reglab/housing_qa huggingface dataset:
215 ILCS 5/1018
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XL - Insurance Information And Privacy Protection

 (from Ch. 73, par. 1065.718)Sec. 1018.     Cease and Desist Orders and Reports.     (A) If, after a hearing, the Director determines that the insurance institution,  agent or insurance-support organization charged has engaged in conduct or  practices in violation of this Article, he shall reduce his findings to  writing and shall issue and cause to be served upon such insurance institution,  agent or insurance-support organization a copy of such findings and an order  requiring such insurance institution, agent or insurance-support organization  to cease and desist from the conduct or practices constituting a violation  of this Article.(B) If, after a hearing, the Director determines that the insurance institution,  agent or insurance-support organization charged has not engaged in conduct  or practices in violation of this Article, he shall prepare a written report  which sets forth findings of fact and conclusions of law.  Such report shall  be served upon the insurance institution, agent or insurance-support organization  charged and upon the person or persons, if any, whose rights under this  Article were allegedly violated.    (Source: P.A. 81-1430.)
215 ILCS 5/1019
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XL - Insurance Information And Privacy Protection

 (from Ch. 73, par. 1065.719)Sec. 1019.     Judicial Review.     (1) Any order or decision made, issued or  executed by the Director under this Article whereby any person or company  is aggrieved is subject to review by the Circuit Court of Sangamon County.(2) The Administrative Review Law, as now or hereafter amended, and the  rules adopted pursuant thereto, applies to and governs all proceedings for  review of final administrative decisions of the Director provided for in  this Section.  The term "administrative decision" is defined as in Section  3-101 of the Code of Civil Procedure.    (Source: P.A. 82-783.)
215 ILCS 5/1020
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XL - Insurance Information And Privacy Protection

 (from Ch. 73, par. 1065.720)Sec. 1020.     Penalties.(A) In any case where a hearing pursuant to Section  1016 results in the finding of a knowing violation of  this Article, the  Director may, in addition to the issuance of a cease and desist order as  prescribed in Section 1018, order payment of a monetary penalty of not more  than $1,000 for each violation but not to exceed $20,000 in the aggregate  for multiple violations.(B) Any person who violates a cease and desist order of the Director under  Section 1018 of this Article may, after notice and hearing and upon order  of the Director, be subject to one or more of the following penalties, at  the discretion of the Director:(1) a monetary fine of not more than $20,000 for each     violation,(2) a monetary fine of not more than $100,000 if the     Director finds that violations have occurred with such frequency as to constitute a general business practice, or(3) suspension or revocation of an insurance     institution's or agent's license.   (Source: P.A. 93-32, eff. 7-1-03.)
215 ILCS 5/1021
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XL - Insurance Information And Privacy Protection

 (from Ch. 73, par. 1065.721)Sec. 1021.     Individual Remedies.     (A) If  any insurance institution, agent or insurance-support organization fails  to comply with Sections 1009, 1010 or 1011 of this Article with respect  to the rights granted under those Sections, any person whose rights are  violated may apply to the circuit court of this State, or any other court  of competent jurisdiction, for appropriate equitable relief.(B) An insurance institution, agent or insurance-support organization  which discloses information in violation of Section 1014 of this Article  shall be liable for damages sustained by the individual about whom the information  relates; provided, however, that no individual shall be  entitled to a monetary  award which exceeds the actual damages sustained by the individual as a  result of a violation of Section 1014 of this Article.(C) In any action brought pursuant to this Section, the court may award  the cost of the action and reasonable attorney's fees to the prevailing party.(D) An action under this Section must be brought within 2 years from the  date the alleged violation is or should have been discovered.(E) Except as specifically provided in this Section, there shall be no  remedy or recovery available to individuals, in law or in equity, for occurrences  constituting a violation of any provision of this Article.    (Source: P.A. 82-108.)
215 ILCS 5/1022
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XL - Insurance Information And Privacy Protection

 (from Ch. 73, par. 1065.722)Sec. 1022.     Immunity.     No cause of action in the nature of defamation,  invasion of privacy or negligence shall arise against any person for disclosing  personal or privileged information in accordance with this Article, nor  shall such a cause of action arise against any person for furnishing personal  or privileged information to an insurance institution, agent or insurance-support  organization; provided, however, this Section shall provide no immunity  for disclosing or furnishing false information with malice or willful intent  to injure any person.    (Source: P.A. 82-108.)
215 ILCS 5/1023
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XL - Insurance Information And Privacy Protection

 (from Ch. 73, par. 1065.723)Sec. 1023.     Obtaining Information Under False Pretenses.     Any person  who knowingly and willfully obtains information about an individual from  an insurance institution, agent or insurance-support organization under  false pretenses shall be guilty of a Class 4 felony.    (Source: P.A. 81-1430.)
215 ILCS 5/1023.5
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XL - Insurance Information And Privacy Protection

Sec. 1023.5.     Federal privacy protections.(A) In addition to the requirements of this Article, licensees shall comply  with the privacy protection provisions of Title V of the federal  Gramm-Leach-Bliley Act (Public Law 106-102, 106th Congress).(B) The Director shall have authority to enforce the requirements of the  privacy protection provisions of Title V of the federal Gramm-Leach-Bliley Act,  employing powers granted to him under this Article and this Code.(C) The Director shall make reasonable rules as may be necessary to make  effective the privacy provisions of Title V of the federal Gramm-Leach-Bliley  Act (Public Law 106-102, 106th Congress).(D) For purposes of this Section, "licensee" means all insurers, insurance  producers, and other persons licensed or required to be licensed, authorized or  required to be authorized, registered or required to be registered, or  domiciled, pursuant to this Code or any other insurance law  of this State administered by the Department.  "Licensee" also includes  unauthorized insurers who accept business placed through a licensed surplus  line  producer in this State, but only in regard to the surplus line placements  placed pursuant to Section 445 of this Code.  However, this Section does not  apply to "service contract providers" as defined by the Service Contract Act.    (Source: P.A. 92-556, eff. 6-24-02.)
215 ILCS 5/1024
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XL - Insurance Information And Privacy Protection

(215 ILCS 5/1024) (from Ch. 73, par. 1065.724)Sec. 1024.     This Article takes effect on July 1, 1981.     The rights granted  under Sections 1009, 1010 and 1014 of this Article shall take effect on July 1, 1981,  regardless of the date of the collection or receipt of the information which  is the subject of such Sections.    (Source: P.A. 81-1430.)
215 ILCS 5/Art. XLI heading
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLI - Risk Retention Arrangements For Banking Associations

 ARTICLE XLI.      RISK RETENTION ARRANGEMENTS FOR BANKING ASSOCIATIONS
215 ILCS 5/1101
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLI - Risk Retention Arrangements For Banking Associations

 (from Ch. 73, par. 1065.801)Sec. 1101.     Scope of Article.     This Article applies only to trusts  sponsored by domestic banking associations and organized under this  Article to provide casualty insurance authorized under Section 5 of the  Illinois Banking Act, as now or hereafter amended, for  association member banks.    (Source: P.A. 84-1431.)
215 ILCS 5/1102
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLI - Risk Retention Arrangements For Banking Associations

 (from Ch. 73, par. 1065.802)Sec. 1102.     Definitions.     As used in this Article, the following terms  have the following meanings:(1) "Banking association" means any Illinois corporation, whether  for-profit or not-for-profit, which functions as a professional or trade  association of dues-paying member commercial banks.  For purposes of this  Article, "banking association" does not include any corporation which  directly or indirectly (a) accepts deposits which the depositor has a right  to withdraw on demand by check or negotiable order, or (b) engages in the  business of making loans, or both.(2) "Trust sponsor" means a banking association which has created a risk  retention trust under this Article.(3) "Pool retention fund" means a separate fund maintained for  payment of first dollar claims, up to a specific amount per claim  ("specific retention") and up to an aggregate amount for a 12-month period  ("aggregate retention").(4) "Contingency reserve fund" means a separate fund maintained for  payment of claims in excess of the pool retention fund amount.(5) "Coverage grant" means the document describing specific  coverages and terms of coverage which are provided by a risk retention trust  created under this Article.(6) "Licensed service company" means an entity licensed under Section  464a of the Illinois Insurance Code to perform claims adjusting, loss  control and data processing.    (Source: P.A. 84-1431.)
215 ILCS 5/1103
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLI - Risk Retention Arrangements For Banking Associations

 (from Ch. 73, par. 1065.803)Sec. 1103.     Name.     The corporate name of any trust organized under this  Article shall not be the same as or deceptively similar to the name of any  domestic insurance company or of any foreign or alien insurance company  authorized to transact business in this State.    (Source: P.A. 84-1431.)
215 ILCS 5/1104
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLI - Risk Retention Arrangements For Banking Associations

 (from Ch. 73, par. 1065.804)Sec. 1104.     Principal Office and Place of Business.     The principal  office of any trust organized under this Article shall be located in this State.    (Source: P.A. 84-1431.)
215 ILCS 5/1105
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLI - Risk Retention Arrangements For Banking Associations

 (from Ch. 73, par. 1065.805)Sec. 1105.     Risk Retention Trust.     (1) Any banking association which has  been in existence for a period of not less than 2 years may create a risk  retention trust for the pooling of risks in order to provide  casualty coverage authorized under Section 5 of the Illinois Banking Act,  as now or hereafter amended, for its member banks.  Such trust  shall be administered by at least 3 trustees who are appointed by the trust  sponsor and who represent association member banks which have agreed in  writing to participate in the trust.(2) The trustees shall appoint a qualified administrator who shall  administer the affairs of the risk retention trust.(3) The trustees shall retain a licensed service company to perform  claims adjusting, loss control and data processing.(4) The trust sponsor, the trustees and the trust administrator shall be  fiduciaries of the trust.(5) Any trust created under this Article shall be consummated by a  written trust agreement and shall be subject to the laws of this State  governing the creation and operation of trusts, to the extent not  inconsistent with this Article.    (Source: P.A. 84-1431.)
215 ILCS 5/1106
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLI - Risk Retention Arrangements For Banking Associations

 (from Ch. 73, par. 1065.806)Sec. 1106.     Trust - Participation.     (1) A banking association and its member banks  may participate in any trust created under this Article if it:(a) Meets the underwriting standards for acceptance into the trust;(b) Files a written application for coverage, agreeing to meet  all of the membership conditions of the trust;(c) Is a member of the association sponsoring the trust;(d) Agrees to meet the ongoing loss control provisions and risk pooling  arrangements set forth by the  trustees;(e) Pays its premium contribution on a timely basis as required; and(f) Pays its predetermined annual required contribution into the  contingency reserve fund.(2) Any bank accepted for trust membership and participating in the  trust under this Article shall be liable for payment to the trust  of the amount of its annual premium contribution and its annual  predetermined contingency reserve fund contribution.    (Source: P.A. 84-1431.)
215 ILCS 5/1107
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLI - Risk Retention Arrangements For Banking Associations

 (from Ch. 73, par. 1065.807)Sec. 1107.     Trust - Coverage Grants - Payment of Claims.     (1) No risk  retention trust created under this Article may issue coverage grants until  it has procured 100 bonafide applications for coverage with the first  premium contribution in cash for each kind of coverage which the trust  undertakes to write, and has a contingency reserve fund of at least  $2,500,000.  Every trust subject to this Article must have, and at all times  maintain a pool retention fund at least equal to its unpaid liabilities and  an unimpaired minimum contingency reserve fund of $1,500,000.  The contingency reserve fund requirements shall be deemed satisfied if  the required contribution into such fund by any participating member bank  is obtained by a certificate of deposit redeemable by the trust in an  amount not greater than the amount insured by the Federal Deposit Insurance Corporation.(2) Every coverage grant issued or delivered in this State by any trust  subject to this Article shall provide for the liability of trust  members to the extent that funds are needed to pay a member's share of the  depleted contingency reserve fund needed to maintain the reserves required  by this Section.(3) The Director may after notice and hearing suspend or revoke the  license of any trust that  fails to maintain the minimum reserves required by this Section.(4) All claims shall first be paid from the pool retention fund.   If that fund becomes depleted, any additional claims shall be paid from  the contingency reserve fund.(5) On the basis of an annual independent certified audit,  the Director may require the risk retention trust to purchase insurance in amounts  required to provide additional protection to member banks in excess of the  contingency reserve fund.    (Source: P.A. 84-1431.)
215 ILCS 5/1109
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLI - Risk Retention Arrangements For Banking Associations

(215 ILCS 5/1109) (from Ch. 73, par. 1065.809)Sec. 1109.     Illinois Insurance Guaranty Fund - Inapplicability.     The  provisions of Article XXXIV of this Code shall not apply to any risk  retention trust created under this Article.    (Source: P.A. 84-1431.)
215 ILCS 5/Art. XLII heading
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLII - Insurance Cost Containment

 ARTICLE XLII.  INSURANCE COST CONTAINMENT
215 ILCS 5/1200
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLII - Insurance Cost Containment

 (from Ch. 73, par. 1065.900)Sec. 1200.         This Article shall be known and may be cited as the  "Illinois Insurance Cost Containment Act".    (Source: P.A. 84-1431.)
215 ILCS 5/1201
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLII - Insurance Cost Containment

 (from Ch. 73, par. 1065.901)Sec. 1201.     Purpose of Article.     The purpose of this Article is to  promote the public welfare by studying the relationship of insurance  premium and related income as compared to insurance costs and expenses. The  General Assembly finds and declares that stabilizing the cost of insurance  is a vital concern to the people of this State.It is the legislative intent, pursuant to this declared public concern, to  develop measures which will stabilize prices while continuing to provide  quality insurance products to all sectors of the citizenry.  It is the  express intent of this Article to permit and encourage competition between  companies on a sound financial basis to the fullest extent possible and to  establish a mechanism to ensure the provision of adequate insurance at  reasonable rates to the citizens of this State.The General Assembly finds that while the gathering of insurance  cost data has been attempted on a voluntary basis in the past, the lack  of a uniform system for the collection and analysis of data and the lack  of full participation by insurers has led to inadequate and unusable data.  In order to remedy this problem, the General Assembly find it necessary to  create a mandated uniform system in Illinois for the collection, analysis  and distribution of insurance cost data.    (Source: P.A. 84-1431.)
215 ILCS 5/1202
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLII - Insurance Cost Containment

 (from Ch. 73, par. 1065.902)Sec. 1202. Duties. The Director shall:(a) determine the relationship of insurance premiums     and related income as compared to insurance costs and expenses and provide such information to the General Assembly and the general public;(b) study the insurance system in the State of     Illinois, and recommend to the General Assembly what it deems to be the most appropriate and comprehensive cost containment system for the State;(c) respond to the requests by agencies of government     and the General Assembly for special studies and analysis of data collected pursuant to this Article. Such reports shall be made available in a form prescribed by the Director. The Director may also determine a fee to be charged to the requesting agency to cover the direct and indirect costs for producing such a report, and shall permit affected insurers the right to review the accuracy of the report before it is released. The fees shall be deposited into the Technology Management Revolving Fund and credited to the account of the Department of Insurance;(d) make an interim report to the General Assembly no     later than August 15, 1987, and an annual report to the General Assembly no later than July 1 every year thereafter which shall include the Director's findings and recommendations regarding its duties as provided under subsections (a), (b), and (c) of this Section. (Source: P.A. 99-642, eff. 7-28-16; 100-23, eff. 7-6-17.)
215 ILCS 5/1203
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLII - Insurance Cost Containment

 (from Ch. 73, par. 1065.903)Sec. 1203.     Powers and Additional Duties.     (a) The Director  may enter into any agreement with any corporation,  association or other entity he or she deems appropriate to undertake the process  described in this Article for the compilation and analysis of data  collected by the Department and may conduct or contract for studies on  insurance-related questions carried out in pursuance of the purposes of  this Article.  The agreement may provide for the corporation, association or  entity to prepare and distribute or make available data to insurers,  government and the general public.(b) The Director shall require, and the designated corporation,  association or entity shall prepare, semi-annual basic reports in the  aggregate on insurance cost trends in Illinois.   The Director shall provide  these reports to the General Assembly, and upon request, to the public.(c) Prior to the release or dissemination of these reports, the Director  or the designated corporation, association or entity, shall permit insurers  the opportunity to verify the accuracy of any information pertaining to the  insurer.  The insurer may submit to the Director any corrections or errors  in the compilation of the data together with any supporting evidence and  documents the insurer may provide.    (Source: P.A. 84-1431.)
215 ILCS 5/1205
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLII - Insurance Cost Containment

 (from Ch. 73, par. 1065.905)Sec. 1205.     Employees and Professional Consultants.     The Department may  employ and fix the compensation of such employees, and may enter into  contractual agreements with technical and professional consultants as it  deems necessary to expedite the purposes of this Article.    (Source: P.A. 84-1431.)
215 ILCS 5/1206
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLII - Insurance Cost Containment

(215 ILCS 5/1206) (from Ch. 73, par. 1065.906)Sec. 1206. Expenses. The companies required to file reports under this  Article shall pay a reasonable fee established by the Director sufficient  to cover the total cost of the Department incident to or associated  with the administration and enforcement of this Article, including the  collection, analysis and distribution of the insurance cost data, the  conversion of hard copy reports to tape, and the compilation and  analysis of basic reports.  The Director may establish a schedule of fees for this purpose.  Expenses for additional reports shall be billed  to those requesting the reports. Any such fees collected under this Section  shall be paid to the Director of Insurance and deposited into the Technology Management   Revolving Fund and credited to the account of the  Department of Insurance.  (Source: P.A. 100-23, eff. 7-6-17.)
215 ILCS 5/Art. XLIII heading
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLIII - Mortgage Insurance Consolidation

 ARTICLE XLIII.  Mortgage Insurance Consolidation
215 ILCS 5/1300
2021 Illinois Compiled Statutes|Chapter 215 - INSURANCE|215 ILCS 5/ - Illinois Insurance Code.|Article XLIII - Mortgage Insurance Consolidation

 (from Ch. 73, par. 1065.1000)Sec. 1300.     Title.     This Article may be cited as the Mortgage Insurance  Consolidation Law.    (Source: P.A. 86-378.)