reglab/housing_qa huggingface dataset:
IN Code § 27-1-27-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 27. Public Adjusters|27-1-27-5. Nonresident Applicants; Service of Process Designation

Sec. 5. (a) The commissioner may not issue a certificate of authority to a nonresident applicant until that nonresident files with the commissioner, in a form prescribed by the commissioner, a designation of an individual resident of Indiana, a corporate resident of Indiana, or an authorized Indiana insurer as the nonresident applicant's legal representative upon whom may be served all lawful process in any action, suit, or proceeding:(1) instituted by or on behalf of an interested person; and(2) arising out of the nonresident applicant's public adjuster's insurance business.(b) The designation required by subsection (a) constitutes an agreement that service of process upon the nonresident applicant's legal representative is of the same legal force and validity as personal service of process upon an Indiana resident.(c) Service upon a nonresident may be made by serving the nonresident applicant's legal representative with an appropriate number of copies of the process.(d) The nonresident applicant's legal representative shall forward a copy of the process by registered mail to the nonresident at his last known address of record or principal place of business, keeping a record of such process and service.(e) Service of process is sufficient as long as notice of the service and a copy of the process are sent not more than ten (10) days after the nonresident applicant's legal representative received the service of process on behalf of the nonresident.(f) Service of process upon a nonresident in any action instituted by the commissioner under this chapter shall be made by the commissioner by mailing the process to the nonresident applicant's legal representative or the nonresident by registered mail at his last known address of record or principal place of business.As added by P.L.257-1983, SEC.1. Amended by P.L.31-1988, SEC.15; P.L.130-1994, SEC.33; P.L.116-1994, SEC.43; P.L.268-1999, SEC.14.
IN Code § 27-1-27-6 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 27. Public Adjusters|27-1-27-6. Examination Requirement; Exception

Sec. 6. (a) The commissioner of insurance shall, in order to determine the competency of an applicant for a certificate of authority to act as a public adjuster, require such applicant to submit to a written examination, except such applicants who shall be entitled to such certificate without the examination as provided in this chapter. Such examinations shall be held in such place in the state of Indiana and at such time as the commissioner of insurance may designate. The examination as described in this section shall include such questions which, at the discretion of the commissioner, will properly test the applicant's knowledge and competency to engage in the adjustment of claims of an insured to include, but not be limited to the following areas:(1) The Indiana insurance law, IC 27.(2) Inventory and appraisal procedures.(3) Building construction.(4) Standard fire policy.(5) Insurance contracts related to claims on real or personal property.(6) Insurance coverage questions regarding business interruption, improvements and betterments, replacement cost coverage, concurrent and noncurrent apportionment, coinsurance, and contribution.(b) The commissioner of insurance may issue a public adjuster's certificate of authority without examination to any individual or corporation who, or which, has transacted the business of adjusting, as a public adjuster, losses covered by policies of insurance within Indiana as his or its principal occupation or business for a period of at least one (1) year immediately preceding the date of application for such certificate of authority, and who, or which, the commissioner determines to be competent to act as a public adjuster. Examination shall not be required for an applicant for renewal of a certificate of authority in effect at the date the application for renewal thereof is filed.As added by P.L.257-1983, SEC.1.
IN Code § 27-1-27-7.1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 27. Public Adjusters|27-1-27-7.1. Violations; Penalties; Notice and Hearing

Sec. 7.1. (a) The commissioner may suspend, revoke, or refuse to issue or renew a public adjuster's certificate of authority to act as a public adjuster in Indiana, or place a public adjuster on probation, for a cause set forth in subsection (b).(b) A public adjuster is subject to the penalties set forth in subsection (a) for any of the following:(1) Providing incorrect, misleading, incomplete, or materially untrue information in an application for a certificate of authority.(2) Violating an insurance law, a subpoena, or an order of the commissioner or another state's insurance commissioner.(3) Obtaining or attempting to obtain a certificate of authority through misrepresentation or fraud.(4) Improperly withholding, misappropriating, or converting money or property received in the course of doing insurance business.(5) Intentionally misrepresenting the terms of an actual or proposed insurance contract or application for insurance.(6) Having been convicted of a felony.(7) Having admitted or been found to have committed any unfair trade practice or fraud in the business of insurance.(8) Using fraudulent, coercive, or dishonest practices, or demonstrating incompetence, untrustworthiness, or financial irresponsibility, in the conduct of insurance business.(9) Having an insurance license, or the equivalent of an insurance license, probated, suspended, revoked, or refused in another state, province, district, or territory.(10) Forging another person's name to a document related to an insurance transaction.(11) Cheating, including improperly using notes or any other reference material, to complete an examination for an insurance license.(12) Failing to comply with an administrative or court order imposing a child support obligation.(13) Failing to pay state income tax or failing to comply with an administrative or court order directing payment of state income tax.(c) If the commissioner refuses an application for a certificate of authority to act as a public adjuster or for the renewal of an existing certificate of authority under this chapter, the commissioner shall notify the applicant or certificate holder in writing, advising of the reason for the refusal. The applicant or certificate holder may, not more than thirty (30) days after receiving the commissioner's notice of refusal, make written demand upon the commissioner for a hearing to determine the reasonableness of the refusal. The hearing must be held under IC 4-21.5 not more than twenty (20) days after the commissioner receives the applicant's or certificate holder's written demand.As added by P.L.146-2015, SEC.27.
IN Code § 27-1-27-7.2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 27. Public Adjusters|27-1-27-7.2. Nonresident Public Adjuster Certificate of Authority

Sec. 7.2. (a) Notwithstanding any other provision of this chapter, a nonresident public adjuster who receives a certificate of authority under this chapter shall maintain licensure as a public adjuster in good standing in the nonresident public adjuster's home state.(b) If a nonresident public adjuster fails to maintain licensure in good standing in the nonresident public adjuster's home state, the commissioner may:(1) in the commissioner's sole discretion;(2) without a hearing; and(3) in addition to any other sanction allowed by law;suspend any Indiana insurance producer license or certificate of authority held by the nonresident public adjuster until the commissioner receives notice from the nonresident public adjuster's home state that the home state license is in effect.As added by P.L.72-2016, SEC.16.
IN Code § 27-1-27-8 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 27. Public Adjusters|27-1-27-8. Professional Standards; Adoption

Sec. 8. The commissioner of insurance shall, in the manner prescribed by IC 4-22-2, adopt standards for the competent practice of public adjusting appropriate to establish and maintain a high standard of integrity and dignity in the profession of public adjusting.As added by P.L.257-1983, SEC.1.
IN Code § 27-1-27-9 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 27. Public Adjusters|27-1-27-9. Practice of Law Prohibited

Sec. 9. A public adjuster may not:(1) engage in the practice of law;(2) deal directly with any claimant represented by an attorney at law without the consent of the attorney;(3) advise a claimant to refrain from seeking legal advice or retaining counsel; or(4) in the case where legal counsel is desired by claimants, advise the retention of specific attorneys or law firms.As added by P.L.257-1983, SEC.1.
IN Code § 27-1-27-10 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 27. Public Adjusters|27-1-27-10. Validity of Resident Certificates of Authority

Sec. 10. A resident certificate of authority issued to a person claiming residency is void if that person:(1) holds a resident certificate of authority issued by another state;(2) makes application for a resident certificate of authority from another state; or(3) ceases to be a resident of Indiana.As added by P.L.257-1983, SEC.1.
IN Code § 27-1-27-11 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 27. Public Adjusters|27-1-27-11. Violations

Sec. 11. (a) A person who adjusts an insurance loss without having obtained the required certificate of authority or who adjusts an insurance loss after his certificate of authority has been cancelled, suspended, or revoked by the commissioner of insurance commits a Class B infraction.(b) A person who makes any false statement pertaining to any matter or thing required by this chapter to be made commits a Class B infraction.(c) A contract or agreement for compensation or services made between any insured and a public adjuster for any loss suffered by the insured which occurred in Indiana is void unless the public adjuster, at the time of the making of the contract or agreement, has a certificate of authority issued by the commissioner of insurance under this chapter.(d) This section does not limit the authority of the commissioner of insurance to suspend, revoke, place on probation, or refuse to issue a certificate of authority.As added by P.L.257-1983, SEC.1.
IN Code § 27-1-28-1 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 28. Independent Adjuster Licensing|27-1-28-1. Governance

Sec. 1. This chapter governs the qualifications and procedure for the licensing of independent adjusters.As added by P.L.11-2011, SEC.22.
IN Code § 27-1-28-2 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 28. Independent Adjuster Licensing|27-1-28-2. Administrative Rules

Sec. 2. The commissioner may adopt rules under IC 4-22-2 to implement this chapter.As added by P.L.11-2011, SEC.22.
IN Code § 27-1-28-3 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 28. Independent Adjuster Licensing|27-1-28-3. Automated Claims Adjudication System

Sec. 3. As used in this chapter, "automated claims adjudication system" means a preprogrammed computer system that:(1) is designed for the collection, data entry, calculation, and system generated final resolution of property insurance claims;(2) is used only by a licensee or a person described in section 6(b)(2) or 6(b)(3) of this chapter;(3) complies with all claim payment requirements under Indiana insurance law; and(4) is certified as compliant with the claims adjudication requirements of this chapter by an individual who is an:(A) independent adjuster who is licensed under this chapter; and(B) officer of a business entity that is licensed under this chapter.As added by P.L.11-2011, SEC.22.
IN Code § 27-1-28-4 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 28. Independent Adjuster Licensing|27-1-28-4. Catastrophe

Sec. 4. As used in this chapter, "catastrophe" means an event that is the subject of a declaration by the commissioner and that:(1) results in a large number of deaths or injuries;(2) causes extensive damage or destruction of facilities used to provide and sustain human needs;(3) produces an overwhelming demand on state and local response resources and mechanisms;(4) causes a severe long term effect on general economic activity; or(5) severely affects state, local, and private sector capabilities to begin and sustain response activities.As added by P.L.11-2011, SEC.22.
IN Code § 27-1-28-5 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 28. Independent Adjuster Licensing|27-1-28-5. Home State

Sec. 5. As used in this chapter, "home state" means:(1) a state, district, or territory of the United States in which an independent adjuster:(A) maintains the independent adjuster's principal place of residence or business; and(B) is licensed to act as a resident independent adjuster; or(2) if the principal place of residence described in subdivision (1) does not license independent adjusters for the line of authority in which the independent adjuster seeks licensing under this chapter, the state, district, or territory of the United States:(A) that is designated by the independent adjuster as the independent adjuster's home state; and(B) in which the independent adjuster is licensed and in good standing.As added by P.L.11-2011, SEC.22.
IN Code § 27-1-28-7 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 28. Independent Adjuster Licensing|27-1-28-7. Naic

Sec. 7. As used in this chapter, "NAIC" refers to the National Association of Insurance Commissioners.As added by P.L.11-2011, SEC.22.
IN Code § 27-1-28-10 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 28. Independent Adjuster Licensing|27-1-28-10. Independent Adjuster Licensure and Exemption

Sec. 10. A person shall not:(1) act as an independent adjuster in Indiana; or(2) hold the person's self out as an independent adjuster in Indiana;unless the person is licensed or exempt from licensure under this chapter.As added by P.L.11-2011, SEC.22.
IN Code § 27-1-28-11 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 28. Independent Adjuster Licensing|27-1-28-11. Temporary Emergency Independent Adjuster Licensure

Sec. 11. (a) If a catastrophe is declared, an insurer may contract with an individual who:(1) is not licensed under this chapter; but(2) is otherwise qualified to adjust claims;to act as a temporary emergency independent adjuster on behalf of the insurer if the insurer obtains for the individual a temporary emergency independent adjuster license under this section.(b) An insurer described in subsection (a) must, not more than five (5) days after the individual begins to adjust claims arising from the declared catastrophe, submit to the commissioner an application for temporary emergency licensure of the individual under this section.(c) An application submitted under subsection (b) must include the following information in a format prescribed by the commissioner:(1) The name of the individual.(2) The name of the insurer.(3) The effective date of the contract between the insurer and the individual.(4) The catastrophe or loss number.(5) The catastrophe event name.(6) Other information the commissioner considers necessary.(d) The commissioner shall establish standards and procedures for temporary emergency independent adjuster licensure under this section.(e) A temporary emergency independent adjuster license issued under this section is effective for not more than ninety (90) days, unless extended by the commissioner. In the event of multiple catastrophes, an individual who holds a temporary emergency independent adjuster license issued under this section with respect to one (1) declared catastrophe may adjust claims arising from any other catastrophe that occurs within the ninety (90) day period during which the license is effective under this subsection without the insurer applying for an additional temporary emergency independent adjuster license.(f) The rules adopted by the commissioner under section 2 of this chapter may establish a fee for an application submitted under this section.As added by P.L.11-2011, SEC.22. Amended by P.L.148-2017, SEC.5.
IN Code § 27-1-28-12 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 28. Independent Adjuster Licensing|27-1-28-12. Resident Individual Independent Adjuster Licensure

Sec. 12. (a) An individual may apply for a resident independent adjuster license by submitting:(1) a Uniform Application for Individual Adjusters to the commissioner with a declaration, under penalty of suspension, revocation, or refusal of licensure, that the statements made in the application are true and complete to the best of the individual's knowledge; and(2) an application fee of forty dollars ($40).(b) The commissioner shall approve an application submitted under subsection (a) upon finding all of the following:(1) The individual is at least eighteen (18) years of age.(2) The individual is eligible to designate Indiana as the individual's home state.(3) The individual is determined by the commissioner to be trustworthy, reliable, and of good reputation.(4) The individual has not committed an act that is grounds for probation, suspension, revocation, or refusal of licensure under section 18 of this chapter.(5) The individual has completed a prelicensing course of study for the line of authority in which the individual has applied for licensing under this section.(6) The individual has successfully passed the written examination administered under section 15 of this chapter for the line of authority in which the individual has applied for licensing under this section.(c) The commissioner may require any documents reasonably necessary to verify the information contained in the application.As added by P.L.11-2011, SEC.22. Amended by P.L.124-2018, SEC.53.
IN Code § 27-1-28-13 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 28. Independent Adjuster Licensing|27-1-28-13. Resident Business Entity Independent Adjuster Licensure

Sec. 13. (a) A business entity may apply for a resident independent adjuster license by submitting:(1) a Uniform Application for Business Entity Adjusters to the commissioner with a declaration, under penalty of suspension, revocation, or refusal of licensure, that the statements made in the application are true and complete to the best knowledge of the individual submitting the application on behalf of the business entity;(2) an application fee of forty dollars ($40); and(3) the name, address, and criminal and administrative history of each of the following:(A) An owner that has at least ten percent (10%) interest or voting interest in the business entity.(B) A partner of the business entity.(C) An executive officer of the business entity.(D) A director of the business entity.(b) The commissioner shall approve an application submitted by a business entity under subsection (a) upon finding all of the following:(1) The business entity is eligible to designate Indiana as the business entity's home state.(2) The business entity has designated an individual independent adjuster licensed under this chapter to be responsible for the business entity's compliance with Indiana insurance law.(3) The business entity has not committed any act that is grounds for probation, suspension, revocation, or refusal of an independent adjuster license under section 18 of this chapter.(c) The commissioner may require a business entity applying under this section to produce any documents reasonably necessary to verify the information contained in the application.As added by P.L.11-2011, SEC.22. Amended by P.L.148-2017, SEC.6; P.L.124-2018, SEC.54.
IN Code § 27-1-28-14 (2021)
2021 Indiana Code|Title 27. Insurance|Article 1. Department of Insurance|Chapter 28. Independent Adjuster Licensing|27-1-28-14. Qualifications; Renewal; Fees; Expiration; Content of License; Change of Information; Contract for Administration

Sec. 14. (a) An independent adjuster may qualify for an independent adjuster license under this chapter in one (1) or more of the following lines of authority:(1) Property and casualty insurance.(2) Worker's compensation insurance.(b) An independent adjuster licensed under this chapter is not required to hold another independent adjuster, insurance producer, or insurance administrator license in Indiana.(c) An independent adjuster license:(1) is effective for two (2) years after the date of issuance unless probated, suspended, revoked, or refused; and(2) may be renewed if all requirements for renewal, including submission to the commissioner of a renewal fee of forty dollars ($40), are met on or before the renewal date.(d) If an independent adjuster license expires, the independent adjuster may, within twelve (12) months after the date of expiration, be reissued an independent adjuster license upon receipt by the commissioner of:(1) a request for reissuance, as prescribed by the commissioner; and(2) a reissuance fee of eighty dollars ($80).(e) An independent adjuster who is unable to comply with the license renewal requirements of this section due to:(1) military service;(2) long term medical disability; or(3) another extenuating circumstance determined by the commissioner;may request a waiver of the renewal requirements or applicable sanction.(f) A license issued under this chapter must contain the following:(1) The licensee's name, address, and personal identification number.(2) The date of issuance.(3) The date of expiration.(4) Other information considered necessary by the commissioner.(g) An independent adjuster is subject to IC 27-4-1-4.5.(h) An independent adjuster shall, not more than thirty (30) days after the occurrence of a change of the independent adjuster's:(1) legal name; or(2) home state address;provide written notice to the commissioner of the change.(i) The commissioner may contract with a nongovernmental entity to perform ministerial functions required by this section, including the collection of data and fees related to licensing.As added by P.L.11-2011, SEC.22.