulatory Experimentation Program for Product Innovation|NRS 657A.170 - "Program" defined. [Effective January 1, 2020.]

Program means the Regulatory Experimentation Program for Product Innovation established and administered by the Director pursuant to this chapter.  (Added to NRS by 2019, 3986, effective January 1, 2020)
NV Rev Stat § 657A.180 (2021)
2021 Nevada Revised Statutes|Chapter 657A - Regulatory Experimentation Program for Product Innovation|NRS 657A.180 - "Test" defined. [Effective January 1, 2020.]

Test means to offer or provide a financial product or service through the Program.  (Added to NRS by 2019, 3986, effective January 1, 2020)
NV Rev Stat § 657A.200 (2021)
2021 Nevada Revised Statutes|Chapter 657A - Regulatory Experimentation Program for Product Innovation|NRS 657A.200 - Establishment of Program. [Effective January 1, 2020.]

In consultation with each applicable regulator, the Director shall establish and administer the Regulatory Experimentation Program for Product Innovation to enable a person to obtain limited access to markets in this State to test a financial product or service without:  1. Applying for or obtaining any license or other authorization otherwise required by any provision of this title, chapter 645A, 645B, 645F or 645G of NRS or any regulation adopted pursuant thereto; or  2. Otherwise complying with any provision of this title, chapter 645A, 645B, 645F or 645G of NRS or any regulation adopted pursuant thereto, except as otherwise required by the Director pursuant to NRS 657A.430 or 657A.620.  (Added to NRS by 2019, 3986, effective January 1, 2020)
NV Rev Stat § 657A.210 (2021)
2021 Nevada Revised Statutes|Chapter 657A - Regulatory Experimentation Program for Product Innovation|NRS 657A.210 - Regulations. [Effective January 1, 2020.]

  1. The Director shall, in consultation with the Consumer’s Advocate of the Bureau of Consumer Protection in the Office of the Attorney General and the applicable regulator, adopt regulations that establish protections for consumers of financial products or services provided through the Program.  2. The Director may adopt such other regulations as he or she deems necessary to carry out the provisions of this chapter.  (Added to NRS by 2019, 3992, effective January 1, 2020)
NV Rev Stat § 657A.220 (2021)
2021 Nevada Revised Statutes|Chapter 657A - Regulatory Experimentation Program for Product Innovation|NRS 657A.220 - License or authorization from other jurisdiction; Director may enter into agreements concerning license or authorization. [Effective January 1, 2020.]

  1. Nothing contained in this chapter shall be deemed to prohibit a participant who holds a license or other authorization in another jurisdiction from acting in accordance with that license or authorization.   2. The Director may enter into an agreement with any governmental agency or official of any other jurisdiction to authorize:  (a) A participant to operate in such a jurisdiction; or  (b) A person who is authorized to operate in such a jurisdiction to be a participant.  (Added to NRS by 2019, 3992, effective January 1, 2020)
NV Rev Stat § 657A.230 (2021)
2021 Nevada Revised Statutes|Chapter 657A - Regulatory Experimentation Program for Product Innovation|NRS 657A.230 - Participant deemed to hold a license or other authorization. [Effective January 1, 2020.]

For the purposes of any federal statute or regulation requiring a participant to hold a license or other authorization from this State in connection with a financial product or service, a participant shall be deemed to hold such a license or other authorization.  (Added to NRS by 2019, 3992, effective January 1, 2020)
NV Rev Stat § 657A.300 (2021)
2021 Nevada Revised Statutes|Chapter 657A - Regulatory Experimentation Program for Product Innovation|NRS 657A.300 - Financial product or service provided within Program: Requirements and limitations. [Effective January 1, 2020.]

Any financial product or service provided within the scope of the Program is subject to the following requirements and limitations:  1. Any consumer of the product or service must be a resident of this State on the date that the product or service is first provided to the consumer.   2. Except as otherwise provided in subsection 3, not more than 5,000 consumers may be provided a given product or service by a participant during the period of testing.  3. If the Director approves a request for relief by a participant pursuant to NRS 657A.320, not more than 7,500 consumers may be provided a given product or service by the participant during the period of testing.  (Added to NRS by 2019, 3988, effective January 1, 2020)
NV Rev Stat § 657A.310 (2021)
2021 Nevada Revised Statutes|Chapter 657A - Regulatory Experimentation Program for Product Innovation|NRS 657A.310 - Limitations on transactions. [Effective January 1, 2020.]

  1. Except as otherwise provided in subsection 2, in addition to complying with any other applicable requirements and limitations, a participant who is testing a financial product or service within the scope of the Program for which a license is otherwise required pursuant to chapter 671 of NRS shall not receive for transmission or transmit during the period of testing:  (a) More than $2,500 in any single transaction for a consumer.  (b) More than $25,000 in any series of transactions for a consumer.  2. If the Director approves a request for relief by a participant pursuant to NRS 657A.320, the participant shall not receive for transmission or transmit during the period of testing:  (a) More than $15,000 in any single transaction for a consumer.   (b) More than $50,000 in any series of transactions for a consumer.  (Added to NRS by 2019, 3989, effective January 1, 2020)
NV Rev Stat § 657A.320 (2021)
2021 Nevada Revised Statutes|Chapter 657A - Regulatory Experimentation Program for Product Innovation|NRS 657A.320 - Request for relief from certain limitations; approval, denial, rescission or modification of request. [Effective January 1, 2020.]

  1. At any time during the period of testing a financial product or service, a participant may submit to the Director a written request for relief from the limitations of subsection 2 of NRS 657A.300 or subsection 1 of NRS 657A.310, or both, as they otherwise apply to the participant.   2. In accordance with any regulations adopted pursuant to NRS 657A.210, the Director may:  (a) Approve a request for relief if the Director determines that the participant has adequate capitalization and satisfactory procedures and processes in place for the oversight of its operations and the management of risk.   (b) Rescind or modify at any time his or her approval of a request for relief.  3. The approval, denial, rescission or modification of approval of a request for relief is final and not subject to administrative or judicial review.  (Added to NRS by 2019, 3989, effective January 1, 2020)
NV Rev Stat § 657A.330 (2021)
2021 Nevada Revised Statutes|Chapter 657A - Regulatory Experimentation Program for Product Innovation|NRS 657A.330 - Required disclosures. [Effective January 1, 2020.]

  1. Before providing any financial product or service to a consumer, a participant shall disclose to the consumer:  (a) The name and contact information of the participant;  (b) The registration number applicable to the product or service, as issued by the Director pursuant to NRS 657A.430;  (c) The fact that the product or service is generally exempt from any provisions of this title, chapter 645A, 645B, 645F or 645G of NRS or any regulation adopted pursuant thereto, except as otherwise required by the Director pursuant to NRS 657A.430 or 657A.620;   (d) If applicable, the fact that the participant is not the holder of a license or other authorization in this State to provide any product or service outside the scope of the Program;  (e) The fact that the participant has been approved to provide the product or service pursuant to this chapter, but that the product or service is not endorsed or recommended by the Director or any governmental agency;  (f) The fact that the product or service is provided as part of a test and may be discontinued at or before the end of the test, with the date on which the test is expected to end; and  (g) The fact that the consumer may submit a complaint to the Director relating to the product or service, with the telephone number and Internet address of the Internet website maintained by the Director pursuant to NRS 657A.600.   2. The Director may condition approval of an application to participate in the Program on, or require at any time thereafter, the disclosure by a participant of information relating to a product or service in addition to the disclosures required by subsection 1. The Director shall give written notice to the participant of any additional disclosures required pursuant to this subsection.   3. The disclosures required by subsections 1 and 2, as applicable, must be clear and conspicuous and must be provided in English and Spanish. If a product or service is provided through an Internet website or mobile application, the consumer must acknowledge receipt of the disclosures before the completion of any transaction.  (Added to NRS by 2019, 3989, effective January 1, 2020)