reglab/housing_qa huggingface dataset:
IA Code § 509A.12 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509A - GROUP INSURANCE FOR PUBLIC EMPLOYEES|Section 509A.12 - Deferred compensation program for governmental employees.

509A.12 Deferred compensation program for governmental employees.   1. A governing body, county board of supervisors, or other public entity, to the extent allowed by law, may establish a deferred compensation program under this section. The contributions made on behalf of an employee who chooses to participate in the program shall be invested at the direction of the employee in a life insurance contract, annuity contract, mutual fund, security, or any other deferred payment contract offered as an investment option under the program. The contract acquired for an employee shall be in accordance with the plan document and shall be acquired from a company, or a salesperson for that company, that is authorized to do business in this state. When the state of Iowa acquires an investment product pursuant to the plan document the state does not become a shareholder, stockholder, or owner of a corporation in violation of Article VIII, section 3, of the Constitution of the State of Iowa or any other provision of law.   2. This section is in addition to any benefit program provided by law for employees of the state or its political subdivisions.  [C73, 75, 77, 79, 81, S81, §509A.12; 81 Acts, ch 117, §1087]  94 Acts, ch 1183, §80; 95 Acts, ch 162, §11; 97 Acts, ch 185, §10; 2019 Acts, ch 24, §104  Referred to in §8A.433, 8A.434, 8A.435, 8F.2, 12B.10, 12B.10A, 12B.10B, 12B.10C, 12C.1, 331.324
IA Code § 509A.13 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509A - GROUP INSURANCE FOR PUBLIC EMPLOYEES|Section 509A.13 - Continuation of group insurance.

509A.13 Continuation of group insurance.   1. If a governing body, a county board of supervisors, or a city council has procured for its employees accident, health, or hospitalization insurance, or a medical service plan, or has contracted with a health maintenance organization authorized to do business in this state, the governing body, county board of supervisors, or city council shall allow its employees who retired before attaining sixty-five years of age to continue participation in the group plan or under the group contract at the employee’s own expense until the employee attains sixty-five years of age.   2. This section applies to employees who retired on or after January 1, 1981.  84 Acts, ch 1285, §25; 86 Acts, ch 1243, §32; 2019 Acts, ch 24, §104
IA Code § 509A.13A (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509A - GROUP INSURANCE FOR PUBLIC EMPLOYEES|Section 509A.13A - Continuation of group insurance covering spouses.

509A.13A Continuation of group insurance covering spouses.   1. As used in this section, unless the context otherwise requires:   a. “Eligible retired state employee” means a former employee of the government of the state of Iowa, including but not limited to any departments, agencies, boards, bureaus, or commissions of the state of Iowa, who is receiving the minimum level of retirement benefits for eligibility under this section and who is participating in a state health or medical group insurance plan which covers the former employee and the former employee’s spouse at the time of the death of the former employee.   b. “Minimum level of retirement benefits for eligibility under this section” means any of the following:   (1) The eligible retired state employee has received retirement benefits under the retirement system established in chapter 97A based upon the completion of at least twenty-two years of membership service.   (2) The eligible retired state employee has received retirement benefits under the retirement system established in chapter 97B.   (3) The eligible retired state employee has received retirement benefits under the retirement system established in chapter 602, article 9.   c. “State health or medical group insurance plan” means a health or medical group insurance plan for employees of the state.   2. Notwithstanding any provision of law to the contrary, in the event of the death of an eligible retired state employee, the surviving spouse of the eligible retired state employee whose insurance would otherwise terminate because of the death of the eligible retired state employee may elect to continue to be a member of the state health or medical group insurance plan by requesting continuation in writing to the department of administrative services within thirty-one days after the death of the eligible retired state employee. The surviving spouse shall pay the total premium for the state health or medical group insurance plan and shall have the same rights to change programs or coverage as state employees.  94 Acts, ch 1183, §81; 98 Acts, ch 1183, §71, 79; 99 Acts, ch 200, §21; 2003 Acts, ch 145, §286
IA Code § 509A.13B (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509A - GROUP INSURANCE FOR PUBLIC EMPLOYEES|Section 509A.13B - Coverage of children — continuation or reenrollment.

509A.13B Coverage of children — continuation or reenrollment.   If a governing body, a county board of supervisors, or a city council has procured accident or health care coverage for its employees under this chapter, such coverage shall permit continuation of existing coverage or reenrollment in previously existing coverage for an individual who meets the requirements of section 513B.2, subsection 14, paragraph “a”, “b”, “c”, “d”, or “e”, and who is an unmarried child of an insured or enrollee who so elects, at least through the policy anniversary date on or after the date the child marries, ceases to be a resident of this state, or attains the age of twenty-five years old, whichever occurs first, or so long as the unmarried child maintains full-time status as a student in an accredited institution of postsecondary education.  2008 Acts, ch 1188, §39, 43; 2009 Acts, ch 118, §8, 11
IA Code § 509A.13C (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509A - GROUP INSURANCE FOR PUBLIC EMPLOYEES|Section 509A.13C - Health care coverage for surviving spouse and children of fire fighters and peace officers killed in the line of duty.

509A.13C Health care coverage for surviving spouse and children of fire fighters and peace officers killed in the line of duty.   1. For the purposes of this section, “eligible peace officer or fire fighter” means a peace officer as defined in section 801.4, or a fire fighter, to which a line of duty death benefit is payable pursuant to section 97A.6, subsection 16, section 97B.52, subsection 2, or section 411.6, subsection 15.   2. a. If a governing body, a county board of supervisors, or a city council has procured accident or health care coverage for its employees under this chapter, such coverage shall permit continuation of existing coverage or reenrollment in previously existing coverage for the surviving spouse and each surviving child of an eligible peace officer or fire fighter.   b. A governing body, a county board of supervisors, or a city council shall also permit continuation of existing coverage for the surviving spouse and each surviving child of a peace officer as defined in section 801.4, or a fire fighter who dies and to which a line of duty death benefit is reasonably expected to be payable pursuant to section 97A.6, subsection 16, section 97B.52, subsection 2, or section 411.6, subsection 15, until such time as the determination of whether to provide a line of duty death benefit is made.   3. A governing body, a county board of supervisors, or a city council providing accident or health care coverage under this section shall not be required to pay for the cost of the coverage. However, a governing body, a county board of supervisors, or a city council may pay the full cost or a portion of the cost of the coverage. If the full cost of the coverage is not paid, a surviving spouse and each surviving child eligible for coverage under this section may elect to continue accident or health care coverage by paying that portion of the cost of the coverage not paid by the governing body, county board of supervisors, or city council.   4. A governing body, a county board of supervisors, or a city council shall notify the provider of accident or health care coverage for its employees of a surviving spouse and each surviving child to be provided coverage pursuant to the requirements of this section.   5. This section shall not require continuation of coverage if the surviving spouse or surviving child who would otherwise be entitled to continuation of coverage under this section was, through the surviving spouse’s or surviving child’s actions, a substantial contributing factor to the death of the eligible peace officer or fire fighter.  2018 Acts, ch 1172, §76, 78, 79  Referred to in §80.47  Section applies retroactively to a death occurring on or after January 1, 1985; 2018 Acts, ch 1172, §78, 79
IA Code § 509A.14 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509A - GROUP INSURANCE FOR PUBLIC EMPLOYEES|Section 509A.14 - Approval of self-insurance plans.

509A.14 Approval of self-insurance plans.   The commissioner of insurance shall adopt rules for self-insurance plans for life insurance and accident and health insurance for a political subdivision of the state or a school corporation. The rules adopted shall include, but are not limited to, the following:   1. A requirement that the plan shall include all coverages and provisions that are required by law in insurance policies for the type of risk that the self-insurance plan is intended to cover.   2. A requirement that if the resources of the plan are inadequate to fully cover a claim under the plan, then the public body is liable for any portion of the claim that is left unpaid.  85 Acts, ch 251, §2; 92 Acts, ch 1162, §12; 93 Acts, ch 88, §9  Referred to in §296.7, 331.301, 364.4
IA Code § 509B.1 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509B - CONTINUATION OF GROUP HEALTH INSURANCE|Section 509B.1 - Definitions.

509B.1 Definitions.   As used in this chapter, unless the context otherwise requires:   1. “Accident or health insurance” means hospital, surgical, or major medical insurance, or a combination of these.   2. “Commissioner” means the state commissioner of insurance.   3. “Group policy” means a group accident or health insurance policy issued by an insurance company under chapter 509, a group accident or health contract issued by a health service corporation under chapter 514, or a plan for health care services provided by a health maintenance organization under chapter 514B, or issued or provided by any similar corporation or organization.   4. “Insurance”, “insures”, and “insured” refer to coverage under a group policy, individual policy, or converted policy on a premium-paying basis, and do not include coverage provided solely as an accrued liability or by reason of a disability extension.   5. “Insurer” means the entity issuing a group policy or an individual or converted policy.   6. “Medicare” means Tit. XVIII of the United States Social Security Act.   7. “Premium” includes any premium or payment or other consideration payable for coverage under a group or individual policy.  86 Acts, ch 1124, §1; 2006 Acts, ch 1117, §36; 2012 Acts, ch 1023, §78  Referred to in §514C.3
IA Code § 509B.2 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509B - CONTINUATION OF GROUP HEALTH INSURANCE|Section 509B.2 - Persons included in this chapter.

509B.2 Persons included in this chapter.   1. As used in this chapter, “termination of employment or membership” includes but is not limited to termination because of permanent or temporary layoff or approved leave of absence. A provision in this chapter which relates to termination of insurance under a group policy of an employee or member and the employee’s or member’s covered dependents includes termination of insurance with respect to the surviving or former spouse or children of an employee or member whose insurance would terminate because of dissolution or annulment of the marriage of the employee or member, or would terminate because of death of the employee or member.   2. A provision in this chapter which relates to an employee or member includes the surviving or former spouse or children if termination occurs because of dissolution or annulment of a marriage or death of an employee or member.  86 Acts, ch 1124, §2
IA Code § 509B.4 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 509B - CONTINUATION OF GROUP HEALTH INSURANCE|Section 509B.4 - Conversion of group policies.

509B.4 Conversion of group policies. Repealed by  2006 Acts, ch 1117, §127  .
IA Code § 510.1A (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 510 - MANAGING GENERAL AGENTS AND THIRD-PARTY ADMINISTRATORS|Section 510.1A - Short title.

510.1A Short title.   This chapter may be cited as the “Managing General Agents Act.”  91 Acts, ch 26, §1  Referred to in §510.10
IA Code § 510.1B (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 510 - MANAGING GENERAL AGENTS AND THIRD-PARTY ADMINISTRATORS|Section 510.1B - Definitions.

510.1B Definitions.   As used in this chapter, unless the context otherwise requires:   1. “Actuary” means a person who is a member in good standing of the American academy of actuaries.   2. “Commissioner” means the commissioner of insurance.   3. “Insurer” means a person duly licensed in this state as an insurance company pursuant to this subtitle.   4. a. “Managing general agent” means any person who engages in all of the following:   (1) Negotiates and binds ceding reinsurance contracts on behalf of an insurer or manages all or part of the insurance business of an insurer, including the management of a separate division, department, or underwriting office, and who acts as an agent for such insurer whether known as a managing general agent, manager, or other similar term or title.   (2) With or without authority and either separately or together with affiliates, directly or indirectly produces, and underwrites, an amount of gross direct written premium equal to or greater than five percent of the policyholder surplus in any one quarter or year as reported in the last annual statement of the insurer.   (3) Engages in either or both of the following:   (a) Adjusts or pays claims in excess of an amount determined by the commissioner.   (b) Negotiates reinsurance on behalf of the insurer.   b. Managing general agent does not include any of the following:   (1) An employee of the insurer.   (2) A manager of a United States branch of an alien insurer who resides in this country.   (3) An underwriting manager who, pursuant to contract, manages all insurance operations of the insurer, who is under common control with the insurer, subject to chapter 521A relating to the regulation of insurance holding company systems, and who is not compensated based upon the volume of premiums written.   (4) An insurance company, in connection with the acceptance or rejection of reinsurance on a block of business.   (5) The attorney-in-fact authorized by or acting for the subscribers of a reciprocal insurer or interinsurance exchange under power of attorney.   5. “Underwrite” means the authority to accept or reject risk on behalf of the insurer.  91 Acts, ch 26, §2  Referred to in §510.6, 510.10
IA Code § 510.2 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 510 - MANAGING GENERAL AGENTS AND THIRD-PARTY ADMINISTRATORS|Section 510.2 - Contracts with managing general agents.

510.2 Contracts with managing general agents.   1. A domestic insurer shall not enter into a contract with a managing general agent unless the domestic insurer notifies the commissioner in writing of its intention to enter into the contract at least thirty days prior to entering into the contract or within a shorter time permitted by the commissioner and the commissioner has not disapproved of the contracts within the time period. The commissioner shall not approve the contracts if the commissioner finds any of the following:   a. The service or management charges in the contract are based upon criteria unrelated either to the insurer’s profits or to the reasonable, customary, and usual charges for such services to the company.   b. Management personnel or other employees of the insurance company are to be performing management functions and receiving any remuneration for those management functions through the contract in addition to the compensation received directly from the insurance company for their services.   c. The contract would transfer substantial control of the insurer or any of the powers vested in the board of directors, by statute, articles of incorporation, or bylaws, or substantially all of the basic functions of the insurer’s management to the managing general agent.   d. The contract contains provisions which would be clearly detrimental to the best interest of policyholders, stockholders, or members of the company.   e. The officers and directors of the managing general agent firm are of known bad character or have been affiliated, directly or indirectly, through ownership, control, management, reinsurance transactions, or other insurance or business relations with any person known to have been involved in the improper manipulation of assets, accounts, or reinsurance.   2. If the commissioner disapproves of a contract, notice of the disapproval shall be given to the insurer, specifying the reasons in writing. The commissioner shall grant any party to the contract a hearing on the disapproval upon request pursuant to chapter 17A.  89 Acts, ch 227, §2; 2012 Acts, ch 1023, §157  Referred to in §510.10  Contracts; see also §510.5
IA Code § 510.3 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 510 - MANAGING GENERAL AGENTS AND THIRD-PARTY ADMINISTRATORS|Section 510.3 - Liability of managing general agents.

510.3 Liability of managing general agents.   Notwithstanding any obligation of a director or officer of an insolvent insurer to the liquidator of the insolvent insurer, a managing general agent of a domestic insurer against whom an order of liquidation has been entered is liable for fees paid to the managing general agent prior to the entry of the order of liquidation upon a finding that the rendering of services, or failure to render services contracted for, substantially caused or contributed to the insolvency of the domestic insurer, and was pursuant to a contract which had not been submitted to the commissioner, or which had been submitted to the commissioner and disapproved, or the services did not meet accepted standards for such services.  89 Acts, ch 227, §3  Referred to in §510.10
IA Code § 510.4 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 510 - MANAGING GENERAL AGENTS AND THIRD-PARTY ADMINISTRATORS|Section 510.4 - Licensure required — bond.

510.4 Licensure required — bond.   1. A person shall not act in the capacity of a managing general agent with respect to risks located in this state for an insurer licensed in this state unless the person is a licensed producer in this state.   2. A person shall not act in the capacity of a managing general agent representing an insurer domiciled in this state with respect to risks located outside this state unless the person is licensed as a resident or nonresident producer in this state pursuant to the provisions of this chapter.   3. The commissioner may require a bond for each company represented by a managing general agent in an amount acceptable to the commissioner for the protection of the insurer.   4. The commissioner may require a managing general agent to maintain an errors and omissions policy.  91 Acts, ch 26, §3  Referred to in §510.10
IA Code § 510.5A (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 510 - MANAGING GENERAL AGENTS AND THIRD-PARTY ADMINISTRATORS|Section 510.5A - Unfair competition or unfair and deceptive acts or practices prohibited.

510.5A Unfair competition or unfair and deceptive acts or practices prohibited.   A managing general agent is subject to chapter 507B relating to unfair insurance trade practices.  93 Acts, ch 88, §11  Referred to in §510.10
IA Code § 510.6 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 510 - MANAGING GENERAL AGENTS AND THIRD-PARTY ADMINISTRATORS|Section 510.6 - Duties of insurers.

510.6 Duties of insurers.   1. An insurer shall have on file an independent financial examination, in a form acceptable to the commissioner, of each managing general agent with which the insurer does or has done business.   2. If a managing general agent establishes loss reserves, the insurer shall annually obtain the opinion of an actuary attesting to the adequacy of loss reserves established for losses incurred and outstanding on business produced by a managing general agent. This is in addition to any other required loss reserve certification.   3. An insurer shall periodically, but at least semiannually, conduct an on-site review of the underwriting and claims processing operations of each managing general agent with which the insurer is currently doing business.   4. Binding authority for all reinsurance contracts or participation in insurance or reinsurance syndicates shall rest with an officer of the insurer, who is not affiliated with the managing general agent.   5. Within thirty days of entering into or termination of a contract with a managing general agent, the insurer shall provide written notification of the appointment or termination to the commissioner. A notice of appointment of a managing general agent must include a statement of duties which the applicant is expected to perform on behalf of the insurer, the lines of insurance for which the applicant is to be authorized to act, and any other information the commissioner may request.   6. An insurer shall review its books and records each quarter and determine if any insurance producer, as defined by section 510A.2, has become, by operation of section 510.1B, subsection 4, a managing general agent as defined in that section. If the insurer determines that an insurance producer has become a managing general agent by operation of section 510.1B, subsection 4, the insurer shall promptly notify the insurance producer and the commissioner of such determination and the insurer and insurance producer shall fully comply with the provisions of this chapter within thirty days.   7. An insurer shall not appoint to its board of directors an officer, director, employee, insurance producer, or controlling shareholder of a managing general agent of the insurer. This subsection shall not apply to relationships governed by chapter 521A relating to the regulation of insurance company holding systems, or, if applicable, by chapter 510A relating to the regulation of insurance producer controlled property and casualty insurers.  91 Acts, ch 26, §5; 91 Acts, ch 258, §56; 2004 Acts, ch 1101, §71  Referred to in §510.5, 510.10
IA Code § 510.7 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 510 - MANAGING GENERAL AGENTS AND THIRD-PARTY ADMINISTRATORS|Section 510.7 - Examination authority.

510.7 Examination authority.   The acts of a managing general agent are considered to be the acts of the insurer on whose behalf a managing general agent is acting. A managing general agent may be examined as if it were the insurer.  91 Acts, ch 26, §6  Referred to in §510.10