reglab/housing_qa huggingface dataset:
MI Comp L § 490.411 (2021)
2021 Michigan Compiled Laws|Chapter 490 - Credit Unions|Act 215 of 2003 - Credit Union Act (490.101 - 490.601)|Article 4 - Domestic Credit Union Powers (490.401...490.432)|215-2003-4-1 - Part 1 General Provisions (490.401...490.413)|Section 490.411 - Savings Promotion Raffle; Loan Promotion Raffle; Definitions.

490.411 Savings promotion raffle; loan promotion raffle; definitions.Sec. 411.  (1) If authorized by the credit union board, a domestic credit union may conduct a savings promotion raffle. All of the following apply to a savings promotion raffle conducted under this subsection:  (a) The domestic credit union shall conduct a savings promotion raffle so that each token or ticket representing an entry in the raffle has an equal chance of being drawn. A domestic credit union shall not conduct a savings promotion raffle in a manner that jeopardizes the domestic credit union's safety and soundness or misleads its members.  (b) Pursuant to his or her supervisory powers under article 2, the director may examine the conduct of a savings promotion raffle. The director may issue a cease and desist order for a violation of this subsection under article 2.  (c) A domestic credit union shall maintain records sufficient to facilitate an audit of a savings promotion raffle.  (2) If authorized by the credit union board, a domestic credit union may conduct a loan promotion raffle. All of the following apply to a loan promotion raffle conducted under this subsection:  (a) The domestic credit union shall conduct a loan promotion raffle so that each token or ticket representing an entry in the raffle has an equal chance of being drawn. A domestic credit union shall not conduct a loan promotion raffle in a manner that jeopardizes the domestic credit union's safety and soundness or misleads its members.  (b) Pursuant to his or her supervisory powers under article 2, the director may examine the conduct of a loan promotion raffle. The director may issue a cease and desist order for a violation of this subsection under article 2.  (c) A domestic credit union shall maintain records sufficient to facilitate an audit of a savings promotion raffle.  (3) As used in this section:  (a) "Loan promotion raffle" means a raffle conducted by a domestic credit union where the sole consideration required for a chance of winning designated prizes is the closing on a loan with the domestic credit union of at least a specified amount.  (b) "Savings promotion raffle" means a raffle conducted by a domestic credit union where the sole consideration required for a chance of winning designated prizes is the deposit of at least a specified amount of money in a savings account or other savings program offered by the domestic credit union. History: 2003, Act 215, Eff. June 1, 2004 ;-- Am. 2016, Act 157, Eff. Sept. 7, 2016
MI Comp L § 490.412 (2021)
2021 Michigan Compiled Laws|Chapter 490 - Credit Unions|Act 215 of 2003 - Credit Union Act (490.101 - 490.601)|Article 4 - Domestic Credit Union Powers (490.401...490.432)|215-2003-4-1 - Part 1 General Provisions (490.401...490.413)|Section 490.412 - Check Cashing Fees.

490.412 Check cashing fees. Sec. 412.  (1) Except as provided in subsection (2), a domestic credit union shall not contract for, receive, impose, assess, or collect a charge or fee for the cashing of a check that exceeds 1 of the following percentages of the face amount of the check, as applicable:  (a) Five percent for a payroll, pension, or government check.  (b) Seven percent for a check from an insurance company, including, but not limited to, a private health or disability insurance plan payment.  (c) Ten percent for a personal check, money order, or other check.  (2) A domestic credit union may contract for, receive, impose, assess, or collect a charge or fee that does not exceed $25.00 for the first check the credit union cashes for an individual. History: 2003, Act 215, Eff. June 1, 2004
MI Comp L § 490.413 (2021)
2021 Michigan Compiled Laws|Chapter 490 - Credit Unions|Act 215 of 2003 - Credit Union Act (490.101 - 490.601)|Article 4 - Domestic Credit Union Powers (490.401...490.432)|215-2003-4-1 - Part 1 General Provisions (490.401...490.413)|Section 490.413 - Automatic Teller Machine Located on Premises of Casino, Casino Enterprise, Liquor Store, or Adult Entertainment Establishment; Preventing Access to Cash Benefits From Michigan Bridge Card; Definitions.

490.413 Automatic teller machine located on premises of casino, casino enterprise, liquor store, or adult entertainment establishment; preventing access to cash benefits from Michigan bridge card; definitions.Sec. 413.  (1) A domestic credit union that owns, operates, or manages an automated teller machine located on the premises of a casino, casino enterprise, liquor store, or adult entertainment establishment shall work with the department of human services to ensure that the automated teller machine does not allow an individual access to cash benefits from a Michigan bridge card.  (2) As used in this section:  (a) "Adult entertainment establishment" means any of the following:  (i) An on-premises licensee that holds a topless activity permit described in section 916(3) of the Michigan liquor control code of 1998, 1998 PA 58, MCL 436.1916.  (ii) Any other retail establishment that provides adult-oriented entertainment in which performers disrobe or perform in an unclothed state for entertainment.  (b) "Alcoholic liquor" means that term as defined in section 105 of the Michigan liquor control code of 1998, 1998 PA 58, MCL 436.1105.  (c) Subject to subsection (3), "casino" means that term as defined in section 2 of the Michigan gaming control and revenue act, 1996 IL 1, MCL 432.202.  (d) Subject to subsection (3), "casino enterprise" means that term as defined in section 2 of the Michigan gaming control and revenue act, 1996 IL 1, MCL 432.202.  (e) "Gaming" means that term as defined in section 2 of the Michigan gaming control and revenue act, 1996 IL 1, MCL 432.202.  (f) "Liquor store" means a retailer, as defined in section 111 of the Michigan liquor control code of 1998, 1998 PA 58, MCL 436.1111, that is exclusively or primarily engaged in the sale of alcoholic liquor. The term does not include a retailer that is a retail food store.  (g) "Michigan bridge card" means the card that is used to distribute cash benefits by the department of human services.  (h) "Retail food store" means that term as defined in 7 USC 2012.  (3) As used in this section, the terms casino and casino enterprise do not include any of the following:  (a) A grocery store that sells groceries, including staple foods, and is located in a casino or a casino enterprise.  (b) Any other business establishment that offers gaming that is incidental to the principal purpose of that establishment. History: Add. 2013, Act 193, Eff. Feb. 1, 2014
MI Comp L § 490.421 (2021)
2021 Michigan Compiled Laws|Chapter 490 - Credit Unions|Act 215 of 2003 - Credit Union Act (490.101 - 490.601)|Article 4 - Domestic Credit Union Powers (490.401...490.432)|215-2003-4-2 - Part 2 Loans (490.421...490.424)|Section 490.421 - Credit Committee; Powers; Meetings; Loan Officers; Appeals of Loan Rejections; Designation of Secretary; Maintenance of Records of Activities.

490.421 Credit committee; powers; meetings; loan officers; appeals of loan rejections; designation of secretary; maintenance of records of activities. Sec. 421.  (1) If a domestic credit union has a credit committee, the credit committee has general supervision of all loans to members.  (2) A credit committee shall meet as often as the business of the domestic credit union requires. The credit committee shall consider applications for loans or review the credit decisions of the loan officers of the domestic credit union. A majority vote of the members of the committee who are present at a meeting is required to approve or disapprove of a loan to a member.  (3) A credit committee, or the credit union board if the domestic credit union does not have a credit committee, may appoint 1 or more loan officers and delegate to them the power to approve or reject loans or lines of credit or to make credit decisions concerning loans or lines of credit, subject to any limitations or conditions established by the credit committee.  (4) A member whose loan application is disapproved by a loan officer may appeal in writing to the credit committee, or to the credit union board if the domestic credit union does not have a credit committee.  (5) A domestic credit union may establish and use an automated loan approval and rejection process but may not use the automated process for appeals of loan rejections. If a domestic credit union uses an automated process, the domestic credit union shall establish a written procedure to ensure the proper functioning of the automated process.  (6) The credit committee shall designate a secretary of the credit committee. The secretary shall maintain records of the actions of the committee concerning its lending activities as required by the credit union board. History: 2003, Act 215, Eff. June 1, 2004
MI Comp L § 490.422 (2021)
2021 Michigan Compiled Laws|Chapter 490 - Credit Unions|Act 215 of 2003 - Credit Union Act (490.101 - 490.601)|Article 4 - Domestic Credit Union Powers (490.401...490.432)|215-2003-4-2 - Part 2 Loans (490.421...490.424)|Section 490.422 - Loan Agreement With Member or Another Domestic Credit Union.

490.422 Loan agreement with member or another domestic credit union. Sec. 422.  (1) A loan made by a domestic credit union to another domestic credit union is not subject to any interest rate limitation contained in any law of this state.  (2) In addition to any other loan authorized by law, a domestic credit union may enter into a loan agreement under this subsection with a member. All of the following apply to a loan under this subsection:  (a) The loan may be for any amount up to $1,000.00.  (b) The term of the loan shall be 30 days.  (c) The domestic credit union may charge a fee in addition to any interest in connection with the loan. A fee is in addition to interest authorized by law and is not part of the interest collected or agreed to be paid on loans within the meaning of a law of this state that limits the rate of interest which may be exacted in a transaction.  (d) The total interest, fees, and other costs of the loan shall not exceed 10% of the principal amount.  (e) A member shall not have more than 1 loan under this subsection outstanding with the credit union. History: 2003, Act 215, Eff. June 1, 2004
MI Comp L § 490.424 (2021)
2021 Michigan Compiled Laws|Chapter 490 - Credit Unions|Act 215 of 2003 - Credit Union Act (490.101 - 490.601)|Article 4 - Domestic Credit Union Powers (490.401...490.432)|215-2003-4-2 - Part 2 Loans (490.421...490.424)|Section 490.424 - Property and Casualty Insurance as Condition to Mortgage Loan.

490.424 Property and casualty insurance as condition to mortgage loan. Sec. 424.  (1) Except as provided in subsection (2), a domestic credit union that requires a mortgagor to maintain property and casualty insurance as a condition to receiving a mortgage loan shall not require an amount of property and casualty insurance that is greater than the replacement cost of the mortgaged building or buildings.  (2) A domestic credit union may require an amount of property and casualty insurance that is required of the domestic credit union as a condition of a sale, transfer, or assignment of all or part of the mortgage to a third party. This subsection does not require that the domestic credit union anticipate a sale, transfer, or assignment at the time the mortgage loan is made. History: 2003, Act 215, Eff. June 1, 2004
MI Comp L § 552.1 (2021)
2021 Michigan Compiled Laws|Chapter 552 - Divorce|R.S. of 1846 - Revised Statutes of 1846 (552.1 - 552.46)|R-S-1846-552-1-84 - Chapter 84 Chapter 84. of Divorce. (552.1...552.46)|R-S-1846-552-1-84-DIVORCE - Divorce (552.1...552.46)|Section 552.1 - Invalidity of Marriages; Legitimacy of Issue.

552.1 Invalidity of marriages; legitimacy of issue. Sec. 1.  If solemnized within this state, a marriage that is prohibited by law because of consanguinity or affinity between the parties, because either party had a wife or husband living at the time of solemnization, or because either party was not capable in law of contracting at the time of solemnization is absolutely void. The issue of such a marriage are legitimate. History: R.S. 1846, Ch. 84 ;-- CL 1857, 3222 ;-- CL 1871, 4733 ;-- How. 6223 ;-- Am. 1883, Act 24, Imd. Eff. Apr. 11, 1883 ;-- CL 1897, 8616 ;-- CL 1915, 11392 ;-- CL 1929, 12723 ;-- CL 1948, 552.1 ;-- Am. 1967, Act 229, Eff. Nov. 2, 1967 ;-- Am. 2001, Act 107, Eff. Sept. 30, 2001 Popular Name: No-Fault Divorce
MI Comp L § 552.2 (2021)
2021 Michigan Compiled Laws|Chapter 552 - Divorce|R.S. of 1846 - Revised Statutes of 1846 (552.1 - 552.46)|R-S-1846-552-1-84 - Chapter 84 Chapter 84. of Divorce. (552.1...552.46)|R-S-1846-552-1-84-DIVORCE - Divorce (552.1...552.46)|Section 552.2 - Invalidity of Marriages; Marriage of Person Under Age of Consent, Marriage by Fraud, Lack of Cohabitation.

552.2 Invalidity of marriages; marriage of person under age of consent, marriage by fraud, lack of cohabitation. Sec. 2.  In case of a marriage solemnized when either of the parties was under the age of legal consent, if they shall separate during such non-age, and not cohabit together afterwards, or in case the consent of 1 of the parties was obtained by force or fraud, and there shall have been no subsequent voluntary cohabitation of the parties, the marriage shall be deemed void, without any decree of divorce or other legal process. History: R.S. 1846, Ch. 84 ;-- CL 1857, 3223 ;-- CL 1871, 4734 ;-- How. 6224 ;-- CL 1897, 8617 ;-- CL 1915, 11393 ;-- CL 1929, 12724 ;-- CL 1948, 552.2 Popular Name: No-Fault Divorce
MI Comp L § 552.3 (2021)
2021 Michigan Compiled Laws|Chapter 552 - Divorce|R.S. of 1846 - Revised Statutes of 1846 (552.1 - 552.46)|R-S-1846-552-1-84 - Chapter 84 Chapter 84. of Divorce. (552.1...552.46)|R-S-1846-552-1-84-DIVORCE - Divorce (552.1...552.46)|Section 552.3 - Marriage of Doubtful Validity; Procedure to Annul.

552.3 Marriage of doubtful validity; procedure to annul. Sec. 3.  When a marriage is supposed to be void, or the validity thereof is doubted, for any of the causes mentioned in the 2 preceding sections; either party, excepting in the cases where a contrary provision is hereinafter made, may file a petition or bill in the circuit court of the county where the parties, or 1 of them, reside, or in the court of chancery, for annulling the same, and such petition or bill shall be filed, and proceedings shall be had thereon, as in the case of a petition or bill filed in said court for a divorce; and upon due proof of the nullity of the marriage, it shall be declared void by a decree or sentence of nullity. History: R.S. 1846, Ch. 84 ;-- CL 1857, 3224 ;-- CL 1871, 4735 ;-- How. 6225 ;-- CL 1897, 8618 ;-- CL 1915, 11394 ;-- CL 1929, 12725 ;-- CL 1948, 552.3 Popular Name: No-Fault Divorce
MI Comp L § 552.4 (2021)
2021 Michigan Compiled Laws|Chapter 552 - Divorce|R.S. of 1846 - Revised Statutes of 1846 (552.1 - 552.46)|R-S-1846-552-1-84 - Chapter 84 Chapter 84. of Divorce. (552.1...552.46)|R-S-1846-552-1-84-DIVORCE - Divorce (552.1...552.46)|Section 552.4 - Marriage of Doubtful Validity; Procedure to Affirm.

552.4 Marriage of doubtful validity; procedure to affirm. Sec. 4.  When the validity of any marriage shall be denied or doubted by either of the parties, the other party may file a bill or petition in the manner aforesaid, for affirming the marriage; and upon due proof of the validity thereof, it shall be declared valid by a decree or sentence of the court; and such decree, unless reversed on appeal, shall be conclusive upon all persons concerned. History: R.S. 1846, Ch. 84 ;-- CL 1857, 3225 ;-- CL 1871, 4736 ;-- How. 6226 ;-- CL 1897, 8619 ;-- CL 1915, 11395 ;-- CL 1929, 12726 ;-- CL 1948, 552.4 Popular Name: No-Fault Divorce
MI Comp L § 552.5 (2021)
2021 Michigan Compiled Laws|Chapter 552 - Divorce|R.S. of 1846 - Revised Statutes of 1846 (552.1 - 552.46)|R-S-1846-552-1-84 - Chapter 84 Chapter 84. of Divorce. (552.1...552.46)|R-S-1846-552-1-84-DIVORCE - Divorce (552.1...552.46)|Section 552.5 - Repealed. 1951, Act 14, Eff. Sept. 28, 1951.

552.5 Repealed. 1951, Act 14, Eff. Sept. 28, 1951. Compiler's Notes: The repealed section declared that sentence of life imprisonment on either party dissolved marriage without decree of divorce or other legal process, and that no pardon would restore party so sentenced to his or her conjugal rights.Popular Name: No-Fault Divorce
MI Comp L § 552.6 (2021)
2021 Michigan Compiled Laws|Chapter 552 - Divorce|R.S. of 1846 - Revised Statutes of 1846 (552.1 - 552.46)|R-S-1846-552-1-84 - Chapter 84 Chapter 84. of Divorce. (552.1...552.46)|R-S-1846-552-1-84-DIVORCE - Divorce (552.1...552.46)|Section 552.6 - Complaint for Divorce; Filing; Grounds; Answer; Judgment.

552.6 Complaint for divorce; filing; grounds; answer; judgment. Sec. 6.  (1) A complaint for divorce may be filed in the circuit court upon the allegation that there has been a breakdown of the marriage relationship to the extent that the objects of matrimony have been destroyed and there remains no reasonable likelihood that the marriage can be preserved. In the complaint the plaintiff shall make no other explanation of the grounds for divorce than by the use of the statutory language.  (2) The defendant, by answer, may either admit the grounds for divorce alleged or deny them without further explanation. An admission by the defendant of the grounds for divorce may be considered by the court but is not binding on the court's determination.  (3) The court shall enter a judgment dissolving the bonds of matrimony if evidence is presented in open court that there has been a breakdown in the marriage relationship to the extent that the objects of matrimony have been destroyed and there remains no reasonable likelihood that the marriage can be preserved. History: R.S. 1846, Ch. 84 ;-- Am. 1847, Act 105, Eff. May 16, 1847 ;-- Am. 1848, Act 150, Imd. Eff. Mar. 30, 1848 ;-- Am. 1851, Act 64, Eff. July 5, 1851 ;-- CL 1857, 3227 ;-- CL 1871, 4738 ;-- How. 6228 ;-- CL 1897, 8621 ;-- CL 1915, 11397 ;-- CL 1929, 12728 ;-- CL 1948, 552.6 ;-- Am. 1971, Act 75, Eff. Jan. 1, 1972 Popular Name: No-Fault Divorce
MI Comp L § 552.7 (2021)
2021 Michigan Compiled Laws|Chapter 552 - Divorce|R.S. of 1846 - Revised Statutes of 1846 (552.1 - 552.46)|R-S-1846-552-1-84 - Chapter 84 Chapter 84. of Divorce. (552.1...552.46)|R-S-1846-552-1-84-DIVORCE - Divorce (552.1...552.46)|Section 552.7 - Action for Separate Maintenance; Filing; Grounds; Answer; Effect of Admission; Counterclaim for Divorce; Judgment.

552.7 Action for separate maintenance; filing; grounds; answer; effect of admission; counterclaim for divorce; judgment. Sec. 7.  (1) An action for separate maintenance may be filed in the circuit court in the same manner and on the same grounds as an action for divorce. In the complaint the plaintiff shall make no other explanation of the grounds for separate maintenance than by use of the statutory language.  (2) The defendant, by answer, may either admit the grounds for separate maintenance alleged or deny them without further explanation. An admission by the defendant of the grounds for separate maintenance may be considered by the court but is not binding on the court's determination. The defendant may also file a counterclaim for divorce.  (3) If the defendant files a counterclaim for divorce, the allegation contained in the plaintiff's complaint as to the grounds for separate maintenance may be considered by the court but is not binding on the court's determination.  (4) If evidence is presented in open court that there has been a breakdown in the marriage relationship to the extent that the objects of matrimony have been destroyed and there remains no reasonable likelihood that the marriage can be preserved, the court shall enter:  (a) A judgment of separate maintenance if a counterclaim for divorce has not been filed.  (b) A judgment dissolving the bonds of matrimony if a counterclaim for divorce has been filed. History: R.S. 1846, Ch. 84 ;-- Am. 1847, Act 105, Eff. May 16, 1847 ;-- Am. 1848, Act 150, Imd. Eff. Mar. 30, 1848 ;-- CL 1857, 3228 ;-- CL 1871, 4739 ;-- How. 6229 ;-- CL 1897, 8622 ;-- CL 1915, 11398 ;-- CL 1929, 12729 ;-- CL 1948, 552.7 ;-- Am. 1971, Act 75, Eff. Jan. 1, 1972 Former Law: See section 4 of Ch. 2, Title VII of R.S. 1838, and Act 60 of 1844.Popular Name: No-Fault Divorce
MI Comp L § 552.8 (2021)
2021 Michigan Compiled Laws|Chapter 552 - Divorce|R.S. of 1846 - Revised Statutes of 1846 (552.1 - 552.46)|R-S-1846-552-1-84 - Chapter 84 Chapter 84. of Divorce. (552.1...552.46)|R-S-1846-552-1-84-DIVORCE - Divorce (552.1...552.46)|Section 552.8 - Repealed. 1971, Act 75, Eff. Jan. 1, 1972.

552.8 Repealed. 1971, Act 75, Eff. Jan. 1, 1972. Compiler's Notes: The repealed section pertained to additional grounds for divorce from bonds of matrimony.Popular Name: No-Fault Divorce
MI Comp L § 552.9 (2021)
2021 Michigan Compiled Laws|Chapter 552 - Divorce|R.S. of 1846 - Revised Statutes of 1846 (552.1 - 552.46)|R-S-1846-552-1-84 - Chapter 84 Chapter 84. of Divorce. (552.1...552.46)|R-S-1846-552-1-84-DIVORCE - Divorce (552.1...552.46)|Section 552.9 - Judgment of Divorce; Residency Requirement; Exception.

552.9 Judgment of divorce; residency requirement; exception. Sec. 9.  (1) A judgment of divorce shall not be granted by a court in this state in an action for divorce unless the complainant or defendant has resided in this state for 180 days immediately preceding the filing of the complaint and, except as otherwise provided in subsection (2), the complainant or defendant has resided in the county in which the complaint is filed for 10 days immediately preceding the filing of the complaint.  (2) A person may file a complaint for divorce in any county in the state without meeting the 10-day requirement set forth in subsection (1) if all of the following apply and are set forth in the complaint:  (a) The defendant was born in, or is a citizen of, a country other than the United States of America.  (b) The parties to the divorce action have a minor child or children.  (c) There is information that would allow the court to reasonably conclude that the minor child or children are at risk of being taken out of the United States of America and retained in another country by the defendant. History: R.S. 1846, Ch. 84 ;-- CL 1857, 3230 ;-- CL 1871, 4741 ;-- How. 6231 ;-- Am. 1887, Act 137, Eff. Sept. 28, 1887 ;-- Am. 1895, Act 202, Eff. Aug. 30, 1895 ;-- Am. 1897, Act 116, Eff. Aug. 30, 1897 ;-- CL 1897, 8624 ;-- Am. 1899, Act 210, Eff. Sept. 23, 1899 ;-- CL 1915, 11400 ;-- CL 1929, 12731 ;-- Am. 1931, Act 139, Imd. Eff. May 21, 1931 ;-- Am. 1941, Act 2, Eff. Jan. 10, 1942 ;-- Am. 1947, Act 323, Eff. Oct. 11, 1947 ;-- CL 1948, 552.9 ;-- Am. 1953, Act 174, Eff. Oct. 2, 1953 ;-- Am. 1956, Act 95, Eff. Aug. 11, 1956 ;-- Am. 1957, Act 257, Eff. Sept. 27, 1957 ;-- Am. 1958, Act 227, Imd. Eff. May 26, 1958 ;-- Am. 1959, Act 174, Eff. Mar. 19, 1960 ;-- Am. 1974, Act 344, Imd. Eff. Dec. 21, 1974 ;-- Am. 1989, Act 217, Imd. Eff. Nov. 27, 1989 Popular Name: No-Fault Divorce