reglab/housing_qa huggingface dataset:
NE Code § 44-1116 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1116 - Compliance with act; required; when.

44-1116.  Compliance with act; required; when.A viatical settlement provider and viatical settlement broker transacting business in this state on or before September 1, 2001, may continue to do so pending approval or disapproval of the provider's or broker's application for a license as long as the application is filed with the director by July 1, 2002.Source Laws 2001, LB 52, § 42.
NE Code § 44-1117 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1117 - Fraudulent viatical settlement act; additional prohibited acts.

44-1117.  Fraudulent viatical settlement act; additional prohibited acts.(1) With respect to any viatical settlement contract or insurance policy, no viatical settlement broker shall knowingly solicit an offer from, effectuate a viatical settlement with, or make a sale to any viatical settlement provider, viatical settlement purchaser, financing entity, or related provider trust that is controlling, controlled by, or under common control with such viatical settlement broker.(2) With respect to any viatical settlement contract or insurance policy, no viatical settlement provider shall knowingly enter into a viatical settlement contract with a viator if, in connection with such viatical settlement contract, anything of value will be paid to a viatical settlement broker that is controlling, controlled by, or under common control with such viatical settlement provider or the viatical settlement purchaser, financing entity, or related provider trust that is involved in such viatical settlement contract.(3) A violation of subsection (1) or (2) of this section shall be a fraudulent viatical settlement act.(4) No viatical settlement provider shall enter into a viatical settlement contract unless the viatical settlement promotional, advertising, and marketing materials as may be prescribed by rule and regulation have been filed with the director. In no event shall any marketing materials expressly reference that the insurance is free for any period of time. The inclusion of any reference in the marketing materials that would cause a viator to reasonably believe that the insurance is free for any period of time shall be considered a violation of the Viatical Settlements Act.(5) No life insurance producer, insurance company, viatical settlement broker, or viatical settlement provider shall make any statement or representation to the applicant or policyholder in connection with the sale or financing of a life insurance policy to the effect that the insurance is free or without cost to the policyholder for any period of time unless provided in the policy.Source Laws 2008, LB853, § 12.
NE Code § 44-1201 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1201 - Contracts, authorized.

44-1201.  Contracts, authorized.Individuals, partnerships, limited liability companies, and corporations in this state, hereby designated as subscribers, are hereby authorized to exchange reciprocal or interinsurance contracts with each other or with individuals, partnerships, limited liability companies, and corporations of other states and countries providing indemnity among themselves from any loss which may be insured against under other provisions of the laws excepting life insurance.Source   Laws 1917, c. 189, § 1, p. 458;   Laws 1919, c. 190, tit. V, art. XV, § 1, p. 681;   C.S.1922, § 7969;   C.S.1929, § 44-1501;   R.S.1943, § 44-1201;   Laws 1993, LB 121, § 229.  Annotations Defendant was a reciprocal insurance exchange authorized under this article to write public liability automobile insurance. Davis v. Highway Motor Underwriters, 120 Neb. 734, 235 N.W. 325 (1931).
NE Code § 44-1202 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1202 - Contracts; licensed agent or attorney may execute.

44-1202.  Contracts; licensed agent or attorney may execute.Such contracts may be executed by an attorney, agent, or other representative, herein designated attorney, duly authorized and acting for such subscribers; Provided, that no such interinsurance contracts covering risks located or residing in this state shall be solicited, written, or placed, or caused to be solicited, written, or placed, except by or through a duly licensed agent of the attorney, resident within this state or licensed by the Department of Insurance; except that such contracts may be executed by the attorney, or an officer of the same if the attorney is a corporation, if done at the home office of the attorney or exchange in this state. The office or offices of such attorney may be maintained at such place or places as may be designated by the subscribers in the power of attorney.Source   Laws 1917, c. 189, § 2, p. 459;   Laws 1919, c. 190, tit. V, art. XV, § 2, p. 682;   C.S.1922, § 7970;   C.S.1929, § 44-1502;   R.S.1943, § 44-1202;   Laws 1949, c. 151, § 1, p. 388.
NE Code § 44-1203 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1203 - Declaration; filing; contents; loss fund required.

44-1203.  Declaration; filing; contents; loss fund required.Such subscribers so contracting among themselves shall, through their attorney, file with the Department of Insurance a declaration verified by the oath of such attorney or, when such attorney is a corporation, by the oath of the chief officer thereof setting forth: (1) The name or title adopted by such subscribers proposing to exchange such indemnity contracts, which name or title shall not be so similar to any other name or title previously adopted by a similar organization or by any insurance corporation or association as in the opinion of the department is likely to result in confusion or deception; (2) the kind or kinds of insurance to be effected or exchanged; (3) a copy of the form of policy contract or agreement under or by which such insurance is to be effected or exchanged, which policy contract or agreement shall state the minimum and maximum liability of subscribers for the payment of losses occurring under its contracts; (4) a copy of the form of power of attorney or other authority of such attorney under which such insurance is to be effected or exchanged; (5) the location of the office or offices from which such contracts or agreements are to be issued; (6) that applications have been made for indemnity upon at least seventy-five separate risks, aggregating not less than one and one-half million dollars, as represented by executed contracts or bona fide applications to become effective concurrently or, in the case of employers liability or workers' compensation insurance, at least seventy-five separate risks covering a total payroll of not less than one and one-half million dollars; and (7) that there is on deposit and thereafter maintained with such attorney and available for the payment of losses a fund, in cash or invested as provided by law, of not less than one million dollars. A reciprocal doing business in this state on August 25, 1989, shall not be subject to the foregoing deposit requirement insofar as such requirement would increase the amount of deposit necessary for the issuance of contracts on those classes of insurance being issued by it on such date, except that if such reciprocal, on and after such date, is determined by the director to be maintaining an amount which complies with such deposit requirement, then such reciprocal shall continue to be subject to such requirement. On and after such date, any reciprocal desiring to write any additional line of insurance as specified in section 44-201 shall thereupon deposit and maintain funds of at least one million dollars as provided in this section. This section shall be applicable to a reciprocal exchange issuing assessable or nonassessable policy contracts or agreements.Source   Laws 1917, c. 189, § 3, p. 459;   Laws 1919, c. 190, tit. V, art. XV, § 3, p. 682;   C.S.1922, § 7971;   C.S.1929, § 44-1503;   R.S.1943, § 44-1203;   Laws 1949, c. 152, § 1, p. 389;   Laws 1965, c. 253, § 5, p. 718;   Laws 1967, c. 262, § 5, p. 704;   Laws 1989, LB 92, § 165.
NE Code § 44-1204 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1204 - Actions; where brought; process; judgments.

44-1204.  Actions; where brought; process; judgments.Concurrently with the filing of the declaration provided for by the terms of section 44-1203, the attorney shall file with the Department of Insurance an instrument in writing executed by him or her for said subscribers, conditioned that upon the issuance of certificate of authority provided for in section 44-1211 action may be brought in the county in which the property insured thereunder is situated and service of process may be had in the manner provided for service of a summons in a civil action in all suits in this state arising out of such policies, contracts, or agreements, which service shall be valid and binding upon all subscribers exchanging at any time reciprocal or interinsurance contracts through such attorney. Such instrument shall further provide that in all suits arising in this state on account of contracts issued by such attorney for the account of said subscribers, such action may be brought against such attorney as attorney in fact for all subscribers at such reciprocal or interinsurance exchange, and the judgment in the action shall be a judgment against and binding upon each of the subscribers, as their respective interests may appear.Source   Laws 1917, c. 189, § 4, p. 460;   Laws 1919, c. 190, tit. V, art. XV, § 4, p. 683;   C.S.1922, § 7972;   C.S.1929, § 44-1504;   R.S.1943, § 44-1204;   Laws 1983, LB 447, § 61.
NE Code § 44-1205 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1205 - Maximum single risk; statement; filing required.

44-1205.  Maximum single risk; statement; filing required.There shall be filed with the Department of Insurance, by such attorney, a statement under oath of such attorney showing the maximum amount of indemnity upon any single risk, and such attorney shall, whenever and as often as the same shall be required, file with the department a statement verified by his oath, giving such information.Source   Laws 1917, c. 189, § 5, p. 460;   Laws 1919, c. 190, tit. V, art. XV, § 5, p. 683;   C.S.1922, § 7973;   C.S.1929, § 44-1505;   R.S.1943, § 44-1205.
NE Code § 44-1206 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1206 - Reserve; character; amount.

44-1206.  Reserve; character; amount.In addition to the requirement that a fund, in cash or invested as provided by law, be on deposit with the attorney as provided in subdivision (7) of section 44-1203, it shall be a further requirement that such beginning deposit be continually maintained with such attorney, and in addition thereto there shall at all times be maintained with such attorney as a reserve, a sum in cash or convertible securities equal to one hundred percent of the aggregate net unearned deposits collected and credited to the accounts of participating subscribers, plus such claim and loss reserves. In computing aggregate net unearned deposits, credit will be given for reinsurance in reputable solvent companies. If at any time the assets on deposit with the attorney shall not equal the fund necessary to be maintained as provided above and in addition thereto the reserves as computed herein, the subscribers or their attorney for them shall make up any deficiency. In case of workers' compensation insurance, the Department of Insurance may require of any such attorney a bond or deposit of money with a bank or trust company of this state for the purpose of securing deferred payments or installments for compensation benefits provided for by the Nebraska Workers' Compensation Act.Source   Laws 1917, c. 189, § 6, p. 460;   Laws 1919, c. 190, tit. V, art. XV, § 6, p. 683;   C.S.1922, § 7974;   C.S.1929, § 44-1506;   R.S.1943, § 44-1206;   Laws 1949, c. 153, § 1(1), p. 391;   Laws 1986, LB 811, § 19;  Laws 2000, LB 930, § 5.  Cross References  Nebraska Workers' Compensation Act, see section 48-1,110.
NE Code § 44-1206.01 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1206.01 - Reserve; deficiency; notice; removal.

44-1206.01.  Reserve; deficiency; notice; removal.Whenever it shall appear from any proper showing or from any examination made that the assets and resources of any domestic reciprocal insurance exchange are insufficient to meet the minimum conditions prescribed in section 44-1206, the department may promptly determine the amount of such deficiency and thereupon issue a written notice and requisition to the attorney of such reciprocal exchange requiring that such deficiency be removed within a reasonable time not to exceed one hundred eighty days from the service of such notice and requisition. If such deficiency shall not be made good within the time specified in the notice and requisition and satisfactory proof thereof filed with the department, such reciprocal exchange shall be proceeded against in the manner authorized and directed by the Nebraska Insurers Supervision, Rehabilitation, and Liquidation Act.Source   Laws 1949, c. 153, § 1(2), p. 392;   Laws 1989, LB 319, § 69.  Cross References  Nebraska Insurers Supervision, Rehabilitation, and Liquidation Act, see section 44-4862.
NE Code § 44-1207 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1207 - Annual statement; contents; examination; power of department.

44-1207.  Annual statement; contents; examination; power of department.Such attorney shall, within the time limited for filing the annual statement by insurance companies transacting the same kind of business, make a report to the Department of Insurance for each calendar year, showing the financial condition of affairs at the office where such contracts were issued, and shall furnish such additional information and reports as may be required; Provided, however, that the attorney shall not be required to file the names and addresses of any subscribers. The business affairs, records and assets of such organization shall be subject to examination by the department at the expense of the organization examined.Source   Laws 1917, c. 189, § 7, p. 461;   Laws 1919, c. 190, tit. V, art. XV, § 7, p. 684;   C.S.1922, § 7975;   C.S.1929, § 44-1507;   R.S.1943, § 44-1207.
NE Code § 44-1208 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1208 - Exchange of contracts; authorized.

44-1208.  Exchange of contracts; authorized.Any corporation organized under the laws of this state, shall, in addition to the rights, powers and franchises specified in its articles of incorporation, have full power and authority to exchange insurance contracts of the kind and character mentioned in section 44-1201. The right to exchange such contracts is hereby declared to be incidental to the purposes for which such corporations are organized, and as much granted as the rights and powers expressly conferred.Source   Laws 1917, c. 189, § 8, p. 461;   Laws 1919, c. 190, tit. V, art. XV, § 8, p. 684;   C.S.1922, § 7976;   C.S.1929, § 44-1508;   R.S.1943, § 44-1208.
NE Code § 44-1209 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1209 - Attorney; violations; penalty.

44-1209.  Attorney; violations; penalty.Any attorney who shall exchange any contracts of indemnity of the kind and character specified in section 44-1201, or any attorney, agent, or any person representing him, who shall solicit or negotiate any application for same without the attorney first complying with the foregoing provisions, shall be guilty of a Class II misdemeanor.Source   Laws 1917, c. 189, § 9, p. 462;   Laws 1919, c. 190, tit. V, art. XV, § 9, p. 685;   C.S.1922, § 7977;   C.S.1929, § 44-1509;   R.S.1943, § 44-1209;   Laws 1977, LB 40, § 244.
NE Code § 44-1210 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1210 - Solicitation for purposes of organization; license not required.

44-1210.  Solicitation for purposes of organization; license not required.For the purposes of organization, and upon issuance of permit by the Department of Insurance, powers of attorney and applications may be solicited without license, but no attorney, agent, or other person, shall make any contracts of indemnity until he shall comply with the provisions of sections 44-1201 to 44-1214.Source   Laws 1917, c. 189, § 9, p. 462;   Laws 1919, c. 190, tit. V, art. XV, § 9, p. 685;   C.S.1922, § 7977;   C.S.1929, § 44-1509;   R.S.1943, § 44-1210.
NE Code § 44-1211 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1211 - Attorney's certificate of authority; issuance.

44-1211.  Attorney's certificate of authority; issuance.Each attorney by or through whom are issued any policies of, or contracts for, indemnity of the character referred to in section 44-1201, may procure from the Department of Insurance annually a certificate of authority, stating that all the requirements of sections 44-1201 to 44-1214 have been complied with. Upon such compliance, and the payment of the fees and taxes required by this article, the department shall issue such certificate.Source   Laws 1917, c. 189, § 10, p. 462;   Laws 1919, c. 190, tit. V, art. XV, § 10, p. 685;   C.S.1922, § 7978;   C.S.1929, § 44-1510;   R.S.1943, § 44-1211.
NE Code § 44-1212 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1212 - Attorney's certificate; revocation or suspension; grounds; order; appeal.

44-1212.  Attorney's certificate; revocation or suspension; grounds; order; appeal.In addition to the penalties prescribed in section 44-1209 and when not otherwise provided, the penalty for failure or refusal to comply with any of the terms and provisions of sections 44-1201 to 44-1214, upon the part of the attorney, shall be the refusal, suspension, or revocation of certificate of authority or license by the Department of Insurance and publication of his or her act, after due notice and opportunity for hearing has been given such attorney so that he or she may appear and show cause why such action should not be taken. An appeal may be taken from the decision of the Director of Insurance, and the appeal shall be in accordance with the Administrative Procedure Act.Source   Laws 1917, c. 189, § 11, p. 462;   Laws 1919, c. 190, tit. V, art. XV, § 11, p. 685;   C.S.1922, § 7979;   C.S.1929, § 44-1511;   R.S.1943, § 44-1212;   Laws 1969, c. 359, § 29, p. 1280;   Laws 1988, LB 352, § 57.  Cross References  Administrative Procedure Act, see section 84-920.
NE Code § 44-1214 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1214 - Applicability of insurance laws.

44-1214.  Applicability of insurance laws.Reciprocal or interinsurance contracts, the exchange thereof, the subscribers, attorneys in fact, agents, and representatives, and all matters incident to or concerned with such contracts and relationship, shall be exclusively subject to and regulated by the provisions of sections 44-1201 to 44-1214, and no other law relating to insurance heretofore or hereafter enacted, except as provided in this article, or when such other law relating to insurance specifically uses the words reciprocal or interinsurance.Source   Laws 1917, c. 189, § 13, p. 462;   Laws 1919, c. 190, tit. V, art. XV, § 13, p. 686;   C.S.1922, § 7981;   C.S.1929, § 44-1513;   R.S.1943, § 44-1214;   Laws 1949, c. 154, § 1(1), p. 393.  Annotations Fraternal benefit insurance organizations are not exempt from law confining all corporations, societies and associations to objects and purposes of existence. Folts v. Globe Life Ins. Co., 117 Neb. 723, 223 N.W. 797 (1929).
NE Code § 44-1215 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1215 - Applicability of insurance laws; conflict; effect.

44-1215.  Applicability of insurance laws; conflict; effect.Reciprocal or interinsurance exchanges and all matters relating thereto shall be subject to and governed by Chapter 44, articles 1, 2, 3, 4, 5, 6, 7, 12, and 15, as now existing or as hereafter amended, insofar as these statutes may be reasonably applicable; and sections 44-1201 to 44-1214 shall govern in the event of conflict between the application of the articles enumerated in this section.Source   Laws 1949, c. 154, § 1(2), p. 393;   Laws 1994, LB 852, § 1.
NE Code § 44-1301 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1301 - Act, how cited.

44-1301.  Act, how cited.Sections 44-1301 to 44-1318 shall be known and may be cited as the Health Carrier External Review Act.Source Laws 2013, LB147, § 1.
NE Code § 44-1302 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1302 - Purpose of act.

44-1302.  Purpose of act.The purpose of the Health Carrier External Review Act is to provide uniform standards for the establishment and maintenance of external review procedures to assure that covered persons have the opportunity for an independent review of an adverse determination or final adverse determination.Source Laws 2013, LB147, § 2.
NE Code § 44-1304 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1304 - Applicability of act.

44-1304.  Applicability of act.(1) Except as provided in subsection (2) of this section, the Health Carrier External Review Act shall apply to all health carriers.(2)(a) The act shall not apply to a policy or certificate that provides coverage for:(i) A specified disease, specified accident, or accident-only coverage;(ii) Credit;(iii) Dental;(iv) Disability income;(v) Hospital indemnity;(vi) Long-term care insurance as defined in section 44-4509;(vii) Vision care; or(viii) Any other limited supplemental benefit.(b) The act shall not apply to:(i) A medicare supplement policy of insurance as defined in section 44-3602;(ii) Coverage under a plan through medicare, medicaid, or the Federal Employees Health Benefits Program;(iii) Any coverage issued under Chapter 55 of Title 10 of the United States Code and any coverage issued as a supplement to that coverage;(iv) Any coverage issued as supplemental to liability insurance;(v) Workers' compensation or similar insurance;(vi) Automobile medical-payment insurance; or(vii) Any insurance under which benefits are payable with or without regard to fault, whether written on a group blanket or individual basis.Source Laws 2013, LB147, § 4.
NE Code § 44-1306 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1306 - Request for external review.

44-1306.  Request for external review.(1)(a) Except for a request for an expedited external review as set forth in section 44-1309, all requests for external review shall be made in writing to the director.(b) The director may prescribe by rule and regulation the form and content of external review requests required to be submitted under this section.(2) A covered person or the covered person's authorized representative may make a request for an external review of an adverse determination or final adverse determination.Source Laws 2013, LB147, § 6.
NE Code § 44-1311 (2021)
2021 Nebraska Revised Statutes|Chapter 44 - Insurance|44-1311 - External review decision; how treated; limitation on subsequent request.

44-1311.  External review decision; how treated; limitation on subsequent request.(1) An external review decision is binding on the health carrier except to the extent the health carrier has other remedies available under applicable state law.(2) An external review decision is binding on the covered person except to the extent the covered person has other remedies available under applicable federal or state law.(3) A covered person or the covered person's authorized representative, if applicable, shall not file a subsequent request for external review involving the same adverse determination or final adverse determination for which the covered person has already received an external review decision pursuant to the Health Carrier External Review Act.Source Laws 2013, LB147, § 11.