reglab/housing_qa huggingface dataset:
TX Fin Code § 59.010 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle A - Banks|Chapter 59 - Miscellaneous Provisions|Subchapter A. General Provisions|Section 59.010. Confidentiality of Administrative Subpoena

Sec. 59.010.  CONFIDENTIALITY OF ADMINISTRATIVE SUBPOENA.  (a)  Except to the extent disclosure is necessary to locate and produce responsive records, an administrative subpoena that meets the requirements of Subsection (b) and is served on a financial institution may provide that the financial institution to whom the subpoena is directed may not:(1)  disclose that the subpoena has been issued;(2)  identify or describe any records requested in the subpoena;  or(3)  disclose whether records have been furnished in response to the subpoena.(b)  The government agency issuing the subpoena may prohibit the disclosure of information described in Subsection (a) only if the agency finds, and the subpoena states the agency's finding that:(1)  the records relate to an ongoing criminal investigation by the agency;  and(2)  the disclosure could significantly impede or jeopardize the investigation.(c)  For purposes of this section, "administrative subpoena" means a valid and enforceable subpoena requesting customer records, issued under the laws of this state by a government agency exercising investigatory or adjudicative functions with respect to a matter within the agency's jurisdiction.|Added by Acts 2001, 77th Leg., ch. 528, Sec. 16, eff. Sept. 1, 2001.|
TX Fin Code § 59.011 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle A - Banks|Chapter 59 - Miscellaneous Provisions|Subchapter A. General Provisions|Section 59.011. Lender Liability for Construction

Sec. 59.011.  LENDER LIABILITY FOR CONSTRUCTION.  (a)  For purposes of Chapter 27, Property Code, and Title 16, Property Code, a federally insured financial institution regulated under this code is not a builder.(b)  A lender regulated by this code that forecloses on or otherwise acquires a home through the foreclosure process or other legal means when the loan is in default is not liable to a subsequent purchaser for any construction defects of which the lender had no knowledge that were created prior to the acquisition of the home by the lender.(c)  A builder hired by a lender to complete the construction of a foreclosed home is not liable for any construction defects of which the builder had no knowledge that existed prior to the acquisition of the home by the lender, but the builder is subject to Chapter 27, Property Code, and Title 16, Property Code, for work performed for the lender subsequent to the acquisition of the home by the lender.|Added by Acts 2005, 79th Leg., Ch. 1018 (H.B. 955), Sec. 5.01, eff. September 1, 2005.|
TX Fin Code § 59.012 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle A - Banks|Chapter 59 - Miscellaneous Provisions|Subchapter A. General Provisions|Section 59.012. Loans for Developments That Use Harvested Rainwater

Sec. 59.012.  LOANS FOR DEVELOPMENTS THAT USE HARVESTED RAINWATER.  Financial institutions may consider making loans for developments that will use harvested rainwater as the sole source of water supply.|Added by Acts 2011, 82nd Leg., R.S., Ch. 1311 (H.B. 3391), Sec. 1, eff. September 1, 2011.|
TX Fin Code § 59.101 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle A - Banks|Chapter 59 - Miscellaneous Provisions|Subchapter B. Safe Deposit Boxes|Section 59.101. Definition

Sec. 59.101.  DEFINITION.  In this subchapter, "safe deposit company" means a person who maintains and rents safe deposit boxes.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 59.102 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle A - Banks|Chapter 59 - Miscellaneous Provisions|Subchapter B. Safe Deposit Boxes|Section 59.102. Authority to Act as Safe Deposit Company

Sec. 59.102.  AUTHORITY TO ACT AS SAFE DEPOSIT COMPANY.  Any person may be a safe deposit company.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 59.103 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle A - Banks|Chapter 59 - Miscellaneous Provisions|Subchapter B. Safe Deposit Boxes|Section 59.103. Relationship of Safe Deposit Company and Renter

Sec. 59.103.  RELATIONSHIP OF SAFE DEPOSIT COMPANY AND RENTER.  In a safe deposit transaction the relationship of the safe deposit company and the renter is that of lessor and lessee and landlord and tenant, and the rights and liabilities of the safe deposit company are governed accordingly in the absence of a contract or statute to the contrary.  The lessee is considered for all purposes to be in possession of the box and its contents.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 59.104 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle A - Banks|Chapter 59 - Miscellaneous Provisions|Subchapter B. Safe Deposit Boxes|Section 59.104. Delivery of Notice

Sec. 59.104.  DELIVERY OF NOTICE.  A notice required by this subchapter to be given to a lessee of a safe deposit box must be in writing and personally delivered or sent by registered or certified mail, return receipt requested, to each lessee at the most recent address of the person according to the records of the safe deposit company.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 59.105 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle A - Banks|Chapter 59 - Miscellaneous Provisions|Subchapter B. Safe Deposit Boxes|Section 59.105. Effect of Subchapter on Other Law

Sec. 59.105.  EFFECT OF SUBCHAPTER ON OTHER LAW.  This subchapter does not affect Chapter 151, Estates Code, or another statute of this state governing safe deposit boxes.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.Amended by: Acts 2015, 84th Leg., R.S., Ch. 1236 (S.B. 1296), Sec. 20.010, eff. September 1, 2015.|
TX Fin Code § 59.106 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle A - Banks|Chapter 59 - Miscellaneous Provisions|Subchapter B. Safe Deposit Boxes|Section 59.106. Access by More Than One Person

Sec. 59.106.  ACCESS BY MORE THAN ONE PERSON.  (a)  If a safe deposit box is leased in the name of two or more persons jointly or if a person other than the lessee is designated in the lease agreement as having a right of access to the box, each of those persons is entitled to have access to the box and to remove its contents in the absence of a contract to the contrary.  This right of access and removal is not affected by the death or incapacity of another person who is a lessee or otherwise entitled to have access to the box.(b)  A safe deposit company is not responsible for damage arising from access to a safe deposit box or removal of any of its contents by a person with a right of access to the box.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 59.107 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle A - Banks|Chapter 59 - Miscellaneous Provisions|Subchapter B. Safe Deposit Boxes|Section 59.107. Nonemergency Opening and Relocation

Sec. 59.107.  NONEMERGENCY OPENING AND RELOCATION.  (a)  A safe deposit company may not relocate a safe deposit box rented for a term of at least six months if the box rental is not delinquent or open a safe deposit box to relocate its contents to another safe deposit box or other location except:(1)  in the presence of the lessee;(2)  with the lessee's written authorization;  or(3)  as otherwise provided by this section or Section 59.108.(b)  A safe deposit box may not be relocated under this section unless the storage conditions at the new location are at least as secure as the conditions at the original box location.(c)  Not later than the 30th day before the scheduled date of a nonemergency relocation, the safe deposit company shall give notice of the relocation to each lessee of the safe deposit box.  The notice must state the scheduled date and time of the relocation and whether the box will be opened during the relocation.(d)  A lessee may personally supervise the relocation or authorize the relocation in writing if notice is given to each lessee.(e)  If during the relocation the box is opened and a lessee does not personally supervise the relocation or has not authorized the relocation in writing, two employees, at least one of whom is an officer or manager of the safe deposit company and at least one of whom is a notary public, shall inventory the contents of the box in detail.  The safe deposit company shall notify each lessee of the new box number or location not later than the 30th day after the date of the relocation and shall include a signed and notarized copy of the inventory report.  The cost of a certified mailing other than the first notice sent in connection with each relocation may be treated as box rental due at the expiration of the rental term.(f)  This section does not apply to a relocation of a safe deposit box within the same building.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.  Amended by Acts 1999, 76th Leg., ch. 62, Sec. 7.30, eff. Sept. 1, 1999.|
TX Fin Code § 59.108 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle A - Banks|Chapter 59 - Miscellaneous Provisions|Subchapter B. Safe Deposit Boxes|Section 59.108. Emergency Opening and Relocation

Sec. 59.108.  EMERGENCY OPENING AND RELOCATION.  (a)  A safe deposit company may relocate a safe deposit box or open the box to relocate its contents to another box or location without complying with Sections 59.107(a)-(d) if the security of the original box is threatened or destroyed by natural disaster, including tornado, flood, fire, or other unforeseeable circumstances beyond the control of the safe deposit company.(b)  The safe deposit company shall follow the procedure provided by Section 59.107(e), except that the notice of the new box number or location must be given not later than the 90th day after the date of a relocation under this section.(c)  This section does not apply to a relocation of a safe deposit box within the same building.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 59.110 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle A - Banks|Chapter 59 - Miscellaneous Provisions|Subchapter B. Safe Deposit Boxes|Section 59.110. Routing Number on Key

Sec. 59.110.  ROUTING NUMBER ON KEY.  (a)  A depository institution that rents or permits access to a safe deposit box shall imprint the depository institution's routing number on each key to the box or on a tag attached to the key.(b)  If a depository institution believes that the routing number imprinted on a key, or on a tag attached to a key, used to open a safe deposit box has been altered or defaced so that the correct routing number is illegible, the depository institution shall notify the Department of Public Safety of the State of Texas, on a form designed by the banking commissioner, not later than the 10th day after the date the key is used to open the box.(c)  This section does not require a depository institution to inspect the routing number imprinted on a key or an attached tag to determine whether the number has been altered or defaced.  A depository institution that has imprinted a key to a safe deposit box or a tag attached to the key as provided by this section and that follows applicable law and the depository institution's established security procedures in permitting access to the box is not liable for any damage arising because of access to or removal of the contents of the box.(d)  Subsection (a) does not apply to a key issued under a lease in effect on September 1, 1992, until the date the term of that lease expires, without regard to any extension of the lease term.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 59.201 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle A - Banks|Chapter 59 - Miscellaneous Provisions|Subchapter C. Electronic Terminals|Section 59.201. Electronic Terminals Authorized; Sharing of Electronic Terminal

Sec. 59.201.  ELECTRONIC TERMINALS AUTHORIZED;  SHARING OF ELECTRONIC TERMINAL.  (a)  A person may install, maintain, and operate one or more electronic terminals at any location for the convenience of customers of financial institutions.(b)  Financial institutions may agree in writing to share in the use of an electronic terminal on a reasonable, nondiscriminatory basis and on the condition that a financial institution using an electronic terminal may be required to meet necessary and reasonable technical standards and to pay charges for the use of the electronic terminal.  The standards or charges imposed must be reasonable, fair, equitable, and nondiscriminatory among the financial institutions.  Any charges imposed:(1)  may not exceed an equitable proportion of the cost of establishing the electronic terminal, including provisions for amortization of development costs and capital expenditures over a reasonable period, and the cost of operation and maintenance of the electronic terminal, plus a reasonable return on those costs;  and(2)  must be related to the services provided to the financial institution or its customers.(c)  This section does not apply to:(1)  an electronic terminal located at the domicile or home office or a branch of a financial institution;  or(2)  the use by a person of an electronic terminal, regardless of location, solely to withdraw cash, make account balance inquiries, or make transfers between the person's accounts in the same financial institution.(d)  In this section, the term "financial institution" has the meaning assigned by Section 201.101.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.  Amended by Acts 1999, 76th Leg., ch. 356, Sec. 1, eff. Aug. 30, 1999;  Acts 1999, 76th Leg., ch. 344, Sec. 2.017, eff. Sept. 1, 1999;  Acts 2001, 77th Leg., ch. 412, Sec. 2.16, eff. Sept. 1, 2001.|
TX Fin Code § 59.202 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle A - Banks|Chapter 59 - Miscellaneous Provisions|Subchapter C. Electronic Terminals|Section 59.202. User Fee for Shared Electronic Terminal

Sec. 59.202.  USER FEE FOR SHARED ELECTRONIC TERMINAL.  (a)  The owner of an electronic terminal that is located in this state and that is connected to a shared network may impose a fee for the use of that terminal if imposition of the fee is disclosed at a time and in a manner that allows a user to avoid the transaction without incurring the transaction fee.(b)  An agreement to share an electronic terminal may not:(1)  limit the right of the owner of an electronic terminal to charge a fee described by Subsection (a) as allowed by the law of this state or the United States;(2)  require the owner to limit or waive its rights or obligations under this section;  or(3)  otherwise discriminate in any manner against the owner as a result of the owner's charging of a fee authorized under this section.(c)  In this section:(1)  "Electronic fund transfer" means any transfer of money, other than a transaction originated by check, draft, or similar paper instrument, that is initiated through an electronic terminal and orders, instructs, or authorizes a financial institution to debit or credit an account.  The term includes a point-of-sale transfer, an unmanned teller machine transaction, and a cash dispensing machine transaction.(2)  "Electronic terminal" means an electronic device, other than a telephone, through which a consumer may initiate an electronic fund transfer.  The term includes a point-of-sale terminal, an unmanned teller machine, and a cash dispensing machine.(3)  "Financial institution" has the meaning assigned by Section 201.101.(4)  "Shared network" means an electronic information communication and processing facility used by two or more owners of electronic terminals to receive, transmit, or retransmit electronic impulses or other electronic indicia of transactions, originating at electronic terminals, to financial institutions or to other transmission facilities for the purpose of:(A)  the withdrawal by a customer of money from the customer's account, including a withdrawal under a line of credit previously authorized by a financial institution for the customer;(B)  the deposit of money by a customer in the customer's account with a financial institution;(C)  the transfer of money by a customer between one or more accounts maintained by the customer with a financial institution, including the application of money against an indebtedness of the customer to the financial institution;  or(D)  a request for information by a customer concerning the balance of the customer's account with a financial institution.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.  Amended by Acts 1999, 76th Leg., ch. 344, Sec. 2.018, eff. Sept. 1, 1999.|
TX Fin Code § 59.302 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle A - Banks|Chapter 59 - Miscellaneous Provisions|Subchapter D. Safety at Unmanned Teller Machines|Section 59.302. Exception for Certain Unmanned Teller Machines

Sec. 59.302.  EXCEPTION FOR CERTAIN UNMANNED TELLER MACHINES.  This subchapter does not apply to an unmanned teller machine:(1)  by which:(A)  a customer of a financial institution can authorize and effect the electronic transfer of money from the customer's account at the financial institution to a merchant's account at a financial institution in the county or municipality in which the terminal is located to obtain cash or to purchase, rent, or pay for goods or services;  and(B)  the merchant can ascertain that the transaction has been completed and the money has been or will be transferred to the merchant's account at the merchant's financial institution in the county or municipality in which the terminal is located;  or(2)  located:(A)  inside a building:(i)  unless the building is a freestanding installation existing solely to provide an enclosure for the machine;  or(ii)  except to the extent a transaction can be conducted from outside the building;  or(B)  in an area not controlled by the owner or operator of the machine.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 59.303 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle A - Banks|Chapter 59 - Miscellaneous Provisions|Subchapter D. Safety at Unmanned Teller Machines|Section 59.303. Applicability to Certain Persons Who Are Not Owners or Operators

Sec. 59.303.  APPLICABILITY TO CERTAIN PERSONS WHO ARE NOT OWNERS OR OPERATORS.  (a)  A person is not an owner or operator solely because the person's primary function is to provide for the exchange, transfer, or dissemination of electronic fund transfer data.(b)  A person whose primary function is to provide for the exchange, transfer, or dissemination of electronic fund transfer data and who is not an owner or operator is not liable to a customer or user of an unmanned teller machine for a claim arising out of or in connection with a use or attempted use of the machine.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 59.304 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle A - Banks|Chapter 59 - Miscellaneous Provisions|Subchapter D. Safety at Unmanned Teller Machines|Section 59.304. Construction of Subchapter

Sec. 59.304.  CONSTRUCTION OF SUBCHAPTER.  (a)  This subchapter does not require the relocation or modification of an unmanned teller machine on the occurrence of a particular event or circumstance.(b)  A violation of this subchapter or a rule adopted under this subchapter is not negligence per se.  Substantial compliance with this subchapter and each rule adopted under this subchapter is prima facie evidence that a person has provided adequate safety protection measures relating to an unmanned teller machine under this subchapter.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 59.305 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle A - Banks|Chapter 59 - Miscellaneous Provisions|Subchapter D. Safety at Unmanned Teller Machines|Section 59.305. Lighting Required

Sec. 59.305.  LIGHTING REQUIRED.  During the period beginning 30 minutes after sunset and ending 30 minutes before sunrise, lighting shall be provided for:(1)  an unmanned teller machine;(2)  the machine's access area and defined parking area;  and(3)  the exterior of the machine's enclosure, if the machine is located in an enclosure.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 59.306 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle A - Banks|Chapter 59 - Miscellaneous Provisions|Subchapter D. Safety at Unmanned Teller Machines|Section 59.306. Persons Required to Provide Lighting

Sec. 59.306.  PERSONS REQUIRED TO PROVIDE LIGHTING.  (a)  Except as provided by Subsection (b), the owner or operator shall provide the lighting required by this subchapter.(b)  A person who leases the site where an unmanned teller machine is located shall provide the lighting required by this subchapter if the person controls the access area or defined parking area for the machine and the owner or operator does not control the access area or defined parking area.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 59.307 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle A - Banks|Chapter 59 - Miscellaneous Provisions|Subchapter D. Safety at Unmanned Teller Machines|Section 59.307. Standards for Lighting

Sec. 59.307.  STANDARDS FOR LIGHTING.  The lighting must be at least:(1)  10 candlefoot power at the face of the unmanned teller machine and extending in an unobstructed direction outward five feet;(2)  two candlefoot power within 50 feet from any unobstructed direction from the face of the machine, except as provided by Subdivision (3);(3)  if the machine is located within 10 feet of the corner of a building and is generally accessible from the adjacent side, two candlefoot power along the first 40 unobstructed feet of the adjacent side of the building;  and(4)  two candlefoot power in the part of the defined parking area within 60 feet of the unmanned teller machine.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|
TX Fin Code § 59.308 (2021)
2021 Texas Statutes|Finance Code|Title 3 - Financial Institutions and Businesses|Subtitle A - Banks|Chapter 59 - Miscellaneous Provisions|Subchapter D. Safety at Unmanned Teller Machines|Section 59.308. Safety Evaluation

Sec. 59.308.  SAFETY EVALUATION.  (a)  An owner or operator shall in good faith evaluate the safety of each unmanned teller machine that the person owns or operates.(b)  In making the evaluation, the owner or operator shall consider:(1)  the extent to which the lighting for the machine complies with Section 59.307;(2)  the presence of obstructions, including landscaping and vegetation, in the area of the machine and the access area and defined parking area for the machine;  and(3)  the incidence of violent crimes in the immediate neighborhood of the machine as shown by local law enforcement records and of which the owner or operator has actual knowledge.|Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.|