reglab/housing_qa huggingface dataset:
NV Rev Stat § 679B.136 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.136 - Regulations: Use of electronic signatures, records and payments; electronic filing of forms and payment of fees.

  1. The Commissioner shall adopt regulations governing:  (a) The use of electronic signatures, and the acceptance and transmission of electronic records and payments, including transactions involving claims and other transactions relating to insurance; and  (b) The electronic filing of forms and payment of fees, and the storage and reproduction of records, filed with the Division.  2. As used in this section:  (a) "Electronic" means relating to technology having electrical, digital, magnetic, wireless, optical, electromagnetic or similar capabilities.  (b) "Electronic record" means a record created, generated, sent, communicated, received or stored by electronic means.  (c) "Electronic signature" means an electronic sound, symbol or process attached to or logically associated with a record and executed or adopted by a person with the intent to sign the record.  (d) "Record" means information that is inscribed on a tangible medium or that is stored in an electronic or other medium and is retrievable in perceivable form.  (e) "Transaction" means an action or set of actions occurring between two or more persons relating to the transaction of business, commercial or governmental affairs.  (Added to NRS by 2001, 2180; A 2011, 3348)
NV Rev Stat § 679B.137 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.137 - Regulations: Method for maintaining records.

The Commissioner may adopt regulations which prescribe the method for maintaining the records of insurers and the period for which the records must be maintained.  (Added to NRS by 1985, 1063)
NV Rev Stat § 679B.138 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.138 - Regulations: Use of uniform claim forms and billing codes; transfer of electronic data.

  1. The Commissioner shall adopt regulations which require the use of uniform claim forms and billing codes and the ability to make compatible electronic data transfers for all insurers and administrators authorized to conduct business in this state relating to a health care plan or health insurance or providing or arranging for the provision of health care services, including, without limitation, an insurer that issues a policy of health insurance, an insurer that issues a policy of group health insurance, a carrier serving small employers, a fraternal benefit society, a hospital or medical service corporation, a health maintenance organization, a plan for dental care and a prepaid limited health service organization. The regulations must include, without limitation, a uniform billing format to be used for the submission of claims to such insurers and administrators.  2. As used in this section:  (a) "Administrator" has the meaning ascribed to it in NRS 683A.025.  (b) "Health care plan" means a policy, contract, certificate or agreement offered or issued by an insurer to provide, deliver, arrange for, pay for or reimburse any of the costs of health care services.  (Added to NRS by 1999, 3042; A 2001, 2728)
NV Rev Stat § 679B.139 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.139 - Regulations: Plans for providing welfare benefits to employees of more than one employer.

  1. The Commissioner may adopt regulations governing plans for providing welfare benefits to employees of more than one employer. The regulations must provide standards requiring the maintenance of specified levels of reserves and specified levels of contributions which any such plan, or any trust established under such a plan, must meet. If a plan does not meet the standards, no benefits may be paid under the plan.  2. The Commissioner may conduct an examination of any insurer which administers a plan for providing welfare benefits to employees of more than one employer to determine whether the insurer is complying with the Commissioner’s regulations. The cost of the examination must be borne by the insurer in the manner provided in NRS 679B.290. If the Commissioner determines that the insurer is not complying with the Commissioner’s regulations, the Commissioner shall require the insurer not to pay benefits under the plan.  3. As used in this section, the term "plan for providing welfare benefits for employees of more than one employer" is intended to be equivalent to the term "employee welfare benefit plan which is a multiple employer welfare arrangement" as used in federal statutes and regulations.  (Added to NRS by 1985, 606)
NV Rev Stat § 679B.140 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.140 - Orders and notices.

  1. Orders and notices of the Commissioner are effective only when in writing signed by the Commissioner or by the authority of the Commissioner.  2. Except as otherwise expressly provided by law as to particular orders, every order of the Commissioner must state its effective date, and concisely state:  (a) Its intent or purpose;  (b) The grounds on which it is based; and  (c) The provisions of this Code pursuant to which action is taken or proposed to be taken but failure to so designate a particular provision does not deprive the Commissioner of the right to rely thereon.  3. Except as otherwise provided as to particular procedures, an order or notice may be given by delivery to the person to be ordered or notified, or by mailing it, postage prepaid, addressed to that person at his or her principal place of business or residence as last of record in the Division. The order or notice shall be deemed to have been given when deposited with the United States Postal Service, and of which the affidavit of the person who so mailed the order or notice is prima facie evidence.  (Added to NRS by 1971, 1564; A 1987, 734; 1991, 1615; 1993, 1898)
NV Rev Stat § 679B.142 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.142 - Orders prohibiting insurer from transacting insurance; Commissioner to deliver to Secretary of State; duty of Secretary of State upon receipt.

  1. The Commissioner shall deliver to the Secretary of State a copy of an order of the Commissioner or of the district court prohibiting an insurer from transacting insurance in this state as a corporation, limited-liability company, limited partnership or limited-liability partnership.  2. Upon receiving the order, the Secretary of State shall nullify the charter of the corporation or limited-liability company or the certificate of the limited partnership or limited-liability partnership.  3. The Secretary of State shall not accept for filing a document with the same name as a corporation, limited-liability company, limited partnership or limited-liability partnership whose charter or certificate has been nullified.  (Added to NRS by 1997, 3016)
NV Rev Stat § 679B.144 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.144 - Commissioner required to collect information regarding closed claims for medical malpractice; submission to Legislature; regulations.

Repealed. (See chapter 295, Statutes of Nevada 2019, at page 1728.)
NV Rev Stat § 679B.145 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.145 - Publication, maintenance and distribution of guide to rates for policies of insurance for motor vehicles.

The Commissioner shall:  1. Publish a guide to rates for policies of insurance for motor vehicles which contains:  (a) An explanation of the various types of coverage available.  (b) A list of all insurers which offer insurance for motor vehicles in Nevada.  (c) Comparisons of the cost for each type of insurance when purchased from the five insurers who offer it at the highest price and the five insurers who offer it at the lowest price, using one or more hypothetical examples developed by the Commissioner.  (d) Any other information which the Commissioner deems appropriate and useful to the public.  2. Maintain the guide by republishing it with revised information at least once each year.  3. Distribute the guide and the information contained in the guide in any manner the Commissioner deems appropriate.  (Added to NRS by 1989, 577)
NV Rev Stat § 679B.150 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.150 - Measures to enhance public understanding of coverages and to encourage competition; standards for policies; criteria to determine suitability of contracts and sales practices.

  1. The Commissioner may:  (a) Take measures to enhance the public understanding of insurance coverages purchased by consumers and encourage price competition among insurers and a public understanding of the standards promulgated under paragraph (b).  (b) Develop, promulgate and revise as the Commissioner deems appropriate, standards in each of the several areas of insurance appropriate to be applied to policies sold in the State of Nevada. The standards must seek to ensure that policies are not unjust, unfair, inequitable, unfairly discriminatory, misleading, deceptive, obscure or encourage misrepresentation or misunderstanding of the contract.  (c) Develop criteria to determine the suitability of insurance contracts and the practices used in the sale of insurance.  2. This section does not prohibit an insurer from offering policies encompassing standards more favorable to the insured than those promulgated under this section.  (Added to NRS by 1971, 1564; A 1971, 1932; 2001, 2180)
NV Rev Stat § 679B.152 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.152 - Review of fees for medical or dental care determined to be usual and customary; plans limiting selection of dentist.

  1. Every insurer or organization for dental care which pays claims on the basis of fees for medical or dental care which are "usual and customary" shall submit to the Commissioner a complete description of the method it uses to determine those fees. Except as otherwise provided in NRS 239.0115, this information must be kept confidential by the Commissioner. The fees determined by the insurer or organization to be the usual and customary fees for that care are subject to the approval of the Commissioner as being the usual and customary fees in that locality. The provisions of this subsection apply to medical or dental care provided to a claimant under any contract of insurance.  2. Any contract for group, blanket or individual health insurance and any contract issued by a nonprofit hospital, medical or dental service corporation or organization for dental care, which provides a plan for dental care to its insureds or members which limits their choice of a dentist, under the plan to those in a preselected group, must offer its insureds or members the option of selecting a plan of benefits which does not restrict the choice of a dentist. The selection of that option does not entitle the insured or member to any increase in contributions by his or her employer or other organization toward the premium or cost of the optional plan over that contributed under the restricted plan.  (Added to NRS by 1983, 2028; A 1985, 1148; 2001, 2181; 2007, 2152)
NV Rev Stat § 679B.159 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.159 - Report of violation to Commissioner; confidentiality of report.

  1. Every insurer, agent, solicitor, broker, administrator or other person who has knowledge of a violation of any provision of this Code shall promptly report the facts and circumstances pertaining to the violation to the Commissioner.  2. Except as otherwise provided in NRS 239.0115, if a person who submits information pursuant to subsection 1 so requests, the Commissioner shall keep the person’s name and the information confidential.  (Added to NRS by 1985, 1063; A 2007, 2153)
NV Rev Stat § 679B.160 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.160 - Advisory councils.

  1. The Commissioner may create advisory councils and committees to assist the Commissioner in dealing with regulatory problems. The Commissioner may appoint members and may provide by rule for the creation, governance, duties and termination of any council or committee the Commissioner establishes.  2. The Commissioner may create at least one advisory council to represent the consumer interest in insurance, to be made up of members with no substantial interest in any aspect of the insurance industry, except as insureds.  (Added to NRS by 1971, 1565)
NV Rev Stat § 679B.170 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.170 - Private ombudsmen.

The Commissioner may by rule or regulation require any or all insurers to designate a special complaint representative, who may be an officer, employee or agent, to investigate and report on complaints received from insureds or other persons. In order to achieve some degree of independence and authority in such representatives, the Commissioner may require that they report directly to the board of directors or other specified office, or that they have additional authority or status.  (Added to NRS by 1971, 1565; A 1971, 1933)
NV Rev Stat § 679B.180 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.180 - Enforcement.

  1. The Commissioner may invoke the aid of the courts through injunction or other proper process, mandatory or otherwise, to enjoin any existing or threatened violation of any provision of this Code, or to enforce any proper order made by or action taken by the Commissioner.  2. If the Commissioner has reason to believe that any person has violated any provision of this Code, or other law applicable to insurance operations, for which criminal prosecution in the opinion of the Commissioner would be in order, the Commissioner shall give the information relative thereto to the appropriate district attorney or to the Attorney General. The district attorney or Attorney General shall promptly institute such action or proceedings against such person as in the opinion of the district attorney or Attorney General the information may require or justify.  3. Except as otherwise provided in this Code, the Attorney General shall act as legal counsel to the Division and the Commissioner in all matters pertaining to the administration and enforcement of this Code.  (Added to NRS by 1971, 1565; A 1975, 1286; 1983, 1385; 1991, 1616; 1993, 1899; 1995, 2697)
NV Rev Stat § 679B.185 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.185 - Administrative fine for willfully engaging in unauthorized transaction of insurance: Limitation; enforcement.

  1. If any person willfully engages in the unauthorized transaction of insurance, the Commissioner may impose an administrative fine of not more than $10,000 for each act or violation.  2. An administrative fine imposed pursuant to this section is in addition to any other administrative fine or penalty provided for in this title, except a fine or penalty imposed pursuant to NRS 686A.183, 686A.187, 696B.500 or 696B.520.  3. If the administrative fine is not paid when due, the fine must be recovered in a civil action brought by the Attorney General on behalf of the Commissioner.  4. Except as otherwise provided by specific statute, the Commissioner shall commence a proceeding to impose an administrative fine pursuant to subsection 1 not later than 5 years after the date on which the act or violation occurred.  (Added to NRS by 1993, 2381; A 1997, 3017)
NV Rev Stat § 679B.187 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.187 - Person who invests or handles money or assets of insurer designated fiduciary; penalty for engaging in prohibited conduct.

  1. An officer, director, employee or agent of a domestic or foreign insurer who has the duty or power of investing or handling the money or assets of the insurer located in this state is a fiduciary of that money or those assets. Such an officer, director, employee or agent shall not appropriate, divert or convert to his or her own use such money or assets.  2. A person who violates subsection 1 is guilty of embezzlement and, in addition to any other penalty provided by law, shall be punished in accordance with NRS 205.300.  (Added to NRS by 1997, 3016)
NV Rev Stat § 679B.200 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.200 - Evidentiary effect of Commissioner’s certificates and certified copies of documents.

  1. All certificates issued by the Commissioner in accordance with the provisions of this Code and all copies of documents filed in his or her office in accordance with the provisions of this Code when certified by the Commissioner must be taken and received in all courts and public offices and by official bodies of this state as prima facie evidence of the facts therein stated.  2. A certificate by the Commissioner under the seal of the Division as to facts relating to insurers which would not appear from a certified copy of any of the documents or certificates specified in subsection 1 must be taken and received in all courts and public offices and by official bodies as prima facie evidence of the facts therein stated.  (Added to NRS by 1971, 1566; A 1991, 1617; 1993, 1900)
NV Rev Stat § 679B.220 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.220 - Interstate and international cooperation.

  1. The Commissioner shall communicate on request of the regulatory officer for insurance in any state, province or country any information which it is the duty of the Commissioner by law to ascertain respecting authorized insurers.  2. The Commissioner may:  (a) Be a member of the National Association of Insurance Commissioners or any successor organization;  (b) Exchange with the association or any successor organization any information, not otherwise confidential, relating to applicants and licensees under this title;  (c) Communicate with the association or any successor organization concerning the business of insurance generally;  (d) Enter into compacts with the regulatory officers in other states to:  (1) Further the uniform treatment of insurers throughout the United States;  (2) Ensure market stability; or  (3) Ensure essential insurance is made available to Nevada residents; and  (e) Participate in and support other cooperative activities of public officers having supervision of the business of insurance.  (Added to NRS by 1971, 1566; A 1987, 594; 2001, 2182; 2019, 1433)
NV Rev Stat § 679B.225 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.225 - Inspection of insurance policies.

The Commissioner, at any time, may inspect any insurance policy covering any risk in this state. Every policyholder, upon request, shall produce any insurance policy in his or her possession or under his or her control for inspection by the Commissioner.  (Added to NRS by 1977, 454)
NV Rev Stat § 679B.227 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.227 - Statute of limitations for commencing proceedings to collect premium tax.

The Commissioner has 7 years in which to begin proceedings to collect the premium tax and associated penalties and fines imposed pursuant to NRS 680B.027, 680B.039, 680B.040, 685A.180, 685A.190 and 685B.035, where the tax has been unreported or has been concealed by error or omission, and where the amount of the tax is known or through reasonable diligence should have been known.  (Added to NRS by 1995, 1611)
NV Rev Stat § 679B.228 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.228 - Fee for returned check or other dishonored payment.

The Division shall charge a person a fee in the amount established by the State Controller pursuant to NRS 353C.115 for each check or other method of payment that is returned to the Division or otherwise dishonored because the person had insufficient money or credit with the drawee or financial institution to pay the check or other method of payment or because the person stopped payment on the check or other method of payment.  (Added to NRS by 1997, 3016; A 2001, 1880; 2003, 20th Special Session, 228; 2005, 592)
NV Rev Stat § 679B.230 (2021)
2021 Nevada Revised Statutes|Chapter 679B - Commissioner of Insurance|NRS 679B.230 - Examination of insurers.

  1. For the purpose of determining its financial condition, fulfillment of its contractual obligations and compliance with law, the Commissioner shall, as often as he or she deems advisable, examine the affairs, transactions, accounts, records and assets of each authorized insurer, and of any person as to any matter relevant to the financial affairs of the insurer or to the examination. Except as otherwise expressly provided in this title, the Commissioner shall so examine each authorized insurer not less frequently than every 5 years. In scheduling and determining the nature, scope and frequency of the examinations, the Commissioner shall consider:  (a) The results of any analysis of any applicable financial statement;  (b) Any change in management or ownership of the insurer;  (c) Any applicable actuarial opinion or summary;  (d) Any applicable report of an independent certified public accountant; and  (e) Any other applicable criteria set forth in the most recent edition of the Financial Condition Examiners Handbook, published by the NAIC, and the most recent edition of the Market Regulation Handbook, published by the NAIC, which are in effect when the Commissioner exercises his or her discretion pursuant to this section.  2. In examining an insurer pursuant to this section, the Commissioner may examine or investigate any person, or the business of any person, if the examination or investigation is, in the sole discretion of the Commissioner, necessary or material to the examination of the insurer.  3. Examination of an alien insurer must be limited to its insurance transactions, assets, trust deposits and affairs in the United States, except as otherwise required by the Commissioner.  4. The Commissioner shall in like manner examine each insurer applying for an initial certificate of authority to transact insurance in this state.  5. In lieu of an examination under this chapter, the Commissioner may accept a report of the examination of a foreign or alien insurer prepared by the Division for a foreign insurer’s state of domicile or an alien insurer’s state of entry into the United States.  6. As far as practical the examination of a foreign or alien insurer must be made in cooperation with the insurance supervisory officers of other states in which the insurer transacts business.  (Added to NRS by 1971, 1567; A 1995, 1750; 2017, 61)