reglab/housing_qa huggingface dataset:
NH Rev Stat § 405-A:4 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405-A - Risk Retention Act|Section 405-A:4 - Compulsory Associations.

    405-A:4 Compulsory Associations. –||I. No risk retention group shall be required or permitted to join or contribute financially to any insurance insolvency guaranty fund, or similar mechanism, in this state, nor shall any risk retention group, or its insureds or claimants against its insureds, receive any benefit from any such fund for claims arising under the insurance policies issued by such risk retention group.||II. When a purchasing group obtains insurance covering its members' risks from an insurer not authorized in this state or a risk retention group, no such risks, wherever resident or located, shall be covered by any insurance guaranty fund or similar mechanism in this state.||III. When a purchasing group obtains insurance covering its members' risks from an authorized insurer, only risks resident or located in this state shall be covered by the fund administered by the New Hampshire Insurance Guaranty Association established in RSA 404-B.||IV. A risk retention group shall participate in this state's joint underwriting associations and mandatory liability pools as authorized by RSA 404-C.|||Source. 1988, 133:2, eff. April 20, 1988.|
NH Rev Stat § 405-A:5 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405-A - Risk Retention Act|Section 405-A:5 - Repealed by 2010, 212:14, eff. Jan. 1, 2011.

    405-A:5 Repealed by 2010, 212:14, eff. Jan. 1, 2011. –|
NH Rev Stat § 405-A:6 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405-A - Risk Retention Act|Section 405-A:6 - Purchasing Groups; Exemption From Certain Laws.

    405-A:6 Purchasing Groups;  Exemption From Certain Laws. –||A purchasing group and its insurer or insurers shall be subject to all applicable laws of this state, except that a purchasing group and its insurer or insurers shall be exempt, in regard to liability insurance for the purchasing group, from any law that would:||I. Prohibit the establishment of a purchasing group;||II. Make it unlawful for an insurer to provide or offer to provide insurance on a basis providing, to a purchasing group or its members, advantages based on their loss and expense experience not afforded to other persons with respect to rates, policy forms, coverages or other matters;||III. Prohibit a purchasing group or its members from purchasing insurance on a group basis described in paragraph II of this section;||IV. Prohibit a purchasing group from obtaining insurance on a group basis because the group has not been in existence for a minimum period of time or because any member has not belonged to the group for a minimum period of time;||V. Require that a purchasing group must have a minimum number of members, common ownership or affiliation, or certain legal form;||VI. Require that a certain percentage of a purchasing group must obtain insurance on a group basis; or||VII. Otherwise discriminate against a purchasing group or any of its members.|||Source. 1988, 133:2. 2010, 212:10, eff. Jan. 1, 2011.|
NH Rev Stat § 405-A:7 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405-A - Risk Retention Act|Section 405-A:7 - Notice and Registration Requirements of Purchasing Groups.

    405-A:7 Notice and Registration Requirements of Purchasing Groups. –||I. A purchasing group which intends to do business in this state shall, prior to doing business, furnish notice to the commissioner which shall:||(a) identify the state in which the group is domiciled;||(b) identify all other states in which the group intends to do business;||(c) specify the lines and classifications of liability insurance which the purchasing group intends to purchase;||(d) identify the insurance company or companies from which the group intends to purchase its insurance and the domicile of such company;||(e) specify the method by which, and the person or persons, if any, through whom insurance will be offered to its members whose risks are resident or located in this state;||(f) identify the principal place of business of the group; and||(g) provide such other information as may be required by the commissioner to verify that the purchasing group is qualified under RSA 405-A:3.||II. A purchasing group shall, within 10 days, notify the commissioner of any changes in any of the items set forth in paragraph I.||III. The purchasing group shall register with and designate the commissioner as its agent solely for the purpose of receiving service of legal documents or process, for which a filing fee shall be determined by the commissioner, except that such requirement shall not apply in the case of a purchasing group which only purchases insurance that was authorized under the federal Product Liability Risk Retention Act of 1981; and:||(a) which in any state of the United States:||(1) was domiciled before April 1, 1986; and||(2) is domiciled on or after October 27, 1986;||(b) which:||(1) before October 27, 1986 purchased insurance from an insurance carrier licensed in any state; and||(2) since October 27, 1986, purchased its insurance from an insurance carrier licensed in any state; or||(c) which was a purchasing group under the requirements of the Product Liability Risk Retention Act of 1981 before October 27, 1986.||IV. Each purchasing group that is required to give notice pursuant to paragraph I of this section shall also furnish such information as may be required by the commissioner to:||(a) verify that the entity qualifies as a purchasing group;||(b) determine where the purchasing group is located; and||(c) determine appropriate tax treatment.||V. Any purchasing group which was doing business in this state prior to the enactment of this chapter shall, within 30 days after the effective date of the chapter, furnish notice to the commissioner pursuant to the provisions of paragraph I of this section and furnish such information as may be required pursuant to paragraphs III and IV of this section.|||Source. 1988, 133:2. 1992, 288:19, eff. Jan. 1, 1993.|
NH Rev Stat § 405-A:8 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405-A - Risk Retention Act|Section 405-A:8 - Restrictions on Insurance Purchased by Purchasing Groups.

    405-A:8 Restrictions on Insurance Purchased by Purchasing Groups. –||I. A purchasing group may not purchase insurance on behalf of its New Hampshire members from a risk retention group that is not chartered in a state or from an insurer not admitted in this state, unless the purchase is effected through a licensed agent or broker acting pursuant to the surplus lines laws and regulations of this state.||II. A purchasing group which obtains liability insurance from an insurer not admitted in this state or a risk retention group shall inform each of the members of such group which have a risk resident or located in this state that such risk is not protected by an insurance insolvency guaranty fund in this state, and that such risk retention group or such insurer may not be subject to all insurance laws and rules of this state.||III. No purchasing group may purchase insurance providing for a deductible or self-insured retention applicable to the group as a whole; however, coverage may provide for a deductible or self-insured retention applicable to individual members.||IV. Purchases of insurance by purchasing groups are subject to the same standards regarding aggregate limits which are applicable to all purchases of group insurance.|||Source. 1988, 133:2, eff. April 20, 1988.|
NH Rev Stat § 405-A:9 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405-A - Risk Retention Act|Section 405-A:9 - Purchasing Group Taxation.

    405-A:9 Purchasing Group Taxation. –||Premium taxes and taxes on premiums paid for coverage of risks resident or located in this state by a purchasing group or any members of the purchasing groups shall be:||I. Imposed at the same rate and subject to the same interest, fines and penalties as are applicable to premium taxes and taxes on premiums paid for similar coverage from a similar insurance source by other insureds; and||II. Paid first by such insurance source, and if not by such source by the agent or broker for the purchasing group, and if not by such agent or broker, then by the purchasing group, and if not by such purchasing group, then by each of its members.|||Source. 1988, 133:2, eff. April 20, 1988.|
NH Rev Stat § 405-A:10 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405-A - Risk Retention Act|Section 405-A:10 - Administrative and Procedural Authority Regarding Risk Retention Groups and Purchasing Groups.

    405-A:10 Administrative and Procedural Authority Regarding Risk Retention Groups and Purchasing Groups. –||The commissioner is authorized to make use of any of the powers established under the insurance laws of this state to enforce the laws of this state with regard to risk retention groups and purchasing groups so long as those powers are not specifically preempted by the Product Liability Risk Retention Act of 1986, including the commissioner's administrative authority to investigate, issue subpoenas, conduct depositions and hearings, issue orders, impose penalties and seek injunctive relief. With regard to any investigation, administrative proceedings, or litigation, the commissioner may rely on the procedural laws of this state. The injunctive authority of the commissioner in regard to risk retention groups is restricted by the requirement that any injunction be issued by a court of competent jurisdiction.|||Source. 1988, 133:2, eff. April 20, 1988.|
NH Rev Stat § 405-A:11 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405-A - Risk Retention Act|Section 405-A:11 - Duty of Agents or Brokers to Obtain License.

    405-A:11 Duty of Agents or Brokers to Obtain License. –||I. Risk Retention Groups. No person, firm, association or corporation shall act or aid in any manner in soliciting, negotiating or procuring liability insurance in this state from a risk retention group unless such person, firm, association or corporation is licensed as an insurance agent or broker in accordance with this title.||II. Purchasing Groups.||(a) No person, firm, association or corporation shall act or aid in any manner in soliciting, negotiating or procuring liability insurance in this state for a purchasing group from an authorized insurer or a risk retention group chartered in a state unless such person, firm, association or corporation is licensed as an insurance agent or broker in accordance with this title.||(b) No person, firm, association or corporation shall act or aid in any manner in soliciting, negotiating or procuring liability insurance coverage in this state for any member of a purchasing group under a purchasing group's policy unless such person, firm, association or corporation is licensed as an insurance agent or broker in accordance with this title.||(c) No person, firm, association or corporation shall act or aid in any manner in soliciting, negotiating or procuring liability insurance from an insurer not authorized to do business in this state on behalf of a purchasing group located in this state unless such person, firm, association or corporation is licensed as a surplus lines agent or excess line broker in accordance with this title.||III. For purposes of acting as an agent or broker for a risk retention group or purchasing group pursuant to paragraphs I and II of this section, the requirement of residence in this state shall not apply.||IV. Every person, firm, association, or corporation licensed pursuant to the provisions of this title, on business placed with risk retention groups or written through a purchasing group, shall inform each prospective insured of the provisions of the notice required by RSA 405-A:3, VII, in the case of a risk retention group, and RSA 405-A:8, II, in the case of a purchasing group.|||Source. 1988, 133:2. 1992, 288:20, eff. Jan. 1, 1993.|
NH Rev Stat § 405-A:12 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405-A - Risk Retention Act|Section 405-A:12 - Binding Effect of Orders Issued in United States District Court.

    405-A:12 Binding Effect of Orders Issued in United States District Court. –||An order issued by any district court of the United States enjoining a risk retention group from soliciting or selling insurance, or operating in any state (or in all states or in any territory or possession of the United States) upon a finding that such a group is in hazardous financial or financially impaired condition shall be enforceable in the courts of this state.|||Source. 1988, 133:2, eff. April 20, 1988.|
NH Rev Stat § 405-A:13 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405-A - Risk Retention Act|Section 405-A:13 - Rules.

    405-A:13 Rules. –||The commissioner may adopt, pursuant to RSA 541-A, such rules relating to risk retention groups or purchasing groups, as may be necessary or desirable to carry out the provisions of this chapter.|||Source. 1988, 133:2, eff. April 20, 1988.|
NH Rev Stat § 405-B:1 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405-B - Nonadmitted Insurance, Multi-State Risks Premium Collection and Disbursement|Section 405-B:1 - Purpose.

    405-B:1 Purpose. –||The purpose of this chapter is to enable the collection and disbursement of premium taxes for nonadmitted insurance, including surplus lines insurance, necessitated by the passage of the Nonadmitted and Reinsurance Reform Act of 2010 (NRRA), which was incorporated intact into the Dodd-Frank Wall Street Reform and Consumer Protection Act, H.R. 4173.|||Source. 2011, 191:5, eff. Aug. 13, 2011.|
NH Rev Stat § 405-B:2 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405-B - Nonadmitted Insurance, Multi-State Risks Premium Collection and Disbursement|Section 405-B:2 - Definitions.

    405-B:2 Definitions. –||In this chapter:||I. "Commissioner" means the insurance commissioner.||II. "Home state" means, except as provided in subparagraph (b), with respect to an insured:||(a) The state in which an insured maintains its principal place of business or, in the case of an individual, the individual's principal residence; or||(b) If 100 percent of the insured risk is located out of the state referred to in subparagraph (a), the state to which the greatest percentage of the insured's taxable premium for that insurance contract is allocated.||III. "Multi-state risk" means a risk covered by a nonadmitted insurer with insured exposures in more than one state.|||Source. 2011, 191:5, eff. Aug. 13, 2011.|
NH Rev Stat § 405-B:3 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405-B - Nonadmitted Insurance, Multi-State Risks Premium Collection and Disbursement|Section 405-B:3 - Cooperative or Reciprocal Agreements.

    405-B:3 Cooperative or Reciprocal Agreements. –||For the purposes of carrying out the provisions of the Nonadmitted and Reinsurance Reform Act of 2010, the commissioner is authorized to enter into a cooperative or reciprocal agreement, or compact with another state in order to facilitate the collection, allocation, and disbursement of premium taxes attributable to the placement of nonadmitted insurance, provide for uniform methods of allocation and reporting among nonadmitted insurance risk classifications, and share information among states relating to nonadmitted insurance premium taxes.|||Source. 2011, 191:5, eff. Aug. 13, 2011.|
NH Rev Stat § 405-B:4 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405-B - Nonadmitted Insurance, Multi-State Risks Premium Collection and Disbursement|Section 405-B:4 - Single Home State Rate; Surplus Lines.

    405-B:4 Single Home State Rate;  Surplus Lines. –||I. Every person who procures or causes to be procured or continues or renews insurance with a surplus lines company shall collect and pay to the commissioner a sum based on the total gross premiums charged, less any return premiums, for surplus insurance provided by the licensee pursuant to the license.||II. Where the insurance covers properties, risks, or exposures located or to be performed both in and out of this state, the sum payable shall be computed based on:||(a) An amount equal to 3 percent on that portion of the gross premiums allocated to this state, plus||(b) An amount equal to 3 percent on the portion of the premiums allocated to other states or territories, less||(c) The amount of gross premiums allocated to this state and returned to the insured.|||Source. 2011, 191:5, eff. Aug. 13, 2011. 2019, 141:1, eff. Jan. 1, 2020.|
NH Rev Stat § 405-B:5 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405-B - Nonadmitted Insurance, Multi-State Risks Premium Collection and Disbursement|Section 405-B:5 - Single Home State Rate; Independently Procured Under RSA 406-B:16.

    405-B:5 Single Home State Rate;  Independently Procured Under RSA 406-B:16. –||I. Every insured who procures or causes to be procured or continues or renews insurance with any unlicensed insurer pursuant to RSA 406-B:16 shall collect and pay to the commissioner a sum based on the total gross premiums charged, less any return premiums, for independently procured insurance.||II. Where the insurance covers properties, risks, or exposures located or to be performed both in and out of this state, the sum payable shall be computed based on:||(a) An amount equal to 3 percent on the portion of the gross premiums allocated to this state, plus||(b) An amount equal to 3 percent on the portion of the premiums allocated to other states or territories, less||(c) The amount of gross premiums allocated to this state and returned to the insured.|||Source. 2011, 191:5, eff. Aug. 13, 2011. 2019, 141:2, eff. Jan. 1, 2020.|
NH Rev Stat § 405-B:6 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405-B - Nonadmitted Insurance, Multi-State Risks Premium Collection and Disbursement|Section 405-B:6 - Single Home State Rate; Independently Procured Under RSA 406-B:17.

    405-B:6 Single Home State Rate;  Independently Procured Under RSA 406-B:17. –||I. Every insured who procures or causes to be procured or continues or renews insurance with any unlicensed insurer pursuant to RSA 406-B:17 shall collect and pay to the commissioner a sum based on the total gross premiums charged, less any return premiums, for independently procured insurance.||II. Where the insurance covers properties, risks, or exposures located or to be performed both in and out of this state, the sum payable shall be computed based on:||(a) An amount equal to 4 percent on such insurance other than marine insurance and a premium tax of 2 percent of gross premium charged for such marine insurance, the portion of the gross premiums allocated to this state, plus||(b) An amount equal to 4 percent on the portion of the premiums allocated to other states or territories, less||(c) The amount of gross premiums allocated to this state and returned to the insured.|||Source. 2011, 191:5, eff. Aug. 13, 2011. 2019, 141:3, eff. Jan. 1, 2020.|
NH Rev Stat § 405-B:7 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405-B - Nonadmitted Insurance, Multi-State Risks Premium Collection and Disbursement|Section 405-B:7 - Clearinghouse Participation.

    405-B:7 Clearinghouse Participation. –||The commissioner is authorized to participate in the clearinghouse established through the agreement or compact for the purpose of collecting and disbursing to reciprocal states any funds collected pursuant to RSA 405-B:4, RSA 405-B:5, and RSA 405-B:6 on properties, risks or exposures located or to be performed outside of this state. To the extent that other states where portions of the properties, risks or exposures reside have failed to enter into an agreement, compact or reciprocal allocation procedure with this state, the net premium tax collected shall be retained by this state.|||Source. 2011, 191:5, eff. Aug. 13, 2011.|
NH Rev Stat § 405-B:8 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 405-B - Nonadmitted Insurance, Multi-State Risks Premium Collection and Disbursement|Section 405-B:8 - Allocation Schedule.

    405-B:8 Allocation Schedule. –||The commissioner is authorized to utilize or adopt the allocation schedule included in the agreement or compact for the purpose of allocating risk and computing the tax due on the portion of premium attributable to each risk classification and to each state where properties, risks or exposures are located.|||Source. 2011, 191:5, eff. Aug. 13, 2011.|
NH Rev Stat § 406-A:1 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 406-A - Unauthorized Insurers False Advertising Process Act|Section 406-A:1 - Purpose of Chapter.

    406-A:1 Purpose of Chapter. –||I. The purpose of this chapter is to subject to the jurisdiction of the insurance commissioner of this state and to the jurisdiction of the courts of this state insurers not authorized to transact business in this state which place in or send into this state any false advertising designed to induce residents of this state to purchase insurance from insurers not authorized to transact business in this state. The legislature declares it is in the interest of the citizens of this state who purchase insurance from insurers which solicit insurance business in this state in the manner set forth in the preceding sentence that such insurers be subject to the provisions of this chapter. In furtherance of such state interest, the legislature herein provides a method of substituted service of process upon such insurers and declares that in so doing, it exercises its power to protect its residents and also exercises powers and privileges available to the state by virtue of Public Law 15, 79th Congress of the United States, Chapter 20, 1st Session, S. 340, which declares that the business of insurance and every person engaged therein shall be subject to the laws of the several states; the authority provided herein to be in addition to any existing powers of this state.||II. The provisions of this chapter shall be liberally construed.|||Source. 1961, 48:1, eff. May 29, 1961.|
NH Rev Stat § 406-A:2 (2021)
2021 New Hampshire Revised Statutes|Title XXXVII - Insurance|Title 406-A - Unauthorized Insurers False Advertising Process Act|Section 406-A:2 - Definitions.

    406-A:2 Definitions. –||When used in this chapter:||I. "The commissioner" shall mean the insurance commissioner of this state.||II. "Unfair trade practice act" shall mean Revised Statutes Annotated, chapter 417, entitled Unfair Insurance Trade Practices.||III. "Residents" shall mean and include person, partnership or corporation, domestic, alien or foreign.|||Source. 1961, 48:1, eff. May 29, 1961.|