reglab/housing_qa huggingface dataset:
IA Code § 522C.2 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522C - LICENSING OF PUBLIC ADJUSTERS|Section 522C.2 - Definitions.

522C.2 Definitions.   As used in this chapter, unless the context otherwise requires:   1. “Business entity” means a corporation, association, partnership, limited liability company, limited liability partnership, or any other legal entity.   2. “Commissioner” means the commissioner of insurance.   3. “Fingerprints” means an impression of the lines on a human finger taken for the purposes of identification. The impression may be electronic or in ink converted to an electronic format.   4. “First-party claim” means a claim filed by a person insured under the insurance policy against which the claim is made.   5. “Individual” means a natural person.   6. “Person” means an individual or a business entity.   7. “Public adjuster” means any person who for compensation or any other thing of value acts on behalf of an insured by doing any of the following:   a. Acting for or aiding an insured in negotiating for or effecting the settlement of a first-party claim for loss or damage to real or personal property of the insured.   b. Advertising for employment as a public adjuster of first-party insurance claims or otherwise soliciting business or representing to the public that the person is a public adjuster of first-party insurance claims for loss or damage to real or personal property of an insured.   c. Directly or indirectly soliciting business investigating or adjusting losses, or advising an insured about first-party claims for loss or damage to real or personal property of the insured.   8. “Uniform business entity application” means the current version of the national association of insurance commissioners’ uniform business entity application for resident and nonresident business entities.   9. “Uniform individual application” means the current version of the national association of insurance commissioners’ uniform individual application for resident and nonresident individuals.  2007 Acts, ch 137, §25
IA Code § 522C.3 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522C - LICENSING OF PUBLIC ADJUSTERS|Section 522C.3 - Authority of the commissioner.

522C.3 Authority of the commissioner.   1. The commissioner shall adopt rules pursuant to chapter 17A as necessary to administer and enforce this chapter.   2. The commissioner shall adopt rules including but not limited to all of the following:   a. Advertising standards.   b. Continuing education requirements for licensees.   c. Contracts between public adjusters and insureds.   d. Required disclosures by licensees.   e. Examinations for licensure.   f. Exemptions.   g. License bonds and errors and omissions insurance requirements.   h. License requirements and exclusions.   i. Prohibited practices.   j. Record retention requirements.   k. Reporting requirements.   l. Requirements and limitations on fees charged by public adjusters.   m. Standards for reasonableness of payment.   n. Standards of conduct.   o. Penalties.  2007 Acts, ch 137, §26
IA Code § 522C.4 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522C - LICENSING OF PUBLIC ADJUSTERS|Section 522C.4 - License required.

522C.4 License required.   A person shall not operate as or represent that the person is a public adjuster in this state unless the person is licensed by the commissioner in accordance with this chapter.  2007 Acts, ch 137, §27
IA Code § 522C.5 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522C - LICENSING OF PUBLIC ADJUSTERS|Section 522C.5 - Application for license.

522C.5 Application for license.   1. A person applying for a public adjuster license shall make application on a uniform individual application or uniform business entity application as prescribed by the commissioner pursuant to rules adopted under chapter 17A.   2. In determining eligibility for licensure under this chapter, the commissioner is authorized to require a criminal history check pursuant to section 522B.5A for each individual applying for a public adjuster license and for each individual who will be acting as a public adjuster of a business entity applying for licensure under this chapter.  2007 Acts, ch 137, §28; 2020 Acts, ch 1016, §8  Section amended
IA Code § 522C.6 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522C - LICENSING OF PUBLIC ADJUSTERS|Section 522C.6 - Penalties.

522C.6 Penalties.   1. The commissioner may place on probation, suspend, revoke, or refuse to issue or renew a public adjuster’s license or may levy a civil penalty as provided in section 505.7A if a licensed public adjuster is found after hearing to be in violation of the requirements of this chapter or rules adopted or orders issued pursuant to this chapter.   2. A person acting as a public adjuster without proper licensure or a public adjuster who willfully violates any provision of this chapter or any rule adopted or order issued under this chapter is guilty of a serious misdemeanor.   3. a. A licensed public adjuster who, after hearing, is found to have violated this chapter or any rule adopted or order issued pursuant to this chapter, may be ordered to cease and desist from engaging in the conduct resulting in the violation and may be assessed a civil penalty as provided in section 505.7A.   b. A person who, after hearing, is found to have violated this chapter by acting as a public adjuster without proper licensure may be ordered to cease and desist from engaging in the conduct resulting in the violation and may be assessed a civil penalty according to the provisions of chapter 507A.   c. If a person has engaged, is engaging, or is about to engage in any act or practice constituting a violation of this chapter or any rule adopted or order issued pursuant to this chapter, the commissioner may issue a summary order that includes a brief statement of findings of fact, conclusions of law, and policy reasons for the order, and that directs the person to cease and desist from engaging in the act or practice constituting the violation and that may assess a civil penalty or take other affirmative action as in the judgment of the commissioner is necessary to assure that the person complies with the requirements of this chapter as provided in chapter 507A.   d. If a person does not comply with an order issued pursuant to this subsection, the commissioner may petition a court of competent jurisdiction to enforce the order. The court shall not require the commissioner to post a bond in an action or proceeding under this subsection. If the court finds, after notice and opportunity for hearing, that the person is not in compliance with an order, the court may adjudge the person to be in civil contempt of the order. The court may impose a civil penalty against the person for contempt in an amount not less than three thousand dollars but not greater than ten thousand dollars for each violation and may grant any other relief that the court determines is just and proper in the circumstances.  2007 Acts, ch 137, §29; 2013 Acts, ch 124, §29  Referred to in §522B.5A
IA Code § 522D.1 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522D - LICENSING OF HEALTH PLAN NAVIGATORS|Section 522D.1 - Definitions.

522D.1 Definitions.   As used in this chapter, unless the context otherwise requires:   1. “Commissioner” means the commissioner of insurance.   2. “Navigator” means a public or private entity or an individual that is qualified and licensed, if appropriate, to engage in the activities and meet the standards described in  45 C.F.R. §155.210  .  2012 Acts, ch 1138, §121
IA Code § 522D.2 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522D - LICENSING OF HEALTH PLAN NAVIGATORS|Section 522D.2 - License required.

522D.2 License required.   A person shall not act as a navigator in this state unless the person is licensed by the commissioner as required in this chapter.  2012 Acts, ch 1138, §122  Referred to in §522D.9
IA Code § 522D.3 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522D - LICENSING OF HEALTH PLAN NAVIGATORS|Section 522D.3 - Actions prohibited.

522D.3 Actions prohibited.   A navigator shall not perform the functions of a person required to be licensed as an insurance producer under chapter 522B unless the navigator is licensed as a navigator pursuant to this chapter and as an insurance producer pursuant to chapter 522B.  2012 Acts, ch 1138, §123
IA Code § 522D.4 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522D - LICENSING OF HEALTH PLAN NAVIGATORS|Section 522D.4 - Written examination.

522D.4 Written examination.   1. An individual applying for a navigator license shall pass a written examination. The examination shall test the knowledge of the individual concerning the duties and responsibilities of a navigator and the insurance laws and regulations of this state. The commissioner shall adopt rules pursuant to chapter 17A related to the development and conduct of the examination.   2. The commissioner may make arrangements, including contracting with an outside testing service or other appropriate entity, for administering examinations and collecting fees.   3. An individual applying for an examination shall remit a nonrefundable fee as established by rule of the commissioner.   4. An individual who fails to appear for the examination as scheduled or fails to pass the examination shall reapply for an examination and remit all required fees and forms before being rescheduled for another examination.  2012 Acts, ch 1138, §124  Referred to in §522D.5, 522D.6
IA Code § 522D.5 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522D - LICENSING OF HEALTH PLAN NAVIGATORS|Section 522D.5 - Application for license.

522D.5 Application for license.   1. A person applying for a navigator license shall make application to the commissioner on an application form approved by the commissioner and declare under penalty of refusal, suspension, or revocation of the license that the statements made on the application are true, correct, and complete to the best of the individual’s knowledge and belief. Before approving the application, the commissioner shall find all of the following:   a. The individual is at least eighteen years of age.   b. The individual has not committed any act that is a ground for denial, suspension, or revocation as set forth in section 522D.7.   c. The individual has paid the license fee, as established by the commissioner by rule.   d. The individual has successfully completed the initial training and education program for a license as established by the commissioner by rule.   e. The individual has successfully passed the examination as provided in section 522D.4.   f. In order to protect the public interest, the individual has the requisite character and competence to receive a license as a navigator.   2. A public or private entity acting as a navigator may elect to obtain a navigator license. Application shall be made using the application form approved by the commissioner. Prior to approving the application, the commissioner shall find both of the following:   a. The entity has paid the appropriate fees.   b. The entity has designated a licensed navigator responsible for the entity’s compliance with this chapter.  2012 Acts, ch 1138, §125  Referred to in §522D.6
IA Code § 522D.6 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522D - LICENSING OF HEALTH PLAN NAVIGATORS|Section 522D.6 - License.

522D.6 License.   1. A person who meets the requirements of sections 522D.4 and 522D.5, unless otherwise denied licensure pursuant to section 522D.7, shall be issued a navigator license. A navigator license is valid for three years.   2. A navigator license remains in effect unless revoked or suspended as long as all required fees are paid and continuing education requirements are met by any applicable due date. A navigator is required to complete continuing education requirements required by law in order to be eligible for license renewal.   3. A licensed navigator who is unable to comply with license renewal procedures due to military service or other extenuating circumstances may request a waiver of those procedures. The licensed navigator may also request a waiver of any examination requirement or any other penalty or sanction imposed for failure to comply with renewal procedures.   4. The license shall contain the licensee’s name, address, personal identification number, the date of issuance, the expiration date, and any other information the commissioner deems necessary.   5. A licensee shall inform the commissioner by any means acceptable to the commissioner of a change of legal name or address within thirty days of the change. Failure to timely inform the commissioner of a change of legal name or address may result in a penalty as specified in section 522D.7.   6. The commissioner shall require by rule that a licensed navigator furnish a surety bond or other evidence of financial responsibility that protects all persons against wrongful acts, misrepresentations, errors, omissions, or negligence of the navigator.   7. In order to assist with the commissioner’s duties, the commissioner may contract with a nongovernmental entity, including the national association of insurance commissioners or any affiliate or subsidiary the national association of insurance commissioners oversees, to perform any ministerial functions, including the collection of fees, related to navigator licensing that the commissioner deems appropriate.  2012 Acts, ch 1138, §126
IA Code § 522D.8 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522D - LICENSING OF HEALTH PLAN NAVIGATORS|Section 522D.8 - Cease and desist orders — penalties.

522D.8 Cease and desist orders — penalties.   1. A navigator who, after hearing, is found to have violated this chapter, may be ordered to cease and desist from engaging in the conduct resulting in the violation and may be assessed a civil penalty pursuant to chapter 507B.   2. If a person does not comply with an order issued pursuant to this section, the commissioner may petition a court of competent jurisdiction to enforce the order. The court shall not require the commissioner to post a bond in an action or proceeding under this section. If the court finds, after notice and opportunity for hearing, that the person is not in compliance with an order, the court may adjudge the person to be in civil contempt of the order. The court may impose a civil penalty against the person for contempt in an amount not less than three thousand dollars but not greater than ten thousand dollars for each violation and may grant any other relief that the court determines is just and proper in the circumstances.  2012 Acts, ch 1138, §128  Referred to in §522D.7, 522D.9
IA Code § 522D.9 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522D - LICENSING OF HEALTH PLAN NAVIGATORS|Section 522D.9 - Injunctive relief.

522D.9 Injunctive relief.   1. A person may bring an action in district court to enjoin another person from acting as a navigator in violation of section 522D.2. However, before bringing an action in district court to enjoin a person pursuant to this section, the person shall file a complaint with the insurance division alleging that another person is acting as a navigator in violation of section 522D.2.   2. If the division makes a determination to proceed administratively against the person for a violation of section 522D.2, the complainant shall not bring an action in district court against the person pursuant to this section based upon the allegations contained in the complaint filed with the division.   3. If the division does not make a determination to proceed administratively against the person for a violation of section 522D.2, the division shall issue, by ninety days from the date of filing of the complaint, a release to the complainant that permits the complainant to bring an action in district court pursuant to this section.   4. The filing of a complaint with the division pursuant to this section tolls the statute of limitations pursuant to section 614.1 as to the alleged violation for a period of one hundred twenty days from the date of filing the complaint.   5. Any action brought in district court by a complainant against a person pursuant to this section, based upon the allegations contained in the complaint filed with the division, shall be brought within one year after the ninety-day period following the filing of the complaint with the division, or the date of the issuance of a release by the division, whichever is earlier.   6. If the court finds that the person is in violation of section 522D.2 and enjoins the person from acting as a navigator in violation of that section, the court’s findings of fact and law, and the judgment and decree, when final, shall be admissible in any proceeding initiated pursuant to section 522D.8 by the commissioner against the person enjoined and the person enjoined shall be precluded from contesting in that proceeding the court’s determination that the person acted as a navigator in violation of section 522D.2.  2012 Acts, ch 1138, §129
IA Code § 522D.10 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522D - LICENSING OF HEALTH PLAN NAVIGATORS|Section 522D.10 - Rules.

522D.10 Rules.   The commissioner may adopt rules pursuant to chapter 17A as are necessary or proper to carry out the purposes of this chapter.  2012 Acts, ch 1138, §130
IA Code § 522D.11 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522D - LICENSING OF HEALTH PLAN NAVIGATORS|Section 522D.11 - Severability.

522D.11 Severability.   If any provision of this chapter or its application to any person or circumstance is held invalid by a court of competent jurisdiction or by federal law, the invalidity does not affect other provisions or applications of the chapter that can be given effect without the invalid provision or application, and to this end the provisions of the chapter are severable and the valid provisions or applications shall remain in full force and effect.  2012 Acts, ch 1138, §131
IA Code § 522D.12 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522D - LICENSING OF HEALTH PLAN NAVIGATORS|Section 522D.12 - Future repeal.

522D.12 Future repeal.   If the federal law providing for the sale of qualified health benefit plans of the state is repealed by federal legislation or is ruled invalid by a decision of the United States supreme court, the commissioner shall notify the Iowa Code editor of the effective date of the repeal or the date of the ruling. This chapter is repealed on the effective date of such federal legislation or the date of the United States supreme court decision.  2012 Acts, ch 1138, §132
IA Code § 522E.2 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522E - SALE OF PORTABLE ELECTRONICS INSURANCE|Section 522E.2 - Licensure required.

522E.2 Licensure required.   A person shall not offer or sell any form of portable electronics insurance in this state unless the person is licensed as an insurance producer pursuant to chapter 522B, is issued a portable electronics insurance license pursuant to this chapter, or is an endorsee who is in compliance with section 522E.6.  2015 Acts, ch 87, §2, 16
IA Code § 522E.3 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522E - SALE OF PORTABLE ELECTRONICS INSURANCE|Section 522E.3 - Portable electronics insurance license.

522E.3 Portable electronics insurance license.   A portable electronics vendor that applies for a license and complies with the requirements of this chapter shall be issued a portable electronics insurance license by the commissioner that authorizes the licensee and the licensee’s endorsees to offer or sell portable electronics insurance to a consumer in connection with, and incidental to, the sale of portable electronics or the sale and provision of accessories or services related to the use of portable electronics.  2015 Acts, ch 87, §3, 16
IA Code § 522E.4 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522E - SALE OF PORTABLE ELECTRONICS INSURANCE|Section 522E.4 - Application and fees.

522E.4 Application and fees.   1. A portable electronics vendor applying for a portable electronics insurance license under this chapter shall submit all of the following to the commissioner:   a. A written application for licensure, signed by the applicant or an officer of the applicant, in the form prescribed by the commissioner.   b. A certificate by the insurer that is to be named in the portable electronics insurance license, stating that the insurer is satisfied that the named applicant is trustworthy and competent to act as a portable electronics insurance licensee limited to this purpose and that the insurer will appoint the applicant to act as its agent to transact the kind or kinds of insurance that are permitted by this chapter if the portable electronics insurance license applied for is issued by the commissioner. The certification shall be subscribed by an officer or managing agent of the insurer on a form prescribed by the commissioner.   c. An application fee of the lesser of fifty dollars per each endorsee at a location of the vendor or five hundred dollars per location valid for a three-year period and, for each three-year period thereafter, a renewal fee in the same amount. A maximum fee of five thousand dollars shall apply for licensure of a portable electronics vendor with multiple locations. The fees collected shall be deposited as provided in section 505.7.   2. Costs associated with any enforcement action against or investigation of a portable electronics vendor licensed under this chapter shall be paid for by the portable electronics vendor.  2015 Acts, ch 87, §4, 16  Referred to in §522E.6
IA Code § 522E.5 (2021)
2021 Iowa Code|Title XIII - COMMERCE|Chapter 522E - SALE OF PORTABLE ELECTRONICS INSURANCE|Section 522E.5 - License renewal.

522E.5 License renewal.   1. Not less than sixty days before a portable electronics insurance license will expire, the commissioner may use an electronic delivery method, including electronic mail or other similar electronic method of delivery, to deliver, or may mail, to the latest electronic mail or mailing address appearing in the commissioner’s records, an application to the licensee to renew a portable electronics insurance license for the appropriate succeeding license term. It is the licensee’s responsibility to renew the license, whether or not a renewal notice is received.   2. The commissioner may accept a late renewal without penalty, provided that the licensee’s failure to comply is due to a clerical error or inadvertence.   3. An application for renewal of a portable electronics insurance license may be filed on or before the expiration date of the license. An application for renewal of an expired license may be filed after the expiration date and until that same month and date of the next succeeding year.   4. The commissioner shall impose a penalty fee equal to one-half of the renewal fee for the portable electronics insurance license for any application for renewal that is filed after the expiration date of the license.  2015 Acts, ch 87, §5, 16