reglab/housing_qa huggingface dataset:
CA Ins Code § 12640.08 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 6 - INSURANCE COVERING LAND|CHAPTER 2A - Mortgage Guaranty Insurance|ARTICLE 4 - Limitations and Restrictions for Transacting Business|Section 12640.08.

12640.08.  A mortgage guaranty insurer shall not insure loans secured by properties in a single housing tract or a contiguous tract in excess of ten (10) percent of the insurer’s policyholders surplus. In determining the amount of such risk, applicable reinsurance in any assuming insurer authorized to transact mortgage guaranty insurance in this State shall be deducted from the total direct risk insured. “Contiguous,” for the purposes of this section, means not separated by more than one-half mile.(Added by Stats. 1961, Ch. 719.)
CA Ins Code § 12640.091 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 6 - INSURANCE COVERING LAND|CHAPTER 2A - Mortgage Guaranty Insurance|ARTICLE 4 - Limitations and Restrictions for Transacting Business|Section 12640.091.

12640.091.  (a) In order to qualify as a segregated trust under subdivision (d) of Section 12640.09, a trust shall meet all of the following requirements:(1) Be established by an insurer or reinsurer for the benefit of the ceding mortgage guaranty insurer.(2) Have the trust assets located in the mortgage guaranty insurer’s state of domicile, in the State of California, or in another jurisdiction which is approved by the commissioner.(3) Be funded by assets permitted by Article 3 (commencing with Section 1170) of Chapter 2 of Part 2 of Division 1, or by tax and loss bonds purchased pursuant to Section 832(e) of the Internal Revenue Code.(4) Be subject to withdrawals only by, and under the control of, the ceding mortgage guaranty insurer provided that written notification with adequate supporting documentation is filed with the commissioner within 15 calendar days after the withdrawal.(5) Consent to and be subject to examination by the commissioner.(6) Appoint an agent for service of process in the State of California and file the appointment with the commissioner within 30 calendar days after the effective date.(b) The trust agreement and any amendments to it shall be filed with the commissioner within 30 calendar days after its effective date. The commissioner may order a prospectively applicable modification, correction, disapproval, or termination of any trust arrangement, agreement, or amendment which fails to meet the requirements set forth in this chapter. Any order of the commissioner shall be in writing and shall specify the reasons for the modifications, corrections, disapproval, or termination.(c) The ceding mortgage guaranty insurer shall make quarterly, annual, and interim reports on the segregated trust account at the time as they are required or requested by the commissioner on forms prescribed by the commissioner.(d) The commissioner may adopt rules and regulations necessary to carry out the provisions of this section including appropriate rules or regulations to assure that the trust assets are legally segregated, reasonably liquid, secure, and accessible.(Added by Stats. 1990, Ch. 772, Sec. 3.)
CA Ins Code § 12640.095 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 6 - INSURANCE COVERING LAND|CHAPTER 2A - Mortgage Guaranty Insurance|ARTICLE 4 - Limitations and Restrictions for Transacting Business|Section 12640.095.

12640.095.  A mortgage guaranty insurer transacting the class of insurance defined in paragraph (2) of subdivision (a) of Section 12640.02 may reinsure with either the type of reinsurer defined in subdivision (d) of Section 12640.09, or, any other insurer which has received written permission from the commissioner to write the type of insurance defined in paragraph (2) of subdivision (a) of Section 12640.02.(Added by Stats. 1982, Ch. 1084, Sec. 4.)
CA Ins Code § 12640.11 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 6 - INSURANCE COVERING LAND|CHAPTER 2A - Mortgage Guaranty Insurance|ARTICLE 4 - Limitations and Restrictions for Transacting Business|Section 12640.11.

12640.11.  (a) Nothing in this chapter (commencing with Section 12640.01) shall be construed as limiting the right of any mortgage guaranty insurer to impose reasonable requirements upon the lender with regard to the terms of any note or bond or other evidence of indebtedness secured by a mortgage or deed of trust, such as requiring a stipulated down payment by the borrower.(b) All statements and descriptions in any application for mortgage guaranty insurance or in negotiations for that insurance, and all documents relating thereto, submitted to the mortgage guaranty insurer shall be deemed to be representations and not warranties. Furthermore, misrepresentations and incorrect or incomplete statements in any such application, negotiations, and all documents relating thereto shall not prevent a recovery under a policy of mortgage guaranty insurance unless:(1) Fraudulent; or(2) Material either to the acceptance of the risk or to the hazard assumed by the insurer; or(3) The insurer in good faith would either not have issued the mortgage guaranty insurance policy or extended coverage thereunder, or would not have issued the policy or extended coverage in as large an amount or at the premium rate as applied for or would not have provided coverage with respect to the hazard resulting in the loss if the true facts had been known to the insurer as required by the application for the policy or for the extension of coverage or otherwise.(Amended by Stats. 1985, Ch. 1476, Sec. 1.)
CA Ins Code § 12640.12 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 6 - INSURANCE COVERING LAND|CHAPTER 2A - Mortgage Guaranty Insurance|ARTICLE 5 - Rebates and Commissions|Section 12640.12.

12640.12.  Every mortgage guaranty insurer shall adopt, print and make available a schedule of premium charges for mortgage guaranty insurance policies. The schedule shall show the entire amount of premium charge for each type of mortgage guaranty insurance policy issued by the insurer.(Added by Stats. 1961, Ch. 719.)
CA Ins Code § 12640.13 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 6 - INSURANCE COVERING LAND|CHAPTER 2A - Mortgage Guaranty Insurance|ARTICLE 5 - Rebates and Commissions|Section 12640.13.

12640.13.  (a) No mortgage guaranty insurer shall pay to any person who is acting as agent, representative, attorney or employee of the owner, mortgagee of the prospective owner, or mortgagee of the real property or any interest therein, either directly or indirectly, any commission, or any part of its premium charges or any other consideration as an inducement for or as compensation on any mortgage guaranty insurance business.(b) Notwithstanding subdivision (a), or the provisions of Section 751, activities of mortgage guaranty insurers in dealing with the secondary mortgage market, which are made available to the mortgage lending industry, whether insureds or not, shall not be deemed to be unlawful rebates or commissions. Included, but not limited to such activities, are the following:(1) Services provided for the purpose of assisting in the purchase or sale of mortgage loans in the secondary market.(2) Preparation of forms necessary for the sale of mortgage loans in the secondary mortgage market.(3) Educational seminars dealing with issues affecting the mortgage lending industry.(Amended by Stats. 1981, Ch. 419, Sec. 1.)
CA Ins Code § 12640.14 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 6 - INSURANCE COVERING LAND|CHAPTER 2A - Mortgage Guaranty Insurance|ARTICLE 5 - Rebates and Commissions|Section 12640.14.

12640.14.  No mortgage guaranty insurer shall make any rebate of any portion of the premium charge shown by the schedule required by Section 12640.12. No mortgage guaranty insurer shall quote any premium charge to any person which is less than that currently available to others for the same type of mortgage guaranty insurance policy. The amount by which any premium charge is less than that called for by the current schedule of premium charges is an unlawful rebate.(Added by Stats. 1961, Ch. 719.)
CA Ins Code § 12640.145 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 6 - INSURANCE COVERING LAND|CHAPTER 2A - Mortgage Guaranty Insurance|ARTICLE 5 - Rebates and Commissions|Section 12640.145.

12640.145.  No mortgage guaranty insurer shall pay any compensation to any person for transacting insurance for or with it based in whole or in part upon a commission basis unless such person is licensed pursuant to and subject to all the provisions of and restrictions in Chapter 5, Part 2, Division 1 of this code. This section shall not be construed so as to affect the meaning of any other provisions of this article.(Added by Stats. 1963, Ch. 1284.)
CA Ins Code § 12640.15 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 6 - INSURANCE COVERING LAND|CHAPTER 2A - Mortgage Guaranty Insurance|ARTICLE 5 - Rebates and Commissions|Section 12640.15.

12640.15.  The commissioner may after a hearing suspend or revoke the certificate of authority of any mortgage guaranty insurer which, after 10 days written notice from the commissioner requiring it to cease and desist, continues to pay any commission or to make any unlawful rebate in willful violation of the provisions of this article (commencing with Section 12640.12). The hearings of the commissioner shall be conducted in accordance with the Administrative Procedure Act, Chapter 5, Part 1, Division 3, Title 2 of the Government Code, and the commissioner shall have all the powers granted therein.(Added by Stats. 1961, Ch. 719.)
CA Ins Code § 12640.16 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 6 - INSURANCE COVERING LAND|CHAPTER 2A - Mortgage Guaranty Insurance|ARTICLE 6 - Financial Statements|Section 12640.16.

12640.16.  (a) The provisions of Article 10 (commencing with Section 900), Chapter 1, Part 2, Division 1, relating to financial statements, shall apply to mortgage guaranty insurers.(b) The unearned premium reserve shall be computed in accordance with the other applicable sections of this code, except that on all policies covering a risk period of more than one year the unearned premium reserve shall be computed in accordance with standards promulgated by the commissioner after appropriate hearings.(c) In addition to the contingency reserve required under Section 12640.04, the case basis method shall be used to determine the loss reserve, which shall include a reserve for claims reported and unpaid and claims incurred but not reported, including:(i) Estimated losses on insured loans which have resulted in the conveyance of property which remains unsold.(ii) Insured loans in the process of foreclosure.(iii) Insured loans in default for four or more months.(Added by Stats. 1961, Ch. 719.)
CA Ins Code § 12640.17 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 6 - INSURANCE COVERING LAND|CHAPTER 2A - Mortgage Guaranty Insurance|ARTICLE 7 - Applicability of Other Laws|Section 12640.17.

12640.17.  All the applicable provisions of this code and of other statutes of this state, except as the same may be in conflict herewith, shall apply to the operation and conduct of the business authorized by this chapter.(Amended by Stats. 1973, Ch. 77.)
CA Ins Code § 12640.18 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 6 - INSURANCE COVERING LAND|CHAPTER 2A - Mortgage Guaranty Insurance|ARTICLE 8 - Additional Powers of Commissioner|Section 12640.18.

12640.18.  The commissioner may adopt, pursuant to Chapter 3.5 (commencing with Section 11340 ) of Part 1 of Division 3 of Title 2 of the Government Code, such reasonable rules and regulations as may be necessary to carry out the provisions of this chapter, including, but not limited to, appropriate restrictions as to investments, giving full consideration to the desirability of high liquidity.(Amended by Stats. 1982, Ch. 454, Sec. 126.)
CA Ins Code § 12640.19 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 6 - INSURANCE COVERING LAND|CHAPTER 2A - Mortgage Guaranty Insurance|ARTICLE 9 - Advertising|Section 12640.19.

12640.19.  No bank, savings and loan association or insurance company, any of whose authorized real estate securities are insured by mortgage guaranty insurance pursuant to this chapter (commencing with Section 12640.01) may state in any brochure, pamphlet, report or any form of advertising that the real estate loans of the bank, savings and loan association or insurance company are “insured loans” unless the brochure, pamphlet, report or advertising also clearly states that the loans are insured by private insurers and the names of the private insurers are given and shall not make any such statement at all unless such insurance is by an insurer certificated to write in this State.(Added by Stats. 1961, Ch. 719.)
CA Ins Code § 12640.20 (2021)
2021 California Code|Insurance Code - INS|DIVISION 2 - CLASSES OF INSURANCE|PART 6 - INSURANCE COVERING LAND|CHAPTER 2A - Mortgage Guaranty Insurance|ARTICLE 10 - Fees|Section 12640.20.

12640.20.  The commissioner shall collect in advance a fee of four hundred seventy-two dollars ($472) from each mortgage guaranty insurer for the examination and analysis of the reinsurance contracts, final prospectus, and private placement memorandum filed with the commissioner after the issuance of a pool insurance policy.(Amended by Stats. 1985, Ch. 770, Sec. 26.5.)
CA Labor Code § 200 (2021)
2021 California Code|Labor Code - LAB|DIVISION 2 - EMPLOYMENT REGULATION AND SUPERVISION|PART 1 - COMPENSATION|CHAPTER 1 - Payment of Wages|ARTICLE 1 - General Occupations|Section 200.

200.  As used in this article: (a) “Wages” includes all amounts for labor performed by employees of every description, whether the amount is fixed or ascertained by the standard of time, task, piece, commission basis, or other method of calculation.(b) “Labor” includes labor, work, or service whether rendered or performed under contract, subcontract, partnership, station plan, or other agreement if the labor to be paid for is performed personally by the person demanding payment. (Enacted by Stats. 1937, Ch. 90.)
CA Labor Code § 200.3 (2021)
2021 California Code|Labor Code - LAB|DIVISION 2 - EMPLOYMENT REGULATION AND SUPERVISION|PART 1 - COMPENSATION|CHAPTER 1 - Payment of Wages|ARTICLE 1 - General Occupations|Section 200.3.

200.3.  (a) A successor to a judgment debtor shall be liable for any wages, damages, and penalties owed to any of the judgment debtor’s former workforce pursuant to a final judgment, after the time to appeal therefrom has expired and for which no appeal therefrom is pending. Successorship is established upon meeting any of the following criteria:(1) Uses substantially the same facilities or substantially the same workforce to offer substantially the same services as the judgment debtor. This factor does not apply to employers who maintain the same workforce pursuant to Chapter 4.5 (commencing with Section 1060) of Part 3.(2) Has substantially the same owners or managers that control the labor relations as the judgment debtor.(3) Employs as a managing agent any person who directly controlled the wages, hours, or working conditions of the affected workforce of the judgment debtor. The term managing agent has the same meaning as in subdivision (b) of Section 3294 of the Civil Code.(4) Operates a business in the same industry and the business has an owner, partner, officer, or director who is an immediate family member of any owner, partner, officer, or director of the judgment debtor.(b) This section shall not be construed to limit other means of establishing successor liability for wages, damages, and penalties.(Added by Stats. 2020, Ch. 357, Sec. 7. (AB 3075) Effective January 1, 2021.)
CA Labor Code § 200.5 (2021)
2021 California Code|Labor Code - LAB|DIVISION 2 - EMPLOYMENT REGULATION AND SUPERVISION|PART 1 - COMPENSATION|CHAPTER 1 - Payment of Wages|ARTICLE 1 - General Occupations|Section 200.5.

200.5.  (a) Notwithstanding any provision of this code or Section 340 of the Code of Civil Procedure, to collect a civil penalty, fee, or penalty fee under this division, the Division of Labor Standards Enforcement shall commence an action within three years from the date the penalty or fee became final. Upon commencement of an action, the clerk of the superior court shall enter judgment immediately in conformity therewith.(b) This section applies only to penalty assessments or fees that became final on or after the effective date of the act adding this section.(c) For purposes of this section, “commence an action” means to file a request for entry of judgment on a civil penalty or fee with the clerk of the superior court of the relevant county.(d) For purposes of this section, “final” means the time to appeal has expired and there is no appeal pending.(Added by Stats. 2011, Ch. 655, Sec. 3. (AB 469) Effective January 1, 2012.)
CA Labor Code § 201.5 (2021)
2021 California Code|Labor Code - LAB|DIVISION 2 - EMPLOYMENT REGULATION AND SUPERVISION|PART 1 - COMPENSATION|CHAPTER 1 - Payment of Wages|ARTICLE 1 - General Occupations|Section 201.5.

201.5.  (a) For purposes of this section, the following definitions apply:(1) “An employee engaged in the production or broadcasting of motion pictures” means an employee to whom both of the following apply:(A) The employee’s job duties relate to or support the production or broadcasting of motion pictures or the facilities or equipment used in the production or broadcasting of motion pictures.(B) The employee is hired for a period of limited duration to render services relating to or supporting a particular motion picture production or broadcasting project, or is hired on the basis of one or more daily or weekly calls.(2) “Daily or weekly call” means an employment that, by its terms, will expire at the conclusion of one day or one week, unless renewed.(3) “Next regular payday” means the day designated by the employer, pursuant to Section 204, for payment of wages earned during the payroll period in which the termination occurs.(4) “Production or broadcasting of motion pictures” means the development, creation, presentation, or broadcasting of theatrical or televised motion pictures, television programs, commercial advertisements, music videos, or any other moving images, including, but not limited to, productions made for entertainment, commercial, religious, or educational purposes, whether these productions are presented by means of film, tape, live broadcast, cable, satellite transmission, Web cast, or any other technology that is now in use or may be adopted in the future.(b) An employee engaged in the production or broadcasting of motion pictures whose employment terminates is entitled to receive payment of the wages earned and unpaid at the time of the termination by the next regular payday.(c) The payment of wages to employees covered by this section may be mailed to the employee or made available to the employee at a location specified by the employer in the county where the employee was hired or performed labor. The payment shall be deemed to have been made on the date that the employee’s wages are mailed to the employee or made available to the employee at the location specified by the employer, whichever is earlier.(d) For purposes of this section, an employment terminates when the employment relationship ends, whether by discharge, lay off, resignation, completion of employment for a specified term, or otherwise.(e) Nothing in this section prohibits the parties to a valid collective bargaining agreement from establishing alternative provisions for final payment of wages to employees covered by this section if those provisions do not exceed the time limitation established in Section 204.(Repealed and added by Stats. 2006, Ch. 824, Sec. 2. Effective January 1, 2007.)
CA Labor Code § 201.6 (2021)
2021 California Code|Labor Code - LAB|DIVISION 2 - EMPLOYMENT REGULATION AND SUPERVISION|PART 1 - COMPENSATION|CHAPTER 1 - Payment of Wages|ARTICLE 1 - General Occupations|Section 201.6.

201.6.  (a) As used in this section:(1) “Print shoot employee” means an individual hired for a period of limited duration to render services relating to or supporting a still image shoot, including film or digital photography, for use in print, digital, or internet media.(2) “Next regular payday” means the day designated by the employer, pursuant to Section 204, for payment of wages earned during the payroll period in which the termination occurs.(3) “Time of termination” is when the employment relationship ends, whether by discharge, layoff, resignation, completion of employment for a specified term, or otherwise.(b) A print shoot employee is entitled to receive payment of the wages earned and unpaid at the time of termination by the next regular payday.(c) The payment of wages to employees covered by this section may be mailed to the employee or made available to the employee at a location specified by the employer in the county where the employee was hired or performed labor. The payment shall be deemed to have been made on the date that the employee’s wages are mailed to the employee or made available to the employee at the location specified by the employer, whichever is earlier.(d) Nothing in this section prohibits the parties to a valid collective bargaining agreement from establishing alternative provisions for final payment of wages to employees covered by this section if those provisions do not exceed the time limitation established in Section 204.(Added by Stats. 2019, Ch. 253, Sec. 2. (SB 671) Effective September 5, 2019.)
CA Labor Code § 201.7 (2021)
2021 California Code|Labor Code - LAB|DIVISION 2 - EMPLOYMENT REGULATION AND SUPERVISION|PART 1 - COMPENSATION|CHAPTER 1 - Payment of Wages|ARTICLE 1 - General Occupations|Section 201.7.

201.7.  An employer who lays off an employee or a group of employees engaged in the business of oil drilling shall be deemed to have made immediate payment within the meaning of Section 201 if the wages of such employees are paid within such reasonable time as may be necessary for computation or payment thereof; provided, however, that such reasonable time shall not exceed 24 hours after discharge excluding Saturdays, Sundays, and holidays; and provided further, such payment may be mailed and the date of mailing is the date of payment.The Legislature finds and determines that special provision must be made for the payment of wages on discharge of employees engaged in oil drilling because their employment at various locations is often far removed from the employer’s principal administrative offices, which makes the computation and payment of wages on an immediate basis unduly burdensome.(Added by Stats. 1980, Ch. 440.)
CA Labor Code § 201.9 (2021)
2021 California Code|Labor Code - LAB|DIVISION 2 - EMPLOYMENT REGULATION AND SUPERVISION|PART 1 - COMPENSATION|CHAPTER 1 - Payment of Wages|ARTICLE 1 - General Occupations|Section 201.9.

201.9.  Notwithstanding subdivision (a) of Section 201, if employees are employed at a venue that hosts live theatrical or concert events and are enrolled in and routinely dispatched to employment through a hiring hall or other system of regular short-term employment established in accordance with a bona fide collective bargaining agreement, these employees and their employers may establish by express terms in their collective bargaining agreement the time limits for payment of wages to an employee who is discharged or laid off.(Added by Stats. 2006, Ch. 685, Sec. 1. Effective January 1, 2007.)